Sales Report:Supplement No. 14 dated Jun 13, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
493529
This series of Notes was issued and sold upon the funding of the borrower loan #50273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,651 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2ploan-mammal |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consildation
Purpose of loan:
This loan will be used to cover expenses that have materialized in the last 6 months until settlement of an estate in the next 10-12 weeks.
My financial situation:
I am a good candidate for this loan because I'm in the fortunate of position of being skilled at my position while working for one of the few employers in the area that has significant back log...
Monthly net income: $6,000
Monthly expenses: $
Housing: $ 2,200
Insurance: $ 300
Car expenses: $ 600
Utilities: $ 300
Phone, cable, internet: $ 120
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1,500
Other expenses: $ 380 (Pre-School Tuition )
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MrBailey | $25.00 | 6/1/2011 9:00:40 AM |
| scrappy-diversification7 | $2,000.00 | 6/1/2011 9:17:29 AM |
| ready-interest9 | $25.00 | 6/1/2011 9:48:49 AM |
| SolarMoonshine | $25.00 | 6/1/2011 10:13:13 AM |
| wonder3 | $30.00 | 6/1/2011 10:27:51 AM |
| Kash2010lu | $25.00 | 6/1/2011 11:13:17 AM |
| favorite-commerce | $50.00 | 6/1/2011 11:45:19 AM |
| chungfang | $50.00 | 6/1/2011 12:21:06 PM |
| poolshark72 | $25.00 | 6/1/2011 11:54:24 PM |
| leverage-monger | $55.55 | 6/2/2011 7:53:40 AM |
| loss-of-control | $50.00 | 6/2/2011 7:09:18 PM |
| high_flyer | $49.00 | 6/3/2011 4:36:48 AM |
| Bob450 | $25.00 | 6/3/2011 6:57:22 AM |
| Dubbs360 | $25.00 | 6/3/2011 11:02:29 AM |
| best-charming-leverage | $100.00 | 6/3/2011 6:20:24 PM |
| capital-kingdom | $25.01 | 6/4/2011 9:50:10 AM |
| missing-link | $25.00 | 6/5/2011 1:21:44 PM |
| BankofRon | $25.00 | 6/1/2011 9:02:43 AM |
| Whipster | $60.00 | 6/1/2011 9:18:11 AM |
| reflective-rupee | $25.00 | 6/1/2011 9:41:01 AM |
| DasMula | $27.00 | 6/1/2011 9:55:25 AM |
| JustMee | $25.00 | 6/1/2011 12:47:05 PM |
| thankful-nickel2 | $25.00 | 6/2/2011 1:52:19 PM |
| alexgalt | $25.00 | 6/2/2011 11:53:17 PM |
| seineil | $25.00 | 6/3/2011 3:08:23 AM |
| TheCount | $100.00 | 6/3/2011 7:44:51 AM |
| Madmigel | $27.01 | 6/3/2011 9:43:46 AM |
| designer_10 | $25.00 | 6/3/2011 10:20:16 AM |
| ommcd | $25.00 | 6/3/2011 3:48:02 PM |
| 2grindstones | $25.00 | 6/4/2011 10:54:16 AM |
| Asimus | $25.00 | 6/4/2011 10:57:52 AM |
| Investoman | $75.00 | 6/5/2011 7:05:33 AM |
| arampata | $130.00 | 6/5/2011 2:48:49 PM |
| nethosters | $25.00 | 6/7/2011 5:11:09 AM |
| openness-antioxidant | $25.00 | 6/7/2011 10:04:28 AM |
| worth-blanket2 | $1,671.43 | 6/7/2011 11:42:55 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
504009
This series of Notes was issued and sold upon the funding of the borrower loan #50109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,682 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-guru6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bold-gold-relaxation | $100.00 | 6/6/2011 10:19:51 AM |
| bold-gold-relaxation | $100.00 | 6/6/2011 10:20:22 AM |
| ready-interest9 | $25.00 | 6/6/2011 10:10:36 AM |
| top-courteous-peso | $50.00 | 6/6/2011 11:16:30 AM |
| pembull | $29.28 | 6/6/2011 2:18:59 PM |
| transformer855 | $25.00 | 6/6/2011 2:22:11 PM |
| economy-coup | $100.00 | 6/6/2011 3:48:20 PM |
| Track-Layer | $100.00 | 6/6/2011 4:14:08 PM |
| JustMee | $25.00 | 6/6/2011 5:21:36 PM |
| Kash2010lu | $25.00 | 6/6/2011 4:32:07 PM |
| Investoman | $50.00 | 6/7/2011 8:33:24 AM |
| openness-antioxidant | $100.00 | 6/7/2011 10:32:07 AM |
| dynrep | $25.00 | 6/7/2011 4:38:49 PM |
| Alittleluck | $25.00 | 6/7/2011 5:37:35 PM |
| cbivitz | $50.00 | 6/7/2011 11:09:39 PM |
| janeybooboo | $100.00 | 6/7/2011 8:35:30 PM |
| grotheik | $25.00 | 6/8/2011 7:11:37 AM |
| umfan123 | $25.00 | 6/8/2011 6:07:58 AM |
| rupee_power | $25.00 | 6/8/2011 8:53:43 AM |
| greencat | $50.00 | 6/8/2011 7:21:07 AM |
| SecondChanceLendingSERV | $43.98 | 6/8/2011 9:12:10 AM |
| ZOOOM | $20.65 | 6/8/2011 10:28:06 AM |
| SolarMoonshine | $25.00 | 6/8/2011 9:53:01 AM |
| suave-dime6 | $25.00 | 6/6/2011 11:16:48 AM |
| vine99 | $80.00 | 6/6/2011 9:56:28 AM |
| ommcd | $25.00 | 6/6/2011 11:05:52 AM |
| Moneypenny6 | $25.00 | 6/7/2011 6:32:12 AM |
| tzvie | $25.00 | 6/7/2011 7:36:26 AM |
| tranquil-gain1 | $100.00 | 6/7/2011 9:53:52 AM |
| lildones | $26.00 | 6/7/2011 3:22:56 PM |
| Legally_Blonde | $25.00 | 6/7/2011 3:30:17 PM |
| social-hunter5 | $25.00 | 6/7/2011 7:30:09 PM |
| reflective-rupee | $400.09 | 6/7/2011 8:20:05 PM |
| tokyopete23 | $25.00 | 6/8/2011 8:36:02 AM |
| mrxtravis | $25.00 | 6/8/2011 2:35:15 AM |
| buffalobills | $25.00 | 6/8/2011 7:26:02 AM |
| peskier | $25.00 | 6/8/2011 9:59:40 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
508485
This series of Notes was issued and sold upon the funding of the borrower loan #50053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-29-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $70.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2009 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,647 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ready-gold |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my bills into one convenient monthly payment.
My financial situation:
I am a good candidate for this loan because I have a very steady job and can easily make the monthly payments! I have never been late or missed a payment either!
Monthly net income: $900 (after taxes)
Monthly expenses: $474
Car expenses: $133 (Insurance and gas)
Phone, cable, internet: $66
Food, entertainment: $150
Credit cards and other loans: $125 (minimum payments)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-orca7 | $100.00 | 5/25/2011 5:07:46 PM |
| qsolo | $200.00 | 5/25/2011 5:06:47 PM |
| TomDalonajay | $25.00 | 5/25/2011 6:27:37 PM |
| Sol_Invictus | $25.00 | 5/25/2011 8:28:25 PM |
| omahajay | $25.00 | 5/25/2011 8:56:36 PM |
| jayk63 | $25.00 | 5/26/2011 3:13:32 AM |
| favorite-commerce | $25.00 | 5/26/2011 11:22:25 AM |
| gain-dolphin | $25.00 | 5/26/2011 9:28:19 PM |
| CreditBuilder2 | $50.00 | 5/27/2011 11:06:24 PM |
| fishcreek | $25.00 | 5/28/2011 2:50:30 AM |
| epicanthal | $25.00 | 5/27/2011 10:44:01 PM |
| 77dowplace | $25.00 | 5/28/2011 7:03:47 AM |
| Sierrahh | $50.00 | 5/28/2011 8:04:22 AM |
| Interloper | $27.00 | 5/28/2011 10:23:19 AM |
| troubleman50 | $50.00 | 5/29/2011 10:30:46 AM |
| Kame | $25.00 | 5/28/2011 11:30:00 PM |
| taltman | $25.00 | 5/29/2011 12:16:54 PM |
| dslobbs | $25.00 | 5/29/2011 4:40:14 PM |
| shellstar | $25.00 | 5/29/2011 4:46:15 PM |
| SV-AZ | $25.00 | 5/29/2011 7:55:07 PM |
| donkey | $25.00 | 5/29/2011 2:40:20 PM |
| brightest-lucrative-rate | $56.38 | 5/29/2011 6:36:39 PM |
| evergreen16 | $51.62 | 5/29/2011 9:03:32 PM |
| ryreesado | $25.00 | 5/25/2011 5:06:21 PM |
| organized-payment6 | $50.00 | 5/25/2011 5:07:07 PM |
| loyalty-sherpa | $25.00 | 5/25/2011 5:08:04 PM |
| powerful-finance7 | $25.00 | 5/25/2011 5:06:58 PM |
| openness-antioxidant | $100.00 | 5/26/2011 10:51:07 AM |
| tzvie | $25.00 | 5/27/2011 9:20:40 AM |
| wild-orange | $100.00 | 5/28/2011 11:59:11 AM |
| marwadi-62 | $300.00 | 5/28/2011 1:37:25 PM |
| optionscashflow | $25.00 | 5/28/2011 3:25:52 PM |
| CASSHMAN | $150.00 | 5/28/2011 4:44:01 PM |
| kind-durability-battalion | $50.00 | 5/28/2011 11:14:15 PM |
| docdekay | $65.00 | 5/28/2011 10:13:18 PM |
| econgineer | $50.00 | 5/29/2011 11:26:43 AM |
| Pickmar | $25.00 | 5/29/2011 12:22:03 PM |
| BankofRon | $25.00 | 5/29/2011 5:09:57 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
508701
This series of Notes was issued and sold upon the funding of the borrower loan #50112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $293.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,411 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nomi777 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 54 ( 92% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,700.00 | < 31 days late:
| 5
( 8% )
| 660-679
(Oct-2009)
660-679
(Sep-2008)
680-699
(Dec-2007)
|
|
Principal balance:
| $2,009.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used unexpected major repairs to house.
My financial situation:
I am a good candidate for this loan because I have demonstrated my
Monthly net income: $8000
Monthly expenses: $
Housing: $2,500
Insurance: $120
Car expenses: $770
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-implementer8 | $100.00 | 5/27/2011 9:10:06 AM |
| BankofRon | $25.00 | 5/27/2011 9:11:00 AM |
| qsolo | $200.00 | 5/27/2011 9:08:22 AM |
| commitment-orca7 | $100.00 | 5/27/2011 9:10:33 AM |
| MoneyForNothing | $49.78 | 5/27/2011 9:17:38 AM |
| golffish2 | $25.00 | 5/27/2011 9:38:44 AM |
| janeybooboo | $100.00 | 5/27/2011 9:04:52 AM |
| one-midas | $44.94 | 5/27/2011 10:16:17 AM |
| dollardave | $100.00 | 5/27/2011 10:28:29 AM |
| Mariner3605 | $25.00 | 5/27/2011 5:29:38 PM |
| thankful-nickel2 | $25.00 | 5/27/2011 6:12:44 PM |
| psycardis | $36.41 | 5/28/2011 3:43:24 AM |
| genuine-integrity0 | $25.00 | 5/28/2011 4:48:58 AM |
| CA-Lender | $25.05 | 5/28/2011 9:40:14 AM |
| Johnab | $25.00 | 5/28/2011 12:03:32 PM |
| vigorous-market5 | $200.00 | 5/28/2011 8:19:08 PM |
| DoctorJoe | $25.00 | 5/29/2011 11:12:13 AM |
| janeybooboo | $100.00 | 5/29/2011 3:41:48 PM |
| money-banker867 | $44.10 | 5/29/2011 9:10:46 PM |
| fund-fox4 | $50.00 | 5/29/2011 5:23:47 PM |
| Rick7925 | $25.00 | 5/30/2011 9:42:44 AM |
| loss-of-control | $75.00 | 5/30/2011 9:49:57 AM |
| Galdis | $25.00 | 5/30/2011 9:55:51 AM |
| Kame | $25.00 | 5/30/2011 3:18:05 PM |
| fund-dragster | $50.00 | 5/30/2011 12:20:34 PM |
| new-ore-venture | $200.00 | 5/31/2011 8:18:09 AM |
| colorfulgardener | $25.00 | 5/31/2011 4:29:22 AM |
| thankful-generosity5 | $50.00 | 5/31/2011 5:27:12 PM |
| SolarMoonshine | $25.00 | 5/31/2011 5:27:40 PM |
| penny-surgeon | $25.00 | 5/31/2011 5:58:44 PM |
| optionscashflow | $25.00 | 5/31/2011 9:50:20 PM |
| openness-antioxidant | $100.00 | 6/1/2011 8:46:47 AM |
| efficient-treasure0 | $25.00 | 6/1/2011 10:07:21 AM |
| chungfang | $25.00 | 6/1/2011 12:26:44 PM |
| titilsbie14 | $64.81 | 6/1/2011 3:23:33 PM |
| maple1 | $25.00 | 6/1/2011 3:25:54 PM |
| fair-interest6 | $25.00 | 6/1/2011 2:32:03 PM |
| debt-patriot | $25.00 | 6/1/2011 5:16:36 PM |
| chinolatino | $50.00 | 6/1/2011 4:41:46 PM |
| diverse-benjamins | $40.00 | 6/1/2011 8:22:53 PM |
| BGILlender | $25.26 | 6/2/2011 6:39:05 PM |
| Frankieb21 | $50.00 | 6/2/2011 7:13:41 PM |
| bonafide-cash | $100.00 | 6/3/2011 10:26:41 AM |
| ommcd | $25.00 | 6/3/2011 3:52:26 PM |
| FormulaTroll | $25.00 | 6/3/2011 9:54:52 PM |
| first-favorite-bonus9 | $50.00 | 6/3/2011 11:54:09 PM |
| peso-mate | $50.00 | 6/4/2011 12:19:38 AM |
