Sales Report:Supplement No. 5 dated May 26, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
497514
This series of Notes was issued and sold upon the funding of the borrower loan #49642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 23y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,966 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| oncelost54 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
760-779
(May-2008)
660-679
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
consolidation
Purpose of loan:
This loan will be used to pay off most of the credit card debt obtained by purchaseing a fifthwheel and moving Dad and Mom up to our property.
My financial situation:
I am a good candidate for this loan because my job and my husbands retirement income are stable. I have paid off 2 previous prosper loans with no lates. We are committed to remove all debt before I retire in 9 years. This is part of our pre-retirement plan. Dad and Mom will be paying for this loan out of their income but if something happens we are taking on the responsibility as they do not have the means to get a loan.
Monthly net income: $6500
Monthly expenses: $
Housing: $1997.57
Insurance: $106.00
Car expenses: $677.00
Utilities: $350.00
Phone, cable, internet: $140.00
Food, entertainment: $460.
Clothing, household expenses: $
Credit cards and other loans: $650.00
Other expenses: $175.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 5/19/2011 5:01:07 PM |
| yield-implementer8 | $100.00 | 5/19/2011 5:03:45 PM |
| Gibbyland | $100.00 | 5/19/2011 5:04:58 PM |
| reflective-rupee | $500.00 | 5/19/2011 5:26:26 PM |
| dcshobby | $25.00 | 5/19/2011 5:56:11 PM |
| thorough-exchange4 | $25.00 | 5/19/2011 6:57:47 PM |
| magnetic-dedication3 | $25.00 | 5/19/2011 7:36:35 PM |
| hillerod | $25.19 | 5/19/2011 9:01:16 PM |
| janeybooboo | $100.00 | 5/19/2011 9:45:14 PM |
| InChicago | $50.00 | 5/20/2011 7:12:25 AM |
| CA-Lender | $50.05 | 5/20/2011 9:06:09 AM |
| coin-bee1 | $25.00 | 5/20/2011 1:59:53 PM |
| SecondChanceLendingSERV | $25.00 | 5/20/2011 6:26:44 PM |
| Interloper | $27.00 | 5/21/2011 10:13:07 AM |
| reflective-rupee | $500.00 | 5/21/2011 1:35:56 PM |
| loss-of-control | $75.00 | 5/21/2011 3:18:35 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:30 PM |
| malomar66 | $60.00 | 5/21/2011 5:55:31 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:42:08 PM |
| krd_Chicago | $100.00 | 5/22/2011 5:42:51 AM |
| janeybooboo | $77.37 | 5/22/2011 9:18:22 PM |
| bizzzond | $900.00 | 5/23/2011 3:22:24 AM |
| BuzzyBee336 | $35.00 | 5/23/2011 9:09:24 AM |
| auctionator1 | $25.00 | 5/23/2011 1:13:31 PM |
| economy-popcorn | $25.00 | 5/23/2011 1:30:34 PM |
| ILoveBearHats | $25.00 | 5/23/2011 1:56:27 PM |
| reflective-affluence | $25.00 | 5/23/2011 3:04:59 PM |
| CA-Lender | $25.00 | 5/23/2011 5:58:54 PM |
| grampy48 | $63.74 | 5/23/2011 6:26:44 PM |
| shrewd-income | $301.40 | 5/23/2011 6:45:12 PM |
| yield-implementer8 | $100.00 | 5/19/2011 5:03:38 PM |
| LittleMingo | $30.00 | 5/19/2011 5:30:30 PM |
| LittleMingo | $30.00 | 5/19/2011 5:34:07 PM |
| r48 | $48.00 | 5/19/2011 5:56:46 PM |
| lendstats_com | $300.00 | 5/19/2011 6:44:29 PM |
| MoneyForNothing | $54.52 | 5/19/2011 6:36:43 PM |
| yf99yz | $50.00 | 5/19/2011 9:42:20 PM |
| a-fund-doctor | $25.00 | 5/19/2011 11:07:49 PM |
| Bank_Of_XL | $50.00 | 5/20/2011 5:04:41 AM |
| Tradesmanlender | $35.00 | 5/20/2011 10:12:59 AM |
| TheSwissBanker | $50.00 | 5/20/2011 2:34:13 PM |
| vigorous-market5 | $200.00 | 5/20/2011 5:58:42 PM |
| HardLender | $100.00 | 5/21/2011 5:42:32 AM |
| loanman2007 | $225.00 | 5/21/2011 6:49:04 AM |
| worth-blanket2 | $5,000.00 | 5/21/2011 11:20:33 AM |
| Whipster | $60.00 | 5/21/2011 1:07:43 PM |
| reflective-rupee | $500.00 | 5/21/2011 1:35:46 PM |
| hookUup | $27.74 | 5/21/2011 5:14:07 PM |
| JCM_MN | $34.00 | 5/21/2011 5:49:43 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 3:22:34 PM |
| janeybooboo | $122.63 | 5/21/2011 4:06:47 PM |
| marwadi-62 | $500.00 | 5/21/2011 4:25:32 PM |
| finance-symphony7 | $25.00 | 5/21/2011 8:14:32 PM |
| spiff666 | $26.66 | 5/22/2011 9:30:23 AM |
| lendstats_com | $200.00 | 5/22/2011 9:50:10 AM |
| riverzeus | $75.00 | 5/22/2011 5:07:28 PM |
| johnrx | $26.59 | 5/22/2011 7:22:09 PM |
| bizzzond | $1,000.00 | 5/23/2011 3:27:17 AM |
| Nerdster1 | $25.11 | 5/23/2011 6:19:33 AM |
| CPAecs | $25.00 | 5/23/2011 9:34:42 AM |
| mpatrick | $25.00 | 5/23/2011 10:45:05 AM |
| heerzaquestion | $500.00 | 5/23/2011 1:28:20 PM |
| JustMee | $25.00 | 5/23/2011 5:15:31 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:37:10 PM |
| FinanceEngine | $40.00 | 5/23/2011 6:11:56 PM |
| intrepid-loot | $50.00 | 5/23/2011 5:41:23 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
503411
This series of Notes was issued and sold upon the funding of the borrower loan #49862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-18-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $358.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,324 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-worker |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Consolidating my Credit Cards
Purpose of loan:
This loan will be used to consolidate Debt.
My financial situation: Stable
I am a good candidate for this loan because I have been a borrower of Prosper in the past and I have a stable job.
Monthly net income: $6433
Monthly expenses: $500
Housing: $2000
Insurance: $250
Car expenses: $0 - Company Vehicle
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/18/2011 9:13:53 AM |
| investment-artist | $25.01 | 5/18/2011 9:09:52 AM |
| NekHoldings | $25.00 | 5/18/2011 9:08:18 AM |
| yield-implementer8 | $100.00 | 5/18/2011 9:18:39 AM |
| reflective-rupee | $200.00 | 5/18/2011 11:13:01 AM |
| Tradesmanlender | $35.00 | 5/18/2011 12:58:46 PM |
| shrewd-income | $100.00 | 5/18/2011 1:36:04 PM |
| mikeandcat | $127.22 | 5/18/2011 3:30:19 PM |
| spy0 | $25.00 | 5/18/2011 6:00:02 PM |
| CASSHMAN | $125.00 | 5/18/2011 6:39:54 PM |
| magnetic-dedication3 | $25.00 | 5/18/2011 7:33:56 PM |
| r48 | $25.00 | 5/18/2011 7:10:42 PM |
| intrepid-loot | $25.00 | 5/19/2011 7:00:22 AM |
| suave-dime6 | $25.00 | 5/19/2011 7:24:17 AM |
| Whipster | $60.00 | 5/19/2011 5:26:20 AM |
| economy-popcorn | $25.00 | 5/19/2011 6:59:20 AM |
| InChicago | $100.00 | 5/19/2011 6:59:46 AM |
| chameleon125 | $25.00 | 5/19/2011 6:25:25 AM |
| CA-Lender | $75.05 | 5/19/2011 8:51:39 AM |
| marwadi-62 | $500.00 | 5/19/2011 4:17:51 PM |
| loss-of-control | $150.00 | 5/19/2011 6:03:54 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:24 PM |
| hookUup | $27.72 | 5/19/2011 6:42:52 PM |
| calbertrand | $25.00 | 5/19/2011 7:08:11 PM |
| dcshobby | $25.00 | 5/19/2011 8:42:28 PM |
| vine99 | $80.00 | 5/19/2011 10:12:15 PM |
| wkeboarder21 | $50.00 | 5/20/2011 6:33:35 AM |
| 1stBankAndHal | $25.05 | 5/20/2011 6:28:36 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:51:12 AM |
| DoctorJoe | $25.00 | 5/20/2011 1:33:58 PM |
| Nerdster1 | $25.11 | 5/20/2011 12:58:30 PM |
| coin-bee1 | $25.00 | 5/20/2011 1:13:41 PM |
| auctionator1 | $25.00 | 5/20/2011 5:29:24 PM |
| steady-penny1 | $28.66 | 5/20/2011 6:02:12 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 8:06:04 PM |
| janeybooboo | $149.00 | 5/20/2011 11:59:20 PM |
| mikeandcat | $187.74 | 5/21/2011 6:51:46 AM |
| 1stBankAndHal | $25.00 | 5/21/2011 7:30:16 AM |
| Feyenoord | $25.00 | 5/21/2011 4:51:39 AM |
| HardLender | $100.00 | 5/21/2011 5:42:57 AM |
| darylc | $25.00 | 5/21/2011 8:39:05 AM |
| bluefootedpig | $47.56 | 5/21/2011 11:09:17 AM |
| platinum-cargo | $25.00 | 5/21/2011 11:28:53 AM |
| rockhound84 | $25.00 | 5/21/2011 12:58:13 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:54:57 PM |
| famous-bill | $25.00 | 5/21/2011 2:18:54 PM |
| jpblan11 | $25.00 | 5/21/2011 3:07:05 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 6:33:31 PM |
| SkyLoan | $30.00 | 5/21/2011 9:39:50 PM |
| CA-Lender | $25.00 | 5/21/2011 9:55:15 PM |
| econgineer | $50.00 | 5/21/2011 10:54:06 PM |
| Bockhunter | $25.00 | 5/21/2011 8:51:47 PM |
| nashibaksi | $25.00 | 5/21/2011 8:27:36 PM |
| krd_Chicago | $50.00 | 5/22/2011 5:39:24 AM |
| lightninghcky7 | $25.00 | 5/22/2011 9:51:31 AM |
| baker31 | $50.00 | 5/22/2011 10:57:25 AM |
| srsock | $25.00 | 5/22/2011 9:52:50 AM |
| lamsabuy | $240.00 | 5/22/2011 1:01:20 PM |
| yield-implementer8 | $100.00 | 5/18/2011 9:18:49 AM |
| lendstats_com | $500.00 | 5/18/2011 9:40:46 AM |
| tech310 | $50.00 | 5/18/2011 9:20:35 AM |
| worth-blanket2 | $5,000.00 | 5/18/2011 10:42:00 AM |
| JustMee | $25.00 | 5/18/2011 11:44:13 AM |
| SecondChanceLendingSERV | $26.21 | 5/18/2011 12:25:34 PM |
| dsgfl1 | $100.00 | 5/18/2011 12:36:14 PM |
| optionscashflow | $25.00 | 5/18/2011 2:50:57 PM |
| reflective-rupee | $300.00 | 5/18/2011 3:11:48 PM |
| wkeboarder21 | $100.00 | 5/18/2011 2:53:32 PM |
| reflective-rupee | $800.00 | 5/18/2011 3:11:28 PM |
| Bank_Of_XL | $50.00 | 5/18/2011 4:38:15 PM |
| yf99yz | $40.00 | 5/18/2011 9:41:54 PM |
| tomdooley12520 | $25.00 | 5/19/2011 6:57:11 AM |
| lendstats_com | $300.00 | 5/19/2011 9:15:19 AM |
| money-baron | $100.00 | 5/19/2011 12:49:05 PM |
| loanman2007 | $250.00 | 5/19/2011 12:29:12 PM |
| a-fund-doctor | $25.00 | 5/19/2011 1:43:49 PM |
| jcw3rd | $25.00 | 5/19/2011 4:08:39 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:44 PM |
| designer_10 | $25.00 | 5/20/2011 9:17:44 AM |
| janeybooboo | $51.00 | 5/20/2011 11:38:25 AM |
| justanothersushieater | $25.00 | 5/20/2011 1:32:17 PM |
| buffalobills | $25.00 | 5/20/2011 2:37:10 PM |
| 420limo | $150.00 | 5/20/2011 3:42:51 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:06:33 PM |
| Cronos | $250.00 | 5/21/2011 12:34:10 AM |
| drcoop | $25.00 | 5/21/2011 3:00:57 AM |
| BradP | $25.00 | 5/21/2011 7:56:53 AM |
| mikeandcat | $100.00 | 5/21/2011 6:52:25 AM |
| privatebankerva | $25.00 | 5/21/2011 7:36:06 AM |
| Interloper | $30.00 | 5/21/2011 10:00:45 AM |
| irrelevant | $25.00 | 5/21/2011 10:17:29 AM |
| Kyileo | $25.00 | 5/21/2011 12:01:53 PM |
| Gandalf0001 | $44.00 | 5/21/2011 2:03:16 PM |
| elevated-finance | $25.00 | 5/21/2011 2:57:36 PM |
| well-mannered-income3 | $70.00 | 5/21/2011 3:55:01 PM |
| Christophe | $50.00 | 5/21/2011 4:35:30 PM |
| transformer855 | $25.00 | 5/21/2011 4:59:45 PM |
| diversification-medalist | $100.00 | 5/21/2011 11:39:10 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:16:03 PM |
| RecoveryLender | $25.00 | 5/22/2011 6:20:02 AM |
| ChewyZ | $25.00 | 5/22/2011 7:29:02 AM |
| pfh | $25.00 | 5/22/2011 7:44:12 AM |
| RichMaker1 | $50.00 | 5/22/2011 10:03:57 AM |
| kendigme | $28.61 | 5/22/2011 4:17:56 AM |
| YosemiteSam | $25.00 | 5/22/2011 6:05:24 AM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
504599
This series of Notes was issued and sold upon the funding of the borrower loan #49757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $253.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,922 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-guard4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan
Purpose of loan:
This loan will be used to...pay off all small bills
My financial situation:
I am a good candidate for this loan because...I pay my bills
Monthly net income: $4,178.00
Monthly expenses: $
Housing: $750.00
Insurance: $110.00
Car expenses: $536.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $125.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| availableloan | $25.00 | 4/30/2011 12:07:36 PM |
| Zolton | $100.00 | 4/30/2011 3:54:23 PM |
| magnetic-dedication3 | $25.00 | 4/30/2011 7:39:29 PM |
| caring-hope2 | $50.00 | 5/1/2011 7:23:00 AM |
| econgineer | $50.00 | 5/1/2011 6:34:01 AM |
| reflective-rupee | $25.00 | 5/1/2011 7:46:43 PM |
| auction-seeker | $25.00 | 5/2/2011 6:03:20 PM |
| bonus-demon | $25.00 | 5/3/2011 10:23:52 AM |
| addlending | $50.00 | 5/3/2011 12:16:50 PM |
| first-upright-payout | $25.00 | 5/4/2011 2:07:26 AM |
| Leopoldine | $25.00 | 5/4/2011 7:59:15 AM |
| smart-gold | $25.00 | 5/4/2011 12:38:15 PM |
| penny-candy | $25.00 | 5/5/2011 7:51:32 PM |
| houli123 | $50.00 | 5/9/2011 1:41:51 AM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:43 PM |
| systemlender | $50.00 | 5/9/2011 2:58:09 PM |
| mraleig | $250.00 | 5/9/2011 4:50:53 PM |
| DrewBDoo | $50.00 | 5/9/2011 6:39:34 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:05:19 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:00 PM |
| spy0 | $25.00 | 5/10/2011 5:39:54 PM |
| careful-note | $100.00 | 5/10/2011 5:38:45 PM |
| Mariner3605 | $25.00 | 5/10/2011 5:44:30 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:18 AM |
| math1973 | $50.00 | 5/11/2011 9:35:31 AM |
| nalaari | $32.79 | 5/11/2011 4:43:02 PM |
| worldly-community3 | $50.00 | 5/11/2011 3:55:24 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:54:23 PM |
| don8ter | $25.00 | 5/12/2011 1:41:16 AM |
| the-money-gargantuan | $25.00 | 5/12/2011 9:19:04 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:40:58 AM |
| cosmof16 | $50.00 | 5/12/2011 11:21:49 AM |
| orange-courageous-dedication | $50.00 | 5/12/2011 12:14:40 PM |
| chicco | $100.00 | 5/12/2011 12:53:39 PM |
| Ripsaw4U | $50.00 | 5/12/2011 1:35:23 PM |
| FigTree | $50.00 | 5/12/2011 2:19:37 PM |
| camaraderi-atmosphere | $50.00 | 5/12/2011 2:39:25 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:55:25 PM |
| ahansen | $25.00 | 5/12/2011 4:04:14 PM |
| MadHun | $100.00 | 5/12/2011 8:14:20 PM |
| Bio-physicist | $25.00 | 5/13/2011 1:21:44 AM |
| mrbanker | $50.00 | 5/13/2011 9:58:29 AM |
| bigphish | $50.00 | 5/13/2011 10:06:54 AM |
| bailey1223 | $25.00 | 5/13/2011 9:52:56 AM |
| justinology | $50.00 | 5/13/2011 11:41:31 AM |
| sympathetic-asset | $50.00 | 5/13/2011 1:13:56 PM |
| the-enterprising-leverage | $50.00 | 5/13/2011 2:38:52 PM |
| andyb9 | $50.00 | 5/13/2011 2:35:20 PM |
| addlending | $50.00 | 5/13/2011 4:51:59 PM |
| CA-Lender | $25.05 | 5/13/2011 5:04:29 PM |
| thankful-nickel2 | $25.00 | 5/13/2011 5:07:38 PM |
| sensational-dinero6 | $50.00 | 5/13/2011 5:09:23 PM |
| anton | $2,000.00 | 5/13/2011 4:08:04 PM |
| first-resplendent-revenue | $50.00 | 5/13/2011 5:10:05 PM |
| currency-persimmon | $50.00 | 5/13/2011 5:04:34 PM |
| AFairDeal | $50.00 | 5/13/2011 5:06:33 PM |
| gain-gourd | $100.00 | 5/13/2011 5:10:45 PM |
| helpinghand63 | $30.00 | 5/13/2011 5:07:26 PM |
| BaxterEvil | $25.00 | 5/13/2011 5:21:50 PM |
| rupee-carnation | $50.00 | 5/13/2011 5:22:30 PM |
| note-sensation | $50.00 | 5/13/2011 5:09:52 PM |
| suk200 | $25.00 | 5/13/2011 5:22:57 PM |
| auctionator1 | $25.00 | 5/13/2011 5:23:43 PM |
| gregb131 | $50.00 | 5/13/2011 5:24:09 PM |
| amerigor | $25.00 | 5/13/2011 5:21:33 PM |
| Timma | $50.00 | 5/13/2011 5:22:43 PM |
| dpdn57 | $25.00 | 5/13/2011 5:23:01 PM |
| unbelievable-diversification8 | $25.00 | 5/13/2011 5:24:05 PM |
| Joeburly | $25.00 | 5/13/2011 5:24:15 PM |
| ingenious-diversification | $25.00 | 5/13/2011 5:24:55 PM |
| MrLender101 | $50.00 | 5/13/2011 5:22:32 PM |
| the-profit-oracle | $25.00 | 5/13/2011 5:23:56 PM |
| flexible-value | $100.00 | 5/13/2011 5:36:06 PM |
| -Tuxedo- | $50.00 | 5/13/2011 7:34:23 PM |
| intrepid-loot | $50.00 | 5/13/2011 6:37:46 PM |
| Greylox | $25.00 | 5/13/2011 7:55:23 PM |
| sunnyboy_7478 | $50.00 | 5/13/2011 7:58:49 PM |
| janeybooboo | $100.00 | 5/13/2011 8:11:47 PM |
| elevated-finance | $38.49 | 5/13/2011 10:00:13 PM |
| kingbutthd | $25.00 | 5/14/2011 1:59:40 AM |
| Cbgator | $25.00 | 5/14/2011 2:04:30 AM |
| faldska | $25.00 | 5/14/2011 2:05:11 AM |
| Headhunter14 | $25.00 | 5/14/2011 2:10:28 AM |
| PaulW | $25.00 | 5/14/2011 2:00:03 AM |
| uarewhatuthink | $25.00 | 5/14/2011 2:10:47 AM |
| pi31415 | $25.00 | 5/14/2011 2:05:23 AM |
| Steveoo1 | $25.00 | 5/14/2011 2:22:10 AM |
| rmachi | $25.00 | 5/14/2011 1:55:57 AM |
| ash135 | $25.00 | 5/14/2011 2:00:32 AM |
| nicklds | $25.00 | 5/14/2011 2:04:44 AM |
| bbrelo | $25.00 | 5/14/2011 2:09:10 AM |
| Artist_Blue | $25.00 | 5/14/2011 2:12:00 AM |
| MilitaryAV8R | $25.00 | 5/14/2011 2:21:57 AM |
| IP | $33.17 | 5/14/2011 2:22:58 AM |
| GrayStudio | $25.00 | 5/14/2011 2:24:23 AM |
| vutah | $25.00 | 4/30/2011 2:02:34 PM |
| the-enthralling-coin | $50.00 | 4/30/2011 12:05:56 PM |
| competent-p2p | $50.00 | 4/30/2011 1:28:19 PM |
| Bank_Of_XL | $50.00 | 4/30/2011 4:49:47 PM |
| first-class-wealth6 | $25.00 | 5/1/2011 11:17:43 AM |
| tech310 | $50.00 | 5/1/2011 12:03:12 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:50 PM |
| Peterman | $25.00 | 5/3/2011 6:09:03 AM |
| BxRealtor | $25.00 | 5/5/2011 10:07:59 AM |
| mgking007 | $25.00 | 5/5/2011 9:32:05 PM |
| boater01 | $50.00 | 5/6/2011 12:21:23 PM |
| Interloper | $27.00 | 5/8/2011 1:30:43 PM |
| DasMula | $27.00 | 5/9/2011 7:46:00 AM |
| radforj22 | $25.00 | 5/10/2011 5:33:09 AM |
| Dubbs360 | $50.00 | 5/10/2011 9:05:17 AM |
| sshgfwb | $25.00 | 5/10/2011 10:16:08 AM |
| msw_engr | $50.00 | 5/10/2011 5:40:09 PM |
| rescue | $100.00 | 5/10/2011 6:54:43 PM |
| benjo | $50.00 | 5/11/2011 9:25:37 AM |
| toblerone | $50.00 | 5/11/2011 5:45:47 PM |
| efficient-treasure0 | $25.00 | 5/11/2011 5:41:20 PM |
| skuba | $50.00 | 5/11/2011 5:42:51 PM |
| deal-guardian1 | $50.00 | 5/11/2011 5:45:40 PM |
| indomitable-coin | $25.00 | 5/12/2011 5:55:29 AM |
| vigilance-revolutionary | $50.00 | 5/12/2011 9:13:22 AM |
| american6 | $100.00 | 5/12/2011 1:36:50 PM |
| Supernick | $50.00 | 5/12/2011 5:28:30 PM |
| golden-bid9 | $25.00 | 5/12/2011 5:31:37 PM |
| gracej | $25.00 | 5/12/2011 5:28:44 PM |
| successful-wealth7 | $50.00 | 5/12/2011 6:03:58 PM |
| Pookie22 | $50.00 | 5/12/2011 5:30:51 PM |
| tlp43 | $50.00 | 5/12/2011 8:24:34 PM |
| anwn | $50.00 | 5/13/2011 5:34:04 AM |
| kulender | $50.00 | 5/13/2011 7:00:10 AM |
| wise-cash-keeper | $25.00 | 5/13/2011 9:08:27 AM |
| orgy63 | $50.00 | 5/13/2011 9:43:51 AM |
| optimization3 | $50.00 | 5/13/2011 9:49:59 AM |
| saihu | $25.00 | 5/13/2011 9:52:33 AM |
| lostontheedge | $25.00 | 5/13/2011 9:55:56 AM |
| niceville80 | $50.00 | 5/13/2011 10:07:38 AM |
| invincible-dough | $50.00 | 5/13/2011 11:33:54 AM |
| Ocean713 | $50.00 | 5/13/2011 11:08:41 AM |
| Preteur | $25.00 | 5/13/2011 1:50:41 PM |
| dedication-ninja7 | $25.00 | 5/13/2011 2:14:03 PM |
| wwwUniversal | $25.00 | 5/13/2011 3:20:17 PM |
| friendly-market5 | $35.40 | 5/13/2011 4:19:45 PM |
| jybank | $50.00 | 5/13/2011 3:59:08 PM |
| VillageLending | $50.00 | 5/13/2011 3:59:25 PM |
| jwood3030 | $25.00 | 5/13/2011 3:59:12 PM |
| sci_guy | $25.00 | 5/13/2011 5:09:57 PM |
| brilliant-leverage4 | $50.00 | 5/13/2011 5:10:19 PM |
| discrete-basis1 | $50.00 | 5/13/2011 4:33:56 PM |
| productive-principal7 | $25.00 | 5/13/2011 5:12:57 PM |
| sophisticated-deal0 | $200.00 | 5/13/2011 4:34:32 PM |
| busnssmn | $25.00 | 5/13/2011 5:13:08 PM |
| supreme-hope | $25.00 | 5/13/2011 4:52:00 PM |
| DadWarbucks | $50.00 | 5/13/2011 5:06:29 PM |
| 113121 | $25.00 | 5/13/2011 5:10:43 PM |
| commerce-web5 | $25.00 | 5/13/2011 5:21:42 PM |
| orange-camaraderi-galaxy | $100.00 | 5/13/2011 5:21:59 PM |
| dunedin | $25.00 | 5/13/2011 5:22:35 PM |
| calinno2 | $25.00 | 5/13/2011 5:22:54 PM |
| RetiredATC | $50.00 | 5/13/2011 5:11:03 PM |
| beaker | $50.00 | 5/13/2011 5:11:17 PM |
| JustMee | $25.00 | 5/13/2011 5:26:00 PM |
| brightest-affluence-motivator | $50.00 | 5/13/2011 5:22:05 PM |
| heavenly-interest2 | $50.00 | 5/13/2011 5:22:25 PM |
| MyPFBlog | $25.00 | 5/13/2011 5:14:07 PM |
| EvalCrux | $50.00 | 5/13/2011 5:14:15 PM |
| durability-ruler | $25.00 | 5/13/2011 5:21:26 PM |
| syounker | $50.00 | 5/13/2011 5:22:41 PM |
| best-phenomenal-treasure | $25.00 | 5/13/2011 5:24:40 PM |
| meenan | $25.00 | 5/13/2011 5:24:48 PM |
| TheGrayFox | $50.00 | 5/13/2011 6:59:16 PM |
| SpecialMan-211 | $100.00 | 5/13/2011 8:11:20 PM |
| cutter21 | $25.00 | 5/13/2011 8:38:19 PM |
| power-defender7 | $50.00 | 5/13/2011 8:23:29 PM |
| MacHead | $25.00 | 5/13/2011 8:25:59 PM |
| lowestghost | $29.01 | 5/13/2011 8:39:14 PM |
| Viamin | $25.00 | 5/14/2011 1:59:47 AM |
| Ready2Loan | $25.00 | 5/14/2011 2:00:09 AM |
| Sixmil | $100.00 | 5/14/2011 2:04:50 AM |
| Rivervale_Westwood | $25.00 | 5/14/2011 2:09:28 AM |
| Centaur | $27.83 | 5/14/2011 2:00:20 AM |
| LenderByDay | $25.00 | 5/14/2011 2:11:22 AM |
| Hanalei712 | $50.00 | 5/13/2011 11:14:54 PM |
| AdamClemSC | $25.00 | 5/14/2011 2:06:04 AM |
| dedication-elixir | $50.00 | 5/14/2011 12:20:16 AM |
| kscc183 | $25.00 | 5/14/2011 2:20:49 AM |
| littlemonkey | $25.00 | 5/14/2011 2:04:59 AM |
| Vreet | $29.26 | 5/14/2011 2:09:51 AM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
505269
This series of Notes was issued and sold upon the funding of the borrower loan #49742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1980 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $214,055 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-magma1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payments done on time
Purpose of loan:
This loan will be used to...Debt consolidation
My financial situation:
I am a good candidate for this loan because..I always make my payments on time and appreciate being given this opportunity.
Monthly net income: 530,000 with husbands salary
Monthly expenses: $6000. Housing: $4000.
Insurance: $200
Car expenses: $700
Utilities: $500
Phone, cable, internet: $400
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: 2000.00Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/4/2011 5:08:23 PM |
| SLN-10 | $25.00 | 5/4/2011 5:07:26 PM |
| reflective-rupee | $25.00 | 5/5/2011 4:59:34 AM |
| janeybooboo | $100.00 | 5/5/2011 6:15:53 AM |
| the-enthralling-coin | $25.00 | 5/6/2011 8:57:50 AM |
| diplomatic-wealth7 | $25.00 | 5/8/2011 1:16:10 PM |
| qsolo | $200.00 | 5/9/2011 9:44:10 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:22:35 AM |
| Whipster | $50.00 | 5/9/2011 11:24:31 AM |
| bonus-demon | $50.00 | 5/9/2011 4:26:08 PM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 11:07:44 AM |
| penny-candy | $25.00 | 5/11/2011 7:37:53 PM |
| buffalobills | $25.00 | 5/12/2011 8:17:40 AM |
| Investor509 | $25.00 | 5/12/2011 12:01:56 PM |
| SB94114 | $25.00 | 5/13/2011 9:03:23 AM |
| LendingHelper | $250.00 | 5/13/2011 11:14:56 AM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:25 AM |
| chungfang | $25.00 | 5/14/2011 11:18:52 AM |
| thankful-nickel2 | $25.00 | 5/14/2011 6:05:18 PM |
| yu-rik | $100.00 | 5/14/2011 8:02:09 PM |
| Rashanir | $25.00 | 5/15/2011 12:36:48 AM |
| Investoman | $75.00 | 5/15/2011 4:25:08 AM |
| investment-habanero8 | $100.00 | 5/16/2011 3:28:58 AM |
| bsh297 | $25.00 | 5/16/2011 6:05:08 AM |
| duty-monger | $50.00 | 5/16/2011 6:42:42 AM |
| special-currency6 | $50.00 | 5/16/2011 9:32:46 AM |
| bosloan26 | $39.83 | 5/16/2011 9:50:47 AM |
| EBITDA | $25.00 | 5/16/2011 10:11:39 AM |
| value-allocator1 | $100.00 | 5/16/2011 10:03:15 AM |
| Cai8899 | $25.00 | 5/16/2011 10:38:55 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:49:54 AM |
| brainy-deal | $25.00 | 5/16/2011 11:56:18 AM |
| shrewd-income | $25.00 | 5/16/2011 12:34:32 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:37:04 PM |
| dcap3 | $75.00 | 5/16/2011 4:18:29 PM |
| economy-coup | $30.00 | 5/4/2011 5:07:17 PM |
| umfan123 | $25.00 | 5/11/2011 6:05:10 AM |
| jjswanso | $40.00 | 5/11/2011 10:04:26 AM |
| loyalist1 | $100.00 | 5/12/2011 6:39:38 AM |
| jclegacy | $25.81 | 5/12/2011 7:05:16 AM |
| coin-bee1 | $25.00 | 5/12/2011 3:22:27 PM |
| newest-generous-income | $25.00 | 5/13/2011 12:10:17 AM |
| transparent-silver | $25.00 | 5/13/2011 7:10:35 AM |
| missing-link | $25.00 | 5/13/2011 1:41:03 PM |
| treasure-hunter270 | $25.00 | 5/14/2011 8:11:31 AM |
| Redmond | $25.00 | 5/14/2011 12:07:21 PM |
| Weaverville | $25.00 | 5/14/2011 12:07:46 PM |
| 1willray | $25.00 | 5/14/2011 10:40:59 PM |
| KarlMarx | $25.00 | 5/15/2011 3:19:06 AM |
| Bomber | $25.00 | 5/15/2011 10:54:08 AM |
| loss-of-control | $50.00 | 5/15/2011 4:57:38 PM |
| the-silver-blaster | $50.00 | 5/16/2011 7:36:04 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:30 AM |
| miamibeachloaner | $25.00 | 5/16/2011 12:46:07 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:29 PM |
| isuperwang | $30.00 | 5/16/2011 1:49:53 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
505738
This series of Notes was issued and sold upon the funding of the borrower loan #49847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,889.74 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $301.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 18y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,403 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-likeable-duty |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to... repair driveway and patio enclosure
My financial situation:
I am a good candidate for this loan because...my credit score is 775 and I pay my bills on time
Monthly net income: $3,800
Monthly expenses: $
Housing: $451
Insurance: $
Car expenses: $228
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $501
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 5:10:30 PM |
| competent-p2p | $50.00 | 5/10/2011 6:12:14 PM |
| Bank_Of_XL | $50.00 | 5/11/2011 5:09:59 AM |
| Interloper | $27.00 | 5/11/2011 3:55:13 PM |
| rescue | $100.00 | 5/11/2011 5:46:04 PM |
| kulender | $50.00 | 5/14/2011 9:22:09 AM |
| tech310 | $50.00 | 5/19/2011 1:38:17 AM |
| FigTree | $50.00 | 5/19/2011 10:29:18 AM |
| triumph329 | $25.00 | 5/19/2011 2:13:09 PM |
| maldok1 | $25.00 | 5/19/2011 5:41:14 PM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:15 AM |
| brightest-dynamic-peace | $25.00 | 5/20/2011 10:28:32 AM |
| Cai8899 | $30.00 | 5/20/2011 10:30:51 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:28 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:26 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:34 AM |
| enthralling-deal180 | $25.00 | 5/21/2011 10:00:57 AM |
| radforj22 | $25.00 | 5/21/2011 11:47:54 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:19 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:01 PM |
| agreement-guild | $100.00 | 5/22/2011 12:25:36 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:15 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:13 PM |
| gaiusceasar | $25.00 | 5/23/2011 12:31:47 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:13 PM |
| the-silver-blaster | $50.00 | 5/23/2011 7:08:27 PM |
| genius520 | $50.00 | 5/23/2011 7:31:18 PM |
| blue-nourishing-principal | $100.00 | 5/23/2011 7:42:51 PM |
| wayman | $50.00 | 5/23/2011 7:43:20 PM |
| meenan | $25.00 | 5/23/2011 7:49:42 PM |
| nytrnbow | $25.00 | 5/23/2011 7:51:03 PM |
| Breakfast_Gypsy | $25.00 | 5/23/2011 7:51:35 PM |
| MadHun | $100.00 | 5/23/2011 7:53:42 PM |
| BaxterEvil | $25.00 | 5/23/2011 8:01:47 PM |
| stanbalwight4 | $25.00 | 5/23/2011 8:02:21 PM |
| helpishere777 | $50.00 | 5/23/2011 8:02:52 PM |
| Eagledrop | $25.00 | 5/23/2011 8:07:02 PM |
| SelectTrustLending | $25.00 | 5/23/2011 8:12:16 PM |
| donicurioso | $50.00 | 5/23/2011 7:38:09 PM |
| intuitive-integrity9 | $50.00 | 5/23/2011 7:41:25 PM |
| microfunder | $50.00 | 5/23/2011 7:46:51 PM |
| rate-caravan7 | $50.00 | 5/23/2011 7:48:04 PM |
| gold-sushi | $25.00 | 5/23/2011 7:50:07 PM |
| Mariner3605 | $25.00 | 5/23/2011 8:32:55 PM |
| successful-wealth7 | $50.00 | 5/23/2011 7:53:04 PM |
| mcelhatt | $25.00 | 5/23/2011 7:37:38 PM |
| chicco | $100.00 | 5/23/2011 7:55:33 PM |
| Railbird | $25.00 | 5/23/2011 7:57:04 PM |
| sappy02 | $25.00 | 5/23/2011 7:47:02 PM |
| SmokeyMirror | $50.00 | 5/23/2011 7:47:50 PM |
| deal-guardian1 | $50.00 | 5/23/2011 8:41:18 PM |
| tampa_cmc | $50.00 | 5/23/2011 7:51:29 PM |
| gracej | $25.00 | 5/23/2011 8:43:19 PM |
| camaraderi-atmosphere | $50.00 | 5/23/2011 7:52:45 PM |
| dinero-speaker | $25.00 | 5/23/2011 8:00:00 PM |
| Kame | $25.00 | 5/23/2011 8:06:19 PM |
| nestegg4e | $25.00 | 5/23/2011 8:07:14 PM |
| Supernick | $50.00 | 5/23/2011 8:40:39 PM |
| worldly-community3 | $50.00 | 5/23/2011 8:41:05 PM |
| BuffetRocks | $100.00 | 5/23/2011 8:41:56 PM |
| cosmof16 | $25.00 | 5/23/2011 8:38:46 PM |
| benjo | $50.00 | 5/23/2011 8:40:24 PM |
| systemlender | $50.00 | 5/23/2011 8:43:34 PM |
| skuba | $50.00 | 5/23/2011 10:12:33 PM |
| orgy63 | $50.00 | 5/23/2011 9:43:04 PM |
| adamwstein | $25.00 | 5/23/2011 10:04:59 PM |
| derwiki | $25.00 | 5/23/2011 10:32:55 PM |
| ideal-platinum1 | $25.00 | 5/23/2011 11:45:38 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:03 PM |
| successful-agreement7 | $63.92 | 5/23/2011 10:16:41 PM |
| gain-gourd | $100.00 | 5/24/2011 5:51:30 AM |
| P7E | $75.00 | 5/24/2011 3:55:57 AM |
| mtpscuba | $50.00 | 5/24/2011 6:35:25 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:44 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:45 AM |
| ILWTC | $89.52 | 5/24/2011 9:50:14 AM |
| BlindSquirrel | $25.00 | 5/24/2011 9:51:21 AM |
| BrianRK | $26.00 | 5/24/2011 9:51:28 AM |
| adaptable-camaraderi | $50.00 | 5/24/2011 7:25:30 AM |
| loan-paladin470 | $50.00 | 5/24/2011 9:53:53 AM |
| Dweeberkitty1 | $25.00 | 5/24/2011 9:54:10 AM |
| fireboss | $46.32 | 5/24/2011 9:58:43 AM |
| brightest-affluence-motivator | $100.00 | 5/24/2011 10:01:18 AM |
| excellent-nickel | $32.74 | 5/24/2011 10:09:28 AM |
| fxtrader | $25.00 | 5/24/2011 8:25:32 AM |
| velocity-solo | $25.00 | 5/24/2011 10:24:22 AM |
| thegobbler | $25.00 | 5/24/2011 9:51:12 AM |
| macmaner | $50.00 | 5/24/2011 9:51:54 AM |
| lost-money-so-far-on-these | $25.00 | 5/24/2011 9:53:39 AM |
| rulender | $25.00 | 5/24/2011 9:54:25 AM |
| TCayce | $42.62 | 5/24/2011 9:51:43 AM |
| discrete-asset | $25.00 | 5/24/2011 9:55:03 AM |
| red-unequivocal-finance | $25.00 | 5/24/2011 9:55:29 AM |
| Sixmil | $41.87 | 5/24/2011 9:59:10 AM |
| Victor-E-Lane | $25.00 | 5/24/2011 9:54:39 AM |
| lounges | $27.72 | 5/24/2011 9:56:24 AM |
| wbahl | $42.09 | 5/24/2011 10:50:03 AM |
| ash135 | $25.00 | 5/24/2011 10:03:25 AM |
| brazilofmux | $100.00 | 5/24/2011 10:52:14 AM |
| visionary-community | $25.00 | 5/24/2011 10:13:11 AM |
| pbo922 | $50.00 | 5/24/2011 10:54:54 AM |
| bookloverInCA | $50.00 | 5/24/2011 10:32:57 AM |
| dollars_n_sense | $25.00 | 5/24/2011 11:48:30 AM |
| Mostyle | $25.00 | 5/24/2011 11:48:48 AM |
| giannyny | $25.00 | 5/24/2011 11:49:22 AM |
| hardwareman | $50.00 | 5/24/2011 11:49:48 AM |
| dpdn57 | $25.00 | 5/24/2011 11:50:58 AM |
| mangas | $50.00 | 5/24/2011 11:52:37 AM |
| sophisticated-deal0 | $145.18 | 5/24/2011 11:53:06 AM |
| repayment-genius7 | $25.00 | 5/24/2011 11:54:36 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:36:18 AM |
| nicklds | $25.00 | 5/24/2011 10:49:01 AM |
| natecam | $25.00 | 5/24/2011 10:32:58 AM |
| cognizant-rupee7 | $50.00 | 5/24/2011 10:57:25 AM |
| lendme2 | $50.00 | 5/24/2011 1:26:50 PM |
| mangas | $50.00 | 5/24/2011 11:48:27 AM |
| bid-computer | $50.00 | 5/24/2011 11:48:37 AM |
| wtrboy | $50.00 | 5/24/2011 11:48:51 AM |
| drseuzz | $50.00 | 5/24/2011 11:48:58 AM |
| Joeburly | $25.00 | 5/24/2011 11:49:31 AM |
| goingplaces99 | $25.00 | 5/24/2011 11:49:54 AM |
| lowrate | $50.00 | 5/24/2011 11:52:39 AM |
| damanq | $25.00 | 5/24/2011 11:53:09 AM |
| blue-lucrative-rate | $25.00 | 5/24/2011 11:55:59 AM |
| the-enthralling-coin | $25.00 | 5/24/2011 11:58:05 AM |
| compwhiz | $25.00 | 5/24/2011 11:49:00 AM |
| gregb131 | $50.00 | 5/24/2011 11:49:07 AM |
| exchange-pledge | $50.00 | 5/24/2011 11:49:44 AM |
| wealth-influencer | $50.00 | 5/24/2011 11:50:00 AM |
| astute-benjamins | $25.00 | 5/24/2011 2:58:31 PM |
| misstdoe | $25.00 | 5/24/2011 11:50:32 AM |
| Flreap | $25.00 | 5/24/2011 11:51:52 AM |
| note-sensation | $50.00 | 5/24/2011 11:53:17 AM |
| first-resplendent-revenue | $50.00 | 5/24/2011 11:53:28 AM |
| jt88 | $50.00 | 5/24/2011 11:53:45 AM |
| golden-bid9 | $25.00 | 5/24/2011 11:53:56 AM |
| dal_usa | $25.00 | 5/24/2011 3:22:02 PM |
| sanramonobserver | $100.00 | 5/24/2011 3:30:14 PM |
| agreement-network | $50.00 | 5/24/2011 11:57:38 AM |
| gain-expert | $60.00 | 5/24/2011 4:05:27 PM |
| Headhunter14 | $25.00 | 5/24/2011 4:39:40 PM |
| GrayStudio | $25.00 | 5/24/2011 4:42:24 PM |
| monroemoney | $25.00 | 5/24/2011 4:46:35 PM |
| mister_waffle | $25.00 | 5/24/2011 4:49:04 PM |
| LouisSaint | $25.00 | 5/24/2011 4:49:17 PM |
| a-tranquil-liberty | $25.00 | 5/24/2011 3:51:12 PM |
| RG | $39.42 | 5/24/2011 4:20:50 PM |
| JKEnterprises | $25.00 | 5/24/2011 4:51:29 PM |
| bonus-demon | $25.00 | 5/16/2011 9:24:33 AM |
| 6moonbeams | $100.00 | 5/16/2011 8:14:13 PM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:24 AM |
| NobisEst | $25.00 | 5/17/2011 9:42:49 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:24 AM |
| kind-magnificent-bid | $100.00 | 5/18/2011 6:28:24 PM |
| benjamins-utopia | $50.00 | 5/19/2011 5:41:10 PM |
| math1973 | $50.00 | 5/19/2011 5:41:04 PM |
| w3alter | $50.00 | 5/20/2011 5:44:56 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:36 PM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:28 AM |
| krd_Chicago | $50.00 | 5/22/2011 5:50:59 AM |
| new-transaction-wrangler | $50.00 | 5/22/2011 12:25:16 PM |
| american6 | $100.00 | 5/22/2011 12:28:51 PM |
| Peterman | $25.00 | 5/22/2011 6:54:35 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:10 PM |
| Cypher041 | $25.00 | 5/23/2011 9:44:21 AM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:18 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:41 PM |
| valiant-liberty4 | $25.00 | 5/23/2011 7:18:24 PM |
| bigphish | $25.00 | 5/23/2011 7:41:36 PM |
| Pennywize | $50.00 | 5/23/2011 7:46:22 PM |
| ijspence | $25.00 | 5/23/2011 7:47:15 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:35 PM |
| ahansen | $25.00 | 5/23/2011 7:54:43 PM |
| Ripsaw4U | $50.00 | 5/23/2011 7:56:39 PM |
| orange-courageous-dedication | $50.00 | 5/23/2011 7:58:46 PM |
| inspired-investment8 | $100.00 | 5/23/2011 7:18:51 PM |
| p40thawk | $50.00 | 5/23/2011 8:12:45 PM |
| mjjjrj | $25.00 | 5/23/2011 7:36:59 PM |
| Katburg | $50.00 | 5/23/2011 7:41:51 PM |
| thorough-exchange4 | $50.00 | 5/23/2011 7:48:16 PM |
| first-upright-payout | $25.00 | 5/23/2011 7:29:05 PM |
| lostontheedge | $25.00 | 5/23/2011 7:49:28 PM |
| stollcm | $25.00 | 5/23/2011 7:50:26 PM |
| Veggie_Monkey | $25.00 | 5/23/2011 7:37:11 PM |
| dedication-elixir | $50.00 | 5/23/2011 7:53:56 PM |
| mrbanker | $50.00 | 5/23/2011 7:55:01 PM |
| wwwUniversal | $25.00 | 5/23/2011 7:58:13 PM |
| careful-note | $100.00 | 5/23/2011 8:39:18 PM |
| toblerone | $50.00 | 5/23/2011 7:59:37 PM |
| CPDDDS | $47.50 | 5/23/2011 8:39:42 PM |
| miamibeachloaner | $50.00 | 5/23/2011 8:42:12 PM |
| boater01 | $50.00 | 5/23/2011 8:42:40 PM |
| payout-motivator0 | $75.00 | 5/23/2011 8:43:01 PM |
| reinforced-investment4 | $25.00 | 5/23/2011 7:54:25 PM |
| InvestorPartners | $25.00 | 5/23/2011 8:10:35 PM |
| shred123 | $25.00 | 5/23/2011 8:02:35 PM |
| iolaire | $25.00 | 5/23/2011 8:11:05 PM |
| grabtakeout | $25.00 | 5/23/2011 8:35:13 PM |
| msw_engr | $50.00 | 5/23/2011 8:40:03 PM |
| superb-funds335 | $25.00 | 5/23/2011 8:41:36 PM |
| don8ter | $25.00 | 5/23/2011 8:43:50 PM |
| tender-integrity3 | $33.56 | 5/23/2011 10:10:50 PM |
| williemc44 | $25.00 | 5/23/2011 9:47:10 PM |
| rate-mogul | $100.00 | 5/23/2011 10:11:06 PM |
| benefit-producer | $25.00 | 5/23/2011 10:04:53 PM |
| awwaww | $50.00 | 5/23/2011 10:10:26 PM |
| bountiful-durability | $50.00 | 5/23/2011 10:16:50 PM |
| orange-dollar-guild | $25.00 | 5/23/2011 10:16:48 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:14 PM |
| orange-camaraderi-galaxy | $100.00 | 5/23/2011 10:18:28 PM |
| vigilance-revolutionary | $50.00 | 5/23/2011 10:19:00 PM |
| rdav | $25.00 | 5/23/2011 10:32:14 PM |
| creative-gold | $50.00 | 5/24/2011 4:25:26 AM |
| drtexican | $25.00 | 5/24/2011 9:50:39 AM |
| Shockem923 | $25.00 | 5/24/2011 9:50:46 AM |
| venture30 | $50.00 | 5/24/2011 9:53:31 AM |
| wise-silver-wonder | $25.00 | 5/24/2011 9:56:29 AM |
| urbanMisfit | $25.00 | 5/24/2011 9:59:54 AM |
| Cheburashka | $25.00 | 5/24/2011 10:00:14 AM |
| onlyinchicago | $50.00 | 5/24/2011 9:51:05 AM |
| HibbyD | $35.00 | 5/24/2011 9:53:36 AM |
| EtaDuck | $50.00 | 5/24/2011 9:54:01 AM |
| MissionMicroFinance | $25.00 | 5/24/2011 9:55:44 AM |
| yield-seeker | $25.00 | 5/24/2011 9:57:54 AM |
| chief_wo | $50.00 | 5/24/2011 9:54:33 AM |
| ultimatepaintball | $25.00 | 5/24/2011 9:54:42 AM |
| aha6297 | $25.00 | 5/24/2011 9:55:40 AM |
| tsquared_030 | $50.00 | 5/24/2011 9:58:47 AM |
| diverse2 | $29.15 | 5/24/2011 9:59:05 AM |
| rmachi | $25.00 | 5/24/2011 10:13:39 AM |
| GSXR-King | $50.00 | 5/24/2011 11:02:08 AM |
| community-pipeline | $25.00 | 5/24/2011 11:48:43 AM |
| moola-cell3 | $50.00 | 5/24/2011 11:49:01 AM |
| innocent-loot | $50.00 | 5/24/2011 11:49:40 AM |
| fcukciti | $25.00 | 5/24/2011 11:50:02 AM |
| cathexis | $25.00 | 5/24/2011 11:50:16 AM |
| basis-wizard8 | $50.00 | 5/24/2011 11:58:04 AM |
| DrStaff | $30.00 | 5/24/2011 10:50:50 AM |
| buddy486 | $25.00 | 5/24/2011 10:55:06 AM |
| income-excellence1 | $50.00 | 5/24/2011 10:47:04 AM |
| money-bauble | $81.66 | 5/24/2011 10:54:08 AM |
| chekat | $25.00 | 5/24/2011 11:48:32 AM |
| mooselegs19 | $50.00 | 5/24/2011 11:48:40 AM |
| flyboy24 | $25.00 | 5/24/2011 11:49:02 AM |
| orbital-velocity7 | $50.00 | 5/24/2011 11:49:51 AM |
| MyPFBlog | $25.00 | 5/24/2011 11:52:48 AM |
| KgBsUcKa | $25.00 | 5/24/2011 1:51:00 PM |
| wise-extraordinary-loot | $50.00 | 5/24/2011 11:52:52 AM |
| KVEER | $25.00 | 5/24/2011 11:53:00 AM |
| RetiredATC | $50.00 | 5/24/2011 11:53:40 AM |
| sensational-dinero6 | $50.00 | 5/24/2011 11:55:33 AM |
| transparent-transaction8 | $50.00 | 5/24/2011 11:58:00 AM |
| Zayatz | $50.00 | 5/24/2011 11:49:57 AM |
| Weaverville | $25.00 | 5/24/2011 11:50:07 AM |
| oracle3 | $50.00 | 5/24/2011 11:50:25 AM |
| sci_guy | $25.00 | 5/24/2011 11:53:23 AM |
| brilliant-leverage4 | $50.00 | 5/24/2011 11:53:33 AM |
| Pookie22 | $50.00 | 5/24/2011 11:53:52 AM |
| lagnisiruk | $25.00 | 5/24/2011 11:53:59 AM |
| the-money-gargantuan | $25.00 | 5/24/2011 11:55:09 AM |
| exciting-fairness8 | $50.00 | 5/24/2011 11:57:41 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:08 AM |
| spiritual-fairness5 | $38.76 | 5/24/2011 3:38:35 PM |
| sturdy-fairness5 | $40.83 | 5/24/2011 3:50:54 PM |
| dedication-ninja7 | $50.00 | 5/24/2011 12:11:13 PM |
| Willylump | $25.00 | 5/24/2011 4:22:31 PM |
| ocho | $50.00 | 5/24/2011 1:46:47 PM |
| frankdelraza | $28.13 | 5/24/2011 4:27:23 PM |
| Veltliner | $25.00 | 5/24/2011 4:37:04 PM |
| SanJoser | $25.00 | 5/24/2011 4:39:50 PM |
| TrixieD | $25.00 | 5/24/2011 4:45:31 PM |
| omerta6102 | $25.75 | 5/24/2011 4:46:22 PM |
| dochelp | $50.00 | 5/24/2011 4:51:46 PM |
| must32wind | $50.00 | 5/24/2011 3:40:49 PM |
| MilitaryAV8R | $25.00 | 5/24/2011 4:38:40 PM |
| techs | $25.00 | 5/24/2011 4:26:57 PM |
| Soothsayer | $25.00 | 5/24/2011 4:39:12 PM |
| EJO | $25.00 | 5/24/2011 4:49:22 PM |
| 278 Investments
|
Borrower Payment Dependent Notes Series
506104
This series of Notes was issued and sold upon the funding of the borrower loan #49761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $285.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,984 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kwatzek |
Borrower's state:
| Ohio |
Borrower's group:
| 1 Active Real Estate Investors & Lenders Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
investment property
Purpose of loan:
This loan will be used to...Buy investment property
My financial situation:
I am a good candidate for this loan because...I am a good candidate for this loan because...I have worked hard the past 5 yrs to raise my credit score from 552 to 700. My experian score is 693. I haven't come this far to mess it up now. You can view some of the properties I am interested in at realtor.com. MLS# 323283, 2110.15574. I am also looking at duplexes. I'm not buying anything with foundation or any other major issues. I will be getting at least $400 a month for the rental property, so I will pay the loan back.
