Sales Report:Supplement No. 5 dated Jul 27, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488634
This series of Notes was issued and sold upon the funding of the borrower loan #51623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $259.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 30y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,486 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| decisive-silver1 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,100.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2009)
|
|
Principal balance:
| $1,978.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Consolidate 3 loans
I want to consolidate 3 loans including Prosperloan into one payment, easier paymentand quicker payoff. I will always pay my debts, and appreciate this loan as it will help that goal! Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/21/2011 5:02:29 PM |
| organized-payment6 | $50.00 | 7/21/2011 5:02:23 PM |
| r48 | $25.00 | 7/21/2011 5:43:26 PM |
| McChan | $50.00 | 7/21/2011 9:59:26 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:26 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:02 PM |
| frankdelraza | $25.00 | 7/22/2011 8:59:47 PM |
| pnace | $50.00 | 7/22/2011 5:52:09 PM |
| silver-dogwood4 | $25.00 | 7/22/2011 10:58:35 PM |
| honeybee11 | $100.00 | 7/23/2011 4:11:08 AM |
| Solid-Platinum | $100.00 | 7/22/2011 9:29:54 PM |
| mmullen2 | $50.00 | 7/23/2011 5:19:08 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:05 PM |
| MadHun | $300.00 | 7/22/2011 10:28:58 PM |
| jmeasn | $50.00 | 7/22/2011 10:53:25 PM |
| benefit-trident | $25.00 | 7/23/2011 7:59:31 AM |
| CaptainBlueberry | $25.00 | 7/23/2011 4:52:13 AM |
| MoneyBagsRUs | $25.00 | 7/23/2011 6:20:40 AM |
| einstein | $200.00 | 7/23/2011 2:40:49 AM |
| theloanfiller | $30.10 | 7/23/2011 7:18:31 AM |
| objective-investor | $200.00 | 7/23/2011 8:04:16 AM |
| Leshan | $100.00 | 7/23/2011 6:10:45 AM |
| Leopoldine | $30.00 | 7/23/2011 10:40:55 AM |
| credit-investor5 | $50.00 | 7/23/2011 8:40:05 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:46:42 AM |
| Astyanax | $100.00 | 7/23/2011 10:19:40 AM |
| Warwick | $300.00 | 7/23/2011 10:43:49 AM |
| novice-speculator | $25.00 | 7/23/2011 12:29:16 PM |
| artisan369 | $200.00 | 7/23/2011 10:19:28 AM |
| chameleon125 | $25.00 | 7/23/2011 2:21:10 PM |
| Skatingbear | $100.00 | 7/23/2011 11:18:30 AM |
| sincere-balance | $25.00 | 7/23/2011 4:40:13 PM |
| SudianX | $32.97 | 7/23/2011 1:10:55 PM |
| competent-p2p | $30.23 | 7/23/2011 12:00:44 PM |
| promise2 | $100.00 | 7/23/2011 6:10:21 PM |
| market-aficionado3 | $26.99 | 7/23/2011 3:03:55 PM |
| worlds-best-worth2 | $25.00 | 7/23/2011 1:53:36 PM |
| market-pudding | $25.00 | 7/23/2011 4:32:17 PM |
| Cronos | $57.97 | 7/24/2011 12:44:24 AM |
| itskarma | $25.25 | 7/24/2011 4:21:33 AM |
| head | $25.00 | 7/24/2011 6:28:11 AM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:28:50 PM |
| honorable-yield | $50.00 | 7/24/2011 9:06:56 AM |
| trumpeter5 | $25.00 | 7/23/2011 5:12:57 PM |
| MichaelProsper | $25.00 | 7/24/2011 10:46:29 AM |
| JRhino | $30.00 | 7/24/2011 3:51:50 AM |
| loanman2007 | $100.00 | 7/24/2011 4:22:39 AM |
| s270 | $50.00 | 7/24/2011 5:26:01 AM |
| ore-frontier | $75.00 | 7/23/2011 10:02:45 PM |
| justice-circuitry0 | $50.00 | 7/24/2011 7:09:22 AM |
| 0403 | $25.00 | 7/24/2011 8:13:13 AM |
| tarion3 | $25.96 | 7/24/2011 8:22:33 AM |
| helping-out | $100.00 | 7/24/2011 5:53:45 AM |
| glimmering-generosity0 | $50.00 | 7/24/2011 6:47:47 AM |
| tomdooley12520 | $25.00 | 7/24/2011 6:50:46 AM |
| AlphaInternational | $25.00 | 7/24/2011 7:15:07 AM |
| fireferd | $50.00 | 7/24/2011 8:09:32 AM |
| heerzaquestion | $50.00 | 7/24/2011 11:00:40 AM |
| roadtruck | $50.00 | 7/24/2011 8:45:39 AM |
| msh345 | $25.00 | 7/24/2011 9:30:11 AM |
| saga9 | $25.00 | 7/24/2011 10:18:12 AM |
| investment-artist | $25.01 | 7/21/2011 5:02:18 PM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:05 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:15 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:33 AM |
| pound-balancer | $100.00 | 7/22/2011 9:14:19 AM |
| reflective-rupee | $200.09 | 7/22/2011 10:09:06 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:28 PM |
| Leopoldine | $27.35 | 7/22/2011 10:51:17 PM |
| hope-lionheart1 | $25.00 | 7/22/2011 11:24:35 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:30 AM |
| enchanted-truth264 | $25.00 | 7/22/2011 10:31:44 PM |
| bullwink27 | $25.00 | 7/23/2011 7:07:48 AM |
| seabass123 | $30.00 | 7/23/2011 7:13:44 AM |
| grampy48 | $25.00 | 7/23/2011 3:57:10 AM |
| DalCowboys | $25.00 | 7/23/2011 8:17:57 AM |
| nickel-pipeline | $25.00 | 7/23/2011 8:51:08 AM |
| worth-topper4 | $25.00 | 7/23/2011 6:08:05 AM |
| miboymat | $25.00 | 7/23/2011 9:00:20 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:20:46 AM |
| kc8fot | $125.00 | 7/23/2011 8:41:31 AM |
| adventurous-cash | $25.00 | 7/23/2011 10:11:24 AM |
| bill-booster5 | $25.00 | 7/23/2011 9:06:01 AM |
| 77dowplace | $25.00 | 7/23/2011 9:22:06 AM |
| wild-orange | $100.00 | 7/23/2011 11:10:28 AM |
| gothampark | $25.00 | 7/23/2011 10:33:00 AM |
| mg6619 | $25.00 | 7/23/2011 11:41:49 AM |
| m0rlock | $400.00 | 7/23/2011 3:36:06 PM |
| CPAnCA | $150.00 | 7/23/2011 4:18:10 PM |
| authoritative-loot | $25.00 | 7/23/2011 10:59:39 AM |
| CreditBuilder2 | $50.00 | 7/23/2011 1:10:48 PM |
| propertytransformer | $30.00 | 7/23/2011 11:45:10 AM |
| hopeful-point | $25.00 | 7/23/2011 1:49:32 PM |
| Peacepower | $50.00 | 7/23/2011 2:58:53 PM |
| sublime-liberty6 | $300.00 | 7/23/2011 1:16:33 PM |
| NekHoldings | $25.00 | 7/24/2011 6:18:43 AM |
| GALERXLoans | $75.00 | 7/24/2011 6:44:58 AM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:05:27 PM |
| EretzCapital | $100.00 | 7/24/2011 8:00:48 AM |
| foxy-marketplace2 | $250.00 | 7/23/2011 7:29:08 PM |
| rockstar78 | $100.00 | 7/23/2011 7:36:24 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:42 PM |
| worldly-investment333 | $50.00 | 7/24/2011 9:49:26 AM |
| E-B | $50.00 | 7/24/2011 5:12:39 AM |
| JustMee | $25.00 | 7/23/2011 9:41:54 PM |
| market-genome7 | $100.00 | 7/23/2011 11:07:14 PM |
| ferdberfel | $50.00 | 7/24/2011 7:19:13 AM |
| benefit-awakening9 | $50.00 | 7/24/2011 8:13:07 AM |
| cashasaurus0 | $100.00 | 7/24/2011 4:19:31 AM |
| thankful-nickel2 | $50.00 | 7/24/2011 4:58:40 AM |
| Kaj | $50.00 | 7/24/2011 5:18:47 AM |
| Binan | $50.00 | 7/24/2011 9:04:25 AM |
| a-reasonable-return | $25.00 | 7/24/2011 5:51:53 AM |
| Spaceman838 | $25.00 | 7/24/2011 9:10:57 AM |
| doopers | $25.00 | 7/24/2011 9:41:27 AM |
| Pakse | $25.00 | 7/24/2011 7:13:24 AM |
| JustMee | $25.00 | 7/24/2011 7:15:03 AM |
| myduck | $50.00 | 7/24/2011 10:53:34 AM |
| gslinv | $50.00 | 7/24/2011 11:06:57 AM |
| ore-dojo | $25.00 | 7/24/2011 8:15:32 AM |
| polka2002 | $27.88 | 7/24/2011 11:17:58 AM |
| Trondheim_Norway | $146.00 | 7/24/2011 11:35:23 AM |
| warew | $25.00 | 7/24/2011 9:30:41 AM |
| plentiful-platinum5 | $100.00 | 7/24/2011 9:59:07 AM |
| setUup | $33.20 | 7/24/2011 10:55:19 AM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
502730
This series of Notes was issued and sold upon the funding of the borrower loan #51651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $356.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,414 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Glossybird |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
|
Principal balance:
| $2,011.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Knock out AMEX and Bank of America!
Hello! My intentions are to pay cash going forward and kick the credit cards. I would appreciate your help and encouragement!
I just closed my AMEX account and have paid down almost half of what I owned on it. I owe $5000 more. Also asked BOA to lower my credit line, and am actively paying more than the minimum. Owe $5500 more on that one.
I moved from Georgia to Virginia after selling my home (for a profit). I was offered a better paying job in Human Resources here and I love what I do. I have always paid my debts and have good credit. I take very good care of all the important things- my health, my car, my residence, my finances, and my dogs.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pound-balancer | $50.00 | 7/21/2011 10:33:08 AM |
| bb575 | $50.00 | 7/21/2011 9:03:12 AM |
| indomitable-coin | $25.00 | 7/21/2011 5:22:07 PM |
| pnace | $50.00 | 7/21/2011 5:23:13 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:29 AM |
| pearl13 | $100.00 | 7/22/2011 5:47:09 PM |
| Barky52 | $25.00 | 7/23/2011 5:44:46 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:06 PM |
| benefit-trident | $25.00 | 7/23/2011 8:02:38 AM |
| bullwink27 | $25.00 | 7/23/2011 7:08:58 AM |
| miboymat | $25.00 | 7/23/2011 9:16:50 AM |
| CaptainBlueberry | $25.00 | 7/23/2011 4:47:55 AM |
| friendly-peace4 | $50.00 | 7/23/2011 9:35:51 AM |
| honsbedh | $25.00 | 7/23/2011 6:17:39 AM |
| kc8fot | $50.00 | 7/23/2011 8:38:43 AM |
| 77dowplace | $25.00 | 7/23/2011 9:21:12 AM |
| DrZoidberg | $50.00 | 7/23/2011 11:33:25 AM |
| payment-halo | $25.00 | 7/23/2011 9:56:24 AM |
| smart-kindness8 | $29.56 | 7/23/2011 10:29:52 AM |
| Leopoldine | $30.00 | 7/23/2011 10:34:54 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:27:43 AM |
| einstein | $200.00 | 7/23/2011 9:50:02 AM |
| compwhiz | $25.00 | 7/23/2011 10:34:34 AM |
| availableloan | $25.00 | 7/23/2011 10:34:51 AM |
| pythia | $25.00 | 7/23/2011 12:06:30 PM |
| poeman | $50.00 | 7/23/2011 10:59:58 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:40 PM |
| Ratgirl | $37.00 | 7/23/2011 5:48:20 PM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:01:45 PM |
| Mowine4me | $25.00 | 7/23/2011 6:33:19 PM |
| ochardlender | $25.00 | 7/23/2011 7:29:15 PM |
| CreditBuilder2 | $150.00 | 7/23/2011 1:21:00 PM |
| sincere-balance | $25.00 | 7/23/2011 4:41:07 PM |
| elasermd | $54.91 | 7/23/2011 2:58:24 PM |
| promise2 | $100.00 | 7/23/2011 6:18:03 PM |
| saga9 | $25.00 | 7/24/2011 10:16:58 AM |
| conqueror359 | $75.00 | 7/23/2011 7:36:42 PM |
| capital-party6 | $300.00 | 7/24/2011 11:16:47 AM |
| magnificent-euro543 | $50.00 | 7/24/2011 5:28:40 AM |
| refined-penny | $25.00 | 7/24/2011 1:02:04 PM |
| ockid007 | $50.00 | 7/24/2011 8:21:14 AM |
| let_me_retire | $52.27 | 7/24/2011 2:15:20 PM |
| NekHoldings | $25.00 | 7/24/2011 6:17:42 AM |
| setUup | $33.20 | 7/24/2011 10:09:54 AM |
| nimble-openness1 | $76.94 | 7/24/2011 3:33:25 PM |
| spiff666 | $26.66 | 7/24/2011 7:32:47 AM |
| DonaldColorado | $250.00 | 7/24/2011 10:13:12 AM |
| supersarah61 | $50.00 | 7/24/2011 4:57:33 PM |
| MichaelProsper | $40.00 | 7/24/2011 10:47:38 AM |
| silver-dogwood4 | $25.00 | 7/24/2011 11:06:52 AM |
| heerzaquestion | $25.00 | 7/24/2011 11:10:34 AM |
| repaymeplease | $25.00 | 7/24/2011 1:10:32 PM |
| STLRacer | $30.00 | 7/24/2011 1:18:43 PM |
| purposeful-pound5 | $26.98 | 7/24/2011 12:09:10 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:48 PM |
| resource777 | $50.00 | 7/24/2011 2:19:19 PM |
| superb-funds335 | $26.00 | 7/24/2011 12:59:47 PM |
| Reddy_Capital | $25.00 | 7/24/2011 3:12:28 PM |
| blue111 | $30.00 | 7/24/2011 1:25:48 PM |
| Chewbaca | $25.00 | 7/24/2011 5:54:41 PM |
| happy-yield | $25.00 | 7/24/2011 4:33:06 PM |
| yield-seeker | $25.00 | 7/24/2011 6:30:31 PM |
| agalt | $100.00 | 7/25/2011 8:03:07 AM |
| secureincome | $300.00 | 7/24/2011 9:51:57 PM |
| GElender | $50.00 | 7/25/2011 5:35:52 AM |
| 108lender | $150.00 | 7/25/2011 9:40:24 AM |
| Princehaha | $50.00 | 7/25/2011 9:08:57 AM |
| octoberfresh | $25.00 | 7/25/2011 10:02:38 AM |
| phingers | $25.00 | 7/25/2011 10:21:42 AM |
| crmoir | $27.55 | 7/25/2011 10:26:34 AM |
| jmeasn | $25.00 | 7/25/2011 9:43:49 AM |
| supreme-hope | $25.00 | 7/25/2011 2:21:37 PM |
| davez0r | $25.00 | 7/25/2011 3:48:47 PM |
| damage | $25.00 | 7/25/2011 11:20:47 AM |
| equallender | $50.00 | 7/25/2011 12:21:28 PM |
| moneytolend72 | $40.00 | 7/25/2011 12:44:26 PM |
| commitment-orca7 | $115.65 | 7/25/2011 3:35:56 PM |
| laandre | $500.00 | 7/25/2011 3:40:16 PM |
| javelin0 | $25.00 | 7/25/2011 4:14:26 PM |
| worldly-investment333 | $50.00 | 7/25/2011 5:34:53 PM |
| natural-trade7 | $25.00 | 7/25/2011 5:45:02 PM |
| LibbyZ | $50.00 | 7/25/2011 2:45:44 PM |
| wealth-tremolo7 | $68.74 | 7/25/2011 5:01:45 PM |
| wwwUniversal | $25.00 | 7/25/2011 5:11:58 PM |
| myduck | $52.47 | 7/25/2011 6:02:08 PM |
| organized-payment6 | $50.00 | 7/21/2011 9:03:19 AM |
| compoundinterest | $50.00 | 7/21/2011 9:03:24 AM |
| dayahn | $25.00 | 7/21/2011 3:19:33 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:17 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:59 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:27 PM |
| widowsmite | $100.00 | 7/23/2011 5:54:14 AM |
| Leshan | $100.00 | 7/23/2011 6:08:03 AM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:27 AM |
| s270 | $25.00 | 7/23/2011 4:50:21 AM |
| haryassman | $25.00 | 7/23/2011 7:02:28 AM |
| ncg1983 | $50.00 | 7/23/2011 5:38:49 AM |
| DasMula | $27.00 | 7/23/2011 6:16:45 AM |
| BigBag | $25.00 | 7/23/2011 10:11:40 AM |
| Lender0010 | $50.00 | 7/23/2011 9:29:48 AM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:31:43 AM |
| competent-p2p | $25.00 | 7/23/2011 12:01:44 PM |
| Warwick | $250.00 | 7/23/2011 10:41:07 AM |
| friendinmoney | $25.00 | 7/23/2011 9:24:02 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:12 AM |
| Astyanax | $125.00 | 7/23/2011 10:16:15 AM |
| artisan369 | $300.00 | 7/23/2011 10:29:13 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:42:50 AM |
| RecoveryLender | $25.00 | 7/23/2011 4:13:22 PM |
| emosspot | $25.00 | 7/23/2011 12:10:28 PM |
| bigwig155 | $100.00 | 7/23/2011 12:46:52 PM |
| m0rlock | $400.00 | 7/23/2011 3:36:35 PM |
| dt_one | $25.00 | 7/23/2011 1:54:41 PM |
| chameleon125 | $25.00 | 7/23/2011 2:24:15 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:20:35 AM |
| Peacepower | $48.64 | 7/23/2011 2:57:13 PM |
| Kaj | $50.00 | 7/24/2011 5:21:05 AM |
| platinum-czar | $25.00 | 7/23/2011 5:12:34 PM |
| woohoo | $25.00 | 7/23/2011 8:03:00 PM |
| lotus6 | $36.00 | 7/24/2011 8:54:24 AM |
| musegaze | $150.00 | 7/24/2011 9:55:08 AM |
| ivadood | $50.00 | 7/24/2011 10:44:12 AM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:19:48 PM |
| aztocas | $100.00 | 7/23/2011 7:51:42 PM |
| glimmering-generosity0 | $50.00 | 7/24/2011 6:48:38 AM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 7:04:27 AM |
| BankofQ | $60.00 | 7/24/2011 1:37:30 AM |
| Binan | $68.07 | 7/24/2011 9:00:09 AM |
| WSTRDG | $25.00 | 7/24/2011 2:23:19 PM |
| justice-circuitry0 | $50.00 | 7/24/2011 7:20:41 AM |
| authoritative-capital | $25.00 | 7/24/2011 5:38:23 PM |
| designer_10 | $25.00 | 7/24/2011 12:10:05 PM |
| zbfamwl | $50.00 | 7/24/2011 8:55:36 PM |
| cerebral-dollar773 | $100.00 | 7/24/2011 1:32:31 PM |
| best-inspiring-deal | $25.00 | 7/24/2011 4:10:58 PM |
| syounker | $25.00 | 7/24/2011 5:46:17 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:22:12 AM |
| GiftViftdotcom | $35.00 | 7/24/2011 7:28:24 PM |
| goodhearted-gold3 | $39.16 | 7/24/2011 6:15:54 PM |
| RMB-Investments | $50.00 | 7/25/2011 8:17:20 AM |
| simplelender80 | $250.00 | 7/24/2011 9:01:08 PM |
| kdog99 | $100.00 | 7/25/2011 10:07:56 AM |
| genelinist | $50.00 | 7/25/2011 7:47:56 AM |
| tomdooley12520 | $25.00 | 7/25/2011 5:41:26 AM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:51 AM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:55:13 AM |
| ansset | $25.00 | 7/25/2011 11:15:27 AM |
| dudebrah | $25.00 | 7/25/2011 8:38:44 AM |
| greenback-seagull2 | $200.00 | 7/25/2011 9:40:58 AM |
| JDLN | $50.00 | 7/25/2011 9:43:59 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:45:07 AM |
| ScottCapital | $25.00 | 7/25/2011 11:33:57 AM |
| reflective-rupee | $25.09 | 7/25/2011 10:51:20 AM |
| market-pudding | $25.00 | 7/25/2011 12:19:20 PM |
| _NaLNaBB | $300.00 | 7/25/2011 11:02:08 AM |
| Barky52 | $25.00 | 7/25/2011 4:19:58 PM |
| Jamahl | $50.00 | 7/25/2011 11:14:42 AM |
| UTVolunteer | $100.00 | 7/25/2011 4:57:02 PM |
| treasure-pipeline | $50.00 | 7/25/2011 12:11:01 PM |
| jubilant-durability9 | $50.00 | 7/25/2011 1:46:41 PM |
| janeybooboo | $50.00 | 7/25/2011 5:07:44 PM |
| aldeed | $200.00 | 7/25/2011 5:27:25 PM |
| greenback-chairman5 | $25.00 | 7/25/2011 4:06:20 PM |
| garlicguy | $100.00 | 7/25/2011 2:24:07 PM |
| income-awakening6 | $25.00 | 7/25/2011 3:11:36 PM |
| DoLttle | $33.11 | 7/25/2011 4:48:58 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:08 PM |
| spursdog | $50.00 | 7/25/2011 5:09:48 PM |
| jpac1066 | $325.00 | 7/25/2011 5:38:48 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
504126
This series of Notes was issued and sold upon the funding of the borrower loan #51709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,899 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| prattinum |
Borrower's state:
| Minnesota |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Oct-2009)
600-619
(Jul-2008)
600-619
(Jun-2007)
580-599
(May-2007)
|
|
Principal balance:
| $534.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to... Take my wife on the honeymoon we were never able to take when we were married 5 years ago.
My financial situation:
I am a good candidate for this loan because... in the past 5+ years I have never missed a payment on ANYTHING. I have one Prosper loan already paid off, and another that is about half way there.
Monthly net income: $3000
Monthly expenses: $
Housing: $482
Insurance: $128
Car expenses: $350
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $490
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $50.00 | 7/23/2011 12:02:27 PM |
| lendstats_com | $200.00 | 7/23/2011 12:20:20 PM |
| investment-artist | $25.01 | 7/23/2011 12:02:28 PM |
| r48 | $26.00 | 7/23/2011 3:21:06 PM |
| worth-blanket2 | $2,923.83 | 7/23/2011 3:37:51 PM |
| MoneyForNothing | $25.00 | 7/23/2011 12:09:27 PM |
| loanman2007 | $100.00 | 7/23/2011 12:29:16 PM |
| asset-professor | $25.00 | 7/23/2011 12:57:28 PM |
| ryan6853 | $25.00 | 7/23/2011 1:54:20 PM |
| JCM_MN | $40.00 | 7/23/2011 1:58:53 PM |
| edaguy | $50.00 | 7/23/2011 2:27:35 PM |
| favorite-commerce | $35.00 | 7/23/2011 2:35:49 PM |
| hopeful-point | $25.00 | 7/23/2011 1:52:34 PM |
| reflective-rupee | $200.09 | 7/23/2011 12:06:56 PM |
| CA-Lender | $50.07 | 7/23/2011 12:31:34 PM |
| bigwig155 | $200.00 | 7/23/2011 12:48:19 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
507566
This series of Notes was issued and sold upon the funding of the borrower loan #51720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $476.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,059 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderous-commerce2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
740-759
(Oct-2010)
|
|
Principal balance:
| $3,988.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Personal Loan
This loan will be used to help purchase cash flow assets.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/24/2011 4:11:49 AM |
| profit-powerplant | $25.00 | 7/24/2011 5:18:12 PM |
| asset-professor | $25.00 | 7/22/2011 5:02:22 PM |
| worth-blanket2 | $7,500.00 | 7/22/2011 5:03:48 PM |
| janeybooboo | $100.00 | 7/22/2011 5:32:58 PM |
| loanman2007 | $50.00 | 7/22/2011 5:39:41 PM |
| loss-of-control | $100.00 | 7/22/2011 7:48:56 PM |
| bullish2bearish | $25.00 | 7/22/2011 5:59:28 PM |
| MadHun | $200.00 | 7/22/2011 10:42:40 PM |
| LittleMingo | $25.00 | 7/23/2011 4:09:46 AM |
| grampy48 | $25.00 | 7/23/2011 4:03:44 AM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:10 AM |
| Bob450 | $25.00 | 7/23/2011 8:36:22 AM |
| DasMula | $27.00 | 7/23/2011 6:29:52 AM |
| freedom3 | $500.00 | 7/23/2011 8:17:10 AM |
| diligent-peace9 | $75.00 | 7/23/2011 8:01:45 AM |
| sensible-fund | $25.00 | 7/23/2011 9:19:52 AM |
| famous-bill | $50.00 | 7/23/2011 10:51:09 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:58 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:57 PM |
| Solid-Platinum | $50.00 | 7/23/2011 3:05:28 PM |
| market-pudding | $25.00 | 7/23/2011 4:35:04 PM |
| RKLFinancial | $25.00 | 7/23/2011 5:15:24 PM |
| jcw3rd | $25.00 | 7/23/2011 6:38:34 PM |
| thankful-nickel2 | $25.00 | 7/24/2011 5:06:00 AM |
| tranquil-return4 | $25.00 | 7/24/2011 8:01:12 AM |
| EretzCapital | $54.78 | 7/24/2011 8:03:55 AM |
| cathexis | $25.00 | 7/24/2011 11:09:28 AM |
| WSTRDG | $25.00 | 7/24/2011 2:16:40 PM |
| buffalobills | $25.00 | 7/24/2011 9:44:04 PM |
| Simonsez808 | $25.00 | 7/24/2011 12:54:27 PM |
| Investoman | $500.00 | 7/24/2011 6:29:46 PM |
| heavenly-interest9 | $100.00 | 7/24/2011 5:07:28 PM |
| chameleon125 | $25.00 | 7/25/2011 6:55:57 AM |
| simplelender80 | $200.00 | 7/24/2011 9:27:44 PM |
| economy-huckleberry0 | $25.00 | 7/25/2011 7:27:50 AM |
| moola-accelerator6 | $34.27 | 7/25/2011 7:30:53 AM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:24 AM |
| Bank-Of-David | $25.00 | 7/25/2011 10:16:29 AM |
| sgt-schultz | $30.00 | 7/25/2011 6:27:01 AM |
| kulender | $100.00 | 7/25/2011 10:42:42 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:39 AM |
| radforj22 | $25.00 | 7/25/2011 9:46:59 AM |
| 108lender | $80.00 | 7/25/2011 9:43:05 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:13 AM |
| economy-coup | $100.00 | 7/25/2011 8:54:28 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:48 PM |
| natural-trade7 | $50.00 | 7/25/2011 5:09:37 PM |
| diverse-benjamins | $50.00 | 7/25/2011 10:44:52 PM |
| grampy48 | $25.00 | 7/26/2011 7:00:08 AM |
| kenji4861 | $25.00 | 7/25/2011 11:45:47 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:33 AM |
| NolockHolmes | $50.00 | 7/26/2011 12:15:02 PM |
| moola-cell3 | $55.00 | 7/26/2011 12:19:52 PM |
| lawyervon | $25.00 | 7/26/2011 12:21:14 PM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:10 AM |
| ptclender | $100.00 | 7/26/2011 12:10:38 PM |
| reflective-rupee | $200.09 | 7/22/2011 5:08:31 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:13 PM |
| JCM_MN | $40.00 | 7/22/2011 5:58:31 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:07 PM |
| reward-rancher | $25.00 | 7/23/2011 4:08:57 AM |
| Rogelio48 | $25.00 | 7/23/2011 7:20:05 AM |
| benefit-trident | $25.00 | 7/23/2011 8:17:02 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:28 AM |
| handshake5 | $100.00 | 7/23/2011 9:52:04 AM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:27 AM |
| poeman | $50.00 | 7/23/2011 11:02:32 AM |
| dough-bear | $25.00 | 7/23/2011 2:51:19 PM |
| edaguy | $50.00 | 7/23/2011 2:27:34 PM |
| FoosMaster | $30.00 | 7/23/2011 10:07:46 PM |
| shrewd-income | $25.00 | 7/24/2011 5:13:28 PM |
| whitegold24k | $100.00 | 7/24/2011 9:03:45 PM |
| Kaj | $35.00 | 7/24/2011 2:18:02 PM |
| Kennfusion | $88.62 | 7/25/2011 6:29:11 AM |
| ckatak | $50.00 | 7/24/2011 10:50:08 PM |
| reflective-greenback1 | $50.00 | 7/25/2011 9:20:03 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:14 PM |
| benefit-catalyst | $58.67 | 7/25/2011 12:57:23 PM |
| fortytwo | $50.00 | 7/25/2011 10:58:32 AM |
| redwraith | $25.00 | 7/25/2011 2:11:45 PM |
| wlm3012 | $30.00 | 7/25/2011 2:18:00 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:08 PM |
| surge9 | $100.00 | 7/25/2011 12:50:09 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:20 PM |
| hidavehi | $26.00 | 7/25/2011 8:39:55 PM |
| five-star-note | $75.00 | 7/26/2011 5:51:27 AM |
| sandbreaker | $100.00 | 7/25/2011 8:50:43 PM |
| janeybooboo | $25.00 | 7/26/2011 8:21:08 AM |
| penny-champ5 | $25.00 | 7/25/2011 9:25:44 PM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:22 AM |
| competent-p2p | $45.00 | 7/26/2011 12:34:04 PM |
| PlusUltra | $27.23 | 7/26/2011 9:03:45 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:09 AM |
| mike279766 | $13.34 | 7/26/2011 12:36:52 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
509662
This series of Notes was issued and sold upon the funding of the borrower loan #51670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,924.99 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-16-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $241.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,866 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| You-can-do-it |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/7/2011 12:05:13 AM |
| IntrepidInvestment | $25.00 | 7/15/2011 6:25:51 AM |
| Dubbs360 | $25.00 | 7/2/2011 12:08:29 PM |
| Investor_DP | $100.00 | 7/2/2011 12:06:34 PM |
| simplelender80 | $100.00 | 7/2/2011 12:06:40 PM |
| Investoman | $100.00 | 7/4/2011 5:06:29 PM |
| diplomatic-wealth7 | $25.00 | 7/5/2011 5:54:28 PM |
| alphaseek | $150.00 | 7/6/2011 2:23:36 PM |
| Weaverville | $25.00 | 7/6/2011 5:08:39 PM |
| reward-adventure | $25.00 | 7/8/2011 6:04:50 AM |
| villagers | $25.00 | 7/8/2011 12:30:42 PM |
| important-openness1 | $100.00 | 7/9/2011 12:16:39 PM |
| commerce-web5 | $25.00 | 7/9/2011 4:54:02 PM |
| asiaratt | $25.00 | 7/10/2011 12:36:20 AM |
| tech310 | $25.00 | 7/9/2011 7:56:15 PM |
| red-power-pecan | $50.00 | 7/12/2011 9:23:54 AM |
| asoldier | $25.00 | 7/12/2011 3:48:26 PM |
| ommcd | $25.00 | 7/12/2011 5:07:51 PM |
| antlr | $50.00 | 7/12/2011 5:08:43 PM |
| enchanted-diversification496 | $50.00 | 7/12/2011 5:09:21 PM |
| patriot897 | $25.00 | 7/12/2011 3:47:25 PM |
| britgsb | $50.00 | 7/13/2011 2:43:43 AM |
| SNH | $75.00 | 7/13/2011 6:23:11 AM |
| ttnk62918 | $25.00 | 7/13/2011 9:57:13 AM |
| worthy-bid8 | $25.00 | 7/13/2011 12:44:10 PM |
| HedgeFund | $25.00 | 7/13/2011 3:42:53 PM |
| deal-hickory5 | $50.00 | 7/13/2011 3:52:05 PM |
| jjswanso | $75.00 | 7/13/2011 5:07:38 PM |
| economy-producer | $25.00 | 7/13/2011 6:26:04 PM |
| StPong | $25.00 | 7/13/2011 5:08:28 PM |
| afterhours | $25.00 | 7/13/2011 8:11:29 PM |
| asmithj | $50.00 | 7/14/2011 3:02:12 AM |
| NoCal | $25.00 | 7/14/2011 7:58:37 AM |
| pearl13 | $100.00 | 7/14/2011 3:13:36 PM |
| mercuriant | $25.00 | 7/14/2011 4:23:20 PM |
| shrewd-peace7 | $25.00 | 7/14/2011 5:08:13 PM |
| missing-link | $25.00 | 7/14/2011 5:08:39 PM |
| reasonable-bonus6 | $25.00 | 7/14/2011 5:08:55 PM |
| GCInvestments | $25.00 | 7/14/2011 7:30:20 PM |
| worth-web5 | $100.00 | 7/14/2011 7:54:07 PM |
| stoopidnoodle | $25.00 | 7/15/2011 6:49:13 AM |
| graceful-investment | $61.68 | 7/15/2011 4:38:05 AM |
| imlosttoo | $25.00 | 7/15/2011 9:32:25 AM |
| koan | $25.00 | 7/15/2011 9:44:16 AM |
| lillian27 | $25.00 | 7/15/2011 9:53:07 AM |
| radforj22 | $25.00 | 7/15/2011 10:23:43 AM |
| grampy48 | $25.00 | 7/15/2011 11:24:37 AM |
| EBITDA | $25.00 | 7/15/2011 5:25:38 PM |
| capital-buddy | $50.00 | 7/15/2011 3:18:13 PM |
| hc90474 | $50.00 | 7/15/2011 6:57:03 PM |
| prominence8 | $33.00 | 7/15/2011 8:42:13 PM |
| MADAOO7 | $50.00 | 7/15/2011 9:22:35 PM |
| theshef | $25.00 | 7/16/2011 12:32:45 AM |
| palpbert | $25.00 | 7/16/2011 12:37:36 AM |
| Gladglide | $25.56 | 7/16/2011 12:47:19 AM |
| umfan123 | $25.00 | 7/16/2011 12:52:35 AM |
| hope-eagle6 | $25.00 | 7/16/2011 12:37:37 AM |
| FeedTheMachine | $100.00 | 7/16/2011 12:57:54 AM |
| drg6289 | $25.00 | 7/16/2011 12:38:04 AM |
| jns48 | $25.00 | 7/16/2011 12:42:21 AM |
| irrelevant | $25.00 | 7/16/2011 12:53:00 AM |
| wise-balanced-moola | $25.00 | 7/16/2011 12:57:27 AM |
| gimincorp | $27.87 | 7/16/2011 1:02:07 AM |
| credit-wheel7 | $25.00 | 7/16/2011 1:07:53 AM |
| top-payout-fixer | $25.00 | 7/15/2011 11:09:07 PM |
| Sibelius2 | $25.00 | 7/16/2011 4:36:19 AM |
| Ducatiman1978 | $25.00 | 7/16/2011 12:32:43 AM |
| Katburg | $25.00 | 7/16/2011 12:37:44 AM |
| divedude | $25.00 | 7/16/2011 12:37:49 AM |
| cropdust3r | $25.00 | 7/16/2011 6:46:17 AM |
| doncm | $50.00 | 7/16/2011 9:57:18 AM |
| JLMGroupFunds | $25.00 | 7/16/2011 6:39:35 AM |
| worldly-community3 | $50.00 | 7/16/2011 8:41:44 AM |
| wcg-nyc | $25.00 | 7/16/2011 11:29:14 AM |
| wise-deal-panda | $25.00 | 7/16/2011 10:21:04 AM |
| Investor_DP | $100.00 | 7/7/2011 12:03:44 AM |
| Investor_DP | $100.00 | 7/8/2011 9:54:24 PM |
| Investor_DP | $100.00 | 7/8/2011 10:01:34 PM |
| assetmanager | $25.00 | 7/16/2011 4:39:59 AM |
| loyalist1 | $100.00 | 7/5/2011 12:24:42 PM |
| first-favorite-bonus9 | $25.00 | 7/5/2011 2:29:04 PM |
| glimmering-funds2 | $50.00 | 7/7/2011 2:16:30 PM |
| jubilant-trade6 | $50.00 | 7/8/2011 12:20:55 AM |
| fortytwo | $250.00 | 7/9/2011 10:37:53 AM |
| natural-platinum | $25.00 | 7/9/2011 12:16:32 PM |
| MadHun | $175.00 | 7/11/2011 2:17:58 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:00:59 PM |
| tshurts | $25.00 | 7/12/2011 3:48:25 PM |
| Mariner3605 | $25.00 | 7/13/2011 12:59:44 AM |
| Comoparklender | $25.00 | 7/13/2011 12:43:24 PM |
| competent-balance5 | $100.00 | 7/13/2011 1:40:31 PM |
| treasure-bliss | $50.00 | 7/13/2011 2:18:46 PM |
| wildsf | $25.00 | 7/13/2011 4:25:49 PM |
| authoritative-platinum7 | $25.00 | 7/13/2011 5:08:26 PM |
| green-moola-sniffer | $25.00 | 7/14/2011 12:51:00 AM |
| wwwUniversal | $25.00 | 7/14/2011 1:22:47 AM |
| trade-beeper4 | $25.00 | 7/14/2011 9:13:16 AM |
| kulender | $100.00 | 7/14/2011 9:13:24 AM |
| orange-preeminant-bill | $50.00 | 7/14/2011 9:14:38 AM |
| the-profit-oracle | $25.00 | 7/14/2011 4:27:30 PM |
| payment-gusto | $25.00 | 7/14/2011 5:08:19 PM |
| hopeful-silver5 | $25.00 | 7/14/2011 6:49:06 PM |
| reflective-rupee | $25.09 | 7/15/2011 5:47:09 AM |
| ITExec | $100.00 | 7/15/2011 8:30:08 AM |
| Palacios | $25.00 | 7/15/2011 9:31:29 AM |
| fairhelper | $25.00 | 7/15/2011 9:32:13 AM |
| ckatak | $50.00 | 7/15/2011 7:13:37 AM |
| runner262 | $25.00 | 7/15/2011 9:32:39 AM |
| jjfini | $25.00 | 7/15/2011 9:32:01 AM |
| loan-warrior | $25.00 | 7/15/2011 11:30:49 AM |
| red-benefit-ruler | $50.00 | 7/15/2011 4:52:26 PM |
| handy-justice | $50.00 | 7/15/2011 6:11:42 PM |
| aggresive-nickel2 | $25.00 | 7/15/2011 8:00:34 PM |
| nutandhoney | $25.51 | 7/15/2011 5:35:19 PM |
| gold-cluster | $50.00 | 7/15/2011 9:43:08 PM |
| alexgalt | $25.00 | 7/15/2011 7:02:07 PM |
| mnmcarve | $31.64 | 7/16/2011 12:47:18 AM |
| macgeek | $25.00 | 7/16/2011 12:47:29 AM |
| inkplj | $30.15 | 7/16/2011 12:52:29 AM |
| biobulator | $32.62 | 7/16/2011 12:52:36 AM |
| LAM26 | $25.00 | 7/16/2011 12:52:54 AM |
| Diamond_Jim | $25.51 | 7/16/2011 12:57:50 AM |
| yield-lion | $25.00 | 7/16/2011 12:58:07 AM |
| NoMoreDebt4Me | $25.00 | 7/16/2011 12:42:33 AM |
| impressive-dough4 | $26.77 | 7/16/2011 1:07:01 AM |
| new-social-economist | $50.00 | 7/16/2011 1:08:00 AM |
| roman2008 | $25.00 | 7/16/2011 12:47:52 AM |
| agiovasil | $25.00 | 7/16/2011 12:52:52 AM |
| Banker7371 | $25.00 | 7/16/2011 12:57:21 AM |
| loan-scientist8 | $25.00 | 7/16/2011 5:32:08 AM |
| foxtrot12 | $50.00 | 7/16/2011 12:33:15 AM |
| Learning2Lend | $28.42 | 7/16/2011 12:37:42 AM |
| SDNLR | $44.33 | 7/16/2011 12:38:35 AM |
| stock106 | $25.00 | 7/16/2011 12:53:05 AM |
| money-surge1 | $25.00 | 7/16/2011 1:08:10 AM |
| dedicated-transaction796 | $31.84 | 7/16/2011 1:08:13 AM |
| goodhelper | $25.00 | 7/16/2011 6:43:20 AM |
| whiffle | $25.00 | 7/16/2011 7:40:44 AM |
| Bob450 | $25.00 | 7/16/2011 9:15:37 AM |
| chief_wo | $25.00 | 7/16/2011 9:50:57 AM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
512368
This series of Notes was issued and sold upon the funding of the borrower loan #51718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $276.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,478 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duoxanatos |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
600-619
(May-2008)
|
|
Principal balance:
| $1,032.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to finally pay all my debts and provide some additional breathing room in my cash flow to avoid having to rely on credit cards again.
My financial situation:
I am a good candidate for this loan because I been paying all my bills on time. This will be my third loan with Prosper, the first loan was paid early and the second is in good standing and will be paid off in a few months.
Monthly net income: $ 3,200.00
Monthly expenses: $
Housing: $ 325.00
Insurance: $ 100.00
Car expenses: $ 262.00
Utilities: $ 150.00
Phone, cable, internet: $ 180.00
Food, entertainment: $ 700.00
Clothing, household expenses $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| samo102us | $25.00 | 7/22/2011 9:25:35 AM |
| beachfunder | $90.70 | 7/22/2011 9:01:55 AM |
| shrewd-income | $25.00 | 7/22/2011 9:13:55 AM |
| dfealk | $100.00 | 7/22/2011 9:41:26 AM |
| reflective-rupee | $200.09 | 7/22/2011 9:52:10 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:13 PM |
| wisconsinvestor | $50.00 | 7/22/2011 3:51:29 PM |
| CoolPlexer | $25.00 | 7/22/2011 5:52:35 PM |
| DasMula | $27.00 | 7/22/2011 7:24:44 PM |
| lasalle123 | $100.00 | 7/22/2011 7:26:48 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:04 PM |
| MadHun | $200.00 | 7/22/2011 10:42:39 PM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:08 AM |
| BradP | $25.00 | 7/23/2011 9:15:40 AM |
| radforj22 | $25.00 | 7/23/2011 7:22:59 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:25 AM |
| poeman | $50.00 | 7/23/2011 11:02:31 AM |
| edaguy | $50.00 | 7/23/2011 2:27:34 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:54:20 PM |
| chameleon125 | $25.00 | 7/23/2011 2:30:22 PM |
| Kash2010lu | $25.00 | 7/24/2011 9:31:00 AM |
| heavenly-interest9 | $100.00 | 7/24/2011 5:08:11 PM |
| setUup | $32.20 | 7/24/2011 10:41:59 AM |
| nytrnbow | $25.00 | 7/25/2011 7:38:40 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:16:44 AM |
| ckatak | $50.00 | 7/24/2011 10:50:07 PM |
| SLN-10 | $25.00 | 7/25/2011 9:50:51 AM |
| pure-loyalty6 | $25.00 | 7/25/2011 9:54:48 AM |
| promise2 | $200.00 | 7/25/2011 10:20:24 AM |
| nuclearmoose | $25.00 | 7/25/2011 11:22:33 AM |
| kulender | $100.00 | 7/25/2011 10:42:41 AM |
| AlternativeCashFlow | $25.00 | 7/25/2011 10:23:13 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:14 PM |
| ghinga | $40.00 | 7/25/2011 12:21:33 PM |
| seanickson | $25.00 | 7/25/2011 2:43:44 PM |
| auctionator1 | $25.00 | 7/25/2011 1:04:19 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:22 PM |
| famous-hope | $30.00 | 7/25/2011 2:13:08 PM |
| yf99yz | $30.00 | 7/25/2011 4:41:21 PM |
| Wangchuk | $25.07 | 7/25/2011 4:23:41 PM |
| pnace | $50.00 | 7/25/2011 7:17:09 PM |
| Comoparklender | $50.00 | 7/25/2011 7:35:25 PM |
| worldly-investment333 | $50.00 | 7/25/2011 9:07:46 PM |
| intrepid-loot | $25.00 | 7/25/2011 9:18:10 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:27:42 PM |
| itskarma | $35.35 | 7/25/2011 5:22:53 PM |
| return-rocket9 | $25.00 | 7/25/2011 7:28:14 PM |
| FinDoc | $25.00 | 7/25/2011 5:56:26 PM |
| loss-of-control | $125.00 | 7/25/2011 5:57:30 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:44 PM |
| boots130 | $25.00 | 7/25/2011 6:00:18 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:28 PM |
| dcshobby | $25.00 | 7/25/2011 7:45:43 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:46 PM |
| dontletmoneyfoolya | $49.24 | 7/25/2011 9:27:26 PM |
| kendigme | $50.00 | 7/26/2011 3:20:02 AM |
| thankful-generosity5 | $200.00 | 7/25/2011 11:56:41 PM |
| historic-loan1 | $138.90 | 7/26/2011 4:59:38 AM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:29 AM |
| Investor_DP | $100.00 | 7/22/2011 11:30:27 AM |
| CA-Lender | $50.07 | 7/22/2011 9:27:44 AM |
| Kennfusion | $50.00 | 7/22/2011 9:01:54 AM |
| Jinja | $100.00 | 7/22/2011 9:01:52 AM |
| asset-professor | $25.00 | 7/22/2011 9:02:14 AM |
| lendstats_com | $200.00 | 7/22/2011 9:11:11 AM |
| bullish2bearish | $35.00 | 7/22/2011 9:33:55 AM |
| JCM_MN | $50.00 | 7/22/2011 10:43:45 AM |
| MarvintheMartian | $30.00 | 7/22/2011 10:48:33 AM |
| janeybooboo | $200.00 | 7/22/2011 11:25:29 AM |
| Bank_Of_XL | $25.00 | 7/22/2011 12:38:10 PM |
| DoctorJoe | $25.00 | 7/22/2011 1:20:03 PM |
| 113121 | $25.00 | 7/22/2011 5:35:51 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:07 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:58 AM |
| glroark | $70.00 | 7/23/2011 1:52:38 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:51 PM |
| beachfunder | $109.30 | 7/23/2011 9:46:20 PM |
| houli123 | $300.00 | 7/24/2011 11:34:03 AM |
| InChicago | $100.00 | 7/24/2011 7:50:58 AM |
| cathexis | $25.00 | 7/24/2011 11:09:27 AM |
| Kaj | $35.00 | 7/24/2011 2:18:00 PM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:17 PM |
| market-pudding | $25.00 | 7/25/2011 9:49:53 AM |
| Pickmar | $25.00 | 7/25/2011 10:23:10 AM |
| calmfunds | $500.00 | 7/25/2011 7:32:52 AM |
| Xarach | $65.66 | 7/25/2011 10:42:09 AM |
| damage | $25.00 | 7/25/2011 10:54:55 AM |
| jmeasn | $1,000.00 | 7/25/2011 9:29:33 AM |
| 108lender | $500.00 | 7/25/2011 9:36:34 AM |
| jpac1066 | $200.00 | 7/25/2011 11:36:47 AM |
| 1stBankAndHal | $25.07 | 7/25/2011 9:26:13 AM |
| dougm | $100.00 | 7/25/2011 9:28:03 AM |
| Iceman1347 | $25.00 | 7/25/2011 9:32:34 AM |
| loanman2007 | $200.00 | 7/25/2011 9:39:36 AM |
| vulgy | $81.73 | 7/25/2011 9:54:30 AM |
| sgt-schultz | $30.00 | 7/25/2011 10:45:55 AM |
| thankful-nickel2 | $25.00 | 7/25/2011 10:48:13 AM |
| wlm3012 | $30.00 | 7/25/2011 2:28:51 PM |
| bold-payment-guard | $250.00 | 7/25/2011 10:41:04 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:38 AM |
| reflective-rupee | $50.00 | 7/25/2011 11:41:12 AM |
| StrongMonty | $59.16 | 7/25/2011 12:08:11 PM |
| marcomnzs | $25.00 | 7/25/2011 12:10:23 PM |
| Solid-Platinum | $100.00 | 7/25/2011 12:12:25 PM |
| CBO-Enterprise | $200.00 | 7/25/2011 11:08:55 AM |
| reflective-rupee | $250.00 | 7/25/2011 11:41:37 AM |
| felicity-daydream | $25.00 | 7/25/2011 4:52:17 PM |
| umwol13 | $25.00 | 7/25/2011 2:01:46 PM |
| poolshark72 | $25.00 | 7/25/2011 2:31:01 PM |
| OCLend | $200.00 | 7/25/2011 3:13:22 PM |
| FinanceEngine | $30.00 | 7/25/2011 3:43:47 PM |
| greenback-chairman5 | $25.00 | 7/25/2011 3:52:52 PM |
| diligent-peace9 | $25.00 | 7/25/2011 2:41:59 PM |
| Maetryx | $39.24 | 7/25/2011 6:12:41 PM |
| buffalobills | $25.00 | 7/25/2011 3:37:51 PM |
| natural-trade7 | $50.00 | 7/25/2011 5:11:32 PM |
| whitegold24k | $100.00 | 7/25/2011 6:25:48 PM |
| JackinGreen | $86.55 | 7/25/2011 5:22:41 PM |
| help4u | $25.00 | 7/25/2011 6:07:53 PM |
| payout-alien6 | $34.86 | 7/26/2011 1:22:24 AM |
| jstnow | $25.00 | 7/25/2011 9:12:49 PM |
| five-star-note | $75.00 | 7/26/2011 6:00:14 AM |
| Leshan | $164.81 | 7/26/2011 6:43:41 AM |
| shrewd-deal | $25.00 | 7/26/2011 6:22:12 AM |
| rockhound84 | $25.00 | 7/26/2011 1:32:32 AM |
| suave-dime6 | $25.00 | 7/26/2011 5:49:53 AM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
513758
This series of Notes was issued and sold upon the funding of the borrower loan #51631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,636 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sens16 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: home repair
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because... I have a steady consistent income and am very timely on my payments. If this loan is approved, I will have the opportunity to get my roof repaired before my house is aapraised in August. I than will have the opportunity to use my equity to rid my other bills all into one. . Your time and consideration is greatly appreciated
Monthly net income: $ 3460
Monthly expenses: $1876
Housing: $417
Insurance: $89
Car expenses: $450
Utilities: $170
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron | $25.00 | 7/11/2011 5:03:12 PM |
| profit-powerplant | $25.00 | 7/11/2011 5:04:22 PM |
| diligent-peace9 | $50.00 | 7/11/2011 9:03:57 PM |
| reflective-rupee | $200.09 | 7/12/2011 6:58:16 AM |
| social-hunter5 | $50.00 | 7/12/2011 6:49:40 AM |
| favorite-commerce | $30.00 | 7/12/2011 10:02:45 AM |
| important-openness1 | $100.00 | 7/12/2011 5:09:15 PM |
| VJ_Financial | $26.02 | 7/13/2011 7:49:11 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:31:10 PM |
| otto1939 | $51.00 | 7/15/2011 9:32:12 AM |
| gold-cluster | $42.00 | 7/15/2011 9:43:16 PM |
| beakerfish | $50.00 | 7/16/2011 10:29:54 AM |
| economy-coup | $100.00 | 7/16/2011 12:13:04 PM |
| pearl13 | $100.00 | 7/16/2011 9:02:06 AM |
| 168RichCapital | $25.07 | 7/16/2011 5:41:28 PM |
| historic-nickel | $25.00 | 7/16/2011 3:48:19 PM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:56 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:28 PM |
| Bob450 | $25.00 | 7/19/2011 7:57:03 AM |
| sgt-schultz | $40.00 | 7/19/2011 7:06:37 AM |
| musegaze | $100.00 | 7/19/2011 8:56:55 AM |
| worth-blanket2 | $1,735.82 | 7/19/2011 4:41:01 PM |
| Investor_DP | $100.00 | 7/11/2011 5:03:19 PM |
| simplelender80 | $100.00 | 7/11/2011 5:03:37 PM |
| greencat | $50.00 | 7/12/2011 7:56:54 AM |
| Investoman | $50.00 | 7/12/2011 12:38:34 PM |
| AlternativeCashFlow | $25.00 | 7/13/2011 11:11:23 AM |
| zorg77 | $50.00 | 7/14/2011 6:16:35 AM |
| well-mannered-income3 | $25.00 | 7/14/2011 8:22:33 AM |
| agalt | $75.00 | 7/14/2011 12:58:33 PM |
| Rogelio48 | $25.00 | 7/14/2011 8:24:51 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:54 AM |
| nickel-hickory | $100.00 | 7/15/2011 9:35:32 AM |
| nickel-hickory | $100.00 | 7/15/2011 9:35:27 AM |
| mrxtravis | $25.00 | 7/15/2011 9:37:25 AM |
| fortytwo | $250.00 | 7/15/2011 5:29:30 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:03 PM |
| Iloanyoumoney | $25.00 | 7/16/2011 10:03:39 AM |
| sturdy-peace9 | $100.00 | 7/17/2011 3:51:33 PM |
| blissful-finance7 | $100.00 | 7/18/2011 9:48:22 AM |
| Weaverville | $25.00 | 7/18/2011 4:48:02 PM |
| transaction-animal8 | $25.00 | 7/19/2011 10:39:33 AM |
| cyberie21 | $50.00 | 7/19/2011 11:03:27 AM |
| finance-mushroom | $100.00 | 7/19/2011 11:41:32 AM |
| green-rapid-openness | $100.00 | 7/19/2011 1:10:00 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
513950
This series of Notes was issued and sold upon the funding of the borrower loan #51572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,526 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-contract-neptune |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to make a down payment. I am interested in purchasing Toyota Rav4 as I currently own 1996 Toyota Camry. My wife and I are expecting a baby and feel its time to invest in a car. The list price is $ 23,330.
My financial situation:
I have a stable job as a researcher in a state university and can afford to pay the monthly payments and hopefully payback the entire amount earlier than the intended duration of the loan amount.
Monthly net income: $ 50,000/yr
Monthly expenses: $ 2335-2500/mo.
Housing: $ 865/mo.
Insurance: $ 65/mo.
Car expenses: $ 150/mo.
Utilities: $ 200/mo.
Phone, cable, internet: $ 110/mo.
Food, entertainment: $ 250/mo
Clothing, household expenses: $ 35/mo.
Credit cards and other loans: $ 560/mo.
Other expenses: $ 100/mo.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $35.00 | 7/23/2011 12:32:42 PM |
| dt_one | $25.00 | 7/23/2011 12:01:59 PM |
| Wangchuk | $35.00 | 7/23/2011 2:22:37 PM |
| worth-blanket2 | $2,870.00 | 7/23/2011 3:38:28 PM |
| favorite-commerce | $35.00 | 7/23/2011 2:35:29 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
514312
This series of Notes was issued and sold upon the funding of the borrower loan #51684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,416.35 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-05-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $519.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 5
/
3 | Length of status: | 3y 1m |
|
Amount delinquent:
| $6,768 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $475 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-power-friend |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvment needed
Purpose of loan: Improve home structure
This loan will be used to...foundation repair
My financial situation: I make good money but have credit problems from my past.
I am a good candidate for this loan because...I have been steadily improving my credit with on time payments and have owned my house for a year and trying to improve its value
Monthly net income: $10,000
Monthly expenses:
Housing: $1000
Insurance: $650
Car expenses: $315
Utilities: $400
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $500
child support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/8/2011 10:01:45 PM |
| Investor_DP | $100.00 | 7/5/2011 9:12:13 AM |
| simplelender80 | $100.00 | 7/5/2011 9:13:25 AM |
| reflective-rupee | $25.09 | 7/5/2011 2:32:09 PM |
| reward-motion | $28.73 | 7/8/2011 5:48:49 AM |
| SecondChanceLendingSERV | $25.00 | 7/8/2011 6:53:37 AM |
| ccamp99 | $25.00 | 7/8/2011 12:32:08 PM |
| tech310 | $25.00 | 7/9/2011 7:56:25 PM |
| thehousewife | $25.00 | 7/10/2011 8:56:36 AM |
| silver-enlightenment0 | $100.00 | 7/11/2011 7:39:59 AM |
| loyalty-tambourine0 | $25.00 | 7/11/2011 9:43:02 AM |
| first-favorite-bonus9 | $25.00 | 7/11/2011 5:15:55 PM |
| Weaverville | $25.00 | 7/11/2011 6:33:01 PM |
| first-class-gold0 | $25.00 | 7/11/2011 10:14:45 PM |
| VJ_Financial | $26.02 | 7/12/2011 8:28:43 AM |
| hunterMG | $100.00 | 7/12/2011 12:33:08 PM |
| SNH | $75.00 | 7/13/2011 6:23:17 AM |
| q4golf | $25.00 | 7/13/2011 7:51:21 AM |
| A-ONE-INVESTMENTS | $50.00 | 7/13/2011 9:57:17 AM |
| economy-producer | $25.00 | 7/13/2011 6:26:09 PM |
| LGMRN | $25.00 | 7/13/2011 7:25:27 PM |
| investment-magma | $25.00 | 7/13/2011 6:16:17 PM |
| sharpey | $200.00 | 7/13/2011 8:30:02 PM |
| asset-trajectory | $50.00 | 7/14/2011 1:16:57 PM |
| johnnyldr | $30.00 | 7/14/2011 12:17:36 PM |
| asiaratt | $50.00 | 7/14/2011 4:23:27 PM |
| natural-platinum | $25.00 | 7/14/2011 5:08:58 PM |
| new-discrete-camaraderi | $26.76 | 7/14/2011 5:21:36 PM |
| value-allocator1 | $100.00 | 7/14/2011 5:27:11 PM |
| Rogelio48 | $25.00 | 7/15/2011 8:14:58 AM |
| Bill88 | $25.00 | 7/15/2011 8:39:25 AM |
| worthy-bid8 | $25.00 | 7/16/2011 1:08:31 AM |
| pearl13 | $100.00 | 7/16/2011 9:02:02 AM |
| tshurts | $25.00 | 7/17/2011 12:12:07 PM |
| OrdiNance | $50.00 | 7/17/2011 4:03:43 PM |
| arampata | $160.00 | 7/17/2011 10:56:16 PM |
| special-dime5 | $26.35 | 7/18/2011 11:04:43 AM |
| minddoc | $25.00 | 7/18/2011 9:32:04 AM |
| Kyne | $58.23 | 7/18/2011 11:34:20 AM |
| red-power-pecan | $50.00 | 7/18/2011 4:35:10 PM |
| best-charming-leverage | $100.00 | 7/18/2011 4:35:15 PM |
| trade-beeper4 | $25.00 | 7/18/2011 4:35:22 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:51:52 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:43:20 PM |
| reflective-rupee | $175.00 | 7/18/2011 11:44:37 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:19 AM |
| musegaze | $100.00 | 7/19/2011 8:56:50 AM |
| Investor_DP | $100.00 | 7/7/2011 12:04:14 AM |
| Investor_DP | $100.00 | 7/7/2011 12:05:27 AM |
| Investor_DP | $100.00 | 7/8/2011 9:54:40 PM |
| important-openness1 | $100.00 | 7/5/2011 9:12:11 AM |
| Investoman | $50.00 | 7/5/2011 9:15:19 AM |
| alexgalt | $25.00 | 7/5/2011 10:02:40 PM |
| ChrisProsper | $100.00 | 7/5/2011 10:14:54 PM |
| payout-flag6 | $50.00 | 7/6/2011 10:04:13 AM |
| jmb_lending | $25.00 | 7/6/2011 10:07:58 AM |
| Bank42 | $25.00 | 7/7/2011 2:37:36 PM |
| tacopants | $25.00 | 7/7/2011 5:20:04 PM |
| loyalist1 | $100.00 | 7/11/2011 3:17:38 AM |
| authoritative-interest | $250.00 | 7/11/2011 3:04:33 PM |
| payout-flag6 | $25.00 | 7/12/2011 12:46:56 PM |
| A-ONE-INVESTMENTS | $100.00 | 7/13/2011 9:53:37 AM |
| jmichael23 | $25.00 | 7/15/2011 7:40:01 AM |
| worthy-loot8 | $50.00 | 7/15/2011 9:46:20 AM |
| historic-loan1 | $112.17 | 7/15/2011 1:24:16 PM |
| handy-justice | $50.00 | 7/15/2011 6:11:47 PM |
| ommcd | $25.00 | 7/16/2011 12:13:20 PM |
| historic-loan1 | $150.00 | 7/16/2011 8:33:56 PM |
| Mariner3605 | $25.00 | 7/17/2011 4:16:21 AM |
| asoldier | $25.00 | 7/17/2011 12:08:29 PM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:50 PM |
| ramsba | $25.00 | 7/17/2011 6:09:03 PM |
| blissful-finance7 | $25.00 | 7/18/2011 9:49:39 AM |
| the-profit-oracle | $25.00 | 7/18/2011 9:10:03 AM |
| lowrate | $25.00 | 7/18/2011 3:37:17 PM |
| kulender | $100.00 | 7/18/2011 4:42:33 PM |
| money-bauble | $100.00 | 7/18/2011 4:35:11 PM |
| prominence8 | $33.00 | 7/18/2011 4:35:18 PM |
| jubilant-trade6 | $25.00 | 7/18/2011 4:47:48 PM |
| Comoparklender | $25.00 | 7/18/2011 4:47:57 PM |
| graceful-investment | $100.00 | 7/18/2011 5:03:23 PM |
| green-capital-hornet | $25.00 | 7/18/2011 4:47:44 PM |
| floridass | $25.00 | 7/18/2011 5:22:12 PM |
| shrewd-peace7 | $25.00 | 7/18/2011 5:03:14 PM |
| missing-link | $25.00 | 7/18/2011 5:03:23 PM |
| bahamaman | $25.00 | 7/18/2011 11:47:03 PM |
| wwwUniversal | $25.00 | 7/19/2011 12:33:06 AM |
| reflective-rupee | $400.00 | 7/19/2011 6:22:19 AM |
| umfan123 | $25.00 | 7/19/2011 6:27:12 AM |
| sgt-schultz | $40.00 | 7/19/2011 6:56:02 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
514362
This series of Notes was issued and sold upon the funding of the borrower loan #51673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,520.74 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1981 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 35y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,536 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-shaker |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Making needed home improvements
Purpose of loan:
This loan will be used to replace the central air conditioning unit, apply new siding, and repair the floors withing my home.
My financial situation:
I am a good candidate for this loan because I am in a good financial position at this time. I have been employed with my current job for over 35 years now. I am able to make the monthly repayments without a problem.
Monthly net income: $ 3248.00
Monthly expenses: $
Housing: $ 0 (own home)
Insurance: $ 98.00
Car expenses: $ 317.00
Utilities: $ 260.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 128.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/7/2011 12:05:18 AM |
| Investor_DP | $100.00 | 7/8/2011 9:54:32 PM |
| Investor_DP | $100.00 | 7/8/2011 10:01:39 PM |
| important-openness1 | $100.00 | 7/3/2011 12:05:31 PM |
| simplelender80 | $100.00 | 7/3/2011 12:05:48 PM |
| Investor_DP | $100.00 | 7/3/2011 12:05:38 PM |
| britgsb | $50.00 | 7/4/2011 9:10:43 AM |
| Rob717171 | $50.00 | 7/4/2011 7:29:04 AM |
| let_me_retire | $100.00 | 7/5/2011 6:39:05 PM |
| calmfunds | $250.00 | 7/6/2011 6:58:27 AM |
| Investoman | $75.00 | 7/6/2011 9:12:04 AM |
| Jack55304 | $300.00 | 7/6/2011 9:13:29 PM |
| VJ_Financial | $26.02 | 7/7/2011 4:10:27 PM |
| loyalist1 | $100.00 | 7/7/2011 6:30:29 PM |
| well-mannered-income3 | $40.00 | 7/7/2011 8:41:06 PM |
| economy-coup | $100.00 | 7/8/2011 12:32:19 PM |
| tech310 | $25.00 | 7/9/2011 7:56:19 PM |
| AlternativeCashFlow | $25.00 | 7/10/2011 11:06:56 AM |
| Whipster | $60.00 | 7/11/2011 7:52:11 PM |
| aldeed | $56.26 | 7/12/2011 6:45:33 PM |
| Mariner3605 | $25.00 | 7/13/2011 12:59:46 AM |
| melodious-openness | $200.00 | 7/12/2011 10:33:24 PM |
| SNH | $75.00 | 7/13/2011 6:23:15 AM |
| selector568 | $50.00 | 7/13/2011 10:43:56 AM |
| credit-elation1 | $25.00 | 7/14/2011 8:24:58 AM |
| Bob450 | $25.00 | 7/14/2011 11:35:39 AM |
| tshurts | $25.00 | 7/14/2011 4:18:34 PM |
| worthy-bid8 | $25.00 | 7/14/2011 4:23:29 PM |
| Rip128 | $150.00 | 7/14/2011 6:06:59 PM |
| hopeful-silver5 | $25.00 | 7/14/2011 6:49:06 PM |
| top-commerce-rumbler | $25.54 | 7/15/2011 2:29:30 AM |
| erccpa | $51.40 | 7/15/2011 5:22:07 AM |
| Rogelio48 | $30.00 | 7/14/2011 8:20:11 PM |
| surge9 | $100.00 | 7/15/2011 10:44:00 AM |
| aztocas | $50.00 | 7/15/2011 4:07:16 PM |
| master648 | $48.22 | 7/15/2011 4:47:51 PM |
| Stradivari | $25.00 | 7/15/2011 1:03:33 PM |
| 168RichCapital | $25.07 | 7/15/2011 5:03:13 PM |
| whirlingdervish | $25.00 | 7/15/2011 5:58:05 PM |
| handy-justice | $100.00 | 7/15/2011 5:56:10 PM |
| wwwUniversal | $25.00 | 7/16/2011 12:57:43 AM |
| Easystreet | $25.00 | 7/16/2011 12:38:15 AM |
| Rogesparkguy | $25.00 | 7/16/2011 7:57:29 AM |
| wlm3012 | $30.00 | 7/16/2011 8:06:34 AM |
| Vreet | $29.19 | 7/16/2011 12:12:25 PM |
| best-charming-leverage | $100.00 | 7/16/2011 12:13:05 PM |
| kulender | $100.00 | 7/16/2011 12:13:13 PM |
| pearl13 | $100.00 | 7/16/2011 9:02:00 AM |
| agreement-animal | $64.45 | 7/16/2011 12:22:46 PM |
| stock106 | $25.00 | 7/16/2011 9:52:14 AM |
| runner262 | $25.00 | 7/16/2011 12:13:45 PM |
| best-generosity-financier | $25.00 | 7/16/2011 4:45:05 PM |
| JauaFlash | $25.00 | 7/16/2011 6:06:26 PM |
| IASKGOD | $25.00 | 7/16/2011 3:51:58 PM |
| AlternativeCashFlow | $25.00 | 7/17/2011 1:43:40 AM |
| groundsquirrel | $25.00 | 7/16/2011 9:36:38 PM |
| indomitable-dedication | $50.00 | 7/17/2011 4:50:55 AM |
| shrewd-income | $100.00 | 7/17/2011 8:28:09 AM |
| Investor_DP | $100.00 | 7/7/2011 12:03:52 AM |
| reflective-rupee | $375.09 | 7/4/2011 5:15:29 PM |
| zorg77 | $50.00 | 7/5/2011 2:41:53 PM |
| proud-pound4 | $25.00 | 7/5/2011 5:05:13 PM |
| alexgalt | $25.00 | 7/5/2011 10:05:00 PM |
| tacopants | $75.00 | 7/7/2011 5:23:32 PM |
| first-favorite-bonus9 | $25.00 | 7/7/2011 6:31:06 PM |
| trade-beeper0 | $27.00 | 7/9/2011 12:14:43 AM |
| Weaverville | $25.00 | 7/9/2011 12:16:25 PM |
| LendingPimp | $150.00 | 7/11/2011 7:49:25 PM |
| asset-tomahawk2 | $25.00 | 7/11/2011 9:39:20 PM |
| asiaratt | $50.00 | 7/12/2011 3:48:25 PM |
| natural-platinum | $25.00 | 7/12/2011 5:09:36 PM |
| kind-diligent-coin | $25.00 | 7/13/2011 4:47:28 AM |
| SolarMoonshine | $25.00 | 7/13/2011 10:11:21 AM |
| Comoparklender | $25.00 | 7/13/2011 12:07:20 PM |
| gain-expert | $36.00 | 7/13/2011 4:16:22 PM |
| DasMula | $27.00 | 7/13/2011 3:55:33 PM |
| economy-producer | $25.00 | 7/13/2011 6:26:07 PM |
| rockhound84 | $25.00 | 7/14/2011 2:04:53 AM |
| icanhasloanz | $200.00 | 7/13/2011 9:27:30 PM |
| ommcd | $25.00 | 7/14/2011 2:48:11 PM |
| asoldier | $25.00 | 7/14/2011 4:18:42 PM |
| trade-beeper4 | $25.00 | 7/14/2011 4:33:03 PM |
| greencat | $50.00 | 7/15/2011 7:16:43 AM |
| Rip128 | $25.00 | 7/15/2011 9:00:29 AM |
| radforj22 | $25.00 | 7/15/2011 10:23:45 AM |
| briskdevl07 | $25.00 | 7/15/2011 8:03:04 AM |
| fairhelper | $25.00 | 7/15/2011 9:32:17 AM |
| SecondChanceLendingSERV | $25.00 | 7/15/2011 10:24:15 AM |
| loanman2007 | $100.00 | 7/15/2011 10:38:01 AM |
| red-benefit-ruler | $50.00 | 7/15/2011 4:52:32 PM |
| glroark | $50.00 | 7/15/2011 1:24:44 PM |
| otto1939 | $51.00 | 7/15/2011 2:20:47 PM |
| dariop | $30.00 | 7/15/2011 5:45:01 PM |
| damage | $25.00 | 7/15/2011 7:55:57 PM |
| ventureboy | $100.00 | 7/15/2011 5:34:03 PM |
| vigorous-velocity | $100.00 | 7/15/2011 8:33:38 PM |
| irrelevant | $25.00 | 7/16/2011 12:53:01 AM |
| the-profit-oracle | $25.00 | 7/16/2011 12:58:26 AM |
| wise-deal-panda | $25.00 | 7/16/2011 10:21:09 AM |
| patriot897 | $25.00 | 7/16/2011 10:27:11 AM |
| worldly-community3 | $50.00 | 7/16/2011 8:41:46 AM |
| jjfini | $25.00 | 7/16/2011 12:13:43 PM |
| jubilant-trade6 | $25.00 | 7/16/2011 12:13:00 PM |
| prominence8 | $33.00 | 7/16/2011 12:14:25 PM |
| graceful-investment | $100.00 | 7/16/2011 12:15:00 PM |
| missing-link | $25.00 | 7/16/2011 12:15:03 PM |
| myduck | $30.00 | 7/16/2011 3:21:53 PM |
| shrewd-peace7 | $25.00 | 7/16/2011 12:13:38 PM |
| eronyc | $25.00 | 7/16/2011 4:08:34 PM |
| market-pudding | $25.00 | 7/16/2011 2:24:07 PM |
| peace-stilleto7 | $25.00 | 7/17/2011 2:17:16 AM |
| Maetryx | $25.50 | 7/16/2011 7:24:49 PM |
| FASTIZIO_P | $25.00 | 7/16/2011 4:45:32 PM |
| aloantime07 | $25.00 | 7/16/2011 9:13:07 PM |
| Tkhalaska | $25.00 | 7/17/2011 10:10:43 AM |
| steven3333 | $25.00 | 7/17/2011 10:15:02 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
514898
This series of Notes was issued and sold upon the funding of the borrower loan #51694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,124.83 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $297.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 29y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,799 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-commerce5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to...finance advertising, a website and other costs for a conference and to be seed money for future conferences
My financial situation:
I am a good candidate for this loan because...I repay my debts and have steady income from my employer.
Monthly net income: $8550
Monthly expenses: $6872
Housing: $3129
Insurance: $159
Car expenses: $325
Utilities: $300
Phone, cable, internet: $109
Food, entertainment: $650
Clothing, household expenses: $200
Credit cards and other loans: $1600
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 7/5/2011 5:06:46 PM |
| tnjohnso | $25.00 | 7/5/2011 5:07:39 PM |
| Dubbs360 | $25.00 | 7/7/2011 2:02:32 AM |
| economy-huckleberry0 | $25.00 | 7/7/2011 2:20:28 PM |
| diplomatic-wealth7 | $25.00 | 7/7/2011 5:57:11 PM |
| SecondChanceLendingSERV | $25.00 | 7/8/2011 7:49:31 AM |
| villagers | $25.00 | 7/8/2011 12:30:50 PM |
| Investoman | $50.00 | 7/11/2011 6:20:24 AM |
| BuildingShanghai | $25.00 | 7/11/2011 7:38:12 PM |
| heavenly-platinum3 | $50.00 | 7/14/2011 6:17:54 AM |
| asiaratt | $50.00 | 7/14/2011 5:08:56 PM |
| Palacios | $50.00 | 7/15/2011 9:37:55 AM |
| handy-justice | $50.00 | 7/15/2011 6:11:49 PM |
| zorg77 | $50.00 | 7/15/2011 5:54:51 PM |
| worthy-bid8 | $25.00 | 7/16/2011 1:08:34 AM |
| natural-platinum | $25.00 | 7/16/2011 12:13:56 PM |
| treasure-bliss | $50.00 | 7/17/2011 10:42:32 AM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:51 PM |
| jjswanso | $25.00 | 7/18/2011 7:13:50 AM |
| enchanted-diversification496 | $50.00 | 7/18/2011 9:18:03 AM |
| asoldier | $25.00 | 7/18/2011 9:18:04 AM |
| stock106 | $25.00 | 7/18/2011 8:54:39 AM |
| minddoc | $25.00 | 7/18/2011 9:32:04 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:56:43 PM |
| tshurts | $25.00 | 7/18/2011 4:17:59 PM |
| the-profit-oracle | $25.00 | 7/18/2011 4:47:51 PM |
| kingbob | $25.00 | 7/18/2011 6:29:15 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:20 AM |
| alexgalt | $25.00 | 7/18/2011 7:00:42 PM |
| bahamaman | $25.00 | 7/18/2011 11:47:04 PM |
| britgsb | $50.00 | 7/19/2011 1:59:37 AM |
| trade-beeper4 | $25.00 | 7/19/2011 9:08:40 AM |
| yield-lion | $25.00 | 7/19/2011 9:12:36 AM |
| dthompso | $100.00 | 7/19/2011 9:27:29 AM |
| return-uprising6 | $50.00 | 7/19/2011 9:31:55 AM |
| NoCal | $25.00 | 7/19/2011 8:57:30 AM |
| birddogsb | $50.00 | 7/19/2011 10:20:47 AM |
| fuzed | $25.00 | 7/19/2011 9:02:22 AM |
| HamachiMan | $50.00 | 7/19/2011 9:12:35 AM |
| liberty-destiny3 | $25.00 | 7/19/2011 9:12:41 AM |
| sassykatty | $38.00 | 7/19/2011 10:37:39 AM |
| five-star-note | $25.00 | 7/19/2011 9:12:34 AM |
| Comoparklender | $25.00 | 7/19/2011 9:12:36 AM |
| exchange-pledge | $50.00 | 7/19/2011 10:20:31 AM |
| finance-mushroom | $100.00 | 7/19/2011 11:41:27 AM |
| worth-arch | $25.00 | 7/19/2011 10:20:59 AM |
| benefit-prescription6 | $25.00 | 7/19/2011 10:36:55 AM |
| wlm3012 | $30.00 | 7/19/2011 12:09:17 PM |
| SDNLR | $29.71 | 7/19/2011 1:12:46 PM |
| JiggaJoeyS | $25.00 | 7/19/2011 1:33:55 PM |
| leverage-monger | $55.55 | 7/19/2011 1:55:19 PM |
| network2 | $25.00 | 7/19/2011 2:51:17 PM |
| CSUgrad08 | $25.00 | 7/19/2011 11:12:40 AM |
| RadCad1 | $200.00 | 7/19/2011 3:17:51 PM |
| green-rapid-openness | $100.00 | 7/19/2011 1:09:58 PM |
| marcomnzs | $25.00 | 7/19/2011 1:12:47 PM |
| KileNSmyth4 | $47.01 | 7/19/2011 3:57:28 PM |
| oldmora | $25.00 | 7/19/2011 1:15:09 PM |
| shiny-dollar9 | $25.00 | 7/19/2011 12:29:09 PM |
| wizardii | $25.00 | 7/19/2011 1:12:44 PM |
| life-is-great | $25.00 | 7/19/2011 4:37:14 PM |
| credit-sycamore4 | $50.00 | 7/19/2011 4:37:21 PM |
| deal-enthusiast | $100.00 | 7/19/2011 1:35:54 PM |
| env | $25.00 | 7/19/2011 3:32:26 PM |
| yield-trader | $50.00 | 7/19/2011 4:37:14 PM |
| Trolley08 | $25.00 | 7/19/2011 4:36:58 PM |
| traice | $25.00 | 7/19/2011 4:37:10 PM |
| blackstar | $25.00 | 7/19/2011 5:56:57 AM |
| Investor_DP | $100.00 | 7/5/2011 5:06:36 PM |
| jmeasn | $25.00 | 7/6/2011 6:35:32 AM |
| jmeasn | $25.00 | 7/6/2011 5:09:14 PM |
| magnetic-dedication3 | $25.00 | 7/6/2011 5:55:34 PM |
| AEH_Now | $25.00 | 7/7/2011 5:32:33 PM |
| reward-adventure | $25.00 | 7/8/2011 6:04:59 AM |
| profit-powerplant | $25.00 | 7/8/2011 9:37:42 AM |
| bazaar-festivity | $25.00 | 7/8/2011 10:29:25 PM |
| fortytwo | $250.00 | 7/9/2011 10:38:12 AM |
| MadHun | $175.00 | 7/11/2011 2:18:22 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:26 PM |
| red-power-pecan | $50.00 | 7/12/2011 9:24:03 AM |
| Weaverville | $25.00 | 7/12/2011 3:48:21 PM |
| BankofRon | $25.00 | 7/13/2011 2:18:37 PM |
| first-favorite-bonus9 | $25.00 | 7/13/2011 2:18:08 PM |
| john2218 | $25.00 | 7/13/2011 5:23:10 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:41 PM |
| mlj0671 | $25.00 | 7/13/2011 8:45:40 PM |
| important-openness1 | $100.00 | 7/14/2011 9:14:42 AM |
| pearl13 | $100.00 | 7/14/2011 3:13:42 PM |
| kind-charming-value | $2,000.00 | 7/14/2011 6:58:13 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:29 AM |
| AlternativeCashFlow | $25.00 | 7/14/2011 7:42:05 PM |
| ckatak | $50.00 | 7/15/2011 7:13:57 AM |
| ommcd | $25.00 | 7/17/2011 10:42:09 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:26 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:42 PM |
| investisure | $100.00 | 7/18/2011 1:40:56 AM |
| economy-coup | $100.00 | 7/18/2011 12:57:30 AM |
| finance-prescription | $50.00 | 7/18/2011 7:23:51 AM |
| blissful-finance7 | $100.00 | 7/18/2011 9:46:55 AM |
| money-bauble | $100.00 | 7/18/2011 10:31:32 AM |
| orange-preeminant-bill | $50.00 | 7/18/2011 3:37:48 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:51:58 PM |
| reflective-rupee | $200.09 | 7/18/2011 5:22:05 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:06 PM |
| wwwUniversal | $25.00 | 7/19/2011 12:33:11 AM |
| payment-gusto | $25.00 | 7/19/2011 12:37:57 AM |
| StPong | $25.00 | 7/19/2011 9:08:21 AM |
| missing-link | $25.00 | 7/19/2011 9:09:24 AM |
| symbiosis | $25.00 | 7/19/2011 9:12:34 AM |
| new-social-economist | $29.53 | 7/19/2011 9:12:41 AM |
| kttalamo | $120.00 | 7/19/2011 7:29:11 AM |
| Bob450 | $29.00 | 7/19/2011 8:04:17 AM |
| sgt-schultz | $35.00 | 7/19/2011 7:02:37 AM |
| asset-professor | $25.00 | 7/19/2011 9:08:03 AM |
| prominence8 | $33.00 | 7/19/2011 9:08:14 AM |
| authoritative-platinum7 | $25.00 | 7/19/2011 9:08:21 AM |
| graceful-investment | $100.00 | 7/19/2011 9:09:26 AM |
| loancrusader | $165.00 | 7/19/2011 10:26:56 AM |
| reasonable-bonus6 | $25.00 | 7/19/2011 9:12:35 AM |
| kulender | $100.00 | 7/19/2011 9:08:30 AM |
| huorn | $25.00 | 7/19/2011 10:38:01 AM |
| ChuckieG | $25.00 | 7/19/2011 10:38:37 AM |
| shrewd-peace7 | $25.00 | 7/19/2011 9:12:08 AM |
| miked8303 | $50.00 | 7/19/2011 9:12:35 AM |
| SDKiwi | $25.00 | 7/19/2011 10:15:53 AM |
| busnssmn | $25.00 | 7/19/2011 9:32:18 AM |
| kind-charming-value | $328.38 | 7/19/2011 10:02:45 AM |
| dpries123 | $25.00 | 7/19/2011 10:16:34 AM |
| martinnc | $25.00 | 7/19/2011 10:21:11 AM |
| elfincove | $25.00 | 7/19/2011 10:37:51 AM |
| transaction-animal8 | $25.00 | 7/19/2011 10:39:32 AM |
| cyberie21 | $50.00 | 7/19/2011 11:03:16 AM |
| integrity-starter | $25.00 | 7/19/2011 10:56:27 AM |
| irrelevant | $25.00 | 7/19/2011 3:57:08 PM |
| dedicated-transaction796 | $34.49 | 7/19/2011 1:12:45 PM |
| GiftViftdotcom | $25.00 | 7/19/2011 12:16:38 PM |
| rwm684 | $25.00 | 7/19/2011 1:09:35 PM |
| LAM26 | $25.00 | 7/19/2011 1:12:47 PM |
| fortytwo | $100.00 | 7/19/2011 4:37:07 PM |
| sweetlan | $25.07 | 7/19/2011 3:26:18 PM |
| GoodLuckLender | $25.00 | 7/19/2011 4:41:20 PM |
| CardCapDude | $25.00 | 7/19/2011 1:49:49 PM |
| bold-basis-supernova | $50.00 | 7/19/2011 4:02:39 PM |
| buffalobills | $25.00 | 7/19/2011 4:12:09 PM |
| Saulite | $25.00 | 7/19/2011 4:25:13 PM |
| high_flyer | $50.00 | 7/19/2011 4:37:11 PM |
| nalaari | $25.00 | 7/19/2011 4:10:04 PM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
515548
This series of Notes was issued and sold upon the funding of the borrower loan #51539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 30y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $93,370 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awesome-listing685 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge
Purpose of loan:
This loan will be used to...provide finanical bridge until bonus payouts in November. Due to major stroke of father in North Carolina, I incurred unbudgeted travel expenses and costs associated with making my father's home accessible for the disabled.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:45 PM |
| diligent-peace9 | $25.00 | 7/12/2011 10:34:52 AM |
| AlternativeCashFlow | $25.00 | 7/13/2011 11:14:39 AM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:57 AM |
| pearl13 | $50.00 | 7/19/2011 10:44:22 AM |
| worth-blanket2 | $3,850.00 | 7/19/2011 4:48:02 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
515754
This series of Notes was issued and sold upon the funding of the borrower loan #51609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,567.51 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $390.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,676 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| focused-auction6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to pay off shorter term higher interest rate debts to allow for improved monthly cash flow.
I have strong employment history of more than twenty-two years in the same industry and 8+ years in my current role. I have strong income. In the last year or so I have had to meet several abnormal expenses including college tuition increases significantly above the amounts I had anticipated through savings, significant repair to my home and other short term obligations. I have equity in a second home however, the second mortgage market is very tight making it difficult to access so I am looking to Propser as a possible alternative.
I am a good candidate for this loan as I have always paid all of my debts. I have a long history of employment and good credit history. I have documented income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| GoldenGo4 | $50.00 | 7/10/2011 12:02:36 PM |
| BankofHank | $100.00 | 7/10/2011 12:02:34 PM |
| cebgop | $25.00 | 7/10/2011 12:03:08 PM |
| minista | $25.00 | 7/10/2011 12:03:04 PM |
| compoundinterest | $60.00 | 7/10/2011 12:04:03 PM |
| top-epic-community | $50.00 | 7/10/2011 12:03:09 PM |
| blot44 | $25.00 | 7/10/2011 12:04:09 PM |
| Strand_Investments | $25.00 | 7/10/2011 12:13:14 PM |
| pound-balancer | $50.00 | 7/10/2011 12:02:31 PM |
| serene-truth2 | $50.00 | 7/10/2011 12:02:39 PM |
| Dollars4Rent | $50.00 | 7/10/2011 12:02:50 PM |
| -J | $25.00 | 7/10/2011 12:14:38 PM |
| lendersf | $100.00 | 7/10/2011 2:44:13 PM |
| first-serene-credit | $25.00 | 7/10/2011 8:42:30 PM |
| retiresecure | $25.00 | 7/11/2011 8:00:10 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:44:46 PM |
| tapesor | $100.00 | 7/11/2011 3:42:23 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:54 PM |
| lanlie | $261.97 | 7/12/2011 4:02:42 AM |
| fortytwo | $100.00 | 7/12/2011 11:43:15 AM |
| availableloan | $25.00 | 7/12/2011 9:47:14 PM |
| Harry | $25.00 | 7/13/2011 7:25:24 AM |
| radforj22 | $50.00 | 7/13/2011 7:47:08 AM |
| happy-loyalty | $25.00 | 7/13/2011 8:29:32 AM |
| truth-image | $100.00 | 7/13/2011 9:17:24 AM |
| x-lender | $50.00 | 7/13/2011 11:18:53 AM |
| britgsb | $50.00 | 7/13/2011 3:38:15 PM |
| john2218 | $25.00 | 7/13/2011 5:23:16 PM |
| goldfinger3 | $50.00 | 7/14/2011 9:34:05 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:43:06 PM |
| unclejaef | $25.00 | 7/14/2011 3:52:32 PM |
| determined-deal7 | $25.00 | 7/14/2011 4:27:45 PM |
| Leopoldine | $27.00 | 7/14/2011 8:48:02 PM |
| ckatak | $50.00 | 7/15/2011 7:14:10 AM |
| Proactive-Financial-Lending | $25.00 | 7/15/2011 7:35:19 PM |
| TrustPlus | $50.00 | 7/16/2011 2:16:59 PM |
| C_Mark | $50.00 | 7/16/2011 2:28:58 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:59 PM |
| syrepsorp | $50.00 | 7/18/2011 11:41:28 PM |
| gold-commander0 | $50.00 | 7/18/2011 11:48:04 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:09 AM |
| wise-silver-wonder | $25.00 | 7/19/2011 9:08:47 AM |
| Tknojnky | $50.00 | 7/19/2011 10:16:46 AM |
| pnace | $50.00 | 7/19/2011 10:47:11 AM |
| onegr8papa | $300.00 | 7/19/2011 3:20:07 PM |
| a-responsible-return | $50.00 | 7/19/2011 5:17:36 PM |
| hostbank | $250.00 | 7/19/2011 8:03:36 PM |
| diversification-surge | $50.00 | 7/19/2011 5:16:59 PM |
| degster | $25.00 | 7/20/2011 12:23:12 AM |
| LandE2BG | $50.00 | 7/19/2011 7:43:28 PM |
| secret-santa | $25.00 | 7/20/2011 2:28:06 AM |
| iolaire | $25.00 | 7/20/2011 9:13:11 AM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:56 PM |
| Jay_Tee | $50.00 | 7/20/2011 9:12:31 AM |
| whistledicksmith | $25.00 | 7/20/2011 4:03:05 PM |
| kdog99 | $100.00 | 7/20/2011 6:52:14 PM |
| lloyd_s | $25.00 | 7/20/2011 5:07:33 PM |
| Supernick | $50.00 | 7/20/2011 5:10:59 PM |
| nuclearmoose | $50.00 | 7/20/2011 7:20:50 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:42 PM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:39 PM |
| Railbird | $25.00 | 7/21/2011 1:48:49 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:41 PM |
| phillipd48 | $25.00 | 7/21/2011 6:47:36 PM |
| cash-fanatic | $50.00 | 7/21/2011 6:47:51 PM |
| Aethelwolf | $25.00 | 7/22/2011 4:41:06 AM |
| dfealk | $100.00 | 7/22/2011 9:40:55 AM |
| USMC0311 | $25.00 | 7/22/2011 10:17:41 AM |
| valiant-liberty4 | $25.00 | 7/22/2011 9:32:04 AM |
| ussugm | $25.00 | 7/22/2011 10:41:56 AM |
| forceful-duty178 | $50.00 | 7/22/2011 10:59:54 AM |
| thepillowsack | $25.00 | 7/22/2011 1:44:19 PM |
| chipperjohnson | $25.00 | 7/22/2011 1:46:24 PM |
| ScottW | $25.00 | 7/22/2011 4:56:37 PM |
| networks4ever | $25.00 | 7/22/2011 5:15:20 PM |
| sri59 | $100.00 | 7/22/2011 5:04:10 PM |
| gracej | $25.00 | 7/22/2011 8:19:06 PM |
| divedude | $25.00 | 7/22/2011 5:38:22 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:05:42 PM |
| Octavian315 | $25.00 | 7/22/2011 6:38:18 PM |
| enigmallc | $25.00 | 7/22/2011 8:00:11 PM |
| ITS-A-WONDERFUL-LIFE | $25.00 | 7/23/2011 7:34:27 AM |
| Mantis75 | $25.00 | 7/23/2011 1:07:34 AM |
| ramsba | $50.00 | 7/23/2011 9:55:04 AM |
| JeffGeorge | $50.00 | 7/23/2011 6:27:39 AM |
| betaoption | $25.00 | 7/23/2011 7:04:45 AM |
| 77dowplace | $25.00 | 7/23/2011 8:49:54 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:16 AM |
| larrybird | $1,500.00 | 7/23/2011 7:32:00 PM |
| vigilance-revolutionary | $50.00 | 7/23/2011 4:46:59 PM |
| x27 | $50.00 | 7/23/2011 2:45:35 PM |
| lifegrowth | $25.00 | 7/24/2011 9:22:18 AM |
| grampy48 | $25.00 | 7/24/2011 9:39:27 AM |
| lamsabuy | $75.00 | 7/24/2011 9:55:00 AM |
| kegs | $1,500.00 | 7/23/2011 7:30:36 PM |
| discrete-asset | $25.00 | 7/24/2011 4:47:20 AM |
| fireboss | $25.00 | 7/24/2011 8:25:08 AM |
| dberry46 | $25.00 | 7/24/2011 10:10:21 AM |
| ChrisProsper | $5,250.00 | 7/24/2011 9:50:10 AM |
| sflawya | $25.00 | 7/15/2011 5:26:57 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:38 PM |
| figs4u2 | $100.00 | 7/10/2011 12:02:41 PM |
| diablorulz | $50.00 | 7/10/2011 12:02:59 PM |
| neighborly-hope6 | $50.00 | 7/10/2011 12:02:37 PM |
| Rivervale_Westwood | $25.00 | 7/10/2011 12:03:01 PM |
| uberrific | $100.00 | 7/10/2011 12:03:23 PM |
| FunInSun | $25.00 | 7/10/2011 12:12:16 PM |
| benjamins-utopia | $50.00 | 7/10/2011 12:04:06 PM |
| monroemoney | $25.00 | 7/10/2011 12:12:22 PM |
| indomitable-coin | $25.00 | 7/10/2011 12:02:44 PM |
| jubilant-trade6 | $50.00 | 7/10/2011 12:02:47 PM |
| meux99 | $25.00 | 7/10/2011 12:02:57 PM |
| jpac1066 | $200.00 | 7/10/2011 12:14:34 PM |
| kenji4861 | $50.00 | 7/10/2011 12:03:06 PM |
| ogmanny | $50.00 | 7/10/2011 12:03:42 PM |
| bonus-cougar | $25.00 | 7/10/2011 12:12:11 PM |
| community-saver158 | $50.00 | 7/10/2011 12:12:23 PM |
| gentle-penny7 | $50.00 | 7/10/2011 12:19:09 PM |
| JustMee | $25.00 | 7/10/2011 2:26:20 PM |
| blue-attentive-bid | $100.00 | 7/10/2011 12:47:55 PM |
| BankofPete | $35.00 | 7/11/2011 7:31:10 AM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:46 AM |
| income-awakening6 | $25.00 | 7/11/2011 3:06:42 PM |
| antlr | $50.00 | 7/11/2011 3:42:21 PM |
| caring-hope2 | $100.00 | 7/11/2011 6:08:03 PM |
| first-favorite-bonus9 | $25.00 | 7/12/2011 9:12:18 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:57 PM |
| StPong | $25.00 | 7/14/2011 4:27:44 PM |
| Veets | $250.00 | 7/14/2011 5:41:32 PM |
| commitment-orca7 | $300.00 | 7/15/2011 11:17:46 AM |
| velocity-solo | $30.00 | 7/16/2011 1:08:25 AM |
| GreenSun | $25.00 | 7/16/2011 5:14:22 AM |
| drkosh | $25.00 | 7/16/2011 3:53:01 PM |
| nimble-money0 | $25.00 | 7/17/2011 3:21:55 PM |
| promiser200 | $25.00 | 7/17/2011 4:41:39 PM |
| Frosty | $25.00 | 7/17/2011 4:51:36 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:50 PM |
| michaelwong | $50.00 | 7/18/2011 8:08:15 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:16 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:41:09 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:20:18 AM |
| skuba | $75.00 | 7/19/2011 6:49:20 AM |
| scrappy-bonus2 | $25.00 | 7/19/2011 12:37:25 AM |
| mizount | $25.00 | 7/19/2011 10:48:30 AM |
| YellowJacket | $25.00 | 7/19/2011 6:10:58 PM |
| chibear34 | $25.00 | 7/20/2011 3:15:16 AM |
| social-turtle4 | $25.00 | 7/19/2011 9:19:17 PM |
| Carpetkid | $50.00 | 7/20/2011 8:28:36 AM |
| keyfig | $25.00 | 7/20/2011 9:12:29 AM |
| aasx1108 | $25.00 | 7/20/2011 4:02:08 PM |
| Weaverville | $100.00 | 7/20/2011 4:03:24 PM |
| dharma1 | $25.00 | 7/20/2011 4:02:34 PM |
| FlexFunding | $25.00 | 7/20/2011 5:07:05 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:00 PM |
| credit-force5 | $100.00 | 7/20/2011 9:11:47 PM |
| orange-courageous-dedication | $25.00 | 7/21/2011 10:18:01 AM |
| dayahn | $25.00 | 7/21/2011 3:18:47 PM |
| life-is-great | $25.00 | 7/21/2011 3:52:11 PM |
| anacent | $50.00 | 7/21/2011 3:52:32 PM |
| otalon | $25.00 | 7/21/2011 5:08:12 PM |
| JKEnterprises | $25.00 | 7/21/2011 8:56:08 PM |
| help4u | $50.00 | 7/22/2011 6:28:57 AM |
| bigphish | $50.00 | 7/22/2011 6:42:55 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:21 AM |
| kyomoon | $50.00 | 7/22/2011 10:12:21 AM |
| dbzen | $25.00 | 7/22/2011 12:57:07 PM |
| br4444 | $25.00 | 7/22/2011 3:42:31 PM |
| Aimvest | $25.00 | 7/22/2011 2:13:00 PM |
| flexible1 | $25.00 | 7/22/2011 6:24:44 PM |
| MadHun | $200.00 | 7/22/2011 10:42:20 PM |
| SojournerMobile | $25.00 | 7/22/2011 7:00:50 PM |
| jdwb50 | $25.00 | 7/22/2011 9:42:59 PM |
| nhm | $28.54 | 7/23/2011 1:07:27 AM |
| amusement4 | $25.00 | 7/22/2011 10:44:34 PM |
| hrubinst | $75.00 | 7/23/2011 5:46:47 AM |
| wealthstar | $25.00 | 7/23/2011 7:38:57 AM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:54 AM |
| ChristopherHS | $25.00 | 7/23/2011 12:31:49 AM |
| sngndnc | $25.00 | 7/23/2011 7:07:34 AM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:47 AM |
| Rockymtnhi | $50.00 | 7/23/2011 11:27:15 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:06 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:46 AM |
| Warwick | $50.00 | 7/23/2011 10:26:54 AM |
| the_prince | $50.00 | 7/23/2011 2:32:09 PM |
| outwish | $25.00 | 7/23/2011 9:36:23 PM |
| rmachi | $25.00 | 7/23/2011 4:17:29 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:28:53 AM |
| FCI | $25.00 | 7/23/2011 5:04:48 PM |
| ericd523 | $25.00 | 7/23/2011 9:24:54 PM |
| nickel-balance | $25.00 | 7/23/2011 9:26:27 PM |
| Ivan2007 | $25.00 | 7/24/2011 12:21:32 AM |
| The_Minimalist | $25.00 | 7/24/2011 9:54:12 AM |
| lamsabuy | $25.00 | 7/24/2011 9:55:24 AM |
| latestone | $25.00 | 7/24/2011 8:49:36 AM |
| TheReaderRabbit | $25.00 | 7/24/2011 11:33:52 AM |
| 196 Investments
|
Borrower Payment Dependent Notes Series
515762
This series of Notes was issued and sold upon the funding of the borrower loan #51597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $458.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,382 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Naper |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
|
Principal balance:
| $4,151.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Paying off high interest balances
I've had a large portion of my credit card balance go from a 4% promotional rate to 22.24%.
I'm qualified for this loan due to my high income and great credit record. I have never had anything past due and the only reason my credit score isn't real high is because of my high card balances. High balances are due to medical and lawyer bills which will not re-occur.
I am starting an accelerated debt elimination program that will eliminate all my debt in 4 years and this loan will be part of that program.
My salary + bonus in 2010 was 160K and I have been with the same company for almost 3 years in a very stable position.
