Sales Report:Supplement No. 6 dated Jul 08, 2011 to Prospectus dated Jun 23, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jun 23, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jun 23, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 511815
This series of Notes was issued and sold upon the funding of the borrower loan #51068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jun-17-2011 
Term: 36 months Listing End date:  Jun-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2005 Debt/Income ratio: 20%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,254Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: yield-wonder2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
I am ideal for this loan because, I have a stable job and make a total of $41,000 a year (about $3500 monthly).

My entire monthly expenditure plus credit card bills is $2200.

My current credit card monthly bill is huge about $850. This loan will enable me PAYOFF ALL MY CREDIT CARDS completely.

Once I pay off my credit card, I will be more than comfortable to payoff this loan's monthly payment of $326.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investoman$50.006/17/2011 9:01:42 AM
important-openness1$100.006/17/2011 9:01:56 AM
lendstats_com$200.006/17/2011 10:38:31 AM
CA-Lender$25.066/18/2011 9:01:29 AM
sdcc72$25.006/21/2011 8:05:00 AM
economy-huckleberry0$25.006/24/2011 9:53:30 AM
alexgalt$25.006/25/2011 10:52:34 AM
back-scratchers$25.006/25/2011 12:30:41 PM
Rogelio48$50.006/25/2011 8:13:44 PM
buffalobills$25.006/26/2011 4:26:45 PM
well-mannered-income3$70.006/26/2011 1:14:15 PM
lowrater$150.506/27/2011 8:19:12 AM
tshurts$25.006/27/2011 6:11:13 AM
GElender$25.006/27/2011 5:06:25 PM
suave-dime6$25.006/27/2011 3:55:49 PM
the-profit-oracle$25.006/27/2011 5:09:02 PM
transformer855$25.006/27/2011 7:00:25 PM
shrewd-income$163.416/27/2011 5:28:43 PM
lasalle123$100.006/27/2011 7:09:03 PM
kendigme$32.876/28/2011 4:29:58 AM
dws2380$25.006/28/2011 7:57:11 AM
yield-lion$25.006/28/2011 9:22:01 AM
a-fund-doctor$25.006/28/2011 12:25:43 PM
yf99yz$50.006/28/2011 4:05:10 PM
high_flyer$50.006/28/2011 8:59:13 PM
DasMula$27.006/28/2011 4:35:29 PM
wizardii$25.006/28/2011 9:34:13 PM
p2ploan-sensation211$25.006/28/2011 6:47:14 PM
intrepid-loot$25.006/29/2011 5:07:52 AM
dthompso$100.006/28/2011 9:34:29 PM
umfan123$25.006/29/2011 12:40:15 AM
dough-museum1$25.006/28/2011 9:34:22 PM
kulender$100.006/29/2011 5:49:33 AM
irrelevant$25.006/29/2011 12:41:48 AM
leball$50.006/29/2011 7:34:22 AM
aquistoyraul$25.006/29/2011 7:40:47 AM
dsgfl1$30.006/29/2011 9:35:40 AM
pious-benjamins1$25.006/29/2011 7:22:17 AM
Cai8899$25.006/29/2011 9:13:28 AM
healthy-peso9$25.006/29/2011 3:44:57 PM
chkrvrty$25.006/29/2011 5:23:32 PM
point-mastery$100.006/29/2011 5:46:08 PM
ethicalhumanist$25.006/29/2011 6:55:27 PM
spiff666$26.666/29/2011 7:28:10 PM
Investor_DP$100.006/17/2011 9:02:13 AM
restless-dime$100.006/17/2011 11:34:06 AM
InChicago$50.006/18/2011 8:53:42 AM
loanman2007$150.006/19/2011 10:47:22 AM
Agonbiew$50.006/19/2011 1:04:25 PM
first-favorite-bonus9$25.006/20/2011 2:22:20 AM
asoldier$25.006/21/2011 8:00:44 AM
reflective-rupee$750.046/24/2011 10:15:34 AM
ommcd$25.006/24/2011 5:20:52 PM
CashFlow13$2,000.006/25/2011 9:54:32 AM
vutah$25.006/25/2011 12:29:13 PM
economy-coup$100.006/25/2011 9:50:43 PM
greencat$50.006/27/2011 7:26:07 AM
tranquil-gain1$100.006/27/2011 2:57:30 PM
openness-antioxidant$75.006/27/2011 3:12:06 PM
aultraman$25.006/27/2011 5:15:48 PM
HamachiMan$50.006/27/2011 7:21:57 PM
simplelender80$100.006/27/2011 7:36:19 PM
Astounding$25.006/27/2011 10:20:49 PM
best-charming-leverage$100.006/28/2011 9:18:36 AM
wlm3012$50.006/28/2011 7:31:24 AM
pious-benjamins1$25.006/28/2011 10:56:43 AM
SolarMoonshine$25.006/28/2011 9:58:01 AM
diplomatic-wealth7$25.006/28/2011 3:47:09 PM
loss-of-control$50.006/28/2011 6:42:08 PM
five-star-commitment0$26.006/28/2011 7:26:54 PM
market-pudding$25.006/29/2011 6:53:28 AM
golffish2$50.006/29/2011 7:52:22 AM
Bob450$25.006/28/2011 10:02:16 PM
calimanusa$50.006/29/2011 1:12:36 AM
leverage-ectasy$30.006/29/2011 4:23:34 AM
kwan$25.006/29/2011 9:42:26 AM
insrq$25.846/29/2011 7:20:51 AM
Maximum_Investment$25.006/29/2011 11:50:23 AM
yield-trader$50.006/29/2011 9:13:21 AM
burgeoning-greenback$25.006/29/2011 9:46:59 AM
sensible-fund$25.006/29/2011 4:16:14 PM
handy-justice$200.006/29/2011 5:17:30 PM
tender-commerce8$50.006/29/2011 3:44:36 PM
genius520$50.006/29/2011 3:44:58 PM
janeybooboo$82.626/29/2011 8:53:52 PM
red-power-pecan$50.006/29/2011 5:21:00 PM
yield-hut$200.006/29/2011 6:09:02 PM
marinbb$50.006/29/2011 6:36:42 PM
worthy-bid8$25.006/29/2011 5:22:20 PM
desertoasis$30.006/29/2011 5:23:34 PM
tender-ore$30.006/29/2011 8:48:43 PM
marinbb$50.006/29/2011 6:42:17 PM
shrewd-income$100.006/29/2011 8:30:08 PM
93 Investments
 
Borrower Payment Dependent Notes Series 512721
This series of Notes was issued and sold upon the funding of the borrower loan #51052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jun-23-2011 
Term: 60 months Listing End date:  Jul-06-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 20.44% Monthly payment: $220.45
 
Lender servicing fee: 1.00% Effective Yield*: 17.68%  
Estimated return*: 11.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1994 Debt/Income ratio: 24%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,606Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: balance-accord0 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan21stcentury
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.006/23/2011 9:00:51 AM
ski bum$100.006/23/2011 9:01:20 AM
Investor_DP$100.006/23/2011 9:01:31 AM
MarvintheMartian$25.006/23/2011 9:10:41 AM
Zolton$100.006/23/2011 9:01:17 AM
JustMee$25.006/23/2011 12:25:19 PM
reflective-rupee$25.046/23/2011 9:36:00 PM
ministry1$50.006/24/2011 9:41:00 AM
cr8on$100.006/25/2011 10:45:46 AM
kulender$50.006/25/2011 2:41:04 PM
kdog99$100.006/27/2011 10:01:43 AM
HamachiMan$50.006/27/2011 7:21:23 PM
greenback-seagull2$100.006/29/2011 5:04:32 AM
credit-maple5$500.006/29/2011 9:12:39 AM
Interloper$29.006/29/2011 5:05:34 PM
platinum-genetics$25.006/30/2011 9:16:07 AM
Weaverville$50.006/30/2011 9:29:43 PM
x-lender$50.006/30/2011 11:04:15 PM
Cai8899$30.007/1/2011 9:17:16 AM
jmeasn$25.007/1/2011 1:05:06 PM
deal-processor0$100.007/1/2011 10:04:38 AM
jmeasn$25.007/1/2011 11:44:47 AM
jmeasn$100.007/1/2011 1:37:24 PM
radforj22$25.007/2/2011 9:59:21 AM
jodilee31$26.437/2/2011 2:43:53 PM
StPong$25.007/4/2011 9:06:12 AM
the-profit-oracle$25.007/4/2011 9:11:55 AM
kojo$50.007/4/2011 9:06:25 AM
jmeasn$25.007/4/2011 9:15:24 AM
screener$100.007/4/2011 9:07:02 AM
circuitfive$25.007/4/2011 9:09:54 AM
riproaringrapids$25.007/4/2011 9:10:03 AM
steven3333$25.007/4/2011 10:24:49 AM
socrates520$50.007/4/2011 4:24:06 PM
brightest-dynamic-peace$25.007/4/2011 9:14:46 AM
Frankieb21$50.007/4/2011 11:09:02 AM
Purple11$50.007/4/2011 2:59:07 PM
Sixmil$100.007/4/2011 5:05:03 PM
miked8303$25.007/5/2011 10:19:31 AM
let_me_retire$100.007/5/2011 1:05:07 PM
damage$25.007/5/2011 1:09:06 PM
progressive-economy261$100.007/5/2011 3:34:23 PM
pure-loyalty6$25.007/5/2011 5:17:18 PM
bold-principal-fountain$25.007/5/2011 8:31:08 PM
pencreek$25.007/5/2011 9:31:54 PM
einstein$400.007/5/2011 10:35:22 PM
yield-hut$100.007/6/2011 4:57:28 AM
enthralling-deal180$50.007/6/2011 5:47:40 AM
friendly-worth3$30.007/6/2011 8:51:12 AM
successful-economy5$50.007/6/2011 9:07:57 AM
HoosierDaddie$50.007/6/2011 9:07:59 AM
screenname03$50.007/6/2011 9:07:12 AM
microfunder$50.007/6/2011 9:07:59 AM
PrivateLoaner$50.007/6/2011 9:07:46 AM
velocity-solo$30.007/6/2011 9:09:06 AM
grampy48$25.007/6/2011 9:37:50 AM
Aaron_Oz$25.007/6/2011 9:35:39 AM
sunprints$25.007/6/2011 11:01:14 AM
astute-benjamins$25.007/6/2011 11:41:58 AM
rogue_monster$50.007/6/2011 12:30:22 PM
market-pudding$25.007/6/2011 12:33:42 PM
ericgassercom$46.647/6/2011 2:30:46 PM
affluence-tycoon$50.007/6/2011 2:32:19 PM
commanding-income774$25.007/6/2011 2:32:20 PM
IIP77$25.007/6/2011 2:30:55 PM
Bio-physicist$29.007/6/2011 2:31:55 PM
williemc44$25.007/6/2011 2:31:12 PM
meenan$25.007/6/2011 2:32:56 PM
Cheburashka$25.007/6/2011 2:41:37 PM
selector568$99.367/6/2011 2:42:36 PM
yield-seeker$25.007/6/2011 2:43:34 PM
first-silver-bridge$25.007/6/2011 3:33:03 PM
Zoramite$25.007/6/2011 3:41:45 PM
Leopoldine$25.007/6/2011 3:50:29 PM
NorthwestLoan1$50.007/6/2011 3:51:00 PM
oreyedoc$25.007/6/2011 3:48:39 PM
soccer_nutt$25.007/6/2011 3:51:51 PM
a-transaction-flute$25.007/6/2011 3:55:01 PM
delivery$25.007/6/2011 3:51:49 PM
BankofHank$125.007/6/2011 5:09:22 PM
the2monkeys$25.007/6/2011 5:09:36 PM
orderandprogress$50.007/6/2011 5:09:29 PM
littlemonkey$25.007/6/2011 5:20:47 PM
Munnie$25.007/6/2011 5:20:43 PM
Aimvest$25.007/6/2011 5:09:37 PM
divedude$25.007/6/2011 5:21:04 PM
rakstar$50.007/6/2011 5:09:41 PM
SanJoser$25.007/6/2011 5:20:48 PM
Vreet$50.007/6/2011 5:21:03 PM
loyalty-sherpa$25.006/23/2011 9:01:03 AM
BxRealtor$25.006/23/2011 9:00:50 AM
SimpleChoice$25.006/23/2011 2:24:24 PM
Bank_Of_XL$100.006/23/2011 1:03:48 PM
economy-huckleberry0$25.006/24/2011 10:06:49 AM
indomitable-coin$25.006/24/2011 2:16:03 PM
Rivervale_Westwood$25.006/27/2011 7:27:22 AM
Mav26$50.006/27/2011 2:13:28 PM
exchange-upholder0$100.006/27/2011 4:28:22 PM
intuitive-benefit3$100.006/30/2011 9:09:52 AM
pnace$35.006/30/2011 11:39:39 AM
jubilant-trade6$25.006/30/2011 10:59:07 PM
wise-alluring-penny$100.007/1/2011 9:15:39 AM
donmacprosper$25.007/1/2011 9:22:00 AM
vigilance-revolutionary$50.007/1/2011 9:49:39 AM
jiftostada$50.007/1/2011 5:19:42 PM
Watersports$50.007/1/2011 2:28:27 PM
Tradesmanlender$35.007/2/2011 1:16:35 AM
wwwUniversal$25.007/2/2011 1:25:20 AM
einstein$100.007/2/2011 4:49:33 AM
pythia$25.007/2/2011 11:56:25 AM
leverage-dolphin$25.007/2/2011 4:36:07 PM
egw$25.007/2/2011 4:39:17 PM
yield-trader$50.007/4/2011 9:06:27 AM
CapitalLibre$25.007/4/2011 9:09:07 AM
kenji4861$50.007/4/2011 9:06:33 AM
platinum-exec1$50.007/4/2011 9:07:05 AM
ohnezweck$50.007/4/2011 9:07:33 AM
wwialnlgy$100.007/4/2011 9:09:51 AM
money-bauble$100.007/4/2011 9:13:00 AM
AsianDragon$25.007/4/2011 3:42:15 PM
generator535$25.007/4/2011 8:19:05 PM
prominence8$40.007/5/2011 9:19:18 AM
loan-adventurer7$200.007/5/2011 10:34:47 AM
luckygreen10$50.007/5/2011 9:34:00 AM
triumph329$25.007/5/2011 1:41:18 PM
nickel-ferret$25.007/5/2011 2:34:11 PM
kegs$25.007/5/2011 8:42:32 PM
emphatic-responsibility$50.007/5/2011 11:08:54 PM
veneziani$25.007/6/2011 3:50:21 AM
PaulW$25.007/6/2011 4:35:24 AM
Occhy$30.007/6/2011 4:55:56 AM
leverage-gravitas$25.007/6/2011 5:54:59 AM
nildivloans$50.007/6/2011 6:01:37 AM
bigphish$50.007/6/2011 7:15:11 AM
kelly42$25.007/6/2011 7:38:57 AM
gallant-economy9$50.007/6/2011 8:27:10 AM
drkosh$25.007/6/2011 9:07:18 AM
generous-deal6$25.007/6/2011 9:07:17 AM
nhm$25.007/6/2011 9:08:24 AM
jobani$35.007/6/2011 9:08:09 AM
worthy-bid8$50.007/6/2011 9:11:54 AM
kewgdns$30.157/6/2011 9:12:22 AM
fragonardlives$25.007/6/2011 10:16:21 AM
CNG$37.507/6/2011 10:16:03 AM
tapesor$200.007/6/2011 10:20:35 AM
melodious-fairness$50.007/6/2011 11:16:41 AM
nikkiesgrandma$50.007/6/2011 11:36:10 AM
note-farm4$25.007/6/2011 2:12:42 PM
loot-heart$25.007/6/2011 2:17:32 PM
spursdog$50.007/6/2011 1:49:51 PM
cutter21$25.007/6/2011 2:35:17 PM
the-enthralling-coin$25.007/6/2011 2:42:09 PM
gslinv$50.007/6/2011 2:43:35 PM
penny-champ5$25.007/6/2011 3:28:02 PM
wlm3012$25.057/6/2011 3:21:47 PM
gilbrear$25.007/6/2011 3:47:17 PM
daddyx3$50.007/6/2011 3:51:04 PM
GCInvestments$25.007/6/2011 3:51:06 PM
jt88$25.007/6/2011 3:51:08 PM
6moonbeams$25.007/6/2011 3:51:45 PM
revmax$25.007/6/2011 5:06:15 PM
valiant-liberty4$25.007/6/2011 5:07:57 PM
Banker7371$25.007/6/2011 5:09:23 PM
kaykarun$35.007/6/2011 5:08:47 PM
a-logical-power$25.007/6/2011 5:10:55 PM
PatRichi$25.007/6/2011 5:20:49 PM
SRK_FROM_WA$50.007/6/2011 5:20:46 PM
bid-computer$50.007/6/2011 5:20:51 PM
amijo$25.007/6/2011 5:21:07 PM
wampum-optimization$41.207/6/2011 5:20:26 PM
busnssmn$25.007/6/2011 5:20:41 PM
fiddlerzvi$50.007/6/2011 5:20:50 PM
CaboWaboRobo$25.007/6/2011 5:21:02 PM
helpinghand63$29.177/6/2011 5:21:06 PM
174 Investments
 
Borrower Payment Dependent Notes Series 513599
This series of Notes was issued and sold upon the funding of the borrower loan #51040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jun-27-2011 
Term: 12 months Listing End date:  Jul-01-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 34.11% Monthly payment: $285.12
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 12.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1997 Debt/Income ratio: 29%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $61,785Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: extraordinary-loan1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to complete home improvement items.

My financial situation:
I am a good candidate for this loan because I have a good cridt score and all bills are paid by due date.


Monthly net income: $5162
Monthly expenses: $3583
Housing: $850
Insurance: $203
Car expenses: $0
Utilities: $254
Phone, cable, internet: $181
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $1595
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.006/27/2011 9:01:57 AM
Azonic21$25.006/27/2011 9:05:31 AM
shrewd-peace7$25.006/27/2011 9:10:45 AM
a-restless-dollar$25.006/27/2011 12:25:15 PM
diversification-medalist$25.006/27/2011 12:35:24 PM
tacopants$50.006/27/2011 12:48:13 PM
first-class-gold0$222.006/27/2011 12:10:54 PM
blue-useful-auction$25.006/27/2011 1:15:13 PM
favorite-commerce$25.006/27/2011 4:10:31 PM
gain-expert$50.006/27/2011 5:06:44 PM
reflective-rupee$200.046/28/2011 6:38:26 AM
lowrater$50.406/28/2011 5:01:23 PM
leball$50.006/28/2011 6:38:33 PM
silver-enlightenment0$100.006/29/2011 6:59:55 AM
yf99yz$30.006/28/2011 9:54:06 PM
Invest-In-Rednecks$50.006/29/2011 12:59:42 PM
cbivitz$75.006/29/2011 1:49:15 PM
first-favorite-bonus9$25.006/29/2011 5:22:13 PM
auction-seeker$25.006/30/2011 7:27:20 AM
Bob450$25.006/30/2011 7:49:01 AM
ethicalhumanist$25.006/30/2011 7:59:10 AM
klend4$33.636/30/2011 3:00:40 PM
sensible-fund$25.006/30/2011 4:57:01 PM
shrewd-income$50.006/30/2011 11:52:43 AM
Astyanax$100.006/30/2011 2:51:45 PM
tomdooley12520$25.006/30/2011 4:47:11 PM
irrelevant$25.007/1/2011 12:51:14 AM
wlm3012$25.056/30/2011 6:20:16 PM
careful-note1$50.007/1/2011 5:25:56 AM
Weaverville$25.006/30/2011 9:31:12 PM
wealth-tremolo7$100.007/1/2011 7:24:47 AM
enthralling-investment$38.427/1/2011 8:35:59 AM
wealth-tremolo7$226.527/1/2011 9:28:08 AM
janeybooboo$100.006/27/2011 9:15:23 AM
wise-eloquent-yield$50.006/27/2011 9:06:11 AM
DasMula$27.006/27/2011 10:38:20 AM
BigBag$25.006/27/2011 1:13:42 PM
leverage-monger$25.006/27/2011 10:49:09 AM
JustMee$25.006/27/2011 11:54:39 AM
Jonb6919$25.006/27/2011 2:31:08 PM
thankful-nickel2$25.006/27/2011 3:28:08 PM
simplelender80$100.006/27/2011 7:37:42 PM
capital_projects_investor$25.006/28/2011 6:54:11 AM
economy-huckleberry0$25.006/28/2011 2:31:21 PM
vutah$25.006/28/2011 7:01:30 PM
tzvie$25.006/29/2011 6:25:16 AM
exchange-upholder0$25.006/29/2011 4:23:16 PM
fragonardlives$40.006/29/2011 3:46:47 PM
bowler252$25.006/29/2011 6:26:57 PM
nickel-launcher$25.006/30/2011 8:43:27 AM
1traveler$25.006/30/2011 12:21:41 AM
Rogesparkguy$25.006/30/2011 6:56:52 AM
Investoman$50.006/30/2011 9:14:45 AM
insrq$25.926/30/2011 12:58:25 PM
beaker$56.136/30/2011 4:53:51 PM
well-mannered-income3$25.006/30/2011 5:55:01 PM
loss-of-control$75.006/30/2011 6:28:43 PM
p2ploan-sensation211$49.896/30/2011 6:46:11 PM
determined-nickel30$25.007/1/2011 6:37:37 AM
SecondChanceLendingSERV$25.007/1/2011 7:13:30 AM
Bill88$25.007/1/2011 8:43:31 AM
Long-term2040$25.007/1/2011 6:34:09 AM
62 Investments
 
Borrower Payment Dependent Notes Series 513923
This series of Notes was issued and sold upon the funding of the borrower loan #51026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2001 Debt/Income ratio: 33%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: integrity-pilot6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
integrity-pilot6
Purpose of loan: Home Improvement
This loan will be used to purchase new carpet and fencing for home.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2160
Monthly expenses: $1680


Housing: $0 (Own)
Insurance: $120
Car expenses: $450
Utilities: $200
Phone, cable, internet: $60
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
transparency-baton$25.006/29/2011 9:13:17 AM
yield-trader$50.006/29/2011 10:34:38 AM
responsive-rate884$25.006/29/2011 9:19:31 AM
DadWarbucks$25.006/29/2011 1:19:24 PM
Danjack_Capital$25.007/1/2011 8:01:39 AM
terrific-point4$50.007/1/2011 11:35:55 PM
transformer855$25.007/2/2011 4:38:57 PM
treasure-hunter270$25.007/2/2011 2:12:00 PM
head$25.007/3/2011 7:40:09 AM
prudent-gain7$25.007/3/2011 5:37:57 AM
dynrep$100.007/3/2011 1:33:56 PM
calimanusa$25.007/3/2011 6:50:08 PM
moola-butterfly3$200.007/4/2011 7:54:54 AM
jmeasn$25.007/4/2011 9:14:34 AM
Astyanax$85.007/4/2011 10:22:03 AM
loan-lionheart6$25.007/4/2011 5:19:17 PM
onecooldrink$25.007/4/2011 7:03:52 PM
mcgillis99$50.007/5/2011 7:06:15 AM
wise-unequivocal-return$25.007/4/2011 5:58:02 PM
restless-dime$100.007/5/2011 8:53:26 AM
hfpinc$35.007/5/2011 9:39:51 AM
jasonrun$25.007/5/2011 9:58:19 AM
loss-of-control$75.007/5/2011 5:42:06 PM
optionscashflow$25.007/5/2011 11:41:26 PM
kind-diligent-coin$50.007/6/2011 4:04:42 AM
Christus_Victor$25.007/6/2011 5:19:28 AM
DasMula$27.007/6/2011 5:50:30 AM
grampy48$50.007/6/2011 6:37:44 AM
Investoman$50.006/29/2011 9:14:54 AM
social-hunter5$25.006/29/2011 1:50:29 PM
nickel-launcher$25.006/30/2011 8:29:38 AM
power-grid134$25.006/30/2011 2:12:52 PM
SolarMoonshine$25.007/4/2011 8:28:18 AM
novice1$25.007/4/2011 2:00:53 PM
IASKGOD$25.007/4/2011 9:17:21 PM
peskier$25.007/5/2011 8:08:51 AM
tomdooley12520$25.007/5/2011 6:06:03 AM
OLYVRC$50.007/5/2011 10:34:36 AM
debt-legend$25.007/5/2011 12:20:40 PM
hidavehi$33.007/5/2011 4:38:50 PM
let_me_retire$50.007/5/2011 5:51:54 PM
restless-dime$50.007/5/2011 9:54:01 PM
a-fund-doctor$25.007/6/2011 12:33:44 AM
impala6464$63.007/6/2011 2:20:56 AM
Firescreek$25.007/6/2011 6:05:51 AM
peso-bonaza$25.007/6/2011 6:38:06 AM
favorite-commerce$30.007/6/2011 7:18:11 AM
lowrater$100.707/6/2011 6:57:22 AM
Nerdster1$1.307/6/2011 8:31:30 AM
49 Investments
 
Borrower Payment Dependent Notes Series 513957
This series of Notes was issued and sold upon the funding of the borrower loan #51065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jun-30-2011 
Term: 36 months Listing End date:  Jul-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1998 Debt/Income ratio: 17%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:18y 3m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,204Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: kind-harmonious-point Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pumpkin21
Purpose of loan: personal
This loan will be used to...pay some unexpected bills

My financial situation:
I am a good candidate for this loan because...I never pay bills late, I work consistently and I am due for an increase this year


Monthly net income: $4,000
Monthly expenses: $3,267
Housing: $1,600
Insurance: $188
Car expenses: $0/gas+$100
Utilities: $150
Phone, cable, internet: $179
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LoanerPrincipal$25.006/30/2011 5:04:40 PM
first-favorite-bonus9$25.006/30/2011 5:11:27 PM
credit-guard5$25.006/30/2011 5:20:44 PM
alexgalt$25.006/30/2011 6:59:40 PM
money-baron$25.007/1/2011 12:56:04 AM
important-openness1$100.006/30/2011 5:08:29 PM
SolarMoonshine$25.007/1/2011 4:08:59 AM
tech310$50.006/30/2011 5:09:49 PM
DHolly$25.006/30/2011 6:23:01 PM
reflective-rupee$500.046/30/2011 6:35:01 PM
wealth-multiplier$25.006/30/2011 7:31:31 PM
sdcc72$25.007/1/2011 8:24:48 AM
credit-missile$110.007/1/2011 5:34:56 AM
payout-hammock1$50.007/1/2011 4:24:34 AM
marinbb$100.007/1/2011 8:01:43 AM
atlmoneyman$27.407/1/2011 11:14:28 AM
bold-gold-relaxation$100.007/1/2011 11:30:54 AM
RecoveryLender$25.007/1/2011 11:33:59 AM
Sambamm1$85.007/1/2011 1:21:13 PM
bold-gold-relaxation$100.007/1/2011 11:30:59 AM
favorite-commerce$25.007/1/2011 11:03:01 AM
Lonely_Hunter$100.007/1/2011 11:33:53 AM
SmartConsolidation$25.007/1/2011 12:18:47 PM
larryboy10$25.007/1/2011 5:06:45 PM
compatible-agreement$25.007/1/2011 1:12:42 PM
kind-charming-value$1,200.007/1/2011 5:29:13 PM
lowrater$200.607/1/2011 3:19:42 PM
mammalian4$25.007/1/2011 7:43:38 PM
well-mannered-income3$50.007/1/2011 7:45:10 PM
yield-hut$25.007/1/2011 5:31:45 PM
thankful-nickel2$25.007/1/2011 7:40:06 PM
natural-trade7$26.187/1/2011 7:31:08 PM
janeybooboo$100.006/30/2011 5:05:10 PM
Investor_DP$100.006/30/2011 5:08:40 PM
simplelender80$100.006/30/2011 5:08:52 PM
golffish2$50.007/1/2011 3:53:37 AM
lendstats_com$300.006/30/2011 5:09:36 PM
social-hunter5$50.007/1/2011 6:20:23 AM
wonder3$35.006/30/2011 7:02:53 PM
yf99yz$35.006/30/2011 9:50:02 PM
dsgfl1$60.007/1/2011 6:28:56 AM
Whipster$60.007/1/2011 6:29:23 AM
blitzen40$25.007/1/2011 9:22:51 AM
loanman2007$100.007/1/2011 7:07:23 AM
greencat$50.007/1/2011 7:20:02 AM
taltman$25.007/1/2011 7:24:55 AM
foothillender$25.007/1/2011 7:50:26 AM
CA-Lender$75.077/1/2011 8:49:21 AM
Investoman$50.007/1/2011 9:21:46 AM
restless-dime$100.007/1/2011 9:30:08 AM
leverage-monger$25.007/1/2011 9:37:31 AM
Astyanax$75.007/1/2011 3:43:24 PM
jmeasn$25.007/1/2011 12:04:23 PM
Bob450$25.007/1/2011 5:04:16 PM
exchange-upholder0$25.007/1/2011 12:51:34 PM
jmeasn$25.007/1/2011 1:04:33 PM
back-scratchers$25.007/1/2011 1:29:36 PM
exchange-upholder0$25.007/1/2011 1:59:07 PM
taetrade$25.007/1/2011 6:39:50 PM
loss-of-control$75.007/1/2011 7:22:48 PM
money-fort$30.717/1/2011 3:37:53 PM
jmeasn$25.007/1/2011 5:09:18 PM
Rogelio48$30.007/1/2011 5:30:40 PM
63 Investments
 
Borrower Payment Dependent Notes Series 514114
This series of Notes was issued and sold upon the funding of the borrower loan #51021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-03-2011 
Term: 36 months Listing End date:  Jul-04-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $183.25
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2001 Debt/Income ratio: 7%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,345Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: hkp2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2008)
600-619 (May-2008)
 
Principal balance: $185.98 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Business Start-up Capital
Purpose of loan:

The purpose of this loan is to raise start-up funding for a womenswear line debuting its first collection this Fall/Winter season. This small collection features your fall/winter essentials as a short, wool jacket, wool-crepe/satin skirt, wool shorts, wool/satin pants, and a poly-cotton dress. As for myself, the founder/designer, I am an experienced professional with an MBA from DePaul University.

My financial situation:
I am a great candidate for loan because my debt-to-income ratio is low and previously, I paid my Prosper loan payments on time, every month, and paid the balance in full a few months early.

Monthly net income: $3,000
Monthly expenses: $1,700
Housing: $ 0 (I live with a relative)
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
resolute-worth4$50.007/3/2011 12:05:17 PM
greenback-seagull2$100.007/3/2011 12:05:51 PM
rescue$100.007/3/2011 12:04:19 PM
first-serene-credit$25.007/3/2011 1:34:12 PM
QsDad$25.007/3/2011 12:05:00 PM
Aberdeen$2,000.007/3/2011 12:05:01 PM
ski bum$100.007/3/2011 12:05:34 PM
marwadi-62$500.007/3/2011 8:05:45 PM
s270$25.007/3/2011 12:57:18 PM
RecoveryLender$25.007/3/2011 12:56:17 PM
a-responsible-return$50.007/3/2011 11:19:14 PM
DasMula$27.007/3/2011 8:20:21 PM
Captain_America$200.007/4/2011 9:47:15 AM
loanman2007$100.007/4/2011 10:52:27 AM
kleinbrak$25.007/4/2011 11:28:34 AM
resolute-basis9$100.007/3/2011 12:05:18 PM
reflective-rupee$25.097/3/2011 12:06:36 PM
SolarMoonshine$25.007/3/2011 12:34:40 PM
Astyanax$100.007/3/2011 1:42:56 PM
Investor_DP$100.007/3/2011 12:05:14 PM
MoneyForNothing$33.337/3/2011 12:04:06 PM
BxRealtor$25.007/3/2011 12:04:12 PM
JustMee$25.007/3/2011 3:47:54 PM
jmeasn$100.007/3/2011 12:06:00 PM
investment-artist$25.017/3/2011 12:04:34 PM
HamachiMan$50.007/3/2011 12:05:43 PM
tech310$50.007/3/2011 12:05:55 PM
pnace$50.007/3/2011 12:06:17 PM
jmeasn$25.007/3/2011 12:08:22 PM
leverage-monger$55.557/4/2011 6:32:28 AM
JCM_MN$40.007/3/2011 2:03:27 PM
marinbb$100.007/3/2011 12:28:19 PM
janeybooboo$50.007/3/2011 2:16:21 PM
MarvintheMartian$25.007/3/2011 12:30:43 PM
MoneyForNothing$45.847/3/2011 2:06:59 PM
janeybooboo$50.007/3/2011 2:16:13 PM
Moe87$25.007/3/2011 2:45:45 PM
favorite-commerce$25.007/3/2011 3:38:36 PM
penny-winner$100.007/3/2011 5:53:21 PM
a-fund-doctor$25.007/4/2011 1:04:16 AM
DoctorJoe$25.007/4/2011 5:47:26 AM
gslinv$25.007/4/2011 9:05:23 AM
vutah$25.007/4/2011 11:47:34 AM
Bob450$25.007/4/2011 9:31:58 AM
cbivitz$222.007/4/2011 9:16:38 AM
Sol_Invictus$25.007/4/2011 10:03:25 AM
SOP_Bank$25.007/4/2011 10:46:32 AM
MoneyForNothing$1.187/4/2011 11:47:55 AM
48 Investments
 
Borrower Payment Dependent Notes Series 514428
This series of Notes was issued and sold upon the funding of the borrower loan #51059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $78.46
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1981 Debt/Income ratio: 36%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:27y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Teacher
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $12,517Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: income-saber1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2010)
 
Principal balance: $2,444.78 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Medical Bills........Help!!!
Purpose of loan: Medical bills
This loan will be used to..pay off existing medical bills. Hospitals and doctors do not let you do payment plans. They want all there money up front.

My financial situation: good
I am a good candidate for this loan because...I pay my bills on time every month. I am never late and always pay bills before doing anything else.


Monthly net income: $ 5000.00
Monthly expenses: $
Housing: $ 900
Insurance: $150
Car expenses: $500
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$30.007/4/2011 12:01:24 PM
Investor_DP$100.007/4/2011 9:11:28 AM
simplelender80$100.007/4/2011 9:11:35 AM
five-star-note$25.007/4/2011 11:49:06 AM
One_Lolo$25.007/5/2011 4:04:18 PM
chameleon125$25.007/5/2011 12:42:44 PM
Dubbs360$25.007/5/2011 5:09:09 PM
optionscashflow$25.007/5/2011 11:21:16 PM
let_me_retire$150.007/5/2011 11:39:33 PM
Bob450$25.007/6/2011 7:31:52 AM
head$25.007/6/2011 11:37:04 AM
bullwink27$25.007/6/2011 2:40:53 PM
ethical-income2$25.007/6/2011 5:57:51 PM
shrewd-income$25.007/6/2011 6:10:05 PM
DasMula$27.007/6/2011 7:32:34 PM
PotBellyPete$25.397/6/2011 7:45:46 PM
LaBamba$30.007/6/2011 7:31:18 PM
orderly-leverage$25.007/6/2011 8:07:44 PM
Whatssofunnybout$25.007/6/2011 8:25:39 PM
all_of_that_one$35.007/6/2011 8:44:37 PM
xylem743$85.007/6/2011 8:45:22 PM
thankful-generosity5$70.007/6/2011 8:19:06 PM
wlm3012$30.007/6/2011 9:16:23 PM
amiosa$25.007/6/2011 9:53:20 PM
amlu1988$25.007/6/2011 10:17:43 PM
lowrater$50.707/6/2011 10:45:50 PM
Investor_DP$61.827/7/2011 12:03:57 AM
janeybooboo$70.007/4/2011 12:01:42 PM
reflective-rupee$200.097/4/2011 2:14:30 PM
glenium$25.007/5/2011 2:25:52 AM
goodhearted-basis4$25.007/5/2011 9:34:26 AM
wisconsinvestor$25.007/5/2011 3:38:11 PM
seineil$50.007/6/2011 12:12:49 AM
twjh$25.007/6/2011 5:21:10 AM
jmeasn$25.007/6/2011 9:12:07 AM
Free-the-usa-1776$25.007/6/2011 12:14:02 PM
alphaseek$150.007/6/2011 2:23:41 PM
diplomatic-wealth7$25.007/6/2011 3:49:34 PM
money-baron$100.007/6/2011 5:34:16 PM
razor783$25.007/6/2011 7:46:58 PM
depalma13$25.007/6/2011 8:07:44 PM
xylem743$60.007/6/2011 8:45:50 PM
42 Investments
 
Borrower Payment Dependent Notes Series 514467
This series of Notes was issued and sold upon the funding of the borrower loan #51056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-04-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1990 Debt/Income ratio: 22%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,345Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: tenacious-capital4 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Eagle1
Purpose of loan: to pay off higher interest debts and help family members
This loan will be used to...

My financial situation: fair
I am a good candidate for this loan because...I am employed and I have done my best to pay my bills on time.


Monthly net income: $4750 including spouse income
Monthly expenses: $3000
Housing: $1264 mortgage payment
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$60.007/4/2011 9:10:07 AM
simplelender80$100.007/4/2011 9:11:37 AM
jmeasn$100.007/4/2011 10:19:11 AM
janeybooboo$75.007/4/2011 12:04:41 PM
r48$25.007/4/2011 2:44:27 PM
on_your_side$25.007/4/2011 2:51:36 PM
loanman2007$125.007/4/2011 10:14:14 AM
favorite-commerce$25.007/4/2011 10:55:20 AM
jmeasn$25.007/4/2011 10:19:15 AM
janeybooboo$25.007/4/2011 12:04:32 PM
gold-fluffy-bunny4$50.007/4/2011 3:13:07 PM
alexgalt$25.007/4/2011 3:01:22 PM
lendstats_com$300.007/4/2011 9:10:58 AM
Investor_DP$100.007/4/2011 9:11:29 AM
dRatedOnly$25.007/4/2011 10:21:44 AM
Bob450$25.007/4/2011 9:30:57 AM
Astyanax$85.007/4/2011 10:23:20 AM
SolarMoonshine$25.007/4/2011 1:49:31 PM
reflective-rupee$400.097/4/2011 2:08:14 PM
genuine-dime$200.007/4/2011 1:03:08 PM
taltman$25.007/4/2011 1:54:42 PM
yield-hut$25.007/4/2011 3:24:27 PM
erowis$75.007/4/2011 2:26:09 PM
kinetic-social$25.007/4/2011 4:08:21 PM
nickel-hickory$30.007/4/2011 4:24:27 PM
25 Investments
 
Borrower Payment Dependent Notes Series 514502
This series of Notes was issued and sold upon the funding of the borrower loan #51039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-04-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $183.25
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1995 Debt/Income ratio: 12%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,372Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 102%  
   Homeownership: Yes  
Screen name: compassion-path Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2009)
 
Principal balance: $771.19 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Pay Medical Bills
Purpose of loan: Pay Medical Bills
This loan will be used to...Pay Medical Bills

My financial situation:
I am a good candidate for this loan because...I have a solid payment history and a excellent job.