Monthly net income: $1500
Potential income from property $400 - $500 monthly
Housing: $
Insurance: $84
Car expenses: $161
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/10/2011 5:09:55 PM |
| jjswanso | $50.00 | 5/15/2011 6:04:40 AM |
| Investoman | $75.00 | 5/16/2011 9:33:16 AM |
| tech310 | $50.00 | 5/19/2011 1:44:50 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:56 AM |
| chungfang | $25.00 | 5/20/2011 5:54:13 PM |
| antlr | $50.00 | 5/20/2011 5:55:39 PM |
| ingenious-deal6 | $25.00 | 5/20/2011 5:54:43 PM |
| payment-gusto | $25.00 | 5/22/2011 12:33:10 PM |
| desertoasis | $30.00 | 5/23/2011 8:09:57 AM |
| Turtlebear44 | $25.00 | 5/23/2011 9:53:44 AM |
| Katburg | $25.00 | 5/23/2011 3:31:28 PM |
| the-silver-blaster | $50.00 | 5/23/2011 4:33:46 PM |
| payment-jalapeno9 | $250.00 | 5/23/2011 6:22:18 PM |
| finagler | $25.00 | 5/23/2011 6:35:23 PM |
| imlosttoo | $25.00 | 5/23/2011 6:07:12 PM |
| income-buddy7 | $50.00 | 5/23/2011 6:13:57 PM |
| Rob717171 | $50.00 | 5/23/2011 6:14:20 PM |
| Weaverville | $25.00 | 5/23/2011 6:19:54 PM |
| divedude | $25.00 | 5/23/2011 6:50:00 PM |
| graceful-investment | $100.00 | 5/23/2011 7:09:26 PM |
| Cai8899 | $25.00 | 5/23/2011 6:51:38 PM |
| dedicated-transaction796 | $50.00 | 5/23/2011 8:02:03 PM |
| 6moonbeams | $50.00 | 5/23/2011 8:04:28 PM |
| money-bauble | $100.00 | 5/23/2011 7:30:02 PM |
| GoBigRed97 | $50.00 | 5/23/2011 8:12:55 PM |
| goodhelper | $50.00 | 5/23/2011 8:18:03 PM |
| MADAOO7 | $50.00 | 5/23/2011 8:19:39 PM |
| wise-deal-gravitas | $100.00 | 5/23/2011 8:20:04 PM |
| lendme2 | $50.00 | 5/23/2011 8:23:27 PM |
| rlrcstr | $25.00 | 5/23/2011 8:24:30 PM |
| fighter122 | $35.00 | 5/23/2011 8:25:40 PM |
| stanfordgrad05 | $50.00 | 5/23/2011 8:26:18 PM |
| treasure-bliss | $50.00 | 5/23/2011 7:26:28 PM |
| truecalling9 | $50.00 | 5/23/2011 8:26:57 PM |
| finance-prescription | $50.00 | 5/23/2011 7:26:54 PM |
| kidsskipp | $50.00 | 5/23/2011 8:27:35 PM |
| integrity-trumpet | $50.00 | 5/23/2011 8:27:56 PM |
| seisen | $100.00 | 5/23/2011 7:28:49 PM |
| papaloha | $25.00 | 5/23/2011 8:28:19 PM |
| oldmora | $50.00 | 5/23/2011 8:28:50 PM |
| investment-visionary | $25.00 | 5/23/2011 8:29:17 PM |
| exciting-loyalty3 | $100.00 | 5/23/2011 8:30:00 PM |
| hitsman | $50.00 | 5/23/2011 8:30:23 PM |
| careful-note | $50.00 | 5/23/2011 8:31:36 PM |
| wwwUniversal | $25.00 | 5/23/2011 7:57:40 PM |
| craig1050 | $25.00 | 5/23/2011 8:09:38 PM |
| Dad4563 | $50.00 | 5/23/2011 8:11:23 PM |
| exchange-relief52 | $50.00 | 5/23/2011 8:17:26 PM |
| helpful-listing | $50.00 | 5/23/2011 8:18:16 PM |
| sdkevin | $25.00 | 5/23/2011 8:06:39 PM |
| NorthernFunds | $50.00 | 5/23/2011 8:18:47 PM |
| dthompso | $40.00 | 5/23/2011 8:20:11 PM |
| TomKacz | $43.62 | 5/23/2011 8:20:33 PM |
| asiaratt | $50.00 | 5/23/2011 8:21:30 PM |
| integrity-hug2 | $25.00 | 5/23/2011 8:22:38 PM |
| currency-secret-agent | $50.00 | 5/23/2011 8:23:20 PM |
| Comoparklender | $50.00 | 5/23/2011 8:58:24 PM |
| SDKiwi | $25.00 | 5/23/2011 8:23:35 PM |
| burrito6 | $25.00 | 5/23/2011 8:11:51 PM |
| organic-order | $25.00 | 5/23/2011 8:26:28 PM |
| wanna-help | $25.00 | 5/23/2011 8:26:51 PM |
| favorite-deal6 | $25.00 | 5/23/2011 8:28:07 PM |
| economy-producer | $25.00 | 5/23/2011 8:28:58 PM |
| ErvLending | $50.00 | 5/23/2011 8:17:38 PM |
| AAAInvestments | $25.00 | 5/23/2011 8:17:51 PM |
| hglrfdom | $25.00 | 5/23/2011 8:18:06 PM |
| social-conductor4 | $25.00 | 5/23/2011 8:18:22 PM |
| a-successful-credit | $100.00 | 5/23/2011 8:18:32 PM |
| restech | $25.00 | 5/23/2011 8:18:52 PM |
| GracieLuLu04 | $25.00 | 5/23/2011 8:20:43 PM |
| floridass | $25.00 | 5/23/2011 8:22:54 PM |
| bid-computer | $50.00 | 5/23/2011 8:23:14 PM |
| sf-funder | $25.00 | 5/23/2011 8:24:02 PM |
| MAYBROOK | $50.00 | 5/23/2011 8:26:43 PM |
| zone8 | $100.00 | 5/23/2011 8:27:18 PM |
| stock106 | $25.00 | 5/23/2011 8:28:44 PM |
| power-trophy7 | $50.00 | 5/23/2011 8:53:09 PM |
| finance-mushroom | $100.00 | 5/23/2011 8:59:43 PM |
| NobisEst | $25.00 | 5/23/2011 8:52:27 PM |
| mercuriant | $25.00 | 5/23/2011 8:53:33 PM |
| maskir | $50.00 | 5/23/2011 9:07:35 PM |
| DrStaff | $25.00 | 5/23/2011 9:59:02 PM |
| fair-rate | $25.00 | 5/24/2011 3:55:47 AM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:18 PM |
| ah-long | $25.00 | 5/23/2011 10:22:59 PM |
| hope-equation | $50.00 | 5/24/2011 7:35:19 AM |
| focused-dime453 | $50.00 | 5/24/2011 9:51:17 AM |
| Ocean713 | $50.00 | 5/24/2011 9:51:49 AM |
| p2ploan-axis | $25.00 | 5/24/2011 7:58:38 AM |
| lcole32 | $25.00 | 5/24/2011 9:49:37 AM |
| Digs | $25.00 | 5/24/2011 9:51:24 AM |
| kindness-hickory5 | $41.30 | 5/24/2011 10:01:04 AM |
| orbital-velocity7 | $50.00 | 5/24/2011 10:47:14 AM |
| mnmcarve | $25.84 | 5/24/2011 10:00:02 AM |
| unrelenting-auction7 | $48.14 | 5/24/2011 10:11:18 AM |
| peruse | $25.00 | 5/24/2011 10:47:11 AM |
| catnip007 | $25.00 | 5/24/2011 10:35:21 AM |
| Kreditorium | $25.00 | 5/10/2011 8:49:18 PM |
| unafraid-return496 | $25.00 | 5/11/2011 5:47:39 PM |
| Rogesparkguy | $25.00 | 5/13/2011 10:41:44 AM |
| missing-link | $25.00 | 5/13/2011 1:43:11 PM |
| Jack55304 | $300.00 | 5/17/2011 10:23:10 AM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:17 PM |
| bonus-demon | $50.00 | 5/20/2011 10:03:16 AM |
| BradP | $25.00 | 5/21/2011 7:00:37 AM |
| new-transaction-wrangler | $50.00 | 5/21/2011 2:27:26 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:05 AM |
| shred123 | $50.00 | 5/22/2011 12:32:33 PM |
| thorough-exchange4 | $25.00 | 5/22/2011 8:38:53 PM |
| handy-justice | $100.00 | 5/22/2011 8:50:22 PM |
| high_flyer | $50.00 | 5/23/2011 9:36:39 AM |
| shiny-dollar9 | $50.00 | 5/23/2011 10:01:24 AM |
| mlj0671 | $25.00 | 5/23/2011 1:05:51 PM |
| amusement4 | $50.00 | 5/23/2011 6:11:39 PM |
| anton | $100.00 | 5/23/2011 6:14:42 PM |
| lagnisiruk | $25.00 | 5/23/2011 6:15:01 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:31 PM |
| nicklds | $25.00 | 5/23/2011 6:25:14 PM |
| HappyHelpingLender | $25.00 | 5/23/2011 6:07:35 PM |
| famous-bill | $25.00 | 5/23/2011 6:43:52 PM |
| special-currency6 | $50.00 | 5/23/2011 6:51:53 PM |
| ingenious-truth0 | $63.99 | 5/23/2011 6:54:13 PM |
| scarlet-velvet | $25.08 | 5/23/2011 6:59:26 PM |
| cropdust3r | $25.00 | 5/23/2011 6:37:30 PM |
| love-interest | $25.00 | 5/23/2011 6:11:52 PM |
| helpishere777 | $25.00 | 5/23/2011 8:03:02 PM |
| LoisLoan | $25.00 | 5/23/2011 8:05:35 PM |
| festeringsnot | $50.00 | 5/23/2011 8:19:07 PM |
| studious-listing8 | $50.00 | 5/23/2011 8:19:58 PM |
| top-historic-peso | $25.00 | 5/23/2011 8:23:00 PM |
| tomjeff | $50.00 | 5/23/2011 8:23:57 PM |
| uprising35 | $25.00 | 5/23/2011 8:24:55 PM |
| successful-wealth7 | $25.00 | 5/23/2011 8:25:21 PM |
| delicious-cash | $25.00 | 5/23/2011 8:27:13 PM |
| leverage-booster | $25.00 | 5/23/2011 8:27:52 PM |
| hawat | $25.00 | 5/23/2011 8:28:35 PM |
| new-social-economist | $50.00 | 5/23/2011 7:29:43 PM |
| deal-guardian1 | $50.00 | 5/23/2011 8:29:24 PM |
| bid-czar8 | $50.00 | 5/23/2011 8:30:48 PM |
| miamibeachloaner | $25.00 | 5/23/2011 8:31:55 PM |
| CAGE-Investments | $25.00 | 5/23/2011 8:33:47 PM |
| wise-extraordinary-loot | $50.00 | 5/23/2011 7:59:13 PM |
| FountainShrugged | $50.00 | 5/23/2011 8:03:34 PM |
| officer8 | $25.00 | 5/23/2011 8:05:09 PM |
| Miklot | $50.00 | 5/23/2011 8:07:53 PM |
| shomikaci | $25.00 | 5/23/2011 8:08:51 PM |
| bountiful-durability | $50.00 | 5/23/2011 8:00:38 PM |
| blackstar | $25.00 | 5/23/2011 8:17:22 PM |
| monster4 | $50.00 | 5/23/2011 8:18:08 PM |
| MicroLender357 | $50.00 | 5/23/2011 8:18:41 PM |
| labourclass | $50.00 | 5/23/2011 8:19:00 PM |
| kulender | $50.00 | 5/23/2011 8:20:17 PM |
| kloan | $25.00 | 5/23/2011 8:21:03 PM |
| momentous-velocity5 | $50.00 | 5/23/2011 8:21:37 PM |
| kind-adventurous-finance | $50.00 | 5/23/2011 8:22:22 PM |
| shmb6508 | $100.00 | 5/23/2011 8:23:52 PM |
| interest-griffin | $50.00 | 5/23/2011 8:25:05 PM |
| cwolfe177 | $25.00 | 5/23/2011 8:59:51 PM |
| worthy-bid8 | $25.00 | 5/23/2011 8:26:04 PM |
| Mailman2004 | $50.00 | 5/23/2011 8:26:37 PM |
| visionary-currency | $32.63 | 5/23/2011 8:27:07 PM |
| credit-sycamore4 | $50.00 | 5/23/2011 8:28:30 PM |
| drew2zara | $25.00 | 5/23/2011 8:17:42 PM |
| iuseyew | $50.00 | 5/23/2011 8:17:56 PM |
| rvfbroker | $25.00 | 5/23/2011 8:18:12 PM |
| green-moola-sniffer | $50.00 | 5/23/2011 8:18:28 PM |
| sensible-order2 | $100.00 | 5/23/2011 8:33:04 PM |
| justice-economist | $25.00 | 5/23/2011 8:33:32 PM |
| Use_It_Wisely | $25.00 | 5/23/2011 8:22:49 PM |
| nellaelyob | $50.00 | 5/23/2011 8:23:09 PM |
| compassion-expert | $50.00 | 5/23/2011 8:23:32 PM |
| indomitable-dedication | $25.00 | 5/23/2011 8:23:46 PM |
| moola-wildebeest3 | $50.00 | 5/23/2011 8:24:44 PM |
| transaction-detective70 | $50.00 | 5/23/2011 8:26:34 PM |
| miked8303 | $25.00 | 5/23/2011 8:28:12 PM |
| Redmond | $25.00 | 5/23/2011 8:29:35 PM |
| market-inspector | $25.00 | 5/23/2011 8:29:49 PM |
| point-compadre | $50.00 | 5/23/2011 8:31:18 PM |
| payout-banker4 | $25.00 | 5/23/2011 8:32:15 PM |
| Mariner3605 | $25.00 | 5/23/2011 8:39:03 PM |
| Smallbear | $25.00 | 5/23/2011 8:40:34 PM |
| soroxy | $25.00 | 5/23/2011 9:56:25 PM |
| Simonsez808 | $25.00 | 5/23/2011 8:53:25 PM |
| deal-scientist5 | $25.00 | 5/23/2011 8:54:47 PM |
| theprince | $25.00 | 5/23/2011 8:56:36 PM |
| durable-auction0 | $50.00 | 5/23/2011 8:58:48 PM |
| extraordinary-interest1 | $50.00 | 5/23/2011 8:52:48 PM |
| rate-mogul | $100.00 | 5/23/2011 10:11:09 PM |
| Diamond_Jim | $50.00 | 5/23/2011 10:05:20 PM |
| janus_god | $25.00 | 5/23/2011 10:01:58 PM |
| basis-wizard8 | $50.00 | 5/23/2011 10:18:23 PM |
| exciting-fairness8 | $50.00 | 5/23/2011 10:18:14 PM |
| asmithj | $50.00 | 5/24/2011 5:30:40 AM |
| PaulW | $25.00 | 5/24/2011 10:00:30 AM |
| 1phantom | $25.00 | 5/24/2011 10:11:21 AM |
| unrivaled-silver | $50.00 | 5/24/2011 9:16:15 AM |
| relentless-gain3 | $25.00 | 5/24/2011 9:00:22 AM |
| orange-preeminant-bill | $50.00 | 5/24/2011 10:21:29 AM |
| lawyervon | $25.00 | 5/24/2011 9:54:44 AM |
| Dweeberkitty1 | $25.00 | 5/24/2011 9:54:56 AM |
| cassius84 | $25.00 | 5/24/2011 9:53:46 AM |
| genius520 | $50.00 | 5/24/2011 10:01:57 AM |
| csarradio | $25.00 | 5/24/2011 10:47:08 AM |
| radiant-diversification234 | $100.00 | 5/24/2011 10:04:28 AM |
| red-power-pecan | $50.00 | 5/24/2011 10:13:45 AM |
| 206 Investments
|
Borrower Payment Dependent Notes Series
506135
This series of Notes was issued and sold upon the funding of the borrower loan #49802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $463.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,258 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FixingMyCreditScore |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 1
( 2% )
| 720-739
(Aug-2009)
700-719
(May-2008)
640-659
(Dec-2007)
|
|
Principal balance:
| $5,218.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Debt Trending Down
I'm a return customer on Prosper. I have been using it over the last three years to get myself to work to get myself to unsecured debt. I've already paid off one prosper loan, and am in the process of paying off the second, and this load will remove about 85 percent of my remaining credit card debt. Overall, I've paid down over 22k in debt over the last 30 months, and want to set this one up to get me closer to the goal of no credit card debt.
I am a skilled worker, with a well paid job who made some poor financial decisions when my kids were born, and am vigorously working to lower my debt.
Take a flier out on me. I won't miss a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 9:08:59 AM |
| runner262 | $25.00 | 5/10/2011 9:21:26 AM |
| NiceNate | $100.00 | 5/10/2011 9:09:08 AM |
| LittleMingo | $37.14 | 5/10/2011 9:59:23 AM |
| reflective-rupee | $200.00 | 5/10/2011 10:06:56 AM |
| worth-blanket2 | $5,000.00 | 5/10/2011 9:51:32 AM |
| ahalls | $25.00 | 5/10/2011 11:29:31 AM |
| Chesterite | $148.68 | 5/10/2011 10:14:34 AM |
| chestnut4 | $25.00 | 5/10/2011 10:49:13 AM |
| investment-artist | $25.00 | 5/10/2011 6:37:50 PM |
| optionscashflow | $25.00 | 5/10/2011 7:25:00 PM |
| TheSwissBanker | $50.00 | 5/10/2011 8:30:40 PM |
| Whipster | $25.00 | 5/11/2011 10:49:59 AM |
| rescue | $100.00 | 5/11/2011 3:28:56 PM |
| GElender | $50.00 | 5/12/2011 7:11:03 AM |
| Gibbyland | $100.00 | 5/12/2011 10:49:33 AM |
| imlosttoo | $25.00 | 5/13/2011 1:39:21 AM |
| malomar66 | $83.39 | 5/14/2011 11:46:26 AM |
| bonus-demon | $25.00 | 5/14/2011 1:04:32 PM |
| friendinmoney | $37.00 | 5/14/2011 3:42:00 PM |
| newest-funds-powerplant | $25.00 | 5/14/2011 4:35:53 PM |
| intrepid-loot | $50.00 | 5/15/2011 10:17:12 AM |
| ethicalhumanist | $50.00 | 5/16/2011 6:26:27 PM |
| tranquil-gain1 | $100.00 | 5/17/2011 7:05:46 PM |
| scoobiedoo | $50.00 | 5/18/2011 12:33:27 PM |
| kind-magnificent-bid | $100.00 | 5/18/2011 6:28:20 PM |
| tech310 | $50.00 | 5/19/2011 1:38:12 AM |
| maldok1 | $25.00 | 5/19/2011 10:30:05 AM |
| smart-finance3 | $50.00 | 5/19/2011 11:36:43 AM |
| Helenska11 | $25.00 | 5/19/2011 5:26:06 PM |
| dcshobby | $25.00 | 5/19/2011 5:52:13 PM |
| economy-beast | $25.00 | 5/19/2011 8:44:06 PM |
| sthomasg | $53.56 | 5/20/2011 8:16:02 AM |
| finance-symphony7 | $25.00 | 5/20/2011 7:49:11 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:52 AM |
| Cai8899 | $30.00 | 5/20/2011 10:05:01 AM |
| credit-investor5 | $50.00 | 5/20/2011 11:39:29 AM |
| the-reliable-trade | $100.00 | 5/20/2011 11:39:27 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:25 PM |
| BaxterEvil | $25.00 | 5/20/2011 2:35:18 PM |
| agreement-guild | $100.00 | 5/20/2011 5:45:11 PM |
| enthralling-deal180 | $50.00 | 5/20/2011 5:50:09 PM |
| vigorous-market5 | $200.00 | 5/20/2011 5:51:32 PM |
| Reddy_Capital | $25.00 | 5/20/2011 6:15:16 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:35 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:31 AM |
| papaloha | $50.00 | 5/21/2011 3:08:17 AM |
| brightest-dynamic-peace | $25.00 | 5/21/2011 10:54:34 AM |
| SeekingAlpha | $28.00 | 5/21/2011 10:09:23 AM |
| ujiba | $50.00 | 5/21/2011 12:33:58 PM |
| ChoiceInvestments | $31.03 | 5/21/2011 1:40:28 PM |
| extraordinary-interest1 | $50.00 | 5/21/2011 2:18:44 PM |
| famous-bill | $25.00 | 5/21/2011 2:18:46 PM |
| dynrep | $50.00 | 5/21/2011 3:37:17 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:00 PM |
| bizzzond | $453.42 | 5/21/2011 11:00:34 PM |
| AM2008 | $25.00 | 5/21/2011 9:44:08 PM |
| RichMaker1 | $50.00 | 5/22/2011 10:12:15 AM |
| dcm6276 | $25.00 | 5/22/2011 7:25:16 AM |
| baker31 | $51.39 | 5/22/2011 11:00:56 AM |
| Cypher041 | $25.00 | 5/22/2011 12:25:41 PM |
| commerce-yeller | $52.00 | 5/22/2011 12:42:53 PM |
| LARRY4NY | $40.00 | 5/22/2011 1:19:49 PM |
| calimanusa | $25.00 | 5/22/2011 4:50:29 PM |
| rad-pred | $58.27 | 5/22/2011 5:04:30 PM |
| deal-scientist5 | $50.00 | 5/22/2011 2:38:15 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:14 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:09 PM |
| shrewd-income | $50.00 | 5/23/2011 11:28:04 AM |
| anton | $155.00 | 5/23/2011 1:35:10 PM |
| ILoveBearHats | $25.00 | 5/23/2011 1:21:14 PM |
| wampum-library4 | $25.00 | 5/10/2011 9:09:10 AM |
| MoneyForNothing | $61.26 | 5/10/2011 9:16:10 AM |
| jga516 | $25.00 | 5/10/2011 9:20:41 AM |
| irrelevant | $25.00 | 5/10/2011 9:08:38 AM |
| qsolo | $200.00 | 5/10/2011 9:10:00 AM |
| golffish2 | $50.00 | 5/10/2011 9:12:22 AM |
| designer_10 | $25.00 | 5/10/2011 9:20:29 AM |
| DasMula | $27.00 | 5/10/2011 10:04:31 AM |
| magnetic-dedication3 | $25.00 | 5/10/2011 10:08:50 AM |
| balanced-bill7 | $50.00 | 5/10/2011 10:48:59 AM |
| hookUup | $26.78 | 5/10/2011 10:51:58 AM |
| platinum-sorcerer6 | $25.00 | 5/10/2011 10:49:18 AM |
| SimpleChoice | $25.00 | 5/10/2011 10:49:32 AM |
| janeybooboo | $500.00 | 5/10/2011 12:17:41 PM |
| SolarMoonshine | $50.00 | 5/10/2011 3:47:59 PM |
| rate-hickory | $25.00 | 5/10/2011 2:22:22 PM |
| thankful-nickel2 | $25.00 | 5/10/2011 5:36:17 PM |
| competent-p2p | $45.00 | 5/10/2011 6:10:49 PM |
| heerzaquestion | $90.00 | 5/11/2011 4:35:06 AM |
| spiff666 | $26.66 | 5/11/2011 7:56:24 PM |
| vutah | $25.00 | 5/11/2011 9:07:05 PM |
| integrity-doctor | $200.00 | 5/12/2011 8:28:22 AM |
| professional-coin1 | $50.00 | 5/12/2011 9:28:04 AM |
| LendingHelper | $322.51 | 5/13/2011 11:19:13 AM |
| ddamenace | $50.00 | 5/13/2011 8:37:54 PM |
| kulender | $50.00 | 5/14/2011 9:22:06 AM |
| jpblan11 | $25.00 | 5/14/2011 3:41:28 PM |
| reward-motion | $33.15 | 5/16/2011 2:39:40 PM |
| 6moonbeams | $100.00 | 5/16/2011 5:46:54 PM |
| a-reasonable-return | $25.00 | 5/17/2011 10:17:14 AM |
| adventure0 | $150.00 | 5/17/2011 8:40:48 PM |
| openness-antioxidant | $100.00 | 5/18/2011 2:18:29 PM |
| FigTree | $50.00 | 5/18/2011 7:02:09 PM |
| velocity-winner | $25.00 | 5/18/2011 9:32:54 PM |
| economy-popcorn | $25.00 | 5/19/2011 10:09:31 AM |
| math1973 | $50.00 | 5/19/2011 10:28:58 AM |
| benjamins-utopia | $50.00 | 5/19/2011 10:29:25 AM |
| pthighs | $50.00 | 5/19/2011 10:24:56 AM |
| r48 | $25.00 | 5/19/2011 3:33:37 PM |
| loss-of-control | $50.00 | 5/19/2011 6:06:39 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:56:57 PM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:26 AM |
| best-witty-bazaar | $25.00 | 5/20/2011 11:38:27 AM |
| CashBank | $25.00 | 5/20/2011 2:32:50 PM |
| Simonsez808 | $25.00 | 5/20/2011 2:35:16 PM |
| w3alter | $50.00 | 5/20/2011 5:44:54 PM |
| Cronos | $250.00 | 5/21/2011 12:41:26 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:26 AM |
| dollardave | $100.00 | 5/21/2011 11:03:38 AM |
| american6 | $100.00 | 5/21/2011 11:15:29 AM |
| radforj22 | $25.00 | 5/21/2011 11:47:53 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:18 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:20:08 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:40:51 PM |
| scredneck | $50.00 | 5/22/2011 11:36:19 AM |
| rvfbroker | $25.00 | 5/22/2011 5:53:35 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:12 PM |
| nytrnbow | $25.00 | 5/23/2011 9:46:40 AM |
| forthright-trade | $25.00 | 5/23/2011 11:34:08 AM |
| MTF | $50.00 | 5/23/2011 11:13:45 AM |
| richboy56 | $25.00 | 5/23/2011 1:10:48 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
506257
This series of Notes was issued and sold upon the funding of the borrower loan #49716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $338.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,596 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-brigade |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
680-699
(Mar-2010)
|
|
Principal balance:
| $3,876.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 5:08:55 PM |
| Tradesmanlender | $35.00 | 5/11/2011 5:10:19 PM |
| janeybooboo | $200.00 | 5/11/2011 5:46:16 PM |
| Investor509 | $25.00 | 5/12/2011 11:55:41 AM |
| DTlender | $65.00 | 5/13/2011 7:26:40 PM |
| rescue | $100.00 | 5/16/2011 9:24:42 AM |
| 6moonbeams | $100.00 | 5/18/2011 5:57:05 PM |
| TrustOne | $30.00 | 5/19/2011 1:06:57 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:12:18 PM |
| agalt | $50.00 | 5/19/2011 1:55:07 PM |
| greenkid | $101.20 | 5/19/2011 2:29:26 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:49:48 PM |
| John_Galt | $25.00 | 5/19/2011 4:32:44 PM |
| hookUup | $32.40 | 5/19/2011 4:50:24 PM |
| blue111 | $25.00 | 5/19/2011 5:14:07 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:22:00 PM |
| EarlyRiser | $200.00 | 5/19/2011 5:34:10 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:34:59 PM |
| competent-p2p | $25.00 | 5/19/2011 8:03:03 PM |
| Majianlord | $25.00 | 5/19/2011 8:45:17 PM |
| convergentthinker | $25.00 | 5/19/2011 9:18:12 PM |
| credit-kahuna | $49.51 | 5/19/2011 11:54:36 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:22 AM |
| bid-carrier0 | $50.00 | 5/20/2011 1:55:23 AM |
| lenderRXT | $60.00 | 5/20/2011 4:36:32 AM |
| LiveNow | $25.00 | 5/20/2011 5:03:32 AM |
| dsgfl1 | $30.00 | 5/20/2011 9:22:31 AM |
| Johnab | $26.03 | 5/20/2011 9:32:21 AM |
| jazzlender | $25.00 | 5/20/2011 9:58:40 AM |
| best-lean-yield | $53.85 | 5/20/2011 9:55:19 AM |
| epall | $25.00 | 5/20/2011 9:55:39 AM |
| melodious-fairness | $100.00 | 5/20/2011 12:54:28 PM |
| Nojukbong | $50.00 | 5/20/2011 1:26:47 PM |
| sfmf | $25.00 | 5/20/2011 1:39:01 PM |
| 420limo | $50.00 | 5/20/2011 3:29:57 PM |
| harmonious-liberty | $27.24 | 5/20/2011 2:06:14 PM |
| loan-oasis4 | $50.00 | 5/20/2011 2:12:11 PM |
| thankful-generosity5 | $50.00 | 5/20/2011 3:48:13 PM |
| kind-magnificent-bid | $100.00 | 5/20/2011 2:35:37 PM |
| toomanyfishtanks | $25.00 | 5/20/2011 2:43:57 PM |
| Engineer44 | $25.00 | 5/20/2011 5:04:51 PM |
| loss-of-control | $50.00 | 5/20/2011 5:15:37 PM |
| RockpointCapital | $100.00 | 5/20/2011 7:26:08 PM |
| MNFrostbite | $25.00 | 5/20/2011 7:56:50 PM |
| penny-finder | $25.05 | 5/21/2011 2:24:13 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:49 AM |
| dcap3 | $50.00 | 5/21/2011 8:57:24 AM |
| currency-persimmon | $50.00 | 5/21/2011 10:04:39 AM |
| janeybooboo | $100.00 | 5/21/2011 11:00:38 AM |
| the-reliable-trade | $100.00 | 5/21/2011 11:34:01 AM |
| FigTree | $50.00 | 5/21/2011 11:15:40 AM |
| benjamins-utopia | $50.00 | 5/21/2011 11:15:57 AM |
| DreDub | $50.00 | 5/21/2011 11:22:14 AM |
| GoldenGo4 | $100.00 | 5/21/2011 12:00:37 PM |
| credit-investor5 | $50.00 | 5/21/2011 11:26:54 AM |
| math1973 | $50.00 | 5/21/2011 11:31:24 AM |
| houli123 | $50.00 | 5/21/2011 12:20:32 PM |
| dogdog | $50.00 | 5/21/2011 12:22:18 PM |
| autonomous-truth | $50.00 | 5/21/2011 1:02:16 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:14:58 PM |
| bancoroyal | $25.00 | 5/21/2011 1:45:14 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:30 PM |
| intrepid-loot | $25.00 | 5/21/2011 4:08:26 PM |
| giantfan19 | $33.15 | 5/21/2011 4:59:57 PM |
| mammalian4 | $25.00 | 5/21/2011 3:39:19 PM |
| calkidd05 | $26.00 | 5/21/2011 5:08:48 PM |
| philantist | $30.00 | 5/21/2011 10:07:47 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:19 PM |
| debt-patriot | $25.00 | 5/21/2011 8:49:38 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:31:15 PM |
| chicagobear23 | $41.78 | 5/22/2011 5:52:03 AM |
| green-moola-sniffer | $50.00 | 5/22/2011 6:54:27 AM |
| jmb_lending | $25.00 | 5/22/2011 10:15:16 AM |
| micko | $25.00 | 5/22/2011 9:08:58 AM |
| Dopplerbob | $31.00 | 5/22/2011 9:33:13 AM |
| OzGuy609 | $25.00 | 5/22/2011 7:08:26 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:33 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:21 PM |
| Gotogo | $50.00 | 5/23/2011 2:13:19 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:47:58 PM |
| enthralling-deal180 | $50.00 | 5/23/2011 7:27:43 PM |
| maldok1 | $25.00 | 5/23/2011 8:13:25 PM |
| NLB-PHX | $50.00 | 5/23/2011 8:34:58 PM |
| derwiki | $25.00 | 5/23/2011 10:33:42 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:55 AM |
| macmaner | $50.00 | 5/24/2011 9:52:16 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:21 AM |
| dochelp | $50.00 | 5/24/2011 4:52:12 PM |
| genius520 | $50.00 | 5/24/2011 5:58:41 PM |
| Ripsaw4U | $26.30 | 5/24/2011 7:20:17 PM |
| american6 | $100.00 | 5/24/2011 8:29:00 PM |
| unclejaef | $25.00 | 5/24/2011 8:46:08 PM |
| Havana21 | $25.00 | 5/24/2011 7:54:42 PM |
| loot-heart | $25.00 | 5/24/2011 8:22:34 PM |
| meenan | $25.00 | 5/24/2011 8:24:18 PM |
| Caledoni | $25.00 | 5/25/2011 7:11:55 AM |
| riproaringrapids | $25.00 | 5/25/2011 1:17:54 AM |
| Loans101 | $25.00 | 5/25/2011 5:37:49 AM |
| awe53 | $25.00 | 5/25/2011 9:24:52 AM |
| uncleharold | $25.00 | 5/25/2011 9:24:56 AM |
| driver5 | $25.00 | 5/25/2011 9:24:51 AM |
| husamk | $25.00 | 5/25/2011 9:24:58 AM |
| NiceNate | $100.00 | 5/11/2011 5:12:21 PM |
| qsolo | $200.00 | 5/11/2011 5:09:45 PM |
| unafraid-return496 | $25.00 | 5/11/2011 5:47:40 PM |
| wampum-library4 | $25.00 | 5/12/2011 5:33:33 PM |
| kulender | $50.00 | 5/14/2011 9:22:36 AM |
| Interloper | $27.00 | 5/14/2011 1:04:39 PM |
| colorfulgardener | $25.00 | 5/15/2011 7:23:26 PM |
| bonus-demon | $25.00 | 5/17/2011 7:17:17 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 10:58:23 AM |
| massuot | $25.00 | 5/19/2011 12:55:50 AM |
| tech310 | $50.00 | 5/19/2011 1:49:22 AM |
| payment-jalapeno9 | $250.00 | 5/19/2011 12:13:28 PM |
| chungfang | $50.00 | 5/19/2011 1:35:03 PM |
| reflective-rupee | $25.01 | 5/19/2011 3:17:41 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:30:56 PM |
| FinanceEngine | $35.00 | 5/19/2011 3:54:26 PM |
| benefit-trident | $25.00 | 5/19/2011 4:36:29 PM |
| Kaj | $35.00 | 5/19/2011 6:01:47 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:04 PM |
| vishal29 | $50.00 | 5/19/2011 11:24:20 PM |
| P2P4me | $100.00 | 5/20/2011 6:10:16 AM |
| sappy02 | $25.00 | 5/20/2011 6:37:43 AM |
| market-pudding | $25.00 | 5/20/2011 4:13:15 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:59 AM |
| djs81 | $50.00 | 5/20/2011 9:23:31 AM |
| objective-investor | $250.00 | 5/20/2011 11:27:58 AM |
| Techne_Funds_LLC | $25.00 | 5/20/2011 12:29:15 PM |
| bonus-quark4 | $25.00 | 5/20/2011 11:43:17 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:44 PM |
| 420limo | $100.00 | 5/20/2011 3:02:56 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:31:08 PM |
| kmwvma | $25.00 | 5/20/2011 2:02:21 PM |
| Gibbyland | $100.00 | 5/20/2011 4:08:17 PM |
| 420limo | $25.00 | 5/20/2011 5:34:49 PM |
| festeringsnot | $25.00 | 5/20/2011 5:56:47 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:07:31 PM |
| red-favorable-basis | $25.00 | 5/21/2011 5:59:45 AM |
| indomitable-dedication | $50.00 | 5/21/2011 9:32:38 AM |
| power-leader1 | $100.00 | 5/21/2011 11:06:10 AM |
| best-witty-bazaar | $25.00 | 5/21/2011 10:17:55 AM |
| famous-bill | $25.00 | 5/21/2011 2:18:51 PM |
| nickel-position | $25.00 | 5/21/2011 3:15:06 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 4:38:25 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:27 PM |
| Whitewater_Loans | $49.17 | 5/21/2011 7:25:11 PM |
| Scotcha | $50.00 | 5/21/2011 7:36:43 PM |
| revenue-officer36 | $50.00 | 5/21/2011 11:08:17 PM |
| kublai | $25.00 | 5/22/2011 6:11:42 AM |
| careful-note1 | $50.00 | 5/22/2011 10:12:24 AM |
| investment-cluster | $30.00 | 5/22/2011 10:31:24 AM |
| heerzaquestion | $25.00 | 5/22/2011 8:45:26 AM |
| investment-comet | $25.00 | 5/22/2011 8:47:07 AM |
| neutrino6 | $25.00 | 5/22/2011 9:20:58 AM |
| dynrep | $25.00 | 5/22/2011 9:21:42 AM |
| captainzero | $75.00 | 5/22/2011 10:39:45 AM |
| hidavehi | $33.00 | 5/22/2011 1:37:42 PM |
| richboy56 | $25.00 | 5/23/2011 1:10:53 PM |
| generous-deal6 | $31.72 | 5/23/2011 12:31:28 PM |
| organized-dedication9 | $50.00 | 5/23/2011 7:47:35 PM |
| Cai8899 | $30.00 | 5/23/2011 7:52:16 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:05:31 PM |
| peace-flower9 | $50.00 | 5/23/2011 8:35:36 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:27 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:11 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:32 PM |
| McDeeter | $25.00 | 5/24/2011 6:21:26 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:57 AM |
| the-credit-proton | $25.00 | 5/24/2011 9:38:23 AM |
| natecam | $25.00 | 5/24/2011 10:33:13 AM |
| enthralling-investment | $100.00 | 5/24/2011 1:40:41 PM |
| Aaron_Oz | $25.00 | 5/24/2011 4:46:45 PM |
| gain-expert | $60.00 | 5/24/2011 4:05:51 PM |
| selector568 | $300.00 | 5/24/2011 7:02:12 PM |
| treasure-bliss | $50.00 | 5/24/2011 7:27:59 PM |
| skuba | $50.00 | 5/24/2011 7:57:01 PM |
| velocity-solo | $30.00 | 5/24/2011 8:42:39 PM |
| RusRobo | $50.00 | 5/24/2011 8:45:26 PM |
| don8ter | $25.00 | 5/24/2011 8:29:39 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:32 PM |
| the-silver-blaster | $50.00 | 5/24/2011 8:29:46 PM |
| orange-preeminant-bill | $50.00 | 5/24/2011 8:42:28 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:15 AM |
| ClearLake | $25.00 | 5/25/2011 6:08:42 AM |
| money-bauble | $150.00 | 5/25/2011 7:19:13 AM |
| jasonj72 | $25.00 | 5/25/2011 5:59:52 AM |
| larrybird | $25.00 | 5/25/2011 9:24:53 AM |
| b-rent | $25.00 | 5/25/2011 9:24:34 AM |
| fiddlerzvi | $50.00 | 5/25/2011 9:24:46 AM |
| buddy486 | $25.00 | 5/25/2011 9:24:55 AM |
| yngling | $25.00 | 5/25/2011 9:24:57 AM |
| 192 Investments
|
Borrower Payment Dependent Notes Series
506673
This series of Notes was issued and sold upon the funding of the borrower loan #49895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $269.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,060 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspired-value9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Renovations
Kitchen Remodel & Landscaping
I am a good candidate for this loan because I always make my payments on time, and never missed a payment.
I purchased my 1st home and primary residence in June of last year 2010. I purchased a foreclosed home, which the previous owner did not leave it in that great condition. After almost a year later and settled in the house, I want to start making renovations.
I have a 30 year FHA loan with a fixed interest of 5.25% which I still owe 122K.
I'm here asking for all your help, to help me complete my vision.
Thank-you
Monthly net income: $4,500
Monthly expenses:
Housing: $880
Insurance: $110
Car expenses: $560
Utilities: $250
Phone, cable, internet: $65
Credit cards and other loans: $200
Other expenses: $135
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $326.13 | 5/25/2011 2:23:06 PM |
| Wangchuk | $25.00 | 5/13/2011 5:04:54 PM |
| Wangchuk | $25.00 | 5/13/2011 5:05:41 PM |
| BradP | $25.00 | 5/13/2011 6:03:31 PM |
| SecondChanceLendingSERV | $25.00 | 5/14/2011 9:00:51 AM |
| grove064 | $100.00 | 5/15/2011 12:14:33 PM |
| ready-interest9 | $25.00 | 5/16/2011 10:26:53 AM |
| jjswanso | $50.00 | 5/18/2011 12:37:32 PM |
| Rogesparkguy | $25.00 | 5/19/2011 11:03:37 AM |
| Jack55304 | $300.00 | 5/20/2011 10:00:26 AM |
| CA-Lender | $25.05 | 5/23/2011 2:29:52 PM |
| exchange-upholder0 | $25.00 | 5/23/2011 1:31:36 PM |
| SeaSkyGuy71 | $25.00 | 5/23/2011 7:16:01 PM |
| hookUup | $27.40 | 5/24/2011 3:48:20 PM |
| agalt | $50.00 | 5/24/2011 3:21:43 PM |
| designer_10 | $25.00 | 5/24/2011 4:55:30 PM |
| credit-elation1 | $25.00 | 5/24/2011 4:05:52 PM |
| supreme-hope | $25.00 | 5/24/2011 4:54:56 PM |
| squadron781 | $25.00 | 5/24/2011 5:29:31 PM |
| otto1939 | $52.00 | 5/24/2011 8:23:24 PM |
| DasMula | $27.00 | 5/24/2011 8:37:11 PM |
| Christophe | $25.00 | 5/24/2011 7:28:09 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:55:27 PM |
| Bob450 | $25.04 | 5/24/2011 10:42:47 PM |
| ore-healer6 | $27.99 | 5/24/2011 10:53:06 PM |
| the-burgeoning-openness | $26.00 | 5/24/2011 10:58:56 PM |
| janeybooboo | $100.00 | 5/24/2011 8:31:05 PM |
| JaceSpade | $25.00 | 5/25/2011 3:11:28 AM |
| reflective-rupee | $300.01 | 5/25/2011 3:35:29 AM |
| GrowthAspirations | $40.00 | 5/24/2011 10:08:01 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 11:00:46 PM |
| melodious-openness | $50.00 | 5/25/2011 5:37:54 AM |
| houli123 | $50.00 | 5/24/2011 11:49:32 PM |
| MrBailey | $100.00 | 5/24/2011 8:57:58 PM |
| DHolly | $25.00 | 5/25/2011 6:19:33 AM |
| best-generosity-financier | $49.02 | 5/24/2011 10:14:26 PM |
| JustMee | $25.00 | 5/25/2011 6:40:07 AM |
| tomdooley12520 | $25.00 | 5/25/2011 4:27:27 AM |
| octoberfresh | $25.00 | 5/25/2011 7:40:19 AM |
| back-scratchers | $25.00 | 5/25/2011 3:37:52 AM |
| terrific-p2ploan | $25.00 | 5/25/2011 8:01:31 AM |
| Nerdster1 | $25.11 | 5/25/2011 4:54:33 AM |
| B2152 | $25.00 | 5/25/2011 5:00:38 AM |
| suave-dime6 | $25.00 | 5/25/2011 6:21:32 AM |
| mlj0671 | $25.00 | 5/25/2011 6:46:59 AM |
| economy-popcorn | $25.00 | 5/25/2011 6:50:58 AM |
| Ananya | $25.00 | 5/25/2011 6:10:23 AM |
| moola-monger9 | $50.00 | 5/25/2011 8:35:39 AM |
| green-safe-wampum | $52.95 | 5/25/2011 8:16:19 AM |
| nanaof7 | $25.00 | 5/25/2011 9:11:30 AM |
| authentic-finance194 | $100.00 | 5/25/2011 9:46:28 AM |
| leverage-monger | $41.66 | 5/25/2011 10:25:22 AM |
| shrewd-income | $200.00 | 5/25/2011 11:29:08 AM |
| VillageLending | $50.00 | 5/25/2011 9:55:07 AM |
| toomanyfishtanks | $47.44 | 5/25/2011 9:57:42 AM |
| jutdon84 | $700.00 | 5/25/2011 11:53:11 AM |
| generosity-jalapeno3 | $40.00 | 5/25/2011 10:07:29 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:28:43 AM |
| spiritual-compassion9 | $25.00 | 5/25/2011 11:39:40 AM |
| reflective-affluence | $25.00 | 5/25/2011 12:32:28 PM |
| Sugarmama21 | $50.00 | 5/25/2011 12:48:22 PM |
| slico | $100.00 | 5/25/2011 12:04:09 PM |
| selfmademan | $50.00 | 5/25/2011 11:22:11 AM |
| caring-contract6 | $51.58 | 5/25/2011 11:32:21 AM |
| dollar-authority | $100.00 | 5/25/2011 11:50:49 AM |
| mpatrick | $50.00 | 5/25/2011 1:14:41 PM |
| capital_projects_investor | $25.00 | 5/25/2011 12:02:56 PM |
| StrongMonty | $87.99 | 5/25/2011 1:05:39 PM |
| thomas16882004 | $25.00 | 5/25/2011 2:02:34 PM |
| gelt4u | $25.00 | 5/25/2011 1:51:49 PM |
| neutrino6 | $25.00 | 5/25/2011 1:56:13 PM |
| rockhound84 | $25.00 | 5/25/2011 1:59:32 PM |
| klend4 | $46.99 | 5/25/2011 2:08:12 PM |
| Whipster | $30.00 | 5/24/2011 7:40:56 PM |
| Gibbyland | $100.00 | 5/13/2011 5:07:20 PM |
| missing-link | $25.00 | 5/13/2011 5:13:51 PM |
| MarvintheMartian | $25.00 | 5/13/2011 5:25:52 PM |
| leverage-monger | $25.00 | 5/14/2011 7:03:18 AM |
| janeybooboo | $200.00 | 5/14/2011 7:40:59 AM |
| income-awakening6 | $25.00 | 5/14/2011 9:55:22 AM |
| Rogelio48 | $30.00 | 5/14/2011 8:57:13 PM |
| irrelevant | $25.00 | 5/16/2011 5:39:23 AM |
| economy-coup | $30.00 | 5/16/2011 4:31:46 PM |
| reflective-rupee | $200.00 | 5/16/2011 9:01:20 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:00 AM |
| yf99yz | $30.00 | 5/21/2011 12:56:05 PM |
| Investoman | $75.00 | 5/24/2011 10:53:36 AM |
| jono9999 | $45.38 | 5/24/2011 3:19:45 PM |
| MJTimages_com | $25.00 | 5/24/2011 3:41:35 PM |
| penny-surgeon | $25.00 | 5/24/2011 3:43:06 PM |
| Iceman1347 | $25.00 | 5/24/2011 3:52:28 PM |
| nickel-position | $25.00 | 5/24/2011 1:19:15 PM |
| whatreality | $25.00 | 5/24/2011 4:08:40 PM |
| jybank | $50.00 | 5/24/2011 4:26:43 PM |
| MilitaryLending | $142.40 | 5/24/2011 4:54:08 PM |
| MJTimages_com | $75.00 | 5/24/2011 3:41:14 PM |
| gothampark | $25.00 | 5/24/2011 3:45:16 PM |
| wampum-chorus3 | $25.00 | 5/24/2011 5:33:30 PM |
| gain-mountain1 | $50.00 | 5/24/2011 4:28:27 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:18:36 PM |
| Engineer44 | $25.00 | 5/24/2011 3:43:44 PM |
| friendinmoney | $46.06 | 5/24/2011 3:49:01 PM |
| SolarMoonshine | $50.00 | 5/24/2011 4:53:47 PM |
| loss-of-control | $100.00 | 5/24/2011 6:16:50 PM |
| CreditBuilder2 | $50.00 | 5/24/2011 5:43:01 PM |
| lotuss4 | $30.59 | 5/24/2011 6:41:32 PM |
| heavy_ax | $25.00 | 5/24/2011 5:29:39 PM |
| dudebrah | $25.00 | 5/24/2011 6:01:21 PM |
| the-enthralling-coin | $25.00 | 5/24/2011 6:08:03 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:03:44 PM |
| Pakse | $29.98 | 5/24/2011 8:36:43 PM |
| resplendent-dollar | $25.00 | 5/24/2011 9:47:51 PM |
| rockhound84 | $25.00 | 5/24/2011 7:56:05 PM |
| leverage-ectasy | $35.00 | 5/24/2011 10:57:37 PM |
| vigilance-searcher | $25.00 | 5/24/2011 8:30:03 PM |
| Kaj | $35.00 | 5/24/2011 8:32:35 PM |
| JDWCARD | $50.00 | 5/25/2011 12:28:45 AM |
| basejump0 | $30.00 | 5/24/2011 10:29:25 PM |
| onecooldrink | $25.00 | 5/25/2011 12:14:59 AM |
| bboy21385 | $27.59 | 5/25/2011 1:57:36 AM |
| nilonc1 | $55.13 | 5/25/2011 5:47:35 AM |
| wattboy | $40.59 | 5/25/2011 5:48:02 AM |
| fund-medalist171 | $35.00 | 5/25/2011 4:28:25 AM |
| andrias | $60.00 | 5/25/2011 6:20:20 AM |
| competent-p2p | $35.00 | 5/25/2011 6:46:57 AM |
| dynrep | $25.00 | 5/25/2011 7:19:45 AM |
| enthralling-investment | $108.79 | 5/25/2011 7:20:05 AM |
| beans53 | $25.00 | 5/25/2011 8:55:25 AM |
| engaging-worth | $25.00 | 5/25/2011 9:41:53 AM |
| sweetlan | $25.05 | 5/25/2011 9:45:06 AM |
| the-credit-proton | $25.00 | 5/25/2011 8:56:10 AM |
| zone6 | $111.26 | 5/25/2011 9:10:44 AM |
| capital_projects_investor | $25.00 | 5/25/2011 9:13:52 AM |
| JBF_Investments | $25.51 | 5/25/2011 10:02:42 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:58 AM |
| asset-tomahawk2 | $25.00 | 5/25/2011 9:37:13 AM |
| likeable-hope | $25.00 | 5/25/2011 9:56:11 AM |
| Fachim | $25.00 | 5/25/2011 9:43:34 AM |
| forthright-trade | $25.00 | 5/25/2011 10:03:20 AM |
| heavy_ax | $25.00 | 5/25/2011 11:45:10 AM |
| vtrentster | $25.00 | 5/25/2011 10:08:31 AM |
| Zipcut | $30.00 | 5/25/2011 11:37:37 AM |
| El_Profesional | $25.00 | 5/25/2011 12:25:01 PM |
| helpful-fund8 | $50.00 | 5/25/2011 10:31:17 AM |
| willinvest | $25.00 | 5/25/2011 12:19:24 PM |
| ore-didgeridoo | $47.92 | 5/25/2011 11:34:10 AM |
| engrossing-benefit0 | $25.00 | 5/25/2011 12:47:37 PM |
| 168RichCapital | $25.50 | 5/25/2011 1:36:52 PM |
| wise-benjamins-fortress | $25.00 | 5/25/2011 12:29:35 PM |
| Chicagoan3660 | $50.00 | 5/25/2011 1:37:15 PM |
| convergentthinker | $25.00 | 5/25/2011 12:55:18 PM |
| bonus-demon | $50.00 | 5/25/2011 1:24:59 PM |
| draggon77 | $25.00 | 5/25/2011 12:57:39 PM |
| Reddy_Capital | $27.06 | 5/25/2011 1:29:41 PM |
| johnnyldr | $36.41 | 5/25/2011 1:34:48 PM |
| alluring-bonus4 | $100.00 | 5/25/2011 1:57:41 PM |
| scarlet-velvet | $25.08 | 5/25/2011 1:10:40 PM |
| kind-efficient-credit | $25.34 | 5/25/2011 1:46:31 PM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
506686
This series of Notes was issued and sold upon the funding of the borrower loan #49898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,317 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-encourager9 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bloodsuckers Have Got to Go!