My largest expenses are $2850 mortgage/tax and $368 car payment. My take home pay is over $8000 per month. Other than standard living expenses, the rest of the money will be going towards my debt elimination plan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/11/2011 9:03:54 AM |
| Abstract | $50.00 | 7/11/2011 9:02:28 AM |
| organized-payment6 | $50.00 | 7/11/2011 9:02:58 AM |
| ski bum | $100.00 | 7/11/2011 9:02:49 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:48 AM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:08 PM |
| nickel-ferret | $25.00 | 7/11/2011 5:16:54 PM |
| thankful-nickel2 | $50.00 | 7/11/2011 6:23:27 PM |
| pound-balancer | $50.00 | 7/12/2011 9:54:10 PM |
| HamachiMan | $50.00 | 7/13/2011 9:07:31 AM |
| Harry | $25.00 | 7/13/2011 7:25:27 AM |
| BxRealtor | $25.00 | 7/13/2011 5:18:26 PM |
| Peterman | $25.00 | 7/15/2011 10:59:57 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:36 PM |
| greenback-seagull2 | $100.00 | 7/18/2011 9:10:07 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:21 PM |
| radforj22 | $25.00 | 7/18/2011 6:43:24 PM |
| barflyer | $25.00 | 7/19/2011 12:10:33 PM |
| KClender | $25.00 | 7/19/2011 1:16:54 PM |
| mhotchan | $100.00 | 7/19/2011 1:30:11 PM |
| slartibardfast | $30.00 | 7/19/2011 2:55:21 PM |
| atomantic | $25.00 | 7/19/2011 1:33:52 PM |
| einstein | $200.00 | 7/19/2011 1:42:55 PM |
| unconquerable-dedication | $25.00 | 7/19/2011 12:26:19 PM |
| sgt-schultz | $25.00 | 7/19/2011 2:05:13 PM |
| availableloan | $25.00 | 7/19/2011 12:40:36 PM |
| klinebarger | $25.00 | 7/19/2011 3:16:16 PM |
| new-reward-sequoia | $25.00 | 7/19/2011 4:44:20 PM |
| Zach842 | $200.00 | 7/19/2011 4:49:16 PM |
| payment-halo | $25.00 | 7/19/2011 4:49:34 PM |
| MichaelProsper | $40.00 | 7/19/2011 4:55:18 PM |
| pworld | $160.00 | 7/19/2011 8:10:22 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:33:26 PM |
| justme4now | $35.00 | 7/20/2011 4:41:19 AM |
| yoyoclock | $25.00 | 7/20/2011 1:32:30 AM |
| power-secret-agent | $25.00 | 7/20/2011 3:00:54 AM |
| Mariner3605 | $50.00 | 7/20/2011 9:23:59 AM |
| Scoote2912 | $35.99 | 7/20/2011 11:56:43 AM |
| doopers | $25.00 | 7/20/2011 1:20:14 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:33 PM |
| indomitable-dedication | $50.00 | 7/20/2011 11:25:47 AM |
| StrongMonty | $100.00 | 7/20/2011 12:48:12 PM |
| wadkuzma | $25.00 | 7/20/2011 2:52:36 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:29:21 PM |
| market-pudding | $25.00 | 7/20/2011 3:13:28 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:46 PM |
| ministry1 | $50.00 | 7/20/2011 5:17:11 PM |
| self-reliant-integrity0 | $50.00 | 7/20/2011 9:22:17 PM |
| justasoldier | $100.00 | 7/20/2011 7:55:11 PM |
| reinforced-velocity158 | $250.00 | 7/20/2011 8:08:44 PM |
| shrewd-peace7 | $25.00 | 7/20/2011 8:32:37 PM |
| CaptainBlueberry | $25.00 | 7/20/2011 7:24:19 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:02 PM |
| Tscheddar | $25.00 | 7/21/2011 4:26:59 AM |
| cr8on | $100.00 | 7/20/2011 10:33:33 PM |
| thankful-nickel2 | $50.00 | 7/21/2011 6:25:00 AM |
| nbah123 | $50.00 | 7/20/2011 10:00:20 PM |
| commitment-orca7 | $311.77 | 7/21/2011 7:49:28 AM |
| let_me_retire | $50.00 | 7/21/2011 2:30:21 AM |
| let_me_retire | $50.00 | 7/21/2011 2:32:45 AM |
| octoberfresh | $25.00 | 7/21/2011 8:41:46 AM |
| GolfPro2006 | $30.00 | 7/21/2011 3:46:00 AM |
| vigilance-frontier | $25.00 | 7/21/2011 4:17:14 AM |
| gslinv | $50.00 | 7/21/2011 7:00:21 AM |
| silver-dogwood4 | $25.00 | 7/21/2011 7:13:16 AM |
| axl163 | $25.00 | 7/21/2011 9:47:21 AM |
| peace-maximizer8 | $40.00 | 7/21/2011 11:44:36 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:48 AM |
| minista | $50.00 | 7/21/2011 2:46:26 PM |
| bold-basis-supernova | $25.00 | 7/21/2011 10:32:49 AM |
| yield-aurora4 | $55.00 | 7/21/2011 3:37:16 PM |
| vennp | $27.00 | 7/21/2011 11:15:15 AM |
| selector568 | $300.00 | 7/21/2011 12:30:49 PM |
| power-defender7 | $40.00 | 7/21/2011 2:34:24 PM |
| dayahn | $25.00 | 7/21/2011 3:18:50 PM |
| kdog99 | $100.00 | 7/21/2011 3:52:49 PM |
| spiff666 | $26.66 | 7/21/2011 4:46:49 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:15 PM |
| Kaj | $50.00 | 7/21/2011 6:21:01 PM |
| integrity-starter | $50.00 | 7/21/2011 6:02:27 PM |
| Pitufo | $37.72 | 7/21/2011 6:07:46 PM |
| jmichael23 | $67.58 | 7/22/2011 4:40:38 AM |
| BLKLOC11 | $40.00 | 7/21/2011 9:52:05 PM |
| unrivaled-gain8 | $50.00 | 7/22/2011 5:52:45 AM |
| calinno2 | $50.00 | 7/22/2011 6:43:03 AM |
| chameleon125 | $25.00 | 7/22/2011 6:35:15 AM |
| jsnryn | $130.98 | 7/22/2011 9:58:05 AM |
| seanickson | $25.00 | 7/22/2011 7:51:40 AM |
| gdfp158 | $25.00 | 7/22/2011 8:07:15 AM |
| Westb | $100.00 | 7/22/2011 8:22:14 AM |
| jazzlender | $50.00 | 7/22/2011 8:35:17 AM |
| mrpowers5531 | $30.15 | 7/22/2011 10:30:00 AM |
| dontjader | $100.00 | 7/22/2011 9:18:20 AM |
| quarkyuzu | $50.00 | 7/22/2011 9:49:55 AM |
| dfealk | $200.00 | 7/22/2011 9:37:26 AM |
| sgt-schultz | $25.00 | 7/22/2011 12:06:59 PM |
| foofightee | $25.00 | 7/22/2011 12:11:37 PM |
| mjjjrj | $30.00 | 7/22/2011 9:45:11 AM |
| shrewd-income | $100.00 | 7/22/2011 11:01:09 AM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:06:53 PM |
| mammalian4 | $25.00 | 7/22/2011 2:57:14 PM |
| heavenly-interest9 | $100.00 | 7/22/2011 11:57:24 AM |
| revenue-appraiser | $25.00 | 7/22/2011 12:44:20 PM |
| Rivervale_Westwood | $25.00 | 7/22/2011 1:09:35 PM |
| brainy-repayment5 | $72.48 | 7/22/2011 4:46:15 PM |
| jhernand17 | $25.00 | 7/22/2011 1:58:03 PM |
| laandre | $250.00 | 7/22/2011 5:17:00 PM |
| Syzygy | $25.00 | 7/22/2011 4:39:44 PM |
| loan-galaxy6 | $500.00 | 7/22/2011 5:50:46 PM |
| dedication-ninja7 | $100.00 | 7/22/2011 5:56:43 PM |
| fortytwo | $300.00 | 7/22/2011 4:33:40 PM |
| nimble-affluence4 | $25.00 | 7/22/2011 4:36:11 PM |
| building_community | $25.00 | 7/22/2011 4:40:09 PM |
| income-buffalo1 | $100.00 | 7/22/2011 5:03:50 PM |
| sri59 | $100.00 | 7/22/2011 5:06:42 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:52:31 PM |
| elasermd | $116.85 | 7/22/2011 7:13:02 PM |
| GCInvestments | $25.00 | 7/22/2011 7:18:39 PM |
| flexible-fund6 | $103.22 | 7/22/2011 5:26:26 PM |
| teachermrb | $33.95 | 7/22/2011 5:31:29 PM |
| msfitzge | $40.85 | 7/22/2011 7:23:07 PM |
| rockwild | $47.83 | 7/22/2011 7:29:35 PM |
| important-ore | $100.00 | 7/22/2011 7:33:40 PM |
| entertaining-greenback2 | $25.00 | 7/22/2011 7:38:47 PM |
| dblaz5 | $182.20 | 7/22/2011 7:51:40 PM |
| john2218 | $25.00 | 7/22/2011 5:19:33 PM |
| sign_here | $25.00 | 7/22/2011 6:34:03 PM |
| TrustOne | $50.00 | 7/22/2011 6:58:32 PM |
| 1randyp | $150.00 | 7/22/2011 7:11:25 PM |
| bluesheep | $25.00 | 7/22/2011 9:57:51 PM |
| debt-system880 | $50.00 | 7/22/2011 7:29:48 PM |
| loss-of-control | $75.00 | 7/22/2011 7:37:30 PM |
| natural-worth9 | $600.00 | 7/22/2011 7:50:00 PM |
| kind-forthright-repayment | $500.00 | 7/22/2011 6:50:54 PM |
| responsibility-cherry6 | $25.00 | 7/22/2011 6:54:33 PM |
| reasonable-durability1 | $45.00 | 7/22/2011 7:10:06 PM |
| prohelper | $50.00 | 7/22/2011 11:37:05 PM |
| credit-kahuna | $50.00 | 7/22/2011 9:03:02 PM |
| Kyileo | $25.00 | 7/22/2011 9:38:58 PM |
| rockhound84 | $25.00 | 7/23/2011 1:07:44 AM |
| vivid-velocity7 | $100.00 | 7/22/2011 7:57:19 PM |
| atlrealtor | $27.84 | 7/22/2011 10:02:13 PM |
| TheLoanManCan | $25.00 | 7/22/2011 8:09:43 PM |
| Feyenoord | $25.00 | 7/22/2011 10:30:58 PM |
| Engineer44 | $30.00 | 7/23/2011 3:01:08 AM |
| balanced-agreement0 | $100.00 | 7/22/2011 9:10:26 PM |
| jmeasn | $100.00 | 7/22/2011 10:55:48 PM |
| red-benefit-ruler | $50.00 | 7/22/2011 9:35:40 PM |
| the-platinum-entrepreneur | $118.84 | 7/23/2011 12:24:25 AM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:28 AM |
| damage | $25.00 | 7/22/2011 11:02:18 PM |
| shrewd-peace7 | $100.00 | 7/23/2011 12:17:44 AM |
| mspiggybank | $100.00 | 7/23/2011 2:12:31 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:42 PM |
| uberrific | $100.00 | 7/11/2011 9:02:54 AM |
| pnace | $50.00 | 7/11/2011 9:03:37 AM |
| x-lender | $80.00 | 7/11/2011 9:04:03 AM |
| first-serene-credit | $25.00 | 7/11/2011 12:54:43 PM |
| indomitable-coin | $25.00 | 7/11/2011 2:18:46 PM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:47:44 PM |
| NJournalist | $25.00 | 7/12/2011 1:18:30 AM |
| rescue | $100.00 | 7/13/2011 12:34:13 AM |
| Millmanator | $25.00 | 7/13/2011 4:38:33 PM |
| Billfred | $25.00 | 7/13/2011 5:31:50 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:44 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:46 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:54 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:00 PM |
| Veets | $125.00 | 7/14/2011 5:50:02 PM |
| credit-coach118 | $40.00 | 7/15/2011 8:49:58 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:54 PM |
| gojackgo | $50.00 | 7/18/2011 10:56:48 AM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:40 PM |
| valueguru | $150.00 | 7/19/2011 12:11:03 PM |
| seabass123 | $25.00 | 7/19/2011 12:36:00 PM |
| Leopoldine | $29.00 | 7/19/2011 3:18:53 PM |
| MyNestEgg | $76.01 | 7/19/2011 11:41:44 AM |
| Jim33 | $25.00 | 7/19/2011 12:15:31 PM |
| thoughtful-contract984 | $50.00 | 7/19/2011 4:05:41 PM |
| Veets | $250.00 | 7/19/2011 2:23:13 PM |
| unrivaled-income5 | $50.00 | 7/19/2011 1:13:25 PM |
| GrooveBiz | $25.00 | 7/19/2011 2:54:47 PM |
| CreditBuilder2 | $100.00 | 7/19/2011 2:59:27 PM |
| treasure-trader | $30.51 | 7/19/2011 4:21:53 PM |
| kentmolyneaux | $53.34 | 7/19/2011 8:00:49 PM |
| hostbank | $250.00 | 7/19/2011 8:03:38 PM |
| kind-genuine-dough | $50.00 | 7/19/2011 6:04:57 PM |
| adventurous-commerce | $100.00 | 7/19/2011 8:30:03 PM |
| peso-mate | $50.00 | 7/19/2011 8:59:42 PM |
| attractive-rate | $25.00 | 7/20/2011 2:22:08 AM |
| britgsb | $100.00 | 7/20/2011 5:57:49 AM |
| Carpetkid | $42.00 | 7/20/2011 8:28:39 AM |
| mamayama | $50.00 | 7/20/2011 1:32:57 PM |
| iamwhatiam | $25.00 | 7/20/2011 9:23:13 AM |
| peso-fortress | $25.00 | 7/20/2011 9:15:23 AM |
| return-rocket9 | $25.00 | 7/20/2011 10:31:14 AM |
| benefit-trident | $50.00 | 7/20/2011 3:13:07 PM |
| YellowJacket | $25.00 | 7/20/2011 6:05:07 PM |
| the-charming-integrity | $47.34 | 7/20/2011 4:05:45 PM |
| Leshan | $50.00 | 7/20/2011 4:50:32 PM |
| zenzorba | $50.00 | 7/20/2011 7:46:05 PM |
| natural-worth9 | $100.00 | 7/20/2011 8:47:18 PM |
| GoldenGo4 | $50.00 | 7/20/2011 6:07:19 PM |
| janeybooboo | $100.00 | 7/20/2011 6:21:45 PM |
| Nanab5 | $25.00 | 7/20/2011 8:02:18 PM |
| ArchonFinancialHoldings | $33.10 | 7/21/2011 3:42:37 AM |
| authoritative-capital | $37.62 | 7/20/2011 9:18:03 PM |
| Barrayaran | $25.00 | 7/21/2011 5:24:13 AM |
| moola-cell3 | $60.00 | 7/20/2011 10:05:52 PM |
| supreme-hope | $25.00 | 7/21/2011 6:23:04 AM |
| liberty-pecan | $528.22 | 7/21/2011 1:50:55 AM |
| pyungpyung | $25.00 | 7/21/2011 6:15:04 AM |
| excellent-loan8 | $25.00 | 7/21/2011 7:03:10 AM |
| BigBag | $67.81 | 7/21/2011 7:53:16 AM |
| designer_10 | $25.00 | 7/21/2011 9:50:07 AM |
| melodious-fairness | $100.00 | 7/21/2011 10:23:12 AM |
| debt-legend | $25.00 | 7/21/2011 12:47:20 PM |
| mgking007 | $30.00 | 7/21/2011 1:36:47 PM |
| FinanceEngine | $40.00 | 7/21/2011 4:57:46 PM |
| razor783 | $25.00 | 7/21/2011 3:03:40 PM |
| wise-unequivocal-return | $25.00 | 7/21/2011 5:27:24 PM |
| LandE2BG | $50.00 | 7/21/2011 7:37:58 PM |
| Zach842 | $209.27 | 7/21/2011 8:12:50 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:01:57 PM |
| wealth-carrier | $25.00 | 7/21/2011 5:39:55 PM |
| Astyanax | $85.00 | 7/21/2011 6:30:14 PM |
| brmar | $25.00 | 7/21/2011 6:09:24 PM |
| IIP77 | $25.00 | 7/22/2011 1:34:57 AM |
| bonus-quark4 | $25.00 | 7/22/2011 7:51:34 AM |
| gold-fluffy-bunny4 | $50.00 | 7/22/2011 5:26:15 AM |
| interest88 | $34.00 | 7/22/2011 4:46:55 AM |
| bstlndlrd207 | $100.00 | 7/22/2011 6:11:01 AM |
| Mindful7 | $25.00 | 7/22/2011 6:27:47 AM |
| DreDub | $50.00 | 7/22/2011 7:11:32 AM |
| keichi03 | $50.00 | 7/22/2011 7:21:14 AM |
| scotty61 | $53.26 | 7/22/2011 7:25:39 AM |
| astute-investment5 | $25.00 | 7/22/2011 7:54:24 AM |
| the-silver-blaster | $100.00 | 7/22/2011 7:26:05 AM |
| dlenz | $25.00 | 7/22/2011 10:08:54 AM |
| kdog99 | $200.00 | 7/22/2011 10:14:53 AM |
| kyomoon | $100.00 | 7/22/2011 10:16:45 AM |
| johannesfactotum | $44.79 | 7/22/2011 10:19:29 AM |
| investment-comet | $25.00 | 7/22/2011 11:33:24 AM |
| jescowa | $50.00 | 7/22/2011 9:56:19 AM |
| coin-amigo | $36.36 | 7/22/2011 10:20:44 AM |
| loyalty-czar | $27.89 | 7/22/2011 1:16:59 PM |
| blissful-finance7 | $25.00 | 7/22/2011 10:18:07 AM |
| fair-payment4 | $25.00 | 7/22/2011 11:09:25 AM |
| orangetrust | $100.00 | 7/22/2011 11:15:55 AM |
| mg6619 | $25.00 | 7/22/2011 10:59:41 AM |
| runbix7 | $25.00 | 7/22/2011 11:34:47 AM |
| shmb6508 | $175.00 | 7/22/2011 11:43:00 AM |
| luckygreen10 | $200.00 | 7/22/2011 12:31:40 PM |
| ltdalum | $212.00 | 7/22/2011 1:09:53 PM |
| 5kids5 | $61.30 | 7/22/2011 4:44:05 PM |
| penny-healer5 | $25.00 | 7/22/2011 2:32:20 PM |
| kokomorock | $25.00 | 7/22/2011 5:34:54 PM |
| 4mydaughterseducation | $25.99 | 7/22/2011 5:48:18 PM |
| kangarookim99 | $33.96 | 7/22/2011 5:50:40 PM |
| IPlayOutsideTheBox | $25.00 | 7/22/2011 4:31:09 PM |
| The_Swafford_Group | $100.00 | 7/22/2011 5:55:44 PM |
| one2sojourn | $50.00 | 7/22/2011 7:14:11 PM |
| ideal-platinum1 | $50.00 | 7/22/2011 5:19:28 PM |
| baker31 | $50.00 | 7/22/2011 5:31:33 PM |
| julijask | $50.00 | 7/22/2011 4:57:17 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:39:32 PM |
| saver9 | $25.00 | 7/22/2011 5:45:19 PM |
| withfries2 | $100.00 | 7/22/2011 7:40:45 PM |
| Weaverville | $50.00 | 7/22/2011 5:07:51 PM |
| Jay0507 | $50.00 | 7/22/2011 7:52:09 PM |
| american6 | $100.00 | 7/22/2011 7:55:36 PM |
| ddog0224 | $25.00 | 7/22/2011 6:11:24 PM |
| peso-tostada | $85.86 | 7/22/2011 5:38:24 PM |
| jpalmer | $81.10 | 7/22/2011 6:05:50 PM |
| HPANTER311 | $30.00 | 7/22/2011 6:17:26 PM |
| MadHun | $400.00 | 7/22/2011 10:34:43 PM |
| well-rounded-finance924 | $25.00 | 7/22/2011 10:37:38 PM |
| commerce-renewal | $250.00 | 7/22/2011 6:44:35 PM |
| thrilling-wealth556 | $75.00 | 7/22/2011 7:57:46 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:10:34 PM |
| Goddess-4-one | $37.34 | 7/22/2011 8:26:45 PM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:56 AM |
| hurricanefever | $50.00 | 7/22/2011 7:56:20 PM |
| credit-bliss8 | $25.00 | 7/22/2011 10:03:02 PM |
| orgy63 | $100.00 | 7/22/2011 8:29:18 PM |
| platinum-exec1 | $126.92 | 7/22/2011 8:56:38 PM |
| justice-circuitry0 | $50.00 | 7/22/2011 9:04:29 PM |
| mcabery | $200.00 | 7/23/2011 3:09:09 AM |
| ore-healer6 | $25.00 | 7/22/2011 9:10:52 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:04:32 PM |
| upc_tnt | $25.00 | 7/22/2011 11:32:51 PM |
| peso-tostada | $25.00 | 7/23/2011 1:42:02 AM |
| Chillito | $29.87 | 7/23/2011 12:21:32 AM |
| 293 Investments
|
Borrower Payment Dependent Notes Series
515778
This series of Notes was issued and sold upon the funding of the borrower loan #51575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,838.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $339.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $539 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-negotiator25 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
|
|
Principal balance:
| $4,100.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto Loan and Debt Consolidation
We are a family of 3. My wife, myself, and our 8 year old son. We have 2 dogs and 2 fish. We are good people and will pay back this loan. Thank you for helping us.
I am a good canidate for this loan because I have a very good job that I have been at for 3 years now. It is in the home security field and we are even busier with the slow economy. I made $60000 last year and I am on track for over $75000 this year!
I am using this loan to pay off the negitive balance that I have in my F-150 that I am trading in and 2 loans that we have. I have a car loan for $300 lined up to pay for the new car we are replacing the truck with.
We will use this loan to pay off:
Truck - $7000 negative balance ($600 a month)
Loan 1 - $4000 ($200 a month)
Loan 2 - $4000 ($250 a month)
Total - $15000 ($1050 a month)
New car loan of $300 and this loan of $350 for a total of $650
I will save $400 a month with this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| uberrific | $100.00 | 7/11/2011 9:02:55 AM |
| pnace | $50.00 | 7/11/2011 9:03:37 AM |
| organized-payment6 | $50.00 | 7/11/2011 9:02:58 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:49 AM |
| indomitable-coin | $25.00 | 7/11/2011 2:18:46 PM |
| rescue | $100.00 | 7/13/2011 12:34:14 AM |
| HamachiMan | $50.00 | 7/13/2011 3:27:15 PM |
| shrewd-deal | $50.00 | 7/13/2011 5:05:05 PM |
| BxRealtor | $25.00 | 7/13/2011 6:12:33 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:44 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:00 PM |
| Veets | $125.00 | 7/14/2011 5:50:03 PM |
| Peterman | $25.00 | 7/15/2011 10:59:58 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:54 PM |
| payout-flag6 | $50.00 | 7/18/2011 8:54:34 AM |
| gojackgo | $50.00 | 7/18/2011 10:56:49 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:22 PM |
| Prosp_Lender | $50.00 | 7/19/2011 10:40:30 AM |
| market-network | $25.00 | 7/19/2011 10:51:23 AM |
| innocent-income4 | $25.00 | 7/19/2011 10:31:15 AM |
| debt-system880 | $50.00 | 7/19/2011 10:30:03 AM |
| iamwhatiam | $25.00 | 7/19/2011 10:31:42 AM |
| value-pouch | $50.00 | 7/19/2011 10:34:03 AM |
| godfather4u | $100.00 | 7/19/2011 11:23:28 AM |
| GiftViftdotcom | $50.00 | 7/19/2011 11:57:59 AM |
| GrooveBiz | $25.00 | 7/19/2011 2:57:19 PM |
| klinebarger | $25.00 | 7/19/2011 3:18:14 PM |
| valueguru | $150.00 | 7/19/2011 12:06:21 PM |
| progressive-power9 | $50.00 | 7/19/2011 11:59:11 AM |
| unconquerable-dedication | $25.00 | 7/19/2011 12:28:23 PM |
| cloud8 | $100.00 | 7/19/2011 12:35:42 PM |
| maximizer | $25.00 | 7/19/2011 3:30:01 PM |
| 108lender | $150.00 | 7/19/2011 4:46:22 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:30:18 PM |
| thoughtful-contract984 | $50.00 | 7/19/2011 4:00:38 PM |
| wealth-pal3 | $67.76 | 7/19/2011 4:54:17 PM |
| john2218 | $25.00 | 7/19/2011 5:07:39 PM |
| hostbank | $250.00 | 7/19/2011 8:03:39 PM |
| adventurous-commerce | $50.00 | 7/19/2011 8:36:32 PM |
| britgsb | $75.84 | 7/20/2011 5:58:28 AM |
| moola-man | $25.00 | 7/20/2011 7:38:49 AM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:27:58 PM |
| availableloan | $25.00 | 7/19/2011 10:12:43 PM |
| YellowJacket | $25.00 | 7/20/2011 7:48:58 AM |
| market-pudding | $25.00 | 7/20/2011 2:58:29 PM |
| mamayama | $25.00 | 7/20/2011 1:24:38 PM |
| Leshan | $50.00 | 7/20/2011 4:50:55 PM |
| LendGuy | $50.00 | 7/20/2011 5:20:25 PM |
| GoldenGo4 | $52.69 | 7/20/2011 6:05:44 PM |
| caseattle | $25.00 | 7/20/2011 4:48:10 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:21:40 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:51:37 PM |
| nuclearmoose | $25.00 | 7/20/2011 7:18:17 PM |
| labate | $35.00 | 7/20/2011 10:45:09 PM |
| designer_10 | $25.00 | 7/21/2011 9:54:13 AM |
| melodious-fairness | $100.00 | 7/21/2011 10:24:22 AM |
| mgking007 | $25.00 | 7/21/2011 1:40:02 PM |
| new0rleans | $25.00 | 7/21/2011 4:16:16 PM |
| moola-cell3 | $60.00 | 7/21/2011 4:20:12 PM |
| Astyanax | $80.00 | 7/21/2011 6:32:25 PM |
| LandE2BG | $50.00 | 7/21/2011 7:37:58 PM |
| IIP77 | $25.00 | 7/22/2011 1:34:25 AM |
| astute-investment5 | $25.00 | 7/22/2011 7:54:55 AM |
| jmichael23 | $25.00 | 7/22/2011 4:39:43 AM |
| blissful-finance7 | $25.00 | 7/22/2011 10:16:22 AM |
| buckeyebucks | $50.00 | 7/22/2011 8:39:22 AM |
| kyomoon | $50.00 | 7/22/2011 10:19:11 AM |
| Tscheddar | $25.00 | 7/22/2011 10:03:55 AM |
| bold-velocity-cake | $38.17 | 7/22/2011 10:39:47 AM |
| commitment-orca7 | $200.00 | 7/22/2011 10:38:52 AM |
| infomas | $60.00 | 7/22/2011 11:21:04 AM |
| John_Galt | $25.00 | 7/22/2011 11:37:53 AM |
| sgt-schultz | $25.00 | 7/22/2011 12:05:52 PM |
| finance-portait | $25.76 | 7/22/2011 3:21:47 PM |
| Weaverville | $50.00 | 7/22/2011 5:12:13 PM |
| fortytwo | $400.00 | 7/22/2011 4:40:12 PM |
| dedication-ninja7 | $58.62 | 7/22/2011 5:50:57 PM |
| ritchie70 | $25.00 | 7/22/2011 6:02:43 PM |
| laandre | $250.00 | 7/22/2011 5:17:00 PM |
| GCInvestments | $25.00 | 7/22/2011 7:16:17 PM |
| elasermd | $150.00 | 7/22/2011 7:26:24 PM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:37 AM |
| Feyenoord | $25.00 | 7/22/2011 10:36:06 PM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:36 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:18 AM |
| 77dowplace | $25.00 | 7/23/2011 8:51:52 AM |
| edaguy | $100.00 | 7/23/2011 2:23:08 PM |
| astute-benjamins | $25.00 | 7/23/2011 4:50:17 PM |
| diancecht | $25.00 | 7/23/2011 6:35:14 PM |
| credit-maple5 | $500.00 | 7/23/2011 4:17:31 PM |
| Cheburashka | $25.00 | 7/23/2011 4:18:01 PM |
| Investor704 | $50.00 | 7/24/2011 12:46:18 PM |
| drkosh | $25.00 | 7/24/2011 7:49:08 AM |
| fireferd | $25.00 | 7/24/2011 8:13:16 AM |
| Erikdbp | $25.00 | 7/24/2011 2:39:10 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:43:24 AM |
| WineDrop | $25.00 | 7/24/2011 6:05:45 PM |
| cathexis | $25.00 | 7/24/2011 11:09:16 AM |
| DragonQueen | $25.00 | 7/24/2011 1:05:50 PM |
| wtrboy | $25.00 | 7/24/2011 11:05:55 PM |
| opt1mum | $25.00 | 7/25/2011 12:09:43 AM |
| zippy-interest | $25.00 | 7/25/2011 5:21:46 AM |
| 77dowplace | $25.00 | 7/24/2011 6:33:21 PM |
| Trentsteel_98 | $25.00 | 7/24/2011 5:05:30 PM |
| gentle-penny7 | $50.00 | 7/25/2011 7:21:20 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:17 PM |
| investment-tempo | $25.00 | 7/24/2011 8:07:47 PM |
| mike99 | $25.00 | 7/25/2011 3:51:05 AM |
| gigabit | $50.00 | 7/25/2011 8:11:28 AM |
| reinforced-reward | $25.00 | 7/25/2011 8:14:14 AM |
| first-class-note0 | $32.00 | 7/25/2011 6:30:29 AM |
| Eagledrop | $25.00 | 7/25/2011 7:42:39 AM |
| nestegg4e | $25.00 | 7/25/2011 7:46:42 AM |
| compoundinterest | $50.00 | 7/11/2011 9:03:55 AM |
| ski bum | $100.00 | 7/11/2011 9:02:49 AM |
| tacopants | $500.00 | 7/11/2011 10:30:45 AM |
| first-serene-credit | $25.00 | 7/11/2011 12:52:06 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:09 PM |
| nickel-ferret | $25.00 | 7/11/2011 5:16:54 PM |
| Billfred | $25.00 | 7/11/2011 6:24:35 PM |
| Harry | $25.00 | 7/13/2011 7:25:27 AM |
| happy-loyalty | $25.00 | 7/13/2011 8:53:30 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:46 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:36 PM |
| seabass123 | $25.00 | 7/18/2011 8:00:39 AM |
| greenback-seagull2 | $100.00 | 7/18/2011 9:18:22 AM |
| theskippy | $32.62 | 7/18/2011 7:32:13 AM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:40 PM |
| upperdeck | $25.00 | 7/19/2011 10:28:09 AM |
| vigorous-velocity | $100.00 | 7/19/2011 11:21:28 AM |
| elasermd | $96.48 | 7/19/2011 10:36:11 AM |
| roben12 | $25.00 | 7/19/2011 1:20:07 PM |
| radforj22 | $25.00 | 7/19/2011 10:55:34 AM |
| jdadverb | $25.00 | 7/19/2011 2:14:41 PM |
| Scooterman | $75.00 | 7/19/2011 2:32:32 PM |
| RadCad1 | $150.00 | 7/19/2011 2:59:54 PM |
| nprfan5 | $25.00 | 7/19/2011 11:27:26 AM |
| George13 | $50.00 | 7/19/2011 1:39:17 PM |
| supersarah61 | $25.00 | 7/19/2011 4:07:31 PM |
| KClender | $25.00 | 7/19/2011 1:15:04 PM |
| minista | $50.00 | 7/19/2011 3:29:58 PM |
| jrhinomo | $70.00 | 7/19/2011 5:04:39 PM |
| TakeCare | $50.00 | 7/19/2011 4:11:43 PM |
| SoCalIsHere | $25.00 | 7/19/2011 9:31:30 PM |
| skidoo99 | $30.00 | 7/20/2011 6:14:57 AM |
| sgt-schultz | $25.00 | 7/20/2011 6:34:09 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:33 PM |
| LVLends | $57.25 | 7/20/2011 5:36:20 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:03 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:47 PM |
| justasoldier | $50.00 | 7/20/2011 7:59:33 PM |
| adamdroker | $25.00 | 7/20/2011 11:37:30 PM |
| Jim33 | $25.00 | 7/21/2011 8:38:51 AM |
| gslinv | $50.00 | 7/21/2011 6:59:06 AM |
| all_of_that_one | $40.00 | 7/21/2011 6:14:44 AM |
| grampy48 | $25.00 | 7/21/2011 6:38:52 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:49 AM |
| FinanceEngine | $40.00 | 7/21/2011 9:53:24 AM |
| kayakbleu | $25.54 | 7/21/2011 3:17:18 PM |
| dayahn | $25.00 | 7/21/2011 3:18:51 PM |
| return-rocket9 | $25.00 | 7/21/2011 10:44:50 AM |
| minista | $50.00 | 7/21/2011 2:45:38 PM |
| nycfinance | $25.00 | 7/21/2011 6:03:54 PM |
| kdog99 | $100.00 | 7/21/2011 5:15:09 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:05:52 PM |
| Pitufo | $25.00 | 7/21/2011 6:05:41 PM |
| Kaj | $50.00 | 7/21/2011 6:23:19 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:15 PM |
| chameleon125 | $25.00 | 7/22/2011 6:34:28 AM |
| unrivaled-gain8 | $25.00 | 7/22/2011 5:39:40 AM |
| crippledcircus | $50.00 | 7/22/2011 9:52:51 AM |
| dlenz | $25.00 | 7/22/2011 10:04:15 AM |
| midwestSurfer | $36.00 | 7/22/2011 7:56:49 AM |
| sfd | $40.00 | 7/22/2011 8:43:18 AM |
| jazzlender | $50.00 | 7/22/2011 8:34:21 AM |
| bluefootedpig | $112.35 | 7/22/2011 9:51:39 AM |
| dfealk | $100.00 | 7/22/2011 9:37:48 AM |
| jescowa | $50.00 | 7/22/2011 9:56:44 AM |
| crippledcircus | $50.00 | 7/22/2011 9:53:25 AM |
| mg6619 | $25.00 | 7/22/2011 10:58:58 AM |
| shmb6508 | $200.00 | 7/22/2011 11:42:13 AM |
| kubien | $40.45 | 7/22/2011 4:50:01 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:52:19 PM |
| Rivervale_Westwood | $25.00 | 7/22/2011 1:09:35 PM |
| harmonious-contract5 | $25.00 | 7/22/2011 1:57:10 PM |
| TelegramSam | $25.00 | 7/22/2011 1:30:55 PM |
| bakerbob | $107.30 | 7/22/2011 2:10:59 PM |
| 56bones | $25.00 | 7/22/2011 2:29:59 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:17:20 PM |
| honorable-yield | $50.00 | 7/22/2011 4:26:33 PM |
| baker31 | $44.49 | 7/22/2011 5:32:36 PM |
| peso-tostada | $100.00 | 7/22/2011 4:34:13 PM |
| msh345 | $25.00 | 7/22/2011 4:40:22 PM |
| Syzygy | $25.00 | 7/22/2011 4:41:36 PM |
| Boca | $40.58 | 7/22/2011 5:05:48 PM |
| kind-forthright-repayment | $400.00 | 7/22/2011 6:55:28 PM |
| sri59 | $100.00 | 7/22/2011 5:07:01 PM |
| credit-kahuna | $50.00 | 7/22/2011 9:04:19 PM |
| responsibility-cherry6 | $25.00 | 7/22/2011 6:54:33 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:04:50 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:32:05 PM |
| MadHun | $300.00 | 7/22/2011 10:26:24 PM |
| orgy63 | $100.00 | 7/22/2011 8:33:28 PM |
| aztec | $50.00 | 7/22/2011 9:19:08 PM |
| fantastic-openness | $200.00 | 7/22/2011 10:07:59 PM |
| kulender | $50.00 | 7/23/2011 6:06:58 AM |
| jmeasn | $1,000.00 | 7/22/2011 10:59:49 PM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:56 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:49 AM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:48 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:20 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:48 AM |
| ramsba | $50.00 | 7/23/2011 9:55:05 AM |
| Warwick | $50.00 | 7/23/2011 10:46:40 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:33 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:47 AM |
| prohelper | $50.00 | 7/23/2011 10:56:59 PM |
| Interloper | $40.00 | 7/23/2011 10:57:35 PM |
| Ivan2007 | $25.00 | 7/24/2011 12:21:33 AM |
| dodgriz | $75.00 | 7/23/2011 4:37:35 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:28:54 AM |
| Big_Lendin | $25.00 | 7/24/2011 2:18:21 PM |
| intuitive-benefit3 | $100.00 | 7/24/2011 12:12:08 PM |
| resource777 | $25.00 | 7/24/2011 2:25:53 PM |
| dollardave | $100.00 | 7/24/2011 10:20:56 PM |
| peace-flower9 | $25.00 | 7/24/2011 4:38:11 PM |
| engaging-yield4 | $25.00 | 7/24/2011 11:17:01 PM |
| ClearLake | $25.00 | 7/24/2011 3:44:32 PM |
| Soothsayer | $25.00 | 7/25/2011 6:33:50 AM |
| cash-fanatic | $50.00 | 7/25/2011 6:38:20 AM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:14 PM |
| marwadi-62 | $100.00 | 7/25/2011 8:06:52 AM |
| calessabay | $25.00 | 7/24/2011 7:59:19 PM |
| ctgscott | $25.00 | 7/24/2011 10:13:20 PM |
| ckatak | $50.00 | 7/24/2011 10:50:02 PM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:14 AM |
| x-lender | $89.10 | 7/25/2011 8:09:45 AM |
| UnknownSuperhero | $25.00 | 7/25/2011 8:13:42 AM |
| suave-dollar | $50.00 | 7/25/2011 8:40:42 AM |
| Zoramite | $25.00 | 7/25/2011 8:50:33 AM |
| versatilenyguy | $50.00 | 7/25/2011 8:15:27 AM |
| SJM10011a | $25.00 | 7/25/2011 8:47:36 AM |
| 242 Investments
|
Borrower Payment Dependent Notes Series
515806
This series of Notes was issued and sold upon the funding of the borrower loan #51569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,941 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-uprising6 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Twelvetimes
Purpose of loan: pay off credit cards
This loan will be used to pay off credit cards and additional debt
My financial situation: Stable job, high credit card debt
I am a good candidate for this loan because over time I have been improving my credit score and focusing on getting out of debt. I am on time with payments. This loan can improve my financial situation.
Monthly net income: $ 2600
Monthly expenses: $ 800
Housing: $ 200
Insurance: $ 100
Car expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:43 PM |
| diligent-peace9 | $75.00 | 7/11/2011 9:07:20 PM |
| pearl13 | $50.00 | 7/19/2011 10:44:21 AM |
| sgt-schultz | $35.00 | 7/22/2011 6:33:12 AM |
| lendstats_com | $300.00 | 7/22/2011 8:38:06 PM |
| whirlingdervish | $50.00 | 7/23/2011 2:34:28 AM |
| SolarMoonshine | $25.00 | 7/23/2011 3:49:31 AM |
| vutah | $25.00 | 7/23/2011 6:37:33 AM |
| heroic-benefit | $200.00 | 7/23/2011 7:35:54 AM |
| kk-gp | $50.00 | 7/23/2011 10:17:13 AM |
| blissful-dollar3 | $100.00 | 7/23/2011 10:41:08 AM |
| 168RichCapital | $25.70 | 7/23/2011 1:41:17 PM |
| newest-courageous-openness | $34.66 | 7/23/2011 3:55:07 PM |
| loot-funkmaster | $25.00 | 7/23/2011 4:10:03 PM |
| noble-yield136 | $25.00 | 7/23/2011 1:39:07 PM |
| Leopoldine | $25.00 | 7/23/2011 1:55:30 PM |
| vest_vortex | $25.00 | 7/23/2011 6:13:54 PM |
| LateOneNight | $35.00 | 7/23/2011 2:45:24 PM |
| CE88 | $25.00 | 7/23/2011 1:44:53 PM |
| loan-kung-fu | $408.80 | 7/23/2011 2:08:00 PM |
| exchange-mover2 | $50.00 | 7/23/2011 5:11:17 PM |
| Kash2010lu | $25.00 | 7/24/2011 9:30:34 AM |
| loss-of-control | $75.00 | 7/23/2011 5:47:32 PM |
| mike2246s | $25.00 | 7/24/2011 9:11:46 AM |
| best-generosity-financier | $25.00 | 7/24/2011 12:49:38 PM |
| yons88 | $25.00 | 7/24/2011 1:52:32 PM |
| Whipster | $60.00 | 7/24/2011 8:36:22 AM |
| reflective-rupee | $200.09 | 7/12/2011 7:09:28 AM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:55 AM |
| nodebt2012 | $25.00 | 7/16/2011 9:35:34 AM |
| AlternativeCashFlow | $44.70 | 7/17/2011 4:40:43 PM |
| alexgalt | $25.00 | 7/21/2011 3:01:06 AM |
| reflective-rupee | $400.00 | 7/21/2011 2:44:48 AM |
| itskarma | $35.35 | 7/22/2011 4:16:23 AM |
| transformer855 | $25.00 | 7/22/2011 8:37:26 AM |
| nickel-launcher | $25.00 | 7/22/2011 7:40:13 PM |
| impala6464 | $100.00 | 7/22/2011 9:25:54 PM |
| mammalian4 | $25.00 | 7/23/2011 1:50:43 PM |
| finance-amusement4 | $200.00 | 7/23/2011 2:23:15 PM |
| a2190b | $25.00 | 7/23/2011 3:36:49 PM |
| Aleut | $50.00 | 7/23/2011 1:45:50 PM |
| shawnw2 | $50.00 | 7/23/2011 3:14:19 PM |
| treasure-hunter270 | $25.00 | 7/23/2011 3:28:12 PM |
| market-pudding | $25.00 | 7/23/2011 4:34:18 PM |
| favorite-commerce | $25.00 | 7/23/2011 2:38:29 PM |
| unger | $111.11 | 7/23/2011 4:03:32 PM |
| unger | $111.11 | 7/23/2011 4:05:11 PM |
| DasMula | $27.00 | 7/24/2011 6:03:37 AM |
| fireferd | $35.00 | 7/24/2011 8:05:18 AM |
| restless-dime | $100.00 | 7/23/2011 7:51:29 PM |
| found_funds | $25.00 | 7/23/2011 8:26:31 PM |
| money-fort | $26.00 | 7/23/2011 10:45:36 PM |
| periko | $46.91 | 7/23/2011 11:29:16 PM |
| debt_helper | $25.00 | 7/24/2011 12:39:38 PM |
| JeffHoll | $40.00 | 7/24/2011 12:44:54 PM |
| moola-pillow | $25.00 | 7/24/2011 10:44:45 AM |
| CA-Lender | $75.07 | 7/24/2011 11:23:07 AM |
| BigRegz | $47.99 | 7/24/2011 10:02:52 AM |
| reward-dynamo | $50.00 | 7/24/2011 1:05:20 PM |
| inspired-duty5 | $25.00 | 7/24/2011 1:14:07 PM |
| Ruckus888 | $50.51 | 7/24/2011 1:53:58 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
515832
This series of Notes was issued and sold upon the funding of the borrower loan #51676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,364.55 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $294.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,679 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| economy-aspen0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
economy-aspen0
Purpose of loan: Debt Consolidation and Mortgage Down Payment
This loan will be used for The funds will be used to pay off a few loans and credit cards prior to prequalifing for a mortgage loan.
My financial situation:
I am a good candidate for this loan because my credit obligations have been paid and is reflected on my credit report. I have additional income from spouse that has not taken into consideration with an additional $1900mo. net pay and $400mo. in VA disability pay. The amounts below is based on my income alone.
Monthly net income: $6000
Monthly expenses:
Housing: $1595
Insurance: $230
Car expenses: $200
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nestegg4e | $25.00 | 7/25/2011 7:46:43 AM |
| Eagledrop | $25.00 | 7/25/2011 7:42:39 AM |
| ski bum | $100.00 | 7/11/2011 9:02:50 AM |
| pnace | $50.00 | 7/11/2011 9:03:38 AM |
| SimpleChoice | $25.00 | 7/11/2011 9:32:58 AM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:47 PM |
| HamachiMan | $50.00 | 7/13/2011 3:53:47 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 5:17:52 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:47 AM |
| top-radiant-funds | $50.00 | 7/15/2011 11:06:23 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:43 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:41 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:48 PM |
| radforj22 | $25.00 | 7/20/2011 4:33:15 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:03 PM |
| Boca | $35.00 | 7/21/2011 4:22:02 AM |
| dayahn | $25.00 | 7/21/2011 3:18:52 PM |
| Dreamconnection | $25.00 | 7/21/2011 4:44:41 PM |
| tech310 | $50.00 | 7/21/2011 8:51:16 PM |
| credit-maple5 | $50.00 | 7/22/2011 1:50:43 AM |
| mg6619 | $25.00 | 7/22/2011 11:00:28 AM |
| dfealk | $100.00 | 7/22/2011 9:40:58 AM |
| retirementlady | $25.00 | 7/22/2011 12:14:24 PM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:26 AM |
| sgt-schultz | $50.00 | 7/22/2011 12:03:09 PM |
| TabascoKat | $50.16 | 7/22/2011 4:28:28 PM |
| peace-flower9 | $25.00 | 7/22/2011 1:37:09 PM |
| 56bones | $25.00 | 7/22/2011 2:28:40 PM |
| GoldenGo4 | $100.00 | 7/22/2011 3:14:15 PM |
| NorthwestLoan1 | $25.00 | 7/22/2011 2:35:38 PM |
| laandre | $250.00 | 7/22/2011 5:17:01 PM |
| revenue-tsunami | $50.00 | 7/22/2011 4:31:07 PM |
| Kaj | $50.00 | 7/22/2011 3:54:12 PM |
| velocity-motivator6 | $25.00 | 7/22/2011 4:39:06 PM |
| peso-tostada | $25.00 | 7/22/2011 4:40:35 PM |
| 5kids5 | $61.00 | 7/22/2011 4:45:57 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:24:28 PM |
| blissful-finance7 | $25.00 | 7/22/2011 4:41:12 PM |
| john2218 | $25.00 | 7/22/2011 5:19:10 PM |
| julijask | $50.00 | 7/22/2011 4:56:28 PM |
| elasermd | $100.00 | 7/22/2011 7:24:36 PM |
| Corellia | $50.00 | 7/22/2011 6:05:20 PM |
| Oakland | $50.00 | 7/22/2011 6:16:29 PM |
| bluesheep | $25.00 | 7/22/2011 9:59:09 PM |
| fantastic-openness | $100.00 | 7/22/2011 10:02:44 PM |
| ddog0224 | $29.00 | 7/22/2011 6:13:12 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:35:55 PM |
| MadHun | $200.00 | 7/22/2011 10:24:45 PM |
| UBOtto186 | $50.00 | 7/22/2011 6:28:50 PM |
| enthusiastic-credit2 | $40.00 | 7/22/2011 6:49:42 PM |
| jmeasn | $150.00 | 7/22/2011 10:43:42 PM |
| BankOfBjoltus | $50.00 | 7/22/2011 8:35:11 PM |
| cardminger | $100.00 | 7/23/2011 12:00:01 AM |
| GoldenGo4 | $50.00 | 7/22/2011 9:08:21 PM |
| Bill88 | $25.00 | 7/22/2011 9:52:31 PM |
| hurricanefever | $50.00 | 7/22/2011 7:51:52 PM |
| TheLoanManCan | $25.00 | 7/22/2011 8:05:57 PM |
| return-cluster991 | $50.00 | 7/22/2011 8:12:05 PM |
| bmbanzai | $25.00 | 7/22/2011 8:55:38 PM |
| EngineersAlliance | $25.00 | 7/22/2011 9:18:11 PM |
| indomitable-dedication | $50.00 | 7/23/2011 12:59:57 AM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:57 AM |
| shrewd-peace7 | $30.00 | 7/23/2011 12:12:31 AM |
| YosemiteSam | $25.00 | 7/23/2011 5:49:07 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:36 AM |
| poeman | $50.00 | 7/23/2011 11:02:27 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:48 AM |
| twerns | $40.00 | 7/23/2011 2:27:21 PM |
| Warwick | $50.00 | 7/23/2011 10:46:41 AM |
| upbeat-fund | $25.00 | 7/23/2011 11:39:37 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:21 AM |
| Weaverville | $50.00 | 7/23/2011 4:46:54 PM |
| fireferd | $25.00 | 7/24/2011 8:14:51 AM |
| fireboss | $25.00 | 7/24/2011 8:25:08 AM |
| Lender0424 | $25.00 | 7/23/2011 8:20:03 PM |
| diversification-architect | $25.00 | 7/23/2011 8:22:00 PM |
| Cheburashka | $25.00 | 7/23/2011 10:57:29 PM |
| credit-meteor7 | $50.00 | 7/24/2011 7:33:55 AM |
| Auburnmist | $25.00 | 7/24/2011 1:55:18 PM |
| ore-dojo | $30.00 | 7/24/2011 8:22:09 AM |
| ConcreteOne | $25.00 | 7/24/2011 6:05:02 AM |
| Nikelaos | $40.00 | 7/24/2011 11:13:46 AM |
| prohelper | $50.00 | 7/24/2011 12:12:15 PM |
| Isotope | $25.00 | 7/24/2011 1:53:23 PM |
| tylerfd | $25.00 | 7/25/2011 7:24:44 AM |
| Tscheddar | $25.00 | 7/25/2011 8:56:32 AM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:14 PM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:17 AM |
| marwadi-62 | $50.00 | 7/25/2011 8:05:19 AM |
| versatilenyguy | $50.00 | 7/25/2011 8:15:27 AM |
| dinero-speaker | $25.00 | 7/25/2011 7:25:37 AM |
| Investor_DP | $100.00 | 7/11/2011 9:02:32 AM |
| helpinghand63 | $25.00 | 7/11/2011 9:32:36 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:50 AM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:10 PM |
| nickel-ferret | $25.00 | 7/11/2011 5:16:55 PM |
| rescue | $100.00 | 7/13/2011 9:07:58 AM |
| BxRealtor | $25.00 | 7/14/2011 1:18:14 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:52 PM |
| integrity-doctor | $100.00 | 7/15/2011 7:02:10 AM |
| Peterman | $25.00 | 7/15/2011 10:59:59 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:58 PM |
| payout-achievement | $100.00 | 7/16/2011 11:17:40 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:55 PM |
| greenback-seagull2 | $100.00 | 7/18/2011 1:22:13 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:09 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:23 PM |
| hostbank | $250.00 | 7/19/2011 8:03:39 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:34 PM |
| cash-reaction2 | $50.00 | 7/20/2011 8:14:57 PM |
| integrity-starter | $25.00 | 7/21/2011 6:07:43 PM |
| kdog99 | $100.00 | 7/21/2011 5:15:10 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:36 PM |
| kulender | $50.00 | 7/22/2011 6:17:44 AM |
| yield-museum | $70.90 | 7/22/2011 10:44:32 AM |
| orangetrust | $50.00 | 7/22/2011 11:20:36 AM |
| TelegramSam | $44.00 | 7/22/2011 1:33:04 PM |
| nickel-position | $25.00 | 7/22/2011 11:00:48 AM |
| liberty-pecan | $313.34 | 7/22/2011 10:41:28 AM |
| market-cocktail | $25.00 | 7/22/2011 2:18:42 PM |
| Astyanax | $75.00 | 7/22/2011 4:11:07 PM |
| fortytwo | $200.00 | 7/22/2011 4:29:48 PM |
| msh345 | $25.00 | 7/22/2011 4:34:24 PM |
| ezrloan | $25.00 | 7/22/2011 4:37:37 PM |
| godfather4u | $100.00 | 7/22/2011 12:13:22 PM |
| supreme-hope | $25.00 | 7/22/2011 1:14:10 PM |
| secondphase | $50.00 | 7/22/2011 4:46:21 PM |
| CreditBuilder2 | $50.00 | 7/22/2011 2:26:17 PM |
| formula842 | $25.00 | 7/22/2011 2:27:03 PM |
| SolarMoonshine | $25.00 | 7/22/2011 2:28:29 PM |
| TheCount | $25.00 | 7/22/2011 4:28:29 PM |
| gulch | $25.00 | 7/22/2011 4:34:14 PM |
| gethsemane4 | $65.00 | 7/22/2011 4:43:22 PM |
| GCInvestments | $25.00 | 7/22/2011 7:12:03 PM |
| 1randyp | $150.00 | 7/22/2011 7:16:23 PM |
| availableloan | $25.00 | 7/22/2011 5:58:18 PM |
| vineet | $25.54 | 7/22/2011 6:23:43 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:43:13 PM |
| Control | $33.64 | 7/22/2011 6:00:27 PM |
| loss-of-control | $75.00 | 7/22/2011 7:33:57 PM |
| lenderRXT | $80.00 | 7/22/2011 7:44:47 PM |
| csarradio | $31.37 | 7/22/2011 6:52:53 PM |
| janeybooboo | $100.00 | 7/22/2011 8:18:17 PM |
| ore-healer6 | $25.00 | 7/22/2011 9:10:30 PM |
| aztec | $50.00 | 7/22/2011 9:18:32 PM |
| Tapu22 | $25.00 | 7/22/2011 8:36:14 PM |
| benefit-boots | $25.00 | 7/22/2011 10:46:39 PM |
| grampy48 | $25.00 | 7/23/2011 3:56:26 AM |
| cell8 | $75.00 | 7/22/2011 9:23:02 PM |
| interstellar | $75.00 | 7/23/2011 4:34:37 AM |
| impartial-benefit1 | $50.00 | 7/23/2011 12:20:22 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:49 AM |
| MadHun | $200.00 | 7/22/2011 10:24:27 PM |
| honeybee11 | $100.00 | 7/23/2011 4:06:00 AM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:38 AM |
| return-blueberry383 | $2,000.00 | 7/23/2011 5:19:10 AM |
| ramsba | $50.00 | 7/23/2011 9:55:06 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:18 AM |
| auctionator1 | $25.00 | 7/23/2011 12:41:16 PM |
| ericd523 | $25.00 | 7/23/2011 9:24:54 PM |
| edaguy | $100.00 | 7/23/2011 2:23:13 PM |
| The_Minimalist | $25.00 | 7/24/2011 9:54:13 AM |
| E-B | $50.00 | 7/24/2011 5:14:50 AM |
| nalaari | $30.60 | 7/24/2011 6:45:55 AM |
| resource777 | $25.00 | 7/24/2011 2:25:54 PM |
| cathexis | $25.00 | 7/24/2011 11:09:17 AM |
| leverage-monger | $25.00 | 7/24/2011 12:02:04 PM |
| Interloper | $40.00 | 7/24/2011 12:12:18 PM |
| ckatak | $50.00 | 7/24/2011 10:50:03 PM |
| gentle-penny7 | $50.00 | 7/25/2011 7:21:21 AM |
| Investoman | $150.00 | 7/24/2011 6:22:55 PM |
| COCHINOBOY | $25.00 | 7/24/2011 7:31:53 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:18 PM |
| finance-fan7 | $25.00 | 7/25/2011 6:07:46 AM |
| 174 Investments
|
Borrower Payment Dependent Notes Series
515848
This series of Notes was issued and sold upon the funding of the borrower loan #51606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $457.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,795 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jetgoddess |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Let's do this again
Purpose of loan: More Debt consolidation
This loan will be used to...pay off more debt
My financial situation: I am very stable financially
I am a good candidate for this loan because...
I have a great job and have been at the same company for years, I recently got a promotion and am making more money now
Monthly net income: $4000
Monthly expenses: $
Housing: $750.00
Insurance: $80.00
Car expenses: $444.55
Utilities: $200.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/11/2011 11:06:53 PM |
| simplelender80 | $100.00 | 7/11/2011 5:03:43 PM |
| thankful-nickel2 | $25.00 | 7/11/2011 6:22:23 PM |
| Moe87 | $30.00 | 7/11/2011 5:18:15 PM |
| reflective-rupee | $400.09 | 7/12/2011 7:08:28 AM |
| magnetic-dedication3 | $25.00 | 7/12/2011 9:12:10 AM |
| chameleon125 | $25.00 | 7/12/2011 2:28:22 PM |
| fortytwo | $100.00 | 7/12/2011 11:42:44 AM |
| Banker2OO7 | $50.00 | 7/12/2011 3:16:17 PM |
| skillful-asset5 | $30.00 | 7/12/2011 6:09:06 PM |
| vutah | $25.00 | 7/13/2011 5:36:57 AM |
| AlternativeCashFlow | $25.00 | 7/13/2011 10:38:33 AM |
| first-serene-credit | $25.00 | 7/13/2011 10:57:06 PM |
| frogperson | $50.00 | 7/14/2011 8:06:30 AM |
| neutrino6 | $30.01 | 7/14/2011 10:57:16 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:55 AM |
| frugalinvestor20 | $25.00 | 7/14/2011 3:11:21 PM |
| pearl13 | $100.00 | 7/14/2011 3:13:54 PM |
| well-mannered-income3 | $40.00 | 7/14/2011 4:20:55 PM |
| MilitaryLending | $42.35 | 7/14/2011 6:45:11 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:55 AM |
| Investoman | $50.00 | 7/15/2011 6:49:23 AM |
| first-dinero-paladin | $50.00 | 7/15/2011 7:22:48 PM |
| villagers | $50.00 | 7/17/2011 10:39:48 AM |
| AlternativeCashFlow | $25.70 | 7/17/2011 8:34:10 PM |
| first-class-gold0 | $100.00 | 7/17/2011 8:57:24 PM |
| Something-Corporate | $25.00 | 7/17/2011 9:08:41 PM |
| diligent-peace9 | $125.00 | 7/17/2011 9:55:41 PM |
| economy-coup | $100.00 | 7/18/2011 12:49:05 AM |
| sgt-schultz | $35.00 | 7/18/2011 6:35:34 AM |
| Leopoldine | $25.00 | 7/18/2011 8:30:04 AM |
| Uylsses | $35.00 | 7/18/2011 6:28:28 AM |
| mpatrick | $25.00 | 7/18/2011 9:14:29 AM |
| exuberant-dime | $25.00 | 7/18/2011 10:12:32 AM |
| heavenly-interest9 | $100.00 | 7/19/2011 9:23:30 AM |
| honorable-yield | $50.00 | 7/19/2011 10:44:20 AM |
| whatreality | $25.00 | 7/19/2011 10:32:13 AM |
| meteoric-asset4 | $25.00 | 7/19/2011 12:44:40 PM |
| slartibardfast | $30.00 | 7/19/2011 2:59:22 PM |
| RadCad1 | $150.00 | 7/19/2011 3:04:22 PM |
| cordial-economy027 | $25.00 | 7/19/2011 11:30:49 AM |
| beer-gardener | $26.50 | 7/19/2011 3:44:27 PM |
| jdwillcox | $75.00 | 7/19/2011 3:59:00 PM |
| ITExec | $100.00 | 7/19/2011 1:17:52 PM |
| EarlyRiser | $303.02 | 7/19/2011 12:09:03 PM |
| Whipster | $60.00 | 7/19/2011 4:17:04 PM |
| 113121 | $350.00 | 7/19/2011 1:17:28 PM |
| dynrep | $50.00 | 7/19/2011 2:00:18 PM |
| JohnWS | $50.00 | 7/19/2011 3:16:22 PM |
| Leshan | $358.31 | 7/19/2011 3:35:11 PM |
| Fioravanti | $100.00 | 7/19/2011 4:02:37 PM |
| radiant-bazaar1 | $25.00 | 7/19/2011 3:44:13 PM |
| thankful-generosity5 | $70.00 | 7/19/2011 4:28:29 PM |
| omegamon1 | $25.00 | 7/19/2011 6:32:10 PM |
| BeanCownter | $25.00 | 7/19/2011 6:58:50 PM |
| handy-justice | $100.00 | 7/19/2011 5:25:27 PM |
| RockpointCapital | $200.00 | 7/19/2011 7:18:23 PM |
| orbital-investment5 | $44.09 | 7/20/2011 7:27:32 AM |
| epall | $25.00 | 7/19/2011 9:29:51 PM |
| aztec | $50.00 | 7/19/2011 9:22:04 PM |
| the-silver-blaster | $100.00 | 7/20/2011 8:14:39 AM |
| HAWK-Investing | $200.00 | 7/20/2011 9:28:49 AM |
| britgsb | $100.00 | 7/20/2011 5:56:30 AM |
| zone6 | $60.44 | 7/20/2011 4:27:22 AM |
| COCHINOBOY | $46.08 | 7/20/2011 4:58:20 AM |
| b1geasy | $25.00 | 7/20/2011 6:53:09 AM |
| octoberfresh | $25.00 | 7/20/2011 8:14:09 AM |
| csandb | $25.00 | 7/20/2011 11:04:58 AM |
| genuine-dime | $100.00 | 7/20/2011 7:25:30 AM |
| income-rocker2 | $103.02 | 7/20/2011 8:22:14 AM |
| SNH | $50.00 | 7/20/2011 8:37:47 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:29 PM |
| diligent-peace9 | $53.23 | 7/20/2011 9:18:06 AM |
| reflective-greenback1 | $50.00 | 7/20/2011 9:52:24 AM |
| 1stBankAndHal | $25.04 | 7/20/2011 10:14:59 AM |
| payment-halo | $25.00 | 7/20/2011 12:48:01 PM |
| moneytolend72 | $25.00 | 7/20/2011 12:50:32 PM |
| jebber007 | $50.00 | 7/20/2011 1:08:16 PM |
| buffalobills | $25.00 | 7/20/2011 4:01:09 PM |
| bold-steady-peso | $25.00 | 7/20/2011 2:22:53 PM |
| Pakse | $25.00 | 7/20/2011 2:19:55 PM |
| john2218 | $25.00 | 7/20/2011 5:07:22 PM |
| important-openness1 | $100.00 | 7/20/2011 5:07:27 PM |
| brightest-dynamic-liberty | $50.00 | 7/20/2011 4:13:14 PM |
| smart-gain | $50.00 | 7/20/2011 4:42:10 PM |
| svandgts | $28.16 | 7/20/2011 5:15:06 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:27 AM |
| loss-of-control | $100.00 | 7/20/2011 8:13:16 PM |
| TheRock | $25.00 | 7/20/2011 9:19:13 PM |
| The-Helper | $25.00 | 7/21/2011 6:50:11 AM |
| Danylostefan | $25.00 | 7/21/2011 7:09:35 AM |
| BankofRon | $25.00 | 7/21/2011 12:17:33 AM |
| enchanted-note | $25.00 | 7/21/2011 7:03:53 AM |
| rockhound84 | $42.00 | 7/21/2011 3:49:14 PM |
| GrommetPosse | $50.00 | 7/21/2011 11:47:41 AM |
| worthy-bid8 | $25.00 | 7/21/2011 5:07:19 PM |
| wlm3012 | $30.00 | 7/21/2011 7:54:24 PM |
| asiaratt | $50.00 | 7/22/2011 3:51:08 AM |
| the-profit-oracle | $25.00 | 7/22/2011 12:53:06 AM |
| credit-coach118 | $25.00 | 7/22/2011 10:02:20 AM |
| integrity-electron9 | $100.00 | 7/22/2011 7:59:40 AM |
| yf99yz | $35.00 | 7/22/2011 3:42:37 PM |
| honorable-yield | $50.00 | 7/22/2011 4:43:54 PM |
| mummey | $140.00 | 7/22/2011 4:38:58 PM |
| dough-museum1 | $25.00 | 7/22/2011 6:11:49 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:10 PM |
| jjswanso | $25.00 | 7/22/2011 6:39:08 PM |
| jmeasn | $100.00 | 7/22/2011 11:06:58 PM |
| ommcd | $25.00 | 7/23/2011 1:07:37 AM |
| MadHun | $200.00 | 7/22/2011 10:42:23 PM |
| income-buddy7 | $25.00 | 7/23/2011 6:27:52 AM |
| orange-preeminant-bill | $50.00 | 7/23/2011 1:27:28 AM |
| payment-gusto | $25.00 | 7/23/2011 1:32:21 AM |
| AAe | $25.00 | 7/23/2011 9:45:22 AM |
| worldly-community3 | $50.00 | 7/23/2011 7:38:48 AM |
| TennSquire | $25.00 | 7/23/2011 7:42:20 AM |
| economy-producer | $25.00 | 7/23/2011 8:15:41 AM |
| bazaar-festivity | $75.00 | 7/23/2011 11:53:55 AM |
| s270 | $25.00 | 7/23/2011 12:33:04 PM |
| ramsba | $50.00 | 7/23/2011 9:55:07 AM |
| rapid-credit428 | $25.00 | 7/23/2011 2:11:19 PM |
| Tizzo27 | $52.17 | 7/23/2011 11:25:45 AM |
| new-social-economist | $60.00 | 7/23/2011 3:00:29 PM |
| asset-professor | $25.00 | 7/23/2011 12:57:24 PM |
| glroark | $100.00 | 7/23/2011 1:50:21 PM |
| exchange-mover2 | $100.00 | 7/23/2011 5:06:47 PM |
| edaguy | $50.00 | 7/23/2011 2:27:25 PM |
| dmh4880 | $130.00 | 7/23/2011 3:30:09 PM |
| vest_vortex | $25.00 | 7/23/2011 6:11:01 PM |
| WDeamay | $25.00 | 7/24/2011 8:59:34 AM |
| gold-cluster | $50.00 | 7/23/2011 8:07:11 PM |
| hillerod | $25.23 | 7/23/2011 9:20:18 PM |
| stock106 | $25.00 | 7/24/2011 8:37:34 AM |
| Investor_DP | $100.00 | 7/11/2011 5:03:35 PM |
| janeybooboo | $200.00 | 7/11/2011 9:18:13 PM |
| krd_Chicago | $50.00 | 7/12/2011 5:14:46 AM |
| Dubbs360 | $25.00 | 7/14/2011 1:13:08 AM |
| LivingInvestments01 | $50.00 | 7/14/2011 12:03:02 PM |
| diplomatic-wealth7 | $25.00 | 7/14/2011 5:41:12 PM |
| momoney2lend | $25.00 | 7/14/2011 8:23:01 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:04 PM |
| setUup | $34.20 | 7/16/2011 9:52:49 AM |
| jpaulnyc | $50.00 | 7/17/2011 5:27:31 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:44 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:38 PM |
| CaptainCrunch | $25.00 | 7/18/2011 4:30:24 AM |
| sweetlan | $25.07 | 7/17/2011 8:46:06 PM |
| red-favorable-basis | $25.00 | 7/18/2011 5:23:31 AM |
| mlj0671 | $25.00 | 7/18/2011 10:25:13 AM |
| PleaseDontDefault | $50.00 | 7/18/2011 10:57:24 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:25 PM |
| dcshobby | $25.00 | 7/18/2011 3:05:01 PM |
| frogperson | $75.00 | 7/19/2011 7:36:48 AM |
| Weaverville | $25.00 | 7/19/2011 9:18:14 AM |
| iamwhatiam | $25.00 | 7/19/2011 10:33:06 AM |
| handshake5 | $100.00 | 7/19/2011 1:12:41 PM |
| mhotchan | $100.00 | 7/19/2011 1:27:47 PM |
| DasMula | $27.00 | 7/19/2011 2:02:25 PM |
| bennycutts | $40.00 | 7/19/2011 11:12:22 AM |
| availableloan | $25.00 | 7/19/2011 12:42:30 PM |
| roben12 | $40.00 | 7/19/2011 1:21:04 PM |
| GiftViftdotcom | $25.00 | 7/19/2011 12:09:21 PM |
| itskarma | $35.35 | 7/19/2011 4:15:48 PM |
| TakeCare | $50.00 | 7/19/2011 4:21:04 PM |
| Mikale360 | $25.00 | 7/19/2011 2:57:12 PM |
| SolarMoonshine | $50.00 | 7/19/2011 3:25:40 PM |
| CincyTex | $50.00 | 7/19/2011 4:06:18 PM |
| supersarah61 | $50.00 | 7/19/2011 4:13:20 PM |
| dynamic-platinum | $25.00 | 7/19/2011 4:33:33 PM |
| friendly-principal76 | $25.00 | 7/19/2011 4:43:46 PM |
| MichaelProsper | $40.00 | 7/19/2011 4:54:34 PM |
| interest-walnut | $39.59 | 7/19/2011 5:03:07 PM |
| suave-dime6 | $25.00 | 7/19/2011 6:11:16 PM |
| kulender | $100.00 | 7/19/2011 6:32:28 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:24:57 PM |
| icanloanit2u | $50.00 | 7/19/2011 9:26:49 PM |
| scabrendan | $50.00 | 7/19/2011 5:30:23 PM |
| musegaze | $150.00 | 7/19/2011 9:53:35 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:58 PM |
| Tizzo27 | $62.56 | 7/19/2011 7:49:51 PM |
| brainy-repayment5 | $54.18 | 7/20/2011 5:32:14 AM |
| marketplace-meridian | $25.00 | 7/20/2011 7:29:52 AM |
| foothillender | $25.00 | 7/20/2011 7:49:24 AM |
| awesome-silver | $116.51 | 7/19/2011 11:10:44 PM |
| wattboy | $33.25 | 7/19/2011 9:47:40 PM |
| E-B | $50.00 | 7/20/2011 2:31:47 AM |
| IIP77 | $25.00 | 7/20/2011 12:23:51 AM |
| GCInvestments | $25.00 | 7/20/2011 4:48:45 AM |
| loanman2007 | $200.00 | 7/20/2011 9:36:44 AM |
| anarchy1985 | $25.00 | 7/20/2011 2:47:22 AM |
| market-pudding | $25.00 | 7/20/2011 9:50:32 AM |
| glimmering-funds2 | $25.00 | 7/20/2011 10:21:34 AM |
| corporatejim | $29.40 | 7/20/2011 10:42:19 AM |
| red-power-pecan | $50.00 | 7/20/2011 7:39:23 AM |
| return-beeper | $30.00 | 7/20/2011 12:56:03 PM |
| newfoundation | $25.00 | 7/20/2011 1:17:22 PM |
| chererat | $100.00 | 7/20/2011 1:22:02 PM |
| shellstar | $25.00 | 7/20/2011 1:44:21 PM |
| nimble-affluence4 | $25.00 | 7/20/2011 9:41:40 AM |
| peaceful-farmer | $100.00 | 7/20/2011 10:25:24 AM |
| tolerant-truth2 | $50.00 | 7/20/2011 12:48:46 PM |
| indomitable-dedication | $50.00 | 7/20/2011 11:21:19 AM |
| Bob450 | $25.32 | 7/20/2011 4:27:46 PM |
| he-shoots-he-scores | $41.77 | 7/20/2011 3:44:01 PM |
| songbird98 | $25.00 | 7/20/2011 5:31:49 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:33:37 PM |
| credit-bliss8 | $25.00 | 7/20/2011 4:00:37 PM |
| best-shiny-hope | $27.69 | 7/20/2011 5:14:00 PM |
| Comoparklender | $25.00 | 7/20/2011 5:27:41 PM |
| LVLends | $100.00 | 7/20/2011 5:30:36 PM |
| mercuriant | $25.00 | 7/20/2011 7:02:01 PM |
| let_me_retire | $50.00 | 7/21/2011 12:37:33 AM |
| reflective-rupee | $350.00 | 7/21/2011 2:45:19 AM |
| shrewd-peace7 | $30.00 | 7/20/2011 10:06:30 PM |
| exchange-upholder0 | $25.00 | 7/20/2011 10:22:42 PM |
| boots130 | $50.00 | 7/21/2011 10:02:10 AM |
| erowis | $75.00 | 7/21/2011 12:47:26 PM |
| Astyanax | $90.00 | 7/21/2011 6:56:38 PM |
| tech310 | $50.00 | 7/21/2011 8:51:17 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:39 PM |
| five-star-note | $25.00 | 7/21/2011 11:54:56 PM |
| heaven75 | $62.50 | 7/21/2011 9:55:50 PM |
| irrelevant | $25.00 | 7/22/2011 12:48:08 AM |
| treasure-bliss | $50.00 | 7/22/2011 12:53:09 AM |
| jazzlender | $25.00 | 7/22/2011 8:48:16 AM |
| devoider | $25.00 | 7/22/2011 6:25:22 AM |
| Jewbag | $100.00 | 7/22/2011 7:43:43 AM |
| Imperativity | $50.00 | 7/22/2011 8:42:05 AM |
| the-enthralling-coin | $25.00 | 7/22/2011 5:32:04 PM |
| lasalle123 | $111.64 | 7/22/2011 7:20:51 PM |
| jpac1066 | $100.00 | 7/22/2011 6:42:17 PM |
| amusement4 | $50.00 | 7/22/2011 10:38:19 PM |
| Impact_Vector | $35.22 | 7/23/2011 5:42:26 AM |
| missing-link | $25.00 | 7/23/2011 9:47:01 AM |
| hellasow | $30.00 | 7/23/2011 8:31:21 AM |
| radforj22 | $25.00 | 7/23/2011 7:22:55 AM |
| friendinmoney | $25.00 | 7/23/2011 9:19:05 AM |
| CoolPlexer | $25.00 | 7/23/2011 9:19:32 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:49 AM |
| professional-coin1 | $50.00 | 7/23/2011 11:27:01 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:34 PM |
| mammalian4 | $25.00 | 7/23/2011 1:57:04 PM |
| natural-platinum | $25.00 | 7/23/2011 3:56:55 PM |
| KarlMarx | $25.00 | 7/23/2011 11:15:21 PM |
| credit-meteor7 | $50.00 | 7/24/2011 7:33:56 AM |
| LendingPimp | $100.00 | 7/24/2011 12:55:03 AM |
| green-moola-sniffer | $25.00 | 7/24/2011 4:09:58 AM |
| kind-charming-value | $231.31 | 7/24/2011 11:58:41 AM |
| refined-peso9 | $75.00 | 7/23/2011 8:13:37 PM |
| Lender0424 | $25.00 | 7/23/2011 8:20:03 PM |
| shrewd-income | $300.00 | 7/24/2011 4:56:01 AM |
| revenue-statesperson4 | $100.00 | 7/24/2011 3:21:03 AM |
| rvfbroker | $25.00 | 7/24/2011 9:43:51 AM |
| moola-pillow | $25.00 | 7/24/2011 10:45:46 AM |
| leverage-monger | $25.00 | 7/24/2011 11:56:29 AM |
| 255 Investments
|
Borrower Payment Dependent Notes Series
515940
This series of Notes was issued and sold upon the funding of the borrower loan #51697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,007.40 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $359.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $198,150 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| relentless-integrity |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
660-679
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate and pay off high interest credit card debt.
My financial situation:
I am a good candidate for this loan because I have never had a late payment and have always repaid all loans on time. I have a high income which should continue to increase. The majority of my debt is related to obtaining my graduate degree.
Monthly net income: $10,000 ($15,000 gross)
Monthly expenses: $8,968
Housing: $2,400
Insurance: $300
Car expenses: $684
Utilities: $280
Phone, cable, internet: $190
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $3262
Other expenses: $1,157 (school loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| GoodScot | $25.00 | 7/11/2011 5:02:13 PM |
| pnace | $50.00 | 7/11/2011 5:04:14 PM |
| lloyd_s | $25.00 | 7/11/2011 5:12:33 PM |
| resolute-basis9 | $100.00 | 7/11/2011 5:16:17 PM |
| runner262 | $25.00 | 7/11/2011 5:15:20 PM |
| Moe87 | $25.00 | 7/11/2011 5:18:02 PM |
| jga516 | $25.00 | 7/12/2011 1:08:09 AM |
| Digs | $25.00 | 7/12/2011 12:52:49 AM |
| handshake5 | $100.00 | 7/12/2011 1:27:49 AM |
| affluence-tycoon | $25.00 | 7/12/2011 7:46:35 AM |
| first-serene-credit | $25.00 | 7/12/2011 8:32:26 AM |
| 1stBankAndHal | $25.05 | 7/12/2011 8:43:39 AM |
| Investoman | $50.00 | 7/12/2011 12:38:35 PM |
| whartonmba | $25.00 | 7/12/2011 12:01:12 PM |
| bold-durability-drum | $50.00 | 7/12/2011 1:31:55 PM |
| chameleon125 | $25.00 | 7/12/2011 2:32:46 PM |
| fortytwo | $100.00 | 7/12/2011 11:42:46 AM |
| JLMGroupFunds | $25.00 | 7/13/2011 3:42:50 AM |
| exchange-upholder0 | $25.00 | 7/13/2011 8:11:49 AM |
| the-reliable-trade | $25.00 | 7/13/2011 8:23:40 AM |
| SNH | $75.00 | 7/13/2011 6:23:22 AM |
| worth-arch | $25.00 | 7/13/2011 6:33:20 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:35:00 PM |
| competent-balance5 | $100.00 | 7/13/2011 1:40:38 PM |
| bigphish | $25.00 | 7/13/2011 3:23:12 PM |
| deal-hickory5 | $50.00 | 7/13/2011 3:52:10 PM |
| rescue | $100.00 | 7/13/2011 5:09:16 PM |
| red-dime-solo | $25.00 | 7/13/2011 4:40:32 PM |
| moola-cell3 | $40.00 | 7/13/2011 7:09:17 PM |
| finance-magma7 | $25.00 | 7/13/2011 6:52:18 PM |
| jlr613 | $50.00 | 7/13/2011 9:59:49 PM |
| asset-professor | $50.00 | 7/14/2011 5:41:54 AM |
| ArchonFinancialHoldings | $25.00 | 7/14/2011 9:25:05 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:56 AM |
| LivingInvestments01 | $50.00 | 7/14/2011 11:46:17 AM |
| HamachiMan | $50.00 | 7/14/2011 9:14:21 AM |
| MAYBROOK | $25.00 | 7/14/2011 10:54:26 AM |
| Gabriel02 | $25.00 | 7/14/2011 2:44:58 PM |
| frugalinvestor20 | $25.00 | 7/14/2011 3:11:21 PM |
| comet55 | $25.00 | 7/14/2011 3:15:17 PM |
| nickel-ferret | $25.00 | 7/14/2011 4:37:26 PM |
| harperpotok | $50.00 | 7/14/2011 7:31:46 PM |
| momoney2lend | $25.00 | 7/14/2011 8:26:22 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:57 AM |
| integrity-doctor | $100.00 | 7/15/2011 6:41:27 AM |
| life-is-great | $25.00 | 7/15/2011 6:49:01 AM |
| CROBRUN | $50.00 | 7/15/2011 7:43:56 AM |
| payout-runner | $25.00 | 7/15/2011 8:35:34 AM |
| Palacios | $25.00 | 7/15/2011 9:31:31 AM |
| mnbud | $50.00 | 7/15/2011 7:58:12 PM |
| JazzFranchise | $25.00 | 7/15/2011 8:12:27 PM |
| heavenly-interest9 | $100.00 | 7/15/2011 10:00:06 PM |
| chief_wo | $25.00 | 7/16/2011 9:51:02 AM |
| natural-greenback6 | $25.00 | 7/16/2011 9:50:16 AM |
| red-enthralling-justice | $27.00 | 7/16/2011 3:29:44 PM |
| mvalley | $25.00 | 7/16/2011 8:47:30 PM |
| silver-buckeye | $25.00 | 7/17/2011 7:46:31 AM |
| villagers | $25.00 | 7/17/2011 10:40:20 AM |
| devoider | $25.00 | 7/17/2011 7:42:04 AM |
| prudent-marketplace7 | $50.00 | 7/17/2011 3:43:07 PM |
| IIP77 | $25.00 | 7/17/2011 12:29:36 PM |
| Rob717171 | $25.00 | 7/17/2011 4:37:54 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:59 PM |
| bigphish | $25.00 | 7/18/2011 11:05:16 AM |
| davisfl | $25.00 | 7/18/2011 10:35:38 AM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:44 PM |
| sgt-schultz | $30.00 | 7/19/2011 7:13:11 AM |
| musegaze | $100.00 | 7/19/2011 8:56:56 AM |
| dpries123 | $25.00 | 7/19/2011 10:16:39 AM |
| cbllender | $28.00 | 7/19/2011 10:51:19 AM |
| lowrate | $25.00 | 7/19/2011 10:18:35 AM |
| MightyMunk | $25.00 | 7/19/2011 10:53:50 AM |
| mckhbnpc | $50.00 | 7/19/2011 10:11:19 AM |
| sappy02 | $25.00 | 7/19/2011 10:22:49 AM |
| elfincove | $25.00 | 7/19/2011 10:36:27 AM |
| sassykatty | $50.00 | 7/19/2011 10:37:39 AM |
| britsys | $40.00 | 7/19/2011 11:09:13 AM |
| superpuppy | $25.00 | 7/19/2011 11:29:32 AM |
| intuitive-benefit3 | $100.00 | 7/19/2011 3:57:22 PM |
| gold-disk | $25.00 | 7/19/2011 12:35:41 PM |
| rwm684 | $25.00 | 7/19/2011 1:09:36 PM |
| Crystalprop | $25.00 | 7/19/2011 1:31:03 PM |
| greenback-seagull2 | $100.00 | 7/19/2011 3:39:00 PM |
| itskarma | $25.25 | 7/19/2011 5:02:34 PM |
| slartibardfast | $25.00 | 7/19/2011 3:02:07 PM |
| sfmdg | $25.00 | 7/19/2011 4:25:10 PM |
| orderandprogress | $40.00 | 7/19/2011 5:17:00 PM |
| hostbank | $250.00 | 7/19/2011 8:03:42 PM |
| cash-hotshot1 | $50.00 | 7/20/2011 9:47:20 AM |
| auction-seeker | $25.00 | 7/20/2011 2:49:02 PM |
| investment-tempo | $50.00 | 7/20/2011 1:11:59 PM |
| Miklot | $25.00 | 7/20/2011 2:27:48 PM |
| jebber007 | $30.00 | 7/20/2011 1:16:46 PM |
| wayman | $50.00 | 7/20/2011 4:13:08 PM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:56 PM |
| wise-silver-wonder | $25.00 | 7/20/2011 5:10:28 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:37 PM |
| terminal-velocity34 | $30.67 | 7/20/2011 5:17:03 PM |
| falcon88dp | $25.00 | 7/20/2011 2:47:00 PM |
| bid-czar8 | $100.00 | 7/20/2011 4:48:56 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:51 PM |
| Goldberry | $25.00 | 7/20/2011 8:46:06 PM |
| riproaringrapids | $25.00 | 7/20/2011 9:04:44 PM |
| TheRock | $25.00 | 7/20/2011 9:21:54 PM |
| discrete-asset | $25.00 | 7/21/2011 7:17:56 AM |
| CincyTex | $50.00 | 7/21/2011 7:32:23 AM |
| credit-wheel7 | $25.00 | 7/21/2011 12:32:27 AM |
| gss_000 | $25.00 | 7/21/2011 4:47:06 AM |
| rhchil009 | $25.00 | 7/21/2011 9:52:49 AM |
| SelectTrustLending | $25.00 | 7/21/2011 10:09:49 AM |
| promise2 | $50.00 | 7/21/2011 12:04:57 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:38 PM |
| soulwork | $25.00 | 7/21/2011 8:24:22 PM |
| imoutdoorsy | $25.00 | 7/21/2011 8:25:39 PM |
| elephantparty | $25.00 | 7/21/2011 8:05:20 PM |
| tech310 | $50.00 | 7/21/2011 8:48:02 PM |
| jcw3rd | $25.00 | 7/22/2011 7:00:10 AM |
| dfealk | $100.00 | 7/22/2011 9:41:01 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:27 AM |
| samo102us | $25.00 | 7/22/2011 9:25:29 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:06 AM |
| Brain_m | $25.00 | 7/22/2011 11:11:52 AM |
| cropdust3r | $25.00 | 7/22/2011 3:21:22 PM |
| janus_god | $25.00 | 7/22/2011 11:34:23 AM |
| mikrolown | $27.00 | 7/22/2011 4:35:56 PM |
| uncleharold | $25.00 | 7/22/2011 12:33:35 PM |
| groovy-watanabe | $25.00 | 7/22/2011 2:51:24 PM |
| Cybercusp | $25.00 | 7/22/2011 4:39:14 PM |
| vb3jmg | $25.00 | 7/22/2011 5:14:58 PM |
| divedude | $25.00 | 7/22/2011 5:38:22 PM |
| MadHun | $200.00 | 7/22/2011 10:42:24 PM |
| jdwb50 | $25.00 | 7/22/2011 9:42:59 PM |
| Rick21 | $25.00 | 7/22/2011 10:00:12 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:06 PM |
| tacinc100 | $25.00 | 7/22/2011 10:57:33 PM |
| irrelevant | $25.00 | 7/23/2011 1:17:26 AM |
| nick456sd | $25.00 | 7/23/2011 9:12:09 AM |
| AAe | $35.00 | 7/23/2011 9:45:56 AM |
| professional-coin1 | $75.00 | 7/23/2011 11:27:50 AM |
| Easystreet | $25.00 | 7/23/2011 9:19:06 AM |
| x27 | $50.00 | 7/23/2011 2:45:36 PM |
| CornerKetch | $25.10 | 7/23/2011 4:16:51 PM |
| edaguy | $50.00 | 7/23/2011 2:27:25 PM |
| diversification-architect | $25.00 | 7/23/2011 8:22:00 PM |
| MyPlantsEatBugs | $25.00 | 7/24/2011 8:34:00 AM |
| Lender0424 | $25.00 | 7/23/2011 8:20:04 PM |
| ericd523 | $25.00 | 7/23/2011 9:24:55 PM |
| inqbus | $25.00 | 7/24/2011 12:29:49 AM |
| cathexis | $25.00 | 7/24/2011 11:09:19 AM |
| Auburnmist | $25.00 | 7/24/2011 1:55:19 PM |
| Kaj | $35.00 | 7/24/2011 2:17:28 PM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:21 AM |
| tylerfd | $25.00 | 7/25/2011 7:24:44 AM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:40 PM |
| independent-silver9 | $25.00 | 7/25/2011 8:53:51 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 9:49:49 AM |
| Lam0nt | $25.00 | 7/25/2011 12:51:07 PM |
| Bomber | $25.00 | 7/25/2011 10:33:50 AM |
| bakerbob | $25.00 | 7/25/2011 2:14:14 PM |
| UncleSteve3000 | $25.00 | 7/25/2011 10:44:17 AM |
| moola-monger9 | $50.00 | 7/25/2011 12:24:57 PM |
| PCGeekWI | $25.00 | 7/25/2011 12:55:45 PM |
| JClives | $25.00 | 7/25/2011 2:15:06 PM |
| profit-powerplant | $25.00 | 7/11/2011 11:06:54 PM |
| Investor_DP | $100.00 | 7/11/2011 5:02:40 PM |
| ski bum | $100.00 | 7/11/2011 5:03:28 PM |
| thankful-nickel2 | $25.00 | 7/11/2011 6:21:58 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:56 PM |
| jubilant-trade6 | $50.00 | 7/12/2011 12:14:21 AM |
| jdrez | $25.00 | 7/12/2011 12:52:25 AM |
| Toby1montana | $32.14 | 7/12/2011 1:12:35 AM |
| SimpleChoice | $25.00 | 7/12/2011 1:12:40 AM |
| Malkial | $25.00 | 7/12/2011 1:12:19 AM |
| krd_Chicago | $50.00 | 7/12/2011 5:15:12 AM |
| reflective-rupee | $200.09 | 7/12/2011 6:54:23 AM |
| wwialnlgy | $100.00 | 7/12/2011 8:22:33 AM |
| radforj22 | $25.00 | 7/13/2011 4:03:53 AM |
| Mariner3605 | $25.00 | 7/13/2011 12:59:49 AM |
| britgsb | $25.00 | 7/13/2011 2:07:19 AM |
| Comoparklender | $25.00 | 7/13/2011 12:07:23 PM |
| john2218 | $25.00 | 7/13/2011 5:23:17 PM |
| jmeasn | $25.00 | 7/13/2011 5:07:34 PM |
| bold-steady-peso | $100.00 | 7/13/2011 6:13:52 PM |
| debtcollector | $50.00 | 7/14/2011 7:29:55 AM |
| asmithj | $50.00 | 7/14/2011 3:02:14 AM |
| oldmora | $25.00 | 7/14/2011 7:21:28 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:50 AM |
| BxRealtor | $25.00 | 7/14/2011 5:12:58 PM |
| GCInvestments | $25.00 | 7/14/2011 7:30:24 PM |
| worth-web5 | $100.00 | 7/14/2011 7:54:16 PM |
| Weaverville | $25.00 | 7/14/2011 8:59:09 PM |
| ckatak | $50.00 | 7/15/2011 7:14:10 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:00 PM |
| dollardave | $100.00 | 7/15/2011 1:53:30 PM |
| red-benefit-ruler | $50.00 | 7/15/2011 4:52:36 PM |
| capital-buddy | $50.00 | 7/15/2011 3:18:17 PM |
| haplender | $50.00 | 7/16/2011 5:41:01 AM |
| PaulW | $25.00 | 7/16/2011 4:48:29 AM |
| well-mannered-income3 | $25.00 | 7/16/2011 4:58:59 AM |
| setUup | $32.20 | 7/16/2011 9:45:05 AM |
| indomitable-dedication | $50.00 | 7/17/2011 4:50:58 AM |
| OrdiNance | $50.00 | 7/17/2011 4:03:45 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:59 PM |
| finance-prescription | $50.00 | 7/18/2011 7:23:55 AM |
| economy-coup | $100.00 | 7/18/2011 12:57:39 AM |
| forceful-duty178 | $50.00 | 7/18/2011 1:29:08 AM |
| money-bauble | $100.00 | 7/18/2011 10:31:42 AM |
| zeelender | $25.00 | 7/18/2011 11:49:01 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:28 PM |
| dcshobby | $25.00 | 7/18/2011 3:03:05 PM |
| rogue_monster | $50.00 | 7/18/2011 1:55:26 PM |
| fortytwo | $100.00 | 7/18/2011 3:37:06 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:28 PM |
| kindness-hickory5 | $100.00 | 7/19/2011 8:49:28 AM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:10 AM |
| credit-meteor7 | $55.00 | 7/19/2011 8:08:01 AM |
| martinnc | $25.00 | 7/19/2011 10:21:13 AM |
| transaction-animal8 | $25.00 | 7/19/2011 10:33:54 AM |
| quiksilver180 | $25.00 | 7/19/2011 10:46:33 AM |
| craig1050 | $25.00 | 7/19/2011 10:49:49 AM |
| compassion-burrito | $25.00 | 7/19/2011 9:47:02 AM |
| cyberie21 | $50.00 | 7/19/2011 11:03:27 AM |
| wicker1 | $25.00 | 7/19/2011 11:08:37 AM |
| nellaelyob | $25.00 | 7/19/2011 11:19:52 AM |
| exchange-pledge | $50.00 | 7/19/2011 10:20:33 AM |
| benefit-prescription6 | $25.00 | 7/19/2011 10:36:56 AM |
| howelldub | $50.00 | 7/19/2011 10:55:27 AM |
| integrity-starter | $25.00 | 7/19/2011 10:56:29 AM |
| CSUgrad08 | $25.00 | 7/19/2011 11:12:41 AM |
| klinebarger | $25.00 | 7/19/2011 3:26:59 PM |
| fairhelper | $25.00 | 7/19/2011 3:34:48 PM |
| rytrearc | $25.00 | 7/19/2011 3:37:11 PM |
| Richmp412 | $25.00 | 7/19/2011 12:00:11 PM |
| microlender67 | $25.00 | 7/19/2011 12:56:02 PM |
| progressive-economy261 | $100.00 | 7/19/2011 3:57:21 PM |
| bold-basis-supernova | $50.00 | 7/19/2011 4:02:43 PM |
| dajen1 | $50.00 | 7/19/2011 6:12:53 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:58 PM |
| SAR-2 | $25.00 | 7/20/2011 1:02:09 AM |
| coldfuzion | $50.00 | 7/19/2011 9:08:11 PM |
| best-phenomenal-treasure | $25.00 | 7/19/2011 8:07:11 PM |
| enthralling-deal180 | $100.00 | 7/20/2011 4:35:43 AM |
| victorcab | $25.00 | 7/20/2011 7:06:21 AM |
| marketplace-meridian | $25.00 | 7/20/2011 7:29:53 AM |
| herbyman | $25.00 | 7/20/2011 7:41:12 AM |
| omniviper | $25.00 | 7/20/2011 11:51:37 AM |
| indomart | $25.00 | 7/20/2011 1:28:37 PM |
| jamiee73 | $25.00 | 7/20/2011 2:19:51 PM |
| brightest-dynamic-liberty | $50.00 | 7/20/2011 4:13:14 PM |
| return-rocket9 | $25.00 | 7/20/2011 6:29:54 PM |
| first-silver-bridge | $25.00 | 7/20/2011 7:38:06 PM |
| ashot12 | $25.00 | 7/20/2011 8:06:20 PM |
| gjm6d | $25.00 | 7/21/2011 5:40:11 AM |
| credit-force5 | $100.00 | 7/20/2011 9:11:47 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:27 AM |
| BankofRon | $25.00 | 7/21/2011 8:17:16 AM |
| agiovasil | $25.00 | 7/21/2011 6:12:50 AM |
| RodBlizz42 | $25.00 | 7/21/2011 7:13:43 AM |
| rupee-artisan | $25.00 | 7/21/2011 9:42:33 AM |
| buffalobills | $25.00 | 7/21/2011 10:12:16 AM |
| dayahn | $25.00 | 7/21/2011 3:18:54 PM |
| CPAMAN | $25.00 | 7/21/2011 1:10:51 PM |
| wild_carrot | $25.00 | 7/21/2011 4:23:37 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:42 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:40 PM |
| credit-sunshine | $36.00 | 7/21/2011 6:56:41 PM |
| let_me_retire | $100.00 | 7/21/2011 9:44:43 PM |
| treasure-bliss | $50.00 | 7/22/2011 12:53:09 AM |
| help4u | $50.00 | 7/22/2011 6:28:58 AM |
| Zoramite | $25.00 | 7/22/2011 9:20:24 AM |
| Logan7 | $56.99 | 7/22/2011 9:51:18 AM |
| rocker137 | $25.00 | 7/22/2011 12:12:48 PM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:23 AM |
| pkp121 | $25.00 | 7/22/2011 4:43:04 PM |
| ScottW | $25.00 | 7/22/2011 4:56:41 PM |
| jonnysixgun | $41.91 | 7/22/2011 5:14:06 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:48 PM |
| orange-preeminant-bill | $50.00 | 7/23/2011 1:27:29 AM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:43 AM |
| treasure-gazer | $25.00 | 7/23/2011 2:58:15 AM |
| CoolPlexer | $25.00 | 7/23/2011 9:19:33 AM |
| MplsLawyers | $25.00 | 7/23/2011 5:15:39 AM |
| be_wise | $25.00 | 7/23/2011 8:30:58 AM |
| hellasow | $30.00 | 7/23/2011 8:32:48 AM |
| the-enthralling-coin | $25.00 | 7/23/2011 10:02:03 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:22 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:50 AM |
| power-berserker | $25.00 | 7/23/2011 11:16:22 AM |
| KramericaIndustries | $25.00 | 7/23/2011 3:33:33 PM |
| kulender | $50.00 | 7/23/2011 4:17:17 PM |
| poeman | $50.00 | 7/23/2011 11:02:28 AM |
| forthright-trade | $25.00 | 7/23/2011 12:52:57 PM |
| clean-greenback5 | $25.00 | 7/23/2011 9:41:29 PM |
| Dreamconnection | $25.00 | 7/23/2011 2:44:21 PM |
| The_Minimalist | $25.00 | 7/24/2011 9:54:13 AM |
| revenue-statesperson4 | $100.00 | 7/24/2011 3:24:31 AM |
| rvfbroker | $25.00 | 7/24/2011 9:43:51 AM |
| teejay411 | $100.00 | 7/24/2011 9:01:42 AM |
| jpac1066 | $100.00 | 7/24/2011 1:06:03 PM |
| AceInTheHole | $25.00 | 7/24/2011 2:00:34 PM |
| DragonQueen | $25.00 | 7/24/2011 1:05:51 PM |
| resource777 | $25.00 | 7/24/2011 2:25:55 PM |
| new-social-economist | $55.00 | 7/24/2011 2:40:35 PM |
| dinero-speaker | $25.00 | 7/25/2011 7:25:37 AM |
| moola-accelerator6 | $45.00 | 7/25/2011 7:26:14 AM |
| Barrayaran | $25.00 | 7/25/2011 9:56:35 AM |
| kdog99 | $100.00 | 7/25/2011 10:01:52 AM |
| MicroLender357 | $25.00 | 7/25/2011 1:00:38 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:17 AM |
| redx | $25.00 | 7/25/2011 11:27:10 AM |
| money-surge1 | $25.00 | 7/25/2011 4:42:08 PM |
| LMM1 | $25.00 | 7/25/2011 1:12:56 PM |
| muirheaj | $25.00 | 7/25/2011 1:18:39 PM |
| buyrite334 | $25.00 | 7/25/2011 2:57:57 PM |
| Worldskiboy | $50.00 | 7/25/2011 1:18:42 PM |
| 315 Investments
|
Borrower Payment Dependent Notes Series
516210
This series of Notes was issued and sold upon the funding of the borrower loan #51679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,109 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-credit-cell |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kgsfrog
Purpose of loan: Divorce proceedings
This loan will be used to...help pay court costs
My financial situation:
I am a good candidate for this loan because...I have a good credit score, I have very good stable income and low monthly expenses.
Monthly net income: $4,256.88
Monthly expenses: $1,736.21 (total adding all below)
Housing: $850.00
Insurance: $87.21
Car expenses: $297.00
Utilities: $52.00
Phone, cable, internet: $0 (phone is provided by work as is internet, I do not subscribe to cable)
Food, entertainment: $125.00, $200.00 for gas
Clothing, household expenses: $25.00
Credit cards and other loans: $0
Other expenses: $100.00 (buffered misc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/13/2011 9:27:28 PM |
| simplelender80 | $100.00 | 7/13/2011 9:04:31 AM |
| diligent-peace9 | $25.00 | 7/13/2011 9:26:21 AM |
| JustMee | $25.00 | 7/13/2011 9:12:27 PM |
| loot-supporter2 | $25.00 | 7/13/2011 8:30:15 PM |
| Bob450 | $25.00 | 7/13/2011 9:06:06 PM |
| alexgalt | $25.00 | 7/14/2011 4:01:04 AM |
| zorg77 | $25.00 | 7/14/2011 6:19:25 AM |
| tolerant-truth2 | $75.00 | 7/14/2011 6:37:18 AM |
| VJ_Financial | $26.02 | 7/14/2011 7:35:52 AM |
| fund-javelin1 | $25.00 | 7/14/2011 1:09:44 AM |
| well-mannered-income3 | $35.00 | 7/14/2011 8:13:27 AM |
| shrewd-income | $150.00 | 7/14/2011 6:21:12 AM |
| jtc26 | $100.00 | 7/14/2011 2:36:20 PM |
| sparkling-basis0 | $39.12 | 7/14/2011 10:22:49 AM |
| nickel-hickory | $100.00 | 7/14/2011 4:16:01 PM |
| nickel-hickory | $100.00 | 7/14/2011 3:57:55 PM |
| toomanyfishtanks | $25.00 | 7/14/2011 2:52:09 PM |
| brightest-dignified-penny | $25.00 | 7/14/2011 4:29:07 PM |
| Supervark | $56.00 | 7/14/2011 4:27:19 PM |
| first-favorite-bonus9 | $25.00 | 7/13/2011 10:02:15 AM |
| Investor_DP | $100.00 | 7/13/2011 9:04:01 AM |
| firewomin | $50.00 | 7/13/2011 2:17:08 PM |
| gotjack | $25.00 | 7/13/2011 2:17:56 PM |
| flwah | $25.00 | 7/13/2011 12:42:57 PM |
| worth-blanket2 | $5,000.00 | 7/13/2011 7:28:56 PM |
| glroark | $100.00 | 7/14/2011 6:43:21 AM |
| reflective-rupee | $375.09 | 7/14/2011 3:42:43 AM |
| larryboy10 | $25.00 | 7/14/2011 6:28:37 AM |
| bluehen00 | $29.95 | 7/14/2011 7:59:43 AM |
| buffalobills | $25.00 | 7/14/2011 8:22:35 AM |
| octoberfresh | $25.00 | 7/14/2011 11:33:13 AM |
| p2ploan-sensation211 | $25.00 | 7/14/2011 12:22:08 PM |
| kleinbrak | $25.00 | 7/14/2011 1:59:17 PM |
| FinanceEngine | $25.00 | 7/14/2011 10:52:26 AM |
| nickel-hickory | $100.00 | 7/14/2011 4:15:54 PM |
| suave-dime6 | $25.00 | 7/14/2011 4:27:40 PM |
| melodious-openness | $100.00 | 7/14/2011 4:25:07 PM |
| melodious-openness | $100.00 | 7/14/2011 4:28:38 PM |
| nickel-hickory | $100.00 | 7/14/2011 3:58:00 PM |
| nickel-hickory | $100.00 | 7/14/2011 4:17:43 PM |
| melodious-openness | $63.82 | 7/14/2011 4:34:46 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
516272
This series of Notes was issued and sold upon the funding of the borrower loan #51690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $207.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,700 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-bloom5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
timco operator
Purpose of loan:
This loan will be used to...to pay my debt and save money by consolidating reviewing my situation I will be saving myself over 300.00 dollars a month.
My financial situation:
I am a good candidate for this loan because...my situation so reflects on which the purpose of the loan is definately debt consolidation and I always pay my bills..Thanks Prosper and I Thank you for all your help.