Monthly net income: $3000.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.007/2/2011 12:04:40 PM
GElender$25.007/2/2011 12:07:41 PM
pnace$50.007/2/2011 12:08:51 PM
Astyanax$100.007/2/2011 12:10:56 PM
Aaron_Oz$25.007/2/2011 12:19:05 PM
thankful-nickel2$25.007/2/2011 1:59:48 PM
janeybooboo$100.007/2/2011 2:50:52 PM
marwadi-62$200.007/2/2011 3:37:45 PM
Investor_DP$100.007/2/2011 12:05:52 PM
HamachiMan$50.007/2/2011 12:06:39 PM
greenback-seagull2$100.007/2/2011 12:06:49 PM
BxRealtor$25.007/2/2011 12:04:31 PM
all_of_that_one$25.007/2/2011 4:50:31 PM
jmeasn$100.007/2/2011 12:07:32 PM
r48$25.007/2/2011 7:13:20 PM
one-midas$25.007/2/2011 2:40:02 PM
850$50.007/2/2011 12:16:38 PM
loanman2007$125.007/2/2011 12:53:35 PM
janeybooboo$25.007/3/2011 8:50:31 AM
Gobsek$25.007/2/2011 6:51:55 PM
shrewd-income$25.007/2/2011 7:25:52 PM
Reliance_Banker$25.007/2/2011 7:51:01 PM
suave-income397$141.887/3/2011 1:46:23 PM
FL-Lender$25.007/3/2011 10:50:53 AM
chameleon125$25.007/3/2011 10:58:30 AM
spiff666$26.667/3/2011 5:29:58 PM
velocity-winner$25.007/3/2011 6:40:41 PM
balance-transformer3$50.007/4/2011 8:42:38 AM
Captain_America$86.147/4/2011 9:50:59 AM
resolute-worth4$50.007/2/2011 12:05:54 PM
resolute-basis9$100.007/2/2011 12:05:57 PM
Bank_of_T$30.007/2/2011 3:50:21 PM
Aberdeen$2,000.007/2/2011 12:04:23 PM
CoolPlexer$25.007/2/2011 12:05:40 PM
JCM_MN$40.007/2/2011 6:23:33 PM
ski bum$100.007/2/2011 12:06:25 PM
DasMula$27.007/2/2011 7:04:56 PM
credit-missile$100.007/2/2011 7:22:12 PM
jmeasn$25.007/2/2011 12:09:02 PM
FoosMaster$35.007/2/2011 12:30:23 PM
MoneyForNothing$25.007/2/2011 12:09:14 PM
fantastic-bazaar2$50.007/2/2011 6:35:42 PM
vigilance-searcher$25.007/2/2011 7:17:14 PM
reflective-rupee$25.097/2/2011 4:50:13 PM
YoungTaxMan$25.007/2/2011 7:25:43 PM
janeybooboo$25.007/3/2011 8:47:45 AM
LittleMingo$30.007/3/2011 3:00:37 AM
janeybooboo$50.007/3/2011 8:49:21 AM
pietro_torna_indietro$50.007/3/2011 11:12:21 PM
a-responsible-return$50.007/3/2011 11:19:16 PM
cbivitz$140.007/4/2011 9:03:22 AM
gslinv$75.007/4/2011 9:05:23 AM
ddoneday$25.007/3/2011 2:22:37 PM
platinum-czar$43.237/3/2011 3:14:28 PM
first-serene-credit$25.007/3/2011 1:31:32 PM
jubilant-trade6$25.007/3/2011 4:58:55 PM
leverage-monger$25.007/4/2011 6:31:30 AM
LARRY4NY$25.007/4/2011 7:04:12 AM
58 Investments
 
Borrower Payment Dependent Notes Series 500661
This series of Notes was issued and sold upon the funding of the borrower loan #51020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jun-21-2011 
Term: 36 months Listing End date:  Jul-05-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $313.82
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1980 Debt/Income ratio: 23%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 6Length of status:6y 8m
Amount delinquent: $483 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,486Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: tappa Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 74% ) 680-699 (Latest)
Principal borrowed: $2,800.00< 31 days late: 9 ( 26% )  
520-539 (Apr-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
first time home owner..
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I've taken out a loan before with prosper and paided it off on time.


Monthly net income: $4100
Monthly expenses: $
Housing: $800
Insurance: $230
Car expenses: $318
Utilities: $150
Phone, cable, internet: $180
Food, entertainment: $140
Clothing, household expenses: $150
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.006/21/2011 5:16:22 PM
lendstats_com$200.006/21/2011 10:25:11 PM
authoritative-platinum7$25.006/27/2011 7:01:18 AM
simplelender80$100.006/27/2011 7:37:00 PM
first-favorite-bonus9$25.006/28/2011 9:31:05 AM
asoldier$25.006/28/2011 3:54:32 PM
tshurts$25.006/28/2011 9:34:32 PM
mikeandcat$50.006/29/2011 3:05:26 PM
marwadi-62$100.006/29/2011 2:42:12 PM
jhouman$25.006/30/2011 12:35:38 AM
StPong$25.006/29/2011 10:29:23 PM
treasure-hunter270$50.006/30/2011 9:16:26 AM
asiaratt$50.007/1/2011 5:24:40 AM
asset-professor$25.007/1/2011 5:05:29 PM
kulender$100.007/1/2011 5:08:13 PM
ommcd$25.007/1/2011 1:29:58 PM
loyalist1$100.007/1/2011 7:49:43 PM
jjswanso$75.007/2/2011 1:16:13 AM
finance-prescription$79.827/2/2011 9:39:07 AM
proud-pound4$25.007/2/2011 5:19:59 AM
treasure-bliss$50.007/2/2011 1:24:48 AM
resolute-worth4$50.007/2/2011 12:05:54 PM
Mikale360$25.007/2/2011 7:44:18 PM
krd_Chicago$75.007/2/2011 12:37:30 PM
important-openness1$100.007/2/2011 5:44:07 PM
payment-gusto$25.007/3/2011 12:08:05 PM
GCInvestments$25.007/3/2011 12:15:33 PM
worthy-bid8$25.007/4/2011 9:12:18 AM
five-star-note$25.007/4/2011 11:44:16 AM
fairhelper$25.007/4/2011 9:13:13 AM
the-profit-oracle$25.007/4/2011 4:34:17 PM
missing-link$25.007/4/2011 5:06:28 PM
orange-preeminant-bill$50.007/4/2011 5:05:06 PM
generator535$25.007/4/2011 8:19:02 PM
ICHITECH$50.007/5/2011 9:01:01 AM
deadbabyseal$25.007/5/2011 9:09:47 AM
GGreg799$25.007/5/2011 9:09:53 AM
Bookophile$50.007/5/2011 9:09:55 AM
DadWarbucks$50.007/5/2011 9:10:18 AM
nodrivelpls$25.007/5/2011 9:10:25 AM
goldeneye777$25.007/5/2011 9:10:41 AM
foxtrot12$40.897/4/2011 5:17:57 PM
lakehavasu88$25.007/5/2011 9:11:40 AM
LAM26$25.007/5/2011 9:12:16 AM
FeedTheMachine$76.277/5/2011 9:12:17 AM
Georgetastic$25.007/5/2011 9:14:58 AM
PRGuyinVA$25.007/5/2011 9:15:05 AM
neutrino6$25.007/5/2011 9:15:08 AM
mercuriant$25.007/5/2011 9:00:32 AM
the-dollar-topper$25.297/5/2011 9:09:46 AM
blackstar$25.007/5/2011 9:09:48 AM
Sibelius2$25.007/5/2011 9:09:51 AM
crawfingers$25.007/5/2011 9:09:53 AM
Greenbak$50.007/5/2011 9:09:56 AM
rogue_monster$25.007/5/2011 9:09:57 AM
smart-leverage7$50.007/5/2011 9:10:01 AM
Reinadog9$25.007/5/2011 9:10:06 AM
dthompso$100.007/5/2011 9:17:10 AM
minddoc$25.007/5/2011 9:10:25 AM
stoopidnoodle$25.007/5/2011 9:17:20 AM
yield-trader$50.007/5/2011 9:00:30 AM
sublime-credit595$50.007/5/2011 9:11:38 AM
Ducatiman1978$25.007/5/2011 9:11:40 AM
voidpile$25.007/5/2011 9:11:46 AM
CC911$25.007/5/2011 9:18:13 AM
smart-kindness8$50.007/5/2011 9:09:45 AM
moola-wildebeest3$50.007/5/2011 9:09:47 AM
loan-trajectory$25.007/5/2011 9:18:20 AM
Wilvara$25.007/5/2011 9:09:50 AM
HedgeFund$50.007/5/2011 9:18:24 AM
peace-cadence$25.007/5/2011 9:09:53 AM
jiggaman7$100.007/5/2011 9:09:55 AM
BankofHank$50.007/5/2011 9:18:28 AM
Wellman$50.007/5/2011 9:09:58 AM
villagers$25.007/5/2011 9:18:30 AM
innocent-income4$25.007/5/2011 9:12:14 AM
zipemdown$25.007/5/2011 9:12:17 AM
agiovasil$25.007/5/2011 9:10:31 AM
tsquared_030$50.007/5/2011 9:11:07 AM
credible-balance6$50.007/5/2011 9:11:39 AM
Diamond_Jim$45.537/5/2011 9:11:42 AM
red-power-pecan$50.007/5/2011 9:12:13 AM
Sixmil$50.007/5/2011 9:14:41 AM
finagler$25.007/5/2011 9:14:57 AM
velocity-warrior$50.007/5/2011 9:15:00 AM
worldly-money4$100.007/5/2011 9:15:03 AM
Executive23$25.007/5/2011 9:15:11 AM
chkrvrty$25.007/5/2011 9:15:03 AM
Cai8899$25.007/5/2011 9:17:12 AM
graceful-investment$100.007/5/2011 9:17:37 AM
IntrepidInvestment$50.007/5/2011 9:18:21 AM
indomitable-dedication$50.007/5/2011 9:18:27 AM
the-reliable-trade$50.007/5/2011 9:18:30 AM
high_flyer$50.007/5/2011 9:17:00 AM
wizardii$25.007/5/2011 9:17:25 AM
Leopoldine$25.077/5/2011 9:18:06 AM
djh47a$25.007/5/2011 9:18:15 AM
shrewd-deal$25.007/5/2011 9:18:23 AM
transparency-baton$25.007/5/2011 9:18:27 AM
Rdodson11$25.007/5/2011 9:18:31 AM
bsh297$25.007/5/2011 9:34:37 AM
loan-adventurer7$200.007/5/2011 10:34:07 AM
kwan$25.007/5/2011 10:52:02 AM
CA-Lender$25.066/22/2011 8:42:23 AM
InChicago$50.006/23/2011 8:47:49 PM
Investoman$50.006/24/2011 7:45:49 AM
enchanted-diversification496$50.006/24/2011 12:20:49 PM
reflective-rupee$25.046/24/2011 5:35:42 PM
JJ-Loans$100.006/29/2011 5:54:31 AM
beaker$50.006/29/2011 8:33:31 PM
Weaverville$25.006/30/2011 9:30:40 PM
jmeasn$25.007/1/2011 12:09:57 PM
Dubbs360$25.007/2/2011 12:05:58 AM
diplomatic-wealth7$25.007/2/2011 8:24:20 AM
papaloha$25.007/2/2011 3:10:31 PM
best-charming-leverage$55.117/3/2011 12:15:29 PM
healthy-peso9$25.007/4/2011 9:13:19 AM
steven3333$25.007/4/2011 10:17:21 AM
HamachiMan$50.007/4/2011 9:13:30 AM
stock106$25.007/4/2011 9:14:14 AM
yield-lion$25.007/4/2011 9:14:16 AM
jubilant-trade6$25.007/4/2011 5:06:46 PM
symbiosis$25.007/4/2011 5:07:00 PM
prominence8$33.007/4/2011 5:07:02 PM
ingenious-truth0$50.007/5/2011 9:09:45 AM
ThatDanGuy$50.007/5/2011 9:09:54 AM
wise-deal-panda$50.007/5/2011 9:09:56 AM
marketologist327$25.007/5/2011 9:09:59 AM
devoider$25.007/5/2011 9:10:15 AM
Comoparklender$25.007/4/2011 5:17:54 PM
treasure-generator$25.007/5/2011 9:11:18 AM
rupee-sequoia$25.007/5/2011 9:11:39 AM
rhin0cerx$50.007/5/2011 9:11:41 AM
nybanker85$50.007/5/2011 9:12:01 AM
upright-revenue7$25.007/5/2011 9:12:14 AM
Railbird$25.007/5/2011 9:12:17 AM
bonus-demon$25.007/5/2011 9:14:59 AM
genius520$50.007/5/2011 9:15:04 AM
tender-commerce8$50.007/5/2011 9:15:07 AM
jcholloway831$25.007/5/2011 9:09:17 AM
Trav-Fund$25.007/5/2011 9:09:45 AM
desertoasis$25.007/5/2011 9:09:47 AM
riproaringrapids$25.007/5/2011 9:09:49 AM
brmar$25.007/5/2011 9:09:52 AM
unrivaled-silver$50.007/5/2011 9:09:54 AM
coin-sonnet$100.007/5/2011 9:09:56 AM
magnolia161$50.007/5/2011 9:10:03 AM
mtquan$25.007/5/2011 9:10:13 AM
roman2008$25.007/5/2011 9:10:15 AM
frankdelraza$25.007/5/2011 9:10:33 AM
ferris2484$50.007/5/2011 9:11:39 AM
tylerfd$25.007/5/2011 9:11:41 AM
ticketman2$25.007/5/2011 9:09:44 AM
samo102us$25.007/5/2011 9:11:50 AM
Miklot$50.007/5/2011 9:09:46 AM
Rob717171$50.007/5/2011 9:09:50 AM
new-clean-deal$50.007/5/2011 9:09:52 AM
shmb6508$50.007/5/2011 9:09:54 AM
shrewd-peace7$25.007/5/2011 9:12:03 AM
worldly-community3$25.007/5/2011 9:18:26 AM
red-enthralling-justice$50.007/5/2011 9:09:58 AM
Palacios$50.007/5/2011 9:10:00 AM
money-bauble$100.007/5/2011 9:18:33 AM
WindyKid$25.007/5/2011 9:10:08 AM
cropdust3r$25.007/5/2011 9:12:16 AM
kaykarun$25.007/5/2011 9:12:29 AM
Banker7371$25.007/5/2011 9:10:51 AM
wwwUniversal$25.007/5/2011 9:11:30 AM
gold-virtuoso$50.007/5/2011 9:11:40 AM
unassassinable$25.007/5/2011 9:12:01 AM
seisen$100.007/5/2011 9:12:15 AM
dublin063$50.007/5/2011 9:34:31 AM
famous-bill$25.007/5/2011 9:14:59 AM
fund-companion4$25.007/5/2011 9:15:11 AM
green-rapid-openness$50.007/5/2011 9:18:25 AM
blue-lucrative-rate$25.007/5/2011 9:18:29 AM
britgsb$100.007/5/2011 9:18:36 AM
life-is-great$25.007/5/2011 9:17:15 AM
new-social-economist$50.007/5/2011 9:17:39 AM
AdrianWapcaplet$50.007/5/2011 9:17:45 AM
successful-economy5$50.007/5/2011 9:18:09 AM
restondoublek$25.007/5/2011 9:18:14 AM
MylesNH$25.007/5/2011 9:18:21 AM
rescue$100.007/5/2011 9:18:28 AM
miked8303$50.007/5/2011 10:19:11 AM
SouthCoast$25.007/5/2011 9:44:17 AM
SolarMoonshine$25.007/5/2011 9:50:49 AM
proper-revenue7$25.007/5/2011 10:13:17 AM
cberthiaume$25.007/5/2011 10:14:07 AM
let_me_retire$50.007/5/2011 10:57:05 AM
MoneyForNothing$18.927/5/2011 11:06:39 AM
191 Investments
 
Borrower Payment Dependent Notes Series 507441
This series of Notes was issued and sold upon the funding of the borrower loan #51046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jun-23-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1999 Debt/Income ratio: 23%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,024Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: ingenious-power767 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BusinessMindPsalm100
Purpose of loan:
This loan will be used to finish home improvements and start a business.

My financial situation:
I am a good candidate for this loan because I have a decent credit score, have paid off past loans without ever being late and will pay this loan off before time.


Monthly net income: $2800.00
Monthly expenses: $1329
Housing: $740.00
Insurance: $164.00
Car expenses: $80.00
Utilities: $150.00
Phone, cable, internet: $130.00
Food, entertainment: $70.00
Clothing, household expenses: $20.00
Credit cards and other loans: $75.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tech310$50.006/23/2011 5:01:46 PM
Investoman$49.136/24/2011 12:49:59 AM
first-favorite-bonus9$25.006/28/2011 9:31:14 AM
zorg77$25.006/28/2011 6:12:44 PM
deal-pinnacle7$100.007/1/2011 5:36:24 AM
treasure-hunter270$25.007/1/2011 7:57:03 AM
wesleyan$50.007/1/2011 10:45:33 AM
jmeasn$25.007/1/2011 1:05:00 PM
tshurts$25.007/1/2011 1:29:57 PM
DasMula$27.007/1/2011 8:28:15 PM
Astyanax$100.007/2/2011 4:03:43 PM
ITExec$100.007/2/2011 8:01:11 PM
dynrep$100.007/3/2011 1:31:29 PM
dough-museum1$25.007/4/2011 9:06:50 AM
suave-dime6$25.007/4/2011 9:15:52 AM
jmeasn$25.007/4/2011 5:16:25 PM
worthy-bid8$25.007/5/2011 9:14:53 AM
dollar-authority$50.007/5/2011 8:46:39 AM
head$25.007/5/2011 8:47:18 AM
best-charming-leverage$100.007/5/2011 9:18:50 AM
five-star-note$25.007/5/2011 9:17:49 AM
buffalobills$25.007/5/2011 12:20:26 PM
natural-platinum$25.007/5/2011 2:29:11 PM
Christus_Victor$25.007/5/2011 2:42:02 PM
let_me_retire$50.007/5/2011 1:44:46 PM
the-profit-oracle$25.007/5/2011 5:09:17 PM
fairhelper$25.007/5/2011 4:39:24 PM
GiftViftdotcom$50.007/5/2011 5:09:10 PM
kind-magnificent-bid$100.007/5/2011 6:31:00 PM
kegs$25.007/5/2011 8:42:33 PM
ChrisProsper$100.007/5/2011 10:11:50 PM
jubilant-trade6$50.007/5/2011 11:46:03 PM
veneziani$25.007/6/2011 3:50:22 AM
HermanstadtKid$25.007/6/2011 6:59:12 AM
108lender$100.007/6/2011 10:57:05 AM
first-liberty-duckling$25.007/6/2011 11:46:16 AM
wise-friendly-dollar$33.437/6/2011 12:49:35 PM
kbmin$25.007/6/2011 2:05:50 PM
bazaar-magma$50.007/6/2011 1:16:56 PM
EmperorOfBanking$25.007/6/2011 4:28:06 PM
ChrisProsper$750.007/6/2011 4:59:03 PM
red-power-pecan$50.007/6/2011 5:06:05 PM
kind-credit-bear$25.007/6/2011 5:06:04 PM
moola-wildebeest3$25.007/6/2011 5:06:34 PM
healthy-peso9$25.007/6/2011 5:06:46 PM
transparency-baton$25.007/6/2011 5:05:53 PM
generator535$25.007/6/2011 5:06:31 PM
green-capital-hornet$25.007/6/2011 5:07:54 PM
Comoparklender$25.007/6/2011 5:06:58 PM
money-bauble$100.007/6/2011 5:07:07 PM
dthompso$100.007/6/2011 5:07:12 PM
yield-trader$50.007/6/2011 5:07:16 PM
graceful-investment$100.007/6/2011 5:08:01 PM
wwwUniversal$25.007/6/2011 5:23:07 PM
Kash2010lu$25.007/6/2011 6:33:13 PM
Investor_DP$100.006/23/2011 5:01:35 PM
important-openness1$100.006/23/2011 5:01:21 PM
economy-huckleberry0$25.006/24/2011 12:10:29 PM
social-hunter5$50.006/26/2011 1:32:06 PM
simplelender80$100.006/27/2011 7:37:13 PM
economy-coup$100.006/28/2011 12:54:13 PM
Weaverville$25.006/30/2011 9:30:51 PM
unger$50.557/1/2011 4:14:38 AM
jasonuz$25.007/1/2011 4:33:39 AM
asiaratt$50.007/1/2011 5:24:48 AM
return-venture1$100.007/1/2011 7:06:22 AM
kind-healthy-finance$75.007/1/2011 11:35:56 AM
asoldier$25.007/1/2011 9:19:58 AM
jmeasn$25.007/1/2011 12:09:37 PM
resolute-basis9$200.007/1/2011 3:24:45 PM
credit-sycamore4$50.007/1/2011 5:07:49 PM
AlternativeCashFlow$25.007/1/2011 11:48:50 PM
loyalist1$100.007/1/2011 7:49:46 PM
diplomatic-wealth7$25.007/2/2011 8:24:28 AM
ommcd$25.007/3/2011 12:04:53 PM
penny-winner$100.007/3/2011 5:58:18 PM
money-baron$50.007/3/2011 6:47:26 PM
unfixer$25.007/4/2011 2:56:26 AM
moola-butterfly3$100.007/4/2011 7:45:58 AM
kulender$100.007/4/2011 9:13:25 AM
loss-of-control$75.007/4/2011 3:43:44 PM
vest_vortex$29.007/4/2011 5:03:31 PM
kristof2007$25.007/5/2011 5:05:20 AM
CoyoteJack$100.007/4/2011 8:54:22 PM
wise-unequivocal-return$25.007/4/2011 5:57:08 PM
gtdane$27.477/5/2011 1:09:11 AM
VJ_Financial$26.007/5/2011 1:30:31 AM
Whipster$60.007/5/2011 1:34:07 AM
revenue-appraiser$25.007/5/2011 6:27:58 AM
miked8303$50.007/5/2011 10:19:17 AM
HamachiMan$50.007/5/2011 9:17:08 AM
yield-lion$25.007/5/2011 9:19:01 AM
prominence8$40.007/5/2011 9:19:11 AM
loan-adventurer7$200.007/5/2011 10:34:11 AM
missing-link$25.007/5/2011 4:04:23 PM
stock106$25.007/5/2011 5:08:52 PM
symbiosis$25.007/5/2011 5:08:53 PM
enthralling-deal180$50.007/6/2011 5:47:41 AM
back-scratchers$25.007/6/2011 5:26:38 AM
capital-galaxy$50.007/6/2011 6:37:03 AM
GGreg799$25.007/6/2011 6:47:58 AM
greencat$50.007/6/2011 7:25:13 AM
octoberfresh$25.007/6/2011 7:55:24 AM
Tscheddar$25.007/6/2011 10:03:16 AM
first-dinero-paladin$50.007/6/2011 10:12:23 AM
alphaseek$150.007/6/2011 11:04:56 AM
income-rocker2$96.757/6/2011 12:08:06 PM
Bob450$25.007/6/2011 2:26:05 PM
Simonsez808$25.007/6/2011 5:06:04 PM
high_flyer$50.007/6/2011 5:06:47 PM
troy0868$25.007/6/2011 5:05:51 PM
jo2y$25.007/6/2011 5:05:55 PM
seisen$63.107/6/2011 5:07:42 PM
life-is-great$25.007/6/2011 5:06:52 PM
Easystreet$25.007/6/2011 5:07:30 PM
mercuriant$25.007/6/2011 5:07:33 PM
new-social-economist$50.007/6/2011 5:07:59 PM
selector568$300.007/6/2011 5:11:03 PM
kjsfld$25.007/6/2011 5:20:58 PM
DasMula$27.007/6/2011 5:23:40 PM
kaykarun$25.007/6/2011 5:23:44 PM
agreement-animal$25.007/6/2011 5:54:30 PM
melodious-openness$100.007/6/2011 6:31:09 PM
palace2$187.447/6/2011 6:34:38 PM
benefit-molecule338$158.137/6/2011 5:56:47 PM
yield-hut$100.007/6/2011 6:24:26 PM
126 Investments
 
Borrower Payment Dependent Notes Series 511063
This series of Notes was issued and sold upon the funding of the borrower loan #50716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jun-18-2011 
Term: 36 months Listing End date:  Jun-30-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $259.23
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1995 Debt/Income ratio: 13%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,776Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: liberty-system Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 720-739 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
 
Principal balance: $4,020.74 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt and pay off another Prosper loan.

My financial situation:
I am a good candidate for this loan because I have a steady income, have been employed with the same company for multiple years, have great credit and credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.006/18/2011 12:00:46 PM
cr8on$100.006/18/2011 12:01:25 PM
Zolton$100.006/18/2011 12:01:08 PM
JustMee$25.006/18/2011 1:24:05 PM
thankful-nickel2$25.006/19/2011 5:36:06 AM
sandbreaker$100.006/19/2011 5:16:05 PM
vinayski$25.006/19/2011 5:20:35 PM
rmpedi33$50.006/20/2011 10:39:53 AM
GElender$40.006/20/2011 11:45:48 AM
RandyL3$25.006/24/2011 5:25:51 PM
credit-maple5$500.006/25/2011 12:31:43 AM
tntmojave$45.596/25/2011 1:16:13 AM
Interloper$29.006/25/2011 9:00:36 AM
a-transaction-flute$25.006/25/2011 8:55:27 AM
dime-smasher5$25.006/25/2011 11:29:18 PM
BankofHank$100.006/27/2011 6:31:20 AM
screener$100.006/27/2011 2:34:40 PM
HamachiMan$50.006/27/2011 7:21:06 PM
natedog666$100.006/28/2011 4:17:18 AM
Feyenoord$25.006/27/2011 8:35:39 PM
tolerant-dinero2$25.006/27/2011 10:30:09 PM
Cai8899$30.006/27/2011 10:11:09 PM
janeybooboo$75.006/28/2011 8:05:57 AM
edaguy$100.006/28/2011 9:22:58 AM
nolahelper$25.006/28/2011 10:53:22 AM
screenname03$50.006/28/2011 5:16:18 PM
buukyak$25.006/29/2011 6:34:34 AM
greenback-seagull2$100.006/29/2011 5:04:17 AM
Tradesmanlender$35.006/29/2011 9:14:26 AM
jiftostada$50.006/29/2011 10:54:31 AM
QsDad$25.006/29/2011 3:58:51 PM
Cherrypicker$50.006/29/2011 10:55:46 AM
friendinmoney$25.006/29/2011 11:01:16 AM
the-profit-oracle$25.006/29/2011 5:22:22 PM
yield-hut$50.006/29/2011 4:52:17 PM
big_oaks$50.006/29/2011 10:31:46 PM
Supernick$50.006/29/2011 9:29:20 PM
StPong$25.006/29/2011 10:09:08 PM
wlm3012$25.056/29/2011 8:00:56 PM
Kame$25.006/30/2011 9:10:01 AM
radforj22$25.006/30/2011 12:50:57 AM
socal-lender$25.006/30/2011 9:15:12 AM
bill-expert$77.006/30/2011 9:47:06 AM
dollardave$100.006/30/2011 10:49:05 AM
productive-finance$25.006/30/2011 9:34:33 AM
pound-balancer$50.006/30/2011 10:39:06 AM
power-trophy7$50.006/30/2011 11:14:21 AM
julijask$50.006/30/2011 5:09:44 PM
atomantic$25.006/30/2011 1:50:37 PM
enthralling-deal180$50.006/30/2011 2:00:33 PM
Druidsoft$25.006/30/2011 6:30:57 PM
Hartfelt$30.006/30/2011 1:36:20 PM
worth-victor6$25.006/30/2011 1:59:13 PM
MoneyForNothing$5.676/30/2011 8:29:33 PM
radiant-return$50.006/30/2011 2:00:37 PM
delivery$25.006/30/2011 2:00:43 PM
fragonardlives$75.006/30/2011 4:32:24 PM
currency-persimmon$100.006/30/2011 5:31:24 PM
tolerant-diversification4$25.006/30/2011 5:49:03 PM
ManhattanLender$25.006/30/2011 7:34:05 PM
spiff666$26.666/30/2011 7:36:41 PM
rescue$100.006/18/2011 12:00:58 PM
ski bum$100.006/18/2011 12:01:29 PM
investment-artist$25.016/18/2011 12:01:27 PM
bb575$50.006/18/2011 12:00:55 PM
MarvintheMartian$25.006/18/2011 12:13:28 PM
loyalty-sherpa$25.006/18/2011 12:01:39 PM
uberrific$100.006/18/2011 10:56:18 PM
SimpleChoice$25.006/19/2011 6:10:45 AM
FinDoc$25.006/20/2011 6:40:51 AM
George2384$25.006/20/2011 4:55:34 AM
gslinv$75.006/20/2011 10:36:06 AM
truth-igniter4$25.006/21/2011 9:30:57 AM
indomitable-coin$25.006/21/2011 9:19:23 AM
organized-payment6$50.006/22/2011 10:26:12 AM
SCD$25.006/22/2011 9:15:08 PM
heerzaquestion$50.006/23/2011 6:48:21 AM
nickel-balance$25.006/23/2011 9:16:52 AM
QsDad$25.006/23/2011 9:31:13 AM
selector568$100.006/23/2011 2:31:39 PM
BankofHank$100.006/23/2011 3:24:32 PM
economy-huckleberry0$25.006/24/2011 9:22:27 AM
kulender$50.006/24/2011 1:57:48 PM
p2p-eagle9$25.006/24/2011 4:33:32 PM
pnace$35.006/24/2011 5:21:35 PM
DaveTheWave$50.436/25/2011 9:01:27 AM
Rivervale_Westwood$25.006/27/2011 7:26:54 AM
ministry1$50.006/27/2011 6:31:04 AM
truth-image$50.006/27/2011 6:31:24 AM
AFairDeal$30.006/27/2011 9:16:29 AM
kdog99$100.006/27/2011 10:01:14 AM
dynamic-money271$25.006/27/2011 12:20:58 PM
principal-bull$25.006/27/2011 4:07:38 PM
walkinsky$200.006/27/2011 10:34:39 PM
janeybooboo$25.006/28/2011 8:29:36 AM
astute-fairness0$25.006/28/2011 6:45:42 AM
kenji4861$50.006/28/2011 3:41:24 AM
BlessedEveryDay$33.586/28/2011 1:57:51 PM
intuitive-benefit3$100.006/28/2011 3:29:37 PM
gslinv$50.006/28/2011 5:17:05 PM
kojo$50.006/28/2011 10:49:43 PM
SolarMoonshine$25.006/29/2011 3:45:28 AM
rce1964$25.006/29/2011 12:35:36 AM
wise-alluring-penny$100.006/29/2011 6:19:36 AM
platinum-genetics$25.006/29/2011 6:19:53 AM
CFOGO$25.006/29/2011 4:23:36 AM
deal-banker$200.006/29/2011 9:34:29 AM
caseattle$25.006/29/2011 8:40:33 AM
jubilant-trade6$50.006/29/2011 2:59:34 PM
BigBag$25.006/29/2011 4:24:35 PM
tranquil-gain1$53.956/29/2011 11:23:03 AM
gilbrear$25.006/29/2011 4:09:28 PM
Havana21$50.006/29/2011 4:19:41 PM
6moonbeams$25.006/29/2011 5:22:53 PM
top-epic-community$50.006/29/2011 5:06:49 PM
patriot897$25.006/29/2011 5:09:48 PM
wwwUniversal$25.006/29/2011 5:19:49 PM
yield-seeker$25.006/30/2011 12:51:22 AM
money-bauble$100.006/29/2011 5:34:18 PM
gjacobs2$25.006/29/2011 9:08:46 PM
oldman68$25.006/29/2011 9:19:24 PM
reflective-openness8$50.006/30/2011 9:15:34 AM
transparency-halo$100.006/30/2011 9:15:48 AM
trade77$25.006/30/2011 7:28:35 AM
jubilant-trade6$25.006/30/2011 7:21:30 AM
IcedMochaFund$25.006/30/2011 8:10:34 AM
studious-bonus7$100.006/30/2011 11:44:10 AM
drkosh$25.006/30/2011 1:11:14 PM
Astyanax$100.006/30/2011 2:08:16 PM
mackerquack$500.006/30/2011 9:15:45 AM
ddamenace$100.006/30/2011 10:24:33 AM
CashBank$25.006/30/2011 9:29:03 AM
majestic-repayment3$25.006/30/2011 11:41:46 AM
fairness-drum$50.006/30/2011 11:44:08 AM
BSr$50.006/30/2011 11:41:51 AM
jennifer55126$25.006/30/2011 11:44:12 AM
life-is-great$25.006/30/2011 12:49:14 PM
Goodlender42$25.006/30/2011 5:10:37 PM
britgsb$100.006/30/2011 2:00:42 PM
money-surge1$25.006/30/2011 1:11:52 PM
debt-system880$25.006/30/2011 7:14:09 PM
american6$50.006/30/2011 2:00:32 PM
shrewd-deal$25.006/30/2011 2:00:35 PM
Barrayaran$25.006/30/2011 6:30:03 PM
einstein$100.006/30/2011 7:44:15 PM
RecoveryLender$25.006/30/2011 8:25:33 PM
ready-vigilance3$55.046/30/2011 6:09:34 PM
persistent-value3$73.026/30/2011 8:28:54 PM
148 Investments
 
Borrower Payment Dependent Notes Series 511843
This series of Notes was issued and sold upon the funding of the borrower loan #51017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jun-17-2011 
Term: 36 months Listing End date:  Jul-01-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $263.64
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1981 Debt/Income ratio: 9%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:16y 9m
Amount delinquent: $2,884 Total credit lines: 24 Occupation: Clergy
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,936Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: order-atizer6 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cornerstone
Purpose of loan:
This loan will be used to settle an old debt.

My financial situation:
I am a good candidate for this loan because I have full-time employment and ample income to repay it.