Purpose of loan: debt consolidation
This loan will be used to...pay off all credit card debt
My financial situation: First Bank
I am a good candidate for this loan because...I am a teacher in a small rural district in Mississippi with good job security. When the economy tanked, the credit card companies jacked up my interest rates from 8% to 30% even though I had never missed a payment. I want these bloodsuckers off me! I've already paid off over $17,000 in student loans but don't have a lot of faith in the "traditional" financial institutions anymore. Thank you!
Monthly net income: $2693
Monthly expenses: $1630
Housing: $280
Insurance: $80
Car expenses: paid for
Utilities: $120
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $675 if I just pay the minimum to the bloodsuckers....
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/15/2011 12:11:18 PM |
| coin-bee1 | $25.00 | 5/15/2011 3:00:03 PM |
| leverage-monger | $25.00 | 5/16/2011 10:21:38 AM |
| irrelevant | $25.00 | 5/17/2011 2:40:37 AM |
| suave-dime6 | $25.00 | 5/18/2011 6:41:51 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:25 AM |
| Jack55304 | $300.00 | 5/21/2011 2:28:14 PM |
| Whipster | $40.00 | 5/23/2011 5:12:51 AM |
| SeaSkyGuy71 | $25.00 | 5/23/2011 6:31:15 PM |
| CreditBuilder2 | $100.00 | 5/24/2011 1:48:59 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:18:06 PM |
| jybank | $50.00 | 5/24/2011 4:25:51 PM |
| head | $25.00 | 5/24/2011 2:02:10 PM |
| himistu22 | $25.00 | 5/24/2011 2:17:41 PM |
| loan-master1 | $25.00 | 5/24/2011 2:05:07 PM |
| mlj0671 | $25.00 | 5/24/2011 2:07:10 PM |
| Dubbs360 | $300.00 | 5/24/2011 2:14:41 PM |
| janeybooboo | $100.00 | 5/24/2011 2:19:48 PM |
| NLB-PHX | $100.00 | 5/24/2011 3:11:17 PM |
| jazzlender | $25.00 | 5/24/2011 5:53:25 PM |
| whatreality | $25.00 | 5/24/2011 4:06:34 PM |
| intrepid-loot | $25.00 | 5/24/2011 6:02:20 PM |
| SolarMoonshine | $25.00 | 5/24/2011 4:57:13 PM |
| loss-of-control | $50.00 | 5/24/2011 6:21:56 PM |
| neenerman | $50.00 | 5/24/2011 7:48:41 PM |
| Pakse | $25.00 | 5/24/2011 8:37:35 PM |
| CoyoteJack | $100.00 | 5/24/2011 7:51:06 PM |
| Wangchuk | $35.00 | 5/24/2011 10:27:21 PM |
| Bob450 | $25.04 | 5/24/2011 10:43:49 PM |
| elegant-capital | $25.00 | 5/24/2011 8:38:44 PM |
| reflective-rupee | $475.01 | 5/25/2011 3:36:43 AM |
| leverage-ectasy | $25.00 | 5/24/2011 10:54:05 PM |
| Wangchuk | $25.00 | 5/24/2011 11:21:18 PM |
| economy-popcorn | $25.00 | 5/25/2011 7:04:51 AM |
| ore-healer6 | $30.00 | 5/24/2011 10:53:56 PM |
| UBOtto186 | $50.00 | 5/25/2011 3:46:43 AM |
| platinum-scientist9 | $25.00 | 5/25/2011 7:14:41 AM |
| lava414 | $25.00 | 5/25/2011 12:01:18 AM |
| Caledoni | $25.00 | 5/25/2011 7:15:44 AM |
| enthralling-investment | $100.00 | 5/25/2011 7:17:06 AM |
| GElender | $25.00 | 5/25/2011 6:13:39 AM |
| 420limo | $77.44 | 5/25/2011 7:54:25 AM |
| VillageLending | $50.00 | 5/25/2011 7:13:29 AM |
| foothillender | $25.00 | 5/25/2011 8:36:23 AM |
| moola-monger9 | $50.00 | 5/25/2011 8:38:56 AM |
| congardner1 | $25.00 | 5/25/2011 8:45:01 AM |
| friendinmoney | $25.00 | 5/25/2011 8:08:22 AM |
| sweetlan | $25.05 | 5/25/2011 9:45:25 AM |
| chererat | $100.00 | 5/25/2011 9:48:28 AM |
| musegaze | $110.00 | 5/25/2011 9:12:24 AM |
| zone6 | $110.00 | 5/25/2011 9:17:59 AM |
| generosity-jalapeno3 | $50.00 | 5/25/2011 9:59:10 AM |
| moola-cell3 | $50.00 | 5/25/2011 10:00:09 AM |
| JBF_Investments | $50.00 | 5/25/2011 10:01:17 AM |
| derec | $25.00 | 5/25/2011 10:03:22 AM |
| authentic-finance194 | $200.00 | 5/25/2011 9:45:19 AM |
| spiritual-compassion9 | $50.00 | 5/25/2011 11:25:36 AM |
| exciting-fairness | $200.00 | 5/25/2011 9:57:03 AM |
| unbelievable-cash9 | $100.00 | 5/25/2011 10:11:02 AM |
| jutdon84 | $600.00 | 5/25/2011 11:48:22 AM |
| willinvest | $25.00 | 5/25/2011 12:22:00 PM |
| justice-circuitry0 | $50.00 | 5/25/2011 1:42:18 PM |
| Chicagoan3660 | $50.00 | 5/25/2011 1:37:35 PM |
| 168RichCapital | $28.50 | 5/25/2011 1:39:05 PM |
| neutrino6 | $41.49 | 5/25/2011 1:54:44 PM |
| worth-blanket2 | $1,190.10 | 5/25/2011 2:23:38 PM |
| magnifico932 | $50.00 | 5/25/2011 2:13:52 PM |
| missing-link | $25.00 | 5/15/2011 12:14:05 PM |
| worth-blanket2 | $5,000.00 | 5/15/2011 12:38:26 PM |
| Kash2010lu | $25.00 | 5/15/2011 5:51:23 PM |
| krd_Chicago | $100.00 | 5/16/2011 7:34:56 AM |
| reflective-rupee | $25.00 | 5/16/2011 10:07:06 AM |
| SecondChanceLendingSERV | $25.00 | 5/17/2011 6:53:02 PM |
| BuildingShanghai | $58.12 | 5/17/2011 7:05:04 PM |
| economy-coup | $30.00 | 5/17/2011 7:44:36 PM |
| jjswanso | $50.00 | 5/18/2011 7:00:56 PM |
| lendstats_com | $200.00 | 5/23/2011 9:09:22 AM |
| Rogelio48 | $30.00 | 5/23/2011 7:38:16 PM |
| janeybooboo | $100.00 | 5/24/2011 2:15:33 PM |
| shrewd-income | $150.00 | 5/24/2011 3:30:17 PM |
| Rogesparkguy | $25.00 | 5/24/2011 12:24:34 PM |
| hookUup | $26.40 | 5/24/2011 3:48:49 PM |
| orderly-wampum | $120.00 | 5/24/2011 4:40:01 PM |
| amsmiles00 | $25.00 | 5/24/2011 2:18:03 PM |
| toomanyfishtanks | $25.00 | 5/24/2011 2:40:29 PM |
| brightest-dynamic-liberty | $200.00 | 5/24/2011 4:54:13 PM |
| Zipcut | $30.00 | 5/24/2011 2:01:19 PM |
| CA-Lender | $100.05 | 5/24/2011 2:04:23 PM |
| MJTimages_com | $50.00 | 5/24/2011 3:42:47 PM |
| ridestwins_998 | $25.00 | 5/24/2011 4:06:28 PM |
| pthighs | $100.00 | 5/24/2011 2:52:20 PM |
| spankysdad | $100.00 | 5/24/2011 4:08:35 PM |
| courteous-note1 | $40.00 | 5/24/2011 4:35:51 PM |
| Mad_Scientist | $25.00 | 5/24/2011 6:15:26 PM |
| heavy_ax | $25.00 | 5/24/2011 5:32:55 PM |
| competent-p2p | $50.00 | 5/24/2011 5:39:48 PM |
| 113121 | $25.00 | 5/24/2011 6:02:59 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:19:10 PM |
| DasMula | $77.00 | 5/24/2011 5:47:49 PM |
| atomantic | $25.00 | 5/24/2011 5:53:51 PM |
| peregrine | $114.48 | 5/24/2011 6:52:38 PM |
| l2fp | $50.00 | 5/24/2011 7:03:31 PM |
| Christophe | $25.00 | 5/24/2011 7:28:35 PM |
| Kaj | $35.00 | 5/24/2011 8:32:51 PM |
| well-mannered-income3 | $25.00 | 5/24/2011 8:38:40 PM |
| melodious-openness | $50.00 | 5/24/2011 8:58:30 PM |
| InChicago | $50.00 | 5/24/2011 9:46:12 PM |
| MrBailey | $100.00 | 5/24/2011 8:58:22 PM |
| DasMula | $77.00 | 5/24/2011 9:53:24 PM |
| resplendent-moola | $50.00 | 5/25/2011 5:30:47 AM |
| yf99yz | $25.00 | 5/24/2011 8:59:01 PM |
| helvet | $25.00 | 5/24/2011 11:58:09 PM |
| resplendent-dollar | $25.00 | 5/24/2011 10:03:50 PM |
| 6moonbeams | $50.00 | 5/25/2011 7:18:38 AM |
| lasalle123 | $105.58 | 5/25/2011 7:27:36 AM |
| nilonc1 | $75.00 | 5/25/2011 5:48:56 AM |
| payout-bridge | $50.00 | 5/25/2011 8:23:36 AM |
| tnjohnso | $25.00 | 5/25/2011 5:20:43 AM |
| income-rocker2 | $100.00 | 5/25/2011 6:32:25 AM |
| draggon77 | $25.00 | 5/25/2011 6:45:12 AM |
| Rulea72 | $49.87 | 5/25/2011 7:24:16 AM |
| octoberfresh | $25.00 | 5/25/2011 7:39:47 AM |
| systematic-fairness | $25.00 | 5/25/2011 9:40:19 AM |
| lenderRXT | $30.00 | 5/25/2011 8:44:31 AM |
| beans53 | $25.00 | 5/25/2011 8:57:11 AM |
| leverage-monger | $41.66 | 5/25/2011 10:27:20 AM |
| finance-dandelion | $30.00 | 5/25/2011 10:01:57 AM |
| coin-popcorn | $25.00 | 5/25/2011 10:31:15 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:29:43 AM |
| 56bones | $25.00 | 5/25/2011 11:48:47 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:25:00 AM |
| slico | $100.21 | 5/25/2011 12:26:46 PM |
| FinanceEngine | $25.00 | 5/25/2011 11:35:46 AM |
| heavy_ax | $25.00 | 5/25/2011 11:45:56 AM |
| dollar-authority | $100.00 | 5/25/2011 1:26:40 PM |
| kind-efficient-credit | $42.00 | 5/25/2011 1:46:54 PM |
| mpatrick | $50.00 | 5/25/2011 1:15:18 PM |
| mpatrick | $25.00 | 5/25/2011 1:16:05 PM |
| unconquerable-dedication | $25.00 | 5/25/2011 12:56:25 PM |
| chungfang | $25.00 | 5/25/2011 1:43:22 PM |
| dime-umbrella6 | $25.00 | 5/25/2011 1:37:05 PM |
| debt-legend | $25.00 | 5/25/2011 1:52:52 PM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
507108
This series of Notes was issued and sold upon the funding of the borrower loan #49732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-17-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $412.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $881 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| competent-payment1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to purchase an auto.
My financial situation:
I am a good candidate for this loan because I have a stable job with good income and I don't spend more than 25% of it each month including expenses.
Monthly net income: $3,400
Monthly expenses: $600
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $40
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,303.36 | 5/25/2011 2:24:23 PM |
| Gibbyland | $100.00 | 5/17/2011 5:07:02 PM |
| tech310 | $50.00 | 5/17/2011 5:07:41 PM |
| income-awakening6 | $25.00 | 5/17/2011 7:06:49 PM |
| worth-blanket2 | $5,000.00 | 5/18/2011 10:43:58 AM |
| reflective-rupee | $200.00 | 5/18/2011 11:16:14 AM |
| suave-dime6 | $25.00 | 5/18/2011 6:40:41 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:56 PM |
| irrelevant | $25.00 | 5/21/2011 4:17:38 AM |
| Whipster | $50.00 | 5/21/2011 4:22:09 PM |
| felicity-daydream | $50.00 | 5/23/2011 7:26:44 AM |
| emt747 | $25.00 | 5/25/2011 2:23:04 AM |
| UBOtto186 | $50.00 | 5/25/2011 3:38:51 AM |
| PleaseDontDefault | $50.00 | 5/24/2011 8:35:53 PM |
| ore-healer6 | $30.00 | 5/24/2011 10:54:23 PM |
| Ananya | $25.00 | 5/25/2011 6:10:47 AM |
| income-rocker2 | $100.00 | 5/25/2011 6:34:46 AM |
| the-burgeoning-openness | $26.00 | 5/24/2011 10:36:50 PM |
| competent-p2p | $26.55 | 5/25/2011 6:44:07 AM |
| reflective-rupee | $300.01 | 5/25/2011 3:37:23 AM |
| jtc26 | $100.00 | 5/24/2011 11:40:29 PM |
| hookUup | $27.40 | 5/25/2011 7:19:14 AM |
| enriching-credit9 | $75.00 | 5/25/2011 9:18:22 AM |
| economy-popcorn | $25.00 | 5/25/2011 7:05:28 AM |
| penny-surgeon | $25.00 | 5/25/2011 8:59:56 AM |
| lenderRXT | $60.00 | 5/25/2011 9:00:17 AM |
| terrific-p2ploan | $25.00 | 5/25/2011 8:00:51 AM |
| foothillender | $25.00 | 5/25/2011 8:37:15 AM |
| sweetlan | $25.05 | 5/25/2011 9:45:42 AM |
| VillageLending | $75.00 | 5/25/2011 9:55:57 AM |
| toomanyfishtanks | $25.00 | 5/25/2011 9:59:03 AM |
| leverage-monger | $66.66 | 5/25/2011 10:29:57 AM |
| exciting-fairness | $200.00 | 5/25/2011 9:55:33 AM |
| erowis | $60.00 | 5/25/2011 11:40:01 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:34:47 AM |
| gothampark | $25.00 | 5/25/2011 10:37:38 AM |
| calmfunds | $250.00 | 5/25/2011 12:44:51 PM |
| janeybooboo | $100.00 | 5/25/2011 12:05:16 PM |
| octoberfresh | $25.00 | 5/25/2011 12:57:30 PM |
| Nikelaos | $30.00 | 5/25/2011 1:11:55 PM |
| CPA-Banker | $25.00 | 5/25/2011 1:09:01 PM |
| missing-link | $25.00 | 5/17/2011 5:06:40 PM |
| newest-funds-powerplant | $25.00 | 5/18/2011 1:07:46 PM |
| kind-charming-value | $500.00 | 5/18/2011 6:10:33 PM |
| yf99yz | $40.00 | 5/18/2011 10:04:12 PM |
| Rogesparkguy | $25.00 | 5/19/2011 11:14:00 AM |
| economy-coup | $100.00 | 5/20/2011 12:08:14 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:05 AM |
| cash-tent | $25.00 | 5/22/2011 9:01:46 PM |
| Bill88 | $25.00 | 5/23/2011 8:01:05 AM |
| transformer855 | $25.00 | 5/23/2011 4:16:55 PM |
| MrBailey | $25.00 | 5/23/2011 10:11:39 PM |
| MrBailey | $100.00 | 5/24/2011 8:58:44 PM |
| melodious-openness | $50.00 | 5/24/2011 8:59:14 PM |
| leverage-ectasy | $39.03 | 5/24/2011 10:48:22 PM |
| houli123 | $25.00 | 5/24/2011 11:51:33 PM |
| resplendent-dollar | $25.00 | 5/24/2011 10:05:25 PM |
| Pakse | $25.00 | 5/24/2011 8:38:33 PM |
| whatreality | $28.74 | 5/25/2011 5:04:02 AM |
| Bob450 | $25.04 | 5/24/2011 10:44:46 PM |
| CA-Lender | $50.05 | 5/24/2011 8:58:22 PM |
| GrowthAspirations | $35.00 | 5/24/2011 9:55:08 PM |
| Nerdster1 | $25.11 | 5/25/2011 4:55:37 AM |
| dynrep | $25.00 | 5/25/2011 7:24:03 AM |
| SolarMoonshine | $25.00 | 5/25/2011 3:56:03 AM |
| Pawnster | $50.00 | 5/25/2011 6:07:40 AM |
| moola-monger9 | $50.00 | 5/25/2011 8:42:08 AM |
| GatorBux | $50.00 | 5/25/2011 7:29:18 AM |
| payout-bridge | $25.00 | 5/25/2011 8:22:53 AM |
| rdav | $50.00 | 5/25/2011 8:53:53 AM |
| P2P4me | $100.00 | 5/25/2011 10:00:58 AM |
| authentic-finance194 | $200.00 | 5/25/2011 9:45:45 AM |
| shrewd-income | $50.00 | 5/25/2011 11:29:35 AM |
| DasMula | $27.00 | 5/25/2011 10:25:23 AM |
| CreditBuilder2 | $50.00 | 5/25/2011 11:17:23 AM |
| green-vibrant-platinum | $50.00 | 5/25/2011 12:01:59 PM |
| supreme-hope | $25.00 | 5/25/2011 1:50:35 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
507185
This series of Notes was issued and sold upon the funding of the borrower loan #49787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,740 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| camaraderi-society6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just need a little
Purpose of loan:
This loan will be used to...Fix vehicle, get home appraised for refinance
My financial situation:
I am a good candidate for this loan because...We will pay it back all items below are myself and wife combined
Monthly net income: $4600
Monthly expenses: $
Housing: $1400
Insurance: $
Car expenses: $250
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 5/16/2011 5:04:58 PM |
| FutureLenderEC | $25.00 | 5/16/2011 5:08:20 PM |
| wonder3 | $25.00 | 5/16/2011 5:47:46 PM |
| ultimate-peace | $125.00 | 5/16/2011 6:56:07 PM |
| reflective-rupee | $200.00 | 5/17/2011 9:21:47 AM |
| lending-theory | $50.00 | 5/17/2011 10:34:01 AM |
| missing-link | $25.00 | 5/16/2011 5:09:02 PM |
| suave-dime6 | $25.00 | 5/16/2011 5:10:56 PM |
| 2grindstones | $25.00 | 5/16/2011 5:42:10 PM |
| economy-coup | $30.00 | 5/17/2011 9:06:12 AM |
| Danjack_Capital | $25.00 | 5/17/2011 9:08:04 AM |
| favorite-commerce | $25.00 | 5/17/2011 9:37:06 AM |
| worth-blanket2 | $1,400.00 | 5/17/2011 10:29:11 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
507389
This series of Notes was issued and sold upon the funding of the borrower loan #49717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $263.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 29y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $178,440 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investinFla |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $4,386.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Personal loan
Purpose of loan:
This loan will be used to pay off ccard balance/boat repairs.
My financial situation:
I am a good candidate for this loan because I have NEVER been late on a payment and never defaulted on a loan.
Monthly net income: 7384
Monthly expenses: 5459
Housing: 1664
Insurance: 140
Car expenses: 60 est.
Utilities: 0 (included in rent)
Phone, cable, internet: 74
Food, entertainment: 300 est.
Clothing, household expenses: 75 est.
Credit cards and other loans: 2700
Other expenses: 646
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/17/2011 5:04:36 PM |
| SimpleChoice | $25.00 | 5/17/2011 5:50:48 PM |
| Malkial | $25.00 | 5/17/2011 7:00:02 PM |
| unafraid-return496 | $25.00 | 5/17/2011 7:04:29 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:22 PM |
| irrelevant | $25.00 | 5/21/2011 10:17:27 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:54:56 PM |
| best-listing-toro | $25.00 | 5/23/2011 7:16:16 AM |
| the-silver-blaster | $75.00 | 5/23/2011 7:22:10 AM |
| Kaj | $35.00 | 5/23/2011 5:13:30 PM |
| value-pouch | $25.00 | 5/23/2011 4:56:39 PM |
| red-power-pecan | $50.00 | 5/23/2011 5:54:28 PM |
| peace-sorcerer | $25.00 | 5/23/2011 4:59:38 PM |
| saga9 | $25.00 | 5/23/2011 6:26:45 PM |
| heavenly-interest2 | $100.00 | 5/23/2011 5:15:23 PM |
| loss-of-control | $75.00 | 5/23/2011 6:23:42 PM |
| nickel-position | $25.00 | 5/23/2011 6:27:51 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 6:15:53 PM |
| unger | $100.00 | 5/23/2011 7:32:05 PM |
| chungfang | $50.00 | 5/23/2011 8:55:26 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:14:48 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:20:04 PM |
| luvlending | $25.00 | 5/23/2011 9:56:56 PM |
| Lender_1972 | $50.00 | 5/23/2011 11:51:32 PM |
| wealth-renaissance5 | $25.00 | 5/23/2011 11:30:32 PM |
| luann199 | $28.33 | 5/24/2011 5:20:13 AM |
| careful-note1 | $50.00 | 5/24/2011 7:42:45 AM |
| lobstahlender | $26.50 | 5/24/2011 1:00:04 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:13 AM |
| bid-carrier0 | $55.99 | 5/24/2011 5:29:24 AM |
| mrstender | $25.00 | 5/24/2011 8:38:35 AM |
| tolerant-dinero2 | $25.00 | 5/24/2011 9:02:15 AM |
| natecam | $25.00 | 5/24/2011 10:35:04 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:15:16 AM |
| Newfoundcash | $25.00 | 5/24/2011 10:30:20 AM |
| djalan | $25.00 | 5/24/2011 10:57:48 AM |
| Techne_Funds_LLC | $25.00 | 5/24/2011 12:41:18 PM |
| EarlyRiser | $150.00 | 5/24/2011 12:42:12 PM |
| formula842 | $25.00 | 5/24/2011 5:22:12 PM |
| heavy_ax | $25.00 | 5/24/2011 5:35:19 PM |
| Johnab | $25.04 | 5/24/2011 4:34:11 PM |
| Mad_Scientist | $25.00 | 5/24/2011 6:25:59 PM |
| Whitewater_Loans | $25.00 | 5/24/2011 7:26:56 PM |
| chinolatino | $50.00 | 5/24/2011 7:55:47 PM |
| jasonuz | $25.00 | 5/24/2011 6:57:46 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:02:24 PM |
| Gobsek | $25.00 | 5/24/2011 8:24:48 PM |
| neenerman | $50.00 | 5/24/2011 7:49:50 PM |
| unbelievable-diversification8 | $25.00 | 5/24/2011 10:37:23 PM |
| Bob450 | $25.04 | 5/24/2011 10:48:27 PM |
| reflective-rupee | $25.00 | 5/24/2011 11:17:10 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 10:57:15 PM |
| dinero-philosopher1 | $220.00 | 5/24/2011 11:41:16 PM |
| helvet | $25.00 | 5/25/2011 12:00:17 AM |
| DasMula | $27.00 | 5/24/2011 9:50:48 PM |
| compwhiz | $25.00 | 5/25/2011 12:13:01 AM |
| resplendent-moola | $25.00 | 5/25/2011 5:29:38 AM |
| Pawnster | $50.00 | 5/25/2011 6:08:28 AM |
| enthralling-deal180 | $42.56 | 5/25/2011 7:15:04 AM |
| LosGatos | $25.00 | 5/25/2011 8:21:12 AM |
| lenderRXT | $75.00 | 5/25/2011 8:41:56 AM |
| Sol_Invictus | $25.00 | 5/25/2011 8:55:06 AM |
| orange-coin-walnut | $50.00 | 5/25/2011 9:50:47 AM |
| investment-comet | $25.00 | 5/25/2011 11:31:27 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:28:02 AM |
| heavy_ax | $25.00 | 5/25/2011 11:43:47 AM |
| fund-tom-tom6 | $94.01 | 5/25/2011 10:53:16 AM |
| diversification-medalist | $50.00 | 5/25/2011 11:36:26 AM |
| jutdon84 | $86.04 | 5/25/2011 11:44:11 AM |
| unafraid-loan5 | $25.00 | 5/25/2011 1:24:39 PM |
| rescue | $100.00 | 5/25/2011 1:02:10 PM |
| kind-efficient-credit | $25.00 | 5/25/2011 1:47:23 PM |
| investment-cluster | $30.00 | 5/25/2011 1:58:54 PM |
| liberty-spartan4 | $25.00 | 5/25/2011 1:55:13 PM |
| supreme-hope | $25.00 | 5/25/2011 1:57:14 PM |
| peaceful-cash5 | $25.00 | 5/25/2011 1:58:05 PM |
| Tradesmanlender | $35.00 | 5/18/2011 11:51:39 AM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:51 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:51:10 AM |
| wampum-library4 | $25.00 | 5/21/2011 11:10:35 AM |
| famous-bill | $25.00 | 5/21/2011 2:18:53 PM |
| janeybooboo | $100.00 | 5/21/2011 6:08:02 PM |
| janeybooboo | $100.00 | 5/21/2011 6:08:17 PM |
| currency-persimmon | $25.00 | 5/23/2011 8:06:32 AM |
| competent-p2p | $44.00 | 5/23/2011 8:46:36 AM |
| FinanceEngine | $50.00 | 5/23/2011 10:02:31 AM |
| enriching-credit9 | $50.00 | 5/23/2011 9:57:35 AM |
| whatreality | $26.46 | 5/23/2011 11:21:45 AM |
| Gibbyland | $100.00 | 5/23/2011 3:02:37 PM |
| tranquil-gain1 | $100.00 | 5/23/2011 2:24:46 PM |
| bill-expert | $50.00 | 5/23/2011 5:09:28 PM |
| patriot897 | $25.00 | 5/23/2011 4:51:42 PM |
| brainy-repayment5 | $44.81 | 5/23/2011 5:51:43 PM |
| cerebral-dollar773 | $100.00 | 5/23/2011 5:48:34 PM |
| all_of_that_one | $25.00 | 5/23/2011 6:31:55 PM |
| klinebarger | $25.00 | 5/23/2011 6:29:41 PM |
| mdree | $50.00 | 5/23/2011 7:30:39 PM |
| MrBailey | $100.00 | 5/23/2011 7:06:56 PM |
| loan-lionheart6 | $25.00 | 5/23/2011 7:55:04 PM |
| orderly-leverage | $100.00 | 5/23/2011 10:01:05 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:57 PM |
| economy-coup | $100.00 | 5/23/2011 11:10:37 PM |
| progressive-power9 | $50.00 | 5/23/2011 11:41:52 PM |
| loyalist1 | $150.00 | 5/24/2011 7:04:57 AM |
| und-alum | $30.39 | 5/24/2011 7:50:27 AM |
| SB94114 | $25.00 | 5/24/2011 8:55:00 AM |
| secrets10169 | $30.61 | 5/24/2011 5:42:21 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:30 AM |
| DDoubles | $50.00 | 5/24/2011 8:27:27 AM |
| Lenderman2632 | $80.37 | 5/24/2011 8:48:14 AM |
| 32669 | $44.91 | 5/24/2011 10:50:34 AM |
| a-restless-dollar | $50.00 | 5/24/2011 11:57:42 AM |
| janeybooboo | $100.00 | 5/24/2011 12:13:39 PM |
| RedantFinance | $25.00 | 5/24/2011 10:59:26 AM |
| Dubbs360 | $200.00 | 5/24/2011 11:10:28 AM |
| intuitive-worth7 | $45.95 | 5/24/2011 4:04:38 PM |
| melodious-fairness | $100.00 | 5/24/2011 12:42:06 PM |
| ASR3 | $25.00 | 5/24/2011 12:52:11 PM |
| NobisEst | $25.00 | 5/24/2011 1:19:33 PM |
| hookUup | $32.40 | 5/24/2011 3:53:45 PM |
| easylivin | $25.00 | 5/24/2011 6:29:50 PM |
| Whitey | $50.00 | 5/24/2011 6:36:25 PM |
| affluence-tambourine | $25.00 | 5/24/2011 7:50:41 PM |
| Kelwin_Capital_Corp | $50.00 | 5/24/2011 7:54:34 PM |
| kulender | $50.00 | 5/24/2011 8:30:15 PM |
| lava414 | $25.00 | 5/24/2011 11:59:38 PM |
| emt747 | $25.00 | 5/25/2011 2:17:29 AM |
| unbelievable-diversification8 | $25.00 | 5/24/2011 10:35:56 PM |
| mykkai | $25.00 | 5/25/2011 7:54:50 AM |
| friendly-principal76 | $25.00 | 5/25/2011 6:28:57 AM |
| chameleon125 | $25.00 | 5/25/2011 6:36:11 AM |
| imdave4me | $100.00 | 5/25/2011 5:37:53 AM |
| GatorBux | $50.00 | 5/25/2011 7:29:58 AM |
| Leshan | $75.00 | 5/25/2011 7:56:00 AM |
| smallbizrule | $25.00 | 5/25/2011 9:56:17 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:25:07 AM |
| P2P4me | $200.00 | 5/25/2011 9:53:10 AM |
| corporatejim | $30.29 | 5/25/2011 10:11:03 AM |
| NiceNate | $100.00 | 5/25/2011 11:58:49 AM |
| KarmaBum77 | $25.55 | 5/25/2011 12:48:47 PM |
| bettndon | $80.00 | 5/25/2011 1:33:20 PM |
| CaliforniaSun | $25.00 | 5/25/2011 1:05:58 PM |
| supreme-hope | $25.00 | 5/25/2011 1:56:13 PM |
| oxnard | $25.00 | 5/25/2011 12:54:56 PM |
| afmentor | $50.00 | 5/25/2011 1:45:47 PM |
| debt-legend | $25.00 | 5/25/2011 1:55:23 PM |
| Nikelaos | $35.00 | 5/25/2011 1:12:27 PM |
| newfoundation | $25.00 | 5/25/2011 1:26:59 PM |
| alluring-bonus4 | $200.00 | 5/25/2011 2:02:26 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
507408
This series of Notes was issued and sold upon the funding of the borrower loan #49696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 22y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,867 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tidy-balance9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wrap It All Up
Purpose of loan:
This loan will be used to...Consolidate Bills
My financial situation:
I am a good candidate for this loan because...I have a good job and I always pay my bills
Monthly net income: $3238.00
Monthly expenses: $2318.00 TOTAL
Housing: $738
Insurance: $80
Car expenses: $400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 5/24/2011 5:37:19 PM |
| economy-coup | $30.00 | 5/20/2011 5:04:44 PM |
| suave-dime6 | $25.00 | 5/20/2011 5:07:24 PM |
| BradP | $25.00 | 5/21/2011 6:51:45 AM |
| SecondChanceLendingSERV | $25.00 | 5/21/2011 10:08:37 AM |
| InChicago | $50.00 | 5/21/2011 12:48:52 PM |
| coin-bee1 | $25.00 | 5/21/2011 3:11:01 PM |
| Whipster | $60.00 | 5/24/2011 6:09:42 PM |
| wonder3 | $30.00 | 5/25/2011 6:02:29 AM |
| tranquil-gain1 | $100.00 | 5/25/2011 7:17:31 AM |
| bright-exchange | $25.00 | 5/25/2011 7:56:47 AM |
| reflective-affluence | $25.00 | 5/25/2011 9:52:21 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:48:31 AM |
| vishal29 | $25.00 | 5/25/2011 12:31:00 PM |
| Bob450 | $25.00 | 5/25/2011 12:31:26 PM |
| robust-duty1 | $71.17 | 5/25/2011 12:33:48 PM |
| hopeful-point | $25.00 | 5/25/2011 11:22:13 AM |
| 113121 | $100.00 | 5/25/2011 12:35:44 PM |
| pembull | $59.30 | 5/25/2011 12:25:18 PM |
| irrelevant | $25.00 | 5/25/2011 12:32:18 PM |
| missing-link | $25.00 | 5/20/2011 5:06:52 PM |
| lendstats_com | $200.00 | 5/20/2011 6:57:51 PM |
| 2grindstones | $25.00 | 5/21/2011 9:24:21 AM |
| CA-Lender | $25.05 | 5/21/2011 11:22:29 AM |
| janeybooboo | $100.00 | 5/21/2011 10:42:18 PM |
| nodebt2012 | $25.00 | 5/22/2011 9:31:58 AM |
| green-inspiring-peace | $25.00 | 5/23/2011 2:15:40 PM |
| SeaSkyGuy71 | $25.00 | 5/23/2011 9:20:03 PM |
| shrewd-income | $25.00 | 5/24/2011 6:41:44 PM |
| DasMula | $27.00 | 5/24/2011 10:04:30 PM |
| reflective-rupee | $500.00 | 5/24/2011 11:13:54 PM |
| Wangchuk | $25.01 | 5/24/2011 11:25:43 PM |
| SolarMoonshine | $25.00 | 5/25/2011 4:11:35 AM |
| golffish2 | $25.00 | 5/25/2011 5:46:51 AM |
| lasalle123 | $100.00 | 5/25/2011 8:24:33 AM |
| coin-sonnet | $100.00 | 5/25/2011 10:08:33 AM |
| note-mad-scientist | $27.31 | 5/25/2011 12:13:07 PM |
| brightest-dignified-penny | $25.00 | 5/25/2011 10:23:31 AM |
| reflective-affluence | $25.00 | 5/25/2011 12:33:23 PM |
| anton | $300.00 | 5/25/2011 12:41:56 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
507450
This series of Notes was issued and sold upon the funding of the borrower loan #49737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $234.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,418 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| HostDIY-Zachary |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Mar-2010)
680-699
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Investment into growing business
Purpose of loan:
Synersis Media, Inc. has been in business since February of 2009 and is in need of additional funds to continue its upwards growth trends. Synersis Media, Inc. organizes and manages an free online learning series for web professionals. In order to grow revenue, we need to reach more professionals. In addition, we need to complete our new delivery system. This loan will allow us to do both.
My financial situation:
I am a good candidate for this loan because I have already successfully paid off two prosper loans. I have a perfect payment history to date and I live well within my means. I hold no car payments. Currently all credit cards have been paid off so the figure on the listing is incorrect (recently paid off).
Monthly net income: $2,312
Monthly expenses: $1,390
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,909.08 | 5/24/2011 1:22:32 PM |
| yield-implementer8 | $100.00 | 5/19/2011 9:06:16 AM |
| SLN-10 | $50.00 | 5/19/2011 9:02:51 AM |
| yield-implementer8 | $100.00 | 5/19/2011 9:06:18 AM |
| tech310 | $50.00 | 5/19/2011 9:06:45 AM |
| Gibbyland | $100.00 | 5/19/2011 9:07:17 AM |
| atlas100 | $50.00 | 5/19/2011 1:01:06 PM |
| a-fund-doctor | $25.00 | 5/19/2011 1:45:44 PM |
| thorough-exchange4 | $25.00 | 5/19/2011 6:57:46 PM |
| credit-guard5 | $25.00 | 5/19/2011 8:11:55 PM |
| dcshobby | $25.00 | 5/20/2011 5:36:56 PM |
| BradP | $25.00 | 5/21/2011 7:58:06 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:23 PM |
| bonus-quark4 | $29.94 | 5/21/2011 4:23:26 PM |
| Christophe | $25.00 | 5/21/2011 4:32:24 PM |
| CA-Lender | $50.05 | 5/21/2011 4:23:42 PM |
| LuvToLend | $25.00 | 5/21/2011 5:34:29 PM |
| Duckshovel | $50.00 | 5/21/2011 7:29:59 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 6:28:28 PM |
| grammaspurse | $25.00 | 5/22/2011 2:43:32 PM |
| shrewd-deal3 | $100.00 | 5/23/2011 10:40:51 AM |
| 108lender | $150.00 | 5/23/2011 10:57:09 AM |
| commanding-income774 | $25.00 | 5/23/2011 10:12:17 AM |
| irrelevant | $25.00 | 5/23/2011 5:03:33 PM |
| fareast_man | $25.00 | 5/23/2011 6:24:40 PM |
| compassionate-dime0 | $100.00 | 5/23/2011 8:31:47 PM |
| genelinist | $28.00 | 5/23/2011 9:28:52 PM |
| chungfang | $25.00 | 5/23/2011 8:56:17 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:51:05 PM |
| Bob450 | $25.00 | 5/23/2011 9:27:40 PM |
| orderly-leverage | $500.00 | 5/23/2011 9:59:07 PM |
| transformer855 | $25.00 | 5/23/2011 11:03:21 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:18:59 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:38 AM |
| enriching-credit9 | $75.00 | 5/24/2011 3:02:52 AM |
| Bank_of_T | $25.00 | 5/23/2011 11:05:08 PM |
| foothillender | $25.00 | 5/24/2011 7:39:19 AM |
| FrugalForLife | $50.00 | 5/24/2011 1:07:05 AM |
| Scotcha | $50.00 | 5/24/2011 7:52:46 AM |
| kendigme | $25.00 | 5/24/2011 4:57:55 AM |
| EarlyRiser | $250.00 | 5/24/2011 5:05:06 AM |
| healingangel22 | $25.00 | 5/24/2011 7:03:53 AM |
| EEasyMoney | $25.00 | 5/24/2011 6:27:58 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:42:02 AM |
| dime-umbrella6 | $25.03 | 5/24/2011 10:04:20 AM |
| the-credit-proton | $25.00 | 5/24/2011 9:01:30 AM |
| moola-monger9 | $100.00 | 5/24/2011 7:36:31 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:41:27 AM |
| Leshan | $75.00 | 5/24/2011 7:52:04 AM |
| derec | $25.00 | 5/24/2011 10:13:55 AM |
| faithfulartist | $150.00 | 5/24/2011 9:45:34 AM |
| designer_10 | $25.00 | 5/24/2011 10:31:37 AM |
| eagle1271 | $50.00 | 5/24/2011 9:59:07 AM |
| Income-Scout | $198.04 | 5/24/2011 10:05:21 AM |
| natecam | $25.00 | 5/24/2011 10:35:31 AM |
| skegee | $29.26 | 5/24/2011 10:59:57 AM |
| studious-listing8 | $25.00 | 5/24/2011 1:05:38 PM |
| Dubbs360 | $200.00 | 5/24/2011 11:11:02 AM |
| the-enthralling-coin | $25.00 | 5/24/2011 11:19:14 AM |
| jazzlender | $25.00 | 5/24/2011 11:22:56 AM |
| power-bluebird2 | $25.00 | 5/24/2011 12:21:14 PM |
| pragmatic-auction8 | $35.00 | 5/24/2011 12:34:19 PM |
| melodious-fairness | $100.00 | 5/24/2011 12:46:38 PM |
| Mad_Scientist | $25.00 | 5/24/2011 1:16:18 PM |
| investment-artist | $25.01 | 5/19/2011 9:02:47 AM |
| NekHoldings | $25.00 | 5/19/2011 9:26:40 AM |
| NobisEst | $25.00 | 5/19/2011 9:02:27 AM |
| CoolPlexer | $25.00 | 5/19/2011 9:04:25 AM |
| MoneyForNothing | $34.25 | 5/19/2011 9:04:55 AM |
| r48 | $25.00 | 5/19/2011 11:11:06 AM |
| 888GoldIngots | $53.57 | 5/19/2011 2:58:21 PM |
| Bank_Of_XL | $50.00 | 5/19/2011 4:16:37 PM |
| Tradesmanlender | $35.00 | 5/19/2011 5:43:54 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:58 AM |
| Soulphoniks-Holdings | $75.00 | 5/20/2011 8:36:43 AM |
| hookUup | $27.72 | 5/20/2011 10:13:10 AM |
| ChoiceInvestments | $31.00 | 5/20/2011 2:19:22 PM |
| vigorous-market5 | $200.00 | 5/20/2011 5:58:28 PM |
| persistent-bazaar | $25.00 | 5/21/2011 5:13:38 AM |
| 1stBankAndHal | $25.05 | 5/21/2011 7:29:36 AM |
| Interloper | $27.00 | 5/21/2011 10:12:56 AM |
| SolarMoonshine | $25.00 | 5/21/2011 5:48:07 PM |
| competent-p2p | $35.00 | 5/21/2011 6:27:26 PM |
| economy-popcorn | $25.00 | 5/21/2011 4:59:29 PM |
| payment-halo | $25.00 | 5/21/2011 7:33:09 PM |
| briskdevl07 | $25.00 | 5/23/2011 10:38:41 AM |
| janeybooboo | $52.00 | 5/23/2011 9:59:56 AM |
| jonmars | $25.00 | 5/23/2011 10:47:07 AM |
| Karey | $25.00 | 5/23/2011 8:44:37 PM |
| coloradoadam | $25.00 | 5/23/2011 8:33:23 PM |
| UCLA4life | $100.00 | 5/23/2011 10:06:19 PM |
| ritzman52 | $50.00 | 5/24/2011 5:06:01 AM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:58 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:04 PM |
| Red-Bull-One | $25.00 | 5/23/2011 10:16:05 PM |
| dime-vista2 | $25.00 | 5/23/2011 10:43:41 PM |
| brightest-benjamins-onator | $25.00 | 5/24/2011 4:29:19 AM |
| economy-coup | $100.00 | 5/23/2011 11:11:24 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 2:07:05 AM |
| DDoubles | $200.00 | 5/24/2011 8:34:40 AM |
| whatreality | $25.00 | 5/24/2011 8:47:43 AM |
| chameleon125 | $25.00 | 5/24/2011 6:09:53 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:26 AM |
| balanced-balance6 | $25.00 | 5/24/2011 7:03:42 AM |
| Bill88 | $25.00 | 5/24/2011 8:00:35 AM |
| community-bridge | $200.00 | 5/24/2011 8:48:40 AM |
| toomanyfishtanks | $50.00 | 5/24/2011 8:59:39 AM |
| atlmoneyman | $25.00 | 5/24/2011 10:13:50 AM |
| shugyosha | $50.00 | 5/24/2011 10:19:30 AM |
| Buffer10 | $250.00 | 5/24/2011 11:05:15 AM |
| RedantFinance | $25.00 | 5/24/2011 11:02:17 AM |
| djalan | $50.00 | 5/24/2011 10:51:33 AM |
| stonehillloans | $25.00 | 5/24/2011 11:11:22 AM |
| reflective-affluence | $50.00 | 5/24/2011 1:20:01 PM |
| point-pinnacle | $25.00 | 5/24/2011 11:24:49 AM |
| fund-tom-tom6 | $50.00 | 5/24/2011 11:40:39 AM |
| actl | $25.00 | 5/24/2011 12:09:55 PM |
| nickel-position | $50.00 | 5/24/2011 12:51:24 PM |
| ASR3 | $25.00 | 5/24/2011 12:52:40 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
507573
This series of Notes was issued and sold upon the funding of the borrower loan #49796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GetBackOnTrack1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My road to financial freedom!
Purpose of loan: Debt Consolidation
This loan will be used to pay off a credit card with a high interest rate. My young daughter was hospitilized in the beginning of 2011 and I needed to pay a large portion of her medical bills upfront on a credit card that I didn't plan on using anymore because of the high interest rate. I want to start fresh and get back on track. Once this credit card is paid off I can start saving money for a brighter future for me and my children, because they deserve it!
My financial situation:
I am a good candidate for this loan because I am committed to paying off all of my debts in a responsible manner. I have a steady full-time job where I give 110 percent each and every day.
Monthly net income: $3000
Housing: $1,200
Insurance: $100
Car expenses: $25
Utilities: $100
Phone, cable, internet: $70
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:03:02 PM |
| EngineersAlliance | $100.00 | 5/19/2011 5:27:38 PM |
| 2grindstones | $25.00 | 5/19/2011 10:01:18 PM |
| Danjack_Capital | $25.00 | 5/19/2011 11:12:47 PM |
| Whipster | $40.00 | 5/20/2011 4:40:47 PM |
| CashFlow13 | $500.00 | 5/20/2011 4:00:29 PM |
| SecondChanceLendingSERV | $25.00 | 5/20/2011 6:26:12 PM |
| reflective-rupee | $400.00 | 5/21/2011 1:35:07 PM |
| Moneypenny6 | $25.00 | 5/22/2011 9:57:06 AM |
| SolarMoonshine | $25.00 | 5/22/2011 4:29:44 AM |
| social-heart | $25.00 | 5/22/2011 10:42:35 PM |
| Recyclist | $25.00 | 5/22/2011 11:14:24 PM |
| glenium | $25.00 | 5/23/2011 2:35:47 AM |
| atlas100 | $25.00 | 5/23/2011 10:08:22 AM |
| Valley-of-the-Dollar | $25.00 | 5/23/2011 1:03:53 PM |
| entertaining-greenback2 | $25.00 | 5/23/2011 5:11:26 PM |
| bright-exchange | $25.00 | 5/23/2011 9:15:40 PM |
| periko | $25.00 | 5/23/2011 9:38:35 PM |
| Reddy_Capital | $25.00 | 5/23/2011 10:48:12 PM |
| gold-cluster | $100.00 | 5/24/2011 6:14:55 AM |
| muirheaj | $25.00 | 5/24/2011 7:06:37 AM |
| leverage-monger | $10.03 | 5/24/2011 7:07:56 AM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:27 PM |
| coin-bee1 | $25.00 | 5/20/2011 2:05:53 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:57:15 PM |
| cash-architect | $25.00 | 5/22/2011 8:54:25 AM |
| FASTIZIO_P | $25.00 | 5/22/2011 8:58:02 AM |
| loss-of-control | $50.00 | 5/22/2011 5:55:45 PM |
| Track-Layer | $100.00 | 5/22/2011 7:38:04 PM |
| Emajinate | $28.68 | 5/22/2011 9:34:35 PM |
| coin-sonnet | $100.00 | 5/23/2011 7:34:15 AM |
| felicity-daydream | $25.00 | 5/23/2011 7:29:39 AM |
| janeybooboo | $100.00 | 5/23/2011 12:13:28 PM |
| MrDance123 | $50.00 | 5/23/2011 11:05:31 AM |
| dsgfl1 | $30.00 | 5/23/2011 1:46:04 PM |
| CA-Lender | $25.05 | 5/23/2011 2:24:42 PM |
| loan-tycoon0 | $25.00 | 5/23/2011 6:27:20 PM |
| alphabet76 | $25.00 | 5/23/2011 5:32:11 PM |
| systematic-fairness1 | $26.23 | 5/23/2011 6:01:56 PM |
| handy-justice | $100.00 | 5/23/2011 8:40:57 PM |
| kfboomer | $59.48 | 5/24/2011 5:44:46 AM |
| ZOOOM | $25.00 | 5/24/2011 6:36:39 AM |
| carrinel | $55.53 | 5/24/2011 6:25:35 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
507693
This series of Notes was issued and sold upon the funding of the borrower loan #49739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $335.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1970 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,824 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| star2370 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
|
|
Principal balance:
| $1,651.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some bills due to a divorce. I would rather pay interest to good people than to the credit card company. I have paid my current Prosper loan promptly and on time every month.