| wild-orange | $100.00 | 6/4/2011 12:51:08 AM |
| ddog0224 | $227.04 | 6/4/2011 1:05:53 AM |
| IIP77 | $25.00 | 6/3/2011 9:45:41 PM |
| 113121 | $50.00 | 6/3/2011 10:07:50 PM |
| 2grindstones | $75.00 | 6/3/2011 10:27:33 PM |
| sunny-dough9 | $200.00 | 6/4/2011 12:52:39 AM |
| fantastic-bazaar2 | $50.00 | 6/4/2011 8:20:01 AM |
| wonder3 | $25.00 | 6/4/2011 8:16:25 AM |
| intuitive-bill | $25.00 | 6/4/2011 2:26:53 PM |
| ideal-platinum1 | $25.00 | 6/4/2011 5:03:20 PM |
| MARSTUN | $50.00 | 6/4/2011 11:19:32 PM |
| yield-implementer8 | $100.00 | 6/6/2011 6:45:59 AM |
| grampy48 | $60.00 | 6/6/2011 6:55:12 AM |
| buffalobills | $25.00 | 6/6/2011 7:55:20 AM |
| unrivaled-silver | $50.00 | 6/6/2011 11:57:27 AM |
| clean-fund | $25.00 | 6/6/2011 2:33:39 PM |
| AK49-JW | $25.00 | 6/6/2011 3:10:57 PM |
| loan-fate | $50.00 | 6/6/2011 5:26:22 PM |
| GoGalt | $25.00 | 6/6/2011 4:18:16 PM |
| trade-solo | $50.00 | 6/6/2011 11:25:37 PM |
| Doug1043 | $25.00 | 6/7/2011 5:09:52 AM |
| fabulous-diversification9 | $25.00 | 6/7/2011 7:52:59 AM |
| listing-vista | $50.00 | 6/7/2011 5:43:09 AM |
| DasMula | $27.00 | 6/7/2011 8:22:55 AM |
| riveting-wealth2 | $100.00 | 6/7/2011 9:29:18 AM |
| healthy-peso9 | $50.00 | 6/7/2011 9:39:48 AM |
| wwwUniversal | $25.00 | 6/7/2011 9:26:20 AM |
| nickel-position | $75.00 | 6/7/2011 12:12:19 PM |
| reward-motion | $48.38 | 6/7/2011 3:27:59 PM |
| impressive-balance8 | $50.00 | 6/7/2011 3:23:33 PM |
| PropertyInvest | $25.00 | 6/7/2011 4:22:14 PM |
| justice-dna | $35.00 | 6/7/2011 5:38:30 PM |
| loyalty-sherpa | $25.00 | 5/27/2011 9:10:40 AM |
| LittleMingo | $26.70 | 5/27/2011 9:01:59 AM |
| richboy56 | $25.00 | 5/27/2011 9:15:23 AM |
| pound-doughnut | $50.00 | 5/27/2011 9:59:11 AM |
| Dollars4Rent | $25.00 | 5/27/2011 11:11:24 AM |
| chameleon125 | $25.00 | 5/27/2011 11:18:11 AM |
| lenderRXT | $30.00 | 5/27/2011 12:32:27 PM |
| visionary-commerce | $25.00 | 5/28/2011 6:53:15 AM |
| Sierrahh | $50.00 | 5/28/2011 8:04:33 AM |
| hookUup | $26.71 | 5/28/2011 9:28:54 AM |
| newest-funds-powerplant | $25.00 | 5/29/2011 11:27:39 AM |
| arampata | $130.00 | 5/30/2011 8:45:23 AM |
| drkosh | $25.00 | 5/30/2011 5:44:56 PM |
| currency-persimmon | $50.00 | 5/30/2011 6:33:38 PM |
| tranquil-gain1 | $100.00 | 5/31/2011 8:08:01 AM |
| MoneyMan333 | $26.00 | 5/31/2011 8:44:17 AM |
| john2218 | $25.00 | 5/31/2011 8:27:08 AM |
| agalt | $50.00 | 5/31/2011 9:41:27 AM |
| honorable-yield | $25.00 | 5/31/2011 10:36:29 AM |
| Tradesmanlender | $35.00 | 5/31/2011 10:44:03 AM |
| reflective-rupee | $25.00 | 5/31/2011 11:46:53 AM |
| actl | $25.00 | 5/31/2011 12:45:02 PM |
| terrific-p2ploan | $25.00 | 5/31/2011 12:23:36 PM |
| BxRealtor | $25.00 | 5/31/2011 5:54:15 PM |
| kulender | $50.00 | 5/31/2011 9:39:23 PM |
| credit-investor5 | $50.00 | 5/31/2011 10:19:20 PM |
| interest88 | $37.00 | 6/1/2011 8:07:10 AM |
| openness-antioxidant | $100.00 | 6/1/2011 8:47:36 AM |
| revenue-candy | $25.00 | 6/1/2011 12:56:10 PM |
| durability-halibut | $30.00 | 6/1/2011 3:08:30 PM |
| famous-bill | $25.00 | 6/1/2011 3:43:15 PM |
| commerce-yeller | $75.00 | 6/1/2011 3:00:16 PM |
| amusement4 | $100.00 | 6/1/2011 6:53:58 PM |
| a-fund-doctor | $25.00 | 6/2/2011 10:42:24 AM |
| tolerant-dinero2 | $25.00 | 6/2/2011 11:18:09 AM |
| ujiba | $25.60 | 6/2/2011 4:05:20 PM |
| coin-explorer | $26.00 | 6/2/2011 2:44:53 PM |
| dajen1 | $50.00 | 6/2/2011 7:25:11 PM |
| Domgabriel | $26.83 | 6/3/2011 3:22:38 AM |
| Sol_Invictus | $25.00 | 6/2/2011 8:47:20 PM |
| TheCount | $100.00 | 6/3/2011 7:48:15 AM |
| a-fund-doctor | $25.00 | 6/3/2011 8:38:07 AM |
| oxnard | $50.00 | 6/3/2011 2:42:28 PM |
| proud-gold9 | $25.00 | 6/3/2011 5:59:06 PM |
| ethicalhumanist | $50.00 | 6/3/2011 6:38:03 PM |
| 888GoldIngots | $100.00 | 6/3/2011 6:48:36 PM |
| Philman | $25.00 | 6/3/2011 8:31:12 PM |
| Bob450 | $25.04 | 6/3/2011 9:09:57 PM |
| Whitewater_Loans | $75.00 | 6/3/2011 9:12:44 PM |
| CreditBuilder2 | $50.00 | 6/3/2011 9:51:42 PM |
| derec | $50.00 | 6/3/2011 10:04:03 PM |
| smart-platinum7 | $46.90 | 6/3/2011 11:14:13 PM |
| integrity-cowbell | $25.00 | 6/3/2011 8:22:00 PM |
| CLoViq | $46.38 | 6/4/2011 12:37:16 AM |
| RetirementMoney | $25.00 | 6/3/2011 8:50:28 PM |
| nickel-synapse | $25.00 | 6/3/2011 9:12:43 PM |
| Imaginos1892 | $80.00 | 6/3/2011 9:41:13 PM |
| return-investor6 | $50.00 | 6/3/2011 9:42:32 PM |
| bid-czar8 | $50.00 | 6/4/2011 3:35:34 AM |
| Pitufo | $25.00 | 6/4/2011 12:01:46 AM |
| fizwahh | $50.00 | 6/4/2011 12:17:18 AM |
| money-surge1 | $25.00 | 6/4/2011 5:26:10 AM |
| irrelevant | $25.00 | 6/4/2011 1:11:14 AM |
| selector568 | $119.65 | 6/4/2011 2:50:21 AM |
| natecam | $25.00 | 6/4/2011 12:29:24 PM |
| kind-adventurous-finance | $100.00 | 6/5/2011 1:13:04 PM |
| velocity-winner | $25.00 | 6/5/2011 6:43:49 PM |
| scredneck | $50.00 | 6/6/2011 6:55:39 AM |
| Whipster | $30.00 | 6/6/2011 10:38:51 AM |
| investment-appraiser | $50.00 | 6/6/2011 10:09:41 AM |
| commerce-web5 | $50.00 | 6/6/2011 11:53:41 AM |
| tokyopete23 | $25.00 | 6/6/2011 12:44:45 PM |
| clean-fund | $25.00 | 6/6/2011 2:33:57 PM |
| professional-coin1 | $25.00 | 6/6/2011 3:43:36 PM |
| mammalian4 | $25.00 | 6/6/2011 4:04:29 PM |
| flexible-value | $50.00 | 6/6/2011 8:22:50 PM |
| cti11 | $25.00 | 6/7/2011 4:36:09 PM |
| optimization3 | $50.00 | 6/7/2011 5:25:14 PM |
| unflappable-pound3 | $100.00 | 6/7/2011 5:44:21 PM |
| curveylady | $30.00 | 6/7/2011 4:34:37 PM |
| fortytwo | $100.00 | 6/7/2011 5:29:48 PM |
| radforj22 | $25.00 | 6/7/2011 5:36:28 PM |
| investor7257 | $50.00 | 6/7/2011 5:23:53 PM |
| top-abundant-community | $25.00 | 6/7/2011 5:26:37 PM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
508703
This series of Notes was issued and sold upon the funding of the borrower loan #50106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| majestic-euro3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gregorious
Purpose of loan:
This loan will be used to...repair car and make a few home improvements
My financial situation:
I am a good candidate for this loan because...I am honest and reliable.
Monthly net income: $ 1800.00
Monthly expenses: $ 1200
Housing: $ Own house, no mortgage
Insurance: $ car only
Car expenses: $ none
Utilities: $ 300.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 0.00
Other expenses: $350.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-finance-nirvana | $25.00 | 5/25/2011 5:08:23 PM |
| copper | $50.00 | 5/25/2011 5:12:46 PM |
| economy-coup | $100.00 | 5/25/2011 5:04:41 PM |
| irrelevant | $25.00 | 5/25/2011 5:13:02 PM |
| DHolly | $25.00 | 5/25/2011 5:46:52 PM |
| dynrep | $25.00 | 5/25/2011 5:03:58 PM |
| interstellar | $75.00 | 5/25/2011 7:59:57 PM |
| reflective-rupee | $193.17 | 5/25/2011 9:44:18 PM |
| GoodLuckLender | $40.37 | 5/25/2011 10:33:07 PM |
| payout-hammock1 | $50.00 | 5/25/2011 10:44:26 PM |
| meteoric-asset4 | $25.00 | 5/26/2011 8:03:11 AM |
| brightest-dignified-penny | $25.00 | 5/26/2011 10:45:40 AM |
| Whipster | $30.00 | 5/26/2011 11:04:04 AM |
| gain-expert | $25.00 | 5/26/2011 11:13:15 AM |
| elegant-loot | $25.00 | 5/26/2011 10:40:43 AM |
| credit-missile | $35.00 | 5/26/2011 3:56:13 PM |
| ddoneday | $25.00 | 5/26/2011 4:43:51 PM |
| diversification-medalist | $50.00 | 5/26/2011 11:54:49 PM |
| Bob450 | $25.00 | 5/27/2011 8:25:11 AM |
| credit-elation1 | $25.00 | 5/27/2011 8:05:12 AM |
| lending-theory | $50.00 | 5/27/2011 9:52:46 AM |
| ethicalhumanist | $25.00 | 5/27/2011 10:34:07 AM |
| blitzen40 | $25.00 | 5/27/2011 11:43:10 AM |
| aultraman | $25.00 | 5/27/2011 5:46:44 PM |
| credit-missile | $25.00 | 5/27/2011 5:15:00 PM |
| global1adventurer | $25.00 | 5/27/2011 9:11:38 PM |
| pthighs | $100.00 | 5/28/2011 12:05:04 AM |
| carrinel | $75.00 | 5/28/2011 6:58:41 AM |
| periko | $33.29 | 5/28/2011 7:38:42 AM |
| Requiem | $25.00 | 5/28/2011 8:27:05 AM |
| capital-kingdom | $25.00 | 5/28/2011 9:10:07 AM |
| asset-rotation7 | $25.00 | 5/28/2011 1:46:43 PM |
| payment-halo | $25.00 | 5/28/2011 4:00:19 PM |
| transamerican | $50.00 | 5/28/2011 2:07:27 PM |
| optionscashflow | $25.00 | 5/28/2011 3:24:27 PM |
| jtc26 | $28.08 | 5/28/2011 5:13:34 PM |
| suave-dime6 | $25.00 | 5/25/2011 5:07:30 PM |
| stanfordgrad05 | $50.00 | 5/25/2011 5:12:41 PM |
| JustMee | $25.00 | 5/25/2011 6:02:48 PM |
| 2grindstones | $50.00 | 5/25/2011 7:21:56 PM |
| Track-Layer | $75.00 | 5/25/2011 7:57:20 PM |
| golffish2 | $25.00 | 5/26/2011 4:21:35 AM |
| grotheik | $25.00 | 5/26/2011 6:24:44 AM |
| tranquil-gain1 | $100.00 | 5/26/2011 10:07:38 AM |
| SolarMoonshine | $25.00 | 5/26/2011 9:58:00 AM |
| openness-antioxidant | $100.00 | 5/26/2011 10:53:26 AM |
| coin-bee1 | $25.00 | 5/26/2011 10:26:08 AM |
| favorite-commerce | $25.00 | 5/26/2011 11:20:16 AM |
| reflective-rupee | $206.83 | 5/26/2011 2:47:01 PM |
| DasMula | $27.00 | 5/26/2011 2:39:24 PM |
| responsible-worth113 | $35.00 | 5/26/2011 4:28:27 PM |
| vutah | $25.00 | 5/26/2011 5:18:26 PM |
| yf99yz | $35.32 | 5/26/2011 9:18:57 PM |
| ingenious-deal6 | $25.00 | 5/27/2011 12:18:24 AM |
| wonder3 | $25.00 | 5/26/2011 8:25:28 PM |
| mrxtravis | $25.00 | 5/27/2011 3:00:13 AM |
| greencat | $50.00 | 5/27/2011 7:07:19 AM |
| larryboy10 | $25.00 | 5/27/2011 7:37:08 AM |
| foothillender | $25.00 | 5/27/2011 8:15:05 AM |
| transformer855 | $25.00 | 5/27/2011 9:36:20 AM |
| loanman2007 | $100.00 | 5/27/2011 9:52:41 AM |
| droopie1 | $25.00 | 5/27/2011 11:32:27 AM |
| loss-of-control | $50.00 | 5/27/2011 3:29:22 PM |
| BankofRon | $25.00 | 5/27/2011 2:09:41 PM |
| 168RichCapital | $25.50 | 5/27/2011 2:40:02 PM |
| credit-missile | $35.00 | 5/27/2011 5:12:59 PM |
| lotuss4 | $25.00 | 5/28/2011 2:23:06 AM |
| kind-charming-value | $500.00 | 5/27/2011 9:58:31 PM |
| ZOOOM | $25.00 | 5/28/2011 7:08:55 AM |
| gothampark | $25.00 | 5/28/2011 8:18:25 AM |
| credit-missile | $25.00 | 5/28/2011 8:39:16 AM |
| Makingitrain | $25.00 | 5/28/2011 10:07:48 AM |
| payout-bridge | $25.00 | 5/28/2011 11:33:52 AM |
| aztocas | $25.00 | 5/28/2011 12:12:43 PM |
| lalivn | $135.10 | 5/28/2011 11:10:56 AM |
| palace2 | $148.96 | 5/28/2011 2:36:43 PM |
| moola-pillow | $66.38 | 5/28/2011 6:38:13 PM |
| shrewd-income | $150.00 | 5/28/2011 4:34:03 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
508787
This series of Notes was issued and sold upon the funding of the borrower loan #50270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,857 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bill-bauble |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage is Paid Off Now
Purpose of loan:Home Imrovement
This loan will be used to...Remodel Bathroom
My financial situation:Good Now
I am a good candidate for this loan because...My home is now paid off and I have the money available to repay the new loan on time. I have no Mortgage payment to make now. Credit Card debt is going down and should be paid off in less than 4 years.