Monthly net income: $3800
Monthly expenses: $2400
Housing: $1271.00
Insurance: $144
Car expenses: $
Utilities: $150
Phone, cable, internet: $88
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pnace | $50.00 | 7/13/2011 5:03:14 PM |
| reinforced-revenue069 | $25.00 | 7/13/2011 5:07:15 PM |
| pound-balancer | $50.00 | 7/14/2011 7:45:48 AM |
| pearl13 | $100.00 | 7/14/2011 9:33:09 AM |
| Peterman | $25.00 | 7/15/2011 11:00:18 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:08 PM |
| Scotcha | $25.00 | 7/15/2011 1:44:53 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:27 PM |
| wwialnlgy | $100.00 | 7/16/2011 12:15:19 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:58 PM |
| HamachiMan | $50.00 | 7/19/2011 3:38:49 PM |
| rescue | $100.00 | 7/19/2011 3:38:45 PM |
| pythia | $25.00 | 7/20/2011 5:38:04 PM |
| justasoldier | $200.00 | 7/20/2011 7:44:13 PM |
| platinum-rapture6 | $40.00 | 7/20/2011 5:42:01 PM |
| SolarMoonshine | $25.00 | 7/20/2011 5:56:14 PM |
| return-rocket9 | $25.00 | 7/20/2011 6:36:23 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:32:02 PM |
| einstein | $200.00 | 7/20/2011 7:41:00 PM |
| shrewd-peace7 | $25.00 | 7/20/2011 8:33:35 PM |
| Castelj | $50.00 | 7/21/2011 6:39:59 AM |
| EngineersAlliance | $50.00 | 7/21/2011 6:51:27 AM |
| dayahn | $25.00 | 7/21/2011 3:19:04 PM |
| market-pudding | $25.00 | 7/21/2011 2:34:17 PM |
| let_me_retire | $100.00 | 7/21/2011 10:31:16 PM |
| kulender | $50.00 | 7/22/2011 6:17:52 AM |
| jodilee31 | $44.30 | 7/22/2011 7:53:13 AM |
| scarlet-velvet | $25.08 | 7/22/2011 4:12:31 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:48:54 PM |
| Oakland | $50.00 | 7/22/2011 6:17:11 PM |
| smart-finance773 | $50.00 | 7/22/2011 6:28:24 PM |
| credit-maple5 | $25.00 | 7/23/2011 12:48:29 AM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:51 PM |
| MadHun | $200.00 | 7/22/2011 10:42:32 PM |
| grampy48 | $25.00 | 7/23/2011 4:04:55 AM |
| radforj22 | $25.00 | 7/23/2011 7:22:55 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:40 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:33 AM |
| poeman | $46.00 | 7/23/2011 11:02:29 AM |
| edaguy | $100.00 | 7/23/2011 2:23:21 PM |
| intrepid-loot | $45.48 | 7/24/2011 8:03:15 AM |
| newest-funds-powerplant | $36.07 | 7/23/2011 6:57:06 PM |
| marwadi-62 | $100.00 | 7/25/2011 8:05:20 AM |
| whitegold24k | $250.00 | 7/24/2011 9:37:36 PM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:24 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:33 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:12 PM |
| damage | $25.00 | 7/25/2011 11:20:43 AM |
| moola-monger9 | $50.00 | 7/25/2011 12:26:17 PM |
| the-enthralling-coin | $25.00 | 7/25/2011 4:41:58 PM |
| ttnk62918 | $25.00 | 7/25/2011 4:44:18 PM |
| wise-alluring-penny | $100.00 | 7/25/2011 7:57:11 PM |
| janeybooboo | $25.00 | 7/26/2011 4:03:55 AM |
| top-magnificent-greenback | $25.00 | 7/26/2011 4:26:40 AM |
| janeybooboo | $50.00 | 7/26/2011 4:04:23 AM |
| mclark340 | $100.00 | 7/26/2011 5:59:48 AM |
| jim95762 | $100.00 | 7/26/2011 10:08:20 AM |
| giggyman | $100.00 | 7/26/2011 10:00:16 AM |
| ski bum | $100.00 | 7/13/2011 5:02:41 PM |
| Investor_DP | $100.00 | 7/13/2011 5:03:19 PM |
| availableloan | $25.00 | 7/13/2011 10:11:24 PM |
| SimpleChoice | $25.00 | 7/14/2011 1:18:16 AM |
| lasalle123 | $100.00 | 7/14/2011 8:44:49 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:59 PM |
| boylezz | $25.00 | 7/15/2011 8:20:41 PM |
| dx23h | $25.00 | 7/16/2011 9:58:19 PM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:51 AM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:28:52 AM |
| superb-funds335 | $25.00 | 7/17/2011 1:57:29 PM |
| roux | $25.00 | 7/17/2011 5:52:35 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:57 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:47 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:17 PM |
| John_Galt | $33.00 | 7/18/2011 3:50:54 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:54 PM |
| BxRealtor | $25.00 | 7/19/2011 10:57:43 AM |
| hostbank | $250.00 | 7/19/2011 8:03:55 PM |
| hidavehi | $26.00 | 7/19/2011 9:32:09 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:47 PM |
| Leopoldine | $30.00 | 7/20/2011 6:04:33 PM |
| 113121 | $300.00 | 7/20/2011 7:02:37 PM |
| BRunner74 | $50.00 | 7/20/2011 7:27:52 PM |
| pure-loyalty6 | $25.00 | 7/20/2011 5:57:41 PM |
| crippledcircus | $50.00 | 7/20/2011 6:05:08 PM |
| penny-candy | $25.00 | 7/20/2011 6:39:02 PM |
| reinforced-velocity158 | $250.00 | 7/20/2011 8:09:40 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:04 PM |
| x-lender | $60.00 | 7/20/2011 8:58:05 PM |
| x-lender | $100.00 | 7/20/2011 8:55:59 PM |
| tech310 | $50.00 | 7/21/2011 8:48:08 PM |
| geniusj | $50.00 | 7/21/2011 10:32:14 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:23:05 AM |
| enchanted-note | $25.00 | 7/22/2011 7:38:26 AM |
| dfealk | $100.00 | 7/22/2011 9:41:11 AM |
| lasalle123 | $100.00 | 7/22/2011 7:23:26 PM |
| ramsba | $50.00 | 7/23/2011 9:55:22 AM |
| friendinmoney | $25.00 | 7/23/2011 9:21:24 AM |
| FoosMaster | $33.88 | 7/23/2011 10:11:04 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:17 PM |
| fireferd | $40.00 | 7/24/2011 8:31:08 AM |
| 77dowplace | $25.00 | 7/24/2011 6:25:50 PM |
| cathexis | $25.00 | 7/24/2011 11:09:23 AM |
| EJO | $25.00 | 7/24/2011 9:54:06 PM |
| Investoman | $450.00 | 7/24/2011 6:43:26 PM |
| skeebuzz | $100.00 | 7/24/2011 10:14:20 PM |
| favorable-dough | $27.81 | 7/24/2011 10:45:18 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:29 PM |
| gigabit | $50.00 | 7/25/2011 8:11:37 AM |
| moola-accelerator6 | $30.00 | 7/25/2011 7:28:00 AM |
| kdog99 | $200.00 | 7/25/2011 10:03:03 AM |
| the-liberty-baker | $50.00 | 7/25/2011 6:48:32 PM |
| planetibet | $50.00 | 7/25/2011 4:27:12 PM |
| CheapDolo22 | $25.00 | 7/25/2011 8:45:11 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:46 PM |
| bid-lightning9 | $58.93 | 7/25/2011 9:19:23 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:19 PM |
| sandbreaker | $100.00 | 7/25/2011 8:49:33 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:28:56 PM |
| Warwick | $25.00 | 7/25/2011 10:19:45 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:23 PM |
| wwwUniversal | $25.00 | 7/26/2011 12:57:39 AM |
| janeybooboo | $25.00 | 7/26/2011 4:04:03 AM |
| UTVolunteer | $200.00 | 7/26/2011 9:33:46 AM |
| The_dude_01 | $33.06 | 7/26/2011 9:46:05 AM |
| rate-american | $65.39 | 7/26/2011 10:17:32 AM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
516334
This series of Notes was issued and sold upon the funding of the borrower loan #51649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| five-star-point9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital
Purpose of loan: PRovide working capital for new business
This loan will be used to...working capital to balance AR and A/P
My financial situation: low debt
I am a good candidate for this loan because...I have ability to pay back with personal income
Monthly net income: $7550
Monthly expenses:
Housing: $2435
Insurance: $500
Car expenses: $400
Utilities: $450
Phone, cable, internet: $150
Food, entertainment: $550
Clothing, household expenses: $250
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/14/2011 9:02:55 AM |
| zorg77 | $50.00 | 7/15/2011 5:41:45 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:53 AM |
| Thought | $31.19 | 7/18/2011 5:00:32 PM |
| finance-mushroom | $96.00 | 7/19/2011 11:41:37 AM |
| simplelender80 | $100.00 | 7/14/2011 9:03:16 AM |
| Investoman | $50.00 | 7/15/2011 6:49:35 AM |
| handy-justice | $50.00 | 7/15/2011 6:12:14 PM |
| fortytwo | $250.00 | 7/15/2011 5:29:32 PM |
| pearl13 | $100.00 | 7/16/2011 9:02:08 AM |
| reflective-rupee | $200.09 | 7/16/2011 12:45:00 PM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:58 PM |
| tenacious-economy9 | $50.00 | 7/18/2011 11:37:27 AM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:30 PM |
| kingbob | $25.00 | 7/18/2011 6:37:54 PM |
| Weaverville | $25.00 | 7/19/2011 9:18:19 AM |
| worth-blanket2 | $5,672.72 | 7/19/2011 4:43:08 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
516372
This series of Notes was issued and sold upon the funding of the borrower loan #51626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $317.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 840-859 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,916 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-oyster |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Absolutely Awesome Credit
Purpose of loan:
This loan will be used to consolidate bills.
My financial situation:
I am a good candidate for this loan because I have a stable job and also possess a sterling credit.
Please do not hesitate to ask me questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:55 PM |
| cashhelp | $50.00 | 7/14/2011 9:02:18 AM |
| minista | $25.00 | 7/14/2011 9:02:51 AM |
| benjamins-utopia | $50.00 | 7/14/2011 9:03:24 AM |
| BankofHank | $100.00 | 7/14/2011 9:02:29 AM |
| kenji4861 | $50.00 | 7/14/2011 9:02:52 AM |
| ogmanny | $50.00 | 7/14/2011 9:03:19 AM |
| gentle-penny7 | $50.00 | 7/14/2011 9:03:26 AM |
| jpac1066 | $200.00 | 7/14/2011 9:03:31 AM |
| loyalty-edifice997 | $25.00 | 7/14/2011 10:07:17 AM |
| moola-radio4 | $50.00 | 7/14/2011 9:02:12 AM |
| cebgop | $25.00 | 7/14/2011 9:02:53 AM |
| indomitable-coin | $25.00 | 7/14/2011 9:03:33 AM |
| Solid-Platinum | $100.00 | 7/14/2011 9:51:01 AM |
| retiresecure | $25.00 | 7/14/2011 2:00:59 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:16 PM |
| tomdooley12520 | $25.00 | 7/14/2011 4:27:17 PM |
| Veets | $250.00 | 7/14/2011 5:41:35 PM |
| restless-balance9 | $50.00 | 7/15/2011 5:16:09 AM |
| lloyd_s | $25.00 | 7/15/2011 4:23:38 AM |
| pearl13 | $100.00 | 7/15/2011 2:18:28 PM |
| loot-funkmaster | $25.00 | 7/15/2011 2:08:12 PM |
| credit-coach118 | $25.00 | 7/16/2011 8:43:58 AM |
| ryan6853 | $25.00 | 7/16/2011 11:30:26 AM |
| awwaww | $29.54 | 7/16/2011 12:13:15 PM |
| Sneezie | $100.00 | 7/16/2011 12:31:20 PM |
| credit-panda1 | $25.00 | 7/16/2011 11:59:51 AM |
| Chosen-one | $25.00 | 7/17/2011 6:58:02 AM |
| nimble-money0 | $25.00 | 7/17/2011 3:21:58 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:06 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:54 PM |
| tapesor | $100.00 | 7/18/2011 4:34:16 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:55 PM |
| treasure-exchanger2 | $50.00 | 7/19/2011 7:51:03 AM |
| sgt-schultz | $25.00 | 7/19/2011 6:22:49 AM |
| RJN | $25.00 | 7/19/2011 10:34:20 AM |
| Lotsofbears | $25.00 | 7/19/2011 9:41:21 AM |
| pnace | $50.00 | 7/19/2011 10:47:13 AM |
| BigLinCT | $25.00 | 7/19/2011 4:45:58 PM |
| ultimate-loan8 | $48.00 | 7/19/2011 6:25:22 PM |
| truth-image | $32.14 | 7/20/2011 12:23:10 AM |
| hostbank | $250.00 | 7/19/2011 8:04:00 PM |
| Searlzy | $25.00 | 7/20/2011 9:12:10 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:42 AM |
| iolaire | $25.00 | 7/20/2011 9:13:13 AM |
| impartial-benefit1 | $50.00 | 7/20/2011 3:06:37 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:08 PM |
| nuclearmoose | $50.00 | 7/20/2011 7:20:51 PM |
| janeybooboo | $45.00 | 7/20/2011 6:05:45 PM |
| TXCapLeader | $88.86 | 7/21/2011 4:48:05 AM |
| grampy48 | $25.00 | 7/21/2011 6:41:22 AM |
| determined-deal7 | $25.00 | 7/21/2011 9:12:24 AM |
| ArashMass | $25.00 | 7/21/2011 10:58:52 AM |
| jazz619 | $25.00 | 7/21/2011 11:40:04 AM |
| power-defender7 | $25.00 | 7/21/2011 2:50:45 PM |
| wealth-tremolo7 | $29.00 | 7/21/2011 4:09:18 PM |
| Snoopylover | $25.00 | 7/21/2011 8:34:17 PM |
| gslinv | $25.00 | 7/21/2011 7:33:51 PM |
| CaliforniaSun | $25.00 | 7/22/2011 8:02:10 AM |
| outofoffice | $75.00 | 7/22/2011 10:11:38 AM |
| Weaverville | $44.00 | 7/22/2011 8:44:11 AM |
| forceful-duty178 | $50.00 | 7/22/2011 10:49:55 AM |
| gavinsp | $25.00 | 7/22/2011 10:00:48 AM |
| dkl | $50.00 | 7/22/2011 10:23:12 AM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:39 AM |
| jayh888 | $48.73 | 7/22/2011 4:32:08 PM |
| scrappy-bonus2 | $25.00 | 7/22/2011 5:37:13 PM |
| j2ee | $25.00 | 7/22/2011 8:58:23 PM |
| janeybooboo | $25.00 | 7/22/2011 5:38:32 PM |
| flexible1 | $25.00 | 7/22/2011 6:24:46 PM |
| Lakeland | $25.00 | 7/22/2011 7:40:43 PM |
| jpac1066 | $50.00 | 7/22/2011 6:48:05 PM |
| mex_invests | $25.00 | 7/22/2011 8:48:29 PM |
| spacedude123 | $100.00 | 7/22/2011 8:57:12 PM |
| frankdelraza | $25.00 | 7/22/2011 9:05:28 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:31:52 AM |
| figs4u2 | $100.00 | 7/14/2011 9:02:31 AM |
| Dollars4Rent | $50.00 | 7/14/2011 9:02:44 AM |
| meux99 | $25.00 | 7/14/2011 9:02:49 AM |
| blot44 | $25.00 | 7/14/2011 9:03:25 AM |
| jubilant-trade6 | $50.00 | 7/14/2011 9:02:19 AM |
| serene-truth2 | $50.00 | 7/14/2011 9:02:30 AM |
| diablorulz | $50.00 | 7/14/2011 9:02:49 AM |
| Snowflake6515 | $25.00 | 7/14/2011 9:02:13 AM |
| DavenportCapital | $25.00 | 7/14/2011 9:02:21 AM |
| neighborly-hope6 | $100.00 | 7/14/2011 9:02:30 AM |
| Rivervale_Westwood | $25.00 | 7/14/2011 9:02:50 AM |
| uberrific | $100.00 | 7/14/2011 9:03:06 AM |
| compoundinterest | $60.00 | 7/14/2011 9:03:24 AM |
| janeybooboo | $26.00 | 7/14/2011 9:07:34 AM |
| MarvintheMartian | $40.00 | 7/14/2011 11:35:34 AM |
| EretzCapital | $55.30 | 7/14/2011 11:44:42 AM |
| Toby1montana | $75.00 | 7/14/2011 11:37:13 AM |
| goldfinger3 | $50.00 | 7/14/2011 9:34:08 AM |
| macgeek | $35.77 | 7/14/2011 2:47:11 PM |
| -J | $25.00 | 7/14/2011 4:23:13 PM |
| antlr | $50.00 | 7/14/2011 4:22:40 PM |
| Guiren | $119.84 | 7/14/2011 5:04:38 PM |
| janeybooboo | $54.00 | 7/14/2011 8:52:26 PM |
| first-favorite-bonus9 | $28.19 | 7/15/2011 4:42:57 AM |
| Zipperdu | $50.00 | 7/15/2011 5:14:21 AM |
| penny-finder | $70.00 | 7/15/2011 10:13:46 AM |
| pound-balancer | $50.00 | 7/15/2011 4:07:39 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:52 PM |
| SMVM87 | $29.54 | 7/16/2011 12:53:08 AM |
| forthright-principal2 | $25.00 | 7/16/2011 12:11:04 PM |
| established-hope5 | $25.00 | 7/16/2011 11:16:29 AM |
| radforj22 | $25.00 | 7/16/2011 12:38:58 PM |
| C_Mark | $125.00 | 7/16/2011 2:24:58 PM |
| alpinaut | $37.16 | 7/16/2011 2:49:22 PM |
| drkosh | $25.00 | 7/16/2011 3:53:03 PM |
| income-awakening6 | $25.00 | 7/17/2011 8:19:15 AM |
| FlexFunding | $50.00 | 7/17/2011 4:58:32 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:08 PM |
| britgsb | $30.00 | 7/18/2011 1:09:24 AM |
| loan-galaxy6 | $500.00 | 7/18/2011 7:54:37 AM |
| Cherrypicker | $50.00 | 7/18/2011 10:41:51 AM |
| Brown98 | $25.00 | 7/18/2011 10:41:00 AM |
| reflective-rupee | $200.09 | 7/18/2011 11:55:43 PM |
| a2190b | $25.00 | 7/18/2011 7:49:05 PM |
| syrepsorp | $50.00 | 7/18/2011 11:41:33 PM |
| GElender | $40.00 | 7/19/2011 6:11:59 AM |
| BankofPete | $30.00 | 7/19/2011 10:21:06 AM |
| selvamfinance | $50.00 | 7/19/2011 12:12:56 PM |
| mhotchan | $100.00 | 7/19/2011 1:34:43 PM |
| beachfunder | $25.00 | 7/19/2011 6:41:05 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:31 PM |
| bughead | $25.00 | 7/20/2011 6:28:06 AM |
| Abstract | $50.00 | 7/20/2011 9:12:00 AM |
| here2lend | $25.00 | 7/20/2011 9:12:07 AM |
| dsparrow | $26.87 | 7/20/2011 9:48:03 AM |
| damage | $25.00 | 7/20/2011 1:09:56 PM |
| bold-pious-loot | $100.00 | 7/20/2011 12:40:34 PM |
| itskarma | $25.25 | 7/20/2011 1:31:53 PM |
| top-epic-community | $50.00 | 7/20/2011 5:07:28 PM |
| natural-trade7 | $50.00 | 7/20/2011 6:18:58 PM |
| Veets | $150.00 | 7/20/2011 6:22:30 PM |
| velocity-solo | $30.00 | 7/21/2011 12:32:59 AM |
| sunny1985 | $25.00 | 7/20/2011 11:14:23 PM |
| let_me_retire | $100.00 | 7/21/2011 2:35:45 AM |
| blue-useful-auction | $25.00 | 7/21/2011 6:37:13 AM |
| backflip | $28.54 | 7/21/2011 8:29:45 AM |
| StPong | $25.00 | 7/21/2011 9:12:23 AM |
| Christophe | $25.00 | 7/21/2011 9:37:56 AM |
| dayahn | $25.00 | 7/21/2011 3:19:08 PM |
| jsak74 | $33.08 | 7/21/2011 10:22:43 AM |
| steady-penny1 | $25.00 | 7/21/2011 3:48:24 PM |
| wise-silver-wonder | $25.00 | 7/21/2011 3:52:46 PM |
| ckatak | $100.00 | 7/21/2011 4:54:08 PM |
| setUup | $31.20 | 7/21/2011 2:15:43 PM |
| market-pudding | $25.00 | 7/21/2011 2:22:31 PM |
| let_me_retire | $50.00 | 7/21/2011 3:06:19 PM |
| diversification-enlistment | $25.00 | 7/21/2011 3:42:41 PM |
| cash-fanatic | $50.00 | 7/21/2011 4:23:05 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:47 AM |
| ryreesado | $25.00 | 7/21/2011 9:07:26 PM |
| yzerizef | $150.00 | 7/22/2011 4:39:47 AM |
| wilchik | $100.00 | 7/22/2011 6:24:27 AM |
| whistledicksmith | $25.00 | 7/22/2011 9:32:19 AM |
| veneziani | $25.00 | 7/22/2011 9:49:47 AM |
| jazzlender | $50.00 | 7/22/2011 8:47:35 AM |
| kyomoon | $50.00 | 7/22/2011 10:12:24 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:11 AM |
| valiant-liberty4 | $25.00 | 7/22/2011 9:32:07 AM |
| dfealk | $100.00 | 7/22/2011 9:41:15 AM |
| diversification-surge | $50.00 | 7/22/2011 10:17:23 AM |
| redryder20 | $169.16 | 7/22/2011 2:05:23 PM |
| chibear34 | $25.00 | 7/22/2011 11:24:32 AM |
| wealth-neutrino2 | $25.00 | 7/22/2011 2:40:09 PM |
| luckygreen10 | $200.00 | 7/22/2011 12:03:00 PM |
| pythia | $25.00 | 7/22/2011 11:53:41 AM |
| aggresive-affluence1 | $500.00 | 7/22/2011 10:00:08 PM |
| Octavian315 | $25.00 | 7/22/2011 6:38:20 PM |
| suburbanman64 | $26.72 | 7/23/2011 12:57:09 AM |
| Jay0507 | $100.00 | 7/22/2011 7:48:18 PM |
| MadHun | $200.00 | 7/22/2011 10:42:33 PM |
| sharp-income2 | $25.65 | 7/22/2011 11:02:00 PM |
| amusement4 | $25.00 | 7/22/2011 10:44:35 PM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
516460
This series of Notes was issued and sold upon the funding of the borrower loan #51757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-15-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1971 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 5m |
|
Amount delinquent:
| $7,862 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $20,693 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shrewd-exchange9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Request
Purpose of loan:
This loan will be used to consolidate existing debt that is currently carried at very high interest rates.
My financial situation:
I am a good candidate for this loan because my husband have been employed full time with our current employers for more than four years. Steady employment combined with a strong work ethic and a desire to eliminate all personal debt make me a good candidate for this loan.
Monthly net income: $5,500
Monthly expenses:
Housing: $1,500
Insurance: $300
Car expenses: $250
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $1,500
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/15/2011 9:02:41 AM |
| worth-blanket2 | $4,800.00 | 7/15/2011 9:33:37 AM |
| simplelender80 | $100.00 | 7/15/2011 9:02:45 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
516494
This series of Notes was issued and sold upon the funding of the borrower loan #51573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 68% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,723 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| giraffe888 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
office coordinator
Purpose of loan: consolidate
This loan will be used to...credit cards, small finance loans
My financial situation:
I am a good candidate for this loan because...
im very responsible with my payments, i feel i have good credit
Monthly net income: $1772.00
Monthly expenses: $
Housing: $267.84
Insurance: $120.00
Car expenses: $369.00
Utilities: $189.00
Phone, cable, internet: $200.
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $50.00 | 7/15/2011 9:34:42 AM |
| worth-blanket2 | $3,800.00 | 7/17/2011 3:22:46 PM |
| restless-dime | $100.00 | 7/15/2011 10:34:25 AM |
| jkeller4000 | $25.00 | 7/15/2011 1:27:25 PM |
| nodebt2012 | $25.00 | 7/16/2011 9:36:46 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
516676
This series of Notes was issued and sold upon the funding of the borrower loan #51560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $324.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,045 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-burrito |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
700-719
(Aug-2010)
|
|
Principal balance:
| $9,484.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit card debt and get my proverbial financial house in order.
My financial situation:
I am a good candidate for this loan because I consistently pay all bills/loans/etc. I have another Prosper loan which has a perfect payment record.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:03:01 PM |
| compoundinterest | $50.00 | 7/17/2011 12:02:21 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:27 PM |
| pearl13 | $100.00 | 7/19/2011 8:52:14 AM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:54:06 PM |
| einstein | $200.00 | 7/19/2011 8:07:34 PM |
| availableloan | $25.00 | 7/19/2011 10:11:33 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:26:15 PM |
| income-awakening6 | $25.00 | 7/19/2011 6:35:59 PM |
| Dano007 | $100.00 | 7/19/2011 7:42:07 PM |
| hostbank | $250.00 | 7/19/2011 8:04:11 PM |
| sgt-schultz | $25.00 | 7/20/2011 6:32:42 AM |
| Trabey | $75.00 | 7/20/2011 6:56:04 AM |
| adventurous-commerce | $50.00 | 7/19/2011 8:28:21 PM |
| investorrr | $66.35 | 7/19/2011 9:32:55 PM |
| RussiaAC5M | $44.82 | 7/20/2011 11:00:21 AM |
| BankShark | $25.00 | 7/20/2011 9:43:36 AM |
| treasure-expert | $25.00 | 7/20/2011 11:08:00 AM |
| benefit-trident | $25.00 | 7/20/2011 3:08:44 PM |
| market-pudding | $25.00 | 7/20/2011 3:13:02 PM |
| Pressure_Drop | $49.65 | 7/20/2011 1:02:33 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:02 PM |
| Leshan | $50.00 | 7/20/2011 4:52:19 PM |
| Harry | $25.00 | 7/20/2011 3:53:12 PM |
| GElender | $25.00 | 7/21/2011 5:34:03 AM |
| dsnybnd | $25.00 | 7/21/2011 9:51:02 AM |
| boots130 | $50.00 | 7/21/2011 10:02:39 AM |
| NorthwestLoan1 | $200.00 | 7/21/2011 11:25:47 AM |
| setUup | $27.32 | 7/21/2011 2:53:54 PM |
| wwialnlgy | $100.00 | 7/21/2011 5:23:12 PM |
| yennib | $50.00 | 7/21/2011 4:03:26 PM |
| secureincome | $250.00 | 7/21/2011 5:45:05 PM |
| ladreammach77 | $25.00 | 7/21/2011 10:08:37 PM |
| Kaj | $50.00 | 7/21/2011 6:22:26 PM |
| RB_Double-A_Bravo | $25.00 | 7/22/2011 3:26:46 AM |
| the-auction-bear | $25.00 | 7/21/2011 8:57:13 PM |
| platinum-czar | $30.00 | 7/21/2011 11:08:05 PM |
| martymaniaman | $25.00 | 7/22/2011 6:18:11 AM |
| JagFan | $25.00 | 7/22/2011 4:29:09 AM |
| jazzlender | $50.00 | 7/22/2011 8:37:01 AM |
| unrivaled-gain8 | $25.00 | 7/22/2011 5:51:12 AM |
| chameleon125 | $25.00 | 7/22/2011 6:35:40 AM |
| sfd | $50.00 | 7/22/2011 8:44:28 AM |
| debt-fuse158 | $53.06 | 7/22/2011 12:43:31 PM |
| runbix7 | $25.00 | 7/22/2011 11:37:35 AM |
| sgt-schultz | $25.00 | 7/22/2011 12:04:30 PM |
| msh345 | $25.00 | 7/22/2011 4:40:47 PM |
| inventive-wealth2 | $38.60 | 7/22/2011 1:58:58 PM |
| Jewels | $100.00 | 7/22/2011 3:54:27 PM |
| BxRealtor | $25.00 | 7/22/2011 5:47:03 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:53:49 PM |
| 1SteelerFan | $30.00 | 7/22/2011 5:01:44 PM |
| NobisEst | $50.00 | 7/22/2011 6:49:19 PM |
| one2sojourn | $25.00 | 7/22/2011 7:13:02 PM |
| Corellia | $50.00 | 7/22/2011 6:25:07 PM |
| HamachiMan | $50.00 | 7/22/2011 5:52:06 PM |
| x-lender | $100.00 | 7/22/2011 9:53:38 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:06:50 PM |
| american6 | $100.00 | 7/22/2011 7:53:59 PM |
| rawman | $50.00 | 7/22/2011 10:01:33 PM |
| reward-motion | $68.77 | 7/23/2011 4:25:50 AM |
| sharp-income2 | $50.00 | 7/22/2011 11:04:57 PM |
| mcabery | $100.00 | 7/23/2011 3:13:03 AM |
| adir1 | $25.00 | 7/23/2011 8:02:37 AM |
| DasMula | $27.00 | 7/23/2011 6:15:53 AM |
| haryassman | $25.00 | 7/23/2011 6:59:02 AM |
| artisan369 | $300.00 | 7/23/2011 10:22:52 AM |
| Syzygy | $25.00 | 7/23/2011 10:29:40 AM |
| laughmotel | $30.00 | 7/23/2011 8:24:05 AM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:26 AM |
| adventurous-cash | $25.00 | 7/23/2011 10:12:14 AM |
| smart-kindness8 | $50.00 | 7/23/2011 10:27:21 AM |
| GMDelgadillo | $59.78 | 7/23/2011 3:45:40 PM |
| invincible-platinum9 | $25.00 | 7/23/2011 11:45:33 AM |
| LateOneNight | $50.00 | 7/23/2011 2:47:08 PM |
| wwwUniversal | $25.00 | 7/23/2011 10:57:13 PM |
| Cronos | $100.00 | 7/24/2011 12:40:02 AM |
| mectec | $50.00 | 7/23/2011 4:51:43 PM |
| reward-force | $25.00 | 7/23/2011 6:33:37 PM |
| BOZO88 | $25.00 | 7/23/2011 4:34:55 PM |
| sincere-balance | $25.00 | 7/23/2011 4:42:14 PM |
| brightest-benjamins-onator | $25.00 | 7/23/2011 5:23:47 PM |
| matusky | $25.15 | 7/23/2011 6:15:03 PM |
| wild-orange | $7.02 | 7/24/2011 1:13:56 AM |
| baker31 | $39.22 | 7/23/2011 10:33:24 PM |
| organized-payment6 | $50.00 | 7/17/2011 12:02:18 PM |
| uberrific | $100.00 | 7/17/2011 12:02:16 PM |
| indomitable-coin | $25.00 | 7/17/2011 8:02:22 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:47 PM |
| pnace | $40.00 | 7/19/2011 10:46:07 AM |
| FinDoc | $25.00 | 7/19/2011 4:22:05 PM |
| the-upbeat-p2p | $250.00 | 7/19/2011 6:08:30 PM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:17 AM |
| appetizing-silver7 | $200.00 | 7/20/2011 2:29:40 AM |
| peb44 | $40.00 | 7/20/2011 5:50:28 AM |
| green-authentic-leverage | $25.00 | 7/20/2011 9:53:05 AM |
| schnippy | $25.00 | 7/20/2011 11:02:39 AM |
| bid-czar8 | $100.00 | 7/20/2011 4:47:40 PM |
| 20mule | $200.00 | 7/20/2011 5:00:29 PM |
| john2218 | $25.00 | 7/20/2011 5:07:54 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:18 PM |
| Leopoldine | $50.00 | 7/20/2011 6:03:23 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:44 PM |
| grampy48 | $25.00 | 7/21/2011 6:36:58 AM |
| a-restless-dollar | $25.00 | 7/20/2011 10:49:41 PM |
| gslinv | $50.00 | 7/21/2011 7:00:42 AM |
| commitment-orca7 | $300.00 | 7/21/2011 7:41:19 AM |
| SNH | $150.00 | 7/21/2011 9:14:31 AM |
| unafraid-loan5 | $25.00 | 7/21/2011 9:52:52 AM |
| RainyDayLoans | $50.00 | 7/21/2011 2:14:43 PM |
| dime-blackberry1 | $149.57 | 7/21/2011 2:39:29 PM |
| dayahn | $25.00 | 7/21/2011 3:19:17 PM |
| novice-speculator | $25.00 | 7/21/2011 4:10:01 PM |
| UCSBGAUCHOS | $25.00 | 7/21/2011 7:39:35 PM |
| tomdooley12520 | $25.00 | 7/21/2011 9:30:10 PM |
| Jumping_Jedi | $25.00 | 7/21/2011 7:53:03 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:20 PM |
| sst36 | $25.00 | 7/22/2011 2:50:58 AM |
| IIP77 | $25.00 | 7/22/2011 1:35:29 AM |
| peaceful-farmer | $50.00 | 7/22/2011 5:25:42 AM |
| pound-balancer | $100.00 | 7/22/2011 9:03:26 AM |
| sdr984 | $50.00 | 7/22/2011 5:37:58 AM |
| supreme-hope | $25.00 | 7/22/2011 7:22:27 AM |
| vtrentster | $25.00 | 7/22/2011 10:15:19 AM |
| Oak-Parker | $25.00 | 7/22/2011 10:07:47 AM |
| mg6619 | $25.00 | 7/22/2011 10:59:12 AM |
| investment-comet | $25.00 | 7/22/2011 11:33:54 AM |
| revenue-appraiser | $25.00 | 7/22/2011 12:42:44 PM |
| fortytwo | $400.00 | 7/22/2011 4:39:57 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:21 PM |
| autonomous-basis | $25.00 | 7/22/2011 7:37:35 PM |
| american6 | $100.00 | 7/22/2011 7:54:14 PM |
| GCInvestments | $25.00 | 7/22/2011 7:15:38 PM |
| withfries2 | $100.00 | 7/22/2011 7:39:59 PM |
| Engineer44 | $25.00 | 7/23/2011 3:10:25 AM |
| blissful-penny | $65.01 | 7/22/2011 10:53:27 PM |
| jmeasn | $100.00 | 7/22/2011 10:54:23 PM |
| bullwink27 | $25.00 | 7/23/2011 7:18:44 AM |
| honeybee11 | $100.00 | 7/23/2011 4:07:13 AM |
| wildanne | $100.00 | 7/23/2011 7:08:26 AM |
| Guiren | $98.69 | 7/23/2011 10:40:11 AM |
| objective-investor | $200.00 | 7/23/2011 8:08:31 AM |
| benjamin67 | $25.00 | 7/23/2011 9:50:09 AM |
| CBO-Enterprise | $100.00 | 7/23/2011 8:47:37 AM |
| 77dowplace | $25.00 | 7/23/2011 9:17:02 AM |
| friendinmoney | $25.00 | 7/23/2011 9:23:24 AM |
| hopeful-point | $25.00 | 7/23/2011 1:40:32 PM |
| harddollars | $25.00 | 7/23/2011 11:21:12 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:50 AM |
| bigwig155 | $100.00 | 7/23/2011 12:45:17 PM |
| GoldenGo4 | $54.08 | 7/23/2011 12:00:39 PM |
| rockstar78 | $100.00 | 7/23/2011 7:32:44 PM |
| Planecourage | $46.51 | 7/23/2011 3:22:39 PM |
| slyders87 | $75.00 | 7/23/2011 2:22:32 PM |
| yield-hut | $50.00 | 7/23/2011 5:51:53 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:28 PM |
| moola-economist | $201.00 | 7/23/2011 9:07:32 PM |
| JohnH9999 | $53.40 | 7/24/2011 1:06:22 AM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
516746
This series of Notes was issued and sold upon the funding of the borrower loan #51669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $356.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,414 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impeccable-funds7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
|
Principal balance:
| $12,575.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Consolidate all my debts
Purpose of loan:
This loan will be used to...consilidate all my debts, make a single payment monthly to pay off all my debts in three years plan.
My financial situation:
I am a good candidate for this loan because...I have stable monthly income. I never be late on my payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:03:01 PM |
| adamnash | $25.00 | 7/17/2011 12:08:00 PM |
| uberrific | $100.00 | 7/17/2011 12:02:17 PM |
| organized-payment6 | $50.00 | 7/17/2011 12:02:19 PM |
| compoundinterest | $50.00 | 7/17/2011 12:02:21 PM |
| indomitable-coin | $25.00 | 7/17/2011 8:02:22 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:28 PM |
| pound-balancer | $100.00 | 7/18/2011 9:58:55 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:48 PM |
| pearl13 | $100.00 | 7/19/2011 10:57:40 AM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:31:02 PM |
| BeanCownter | $50.00 | 7/19/2011 6:59:44 PM |
| availableloan | $25.00 | 7/19/2011 10:12:22 PM |
| musegaze | $150.00 | 7/19/2011 9:57:09 PM |
| SoCalIsHere | $25.00 | 7/19/2011 9:50:14 PM |
| qsolo | $92.00 | 7/19/2011 9:54:34 PM |
| return-rocket9 | $25.00 | 7/20/2011 10:26:15 AM |
| ultimatepaintball | $25.00 | 7/20/2011 6:45:31 AM |
| self-reliant-integrity0 | $50.00 | 7/20/2011 9:30:39 PM |
| wampum-chorus3 | $41.08 | 7/21/2011 4:25:31 AM |
| gslinv | $50.00 | 7/21/2011 7:01:27 AM |
| grampy48 | $25.00 | 7/21/2011 6:37:32 AM |
| BigBag | $25.00 | 7/21/2011 8:33:51 AM |
| peace-maximizer8 | $50.00 | 7/21/2011 11:43:06 AM |
| selector568 | $300.00 | 7/21/2011 12:42:14 PM |
| RainyDayLoans | $50.00 | 7/21/2011 2:14:13 PM |
| nickel-position | $50.00 | 7/21/2011 2:04:59 PM |
| vigorous-velocity | $100.00 | 7/21/2011 2:42:43 PM |
| setUup | $27.32 | 7/21/2011 2:55:39 PM |
| dayahn | $25.00 | 7/21/2011 3:19:18 PM |
| Bieling | $25.00 | 7/21/2011 5:50:17 PM |
| secureincome | $500.00 | 7/21/2011 5:44:27 PM |
| Kaj | $50.00 | 7/21/2011 6:22:52 PM |
| Pitufo | $25.00 | 7/21/2011 6:02:42 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:20 PM |
| chinolatino | $25.00 | 7/21/2011 8:49:00 PM |
| Attract | $30.49 | 7/21/2011 10:04:47 PM |
| IIP77 | $25.00 | 7/22/2011 1:36:34 AM |
| mjjjrj | $36.32 | 7/22/2011 9:45:59 AM |
| toocautious | $50.00 | 7/22/2011 8:34:17 AM |
| jazzlender | $50.00 | 7/22/2011 8:36:12 AM |
| wwialnlgy | $100.00 | 7/22/2011 9:27:05 AM |
| mg6619 | $25.00 | 7/22/2011 11:00:12 AM |
| godfather4u | $300.00 | 7/22/2011 12:10:23 PM |
| income-awakening6 | $25.00 | 7/22/2011 12:20:50 PM |
| debt-fuse158 | $50.00 | 7/22/2011 12:43:03 PM |
| reflective-rupee | $25.09 | 7/22/2011 1:57:47 PM |
| sgt-schultz | $25.00 | 7/22/2011 12:06:18 PM |
| pious-integrity6 | $25.00 | 7/22/2011 1:15:01 PM |
| revenue-appraiser | $50.00 | 7/22/2011 12:41:26 PM |
| platinum-czar | $25.00 | 7/22/2011 1:13:53 PM |
| 1SteelerFan | $30.00 | 7/22/2011 5:09:52 PM |
| RPR | $100.00 | 7/22/2011 2:52:36 PM |
| msh345 | $25.00 | 7/22/2011 4:39:50 PM |
| NobisEst | $50.00 | 7/22/2011 6:54:32 PM |
| pure-loyalty6 | $25.00 | 7/22/2011 8:04:35 PM |
| BxRealtor | $25.00 | 7/22/2011 5:47:06 PM |
| x-lender | $90.00 | 7/22/2011 9:50:18 PM |
| thrilling-wealth556 | $25.00 | 7/22/2011 7:56:50 PM |
| BankOfBjoltus | $50.00 | 7/22/2011 8:36:57 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:03 PM |
| HamachiMan | $50.00 | 7/22/2011 11:37:10 PM |
| momentous-coin | $65.00 | 7/22/2011 10:31:40 PM |
| bullwink27 | $25.00 | 7/23/2011 7:07:02 AM |
| mmullen2 | $40.00 | 7/23/2011 5:11:43 AM |
| laughmotel | $36.37 | 7/23/2011 8:23:29 AM |
| compwhiz | $25.00 | 7/23/2011 10:36:57 AM |
| CBO-Enterprise | $100.00 | 7/23/2011 8:35:12 AM |
| 77dowplace | $25.00 | 7/23/2011 9:17:14 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:51 AM |
| paceme1 | $30.00 | 7/23/2011 4:15:43 PM |
| Jofga | $25.00 | 7/23/2011 2:37:51 PM |
| Gandalf0001 | $51.22 | 7/23/2011 6:55:45 PM |
| rockstar78 | $100.00 | 7/23/2011 7:33:22 PM |
| benefit-banshee | $58.60 | 7/23/2011 2:05:08 PM |
| conqueror359 | $75.00 | 7/23/2011 7:40:16 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:28 PM |
| moola-economist | $201.00 | 7/23/2011 9:08:48 PM |
| hard-working-interest153 | $36.06 | 7/23/2011 5:19:24 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:40 PM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:48 AM |
| dreamhope | $25.00 | 7/25/2011 8:03:50 AM |
| rdrloan | $50.00 | 7/25/2011 9:19:46 AM |
| radforj22 | $25.00 | 7/25/2011 9:46:56 AM |
| FlexFunding | $50.00 | 7/25/2011 4:16:18 PM |
| FinDoc | $25.00 | 7/25/2011 6:15:40 PM |
| hopeful-silver5 | $25.00 | 7/25/2011 7:50:27 PM |
| miket71 | $25.00 | 7/25/2011 6:14:47 PM |
| professional-coin1 | $125.00 | 7/25/2011 6:31:00 PM |
| sandbreaker | $197.76 | 7/25/2011 8:39:11 PM |
| pnace | $40.00 | 7/19/2011 10:46:07 AM |
| mhotchan | $100.00 | 7/19/2011 1:35:12 PM |
| hostbank | $250.00 | 7/19/2011 8:04:12 PM |
| adventurous-commerce | $50.00 | 7/19/2011 8:30:28 PM |
| jescowa | $50.00 | 7/19/2011 5:42:11 PM |
| income-awakening6 | $25.00 | 7/19/2011 6:35:15 PM |
| einstein | $200.00 | 7/19/2011 8:06:19 PM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:18 AM |
| sgt-schultz | $25.00 | 7/20/2011 6:32:27 AM |
| competent-p2p | $25.00 | 7/20/2011 6:47:13 AM |
| britgsb | $100.00 | 7/20/2011 5:57:32 AM |
| cac1966 | $50.00 | 7/20/2011 8:03:19 AM |
| AvPro | $75.00 | 7/20/2011 8:07:05 AM |
| return-enthusiast1 | $100.00 | 7/20/2011 11:11:21 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:03 PM |
| market-pudding | $25.00 | 7/20/2011 2:55:42 PM |
| Harry | $25.00 | 7/20/2011 3:53:12 PM |
| Leshan | $50.00 | 7/20/2011 4:51:59 PM |
| Leopoldine | $30.00 | 7/20/2011 6:04:11 PM |
| GodzillaLending | $25.00 | 7/20/2011 9:30:54 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:20 PM |
| GElender | $25.00 | 7/21/2011 5:37:42 AM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:44 PM |
| bancoroyal | $25.00 | 7/21/2011 6:39:56 AM |
| TigerForce | $25.00 | 7/21/2011 9:31:27 AM |
| MontyTheMusicMan | $25.00 | 7/21/2011 9:15:51 AM |
| TheLittleGuy7 | $25.00 | 7/21/2011 2:17:35 PM |
| Kerrysbay | $50.00 | 7/21/2011 2:45:04 PM |
| novice-speculator | $25.00 | 7/21/2011 4:10:13 PM |
| loan-warrior | $25.00 | 7/21/2011 6:06:44 PM |
| LongTail | $25.00 | 7/21/2011 9:12:25 PM |
| scholarly-integrity | $34.96 | 7/21/2011 11:08:09 PM |
| peaceful-farmer | $50.00 | 7/22/2011 5:27:12 AM |
| JagFan | $25.00 | 7/22/2011 4:28:16 AM |
| chameleon125 | $50.00 | 7/22/2011 6:33:34 AM |
| CatbirdBanking | $25.00 | 7/22/2011 8:04:51 AM |
| dfealk | $100.00 | 7/22/2011 9:38:35 AM |
| dlenz | $25.00 | 7/22/2011 10:06:53 AM |
| commitment-orca7 | $100.00 | 7/22/2011 10:36:08 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:21 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:53:13 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:09:31 PM |
| fortytwo | $400.00 | 7/22/2011 4:48:30 PM |
| american6 | $100.00 | 7/22/2011 7:53:51 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:04:25 PM |
| GCInvestments | $25.00 | 7/22/2011 7:14:48 PM |
| honeybee11 | $100.00 | 7/23/2011 4:12:03 AM |
| silver-boots | $50.00 | 7/23/2011 5:05:13 AM |
| MadHun | $300.00 | 7/22/2011 10:28:04 PM |
| DasMula | $27.00 | 7/23/2011 6:14:04 AM |
| jmeasn | $100.00 | 7/22/2011 10:44:19 PM |
| Warwick | $100.00 | 7/23/2011 10:35:36 AM |
| objective-investor | $200.00 | 7/23/2011 8:00:36 AM |
| Nicedad72 | $25.01 | 7/23/2011 11:48:00 AM |
| artisan369 | $200.00 | 7/23/2011 10:23:43 AM |
| goodcents | $25.36 | 7/23/2011 1:48:02 PM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:27 AM |
| depate | $25.00 | 7/23/2011 2:56:04 PM |
| jpac1066 | $50.00 | 7/23/2011 4:49:34 PM |
| Peacepower | $50.00 | 7/23/2011 3:01:28 PM |
| slyders87 | $75.00 | 7/23/2011 2:25:13 PM |
| the-capital-shooter | $27.94 | 7/23/2011 2:53:06 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:23:33 PM |
| foxy-marketplace2 | $250.00 | 7/23/2011 7:30:15 PM |
| Mo_64 | $96.42 | 7/24/2011 7:57:38 AM |
| wwwUniversal | $25.00 | 7/25/2011 9:12:17 AM |
| kulender | $100.00 | 7/25/2011 10:41:17 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:09 AM |
| damage | $25.00 | 7/25/2011 11:20:45 AM |
| Veets | $400.00 | 7/25/2011 4:57:34 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:56 PM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
516768
This series of Notes was issued and sold upon the funding of the borrower loan #51644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1971 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,119 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thrilling-market013 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...
Make some minor improvements to my home.
My financial situation: I feel that I am in a good situation to take on this loan. I always pay my bills on time and make every effort to keep my Credit Score as high as I can.
I am a good candidate for this loan because... I am very responsible with money as you can see from my credit report. I love the feeling of paying my bills on time and paying them off as soon as I am able.
Monthly net income: $969
Monthly expenses: $
Housing: $0
Insurance: $50
Car expenses: $0
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:03:02 PM |
| jkeller4000 | $25.00 | 7/17/2011 12:56:01 PM |
| alexgalt | $25.00 | 7/17/2011 5:00:50 PM |
| diligent-peace9 | $50.00 | 7/17/2011 10:01:29 PM |
| tacopants | $50.00 | 7/19/2011 10:18:55 AM |
| worth-blanket2 | $3,799.91 | 7/19/2011 4:48:40 PM |
| reflective-rupee | $25.09 | 7/17/2011 4:36:21 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
516836
This series of Notes was issued and sold upon the funding of the borrower loan #51680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 21y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,862 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Infocus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2010)
600-619
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Building up the Business
Purpose of loan:
This loan will be used to... Purchase new equipment to further my business
My financial situation:
I am a good candidate for this loan because... I have been self-employed for more than 20 years and I carry zero debt. I have excellent history with past Prosper loans.
Monthly net income: $6,000
Monthly expenses: $1200
Housing: $900
Insurance: $120
Car expenses: $140
Utilities: $80
Phone, cable, internet: $110
Food, entertainment: $300
Clothing, household expenses: $120
Credit cards and other loans: $100
Other expenses: $240
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/17/2011 8:00:33 PM |
| wisconsinvestor | $50.00 | 7/17/2011 2:23:29 PM |
| janeybooboo | $150.00 | 7/17/2011 3:07:32 PM |
| JGuide | $25.00 | 7/17/2011 1:35:44 PM |
| chameleon125 | $25.00 | 7/17/2011 1:48:03 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:29 PM |
| alexgalt | $25.00 | 7/17/2011 5:00:04 PM |
| lendstats_com | $500.00 | 7/18/2011 5:41:16 AM |
| DoctorJoe | $25.00 | 7/18/2011 3:51:41 AM |
| CoolPlexer | $25.00 | 7/18/2011 9:50:33 AM |
| Wangchuk | $30.01 | 7/18/2011 2:13:01 PM |
| reflective-rupee | $200.00 | 7/18/2011 11:50:46 PM |
| alexgalt | $25.00 | 7/18/2011 6:36:00 PM |
| mikeandcat | $63.77 | 7/19/2011 5:16:47 AM |
| Mikale360 | $25.00 | 7/19/2011 6:49:47 AM |
| first-serene-credit | $25.00 | 7/19/2011 3:45:18 PM |
| proud-pound4 | $27.39 | 7/19/2011 4:49:13 PM |
| wonder3 | $30.00 | 7/19/2011 5:29:19 PM |
| yf99yz | $40.00 | 7/19/2011 9:50:06 PM |
| Leshan | $114.77 | 7/20/2011 8:27:09 AM |
| proud-pound4 | $25.00 | 7/20/2011 5:30:59 AM |
| SolarMoonshine | $50.00 | 7/20/2011 9:54:53 AM |
| shawnw2 | $66.24 | 7/20/2011 10:32:44 AM |
| TakeCare | $25.00 | 7/20/2011 9:36:12 AM |
| ronin4sale | $25.00 | 7/20/2011 1:37:58 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:44:14 PM |
| loss-of-control | $50.00 | 7/20/2011 8:23:29 PM |
| lovely-greenback4 | $100.00 | 7/20/2011 9:36:45 PM |
| chameleon125 | $25.00 | 7/20/2011 10:48:41 PM |
| Dark_Helmet | $30.00 | 7/21/2011 3:32:53 AM |
| well-rounded-dinero | $126.00 | 7/20/2011 10:00:43 PM |
| rubylender | $25.00 | 7/21/2011 5:45:55 AM |
| blissful-cash3 | $100.00 | 7/20/2011 10:33:02 PM |
| loanman2007 | $50.00 | 7/21/2011 6:32:17 AM |
| well-mannered-income3 | $80.00 | 7/21/2011 7:09:40 AM |
| bboy21385 | $94.24 | 7/21/2011 8:08:25 AM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:53 AM |
| beest | $58.23 | 7/21/2011 5:09:30 AM |
| The-Lighthouse-Group | $25.00 | 7/21/2011 5:29:37 AM |
| whatreality | $25.00 | 7/21/2011 6:11:37 AM |
| mikeandcat | $144.33 | 7/21/2011 4:46:36 AM |
| lenderrn | $60.00 | 7/21/2011 4:52:41 AM |
| gpuck | $50.00 | 7/21/2011 6:45:17 AM |
| Jack55304 | $300.00 | 7/21/2011 5:53:50 AM |
| tomdooley12520 | $25.00 | 7/21/2011 6:56:24 AM |
| BigBag | $25.00 | 7/21/2011 7:56:25 AM |
| Oak-Parker | $25.91 | 7/21/2011 8:22:46 AM |
| virtuous-repayment | $50.00 | 7/21/2011 10:34:39 AM |
| dickfore | $25.00 | 7/21/2011 11:31:47 AM |
| market-pudding | $25.00 | 7/21/2011 2:23:40 PM |
| boots130 | $50.00 | 7/21/2011 10:03:43 AM |
| Finchy78 | $25.00 | 7/21/2011 6:20:30 PM |
| credit-missile | $110.00 | 7/22/2011 5:28:25 AM |
| jkeller4000 | $25.00 | 7/22/2011 5:41:36 AM |
| Bob450 | $25.00 | 7/22/2011 9:08:28 AM |
| jazzlender | $25.00 | 7/22/2011 8:50:46 AM |
| breathtaking-durability6 | $50.00 | 7/22/2011 9:39:07 AM |
| sgvending | $45.33 | 7/22/2011 10:00:45 AM |
| Invest_In_U_Today_Pls_Pay_back | $100.00 | 7/22/2011 11:35:11 AM |
| wlm3012 | $30.00 | 7/22/2011 2:51:17 PM |
| DasMula | $27.00 | 7/22/2011 7:50:52 PM |
| shawnw2 | $25.00 | 7/22/2011 5:55:24 PM |
| irrelevant | $25.00 | 7/23/2011 1:17:33 AM |
| jmeasn | $100.00 | 7/22/2011 11:10:46 PM |
| travels536 | $30.00 | 7/23/2011 9:28:10 AM |
| hellasow | $60.00 | 7/23/2011 8:41:52 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:51 AM |
| hellasow | $50.00 | 7/23/2011 9:15:32 AM |
| dmh4880 | $162.76 | 7/23/2011 3:31:50 PM |
| WZ3190 | $25.00 | 7/23/2011 2:34:41 PM |
| thankful-nickel2 | $25.00 | 7/24/2011 5:05:08 AM |
| goffmt | $31.89 | 7/24/2011 7:56:56 AM |
| fireferd | $45.00 | 7/24/2011 8:12:17 AM |
| honorable-yield | $75.00 | 7/24/2011 8:16:03 AM |
| jpaulnyc | $50.00 | 7/24/2011 9:41:53 PM |
| Banker2OO7 | $74.06 | 7/24/2011 5:16:49 PM |
| moola-accelerator6 | $45.00 | 7/25/2011 7:20:54 AM |
| outofoffice | $50.00 | 7/25/2011 9:25:21 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:48:44 AM |
| surge9 | $100.00 | 7/25/2011 12:40:39 PM |
| worldly-investment333 | $50.00 | 7/25/2011 4:37:21 PM |
| Rip128 | $200.00 | 7/25/2011 7:42:36 PM |
| dcshobby | $71.94 | 7/25/2011 7:49:02 PM |
| mbf2234 | $25.00 | 7/25/2011 7:20:48 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:16 PM |
| proper-revenue7 | $25.00 | 7/17/2011 12:30:45 PM |
| reflective-rupee | $200.09 | 7/17/2011 4:33:00 PM |
| Kash2010lu | $25.00 | 7/17/2011 4:47:54 PM |
| lucrative-loan | $81.97 | 7/17/2011 8:38:43 PM |
| SecondChanceLendingSERV | $36.77 | 7/18/2011 6:22:15 AM |
| CA-Lender | $125.07 | 7/18/2011 9:06:33 AM |
| natural-point1 | $50.00 | 7/18/2011 1:13:43 AM |
| dcshobby | $25.00 | 7/18/2011 3:05:55 PM |
| simplelender80 | $100.00 | 7/18/2011 4:07:23 PM |
| villagers | $25.00 | 7/18/2011 6:14:44 PM |
| InChicago | $100.00 | 7/19/2011 7:07:18 AM |
| sgt-schultz | $35.00 | 7/19/2011 7:27:29 AM |
| loanman2007 | $250.00 | 7/19/2011 12:23:10 PM |
| fairness-atmosphere | $25.00 | 7/19/2011 2:00:31 PM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:06 PM |
| JGuide | $26.08 | 7/19/2011 2:54:17 PM |
| Dubbs360 | $25.00 | 7/19/2011 5:09:29 PM |
| kulender | $100.00 | 7/19/2011 6:32:44 PM |
| Investoman | $75.00 | 7/19/2011 7:06:39 PM |
| FinanceEngine | $35.00 | 7/19/2011 9:32:33 PM |
| sweetlan | $25.07 | 7/20/2011 9:00:10 AM |
| peaceful-farmer | $50.00 | 7/20/2011 10:24:03 AM |
| jebber007 | $122.35 | 7/20/2011 1:33:02 PM |
| iamwhatiam | $25.00 | 7/20/2011 9:24:58 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:42 PM |
| Gordon_Gekko1 | $25.00 | 7/20/2011 9:35:42 PM |
| JGuide | $151.39 | 7/20/2011 6:43:43 PM |
| five-star-note | $150.00 | 7/20/2011 11:15:58 PM |
| reflective-rupee | $600.00 | 7/21/2011 2:31:43 AM |
| Octamer | $75.00 | 7/21/2011 4:59:09 AM |
| Eaglehigh | $25.00 | 7/21/2011 6:23:12 AM |
| upbeat-investment9 | $100.00 | 7/21/2011 8:51:33 AM |
| corporatejim | $33.20 | 7/21/2011 3:31:47 AM |
| chevy92 | $32.33 | 7/21/2011 3:54:27 AM |
| vennp | $50.00 | 7/21/2011 11:10:55 AM |
| beest | $35.00 | 7/21/2011 11:09:40 AM |
| fabulous-community4 | $35.00 | 7/21/2011 11:12:51 AM |
| setUup | $34.20 | 7/21/2011 1:39:44 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:54:02 PM |
| hopheadmike | $27.00 | 7/21/2011 3:58:14 PM |
| roxon | $50.00 | 7/21/2011 5:09:58 PM |
| proud-gold9 | $100.00 | 7/21/2011 5:15:29 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:06 PM |
| whitebalcony | $25.00 | 7/21/2011 7:12:49 PM |
| heaven75 | $62.50 | 7/21/2011 9:54:17 PM |
| credit-missile | $25.00 | 7/22/2011 5:29:37 AM |
| intrepid-loot | $25.00 | 7/22/2011 6:11:37 AM |
| Tscheddar | $25.00 | 7/22/2011 9:58:45 AM |
| yield-lion2 | $25.00 | 7/22/2011 9:03:10 AM |
| glroark | $150.00 | 7/22/2011 11:44:01 AM |
| neutrino6 | $25.00 | 7/22/2011 10:09:34 AM |
| payout-bridge | $25.00 | 7/22/2011 9:56:56 PM |
| zorg77 | $50.00 | 7/23/2011 10:20:17 AM |
| Soulphoniks-Holdings | $32.19 | 7/23/2011 1:07:32 PM |
| ConcreteOne | $25.00 | 7/24/2011 6:02:09 AM |
| reward-dynamo | $50.00 | 7/24/2011 1:12:48 PM |
| organic-treasure | $25.92 | 7/24/2011 2:17:39 PM |
| lsx7 | $300.00 | 7/24/2011 10:33:53 PM |
| Kaj | $35.00 | 7/24/2011 2:17:41 PM |
| blue-goal-deal | $25.00 | 7/25/2011 9:56:39 AM |
| durable-investment8 | $30.00 | 7/25/2011 9:03:22 AM |
| ultimate-dough0 | $45.00 | 7/25/2011 11:46:01 AM |
| marcomnzs | $25.00 | 7/25/2011 12:10:23 PM |
| moola-monger9 | $50.00 | 7/25/2011 12:23:26 PM |
| Nickle-Back | $250.00 | 7/25/2011 3:50:36 PM |
| Happyhourcomics | $35.00 | 7/25/2011 4:33:18 PM |
| 151 Investments
|
Borrower Payment Dependent Notes Series
516872
This series of Notes was issued and sold upon the funding of the borrower loan #51617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,387 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-juniper5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Consolidate Debt
This loan will be used to...pay down some high interest debt
My financial situation:
I am a good candidate for this loan because...I have a great on time payment history and a stable job.
Monthly expenses split with my significant other:
Housing: $1800
Insurance: $100
Utilities: $50
Phone, cable, internet: $100
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 7/18/2011 9:02:03 AM |
| daekpon | $30.00 | 7/18/2011 9:02:05 AM |
| Wangchuk | $35.00 | 7/18/2011 9:03:24 AM |
| favorite-commerce | $30.00 | 7/18/2011 9:24:58 AM |
| janeybooboo | $25.00 | 7/18/2011 2:13:00 PM |
| jkeller4000 | $25.00 | 7/18/2011 2:45:27 PM |
| killdare | $25.00 | 7/18/2011 4:00:18 PM |
| Lonely_Hunter | $100.00 | 7/18/2011 2:02:44 PM |
| the-credit-bauble | $25.00 | 7/18/2011 4:31:55 PM |
| scarlet-velvet | $25.08 | 7/18/2011 3:42:13 PM |
| goodhearted-basis4 | $25.00 | 7/18/2011 4:02:00 PM |
| poolshark72 | $25.00 | 7/18/2011 3:22:32 PM |
| malomar66 | $50.00 | 7/18/2011 5:17:17 PM |
| brightest-dignified-penny | $25.00 | 7/18/2011 4:42:21 PM |
| lowrater | $150.90 | 7/18/2011 5:39:00 PM |
| villagers | $25.00 | 7/18/2011 6:14:48 PM |
| scho0590 | $50.00 | 7/18/2011 6:40:16 PM |
| alexgalt | $25.00 | 7/18/2011 7:00:09 PM |
| profit-powerplant | $25.00 | 7/18/2011 9:25:51 AM |
| janeybooboo | $25.00 | 7/18/2011 9:21:30 AM |
| bullish2bearish | $35.00 | 7/18/2011 10:05:00 AM |
| genuine-dime | $100.00 | 7/18/2011 12:05:40 PM |
| grotheik | $25.00 | 7/18/2011 12:21:21 PM |
| mykkai | $25.00 | 7/18/2011 12:31:22 PM |
| marinbb | $50.00 | 7/18/2011 10:38:43 AM |
| ryan6853 | $25.00 | 7/18/2011 1:10:25 PM |
| tigercat | $50.00 | 7/18/2011 4:27:59 PM |
| pearl13 | $50.00 | 7/18/2011 1:22:35 PM |
| dsgfl1 | $200.00 | 7/18/2011 2:12:17 PM |
| SolarMoonshine | $25.00 | 7/18/2011 3:16:16 PM |
| UTVolunteer | $100.00 | 7/18/2011 4:05:42 PM |
| diligent-peace9 | $200.00 | 7/18/2011 5:19:20 PM |
| buffalobills | $25.00 | 7/18/2011 5:49:19 PM |
| reflective-rupee | $200.09 | 7/18/2011 5:21:24 PM |
| shrewd-income | $50.00 | 7/18/2011 5:37:59 PM |
| sweetlan | $25.07 | 7/18/2011 7:13:16 PM |
| fantastic-bazaar2 | $50.00 | 7/18/2011 7:20:08 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
516920
This series of Notes was issued and sold upon the funding of the borrower loan #51533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $631 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hopeful-justice4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Avoiding Foreclosure .
Purpose of loan:
This loan will be used to bring the mortgage on rental property current.Due to poor management the property is currently facing foreclosure. The property is under new management and new tenants are renting the property.They are paying their rent on time and I can cover the monthly payments if need be .The mortgage company agreed to a payment plan but it requires a down payment and the bank isn't giving me much time to come up with the funds.
My financial situation:
I am a good candidate for this loan because I can afford this loan and I will make the monthly payments on time. This will be a great investment for those who invest in this loan. I will not default on this loan. Feel free to ask me any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pearl13 | $50.00 | 7/18/2011 1:22:36 PM |
| payout-hammock1 | $50.00 | 7/18/2011 4:27:09 PM |
| reflective-rupee | $25.09 | 7/19/2011 5:19:04 PM |
| Investoman | $75.00 | 7/19/2011 7:06:42 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:46 PM |
| reinforced-velocity158 | $100.00 | 7/20/2011 8:06:40 PM |
| capital-halo1 | $2,000.00 | 7/20/2011 8:41:45 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:42:50 PM |
| return-rocket9 | $25.00 | 7/20/2011 6:22:25 PM |
| sgt-schultz | $35.00 | 7/21/2011 5:57:11 AM |
| IIP77 | $25.00 | 7/20/2011 11:12:58 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:28 AM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:57 AM |
| unfixer | $25.00 | 7/21/2011 8:20:16 AM |
| rf7949 | $25.00 | 7/21/2011 5:48:51 AM |
| let_me_retire | $25.00 | 7/21/2011 2:20:34 AM |
| the-swashbuckler | $40.00 | 7/21/2011 6:21:01 AM |
| head | $25.00 | 7/21/2011 6:13:35 AM |
| MoneyBadger | $30.00 | 7/21/2011 7:42:27 AM |
| unger | $135.11 | 7/21/2011 8:20:43 AM |
| alphaseek | $200.00 | 7/21/2011 7:34:50 AM |
| BigBag | $25.00 | 7/21/2011 8:35:03 AM |
| pearl13 | $200.00 | 7/21/2011 8:55:02 AM |
| jonathan10s | $43.79 | 7/21/2011 9:25:31 AM |
| investment-comet | $25.00 | 7/21/2011 11:22:06 AM |
| sweetlan | $25.07 | 7/21/2011 4:27:03 PM |
| unafraid-return496 | $50.00 | 7/21/2011 2:59:04 PM |
| scarlet-velvet | $25.08 | 7/21/2011 5:33:41 PM |
| diplomatic-wealth7 | $25.00 | 7/21/2011 5:40:39 PM |
| a-versatile-power | $25.00 | 7/21/2011 4:30:28 PM |
| velocity-owner4 | $100.00 | 7/21/2011 9:41:08 PM |
| moola-pillow | $25.00 | 7/21/2011 6:27:59 PM |
| zorg77 | $50.00 | 7/21/2011 6:42:27 PM |
| money-baron-roth-IRA | $51.93 | 7/22/2011 4:19:50 AM |
| dollar-authority | $60.52 | 7/22/2011 7:16:49 AM |
| keichi03 | $27.00 | 7/22/2011 7:28:24 AM |
| generous-peace4 | $200.00 | 7/22/2011 7:38:30 AM |
| american-investor | $50.00 | 7/22/2011 2:38:23 AM |
| principal-laser | $47.19 | 7/22/2011 5:09:45 AM |
| soulful-dime1 | $55.68 | 7/22/2011 4:49:17 AM |
| worthy-bid4 | $45.22 | 7/22/2011 9:15:56 AM |
| market-defender3 | $25.00 | 7/22/2011 6:52:46 AM |
| gslinv | $25.00 | 7/22/2011 9:28:43 AM |
| sudeep104 | $25.00 | 7/22/2011 8:15:21 AM |
| jazzlender | $25.00 | 7/22/2011 8:33:43 AM |
| dedicated-diversification5 | $39.46 | 7/22/2011 8:51:26 AM |
| rdhfire | $25.00 | 7/22/2011 9:23:30 AM |
| refined-return922 | $25.00 | 7/22/2011 11:19:22 AM |
| gslinv | $25.00 | 7/22/2011 9:26:42 AM |
| quarkyuzu | $50.00 | 7/22/2011 9:53:21 AM |
| sgt-schultz | $35.00 | 7/22/2011 12:00:44 PM |
| matthewa | $25.00 | 7/22/2011 10:00:26 AM |
| bluefootedpig | $100.00 | 7/22/2011 9:50:08 AM |
| blissful-finance7 | $100.00 | 7/22/2011 9:58:35 AM |
| infomas | $40.00 | 7/22/2011 11:16:26 AM |
| investorguy3000 | $50.00 | 7/22/2011 2:28:38 PM |
| Nickle-Back | $200.00 | 7/22/2011 4:34:14 PM |
| luckygreen10 | $500.00 | 7/22/2011 12:36:24 PM |
| gulch | $25.00 | 7/22/2011 4:37:23 PM |
| kewgdns | $38.55 | 7/22/2011 1:54:43 PM |
| jhernand17 | $25.00 | 7/22/2011 1:56:55 PM |
| direct-peso1 | $25.00 | 7/22/2011 1:28:41 PM |
| the-loyalty-wildebeest | $25.00 | 7/22/2011 2:16:37 PM |
| 56bones | $25.00 | 7/22/2011 2:25:37 PM |
| 56bones | $25.00 | 7/22/2011 2:25:53 PM |
| mammalian4 | $25.00 | 7/22/2011 2:56:26 PM |
| 56bones | $25.00 | 7/22/2011 2:25:30 PM |
| msh345 | $25.00 | 7/22/2011 4:35:37 PM |
| bonecrusher | $25.00 | 7/22/2011 4:29:51 PM |
| mummey | $100.00 | 7/22/2011 4:30:12 PM |
| ITExec | $100.00 | 7/22/2011 4:32:14 PM |
| nimble-affluence4 | $25.00 | 7/22/2011 4:33:03 PM |
| woodman61 | $70.00 | 7/22/2011 4:36:24 PM |
| msh345 | $25.00 | 7/22/2011 4:37:22 PM |
| Investor_DP | $100.00 | 7/18/2011 8:18:52 PM |
| bassman2 | $25.00 | 7/18/2011 4:47:38 PM |
| villagers | $25.00 | 7/18/2011 6:14:50 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:55 PM |
| simplelender80 | $100.00 | 7/19/2011 3:47:08 PM |
| return-enthusiast1 | $100.00 | 7/20/2011 10:02:02 AM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:29:29 PM |
| SolarMoonshine | $25.00 | 7/20/2011 5:57:43 PM |
| tallis1970 | $25.00 | 7/20/2011 6:57:09 PM |
| afterhours | $25.00 | 7/20/2011 8:21:20 PM |
| moola-cell3 | $60.00 | 7/20/2011 10:07:44 PM |
| Jack55304 | $300.00 | 7/21/2011 5:49:04 AM |
| Pu239 | $70.00 | 7/21/2011 8:02:47 AM |
| TLCredits | $25.92 | 7/21/2011 9:55:42 AM |
| Bob450 | $25.32 | 7/21/2011 8:16:50 AM |
| basis-wizard8 | $50.00 | 7/21/2011 10:57:19 AM |
| ethical-income2 | $25.00 | 7/21/2011 9:18:18 AM |
| dudebrah | $25.00 | 7/21/2011 3:34:49 PM |
| capitalist2010 | $65.72 | 7/21/2011 1:45:44 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:38:36 PM |
| chinolatino | $25.00 | 7/21/2011 8:51:45 PM |
| Pitufo | $25.00 | 7/21/2011 6:04:20 PM |
| virtuous-repayment | $25.00 | 7/21/2011 5:52:29 PM |
| Ray3486 | $25.00 | 7/21/2011 6:26:33 PM |
| loan-warrior | $25.00 | 7/21/2011 6:07:41 PM |
| Jon8403 | $25.70 | 7/21/2011 7:25:48 PM |
| lobstahlender | $25.00 | 7/22/2011 3:18:04 AM |
| WindsorFunds | $71.20 | 7/22/2011 4:00:22 AM |
| order-souffle | $25.00 | 7/22/2011 5:17:03 AM |
| bullwink27 | $25.00 | 7/22/2011 6:59:11 AM |
| bluebird343 | $50.00 | 7/22/2011 2:48:32 AM |
| interstellar | $75.00 | 7/22/2011 4:17:15 AM |
| zmaurides | $25.00 | 7/22/2011 8:07:59 AM |
| enthralling-investment | $40.00 | 7/22/2011 6:07:26 AM |
| karpman3 | $50.00 | 7/22/2011 8:08:45 AM |
| powerlifter275 | $25.00 | 7/22/2011 10:03:21 AM |
| aks12 | $25.00 | 7/22/2011 8:11:11 AM |
| kdog99 | $100.00 | 7/22/2011 10:16:14 AM |
| treasure-hunter270 | $25.00 | 7/22/2011 8:46:56 AM |
| svandgts | $40.53 | 7/22/2011 9:21:08 AM |
| mg6619 | $25.00 | 7/22/2011 10:58:00 AM |
| orangetrust | $65.00 | 7/22/2011 11:14:13 AM |
| lm75 | $25.00 | 7/22/2011 9:59:46 AM |
| Oak-Parker | $25.00 | 7/22/2011 10:08:23 AM |
| mpatrick | $25.00 | 7/22/2011 10:27:58 AM |
| neutrino6 | $25.00 | 7/22/2011 10:09:22 AM |
| brienc | $31.00 | 7/22/2011 1:31:52 PM |
| sassykatty | $50.00 | 7/22/2011 10:19:57 AM |
| impressive-dough4 | $255.71 | 7/22/2011 11:13:12 AM |
| excellent-loan8 | $25.00 | 7/22/2011 11:56:56 AM |
| THE_ORACLE | $25.00 | 7/22/2011 12:19:50 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:46:06 PM |
| Craigopher | $25.00 | 7/22/2011 1:02:28 PM |
| 56bones | $25.00 | 7/22/2011 2:25:45 PM |
| NOWRFST | $25.00 | 7/22/2011 4:02:46 PM |
| druidpoet | $25.05 | 7/22/2011 2:57:37 PM |
| lordnecron | $25.00 | 7/22/2011 4:06:17 PM |
| Cybercusp | $25.00 | 7/22/2011 4:32:17 PM |
| platinum-platoon | $32.81 | 7/22/2011 4:34:21 PM |
| peso-tostada | $50.00 | 7/22/2011 4:35:26 PM |
| amerigor | $25.00 | 7/22/2011 4:09:43 PM |
| honorable-yield | $25.00 | 7/22/2011 4:25:13 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
517028
This series of Notes was issued and sold upon the funding of the borrower loan #51587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,735 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brainy-p2ploan610 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kissisone
Purpose of loan: Debt Consolidation
This loan will be used to...pay off some revolving credit debt and medical bills
My financial situation: good, I dont have much debt, and my commisions will improve due to a new promotion at work
I am a good candidate for this loan because...My income will improve and I dont have much revolving debt currently.
Monthly net income: $3800
Monthly expenses: $2700
Housing: $900
Insurance: $175
Car expenses: $100
Utilities: $300
Phone, cable, internet: $175
Food, entertainment: $350
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| copper | $50.00 | 7/18/2011 5:02:23 PM |
| flwah | $25.00 | 7/18/2011 5:02:26 PM |
| the-precious-bid | $50.00 | 7/18/2011 5:06:52 PM |
| loanman2007 | $25.00 | 7/19/2011 9:13:59 AM |
| shrewd-income | $150.00 | 7/19/2011 10:42:02 AM |
| reflective-rupee | $400.09 | 7/19/2011 9:48:49 AM |
| Bill88 | $30.00 | 7/19/2011 10:05:41 AM |
| RadCad1 | $100.00 | 7/19/2011 3:26:34 PM |
| nickel-hickory | $100.00 | 7/19/2011 4:05:05 PM |
| yf99yz | $35.00 | 7/19/2011 3:35:36 PM |
| nickel-hickory | $100.00 | 7/19/2011 4:04:56 PM |
| nickel-hickory | $100.00 | 7/19/2011 4:05:01 PM |
| yield-hut | $14.91 | 7/19/2011 4:06:40 PM |
| Investor_DP | $100.00 | 7/18/2011 5:02:39 PM |
| first-favorite-bonus9 | $25.00 | 7/18/2011 5:03:25 PM |
| fortytwo | $200.00 | 7/18/2011 11:10:43 PM |
| worth-blanket2 | $5,000.00 | 7/19/2011 8:45:05 AM |
| caprirolito | $25.00 | 7/19/2011 12:32:05 AM |
| cbivitz | $25.00 | 7/19/2011 9:35:10 AM |
| terrific-dough6 | $50.00 | 7/19/2011 9:39:42 AM |
| nickel-hickory | $100.00 | 7/19/2011 9:49:24 AM |
| SolarMoonshine | $25.00 | 7/19/2011 9:50:14 AM |
| sgt-schultz | $40.00 | 7/19/2011 10:06:13 AM |
| wlm3012 | $30.00 | 7/19/2011 11:41:26 AM |
| pearl13 | $50.00 | 7/19/2011 10:44:29 AM |
| let_me_retire | $50.00 | 7/19/2011 4:06:03 PM |
| nickel-hickory | $100.00 | 7/19/2011 4:05:08 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
517088
This series of Notes was issued and sold upon the funding of the borrower loan #51748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $293.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,052 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| logical-penny113 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation & Peace of Mind
Purpose of loan:
This loan will be used to consolidate a few smaller loans that have no structured repayment plan into one very managable loan with a repayment plan.
My financial situation:
I am a good candidate for this loan because... I have job security, value my credit, and would be grateful for a helping hand.This loan will help my family a lot and would bea huge blessing to us if it gets funded.
Monthly net income: $3500
Monthly expenses:
Housing: $700
Insurance: $300
Car expenses: $300
Utilities: $100
Phone, cable, internet: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/20/2011 2:12:07 PM |
| profit-powerplant | $25.00 | 7/20/2011 4:26:59 PM |
| lendstats_com | $300.00 | 7/20/2011 9:18:47 AM |
| shrewd-income | $450.00 | 7/20/2011 9:29:26 AM |
| AlternativeCashFlow | $44.71 | 7/20/2011 11:48:31 AM |
| investment-artist | $25.00 | 7/20/2011 12:23:30 PM |
| GaryEsq | $50.00 | 7/20/2011 9:27:07 AM |
| loanman2007 | $200.00 | 7/20/2011 9:28:33 AM |
| reflective-rupee | $1,000.00 | 7/20/2011 9:29:20 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:56 PM |
| loanman2007 | $25.00 | 7/20/2011 9:31:21 AM |
| valiant-money | $30.00 | 7/20/2011 9:42:07 AM |
| wonder3 | $35.00 | 7/20/2011 10:54:09 AM |
| economy-huckleberry0 | $25.00 | 7/20/2011 11:59:42 AM |
| well-mannered-income3 | $70.00 | 7/20/2011 3:02:09 PM |
| market-pudding | $25.00 | 7/20/2011 3:20:32 PM |
| wlm3012 | $30.00 | 7/20/2011 4:28:23 PM |
| loss-of-control | $50.00 | 7/20/2011 8:10:31 PM |
| scarlet-velvet | $25.08 | 7/20/2011 6:16:54 PM |
| BradP | $25.00 | 7/20/2011 5:56:14 PM |
| alexgalt | $25.00 | 7/20/2011 8:00:18 PM |
| janeybooboo | $50.00 | 7/20/2011 8:16:18 PM |
| yf99yz | $31.64 | 7/20/2011 9:31:34 PM |
| first-dinero-paladin | $50.00 | 7/20/2011 9:55:11 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:11 AM |
| durability-halibut | $25.00 | 7/21/2011 8:46:00 AM |
| sweetlan | $25.07 | 7/21/2011 8:22:54 AM |
| mpatrick | $50.00 | 7/21/2011 9:23:45 AM |
| nickel-hickory | $100.00 | 7/21/2011 1:58:05 PM |
| good4loan | $25.00 | 7/21/2011 4:04:21 PM |
| nickel-hickory | $100.00 | 7/21/2011 1:58:11 PM |
| Jamahl | $50.00 | 7/21/2011 3:37:49 PM |
| InChicago | $50.00 | 7/21/2011 8:20:32 PM |
| elegant-commerce7 | $50.00 | 7/22/2011 5:18:54 AM |
| sgt-schultz | $35.00 | 7/22/2011 6:18:49 AM |
| itskarma | $35.35 | 7/22/2011 3:57:01 AM |
| high_flyer | $50.00 | 7/22/2011 7:57:08 AM |
| CA-Lender | $75.07 | 7/20/2011 9:23:39 AM |
| bullish2bearish | $40.00 | 7/20/2011 9:41:11 AM |
| Wangchuk | $35.00 | 7/20/2011 9:05:16 AM |
| janeybooboo | $50.00 | 7/20/2011 9:21:47 AM |
| kind-charming-value | $2,000.00 | 7/20/2011 9:08:15 AM |
| reflective-rupee | $1,000.09 | 7/20/2011 9:28:32 AM |
| payout-hammock1 | $50.00 | 7/20/2011 3:08:39 PM |
| marinbb | $100.00 | 7/20/2011 10:53:32 AM |
| ZOOOM | $25.00 | 7/20/2011 4:05:07 PM |
| jkeller4000 | $25.00 | 7/20/2011 3:25:00 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:39 AM |
| alexgalt | $25.00 | 7/20/2011 7:12:21 PM |
| justasoldier | $184.50 | 7/20/2011 8:11:51 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 10:04:10 PM |
| EL_Papin | $75.00 | 7/21/2011 5:43:20 AM |
| calmfunds | $500.00 | 7/21/2011 7:10:40 AM |
| let_me_retire | $200.00 | 7/21/2011 12:47:37 AM |
| Bob450 | $25.00 | 7/21/2011 8:18:10 AM |
| payout-network1 | $40.00 | 7/21/2011 4:34:15 AM |
| enchanted-note | $25.00 | 7/21/2011 7:02:48 AM |
| well-mannered-income3 | $50.00 | 7/21/2011 12:01:28 PM |
| rockhound84 | $25.00 | 7/21/2011 3:45:28 PM |
| DHolly | $25.00 | 7/21/2011 12:48:51 PM |
| orbital-return316 | $25.00 | 7/21/2011 1:12:44 PM |
| sturdy-peace9 | $100.00 | 7/21/2011 4:37:33 PM |
| restless-dime | $200.00 | 7/21/2011 7:20:52 PM |
| SeaSkyGuy71 | $25.00 | 7/21/2011 8:19:48 PM |
| deal-enthusiast | $104.00 | 7/21/2011 8:51:27 PM |
| COCHINOBOY | $50.00 | 7/22/2011 5:45:27 AM |
| suave-dime6 | $25.00 | 7/22/2011 5:33:57 AM |
| nickel-hickory | $105.00 | 7/22/2011 9:21:56 AM |
| nickel-hickory | $100.00 | 7/22/2011 9:23:35 AM |
| jazzlender | $25.00 | 7/22/2011 8:41:51 AM |
| nickel-hickory | $200.00 | 7/22/2011 9:23:41 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
517158
This series of Notes was issued and sold upon the funding of the borrower loan #51648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,161 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tomto12 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 47% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 19
( 53% )
| 740-759
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt
My financial situation:
I am a good candidate for this loan because...I alway repay on time.
Monthly net income: $ 7000.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,900.00 | 7/25/2011 9:39:06 AM |
| golffish2 | $25.00 | 7/25/2011 9:02:50 AM |
| profit-powerplant | $25.00 | 7/25/2011 9:01:49 AM |
| Dubbs360 | $25.00 | 7/25/2011 9:02:18 AM |
| social-hunter5 | $25.00 | 7/25/2011 9:09:02 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
517166
This series of Notes was issued and sold upon the funding of the borrower loan #51629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 86 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,932 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| karel_97005 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 6 |
On-time:
| 14 ( 82% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $19,600.00 | < 31 days late:
| 1
( 6% )
| 760-779
(Mar-2011)
740-759
(Jan-2011)
760-779
(Dec-2010)
760-779
(May-2010)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 2
( 12% )
|
|
Total payments billed:
| 17 | | |
Description
Debt Consolidation
Purpose of loan: Consolidate debt
This loan will be used to prganize my finances to have one payment, and pay debt faster.
My financial situation is stable
I am a good candidate for this loan because I have good income, and good record with prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pound-balancer | $50.00 | 7/19/2011 5:02:02 PM |
| pnace | $50.00 | 7/19/2011 5:02:15 PM |
| organized-payment6 | $50.00 | 7/19/2011 5:02:21 PM |
| indomitable-coin | $25.00 | 7/19/2011 5:09:34 PM |
| adamnash | $25.00 | 7/19/2011 5:17:45 PM |
| credit-guard5 | $25.00 | 7/19/2011 5:49:40 PM |
| hostbank | $250.00 | 7/19/2011 8:04:23 PM |
| China0813 | $25.00 | 7/20/2011 12:12:01 AM |
| jga516 | $25.00 | 7/20/2011 12:18:03 AM |
| blue-useful-auction | $25.00 | 7/20/2011 6:29:27 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:09 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:29 PM |
| thankful-nickel2 | $25.00 | 7/21/2011 6:30:17 AM |
| pearl13 | $100.00 | 7/21/2011 9:08:39 AM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:00 AM |
| shellstar | $25.00 | 7/22/2011 11:47:33 AM |
| godfather4u | $200.00 | 7/22/2011 12:06:58 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:08:20 PM |
| Kaj | $50.00 | 7/22/2011 3:55:01 PM |
| rate-negotiator | $50.00 | 7/22/2011 12:24:42 PM |
| market-pudding | $25.00 | 7/22/2011 4:41:50 PM |
| starry2001 | $25.00 | 7/22/2011 3:03:05 PM |
| cash-cymbal | $25.00 | 7/22/2011 5:40:49 PM |
| j2ee | $25.00 | 7/22/2011 8:50:42 PM |
| shrewd-peace7 | $30.00 | 7/23/2011 12:15:35 AM |
| supreme-hope | $25.00 | 7/23/2011 6:23:53 AM |
| objective-investor | $200.00 | 7/23/2011 8:00:19 AM |
| s270 | $75.00 | 7/23/2011 4:56:57 AM |
| peso-aggregator | $25.00 | 7/23/2011 5:59:27 AM |
| Lender0010 | $50.00 | 7/23/2011 9:37:43 AM |
| haryassman | $25.00 | 7/23/2011 7:01:07 AM |
| bullwink27 | $25.00 | 7/23/2011 7:14:27 AM |
| authoritative-capital | $25.00 | 7/23/2011 10:38:24 AM |
| principal-trombone | $100.00 | 7/23/2011 8:00:06 AM |
| Snoopylover | $25.00 | 7/23/2011 9:53:51 AM |
| harddollars | $25.00 | 7/23/2011 11:23:58 AM |
| blissful-dollar3 | $250.00 | 7/23/2011 10:26:08 AM |
| 77dowplace | $25.00 | 7/23/2011 9:20:38 AM |
| loan-warrior | $25.00 | 7/23/2011 9:57:14 AM |
| worlds-best-worth2 | $25.00 | 7/23/2011 1:51:35 PM |
| BAJMP | $25.00 | 7/23/2011 11:25:16 AM |
| propertytransformer | $30.00 | 7/23/2011 11:42:43 AM |
| auctionator1 | $25.00 | 7/23/2011 12:38:32 PM |
| bigwig155 | $50.00 | 7/23/2011 12:43:53 PM |
| WSTRDG | $25.00 | 7/23/2011 12:57:30 PM |
| mammalian4 | $25.00 | 7/23/2011 1:51:28 PM |
| compoundinterest | $50.00 | 7/19/2011 5:02:23 PM |
| MarvintheMartian | $25.00 | 7/19/2011 5:45:01 PM |
| thunderd | $25.00 | 7/20/2011 12:17:14 AM |
| platinum-sorcerer6 | $44.88 | 7/20/2011 12:22:13 AM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:21 AM |
| vutah | $25.00 | 7/19/2011 8:25:34 PM |
| market-solstice2 | $25.00 | 7/20/2011 12:22:00 AM |
| penny-finder | $25.32 | 7/19/2011 11:00:15 PM |
| jdrez | $25.00 | 7/20/2011 12:12:24 AM |
| reflective-rupee | $25.09 | 7/20/2011 8:51:51 PM |
| dayahn | $25.00 | 7/21/2011 3:19:26 PM |
| McChan | $25.00 | 7/21/2011 9:59:23 PM |
| jubilant-trade6 | $50.00 | 7/22/2011 9:06:55 AM |
| revenue-appraiser | $25.00 | 7/22/2011 12:43:32 PM |
| Leshan | $100.00 | 7/22/2011 3:21:11 PM |
| sgt-schultz | $50.00 | 7/22/2011 12:05:40 PM |
| fragonardlives | $25.00 | 7/22/2011 4:09:48 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:23:04 PM |
| gothampark | $25.00 | 7/22/2011 12:52:09 PM |
| economy-caper9 | $25.00 | 7/22/2011 1:12:17 PM |
| SolarMoonshine | $25.00 | 7/22/2011 2:32:35 PM |
| CreditBuilder2 | $50.00 | 7/22/2011 2:37:13 PM |
| simeonthewhale | $25.00 | 7/22/2011 4:06:12 PM |
| SV-AZ | $41.45 | 7/22/2011 3:46:15 PM |
| Astyanax | $75.00 | 7/22/2011 4:13:48 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:32:41 PM |
| fortytwo | $500.00 | 7/22/2011 4:47:48 PM |
| NobisEst | $50.00 | 7/22/2011 6:52:46 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:53:40 PM |
| 1SteelerFan | $30.00 | 7/22/2011 5:07:32 PM |
| competent-p2p | $25.00 | 7/22/2011 7:48:04 PM |
| american6 | $100.00 | 7/22/2011 7:55:12 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:44:31 PM |
| availableloan | $25.00 | 7/22/2011 5:58:52 PM |
| AgTiPinisher | $90.00 | 7/23/2011 1:09:09 AM |
| MadHun | $300.00 | 7/22/2011 10:29:19 PM |
| bluesheep | $25.00 | 7/22/2011 9:54:26 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:05:42 PM |
| jmeasn | $25.00 | 7/22/2011 10:45:00 PM |
| skifamily1992 | $25.00 | 7/23/2011 7:44:11 AM |
| loyalist1 | $500.00 | 7/23/2011 12:49:39 AM |
| Barky52 | $25.00 | 7/23/2011 5:43:57 AM |
| spiff666 | $26.66 | 7/23/2011 9:01:26 AM |
| bughead | $25.00 | 7/23/2011 3:55:42 AM |
| richmondcowboy | $25.00 | 7/23/2011 5:10:35 AM |
| klend4 | $33.89 | 7/23/2011 6:27:41 AM |
| Syzygy | $25.00 | 7/23/2011 10:31:10 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:03 AM |
| Catalina_Enterprises | $50.00 | 7/23/2011 8:18:56 AM |
| kc8fot | $60.00 | 7/23/2011 8:33:19 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:44:22 AM |
| Warwick | $500.00 | 7/23/2011 10:36:52 AM |
| Leopoldine | $25.00 | 7/23/2011 10:44:00 AM |
| novice-speculator | $25.00 | 7/23/2011 12:30:31 PM |
| crippledcircus | $82.03 | 7/23/2011 12:48:52 PM |
| CE88 | $75.00 | 7/23/2011 2:07:12 PM |
| wild-orange | $100.00 | 7/23/2011 11:05:29 AM |
| artisan369 | $200.00 | 7/23/2011 10:28:06 AM |
| mg6619 | $25.00 | 7/23/2011 11:43:29 AM |
| pythia | $25.00 | 7/23/2011 12:08:26 PM |
| kind-durability-battalion | $5.68 | 7/23/2011 3:15:02 PM |
| abundant-power | $100.00 | 7/23/2011 2:05:12 PM |
| chameleon125 | $25.00 | 7/23/2011 2:18:45 PM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
517270
This series of Notes was issued and sold upon the funding of the borrower loan #51582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $145.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,440 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsible-compassion566 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $722.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Wanting to pay off debt
Purpose of loan:
This loan will be used to...pay off some debt
My financial situation:
I am a good candidate for this loan because...I have never missed a single payment. All my accounts are in good standing and I have a 100% on time status. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 9:03:19 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:09 AM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:03 PM |
| McChan | $25.00 | 7/21/2011 9:59:25 PM |
| refined-return922 | $25.00 | 7/22/2011 11:28:04 AM |
| dudebrah | $25.00 | 7/22/2011 10:55:47 AM |
| mg6619 | $25.00 | 7/22/2011 11:00:42 AM |
| wild-orange | $100.00 | 7/22/2011 11:11:35 AM |
| Johnab | $25.03 | 7/22/2011 11:37:03 AM |
| REITRUST | $25.00 | 7/22/2011 11:21:56 AM |
| TheCount | $25.00 | 7/22/2011 4:28:47 PM |
| sgt-schultz | $50.00 | 7/22/2011 12:04:56 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:46:34 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:19:21 PM |
| msh345 | $25.00 | 7/22/2011 4:40:07 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:11 PM |
| peaceful-farmer | $50.00 | 7/22/2011 12:54:48 PM |
| platinum-czar | $25.00 | 7/22/2011 1:13:33 PM |
| Kaj | $50.00 | 7/22/2011 3:55:49 PM |
| Astyanax | $85.00 | 7/22/2011 4:09:27 PM |
| simiray | $30.00 | 7/22/2011 4:51:25 PM |
| market-pudding | $25.00 | 7/22/2011 4:38:36 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:53:27 PM |
| pnace | $50.00 | 7/22/2011 5:08:08 PM |
| thrilling-wealth556 | $25.00 | 7/22/2011 7:58:05 PM |
| john2218 | $25.00 | 7/22/2011 6:31:11 PM |
| platinum-exec1 | $100.00 | 7/22/2011 8:55:50 PM |
| wealth-owner | $100.00 | 7/22/2011 8:58:40 PM |
| fantastic-openness | $400.00 | 7/22/2011 10:07:17 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:33:57 PM |
| shellback13 | $101.51 | 7/22/2011 7:25:41 PM |
| justice-circuitry0 | $50.00 | 7/22/2011 9:08:46 PM |
| a2190b | $25.00 | 7/22/2011 8:19:52 PM |
| MarvintheMartian | $40.00 | 7/21/2011 10:07:39 AM |
| compoundinterest | $50.00 | 7/21/2011 9:03:25 AM |
| dayahn | $25.00 | 7/21/2011 3:23:15 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:38:50 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:20 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:31 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:19 AM |
| einstein | $200.00 | 7/22/2011 11:22:55 AM |
| adventurous-commerce | $25.00 | 7/22/2011 12:01:02 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 1:58:13 PM |
| godfather4u | $100.00 | 7/22/2011 12:07:42 PM |
| CaptainBlueberry | $25.00 | 7/22/2011 4:28:54 PM |
| Leopoldine | $30.00 | 7/22/2011 12:17:31 PM |
| THE_ORACLE | $25.00 | 7/22/2011 12:21:44 PM |
| debt-fuse158 | $50.00 | 7/22/2011 12:40:20 PM |
| dsnybnd | $25.00 | 7/22/2011 1:27:21 PM |
| Vegasjim | $50.00 | 7/22/2011 2:25:48 PM |
| 1SteelerFan | $35.00 | 7/22/2011 5:06:38 PM |
| power-expert | $25.00 | 7/22/2011 2:40:02 PM |
| Leshan | $100.00 | 7/22/2011 3:20:18 PM |
| OKPapa | $31.68 | 7/22/2011 5:23:42 PM |
| market-trooper3 | $25.00 | 7/22/2011 5:44:58 PM |
| kokomorock | $33.76 | 7/22/2011 5:45:44 PM |
| mrrc7498 | $25.00 | 7/22/2011 4:39:53 PM |
| fortytwo | $500.00 | 7/22/2011 4:39:32 PM |
| NobisEst | $50.00 | 7/22/2011 6:48:23 PM |
| cloud8 | $26.02 | 7/22/2011 6:53:44 PM |
| GCInvestments | $25.00 | 7/22/2011 7:12:33 PM |
| american6 | $100.00 | 7/22/2011 7:55:21 PM |
| fortress767 | $60.13 | 7/22/2011 9:01:37 PM |
| duty-twister | $25.00 | 7/22/2011 6:53:38 PM |
| let_me_retire | $75.00 | 7/22/2011 5:51:02 PM |
| El_Maestro | $25.00 | 7/22/2011 7:26:24 PM |
| thankful-nickel2 | $25.00 | 7/22/2011 7:08:42 PM |
| lsx7 | $50.00 | 7/22/2011 7:19:26 PM |
| JBF_Investments | $33.54 | 7/22/2011 7:52:29 PM |
| hurricanefever | $50.00 | 7/22/2011 7:56:46 PM |
| janeybooboo | $50.00 | 7/22/2011 8:17:34 PM |
| red-benefit-ruler | $50.00 | 7/22/2011 9:35:06 PM |
| bluesheep | $25.00 | 7/22/2011 9:55:19 PM |
| fantastic-openness | $600.00 | 7/22/2011 10:09:46 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
517366
This series of Notes was issued and sold upon the funding of the borrower loan #51663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $588.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $146,738 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Mr333 |
Borrower's state:
| Washington |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2009)
760-779
(Aug-2008)
|
|
Principal balance:
| $309.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan: to pay off credit cards from growing my business
This loan will be used to...pay down my credit cards and get closer to debt free.
My financial situation: I have a great finanicial situation, a growing business in the water and wastewater industry. I don't think people are going to stop flushing and drinking anytime soon.
I am a good candidate for this loan because...I have always paid my bills on time. I am one payment away from paying off my first Propser loan. I also have my child support ending in 5 months which will drop my expenses by $800 per month.
Monthly net income: $12500
Monthly expenses: $9000
Housing: $2500
Insurance: $150
Car expenses: $800
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $
2000
Information in the Description is not verified.
Friends And Family Investments
Socorro_Capital_Partners has invested a total of
$25.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/22/2011 9:32:30 AM |
| Investor_DP | $100.00 | 7/22/2011 11:30:27 AM |
| MoneyForNothing | $60.00 | 7/22/2011 9:01:57 AM |
| loanman2007 | $200.00 | 7/22/2011 9:31:51 AM |
| jhouman | $25.00 | 7/22/2011 9:32:17 AM |
| Socorro_Capital_Partners | $25.00 | 7/22/2011 10:09:48 AM |
| cashhelp | $30.00 | 7/22/2011 9:02:09 AM |
| Dubbs360 | $25.00 | 7/22/2011 9:03:09 AM |
| Kennfusion | $50.00 | 7/22/2011 9:01:54 AM |
| janeybooboo | $150.00 | 7/22/2011 11:24:17 AM |
| worth-blanket2 | $7,500.00 | 7/22/2011 9:16:28 AM |
| RecoveryLender | $25.00 | 7/22/2011 9:50:31 AM |
| Kash2010lu | $25.00 | 7/22/2011 10:08:10 AM |
| CA-Lender | $75.07 | 7/22/2011 10:16:53 AM |
| chad-bro-chill | $25.00 | 7/22/2011 10:06:57 AM |
| DoctorJoe | $25.00 | 7/22/2011 1:20:47 PM |
| shrewd-income | $117.94 | 7/22/2011 12:43:22 PM |
| shrewd-income | $200.00 | 7/22/2011 12:44:50 PM |
| luckygreen10 | $1,500.00 | 7/22/2011 12:15:36 PM |
| shawnw2 | $750.00 | 7/22/2011 1:41:10 PM |
| SolarMoonshine | $50.00 | 7/22/2011 2:34:46 PM |
| wisconsinvestor | $50.00 | 7/22/2011 3:46:22 PM |
| yf99yz | $50.00 | 7/22/2011 3:33:07 PM |
| hidavehi | $25.01 | 7/22/2011 4:07:18 PM |
| vutah | $25.00 | 7/22/2011 4:14:46 PM |
| trade-goblin9 | $25.00 | 7/22/2011 6:21:40 PM |
| fortytwo | $100.00 | 7/22/2011 4:56:13 PM |
| hillerod | $25.22 | 7/22/2011 5:18:03 PM |
| samurai2 | $57.95 | 7/22/2011 9:43:34 PM |
| mikeandcat | $200.00 | 7/22/2011 10:09:02 PM |
| lasalle123 | $100.00 | 7/22/2011 7:27:31 PM |
| loss-of-control | $100.00 | 7/22/2011 7:43:14 PM |
| LittleMingo | $30.00 | 7/23/2011 3:49:20 AM |
| grampy48 | $25.00 | 7/23/2011 3:50:21 AM |
| lowrater | $50.90 | 7/23/2011 5:58:40 AM |
| grampy48 | $25.00 | 7/23/2011 4:13:30 AM |
| Moe87 | $29.97 | 7/23/2011 5:41:19 AM |
| mikeandcat | $50.00 | 7/23/2011 5:47:34 AM |
| Leshan | $348.96 | 7/23/2011 6:12:30 AM |
| InvestForWealth | $27.92 | 7/23/2011 3:40:30 AM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:09 AM |
| beachfunder | $50.00 | 7/22/2011 9:32:22 AM |
| justanothersushieater | $25.00 | 7/22/2011 9:39:29 AM |
| neutrino6 | $25.00 | 7/22/2011 10:03:21 AM |
| NekHoldings | $25.00 | 7/22/2011 10:21:35 AM |
| Jinja | $100.00 | 7/22/2011 9:01:53 AM |
| investment-artist | $25.01 | 7/22/2011 9:02:15 AM |
| golffish2 | $50.00 | 7/22/2011 9:06:10 AM |
| credit-guard5 | $25.00 | 7/22/2011 9:23:22 AM |
| bullish2bearish | $32.00 | 7/22/2011 9:32:43 AM |
| reflective-rupee | $1,000.09 | 7/22/2011 9:41:14 AM |
| jmeasn | $100.00 | 7/22/2011 10:12:01 AM |
| clean-fund | $200.00 | 7/22/2011 10:27:02 AM |
| shawnw2 | $100.00 | 7/22/2011 1:44:57 PM |
| Wangchuk | $30.00 | 7/22/2011 10:47:58 AM |
| janeybooboo | $100.00 | 7/22/2011 11:24:04 AM |
| Mikale360 | $38.32 | 7/22/2011 3:24:26 PM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:38:50 AM |
| diversification-enlistment | $50.00 | 7/22/2011 11:49:40 AM |
| FinanceEngine | $40.00 | 7/22/2011 4:42:44 PM |
| Feyenoord | $25.00 | 7/22/2011 5:32:04 PM |
| janeybooboo | $25.00 | 7/22/2011 8:26:38 PM |
| SecondChanceLendingSERV | $25.00 | 7/22/2011 6:26:50 PM |
| DasMula | $27.00 | 7/22/2011 7:46:13 PM |
| jpac1066 | $100.00 | 7/22/2011 6:43:45 PM |
| janeybooboo | $25.00 | 7/22/2011 8:26:57 PM |
| Whatssofunnybout | $28.64 | 7/22/2011 7:47:05 PM |
| rockhound84 | $50.00 | 7/23/2011 1:12:38 AM |
| damasterwc | $300.00 | 7/23/2011 4:08:34 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
517396
This series of Notes was issued and sold upon the funding of the borrower loan #51630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 8
/
9 | Length of status: | 25y 6m |
|
Amount delinquent:
| $6,234 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,554 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sssanders1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate some high interest credit cards
My financial situation:
I am a good candidate for this loan because... Owned home since 1996.Been in the law field for 25 years, same firm for the last 11 years. Recently promoted to Assistant manager of eDiscovery Services and Litigation Support for the law firm of Bryan and Cave.