Monthly net income: $6066.00
Monthly expenses: $ 5200.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.006/17/2011 5:01:05 PM
organized-payment6$50.006/17/2011 5:01:28 PM
powerful-finance7$25.006/17/2011 5:08:11 PM
loyalty-sherpa$25.006/17/2011 8:51:46 PM
pnace$35.006/24/2011 9:41:01 AM
Rivervale_Westwood$25.006/27/2011 7:26:53 AM
AFairDeal$30.006/27/2011 9:16:29 AM
best-charming-leverage$100.006/27/2011 11:58:21 AM
edaguy$100.006/28/2011 9:06:43 AM
kenji4861$50.006/28/2011 3:41:22 AM
reflective-rupee$25.046/28/2011 4:01:16 PM
kojo$50.006/28/2011 10:49:42 PM
wise-alluring-penny$100.006/29/2011 6:19:36 AM
platinum-genetics$25.006/29/2011 6:19:53 AM
the-profit-oracle$25.006/29/2011 3:44:35 PM
jubilant-trade6$50.006/29/2011 2:59:33 PM
wwwUniversal$25.006/29/2011 5:19:49 PM
yield-seeker$25.006/29/2011 5:23:25 PM
affluence-tycoon$50.006/30/2011 9:08:08 AM
Supernick$50.006/29/2011 9:29:20 PM
mackerquack$500.006/30/2011 9:15:45 AM
fairness-drum$50.006/30/2011 9:16:00 AM
StPong$25.006/29/2011 10:09:08 PM
studious-bonus7$49.186/30/2011 9:16:27 AM
enthralling-deal180$50.006/30/2011 1:11:59 PM
reflective-openness8$50.006/30/2011 9:15:34 AM
transparency-halo$100.006/30/2011 9:15:48 AM
ericgassercom$50.006/30/2011 2:00:10 PM
E-B$50.006/30/2011 12:14:58 PM
bicyclist2270$25.006/30/2011 1:09:22 PM
shrewd-deal$25.006/30/2011 1:12:01 PM
Astyanax$75.006/30/2011 2:53:57 PM
hostbank$100.006/30/2011 2:00:34 PM
gilbrear$25.006/30/2011 3:50:01 PM
Goodlender42$25.006/30/2011 5:10:37 PM
first-favorite-bonus9$50.006/30/2011 5:10:11 PM
worthy-bid8$39.806/30/2011 5:10:29 PM
debt-system880$25.006/30/2011 7:14:08 PM
yield-hut$75.006/30/2011 6:39:25 PM
Leopoldine$25.007/1/2011 8:54:37 AM
sdr984$25.007/1/2011 9:15:49 AM
slartibardfast$25.007/1/2011 9:16:55 AM
justice-dna$47.597/1/2011 12:56:03 AM
platinum-exec1$50.007/1/2011 3:14:20 AM
bonus-demon$25.007/1/2011 9:21:54 AM
grabtakeout$25.007/1/2011 9:35:01 AM
Goat$25.007/1/2011 6:44:34 AM
BuzzyBee336$35.007/1/2011 9:55:39 AM
daddyx3$50.007/1/2011 10:39:23 AM
hope-coup$25.007/1/2011 11:12:40 AM
hope-coup$2.067/1/2011 11:21:48 AM
devoider$25.007/1/2011 9:16:06 AM
gold-sushi$25.007/1/2011 9:16:10 AM
escharfer$25.007/1/2011 9:15:47 AM
Lesburger$25.007/1/2011 9:17:02 AM
lakehavasu88$25.007/1/2011 9:17:04 AM
money-surge1$25.007/1/2011 9:21:39 AM
helpinghand63$25.007/1/2011 9:35:02 AM
inspired-finance$27.487/1/2011 9:40:28 AM
a-logical-power$25.007/1/2011 9:34:14 AM
SRK_FROM_WA$50.007/1/2011 9:34:42 AM
diverse-transparency$25.007/1/2011 10:58:15 AM
ski bum$100.006/17/2011 5:01:39 PM
rescue$100.006/17/2011 5:06:22 PM
Investor_DP$100.006/17/2011 5:01:11 PM
cr8on$100.006/17/2011 5:01:32 PM
BxRealtor$25.006/17/2011 5:05:52 PM
a-finance-nirvana$25.006/18/2011 1:26:45 AM
sandbreaker$32.506/19/2011 5:16:05 PM
gslinv$50.006/20/2011 10:35:50 AM
ministry1$50.006/21/2011 11:05:58 AM
indomitable-coin$25.006/22/2011 9:06:13 AM
kulender$100.006/23/2011 5:12:52 PM
Interloper$29.006/24/2011 5:19:07 PM
credit-maple5$500.006/25/2011 12:31:41 AM
dynamic-money271$25.006/27/2011 6:31:23 AM
kdog99$100.006/27/2011 10:01:13 AM
screener$100.006/27/2011 11:59:18 AM
HamachiMan$50.006/27/2011 7:21:05 PM
EngineersAlliance$100.006/27/2011 7:25:45 PM
Cai8899$30.006/27/2011 10:11:08 PM
intuitive-benefit3$100.006/28/2011 3:29:37 PM
qsolo$200.006/28/2011 2:40:16 PM
screenname03$50.006/28/2011 5:16:17 PM
greenback-seagull2$100.006/29/2011 5:04:16 AM
Tradesmanlender$35.006/29/2011 12:42:05 AM
caseattle$25.006/29/2011 8:40:17 AM
jiftostada$50.006/29/2011 10:54:31 AM
yield-trader$50.006/29/2011 5:20:07 PM
investorguy3000$25.006/29/2011 6:47:31 PM
patriot897$25.006/29/2011 5:09:48 PM
6moonbeams$25.006/29/2011 5:22:52 PM
Kame$25.006/30/2011 6:54:30 AM
money-bauble$100.006/29/2011 5:34:18 PM
radforj22$25.006/30/2011 12:50:56 AM
jennifer55126$25.006/30/2011 9:34:19 AM
julijask$50.006/30/2011 10:14:07 AM
power-trophy7$50.006/30/2011 11:14:21 AM
life-is-great$25.006/30/2011 12:49:14 PM
oskizzle$25.006/30/2011 1:59:15 PM
gslinv$50.006/30/2011 9:08:16 AM
nunnie$25.006/30/2011 11:44:09 AM
britgsb$100.006/30/2011 1:12:12 PM
credit-investor5$50.006/30/2011 1:59:16 PM
dollar-sonnet3$50.006/30/2011 1:59:52 PM
american6$50.006/30/2011 1:11:58 PM
delivery$25.006/30/2011 1:12:13 PM
coin-trajectory$25.006/30/2011 8:47:14 PM
meenan$37.267/1/2011 12:50:56 AM
benjamins-utopia$50.007/1/2011 1:04:36 AM
wlm3012$25.056/30/2011 6:25:46 PM
Weaverville$50.006/30/2011 9:29:23 PM
gracej$25.007/1/2011 12:46:23 AM
interstellar$57.037/1/2011 12:45:42 AM
new-truth-chuckler$25.007/1/2011 4:44:22 AM
market-jam$33.017/1/2011 1:01:29 AM
donmacprosper$25.007/1/2011 5:14:23 AM
IIP77$25.007/1/2011 1:39:27 AM
velocity-solo$30.007/1/2011 9:19:07 AM
friendly-principal76$25.007/1/2011 6:15:28 AM
cash-spinner$25.007/1/2011 7:20:16 AM
gjh37$50.007/1/2011 7:39:23 AM
autonomous-kindness8$50.007/1/2011 9:34:06 AM
worth-bopbop-a-loobop$50.007/1/2011 9:34:09 AM
ingenious-diversification$25.007/1/2011 9:35:22 AM
lostontheedge$25.007/1/2011 9:35:25 AM
Torero06$25.007/1/2011 9:44:07 AM
the-charming-integrity$25.007/1/2011 8:01:56 AM
astute-benjamins$25.007/1/2011 7:42:41 AM
deal-processor0$100.007/1/2011 10:04:26 AM
NorthwestLoan1$50.007/1/2011 8:29:29 AM
famous-bill$25.007/1/2011 9:15:25 AM
rogue_monster$50.007/1/2011 9:15:37 AM
Ripsaw4U$50.007/1/2011 9:16:30 AM
generous-deal6$50.007/1/2011 9:17:05 AM
ommcd$25.007/1/2011 9:16:01 AM
gain-expert$50.007/1/2011 9:17:27 AM
Rick21$25.007/1/2011 9:20:13 AM
sensible-order2$100.007/1/2011 9:21:38 AM
vigilance-revolutionary$50.007/1/2011 9:49:24 AM
charlieok$50.007/1/2011 9:29:43 AM
jubilant-trade6$25.007/1/2011 10:32:12 AM
marwadi-62$100.007/1/2011 11:12:23 AM
143 Investments
 
Borrower Payment Dependent Notes Series 512149
This series of Notes was issued and sold upon the funding of the borrower loan #51063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,170.24 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.80% Listing Start date:  Jun-20-2011 
Term: 60 months Listing End date:  Jul-04-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 16.29% Monthly payment: $241.42
 
Lender servicing fee: 1.00% Effective Yield*: 13.85%  
Estimated return*: 10.05%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1996 Debt/Income ratio: 6%
Credit score: 840-859 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Doctor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: kind-worth-compadre Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan.
Purpose of loan: Remodel and improve my home.
This loan will be used to...make some needed home improvements. This will significantly increase the value of the property.

My financial situation: Bank Of America.
I am a good candidate for this loan because...I will pay my monthly premiums on time.
I will continue paying the monthly premiums until the loan is satisfied in full.
I' m an optometric physician recently hired by a very prestigious medical group in Naples, Fl.
My income with the medical group is good.
My expenses are kept as low as possible. I currently have a mortgage, HOAssoc dues , car, and car insurance payments.
Most of my expenses are paid with a check or a debit card, therefore I have no credit card debts.

I sincerely hope to be considered for this loan.

Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.006/20/2011 5:00:40 PM
cr8on$100.006/20/2011 5:02:18 PM
vutah$25.006/20/2011 5:30:59 PM
platinum-sorcerer6$50.006/20/2011 7:45:33 PM
indomitable-coin$25.006/21/2011 9:19:28 AM
a-finance-nirvana$25.006/22/2011 11:39:32 AM
proud-pound4$25.006/24/2011 12:58:26 PM
credit-maple5$500.006/25/2011 12:32:29 AM
kulender$50.006/25/2011 2:40:45 PM
Rivervale_Westwood$25.006/27/2011 7:27:07 AM
rpg$35.006/27/2011 7:44:51 PM
HamachiMan$50.006/27/2011 7:21:13 PM
scrappy-bonus2$25.006/28/2011 12:48:27 AM
AFairDeal$30.006/28/2011 12:32:39 AM
pnace$35.006/28/2011 9:23:21 AM
truth-image$50.006/28/2011 9:23:04 AM
platinum-genetics$25.006/29/2011 6:19:58 AM
screener$100.006/29/2011 5:07:18 PM
Havana21$50.006/29/2011 4:19:45 PM
jubilant-trade6$50.006/29/2011 2:59:36 PM
kojo$50.006/29/2011 5:23:01 PM
pound-balancer$50.006/30/2011 10:39:29 AM
dollardave$100.006/30/2011 1:11:55 PM
Weaverville$50.006/30/2011 9:29:33 PM
wwwUniversal$25.007/1/2011 12:56:01 AM
money-bauble$99.216/30/2011 5:09:53 PM
AM2171$25.006/30/2011 8:39:24 PM
astute-benjamins$25.007/1/2011 7:46:33 AM
top-epic-community$50.007/1/2011 9:17:33 AM
deal-processor0$100.007/1/2011 10:04:33 AM
FL-Lender$66.077/1/2011 10:47:30 AM
jmeasn$100.007/1/2011 1:37:20 PM
income-encore1$25.007/1/2011 5:41:28 PM
CapitalLibre$25.007/1/2011 7:54:26 PM
drkosh$25.007/2/2011 8:49:22 AM
friendinmoney$25.007/2/2011 7:11:28 AM
vine99$125.007/2/2011 8:53:20 AM
Astyanax$100.007/2/2011 11:14:45 AM
janeybooboo$200.007/2/2011 3:38:14 PM
jmeasn$25.007/2/2011 3:39:02 PM
wwialnlgy$100.007/2/2011 1:44:09 PM
unbelievable-value2$25.007/3/2011 11:52:39 AM
circuitfive$25.007/2/2011 2:49:07 PM
brightest-dynamic-peace$25.007/3/2011 1:14:19 PM
NorthwestLoan1$50.007/4/2011 9:04:45 AM
6moonbeams$25.007/4/2011 9:06:37 AM
new-truth-chuckler$25.007/4/2011 9:07:08 AM
GCInvestments$25.007/4/2011 9:07:35 AM
meenan$25.007/4/2011 9:08:05 AM
jt88$25.007/4/2011 9:08:33 AM
GatorBux$50.007/4/2011 9:08:43 AM
NorthernFunds$50.007/4/2011 9:10:12 AM
trustu$50.007/4/2011 9:10:22 AM
g314$25.007/4/2011 9:04:43 AM
principal-duckling$50.007/4/2011 9:07:27 AM
lovely-return7$25.007/4/2011 9:07:41 AM
IIP77$25.007/4/2011 9:07:55 AM
Leopoldine$25.897/4/2011 9:15:54 AM
reflective-openness8$50.007/4/2011 9:07:03 AM
gracej$25.007/4/2011 9:08:09 AM
oodkim84oo$50.007/4/2011 9:08:24 AM
dinero-speaker$25.007/4/2011 9:08:48 AM
orgy63$50.007/4/2011 9:15:23 AM
CrossCreek$25.007/4/2011 11:54:06 AM
Spiv_51$25.007/4/2011 2:20:53 PM
MicroL$50.007/4/2011 3:39:04 PM
RecoveryLender$25.007/4/2011 4:03:10 PM
availableloan$25.006/20/2011 5:00:43 PM
rescue$100.006/20/2011 5:00:47 PM
loyalty-sherpa$25.006/20/2011 5:00:55 PM
Zolton$100.006/20/2011 5:01:51 PM
ski bum$100.006/20/2011 5:02:04 PM
uberrific$100.006/20/2011 5:02:07 PM
Investor_DP$100.006/21/2011 1:48:48 AM
friendship9$25.006/22/2011 7:53:14 AM
organized-payment6$50.006/22/2011 10:26:16 AM
reflective-rupee$200.046/23/2011 10:22:19 AM
NJournalist$25.006/23/2011 5:11:24 PM
John_Galt$33.006/24/2011 4:29:12 PM
payment-halo$25.006/25/2011 10:13:58 PM
3_boyz$75.006/26/2011 7:03:59 PM
kdog99$100.006/27/2011 10:01:21 AM
Interloper$29.006/27/2011 12:21:13 PM
CallMeBen$50.006/27/2011 2:32:57 PM
Cai8899$30.006/28/2011 9:07:40 AM
BankofHank$100.006/28/2011 9:07:14 AM
intuitive-benefit3$100.006/28/2011 3:29:43 PM
wise-alluring-penny$100.006/29/2011 6:19:43 AM
greenback-seagull2$100.006/29/2011 5:04:24 AM
jiftostada$50.006/29/2011 10:54:37 AM
honorable-vigilance$57.006/29/2011 3:19:50 PM
kenji4861$50.006/29/2011 5:07:05 PM
StPong$25.006/29/2011 10:09:16 PM
gslinv$50.006/30/2011 1:11:58 PM
platinum-exec1$50.007/1/2011 3:14:27 AM
donmacprosper$25.007/1/2011 5:14:29 AM
compoundinterest$50.007/1/2011 7:44:37 AM
Tradesmanlender$35.007/1/2011 12:50:58 AM
the-profit-oracle$25.007/1/2011 9:19:15 AM
radforj22$25.007/1/2011 11:04:23 AM
gaiusceasar$25.007/1/2011 1:45:06 PM
jmeasn$25.007/1/2011 11:45:13 AM
ohnezweck$50.007/1/2011 5:20:32 PM
Sixmil$72.437/1/2011 3:29:36 PM
screenname03$50.007/1/2011 5:07:38 PM
generous-deal6$25.007/1/2011 11:04:29 PM
selector568$300.007/2/2011 1:25:55 AM
worthy-bid8$50.007/2/2011 10:14:32 AM
yield-seeker$25.007/2/2011 10:04:26 AM
riproaringrapids$25.007/2/2011 4:04:11 PM
egw$25.007/2/2011 4:39:09 PM
einstein$100.007/2/2011 11:13:19 PM
established-hope5$25.007/2/2011 9:54:03 PM
daddyx3$50.007/4/2011 9:05:06 AM
Cheburashka$25.007/4/2011 9:05:22 AM
life-is-great$25.007/4/2011 9:06:20 AM
transparency-halo$100.007/4/2011 9:06:46 AM
mackerquack$500.007/4/2011 9:07:04 AM
gjh37$50.007/4/2011 9:07:15 AM
worth-bopbop-a-loobop$50.007/4/2011 9:07:23 AM
Kame$25.007/4/2011 9:07:59 AM
studious-bonus7$100.007/4/2011 9:08:55 AM
benjamins-utopia$50.007/4/2011 9:08:57 AM
PrivateLoaner$50.007/4/2011 6:29:08 AM
edsmoney$100.007/4/2011 7:14:05 AM
Supernick$50.007/4/2011 9:06:09 AM
first-pragmatic-note$50.007/4/2011 9:07:29 AM
power-trophy7$50.007/4/2011 9:06:15 AM
whsprint$25.007/4/2011 9:15:16 AM
wayman$50.007/4/2011 9:08:40 AM
investment-comet$25.007/4/2011 9:10:09 AM
bebeshor$25.007/4/2011 9:10:14 AM
syounker$25.007/4/2011 9:10:16 AM
Relevance$25.007/4/2011 9:07:38 AM
steven3333$25.007/4/2011 10:12:17 AM
one2sojourn$50.007/4/2011 9:10:34 AM
lostontheedge$25.007/4/2011 9:08:13 AM
credit-tulip$50.007/4/2011 9:10:19 AM
Stollewood$50.007/4/2011 9:10:25 AM
socrates520$50.007/4/2011 4:24:01 PM
Lender75$26.097/4/2011 10:09:16 AM
Lily_of_the_Valley$420.087/4/2011 10:22:08 AM
einstein$25.007/4/2011 1:21:57 PM
ChrisProsper$750.007/4/2011 10:29:59 AM
RecoveryLender$25.007/4/2011 2:02:06 PM
Captain_America$251.437/4/2011 12:24:51 PM
friendinmoney$25.007/4/2011 1:05:59 PM
yield-hut$400.007/4/2011 3:18:47 PM
Purple11$50.007/4/2011 2:59:03 PM
gold-fluffy-bunny4$100.007/4/2011 3:19:02 PM
150 Investments
 
Borrower Payment Dependent Notes Series 512409
This series of Notes was issued and sold upon the funding of the borrower loan #51062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jun-21-2011 
Term: 36 months Listing End date:  Jul-01-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-1992 Debt/Income ratio: 23%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 4Length of status:7y 9m
Amount delinquent: $9,650 Total credit lines: 24 Occupation: Accountant/CPA
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: GT_5471 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 660-679 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2008)
720-739 (Dec-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Personal Loan
Purpose of loan:
This loan will be used to help my future wife pay off some business debt so we can be married in 2 years. Any support will be great appreciative

My financial situation:
I am a good candidate for this loan because I been employee for over 8 years and have my own business that generat side income.


Monthly net income: $4500
Monthly expenses: $ 2951
Housing: $1738
Insurance: $173
Car expenses: $ 460
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $0
Credit cards and other loans: $ 130 ( student loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
important-openness1$100.006/21/2011 5:01:12 PM
NekHoldings$25.006/21/2011 8:17:09 PM
reflective-rupee$25.046/24/2011 11:35:40 AM
Amber_Stone$25.006/24/2011 2:39:04 PM
worth-blanket2$5,000.006/24/2011 11:06:08 AM
SolarMoonshine$50.006/24/2011 2:52:14 PM
Mikale360$25.006/24/2011 1:34:34 PM
Rogelio48$25.006/24/2011 7:02:48 PM
kristof2007$50.006/25/2011 6:59:16 AM
mikeandcat$79.396/25/2011 2:52:46 PM
wlm3012$25.056/25/2011 4:41:02 PM
unassuming-market7$25.006/25/2011 5:04:01 PM
deepblue34$35.006/26/2011 12:52:37 PM
simplelender80$100.006/27/2011 7:37:02 PM
grampy48$38.346/28/2011 6:58:49 AM
first-favorite-bonus9$25.006/28/2011 9:31:06 AM
asoldier$25.006/28/2011 5:08:17 PM
tshurts$25.006/29/2011 9:13:31 AM
irrelevant$25.006/29/2011 5:06:01 PM
swingkid$50.006/30/2011 12:30:55 AM
Leshan$169.486/30/2011 8:34:02 AM
unger$100.556/30/2011 7:51:09 AM
GElender$25.006/30/2011 5:54:08 AM
bsh297$25.006/30/2011 4:34:43 PM
platinum-czar$27.516/30/2011 4:12:43 PM
mrxtravis$25.007/1/2011 12:55:33 AM
jubilant-trade6$25.006/30/2011 11:09:41 PM
proud-pound4$39.967/1/2011 4:27:28 AM
morfrius$148.657/1/2011 9:38:44 AM
Investor_DP$100.006/21/2011 5:01:38 PM
Investoman$50.006/22/2011 8:36:01 AM
Bob450$25.006/25/2011 8:12:12 AM
hidavehi$29.006/25/2011 4:55:02 AM
suave-dime6$25.006/25/2011 1:10:55 PM
high_flyer$50.006/26/2011 9:21:21 PM
fairness-atmosphere$25.006/26/2011 4:44:13 PM
chameleon125$25.006/27/2011 6:14:23 AM
Feyenoord$25.006/27/2011 8:51:49 PM
CA-Lender$50.066/28/2011 1:03:54 PM
aquistoyraul$25.006/29/2011 7:41:05 AM
coin-bee1$25.006/29/2011 3:23:40 PM
LuvToLend$27.446/29/2011 10:17:45 PM
StPong$25.006/29/2011 10:29:24 PM
SecondChanceLendingSERV$25.006/30/2011 5:53:40 AM
Captain_America$199.126/30/2011 9:11:02 AM
credit-sycamore4$50.006/30/2011 5:05:20 PM
branaa99$25.006/30/2011 10:22:14 AM
asiaratt$50.007/1/2011 5:24:41 AM
umfan123$25.007/1/2011 6:04:21 AM
Weaverville$25.006/30/2011 9:30:41 PM
organic-treasure$25.937/1/2011 6:50:45 AM
MTF$50.007/1/2011 8:11:04 AM
bold-direct-asset$29.487/1/2011 12:59:26 AM
yield-hut$100.007/1/2011 4:35:16 AM
mpatrick$25.007/1/2011 9:16:32 AM
55 Investments
 
Borrower Payment Dependent Notes Series 512449
This series of Notes was issued and sold upon the funding of the borrower loan #51025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,282.50 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 2.60% Listing Start date:  Jun-22-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $333.19
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1996 Debt/Income ratio: 18%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:19y 11m
Amount delinquent: $0 Total credit lines: 37 Occupation: Military Officer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,593Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 36%  
   Homeownership: Yes  
Screen name: Redleg6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 17 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
620-639 (Sep-2009)
660-679 (Mar-2008)
680-699 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Loan Consolidation
Purpose of loan: This loan will be used to consolidate a car loan with an existing credit card and any remaining funds will be paid toward a student loan. The consolidation will decrease the payback period and provide me with one payment.My financial situation: I am a good candidate for this loan because I have a solid job with the military and low overall debt load. My income is steady and I have strong credit.

I tried a listing for a larger amount and got pretty close to funding. I am dropping the amount to just enough to consolidate the car loan and the credit card loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loyalty-sherpa$25.006/22/2011 9:01:08 AM
uberrific$100.006/22/2011 9:01:49 AM
BxRealtor$25.006/22/2011 9:00:56 AM
rescue$100.006/22/2011 9:01:03 AM
ski bum$100.006/22/2011 9:01:47 AM
visionary-commerce$25.006/22/2011 9:31:41 AM
reflective-rupee$200.046/22/2011 8:35:43 PM
proud-pound4$25.006/24/2011 12:19:39 PM
Rivervale_Westwood$25.006/27/2011 7:27:17 AM
kdog99$100.006/27/2011 10:01:34 AM
Interloper$31.726/28/2011 10:29:27 AM
impartial-benefit1$50.006/28/2011 10:24:17 AM
intuitive-benefit3$100.006/28/2011 3:29:47 PM
JGuide$26.406/28/2011 3:31:41 PM
selector568$100.006/28/2011 2:51:59 PM
greenback-seagull2$100.006/29/2011 5:04:29 AM
ect_2k20$25.006/29/2011 10:20:51 AM
AFairDeal$30.006/29/2011 5:23:26 PM
Cai8899$30.006/29/2011 5:23:45 PM
screener$100.006/30/2011 2:00:36 PM
donmacprosper$25.007/1/2011 5:14:32 AM
jmeasn$25.007/1/2011 11:45:44 AM
Tradesmanlender$35.007/1/2011 5:20:08 PM
ohnezweck$50.007/1/2011 5:20:35 PM
loyalist1$300.007/1/2011 7:49:32 PM
Bank42$50.007/2/2011 5:31:13 AM
availableloan$25.007/2/2011 6:18:33 AM
Astyanax$100.007/2/2011 3:06:35 PM
egw$25.007/2/2011 4:39:14 PM
daddyx3$50.007/4/2011 9:05:08 AM
top-epic-community$50.007/3/2011 12:29:02 PM
GCInvestments$25.007/4/2011 9:07:37 AM
screenname03$50.007/4/2011 9:06:30 AM
NorthwestLoan1$50.007/4/2011 9:07:17 AM
syounker$25.007/4/2011 9:10:18 AM
generous-deal6$25.007/4/2011 9:07:45 AM
one2sojourn$50.007/4/2011 9:10:36 AM
riproaringrapids$25.007/4/2011 9:10:00 AM
astute-benjamins$25.007/4/2011 1:02:54 PM
Purple11$50.007/4/2011 2:59:05 PM
20mule$200.007/4/2011 3:29:51 PM
jmeasn$25.007/4/2011 4:29:14 PM
brightest-dynamic-peace$25.007/4/2011 9:14:45 AM
gjh37$50.007/4/2011 5:15:49 PM
socrates520$50.007/4/2011 4:24:04 PM
vutah$25.007/4/2011 10:47:01 PM
successful-economy5$50.007/5/2011 2:49:12 AM
HoosierDaddie$50.007/5/2011 9:24:20 AM
luckygreen10$50.007/5/2011 9:33:57 AM
MicroL$50.007/5/2011 9:16:36 AM
lovelongandprosper$50.007/5/2011 9:18:18 AM
nunnie$25.007/5/2011 9:19:16 AM
CE88$25.007/5/2011 12:42:54 PM
brightest-affluence-motivator$50.007/5/2011 10:09:09 AM
loan-adventurer7$200.007/5/2011 10:34:45 AM
janus_god$25.007/5/2011 11:44:13 AM
worthy-bid8$26.857/5/2011 12:24:45 PM
williemc44$25.007/5/2011 2:04:04 PM
maschinenbau$25.007/5/2011 12:39:09 PM
progressive-economy261$100.007/5/2011 3:34:20 PM
kegs$25.007/5/2011 8:42:26 PM
veneziani$25.007/6/2011 3:50:08 AM
silver-armada$25.007/6/2011 5:09:43 AM
PaulW$25.007/6/2011 4:35:18 AM
meenan$25.007/6/2011 5:17:15 AM
lostontheedge$25.007/6/2011 5:17:24 AM
CaliforniaSun$25.007/6/2011 5:11:21 AM
valiant-liberty4$25.007/6/2011 5:26:24 AM
sensible-order2$27.547/6/2011 5:25:50 AM
enthralling-deal180$50.007/6/2011 5:47:23 AM
techreseller$50.007/6/2011 6:14:51 AM
bigphish$50.007/6/2011 7:15:09 AM
fund-tom-tom6$40.007/6/2011 7:52:16 AM
janeybooboo$49.007/6/2011 8:58:45 AM
ChrisProsper$1,600.007/6/2011 8:16:42 AM
Zolton$100.006/22/2011 9:01:43 AM
sandbreaker$100.006/22/2011 9:02:10 AM
organized-payment6$50.006/22/2011 10:26:20 AM
indomitable-coin$25.006/22/2011 9:02:00 AM
capital-star5$25.006/23/2011 7:08:59 AM
cr8on$100.006/23/2011 5:07:47 PM
GElender$25.006/25/2011 6:15:47 AM
kulender$50.006/25/2011 2:40:58 PM
ministry1$50.006/27/2011 2:12:14 PM
HamachiMan$50.006/27/2011 7:21:20 PM
Feyenoord$25.006/27/2011 8:45:57 PM
credit-maple5$500.006/28/2011 9:23:24 AM
SolarMoonshine$100.006/28/2011 10:59:49 AM
truth-image$50.006/29/2011 9:12:31 AM
platinum-genetics$25.006/29/2011 9:14:49 AM
NotKarate$26.976/29/2011 11:22:36 AM
Havana21$50.006/29/2011 4:19:48 PM
jubilant-trade6$50.006/29/2011 2:59:38 PM
jiftostada$50.006/29/2011 5:23:57 PM
pnace$35.006/29/2011 5:09:38 PM
BankofHank$100.006/29/2011 5:07:51 PM
wise-alluring-penny$100.006/29/2011 5:23:51 PM
kenji4861$50.006/30/2011 1:12:01 PM
StPong$25.006/30/2011 9:16:14 AM
dynamic-money271$25.006/30/2011 2:00:03 PM
rmpedi33$50.006/30/2011 2:14:46 PM
Weaverville$50.006/30/2011 9:29:38 PM
platinum-exec1$50.007/1/2011 3:14:34 AM
compoundinterest$50.007/1/2011 7:44:41 AM
deal-processor0$100.007/1/2011 10:04:36 AM
kojo$50.007/1/2011 9:16:11 AM
FL-Lender$25.007/1/2011 10:50:59 AM
radforj22$25.007/1/2011 11:04:29 AM
jmeasn$100.007/1/2011 1:37:23 PM
Sixmil$73.557/2/2011 12:50:17 AM
phaded$25.007/2/2011 1:15:05 AM
money-bauble$100.007/2/2011 10:09:13 AM
wwwUniversal$25.007/2/2011 1:25:13 AM
wwialnlgy$100.007/2/2011 1:44:13 PM
all_of_that_one$35.007/2/2011 4:52:28 PM
circuitfive$25.007/2/2011 2:49:10 PM
mad-scientist0$68.447/3/2011 7:15:21 AM
the-auction-bear$25.007/3/2011 11:00:03 AM
janeybooboo$101.007/3/2011 7:34:16 PM
the-profit-oracle$25.007/3/2011 12:06:06 PM
jt88$25.007/4/2011 9:08:35 AM
BuildingShanghai$25.007/4/2011 3:55:56 AM
shrewd-asset$50.007/4/2011 7:21:36 AM
a-responsible-return$50.007/3/2011 11:19:36 PM
drkosh$25.007/4/2011 9:08:38 AM
PrivateLoaner$50.007/4/2011 9:15:19 AM
Leopoldine$25.897/4/2011 9:15:56 AM
CrossCreek$25.007/4/2011 11:54:08 AM
responsibility-fortress$50.007/4/2011 5:43:36 PM
buukyak$25.007/4/2011 7:14:01 PM
oodkim84oo$50.007/4/2011 5:15:54 PM
wayman$50.007/4/2011 5:15:55 PM
Supernick$50.007/5/2011 9:12:59 AM
Worldskiboy$50.007/5/2011 7:49:05 AM
IIP77$25.007/5/2011 9:14:27 AM
generator535$25.007/5/2011 9:18:04 AM
Cheburashka$25.007/5/2011 9:11:53 AM
new-truth-chuckler$25.007/5/2011 9:12:05 AM
life-is-great$25.007/5/2011 9:13:00 AM
und-alum$30.107/5/2011 9:34:21 AM
principal-duckling$50.007/5/2011 9:14:26 AM
velocity-solo$30.007/5/2011 9:12:45 AM
NorthernFunds$50.007/5/2011 9:14:47 AM
yield-seeker$25.007/5/2011 9:16:32 AM
oldman68$25.007/5/2011 12:16:20 PM
gslinv$50.007/5/2011 9:17:53 AM
miked8303$25.007/5/2011 10:19:28 AM
13nd3r$25.007/5/2011 10:19:41 AM
power-defender7$50.007/5/2011 10:20:38 AM
Frankieb21$50.007/5/2011 12:09:10 PM
improvman$50.007/5/2011 12:36:26 PM
jobani$35.007/5/2011 11:49:01 AM
let_me_retire$50.007/5/2011 1:40:53 PM
BigBag$25.007/5/2011 5:06:00 PM
damage$25.007/5/2011 1:09:04 PM
nickel-ferret$25.007/5/2011 2:34:09 PM
andypbe$50.007/5/2011 6:34:28 PM
pencreek$25.007/5/2011 9:32:50 PM
ChrisProsper$100.007/5/2011 10:09:33 PM
emphatic-responsibility$50.007/5/2011 11:08:50 PM
powerful-finance7$25.007/6/2011 2:13:06 AM
convergentthinker$25.007/6/2011 2:10:29 AM
gracej$25.007/6/2011 5:17:19 AM
money-surge1$25.007/6/2011 5:26:04 AM
studious-bonus7$100.007/6/2011 5:26:20 AM
investment-tempo$50.007/6/2011 5:25:52 AM
marshallmanhattan$25.007/6/2011 6:29:36 AM
kelly42$25.007/6/2011 7:38:55 AM
168 Investments
 
Borrower Payment Dependent Notes Series 512687
This series of Notes was issued and sold upon the funding of the borrower loan #51045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jun-21-2011 
Term: 36 months Listing End date:  Jul-02-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $210.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1990 Debt/Income ratio: 67%
Credit score: 700-719 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 23Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $56,174Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: community-aviary2 Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
denali
Purpose of loan:
This loan will be used to...repair 2 owned vehicles. '02 Mazda B-3000 4x4: new tires, replace cracked front window, radiator flush, electronic check to fix driver side window motor, & transmission flush. '97 Cadillac needs fluid replacements just noted plus 2 front headlight assembly units(can find replacements at lower price from used car parts websites), cracked front windshield, and possible water pump unit. Payoff 2nd truck loan.

My financial situation:
I am a good candidate for this loan because...I have a good credit rating, pay my bills on time and have been steadily employed with the same employer since '91 getting substantial salary increase and promotion in '02.


Monthly net income: $5000
Monthly expenses: $
Housing: $350
Insurance: $100
Car expenses: $
Utilities: $71
Phone, cable, internet: $195
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $
r
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.006/21/2011 5:00:49 PM
powerful-finance7$25.006/21/2011 5:01:03 PM
Zolton$100.006/21/2011 5:01:16 PM
organized-payment6$50.006/21/2011 5:01:32 PM
gslinv$50.006/21/2011 5:01:35 PM
tomdooley12520$25.006/21/2011 7:24:14 PM
chestnut4$25.006/22/2011 12:47:36 AM
JustMee$25.006/21/2011 8:58:47 PM
favorite-commerce$25.006/21/2011 6:59:26 PM
Sol_Invictus$25.006/21/2011 8:21:34 PM
cr8on$100.006/22/2011 11:40:18 AM
Rivervale_Westwood$25.006/27/2011 7:27:14 AM
kdog99$100.006/27/2011 10:01:31 AM
EngineersAlliance$100.006/27/2011 12:21:09 PM
HamachiMan$50.006/27/2011 7:21:18 PM
unconquerable-transparency865$100.006/28/2011 6:53:38 AM
pnace$35.006/28/2011 5:17:00 PM
greenback-seagull2$100.006/29/2011 5:04:27 AM
wise-alluring-penny$100.006/29/2011 9:14:48 AM
Cai8899$30.006/29/2011 4:39:35 PM
intuitive-benefit3$100.006/29/2011 5:09:32 PM
StPong$25.006/29/2011 10:09:18 PM
alaskanbearcub$25.006/29/2011 9:35:52 PM
platinum-exec1$50.007/1/2011 3:14:29 AM
determined-nickel30$25.007/1/2011 6:46:44 AM
x-lender$50.006/30/2011 11:04:10 PM
astute-benjamins$25.007/1/2011 7:49:45 AM
vigilance-revolutionary$50.007/1/2011 9:49:33 AM
interstellar$75.007/1/2011 9:35:06 AM
jmeasn$100.007/1/2011 1:37:22 PM
platinum-cargo$25.007/1/2011 3:25:03 PM
marwadi-62$100.007/1/2011 11:12:57 AM
ohnezweck$50.007/1/2011 5:20:34 PM
yield-hut$50.007/1/2011 5:35:56 PM
Sixmil$34.237/1/2011 3:29:39 PM
ddamenace$35.007/1/2011 8:55:05 PM
greenback-guard$25.007/2/2011 10:24:09 AM
wwwUniversal$25.007/2/2011 1:25:11 AM
Johnab$25.007/2/2011 5:51:25 AM
fair-interest6$30.127/2/2011 11:17:47 AM
janeybooboo$100.007/2/2011 8:01:03 AM
a-finance-nirvana$25.007/2/2011 9:22:44 AM
StarshineXL$300.007/2/2011 1:07:21 PM
BARNAPAS$25.007/2/2011 1:31:00 PM
miboymat$25.007/2/2011 10:11:33 AM
payout-magician$25.007/2/2011 10:57:50 AM
Weiler63$100.007/2/2011 4:19:49 PM
thankful-nickel2$25.007/2/2011 2:00:27 PM
loyalty-sherpa$25.006/21/2011 5:00:56 PM
Investor_DP$100.006/21/2011 5:01:18 PM
BxRealtor$25.006/21/2011 5:00:45 PM
ski bum$100.006/21/2011 5:01:27 PM
houli123$100.006/23/2011 4:14:34 AM
economy-huckleberry0$25.006/24/2011 9:43:30 AM
indomitable-coin$25.006/24/2011 2:16:01 PM
kulender$50.006/25/2011 2:40:55 PM
tacopants$500.006/27/2011 1:16:12 PM
credit-maple5$500.006/27/2011 12:21:00 PM
fishcreek$25.006/28/2011 2:57:43 AM
sandbreaker$100.006/28/2011 5:08:10 PM
platinum-genetics$25.006/29/2011 6:20:01 AM
caseattle$25.006/29/2011 8:44:18 AM
jiftostada$50.006/29/2011 4:39:39 PM
screener$100.006/30/2011 9:15:49 AM
kenji4861$50.006/30/2011 9:15:37 AM
dynamic-money271$25.006/30/2011 9:14:31 AM
ericsb$84.666/30/2011 9:33:51 AM
kojo$50.006/30/2011 9:15:51 AM
pound-balancer$50.006/30/2011 10:39:07 AM
Astyanax$75.006/30/2011 3:07:29 PM
Anamorph$25.006/30/2011 10:39:12 PM
jubilant-trade6$25.006/30/2011 10:59:06 PM
Weaverville$50.006/30/2011 9:29:36 PM
best-charming-leverage$100.007/1/2011 9:16:35 AM
donmacprosper$25.007/1/2011 5:14:31 AM
Prairie-MN$30.007/1/2011 4:27:51 AM
Tradesmanlender$35.007/1/2011 9:35:29 AM
deal-processor0$100.007/1/2011 10:04:35 AM
radforj22$25.007/1/2011 11:04:27 AM
jmeasn$25.007/1/2011 11:44:58 AM
jmeasn$25.007/1/2011 1:30:57 PM
social-workhorse$25.007/1/2011 2:11:46 PM
dapablotv$100.007/1/2011 6:41:22 PM
Nusk$25.007/1/2011 7:15:49 PM
awwaaww$50.007/2/2011 8:29:46 AM
money-bauble$100.007/2/2011 10:09:11 AM
q4golf$28.377/2/2011 5:17:21 AM
a-community-aficionado$44.817/2/2011 7:44:24 AM
credit-investor5$50.007/2/2011 6:32:50 AM
luann199$25.007/2/2011 9:22:46 AM
wwialnlgy$100.007/2/2011 1:44:12 PM
mgking007$25.007/2/2011 3:10:21 PM
riproaringrapids$25.007/2/2011 4:04:14 PM
850$50.007/2/2011 11:52:46 AM
egw$25.007/2/2011 4:39:12 PM
circuitfive$25.007/2/2011 2:49:09 PM
96 Investments
 