Monthly net income: $3150
Monthly expenses: $
Housing: $125
Insurance: $125
Car expenses: $500 includes car payment
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/26/2011 5:03:31 PM |
| BankofRon | $25.00 | 5/26/2011 5:05:14 PM |
| favorite-commerce | $50.00 | 5/26/2011 5:17:36 PM |
| JustMee | $25.00 | 5/26/2011 5:43:29 PM |
| one-midas | $34.82 | 5/26/2011 6:03:22 PM |
| loanman2007 | $150.00 | 5/27/2011 9:45:55 AM |
| SmartConsolidation | $25.00 | 5/27/2011 3:10:56 PM |
| Madmigel | $32.93 | 6/1/2011 2:36:06 PM |
| Dubbs360 | $25.00 | 6/1/2011 5:42:23 PM |
| jjswanso | $50.00 | 6/2/2011 7:34:06 PM |
| nethosters | $25.00 | 6/3/2011 4:07:48 AM |
| frogperson | $50.00 | 6/2/2011 9:52:45 PM |
| proud-gold9 | $25.00 | 6/3/2011 5:53:08 PM |
| payment-gusto | $25.00 | 6/3/2011 5:14:33 PM |
| daekpon | $40.00 | 6/3/2011 10:46:10 PM |
| money-surge1 | $25.00 | 6/4/2011 5:25:41 AM |
| transformer855 | $25.00 | 6/4/2011 4:51:35 PM |
| loan-fate | $50.00 | 6/5/2011 10:24:42 AM |
| Asimus | $25.00 | 6/5/2011 10:05:19 AM |
| Gibbyland | $100.00 | 6/5/2011 1:36:15 PM |
| Credit4Talent | $37.36 | 6/6/2011 10:57:38 AM |
| coin-sonnet | $100.00 | 6/6/2011 12:15:54 PM |
| jiggaman7 | $100.00 | 6/6/2011 12:43:14 PM |
| Bookophile | $50.00 | 6/6/2011 4:08:49 PM |
| capital-kingdom | $25.01 | 6/6/2011 4:20:01 PM |
| intuitive-bill | $25.00 | 6/7/2011 6:39:28 AM |
| diplomatic-wealth7 | $25.00 | 6/7/2011 5:13:23 PM |
| handy-justice | $100.00 | 6/7/2011 7:18:22 PM |
| finance-prescription | $54.08 | 6/7/2011 5:38:42 PM |
| leverage-monger | $25.00 | 6/8/2011 8:48:17 AM |
| orange-preeminant-bill | $50.00 | 6/8/2011 10:04:42 AM |
| wwwUniversal | $25.00 | 6/8/2011 9:44:23 AM |
| bonus-demon | $50.00 | 6/8/2011 9:52:31 AM |
| DaiUy | $25.00 | 6/8/2011 1:50:55 PM |
| AK49-JW | $25.00 | 6/8/2011 10:59:21 PM |
| fantastic-bazaar2 | $50.00 | 6/8/2011 6:17:32 PM |
| Mowtown | $150.00 | 6/8/2011 6:54:59 PM |
| cogent | $50.00 | 6/9/2011 6:48:30 AM |
| shmb6508 | $50.00 | 6/9/2011 8:02:53 AM |
| kulender | $50.00 | 6/9/2011 6:33:38 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:40:39 AM |
| money-bauble | $50.00 | 6/9/2011 10:07:49 AM |
| Aariel | $25.00 | 6/9/2011 11:16:16 AM |
| five-star-note | $25.00 | 6/9/2011 10:54:06 AM |
| Littlepeng | $25.00 | 6/9/2011 1:38:14 PM |
| wealth-starfish | $25.00 | 6/9/2011 11:03:34 AM |
| KarlMarx | $25.00 | 6/9/2011 3:38:26 PM |
| patriot897 | $25.00 | 6/9/2011 4:08:11 PM |
| Ocean713 | $50.00 | 6/9/2011 4:08:41 PM |
| VeteranLender | $42.47 | 6/9/2011 12:02:53 PM |
| ursus | $50.00 | 6/9/2011 12:33:54 PM |
| loan-maximizer5 | $50.00 | 6/9/2011 1:34:43 PM |
| tech310 | $50.00 | 5/26/2011 5:05:06 PM |
| lendstats_com | $200.00 | 5/26/2011 6:03:08 PM |
| brightest-dignified-penny | $25.00 | 5/26/2011 8:58:58 PM |
| tranquil-gain1 | $100.00 | 5/27/2011 7:50:04 AM |
| foothillender | $25.00 | 5/27/2011 8:13:04 AM |
| InChicago | $50.00 | 5/27/2011 7:21:33 AM |
| firsttouch1 | $300.00 | 5/27/2011 9:03:36 PM |
| loss-of-control | $50.00 | 5/30/2011 9:50:42 AM |
| janeybooboo | $100.00 | 5/30/2011 1:34:36 PM |
| bankbuddy55 | $50.00 | 5/31/2011 3:57:44 AM |
| missing-link | $25.00 | 5/31/2011 10:56:26 AM |
| reflective-rupee | $25.00 | 5/31/2011 11:47:32 AM |
| best-charming-leverage | $100.00 | 6/1/2011 10:18:51 AM |
| chungfang | $50.00 | 6/1/2011 12:40:07 PM |
| openness-antioxidant | $100.00 | 6/2/2011 8:22:21 AM |
| janeybooboo | $100.00 | 6/2/2011 6:40:55 PM |
| alexgalt | $25.00 | 6/2/2011 11:48:24 PM |
| a-fund-doctor | $25.00 | 6/3/2011 8:59:41 AM |
| ommcd | $25.00 | 6/3/2011 3:45:55 PM |
| commerce-web5 | $25.00 | 6/3/2011 6:16:07 PM |
| mraleig | $75.00 | 6/3/2011 7:16:52 PM |
| tnjohnso | $25.00 | 6/3/2011 6:34:15 PM |
| Kash2010lu | $25.00 | 6/4/2011 12:26:03 PM |
| bazaar-festivity | $50.00 | 6/4/2011 1:34:56 PM |
| Investoman | $75.00 | 6/5/2011 7:03:38 AM |
| otto1939 | $51.00 | 6/5/2011 6:11:32 AM |
| CASSHMAN | $100.00 | 6/6/2011 8:12:54 AM |
| GCSS | $25.00 | 6/6/2011 9:21:56 AM |
| qsolo | $200.00 | 6/6/2011 4:15:55 PM |
| mlj0671 | $25.00 | 6/7/2011 7:10:18 AM |
| scarlet-velvet | $25.08 | 6/7/2011 4:29:48 PM |
| I-Believe-In-You | $25.00 | 6/7/2011 5:22:56 PM |
| umfan123 | $25.00 | 6/8/2011 6:04:52 AM |
| friendinmoney | $25.00 | 6/8/2011 8:39:35 AM |
| profit-powerplant | $25.00 | 6/8/2011 10:41:26 AM |
| the-dollar-topper | $50.00 | 6/8/2011 9:41:20 AM |
| treasure-bliss | $50.00 | 6/8/2011 10:02:58 AM |
| red-power-pecan | $50.00 | 6/8/2011 9:46:10 AM |
| antlr | $50.00 | 6/8/2011 9:56:07 AM |
| irrelevant | $25.00 | 6/8/2011 10:03:21 AM |
| worthy-bid8 | $25.00 | 6/8/2011 10:05:31 AM |
| gjm6d | $25.00 | 6/8/2011 2:47:17 PM |
| snowyowl | $25.00 | 6/9/2011 9:38:11 AM |
| w3alter | $50.00 | 6/9/2011 11:52:38 AM |
| victorcab | $25.00 | 6/9/2011 10:55:21 AM |
| dpries123 | $25.00 | 6/9/2011 3:37:43 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
509045
This series of Notes was issued and sold upon the funding of the borrower loan #50264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-06-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $30 |
Total credit lines:
| 18 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,112 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worldly-payment799 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
nabielin
Purpose of loan:
This loan will be used to pay off bills till I start my new job in July 2011
My financial situation:
I am a good candidate for this loan because I have a start date for my future employer.
Monthly net income: $0.00
Monthly expenses: $1250
Housing: $400
Insurance: $65
Car expenses: $172
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $30
Credit cards and other loans: $389
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/28/2011 12:07:09 PM |
| ultimate-peace | $250.00 | 5/28/2011 12:05:49 PM |
| BankofRon | $25.00 | 5/28/2011 12:07:04 PM |
| smilinsam | $50.00 | 5/28/2011 12:28:34 PM |
| flwah | $25.00 | 5/28/2011 12:33:48 PM |
| Track-Layer | $100.00 | 5/29/2011 4:47:46 AM |
| reflective-rupee | $25.00 | 5/31/2011 3:47:14 PM |
| alexgalt | $25.00 | 6/2/2011 11:49:38 PM |
| Investoman | $75.00 | 6/5/2011 7:04:22 AM |
| bsh297 | $25.00 | 6/6/2011 12:13:50 PM |
| shrewd-income | $25.00 | 6/6/2011 3:03:10 PM |
| irrelevant | $25.00 | 6/6/2011 4:08:20 PM |
| missing-link | $25.00 | 6/2/2011 12:41:36 PM |
| best-charming-leverage | $100.00 | 6/3/2011 11:34:53 AM |
| ommcd | $25.00 | 6/3/2011 3:46:41 PM |
| worth-blanket2 | $2,100.00 | 6/6/2011 11:14:32 AM |
| tokyopete23 | $25.00 | 6/6/2011 12:44:34 PM |
| reward-tsunami7 | $25.00 | 6/6/2011 4:03:48 PM |
| mammalian4 | $25.00 | 6/6/2011 3:56:59 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
509817
This series of Notes was issued and sold upon the funding of the borrower loan #50062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jun-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-10-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $105.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
|
Amount delinquent:
| $2 |
Total credit lines:
| 19 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,086 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cognizant-yield |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to pay off debt
Purpose of loan:
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because...I pay things on time and I have a full time job and I am a very reliable person.
Monthly net income: $2600
Monthly expenses: $
Housing: $1200
Insurance: $
Car expenses: $265
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/4/2011 12:04:19 PM |
| powerful-finance7 | $25.00 | 6/4/2011 12:06:43 PM |
| BankofRon | $25.00 | 6/6/2011 8:28:16 AM |
| oskizzle | $25.00 | 6/8/2011 5:58:10 AM |
| currency-persimmon | $25.00 | 6/8/2011 11:45:25 AM |
| Bank42 | $25.00 | 6/8/2011 2:25:53 PM |
| credit-investor5 | $50.00 | 6/8/2011 2:36:59 PM |
| goodhearted-basis4 | $25.00 | 6/8/2011 11:58:58 AM |
| setUup | $25.40 | 6/8/2011 4:33:11 PM |
| wlm3012 | $25.05 | 6/8/2011 6:32:52 PM |
| marwadi-62 | $50.00 | 6/8/2011 3:38:09 PM |
| letsmakeitsuccessful | $50.00 | 6/8/2011 5:38:11 PM |
| fantastic-bazaar2 | $50.00 | 6/8/2011 6:00:39 PM |
| greenkid | $50.00 | 6/8/2011 10:29:43 PM |
| chuchutrain | $25.00 | 6/9/2011 7:54:22 AM |
| whazarook | $25.00 | 6/8/2011 7:52:27 PM |
| Nash2065 | $25.00 | 6/8/2011 8:20:24 PM |
| LongTail | $25.00 | 6/8/2011 10:01:48 PM |
| GElender | $50.00 | 6/9/2011 5:35:39 AM |
| jmb_lending | $50.00 | 6/9/2011 7:43:04 AM |
| sinner_c5 | $25.00 | 6/9/2011 7:50:48 AM |
| oxnard | $50.00 | 6/9/2011 4:39:04 PM |
| wwwUniversal | $25.00 | 6/9/2011 5:52:49 PM |
| organized-payment6 | $50.00 | 6/4/2011 12:06:49 PM |
| epicanthal | $25.00 | 6/4/2011 12:06:15 PM |
| best-charming-leverage | $100.00 | 6/4/2011 12:07:37 PM |
| Interloper | $25.00 | 6/4/2011 12:08:45 PM |
| loyalty-sherpa | $25.00 | 6/5/2011 6:48:34 PM |
| ryreesado | $25.00 | 6/6/2011 5:53:04 AM |
| dynamic-money271 | $25.00 | 6/8/2011 9:37:41 AM |
| Sierrahh | $50.00 | 6/8/2011 7:53:19 AM |
| RedantFinance | $25.00 | 6/8/2011 11:19:59 AM |
| melodious-fairness | $100.00 | 6/8/2011 1:54:42 PM |
| CreditBuilder2 | $50.00 | 6/8/2011 2:37:42 PM |
| investment-comet | $25.00 | 6/8/2011 11:32:21 AM |
| jonmars | $25.00 | 6/8/2011 2:42:58 PM |
| availableloan | $25.00 | 6/8/2011 6:55:54 PM |
| Dubbs360 | $300.00 | 6/8/2011 4:39:22 PM |
| capital-party6 | $100.00 | 6/8/2011 7:17:31 PM |
| Reddy_Capital | $25.00 | 6/8/2011 5:55:17 PM |
| Simonsez808 | $25.00 | 6/8/2011 6:17:45 PM |
| stonehillloans | $25.00 | 6/9/2011 3:37:28 AM |
| dime-vista2 | $25.00 | 6/9/2011 8:04:48 AM |
| the-durability-planetarium | $100.00 | 6/9/2011 6:14:40 AM |
| GolfPro2006 | $25.00 | 6/9/2011 4:04:15 AM |
| credit-bliss8 | $25.00 | 6/9/2011 5:28:05 AM |
| Frover | $25.00 | 6/9/2011 9:21:42 AM |
| sentimental-silver7 | $25.00 | 6/9/2011 7:18:06 AM |
| tender-ore | $25.00 | 6/9/2011 10:00:00 AM |
| snowyowl | $25.00 | 6/9/2011 9:35:12 AM |
| secureincome | $300.00 | 6/9/2011 9:49:28 AM |
| Eric_Gagne | $25.00 | 6/9/2011 9:03:17 AM |
| TomDalonajay | $25.00 | 6/9/2011 9:58:58 AM |
| tokyopete23 | $25.00 | 6/9/2011 11:04:43 AM |
| commitment-orca7 | $100.00 | 6/9/2011 12:01:29 PM |
| newest-funds-powerplant | $25.00 | 6/9/2011 4:11:24 PM |
| Kessler | $50.00 | 6/10/2011 9:43:59 AM |
| Tradesmanlender | $35.00 | 6/10/2011 9:47:02 AM |
| wilmajean | $50.00 | 6/10/2011 7:00:48 AM |
| LendX | $100.00 | 6/10/2011 10:38:03 AM |
| sentimental-pound4 | $200.00 | 6/10/2011 10:01:09 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
509829
This series of Notes was issued and sold upon the funding of the borrower loan #50258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $476 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| crdorsey07 |
Borrower's state:
| Texas |
Borrower's group:
| Law Enforcement and Emergency Services |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 560-579
(May-2008)
560-579
(Apr-2008)
560-579
(Jan-2008)
540-559
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt/Home Repair
Purpose of loan:
This loan will be used to consolidate debt and make much needed home repairs/improvements.
My financial situation:
I am a good candidate for this loan because I am a former prosper customer who never missed a payment and was on-time with all payments.I ask that if anyone can help me and my wife through this it would be greatly appreciated. Thank you and God bless.
Monthly net income: $6,400
Monthly expenses: $5349.28 total amount from all expenses listed below.