We went through a rough patch like a lot of people did back in 2008. Now with my new position and raise, we are turning everything around. I just wanted to pay off some past debts that accrued from the recession. I had a loan from Prosper back in 2005 or 2006, and it was paid in full and in good standing.
Monthly net income: $6800
Monthly expenses: $4690
Housing: $965
Insurance: $125
Car expenses: $100
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $60.00 | 7/21/2011 5:02:02 PM |
| worth-blanket2 | $4,940.00 | 7/21/2011 5:18:22 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
517402
This series of Notes was issued and sold upon the funding of the borrower loan #51657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,354 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-preeminant-payout |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
|
Principal balance:
| $10,348.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Partial Funding for Sept. Wedding
Purpose of loan:
To pay the remaining balances on a few wedding expenses such as the catering.
My financial situation:
I have a current loan out through Prosper that was used to consolidate my credit card debt. I have no problem paying the payments as my employment status remains the same as when the loan was originally taken out. Additionally, the payment for the consolidation loan is considerably lower than I was used to paying on the credit cards themselves putting me in a better position financially. Also, any money received as gifts from the wedding will go back towards paying this loan and my fiance will be helping with these payments.
Side note: Prosper has been a big help in my life so far which is why I am pursuing this route to obtain the remaining funds.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:26 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:33 PM |
| McChan | $25.00 | 7/21/2011 9:59:26 PM |
| availableloan | $25.00 | 7/22/2011 7:10:38 AM |
| penny-finder | $25.37 | 7/22/2011 10:56:56 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:05 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:30 PM |
| indomitable-coin | $25.00 | 7/22/2011 11:37:01 PM |
| peb44 | $25.00 | 7/22/2011 10:30:25 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 10:32:45 PM |
| principal-trombone | $100.00 | 7/23/2011 7:58:35 AM |
| DasMula | $27.00 | 7/23/2011 6:12:03 AM |
| MoneyBagsRUs | $25.00 | 7/23/2011 6:22:44 AM |
| miboymat | $25.00 | 7/23/2011 9:19:04 AM |
| CaptainBlueberry | $25.00 | 7/23/2011 4:50:33 AM |
| CoolPlexer | $26.95 | 7/23/2011 9:20:54 AM |
| 3_boyz | $75.00 | 7/23/2011 9:21:30 AM |
| inventive-wealth2 | $30.00 | 7/23/2011 9:21:56 AM |
| leverage-oasis | $50.00 | 7/23/2011 8:29:10 AM |
| red-favorable-basis | $25.00 | 7/23/2011 6:35:12 AM |
| CBO-Enterprise | $100.00 | 7/23/2011 8:45:39 AM |
| amint17 | $50.00 | 7/23/2011 8:21:05 AM |
| neutrino6 | $25.00 | 7/23/2011 11:04:06 AM |
| artisan369 | $200.00 | 7/23/2011 10:24:17 AM |
| 77dowplace | $25.00 | 7/23/2011 9:22:28 AM |
| novice-speculator | $25.00 | 7/23/2011 12:27:36 PM |
| LateOneNight | $50.00 | 7/23/2011 2:57:22 PM |
| bigwig155 | $100.00 | 7/23/2011 12:42:38 PM |
| SudianX | $25.00 | 7/23/2011 1:12:49 PM |
| mectec | $70.00 | 7/23/2011 4:50:38 PM |
| abundant-power | $100.00 | 7/23/2011 2:09:08 PM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:02:36 PM |
| no_agenda_lender | $100.00 | 7/23/2011 6:13:36 PM |
| chameleon125 | $25.00 | 7/23/2011 2:24:55 PM |
| papaloha | $25.00 | 7/23/2011 2:47:06 PM |
| Philman | $25.00 | 7/23/2011 2:57:35 PM |
| MoneyForNothing | $6.31 | 7/23/2011 6:13:44 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:32 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:20 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:35 AM |
| pound-balancer | $100.00 | 7/22/2011 9:14:20 AM |
| jmeasn | $100.00 | 7/22/2011 10:41:55 PM |
| Solid-Platinum | $100.00 | 7/22/2011 9:29:54 PM |
| grampy48 | $25.00 | 7/23/2011 3:57:43 AM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:17 AM |
| MadHun | $400.00 | 7/22/2011 10:26:52 PM |
| einstein | $200.00 | 7/23/2011 2:39:47 AM |
| SolarMoonshine | $25.00 | 7/23/2011 3:43:44 AM |
| CatbirdBanking | $25.00 | 7/23/2011 7:59:24 AM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:35 AM |
| kc8fot | $100.00 | 7/23/2011 8:50:26 AM |
| mspiggybank | $100.00 | 7/23/2011 2:07:06 AM |
| cashman100 | $62.31 | 7/23/2011 2:32:07 AM |
| bullwink27 | $25.00 | 7/23/2011 7:05:38 AM |
| Hogan55 | $31.07 | 7/23/2011 4:03:42 AM |
| Loan_shark718 | $35.00 | 7/23/2011 5:02:40 AM |
| Lender0010 | $50.00 | 7/23/2011 9:25:48 AM |
| mmullen2 | $50.00 | 7/23/2011 5:18:11 AM |
| benefit-trident | $25.00 | 7/23/2011 7:54:34 AM |
| 12Knocksinna | $25.00 | 7/23/2011 8:25:39 AM |
| Catalina_Enterprises | $100.00 | 7/23/2011 8:17:26 AM |
| friendinmoney | $25.00 | 7/23/2011 9:25:21 AM |
| mg6619 | $25.00 | 7/23/2011 11:41:03 AM |
| adventurous-cash | $25.00 | 7/23/2011 10:13:13 AM |
| invest-in-ed | $150.00 | 7/23/2011 9:10:45 AM |
| coin-popcorn | $25.00 | 7/23/2011 11:54:51 AM |
| Astyanax | $75.00 | 7/23/2011 10:21:47 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:28:07 AM |
| DrZoidberg | $50.00 | 7/23/2011 11:32:06 AM |
| Leopoldine | $25.00 | 7/23/2011 10:42:10 AM |
| competent-p2p | $25.00 | 7/23/2011 12:03:10 PM |
| thoughtful-investment045 | $25.00 | 7/23/2011 12:33:25 PM |
| yield-hut | $58.55 | 7/23/2011 5:49:20 PM |
| Kerrysbay | $50.00 | 7/23/2011 12:55:24 PM |
| CreditBuilder2 | $50.00 | 7/23/2011 1:21:47 PM |
| worlds-best-worth2 | $34.68 | 7/23/2011 1:56:34 PM |
| market-pudding | $25.00 | 7/23/2011 4:36:15 PM |
| slyders87 | $75.00 | 7/23/2011 2:27:01 PM |
| capt996 | $292.67 | 7/23/2011 5:25:35 PM |
| reflective-rupee | $25.09 | 7/23/2011 5:35:47 PM |
| CPAnCA | $50.00 | 7/23/2011 4:19:08 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:45 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
517404
This series of Notes was issued and sold upon the funding of the borrower loan #51603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1977 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,176 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lvnlife287 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
*Debt Consolidation Loan*
Purpose of loan:
This loan will be used to consolidate debt. I have stopped using my credit cards and would like to pay off as much as I possible can with a loan.
My financial situation:
I am a good candidate for this loan because I am a very responsible person. I have never missed or been late on a payment for anything. I take this very seriously and guarantee that you will get your money back. Thank you in advance for your consideration.
Monthly net income: $ 5200
Monthly expenses: $ 1800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/21/2011 11:58:44 AM |
| reflective-greenback1 | $50.00 | 7/21/2011 1:45:34 PM |
| Bank_Of_XL | $25.00 | 7/21/2011 11:25:11 AM |
| dayahn | $25.00 | 7/21/2011 3:19:35 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:31 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:19 AM |
| reflective-rupee | $25.09 | 7/22/2011 10:13:12 AM |
| Solid-Platinum | $50.00 | 7/22/2011 1:29:12 PM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:24:52 AM |
| janeybooboo | $100.00 | 7/22/2011 11:28:24 AM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:28 AM |
| roux | $25.00 | 7/23/2011 8:53:10 AM |
| fallentimbers | $25.00 | 7/23/2011 5:27:59 AM |
| epall | $25.00 | 7/23/2011 9:21:07 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:41 PM |
| promise2 | $300.00 | 7/23/2011 6:08:38 PM |
| rockstar78 | $100.00 | 7/23/2011 7:35:32 PM |
| excellent-loan8 | $25.00 | 7/23/2011 10:23:13 PM |
| ThisCatWillHelp | $100.00 | 7/23/2011 10:29:05 PM |
| Pitufo | $31.77 | 7/23/2011 11:17:04 PM |
| s270 | $50.00 | 7/24/2011 5:23:21 AM |
| velocity-tom-tom2 | $25.00 | 7/24/2011 5:50:09 AM |
| helping-out | $300.00 | 7/24/2011 5:51:21 AM |
| IIP77 | $25.00 | 7/24/2011 5:57:35 AM |
| matthewa | $25.00 | 7/23/2011 5:42:06 PM |
| no_agenda_lender | $100.00 | 7/23/2011 6:16:01 PM |
| market-pudding | $25.00 | 7/23/2011 4:29:18 PM |
| aztocas | $50.00 | 7/23/2011 7:53:19 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:07:39 PM |
| imbatman | $25.00 | 7/23/2011 8:53:22 PM |
| platinum-czar | $25.00 | 7/23/2011 5:12:06 PM |
| truth-lyrics7 | $26.90 | 7/23/2011 9:22:26 PM |
| Feyenoord | $25.00 | 7/23/2011 9:26:43 PM |
| Paddington922 | $25.00 | 7/23/2011 10:17:24 PM |
| Minotaur | $25.00 | 7/23/2011 10:17:46 PM |
| cybercop45 | $25.00 | 7/23/2011 6:28:15 PM |
| integrity-doctor | $100.00 | 7/23/2011 6:29:21 PM |
| Whatssofunnybout | $26.81 | 7/23/2011 11:42:29 PM |
| just_for_today | $46.00 | 7/23/2011 7:25:56 PM |
| cac1966 | $50.00 | 7/23/2011 7:31:36 PM |
| itskarma | $25.25 | 7/24/2011 4:17:25 AM |
| Zeist | $50.00 | 7/23/2011 8:23:02 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:23:11 AM |
| gustavholstopus32 | $25.00 | 7/24/2011 4:46:41 AM |
| magnificent-euro543 | $25.00 | 7/24/2011 5:27:13 AM |
| market-genome7 | $50.00 | 7/23/2011 11:12:46 PM |
| silver-flower448 | $50.00 | 7/24/2011 12:59:40 AM |
| wild-orange | $50.00 | 7/24/2011 1:16:10 AM |
| IIP77 | $25.00 | 7/24/2011 5:57:14 AM |
| top-rate-infusion | $25.00 | 7/24/2011 6:00:37 AM |
| Investor_DP | $100.00 | 7/21/2011 10:50:00 PM |
| pnace | $25.00 | 7/21/2011 11:02:03 AM |
| JustMee | $25.00 | 7/21/2011 11:40:20 AM |
| bullish2bearish | $25.00 | 7/21/2011 2:41:53 PM |
| favorite-commerce | $35.00 | 7/21/2011 6:35:42 PM |
| vutah | $25.00 | 7/21/2011 7:47:58 PM |
| tech310 | $50.00 | 7/21/2011 8:51:30 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:22 AM |
| indomitable-coin | $25.00 | 7/22/2011 1:12:05 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:28 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:00 PM |
| GElender | $25.00 | 7/22/2011 5:52:05 PM |
| benefit-trident | $25.00 | 7/23/2011 8:17:32 AM |
| DasMula | $27.00 | 7/23/2011 7:02:00 AM |
| 77dowplace | $25.00 | 7/23/2011 9:07:22 AM |
| Peterman | $25.00 | 7/23/2011 10:20:54 AM |
| friendinmoney | $25.00 | 7/23/2011 9:24:16 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:15 AM |
| scarlet-velvet | $25.08 | 7/23/2011 7:20:07 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:22:49 PM |
| refined-peso9 | $100.00 | 7/23/2011 8:14:56 PM |
| Big_Funder | $26.90 | 7/23/2011 9:45:43 PM |
| wattboy | $57.95 | 7/23/2011 4:38:36 PM |
| einstein | $200.00 | 7/23/2011 4:39:20 PM |
| green-moola-sniffer | $50.00 | 7/24/2011 4:04:42 AM |
| Kaj | $50.00 | 7/24/2011 5:17:45 AM |
| sincere-balance | $25.00 | 7/23/2011 4:56:53 PM |
| CaptainBlueberry | $25.00 | 7/24/2011 5:30:17 AM |
| brightest-benjamins-onator | $25.00 | 7/23/2011 5:24:49 PM |
| ConcreteOne | $25.00 | 7/24/2011 5:51:49 AM |
| Ratgirl | $25.00 | 7/23/2011 5:40:30 PM |
| pythia | $25.00 | 7/23/2011 5:51:55 PM |
| interstellar | $75.00 | 7/23/2011 6:01:01 PM |
| pearl13 | $100.00 | 7/23/2011 4:17:49 PM |
| Leopoldine | $25.00 | 7/23/2011 8:03:09 PM |
| SoCalIsHere | $25.00 | 7/23/2011 8:22:42 PM |
| cassperr | $25.00 | 7/23/2011 4:59:45 PM |
| trumpeter5 | $25.00 | 7/23/2011 5:09:28 PM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:04:11 PM |
| jybank | $50.00 | 7/23/2011 10:19:30 PM |
| Cronos | $100.00 | 7/24/2011 12:39:00 AM |
| csandb | $25.00 | 7/24/2011 1:40:06 AM |
| chekat | $25.00 | 7/24/2011 2:26:12 AM |
| cashman07 | $37.45 | 7/24/2011 4:36:28 AM |
| E-B | $50.00 | 7/24/2011 5:09:18 AM |
| mcgillis99 | $100.00 | 7/23/2011 10:15:08 PM |
| dblakels | $25.00 | 7/23/2011 10:18:55 PM |
| LendingPimp | $50.00 | 7/24/2011 12:51:28 AM |
| credible-balance0 | $25.00 | 7/24/2011 3:29:16 AM |
| intelligent-treasure075 | $30.00 | 7/24/2011 5:44:34 AM |
| flexible-duty3 | $25.00 | 7/24/2011 5:52:34 AM |
| Untiedshu | $23.80 | 7/24/2011 6:02:00 AM |
| 102 Investments
|
Borrower Payment Dependent Notes Series
517440
This series of Notes was issued and sold upon the funding of the borrower loan #51654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,808 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Anylopez |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 3
( 9% )
| 680-699
(Jul-2010)
660-679
(Apr-2008)
520-539
(Feb-2007)
520-539
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Increase Business Services
Purpose of loan: Increase Business Services
This loan will be used to add a courrier service to the business
My financial situation is very stable
I am a good candidate for this loan because I have already obtained a loan and repaid it, good history
Monthly net income: $4500.00
Monthly expenses: $350.00
Housing: $450.00
Insurance: $215.00
Car expenses: $180.00
Utilities: $260.00
Phone, cable, internet: $20.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Other expenses: $
Cell Phone:$80.00
Water:$ 120.00 ( every three months)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrxtravis | $25.00 | 7/21/2011 9:03:30 AM |
| alexgalt | $25.00 | 7/21/2011 9:12:12 AM |
| jhouman | $25.00 | 7/21/2011 9:02:14 AM |
| kind-charming-value | $1,000.00 | 7/21/2011 9:03:44 AM |
| marwadi-62 | $700.00 | 7/21/2011 9:26:43 AM |
| worth-blanket2 | $4,925.00 | 7/21/2011 9:29:50 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
517446
This series of Notes was issued and sold upon the funding of the borrower loan #51711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 3m |
|
Amount delinquent:
| $1,660 |
Total credit lines:
| 21 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,575 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bevpen |
Borrower's state:
| Georgia |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2006)
560-579
(Oct-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home Improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $75.00 | 7/21/2011 9:08:10 AM |
| RoZu_Lending | $1,000.00 | 7/21/2011 9:02:42 AM |
| mrxtravis | $25.00 | 7/21/2011 9:03:31 AM |
| kind-charming-value | $1,500.00 | 7/21/2011 9:04:29 AM |
| alexgalt | $25.00 | 7/21/2011 9:12:18 AM |
| worth-blanket2 | $4,875.00 | 7/21/2011 9:29:51 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
517454
This series of Notes was issued and sold upon the funding of the borrower loan #51612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,848 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tolerant-exchange |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
740-759
(Jul-2009)
|
|
Principal balance:
| $3,956.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
single1216
Purpose of loan:
This loan will be used to...
Consolidate my bills
My financial situation:
I am a good candidate for this loan because...
I have a great payment history and will repay.
Monthly net income: $2700.00
Monthly expenses:
Housing: $0
Insurance: $150
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 7/21/2011 9:03:02 AM |
| investment-artist | $25.01 | 7/21/2011 9:03:16 AM |
| goodhearted-basis4 | $25.00 | 7/21/2011 9:02:16 AM |
| worth-blanket2 | $6,899.99 | 7/21/2011 9:29:52 AM |
| falcon88dp | $25.00 | 7/21/2011 9:03:07 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
517482
This series of Notes was issued and sold upon the funding of the borrower loan #51600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $127.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 820-839 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 14y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,662 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| power-burrito |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
teacher
Purpose of loan:
This loan will be used to...pay off a credit card
My financial situation:
I am a good candidate for this loan because...I have good credit and pay my bills on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofHank | $125.00 | 7/21/2011 9:02:00 AM |
| figs4u2 | $100.00 | 7/21/2011 9:02:26 AM |
| macgeek | $32.87 | 7/21/2011 9:11:57 AM |
| tapesor | $100.00 | 7/21/2011 9:13:31 AM |
| blot44 | $25.00 | 7/21/2011 9:02:05 AM |
| indomitable-coin | $25.00 | 7/21/2011 9:02:18 AM |
| minista | $25.00 | 7/21/2011 9:02:39 AM |
| ogmanny | $50.00 | 7/21/2011 9:02:51 AM |
| compoundinterest | $60.00 | 7/21/2011 9:02:54 AM |
| -J | $25.00 | 7/21/2011 9:02:55 AM |
| benjamins-utopia | $50.00 | 7/21/2011 9:02:57 AM |
| epicanthal | $25.00 | 7/21/2011 9:01:51 AM |
| serene-truth2 | $50.00 | 7/21/2011 9:02:02 AM |
| reflective-rupee | $200.09 | 7/21/2011 10:42:07 AM |
| kenji4861 | $50.00 | 7/21/2011 9:02:45 AM |
| cebgop | $25.00 | 7/21/2011 9:02:48 AM |
| first-favorite-bonus9 | $50.00 | 7/21/2011 9:02:59 AM |
| TomDalonajay | $25.00 | 7/21/2011 9:32:09 AM |
| prossperous01 | $25.00 | 7/21/2011 9:48:00 AM |
| Pickmar | $25.00 | 7/21/2011 10:07:29 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:10 AM |
| janeybooboo | $100.00 | 7/21/2011 10:37:56 AM |
| dayahn | $25.00 | 7/21/2011 3:19:35 PM |
| Guiren | $155.45 | 7/21/2011 4:52:07 PM |
| market-pudding | $25.00 | 7/21/2011 2:30:27 PM |
| Searlzy | $25.00 | 7/21/2011 5:12:12 PM |
| Bank42 | $26.26 | 7/21/2011 2:58:23 PM |
| CK1 | $25.00 | 7/21/2011 3:04:29 PM |
| DavenportCapital | $25.00 | 7/21/2011 3:47:07 PM |
| balance-transformer3 | $50.00 | 7/21/2011 4:37:25 PM |
| KlarthXVII | $50.00 | 7/21/2011 6:35:40 PM |
| Oak-Parker | $25.00 | 7/21/2011 7:11:22 PM |
| cash-pie | $50.00 | 7/21/2011 7:03:38 PM |
| let_me_retire | $100.00 | 7/21/2011 9:48:41 PM |
| SolarMoonshine | $25.00 | 7/22/2011 3:35:37 AM |
| loyalty-edifice997 | $25.00 | 7/22/2011 8:26:45 AM |
| restless-balance9 | $50.00 | 7/22/2011 8:36:53 AM |
| jazzlender | $50.00 | 7/22/2011 8:43:31 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:25 AM |
| currency-cosmos | $200.26 | 7/22/2011 9:25:24 AM |
| BankofPete | $30.00 | 7/22/2011 6:24:47 AM |
| credit-investor5 | $50.00 | 7/22/2011 6:59:12 AM |
| dfealk | $100.00 | 7/22/2011 9:41:25 AM |
| Tahoeman | $25.00 | 7/22/2011 7:27:11 AM |
| sflawya | $25.00 | 7/22/2011 4:02:46 AM |
| antlr | $50.00 | 7/21/2011 9:02:21 AM |
| Dollars4Rent | $50.00 | 7/21/2011 9:02:27 AM |
| truth-image | $50.00 | 7/21/2011 9:11:52 AM |
| cashhelp | $50.00 | 7/21/2011 9:01:57 AM |
| jubilant-trade6 | $50.00 | 7/21/2011 9:01:59 AM |
| neighborly-hope6 | $50.00 | 7/21/2011 9:02:22 AM |
| meux99 | $25.00 | 7/21/2011 9:02:31 AM |
| Rivervale_Westwood | $25.00 | 7/21/2011 9:02:35 AM |
| truth-igniter4 | $25.00 | 7/21/2011 9:32:16 AM |
| MarvintheMartian | $45.00 | 7/21/2011 10:00:58 AM |
| penny-finder | $41.00 | 7/21/2011 10:06:35 AM |
| Veets | $400.00 | 7/21/2011 10:12:00 AM |
| ingenious-order783 | $35.00 | 7/21/2011 10:55:54 AM |
| natural-trade7 | $50.00 | 7/21/2011 5:37:41 PM |
| spiff666 | $26.66 | 7/21/2011 4:53:48 PM |
| jpblan11 | $25.00 | 7/21/2011 10:24:13 PM |
| vutah | $25.00 | 7/21/2011 7:51:31 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:15 AM |
| awwaww | $31.99 | 7/22/2011 12:37:30 AM |
| LandE2BG | $50.00 | 7/21/2011 7:38:00 PM |
| lloyd_s | $25.00 | 7/22/2011 12:47:42 AM |
| RecoveryLender | $25.00 | 7/22/2011 6:44:51 AM |
| pshans | $25.00 | 7/22/2011 7:43:14 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:19:48 AM |
| credit-coach118 | $8.51 | 7/22/2011 9:58:31 AM |
| cwegert | $34.36 | 7/22/2011 8:29:14 AM |
| radforj22 | $25.00 | 7/22/2011 7:54:38 AM |
| damage | $25.00 | 7/22/2011 8:04:32 AM |
| rcr549 | $28.49 | 7/22/2011 8:06:19 AM |
| cwegert | $50.00 | 7/22/2011 8:21:02 AM |
| pound-balancer | $50.00 | 7/22/2011 9:07:00 AM |
| velocity-solo | $30.00 | 7/22/2011 9:07:07 AM |
| friendinmoney | $28.06 | 7/22/2011 9:48:26 AM |
| Snoopylover | $25.00 | 7/22/2011 9:33:46 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
517510
This series of Notes was issued and sold upon the funding of the borrower loan #51640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,949 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capsfan8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 95% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 5% )
| 760-779
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Getting back to the top!
My wife and I bought a house, as a short sale, last year. It's been a wonderful place to live, but unfortunately, we made the mistake of not adjusting our lifestyle to test the waters. Anyone who's been in this position knows that doing this kind of "non-adjustment" is a fool's game.
The good news is, we've recognized HOW MUCH we need to cut back, and have identified great areas in which this is completely doable for us. We're a solid investment because of our ingenuity, and a decent windfall is expected next month. Thanks for reading our ad!
Monthly net income: $5400
Monthly expenses: $4250
Housing: $1920
Insurance: $170
Car expenses: $120
Utilities: $200
Phone, cable, internet: $240
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-basis4 | $25.00 | 7/22/2011 9:02:06 AM |
| golffish2 | $50.00 | 7/22/2011 9:07:57 AM |
| CA-Lender | $50.07 | 7/22/2011 9:11:27 AM |
| worth-blanket2 | $3,649.99 | 7/22/2011 9:16:29 AM |
| investment-artist | $25.01 | 7/22/2011 9:02:17 AM |
| favorite-commerce | $25.00 | 7/22/2011 9:04:07 AM |
| social-hunter5 | $25.00 | 7/22/2011 9:03:34 AM |
| lendstats_com | $200.00 | 7/22/2011 9:04:44 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
517516
This series of Notes was issued and sold upon the funding of the borrower loan #51687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,003 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mystical-income228 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PKS
Purpose of loan:
This loan will be used to...Debt Consolidation
My financial situation: Strong
I am a good candidate for this loan because...30years at my Profession, Averaged $70,000-$125,000 Income for 20+ years, Using this to improve my credit score.
Monthly net income: $6000
Monthly expenses: $3000
Housing: $1500.00
Insurance: $300
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 7/22/2011 5:36:22 PM |
| availableloan | $25.00 | 7/22/2011 6:11:54 PM |
| favorite-commerce | $35.00 | 7/22/2011 7:01:20 PM |
| a-responsible-return | $50.00 | 7/22/2011 5:47:07 PM |
| Oakland | $50.00 | 7/22/2011 6:18:04 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:13 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:40 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:29 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:57 PM |
| exchange-squirrel | $25.00 | 7/23/2011 2:01:32 PM |
| Investor_DP | $100.00 | 7/24/2011 4:11:54 AM |
| pound-balancer | $100.00 | 7/23/2011 3:47:55 PM |
| kk-gp | $100.00 | 7/24/2011 10:51:37 AM |
| enthusiastic-market2 | $50.00 | 7/24/2011 3:05:27 PM |
| a-finance-nirvana | $25.00 | 7/24/2011 4:13:04 PM |
| carrinel | $100.00 | 7/24/2011 6:06:43 PM |
| Investoman | $788.00 | 7/24/2011 6:44:24 PM |
| DasMula | $27.00 | 7/22/2011 10:16:12 PM |
| bullwink27 | $25.00 | 7/23/2011 7:29:21 AM |
| leverage-oasis | $50.00 | 7/23/2011 8:23:46 AM |
| 77dowplace | $25.00 | 7/23/2011 9:08:20 AM |
| Peterman | $25.00 | 7/23/2011 10:20:58 AM |
| SolarMoonshine | $25.00 | 7/24/2011 9:29:16 AM |
| elvisloans | $25.00 | 7/24/2011 5:21:37 AM |
| EngineersAlliance | $50.00 | 7/24/2011 7:01:51 AM |
| leverage-monger | $25.00 | 7/24/2011 12:16:01 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
517518
This series of Notes was issued and sold upon the funding of the borrower loan #51723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $489.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,972 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-enlistment |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $46000
Monthly expenses: $500
Housing: $475
Insurance: $
Car expenses: $0
Utilities: $0
Phone, cable, internet: $130
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/21/2011 10:50:06 PM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:25 AM |
| Dubbs360 | $25.00 | 7/21/2011 5:02:41 PM |
| tech310 | $50.00 | 7/21/2011 8:46:15 PM |
| jkeller4000 | $25.00 | 7/22/2011 3:57:06 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:24:27 AM |
| reflective-rupee | $25.09 | 7/22/2011 10:00:52 AM |
| enchanted-truth264 | $25.00 | 7/22/2011 10:30:27 PM |
| capital-halo1 | $5,000.00 | 7/22/2011 10:35:50 PM |
| indomitable-dedication | $50.00 | 7/23/2011 1:00:46 AM |
| MadHun | $400.00 | 7/22/2011 10:25:18 PM |
| Engineer44 | $30.00 | 7/23/2011 3:03:17 AM |
| SolarMoonshine | $25.00 | 7/23/2011 3:40:28 AM |
| jebber007 | $50.00 | 7/22/2011 9:31:12 PM |
| spsavage | $25.00 | 7/23/2011 6:00:03 AM |
| beaker | $25.00 | 7/23/2011 6:20:41 AM |
| Bocephus1959 | $50.00 | 7/23/2011 8:00:04 AM |
| diligent-peace9 | $25.00 | 7/23/2011 8:00:36 AM |
| 168RichCapital | $25.70 | 7/23/2011 8:31:27 AM |
| widowsmite | $25.00 | 7/23/2011 5:56:11 AM |
| Amy77 | $113.00 | 7/23/2011 5:59:10 AM |
| blissful-finance7 | $50.00 | 7/23/2011 7:32:28 AM |
| zone6 | $100.00 | 7/23/2011 7:53:17 AM |
| basis-image | $25.00 | 7/23/2011 8:13:39 AM |
| income-buddy7 | $100.00 | 7/23/2011 6:26:03 AM |
| PackFan13 | $25.00 | 7/23/2011 9:33:44 AM |
| deal-pinnacle7 | $55.80 | 7/23/2011 11:01:14 AM |
| yungtiger | $121.52 | 7/23/2011 8:58:52 AM |
| graceful-investment | $200.00 | 7/23/2011 11:40:09 AM |
| suave-dime6 | $25.00 | 7/23/2011 9:21:27 AM |
| zorg77 | $50.00 | 7/23/2011 9:46:15 AM |
| pembull | $50.00 | 7/23/2011 1:38:07 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:21 AM |
| Leopoldine | $25.00 | 7/23/2011 10:43:27 AM |
| sublime-liberty6 | $300.00 | 7/23/2011 1:21:03 PM |
| Something-Corporate | $25.00 | 7/23/2011 6:07:38 PM |
| Bob450 | $30.00 | 7/23/2011 12:29:43 PM |
| dontjader | $100.00 | 7/23/2011 7:57:32 PM |
| CE88 | $25.00 | 7/23/2011 1:45:35 PM |
| simplelender80 | $100.00 | 7/23/2011 4:21:55 PM |
| Tono | $30.00 | 7/23/2011 2:09:19 PM |
| LendingPimp | $25.00 | 7/24/2011 12:51:06 AM |
| promise2 | $100.00 | 7/23/2011 6:13:45 PM |
| rockstar78 | $100.00 | 7/23/2011 7:34:25 PM |
| newest-inspiring-power | $25.00 | 7/24/2011 10:17:49 AM |
| momoney2lend | $25.00 | 7/23/2011 10:01:12 PM |
| dblakels | $25.00 | 7/23/2011 10:18:14 PM |
| JPMorrisLegacyFund | $70.96 | 7/23/2011 11:15:32 PM |
| impala6464 | $100.00 | 7/24/2011 1:11:08 PM |
| treasure-generator | $25.00 | 7/24/2011 8:39:48 AM |
| IIP77 | $37.19 | 7/24/2011 5:56:41 AM |
| Hotrod52 | $29.71 | 7/24/2011 9:17:46 AM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 6:43:56 AM |
| invincible-platinum9 | $25.00 | 7/24/2011 7:01:56 AM |
| uncleharold | $25.00 | 7/24/2011 5:55:04 PM |
| ivadood | $50.00 | 7/24/2011 10:39:41 AM |
| gslinv | $25.00 | 7/24/2011 11:07:40 AM |
| cash-cymbal | $25.00 | 7/24/2011 12:54:21 PM |
| reward-dynamo | $25.00 | 7/24/2011 1:01:57 PM |
| simplelender80 | $200.00 | 7/24/2011 9:03:56 PM |
| Kaj | $35.00 | 7/24/2011 2:17:55 PM |
| brightest-dignified-worth | $100.00 | 7/24/2011 9:46:17 PM |
| vigorous-velocity | $100.00 | 7/24/2011 10:22:48 PM |
| JTRADER056 | $50.00 | 7/24/2011 5:14:29 PM |
| abundant-credit6 | $25.00 | 7/24/2011 2:25:28 PM |
| Core-Marketing | $25.00 | 7/24/2011 3:58:16 PM |
| Investoman | $200.00 | 7/24/2011 6:11:04 PM |
| nodebt2012 | $25.00 | 7/25/2011 7:18:04 AM |
| openness-confidant | $40.00 | 7/24/2011 6:48:01 PM |
| moola-accelerator6 | $30.00 | 7/24/2011 5:51:09 PM |
| GiftViftdotcom | $35.00 | 7/24/2011 7:24:58 PM |
| buffalobills | $25.00 | 7/24/2011 9:39:22 PM |
| zbfamwl | $33.00 | 7/24/2011 8:59:06 PM |
| Thought | $47.22 | 7/25/2011 9:03:10 AM |
| alexgalt | $25.00 | 7/24/2011 9:36:37 PM |
| basis-hero8 | $25.00 | 7/24/2011 9:43:33 PM |
| gjm6d | $25.00 | 7/25/2011 9:19:46 AM |
| britgsb | $50.00 | 7/24/2011 11:03:52 PM |
| natural-interest7 | $50.00 | 7/25/2011 6:19:23 AM |
| HermanstadtKid | $25.00 | 7/25/2011 4:50:19 AM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:53:27 AM |
| Pu239 | $66.00 | 7/25/2011 8:25:49 AM |
| heroic-compassion6 | $25.03 | 7/25/2011 8:43:10 AM |
| fortytwo | $200.00 | 7/25/2011 10:50:50 AM |
| Cottingham | $45.00 | 7/25/2011 8:06:33 AM |
| mpatrick | $25.00 | 7/25/2011 9:35:06 AM |
| 108lender | $100.00 | 7/25/2011 9:39:13 AM |
| kind-charming-value | $1,000.00 | 7/25/2011 11:37:51 AM |
| abundant-compassion2 | $185.00 | 7/25/2011 10:00:06 AM |
| JLMGroupFunds | $25.00 | 7/25/2011 10:34:43 AM |
| merciful-return164 | $200.00 | 7/25/2011 11:13:59 AM |
| ferdberfel | $50.00 | 7/25/2011 11:31:55 AM |
| kind-charming-value | $316.97 | 7/25/2011 11:38:20 AM |
| handshake5 | $100.00 | 7/21/2011 5:07:08 PM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:30:39 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:06 PM |
| alexgalt | $25.00 | 7/22/2011 9:04:53 PM |
| shawnw2 | $30.00 | 7/22/2011 10:56:07 PM |
| Rashanir | $25.00 | 7/23/2011 2:50:56 AM |
| rlaboy | $25.00 | 7/23/2011 3:45:05 AM |
| appetizing-duty8 | $25.00 | 7/22/2011 11:45:03 PM |
| shrewd-peace7 | $30.00 | 7/23/2011 12:13:30 AM |
| famous-hope | $25.00 | 7/23/2011 7:30:50 AM |
| mbcjk | $27.80 | 7/23/2011 7:30:45 AM |
| natural-platinum | $200.00 | 7/23/2011 9:07:24 AM |
| natural-platinum | $200.00 | 7/23/2011 9:10:38 AM |
| p2ploan-sensation211 | $25.00 | 7/23/2011 9:10:54 AM |
| refined-return922 | $25.00 | 7/23/2011 9:18:16 AM |
| availableloan | $25.00 | 7/23/2011 10:34:24 AM |
| NYCFinancier | $26.19 | 7/23/2011 9:42:24 AM |
| Aleut | $50.00 | 7/23/2011 1:46:00 PM |
| successful-generosity | $25.00 | 7/23/2011 10:53:40 AM |
| diplomatic-wealth7 | $25.00 | 7/23/2011 1:40:39 PM |
| svandgts | $26.56 | 7/23/2011 6:18:25 PM |
| Sibelius2 | $25.00 | 7/23/2011 10:08:12 PM |
| hard-working-interest153 | $50.00 | 7/23/2011 5:27:36 PM |
| alexgalt | $25.00 | 7/23/2011 4:36:02 PM |
| order-maestro | $31.28 | 7/23/2011 7:52:24 PM |
| musegaze | $150.00 | 7/24/2011 9:56:01 AM |
| Minotaur | $25.00 | 7/23/2011 10:17:58 PM |
| integrity-doctor | $100.00 | 7/23/2011 6:30:29 PM |
| leverage-monger | $25.00 | 7/24/2011 11:48:30 AM |
| blissful-gain | $25.00 | 7/24/2011 7:37:29 AM |
| ockid007 | $25.00 | 7/24/2011 8:17:56 AM |
| abundant-credit6 | $25.00 | 7/24/2011 2:23:53 PM |
| Lubava | $50.00 | 7/24/2011 7:17:56 AM |
| japerk | $25.00 | 7/24/2011 4:41:04 PM |
| payment-goose2 | $50.00 | 7/24/2011 12:53:11 PM |
| revenue-appraiser | $25.00 | 7/24/2011 6:48:31 PM |
| jarevack | $25.00 | 7/24/2011 11:41:46 AM |
| dedicated-diversification5 | $69.32 | 7/24/2011 9:46:26 PM |
| afterhours | $25.00 | 7/24/2011 4:19:32 PM |
| forthright-dinero7 | $50.00 | 7/24/2011 3:16:49 PM |
| enthralling-investment | $25.51 | 7/25/2011 6:03:26 AM |
| enthralling-investment | $250.00 | 7/25/2011 6:05:40 AM |
| VJ_Financial | $26.32 | 7/25/2011 6:59:06 AM |
| deal-enthusiast | $100.00 | 7/24/2011 11:00:37 PM |
| sgt-schultz | $105.00 | 7/25/2011 6:22:37 AM |
| calimanusa | $25.00 | 7/24/2011 11:55:54 PM |
| anarchy1985 | $26.86 | 7/25/2011 2:33:38 AM |
| NYretire | $40.65 | 7/25/2011 10:08:02 AM |
| Bill88 | $25.00 | 7/25/2011 10:21:23 AM |
| integrity-electron9 | $50.00 | 7/25/2011 10:46:00 AM |
| RMB-Investments | $25.00 | 7/25/2011 8:20:06 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:01:55 AM |
| setUup | $27.32 | 7/25/2011 9:17:37 AM |
| octoberfresh | $25.00 | 7/25/2011 10:03:57 AM |
| Danylostefan | $25.00 | 7/25/2011 9:45:31 AM |
| cash-turbine1 | $30.00 | 7/25/2011 10:41:57 AM |
| Westb | $25.00 | 7/25/2011 11:01:06 AM |
| msw_engr | $50.00 | 7/25/2011 11:20:17 AM |
| integrity-reformer | $100.00 | 7/25/2011 11:21:17 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
517536
This series of Notes was issued and sold upon the funding of the borrower loan #51563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $342 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| get55555 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 2
( 6% )
| 660-679
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Shopping arround for the best rate.
Purpose of loan:
This loan will be used for making improvements on the home I recently purchased which is my primary home and the purchase of a compact farm tractor and equipment for my lawn care needs.
My financial situation:
I am a good candidate for this loan because I have a steady employment record. My present debt load is reasonably low and I have a good payment history with my previous loan from Prosper members.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:27 PM |
| MarvintheMartian | $25.00 | 7/21/2011 5:19:08 PM |
| r48 | $25.00 | 7/21/2011 5:40:57 PM |
| McChan | $25.00 | 7/21/2011 9:59:27 PM |
| luckygreen10 | $400.13 | 7/22/2011 6:59:28 PM |
| weiyinsan | $25.00 | 7/22/2011 7:30:18 PM |
| Solid-Platinum | $100.00 | 7/22/2011 9:29:55 PM |
| bluesheep | $25.00 | 7/22/2011 9:58:15 PM |
| MadHun | $300.00 | 7/22/2011 10:30:32 PM |
| hope-lionheart1 | $25.00 | 7/22/2011 11:23:37 PM |
| lsx7 | $50.00 | 7/22/2011 7:25:07 PM |
| Christophe | $25.00 | 7/22/2011 9:30:49 PM |
| fantastic-openness | $200.00 | 7/22/2011 10:07:41 PM |
| Boxster968 | $25.00 | 7/22/2011 10:31:59 PM |
| Feyenoord | $25.00 | 7/22/2011 10:34:31 PM |
| honeybee11 | $100.00 | 7/23/2011 4:12:44 AM |
| silver-boots | $25.00 | 7/23/2011 5:11:25 AM |
| reward-rancher | $25.00 | 7/23/2011 3:56:04 AM |
| amint17 | $50.00 | 7/23/2011 8:20:34 AM |
| red-favorable-basis | $25.00 | 7/23/2011 6:32:52 AM |
| SolarMoonshine | $25.00 | 7/23/2011 3:44:25 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:23:38 AM |
| mmullen2 | $50.00 | 7/23/2011 5:12:48 AM |
| benefit-trident | $25.00 | 7/23/2011 7:57:37 AM |
| kc8fot | $50.00 | 7/23/2011 8:37:01 AM |
| credit-investor5 | $50.00 | 7/23/2011 8:42:55 AM |
| bullwink27 | $25.00 | 7/23/2011 7:17:55 AM |
| availableloan | $25.00 | 7/23/2011 10:33:59 AM |
| 77dowplace | $25.00 | 7/23/2011 9:31:20 AM |
| bill-booster5 | $25.00 | 7/23/2011 9:06:14 AM |
| compwhiz | $25.00 | 7/23/2011 10:33:59 AM |
| 3_boyz | $84.00 | 7/23/2011 9:22:32 AM |
| CreditBuilder2 | $42.35 | 7/23/2011 1:16:53 PM |
| Bieling | $25.00 | 7/23/2011 1:33:51 PM |
| penny-finder | $25.39 | 7/23/2011 1:39:38 PM |
| Skatingbear | $100.00 | 7/23/2011 11:11:22 AM |
| movingirl | $25.00 | 7/23/2011 12:59:41 PM |
| chameleon125 | $25.00 | 7/23/2011 2:20:23 PM |
| foxy-marketplace2 | $250.00 | 7/23/2011 7:31:17 PM |
| s270 | $25.00 | 7/24/2011 5:27:15 AM |
| reward-force | $25.00 | 7/23/2011 6:34:33 PM |
| rockstar78 | $100.00 | 7/23/2011 7:33:38 PM |
| mectec | $70.00 | 7/23/2011 4:52:49 PM |
| ballz694 | $25.00 | 7/23/2011 9:17:44 PM |
| jarf | $41.28 | 7/23/2011 10:17:35 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:28:14 PM |
| conqueror359 | $100.00 | 7/23/2011 7:53:12 PM |
| helping-out | $406.32 | 7/24/2011 5:52:05 AM |
| BankofQ | $72.00 | 7/24/2011 1:36:35 AM |
| finance-symphony7 | $50.00 | 7/24/2011 4:19:44 AM |
| loanman2007 | $100.00 | 7/24/2011 4:23:47 AM |
| E-B | $50.00 | 7/24/2011 5:10:41 AM |
| Kaj | $50.00 | 7/24/2011 5:20:25 AM |
| compoundinterest | $50.00 | 7/21/2011 5:02:35 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:36:09 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:36 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:37 AM |
| pound-balancer | $100.00 | 7/22/2011 9:14:20 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:08 PM |
| HibbyD | $33.61 | 7/22/2011 8:09:03 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 10:31:05 PM |
| competent-p2p | $35.00 | 7/22/2011 7:50:48 PM |
| hurricanefever | $50.00 | 7/22/2011 7:58:02 PM |
| thrilling-wealth556 | $25.00 | 7/22/2011 8:00:32 PM |
| mchoops21 | $25.00 | 7/22/2011 8:21:37 PM |
| jmeasn | $500.00 | 7/22/2011 10:57:17 PM |
| j2ee | $25.00 | 7/22/2011 8:51:14 PM |
| grampy48 | $25.00 | 7/23/2011 3:48:52 AM |
| wild-orange | $100.00 | 7/23/2011 4:50:25 AM |
| JustMee | $25.00 | 7/23/2011 6:11:51 AM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:05 AM |
| TexasLender2007 | $25.00 | 7/23/2011 5:12:02 AM |
| CaptainBlueberry | $25.00 | 7/23/2011 4:53:44 AM |
| Leshan | $100.00 | 7/23/2011 6:10:18 AM |
| Astyanax | $100.00 | 7/23/2011 10:13:44 AM |
| artisan369 | $200.00 | 7/23/2011 10:25:16 AM |
| maj0508 | $100.00 | 7/23/2011 10:40:31 AM |
| UBOtto186 | $50.00 | 7/23/2011 8:22:55 AM |
| Johnab | $25.03 | 7/23/2011 10:55:34 AM |
| Leopoldine | $25.00 | 7/23/2011 10:34:25 AM |
| pythia | $25.00 | 7/23/2011 12:07:33 PM |
| novice-speculator | $25.00 | 7/23/2011 12:30:02 PM |
| RoyFauntleroy | $50.00 | 7/23/2011 11:05:37 AM |
| sincere-balance | $25.00 | 7/23/2011 4:43:44 PM |
| SudianX | $30.00 | 7/23/2011 1:22:34 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:47 PM |
| mg6619 | $25.00 | 7/23/2011 11:42:32 AM |
| dt_one | $25.00 | 7/23/2011 1:56:37 PM |
| trumpeter5 | $25.00 | 7/23/2011 5:11:33 PM |
| promise2 | $50.00 | 7/23/2011 6:16:57 PM |
| power-secret-agent | $25.00 | 7/23/2011 4:34:27 PM |
| market-pudding | $25.00 | 7/23/2011 4:35:49 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:39:04 PM |
| Peacepower | $50.00 | 7/23/2011 2:57:53 PM |
| Oak-Parker | $25.30 | 7/23/2011 6:41:55 PM |
| bleacher | $41.25 | 7/23/2011 5:07:06 PM |
| ochardlender | $32.34 | 7/23/2011 7:30:05 PM |
| Kessler | $51.00 | 7/23/2011 7:36:47 PM |
| JRhino | $30.00 | 7/24/2011 3:42:48 AM |
| thankful-nickel2 | $50.00 | 7/24/2011 4:59:37 AM |
| Paddington922 | $25.00 | 7/23/2011 10:14:47 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
517564
This series of Notes was issued and sold upon the funding of the borrower loan #51664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 28y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,635 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CBO |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
780-799
(Jan-2008)
|
|
Principal balance:
| $1,094.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Home Improvement (ROOF)
Purpose of loan:
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...I have had other prosper loans and have always promptly payed them off.
Monthly net income: $3600
Monthly expenses:
Housing: $856
Insurance: $100
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/22/2011 5:02:23 PM |
| Moe87 | $29.75 | 7/22/2011 5:38:26 PM |
| investment-daydream | $25.00 | 7/22/2011 5:08:49 PM |
| CoolPlexer | $25.00 | 7/22/2011 5:52:35 PM |
| shawnw2 | $200.00 | 7/22/2011 5:57:59 PM |
| the-respectful-transaction | $25.00 | 7/22/2011 7:42:41 PM |
| unforgettable-market3 | $100.00 | 7/22/2011 7:48:49 PM |
| ronin4sale | $25.00 | 7/23/2011 4:49:19 AM |
| diligent-peace9 | $225.00 | 7/23/2011 8:02:06 AM |
| benefit-trident | $25.00 | 7/23/2011 10:51:13 AM |
| SecondChanceLendingSERV | $27.32 | 7/23/2011 10:58:34 AM |
| worth-blanket2 | $2,323.59 | 7/23/2011 3:42:16 PM |
| Ubiquinone | $25.00 | 7/23/2011 3:17:37 PM |
| sensible-fund | $66.70 | 7/22/2011 5:35:14 PM |
| reflective-rupee | $200.09 | 7/22/2011 5:10:22 PM |
| NekHoldings | $25.00 | 7/22/2011 5:56:49 PM |
| loanman2007 | $25.00 | 7/22/2011 5:37:16 PM |
| Mikale360 | $50.00 | 7/22/2011 9:13:36 PM |
| bullish2bearish | $50.00 | 7/22/2011 5:55:12 PM |
| credit-guard5 | $25.00 | 7/22/2011 9:52:00 PM |
| DasMula | $57.00 | 7/22/2011 7:19:58 PM |
| Kash2010lu | $30.00 | 7/22/2011 6:51:45 PM |
| proper-revenue7 | $25.00 | 7/22/2011 10:54:45 PM |
| alexgalt | $25.00 | 7/22/2011 9:03:23 PM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:11 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:04 PM |
| myutmost | $30.00 | 7/23/2011 6:49:33 AM |
| corporatejim | $45.54 | 7/23/2011 4:56:20 AM |
| OldManP | $25.00 | 7/23/2011 7:37:04 AM |
| Bob450 | $25.00 | 7/23/2011 8:35:54 AM |
| loan-master1 | $25.00 | 7/23/2011 11:39:57 AM |
| lucrative-loan | $40.00 | 7/23/2011 9:02:13 AM |
| ddoneday | $25.00 | 7/23/2011 10:05:34 AM |
| chameleon125 | $50.00 | 7/23/2011 2:28:12 PM |
| s270 | $25.00 | 7/23/2011 12:13:40 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
517568
This series of Notes was issued and sold upon the funding of the borrower loan #51618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,615 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 107% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| empire316 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Medical Bills
Purpose of loan: To Consolidate Medical Bills
This loan will be used to... Help Consolidate Medical Bills That I Have Incurred From Being Very Ill This Past Year
My financial situation:
I am a good candidate for this loan because... I have always made any and all payments on time and have never been in default. I have been at the same employer for years and have a very secure job. I work full time and over 50 hours a week. This would really help me to consolidate all of my doctor and hospital bills into one monthly payment.
Monthly net income: $2900
Monthly expenses: $200
Housing: $0
Insurance: $74.83
Car expenses: $393.31
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $203.82
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,000.00 | 7/21/2011 5:17:14 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517578
This series of Notes was issued and sold upon the funding of the borrower loan #51733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $129.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 12 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 1m |
|
Amount delinquent:
| $42,205 |
Total credit lines:
| 49 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,887 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-commanding-bid |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
|
Principal balance:
| $4,191.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Down payment for van
I need to get a new vechicle since I have a new addition to the family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:29 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:37 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:39 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:11 PM |
| red-benefit-ruler | $28.00 | 7/22/2011 9:37:46 PM |
| GCInvestments | $25.00 | 7/22/2011 7:19:47 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:04:47 PM |
| artisan369 | $200.00 | 7/23/2011 10:20:17 AM |
| principal-trombone | $100.00 | 7/23/2011 7:35:43 AM |
| 3_boyz | $75.00 | 7/23/2011 9:21:59 AM |
| Lender0010 | $50.00 | 7/23/2011 9:28:54 AM |
| julijask | $50.00 | 7/23/2011 11:09:32 AM |
| Leopoldine | $25.00 | 7/23/2011 10:42:45 AM |
| LateOneNight | $50.00 | 7/23/2011 2:58:09 PM |
| blue111 | $30.00 | 7/24/2011 1:26:13 PM |
| Kaj | $50.00 | 7/24/2011 5:21:33 AM |
| DonaldColorado | $50.00 | 7/24/2011 10:10:17 AM |
| bullwink27 | $25.00 | 7/24/2011 3:52:42 PM |
| black_adder2003 | $50.00 | 7/24/2011 10:34:34 PM |
| best-inspiring-deal | $25.00 | 7/24/2011 4:08:51 PM |
| uncleharold | $35.00 | 7/24/2011 5:55:59 PM |
| new-transaction-wrangler | $25.00 | 7/25/2011 7:54:46 AM |
| MoneyForNothing | $3.54 | 7/25/2011 2:05:16 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:38 AM |
| a-responsible-return | $50.00 | 7/22/2011 5:07:06 PM |
| jmeasn | $25.00 | 7/22/2011 10:54:00 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:18 AM |
| GoldenGo4 | $50.00 | 7/22/2011 9:08:52 PM |
| MadHun | $300.00 | 7/22/2011 10:29:55 PM |
| Cliffie83 | $80.85 | 7/23/2011 8:03:08 AM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:10 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:28:16 AM |
| Natronpee | $105.45 | 7/23/2011 8:55:43 AM |
| 77dowplace | $25.00 | 7/23/2011 9:23:10 AM |
| mg6619 | $25.00 | 7/23/2011 11:41:19 AM |
| reward-force | $25.00 | 7/23/2011 6:31:08 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:30:51 PM |
| mcgillis99 | $50.00 | 7/23/2011 10:12:23 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:50 PM |
| EngineersAlliance | $50.00 | 7/24/2011 7:01:51 AM |
| Binan | $25.00 | 7/24/2011 9:06:42 AM |
| treasure-exchanger2 | $25.00 | 7/24/2011 10:25:40 AM |
| rockstar78 | $100.00 | 7/23/2011 7:35:14 PM |
| invincible-platinum9 | $25.00 | 7/24/2011 7:01:44 AM |
| helping-out | $25.00 | 7/24/2011 5:54:29 AM |
| john2218 | $25.00 | 7/24/2011 2:41:21 PM |
| daveseansworld | $30.47 | 7/24/2011 5:08:18 PM |
| syounker | $25.00 | 7/24/2011 5:47:14 PM |
| a-finance-nirvana | $25.00 | 7/24/2011 4:13:02 PM |
| seineil | $50.00 | 7/24/2011 6:07:54 PM |
| zbfamwl | $50.00 | 7/24/2011 8:54:55 PM |
| yield-seeker | $25.00 | 7/24/2011 6:31:45 PM |
| GodzillaLending | $50.00 | 7/24/2011 8:35:06 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:23:15 AM |
| durable-auction0 | $50.00 | 7/25/2011 7:05:55 AM |
| CBO-Enterprise | $100.00 | 7/25/2011 11:11:54 AM |
| goodhearted-basis4 | $25.00 | 7/25/2011 12:11:48 PM |
| kdog99 | $200.00 | 7/25/2011 10:07:13 AM |
| well-rounded-liberty4 | $25.00 | 7/25/2011 9:53:11 AM |
| pleasant-dime | $25.00 | 7/25/2011 1:39:34 PM |
| Veets | $200.00 | 7/25/2011 1:44:05 PM |
| treasure-pipeline | $56.69 | 7/25/2011 12:09:49 PM |
| damage | $25.00 | 7/25/2011 11:20:48 AM |
| mimoney16 | $25.00 | 7/25/2011 11:24:14 AM |
| benjamins-fan6 | $25.00 | 7/25/2011 1:46:47 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
517584
This series of Notes was issued and sold upon the funding of the borrower loan #51646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $18,930 |
Total credit lines:
| 38 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,628 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durable-exchange |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan: Bill Consolidation
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $3600.00
Monthly expenses:
Housing: $600.00
Insurance: $65.00
Car expenses: $360.00
Utilities: $55.00
Phone, cable, internet: $170.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $180.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/21/2011 5:02:43 PM |
| worth-blanket2 | $1,975.00 | 7/21/2011 5:22:13 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
517612
This series of Notes was issued and sold upon the funding of the borrower loan #51712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $157,740 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gaurantee101 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
|
Principal balance:
| $1,837.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Federal Tax additional payment
Purpose of loan:
This loan will be used to additional federal tax payment which occurred with an accounting error.
My financial situation:
I am a good candidate for this loan because i have a secure job with a global company and technology. My assets also cover all my outstanding debts.
Retirement savings 40 k
Available Equity in home 120-140k ( 15%)
Monthly net income: $ 11,000 (Updated Base 9666 plus Bonus)
Monthly expenses: $
Housing: $ 2132
Insurance: $ 50
Car expenses: $ 0 (Both cars are paid off)
Utilities: $ 150
Phone, cable, internet: $ 125
Food, entertainment: $ 500
Clothing, household expenses $ 100
Credit cards and other loans: $ 1510
Other expenses: $ 0
Revolving credit balance:
(75,000 was a HELOC to split the primary loan no money was spent.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.09 | 7/23/2011 12:02:25 PM |
| chameleon125 | $25.00 | 7/23/2011 2:29:44 PM |
| exchange-squirrel | $25.00 | 7/23/2011 2:01:56 PM |
| worth-blanket2 | $1,624.91 | 7/23/2011 3:37:52 PM |
| well-rounded-payout0 | $50.00 | 7/23/2011 12:02:00 PM |
| Dubbs360 | $25.00 | 7/23/2011 12:02:33 PM |
| hopeful-point | $25.00 | 7/23/2011 1:51:43 PM |
| favorite-commerce | $25.00 | 7/23/2011 2:35:13 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
517616
This series of Notes was issued and sold upon the funding of the borrower loan #51602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $470.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,924 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| boulderclear |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,950.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Dec-2010)
620-639
(Oct-2010)
620-639
(Aug-2010)
640-659
(Jul-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
pay every bit of debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8500
Monthly expenses: $4500
Housing: $1000
Insurance: $750
Car expenses: $500
Utilities: $140
Phone, cable, internet: $175
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lendstats_com | $300.00 | 7/22/2011 9:02:21 AM |
| MoneyForNothing | $40.00 | 7/22/2011 9:02:50 AM |
| reflective-rupee | $225.09 | 7/22/2011 9:35:26 AM |
| Dubbs360 | $25.00 | 7/22/2011 9:03:11 AM |
| loanman2007 | $250.00 | 7/22/2011 9:26:18 AM |
| golffish2 | $50.00 | 7/22/2011 9:08:30 AM |
| wealth-multiplier | $25.00 | 7/22/2011 9:32:18 AM |
| diversification-enlistment | $25.00 | 7/22/2011 11:48:46 AM |
| outofoffice | $100.00 | 7/22/2011 10:12:24 AM |
| DoctorJoe | $25.00 | 7/22/2011 1:21:20 PM |
| wonder3 | $35.00 | 7/22/2011 10:44:38 AM |
| Wangchuk | $30.01 | 7/22/2011 10:51:27 AM |
| luckygreen10 | $250.00 | 7/22/2011 12:16:05 PM |
| market-pudding | $25.00 | 7/22/2011 4:43:29 PM |
| mummey | $100.00 | 7/22/2011 4:36:53 PM |
| DasMula | $27.00 | 7/22/2011 7:49:34 PM |
| janeybooboo | $25.00 | 7/22/2011 8:25:34 PM |
| SecondChanceLendingSERV | $25.00 | 7/22/2011 6:26:20 PM |
| loss-of-control | $100.00 | 7/22/2011 7:45:44 PM |
| dammage | $35.00 | 7/22/2011 8:36:45 PM |
| mikeandcat | $51.36 | 7/22/2011 10:03:00 PM |
| haryassman | $25.00 | 7/23/2011 7:05:45 AM |
| fund-dragster | $43.59 | 7/23/2011 7:08:52 AM |
| Leshan | $300.00 | 7/23/2011 6:13:30 AM |
| mikeandcat | $189.56 | 7/23/2011 5:42:09 AM |
| Rulea72 | $29.34 | 7/23/2011 7:08:35 AM |
| SouthernRemarketing | $45.39 | 7/23/2011 7:56:00 AM |
| loan-master1 | $25.00 | 7/23/2011 11:40:36 AM |
| blissful-dollar3 | $100.00 | 7/23/2011 10:32:20 AM |
| papaloha | $100.00 | 7/23/2011 2:48:19 PM |
| r48 | $25.00 | 7/23/2011 3:19:35 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:27 AM |
| bcfinvestments | $31.76 | 7/23/2011 4:42:35 PM |
| SLN-10 | $50.00 | 7/23/2011 1:25:49 PM |
| benefit-flow | $25.00 | 7/23/2011 1:49:22 PM |
| mammalian4 | $25.00 | 7/23/2011 1:55:50 PM |
| chameleon125 | $25.00 | 7/23/2011 2:29:26 PM |
| first-dinero-paladin | $25.00 | 7/23/2011 9:22:27 PM |
| redwraith | $100.00 | 7/23/2011 2:59:17 PM |
| Feyenoord | $25.00 | 7/23/2011 9:21:23 PM |
| MoneyForNothing | $17.33 | 7/23/2011 11:14:46 PM |
| Investor_DP | $100.00 | 7/22/2011 11:30:29 AM |
| shrewd-income | $25.00 | 7/22/2011 9:08:27 AM |
| worth-blanket2 | $7,500.00 | 7/22/2011 9:16:30 AM |
| CA-Lender | $75.07 | 7/22/2011 9:27:24 AM |
| jhouman | $25.00 | 7/22/2011 9:47:02 AM |
| neutrino6 | $25.00 | 7/22/2011 10:02:52 AM |
| jmeasn | $25.00 | 7/22/2011 9:02:03 AM |
| credit-missile | $100.00 | 7/22/2011 9:25:12 AM |
| glroark | $80.00 | 7/22/2011 11:45:18 AM |
| SolarMoonshine | $25.00 | 7/22/2011 10:05:30 AM |
| shrewd-income | $50.00 | 7/22/2011 12:42:26 PM |
| 312-Lender | $36.73 | 7/22/2011 10:01:36 AM |
| sweetlan | $25.07 | 7/22/2011 10:03:21 AM |
| janeybooboo | $100.00 | 7/22/2011 11:23:07 AM |
| wisconsinvestor | $50.00 | 7/22/2011 3:47:02 PM |
| well-mannered-income3 | $30.00 | 7/22/2011 12:14:09 PM |
| wlm3012 | $30.00 | 7/22/2011 2:48:43 PM |
| Mikale360 | $25.00 | 7/22/2011 3:25:26 PM |
| yf99yz | $40.00 | 7/22/2011 3:31:35 PM |
| FinanceEngine | $40.00 | 7/22/2011 4:43:11 PM |
| Jerrys1951 | $36.80 | 7/22/2011 7:43:06 PM |
| janeybooboo | $25.00 | 7/22/2011 8:25:17 PM |
| grampy48 | $25.00 | 7/23/2011 3:50:51 AM |
| lowrater | $50.90 | 7/23/2011 5:59:46 AM |
| LittleMingo | $25.00 | 7/23/2011 3:47:36 AM |
| grampy48 | $25.00 | 7/23/2011 4:13:08 AM |
| Bob450 | $30.00 | 7/23/2011 8:32:25 AM |
| first-serene-credit | $25.00 | 7/23/2011 8:06:27 AM |
| hellasow | $50.00 | 7/23/2011 8:27:23 AM |
| genuine-integrity0 | $25.00 | 7/23/2011 10:43:37 AM |
| worldly-investment333 | $50.00 | 7/23/2011 8:02:28 AM |
| CoolPlexer | $25.00 | 7/23/2011 9:19:34 AM |
| Skatingbear | $100.00 | 7/23/2011 11:26:32 AM |
| s270 | $25.00 | 7/23/2011 12:28:58 PM |
| pfh | $25.00 | 7/23/2011 7:45:02 PM |
| KarlMarx | $25.00 | 7/23/2011 11:14:31 PM |
| credit-missile | $25.00 | 7/23/2011 6:08:19 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
517624
This series of Notes was issued and sold upon the funding of the borrower loan #51700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $478 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-kingdom |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2010)
|
|
Principal balance:
| $2,565.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Want to Consolidate Debt
Purpose of loan:
This loan will be used to consolidate my debt. I just need this money for a quick payment and am in good financial standing to sustain monthly payments.
My financial situation:
I am a good candidate for this loan because I am able to pay off my prior prosper loan without a problem (have not defaulted) and have a better position in terms of employment.
Monthly net income: $2800
Monthly expenses: $116
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $80
Clothing, household expenses: $
Credit cards and other loans: $30
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $54.91 | 7/24/2011 4:12:02 AM |
| top-courteous-peso | $75.00 | 7/23/2011 12:02:02 PM |
| JCM_MN | $40.00 | 7/23/2011 1:57:32 PM |
| exchange-squirrel | $25.00 | 7/23/2011 2:02:16 PM |
| edaguy | $50.00 | 7/23/2011 2:27:36 PM |
| reflective-rupee | $500.09 | 7/23/2011 12:02:49 PM |
| ultimate-peace | $250.00 | 7/23/2011 12:10:07 PM |
| MarvintheMartian | $30.00 | 7/23/2011 12:30:51 PM |
| glroark | $150.00 | 7/23/2011 1:51:15 PM |
| promise2 | $100.00 | 7/23/2011 6:20:40 PM |
| loanman2007 | $200.00 | 7/23/2011 12:13:05 PM |
| janeybooboo | $100.00 | 7/23/2011 9:07:19 PM |
| Cerbie | $25.00 | 7/23/2011 11:40:24 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:03 PM |
| market-pudding | $25.00 | 7/23/2011 4:35:25 PM |
| loss-of-control | $75.00 | 7/23/2011 5:54:36 PM |
| FoosMaster | $25.00 | 7/23/2011 10:07:04 PM |
| favorite-commerce | $25.00 | 7/23/2011 2:34:53 PM |
| goodhearted-basis4 | $25.00 | 7/23/2011 12:02:01 PM |
| SolarMoonshine | $25.00 | 7/23/2011 1:59:31 PM |
| CaptainBL | $25.00 | 7/23/2011 7:13:57 PM |
| asset-professor | $25.00 | 7/23/2011 12:57:29 PM |
| auctionator1 | $25.00 | 7/23/2011 10:59:59 PM |
| grammaspurse | $25.00 | 7/23/2011 9:05:52 PM |
| first-serene-credit | $25.00 | 7/23/2011 9:41:20 PM |
| mana-olana | $25.00 | 7/24/2011 1:53:30 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
517640
This series of Notes was issued and sold upon the funding of the borrower loan #51624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,950.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $144.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,003 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mktgmbagrad |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 55 ( 79% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,700.00 | < 31 days late:
| 15
( 21% )
| 640-659
(May-2008)
640-659
(Jun-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Wedding Bliss
Purpose of loan:
This loan will be used to pay for the additional and overlooked expenses of my upcoming wedding that is in 6 wks.
My financial situation:
Over the past three years alone, I have paid of two Prosper loans, a car and a number of other credit cards. I am on track to pay off yet another credit card in August and a line of credit in October. This will free up a total of $847 per month then. When I became engaged a few years ago we decided then to each save $300 to $400 dollars per month for the wedding expenses ? and we have. Also the honeymoon to the Dominican Republic is paid. If we had another four months to save for this wedding, I would not be applying for this loan.
Monthly net income: $4200
Monthly expenses: $142
Housing: $803
Insurance: $100
Car expenses: $300
Utilities: $190
Phone, cable, internet: $240
Food, entertainment: $200
Credit cards and other loans: $1397
Other expenses: $205
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 7/22/2011 9:16:30 AM |
| goodhearted-basis4 | $25.00 | 7/22/2011 9:02:05 AM |
| golffish2 | $25.00 | 7/22/2011 9:09:27 AM |
| lendstats_com | $300.00 | 7/22/2011 9:03:21 AM |
| CA-Lender | $75.07 | 7/22/2011 9:11:15 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
517654
This series of Notes was issued and sold upon the funding of the borrower loan #51611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 27y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,894 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| momentous-social |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
|
|
Principal balance:
| $698.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
DFarrell
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/23/2011 12:02:34 PM |
| worth-blanket2 | $2,149.91 | 7/23/2011 3:37:55 PM |
| Feyenoord | $25.00 | 7/23/2011 12:02:43 PM |
| reflective-rupee | $250.09 | 7/23/2011 12:03:53 PM |
| ryan6853 | $25.00 | 7/23/2011 12:01:50 PM |
| ryan6853 | $25.00 | 7/23/2011 1:52:17 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
517674
This series of Notes was issued and sold upon the funding of the borrower loan #51708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $387.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,028 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courteous-p2ploan8 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good Credit
Purpose of loan:
This loan will be used to...pay off & close out credit cards.
My financial situation: good
I am a good candidate for this loan because...I've always paid my debts on time.
Monthly net income: $2020
Monthly expenses: $100
Housing: $100
Insurance: $90
Car expenses: $460
Utilities: $50
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/22/2011 11:30:32 AM |
| worth-blanket2 | $7,500.00 | 7/22/2011 9:52:33 AM |
| reflective-rupee | $200.09 | 7/22/2011 9:52:57 AM |
| back-scratchers | $25.00 | 7/22/2011 9:56:59 AM |
| SolarMoonshine | $25.00 | 7/22/2011 10:05:01 AM |
| neutrino6 | $25.00 | 7/22/2011 10:07:58 AM |
| Dubbs360 | $25.00 | 7/22/2011 9:03:13 AM |
| bullish2bearish | $50.00 | 7/22/2011 9:39:56 AM |
| JustMee | $25.00 | 7/22/2011 10:57:34 AM |
| shrewd-income | $50.00 | 7/22/2011 12:41:50 PM |
| drluong | $50.00 | 7/22/2011 2:10:52 PM |
| wlm3012 | $30.00 | 7/22/2011 2:41:46 PM |
| palace2 | $306.16 | 7/22/2011 6:31:11 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:33:12 PM |
| DasMula | $27.00 | 7/22/2011 7:29:29 PM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:32 AM |
| janeybooboo | $50.00 | 7/22/2011 11:45:26 AM |
| well-mannered-income3 | $25.00 | 7/22/2011 12:09:48 PM |
| luckygreen10 | $200.00 | 7/22/2011 12:16:30 PM |
| loanman2007 | $25.00 | 7/22/2011 9:57:01 AM |
| blissful-finance7 | $25.00 | 7/22/2011 10:40:44 AM |
| janeybooboo | $25.00 | 7/22/2011 11:45:37 AM |
| market-pudding | $25.00 | 7/22/2011 4:42:40 PM |
| scarlet-velvet | $25.08 | 7/22/2011 4:13:39 PM |
| shawnw2 | $25.00 | 7/22/2011 5:51:00 PM |
| mummey | $100.00 | 7/22/2011 4:33:35 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:17 PM |
| loss-of-control | $11.67 | 7/22/2011 7:41:59 PM |
| janeybooboo | $25.00 | 7/22/2011 5:37:35 PM |
| value-sequoia8 | $50.00 | 7/22/2011 6:33:09 PM |
| p2ploan-sensation211 | $25.00 | 7/22/2011 7:13:19 PM |
| shrewd-income | $50.00 | 7/22/2011 5:58:58 PM |
| auction-karate | $25.00 | 7/22/2011 7:05:45 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
517688
This series of Notes was issued and sold upon the funding of the borrower loan #51666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 124% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,641 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unrivaled-generosity |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $13,600.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
740-759
(Nov-2009)
|
|
Principal balance:
| $7,667.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Payoff Credit Cards
My financial situation: Stable
I am a good candidate for this loan because...
I have never been late on any debts including the current Prosper loan I have had for 1 1/2 years...trying to better my financial situation and get revolving debt paid off as rapidly as possible
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/22/2011 9:02:18 AM |
| worth-blanket2 | $7,199.99 | 7/22/2011 9:16:30 AM |
| social-hunter5 | $250.00 | 7/22/2011 9:03:06 AM |
| kind-credit-bear | $25.00 | 7/22/2011 9:03:18 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517720
This series of Notes was issued and sold upon the funding of the borrower loan #51668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dj44 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $14,900.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
780-799
(Jan-2010)
800-819
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Vacation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $50.00 | 7/24/2011 12:02:39 PM |
| reflective-rupee | $750.09 | 7/24/2011 12:21:49 PM |
| investment-artist | $25.01 | 7/24/2011 12:03:03 PM |
| alexgalt | $25.00 | 7/24/2011 12:12:01 PM |
| leverage-monger | $25.00 | 7/24/2011 12:13:35 PM |
| loan-master1 | $25.00 | 7/24/2011 12:15:59 PM |
| kind-charming-value | $1,000.00 | 7/24/2011 12:02:00 PM |
| chameleon125 | $25.00 | 7/24/2011 12:07:20 PM |
| Feyenoord | $25.00 | 7/24/2011 12:03:01 PM |
| Kash2010lu | $25.00 | 7/24/2011 12:17:29 PM |
| loanman2007 | $24.90 | 7/24/2011 12:22:56 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
517772
This series of Notes was issued and sold upon the funding of the borrower loan #51639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,949 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-searcher6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate higher interest debt.
My financial situation:
I am a good candidate for this loan because...I am very stable and responsble. I have been a strong part of my community for nearly 20 years and am a successful professional in the health services field. This loan is a wise financial choice.
Monthly net income: $3833
Monthly expenses: $150
Housing: $1168
Insurance: $85
Car expenses: $
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 7/22/2011 5:07:29 PM |
| worth-blanket2 | $5,499.91 | 7/22/2011 5:09:36 PM |
| reflective-rupee | $1,000.09 | 7/22/2011 5:09:01 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
517804
This series of Notes was issued and sold upon the funding of the borrower loan #51754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Amount delinquent:
| $1,539 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| eloquent-loot1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Urgent debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...i am determined to ge from under this debt so that I may be one day be able to assist someone in need.
Monthly net income: $3750
Monthly expenses: $1750
Housing: $600
Insurance: $
Car expenses: $108
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 7/25/2011 12:00:40 PM |
| worth-blanket2 | $3,774.91 | 7/25/2011 12:31:43 PM |
| reflective-rupee | $200.09 | 7/25/2011 11:10:09 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
517806
This series of Notes was issued and sold upon the funding of the borrower loan #51714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $91.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,665 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| twinsforever |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
640-659
(Mar-2008)
640-659
(Aug-2007)
|
|
Principal balance:
| $1,070.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate debts & buy new eyeglasses
My financial situation:
I am a good candidate for this loan because.I had a medical set back in January 2011 requiring assist. with my care. I have moved in with my twin sister who is there to help me with any needs that arise plus cut my living expenses extremely... You can be assured that this loan will continue to be paid by automatic debit as has been in the past so that the payments will always be on time...I do receive Social Security as well as a pension from my company I retired from after 30 years. I believe I am an excellent candidate for this loan.
Monthly net income: $3,336
Monthly expenses: $1,311
Housing: $350.00
Insurance: $115.00
Car expenses: $286
Utilities: $75
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.00 | 7/22/2011 5:04:23 PM |
| worth-blanket2 | $2,475.00 | 7/22/2011 5:08:07 PM |
| MoneyForNothing | $25.00 | 7/22/2011 5:02:53 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
517818
This series of Notes was issued and sold upon the funding of the borrower loan #51653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 76% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,466 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| platinum-ladybug639 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
EXPAND
Purpose of loan: EXPAND
This loan will be used to...EXPANDING
My financial situation: GOOD
I am a good candidate for this loan because...15 YEARS IN FIELD
Monthly net income: $2600
Monthly expenses: $1250
Housing: $350
Insurance: $100
Car expenses: $600
Utilities: $50
Phone, cable, internet: $
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Track-Layer | $100.00 | 7/22/2011 5:42:05 PM |
| dartmouth99 | $27.94 | 7/23/2011 1:02:08 AM |
| DasMula | $27.00 | 7/23/2011 6:20:22 AM |
| dthompso | $100.00 | 7/22/2011 5:42:05 PM |
| reflective-rupee | $25.09 | 7/22/2011 5:14:50 PM |
| alexgalt | $25.00 | 7/22/2011 9:02:10 PM |
| worth-blanket2 | $3,694.97 | 7/24/2011 6:45:18 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
517826
This series of Notes was issued and sold upon the funding of the borrower loan #51689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,011 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unafraid-repayment4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2009)
|
|
Principal balance:
| $3,574.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Unafraid Repayment
Purpose of loan:
This loan will be used to... consolidate bills and lower my monthly payments. I am a hard worker and have two jobs, working about 6 days a week. I organnize my bills and have an extensive budget. I no longer use credit cards (they are shredded), I solely want to pay off the ones I have. I have 2 credit cards I got while I had a higher paying job but then relocated to a small mountain town with no job opportunity.
My financial situation:
I am a good candidate for this loan because... I have a history with Prosper and have consistant on-time payments. Other payments I have are all made on time as well.
Monthly net income: $1900
Monthly expenses: $100 (gas)
Housing: $500
Car expenses: $351 (payment) + $91 (insurance)
Utilities: $50 (gas and electric)
Phone, cable, internet: $95 (mobile)
Food, entertainment: $300 (budget of $75/week)
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/22/2011 5:02:24 PM |
| compoundinterest | $50.00 | 7/22/2011 5:12:17 PM |
| JustMee | $25.00 | 7/23/2011 6:13:54 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:01 PM |
| ockid007 | $50.00 | 7/24/2011 8:19:17 AM |
| NekHoldings | $25.00 | 7/24/2011 6:15:37 AM |
| mddahlheim | $25.00 | 7/24/2011 6:56:49 AM |
| first-serene-credit | $25.00 | 7/24/2011 8:34:56 AM |
| Solid-Platinum | $100.00 | 7/24/2011 4:44:22 PM |
| daveseansworld | $25.00 | 7/24/2011 5:07:50 PM |
| WorkingTA | $30.00 | 7/24/2011 5:08:19 PM |
| silver-dogwood4 | $25.00 | 7/24/2011 11:08:35 AM |
| refined-penny | $25.00 | 7/24/2011 1:06:13 PM |
| repaymeplease | $25.00 | 7/24/2011 1:07:58 PM |
| r48 | $25.00 | 7/24/2011 12:33:58 PM |
| forthright-dinero7 | $100.00 | 7/24/2011 3:17:44 PM |
| availableloan | $25.00 | 7/24/2011 2:39:31 PM |
| authoritative-capital | $25.00 | 7/24/2011 5:37:17 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:05:38 PM |
| wild-orange | $100.00 | 7/24/2011 8:26:54 PM |
| genelinist | $50.00 | 7/25/2011 7:48:09 AM |
| GodzillaLending | $68.01 | 7/24/2011 8:35:43 PM |
| porwestco | $32.00 | 7/25/2011 2:56:46 AM |
| blissful-ore5 | $50.00 | 7/25/2011 6:50:07 AM |
| sgt-schultz | $75.00 | 7/25/2011 6:22:24 AM |
| Jamahl | $25.00 | 7/25/2011 11:15:47 AM |
| damage | $25.00 | 7/25/2011 11:20:51 AM |
| treasure-pipeline | $50.00 | 7/25/2011 12:09:25 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:50:41 PM |
| C_Mark | $50.00 | 7/25/2011 4:34:36 PM |
| payout-flag6 | $100.00 | 7/25/2011 5:05:14 PM |
| awwaww | $50.00 | 7/25/2011 8:37:12 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:23 PM |
| Warwick | $50.00 | 7/25/2011 10:16:48 PM |
| hidavehi | $26.00 | 7/25/2011 8:35:35 PM |
| power-defender7 | $25.00 | 7/25/2011 8:56:05 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:51 PM |
| jmeasn | $200.00 | 7/25/2011 11:39:30 PM |
| debt-legend | $25.00 | 7/25/2011 8:11:11 PM |
| MarvintheMartian | $25.00 | 7/22/2011 5:03:26 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:16 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:19 AM |
| Feyenoord | $25.00 | 7/22/2011 10:32:01 PM |
| 77dowplace | $25.00 | 7/23/2011 9:24:49 AM |
| lsx7 | $100.00 | 7/23/2011 1:44:34 PM |
| pound-balancer | $100.00 | 7/23/2011 3:47:56 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:26:14 PM |
| Brown98 | $25.00 | 7/23/2011 9:56:14 PM |
| ore-frontier | $50.00 | 7/23/2011 10:07:17 PM |
| Leopoldine | $25.00 | 7/23/2011 8:04:01 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:09:09 PM |
| indomitable-coin | $25.00 | 7/23/2011 10:54:54 PM |
| SoCalIsHere | $50.00 | 7/23/2011 8:12:12 PM |
| ranstlin | $25.00 | 7/24/2011 6:54:39 AM |
| blue111 | $25.00 | 7/24/2011 1:25:16 PM |
| novice-speculator | $25.00 | 7/24/2011 2:17:08 PM |
| Kaj | $50.00 | 7/24/2011 5:17:57 AM |
| duty-twister | $25.00 | 7/24/2011 2:37:34 PM |
| drkosh | $75.00 | 7/24/2011 7:46:25 AM |
| WSTRDG | $25.00 | 7/24/2011 2:01:31 PM |
| superb-funds335 | $26.00 | 7/24/2011 12:57:32 PM |
| bullwink27 | $25.00 | 7/24/2011 3:54:32 PM |
| ptjg | $100.00 | 7/24/2011 10:21:03 PM |
| supersarah61 | $50.00 | 7/24/2011 5:00:50 PM |
| setUup | $33.20 | 7/25/2011 8:36:04 AM |
| chinolatino | $25.00 | 7/24/2011 7:51:54 PM |
| CreditBuilder2 | $50.00 | 7/24/2011 10:48:55 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:00 PM |
| GElender | $50.00 | 7/25/2011 5:40:19 AM |
| 108lender | $200.00 | 7/25/2011 9:40:51 AM |
| Loan-Mart | $100.00 | 7/25/2011 11:24:36 AM |
| integrity-reformer | $100.00 | 7/25/2011 11:27:19 AM |
| ess507 | $25.00 | 7/25/2011 10:05:48 AM |
| asset-cougar0 | $25.00 | 7/25/2011 10:45:33 AM |
| fortytwo | $100.00 | 7/25/2011 10:57:54 AM |
| CBO-Enterprise | $100.00 | 7/25/2011 11:15:49 AM |
| a2190b | $25.00 | 7/25/2011 5:38:55 PM |
| Archchancellor | $62.94 | 7/25/2011 4:01:51 PM |
| sappy02 | $75.00 | 7/25/2011 7:25:31 PM |
| aldeed | $150.00 | 7/25/2011 5:26:27 PM |
| loan-galaxy6 | $500.00 | 7/25/2011 6:07:40 PM |
| integrity-saver | $73.43 | 7/25/2011 10:59:45 PM |
| wealth-samurai3 | $100.00 | 7/25/2011 7:00:02 PM |
| fantastic-bazaar2 | $50.00 | 7/25/2011 7:25:45 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:01 PM |
| cognizant-wealth | $110.00 | 7/26/2011 12:21:58 AM |
| engaging-yield4 | $50.00 | 7/25/2011 9:47:36 PM |
| wwwUniversal | $25.00 | 7/26/2011 12:57:37 AM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
517868
This series of Notes was issued and sold upon the funding of the borrower loan #51647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $240.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 5m |
|
Amount delinquent:
| $2,185 |
Total credit lines:
| 38 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,404 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elevated-deal6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
B of A Payoff
Purpose of loan:
This loan will be used to...payoff B of A credit card.
My financial situation:
I am a good candidate for this loan because...full time position at work.
Monthly net income: $3500
Monthly expenses: $
Housing: $0 (Spouse pays rent)
Insurance: $160
Car expenses: $489
Utilities: $0 (spouse pays)
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $846
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/24/2011 4:12:04 AM |
| Dubbs360 | $25.00 | 7/23/2011 12:02:35 PM |
| reflective-rupee | $200.09 | 7/23/2011 12:14:34 PM |
| worth-blanket2 | $5,574.91 | 7/24/2011 6:43:09 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517892
This series of Notes was issued and sold upon the funding of the borrower loan #51703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $124.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $300 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newgrad25 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Aug-2007)
520-539
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
My loan for debt consolidation
I am a good candidate for this loan because...
My credit profile doesn't really tell the story...
I have very little debt. This loan will consolidate the small debt that I have into one very low payment.
This will be my second loan. First loan carried full term and paid in full. This loan will be paid as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $150.00 | 7/23/2011 12:09:40 PM |
| lendstats_com | $300.00 | 7/23/2011 12:18:24 PM |
| jhouman | $25.00 | 7/23/2011 12:02:37 PM |
| reflective-rupee | $290.09 | 7/23/2011 12:08:17 PM |
| 312-Lender | $40.00 | 7/23/2011 12:01:57 PM |
| kind-charming-value | $1,200.00 | 7/23/2011 12:14:55 PM |
| mrxtravis | $25.00 | 7/23/2011 12:02:44 PM |
| MoneyForNothing | $25.00 | 7/23/2011 12:03:28 PM |
| krd_Chicago | $80.00 | 7/23/2011 12:14:41 PM |
| s270 | $50.00 | 7/23/2011 12:14:58 PM |
| RoZu_Lending | $875.17 | 7/23/2011 12:18:11 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
517932
This series of Notes was issued and sold upon the funding of the borrower loan #51685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,213 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-friendship1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
improvement needed to sell home
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 7/24/2011 6:45:38 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517962
This series of Notes was issued and sold upon the funding of the borrower loan #51641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $803 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bill-oboe |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...pay off my credit card bills
My financial situation:
I am a good candidate for this loan because I believe in paying bills on time. I want to continue to keep up my credit score which is why I want a loan. I will be a great candidate to recieve a loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 7/24/2011 12:03:56 PM |
| 77dowplace | $25.00 | 7/24/2011 12:14:14 PM |
| Abstract | $50.00 | 7/25/2011 2:16:10 PM |
| garlicguy | $100.00 | 7/25/2011 2:28:57 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:31 PM |
| moola-berserker | $27.99 | 7/25/2011 6:12:56 PM |
| benefit-flow | $26.61 | 7/25/2011 3:59:22 PM |
| C_Mark | $50.00 | 7/25/2011 4:37:41 PM |
| UTVolunteer | $200.00 | 7/25/2011 5:01:49 PM |
| nickel-pipeline | $31.00 | 7/25/2011 5:17:04 PM |
| promise2 | $100.00 | 7/25/2011 6:24:44 PM |
| income-buffalo1 | $100.00 | 7/25/2011 6:22:52 PM |
| novice-speculator | $25.00 | 7/25/2011 6:28:19 PM |
| greenventures | $25.00 | 7/26/2011 1:58:10 AM |
| CaptainBlueberry | $25.00 | 7/26/2011 5:11:01 AM |
| Mindful7 | $25.00 | 7/26/2011 5:43:53 AM |
| MrBailey | $51.00 | 7/25/2011 9:44:31 PM |
| first-serene-credit | $25.00 | 7/25/2011 7:26:03 PM |
| brightest-dynamic-peace | $30.00 | 7/25/2011 9:47:58 PM |
| peso-aggregator | $25.00 | 7/26/2011 7:08:33 AM |
| diversification-medalist | $50.00 | 7/25/2011 8:19:00 PM |
| hidavehi | $26.00 | 7/25/2011 8:40:33 PM |
| indomitable-coin | $25.00 | 7/26/2011 3:20:24 AM |
| GolfPro2006 | $30.00 | 7/26/2011 3:16:20 AM |
| discrete-asset | $25.00 | 7/26/2011 8:11:52 AM |
| janeybooboo | $106.37 | 7/26/2011 8:32:57 AM |
| seabassx | $25.00 | 7/26/2011 7:01:08 AM |
| MNJ | $25.00 | 7/26/2011 7:06:24 AM |
| investment-comet | $25.00 | 7/26/2011 7:11:58 AM |
| Airthus | $25.00 | 7/26/2011 7:16:14 AM |
| competent-p2p | $35.00 | 7/26/2011 8:13:24 AM |
| friendinmoney | $25.00 | 7/26/2011 8:32:28 AM |
| compoundinterest | $50.00 | 7/24/2011 12:02:58 PM |
| seineil | $50.00 | 7/24/2011 6:08:00 PM |
| freetolive | $25.00 | 7/25/2011 9:30:22 AM |
| MidCityLending | $47.36 | 7/25/2011 1:38:38 PM |
| friendly-moola0 | $193.06 | 7/25/2011 1:46:29 PM |
| djh47a | $25.00 | 7/25/2011 1:50:33 PM |
| atbright | $25.00 | 7/25/2011 2:14:40 PM |
| scarlet-velvet | $25.08 | 7/25/2011 4:27:02 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:43:22 PM |
| CreditBuilder2 | $50.00 | 7/25/2011 2:37:45 PM |
| availableloan | $25.00 | 7/25/2011 2:52:46 PM |
| wild-orange | $200.00 | 7/25/2011 4:00:46 PM |
| SolarMoonshine | $25.00 | 7/25/2011 3:09:38 PM |
| payout-flag6 | $50.00 | 7/25/2011 5:07:19 PM |
| GCInvestments | $25.00 | 7/25/2011 7:05:02 PM |
| enchanted-truth264 | $25.00 | 7/25/2011 7:18:47 PM |
| whitegold24k | $250.00 | 7/25/2011 6:20:49 PM |
| investorrr | $27.05 | 7/25/2011 10:48:28 PM |
| Mav26 | $50.00 | 7/25/2011 5:56:09 PM |
| wampum-chorus3 | $25.00 | 7/26/2011 12:05:53 AM |
| Leopoldine | $27.00 | 7/25/2011 6:22:00 PM |
| the-liberty-baker | $50.00 | 7/25/2011 6:32:23 PM |
| market-pudding | $25.00 | 7/26/2011 6:35:39 AM |
| _NaLNaBB | $100.00 | 7/25/2011 10:45:45 PM |
| worldly-investment333 | $50.00 | 7/26/2011 7:27:06 AM |
| kenji4861 | $50.00 | 7/25/2011 11:45:08 PM |
| top-payout-enclave | $35.00 | 7/26/2011 7:37:01 AM |
| nethawk00 | $25.00 | 7/26/2011 8:20:12 AM |
| Investoman | $150.00 | 7/26/2011 12:59:03 AM |
| goodhearted-basis4 | $25.00 | 7/26/2011 1:19:34 AM |
| supreme-hope | $25.00 | 7/26/2011 1:46:30 AM |
| reflective-rupee | $25.09 | 7/25/2011 9:46:41 PM |
| interstellar | $75.00 | 7/26/2011 3:00:46 AM |
| jmeasn | $100.00 | 7/25/2011 11:38:45 PM |
| gold-fluffy-bunny4 | $25.00 | 7/26/2011 4:52:28 AM |
| CaptainBL | $50.00 | 7/26/2011 5:49:31 AM |
| BankofPete | $35.00 | 7/26/2011 6:15:13 AM |
| sgt-schultz | $50.00 | 7/26/2011 6:23:12 AM |
| direct-responsibility7 | $179.00 | 7/26/2011 6:39:24 AM |
| authoritative-capital | $32.39 | 7/26/2011 7:09:41 AM |
| midnight24 | $50.00 | 7/26/2011 7:31:05 AM |
| elvisloans | $25.00 | 7/26/2011 5:13:30 AM |
| astute-fairness0 | $25.00 | 7/26/2011 6:39:55 AM |
| trumpeter5 | $30.00 | 7/26/2011 8:00:58 AM |
| evergreen16 | $80.00 | 7/26/2011 8:29:00 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
518024
This series of Notes was issued and sold upon the funding of the borrower loan #51760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,733 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-appraiser |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used for an upcoming vacation.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and my wife has been employed for seven years. We have a combined income over 200k. We are still rebuilding from a brief illness my wife had but have maintained all expenses in a timely manner
Monthly net income: $10000
Monthly expenses: $6800
Housing: $4200
Insurance: $300
Car expenses: $900
Utilities: $250
Phone, cable, internet: $180
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 7/25/2011 6:00:33 PM |
| lendstats_com | $200.00 | 7/25/2011 6:34:06 PM |
| vutah | $25.00 | 7/25/2011 8:47:31 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:10:47 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:32 PM |
| CA-Lender | $50.07 | 7/25/2011 9:01:37 PM |
| greencat | $50.00 | 7/26/2011 7:24:16 AM |
| InChicago | $50.00 | 7/26/2011 7:37:15 AM |
| calmfunds | $500.00 | 7/26/2011 7:23:13 AM |
| profit-powerplant | $25.00 | 7/26/2011 9:17:57 AM |
| kind-credit-bear | $25.00 | 7/26/2011 1:17:07 PM |
| worth-blanket2 | $5,944.84 | 7/26/2011 2:46:17 PM |
| Wangchuk | $30.00 | 7/25/2011 6:16:48 PM |
| golffish2 | $50.00 | 7/26/2011 4:14:03 AM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:14 AM |
| gold-cluster | $50.00 | 7/26/2011 5:44:02 AM |
| js44043 | $25.00 | 7/26/2011 1:11:57 PM |
| loanman2007 | $125.00 | 7/26/2011 11:07:31 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
518040
This series of Notes was issued and sold upon the funding of the borrower loan #51659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,222 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caelyn |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
540-559
(Jul-2008)
540-559
(May-2008)
600-619
(Apr-2008)
|
|
Principal balance:
| $1,624.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
MommyLee
Purpose of loan:
This loan will be used to...pay off an existing Prosper loan and to purchase new retail products for my salon business.
My financial situation:
I am a good candidate for this loan because...I have shown great responsibility with the current loan I have with Prosper as well as my other financial responsibilities. By purchasing more retail it opens the doors for me to make more income and to hopefully be able to become a lender for Prosper.
Monthly net income: $4500
Monthly expenses: $2600
Housing: $0
Insurance: $106
Car expenses: $0
Utilities: $0
Phone, cable, internet: $123
Food, entertainment: $240
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,639.91 | 7/25/2011 12:32:04 PM |
| diligent-peace9 | $100.00 | 7/25/2011 10:13:14 AM |
| alexgalt | $25.00 | 7/25/2011 11:00:08 AM |
| sgt-schultz | $35.00 | 7/25/2011 12:29:48 PM |
| reflective-rupee | $200.09 | 7/25/2011 10:48:24 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518066
This series of Notes was issued and sold upon the funding of the borrower loan #51692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 4m |
|
Amount delinquent:
| $48 |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,926 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-chef4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ariel
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2582.00
Housing: $0.00
Insurance: $
Car expenses: $417.00
Utilities: $0.00
Phone, cable, internet: $135.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,300.00 | 7/25/2011 12:31:31 PM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:15 AM |
| kulender | $50.00 | 7/25/2011 10:42:05 AM |
| fortytwo | $50.00 | 7/25/2011 10:58:41 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
518166
This series of Notes was issued and sold upon the funding of the borrower loan #51671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $193.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,724 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-majestic-credit |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $1,624.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Business loan
Purpose of loan:
This loan will be used to...New office updating
My financial situation: TCF
I am a good candidate for this loan because... I own a small real estate company plus draw a full retirement
Monthly net income: $5000
Monthly expenses: $
Housing: $ 0.00
Insurance: $ 175.00
Car expenses: $ 203
Utilities: $ 175
Phone, cable, internet: $ 113
Food, entertainment: $ 150
Clothing, household expenses: $ 100
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,979.85 | 7/25/2011 6:11:34 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:01:49 PM |
| Feyenoord | $25.00 | 7/25/2011 5:02:14 PM |
| DHolly | $25.00 | 7/25/2011 5:54:56 PM |
| pembull | $50.00 | 7/25/2011 5:09:19 PM |
| bullish2bearish | $25.00 | 7/25/2011 5:11:28 PM |
| kind-charming-value | $1,000.00 | 7/25/2011 5:00:54 PM |
| janeybooboo | $50.00 | 7/25/2011 5:05:57 PM |
| alexgalt | $25.00 | 7/25/2011 5:12:07 PM |
| alexgalt | $25.00 | 7/25/2011 6:00:01 PM |
| investment-daydream | $45.06 | 7/25/2011 5:02:08 PM |
| mrxtravis | $25.00 | 7/25/2011 5:07:44 PM |
| Kash2010lu | $25.00 | 7/25/2011 5:54:47 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
518246
This series of Notes was issued and sold upon the funding of the borrower loan #51674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 7
/
9 | Length of status: | 5y 4m |
|
Amount delinquent:
| $8,134 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,019 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jamesr17171 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 97% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 1
( 3% )
| 660-679
(Feb-2010)
640-659
(Nov-2007)
|
|
Principal balance:
| $4,434.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,874.91 | 7/25/2011 6:13:02 PM |
| MoneyForNothing | $50.00 | 7/25/2011 5:02:37 PM |
| SecondChanceLendingSERV | $25.00 | 7/25/2011 5:06:00 PM |
| reflective-rupee | $25.09 | 7/25/2011 5:08:23 PM |
| alexgalt | $25.00 | 7/25/2011 6:00:44 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518294
This series of Notes was issued and sold upon the funding of the borrower loan #51699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 11m |
|
Amount delinquent:
| $2,713 |
Total credit lines:
| 31 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,818 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| community-wrangler170 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2008)
|
|
Principal balance:
| $185.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Major Volvo Repairs
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,800
Monthly expenses: $3500
Housing: $1288
Insurance: $252
Car expenses: $400
Utilities: $230
Phone, cable, internet: $160
Food, entertainment: $400
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $50.00 | 7/25/2011 5:02:38 PM |
| LittleMingo | $28.19 | 7/25/2011 5:03:41 PM |
| SolarMoonshine | $25.00 | 7/25/2011 5:18:41 PM |
| janeybooboo | $100.00 | 7/25/2011 5:02:06 PM |
| Feyenoord | $25.00 | 7/25/2011 5:02:13 PM |
| runner262 | $25.00 | 7/25/2011 5:07:08 PM |
| auctionator1 | $25.00 | 7/25/2011 5:33:27 PM |
| famous-bill | $25.00 | 7/25/2011 5:23:27 PM |
| NekHoldings | $25.00 | 7/25/2011 7:25:16 PM |
| shrewd-income | $50.00 | 7/25/2011 5:49:49 PM |
| loss-of-control | $50.00 | 7/25/2011 5:58:03 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:38:40 PM |
| boots130 | $25.00 | 7/25/2011 6:01:34 PM |
| grampy48 | $26.87 | 7/25/2011 7:47:05 PM |
| clemclan | $36.00 | 7/25/2011 6:11:22 PM |
| Aberdeen | $2,000.00 | 7/25/2011 5:01:34 PM |
| whitegold24k | $100.00 | 7/25/2011 6:24:21 PM |
| skillful-asset5 | $30.00 | 7/25/2011 6:49:03 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:02:42 PM |
| adamnash | $25.00 | 7/25/2011 6:51:54 PM |
| amlu1988 | $25.00 | 7/25/2011 7:22:32 PM |
| MoneyForNothing | $3.85 | 7/25/2011 7:48:40 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
518372
This series of Notes was issued and sold upon the funding of the borrower loan #51705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,991 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stable-generosity4 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $1,586.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Help with Central Heat & Air
Purpose of loan: New central heat & air unit installation
This loan will be used to...Purchase new central heat and air unit, have it installed, and have new vents installed in the house
My financial situation: My financial situation is good. I just don't have the money to purchase this without a little help.
I am a good candidate for this loan because...I make my payments on time, and I will definitely make all of my payments on time with this loan as well.
Monthly net income: $1800
Monthly expenses: $
Housing: $0
Insurance: $100
Car expenses: $403
Utilities: $0
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,599.91 | 7/26/2011 9:45:20 AM |
| reflective-rupee | $400.09 | 7/26/2011 9:20:31 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
488641
This series of Notes was issued and sold upon the funding of the borrower loan #51554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $274.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,434 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| IanBman |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 36 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $11,650.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2010)
680-699
(Jan-2008)
620-639
(Nov-2007)
620-639
(Oct-2006)
|
|
Principal balance:
| $2,148.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate some debt I incurred making some home improvements. We are expecting our first child in October! So I had to mak spend some money to get our house ready and to create a nursery for our new daughter. I have some debt on a Citibank card. In August the rate will jump from 0% to 18.99%, so I figured it'd be smart to try to avoid the interest rate jump.