Borrower Payment Dependent Notes Series 512823
This series of Notes was issued and sold upon the funding of the borrower loan #51032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jun-24-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2006 Debt/Income ratio: 22%
Credit score: 760-779 (Jun-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,506Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: sapling661 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Monserrat
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1500
Monthly expenses: $800
Housing: $425
Insurance: $95
Car expenses: $430
Utilities: $35
Phone, cable, internet: $55
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
important-openness1$100.006/24/2011 9:01:25 AM
Investor_DP$100.006/24/2011 9:01:37 AM
tech310$50.006/24/2011 9:01:43 AM
economy-huckleberry0$25.006/24/2011 12:02:45 PM
87Marc$25.006/24/2011 3:16:09 PM
worldly-money4$100.006/24/2011 5:21:41 PM
suave-dime6$25.006/25/2011 1:38:42 PM
yield-trader$50.006/26/2011 10:31:08 AM
exchange-upholder0$25.006/27/2011 4:17:11 PM
simplelender80$150.006/27/2011 7:32:01 PM
first-favorite-bonus9$25.006/28/2011 9:30:51 AM
economy-coup$100.006/28/2011 5:07:26 PM
Horse-Lender$25.006/30/2011 9:14:55 AM
asiaratt$50.007/1/2011 9:22:00 AM
tshurts$25.007/1/2011 5:08:04 PM
AlternativeCashFlow$25.007/1/2011 11:53:42 PM
foothillender$25.007/2/2011 8:18:37 AM
Calif-smo$29.517/2/2011 3:30:42 PM
Lefty_the_Lender$25.007/2/2011 4:27:01 PM
jmeasn$25.007/3/2011 12:08:25 PM
dough-museum1$25.007/4/2011 9:06:50 AM
ommcd$25.007/4/2011 9:09:41 AM
heerzaquestion$47.007/4/2011 11:38:51 AM
shrewd-income$213.057/4/2011 11:46:18 AM
vest_vortex$50.007/4/2011 5:00:33 PM
CoyoteJack$100.007/4/2011 8:55:32 PM
itskarma$25.257/5/2011 6:49:25 AM
dollar-authority$50.007/5/2011 8:41:12 AM
VJ_Financial$26.007/5/2011 1:27:02 AM
worthy-bid8$25.007/5/2011 9:14:56 AM
best-charming-leverage$100.007/5/2011 9:18:50 AM
ore-jedi$25.007/5/2011 6:29:16 PM
Bob450$25.007/5/2011 4:42:19 PM
kegs$25.007/5/2011 8:42:35 PM
vishal29$25.007/5/2011 9:32:07 PM
jubilant-trade6$50.007/5/2011 11:46:07 PM
kind-diligent-coin$25.007/6/2011 4:04:59 AM
irrelevant$25.007/6/2011 5:17:34 AM
enthralling-deal180$50.007/6/2011 5:47:46 AM
wojo$25.007/6/2011 6:29:57 AM
larryboy10$25.007/6/2011 6:27:52 AM
fund-tom-tom6$50.027/6/2011 7:49:52 AM
octoberfresh$25.007/6/2011 7:56:42 AM
kwan$25.007/6/2011 9:32:20 AM
ore-didgeridoo$25.007/6/2011 9:24:19 AM
agalt$75.007/6/2011 9:45:54 AM
exchange-upholder0$25.007/6/2011 10:13:30 AM
persistent-value188$25.007/6/2011 10:28:21 AM
coin-amigo$36.927/6/2011 10:00:21 AM
excellent-loan8$25.007/6/2011 10:10:15 AM
duty-whomper5$26.557/6/2011 10:48:44 AM
Loan-Mart$25.377/6/2011 10:33:14 AM
zone6$100.007/6/2011 11:58:07 AM
NOWRFST$25.006/24/2011 9:06:30 AM
top-courteous-peso$50.006/24/2011 9:06:49 AM
CA-Lender$50.066/24/2011 11:45:10 AM
gotjack$25.006/24/2011 3:15:59 PM
reflective-rupee$750.046/24/2011 4:24:57 PM
Investoman$50.006/24/2011 3:01:10 PM
kulender$50.006/24/2011 5:21:45 PM
lowrater$50.906/25/2011 12:51:10 AM
alexgalt$25.006/25/2011 10:44:10 AM
social-hunter5$50.006/26/2011 1:34:32 PM
Rogelio48$25.006/27/2011 10:42:32 AM
calbertrand$25.006/27/2011 12:28:20 PM
grotheik$25.006/28/2011 7:17:48 AM
dws2380$25.006/28/2011 7:57:27 AM
yf99yz$35.006/29/2011 9:46:17 PM
bullish2bearish$25.006/30/2011 3:32:04 PM
Weaverville$25.006/30/2011 9:30:55 PM
jmeasn$25.007/1/2011 12:09:32 PM
jmeasn$25.007/1/2011 1:05:00 PM
asoldier$25.007/1/2011 5:10:30 PM
CACO_Lender$25.007/1/2011 5:30:58 PM
diplomatic-wealth7$25.007/2/2011 8:24:31 AM
unfixer$25.007/2/2011 6:42:29 AM
honeybee11$75.007/2/2011 6:46:18 AM
Banker_Joe$25.007/2/2011 8:38:43 AM
340$37.937/2/2011 9:19:00 AM
Littlepeng$25.007/2/2011 11:25:29 AM
credit-sycamore4$50.007/3/2011 12:06:41 PM
moola-butterfly3$75.007/4/2011 7:44:03 AM
dynrep$50.007/4/2011 9:04:54 AM
widowsmite$25.007/4/2011 10:39:39 AM
steven3333$25.007/4/2011 10:29:09 AM
loss-of-control$75.007/4/2011 3:45:50 PM
onecooldrink$25.007/4/2011 7:04:30 PM
buffalobills$25.007/5/2011 7:26:28 AM
VJ_Financial$26.007/4/2011 5:19:36 PM
handy-justice$100.007/4/2011 6:12:01 PM
MNFrostbite$25.007/4/2011 9:40:56 PM
JPMorrisLegacyFund$900.007/5/2011 12:23:28 AM
GElender$25.007/5/2011 9:18:32 AM
Nanab5$25.007/5/2011 11:22:07 AM
restless-dime$50.007/5/2011 12:27:53 PM
prominence8$40.007/5/2011 9:19:13 AM
SolarMoonshine$25.007/5/2011 9:51:41 AM
loan-adventurer7$200.007/5/2011 10:34:14 AM
miked8303$50.007/5/2011 10:19:19 AM
OLYVRC$50.007/5/2011 10:34:59 AM
natural-platinum$25.007/5/2011 2:29:13 PM
mpatrick$50.007/5/2011 10:53:47 AM
capital-galaxy$200.007/5/2011 2:50:11 PM
Horse-Lender$25.007/5/2011 3:29:39 PM
yield-hut$50.007/5/2011 4:36:54 PM
wise-benjamins-fortress$25.007/5/2011 6:29:21 PM
HamachiMan$50.007/5/2011 5:09:28 PM
exchange-upholder0$25.007/5/2011 9:48:30 PM
justasoldier$35.007/5/2011 10:00:45 PM
ChrisProsper$100.007/5/2011 10:11:51 PM
newgroom422$25.007/5/2011 10:58:44 PM
impala6464$100.007/6/2011 2:13:34 AM
veneziani$25.007/6/2011 3:50:25 AM
halfcr83$27.187/6/2011 6:26:31 AM
greencat$50.007/6/2011 7:15:13 AM
shrewd-income$50.007/6/2011 8:49:31 AM
Wangchuk$25.017/6/2011 9:28:28 AM
glroark$50.007/6/2011 9:46:45 AM
maltma$30.097/6/2011 10:10:33 AM
vtrentster$26.007/6/2011 9:45:17 AM
unger$100.557/6/2011 10:28:39 AM
108lender$100.007/6/2011 10:57:07 AM
alphaseek$150.007/6/2011 11:04:58 AM
money-fort$31.097/6/2011 12:04:24 PM
income-rocker2$180.487/6/2011 12:05:51 PM
125 Investments
 
Borrower Payment Dependent Notes Series 512891
This series of Notes was issued and sold upon the funding of the borrower loan #51042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jun-22-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $439.81
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1993 Debt/Income ratio: 31%
Credit score: 700-719 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,876Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: Short_Term_Loan_Requested Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 29 ( 100% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
760-779 (Sep-2009)
720-739 (Oct-2008)
700-719 (Feb-2007)
 
Principal balance: $3,879.13 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Pay off Citi Card
Purpose of loan: Payoff CitiBank Platinum and Current Prosper Loan
This loan will be used to Payoff CitiBank Platinum and Current Prosper Loan (Consolidate)

My financial situation: Very good, just want to payoff CitiBank/Current Prosper Loan
I am a good candidate for this loan because; 1) Reliable 2) Honest 3) Trustworthy 4) Excellent repayment history with Prosper


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.006/22/2011 5:00:55 PM
Zolton$100.006/22/2011 5:01:40 PM
orderandprogress$50.006/22/2011 5:02:05 PM
ski bum$100.006/22/2011 5:01:44 PM
lendstats_com$300.006/22/2011 6:11:00 PM
Toby1montana$75.006/23/2011 6:20:49 AM
analogman$25.006/23/2011 12:30:57 AM
helpinghand63$27.476/23/2011 12:41:09 AM
SimpleChoice$25.006/23/2011 12:46:30 AM
market-solstice2$25.006/23/2011 12:50:43 AM
Prosp_Lender$50.006/22/2011 11:51:07 PM
lloyd_s$50.006/23/2011 12:46:28 AM
qsolo$200.006/23/2011 2:23:38 PM
DasMula$27.006/23/2011 8:51:38 PM
heerzaquestion$200.006/24/2011 11:21:00 AM
a-transaction-flute$25.006/24/2011 6:46:09 PM
cr8on$100.006/24/2011 5:20:30 PM
Moe87$25.006/25/2011 3:48:52 AM
transparency-baton$25.006/26/2011 3:10:49 PM
janeybooboo$175.006/26/2011 1:16:49 PM
intuitive-benefit3$100.006/28/2011 3:29:48 PM
credit-maple5$500.006/28/2011 5:16:41 PM
greenback-seagull2$100.006/29/2011 5:04:32 AM
Interloper$37.576/29/2011 4:39:28 PM
350DGRZ$50.006/29/2011 5:59:11 PM
pnace$35.006/30/2011 9:16:06 AM
revenue-statesperson4$100.006/30/2011 10:00:21 AM
treasure-hunter270$50.006/30/2011 9:17:55 AM
Barrayaran$100.006/30/2011 9:59:01 AM
Scotcha$75.006/30/2011 2:15:25 PM
resolute-basis9$100.006/30/2011 7:04:14 PM
leball$51.576/30/2011 5:16:19 PM
Weaverville$50.006/30/2011 9:29:42 PM
optionscashflow$25.006/30/2011 10:51:53 PM
donmacprosper$25.007/1/2011 5:14:35 AM
JCM_MN$40.007/1/2011 5:15:19 AM
chameleon125$25.007/1/2011 8:06:20 AM
jmeasn$25.007/1/2011 1:31:02 PM
Astyanax$100.007/1/2011 4:05:38 PM
vigorous-market5$200.007/1/2011 2:32:20 PM
jmeasn$100.007/1/2011 1:37:24 PM
famous-bill$25.007/1/2011 2:24:25 PM
Reddy_Capital$36.007/1/2011 9:40:30 PM
money-surge1$25.007/2/2011 12:06:37 AM
Tradesmanlender$35.007/2/2011 1:16:34 AM
wirebutterfly$50.007/2/2011 1:20:47 PM
leverage-dolphin$25.007/3/2011 7:36:24 AM
LittleMingo$30.007/3/2011 2:59:29 AM
first-serene-credit$25.007/3/2011 1:11:46 PM
well-mannered-income3$25.007/3/2011 9:30:29 AM
a-responsible-return$50.007/3/2011 11:19:14 PM
a-reasonable-return$25.007/4/2011 5:50:13 AM
screener$100.007/4/2011 9:07:01 AM
riproaringrapids$25.007/4/2011 9:10:03 AM
wwialnlgy$100.007/4/2011 9:09:51 AM
circuitfive$25.007/4/2011 9:09:54 AM
socrates520$50.007/4/2011 4:24:06 PM
money-bauble$100.007/4/2011 9:12:59 AM
Chadwick_Bay_Investments$25.007/4/2011 10:06:05 AM
nickel-demon2$150.007/4/2011 2:41:03 PM
Purple11$50.007/4/2011 2:59:07 PM
compassion-neutron$25.007/4/2011 7:54:34 PM
irrelevant$25.007/5/2011 9:11:25 AM
LongTail$25.007/4/2011 11:15:41 PM
HoosierDaddie$50.007/5/2011 9:24:22 AM
generous-deal6$25.007/5/2011 9:13:07 AM
FinanceEngine$40.007/5/2011 11:08:16 AM
let_me_retire$25.007/5/2011 11:18:14 AM
luckygreen10$50.007/5/2011 9:33:59 AM
a-leverage-investor$43.627/5/2011 3:50:49 PM
Engineer44$28.007/5/2011 4:14:38 PM
damage$25.007/5/2011 1:09:06 PM
nickel-ferret$25.007/5/2011 2:34:11 PM
wlm3012$25.007/5/2011 1:09:21 PM
Kennfusion$100.007/5/2011 3:00:16 PM
progressive-economy261$100.007/5/2011 3:34:22 PM
kegs$25.007/5/2011 8:42:30 PM
pencreek$25.007/5/2011 9:31:54 PM
swingkid$71.907/5/2011 9:35:11 PM
Cash4U2also$50.007/5/2011 10:15:25 PM
jubilant-trade6$50.007/5/2011 11:46:01 PM
powerful-finance7$25.007/6/2011 2:13:08 AM
veneziani$25.007/6/2011 3:50:17 AM
2Below$25.007/6/2011 4:58:45 AM
E-B$50.007/6/2011 5:18:34 AM
Dandanrad$26.937/6/2011 7:53:36 AM
Cambalache$31.007/6/2011 8:22:38 AM
daddyx3$50.007/6/2011 9:07:06 AM
Cheburashka$25.007/6/2011 9:06:30 AM
CrossCreek$25.007/6/2011 9:07:47 AM
successful-economy5$50.007/6/2011 9:07:57 AM
jt88$25.007/6/2011 9:07:34 AM
PrivateLoaner$50.007/6/2011 9:07:46 AM
velocity-solo$30.007/6/2011 9:09:06 AM
IIP77$25.007/6/2011 9:11:17 AM
contract-lionheart$26.147/6/2011 9:27:31 AM
nimble-affluence4$25.007/6/2011 9:18:35 AM
agalt$100.007/6/2011 9:57:00 AM
JBG$25.007/6/2011 10:16:28 AM
alphaseek$150.007/6/2011 11:04:55 AM
ChrisProsper$52.177/6/2011 11:16:16 AM
loyalty-sherpa$25.006/22/2011 5:01:15 PM
resolute-worth4$50.006/22/2011 5:02:06 PM
WalnutCreekguy$50.006/22/2011 5:01:14 PM
janeybooboo$75.006/22/2011 5:01:49 PM
bullish2bearish$25.006/22/2011 5:47:37 PM
GElender$25.006/22/2011 5:02:09 PM
BxRealtor$25.006/22/2011 5:00:56 PM
Investor_DP$100.006/22/2011 5:01:15 PM
chestnut4$25.006/23/2011 12:51:18 AM
dospapalotes$26.986/23/2011 12:35:50 AM
samo102us$25.006/23/2011 12:46:29 AM
jdrez$25.006/23/2011 8:15:33 AM
jga516$25.006/23/2011 12:41:22 AM
loanman2007$150.006/23/2011 12:29:52 PM
gslinv$75.006/23/2011 9:11:27 AM
reflective-rupee$200.046/23/2011 9:46:51 AM
InChicago$50.006/23/2011 8:51:00 PM
marwadi-62$300.006/23/2011 7:36:03 PM
proud-pound4$50.006/24/2011 12:31:43 PM
Mariner3605$25.006/25/2011 12:56:52 AM
kulender$50.006/25/2011 2:41:03 PM
yield-trader$50.006/26/2011 10:35:49 AM
Rivervale_Westwood$25.006/27/2011 7:27:21 AM
epall$25.006/27/2011 7:00:32 AM
kdog99$100.006/27/2011 10:01:41 AM
HamachiMan$50.006/27/2011 7:21:22 PM
simplelender80$150.006/27/2011 7:31:03 PM
Feyenoord$25.006/27/2011 8:35:40 PM
leverage-ectasy$30.006/28/2011 9:08:09 PM
lasalle123$100.006/29/2011 6:09:54 PM
GElender$25.006/30/2011 5:57:58 AM
fund-dragster$100.006/30/2011 7:04:23 AM
platinum-genetics$25.006/30/2011 9:09:03 AM
qsolo$100.006/30/2011 9:12:43 AM
SolarMoonshine$50.006/30/2011 10:05:32 AM
freest8r$50.006/30/2011 9:39:07 AM
Cai8899$30.006/30/2011 2:00:36 PM
fragonardlives$70.006/30/2011 4:38:27 PM
papaloha$100.007/1/2011 1:22:06 AM
wise-alluring-penny$100.007/1/2011 9:15:38 AM
jiftostada$50.007/1/2011 9:15:42 AM
jmeasn$25.007/1/2011 11:44:44 AM
tolerant-dinero2$25.007/1/2011 10:02:09 AM
deal-processor0$100.007/1/2011 10:04:38 AM
radforj22$25.007/1/2011 2:39:22 PM
wwwUniversal$25.007/2/2011 1:25:19 AM
platinum-exec1$50.007/1/2011 5:20:01 PM
a-finance-nirvana$25.007/2/2011 9:22:07 AM
shrewd-income$75.007/2/2011 11:33:27 AM
Scotcha$25.007/2/2011 10:14:13 PM
handy-justice$100.007/2/2011 6:34:22 PM
egw$25.007/2/2011 4:39:17 PM
treasure-bliss$50.007/3/2011 12:06:29 PM
brightest-dynamic-peace$25.007/3/2011 1:14:26 PM
kojo$50.007/4/2011 9:06:25 AM
penny-winner$65.857/3/2011 5:50:25 PM
itskarma$25.257/4/2011 6:33:33 AM
StPong$25.007/4/2011 9:06:11 AM
kenji4861$50.007/4/2011 9:06:32 AM
ohnezweck$50.007/4/2011 9:07:33 AM
the-profit-oracle$25.007/4/2011 9:11:55 AM
vutah$25.007/4/2011 12:02:38 PM
Sixmil$100.007/4/2011 9:12:35 AM
loss-of-control$67.007/4/2011 3:54:43 PM
BigBag$25.007/4/2011 5:16:33 PM
mpatrick$25.007/4/2011 5:52:48 PM
generator535$25.007/4/2011 8:19:04 PM
EverettFinancial$49.947/5/2011 6:45:34 AM
yield-hut$50.007/5/2011 4:29:14 AM
trade-elm$30.007/5/2011 6:44:49 AM
drkosh$25.007/5/2011 9:13:08 AM
prominence8$40.007/5/2011 9:19:17 AM
miked8303$25.007/5/2011 10:19:30 AM
friendly-principal76$25.007/5/2011 11:10:06 AM
loan-adventurer7$200.007/5/2011 10:34:47 AM
justasoldier$200.007/5/2011 12:06:50 PM
Whitey$33.007/5/2011 12:18:29 PM
orange-preeminant-bill$50.007/5/2011 5:05:53 PM
Lastavatar$55.247/5/2011 4:51:41 PM
moola-accelerator6$34.007/5/2011 6:59:24 PM
thoughtful-exchange8$25.007/5/2011 8:35:08 PM
designer_10$25.007/5/2011 11:21:05 PM
a-fund-doctor$25.007/6/2011 12:27:55 AM
grampy48$50.007/6/2011 4:12:44 AM
PaulW$25.007/6/2011 4:35:22 AM
whfh99$25.007/6/2011 4:59:23 AM
interstellar$75.007/6/2011 5:11:41 AM
credit-investor5$50.007/6/2011 5:24:54 AM
worthy-bid8$50.007/6/2011 5:26:34 AM
charb57$25.007/6/2011 6:12:19 AM
Rip128$200.007/6/2011 6:23:09 AM
Realty24$50.007/6/2011 5:45:13 AM
enthralling-deal180$50.007/6/2011 5:47:33 AM
leverage-gravitas$25.007/6/2011 5:54:10 AM
bigphish$50.007/6/2011 7:15:11 AM
kelly42$25.007/6/2011 7:38:57 AM
kalihan42$25.837/6/2011 8:54:48 AM
gallant-economy9$50.007/6/2011 8:27:10 AM
screenname03$50.007/6/2011 9:07:11 AM
NorthwestLoan1$50.007/6/2011 9:07:27 AM
one2sojourn$50.007/6/2011 9:07:21 AM
jobani$35.007/6/2011 9:08:09 AM
nhm$25.007/6/2011 9:08:23 AM
13nd3r$25.007/6/2011 9:08:08 AM
CNG$37.507/6/2011 10:16:03 AM
cowboy1983$25.007/6/2011 11:15:32 AM
branaa99$25.007/6/2011 11:05:59 AM
208 Investments
 
Borrower Payment Dependent Notes Series 513359
This series of Notes was issued and sold upon the funding of the borrower loan #51033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jun-25-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $283.07
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1994 Debt/Income ratio: Not calculated
Credit score: 780-799 (Jun-2011) Inquiries last 6m: 8Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:61y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,012Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: diversification-financier8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new car and paint my house
Purpose of loan:
This loan will be used to...

My financial situation: ok just need to do couple important things that cost more then i can afford at once
I am a good candidate for this loan because...i am always on time with my bills and as a senior i still maintain very good credit


Monthly net income: $3500
Monthly expenses: $1800
Housing: $900
Insurance: $150
Car expenses: $120
Utilities: $100
Phone, cable, internet: $65
Food, entertainment: $120
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
important-openness1$100.006/25/2011 12:01:31 PM
suave-dime6$25.006/25/2011 1:39:01 PM
Investor_DP$100.006/25/2011 12:01:50 PM
worldly-money4$100.006/25/2011 1:11:32 PM
BankofRon$25.006/25/2011 2:51:26 PM
yield-trader$50.006/26/2011 10:31:03 AM
mpthree$50.006/25/2011 11:40:41 PM
reflective-rupee$25.046/26/2011 6:55:12 AM
CA-Lender$50.066/27/2011 8:34:15 AM
simplelender80$100.006/27/2011 7:37:25 PM
top-courteous-peso$75.006/28/2011 1:45:58 AM
zorg77$50.006/28/2011 6:15:48 PM
goodhearted-basis4$25.006/28/2011 10:39:52 PM
SolarMoonshine$25.006/29/2011 3:39:03 AM
competent-p2p$25.006/29/2011 6:44:26 AM
RecoveryLender$25.006/29/2011 7:42:13 AM
Leopoldine$25.336/29/2011 8:33:34 AM
larryboy10$25.006/29/2011 6:34:21 AM
Scotcha$75.006/29/2011 7:08:40 AM
zone6$100.006/29/2011 11:40:16 AM
ore-leather$26.826/29/2011 3:54:46 PM
fairgirl$25.006/29/2011 7:51:12 PM
treasure-hunter270$25.006/30/2011 9:05:47 AM
99Lender$35.006/30/2011 12:08:20 PM
loss-of-control$50.006/30/2011 6:20:20 PM
briskdevl07$25.007/1/2011 6:56:11 AM
108lender$200.007/1/2011 7:48:16 AM
fuzed$45.007/1/2011 9:40:15 AM
jmeasn$25.007/1/2011 12:09:29 PM
punctual-community8$25.007/1/2011 4:48:24 PM
jmeasn$25.007/1/2011 1:04:34 PM
loyalist1$100.007/1/2011 7:49:50 PM
asiaratt$50.007/1/2011 5:08:55 PM
jmeasn$25.007/1/2011 5:10:14 PM
WakkaWakkaWakka$39.267/2/2011 9:36:58 AM
diplomatic-wealth7$25.007/2/2011 8:24:37 AM
brainy-repayment5$50.007/2/2011 6:12:09 PM
noodles932$25.007/2/2011 7:28:01 PM
unfixer$25.007/3/2011 2:06:05 AM
Zuzu$32.477/2/2011 2:52:41 PM
Reliance_Banker$25.007/2/2011 7:50:22 PM
chato2345$126.487/3/2011 9:47:36 AM
penny-winner$100.007/3/2011 6:00:31 PM
moola-butterfly3$125.007/4/2011 7:53:12 AM
n2fitns$60.007/3/2011 5:02:22 PM
heerzaquestion$25.007/4/2011 11:44:03 AM
jmeasn$25.007/4/2011 5:16:17 PM
2grindstones$25.687/4/2011 2:33:42 PM
IASKGOD$25.007/4/2011 9:13:19 PM
ommcd$25.007/4/2011 5:05:05 PM
high_flyer$50.007/4/2011 10:11:31 PM
Schwamie$25.537/4/2011 7:53:54 PM
VJ_Financial$26.007/5/2011 1:26:16 AM
best-charming-leverage$100.007/5/2011 9:18:51 AM
yield-hut$50.007/5/2011 4:38:08 PM
kind-diligent-coin$50.007/6/2011 4:03:29 AM
miked8303$50.007/6/2011 6:40:51 AM
kwan$25.007/6/2011 9:32:01 AM
alphaseek$150.007/6/2011 11:05:01 AM
tolerant-truth2$200.007/6/2011 3:02:18 PM
shrewd-income$25.007/6/2011 5:56:41 PM
double22$71.237/6/2011 6:43:23 PM
Jack55304$127.817/6/2011 9:12:49 PM
tech310$50.006/25/2011 12:02:11 PM
Investoman$50.006/25/2011 1:11:11 PM
principal-star$25.006/25/2011 7:08:51 PM
alexgalt$25.006/26/2011 10:26:48 AM
first-favorite-bonus9$25.006/28/2011 9:30:46 AM
calimanusa$50.406/29/2011 1:58:21 AM
DasMula$27.006/29/2011 6:32:48 AM
upc_tnt$25.006/28/2011 9:46:07 PM
Bob450$25.046/28/2011 9:53:27 PM
bullish2bearish$70.006/29/2011 5:45:40 AM
Engineer44$33.006/29/2011 1:38:38 AM
BigBag$25.006/29/2011 9:38:15 AM
I-Believe-In-You$25.056/29/2011 8:55:49 AM
bassman46$31.276/29/2011 11:43:36 AM
octoberfresh$25.006/29/2011 8:45:55 AM
CreditBuilder2$50.006/29/2011 3:03:19 PM
dynrep$25.006/29/2011 4:52:41 PM
foothillender$25.006/30/2011 7:05:07 AM
unger$100.556/30/2011 7:46:14 AM
treasure-hunter270$25.006/30/2011 9:04:40 AM
heeeley$25.006/30/2011 5:48:51 AM
economy-coup$100.006/30/2011 5:04:53 PM
2k1Toaster$33.566/30/2011 8:33:36 PM
Weaverville$25.006/30/2011 9:31:02 PM
otto1939$52.007/1/2011 5:27:15 AM
deal-pinnacle7$43.097/1/2011 5:39:12 AM
Stradivari$25.007/1/2011 6:56:53 AM
LuvToLend$25.007/1/2011 7:48:01 AM
kind-magnificent-bid$100.007/1/2011 4:58:16 AM
tamcho$25.007/1/2011 6:01:09 AM
buffalobills$25.007/1/2011 10:13:00 AM
CoyoteJack$100.007/1/2011 4:21:03 PM
hard-working-reward2$25.877/1/2011 5:08:05 PM
340$25.007/2/2011 9:18:43 AM
credit-maverick1$50.007/2/2011 12:48:44 PM
optionscashflow$25.007/2/2011 3:13:51 PM
p2p-mover0$28.707/2/2011 1:29:58 PM
profitable-money$25.007/2/2011 8:16:11 PM
melodious-openness$100.007/2/2011 9:17:00 PM
GrowTK$25.007/3/2011 7:19:05 AM
head$25.007/3/2011 7:38:18 AM
tshurts$25.007/3/2011 12:06:46 PM
pthighs$125.887/3/2011 10:45:20 PM
asoldier$25.007/3/2011 12:07:34 PM
leverage-dolphin$25.007/4/2011 8:22:07 AM
adamdroker$29.857/4/2011 9:01:30 AM
credit-sycamore4$50.007/4/2011 9:13:17 AM
280Z$25.007/4/2011 10:35:51 AM
onecooldrink$25.007/4/2011 7:02:43 PM
MNFrostbite$25.007/4/2011 9:55:15 PM
kulender$100.007/5/2011 9:17:03 AM
kwan$25.007/5/2011 10:52:23 AM
awesome-silver$200.007/5/2011 1:38:03 PM
loan-adventurer7$200.007/5/2011 10:34:18 AM
let_me_retire$50.007/5/2011 11:27:43 AM
natural-platinum$25.007/5/2011 2:29:17 PM
dynrep$25.007/5/2011 4:30:16 PM
kegs$25.007/5/2011 8:42:36 PM
vishal29$25.007/5/2011 9:32:08 PM
jubilant-trade6$50.007/5/2011 11:46:13 PM
irrelevant$25.007/6/2011 5:17:35 AM
gardenofeden$25.007/6/2011 12:17:56 PM
Frover$30.007/6/2011 12:51:28 PM
point-enforcer$25.007/6/2011 3:10:34 PM
Rashanir$25.007/6/2011 4:38:27 PM
emjo1219$25.007/6/2011 4:06:12 PM
euro-spark$102.037/6/2011 6:25:08 PM
depalma13$25.007/6/2011 7:48:50 PM
pious-benjamins1$25.007/6/2011 8:23:33 PM
132 Investments
 
Borrower Payment Dependent Notes Series 513417
This series of Notes was issued and sold upon the funding of the borrower loan #51023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jun-27-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1997 Debt/Income ratio: 23%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:15y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,552Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: first-balanced-rupee Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...pay off bills.

My financial situation: Good
I am a good candidate for this loan because...I have had a stable job at the same place of employment for 15 yrs. I am 7 yrs. removed from a divorce forced bankruptcy and recently (18 mos ago) obtained a mortgage for new home construction and have brought my FICO score to between 680-690 from a 620.


Monthly net income: $ 3400
Monthly expenses: $
Housing: $ 1075
Insurance: $ 1000 (home owners and car-yearly total)
Car expenses: $ own vehicle
Utilities: $
Phone, cable, internet: $ 125
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investoman$50.006/27/2011 5:09:15 PM
worldly-money4$100.006/27/2011 5:09:42 PM
lendstats_com$300.006/27/2011 6:43:37 PM
InChicago$50.006/28/2011 7:13:00 AM
CA-Lender$25.066/28/2011 12:07:24 PM
brightest-dignified-penny$25.006/28/2011 10:41:31 AM
first-favorite-bonus9$25.006/28/2011 9:30:36 AM
proud-pound4$25.006/28/2011 2:37:11 PM
Track-Layer$100.006/28/2011 2:41:21 PM
favorite-commerce$25.006/28/2011 8:52:38 PM
tzvie$25.006/29/2011 6:28:35 AM
exchange-upholder0$25.006/29/2011 4:25:10 PM
cashhelp$30.006/30/2011 6:04:59 PM
jmeasn$25.007/1/2011 1:05:01 PM
jmeasn$25.007/1/2011 1:31:04 PM
shrewd-income$50.007/2/2011 11:39:15 AM
850$50.007/2/2011 12:24:05 PM
justasoldier$40.007/2/2011 1:59:04 PM
melodious-openness$100.007/2/2011 9:17:47 PM
head$25.007/3/2011 7:44:07 AM
lucky2$25.007/3/2011 11:23:15 PM
emance$31.307/3/2011 8:52:22 PM
moola-butterfly3$75.007/4/2011 8:10:38 AM
OneIronWoman$25.007/5/2011 3:55:08 AM
determined-nickel30$25.007/5/2011 6:28:24 AM
wise-unequivocal-return$25.007/4/2011 5:51:19 PM
2grindstones$25.007/4/2011 10:31:42 PM
pious-integrity6$25.007/4/2011 10:02:44 PM
debt-legend$25.007/5/2011 12:19:47 PM
loss-of-control$50.007/5/2011 5:45:44 PM
Kash2010lu$25.007/5/2011 5:24:00 PM
let_me_retire$50.007/5/2011 5:54:23 PM
justice-trooper$25.167/5/2011 9:58:15 PM
impartial-benefit1$50.007/5/2011 10:56:37 PM
impala6464$100.007/6/2011 2:12:49 AM
sturdy-peace9$100.007/6/2011 4:51:33 AM
Rip128$200.007/6/2011 6:21:44 AM
peso-bonaza$25.007/6/2011 6:40:37 AM
leball$51.587/6/2011 7:07:29 AM
lowrater$50.707/6/2011 6:58:55 AM
Cambalache$20.107/6/2011 8:17:24 AM
Wangchuk$25.006/27/2011 5:35:21 PM
restless-dime$100.006/27/2011 7:11:02 PM
mtquan$25.006/27/2011 7:21:37 PM
dthompso$100.006/27/2011 7:51:03 PM
golffish2$25.006/28/2011 7:41:17 AM
compatible-agreement$25.006/28/2011 9:34:43 AM
reflective-rupee$200.046/28/2011 9:21:54 AM
natural-trade7$50.006/28/2011 5:15:01 PM
loanman2007$150.006/29/2011 4:45:06 AM
alexgalt$25.006/29/2011 4:06:46 PM
SolarMoonshine$25.006/29/2011 5:33:38 PM
sensible-fund$25.006/30/2011 5:01:23 PM
jmeasn$25.007/1/2011 1:04:32 PM
revenue-spa8$50.007/1/2011 5:43:18 PM
yf99yz$25.007/1/2011 11:14:27 PM
found_funds$100.007/2/2011 9:05:25 AM
itskarma$25.257/2/2011 10:51:27 AM
awesome-silver$100.007/3/2011 12:56:57 AM
money-fort$25.007/3/2011 7:38:54 AM
wyobeads$25.007/2/2011 7:22:11 PM
I-Believe-In-You$25.007/2/2011 9:02:02 PM
DasMula$27.007/2/2011 10:28:21 PM
pietro_torna_indietro$50.007/3/2011 11:18:50 PM
SOP_Bank$25.007/4/2011 10:59:32 AM
ronin4sale$25.007/4/2011 9:43:19 AM
BigGuyBank$27.787/4/2011 3:25:16 PM
otto1939$52.007/4/2011 8:09:14 PM
fortytwo$200.007/4/2011 9:52:29 PM
CoyoteJack$100.007/4/2011 8:55:59 PM
kind-diligent-coin$50.007/6/2011 4:02:25 AM
Phatt-Daddy$25.007/6/2011 5:46:01 AM
nalaari$39.037/6/2011 7:06:46 AM
Silverling6$30.007/6/2011 6:39:48 AM
ZOOOM$25.007/6/2011 7:55:28 AM
75 Investments
 
Borrower Payment Dependent Notes Series 513499
This series of Notes was issued and sold upon the funding of the borrower loan #50722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jul-05-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $140.61
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2001 Debt/Income ratio: 18%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 56 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,252Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: visionary-coin6 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: consolidate debt
This loan will be used to... pay off debt, and have lower monthly payment.

My financial situation: Hubby and I work full time
I am a good candidate for this loan because...I pay my bills always on time, very responsibile and highly motivated to pay off debt in less than three years to be able to save to build a house.


Monthly net income: $5500.
Monthly expenses: $
Housing: $1300
Insurance: $130
Car expenses: $453
Utilities: $130
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $435
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.006/29/2011 9:04:36 AM
favorite-commerce$25.006/29/2011 9:47:02 AM
BxRealtor$25.006/29/2011 9:04:30 AM
janeybooboo$100.006/29/2011 9:12:53 AM
organized-payment6$50.006/29/2011 9:04:58 AM
ski bum$100.006/29/2011 9:05:06 AM
golffish2$25.006/29/2011 9:19:57 AM
vutah$25.006/29/2011 5:18:13 PM
economy-huckleberry0$25.006/29/2011 1:59:05 PM
Zolton$100.006/29/2011 5:09:43 PM
einstein$100.006/30/2011 12:29:48 AM
EngineersAlliance$100.006/30/2011 12:37:10 AM
serene-capital$25.006/30/2011 1:00:11 AM
RandyL3$25.006/30/2011 9:44:09 PM
Sol_Invictus$25.007/1/2011 4:48:13 AM
jmeasn$25.007/1/2011 11:45:00 AM
diversification-enlistment$25.007/1/2011 10:12:01 PM
pnace$50.007/2/2011 8:20:01 AM
850$50.007/2/2011 12:26:30 PM
revenue-statesperson4$100.007/2/2011 10:55:41 AM
jmeasn$25.007/2/2011 10:59:11 AM
Astyanax$100.007/2/2011 11:13:17 AM
DasMula$27.007/2/2011 10:31:44 PM
marwadi-62$100.007/3/2011 8:07:28 PM
a-responsible-return$50.007/3/2011 11:19:29 PM
helvet$30.007/4/2011 1:03:49 AM
jubilant-trade6$50.007/4/2011 8:39:00 AM
Wishmaker$100.007/3/2011 7:25:42 PM
BigGuyBank$25.777/4/2011 6:15:46 AM
CSinvestments$25.007/4/2011 10:59:44 AM
compassion-neutron$25.007/4/2011 8:04:13 PM
determined-nickel30$25.007/5/2011 6:28:50 AM
trade-elm$30.007/5/2011 6:43:46 AM
itskarma$25.147/5/2011 6:58:07 AM
ect_2k20$25.007/5/2011 7:21:46 AM
exchange-dreams$50.007/4/2011 9:48:16 PM
auctionator1$25.007/5/2011 3:35:34 PM
power-defender7$50.007/5/2011 11:01:20 AM
best-lean-yield$26.797/5/2011 4:33:09 PM
loan-adventurer7$14.467/5/2011 4:45:21 PM
unafraid-loan5$25.007/5/2011 3:00:42 PM
active-benjamins4$43.897/5/2011 3:44:10 PM
GElender$25.006/29/2011 9:04:44 AM
powerful-finance7$25.006/29/2011 9:04:56 AM
greenback-seagull2$100.006/29/2011 9:05:42 AM
reflective-rupee$25.046/29/2011 9:14:25 AM
Investor_DP$100.006/29/2011 9:05:15 AM
HamachiMan$50.006/29/2011 9:05:18 AM
spiff666$26.666/29/2011 7:33:27 PM
loyalty-sherpa$25.006/30/2011 4:14:30 AM
pound-balancer$50.006/30/2011 10:39:13 AM
x-lender$50.006/30/2011 11:04:12 PM
elvisloans$25.217/1/2011 5:21:14 AM
Tabster$25.006/30/2011 9:40:43 PM
indomitable-coin$25.007/1/2011 6:29:37 AM
northphoto$25.007/1/2011 7:11:29 AM
bullwink27$25.007/1/2011 1:29:13 PM
Weiler63$100.007/2/2011 4:27:45 PM
Boxster968$25.007/2/2011 2:03:20 PM
pthighs$100.007/3/2011 10:44:43 PM
moola-butterfly3$40.007/3/2011 7:01:08 PM
JohnQGalt$50.007/3/2011 7:23:59 PM
ingenious-gold842$100.007/4/2011 6:06:11 AM
courteous-deal114$25.007/3/2011 8:12:32 PM
kdog99$100.007/4/2011 9:15:40 AM
heerzaquestion$30.007/4/2011 11:40:58 AM
yield-hut$50.007/4/2011 3:20:41 PM
buffalobills$25.007/4/2011 9:35:36 AM
mpatrick$25.007/4/2011 5:52:05 PM
love_what_you_do$25.007/4/2011 5:24:05 PM
theloanfiller$25.007/4/2011 5:25:56 PM
n036939$25.007/5/2011 5:23:17 AM
worth-victor6$25.007/5/2011 8:59:10 AM
justasoldier$50.007/5/2011 12:00:56 PM
moola-monger9$50.007/5/2011 9:44:13 AM
mad-scientist418$25.047/5/2011 1:47:03 PM
loan-adventurer7$200.007/5/2011 10:39:24 AM
friendly-principal76$25.007/5/2011 11:09:03 AM
FinanceEngine$30.007/5/2011 11:06:25 AM
a-transaction-flute$25.007/5/2011 4:36:08 PM
walkinsky$200.007/5/2011 4:18:11 PM
kf88$25.007/5/2011 3:11:13 PM
82 Investments
 
Borrower Payment Dependent Notes Series 513505
This series of Notes was issued and sold upon the funding of the borrower loan #51049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $161.13
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1989 Debt/Income ratio: 22%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 10Length of status:12y 8m
Amount delinquent: $269 Total credit lines: 72 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,326Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: lucrative-velocity4 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
back on track
Purpose of loan:
This loan will be used to...
complete the consolidation and pay off of credit cards I no longer use.
My financial situation:
I am a good candidate for this loan because...
Employed, stable work history, can possibly repay loan in full with other sources from 401k etc. within 30 to 60 days. Good way for an investor to pocket some interest yet know I am a stable prospect.