Housing: $801.00 Apartment Rent- 2 months left on lease/ $956.00 Mortgage (Includes Escrow, Insurance, and Taxes)
Insurance: $165.28 Car Insurance
Car expenses: $556 Wife's Car/ $603 My Car
Utilities:$180.00
Phone, cable, internet: $362.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1269.00
Other expenses: $107.00 Storage Fees (Storage will no longer be need once move out is completed)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RoZu_Lending | $300.00 | 6/4/2011 12:14:10 PM |
| CA-Lender | $100.06 | 6/4/2011 4:54:46 PM |
| Mikale360 | $25.00 | 6/6/2011 6:11:43 AM |
| chameleon125 | $50.00 | 6/6/2011 6:40:54 AM |
| calmfunds | $500.00 | 6/6/2011 8:10:10 AM |
| golffish2 | $50.00 | 6/6/2011 4:05:24 AM |
| Investoman | $50.00 | 6/7/2011 8:34:22 AM |
| NekHoldings | $25.00 | 6/7/2011 10:08:53 AM |
| SolarMoonshine | $50.00 | 6/7/2011 5:03:01 PM |
| reflective-rupee | $300.00 | 6/7/2011 8:30:19 PM |
| lucrative-loan | $50.00 | 6/8/2011 2:40:29 AM |
| interstellar | $75.00 | 6/8/2011 4:58:26 AM |
| Feyenoord | $25.00 | 6/7/2011 9:37:57 PM |
| mrxtravis | $25.00 | 6/8/2011 2:35:09 AM |
| lucrative-loan | $25.00 | 6/8/2011 8:01:15 AM |
| openness-antioxidant | $100.00 | 6/8/2011 12:59:18 PM |
| marwadi-62 | $150.00 | 6/8/2011 3:36:10 PM |
| clean-fund | $50.00 | 6/8/2011 4:43:47 PM |
| RoZu_Lending | $145.38 | 6/9/2011 7:28:42 AM |
| investment-daydream | $400.00 | 6/9/2011 3:58:21 PM |
| nickel-hickory | $100.00 | 6/9/2011 3:59:01 PM |
| nickel-hickory | $100.00 | 6/9/2011 3:59:18 PM |
| Kash2010lu | $50.00 | 6/4/2011 12:04:28 PM |
| 312-Lender | $25.00 | 6/4/2011 12:06:13 PM |
| marinbb | $100.00 | 6/4/2011 12:37:45 PM |
| MoneyForNothing | $25.00 | 6/4/2011 12:39:41 PM |
| cashhelp | $50.00 | 6/4/2011 12:03:33 PM |
| ommcd | $25.00 | 6/4/2011 12:05:06 PM |
| kind-charming-value | $1,500.00 | 6/4/2011 12:33:11 PM |
| suave-dime6 | $25.00 | 6/4/2011 12:07:11 PM |
| riveting-wealth2 | $50.00 | 6/4/2011 12:42:53 PM |
| credit-guard5 | $25.00 | 6/4/2011 8:30:08 PM |
| riveting-credit5 | $200.00 | 6/4/2011 1:50:15 PM |
| beakerfish | $100.00 | 6/4/2011 2:30:20 PM |
| Skeptical-one | $48.00 | 6/6/2011 8:12:04 AM |
| professional-coin1 | $175.00 | 6/6/2011 3:53:01 PM |
| restless-dime | $50.00 | 6/6/2011 5:54:30 PM |
| coin-bee1 | $100.00 | 6/7/2011 6:48:33 AM |
| tranquil-gain1 | $75.00 | 6/7/2011 9:52:28 AM |
| five-star-note | $100.00 | 6/7/2011 2:04:01 PM |
| yield-lion2 | $75.00 | 6/7/2011 1:00:46 PM |
| investment-thinker4 | $25.00 | 6/8/2011 3:58:15 AM |
| reflective-rupee | $200.09 | 6/7/2011 8:29:38 PM |
| SouthernRemarketing | $25.62 | 6/8/2011 6:16:13 AM |
| mikeandcat | $106.80 | 6/8/2011 4:12:38 AM |
| lucrative-loan | $75.00 | 6/8/2011 7:59:30 AM |
| fabulous-community4 | $75.00 | 6/8/2011 10:19:43 AM |
| umfan123 | $25.00 | 6/8/2011 4:47:40 PM |
| alexgalt | $25.00 | 6/8/2011 7:36:26 PM |
| grnii78 | $200.00 | 6/8/2011 7:54:10 PM |
| StarshineXL | $375.00 | 6/9/2011 5:52:28 AM |
| otto1939 | $51.00 | 6/9/2011 9:40:41 AM |
| fairness-atmosphere | $25.00 | 6/9/2011 3:14:53 PM |
| investment-daydream | $400.00 | 6/9/2011 3:57:43 PM |
| nickel-hickory | $100.00 | 6/9/2011 3:59:10 PM |
| nickel-hickory | $100.00 | 6/9/2011 3:57:02 PM |
| nickel-hickory | $150.00 | 6/9/2011 3:59:24 PM |
| mikeandcat | $50.00 | 6/9/2011 2:38:19 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
510189
This series of Notes was issued and sold upon the funding of the borrower loan #50115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-10-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $457.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
6 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Forever-Grateful |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
|
Principal balance:
| $2,740.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Guaranteed Return, 2nd Prosper Loan
Hello Prosper Lenders,
If you financed my first loan, thank you. If you?re considering bidding my second loan, thank you. My wife and I recently celebrated our four year anniversary and we have been struggling to start a family for the past couple years. Our best chance of success is IVF, but we need help with financing. Total procedure cost including medical, legal and donor is $25,000. We have $10,000 and need to finance $15,000. Rather than taking out a bank loan or apply for a credit card, I prefer to pay the interests to Prosper lenders.
I?m employed full-time, stable job for 17 years, and my wife is an employed registered nurse. I have never filed for bankruptcy, never past due and not a single negative mark on my credit report. Please email if you have any questions about my financial situation.
Thank you for bidding and I will return the favor one day as a Prosper lender to help others.
Best Regards,
Forever-Grateful
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $35.00 | 6/6/2011 5:04:16 PM |
| investment-artist | $25.01 | 6/6/2011 5:05:12 PM |
| wkeboarder21 | $50.00 | 6/7/2011 4:17:08 AM |
| octoberfresh | $75.00 | 6/7/2011 7:21:15 AM |
| Pakse | $25.00 | 6/7/2011 6:23:57 AM |
| bullish2bearish | $50.00 | 6/7/2011 8:12:27 AM |
| coin-bee1 | $50.00 | 6/7/2011 7:11:59 AM |
| first-serene-credit | $25.00 | 6/7/2011 8:31:30 AM |
| wyogirllender | $36.16 | 6/7/2011 7:27:42 AM |
| jmb_lending | $200.00 | 6/7/2011 6:27:03 AM |
| Kash2010lu | $25.00 | 6/7/2011 6:45:46 AM |
| integrity-doctor | $100.00 | 6/7/2011 7:42:19 AM |
| atlas100 | $25.00 | 6/7/2011 6:52:56 AM |
| vigilance-searcher | $25.00 | 6/7/2011 8:17:20 AM |
| RetirementMoney | $25.00 | 6/7/2011 7:32:33 AM |
| Bob450 | $25.04 | 6/7/2011 7:46:55 AM |
| Firescreek | $45.00 | 6/7/2011 9:13:42 AM |
| building_community | $100.00 | 6/7/2011 9:18:20 AM |
| kain11286 | $40.00 | 6/7/2011 9:51:25 AM |
| Scotcha | $50.00 | 6/7/2011 10:08:54 AM |
| smart-treasure | $33.86 | 6/7/2011 10:03:08 AM |
| SolarMoonshine | $25.00 | 6/7/2011 11:05:26 AM |
| jybank | $50.00 | 6/7/2011 10:22:45 AM |
| agreement-welder | $45.47 | 6/7/2011 11:18:45 AM |
| dslobbs | $50.00 | 6/7/2011 9:54:37 AM |
| investment-comet | $25.00 | 6/7/2011 11:49:11 AM |
| direct-dinero2 | $25.00 | 6/7/2011 10:22:38 AM |
| asset-professor | $50.00 | 6/7/2011 12:09:17 PM |
| Wisc_investor | $30.00 | 6/7/2011 10:42:51 AM |
| nickel-position | $100.00 | 6/7/2011 11:56:11 AM |
| designer_10 | $25.00 | 6/7/2011 10:48:58 AM |
| worth-blanket2 | $5,000.00 | 6/7/2011 11:47:34 AM |
| rdav | $25.00 | 6/7/2011 1:46:39 PM |
| jtc26 | $130.90 | 6/7/2011 3:00:38 PM |
| Leshan | $114.58 | 6/7/2011 1:32:47 PM |
| reflective-rupee | $500.05 | 6/7/2011 1:34:40 PM |
| credit-missile | $115.00 | 6/7/2011 1:39:07 PM |
| rockhound84 | $25.00 | 6/7/2011 2:04:28 PM |
| 312-Lender | $25.00 | 6/7/2011 2:31:53 PM |
| Astyanax | $150.00 | 6/7/2011 2:35:40 PM |
| hidavehi | $28.00 | 6/7/2011 1:37:43 PM |
| lnrn | $26.39 | 6/7/2011 3:30:00 PM |
| best-charming-leverage | $200.00 | 6/7/2011 4:34:10 PM |
| lovely-benefit7 | $35.00 | 6/7/2011 4:36:11 PM |
| MNFrostbite | $75.00 | 6/7/2011 4:03:47 PM |
| janeybooboo | $75.38 | 6/7/2011 3:09:04 PM |
| a-resplendent-commitment | $50.00 | 6/7/2011 4:11:50 PM |
| GCInvestments | $25.00 | 6/7/2011 3:56:41 PM |
| independent-leverage6 | $25.00 | 6/7/2011 4:30:03 PM |
| MJTimages_com | $75.00 | 6/7/2011 4:13:21 PM |
| Feyenoord | $25.00 | 6/7/2011 9:28:56 PM |
| Phatt-Daddy | $67.66 | 6/8/2011 5:04:39 AM |
| yf99yz | $45.00 | 6/7/2011 9:36:24 PM |
| grnii78 | $350.00 | 6/8/2011 7:52:31 AM |
| interstellar | $75.00 | 6/8/2011 4:54:34 AM |
| leverage-ectasy | $30.00 | 6/8/2011 5:01:44 AM |
| leverage-monger | $55.55 | 6/8/2011 8:40:48 AM |
| DasMula | $291.00 | 6/8/2011 7:35:01 AM |
| DasMula | $27.00 | 6/8/2011 7:34:11 AM |
| ALANGREANSPAN | $50.00 | 6/8/2011 9:20:33 AM |
| Ubiquinone | $35.00 | 6/8/2011 8:38:47 AM |
| fascinating-generosity3 | $100.00 | 6/8/2011 2:24:20 PM |
| transformer855 | $25.00 | 6/8/2011 3:46:24 PM |
| moneybags16 | $25.00 | 6/8/2011 11:38:28 AM |
| BigBag | $25.00 | 6/8/2011 5:09:40 PM |
| thankful-nickel2 | $25.00 | 6/8/2011 8:38:59 PM |
| chameleon125 | $25.00 | 6/9/2011 6:51:01 AM |
| auction-seeker | $25.00 | 6/8/2011 6:10:29 PM |
| alexgalt | $25.00 | 6/8/2011 7:33:16 PM |
| newest-justice-bear | $200.00 | 6/9/2011 3:02:01 PM |
| Robertd918 | $27.00 | 6/9/2011 5:09:47 PM |
| Christophe | $25.00 | 6/9/2011 6:32:20 PM |
| RebuildingAmerica | $32.34 | 6/9/2011 6:57:28 PM |
| nickel-hickory | $100.00 | 6/10/2011 9:34:04 AM |
| nickel-hickory | $100.00 | 6/10/2011 9:34:10 AM |
| nickel-hickory | $100.00 | 6/10/2011 9:38:43 AM |
| SwiDaddy | $25.00 | 6/10/2011 5:25:47 AM |
| nickel-hickory | $100.00 | 6/10/2011 9:38:06 AM |
| nickel-hickory | $100.00 | 6/10/2011 9:38:18 AM |
| nickel-hickory | $100.00 | 6/10/2011 9:39:11 AM |
| nimble-nickel | $100.00 | 6/10/2011 12:47:31 PM |
| OldManP | $25.00 | 6/6/2011 5:05:40 PM |
| janeybooboo | $89.62 | 6/6/2011 6:52:39 PM |
| marketplace-meridian | $25.00 | 6/6/2011 9:42:37 PM |
| JustMee | $25.00 | 6/6/2011 8:41:58 PM |
| CA-Lender | $50.06 | 6/6/2011 6:17:09 PM |
| calbertrand | $25.00 | 6/6/2011 10:10:11 PM |
| PleaseDontDefault | $50.00 | 6/7/2011 6:41:54 AM |
| DoctorJoe | $25.00 | 6/7/2011 5:00:33 AM |
| ommcd | $25.00 | 6/7/2011 6:47:31 AM |
| nilonc1 | $100.00 | 6/7/2011 6:55:40 AM |
| authentic-social8 | $171.51 | 6/7/2011 7:08:46 AM |
| Pakse | $25.00 | 6/7/2011 6:24:09 AM |
| brondero | $100.00 | 6/7/2011 6:49:09 AM |
| vigilance-searcher | $25.00 | 6/7/2011 8:17:29 AM |
| one-midas | $51.00 | 6/7/2011 6:11:15 AM |
| mwaldo13 | $25.00 | 6/7/2011 8:44:42 AM |
| balanced-balance6 | $25.00 | 6/7/2011 8:18:57 AM |
| Dubbs360 | $100.00 | 6/7/2011 8:51:12 AM |
| Investoman | $100.00 | 6/7/2011 8:39:37 AM |
| songbird98 | $50.00 | 6/7/2011 9:41:53 AM |
| Fire2 | $25.00 | 6/7/2011 10:29:47 AM |
| NekHoldings | $25.00 | 6/7/2011 10:06:09 AM |
| cash-daisy | $37.38 | 6/7/2011 12:19:37 PM |
| FinanceEngine | $60.00 | 6/7/2011 10:54:34 AM |
| GElender | $25.00 | 6/7/2011 10:59:28 AM |
| EarlyRiser | $250.00 | 6/7/2011 11:11:47 AM |
| ready-interest9 | $25.00 | 6/7/2011 12:39:06 PM |
| FarmersBank | $25.00 | 6/7/2011 11:21:10 AM |
| epic-transaction | $25.00 | 6/7/2011 3:31:46 PM |
| Bill88 | $30.00 | 6/7/2011 3:33:15 PM |
| arampata | $285.00 | 6/7/2011 1:25:15 PM |
| blue-diversification-mushroom | $25.00 | 6/7/2011 1:28:31 PM |
| TheCount | $25.00 | 6/7/2011 12:32:29 PM |
| elbastador | $25.00 | 6/7/2011 3:51:14 PM |
| tomdooley12520 | $25.00 | 6/7/2011 4:05:24 PM |
| moneytolend72 | $25.00 | 6/7/2011 12:56:19 PM |
| cjames84 | $25.00 | 6/7/2011 2:05:47 PM |
| Frosty | $25.00 | 6/7/2011 3:16:12 PM |
| 420limo | $50.00 | 6/7/2011 1:38:58 PM |
| the-swashbuckler | $36.00 | 6/7/2011 2:12:48 PM |
| economy-popcorn | $50.00 | 6/7/2011 2:32:16 PM |
| MilitaryLending | $56.77 | 6/7/2011 4:40:19 PM |
| ChoiceInvestments | $27.50 | 6/7/2011 4:09:16 PM |
| Rulea72 | $43.49 | 6/7/2011 3:06:47 PM |
| toomanyfishtanks | $75.35 | 6/7/2011 3:22:33 PM |
| trumpeter5 | $25.00 | 6/7/2011 3:56:48 PM |
| wlm3012 | $50.05 | 6/7/2011 4:09:55 PM |
| dudebrah | $25.00 | 6/7/2011 4:39:16 PM |
| Simonsez808 | $25.00 | 6/7/2011 4:23:11 PM |
| BankofRon | $25.00 | 6/7/2011 5:39:30 PM |
| marinbb | $150.00 | 6/7/2011 7:33:15 PM |
| houli123 | $750.00 | 6/8/2011 12:32:58 AM |
| chad-bro-chill | $26.97 | 6/8/2011 6:59:17 AM |
| brightest-dignified-penny | $25.00 | 6/8/2011 10:45:35 AM |
| marwadi-62 | $150.00 | 6/8/2011 3:35:07 PM |
| kendigme | $25.00 | 6/8/2011 1:47:07 PM |
| valiant-money | $30.00 | 6/8/2011 12:54:11 PM |
| justanothersushieater | $25.00 | 6/8/2011 7:14:11 PM |
| natural-trade7 | $100.00 | 6/8/2011 6:48:23 PM |
| meers2000 | $50.00 | 6/9/2011 12:58:22 PM |
| enchanted-note | $50.00 | 6/9/2011 2:39:32 PM |
| kleinbrak | $25.00 | 6/9/2011 6:00:17 PM |
| high_flyer | $51.00 | 6/9/2011 7:33:53 PM |
| the-revenue-demon | $50.00 | 6/9/2011 8:19:24 PM |
| kendigme | $25.00 | 6/10/2011 4:04:00 AM |
| Snoopylover | $25.00 | 6/10/2011 12:05:18 AM |
| nickel-hickory | $100.00 | 6/10/2011 9:38:26 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:49:26 AM |
| MoneyForNothing | $1.91 | 6/10/2011 12:49:25 PM |
| loan-trumpeter4 | $100.00 | 6/10/2011 11:34:07 AM |
| bountiful-community | $100.00 | 6/10/2011 12:48:20 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
510487
This series of Notes was issued and sold upon the funding of the borrower loan #50071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,704 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bargainshopper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 66 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $29,050.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2009)
820-839
(Jun-2008)
740-759
(Jul-2006)
|
|
Principal balance:
| $2,778.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
Line of Credit
Purpose of loan:
This loan will be used to pay off credit card bills.