My financial situation:
I am a good candidate for this loan because I have a steady, stable job. I've had loans with Prosper in the past and have never had any problems making my payments. I'd rather pay you guys a lower interest rate than pay Citibank a higher rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/21/2011 9:03:13 AM |
| janeybooboo | $100.00 | 7/21/2011 10:23:48 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:07 AM |
| Tscheddar | $25.00 | 7/21/2011 2:43:23 PM |
| dayahn | $25.00 | 7/21/2011 3:19:32 PM |
| ChoiceInvestments | $35.00 | 7/21/2011 10:49:31 PM |
| credit-guard5 | $25.00 | 7/21/2011 7:33:49 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:29 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:22:28 AM |
| sgt-schultz | $50.00 | 7/22/2011 12:01:37 PM |
| CreditBuilder2 | $50.00 | 7/22/2011 2:27:32 PM |
| mgking007 | $29.00 | 7/22/2011 3:14:32 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:45:24 PM |
| Syzygy | $25.00 | 7/22/2011 4:43:57 PM |
| luckygreen10 | $500.00 | 7/22/2011 12:33:57 PM |
| iamwhatiam | $33.12 | 7/22/2011 1:57:18 PM |
| GoldenGo4 | $50.00 | 7/22/2011 3:15:30 PM |
| msh345 | $25.00 | 7/22/2011 4:34:41 PM |
| IL2R2010 | $100.00 | 7/22/2011 4:35:00 PM |
| Kaj | $50.00 | 7/22/2011 3:56:59 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:25:14 PM |
| YellowJacket | $25.00 | 7/22/2011 6:59:42 PM |
| GCInvestments | $25.00 | 7/22/2011 7:13:34 PM |
| 1randyp | $118.07 | 7/22/2011 7:20:29 PM |
| Corellia | $50.00 | 7/22/2011 6:21:12 PM |
| EngineersAlliance | $25.00 | 7/22/2011 9:18:13 PM |
| pearl13 | $100.00 | 7/22/2011 5:47:08 PM |
| cash-cymbal | $25.00 | 7/22/2011 6:07:44 PM |
| loss-of-control | $50.00 | 7/22/2011 7:35:41 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:06:27 PM |
| payment-halo | $25.00 | 7/22/2011 8:14:01 PM |
| j2ee | $25.00 | 7/22/2011 8:55:15 PM |
| credit-kahuna | $50.00 | 7/22/2011 9:05:30 PM |
| important-ore | $150.00 | 7/22/2011 7:32:36 PM |
| american6 | $100.00 | 7/22/2011 7:54:21 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:26 AM |
| MadHun | $300.00 | 7/22/2011 10:33:06 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:35 PM |
| hope-lionheart1 | $50.00 | 7/22/2011 11:10:30 PM |
| shrewd-peace7 | $30.00 | 7/23/2011 12:14:34 AM |
| rawman | $50.00 | 7/22/2011 10:02:46 PM |
| FinDoc | $25.00 | 7/23/2011 6:13:50 AM |
| flexible-duty3 | $25.00 | 7/23/2011 6:58:17 AM |
| E-B | $50.00 | 7/23/2011 7:14:46 AM |
| DTlender | $30.00 | 7/23/2011 7:22:27 AM |
| entrepreneur99 | $31.16 | 7/23/2011 2:10:16 AM |
| Engineer44 | $30.00 | 7/23/2011 3:14:49 AM |
| terrific-return | $25.00 | 7/23/2011 8:35:19 AM |
| heretoprosper | $25.00 | 7/23/2011 8:40:51 AM |
| JustMee | $25.00 | 7/23/2011 6:10:21 AM |
| return-rocket9 | $25.00 | 7/23/2011 6:44:57 AM |
| grampy48 | $38.70 | 7/23/2011 3:47:53 AM |
| gold-fluffy-bunny4 | $50.00 | 7/23/2011 7:04:12 AM |
| wildanne | $105.00 | 7/23/2011 7:09:06 AM |
| s270 | $65.08 | 7/23/2011 4:48:58 AM |
| benefit-trident | $50.00 | 7/23/2011 8:03:50 AM |
| income-buddy7 | $100.00 | 7/23/2011 6:23:38 AM |
| fund-dragster | $50.00 | 7/23/2011 7:07:36 AM |
| Mocaba | $150.00 | 7/23/2011 8:51:47 AM |
| Guiren | $100.00 | 7/23/2011 10:36:55 AM |
| awesome-yield7 | $50.00 | 7/23/2011 9:07:24 AM |
| natural-platinum | $250.00 | 7/23/2011 9:17:43 AM |
| orange-influential-credit | $45.00 | 7/23/2011 8:11:38 AM |
| amint17 | $50.00 | 7/23/2011 8:16:12 AM |
| Lender0010 | $50.00 | 7/23/2011 9:30:23 AM |
| miboymat | $25.00 | 7/23/2011 9:41:12 AM |
| vine99 | $110.00 | 7/23/2011 11:02:50 AM |
| artisan369 | $300.00 | 7/23/2011 10:22:26 AM |
| authoritative-capital | $28.90 | 7/23/2011 10:43:41 AM |
| atlas100 | $50.00 | 7/23/2011 9:40:33 AM |
| Fire2 | $25.00 | 7/23/2011 9:41:24 AM |
| kindness-dessert | $32.39 | 7/23/2011 10:17:58 AM |
| neutrino6 | $33.65 | 7/23/2011 11:04:51 AM |
| compwhiz | $25.00 | 7/23/2011 10:36:17 AM |
| famous-bill | $50.00 | 7/23/2011 11:02:51 AM |
| organized-payment6 | $50.00 | 7/21/2011 9:03:18 AM |
| MoneyForNothing | $75.00 | 7/21/2011 9:08:08 AM |
| MarvintheMartian | $40.00 | 7/21/2011 10:17:02 AM |
| indomitable-coin | $25.00 | 7/21/2011 9:11:59 AM |
| compoundinterest | $50.00 | 7/21/2011 9:03:22 AM |
| JustMee | $42.71 | 7/21/2011 11:41:06 AM |
| GoGalt | $50.00 | 7/21/2011 2:31:43 PM |
| pnace | $50.00 | 7/21/2011 5:14:32 PM |
| caring-hope2 | $100.00 | 7/21/2011 3:54:07 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:14 AM |
| thankful-nickel2 | $25.00 | 7/22/2011 7:51:22 AM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:02:18 PM |
| Leshan | $100.00 | 7/22/2011 3:19:27 PM |
| einstein | $200.00 | 7/22/2011 11:24:24 AM |
| RecoveryLender | $25.00 | 7/22/2011 11:25:40 AM |
| Astyanax | $150.00 | 7/22/2011 3:56:32 PM |
| C2Banking | $25.00 | 7/22/2011 4:20:00 PM |
| Gordon_Gekko1 | $30.00 | 7/22/2011 4:31:07 PM |
| Cybercusp | $50.00 | 7/22/2011 4:34:08 PM |
| msh345 | $25.00 | 7/22/2011 4:34:53 PM |
| IPlayOutsideTheBox | $25.00 | 7/22/2011 4:37:17 PM |
| Leopoldine | $30.00 | 7/22/2011 12:17:58 PM |
| SolarMoonshine | $25.00 | 7/22/2011 2:33:41 PM |
| aquarexbi | $105.24 | 7/22/2011 5:18:07 PM |
| FinanceEngine | $50.00 | 7/22/2011 4:40:23 PM |
| head | $25.00 | 7/22/2011 4:33:17 PM |
| market-pudding | $25.00 | 7/22/2011 4:41:02 PM |
| fortytwo | $500.00 | 7/22/2011 4:49:04 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:53:59 PM |
| lenderRXT | $50.00 | 7/22/2011 7:47:11 PM |
| availableloan | $25.00 | 7/22/2011 5:59:46 PM |
| Solid-Platinum | $100.00 | 7/22/2011 5:33:02 PM |
| justice-circuitry0 | $100.00 | 7/22/2011 8:52:26 PM |
| cell8 | $200.00 | 7/22/2011 9:18:47 PM |
| blissful-cash3 | $100.00 | 7/22/2011 9:32:49 PM |
| elasermd | $100.00 | 7/22/2011 7:31:21 PM |
| kind-forthright-repayment | $500.00 | 7/22/2011 6:57:41 PM |
| jmeasn | $1,000.00 | 7/22/2011 10:52:13 PM |
| cardminger | $100.00 | 7/23/2011 12:00:46 AM |
| thrilling-wealth556 | $75.00 | 7/22/2011 7:53:11 PM |
| rockhound84 | $25.00 | 7/23/2011 1:08:53 AM |
| akakii | $35.00 | 7/23/2011 3:12:18 AM |
| fund-medalist171 | $30.00 | 7/23/2011 3:41:12 AM |
| mmullen2 | $50.00 | 7/23/2011 5:08:02 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:01 PM |
| DasMula | $27.00 | 7/23/2011 6:08:48 AM |
| MrCoffee | $34.86 | 7/23/2011 2:27:44 AM |
| mcabery | $500.00 | 7/23/2011 3:14:15 AM |
| adir1 | $25.00 | 7/23/2011 8:03:28 AM |
| IIP77 | $25.00 | 7/23/2011 12:54:05 AM |
| richmondcowboy | $25.00 | 7/23/2011 5:15:31 AM |
| terrific-return | $31.86 | 7/23/2011 8:34:39 AM |
| widowsmite | $25.00 | 7/23/2011 5:58:49 AM |
| income-buddy7 | $100.00 | 7/23/2011 6:24:04 AM |
| 77dowplace | $25.00 | 7/23/2011 8:59:24 AM |
| just21andy | $73.26 | 7/23/2011 9:00:36 AM |
| sflash | $25.00 | 7/23/2011 6:53:55 AM |
| attractive-value | $25.00 | 7/23/2011 9:49:03 AM |
| objective-investor | $200.00 | 7/23/2011 8:06:45 AM |
| first-serene-credit | $25.00 | 7/23/2011 8:08:07 AM |
| fiveoptrl | $200.00 | 7/23/2011 7:12:28 AM |
| theloanfiller | $30.00 | 7/23/2011 7:15:53 AM |
| janeybooboo | $50.00 | 7/23/2011 10:22:43 AM |
| 3_boyz | $75.00 | 7/23/2011 9:19:43 AM |
| kc8fot | $200.00 | 7/23/2011 8:32:10 AM |
| CBO-Enterprise | $200.00 | 7/23/2011 8:38:13 AM |
| spiff666 | $26.66 | 7/23/2011 8:48:55 AM |
| clean-fund | $50.00 | 7/23/2011 9:59:21 AM |
| authoritative-loot | $25.00 | 7/23/2011 11:01:22 AM |
| radiant-bazaar1 | $25.00 | 7/23/2011 10:16:54 AM |
| Independenttools | $25.00 | 7/23/2011 10:18:41 AM |
| wild-orange | $100.00 | 7/23/2011 11:03:51 AM |
| smart-kindness8 | $50.00 | 7/23/2011 10:26:35 AM |
| bancoroyal | $34.82 | 7/23/2011 10:30:03 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:12 AM |
| Skatingbear | $100.00 | 7/23/2011 11:08:05 AM |
| yungtiger | $22.51 | 7/23/2011 11:08:33 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
489339
This series of Notes was issued and sold upon the funding of the borrower loan #51593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,077 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-innocent-principal |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Living Expenses
Purpose of loan:
This loan will be used to pay for living expenses while I search for a job. I just graduated from DigiPen Institute of Technology with a BS degree in Computer Science. I will be moving in 10 days, a large chunk of this loan will go towards paying rent/deposit on the new house.
My financial situation:
I am a good candidate for this loan because I graduated with a degree that has a 91% placement rate for employment. I'm actively seeking a job and expect to find one within 2 months.
Monthly net income: $0
Monthly expenses: $495
Housing: $380
Insurance: $0
Car expenses: $0
Utilities: $25
Phone, cable, internet: $15
Food, entertainment: $75
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
payout-alien6 has invested a total of
$507.34.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $25.00 | 7/18/2011 5:30:48 PM |
| villagers | $25.00 | 7/18/2011 6:14:50 PM |
| jkeller4000 | $25.00 | 7/19/2011 3:51:03 AM |
| worth-blanket2 | $1,607.66 | 7/19/2011 8:41:21 AM |
| Investor_DP | $100.00 | 7/18/2011 8:18:52 PM |
| profit-powerplant | $25.00 | 7/18/2011 5:02:44 PM |
| jmeasn | $100.00 | 7/18/2011 11:06:59 PM |
| payout-alien6 | $507.34 | 7/18/2011 11:05:56 PM |
| calimanusa | $25.00 | 7/18/2011 11:43:30 PM |
| foothillender | $25.00 | 7/19/2011 7:00:05 AM |
| sgt-schultz | $35.00 | 7/19/2011 7:14:35 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
492421
This series of Notes was issued and sold upon the funding of the borrower loan #51665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $89.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,818 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tranquil-economy |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
|
|
Principal balance:
| $1,351.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Pay off Credit card
Purpose of loan:
This loan will be used to pay off a higher APR credit card
My financial situation:
I am a good candidate for this loan because I just got a raise and can afford a larger monthly payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $40.00 | 7/23/2011 12:34:18 PM |
| availableloan | $25.00 | 7/23/2011 1:32:13 PM |
| compoundinterest | $50.00 | 7/23/2011 12:02:38 PM |
| investment-artist | $25.01 | 7/23/2011 12:02:27 PM |
| indomitable-coin | $25.00 | 7/23/2011 10:54:55 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:02 PM |
| CaptainBL | $25.00 | 7/23/2011 7:13:57 PM |
| supersarah61 | $50.00 | 7/24/2011 4:50:37 PM |
| setUup | $33.20 | 7/24/2011 10:18:27 AM |
| best-inspiring-deal | $25.00 | 7/24/2011 4:10:24 PM |
| syounker | $25.00 | 7/24/2011 5:41:20 PM |
| s270 | $25.00 | 7/25/2011 6:17:04 AM |
| klemer | $25.00 | 7/24/2011 8:48:48 PM |
| agalt | $100.00 | 7/25/2011 8:04:17 AM |
| rakem777 | $25.00 | 7/25/2011 9:00:57 AM |
| Montiesholdings | $25.00 | 7/25/2011 10:47:43 AM |
| bullwink27 | $25.00 | 7/25/2011 7:59:49 AM |
| damage | $25.00 | 7/25/2011 11:20:52 AM |
| SC2TX | $200.00 | 7/25/2011 9:02:53 AM |
| treasure-pipeline | $28.70 | 7/25/2011 12:12:14 PM |
| SeminoleHoldings | $40.00 | 7/25/2011 9:25:42 AM |
| kind-bid-genome | $25.00 | 7/25/2011 10:21:09 AM |
| smithd76 | $25.58 | 7/25/2011 11:40:50 AM |
| Astyanax | $100.00 | 7/25/2011 12:08:55 PM |
| Feyenoord | $25.00 | 7/23/2011 12:02:42 PM |
| ryan6853 | $25.00 | 7/23/2011 1:54:54 PM |
| WSTRDG | $25.00 | 7/24/2011 2:12:14 PM |
| thankful-nickel2 | $25.00 | 7/24/2011 5:03:56 AM |
| happy-yield | $25.00 | 7/24/2011 4:33:46 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:37:03 PM |
| 77dowplace | $25.00 | 7/24/2011 12:12:05 PM |
| courteous-fund9 | $100.00 | 7/24/2011 5:22:41 PM |
| rpd1211 | $25.00 | 7/25/2011 5:30:14 AM |
| crw1950 | $50.52 | 7/25/2011 6:15:35 AM |
| cjames84 | $25.00 | 7/24/2011 4:45:53 PM |
| thehousewife | $25.00 | 7/24/2011 4:49:28 PM |
| authoritative-capital | $25.00 | 7/24/2011 5:41:45 PM |
| enchanted-truth264 | $25.00 | 7/25/2011 8:17:47 AM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:53 AM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:05:53 PM |
| wild-orange | $100.00 | 7/24/2011 8:22:46 PM |
| GElender | $25.00 | 7/25/2011 5:43:54 AM |
| E-B | $50.00 | 7/25/2011 5:53:40 AM |
| sgt-schultz | $75.00 | 7/25/2011 6:25:29 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:41:49 AM |
| zxr | $25.00 | 7/25/2011 7:23:31 AM |
| duty-twister | $25.00 | 7/25/2011 6:13:03 AM |
| crmoir | $27.00 | 7/25/2011 10:26:03 AM |
| RMB-Investments | $50.00 | 7/25/2011 8:18:47 AM |
| Leopoldine | $50.90 | 7/25/2011 8:26:20 AM |
| dudebrah | $25.00 | 7/25/2011 8:41:16 AM |
| integrity-reformer | $100.00 | 7/25/2011 11:23:03 AM |
| Danylostefan | $25.00 | 7/25/2011 9:44:41 AM |
| schnatty | $179.09 | 7/25/2011 9:23:01 AM |
| octoberfresh | $25.00 | 7/25/2011 10:02:03 AM |
| _NaLNaBB | $250.00 | 7/25/2011 11:00:55 AM |
| mimoney16 | $25.00 | 7/25/2011 11:23:24 AM |
| historic-nickel | $25.00 | 7/25/2011 10:59:30 AM |
| goodhearted-basis4 | $25.00 | 7/25/2011 12:11:10 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
494515
This series of Notes was issued and sold upon the funding of the borrower loan #51739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $297.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,760 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| discrete-asset |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Dec-2009)
|
|
Principal balance:
| $2,769.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Land clearing and restoration
Purpose of loan:
This loan will be used to pay for the use of heavy equipment to clear some land to increase the amount of pasture on my ranch. Also will pay off prior Prosper loan ($2500).
My financial situation:
I am a good candidate for this loan because, in addition to being a rancher, I am a professional with a steady full time job and an excellent credit rating. In addition I have regular consulting work that is not shown as part of my salary. My present Prosper loan was set to finish early since I have been sending in additional payments. I always pay my bills.
Information in the Description is not verified.
Friends And Family Investments
repayment-launcher has invested a total of
$50.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sflawya | $25.00 | 7/22/2011 4:02:46 AM |
| jubilant-trade6 | $50.00 | 7/21/2011 9:01:57 AM |
| neighborly-hope6 | $50.00 | 7/21/2011 9:02:23 AM |
| kenji4861 | $50.00 | 7/21/2011 9:02:40 AM |
| first-favorite-bonus9 | $50.00 | 7/21/2011 9:02:58 AM |
| Rivervale_Westwood | $25.00 | 7/21/2011 9:02:33 AM |
| ogmanny | $50.00 | 7/21/2011 9:02:49 AM |
| generous-deal6 | $50.00 | 7/21/2011 9:03:03 AM |
| BankofHank | $100.00 | 7/21/2011 9:01:56 AM |
| reflective-rupee | $150.09 | 7/21/2011 10:45:25 AM |
| SourDoughSteve | $25.00 | 7/21/2011 10:57:33 AM |
| benjamins-utopia | $50.00 | 7/21/2011 9:02:56 AM |
| tapesor | $100.00 | 7/21/2011 9:03:05 AM |
| Veets | $250.00 | 7/21/2011 10:15:08 AM |
| radforj22 | $25.00 | 7/21/2011 10:07:12 AM |
| repayment-launcher | $50.00 | 7/21/2011 11:07:11 AM |
| Abstract | $50.00 | 7/21/2011 3:47:05 PM |
| top-epic-community | $50.00 | 7/21/2011 3:47:22 PM |
| StPong | $25.00 | 7/21/2011 3:53:03 PM |
| twjh | $25.00 | 7/21/2011 4:18:20 PM |
| LandE2BG | $50.00 | 7/21/2011 7:37:59 PM |
| corndog4000 | $250.00 | 7/22/2011 3:12:37 AM |
| yzerizef | $150.00 | 7/22/2011 4:39:47 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:17 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:27:00 AM |
| restless-balance9 | $50.00 | 7/22/2011 8:38:18 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:12 AM |
| Guiren | $111.35 | 7/22/2011 11:20:08 AM |
| reflective-rupee | $50.00 | 7/22/2011 10:08:10 AM |
| dfealk | $100.00 | 7/22/2011 9:41:23 AM |
| kyomoon | $50.00 | 7/22/2011 10:12:25 AM |
| forceful-duty178 | $50.00 | 7/22/2011 10:49:56 AM |
| FlexFunding | $60.79 | 7/22/2011 2:19:25 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:11 PM |
| fortytwo | $400.00 | 7/22/2011 4:58:41 PM |
| Octavian315 | $25.00 | 7/22/2011 6:38:21 PM |
| flexible1 | $25.00 | 7/22/2011 6:24:47 PM |
| j2ee | $25.00 | 7/22/2011 8:58:23 PM |
| amusement4 | $25.00 | 7/22/2011 10:44:35 PM |
| reflective-rupee | $500.00 | 7/23/2011 4:57:40 AM |
| Feyenoord | $25.00 | 7/22/2011 10:47:56 PM |
| benjamin67 | $25.00 | 7/23/2011 9:50:10 AM |
| hrubinst | $75.00 | 7/23/2011 5:47:04 AM |
| ramsba | $50.00 | 7/23/2011 9:55:41 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:52 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:56 AM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:27 AM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:52 AM |
| pound-balancer | $50.00 | 7/24/2011 7:39:16 AM |
| WSTRDG | $25.00 | 7/24/2011 2:18:03 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:43:26 AM |
| green-truth-mermaid | $25.00 | 7/24/2011 7:46:01 AM |
| Weaverville | $100.00 | 7/24/2011 12:07:08 PM |
| dberry46 | $25.00 | 7/24/2011 10:10:24 AM |
| 77dowplace | $25.00 | 7/24/2011 12:15:54 PM |
| 77dowplace | $25.00 | 7/24/2011 6:30:59 PM |
| primetime | $67.16 | 7/25/2011 7:30:56 AM |
| BankofPete | $40.00 | 7/24/2011 8:35:47 PM |
| jfd287 | $25.00 | 7/24/2011 8:40:14 PM |
| credit-coach118 | $25.00 | 7/25/2011 8:54:45 AM |
| engaging-yield4 | $25.00 | 7/24/2011 11:17:11 PM |
| PaulW | $25.00 | 7/25/2011 9:57:17 AM |
| nytrnbow | $50.00 | 7/25/2011 7:38:39 AM |
| bold-payment-guard | $26.00 | 7/25/2011 10:43:45 AM |
| 108lender | $80.00 | 7/25/2011 9:43:03 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:50:28 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:11 AM |
| kulender | $100.00 | 7/25/2011 10:40:38 AM |
| jpac1066 | $50.00 | 7/25/2011 1:22:31 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:07 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:20 PM |
| help4u | $25.00 | 7/25/2011 6:07:52 PM |
| FlexFunding | $86.84 | 7/25/2011 4:22:01 PM |
| Digs | $25.00 | 7/25/2011 5:06:59 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:37 PM |
| Supernick | $50.00 | 7/25/2011 7:02:26 PM |
| miket71 | $25.00 | 7/25/2011 6:14:47 PM |
| astute-fairness0 | $25.00 | 7/26/2011 6:44:48 AM |
| giggyman | $50.00 | 7/26/2011 10:01:14 AM |
| cerebral-camaraderi | $25.00 | 7/26/2011 1:59:18 AM |
| RgPro | $25.00 | 7/26/2011 7:52:26 AM |
| joyful-treasure2 | $25.00 | 7/26/2011 8:52:55 AM |
| janeybooboo | $25.00 | 7/26/2011 8:23:16 AM |
| surge9 | $100.00 | 7/26/2011 9:24:50 AM |
| commerce-renewal | $25.00 | 7/26/2011 11:10:49 AM |
| vigilance-searcher | $25.00 | 7/26/2011 12:06:45 PM |
| serene-truth2 | $50.00 | 7/21/2011 9:02:01 AM |
| indomitable-coin | $25.00 | 7/21/2011 9:02:17 AM |
| figs4u2 | $100.00 | 7/21/2011 9:02:24 AM |
| penny-finder | $85.60 | 7/21/2011 9:47:08 AM |
| antlr | $50.00 | 7/21/2011 9:02:19 AM |
| meux99 | $25.00 | 7/21/2011 9:02:30 AM |
| minista | $25.00 | 7/21/2011 9:02:36 AM |
| compoundinterest | $60.00 | 7/21/2011 9:02:51 AM |
| -J | $25.00 | 7/21/2011 9:01:54 AM |
| blot44 | $25.00 | 7/21/2011 9:02:02 AM |
| cebgop | $25.00 | 7/21/2011 9:02:46 AM |
| truth-image | $100.00 | 7/21/2011 9:03:08 AM |
| bb575 | $50.00 | 7/21/2011 9:03:12 AM |
| MarvintheMartian | $45.00 | 7/21/2011 10:15:16 AM |
| janeybooboo | $100.00 | 7/21/2011 10:24:46 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:07 AM |
| availableloan | $25.00 | 7/21/2011 3:31:33 PM |
| ArashMass | $25.00 | 7/21/2011 10:58:52 AM |
| jmeasn | $100.00 | 7/21/2011 11:12:08 AM |
| dayahn | $25.00 | 7/21/2011 3:19:32 PM |
| velocity-solo | $30.00 | 7/21/2011 3:52:47 PM |
| determined-deal7 | $25.00 | 7/21/2011 3:53:03 PM |
| ckatak | $100.00 | 7/21/2011 4:54:09 PM |
| RJN | $25.00 | 7/21/2011 8:25:18 PM |
| CFOGO | $25.00 | 7/22/2011 3:58:17 AM |
| ryreesado | $25.00 | 7/21/2011 9:07:27 PM |
| McChan | $25.00 | 7/21/2011 9:59:24 PM |
| Figure4 | $25.00 | 7/22/2011 12:47:10 AM |
| wise-silver-wonder | $25.00 | 7/22/2011 12:52:51 AM |
| CIC | $25.00 | 7/22/2011 2:32:44 AM |
| ingenious-order783 | $30.00 | 7/22/2011 8:49:01 AM |
| loyalty-edifice997 | $25.00 | 7/22/2011 8:25:30 AM |
| whistledicksmith | $25.00 | 7/22/2011 10:18:10 AM |
| reflective-rupee | $300.00 | 7/22/2011 10:12:48 AM |
| valiant-liberty4 | $25.00 | 7/22/2011 5:12:11 PM |
| purplepotato | $25.00 | 7/22/2011 6:01:56 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:30:56 PM |
| rakey | $25.00 | 7/23/2011 1:17:05 AM |
| MadHun | $200.00 | 7/22/2011 10:42:35 PM |
| here2lend | $25.00 | 7/23/2011 1:07:21 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:22 AM |
| Sigonio | $25.00 | 7/23/2011 8:03:16 AM |
| Zoramite | $25.00 | 7/23/2011 10:42:44 AM |
| Warwick | $50.00 | 7/23/2011 10:46:46 AM |
| r48 | $48.00 | 7/23/2011 3:28:48 PM |
| Chosen-one | $25.00 | 7/23/2011 3:48:56 PM |
| nickel-balance | $25.00 | 7/23/2011 9:26:29 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:39 PM |
| SCD | $25.00 | 7/23/2011 8:31:15 PM |
| drkosh | $25.00 | 7/24/2011 7:49:09 AM |
| fireferd | $40.00 | 7/24/2011 8:25:56 AM |
| diversification-surge | $44.62 | 7/24/2011 12:07:01 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:49 PM |
| EJO | $25.00 | 7/24/2011 9:56:19 PM |
| cunning-bill2 | $50.00 | 7/24/2011 4:43:00 PM |
| opt1mum | $25.00 | 7/25/2011 12:05:26 AM |
| thegobbler | $26.97 | 7/24/2011 5:46:58 PM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:51 AM |
| blue-euro-entrepreneur | $25.00 | 7/25/2011 6:37:27 AM |
| thepillowsack | $25.00 | 7/25/2011 5:43:37 AM |
| gigabit | $50.00 | 7/25/2011 8:11:41 AM |
| damage | $25.00 | 7/25/2011 11:20:46 AM |
| studious-peso | $25.00 | 7/25/2011 10:29:28 AM |
| galloping_unicorns_batman | $100.00 | 7/25/2011 3:31:12 PM |
| adhawan325 | $25.00 | 7/25/2011 12:54:03 PM |
| keyfig | $25.00 | 7/25/2011 1:11:57 PM |
| ujiba | $25.00 | 7/25/2011 5:18:34 PM |
| Veets | $250.00 | 7/25/2011 4:59:27 PM |
| wise-alluring-penny | $100.00 | 7/25/2011 7:57:12 PM |
| awwaww | $25.00 | 7/25/2011 8:40:10 PM |
| bannybucks | $25.00 | 7/25/2011 8:51:09 PM |
| tenacious-payout | $50.00 | 7/25/2011 9:03:56 PM |
| bughead | $25.00 | 7/25/2011 6:12:33 PM |
| wilchik | $60.00 | 7/25/2011 7:59:46 PM |
| wwwUniversal | $25.00 | 7/26/2011 12:57:41 AM |
| guybyny | $25.00 | 7/26/2011 3:27:55 AM |
| grampy48 | $25.00 | 7/26/2011 7:00:25 AM |
| moneynmotion | $25.00 | 7/26/2011 5:33:16 AM |
| Chuck54 | $25.00 | 7/26/2011 3:29:58 AM |
| fireferd | $100.00 | 7/26/2011 10:19:22 AM |
| ChristopherHS | $25.00 | 7/26/2011 8:57:24 AM |
| mclark340 | $75.00 | 7/26/2011 6:00:40 AM |
| xrycac | $25.00 | 7/26/2011 11:52:39 AM |
| janeybooboo | $25.00 | 7/26/2011 8:23:23 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:07 AM |
| samurai2 | $50.00 | 7/26/2011 10:48:07 AM |
| debt-legend | $25.00 | 7/26/2011 11:59:32 AM |
| ptclender | $100.00 | 7/26/2011 12:06:15 PM |
| boss520 | $39.63 | 7/26/2011 12:08:30 PM |
| beachfunder | $17.95 | 7/26/2011 12:13:09 PM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
497855
This series of Notes was issued and sold upon the funding of the borrower loan #51614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,947.78 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $250.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,273 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unabashed-leverage3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
780-799
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Help me consolidate!
Purpose of loan:
This loan will be used to consolidate some student loans
My financial situation:
I am a good candidate for this loan because I have a stable job/great credit history, and have had a loan from prosper before and paid it off early
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:31 PM |
| pnace | $35.00 | 7/8/2011 9:02:28 AM |
| indomitable-coin | $25.00 | 7/8/2011 9:02:34 AM |
| Abstract | $50.00 | 7/8/2011 9:02:15 AM |
| sflawya | $25.00 | 7/8/2011 9:02:21 AM |
| HamachiMan | $50.00 | 7/8/2011 9:02:29 AM |
| ski bum | $100.00 | 7/8/2011 9:03:02 AM |
| uberrific | $100.00 | 7/8/2011 9:03:08 AM |
| janeybooboo | $101.00 | 7/8/2011 9:04:40 AM |
| jubilant-trade6 | $50.00 | 7/8/2011 9:42:17 AM |
| MarvintheMartian | $35.00 | 7/8/2011 11:01:28 AM |
| jmeasn | $100.00 | 7/8/2011 9:24:06 PM |
| availableloan | $25.00 | 7/8/2011 8:31:27 PM |
| DasMula | $27.00 | 7/8/2011 8:59:03 PM |
| proper-commitment5 | $25.00 | 7/9/2011 10:15:10 AM |
| 108lender | $100.00 | 7/9/2011 11:23:33 AM |
| jpblan11 | $25.00 | 7/9/2011 7:01:11 PM |
| jpac1066 | $50.00 | 7/10/2011 6:54:42 AM |
| first-serene-credit | $25.00 | 7/9/2011 10:11:51 PM |
| BxRealtor | $25.00 | 7/10/2011 12:13:12 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:28 AM |
| setUup | $38.20 | 7/11/2011 2:12:33 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:53 PM |
| ChoiceInvestments | $31.27 | 7/13/2011 2:28:39 AM |
| Harry | $25.00 | 7/13/2011 7:25:13 AM |
| loyalty-sherpa | $25.00 | 7/13/2011 3:48:35 PM |
| john2218 | $25.00 | 7/13/2011 5:23:14 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:31 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:45 PM |
| Veets | $125.00 | 7/14/2011 5:49:56 PM |
| kdog99 | $100.00 | 7/18/2011 4:35:09 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:30 PM |
| AFairDeal | $30.00 | 7/19/2011 12:23:37 AM |
| hostbank | $250.00 | 7/19/2011 8:03:29 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:18 PM |
| social-turtle4 | $25.00 | 7/19/2011 9:19:14 PM |
| iolaire | $25.00 | 7/20/2011 9:13:07 AM |
| EngineersAlliance | $50.00 | 7/20/2011 6:18:02 AM |
| enthralling-deal180 | $100.00 | 7/20/2011 4:35:43 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:32 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:26 PM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:53 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:36 PM |
| credit-force5 | $97.00 | 7/20/2011 9:11:43 PM |
| credit-maple5 | $50.00 | 7/21/2011 11:28:41 AM |
| SelectTrustLending | $25.00 | 7/21/2011 10:09:47 AM |
| orange-courageous-dedication | $25.00 | 7/21/2011 10:17:58 AM |
| bold-basis-supernova | $25.00 | 7/21/2011 10:36:42 AM |
| NorthwestLoan1 | $50.00 | 7/21/2011 11:12:54 AM |
| Interloper | $40.00 | 7/21/2011 5:14:10 PM |
| dayahn | $25.00 | 7/21/2011 3:18:40 PM |
| dollar-oracle55 | $25.00 | 7/21/2011 5:22:12 PM |
| mjk406 | $25.00 | 7/21/2011 5:22:15 PM |
| cleared2land | $25.00 | 7/21/2011 5:22:16 PM |
| new-truth-chuckler | $25.00 | 7/21/2011 5:22:23 PM |
| Searlzy | $25.00 | 7/21/2011 5:22:26 PM |
| ISLA-VISTA | $25.75 | 7/21/2011 5:22:29 PM |
| Banker7371 | $25.00 | 7/21/2011 5:22:32 PM |
| wise-alluring-penny | $100.00 | 7/21/2011 5:22:35 PM |
| socrates520 | $50.00 | 7/21/2011 5:22:37 PM |
| platinum-genetics | $25.00 | 7/21/2011 5:22:39 PM |
| luckygreen10 | $50.00 | 7/21/2011 5:22:45 PM |
| hard-working-loot | $50.00 | 7/21/2011 5:22:47 PM |
| ClearLake | $25.00 | 7/21/2011 5:22:50 PM |
| authentic-liberty7 | $25.00 | 7/21/2011 5:22:54 PM |
| g314 | $25.00 | 7/21/2011 5:22:56 PM |
| platinum-rapture6 | $50.00 | 7/21/2011 4:29:53 PM |
| ckatak | $100.00 | 7/21/2011 4:53:59 PM |
| flwah | $25.00 | 7/21/2011 5:12:14 PM |
| gold-sushi | $25.00 | 7/21/2011 5:14:20 PM |
| wwwUniversal | $25.00 | 7/21/2011 5:12:29 PM |
| Rivervale_Westwood | $25.00 | 7/21/2011 5:12:50 PM |
| velocity-solo | $30.00 | 7/21/2011 5:14:34 PM |
| Ripsaw4U | $38.37 | 7/21/2011 5:22:09 PM |
| Frenchynh | $25.00 | 7/21/2011 5:22:14 PM |
| tuffshorty | $29.48 | 7/21/2011 5:22:17 PM |
| compassion-bauble4 | $25.00 | 7/21/2011 5:22:24 PM |
| no_agenda_lender | $45.96 | 7/21/2011 5:22:26 PM |
| jblack01 | $25.00 | 7/21/2011 5:22:28 PM |
| ingenious-diversification | $25.00 | 7/21/2011 5:22:35 PM |
| dollar-chestnut8 | $50.00 | 7/21/2011 5:22:41 PM |
| brightest-dynamic-peace | $25.00 | 7/21/2011 5:22:10 PM |
| helpinghand63 | $25.00 | 7/21/2011 5:22:11 PM |
| plane450 | $25.00 | 7/21/2011 5:22:13 PM |
| Oupa-George | $25.00 | 7/21/2011 5:22:14 PM |
| blue-note-relaxation | $25.00 | 7/21/2011 5:22:17 PM |
| agile-loan0 | $25.00 | 7/21/2011 5:22:25 PM |
| fearless-auction7 | $25.00 | 7/21/2011 5:22:29 PM |
| wise-silver-wonder | $25.00 | 7/21/2011 5:22:33 PM |
| toblerone | $50.00 | 7/21/2011 5:22:35 PM |
| cash-fanatic | $50.00 | 7/21/2011 6:47:47 PM |
| BLKLOC11 | $100.00 | 7/21/2011 10:10:22 PM |
| rmachi | $25.00 | 7/22/2011 12:38:00 AM |
| takarlstad | $26.94 | 7/22/2011 12:42:09 AM |
| diablo_ny | $25.00 | 7/22/2011 12:47:21 AM |
| Fiimg | $50.00 | 7/21/2011 7:58:14 PM |
| valiant-liberty4 | $25.00 | 7/22/2011 12:57:28 AM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:38 PM |
| Aethelwolf | $25.00 | 7/22/2011 4:41:04 AM |
| reflective-rupee | $135.00 | 7/22/2011 6:20:07 AM |
| andypbe | $50.00 | 7/22/2011 12:37:06 AM |
| bigphish | $50.00 | 7/22/2011 6:42:51 AM |
| ericgassercom | $32.03 | 7/22/2011 12:57:12 AM |
| amijo | $25.00 | 7/22/2011 12:47:59 AM |
| autonomous-kindness8 | $25.00 | 7/22/2011 1:17:26 AM |
| knowledgeable-note6 | $25.00 | 7/22/2011 12:57:11 AM |
| scottssm | $48.00 | 7/22/2011 7:40:00 AM |
| donmacprosper | $25.00 | 7/22/2011 7:54:34 AM |
| damage | $25.00 | 7/22/2011 8:04:31 AM |
| red-unequivocal-finance | $25.00 | 7/22/2011 8:43:10 AM |
| silver-armada | $50.00 | 7/22/2011 4:19:54 AM |
| rupee-sequoia | $30.00 | 7/22/2011 5:37:02 AM |
| help4u | $50.00 | 7/22/2011 6:28:51 AM |
| reflective-rupee | $800.00 | 7/22/2011 6:19:57 AM |
| compoundinterest | $50.00 | 7/8/2011 9:03:30 AM |
| organized-payment6 | $50.00 | 7/8/2011 9:03:10 AM |
| JustMee | $25.00 | 7/8/2011 12:16:14 PM |
| thankful-nickel2 | $50.00 | 7/8/2011 2:56:59 PM |
| caring-hope2 | $100.00 | 7/8/2011 2:57:56 PM |
| fortytwo | $250.00 | 7/9/2011 10:38:30 AM |
| rescue | $100.00 | 7/10/2011 12:15:40 PM |
| MadHun | $175.00 | 7/11/2011 2:18:40 PM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:27:23 PM |
| MonopolyDred | $25.00 | 7/12/2011 11:36:45 AM |
| FinDoc | $25.00 | 7/12/2011 3:12:43 PM |
| greenback-seagull2 | $100.00 | 7/12/2011 5:37:25 PM |
| pound-balancer | $50.00 | 7/12/2011 9:54:07 PM |
| 1stBankAndHal | $25.05 | 7/13/2011 2:15:19 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:32 PM |
| goldfinger3 | $50.00 | 7/14/2011 9:34:01 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:51 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:51 PM |
| frugalinvestor20 | $25.00 | 7/14/2011 3:11:20 PM |
| friendinmoney | $38.33 | 7/14/2011 8:16:54 PM |
| Peterman | $25.00 | 7/15/2011 10:59:46 AM |
| radforj22 | $25.00 | 7/16/2011 12:38:53 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:39 PM |
| gojackgo | $50.00 | 7/18/2011 10:56:42 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:05 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:24 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:37:44 AM |
| atomantic | $50.00 | 7/19/2011 1:13:16 PM |
| Havana21 | $50.00 | 7/19/2011 5:18:05 PM |
| Weaverville | $50.00 | 7/19/2011 5:09:03 PM |
| fishman42 | $30.00 | 7/20/2011 10:48:05 AM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:35 PM |
| GElender | $25.00 | 7/21/2011 5:45:55 AM |
| prohelper | $50.00 | 7/21/2011 6:07:03 AM |
| BankofPete | $30.00 | 7/21/2011 8:54:04 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:38 AM |
| RainyDayLoans | $50.00 | 7/21/2011 2:18:11 PM |
| maschinenbau | $25.00 | 7/21/2011 5:07:00 PM |
| the-profit-oracle | $25.00 | 7/21/2011 5:07:14 PM |
| capital-buddy | $25.00 | 7/21/2011 2:52:25 PM |
| silverloan | $27.71 | 7/21/2011 5:12:22 PM |
| intuitive-benefit3 | $100.00 | 7/21/2011 5:14:13 PM |
| fiddlerzvi | $50.00 | 7/21/2011 5:14:14 PM |
| money-surge1 | $25.00 | 7/21/2011 5:14:18 PM |
| wampum-optimization | $50.00 | 7/21/2011 5:21:55 PM |
| SanJoser | $25.00 | 7/21/2011 5:22:08 PM |
| Frankieb21 | $50.00 | 7/21/2011 5:22:09 PM |
| etraboulay | $28.99 | 7/21/2011 5:22:13 PM |
| Papa_Mema | $25.00 | 7/21/2011 5:22:16 PM |
| youthful-greenback3 | $25.00 | 7/21/2011 5:22:24 PM |
| IP | $50.00 | 7/21/2011 5:22:27 PM |
| StPong | $25.00 | 7/21/2011 5:22:34 PM |
| platinum-exec1 | $50.00 | 7/21/2011 5:22:36 PM |
| CapitalLibre | $25.00 | 7/21/2011 3:52:39 PM |
| Cheburashka | $25.00 | 7/21/2011 5:15:11 PM |
| trustu | $29.29 | 7/21/2011 5:22:15 PM |
| balance2 | $25.00 | 7/21/2011 5:22:21 PM |
| bconn078 | $25.00 | 7/21/2011 5:22:25 PM |
| dgallo | $25.00 | 7/21/2011 5:22:27 PM |
| justice-dna | $50.00 | 7/21/2011 5:22:30 PM |
| kojo | $50.00 | 7/21/2011 5:22:33 PM |
| elevated-reward8 | $200.00 | 7/21/2011 5:22:36 PM |
| deal-processor0 | $100.00 | 7/21/2011 5:22:39 PM |
| Jonb6919 | $25.00 | 7/21/2011 5:22:04 PM |
| brightest-reasonable-fairness | $50.00 | 7/21/2011 5:22:42 PM |
| kulender | $50.00 | 7/21/2011 5:22:43 PM |
| egw | $25.00 | 7/21/2011 5:22:46 PM |
| djmgd790 | $50.00 | 7/21/2011 5:22:12 PM |
| stollcm | $25.00 | 7/21/2011 5:22:48 PM |
| studious-bonus7 | $100.00 | 7/21/2011 5:22:51 PM |
| DaveG56313 | $25.00 | 7/21/2011 5:22:15 PM |
| sensible-order2 | $100.00 | 7/21/2011 5:22:55 PM |
| djh47a | $25.00 | 7/21/2011 5:22:23 PM |
| revmax | $25.00 | 7/21/2011 5:22:26 PM |
| kenji4861 | $50.00 | 7/21/2011 5:22:34 PM |
| jiftostada | $50.00 | 7/21/2011 5:22:36 PM |
| Cai8899 | $30.00 | 7/21/2011 5:22:38 PM |
| miked8303 | $25.00 | 7/21/2011 5:22:40 PM |
| progressive-economy261 | $100.00 | 7/21/2011 5:22:44 PM |
| i3urtonair | $25.00 | 7/21/2011 5:22:46 PM |
| escharfer | $25.00 | 7/21/2011 5:22:49 PM |
| newest-bountiful-basis | $25.00 | 7/21/2011 5:22:51 PM |
| breadbroker | $25.00 | 7/21/2011 5:22:55 PM |
| subtle-revenue0 | $25.00 | 7/21/2011 6:02:57 PM |
| Willylump | $25.00 | 7/22/2011 12:37:52 AM |
| Sixmil | $100.00 | 7/22/2011 12:38:03 AM |
| CaboWaboRobo | $25.00 | 7/22/2011 12:42:01 AM |
| MCKT76210 | $25.00 | 7/22/2011 12:47:15 AM |
| rulender | $25.00 | 7/22/2011 12:47:53 AM |
| lovely-return7 | $25.00 | 7/22/2011 12:52:12 AM |
| elephantparty | $25.00 | 7/21/2011 8:00:59 PM |
| loyalty-locomotive | $25.00 | 7/21/2011 8:02:59 PM |
| wtrboy | $25.00 | 7/22/2011 5:45:29 AM |
| Soothsayer | $25.00 | 7/22/2011 6:07:37 AM |
| ideal-platinum1 | $25.00 | 7/21/2011 11:22:11 PM |
| Isotope | $25.00 | 7/21/2011 11:23:31 PM |
| Lender75 | $25.39 | 7/22/2011 12:42:11 AM |
| JKKCapital | $25.00 | 7/22/2011 12:47:20 AM |
| Veltliner | $25.00 | 7/22/2011 12:37:10 AM |
| DMark69 | $25.00 | 7/22/2011 12:47:50 AM |
| reflective-rupee | $200.09 | 7/22/2011 2:02:48 AM |
| currency-apple729 | $25.87 | 7/22/2011 12:57:01 AM |
| innocent-income4 | $25.00 | 7/22/2011 1:22:46 AM |
| HH123 | $25.00 | 7/22/2011 4:17:02 AM |
| CaliforniaSun | $25.00 | 7/22/2011 8:02:08 AM |
| ranstlin | $25.00 | 7/22/2011 4:37:21 AM |
| newest-trade-spruce | $25.00 | 7/22/2011 8:10:33 AM |
| jazzlender | $50.00 | 7/22/2011 8:50:04 AM |
| bughead | $25.00 | 7/22/2011 6:40:14 AM |
| astute-benjamins | $25.00 | 7/22/2011 7:35:48 AM |
| ekn_enterprises | $46.06 | 7/22/2011 7:46:05 AM |
| worth-bopbop-a-loobop | $25.00 | 7/22/2011 8:50:31 AM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
500889
This series of Notes was issued and sold upon the funding of the borrower loan #51751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $189.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,970 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worker82 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Roofing Loan
Purpose of loan:
This loan will be used to repair and re-roof my house after a severe storm damaged it, Insurance won't cover enough of the cost.
My financial situation:
I am a good candidate for this loan because I have an excellent payment history with all lenders.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:46 PM |
| Smallbear | $25.00 | 7/23/2011 1:45:48 PM |
| sflawya | $25.00 | 7/12/2011 5:02:16 PM |
| uberrific | $100.00 | 7/12/2011 5:02:43 PM |
| MarvintheMartian | $35.00 | 7/12/2011 5:19:25 PM |
| pnace | $35.00 | 7/12/2011 5:02:28 PM |
| ski bum | $100.00 | 7/12/2011 5:02:39 PM |
| organized-payment6 | $50.00 | 7/12/2011 5:02:45 PM |
| Investor_DP | $100.00 | 7/12/2011 8:07:09 PM |
| janeybooboo | $50.00 | 7/12/2011 8:09:30 PM |
| exchange-upholder0 | $25.00 | 7/13/2011 8:11:18 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:40:53 PM |
| rescue | $100.00 | 7/13/2011 7:12:35 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:52 PM |
| astute-fairness0 | $25.00 | 7/14/2011 8:47:12 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:52 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:44:15 PM |
| HamachiMan | $50.00 | 7/14/2011 5:08:06 PM |
| Veets | $125.00 | 7/14/2011 5:50:05 PM |
| STAN7366 | $100.00 | 7/16/2011 9:43:11 AM |
| calm-platinum8 | $25.00 | 7/17/2011 2:39:09 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:01 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:31 PM |
| UTVolunteer | $100.00 | 7/18/2011 4:29:02 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:13:00 AM |
| nickel-ferret | $25.00 | 7/19/2011 3:38:25 PM |
| BankofPete | $30.00 | 7/20/2011 10:36:26 AM |
| radforj22 | $25.00 | 7/20/2011 11:23:16 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:38 PM |
| iamdoug | $25.00 | 7/20/2011 3:50:00 PM |
| jpblan11 | $25.00 | 7/20/2011 7:36:06 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:53 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:33:35 PM |
| cello1 | $25.00 | 7/20/2011 8:56:14 PM |
| Nitronian | $50.00 | 7/21/2011 6:50:06 AM |
| banker581 | $25.00 | 7/21/2011 12:18:45 PM |
| dayahn | $25.00 | 7/21/2011 3:18:55 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:10 AM |
| let_me_retire | $150.00 | 7/21/2011 10:31:48 PM |
| loyalty-czar | $25.00 | 7/22/2011 5:41:56 AM |
| Tscheddar | $25.00 | 7/22/2011 9:54:11 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:06 AM |
| dfealk | $100.00 | 7/22/2011 9:41:02 AM |
| Iwillhuntyoudown | $25.00 | 7/22/2011 2:34:28 PM |
| hidavehi | $25.02 | 7/22/2011 4:08:16 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:32:34 PM |
| Jay0507 | $100.00 | 7/22/2011 7:50:36 PM |
| bejfishing | $25.00 | 7/22/2011 7:58:25 PM |
| sisepuede | $25.00 | 7/23/2011 1:17:59 AM |
| kulender | $50.00 | 7/23/2011 6:07:00 AM |
| MadHun | $200.00 | 7/22/2011 10:42:27 PM |
| heeeley | $25.00 | 7/23/2011 7:42:39 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:56 AM |
| loyalty-czar | $28.05 | 7/23/2011 10:12:30 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:52 AM |
| Warwick | $50.00 | 7/23/2011 10:46:43 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:36 PM |
| wlm3012 | $50.00 | 7/23/2011 1:07:04 PM |
| edaguy | $100.00 | 7/23/2011 2:23:19 PM |
| miboymat | $25.00 | 7/23/2011 6:35:42 PM |
| diancecht | $57.00 | 7/23/2011 6:36:21 PM |
| mlpinz | $100.00 | 7/23/2011 2:49:57 PM |
| dodgriz | $50.00 | 7/23/2011 4:38:10 PM |
| wealth-neutrino2 | $25.00 | 7/23/2011 7:50:21 PM |
| FoosMaster | $25.00 | 7/23/2011 10:08:47 PM |
| fireferd | $70.00 | 7/24/2011 8:15:13 AM |
| Kessler | $29.05 | 7/24/2011 4:11:47 PM |
| eclicknsave | $25.00 | 7/24/2011 10:39:53 AM |
| Charmart | $25.00 | 7/24/2011 5:48:15 PM |
| Weaverville | $50.00 | 7/24/2011 4:08:45 PM |
| Smallbear | $25.00 | 7/24/2011 5:25:23 AM |
| income-encore1 | $25.00 | 7/12/2011 5:04:00 PM |
| JustMee | $25.00 | 7/12/2011 5:07:02 PM |
| indomitable-coin | $25.00 | 7/12/2011 5:03:02 PM |
| wwialnlgy | $100.00 | 7/12/2011 5:03:03 PM |
| compoundinterest | $50.00 | 7/12/2011 5:02:54 PM |
| janeybooboo | $51.00 | 7/12/2011 8:09:38 PM |
| happy-loyalty | $25.00 | 7/13/2011 8:40:24 AM |
| Harry | $25.00 | 7/13/2011 7:25:31 AM |
| John_Galt | $55.00 | 7/14/2011 10:12:36 AM |
| 3_boyz | $75.00 | 7/14/2011 1:26:52 PM |
| gaiusceasar | $25.00 | 7/14/2011 2:11:07 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:03 PM |
| Peterman | $25.00 | 7/15/2011 11:00:04 AM |
| BxRealtor | $25.00 | 7/15/2011 2:27:07 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:15 PM |
| reflective-rupee | $500.09 | 7/16/2011 5:25:21 AM |
| fund-medalist171 | $30.00 | 7/16/2011 1:45:28 PM |
| rpg | $50.00 | 7/16/2011 3:55:16 PM |
| Sneezie | $100.00 | 7/16/2011 12:31:17 PM |
| lefty756 | $25.00 | 7/16/2011 5:02:39 PM |
| janeybooboo | $49.00 | 7/17/2011 3:00:21 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:43 PM |
| thrilling-loyalty2 | $28.60 | 7/17/2011 8:40:03 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:45 PM |
| friendinmoney | $25.00 | 7/18/2011 8:54:50 PM |
| greenback-seagull2 | $100.00 | 7/19/2011 3:57:27 PM |
| bunnybear | $25.00 | 7/19/2011 5:54:44 PM |
| hostbank | $250.00 | 7/19/2011 8:03:43 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:11 PM |
| Dark_Helmet | $25.00 | 7/21/2011 2:15:27 PM |
| market-pudding | $25.00 | 7/21/2011 2:31:40 PM |
| unbelievable-value2 | $35.00 | 7/21/2011 11:00:54 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:56 AM |
| myworld701 | $25.00 | 7/22/2011 9:06:59 AM |
| sri59 | $100.00 | 7/22/2011 5:07:57 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:42:30 PM |
| vollynet | $66.35 | 7/22/2011 8:16:45 PM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:45 AM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:28 PM |
| grampy48 | $25.00 | 7/23/2011 4:09:37 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:49 AM |
| ramsba | $50.00 | 7/23/2011 9:55:11 AM |
| JustMee | $47.70 | 7/23/2011 6:15:43 AM |
| 77dowplace | $25.00 | 7/23/2011 8:52:22 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:38 AM |
| auctionator1 | $25.00 | 7/23/2011 12:30:11 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:23 AM |
| RecoveryLender | $25.00 | 7/23/2011 4:16:21 PM |
| pound-balancer | $100.00 | 7/24/2011 7:28:38 AM |
| leverage-monger | $50.00 | 7/24/2011 12:03:07 PM |
| Investoman | $1,384.51 | 7/24/2011 6:25:26 PM |
| moola-pillow | $32.63 | 7/24/2011 10:47:53 AM |
| cathexis | $25.00 | 7/24/2011 11:09:20 AM |
| resource777 | $25.00 | 7/24/2011 2:25:57 PM |
| jpac1066 | $50.00 | 7/24/2011 1:04:36 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
506391
This series of Notes was issued and sold upon the funding of the borrower loan #51590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $457 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Mika2160 |
Borrower's state:
| Michigan |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 46 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,200.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2008)
580-599
(Jan-2007)
580-599
(Jan-2007)
580-599
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to remodel kitchen and replace old appliances with energy saving appliances
My financial situation:
I am a good candidate for this loan because thanks to previous loans through Prosper that I have paid off successfully, I was able to clear up quite a lot of debt. Currently, now trying to rebuild my credit.....Have been employed with same company for 16 years so keeping a steady paycheck. Bills are not overwhelming and maintainable just do not have the credit up to par to do major housing updates.
Monthly net income: $2800.00
Housing: $400.00
Insurance: $150.00
Car expenses: $300.00
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $5,000.00 | 7/22/2011 5:00:42 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
508839
This series of Notes was issued and sold upon the funding of the borrower loan #51732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,908 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| encouraging-greenback1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Helping out my mom
Purpose of loan:
This loan will be used to buy my mom a used car. My mom raised 2 kids as a single parent and worked 2 jobs to provide for us. Last year my mom was laid off, and just recently found work again. While she was unemployed she had to drain most of her savings to get by. So this weekend when her car broke down she was devastated. I feel it is my turn to give back to my mom and would like to buy her a car. I am letting her borrow mine for now, so the sooner we can buy her one the better.
My financial situation:
I am a good candidate for this loan because I have never been late on a payment and always pay more than the minimum. I have low monthly bills because I live with my boyfriend and 2 roommates.
Monthly net income: $2500
Monthly expenses: $100
Housing: $ 200
Insurance: $85
Car expenses: $250
Utilities: $30
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $60.00 | 7/26/2011 9:00:43 AM |
| fabulous-community4 | $25.00 | 7/26/2011 9:02:05 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:30 AM |
| pembull | $50.00 | 7/26/2011 9:02:33 AM |
| reflective-rupee | $200.09 | 7/26/2011 9:35:36 AM |
| worth-blanket2 | $5,609.90 | 7/26/2011 9:45:15 AM |
| Wangchuk | $30.00 | 7/26/2011 9:06:28 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
510735
This series of Notes was issued and sold upon the funding of the borrower loan #51691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,930 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-balancer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
|
|
Principal balance:
| $1,930.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Growing my Business
Purpose of loan:
This loan will be used to...
I plan to use the funds requested for growing my blossoming new business. The prospect for quick positive cash flow is sure and plentiful. In many cases, as in mine, it will take money to make money when building a small business. allthough my business is still in the construction phase, with the moneys borrowed I am fully confident in the sucess of this enterprise.
My financial situation:
I am a good candidate for this loan because...
I recieved a loan a little more than a year ago and had a great experience which is why when considering a loan I decided to return. I intend to repay the loan as specified in the agreed upon terms as before and also will repay my previous loan with this new cash installment. As my business evolves and sucess increases it is my plan to invest into prosper.com myself to extend the same type of opportunity to others that this site has birthed for me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/20/2011 5:02:18 PM |
| compoundinterest | $50.00 | 7/20/2011 5:02:23 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:32 PM |
| a-responsible-return | $50.00 | 7/21/2011 9:13:12 AM |
| pearl13 | $100.00 | 7/21/2011 5:14:22 PM |
| Leopoldine | $25.00 | 7/21/2011 11:10:05 PM |
| McChan | $25.00 | 7/21/2011 9:59:23 PM |
| cactus674 | $25.00 | 7/21/2011 11:03:33 PM |
| IIP77 | $30.00 | 7/22/2011 1:36:04 AM |
| red-favorable-basis | $25.00 | 7/22/2011 7:31:49 AM |
| RJN | $29.00 | 7/22/2011 4:50:33 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:18:00 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:24 AM |
| jazzlender | $50.00 | 7/22/2011 8:38:37 AM |
| gslinv | $50.00 | 7/22/2011 9:07:21 AM |
| dfealk | $100.00 | 7/22/2011 9:36:55 AM |
| jescowa | $50.00 | 7/22/2011 9:55:19 AM |
| sgt-schultz | $25.00 | 7/22/2011 12:04:17 PM |
| peaceful-farmer | $30.00 | 7/22/2011 12:55:58 PM |
| benefit-crescendo | $36.84 | 7/22/2011 10:15:22 AM |
| fragonardlives | $25.00 | 7/22/2011 4:07:38 PM |
| dudebrah | $25.00 | 7/22/2011 4:32:59 PM |
| adventurous-commerce | $25.00 | 7/22/2011 12:00:31 PM |
| Kaj | $50.00 | 7/22/2011 3:56:22 PM |
| Monrovia | $100.00 | 7/22/2011 4:48:05 PM |
| fortytwo | $500.00 | 7/22/2011 4:39:10 PM |
| cloud8 | $33.00 | 7/22/2011 7:00:04 PM |
| 1SteelerFan | $30.00 | 7/22/2011 5:00:25 PM |
| openness-prospector | $50.00 | 7/22/2011 7:48:38 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:03 PM |
| MadHun | $400.00 | 7/22/2011 10:33:53 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:22 AM |
| inventive-wealth2 | $27.14 | 7/23/2011 9:22:26 AM |
| Lender0010 | $50.00 | 7/23/2011 9:23:02 AM |
| principal-trombone | $100.00 | 7/23/2011 7:57:14 AM |
| kc8fot | $100.00 | 7/23/2011 8:54:06 AM |
| artisan369 | $200.00 | 7/23/2011 10:17:06 AM |
| movingirl | $25.00 | 7/23/2011 12:49:21 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:17:59 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:36 PM |
| rockstar78 | $100.00 | 7/23/2011 7:34:57 PM |
| drkosh | $25.00 | 7/24/2011 7:47:20 AM |
| Binan | $50.00 | 7/24/2011 9:05:20 AM |
| cwswdh | $36.24 | 7/24/2011 1:58:26 PM |
| dreammachine | $250.00 | 7/25/2011 6:46:57 AM |
| simplelender80 | $100.00 | 7/24/2011 8:57:59 PM |
| black_adder2003 | $50.00 | 7/24/2011 10:32:56 PM |
| Solid-Platinum | $100.00 | 7/24/2011 11:03:22 PM |
| engaging-yield4 | $50.00 | 7/24/2011 11:09:27 PM |
| durable-auction0 | $50.00 | 7/25/2011 7:02:14 AM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:52:25 AM |
| 108lender | $500.00 | 7/25/2011 9:38:42 AM |
| damage | $25.00 | 7/25/2011 11:20:46 AM |
| commitment-orca7 | $27.24 | 7/25/2011 3:34:47 PM |
| worth-arch | $50.00 | 7/25/2011 10:49:29 AM |
| ansset | $25.00 | 7/25/2011 11:14:34 AM |
| ScottCapital | $25.00 | 7/25/2011 11:34:28 AM |
| equallender | $57.88 | 7/25/2011 12:20:16 PM |
| benjamins-fan6 | $50.00 | 7/25/2011 1:39:47 PM |
| Veets | $250.00 | 7/25/2011 1:46:04 PM |
| indomitable-coin | $25.00 | 7/20/2011 6:52:50 PM |
| pnace | $50.00 | 7/20/2011 5:10:38 PM |
| dayahn | $25.00 | 7/21/2011 3:19:28 PM |
| JagFan | $25.00 | 7/22/2011 4:30:04 AM |
| gokart83 | $25.00 | 7/22/2011 4:54:57 AM |
| ladreammach77 | $25.00 | 7/21/2011 10:09:32 PM |
| enchanted-truth264 | $25.00 | 7/21/2011 10:22:18 PM |
| chameleon125 | $25.00 | 7/22/2011 6:35:56 AM |
| Leshan | $100.00 | 7/22/2011 10:25:21 AM |
| mg6619 | $25.00 | 7/22/2011 10:59:28 AM |
| Astyanax | $85.00 | 7/22/2011 4:05:52 PM |
| therealjeremy | $38.74 | 7/22/2011 4:48:13 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:53:50 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:06:04 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:26 PM |
| TheCount | $25.00 | 7/22/2011 4:28:37 PM |
| kind-magnificent-bid | $100.00 | 7/22/2011 5:55:19 PM |
| msh345 | $25.00 | 7/22/2011 4:37:56 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:55:02 PM |
| value-sequoia8 | $25.00 | 7/22/2011 6:26:43 PM |
| jmeasn | $25.00 | 7/22/2011 10:42:51 PM |
| ToweringDan | $25.00 | 7/23/2011 12:30:03 AM |
| akakii | $36.05 | 7/23/2011 3:13:05 AM |
| benefit-trident | $25.00 | 7/23/2011 7:57:00 AM |
| RoyFauntleroy | $50.00 | 7/23/2011 8:26:49 AM |
| 77dowplace | $25.00 | 7/23/2011 9:20:48 AM |
| amint17 | $50.00 | 7/23/2011 8:15:08 AM |
| ADRllc | $50.00 | 7/23/2011 6:35:42 AM |
| bullwink27 | $25.00 | 7/23/2011 7:20:41 AM |
| famous-hope | $25.00 | 7/23/2011 7:27:10 AM |
| ranstlin | $25.00 | 7/23/2011 9:26:27 AM |
| adventurous-cash | $25.00 | 7/23/2011 10:10:00 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:08 AM |
| Aleut | $50.00 | 7/23/2011 1:46:49 PM |
| balance-proton | $25.00 | 7/23/2011 8:56:00 PM |
| conqueror359 | $25.00 | 7/23/2011 7:42:36 PM |
| fireferd | $30.00 | 7/24/2011 8:32:11 AM |
| pound-balancer | $100.00 | 7/24/2011 6:57:50 AM |
| priceless-money6 | $25.00 | 7/24/2011 12:36:58 AM |
| ockid007 | $50.00 | 7/24/2011 8:19:37 AM |
| cunning-bill2 | $25.00 | 7/24/2011 4:30:43 PM |
| jarevack | $27.35 | 7/24/2011 11:40:25 AM |
| ivadood | $50.00 | 7/24/2011 10:46:10 AM |
| EJO | $29.99 | 7/24/2011 9:55:17 PM |
| terrific-point4 | $35.53 | 7/25/2011 2:21:16 AM |
| happy-yield | $25.00 | 7/24/2011 4:34:07 PM |
| treasure-brigade | $25.00 | 7/25/2011 6:36:46 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:37:16 PM |
| anarchy1985 | $25.00 | 7/25/2011 2:32:13 AM |
| blissful-ore5 | $50.00 | 7/25/2011 6:48:15 AM |
| Kennfusion | $100.00 | 7/25/2011 6:31:17 AM |
| Phatt-Daddy | $25.00 | 7/25/2011 12:01:13 PM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:10 AM |
| Maccs55 | $25.00 | 7/25/2011 1:21:00 PM |
| CBO-Enterprise | $200.00 | 7/25/2011 11:17:25 AM |
| systematic-trade | $25.00 | 7/25/2011 3:13:35 PM |
| dammage | $25.00 | 7/25/2011 2:44:47 PM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
511509
This series of Notes was issued and sold upon the funding of the borrower loan #51536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.02 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $389.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sentimental-vigilance1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AK Loan
Purpose of loan:
This loan will be used to purchase agricultural property.
My financial situation:
I am a good candidate for this loan because I have a well-paying job with the US government and have excellent job security. The only other debt that I currently hold consists of educational loans, and I have made consistent and timely monthly payments on those loans for over 4 years now. I do not hold any other debt at this time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sflawya | $25.00 | 7/15/2011 5:26:56 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:33 PM |
| indomitable-coin | $25.00 | 7/8/2011 5:02:22 PM |
| serene-truth2 | $50.00 | 7/8/2011 5:02:39 PM |
| diablorulz | $50.00 | 7/8/2011 5:02:54 PM |
| jubilant-trade6 | $50.00 | 7/8/2011 5:02:32 PM |
| GoldenGo4 | $50.00 | 7/8/2011 5:02:38 PM |
| figs4u2 | $100.00 | 7/8/2011 5:02:41 PM |
| meux99 | $25.00 | 7/8/2011 5:02:53 PM |
| kenji4861 | $50.00 | 7/8/2011 5:02:58 PM |
| benjamins-utopia | $50.00 | 7/8/2011 5:03:38 PM |
| uberrific | $100.00 | 7/8/2011 5:03:10 PM |
| gentle-penny7 | $50.00 | 7/8/2011 5:03:37 PM |
| blot44 | $25.00 | 7/8/2011 5:03:40 PM |
| caring-hope2 | $100.00 | 7/9/2011 5:49:12 AM |
| -J | $25.00 | 7/9/2011 12:14:26 PM |
| jpblan11 | $25.00 | 7/9/2011 7:21:03 PM |
| first-serene-credit | $25.00 | 7/9/2011 10:25:15 PM |
| antlr | $50.00 | 7/10/2011 12:13:59 PM |
| tapesor | $100.00 | 7/10/2011 12:18:03 PM |
| blue-attentive-bid | $100.00 | 7/10/2011 12:49:53 PM |
| Guiren | $103.01 | 7/10/2011 2:30:10 PM |
| lendersf | $100.00 | 7/10/2011 2:44:11 PM |
| radforj22 | $25.00 | 7/10/2011 6:30:54 PM |
| BankofPete | $35.00 | 7/11/2011 7:29:46 AM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:33 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:31:51 PM |
| truth-image | $100.00 | 7/11/2011 3:27:35 PM |
| Zipperdu | $50.00 | 7/12/2011 6:12:26 AM |
| determined-deal7 | $25.00 | 7/12/2011 11:42:51 AM |
| availableloan | $25.00 | 7/12/2011 9:47:14 PM |
| x-lender | $50.00 | 7/13/2011 11:18:52 AM |
| wise-alluring-penny | $100.00 | 7/14/2011 6:47:17 AM |
| goldfinger3 | $50.00 | 7/14/2011 9:34:03 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:53 PM |
| unclejaef | $25.00 | 7/14/2011 3:52:30 PM |
| velocity-solo | $30.00 | 7/14/2011 5:12:49 PM |
| diversification-surge | $50.00 | 7/14/2011 4:27:11 PM |
| Veets | $250.00 | 7/14/2011 5:41:30 PM |
| commitment-orca7 | $300.00 | 7/15/2011 11:17:44 AM |
| keyfig | $25.00 | 7/15/2011 3:07:34 PM |
| lanlie | $74.05 | 7/16/2011 4:09:47 AM |
| GreenSun | $25.00 | 7/16/2011 5:14:20 AM |
| Tradesmanlender | $35.00 | 7/16/2011 1:59:56 PM |
| C_Mark | $50.00 | 7/16/2011 2:28:57 PM |
| drkosh | $25.00 | 7/16/2011 3:52:59 PM |
| green-truth-mermaid | $25.00 | 7/17/2011 8:00:10 AM |
| Frosty | $25.00 | 7/17/2011 4:51:22 PM |
| SNH | $100.00 | 7/18/2011 11:13:07 AM |
| life-is-great | $25.00 | 7/18/2011 4:34:10 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:07 AM |
| gold-commander0 | $50.00 | 7/18/2011 11:48:03 PM |
| skuba | $75.00 | 7/19/2011 6:49:18 AM |
| rlgnyc | $25.00 | 7/19/2011 10:19:19 AM |
| pnace | $50.00 | 7/19/2011 10:47:10 AM |
| mizount | $25.00 | 7/19/2011 10:48:29 AM |
| integrity-starter | $50.00 | 7/19/2011 10:54:22 AM |
| best-decisive-peace | $25.00 | 7/19/2011 12:08:26 PM |
| onegr8papa | $300.00 | 7/19/2011 3:20:06 PM |
| AFairDeal | $30.00 | 7/19/2011 5:18:06 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:23 PM |
| social-turtle4 | $25.00 | 7/19/2011 9:19:15 PM |
| secret-santa | $25.00 | 7/20/2011 2:28:05 AM |
| USMC0311 | $25.00 | 7/20/2011 5:11:09 PM |
| anacent | $50.00 | 7/20/2011 4:02:51 PM |
| oplender | $25.00 | 7/20/2011 5:10:48 PM |
| credit-force5 | $100.00 | 7/20/2011 9:11:44 PM |
| Veets | $150.00 | 7/20/2011 6:26:23 PM |
| nuclearmoose | $50.00 | 7/20/2011 7:20:49 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:03:59 PM |
| ChicoBob | $25.00 | 7/20/2011 10:17:32 PM |
| cr8on | $100.00 | 7/20/2011 11:11:33 PM |
| kbmin | $25.00 | 7/21/2011 8:04:25 AM |
| djh47a | $25.00 | 7/21/2011 9:13:26 AM |
| orange-courageous-dedication | $25.00 | 7/21/2011 10:17:59 AM |
| capital-futurist | $25.00 | 7/21/2011 10:34:19 AM |
| felicity-jalapeno | $25.00 | 7/21/2011 3:52:37 PM |
| heavenly-interest9 | $100.00 | 7/21/2011 2:08:04 PM |
| Mantis75 | $25.00 | 7/21/2011 3:52:47 PM |
| phillipd48 | $25.00 | 7/21/2011 6:47:35 PM |
| wise-bonus-honker | $25.00 | 7/21/2011 5:22:02 PM |
| Sixmil | $64.26 | 7/21/2011 5:22:32 PM |
| JKEnterprises | $25.00 | 7/21/2011 8:56:07 PM |
| subtle-revenue0 | $25.00 | 7/21/2011 6:02:58 PM |
| akl_5277 | $25.00 | 7/21/2011 9:45:00 PM |
| cash-fanatic | $50.00 | 7/21/2011 6:47:49 PM |
| dingus | $25.00 | 7/22/2011 12:37:23 AM |
| loyalty-locomotive | $25.00 | 7/21/2011 8:03:00 PM |
| gsp1885 | $40.00 | 7/21/2011 9:16:54 PM |
| help4u | $50.00 | 7/22/2011 6:28:54 AM |
| ramsbladder | $25.00 | 7/22/2011 12:47:30 AM |
| steely_dan34 | $25.00 | 7/22/2011 12:37:47 AM |
| alverado | $100.00 | 7/22/2011 5:21:19 AM |
| daddyx3 | $50.00 | 7/22/2011 5:08:05 AM |
| CapitalLibre | $25.00 | 7/22/2011 9:07:06 AM |
| pxtesta | $50.00 | 7/22/2011 5:48:36 AM |
| bigphish | $50.00 | 7/22/2011 6:42:53 AM |
| donmacprosper | $25.00 | 7/22/2011 7:54:35 AM |
| established-payout | $25.00 | 7/22/2011 8:31:48 AM |
| lifegrowth | $25.00 | 7/22/2011 10:17:06 AM |
| budyzr | $25.00 | 7/22/2011 10:17:08 AM |
| moola-rose8 | $25.00 | 7/22/2011 10:17:11 AM |
| ingenious-order783 | $30.00 | 7/22/2011 8:49:45 AM |
| g314 | $25.00 | 7/22/2011 9:07:14 AM |
| innovator10 | $2,000.00 | 7/22/2011 10:34:56 AM |
| CrossCreek | $25.00 | 7/22/2011 11:20:03 AM |
| AF_Trust | $100.00 | 7/22/2011 11:57:21 AM |
| outwish | $25.00 | 7/22/2011 10:17:04 AM |
| gerryfixit | $25.00 | 7/22/2011 10:17:10 AM |
| Mark-O-Polo | $50.00 | 7/22/2011 10:17:16 AM |
| betaoption | $25.00 | 7/22/2011 10:17:19 AM |
| fcrick | $25.00 | 7/22/2011 10:17:02 AM |
| smmgnn99 | $25.00 | 7/22/2011 10:17:12 AM |
| fireheart | $25.00 | 7/22/2011 10:17:17 AM |
| ChrisProsper | $1,900.00 | 7/22/2011 10:36:40 AM |
| Aimvest | $25.00 | 7/22/2011 2:12:57 PM |
| PaulW | $25.00 | 7/22/2011 12:30:14 PM |
| gold-disk | $25.00 | 7/22/2011 1:21:07 PM |
| chipperjohnson | $25.00 | 7/22/2011 1:46:23 PM |
| Holtavious | $25.00 | 7/22/2011 1:41:28 PM |
| conqueror359 | $50.00 | 7/22/2011 2:25:00 PM |
| bill-expert | $73.00 | 7/22/2011 4:08:56 PM |
| ScottW | $25.00 | 7/22/2011 4:56:33 PM |
| pound-balancer | $50.00 | 7/8/2011 5:02:24 PM |
| minista | $25.00 | 7/8/2011 5:02:56 PM |
| top-epic-community | $50.00 | 7/8/2011 5:03:01 PM |
| damage | $25.00 | 7/8/2011 5:08:28 PM |
| compoundinterest | $60.00 | 7/8/2011 5:03:36 PM |
| BankofHank | $100.00 | 7/8/2011 5:02:34 PM |
| neighborly-hope6 | $50.00 | 7/8/2011 5:02:39 PM |
| Rivervale_Westwood | $25.00 | 7/8/2011 5:02:55 PM |
| cebgop | $25.00 | 7/8/2011 5:03:00 PM |
| JustMee | $25.00 | 7/8/2011 5:25:06 PM |
| ogmanny | $50.00 | 7/8/2011 5:03:29 PM |
| CIC | $25.00 | 7/9/2011 4:51:41 AM |
| restless-balance9 | $50.00 | 7/9/2011 6:07:45 AM |
| jpac1066 | $200.00 | 7/9/2011 12:14:21 PM |
| rescue | $100.00 | 7/9/2011 12:14:25 PM |
| income-awakening6 | $25.00 | 7/9/2011 12:14:38 PM |
| Stockpicker | $50.00 | 7/11/2011 8:18:51 AM |
| first-favorite-bonus9 | $50.00 | 7/11/2011 5:16:04 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:50 PM |
| chibear34 | $25.00 | 7/12/2011 5:27:37 AM |
| StPong | $25.00 | 7/12/2011 11:42:48 AM |
| britgsb | $50.00 | 7/13/2011 2:44:53 AM |
| Harry | $25.00 | 7/13/2011 7:25:17 AM |
| john2218 | $25.00 | 7/13/2011 5:23:14 PM |
| Leopoldine | $26.50 | 7/13/2011 7:39:27 PM |
| a-responsible-return | $50.00 | 7/14/2011 4:22:41 PM |
| ckatak | $50.00 | 7/15/2011 7:14:08 AM |
| thedoctor | $77.66 | 7/15/2011 3:07:53 PM |
| degster | $25.00 | 7/15/2011 3:07:58 PM |
| kyomoon | $50.00 | 7/15/2011 4:56:53 PM |
| kyomoon | $50.00 | 7/15/2011 4:58:51 PM |
| wise-silver-wonder | $25.00 | 7/15/2011 3:07:47 PM |
| gold-enclave165 | $100.00 | 7/15/2011 4:25:08 PM |
| afmentor | $50.00 | 7/16/2011 1:26:07 AM |
| whistledicksmith | $25.00 | 7/16/2011 12:48:26 AM |
| TrustPlus | $50.00 | 7/16/2011 2:16:57 PM |
| nimble-money0 | $25.00 | 7/17/2011 3:21:54 PM |
| fiercesnail | $112.99 | 7/17/2011 2:02:18 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:57 PM |
| promiser200 | $25.00 | 7/17/2011 4:41:37 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:42 PM |
| michaelwong | $50.00 | 7/18/2011 8:08:13 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:07 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:41:07 PM |
| syrepsorp | $50.00 | 7/18/2011 11:41:26 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:19:20 AM |
| Tknojnky | $50.00 | 7/19/2011 10:16:44 AM |
| kdog99 | $100.00 | 7/19/2011 3:42:28 PM |
| dharma1 | $25.00 | 7/19/2011 1:36:38 PM |
| Weaverville | $100.00 | 7/19/2011 5:16:58 PM |
| Supernick | $50.00 | 7/19/2011 5:17:34 PM |
| mason13a | $50.00 | 7/19/2011 6:00:00 PM |
| FlexFunding | $25.00 | 7/19/2011 5:16:56 PM |
| goldsun | $25.00 | 7/19/2011 6:03:04 PM |
| SlowGardener | $75.00 | 7/19/2011 8:17:58 PM |
| hostbank | $250.00 | 7/19/2011 8:03:31 PM |
| iolaire | $25.00 | 7/20/2011 9:13:08 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:33 AM |
| aasx1108 | $25.00 | 7/20/2011 1:23:41 PM |
| jsak74 | $25.00 | 7/20/2011 4:28:39 PM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:54 PM |
| Emgolda | $25.00 | 7/20/2011 5:23:36 PM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:37 PM |
| Dollars4Rent | $25.00 | 7/20/2011 7:58:52 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:38 PM |
| discrete-asset | $25.00 | 7/21/2011 7:17:56 AM |
| SmokeyMirror | $25.00 | 7/21/2011 8:28:44 AM |
| credit-maple5 | $50.00 | 7/21/2011 11:28:41 AM |
| CaptainBlueberry | $25.00 | 7/21/2011 9:12:17 AM |
| Havana21 | $200.00 | 7/21/2011 9:12:17 AM |
| reinforced-reward | $25.00 | 7/21/2011 9:12:19 AM |
| rmachi | $25.00 | 7/21/2011 9:12:38 AM |
| wealthstar | $25.00 | 7/21/2011 1:20:02 PM |
| Railbird | $25.00 | 7/21/2011 1:48:47 PM |
| capital-buddy | $25.00 | 7/21/2011 2:52:26 PM |
| dayahn | $25.00 | 7/21/2011 3:18:41 PM |
| rulender | $30.00 | 7/21/2011 5:22:04 PM |
| the-commerce-legend | $25.00 | 7/21/2011 3:55:14 PM |
| unrelenting-integrity | $25.00 | 7/21/2011 4:07:49 PM |
| otalon | $25.00 | 7/21/2011 5:08:11 PM |
| Tech-Entrepreneur | $25.00 | 7/21/2011 5:12:34 PM |
| elephantparty | $25.00 | 7/21/2011 8:05:20 PM |
| amijo | $25.00 | 7/21/2011 5:22:07 PM |
| vigilance-revolutionary | $50.00 | 7/21/2011 5:23:14 PM |
| pbeach05 | $25.00 | 7/21/2011 5:45:13 PM |
| think-become | $25.00 | 7/21/2011 6:10:00 PM |
| ideal-platinum1 | $25.00 | 7/21/2011 11:22:12 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:39 PM |
| Green_Bean | $25.00 | 7/22/2011 12:46:57 AM |
| bornsucka | $25.00 | 7/22/2011 12:47:39 AM |
| SpareChangeDreamFundLLC | $26.34 | 7/22/2011 12:57:08 AM |
| corndog4000 | $50.00 | 7/22/2011 3:13:45 AM |
| LenderByDay | $25.00 | 7/22/2011 4:21:54 AM |
| Aethelwolf | $25.00 | 7/22/2011 4:41:05 AM |
| natural-worth9 | $1,200.00 | 7/21/2011 9:04:45 PM |
| jga516 | $25.00 | 7/22/2011 12:47:52 AM |
| 13nd3r | $25.00 | 7/22/2011 12:37:35 AM |
| Thecozychick | $25.00 | 7/22/2011 12:47:26 AM |
| johngaltline | $25.00 | 7/22/2011 2:21:19 AM |
| fairwealth | $25.00 | 7/22/2011 5:15:03 AM |
| turbostar666 | $25.00 | 7/22/2011 6:50:20 AM |
| dontletmoneyfoolya | $25.00 | 7/22/2011 7:07:48 AM |
| charlieok | $25.00 | 7/22/2011 10:17:05 AM |
| durability-caravan4 | $25.00 | 7/22/2011 10:17:07 AM |
| Mali1 | $50.00 | 7/22/2011 10:17:10 AM |
| intelligent-credit0 | $28.81 | 7/22/2011 10:17:12 AM |
| Adventurouschef | $25.00 | 7/22/2011 10:17:17 AM |
| red-unequivocal-finance | $25.00 | 7/22/2011 8:43:11 AM |
| Tscheddar | $25.00 | 7/22/2011 10:17:39 AM |
| ZeoInvestments | $25.00 | 7/22/2011 10:18:32 AM |
| ItsJustMe79 | $25.00 | 7/22/2011 9:10:06 AM |
| dfealk | $100.00 | 7/22/2011 9:40:50 AM |
| cutter21 | $25.00 | 7/22/2011 9:31:23 AM |
| valiant-liberty4 | $25.00 | 7/22/2011 9:32:03 AM |
| market-honker | $50.00 | 7/22/2011 10:17:09 AM |
| IslandParadise | $57.40 | 7/22/2011 10:17:13 AM |
| Ellisdee | $50.00 | 7/22/2011 10:17:18 AM |
| hayhelp | $25.00 | 7/22/2011 10:17:20 AM |
| dbzen | $25.00 | 7/22/2011 12:57:06 PM |
| Tenfutta | $25.00 | 7/22/2011 10:29:46 AM |
| excellent-nickel | $50.00 | 7/22/2011 10:17:03 AM |
| dzukas | $50.00 | 7/22/2011 10:17:11 AM |
| sensational-kindness | $25.00 | 7/22/2011 10:17:15 AM |
| Veridic | $50.00 | 7/22/2011 10:17:37 AM |
| forceful-duty178 | $500.00 | 7/22/2011 10:49:54 AM |
| gzeo | $25.00 | 7/22/2011 10:20:08 AM |
| thepillowsack | $25.00 | 7/22/2011 1:44:18 PM |
| ussugm | $25.00 | 7/22/2011 10:41:55 AM |
| Asailorman | $50.00 | 7/22/2011 11:06:42 AM |
| rocker137 | $25.00 | 7/22/2011 12:12:46 PM |
| dartmouth99 | $50.00 | 7/22/2011 4:31:56 PM |
| IL2R2010 | $25.00 | 7/22/2011 4:36:17 PM |
| Ardy123 | $25.00 | 7/22/2011 4:43:44 PM |
| SeaLoans | $25.00 | 7/22/2011 1:36:51 PM |
| br4444 | $25.00 | 7/22/2011 3:42:30 PM |
| acsej | $25.00 | 7/22/2011 3:49:33 PM |
| market-pudding | $25.00 | 7/22/2011 4:44:34 PM |
| kegs | $91.00 | 7/22/2011 4:58:39 PM |
| 261 Investments
|
Borrower Payment Dependent Notes Series
512087
This series of Notes was issued and sold upon the funding of the borrower loan #51678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,837 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| melodious-order1 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
aasay
Purpose of loan: small business
This loan will be used to...for start up
My financial situation:
I am a good candidate for this loan because...I am excited and focused on starting my business and creating more income to support my family. I am a single parent and raising 3 kids, that alone motivates me so that I can spend more time with them down the road. I have eliminated many bills and made significant cuts in household expenses. We are presently living on minimal needs.
Monthly net income: $2440
Monthly expenses: $
Housing: $1200
Insurance: $50
Car expenses: $0
Utilities: $40
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:32 PM |
| diligent-peace9 | $25.00 | 7/8/2011 10:33:45 AM |
| social-hunter5 | $25.00 | 7/9/2011 10:55:14 AM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:44 AM |
| pearl13 | $100.00 | 7/16/2011 9:06:09 AM |
| AlternativeCashFlow | $25.70 | 7/17/2011 4:40:43 PM |
| worth-blanket2 | $3,749.30 | 7/19/2011 4:46:20 PM |
| tech310 | $25.00 | 7/9/2011 7:58:58 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
512565
This series of Notes was issued and sold upon the funding of the borrower loan #51660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $107.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,546 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dynamic-platinum5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
$2500 loan
Purpose of loan:
This loan will be used to pay for some medical industry training/certification for my wife.
My financial situation:
I am a good candidate for this loan because I have a strong moral commitment to repayment, and an excellent payment history, including a previous prosper.com loan.
Monthly net income: $5400
Monthly expenses: $500
Housing: $1100
Insurance: $
Car expenses: $400
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $200/mo
Credit cards and other loans: $1000/mo
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 7/22/2011 9:03:18 AM |
| greencat | $50.00 | 7/22/2011 9:06:02 AM |
| kind-charming-value | $1,000.00 | 7/22/2011 9:11:55 AM |
| kinetic-social | $25.00 | 7/22/2011 9:18:23 AM |
| lucrative-loan | $60.00 | 7/22/2011 9:01:22 AM |
| alexgalt | $100.00 | 7/22/2011 9:02:11 AM |
| golffish2 | $50.00 | 7/22/2011 9:04:59 AM |
| Requiem | $25.00 | 7/22/2011 9:02:56 AM |
| reflective-rupee | $140.09 | 7/22/2011 9:16:53 AM |
| clemclan | $40.00 | 7/22/2011 9:21:42 AM |
| favorite-commerce | $25.00 | 7/22/2011 9:04:44 AM |
| credit-missile | $110.00 | 7/22/2011 9:12:54 AM |
| reflective-rupee | $50.00 | 7/22/2011 9:19:48 AM |
| RoZu_Lending | $174.67 | 7/22/2011 9:05:13 AM |
| CA-Lender | $75.07 | 7/22/2011 9:11:51 AM |
| lendstats_com | $300.00 | 7/22/2011 9:05:53 AM |
| Bob450 | $25.00 | 7/22/2011 9:13:56 AM |
| credit-missile | $25.00 | 7/22/2011 9:16:32 AM |
| loanman2007 | $50.17 | 7/22/2011 9:22:35 AM |
| shrewd-income | $125.00 | 7/22/2011 9:12:59 AM |
| credit-missile | $25.00 | 7/22/2011 9:14:02 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
513043
This series of Notes was issued and sold upon the funding of the borrower loan #51724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,751 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| conqueror6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
For vehicle pay off
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/12/2011 5:02:39 PM |
| diligent-peace9 | $25.00 | 7/12/2011 8:58:58 PM |
| tenacious-economy9 | $50.00 | 7/13/2011 11:19:56 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:41:27 PM |
| Bob450 | $25.00 | 7/13/2011 4:25:59 PM |
| lowrater | $50.80 | 7/13/2011 11:06:28 PM |
| wlm3012 | $30.00 | 7/14/2011 7:12:43 AM |
| VJ_Financial | $26.02 | 7/14/2011 7:39:39 AM |
| well-mannered-income3 | $25.00 | 7/14/2011 4:07:15 PM |
| suave-dime6 | $25.00 | 7/14/2011 4:29:29 PM |
| Rogelio48 | $252.00 | 7/14/2011 8:16:34 PM |
| pious-benjamins1 | $25.00 | 7/15/2011 7:08:56 AM |
| thankful-nickel2 | $25.00 | 7/15/2011 6:07:01 AM |
| nickel-hickory | $100.00 | 7/15/2011 9:37:34 AM |
| mammalian4 | $25.00 | 7/15/2011 4:30:56 PM |
| proud-pound4 | $30.00 | 7/15/2011 12:32:30 PM |
| income-rocker2 | $50.00 | 7/15/2011 12:41:03 PM |
| 168RichCapital | $25.07 | 7/15/2011 4:57:31 PM |
| historic-loan1 | $150.00 | 7/15/2011 1:23:16 PM |
| 108lender | $100.00 | 7/15/2011 5:16:38 PM |
| fortytwo | $216.30 | 7/15/2011 5:29:31 PM |
| profit-powerplant | $25.00 | 7/13/2011 9:27:21 PM |
| simplelender80 | $100.00 | 7/12/2011 5:02:48 PM |
| worth-blanket2 | $5,000.00 | 7/13/2011 8:09:47 AM |
| loanman2007 | $75.00 | 7/13/2011 9:24:57 AM |
| reflective-rupee | $200.09 | 7/13/2011 1:38:00 PM |
| buffalobills | $25.00 | 7/13/2011 4:09:26 PM |
| loot-supporter2 | $25.00 | 7/13/2011 8:29:33 PM |
| beaker | $29.72 | 7/14/2011 1:07:40 AM |
| shrewd-income | $25.00 | 7/14/2011 6:23:00 AM |
| heavenly-platinum3 | $50.00 | 7/14/2011 6:22:45 AM |
| shneb | $100.00 | 7/14/2011 11:15:55 AM |
| nickel-hickory | $100.00 | 7/14/2011 4:16:30 PM |
| kind-diligent-coin | $25.00 | 7/14/2011 3:54:43 PM |
| nickel-hickory | $140.00 | 7/14/2011 4:39:54 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:50:00 AM |
| Investoman | $50.00 | 7/15/2011 6:49:26 AM |
| larryboy10 | $25.00 | 7/15/2011 9:40:52 AM |
| jonmars | $25.00 | 7/15/2011 9:54:06 AM |
| baker31 | $50.00 | 7/15/2011 10:03:05 AM |
| ddog0224 | $25.00 | 7/15/2011 12:50:29 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
514629
This series of Notes was issued and sold upon the funding of the borrower loan #51736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,016.57 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $387.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,415 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benevolent-social818 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working capital for business
Purpose of loan:
This loan will be used to fund an outside business venture I am working on outside of main job.
I am a good candidate for this loan because I have a full time job that pays $170,000 base in management consulting. I graduated from a top 25 business school, and have been in banking and consulting for over ten years, so I know value of credit and understand business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/15/2011 11:02:17 AM |
| Investor_DP | $100.00 | 7/9/2011 12:02:44 PM |
| pnace | $50.00 | 7/9/2011 12:03:57 PM |
| tech310 | $50.00 | 7/9/2011 7:53:53 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:38 AM |
| MadHun | $175.00 | 7/11/2011 2:18:43 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:00 PM |
| x-lender | $60.00 | 7/11/2011 5:04:26 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:39 AM |
| greenback-seagull2 | $100.00 | 7/14/2011 4:37:31 PM |
| payout-achievement | $100.00 | 7/16/2011 11:17:37 AM |
| EarlyRiser | $100.00 | 7/16/2011 4:07:19 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:45 PM |
| dollar-sonnet3 | $49.00 | 7/18/2011 2:14:58 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:10 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:34 PM |
| samaritan5 | $50.00 | 7/19/2011 10:24:14 AM |
| radforj22 | $25.00 | 7/19/2011 3:44:01 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:51 PM |
| kdog99 | $100.00 | 7/20/2011 9:12:32 AM |
| return-rocket9 | $25.00 | 7/20/2011 10:59:46 AM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:55 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:28 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:39 PM |
| cash-reaction2 | $50.00 | 7/20/2011 8:14:53 PM |
| excellent-greenback | $25.00 | 7/21/2011 12:45:51 PM |
| capital-buddy | $25.00 | 7/21/2011 2:52:27 PM |
| coin-investor | $25.00 | 7/21/2011 10:18:40 AM |
| dayahn | $25.00 | 7/21/2011 3:18:44 PM |
| platinum-rapture6 | $50.00 | 7/21/2011 4:29:54 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:29 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:22 PM |
| integrity-starter | $25.00 | 7/21/2011 6:07:41 PM |
| yzerizef | $150.00 | 7/22/2011 4:39:44 AM |
| Rdodson11 | $25.00 | 7/22/2011 6:00:35 AM |
| asmithj | $25.00 | 7/22/2011 12:54:39 AM |
| ranstlin | $25.00 | 7/22/2011 4:37:22 AM |
| silver-armada | $50.00 | 7/22/2011 4:19:56 AM |
| ItsJustMe79 | $25.00 | 7/22/2011 9:10:07 AM |
| veneziani | $25.00 | 7/22/2011 9:49:40 AM |
| Cheburashka | $25.00 | 7/22/2011 9:07:12 AM |
| helpinghand63 | $25.00 | 7/22/2011 9:32:11 AM |
| theaterguy | $25.00 | 7/22/2011 11:08:09 AM |
| Richmp412 | $25.00 | 7/22/2011 11:41:00 AM |
| uncleharold | $25.00 | 7/22/2011 12:33:35 PM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:24 AM |
| Brain_m | $25.00 | 7/22/2011 11:11:51 AM |
| gold-sushi | $25.00 | 7/22/2011 5:07:54 PM |
| ClearLake | $25.00 | 7/22/2011 5:12:08 PM |
| vb3jmg | $25.00 | 7/22/2011 5:14:57 PM |
| laandre | $250.00 | 7/22/2011 5:16:53 PM |
| wise-silver-wonder | $25.00 | 7/22/2011 5:37:10 PM |
| peso-tostada | $25.00 | 7/22/2011 4:40:32 PM |
| fiddlerzvi | $50.00 | 7/22/2011 5:12:07 PM |
| velocity-solo | $30.00 | 7/22/2011 5:37:11 PM |
| Ripsaw4U | $50.00 | 7/22/2011 5:12:05 PM |
| breadbroker | $25.00 | 7/22/2011 5:12:08 PM |
| knowledgeable-note6 | $25.00 | 7/22/2011 5:12:11 PM |
| mogul16 | $25.00 | 7/22/2011 9:11:44 PM |
| Taxman44 | $25.00 | 7/22/2011 9:47:29 PM |
| faldska | $25.00 | 7/22/2011 10:58:12 PM |
| Tapu22 | $25.00 | 7/22/2011 8:36:12 PM |
| yngling | $27.69 | 7/23/2011 12:52:02 AM |
| jdwb50 | $25.00 | 7/22/2011 9:42:58 PM |
| QuantumLobster | $25.00 | 7/23/2011 1:01:58 AM |
| urbanMisfit | $25.00 | 7/23/2011 1:06:56 AM |
| Rick21 | $25.00 | 7/22/2011 10:00:11 PM |
| gracej | $25.00 | 7/22/2011 8:19:04 PM |
| hard-working-loot | $40.96 | 7/23/2011 1:27:10 AM |
| orgy63 | $25.00 | 7/22/2011 9:11:50 PM |
| hrubinst | $75.00 | 7/23/2011 5:46:44 AM |
| Willylump | $25.00 | 7/23/2011 12:52:15 AM |
| Sixmil | $100.00 | 7/23/2011 12:52:22 AM |
| IP | $39.04 | 7/23/2011 12:57:58 AM |
| TOCPI | $25.00 | 7/23/2011 1:17:08 AM |
| rulender | $25.00 | 7/23/2011 1:17:19 AM |
| dollar-oracle55 | $25.00 | 7/23/2011 1:22:12 AM |
| justice-dna | $27.63 | 7/23/2011 1:22:16 AM |
| wampum-optimization | $40.47 | 7/23/2011 1:27:00 AM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:50 AM |
| Lightlife | $50.00 | 7/23/2011 12:22:27 AM |
| escharfer | $25.00 | 7/23/2011 12:52:13 AM |
| DavenportCapital | $25.00 | 7/23/2011 12:57:31 AM |
| silverloan | $27.36 | 7/23/2011 1:07:30 AM |
| srilm | $25.00 | 7/23/2011 8:29:42 AM |
| saihu | $25.00 | 7/23/2011 1:12:09 AM |
| Jonb6919 | $25.00 | 7/23/2011 1:17:14 AM |
| Cutts | $25.00 | 7/23/2011 8:58:59 AM |
| be_wise | $25.00 | 7/23/2011 8:30:57 AM |
| ramsba | $25.00 | 7/23/2011 8:57:58 AM |
| transparency-burger | $25.00 | 7/23/2011 10:36:09 AM |
| Tasmir | $25.00 | 7/23/2011 9:33:03 AM |
| unrivaled-silver | $50.00 | 7/23/2011 10:01:59 AM |
| nick456sd | $25.00 | 7/23/2011 9:12:08 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:17 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:03 AM |
| Warwick | $50.00 | 7/23/2011 10:46:38 AM |
| poeman | $50.00 | 7/23/2011 11:02:24 AM |
| LogicalCC | $25.00 | 7/23/2011 11:26:17 AM |
| ski bum | $100.00 | 7/9/2011 12:03:03 PM |
| organized-payment6 | $50.00 | 7/9/2011 12:02:42 PM |
| jubilant-trade6 | $25.00 | 7/9/2011 12:16:21 PM |
| Bank_Of_XL | $25.00 | 7/10/2011 6:34:17 AM |
| HamachiMan | $50.00 | 7/11/2011 9:09:50 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:35 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:37:58 PM |
| rescue | $100.00 | 7/11/2011 5:17:09 PM |
| BxRealtor | $25.00 | 7/12/2011 8:22:19 AM |
| pound-balancer | $50.00 | 7/12/2011 10:39:10 AM |
| colorfulgardener | $25.00 | 7/12/2011 4:31:58 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:38 PM |
| loyalty-sherpa | $25.00 | 7/14/2011 5:09:12 PM |
| Peterman | $25.00 | 7/15/2011 10:59:52 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:54 PM |
| powerful-finance7 | $25.00 | 7/16/2011 2:32:34 AM |
| Solid-Platinum | $50.00 | 7/16/2011 2:03:41 PM |
| indomitable-coin | $25.00 | 7/17/2011 12:07:05 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:37 PM |
| triumph329 | $30.00 | 7/18/2011 3:45:18 AM |
| funds-rascal | $50.00 | 7/19/2011 10:28:18 AM |
| RJN | $25.00 | 7/19/2011 10:34:17 AM |
| hostbank | $250.00 | 7/19/2011 8:03:33 PM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:38 PM |
| SelectTrustLending | $25.00 | 7/21/2011 10:09:48 AM |
| prohelper | $50.00 | 7/21/2011 9:09:06 AM |
| NorthwestLoan1 | $50.00 | 7/21/2011 11:12:54 AM |
| Weaverville | $50.00 | 7/21/2011 9:13:32 AM |
| credit-maple5 | $50.00 | 7/21/2011 11:28:42 AM |
| Dreamconnection | $25.00 | 7/21/2011 4:44:39 PM |
| ckatak | $100.00 | 7/21/2011 4:54:05 PM |
| gslinv | $25.00 | 7/21/2011 7:33:47 PM |
| vigilance-revolutionary | $50.00 | 7/21/2011 5:15:08 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:40 PM |
| elephantparty | $25.00 | 7/21/2011 8:01:02 PM |
| BLKLOC11 | $40.00 | 7/21/2011 10:16:14 PM |
| ideal-platinum1 | $25.00 | 7/21/2011 11:22:13 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:27:53 AM |
| help4u | $50.00 | 7/22/2011 6:28:55 AM |
| bigphish | $50.00 | 7/22/2011 6:42:54 AM |
| wwwUniversal | $25.00 | 7/22/2011 12:52:43 AM |
| triumph329 | $50.00 | 7/22/2011 4:50:26 AM |
| kulender | $50.00 | 7/22/2011 6:17:38 AM |
| forceful-duty178 | $100.00 | 7/22/2011 10:32:49 AM |
| cutter21 | $25.00 | 7/22/2011 9:31:24 AM |
| drtexican | $25.00 | 7/22/2011 9:32:17 AM |
| dfealk | $100.00 | 7/22/2011 9:40:51 AM |
| janus_god | $25.00 | 7/22/2011 11:34:23 AM |
| Denver-Rental-Properties | $25.00 | 7/22/2011 11:34:49 AM |
| gold-disk | $25.00 | 7/22/2011 1:21:10 PM |
| superpuppy | $38.00 | 7/22/2011 10:25:10 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:18 AM |
| Hiro07 | $26.00 | 7/22/2011 11:26:04 AM |
| rocker137 | $25.00 | 7/22/2011 12:12:47 PM |
| PaulW | $25.00 | 7/22/2011 12:30:16 PM |
| irishalaskan | $25.00 | 7/22/2011 12:53:12 PM |
| groovy-watanabe | $25.00 | 7/22/2011 2:51:24 PM |
| promise2 | $75.00 | 7/22/2011 2:24:50 PM |
| authentic-liberty7 | $25.00 | 7/22/2011 5:12:09 PM |
| studious-bonus7 | $92.96 | 7/22/2011 5:12:09 PM |
| ScottW | $25.00 | 7/22/2011 4:56:35 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:35:54 PM |
| Rivervale_Westwood | $25.00 | 7/22/2011 5:07:46 PM |
| the-profit-oracle | $25.00 | 7/22/2011 5:12:07 PM |
| sensible-order2 | $75.46 | 7/22/2011 5:12:10 PM |
| enigmallc | $25.00 | 7/22/2011 8:00:09 PM |
| valiant-liberty4 | $25.00 | 7/22/2011 5:37:11 PM |
| ctgscott | $25.00 | 7/22/2011 5:40:26 PM |
| SojournerMobile | $25.00 | 7/22/2011 7:00:49 PM |
| rcflick | $25.00 | 7/22/2011 7:58:36 PM |
| one2sojourn | $50.00 | 7/22/2011 7:20:23 PM |
| sc5 | $25.00 | 7/22/2011 11:30:14 PM |
| ualf | $39.21 | 7/23/2011 12:57:21 AM |
| 13nd3r | $25.00 | 7/23/2011 12:57:33 AM |
| SanJoser | $25.00 | 7/23/2011 12:57:38 AM |
| Yankeeeagle | $32.09 | 7/23/2011 1:07:13 AM |
| responsible-investment0 | $29.71 | 7/23/2011 1:32:05 AM |
| djlucas | $25.00 | 7/23/2011 12:52:07 AM |
| rmachi | $25.00 | 7/23/2011 12:52:18 AM |
| LOWCOUNTRYLENDER | $25.00 | 7/23/2011 12:57:08 AM |
| rakstar | $27.98 | 7/23/2011 12:57:32 AM |
| Breakfast_Gypsy | $25.00 | 7/23/2011 1:07:04 AM |
| JKKCapital | $25.00 | 7/23/2011 1:12:33 AM |
| Banker7371 | $25.00 | 7/23/2011 1:22:12 AM |
| nethosters | $25.00 | 7/23/2011 7:32:44 AM |
| jblack01 | $25.00 | 7/23/2011 1:07:32 AM |
| pixeldave | $33.01 | 7/23/2011 1:12:07 AM |
| flwah | $25.00 | 7/23/2011 1:12:27 AM |
| damanq | $25.00 | 7/23/2011 1:16:58 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 7/23/2011 3:28:09 AM |
| Loan_shark718 | $35.00 | 7/23/2011 5:11:55 AM |
| smilinguy | $25.00 | 7/23/2011 7:41:17 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:13 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:33 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:43 AM |
| bdgr4lfe | $25.00 | 7/23/2011 10:26:10 AM |
| Rockymtnhi | $100.00 | 7/23/2011 11:29:58 AM |
| ChrisProsper | $2,725.00 | 7/23/2011 11:46:04 AM |
| power-berserker | $25.00 | 7/23/2011 11:16:21 AM |
| 198 Investments
|
Borrower Payment Dependent Notes Series
514975
This series of Notes was issued and sold upon the funding of the borrower loan #51696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 11m |
|
Amount delinquent:
| $660 |
Total credit lines:
| 18 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,285 | |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youthful-openness8 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debts to pay
Purpose of loan:
This loan will be used to...