Monthly net income: $ 5100.00
Monthly expenses: $ 2000.00
Housing: $ 900.00
Insurance: $ 75.00 a month
Car expenses: $ 325.00 a month
Utilities: $ 160.00 a month
Phone, cable, internet: $ 50.00 a month
Food, entertainment: $ 100.00 a week
Clothing, household expenses: $ none house very new
Credit cards and other loans: $ 389.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.006/29/2011 5:06:27 PM
simplelender80$100.006/29/2011 5:06:37 PM
janeybooboo$100.006/29/2011 8:37:27 PM
Investoman$100.006/30/2011 5:10:02 PM
compatible-agreement$25.006/30/2011 4:44:32 PM
payout-hammock1$50.007/1/2011 4:24:48 AM
sdcc72$25.007/1/2011 8:19:43 AM
jmeasn$25.007/1/2011 12:09:36 PM
first-favorite-bonus9$25.007/1/2011 1:37:31 PM
diplomatic-wealth7$25.007/2/2011 8:24:54 AM
Whipster$60.007/4/2011 6:24:06 PM
compassion-neutron$25.007/4/2011 8:38:23 PM
kind-charming-value$1,000.007/4/2011 6:21:16 PM
IASKGOD$25.007/4/2011 9:15:18 PM
loan-adventurer7$200.007/5/2011 10:34:33 AM
natural-platinum$25.007/5/2011 2:29:29 PM
justasoldier$80.007/5/2011 12:17:01 PM
DasMula$27.007/6/2011 5:54:34 AM
greencat$50.007/6/2011 7:23:04 AM
alphaseek$150.007/6/2011 11:05:22 AM
tshurts$25.007/6/2011 5:08:29 PM
asoldier$25.007/6/2011 5:08:31 PM
ferocious-finance$25.007/6/2011 8:11:48 PM
Investor_DP$100.007/7/2011 12:03:28 AM
Investor_DP$100.007/7/2011 12:05:01 AM
wirebutterfly$37.507/7/2011 1:40:37 AM
important-openness1$100.006/29/2011 5:06:17 PM
Rogelio48$25.007/1/2011 6:04:47 PM
BradP$40.007/2/2011 8:33:22 AM
Weaverville$25.007/3/2011 12:08:29 PM
Bob450$25.007/4/2011 7:48:43 PM
2grindstones$25.007/4/2011 10:34:06 PM
suave-dime6$25.007/5/2011 9:00:43 AM
EngineersAlliance$100.007/4/2011 6:24:06 PM
VJ_Financial$26.007/5/2011 1:27:36 AM
SolarMoonshine$25.007/5/2011 3:35:12 AM
let_me_retire$50.007/5/2011 12:16:50 PM
coin-bee1$25.007/5/2011 4:45:12 PM
mrxtravis$25.007/5/2011 4:04:34 PM
asiaratt$50.007/5/2011 5:08:51 PM
vishal29$25.007/5/2011 9:32:09 PM
seineil$50.007/6/2011 12:12:45 AM
kind-diligent-coin$50.007/6/2011 4:15:25 AM
wealth-renaissance5$25.007/6/2011 2:22:23 PM
yield-hut$75.007/6/2011 6:32:44 PM
depalma13$25.007/6/2011 7:55:50 PM
commerce-rumbler0$25.007/6/2011 8:48:44 PM
Jack55304$300.007/6/2011 9:13:17 PM
Top_Gun_Lender$29.507/7/2011 12:30:15 AM
49 Investments
 
Borrower Payment Dependent Notes Series 513999
This series of Notes was issued and sold upon the funding of the borrower loan #51057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jun-30-2011 
Term: 36 months Listing End date:  Jul-03-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:16y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 6 Revolving credit balance: $23,547Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: Gola42 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2009)
680-699 (Dec-2007)
 
Principal balance: $0.26 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Paying off my credit cards.
Purpose of loan:
This loan will be used to...Pay off higher interest credit cards. This will save me money on a monthly basis

My financial situation:
I am a good candidate for this loan because...I always pay my debts on time. You can see from my income that I am much better off financially than most people who use this site. However I recently needed to use my personal credit cards for business expansion issues and I am currently paying a higher interest rate than I would like to pay.


Monthly net income: $16,500.00
Monthly expenses: $
Housing: $3,000.00
Insurance: $600.00 (includes private health insurance)
Car expenses: $200.00
Utilities: $250.00
Phone, cable, internet: $100.00
Food, entertainment: $900.00
Clothing, household expenses: $700.00
Credit cards and other loans: $2,500.00
Other expenses: $2,000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$30.626/30/2011 5:03:19 PM
investment-daydream$171.516/30/2011 5:06:27 PM
simplelender80$100.006/30/2011 5:08:54 PM
optionscashflow$25.006/30/2011 11:03:44 PM
312-Lender$35.006/30/2011 5:08:18 PM
important-openness1$100.006/30/2011 5:08:31 PM
golffish2$25.007/1/2011 3:54:33 AM
first-favorite-bonus9$25.006/30/2011 5:11:26 PM
ronin4sale$25.007/1/2011 5:52:45 AM
loan-master1$25.006/30/2011 7:29:06 PM
yf99yz$35.006/30/2011 9:49:06 PM
lucrative-loan$48.597/1/2011 1:00:14 AM
ronin4sale$25.007/1/2011 5:55:09 AM
Ubiquinone$25.007/1/2011 6:40:20 AM
loanman2007$225.007/1/2011 6:57:36 AM
Investoman$50.007/1/2011 9:21:45 AM
credit-missile$135.007/1/2011 5:34:10 AM
chameleon125$25.007/1/2011 8:05:36 AM
Milonguero$100.007/1/2011 8:15:42 AM
FrugalForLife$25.007/1/2011 11:00:56 AM
jmeasn$25.007/1/2011 12:04:25 PM
SolarMoonshine$200.007/1/2011 9:48:10 AM
orange-useful-revenue$80.007/1/2011 11:37:39 AM
shrewd-income$300.007/1/2011 12:07:29 PM
one-midas$35.007/1/2011 12:13:46 PM
jmeasn$25.007/1/2011 1:04:36 PM
Amber_Stone$100.007/1/2011 3:53:56 PM
suave-dime6$25.007/1/2011 1:53:25 PM
hillerod$25.017/1/2011 4:12:59 PM
persistent-value188$100.007/1/2011 4:54:50 PM
drcoop$25.007/2/2011 12:55:20 AM
bullish2bearish$30.007/1/2011 6:00:41 PM
DHolly$25.007/1/2011 7:33:10 PM
zone6$100.007/2/2011 2:28:05 AM
principal-star$25.007/1/2011 8:31:45 PM
Frover$25.007/1/2011 10:43:11 PM
rubylender$25.007/2/2011 7:07:30 AM
loss-of-control$150.007/1/2011 7:59:57 PM
DasMula$57.007/1/2011 8:44:38 PM
janeybooboo$100.007/2/2011 7:55:10 AM
blitzen40$25.007/2/2011 8:49:45 AM
PXM-Financial$48.687/2/2011 9:33:19 AM
Feyenoord$25.007/2/2011 1:24:36 AM
periko$25.007/2/2011 11:01:22 AM
Mikale360$25.007/2/2011 7:48:37 AM
trumpeter5$45.007/2/2011 7:04:27 AM
wlm3012$25.057/2/2011 9:59:34 AM
Wangchuk$25.017/2/2011 10:52:22 AM
fabulous-community4$40.007/2/2011 10:14:13 AM
RMI_Babylon$25.007/2/2011 10:43:12 AM
Wangchuk$25.007/2/2011 11:00:56 AM
all_of_that_one$50.007/2/2011 4:35:13 PM
melodious-openness$300.007/2/2011 9:03:54 PM
krd_Chicago$75.007/2/2011 12:36:54 PM
RugbyFan$25.007/3/2011 5:48:08 AM
fund-dragster$125.007/3/2011 8:01:58 AM
shrewd-income$100.007/3/2011 8:43:53 AM
sensible-fund$37.967/3/2011 9:49:35 AM
mikeandcat$169.367/2/2011 7:19:29 PM
nycusa123$25.007/2/2011 8:04:17 PM
intrepid-loot$25.007/3/2011 7:11:51 AM
euro-spark$56.217/3/2011 9:29:26 AM
MoneyForNothing$5.957/3/2011 10:00:28 AM
Soulphoniks-Holdings$64.887/3/2011 3:32:05 AM
genuine-integrity0$25.007/3/2011 5:32:25 AM
cashhelp$50.006/30/2011 5:07:46 PM
reflective-rupee$1,000.046/30/2011 6:40:11 PM
Investor_DP$100.006/30/2011 5:08:39 PM
credit-guard5$25.006/30/2011 5:16:36 PM
CA-Lender$150.066/30/2011 6:14:36 PM
alexgalt$25.006/30/2011 6:59:34 PM
Mikale360$25.006/30/2011 7:22:32 PM
myutmost$34.617/1/2011 5:51:54 AM
Kash2010lu$25.006/30/2011 8:24:19 PM
twjh$25.007/1/2011 12:50:44 AM
payout-hammock1$50.007/1/2011 4:24:33 AM
NekHoldings$25.007/1/2011 5:48:29 AM
principal-laser$56.427/1/2011 5:22:25 AM
Moe87$29.947/1/2011 6:59:42 AM
ChoiceInvestments$34.007/1/2011 9:34:49 AM
dcm6276$25.007/1/2011 11:22:05 AM
restless-dime$100.007/1/2011 9:28:28 AM
Astyanax$125.007/1/2011 4:17:48 PM
Bob450$25.007/1/2011 12:43:50 PM
well-mannered-income3$80.007/1/2011 7:48:43 PM
LittleMingo$30.007/1/2011 6:42:29 PM
thankful-nickel2$25.007/1/2011 7:37:02 PM
r48$28.007/1/2011 5:21:13 PM
lowrater$300.807/1/2011 11:08:23 PM
american-investor$50.007/2/2011 2:05:43 AM
FarmersBank$35.887/2/2011 6:03:10 AM
corporatejim$35.857/2/2011 3:41:25 AM
YoungTaxMan$250.007/2/2011 6:33:31 AM
five-star-note$100.007/2/2011 7:49:37 AM
WakkaWakkaWakka$45.007/2/2011 9:41:44 AM
sweetlan$25.077/2/2011 1:15:25 PM
deal-marauder6$47.557/2/2011 11:31:21 AM
investment-thinker4$25.007/2/2011 2:12:31 PM
justasoldier$60.007/2/2011 1:51:59 PM
diversification-enlistment$25.007/2/2011 6:07:12 PM
mammalian4$25.007/2/2011 3:52:13 PM
Gregger$25.007/2/2011 4:45:28 PM
melodious-openness$83.257/2/2011 8:54:25 PM
best-generosity-financier$25.007/2/2011 5:41:49 PM
proud-pound4$44.317/3/2011 1:18:45 AM
broomfieldbucks$25.007/2/2011 11:05:57 PM
KindCharmingReflective-affluence$28.397/3/2011 9:59:26 AM
107 Investments
 
Borrower Payment Dependent Notes Series 514055
This series of Notes was issued and sold upon the funding of the borrower loan #51053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jul-01-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-1999 Debt/Income ratio: 42%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,744Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: madhooper5 Borrower's state: Ohio Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 27 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,450.00< 31 days late: 0 ( 0% )  
600-619 (Nov-2009)
600-619 (Oct-2009)
620-639 (Sep-2009)
620-639 (Jul-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Third times a charm!!!!!!!!!!!!!!
Purpose of loan:
This loan will be used to get rid of rest of credit card debt, I am 2 for 2 on prosper loans and would be happy for a third on!!

My financial situation:
I am a good candidate for this loan because I have a good job and good credit just want one monthly payment!


Monthly income $ 3500
Monthly expenses: $ 1800
Housing: $ 0
Insurance: $0
Car expenses: $400
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $1200
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
helping-out$50.006/29/2011 5:06:51 PM
Kash2010lu$30.006/29/2011 5:29:05 PM
dparkhom$25.006/29/2011 5:39:04 PM
DasMula$27.006/29/2011 5:54:42 PM
credit-guard5$25.006/29/2011 6:11:42 PM
Investoman$50.006/29/2011 5:09:06 PM
credit-missile$75.006/29/2011 8:35:53 PM
bullish2bearish$25.006/29/2011 5:13:08 PM
Investor_DP$100.006/29/2011 5:06:26 PM
simplelender80$100.006/29/2011 5:06:43 PM
fascinating-generosity3$100.006/29/2011 11:27:51 PM
transparency-baton$25.006/29/2011 5:09:18 PM
DadWarbucks$25.216/30/2011 12:35:36 AM
investment-daydream$75.006/29/2011 5:19:10 PM
dedicated-transaction796$26.816/30/2011 12:50:44 AM
SolarMoonshine$50.006/30/2011 3:46:05 AM
golffish2$25.006/30/2011 3:58:49 AM
reflective-rupee$400.046/30/2011 6:48:19 AM
restless-dime$100.006/29/2011 6:01:24 PM
riv701$25.006/29/2011 8:19:22 PM
NekHoldings$25.006/29/2011 9:56:03 PM
Mikale360$25.006/29/2011 10:08:06 PM
loanman2007$300.006/30/2011 5:55:52 AM
ethicalhumanist$25.006/30/2011 8:01:53 AM
shrewd-income$100.006/30/2011 11:50:11 AM
five-star-note$100.006/30/2011 12:22:12 PM
suave-dime6$25.006/30/2011 4:34:11 PM
BigBag$25.006/30/2011 11:04:17 AM
Rip128$300.006/30/2011 1:00:26 PM
pposFUNDing$26.176/30/2011 1:48:02 PM
hillerod$25.306/30/2011 12:51:04 PM
leverage-ectasy$29.386/30/2011 5:30:57 PM
I-Believe-In-You$25.006/30/2011 1:27:45 PM
loan-master1$25.006/30/2011 7:27:26 PM
FinanceEngine$35.006/30/2011 3:37:09 PM
jstnow$25.006/30/2011 10:46:51 PM
Nerdster1$25.117/1/2011 4:21:38 AM
dime-smasher5$25.006/30/2011 7:33:25 PM
coin-trajectory$25.006/30/2011 8:53:19 PM
high_flyer$150.006/30/2011 10:27:08 PM
fund-dragster$150.006/30/2011 10:41:32 PM
jubilant-trade6$50.006/30/2011 11:10:49 PM
papaloha$78.007/1/2011 1:28:38 AM
Feyenoord$25.007/1/2011 12:55:22 AM
yield-hut$132.727/1/2011 4:33:03 AM
shrewd-peace7$25.006/29/2011 5:19:17 PM
important-openness1$100.006/29/2011 5:06:19 PM
PleaseDontDefault$50.006/29/2011 5:04:34 PM
DasMula$26.416/29/2011 8:05:51 PM
Kreditorium$25.006/29/2011 5:04:47 PM
Jonb6919$25.006/29/2011 5:19:18 PM
kind-charming-value$1,500.006/29/2011 5:09:32 PM
87Marc$25.006/30/2011 12:39:44 AM
Moe87$36.606/30/2011 3:36:19 AM
mikeandcat$97.596/30/2011 5:10:38 AM
Rogelio48$25.006/30/2011 7:00:26 AM
lendstats_com$600.006/29/2011 6:35:36 PM
first-favorite-bonus9$25.006/29/2011 5:22:25 PM
nextar$37.596/29/2011 9:30:32 PM
l2fp$27.066/29/2011 11:54:38 PM
shrewd-income$25.006/29/2011 8:34:39 PM
innovator2$150.006/30/2011 4:36:25 AM
RoZu_Lending$55.336/30/2011 5:24:08 AM
lloyd_s$25.006/30/2011 12:40:39 AM
Gregger$25.006/30/2011 10:45:54 AM
proud-pound4$212.506/30/2011 11:10:52 AM
RecoveryLender$25.006/30/2011 11:21:23 AM
Bob450$25.006/30/2011 7:47:26 AM
dollar-fighter1$25.006/30/2011 12:15:36 PM
Scotcha$50.006/30/2011 2:18:28 PM
Legally_Blonde$34.086/30/2011 3:04:22 PM
halothane_logic$57.196/30/2011 11:17:45 AM
genuine-integrity0$25.006/30/2011 12:34:51 PM
CA-Lender$75.066/30/2011 10:42:12 AM
credit-missile$50.006/30/2011 10:52:13 AM
alexgalt$25.006/30/2011 10:59:52 AM
WillBeFreeOfDebt$25.066/30/2011 12:42:21 PM
reasonable-currency$50.006/30/2011 2:19:43 PM
sweety075$25.006/30/2011 8:55:03 PM
Astyanax$125.006/30/2011 2:21:12 PM
Amber_Stone$100.006/30/2011 2:59:21 PM
chameleon125$25.006/30/2011 3:33:01 PM
EretzCapital$44.276/30/2011 4:15:45 PM
riveting-credit5$110.426/30/2011 4:20:24 PM
payout-alien6$25.006/30/2011 4:22:07 PM
optionscashflow$25.006/30/2011 10:58:34 PM
sgvending$25.107/1/2011 4:04:41 AM
payout-hammock1$50.007/1/2011 4:24:42 AM
wlm3012$50.006/30/2011 6:14:41 PM
loss-of-control$100.006/30/2011 6:22:22 PM
irrelevant$25.007/1/2011 12:51:15 AM
boomer5$25.007/1/2011 2:11:55 AM
Core-Marketing$25.007/1/2011 4:21:17 AM
93 Investments
 
Borrower Payment Dependent Notes Series 514191
This series of Notes was issued and sold upon the funding of the borrower loan #51050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1999 Debt/Income ratio: 6%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: kind-enriched-exchange Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...help pay for the dentist and furniture.

My financial situation:
I am a good candidate for this loan because...I have a stable job with a great company and I don't have any credit card debt or car payments. I make more than enough to cover my monthly expenses of rent, food, etc.


Monthly net income: $2100
Monthly expenses: $1295
Housing: $850
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $20
Food, entertainment: $250
Clothing, household expenses: $75
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
a-finance-nirvana$25.007/1/2011 5:05:09 PM
rhightower003$35.667/1/2011 5:07:11 PM
TheFamilyFund$25.007/1/2011 5:07:14 PM
ingenious-deal6$25.007/1/2011 5:10:15 PM
first-favorite-bonus9$25.007/1/2011 5:20:39 PM
loanman2007$100.007/2/2011 5:04:17 AM
DasMula$25.007/1/2011 8:59:11 PM
important-openness1$100.007/1/2011 5:06:46 PM
Investor_DP$100.007/1/2011 5:06:53 PM
simplelender80$100.007/1/2011 5:06:59 PM
taltman$25.007/1/2011 6:54:05 PM
goodhearted-basis4$25.007/2/2011 12:05:15 AM
Investoman$50.007/2/2011 10:14:35 AM
BradP$40.007/2/2011 8:38:00 AM
optionscashflow$25.007/2/2011 3:10:29 PM
I-Believe-In-You$50.007/2/2011 8:56:12 PM
melodious-openness$232.337/2/2011 9:04:40 PM
CashFlow13$500.007/2/2011 12:20:33 PM
Astyanax$100.007/2/2011 12:23:07 PM
SolarMoonshine$25.007/2/2011 1:45:37 PM
shrewd-income$75.007/2/2011 7:25:00 PM
reflective-rupee$200.097/2/2011 4:48:00 PM
power-grid134$25.007/2/2011 7:23:28 PM
master648$66.927/2/2011 8:12:36 PM
24 Investments
 
Borrower Payment Dependent Notes Series 514243
This series of Notes was issued and sold upon the funding of the borrower loan #51027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-05-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $117.68
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1992 Debt/Income ratio: 22%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:25y 11m
Amount delinquent: $0 Total credit lines: 24 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,468Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: ferocious-contract2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2010)
 
Principal balance: $1,035.03 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
new windows
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3400.00
Monthly expenses: $300
Housing: husband pays for
Insurance: $125.00
Car expenses: $0
Utilities: $85
Phone, cable, internet: $85
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $802.00
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/4/2011 9:11:35 AM
investment-artist$25.007/4/2011 9:13:35 AM
foothillender$25.007/4/2011 10:47:50 AM
loss-of-control$100.007/4/2011 3:44:33 PM
SolarMoonshine$25.007/4/2011 4:01:52 PM
five-star-note$25.007/4/2011 11:49:05 AM
janeybooboo$70.007/4/2011 12:00:41 PM
SOP_Bank$25.007/4/2011 10:36:58 AM
janeybooboo$30.007/4/2011 12:00:24 PM
head$25.007/4/2011 6:48:06 PM
MNFrostbite$25.007/4/2011 9:48:03 PM
wise-unequivocal-return$25.007/4/2011 5:52:46 PM
unger$110.117/4/2011 7:54:29 PM
kristof2007$25.007/5/2011 5:04:32 AM
DasMula$27.007/4/2011 8:15:25 PM
DoctorJoe$25.007/5/2011 8:00:31 AM
payout-reaction740$25.007/5/2011 9:24:08 AM
pshans$25.007/5/2011 10:34:24 AM
wonder3$25.007/5/2011 10:53:43 AM
tacopants$50.007/5/2011 9:56:35 AM
chameleon125$25.007/5/2011 12:42:24 PM
wlm3012$25.057/5/2011 1:04:10 PM
let_me_retire$25.007/5/2011 11:37:56 AM
grnii78$208.287/5/2011 3:48:31 PM
exchange-upholder0$25.007/5/2011 11:41:42 AM
courteous-kindness1$25.007/5/2011 1:13:59 PM
friendly-principal76$25.007/5/2011 2:56:41 PM
Horse-Lender$25.007/5/2011 3:29:38 PM
exciting-fairness$200.007/5/2011 3:33:25 PM
One_Lolo$25.007/4/2011 9:10:37 AM
Investor_DP$100.007/4/2011 9:11:28 AM
heerzaquestion$25.007/4/2011 11:41:38 AM
income-awakening6$25.007/4/2011 9:10:52 AM
reflective-rupee$200.097/4/2011 2:20:17 PM
favorite-commerce$25.007/4/2011 10:56:00 AM
JustMee$25.007/4/2011 1:38:03 PM
grammaspurse$25.007/4/2011 3:57:14 PM
vest_vortex$50.007/4/2011 4:59:39 PM
golffish2$50.007/5/2011 3:50:41 AM
jmeasn$100.007/4/2011 5:07:16 PM
social-hunter5$25.007/5/2011 7:19:08 AM
EA_Pokerking$25.007/5/2011 7:41:30 AM
Whipster$60.007/4/2011 7:59:00 PM
yf99yz$25.007/4/2011 10:40:52 PM
marketplace-meridian$25.007/5/2011 12:26:28 AM
otto1939$52.007/4/2011 8:07:36 PM
4mydaughterseducation$50.007/4/2011 9:41:49 PM
lendstats_com$300.007/5/2011 9:14:18 AM
revenue-appraiser$25.007/5/2011 6:30:36 AM
duty-monger$50.007/5/2011 7:08:13 AM
buffalobills$25.007/5/2011 7:28:16 AM
leverage-dolphin$25.007/5/2011 9:29:47 AM
Bob450$25.007/5/2011 11:54:42 AM
jmeasn$25.007/5/2011 9:39:05 AM
Dubbs360$25.007/5/2011 1:14:01 PM
jasonrun$25.007/5/2011 9:57:55 AM
shrewd-income$50.007/5/2011 3:23:02 PM
MrRooster101$25.007/5/2011 12:11:51 PM
wisconsinvestor$25.007/5/2011 3:37:30 PM
Madmigel$31.007/5/2011 3:52:58 PM
justasoldier$35.007/5/2011 12:04:19 PM
MoneyForNothing$1.477/5/2011 4:06:51 PM
62 Investments
 
Borrower Payment Dependent Notes Series 514303
This series of Notes was issued and sold upon the funding of the borrower loan #51022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-05-2011 
Term: 12 months Listing End date:  Jul-06-2011 
 
Lender yield: 16.49% Borrower rate/APR: 17.49% / 26.44% Monthly payment: $457.19
 
Lender servicing fee: 1.00% Effective Yield*: 16.11%  
Estimated return*: 10.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2006 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 9 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $133Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: Jesse1212 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 38 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2010)
680-699 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
Financial buffer
Hello and thank you for looking!

I plan to use this money to partially secure a business location as I am in the process of making my business available to the public. You can see I have an excellent history with Prosper and am a trustworthy investee.

Financially I am very secure. I have paid off almost all debt within the last few months which helps me tremendously in reducing my financial burden.


Monthly net income: $5000
Monthly expenses: $1500


I look forward to answering any questions you may have and want to thank you for business.

Happy holidays!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$300.007/5/2011 9:03:25 AM
alexgalt$100.007/5/2011 9:12:07 AM
Investor_DP$100.007/5/2011 9:12:49 AM
janeybooboo$25.007/5/2011 9:13:00 AM
a-responsible-return$50.007/5/2011 9:13:37 AM
MoneyForNothing$70.297/5/2011 9:06:36 AM
BxRealtor$25.007/5/2011 9:11:20 AM
cashhelp$50.007/5/2011 9:11:32 AM
resolute-worth4$50.007/5/2011 9:13:16 AM
ski bum$100.007/5/2011 9:13:18 AM
pnace$50.007/5/2011 9:13:28 AM
JLMGroupFunds$100.007/5/2011 10:23:52 AM
Quizard$25.017/5/2011 2:09:44 PM
reflective-rupee$200.097/5/2011 2:14:23 PM
goodhearted-generosity511$100.007/5/2011 10:21:18 AM
diversification-enlistment$25.007/5/2011 10:40:37 AM
payout-flag6$100.007/5/2011 11:11:24 AM
yield-hut$100.007/5/2011 4:31:23 PM
equitable-p2ploan8$25.007/5/2011 1:48:39 PM
BigBag$25.007/5/2011 5:05:54 PM
loanman2007$200.007/5/2011 12:53:03 PM
_NaLNaBB$300.007/5/2011 1:56:23 PM
Scotcha$75.007/5/2011 2:58:21 PM
JCM_MN$33.007/5/2011 3:14:46 PM
Moe87$25.007/5/2011 4:55:26 PM
GolfPro2006$25.007/5/2011 4:36:05 PM
dollardave$100.007/5/2011 5:04:28 PM
vutah$25.007/5/2011 6:04:38 PM
orbital-return316$50.007/5/2011 5:34:37 PM
unique-dough$50.007/5/2011 6:17:56 PM
lowrater$100.907/5/2011 10:04:32 PM
impartial-benefit1$100.007/5/2011 10:57:28 PM
jubilant-trade6$50.007/5/2011 11:46:43 PM
tender-ore$30.007/6/2011 1:27:40 AM
1traveler$25.007/6/2011 1:23:26 AM
JaceSpade$25.007/6/2011 1:02:16 AM
powerful-finance7$25.007/6/2011 2:13:31 AM
Captain_America$146.497/6/2011 2:35:16 AM
wise-eloquent-yield$50.007/5/2011 9:11:59 AM
HamachiMan$50.007/5/2011 9:13:23 AM
resolute-basis9$100.007/5/2011 9:12:50 AM
rescue$100.007/5/2011 9:11:33 AM
payout-flag6$50.007/5/2011 9:34:43 AM
agalt$100.007/5/2011 11:02:07 AM
finance-mangrove4$25.007/5/2011 11:23:39 AM
jmeasn$100.007/5/2011 12:24:41 PM
Danylostefan$75.007/5/2011 10:33:23 AM
Mikale360$25.007/5/2011 2:15:19 PM
Milonguero$100.007/5/2011 3:11:49 PM
WisconsinLiberal$25.007/5/2011 3:12:47 PM
missoula$25.007/5/2011 12:16:20 PM
dynrep$100.007/5/2011 4:26:35 PM
grammaspurse$25.007/5/2011 1:35:36 PM
head$25.007/5/2011 1:50:14 PM
NekHoldings$25.007/5/2011 12:48:30 PM
balance-transformer3$50.007/5/2011 3:23:18 PM
subtle-truth2$26.537/5/2011 2:55:55 PM
r48$112.007/5/2011 5:09:55 PM
r48$28.007/5/2011 5:10:25 PM
luckygreen10$500.007/5/2011 6:05:05 PM
loss-of-control$75.007/5/2011 5:34:50 PM
bentonlending$50.007/5/2011 6:19:50 PM
yf99yz$30.007/5/2011 9:50:11 PM
cash-queen$40.007/5/2011 10:12:10 PM
optionscashflow$28.827/5/2011 11:25:36 PM
jarf$28.877/5/2011 11:37:27 PM
a-fund-doctor$25.007/6/2011 12:35:12 AM
67 Investments
 
Borrower Payment Dependent Notes Series 514405
This series of Notes was issued and sold upon the funding of the borrower loan #51036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $256.56
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1999 Debt/Income ratio: 45%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 35 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,229Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: micaha1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 49 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
620-639 (Jul-2008)
620-639 (Mar-2008)
 
Principal balance: $2,868.66 31+ days late: 0 ( 0% )
Total payments billed: 49  
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate recently acquired debt to a lower interest rate. Pay the remaining tuition and fees for a Master's Degree in Music Education.

My financial situation:
I am a good candidate for this loan because...I am a salary worker with tenure. I have obtained previous loans from Prosper (of which I have one current loan that is included in the debt consolidation request) and have paid on time and early.


Monthly net income: $3200
Monthly expenses: $0
Housing: $0
Insurance: $300
Car expenses: $300 (fuel only)
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
100 (pet care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$600.007/5/2011 5:03:25 PM
Investor_DP$100.007/5/2011 5:06:17 PM
resolute-worth4$50.007/5/2011 5:06:21 PM
janeybooboo$100.007/5/2011 5:06:31 PM
x-lender$80.007/5/2011 5:06:08 PM
investment-artist$25.017/5/2011 5:06:57 PM
GElender$25.007/5/2011 5:07:55 PM
LittleMingo$26.377/5/2011 6:49:37 PM
JustMee$25.007/5/2011 5:35:36 PM
Wangchuk$25.007/5/2011 9:38:20 PM
yf99yz$35.007/5/2011 9:52:09 PM
grammaspurse$25.007/5/2011 9:59:50 PM
reflective-rupee$200.097/5/2011 10:21:15 PM
optionscashflow$25.007/5/2011 11:29:21 PM
jubilant-trade6$50.007/5/2011 11:46:44 PM
a-fund-doctor$25.007/6/2011 12:20:08 AM
convergentthinker$25.007/6/2011 2:05:54 AM
powerful-finance7$25.007/6/2011 2:13:32 AM
jayk63$25.007/6/2011 3:25:08 AM
NekHoldings$25.007/6/2011 3:57:47 AM
VAGweilo$30.557/6/2011 5:11:22 AM
DoctorJoe$25.007/6/2011 4:33:34 AM
loanman2007$300.007/6/2011 4:53:19 AM
bullish2bearish$80.127/6/2011 6:35:37 AM
houli123$500.007/6/2011 6:43:16 AM
calbertrand$25.007/6/2011 6:55:07 AM
InChicago$100.007/6/2011 5:59:23 AM
Finchy78$27.207/6/2011 6:55:58 AM
CA-Lender$150.077/6/2011 7:52:38 AM
Milonguero$100.007/6/2011 8:28:34 AM
blue-useful-auction$25.007/6/2011 8:16:38 AM
let_me_retire$100.007/6/2011 8:19:55 AM
jmeasn$25.007/6/2011 9:12:06 AM
GoGalt$50.007/6/2011 9:20:31 AM
SolarMoonshine$25.007/6/2011 10:24:46 AM
108lender$50.007/6/2011 10:50:14 AM
ChrisProsper$100.007/6/2011 11:16:25 AM
Frover$25.007/6/2011 12:40:19 PM
competent-p2p$25.007/6/2011 12:52:19 PM
Pressure_Drop$25.007/6/2011 1:05:39 PM
thankful-nickel2$25.007/6/2011 2:28:26 PM
justanothersushieater$25.007/6/2011 3:50:19 PM
ronin4sale$25.007/6/2011 3:59:02 PM
ag-ventures$25.007/6/2011 4:15:33 PM
credit-investor5$50.007/6/2011 4:57:14 PM
wise-benjamins-fortress$25.007/6/2011 4:10:27 PM
yield-hut$200.007/6/2011 5:09:18 PM
first-dinero-paladin$50.007/6/2011 5:17:29 PM
Rulea72$29.367/6/2011 6:21:45 PM
velocity-winner$25.007/6/2011 6:23:11 PM
miamibeachloaner$50.007/6/2011 7:14:07 PM
depalma13$25.007/6/2011 8:02:42 PM
Whatssofunnybout$25.007/6/2011 8:19:27 PM
DannyPhantom$200.007/6/2011 8:20:12 PM
dollar-sonnet3$25.007/6/2011 8:03:28 PM
orderly-leverage$25.007/6/2011 8:07:46 PM
janeybooboo$25.007/6/2011 8:34:59 PM
doopers$25.007/6/2011 8:41:42 PM
SkyLoan$25.007/6/2011 9:44:44 PM
MoneyForNothing$3.007/7/2011 12:17:14 AM
Whipster$60.007/6/2011 6:42:49 PM
rescue$100.007/5/2011 5:05:10 PM
asset-professor$25.007/5/2011 5:06:16 PM
resolute-basis9$100.007/5/2011 5:06:18 PM
ski bum$100.007/5/2011 5:06:25 PM
marinbb$50.007/5/2011 6:57:48 PM
janeybooboo$100.007/5/2011 5:06:37 PM
HamachiMan$50.007/5/2011 5:06:39 PM
pnace$50.007/5/2011 5:06:49 PM
BxRealtor$25.007/5/2011 5:05:02 PM
MoneyForNothing$46.467/5/2011 5:06:44 PM
a-responsible-return$50.007/5/2011 5:06:54 PM
MarvintheMartian$25.007/5/2011 5:15:34 PM
grotheik$25.007/5/2011 6:56:06 PM
EngineersAlliance$92.937/5/2011 6:59:25 PM
thoughtful-exchange8$25.007/5/2011 8:35:14 PM
lowrater$50.707/5/2011 10:06:29 PM
justasoldier$200.007/5/2011 10:12:59 PM
magnetic-dedication3$25.007/5/2011 11:01:36 PM
designer_10$25.007/5/2011 11:34:20 PM
jpblan11$25.007/6/2011 5:30:53 AM
golffish2$25.007/6/2011 5:47:47 AM
SOP_Bank$25.007/6/2011 6:37:44 AM
rate-hickory$25.007/6/2011 6:29:39 AM
jmeasn$25.007/6/2011 6:35:36 AM
wonder3$40.007/6/2011 6:21:39 AM
shrewd-income$25.007/6/2011 8:53:09 AM
determined-nickel30$42.457/6/2011 8:43:01 AM
diversification-enlistment$28.007/6/2011 9:00:34 AM
RecoveryLender$25.007/6/2011 9:54:28 AM
payout-reaction740$25.007/6/2011 10:50:36 AM
alphaseek$150.007/6/2011 11:05:44 AM
serene-capital$35.007/6/2011 12:34:06 PM
Sol_Invictus$25.007/6/2011 12:52:40 PM
credit-guard5$25.007/6/2011 2:23:17 PM
harmonious-contract5$25.007/6/2011 1:21:50 PM
payout-flag6$50.007/6/2011 2:35:04 PM
interstellar$75.007/6/2011 2:42:16 PM
greenback-seagull2$100.007/6/2011 4:05:39 PM
fantastic-bazaar2$50.007/6/2011 6:53:37 PM
AlternativeCashFlow$25.007/6/2011 6:06:34 PM
gain-expert$25.007/6/2011 7:30:12 PM
rbgnr111$25.007/6/2011 7:48:10 PM
thankful-generosity5$70.007/6/2011 8:19:08 PM
wlm3012$30.007/6/2011 9:14:53 PM
intrepid-loot$48.007/6/2011 8:41:52 PM
lagnisiruk$25.007/6/2011 10:17:23 PM
GrowthAspirations$40.007/6/2011 10:30:51 PM
ore-frontier$29.697/6/2011 11:28:47 PM
Investor_DP$100.007/7/2011 12:04:18 AM
Investor_DP$100.007/7/2011 12:05:30 AM
credit-kahuna$100.007/7/2011 12:16:27 AM
investisure$100.007/7/2011 12:12:52 AM
113 Investments
 
Borrower Payment Dependent Notes Series 514443
This series of Notes was issued and sold upon the funding of the borrower loan #51037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,350.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $144.04
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1996 Debt/Income ratio: 42%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,887Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: hard-working-peso8 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,700.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $3,090.04 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation
Purpose of loan: Payoff small debts
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I have a good repayment history with all my debts. I recently refinanced my mortgage for a great low rate, and it now includes our taxes and Homeowner insurance. This created additional savings for the upcoming year!