My financial situation:
I am a good candidate for this loan because I work hard, have a steady job that I love (and also a part-time second job), and make all my payments on time. I was a previous banker/loan officer for 20 years, and I'm honest, value my credit rating, and take my obligations seriously. I currently work as Payroll and Accounts Receivable Administrator for a manufacting company.
Thanks so much for your faith in me!
Monthly net income: $3400
Monthly expenses: $
Housing: $1723
Insurance: $50
Car expenses: $50
Utilities:$50
Phone, cable, internet: $35
Food, entertainment: $40
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/20/2011 9:16:22 AM |
| coin-bee1 | $25.00 | 5/20/2011 2:14:18 PM |
| janeybooboo | $200.00 | 5/20/2011 3:59:19 PM |
| worth-blanket2 | $5,000.00 | 5/21/2011 11:19:05 AM |
| JustMee | $25.00 | 5/21/2011 1:28:27 PM |
| bullish2bearish | $37.60 | 5/21/2011 4:36:54 PM |
| kind-charming-value | $538.00 | 5/22/2011 2:40:30 PM |
| jonnysixgun | $39.11 | 5/22/2011 5:14:25 PM |
| janeybooboo | $50.00 | 5/22/2011 9:28:22 PM |
| commitment-galaxy | $25.00 | 5/23/2011 12:38:32 PM |
| CA-Lender | $25.05 | 5/23/2011 1:00:08 PM |
| CreditBuilder2 | $50.00 | 5/23/2011 1:20:40 PM |
| pthighs | $50.00 | 5/23/2011 12:28:15 PM |
| whatreality | $25.00 | 5/23/2011 12:33:49 PM |
| competent-p2p | $25.00 | 5/23/2011 1:56:42 PM |
| bonus-seahorse | $100.00 | 5/23/2011 1:04:19 PM |
| designer_10 | $25.00 | 5/23/2011 2:16:22 PM |
| suave-dime6 | $25.00 | 5/23/2011 3:37:53 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:49:50 PM |
| Nerdster1 | $25.11 | 5/23/2011 1:49:04 PM |
| SB94114 | $50.00 | 5/23/2011 4:11:21 PM |
| durability-halibut | $25.00 | 5/23/2011 4:14:09 PM |
| Kyileo | $25.00 | 5/23/2011 4:20:51 PM |
| asset-professor | $35.00 | 5/23/2011 3:31:58 PM |
| zwd12 | $300.00 | 5/23/2011 4:44:05 PM |
| jazzlender | $25.00 | 5/23/2011 4:34:33 PM |
| Engineer44 | $25.00 | 5/23/2011 5:21:28 PM |
| melodious-openness | $200.00 | 5/23/2011 3:49:38 PM |
| bill-expert | $40.00 | 5/23/2011 5:12:31 PM |
| FinanceEngine | $50.00 | 5/23/2011 4:23:08 PM |
| enriching-credit9 | $75.00 | 5/23/2011 5:03:16 PM |
| 1randyp | $32.78 | 5/23/2011 6:49:17 PM |
| affluence-birdie7 | $100.00 | 5/23/2011 5:50:57 PM |
| grampy48 | $25.00 | 5/23/2011 6:20:53 PM |
| orange-pound-party | $35.00 | 5/23/2011 7:25:52 PM |
| Whitewater_Loans | $25.00 | 5/23/2011 6:37:34 PM |
| shrewd-income | $100.00 | 5/23/2011 6:39:44 PM |
| purposeful-dedication | $25.00 | 5/23/2011 6:43:21 PM |
| loan-master1 | $25.00 | 5/23/2011 6:44:07 PM |
| KarlMarx | $25.00 | 5/23/2011 7:08:43 PM |
| CaliforniaSun | $25.00 | 5/23/2011 7:13:17 PM |
| Gibbyland | $100.00 | 5/23/2011 7:23:46 PM |
| zorg77 | $50.00 | 5/23/2011 7:16:34 PM |
| Huntington | $25.00 | 5/23/2011 9:38:30 PM |
| 1willray | $25.00 | 5/23/2011 10:55:29 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:08:58 PM |
| investment-happiness | $200.00 | 5/23/2011 10:57:48 PM |
| autonomous-truth | $100.00 | 5/23/2011 11:48:13 PM |
| cbivitz | $333.00 | 5/24/2011 1:50:53 AM |
| economy-coup | $100.00 | 5/20/2011 9:30:27 AM |
| magnetic-dedication3 | $25.00 | 5/20/2011 7:38:06 PM |
| reflective-rupee | $200.00 | 5/21/2011 1:30:25 PM |
| loss-of-control | $50.00 | 5/21/2011 3:32:59 PM |
| trade-goblin9 | $25.00 | 5/21/2011 3:47:43 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:48:10 PM |
| DoctorJoe | $25.00 | 5/22/2011 10:58:29 AM |
| houli123 | $25.00 | 5/23/2011 11:56:23 AM |
| RecoveryLender | $25.00 | 5/23/2011 12:12:23 PM |
| randsenterprise | $25.00 | 5/23/2011 12:37:33 PM |
| balanced-return5 | $25.00 | 5/23/2011 3:05:34 PM |
| platinum-enlightenment | $25.00 | 5/23/2011 1:32:07 PM |
| optionscashflow | $25.00 | 5/23/2011 2:12:17 PM |
| MJTimages_com | $75.00 | 5/23/2011 4:24:39 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 4:34:18 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:19:20 PM |
| well-mannered-income3 | $25.00 | 5/23/2011 3:42:52 PM |
| dcshobby | $25.00 | 5/23/2011 5:04:49 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:17:40 PM |
| intrepid-loot | $25.00 | 5/23/2011 5:13:36 PM |
| Jim33 | $25.00 | 5/23/2011 4:27:38 PM |
| js44043 | $25.00 | 5/23/2011 6:07:57 PM |
| DasMula | $57.00 | 5/23/2011 6:27:21 PM |
| wgc | $25.00 | 5/23/2011 6:33:28 PM |
| DasMula | $78.46 | 5/23/2011 6:27:44 PM |
| MrBailey | $100.00 | 5/23/2011 7:08:05 PM |
| all_of_that_one | $40.00 | 5/23/2011 6:28:19 PM |
| wise-friendly-dollar | $31.55 | 5/23/2011 6:39:13 PM |
| chungfang | $50.00 | 5/23/2011 8:57:20 PM |
| Track-Layer | $200.00 | 5/23/2011 9:05:15 PM |
| jjswanso | $40.00 | 5/23/2011 8:22:08 PM |
| sharp-coin8 | $92.73 | 5/23/2011 9:06:02 PM |
| sparkling-interest1 | $25.00 | 5/23/2011 9:26:28 PM |
| Rico47 | $25.00 | 5/23/2011 9:05:08 PM |
| genelinist | $26.10 | 5/23/2011 9:34:36 PM |
| Zipcut | $25.00 | 5/23/2011 10:05:52 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:54:19 PM |
| Redmind | $59.70 | 5/23/2011 10:57:56 PM |
| jdadverb | $31.46 | 5/23/2011 11:26:29 PM |
| cjames84 | $25.00 | 5/24/2011 3:04:44 AM |
| MilitaryLending | $137.40 | 5/24/2011 12:52:03 AM |
| SmartBanking | $25.00 | 5/23/2011 10:33:43 PM |
| proud-pound4 | $114.95 | 5/24/2011 4:16:44 AM |
| wild-orange | $25.00 | 5/24/2011 1:53:10 AM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
507719
This series of Notes was issued and sold upon the funding of the borrower loan #49728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,970 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| persistent-velocity2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used towards paying off multiple credit card bills in order to make one monthly payment instead.
My financial situation:
I am a good candidate for this loan because I have a steady income as a Marketing Manager. I have good credit I make payments on time. My gross monthly income is $4,000 and my husband is about $7000. I am co-borrowing with my husband who is a System Engineer.
Net Monthly Expenses with husband: $3800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:03:15 PM |
| reflective-rupee | $25.00 | 5/19/2011 5:22:26 PM |
| lendstats_com | $200.00 | 5/19/2011 8:22:49 PM |
| JustMee | $25.00 | 5/19/2011 8:46:24 PM |
| golffish2 | $25.00 | 5/20/2011 4:11:34 AM |
| brightest-dignified-penny | $25.00 | 5/20/2011 10:41:25 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 11:07:29 AM |
| openness-antioxidant | $100.00 | 5/20/2011 11:32:45 AM |
| coin-bee1 | $25.00 | 5/20/2011 2:09:54 PM |
| loanman2007 | $175.00 | 5/21/2011 6:50:42 AM |
| leverage-monger | $66.66 | 5/21/2011 11:09:44 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:05:24 PM |
| trade-vista | $25.00 | 5/23/2011 12:32:03 PM |
| MrBailey | $25.00 | 5/23/2011 10:11:49 PM |
| designer_10 | $25.00 | 5/24/2011 8:16:58 PM |
| chinolatino | $25.00 | 5/24/2011 7:57:37 PM |
| DasMula | $27.00 | 5/24/2011 8:42:36 PM |
| treasure-expert | $25.00 | 5/24/2011 8:45:12 PM |
| MrBailey | $75.00 | 5/24/2011 8:59:35 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:57:03 PM |
| irrelevant | $25.00 | 5/24/2011 8:30:19 PM |
| Pakse | $25.00 | 5/25/2011 2:41:27 AM |
| well-mannered-income3 | $25.00 | 5/24/2011 8:40:52 PM |
| ore-healer6 | $30.00 | 5/24/2011 10:59:04 PM |
| nilonc1 | $25.00 | 5/25/2011 5:49:42 AM |
| resplendent-dollar | $25.00 | 5/24/2011 10:11:34 PM |
| Reddy_Capital | $25.00 | 5/24/2011 10:48:46 PM |
| leverage-ectasy | $30.00 | 5/24/2011 10:50:09 PM |
| compwhiz | $25.00 | 5/25/2011 12:12:16 AM |
| GatorBux | $25.00 | 5/25/2011 7:38:29 AM |
| power-secret-agent | $25.00 | 5/25/2011 3:35:59 AM |
| back-scratchers | $25.00 | 5/25/2011 8:34:19 AM |
| suave-dime6 | $25.00 | 5/25/2011 6:22:12 AM |
| spsavage | $25.00 | 5/25/2011 5:55:40 AM |
| loyalist1 | $100.00 | 5/25/2011 7:21:14 AM |
| hookUup | $28.40 | 5/25/2011 7:30:07 AM |
| mykkai | $25.00 | 5/25/2011 7:56:14 AM |
| wojo | $25.00 | 5/25/2011 7:08:29 AM |
| garnetchik | $25.00 | 5/25/2011 8:08:59 AM |
| attractive-fund | $50.00 | 5/25/2011 8:40:20 AM |
| a-restless-dollar | $50.00 | 5/25/2011 7:48:02 AM |
| roguewinner | $33.69 | 5/25/2011 8:13:46 AM |
| generosity-pizza | $25.78 | 5/25/2011 9:05:31 AM |
| enriching-credit9 | $75.00 | 5/25/2011 9:22:48 AM |
| CreditBuilder2 | $100.00 | 5/25/2011 11:47:05 AM |
| 56bones | $29.66 | 5/25/2011 11:50:43 AM |
| animaljunkie07 | $25.00 | 5/25/2011 11:01:41 AM |
| unbelievable-cash9 | $200.00 | 5/25/2011 10:18:59 AM |
| 113121 | $14.00 | 5/25/2011 12:31:39 PM |
| formula842 | $25.00 | 5/25/2011 12:10:21 PM |
| tech310 | $50.00 | 5/19/2011 5:04:14 PM |
| kind-charming-value | $800.00 | 5/19/2011 5:20:03 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:35 AM |
| InChicago | $50.00 | 5/20/2011 7:12:44 AM |
| CA-Lender | $25.05 | 5/20/2011 9:05:40 AM |
| BradP | $25.00 | 5/21/2011 7:31:29 AM |
| 2grindstones | $25.00 | 5/21/2011 2:17:04 PM |
| janeybooboo | $100.00 | 5/21/2011 10:44:07 PM |
| SolarMoonshine | $25.00 | 5/22/2011 2:10:26 PM |
| jjswanso | $50.00 | 5/23/2011 4:31:40 PM |
| Rogelio48 | $25.00 | 5/23/2011 7:42:18 PM |
| coin-sonnet | $100.00 | 5/23/2011 8:59:14 PM |
| bsmtloan | $100.00 | 5/24/2011 7:24:19 PM |
| PleaseDontDefault | $50.00 | 5/24/2011 8:38:04 PM |
| vishal29 | $27.51 | 5/24/2011 10:24:55 PM |
| janeybooboo | $200.00 | 5/24/2011 8:29:26 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 10:59:11 PM |
| Pakse | $25.00 | 5/24/2011 8:42:46 PM |
| attractive-rate | $25.00 | 5/25/2011 2:49:32 AM |
| Scotcha | $50.00 | 5/25/2011 3:57:34 AM |
| whatreality | $25.00 | 5/25/2011 5:07:25 AM |
| convergentthinker | $50.00 | 5/25/2011 12:28:54 AM |
| Bob450 | $25.04 | 5/24/2011 10:47:56 PM |
| FinanceEngine | $40.00 | 5/24/2011 10:50:29 PM |
| competent-p2p | $50.00 | 5/25/2011 6:45:28 AM |
| UBOtto186 | $50.00 | 5/25/2011 3:40:51 AM |
| Moe87 | $25.00 | 5/25/2011 3:42:41 AM |
| lasalle123 | $100.00 | 5/25/2011 7:28:38 AM |
| dynrep | $50.00 | 5/25/2011 7:28:45 AM |
| red-investment-ranch | $300.00 | 5/25/2011 2:33:12 AM |
| melodious-openness | $100.00 | 5/25/2011 5:36:30 AM |
| reflective-rupee | $175.01 | 5/25/2011 3:43:43 AM |
| brondero | $75.00 | 5/25/2011 5:54:09 AM |
| El_Profesional | $25.00 | 5/25/2011 8:23:08 AM |
| Nerdster1 | $25.11 | 5/25/2011 4:56:15 AM |
| a-reasonable-return | $25.00 | 5/25/2011 6:53:28 AM |
| VillageLending | $60.00 | 5/25/2011 7:20:08 AM |
| goldenretriever | $100.00 | 5/25/2011 7:20:58 AM |
| GElender | $35.00 | 5/25/2011 6:10:19 AM |
| hopeful-point | $25.00 | 5/25/2011 8:17:53 AM |
| 6moonbeams | $103.11 | 5/25/2011 7:23:41 AM |
| RJN | $25.00 | 5/25/2011 8:55:31 AM |
| 420limo | $25.00 | 5/25/2011 7:50:25 AM |
| authentic-finance194 | $100.00 | 5/25/2011 9:46:56 AM |
| toomanyfishtanks | $25.00 | 5/25/2011 10:01:40 AM |
| exciting-fairness | $200.00 | 5/25/2011 9:52:30 AM |
| 1willray | $25.00 | 5/25/2011 9:47:12 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:39:09 AM |
| likeable-hope | $25.00 | 5/25/2011 9:57:21 AM |
| chungfang | $64.24 | 5/25/2011 10:09:48 AM |
| heavy_ax | $50.00 | 5/25/2011 11:44:42 AM |
| 113121 | $784.74 | 5/25/2011 12:31:02 PM |
| moola-cell3 | $50.00 | 5/25/2011 12:00:45 PM |
| shrewd-income | $75.00 | 5/25/2011 11:30:10 AM |
| order-prospector | $50.00 | 5/25/2011 12:11:27 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
507763
This series of Notes was issued and sold upon the funding of the borrower loan #49746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,703 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jjra23 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
700-719
(Aug-2009)
700-719
(Mar-2008)
680-699
(Feb-2008)
|
|
Principal balance:
| $5,638.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
I'd rather pay you then THEM!
Purpose of loan:
This loan will be used to consolidate some debt into 1 payment and pay it off faster.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on anything owed. I have recently paid off my first Prosper loan and I am current on a Prosper I have now. Prosper has been an amazing tool for me to get my debt paid off at a much quicker rate than if I was just paying normally.
Monthly net income: $6600
Monthly expenses: $4200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/23/2011 3:20:55 PM |
| investment-artist | $25.01 | 5/23/2011 3:20:14 PM |
| Kash2010lu | $30.00 | 5/23/2011 4:12:54 PM |
| economy-coup | $100.00 | 5/23/2011 3:17:34 PM |
| suave-dime6 | $25.00 | 5/23/2011 3:20:08 PM |
| janeybooboo | $100.00 | 5/23/2011 5:56:06 PM |
| MoneyForNothing | $42.12 | 5/23/2011 5:05:48 PM |
| golffish2 | $25.00 | 5/24/2011 3:57:41 AM |
| Track-Layer | $100.00 | 5/23/2011 10:21:37 PM |
| Ubiquinone | $35.00 | 5/24/2011 10:02:08 AM |
| MilitaryLoans | $1,000.00 | 5/24/2011 12:09:00 PM |
| designer_10 | $25.00 | 5/24/2011 1:18:44 PM |
| JustMee | $25.00 | 5/24/2011 12:13:08 PM |
| Core-Marketing | $25.00 | 5/24/2011 12:18:11 PM |
| Mad_Scientist | $25.00 | 5/24/2011 1:14:58 PM |
| 2grindstones | $25.00 | 5/24/2011 1:17:01 PM |
| worth-blanket2 | $4,452.82 | 5/24/2011 1:27:30 PM |
| janeybooboo | $100.00 | 5/23/2011 5:55:35 PM |
| lendstats_com | $200.00 | 5/23/2011 6:12:43 PM |
| kind-charming-value | $1,000.00 | 5/23/2011 6:03:32 PM |
| missing-link | $25.00 | 5/23/2011 9:03:00 PM |
| UCLA4life | $40.00 | 5/23/2011 10:29:14 PM |
| CA-Lender | $25.05 | 5/24/2011 10:00:53 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
507845
This series of Notes was issued and sold upon the funding of the borrower loan #49633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $427.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,261 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yougotit6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 18 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $37,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
740-759
(Apr-2010)
720-739
(Apr-2008)
720-739
(Mar-2007)
|
|
Principal balance:
| $5,809.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
long journey coming to an end
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $6,329.52 | 5/24/2011 11:09:56 AM |
| missing-link | $25.00 | 5/20/2011 5:07:08 PM |
| investment-artist | $25.01 | 5/20/2011 5:05:19 PM |
| economy-coup | $100.00 | 5/20/2011 5:09:00 PM |
| DasMula | $57.00 | 5/20/2011 6:36:29 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:00:43 PM |
| janeybooboo | $100.00 | 5/20/2011 11:52:37 PM |
| janeybooboo | $100.00 | 5/20/2011 11:52:23 PM |
| Ubiquinone | $35.00 | 5/21/2011 11:48:19 AM |
| SecondChanceLendingSERV | $25.00 | 5/21/2011 12:45:10 PM |
| JustMee | $25.00 | 5/21/2011 1:29:37 PM |
| coin-bee1 | $25.00 | 5/21/2011 3:25:12 PM |
| hookUup | $27.72 | 5/21/2011 5:19:26 PM |
| DoctorJoe | $25.00 | 5/22/2011 11:01:32 AM |
| loan-master1 | $25.00 | 5/22/2011 1:57:54 PM |
| nickel-hickory | $25.00 | 5/23/2011 9:32:32 AM |
| grampy48 | $50.00 | 5/23/2011 3:14:07 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:56:06 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:18:53 PM |
| SolarMoonshine | $25.00 | 5/23/2011 3:31:00 PM |
| pembull | $90.29 | 5/23/2011 3:37:29 PM |
| unflappable-bonus3 | $50.00 | 5/23/2011 4:11:30 PM |
| durability-halibut | $25.51 | 5/23/2011 4:14:34 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:19:28 PM |
| MJTimages_com | $50.00 | 5/23/2011 4:26:22 PM |
| sweetlan | $25.05 | 5/23/2011 6:31:14 PM |
| Astyanax | $75.00 | 5/23/2011 6:54:21 PM |
| enriching-credit9 | $75.00 | 5/23/2011 6:56:40 PM |
| wgc | $25.00 | 5/23/2011 6:35:12 PM |
| cwb8539 | $29.85 | 5/23/2011 7:04:26 PM |
| worth-blanket2 | $5,000.00 | 5/21/2011 11:18:41 AM |
| reflective-rupee | $200.00 | 5/21/2011 1:27:35 PM |
| CA-Lender | $25.05 | 5/21/2011 9:58:16 PM |
| janeybooboo | $50.00 | 5/22/2011 9:27:04 PM |
| lendstats_com | $200.00 | 5/23/2011 9:07:24 AM |
| CA-Lender | $25.00 | 5/23/2011 3:08:45 PM |
| suave-dime6 | $25.00 | 5/23/2011 3:38:20 PM |
| well-mannered-income3 | $30.00 | 5/23/2011 3:44:25 PM |
| PleaseDontDefault | $50.00 | 5/23/2011 3:07:47 PM |
| FinanceEngine | $50.00 | 5/23/2011 4:24:59 PM |
| asset-professor | $50.00 | 5/23/2011 3:30:33 PM |
| whatreality | $25.00 | 5/23/2011 4:10:11 PM |
| MrBailey | $100.00 | 5/23/2011 7:09:15 PM |
| Bob450 | $25.00 | 5/23/2011 8:33:26 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
507846
This series of Notes was issued and sold upon the funding of the borrower loan #49820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $219.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,841 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ATLguy26 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Vacation and Training
Purpose of loan:
This loan will be used to
My financial situation:
I am a good candidate for this loan because I have had a loan with Prosper in the past, and paid the loan off in accordance with the terms. I was never late on a payment. I earn steady income and have been employed with the same company for the last 5.5 years.
Monthly net income: $4200
Housing: $780
Insurance: $110
Car expenses: $550
Utilities: $110
Phone, cable, internet: $110
Food, entertainment: $350
Clothing, household expenses: $120
Credit cards and other loans: $440
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $44.27 | 5/21/2011 12:03:41 PM |
| thorough-exchange4 | $25.00 | 5/21/2011 12:08:25 PM |
| ryan6853 | $25.00 | 5/21/2011 12:07:51 PM |
| cashhelp | $50.00 | 5/21/2011 12:08:23 PM |
| lendstats_com | $200.00 | 5/21/2011 1:02:41 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:56:24 PM |
| loss-of-control | $75.00 | 5/21/2011 3:31:59 PM |
| hookUup | $25.74 | 5/21/2011 5:02:04 PM |
| malomar66 | $55.00 | 5/21/2011 5:52:45 PM |
| Interloper | $27.00 | 5/22/2011 5:18:00 AM |
| InChicago | $50.00 | 5/22/2011 7:14:32 AM |
| GALERXLoans | $25.00 | 5/22/2011 11:06:08 AM |
| RichMaker1 | $50.00 | 5/22/2011 10:22:45 AM |
| vigorous-market5 | $100.00 | 5/22/2011 12:53:58 PM |
| dsgfl1 | $30.00 | 5/23/2011 6:52:43 AM |
| credit-guard5 | $25.00 | 5/23/2011 8:20:44 AM |
| missoula | $25.00 | 5/23/2011 9:26:43 AM |
| tranquil-gain1 | $100.00 | 5/23/2011 1:47:00 PM |
| Scotcha | $50.00 | 5/23/2011 5:58:10 PM |
| Whitewater_Loans | $50.00 | 5/23/2011 6:36:25 PM |
| excellent-loan8 | $25.00 | 5/23/2011 6:47:37 PM |
| klinebarger | $25.00 | 5/23/2011 6:35:19 PM |
| brightest-affluence-powerplant | $100.00 | 5/23/2011 7:15:49 PM |
| competent-p2p | $50.00 | 5/23/2011 8:10:58 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:16:21 PM |
| cbivitz | $250.00 | 5/24/2011 1:56:59 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:02 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:26 AM |
| McDeeter | $25.00 | 5/24/2011 6:25:57 AM |
| benefit-persimmon6 | $100.00 | 5/24/2011 11:50:24 AM |
| chungfang | $50.00 | 5/24/2011 12:08:48 PM |
| fund-tom-tom6 | $50.08 | 5/24/2011 12:17:18 PM |
| wild-orange | $50.00 | 5/24/2011 11:46:52 AM |
| cr55595 | $25.69 | 5/24/2011 12:01:02 PM |
| buukyak | $37.50 | 5/21/2011 12:11:08 PM |
| Aberdeen | $2,000.00 | 5/21/2011 12:08:12 PM |
| janeybooboo | $200.00 | 5/21/2011 12:11:05 PM |
| credit-bliss8 | $25.00 | 5/21/2011 12:08:17 PM |
| qsolo | $200.00 | 5/21/2011 12:08:22 PM |
| CoolPlexer | $25.00 | 5/21/2011 12:08:30 PM |
| reflective-rupee | $25.00 | 5/21/2011 1:24:34 PM |
| taltman | $25.00 | 5/21/2011 1:30:05 PM |
| optionscashflow | $25.00 | 5/21/2011 1:08:44 PM |
| SolarMoonshine | $100.00 | 5/21/2011 1:10:03 PM |
| r48 | $25.00 | 5/21/2011 2:37:32 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:47:12 PM |
| tomdooley12520 | $25.00 | 5/21/2011 5:33:29 PM |
| economy-popcorn | $25.00 | 5/22/2011 7:42:22 AM |
| grammaspurse | $25.00 | 5/22/2011 2:45:05 PM |
| golffish2 | $100.00 | 5/23/2011 3:48:16 AM |
| Pickmar | $25.00 | 5/23/2011 9:27:58 AM |
| Milonguero | $100.00 | 5/23/2011 11:10:54 AM |
| Christophe | $25.00 | 5/23/2011 5:50:18 PM |
| all_of_that_one | $33.00 | 5/23/2011 6:33:15 PM |
| velocity-winner | $25.00 | 5/23/2011 5:10:05 PM |
| Yomain | $150.00 | 5/23/2011 6:43:33 PM |
| ZLyons | $31.06 | 5/23/2011 6:45:09 PM |
| Astyanax | $100.00 | 5/23/2011 6:36:48 PM |
| Land_on_your_feet | $75.00 | 5/23/2011 7:24:00 PM |
| enriching-credit9 | $30.61 | 5/23/2011 6:58:12 PM |
| MrBailey | $100.00 | 5/23/2011 7:09:40 PM |
| CA-Lender | $25.05 | 5/23/2011 7:38:12 PM |
| CLMnCWC | $25.00 | 5/23/2011 7:42:50 PM |
| epall | $25.00 | 5/23/2011 7:52:51 PM |
| Tradesmanlender | $35.00 | 5/23/2011 8:46:24 PM |
| Josphine | $25.00 | 5/24/2011 5:42:06 AM |
| repayment-producer8 | $50.00 | 5/23/2011 10:18:01 PM |
| massuot | $25.00 | 5/24/2011 3:52:11 AM |
| basis-sycamore | $25.00 | 5/24/2011 10:06:11 AM |
| heerzaquestion | $25.00 | 5/24/2011 11:45:11 AM |
| woohoo | $25.00 | 5/24/2011 11:53:20 AM |
| fund-tom-tom6 | $25.00 | 5/24/2011 11:46:17 AM |
| ethicalhumanist | $50.00 | 5/24/2011 11:54:34 AM |
| new-peso-ceremony | $25.00 | 5/24/2011 12:02:21 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
507847
This series of Notes was issued and sold upon the funding of the borrower loan #49749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $236.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,438 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsible-yield9 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 82% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,480.00 | < 31 days late:
| 3
( 18% )
| 700-719
(Aug-2010)
720-739
(Nov-2009)
|
|
Principal balance:
| $3,543.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt Consolidation
Purpose of loan:
Consolidate and payoff credit cards.
My financial situation:
I am continuing my education as a graduate student and I will graduate in 19 months. Upon graduation I am expected to receive a 13.325 percent pay increase (based on an internal formula). i have been on the same job for almost 10 years. I have good credit with the only exception being my debt ratio. I have a current loan in good standing with prosper. Prior to the banking problems I could have gone toa bank and received a line of credit but in my geographic loacation that is no longer possible. I own my home and other property and I am fortunately in a good loan to value position. The credit card i want to pay off is by a lender that raised my rate because my credit score lowered, not because i was late or any other reason but soely because my credit score lowered. My credit score lowered because my school loans (which are deffered) showed up on my credit report.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,095.00 | 5/24/2011 1:32:17 PM |
| money-baron-roth-IRA | $100.00 | 5/22/2011 12:05:26 PM |
| ultimate-peace | $25.00 | 5/22/2011 12:05:49 PM |
| missing-link | $25.00 | 5/22/2011 12:06:03 PM |
| kind-charming-value | $1,000.00 | 5/22/2011 2:25:12 PM |
| openness-antioxidant | $50.00 | 5/24/2011 9:44:25 AM |
| tech310 | $50.00 | 5/22/2011 12:04:40 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:31:06 PM |
| economy-coup | $30.00 | 5/22/2011 12:03:25 PM |
| janeybooboo | $100.00 | 5/22/2011 9:23:38 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
507868
This series of Notes was issued and sold upon the funding of the borrower loan #49853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $238.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1972 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,597 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-statesperson |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,025.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2009)
|
|
Principal balance:
| $1,680.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Debt Consolidation
My financial situation:
I am a good candidate for this loan because...I have a full time job and I do freelancing during tax season
Monthly net income: $ 1900
Monthly expenses: $
Housing: $
Insurance: $ 80.00
Car expenses: $ paid off
Utilities: $
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,264.99 | 5/24/2011 1:33:32 PM |
| skillful-trade7 | $25.00 | 5/23/2011 9:05:27 AM |
| yield-implementer8 | $100.00 | 5/23/2011 9:06:03 AM |
| qsolo | $200.00 | 5/23/2011 9:10:16 AM |
| credit-bliss8 | $25.00 | 5/23/2011 9:11:44 AM |
| investment-artist | $25.01 | 5/23/2011 9:11:42 AM |
| NobisEst | $25.00 | 5/23/2011 9:06:30 AM |
| openness-antioxidant | $50.00 | 5/23/2011 12:57:35 PM |
| reflective-rupee | $25.00 | 5/23/2011 11:51:40 AM |
| coin-bee1 | $25.00 | 5/23/2011 1:03:33 PM |
| tranquil-gain1 | $100.00 | 5/23/2011 2:16:08 PM |
| efficient-treasure0 | $25.00 | 5/23/2011 3:04:17 PM |
| felicity-maximizer | $25.00 | 5/23/2011 6:55:30 PM |
| MrBailey | $100.00 | 5/23/2011 7:11:38 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:23 AM |
| a-restless-dollar | $50.00 | 5/24/2011 11:59:42 AM |
| melodious-fairness | $100.00 | 5/24/2011 12:45:38 PM |
| chungfang | $25.00 | 5/24/2011 12:09:20 PM |
| Scotcha | $50.00 | 5/24/2011 12:22:25 PM |
| EarlyRiser | $250.00 | 5/24/2011 12:38:23 PM |
| NobisEst | $100.00 | 5/24/2011 1:14:52 PM |
| new-peso-ceremony | $25.00 | 5/24/2011 12:50:40 PM |
| janeybooboo | $100.00 | 5/23/2011 9:07:17 AM |
| CoolPlexer | $25.00 | 5/23/2011 9:10:27 AM |
| yield-implementer8 | $100.00 | 5/23/2011 9:06:16 AM |
| optionscashflow | $25.00 | 5/23/2011 2:16:55 PM |
| tampalender | $50.00 | 5/23/2011 3:57:02 PM |
| unger | $100.00 | 5/23/2011 7:34:52 PM |
| enriching-credit9 | $75.00 | 5/23/2011 6:55:42 PM |
| Yomain | $60.00 | 5/23/2011 6:46:53 PM |
| Land_on_your_feet | $50.00 | 5/23/2011 7:23:00 PM |
| competent-p2p | $50.00 | 5/23/2011 8:11:37 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:40 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:28:47 AM |
| nickel-position | $25.00 | 5/24/2011 12:50:15 PM |
| whatreality | $25.00 | 5/24/2011 11:24:06 AM |
| Techne_Funds_LLC | $25.00 | 5/24/2011 12:42:49 PM |
| ASR3 | $25.00 | 5/24/2011 12:55:18 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
508036
This series of Notes was issued and sold upon the funding of the borrower loan #49668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1971 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| laxman310 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 16 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
680-699
(Jan-2010)
700-719
(Oct-2009)
|
|
Principal balance:
| $1,090.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
LOW RISK Improve Prosper Score
This loan will increase my short term liquidity, build my prosper history, and pay the balance of my current loan.
I am a good candidate for this loan because my discretionary and living expenses are covered by my parents.
I am a medical resident and make $45K. After, I will be a dermatologist (salary of 325K+). I use my salary to fund my 401K and Roth IRA.
Net Worth: $200K.
Monthly income: $42000
I had 2 previous prosper loans, and paid them both back ahead of schedule. I have also paid down my current loan ahead of schedule. If my rate is greater than my current loan (13%), I will not fund it.
If it is: 12-14%, I will pay it back in 12 months.
10-12%, I will pay it back in 16 months.
8-10%, I will pay it back in 18 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/23/2011 3:20:15 PM |
| EngineersAlliance | $100.00 | 5/23/2011 3:16:52 PM |
| credit-bliss8 | $25.00 | 5/23/2011 3:20:17 PM |
| r48 | $26.00 | 5/23/2011 3:48:52 PM |
| CoolPlexer | $25.00 | 5/23/2011 3:18:53 PM |
| dpries123 | $25.00 | 5/23/2011 3:20:44 PM |
| janeybooboo | $52.00 | 5/23/2011 4:33:16 PM |
| clean-fund | $50.00 | 5/23/2011 4:33:22 PM |
| janeybooboo | $48.00 | 5/23/2011 6:21:37 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:16:02 PM |
| reflective-rupee | $400.00 | 5/23/2011 7:39:56 PM |
| Interloper | $27.00 | 5/23/2011 8:49:30 PM |
| Sol_Invictus | $25.00 | 5/23/2011 8:34:39 PM |
| auctionator1 | $25.00 | 5/23/2011 9:31:06 PM |
| payout-reaction740 | $25.00 | 5/23/2011 9:59:50 PM |
| wizardii | $25.00 | 5/24/2011 5:14:58 AM |
| McDeeter | $50.00 | 5/24/2011 6:26:59 AM |
| Kennfusion | $100.00 | 5/24/2011 5:14:11 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:39 AM |
| familyman2008 | $25.00 | 5/23/2011 3:20:33 PM |
| cwegert | $50.00 | 5/23/2011 3:39:43 PM |
| gotbyu | $25.00 | 5/23/2011 4:10:12 PM |
| qsolo | $200.00 | 5/23/2011 3:18:50 PM |
| hookUup | $26.71 | 5/23/2011 4:30:45 PM |
| JustMee | $25.00 | 5/23/2011 5:06:18 PM |
| SolarMoonshine | $100.00 | 5/23/2011 3:42:35 PM |
| missoula | $25.00 | 5/23/2011 5:24:06 PM |
| donkey | $25.00 | 5/23/2011 5:53:29 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:38 PM |
| yf99yz | $40.00 | 5/23/2011 8:24:45 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 8:49:31 PM |
| pennyologist | $25.00 | 5/23/2011 11:16:52 PM |
| Nerdster1 | $25.11 | 5/24/2011 4:36:11 AM |
| shrewd-income | $30.17 | 5/24/2011 7:29:34 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:54 AM |
| dsgfl1 | $100.00 | 5/24/2011 7:09:21 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
508217
This series of Notes was issued and sold upon the funding of the borrower loan #49740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $137.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 820-839 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,029 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| MLW417 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 90% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 5
( 10% )
| 760-779
(Jan-2010)
780-799
(Apr-2008)
720-739
(Feb-2008)
620-639
(Jan-2007)
|
|
Principal balance:
| $2,397.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
CPA Exam Loan
Purpose of loan: This loan will be used to fund my CPA Exam costs
This loan will be used to fund my CPA Exam Costs (exam fees and reveiw materials). I plan to take the CPA exam over the next year.
My financial situation:
I am a good candidate for this loan because:
-Great credit
-High credit score of 820 (Experian) and I have improved since my last Prosper loan
-Strong Prosper history with two previous loans
-Long term employment
I've had a great experience with prosper.com and would like to continue using a peer to peer format rather than a big bank/lender.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/23/2011 3:17:42 PM |
| jgar_O | $30.00 | 5/23/2011 3:26:16 PM |
| top-courteous-peso | $50.00 | 5/23/2011 3:18:01 PM |
| atlas100 | $100.00 | 5/23/2011 3:29:04 PM |
| MoneyForNothing | $25.00 | 5/23/2011 5:45:51 PM |
| janeybooboo | $100.00 | 5/23/2011 6:04:58 PM |
| janeybooboo | $52.00 | 5/23/2011 4:33:08 PM |
| lendstats_com | $600.00 | 5/23/2011 6:10:41 PM |
| SolarMoonshine | $25.00 | 5/23/2011 5:42:36 PM |
| Scotcha | $50.00 | 5/23/2011 6:08:41 PM |
| ethical-income2 | $25.00 | 5/23/2011 6:00:13 PM |
| shrewd-income | $100.00 | 5/23/2011 6:49:17 PM |
| reflective-rupee | $300.00 | 5/23/2011 7:34:42 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:41 PM |
| vine99 | $110.00 | 5/23/2011 3:26:04 PM |
| CA-Lender | $150.05 | 5/23/2011 5:11:49 PM |
| MarvintheMartian | $25.00 | 5/23/2011 5:11:55 PM |
| natural-trade7 | $100.00 | 5/23/2011 6:17:13 PM |
| grammaspurse | $25.00 | 5/23/2011 5:51:09 PM |
| SecondChanceLendingSERV | $25.00 | 5/23/2011 5:06:52 PM |
| loan-master1 | $25.00 | 5/23/2011 6:47:06 PM |
| janeybooboo | $148.00 | 5/23/2011 5:54:06 PM |
| Ubiquinone | $35.00 | 5/23/2011 7:44:27 PM |
| riveting-credit5 | $100.00 | 5/23/2011 7:32:35 PM |
| reflective-rupee | $200.00 | 5/23/2011 7:33:59 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 8:49:59 PM |
| yf99yz | $50.00 | 5/23/2011 8:22:19 PM |
| cbivitz | $213.95 | 5/24/2011 1:51:52 AM |
| Reddy_Capital | $36.00 | 5/23/2011 10:52:25 PM |
| houli123 | $625.00 | 5/24/2011 12:09:46 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
501630
This series of Notes was issued and sold upon the funding of the borrower loan #49752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,738 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-cycle1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to pay for a trip and pay an outstanding medical bill.
My financial situation:
I am a good candidate for this loan because I just finished my Master's degree and have a steady income as an English teacher in an adult education program. I am very frugal and careful with money and have even used much of my own money to put myself through graduate school. I always pay my bills on time and have a clean financial record. I also try to be a minimalist by eliminating as many unnecessary expenses as possible.
Monthly net income: $2,750
Monthly expenses:
Housing: N/A (Live with parents)
Insurance: N/A (Covered by school)
Car expenses: N/A (I commute by bicycle)
Utilities: N/A (Live with parents)
Phone, cable, internet: N/A (Live with parents)
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $35 (cell phone)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/11/2011 9:01:03 AM |
| irrelevant | $25.00 | 5/11/2011 9:03:44 AM |
| missing-link | $25.00 | 5/13/2011 1:43:24 PM |
| CashFlow13 | $500.00 | 5/14/2011 7:14:43 AM |
| tech310 | $50.00 | 5/19/2011 1:45:15 AM |
| tranquil-gain1 | $75.00 | 5/20/2011 9:30:39 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:23 AM |
| mrxtravis | $25.00 | 5/21/2011 4:35:01 AM |
| reflective-rupee | $200.00 | 5/21/2011 1:39:11 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:21 AM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:19 AM |
| groundsquirrel | $25.00 | 5/22/2011 10:12:35 AM |
| antlr | $50.00 | 5/23/2011 9:56:21 AM |
| janeybooboo | $100.00 | 5/23/2011 12:10:48 PM |
| MrDance123 | $50.00 | 5/23/2011 10:57:21 AM |
| ingenious-deal6 | $25.00 | 5/23/2011 4:33:54 PM |
| shred123 | $50.00 | 5/23/2011 8:55:39 PM |
| realtormoises | $25.00 | 5/24/2011 5:48:25 AM |
| handshake5 | $100.00 | 5/24/2011 10:57:10 AM |
| mercuriant | $25.00 | 5/24/2011 10:53:21 AM |
| helping-out | $35.00 | 5/24/2011 11:20:25 AM |
| money-bauble | $36.88 | 5/24/2011 11:57:29 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:01:49 PM |
| gain-expert | $60.00 | 5/24/2011 4:03:56 PM |
| Katburg | $25.00 | 5/24/2011 5:39:37 PM |
| power-trophy7 | $50.00 | 5/24/2011 5:39:56 PM |
| Turtlebear44 | $25.00 | 5/24/2011 5:40:07 PM |
| maskir | $50.00 | 5/24/2011 5:45:08 PM |
| Diamond_Jim | $40.23 | 5/24/2011 5:46:19 PM |
| Easystreet | $25.00 | 5/24/2011 4:50:58 PM |
| successful-wealth7 | $25.00 | 5/24/2011 5:54:19 PM |
| fighter122 | $35.00 | 5/24/2011 5:54:31 PM |
| SDNLR | $97.15 | 5/24/2011 5:02:26 PM |
| stanfordgrad05 | $50.00 | 5/24/2011 5:54:52 PM |
| rate-mogul | $80.00 | 5/24/2011 5:56:24 PM |
| cropdust3r | $25.00 | 5/24/2011 5:57:41 PM |
| special-currency6 | $50.00 | 5/24/2011 5:58:11 PM |
| finance-mushroom | $100.00 | 5/24/2011 5:43:41 PM |
| kidsskipp | $50.00 | 5/24/2011 5:55:12 PM |
| miamibeachloaner | $25.00 | 5/24/2011 5:55:52 PM |
| repayment-genius7 | $25.00 | 5/24/2011 5:58:20 PM |
| worthy-bid8 | $25.00 | 5/24/2011 5:54:43 PM |
| zone8 | $100.00 | 5/24/2011 5:55:02 PM |
| exciting-loyalty3 | $100.00 | 5/24/2011 5:55:47 PM |
| theprince | $25.00 | 5/24/2011 5:56:12 PM |
| FeedTheMachine | $25.77 | 5/24/2011 5:57:53 PM |
| 2grindstones | $25.00 | 5/11/2011 9:30:28 AM |
| suave-dime6 | $25.00 | 5/11/2011 11:50:58 AM |
| DasMula | $27.00 | 5/11/2011 3:22:35 PM |
| BuildingShanghai | $50.00 | 5/12/2011 6:15:04 AM |
| Kash2010lu | $25.00 | 5/14/2011 6:12:33 PM |
| Jack55304 | $300.00 | 5/17/2011 10:23:39 AM |
| Investoman | $75.00 | 5/18/2011 5:49:55 PM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:40 PM |
| openness-antioxidant | $100.00 | 5/19/2011 9:46:25 AM |
| bonus-demon | $50.00 | 5/21/2011 10:17:21 AM |
| handy-justice | $100.00 | 5/21/2011 6:18:37 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:50 PM |
| patriot897 | $25.00 | 5/23/2011 7:08:07 PM |
| chungfang | $25.00 | 5/23/2011 9:01:33 PM |
| desertoasis | $30.00 | 5/23/2011 8:57:29 PM |
| shiny-dollar9 | $50.00 | 5/23/2011 8:58:11 PM |
| high_flyer | $50.00 | 5/23/2011 8:50:28 PM |
| new-transaction-wrangler | $50.00 | 5/23/2011 8:55:30 PM |
| ah-long | $25.00 | 5/23/2011 10:23:25 PM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:54:44 AM |
| Miklot | $50.00 | 5/24/2011 10:20:31 AM |
| Core-Marketing | $50.00 | 5/24/2011 11:42:29 AM |
| CAGE-Investments | $25.00 | 5/24/2011 10:23:26 AM |
| profit-powerplant | $25.00 | 5/24/2011 10:56:24 AM |
| elegant-loot | $25.00 | 5/24/2011 1:11:25 PM |
| PatRichi | $25.00 | 5/24/2011 5:22:16 PM |
| new-social-economist | $50.00 | 5/24/2011 5:28:00 PM |
| wwwUniversal | $25.00 | 5/24/2011 5:34:01 PM |
| rhin0cerx | $37.40 | 5/24/2011 5:03:01 PM |
| economy-producer | $25.00 | 5/24/2011 5:55:32 PM |
| ThatDanGuy | $50.00 | 5/24/2011 5:58:02 PM |
| wise-rupee-sanctuary | $50.00 | 5/24/2011 5:27:14 PM |
| monstersdad | $50.00 | 5/24/2011 5:34:11 PM |
| red-power-pecan | $50.00 | 5/24/2011 5:35:50 PM |
| Comoparklender | $50.00 | 5/24/2011 5:43:03 PM |
| macbeck22 | $25.00 | 5/24/2011 5:31:09 PM |
| papaloha | $25.00 | 5/24/2011 5:55:25 PM |
| first-class-felicity6 | $50.00 | 5/24/2011 5:57:58 PM |
| seisen | $100.00 | 5/24/2011 5:58:28 PM |
| Weaverville | $50.00 | 5/24/2011 5:40:47 PM |
| interest-griffin | $50.00 | 5/24/2011 5:54:10 PM |
| market-inspector | $25.00 | 5/24/2011 5:55:39 PM |
| green-rapid-openness | $50.00 | 5/24/2011 5:57:07 PM |
| divedude | $25.00 | 5/24/2011 5:57:48 PM |
| wise-extraordinary-loot | $50.00 | 5/24/2011 5:59:00 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
502446
This series of Notes was issued and sold upon the funding of the borrower loan #49621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $313.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $986 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| note-concerto2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Social Giveaway
Purpose of loan:
This loan will be used to start my new online business, Social Giveaway (SG). SG takes a unique approach by combining giveaways, fundraising and promoting. Users can win cash prizes with friends, support charity and promote on the social web. SG takes a creative approach to solve one big problem and that is to allow the little guy to run their own big prize giveaway promotion at a low monthly price. This approach allows small businesses and individuals to promote their product or service on the social web and help 501(c)(3) nonprofits.