My financial situation:
I am a good candidate for this loan because I am able to pay my monthly bills.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 6/9/2011 9:08:08 AM |
| janeybooboo | $400.00 | 6/9/2011 9:02:33 AM |
| favorite-commerce | $50.00 | 6/9/2011 9:03:36 AM |
| MoneyForNothing | $148.60 | 6/9/2011 9:12:19 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 9:18:19 AM |
| secureincome | $600.00 | 6/9/2011 10:47:28 AM |
| Brown98 | $25.00 | 6/9/2011 10:24:52 AM |
| reflective-rupee | $200.05 | 6/9/2011 11:48:08 AM |
| optionscashflow | $39.26 | 6/9/2011 11:19:26 AM |
| CA-Lender | $25.06 | 6/9/2011 11:22:53 AM |
| DreDub | $50.00 | 6/9/2011 11:28:49 AM |
| nickel-position | $75.00 | 6/9/2011 10:56:26 AM |
| tranquil-gain1 | $100.00 | 6/9/2011 11:28:55 AM |
| buffalobills | $25.00 | 6/9/2011 11:32:37 AM |
| Reddy_Capital | $25.00 | 6/9/2011 11:04:15 AM |
| shrewd-income | $88.71 | 6/9/2011 11:09:03 AM |
| JustMee | $25.00 | 6/9/2011 12:09:32 PM |
| dynamic-money271 | $25.00 | 6/9/2011 9:16:28 AM |
| MoneyForNothing | $33.33 | 6/9/2011 9:06:06 AM |
| OldManP | $30.00 | 6/9/2011 9:08:22 AM |
| blue-useful-auction | $25.00 | 6/9/2011 9:02:53 AM |
| BxRealtor | $25.00 | 6/9/2011 9:05:21 AM |
| cwegert | $25.00 | 6/9/2011 10:14:48 AM |
| PleaseDontDefault | $50.00 | 6/9/2011 11:16:50 AM |
| FinanceEngine | $50.00 | 6/9/2011 11:19:01 AM |
| sweetlan | $25.06 | 6/9/2011 11:27:53 AM |
| grnii78 | $200.00 | 6/9/2011 11:13:37 AM |
| fascinating-generosity3 | $200.00 | 6/9/2011 1:03:25 PM |
| BigBag | $50.00 | 6/9/2011 11:20:53 AM |
| 2grindstones | $25.00 | 6/9/2011 11:35:13 AM |
| wild-orange | $200.00 | 6/9/2011 11:04:22 AM |
| julijask | $50.00 | 6/9/2011 11:22:17 AM |
| averagefore | $25.00 | 6/9/2011 11:29:29 AM |
| Techne_Funds_LLC | $25.00 | 6/9/2011 11:33:39 AM |
| BigBag | $624.93 | 6/9/2011 3:13:05 PM |
| openness-antioxidant | $100.00 | 6/9/2011 11:54:02 AM |
| JGuide | $35.00 | 6/9/2011 12:04:06 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
510627
This series of Notes was issued and sold upon the funding of the borrower loan #50118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jun-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $62.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,836 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bright_futures |
Borrower's state:
| Oregon |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
|
Principal balance:
| $2,575.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Auto Repair Loan
I have several repairs on my 2006 Subaru. The car is paid off, so it is well worth it to keep up on the maintenance. The vehicle is my transportation to my job. I have been successful in paying my Prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 6/9/2011 9:07:07 AM |
| commerce-web5 | $50.00 | 6/9/2011 9:10:38 AM |
| michaelwong | $50.00 | 6/9/2011 9:15:03 AM |
| exchange-squirrel | $25.00 | 6/9/2011 9:18:25 AM |
| heavenly-interest9 | $50.00 | 6/9/2011 9:44:19 AM |
| Searlzy | $25.00 | 6/9/2011 9:55:48 AM |
| fantastic-openness | $100.00 | 6/9/2011 9:10:09 AM |
| truth-image | $100.00 | 6/9/2011 9:10:18 AM |
| compoundinterest | $60.00 | 6/9/2011 9:11:59 AM |
| socal-lender | $25.00 | 6/9/2011 9:07:27 AM |
| neighborly-hope6 | $100.00 | 6/9/2011 9:10:53 AM |
| minista | $25.00 | 6/9/2011 9:11:20 AM |
| diablorulz | $50.00 | 6/9/2011 9:16:48 AM |
| cwegert | $200.00 | 6/9/2011 10:16:46 AM |
| thankful-nickel2 | $50.00 | 6/9/2011 10:20:15 AM |
| nickel-position | $25.00 | 6/9/2011 10:57:39 AM |
| kinetic-social | $25.00 | 6/9/2011 10:54:25 AM |
| GoldenGo4 | $211.73 | 6/9/2011 10:57:45 AM |
| secureincome | $500.00 | 6/9/2011 10:46:10 AM |
| novice-speculator | $25.00 | 6/9/2011 10:33:30 AM |
| kenji4861 | $50.00 | 6/9/2011 9:11:41 AM |
| restless-currency | $25.00 | 6/9/2011 9:15:40 AM |
| meux99 | $25.00 | 6/9/2011 9:07:40 AM |
| TomDalonajay | $25.00 | 6/9/2011 9:58:56 AM |
| LovinMe | $28.27 | 6/9/2011 10:51:38 AM |
| RedantFinance | $50.00 | 6/9/2011 10:52:36 AM |
| Mad_Scientist | $50.00 | 6/9/2011 10:36:11 AM |
| Mad_Scientist | $50.00 | 6/9/2011 10:42:34 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
507728
This series of Notes was issued and sold upon the funding of the borrower loan #50267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-02-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $297.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,875 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awe-inspiring-dinero2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Redbird
Purpose of loan:
This loan will be used to... Pay back a 401 K Loan, take another 401K loan and use proceeds to pay off debt which will lower monthly bills which will free up cash flow
My financial situation:
I am a good candidate for this loan because... I am able to make my monthly payments
Monthly net income: $5,600
Monthly expenses: $
Housing: $2300
Insurance: $185
Car expenses: $246
Utilities: $273
Phone, cable, internet: $235
Food, entertainment: $750
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:03:16 PM |
| lloyd_s | $25.00 | 5/19/2011 5:27:30 PM |
| sparkling-basis0 | $50.00 | 5/20/2011 6:56:06 AM |
| tranquil-gain1 | $75.00 | 5/20/2011 11:08:24 AM |
| coin-bee1 | $25.00 | 5/20/2011 2:10:44 PM |
| BankofRon | $25.00 | 5/25/2011 7:08:39 PM |
| red-power-pecan | $50.00 | 5/27/2011 5:22:04 PM |
| InChicago | $50.00 | 5/28/2011 1:55:31 PM |
| janeybooboo | $100.00 | 5/29/2011 7:48:27 PM |
| CA-Lender | $25.05 | 5/29/2011 9:37:01 PM |
| green-rapid-openness | $50.00 | 5/31/2011 9:48:23 AM |
| handy-justice | $100.00 | 5/31/2011 10:24:35 AM |
| HHP | $100.00 | 5/31/2011 10:55:07 AM |
| reflective-rupee | $500.00 | 5/31/2011 12:04:11 PM |
| payment-halo | $25.00 | 5/31/2011 2:06:35 PM |
| reflective-rupee | $270.00 | 5/31/2011 3:55:17 PM |
| power-secret-agent | $25.00 | 6/1/2011 1:05:52 AM |
| KarlMarx | $25.00 | 6/1/2011 3:27:08 AM |
| papaloha | $25.00 | 6/1/2011 9:26:23 AM |
| nickel-hickory | $29.00 | 6/1/2011 2:30:53 PM |
| money-bauble | $50.00 | 6/1/2011 5:35:23 PM |
| arampata | $80.00 | 6/1/2011 10:12:56 PM |
| payment-gusto | $25.00 | 6/1/2011 5:58:40 PM |
| freedom3 | $5,000.00 | 6/2/2011 3:23:53 AM |
| openness-antioxidant | $75.00 | 5/20/2011 11:33:35 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:05:39 PM |
| jjswanso | $40.00 | 5/23/2011 8:21:54 PM |
| coin-sonnet | $100.00 | 5/23/2011 8:59:18 PM |
| irrelevant | $25.00 | 5/24/2011 8:30:21 PM |
| lasalle123 | $100.00 | 5/25/2011 8:02:06 AM |
| qsolo | $200.00 | 5/26/2011 5:41:38 PM |
| diplomatic-wealth7 | $25.00 | 5/27/2011 12:25:18 PM |
| lendstats_com | $200.00 | 5/27/2011 7:05:50 PM |
| patriot384 | $73.00 | 5/28/2011 2:04:44 PM |
| loanman2007 | $75.00 | 5/29/2011 6:41:21 AM |
| antlr | $50.00 | 5/29/2011 8:43:58 PM |
| honorable-yield | $25.00 | 5/30/2011 9:45:03 AM |
| frogperson | $50.00 | 5/30/2011 3:47:03 PM |
| Dubbs360 | $25.00 | 5/31/2011 9:21:58 AM |
| Jack55304 | $300.00 | 5/31/2011 10:21:21 AM |
| worth-web5 | $100.00 | 5/31/2011 10:21:58 AM |
| NoCal | $25.00 | 5/31/2011 10:22:53 AM |
| reflective-rupee | $230.00 | 5/31/2011 3:55:06 PM |
| Kaj | $35.00 | 5/31/2011 5:43:24 PM |
| well-mannered-income3 | $70.00 | 5/31/2011 8:45:56 PM |
| commerce-web5 | $25.00 | 5/31/2011 8:11:38 PM |
| patriot897 | $25.00 | 6/1/2011 9:49:11 AM |
| best-charming-leverage | $100.00 | 6/1/2011 10:16:51 AM |
| credit-sycamore4 | $50.00 | 6/1/2011 11:53:52 AM |
| chungfang | $50.00 | 6/1/2011 12:14:15 PM |
| circuitfive | $25.00 | 6/1/2011 1:16:27 PM |
| life-is-great | $25.00 | 6/1/2011 5:44:09 PM |
| diversification-medalist | $25.00 | 6/1/2011 5:47:23 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
508244
This series of Notes was issued and sold upon the funding of the borrower loan #50261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,366.60 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $146.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,394 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unabashed-marketplace9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rhinoplasty
Purpose of loan:
This loan will be used to correct a septal deviation
My financial situation:
I am a good candidate for this loan because I have a great job, make a great salary , and pay back my debts
Monthly net income: $10000
Monthly expenses: $5000
Housing: $2300
Insurance: $500
Car expenses: $1000
Utilities: $250
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| seadogs | $25.00 | 5/27/2011 11:37:54 AM |
| JauaFlash | $25.00 | 6/8/2011 10:43:44 AM |
| Velit | $25.00 | 6/8/2011 10:46:27 AM |
| reflective-rupee | $200.05 | 6/8/2011 2:02:20 PM |
| ava2009 | $100.00 | 6/8/2011 2:31:29 PM |
| restless-dime | $25.00 | 6/8/2011 11:52:18 AM |
| Dubbs360 | $300.00 | 6/8/2011 4:38:22 PM |
| CA-Lender | $100.06 | 6/8/2011 1:55:05 PM |
| MJTimages_com | $50.00 | 6/8/2011 2:16:02 PM |
| vennp | $50.00 | 6/8/2011 2:40:21 PM |
| payout-bridge | $25.00 | 6/8/2011 3:08:16 PM |
| BigBag | $25.00 | 6/8/2011 3:57:30 PM |
| coffeebreakconsultant | $25.00 | 6/8/2011 12:36:21 PM |
| setUup | $27.40 | 6/8/2011 4:26:43 PM |
| competent-p2p | $40.00 | 6/8/2011 12:46:55 PM |
| supreme-hope | $25.00 | 6/8/2011 6:04:37 PM |
| wlm3012 | $50.05 | 6/8/2011 6:22:47 PM |
| dslobbs | $150.00 | 6/8/2011 3:15:15 PM |
| alexgalt | $25.00 | 6/8/2011 7:27:42 PM |
| kind-durability-battalion | $100.00 | 6/8/2011 9:49:27 PM |
| letsmakeitsuccessful | $150.00 | 6/8/2011 5:33:25 PM |
| loss-of-control | $100.00 | 6/8/2011 6:44:09 PM |
| Kash2010lu | $25.00 | 6/8/2011 7:28:25 PM |
| zorg77 | $50.00 | 6/8/2011 9:28:23 PM |
| 2grindstones | $25.00 | 6/8/2011 9:51:58 PM |
| redhead21 | $50.00 | 6/9/2011 9:53:15 AM |
| tranquil-gain1 | $100.00 | 6/9/2011 11:30:11 AM |
| janeybooboo | $100.00 | 5/29/2011 7:43:27 PM |
| Investoman | $50.00 | 6/7/2011 8:37:50 AM |
| Agonbiew | $25.00 | 6/8/2011 10:30:27 AM |
| diversification-maple1 | $25.00 | 6/8/2011 1:57:22 PM |
| debt-legend | $25.00 | 6/8/2011 4:16:28 PM |
| kzinti | $52.14 | 6/8/2011 3:13:12 PM |
| chererat | $100.00 | 6/8/2011 3:16:03 PM |
| restless-dime | $25.00 | 6/8/2011 11:53:29 AM |
| sweetlan | $25.06 | 6/8/2011 2:07:20 PM |
| CreditBuilder2 | $100.00 | 6/8/2011 2:35:44 PM |
| StrongMonty | $67.48 | 6/8/2011 3:33:45 PM |
| DaddyBill | $25.00 | 6/8/2011 9:11:14 PM |
| vigilance-searcher | $25.00 | 6/8/2011 9:26:11 PM |
| dudebrah | $25.00 | 6/8/2011 6:03:08 PM |
| SolarMoonshine | $25.00 | 6/8/2011 5:34:09 PM |
| thankful-nickel2 | $25.00 | 6/8/2011 8:33:52 PM |
| credit-elation1 | $25.00 | 6/8/2011 6:04:36 PM |
| kublai | $50.00 | 6/8/2011 6:20:49 PM |
| sharpey | $179.36 | 6/8/2011 6:56:03 PM |
| IASKGOD | $25.00 | 6/8/2011 8:02:32 PM |
| Christophe | $25.00 | 6/8/2011 8:44:17 PM |
| thrifty-capital | $25.00 | 6/8/2011 9:21:56 PM |
| diversification-medalist | $25.00 | 6/8/2011 10:06:39 PM |
| rakem777 | $25.00 | 6/9/2011 9:40:42 AM |
| upright-commitment5 | $25.00 | 6/9/2011 10:51:09 AM |
| openness-antioxidant | $100.00 | 6/9/2011 11:47:16 AM |
| adaptable-capital | $250.00 | 6/9/2011 4:11:05 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
508648
This series of Notes was issued and sold upon the funding of the borrower loan #50065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-10-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $612.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $594 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| piccolo416 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MEESHA1288
Purpose of loan:
This loan will be used to consolidate and lower monthly payments.
My financial situation:
I am a good candidate for this loan because I am a full time employee and have good standing with my job.