Pay off bills
My financial situation: Liberty Bank
I am a good candidate for this loan because...
i pay all bills on time
Monthly net income: $1642
Monthly expenses: $
Housing: $
Insurance: $200.00
Car expenses: $
Utilities: $
Phone, cable, internet: $188.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/7/2011 12:05:34 AM |
| Investor_DP | $100.00 | 7/8/2011 9:54:46 PM |
| Investor_DP | $100.00 | 7/8/2011 10:01:51 PM |
| Investor_DP | $100.00 | 7/6/2011 9:00:54 AM |
| first-favorite-bonus9 | $25.00 | 7/6/2011 3:42:04 PM |
| lloyd_s | $25.00 | 7/6/2011 3:41:21 PM |
| important-openness1 | $100.00 | 7/6/2011 5:08:05 PM |
| tech310 | $25.00 | 7/9/2011 7:56:28 PM |
| Investoman | $50.00 | 7/11/2011 6:20:25 AM |
| musegaze | $100.00 | 7/13/2011 7:04:18 AM |
| worth-blanket2 | $5,000.00 | 7/13/2011 8:12:12 AM |
| economy-producer | $25.00 | 7/13/2011 6:26:11 PM |
| impala6464 | $50.00 | 7/14/2011 7:17:45 PM |
| ddog0224 | $50.00 | 7/15/2011 12:51:41 PM |
| handy-justice | $50.00 | 7/15/2011 6:11:50 PM |
| gold-cluster | $50.00 | 7/15/2011 9:43:14 PM |
| abundant-benefit4 | $25.00 | 7/16/2011 7:37:28 AM |
| worthy-bid8 | $25.00 | 7/16/2011 12:15:05 PM |
| ommcd | $25.00 | 7/18/2011 4:17:54 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:43:22 PM |
| sgt-schultz | $40.00 | 7/19/2011 6:31:12 AM |
| wwwUniversal | $25.00 | 7/19/2011 9:08:09 AM |
| Easystreet | $25.00 | 7/19/2011 9:08:13 AM |
| the-profit-oracle | $25.00 | 7/19/2011 9:27:23 AM |
| minddoc | $25.00 | 7/19/2011 9:12:32 AM |
| Investor_DP | $100.00 | 7/7/2011 12:04:25 AM |
| simplelender80 | $100.00 | 7/6/2011 9:01:21 AM |
| Jonb6919 | $25.00 | 7/6/2011 9:05:49 AM |
| Bob450 | $25.00 | 7/13/2011 2:07:42 PM |
| Weaverville | $25.00 | 7/13/2011 5:08:29 PM |
| VJ_Financial | $26.02 | 7/14/2011 8:07:54 AM |
| suave-dime6 | $25.00 | 7/14/2011 4:29:38 PM |
| adaptable-capital | $209.07 | 7/14/2011 6:29:11 PM |
| jonmars | $25.00 | 7/15/2011 9:58:28 AM |
| surge9 | $100.00 | 7/15/2011 10:51:31 AM |
| EBITDA | $25.00 | 7/15/2011 5:25:44 PM |
| irrelevant | $25.00 | 7/16/2011 12:53:02 AM |
| pearl13 | $100.00 | 7/16/2011 9:02:03 AM |
| JauaFlash | $25.00 | 7/16/2011 6:05:55 PM |
| Mariner3605 | $25.00 | 7/17/2011 4:16:22 AM |
| natural-platinum | $25.00 | 7/17/2011 12:12:10 PM |
| britgsb | $50.00 | 7/18/2011 1:07:50 AM |
| asoldier | $25.00 | 7/18/2011 4:47:07 PM |
| asiaratt | $50.00 | 7/18/2011 4:17:54 PM |
| tshurts | $25.00 | 7/18/2011 5:03:26 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:01 PM |
| ASG_NECO | $25.00 | 7/18/2011 11:04:42 PM |
| greenback-guard | $25.00 | 7/19/2011 12:37:36 AM |
| umfan123 | $25.00 | 7/19/2011 6:02:16 AM |
| liberty-pecan | $24.91 | 7/19/2011 10:55:28 AM |
| abundant-marketplace436 | $50.00 | 7/19/2011 9:50:51 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
515133
This series of Notes was issued and sold upon the funding of the borrower loan #51730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $246.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,181 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SF-Professional |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan Before Bonus
My Fiance and I are getting married in September, but I won't get paid my bonus until early next year. I''m worried that some of the costs may run over and want to be able to bridge our finances until I'm paid my bonus.
My financial situation: My finances are fine, my only issue is that I just moved to California, and have had my job for 4 months (great job with a company that will be around forever)
I am a good candidate for this loan because I will meet my obligations and am genuinely honest, fair and easy to reach.
Monthly net income: $7,000
Monthly expenses: $3,500
Housing: $2,200
Insurance: NA
Car expenses: NA
Utilities: $35
Phone, cable, internet: $100
Food, entertainment: $650
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/15/2011 11:02:16 AM |
| availableloan | $25.00 | 7/7/2011 9:00:28 AM |
| ski bum | $100.00 | 7/7/2011 9:01:20 AM |
| Investor_DP | $100.00 | 7/7/2011 9:01:34 AM |
| pnace | $50.00 | 7/7/2011 9:01:50 AM |
| HamachiMan | $50.00 | 7/7/2011 9:01:40 AM |
| janeybooboo | $100.00 | 7/7/2011 9:21:45 AM |
| rescue | $100.00 | 7/7/2011 4:30:28 PM |
| Keystonekop | $100.00 | 7/7/2011 7:58:39 PM |
| jubilant-trade6 | $50.00 | 7/8/2011 12:21:18 AM |
| villagers | $100.00 | 7/8/2011 12:32:01 PM |
| jmeasn | $25.00 | 7/8/2011 8:39:16 PM |
| Sol_Invictus | $25.00 | 7/9/2011 8:52:17 AM |
| fortytwo | $250.00 | 7/9/2011 10:38:23 AM |
| tech310 | $50.00 | 7/9/2011 7:53:48 PM |
| jpac1066 | $25.00 | 7/10/2011 6:43:18 AM |
| loyalty-sherpa | $25.00 | 7/11/2011 7:58:08 AM |
| balance-windmill8 | $75.00 | 7/11/2011 11:49:42 AM |
| setUup | $31.20 | 7/11/2011 2:43:55 PM |
| MadHun | $175.00 | 7/11/2011 2:18:33 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:37 PM |
| a-finance-nirvana | $40.00 | 7/12/2011 4:47:59 AM |
| pearl13 | $100.00 | 7/13/2011 5:17:42 PM |
| deal-hickory5 | $100.00 | 7/13/2011 3:53:41 PM |
| damage | $25.00 | 7/14/2011 8:19:34 AM |
| kdog99 | $100.00 | 7/14/2011 9:14:19 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:40 PM |
| competent-balance5 | $50.00 | 7/14/2011 12:47:25 PM |
| hawaii5-0 | $50.00 | 7/14/2011 6:39:07 PM |
| dollar-sonnet3 | $50.00 | 7/15/2011 6:54:38 AM |
| ckatak | $50.00 | 7/15/2011 7:14:04 AM |
| buffalobills | $25.00 | 7/15/2011 8:25:38 AM |
| Nusk | $25.00 | 7/15/2011 12:32:06 PM |
| Imperativity | $25.00 | 7/15/2011 1:03:44 PM |
| bruin558 | $50.00 | 7/15/2011 11:46:11 PM |
| payout-achievement | $100.00 | 7/16/2011 11:17:31 AM |
| radforj22 | $25.00 | 7/16/2011 12:38:45 PM |
| Ocean713 | $100.00 | 7/16/2011 1:23:27 PM |
| EarlyRiser | $100.00 | 7/16/2011 4:07:14 PM |
| lefty756 | $25.00 | 7/16/2011 4:58:24 PM |
| dx23h | $25.00 | 7/16/2011 9:58:13 PM |
| Palacios | $25.00 | 7/16/2011 10:33:32 PM |
| rustysailor | $25.00 | 7/17/2011 8:34:23 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:30 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:54 PM |
| ghinga | $25.00 | 7/18/2011 4:53:35 AM |
| Uylsses | $45.00 | 7/18/2011 6:39:46 AM |
| zzztimbo | $55.52 | 7/18/2011 1:14:39 AM |
| money-bauble | $100.00 | 7/18/2011 10:31:38 AM |
| heavy_ax | $25.00 | 7/18/2011 10:30:51 AM |
| SonicSCF | $105.88 | 7/18/2011 12:07:25 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:56:52 PM |
| Rivervale_Westwood | $25.00 | 7/18/2011 5:07:11 PM |
| Harry | $50.00 | 7/18/2011 7:01:04 PM |
| DackoDenk | $25.00 | 7/18/2011 5:20:15 PM |
| nevetsnosliw1 | $25.00 | 7/18/2011 8:21:59 PM |
| MissionMicroFinance | $25.00 | 7/18/2011 6:39:29 PM |
| orange-thankful-kindness | $100.00 | 7/18/2011 8:45:11 PM |
| fascinating-value4 | $66.95 | 7/18/2011 9:55:15 PM |
| Investor_DP | $100.00 | 7/8/2011 9:54:55 PM |
| Investor_DP | $100.00 | 7/8/2011 10:01:59 PM |
| BxRealtor | $25.00 | 7/7/2011 9:00:37 AM |
| organized-payment6 | $50.00 | 7/7/2011 9:01:15 AM |
| MarvintheMartian | $30.00 | 7/7/2011 9:12:13 AM |
| houli123 | $50.00 | 7/7/2011 9:42:39 AM |
| economy-huckleberry0 | $25.00 | 7/7/2011 2:30:47 PM |
| penny-finder | $31.00 | 7/7/2011 5:11:01 PM |
| superb-funds335 | $25.00 | 7/7/2011 8:46:04 PM |
| Solid-Platinum | $100.00 | 7/8/2011 12:58:47 AM |
| greenback-seagull2 | $100.00 | 7/9/2011 6:17:34 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:16 AM |
| Stockpicker | $50.00 | 7/11/2011 8:23:11 AM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:44 PM |
| friendinmoney | $27.03 | 7/12/2011 8:20:50 AM |
| alphaseek | $200.00 | 7/12/2011 3:04:39 PM |
| myworld701 | $25.00 | 7/12/2011 3:12:21 PM |
| Reddy_Capital | $25.00 | 7/12/2011 8:57:42 PM |
| SolarMoonshine | $25.00 | 7/13/2011 3:21:48 PM |
| EngineersAlliance | $75.00 | 7/13/2011 3:42:31 PM |
| indomitable-coin | $25.00 | 7/13/2011 5:03:17 PM |
| Zolton | $100.00 | 7/13/2011 5:09:10 PM |
| espere12 | $50.00 | 7/14/2011 5:37:51 AM |
| thankful-nickel2 | $25.00 | 7/14/2011 8:26:42 AM |
| Weaverville | $25.00 | 7/14/2011 8:59:03 PM |
| Peterman | $25.00 | 7/15/2011 10:59:38 AM |
| economy-beast | $25.00 | 7/15/2011 1:26:07 PM |
| geniusj | $35.00 | 7/15/2011 5:45:48 PM |
| Enz0 | $250.00 | 7/15/2011 8:29:16 PM |
| secondphase | $50.00 | 7/15/2011 7:20:48 PM |
| DasMula | $27.00 | 7/16/2011 8:48:38 AM |
| Gobsek | $25.00 | 7/16/2011 1:31:40 PM |
| massuot | $25.00 | 7/16/2011 9:28:48 PM |
| pensacolaborn | $25.00 | 7/17/2011 7:57:43 AM |
| Dreamconnection | $50.00 | 7/17/2011 9:01:24 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:31 PM |
| justinology | $25.00 | 7/17/2011 3:58:06 PM |
| virtuous-repayment | $50.00 | 7/17/2011 5:28:09 PM |
| the-discrete-income | $100.00 | 7/17/2011 10:14:18 PM |
| careful-money2 | $30.00 | 7/18/2011 7:14:15 AM |
| investisure | $100.00 | 7/18/2011 1:40:59 AM |
| worthy-commitment7 | $30.00 | 7/18/2011 10:23:53 AM |
| reflective-cash0 | $50.00 | 7/18/2011 2:44:38 PM |
| RJN | $25.00 | 7/18/2011 10:04:37 AM |
| SNH | $37.00 | 7/18/2011 11:13:05 AM |
| Crie | $208.42 | 7/18/2011 11:53:51 AM |
| One_Lolo | $50.00 | 7/18/2011 4:17:06 PM |
| tranquil-gain1 | $100.00 | 7/18/2011 12:06:41 PM |
| Astyanax | $100.00 | 7/18/2011 2:46:18 PM |
| worldly-investment333 | $50.00 | 7/18/2011 4:59:48 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:20 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:16 PM |
| turbolozano | $100.00 | 7/18/2011 8:01:19 PM |
| fantastic-bazaar2 | $50.00 | 7/18/2011 7:21:39 PM |
| karmicontribution | $25.00 | 7/18/2011 8:48:04 PM |
| the-revenue-demon | $50.00 | 7/18/2011 9:25:40 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
515143
This series of Notes was issued and sold upon the funding of the borrower loan #51579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 79% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 7y 6m |
|
Amount delinquent:
| $1,969 |
Total credit lines:
| 41 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,777 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-fairness-fox |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAL
Purpose of loan:
This loan will be used to...Medical Reasons and bills
My financial situation:
I am a good candidate for this loan because...I have been living in this area for 11 years and have a stable job and a child need this money to get settled again
Monthly net income: . $2600.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $25.00 | 7/9/2011 7:58:58 PM |
| pearl13 | $100.00 | 7/16/2011 9:06:09 AM |
| worth-blanket2 | $2,875.00 | 7/19/2011 4:47:19 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
515217
This series of Notes was issued and sold upon the funding of the borrower loan #51726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,733.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $201.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,346 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| competent-hope7 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Logan
Purpose of loan: wedding expenses
This loan will be used to...
My financial situation: Bank of Salem
I am a good candidate for this loan because...I have 2 incomes - 1 a retirement and 2 teacher pay in another state.
Monthly net income: $4700
Monthly expenses: $2570
Housing: $450
Insurance: $105
Car expenses: $0
Utilities: $300
Phone, cable, internet: $210
Food, entertainment: $320
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $225
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/8/2011 9:54:59 PM |
| Investor_DP | $100.00 | 7/8/2011 10:02:02 PM |
| ski bum | $100.00 | 7/7/2011 9:01:26 AM |
| pnace | $50.00 | 7/7/2011 9:01:55 AM |
| janeybooboo | $75.00 | 7/7/2011 9:22:41 AM |
| rescue | $50.00 | 7/8/2011 12:32:30 PM |
| fortytwo | $250.00 | 7/9/2011 10:38:27 AM |
| tech310 | $25.00 | 7/9/2011 7:56:31 PM |
| MadHun | $175.00 | 7/11/2011 2:18:37 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:49 PM |
| loyalty-sherpa | $25.00 | 7/12/2011 9:04:54 AM |
| deal-hickory5 | $100.00 | 7/13/2011 3:53:44 PM |
| BuildingShanghai | $25.00 | 7/13/2011 5:04:05 PM |
| alphaseek | $300.00 | 7/14/2011 4:16:20 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:26 AM |
| indomitable-coin | $25.00 | 7/14/2011 4:32:41 PM |
| Weaverville | $25.00 | 7/14/2011 8:59:07 PM |
| kdog99 | $100.00 | 7/15/2011 3:07:52 PM |
| secondphase | $50.00 | 7/15/2011 7:24:33 PM |
| powerful-finance7 | $25.00 | 7/16/2011 2:32:32 AM |
| radforj22 | $25.00 | 7/16/2011 12:38:50 PM |
| EarlyRiser | $100.00 | 7/16/2011 4:07:16 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:00 PM |
| villagers | $25.00 | 7/18/2011 6:15:10 PM |
| worth-arch | $25.00 | 7/19/2011 10:21:06 AM |
| samaritan5 | $50.00 | 7/19/2011 10:24:12 AM |
| mizount | $25.00 | 7/19/2011 10:48:27 AM |
| Imperativity | $100.00 | 7/19/2011 2:53:04 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:45 PM |
| vigilance-revolutionary | $50.00 | 7/19/2011 5:18:16 PM |
| ghinga | $30.00 | 7/19/2011 5:48:09 PM |
| hostbank | $250.00 | 7/19/2011 8:03:25 PM |
| enthralling-deal180 | $100.00 | 7/20/2011 4:35:40 AM |
| omniviper | $25.00 | 7/20/2011 11:51:37 AM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:50 PM |
| bid-czar8 | $100.00 | 7/20/2011 4:48:52 PM |
| Interloper | $40.00 | 7/20/2011 5:07:34 PM |
| x-lender | $50.00 | 7/20/2011 9:16:51 PM |
| TheRock | $25.00 | 7/20/2011 9:21:46 PM |
| luvlending | $25.00 | 7/20/2011 10:07:31 PM |
| riproaringrapids | $25.00 | 7/20/2011 9:04:41 PM |
| let_me_retire | $100.00 | 7/21/2011 12:14:44 AM |
| cr8on | $100.00 | 7/20/2011 10:46:53 PM |
| let_me_retire | $50.00 | 7/21/2011 12:16:34 AM |
| thriller451 | $26.09 | 7/21/2011 8:53:48 AM |
| discrete-asset | $25.00 | 7/21/2011 7:17:53 AM |
| kbmin | $25.00 | 7/21/2011 8:04:23 AM |
| Investor_DP | $100.00 | 7/7/2011 9:01:36 AM |
| organized-payment6 | $50.00 | 7/7/2011 9:01:17 AM |
| HamachiMan | $50.00 | 7/7/2011 9:01:44 AM |
| janeybooboo | $25.00 | 7/7/2011 9:22:35 AM |
| jubilant-trade6 | $50.00 | 7/8/2011 12:21:24 AM |
| BxRealtor | $25.00 | 7/8/2011 9:42:19 AM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:22 AM |
| greenback-seagull2 | $100.00 | 7/11/2011 5:16:57 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:44 PM |
| a-finance-nirvana | $40.00 | 7/12/2011 4:48:01 AM |
| competent-balance5 | $50.00 | 7/14/2011 12:47:27 PM |
| Peterman | $25.00 | 7/15/2011 10:59:42 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:49 PM |
| payout-achievement | $100.00 | 7/16/2011 11:17:35 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:33 PM |
| nimble-velocity3 | $100.00 | 7/17/2011 4:08:51 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:34 PM |
| janeybooboo | $25.00 | 7/17/2011 7:34:12 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:26 PM |
| MissionMicroFinance | $25.00 | 7/18/2011 6:39:32 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:20 PM |
| Harry | $50.00 | 7/18/2011 7:01:13 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:04 AM |
| skuba | $75.00 | 7/19/2011 6:49:14 AM |
| sgt-schultz | $25.00 | 7/19/2011 7:02:14 AM |
| marwadi-62 | $100.00 | 7/19/2011 9:17:30 AM |
| fantastic-penny9 | $25.00 | 7/19/2011 3:46:14 PM |
| greenback-ally | $100.00 | 7/19/2011 7:16:02 PM |
| EJO | $25.00 | 7/20/2011 8:08:04 AM |
| damage | $25.00 | 7/20/2011 1:09:54 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:24 PM |
| market-pudding | $25.00 | 7/20/2011 3:16:20 PM |
| money-bauble | $52.91 | 7/20/2011 3:42:34 PM |
| wayman | $25.00 | 7/20/2011 3:51:14 PM |
| Rivervale_Westwood | $25.00 | 7/20/2011 5:10:30 PM |
| moola-cell3 | $44.00 | 7/20/2011 10:10:37 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:32 PM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:19 PM |
| credit-force5 | $100.00 | 7/20/2011 9:11:40 PM |
| prohelper | $50.00 | 7/21/2011 6:07:01 AM |
| cr8on | $100.00 | 7/20/2011 11:28:14 PM |
| credit-investor5 | $50.00 | 7/21/2011 7:36:29 AM |
| wwwUniversal | $25.00 | 7/21/2011 12:27:44 AM |
| SmokeyMirror | $25.00 | 7/21/2011 8:28:41 AM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
515553
This series of Notes was issued and sold upon the funding of the borrower loan #51615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $493.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,234 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| professional-credit279 |
Borrower's state:
| Alaska |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fresh Start
Purpose of loan:
This loan will be used to...get out from under credit card debt and high interest rates.
My financial situation:
I am a good candidate for this loan because...I am financially stable, just trying to get ahead for once.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:39 PM |
| pound-balancer | $50.00 | 7/11/2011 9:02:23 AM |
| uberrific | $100.00 | 7/11/2011 9:02:52 AM |
| compoundinterest | $50.00 | 7/11/2011 9:03:50 AM |
| MarvintheMartian | $35.00 | 7/11/2011 9:56:27 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:45:32 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:06 PM |
| caring-hope2 | $100.00 | 7/11/2011 6:13:35 PM |
| rescue | $100.00 | 7/12/2011 3:12:51 PM |
| jubilant-trade6 | $50.00 | 7/12/2011 5:08:37 PM |
| kid_dynamite15 | $75.00 | 7/13/2011 6:14:17 AM |
| Harry | $25.00 | 7/13/2011 7:25:25 AM |
| happy-loyalty | $25.00 | 7/13/2011 9:12:48 AM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:45 PM |
| BxRealtor | $25.00 | 7/13/2011 3:48:06 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:44 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:58 PM |
| Peterman | $25.00 | 7/15/2011 10:59:56 AM |
| greenback-seagull2 | $100.00 | 7/16/2011 2:12:22 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:52 PM |
| sandbreaker | $100.00 | 7/18/2011 9:07:37 AM |
| rdrloan | $50.00 | 7/18/2011 2:08:36 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:18 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:38 PM |
| radforj22 | $25.00 | 7/18/2011 6:43:23 PM |
| Carpetkid | $50.00 | 7/20/2011 8:28:37 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:32 PM |
| LendToCause | $25.00 | 7/20/2011 6:19:20 PM |
| einstein | $200.00 | 7/20/2011 7:43:55 PM |
| ddamenace | $70.00 | 7/20/2011 8:06:27 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:01 PM |
| GodzillaLending | $25.00 | 7/20/2011 9:31:38 PM |
| availableloan | $25.00 | 7/20/2011 6:58:25 PM |
| Leopoldine | $50.00 | 7/20/2011 6:03:03 PM |
| Aeroman32 | $50.00 | 7/20/2011 10:55:43 PM |
| income-buffalo1 | $200.00 | 7/20/2011 7:42:09 PM |
| iaviate1 | $50.00 | 7/20/2011 10:08:57 PM |
| nbah123 | $50.00 | 7/20/2011 10:02:59 PM |
| moola-cell3 | $50.00 | 7/20/2011 10:07:00 PM |
| britgsb | $100.00 | 7/21/2011 1:06:53 AM |
| octoberfresh | $25.00 | 7/21/2011 8:41:11 AM |
| kdog99 | $100.00 | 7/21/2011 9:08:49 AM |
| SNH | $150.00 | 7/21/2011 9:17:40 AM |
| WesLL | $1,000.00 | 7/21/2011 9:31:36 AM |
| Oak-Parker | $25.00 | 7/21/2011 11:14:21 AM |
| qsolo | $100.00 | 7/21/2011 11:16:07 AM |
| CreditBuilder2 | $100.00 | 7/21/2011 4:13:53 PM |
| platinum-rapture6 | $100.00 | 7/21/2011 4:23:51 PM |
| CatbirdBanking | $25.00 | 7/21/2011 12:33:06 PM |
| unconquerable-dedication | $25.00 | 7/21/2011 12:45:38 PM |
| setUup | $30.32 | 7/21/2011 2:58:27 PM |
| dayahn | $25.00 | 7/21/2011 3:18:48 PM |
| integrity-starter | $50.00 | 7/21/2011 6:03:11 PM |
| fairness-cell6 | $25.00 | 7/21/2011 7:34:20 PM |
| mlandrid | $25.00 | 7/21/2011 7:52:32 PM |
| Havana21 | $50.00 | 7/21/2011 5:23:02 PM |
| cerebral-dollar773 | $83.15 | 7/21/2011 9:29:53 PM |
| BLKLOC11 | $40.00 | 7/21/2011 9:48:56 PM |
| first-serene-credit | $25.00 | 7/21/2011 10:07:31 PM |
| loan-warrior | $25.00 | 7/21/2011 6:08:02 PM |
| Thoth_88 | $25.00 | 7/21/2011 8:14:10 PM |
| reflective-rupee | $25.09 | 7/22/2011 1:59:28 AM |
| lonix | $25.00 | 7/21/2011 9:27:37 PM |
| itskarma | $25.25 | 7/22/2011 4:25:55 AM |
| gold-fluffy-bunny4 | $100.00 | 7/22/2011 5:23:59 AM |
| GrowthAspirations | $30.00 | 7/21/2011 9:28:57 PM |
| treasure-expert | $25.00 | 7/22/2011 6:32:44 AM |
| JagFan | $25.00 | 7/22/2011 4:30:55 AM |
| bold-basis-supernova | $51.89 | 7/22/2011 8:57:15 AM |
| paul1 | $25.00 | 7/22/2011 6:54:03 AM |
| DreDub | $50.00 | 7/22/2011 7:10:17 AM |
| veneziani | $25.00 | 7/22/2011 9:49:44 AM |
| EarlyRiser | $227.00 | 7/22/2011 8:05:00 AM |
| Weaverville | $50.00 | 7/22/2011 8:44:09 AM |
| kdog99 | $100.00 | 7/22/2011 10:17:13 AM |
| investment-artist | $25.02 | 7/22/2011 9:04:28 AM |
| brightest-affluence-motivator | $50.00 | 7/22/2011 10:45:34 AM |
| coin-popcorn | $25.00 | 7/22/2011 9:40:01 AM |
| vigorous-moola | $36.00 | 7/22/2011 9:47:24 AM |
| jescowa | $50.00 | 7/22/2011 9:56:02 AM |
| peace-flower9 | $25.00 | 7/22/2011 1:37:08 PM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:38 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:22 AM |
| peso-tostada | $25.00 | 7/22/2011 4:40:34 PM |
| Rivervale_Westwood | $25.00 | 7/22/2011 1:09:33 PM |
| laandre | $250.00 | 7/22/2011 5:16:55 PM |
| pound-balancer | $50.00 | 7/22/2011 3:47:05 PM |
| moola-economist | $201.00 | 7/22/2011 3:58:13 PM |
| RyanTH9893 | $25.00 | 7/22/2011 6:57:16 PM |
| beachbum22 | $25.00 | 7/22/2011 5:18:06 PM |
| wwwUniversal | $25.00 | 7/22/2011 5:07:41 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:35:49 PM |
| MadHun | $200.00 | 7/22/2011 10:42:20 PM |
| responsibility-cherry6 | $25.00 | 7/22/2011 6:54:32 PM |
| gracej | $25.00 | 7/22/2011 8:19:06 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:35:54 PM |
| Cheburashka | $25.00 | 7/23/2011 12:58:16 AM |
| Jay0507 | $50.00 | 7/22/2011 7:55:12 PM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:54 AM |
| Lightlife | $50.00 | 7/23/2011 12:21:18 AM |
| JustMee | $25.00 | 7/23/2011 6:15:04 AM |
| mcabery | $200.00 | 7/23/2011 3:10:32 AM |
| lion445 | $26.42 | 7/23/2011 8:26:23 AM |
| srilm | $25.00 | 7/23/2011 8:29:45 AM |
| kulender | $50.00 | 7/23/2011 6:06:57 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:35 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:07 AM |
| Sigonio | $25.00 | 7/23/2011 8:05:00 AM |
| HumRaahee | $100.00 | 7/23/2011 10:01:20 AM |
| CO-Jeff | $50.00 | 7/23/2011 10:31:59 AM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:48 AM |
| 77dowplace | $25.00 | 7/23/2011 9:03:30 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:19 AM |
| ramsba | $50.00 | 7/23/2011 9:55:04 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:32 PM |
| x27 | $50.00 | 7/23/2011 2:45:35 PM |
| Lender0424 | $25.00 | 7/23/2011 8:20:02 PM |
| gilbrear | $25.00 | 7/23/2011 6:06:38 PM |
| oldman68 | $25.00 | 7/23/2011 7:04:39 PM |
| currency-agave | $25.00 | 7/23/2011 6:15:10 PM |
| miboymat | $25.00 | 7/23/2011 6:33:11 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:28:54 AM |
| Sixmil | $38.09 | 7/24/2011 12:07:35 PM |
| p2p-paradise | $25.00 | 7/24/2011 12:11:53 PM |
| acropiloterau2002 | $25.00 | 7/24/2011 12:11:57 PM |
| platinum-genetics | $25.00 | 7/24/2011 12:11:59 PM |
| valiant-liberty4 | $25.00 | 7/24/2011 12:12:03 PM |
| drkosh | $25.00 | 7/24/2011 7:49:08 AM |
| mlpinz | $50.00 | 7/24/2011 9:38:37 AM |
| honorable-yield | $50.00 | 7/24/2011 9:07:16 AM |
| velocity-solo | $30.00 | 7/24/2011 12:07:58 PM |
| the-profit-oracle | $25.00 | 7/24/2011 12:08:05 PM |
| rulender | $25.00 | 7/24/2011 12:11:53 PM |
| JohnBanks | $25.00 | 7/24/2011 12:11:56 PM |
| platinum-exec1 | $50.00 | 7/24/2011 12:11:57 PM |
| miked8303 | $25.00 | 7/24/2011 12:12:00 PM |
| justice-dna | $28.91 | 7/24/2011 12:12:04 PM |
| cathexis | $25.00 | 7/24/2011 11:09:15 AM |
| Shockem923 | $25.00 | 7/24/2011 12:06:54 PM |
| Jonb6919 | $25.00 | 7/24/2011 12:07:02 PM |
| unrivaled-silver | $30.49 | 7/24/2011 12:07:59 PM |
| busnssmn | $25.00 | 7/24/2011 12:11:54 PM |
| SanJoser | $25.00 | 7/24/2011 12:11:57 PM |
| deal-processor0 | $100.00 | 7/24/2011 12:11:59 PM |
| ski bum | $100.00 | 7/11/2011 9:02:45 AM |
| organized-payment6 | $50.00 | 7/11/2011 9:02:57 AM |
| nickel-ferret | $25.00 | 7/11/2011 9:04:10 AM |
| indomitable-coin | $25.00 | 7/11/2011 9:04:11 AM |
| pnace | $50.00 | 7/11/2011 9:10:09 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:46 AM |
| JustMee | $25.00 | 7/11/2011 12:40:18 PM |
| HamachiMan | $50.00 | 7/12/2011 4:02:19 PM |
| astute-fairness0 | $25.00 | 7/14/2011 8:52:52 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:51:03 PM |
| Veets | $125.00 | 7/14/2011 5:50:01 PM |
| gojackgo | $50.00 | 7/18/2011 10:56:47 AM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:05 AM |
| LandE2BG | $35.00 | 7/19/2011 7:43:29 PM |
| hostbank | $250.00 | 7/19/2011 8:03:37 PM |
| ministry1 | $50.00 | 7/20/2011 5:17:10 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:31:23 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:44 PM |
| GoldenGo4 | $50.00 | 7/20/2011 6:09:04 PM |
| natural-worth9 | $200.00 | 7/20/2011 8:49:18 PM |
| sgt-schultz | $25.00 | 7/21/2011 6:01:43 AM |
| competent-p2p | $30.00 | 7/21/2011 6:39:51 AM |
| gslinv | $50.00 | 7/21/2011 7:00:49 AM |
| SolarMoonshine | $25.00 | 7/21/2011 3:34:24 AM |
| power-secret-agent | $25.00 | 7/21/2011 7:08:04 AM |
| asset-cougar0 | $25.00 | 7/21/2011 9:13:51 AM |
| Fun54115 | $25.00 | 7/21/2011 8:00:00 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:45 AM |
| axl163 | $25.00 | 7/21/2011 9:46:03 AM |
| market-pudding | $25.00 | 7/21/2011 2:20:00 PM |
| competent-commitment1 | $50.00 | 7/21/2011 10:49:52 AM |
| crippledcircus | $50.00 | 7/21/2011 11:50:07 AM |
| selector568 | $300.00 | 7/21/2011 12:33:58 PM |
| yield-aurora4 | $30.00 | 7/21/2011 3:33:13 PM |
| wise-unequivocal-return | $50.00 | 7/21/2011 5:24:11 PM |
| secureincome | $1,500.00 | 7/21/2011 5:47:31 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:04:01 PM |
| fate-amenable-to-change | $50.00 | 7/21/2011 6:12:13 PM |
| Veets | $100.00 | 7/21/2011 6:48:36 PM |
| Kaj | $50.00 | 7/21/2011 6:21:55 PM |
| red-penny-philosopher | $25.00 | 7/21/2011 7:03:26 PM |
| Zach842 | $125.00 | 7/21/2011 8:10:27 PM |
| chinolatino | $25.00 | 7/21/2011 8:52:31 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:23 PM |
| silver-dogwood4 | $25.00 | 7/21/2011 9:49:10 PM |
| platinum-czar | $25.00 | 7/21/2011 11:07:28 PM |
| prohelper | $26.13 | 7/22/2011 12:42:38 AM |
| the-silver-blaster | $100.00 | 7/22/2011 7:21:16 AM |
| IIP77 | $25.00 | 7/22/2011 1:36:19 AM |
| credit-maple5 | $50.00 | 7/22/2011 1:50:39 AM |
| crw1950 | $35.55 | 7/22/2011 4:20:39 AM |
| point-compadre | $75.11 | 7/22/2011 8:41:52 AM |
| treasure-hunter270 | $25.00 | 7/22/2011 8:47:16 AM |
| TigerForce | $25.00 | 7/22/2011 4:17:44 AM |
| unrivaled-gain8 | $25.00 | 7/22/2011 5:44:36 AM |
| profitable-return5 | $25.00 | 7/22/2011 5:51:19 AM |
| whatreality | $30.00 | 7/22/2011 6:06:05 AM |
| capital-star5 | $25.00 | 7/22/2011 5:45:39 AM |
| head | $25.00 | 7/22/2011 7:11:45 AM |
| mjjjrj | $30.00 | 7/22/2011 9:45:38 AM |
| jazzlender | $50.00 | 7/22/2011 8:37:28 AM |
| ect_2k20 | $25.00 | 7/22/2011 9:20:14 AM |
| dfealk | $100.00 | 7/22/2011 9:36:29 AM |
| sassykatty | $50.00 | 7/22/2011 10:20:52 AM |
| RLaumeyer | $25.00 | 7/22/2011 10:08:52 AM |
| x-lender | $100.00 | 7/22/2011 10:30:55 AM |
| damage | $25.00 | 7/22/2011 10:53:00 AM |
| currency-persimmon | $25.00 | 7/22/2011 10:28:15 AM |
| pythia | $25.00 | 7/22/2011 11:54:19 AM |
| dsnybnd | $25.00 | 7/22/2011 1:29:43 PM |
| jpac1066 | $200.00 | 7/22/2011 6:40:58 PM |
| one2sojourn | $50.00 | 7/22/2011 7:20:24 PM |
| balance-computer9 | $25.00 | 7/22/2011 6:17:56 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:04:44 PM |
| GreenSun | $25.00 | 7/23/2011 8:07:48 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:17 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:48 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:16 AM |
| Warwick | $50.00 | 7/23/2011 10:46:40 AM |
| edaguy | $100.00 | 7/23/2011 2:23:07 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:46 AM |
| Ivan2007 | $25.00 | 7/24/2011 12:21:33 AM |
| principal-bull | $25.00 | 7/24/2011 5:16:48 AM |
| astute-benjamins | $25.00 | 7/23/2011 4:49:54 PM |
| diancecht | $50.00 | 7/23/2011 6:33:24 PM |
| BOZO88 | $25.00 | 7/23/2011 4:34:26 PM |
| NYBIZ | $25.00 | 7/24/2011 8:51:36 AM |
| sparkling-contract7 | $25.00 | 7/23/2011 6:10:51 PM |
| eclicknsave | $25.00 | 7/24/2011 10:37:43 AM |
| Spiv_51 | $25.00 | 7/24/2011 10:47:18 AM |
| money-surge1 | $25.00 | 7/24/2011 12:08:06 PM |
| L-vex | $25.00 | 7/24/2011 12:11:55 PM |
| jiftostada | $50.00 | 7/24/2011 12:11:58 PM |
| dollar-chestnut8 | $50.00 | 7/24/2011 12:12:00 PM |
| sensible-order2 | $97.38 | 7/24/2011 12:12:04 PM |
| stikman | $25.00 | 7/24/2011 12:11:54 PM |
| pbenjamin | $25.00 | 7/24/2011 12:11:56 PM |
| Cai8899 | $30.00 | 7/24/2011 12:11:58 PM |
| lost-money-so-far-on-these | $25.00 | 7/24/2011 12:06:58 PM |
| rmachi | $25.00 | 7/24/2011 12:07:32 PM |
| 13nd3r | $25.00 | 7/24/2011 12:07:37 PM |
| Ripsaw4U | $50.00 | 7/24/2011 12:11:52 PM |
| Cbgator | $25.00 | 7/24/2011 12:11:55 PM |
| socrates520 | $50.00 | 7/24/2011 12:11:58 PM |
| brightest-reasonable-fairness | $50.00 | 7/24/2011 12:12:01 PM |
| dollar-oracle55 | $25.00 | 7/24/2011 12:12:04 PM |
| 250 Investments
|
Borrower Payment Dependent Notes Series
515587
This series of Notes was issued and sold upon the funding of the borrower loan #51652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $243.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $73,407 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-fountain5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 57% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 3
( 43% )
| 740-759
(Jun-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
MF12907
Purpose of loan:
Consolidate Debt and unexpected family expenses.
My financial situation:
I am a good candidate for this loan because I will make on time payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| uberrific | $100.00 | 7/10/2011 12:03:20 PM |
| ski bum | $100.00 | 7/10/2011 12:03:14 PM |
| compoundinterest | $50.00 | 7/10/2011 12:03:44 PM |
| organized-payment6 | $50.00 | 7/10/2011 12:03:24 PM |
| indomitable-coin | $25.00 | 7/10/2011 12:04:26 PM |
| setUup | $33.20 | 7/11/2011 1:21:10 PM |
| rescue | $100.00 | 7/12/2011 12:53:40 AM |
| a-finance-nirvana | $40.00 | 7/12/2011 4:48:05 AM |
| Solid-Platinum | $100.00 | 7/12/2011 1:32:05 AM |
| pound-balancer | $50.00 | 7/12/2011 10:39:11 AM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:42 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:41 AM |
| scrappy-bonus2 | $25.00 | 7/14/2011 5:08:38 PM |
| Veets | $125.00 | 7/14/2011 5:50:00 PM |
| ryan6853 | $25.00 | 7/14/2011 6:43:06 PM |
| Peterman | $25.00 | 7/15/2011 10:59:53 AM |
| Sneezie | $100.00 | 7/16/2011 12:31:13 PM |
| lostontheedge | $25.00 | 7/18/2011 4:56:07 AM |
| radforj22 | $25.00 | 7/18/2011 6:43:22 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:36 PM |
| pound-balancer | $50.00 | 7/19/2011 3:57:16 PM |
| hostbank | $250.00 | 7/19/2011 8:03:34 PM |
| Carpetkid | $50.00 | 7/20/2011 8:28:35 AM |
| ArashMass | $25.00 | 7/21/2011 10:58:52 AM |
| cash-fanatic | $50.00 | 7/21/2011 6:50:06 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:14 PM |
| credit-maple5 | $50.00 | 7/22/2011 1:50:38 AM |
| yzerizef | $150.00 | 7/22/2011 4:39:44 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:19 AM |
| sgt-schultz | $25.00 | 7/22/2011 12:03:47 PM |
| brightest-affluence-motivator | $50.00 | 7/22/2011 10:45:33 AM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:18:55 PM |
| motor5 | $300.00 | 7/22/2011 2:19:41 PM |
| Leshan | $100.00 | 7/22/2011 3:19:08 PM |
| THE_ORACLE | $25.00 | 7/22/2011 12:17:27 PM |
| TMBank | $39.44 | 7/22/2011 12:26:36 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:51:54 PM |
| peace-flower9 | $25.00 | 7/22/2011 1:37:07 PM |
| gilbrear | $25.00 | 7/22/2011 4:55:33 PM |
| Jay_Tee | $50.00 | 7/22/2011 5:07:05 PM |
| peso-tostada | $25.00 | 7/22/2011 4:40:33 PM |
| responsibility-cherry6 | $25.00 | 7/22/2011 6:54:32 PM |
| SojournerMobile | $25.00 | 7/22/2011 7:00:49 PM |
| ScottW | $25.00 | 7/22/2011 4:56:36 PM |
| MadHun | $200.00 | 7/22/2011 10:42:17 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:11:17 PM |
| damage | $25.00 | 7/22/2011 11:02:17 PM |
| Ripsaw4U | $50.00 | 7/23/2011 12:58:01 AM |
| helpinghand63 | $25.00 | 7/23/2011 1:07:35 AM |
| Rick21 | $25.00 | 7/22/2011 10:00:12 PM |
| gracej | $25.00 | 7/22/2011 8:19:05 PM |
| gold-sushi | $25.00 | 7/23/2011 1:27:24 AM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:52 AM |
| Lightlife | $50.00 | 7/23/2011 12:21:17 AM |
| be_wise | $25.00 | 7/23/2011 8:30:57 AM |
| eprometheus | $61.00 | 7/23/2011 7:30:39 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:47 AM |
| kulender | $50.00 | 7/23/2011 6:06:57 AM |
| srilm | $25.00 | 7/23/2011 8:29:43 AM |
| nick456sd | $25.00 | 7/23/2011 9:12:09 AM |
| Warwick | $50.00 | 7/23/2011 10:46:39 AM |
| benjamin67 | $25.00 | 7/23/2011 9:50:08 AM |
| HumRaahee | $100.00 | 7/23/2011 10:00:32 AM |
| edaguy | $85.19 | 7/23/2011 2:22:54 PM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:31 PM |
| s270 | $25.00 | 7/23/2011 12:37:18 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:37 PM |
| pnace | $50.00 | 7/10/2011 12:03:35 PM |
| thankful-nickel2 | $25.00 | 7/10/2011 6:38:37 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:42 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:42 AM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:03 PM |
| HamachiMan | $50.00 | 7/11/2011 5:17:01 PM |
| jubilant-trade6 | $25.00 | 7/11/2011 5:16:56 PM |
| BxRealtor | $25.00 | 7/12/2011 3:12:26 PM |
| Harry | $25.00 | 7/13/2011 7:25:22 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:53 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:56 PM |
| greenback-seagull2 | $100.00 | 7/15/2011 2:27:18 PM |
| loyalty-sherpa | $25.00 | 7/15/2011 5:08:41 PM |
| WSTRDG | $25.00 | 7/16/2011 5:01:24 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:48 PM |
| gojackgo | $50.00 | 7/18/2011 10:56:46 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:13 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:21:18 AM |
| DaveTheWave | $25.00 | 7/19/2011 9:47:26 AM |
| ministry1 | $50.00 | 7/19/2011 3:42:03 PM |
| first-serene-credit | $25.00 | 7/19/2011 3:45:55 PM |
| a-responsible-return | $50.00 | 7/19/2011 5:18:03 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:27 PM |
| iolaire | $25.00 | 7/20/2011 9:13:10 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:30 PM |
| kdog99 | $100.00 | 7/20/2011 5:11:24 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:41 PM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:43 AM |
| prohelper | $50.00 | 7/21/2011 5:12:52 PM |
| dayahn | $25.00 | 7/21/2011 3:18:45 PM |
| Havana21 | $50.00 | 7/21/2011 5:12:35 PM |
| Weaverville | $50.00 | 7/21/2011 5:14:11 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:23 PM |
| gslinv | $25.00 | 7/21/2011 7:33:49 PM |
| wwwUniversal | $25.00 | 7/22/2011 12:52:46 AM |
| patriot897 | $25.00 | 7/21/2011 11:28:06 PM |
| Zoramite | $25.00 | 7/22/2011 9:20:23 AM |
| rkhrdjp | $25.52 | 7/22/2011 10:59:23 AM |
| veneziani | $25.00 | 7/22/2011 9:49:42 AM |
| balance-transformer3 | $49.00 | 7/22/2011 11:53:44 AM |
| dfealk | $100.00 | 7/22/2011 9:40:53 AM |
| Aimvest | $25.00 | 7/22/2011 2:12:59 PM |
| 56bones | $25.00 | 7/22/2011 2:30:35 PM |
| heavy_ax | $25.00 | 7/22/2011 11:03:35 AM |
| conqueror359 | $25.00 | 7/22/2011 2:40:55 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:09:18 PM |
| fortytwo | $400.00 | 7/22/2011 4:38:54 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:47:01 PM |
| Leopoldine | $25.00 | 7/22/2011 12:19:41 PM |
| Rivervale_Westwood | $25.00 | 7/22/2011 1:09:33 PM |
| Xarach | $25.00 | 7/22/2011 3:04:24 PM |
| Vegasjim | $25.00 | 7/22/2011 2:29:26 PM |
| Kaj | $50.00 | 7/22/2011 3:53:46 PM |
| dudebrah | $25.00 | 7/22/2011 4:29:38 PM |
| balance-computer9 | $25.00 | 7/22/2011 6:17:55 PM |
| julijask | $50.00 | 7/22/2011 4:56:40 PM |
| CapitalLibre | $25.00 | 7/22/2011 5:07:55 PM |
| Cheburashka | $25.00 | 7/22/2011 5:08:06 PM |
| dollars4debts | $25.00 | 7/22/2011 7:02:41 PM |
| laandre | $250.00 | 7/22/2011 5:16:54 PM |
| divedude | $25.00 | 7/22/2011 5:38:21 PM |
| one2sojourn | $50.00 | 7/22/2011 7:20:24 PM |
| enigmallc | $25.00 | 7/22/2011 8:00:10 PM |
| studious-bonus7 | $51.65 | 7/23/2011 1:32:15 AM |
| rce1964 | $25.00 | 7/23/2011 1:07:20 AM |
| flwah | $25.00 | 7/23/2011 1:12:29 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:16 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 7/23/2011 3:28:10 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:14 AM |
| wealthstar | $25.00 | 7/23/2011 7:38:56 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:34 AM |
| money-surge1 | $25.00 | 7/23/2011 9:42:06 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:45 AM |
| velocity-solo | $30.00 | 7/23/2011 9:52:11 AM |
| ctgscott | $25.00 | 7/23/2011 10:11:31 AM |
| ramsba | $25.00 | 7/23/2011 8:58:00 AM |
| 77dowplace | $25.00 | 7/23/2011 9:14:45 AM |
| Sigonio | $25.00 | 7/23/2011 8:04:59 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:04 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:44 AM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:46 AM |
| btormc5 | $50.00 | 7/23/2011 9:16:52 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:18 AM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
515649
This series of Notes was issued and sold upon the funding of the borrower loan #51566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,923.72 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $354.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $110,570 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-satellite |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Redtail2
Purpose of loan:
This loan will be used to cover unexpected medical expenses that need to be resolved immediately so to avoid additional charges. This loan will help me get on track to resolve my situation promptly. Thank you for all you can do to make this possible.
My financial situation:
I am a good candidate for this loan because I have a secured full time job with the federal government. I have maintained an outstanding credit history and have not missed a payment.
Monthly net income: $4564
Housing: $874 per month (mortgage)
Insurance: included in payroll deductions ($103,000 life coverage)
Car expenses: none
$40-80 summer/winter monthly averages for electric;$15 water
$15 phone; $24 internet; no cable/entertainment
$30-40 food (no dependents)
Clothing, household expenses: no purchases planned
$381 average per month on credit card payments; have other loans that are currently being paid through payroll deductions and automatic bank withdrawals
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/19/2011 12:02:38 PM |
| pound-balancer | $50.00 | 7/10/2011 12:02:31 PM |
| income-awakening6 | $25.00 | 7/10/2011 12:04:11 PM |
| uberrific | $100.00 | 7/10/2011 12:03:21 PM |
| JustMee | $25.00 | 7/10/2011 2:27:43 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:04 PM |
| HamachiMan | $50.00 | 7/12/2011 8:22:14 AM |
| BxRealtor | $25.00 | 7/12/2011 5:08:03 PM |
| flexible-duty3 | $25.00 | 7/13/2011 5:48:38 AM |
| happy-loyalty | $25.00 | 7/13/2011 8:38:36 AM |
| Harry | $25.00 | 7/13/2011 7:25:23 AM |
| commerce-broker | $50.00 | 7/13/2011 12:51:01 PM |
| finance-symphony7 | $100.00 | 7/13/2011 7:10:44 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:42 AM |
| happy-yield | $25.00 | 7/14/2011 2:44:59 PM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:41:47 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:57 PM |
| Veets | $125.00 | 7/14/2011 5:50:00 PM |
| credit-coach118 | $40.00 | 7/15/2011 8:49:58 AM |
| enchanted-truth264 | $25.00 | 7/15/2011 12:19:55 PM |
| einstein | $200.00 | 7/15/2011 7:17:45 PM |
| availableloan | $25.00 | 7/15/2011 8:58:56 PM |
| jckpar | $50.00 | 7/15/2011 6:04:32 PM |
| xlch | $25.00 | 7/15/2011 8:59:49 PM |
| supreme-hope | $25.00 | 7/16/2011 6:18:59 AM |
| BlackCat36 | $250.00 | 7/16/2011 3:52:37 PM |
| 340 | $25.00 | 7/17/2011 12:40:57 AM |
| AndyT1999 | $25.00 | 7/16/2011 3:22:06 PM |
| SDD123 | $25.00 | 7/17/2011 6:20:44 AM |
| cash-cymbal | $31.78 | 7/16/2011 9:11:29 PM |
| psalms6612 | $31.93 | 7/17/2011 10:50:09 AM |
| adir1 | $25.00 | 7/17/2011 12:09:34 AM |
| roadtruck | $50.00 | 7/17/2011 12:48:47 PM |
| mad-scientist0 | $25.00 | 7/17/2011 2:52:58 PM |
| blue-velocity-investor | $25.00 | 7/17/2011 5:12:28 PM |
| Hexnut | $50.00 | 7/17/2011 9:41:53 PM |
| acesfull | $30.00 | 7/17/2011 7:40:37 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:49 PM |
| sgt-schultz | $25.00 | 7/18/2011 6:00:46 AM |
| gojackgo | $50.00 | 7/18/2011 10:56:47 AM |
| tomdooley12520 | $25.00 | 7/18/2011 9:44:04 AM |
| exuberant-dime | $25.00 | 7/18/2011 10:10:44 AM |
| VJ_Financial | $50.32 | 7/18/2011 12:13:29 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:36 PM |
| BuildingShanghai | $40.90 | 7/18/2011 6:32:45 PM |
| natural-worth9 | $500.00 | 7/18/2011 8:29:05 PM |
| competent-p2p | $25.00 | 7/19/2011 6:50:01 AM |
| active-reward7 | $60.00 | 7/19/2011 8:51:37 AM |
| YellowJacket | $25.00 | 7/19/2011 10:01:11 AM |
| honorable-yield | $50.00 | 7/19/2011 10:52:13 AM |
| Frugal | $25.00 | 7/19/2011 10:18:47 AM |
| Swabjockey | $25.00 | 7/19/2011 10:55:17 AM |
| machkimaspesi | $25.00 | 7/19/2011 10:20:56 AM |
| kvandivo | $25.00 | 7/19/2011 10:13:35 AM |
| whitegold24k | $100.00 | 7/19/2011 11:20:01 AM |
| GiftViftdotcom | $50.00 | 7/19/2011 11:21:49 AM |
| vigorous-velocity | $100.00 | 7/19/2011 11:23:15 AM |
| finance-negotiator2 | $144.00 | 7/19/2011 10:24:51 AM |
| godfather4u | $250.00 | 7/19/2011 11:20:58 AM |
| cocopuffs | $25.00 | 7/19/2011 1:32:30 PM |
| GrooveBiz | $25.00 | 7/19/2011 2:56:06 PM |
| klinebarger | $25.00 | 7/19/2011 3:19:23 PM |
| radiant-bazaar1 | $25.00 | 7/19/2011 3:47:27 PM |
| TakeCare | $100.00 | 7/19/2011 4:15:04 PM |
| new-reward-sequoia | $25.00 | 7/19/2011 4:48:29 PM |
| blue-lucrative-rate | $25.00 | 7/19/2011 9:39:00 PM |
| MrCoffee | $42.75 | 7/19/2011 5:51:46 PM |
| greenkid | $88.59 | 7/19/2011 9:53:17 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:28 PM |
| loan-galaxy6 | $500.00 | 7/20/2011 6:48:52 AM |
| regahj99 | $25.00 | 7/19/2011 9:03:27 PM |
| pworld | $50.18 | 7/19/2011 8:20:21 PM |
| yoyoclock | $25.00 | 7/20/2011 1:27:19 AM |
| benefit-trident | $25.00 | 7/20/2011 3:09:32 PM |
| doopers | $25.00 | 7/20/2011 1:21:45 PM |
| here2lend | $25.00 | 7/20/2011 4:03:23 PM |
| power-mad-scientist | $50.00 | 7/20/2011 4:23:31 PM |
| 3_boyz | $75.00 | 7/20/2011 2:40:18 PM |
| rakey | $25.00 | 7/20/2011 5:16:59 PM |
| kdog99 | $100.00 | 7/20/2011 5:18:22 PM |
| LendGuy | $50.00 | 7/20/2011 5:19:19 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:33:35 PM |
| Havana21 | $50.00 | 7/21/2011 5:12:36 PM |
| prohelper | $50.00 | 7/21/2011 5:23:04 PM |
| BLKLOC11 | $25.00 | 7/21/2011 10:07:04 PM |
| reflective-rupee | $25.09 | 7/22/2011 2:00:02 AM |
| dfealk | $100.00 | 7/22/2011 9:40:55 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:21 AM |
| laandre | $250.00 | 7/22/2011 5:16:55 PM |
| balance-computer9 | $25.00 | 7/22/2011 6:17:56 PM |
| divedude | $25.00 | 7/22/2011 5:38:22 PM |
| responsibility-cherry6 | $25.00 | 7/22/2011 6:54:32 PM |
| enigmallc | $25.00 | 7/22/2011 8:00:10 PM |
| srilm | $25.00 | 7/23/2011 8:29:44 AM |
| kulender | $50.00 | 7/23/2011 6:06:57 AM |
| ramsba | $25.00 | 7/23/2011 8:58:00 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:06 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:15 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:32 PM |
| Warwick | $50.00 | 7/23/2011 10:46:39 AM |
| HumRaahee | $100.00 | 7/23/2011 10:03:35 AM |
| BAJMP | $25.00 | 7/23/2011 11:24:01 AM |
| ericd523 | $25.00 | 7/23/2011 9:24:53 PM |
| egw | $25.00 | 7/23/2011 4:46:59 PM |
| x27 | $50.00 | 7/23/2011 2:45:35 PM |
| luckygreen10 | $50.00 | 7/23/2011 4:51:51 PM |
| Ripsaw4U | $33.60 | 7/23/2011 4:17:42 PM |
| Bigbluefan | $118.51 | 7/24/2011 7:20:36 AM |
| credit-flower | $25.00 | 7/24/2011 8:06:42 AM |
| fireferd | $40.00 | 7/24/2011 8:23:13 AM |
| Lender0424 | $25.00 | 7/23/2011 8:20:01 PM |
| big_oaks | $50.00 | 7/23/2011 9:37:08 PM |
| currency-agave | $25.00 | 7/23/2011 6:15:09 PM |
| drkosh | $25.00 | 7/24/2011 7:49:08 AM |
| discrete-asset | $25.00 | 7/24/2011 4:50:06 AM |
| yertle9 | $25.00 | 7/24/2011 9:58:26 AM |
| PCGeekWI | $25.00 | 7/24/2011 10:44:11 AM |
| Blue_HorseShoe | $25.00 | 7/24/2011 8:13:30 AM |
| GoldenGo4 | $50.00 | 7/10/2011 12:02:36 PM |
| organized-payment6 | $50.00 | 7/10/2011 12:03:24 PM |
| pnace | $50.00 | 7/10/2011 12:03:36 PM |
| indomitable-coin | $25.00 | 7/10/2011 12:04:26 PM |
| ski bum | $100.00 | 7/10/2011 12:03:15 PM |
| compoundinterest | $50.00 | 7/10/2011 12:03:45 PM |
| jmeasn | $25.00 | 7/10/2011 12:18:58 PM |
| janeybooboo | $200.00 | 7/10/2011 12:50:14 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:43 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:43 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:43:27 PM |
| NJournalist | $25.00 | 7/11/2011 5:02:26 PM |
| rescue | $100.00 | 7/12/2011 8:22:36 AM |
| jubilant-trade6 | $50.00 | 7/12/2011 8:22:17 AM |
| 280Z | $25.00 | 7/12/2011 5:06:01 PM |
| Investor_DP | $100.00 | 7/12/2011 8:02:57 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:43 PM |
| JPLoanMeister | $43.00 | 7/13/2011 8:44:31 PM |
| friendly-market5 | $50.00 | 7/14/2011 5:31:54 AM |
| benevolent-capital1 | $30.00 | 7/14/2011 7:47:20 AM |
| samhome | $25.00 | 7/14/2011 8:21:50 AM |
| scrappy-bonus2 | $25.00 | 7/15/2011 4:38:02 AM |
| benefit-pro | $50.00 | 7/15/2011 10:16:56 AM |
| Peterman | $25.00 | 7/15/2011 10:59:54 AM |
| greenback-seagull2 | $100.00 | 7/15/2011 5:12:56 PM |
| GetItRight | $50.00 | 7/15/2011 7:06:36 PM |
| vegibenz | $25.00 | 7/15/2011 5:49:38 PM |
| Rackmaster32 | $28.79 | 7/16/2011 1:52:09 AM |
| investment-artist | $25.02 | 7/16/2011 8:44:09 AM |
| TheCount | $25.00 | 7/16/2011 7:36:38 AM |
| phchristensen | $50.00 | 7/16/2011 8:26:00 AM |
| sri59 | $100.00 | 7/16/2011 11:00:58 AM |
| seabass123 | $25.00 | 7/16/2011 11:09:07 AM |
| minista | $50.00 | 7/16/2011 10:07:54 AM |
| loyalty-sherpa | $25.00 | 7/16/2011 12:15:27 PM |
| seanickson | $25.00 | 7/16/2011 1:40:04 PM |
| Leopoldine | $25.00 | 7/16/2011 1:55:24 PM |
| mammalian4 | $25.00 | 7/16/2011 2:53:20 PM |
| BuildingShanghai | $43.36 | 7/16/2011 10:29:34 PM |
| stensonb | $25.00 | 7/16/2011 11:50:05 PM |
| diligent-peace9 | $50.00 | 7/16/2011 7:58:44 PM |
| blue111 | $25.00 | 7/17/2011 7:00:51 AM |
| first-dinero-paladin | $50.00 | 7/17/2011 11:00:43 AM |
| jebber007 | $50.00 | 7/17/2011 12:34:55 PM |
| john2218 | $25.00 | 7/17/2011 3:15:55 PM |
| prudent-marketplace7 | $50.00 | 7/17/2011 3:41:10 PM |
| BuildingShanghai | $26.09 | 7/17/2011 5:58:32 PM |
| peso-mate | $50.00 | 7/17/2011 7:35:38 PM |
| FRANCISPAULR | $500.00 | 7/17/2011 5:19:21 PM |
| bmbanzai | $25.00 | 7/17/2011 7:58:14 PM |
| Archchancellor | $49.31 | 7/18/2011 3:23:52 AM |
| qsolo | $118.00 | 7/18/2011 1:53:50 PM |
| wealth-fighter3 | $25.00 | 7/18/2011 12:26:49 PM |
| intelligent-moola1 | $25.00 | 7/18/2011 3:07:41 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:14 PM |
| radforj22 | $25.00 | 7/18/2011 6:43:22 PM |
| C2Banking | $25.00 | 7/18/2011 7:23:16 PM |
| whatreality | $25.00 | 7/19/2011 7:37:46 AM |
| silver-dogwood4 | $25.00 | 7/19/2011 7:02:28 AM |
| iamwhatiam | $25.00 | 7/19/2011 10:19:58 AM |
| peb44 | $40.00 | 7/19/2011 8:35:23 AM |
| iamwhatiam | $25.00 | 7/19/2011 10:40:38 AM |
| inculcator | $29.00 | 7/19/2011 10:46:08 AM |
| papicares | $88.27 | 7/19/2011 10:50:09 AM |
| inspired-investment8 | $100.00 | 7/19/2011 10:20:01 AM |
| newest-organic-rupee | $40.00 | 7/19/2011 10:18:36 AM |
| OldFriend | $25.00 | 7/19/2011 10:23:41 AM |
| Prosp_Lender | $50.00 | 7/19/2011 10:39:49 AM |
| value-pouch | $25.00 | 7/19/2011 10:30:49 AM |
| intlargonaut | $100.00 | 7/19/2011 12:25:06 PM |
| jdwillcox | $200.00 | 7/19/2011 4:03:20 PM |
| valueguru | $175.00 | 7/19/2011 12:16:56 PM |
| Veets | $250.00 | 7/19/2011 2:21:53 PM |
| slartibardfast | $30.00 | 7/19/2011 2:54:11 PM |
| najmn103 | $25.00 | 7/19/2011 3:09:11 PM |
| supersarah61 | $50.00 | 7/19/2011 4:04:53 PM |
| lawyervon | $25.00 | 7/19/2011 4:09:07 PM |
| dblaz5 | $500.00 | 7/19/2011 5:05:15 PM |
| Billfred | $25.00 | 7/19/2011 7:10:37 PM |
| anarchy1985 | $76.77 | 7/20/2011 2:39:21 AM |
| hostbank | $250.00 | 7/19/2011 8:03:35 PM |
| BookPublisher | $25.00 | 7/20/2011 4:33:41 AM |
| britgsb | $100.00 | 7/20/2011 5:58:55 AM |
| adventurous-commerce | $50.00 | 7/19/2011 8:32:08 PM |
| ultimatepaintball | $25.00 | 7/20/2011 6:43:23 AM |
| engrossing-benefit0 | $25.00 | 7/20/2011 7:31:34 AM |
| aztec | $50.00 | 7/19/2011 9:21:06 PM |
| Carpetkid | $50.00 | 7/20/2011 8:28:36 AM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:24:16 PM |
| Mariner3605 | $50.00 | 7/20/2011 9:24:31 AM |
| cac1966 | $50.00 | 7/20/2011 8:02:22 AM |
| octoberfresh | $25.00 | 7/20/2011 8:13:41 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:30 PM |
| damage | $25.00 | 7/20/2011 1:09:56 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:42 PM |
| auction-seeker4 | $25.00 | 7/20/2011 5:06:52 PM |
| Guiren | $100.00 | 7/20/2011 5:08:09 PM |
| LVLends | $200.00 | 7/20/2011 5:17:59 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:24:00 PM |
| buffalobills | $25.00 | 7/21/2011 10:14:08 AM |
| dayahn | $25.00 | 7/21/2011 3:18:47 PM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:45 AM |
| Weaverville | $50.00 | 7/21/2011 5:23:05 PM |
| dapablotv | $100.00 | 7/21/2011 9:46:08 PM |
| wwwUniversal | $25.00 | 7/22/2011 12:52:49 AM |
| credit-maple5 | $50.00 | 7/22/2011 1:50:38 AM |
| steven3333 | $25.00 | 7/22/2011 9:35:58 AM |
| Rivervale_Westwood | $25.00 | 7/22/2011 1:09:33 PM |
| brightest-affluence-motivator | $50.00 | 7/22/2011 10:45:33 AM |
| peace-flower9 | $25.00 | 7/22/2011 1:37:08 PM |
| peso-tostada | $25.00 | 7/22/2011 4:40:34 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:38:10 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:28:44 PM |
| Rick21 | $25.00 | 7/22/2011 10:00:12 PM |
| gracej | $25.00 | 7/22/2011 8:19:06 PM |
| hrubinst | $75.00 | 7/23/2011 5:46:46 AM |
| MadHun | $200.00 | 7/22/2011 10:42:18 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:22 PM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:53 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 7/23/2011 3:28:10 AM |
| Cheburashka | $25.00 | 7/23/2011 12:58:15 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:17 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:48 AM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:47 AM |
| 77dowplace | $25.00 | 7/23/2011 9:30:49 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:35 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:19 AM |
| edaguy | $100.00 | 7/23/2011 2:23:06 PM |
| the_prince | $50.00 | 7/23/2011 2:32:09 PM |
| gold-sushi | $25.00 | 7/23/2011 4:18:05 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:45 AM |
| fiddlerzvi | $49.21 | 7/23/2011 4:47:00 PM |
| astute-benjamins | $25.00 | 7/23/2011 4:49:37 PM |
| sensible-order2 | $43.05 | 7/23/2011 4:18:05 PM |
| studious-bonus7 | $100.00 | 7/23/2011 4:18:06 PM |
| fireboss | $25.00 | 7/24/2011 8:25:08 AM |
| newest-funds-powerplant | $25.00 | 7/23/2011 6:52:25 PM |
| inqbus | $25.00 | 7/24/2011 12:29:46 AM |
| cathexis | $25.00 | 7/24/2011 11:09:15 AM |
| zippy-platinum | $25.00 | 7/23/2011 10:12:03 PM |
| Ivan2007 | $25.00 | 7/24/2011 12:21:32 AM |
| tryitout | $31.20 | 7/24/2011 6:05:57 AM |
| The_Minimalist | $25.00 | 7/24/2011 9:54:12 AM |
| lifegrowth | $25.00 | 7/24/2011 9:22:18 AM |
| 262 Investments
|
Borrower Payment Dependent Notes Series
515677
This series of Notes was issued and sold upon the funding of the borrower loan #51578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,984.81 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $129.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,763 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| harmony599 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal & Professional Growth
Purpose of loan:
This loan will be used to further my personal and professional growth so I can be of more service for others.
This loan will be used to...
The loan will be used for my travel expenses. I am a Licensed Massage Therapist and will be traveling to Peru to learn sacred ceremonies directly from an indigenous culture. The teachings I learn I will share and teach with others and grow my business.
My financial situation:
I am a good candidate for this loan because I have low, manageable monthly payments. Also I have little monthly expenses because my husband pays them.
Monthly net income: $2,000
Monthly expenses: $877
Housing: $0.00
Insurance: $0.00
Car expenses: $317
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $200
Clothing, household expenses: $0.00
Credit cards and other loans: $200
Other expenses: $160 (gasoline)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $25.00 | 7/11/2011 1:21:33 PM |
| EretzCapital | $50.00 | 7/11/2011 3:20:49 PM |
| SolarMoonshine | $25.00 | 7/19/2011 3:24:15 PM |
| TakeCare | $50.00 | 7/19/2011 4:19:53 PM |
| treasure-hunter270 | $25.00 | 7/19/2011 4:35:36 PM |
| reward-dynamo | $25.00 | 7/19/2011 6:07:08 PM |
| IIP77 | $25.00 | 7/20/2011 12:21:03 AM |
| BeanCownter | $25.00 | 7/19/2011 7:02:38 PM |
| supreme-hope | $25.00 | 7/19/2011 8:00:26 PM |
| well-mannered-income3 | $25.00 | 7/19/2011 8:22:00 PM |
| rate-sceptre | $26.80 | 7/19/2011 9:06:38 PM |
| Something-Corporate | $25.00 | 7/20/2011 4:24:46 AM |
| MJTimages_com | $30.00 | 7/20/2011 10:51:33 AM |
| Bcs-cnc | $30.78 | 7/20/2011 8:14:42 AM |
| jebber007 | $25.00 | 7/20/2011 1:24:35 PM |
| Bob450 | $25.32 | 7/20/2011 4:29:11 PM |
| caprirolito | $25.00 | 7/20/2011 3:51:41 PM |
| nickel-acrobat | $25.00 | 7/21/2011 5:29:04 PM |
| integrity-electron9 | $50.00 | 7/22/2011 7:47:38 AM |
| djalan | $25.00 | 7/22/2011 11:42:42 AM |
| enthusiastic-ore5 | $48.86 | 7/22/2011 12:28:35 PM |
| blissful-finance7 | $25.00 | 7/22/2011 10:48:23 AM |
| jman78 | $26.00 | 7/22/2011 12:40:05 PM |
| brienc | $25.00 | 7/22/2011 1:30:45 PM |
| motor5 | $200.00 | 7/22/2011 2:22:06 PM |
| RMI_Babylon | $25.00 | 7/22/2011 6:49:47 PM |
| ore-dojo | $30.00 | 7/24/2011 8:17:42 AM |
| inspired-duty5 | $25.00 | 7/24/2011 1:14:06 PM |
| yons88 | $25.00 | 7/24/2011 1:49:03 PM |
| fireferd | $25.00 | 7/24/2011 8:18:30 AM |
| zipemdown | $25.00 | 7/24/2011 6:16:20 PM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:09 PM |
| calimanusa | $35.00 | 7/25/2011 12:19:52 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:40 PM |
| scamps | $25.00 | 7/11/2011 9:28:50 PM |
| ultimate-peace | $250.00 | 7/12/2011 4:13:53 AM |
| reflective-rupee | $200.09 | 7/12/2011 6:52:44 AM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:52 AM |
| AlternativeCashFlow | $44.70 | 7/17/2011 8:28:27 PM |
| pearl13 | $50.00 | 7/19/2011 10:44:18 AM |
| jdwillcox | $27.28 | 7/19/2011 4:02:27 PM |
| Investoman | $50.00 | 7/19/2011 7:08:05 PM |
| ironman84 | $100.00 | 7/19/2011 6:18:39 PM |
| first-dinero-paladin | $50.00 | 7/19/2011 6:43:42 PM |
| zone6 | $100.00 | 7/20/2011 4:26:35 AM |
| s_man1 | $25.00 | 7/20/2011 4:46:25 AM |
| sgt-schultz | $35.00 | 7/20/2011 6:33:06 AM |
| engrossing-benefit0 | $27.00 | 7/20/2011 7:32:35 AM |
| octoberfresh | $25.00 | 7/20/2011 8:14:41 AM |
| cycle198 | $40.00 | 7/20/2011 12:51:56 PM |
| chererat | $100.00 | 7/20/2011 1:20:28 PM |
| goodcents | $25.03 | 7/21/2011 9:19:33 AM |
| capital-kingdom | $25.01 | 7/22/2011 9:56:39 AM |
| LuvToLend | $25.00 | 7/22/2011 1:00:07 PM |
| bullwink27 | $25.00 | 7/22/2011 1:02:14 PM |
| greencat | $50.00 | 7/22/2011 1:17:50 PM |
| pure-note0 | $25.00 | 7/22/2011 1:48:53 PM |
| Bobtep23 | $104.68 | 7/22/2011 2:04:07 PM |
| shawnw2 | $100.00 | 7/22/2011 1:35:53 PM |
| nickel-launcher | $25.00 | 7/22/2011 7:27:48 PM |
| a-resplendent-commitment | $25.00 | 7/23/2011 8:27:35 AM |
| web284 | $50.00 | 7/23/2011 4:45:53 PM |
| RedSoxZealot | $53.26 | 7/23/2011 9:05:35 PM |
| restless-dime | $25.00 | 7/24/2011 11:29:19 AM |
| finance-fan7 | $25.00 | 7/25/2011 6:04:05 AM |
| cash-fanatic | $50.00 | 7/25/2011 6:38:20 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
515881
This series of Notes was issued and sold upon the funding of the borrower loan #51637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,750.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $352.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,126 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| professional-wampum |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I am responsible and wil pay my debts.
Monthly net income: $2740
Monthly expenses: $1600 as follows
Housing: $350.00*split rent with roomate
Insurance: $ 75.00
Car expenses: $ none
Utilities: $ 50.00
Phone, cable, internet: $47.00
Food, entertainment: $150.00
Clothing, household expenses: $75.00
Credit cards and other loans: $800.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $25.00 | 7/17/2011 1:20:45 PM |
| diligent-peace9 | $25.00 | 7/17/2011 10:02:46 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:25 PM |
| pnace | $40.00 | 7/19/2011 10:46:06 AM |
| reflective-greenback1 | $50.00 | 7/19/2011 11:41:52 AM |
| jubilant-trade6 | $25.00 | 7/19/2011 3:42:22 PM |
| Solid-Platinum | $50.00 | 7/20/2011 12:30:17 AM |
| CaptainBL | $50.00 | 7/20/2011 7:16:18 PM |
| all_of_that_one | $25.33 | 7/21/2011 6:21:09 AM |
| tech310 | $50.00 | 7/21/2011 8:48:13 PM |
| einstein | $200.00 | 7/22/2011 11:28:49 AM |
| sgt-schultz | $50.00 | 7/22/2011 12:03:20 PM |
| revenue-appraiser | $25.00 | 7/22/2011 11:48:39 AM |
| Cybercusp | $25.00 | 7/22/2011 4:36:17 PM |
| ezrloan | $25.00 | 7/22/2011 4:38:06 PM |
| market-pudding | $25.00 | 7/22/2011 4:39:57 PM |
| interstellar | $75.00 | 7/22/2011 4:46:40 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:52:55 PM |
| platinum-czar | $28.07 | 7/22/2011 1:07:46 PM |
| CreditBuilder2 | $50.00 | 7/22/2011 2:05:41 PM |
| mgking007 | $25.51 | 7/22/2011 3:14:10 PM |
| formula842 | $25.00 | 7/22/2011 2:27:27 PM |
| Astyanax | $100.00 | 7/22/2011 3:58:27 PM |
| Kaj | $50.00 | 7/22/2011 3:57:13 PM |
| pani5ue | $25.00 | 7/22/2011 4:37:16 PM |
| Travis247 | $50.00 | 7/22/2011 5:43:11 PM |
| fortytwo | $400.00 | 7/22/2011 4:48:44 PM |
| availableloan | $25.00 | 7/22/2011 5:58:37 PM |
| unflappable-bonus3 | $50.00 | 7/22/2011 4:36:16 PM |
| ddog0224 | $40.00 | 7/22/2011 6:13:39 PM |
| velocity-motivator6 | $25.00 | 7/22/2011 4:38:41 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:26:34 PM |
| julijask | $50.00 | 7/22/2011 4:57:08 PM |
| kind-forthright-repayment | $150.00 | 7/22/2011 6:52:51 PM |
| SplashCash | $163.33 | 7/22/2011 6:54:44 PM |
| gold-blanket | $60.49 | 7/22/2011 7:27:15 PM |
| TheLoanManCan | $25.00 | 7/22/2011 8:07:21 PM |
| dedicated-hope640 | $25.00 | 7/22/2011 5:30:44 PM |
| lowrater | $50.71 | 7/22/2011 5:40:52 PM |
| NobisEst | $50.00 | 7/22/2011 6:47:21 PM |
| jebber007 | $32.11 | 7/22/2011 9:32:16 PM |
| GCInvestments | $25.00 | 7/22/2011 7:10:50 PM |
| bluesheep | $25.00 | 7/22/2011 9:55:40 PM |
| competent-p2p | $35.00 | 7/22/2011 7:47:24 PM |
| jmeasn | $250.00 | 7/22/2011 10:41:01 PM |
| Zimbu | $27.73 | 7/22/2011 10:54:12 PM |
| sunny-truth6 | $40.12 | 7/22/2011 8:37:51 PM |
| scholarly-justice | $25.00 | 7/23/2011 12:05:15 AM |
| a-restless-dollar | $50.00 | 7/23/2011 12:44:32 AM |
| credit-kahuna | $50.00 | 7/22/2011 9:01:25 PM |
| orgy63 | $50.00 | 7/22/2011 9:07:50 PM |
| bullwink27 | $25.00 | 7/23/2011 4:17:23 AM |
| Domgabriel | $25.00 | 7/23/2011 12:42:08 AM |
| peso-aggregator | $25.00 | 7/23/2011 5:56:06 AM |
| widowsmite | $50.00 | 7/23/2011 5:59:49 AM |
| bid-plato6 | $200.00 | 7/22/2011 10:38:30 PM |
| vanderhp | $35.00 | 7/23/2011 6:41:10 AM |
| liberty-point | $42.89 | 7/23/2011 6:43:34 AM |
| gold-fluffy-bunny4 | $50.00 | 7/23/2011 7:02:33 AM |
| silver-dogwood4 | $25.00 | 7/22/2011 10:55:13 PM |
| mspiggybank | $200.00 | 7/23/2011 2:08:58 AM |
| mcabery | $150.00 | 7/23/2011 3:15:05 AM |
| omegamon1 | $25.00 | 7/23/2011 7:48:48 AM |
| greatwhiteninja | $19.05 | 7/23/2011 7:56:21 AM |
| loyalist1 | $400.00 | 7/23/2011 12:48:05 AM |
| loans_to_loan | $25.00 | 7/23/2011 4:57:56 AM |
| trade-solo | $50.00 | 7/23/2011 1:44:06 AM |
| autodidact42 | $70.00 | 7/23/2011 6:29:37 AM |
| esander2 | $25.00 | 7/23/2011 3:19:09 AM |
| ToCreateCashFlow | $45.22 | 7/23/2011 3:57:49 AM |
| theloanfiller | $30.00 | 7/23/2011 7:14:41 AM |
| Loan_shark718 | $35.00 | 7/23/2011 5:00:50 AM |
| silver-boots | $35.00 | 7/23/2011 5:07:04 AM |
| ITS-A-WONDERFUL-LIFE | $25.00 | 7/23/2011 7:33:42 AM |
| richmondcowboy | $25.00 | 7/23/2011 5:13:07 AM |
| mittman43 | $46.30 | 7/23/2011 7:48:04 AM |
| zone6 | $100.00 | 7/23/2011 7:54:30 AM |
| finance-scout2 | $25.00 | 7/23/2011 7:31:36 AM |
| Investor_DP | $100.00 | 7/17/2011 8:00:31 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:00 PM |
| JustMee | $25.00 | 7/17/2011 2:18:44 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:14 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:26 PM |
| Bank_Of_XL | $25.00 | 7/18/2011 5:28:36 AM |
| pearl13 | $100.00 | 7/18/2011 3:37:56 PM |
| economy-huckleberry0 | $25.00 | 7/18/2011 12:13:26 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:09 PM |
| killdare | $25.00 | 7/18/2011 3:59:40 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:46 PM |
| pound-balancer | $100.00 | 7/18/2011 9:58:54 PM |
| FinDoc | $25.00 | 7/19/2011 3:47:30 PM |
| hostbank | $250.00 | 7/19/2011 8:04:10 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:02 PM |
| dayahn | $25.00 | 7/21/2011 3:19:17 PM |
| wwialnlgy | $100.00 | 7/21/2011 5:14:28 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:47:01 PM |
| credible-balance0 | $25.00 | 7/22/2011 11:53:34 AM |
| top-payout-enclave | $40.11 | 7/22/2011 12:07:37 PM |
| godfather4u | $100.00 | 7/22/2011 12:08:15 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:30:51 PM |
| reflective-rupee | $25.09 | 7/22/2011 1:58:10 PM |
| itskarma | $25.25 | 7/22/2011 2:16:03 PM |
| investment-comet | $25.00 | 7/22/2011 11:34:27 AM |
| mammalian4 | $25.00 | 7/22/2011 2:58:54 PM |
| let_me_retire | $75.00 | 7/22/2011 3:35:28 PM |
| Shawn95187 | $200.00 | 7/22/2011 4:31:14 PM |
| Leopoldine | $25.00 | 7/22/2011 12:19:23 PM |
| CaptainBlueberry | $25.00 | 7/22/2011 4:34:48 PM |
| msh345 | $25.00 | 7/22/2011 4:35:18 PM |
| foofightee | $25.00 | 7/22/2011 12:06:37 PM |
| revenue-tsunami | $50.00 | 7/22/2011 4:37:56 PM |
| unconquerable-dedication | $25.00 | 7/22/2011 12:20:32 PM |
| supreme-hope | $25.00 | 7/22/2011 1:15:06 PM |
| luckygreen10 | $200.00 | 7/22/2011 12:35:05 PM |
| debt-fuse158 | $50.00 | 7/22/2011 12:41:05 PM |
| shawnw2 | $50.00 | 7/22/2011 1:45:51 PM |
| BxRealtor | $25.00 | 7/22/2011 5:37:20 PM |
| new-ore-venture | $75.00 | 7/22/2011 4:36:24 PM |
| dudebrah | $25.00 | 7/22/2011 4:30:44 PM |
| new-ore-venture | $50.00 | 7/22/2011 4:35:26 PM |
| radiant-bazaar1 | $25.00 | 7/22/2011 6:20:04 PM |
| gethsemane4 | $40.00 | 7/22/2011 4:44:03 PM |
| investment-cluster | $30.00 | 7/22/2011 6:53:40 PM |
| Sierrahh | $50.00 | 7/22/2011 7:05:48 PM |
| friendly-market5 | $28.22 | 7/22/2011 4:55:34 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:43:52 PM |
| openness-prospector | $47.60 | 7/22/2011 7:49:10 PM |
| red-active-note | $32.24 | 7/22/2011 7:59:31 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:28:45 PM |
| E-B | $50.00 | 7/22/2011 9:04:46 PM |
| commerce-renewal | $250.00 | 7/22/2011 6:47:00 PM |
| ore-healer6 | $25.00 | 7/22/2011 9:09:59 PM |
| aztec | $50.00 | 7/22/2011 9:14:44 PM |
| HamachiMan | $50.00 | 7/22/2011 5:52:06 PM |
| 1randyp | $200.00 | 7/22/2011 7:07:56 PM |
| autonomous-basis | $25.00 | 7/22/2011 7:38:15 PM |
| hurricanefever | $50.00 | 7/22/2011 7:56:03 PM |
| benefit-boots | $25.00 | 7/22/2011 10:47:28 PM |
| loss-of-control | $100.00 | 7/22/2011 7:25:00 PM |
| Kyileo | $25.00 | 7/22/2011 9:33:04 PM |
| return-rocket9 | $25.00 | 7/22/2011 9:58:14 PM |
| fantastic-openness | $100.00 | 7/22/2011 10:04:03 PM |
| JaceSpade | $25.00 | 7/23/2011 1:15:45 AM |
| MadHun | $300.00 | 7/22/2011 10:27:38 PM |
| engbusres | $36.00 | 7/22/2011 10:39:13 PM |
| justice-circuitry0 | $100.00 | 7/22/2011 9:11:05 PM |
| grampy48 | $25.00 | 7/23/2011 3:45:54 AM |
| Johnr34321 | $50.00 | 7/23/2011 3:46:43 AM |
| Ambassador | $33.00 | 7/23/2011 4:14:27 AM |
| reward-motion | $50.00 | 7/23/2011 4:24:42 AM |
| shrewd-peace7 | $30.00 | 7/23/2011 12:10:48 AM |
| bluehen00 | $25.00 | 7/23/2011 5:29:03 AM |
| wildanne | $100.00 | 7/23/2011 7:06:50 AM |
| competent-commitment1 | $50.00 | 7/23/2011 7:08:56 AM |
| draggon77 | $25.00 | 7/23/2011 2:26:26 AM |
| Engineer44 | $25.00 | 7/23/2011 3:09:15 AM |
| Christus_Victor | $25.00 | 7/23/2011 12:22:21 AM |
| shrewd-deal3 | $100.00 | 7/23/2011 4:33:08 AM |
| dermit | $25.00 | 7/23/2011 5:59:33 AM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:32 AM |
| awe-inspiring-payment | $30.06 | 7/23/2011 6:20:53 AM |
| honeybee11 | $75.00 | 7/23/2011 4:06:26 AM |
| haryassman | $25.00 | 7/23/2011 6:56:08 AM |
| blissful-finance7 | $25.00 | 7/23/2011 7:31:31 AM |
| mad-scientist418 | $25.57 | 7/23/2011 7:55:34 AM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
515893
This series of Notes was issued and sold upon the funding of the borrower loan #51681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,958.14 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $227.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 32y 3m |
|
Amount delinquent:
| $9,731 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,972 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cozy-truth |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pearl jammed
Purpose of loan:
This loan will be used to..consolidate some debts.