My financial situation:
I am a good candidate for this loan because I have excellent credit and I believe Social Giveaway will be a successful company. I also have a full time job so I have a steady income as well. I plan to launch the Social Giveaway website on June 1st with this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/12/2011 9:06:26 AM |
| blot44 | $50.00 | 5/12/2011 9:08:57 AM |
| kenji4861 | $25.00 | 5/12/2011 9:11:11 AM |
| blooming-market | $25.00 | 5/12/2011 9:06:31 AM |
| availableloan | $25.00 | 5/12/2011 9:07:06 AM |
| math1973 | $100.00 | 5/12/2011 9:12:15 AM |
| minista | $25.00 | 5/12/2011 9:11:22 AM |
| Sigonio | $25.00 | 5/12/2011 1:54:39 PM |
| kulender | $92.63 | 5/12/2011 3:18:52 PM |
| Alittleluck | $25.00 | 5/12/2011 6:49:28 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:58 PM |
| CIC | $25.00 | 5/13/2011 1:21:34 PM |
| truth-image | $100.00 | 5/16/2011 8:28:58 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:12 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:24 PM |
| inspired-investment8 | $100.00 | 5/17/2011 5:30:40 PM |
| fcrick | $25.00 | 5/17/2011 5:33:39 PM |
| NobisEst | $25.00 | 5/17/2011 5:46:49 PM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:03 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:34 AM |
| maldok1 | $25.00 | 5/18/2011 2:08:28 PM |
| gojackgo | $100.00 | 5/19/2011 12:29:42 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:49 PM |
| dignified-euro8 | $25.00 | 5/20/2011 7:15:38 AM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:11 AM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:22 AM |
| Duchdad | $25.00 | 5/20/2011 5:30:53 PM |
| bvzm | $50.00 | 5/21/2011 10:07:16 AM |
| mrpowers5531 | $25.00 | 5/21/2011 10:15:08 AM |
| velocity-solo | $25.00 | 5/21/2011 12:10:12 PM |
| Marathoner | $25.00 | 5/21/2011 12:42:21 PM |
| heroic-p2ploan2 | $50.00 | 5/21/2011 12:42:19 PM |
| AFairDeal | $50.00 | 5/21/2011 12:42:28 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:43:59 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:07:27 PM |
| best-generosity-financier | $25.00 | 5/21/2011 7:19:19 PM |
| upbeat-investment9 | $50.00 | 5/21/2011 6:46:00 PM |
| Lender0010 | $50.00 | 5/21/2011 7:36:45 PM |
| 420limo | $25.00 | 5/21/2011 10:54:42 PM |
| debt-patriot | $25.00 | 5/21/2011 8:44:17 PM |
| SolarMoonshine | $25.00 | 5/22/2011 4:19:47 AM |
| balance-force | $28.62 | 5/21/2011 9:25:22 PM |
| simiray | $50.00 | 5/21/2011 10:50:22 PM |
| hookUup | $31.40 | 5/22/2011 8:54:30 AM |
| blue111 | $50.00 | 5/22/2011 8:36:49 AM |
| heerzaquestion | $25.00 | 5/22/2011 8:46:59 AM |
| soular21804 | $25.00 | 5/22/2011 8:48:03 AM |
| micko | $25.00 | 5/22/2011 9:09:04 AM |
| drkosh | $25.00 | 5/22/2011 7:34:58 AM |
| msh345 | $25.00 | 5/22/2011 10:27:52 AM |
| calimanusa | $50.06 | 5/22/2011 4:07:44 PM |
| a-responsible-return | $75.00 | 5/22/2011 5:13:58 PM |
| bowler252 | $25.00 | 5/22/2011 10:32:26 PM |
| bold-payment-guard | $500.00 | 5/22/2011 11:32:17 PM |
| cash-tent | $30.00 | 5/22/2011 8:57:41 PM |
| indomitable-coin | $50.00 | 5/22/2011 6:45:40 PM |
| porwestco | $35.00 | 5/23/2011 1:56:02 AM |
| aldeed | $79.51 | 5/23/2011 7:08:01 AM |
| ksubd | $90.00 | 5/22/2011 10:22:22 PM |
| peace-flower9 | $50.00 | 5/23/2011 6:44:46 AM |
| wtrboy | $46.23 | 5/22/2011 11:49:48 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 6:45:18 AM |
| power-pagoda | $200.00 | 5/23/2011 7:07:57 AM |
| jn_tiger | $30.00 | 5/23/2011 11:18:43 AM |
| uberrific | $53.13 | 5/23/2011 12:30:13 PM |
| jalapeno680 | $200.00 | 5/23/2011 1:33:57 PM |
| tampalender | $50.00 | 5/23/2011 3:57:07 PM |
| alpinaut | $25.00 | 5/23/2011 6:39:34 PM |
| Aimvest | $25.00 | 5/23/2011 7:03:27 PM |
| Bio-physicist | $25.00 | 5/23/2011 6:04:11 PM |
| j2ee | $25.00 | 5/23/2011 6:39:45 PM |
| Interstate_Rate | $100.00 | 5/23/2011 7:03:18 PM |
| loyalty-voyage | $50.00 | 5/23/2011 7:05:31 PM |
| credit-investor5 | $50.00 | 5/23/2011 6:59:20 PM |
| rapid-wampum5 | $40.00 | 5/23/2011 7:04:49 PM |
| Munnie | $25.00 | 5/23/2011 7:05:03 PM |
| tender-integrity3 | $100.00 | 5/23/2011 7:31:49 PM |
| RankPaid | $25.00 | 5/23/2011 8:59:32 PM |
| wellnessnyc | $25.00 | 5/23/2011 10:24:55 PM |
| gain-expert | $35.00 | 5/23/2011 10:08:29 PM |
| Darrkblu | $25.00 | 5/23/2011 10:18:32 PM |
| chief_wo | $50.00 | 5/24/2011 9:08:25 AM |
| community-oasis6 | $25.00 | 5/24/2011 9:57:15 AM |
| Katburg | $50.00 | 5/24/2011 9:11:21 AM |
| determined-order1 | $25.00 | 5/24/2011 9:13:10 AM |
| generous-deal6 | $50.00 | 5/24/2011 9:13:42 AM |
| sappy02 | $25.00 | 5/24/2011 9:19:59 AM |
| FlexFunding | $50.00 | 5/24/2011 10:19:32 AM |
| dumbass | $25.00 | 5/24/2011 9:21:22 AM |
| latestone | $25.00 | 5/24/2011 10:25:50 AM |
| MonitorLizard09 | $25.00 | 5/24/2011 10:26:51 AM |
| admirable-return6 | $100.00 | 5/24/2011 9:51:30 AM |
| Richmp412 | $25.00 | 5/24/2011 9:55:22 AM |
| ytjameslee | $50.00 | 5/24/2011 10:18:44 AM |
| ujiba | $50.00 | 5/24/2011 10:13:05 AM |
| cablenews | $50.00 | 5/24/2011 10:30:07 AM |
| antlr | $50.00 | 5/12/2011 9:06:40 AM |
| indomitable-coin | $25.00 | 5/12/2011 9:10:50 AM |
| Avala | $50.00 | 5/12/2011 9:11:30 AM |
| DukSerduk | $25.00 | 5/12/2011 9:06:07 AM |
| Leopoldine | $25.00 | 5/12/2011 9:06:16 AM |
| Dollars4Rent | $50.00 | 5/12/2011 9:07:15 AM |
| compoundinterest | $50.00 | 5/12/2011 9:09:58 AM |
| useful-currency | $25.00 | 5/12/2011 9:10:58 AM |
| ore-genius2 | $600.00 | 5/12/2011 9:12:23 AM |
| Koma67 | $25.00 | 5/12/2011 4:33:58 PM |
| sf-funder | $25.00 | 5/12/2011 7:39:29 PM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:47 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:54 PM |
| reflective-rupee | $25.00 | 5/14/2011 1:09:46 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:29 PM |
| winlender | $25.00 | 5/16/2011 3:01:19 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:52 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:31 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:54 AM |
| hawaiiangirl76 | $25.00 | 5/17/2011 5:33:46 PM |
| coin-processor7 | $50.00 | 5/17/2011 5:46:39 PM |
| RandyL3 | $25.00 | 5/17/2011 6:40:33 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:54:06 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:24 PM |
| ryreesado | $25.00 | 5/19/2011 4:10:31 AM |
| diversification-surge | $200.00 | 5/19/2011 5:23:40 AM |
| quantumwellguy | $50.00 | 5/19/2011 9:53:38 AM |
| damage | $25.00 | 5/19/2011 10:59:34 AM |
| Weaverville | $50.00 | 5/19/2011 9:33:35 PM |
| nuclearmoose | $50.00 | 5/20/2011 5:29:54 PM |
| bkb7484 | $25.00 | 5/20/2011 7:30:06 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:53 PM |
| platinum-sorcerer6 | $25.00 | 5/21/2011 10:08:21 AM |
| radforj22 | $50.00 | 5/21/2011 10:06:02 AM |
| flypenguin | $50.00 | 5/21/2011 12:32:20 PM |
| BaxterEvil | $25.00 | 5/21/2011 12:34:00 PM |
| betaoption | $50.00 | 5/21/2011 12:33:17 PM |
| unrivaled-silver | $45.83 | 5/21/2011 12:48:34 PM |
| shred123 | $50.00 | 5/21/2011 1:03:48 PM |
| skuba | $50.00 | 5/21/2011 12:32:11 PM |
| helpishere777 | $50.00 | 5/21/2011 2:03:56 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:16:14 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:58:04 PM |
| atlvalet | $50.00 | 5/21/2011 11:34:55 PM |
| JGONZ13850 | $25.00 | 5/22/2011 3:10:44 AM |
| diversification-medalist | $25.00 | 5/21/2011 11:24:20 PM |
| wealth-ferret | $75.00 | 5/22/2011 5:48:36 AM |
| The-Lighthouse-Group | $25.00 | 5/22/2011 2:56:52 AM |
| CreditBuilder2 | $50.00 | 5/21/2011 10:24:37 PM |
| micloans | $25.00 | 5/22/2011 4:12:48 AM |
| jmb_lending | $300.00 | 5/22/2011 10:12:22 AM |
| loan-booster1 | $43.75 | 5/22/2011 4:50:55 AM |
| dproxima | $25.00 | 5/22/2011 11:32:48 AM |
| vine99 | $47.77 | 5/22/2011 9:12:54 AM |
| supreme-hope | $25.00 | 5/22/2011 5:56:52 AM |
| groovychick | $25.00 | 5/22/2011 12:00:27 PM |
| novice-speculator | $25.00 | 5/22/2011 1:52:14 PM |
| vishal29 | $42.63 | 5/22/2011 2:38:24 PM |
| djh47a | $25.00 | 5/22/2011 12:46:14 PM |
| worth-quark | $50.00 | 5/22/2011 12:44:51 PM |
| wealth-fighter3 | $37.91 | 5/22/2011 7:31:02 PM |
| conqueror359 | $36.00 | 5/22/2011 8:01:11 PM |
| bicyclebear | $25.68 | 5/22/2011 6:20:16 PM |
| 371millwood | $300.00 | 5/22/2011 4:51:44 PM |
| brightest-dynamic-peace | $50.00 | 5/22/2011 7:28:29 PM |
| wealth-carrier | $25.00 | 5/22/2011 5:43:35 PM |
| Oak-Parker | $25.00 | 5/22/2011 6:17:20 PM |
| dime-vista2 | $25.00 | 5/22/2011 8:47:39 PM |
| Nerdster1 | $25.11 | 5/23/2011 6:17:05 AM |
| Mad_Scientist | $50.00 | 5/23/2011 7:07:33 AM |
| adhawan325 | $25.00 | 5/23/2011 9:42:48 AM |
| commanding-income774 | $25.00 | 5/23/2011 10:12:12 AM |
| yachtmaster45 | $25.00 | 5/23/2011 2:20:26 PM |
| dtrain5 | $50.00 | 5/23/2011 4:53:04 PM |
| jonandmeg21 | $50.00 | 5/23/2011 6:41:31 PM |
| subtle-revenue0 | $25.00 | 5/23/2011 7:07:43 PM |
| CapStack | $50.00 | 5/23/2011 7:04:27 PM |
| Cheburashka | $30.00 | 5/23/2011 10:00:16 PM |
| efficient-marketplace | $25.00 | 5/23/2011 10:19:31 PM |
| lukeskywalkerkp | $25.00 | 5/23/2011 10:04:30 PM |
| notlicehead | $50.00 | 5/24/2011 6:05:20 AM |
| payout-magician | $25.00 | 5/23/2011 11:50:29 PM |
| pennyologist | $25.00 | 5/23/2011 11:13:50 PM |
| wise-silver-wonder | $25.00 | 5/24/2011 9:08:37 AM |
| burgeoning-silver | $25.00 | 5/24/2011 9:10:16 AM |
| windfall46 | $25.00 | 5/24/2011 9:11:30 AM |
| Octavian315 | $35.00 | 5/24/2011 9:13:49 AM |
| cosmof16 | $25.00 | 5/24/2011 9:14:38 AM |
| Jeffersonbank | $50.00 | 5/24/2011 9:19:52 AM |
| orindalender | $50.00 | 5/24/2011 9:20:23 AM |
| lagnisiruk | $25.00 | 5/24/2011 9:19:49 AM |
| reinforced-reward | $25.00 | 5/24/2011 10:19:17 AM |
| AmericanCredit | $25.00 | 5/24/2011 9:21:12 AM |
| Philolend | $25.00 | 5/24/2011 10:26:04 AM |
| mattpet | $25.00 | 5/24/2011 10:26:22 AM |
| bobby5832708 | $50.00 | 5/24/2011 10:26:45 AM |
| logical-reward8 | $25.00 | 5/24/2011 10:29:33 AM |
| saahilld | $25.00 | 5/24/2011 10:29:52 AM |
| Westerly | $50.00 | 5/24/2011 9:59:45 AM |
| Castellan | $50.00 | 5/24/2011 9:58:30 AM |
| exchange-pledge | $50.00 | 5/24/2011 10:26:18 AM |
| acropiloterau2002 | $25.00 | 5/24/2011 10:18:06 AM |
| degster | $25.00 | 5/24/2011 10:19:10 AM |
| dollars4debts | $25.00 | 5/24/2011 10:27:53 AM |
| RockCrown | $25.00 | 5/24/2011 10:19:51 AM |
| Mad_Scientist | $40.00 | 5/24/2011 10:24:53 AM |
| life-is-great | $25.00 | 5/24/2011 10:30:04 AM |
| 203 Investments
|
Borrower Payment Dependent Notes Series
502498
This series of Notes was issued and sold upon the funding of the borrower loan #49681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 19y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,205 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glimmering-openness7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
glimmer-open
Purpose of loan:
This loan will be used to...help my kids get back on track
My financial situation:
I am a good candidate for this loan because...I have the available income and I am in good standing and timely with all payments
Monthly net income: $2000
Monthly expenses: $
Housing: $715
Insurance: $included
Car expenses: $140
Utilities: $150
Phone, cable, internet: $135
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $45
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/7/2011 12:05:59 PM |
| economy-coup | $30.00 | 5/8/2011 1:44:06 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:28 PM |
| BradP | $25.00 | 5/13/2011 5:42:02 PM |
| Investoman | $75.00 | 5/15/2011 4:25:48 AM |
| chungfang | $25.00 | 5/15/2011 12:34:51 PM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:32 PM |
| courteous-kindness1 | $25.00 | 5/18/2011 11:29:08 AM |
| best-ingenious-funds | $25.00 | 5/18/2011 5:45:15 PM |
| NobisEst | $25.00 | 5/18/2011 5:50:09 PM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:58:35 AM |
| power-trophy7 | $50.00 | 5/19/2011 11:04:23 AM |
| red-power-pecan | $50.00 | 5/19/2011 5:33:16 PM |
| the-silver-blaster | $50.00 | 5/19/2011 5:33:34 PM |
| mercuriant | $25.00 | 5/19/2011 5:41:32 PM |
| tranquil-gain1 | $50.00 | 5/20/2011 9:23:04 AM |
| riveting-wealth2 | $50.00 | 5/20/2011 10:01:40 AM |
| compassion-paladin042 | $25.00 | 5/20/2011 5:29:27 PM |
| agreement-network | $50.00 | 5/20/2011 5:38:17 PM |
| donicurioso | $50.00 | 5/20/2011 5:38:59 PM |
| venture30 | $50.00 | 5/20/2011 5:31:57 PM |
| justice-economist | $25.00 | 5/20/2011 5:41:26 PM |
| minddoc | $25.00 | 5/20/2011 5:41:30 PM |
| the-reliable-trade | $100.00 | 5/20/2011 5:42:04 PM |
| handy-justice | $100.00 | 5/20/2011 5:42:11 PM |
| money-bauble | $100.00 | 5/20/2011 5:37:24 PM |
| orange-courageous-dedication | $25.00 | 5/20/2011 5:37:39 PM |
| DrStaff | $25.00 | 5/20/2011 5:37:47 PM |
| spirited-leverage | $42.16 | 5/20/2011 5:38:29 PM |
| Weaverville | $25.00 | 5/20/2011 5:40:45 PM |
| Redmond | $25.00 | 5/20/2011 5:40:52 PM |
| green-rapid-openness | $50.00 | 5/20/2011 5:41:25 PM |
| wise-extraordinary-loot | $50.00 | 5/20/2011 5:41:10 PM |
| Dweeberkitty1 | $25.00 | 5/20/2011 5:41:32 PM |
| jobani | $25.00 | 5/20/2011 5:41:38 PM |
| murlirao2002 | $25.00 | 5/20/2011 5:41:52 PM |
| whartonmba | $25.00 | 5/20/2011 5:41:54 PM |
| cladius67 | $25.00 | 5/20/2011 5:42:17 PM |
| durability-high-five | $25.00 | 5/20/2011 5:48:25 PM |
| LenderFish | $25.00 | 5/20/2011 5:57:13 PM |
| dragster442 | $50.00 | 5/20/2011 5:51:21 PM |
| chief_wo | $50.00 | 5/21/2011 2:50:29 AM |
| drg6289 | $25.00 | 5/21/2011 3:00:54 AM |
| chairsitter | $25.00 | 5/21/2011 3:09:07 AM |
| palpbert | $25.00 | 5/21/2011 3:09:29 AM |
| monstersdad | $50.00 | 5/21/2011 3:25:25 AM |
| SDNLR | $61.36 | 5/21/2011 3:27:14 AM |
| Hutpit | $31.15 | 5/21/2011 3:39:52 AM |
| DadWarbucks | $50.00 | 5/21/2011 3:40:50 AM |
| silverloan | $38.91 | 5/21/2011 3:41:55 AM |
| MissionMicroFinance | $25.00 | 5/21/2011 3:55:49 AM |
| Marfloogan | $25.00 | 5/21/2011 3:56:32 AM |
| Rdodson11 | $25.00 | 5/21/2011 2:39:28 AM |
| soroxy | $25.00 | 5/21/2011 3:59:23 AM |
| nletunic | $44.72 | 5/21/2011 2:48:42 AM |
| Vreet | $50.00 | 5/21/2011 2:58:53 AM |
| samo102us | $25.00 | 5/21/2011 4:16:04 AM |
| tylerfd | $25.00 | 5/21/2011 3:00:09 AM |
| Learning2Lend | $50.00 | 5/21/2011 3:00:04 AM |
| sjlnn | $25.00 | 5/21/2011 3:24:40 AM |
| rhin0cerx | $50.00 | 5/21/2011 3:27:20 AM |
| oldmora | $41.62 | 5/21/2011 4:45:30 AM |
| treasure-generator | $25.00 | 5/21/2011 4:46:38 AM |
| zrohmm | $25.07 | 5/21/2011 3:55:38 AM |
| investment-visionary | $25.00 | 5/21/2011 4:59:08 AM |
| CSUgrad08 | $25.00 | 5/21/2011 4:10:02 AM |
| rulender | $25.00 | 5/21/2011 4:11:11 AM |
| stock106 | $25.00 | 5/21/2011 4:13:44 AM |
| LBOregon | $25.00 | 5/21/2011 4:33:29 AM |
| economy-producer | $25.00 | 5/21/2011 4:47:08 AM |
| tornandfrayed | $28.11 | 5/21/2011 4:43:55 AM |
| hope-eagle6 | $25.00 | 5/21/2011 4:44:42 AM |
| FeedTheMachine | $100.00 | 5/21/2011 4:47:20 AM |
| bid-papyrus | $25.00 | 5/21/2011 4:59:27 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:15:24 AM |
| Recyclist | $25.00 | 5/21/2011 8:10:42 AM |
| anton | $400.00 | 5/21/2011 8:39:50 AM |
| suave-dime6 | $25.00 | 5/7/2011 12:59:26 PM |
| 2grindstones | $25.00 | 5/7/2011 5:30:55 PM |
| DHolly | $25.00 | 5/7/2011 7:31:15 PM |
| Kash2010lu | $25.00 | 5/9/2011 10:43:11 PM |
| zorg77 | $50.00 | 5/10/2011 3:16:07 PM |
| COCHINOBOY | $50.00 | 5/11/2011 11:39:29 PM |
| diplomatic-wealth7 | $25.00 | 5/13/2011 11:55:49 AM |
| missing-link | $25.00 | 5/13/2011 1:41:56 PM |
| bonus-demon | $50.00 | 5/16/2011 12:46:22 PM |
| Jack55304 | $300.00 | 5/17/2011 10:21:29 AM |
| platinum-zoo4 | $25.00 | 5/18/2011 12:32:49 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:03:10 PM |
| tech310 | $50.00 | 5/19/2011 1:43:46 AM |
| openness-antioxidant | $75.00 | 5/19/2011 9:09:49 AM |
| dough-museum1 | $25.00 | 5/19/2011 9:59:21 AM |
| Katburg | $25.00 | 5/19/2011 10:56:44 AM |
| 6moonbeams | $50.00 | 5/19/2011 5:33:45 PM |
| antlr | $50.00 | 5/19/2011 9:45:33 PM |
| FountainShrugged | $50.00 | 5/20/2011 1:31:26 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:49:57 AM |
| realtormoises | $25.00 | 5/20/2011 10:19:30 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:21 AM |
| DeltaComputerGuy | $25.00 | 5/20/2011 5:37:07 PM |
| integrity-parsec | $25.00 | 5/20/2011 5:38:41 PM |
| jamiee73 | $25.00 | 5/20/2011 5:32:37 PM |
| special-currency6 | $50.00 | 5/20/2011 5:40:50 PM |
| sonnet771 | $50.00 | 5/20/2011 5:41:49 PM |
| gentle-social0 | $50.00 | 5/20/2011 5:42:26 PM |
| seisen | $100.00 | 5/20/2011 5:35:05 PM |
| bountiful-durability | $50.00 | 5/20/2011 5:35:15 PM |
| Banker7371 | $25.00 | 5/20/2011 5:37:43 PM |
| skunkor2 | $25.00 | 5/20/2011 5:38:38 PM |
| misterhobbs | $50.00 | 5/20/2011 5:39:35 PM |
| Cluvnupe06 | $25.00 | 5/20/2011 5:39:58 PM |
| Cai8899 | $25.00 | 5/20/2011 5:40:49 PM |
| MonitorLizard09 | $25.00 | 5/20/2011 5:40:43 PM |
| repayment-genius7 | $25.00 | 5/20/2011 5:41:06 PM |
| rytrearc | $25.00 | 5/20/2011 5:41:50 PM |
| theshef | $25.00 | 5/20/2011 5:41:55 PM |
| speedy-point | $50.00 | 5/20/2011 5:42:02 PM |
| first-transaction-chihuahua | $50.00 | 5/20/2011 5:50:27 PM |
| CAGE-Investments | $25.00 | 5/20/2011 5:42:13 PM |
| Ducatiman1978 | $25.00 | 5/20/2011 8:03:35 PM |
| runner262 | $25.00 | 5/21/2011 3:11:19 AM |
| Easystreet | $25.00 | 5/21/2011 3:12:59 AM |
| nodrivelpls | $25.00 | 5/21/2011 3:27:04 AM |
| the-enthralling-coin | $25.00 | 5/21/2011 3:31:07 AM |
| navstox | $29.45 | 5/21/2011 3:41:19 AM |
| WorldlyWorker | $25.00 | 5/21/2011 3:58:11 AM |
| CC911 | $25.00 | 5/21/2011 2:49:23 AM |
| LAM26 | $25.00 | 5/21/2011 4:12:10 AM |
| PatRichi | $25.00 | 5/21/2011 4:12:39 AM |
| cropdust3r | $25.00 | 5/21/2011 4:15:40 AM |
| sentry256 | $25.00 | 5/21/2011 2:59:58 AM |
| divedude | $25.00 | 5/21/2011 3:28:44 AM |
| ommcd | $25.00 | 5/21/2011 3:41:42 AM |
| swoosh | $25.69 | 5/21/2011 3:43:03 AM |
| steves73 | $50.00 | 5/21/2011 3:55:58 AM |
| shrewd-peace7 | $25.00 | 5/21/2011 4:59:32 AM |
| jga516 | $25.00 | 5/21/2011 3:57:42 AM |
| Crystalprop | $25.00 | 5/21/2011 4:11:02 AM |
| apostle901 | $25.00 | 5/21/2011 4:11:28 AM |
| agiovasil | $25.00 | 5/21/2011 4:33:12 AM |
| DeltaGambler | $34.79 | 5/21/2011 4:26:16 AM |
| rberr | $25.00 | 5/21/2011 4:32:44 AM |
| dough-bear | $50.00 | 5/21/2011 4:47:00 AM |
| wwwUniversal | $25.00 | 5/21/2011 4:49:40 AM |
| saffron4 | $44.53 | 5/21/2011 4:46:45 AM |
| zippy-interest | $41.65 | 5/21/2011 6:52:48 AM |
| burrito6 | $25.00 | 5/21/2011 5:00:27 AM |
| wise-balanced-moola | $25.00 | 5/21/2011 5:00:19 AM |
| shrewd-income | $25.00 | 5/21/2011 6:20:24 AM |
| worldly-community3 | $50.00 | 5/21/2011 7:51:10 AM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
503846
This series of Notes was issued and sold upon the funding of the borrower loan #49850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $273.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,233 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ansky127 |
Borrower's state:
| NewYork |
Borrower's group:
| Thousand Dollar Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 88% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 1
( 13% )
| 840-859
(Aug-2010)
840-859
(Jul-2010)
|
|
Principal balance:
| $3,272.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Consolidation of Debt
Purpose of loan:
This loan will be used to... Consolidate all remaining debt i have. I will be paying off my first prosper loan and then using the rest to pay off my other debt. To be perfectly honest, i do not plan on taking the full 3 years to pay, i plan on having this paid off completely by this time next year. I just want to consolidate the two loans into one easy payment.
My financial situation:
I am a good candidate for this loan because...I havent missed one payment on my first prosper loan and as a matter of fact cant remember when i missed any payment for anything.
I'm moving forward with my debt free plan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/11/2011 5:05:43 PM |
| blot44 | $50.00 | 5/11/2011 5:08:05 PM |
| compoundinterest | $50.00 | 5/11/2011 5:09:17 PM |
| indomitable-coin | $25.00 | 5/11/2011 5:10:08 PM |
| Avala | $50.00 | 5/11/2011 5:10:14 PM |
| Leopoldine | $25.00 | 5/11/2011 5:05:12 PM |
| blooming-market | $25.00 | 5/11/2011 5:05:45 PM |
| kenji4861 | $25.00 | 5/11/2011 5:10:11 PM |
| minista | $25.00 | 5/11/2011 5:10:13 PM |
| dpfl55 | $25.00 | 5/11/2011 7:29:08 PM |
| truth-image | $100.00 | 5/16/2011 8:28:56 AM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:28 PM |
| winlender | $25.00 | 5/16/2011 3:01:18 PM |
| hawaiiangirl76 | $25.00 | 5/16/2011 5:47:34 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:47 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:30 AM |
| C_Mark | $150.00 | 5/17/2011 8:46:36 AM |
| NobisEst | $25.00 | 5/17/2011 9:44:01 AM |
| Dubbs360 | $100.00 | 5/17/2011 10:18:48 AM |
| misit | $25.00 | 5/17/2011 10:05:52 AM |
| treasure-expert | $25.00 | 5/17/2011 11:17:57 AM |
| rapid-loyalty1 | $25.00 | 5/17/2011 11:39:10 AM |
| currency-persimmon | $50.00 | 5/17/2011 11:38:01 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:23 PM |
| reflective-rupee | $25.00 | 5/17/2011 7:38:23 PM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:58 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:33 AM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:54:05 PM |
| maldok1 | $25.00 | 5/18/2011 2:08:25 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:23 PM |
| ryreesado | $25.00 | 5/19/2011 4:10:27 AM |
| diversification-surge | $200.00 | 5/19/2011 5:23:39 AM |
| damage | $25.00 | 5/19/2011 10:59:33 AM |
| nanaof7 | $25.00 | 5/19/2011 12:10:24 PM |
| toomanyfishtanks | $25.00 | 5/19/2011 12:57:13 PM |
| C_Mark | $100.00 | 5/19/2011 12:59:39 PM |
| cool_kubera | $50.00 | 5/19/2011 12:59:57 PM |
| soheagle | $25.00 | 5/19/2011 1:04:35 PM |
| UCSBGAUCHOS | $35.00 | 5/19/2011 1:07:27 PM |
| loan-booster1 | $50.00 | 5/19/2011 1:28:05 PM |
| MDJAX67 | $125.00 | 5/19/2011 1:13:45 PM |
| toronado | $50.00 | 5/19/2011 1:16:50 PM |
| power-companion7 | $147.34 | 5/19/2011 1:28:35 PM |
| FlexFunding | $50.00 | 5/19/2011 1:36:20 PM |
| axl163 | $25.00 | 5/19/2011 2:07:59 PM |
| dawg25 | $50.00 | 5/19/2011 2:12:45 PM |
| GodzillaLending | $50.00 | 5/19/2011 1:49:48 PM |
| CreditBuilder2 | $200.00 | 5/19/2011 2:01:25 PM |
| RochelleW | $46.00 | 5/19/2011 2:04:04 PM |
| Borhino | $25.00 | 5/19/2011 2:12:47 PM |
| Aristocrat | $42.38 | 5/19/2011 4:35:57 PM |
| bannybucks | $25.00 | 5/19/2011 4:57:35 PM |
| benefit-trident | $25.00 | 5/19/2011 4:29:02 PM |
| starry2001 | $25.00 | 5/19/2011 5:32:20 PM |
| jdwillcox | $100.00 | 5/19/2011 5:39:21 PM |
| the-money-gargantuan | $25.00 | 5/19/2011 6:13:01 PM |
| DocVT | $200.00 | 5/19/2011 7:10:36 PM |
| Weaverville | $50.00 | 5/19/2011 9:33:34 PM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:20 AM |
| mjjjrj | $25.00 | 5/20/2011 9:54:26 AM |
| bvzm | $25.00 | 5/20/2011 5:30:49 PM |
| AFairDeal | $50.00 | 5/20/2011 5:44:30 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:52 PM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:56 PM |
| Cronos | $100.00 | 5/21/2011 12:55:05 AM |
| mrpowers5531 | $25.00 | 5/21/2011 4:01:33 AM |
| wwwUniversal | $25.00 | 5/21/2011 10:07:51 AM |
| j2ee | $25.00 | 5/21/2011 9:55:05 AM |
| Marathoner | $25.00 | 5/21/2011 11:27:17 AM |
| brightest-dynamic-peace | $25.00 | 5/21/2011 12:33:30 PM |
| manugee | $50.00 | 5/21/2011 12:29:28 PM |
| shred123 | $50.00 | 5/21/2011 1:03:46 PM |
| burgeoning-silver | $25.00 | 5/21/2011 12:32:36 PM |
| alpinaut | $25.00 | 5/21/2011 12:32:45 PM |
| Katburg | $50.00 | 5/21/2011 12:33:12 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:43:58 PM |
| lukeskywalkerkp | $25.00 | 5/21/2011 12:42:18 PM |
| helpishere777 | $50.00 | 5/21/2011 2:03:54 PM |
| tsquared_030 | $50.00 | 5/21/2011 6:12:31 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:41:34 PM |
| a-responsible-return | $41.47 | 5/22/2011 5:22:52 PM |
| tender-integrity3 | $63.65 | 5/23/2011 9:41:36 AM |
| jvp | $45.00 | 5/23/2011 1:26:55 PM |
| yachtmaster45 | $25.00 | 5/23/2011 2:20:25 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:41 PM |
| surfsider123 | $25.00 | 5/23/2011 5:32:27 PM |
| windfall46 | $25.00 | 5/23/2011 6:01:05 PM |
| Bodyboard | $32.94 | 5/23/2011 6:49:19 PM |
| g314 | $25.00 | 5/23/2011 6:50:10 PM |
| Jeffersonbank | $50.00 | 5/23/2011 6:55:17 PM |
| useful-currency | $25.00 | 5/11/2011 5:10:10 PM |
| socal-lender | $25.00 | 5/11/2011 5:05:04 PM |
| DukSerduk | $25.00 | 5/11/2011 5:05:24 PM |
| antlr | $50.00 | 5/11/2011 5:05:48 PM |
| dtrain5 | $25.00 | 5/11/2011 5:09:33 PM |
| math1973 | $100.00 | 5/11/2011 5:12:26 PM |
| ore-genius2 | $600.00 | 5/11/2011 5:14:43 PM |
| availableloan | $25.00 | 5/11/2011 6:49:21 PM |
| get30inc | $30.82 | 5/12/2011 12:25:35 AM |
| ItsJustMe79 | $40.00 | 5/12/2011 1:46:51 AM |
| kulender | $50.00 | 5/12/2011 9:53:24 AM |
| Koma67 | $25.00 | 5/12/2011 4:33:59 PM |
| sf-funder | $25.00 | 5/12/2011 7:39:30 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:57 PM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:46 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:53 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:10 PM |
| inspired-investment8 | $100.00 | 5/16/2011 5:36:41 PM |
| fcrick | $25.00 | 5/16/2011 5:47:27 PM |
| RandyL3 | $25.00 | 5/17/2011 2:20:30 AM |
| sandeepPR | $25.00 | 5/17/2011 7:12:06 AM |
| StLME | $25.00 | 5/17/2011 9:22:03 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:40:22 AM |
| SolarMoonshine | $25.00 | 5/17/2011 9:52:30 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:53 AM |
| nuclearmoose | $50.00 | 5/17/2011 5:27:42 PM |
| bradny | $25.00 | 5/19/2011 10:07:15 AM |
| octoberfresh | $25.00 | 5/19/2011 12:05:34 PM |
| julijask | $50.00 | 5/19/2011 12:50:53 PM |
| gojackgo | $100.00 | 5/19/2011 12:29:46 PM |
| seabass123 | $25.00 | 5/19/2011 12:16:53 PM |
| Trondheim_Norway | $250.00 | 5/19/2011 12:26:37 PM |
| BabyLender | $40.00 | 5/19/2011 1:02:20 PM |
| Swabjockey | $31.00 | 5/19/2011 1:03:51 PM |
| Leopoldine | $25.00 | 5/19/2011 1:10:32 PM |
| ams294 | $150.00 | 5/19/2011 1:33:35 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:13:57 PM |
| Astyanax | $100.00 | 5/19/2011 1:44:19 PM |
| applepie1 | $50.00 | 5/19/2011 1:58:04 PM |
| value-pouch | $50.00 | 5/19/2011 2:19:05 PM |
| gold-scientist5 | $75.00 | 5/19/2011 2:02:52 PM |
| Eddy-2-Aces | $50.00 | 5/19/2011 2:49:42 PM |
| zokiz | $50.00 | 5/19/2011 2:54:23 PM |
| novice-speculator | $25.00 | 5/19/2011 3:47:48 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:20:23 PM |
| SolarMoonshine | $100.00 | 5/19/2011 3:38:59 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:22:42 PM |
| blue111 | $50.00 | 5/19/2011 5:09:50 PM |
| GeelongTrader | $50.00 | 5/19/2011 4:42:25 PM |
| cgoca | $25.00 | 5/19/2011 5:21:09 PM |
| eloquent-money2 | $75.00 | 5/19/2011 5:47:06 PM |
| Kaj | $50.00 | 5/19/2011 6:03:15 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:46 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:10 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:25 AM |
| Duchdad | $25.00 | 5/20/2011 5:30:52 PM |
| skuba | $50.00 | 5/20/2011 5:31:19 PM |
| radforj22 | $50.00 | 5/20/2011 5:32:14 PM |
| flypenguin | $50.00 | 5/20/2011 5:31:54 PM |
| betaoption | $50.00 | 5/20/2011 5:35:36 PM |
| platinum-sorcerer6 | $25.00 | 5/20/2011 5:37:22 PM |
| BaxterEvil | $25.00 | 5/20/2011 5:52:19 PM |
| adhawan325 | $25.00 | 5/21/2011 10:13:56 AM |
| unrivaled-silver | $50.00 | 5/21/2011 9:57:24 AM |
| jonandmeg21 | $37.96 | 5/21/2011 10:14:31 AM |
| loyalty-voyage | $50.00 | 5/21/2011 11:23:22 AM |
| heroic-p2ploan2 | $50.00 | 5/21/2011 11:27:14 AM |
| OldestBrother | $50.00 | 5/21/2011 12:30:56 PM |
| velocity-solo | $25.00 | 5/21/2011 12:10:09 PM |
| Charmart | $25.00 | 5/22/2011 6:33:56 AM |
| smart-kindness8 | $100.00 | 5/22/2011 9:33:05 AM |
| cosmof16 | $25.00 | 5/22/2011 12:28:03 PM |
| peace-flower9 | $50.00 | 5/23/2011 6:44:44 AM |
| admirable-return6 | $100.00 | 5/23/2011 9:34:23 AM |
| uberrific | $50.00 | 5/23/2011 9:35:49 AM |
| martymaniaman | $25.00 | 5/23/2011 1:09:23 PM |
| Castellan | $50.00 | 5/23/2011 5:52:30 PM |
| MoneyForNothing | $1.44 | 5/23/2011 6:56:22 PM |
| Brattt | $25.00 | 5/23/2011 6:34:37 PM |
| Cheburashka | $30.00 | 5/23/2011 6:54:37 PM |
| sappy02 | $25.00 | 5/23/2011 6:55:30 PM |
| 171 Investments
|
Borrower Payment Dependent Notes Series
505180
This series of Notes was issued and sold upon the funding of the borrower loan #49711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,431.65 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $214.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,836 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| priceless-capital2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Closing loan
Purpose of loan:
This loan will be used to assist with paying the closing costs for a home I just sold.
My financial situation:
I am a good candidate for this loan because I have a good credit history with my creditors and have always paid them on time or early.
Monthly net income: $11800.00
Monthly expenses: $
Housing: $2000.00
Insurance: $150.00
Car expenses: $760.00
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $200.00
Clothing, household expenses: $400.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bonus-demon | $25.00 | 5/4/2011 9:07:40 AM |
| Tradesmanlender | $25.00 | 5/4/2011 9:07:03 AM |
| the-enthralling-coin | $25.00 | 5/4/2011 5:42:41 PM |
| competent-p2p | $25.00 | 5/4/2011 7:00:14 PM |
| Oakland | $50.00 | 5/5/2011 5:04:14 AM |
| Scotcha | $50.00 | 5/8/2011 6:47:45 AM |
| math1973 | $50.00 | 5/11/2011 9:36:46 AM |
| payout-motivator0 | $75.00 | 5/11/2011 5:45:29 PM |
| first-upright-payout | $25.00 | 5/12/2011 9:18:14 AM |
| chicco | $100.00 | 5/12/2011 12:55:17 PM |
| american6 | $100.00 | 5/12/2011 1:37:40 PM |
| FigTree | $50.00 | 5/12/2011 2:20:24 PM |
| ahansen | $25.00 | 5/12/2011 4:04:51 PM |
| mrbanker | $50.00 | 5/13/2011 9:59:22 AM |
| Cai8899 | $30.00 | 5/14/2011 7:49:55 AM |
| MadHun | $100.00 | 5/14/2011 4:44:36 PM |
| reinforced-investment4 | $25.00 | 5/14/2011 6:04:50 PM |
| KVEER | $25.00 | 5/15/2011 1:26:00 PM |
| BuffetRocks | $100.00 | 5/16/2011 10:29:54 AM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:38:05 PM |
| listing-trapper3 | $50.00 | 5/16/2011 3:09:47 PM |
| jt88 | $50.00 | 5/16/2011 5:44:41 PM |
| mangas | $50.00 | 5/16/2011 5:46:48 PM |
| discrete-basis1 | $50.00 | 5/16/2011 5:43:29 PM |
| damanq | $25.00 | 5/16/2011 5:45:26 PM |
| radforj22 | $25.00 | 5/17/2011 2:50:19 AM |
| bid-computer | $25.00 | 5/17/2011 5:49:14 AM |
| wayman | $50.00 | 5/17/2011 7:34:45 AM |
| successful-wealth7 | $50.00 | 5/17/2011 8:14:23 AM |
| bigphish | $50.00 | 5/17/2011 8:15:01 AM |
| don8ter | $25.00 | 5/17/2011 8:20:36 AM |
| wonderful-return5 | $50.00 | 5/17/2011 8:18:06 AM |
| sunnyboy_7478 | $50.00 | 5/17/2011 9:27:23 AM |
| sociallender | $25.00 | 5/17/2011 9:30:41 AM |
| Interloper | $25.00 | 5/17/2011 9:24:03 AM |
| invincible-dough | $50.00 | 5/17/2011 9:26:40 AM |
| anwn | $50.00 | 5/17/2011 9:26:22 AM |
| community-pipeline | $25.00 | 5/17/2011 9:35:06 AM |
| innocent-loot | $50.00 | 5/17/2011 10:19:36 AM |
| Mostyle | $25.00 | 5/17/2011 10:34:33 AM |
| reflective-cash0 | $50.00 | 5/17/2011 10:55:59 AM |
| chungfang | $100.00 | 5/17/2011 1:17:17 PM |
| balance-warrior | $25.03 | 5/17/2011 1:34:15 PM |
| Bill88 | $25.00 | 5/17/2011 1:44:10 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:46:06 PM |
| CreditBuilder2 | $100.00 | 5/17/2011 3:14:36 PM |
| Dubbs360 | $100.00 | 5/17/2011 3:20:23 PM |
| manfromMaine | $40.56 | 5/17/2011 3:32:58 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:59:30 PM |
| benjo | $50.00 | 5/17/2011 5:38:43 PM |
| the-enterprising-leverage | $50.00 | 5/17/2011 5:40:37 PM |
| Alpha-AssistU | $25.00 | 5/17/2011 5:42:29 PM |
| ksamba | $25.00 | 5/17/2011 5:43:29 PM |
| credit-high-five8 | $50.00 | 5/17/2011 5:48:12 PM |
| systemlender | $50.00 | 5/17/2011 6:41:55 PM |
| Ripsaw4U | $50.00 | 5/17/2011 6:38:26 PM |
| genius520 | $50.00 | 5/17/2011 7:10:10 PM |
| britches613 | $25.00 | 5/17/2011 6:55:52 PM |
| thankful-nickel2 | $25.00 | 5/17/2011 7:48:18 PM |
| asya | $30.00 | 5/17/2011 7:30:23 PM |
| Melander | $100.00 | 5/18/2011 12:02:43 AM |
| ToweringDan | $50.00 | 5/18/2011 12:11:04 AM |
| dynamic-platinum | $25.00 | 5/17/2011 8:41:29 PM |
| trade-elm | $26.00 | 5/18/2011 6:36:09 AM |
| wonderful-dime | $25.00 | 5/18/2011 3:12:05 AM |
| Stafo | $25.00 | 5/17/2011 11:35:09 PM |
| Attract | $25.00 | 5/18/2011 12:08:15 AM |
| wtrboy | $50.00 | 5/18/2011 3:38:21 AM |
| lenderRXT | $50.00 | 5/18/2011 4:07:03 AM |
| GElender | $50.00 | 5/18/2011 6:01:11 AM |
| trapper569 | $50.00 | 5/18/2011 4:43:32 AM |
| marwadi-62 | $150.00 | 5/18/2011 8:12:46 AM |
| anton | $650.00 | 5/18/2011 8:44:06 AM |
| intrepid-loot | $50.00 | 5/18/2011 6:00:29 AM |
| aztocas | $50.00 | 5/18/2011 7:45:39 AM |
| mehre | $50.00 | 5/18/2011 6:50:43 AM |
| Fun54115 | $25.00 | 5/18/2011 7:26:33 AM |
| Raetha | $25.00 | 5/18/2011 8:11:56 AM |
| shugyosha | $50.00 | 5/18/2011 7:47:07 AM |
| 19vfwcinc89 | $106.13 | 5/18/2011 8:38:38 AM |
| vutah | $25.00 | 5/4/2011 10:36:57 AM |
| caring-hope2 | $50.00 | 5/4/2011 8:32:35 PM |
| Leopoldine | $25.00 | 5/10/2011 5:41:44 PM |
| rescue | $100.00 | 5/10/2011 6:55:28 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:21:06 AM |
| refined-return922 | $50.00 | 5/11/2011 3:05:14 PM |
| BxRealtor | $25.00 | 5/11/2011 3:54:56 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:42:26 AM |
| happyinvallarta | $50.00 | 5/12/2011 10:49:46 AM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:03 PM |
| miamibeachloaner | $50.00 | 5/13/2011 5:27:05 PM |
| dedication-elixir | $50.00 | 5/14/2011 12:21:11 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:52 AM |
| kulender | $50.00 | 5/14/2011 9:19:52 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:59:42 AM |
| sappy02 | $25.00 | 5/15/2011 10:49:25 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:32 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:01:58 AM |
| mangas | $50.00 | 5/16/2011 10:40:00 AM |
| superb-funds335 | $25.00 | 5/16/2011 10:29:42 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:07 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:31:24 PM |
| boater01 | $50.00 | 5/16/2011 5:40:53 PM |
| Ivan2007 | $25.00 | 5/16/2011 5:46:00 PM |
| lowrate | $50.00 | 5/16/2011 5:47:18 PM |
| cosmof16 | $25.00 | 5/16/2011 5:45:35 PM |
| indomitable-coin | $25.00 | 5/17/2011 3:50:31 AM |
| chekat | $25.00 | 5/17/2011 5:26:30 AM |
| fcukciti | $25.00 | 5/17/2011 5:04:08 AM |
| flexible-value | $100.00 | 5/17/2011 8:15:20 AM |
| first-euro-rapture | $25.00 | 5/17/2011 8:17:01 AM |
| camaraderi-atmosphere | $50.00 | 5/17/2011 8:14:09 AM |
| doncm | $50.00 | 5/17/2011 8:17:44 AM |
| mooselegs19 | $50.00 | 5/17/2011 8:33:07 AM |
| reflective-rupee | $200.00 | 5/17/2011 9:17:30 AM |
| beaker | $25.00 | 5/17/2011 9:25:18 AM |
| tlp43 | $50.00 | 5/17/2011 9:26:16 AM |
| radiant-cash | $50.00 | 5/17/2011 9:34:41 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:07 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:20 AM |
| YoungTaxMan | $50.00 | 5/17/2011 12:21:43 PM |
| availableloan | $25.00 | 5/17/2011 12:46:52 PM |
| 113121 | $25.00 | 5/17/2011 12:46:43 PM |
| shrewd-income | $100.00 | 5/17/2011 1:12:19 PM |
| Weaverville | $25.00 | 5/17/2011 1:19:18 PM |
| fund-tom-tom6 | $25.00 | 5/17/2011 1:20:11 PM |
| quest0 | $50.00 | 5/17/2011 3:26:17 PM |
| SolarMoonshine | $300.00 | 5/17/2011 5:11:51 PM |
| haplender | $50.00 | 5/17/2011 5:43:13 PM |
| trustu | $50.00 | 5/17/2011 5:48:18 PM |
| rose88 | $50.00 | 5/17/2011 5:42:40 PM |
| impeccable-liberty5 | $50.00 | 5/17/2011 5:45:36 PM |
| elegant-loot3 | $25.00 | 5/17/2011 5:46:46 PM |
| inspired-agreement | $50.00 | 5/17/2011 5:47:43 PM |
| venture30 | $50.00 | 5/17/2011 5:48:10 PM |
| dmb8183 | $100.00 | 5/17/2011 6:46:17 PM |
| ttnk62918 | $25.00 | 5/17/2011 7:26:36 PM |
| zorg77 | $50.00 | 5/17/2011 8:53:16 PM |
| DLUVLY1 | $50.00 | 5/18/2011 3:27:45 AM |
| important-ore | $150.00 | 5/17/2011 8:37:17 PM |
| jybank | $50.00 | 5/17/2011 11:35:34 PM |
| FinanceEngine | $35.00 | 5/18/2011 7:15:51 AM |
| hardwareman | $50.00 | 5/18/2011 4:23:08 AM |
| octoberfresh | $25.00 | 5/18/2011 8:04:10 AM |
| payment-halo | $25.00 | 5/18/2011 6:11:29 AM |
| rooster63 | $33.93 | 5/18/2011 7:13:11 AM |
| Slend49 | $25.00 | 5/18/2011 7:17:12 AM |
| melodious-fairness | $100.00 | 5/18/2011 7:41:47 AM |
| JaceSpade | $25.00 | 5/18/2011 7:21:11 AM |
| larrybird | $280.00 | 5/18/2011 8:37:12 AM |
| rockhound84 | $25.00 | 5/18/2011 8:35:02 AM |
| 151 Investments
|
Borrower Payment Dependent Notes Series
505292
This series of Notes was issued and sold upon the funding of the borrower loan #49674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-04-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,440 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SafeCall |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair
Purpose of loan:
This loan will be used to replace a section of roofing on my residence.
My financial situation:
I am a good candidate for this loan because I am a professional with high earning capacity and long-term stable income. While I have discretionary income on a monthly basis, I've had a series of home repair needs that have tapped out the reserve I had saved. My roof is in need of immediate repair.