Monthly net income: $ 3900.00
Monthly expenses: $
Housing: $ 832.50
Insurance: $
Car expenses: $400.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 1000.00
Other expenses: $
Total Expenses: $2232.50
Husband pays half the mortgage and other household bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
britgsb$50.007/4/2011 9:10:40 AM
money-baron$25.007/4/2011 9:09:57 AM
money-baron-roth-IRA$50.007/4/2011 9:10:54 AM
Investor_DP$100.007/4/2011 9:11:20 AM
afm$50.007/4/2011 4:51:13 PM
five-star-note$25.007/4/2011 11:49:06 AM
reflective-rupee$200.097/4/2011 2:12:20 PM
janeybooboo$45.007/4/2011 12:02:41 PM
DasMula$27.007/4/2011 7:48:38 PM
unger$110.117/4/2011 7:57:17 PM
otto1939$52.007/4/2011 8:10:44 PM
buffalobills$25.007/5/2011 7:28:47 AM
credit-missile$100.007/5/2011 6:34:01 AM
credit-missile$25.007/5/2011 11:55:30 AM
economy-huckleberry0$25.007/5/2011 10:31:55 AM
moola-butterfly3$150.007/5/2011 10:59:06 AM
Rip128$200.007/5/2011 11:12:31 AM
chameleon125$25.007/5/2011 12:39:24 PM
justasoldier$35.007/5/2011 12:21:31 PM
Investoman$50.007/5/2011 3:29:49 PM
SolarMoonshine$25.007/5/2011 5:17:40 PM
insrq$28.847/5/2011 4:33:08 PM
Jaoe$75.007/5/2011 10:49:37 PM
optionscashflow$25.007/5/2011 11:19:09 PM
One_Lolo$25.007/6/2011 1:25:26 AM
itskarma$25.257/6/2011 4:59:53 AM
twjh$25.007/6/2011 5:21:11 AM
Phatt-Daddy$25.007/6/2011 5:48:10 AM
principal-laser$52.867/6/2011 7:05:06 AM
Stradivari$25.007/6/2011 8:38:10 AM
friendly-worth3$25.007/6/2011 8:48:41 AM
jhernand17$25.007/6/2011 8:52:30 AM
mpatrick$25.007/6/2011 9:10:52 AM
durability-exchanger$6.647/6/2011 9:49:04 AM
kwan$25.007/6/2011 9:31:36 AM
important-openness1$100.007/4/2011 9:11:09 AM
simplelender80$100.007/4/2011 9:11:36 AM
loss-of-control$75.007/4/2011 3:47:34 PM
janeybooboo$30.007/4/2011 12:02:29 PM
alexgalt$25.007/4/2011 3:01:38 PM
MNFrostbite$25.007/4/2011 9:26:44 PM
loanman2007$25.007/5/2011 4:38:57 AM
secrets10169$25.007/5/2011 5:13:28 AM
revenue-appraiser$25.007/5/2011 6:29:59 AM
bold-peaceful-silver$100.007/5/2011 7:14:26 AM
yf99yz$25.007/4/2011 10:33:57 PM
head$25.007/4/2011 6:46:57 PM
Bob450$25.007/4/2011 7:54:55 PM
greencat$50.007/5/2011 7:16:40 AM
thankful-yield8$50.007/5/2011 9:49:34 AM
suave-dime6$25.007/5/2011 9:19:05 AM
enriching-listing$69.917/5/2011 1:00:27 PM
SocalLawGal$25.007/5/2011 2:29:03 PM
well-mannered-income3$25.007/5/2011 2:46:56 PM
friendly-principal76$25.007/5/2011 1:10:35 PM
money-baron$100.007/5/2011 3:11:11 PM
shrewd-income$50.007/5/2011 3:24:47 PM
reward-dynamo$25.007/5/2011 4:18:41 PM
thoughtful-exchange8$25.007/5/2011 8:35:12 PM
lowrater$50.707/5/2011 10:07:05 PM
kind-diligent-coin$31.007/6/2011 4:05:27 AM
zxr$25.007/6/2011 6:43:41 AM
coin-sphinx4$27.247/6/2011 7:23:06 AM
briskdevl07$25.007/6/2011 8:12:57 AM
Starfin-Capital-Management$255.997/6/2011 8:10:22 AM
contract-lionheart$25.007/6/2011 9:16:07 AM
alluring-yield5$27.377/6/2011 9:48:05 AM
67 Investments
 
Borrower Payment Dependent Notes Series 515015
This series of Notes was issued and sold upon the funding of the borrower loan #51071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1988 Debt/Income ratio: 6%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 2m
Amount delinquent: $90 Total credit lines: 45 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $94Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: eagle216 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to obtain a motorcycle

My financial situation: comfortable. I make 30,00 a year, my husband makes almost 37,000. We own a home and a car and have been members of this community for 6 years
I am a good candidate for this loan because...


Monthly net income: $1950 take home (husban 2500)
Monthly expenses: $ 1,000
Housing: $850 (comes our of spouses check)
Insurance: $115
Car expenses: $200 (no loan)
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/6/2011 5:01:54 PM
simplelender80$100.007/6/2011 5:02:05 PM
ultimate-peace$250.007/7/2011 9:06:00 AM
reflective-rupee$200.097/7/2011 12:17:40 PM
kind-charming-value$1,000.007/7/2011 12:40:30 PM
Investor_DP$100.007/7/2011 12:04:29 AM
Investor_DP$100.007/7/2011 12:05:40 AM
Dubbs360$25.007/7/2011 2:02:38 AM
MichaelProsper$40.007/7/2011 2:10:55 AM
goodhearted-basis4$25.007/7/2011 2:11:19 AM
SolarMoonshine$25.007/7/2011 11:13:41 AM
ingenious-deal6$25.007/7/2011 11:20:36 AM
kind-charming-value$9.917/7/2011 12:40:56 PM
13 Investments
 
Borrower Payment Dependent Notes Series 515115
This series of Notes was issued and sold upon the funding of the borrower loan #51058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $85.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1991 Debt/Income ratio: 14%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:21y 11m
Amount delinquent: $0 Total credit lines: 52 Occupation: Clerical
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $1,244Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: revenue-zoomer Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2010)
 
Principal balance: $671.05 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Indiana borrower
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/6/2011 5:01:36 PM
kind-charming-value$1,000.007/6/2011 5:11:20 PM
shrewd-income$100.007/6/2011 5:53:57 PM
Banker2OO7$56.327/6/2011 5:35:43 PM
Kqwik$25.007/6/2011 6:49:13 PM
lowrater$50.807/6/2011 6:03:10 PM
DasMula$27.007/6/2011 7:20:46 PM
One_Lolo$25.007/6/2011 5:01:11 PM
simplelender80$100.007/6/2011 5:02:12 PM
Kash2010lu$25.007/6/2011 5:04:55 PM
Investoman$50.007/6/2011 5:09:18 PM
entertaining-greenback2$25.007/6/2011 5:42:44 PM
Danjack_Capital$25.007/6/2011 5:58:43 PM
r48$25.007/6/2011 5:58:09 PM
Bob450$25.007/6/2011 6:34:20 PM
money-baron$100.007/6/2011 5:34:17 PM
VJ_Financial$26.027/6/2011 6:58:44 PM
SolarMoonshine$25.007/6/2011 6:04:22 PM
let_me_retire$50.007/6/2011 7:00:37 PM
MVP2008$25.007/6/2011 7:02:55 PM
punctual-community8$26.047/6/2011 7:11:31 PM
EL_Papin$75.007/6/2011 6:50:13 PM
DasMula$13.827/6/2011 7:21:21 PM
23 Investments
 
Borrower Payment Dependent Notes Series 503692
This series of Notes was issued and sold upon the funding of the borrower loan #51034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jun-30-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $64.81
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2003 Debt/Income ratio: 13%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,780Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: velocity-dreams Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
 
Principal balance: $1,058.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
My next step toward being debt free
Purpose of loan:
I got a loan via Prosper a little over a year ago because I had credit card debt in excess of $10,000 at interest rates above 25%. Thanks to Prosper, a better paying job, and some better financial decision-making, I finished paying off the entire $10,000 in June. Now I have an outstanding Prosper loan at 19.9% that I'd like to cut down (essentially I will be refinancing my current Prosper loan with this new one), and another credit card with a more manageable 11.4% rate which I will pay down with the remainder.

My financial situation:
I am a good candidate for this loan because I have proven that I will make my payments to Prosper investors by staying current for over a year and my credit situation has improved in that period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.006/29/2011 5:05:06 PM
GElender$25.006/29/2011 5:06:03 PM
HamachiMan$50.006/29/2011 5:06:10 PM
uberrific$100.006/29/2011 5:06:25 PM
spiff666$26.666/29/2011 7:35:26 PM
indomitable-coin$25.006/29/2011 5:06:05 PM
FinDoc$25.006/30/2011 12:36:29 AM
serene-capital$25.006/30/2011 12:59:34 AM
credit-investor5$50.006/30/2011 6:28:45 AM
pure-loyalty6$25.006/29/2011 6:13:43 PM
janeybooboo$100.006/29/2011 8:31:25 PM
jubilant-trade6$50.006/29/2011 9:58:18 PM
vutah$25.006/29/2011 8:37:22 PM
SolarMoonshine$25.006/30/2011 3:44:36 AM
availableloan$25.006/30/2011 7:04:20 AM
ryan6853$25.006/30/2011 8:30:20 AM
nolahelper$25.006/30/2011 6:22:28 AM
unafraid-loan5$25.006/30/2011 10:53:05 AM
RecoveryLender$25.006/30/2011 7:58:34 AM
ddamenace$100.006/30/2011 10:27:57 AM
baker31$31.416/30/2011 10:55:16 AM
kindness-lesson1$25.006/30/2011 11:41:27 AM
rescue$100.006/29/2011 5:05:13 PM
organized-payment6$50.006/29/2011 5:06:28 PM
greenback-seagull2$100.006/29/2011 5:06:45 PM
r48$28.006/29/2011 5:07:24 PM
JustMee$25.006/29/2011 5:08:30 PM
ski bum$100.006/29/2011 5:06:21 PM
penny-finder$48.006/29/2011 7:56:17 PM
MarvintheMartian$30.006/29/2011 5:14:15 PM
Feyenoord$25.006/30/2011 12:44:47 AM
cwegert$25.006/30/2011 6:20:32 AM
LittleRhody07$25.006/30/2011 6:57:38 AM
beach_bum$25.006/30/2011 7:21:55 AM
caring-hope2$100.006/29/2011 6:44:00 PM
thankful-nickel2$25.006/29/2011 7:49:36 PM
Approved$50.006/29/2011 8:14:58 PM
lowrater$50.806/29/2011 8:40:53 PM
Druidsoft$25.006/29/2011 8:56:27 PM
cwegert$25.006/29/2011 9:29:03 PM
epicanthal$25.006/30/2011 11:34:17 AM
Zolton$100.006/30/2011 9:09:57 AM
georgedorn$50.006/30/2011 10:07:37 AM
loyalty-sherpa$25.006/30/2011 11:39:47 AM
castlwizz$25.716/30/2011 10:19:51 AM
goodhearted-basis4$25.006/30/2011 12:54:22 PM
Jcardone33$34.426/30/2011 1:10:25 PM
47 Investments
 
Borrower Payment Dependent Notes Series 512068
This series of Notes was issued and sold upon the funding of the borrower loan #51038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jun-20-2011 
Term: 36 months Listing End date:  Jul-01-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $210.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Jun-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,326Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: honorable-bonus9 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Operating Cash
Dear Friend,
Your Loan to me is to be used for my advertising business and my small personal debt consolidation. I'm securing this loan to have some operating cash to run advertising campaigns. I'm experienced and expect to generate six figures this year. In 2009 I generated almost $400k profit pre tax in a few months. I took 2010 off to travel and enjoy life and prosperity. I'm back to work this year but my operating capital became low and is holding me back. I could use your help to buffer me. Please consider me for a small loan. Can you assist me? You can choose to invest in me as much as you feel comfortable with. You will make a high return on all your investment, I will most definitely repay you.

Thank you for seeing yourself in my shoes. Your generosity is very much appreciated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.006/20/2011 9:00:40 AM
organized-payment6$50.006/20/2011 9:00:48 AM
loyalty-sherpa$25.006/20/2011 9:01:54 AM
gslinv$50.006/20/2011 10:35:53 AM
favorite-commerce$25.006/20/2011 9:37:35 AM
Sol_Invictus$25.006/21/2011 4:08:41 PM
DTlender$50.006/22/2011 7:00:49 AM
reflective-rupee$25.046/22/2011 8:50:57 PM
reflective-rupee$175.006/23/2011 10:37:48 AM
indomitable-coin$25.006/24/2011 1:56:29 PM
pnace$35.006/27/2011 9:17:10 AM
tranquil-gain1$50.006/27/2011 2:58:59 PM
HamachiMan$50.006/27/2011 7:21:10 PM
Cai8899$30.006/27/2011 10:11:13 PM
intuitive-benefit3$100.006/28/2011 3:29:40 PM
kojo$50.006/28/2011 10:49:46 PM
wise-alluring-penny$100.006/29/2011 6:19:39 AM
edaguy$100.006/29/2011 9:12:28 AM
pure-loyalty6$25.006/29/2011 6:18:53 PM
Tradesmanlender$35.006/30/2011 12:41:32 AM
best-charming-leverage$100.006/29/2011 5:20:18 PM
repaymeplease$25.396/30/2011 6:12:32 AM
StPong$25.006/29/2011 10:09:13 PM
patriot897$25.006/30/2011 11:39:20 AM
yield-seeker$25.006/30/2011 2:00:44 PM
friendly-principal76$25.006/30/2011 12:10:51 PM
qsolo$200.006/30/2011 1:59:32 PM
pious-benjamins1$25.006/30/2011 7:52:00 PM
tolerant-diversification4$25.006/30/2011 5:49:05 PM
the-profit-oracle$25.006/30/2011 5:10:32 PM
careful-note1$50.007/1/2011 5:27:17 AM
Anamorph$25.006/30/2011 10:39:11 PM
the-enthralling-coin$25.007/1/2011 1:04:27 AM
platinum-exec1$50.007/1/2011 3:14:24 AM
gslinv$50.007/1/2011 9:19:47 AM
ideal-economy$25.007/1/2011 6:33:16 AM
astute-benjamins$25.007/1/2011 7:44:18 AM
gjh37$50.007/1/2011 7:39:25 AM
jmeasn$25.007/1/2011 11:44:57 AM
vigilance-revolutionary$50.007/1/2011 9:49:25 AM
funds-rascal$100.007/1/2011 10:23:30 AM
daddyx3$50.007/1/2011 10:39:25 AM
affluence-tycoon$50.007/1/2011 5:07:16 PM
seabassx$25.007/1/2011 12:32:47 PM
jmeasn$25.007/1/2011 1:30:56 PM
jmeasn$100.007/1/2011 1:37:17 PM
finance-symphony7$50.007/1/2011 3:52:29 PM
availableloan$25.006/20/2011 9:00:44 AM
powerful-finance7$25.006/20/2011 9:00:49 AM
ski bum$100.006/20/2011 9:01:48 AM
cr8on$100.006/20/2011 9:01:42 AM
rescue$100.006/20/2011 9:01:02 AM
Zolton$100.006/20/2011 9:01:23 AM
Investor_DP$100.006/20/2011 9:01:30 AM
GElender$25.006/21/2011 9:06:38 AM
Captain_America$300.006/22/2011 2:36:53 PM
economy-huckleberry0$25.006/24/2011 9:15:07 AM
sandbreaker$100.006/24/2011 10:50:59 AM
proud-pound4$25.006/24/2011 12:40:40 PM
credit-maple5$500.006/25/2011 12:31:50 AM
Interloper$29.006/25/2011 9:00:42 AM
kulender$50.006/25/2011 2:40:40 PM
Rivervale_Westwood$25.006/27/2011 7:27:02 AM
kdog99$100.006/27/2011 10:01:18 AM
CE88$50.006/27/2011 10:09:48 PM
kenji4861$50.006/28/2011 9:23:47 AM
dynamic-money271$25.006/28/2011 2:40:35 PM
screener$100.006/28/2011 2:31:46 PM
greenback-seagull2$100.006/29/2011 5:04:20 AM
platinum-genetics$25.006/29/2011 6:19:56 AM
jiftostada$50.006/29/2011 10:54:35 AM
money-bauble$100.006/29/2011 5:34:22 PM
tech310$50.006/29/2011 5:07:53 PM
jubilant-trade6$50.006/30/2011 9:16:28 AM
yield-trader$50.006/30/2011 11:39:28 AM
life-is-great$25.006/30/2011 12:49:17 PM
screenname03$50.006/30/2011 9:08:38 AM
Supernick$50.006/30/2011 9:16:13 AM
sensible-fund$25.006/30/2011 4:57:54 PM
pound-balancer$50.006/30/2011 10:39:07 AM
wwwUniversal$25.006/30/2011 5:09:11 PM
power-trophy7$50.006/30/2011 11:44:15 AM
ManhattanLender$25.006/30/2011 7:34:07 PM
yield-hut$100.006/30/2011 3:23:45 PM
6moonbeams$25.006/30/2011 2:00:35 PM
Astyanax$75.006/30/2011 2:47:38 PM
jstnow$25.006/30/2011 10:41:48 PM
Weaverville$50.006/30/2011 9:29:28 PM
x-lender$50.006/30/2011 10:41:11 PM
radforj22$25.007/1/2011 1:00:45 AM
credit-kahuna$50.007/1/2011 1:29:40 AM
interstellar$75.007/1/2011 12:45:41 AM
new-truth-chuckler$25.007/1/2011 4:40:35 AM
donmacprosper$25.007/1/2011 5:14:25 AM
the-charming-integrity$27.197/1/2011 8:01:40 AM
NorthwestLoan1$50.007/1/2011 8:44:33 AM
deal-processor0$100.007/1/2011 10:04:29 AM
marwadi-62$100.007/1/2011 11:12:39 AM
pure-loyalty6$25.007/1/2011 1:02:59 PM
principal-duckling$50.007/1/2011 12:19:34 PM
solin003$25.007/1/2011 2:46:21 PM
gilbrear$25.007/1/2011 2:31:21 PM
Sixmil$100.007/1/2011 3:29:32 PM
103 Investments
 
Borrower Payment Dependent Notes Series 512070
This series of Notes was issued and sold upon the funding of the borrower loan #51051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,555.42 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Jun-19-2011 
Term: 36 months Listing End date:  Jul-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $241.93
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2001 Debt/Income ratio: 43%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 6Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 49 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,526Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: Danlo123 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest cards
Purpose of loan:
This loan will be used to pay off High Interest loans

My financial situation:
I am a good candidate for this loan because I have a good steady job and borrowing this money will better my cash flow.


Monthly net income: $1854
Monthly expenses: $1480
Housing: $350
Insurance: $80
Car expenses: $50
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.006/19/2011 12:01:02 PM
Investoman$50.006/19/2011 12:16:50 PM
first-favorite-bonus9$25.006/20/2011 2:22:03 AM
reflective-rupee$25.096/20/2011 1:38:55 PM
alexgalt$25.006/20/2011 6:40:24 PM
loanman2007$100.006/22/2011 10:23:35 AM
economy-huckleberry0$25.006/24/2011 9:53:09 AM
asoldier$25.006/24/2011 3:16:13 PM
economy-coup$100.006/25/2011 9:50:45 PM
tshurts$25.006/27/2011 6:11:27 AM
ommcd$25.006/27/2011 5:08:38 PM
leverage-ectasy$25.006/29/2011 4:24:31 AM
persistent-value188$25.006/29/2011 6:27:15 PM
the-profit-oracle$25.006/30/2011 12:45:35 AM
well-mannered-income3$25.006/30/2011 6:24:15 PM
lasalle123$100.007/1/2011 6:07:44 AM
OLYVRC$25.007/1/2011 7:29:05 AM
Weaverville$25.006/30/2011 9:30:22 PM
asiaratt$50.007/1/2011 5:24:26 AM
jubilant-trade6$25.007/1/2011 9:20:14 AM
best-charming-leverage$100.007/1/2011 9:19:56 AM
stock106$25.007/1/2011 9:22:03 AM
transformer855$25.007/1/2011 10:43:47 AM
Astyanax$85.007/1/2011 4:23:04 PM
jmeasn$25.007/1/2011 1:04:35 PM
desertoasis$25.007/1/2011 5:07:24 PM
Easystreet$25.007/1/2011 5:09:55 PM
jmeasn$25.007/1/2011 5:10:13 PM
wizardii$25.007/1/2011 5:08:01 PM
healthy-peso9$25.007/1/2011 5:07:55 PM
Simonsez808$25.007/1/2011 5:10:27 PM
money-bauble$100.007/1/2011 5:08:41 PM
Comoparklender$25.007/1/2011 6:19:37 PM
yf99yz$30.007/1/2011 11:11:41 PM
AlternativeCashFlow$25.007/1/2011 11:49:44 PM
helping-out$70.007/1/2011 8:50:29 PM
Vreet$41.377/2/2011 12:54:50 AM
Rip128$100.007/2/2011 8:50:56 AM
atlmoneyman$28.907/2/2011 11:11:06 AM
symbiosis$25.007/2/2011 7:59:22 AM
handshake5$100.007/2/2011 12:06:57 PM
shrewd-peace7$25.007/2/2011 12:14:05 PM
neutrino6$25.007/2/2011 12:14:32 PM
shrewd-income$50.007/2/2011 11:36:02 AM
blackstar$25.007/2/2011 4:24:04 PM
PRGuyinVA$25.007/2/2011 12:07:18 PM
tender-commerce8$50.007/2/2011 12:07:25 PM
awesome-silver$200.007/3/2011 12:54:23 AM
yield-hut$75.007/2/2011 4:17:07 PM
umfan123$25.007/3/2011 9:39:06 AM
important-openness1$100.006/19/2011 12:00:53 PM
lendstats_com$200.006/20/2011 7:54:58 AM
reflective-rupee$50.006/20/2011 1:39:01 PM
reflective-rupee$125.006/20/2011 3:26:26 PM
sdcc72$25.006/21/2011 8:10:51 AM
CA-Lender$25.066/23/2011 8:44:07 AM
InChicago$50.006/23/2011 8:45:42 PM
proud-pound4$25.006/24/2011 2:06:53 PM
CashFlow13$1,000.006/25/2011 9:29:57 AM
simplelender80$100.006/27/2011 7:36:34 PM
kulender$100.006/29/2011 5:49:49 AM
handy-justice$50.006/29/2011 5:46:24 PM
dough-museum1$25.006/30/2011 9:34:54 AM
HamachiMan$50.006/30/2011 5:06:46 PM
diplomatic-wealth7$25.007/1/2011 6:54:37 AM
yield-lion$25.007/1/2011 9:21:02 AM
SolarMoonshine$25.007/1/2011 9:48:42 AM
jmeasn$25.007/1/2011 12:09:30 PM
trade-goblin9$25.007/1/2011 3:07:06 PM
jmeasn$400.007/1/2011 12:28:34 PM
GElender$25.007/1/2011 1:30:11 PM
life-is-great$25.007/1/2011 5:08:32 PM
stoopidnoodle$25.007/1/2011 5:09:12 PM
worthy-bid8$25.007/1/2011 5:09:47 PM
PleaseDontDefault$50.007/1/2011 2:01:20 PM
Cai8899$25.007/1/2011 5:08:23 PM
kind-credit-bear$25.007/1/2011 5:09:33 PM
high_flyer$50.007/1/2011 5:08:06 PM
dthompso$100.007/1/2011 5:08:19 PM
yield-trader$50.007/1/2011 5:10:28 PM
missing-link$25.007/1/2011 5:09:57 PM
bid-czar8$50.007/1/2011 5:10:40 PM
mercuriant$25.007/2/2011 1:01:22 AM
fairhelper$25.007/2/2011 10:09:19 AM
red-power-pecan$50.007/2/2011 12:06:59 PM
genius520$50.007/2/2011 12:07:17 PM
graceful-investment$100.007/2/2011 7:24:12 PM
new-social-economist$50.007/3/2011 10:04:12 AM
prominence8$25.007/2/2011 6:13:57 PM
89 Investments
 
Borrower Payment Dependent Notes Series 512160
This series of Notes was issued and sold upon the funding of the borrower loan #50713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jun-19-2011 
Term: 60 months Listing End date:  Jul-02-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 16.29% Monthly payment: $308.59
 
Lender servicing fee: 1.00% Effective Yield*: 13.85%  
Estimated return*: 10.05%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1999 Debt/Income ratio: 19%
Credit score: 780-799 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,228Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: Trav-Fund Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
I am seeking this loan to use to improve my existing home. I have owned my home for several years, and I have no intention of moving. I have a good job, and want to make some accommodations to my home office space to make it better meet my needs on the days when I work from home.

My financial situation:
I am a good candidate for this loan because I can qualify for this loan through my bank without a problem. Also, I will likely pay it off early. With that said, as an avid investor in the Prosper marketplace, I feel I would like to support this community. Please do not hesitate to contact me with questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.006/19/2011 12:00:58 PM
BxRealtor$25.006/19/2011 12:05:36 PM
Snailslug$25.006/19/2011 1:40:29 PM
chestnut4$25.006/19/2011 1:40:44 PM
SimpleChoice$25.006/19/2011 1:40:56 PM
Bank_Of_XL$57.396/19/2011 3:22:47 PM
MarvintheMartian$25.006/19/2011 12:18:02 PM
JustMee$25.006/19/2011 2:35:46 PM
wildblue$25.006/20/2011 9:22:11 AM
caring-hope2$50.006/21/2011 3:25:16 AM
Investor_DP$100.006/21/2011 1:46:37 AM
income-encore1$50.006/22/2011 11:16:12 AM
CallMeBen$50.006/22/2011 11:39:42 AM
organized-payment6$50.006/22/2011 10:26:13 AM
3_boyz$75.006/23/2011 8:50:27 AM
proud-pound4$25.006/24/2011 12:35:53 PM
pnace$35.006/26/2011 12:09:49 PM
janeybooboo$300.006/27/2011 2:26:12 AM
Rivervale_Westwood$25.006/27/2011 7:26:59 AM
BankofHank$100.006/27/2011 9:17:07 AM
truth-image$50.006/27/2011 9:17:08 AM
AFairDeal$30.006/27/2011 2:12:04 PM
Cai8899$30.006/27/2011 10:11:10 PM
kenji4861$50.006/28/2011 3:41:27 AM
edaguy$100.006/28/2011 2:39:45 PM
greenback-seagull2$100.006/29/2011 5:04:18 AM
Charmart$25.006/29/2011 5:48:03 AM
BMAInvest$35.006/29/2011 6:27:52 AM
nolahelper$25.006/29/2011 6:09:56 AM
friendinmoney$25.006/29/2011 11:02:20 AM
screenname03$50.006/29/2011 5:07:04 PM
money-bauble$100.006/29/2011 5:34:20 PM
6moonbeams$25.006/30/2011 9:15:43 AM
yield-seeker$25.006/30/2011 9:16:24 AM
power-trophy7$50.006/30/2011 11:14:23 AM
the-profit-oracle$25.006/30/2011 9:08:25 AM
radforj22$25.006/30/2011 1:59:37 PM
wwwUniversal$25.006/30/2011 9:14:27 AM
Jay_Tee$50.006/30/2011 12:19:07 PM
life-is-great$25.006/30/2011 12:49:16 PM
transparency-halo$100.006/30/2011 2:00:43 PM
new-truth-chuckler$25.007/1/2011 4:44:24 AM
donmacprosper$25.007/1/2011 5:14:24 AM
ManhattanLender$25.006/30/2011 7:34:06 PM
Weaverville$50.006/30/2011 9:29:25 PM
NorthwestLoan1$50.007/1/2011 8:44:30 AM
compoundinterest$50.007/1/2011 7:44:33 AM
lostontheedge$25.007/1/2011 9:35:26 AM
FredHead3$48.197/1/2011 7:17:31 AM
astute-benjamins$25.007/1/2011 7:43:28 AM
Brain_m$25.007/1/2011 11:34:26 AM
dartmouth99$50.007/1/2011 11:44:30 AM
mackerquack$500.007/1/2011 9:17:25 AM
worthy-bid8$50.007/1/2011 9:19:12 AM
Goat$25.007/1/2011 9:22:05 AM
deal-processor0$100.007/1/2011 10:04:28 AM
worth-bopbop-a-loobop$50.007/1/2011 9:34:10 AM
jmeasn$100.007/1/2011 1:37:17 PM
benjamins-utopia$50.007/1/2011 2:39:26 PM
daddyx3$50.007/1/2011 10:39:24 AM
jmeasn$25.007/1/2011 11:45:12 AM
Sixmil$100.007/1/2011 3:29:31 PM
nalaari$30.517/1/2011 3:51:42 PM
first-pragmatic-note$50.007/1/2011 1:24:27 PM
fairness-drum$50.007/1/2011 5:19:44 PM
autonomous-kindness8$50.007/1/2011 5:20:05 PM
ohnezweck$50.007/1/2011 5:20:29 PM
GCInvestments$25.007/1/2011 6:19:30 PM
knowledgeable-note6$25.007/1/2011 7:19:20 PM
lovely-return7$25.007/1/2011 8:19:22 PM
shrewd-deal$25.007/1/2011 5:07:40 PM
engbusres$30.007/1/2011 9:21:25 PM
meenan$50.007/1/2011 5:19:37 PM
Goodlender42$25.007/1/2011 5:19:54 PM
gracej$25.007/1/2011 5:19:57 PM
SRK_FROM_WA$50.007/1/2011 5:20:06 PM
paramjit$35.047/2/2011 1:09:56 AM
focused-investment442$25.007/1/2011 5:20:52 PM
IIP77$25.007/1/2011 5:19:38 PM
debt-system880$25.007/1/2011 5:19:55 PM
Banker7371$25.007/2/2011 1:25:28 AM
justice-dna$50.007/1/2011 5:19:58 PM
Richmp412$25.007/1/2011 5:20:13 PM
CapitalLibre$25.007/1/2011 7:54:23 PM
einstein$100.007/1/2011 8:59:34 PM
gold-fluffy-bunny4$100.007/2/2011 7:40:58 AM
jubilant-trade6$50.007/2/2011 7:55:19 AM
EODLEGS$25.007/2/2011 8:02:09 AM
g314$25.007/2/2011 1:04:55 AM
jt88$25.007/2/2011 8:44:33 AM
drkosh$25.007/2/2011 8:49:19 AM
wealth-carrier$25.007/2/2011 8:52:00 AM
adir1$25.007/2/2011 9:41:24 AM
flexible-return297$25.007/2/2011 10:04:09 AM
oodkim84oo$50.007/2/2011 2:24:26 AM
Brklyn01$25.007/2/2011 4:23:42 AM
Trevor_C$32.887/2/2011 12:04:19 PM
kaykarun$25.007/2/2011 12:05:19 PM
DMark69$25.007/2/2011 8:29:36 AM
GatorBux$50.007/2/2011 9:29:06 AM
authentic-liberty7$25.007/2/2011 10:19:13 AM
fiddlerzvi$35.827/2/2011 9:59:06 AM
yield-implementer8$63.287/2/2011 10:34:09 AM
satisfying-deal5$28.247/2/2011 10:09:00 AM
circuitfive$25.007/2/2011 2:49:03 PM
imlosttoo$25.007/2/2011 12:04:15 PM
tsquared_030$25.517/2/2011 12:04:46 PM
bid-computer$29.047/2/2011 12:05:05 PM
damanq$25.007/2/2011 12:04:19 PM
Hutpit$97.187/2/2011 12:04:29 PM
kmfreymi$27.497/2/2011 12:05:15 PM
new-deal-sequoia$50.007/2/2011 9:55:47 PM
Vans1975$27.467/2/2011 12:32:01 PM
Katburg$34.517/2/2011 12:14:07 PM
ttnk62918$25.007/2/2011 12:14:12 PM
FoosMaster$30.007/2/2011 12:30:50 PM
riproaringrapids$25.007/2/2011 4:04:05 PM
well-rounded-investment$30.007/2/2011 2:14:20 PM
best-generosity-financier$25.007/2/2011 5:39:27 PM
JKKCapital$25.007/2/2011 5:44:23 PM
durability-blossom$25.007/2/2011 9:11:44 PM
diversification-enlistment$25.007/2/2011 5:58:28 PM
Manta_Rai$25.007/2/2011 7:28:52 PM
cr8on$100.006/19/2011 12:01:11 PM
loyalty-sherpa$25.006/19/2011 12:01:18 PM
rescue$100.006/19/2011 12:00:49 PM
ski bum$100.006/19/2011 12:01:13 PM
uberrific$100.006/19/2011 12:01:21 PM
availableloan$25.006/19/2011 12:05:35 PM
jdrez$25.006/19/2011 1:40:31 PM
unforgettable-order9$50.006/19/2011 1:40:40 PM
californiakhan$25.006/19/2011 1:40:46 PM
vutah$25.006/19/2011 3:14:59 PM
natural-trade7$100.006/19/2011 7:03:27 PM
reflective-rupee$200.096/20/2011 3:27:37 PM
indomitable-coin$25.006/21/2011 9:19:25 AM
liberty-thinker$25.006/22/2011 4:42:28 PM
economy-huckleberry0$25.006/24/2011 9:50:38 AM
credit-maple5$500.006/25/2011 12:31:46 AM
rpg$32.356/25/2011 11:38:58 AM
Interloper$29.006/25/2011 9:00:39 AM
kulender$100.006/25/2011 1:17:14 PM
payment-halo$39.966/25/2011 10:08:30 PM
kdog99$100.006/27/2011 10:01:16 AM
tacopants$500.006/27/2011 1:28:38 PM
HamachiMan$50.006/27/2011 7:21:08 PM
screener$100.006/28/2011 9:23:17 AM
intuitive-benefit3$100.006/28/2011 3:29:38 PM
kojo$50.006/28/2011 10:49:44 PM
platinum-genetics$25.006/29/2011 6:19:55 AM
gslinv$50.006/29/2011 9:13:10 AM
wise-alluring-penny$100.006/29/2011 6:19:38 AM
jiftostada$50.006/29/2011 10:54:33 AM
jubilant-trade6$50.006/29/2011 2:59:35 PM
Havana21$50.006/29/2011 4:19:42 PM
StPong$25.006/29/2011 10:09:09 PM
Tradesmanlender$35.006/29/2011 5:23:05 PM
Supernick$50.006/29/2011 9:29:22 PM
dollardave$100.006/30/2011 10:49:06 AM
rpg$38.576/30/2011 5:00:06 PM
tibia$56.976/30/2011 12:08:57 PM
Kame$25.006/30/2011 11:44:11 AM
top-epic-community$50.006/30/2011 2:50:00 PM
platinum-exec1$50.007/1/2011 3:14:22 AM
mansim$27.186/30/2011 9:25:12 PM
reflective-openness8$50.007/1/2011 9:17:24 AM
gjh37$50.007/1/2011 7:39:24 AM
principal-duckling$50.007/1/2011 12:19:33 PM
jmeasn$25.007/1/2011 1:05:10 PM
EngineersAlliance$75.007/1/2011 9:35:05 AM
selector568$216.077/1/2011 1:37:10 PM
walkinsky$200.007/1/2011 1:51:43 PM
finance-symphony7$50.007/1/2011 3:53:57 PM
enthralling-deal180$50.007/1/2011 5:07:37 PM
hostbank$100.007/1/2011 5:07:38 PM
britgsb$100.007/1/2011 5:07:43 PM
first-favorite-bonus9$50.007/1/2011 5:08:34 PM
gslinv$50.007/1/2011 1:36:42 PM
jmeasn$25.007/1/2011 1:31:01 PM
delivery$25.007/1/2011 5:19:58 PM
JohnW12$50.007/1/2011 5:20:20 PM
dapablotv$100.007/1/2011 6:39:35 PM
Astyanax$150.007/1/2011 3:49:08 PM
nunnie$25.007/1/2011 5:07:25 PM
generous-deal6$25.007/1/2011 11:04:23 PM
american6$50.007/1/2011 5:07:36 PM
Leopoldine$25.007/1/2011 5:08:58 PM
theboat$25.007/2/2011 1:01:29 AM
helpinghand63$26.047/1/2011 5:19:37 PM
studious-bonus7$100.007/1/2011 5:19:59 PM
yield-hut$300.007/1/2011 5:44:55 PM
gjm6d$25.007/1/2011 6:11:34 PM
Relevance$25.007/1/2011 6:54:19 PM
income-encore1$25.007/1/2011 5:40:18 PM
CARedBull$60.007/1/2011 8:17:38 PM
mg95$29.007/2/2011 6:39:53 AM
DasMula$27.007/1/2011 8:24:49 PM
turbostar666$26.817/2/2011 7:59:16 AM
escharfer$25.007/2/2011 12:50:25 AM
Sierrahh$25.437/2/2011 1:01:44 AM
rmachi$25.007/2/2011 12:50:06 AM
Ripsaw4U$50.007/2/2011 12:55:31 AM
Cheburashka$25.007/2/2011 1:00:55 AM
jdl424$50.007/2/2011 9:22:42 AM
wlm3012$25.057/2/2011 9:50:47 AM
payout-magician$25.007/2/2011 10:59:17 AM
Lily_of_the_Valley$315.997/2/2011 11:11:08 AM
browneyegravy$25.007/2/2011 12:04:07 PM
Searlzy$25.007/2/2011 12:04:18 PM
brutusbone$50.007/2/2011 7:09:31 AM
wayman$50.007/2/2011 9:19:07 AM
awwaaww$50.007/2/2011 8:30:13 AM
a-finance-nirvana$25.007/2/2011 9:22:54 AM
goodcents$25.417/2/2011 12:19:55 PM
sensible-order2$92.137/2/2011 9:49:22 AM
wwialnlgy$100.007/2/2011 1:44:06 PM
dinero-speaker$25.007/2/2011 10:04:17 AM
firewomin$27.877/2/2011 12:04:11 PM
Crisscross$30.007/2/2011 10:34:10 AM
flwah$25.007/2/2011 12:05:18 PM
shrewd-income$50.007/2/2011 11:31:19 AM
sharp-income2$44.477/2/2011 5:03:07 PM
Bodyboard$31.587/2/2011 6:33:08 PM
liberty-thinker$25.007/2/2011 6:46:17 PM
rapid-currency$25.007/2/2011 10:07:15 PM
the-unbeatable-transaction$25.007/2/2011 2:02:13 PM
gilbrear$25.007/2/2011 12:24:51 PM
durability-halibut$25.007/2/2011 4:22:27 PM
egw$25.007/2/2011 4:39:05 PM
Spiv_51$37.007/2/2011 2:36:24 PM
mchoops21$25.007/2/2011 6:08:47 PM
prominence8$30.007/2/2011 6:16:18 PM
profitable-money$25.007/2/2011 8:25:37 PM
intelligent-treasure075$36.007/2/2011 7:53:42 PM
investment-comet$25.007/2/2011 10:19:04 PM
poolfan$75.007/2/2011 10:21:27 PM
mex_invests$25.007/2/2011 11:07:32 PM
NorthernFunds$50.007/2/2011 11:49:05 PM
238 Investments
 
Borrower Payment Dependent Notes Series 512324
This series of Notes was issued and sold upon the funding of the borrower loan #51060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jun-27-2011 
Term: 12 months Listing End date:  Jul-02-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 20.86% Monthly payment: $676.90
 
Lender servicing fee: 1.00% Effective Yield*: 13.75%  
Estimated return*: 7.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1999 Debt/Income ratio: 24%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,880Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: wise-prudent-truth Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Conquering School Debt
I will use this loan to consolidate higher-interest accounts that helped me pay for school when student loans got tight. Right now I am paying interest at about 30% on these accounts. With this loan, I'll be able to reach my goals of becoming debt-free in a year, and getting my credit score high enough to buy a home. Also, I like the idea of my interest payments going to a private investor with Prosper, and not to a giant bank.

I'm low-risk because I have a good job/income, and I know that going into default on any loan could potentially jeopardize my job and my goal of owning a home. I am making much higher payments on the accounts now than I will after consolidation, so this payment will be affordable.