Monthly net income: $2800.00
Monthly expenses:
Housing: $700
Insurance: $140.00
Car expenses: $140.00
Utilities: $60
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 5/27/2011 5:04:26 PM |
| tech310 | $50.00 | 5/27/2011 5:30:36 PM |
| missing-link | $25.00 | 6/1/2011 10:21:35 AM |
| economy-coup | $100.00 | 6/1/2011 12:34:15 PM |
| tnjohnso | $25.00 | 6/3/2011 6:34:20 PM |
| money-surge1 | $25.00 | 6/4/2011 5:26:23 AM |
| bazaar-festivity | $100.00 | 6/4/2011 1:35:10 PM |
| Invest_in_residual_income | $25.00 | 6/6/2011 3:18:09 PM |
| SolarMoonshine | $25.00 | 6/6/2011 3:35:53 PM |
| sweetlan | $25.06 | 6/6/2011 3:42:56 PM |
| a-leverage-investor | $25.00 | 6/6/2011 3:37:20 PM |
| listing-bada-bing | $49.28 | 6/6/2011 5:28:53 PM |
| Gibbyland | $100.00 | 6/6/2011 5:26:45 PM |
| RedantFinance | $25.00 | 6/6/2011 10:09:48 PM |
| setUup | $27.40 | 6/7/2011 2:29:38 AM |
| dslobbs | $200.00 | 6/7/2011 4:30:25 AM |
| thrilling-payout1 | $50.00 | 6/7/2011 3:00:37 AM |
| suave-dime6 | $25.00 | 6/7/2011 4:37:59 AM |
| mlj0671 | $25.00 | 6/7/2011 6:52:35 AM |
| integrity-doctor | $100.00 | 6/7/2011 7:32:06 AM |
| nilonc1 | $46.06 | 6/7/2011 7:04:12 AM |
| vigilance-searcher | $25.00 | 6/7/2011 8:15:24 AM |
| jules3304 | $25.00 | 6/7/2011 9:17:10 AM |
| silvercertificate | $25.00 | 6/7/2011 9:04:37 AM |
| credible-balance0 | $25.00 | 6/7/2011 9:18:39 AM |
| jules3304 | $25.00 | 6/7/2011 9:19:09 AM |
| a-currency-magnate | $100.00 | 6/7/2011 10:59:27 AM |
| myidear | $25.00 | 6/7/2011 9:48:58 AM |
| investment-comet | $25.00 | 6/7/2011 11:43:03 AM |
| otto1939 | $52.00 | 6/7/2011 12:23:04 PM |
| EarlyRiser | $250.00 | 6/7/2011 11:12:18 AM |
| vigilance-frontier | $25.00 | 6/7/2011 12:55:34 PM |
| worth-blanket2 | $5,000.00 | 6/7/2011 11:39:46 AM |
| Veltliner | $25.00 | 6/7/2011 1:56:01 PM |
| economy-popcorn | $25.00 | 6/7/2011 2:16:48 PM |
| MJTimages_com | $75.00 | 6/7/2011 4:01:17 PM |
| MNFrostbite | $48.87 | 6/7/2011 4:12:32 PM |
| chungfang | $25.00 | 6/7/2011 4:33:15 PM |
| thankful-nickel2 | $25.00 | 6/7/2011 5:20:31 PM |
| Whipster | $30.00 | 6/7/2011 5:29:22 PM |
| p2ploan-sensation211 | $25.00 | 6/7/2011 4:53:01 PM |
| blue111 | $25.00 | 6/7/2011 5:20:18 PM |
| neutrino6 | $50.00 | 6/7/2011 6:44:53 PM |
| red-favorable-basis | $25.00 | 6/7/2011 6:53:07 PM |
| 420limo | $25.00 | 6/7/2011 7:39:03 PM |
| LongTail | $25.00 | 6/7/2011 8:49:14 PM |
| handy-justice | $100.00 | 6/7/2011 7:35:20 PM |
| shrewd-income | $100.00 | 6/7/2011 7:54:28 PM |
| amerigor | $25.00 | 6/7/2011 8:02:37 PM |
| market-pudding | $25.00 | 6/7/2011 7:20:40 PM |
| Dubbs360 | $300.00 | 6/7/2011 9:31:44 PM |
| keeper24 | $25.00 | 6/8/2011 5:25:15 AM |
| engbusres | $50.00 | 6/7/2011 9:10:12 PM |
| DaddyBill | $25.00 | 6/8/2011 7:09:56 AM |
| GElender | $25.00 | 6/8/2011 5:50:59 AM |
| BlueProteus | $25.00 | 6/8/2011 7:02:44 AM |
| wojo | $25.00 | 6/8/2011 7:22:00 AM |
| irrelevant | $25.00 | 6/8/2011 10:03:27 AM |
| cogent | $42.00 | 6/9/2011 6:49:44 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:41:33 AM |
| kulender | $50.00 | 6/9/2011 6:33:58 AM |
| treasure-bliss | $50.00 | 6/9/2011 10:10:34 AM |
| loan-fate | $50.00 | 6/9/2011 10:05:39 AM |
| enchanted-note | $25.00 | 6/9/2011 2:46:02 PM |
| ursus | $50.00 | 6/9/2011 12:34:26 PM |
| wealth-starfish | $25.00 | 6/9/2011 6:37:21 PM |
| helping-out | $35.00 | 6/10/2011 9:21:58 AM |
| mfdbtm | $25.00 | 6/10/2011 9:24:59 AM |
| Dweeberkitty1 | $25.00 | 6/10/2011 9:25:56 AM |
| panther757 | $25.00 | 6/10/2011 9:27:28 AM |
| bid-czar8 | $50.00 | 6/10/2011 9:28:41 AM |
| Chicagoan3660 | $50.00 | 6/10/2011 9:29:15 AM |
| PRGuyinVA | $25.00 | 6/10/2011 9:29:26 AM |
| honorable-yield | $25.00 | 6/10/2011 9:30:08 AM |
| mercuriant | $25.00 | 6/10/2011 9:30:31 AM |
| famous-bill | $25.00 | 6/10/2011 9:35:44 AM |
| dublin063 | $50.00 | 6/10/2011 9:40:48 AM |
| qsolo | $200.00 | 6/10/2011 9:21:01 AM |
| finance-prescription | $100.00 | 6/10/2011 9:21:51 AM |
| HHP | $100.00 | 6/10/2011 9:24:01 AM |
| NoCal | $25.00 | 6/10/2011 9:25:08 AM |
| sfmdg | $50.00 | 6/10/2011 9:26:00 AM |
| five-star-note | $25.00 | 6/10/2011 9:26:12 AM |
| niceguy777 | $50.00 | 6/10/2011 9:27:53 AM |
| ukstevenhawaii | $100.00 | 6/10/2011 9:28:44 AM |
| life-is-great | $25.00 | 6/10/2011 9:29:12 AM |
| green-rapid-openness | $50.00 | 6/10/2011 9:29:28 AM |
| Nettronic | $50.00 | 6/10/2011 9:33:47 AM |
| dollar-cherry6 | $88.86 | 6/10/2011 9:34:17 AM |
| Searlzy | $25.00 | 6/10/2011 9:21:34 AM |
| SerG_PunK | $50.00 | 6/10/2011 9:24:56 AM |
| desertoasis | $25.00 | 6/10/2011 9:25:29 AM |
| the-productive-agreement | $50.00 | 6/10/2011 9:25:39 AM |
| justice-economist | $25.00 | 6/10/2011 9:25:51 AM |
| 1maxdude | $25.00 | 6/10/2011 9:27:48 AM |
| loan-maximizer5 | $50.00 | 6/10/2011 9:28:30 AM |
| dparkhom | $25.00 | 6/10/2011 9:28:37 AM |
| bkwest01 | $100.00 | 6/10/2011 9:28:56 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:44:08 AM |
| diversification-medalist | $25.00 | 6/10/2011 9:29:08 AM |
| worth-web5 | $100.00 | 6/10/2011 9:29:39 AM |
| Sixmil | $43.98 | 6/10/2011 9:42:23 AM |
| leverage-monger | $25.00 | 5/28/2011 7:17:40 AM |
| coin-bee1 | $25.00 | 5/28/2011 9:20:48 AM |
| reflective-rupee | $200.00 | 5/31/2011 5:31:51 PM |
| best-charming-leverage | $100.00 | 6/1/2011 10:19:03 AM |
| openness-antioxidant | $100.00 | 6/2/2011 8:25:29 AM |
| Dubbs360 | $25.00 | 6/2/2011 5:49:44 PM |
| tranquil-gain1 | $100.00 | 6/3/2011 10:09:36 AM |
| jjswanso | $50.00 | 6/3/2011 9:53:47 AM |
| ommcd | $25.00 | 6/3/2011 3:46:18 PM |
| Investoman | $75.00 | 6/5/2011 7:03:59 AM |
| payment-gusto | $25.00 | 6/6/2011 11:34:29 AM |
| CA-Lender | $100.06 | 6/6/2011 3:38:18 PM |
| commerce-web5 | $25.00 | 6/6/2011 4:09:09 PM |
| zorg77 | $50.00 | 6/6/2011 4:14:57 PM |
| jiggaman7 | $100.00 | 6/6/2011 4:10:16 PM |
| PleaseDontDefault | $50.00 | 6/6/2011 4:25:11 PM |
| janeybooboo | $100.00 | 6/6/2011 7:45:59 PM |
| mpatrick | $50.00 | 6/6/2011 6:12:57 PM |
| thrilling-nickel5 | $25.00 | 6/7/2011 4:59:54 AM |
| greencat | $50.00 | 6/7/2011 7:20:23 AM |
| octoberfresh | $25.00 | 6/7/2011 7:06:02 AM |
| revenue-appraiser | $25.00 | 6/7/2011 6:09:26 AM |
| Pakse | $25.00 | 6/7/2011 6:13:00 AM |
| foothillender | $25.00 | 6/7/2011 6:35:27 AM |
| competent-p2p | $25.00 | 6/7/2011 6:59:57 AM |
| coin-sonnet | $100.00 | 6/7/2011 10:15:32 AM |
| nickel-position | $25.00 | 6/7/2011 11:50:52 AM |
| asset-professor | $35.00 | 6/7/2011 12:04:52 PM |
| TheCount | $25.00 | 6/7/2011 12:18:48 PM |
| oxnard | $25.00 | 6/7/2011 2:07:47 PM |
| penny-bearer3 | $25.00 | 6/7/2011 12:14:04 PM |
| GCInvestments | $25.00 | 6/7/2011 3:55:53 PM |
| wlm3012 | $25.00 | 6/7/2011 4:00:30 PM |
| pythia | $25.00 | 6/7/2011 2:34:45 PM |
| Simonsez808 | $25.00 | 6/7/2011 4:26:45 PM |
| moola-pillow | $50.00 | 6/7/2011 4:47:14 PM |
| mammalian4 | $25.00 | 6/7/2011 4:53:43 PM |
| a-resplendent-commitment | $25.00 | 6/7/2011 4:12:34 PM |
| zone6 | $100.00 | 6/7/2011 6:53:18 PM |
| diplomatic-wealth7 | $25.00 | 6/7/2011 5:13:52 PM |
| AJ6 | $25.02 | 6/7/2011 7:24:23 PM |
| profitable-money | $25.00 | 6/7/2011 8:38:39 PM |
| loss-of-control | $100.00 | 6/7/2011 6:16:26 PM |
| 2grindstones | $50.00 | 6/7/2011 6:32:36 PM |
| intrepid-loot | $25.00 | 6/7/2011 7:59:25 PM |
| amerigor | $25.00 | 6/7/2011 8:03:06 PM |
| well-mannered-income3 | $25.00 | 6/7/2011 8:08:09 PM |
| williamdkit | $30.72 | 6/7/2011 7:26:30 PM |
| availableloan | $25.00 | 6/7/2011 8:44:00 PM |
| melodious-openness | $25.00 | 6/8/2011 5:27:45 AM |
| exciting-fairness | $200.00 | 6/8/2011 5:57:29 AM |
| terrific-peace8 | $25.00 | 6/8/2011 6:59:36 AM |
| larryboy10 | $25.00 | 6/7/2011 9:53:28 PM |
| grotheik | $25.00 | 6/8/2011 7:10:32 AM |
| power-secret-agent | $25.00 | 6/8/2011 1:58:52 AM |
| cathybiz | $50.00 | 6/8/2011 4:41:53 AM |
| umfan123 | $25.00 | 6/8/2011 7:12:34 AM |
| valiant-money | $30.00 | 6/8/2011 12:55:27 PM |
| shmb6508 | $50.00 | 6/9/2011 8:03:23 AM |
| orange-preeminant-bill | $50.00 | 6/9/2011 10:10:47 AM |
| red-power-pecan | $50.00 | 6/9/2011 8:19:19 AM |
| Bookophile | $50.00 | 6/9/2011 10:54:11 AM |
| wwwUniversal | $25.00 | 6/9/2011 10:07:04 AM |
| interstellar | $75.00 | 6/9/2011 6:52:35 PM |
| antlr | $50.00 | 6/9/2011 6:36:22 PM |
| unrivaled-silver | $50.00 | 6/9/2011 7:26:47 PM |
| bonus-demon | $50.00 | 6/9/2011 6:31:01 PM |
| worthy-bid8 | $25.00 | 6/9/2011 6:35:57 PM |
| Palacios | $50.00 | 6/10/2011 9:24:51 AM |
| orgy63 | $50.00 | 6/10/2011 9:25:54 AM |
| Perolus | $25.00 | 6/10/2011 9:26:02 AM |
| consummate-loyalty1 | $50.00 | 6/10/2011 9:27:17 AM |
| w3alter | $50.00 | 6/10/2011 9:28:11 AM |
| marketologist327 | $25.00 | 6/10/2011 9:28:23 AM |
| Zingaro | $25.00 | 6/10/2011 9:29:10 AM |
| villagers | $25.00 | 6/10/2011 9:29:20 AM |
| Kaj | $35.00 | 6/10/2011 9:29:52 AM |
| Jack55304 | $300.00 | 6/10/2011 9:30:19 AM |
| drkosh | $25.00 | 6/10/2011 9:31:39 AM |
| SacramentoChad | $25.00 | 6/10/2011 9:33:20 AM |
| asmithj | $50.00 | 6/10/2011 9:34:06 AM |
| Angel_Investor_7 | $25.00 | 6/10/2011 9:34:28 AM |
| the-dollar-topper | $100.00 | 6/10/2011 9:22:33 AM |
| money-bauble | $100.00 | 6/10/2011 9:23:46 AM |
| riveting-wealth2 | $50.00 | 6/10/2011 9:24:38 AM |
| victorcab | $25.00 | 6/10/2011 9:27:22 AM |
| CAGE-Investments | $25.00 | 6/10/2011 9:27:25 AM |
| capital-mover7 | $25.00 | 6/10/2011 9:27:47 AM |
| a-enticing-reward | $25.00 | 6/10/2011 9:28:16 AM |
| circuitfive | $25.00 | 6/10/2011 9:29:07 AM |
| credit-sycamore4 | $50.00 | 6/10/2011 9:29:17 AM |
| papaloha | $25.00 | 6/10/2011 9:31:03 AM |
| fantastic-wampum1 | $100.00 | 6/10/2011 9:33:40 AM |
| beaker | $25.00 | 6/10/2011 9:34:22 AM |
| driver5 | $25.00 | 6/10/2011 9:40:28 AM |
| copper | $50.00 | 6/10/2011 9:23:32 AM |
| 6moonbeams | $50.00 | 6/10/2011 9:25:19 AM |
| asiaratt | $25.00 | 6/10/2011 9:25:34 AM |
| telegon | $50.00 | 6/10/2011 9:25:44 AM |
| Ocean713 | $50.00 | 6/10/2011 9:28:25 AM |
| natural-greenback6 | $25.00 | 6/10/2011 9:29:24 AM |
| biobulator | $50.00 | 6/10/2011 9:30:02 AM |
| flanative | $25.00 | 6/10/2011 9:33:59 AM |
| healthy-peso9 | $25.00 | 6/10/2011 9:59:34 AM |
| rescue | $100.00 | 6/10/2011 11:17:27 AM |
| 207 Investments
|
Borrower Payment Dependent Notes Series
508698
This series of Notes was issued and sold upon the funding of the borrower loan #50068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,768 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| honorable-credit7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
area manager
Purpose of loan:
This loan will be used to...to eliminate smaller high intetrest creditcards and just have one payment for one loan.