My financial situation:
I am a good candidate for this loan because.i have a good job and the lowest house payment i have had in years. grown children so less expenses
Monthly net income: $10000
Monthly expenses: $5500
Housing: $2078
Insurance: $400
Car expenses: $200
Utilities: $250
Phone, cable, internet: $199
Food, entertainment: $800
Clothing, household expenses: $200-400
Credit cards and other loans: $1100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| assetmanager | $25.00 | 7/25/2011 9:14:20 PM |
| Investor_DP | $100.00 | 7/12/2011 9:03:42 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:54 PM |
| urcabinetguy | $75.00 | 7/15/2011 2:18:09 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:05 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:40 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:58 PM |
| kulender | $100.00 | 7/19/2011 6:32:28 PM |
| SNH | $50.00 | 7/20/2011 8:37:48 AM |
| important-openness1 | $100.00 | 7/21/2011 8:17:06 AM |
| GrommetPosse | $50.00 | 7/21/2011 11:47:41 AM |
| worthy-bid8 | $25.00 | 7/21/2011 5:15:28 PM |
| treasure-bliss | $50.00 | 7/22/2011 12:53:10 AM |
| MadHun | $200.00 | 7/22/2011 10:42:25 PM |
| ommcd | $25.00 | 7/23/2011 1:07:38 AM |
| missing-link | $25.00 | 7/23/2011 9:47:02 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:50 AM |
| ramsba | $50.00 | 7/23/2011 9:55:08 AM |
| gold-cluster | $50.00 | 7/23/2011 8:07:12 PM |
| rvfbroker | $25.00 | 7/24/2011 9:43:52 AM |
| jjswanso | $25.00 | 7/24/2011 7:18:50 AM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:11 PM |
| zipemdown | $25.00 | 7/24/2011 6:16:21 PM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:40 PM |
| Graven33 | $29.33 | 7/24/2011 11:29:38 PM |
| unassassinable | $25.00 | 7/25/2011 9:12:07 AM |
| dedicated-transaction796 | $50.00 | 7/25/2011 9:12:23 AM |
| tremendous-payment | $25.00 | 7/25/2011 6:19:42 AM |
| graceful-investment | $100.00 | 7/25/2011 9:12:22 AM |
| agiovasil | $25.00 | 7/25/2011 9:51:43 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:08 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:18 AM |
| commerce-stronghold | $25.00 | 7/25/2011 11:27:48 AM |
| armada24 | $25.00 | 7/25/2011 4:31:57 PM |
| PRGuyinVA | $25.00 | 7/25/2011 4:32:07 PM |
| Cai8899 | $25.00 | 7/25/2011 4:32:11 PM |
| high_flyer | $50.00 | 7/25/2011 4:32:13 PM |
| jubilant-trade6 | $25.00 | 7/25/2011 4:32:19 PM |
| yield-trader | $50.00 | 7/25/2011 4:32:25 PM |
| reasonable-bonus6 | $25.00 | 7/25/2011 4:32:30 PM |
| irrelevant | $25.00 | 7/25/2011 4:32:36 PM |
| trade-beeper4 | $25.00 | 7/25/2011 4:32:59 PM |
| kjsfld | $25.00 | 7/25/2011 12:56:49 PM |
| SDNLR | $95.03 | 7/25/2011 4:41:56 PM |
| Lam0nt | $25.00 | 7/25/2011 12:51:07 PM |
| tornandfrayed | $50.00 | 7/25/2011 4:31:53 PM |
| repayment-genius7 | $25.00 | 7/25/2011 4:31:56 PM |
| momentous-integrity548 | $50.00 | 7/25/2011 4:32:02 PM |
| Railbird | $25.00 | 7/25/2011 4:32:08 PM |
| wizardii | $25.00 | 7/25/2011 4:32:13 PM |
| red-luminous-gain | $25.00 | 7/25/2011 4:32:19 PM |
| new-social-economist | $50.00 | 7/25/2011 4:32:25 PM |
| HamachiMan | $50.00 | 7/25/2011 4:32:30 PM |
| biobulator | $44.42 | 7/25/2011 4:32:34 PM |
| fund-companion4 | $25.00 | 7/25/2011 4:31:55 PM |
| worldly-community3 | $25.00 | 7/25/2011 4:31:59 PM |
| DeutscheBank | $25.00 | 7/25/2011 4:32:03 PM |
| chkrvrty | $25.00 | 7/25/2011 4:32:06 PM |
| theshef | $25.00 | 7/25/2011 4:32:09 PM |
| life-is-great | $25.00 | 7/25/2011 4:32:17 PM |
| macbeck22 | $25.00 | 7/25/2011 4:32:21 PM |
| miked8303 | $50.00 | 7/25/2011 4:32:29 PM |
| roman2008 | $25.00 | 7/25/2011 4:32:33 PM |
| liberty-destiny3 | $25.00 | 7/25/2011 4:32:36 PM |
| truth-companion | $47.90 | 7/25/2011 4:41:52 PM |
| fairhelper | $25.00 | 7/25/2011 5:26:58 PM |
| Easystreet | $25.00 | 7/25/2011 5:31:40 PM |
| tshurts | $25.00 | 7/25/2011 5:27:02 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:15 PM |
| GoodLuckLender | $25.00 | 7/26/2011 6:24:01 AM |
| Soothsayer | $25.00 | 7/26/2011 3:38:51 AM |
| lakehavasu88 | $25.00 | 7/26/2011 4:18:18 AM |
| suave-dime6 | $25.00 | 7/26/2011 5:50:16 AM |
| blackstar | $25.00 | 7/25/2011 5:17:33 AM |
| simplelender80 | $100.00 | 7/12/2011 9:03:47 AM |
| fortytwo | $100.00 | 7/12/2011 11:42:47 AM |
| tnjohnso | $25.00 | 7/12/2011 3:48:12 PM |
| frogperson | $50.00 | 7/14/2011 8:10:15 AM |
| pearl13 | $100.00 | 7/14/2011 3:13:55 PM |
| Dubbs360 | $25.00 | 7/14/2011 2:49:10 PM |
| diplomatic-wealth7 | $25.00 | 7/14/2011 5:41:13 PM |
| Investoman | $50.00 | 7/15/2011 6:49:24 AM |
| villagers | $50.00 | 7/17/2011 10:39:49 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:46 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:28 PM |
| Weaverville | $25.00 | 7/19/2011 9:18:15 AM |
| red-power-pecan | $50.00 | 7/20/2011 7:39:23 AM |
| GaryEsq | $25.00 | 7/20/2011 9:33:40 AM |
| glimmering-funds2 | $25.00 | 7/20/2011 10:21:34 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:29 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:28 AM |
| tech310 | $50.00 | 7/21/2011 8:51:17 PM |
| asiaratt | $50.00 | 7/22/2011 3:51:09 AM |
| sgt-schultz | $35.00 | 7/22/2011 6:33:26 AM |
| the-profit-oracle | $25.00 | 7/22/2011 12:32:03 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:11 PM |
| shrewd-peace7 | $25.00 | 7/23/2011 12:21:45 AM |
| income-buddy7 | $25.00 | 7/23/2011 6:27:53 AM |
| orange-preeminant-bill | $50.00 | 7/23/2011 1:27:30 AM |
| TennSquire | $25.00 | 7/23/2011 7:42:21 AM |
| economy-producer | $25.00 | 7/23/2011 8:15:41 AM |
| rapid-credit428 | $25.00 | 7/23/2011 2:11:19 PM |
| edaguy | $50.00 | 7/23/2011 2:27:25 PM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:35 PM |
| asset-professor | $25.00 | 7/23/2011 12:57:24 PM |
| green-moola-sniffer | $25.00 | 7/24/2011 4:09:58 AM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 2:02:57 PM |
| Kaj | $35.00 | 7/24/2011 2:17:28 PM |
| stock106 | $25.00 | 7/24/2011 8:37:34 AM |
| payment-gusto | $25.00 | 7/24/2011 12:07:54 PM |
| natural-platinum | $25.00 | 7/24/2011 12:08:03 PM |
| wwwUniversal | $25.00 | 7/24/2011 12:12:02 PM |
| openness-confidant | $25.00 | 7/24/2011 6:46:12 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:05 AM |
| zippy-interest | $25.00 | 7/25/2011 5:21:48 AM |
| dinero-speaker | $25.00 | 7/25/2011 7:25:38 AM |
| handshake5 | $100.00 | 7/25/2011 9:12:04 AM |
| runner262 | $25.00 | 7/25/2011 9:12:19 AM |
| traice | $25.00 | 7/25/2011 9:31:48 AM |
| yield-lion | $25.00 | 7/25/2011 9:12:22 AM |
| Learning2Lend | $27.07 | 7/25/2011 9:12:27 AM |
| Banker7371 | $25.00 | 7/25/2011 12:57:38 PM |
| britgsb | $50.00 | 7/25/2011 1:00:40 PM |
| LaveenFinancial | $25.00 | 7/25/2011 4:31:54 PM |
| restech | $25.00 | 7/25/2011 4:31:58 PM |
| innocent-income4 | $25.00 | 7/25/2011 4:32:05 PM |
| tender-commerce8 | $50.00 | 7/25/2011 4:32:09 PM |
| upright-revenue7 | $25.00 | 7/25/2011 4:32:11 PM |
| prominence8 | $33.00 | 7/25/2011 4:32:22 PM |
| five-star-note | $25.00 | 7/25/2011 4:32:28 PM |
| minddoc | $25.00 | 7/25/2011 4:32:33 PM |
| flwah | $25.00 | 7/25/2011 4:32:38 PM |
| persevering | $45.74 | 7/25/2011 4:41:47 PM |
| thryn | $25.00 | 7/25/2011 4:41:53 PM |
| zeelender | $25.00 | 7/25/2011 1:12:16 PM |
| muirheaj | $25.00 | 7/25/2011 1:18:39 PM |
| silverloan | $25.00 | 7/25/2011 12:57:07 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:10 PM |
| Executive23 | $25.00 | 7/25/2011 4:31:55 PM |
| worth-bopbop-a-loobop | $50.00 | 7/25/2011 4:31:58 PM |
| genius520 | $50.00 | 7/25/2011 4:32:06 PM |
| stoopidnoodle | $25.00 | 7/25/2011 4:32:10 PM |
| dthompso | $100.00 | 7/25/2011 4:32:17 PM |
| symbiosis | $25.00 | 7/25/2011 4:32:24 PM |
| StPong | $25.00 | 7/25/2011 4:32:26 PM |
| copper | $35.65 | 7/25/2011 4:32:32 PM |
| NoMoreDebt4Me | $25.00 | 7/25/2011 4:41:52 PM |
| schmegs | $25.00 | 7/25/2011 5:07:58 PM |
| money-surge1 | $25.00 | 7/25/2011 5:08:11 PM |
| sfmdg | $50.00 | 7/25/2011 4:31:57 PM |
| desertoasis | $25.00 | 7/25/2011 4:32:01 PM |
| Sixmil | $50.00 | 7/25/2011 4:32:04 PM |
| AdrianWapcaplet | $50.00 | 7/25/2011 4:32:07 PM |
| Rdodson11 | $25.00 | 7/25/2011 4:32:12 PM |
| truth-ceremony | $25.00 | 7/25/2011 4:32:18 PM |
| authoritative-platinum7 | $25.00 | 7/25/2011 4:32:26 PM |
| drg6289 | $25.00 | 7/25/2011 4:32:32 PM |
| GCInvestments | $25.00 | 7/25/2011 7:10:55 PM |
| LAM26 | $25.00 | 7/25/2011 4:32:34 PM |
| income-vault6 | $25.00 | 7/25/2011 4:32:39 PM |
| money-bauble | $100.00 | 7/25/2011 4:41:49 PM |
| GiftViftdotcom | $50.00 | 7/25/2011 4:41:54 PM |
| maschinenbau | $25.00 | 7/25/2011 5:11:54 PM |
| finance-assembler | $50.00 | 7/25/2011 7:37:58 PM |
| dartmouth99 | $50.00 | 7/25/2011 5:26:55 PM |
| green-benefit-enclave | $25.00 | 7/25/2011 7:01:54 PM |
| no_agenda_lender | $25.00 | 7/25/2011 5:26:59 PM |
| apostle901 | $25.00 | 7/25/2011 5:30:56 PM |
| TrekTune | $25.00 | 7/25/2011 7:03:04 PM |
| Autolex | $25.00 | 7/26/2011 6:41:34 AM |
| ChuckieG | $25.00 | 7/26/2011 6:48:28 AM |
| voidpile | $25.00 | 7/26/2011 12:51:55 AM |
| Alpha-AssistU | $25.00 | 7/26/2011 8:56:03 AM |
| leverage-monger | $30.00 | 7/26/2011 8:33:16 AM |
| 174 Investments
|
Borrower Payment Dependent Notes Series
515897
This series of Notes was issued and sold upon the funding of the borrower loan #51605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $389.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,151 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| expert149 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Office Manager
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/15/2011 11:02:18 AM |
| Eagledrop | $25.00 | 7/25/2011 7:42:40 AM |
| nestegg4e | $25.00 | 7/25/2011 7:46:43 AM |
| ski bum | $100.00 | 7/11/2011 5:03:26 PM |
| pnace | $50.00 | 7/11/2011 5:04:13 PM |
| JustMee | $25.00 | 7/11/2011 5:10:53 PM |
| wwialnlgy | $100.00 | 7/11/2011 5:17:12 PM |
| pound-balancer | $50.00 | 7/12/2011 9:54:11 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:48 PM |
| HamachiMan | $50.00 | 7/13/2011 6:12:33 PM |
| credit-coach118 | $25.00 | 7/14/2011 8:50:35 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:49 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:49:06 PM |
| magnetic-dedication3 | $25.00 | 7/14/2011 5:08:51 PM |
| houli123 | $250.00 | 7/15/2011 3:37:14 AM |
| integrity-doctor | $100.00 | 7/15/2011 7:02:42 AM |
| Peterman | $25.00 | 7/15/2011 11:00:01 AM |
| payout-achievement | $100.00 | 7/16/2011 11:17:41 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:57 PM |
| RLaumeyer | $25.00 | 7/18/2011 1:50:30 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:26 PM |
| dudebrah | $25.00 | 7/18/2011 5:23:25 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:42 PM |
| power-bluebird2 | $25.00 | 7/18/2011 7:00:50 PM |
| PleaseDontDefault | $50.00 | 7/19/2011 7:14:24 AM |
| profitable-return5 | $25.00 | 7/19/2011 9:34:45 AM |
| worth-arch | $50.00 | 7/19/2011 10:15:22 AM |
| inspired-investment8 | $100.00 | 7/19/2011 10:19:51 AM |
| BuffetRocks | $100.00 | 7/19/2011 10:21:05 AM |
| power-secret-agent | $25.00 | 7/19/2011 11:06:34 AM |
| loancrusader | $50.00 | 7/19/2011 10:18:19 AM |
| elasermd | $75.00 | 7/19/2011 10:31:26 AM |
| howelldub | $50.00 | 7/19/2011 10:55:27 AM |
| prominence8 | $25.00 | 7/19/2011 1:13:48 PM |
| RadCad1 | $100.00 | 7/19/2011 2:49:23 PM |
| GrooveBiz | $25.00 | 7/19/2011 2:55:47 PM |
| GiftViftdotcom | $25.00 | 7/19/2011 12:08:09 PM |
| mhotchan | $100.00 | 7/19/2011 1:27:22 PM |
| thoughtful-contract984 | $50.00 | 7/19/2011 4:04:59 PM |
| slartibardfast | $30.00 | 7/19/2011 2:52:21 PM |
| SolarMoonshine | $25.00 | 7/19/2011 3:19:52 PM |
| dynrep | $50.00 | 7/19/2011 3:47:32 PM |
| klinebarger | $25.00 | 7/19/2011 3:21:48 PM |
| BigBag | $30.25 | 7/19/2011 4:13:52 PM |
| itskarma | $25.25 | 7/19/2011 4:25:01 PM |
| ReddInc | $200.00 | 7/19/2011 4:28:50 PM |
| NorthwestLoan1 | $100.00 | 7/19/2011 5:32:55 PM |
| ArchonFinancialHoldings | $26.45 | 7/19/2011 6:28:24 PM |
| designer_10 | $25.00 | 7/19/2011 10:36:23 PM |
| hostbank | $250.00 | 7/19/2011 8:03:41 PM |
| Watersports | $50.00 | 7/20/2011 7:13:10 AM |
| pworld | $100.00 | 7/19/2011 8:08:21 PM |
| valiant-money | $35.00 | 7/20/2011 9:41:40 AM |
| lucrative-dollar | $25.00 | 7/20/2011 7:08:56 AM |
| ultimatepaintball | $25.00 | 7/20/2011 6:42:01 AM |
| SummitAdvisors | $205.43 | 7/20/2011 8:26:14 AM |
| washboard1 | $50.00 | 7/20/2011 7:54:36 AM |
| the-silver-blaster | $100.00 | 7/20/2011 8:10:41 AM |
| jebber007 | $50.00 | 7/20/2011 1:08:51 PM |
| Pakse | $31.78 | 7/20/2011 2:20:47 PM |
| market-pudding | $25.00 | 7/20/2011 9:48:54 AM |
| justinology | $25.00 | 7/20/2011 10:18:53 AM |
| RainyDayLoans | $50.00 | 7/20/2011 11:34:51 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:35 PM |
| DreDub | $50.00 | 7/20/2011 4:22:24 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:50 PM |
| gjm6d | $25.00 | 7/21/2011 5:39:53 AM |
| radforj22 | $25.00 | 7/21/2011 10:07:11 AM |
| dayahn | $25.00 | 7/21/2011 3:18:53 PM |
| Dreamconnection | $25.00 | 7/21/2011 4:44:41 PM |
| credit-maple5 | $50.00 | 7/22/2011 1:50:44 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:26 AM |
| peso-tostada | $25.00 | 7/22/2011 4:40:36 PM |
| laandre | $250.00 | 7/22/2011 5:17:02 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:50:25 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:35:56 PM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:41 AM |
| grampy48 | $25.00 | 7/23/2011 4:10:35 AM |
| ramsba | $50.00 | 7/23/2011 9:55:08 AM |
| Warwick | $50.00 | 7/23/2011 10:46:42 AM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:19 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:37 AM |
| poeman | $50.00 | 7/23/2011 11:02:27 AM |
| edaguy | $100.00 | 7/23/2011 2:23:18 PM |
| Lender0424 | $25.00 | 7/23/2011 8:20:03 PM |
| cathexis | $25.00 | 7/24/2011 11:09:18 AM |
| dinero-speaker | $25.00 | 7/25/2011 7:25:37 AM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:15 PM |
| jwood3030 | $25.00 | 7/25/2011 9:12:06 AM |
| money-surge1 | $25.00 | 7/25/2011 9:12:40 AM |
| Cheburashka | $25.00 | 7/25/2011 9:12:49 AM |
| gentle-penny7 | $50.00 | 7/25/2011 7:21:22 AM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:20 AM |
| versatilenyguy | $50.00 | 7/25/2011 8:15:28 AM |
| UncleSteve3000 | $25.00 | 7/25/2011 10:44:17 AM |
| intuitive-benefit3 | $100.00 | 7/25/2011 9:12:32 AM |
| fiddlerzvi | $50.00 | 7/25/2011 9:12:34 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:17 AM |
| steven3333 | $25.00 | 7/25/2011 10:01:28 AM |
| generator535 | $29.69 | 7/25/2011 12:57:13 PM |
| MicroLender357 | $25.00 | 7/25/2011 1:00:38 PM |
| Maccs55 | $50.00 | 7/25/2011 1:20:37 PM |
| cbllender | $30.00 | 7/25/2011 1:28:03 PM |
| JClives | $25.00 | 7/25/2011 2:15:05 PM |
| bonFire8 | $25.00 | 7/25/2011 10:41:46 AM |
| kegs | $800.00 | 7/25/2011 3:25:42 PM |
| srilm | $25.00 | 7/25/2011 12:03:39 PM |
| benefit-catalyst | $60.00 | 7/25/2011 12:56:07 PM |
| devoider | $25.00 | 7/25/2011 12:57:50 PM |
| sensible-order2 | $46.46 | 7/25/2011 12:58:02 PM |
| schmegs | $25.00 | 7/25/2011 12:58:13 PM |
| zeelender | $25.00 | 7/25/2011 1:09:43 PM |
| LMM1 | $25.00 | 7/25/2011 1:12:56 PM |
| vigilance-revolutionary | $50.00 | 7/25/2011 12:58:01 PM |
| kingbutthd | $25.00 | 7/25/2011 1:06:39 PM |
| chiemsee | $25.00 | 7/25/2011 1:27:11 PM |
| bakerbob | $25.00 | 7/25/2011 2:14:13 PM |
| Investor_DP | $100.00 | 7/11/2011 5:03:11 PM |
| nickel-ferret | $25.00 | 7/12/2011 5:14:10 PM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:33:43 PM |
| rescue | $100.00 | 7/13/2011 3:48:52 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:47 PM |
| BxRealtor | $25.00 | 7/14/2011 4:32:40 PM |
| wise-natural-return | $25.00 | 7/14/2011 5:40:30 PM |
| top-radiant-funds | $50.00 | 7/15/2011 11:06:04 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:59 PM |
| AlternativeCashFlow | $25.70 | 7/17/2011 10:51:11 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:45 PM |
| wealth-fighter3 | $25.00 | 7/18/2011 12:28:16 PM |
| refined-return922 | $25.00 | 7/18/2011 2:33:13 PM |
| gain-expert | $50.00 | 7/18/2011 1:54:59 PM |
| moola-accelerator6 | $40.00 | 7/18/2011 11:57:01 AM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:09 PM |
| availableloan | $25.00 | 7/18/2011 5:00:32 PM |
| john2218 | $25.00 | 7/18/2011 8:09:27 PM |
| Hexnut | $50.00 | 7/18/2011 9:00:59 PM |
| msw_engr | $50.00 | 7/19/2011 7:02:15 AM |
| sgt-schultz | $25.00 | 7/19/2011 6:16:24 AM |
| greenback-seagull2 | $100.00 | 7/19/2011 9:09:33 AM |
| value-pouch | $25.00 | 7/19/2011 10:35:55 AM |
| return-seeker85 | $100.00 | 7/19/2011 10:40:38 AM |
| finance-negotiator2 | $100.00 | 7/19/2011 10:23:55 AM |
| newest-organic-rupee | $33.00 | 7/19/2011 10:17:56 AM |
| upperdeck | $25.00 | 7/19/2011 10:27:41 AM |
| momentous-coin | $80.00 | 7/19/2011 10:38:33 AM |
| bonanza1973 | $50.00 | 7/19/2011 10:57:23 AM |
| vigorous-velocity | $100.00 | 7/19/2011 11:23:05 AM |
| Magician | $25.00 | 7/19/2011 11:00:16 AM |
| wealth-pal3 | $50.00 | 7/19/2011 4:51:59 PM |
| a-leverage-investor | $39.79 | 7/19/2011 4:59:40 PM |
| CatbirdBanking | $25.00 | 7/19/2011 4:13:57 PM |
| supersarah61 | $50.00 | 7/19/2011 4:16:09 PM |
| Maximum_Investment | $42.91 | 7/19/2011 6:14:00 PM |
| TakeCare | $200.00 | 7/19/2011 4:09:27 PM |
| Basset_Hound_Investments | $25.00 | 7/19/2011 5:49:41 PM |
| loan-oasis4 | $50.00 | 7/19/2011 7:10:11 PM |
| Dano007 | $100.00 | 7/19/2011 7:43:28 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:22:31 PM |
| IIP77 | $25.00 | 7/20/2011 12:22:03 AM |
| Jennworld | $150.00 | 7/20/2011 9:22:26 AM |
| anarchy1985 | $50.00 | 7/20/2011 2:30:28 AM |
| justinology | $35.17 | 7/20/2011 10:18:43 AM |
| theloanteacher | $25.00 | 7/20/2011 9:36:22 AM |
| return-enthusiast1 | $100.00 | 7/20/2011 11:04:27 AM |
| Alpha-AssistU | $25.00 | 7/20/2011 1:37:17 PM |
| power-mad-scientist | $40.00 | 7/20/2011 4:34:30 PM |
| caseattle | $25.00 | 7/20/2011 4:49:37 PM |
| CNG | $37.50 | 7/20/2011 4:04:45 PM |
| brightest-dynamic-liberty | $50.00 | 7/20/2011 4:13:14 PM |
| cash-reaction2 | $27.00 | 7/20/2011 8:14:59 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:08 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:37 PM |
| subtle-revenue0 | $25.00 | 7/21/2011 6:02:59 PM |
| integrity-starter | $25.00 | 7/21/2011 6:07:43 PM |
| tech310 | $50.00 | 7/21/2011 8:48:01 PM |
| kulender | $50.00 | 7/22/2011 6:17:45 AM |
| enchanted-note | $25.00 | 7/22/2011 7:39:13 AM |
| kdog99 | $100.00 | 7/22/2011 9:07:15 AM |
| dfealk | $100.00 | 7/22/2011 9:41:00 AM |
| bill-expert | $25.00 | 7/22/2011 4:06:35 PM |
| peace-flower9 | $25.00 | 7/22/2011 1:37:10 PM |
| sri59 | $100.00 | 7/22/2011 4:57:16 PM |
| MadHun | $200.00 | 7/22/2011 10:42:24 PM |
| Frosty | $50.00 | 7/22/2011 8:50:12 PM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:58 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:51 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:49 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:22 AM |
| credit-meteor7 | $50.00 | 7/24/2011 7:33:56 AM |
| resource777 | $25.00 | 7/24/2011 2:25:55 PM |
| ckatak | $50.00 | 7/24/2011 10:50:04 PM |
| gigabit | $50.00 | 7/25/2011 8:11:29 AM |
| Rivervale_Westwood | $25.00 | 7/25/2011 9:12:11 AM |
| egw | $25.00 | 7/25/2011 9:12:33 AM |
| luckygreen10 | $50.00 | 7/25/2011 9:12:38 AM |
| bold-payment-guard | $50.00 | 7/25/2011 10:43:41 AM |
| ElAbel11 | $25.00 | 7/25/2011 10:52:04 AM |
| Weaverville | $50.00 | 7/25/2011 9:08:09 AM |
| redx | $25.00 | 7/25/2011 11:27:10 AM |
| Vreet | $50.00 | 7/25/2011 9:12:10 AM |
| progressive-economy261 | $100.00 | 7/25/2011 9:12:12 AM |
| unassassinable | $25.00 | 7/25/2011 12:57:20 PM |
| studious-bonus7 | $49.90 | 7/25/2011 12:58:04 PM |
| JDFuego | $25.00 | 7/25/2011 10:42:37 AM |
| Worldskiboy | $50.00 | 7/25/2011 1:18:41 PM |
| treasure-dreamer7 | $25.00 | 7/25/2011 1:46:49 PM |
| buyrite334 | $25.00 | 7/25/2011 2:58:36 PM |
| larrybird | $800.00 | 7/25/2011 3:26:17 PM |
| the2monkeys | $35.00 | 7/25/2011 4:02:35 PM |
| gold-disk | $25.00 | 7/25/2011 12:42:38 PM |
| Lam0nt | $25.00 | 7/25/2011 12:51:06 PM |
| rogue_monster | $25.00 | 7/25/2011 12:55:08 PM |
| worth-sanctuary9 | $50.00 | 7/25/2011 12:56:56 PM |
| gold-sushi | $25.00 | 7/25/2011 12:58:03 PM |
| Centaur | $25.00 | 7/25/2011 11:42:09 AM |
| PCGeekWI | $25.00 | 7/25/2011 12:55:44 PM |
| Raye147 | $25.00 | 7/25/2011 1:29:51 PM |
| InvestForWealth | $30.20 | 7/25/2011 4:01:41 PM |
| Stollewood | $25.00 | 7/25/2011 4:06:17 PM |
| ChrisProsper | $1,105.00 | 7/25/2011 4:16:01 PM |
| lamsabuy | $1,450.00 | 7/25/2011 2:43:17 PM |
| 221 Investments
|
Borrower Payment Dependent Notes Series
515965
This series of Notes was issued and sold upon the funding of the borrower loan #51675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $230.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,114 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shaker741 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HB123456
Purpose of loan:
This loan will be used to...payoff other debt and unexpected expensives due to my husbands accident two months ago.
My financial situation:
I am a good candidate for this loan because...I am a fulltime instructor at the technical college with a stable job. My husband had an accident two months ago which has added unexpected medical bills. Though we do have some debt its not overwhelming but the medical bills have strained us some. This loan will help us payoff and get ahead and allow my husband to complete his physical therapy without worry of affording it. Thanks for the consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| uberrific | $100.00 | 7/12/2011 5:02:44 PM |
| compoundinterest | $50.00 | 7/12/2011 5:02:55 PM |
| ski bum | $100.00 | 7/12/2011 5:02:41 PM |
| pnace | $50.00 | 7/12/2011 5:03:00 PM |
| Harry | $25.00 | 7/13/2011 7:25:32 AM |
| Pickmar | $25.00 | 7/14/2011 4:45:34 AM |
| Solid-Platinum | $100.00 | 7/14/2011 9:51:00 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:04 PM |
| HamachiMan | $50.00 | 7/14/2011 5:13:08 PM |
| Veets | $125.00 | 7/14/2011 5:50:06 PM |
| Peterman | $25.00 | 7/15/2011 11:00:05 AM |
| BxRealtor | $25.00 | 7/15/2011 5:12:29 PM |
| Sneezie | $100.00 | 7/16/2011 12:31:18 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:44 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:02 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:32 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:22:03 AM |
| EngineersAlliance | $75.00 | 7/19/2011 6:13:22 AM |
| greenback-seagull2 | $100.00 | 7/19/2011 5:09:07 PM |
| BOZO88 | $45.00 | 7/19/2011 7:52:51 PM |
| hostbank | $250.00 | 7/19/2011 8:03:45 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:39 PM |
| radforj22 | $25.00 | 7/20/2011 4:33:16 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:55 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:12 PM |
| BankofPete | $30.00 | 7/21/2011 8:52:00 AM |
| truth-igniter4 | $25.00 | 7/21/2011 9:32:16 AM |
| dayahn | $25.00 | 7/21/2011 3:18:55 PM |
| patriot897 | $25.00 | 7/21/2011 11:28:07 PM |
| kdog99 | $100.00 | 7/22/2011 10:27:07 AM |
| nickel-ferret | $25.00 | 7/22/2011 5:37:04 PM |
| hrubinst | $75.00 | 7/23/2011 5:46:57 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:50 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:24 AM |
| wwwUniversal | $25.00 | 7/23/2011 4:46:55 PM |
| sparkling-contract7 | $25.00 | 7/23/2011 6:12:00 PM |
| Weaverville | $50.00 | 7/24/2011 4:08:45 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:23 PM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:20 PM |
| rdrloan | $50.00 | 7/25/2011 9:19:45 AM |
| nytrnbow | $25.00 | 7/25/2011 7:38:39 AM |
| bold-payment-guard | $50.00 | 7/25/2011 10:43:42 AM |
| bunnybear | $34.53 | 7/25/2011 9:02:36 AM |
| Centaur | $25.00 | 7/25/2011 11:42:10 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 9:45:37 AM |
| kdog99 | $100.00 | 7/25/2011 10:01:27 AM |
| redx | $25.00 | 7/25/2011 11:27:11 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:23 AM |
| ttnk62918 | $25.00 | 7/25/2011 4:46:07 PM |
| larrybird | $103.00 | 7/25/2011 3:26:35 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:12 PM |
| axamom | $25.00 | 7/25/2011 6:01:12 PM |
| a-responsible-return | $50.00 | 7/25/2011 4:07:04 PM |
| planetibet | $50.00 | 7/25/2011 4:26:00 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:24:35 PM |
| Veets | $125.00 | 7/25/2011 5:17:37 PM |
| astute-benjamins | $25.00 | 7/25/2011 7:35:11 PM |
| wise-alluring-penny | $100.00 | 7/25/2011 7:57:09 PM |
| MacBrandon | $25.00 | 7/25/2011 9:58:35 PM |
| magnificent-income7 | $21.91 | 7/26/2011 6:37:42 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:09 PM |
| sandbreaker | $100.00 | 7/25/2011 8:40:18 PM |
| Cheburashka | $25.00 | 7/26/2011 12:47:28 AM |
| AM2171 | $25.00 | 7/25/2011 9:35:46 PM |
| value-guru3 | $25.00 | 7/25/2011 9:49:02 PM |
| Warwick | $25.00 | 7/25/2011 10:19:42 PM |
| the-profit-oracle | $25.00 | 7/26/2011 12:58:00 AM |
| organized-payment6 | $50.00 | 7/12/2011 5:02:46 PM |
| wwialnlgy | $100.00 | 7/12/2011 5:09:49 PM |
| indomitable-coin | $25.00 | 7/12/2011 5:03:02 PM |
| janeybooboo | $51.00 | 7/12/2011 8:10:47 PM |
| blue-useful-auction | $25.00 | 7/13/2011 7:10:08 AM |
| happy-loyalty | $25.00 | 7/13/2011 9:14:19 AM |
| rescue | $100.00 | 7/14/2011 5:27:25 AM |
| astute-fairness0 | $25.00 | 7/14/2011 8:46:26 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:53 AM |
| jubilant-trade6 | $25.00 | 7/14/2011 4:17:27 PM |
| smalltown_mn | $25.00 | 7/14/2011 8:46:50 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:17 PM |
| janeybooboo | $49.00 | 7/17/2011 8:20:40 PM |
| rdrloan | $50.00 | 7/18/2011 2:08:37 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:46 PM |
| balance-chestnut | $62.50 | 7/19/2011 1:09:32 PM |
| impartial-benefit1 | $50.00 | 7/20/2011 3:07:53 PM |
| tender-integrity3 | $50.00 | 7/21/2011 11:50:00 AM |
| dfealk | $100.00 | 7/22/2011 9:41:04 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:19 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:35:57 PM |
| MadHun | $200.00 | 7/22/2011 10:42:29 PM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:39 AM |
| kulender | $50.00 | 7/23/2011 6:07:01 AM |
| ramsba | $50.00 | 7/23/2011 9:55:12 AM |
| 77dowplace | $25.00 | 7/23/2011 9:03:59 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:37 PM |
| dollarboy | $25.00 | 7/23/2011 10:08:53 PM |
| principal-bull | $25.00 | 7/24/2011 5:20:12 AM |
| cathexis | $25.00 | 7/24/2011 11:09:21 AM |
| dollardave | $100.00 | 7/24/2011 10:20:58 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:07 PM |
| ckatak | $50.00 | 7/24/2011 10:50:05 PM |
| engaging-yield4 | $25.00 | 7/24/2011 11:17:03 PM |
| opt1mum | $25.00 | 7/25/2011 12:09:46 AM |
| market-pudding | $25.00 | 7/25/2011 9:48:35 AM |
| oldman68 | $25.00 | 7/25/2011 6:10:56 AM |
| gigabit | $50.00 | 7/25/2011 8:11:31 AM |
| gentle-penny7 | $50.00 | 7/25/2011 7:21:24 AM |
| versatilenyguy | $50.00 | 7/25/2011 8:15:30 AM |
| damage | $25.00 | 7/25/2011 11:20:41 AM |
| techreseller | $50.00 | 7/25/2011 11:34:49 AM |
| Interloper | $40.00 | 7/25/2011 5:08:03 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:39 PM |
| miket71 | $25.00 | 7/25/2011 6:14:46 PM |
| Bodyboard | $80.00 | 7/25/2011 7:32:32 PM |
| help4u | $25.00 | 7/25/2011 6:07:50 PM |
| ujiba | $25.00 | 7/25/2011 5:18:30 PM |
| Veets | $125.00 | 7/25/2011 7:44:33 PM |
| awwaww | $25.00 | 7/25/2011 8:40:08 PM |
| Brklyn01 | $25.00 | 7/26/2011 5:04:20 AM |
| Veets | $125.00 | 7/25/2011 7:43:07 PM |
| pieceofbread | $25.00 | 7/25/2011 9:15:27 PM |
| orange-dollar-guild | $25.00 | 7/25/2011 9:15:31 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:40 AM |
| red-deal-genius | $33.06 | 7/26/2011 1:43:11 AM |
| reinforced-reward | $25.00 | 7/26/2011 3:04:44 AM |
| cerebral-camaraderi | $25.00 | 7/26/2011 1:59:15 AM |
| Halehuaka_i | $50.00 | 7/26/2011 2:29:41 AM |
| loan-galaxy6 | $500.00 | 7/26/2011 6:06:10 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
515985
This series of Notes was issued and sold upon the funding of the borrower loan #51576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $254.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-839 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,668 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| justice-framework |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KK's Wedding
Purpose of loan: Wedding
This loan will be used to...Pay a portion of our wedding costs
My financial situation:
I am a good candidate for this loan because...
I recently finished paying off my car loan and my student loans.
I pay my credit cards off monthly except one that has 0% interest.
My only other debt is a home mortgage that my fiance and I split the cost of.
My credit is in great standing.
I am working in the stable career field of healthcare (Dental Hygienist).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Quizard | $25.00 | 7/12/2011 9:02:10 AM |
| cashhelp | $50.00 | 7/12/2011 9:02:21 AM |
| jubilant-trade6 | $50.00 | 7/12/2011 9:02:44 AM |
| ogmanny | $50.00 | 7/12/2011 9:03:55 AM |
| blot44 | $25.00 | 7/12/2011 9:04:01 AM |
| neighborly-hope6 | $100.00 | 7/12/2011 9:02:37 AM |
| BankofHank | $125.00 | 7/12/2011 9:02:40 AM |
| meux99 | $25.00 | 7/12/2011 9:03:20 AM |
| minista | $25.00 | 7/12/2011 9:03:30 AM |
| benjamins-utopia | $50.00 | 7/12/2011 9:03:59 AM |
| pound-balancer | $50.00 | 7/12/2011 10:39:14 AM |
| MarvintheMartian | $40.00 | 7/12/2011 10:11:25 AM |
| vinayski | $25.00 | 7/12/2011 9:12:20 AM |
| awwaww | $80.00 | 7/12/2011 11:42:15 AM |
| pnace | $50.00 | 7/12/2011 12:30:10 PM |
| penny-finder | $25.16 | 7/12/2011 6:44:25 PM |
| vutah | $25.00 | 7/13/2011 5:40:35 AM |
| Harry | $25.00 | 7/13/2011 7:25:30 AM |
| blue-useful-auction | $25.00 | 7/13/2011 7:13:15 AM |
| pound-balancer | $50.00 | 7/13/2011 9:17:22 AM |
| x-lender | $50.00 | 7/13/2011 11:18:54 AM |
| truth-igniter4 | $25.00 | 7/13/2011 3:42:01 PM |
| established-hope5 | $25.00 | 7/13/2011 6:43:08 PM |
| green-moola-sniffer | $25.00 | 7/14/2011 12:51:03 AM |
| damage | $25.00 | 7/14/2011 8:19:38 AM |
| goldfinger3 | $50.00 | 7/14/2011 9:34:06 AM |
| unclejaef | $25.00 | 7/14/2011 3:52:33 PM |
| britgsb | $50.00 | 7/14/2011 4:27:50 PM |
| Veets | $250.00 | 7/14/2011 5:41:33 PM |
| marketplace-kingdom | $300.00 | 7/15/2011 8:08:17 AM |
| commitment-orca7 | $300.00 | 7/15/2011 11:17:48 AM |
| The_Lendor | $25.00 | 7/15/2011 12:42:23 PM |
| credit-coach118 | $25.00 | 7/16/2011 8:43:58 AM |
| alpinaut | $30.00 | 7/16/2011 9:24:16 AM |
| credit-panda1 | $25.00 | 7/16/2011 11:58:02 AM |
| ATOHokie | $25.00 | 7/16/2011 6:00:40 PM |
| saga951 | $250.00 | 7/17/2011 4:19:59 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:01 PM |
| respectful-integrity3 | $25.00 | 7/18/2011 5:31:58 AM |
| ect_2k20 | $25.00 | 7/18/2011 12:00:03 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:30 PM |
| determined-deal7 | $25.00 | 7/18/2011 4:34:15 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:41:10 PM |
| michaelwong | $50.00 | 7/18/2011 4:33:38 PM |
| syrepsorp | $50.00 | 7/18/2011 11:41:30 PM |
| Tknojnky | $50.00 | 7/19/2011 10:16:47 AM |
| RJN | $25.00 | 7/19/2011 10:34:19 AM |
| bannybucks | $50.00 | 7/19/2011 10:43:14 AM |
| SPF | $350.00 | 7/19/2011 11:27:46 AM |
| calilu223 | $50.00 | 7/19/2011 3:01:17 PM |
| FJerry | $45.32 | 7/19/2011 3:06:11 PM |
| crazyinjun | $27.43 | 7/19/2011 2:08:07 PM |
| miket71 | $28.00 | 7/19/2011 1:52:53 PM |
| Prairie-MN | $30.00 | 7/19/2011 2:46:06 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:46 PM |
| Dollars4Rent | $50.00 | 7/12/2011 9:03:12 AM |
| Rivervale_Westwood | $25.00 | 7/12/2011 9:03:28 AM |
| cebgop | $25.00 | 7/12/2011 9:03:33 AM |
| serene-truth2 | $50.00 | 7/12/2011 9:02:38 AM |
| indomitable-coin | $25.00 | 7/12/2011 9:02:45 AM |
| -J | $25.00 | 7/12/2011 9:04:09 AM |
| diablorulz | $50.00 | 7/12/2011 9:03:22 AM |
| uberrific | $100.00 | 7/12/2011 9:03:40 AM |
| gentle-penny7 | $50.00 | 7/12/2011 9:04:02 AM |
| sflawya | $25.00 | 7/12/2011 9:02:35 AM |
| figs4u2 | $100.00 | 7/12/2011 9:02:39 AM |
| kenji4861 | $50.00 | 7/12/2011 9:03:31 AM |
| top-epic-community | $50.00 | 7/12/2011 9:03:34 AM |
| compoundinterest | $60.00 | 7/12/2011 9:03:58 AM |
| jpac1066 | $200.00 | 7/12/2011 9:04:03 AM |
| Guiren | $178.91 | 7/12/2011 10:53:15 AM |
| Solid-Platinum | $100.00 | 7/12/2011 11:27:43 AM |
| janeybooboo | $100.00 | 7/12/2011 12:02:46 PM |
| DavenportCapital | $25.00 | 7/12/2011 11:42:25 AM |
| fortytwo | $100.00 | 7/12/2011 11:43:18 AM |
| antlr | $50.00 | 7/12/2011 5:08:48 PM |
| lloyd_s | $25.00 | 7/13/2011 12:43:22 AM |
| cello1 | $25.00 | 7/13/2011 12:47:42 AM |
| Digs | $25.00 | 7/13/2011 12:33:10 AM |
| restless-balance9 | $50.00 | 7/13/2011 5:34:40 AM |
| Stockpicker | $50.00 | 7/13/2011 8:02:59 AM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:51 PM |
| tapesor | $100.00 | 7/13/2011 3:53:29 PM |
| YummiBear | $25.00 | 7/13/2011 6:27:34 PM |
| first-serene-credit | $25.00 | 7/13/2011 10:50:07 PM |
| GWV2 | $50.00 | 7/13/2011 10:42:08 PM |
| first-favorite-bonus9 | $50.00 | 7/14/2011 9:17:09 AM |
| income-awakening6 | $25.00 | 7/14/2011 9:02:38 AM |
| agalt | $100.00 | 7/14/2011 1:34:18 PM |
| loyalty-edifice997 | $25.00 | 7/14/2011 10:07:16 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:03 PM |
| SunsetCoastCapital | $25.00 | 7/14/2011 4:27:10 PM |
| truth-image | $100.00 | 7/14/2011 4:23:10 PM |
| pearl13 | $100.00 | 7/15/2011 2:18:27 PM |
| Leopoldine | $25.00 | 7/15/2011 3:07:11 PM |
| gold-enclave165 | $100.00 | 7/15/2011 4:25:45 PM |
| miboymat | $25.00 | 7/15/2011 8:28:04 PM |
| JedClampett | $100.00 | 7/15/2011 9:54:22 PM |
| GreenSun | $25.00 | 7/16/2011 5:14:26 AM |
| finance-symphony7 | $100.00 | 7/16/2011 4:46:50 AM |
| jpblan11 | $25.00 | 7/16/2011 7:07:47 AM |
| SolarMoonshine | $25.00 | 7/16/2011 3:43:01 AM |
| forthright-principal2 | $25.00 | 7/16/2011 12:08:47 PM |
| dv04 | $25.00 | 7/16/2011 8:37:21 AM |
| radforj22 | $25.00 | 7/16/2011 12:38:56 PM |
| C_Mark | $100.00 | 7/16/2011 2:27:43 PM |
| Sneezie | $100.00 | 7/16/2011 12:31:17 PM |
| SCD | $25.00 | 7/17/2011 3:32:02 AM |
| FlexFunding | $50.00 | 7/17/2011 4:56:45 AM |
| drkosh | $25.00 | 7/16/2011 3:53:02 PM |
| nimble-money0 | $25.00 | 7/17/2011 3:21:56 PM |
| newest-unbeatable-currency | $50.00 | 7/17/2011 6:02:09 PM |
| loan-galaxy6 | $500.00 | 7/18/2011 7:51:32 AM |
| velocity-solo | $30.00 | 7/18/2011 5:07:03 PM |
| reflective-rupee | $200.09 | 7/18/2011 11:57:06 PM |
| karmicontribution | $25.00 | 7/18/2011 8:51:39 PM |
| cash-queen | $61.24 | 7/18/2011 11:23:03 PM |
| skuba | $75.00 | 7/19/2011 6:49:21 AM |
| sgt-schultz | $25.00 | 7/19/2011 6:21:01 AM |
| marwadi-62 | $100.00 | 7/19/2011 9:19:01 AM |
| Lotsofbears | $25.00 | 7/19/2011 9:40:10 AM |
| OldFriend | $50.00 | 7/19/2011 10:28:39 AM |
| Breken6 | $25.00 | 7/19/2011 10:31:45 AM |
| LovinMe | $25.00 | 7/19/2011 11:10:13 AM |
| worldly-investment333 | $50.00 | 7/19/2011 10:37:01 AM |
| thriller451 | $38.85 | 7/19/2011 3:09:17 PM |
| jubilant-trade6 | $25.00 | 7/19/2011 12:33:27 PM |
| principal-prodigy | $25.00 | 7/19/2011 12:40:55 PM |
| onegr8papa | $88.85 | 7/19/2011 3:20:08 PM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
515997
This series of Notes was issued and sold upon the funding of the borrower loan #51585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,848 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engaging-payment0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MYINBOX31
Purpose of loan:
This loan will be used to...MOVE MY THINGS FROM IL TO WA
My financial situation: I AM EMPLOYED
I am a good candidate for this loan because...I ALWAYS PAY MY DEBTS
Monthly net income: $1900
Monthly expenses: $800
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pearl13 | $50.00 | 7/20/2011 10:07:18 AM |
| mg6619 | $25.00 | 7/22/2011 10:58:14 AM |
| 56bones | $25.00 | 7/22/2011 2:27:35 PM |
| the-upbeat-p2p | $100.00 | 7/22/2011 3:07:36 PM |
| let_me_retire | $50.00 | 7/22/2011 3:40:59 PM |
| TheCount | $25.00 | 7/22/2011 4:28:09 PM |
| glroark | $50.00 | 7/22/2011 11:42:40 AM |
| fortytwo | $50.00 | 7/22/2011 4:53:17 PM |
| CreditBuilder2 | $50.00 | 7/22/2011 1:55:22 PM |
| Runegeld | $25.00 | 7/22/2011 1:45:05 PM |
| simeonthewhale | $25.00 | 7/22/2011 4:04:53 PM |
| NobisEst | $34.98 | 7/22/2011 6:45:17 PM |
| Maetryx | $47.72 | 7/22/2011 7:08:00 PM |
| Imperativity | $100.00 | 7/22/2011 5:52:09 PM |
| ddog0224 | $25.00 | 7/22/2011 6:14:15 PM |
| aztec | $50.00 | 7/22/2011 9:13:50 PM |
| impala6464 | $100.00 | 7/22/2011 9:15:47 PM |
| Sierrahh | $25.00 | 7/22/2011 7:11:24 PM |
| env | $25.00 | 7/22/2011 6:13:22 PM |
| MadHun | $300.00 | 7/22/2011 10:26:04 PM |
| fund-web3 | $25.00 | 7/22/2011 8:00:21 PM |
| capital-halo1 | $1,000.00 | 7/22/2011 8:01:40 PM |
| wealth-owner | $100.00 | 7/22/2011 9:00:12 PM |
| Engineer44 | $25.00 | 7/23/2011 3:02:25 AM |
| jmeasn | $25.00 | 7/22/2011 10:45:42 PM |
| principal-laser | $51.55 | 7/23/2011 4:52:00 AM |
| shrewd-peace7 | $30.00 | 7/23/2011 12:15:11 AM |
| indomitable-dedication | $50.00 | 7/23/2011 1:02:17 AM |
| Hazlenut | $100.00 | 7/23/2011 4:56:57 AM |
| return-blueberry383 | $500.00 | 7/23/2011 5:17:11 AM |
| tech310 | $50.00 | 7/21/2011 8:50:00 PM |
| sgt-schultz | $70.00 | 7/22/2011 12:02:56 PM |
| direct-peso1 | $30.00 | 7/22/2011 1:30:21 PM |
| VJ_Financial | $26.32 | 7/22/2011 11:02:11 AM |
| godfather4u | $50.00 | 7/22/2011 12:12:15 PM |
| revenue-tsunami | $50.00 | 7/22/2011 4:30:40 PM |
| gethsemane4 | $50.00 | 7/22/2011 4:41:59 PM |
| SolarMoonshine | $25.00 | 7/22/2011 2:27:57 PM |
| tomjeff | $53.90 | 7/22/2011 5:33:18 PM |
| peso-tostada | $25.00 | 7/22/2011 4:33:36 PM |
| JauaFlash | $25.00 | 7/22/2011 4:51:20 PM |
| loot-supporter2 | $28.15 | 7/22/2011 6:01:26 PM |
| Julzlmt | $58.13 | 7/22/2011 8:49:19 PM |
| 1randyp | $100.00 | 7/22/2011 7:08:55 PM |
| forthright-loot7 | $40.00 | 7/22/2011 6:55:42 PM |
| red-benefit-ruler | $50.00 | 7/22/2011 9:34:28 PM |
| benefit-boots | $25.00 | 7/22/2011 10:46:02 PM |
| upc_tnt | $25.00 | 7/22/2011 11:29:31 PM |
| shrewd-deal3 | $25.00 | 7/23/2011 4:32:44 AM |
| lovely-greenback4 | $25.00 | 7/22/2011 9:45:25 PM |
| melodious-openness | $54.25 | 7/23/2011 5:18:11 AM |
| appetizing-duty8 | $25.00 | 7/22/2011 11:45:42 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
516115
This series of Notes was issued and sold upon the funding of the borrower loan #51627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $583.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,367 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Engrrob |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| Foolish Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $8,600.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jun-2011)
820-839
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate several high interest credit card accounts into one LOWER monthly payment.
$13K @ 24.5% Macy's - I will close this account.
$10K with AmEx - I will pay down half of this balance.
My financial situation:
NOTE: This is a re-listing of a previous loan that did not fund. I am hoping that a lower request might encourage more investment. My monthly payment for this loan will be what I send Macy's every month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/13/2011 9:04:36 AM |
| uberrific | $100.00 | 7/13/2011 9:04:15 AM |
| JustMee | $25.00 | 7/13/2011 11:54:31 AM |
| indomitable-coin | $25.00 | 7/13/2011 3:27:12 PM |
| wwialnlgy | $100.00 | 7/13/2011 5:09:12 PM |
| penny-finder | $25.18 | 7/13/2011 9:06:31 PM |
| astute-fairness0 | $25.00 | 7/14/2011 8:44:56 AM |
| pound-balancer | $50.00 | 7/14/2011 7:45:45 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:56 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:55 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:49 PM |
| reflective-rupee | $500.09 | 7/16/2011 5:26:42 AM |
| HamachiMan | $50.00 | 7/16/2011 2:12:20 PM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:47 AM |
| virtuous-repayment | $25.00 | 7/17/2011 5:00:32 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:48 PM |
| rdrloan | $50.00 | 7/18/2011 2:08:38 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:48 PM |
| Harry | $50.00 | 7/18/2011 7:01:21 PM |
| b1geasy | $25.00 | 7/20/2011 6:50:35 AM |
| greenback-seagull2 | $100.00 | 7/20/2011 6:52:12 PM |
| pythia | $25.00 | 7/20/2011 5:39:33 PM |
| Leopoldine | $30.00 | 7/20/2011 6:02:10 PM |
| availableloan | $25.00 | 7/20/2011 6:57:15 PM |
| a-reasonable-return | $25.00 | 7/20/2011 5:52:07 PM |
| CaptainBlueberry | $25.00 | 7/20/2011 7:13:23 PM |
| Dollars4Rent | $25.00 | 7/20/2011 7:58:54 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:58 PM |
| Leshan | $100.00 | 7/21/2011 6:42:14 AM |
| nimcha | $50.00 | 7/21/2011 3:48:19 AM |
| GElender | $40.00 | 7/21/2011 5:36:48 AM |
| dammage | $25.00 | 7/21/2011 6:24:38 AM |
| sgt-schultz | $25.00 | 7/21/2011 6:01:59 AM |
| gslinv | $50.00 | 7/21/2011 6:59:56 AM |
| SNH | $150.00 | 7/21/2011 9:15:29 AM |
| competent-p2p | $25.00 | 7/21/2011 6:41:19 AM |
| seabass123 | $25.00 | 7/21/2011 7:57:30 AM |
| radforj22 | $25.00 | 7/21/2011 12:13:51 PM |
| dayahn | $25.00 | 7/21/2011 3:18:58 PM |
| pnace | $45.00 | 7/21/2011 10:55:37 AM |
| qsolo | $125.00 | 7/21/2011 11:16:56 AM |
| CreditBuilder2 | $200.00 | 7/21/2011 4:13:29 PM |
| CatbirdBanking | $25.00 | 7/21/2011 12:45:50 PM |
| credit-coach118 | $25.00 | 7/21/2011 5:01:41 PM |
| RainyDayLoans | $50.00 | 7/21/2011 2:15:04 PM |
| designer_10 | $25.00 | 7/21/2011 4:03:28 PM |
| CreditBuilder2 | $100.00 | 7/21/2011 4:17:02 PM |
| fund-fox4 | $50.00 | 7/21/2011 6:01:46 PM |
| Zach842 | $125.00 | 7/21/2011 8:08:22 PM |
| silver-dogwood4 | $25.00 | 7/21/2011 9:50:22 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:17 PM |
| IIP77 | $25.00 | 7/22/2011 1:37:03 AM |
| treasure-hunter270 | $25.00 | 7/22/2011 8:48:13 AM |
| let_me_retire | $75.27 | 7/22/2011 4:53:48 AM |
| asya | $30.00 | 7/22/2011 6:57:10 AM |
| red-favorable-basis | $25.00 | 7/22/2011 7:30:33 AM |
| RLaumeyer | $25.00 | 7/22/2011 10:10:34 AM |
| jtn4148 | $25.00 | 7/22/2011 8:32:04 AM |
| investment-artist | $25.02 | 7/22/2011 9:05:36 AM |
| mg6619 | $25.00 | 7/22/2011 11:01:08 AM |
| ect_2k20 | $38.57 | 7/22/2011 9:16:23 AM |
| dfealk | $100.00 | 7/22/2011 9:41:06 AM |
| unconquerable-dedication | $25.00 | 7/22/2011 12:22:29 PM |
| kyomoon | $100.00 | 7/22/2011 10:20:35 AM |
| gothampark | $25.00 | 7/22/2011 12:54:41 PM |
| currency-persimmon | $25.00 | 7/22/2011 10:32:09 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:10 AM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:05:23 PM |
| income-awakening6 | $25.00 | 7/22/2011 12:21:25 PM |
| Trondheim_Norway | $100.00 | 7/22/2011 12:21:58 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:42:16 PM |
| fortytwo | $300.00 | 7/22/2011 4:31:02 PM |
| msh345 | $25.00 | 7/22/2011 4:39:24 PM |
| building_community | $25.00 | 7/22/2011 4:39:49 PM |
| jennifer55126 | $25.00 | 7/22/2011 4:42:33 PM |
| j2ee | $25.00 | 7/22/2011 8:51:53 PM |
| MadHun | $300.00 | 7/22/2011 10:40:25 PM |
| NobisEst | $50.00 | 7/22/2011 6:50:06 PM |
| Feyenoord | $25.00 | 7/22/2011 10:31:56 PM |
| jmeasn | $500.00 | 7/22/2011 10:56:28 PM |
| mmullen2 | $70.00 | 7/23/2011 5:14:21 AM |
| kulender | $50.00 | 7/23/2011 6:07:02 AM |
| supreme-hope | $25.00 | 7/23/2011 6:22:48 AM |
| objective-investor | $200.00 | 7/23/2011 8:07:05 AM |
| worth-topper4 | $25.00 | 7/23/2011 6:05:03 AM |
| adventurous-cash | $25.00 | 7/23/2011 10:10:51 AM |
| Johnab | $25.03 | 7/23/2011 10:53:06 AM |
| julijask | $50.00 | 7/23/2011 11:09:04 AM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:25 AM |
| 77dowplace | $25.00 | 7/23/2011 9:14:56 AM |
| maj0508 | $100.00 | 7/23/2011 10:27:08 AM |
| Aleut | $50.00 | 7/23/2011 1:46:10 PM |
| Syzygy | $25.00 | 7/23/2011 10:31:44 AM |
| theskippy | $29.01 | 7/23/2011 1:47:27 PM |
| emosspot | $25.00 | 7/23/2011 12:10:07 PM |
| exact-gold2 | $33.52 | 7/23/2011 2:51:38 PM |
| movingirl | $25.00 | 7/23/2011 1:23:00 PM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 6:49:54 AM |
| nitrostamped | $35.00 | 7/24/2011 7:07:38 AM |
| BlackCat36 | $100.00 | 7/24/2011 10:14:41 AM |
| itskarma | $25.25 | 7/24/2011 4:19:03 AM |
| market-genome7 | $500.00 | 7/23/2011 10:57:12 PM |
| finance-symphony7 | $42.45 | 7/24/2011 4:17:26 AM |
| NekHoldings | $25.00 | 7/24/2011 6:17:21 AM |
| saga9 | $25.00 | 7/24/2011 10:17:54 AM |
| japerk | $25.00 | 7/24/2011 4:42:01 PM |
| preeminant-generosity2 | $50.00 | 7/24/2011 8:40:49 AM |
| Binan | $25.00 | 7/24/2011 9:05:50 AM |
| DonaldColorado | $500.00 | 7/24/2011 10:15:45 AM |
| repaymeplease | $25.00 | 7/24/2011 1:11:55 PM |
| Reddy_Capital | $25.00 | 7/24/2011 9:35:58 PM |
| resource777 | $50.00 | 7/24/2011 2:21:59 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:08 PM |
| repaymeplease | $25.00 | 7/24/2011 1:12:20 PM |
| YesMoney | $25.00 | 7/24/2011 11:16:55 PM |
| dasbuntenheim | $32.75 | 7/24/2011 6:34:54 PM |
| jescowa | $50.00 | 7/24/2011 5:39:43 PM |
| Flanders122 | $25.00 | 7/24/2011 6:02:55 PM |
| durable-investment8 | $50.00 | 7/25/2011 7:44:08 AM |
| zippy-revenue8 | $25.00 | 7/24/2011 6:23:17 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:18 PM |
| contract-boomerang | $35.00 | 7/25/2011 8:48:09 AM |
| black_adder2003 | $50.00 | 7/24/2011 10:29:59 PM |
| engaging-yield4 | $50.00 | 7/24/2011 11:09:10 PM |
| Princehaha | $25.00 | 7/25/2011 9:10:19 AM |
| E-B | $50.00 | 7/25/2011 5:49:46 AM |
| bnoble09 | $30.00 | 7/25/2011 9:44:19 AM |
| kdog99 | $100.00 | 7/25/2011 10:06:37 AM |
| tomdooley12520 | $25.00 | 7/25/2011 5:42:01 AM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:54:07 AM |
| GetLoan | $200.90 | 7/25/2011 10:32:20 AM |
| _NaLNaBB | $100.00 | 7/25/2011 10:56:09 AM |
| Hobson | $25.00 | 7/25/2011 9:45:19 AM |
| bold-basis-supernova | $179.67 | 7/25/2011 9:59:08 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:01:11 AM |
| octoberfresh | $25.00 | 7/25/2011 10:01:40 AM |
| kdog99 | $100.00 | 7/25/2011 10:02:37 AM |
| worth-arch | $50.00 | 7/25/2011 10:49:01 AM |
| HAWK-Investing | $203.38 | 7/25/2011 10:55:53 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:49 PM |
| pnace | $50.00 | 7/13/2011 9:04:46 AM |
| organized-payment6 | $50.00 | 7/13/2011 9:04:18 AM |
| ski bum | $100.00 | 7/13/2011 9:04:08 AM |
| JGuide | $26.99 | 7/14/2011 1:35:48 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:06 PM |
| rescue | $100.00 | 7/14/2011 4:27:58 PM |
| Veets | $125.00 | 7/14/2011 5:50:07 PM |
| first-serene-credit | $25.00 | 7/15/2011 7:40:48 AM |
| Peterman | $25.00 | 7/15/2011 11:00:09 AM |
| setUup | $38.20 | 7/16/2011 9:54:38 AM |
| BxRealtor | $25.00 | 7/16/2011 2:12:05 PM |
| lostontheedge | $25.00 | 7/18/2011 4:56:08 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:37 PM |
| 1stBankAndHal | $50.06 | 7/19/2011 5:51:35 AM |
| hostbank | $250.00 | 7/19/2011 8:03:48 PM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:09 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:41 PM |
| benefit-trident | $25.00 | 7/20/2011 3:23:55 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:33:46 PM |
| intelligent-moola1 | $25.00 | 7/20/2011 7:00:59 PM |
| SolarMoonshine | $25.00 | 7/21/2011 3:35:39 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:50:02 AM |
| market-pudding | $25.00 | 7/21/2011 2:20:46 PM |
| Kerrysbay | $50.00 | 7/21/2011 2:44:04 PM |
| novice-speculator | $25.00 | 7/21/2011 4:09:34 PM |
| secureincome | $1,800.00 | 7/21/2011 5:46:14 PM |
| Kaj | $50.00 | 7/21/2011 6:21:32 PM |
| Astyanax | $85.00 | 7/21/2011 6:38:32 PM |
| payment-halo | $25.00 | 7/21/2011 8:15:39 PM |
| corndog4000 | $80.00 | 7/22/2011 2:34:37 AM |
| _NaLNaBB | $200.00 | 7/22/2011 7:30:24 AM |
| jazzlender | $50.00 | 7/22/2011 8:36:39 AM |
| peaceful-farmer | $50.00 | 7/22/2011 5:26:42 AM |
| chameleon125 | $25.00 | 7/22/2011 6:34:47 AM |
| tutnyce | $100.00 | 7/22/2011 8:56:32 AM |
| luckygreen10 | $500.00 | 7/22/2011 12:32:16 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:43:57 PM |
| purposeful-pound5 | $26.84 | 7/22/2011 3:05:08 PM |
| ritchie70 | $50.00 | 7/22/2011 6:05:08 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:52:04 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:48 PM |
| hurricanefever | $50.00 | 7/22/2011 7:58:36 PM |
| thrilling-wealth556 | $50.00 | 7/22/2011 7:51:29 PM |
| american6 | $100.00 | 7/22/2011 7:55:55 PM |
| hope-lionheart1 | $50.00 | 7/22/2011 11:22:37 PM |
| kc8fot | $75.00 | 7/23/2011 8:42:50 AM |
| RecoveryLender | $25.00 | 7/23/2011 6:31:11 AM |
| loan-kung-fu | $199.72 | 7/23/2011 5:28:30 AM |
| omegamon1 | $25.00 | 7/23/2011 7:50:12 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:27 AM |
| benjamin67 | $25.00 | 7/23/2011 9:50:08 AM |
| ramsba | $50.00 | 7/23/2011 9:55:15 AM |
| artisan369 | $300.00 | 7/23/2011 10:22:03 AM |
| professional-coin1 | $100.00 | 7/23/2011 11:28:43 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:40:07 AM |
| CE88 | $25.00 | 7/23/2011 1:46:33 PM |
| sincere-balance | $25.00 | 7/23/2011 4:54:37 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:13 PM |
| s270 | $50.00 | 7/24/2011 5:24:35 AM |
| platinum-czar | $25.00 | 7/23/2011 5:13:25 PM |
| worldly-investment333 | $50.00 | 7/24/2011 9:49:02 AM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:24:44 PM |
| rockstar78 | $100.00 | 7/23/2011 7:34:07 PM |
| justice-circuitry0 | $150.00 | 7/24/2011 7:05:29 AM |
| wilchik | $50.00 | 7/24/2011 7:08:01 AM |
| JustMee | $25.00 | 7/24/2011 7:14:36 AM |
| helping-out | $471.32 | 7/24/2011 5:57:02 AM |
| liberty-genetics | $50.00 | 7/24/2011 11:14:03 AM |
| MyPFBlog | $31.00 | 7/24/2011 5:04:08 PM |
| heerzaquestion | $50.00 | 7/24/2011 11:03:37 AM |
| repaymeplease | $25.00 | 7/24/2011 1:12:05 PM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:21 PM |
| MonkeyHero | $76.17 | 7/24/2011 1:49:03 PM |
| simplelender80 | $500.00 | 7/24/2011 9:05:26 PM |
| jpac1066 | $50.00 | 7/24/2011 1:05:17 PM |
| repaymeplease | $25.00 | 7/24/2011 1:12:41 PM |
| cjames84 | $25.00 | 7/24/2011 4:48:06 PM |
| yogi1975 | $25.00 | 7/24/2011 2:13:07 PM |
| natural-greenback6 | $25.00 | 7/24/2011 5:12:45 PM |
| WSTRDG | $25.00 | 7/24/2011 2:23:59 PM |
| supersarah61 | $50.00 | 7/24/2011 4:58:52 PM |
| GiftViftdotcom | $50.00 | 7/24/2011 7:22:04 PM |
| gentle-penny7 | $50.00 | 7/25/2011 7:21:25 AM |
| Eagledrop | $25.00 | 7/25/2011 7:38:56 AM |
| orbital-return316 | $25.00 | 7/25/2011 7:46:49 AM |
| zbfamwl | $100.00 | 7/24/2011 8:57:29 PM |
| opt1mum | $25.00 | 7/25/2011 12:09:47 AM |
| orange-coin-walnut | $50.00 | 7/25/2011 4:40:06 AM |
| MasterKey | $40.00 | 7/25/2011 10:06:19 AM |
| bullwink27 | $25.00 | 7/25/2011 8:02:18 AM |
| gigabit | $50.00 | 7/25/2011 8:11:32 AM |
| drtxmac | $58.61 | 7/25/2011 10:49:35 AM |
| rdrloan | $50.00 | 7/25/2011 9:19:45 AM |
| SC2TX | $200.00 | 7/25/2011 9:03:32 AM |
| greenback-seagull2 | $200.00 | 7/25/2011 9:40:00 AM |
| Barrayaran | $25.00 | 7/25/2011 9:59:16 AM |
| 236 Investments
|
Borrower Payment Dependent Notes Series
516145
This series of Notes was issued and sold upon the funding of the borrower loan #51599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,534 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthralling-penny2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $
Housing: $560
Insurance: $125
Car expenses: $50
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $500.00 | 7/20/2011 6:25:32 PM |
| cash-reaction2 | $50.00 | 7/20/2011 8:15:01 PM |
| reflective-rupee | $600.09 | 7/20/2011 6:38:34 PM |
| Whipster | $60.00 | 7/20/2011 7:07:04 PM |
| mrxtravis | $25.00 | 7/20/2011 6:42:06 PM |
| bullish2bearish | $25.00 | 7/20/2011 7:59:21 PM |
| alexgalt | $25.00 | 7/20/2011 8:01:12 PM |
| SolarMoonshine | $25.00 | 7/21/2011 3:36:44 AM |
| brosco2323 | $25.00 | 7/21/2011 5:06:55 AM |
| suave-dime6 | $25.00 | 7/21/2011 5:39:48 AM |
| taltman | $25.00 | 7/20/2011 9:31:21 PM |
| enchanted-note | $25.00 | 7/21/2011 7:01:37 AM |
| 168RichCapital | $25.70 | 7/21/2011 7:10:09 AM |
| Valley-of-the-Dollar | $25.00 | 7/21/2011 7:28:55 AM |
| let_me_retire | $150.00 | 7/21/2011 1:01:21 AM |
| profit-powerplant | $25.00 | 7/21/2011 8:17:03 AM |
| greencat | $50.00 | 7/21/2011 7:15:54 AM |
| buffalobills | $25.00 | 7/21/2011 8:18:06 AM |
| Bob450 | $25.00 | 7/21/2011 8:21:54 AM |
| pearl13 | $200.00 | 7/21/2011 8:58:07 AM |
| Rogelio48 | $30.00 | 7/20/2011 7:06:40 PM |
| Investor_DP | $100.00 | 7/20/2011 5:02:34 PM |
| justasoldier | $50.00 | 7/20/2011 8:10:43 PM |
| CA-Lender | $75.07 | 7/20/2011 8:27:04 PM |
| AlternativeCashFlow | $25.71 | 7/20/2011 6:00:14 PM |
| lendstats_com | $300.00 | 7/20/2011 7:40:16 PM |
| money-baron | $25.00 | 7/21/2011 12:27:13 AM |
| credit-missile | $110.00 | 7/21/2011 12:41:31 AM |
| back-scratchers | $25.00 | 7/20/2011 8:17:03 PM |
| shrewd-income | $200.00 | 7/20/2011 9:56:28 PM |
| restless-dime | $200.00 | 7/20/2011 9:49:27 PM |
| periko | $28.62 | 7/20/2011 10:50:59 PM |
| pious-benjamins1 | $42.16 | 7/21/2011 8:06:53 AM |
| Starfin-Capital-Management | $111.62 | 7/21/2011 8:41:47 AM |
| favorite-commerce | $35.00 | 7/21/2011 6:05:01 AM |
| golffish2 | $25.00 | 7/21/2011 4:11:42 AM |
| glroark | $150.00 | 7/21/2011 6:16:23 AM |
| wonder3 | $40.00 | 7/21/2011 6:02:13 AM |
| SecondChanceLendingSERV | $25.00 | 7/21/2011 6:21:54 AM |
| worldly-investment333 | $100.00 | 7/21/2011 8:21:52 AM |
| durability-halibut | $25.00 | 7/21/2011 8:45:01 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
516147
This series of Notes was issued and sold upon the funding of the borrower loan #51677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $175.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,935 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| AustinJay |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Future Earnings
Employed with a Fortune 500 company for over 3 years.
I'm basically looking to borrow against future earnings.
Just recently finished up paying another $10,000 4 year loan at 18.99%.
My career depends on maintaining great credit, so it's important it not be tarnished.
Monthly net income of $4500 with expenses of about $3000.
Thank you for your time and consideration,
AustinJay
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/15/2011 11:02:20 AM |
| organized-payment6 | $50.00 | 7/12/2011 5:02:30 PM |
| Investor_DP | $100.00 | 7/12/2011 5:02:32 PM |
| pnace | $50.00 | 7/12/2011 5:03:01 PM |
| Panna | $25.00 | 7/12/2011 5:07:25 PM |
| jdrez | $25.00 | 7/12/2011 5:07:20 PM |
| ski bum | $100.00 | 7/12/2011 5:02:43 PM |
| janeybooboo | $25.00 | 7/12/2011 8:08:21 PM |
| janeybooboo | $45.00 | 7/12/2011 8:08:42 PM |
| wwialnlgy | $100.00 | 7/13/2011 9:07:55 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:44:13 PM |
| Pickmar | $25.00 | 7/14/2011 4:46:22 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:54 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:46:10 PM |
| elvisloans | $25.00 | 7/15/2011 6:24:38 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:02 PM |
| ONECENTATATIME | $26.00 | 7/16/2011 9:56:23 AM |
| payout-achievement | $100.00 | 7/16/2011 11:17:43 AM |
| dx23h | $25.00 | 7/16/2011 9:58:18 PM |
| EngineersAlliance | $75.00 | 7/17/2011 3:34:42 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:46 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:51 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:47 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:07:26 AM |
| euphoria8 | $25.00 | 7/19/2011 10:50:19 AM |
| hostbank | $250.00 | 7/19/2011 8:03:46 PM |
| Drewkeeper | $25.00 | 7/20/2011 6:04:04 AM |
| RJN | $25.00 | 7/20/2011 7:46:14 AM |
| One-ninety-three | $25.00 | 7/20/2011 10:29:57 AM |
| market-pudding | $25.00 | 7/20/2011 3:21:06 PM |
| greenback-seagull2 | $100.00 | 7/20/2011 5:10:36 PM |
| radiant-value | $25.00 | 7/20/2011 9:24:57 PM |
| Reddy_Capital | $25.00 | 7/20/2011 11:52:40 PM |
| dayahn | $25.00 | 7/21/2011 3:18:56 PM |
| lsx7 | $100.00 | 7/21/2011 3:43:58 PM |
| let_me_retire | $25.00 | 7/21/2011 5:28:04 PM |
| patriot897 | $25.00 | 7/21/2011 11:28:08 PM |
| jpac1066 | $200.00 | 7/21/2011 8:08:36 PM |
| tech310 | $50.00 | 7/21/2011 8:48:04 PM |
| kulender | $50.00 | 7/22/2011 6:17:48 AM |
| love_what_you_do | $25.00 | 7/22/2011 12:52:07 AM |
| credit-investor5 | $50.00 | 7/22/2011 6:59:52 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:17 AM |
| best-generosity-financier | $32.73 | 7/22/2011 4:23:26 PM |
| Long-term2040 | $25.00 | 7/22/2011 2:00:41 PM |
| power-expert | $25.00 | 7/22/2011 2:39:28 PM |
| seabassx | $25.00 | 7/22/2011 4:20:50 PM |
| sri59 | $100.00 | 7/22/2011 4:59:14 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:32:10 PM |
| nickel-ferret | $25.00 | 7/22/2011 5:47:07 PM |
| Taxman44 | $11.19 | 7/22/2011 9:47:30 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 6:58:16 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:00:47 PM |
| WxChem | $25.00 | 7/22/2011 9:23:19 PM |
| tom48l | $50.00 | 7/12/2011 5:07:14 PM |
| SimpleChoice | $25.00 | 7/12/2011 5:08:05 PM |
| MarvintheMartian | $25.00 | 7/12/2011 5:08:42 PM |
| janeybooboo | $30.00 | 7/12/2011 8:08:31 PM |
| pound-balancer | $50.00 | 7/12/2011 9:54:13 PM |
| golffish2 | $25.00 | 7/13/2011 5:01:08 AM |
| jga516 | $25.00 | 7/13/2011 12:43:26 AM |
| EretzCapital | $50.00 | 7/13/2011 7:08:13 AM |
| Solid-Platinum | $50.00 | 7/13/2011 6:13:45 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:55 PM |
| rescue | $100.00 | 7/14/2011 9:14:51 AM |
| agalt | $100.00 | 7/14/2011 1:34:18 PM |
| power-defender7 | $25.00 | 7/14/2011 3:45:23 PM |
| tomdooley12520 | $25.00 | 7/14/2011 4:30:00 PM |
| pound-balancer | $50.00 | 7/14/2011 4:32:31 PM |
| exchange-dreams | $50.00 | 7/14/2011 7:24:55 PM |
| houli123 | $25.00 | 7/15/2011 3:39:11 AM |
| Peterman | $25.00 | 7/15/2011 11:00:07 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:18 PM |
| HamachiMan | $50.00 | 7/15/2011 5:08:24 PM |
| secondphase | $50.00 | 7/15/2011 7:27:30 PM |
| BxRealtor | $25.00 | 7/16/2011 12:53:22 AM |
| wild-orange | $50.00 | 7/16/2011 2:58:31 AM |
| friendinmoney | $25.00 | 7/16/2011 7:17:46 AM |
| scarlet-velvet | $25.08 | 7/17/2011 6:46:36 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:03 PM |
| tranquil-gain1 | $100.00 | 7/18/2011 12:04:02 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:34 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:14 PM |
| upbeat-finance8 | $25.00 | 7/19/2011 5:00:04 PM |
| indomart | $50.00 | 7/20/2011 1:24:54 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:40 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:56 PM |
| Moneypenny6 | $25.00 | 7/21/2011 7:04:52 AM |
| buffalobills | $25.00 | 7/21/2011 10:12:37 AM |
| virtuous-repayment | $25.00 | 7/21/2011 5:43:10 PM |
| Nusk | $25.00 | 7/21/2011 11:34:55 PM |
| Oak-Parker | $25.00 | 7/21/2011 7:12:05 PM |
| damage | $25.00 | 7/22/2011 8:04:32 AM |
| jazzlender | $50.00 | 7/22/2011 8:46:06 AM |
| radforj22 | $25.00 | 7/22/2011 7:54:36 AM |
| neutrino6 | $25.00 | 7/22/2011 10:07:34 AM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:38 AM |
| dfealk | $100.00 | 7/22/2011 9:41:05 AM |
| SolarMoonshine | $25.00 | 7/22/2011 10:06:22 AM |
| credit-coach118 | $30.00 | 7/22/2011 10:01:30 AM |
| EJO | $25.00 | 7/22/2011 10:05:27 AM |
| dkl | $50.00 | 7/22/2011 10:26:20 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:08 AM |
| drluong | $50.00 | 7/22/2011 2:10:30 PM |
| Iwillhuntyoudown | $25.00 | 7/22/2011 2:19:23 PM |
| beachbum22 | $25.00 | 7/22/2011 5:15:35 PM |
| entertaining-greenback2 | $25.00 | 7/22/2011 7:37:53 PM |
| janeybooboo | $25.00 | 7/22/2011 8:19:44 PM |
| mex_invests | $25.00 | 7/22/2011 8:35:30 PM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
516251
This series of Notes was issued and sold upon the funding of the borrower loan #51588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $351.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 10 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,824 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| generosity-mole6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
People Who Need People
Purpose of loan: Finalize Patent
This loan will be used to...Finalize my provisional patent and pay off expenses accumulated from my daughter's wedding.
My financial situation: Fair. I declared bankruptcy in May 2007 because I trusted a "friend" but was able to discharge in December 2010. Throughout the bankruptcy I paid my two car loans, my rent and American Express bills on time. It was a humbling experience.
I am a good candidate for this loan because...I want to buy a house and my good credit is the only way I will get one. I have a good job that I love and I make good money. I will pay back this loan.
Monthly net income: $8473
Monthly expenses: $300
Housing: $995
Insurance: $300
Car expenses: $1000
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/13/2011 5:02:28 PM |
| ski bum | $100.00 | 7/13/2011 5:02:40 PM |
| pnace | $50.00 | 7/13/2011 5:03:14 PM |
| Bill88 | $25.00 | 7/14/2011 8:00:22 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:07 PM |
| wwialnlgy | $100.00 | 7/15/2011 5:12:41 PM |
| credit-kahuna | $75.00 | 7/15/2011 2:59:30 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:25 PM |
| enchanted-truth264 | $25.00 | 7/16/2011 9:02:15 PM |
| seabass123 | $25.00 | 7/17/2011 10:12:55 AM |
| moola-accelerator6 | $40.00 | 7/17/2011 11:32:40 AM |
| evergreen16 | $140.00 | 7/17/2011 12:37:37 PM |
| CreditBuilder2 | $100.00 | 7/17/2011 3:28:13 PM |
| refined-return922 | $25.00 | 7/17/2011 4:49:05 PM |
| saltymt | $50.00 | 7/17/2011 9:21:06 PM |
| bsmtloan | $91.81 | 7/18/2011 9:02:05 AM |
| Danylostefan | $25.00 | 7/18/2011 9:12:33 AM |
| Danylostefan | $25.00 | 7/18/2011 6:13:55 AM |
| ghinga | $25.00 | 7/18/2011 4:46:54 AM |
| economy-caper9 | $25.00 | 7/18/2011 11:39:42 AM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:17 PM |
| bullincage | $25.00 | 7/18/2011 5:08:06 PM |
| bid-carrier0 | $25.00 | 7/18/2011 5:17:16 PM |
| dudebrah | $25.00 | 7/18/2011 5:24:56 PM |
| john2218 | $25.00 | 7/18/2011 8:07:03 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:53 PM |
| vutah | $25.00 | 7/18/2011 7:59:18 PM |
| cash-cymbal | $25.00 | 7/18/2011 7:32:56 PM |
| fortytwo | $400.00 | 7/18/2011 11:07:10 PM |
| bonus-seahorse | $25.00 | 7/19/2011 1:38:19 AM |
| manatee21 | $70.00 | 7/19/2011 8:56:09 AM |
| BxRealtor | $25.00 | 7/19/2011 8:57:32 AM |
| sentimental-cash0 | $25.00 | 7/19/2011 10:25:13 AM |
| HamachiMan | $50.00 | 7/19/2011 10:57:12 AM |
| kvandivo | $25.00 | 7/19/2011 10:14:27 AM |
| saga9 | $50.00 | 7/19/2011 11:06:59 AM |
| newest-organic-rupee | $33.00 | 7/19/2011 10:19:06 AM |
| iamwhatiam | $25.00 | 7/19/2011 10:28:46 AM |
| inspired-investment8 | $100.00 | 7/19/2011 10:20:15 AM |
| innocent-income4 | $25.00 | 7/19/2011 10:30:43 AM |
| value-pouch | $25.00 | 7/19/2011 10:35:27 AM |
| calm-principal6 | $30.95 | 7/19/2011 12:00:40 PM |
| EarlyRiser | $250.00 | 7/19/2011 12:07:59 PM |
| Jim33 | $25.00 | 7/19/2011 12:08:52 PM |
| LongTail | $26.00 | 7/19/2011 12:33:44 PM |
| psycardis | $26.57 | 7/19/2011 12:48:36 PM |
| relaxation079 | $30.00 | 7/19/2011 10:59:50 AM |
| jybank | $50.00 | 7/19/2011 11:01:41 AM |
| investment-comet | $25.00 | 7/19/2011 11:24:29 AM |
| treasure-kazoo | $60.00 | 7/19/2011 11:46:45 AM |
| najmn103 | $25.00 | 7/19/2011 3:08:47 PM |
| Oak-Parker | $25.00 | 7/19/2011 12:04:21 PM |
| biofred | $25.00 | 7/19/2011 12:45:32 PM |
| reflective-openness8 | $25.02 | 7/19/2011 2:25:02 PM |
| GrooveBiz | $25.00 | 7/19/2011 2:58:01 PM |
| eker1170 | $25.00 | 7/19/2011 6:10:32 PM |
| SolarMoonshine | $100.00 | 7/19/2011 5:38:17 PM |
| marwadi-62 | $100.00 | 7/19/2011 7:50:22 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:46 PM |
| market-pudding | $25.00 | 7/20/2011 3:06:16 PM |
| indomart | $50.00 | 7/20/2011 1:23:37 PM |
| credit-investor5 | $50.00 | 7/21/2011 7:41:48 AM |
| dayahn | $25.00 | 7/21/2011 3:19:03 PM |
| diversification-enlistment | $25.00 | 7/21/2011 3:39:39 PM |
| virtuous-repayment | $25.00 | 7/21/2011 5:43:32 PM |
| tech310 | $50.00 | 7/21/2011 8:48:08 PM |
| kulender | $50.00 | 7/22/2011 6:17:51 AM |
| jazzlender | $50.00 | 7/22/2011 8:43:12 AM |
| new-discrete-camaraderi | $25.00 | 7/22/2011 2:20:17 PM |
| treasure-exchanger2 | $50.00 | 7/22/2011 4:00:09 PM |
| Castelj | $75.00 | 7/22/2011 4:57:05 PM |
| credit-maple5 | $25.00 | 7/23/2011 12:48:27 AM |
| ChewyZ | $25.00 | 7/23/2011 6:19:04 AM |
| grampy48 | $25.00 | 7/23/2011 3:58:39 AM |
| InvestForWealth | $27.92 | 7/23/2011 3:34:08 AM |
| hrubinst | $75.00 | 7/23/2011 5:47:03 AM |
| Tlk2drew | $63.89 | 7/23/2011 8:59:41 AM |
| Investor_DP | $100.00 | 7/13/2011 5:03:18 PM |
| reflective-rupee | $25.09 | 7/13/2011 7:48:40 PM |
| pearl13 | $100.00 | 7/14/2011 9:33:08 AM |
| Peterman | $25.00 | 7/15/2011 11:00:17 AM |
| RLaumeyer | $25.00 | 7/15/2011 7:46:24 PM |
| a-finance-nirvana | $25.00 | 7/16/2011 4:16:08 AM |
| ore-frontier | $40.00 | 7/17/2011 2:17:04 AM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:51 AM |
| jebber007 | $50.00 | 7/17/2011 12:20:44 PM |
| liberty-point | $50.00 | 7/17/2011 10:20:34 AM |
| availableloan | $25.00 | 7/17/2011 1:49:40 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:58 PM |
| red-favorable-basis | $25.00 | 7/17/2011 4:48:42 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:56 PM |
| sgt-schultz | $25.00 | 7/18/2011 6:02:25 AM |
| competent-p2p | $33.46 | 7/18/2011 6:44:00 AM |
| diligent-peace9 | $50.00 | 7/17/2011 9:54:27 PM |
| P2P4me | $300.00 | 7/18/2011 7:30:00 AM |
| payout-flag6 | $100.00 | 7/18/2011 8:48:31 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:45 PM |
| bid-carrier0 | $30.71 | 7/18/2011 5:19:29 PM |
| dinero-philosopher1 | $100.00 | 7/18/2011 8:50:09 PM |
| Tikibarman | $50.00 | 7/19/2011 6:55:52 AM |
| rescue | $100.00 | 7/19/2011 8:52:11 AM |
| cerebral-dollar773 | $75.00 | 7/19/2011 5:35:36 AM |
| dynamic-platinum | $25.00 | 7/19/2011 6:42:38 AM |
| secureincome | $500.00 | 7/19/2011 6:45:34 AM |
| agalt | $100.00 | 7/19/2011 8:25:51 AM |
| Christophe | $25.00 | 7/19/2011 7:50:49 AM |
| fair-payment4 | $25.00 | 7/19/2011 10:30:16 AM |
| basis-wizard8 | $50.00 | 7/19/2011 10:39:57 AM |
| benjamins-fan6 | $25.00 | 7/19/2011 9:44:25 AM |
| godfather4u | $200.00 | 7/19/2011 11:25:45 AM |
| sappy02 | $100.00 | 7/19/2011 10:21:01 AM |
| upperdeck | $25.00 | 7/19/2011 10:29:13 AM |
| elasermd | $100.00 | 7/19/2011 10:35:01 AM |
| Matt555555 | $74.98 | 7/19/2011 10:38:24 AM |
| vigorous-velocity | $100.00 | 7/19/2011 11:20:08 AM |
| liberty-genetics | $50.00 | 7/19/2011 2:05:28 PM |
| felicity-performer3 | $561.10 | 7/19/2011 2:23:32 PM |
| SNH | $200.00 | 7/19/2011 3:12:32 PM |
| alphaseek | $200.00 | 7/19/2011 12:28:02 PM |
| loyalty-czar | $50.00 | 7/19/2011 1:06:06 PM |
| baker31 | $27.00 | 7/19/2011 2:58:13 PM |
| slartibardfast | $30.00 | 7/19/2011 2:56:18 PM |
| RadCad1 | $250.00 | 7/19/2011 3:05:13 PM |
| EverettFinancial | $25.00 | 7/19/2011 3:29:57 PM |
| aztec | $50.00 | 7/19/2011 9:30:34 PM |
| jpac1066 | $50.00 | 7/19/2011 7:48:06 PM |
| hostbank | $250.00 | 7/19/2011 8:03:54 PM |
| return-rocket9 | $25.00 | 7/20/2011 10:28:22 AM |
| cr8on | $100.00 | 7/20/2011 10:43:52 PM |
| fantastic-bazaar2 | $50.00 | 7/20/2011 6:42:55 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:03 PM |
| let_me_retire | $100.00 | 7/21/2011 12:26:58 AM |
| golffish2 | $25.00 | 7/21/2011 4:13:49 AM |
| radiant-value | $25.00 | 7/20/2011 9:21:52 PM |
| golffish2 | $25.00 | 7/21/2011 9:52:32 AM |
| damage | $25.00 | 7/21/2011 11:18:20 AM |
| wealth-tremolo7 | $57.50 | 7/21/2011 4:02:55 PM |
| wealth-tremolo7 | $29.00 | 7/21/2011 4:09:18 PM |
| dfealk | $100.00 | 7/22/2011 9:41:10 AM |
| benefit-crescendo | $25.00 | 7/22/2011 10:17:09 AM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:39 AM |
| moola-economist | $201.00 | 7/22/2011 4:01:26 PM |
| secondphase | $50.00 | 7/22/2011 4:49:01 PM |
| smart-finance773 | $50.00 | 7/22/2011 6:30:29 PM |
| radforj22 | $25.00 | 7/22/2011 9:25:08 PM |
| MadHun | $200.00 | 7/22/2011 10:42:32 PM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:30 AM |
| hawaii5-0 | $75.00 | 7/23/2011 3:53:17 AM |
| worldly-investment333 | $50.00 | 7/23/2011 8:01:05 AM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
516263
This series of Notes was issued and sold upon the funding of the borrower loan #51557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $489.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 22y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,118 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-ballet8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jeffs debts
Purpose of loan: pay off credit cards
This loan will be used to...
Pay off credit cards and other personal debts
My financial situation: good I own my on home
I am a good candidate for this loan because...
I've worked for a county government for 23 years paid my house off recently.
Monthly net income: $3600.00
Monthly expenses: $2275.00
Housing: $0.00
Insurance: $75.00
Car expenses: $100.00
Utilities: $400.00
Phone, cable, internet: $150.00
Food, entertainment: $500.00
Clothing, household expenses: $250.00
Credit cards and other loans: $800.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/13/2011 9:27:29 PM |
| vine99 | $80.00 | 7/13/2011 5:01:52 PM |
| reflective-rupee | $200.09 | 7/13/2011 7:50:29 PM |
| economy-huckleberry0 | $25.00 | 7/14/2011 2:20:04 PM |
| MilitaryLending | $42.35 | 7/14/2011 6:45:12 PM |
| tnjohnso | $25.00 | 7/15/2011 6:12:14 AM |
| Investoman | $50.00 | 7/15/2011 6:49:32 AM |
| calbertrand | $25.00 | 7/15/2011 11:01:53 AM |
| orange-leverage-phoenix | $100.00 | 7/15/2011 3:55:27 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:12 PM |
| diplomatic-wealth7 | $25.00 | 7/15/2011 6:04:07 PM |
| dynrep | $200.00 | 7/17/2011 12:18:53 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:58 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:56 PM |
| CaptainCrunch | $25.00 | 7/18/2011 4:30:25 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:47 PM |
| thomas16882004 | $25.00 | 7/18/2011 11:47:26 PM |
| Weaverville | $25.00 | 7/19/2011 5:09:32 PM |
| red-power-pecan | $50.00 | 7/20/2011 7:39:28 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:35 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:37 AM |
| PleaseDontDefault | $50.00 | 7/22/2011 10:59:11 AM |
| BigBag | $25.00 | 7/22/2011 1:21:16 PM |
| refined-return922 | $25.00 | 7/22/2011 11:20:21 AM |
| SolarMoonshine | $25.00 | 7/22/2011 2:27:12 PM |
| Something-Corporate | $25.00 | 7/22/2011 3:08:34 PM |
| simeonthewhale | $25.00 | 7/22/2011 4:05:10 PM |
| godfather4u | $50.00 | 7/22/2011 12:12:52 PM |
| Fire2 | $25.00 | 7/22/2011 12:24:01 PM |
| sgt-schultz | $70.00 | 7/22/2011 12:02:25 PM |
| I-Believe-In-You | $25.22 | 7/22/2011 12:13:21 PM |
| gethsemane4 | $50.00 | 7/22/2011 4:40:42 PM |
| bibliomania | $25.00 | 7/22/2011 4:50:11 PM |
| 56bones | $100.00 | 7/22/2011 2:26:52 PM |
| Astyanax | $100.00 | 7/22/2011 4:01:22 PM |
| forceful-duty178 | $200.00 | 7/22/2011 5:15:44 PM |
| the-upbeat-p2p | $150.00 | 7/22/2011 3:06:54 PM |
| investor-007 | $200.00 | 7/22/2011 3:22:00 PM |
| ctron | $25.00 | 7/22/2011 5:20:02 PM |
| bonecrusher | $44.73 | 7/22/2011 4:31:42 PM |
| let_me_retire | $50.00 | 7/22/2011 3:43:46 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:42:26 PM |
| revenue-tsunami | $38.25 | 7/22/2011 4:29:28 PM |
| mummey | $100.00 | 7/22/2011 4:31:57 PM |
| credit-elation1 | $25.00 | 7/22/2011 6:01:49 PM |
| ddog0224 | $50.51 | 7/22/2011 6:12:19 PM |
| engaging-repayment8 | $25.33 | 7/22/2011 4:39:31 PM |
| bowler252 | $29.13 | 7/22/2011 6:38:07 PM |
| commerce-renewal | $125.00 | 7/22/2011 6:46:14 PM |
| joplinoz | $90.00 | 7/22/2011 4:51:49 PM |
| investment-cluster | $60.00 | 7/22/2011 6:54:56 PM |
| reward-dynamo | $25.00 | 7/22/2011 7:00:20 PM |
| ingenious-gold842 | $50.00 | 7/22/2011 7:16:03 PM |
| deborahz | $25.00 | 7/22/2011 5:31:49 PM |
| DasMula | $27.00 | 7/22/2011 7:27:13 PM |
| Imperativity | $25.00 | 7/22/2011 5:38:34 PM |
| 4mydaughterseducation | $47.00 | 7/22/2011 5:47:23 PM |
| availableloan | $25.00 | 7/22/2011 5:55:14 PM |
| Control | $25.00 | 7/22/2011 5:58:35 PM |
| justasoldier | $100.00 | 7/22/2011 5:25:35 PM |
| MITPhysics | $67.52 | 7/22/2011 6:23:41 PM |
| afterhours | $25.00 | 7/22/2011 5:44:00 PM |
| lotuss4 | $25.00 | 7/22/2011 5:47:37 PM |
| Kash2010lu | $25.00 | 7/22/2011 6:56:38 PM |
| loyaltyologist | $25.00 | 7/22/2011 5:51:16 PM |
| Jon8403 | $25.88 | 7/22/2011 9:32:33 PM |
| 1randyp | $200.00 | 7/22/2011 7:10:00 PM |
| GCInvestments | $25.00 | 7/22/2011 7:19:16 PM |
| Corellia | $50.00 | 7/22/2011 6:11:57 PM |
| loss-of-control | $100.00 | 7/22/2011 7:32:45 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:26:31 PM |
| intelligent-moola1 | $25.00 | 7/22/2011 8:26:31 PM |
| justice-circuitry0 | $50.00 | 7/22/2011 9:00:19 PM |
| mighty-payout1 | $35.00 | 7/22/2011 7:26:53 PM |
| irrelevant | $25.00 | 7/23/2011 1:17:28 AM |
| Importexport | $300.00 | 7/22/2011 9:13:03 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:17 PM |
| Bob450 | $30.00 | 7/23/2011 8:29:10 AM |
| rate-sceptre | $26.79 | 7/23/2011 8:32:09 AM |
| p2ploan-sensation211 | $49.53 | 7/23/2011 9:13:51 AM |
| mammalian4 | $25.00 | 7/23/2011 1:55:06 PM |
| restless-dime | $100.00 | 7/23/2011 2:39:48 PM |
| the-enthralling-coin | $25.00 | 7/23/2011 4:18:16 PM |
| edaguy | $50.00 | 7/23/2011 2:27:29 PM |
| wlm3012 | $30.00 | 7/23/2011 12:50:02 PM |
| Tkhalaska | $25.00 | 7/23/2011 2:12:53 PM |
| principal-star | $25.00 | 7/13/2011 5:02:03 PM |
| Investor_DP | $100.00 | 7/13/2011 5:02:53 PM |
| simplelender80 | $100.00 | 7/13/2011 5:02:59 PM |
| bullish2bearish | $45.00 | 7/13/2011 5:22:57 PM |
| seanickson | $25.00 | 7/13/2011 6:33:25 PM |
| alexgalt | $25.00 | 7/13/2011 11:02:23 PM |
| pearl13 | $100.00 | 7/14/2011 3:14:01 PM |
| well-mannered-income3 | $25.00 | 7/14/2011 4:24:49 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:50:04 AM |
| leverage-monger | $25.00 | 7/15/2011 7:51:15 AM |
| frogperson | $150.00 | 7/15/2011 8:12:08 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:26 PM |
| zooom7 | $50.00 | 7/16/2011 8:30:20 AM |
| Dubbs360 | $25.00 | 7/16/2011 12:17:38 PM |
| villagers | $50.00 | 7/17/2011 10:39:56 AM |
| AlternativeCashFlow | $44.70 | 7/17/2011 4:40:44 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:50 AM |
| commanding-income774 | $25.00 | 7/18/2011 3:55:41 PM |
| kulender | $100.00 | 7/19/2011 6:32:35 PM |
| glimmering-funds2 | $25.00 | 7/20/2011 10:21:39 AM |
| SeaSkyGuy71 | $25.00 | 7/21/2011 8:31:11 PM |
| tech310 | $50.00 | 7/21/2011 8:46:08 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:02:09 PM |
| unconquerable-dedication | $25.00 | 7/22/2011 12:23:08 PM |
| supreme-hope | $25.00 | 7/22/2011 12:57:04 PM |
| diligent-peace9 | $50.00 | 7/22/2011 10:38:22 AM |
| whatreality | $29.31 | 7/22/2011 10:54:25 AM |
| blissful-finance7 | $50.00 | 7/22/2011 11:02:43 AM |
| revenue-appraiser | $25.00 | 7/22/2011 11:46:30 AM |
| MilitaryLending | $161.33 | 7/22/2011 4:24:55 PM |
| glroark | $50.00 | 7/22/2011 11:40:58 AM |
| TheCount | $25.00 | 7/22/2011 4:28:16 PM |
| pani5ue | $25.00 | 7/22/2011 4:35:49 PM |
| BigBroJake | $28.00 | 7/22/2011 12:43:58 PM |
| protector734 | $90.28 | 7/22/2011 12:58:57 PM |
| msh345 | $25.00 | 7/22/2011 4:41:32 PM |
| shawnw2 | $100.00 | 7/22/2011 1:36:11 PM |
| dollar-doughnut6 | $25.00 | 7/22/2011 4:53:06 PM |
| itskarma | $25.25 | 7/22/2011 2:15:05 PM |
| S-Master | $250.00 | 7/22/2011 2:10:51 PM |
| fortytwo | $300.00 | 7/22/2011 4:29:29 PM |
| diligent-peace9 | $25.00 | 7/22/2011 3:45:58 PM |
| Cybercusp | $25.00 | 7/22/2011 4:31:39 PM |
| market-pudding | $25.00 | 7/22/2011 4:37:38 PM |
| openness-prospector | $25.00 | 7/22/2011 7:48:17 PM |
| sweetlan | $25.07 | 7/22/2011 5:10:08 PM |
| capital-halo1 | $2,000.00 | 7/22/2011 8:00:08 PM |
| TheLoanManCan | $25.00 | 7/22/2011 8:02:52 PM |
| bmbanzai | $25.00 | 7/22/2011 8:55:57 PM |
| ore-healer6 | $32.62 | 7/22/2011 9:08:44 PM |
| Maetryx | $47.73 | 7/22/2011 7:07:08 PM |
| dedication-ninja7 | $100.00 | 7/22/2011 5:52:35 PM |
| atlmoneyman | $39.19 | 7/22/2011 7:07:47 PM |
| ritchie70 | $25.00 | 7/22/2011 6:03:33 PM |
| env | $25.00 | 7/22/2011 6:12:42 PM |
| benefit-boots | $25.00 | 7/22/2011 10:46:21 PM |
| E-B | $50.00 | 7/22/2011 9:07:23 PM |
| wealth-owner | $100.00 | 7/22/2011 9:08:39 PM |
| cell8 | $100.00 | 7/22/2011 9:20:21 PM |
| JPMorrisLegacyFund | $205.36 | 7/22/2011 9:36:02 PM |
| return-rocket9 | $25.00 | 7/22/2011 9:56:35 PM |
| bluesheep | $25.00 | 7/22/2011 9:57:28 PM |
| Lubava | $46.87 | 7/22/2011 8:13:07 PM |
| impala6464 | $200.00 | 7/22/2011 9:17:36 PM |
| Christophe | $25.00 | 7/22/2011 9:28:43 PM |
| jebber007 | $50.00 | 7/22/2011 9:30:46 PM |
| Kyileo | $25.00 | 7/22/2011 9:31:59 PM |
| credit-maverick1 | $50.00 | 7/23/2011 4:37:41 AM |
| PackFan13 | $25.00 | 7/23/2011 9:34:36 AM |
| freedom3 | $3,000.00 | 7/23/2011 8:07:19 AM |
| discrete-truth7 | $130.00 | 7/23/2011 9:13:41 AM |
| suave-dime6 | $25.00 | 7/23/2011 9:22:14 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:33 AM |
| ramsba | $50.00 | 7/23/2011 9:55:22 AM |
| crazyinjun | $37.96 | 7/23/2011 4:11:26 PM |
| Skatingbear | $100.00 | 7/23/2011 11:24:44 AM |
| kttalamo | $120.00 | 7/23/2011 12:28:57 PM |
| catnip007 | $25.43 | 7/23/2011 2:08:17 PM |
| Mocaba | $100.00 | 7/23/2011 2:36:41 PM |
| exchange-mover2 | $196.57 | 7/23/2011 5:02:49 PM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
516433
This series of Notes was issued and sold upon the funding of the borrower loan #51642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
1 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $252 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| PPME |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My First Loan - Home Improvements
Purpose of loan: Home Improvements & Renovating our bathroom.
Our financial situation:
My husband and I are fortunate enough to be able to have secure employment. He has been with the trades for 20 yrs and I have worked 10+ years at my job. We have learned how to manage our money. One revolving acct. No other credit cards.
Our bathroom is in need of help! Due to a botched renovation by a family friend, we now have to gut the bathroom and start over completely and replace everything. We have a contractor who is excellent and will do guaranteed work.
Monthly net income: $4900
Monthly expenses: (Total of below) $3780
Housing: $1100
Insurance: $200
Car expenses: $400 (just re-financed to 5% rate)
Utilities: $225
Phone, cable, internet: $225
Food, entertainment: $600
Clothing, household expenses: $250
Loans: $80
Savings: $500
Misc expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/15/2011 9:02:41 AM |
| simplelender80 | $100.00 | 7/15/2011 9:02:45 AM |
| calmfunds | $500.00 | 7/15/2011 9:36:05 AM |
| pearl13 | $100.00 | 7/15/2011 2:18:29 PM |
| otto1939 | $51.00 | 7/15/2011 2:33:58 PM |
| well-mannered-income3 | $40.00 | 7/16/2011 5:02:25 AM |
| BradP | $25.00 | 7/16/2011 12:06:34 PM |
| diplomatic-wealth7 | $25.00 | 7/17/2011 11:26:01 AM |
| villagers | $50.00 | 7/17/2011 10:40:00 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:05 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:01 PM |
| Dubbs360 | $25.00 | 7/18/2011 4:42:32 PM |
| red-power-pecan | $50.00 | 7/20/2011 7:39:30 AM |
| Rogelio48 | $25.00 | 7/21/2011 8:41:34 PM |
| Weaverville | $25.00 | 7/22/2011 10:06:59 AM |
| Rogelio48 | $25.00 | 7/22/2011 10:54:49 AM |
| amusement4 | $31.00 | 7/22/2011 10:38:23 PM |
| ramsba | $50.00 | 7/23/2011 9:55:30 AM |
| zorg77 | $25.00 | 7/23/2011 10:18:18 AM |
| edaguy | $50.00 | 7/23/2011 2:27:31 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:40 AM |
| finagler | $25.00 | 7/25/2011 3:56:53 PM |
| JustCallMePasch | $50.00 | 7/25/2011 4:17:03 PM |
| Maupinman | $53.83 | 7/25/2011 4:33:14 PM |
| balance-chestnut | $50.00 | 7/25/2011 11:52:17 AM |
| laandre | $500.00 | 7/25/2011 3:42:36 PM |
| platinum-enlightenment | $25.00 | 7/25/2011 4:00:26 PM |
| Astyanax | $100.00 | 7/25/2011 4:08:00 PM |
| umfan123 | $25.00 | 7/25/2011 4:33:18 PM |
| capital-halo1 | $1,500.00 | 7/25/2011 3:59:02 PM |
| kind-diligent-coin | $25.00 | 7/25/2011 4:10:08 PM |
| javelin0 | $75.00 | 7/25/2011 4:11:29 PM |
| nickel-hickory | $150.00 | 7/25/2011 4:35:17 PM |
| reflective-rupee | $400.09 | 7/15/2011 12:53:56 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:36 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:17 PM |
| loanman2007 | $100.00 | 7/17/2011 3:28:52 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:12 PM |
| scarlet-velvet | $25.08 | 7/17/2011 6:29:47 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:54 AM |
| natural-point1 | $25.00 | 7/18/2011 1:47:52 AM |
| dws2380 | $25.00 | 7/18/2011 10:43:42 PM |
| sgt-schultz | $35.00 | 7/19/2011 7:22:38 AM |
| Investoman | $75.00 | 7/19/2011 7:06:33 PM |
| kulender | $100.00 | 7/19/2011 6:32:38 PM |
| return-enthusiast1 | $100.00 | 7/20/2011 10:01:59 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:37 PM |
| loyalist1 | $100.00 | 7/20/2011 3:08:26 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:41 AM |
| tech310 | $50.00 | 7/21/2011 8:46:09 PM |
| luckygreen10 | $500.00 | 7/22/2011 12:03:33 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:19 PM |
| exciting-fairness | $200.00 | 7/23/2011 7:43:15 AM |
| Kaj | $35.00 | 7/24/2011 2:17:37 PM |
| Rollshaft | $25.00 | 7/25/2011 6:23:07 AM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:10 AM |
| durable-investment8 | $30.00 | 7/25/2011 9:02:08 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:28 AM |
| the-profit-oracle | $25.00 | 7/25/2011 4:33:09 PM |
| Frover | $25.00 | 7/25/2011 3:58:03 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:02 PM |
| treasure-bliss | $50.00 | 7/25/2011 4:33:13 PM |
| nickel-hickory | $100.00 | 7/25/2011 4:35:11 PM |
| kind-charming-value | $1,000.00 | 7/25/2011 4:06:54 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
516607
This series of Notes was issued and sold upon the funding of the borrower loan #51688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 38y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $96,906 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-advantage |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DayTradingPrincipals.com Marketing
Please visit DayTradingPrincipals.com. Watch quick 3 min video that details my objectives.
This loan will be used to...Purchase Video equipment and continue to develop and promote my website which is aimed at educating the 350,000+ people per month searching for Education on Day Trading.
My Spouse is an expert on the subject and I am going to market this expertise.
My financial situation:
This website will generate many times the revenue required to cover this note. I have never missed or been late on any of my obligations in more than 30 years. My current income is also sufficient to cover this note.
Monthly net income: $3792
Total Monthly expenses: $2570
Details......
Housing: $1250
Insurance: $125
Car expenses: $295
Utilities: $0 (spouse covers)
Phone, cable, internet: $0 (spouse covers)
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $0 (spouse covers)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/16/2011 2:49:40 PM |
| Investor_DP | $100.00 | 7/16/2011 12:14:03 PM |
| AlternativeCashFlow | $44.70 | 7/17/2011 4:40:46 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:58 AM |
| kingbob | $25.00 | 7/18/2011 6:39:17 PM |
| Weaverville | $25.00 | 7/19/2011 9:18:22 AM |
| simplelender80 | $100.00 | 7/16/2011 12:15:15 PM |
| jkeller4000 | $25.00 | 7/16/2011 7:14:28 PM |
| pearl13 | $50.00 | 7/17/2011 11:03:03 AM |
| worth-blanket2 | $7,005.30 | 7/19/2011 4:44:26 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
516695
This series of Notes was issued and sold upon the funding of the borrower loan #51650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| apult542 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
senbar
Purpose of loan:
This loan will be used to...I recently relocated to stay with my State Job.
My financial situation: After a flood destroyed the business I managed I filed bankrupce. I was trying to be responsible and not apply for credit until I was financially stable enough. I never abused credit in the past and prior to the the bankruptcy I had paid off a vehichle and owned a home and all credit was in very good standing. I realize that being accepted for a loan is a privilege. I want to rebuild my credit and can more than afford the payments. Lenders keep telling I need to establish new credit before I can get credit.
Monthly net income: $2096.00
Monthly expenses: $1156
Housing: $535
Insurance: $65
Car expenses: $60
Utilities: $150
Phone, cable, internet: $96
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/18/2011 9:02:14 AM |
| Reddy_Capital | $25.00 | 7/18/2011 9:27:15 PM |
| alexgalt | $25.00 | 7/18/2011 9:00:51 PM |
| reflective-rupee | $200.09 | 7/18/2011 8:28:14 PM |
| mrxtravis | $25.00 | 7/19/2011 12:32:31 AM |
| sgt-schultz | $40.00 | 7/19/2011 7:15:31 AM |
| DasMula | $40.04 | 7/19/2011 8:22:52 AM |
| worth-blanket2 | $1,609.87 | 7/19/2011 8:43:52 AM |
| simplelender80 | $100.00 | 7/18/2011 4:42:36 PM |
| RLaumeyer | $25.00 | 7/18/2011 4:01:58 PM |
| alexgalt | $25.00 | 7/18/2011 6:36:32 PM |
| fortytwo | $200.00 | 7/18/2011 11:10:39 PM |
| calimanusa | $25.00 | 7/18/2011 11:42:26 PM |
| dsgfl1 | $60.00 | 7/19/2011 4:43:21 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
516761
This series of Notes was issued and sold upon the funding of the borrower loan #51621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $1,498 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $866 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| euro-eagle9 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan
Purpose of loan:
This loan will be used to consolidate loans.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7800.00
Monthly expenses: $ 1000.00
Housing: $ 1500.00
Insurance: $ 150.00
Car expenses: $ 650.20
Utilities: $ 200.00
Phone, cable, internet: $ 195.00
Food, entertainment: $ 300.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 7/17/2011 4:00:32 PM |
| reflective-rupee | $375.09 | 7/17/2011 3:54:01 PM |
| vutah | $25.00 | 7/17/2011 4:02:58 PM |
| EngineersAlliance | $75.00 | 7/18/2011 6:38:54 AM |
| glroark | $50.00 | 7/18/2011 7:17:04 AM |
| loanman2007 | $25.00 | 7/18/2011 9:38:31 AM |
| alexgalt | $25.00 | 7/18/2011 6:37:11 PM |
| well-mannered-income3 | $30.00 | 7/18/2011 8:21:00 PM |
| first-dinero-paladin | $50.00 | 7/18/2011 9:29:32 PM |
| fuzed | $25.00 | 7/19/2011 9:02:25 AM |
| umfan123 | $25.00 | 7/19/2011 6:02:21 AM |
| Bob450 | $25.00 | 7/19/2011 7:55:43 AM |
| pearl13 | $50.00 | 7/19/2011 10:44:24 AM |
| yf99yz | $39.38 | 7/19/2011 3:39:15 PM |
| worth-blanket2 | $1,138.53 | 7/19/2011 4:44:54 PM |
| Investor_DP | $100.00 | 7/17/2011 12:02:24 PM |
| worth-blanket2 | $5,000.00 | 7/17/2011 3:20:36 PM |
| SolarMoonshine | $25.00 | 7/17/2011 6:05:47 PM |
| simplelender80 | $100.00 | 7/18/2011 4:02:04 PM |
| sgt-schultz | $40.00 | 7/19/2011 6:50:34 AM |
| DasMula | $27.00 | 7/19/2011 7:59:18 AM |
| terrific-dough6 | $50.00 | 7/19/2011 9:38:23 AM |
| nickel-hickory | $100.00 | 7/19/2011 9:44:51 AM |
| shrewd-income | $25.00 | 7/19/2011 10:43:38 AM |
| gold-cluster | $50.00 | 7/19/2011 2:59:48 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
516769
This series of Notes was issued and sold upon the funding of the borrower loan #51686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 20y 2m |
|
Amount delinquent:
| $114,872 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,942 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-strawberry0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unsecured Loan
Purpose of loan:
This loan will be used to close at settlement on home.