Monthly net income: $14,000
Monthly expenses:
Housing: $1600
Insurance: $200
Car expenses: $150
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $700
Clothing, household expenses: $400
Credit cards and other loans: $850
Other expenses: $5500 (portion of mortgages on rentals not covered by tenants). Have had to move a few times and have been under water due to market conditions. Anticipate unloading at least two of the homes in next year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/4/2011 5:07:10 PM |
| tech310 | $50.00 | 5/4/2011 5:08:59 PM |
| sensible-fund | $50.00 | 5/4/2011 5:29:02 PM |
| irrelevant | $25.00 | 5/4/2011 5:08:33 PM |
| reflective-rupee | $400.00 | 5/4/2011 7:42:33 PM |
| 1traveler | $25.00 | 5/4/2011 9:37:28 PM |
| rakem777 | $25.00 | 5/5/2011 8:52:32 AM |
| designer_10 | $25.00 | 5/5/2011 10:14:16 AM |
| 2grindstones | $25.00 | 5/5/2011 12:30:40 PM |
| yf99yz | $25.00 | 5/6/2011 10:26:19 PM |
| 1-HARD-HEAD | $50.00 | 5/6/2011 8:29:48 PM |
| credit-missile | $45.00 | 5/7/2011 9:31:51 AM |
| luvlending | $25.00 | 5/7/2011 8:59:01 PM |
| bonus-demon | $50.00 | 5/9/2011 5:22:04 PM |
| dtana | $25.00 | 5/9/2011 7:45:35 PM |
| loot-supporter2 | $25.00 | 5/10/2011 7:26:19 AM |
| silver-enlightenment0 | $100.00 | 5/10/2011 7:26:41 AM |
| elegant-dedication8 | $26.00 | 5/10/2011 9:27:06 AM |
| catamaran2024 | $100.00 | 5/11/2011 1:17:45 AM |
| palace2 | $50.00 | 5/11/2011 8:53:41 AM |
| best-ingenious-funds | $25.00 | 5/11/2011 5:31:55 PM |
| loyalist1 | $100.00 | 5/12/2011 6:39:40 AM |
| capital-investor8 | $250.00 | 5/12/2011 12:29:30 PM |
| sharpey | $30.98 | 5/13/2011 7:46:53 AM |
| palace2 | $200.00 | 5/13/2011 11:32:19 PM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:30 AM |
| chungfang | $25.00 | 5/14/2011 11:18:54 AM |
| Azonic21 | $40.00 | 5/15/2011 10:17:38 AM |
| delicious-loan093 | $25.00 | 5/15/2011 11:24:41 PM |
| special-currency6 | $50.00 | 5/16/2011 10:39:06 AM |
| Cai8899 | $25.00 | 5/16/2011 4:32:07 PM |
| first-class-gold0 | $50.00 | 5/16/2011 6:50:12 PM |
| Weaverville | $25.00 | 5/17/2011 8:59:49 AM |
| bcsmith | $25.00 | 5/17/2011 9:40:49 AM |
| NobisEst | $25.00 | 5/17/2011 9:44:50 AM |
| Jack55304 | $300.00 | 5/17/2011 10:20:35 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:08 AM |
| reflective-affluence | $100.00 | 5/17/2011 12:52:35 PM |
| helping-out | $35.00 | 5/17/2011 1:49:48 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:59:09 PM |
| basis-wizard8 | $50.00 | 5/17/2011 8:23:03 PM |
| blue-goal-deal | $34.58 | 5/17/2011 8:29:18 PM |
| kindness-venture1 | $25.00 | 5/17/2011 8:20:42 PM |
| Reliance_Banker | $25.00 | 5/17/2011 8:19:45 PM |
| Gobsek | $25.00 | 5/17/2011 8:39:13 PM |
| Bank_of_Smitty33 | $25.20 | 5/18/2011 4:10:17 AM |
| Snoopylover | $25.00 | 5/18/2011 6:08:35 AM |
| sharpey | $304.45 | 5/18/2011 6:22:37 AM |
| skillful-asset5 | $25.00 | 5/4/2011 5:07:05 PM |
| Rogesparkguy | $25.00 | 5/4/2011 5:14:33 PM |
| Azonic21 | $25.00 | 5/4/2011 5:04:33 PM |
| determined-revenue1 | $25.00 | 5/4/2011 5:07:35 PM |
| secureincome | $750.00 | 5/4/2011 11:06:35 PM |
| ingenious-deal6 | $25.00 | 5/5/2011 4:06:23 AM |
| janeybooboo | $100.00 | 5/5/2011 6:14:26 AM |
| a-restless-dollar | $25.00 | 5/5/2011 7:00:55 AM |
| golffish2 | $50.00 | 5/5/2011 4:12:27 AM |
| _wally_ | $25.00 | 5/5/2011 7:24:30 AM |
| rockstar78 | $25.00 | 5/5/2011 7:24:27 AM |
| palace2 | $50.00 | 5/6/2011 5:55:11 AM |
| palace2 | $400.00 | 5/6/2011 5:55:25 AM |
| loan-chorus4 | $25.00 | 5/6/2011 1:17:55 PM |
| blue-goal-deal | $25.00 | 5/6/2011 11:22:38 AM |
| the-enthralling-coin | $25.00 | 5/6/2011 4:09:28 PM |
| Bank42 | $50.00 | 5/6/2011 3:52:06 PM |
| capital_projects_investor | $25.00 | 5/6/2011 11:24:39 PM |
| BangBros | $500.00 | 5/7/2011 12:23:40 AM |
| BAJMP | $25.00 | 5/7/2011 5:13:14 AM |
| diplomatic-wealth7 | $25.00 | 5/8/2011 1:16:15 PM |
| alert9 | $100.00 | 5/8/2011 4:52:57 PM |
| momentous-velocity5 | $75.00 | 5/10/2011 10:59:13 AM |
| courteous-kindness1 | $25.00 | 5/12/2011 7:00:49 AM |
| jmichael23 | $100.00 | 5/12/2011 12:42:51 PM |
| missing-link | $25.00 | 5/13/2011 1:41:06 PM |
| larryboy10 | $25.00 | 5/13/2011 4:05:00 PM |
| credit-missile | $100.00 | 5/14/2011 8:33:41 AM |
| dollar-sonnet3 | $33.14 | 5/14/2011 9:44:33 AM |
| competent-p2p | $25.00 | 5/14/2011 6:30:59 PM |
| Investoman | $75.00 | 5/15/2011 4:25:11 AM |
| intrepid-loot | $25.00 | 5/15/2011 7:01:16 AM |
| amusement4 | $300.00 | 5/15/2011 7:02:52 PM |
| Redmond | $25.00 | 5/16/2011 5:39:17 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:36:09 AM |
| Bill88 | $25.00 | 5/16/2011 10:35:22 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:49:57 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:31 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:31 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:37:08 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:10 PM |
| miamibeachloaner | $50.00 | 5/16/2011 5:26:15 PM |
| q4golf | $26.00 | 5/17/2011 4:36:11 AM |
| minatoku | $33.00 | 5/17/2011 9:02:51 AM |
| javelin0 | $100.00 | 5/17/2011 8:37:19 AM |
| the-reliable-trade | $100.00 | 5/17/2011 9:06:06 AM |
| genius520 | $50.00 | 5/17/2011 9:08:54 AM |
| green-rapid-openness | $50.00 | 5/17/2011 10:55:27 AM |
| ThatDanGuy | $50.00 | 5/17/2011 5:34:46 PM |
| well-mannered-income3 | $35.00 | 5/17/2011 5:40:30 PM |
| loss-of-control | $100.00 | 5/17/2011 6:23:13 PM |
| CAGE-Investments | $25.00 | 5/17/2011 7:13:04 PM |
| thelovebug | $50.00 | 5/17/2011 7:43:47 PM |
| first-class-felicity6 | $50.00 | 5/17/2011 8:19:38 PM |
| theshef | $25.00 | 5/18/2011 3:22:42 AM |
| Nerdster1 | $40.10 | 5/18/2011 4:43:58 AM |
| handy-justice | $200.00 | 5/17/2011 8:54:42 PM |
| oxnard | $25.00 | 5/18/2011 6:17:11 AM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
505332
This series of Notes was issued and sold upon the funding of the borrower loan #49656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $361.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,369 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cj3197 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $9,750.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
|
Principal balance:
| $8,413.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Finish everything off!!!
This loan will be used to 1.) Pay off my other prosper loan to "refinance" myself to a better situation., 2.) payoff my 401k loan...
My financial situation:
I am a good candidate for this loan because I have a great job and am out of the weeds. I took my original prosper loan to cancel my revolving debt and it worked wonders for me. Life is so much better with the ease of 1 payment and I have made every prosper payment on time. Everything is great.
This loan will allow me to change my original loan which is about 338 a month to a new one which will be about 370 a month. With the difference from this loan (about 8K) I am going to pay off my 401k loan. This puts me right where I have wanted to be for years.
Here is my breakdown AFTER this loan:
It won't let me break down all charges, but if you have a question post and I will answer:
TOTAL NET MONTHLY INCOME: 3000.00
TOTAL MONTHLY EXPENSES: 1366.00 (EVERYTHING).
Only 1000 characters allowed - any questions - ask me!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| availableloan | $25.00 | 5/5/2011 9:04:45 AM |
| Tradesmanlender | $25.00 | 5/5/2011 9:08:57 AM |
| bonus-demon | $25.00 | 5/5/2011 9:09:28 AM |
| JustMee | $25.00 | 5/5/2011 12:02:45 PM |
| hookUup | $28.02 | 5/5/2011 10:04:54 PM |
| MonopolyDred | $25.00 | 5/6/2011 5:26:12 AM |
| Bill88 | $30.77 | 5/6/2011 8:22:08 AM |
| indomitable-coin | $25.00 | 5/6/2011 6:39:17 AM |
| astute-fairness0 | $25.00 | 5/6/2011 6:42:09 PM |
| Interloper | $27.00 | 5/8/2011 1:31:48 PM |
| AFairDeal | $50.00 | 5/9/2011 3:19:04 PM |
| rescue | $100.00 | 5/10/2011 6:55:59 PM |
| math1973 | $50.00 | 5/11/2011 9:37:11 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:03 AM |
| FigTree | $50.00 | 5/12/2011 2:20:46 PM |
| seabass123 | $50.00 | 5/13/2011 12:15:04 PM |
| melodious-fairness | $100.00 | 5/13/2011 12:32:37 PM |
| helpful-fund8 | $400.00 | 5/13/2011 1:12:03 PM |
| Leopoldine | $25.00 | 5/13/2011 5:25:43 PM |
| kulender | $50.00 | 5/14/2011 9:20:26 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:59:51 AM |
| chungfang | $50.00 | 5/15/2011 12:14:30 PM |
| supersarah61 | $42.05 | 5/15/2011 12:15:42 PM |
| aztocas | $50.00 | 5/15/2011 12:19:00 PM |
| payment-jalapeno9 | $250.00 | 5/15/2011 1:01:25 PM |
| fund-tom-tom6 | $25.00 | 5/15/2011 12:55:32 PM |
| NYCFinancier | $50.00 | 5/15/2011 1:54:22 PM |
| CreditBuilder2 | $100.00 | 5/15/2011 2:14:43 PM |
| loan-lionheart6 | $50.00 | 5/15/2011 3:31:05 PM |
| capital-party6 | $200.00 | 5/15/2011 4:20:35 PM |
| novice-speculator | $25.00 | 5/15/2011 5:19:09 PM |
| dirkgently | $30.00 | 5/15/2011 4:38:03 PM |
| momentous-coin | $100.00 | 5/15/2011 5:41:14 PM |
| Mad_Scientist | $50.00 | 5/15/2011 6:07:40 PM |
| Lender0010 | $50.00 | 5/15/2011 8:38:47 PM |
| supreme-hope | $25.00 | 5/15/2011 7:24:28 PM |
| B-rad_the_Coug | $25.00 | 5/16/2011 12:04:10 AM |
| payment-halo | $50.00 | 5/15/2011 8:47:41 PM |
| currency-persimmon | $25.00 | 5/15/2011 8:53:40 PM |
| Goodnotlucky | $50.00 | 5/16/2011 1:53:31 AM |
| blue-euro-entrepreneur | $25.00 | 5/16/2011 3:42:58 AM |
| lijah10 | $26.21 | 5/16/2011 7:43:14 AM |
| ocifer50 | $25.00 | 5/16/2011 8:26:10 AM |
| lucrative-worth | $25.00 | 5/16/2011 8:21:39 AM |
| designer_10 | $25.00 | 5/16/2011 8:23:11 AM |
| VBAces | $100.00 | 5/16/2011 9:32:18 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:31 AM |
| first-upright-payout | $25.00 | 5/16/2011 10:28:46 AM |
| chicco | $100.00 | 5/16/2011 10:31:35 AM |
| appcoder | $40.00 | 5/16/2011 10:50:37 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:23 AM |
| greenkid | $200.00 | 5/16/2011 10:47:48 AM |
| wyogirllender | $25.00 | 5/16/2011 10:47:36 AM |
| MrCoffee | $28.01 | 5/16/2011 12:12:09 PM |
| thorough-payout8 | $25.00 | 5/16/2011 12:20:36 PM |
| shugyosha | $50.00 | 5/16/2011 11:14:47 AM |
| mtb06 | $25.00 | 5/16/2011 12:11:17 PM |
| Roundhouse | $125.00 | 5/16/2011 11:32:31 AM |
| soheagle | $25.00 | 5/16/2011 12:15:59 PM |
| CreditBuilder2 | $150.00 | 5/16/2011 12:33:55 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:39:09 PM |
| reward-walnut | $50.00 | 5/16/2011 12:32:24 PM |
| tomdooley12520 | $25.00 | 5/16/2011 12:52:36 PM |
| frooogal | $50.00 | 5/16/2011 12:34:46 PM |
| cloud8 | $75.80 | 5/16/2011 12:30:18 PM |
| felicity-maximizer | $25.00 | 5/16/2011 12:58:38 PM |
| seabowl | $25.00 | 5/16/2011 1:09:29 PM |
| jlendog | $52.00 | 5/16/2011 1:17:43 PM |
| wirebutterfly | $50.00 | 5/16/2011 12:41:00 PM |
| dough-temple | $152.06 | 5/16/2011 1:33:52 PM |
| rapid-loyalty1 | $25.00 | 5/16/2011 1:29:38 PM |
| auction-turbine4 | $25.00 | 5/16/2011 1:18:05 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:31:52 PM |
| Leopoldine | $25.00 | 5/16/2011 1:37:01 PM |
| RLaumeyer | $25.00 | 5/16/2011 2:05:41 PM |
| best-inspiring-deal | $25.00 | 5/16/2011 3:20:00 PM |
| nickel-ferret | $100.00 | 5/16/2011 3:44:28 PM |
| dcap3 | $50.00 | 5/16/2011 4:15:26 PM |
| numero-uno4 | $50.00 | 5/16/2011 6:26:02 PM |
| jtc26 | $250.00 | 5/16/2011 9:14:29 PM |
| COtheBeast | $25.00 | 5/16/2011 9:02:18 PM |
| gold-commander0 | $50.00 | 5/16/2011 10:18:56 PM |
| Nerdster1 | $35.10 | 5/17/2011 4:21:51 AM |
| radiant-fund | $50.00 | 5/17/2011 2:56:40 AM |
| fcukciti | $25.00 | 5/17/2011 5:04:21 AM |
| Susie-Q | $54.06 | 5/17/2011 3:15:21 AM |
| Auditman | $50.00 | 5/17/2011 4:41:13 AM |
| economy-caper9 | $25.00 | 5/17/2011 9:06:55 AM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:15:12 PM |
| selector568 | $107.10 | 5/17/2011 5:35:51 PM |
| lagnisiruk | $25.00 | 5/17/2011 5:41:18 PM |
| intrepid-loot | $50.00 | 5/17/2011 6:57:54 PM |
| Nich | $25.00 | 5/18/2011 9:42:58 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:49:37 AM |
| MadHun | $100.00 | 5/18/2011 9:56:13 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:43:44 AM |
| cathexis | $25.00 | 5/18/2011 11:51:20 AM |
| oracle3 | $50.00 | 5/18/2011 1:18:34 PM |
| maldok1 | $25.00 | 5/18/2011 2:04:34 PM |
| trade-solo | $50.00 | 5/18/2011 5:52:20 PM |
| BlackCat36 | $50.00 | 5/18/2011 5:47:41 PM |
| listing-trapper3 | $50.00 | 5/18/2011 5:52:45 PM |
| orbital-velocity7 | $50.00 | 5/18/2011 6:09:31 PM |
| income-excellence1 | $50.00 | 5/18/2011 6:12:55 PM |
| superb-funds335 | $25.00 | 5/18/2011 6:25:28 PM |
| camaraderi-atmosphere | $50.00 | 5/18/2011 6:26:33 PM |
| bigphish | $50.00 | 5/18/2011 6:27:47 PM |
| invincible-dough | $50.00 | 5/18/2011 6:27:52 PM |
| orange-courageous-dedication | $50.00 | 5/18/2011 6:24:09 PM |
| discrete-basis1 | $50.00 | 5/18/2011 6:28:01 PM |
| BuffetRocks | $100.00 | 5/18/2011 6:25:38 PM |
| bountiful-durability | $50.00 | 5/18/2011 6:29:09 PM |
| successful-wealth7 | $50.00 | 5/18/2011 6:26:58 PM |
| busnssmn | $25.00 | 5/18/2011 6:30:24 PM |
| lostontheedge | $25.00 | 5/18/2011 6:28:53 PM |
| blooming-market | $25.00 | 5/18/2011 6:30:33 PM |
| ingenious-diversification | $25.00 | 5/18/2011 6:30:37 PM |
| stanbalwight4 | $25.00 | 5/18/2011 6:30:58 PM |
| dinero-speaker | $25.00 | 5/18/2011 6:30:17 PM |
| smart-kindness8 | $50.00 | 5/18/2011 6:31:10 PM |
| peace-cadence | $25.00 | 5/18/2011 6:30:53 PM |
| worth-dandelion | $100.00 | 5/18/2011 6:32:24 PM |
| klinebarger | $25.00 | 5/18/2011 6:31:37 PM |
| brutusbone | $25.00 | 5/18/2011 6:32:01 PM |
| efficient-treasure0 | $25.00 | 5/18/2011 6:33:17 PM |
| hostbank | $100.00 | 5/18/2011 6:32:17 PM |
| azali | $25.00 | 5/18/2011 6:33:23 PM |
| DavidCG | $25.00 | 5/18/2011 6:32:47 PM |
| TelegramSam | $25.00 | 5/18/2011 6:33:02 PM |
| GrayStudio | $25.00 | 5/18/2011 6:33:07 PM |
| red-robust-bid | $50.00 | 5/18/2011 6:31:31 PM |
| rss197 | $25.00 | 5/18/2011 6:31:48 PM |
| John73 | $25.00 | 5/18/2011 6:34:11 PM |
| C_Mark | $50.00 | 5/18/2011 6:32:08 PM |
| ClearLake | $25.00 | 5/18/2011 6:37:06 PM |
| steiglends | $100.00 | 5/18/2011 6:33:10 PM |
| forthright-trade | $25.00 | 5/18/2011 6:35:26 PM |
| miked8303 | $25.00 | 5/18/2011 6:33:38 PM |
| rlgnyc | $25.00 | 5/18/2011 6:37:41 PM |
| worldly-community3 | $50.00 | 5/18/2011 6:33:51 PM |
| worthy-bid8 | $50.00 | 5/18/2011 6:34:27 PM |
| ROCKI9 | $50.00 | 5/18/2011 6:34:38 PM |
| Dweeberkitty1 | $25.00 | 5/18/2011 6:35:07 PM |
| reueljw | $25.00 | 5/18/2011 6:36:09 PM |
| designer_10 | $25.00 | 5/5/2011 9:19:09 AM |
| reflective-rupee | $25.00 | 5/5/2011 9:37:19 AM |
| caring-hope2 | $50.00 | 5/5/2011 12:10:10 PM |
| p43600jw | $25.00 | 5/6/2011 10:04:36 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:17 AM |
| jpblan11 | $25.00 | 5/9/2011 1:19:20 PM |
| friendinmoney | $25.00 | 5/9/2011 3:21:12 PM |
| tolerant-dinero2 | $25.00 | 5/10/2011 10:31:03 AM |
| competent-p2p | $25.00 | 5/10/2011 7:27:09 PM |
| enthralling-deal180 | $25.00 | 5/11/2011 9:32:02 AM |
| professional-coin1 | $125.00 | 5/12/2011 9:19:15 AM |
| american6 | $100.00 | 5/12/2011 1:37:59 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:20 PM |
| thankful-nickel2 | $50.00 | 5/13/2011 1:56:55 PM |
| g314 | $25.00 | 5/13/2011 5:21:03 PM |
| Cai8899 | $30.00 | 5/14/2011 7:50:20 AM |
| sappy02 | $25.00 | 5/15/2011 11:11:14 AM |
| bds9646 | $243.37 | 5/15/2011 12:21:48 PM |
| brightest-p2p-magnitude | $25.00 | 5/15/2011 12:58:34 PM |
| goldenretriever | $100.00 | 5/15/2011 2:23:48 PM |
| moola-butterfly3 | $25.00 | 5/15/2011 2:43:22 PM |
| the-enthralling-coin | $25.53 | 5/15/2011 3:57:17 PM |
| CASSHMAN | $100.00 | 5/15/2011 4:08:15 PM |
| sfmf | $25.00 | 5/15/2011 6:35:38 PM |
| Preferred-Lender | $25.00 | 5/15/2011 7:13:05 PM |
| dsnybnd | $25.00 | 5/15/2011 7:19:40 PM |
| Damostuff | $25.00 | 5/15/2011 8:39:50 PM |
| Ambassador | $41.00 | 5/16/2011 4:35:18 AM |
| ScottCapital | $25.00 | 5/16/2011 5:25:38 AM |
| poetic-economy | $49.00 | 5/16/2011 5:23:12 AM |
| damage | $25.00 | 5/16/2011 6:55:27 AM |
| exuberant-durability651 | $300.00 | 5/16/2011 7:58:02 AM |
| listing-hawk3 | $113.07 | 5/16/2011 7:44:58 AM |
| VBinvestor | $100.00 | 5/16/2011 9:18:50 AM |
| GoSpeed | $33.64 | 5/16/2011 9:44:54 AM |
| duty-accomplishment | $26.33 | 5/16/2011 9:44:07 AM |
| EEasyMoney | $25.00 | 5/16/2011 10:03:12 AM |
| BxRealtor | $25.00 | 5/16/2011 10:28:44 AM |
| twerns | $40.00 | 5/16/2011 10:31:39 AM |
| reinforced-investment4 | $25.00 | 5/16/2011 10:35:50 AM |
| kublai | $100.00 | 5/16/2011 11:00:12 AM |
| ARobertsone | $57.64 | 5/16/2011 11:49:48 AM |
| simiray | $30.00 | 5/16/2011 11:50:47 AM |
| quintilian | $50.00 | 5/16/2011 12:36:48 PM |
| secondphase | $50.00 | 5/16/2011 12:44:38 PM |
| Mad_Scientist | $25.00 | 5/16/2011 1:44:19 PM |
| elbastador | $25.00 | 5/16/2011 3:31:43 PM |
| tszbgae | $75.00 | 5/16/2011 3:42:28 PM |
| AFairDeal | $25.00 | 5/16/2011 3:16:43 PM |
| attractive-rate | $35.86 | 5/16/2011 4:04:21 PM |
| InspireLife | $25.00 | 5/16/2011 3:08:07 PM |
| Nicedad72 | $25.55 | 5/16/2011 4:16:05 PM |
| rdav | $25.00 | 5/16/2011 5:15:57 PM |
| richmondcowboy | $50.00 | 5/16/2011 5:23:00 PM |
| payout-motivator0 | $75.00 | 5/16/2011 5:41:07 PM |
| Corellia | $100.00 | 5/16/2011 5:38:47 PM |
| elasermd | $50.00 | 5/16/2011 5:45:03 PM |
| KVEER | $25.00 | 5/16/2011 5:45:45 PM |
| ahansen | $25.00 | 5/16/2011 5:42:16 PM |
| mrbanker | $50.00 | 5/16/2011 5:43:02 PM |
| dedication-elixir | $50.00 | 5/16/2011 5:43:48 PM |
| szetheli | $130.00 | 5/16/2011 6:44:44 PM |
| taal1 | $50.00 | 5/16/2011 6:12:11 PM |
| mighty-trade2 | $25.00 | 5/16/2011 6:39:20 PM |
| mustangcobra | $25.00 | 5/16/2011 7:55:33 PM |
| bend2007 | $3,000.00 | 5/16/2011 10:25:07 PM |
| akfish | $50.00 | 5/16/2011 10:40:44 PM |
| wayman | $50.00 | 5/17/2011 7:35:34 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:07 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:29 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:12 AM |
| b1geasy | $25.00 | 5/17/2011 11:29:11 AM |
| Weaverville | $25.00 | 5/17/2011 1:19:37 PM |
| miamibeachloaner | $50.00 | 5/17/2011 5:38:59 PM |
| the-silver-blaster | $50.00 | 5/17/2011 5:42:10 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 5:50:55 PM |
| spiff666 | $26.66 | 5/17/2011 7:51:45 PM |
| hardwareman | $50.00 | 5/18/2011 4:23:33 AM |
| mrstender | $25.00 | 5/18/2011 12:32:34 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 2:03:23 PM |
| radforj22 | $25.00 | 5/18/2011 2:41:29 PM |
| zx12rider | $25.00 | 5/18/2011 2:58:07 PM |
| goingplaces99 | $25.00 | 5/18/2011 3:42:34 PM |
| Zayatz | $50.00 | 5/18/2011 5:15:15 PM |
| PThor | $25.00 | 5/18/2011 5:47:59 PM |
| mangas | $50.00 | 5/18/2011 5:52:29 PM |
| innocent-loot | $50.00 | 5/18/2011 5:52:52 PM |
| wise-extraordinary-loot | $50.00 | 5/18/2011 5:56:26 PM |
| exchange-pledge | $50.00 | 5/18/2011 5:58:16 PM |
| dedication-ninja7 | $25.00 | 5/18/2011 6:23:12 PM |
| Banker7371 | $25.00 | 5/18/2011 6:25:04 PM |
| anwn | $50.00 | 5/18/2011 6:27:24 PM |
| the-profit-oracle | $25.00 | 5/18/2011 6:29:03 PM |
| Ivan2007 | $25.00 | 5/18/2011 6:28:09 PM |
| mountainpeak | $25.00 | 5/18/2011 6:30:29 PM |
| tlp43 | $50.00 | 5/18/2011 6:27:15 PM |
| del30 | $25.00 | 5/18/2011 6:31:01 PM |
| loan-warrior | $25.00 | 5/18/2011 6:31:24 PM |
| Reinadog9 | $25.00 | 5/18/2011 6:31:07 PM |
| dedication-point | $25.00 | 5/18/2011 6:31:12 PM |
| tranquil-diversification8 | $50.00 | 5/18/2011 6:32:58 PM |
| best-basis-trooper | $50.00 | 5/18/2011 6:32:54 PM |
| deal-guardian1 | $50.00 | 5/18/2011 6:33:55 PM |
| computers-er | $50.00 | 5/18/2011 6:31:04 PM |
| successful-agreement7 | $100.00 | 5/18/2011 6:33:04 PM |
| Opportunity4you | $25.00 | 5/18/2011 6:33:34 PM |
| CardCapDude | $50.00 | 5/18/2011 6:31:18 PM |
| ijspence | $25.00 | 5/18/2011 6:31:28 PM |
| loyalty-sherpa | $25.00 | 5/18/2011 6:31:56 PM |
| gardenofeden | $25.00 | 5/18/2011 6:34:20 PM |
| beaker | $25.00 | 5/18/2011 6:36:26 PM |
| reflective-cash0 | $50.00 | 5/18/2011 6:32:28 PM |
| GElender | $25.00 | 5/18/2011 6:32:36 PM |
| BigGun | $26.22 | 5/18/2011 6:37:30 PM |
| IP | $27.56 | 5/18/2011 6:37:33 PM |
| orange-camaraderi-galaxy | $100.00 | 5/18/2011 6:33:41 PM |
| Supernick | $50.00 | 5/18/2011 6:33:47 PM |
| boater01 | $50.00 | 5/18/2011 6:33:58 PM |
| Divr555 | $27.70 | 5/18/2011 6:36:39 PM |
| miket71 | $46.61 | 5/18/2011 6:37:45 PM |
| andyb9 | $50.00 | 5/18/2011 6:38:05 PM |
| Ripsaw4U | $50.00 | 5/18/2011 6:36:30 PM |
| MattTheGr8 | $25.00 | 5/18/2011 6:36:37 PM |
| benjamin67 | $25.00 | 5/18/2011 6:36:42 PM |
| Trimalchio12 | $25.00 | 5/18/2011 6:36:58 PM |
| ferdberfel | $50.00 | 5/18/2011 6:37:58 PM |
| 270 Investments
|
Borrower Payment Dependent Notes Series
505354
This series of Notes was issued and sold upon the funding of the borrower loan #49754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $313.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $658 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| momto3under3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a piece of land
Purpose of loan:
This loan will be used to buy a piece of land (great location) that the government is selling at a reduced rate due to foreclosure. We have 60% of the price already; we need this loan to pay the total cost.
My financial situation:
I am a good candidate for this loan because I have excellent credit. I've always paid my debts on time or early (including my student loan paid off 8 months after I graduated from college).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtrain5 | $25.00 | 5/5/2011 9:04:55 AM |
| blooming-market | $25.00 | 5/5/2011 9:05:10 AM |
| fcrick | $25.00 | 5/5/2011 9:07:06 AM |
| minista | $25.00 | 5/5/2011 9:08:07 AM |
| meux99 | $25.00 | 5/5/2011 9:05:01 AM |
| useful-currency | $25.00 | 5/5/2011 9:07:18 AM |
| kulender | $50.00 | 5/5/2011 9:10:32 AM |
| ore-genius2 | $100.00 | 5/5/2011 9:07:33 AM |
| kenji4861 | $25.00 | 5/5/2011 9:07:45 AM |
| mster9ball | $25.77 | 5/5/2011 3:25:06 PM |
| inspired-investment8 | $100.00 | 5/5/2011 5:28:25 PM |
| samo102us | $25.00 | 5/6/2011 2:01:47 AM |
| compoundinterest | $50.00 | 5/6/2011 5:24:56 AM |
| currency-persimmon | $100.00 | 5/8/2011 7:38:55 AM |
| auction-elvis | $25.00 | 5/8/2011 11:40:00 AM |
| AFairDeal | $50.00 | 5/10/2011 4:48:09 AM |
| Marathoner | $25.00 | 5/12/2011 7:04:47 AM |
| Reddy_Capital | $25.00 | 5/12/2011 11:29:04 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:24:50 PM |
| Munnie | $25.00 | 5/13/2011 7:35:54 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:16 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:31 PM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:22 AM |
| Nopayibreakurlegs | $25.00 | 5/14/2011 1:08:06 PM |
| chungfang | $50.00 | 5/14/2011 1:14:57 PM |
| YellowJacket | $25.00 | 5/14/2011 1:54:39 PM |
| itsokrelax | $75.00 | 5/14/2011 2:41:32 PM |
| novice-speculator | $25.00 | 5/14/2011 2:43:46 PM |
| Interstate_Rate | $269.30 | 5/14/2011 4:35:54 PM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 4:36:14 PM |
| Randyg08 | $25.00 | 5/14/2011 4:32:45 PM |
| Kubasaki | $60.00 | 5/14/2011 5:00:39 PM |
| WhiteKnightofMountZion | $30.41 | 5/14/2011 5:12:35 PM |
| josuae | $100.00 | 5/14/2011 5:55:52 PM |
| important-ore | $150.00 | 5/14/2011 6:18:01 PM |
| friendly-worth3 | $100.00 | 5/14/2011 6:12:25 PM |
| m000240 | $75.00 | 5/14/2011 7:09:04 PM |
| wellsfrugal | $50.00 | 5/14/2011 7:21:48 PM |
| Lender0010 | $50.00 | 5/14/2011 7:18:16 PM |
| Duchdad | $25.00 | 5/14/2011 8:44:19 PM |
| serene-truth2 | $50.00 | 5/14/2011 9:09:16 PM |
| sharp-reward920 | $25.00 | 5/14/2011 9:12:57 PM |
| wise-loot-bear | $25.00 | 5/15/2011 12:43:22 AM |
| impeccable-duty7 | $50.00 | 5/15/2011 4:41:29 AM |
| KDW08 | $25.00 | 5/15/2011 6:29:18 AM |
| Brisket_Bob | $200.00 | 5/15/2011 7:17:32 AM |
| cerebral-dollar773 | $174.00 | 5/15/2011 6:31:41 AM |
| the-enthralling-coin | $25.00 | 5/15/2011 7:44:04 AM |
| richmondcowboy | $50.00 | 5/15/2011 9:28:35 AM |
| sappy02 | $100.00 | 5/15/2011 10:18:09 AM |
| CapStack | $50.00 | 5/15/2011 10:32:16 AM |
| ceg451 | $25.00 | 5/15/2011 10:31:26 AM |
| fund-tom-tom6 | $50.00 | 5/15/2011 12:34:33 PM |
| roadtruck | $50.00 | 5/15/2011 2:21:36 PM |
| balance-force | $25.00 | 5/15/2011 1:55:03 PM |
| loan-lionheart6 | $50.00 | 5/15/2011 3:32:51 PM |
| Hexnut | $50.00 | 5/15/2011 4:51:16 PM |
| 1SteelerFan | $30.00 | 5/15/2011 5:07:35 PM |
| profitable-money | $25.00 | 5/15/2011 8:11:42 PM |
| tofubank | $25.00 | 5/15/2011 8:58:18 PM |
| RiskManiac | $25.00 | 5/16/2011 5:32:06 AM |
| Archchancellor | $97.58 | 5/16/2011 5:13:16 AM |
| truth-image | $50.00 | 5/16/2011 7:54:26 AM |
| BlessedEveryDay | $27.91 | 5/16/2011 7:31:19 AM |
| mcs99 | $100.00 | 5/16/2011 8:58:27 AM |
| jonandmeg21 | $43.08 | 5/16/2011 10:13:26 AM |
| davisfl | $50.00 | 5/16/2011 10:18:19 AM |
| Beverly_Hills_Lender | $25.00 | 5/16/2011 10:21:06 AM |
| mwfarmkid | $25.00 | 5/16/2011 10:21:18 AM |
| ATOHokie | $25.00 | 5/16/2011 12:36:23 PM |
| alpinaut | $25.00 | 5/16/2011 1:00:30 PM |
| jazzlender | $25.00 | 5/16/2011 1:32:09 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:47:52 PM |
| totoro | $25.00 | 5/16/2011 2:46:17 PM |
| Pacific-Bank | $50.00 | 5/16/2011 5:05:27 PM |
| pseudokris | $25.00 | 5/16/2011 5:29:35 PM |
| elasermd | $50.00 | 5/16/2011 5:45:04 PM |
| wilchik | $50.00 | 5/17/2011 4:29:51 AM |
| ryreesado | $25.00 | 5/17/2011 4:33:50 AM |
| fascinating-value4 | $200.00 | 5/17/2011 6:00:28 AM |
| honorable-vigilance | $25.00 | 5/17/2011 8:06:28 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:04 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:39:44 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:10 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:36:29 AM |
| venture30 | $50.00 | 5/17/2011 12:53:06 PM |
| skuba | $50.00 | 5/17/2011 1:24:03 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:01 PM |
| ytjameslee | $50.00 | 5/17/2011 5:35:40 PM |
| adhawan325 | $25.00 | 5/17/2011 5:30:12 PM |
| fair_rates | $25.00 | 5/17/2011 5:32:33 PM |
| credit-high-five8 | $50.00 | 5/17/2011 5:49:36 PM |
| manugee | $50.00 | 5/18/2011 3:47:42 AM |
| mattpet | $25.00 | 5/18/2011 4:22:46 AM |
| oxnard | $25.00 | 5/18/2011 9:20:58 AM |
| kalex752 | $25.00 | 5/18/2011 10:13:37 AM |
| techs | $25.00 | 5/18/2011 11:08:32 AM |
| Cheburashka | $30.00 | 5/18/2011 11:12:05 AM |
| orbital-velocity7 | $50.00 | 5/18/2011 11:36:31 AM |
| AlBRich | $25.00 | 5/18/2011 11:18:58 AM |
| js44043 | $25.00 | 5/18/2011 12:23:42 PM |
| leader91 | $25.00 | 5/18/2011 11:53:46 AM |
| Preteur | $25.00 | 5/18/2011 12:39:27 PM |
| acropiloterau2002 | $25.00 | 5/18/2011 12:42:08 PM |
| lovely-greenback4 | $25.00 | 5/18/2011 1:08:29 PM |
| Mad_Scientist | $42.19 | 5/18/2011 1:15:15 PM |
| MrDavid | $50.00 | 5/5/2011 9:07:28 AM |
| bvzm | $50.00 | 5/5/2011 9:07:57 AM |
| unrivaled-silver | $50.00 | 5/5/2011 9:24:51 AM |
| DukSerduk | $25.00 | 5/5/2011 9:04:21 AM |
| Leopoldine | $25.00 | 5/5/2011 9:06:05 AM |
| Avala | $50.00 | 5/5/2011 9:09:06 AM |
| heroic-p2ploan2 | $50.00 | 5/5/2011 9:09:16 AM |
| antlr | $50.00 | 5/5/2011 9:12:20 AM |
| reflective-rupee | $25.00 | 5/5/2011 9:18:48 AM |
| indomitable-coin | $25.00 | 5/6/2011 6:39:19 AM |
| DavenportCapital | $25.00 | 5/6/2011 10:23:23 AM |
| smart-kindness8 | $100.00 | 5/6/2011 10:30:00 AM |
| lukeskywalkerkp | $25.00 | 5/6/2011 2:33:59 PM |
| RankPaid | $25.00 | 5/7/2011 10:09:27 AM |
| BobInWisconsin | $125.00 | 5/7/2011 4:07:48 PM |
| MasterJin | $25.00 | 5/9/2011 2:48:08 PM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:23 PM |
| math1973 | $100.00 | 5/11/2011 9:34:29 AM |
| radforj22 | $43.01 | 5/12/2011 1:56:26 AM |
| ingenious-order783 | $40.00 | 5/12/2011 5:30:14 AM |
| tender-integrity3 | $100.00 | 5/12/2011 9:16:30 AM |
| cosmof16 | $25.00 | 5/12/2011 11:21:32 AM |
| orindalender | $50.00 | 5/12/2011 12:50:30 PM |
| damage | $25.00 | 5/12/2011 3:16:46 PM |
| AmericanCredit | $25.00 | 5/12/2011 3:20:03 PM |
| saahilld | $25.00 | 5/12/2011 3:49:46 PM |
| RandyL3 | $25.00 | 5/13/2011 7:39:31 AM |
| uberrific | $50.77 | 5/13/2011 5:20:26 PM |
| bkb7484 | $25.00 | 5/13/2011 9:10:11 PM |
| g314 | $25.00 | 5/14/2011 2:37:38 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:06 AM |
| velocity-solo | $25.00 | 5/14/2011 9:46:11 AM |
| MarvintheMartian | $25.00 | 5/14/2011 12:47:52 PM |
| efficient-treasure0 | $25.00 | 5/14/2011 4:34:39 PM |
| credit-investor5 | $50.00 | 5/14/2011 4:51:02 PM |
| Loan-Mart | $25.89 | 5/14/2011 4:47:01 PM |
| neutrino6 | $25.00 | 5/14/2011 5:09:01 PM |
| skorpious | $25.00 | 5/14/2011 5:38:26 PM |
| reinforced-investment4 | $50.00 | 5/14/2011 5:57:54 PM |
| josuae | $100.00 | 5/14/2011 5:57:50 PM |
| marwadi-62 | $150.00 | 5/14/2011 7:19:46 PM |
| sensational-dollar | $25.00 | 5/14/2011 8:27:19 PM |
| sk10023 | $25.00 | 5/14/2011 10:34:37 PM |
| wiseindian | $25.00 | 5/14/2011 11:14:36 PM |
| Jibe | $50.00 | 5/15/2011 5:43:27 AM |
| best-generosity-financier | $25.00 | 5/15/2011 8:57:31 AM |
| Leopoldine | $25.43 | 5/15/2011 9:38:08 AM |
| Carpetkid | $50.00 | 5/15/2011 10:31:19 AM |
| orange-resolute-platinum | $25.00 | 5/15/2011 10:31:15 AM |
| cash-merry-maker | $25.00 | 5/15/2011 10:32:47 AM |
| supersarah61 | $50.00 | 5/15/2011 12:22:58 PM |
| Johnab | $25.03 | 5/15/2011 12:31:20 PM |
| rautility | $100.00 | 5/15/2011 12:45:11 PM |
| NYCFinancier | $50.00 | 5/15/2011 1:53:32 PM |
| the-silver-blaster | $75.00 | 5/15/2011 2:39:20 PM |
| jc33148 | $100.00 | 5/15/2011 2:47:11 PM |
| affluence-tambourine | $25.00 | 5/15/2011 2:51:47 PM |
| SummitAdvisors | $50.00 | 5/15/2011 4:09:37 PM |
| Mad_Scientist | $100.00 | 5/15/2011 6:03:46 PM |
| marketplace-stream2 | $50.00 | 5/15/2011 5:51:57 PM |
| sfmf | $25.00 | 5/15/2011 6:34:48 PM |
| DannyPhantom | $50.00 | 5/15/2011 8:09:41 PM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:18 PM |
| B-rad_the_Coug | $25.00 | 5/16/2011 12:05:53 AM |
| ingenious-order783 | $26.00 | 5/16/2011 5:09:34 AM |
| dollar-sonnet3 | $300.00 | 5/15/2011 9:35:11 PM |
| gogrannygo | $25.00 | 5/16/2011 6:23:17 AM |
| trade-elm | $40.00 | 5/16/2011 6:29:52 AM |
| beaker | $25.00 | 5/16/2011 6:39:31 AM |
| musegaze | $150.00 | 5/16/2011 7:34:38 AM |
| atbright | $25.00 | 5/16/2011 8:35:56 AM |
| best-loyalty-lesson | $30.00 | 5/16/2011 9:21:42 AM |
| octoberfresh | $25.00 | 5/16/2011 8:58:18 AM |
| balanced-rupee | $50.00 | 5/16/2011 10:06:18 AM |
| cablenews | $50.00 | 5/16/2011 10:18:17 AM |
| unclejaef | $25.00 | 5/16/2011 10:18:13 AM |
| RockCrown | $25.00 | 5/16/2011 10:18:22 AM |
| snowman34 | $25.00 | 5/16/2011 10:19:42 AM |
| gauss02 | $25.00 | 5/16/2011 10:20:50 AM |
| nosualcneas | $25.00 | 5/16/2011 10:19:10 AM |
| danny-lender | $50.00 | 5/16/2011 10:21:03 AM |
| wilchik | $50.00 | 5/16/2011 11:53:41 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:36 PM |
| rose88 | $50.00 | 5/16/2011 1:38:29 PM |
| winlender | $25.00 | 5/16/2011 3:01:07 PM |
| andyb9 | $50.00 | 5/16/2011 5:28:06 PM |
| PThor | $25.00 | 5/16/2011 5:45:09 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 2:59:52 AM |
| CFOGO | $25.00 | 5/17/2011 6:01:00 AM |
| rmachi | $25.00 | 5/17/2011 8:12:34 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:14 AM |
| venture30 | $50.00 | 5/17/2011 12:52:26 PM |
| passbook | $25.00 | 5/17/2011 5:30:14 PM |
| p2p-harmony | $39.45 | 5/17/2011 5:30:37 PM |
| ussugm | $25.00 | 5/17/2011 5:33:58 PM |
| wwwUniversal | $25.00 | 5/17/2011 7:43:02 PM |
| best-ingenious-funds | $25.00 | 5/18/2011 9:50:35 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:25 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:40:34 AM |
| mauge35 | $50.00 | 5/18/2011 10:23:25 AM |
| 1phantom | $49.18 | 5/18/2011 11:04:12 AM |
| ferocious-money9 | $25.00 | 5/18/2011 11:51:54 AM |
| bnordman | $25.00 | 5/18/2011 11:53:31 AM |
| brightest-friendly-interest | $100.00 | 5/18/2011 11:53:19 AM |
| concerto5 | $25.00 | 5/18/2011 11:53:39 AM |
| dime-galaxy | $50.00 | 5/18/2011 11:53:10 AM |
| baker31 | $50.00 | 5/18/2011 12:39:16 PM |
| flypenguin | $50.00 | 5/18/2011 12:49:13 PM |
| 214 Investments
|
Borrower Payment Dependent Notes Series
505852
This series of Notes was issued and sold upon the funding of the borrower loan #49597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $78.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,030 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-heart |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 1
( 17% )
| 800-819
(Sep-2010)
|
|
Principal balance:
| $1,327.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan:
Help consolidate a small amount of debt. Will be starting as a server at a restaurant soon.
My financial situation:
Very good. Almost no debt. Perfect credit history. Plan to pay off this loan well before the required time period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $25.00 | 5/9/2011 9:15:03 AM |
| Interloper | $27.00 | 5/9/2011 10:24:07 AM |
| bonus-demon | $25.00 | 5/9/2011 3:39:19 PM |
| EJF | $25.00 | 5/11/2011 7:07:59 AM |
| RicheyRich | $25.00 | 5/12/2011 4:27:47 AM |
| wealth-renaissance5 | $25.00 | 5/12/2011 6:15:14 AM |
| goodhearted-basis4 | $25.00 | 5/14/2011 3:55:09 AM |
| kulender | $50.00 | 5/14/2011 9:21:27 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:19 AM |
| math1973 | $50.00 | 5/16/2011 5:41:23 PM |
| AFairDeal | $50.00 | 5/16/2011 5:45:14 PM |
| Cai8899 | $30.00 | 5/17/2011 8:15:39 AM |
| agreement-guild | $100.00 | 5/17/2011 5:46:55 PM |
| enthralling-deal180 | $25.00 | 5/18/2011 12:55:57 PM |
| maldok1 | $25.00 | 5/18/2011 2:06:40 PM |
| bunnybear | $25.00 | 5/19/2011 8:40:03 AM |
| radforj22 | $25.00 | 5/19/2011 10:35:27 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:30 PM |
| wayman | $50.00 | 5/19/2011 5:40:12 PM |
| betaoption | $25.00 | 5/19/2011 7:21:19 PM |
| newgroom422 | $25.00 | 5/19/2011 10:42:54 PM |
| first-upright-payout | $25.00 | 5/20/2011 9:19:51 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:47 AM |
| sappy02 | $25.00 | 5/20/2011 10:08:26 AM |
| BaxterEvil | $25.00 | 5/20/2011 10:11:22 AM |
| ijspence | $25.00 | 5/20/2011 11:15:03 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:00 AM |
| BxRealtor | $25.00 | 5/20/2011 10:37:06 AM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 5:40:34 PM |
| PaulW | $25.00 | 5/20/2011 5:38:18 PM |
| Tradesmanlender | $35.00 | 5/9/2011 9:17:51 AM |
| qsolo | $200.00 | 5/9/2011 9:39:50 AM |
| indomitable-coin | $25.00 | 5/9/2011 3:35:11 PM |
| revenue-channel8 | $25.00 | 5/10/2011 6:00:39 AM |
| rescue | $100.00 | 5/10/2011 6:56:47 PM |
| leverage-reaction | $25.00 | 5/12/2011 12:39:56 PM |
| kind-magnificent-bid | $100.00 | 5/13/2011 5:09:39 PM |
| FigTree | $50.00 | 5/16/2011 9:22:05 AM |
| benjamins-utopia | $50.00 | 5/16/2011 9:22:17 AM |
| rmpedi33 | $50.00 | 5/17/2011 11:28:57 AM |
| blue-nourishing-principal | $100.00 | 5/18/2011 5:53:35 PM |
| american6 | $100.00 | 5/18/2011 6:26:29 PM |
| tech310 | $50.00 | 5/19/2011 1:37:18 AM |
| Katburg | $50.00 | 5/19/2011 10:53:47 AM |
| w3alter | $50.00 | 5/19/2011 11:01:36 AM |
| damage | $25.00 | 5/19/2011 11:02:03 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 5:32:40 PM |
| g314 | $25.00 | 5/20/2011 9:13:34 AM |
| intuitive-integrity9 | $50.00 | 5/20/2011 10:11:13 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:09 PM |
| marwadi-62 | $150.00 | 5/20/2011 12:29:15 PM |
| intelligent-treasure075 | $26.00 | 5/20/2011 5:30:45 PM |
| five-star-principal0 | $50.00 | 5/20/2011 5:39:14 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
505914
This series of Notes was issued and sold upon the funding of the borrower loan #49724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,589.87 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $240.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,793 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-songbird |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation plus Baby Room
This loan will be used to: Consolidate all of my outstanding accounts into one payment, and make a small modification to our bedroom in order to make room for a new born.
Loan used for:
4 credit cards $6,793 total balance.
1 college loan (Sallie Mae) $1900 balance.
1 Small lead bill used for my job. (Net Quote) $800 balance.
1 Bedroom Mod $700
I am a good candidate for this loan, because I have a stable job and a good income, plus my job provides renewal income which increases yearly. The balance on the credit cards was from school expenses, I have been paying them down and not using them. I have a low-income to debt ratio.