Monthly net income: $3,640
Monthly Expenses: $2,690 total, as follows:

Housing: $1,350
Insurance: $100
Phone, cable, internet: $90
Food, entertainment: $400
Clothing, household expenses: approx $100
Credit cards and other loans: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.006/27/2011 9:00:46 AM
Zolton$100.006/27/2011 9:01:29 AM
missoula$25.006/27/2011 9:05:25 AM
BxRealtor$25.006/27/2011 9:00:36 AM
organized-payment6$50.006/27/2011 9:01:18 AM
availableloan$25.006/27/2011 9:02:01 AM
MarvintheMartian$25.006/27/2011 10:47:39 AM
JustMee$25.006/27/2011 11:59:44 AM
a-restless-dollar$25.006/27/2011 12:22:28 PM
lowrater$100.406/27/2011 3:30:59 PM
tender-ore$25.006/27/2011 1:55:24 PM
Mav26$40.006/27/2011 2:10:50 PM
smart-gold$25.006/27/2011 2:37:09 PM
designer_10$25.006/27/2011 2:51:59 PM
freest8r$50.006/27/2011 6:42:23 PM
1traveler$25.006/27/2011 6:22:18 PM
HamachiMan$50.006/27/2011 7:22:11 PM
TikPmp1$25.006/28/2011 12:31:12 AM
goodhearted-generosity511$200.006/28/2011 6:20:25 AM
reflective-rupee$100.046/28/2011 6:39:09 AM
imdave4me$175.006/28/2011 2:32:29 AM
polka2002$27.416/28/2011 6:36:11 AM
missoula$25.006/28/2011 7:27:04 AM
rdking647$50.006/28/2011 1:39:31 PM
awesome-yield7$25.006/28/2011 12:01:31 PM
Bank42$49.436/28/2011 4:22:21 PM
indomitable-coin$25.006/29/2011 8:59:35 AM
Reddy_Capital$25.006/28/2011 11:34:09 PM
greenback-seagull2$100.006/29/2011 5:04:49 AM
Horse-Lender$27.166/29/2011 12:04:37 AM
SOP_Bank$25.006/29/2011 6:27:18 AM
a-wealth-visionary$56.356/29/2011 9:40:23 AM
JLMGroupFunds$100.006/29/2011 3:27:41 PM
Schecky$50.006/29/2011 4:45:50 PM
integrity-enrichment2$51.976/29/2011 1:41:13 PM
britches613$25.006/29/2011 5:45:10 PM
Domgabriel$25.006/30/2011 5:03:42 AM
_NaLNaBB$100.006/30/2011 12:05:22 PM
kulender$100.006/30/2011 9:14:49 AM
Astyanax$100.006/30/2011 3:16:08 PM
cr8on$100.006/30/2011 9:16:30 AM
pinnacle10$50.006/30/2011 9:38:09 AM
pound-balancer$50.006/30/2011 10:39:08 AM
Techne_Funds_LLC$25.006/30/2011 7:57:24 PM
jpblan11$25.006/30/2011 8:13:21 PM
Danylostefan$25.007/1/2011 6:46:36 AM
jubilant-trade6$25.006/30/2011 10:59:16 PM
the-charming-integrity$25.007/1/2011 8:02:12 AM
newest-funds-powerplant$43.317/1/2011 11:56:18 AM
nebraskajen$27.567/1/2011 12:22:51 PM
jmeasn$25.007/1/2011 11:45:12 AM
marwadi-62$100.007/1/2011 11:13:16 AM
exuberant-loan5$75.007/1/2011 12:14:22 PM
Horse-Lender$25.007/1/2011 1:29:56 PM
whitegold24k$113.217/1/2011 5:16:48 PM
yield-hut$200.007/1/2011 5:42:00 PM
credit-investor5$50.007/2/2011 6:34:36 AM
VBPlayer$27.727/2/2011 7:34:07 AM
luvlending$25.007/1/2011 10:14:11 PM
blue-euro-entrepreneur$25.007/2/2011 8:53:20 AM
revenue-statesperson4$100.007/2/2011 10:58:17 AM
q4golf$25.007/2/2011 5:01:27 AM
jc33148$63.547/2/2011 6:57:36 AM
pnace$50.007/2/2011 8:19:44 AM
luann199$25.007/2/2011 9:24:35 AM
javelin0$43.117/2/2011 9:30:05 AM
StarshineXL$375.007/2/2011 1:14:21 PM
wwwUniversal$25.007/2/2011 12:05:31 PM
CityBank$39.677/2/2011 1:55:54 PM
best-generosity-financier$25.007/2/2011 5:39:01 PM
poetic-diversification$25.007/2/2011 4:31:53 PM
diversification-enlistment$25.007/2/2011 6:05:21 PM
loyalty-sherpa$25.006/27/2011 9:01:20 AM
ski bum$100.006/27/2011 9:01:39 AM
a-responsible-return$50.006/27/2011 9:00:34 AM
powerful-finance7$25.006/27/2011 9:01:17 AM
Investor_DP$100.006/27/2011 9:01:52 AM
GElender$25.006/27/2011 9:01:58 AM
kdog99$100.006/27/2011 10:02:09 AM
janeybooboo$100.006/27/2011 9:14:47 AM
penny-finder$25.006/27/2011 9:49:02 AM
Pickmar$25.006/27/2011 9:33:48 AM
euro-deployment$25.006/27/2011 10:25:01 AM
invincible-loot0$25.006/27/2011 11:24:23 AM
javelin0$25.006/27/2011 1:02:39 PM
rate-tower1$300.006/27/2011 1:35:58 PM
Danylostefan$25.006/27/2011 1:47:06 PM
poetic-diversification$100.006/27/2011 4:05:00 PM
Danylostefan$50.006/27/2011 1:46:06 PM
thankful-nickel2$25.006/27/2011 3:29:10 PM
r48$25.006/27/2011 5:45:16 PM
CommerciaLender$50.006/27/2011 7:06:29 PM
CMDCO$50.006/28/2011 9:43:30 AM
economy-huckleberry0$25.006/28/2011 2:31:48 PM
BigBag$31.546/28/2011 4:11:52 PM
Southern_Illinois_Girl$25.006/28/2011 9:29:54 PM
friendinmoney$30.006/29/2011 11:22:54 AM
ect_2k20$25.006/29/2011 10:19:38 AM
auction-seeker$25.006/30/2011 7:32:38 AM
spiff666$56.666/29/2011 7:32:33 PM
Rivervale_Westwood$25.006/30/2011 2:00:39 PM
radiant-return$40.006/30/2011 2:06:53 PM
_NaLNaBB$300.007/1/2011 5:41:41 AM
triumphant-point5$50.007/1/2011 6:46:06 AM
Weaverville$50.006/30/2011 9:30:04 PM
theloanteacher$25.007/1/2011 7:56:13 AM
determined-nickel30$100.007/1/2011 6:50:33 AM
kgeezy$25.007/1/2011 6:32:52 AM
beach_bum$25.007/1/2011 8:46:45 AM
NeemanuKotagoLending$50.007/1/2011 1:53:58 PM
respectful-integrity3$50.007/1/2011 1:07:23 PM
jmeasn$25.007/1/2011 1:30:58 PM
investment-appraiser$60.007/1/2011 3:16:34 PM
dapablotv$100.007/1/2011 6:42:11 PM
BigGuyBank$25.777/1/2011 5:10:07 PM
PositiveCarry$50.007/2/2011 7:08:21 AM
p2ploan-sensation211$55.197/1/2011 7:50:28 PM
mhammond$50.007/2/2011 8:11:40 AM
adub1979$104.557/2/2011 8:57:50 AM
MonkeyHero$49.957/2/2011 9:53:26 AM
crw1950$57.847/2/2011 4:51:52 AM
wlm3012$25.057/2/2011 9:48:46 AM
a-finance-nirvana$25.007/2/2011 9:22:49 AM
mgking007$55.007/2/2011 3:09:03 PM
payout-magician$25.007/2/2011 11:00:06 AM
CSAworker$25.007/2/2011 11:16:24 AM
einstein$100.007/2/2011 12:02:39 PM
deal-banker$106.527/2/2011 5:17:52 PM
myduck$100.007/2/2011 5:25:01 PM
the-bill-matrix$50.007/2/2011 1:27:21 PM
engaging-worth$25.007/2/2011 12:59:00 PM
fantastic-bazaar2$50.007/2/2011 6:29:55 PM
132 Investments
 
Borrower Payment Dependent Notes Series 512382
This series of Notes was issued and sold upon the funding of the borrower loan #51055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $91.63
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1985 Debt/Income ratio: 13%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:27y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,619Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: Dawn_Treader Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2009)
 
Principal balance: $1,978.98 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Consolidate Debt
Purpose of loan:
This loan will be used to consolidate credit card debt. I would much rather provide a safe opportunity for Prosper lenders to achieve a return than pay interest to the credit card company!

My financial situation:
I am a good candidate for this loan because of my long term steady employment (25+ years) and a proven track record of paying my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.007/6/2011 9:00:32 AM
ski bum$100.007/6/2011 9:00:59 AM
golffish2$25.007/6/2011 9:04:57 AM
janeybooboo$40.007/6/2011 9:05:24 AM
a-responsible-return$50.007/6/2011 9:01:24 AM
jmeasn$25.007/6/2011 9:11:58 AM
heavy_ax$25.007/6/2011 9:37:37 AM
lendstats_com$300.007/6/2011 9:52:46 AM
leverage-monger$29.807/6/2011 10:33:40 AM
SolarMoonshine$25.007/6/2011 10:25:43 AM
wild-orange$25.007/6/2011 10:57:02 AM
vigilance-searcher$25.007/6/2011 11:14:01 AM
ChrisProsper$100.007/6/2011 11:16:25 AM
alphaseek$150.007/6/2011 11:05:45 AM
optionscashflow$25.007/6/2011 11:58:55 AM
reflective-rupee$13.817/6/2011 12:17:03 PM
resolute-basis9$100.007/6/2011 9:00:57 AM
rescue$100.007/6/2011 9:00:37 AM
Investor_DP$100.007/6/2011 9:00:57 AM
investment-artist$25.017/6/2011 9:01:25 AM
x-lender$80.007/6/2011 9:00:53 AM
HamachiMan$50.007/6/2011 9:01:10 AM
GElender$25.007/6/2011 9:01:32 AM
pnace$50.007/6/2011 9:01:21 AM
resolute-worth4$50.007/6/2011 9:01:31 AM
janeybooboo$100.007/6/2011 9:04:18 AM
janeybooboo$60.007/6/2011 9:05:37 AM
Wangchuk$25.017/6/2011 9:18:42 AM
dslobbs$32.517/6/2011 9:40:51 AM
grnii78$63.797/6/2011 9:55:10 AM
Bank_Of_XL$25.007/6/2011 10:20:45 AM
fragonardlives$25.007/6/2011 10:31:19 AM
excellent-loan8$25.007/6/2011 10:34:43 AM
wonder3$30.007/6/2011 10:49:27 AM
CA-Lender$75.077/6/2011 10:54:10 AM
dinero-wizard9$200.007/6/2011 11:18:15 AM
shrewd-income$125.007/6/2011 11:30:45 AM
nickel-position$50.007/6/2011 11:34:14 AM
AlternativeCashFlow$25.007/6/2011 12:06:35 PM
unique-dough$75.007/6/2011 11:49:11 AM
40 Investments
 
Borrower Payment Dependent Notes Series 512854
This series of Notes was issued and sold upon the funding of the borrower loan #51041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jun-25-2011 
Term: 36 months Listing End date:  Jul-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: May-1994 Debt/Income ratio: 50%
Credit score: 700-719 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:31y 7m
Amount delinquent: $0 Total credit lines: 31 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,244Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: credible-value353 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Generosity
Purpose of loan:
This loan will be used to...pay off some bills

My financial situation:
I am a good candidate for this loan because...my bills are always paid in a timely manner.


Monthly net income: $5000
Monthly expenses: $2690
Housing: $1440
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.006/25/2011 12:02:57 PM
kind-charming-value$1,000.006/25/2011 12:07:56 PM
green-inspiring-peace$25.006/25/2011 12:01:12 PM
reflective-rupee$200.046/25/2011 12:26:36 PM
natural-trade7$50.006/25/2011 8:45:25 PM
Kash2010lu$25.006/25/2011 2:54:36 PM
Horse-Lender$25.006/25/2011 1:58:13 PM
yf99yz$25.006/25/2011 9:30:07 PM
yield-trader$50.006/26/2011 10:31:05 AM
CA-Lender$25.066/26/2011 12:36:23 PM
proud-pound4$25.006/26/2011 5:09:55 PM
InChicago$50.006/26/2011 7:11:20 PM
sharp-return7$25.006/27/2011 4:05:04 PM
loanman2007$100.006/28/2011 4:45:44 AM
lowrater$50.706/28/2011 2:52:44 AM
first-favorite-bonus9$25.006/28/2011 9:30:47 AM
compatible-agreement$25.006/28/2011 9:33:48 AM
DasMula$27.006/28/2011 4:37:18 PM
loss-of-control$100.006/28/2011 6:45:17 PM
aquistoyraul$25.006/29/2011 7:41:50 AM
irrelevant$25.006/29/2011 9:09:17 AM
openness-antioxidant$100.006/29/2011 11:16:39 AM
tranquil-gain1$100.006/29/2011 11:21:49 AM
droopie1$25.006/29/2011 4:11:57 PM
dollar-fighter1$25.006/30/2011 12:23:48 PM
2grindstones$25.006/30/2011 9:13:02 AM
Barrayaran$25.006/30/2011 6:32:43 PM
2grindstones$29.526/30/2011 10:11:00 PM
lendstats_com$200.006/25/2011 12:10:03 PM
alexgalt$25.006/25/2011 7:52:32 PM
restless-dime$200.006/25/2011 8:43:47 PM
thankful-nickel2$25.006/25/2011 4:09:45 PM
SolarMoonshine$25.006/25/2011 5:42:46 PM
favorite-commerce$25.006/26/2011 6:23:32 AM
Investoman$50.006/26/2011 12:11:28 PM
natural-trade7$25.006/26/2011 5:44:34 PM
brightest-dignified-penny$25.006/27/2011 10:49:44 AM
wlm3012$25.056/27/2011 2:59:39 PM
ethical-income2$25.006/27/2011 9:22:17 PM
sensible-fund$30.006/28/2011 8:19:16 PM
market-pudding$25.006/29/2011 6:56:38 AM
insrq$25.846/29/2011 7:25:48 AM
shrewd-income$50.006/29/2011 9:57:48 AM
sturdy-peace9$44.906/29/2011 8:56:43 PM
taetrade$25.006/30/2011 5:37:38 AM
kendigme$25.006/30/2011 3:17:40 AM
Astyanax$75.006/30/2011 2:15:07 PM
skubwa$25.006/30/2011 4:17:29 PM
WillBeFreeOfDebt$25.006/30/2011 12:37:12 PM
calimanusa$25.006/30/2011 3:29:19 PM
zone6$100.007/1/2011 3:22:33 AM
Prairie-MN$30.007/1/2011 4:26:43 AM
wise-benjamins-fortress$25.007/1/2011 4:59:50 AM
pfh$25.007/1/2011 6:08:50 AM
damasterwc$300.007/1/2011 4:45:39 AM
ideal-economy$11.897/1/2011 6:32:48 AM
56 Investments
 
Borrower Payment Dependent Notes Series 512948
This series of Notes was issued and sold upon the funding of the borrower loan #51043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jun-23-2011 
Term: 60 months Listing End date:  Jul-06-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 16.29% Monthly payment: $308.59
 
Lender servicing fee: 1.00% Effective Yield*: 13.85%  
Estimated return*: 10.05%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1995 Debt/Income ratio: Not calculated
Credit score: 800-819 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,711Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: truth-sorcerer3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan: Pay off revolving debt to improve cash flow
This loan will be used to pay off Capital One credit.This will improve monthly cash flow.

My financial situation:
I am a good candidate for this loan because I maintain excellent credit. My credit report and score reflect an individual who maintains credit integrity. With credit requirements being more strict over the past couple of years I began using revolving credit to take care of home projects. My intentions were to do this with a Home Equity Loan however with home prices being what they have become, the value has not proven to be there to use the equity to the banks standards. Although I am new to my current employer, I did work for a bank for the previous 8 years that was acquired by another bank prompting me to look for a better opportunity. I take my financial responsibilities very seriously and always seek ways to improve quality and cash flow when it comes to money matters.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.006/23/2011 9:01:21 AM
uberrific$100.006/23/2011 9:01:23 AM
organized-payment6$50.006/23/2011 9:01:30 AM
indomitable-coin$25.006/23/2011 9:01:39 AM
Zolton$100.006/23/2011 9:01:18 AM
rescue$100.006/23/2011 9:00:52 AM
JustMee$25.006/23/2011 12:24:56 PM
Digs$25.006/23/2011 2:21:24 PM
caring-hope2$100.006/23/2011 7:06:56 PM
janeybooboo$200.006/23/2011 7:36:05 PM
proud-pound4$25.006/24/2011 11:40:56 AM
payment-halo$25.006/25/2011 10:20:26 PM
Rivervale_Westwood$25.006/27/2011 7:27:22 AM
kdog99$100.006/27/2011 10:01:44 AM
simplelender80$150.006/27/2011 7:32:29 PM
rpg$30.006/27/2011 8:05:30 PM
intuitive-benefit3$100.006/28/2011 3:29:49 PM
greenback-seagull2$100.006/29/2011 5:04:32 AM
credit-maple5$500.006/29/2011 9:12:39 AM
Havana21$50.006/29/2011 4:19:50 PM
pnace$35.006/30/2011 1:12:05 PM
Cai8899$30.007/1/2011 9:17:16 AM
wise-alluring-penny$100.007/1/2011 5:07:19 PM
egw$25.007/2/2011 4:39:17 PM
top-epic-community$50.007/3/2011 12:29:04 PM
kojo$50.007/4/2011 9:06:25 AM
miboymat$25.007/3/2011 8:27:18 PM
BankofHank$100.007/4/2011 9:09:19 AM
the-profit-oracle$25.007/4/2011 9:11:56 AM
StPong$25.007/4/2011 9:06:12 AM
screener$100.007/4/2011 9:07:02 AM
kenji4861$50.007/4/2011 9:06:33 AM
jiftostada$50.007/4/2011 9:06:58 AM
ohnezweck$50.007/4/2011 9:07:33 AM
Tradesmanlender$35.007/4/2011 9:08:16 AM
steven3333$25.007/4/2011 10:25:03 AM
Purple11$50.007/4/2011 2:59:07 PM
Sixmil$100.007/4/2011 5:17:26 PM
riproaringrapids$25.007/4/2011 5:16:03 PM
Spiv_51$25.007/5/2011 9:16:25 AM
miked8303$25.007/5/2011 10:19:31 AM
loan-adventurer7$200.007/5/2011 10:34:48 AM
progressive-economy261$100.007/5/2011 3:34:23 PM
loyalty-czar$100.007/5/2011 11:51:34 AM
kegs$25.007/5/2011 8:42:32 PM
LongJohn4263$50.007/5/2011 11:28:55 PM
veneziani$25.007/6/2011 3:50:22 AM
PaulW$25.007/6/2011 4:35:24 AM
enthralling-deal180$50.007/6/2011 5:47:40 AM
drkosh$25.007/6/2011 9:07:19 AM
Musicman1950$50.007/6/2011 9:54:34 AM
melodious-fairness$50.007/6/2011 11:16:41 AM
astute-benjamins$25.007/6/2011 11:42:09 AM
rogue_monster$50.007/6/2011 12:30:23 PM
einstein$500.007/6/2011 2:24:56 PM
meenan$25.007/6/2011 2:32:57 PM
Cheburashka$25.007/6/2011 2:41:38 PM
ommuruga$37.937/6/2011 2:42:12 PM
gslinv$50.007/6/2011 2:43:35 PM
IIP77$25.007/6/2011 3:51:14 PM
kaykarun$35.007/6/2011 5:08:47 PM
generator535$50.007/6/2011 5:08:50 PM
bebeshor$25.007/6/2011 5:21:37 PM
trustu$34.137/6/2011 5:21:45 PM
NorthernFunds$50.007/6/2011 5:21:43 PM
PrivateLoaner$50.007/6/2011 5:21:45 PM
Worldskiboy$50.007/6/2011 5:21:51 PM
MicroL$50.007/6/2011 5:21:48 PM
und-alum$50.007/6/2011 5:21:54 PM
jobani$35.007/6/2011 5:22:00 PM
HH123$25.277/6/2011 5:22:13 PM
Oupa-George$25.007/6/2011 5:22:12 PM
USCGC$25.007/6/2011 5:22:17 PM
amijo$25.007/6/2011 5:21:08 PM
IP$33.207/6/2011 5:22:14 PM
JKKCapital$25.007/6/2011 5:22:18 PM
Contact911$25.007/6/2011 5:21:18 PM
uncleharold$25.007/6/2011 5:22:32 PM
brightest-affluence-motivator$50.007/6/2011 5:21:22 PM
djmgd790$50.007/6/2011 5:22:33 PM
nestegg4e$25.007/6/2011 5:22:33 PM
oht588$30.727/6/2011 5:22:35 PM
Rockymtnhi$47.507/6/2011 5:22:37 PM
Unclejohn$25.007/6/2011 5:22:37 PM
upc_tnt$25.007/6/2011 5:22:41 PM
new-truth-chuckler$25.007/6/2011 5:21:28 PM
bold-enthralling-yield$25.007/6/2011 5:22:42 PM
top-payout-enclave$40.007/6/2011 5:22:44 PM
kbodendorf$25.007/6/2011 5:22:48 PM
Apex-Lender$25.007/6/2011 5:22:50 PM
orgy63$50.007/6/2011 5:21:39 PM
NVLender$50.007/6/2011 5:22:51 PM
EvalCrux$50.007/6/2011 5:22:51 PM
YLlama$25.007/6/2011 5:22:54 PM
bluebird343$50.007/6/2011 5:22:56 PM
ZeLonewolf$25.007/6/2011 5:22:56 PM
bold-durability-drum$50.007/6/2011 5:22:58 PM
lakehavasu88$25.007/6/2011 5:23:00 PM
successful-agreement7$50.007/6/2011 5:23:00 PM
etraboulay$50.007/6/2011 5:23:02 PM
tremendous-payment$25.007/6/2011 5:23:05 PM
Ripsaw4U$50.007/6/2011 5:23:11 PM
13nd3r$25.007/6/2011 5:21:59 PM
slojudy$50.007/6/2011 5:23:18 PM
theaterguy$25.007/6/2011 5:22:12 PM
WeAlNe$25.007/6/2011 5:22:15 PM
balance2$25.007/6/2011 5:22:20 PM
djh47a$25.007/6/2011 5:22:22 PM
youthful-greenback3$25.007/6/2011 5:22:24 PM
Trav-Fund$25.007/6/2011 5:22:32 PM
Cubsfan07$25.007/6/2011 5:22:35 PM
Hondo$25.007/6/2011 5:22:37 PM
walkerp$25.007/6/2011 5:22:40 PM
power-berserker$25.007/6/2011 5:22:43 PM
skuba$50.007/6/2011 5:22:46 PM
exciting-responsibility3$25.007/6/2011 5:22:51 PM
fishing533$100.007/6/2011 5:22:53 PM
KLCRAY$50.007/6/2011 5:22:56 PM
Pizza-man$50.007/6/2011 5:22:58 PM
CHAZGEO6685$25.007/6/2011 5:24:08 PM
gain-expert$50.007/6/2011 5:23:01 PM
JohnW12$50.007/6/2011 5:24:08 PM
pbo922$50.007/6/2011 5:24:11 PM
community-saver158$42.687/6/2011 5:24:11 PM
authentic-liberty7$25.007/6/2011 5:24:13 PM
IndianChief$25.007/6/2011 5:24:14 PM
knowledgeable-note6$25.007/6/2011 5:24:15 PM
icchok$50.007/6/2011 5:23:05 PM
DMark69$25.007/6/2011 5:24:16 PM
lovely-return7$25.007/6/2011 5:24:17 PM
life-is-great$25.007/6/2011 5:24:26 PM
blissful-note7$50.007/6/2011 5:23:29 PM
Richmp412$25.007/6/2011 5:24:08 PM
brutusbone$50.007/6/2011 5:24:10 PM
fearless-auction7$25.007/6/2011 5:24:12 PM
Brain_m$25.007/6/2011 5:24:14 PM
first-pragmatic-note$50.007/6/2011 5:24:17 PM
power-trophy7$50.007/6/2011 5:24:24 PM
BxRealtor$25.006/23/2011 9:00:50 AM
loyalty-sherpa$25.006/23/2011 9:01:03 AM
fmvaulter$25.006/23/2011 9:15:30 AM
SimpleChoice$25.006/23/2011 9:16:39 AM
leverage-monger$25.006/23/2011 9:41:35 AM
market-aficionado3$27.176/23/2011 4:35:04 PM
reflective-rupee$200.046/23/2011 9:35:44 PM
Investor_DP$100.006/24/2011 12:42:04 AM
economy-huckleberry0$25.006/24/2011 10:01:04 AM
cr8on$100.006/25/2011 1:17:14 PM
kulender$50.006/25/2011 2:41:05 PM
HamachiMan$50.006/27/2011 7:21:23 PM
jubilant-trade6$50.006/29/2011 2:59:41 PM
platinum-genetics$25.006/30/2011 9:16:07 AM
truth-image$50.006/30/2011 1:11:13 PM
Weaverville$50.006/30/2011 9:29:43 PM
AFairDeal$30.007/1/2011 12:41:10 AM
compoundinterest$50.007/1/2011 7:44:44 AM
deal-processor0$100.007/1/2011 10:04:39 AM
jmeasn$25.007/1/2011 11:45:13 AM
donmacprosper$25.007/1/2011 9:22:00 AM
jmeasn$100.007/1/2011 1:37:24 PM
wwwUniversal$25.007/2/2011 1:25:20 AM
radforj22$25.007/2/2011 9:59:22 AM
Astyanax$100.007/2/2011 3:44:59 PM
money-bauble$100.007/4/2011 9:13:00 AM
platinum-exec1$50.007/4/2011 9:07:06 AM
wwialnlgy$100.007/4/2011 9:09:51 AM
circuitfive$25.007/4/2011 9:09:54 AM
vutah$25.007/4/2011 3:18:08 PM
socrates520$50.007/4/2011 4:24:07 PM
natural-worth9$500.007/4/2011 7:43:57 PM
luckygreen10$50.007/5/2011 9:34:00 AM
CE88$25.007/5/2011 12:50:25 PM
damage$25.007/5/2011 1:09:06 PM
let_me_retire$100.007/5/2011 1:59:46 PM
nickel-ferret$25.007/5/2011 2:34:12 PM
emphatic-responsibility$50.007/5/2011 11:08:54 PM
octoberfresh$25.007/6/2011 8:03:19 AM
generous-deal6$25.007/6/2011 9:07:18 AM
brightest-dynamic-peace$25.007/6/2011 9:06:59 AM
velocity-solo$30.007/6/2011 9:09:07 AM
HoosierDaddie$50.007/6/2011 9:08:01 AM
Frankieb21$50.007/6/2011 9:09:57 AM
worthy-bid8$40.117/6/2011 9:11:54 AM
pwkpwk$25.007/6/2011 9:19:51 AM
tapesor$200.007/6/2011 10:14:13 AM
loot-heart$25.007/6/2011 2:17:32 PM
spursdog$50.007/6/2011 1:49:51 PM
screenname03$50.007/6/2011 2:32:25 PM
EngineersAlliance$75.007/6/2011 2:42:08 PM
yield-seeker$25.007/6/2011 2:43:34 PM
Preteur$25.007/6/2011 5:21:14 PM
anyoi$29.547/6/2011 5:21:19 PM
Leopoldine$25.897/6/2011 5:21:34 PM
NorthwestLoan1$50.007/6/2011 5:21:39 PM
syounker$25.007/6/2011 5:21:44 PM
CrossCreek$25.007/6/2011 5:21:46 PM
successful-economy5$50.007/6/2011 5:21:50 PM
nunnie$25.007/6/2011 5:21:52 PM
beachbum22$25.007/6/2011 5:21:49 PM
williemc44$25.007/6/2011 5:22:02 PM
lowestghost$26.687/6/2011 5:22:12 PM
Veltliner$25.007/6/2011 5:22:14 PM
kalex752$26.317/6/2011 5:22:11 PM
lovelongandprosper$50.007/6/2011 5:22:15 PM
breadbroker$25.007/6/2011 5:22:20 PM
janus_god$25.007/6/2011 5:22:19 PM
nickel-alien$26.277/6/2011 5:22:23 PM
charlieok$25.007/6/2011 5:21:13 PM
market-defender3$25.007/6/2011 5:22:29 PM
Rinastiti$25.007/6/2011 5:22:31 PM
agile-loan0$25.007/6/2011 5:22:31 PM
hardwareman$25.007/6/2011 5:22:34 PM
macmaner$48.257/6/2011 5:22:34 PM
matusky$25.007/6/2011 5:22:36 PM
dunedin$25.007/6/2011 5:22:38 PM
nick456sd$50.007/6/2011 5:22:38 PM
whiterabbit1874$50.007/6/2011 5:22:43 PM
dajen1$50.007/6/2011 5:22:44 PM
rupee-sequoia$49.207/6/2011 5:22:46 PM
nourishing-trade7$25.007/6/2011 5:22:49 PM
one2sojourn$50.007/6/2011 5:21:38 PM
mnbud$50.007/6/2011 5:22:50 PM
dinero-philosopher3$50.007/6/2011 5:22:50 PM
johannesfactotum$30.007/6/2011 5:22:52 PM
moopi$50.007/6/2011 5:22:53 PM
investment-comet$25.007/6/2011 5:21:43 PM
superb-funds335$25.007/6/2011 5:22:55 PM
transparency-baton$25.007/6/2011 5:22:57 PM
Stollewood$50.007/6/2011 5:21:45 PM
626457$25.007/6/2011 5:22:57 PM
innocent-income4$25.007/6/2011 5:23:00 PM
help4u$50.007/6/2011 5:23:01 PM
CPAMAN$25.007/6/2011 5:23:04 PM
omerta6102$50.007/6/2011 5:23:03 PM
jpalmer$25.007/6/2011 5:21:53 PM
lending_well$25.007/6/2011 5:23:19 PM
andypbe$50.007/6/2011 5:22:11 PM
SafeSaxa$27.777/6/2011 5:22:17 PM
mad4wknds$46.157/6/2011 5:22:31 PM
fantastic-wampum1$100.007/6/2011 5:22:34 PM
br4444$36.207/6/2011 5:22:36 PM
best-phenomenal-treasure$25.007/6/2011 5:22:38 PM
orange-statuesque-dime$50.007/6/2011 5:22:41 PM
brilliant-revenue$50.007/6/2011 5:22:45 PM
smart-leverage7$25.007/6/2011 5:22:47 PM
the-careful-fund$50.007/6/2011 5:22:49 PM
mtquan$25.007/6/2011 5:22:52 PM
1fortheroad$25.007/6/2011 5:22:54 PM
MadHun$50.007/6/2011 5:22:57 PM
autonomous-kindness8$50.007/6/2011 5:24:07 PM
Willylump$25.007/6/2011 5:22:59 PM
Rick21$25.007/6/2011 5:24:07 PM
emosspot$25.007/6/2011 5:24:10 PM
sdr984$25.007/6/2011 5:23:02 PM
diablo_ny$25.007/6/2011 5:24:09 PM
orange-dollar-guild$25.007/6/2011 5:24:12 PM
TelegramSam$25.007/6/2011 5:23:03 PM
red-unequivocal-finance$25.007/6/2011 5:24:13 PM
Goat$25.007/6/2011 5:24:14 PM
JTCorp$25.007/6/2011 5:23:04 PM
Relevance$25.007/6/2011 5:24:15 PM
worth-bopbop-a-loobop$50.007/6/2011 5:24:17 PM
debt-system880$25.007/6/2011 5:24:07 PM
yennib$50.007/6/2011 5:24:09 PM
useful-p2ploan$25.007/6/2011 5:24:11 PM
established-payout$25.007/6/2011 5:24:13 PM
Goodlender42$25.007/6/2011 5:24:15 PM
daddyx3$50.007/6/2011 5:24:23 PM
268 Investments
 
Borrower Payment Dependent Notes Series 513100
This series of Notes was issued and sold upon the funding of the borrower loan #51024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jun-27-2011 
Term: 36 months Listing End date:  Jul-05-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $392.28
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1979 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,461Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: CapitaLeverage Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Reserve for building my business
This loan will be used as a cash reserve while I continue to build my business.

I have never defaulted on a loan or other debt obligation. Furthermore, and b) even though the loan to income ratio is high based on my income, our total household income (wife's salary) exceeds $200k.

My business is setup as a LLC. I do not want to tap into lines of credit via credit cards or banks because, frankly, the conditions of doing business with both of these lender types is constantly changing and I do not know how and if the terms of any loan may change over the loan period (3 yearts).

By going through Prosper, I can be sure that a) the conditions (i.e., payments) will not change, and b) I want to support the peer to peer lending model.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$75.006/27/2011 9:00:56 AM
new-smart-fund$50.006/27/2011 9:01:06 AM
Investor_DP$100.006/27/2011 9:01:55 AM
Bob450$25.006/29/2011 7:40:02 AM
loanman2007$125.006/29/2011 9:33:48 AM
DasMula$27.006/30/2011 5:40:22 AM
LittleMingo$30.006/30/2011 2:08:07 AM
Rip128$200.006/30/2011 1:02:01 PM
papaloha$200.007/1/2011 1:27:28 AM
yield-hut$100.007/1/2011 4:20:03 AM
CA-Lender$25.066/30/2011 6:14:03 PM
high_flyer$50.006/30/2011 10:27:56 PM
ronin4sale$25.007/1/2011 5:54:55 AM
Payout_Assured$40.117/1/2011 3:27:40 PM
jhouman$25.007/2/2011 1:05:01 AM
jubilant-trade6$25.007/2/2011 7:52:45 AM
wisconsinvestor$25.007/2/2011 7:53:55 AM
diplomatic-wealth7$25.007/2/2011 8:24:44 AM
credit-investor5$50.007/2/2011 6:35:32 AM
Moe87$25.147/2/2011 7:58:18 AM
rockhound84$25.007/2/2011 8:07:08 AM
mespeedy36$25.007/2/2011 9:10:26 AM
wlm3012$25.057/2/2011 9:55:39 AM
PXM-Financial$50.007/2/2011 9:42:48 AM
yf99yz$30.007/2/2011 10:37:20 PM
19vfwcinc89$49.877/3/2011 8:08:56 AM
first-serene-credit$25.007/3/2011 1:00:08 PM
EastBayCapital$50.007/3/2011 10:46:39 PM
enchanted-diversification496$50.007/4/2011 9:13:15 AM
loss-of-control$50.007/4/2011 3:51:39 PM
tshurts$25.007/4/2011 5:05:21 PM
five-star-note$25.007/4/2011 11:49:02 AM
shawnw2$150.007/4/2011 7:35:05 PM
SnE$50.007/5/2011 9:11:12 AM
bsh297$25.007/5/2011 6:03:59 AM
icon7$50.007/5/2011 6:23:21 AM
moola-monger9$50.007/5/2011 9:41:02 AM
brainy-greenback481$100.007/5/2011 9:59:19 AM
MrRooster101$25.007/5/2011 12:07:20 PM
thankful-yield8$50.007/5/2011 9:48:31 AM
proper-revenue7$25.007/5/2011 10:12:50 AM
let_me_retire$50.007/5/2011 11:04:07 AM
friendly-principal76$25.007/5/2011 11:08:10 AM
MoneyForNothing$40.736/27/2011 9:18:29 AM
chameleon125$25.006/27/2011 12:42:32 PM
simplelender80$100.006/27/2011 7:37:37 PM
Feyenoord$25.006/27/2011 8:55:45 PM
worth-blanket2$5,000.006/28/2011 4:35:38 PM
reflective-rupee$200.046/29/2011 5:08:17 PM
cbivitz$175.006/29/2011 1:48:26 PM
Investoman$50.006/29/2011 3:49:33 PM
first-favorite-bonus9$25.006/29/2011 5:22:12 PM
DoctorJoe$25.006/30/2011 7:59:43 AM
lucrative-loan$27.236/30/2011 12:50:19 AM
fabulous-community4$39.586/30/2011 12:49:52 AM
Astyanax$100.006/30/2011 3:01:16 PM
Weaverville$25.006/30/2011 9:31:10 PM
sensible-fund$50.006/30/2011 4:59:18 PM
careful-note1$50.007/1/2011 5:40:07 AM
umfan123$25.007/1/2011 7:29:23 AM
Christophe$25.007/1/2011 7:26:46 AM
Captain_America$212.017/1/2011 12:05:37 PM
hillerod$25.017/1/2011 4:24:42 PM
jmeasn$25.007/1/2011 12:04:22 PM
Dubbs360$25.007/2/2011 12:06:17 AM
bullish2bearish$25.007/2/2011 6:22:38 AM
loyalist1$100.007/1/2011 7:49:53 PM
irrelevant$25.007/2/2011 1:15:36 AM
shamantha$25.867/2/2011 11:18:27 AM
janeybooboo$25.007/2/2011 7:53:21 AM
Leshan$356.237/2/2011 10:01:10 AM
rubylender$25.007/2/2011 12:09:03 PM
fantastic-bazaar2$50.007/2/2011 6:31:50 PM
SecondChanceLendingSERV$25.007/2/2011 3:48:32 PM
lucrative-loan$45.127/2/2011 8:25:36 PM
important-openness1$100.007/4/2011 9:14:25 AM
asoldier$25.007/4/2011 9:13:58 AM
asiaratt$50.007/4/2011 9:14:05 AM
LivingInvestments01$27.597/4/2011 7:47:57 PM
yield-lion2$25.007/4/2011 5:04:46 PM
SLIPCASTER$35.517/4/2011 5:46:31 PM
proud-pound4$25.007/4/2011 11:15:32 PM
pious-benjamins1$25.007/4/2011 7:55:54 PM
FinanceEngine$40.007/5/2011 11:03:47 AM
loan-adventurer7$200.007/5/2011 10:34:25 AM
janeybooboo$25.007/5/2011 12:17:29 PM
loan-adventurer7$147.867/5/2011 12:59:45 PM
87 Investments
 
Borrower Payment Dependent Notes Series 513146
This series of Notes was issued and sold upon the funding of the borrower loan #51028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jun-27-2011 
Term: 60 months Listing End date:  Jul-06-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 24.25% Monthly payment: $414.20
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%  
Estimated return*: 14.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1994 Debt/Income ratio: 11%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 5Length of status:0y 6m
Amount delinquent: $95 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,817Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: haonusa Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 49 ( 96% ) 740-759 (Latest)
Principal borrowed: $21,000.00< 31 days late: 2 ( 4% )  
660-679 (Jan-2010)
700-719 (Nov-2009)
740-759 (Sep-2009)
680-699 (Oct-2006)
 
Principal balance: $4,397.78 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate some high interest debt.

My financial situation:
I am a good candidate for this loan because over the past few years I have already paid off a considerable amount of debt and increased my credit score to the mid 700s.

I've had two previously funded propser loans that have an impeccable track record.

I also own a small business that is growing quickly and starting to turn some real cash. Most of my available resources are tied up in the business. I want to keep investing in its growth.

Stable and reliable payer with background to match.