My financial situation:
I am a good candidate for this loan because I repay my debts in a timely manner and I currently possess the means to repay.
Monthly net income: $4451.00
Monthly expenses: $0
Housing: $1600.00
Insurance: $150.00
Car expenses: $213.00
Utilities: $460.00
Phone, cable, internet: $170.00
Food, entertainment: $100.00
Clothing, household expenses: $200
Credit cards and other loans: $162.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/18/2011 8:18:55 PM |
| villagers | $25.00 | 7/18/2011 6:14:52 PM |
| reflective-rupee | $25.09 | 7/18/2011 8:36:46 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:58 PM |
| alexgalt | $25.00 | 7/18/2011 9:01:07 PM |
| pearl13 | $50.00 | 7/19/2011 10:44:27 AM |
| leverage-monger | $55.55 | 7/19/2011 2:03:20 PM |
| simplelender80 | $100.00 | 7/19/2011 4:37:31 PM |
| Agonbiew | $100.00 | 7/20/2011 9:48:48 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 10:00:44 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:58 AM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:29 AM |
| Bob450 | $25.00 | 7/21/2011 8:19:32 AM |
| diplomatic-wealth7 | $25.00 | 7/21/2011 5:40:39 PM |
| sgt-schultz | $35.00 | 7/22/2011 6:19:06 AM |
| leverage-monger | $56.07 | 7/22/2011 9:04:52 AM |
| neutrino6 | $25.00 | 7/22/2011 10:07:22 AM |
| imlosttoo | $25.00 | 7/23/2011 3:06:57 AM |
| suave-dime6 | $25.00 | 7/23/2011 1:02:20 PM |
| eclicknsave | $25.00 | 7/24/2011 10:38:45 AM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:13 AM |
| bsh297 | $25.00 | 7/25/2011 7:39:49 AM |
| SUZYQ | $26.45 | 7/25/2011 11:35:38 AM |
| marcomnzs | $25.00 | 7/25/2011 12:10:23 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:04 PM |
| red-power-pecan | $50.00 | 7/25/2011 6:08:53 PM |
| moola-cell3 | $52.00 | 7/26/2011 12:20:54 PM |
| supersam | $200.00 | 7/26/2011 9:56:41 AM |
| worth-blanket2 | $5,000.00 | 7/19/2011 8:41:40 AM |
| worth-blanket2 | $2,500.00 | 7/19/2011 4:39:05 PM |
| Investoman | $75.00 | 7/19/2011 7:06:43 PM |
| supreme-p2p9 | $25.00 | 7/19/2011 10:30:03 PM |
| green-authentic-leverage | $25.00 | 7/20/2011 9:47:05 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:47 PM |
| tech310 | $25.00 | 7/21/2011 9:10:58 PM |
| jazzlender | $25.00 | 7/22/2011 8:44:31 AM |
| mummey | $100.00 | 7/22/2011 4:38:08 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:26 PM |
| irrelevant | $25.00 | 7/23/2011 1:17:33 AM |
| zorg77 | $25.00 | 7/23/2011 10:26:58 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:55 AM |
| mlj0671 | $25.00 | 7/23/2011 3:03:52 PM |
| Kaj | $35.00 | 7/24/2011 2:17:43 PM |
| loyalist1 | $100.00 | 7/25/2011 9:12:41 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:33 AM |
| umfan123 | $25.00 | 7/25/2011 4:56:49 PM |
| sandbreaker | $100.00 | 7/25/2011 8:44:13 PM |
| five-star-justice | $9.84 | 7/26/2011 1:45:58 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
516837
This series of Notes was issued and sold upon the funding of the borrower loan #51545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $696 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duty-kung-fu9 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Fund
Purpose of loan:
This loan will be used to...fund my wedding.
My financial situation:
I am a good candidate for this loan because...I am a hard working student with a constant flow of income from two nursing jobs and also pay bills with my fiance and his full-time job.
Monthly net income: $2000(just my average income)
Monthly expenses: $1700(may vary from month to month)
Housing: $850
Insurance: $0
Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/18/2011 9:25:50 AM |
| Investor_DP | $100.00 | 7/18/2011 9:02:12 AM |
| marinbb | $50.00 | 7/18/2011 10:38:03 AM |
| gotjack | $25.00 | 7/18/2011 4:17:13 PM |
| jkeller4000 | $25.00 | 7/18/2011 2:45:25 PM |
| diligent-peace9 | $150.00 | 7/18/2011 5:23:44 PM |
| AlternativeCashFlow | $25.70 | 7/18/2011 11:52:52 PM |
| reflective-rupee | $200.09 | 7/18/2011 8:26:59 PM |
| fortytwo | $200.00 | 7/18/2011 11:10:40 PM |
| hamster | $25.00 | 7/18/2011 10:28:07 PM |
| worth-blanket2 | $3,309.21 | 7/19/2011 8:44:15 AM |
| calmfunds | $500.00 | 7/19/2011 7:59:08 AM |
| sgt-schultz | $40.00 | 7/19/2011 7:25:46 AM |
| brightest-dignified-penny | $50.00 | 7/18/2011 4:50:49 PM |
| simplelender80 | $100.00 | 7/18/2011 5:03:30 PM |
| first-favorite-bonus9 | $25.00 | 7/18/2011 4:35:19 PM |
| MrDance123 | $25.00 | 7/19/2011 12:26:45 AM |
| kingbob | $25.00 | 7/18/2011 6:35:43 PM |
| alexgalt | $25.00 | 7/18/2011 6:36:22 PM |
| alexgalt | $25.00 | 7/18/2011 9:00:34 PM |
| greencat | $50.00 | 7/19/2011 7:24:44 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
517045
This series of Notes was issued and sold upon the funding of the borrower loan #51727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
14 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,621 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| upright-integrity459 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $6,000.00 | 7/20/2011 9:42:59 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517059
This series of Notes was issued and sold upon the funding of the borrower loan #51667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $389.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,639 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-bazaar-mole |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2009)
|
|
Principal balance:
| $7,348.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Jenya's Loan
Purpose of loan:
In 2009 I began retailing a product for the floral industry; vase sponges which hold arrangements in their place and increase longevity of floral-freshness. These sponges are manufactured in China but are hardly sold in the US; in order to improve my margins I need to buy my orders in larger bulk to create a greater in-time inventory.
My financial situation:
I have always been as responsible with finances as one can be. This past year I've earned a promotion at work and my entry salary has now been raised to $70k annually. My rent is relatively low, my car is long since paid off, and I don't carry any revolving credit card balances - NONE! My only monthly debt is my first Prosper loan - with which I have never been late or had any issues with. I am committed to my full time job and I'm also fully invested in growing my small project into a respectable business soon; this loan will help that cause!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/19/2011 9:02:34 AM |
| Feyenoord | $25.00 | 7/19/2011 9:02:40 AM |
| pnace | $40.00 | 7/19/2011 10:46:14 AM |
| pound-balancer | $100.00 | 7/19/2011 2:13:32 PM |
| janeybooboo | $200.00 | 7/19/2011 9:00:05 PM |
| pearl13 | $100.00 | 7/20/2011 3:43:35 PM |
| Leopoldine | $30.00 | 7/20/2011 6:02:24 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:26 PM |
| justasoldier | $50.00 | 7/20/2011 7:57:26 PM |
| authoritative-capital | $50.00 | 7/20/2011 9:27:24 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:35:46 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:49:10 PM |
| SolarMoonshine | $25.00 | 7/20/2011 5:59:13 PM |
| iaviate1 | $50.00 | 7/20/2011 10:10:16 PM |
| GoldenGo4 | $50.00 | 7/20/2011 6:07:49 PM |
| awesome-revenue4 | $25.00 | 7/20/2011 8:44:05 PM |
| moola-cell3 | $60.00 | 7/20/2011 10:05:11 PM |
| sgt-schultz | $25.00 | 7/21/2011 6:00:53 AM |
| self-reliant-integrity0 | $50.00 | 7/20/2011 9:34:55 PM |
| britgsb | $100.00 | 7/21/2011 1:08:01 AM |
| kukubird | $62.40 | 7/21/2011 8:22:44 AM |
| gslinv | $50.00 | 7/21/2011 6:59:17 AM |
| Jim33 | $25.00 | 7/21/2011 8:36:15 AM |
| jono9999 | $35.98 | 7/21/2011 2:02:05 PM |
| nickel-position | $50.00 | 7/21/2011 2:03:18 PM |
| Poncee | $25.00 | 7/21/2011 9:40:20 AM |
| setUup | $30.32 | 7/21/2011 2:59:46 PM |
| pnace | $25.00 | 7/21/2011 10:58:44 AM |
| red-favorable-basis | $25.00 | 7/21/2011 12:55:10 PM |
| mgking007 | $25.00 | 7/21/2011 1:37:52 PM |
| JPBank | $36.05 | 7/21/2011 1:43:46 PM |
| power-defender7 | $50.00 | 7/21/2011 2:38:09 PM |
| minista | $50.00 | 7/21/2011 2:45:13 PM |
| dayahn | $25.00 | 7/21/2011 3:19:24 PM |
| CreditBuilder2 | $50.00 | 7/21/2011 4:15:05 PM |
| Kaj | $50.00 | 7/21/2011 6:22:07 PM |
| john2218 | $25.00 | 7/21/2011 5:56:21 PM |
| MoneyTree79 | $83.88 | 7/21/2011 6:42:30 PM |
| travels536 | $25.00 | 7/21/2011 6:04:33 PM |
| income-buffalo1 | $400.00 | 7/21/2011 7:02:07 PM |
| Veets | $100.00 | 7/21/2011 6:47:21 PM |
| ocifer50 | $25.00 | 7/22/2011 5:48:12 AM |
| profitable-return5 | $30.00 | 7/22/2011 5:56:18 AM |
| bold-worth-vinyl | $29.00 | 7/21/2011 11:03:29 PM |
| IIP77 | $25.00 | 7/22/2011 1:35:44 AM |
| YellowJacket | $25.00 | 7/22/2011 7:48:47 AM |
| Tscheddar | $25.00 | 7/22/2011 9:57:00 AM |
| jazzlender | $50.00 | 7/22/2011 8:35:52 AM |
| blissful-finance7 | $25.00 | 7/22/2011 10:22:57 AM |
| persistent-funds9 | $25.00 | 7/22/2011 10:06:32 AM |
| basejump0 | $25.00 | 7/22/2011 10:29:51 AM |
| duty-accomplishment | $25.00 | 7/22/2011 10:31:41 AM |
| mg6619 | $50.00 | 7/22/2011 10:57:24 AM |
| kewgdns | $50.00 | 7/22/2011 1:49:58 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:21:34 PM |
| godfather4u | $300.00 | 7/22/2011 12:05:52 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:14:02 PM |
| msh345 | $25.00 | 7/22/2011 4:39:06 PM |
| income-awakening6 | $25.00 | 7/22/2011 12:20:33 PM |
| five-star-bonus6 | $124.11 | 7/22/2011 5:06:16 PM |
| Solid-Platinum | $100.00 | 7/22/2011 5:33:51 PM |
| fragonardlives | $25.00 | 7/22/2011 4:06:58 PM |
| ezrloan | $50.00 | 7/22/2011 4:39:01 PM |
| Syzygy | $25.00 | 7/22/2011 4:42:59 PM |
| simiray | $35.00 | 7/22/2011 4:55:43 PM |
| SteadyOne | $42.85 | 7/22/2011 4:51:24 PM |
| rockwild | $46.00 | 7/22/2011 7:31:32 PM |
| loss-of-control | $75.00 | 7/22/2011 7:36:11 PM |
| The_Swafford_Group | $100.00 | 7/22/2011 5:56:31 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:06:03 PM |
| 1randyp | $150.00 | 7/22/2011 7:36:11 PM |
| debt-system880 | $25.00 | 7/22/2011 7:36:54 PM |
| jmeasn | $500.00 | 7/22/2011 10:50:20 PM |
| elasermd | $100.00 | 7/22/2011 7:11:35 PM |
| GCInvestments | $25.00 | 7/22/2011 7:14:06 PM |
| balanced-agreement0 | $75.00 | 7/22/2011 8:48:43 PM |
| j2ee | $25.00 | 7/22/2011 8:52:33 PM |
| wealth-owner | $100.00 | 7/22/2011 9:03:09 PM |
| MadHun | $300.00 | 7/22/2011 10:28:28 PM |
| vtr1000 | $25.25 | 7/22/2011 8:24:56 PM |
| honeybee11 | $100.00 | 7/23/2011 4:03:11 AM |
| ToweringDan | $50.00 | 7/23/2011 12:27:55 AM |
| income-buddy7 | $100.00 | 7/23/2011 6:21:41 AM |
| RoyFauntleroy | $50.00 | 7/23/2011 8:33:10 AM |
| acsej | $25.00 | 7/23/2011 8:50:17 AM |
| 77dowplace | $25.00 | 7/23/2011 8:56:42 AM |
| natural-platinum | $600.00 | 7/23/2011 9:12:44 AM |
| red-dime-solo | $325.00 | 7/23/2011 7:24:17 AM |
| reliable-silver7 | $50.00 | 7/23/2011 5:45:17 AM |
| SpotLending | $100.00 | 7/23/2011 8:39:36 AM |
| kc8fot | $100.00 | 7/23/2011 8:44:48 AM |
| greatwhiteninja | $50.00 | 7/23/2011 7:57:57 AM |
| objective-investor | $200.00 | 7/23/2011 8:10:23 AM |
| hellasow | $75.00 | 7/23/2011 8:48:25 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:05 PM |
| investment-artist | $25.01 | 7/19/2011 9:02:29 AM |
| organized-payment6 | $50.00 | 7/19/2011 9:02:31 AM |
| indomitable-coin | $25.00 | 7/19/2011 11:34:14 AM |
| JustMee | $25.00 | 7/19/2011 2:55:08 PM |
| hostbank | $250.00 | 7/19/2011 8:04:18 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:07 PM |
| crippledcircus | $50.00 | 7/20/2011 6:00:20 PM |
| blissful-cash3 | $250.00 | 7/20/2011 10:22:37 PM |
| einstein | $200.00 | 7/20/2011 7:42:37 PM |
| mbf2234 | $25.00 | 7/21/2011 2:36:18 AM |
| nbah123 | $50.00 | 7/20/2011 10:04:34 PM |
| momentous-coin | $100.00 | 7/20/2011 10:06:26 PM |
| Leshan | $100.00 | 7/21/2011 6:40:53 AM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:49 PM |
| availableloan | $25.00 | 7/21/2011 7:15:59 AM |
| market-pudding | $25.00 | 7/21/2011 7:20:15 AM |
| mtb06 | $25.00 | 7/21/2011 8:34:04 AM |
| dime-vista2 | $25.00 | 7/21/2011 1:19:15 PM |
| melodious-fairness | $100.00 | 7/21/2011 10:22:41 AM |
| first-serene-credit | $25.00 | 7/21/2011 10:43:04 AM |
| platinum-rapture6 | $250.00 | 7/21/2011 4:25:09 PM |
| FinanceEngine | $50.00 | 7/21/2011 4:59:14 PM |
| whitebalcony | $99.13 | 7/21/2011 7:22:09 PM |
| bazaar-hyperdrive3 | $1,000.00 | 7/21/2011 5:13:07 PM |
| briantrader21 | $25.00 | 7/21/2011 6:02:21 PM |
| Lubava | $115.00 | 7/21/2011 6:51:12 PM |
| Elbanko | $50.00 | 7/22/2011 2:59:06 AM |
| BLKLOC11 | $50.00 | 7/21/2011 9:55:39 PM |
| corndog4000 | $100.00 | 7/22/2011 2:31:10 AM |
| chris-heretoinvest | $25.00 | 7/22/2011 8:13:18 AM |
| JagFan | $100.00 | 7/22/2011 4:32:10 AM |
| unrivaled-gain8 | $50.00 | 7/22/2011 5:56:04 AM |
| economy-popcorn | $25.00 | 7/22/2011 6:54:18 AM |
| chameleon125 | $50.00 | 7/22/2011 6:36:09 AM |
| maximizer | $30.00 | 7/22/2011 7:19:55 AM |
| keichi03 | $35.00 | 7/22/2011 7:25:37 AM |
| jescowa | $50.00 | 7/22/2011 9:57:25 AM |
| toocautious | $50.00 | 7/22/2011 8:35:13 AM |
| ect_2k20 | $25.00 | 7/22/2011 9:21:04 AM |
| whatreality | $25.00 | 7/22/2011 10:55:19 AM |
| dfealk | $100.00 | 7/22/2011 9:38:02 AM |
| Pakse | $25.00 | 7/22/2011 9:13:32 AM |
| RLaumeyer | $25.00 | 7/22/2011 10:07:43 AM |
| kyomoon | $50.00 | 7/22/2011 10:14:36 AM |
| reflective-rupee | $25.09 | 7/22/2011 1:57:12 PM |
| jrhinomo | $44.25 | 7/22/2011 11:02:32 AM |
| infomas | $67.23 | 7/22/2011 11:18:55 AM |
| djalan | $47.55 | 7/22/2011 11:46:31 AM |
| adventurous-commerce | $50.00 | 7/22/2011 12:01:57 PM |
| shmb6508 | $200.00 | 7/22/2011 11:42:44 AM |
| brit11 | $75.00 | 7/22/2011 4:29:37 PM |
| fortytwo | $400.00 | 7/22/2011 4:33:13 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:44:59 PM |
| cocopuffs | $25.00 | 7/22/2011 1:43:16 PM |
| TelegramSam | $25.00 | 7/22/2011 1:31:58 PM |
| julijask | $50.00 | 7/22/2011 4:56:18 PM |
| auction-seeker4 | $25.00 | 7/22/2011 3:46:07 PM |
| wwialnlgy | $100.00 | 7/22/2011 5:57:11 PM |
| paperbuyers | $25.00 | 7/22/2011 4:45:10 PM |
| kind-forthright-repayment | $350.00 | 7/22/2011 6:53:58 PM |
| cash-cymbal | $25.00 | 7/22/2011 5:46:39 PM |
| Minnvestor | $50.00 | 7/22/2011 6:14:34 PM |
| value-sequoia8 | $60.00 | 7/22/2011 6:22:20 PM |
| BankOfBjoltus | $50.00 | 7/22/2011 8:38:37 PM |
| upc_tnt | $25.00 | 7/22/2011 11:20:52 PM |
| thrilling-wealth556 | $50.00 | 7/22/2011 7:50:52 PM |
| credit-kahuna | $50.00 | 7/22/2011 9:07:02 PM |
| Kyileo | $25.00 | 7/22/2011 9:37:26 PM |
| return-blueberry383 | $2,500.00 | 7/23/2011 5:18:22 AM |
| DasMula | $27.00 | 7/23/2011 6:03:17 AM |
| Feyenoord | $25.00 | 7/22/2011 10:37:38 PM |
| xlch | $25.00 | 7/23/2011 6:30:08 AM |
| hope-lionheart1 | $25.00 | 7/22/2011 11:20:11 PM |
| mcabery | $150.00 | 7/23/2011 3:12:32 AM |
| orange-influential-credit | $50.00 | 7/23/2011 8:11:09 AM |
| mmullen2 | $30.00 | 7/23/2011 5:10:36 AM |
| FinDoc | $25.00 | 7/23/2011 6:08:47 AM |
| commitment-orca7 | $266.00 | 7/23/2011 6:11:37 AM |
| Engineer44 | $32.00 | 7/23/2011 3:12:25 AM |
| s270 | $25.00 | 7/23/2011 4:58:08 AM |
| miboymat | $25.00 | 7/23/2011 9:22:08 AM |
| gilbrear | $25.00 | 7/23/2011 5:42:07 AM |
| amint17 | $50.00 | 7/23/2011 8:17:55 AM |
| autodidact42 | $70.00 | 7/23/2011 6:30:56 AM |
| theloanfiller | $30.00 | 7/23/2011 7:17:19 AM |
| invest-in-ed | $200.00 | 7/23/2011 9:12:21 AM |
| benefit-trident | $25.00 | 7/23/2011 7:58:38 AM |
| CBO-Enterprise | $200.00 | 7/23/2011 8:36:46 AM |
| 3_boyz | $75.00 | 7/23/2011 9:20:24 AM |
| MoneyForNothing | $5.90 | 7/23/2011 9:23:38 AM |
| 185 Investments
|
Borrower Payment Dependent Notes Series
517135
This series of Notes was issued and sold upon the funding of the borrower loan #51738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,414 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-elevated-worth |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate remaining credit cards into one monthly payment. There will be no credit cards with a remaining balance. Credit Cards will be closed slowly over the next 6 months to increase credit score.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. Additionally, I have paid off bills due to emergency home improvements and paid off 7 out of 9 credit cards. All others have zero balances.
Monthly net income: $4200
Monthly expenses: $2800
Housing: $835
Insurance: $25
Car expenses: $60
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $12000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/21/2011 7:47:24 AM |
| indomitable-coin | $25.00 | 7/20/2011 5:07:28 PM |
| janeybooboo | $150.00 | 7/20/2011 7:13:25 PM |
| bullish2bearish | $75.00 | 7/20/2011 8:03:46 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:53 PM |
| reflective-rupee | $500.09 | 7/21/2011 6:37:27 AM |
| Bank_Of_XL | $25.00 | 7/21/2011 6:04:20 AM |
| worth-blanket2 | $7,500.00 | 7/21/2011 9:31:00 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:05 AM |
| megich06 | $50.00 | 7/21/2011 12:32:17 PM |
| market-pudding | $25.00 | 7/21/2011 2:25:09 PM |
| credit-coach118 | $25.00 | 7/21/2011 5:01:43 PM |
| loanman2007 | $225.00 | 7/22/2011 6:17:12 AM |
| houli123 | $250.00 | 7/22/2011 1:37:38 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:26 AM |
| pearl13 | $100.00 | 7/22/2011 9:07:10 AM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:39 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:18:42 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:56 PM |
| GElender | $25.00 | 7/22/2011 5:47:00 PM |
| grampy48 | $25.00 | 7/23/2011 4:08:01 AM |
| benefit-trident | $25.00 | 7/23/2011 8:16:23 AM |
| investment-cluster | $40.00 | 7/23/2011 12:33:33 PM |
| wlm3012 | $30.00 | 7/23/2011 1:04:00 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:37 PM |
| fireferd | $25.00 | 7/24/2011 8:20:11 AM |
| RyanTH9893 | $25.00 | 7/24/2011 4:59:17 AM |
| leverage-dolphin | $27.00 | 7/25/2011 6:48:34 AM |
| moola-monger9 | $50.00 | 7/25/2011 12:25:38 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:37 AM |
| friendinmoney | $25.00 | 7/25/2011 4:25:06 PM |
| wwialnlgy | $100.00 | 7/25/2011 5:12:27 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:05 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:38:14 PM |
| jstnow | $25.00 | 7/25/2011 9:13:21 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:36 PM |
| economy-beast | $50.00 | 7/26/2011 1:29:01 AM |
| excellent-loan8 | $25.00 | 7/26/2011 12:33:08 PM |
| mike279766 | $26.00 | 7/26/2011 12:37:26 PM |
| neutrino6 | $25.00 | 7/26/2011 1:03:16 PM |
| Astyanax | $125.00 | 7/26/2011 1:19:30 PM |
| jpac1066 | $100.00 | 7/26/2011 1:35:12 PM |
| fireferd | $30.00 | 7/26/2011 10:21:39 AM |
| five-star-justice | $25.00 | 7/26/2011 1:42:31 PM |
| deal-banker | $79.85 | 7/26/2011 1:51:45 PM |
| ptclender | $100.00 | 7/26/2011 12:00:38 PM |
| vigilance-searcher | $25.00 | 7/26/2011 12:05:17 PM |
| giggyman | $50.00 | 7/26/2011 10:06:17 AM |
| funds-juniper | $25.00 | 7/26/2011 1:33:45 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:16:29 PM |
| moola-cell3 | $55.00 | 7/26/2011 12:19:35 PM |
| janeybooboo | $25.00 | 7/26/2011 1:43:57 PM |
| mad-scientist418 | $36.16 | 7/26/2011 1:15:54 PM |
| Leopoldine | $25.00 | 7/26/2011 2:40:40 PM |
| profit-powerplant | $25.00 | 7/21/2011 11:58:40 AM |
| Whipster | $30.00 | 7/26/2011 5:27:18 AM |
| CaptainBL | $50.00 | 7/20/2011 7:16:33 PM |
| pnace | $50.00 | 7/21/2011 9:08:47 AM |
| buffalobills | $25.00 | 7/21/2011 10:13:21 AM |
| dayahn | $25.00 | 7/21/2011 3:19:30 PM |
| vutah | $25.00 | 7/21/2011 7:53:03 PM |
| tech310 | $50.00 | 7/21/2011 8:48:18 PM |
| pythia | $25.00 | 7/21/2011 5:59:32 PM |
| BLKLOC11 | $25.00 | 7/21/2011 10:08:14 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:21:42 AM |
| Solid-Platinum | $50.00 | 7/22/2011 12:38:14 AM |
| luckygreen10 | $500.00 | 7/22/2011 12:13:32 PM |
| golffish2 | $25.00 | 7/22/2011 12:09:11 PM |
| orangefob7 | $26.26 | 7/22/2011 5:23:27 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:37:08 PM |
| loss-of-control | $100.00 | 7/22/2011 7:47:56 PM |
| exciting-fairness | $200.00 | 7/23/2011 7:41:21 AM |
| DasMula | $27.00 | 7/23/2011 7:20:31 AM |
| Peterman | $25.00 | 7/23/2011 10:20:53 AM |
| epall | $25.00 | 7/23/2011 9:20:21 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:09 AM |
| CaptainBlueberry | $25.00 | 7/24/2011 5:37:46 AM |
| Coastielender09 | $26.32 | 7/23/2011 9:25:24 PM |
| Wangchuk | $35.01 | 7/24/2011 9:09:27 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:48 PM |
| basejump0 | $25.00 | 7/24/2011 10:34:50 PM |
| blLending | $25.00 | 7/25/2011 8:03:09 AM |
| whitegold24k | $250.00 | 7/24/2011 9:35:21 PM |
| Investoman | $500.00 | 7/24/2011 6:35:26 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:12 PM |
| wkeboarder21 | $50.00 | 7/25/2011 5:25:48 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:07 PM |
| _NaLNaBB | $200.00 | 7/25/2011 11:11:20 AM |
| damage | $25.00 | 7/25/2011 11:20:46 AM |
| penny-champ5 | $25.00 | 7/25/2011 9:29:31 PM |
| rockhound84 | $25.00 | 7/26/2011 1:34:10 AM |
| let_me_retire | $50.00 | 7/26/2011 12:24:25 PM |
| itskarma | $25.25 | 7/26/2011 1:13:20 PM |
| Truckie-FD | $45.00 | 7/26/2011 1:21:38 PM |
| rate-american | $100.00 | 7/26/2011 10:17:53 AM |
| CSAworker | $25.00 | 7/26/2011 1:49:42 PM |
| SNH | $100.00 | 7/26/2011 2:01:53 PM |
| debt-legend | $25.00 | 7/26/2011 12:01:02 PM |
| boss520 | $50.00 | 7/26/2011 12:08:08 PM |
| the-pure-cash | $100.00 | 7/26/2011 12:42:53 PM |
| dough-hammock | $25.00 | 7/26/2011 2:35:16 PM |
| radforj22 | $25.00 | 7/26/2011 2:37:28 PM |
| samurai2 | $50.00 | 7/26/2011 10:49:37 AM |
| toomanyfishtanks | $25.00 | 7/26/2011 1:23:36 PM |
| barflyer | $25.00 | 7/26/2011 12:21:49 PM |
| janeybooboo | $25.00 | 7/26/2011 1:43:50 PM |
| seajab | $26.13 | 7/26/2011 1:03:08 PM |
| castlwizz | $25.00 | 7/26/2011 1:06:39 PM |
| wealth-tremolo7 | $57.50 | 7/26/2011 1:10:38 PM |
| leverage-monger | $25.00 | 7/26/2011 2:38:46 PM |
| fortytwo | $200.00 | 7/26/2011 2:42:57 PM |
| unconquerable-dedication | $25.00 | 7/26/2011 1:23:09 PM |
| hookUup | $29.32 | 7/26/2011 1:36:00 PM |
| GolfPro2006 | $25.00 | 7/26/2011 2:07:16 PM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
517169
This series of Notes was issued and sold upon the funding of the borrower loan #51608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 17y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,452 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-expert934 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 95% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 5% )
| 680-699
(Sep-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt Consolidation
This loan will be used to pay off two of my credit cards and one line of credit loan. Approximately 1300 will be used for miscellaneous expenses related to my 2004 vehicle. My financial situation: pretty secure. I have worked for the same employer for almost 18 years, I am working on improving my credit scores by paying off credit card and loan accounts that have high interest. My husband & I share the house basic expenses by contributing 1300 each to a joint acct. The remainder are paid by me. I am hoping to get a loan around 10-11%.
Monthly net income: $5200
Monthly expenses: $4000
Housing: $1300./Monthly but will increase $800/Mo in Nov. 2011
Insurance: $78.85
Car expenses: $495.00
Utilities: $350
Phone, cable, internet: $400
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $1100
Other expenses: $1009/Student Loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Malkial | $25.00 | 7/19/2011 5:07:07 PM |
| platinum-sorcerer6 | $25.00 | 7/19/2011 5:07:02 PM |
| top-courteous-peso | $75.00 | 7/19/2011 5:02:09 PM |
| imlosttoo | $25.00 | 7/19/2011 5:07:08 PM |
| jdrez | $25.00 | 7/19/2011 5:07:11 PM |
| lloyd_s | $50.00 | 7/19/2011 5:07:18 PM |
| worth-blanket2 | $6,625.00 | 7/19/2011 5:08:31 PM |
| Investor_DP | $100.00 | 7/19/2011 5:02:09 PM |
| pnace | $50.00 | 7/19/2011 5:02:16 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
517179
This series of Notes was issued and sold upon the funding of the borrower loan #51634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,620.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $106.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 11m |
|
Amount delinquent:
| $202 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $265 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mm0979 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
First month rent and security
Purpose of loan: apartment.
This loan will be used to pay down my security and 1 month rent of new apartment. I applied to this apartment complex in Feb 2011 and the leasing office sent me a letter stating that theres a waiting list and if I'm still interested in apartment to write them back in Nov 2011. But, to my surprise I was called in for an interview today. And they gave me the apartment. I have to give them payment by Aug 29.
My financial situation:
I am a good candidate for this loan because Im currently in the process of building my credit, and im very careful as to picking up new debt. I've worked very hard to pay off my debt and reaching the level Im in now. I just need help with this one
Monthly net income: $ 3237.00
Monthly expenses: $ 1213
Housing: $ 750.00
Insurance: $ 168.00
Car expenses: $ 80.00
Utilities: $0
Phone, cable, internet: $ 150.00
Food, entertainment: $ 200.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/19/2011 9:33:33 PM |
| Investoman | $75.00 | 7/19/2011 7:06:52 PM |
| foothillender | $25.00 | 7/20/2011 7:52:12 AM |
| pearl13 | $50.00 | 7/20/2011 10:07:23 AM |
| BradP | $25.00 | 7/20/2011 6:03:50 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:06 AM |
| golden-velocity9 | $25.00 | 7/21/2011 3:49:52 PM |
| sgt-schultz | $35.00 | 7/22/2011 6:25:28 AM |
| Astyanax | $85.00 | 7/22/2011 3:59:46 PM |
| honorable-yield | $25.00 | 7/22/2011 4:28:12 PM |
| gethsemane4 | $50.00 | 7/22/2011 4:38:37 PM |
| let_me_retire | $100.00 | 7/22/2011 3:39:50 PM |
| ITExec | $100.00 | 7/22/2011 4:32:44 PM |
| msh345 | $25.00 | 7/22/2011 4:36:46 PM |
| NOWRFST | $38.26 | 7/22/2011 4:04:44 PM |
| peso-tostada | $100.00 | 7/22/2011 4:37:32 PM |
| mmccoy26 | $32.24 | 7/22/2011 4:19:17 PM |
| dudebrah | $25.00 | 7/22/2011 4:29:01 PM |
| fortytwo | $400.00 | 7/22/2011 4:38:07 PM |
| LongJohn4263 | $25.00 | 7/22/2011 4:44:27 PM |
| payout-hammock1 | $50.00 | 7/20/2011 8:17:23 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:52 PM |
| reflective-rupee | $200.09 | 7/20/2011 10:18:58 AM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:35 AM |
| simplelender80 | $100.00 | 7/21/2011 12:47:08 PM |
| diplomatic-wealth7 | $25.00 | 7/21/2011 5:40:44 PM |
| well-rounded-payout0 | $50.00 | 7/22/2011 12:57:20 AM |
| glenium | $25.00 | 7/22/2011 3:06:32 AM |
| SolarMoonshine | $25.00 | 7/22/2011 3:38:30 AM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:00 AM |
| fragonardlives | $25.00 | 7/22/2011 4:08:44 PM |
| mummey | $100.00 | 7/22/2011 4:31:20 PM |
| interstellar | $75.00 | 7/22/2011 4:43:46 PM |
| Bob450 | $25.00 | 7/22/2011 4:55:07 PM |
| ursus | $150.00 | 7/22/2011 4:58:09 PM |
| radiant-bazaar1 | $2.69 | 7/22/2011 5:01:53 PM |
| Cybercusp | $25.00 | 7/22/2011 4:33:10 PM |
| blissful-finance7 | $50.00 | 7/22/2011 4:39:31 PM |
| seabassx | $25.00 | 7/22/2011 4:19:14 PM |
| head | $25.00 | 7/22/2011 4:32:21 PM |
| gulch | $26.72 | 7/22/2011 4:33:04 PM |
| market-pudding | $25.00 | 7/22/2011 4:38:03 PM |
| building_community | $50.00 | 7/22/2011 4:39:27 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:51:20 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
517225
This series of Notes was issued and sold upon the funding of the borrower loan #51658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 5m |
|
Amount delinquent:
| $70 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,935 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truly_grateful_1 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please help me get out of the trap
Purpose of loan: Payday loan elimination
This loan will be used to...Pay off payday loan that I have had to borrow every month for 6 months now.
My financial situation: I am in good financial shape other than this one loan hanging over my head.
I am a good candidate for this loan because...I WILL not miss a payment. I have good income, low bills, and NO reason to not pay it.
Monthly net income: $2179
Monthly expenses: $1664
Housing: $750
Insurance: $50
Car expenses: $60
Utilities: $61
Phone, cable, internet: $79
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $214
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/21/2011 10:49:59 PM |
| payout-flag6 | $50.00 | 7/21/2011 9:01:59 AM |
| pnace | $25.00 | 7/21/2011 11:02:03 AM |
| Oak-Parker | $25.00 | 7/21/2011 7:08:48 PM |
| ryreesado | $25.00 | 7/21/2011 9:02:10 PM |
| 1traveler | $25.00 | 7/21/2011 6:58:35 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:03 AM |
| luvlending | $25.00 | 7/21/2011 10:42:37 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:24:36 AM |
| capital-investor8 | $250.00 | 7/22/2011 7:49:28 AM |
| pearl13 | $133.97 | 7/22/2011 9:01:05 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:19 AM |
| first-lovely-dollar | $100.00 | 7/22/2011 6:24:10 AM |
| thankful-nickel2 | $25.00 | 7/22/2011 7:42:22 AM |
| Schecky | $50.00 | 7/22/2011 7:53:10 AM |
| EJO | $25.00 | 7/22/2011 10:05:13 AM |
| jazzlender | $25.00 | 7/22/2011 8:53:08 AM |
| neutrino6 | $25.00 | 7/22/2011 10:08:11 AM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:40 AM |
| awesome-yield7 | $122.14 | 7/22/2011 1:44:43 PM |
| jennifer55126 | $25.00 | 7/22/2011 10:48:48 AM |
| TomDalonajay | $25.00 | 7/21/2011 9:32:08 AM |
| Bank42 | $25.00 | 7/21/2011 9:52:16 AM |
| dayahn | $25.00 | 7/21/2011 3:19:33 PM |
| centicorlending | $25.00 | 7/21/2011 3:38:06 PM |
| johnyv40 | $40.00 | 7/21/2011 10:42:12 AM |
| cash-mad-scientist3 | $25.00 | 7/21/2011 11:02:01 AM |
| peace-cell2 | $25.08 | 7/21/2011 11:29:45 AM |
| balance-transformer3 | $50.00 | 7/21/2011 4:39:42 PM |
| compassionate-asset8 | $30.75 | 7/21/2011 3:35:06 PM |
| r48 | $32.00 | 7/21/2011 5:39:44 PM |
| a-restless-dollar | $50.00 | 7/21/2011 9:27:45 PM |
| imdave4me | $75.00 | 7/22/2011 8:14:56 AM |
| shrewd-income | $50.00 | 7/22/2011 9:15:58 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:30 AM |
| g-mak-fund | $25.00 | 7/22/2011 7:43:26 AM |
| capital-champion1 | $25.00 | 7/22/2011 8:28:18 AM |
| orbital-return316 | $25.00 | 7/22/2011 9:24:06 AM |
| building_pennies | $25.00 | 7/22/2011 10:51:03 AM |
| damage | $25.00 | 7/22/2011 10:53:01 AM |
| johnyv40 | $41.06 | 7/22/2011 12:41:46 PM |
| janeybooboo | $50.00 | 7/22/2011 11:44:10 AM |
| indomitable-coin | $25.00 | 7/22/2011 12:57:03 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
517269
This series of Notes was issued and sold upon the funding of the borrower loan #51742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,571 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sweett2u |
Borrower's state:
| Maryland |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 1
( 3% )
| 740-759
(Aug-2009)
640-659
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Property Taxes
Purpose of loan:
This loan will be used to pay property taxes.
My financial situation:
I am a good candidate for this loan because I have had a loan before which was paid on time with no missed payments. I also believe if you borrow money you should pay it back.
Monthly net income: $3934
Monthly expenses: $3386
Housing: $1127
Insurance: $230
Car expenses: $204
Utilities: $215
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrxtravis | $25.00 | 7/25/2011 9:01:53 AM |
| reflective-rupee | $200.09 | 7/25/2011 9:02:40 AM |
| credit-missile | $25.00 | 7/25/2011 9:04:23 AM |
| fascinating-generosity3 | $200.00 | 7/25/2011 9:05:17 AM |
| golffish2 | $25.00 | 7/25/2011 9:07:09 AM |
| LittleMingo | $29.00 | 7/25/2011 9:03:35 AM |
| 312-Lender | $40.00 | 7/25/2011 9:01:52 AM |
| golffish2 | $25.00 | 7/25/2011 9:03:09 AM |
| loanman2007 | $95.90 | 7/25/2011 9:08:18 AM |
| investment-artist | $25.01 | 7/25/2011 9:02:33 AM |
| kind-charming-value | $1,000.00 | 7/25/2011 9:00:54 AM |
| credit-missile | $110.00 | 7/25/2011 9:03:58 AM |
| reflective-rupee | $200.00 | 7/25/2011 9:06:57 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
517279
This series of Notes was issued and sold upon the funding of the borrower loan #51632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $179.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 9m |
|
Amount delinquent:
| $4,205 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,913 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-tamarack4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
|
Principal balance:
| $2,377.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Lowering interest rate
Purpose of loan:
I will be using this loan to refinance my original high interest rate loan as well as combine the balance with an existing equipment loan.
My financial situation:
I haven't missed any payments on the previous prosper loan I took out that I am now looking to refinance and often I paid more than the minimum balance due. I am now living in a combined income situation.
Monthly net income: $ 3500
Monthly expenses: $1600
Housing: $ 750
Insurance: $ 102
Car expenses: $ 60
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $ 600
Clothing, household expenses: $65
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,900.00 | 7/22/2011 5:03:48 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517353
This series of Notes was issued and sold upon the funding of the borrower loan #51655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $271.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 32y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $168,230 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peaceful-agreement9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
517353
Purpose of loan:
This loan will be used to... I currently have a loan through my retirement fund . I can only have one loan at a time and want to borrow enough to pay it off so I can borrow enough to pay off my back debt. i will include this amount borrowed and be able to pay this loan off in 2 weeks maximum
My financial situation:
I am a good candidate for this loan because... I will be paying it back in 2 weeks with money borrowed from my retirement fund that i dont have to pay back after i retire
Monthly net income: $ 5400.00
Monthly expenses: $
Housing: $1800
Insurance: $ 108
Car expenses: $350
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $ 400
Clothing, household expenses: $ 300
Credit cards and other loans: $768
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Toby1montana | $70.53 | 7/20/2011 5:07:13 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:55 PM |
| worth-blanket2 | $7,204.47 | 7/21/2011 9:31:48 AM |
| Investor_DP | $100.00 | 7/21/2011 7:47:26 AM |
| CaptainBL | $50.00 | 7/20/2011 7:16:35 PM |
| Bank_Of_XL | $25.00 | 7/21/2011 6:06:13 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
517375
This series of Notes was issued and sold upon the funding of the borrower loan #51551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $128.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 27y 6m |
|
Amount delinquent:
| $50 |
Total credit lines:
| 56 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,315 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LINEFIVE |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 2% )
| 680-699
(Aug-2009)
660-679
(Aug-2008)
660-679
(Jun-2008)
700-719
(Dec-2007)
|
|
Principal balance:
| $456.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
DEBT CONSILIDATION
Purpose of loan:
This loan will be used to:...consolidate debt from medical bills due to broken foot last year.....and some small credit cards that I had to use because of that accident and to pay off my other prosper loan.
My financial situation:
I am a good candidate for this loan because...I already have one prosper loan with no late pays and another one that was paid off in full this year.
Monthly net income: $2000
Monthly expenses:
Housing: $813
Car expenses: $0
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: 125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.09 | 7/21/2011 5:16:19 PM |
| MoneyForNothing | $50.00 | 7/21/2011 5:02:51 PM |
| RoZu_Lending | $601.52 | 7/21/2011 5:09:04 PM |
| worth-blanket2 | $2,148.39 | 7/21/2011 5:18:13 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517433
This series of Notes was issued and sold upon the funding of the borrower loan #51717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1980 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 24y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,517 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| meanmary |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2010)
760-779
(Apr-2008)
|
|
Principal balance:
| $3,217.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off a high interest credit card.
My financial situation:
I am a good candidate for this loan because I always pay my debts and recognize the need to lower my debt load as I get older. I am employed full time and have a good credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/21/2011 9:03:27 AM |
| investment-artist | $25.01 | 7/21/2011 9:03:16 AM |
| janeybooboo | $100.00 | 7/21/2011 10:22:26 AM |
| CASSHMAN | $100.00 | 7/21/2011 6:48:06 PM |
| diversification-enlistment | $25.00 | 7/21/2011 5:33:40 PM |
| credit-guard5 | $25.00 | 7/21/2011 7:30:59 PM |
| vutah | $25.00 | 7/21/2011 7:51:51 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:23 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:32 AM |
| thankful-nickel2 | $50.00 | 7/22/2011 7:50:22 AM |
| John_Galt | $55.00 | 7/22/2011 11:53:14 AM |
| fenix692 | $25.00 | 7/22/2011 1:13:26 PM |
| clean-fund | $100.00 | 7/22/2011 10:24:02 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:01 PM |
| OKPapa | $31.68 | 7/22/2011 5:25:28 PM |
| bullwink27 | $25.00 | 7/23/2011 7:29:02 AM |
| lowrater | $50.90 | 7/23/2011 5:52:32 AM |
| loanman2007 | $200.00 | 7/23/2011 6:07:42 AM |
| spiff666 | $56.66 | 7/23/2011 9:02:46 AM |
| friendinmoney | $25.00 | 7/23/2011 9:24:45 AM |
| s270 | $25.00 | 7/23/2011 12:21:19 PM |
| lsx7 | $100.00 | 7/23/2011 1:42:49 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:41 PM |
| SCD | $25.00 | 7/23/2011 8:28:17 PM |
| pearl13 | $100.00 | 7/23/2011 4:46:57 PM |
| jpblan11 | $25.00 | 7/23/2011 8:33:26 PM |
| Brown98 | $25.00 | 7/23/2011 9:58:44 PM |
| grammaspurse | $25.00 | 7/23/2011 9:08:25 PM |
| JustMee | $25.00 | 7/23/2011 9:42:43 PM |
| EngineersAlliance | $50.00 | 7/24/2011 7:01:50 AM |
| grampy48 | $25.00 | 7/24/2011 9:41:48 AM |
| setUup | $33.20 | 7/24/2011 10:56:55 AM |
| payment-halo | $25.00 | 7/24/2011 7:59:25 PM |
| BlessedEveryDay | $29.83 | 7/24/2011 4:33:37 PM |
| Reddy_Capital | $25.00 | 7/24/2011 4:11:51 PM |
| JustMee | $25.00 | 7/24/2011 6:41:48 PM |
| 108lender | $80.00 | 7/25/2011 9:43:04 AM |
| credit-coach118 | $25.00 | 7/25/2011 8:54:45 AM |
| rdrloan | $50.00 | 7/25/2011 9:19:48 AM |
| RecoveryLender | $25.00 | 7/25/2011 10:00:19 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:50:47 AM |
| wlm3012 | $30.00 | 7/25/2011 2:30:06 PM |
| bfn311 | $25.00 | 7/25/2011 2:39:33 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:39:43 PM |
| greenback-chairman5 | $25.00 | 7/25/2011 4:19:08 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:09 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:47 PM |
| cwegert | $26.69 | 7/26/2011 7:58:02 AM |
| wwwUniversal | $25.00 | 7/26/2011 12:57:40 AM |
| Tscheddar | $25.00 | 7/26/2011 3:58:19 AM |
| havok555 | $35.01 | 7/26/2011 9:10:02 AM |
| friendinmoney | $25.00 | 7/26/2011 8:27:36 AM |
| fireferd | $100.00 | 7/26/2011 10:18:34 AM |
| basejump0 | $25.00 | 7/26/2011 10:02:23 AM |
| samurai2 | $50.00 | 7/26/2011 10:46:47 AM |
| organized-payment6 | $50.00 | 7/21/2011 9:03:21 AM |
| MoneyForNothing | $47.36 | 7/21/2011 9:28:24 AM |
| MarvintheMartian | $40.00 | 7/21/2011 10:03:46 AM |
| penny-finder | $49.00 | 7/21/2011 10:12:09 AM |
| dayahn | $25.00 | 7/21/2011 3:23:16 PM |
| pound-balancer | $50.00 | 7/21/2011 10:33:10 AM |
| availableloan | $25.00 | 7/21/2011 3:31:33 PM |
| reflective-rupee | $400.09 | 7/21/2011 12:29:37 PM |
| adamnash | $25.00 | 7/21/2011 3:53:02 PM |
| balance-transformer3 | $50.00 | 7/21/2011 4:48:02 PM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:04 PM |
| McChan | $25.00 | 7/21/2011 9:59:25 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:31:53 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:19 AM |
| proud-pound4 | $50.00 | 7/22/2011 9:27:09 AM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:13 PM |
| pnace | $50.00 | 7/22/2011 5:47:10 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:29 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:02 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:17 AM |
| 77dowplace | $25.00 | 7/23/2011 9:21:41 AM |
| fallentimbers | $25.00 | 7/23/2011 5:38:01 AM |
| lsx7 | $100.00 | 7/23/2011 1:43:09 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:15 AM |
| favorite-commerce | $35.00 | 7/23/2011 2:38:54 PM |
| fireferd | $35.00 | 7/24/2011 8:29:17 AM |
| WSTRDG | $25.00 | 7/24/2011 2:14:49 PM |
| thehousewife | $50.00 | 7/24/2011 5:03:33 PM |
| Approved | $50.00 | 7/24/2011 3:40:50 PM |
| seadrg | $25.00 | 7/24/2011 7:42:51 PM |
| damage | $25.00 | 7/25/2011 11:20:47 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:12 AM |
| nv | $55.99 | 7/25/2011 4:10:29 PM |
| swissbanker | $50.00 | 7/25/2011 7:57:12 PM |
| SolarMoonshine | $100.00 | 7/25/2011 5:18:03 PM |
| professional-coin1 | $175.00 | 7/25/2011 6:32:17 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:39 PM |
| astute-fairness0 | $25.00 | 7/26/2011 6:44:16 AM |
| devoider | $29.50 | 7/26/2011 6:53:48 AM |
| janeybooboo | $25.00 | 7/26/2011 8:15:44 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:08 AM |
| xrycac | $25.00 | 7/26/2011 11:51:11 AM |
| janeybooboo | $25.00 | 7/26/2011 8:21:44 AM |
| beachfunder | $29.08 | 7/26/2011 12:11:56 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
517455
This series of Notes was issued and sold upon the funding of the borrower loan #51594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 0m |
|
Amount delinquent:
| $451 |
Total credit lines:
| 16 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $309 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-icon3 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gold-icon3
Purpose of loan: Business expenses
This loan will be used to...maintain business until sales pick up
My financial situation:
I am a good candidate for this loan because...I am opening this business in an area where there is no other provider at this time.
Monthly net income: $6000.00
Monthly expenses: $1000.00
Housing: $ 200.00
Insurance: $ 0
Car expenses: $ 265.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $25.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 7/22/2011 9:03:16 AM |
| lowlite6647 | $25.00 | 7/22/2011 4:32:04 PM |
| worth-blanket2 | $7,324.91 | 7/22/2011 4:36:38 PM |
| Investor_DP | $100.00 | 7/22/2011 11:30:28 AM |
| reflective-rupee | $25.09 | 7/22/2011 10:04:08 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
517501
This series of Notes was issued and sold upon the funding of the borrower loan #51548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $274.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 32y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,152 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-contributor4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $1,690.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Working on getting clear of debt
Purpose of loan:
This loan will be used to...continue to pay down debt and get out of 30% credit cards.
My financial situation:
I am a good candidate for this loan because...as I have a very stable long term income and am comfortable with daily living expenses. My only goal in life now is to eliminate debt and grow a regular savings as I approach age 55 I want out of all debt understanding that my home debt will continue long term.
I have already learned to live on less and have cut all non-essentials from my monthly living expenses so as to grow my pre-tax retirement account and cut the credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/22/2011 9:03:10 AM |
| worth-blanket2 | $6,950.00 | 7/22/2011 9:16:29 AM |
| social-hunter5 | $25.00 | 7/22/2011 9:03:52 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
517527
This series of Notes was issued and sold upon the funding of the borrower loan #51683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $612.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,516 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-benjamins-cactus |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The Vienna Coffee Company
Purpose of loan: Business
This loan will be used to...acquire business
My financial situation: good
I am a good candidate for this loan because...I am acquiring an established coffeehouse business in a excellent location, beautiful inside decor, great large patio and drivethru. I have an experienced successfull coffeehouse manager and continue to hold a stable normal well paying job.
Monthly net income: $5500 just from my normal job
Monthly expenses: $100
Housing: $1750
Insurance: $200
Car expenses: $1400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/21/2011 10:50:07 PM |
| worth-blanket2 | $7,500.00 | 7/21/2011 5:21:40 PM |
| natural-trade7 | $25.00 | 7/21/2011 5:33:36 PM |
| Dubbs360 | $25.00 | 7/21/2011 5:02:41 PM |
| Whipster | $60.00 | 7/21/2011 5:22:05 PM |
| Wangchuk | $35.01 | 7/21/2011 9:20:11 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:24:28 AM |
| SecondChanceLendingSERV | $25.00 | 7/22/2011 5:18:12 AM |
| loanman2007 | $100.00 | 7/22/2011 6:04:26 AM |
| Bob450 | $30.00 | 7/22/2011 9:07:35 AM |
| credit-missile | $125.00 | 7/22/2011 6:14:02 AM |
| pshans | $25.00 | 7/22/2011 7:42:05 AM |
| neutrino6 | $25.21 | 7/22/2011 10:10:17 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:07 PM |
| market-pudding | $25.00 | 7/22/2011 4:44:11 PM |
| shawnw2 | $25.00 | 7/22/2011 5:56:32 PM |
| p2ploan-sensation211 | $33.00 | 7/22/2011 7:20:02 PM |
| Rogesparkguy | $25.00 | 7/23/2011 7:32:50 AM |
| r48 | $26.00 | 7/23/2011 3:22:52 PM |
| zorg77 | $50.00 | 7/23/2011 12:17:39 PM |
| exchange-mover2 | $250.00 | 7/23/2011 5:10:03 PM |
| InChicago | $50.00 | 7/24/2011 7:53:47 AM |
| chato2345 | $25.79 | 7/24/2011 9:49:38 AM |
| simplelender80 | $100.00 | 7/24/2011 12:08:08 PM |
| leverage-monger | $25.00 | 7/25/2011 9:04:38 AM |
| moola-monger9 | $50.00 | 7/25/2011 12:24:38 PM |
| Nickle-Back | $750.00 | 7/25/2011 3:52:04 PM |
| brightest-benjamins-onator | $25.00 | 7/25/2011 3:06:13 PM |
| itskarma | $25.25 | 7/25/2011 5:16:59 PM |
| palace2 | $68.56 | 7/25/2011 5:18:13 PM |
| fantastic-bazaar2 | $50.00 | 7/25/2011 7:31:11 PM |
| fair-dollar | $33.89 | 7/25/2011 7:45:36 PM |
| palace2 | $229.42 | 7/25/2011 7:59:17 PM |
| CA-Lender | $75.07 | 7/21/2011 5:22:19 PM |
| whitebalcony | $50.00 | 7/21/2011 6:59:42 PM |
| kind-charming-value | $1,500.00 | 7/21/2011 5:20:57 PM |
| reflective-rupee | $200.09 | 7/22/2011 1:55:11 AM |
| golffish2 | $50.00 | 7/22/2011 4:07:21 AM |
| five-star-note | $100.00 | 7/22/2011 12:25:29 AM |
| sgt-schultz | $35.00 | 7/22/2011 6:21:11 AM |
| enchanted-note | $25.00 | 7/22/2011 7:36:24 AM |
| kain11286 | $50.00 | 7/22/2011 7:39:49 AM |
| generous-peace4 | $62.26 | 7/22/2011 7:54:36 AM |
| breathtaking-durability6 | $50.00 | 7/22/2011 9:40:21 AM |
| fitiwalt | $50.00 | 7/22/2011 10:59:42 AM |
| luckygreen10 | $500.00 | 7/22/2011 12:14:47 PM |
| wlm3012 | $30.00 | 7/22/2011 2:53:24 PM |
| yf99yz | $40.00 | 7/22/2011 3:34:17 PM |
| wonder3 | $35.00 | 7/22/2011 7:03:43 PM |
| rockhound84 | $26.00 | 7/23/2011 1:17:26 AM |
| zone6 | $100.00 | 7/23/2011 7:57:54 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:22 AM |
| famous-bill | $50.00 | 7/23/2011 10:58:00 AM |
| AlternativeCashFlow | $25.80 | 7/23/2011 12:08:10 PM |
| diplomatic-wealth7 | $25.00 | 7/23/2011 1:40:39 PM |
| fireferd | $50.00 | 7/24/2011 8:14:23 AM |
| cattlebaron | $25.00 | 7/23/2011 6:39:36 PM |
| honorable-yield | $25.00 | 7/24/2011 8:15:29 AM |
| seanickson | $25.00 | 7/24/2011 8:20:23 AM |
| leverage-monger | $50.00 | 7/24/2011 12:00:22 PM |
| reward-dynamo | $50.00 | 7/24/2011 1:07:32 PM |
| Kaj | $35.00 | 7/24/2011 2:17:56 PM |
| Investoman | $500.00 | 7/24/2011 6:20:34 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:18 AM |
| doomsday18 | $25.00 | 7/25/2011 9:52:25 AM |
| Requiem | $25.00 | 7/25/2011 7:21:45 AM |
| bsh297 | $25.00 | 7/25/2011 7:40:10 AM |
| mpatrick | $50.00 | 7/25/2011 9:37:54 AM |
| lsx7 | $100.00 | 7/25/2011 4:30:21 PM |
| bonus-demon | $25.00 | 7/25/2011 12:28:59 PM |
| invincible-peso | $50.00 | 7/25/2011 4:19:15 PM |
| natural-trade7 | $50.00 | 7/25/2011 5:45:52 PM |
| lsx7 | $200.00 | 7/25/2011 4:30:55 PM |
| wkeboarder21 | $50.00 | 7/25/2011 6:15:53 PM |
| galloping_unicorns_batman | $25.00 | 7/25/2011 3:31:28 PM |
| ethicalhumanist | $25.00 | 7/25/2011 6:41:03 PM |
| supreme-p2p9 | $25.00 | 7/25/2011 5:41:07 PM |
| favorite-deal6 | $43.58 | 7/25/2011 7:02:41 PM |
| sweetlan | $25.07 | 7/25/2011 7:18:38 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
517533
This series of Notes was issued and sold upon the funding of the borrower loan #51581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $236.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 77% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 20y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,645 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| STIGA77 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
STIGA777
Purpose of loan:
This loan will be used to...PAY OFF $3,530.OO ON LOAN AT $288.00 PER MONTH RATE WHICH I HAVE BEEN PAYING FOR 3 YEARS WITH NO LATE PAYMENTS. I HAVE I YEAR LEFT ON THAT LOAN.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $NO MORTGAGE (REVERSE MORTGAGE)
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $25.00 | 7/23/2011 12:02:43 PM |
| fabulous-community4 | $40.00 | 7/23/2011 1:11:36 PM |
| papaloha | $107.00 | 7/23/2011 2:49:18 PM |
| MoneyForNothing | $50.00 | 7/23/2011 12:02:28 PM |
| mrxtravis | $25.00 | 7/23/2011 12:02:44 PM |
| worth-blanket2 | $4,987.90 | 7/23/2011 3:37:52 PM |
| lucrative-loan | $40.00 | 7/23/2011 1:14:19 PM |
| the-respectful-transaction | $50.00 | 7/23/2011 3:15:30 PM |
| investment-artist | $25.01 | 7/23/2011 12:06:54 PM |
| proper-revenue7 | $25.00 | 7/23/2011 12:45:14 PM |
| chameleon125 | $25.00 | 7/23/2011 2:28:39 PM |
| reflective-rupee | $25.09 | 7/23/2011 12:07:49 PM |
| alexgalt | $25.00 | 7/23/2011 2:00:38 PM |
| cashhelp | $50.00 | 7/23/2011 12:02:26 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
517549
This series of Notes was issued and sold upon the funding of the borrower loan #51633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 0m |
|
Amount delinquent:
| $409 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,427 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-valiant-dinero |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Time Loan
Purpose of loan: To get caught up on some bills
This loan will be used to...Pay bills
My financial situation:
I am a good candidate for this loan because...
I had my own business for the last two years and with the economy it did not work. I just received a national sales position with a great salary and expense account, but I would like to clean up some bills and have one monthly payment.
Monthly net income: $ 7083.00
Monthly expenses: $ 2000.00
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 2000.0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 7/22/2011 5:09:16 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517575
This series of Notes was issued and sold upon the funding of the borrower loan #51596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $220.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,331 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Meg63 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,100.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2011)
720-739
(Jun-2010)
740-759
(May-2010)
720-739
(Nov-2009)
|
|
Principal balance:
| $1,536.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Combining Credit Card Payments
Purpose of loan: This loan will be used to combine my credit card payments into one. I will be making the same payments but just will be easier to have one payment instead of three and at a lower rate. I am a good candidate for this loan because I pay all my bills on time and have already have had one Prosper loan and have made all payments on time. My financial situation: Monthly net income: $ 4400 Monthly expenses: $ 2775 Housing: $ 0 Insurance: $ 175 Car expenses: $ 750 Utilities: $ 200 Phone, cable, internet: $ 150 Food, entertainment: $ 500 Clothing, household expenses $ 100 Credit cards and other loans: $ 700 Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/21/2011 10:50:09 PM |
| investment-artist | $25.01 | 7/21/2011 5:02:23 PM |
| payout-paddle1 | $28.00 | 7/21/2011 5:18:41 PM |
| kind-bid-genome | $25.00 | 7/21/2011 7:15:52 PM |
| CoolPlexer | $25.00 | 7/21/2011 7:51:22 PM |
| tech310 | $50.00 | 7/21/2011 8:46:16 PM |
| jkeller4000 | $25.00 | 7/22/2011 3:57:07 AM |
| myidear | $25.00 | 7/22/2011 2:49:57 AM |
| chameleon125 | $50.00 | 7/22/2011 6:13:43 AM |
| dfealk | $100.00 | 7/22/2011 9:41:26 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:39 AM |
| janeybooboo | $150.00 | 7/22/2011 8:08:12 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:37:27 AM |
| reflective-rupee | $500.09 | 7/22/2011 9:45:37 AM |
| loanman2007 | $150.00 | 7/22/2011 9:59:49 AM |
| shawnw2 | $450.00 | 7/22/2011 1:40:40 PM |
| kdog99 | $100.00 | 7/22/2011 10:27:14 AM |
| hidavehi | $31.00 | 7/22/2011 4:05:38 PM |
| DoctorJoe | $25.00 | 7/22/2011 1:19:28 PM |
| JCM_MN | $40.00 | 7/22/2011 3:19:26 PM |
| twjh | $25.00 | 7/22/2011 4:25:56 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:07 PM |
| grammaspurse | $25.00 | 7/22/2011 10:33:26 PM |
| radforj22 | $25.00 | 7/23/2011 7:22:59 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:58 AM |
| dynrep | $200.00 | 7/23/2011 11:11:39 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:24 AM |
| poeman | $50.00 | 7/23/2011 11:02:31 AM |
| asset-professor | $25.00 | 7/23/2011 12:57:27 PM |
| first-serene-credit | $25.00 | 7/23/2011 9:42:21 PM |
| glroark | $50.00 | 7/23/2011 1:51:31 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:51:03 PM |
| grnii78 | $89.98 | 7/24/2011 5:39:55 AM |
| auctionator1 | $25.00 | 7/24/2011 12:45:11 AM |
| JustMee | $25.00 | 7/23/2011 9:43:45 PM |
| thankful-nickel2 | $25.00 | 7/24/2011 5:07:09 AM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:27 AM |
| falcon88dp | $25.00 | 7/21/2011 5:02:17 PM |
| bullish2bearish | $200.00 | 7/21/2011 8:45:34 PM |
| AlternativeCashFlow | $30.40 | 7/21/2011 9:40:10 PM |
| SecondChanceLendingSERV | $25.00 | 7/22/2011 5:15:07 AM |
| samo102us | $25.00 | 7/22/2011 9:25:34 AM |
| scarlet-velvet | $25.08 | 7/22/2011 4:18:04 PM |
| wisconsinvestor | $50.00 | 7/22/2011 3:48:33 PM |
| Cybercusp | $25.00 | 7/22/2011 4:39:15 PM |
| fortytwo | $400.00 | 7/22/2011 4:58:42 PM |
| Kash2010lu | $25.00 | 7/22/2011 6:57:46 PM |
| MadHun | $200.00 | 7/22/2011 10:42:39 PM |
| principal-star | $25.00 | 7/22/2011 8:09:46 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:03 PM |
| ronin4sale | $25.00 | 7/23/2011 4:50:02 AM |
| DasMula | $27.00 | 7/23/2011 6:46:17 AM |
| -PokerNut | $115.08 | 7/23/2011 9:41:05 AM |
| BradP | $25.00 | 7/23/2011 9:14:50 AM |
| s270 | $25.00 | 7/23/2011 12:30:16 PM |
| edaguy | $50.00 | 7/23/2011 2:27:33 PM |
| ChoiceInvestments | $27.00 | 7/24/2011 1:18:19 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:49 PM |
| mana-olana | $25.00 | 7/24/2011 2:00:25 AM |
| freedom3 | $3,736.36 | 7/24/2011 10:04:54 AM |
| InChicago | $50.00 | 7/24/2011 7:54:27 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
517591
This series of Notes was issued and sold upon the funding of the borrower loan #51542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
16 | Length of status: | 32y 11m |
|
Amount delinquent:
| $91 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,393 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mikeyisnok |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mikeyisnok
Purpose of loan:
This loan will be used to... pay for an auto repair and pay off smaller credit card balances.
My financial situation: steady income
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $6,000.00 | 7/22/2011 5:09:23 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517633
This series of Notes was issued and sold upon the funding of the borrower loan #51661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $274.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,804 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jamesrep1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Sep-2010)
780-799
(Aug-2010)
720-739
(Jul-2008)
680-699
(Jun-2008)
|
|
Principal balance:
| $1,633.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
home repair
Purpose of loan: home improvement
This loan will be used to...repair home
My financial situation:
I am a good candidate for this loan because...I have been paying my prosper payment on time
Monthly net income: $5000.00
Monthly expenses
Housing: $ 1353.72
Insurance: $ 100.00
Car expenses: $0
Utilities:
Phone, cable, internet: $175.00
Food, entertainment: $250.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 125.00
Other expenses: 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $175.00 | 7/23/2011 12:24:10 PM |
| worth-blanket2 | $6,074.91 | 7/23/2011 3:37:53 PM |
| Dubbs360 | $25.00 | 7/23/2011 12:02:33 PM |
| reflective-rupee | $700.09 | 7/23/2011 12:03:19 PM |
| chameleon125 | $25.00 | 7/23/2011 2:29:59 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
517635
This series of Notes was issued and sold upon the funding of the borrower loan #51643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 25y 5m |
|
Amount delinquent:
| $52 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,782 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gapperone |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
high interest pay down
Purpose of loan: consolidate debt
This loan will be used to...pay off a loan that is for 1500 with high interest 50% and the rest will go to credit cards
My financial situation: stable I have worked at the same company for 26 years I live with my boyfriend and he helps paying the bills he also pays the mortgage.
I am a good candidate for this loan because..I am trying to improve my credit score and I always pay everyone in full and on time
Monthly net income: $2,000
Monthly expenses: $1350
Housing: $0
Insurance: $200
Car expenses: $200
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $650
Clothing, household expenses: $0
Credit cards and other loans: $315
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 7/22/2011 9:03:17 AM |
| DHolly | $25.00 | 7/22/2011 9:35:11 AM |
| worth-blanket2 | $2,425.00 | 7/22/2011 9:53:05 AM |
| shrewd-income | $25.00 | 7/22/2011 9:07:23 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517683
This series of Notes was issued and sold upon the funding of the borrower loan #51715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $64.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
16 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,105 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payout-apple |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $1,672.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
consolidate credit bills
Purpose of loan:
This loan will be used to...
consolidate credit bills
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/22/2011 9:03:05 AM |
| organized-payment6 | $50.00 | 7/22/2011 9:07:04 AM |
| adamnash | $25.00 | 7/22/2011 10:18:10 AM |
| sadhikari | $25.00 | 7/22/2011 6:45:28 PM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:13 AM |
| 77dowplace | $25.00 | 7/23/2011 9:24:05 AM |
| market-pudding | $25.00 | 7/23/2011 4:40:53 PM |
| fireferd | $35.00 | 7/24/2011 8:35:44 AM |
| JustMee | $25.00 | 7/23/2011 9:43:12 PM |
| thankful-nickel2 | $25.00 | 7/24/2011 5:02:57 AM |
| elvisloans | $25.00 | 7/24/2011 5:23:06 AM |
| thehousewife | $25.00 | 7/24/2011 5:11:02 PM |
| WSTRDG | $25.00 | 7/24/2011 2:09:20 PM |
| sgt-schultz | $25.00 | 7/25/2011 6:27:48 AM |
| lsx7 | $200.00 | 7/25/2011 4:50:34 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:41:55 PM |
| hidavehi | $25.00 | 7/25/2011 8:36:21 PM |
| pound-balancer | $100.00 | 7/22/2011 9:14:23 AM |
| penny-finder | $25.38 | 7/22/2011 11:02:26 AM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:14 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:18 PM |
| power-expert | $25.00 | 7/22/2011 2:37:24 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:11 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:18 AM |
| fallentimbers | $25.00 | 7/23/2011 5:30:58 AM |
| entertaining-greenback2 | $25.00 | 7/23/2011 10:00:21 AM |
| favorite-commerce | $25.00 | 7/23/2011 2:39:22 PM |
| lsx7 | $100.00 | 7/23/2011 1:40:12 PM |
| ryan6853 | $25.00 | 7/23/2011 1:56:00 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:56 PM |
| Free-the-usa-1776 | $25.00 | 7/24/2011 9:15:45 AM |
| setUup | $33.20 | 7/24/2011 10:57:18 AM |
| DrNano | $50.00 | 7/24/2011 8:04:45 PM |
| seineil | $50.00 | 7/24/2011 6:07:55 PM |
| JustMee | $25.00 | 7/24/2011 6:41:17 PM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:51:10 AM |
| damage | $25.00 | 7/25/2011 11:20:49 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:20 PM |
| LendToCause | $25.00 | 7/25/2011 5:13:52 PM |
| sandbreaker | $31.42 | 7/25/2011 8:42:23 PM |
| whitegold24k | $100.00 | 7/25/2011 6:23:26 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
517697
This series of Notes was issued and sold upon the funding of the borrower loan #51662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 9
/
6 | Length of status: | 9y 11m |
|
Amount delinquent:
| $3,202 |
Total credit lines:
| 67 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,891 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 40 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DebtFreeof2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
660-679
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Healthy Baby!
Purpose of loan:
This loan will be used to consolidate after difficult pregnancy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 7/22/2011 9:52:29 AM |
| ultimate-peace | $25.00 | 7/22/2011 9:09:53 AM |
| MoneyForNothing | $60.00 | 7/22/2011 9:01:58 AM |
| worth-blanket2 | $3,890.00 | 7/22/2011 9:53:36 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517729
This series of Notes was issued and sold upon the funding of the borrower loan #51635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,752 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| angel_414 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Changes
The purpose of this loan is to be able to get into a new home and pay off my dogs vet bill that is currently in my mom's name and on her credit card. I couldn't attain credit fast enough. It doesn't by no means, change the fact that I have paid every bill of mine on time for the past two years, and that I have been securely employed at the same place for over 5 years now. I make $2579.98/month in salary after taxes and I have no bills besides my cell phone bill. I just was caught in the downturn of the economy and made a big mistake of buying a condo that was overpriced with someone that lost their job within four months of this big purchase. Please consider me for a loan as I want to make sure I keep my promise to my mom who took a big leap on me to use her name & credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $6,000.00 | 7/24/2011 6:40:05 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517733
This series of Notes was issued and sold upon the funding of the borrower loan #51591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 18y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,400 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-cedar |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AC Repairs
Purpose of loan: A/C repairs
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because I pay my bills on time...
Monthly net income: $6150
Monthly expenses: $3460
Housing: $1200
Insurance: $210
Car expenses: $710
Utilities: $350
Phone, cable, internet: $210
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $180
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/22/2011 9:32:32 AM |
| social-hunter5 | $50.00 | 7/22/2011 9:02:23 AM |
| CA-Lender | $50.07 | 7/22/2011 9:11:01 AM |
| Whipster | $60.00 | 7/22/2011 9:02:03 AM |
| ultimate-peace | $150.00 | 7/22/2011 9:10:31 AM |
| lendstats_com | $200.00 | 7/22/2011 9:06:54 AM |
| loanman2007 | $150.00 | 7/22/2011 9:33:33 AM |
| Dubbs360 | $25.00 | 7/22/2011 9:03:14 AM |
| favorite-commerce | $35.00 | 7/22/2011 9:03:19 AM |
| golffish2 | $50.00 | 7/22/2011 9:12:02 AM |
| reflective-rupee | $500.09 | 7/22/2011 9:44:32 AM |
| worth-blanket2 | $1,204.84 | 7/22/2011 9:58:39 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
517765
This series of Notes was issued and sold upon the funding of the borrower loan #51735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $97.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $720 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| studious-credit1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
trustworthly
Purpose of loan:
This loan will be used to... home improvement
My financial situation:
I am a good candidate for this loan because...Iam working and have already paid off one loan here in full ahead of time and will do the same this time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/24/2011 12:02:57 PM |
| r48 | $28.00 | 7/24/2011 12:34:57 PM |
| seineil | $50.00 | 7/24/2011 6:07:59 PM |
| penny-finder | $25.43 | 7/25/2011 10:37:31 AM |
| outofoffice | $75.00 | 7/25/2011 8:46:55 AM |
| CreditBuilder2 | $50.00 | 7/25/2011 2:39:23 PM |
| SolarMoonshine | $50.00 | 7/25/2011 3:10:10 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:30 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 2:01:52 PM |
| availableloan | $25.00 | 7/25/2011 2:53:15 PM |
| McDeeter | $25.00 | 7/26/2011 9:13:41 AM |
| indomitable-coin | $25.00 | 7/26/2011 3:20:24 AM |
| mike279766 | $26.00 | 7/26/2011 12:38:31 PM |
| 77dowplace | $25.00 | 7/24/2011 12:14:05 PM |
| setUup | $38.20 | 7/25/2011 9:03:45 AM |
| Pickmar | $25.00 | 7/25/2011 10:13:10 AM |
| s270 | $25.00 | 7/25/2011 6:19:56 AM |
| sgt-schultz | $25.00 | 7/25/2011 12:29:08 PM |
| CaptainBL | $50.00 | 7/26/2011 5:49:31 AM |
| kenji4861 | $50.00 | 7/25/2011 11:45:07 PM |
| Theodon | $25.00 | 7/26/2011 10:01:05 AM |
| NolockHolmes | $50.00 | 7/26/2011 12:34:02 PM |
| novice-speculator | $25.00 | 7/26/2011 1:01:16 PM |
| Pod1313 | $26.40 | 7/26/2011 12:39:58 PM |
| nickel-ferret | $25.00 | 7/26/2011 1:17:06 PM |
| Astyanax | $100.00 | 7/26/2011 1:40:53 PM |
| Boxster968 | $25.00 | 7/26/2011 1:41:55 PM |
| wigglesworth4 | $1,981.00 | 7/26/2011 2:28:03 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
517767
This series of Notes was issued and sold upon the funding of the borrower loan #51729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 10m |
|
Amount delinquent:
| $180 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,951 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-grasshopper241 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Owner & Head Designer
Purpose of loan: to cover expenses & market new business
This loan will be used to... market potential new business
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $300.00 | 7/22/2011 9:55:31 PM |
| lloyd_s | $25.00 | 7/23/2011 1:12:42 AM |
| worth-blanket2 | $7,025.00 | 7/24/2011 6:44:05 PM |
| Investor_DP | $100.00 | 7/24/2011 4:11:59 AM |
| gold-cluster | $50.00 | 7/23/2011 8:07:15 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
517775
This series of Notes was issued and sold upon the funding of the borrower loan #51682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,076 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-spark5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need help with a motorcycle loan
Purpose of loan:
This loan will be used to... purchase a 2005 Yamaha VStar Classic 1100cc used motorcycle with 700 miles on it.
My financial situation: Is good as I now have 2 full time year round jobs.
I am able to pay up to $500.00 a month if need be as I need the loan ASAP.
I am a good candidate for this loan because...I have a credit score of 715 and always pay on time and have a paydown plan in progress.
Monthly net income: $4200.00
Monthly expenses: 120.00
Housing: $370.49
Insurance: $60.00
Car expenses: $300.00
Utilities: $150.00
Phone, cable, internet: $175.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $1600.00
Other expenses: $60.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 7/22/2011 5:09:00 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517803
This series of Notes was issued and sold upon the funding of the borrower loan #51584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-crescent |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
currency-crescent
Purpose of loan:
This loan will be used for auto repair and every day living expenses.
My financial situation:
I am a good candidate for this loan because I do not pay rent, or monthly insurance. I work regularly and can pay off this loan quickly because I have no bills to pay. I am responsible, honest and hard working.
Monthly net income: $ 800.00
Monthly expenses: $ 0.00
Housing: $0.00
Insurance: $0.00
Car expenses: $
Utilities: $ 0.00
Phone, cable, internet: $ 0.00
Food, entertainment: $ 35.00
Clothing, household expenses: $
Credit cards and other loans: $ 18,000.00 (Student Loans, currently being paid off $211.00 per month)
Other expenses: $ 100.00
I am currently living at home, rent, insurance, monthly expenses such as phone, cable, internet and food is paid for by my parents.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,500.00 | 7/22/2011 5:09:56 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517831
This series of Notes was issued and sold upon the funding of the borrower loan #51721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 2m |
|
Amount delinquent:
| $546 |
Total credit lines:
| 24 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,113 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| restless-hope |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2009)
|
|
Principal balance:
| $1,692.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Electric Pole for Snow Cone Trailer
Purpose of loan: To put towards the cost the electric company is charging us to install a transformer on a street corner where our snow cone trailer is moving to.
This loan will be used to fund the $901 that the electric provider is charging us to install a transformer on their pole to allow us to get electric to our trailer. We will then use another $500 to install a pole, have it wired, and connected to the transformer using a bonded electrician. We won't be using all of the loan, but the minimum is $2,000 per Prosper. We currently are set up in front of a busy retail store by their front doors and just yesterday were told we have to move out to the corner in front of the store, which is a pretty busy intersection within three weeks or less. Once moved to the street corner, we expect revenue to increase $2000.
Monthly Revenue: $5500
Monthly Rent: $700
Monthly Supplies: $1000
Monthly Insurance: $100
Monthly Advertising: $100
Net: $3100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 7/25/2011 9:01:23 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517841
This series of Notes was issued and sold upon the funding of the borrower loan #51638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,650 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youngs01 |
Borrower's state:
| Florida |
Borrower's group:
| STUDENT AND EDUCATIONAL LOANS |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 3% )
| 700-719
(May-2010)
680-699
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Harley Loan
Purpose of loan: Buy a 1998 Road King Harley Davidson Motorcycle with 25,000 miles
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have worked at Progress Energy for 28 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 7/22/2011 6:28:47 PM |
| helpinghand63 | $25.00 | 7/22/2011 5:36:59 PM |
| runner262 | $25.00 | 7/22/2011 5:46:57 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:16 PM |
| indomitable-coin | $25.00 | 7/23/2011 10:54:54 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:16:35 AM |
| NekHoldings | $25.00 | 7/24/2011 6:15:52 AM |
| pound-balancer | $50.00 | 7/24/2011 6:59:44 AM |
| balance-windmill8 | $25.00 | 7/23/2011 6:36:03 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:02 PM |
| setUup | $33.20 | 7/24/2011 10:20:01 AM |
| Kaj | $50.00 | 7/24/2011 5:19:30 AM |
| DonaldColorado | $163.28 | 7/24/2011 10:23:50 AM |
| drkosh | $25.00 | 7/24/2011 7:46:44 AM |
| loney_mender | $27.00 | 7/24/2011 6:06:43 PM |
| r48 | $25.00 | 7/24/2011 12:34:19 PM |
| bold-steady-peso | $200.00 | 7/24/2011 7:05:21 PM |
| refined-penny | $25.00 | 7/24/2011 1:04:08 PM |
| market-pudding | $25.00 | 7/24/2011 4:40:16 PM |
| Reddy_Capital | $25.00 | 7/24/2011 3:22:40 PM |
| yield-seeker | $25.00 | 7/24/2011 6:31:28 PM |
| agalt | $125.00 | 7/25/2011 8:04:57 AM |
| secureincome | $1,400.00 | 7/24/2011 9:50:46 PM |
| JDLN | $50.00 | 7/25/2011 9:42:45 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:44:13 AM |
| RMB-Investments | $25.00 | 7/25/2011 8:21:36 AM |
| historic-nickel | $25.00 | 7/25/2011 10:58:36 AM |
| VBinvestor | $100.00 | 7/25/2011 9:34:57 AM |
| Suilbup | $31.15 | 7/25/2011 9:40:29 AM |
| equallender | $50.00 | 7/25/2011 12:22:57 PM |
| ansset | $25.00 | 7/25/2011 11:11:27 AM |
| galloping_unicorns_batman | $30.00 | 7/25/2011 3:33:10 PM |
| Astyanax | $75.00 | 7/25/2011 12:24:50 PM |
| retirementlady | $25.00 | 7/25/2011 12:45:26 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:31:56 PM |
| Veets | $100.00 | 7/25/2011 4:52:16 PM |
| UTVolunteer | $350.00 | 7/25/2011 4:54:31 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:44:47 PM |
| wwwUniversal | $25.00 | 7/26/2011 12:57:43 AM |
| novice-speculator | $25.00 | 7/25/2011 6:28:40 PM |
| RugbyFan | $25.00 | 7/26/2011 3:46:42 AM |
| wealth-pal3 | $42.11 | 7/26/2011 5:20:41 AM |
| fantastic-bazaar2 | $50.00 | 7/25/2011 7:24:24 PM |
| MrBailey | $51.00 | 7/25/2011 9:47:11 PM |
| Chesterite | $291.38 | 7/25/2011 8:51:39 PM |
| coin-lesson3 | $72.53 | 7/26/2011 6:01:20 AM |
| MoneyForNothing | $25.00 | 7/22/2011 5:08:01 PM |
| lloyd_s | $47.77 | 7/22/2011 5:37:03 PM |
| compoundinterest | $50.00 | 7/22/2011 5:37:22 PM |
| credit-guard5 | $25.00 | 7/22/2011 9:53:46 PM |
| jdrez | $25.00 | 7/23/2011 12:57:41 AM |
| Mrphlox | $25.00 | 7/23/2011 1:06:58 AM |
| jga516 | $25.00 | 7/23/2011 1:12:22 AM |
| blue-useful-auction | $25.00 | 7/23/2011 10:16:40 AM |
| 77dowplace | $25.00 | 7/23/2011 9:24:58 AM |
| a-responsible-return | $50.00 | 7/24/2011 12:11:51 PM |
| cjames84 | $25.00 | 7/24/2011 4:46:27 PM |
| supersarah61 | $50.00 | 7/24/2011 4:51:23 PM |
| superb-funds335 | $26.00 | 7/24/2011 12:58:24 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:04:32 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:30 PM |
| CreditBuilder2 | $50.00 | 7/24/2011 10:47:05 PM |
| availableloan | $25.00 | 7/24/2011 2:39:49 PM |
| sgt-schultz | $25.00 | 7/25/2011 6:32:28 AM |
| UBOtto186 | $50.00 | 7/24/2011 7:56:38 PM |
| capital-blueberry | $25.00 | 7/24/2011 9:13:19 PM |
| enchanted-truth264 | $25.00 | 7/25/2011 8:18:33 AM |
| Feyenoord | $25.00 | 7/24/2011 10:14:50 PM |
| Boxster968 | $25.00 | 7/24/2011 9:51:51 PM |
| s270 | $25.00 | 7/25/2011 6:22:43 AM |
| currency-persimmon | $25.00 | 7/25/2011 5:09:39 AM |
| euro-deployment | $25.00 | 7/25/2011 8:09:33 AM |
| dudebrah | $25.00 | 7/25/2011 8:40:07 AM |
| _NaLNaBB | $300.00 | 7/25/2011 11:01:31 AM |
| djh47a | $25.00 | 7/25/2011 1:49:49 PM |
| LibbyZ | $50.00 | 7/25/2011 2:57:01 PM |
| damage | $25.00 | 7/25/2011 11:20:51 AM |
| a-community-aficionado | $50.00 | 7/25/2011 12:18:37 PM |
| Veets | $400.00 | 7/25/2011 1:45:05 PM |
| justin323 | $50.00 | 7/25/2011 3:08:15 PM |
| regahj99 | $25.00 | 7/25/2011 9:05:21 PM |
| coin-spinner3 | $44.91 | 7/25/2011 9:08:28 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:24 PM |
| miket71 | $25.00 | 7/25/2011 6:14:47 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:02 PM |
| income-buffalo1 | $100.00 | 7/25/2011 6:22:03 PM |
| favorite-deal6 | $25.00 | 7/25/2011 6:58:29 PM |
| SwiDaddy | $25.00 | 7/26/2011 4:34:23 AM |
| sappy02 | $75.00 | 7/25/2011 7:24:23 PM |
| brightest-dynamic-peace | $30.00 | 7/25/2011 9:46:17 PM |
| wilchik | $60.00 | 7/25/2011 7:38:30 PM |
| commitment-orca7 | $624.67 | 7/26/2011 3:49:51 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
517847
This series of Notes was issued and sold upon the funding of the borrower loan #51702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 2m |
|
Amount delinquent:
| $9,055 |
Total credit lines:
| 30 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $640 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stressedparent5050 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
680-699
(Jul-2008)
680-699
(Mar-2008)
660-679
(Feb-2008)
|
|
Principal balance:
| $1,162.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Pay off high interest debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $1650
Housing: $0
Insurance: $75.
Car expenses: $300
Utilities: $200
Phone, cable, internet: $50.
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $550
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/26/2011 9:02:22 AM |
| worth-blanket2 | $3,949.91 | 7/26/2011 9:45:15 AM |
| reflective-rupee | $25.09 | 7/26/2011 9:26:08 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
517883
This series of Notes was issued and sold upon the funding of the borrower loan #51636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,429 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| influential-commerce2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan for expenses
Purpose of loan:
This loan will be used to... pay any monthly expenses and auto car repair.
My financial situation:
I am a good candidate for this loan because... my credit score is very good and I take that seriously.
Monthly net income: $ 1100 - 1300
Monthly expenses: $
Housing: $
Insurance: $464
Car expenses: $320
Utilities: $99
Phone, cable, internet: $115
Food, entertainment: $75
Clothing, household expenses: $150
Credit cards and other loans: $350
Other expenses: $140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $35.00 | 7/23/2011 2:34:19 PM |
| Dubbs360 | $25.00 | 7/23/2011 12:02:35 PM |
| reflective-rupee | $175.09 | 7/23/2011 12:11:14 PM |
| worth-blanket2 | $3,264.91 | 7/23/2011 3:39:02 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517891
This series of Notes was issued and sold upon the funding of the borrower loan #51693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $256 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| catlady |
Borrower's state:
| NewYork |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2010)
620-639
(Jan-2008)
600-619
(Dec-2007)
640-659
(Nov-2006)
|
|
Principal balance:
| $870.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation: retired
I am a good candidate for this loan because...I currently have a small loan and have used prosper before and my payments have always been ontime
Monthly net income: $2250
Monthly expenses: $
Housing: $
Insurance:
Car expenses: $
Utilities: $254
Phone, cable, internet: $180
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $570
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.09 | 7/25/2011 5:03:03 PM |
| Kash2010lu | $25.00 | 7/25/2011 5:52:44 PM |
| alexgalt | $25.00 | 7/25/2011 6:00:22 PM |
| 312-Lender | $40.00 | 7/25/2011 5:01:59 PM |
| LittleMingo | $27.00 | 7/25/2011 5:02:07 PM |
| investment-daydream | $75.00 | 7/25/2011 5:03:21 PM |
| worth-blanket2 | $4,097.91 | 7/25/2011 6:11:33 PM |
| jhouman | $25.00 | 7/25/2011 5:01:56 PM |
| kind-charming-value | $1,000.00 | 7/25/2011 5:02:22 PM |
| MoneyForNothing | $50.00 | 7/25/2011 5:02:36 PM |
| alexgalt | $25.00 | 7/25/2011 5:12:01 PM |
| janeybooboo | $50.00 | 7/25/2011 5:05:10 PM |
| credit-missile | $110.00 | 7/25/2011 5:28:37 PM |
| contract-lionheart | $250.00 | 7/25/2011 5:54:54 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
517905
This series of Notes was issued and sold upon the funding of the borrower loan #51656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $201.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RYHOUS80 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,750.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2009)
680-699
(May-2008)
620-639
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
cosmetic dental work
Purpose of loan:
This loan will be used to finance dental work.
My financial situation:
I am a good candidate for this loan because I have a stable job with same employer for over 3 years. I just completed a Master's degree, and expect a promotion soon.
Monthly net income: $1900.00
Monthly expenses: $ 1500.00
Housing: $0.00
Insurance: $0.00
Car expenses: $560.00
Utilities: $100.00
Phone, cable, internet: $100.
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $ 0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $200.00 | 7/23/2011 12:19:16 PM |
| Scotcha | $50.00 | 7/23/2011 1:57:27 PM |
| r48 | $28.00 | 7/23/2011 3:20:42 PM |
| reflective-rupee | $500.09 | 7/23/2011 12:08:41 PM |
| edaguy | $50.00 | 7/23/2011 2:27:36 PM |
| JCM_MN | $40.00 | 7/23/2011 1:55:51 PM |
| marinbb | $100.00 | 7/23/2011 1:22:14 PM |
| ryan6853 | $25.00 | 7/23/2011 1:50:27 PM |
| worth-blanket2 | $4,506.91 | 7/23/2011 3:37:56 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
518021
This series of Notes was issued and sold upon the funding of the borrower loan #51706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 10y 11m |
|
Amount delinquent:
| $2,011 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bagtracer |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,400.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
720-739
(Jul-2009)
740-759
(Apr-2008)
740-759
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Continue paying down debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because this will be my 3rd loan on prosper. I continue to make great strides with paying down Capitol One personal loan, and Bank of America line of credit.Thank you for giving me an opportunity to get out of debt alot sooner then these banks.
Monthly net income: $2600
Monthly expenses: $
Housing: $602
Insurance: $62
Car expenses: $200
Utilities: $38Phone, cable, internet: $46
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $962
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 7/24/2011 4:04:01 PM |
| MoneyForNothing | $50.00 | 7/24/2011 12:02:40 PM |
| flwah | $25.00 | 7/24/2011 12:07:04 PM |
| Track-Layer | $100.00 | 7/24/2011 12:08:10 PM |
| Feyenoord | $25.00 | 7/24/2011 12:03:01 PM |
| chameleon125 | $25.00 | 7/24/2011 12:07:46 PM |
| proper-revenue7 | $25.00 | 7/24/2011 6:38:16 PM |
| worth-blanket2 | $3,675.00 | 7/24/2011 6:40:46 PM |
| thehousewife | $50.00 | 7/24/2011 5:01:52 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
518051
This series of Notes was issued and sold upon the funding of the borrower loan #51745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,340 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| daveydoo1964 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
720-739
(Jun-2008)
|
|
Principal balance:
| $2,852.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Paying off funeral expenses
Recently lost my grandmother and need to pay off funeral expenses not covered under her life insurance. Currently only grandchild employed and others cannot contribute. Please help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/24/2011 5:18:19 PM |
| MoneyForNothing | $50.00 | 7/24/2011 12:02:40 PM |
| Feyenoord | $25.00 | 7/24/2011 12:03:02 PM |
| investment-artist | $25.01 | 7/24/2011 12:03:03 PM |
| Moneypenny6 | $25.00 | 7/24/2011 1:44:06 PM |
| worth-blanket2 | $6,764.99 | 7/24/2011 6:39:54 PM |
| Kaj | $35.00 | 7/24/2011 2:18:04 PM |
| thehousewife | $50.00 | 7/24/2011 5:02:40 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
518123
This series of Notes was issued and sold upon the funding of the borrower loan #51672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,364 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dakkid |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
660-679
(Nov-2009)
660-679
(Jul-2008)
|
|
Principal balance:
| $2,651.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Pay off those bad credit cards....
Purpose of loan:
This loan will be used to...pay off credit cards and the other prosper loan.
My financial situation:
I am a good candidate for this loan because...I have had a previous loan for $11,000 and a current loan for $2,600. I have paid my first loan in full 9 months early and with this loan, I would pay 3 credit cards off and my currect prosper loan.
Monthly net income: $5955.53
Monthly expenses: $
Housing: $2108
Insurance: $114
Car expenses: $1000
Utilities: $140
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $440
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-guard5 | $25.00 | 7/25/2011 9:31:24 AM |
| JCM_MN | $40.00 | 7/25/2011 10:10:20 AM |
| sgt-schultz | $30.00 | 7/25/2011 10:44:30 AM |
| fortytwo | $50.00 | 7/25/2011 10:58:42 AM |
| lowrater | $50.90 | 7/25/2011 11:25:51 AM |
| investment-artist | $25.01 | 7/25/2011 9:02:34 AM |
| MoneyForNothing | $28.06 | 7/25/2011 9:43:37 AM |
| Feyenoord | $25.00 | 7/25/2011 9:08:15 AM |
| MarvintheMartian | $30.00 | 7/25/2011 9:58:19 AM |
| janeybooboo | $75.00 | 7/25/2011 12:31:31 PM |
| lendstats_com | $200.00 | 7/25/2011 9:20:18 AM |
| kind-bid-genome | $25.00 | 7/25/2011 10:16:55 AM |
| silvercertificate | $25.00 | 7/25/2011 9:42:02 AM |
| radforj22 | $25.00 | 7/25/2011 9:47:01 AM |
| Whatssofunnybout | $25.00 | 7/25/2011 9:47:47 AM |
| first-serene-credit | $25.00 | 7/25/2011 1:13:32 PM |
| thankful-nickel2 | $25.00 | 7/25/2011 10:47:21 AM |
| golffish2 | $25.00 | 7/25/2011 12:09:10 PM |
| GoGalt | $50.00 | 7/25/2011 11:07:38 AM |
| janeybooboo | $25.00 | 7/25/2011 12:31:25 PM |
| heavenly-interest9 | $100.00 | 7/25/2011 4:52:10 PM |
| dammage | $35.00 | 7/25/2011 2:45:15 PM |
| skillful-asset5 | $30.00 | 7/25/2011 6:55:54 PM |
| magnetic-dedication3 | $25.00 | 7/25/2011 4:54:29 PM |
| JustMee | $25.00 | 7/25/2011 9:21:36 PM |
| exciting-fairness | $200.00 | 7/25/2011 5:14:27 PM |
| itskarma | $35.35 | 7/25/2011 5:18:03 PM |
| calbertrand | $25.00 | 7/25/2011 7:00:51 PM |
| shrewd-income | $75.00 | 7/25/2011 11:26:07 PM |
| grampy48 | $26.50 | 7/25/2011 7:46:35 PM |
| houli123 | $1,000.00 | 7/25/2011 11:49:45 PM |
| buffalobills | $25.00 | 7/25/2011 9:08:53 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:26:55 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:54 PM |
| worth-blanket2 | $7,500.00 | 7/25/2011 9:39:07 AM |
| Whipster | $60.00 | 7/25/2011 11:04:06 AM |
| profit-powerplant | $25.00 | 7/25/2011 12:41:04 PM |
| CA-Lender | $50.07 | 7/25/2011 9:54:03 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:13 AM |
| bullish2bearish | $100.00 | 7/25/2011 10:15:58 AM |
| reflective-rupee | $1,000.00 | 7/25/2011 10:34:58 AM |
| reflective-rupee | $1,000.09 | 7/25/2011 9:47:29 AM |
| shrewd-income | $247.84 | 7/25/2011 9:54:47 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:58:31 AM |
| janeybooboo | $50.00 | 7/25/2011 12:31:19 PM |
| NekHoldings | $25.00 | 7/25/2011 10:04:52 AM |
| hillerod | $25.25 | 7/25/2011 9:44:34 AM |
| marinbb | $100.00 | 7/25/2011 2:28:01 PM |
| SolarMoonshine | $100.00 | 7/25/2011 3:13:26 PM |
| kulender | $100.00 | 7/25/2011 10:42:44 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:09 PM |
| market-pudding | $25.00 | 7/25/2011 12:21:37 PM |
| _NaLNaBB | $100.00 | 7/25/2011 11:12:56 AM |
| justanothersushieater | $25.00 | 7/25/2011 12:18:51 PM |
| Mikale360 | $25.00 | 7/25/2011 3:09:09 PM |
| sweetlan | $25.07 | 7/25/2011 7:20:05 PM |
| natural-trade7 | $100.00 | 7/25/2011 5:01:09 PM |
| 113121 | $550.00 | 7/25/2011 8:15:29 PM |
| famous-bill | $25.00 | 7/25/2011 5:24:08 PM |
| vutah | $25.00 | 7/25/2011 8:49:03 PM |
| worldly-investment333 | $50.00 | 7/25/2011 9:07:18 PM |
| professional-coin1 | $175.00 | 7/25/2011 6:33:53 PM |
| Iwillhuntyoudown | $25.00 | 7/25/2011 11:32:08 PM |
| epall | $25.00 | 7/25/2011 7:16:43 PM |
| kenji4861 | $25.00 | 7/25/2011 11:46:00 PM |
| first-dinero-paladin | $50.00 | 7/25/2011 8:21:09 PM |
| whitegold24k | $100.00 | 7/25/2011 6:27:15 PM |
| professional-coin1 | $125.00 | 7/25/2011 6:34:12 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:47:36 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:31 PM |
| diligent-peace9 | $200.00 | 7/25/2011 7:09:12 PM |
| clean-fund | $180.98 | 7/25/2011 7:43:20 PM |
| houli123 | $29.88 | 7/25/2011 11:50:13 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
518157
This series of Notes was issued and sold upon the funding of the borrower loan #51741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,808 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fairness-admiral |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
07/25/2011
Purpose of loan: Pay off some debt
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because... I will make my payments on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/26/2011 10:00:54 AM |
| money-baron | $25.00 | 7/25/2011 5:01:55 PM |
| greencat | $50.00 | 7/26/2011 7:29:24 AM |
| worth-blanket2 | $4,499.91 | 7/26/2011 2:46:27 PM |
| alexgalt | $25.00 | 7/25/2011 6:01:42 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:10:24 PM |
| MarvintheMartian | $25.00 | 7/25/2011 5:24:15 PM |
| grotheik | $25.00 | 7/26/2011 7:34:36 AM |
| economy-coup | $100.00 | 7/25/2011 8:54:32 PM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:14 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
518201
This series of Notes was issued and sold upon the funding of the borrower loan #51744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,274 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-organic-moola |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finances
Purpose of loan: General
This loan will be used to...Pay for dental work, pay tax owed to IRS, pay off high interest/fee credit card (s)
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2775
Monthly expenses: $2000
Housing: $900
Insurance: $114
Car expenses: $50
Utilities: $140
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/26/2011 10:00:54 AM |
| reflective-rupee | $25.09 | 7/25/2011 5:11:44 PM |
| Wangchuk | $25.00 | 7/25/2011 6:18:11 PM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:15 AM |
| money-baron | $25.00 | 7/26/2011 12:57:31 AM |
| worth-blanket2 | $3,849.91 | 7/26/2011 2:48:55 PM |
| alexgalt | $25.00 | 7/25/2011 6:00:50 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
518213
This series of Notes was issued and sold upon the funding of the borrower loan #51645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $182.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 3m |
|
Amount delinquent:
| $113 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $930 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Razjamon |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
680-699
(Jul-2009)
620-639
(Dec-2006)
|
|
Principal balance:
| $4,049.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Assistance with last year's taxes.
Purpose of loan:
This loan will be used to assist me in paying off my federal taxes.
My financial situation:
I am a good candidate for this loan because I have paid off one already and am timely and current with payments to my other loan.
Monthly net income: $2850.00
Monthly expenses: $1600.00
Housing: $990.00
Insurance: $25.00
Car expenses: $0.00
Utilities: $85.00
Phone, cable, internet: $100.00
Food, entertainment: $120.00
Clothing, household expenses: $50.00
Credit cards and other loans: $240.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 7/25/2011 5:01:33 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
518223
This series of Notes was issued and sold upon the funding of the borrower loan #51620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $219.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
15 | Length of status: | 34y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,297 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brilliant-p2p |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Pay Off Stock Loan to SAVE
This loan will be used to pay off an existing stock loan. My 401K plan will only allow one at a time, if you could help; I would payoff that loan and take a new loan for about $16000, the first weeks of January 2012. Making payoff of this loan fast and secure for you. This is why a high rate is not so bad; it will only be a 6-month loan.
I have a steady engineering job (35 years) and run a small Internet business that nets about $10K per year (this is not included in the financials above). House is totally paid off; other payments are fairly small but would like to have it all paid off and use my stock fund to do so.
Monthly net income: $5000
Fixed expenses before loan ~ $4100
Housing: $0
Insurance: $165
Car expenses: $259
Utilities: $270
Phone, cable, internet: $205
Food, entertainment: $525
Clothing, household expenses: $100
Credit cards and other loans: $1680
Other expenses: $ property taxes and insurance at $550 / month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/25/2011 5:02:10 PM |
| janeybooboo | $50.00 | 7/25/2011 5:03:31 PM |
| bullish2bearish | $40.00 | 7/25/2011 5:12:45 PM |
| janeybooboo | $100.00 | 7/25/2011 5:03:18 PM |
| worth-blanket2 | $5,554.90 | 7/25/2011 6:11:34 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:08:38 PM |
| MarvintheMartian | $30.00 | 7/25/2011 5:13:43 PM |
| 7 Investments
|