My financial situation:
I am a good candidate for this loan because...i have a great salary, a very solid job, with a great future. i am a very structured individual on a path to better myself and my family, I am married with a wife that also works. she bring in about 30k and me 70 k
Monthly net income: $5400 (me and the wife)
Monthly expenses: $4500.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-interest9 | $25.00 | 5/27/2011 9:09:57 AM |
| dynrep | $25.00 | 5/27/2011 9:08:49 AM |
| 2grindstones | $25.00 | 5/27/2011 10:09:38 AM |
| janeybooboo | $100.00 | 5/27/2011 12:21:10 PM |
| JustMee | $25.00 | 5/27/2011 11:09:36 AM |
| nickel-hickory | $25.00 | 5/27/2011 1:00:39 PM |
| SecondChanceLendingSERV | $25.00 | 5/27/2011 6:16:29 PM |
| natural-trade7 | $25.00 | 5/27/2011 7:51:43 PM |
| reflective-rupee | $750.00 | 5/31/2011 4:28:13 PM |
| payment-halo | $25.00 | 5/31/2011 7:14:54 PM |
| Kash2010lu | $25.00 | 5/31/2011 7:33:13 PM |
| SolarMoonshine | $25.00 | 6/1/2011 10:17:50 AM |
| chungfang | $50.00 | 6/1/2011 12:42:22 PM |
| Whipster | $60.00 | 6/1/2011 12:15:18 PM |
| nickel-hickory | $109.00 | 6/1/2011 2:23:58 PM |
| tranquil-gain1 | $25.00 | 6/2/2011 8:56:58 AM |
| openness-antioxidant | $100.00 | 6/3/2011 8:38:02 AM |
| ommcd | $25.00 | 6/3/2011 3:46:13 PM |
| ethicalhumanist | $25.00 | 6/3/2011 6:36:12 PM |
| money-surge1 | $25.00 | 6/5/2011 1:18:52 PM |
| commerce-web5 | $25.00 | 6/6/2011 12:17:29 PM |
| loan-fate | $50.00 | 6/6/2011 3:41:51 PM |
| dough-museum1 | $25.00 | 6/6/2011 4:35:19 PM |
| intuitive-bill | $25.00 | 6/7/2011 6:33:35 AM |
| nickel-hickory | $100.00 | 6/7/2011 4:11:38 PM |
| nickel-hickory | $100.00 | 6/7/2011 4:10:57 PM |
| nickel-hickory | $100.00 | 6/7/2011 4:11:30 PM |
| diplomatic-wealth7 | $25.00 | 6/7/2011 5:13:42 PM |
| handy-justice | $100.00 | 6/7/2011 7:31:40 PM |
| groundsquirrel | $25.00 | 6/7/2011 11:07:16 PM |
| droopie1 | $25.00 | 6/8/2011 11:47:50 AM |
| boss520 | $300.00 | 6/8/2011 4:51:37 PM |
| nodebt2012 | $50.00 | 6/9/2011 4:37:42 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:41:07 AM |
| awesome-silver | $300.00 | 6/8/2011 11:39:42 PM |
| top-benefit-musician | $25.00 | 6/9/2011 5:09:31 AM |
| rdav | $25.00 | 6/9/2011 8:03:30 AM |
| wwwUniversal | $25.00 | 6/9/2011 10:06:50 AM |
| antlr | $50.00 | 6/9/2011 10:57:23 AM |
| worthy-bid8 | $25.00 | 6/9/2011 10:57:45 AM |
| irrelevant | $25.00 | 6/9/2011 11:39:58 AM |
| Nettronic | $100.00 | 6/9/2011 5:52:26 PM |
| the-enthralling-coin | $25.00 | 6/9/2011 5:53:59 PM |
| money-bauble | $50.00 | 6/9/2011 5:56:17 PM |
| adaptable-capital | $98.94 | 6/9/2011 4:21:24 PM |
| unrivaled-silver | $50.00 | 6/9/2011 7:26:23 PM |
| enthralling-investment | $55.83 | 6/10/2011 4:52:27 AM |
| calmfunds | $250.00 | 6/10/2011 7:23:07 AM |
| Makingitrain | $25.00 | 6/10/2011 12:05:34 AM |
| calbear89 | $27.61 | 6/10/2011 12:21:37 AM |
| tech310 | $50.00 | 5/27/2011 9:10:56 AM |
| economy-coup | $100.00 | 5/27/2011 9:25:29 AM |
| golffish2 | $25.00 | 5/27/2011 9:37:40 AM |
| suave-dime6 | $25.00 | 5/27/2011 4:02:56 PM |
| BankofRon | $25.00 | 5/27/2011 2:09:27 PM |
| Rogelio48 | $30.00 | 5/27/2011 8:04:00 PM |
| CA-Lender | $25.05 | 5/28/2011 9:39:18 AM |
| calmfunds | $500.00 | 6/1/2011 8:54:34 AM |
| missing-link | $25.00 | 6/1/2011 9:27:32 AM |
| commanding-income774 | $25.00 | 6/1/2011 9:43:20 AM |
| best-charming-leverage | $100.00 | 6/1/2011 10:15:32 AM |
| exchange-upholder0 | $25.00 | 6/1/2011 12:08:47 PM |
| alexgalt | $25.00 | 6/2/2011 11:42:44 PM |
| wonder3 | $30.00 | 6/3/2011 5:59:40 AM |
| larryboy10 | $25.00 | 6/3/2011 7:29:42 AM |
| credit-maverick1 | $50.00 | 6/4/2011 10:45:40 AM |
| Investoman | $75.00 | 6/5/2011 7:03:52 AM |
| arampata | $110.00 | 6/5/2011 2:41:41 PM |
| jiggaman7 | $100.00 | 6/6/2011 4:10:05 PM |
| coin-sonnet | $100.00 | 6/6/2011 4:39:54 PM |
| transformer855 | $25.00 | 6/7/2011 11:49:42 AM |
| nickel-hickory | $100.00 | 6/7/2011 4:10:46 PM |
| nickel-hickory | $100.00 | 6/7/2011 3:34:21 PM |
| Bookophile | $50.00 | 6/8/2011 9:47:56 AM |
| nodebt2012 | $40.59 | 6/9/2011 4:39:45 AM |
| kulender | $50.00 | 6/9/2011 6:33:52 AM |
| wealth-starfish | $200.00 | 6/9/2011 7:47:30 AM |
| red-power-pecan | $50.00 | 6/9/2011 8:19:10 AM |
| shmb6508 | $50.00 | 6/9/2011 8:03:12 AM |
| kind-charming-value | $1,000.00 | 6/9/2011 9:20:09 AM |
| Rollshaft | $25.00 | 6/9/2011 2:19:20 PM |
| enchanted-note | $25.00 | 6/9/2011 2:42:18 PM |
| ursus | $50.00 | 6/9/2011 12:34:12 PM |
| restless-dime | $100.00 | 6/9/2011 5:35:41 PM |
| 168RichCapital | $26.60 | 6/9/2011 3:45:00 PM |
| w3alter | $50.00 | 6/9/2011 6:22:16 PM |
| loan-maximizer5 | $50.00 | 6/9/2011 6:27:33 PM |
| proud-gold9 | $50.00 | 6/9/2011 6:57:42 PM |
| debtholder | $11.38 | 6/10/2011 8:32:07 AM |
| onecooldrink | $25.00 | 6/10/2011 12:56:41 AM |
| fair-transparency1 | $200.00 | 6/10/2011 4:14:13 AM |
| mortgagemike | $25.00 | 6/10/2011 5:45:44 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
509132
This series of Notes was issued and sold upon the funding of the borrower loan #50056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $303.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ravian |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 50 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $35,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
640-659
(Mar-2008)
780-799
(Apr-2007)
|
|
Principal balance:
| $6,874.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
management of coffee shop- capital
Purpose of loan:
This is a fourth loan from this forum to manage the coffee shop business that was acquired through a loan from this forum, it is again for some capital investment on replacing old equipment and managing credit lines . I may repay my remaining balance of third loan.This coffee shop is with a Franshise
My financial situation:
Based on the cash flow of business available to me these loan expenses can be easily met. My payment history is a testimony, I have made more than 50 payments on time.
My monthly budget:
Net income after deductions 4500
Mortgage/rent: $1500
Insurance: $110
Car expenses: $230
Utilities: $300
Phone, cable, internet: $140
Food, entertainment: $700
Clothing, household expenses $200
Credit cards and other loan payments: $220
Other expenses: $100
---------------------------------------
Total monthly expenses: $3500
Free cashflow available after expenses: 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dollardave | $100.00 | 5/29/2011 12:05:21 PM |
| loyalty-sherpa | $25.00 | 5/29/2011 12:08:27 PM |
| BankofRon | $25.00 | 5/29/2011 12:08:36 PM |
| DasMula | $27.00 | 5/29/2011 2:55:12 PM |
| xcap | $25.00 | 5/29/2011 9:58:08 PM |
| Panna | $25.00 | 5/29/2011 9:58:05 PM |
| unforgettable-order9 | $50.00 | 5/29/2011 9:58:42 PM |
| DoctorJoe | $25.00 | 5/30/2011 8:39:31 AM |
| lloyd_s | $50.00 | 5/29/2011 9:58:02 PM |
| travels536 | $25.00 | 5/30/2011 8:06:57 PM |
| john2218 | $25.00 | 5/31/2011 8:27:12 AM |
| reflective-rupee | $200.00 | 5/31/2011 12:42:19 PM |
| a-fund-doctor | $25.00 | 5/31/2011 12:42:53 PM |
| lenderRXT | $40.00 | 5/31/2011 6:33:19 PM |
| fabulous-diversification9 | $25.00 | 6/1/2011 10:16:36 AM |
| Gibbyland | $100.00 | 6/1/2011 11:10:48 AM |
| Cal07 | $25.00 | 6/1/2011 3:41:06 PM |
| famous-bill | $25.00 | 6/1/2011 3:43:25 PM |
| Kame | $25.00 | 6/1/2011 2:03:02 PM |
| drkosh | $25.00 | 6/2/2011 9:33:29 AM |
| GoldenGo4 | $25.00 | 6/2/2011 3:54:46 PM |
| Mariner3605 | $25.00 | 6/2/2011 5:05:43 PM |
| EODLEGS | $25.00 | 6/2/2011 7:27:02 PM |
| revenue-candy | $25.00 | 6/2/2011 8:19:02 PM |
| borrowmine | $40.00 | 6/3/2011 6:44:14 AM |
| honorable-yield | $25.00 | 6/3/2011 10:28:06 AM |
| efficient-treasure0 | $25.00 | 6/3/2011 1:45:29 PM |
| ommcd | $25.00 | 6/3/2011 3:52:59 PM |
| kulender | $50.00 | 6/3/2011 1:19:59 PM |
| 888GoldIngots | $34.27 | 6/3/2011 6:48:01 PM |
| Pitufo | $25.00 | 6/4/2011 12:47:38 AM |
| the-silver-blaster | $75.00 | 6/4/2011 1:25:04 AM |
| bid-czar8 | $50.00 | 6/4/2011 3:36:31 AM |
| money-surge1 | $25.00 | 6/4/2011 5:26:52 AM |
| Whipster | $40.00 | 6/4/2011 5:37:53 AM |
| Nailman88 | $50.00 | 6/4/2011 7:01:39 AM |
| dslobbs | $75.00 | 6/4/2011 7:02:58 AM |
| cognizant-rupee7 | $75.00 | 6/4/2011 8:12:43 AM |
| RedantFinance | $25.00 | 6/4/2011 9:07:07 AM |
| income-awakening6 | $25.00 | 6/4/2011 9:50:22 AM |
| CA-Lender | $25.06 | 6/4/2011 9:47:36 AM |
| FinanceEngine | $50.00 | 6/4/2011 7:08:35 AM |
| green-loyalty-cub | $48.00 | 6/4/2011 11:08:57 AM |
| revenue-appraiser | $25.00 | 6/4/2011 10:21:00 AM |
| glroark | $100.00 | 6/4/2011 10:38:19 AM |
| Mad_Scientist | $25.00 | 6/4/2011 11:55:23 AM |
| LesPaul1 | $25.00 | 6/4/2011 9:11:49 AM |
| Roundhouse | $300.00 | 6/4/2011 11:45:56 AM |
| natural-greenback6 | $50.00 | 6/4/2011 12:07:42 PM |
| head | $25.00 | 6/4/2011 10:57:03 AM |
| credit-missile | $25.00 | 6/4/2011 11:00:04 AM |
| Riccous | $216.04 | 6/4/2011 11:49:04 AM |
| unequaled-pound | $31.35 | 6/4/2011 4:35:36 PM |
| intuitive-bill | $25.00 | 6/4/2011 2:28:33 PM |
| tpcnet | $30.82 | 6/4/2011 3:19:05 PM |
| cordial-economy027 | $25.00 | 6/4/2011 3:42:53 PM |
| terrific-return | $25.00 | 6/4/2011 4:27:47 PM |
| Cronos | $200.00 | 6/4/2011 8:13:33 PM |
| CreditBuilder2 | $100.00 | 6/4/2011 1:28:16 PM |
| newest-attractive-funds | $100.00 | 6/4/2011 7:53:38 PM |
| musegaze | $70.00 | 6/4/2011 8:31:37 PM |
| aldeed | $193.79 | 6/4/2011 9:14:13 PM |
| pietro_torna_indietro | $25.00 | 6/4/2011 9:54:33 PM |
| new0rleans | $25.00 | 6/5/2011 5:31:15 AM |
| ideal-platinum1 | $25.00 | 6/4/2011 5:03:25 PM |
| Investoman | $114.84 | 6/4/2011 5:54:22 PM |
| handy-justice | $100.00 | 6/4/2011 5:58:15 PM |
| currency-persimmon | $50.00 | 6/5/2011 4:26:17 AM |
| The-Lighthouse-Group | $25.00 | 6/5/2011 6:46:27 AM |
| partyplan | $80.00 | 6/5/2011 7:37:07 AM |
| lovely-order7 | $25.00 | 6/4/2011 10:04:11 PM |
| natural-return0 | $200.00 | 6/5/2011 4:05:02 AM |
| loyalty-czar | $55.23 | 6/5/2011 7:27:22 AM |
| loss-of-control | $75.00 | 6/5/2011 6:42:18 PM |
| investment-appraiser | $50.00 | 6/6/2011 10:12:22 AM |
| bonafide-cash | $100.00 | 6/6/2011 12:10:38 PM |
| dajen1 | $50.00 | 6/6/2011 12:10:08 PM |
| buffalobills | $25.00 | 6/6/2011 4:16:51 PM |
| FutureLenderEC | $78.79 | 6/7/2011 4:56:05 AM |
| tolerant-dinero2 | $25.00 | 6/7/2011 10:10:51 AM |
| curveylady | $25.92 | 6/7/2011 4:41:18 PM |
| natecam | $25.00 | 6/7/2011 4:25:00 PM |
| leverage-ectasy | $30.00 | 6/8/2011 5:02:56 AM |
| richboy56 | $25.00 | 6/7/2011 9:44:03 PM |
| mrgoldy | $26.07 | 6/8/2011 5:22:51 AM |
| Feyenoord | $25.00 | 6/7/2011 9:28:47 PM |
| enthusiastic-point | $25.00 | 6/8/2011 7:05:04 AM |
| nybanker85 | $50.00 | 6/8/2011 5:18:41 AM |
| mlj0671 | $25.00 | 6/8/2011 8:07:33 AM |
| fascinating-generosity3 | $100.00 | 6/8/2011 1:55:14 PM |
| psonicl | $50.00 | 6/8/2011 1:39:41 PM |
| commerce-web5 | $50.00 | 6/8/2011 5:37:05 PM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:42:22 AM |
| fizwahh | $50.00 | 6/9/2011 9:55:39 AM |
| unrivaled-silver | $50.00 | 6/9/2011 10:30:44 AM |
| Frankieb21 | $50.00 | 6/9/2011 9:51:00 AM |
| shrewd-deal | $25.00 | 6/9/2011 10:37:22 AM |
| favorite-funds8 | $50.00 | 6/9/2011 10:49:03 AM |
| HAVEANICEDAY | $25.00 | 6/9/2011 10:48:52 AM |
| Tai | $50.00 | 6/9/2011 11:49:36 AM |
| captkirby | $25.00 | 6/9/2011 12:13:36 PM |
| unflappable-pound3 | $100.00 | 6/9/2011 6:24:16 PM |
| shrewd-income | $200.00 | 6/9/2011 5:54:13 PM |
| Tazar2000 | $100.00 | 6/9/2011 5:50:31 PM |
| investment-artist | $25.01 | 5/29/2011 12:06:08 PM |
| Sierrahh | $50.00 | 5/29/2011 12:09:23 PM |
| platinum-sorcerer6 | $25.00 | 5/29/2011 12:24:36 PM |
| MoneyForNothing | $98.12 | 5/29/2011 12:11:19 PM |
| knothead | $25.00 | 5/29/2011 12:22:54 PM |
| yield-implementer8 | $100.00 | 5/29/2011 12:05:43 PM |
| commitment-orca7 | $100.00 | 5/29/2011 12:08:13 PM |