My 2010 W2: 69K
My Monthly Net Income: $2700 + renewals
My Total Monthly expenses: $1670
Housing: $0 (parents own)
Car Payment: $314
Car Insurance:$222
Gas: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $484
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 5:06:34 PM |
| Gibbyland | $100.00 | 5/9/2011 5:08:13 PM |
| tech310 | $50.00 | 5/9/2011 5:09:31 PM |
| Jack55304 | $300.00 | 5/17/2011 10:22:35 AM |
| antlr | $50.00 | 5/19/2011 9:46:00 PM |
| chungfang | $25.00 | 5/20/2011 9:58:33 AM |
| power-trophy7 | $50.00 | 5/20/2011 5:55:00 PM |
| the-silver-blaster | $25.00 | 5/20/2011 5:53:39 PM |
| thorough-exchange4 | $50.00 | 5/20/2011 5:53:56 PM |
| mercuriant | $25.00 | 5/21/2011 3:30:48 AM |
| shred123 | $50.00 | 5/21/2011 1:04:04 PM |
| janeybooboo | $100.00 | 5/21/2011 7:59:18 PM |
| greenback-magma1 | $150.00 | 5/21/2011 7:50:15 PM |
| wise-transaction-grizzly | $27.00 | 5/21/2011 9:09:35 PM |
| wgc | $25.00 | 5/21/2011 7:55:09 PM |
| CreditBuilder2 | $50.00 | 5/21/2011 10:27:16 PM |
| 420limo | $50.00 | 5/21/2011 10:51:53 PM |
| autonomous-truth | $100.00 | 5/21/2011 8:56:04 PM |
| thrifty-capital | $25.00 | 5/21/2011 9:09:47 PM |
| sgt-schultz | $25.00 | 5/22/2011 4:01:46 AM |
| SolarMoonshine | $25.00 | 5/22/2011 4:18:31 AM |
| suave-dime6 | $25.00 | 5/22/2011 8:40:10 AM |
| head | $25.00 | 5/22/2011 4:53:38 AM |
| competent-p2p | $35.00 | 5/22/2011 9:22:30 AM |
| hookUup | $27.40 | 5/22/2011 8:57:34 AM |
| 6moonbeams | $50.00 | 5/22/2011 12:33:02 PM |
| Peterman | $25.00 | 5/22/2011 6:41:13 PM |
| Weaverville | $50.00 | 5/22/2011 6:57:59 PM |
| janeybooboo | $100.00 | 5/22/2011 2:04:04 PM |
| zorg77 | $50.00 | 5/22/2011 6:11:33 PM |
| George13 | $50.00 | 5/22/2011 7:14:52 PM |
| kublai | $100.00 | 5/22/2011 5:37:44 PM |
| bsmtloan | $37.44 | 5/22/2011 6:18:17 PM |
| reflective-rupee | $25.01 | 5/22/2011 7:42:03 PM |
| ResQDoc | $100.00 | 5/22/2011 10:28:29 PM |
| market-trooper3 | $25.00 | 5/22/2011 10:04:05 PM |
| attractive-fund | $50.00 | 5/23/2011 8:46:31 AM |
| glroark | $50.00 | 5/23/2011 6:54:22 AM |
| helvet | $25.00 | 5/23/2011 12:38:10 AM |
| liberty-society5 | $45.00 | 5/23/2011 9:35:47 AM |
| Track-Layer | $150.00 | 5/23/2011 7:48:05 AM |
| treasure-bliss | $50.00 | 5/23/2011 9:38:18 AM |
| LoisLoan | $25.00 | 5/23/2011 9:54:11 AM |
| high_flyer | $50.00 | 5/23/2011 9:36:21 AM |
| profit-powerplant | $25.00 | 5/23/2011 9:40:21 AM |
| money-bauble | $100.00 | 5/23/2011 9:40:52 AM |
| MJTimages_com | $150.00 | 5/23/2011 9:58:11 AM |
| handy-justice | $100.00 | 5/23/2011 9:49:19 AM |
| bountiful-durability | $50.00 | 5/23/2011 9:50:55 AM |
| GoBigRed97 | $50.00 | 5/23/2011 11:25:30 AM |
| houli123 | $25.00 | 5/23/2011 11:49:03 AM |
| penny-surgeon | $25.00 | 5/23/2011 10:19:42 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:35:59 AM |
| pthighs | $50.00 | 5/23/2011 12:13:38 PM |
| revenue-appraiser | $25.00 | 5/23/2011 10:47:02 AM |
| cbfresh | $27.62 | 5/23/2011 12:52:00 PM |
| RLaumeyer | $25.00 | 5/23/2011 1:13:59 PM |
| martinatime | $25.00 | 5/23/2011 12:20:00 PM |
| bonus-seahorse | $50.00 | 5/23/2011 1:06:13 PM |
| finance-mushroom | $100.00 | 5/23/2011 4:23:10 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:11 PM |
| economy-coup | $100.00 | 5/9/2011 5:08:20 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:51 PM |
| leverage-monger | $25.00 | 5/11/2011 10:10:53 AM |
| grove064 | $100.00 | 5/11/2011 5:14:00 PM |
| coin-bee1 | $25.00 | 5/12/2011 3:32:28 PM |
| Rogesparkguy | $25.00 | 5/13/2011 10:36:02 AM |
| missing-link | $25.00 | 5/13/2011 1:42:48 PM |
| Investoman | $75.00 | 5/15/2011 4:26:18 AM |
| jjswanso | $50.00 | 5/15/2011 6:04:30 AM |
| ingenious-deal6 | $25.00 | 5/16/2011 5:38:42 PM |
| shrewd-market | $100.00 | 5/16/2011 9:02:42 PM |
| diplomatic-wealth7 | $25.00 | 5/17/2011 5:54:46 PM |
| bonus-demon | $50.00 | 5/18/2011 6:09:22 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:40 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:43 AM |
| payment-gusto | $25.00 | 5/20/2011 5:53:52 PM |
| Katburg | $25.00 | 5/20/2011 5:54:47 PM |
| wwwUniversal | $25.00 | 5/21/2011 11:20:31 AM |
| red-power-pecan | $50.00 | 5/21/2011 2:28:24 PM |
| Turtlebear44 | $25.00 | 5/21/2011 3:28:28 PM |
| gelt4u | $25.00 | 5/21/2011 7:27:22 PM |
| auction-seeker | $25.00 | 5/21/2011 8:11:28 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:23:10 PM |
| CA-Lender | $25.05 | 5/21/2011 7:50:16 PM |
| the-enthralling-coin | $26.00 | 5/21/2011 9:01:27 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:08:24 PM |
| best-generosity-financier | $25.00 | 5/21/2011 7:20:32 PM |
| rautility | $50.00 | 5/21/2011 7:38:11 PM |
| authentic-finance194 | $100.00 | 5/21/2011 10:02:36 PM |
| n2fitns | $90.00 | 5/21/2011 10:44:57 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:23:53 AM |
| designer_10 | $25.00 | 5/21/2011 11:39:53 PM |
| diversification-medalist | $75.00 | 5/21/2011 9:17:04 PM |
| whatreality | $25.00 | 5/22/2011 6:19:45 AM |
| marketplace-meridian | $25.00 | 5/22/2011 8:08:57 AM |
| market-pudding | $25.00 | 5/22/2011 8:37:00 AM |
| convergentthinker | $25.00 | 5/22/2011 8:39:55 AM |
| micko | $25.00 | 5/22/2011 9:07:15 AM |
| squadron781 | $25.00 | 5/22/2011 11:49:35 AM |
| papaloha | $50.00 | 5/22/2011 8:57:57 AM |
| vtr1000 | $25.47 | 5/22/2011 9:38:17 AM |
| adir1 | $40.00 | 5/22/2011 10:00:26 AM |
| Nerdster1 | $30.11 | 5/22/2011 10:45:27 AM |
| moola-spa9 | $50.00 | 5/22/2011 1:28:50 PM |
| LakeShoreLending | $25.00 | 5/22/2011 12:30:49 PM |
| 3_boyz | $50.00 | 5/22/2011 5:06:14 PM |
| deal-scientist5 | $25.00 | 5/22/2011 2:32:57 PM |
| Dan77 | $25.00 | 5/22/2011 3:03:44 PM |
| ibndalight | $25.00 | 5/22/2011 6:22:05 PM |
| COCHINOBOY | $73.17 | 5/22/2011 4:26:54 PM |
| dudebrah | $25.00 | 5/22/2011 4:49:41 PM |
| env | $48.33 | 5/23/2011 5:14:34 AM |
| dollar-authority | $71.43 | 5/23/2011 8:06:03 AM |
| coin-popcorn | $25.00 | 5/23/2011 9:08:18 AM |
| hokee | $25.00 | 5/23/2011 5:20:41 AM |
| Mad_Scientist | $25.00 | 5/23/2011 7:09:29 AM |
| desertoasis | $30.00 | 5/23/2011 8:09:38 AM |
| DasMula | $27.00 | 5/23/2011 9:35:03 AM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 9:41:55 AM |
| CAGE-Investments | $25.00 | 5/23/2011 9:50:36 AM |
| kind-charming-value | $500.00 | 5/23/2011 9:33:51 AM |
| theprince | $25.00 | 5/23/2011 9:56:49 AM |
| FountainShrugged | $50.00 | 5/23/2011 9:52:36 AM |
| cash-turbine1 | $50.00 | 5/23/2011 9:42:28 AM |
| atcrain07 | $25.00 | 5/23/2011 11:07:53 AM |
| shrewd-income | $25.00 | 5/23/2011 11:22:24 AM |
| contract-student2 | $50.00 | 5/23/2011 11:49:13 AM |
| Miklot | $50.00 | 5/23/2011 9:54:40 AM |
| openness-antioxidant | $100.00 | 5/23/2011 11:55:41 AM |
| NobisEst | $200.00 | 5/23/2011 12:32:37 PM |
| shiny-dollar9 | $50.00 | 5/23/2011 10:01:05 AM |
| coin-popcorn | $25.00 | 5/23/2011 12:54:04 PM |
| Comoparklender | $50.00 | 5/23/2011 11:20:34 AM |
| calmfunds | $250.00 | 5/23/2011 12:46:11 PM |
| new-social-economist | $50.00 | 5/23/2011 1:26:49 PM |
| chaachie12 | $28.84 | 5/23/2011 2:05:58 PM |
| anton | $50.00 | 5/23/2011 2:03:48 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:49:06 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
505956
This series of Notes was issued and sold upon the funding of the borrower loan #49669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,217 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-fighter |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,300.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
|
|
Principal balance:
| $3,833.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt Free is my Destination!
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,000
Monthly expenses: 300.00
Housing: $1,137.00
Insurance: $120.00
Car expenses: $25.00
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: 15,000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 9:03:45 AM |
| Tradesmanlender | $35.00 | 5/11/2011 9:06:05 AM |
| worth-blanket2 | $5,000.00 | 5/11/2011 9:56:16 AM |
| thankful-nickel2 | $25.00 | 5/11/2011 8:48:30 PM |
| rescue | $100.00 | 5/13/2011 8:24:42 AM |
| EEasyMoney | $25.00 | 5/13/2011 10:06:24 AM |
| coin-bee1 | $25.00 | 5/16/2011 4:00:51 PM |
| tolerant-truth2 | $50.00 | 5/17/2011 9:54:26 AM |
| chungfang | $50.00 | 5/17/2011 10:16:48 AM |
| Leshan | $100.00 | 5/17/2011 10:00:00 AM |
| Dubbs360 | $100.00 | 5/17/2011 10:18:18 AM |
| dad1963 | $50.00 | 5/17/2011 10:52:05 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 5:46:35 PM |
| 6moonbeams | $50.00 | 5/18/2011 11:28:41 AM |
| octoberfresh | $25.00 | 5/19/2011 12:08:34 PM |
| new-auction-neutron | $25.00 | 5/19/2011 1:00:26 PM |
| unconquerable-dedication | $25.00 | 5/19/2011 12:32:26 PM |
| Swabjockey | $31.01 | 5/19/2011 1:03:14 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:12:40 PM |
| magnifico932 | $50.00 | 5/19/2011 1:53:05 PM |
| pythia | $25.00 | 5/19/2011 2:38:47 PM |
| zokiz | $50.00 | 5/19/2011 3:08:00 PM |
| the-discrete-income | $100.00 | 5/19/2011 3:12:17 PM |
| power-bluebird2 | $50.00 | 5/19/2011 4:06:53 PM |
| ddog0224 | $50.00 | 5/19/2011 4:10:22 PM |
| blue111 | $25.00 | 5/19/2011 5:10:33 PM |
| Kaj | $35.00 | 5/19/2011 6:00:17 PM |
| momoney2lend | $25.00 | 5/19/2011 6:51:26 PM |
| Whitey | $35.00 | 5/19/2011 7:16:59 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:30:52 PM |
| Imaginos1892 | $100.00 | 5/19/2011 7:19:42 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:25:00 PM |
| debt-patriot | $25.00 | 5/19/2011 8:53:15 PM |
| lenderRXT | $30.00 | 5/20/2011 4:31:40 AM |
| market-trooper3 | $50.00 | 5/20/2011 7:16:32 AM |
| credit-observatory | $25.00 | 5/20/2011 7:57:37 AM |
| DPH | $25.00 | 5/20/2011 8:35:02 AM |
| reflective-economy1 | $100.00 | 5/20/2011 9:08:06 AM |
| jazzlender | $25.00 | 5/20/2011 9:53:51 AM |
| coin-popcorn | $25.00 | 5/20/2011 10:39:08 AM |
| objective-investor | $250.00 | 5/20/2011 11:24:19 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:35 PM |
| FigTree | $50.00 | 5/20/2011 2:35:40 PM |
| 1randyp | $43.14 | 5/20/2011 1:27:59 PM |
| jonmars | $25.00 | 5/20/2011 3:49:30 PM |
| math1973 | $50.00 | 5/20/2011 5:52:29 PM |
| benjamins-utopia | $50.00 | 5/20/2011 5:52:49 PM |
| leverage-oasis | $25.00 | 5/20/2011 8:21:43 PM |
| quest0 | $25.00 | 5/20/2011 7:01:40 PM |
| MNFrostbite | $25.00 | 5/20/2011 7:57:43 PM |
| helpful-fund8 | $300.00 | 5/20/2011 8:15:17 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:58 AM |
| the-reliable-trade | $100.00 | 5/21/2011 10:17:16 AM |
| dollardave | $92.51 | 5/21/2011 11:03:42 AM |
| reward-motion | $34.35 | 5/21/2011 11:46:56 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:27 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:22 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:14 PM |
| ore-didgeridoo | $25.00 | 5/21/2011 11:23:26 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:18 PM |
| bizzzond | $50.00 | 5/23/2011 3:18:59 AM |
| soulful-dime1 | $25.00 | 5/23/2011 6:06:23 AM |
| mlj0671 | $25.00 | 5/23/2011 12:59:59 PM |
| heerzaquestion | $50.00 | 5/23/2011 1:27:15 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:49 PM |
| donkey | $25.00 | 5/23/2011 5:51:20 PM |
| genius520 | $37.93 | 5/23/2011 7:31:38 PM |
| w3alter | $34.52 | 5/23/2011 7:42:22 PM |
| organized-dedication9 | $50.00 | 5/23/2011 7:47:21 PM |
| AlternativeCashFlow | $50.00 | 5/23/2011 7:48:52 PM |
| the-silver-blaster | $50.00 | 5/23/2011 8:01:33 PM |
| american6 | $100.00 | 5/23/2011 7:56:15 PM |
| loot-heart | $50.00 | 5/23/2011 8:09:52 PM |
| derwiki | $25.00 | 5/23/2011 10:33:27 PM |
| skuba | $50.00 | 5/23/2011 10:12:50 PM |
| auctionator1 | $25.00 | 5/23/2011 11:47:05 PM |
| the-credit-proton | $25.00 | 5/24/2011 9:35:01 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:52 AM |
| ujiba | $38.99 | 5/24/2011 4:42:40 PM |
| treasure-bliss | $50.00 | 5/24/2011 5:35:17 PM |
| asmithj | $27.81 | 5/24/2011 5:47:27 PM |
| IIP77 | $25.00 | 5/24/2011 5:35:32 PM |
| first-upright-payout | $25.00 | 5/24/2011 5:38:49 PM |
| money-bauble | $150.00 | 5/24/2011 6:02:21 PM |
| agreement-guild | $100.00 | 5/24/2011 6:07:06 PM |
| toblerone | $50.00 | 5/24/2011 7:20:25 PM |
| BuffetRocks | $100.00 | 5/24/2011 7:21:09 PM |
| fantastic-wampum1 | $100.00 | 5/24/2011 8:06:52 PM |
| miamibeachloaner | $50.00 | 5/24/2011 8:10:25 PM |
| KgBsUcKa | $25.00 | 5/24/2011 8:12:49 PM |
| Cypher041 | $25.00 | 5/24/2011 8:22:09 PM |
| adamwstein | $25.00 | 5/24/2011 8:23:56 PM |
| wwwUniversal | $25.00 | 5/24/2011 7:17:18 PM |
| creative-gold | $50.00 | 5/24/2011 7:21:52 PM |
| cognizant-rupee7 | $50.00 | 5/24/2011 8:08:01 PM |
| linklady | $25.00 | 5/24/2011 8:13:02 PM |
| InvestorPartners | $25.00 | 5/24/2011 8:14:47 PM |
| lendme2 | $25.20 | 5/24/2011 8:16:06 PM |
| nytrnbow | $25.00 | 5/24/2011 8:22:25 PM |
| Gibbyland | $100.00 | 5/11/2011 9:01:20 AM |
| janeybooboo | $51.00 | 5/11/2011 11:59:07 AM |
| reflective-rupee | $200.00 | 5/11/2011 10:03:24 AM |
| krd_Chicago | $100.00 | 5/11/2011 11:20:53 AM |
| wampum-library4 | $25.00 | 5/11/2011 5:43:12 PM |
| competent-p2p | $30.00 | 5/11/2011 5:55:45 PM |
| integrity-doctor | $100.00 | 5/12/2011 8:27:17 AM |
| kulender | $50.00 | 5/14/2011 9:22:25 AM |
| bonus-demon | $25.00 | 5/17/2011 8:19:02 AM |
| nilonc1 | $25.00 | 5/17/2011 9:30:33 AM |
| maple1 | $50.00 | 5/17/2011 9:33:43 AM |
| Mad_Scientist | $25.00 | 5/17/2011 10:39:31 AM |
| debt-legend | $25.00 | 5/17/2011 11:51:07 AM |
| festeringsnot | $25.00 | 5/17/2011 11:47:37 AM |
| tech310 | $50.00 | 5/19/2011 1:49:05 AM |
| suave-dime6 | $25.00 | 5/19/2011 7:25:10 AM |
| baker31 | $50.00 | 5/19/2011 12:05:03 PM |
| goodhearted-gold3 | $50.16 | 5/19/2011 11:55:50 AM |
| balance-warrior | $25.03 | 5/19/2011 12:10:56 PM |
| GCInvestments | $30.00 | 5/19/2011 12:37:48 PM |
| Leopoldine | $25.00 | 5/19/2011 1:13:52 PM |
| snowfall2006 | $50.00 | 5/19/2011 1:03:12 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:40:52 PM |
| jitster | $25.00 | 5/19/2011 1:59:17 PM |
| shrewd-income | $100.00 | 5/19/2011 2:28:45 PM |
| LoanerPrincipal | $25.00 | 5/19/2011 2:56:20 PM |
| benefit-trident | $25.00 | 5/19/2011 4:34:53 PM |
| FinanceEngine | $35.00 | 5/19/2011 3:52:54 PM |
| jett45 | $50.00 | 5/19/2011 4:10:52 PM |
| hookUup | $32.40 | 5/19/2011 4:41:35 PM |
| sparkling-contract7 | $25.00 | 5/19/2011 4:58:37 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:20:05 PM |
| EarlyRiser | $300.00 | 5/19/2011 5:33:27 PM |
| riveting-wealth2 | $50.00 | 5/19/2011 5:42:16 PM |
| itskarma | $25.25 | 5/19/2011 6:16:08 PM |
| loans_to_loan | $25.00 | 5/19/2011 6:46:57 PM |
| reflective-gain | $25.00 | 5/19/2011 6:59:10 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:01 PM |
| 1willray | $25.00 | 5/19/2011 7:51:21 PM |
| Pitufo | $25.00 | 5/19/2011 10:05:04 PM |
| GElender | $50.00 | 5/20/2011 6:19:32 AM |
| travels536 | $25.00 | 5/20/2011 5:51:35 AM |
| the-bill-gatherer | $50.00 | 5/20/2011 5:49:42 AM |
| new-transaction-wrangler | $100.00 | 5/20/2011 7:25:02 AM |
| CA-Lender | $25.05 | 5/20/2011 9:03:24 AM |
| kind-magnificent-bid | $100.00 | 5/20/2011 9:28:47 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:36:51 AM |
| Danylostefan | $50.00 | 5/20/2011 11:29:54 AM |
| VillageLending | $50.00 | 5/20/2011 11:35:11 AM |
| newest-favorable-wealth | $50.00 | 5/20/2011 12:41:54 PM |
| loan-oasis4 | $40.00 | 5/20/2011 2:13:42 PM |
| 420limo | $150.00 | 5/20/2011 2:47:47 PM |
| grove064 | $100.00 | 5/20/2011 3:28:32 PM |
| moola-butterfly3 | $30.00 | 5/20/2011 6:33:04 PM |
| MNFrostbite | $25.00 | 5/20/2011 7:49:02 PM |
| Cronos | $150.00 | 5/21/2011 12:44:43 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:39 AM |
| famous-bill | $25.00 | 5/21/2011 2:18:50 PM |
| maldok1 | $25.00 | 5/22/2011 12:26:02 PM |
| sparkling-contract7 | $25.00 | 5/22/2011 5:39:38 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:27 PM |
| wise-benjamins-fortress | $25.00 | 5/22/2011 11:42:56 PM |
| newgroom422 | $25.00 | 5/22/2011 10:34:40 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:41 PM |
| richboy56 | $25.00 | 5/23/2011 1:10:52 PM |
| enthralling-deal180 | $50.00 | 5/23/2011 7:27:36 PM |
| Cai8899 | $30.00 | 5/23/2011 7:52:08 PM |
| AlternativeCashFlow | $50.00 | 5/23/2011 8:48:17 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:08 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:05:19 PM |
| awwaww | $33.13 | 5/23/2011 10:10:39 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:26 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:52 AM |
| friendinmoney | $25.00 | 5/24/2011 8:23:48 AM |
| natecam | $25.00 | 5/24/2011 10:33:08 AM |
| macmaner | $50.00 | 5/24/2011 9:52:11 AM |
| professional-integrity | $40.00 | 5/24/2011 9:58:13 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:16 AM |
| gain-expert | $60.00 | 5/24/2011 4:05:41 PM |
| Cheburashka | $25.00 | 5/24/2011 4:47:45 PM |
| dochelp | $50.00 | 5/24/2011 4:52:05 PM |
| schmegs | $25.00 | 5/24/2011 7:08:29 PM |
| handshake5 | $100.00 | 5/24/2011 5:56:50 PM |
| point-compadre | $50.00 | 5/24/2011 5:59:51 PM |
| capital-anteater | $25.00 | 5/24/2011 6:14:39 PM |
| Banker7371 | $25.00 | 5/24/2011 7:06:51 PM |
| Havana21 | $25.00 | 5/24/2011 7:54:30 PM |
| gracej | $25.00 | 5/24/2011 7:21:19 PM |
| PatRichi | $25.00 | 5/24/2011 6:56:47 PM |
| GSXR-King | $50.00 | 5/24/2011 8:08:09 PM |
| chicco | $100.00 | 5/24/2011 8:10:13 PM |
| Kame | $25.00 | 5/24/2011 8:16:30 PM |
| divedude | $25.00 | 5/24/2011 8:17:53 PM |
| museic1 | $34.63 | 5/24/2011 7:11:00 PM |
| meenan | $25.00 | 5/24/2011 8:24:04 PM |
| lostontheedge | $25.00 | 5/24/2011 7:16:28 PM |
| visionary-community | $25.00 | 5/24/2011 7:42:39 PM |
| orange-courageous-dedication | $28.33 | 5/24/2011 7:17:29 PM |
| miket71 | $46.91 | 5/24/2011 7:19:52 PM |
| Ripsaw4U | $50.00 | 5/24/2011 7:20:12 PM |
| shawndw | $35.00 | 5/24/2011 7:56:49 PM |
| dal_usa | $25.00 | 5/24/2011 8:13:49 PM |
| SelectTrustLending | $25.00 | 5/24/2011 8:22:43 PM |
| systemlender | $43.20 | 5/24/2011 8:25:00 PM |
| ahansen | $25.00 | 5/24/2011 8:09:50 PM |
| tampa_cmc | $50.00 | 5/24/2011 8:13:07 PM |
| JKEnterprises | $25.00 | 5/24/2011 8:17:06 PM |
| rate-mogul | $100.00 | 5/24/2011 8:27:07 PM |
| 207 Investments
|
Borrower Payment Dependent Notes Series
505978
This series of Notes was issued and sold upon the funding of the borrower loan #49618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $472.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,537 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BigT103 |
Borrower's state:
| Massachusetts |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 40 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $42,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Apr-2010)
800-819
(May-2009)
800-819
(Apr-2008)
740-759
(Aug-2007)
|
|
Principal balance:
| $2,883.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
My loan for home improvement
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate Credit Cards
My financial situation: Excellent
I am a good candidate for this loan because...Always aid my prosper loans On Time
Monthly net income: $8850
Monthly expenses: $8000
Housing: $4400
Insurance: $300
Car expenses: $500
Utilities: $300
Phone, cable, internet: $110
Food, entertainment: $220
Clothing, household expenses: $200
Credit cards and other loans: $800
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $100.00 | 5/10/2011 9:04:42 AM |
| well-rounded-dinero | $150.00 | 5/10/2011 9:04:47 AM |
| loanermn | $25.00 | 5/10/2011 9:04:45 AM |
| MoneyForNothing | $33.33 | 5/10/2011 9:05:08 AM |
| coldfuzion | $50.00 | 5/10/2011 9:05:23 AM |
| Tradesmanlender | $35.00 | 5/10/2011 9:08:49 AM |
| atlas100 | $25.00 | 5/10/2011 10:03:41 AM |
| hookUup | $30.02 | 5/10/2011 10:43:53 AM |
| FinDoc | $25.00 | 5/12/2011 1:15:18 AM |
| roxon | $25.00 | 5/12/2011 1:09:17 AM |
| Joshtron | $25.00 | 5/12/2011 9:32:49 PM |
| kulender | $50.00 | 5/14/2011 9:21:53 AM |
| colorfulgardener | $25.00 | 5/15/2011 7:24:34 PM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:50 AM |
| rapid-loyalty1 | $25.00 | 5/17/2011 7:49:51 AM |
| C_Mark | $75.00 | 5/17/2011 8:48:01 AM |
| maple1 | $127.01 | 5/17/2011 9:32:35 AM |
| Dubbs360 | $100.00 | 5/17/2011 10:17:45 AM |
| rmpedi33 | $50.00 | 5/17/2011 11:30:39 AM |
| kind-magnificent-bid | $100.00 | 5/17/2011 5:43:41 PM |
| benjamins-utopia | $50.00 | 5/18/2011 6:28:43 PM |
| maldok1 | $25.00 | 5/18/2011 6:36:01 PM |
| tech310 | $50.00 | 5/19/2011 1:37:57 AM |
| b1geasy | $25.00 | 5/19/2011 2:53:42 AM |
| octoberfresh | $25.00 | 5/19/2011 12:13:43 PM |
| designer_10 | $25.00 | 5/19/2011 12:36:26 PM |
| C_Mark | $100.00 | 5/19/2011 1:00:11 PM |
| PaulW | $25.00 | 5/19/2011 1:14:43 PM |
| euro-deployment | $25.00 | 5/19/2011 1:19:39 PM |
| toronado | $50.00 | 5/19/2011 1:17:30 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:40:56 PM |
| value-pouch | $25.00 | 5/19/2011 2:21:37 PM |
| greenkid | $100.00 | 5/19/2011 2:32:49 PM |
| novice-speculator | $25.00 | 5/19/2011 3:50:11 PM |
| availableloan | $25.00 | 5/19/2011 3:11:23 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:22:24 PM |
| sensational-dollar | $25.00 | 5/19/2011 4:49:20 PM |
| currency-persimmon | $25.00 | 5/19/2011 3:53:01 PM |
| market-aficionado3 | $30.00 | 5/19/2011 5:16:51 PM |
| jdwillcox | $200.00 | 5/19/2011 5:40:25 PM |
| agreement-guild | $100.00 | 5/19/2011 5:41:01 PM |
| auction-turbine4 | $25.00 | 5/19/2011 6:17:31 PM |
| beachfunder | $39.92 | 5/19/2011 6:32:43 PM |
| nimble-openness1 | $176.09 | 5/19/2011 7:43:38 PM |
| betaoption | $25.00 | 5/19/2011 7:21:27 PM |
| brightest-dynamic-peace | $50.00 | 5/19/2011 7:25:21 PM |
| callmebryan | $25.00 | 5/19/2011 8:15:09 PM |
| vishal29 | $50.00 | 5/19/2011 11:19:14 PM |
| loney_mender | $25.00 | 5/20/2011 5:36:25 AM |
| enthralling-deal180 | $50.00 | 5/20/2011 8:01:44 AM |
| Cypher041 | $25.00 | 5/20/2011 8:02:29 AM |
| reward-walnut | $50.00 | 5/20/2011 8:53:07 AM |
| Nerdster1 | $25.11 | 5/20/2011 9:25:57 AM |
| jazzlender | $25.00 | 5/20/2011 9:55:03 AM |
| equallender | $50.00 | 5/20/2011 10:04:07 AM |
| coin-popcorn | $50.00 | 5/20/2011 10:34:00 AM |
| tolerant-dinero2 | $25.00 | 5/20/2011 10:31:49 AM |
| Palacios | $200.00 | 5/20/2011 11:12:42 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:11 AM |
| cozy-gain023 | $200.00 | 5/20/2011 11:23:54 AM |
| Rider | $60.00 | 5/20/2011 11:34:01 AM |
| kmwvma | $25.00 | 5/20/2011 1:59:52 PM |
| taal1 | $50.00 | 5/20/2011 12:16:41 PM |
| loan-oasis4 | $58.00 | 5/20/2011 2:14:40 PM |
| 420limo | $50.00 | 5/20/2011 3:01:37 PM |
| Zuzu | $50.00 | 5/20/2011 5:11:27 PM |
| intelligent-treasure075 | $28.00 | 5/20/2011 5:38:51 PM |
| radforj22 | $25.00 | 5/20/2011 5:49:52 PM |
| blue-nourishing-principal | $100.00 | 5/20/2011 5:45:00 PM |
| adventurous-commerce | $25.00 | 5/20/2011 8:02:39 PM |
| Nicedad72 | $25.36 | 5/20/2011 8:23:44 PM |
| deal-scientist5 | $50.00 | 5/20/2011 7:04:06 PM |
| peso-mate | $50.00 | 5/20/2011 7:28:03 PM |
| penny-finder | $39.94 | 5/21/2011 2:31:28 AM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:57 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:25 PM |
| gjm6d | $25.00 | 5/21/2011 9:03:07 AM |
| starry2001 | $25.00 | 5/21/2011 8:10:39 AM |
| bill-appraiser7 | $25.00 | 5/21/2011 9:54:22 AM |
| gunderstone | $50.00 | 5/21/2011 9:56:30 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:45 AM |
| bmbanzai | $25.00 | 5/21/2011 9:13:03 AM |
| boltzmann | $25.00 | 5/21/2011 9:17:48 AM |
| cgoca | $25.00 | 5/21/2011 10:00:26 AM |
| runbix7 | $25.00 | 5/21/2011 10:39:49 AM |
| Leopoldine | $25.00 | 5/21/2011 11:13:56 AM |
| elasermd | $50.00 | 5/21/2011 11:27:58 AM |
| beaker | $25.00 | 5/21/2011 12:25:11 PM |
| Socorro_Capital_Partners | $25.00 | 5/21/2011 12:27:15 PM |
| economy-popcorn | $25.00 | 5/21/2011 12:37:20 PM |
| dogdog | $50.00 | 5/21/2011 12:18:56 PM |
| payout-reaction740 | $25.00 | 5/21/2011 1:52:55 PM |
| jpblan11 | $25.00 | 5/21/2011 3:17:40 PM |
| capital-blueberry | $25.00 | 5/21/2011 7:13:29 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:33 PM |
| BxRealtor | $25.00 | 5/21/2011 8:07:52 PM |
| micloans | $25.00 | 5/22/2011 4:14:37 AM |
| wise-rupee-sanctuary | $50.00 | 5/22/2011 12:25:14 PM |
| shred123 | $25.00 | 5/22/2011 12:32:35 PM |
| Katburg | $50.00 | 5/22/2011 12:25:24 PM |
| conqueror359 | $25.00 | 5/22/2011 8:03:36 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:07 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:00 PM |
| uberrific | $50.00 | 5/23/2011 9:35:30 AM |
| wayman | $50.00 | 5/23/2011 9:44:13 AM |
| InvestorPartners | $25.00 | 5/23/2011 9:57:13 AM |
| commanding-income774 | $25.00 | 5/23/2011 10:12:06 AM |
| infomas | $62.92 | 5/23/2011 10:38:50 AM |
| 108lender | $200.00 | 5/23/2011 10:54:18 AM |
| inspired-duty5 | $125.00 | 5/23/2011 11:01:23 AM |
| dougm | $50.00 | 5/23/2011 10:37:42 AM |
| revenue-appraiser | $25.00 | 5/23/2011 10:45:30 AM |
| Comoparklender | $100.00 | 5/23/2011 11:09:31 AM |
| rutzebach | $150.00 | 5/23/2011 12:34:14 PM |
| encore02 | $100.00 | 5/23/2011 12:42:10 PM |
| BaxterEvil | $25.00 | 5/23/2011 3:03:06 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:50:58 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:31 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:34 PM |
| 1stBankAndHal | $25.05 | 5/23/2011 4:08:03 PM |
| Auditman | $50.00 | 5/23/2011 5:47:53 PM |
| schmegs | $25.00 | 5/23/2011 5:57:09 PM |
| excellent-nickel | $32.68 | 5/23/2011 5:58:03 PM |
| chlebie | $50.00 | 5/23/2011 6:05:22 PM |
| modemco | $50.00 | 5/23/2011 6:06:43 PM |
| damanq | $25.00 | 5/23/2011 6:06:55 PM |
| Isotope | $25.00 | 5/23/2011 6:11:33 PM |
| GradStudent34 | $25.00 | 5/23/2011 5:48:45 PM |
| dojo2 | $25.00 | 5/23/2011 6:20:18 PM |
| mangas | $50.00 | 5/23/2011 6:22:44 PM |
| skuba | $50.00 | 5/23/2011 6:23:25 PM |
| ualf | $50.00 | 5/23/2011 6:25:28 PM |
| wise-extraordinary-loot | $50.00 | 5/23/2011 6:28:00 PM |
| platinum-dojo | $25.00 | 5/23/2011 6:29:27 PM |
| TheGrayFox | $50.00 | 5/23/2011 6:29:54 PM |
| johannesfactotum | $30.00 | 5/23/2011 6:32:51 PM |
| Reinadog9 | $25.00 | 5/23/2011 6:05:07 PM |
| 9boag | $25.00 | 5/23/2011 6:06:32 PM |
| steely_dan34 | $25.00 | 5/23/2011 6:20:02 PM |
| lowrate | $50.00 | 5/23/2011 6:23:02 PM |
| tremendous-payment | $25.00 | 5/23/2011 6:24:52 PM |
| Rockymtnhi | $50.00 | 5/23/2011 6:27:04 PM |
| Hanalei712 | $50.00 | 5/23/2011 6:30:23 PM |
| steve33569 | $25.00 | 5/23/2011 6:30:52 PM |
| jamiee73 | $25.00 | 5/23/2011 6:31:38 PM |
| commitment-farm | $25.00 | 5/23/2011 6:05:31 PM |
| scottssm | $40.00 | 5/23/2011 6:05:47 PM |
| ramsbladder | $25.00 | 5/23/2011 6:21:23 PM |
| doncm | $50.00 | 5/23/2011 6:23:16 PM |
| roman2008 | $25.00 | 5/23/2011 6:26:44 PM |
| whiteasianrose | $25.00 | 5/23/2011 6:30:02 PM |
| orgy63 | $50.00 | 5/23/2011 6:32:59 PM |
| svandgts | $57.12 | 5/10/2011 9:05:13 AM |
| Oak-Parker | $40.00 | 5/10/2011 9:04:05 AM |
| NiceNate | $100.00 | 5/10/2011 9:09:02 AM |
| qsolo | $200.00 | 5/10/2011 9:09:53 AM |
| indomitable-coin | $25.00 | 5/10/2011 9:10:05 AM |
| Kennfusion | $50.00 | 5/10/2011 9:04:51 AM |
| reflective-rupee | $25.00 | 5/10/2011 12:01:29 PM |
| SolarMoonshine | $25.00 | 5/10/2011 3:55:21 PM |
| rescue | $100.00 | 5/10/2011 6:57:04 PM |
| inforapenny | $29.53 | 5/11/2011 1:35:44 AM |
| Dollars4Rent | $25.00 | 5/11/2011 10:40:47 AM |
| Jinja | $60.95 | 5/12/2011 1:09:35 AM |
| bonus-demon | $25.00 | 5/12/2011 12:49:25 PM |
| arenangelchild | $50.00 | 5/12/2011 3:15:48 PM |
| beachfunder | $35.99 | 5/13/2011 1:14:29 AM |
| Peterman | $25.00 | 5/16/2011 9:24:50 AM |
| natural-return0 | $350.00 | 5/17/2011 12:31:07 AM |
| seabass123 | $50.00 | 5/17/2011 8:14:10 AM |
| mrstender | $25.00 | 5/17/2011 11:45:37 AM |
| reflective-rupee | $75.00 | 5/17/2011 11:50:06 PM |
| FigTree | $50.00 | 5/18/2011 12:48:26 PM |
| lasalsa03 | $25.00 | 5/18/2011 2:32:29 PM |
| math1973 | $50.00 | 5/18/2011 6:26:13 PM |
| AFairDeal | $50.00 | 5/18/2011 6:30:40 PM |
| Cai8899 | $30.00 | 5/19/2011 10:27:55 AM |
| damage | $25.00 | 5/19/2011 11:02:05 AM |
| debt-legend | $25.00 | 5/19/2011 11:41:10 AM |
| RedantFinance | $25.00 | 5/19/2011 11:56:35 AM |
| toomanyfishtanks | $25.00 | 5/19/2011 1:03:15 PM |
| j2ee | $25.00 | 5/19/2011 12:58:49 PM |
| soheagle | $25.00 | 5/19/2011 1:05:30 PM |
| intlargonaut | $53.84 | 5/19/2011 1:10:46 PM |
| ams294 | $75.00 | 5/19/2011 1:43:19 PM |
| CreditBuilder2 | $50.00 | 5/19/2011 2:08:28 PM |
| Bank42 | $25.00 | 5/19/2011 2:38:23 PM |
| w8291 | $25.00 | 5/19/2011 4:04:23 PM |
| SolarMoonshine | $100.00 | 5/19/2011 3:45:02 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:20:59 PM |
| benefit-trident | $25.00 | 5/19/2011 4:34:22 PM |
| friendinmoney | $25.00 | 5/19/2011 4:52:20 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:20:32 PM |
| w3alter | $50.00 | 5/19/2011 5:40:02 PM |
| Kaj | $50.00 | 5/19/2011 6:04:00 PM |
| convergentthinker | $25.00 | 5/19/2011 6:45:34 PM |
| setUup | $38.40 | 5/19/2011 6:58:16 PM |
| Vegas777 | $25.00 | 5/19/2011 7:12:32 PM |
| competent-p2p | $45.00 | 5/19/2011 7:58:50 PM |
| momentous-coin | $78.83 | 5/19/2011 11:46:58 PM |
| Lender0010 | $50.00 | 5/19/2011 9:04:07 PM |
| sappy02 | $50.00 | 5/20/2011 5:36:43 AM |
| astute-fairness0 | $25.00 | 5/20/2011 5:30:29 AM |
| investment-artist | $25.00 | 5/20/2011 7:17:37 AM |
| DPH | $25.00 | 5/20/2011 8:32:49 AM |
| djs81 | $75.00 | 5/20/2011 9:17:05 AM |
| objective-investor | $250.00 | 5/20/2011 11:24:48 AM |
| american6 | $100.00 | 5/20/2011 10:37:51 AM |
| nickel-cocktail | $100.00 | 5/20/2011 11:04:21 AM |
| bonus-quark4 | $26.49 | 5/20/2011 11:48:57 AM |
| sfmf | $25.00 | 5/20/2011 1:38:30 PM |
| kublai | $25.00 | 5/20/2011 12:11:29 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:19 PM |
| beachfunder | $25.00 | 5/20/2011 1:19:37 PM |
| novice-speculator | $25.00 | 5/20/2011 2:49:43 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:29:50 PM |
| g314 | $25.00 | 5/20/2011 5:37:29 PM |
| platinum-exec1 | $200.00 | 5/20/2011 7:27:26 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 8:02:04 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:12 AM |
| happydayloans10 | $32.39 | 5/21/2011 4:25:34 AM |
| red-favorable-basis | $25.00 | 5/21/2011 5:58:57 AM |
| ReddInc | $200.00 | 5/21/2011 5:43:24 AM |
| jcw3rd | $25.00 | 5/21/2011 6:34:56 AM |
| heerzaquestion | $100.00 | 5/21/2011 7:28:24 AM |
| gothampark | $25.00 | 5/21/2011 7:59:15 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:20 AM |
| market-network | $30.00 | 5/21/2011 8:48:39 AM |
| Moots | $25.00 | 5/21/2011 8:30:29 AM |
| jrhinomo | $75.00 | 5/21/2011 9:18:21 AM |
| DreDub | $50.00 | 5/21/2011 11:16:28 AM |
| first-upright-payout | $25.00 | 5/21/2011 11:29:16 AM |
| don8ter | $25.00 | 5/21/2011 11:33:11 AM |
| nswfool | $100.00 | 5/21/2011 12:19:10 PM |
| tutnyce | $168.53 | 5/21/2011 12:18:13 PM |
| new-return-faire | $100.00 | 5/21/2011 12:40:28 PM |
| woohoo | $25.00 | 5/21/2011 12:49:48 PM |
| foldingbenny2 | $100.00 | 5/21/2011 2:18:09 PM |
| helpishere777 | $50.00 | 5/21/2011 1:46:09 PM |
| Freedomforme16 | $31.56 | 5/21/2011 1:17:10 PM |
| piano55 | $25.00 | 5/21/2011 1:22:53 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:11 PM |
| supersarah61 | $25.00 | 5/21/2011 3:14:25 PM |
| anti-wall-st | $160.00 | 5/21/2011 3:19:21 PM |
| AFairDeal | $25.00 | 5/21/2011 5:31:13 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:17:38 PM |
| intrepid-loot | $37.14 | 5/21/2011 5:44:03 PM |
| CaliforniaSun | $25.00 | 5/21/2011 5:21:15 PM |
| upbeat-investment9 | $36.44 | 5/21/2011 6:53:11 PM |
| MrEville | $25.00 | 5/21/2011 7:36:34 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:09:11 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:29:21 PM |
| compassion-6070 | $26.36 | 5/22/2011 1:16:43 AM |
| ijspence | $25.00 | 5/22/2011 12:25:55 PM |
| r48 | $25.00 | 5/22/2011 1:18:20 PM |
| lucrative-durability | $25.00 | 5/22/2011 3:32:38 PM |
| cash-tent | $35.00 | 5/22/2011 8:56:09 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:06 PM |
| donicurioso | $50.00 | 5/23/2011 9:43:20 AM |
| genius520 | $50.00 | 5/23/2011 9:41:31 AM |
| gracej | $25.00 | 5/23/2011 9:50:24 AM |
| wwwUniversal | $25.00 | 5/23/2011 9:48:53 AM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:38 AM |
| LightTheWay | $183.38 | 5/23/2011 11:47:50 AM |
| Crisscross | $25.00 | 5/23/2011 11:06:19 AM |
| Travis247 | $50.00 | 5/23/2011 11:43:11 AM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:02 PM |
| power-bluebird2 | $25.00 | 5/23/2011 5:04:54 PM |
| tbati | $50.00 | 5/23/2011 5:54:57 PM |
| luckyldy | $50.00 | 5/23/2011 6:05:02 PM |
| ctgscott | $25.00 | 5/23/2011 6:06:24 PM |
| Shelby2082 | $25.00 | 5/23/2011 6:07:19 PM |
| p2p-paradise | $50.00 | 5/23/2011 6:19:23 PM |
| listing-trapper3 | $50.00 | 5/23/2011 6:22:35 PM |
| MyPFBlog | $25.00 | 5/23/2011 6:23:50 PM |
| help4u | $50.00 | 5/23/2011 6:30:07 PM |
| KVEER | $25.00 | 5/23/2011 6:32:45 PM |
| andyb9 | $50.00 | 5/23/2011 6:33:44 PM |
| MCKT76210 | $25.00 | 5/23/2011 6:04:33 PM |
| bobby4u3 | $25.00 | 5/23/2011 6:04:56 PM |
| drlevvis | $25.00 | 5/23/2011 6:05:26 PM |
| astute-benjamins | $25.00 | 5/23/2011 5:24:51 PM |
| wampum-optimization | $50.00 | 5/23/2011 5:48:36 PM |
| LoanBrkr | $50.00 | 5/23/2011 5:52:02 PM |
| payout-carnival | $25.00 | 5/23/2011 6:26:05 PM |
| DadWarbucks | $60.00 | 5/23/2011 6:27:12 PM |
| zhiguli | $25.00 | 5/23/2011 5:57:39 PM |
| worldly-community3 | $50.00 | 5/23/2011 6:03:13 PM |
| SafeSaxa | $30.00 | 5/23/2011 6:04:20 PM |
| ticketman2 | $25.00 | 5/23/2011 6:05:15 PM |
| wise-cash-keeper | $25.00 | 5/23/2011 6:33:18 PM |
| 1750 | $50.00 | 5/23/2011 6:05:38 PM |
| Ocean713 | $50.00 | 5/23/2011 6:33:38 PM |
| worker943 | $50.00 | 5/23/2011 6:06:17 PM |
| Marfloogan | $25.00 | 5/23/2011 6:21:06 PM |
| lostontheedge | $25.00 | 5/23/2011 6:24:13 PM |
| MicroLender357 | $50.00 | 5/23/2011 6:30:32 PM |
| sophisticated-deal0 | $200.00 | 5/23/2011 6:33:05 PM |
| bailey1223 | $25.00 | 5/23/2011 6:33:26 PM |
| 299 Investments
|
Borrower Payment Dependent Notes Series
505998
This series of Notes was issued and sold upon the funding of the borrower loan #49725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,148.44 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $213.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,654 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clearlysaid |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Appliances/Furniture
Purpose of loan:
This loan will be used to purchase a new bed (basic bed frame, bedding, mattress and box springs), pretty much every kitchen appliance (excluding microwave), washer, and dryer.
My financial situation:
I am a good candidate for this loan because the payments are well within my budget, I never miss a payment and I'm never late for payments. I am very on top of my finances; I just don't have the time to wait, save this money and pay for the items outright, unfortunately. A loan is the way for me to go!
Monthly net income: $1,917.00
Housing: $795.00 (This is split so it's really $397.50 but if the other party lost their job and couldn't pay their half I would have to pay it so I keep that in mind when I budget)
Insurance: $70.00
Car expenses: $50.00 max gas
Utilities: $70.00
Phone, cable, internet: $145.00 phone (I pay my mom and grandpa's phone bills, also), $60.00 cable/internet
Credit cards: $105.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NiceNate | $100.00 | 5/9/2011 5:07:38 PM |
| qsolo | $200.00 | 5/9/2011 5:08:40 PM |
| intelligent-yield | $25.00 | 5/9/2011 5:05:39 PM |
| Tradesmanlender | $35.00 | 5/9/2011 5:07:19 PM |
| organized-payment6 | $50.00 | 5/9/2011 5:07:58 PM |
| Interloper | $27.00 | 5/9/2011 5:49:24 PM |
| Pickmar | $25.00 | 5/10/2011 10:40:27 AM |
| pioneer580 | $61.64 | 5/12/2011 6:18:14 AM |
| RuleOf70 | $30.00 | 5/12/2011 11:07:34 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:36 AM |
| kind-magnificent-bid | $100.00 | 5/16/2011 8:14:03 PM |
| benjamins-utopia | $50.00 | 5/17/2011 5:44:06 PM |
| maldok1 | $25.00 | 5/18/2011 2:07:24 PM |
| Cai8899 | $30.00 | 5/18/2011 5:54:43 PM |
| math1973 | $50.00 | 5/18/2011 6:26:09 PM |
| openness-antioxidant | $100.00 | 5/19/2011 9:33:25 AM |
| indomitable-coin | $25.00 | 5/19/2011 10:09:53 AM |
| agreement-guild | $100.00 | 5/19/2011 10:28:14 AM |
| enthralling-deal180 | $50.00 | 5/19/2011 11:04:29 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:26:02 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:09 AM |
| radforj22 | $25.00 | 5/20/2011 10:37:48 AM |
| taltman | $25.00 | 5/20/2011 11:33:42 AM |
| wise-rupee-sanctuary | $45.18 | 5/20/2011 5:40:40 PM |
| Veggie_Monkey | $25.00 | 5/20/2011 5:36:52 PM |
| wayman | $50.00 | 5/20/2011 5:45:07 PM |
| donicurioso | $50.00 | 5/20/2011 5:38:57 PM |
| Katburg | $50.00 | 5/20/2011 5:44:45 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:23 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 7:36:57 PM |
| RandyL3 | $25.00 | 5/21/2011 4:14:18 AM |
| first-upright-payout | $25.00 | 5/21/2011 10:11:16 AM |
| don8ter | $25.00 | 5/21/2011 10:16:19 AM |
| wwwUniversal | $25.00 | 5/21/2011 11:20:41 AM |
| BaxterEvil | $25.00 | 5/21/2011 11:25:23 AM |
| mobius_titan | $25.00 | 5/21/2011 11:48:06 AM |
| genius520 | $50.00 | 5/21/2011 12:40:18 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:09 PM |
| gogrannygo | $25.00 | 5/21/2011 8:41:20 PM |
| meenan | $25.00 | 5/22/2011 12:26:44 PM |
| Kame | $25.00 | 5/22/2011 12:33:31 PM |
| astute-benjamins | $25.00 | 5/22/2011 1:40:55 PM |
| RyanTH9893 | $25.00 | 5/22/2011 6:19:55 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:05 PM |
| iolaire | $25.00 | 5/23/2011 6:23:35 AM |
| santhana | $30.13 | 5/23/2011 12:33:45 AM |
| InvestorPartners | $25.00 | 5/23/2011 5:18:16 AM |
| IIP77 | $25.00 | 5/23/2011 9:39:59 AM |
| Nerdster1 | $25.11 | 5/23/2011 9:19:05 AM |
| williemc44 | $25.00 | 5/23/2011 9:46:43 AM |
| chicco | $100.00 | 5/23/2011 9:48:08 AM |
| payout-motivator0 | $75.00 | 5/23/2011 9:50:04 AM |
| systemlender | $50.00 | 5/23/2011 9:50:26 AM |
| stanbalwight4 | $25.00 | 5/23/2011 9:51:36 AM |
| helpishere777 | $50.00 | 5/23/2011 9:51:49 AM |
| careful-note | $100.00 | 5/23/2011 9:40:25 AM |
| Railbird | $25.00 | 5/23/2011 9:48:26 AM |
| superb-funds335 | $25.00 | 5/23/2011 9:49:55 AM |
| commanding-income774 | $25.00 | 5/23/2011 10:12:04 AM |
| the-enthralling-coin | $25.00 | 5/23/2011 9:57:19 AM |
| ghinga | $25.00 | 5/23/2011 11:04:43 AM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:27 PM |
| Mariner3605 | $25.00 | 5/23/2011 1:26:42 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:50:54 PM |
| BuffetRocks | $100.00 | 5/23/2011 3:07:03 PM |
| gilbrear | $25.00 | 5/23/2011 3:37:03 PM |
| Gibbyland | $100.00 | 5/9/2011 5:06:19 PM |
| availableloan | $25.00 | 5/9/2011 5:08:31 PM |
| MarvintheMartian | $25.00 | 5/10/2011 6:11:33 AM |
| cgoca | $25.00 | 5/10/2011 7:54:28 AM |
| rescue | $100.00 | 5/10/2011 6:57:00 PM |
| bonus-demon | $25.00 | 5/12/2011 7:51:28 AM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:48 PM |
| kulender | $50.00 | 5/14/2011 9:21:48 AM |
| myworld701 | $25.00 | 5/14/2011 4:35:44 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:06 AM |
| FigTree | $50.00 | 5/17/2011 5:43:50 PM |
| OzGuy609 | $25.00 | 5/18/2011 11:32:42 PM |
| tech310 | $50.00 | 5/19/2011 1:37:49 AM |
| Firescreek | $25.00 | 5/19/2011 6:51:19 AM |
| w3alter | $50.00 | 5/19/2011 11:01:48 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:48 PM |
| betaoption | $25.00 | 5/19/2011 7:21:26 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:41 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:15 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:49:02 AM |
| friendinmoney | $25.65 | 5/20/2011 8:27:32 AM |
| blue-nourishing-principal | $100.00 | 5/20/2011 9:28:06 AM |
| american6 | $100.00 | 5/20/2011 9:28:17 AM |
| the-silver-blaster | $50.00 | 5/20/2011 11:40:19 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:17 PM |
| ijspence | $25.00 | 5/20/2011 5:50:16 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:06 AM |
| Sol_Invictus | $25.00 | 5/21/2011 5:16:07 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:17 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:42 AM |
| market-network | $25.00 | 5/21/2011 8:50:53 AM |
| loyalist1 | $300.00 | 5/21/2011 10:03:38 AM |
| BxRealtor | $25.00 | 5/21/2011 11:12:42 AM |
| gracej | $25.00 | 5/21/2011 11:32:40 AM |
| shred123 | $25.00 | 5/21/2011 1:04:31 PM |
| velocity-javelin8 | $150.00 | 5/21/2011 1:56:43 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:55:44 PM |
| oldman68 | $25.00 | 5/21/2011 7:48:18 PM |
| thorough-exchange4 | $50.00 | 5/22/2011 12:26:10 PM |
| cash-tent | $30.00 | 5/22/2011 8:58:54 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:03 PM |
| loot-heart | $50.00 | 5/22/2011 10:27:57 PM |
| Cheburashka | $25.00 | 5/23/2011 9:38:58 AM |
| cosmof16 | $25.00 | 5/23/2011 9:39:53 AM |
| mcelhatt | $25.00 | 5/23/2011 9:43:18 AM |
| intuitive-integrity9 | $50.00 | 5/23/2011 9:43:48 AM |
| sappy02 | $25.00 | 5/23/2011 9:44:45 AM |
| rate-caravan7 | $50.00 | 5/23/2011 9:45:03 AM |
| Pennywize | $50.00 | 5/23/2011 9:44:33 AM |
| DrewBDoo | $50.00 | 5/23/2011 9:44:41 AM |
| tampa_cmc | $50.00 | 5/23/2011 9:46:46 AM |
| toblerone | $50.00 | 5/23/2011 9:49:44 AM |
| boater01 | $50.00 | 5/23/2011 9:50:01 AM |
| branaa99 | $25.00 | 5/23/2011 10:01:39 AM |
| mjjjrj | $25.00 | 5/23/2011 9:43:14 AM |
| Eagledrop | $25.00 | 5/23/2011 9:54:23 AM |
| nestegg4e | $25.00 | 5/23/2011 9:54:26 AM |
| lostontheedge | $25.00 | 5/23/2011 9:46:09 AM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:34 AM |
| VaVMer | $30.00 | 5/23/2011 1:14:10 PM |
| p40thawk | $50.00 | 5/23/2011 11:10:30 AM |
| credit-investor5 | $50.00 | 5/23/2011 3:03:21 PM |
| myduck | $60.00 | 5/23/2011 4:04:19 PM |
| miamibeachloaner | $50.00 | 5/23/2011 3:07:05 PM |
| vigilance-revolutionary | $50.00 | 5/23/2011 3:07:39 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:59 PM |
| Iza13 | $43.73 | 5/23/2011 4:52:31 PM |
| la_tim | $50.00 | 5/23/2011 3:35:31 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
506032
This series of Notes was issued and sold upon the funding of the borrower loan #49769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $207.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,000 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-scholarly-p2ploan |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free! Debt Consolidation
Purpose of loan:
This loan will be used to pay off high-rate credit card balances in order to become debt free as soon as possible.