Easy decision.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.006/27/2011 5:00:52 PM
Investor_DP$100.006/27/2011 5:01:18 PM
yield-trader$50.006/27/2011 5:02:25 PM
resolute-worth4$50.006/27/2011 5:02:30 PM
HamachiMan$50.006/27/2011 7:22:19 PM
SubmergedPilot$50.006/27/2011 6:12:16 PM
NekHoldings$25.006/27/2011 7:22:28 PM
chameleon125$25.006/28/2011 7:14:32 AM
DoctorJoe$25.006/29/2011 4:54:35 AM
kdog99$100.006/29/2011 1:21:36 PM
worth-blanket2$5,000.006/29/2011 12:01:24 PM
JCM_MN$40.006/29/2011 8:11:14 PM
reflective-rupee$500.046/29/2011 5:09:19 PM
beach_bum$25.006/30/2011 7:24:58 AM
loanman2007$250.006/30/2011 6:08:44 AM
CA-Lender$25.066/30/2011 10:57:38 AM
revenue-statesperson4$100.006/30/2011 9:53:57 AM
seajab$25.006/30/2011 1:41:56 PM
Astyanax$100.006/30/2011 3:10:38 PM
sensible-fund$50.006/30/2011 5:00:22 PM
mpatrick$50.007/1/2011 9:14:27 AM
fuzed$45.007/1/2011 9:39:56 AM
john2218$25.007/1/2011 10:35:58 AM
exchange-upholder0$25.007/1/2011 12:46:39 PM
Gettinricher$25.007/1/2011 9:45:47 AM
beer-gardener$27.987/1/2011 11:31:28 AM
seabassx$25.007/1/2011 12:29:41 PM
auctionator1$25.007/1/2011 1:06:36 PM
fate-amenable-to-change$100.007/1/2011 7:46:12 PM
LittleMingo$30.007/1/2011 6:39:14 PM
r48$25.007/2/2011 5:04:50 AM
intrepid-loot$45.007/2/2011 5:56:23 AM
Tscheddar$28.267/2/2011 5:02:05 AM
rubylender$25.007/2/2011 7:05:56 AM
bughead$25.007/2/2011 11:09:52 AM
Wangchuk$25.017/2/2011 11:09:01 AM
optionscashflow$25.007/2/2011 3:16:32 PM
diversification-enlistment$44.267/2/2011 6:12:48 PM
heat25$50.007/2/2011 9:54:07 PM
jubilant-trade6$25.007/3/2011 4:59:53 PM
GCSS$25.007/3/2011 1:58:47 PM
platinum-czar$150.007/3/2011 3:15:30 PM
pietro_torna_indietro$50.007/3/2011 11:14:41 PM
bizzzond$261.317/3/2011 5:40:45 PM
phchristensen$50.007/4/2011 7:50:07 AM
Rivervale_Westwood$25.007/4/2011 4:34:27 PM
cr8on$100.007/4/2011 9:15:03 AM
orderandprogress$36.087/4/2011 4:34:03 PM
gold-fluffy-bunny4$75.007/4/2011 3:23:01 PM
BigBag$25.007/4/2011 5:16:33 PM
proud-pound4$50.007/4/2011 11:16:01 PM
Flreap$25.007/5/2011 9:54:35 AM
brainy-greenback481$100.007/5/2011 9:57:51 AM
luckygreen10$50.007/5/2011 9:34:17 AM
dignified-leverage5$25.007/5/2011 9:34:19 AM
janeybooboo$25.007/5/2011 2:12:43 PM
justasoldier$100.007/5/2011 11:59:35 AM
kwan$25.007/5/2011 10:53:23 AM
let_me_retire$50.007/5/2011 11:07:26 AM
elvisloans$25.007/5/2011 11:47:45 AM
RLaumeyer$25.007/5/2011 2:19:16 PM
damage$25.007/5/2011 1:09:23 PM
wisconsinvestor$25.007/5/2011 3:33:44 PM
progressive-economy261$100.007/5/2011 3:34:34 PM
moola-accelerator6$30.007/5/2011 6:58:34 PM
kegs$25.007/5/2011 8:42:38 PM
exchange-upholder0$50.007/5/2011 9:50:37 PM
wodude$25.007/5/2011 10:14:14 PM
PaulW$25.007/6/2011 4:35:28 AM
enthralling-deal180$50.007/6/2011 5:47:48 AM
friendly-worth3$25.757/6/2011 8:49:52 AM
dollymama$25.007/6/2011 10:02:01 AM
bold-principal-fountain$20.797/6/2011 10:14:22 AM
exchange-upholder0$25.007/6/2011 10:12:46 AM
Zolton$100.006/27/2011 5:01:50 PM
ski bum$100.006/27/2011 5:02:00 PM
BxRealtor$25.006/27/2011 5:00:38 PM
loyalty-sherpa$25.006/27/2011 5:01:35 PM
MoneyForNothing$100.226/27/2011 5:08:21 PM
janeybooboo$200.006/27/2011 6:57:13 PM
professional-coin1$225.006/28/2011 6:22:47 AM
intuitive-benefit3$100.006/28/2011 3:29:56 PM
greenback-seagull2$100.006/29/2011 5:05:00 AM
RainyDayFunds$25.006/29/2011 12:40:30 PM
mikeandcat$101.006/29/2011 3:02:14 PM
Mikale360$25.006/30/2011 7:26:57 AM
spiff666$26.666/29/2011 7:30:31 PM
well-mannered-income3$50.006/29/2011 7:51:00 PM
YoungTaxMan$30.006/29/2011 10:27:57 PM
thankful-nickel2$25.006/29/2011 7:53:42 PM
suave-dime6$25.006/30/2011 5:51:09 AM
fund-dragster$100.006/30/2011 7:03:19 AM
Scotcha$50.006/30/2011 2:21:43 PM
Weaverville$50.006/30/2011 9:30:13 PM
radiant-value$25.006/30/2011 7:07:02 PM
resolute-basis9$100.006/30/2011 7:04:16 PM
1-HARD-HEAD$300.006/30/2011 8:15:23 PM
friendly-principal76$25.007/1/2011 6:16:56 AM
katnmouse$25.007/1/2011 7:38:34 AM
quest0$96.647/1/2011 8:39:45 AM
halothane_logic$59.657/1/2011 8:21:55 AM
jmeasn$750.007/1/2011 11:16:48 AM
GCInvestments$25.007/1/2011 12:41:37 PM
a-resplendent-commitment$25.007/1/2011 9:26:10 AM
shrewd-income$200.007/1/2011 9:22:02 AM
Abstract$36.447/1/2011 9:22:20 AM
vigorous-market5$200.007/1/2011 2:32:43 PM
marwadi-62$300.007/1/2011 10:43:53 AM
kind-healthy-finance$115.007/1/2011 11:38:52 AM
ErvLending$30.217/1/2011 1:04:40 PM
yield-hut$50.007/1/2011 5:40:33 PM
loss-of-control$100.007/1/2011 7:48:17 PM
p2ploan-sensation211$25.007/1/2011 7:45:17 PM
pnace$50.007/2/2011 8:19:49 AM
irrelevant$25.007/2/2011 1:15:37 AM
jubilant-trade6$30.997/2/2011 7:13:13 AM
Moe87$25.007/2/2011 7:58:48 AM
a-finance-nirvana$25.007/2/2011 9:22:27 AM
wlm3012$25.057/2/2011 10:02:14 AM
famous-bill$25.007/2/2011 1:29:04 PM
exchange-upholder0$75.007/2/2011 3:14:02 PM
samdog079$162.867/3/2011 12:32:44 AM
DasMula$27.007/2/2011 10:10:39 PM
first-serene-credit$25.007/3/2011 1:27:39 PM
bambampk$50.007/3/2011 7:48:52 PM
kwan$25.007/4/2011 8:34:57 AM
kulender$50.007/4/2011 9:04:36 AM
generator535$25.007/4/2011 8:19:06 PM
j5505$131.007/5/2011 5:52:05 AM
DaddyBill$26.907/5/2011 6:17:16 AM
icon7$50.007/5/2011 6:26:31 AM
handshake5$100.007/5/2011 9:12:05 AM
thankful-yield8$50.007/5/2011 9:48:53 AM
new-deal-sequoia$50.007/5/2011 12:47:34 PM
FinanceEngine$40.007/5/2011 11:05:03 AM
loan-adventurer7$200.007/5/2011 10:39:12 AM
hidavehi$44.007/5/2011 4:37:55 PM
a-fund-doctor$25.007/6/2011 12:48:42 AM
rutzebach$69.577/6/2011 2:32:16 AM
veneziani$25.007/6/2011 3:50:28 AM
Augiebball$26.927/6/2011 6:59:08 AM
contract-student2$50.007/6/2011 7:28:18 AM
worldly-income2$25.007/6/2011 7:54:05 AM
forthright-trade$25.007/6/2011 9:05:08 AM
moneybags16$25.007/6/2011 9:33:57 AM
Leshan$260.357/6/2011 9:14:26 AM
grampy48$25.007/6/2011 9:50:07 AM
147 Investments
 
Borrower Payment Dependent Notes Series 513390
This series of Notes was issued and sold upon the funding of the borrower loan #51048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jun-27-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $243.03
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1991 Debt/Income ratio: 12%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:17y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,798Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: hope-processor Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2010)
 
Principal balance: $2,928.91 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Kitchen Remodel
Purpose of loan:
This loan will be used to...Remodel my Kitchen

My financial situation:
I am a good candidate for this loan because...I am an honest Christian who believes in repaying my debts. I am currently repaying another loan through prosper and have never had a late payment. I have worked in my current occupation for the last 17+ years and it is in a very reliable business. I appreciate any help I may get and can promise you that you will get all of your loan back.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
einstein$315.187/7/2011 9:15:06 AM
investment-artist$25.016/27/2011 5:01:27 PM
FinDoc$25.006/27/2011 5:08:30 PM
loyalty-sherpa$25.006/27/2011 5:01:37 PM
ski bum$100.006/27/2011 5:02:02 PM
uberrific$100.006/27/2011 5:02:07 PM
rescue$100.006/27/2011 5:00:54 PM
MarvintheMartian$25.006/27/2011 5:22:24 PM
JustMee$25.006/27/2011 8:46:51 PM
Feyenoord$25.006/27/2011 8:45:56 PM
SolarMoonshine$25.006/28/2011 11:06:13 AM
greenback-seagull2$100.006/29/2011 5:05:02 AM
tibia$25.006/29/2011 4:27:51 PM
kdog99$100.006/29/2011 5:23:58 PM
agalt$100.006/30/2011 7:27:17 AM
pound-balancer$50.006/30/2011 10:39:17 AM
Weaverville$50.006/30/2011 9:30:15 PM
Sixmil$100.007/1/2011 3:26:11 PM
loyalist1$300.007/1/2011 7:49:36 PM
Johnab$25.007/2/2011 5:45:44 AM
pnace$50.007/2/2011 8:19:51 AM
income-awakening6$25.007/2/2011 3:39:09 PM
engaging-worth$25.007/2/2011 12:59:29 PM
top-epic-community$50.007/3/2011 12:29:09 PM
janeybooboo$100.007/3/2011 7:30:58 PM
StanTheMan$29.817/3/2011 2:06:33 PM
a-responsible-return$50.007/3/2011 11:19:46 PM
janeybooboo$51.007/3/2011 7:30:09 PM
cr8on$100.007/4/2011 9:15:04 AM
heerzaquestion$25.007/4/2011 11:45:28 AM
loan-galaxy6$500.007/5/2011 8:05:01 AM
moola-man$50.007/5/2011 8:19:51 AM
kulender$50.007/5/2011 9:12:57 AM
MNFrostbite$30.007/4/2011 9:31:54 PM
thankful-yield8$50.007/5/2011 9:49:03 AM
let_me_retire$50.007/5/2011 1:42:54 PM
RyanTH9893$25.007/5/2011 5:20:16 PM
x-lender$50.007/5/2011 10:33:57 PM
leverage-gravitas$25.007/6/2011 5:47:51 AM
ArashMass$25.007/6/2011 8:01:09 AM
luckygreen10$50.007/6/2011 9:10:47 AM
heavy_ax$25.007/6/2011 9:37:30 AM
fragonardlives$25.007/6/2011 10:31:16 AM
108lender$50.007/6/2011 10:50:12 AM
asset-expert0$25.007/6/2011 11:08:02 AM
dinero-wizard9$200.007/6/2011 11:18:12 AM
vtr1000$25.007/6/2011 11:35:06 AM
egw$25.007/6/2011 5:23:15 PM
haidoken$100.007/6/2011 6:16:30 PM
the-upbeat-p2p$25.007/6/2011 7:18:05 PM
docdekay$50.007/6/2011 7:25:04 PM
FlyingFox$250.007/6/2011 7:12:56 PM
Fiimg$50.007/6/2011 7:27:13 PM
docdekay$50.007/6/2011 7:27:37 PM
jpac1066$50.007/6/2011 7:53:54 PM
jpac1066$200.007/6/2011 7:51:15 PM
DannyPhantom$200.007/6/2011 8:21:19 PM
pilot1723$25.007/6/2011 8:29:09 PM
Digs$25.007/7/2011 6:25:32 AM
s270$25.007/7/2011 5:28:13 AM
ski3632$25.007/7/2011 6:31:06 AM
EJO$25.007/7/2011 8:51:33 AM
Lily_of_the_Valley$100.007/7/2011 8:55:38 AM
JedClampett$100.007/7/2011 9:08:51 AM
organized-payment6$50.006/27/2011 5:02:15 PM
runner262$25.006/27/2011 5:09:11 PM
BxRealtor$25.006/27/2011 5:00:41 PM
indomitable-coin$25.006/27/2011 5:01:22 PM
Zolton$100.006/27/2011 5:01:54 PM
HamachiMan$50.006/27/2011 7:22:20 PM
treasure-hunter270$25.006/30/2011 9:13:06 AM
coin-lesson3$100.006/30/2011 6:19:17 AM
Havana21$50.006/30/2011 5:09:26 PM
compoundinterest$50.007/1/2011 7:45:05 AM
jasonuz$25.007/1/2011 4:35:41 AM
jmeasn$25.007/1/2011 11:45:45 AM
colorfulgardener$25.007/1/2011 7:22:06 PM
bb575$50.007/1/2011 7:50:01 PM
jubilant-trade6$25.007/1/2011 4:39:32 PM
availableloan$25.007/1/2011 8:52:26 PM
honeybee11$75.007/2/2011 6:50:18 AM
Astyanax$85.007/2/2011 3:16:52 PM
lucrative-durability$25.007/3/2011 5:29:24 PM
janeybooboo$49.007/3/2011 7:30:20 PM
intuitive-benefit3$100.007/4/2011 9:15:01 AM
mountainpeak$25.007/4/2011 11:03:31 PM
tomdooley12520$25.007/5/2011 6:06:48 AM
loan-adventurer7$200.007/5/2011 10:39:14 AM
damage$25.007/5/2011 1:09:25 PM
healthy-fund7$25.007/5/2011 6:41:47 PM
Rivervale_Westwood$25.007/5/2011 6:54:45 PM
ChrisProsper$100.007/5/2011 10:09:34 PM
emphatic-responsibility$50.007/5/2011 11:09:20 PM
powerful-finance7$25.007/6/2011 2:13:17 AM
moola-man$25.007/6/2011 7:23:19 AM
ChrisProsper$100.007/6/2011 11:16:21 AM
obedient-loan1$250.007/6/2011 12:06:22 PM
Solid-Platinum$100.007/6/2011 12:39:59 PM
thankful-nickel2$25.007/6/2011 2:34:58 PM
walkinsky$200.007/6/2011 2:39:21 PM
nickel-balance$25.007/6/2011 3:41:46 PM
worth-victor6$25.007/6/2011 3:42:17 PM
Barky52$25.007/6/2011 4:19:46 PM
dreamhope$25.007/6/2011 4:10:27 PM
yield-hut$100.007/6/2011 5:11:05 PM
ect_2k20$25.007/6/2011 5:21:09 PM
AFairDeal$30.007/6/2011 5:27:33 PM
xylem743$75.007/6/2011 8:42:03 PM
wlm3012$30.007/6/2011 9:17:59 PM
bruin558$50.007/6/2011 11:32:14 PM
grampy48$25.007/7/2011 1:55:23 AM
wwwUniversal$25.007/7/2011 2:11:10 AM
myidear$25.007/7/2011 2:15:33 AM
soular21804$25.007/7/2011 2:54:49 AM
moneytolend72$30.007/7/2011 7:38:03 AM
revenue-appraiser$25.007/7/2011 6:23:13 AM
116 Investments
 
Borrower Payment Dependent Notes Series 513726
This series of Notes was issued and sold upon the funding of the borrower loan #50719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jun-29-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $256.56
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2002 Debt/Income ratio: 13%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 10 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,728Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: GreenMiss2007 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2010)
640-659 (Aug-2009)
 
Principal balance: $1,986.18 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Consolidate 2 Credit Cards
Purpose of loan:
This loan will be used to...
Consolidate two credit cards with APR of 29.99%

My financial situation: Stable secure accounting job with good potential for promotion and bonus.
I am a good candidate for this loan because...
Previous Prosper borrower with perfect payment history.

Monthly net income: $2,600
Monthly expenses: $2,480
Housing: $1175
Insurance: $0
Car expenses: $0 (Public transit, deducted directly from gross income)
Utilities: $40 (Electricity only)
Phone, cable, internet: $0 (Phone is paid for by company, no cable, internet is accessed via phone tethering)
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $100 + 165 (Loan will replace the second amount)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.006/29/2011 9:04:30 AM
GElender$25.006/29/2011 9:04:44 AM
ski bum$100.006/29/2011 9:05:07 AM
HamachiMan$50.006/29/2011 9:05:18 AM
greenback-seagull2$100.006/29/2011 9:05:43 AM
janeybooboo$100.006/29/2011 9:07:57 AM
JustMee$25.006/29/2011 12:16:34 PM
reflective-rupee$200.046/29/2011 9:14:02 AM
resolute-worth4$50.006/29/2011 9:05:30 AM
one-midas$25.006/29/2011 9:57:50 AM
cbivitz$125.006/29/2011 1:42:24 PM
sensible-fund$25.006/29/2011 4:15:55 PM
poolshark72$25.006/29/2011 1:20:21 PM
mobius_titan$25.006/29/2011 12:04:10 PM
SolarMoonshine$50.006/29/2011 3:09:47 PM
fragonardlives$50.006/29/2011 3:42:37 PM
economy-huckleberry0$25.006/29/2011 2:00:04 PM
slwholesales$39.806/29/2011 2:23:26 PM
gslinv$75.006/29/2011 5:07:23 PM
magnetic-dedication3$25.006/29/2011 5:08:03 PM
GolfPro2006$25.006/29/2011 5:34:46 PM
yield-hut$50.006/29/2011 5:22:36 PM
DasMula$27.006/29/2011 5:35:28 PM
rescue$100.006/29/2011 9:04:36 AM
Investor_DP$100.006/29/2011 9:04:52 AM
tech310$50.006/29/2011 9:05:32 AM
intuitive-benefit3$100.006/29/2011 9:05:39 AM
janeybooboo$150.006/29/2011 9:08:33 AM
Bcs-cnc$25.006/29/2011 11:17:54 AM
worth-blanket2$5,000.006/29/2011 12:02:10 PM
Zolton$100.006/29/2011 5:09:43 PM
zx12rider$25.006/29/2011 3:25:59 PM
credit-missile$35.826/29/2011 5:44:10 PM
aquistoyraul$47.346/29/2011 5:35:42 PM
34 Investments
 
Borrower Payment Dependent Notes Series 514128
This series of Notes was issued and sold upon the funding of the borrower loan #51029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-02-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $105.46
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2007 Debt/Income ratio: 11%
Credit score: 760-779 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $893Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: butterfly955 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan: Personal Use
This loan will be used for personal use.

My financial situation: I am a full time employe at a hospital
I am a good candidate for this loan because...I am financially secured to make all monthly payements and possibly pay off the loan earlier than the proposed term


Monthly net income: $ 2600
Housing: $ 0
Insurance: $ 220
Car expenses: $ 100
Utilities: $0
Phone, cable, internet: $ 110
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.007/1/2011 9:04:20 AM
x-lender$50.007/1/2011 9:05:17 AM
organized-payment6$50.007/1/2011 9:04:48 AM
engaging-worth$25.007/1/2011 9:06:12 AM
janeybooboo$100.007/1/2011 9:07:02 AM
cashhelp$50.007/1/2011 9:04:17 AM
auctionator1$25.007/1/2011 11:16:18 AM
helpinghand63$25.007/1/2011 9:15:57 AM
tomdooley12520$25.007/1/2011 9:32:04 AM
MarvintheMartian$30.007/1/2011 9:41:46 AM
RandyL3$25.007/1/2011 9:49:18 AM
SolarMoonshine$25.007/1/2011 2:11:08 PM
Astyanax$100.007/1/2011 4:06:44 PM
one-midas$25.007/1/2011 12:07:56 PM
GolfPro2006$25.007/1/2011 1:11:23 PM
jmeasn$25.007/1/2011 1:31:02 PM
einstein$100.007/1/2011 8:49:30 PM
Nusk$25.007/1/2011 7:17:06 PM
klemer$25.007/2/2011 5:23:43 AM
LiveNow$25.007/2/2011 6:12:10 AM
diversification-enlistment$25.007/1/2011 9:04:16 PM
cash-queen$30.007/1/2011 10:15:59 PM
pnace$50.007/2/2011 8:20:17 AM
GALERXLoans$35.007/2/2011 9:02:48 AM
Keystonekop$100.007/2/2011 9:05:32 AM
interstellar$75.007/2/2011 1:01:06 AM
r48$25.007/2/2011 4:59:09 AM
pathcrx$25.007/2/2011 6:07:49 AM
manfromMaine$25.007/2/2011 11:14:09 AM
Unitas4302$50.007/2/2011 5:08:32 AM
credit-investor5$50.007/2/2011 6:36:02 AM
a-finance-nirvana$25.007/2/2011 9:22:35 AM
greenback-guard$25.007/2/2011 10:24:09 AM
Bank_Of_XL$25.007/2/2011 10:02:43 AM
rescue$100.007/1/2011 9:04:23 AM
ski bum$100.007/1/2011 9:04:51 AM
Investor_DP$100.007/1/2011 9:04:56 AM
HamachiMan$50.007/1/2011 9:05:01 AM
greenback-seagull2$100.007/1/2011 9:05:11 AM
pound-balancer$50.007/1/2011 9:05:13 AM
powerful-finance7$25.007/1/2011 9:04:47 AM
favorite-commerce$25.007/1/2011 11:01:59 AM
golffish2$25.007/1/2011 9:09:19 AM
marinbb$100.007/1/2011 9:35:20 AM
loanman2007$100.007/1/2011 10:18:31 AM
SimpleChoice$25.007/1/2011 9:35:16 AM
penny-finder$25.007/1/2011 10:22:16 AM
reflective-rupee$200.097/1/2011 9:55:37 AM
jmeasn$25.007/1/2011 11:44:59 AM
TomDalonajay$25.007/2/2011 12:55:10 AM
jubilant-trade6$40.007/2/2011 7:11:24 AM
Reddy_Capital$25.007/1/2011 9:42:43 PM
fishcreek$25.007/2/2011 2:07:27 AM
zippy-revenue8$25.007/2/2011 5:38:59 AM
Johnab$25.007/2/2011 5:52:51 AM
payout-magician$25.007/2/2011 10:56:08 AM
shrewd-income$50.007/2/2011 6:24:15 AM
Cliffie83$85.687/2/2011 6:50:35 AM
luann199$25.007/2/2011 9:20:21 AM
wlm3012$25.057/2/2011 9:38:23 AM
jayk63$25.007/2/2011 9:48:27 AM
GALERXLoans$25.487/2/2011 9:05:05 AM
Kessler$51.007/2/2011 9:09:15 AM
Chex$102.707/2/2011 11:15:28 AM
64 Investments
 
Borrower Payment Dependent Notes Series 514338
This series of Notes was issued and sold upon the funding of the borrower loan #51030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-03-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1990 Debt/Income ratio: 26%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:24y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,708Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: d3n1sej Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term consolidation loan
Purpose of loan:
This loan will be used to...pay off a payday loan and car repair

My financial situation:
I am a good candidate for this loan because... I have a guaranteed military income. This is a short term loan as I will be able to pay off with in 4 months if not sooner. I am not late on any bills.


Monthly net income: $ 6200
Monthly expenses: $
Housing: $1100
Insurance: $150
Car expenses: $60
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
Military-2-Military has invested a total of $1,000.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hidavehi$27.007/3/2011 12:05:02 PM
reflective-rupee$200.097/4/2011 2:58:52 PM
golffish2$25.007/5/2011 4:01:39 AM
social-hunter5$25.007/5/2011 7:17:46 AM
worldly-money4$750.007/6/2011 1:00:22 PM
let_me_retire$150.007/6/2011 1:08:11 PM
justasoldier$100.007/6/2011 1:09:33 PM
Integrity1st$44.447/6/2011 3:28:00 PM
jmeasn$25.007/6/2011 5:08:06 PM
Danjack_Capital$25.007/6/2011 6:01:23 PM
yield-hut$50.007/6/2011 6:29:51 PM
sensible-fund$36.277/6/2011 6:32:18 PM
VASLENDING$25.007/6/2011 7:03:28 PM
AlternativeCashFlow$25.007/6/2011 6:05:31 PM
Land_on_your_feet$25.007/6/2011 7:01:05 PM
Rob717171$25.007/4/2011 7:29:04 AM
britgsb$50.007/4/2011 9:10:43 AM
alexgalt$25.007/4/2011 3:02:22 PM
restless-dime$100.007/4/2011 7:27:46 PM
dynrep$50.007/6/2011 9:06:37 AM
zone6$100.007/6/2011 11:51:24 AM
Military-2-Military$1,000.007/6/2011 12:54:25 PM
jmeasn$25.007/6/2011 1:55:29 PM
SolarMoonshine$25.007/6/2011 3:26:33 PM
Kash2010lu$25.007/6/2011 5:06:27 PM
first-dinero-paladin$100.007/6/2011 5:16:42 PM
rockhound84$35.007/6/2011 6:49:17 PM
shrewd-income$75.007/6/2011 6:18:26 PM
upbeat-wealth$25.007/6/2011 7:17:11 PM
DasMula$44.087/6/2011 7:22:50 PM
investment-happiness$216.127/6/2011 7:09:07 PM
l2fp$47.007/6/2011 7:17:55 PM
32 Investments
 
Borrower Payment Dependent Notes Series 514354
This series of Notes was issued and sold upon the funding of the borrower loan #51031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-05-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $91.63
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1999 Debt/Income ratio: 27%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 8Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,904Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: abraxas1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 33 ( 100% ) 780-799 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
700-719 (Feb-2010)
680-699 (Apr-2008)
 
Principal balance: $1,959.26 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Pregnancy Residual Medical costs
Purpose of loan:
This loan will be used to pay medical costs associated with multiple hospital visits during a tough but ultimately rewarding pregnancy with twins.

My financial situation:
I am a good candidate for this loan because of a stable job


Monthly net income: $5920
Monthly expenses: $300 (gas)
Housing: $2485
Insurance: $277
Car expenses: $269
Utilities: $115
Phone, cable, internet: $320
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $1070
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$50.007/5/2011 5:05:22 PM
pnace$50.007/5/2011 5:06:48 PM
cashhelp$30.007/5/2011 5:17:39 PM
MarvintheMartian$25.007/5/2011 5:18:10 PM
janeybooboo$200.007/5/2011 5:05:05 PM
x-lender$80.007/5/2011 5:06:08 PM
resolute-basis9$100.007/5/2011 5:06:18 PM
MoneyForNothing$34.447/5/2011 5:04:09 PM
HamachiMan$50.007/5/2011 5:06:38 PM
investment-artist$25.017/5/2011 5:06:56 PM
lendstats_com$300.007/5/2011 5:09:14 PM
SolarMoonshine$50.007/5/2011 5:42:22 PM
auctionator1$25.007/5/2011 6:37:38 PM
r48$48.007/5/2011 5:17:40 PM
payout-reaction740$25.007/5/2011 5:19:25 PM
JustMee$50.007/5/2011 5:36:28 PM
top-courteous-peso$75.007/5/2011 5:05:30 PM
shrewd-income$125.007/5/2011 5:13:18 PM
Investor_DP$100.007/5/2011 5:06:17 PM
resolute-worth4$50.007/5/2011 5:06:21 PM
a-responsible-return$50.007/5/2011 5:06:54 PM
BxRealtor$25.007/5/2011 5:05:00 PM
rescue$100.007/5/2011 5:05:08 PM
asset-professor$25.007/5/2011 5:06:16 PM
ski bum$100.007/5/2011 5:06:23 PM
loss-of-control$100.007/5/2011 5:57:28 PM
kind-magnificent-bid$100.007/5/2011 6:34:14 PM
let_me_retire$100.007/5/2011 5:50:26 PM
loan-adventurer7$432.557/5/2011 6:37:58 PM
29 Investments
 
Borrower Payment Dependent Notes Series 514406
This series of Notes was issued and sold upon the funding of the borrower loan #51047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-01-2011 
Term: 12 months Listing End date:  Jul-01-2011 
 
Lender yield: 16.49% Borrower rate/APR: 17.49% / 26.44% Monthly payment: $182.87
 
Lender servicing fee: 1.00% Effective Yield*: 16.11%  
Estimated return*: 10.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1995 Debt/Income ratio: 32%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,090Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: healthysells Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Senior Supply clerk
Purpose of loan: This loan will be used to...Other

My financial situation: Is good
I am a good candidate for this loan because...
I have a full time job and pay my bills on time and in full if not earlier


Monthly net income: $4000.00
Monthly expenses$
Housing: $ 987.00
Insurance: $107.00
Car expenses: $167.00
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wise-eloquent-yield$50.007/1/2011 5:05:01 PM
CoolPlexer$25.007/1/2011 5:05:11 PM
resolute-basis9$100.007/1/2011 5:05:53 PM
HamachiMan$50.007/1/2011 5:06:44 PM
MarvintheMartian$25.007/1/2011 6:10:43 PM
cashhelp$50.007/1/2011 5:04:26 PM
rate-tower1$200.007/1/2011 7:29:24 PM
vutah$25.007/1/2011 7:34:13 PM
BxRealtor$25.007/1/2011 5:04:56 PM
rescue$100.007/1/2011 5:05:06 PM
ski bum$100.007/1/2011 5:06:49 PM
MoneyForNothing$27.797/1/2011 5:04:18 PM
investment-artist$25.017/1/2011 5:05:47 PM
r48$68.007/1/2011 5:18:03 PM
Horse-Lender$25.007/1/2011 5:09:25 PM
Rogelio48$30.007/1/2011 5:36:23 PM
r48$25.007/1/2011 5:20:18 PM
yield-hut$100.007/1/2011 5:47:30 PM
natural-trade7$81.767/1/2011 7:32:04 PM
loss-of-control$75.007/1/2011 7:34:55 PM
Investor_DP$100.007/1/2011 5:05:47 PM
soccer_nutt$25.007/1/2011 5:10:06 PM
tntmojave$50.007/1/2011 5:04:08 PM
alexgalt$100.007/1/2011 5:05:10 PM
resolute-worth4$50.007/1/2011 5:05:49 PM
greenback-seagull2$100.007/1/2011 5:07:02 PM
VAGweilo$29.447/1/2011 5:04:42 PM
jmeasn$100.007/1/2011 5:09:16 PM
r48$88.007/1/2011 5:18:54 PM
jmeasn$25.007/1/2011 5:10:13 PM
janeybooboo$100.007/1/2011 6:19:39 PM
Doug1043$25.007/1/2011 6:24:24 PM
32 Investments
 
Borrower Payment Dependent Notes Series 514560
This series of Notes was issued and sold upon the funding of the borrower loan #51044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-05-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $146.60
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2000 Debt/Income ratio: 35%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:12y 9m
Amount delinquent: $0 Total credit lines: 40 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,157Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: brainymsu Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
New Kitchen Appliances
Purpose of loan:
This loan will be used to purchase new kitchen appliances.

My financial situation:
I am a good candidate for this loan because I'm a previous Prosper Borrower who was always on time with payments. I am on time and current with all other creditors. I'm focused on money and keeping my credit in check and at an Excellent rating.


Monthly net income: $ 4333
Insurance: $101
Car expenses: $453
Utilities: $200
Phone, cable, internet: $225
Food, entertainment: $50
Clothing, household expenses: $75
Credit cards and other loans: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$43.487/5/2011 9:03:49 AM
BxRealtor$25.007/5/2011 9:11:21 AM
resolute-basis9$100.007/5/2011 9:12:51 AM
one-midas$25.007/5/2011 9:07:14 AM
wealth-pipeline$25.007/5/2011 9:09:24 AM
Digs$25.007/5/2011 9:10:39 AM
janeybooboo$100.007/5/2011 9:04:31 AM
janeybooboo$50.007/5/2011 9:04:59 AM
golffish2$25.007/5/2011 9:07:35 AM
runner262$25.007/5/2011 9:11:37 AM
jga516$25.007/5/2011 9:11:07 AM
investment-artist$25.017/5/2011 9:13:38 AM
alexgalt$100.007/5/2011 9:12:07 AM
MarvintheMartian$25.007/5/2011 9:47:47 AM
SolarMoonshine$50.007/5/2011 9:55:25 AM
Investor_DP$100.007/5/2011 9:12:50 AM
clemclan$33.337/5/2011 10:08:56 AM
pnace$50.007/5/2011 9:13:29 AM
smart-gold$25.007/5/2011 10:36:33 AM
marinbb$100.007/5/2011 9:37:00 AM
diversification-enlistment$25.007/5/2011 10:35:00 AM
Bank_Of_XL$25.007/5/2011 10:39:12 AM
cashhelp$50.007/5/2011 9:10:54 AM
rescue$100.007/5/2011 9:11:34 AM
x-lender$80.007/5/2011 9:12:00 AM
HamachiMan$50.007/5/2011 9:13:24 AM
GoodScot$25.007/5/2011 9:09:40 AM
Exito$25.007/5/2011 9:10:14 AM
lendstats_com$300.007/5/2011 9:04:24 AM
janeybooboo$100.007/5/2011 9:04:41 AM
soccer_nutt$25.007/5/2011 9:12:46 AM
resolute-worth4$50.007/5/2011 9:13:16 AM
ski bum$100.007/5/2011 9:13:20 AM
a-responsible-return$50.007/5/2011 9:13:37 AM
economy-huckleberry0$25.007/5/2011 10:39:09 AM
nanaof7$25.007/5/2011 10:47:09 AM
gslinv$50.007/5/2011 9:19:16 AM
balance-transformer3$50.007/5/2011 9:24:29 AM
JCM_MN$40.007/5/2011 10:15:57 AM
pshans$25.007/5/2011 10:31:45 AM
freedom3$1,803.187/5/2011 11:46:27 AM
41 Investments
 
Borrower Payment Dependent Notes Series 514874
This series of Notes was issued and sold upon the funding of the borrower loan #51035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-06-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $138.79
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1994 Debt/Income ratio: 35%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,531Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: commerce-emblem Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Debt Consolidation
Purpose of loan:
This loan will be used to pay off the remaining balance on a 401k loan that I took several years ago. My 401k has been performing very well, and once the loan on it is paid in full, I will be eligible for another 401k loan (at a very low interest rate / prime + 1%) that I plan to use to consolidate some high interest credit card debt and pay off this loan.

My financial situation:
I am a good candidate for this loan because other than high balances on my revolving credit (which will be addressed per above), I have no negative credit history. I have no late payments whatsoever, no bankruptcies, no garnishments, etc. I believe credit is earned, and I diligently pay all of my bills before they due.


Monthly net income: $ 3290.00
Monthly expenses: $ 747.00
Housing: $ 878.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
magnetic-dedication3$25.007/5/2011 5:04:52 PM
janeybooboo$75.007/5/2011 5:08:37 PM
janeybooboo$25.007/5/2011 5:08:56 PM
ultimate-peace$150.007/5/2011 5:05:44 PM
simplelender80$100.007/5/2011 5:06:45 PM
janeybooboo$50.007/5/2011 5:08:29 PM
Wangchuk$25.007/5/2011 9:40:14 PM
reflective-rupee$1,000.097/5/2011 10:18:34 PM
ladyopium$75.007/5/2011 11:19:27 PM
glenium$25.007/6/2011 2:18:40 AM
stealthzap$50.007/6/2011 2:56:44 AM
SolarMoonshine$25.007/6/2011 3:47:52 AM
Investor_DP$100.007/5/2011 5:06:36 PM
lendstats_com$300.007/5/2011 5:07:10 PM
shrewd-income$100.007/5/2011 5:10:20 PM
JustMee$25.007/5/2011 5:34:03 PM
EngineersAlliance$100.007/5/2011 5:14:19 PM
yf99yz$30.007/5/2011 9:52:54 PM
justasoldier$200.007/5/2011 10:08:08 PM
Whipster$60.007/5/2011 10:10:40 PM
alexgalt$25.007/5/2011 11:01:37 PM
let_me_retire$300.007/5/2011 11:32:44 PM
optionscashflow$25.007/5/2011 11:38:20 PM
1-HARD-HEAD$200.007/6/2011 12:23:17 AM
a-fund-doctor$25.007/6/2011 1:05:42 AM
jmeasn$25.007/6/2011 4:35:30 AM
kind-diligent-coin$100.007/6/2011 4:01:30 AM
loanman2007$159.917/6/2011 4:44:06 AM
28 Investments
 
Borrower Payment Dependent Notes Series 515168
This series of Notes was issued and sold upon the funding of the borrower loan #51054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $98.07
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1995 Debt/Income ratio: 21%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:8y 0m
Amount delinquent: $14,034 Total credit lines: 78 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,835Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: lwhalen66 Borrower's state: Florida Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 68 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,500.00< 31 days late: 0 ( 0% )  
700-719 (Jul-2010)
680-699 (Jun-2008)
660-679 (Nov-2007)
680-699 (Mar-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 68  
Description
My personal loan
Purpose of loan:
This loan will be used to.aid my ability to purchase a new car for my daughter after her car was totally destroyed in a four car pile up. The settlement does not afford a newer car for her travel to school and work.

My financial situation:
I am a good candidate for this loan because.I have always paid my creditors in full and on time until pay off, including prosper in the past.. The only negative in my current credit is the home I am short selling with a Realtor that I lived in for nine years before my divorce and our move,.. I noted this due to the obvious reluctance of investors providing me a quick loan at prosper, which is not the norm for me at all.


Monthly net income: $3500
Monthly expenses: $200
Housing: $700
Insurance: $99
Car expenses: $230
Utilities: $120
Phone, cable, internet: $99
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
alexgalt$100.007/7/2011 9:00:34 AM
Aberdeen$2,500.007/7/2011 9:00:44 AM
2 Investments