| MoneyForNothing | $48.12 | 5/29/2011 12:15:31 PM |
| MoneyForNothing | $50.00 | 5/29/2011 2:11:13 PM |
| visionary-commerce | $25.00 | 5/29/2011 9:58:44 PM |
| hookUup | $25.74 | 5/30/2011 6:44:04 AM |
| optionscashflow | $25.00 | 5/29/2011 9:29:04 PM |
| californiakhan | $25.00 | 5/29/2011 9:57:55 PM |
| LittleMingo | $25.00 | 5/30/2011 2:24:10 AM |
| fund-dragster | $100.00 | 5/30/2011 12:44:06 PM |
| NekHoldings | $25.00 | 5/31/2011 6:26:07 AM |
| Rick7925 | $25.00 | 5/31/2011 5:54:39 PM |
| payment-halo | $25.00 | 5/31/2011 7:40:42 PM |
| Moe87 | $30.00 | 6/1/2011 4:00:13 AM |
| Tradesmanlender | $35.00 | 6/1/2011 10:09:14 AM |
| janeybooboo | $51.00 | 6/1/2011 9:42:47 AM |
| ILoveBearHats | $25.00 | 6/1/2011 10:09:55 AM |
| BxRealtor | $25.00 | 6/1/2011 3:03:16 PM |
| momoney2lend | $25.00 | 6/1/2011 5:30:40 PM |
| commerce-yeller | $50.00 | 6/1/2011 3:19:01 PM |
| ivy-league-MBA | $25.00 | 6/1/2011 5:25:48 PM |
| rogue_monster | $50.00 | 6/2/2011 11:13:46 AM |
| YoungTaxMan | $79.23 | 6/2/2011 1:57:02 PM |
| RainyDayFunds | $25.00 | 6/2/2011 7:38:17 PM |
| heavy_ax | $25.00 | 6/3/2011 11:25:10 AM |
| first-favorite-bonus9 | $50.00 | 6/3/2011 11:54:32 PM |
| wild-orange | $50.00 | 6/4/2011 12:54:59 AM |
| sunny-dough9 | $200.00 | 6/4/2011 12:53:42 AM |
| bebeshor | $30.00 | 6/4/2011 6:37:57 AM |
| dslobbs | $25.00 | 6/4/2011 6:45:40 AM |
| Bob450 | $25.04 | 6/4/2011 7:35:43 AM |
| amaizblanco | $75.00 | 6/4/2011 9:00:56 AM |
| penny-surgeon | $25.00 | 6/4/2011 8:06:36 AM |
| p2p-eagle9 | $25.00 | 6/4/2011 9:16:42 AM |
| credit-missile | $89.17 | 6/4/2011 10:38:14 AM |
| beaker | $25.00 | 6/4/2011 7:06:43 AM |
| reflective-rupee | $200.05 | 6/4/2011 10:31:33 AM |
| BankerJohn | $50.00 | 6/4/2011 7:32:52 AM |
| Kyileo | $25.00 | 6/4/2011 11:08:49 AM |
| thelovebug | $150.00 | 6/4/2011 8:30:47 AM |
| SolarMoonshine | $100.00 | 6/4/2011 8:34:54 AM |
| important-openness1 | $75.00 | 6/4/2011 12:06:15 PM |
| nycloan | $25.00 | 6/4/2011 10:05:22 AM |
| five-star-note | $200.00 | 6/4/2011 10:24:36 AM |
| credit-missile | $25.00 | 6/4/2011 10:50:47 AM |
| Astyanax | $150.00 | 6/4/2011 11:00:00 AM |
| Binan | $50.00 | 6/4/2011 11:16:10 AM |
| ore-dojo | $100.00 | 6/4/2011 11:17:52 AM |
| vtr1000 | $25.00 | 6/4/2011 12:48:33 PM |
| thankful-nickel2 | $25.00 | 6/4/2011 1:30:32 PM |
| please-repay | $50.00 | 6/4/2011 3:43:43 PM |
| benevolent-capital1 | $50.00 | 6/4/2011 6:01:11 PM |
| pious-gold | $25.00 | 6/4/2011 9:57:49 PM |
| dough-hammock | $25.00 | 6/4/2011 9:19:56 PM |
| neutrino6 | $25.00 | 6/5/2011 1:07:07 AM |
| setUup | $137.40 | 6/5/2011 1:10:05 AM |
| Mikale360 | $25.00 | 6/4/2011 4:16:02 PM |
| CheapDolo22 | $25.00 | 6/4/2011 4:58:08 PM |
| jybank | $50.00 | 6/4/2011 11:31:35 PM |
| MARSTUN | $50.00 | 6/4/2011 11:19:49 PM |
| marketplace-meridian | $25.00 | 6/5/2011 8:16:24 AM |
| mcgillis99 | $75.00 | 6/5/2011 8:25:36 AM |
| vutah | $25.00 | 6/5/2011 9:52:25 AM |
| irrelevant | $25.00 | 6/5/2011 1:03:20 PM |
| soulblest | $26.63 | 6/5/2011 9:13:53 PM |
| yield-implementer8 | $100.00 | 6/6/2011 6:46:07 AM |
| Bcs-cnc | $50.00 | 6/6/2011 12:32:40 PM |
| tokyopete23 | $25.00 | 6/6/2011 12:44:46 PM |
| flexible-value | $50.00 | 6/6/2011 8:23:06 PM |
| jcw3rd | $25.00 | 6/7/2011 3:29:02 AM |
| mobius_titan | $25.00 | 6/7/2011 3:39:20 AM |
| listing-vista | $50.00 | 6/7/2011 5:44:11 AM |
| bullish2bearish | $35.00 | 6/7/2011 8:21:01 AM |
| ujiba | $50.00 | 6/7/2011 9:42:22 AM |
| mbf2234 | $25.00 | 6/7/2011 3:16:46 PM |
| screenname03 | $50.00 | 6/7/2011 9:19:53 PM |
| malomar66 | $100.00 | 6/7/2011 8:23:00 PM |
| enthralling-deal180 | $50.00 | 6/8/2011 4:18:03 AM |
| kind-adventurous-finance | $100.00 | 6/8/2011 9:49:48 AM |
| boxorox | $50.00 | 6/8/2011 2:17:02 PM |
| 350DGRZ | $25.00 | 6/8/2011 1:32:53 PM |
| ZeLonewolf | $25.00 | 6/9/2011 5:14:34 AM |
| wilmajean | $50.00 | 6/9/2011 5:49:24 AM |
| Josphine | $25.00 | 6/9/2011 6:59:59 AM |
| martymaniaman | $25.00 | 6/9/2011 6:02:48 AM |
| natural-trade7 | $100.00 | 6/9/2011 8:17:08 AM |
| loan-wasp | $50.00 | 6/9/2011 10:01:54 AM |
| matt_2006 | $25.00 | 6/9/2011 10:47:49 AM |
| aneley777 | $25.00 | 6/9/2011 11:47:08 AM |
| optimization3 | $50.00 | 6/9/2011 10:24:40 AM |
| hglrfdom | $40.00 | 6/9/2011 11:57:27 AM |
| piko00 | $50.00 | 6/9/2011 1:09:07 PM |
| iolaire | $25.00 | 6/9/2011 10:52:24 AM |
| choss02 | $50.00 | 6/9/2011 1:31:47 PM |
| kleinbrak | $25.00 | 6/9/2011 5:58:42 PM |
| Anny-Disco | $25.00 | 6/9/2011 6:24:31 PM |
| ChrisProsper | $100.00 | 6/9/2011 8:00:31 PM |
| 206 Investments
|
Borrower Payment Dependent Notes Series
509910
This series of Notes was issued and sold upon the funding of the borrower loan #50059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-05-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jun-10-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $266.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2008 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $877 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clipper751 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me Achieve My Dream
Purpose of loan:
Purchase a motorcycle as well as pay off and consolidate my debt. I had set a goal to buy a motorcycle before this summer over a year ago. Unfortunately, I was in a car accident in January and the insurance money was taken by my father as he originally purchased the car and we are not on good terms. So the money I had saved to buy a motorcycle had to be used for another car. I do not want to start from scratch and I have heard great things about this site so I'm going to pursue it now!
My financial situation:
I am currently a specialist at my company and I am moving up fast with a promotion and raise on the horizon. But, as is life, It was pushed back a little bit for about two months.
Monthly net income: $2000
Monthly expenses: $1350
Housing: $500
Insurance: $50
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| value-allocator1 | $100.00 | 6/5/2011 12:02:45 PM |
| ommcd | $25.00 | 6/5/2011 12:05:28 PM |
| BankofRon | $25.00 | 6/6/2011 12:13:30 PM |
| tranquil-gain1 | $25.00 | 6/6/2011 2:31:29 PM |
| Investoman | $100.00 | 6/7/2011 8:39:04 AM |
| a-restless-dollar | $50.00 | 6/7/2011 4:14:44 PM |
| first-class-gold0 | $50.00 | 6/7/2011 10:00:25 PM |
| upbeat-finance8 | $25.00 | 6/8/2011 8:57:40 AM |
| nimble-affluence4 | $25.00 | 6/8/2011 3:51:53 PM |
| newest-generous-income | $25.00 | 6/9/2011 2:27:34 PM |
| britches613 | $50.00 | 6/9/2011 7:06:20 PM |
| chungfang | $25.00 | 6/9/2011 8:35:56 PM |
| Whitewater_Loans | $43.33 | 6/9/2011 7:14:11 PM |
| rocket20229 | $25.00 | 6/10/2011 3:18:39 AM |
| SwiDaddy | $25.00 | 6/10/2011 5:18:35 AM |
| GElender | $25.00 | 6/10/2011 5:48:14 AM |
| FriendInSeattle | $100.00 | 6/9/2011 7:36:05 PM |
| flibinite | $50.00 | 6/9/2011 8:03:57 PM |
| tzvie | $25.00 | 6/10/2011 6:59:13 AM |
| beaker | $25.00 | 6/10/2011 7:13:32 AM |
| bav280 | $50.00 | 6/9/2011 6:47:10 PM |
| evergreen16 | $320.00 | 6/9/2011 7:07:24 PM |
| weWantToHelp | $50.00 | 6/9/2011 8:17:29 PM |
| capital-kingdom | $25.01 | 6/10/2011 5:27:07 AM |
| Emberfox | $40.00 | 6/10/2011 6:40:41 AM |
| Invest-In-Rednecks | $25.00 | 6/10/2011 6:41:08 AM |
| wealth-renaissance5 | $25.00 | 6/10/2011 12:43:40 AM |
| wild-orange | $50.00 | 6/10/2011 1:06:43 AM |
| CA-Lender | $25.06 | 6/10/2011 7:33:54 AM |
| r48 | $28.00 | 6/5/2011 3:52:55 PM |
| thankful-nickel2 | $25.00 | 6/6/2011 10:15:54 AM |
| coin-bee1 | $25.00 | 6/7/2011 6:56:30 AM |
| LA-Funding-Bank | $25.00 | 6/7/2011 8:58:30 AM |
| openness-antioxidant | $75.00 | 6/7/2011 10:30:10 AM |
| gain-expert | $60.00 | 6/7/2011 3:49:04 PM |
| Danylostefan | $25.00 | 6/8/2011 11:02:06 AM |
| BigBag | $25.00 | 6/9/2011 12:11:57 PM |
| Vegasjim | $50.00 | 6/9/2011 7:05:32 PM |
| fire_torf | $25.00 | 6/9/2011 11:12:55 PM |
| competent-p2p | $25.00 | 6/9/2011 6:43:20 PM |
| swerve1317 | $50.00 | 6/9/2011 6:48:42 PM |
| onecooldrink | $25.00 | 6/10/2011 12:52:52 AM |
| bold-spirited-finance | $200.00 | 6/10/2011 3:14:14 AM |
| PleaseDontDefault | $50.00 | 6/10/2011 6:18:07 AM |
| 2grindstones | $25.00 | 6/9/2011 10:25:06 PM |
| contributor897 | $25.00 | 6/9/2011 11:04:35 PM |
| setUup | $27.40 | 6/9/2011 11:20:56 PM |
| SolarMoonshine | $25.00 | 6/10/2011 3:34:53 AM |
| blue111 | $25.00 | 6/9/2011 8:03:09 PM |
| ferocious-finance | $40.00 | 6/10/2011 5:02:44 AM |
| reflective-rupee | $200.05 | 6/9/2011 8:53:59 PM |
| cash-spark3 | $25.00 | 6/9/2011 11:13:05 PM |
| radiant-return | $50.00 | 6/10/2011 7:42:20 AM |
| wild-orange | $50.00 | 6/10/2011 1:03:31 AM |
| SomebodysMom | $50.00 | 6/10/2011 7:42:56 AM |
| whalefish | $26.75 | 6/10/2011 5:43:54 AM |
| rakey | $25.00 | 6/10/2011 7:31:14 AM |
| FinanceEngine | $30.00 | 6/10/2011 7:42:34 AM |
| feb217 | $9.40 | 6/10/2011 7:51:02 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
510342
This series of Notes was issued and sold upon the funding of the borrower loan #50276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,400.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jun-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.93% |
Monthly payment:
| $378.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 820-839 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,995 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lendingguy |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 28 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $8,700.00 | < 31 days late:
| 0
( 0% )
| 840-859
(May-2010)
740-759
(Jun-2008)
740-759
(May-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Consolidating Credit Card Debt
Purpose of loan:
This loan will be used to pay off some outstanding credit cards bills due to some updating of some items around the house (bathroom, basement work).
My financial situation:
I am a good candidate for this loan because I pay my bills on time and take pride in my financial standing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| novice-speculator | $25.00 | 6/9/2011 10:34:53 AM |
| cashhelp | $50.00 | 6/9/2011 9:03:41 AM |
| epicanthal | $25.00 | 6/9/2011 9:04:17 AM |
| indomitable-coin | $25.00 | 6/9/2011 9:06:52 AM |
| socal-lender | $25.00 | 6/9/2011 9:07:25 AM |
| meux99 | $25.00 | 6/9/2011 9:07:31 AM |
| commerce-web5 | $50.00 | 6/9/2011 9:10:31 AM |
| neighborly-hope6 | $100.00 | 6/9/2011 9:10:46 AM |
| michaelwong | $50.00 | 6/9/2011 9:14:57 AM |
| a-responsible-return | $50.00 | 6/9/2011 9:05:41 AM |
| kindness-lesson1 | $50.00 | 6/9/2011 9:11:09 AM |
| truth-image | $50.00 | 6/9/2011 9:04:41 AM |
| orange-cordial-marketplace | $50.00 | 6/9/2011 9:04:55 AM |
| Dollars4Rent | $50.00 | 6/9/2011 9:06:23 AM |
| sappy02 | $25.00 | 6/9/2011 9:07:19 AM |
| minista | $25.00 | 6/9/2011 9:11:07 AM |
| Mad_Scientist | $100.00 | 6/9/2011 10:51:35 AM |
| cwegert | $500.00 | 6/9/2011 10:16:22 AM |
| nickel-position | $25.00 | 6/9/2011 10:53:59 AM |
| GoldenGo4 | $190.00 | 6/9/2011 10:57:04 AM |
| diablorulz | $50.00 | 6/9/2011 9:16:42 AM |
| availableloan | $25.00 | 6/9/2011 9:17:31 AM |
| GoGalt | $50.00 | 6/9/2011 9:27:47 AM |
| fantastic-openness | $100.00 | 6/9/2011 9:10:04 AM |
| restless-currency | $25.00 | 6/9/2011 9:15:31 AM |
| SmartInMoney | $50.00 | 6/9/2011 9:04:10 AM |
| bb575 | $50.00 | 6/9/2011 9:07:49 AM |
| kenji4861 | $50.00 | 6/9/2011 9:11:33 AM |
| compoundinterest | $60.00 | 6/9/2011 9:11:51 AM |
| heavenly-interest9 | $50.00 | 6/9/2011 9:44:46 AM |
| designer_10 | $25.00 | 6/9/2011 10:28:47 AM |
| thankful-nickel2 | $50.00 | 6/9/2011 10:09:25 AM |
| bcsmith | $25.00 | 6/9/2011 10:38:02 AM |
| secureincome | $2,000.00 | 6/9/2011 10:44:48 AM |
| LovinMe | $25.00 | 6/9/2011 10:50:37 AM |
| RedantFinance | $50.00 | 6/9/2011 10:52:27 AM |
| Mad_Scientist | $200.00 | 6/9/2011 10:41:05 AM |
| WSTRDG | $25.00 | 6/9/2011 10:46:43 AM |
| 38 Investments
|