My financial situation:
I am a good candidate for this loan because I am 100% committed to becoming debt-free within the next 2-3 years. I have accumulated a larger outstanding credit card balance due to being laid off twice within the last four years due to economic conditions. I now have a new position with a stable Fortune 500 company and am committing a large percentage of my income to paying off all my debt.
Monthly net income: $ 2300
Monthly expenses: $ 1940
Housing: $500
Insurance: $50
Car expenses: $160
Utilities: $ 150
Phone, cable, internet: $30
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $ 650 includes student loans
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 9:08:51 AM |
| qsolo | $200.00 | 5/10/2011 9:09:59 AM |
| serene-capital | $25.00 | 5/10/2011 10:07:15 AM |
| reinforced-funds4 | $25.00 | 5/10/2011 3:34:19 PM |
| rescue | $100.00 | 5/10/2011 6:57:06 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:49 PM |
| math1973 | $50.00 | 5/18/2011 6:26:16 PM |
| tech310 | $50.00 | 5/19/2011 1:37:59 AM |
| Cai8899 | $30.00 | 5/19/2011 10:27:57 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:46 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:16 AM |
| agreement-guild | $100.00 | 5/20/2011 8:01:49 AM |
| enthralling-deal180 | $50.00 | 5/20/2011 9:28:21 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:20 PM |
| Cronos | $200.00 | 5/21/2011 12:51:42 AM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:26 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:15 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:46 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:07:56 AM |
| first-upright-payout | $25.00 | 5/21/2011 11:29:18 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:12 PM |
| BxRealtor | $25.00 | 5/21/2011 8:07:52 PM |
| woohoo | $25.00 | 5/22/2011 7:33:03 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:08 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:02 PM |
| BaxterEvil | $25.00 | 5/23/2011 9:51:16 AM |
| shred123 | $25.00 | 5/23/2011 9:51:44 AM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:32 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:03 PM |
| DrStaff | $30.00 | 5/23/2011 6:35:01 PM |
| janus_god | $25.00 | 5/23/2011 6:35:59 PM |
| Savings_EQ_Dignity | $39.85 | 5/23/2011 6:37:55 PM |
| wwwUniversal | $25.00 | 5/23/2011 6:40:21 PM |
| ash135 | $25.00 | 5/23/2011 6:41:05 PM |
| yennib | $50.00 | 5/23/2011 6:41:38 PM |
| astute-benjamins | $25.00 | 5/23/2011 5:25:17 PM |
| williemc44 | $25.00 | 5/23/2011 6:44:52 PM |
| Ragnar | $50.00 | 5/23/2011 6:46:47 PM |
| pseudokris | $25.00 | 5/23/2011 6:47:03 PM |
| jt88 | $50.00 | 5/23/2011 6:48:18 PM |
| niceville80 | $50.00 | 5/23/2011 6:48:41 PM |
| zippy-ore3 | $50.00 | 5/23/2011 6:53:26 PM |
| theyfixedtheglitch | $50.00 | 5/23/2011 6:26:37 PM |
| DadWarbucks | $50.00 | 5/23/2011 6:27:14 PM |
| sappy02 | $25.00 | 5/23/2011 6:32:40 PM |
| Zolton | $100.00 | 5/23/2011 6:34:21 PM |
| sci_guy | $25.00 | 5/23/2011 6:45:25 PM |
| brilliant-leverage4 | $50.00 | 5/23/2011 6:45:42 PM |
| bigphish | $50.00 | 5/23/2011 6:47:09 PM |
| sympathetic-asset | $50.00 | 5/23/2011 6:48:48 PM |
| invincible-dough | $50.00 | 5/23/2011 6:49:03 PM |
| TeamAmerica | $25.00 | 5/23/2011 6:31:44 PM |
| ttnk62918 | $25.00 | 5/23/2011 6:52:37 PM |
| beaker | $25.00 | 5/23/2011 6:54:46 PM |
| museic1 | $50.00 | 5/23/2011 6:37:40 PM |
| green-tree-shake | $52.60 | 5/23/2011 6:38:01 PM |
| shawndw | $35.00 | 5/23/2011 6:58:21 PM |
| jjb3 | $25.00 | 5/23/2011 6:39:59 PM |
| rmachi | $25.00 | 5/23/2011 6:41:21 PM |
| EvalCrux | $25.00 | 5/23/2011 6:45:03 PM |
| RetiredATC | $50.00 | 5/23/2011 6:45:56 PM |
| investment-tempo | $34.98 | 5/23/2011 6:53:03 PM |
| green-moola-platoon | $28.26 | 5/23/2011 6:54:00 PM |
| availableloan | $25.00 | 5/10/2011 9:09:47 AM |
| organized-payment6 | $50.00 | 5/10/2011 9:09:16 AM |
| designer_10 | $25.00 | 5/10/2011 9:19:04 AM |
| NiceNate | $100.00 | 5/10/2011 9:09:05 AM |
| Gibbyland | $100.00 | 5/10/2011 3:34:26 PM |
| Interloper | $30.00 | 5/10/2011 5:37:25 PM |
| bonus-demon | $25.00 | 5/12/2011 5:31:20 PM |
| SB94114 | $25.00 | 5/13/2011 9:09:46 AM |
| kulender | $50.00 | 5/14/2011 9:21:57 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:53 AM |
| cash4less | $25.00 | 5/16/2011 5:43:24 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:07 AM |
| kind-magnificent-bid | $100.00 | 5/17/2011 5:43:43 PM |
| FigTree | $50.00 | 5/18/2011 6:28:30 PM |
| benjamins-utopia | $50.00 | 5/18/2011 6:28:45 PM |
| maldok1 | $25.00 | 5/18/2011 6:36:02 PM |
| openness-antioxidant | $100.00 | 5/19/2011 9:28:56 AM |
| respectful-integrity3 | $25.00 | 5/19/2011 6:19:16 PM |
| betaoption | $25.00 | 5/19/2011 7:21:28 PM |
| economy-beast | $25.00 | 5/19/2011 8:46:32 PM |
| indomitable-coin | $25.00 | 5/20/2011 5:39:55 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:49:06 AM |
| w3alter | $50.00 | 5/20/2011 8:01:30 AM |
| Cypher041 | $25.00 | 5/20/2011 9:29:31 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:13 AM |
| taltman | $25.00 | 5/20/2011 12:00:37 PM |
| radforj22 | $25.00 | 5/20/2011 5:49:53 PM |
| blue-nourishing-principal | $100.00 | 5/20/2011 5:45:01 PM |
| american6 | $100.00 | 5/20/2011 5:50:00 PM |
| the-silver-blaster | $50.00 | 5/20/2011 5:50:46 PM |
| market-network | $25.00 | 5/21/2011 8:45:22 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:21 AM |
| don8ter | $25.00 | 5/21/2011 11:33:12 AM |
| myduck | $60.00 | 5/21/2011 5:03:23 PM |
| Veggie_Monkey | $25.00 | 5/22/2011 12:24:57 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:07 PM |
| oldman68 | $25.00 | 5/23/2011 5:37:21 AM |
| GElender | $25.00 | 5/23/2011 6:04:35 AM |
| Katburg | $50.00 | 5/23/2011 9:43:55 AM |
| ijspence | $25.00 | 5/23/2011 9:44:47 AM |
| genius520 | $50.00 | 5/23/2011 9:41:32 AM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:39 AM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:00 PM |
| gracej | $25.00 | 5/23/2011 3:07:21 PM |
| DrewBDoo | $50.00 | 5/23/2011 3:06:16 PM |
| jcjdingdong | $50.00 | 5/23/2011 6:19:37 PM |
| MasterKey | $25.00 | 5/23/2011 6:35:54 PM |
| bill-expert | $40.00 | 5/23/2011 5:13:36 PM |
| nhm | $25.00 | 5/23/2011 6:40:26 PM |
| bowerz | $25.00 | 5/23/2011 6:46:36 PM |
| flexible-value | $100.00 | 5/23/2011 6:48:03 PM |
| Pookie22 | $50.00 | 5/23/2011 6:48:30 PM |
| lagnisiruk | $25.00 | 5/23/2011 6:49:28 PM |
| BCD | $25.00 | 5/23/2011 5:48:18 PM |
| productive-principal7 | $25.00 | 5/23/2011 6:54:04 PM |
| value-den | $49.71 | 5/23/2011 5:57:01 PM |
| andyb9 | $32.96 | 5/23/2011 6:33:59 PM |
| lending_well | $25.00 | 5/23/2011 6:39:54 PM |
| saihu | $25.00 | 5/23/2011 6:41:50 PM |
| first-resplendent-revenue | $50.00 | 5/23/2011 6:45:32 PM |
| suk200 | $25.00 | 5/23/2011 6:46:02 PM |
| dedication-ninja7 | $25.00 | 5/23/2011 6:48:56 PM |
| the-enterprising-leverage | $50.00 | 5/23/2011 6:49:10 PM |
| damanq | $25.00 | 5/23/2011 6:34:12 PM |
| Ivan2007 | $25.00 | 5/23/2011 6:36:06 PM |
| wild_carrot | $25.00 | 5/23/2011 6:56:18 PM |
| RSV | $25.00 | 5/23/2011 6:36:28 PM |
| miket71 | $50.00 | 5/23/2011 6:36:43 PM |
| visionary-community | $25.00 | 5/23/2011 6:38:13 PM |
| note-sensation | $25.00 | 5/23/2011 6:45:16 PM |
| Cre8iveCash | $25.00 | 5/23/2011 6:46:55 PM |
| sunnyboy_7478 | $50.00 | 5/23/2011 6:48:08 PM |
| golden-bid9 | $25.00 | 5/23/2011 6:48:36 PM |
| discrete-basis1 | $50.00 | 5/23/2011 6:49:20 PM |
| RJN | $25.00 | 5/23/2011 6:49:38 PM |
| Sixmil | $100.00 | 5/23/2011 6:55:03 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
506058
This series of Notes was issued and sold upon the funding of the borrower loan #49775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $229.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.36% | | |
| |
Estimated return*:
| 8.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,864 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| joyful-ore6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughters Wedding
Purpose of loan:
To be used for daughter's wedding expenses
My financial situation:
I am employed and have been employed here for 13 years
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 9:08:55 AM |
| indomitable-coin | $25.00 | 5/10/2011 12:59:23 PM |
| JustMee | $25.00 | 5/10/2011 12:42:01 PM |
| vutah | $25.00 | 5/10/2011 4:59:48 PM |
| friendinmoney | $38.56 | 5/11/2011 8:27:25 AM |
| Interloper | $27.00 | 5/11/2011 12:00:46 PM |
| kulender | $50.00 | 5/14/2011 9:22:02 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:49:01 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:22 AM |
| spaceboy033 | $25.00 | 5/17/2011 11:19:12 AM |
| kind-magnificent-bid | $100.00 | 5/18/2011 9:58:08 AM |
| benjamins-utopia | $50.00 | 5/18/2011 6:28:47 PM |
| AFairDeal | $50.00 | 5/18/2011 6:30:41 PM |
| tech310 | $50.00 | 5/19/2011 1:38:05 AM |
| Cai8899 | $30.00 | 5/19/2011 5:40:57 PM |
| w3alter | $50.00 | 5/20/2011 10:11:35 AM |
| agreement-guild | $100.00 | 5/20/2011 10:12:01 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:17 AM |
| g314 | $25.00 | 5/20/2011 5:37:31 PM |
| Cypher041 | $25.00 | 5/20/2011 5:45:17 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:31 PM |
| rce1964 | $25.00 | 5/21/2011 3:58:52 AM |
| nad139 | $30.00 | 5/21/2011 5:03:31 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:14 PM |
| elasermd | $50.00 | 5/21/2011 12:42:24 PM |
| caring-hope2 | $50.00 | 5/21/2011 2:48:09 PM |
| BxRealtor | $25.00 | 5/21/2011 8:07:55 PM |
| blue-nourishing-principal | $100.00 | 5/22/2011 12:25:32 PM |
| deal-scientist5 | $25.00 | 5/22/2011 2:38:13 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:10 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:09 PM |
| uberrific | $50.00 | 5/23/2011 9:35:32 AM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:43 AM |
| don8ter | $25.00 | 5/23/2011 9:50:28 AM |
| myworld701 | $25.00 | 5/23/2011 3:01:25 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:05 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:36 PM |
| petangerie | $35.12 | 5/23/2011 4:19:01 PM |
| astute-benjamins | $25.00 | 5/23/2011 5:25:33 PM |
| Randyg08 | $40.00 | 5/23/2011 6:09:54 PM |
| mykeystoy | $25.00 | 5/23/2011 7:25:11 PM |
| beaker | $25.00 | 5/23/2011 6:54:54 PM |
| donicurioso | $50.00 | 5/23/2011 7:38:00 PM |
| SmokeyMirror | $50.00 | 5/23/2011 7:47:46 PM |
| rate-caravan7 | $50.00 | 5/23/2011 7:48:00 PM |
| LKN2RTR | $25.00 | 5/23/2011 7:51:40 PM |
| successful-wealth7 | $50.00 | 5/23/2011 7:52:51 PM |
| reinforced-investment4 | $25.00 | 5/23/2011 7:54:16 PM |
| ahansen | $25.00 | 5/23/2011 7:54:36 PM |
| divedude | $25.00 | 5/23/2011 7:58:56 PM |
| toblerone | $50.00 | 5/23/2011 7:59:30 PM |
| BaxterEvil | $25.00 | 5/23/2011 8:01:40 PM |
| credit-meteor7 | $50.00 | 5/23/2011 7:21:59 PM |
| iolaire | $25.00 | 5/23/2011 8:10:57 PM |
| careful-note | $100.00 | 5/23/2011 7:18:11 PM |
| wayman | $50.00 | 5/23/2011 7:43:13 PM |
| ijspence | $25.00 | 5/23/2011 7:47:08 PM |
| maschinenbau | $25.00 | 5/23/2011 7:47:56 PM |
| LaveenFinancial | $25.00 | 5/23/2011 7:48:40 PM |
| theaterguy | $25.00 | 5/23/2011 7:49:03 PM |
| CPAMAN | $25.00 | 5/23/2011 7:49:16 PM |
| tampa_cmc | $50.00 | 5/23/2011 7:51:25 PM |
| camaraderi-atmosphere | $50.00 | 5/23/2011 7:52:26 PM |
| tlp43 | $50.00 | 5/23/2011 7:53:09 PM |
| anwn | $50.00 | 5/23/2011 7:53:17 PM |
| dedication-elixir | $50.00 | 5/23/2011 7:53:51 PM |
| brazilofmux | $100.00 | 5/23/2011 7:56:24 PM |
| ErsatzMike | $50.00 | 5/23/2011 7:42:37 PM |
| AceInTheHole | $25.00 | 5/23/2011 8:37:13 PM |
| commerce-web5 | $25.00 | 5/23/2011 8:37:37 PM |
| orange-courageous-dedication | $50.00 | 5/23/2011 7:58:35 PM |
| msw_engr | $50.00 | 5/23/2011 8:39:58 PM |
| JTCorp | $25.00 | 5/23/2011 7:49:56 PM |
| orgy63 | $50.00 | 5/23/2011 7:50:52 PM |
| buddy486 | $25.00 | 5/23/2011 8:04:58 PM |
| wwwUniversal | $25.00 | 5/23/2011 7:58:04 PM |
| the-money-gargantuan | $25.00 | 5/23/2011 7:59:22 PM |
| ManhattanLender | $25.00 | 5/23/2011 8:10:02 PM |
| p40thawk | $50.00 | 5/23/2011 8:12:34 PM |
| mister_waffle | $25.00 | 5/23/2011 8:04:51 PM |
| Kame | $25.00 | 5/23/2011 8:06:13 PM |
| abasvram | $25.00 | 5/23/2011 8:06:31 PM |
| nestegg4e | $25.00 | 5/23/2011 8:07:08 PM |
| sensational-dinero6 | $50.00 | 5/23/2011 8:37:41 PM |
| Svigel | $54.39 | 5/23/2011 9:25:08 PM |
| DMCA | $25.00 | 5/23/2011 9:43:15 PM |
| mike279766 | $46.00 | 5/23/2011 9:43:52 PM |
| flymetothemoon | $50.00 | 5/23/2011 9:44:07 PM |
| slartibardfast | $25.00 | 5/23/2011 9:44:43 PM |
| Cbgator | $25.00 | 5/23/2011 9:44:51 PM |
| SanJoser | $25.00 | 5/23/2011 9:45:50 PM |
| firewomin | $25.00 | 5/23/2011 9:46:57 PM |
| FormulaTroll | $25.00 | 5/23/2011 9:47:36 PM |
| dime-smasher5 | $25.00 | 5/23/2011 9:48:02 PM |
| Mr_Marcus | $50.00 | 5/23/2011 8:34:41 PM |
| Auburnmist | $25.00 | 5/23/2011 8:37:06 PM |
| benjo | $50.00 | 5/23/2011 8:40:12 PM |
| superb-funds335 | $25.00 | 5/23/2011 8:41:31 PM |
| sign_here | $25.00 | 5/23/2011 9:42:46 PM |
| ILWTC | $50.00 | 5/23/2011 9:42:57 PM |
| GSV67 | $50.00 | 5/23/2011 9:43:18 PM |
| leprechaunman67 | $25.00 | 5/23/2011 9:43:32 PM |
| HH123 | $25.00 | 5/23/2011 9:43:55 PM |
| impartial-benefit1 | $50.00 | 5/23/2011 9:44:18 PM |
| LouisSaint | $25.00 | 5/23/2011 9:45:34 PM |
| Divr555 | $49.77 | 5/23/2011 9:46:03 PM |
| raisingophelia | $25.00 | 5/23/2011 9:47:31 PM |
| dgallo | $25.00 | 5/23/2011 9:43:22 PM |
| LoisLoan | $25.00 | 5/23/2011 9:43:34 PM |
| alpinaut | $25.00 | 5/23/2011 9:43:49 PM |
| fervent-repayment | $25.00 | 5/23/2011 9:44:01 PM |
| Rivervale_Westwood | $25.00 | 5/23/2011 9:45:11 PM |
| icchok | $50.00 | 5/23/2011 9:46:30 PM |
| 13loans | $25.00 | 5/23/2011 9:46:43 PM |
| asset-beeper8 | $50.00 | 5/23/2011 9:46:47 PM |
| MicroLender357 | $50.00 | 5/23/2011 9:46:55 PM |
| mtquan | $25.00 | 5/23/2011 9:47:13 PM |
| wise-deal-gravitas | $100.00 | 5/23/2011 9:47:26 PM |
| dime-reaction | $50.00 | 5/23/2011 9:47:56 PM |
| competent-p2p | $25.00 | 5/10/2011 6:12:58 PM |
| rescue | $100.00 | 5/10/2011 6:57:10 PM |
| fairmaiden | $25.00 | 5/11/2011 5:00:17 AM |
| vollynet | $31.06 | 5/12/2011 3:41:42 PM |
| bonus-demon | $25.00 | 5/13/2011 5:14:27 PM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:23 AM |
| FigTree | $50.00 | 5/18/2011 6:28:36 PM |
| maldok1 | $25.00 | 5/18/2011 6:36:05 PM |
| math1973 | $50.00 | 5/19/2011 10:28:52 AM |
| damage | $25.00 | 5/19/2011 11:02:06 AM |
| FinDoc | $25.00 | 5/19/2011 6:18:52 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:52 PM |
| enthralling-deal180 | $50.00 | 5/20/2011 10:37:53 AM |
| taltman | $25.00 | 5/20/2011 11:16:59 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:22 PM |
| american6 | $100.00 | 5/20/2011 5:50:03 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:23 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:48 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:24 AM |
| petsheep | $25.00 | 5/21/2011 9:54:11 AM |
| radforj22 | $25.00 | 5/21/2011 11:47:49 AM |
| finance-symphony7 | $50.00 | 5/21/2011 8:30:16 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:05 PM |
| Bio-physicist | $25.00 | 5/23/2011 2:18:08 AM |
| first-upright-payout | $25.00 | 5/23/2011 9:40:30 AM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:07 PM |
| bigphish | $50.00 | 5/23/2011 6:47:14 PM |
| ethical-income2 | $25.00 | 5/23/2011 6:02:46 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:27 PM |
| Preteur | $25.00 | 5/23/2011 7:14:04 PM |
| green-glowing-gain | $25.00 | 5/23/2011 6:46:13 PM |
| FredHead3 | $27.42 | 5/23/2011 6:57:52 PM |
| integrity-trumpet | $50.00 | 5/23/2011 7:44:14 PM |
| Ripsaw4U | $50.00 | 5/23/2011 7:03:07 PM |
| integrity-saver | $25.00 | 5/23/2011 7:48:32 PM |
| determined-order1 | $25.00 | 5/23/2011 7:48:56 PM |
| stollcm | $25.00 | 5/23/2011 7:50:19 PM |
| Raven39 | $25.00 | 5/23/2011 7:50:35 PM |
| piter-to-la-investment | $25.00 | 5/23/2011 7:13:19 PM |
| PaulW | $25.00 | 5/23/2011 7:14:59 PM |
| Tech-Entrepreneur | $25.00 | 5/23/2011 6:56:12 PM |
| gain-gourd | $100.00 | 5/23/2011 7:17:58 PM |
| valiant-liberty4 | $25.00 | 5/23/2011 7:18:21 PM |
| inspired-investment8 | $100.00 | 5/23/2011 7:18:43 PM |
| helpishere777 | $50.00 | 5/23/2011 8:02:47 PM |
| rcflick | $25.00 | 5/23/2011 8:06:27 PM |
| iamricher | $25.00 | 5/23/2011 8:08:26 PM |
| wonderful-rupee | $25.00 | 5/23/2011 8:08:59 PM |
| genius520 | $50.00 | 5/23/2011 7:31:12 PM |
| passivesf | $25.00 | 5/23/2011 7:36:06 PM |
| tender-integrity3 | $100.00 | 5/23/2011 7:18:34 PM |
| Katburg | $50.00 | 5/23/2011 7:41:47 PM |
| ready-loan | $25.00 | 5/23/2011 7:45:59 PM |
| lostontheedge | $25.00 | 5/23/2011 7:49:23 PM |
| MadHun | $100.00 | 5/23/2011 7:53:29 PM |
| repayment-genius7 | $25.00 | 5/23/2011 7:39:42 PM |
| intuitive-integrity9 | $50.00 | 5/23/2011 7:41:08 PM |
| Railbird | $25.00 | 5/23/2011 7:56:54 PM |
| riveting-wealth2 | $100.00 | 5/23/2011 7:46:30 PM |
| successful-agreement7 | $100.00 | 5/23/2011 7:59:42 PM |
| orange-camaraderi-galaxy | $100.00 | 5/23/2011 8:39:48 PM |
| dinero-speaker | $25.00 | 5/23/2011 7:59:55 PM |
| orange-dollar-guild | $25.00 | 5/23/2011 8:00:05 PM |
| meenan | $25.00 | 5/23/2011 7:49:35 PM |
| gold-sushi | $25.00 | 5/23/2011 7:50:01 PM |
| boater01 | $50.00 | 5/23/2011 8:42:34 PM |
| williemc44 | $25.00 | 5/23/2011 7:51:16 PM |
| Karey | $25.00 | 5/23/2011 8:44:27 PM |
| gold-disk | $50.00 | 5/23/2011 8:05:58 PM |
| calinno2 | $25.00 | 5/23/2011 8:06:47 PM |
| mrbanker | $50.00 | 5/23/2011 7:54:55 PM |
| chicco | $100.00 | 5/23/2011 7:55:14 PM |
| paladin847 | $50.00 | 5/23/2011 7:57:15 PM |
| mrmopar | $25.00 | 5/23/2011 8:46:43 PM |
| BankofTony | $25.00 | 5/23/2011 8:10:15 PM |
| bountiful-durability | $50.00 | 5/23/2011 8:00:23 PM |
| stanbalwight4 | $25.00 | 5/23/2011 8:02:15 PM |
| shred123 | $25.00 | 5/23/2011 8:02:26 PM |
| Eagledrop | $25.00 | 5/23/2011 8:06:54 PM |
| InvestorPartners | $25.00 | 5/23/2011 8:10:29 PM |
| memphisf01 | $25.00 | 5/23/2011 8:11:18 PM |
| skuba | $50.00 | 5/23/2011 8:36:21 PM |
| amerigor | $25.00 | 5/23/2011 8:37:26 PM |
| compassion-bauble4 | $50.00 | 5/23/2011 9:43:13 PM |
| intuitive-camaraderi9 | $25.00 | 5/23/2011 9:43:40 PM |
| Supernick | $50.00 | 5/23/2011 8:40:33 PM |
| responsibility-bauble | $50.00 | 5/23/2011 9:43:58 PM |
| sjlnn | $40.65 | 5/23/2011 9:44:28 PM |
| ms48105 | $25.00 | 5/23/2011 9:45:44 PM |
| PRGuyinVA | $50.00 | 5/23/2011 9:46:21 PM |
| flanative | $25.00 | 5/23/2011 9:46:51 PM |
| RoyFauntleroy | $50.00 | 5/23/2011 9:46:59 PM |
| gracej | $25.00 | 5/23/2011 8:43:14 PM |
| NorthernFunds | $50.00 | 5/23/2011 9:47:05 PM |
| systemlender | $50.00 | 5/23/2011 8:43:28 PM |
| upright-asset2 | $25.00 | 5/23/2011 9:47:51 PM |
| Millmanator | $25.00 | 5/23/2011 9:48:12 PM |
| durability-ruler | $25.00 | 5/23/2011 8:37:21 PM |
| worldly-community3 | $50.00 | 5/23/2011 8:40:59 PM |
| deal-guardian1 | $50.00 | 5/23/2011 8:41:13 PM |
| penny-finder | $25.00 | 5/23/2011 8:54:16 PM |
| BuffetRocks | $100.00 | 5/23/2011 8:41:49 PM |
| miamibeachloaner | $50.00 | 5/23/2011 8:42:07 PM |
| payout-motivator0 | $75.00 | 5/23/2011 8:42:56 PM |
| RiskAdverse | $25.00 | 5/23/2011 9:00:54 PM |
| ClearCut | $94.00 | 5/23/2011 9:02:23 PM |
| grandson02 | $25.00 | 5/23/2011 9:43:10 PM |
| microlender67 | $25.00 | 5/23/2011 9:43:29 PM |
| jazzlender | $25.00 | 5/23/2011 9:04:32 PM |
| TomProsper | $25.00 | 5/23/2011 9:43:45 PM |
| emosspot | $25.00 | 5/23/2011 9:44:12 PM |
| peace-maximizer8 | $25.00 | 5/23/2011 9:44:31 PM |
| DonaldColorado | $25.00 | 5/23/2011 9:46:17 PM |
| bmbanzai | $25.00 | 5/23/2011 9:46:36 PM |
| TomKacz | $100.00 | 5/23/2011 9:47:17 PM |
| loanscholar | $50.00 | 5/23/2011 9:48:06 PM |
| smmgnn99 | $35.00 | 5/23/2011 9:43:26 PM |
| TruckerGuy | $25.00 | 5/23/2011 9:43:37 PM |
| boltzmann | $25.00 | 5/23/2011 9:44:04 PM |
| pi31415 | $25.00 | 5/23/2011 9:44:55 PM |
| lendme2 | $50.00 | 5/23/2011 9:45:42 PM |
| reueljw | $25.00 | 5/23/2011 9:45:59 PM |
| help4u | $50.00 | 5/23/2011 9:46:24 PM |
| fair-gain8 | $50.00 | 5/23/2011 9:46:49 PM |
| Attract | $25.00 | 5/23/2011 9:47:08 PM |
| riproaringrapids | $25.00 | 5/23/2011 9:47:22 PM |
| exuberant-dime | $25.00 | 5/23/2011 9:47:59 PM |
| 246 Investments
|
Borrower Payment Dependent Notes Series
506082
This series of Notes was issued and sold upon the funding of the borrower loan #49689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 9y 1m |
|
Amount delinquent:
| $1,826 |
Total credit lines:
| 25 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,023 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| upside-down |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $3,447.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
New Kitchen
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $0
Housing: $0
Insurance: $200
Car expenses: $466
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phaded | $25.00 | 5/10/2011 5:03:58 PM |
| irrelevant | $25.00 | 5/10/2011 5:09:54 PM |
| Tradesmanlender | $35.00 | 5/10/2011 5:10:37 PM |
| wampum-library4 | $25.00 | 5/11/2011 12:00:30 PM |
| kulender | $50.00 | 5/14/2011 9:22:15 AM |
| bonus-demon | $25.00 | 5/16/2011 10:35:21 AM |
| tech310 | $50.00 | 5/19/2011 1:38:24 AM |
| kind-magnificent-bid | $100.00 | 5/19/2011 10:29:04 AM |
| chungfang | $25.00 | 5/19/2011 1:34:15 PM |
| reflective-rupee | $200.01 | 5/19/2011 3:33:01 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:23:58 PM |
| Kaj | $35.00 | 5/19/2011 6:01:03 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:56:59 PM |
| math1973 | $50.00 | 5/20/2011 9:28:45 AM |
| benjamins-utopia | $50.00 | 5/20/2011 9:29:07 AM |
| jazzlender | $25.00 | 5/20/2011 9:56:03 AM |
| reward-motion | $27.76 | 5/20/2011 9:52:55 AM |
| tashara | $25.00 | 5/20/2011 10:55:13 AM |
| melodious-fairness | $100.00 | 5/20/2011 12:54:03 PM |
| grove064 | $100.00 | 5/20/2011 3:28:48 PM |
| the-reliable-trade | $100.00 | 5/20/2011 2:35:29 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:00:52 PM |
| houdin8888 | $100.00 | 5/21/2011 4:49:09 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:31 AM |
| heerzaquestion | $25.00 | 5/21/2011 7:31:07 AM |
| bill-appraiser7 | $25.00 | 5/21/2011 9:54:45 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:50:44 AM |
| yf99yz | $25.00 | 5/21/2011 11:39:32 AM |
| radforj22 | $25.00 | 5/21/2011 11:47:57 AM |
| houli123 | $25.00 | 5/21/2011 12:28:15 PM |
| nickel-position | $25.00 | 5/21/2011 3:14:21 PM |
| wizardii | $25.00 | 5/21/2011 4:05:41 PM |
| Duckshovel | $50.00 | 5/21/2011 7:25:35 PM |
| janeybooboo | $100.00 | 5/21/2011 8:17:29 PM |
| blue-pragmatic-truth | $25.00 | 5/22/2011 5:56:36 AM |
| AlternativeCashFlow | $50.00 | 5/22/2011 12:26:23 PM |
| deal-scientist5 | $25.00 | 5/22/2011 2:38:16 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:19 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:14 PM |
| the-silver-blaster | $100.00 | 5/23/2011 7:22:56 AM |
| helvet | $25.00 | 5/23/2011 12:48:03 AM |
| power-pagoda | $125.00 | 5/23/2011 7:07:14 AM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:25 PM |
| martinatime | $25.00 | 5/23/2011 12:21:27 PM |
| richboy56 | $25.00 | 5/23/2011 1:10:50 PM |
| asset-professor | $50.00 | 5/23/2011 3:33:17 PM |
| Tasselhoff | $25.00 | 5/23/2011 4:13:17 PM |
| Kyileo | $25.00 | 5/23/2011 4:22:58 PM |
| vibraphone3 | $50.00 | 5/23/2011 5:06:09 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:18 PM |
| bold-worth-vinyl | $25.00 | 5/23/2011 4:08:42 PM |
| 2bnforlife | $25.00 | 5/23/2011 5:51:12 PM |
| payment-jalapeno9 | $250.00 | 5/23/2011 6:22:13 PM |
| value-pouch | $25.00 | 5/23/2011 4:57:02 PM |
| flwah | $25.00 | 5/23/2011 5:26:08 PM |
| benevolent-asset | $41.28 | 5/23/2011 5:43:32 PM |
| klinebarger | $25.00 | 5/23/2011 6:33:27 PM |
| IIP77 | $25.00 | 5/23/2011 6:09:52 PM |
| Cypher041 | $25.00 | 5/23/2011 7:43:48 PM |
| american6 | $100.00 | 5/23/2011 7:55:45 PM |
| Ripsaw4U | $50.00 | 5/23/2011 7:56:47 PM |
| integrity-liberator | $100.00 | 5/23/2011 8:04:05 PM |
| rate-mogul | $100.00 | 5/23/2011 7:23:26 PM |
| genius520 | $50.00 | 5/23/2011 7:31:26 PM |
| blue-nourishing-principal | $100.00 | 5/23/2011 7:42:59 PM |
| agreement-guild | $100.00 | 5/23/2011 7:43:28 PM |
| meenan | $25.00 | 5/23/2011 7:49:47 PM |
| wwwUniversal | $25.00 | 5/23/2011 7:58:25 PM |
| fair-pound5 | $100.00 | 5/23/2011 8:21:12 PM |
| SelectTrustLending | $25.00 | 5/23/2011 8:12:22 PM |
| point-compadre | $50.00 | 5/23/2011 8:31:16 PM |
| boater01 | $50.00 | 5/23/2011 8:42:47 PM |
| BaxterEvil | $25.00 | 5/23/2011 9:50:20 PM |
| Kame | $25.00 | 5/23/2011 9:57:33 PM |
| miamibeachloaner | $50.00 | 5/23/2011 8:42:20 PM |
| gracej | $25.00 | 5/23/2011 8:43:23 PM |
| don8ter | $25.00 | 5/23/2011 8:43:57 PM |
| awwaww | $50.00 | 5/23/2011 10:10:31 PM |
| skuba | $50.00 | 5/23/2011 10:12:41 PM |
| jeffreyd81 | $31.87 | 5/23/2011 9:19:16 PM |
| orderly-leverage | $100.00 | 5/23/2011 9:38:05 PM |
| derwiki | $25.00 | 5/23/2011 10:33:04 PM |
| ideal-platinum1 | $25.00 | 5/23/2011 11:45:44 PM |
| creative-gold | $50.00 | 5/24/2011 4:25:30 AM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:16 PM |
| Supernick | $50.00 | 5/23/2011 10:18:34 PM |
| InvestorPartners | $25.00 | 5/23/2011 10:17:01 PM |
| heerzaquestion | $25.00 | 5/24/2011 5:06:13 AM |
| hookUup | $25.40 | 5/24/2011 7:33:35 AM |
| DDoubles | $50.00 | 5/24/2011 8:20:17 AM |
| fxtrader | $25.00 | 5/24/2011 8:25:34 AM |
| ujiba | $50.00 | 5/24/2011 9:12:59 AM |
| macmaner | $50.00 | 5/24/2011 9:52:00 AM |
| mpatrick | $25.00 | 5/24/2011 9:11:38 AM |
| SWAMPBUGGY | $25.00 | 5/24/2011 10:11:22 AM |
| valiant-liberty4 | $25.00 | 5/24/2011 10:20:45 AM |
| natecam | $25.00 | 5/24/2011 10:33:00 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:11 AM |
| safe-finance | $25.00 | 5/24/2011 12:19:58 PM |
| RedantFinance | $25.00 | 5/24/2011 11:01:15 AM |
| keeminn | $50.00 | 5/24/2011 11:34:53 AM |
| moneyman369 | $100.00 | 5/24/2011 1:52:17 PM |
| dedication-elixir | $50.00 | 5/24/2011 11:54:56 AM |
| worth-blanket2 | $4,835.73 | 5/24/2011 2:26:49 PM |
| unafraid-return496 | $25.00 | 5/11/2011 12:00:39 PM |
| Interloper | $30.00 | 5/11/2011 5:44:44 PM |
| rescue | $100.00 | 5/12/2011 7:51:25 AM |
| 6moonbeams | $100.00 | 5/17/2011 5:44:27 PM |
| suave-dime6 | $25.00 | 5/19/2011 1:48:43 PM |
| CBO-Enterprise | $100.00 | 5/19/2011 3:31:09 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:29:31 PM |
| EarlyRiser | $100.00 | 5/19/2011 5:34:49 PM |
| FigTree | $50.00 | 5/19/2011 5:41:07 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:34:16 PM |
| competent-p2p | $35.00 | 5/19/2011 8:02:35 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:56 AM |
| maldok1 | $25.00 | 5/20/2011 9:29:15 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:32 AM |
| objective-investor | $250.00 | 5/20/2011 11:28:23 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:28 PM |
| 420limo | $35.00 | 5/20/2011 3:00:14 PM |
| Cai8899 | $30.00 | 5/20/2011 5:50:37 PM |
| festeringsnot | $25.00 | 5/20/2011 5:54:16 PM |
| Pitufo | $25.00 | 5/20/2011 10:12:19 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:39 AM |
| selector568 | $200.00 | 5/21/2011 4:48:11 AM |
| NYCFinancier | $27.68 | 5/21/2011 7:54:14 AM |
| gunderstone | $50.00 | 5/21/2011 9:57:25 AM |
| momoney2lend | $25.00 | 5/21/2011 10:18:07 AM |
| enthralling-deal180 | $50.00 | 5/21/2011 11:15:32 AM |
| dollardave | $100.00 | 5/21/2011 11:03:39 AM |
| DreDub | $50.00 | 5/21/2011 11:29:18 AM |
| new-return-faire | $100.00 | 5/21/2011 12:40:53 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:20 PM |
| famous-bill | $25.00 | 5/21/2011 2:18:48 PM |
| loan-lionheart6 | $25.00 | 5/21/2011 7:54:18 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:05 PM |
| diversification-medalist | $50.00 | 5/21/2011 11:29:38 PM |
| inventive-wealth2 | $30.00 | 5/21/2011 11:14:19 PM |
| autonomous-truth | $50.00 | 5/22/2011 10:25:27 AM |
| moola-spa9 | $250.00 | 5/22/2011 1:27:10 PM |
| rvfbroker | $25.00 | 5/22/2011 5:53:36 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:14 PM |
| w3alter | $50.00 | 5/23/2011 9:44:02 AM |
| payout-quark | $41.91 | 5/23/2011 12:58:07 PM |
| enriching-credit9 | $25.00 | 5/23/2011 10:26:44 AM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:43 PM |
| interest-jedi0 | $200.00 | 5/23/2011 4:54:55 PM |
| red-power-pecan | $50.00 | 5/23/2011 5:45:36 PM |
| Kaj | $35.00 | 5/23/2011 5:08:40 PM |
| red-power-pecan | $100.00 | 5/23/2011 5:55:02 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:41 PM |
| MrBailey | $100.00 | 5/23/2011 7:03:37 PM |
| orange-preeminant-bill | $50.00 | 5/23/2011 7:52:02 PM |
| chicco | $100.00 | 5/23/2011 7:55:38 PM |
| treasure-bliss | $50.00 | 5/23/2011 7:26:25 PM |
| first-upright-payout | $25.00 | 5/23/2011 7:29:23 PM |
| nytrnbow | $25.00 | 5/23/2011 7:51:07 PM |
| orange-courageous-dedication | $25.84 | 5/23/2011 7:58:49 PM |
| ahansen | $25.00 | 5/23/2011 7:54:47 PM |
| extraordinary-interest1 | $50.00 | 5/23/2011 8:52:47 PM |
| derec | $50.00 | 5/23/2011 8:53:50 PM |
| regahj99 | $25.00 | 5/23/2011 8:23:42 PM |
| toblerone | $50.00 | 5/23/2011 8:38:29 PM |
| systemlender | $50.00 | 5/23/2011 8:43:37 PM |
| BuffetRocks | $100.00 | 5/23/2011 8:42:02 PM |
| Karey | $25.00 | 5/23/2011 8:42:54 PM |
| adamwstein | $25.00 | 5/23/2011 10:05:03 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:04 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:46 AM |
| cognizant-responsibility9 | $43.97 | 5/23/2011 10:42:25 PM |
| deal-guardian1 | $50.00 | 5/23/2011 10:18:39 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:47 AM |
| capital-antioxidant | $100.74 | 5/24/2011 5:08:26 AM |
| asmithj | $50.00 | 5/24/2011 5:30:38 AM |
| mrstender | $25.00 | 5/24/2011 8:36:07 AM |
| ThatDanGuy | $100.00 | 5/24/2011 8:58:25 AM |
| on_your_side | $30.00 | 5/24/2011 8:06:53 AM |
| EtaDuck | $50.00 | 5/24/2011 9:54:05 AM |
| brightest-affluence-motivator | $43.30 | 5/24/2011 10:02:28 AM |
| cognizant-rupee7 | $50.00 | 5/24/2011 10:57:28 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:36:22 AM |
| mrbanker | $50.00 | 5/24/2011 11:55:01 AM |
| bigphish | $50.00 | 5/24/2011 11:55:58 AM |
| ASR3 | $25.00 | 5/24/2011 12:53:05 PM |
| GSXR-King | $50.00 | 5/24/2011 11:02:12 AM |
| lendme2 | $34.51 | 5/24/2011 1:26:54 PM |
| KgBsUcKa | $25.00 | 5/24/2011 1:51:11 PM |
| stonehillloans | $25.00 | 5/24/2011 11:19:10 AM |
| reinforced-investment4 | $25.00 | 5/24/2011 11:54:58 AM |
| Rogesparkguy | $25.00 | 5/24/2011 12:18:51 PM |
| 191 Investments
|
Borrower Payment Dependent Notes Series
506124
This series of Notes was issued and sold upon the funding of the borrower loan #49692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $259.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,415 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trialyahaha |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bank of america wants to play nasty
Purpose of loan:
This loan will be used to...consolidate bankofamerica creditcard debt
My financial situation:
I am a good candidate for this loan because...I own a house in ocala fl free and clear. This house is being rented out on a yearly agreement. I have minimum residual bills due to the fact that i live at both my gfs house as well as my moms house...No kids, no exes, no expensive hobbies. ok , pretty dull person, but hey, it works for me. my car is good condition and paid for. i have no outstanding debt with the exception of the bankof america cc debt. BANKOFAMERICA wants to try and charge me 29.99% if i make a late payment....i have not made a late payment in 5 years or more and this is how they want to treat me ? MY PLAN .... obtain this loan (hopefully) pay off bank of america cc debt and then stick my tounge out at them as i move all my banking to another bank thankyou in advance for your consideration........danny
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/10/2011 5:12:41 PM |
| Tradesmanlender | $35.00 | 5/10/2011 5:57:40 PM |
| indomitable-coin | $25.00 | 5/12/2011 5:55:34 AM |
| Interloper | $30.00 | 5/12/2011 9:14:57 AM |
| rescue | $100.00 | 5/12/2011 10:50:51 AM |
| 6moonbeams | $50.00 | 5/17/2011 6:35:18 PM |
| kind-magnificent-bid | $100.00 | 5/19/2011 11:04:50 AM |
| PLending | $50.00 | 5/20/2011 7:41:25 AM |
| organized-dedication9 | $50.00 | 5/20/2011 5:50:22 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:49 AM |
| radforj22 | $25.00 | 5/21/2011 11:48:01 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:23 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:08 PM |
| Duckshovel | $100.00 | 5/21/2011 7:31:32 PM |
| enthralling-deal180 | $25.00 | 5/22/2011 12:29:32 PM |
| bunnybear | $35.56 | 5/23/2011 12:25:56 AM |
| loot-heart | $50.00 | 5/23/2011 9:56:34 AM |
| BishEl | $50.00 | 5/23/2011 12:13:56 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:34 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:46 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:25 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:49 PM |
| deal-scientist5 | $50.00 | 5/23/2011 8:07:36 PM |
| AlternativeCashFlow | $50.00 | 5/23/2011 7:48:45 PM |
| superb-funds335 | $25.00 | 5/23/2011 8:41:42 PM |
| first-upright-payout | $25.00 | 5/23/2011 8:38:13 PM |
| skuba | $50.00 | 5/23/2011 10:12:45 PM |
| awwaww | $50.00 | 5/23/2011 10:10:34 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:06 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:49 AM |
| pennyologist | $25.00 | 5/23/2011 11:27:00 PM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:29 AM |
| ManhattanLender | $25.00 | 5/24/2011 10:22:09 AM |
| macmaner | $50.00 | 5/24/2011 9:52:04 AM |
| GSXR-King | $50.00 | 5/24/2011 11:02:15 AM |
| natecam | $25.00 | 5/24/2011 10:33:03 AM |
| blue-nourishing-principal | $100.00 | 5/24/2011 11:54:43 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:14 AM |
| anton | $4,025.00 | 5/24/2011 3:34:44 PM |
| Lender0010 | $50.00 | 5/24/2011 2:43:55 PM |
| dal_usa | $25.00 | 5/24/2011 3:22:13 PM |
| red-active-note | $25.00 | 5/24/2011 2:49:42 PM |
| kulender | $50.00 | 5/14/2011 9:22:19 AM |
| bonus-demon | $25.00 | 5/16/2011 5:44:17 PM |
| pthighs | $50.00 | 5/18/2011 1:42:24 PM |
| mountainpeak | $25.00 | 5/18/2011 6:35:32 PM |
| tech310 | $50.00 | 5/19/2011 1:38:32 AM |
| AFairDeal | $48.56 | 5/19/2011 10:29:34 AM |
| damage | $25.00 | 5/19/2011 11:02:08 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:57 PM |
| FigTree | $50.00 | 5/20/2011 10:12:14 AM |
| math1973 | $50.00 | 5/20/2011 11:40:29 AM |
| benjamins-utopia | $50.00 | 5/20/2011 11:40:43 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:31 PM |
| maldok1 | $25.00 | 5/20/2011 5:52:21 PM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:35 AM |
| csak13 | $50.00 | 5/21/2011 10:28:41 AM |
| Cai8899 | $30.00 | 5/21/2011 11:10:04 AM |
| g314 | $25.00 | 5/21/2011 11:18:26 AM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:16 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:22 PM |
| uberrific | $50.00 | 5/23/2011 9:35:39 AM |
| agreement-guild | $100.00 | 5/23/2011 7:43:31 PM |
| Cypher041 | $25.00 | 5/23/2011 7:43:55 PM |
| genius520 | $50.00 | 5/23/2011 7:31:31 PM |
| w3alter | $50.00 | 5/23/2011 7:42:14 PM |
| triumphant-point5 | $50.00 | 5/23/2011 8:36:03 PM |
| payout-motivator0 | $25.00 | 5/23/2011 8:43:09 PM |
| american6 | $100.00 | 5/23/2011 7:56:07 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:19 PM |
| boater01 | $50.00 | 5/23/2011 10:18:49 PM |
| don8ter | $25.00 | 5/23/2011 10:18:56 PM |
| derwiki | $25.00 | 5/23/2011 10:33:14 PM |
| rate-mogul | $100.00 | 5/23/2011 10:11:13 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:48 AM |
| elasermd | $50.00 | 5/24/2011 9:21:19 AM |
| Pawnster | $50.00 | 5/24/2011 6:56:09 AM |
| Blind_Pig | $25.00 | 5/24/2011 10:13:46 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:36:24 AM |
| cognizant-rupee7 | $50.00 | 5/24/2011 10:57:29 AM |
| zhiguli | $25.00 | 5/24/2011 10:57:19 AM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
506128
This series of Notes was issued and sold upon the funding of the borrower loan #49865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,457.67 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $194.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,342 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lorenzomia |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay bills and consolidate my debt
Purpose of loan:
This loan will be used to pay off a bill for immigration and also to consolidate my debt.
1. We had to pay immigration fees in excess of $2,000 between fees, biometrics, background checks etc for my wife to come here.
2. I've been trying to pay off my debt which is not that high but still between an over the limit that I got and other fees and interests its adding up as a side effect in every aspect of my life. For example my wife car was on a lower Tier increasing my payments like $45 monthly. My car insurance is at least $100 more because of my credit history and I have a few old bills accumulating fees and I just want to clean up and move forward.
Monthly net income: $5,600
Monthly expenses: $5,260
Housing: $1400
Insurance: $350
Car expenses: $950
Utilities: $120
Phone, cable, internet: $230, $110
Food, entertainment: $800
Clothing, household expenses: $250
Credit cards and other loans: $300
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/10/2011 5:05:23 PM |
| janeybooboo | $100.00 | 5/10/2011 7:28:48 PM |
| 2grindstones | $25.00 | 5/10/2011 7:29:58 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:08 PM |
| SolarMoonshine | $25.00 | 5/11/2011 4:48:49 PM |
| missing-link | $25.00 | 5/13/2011 1:43:16 PM |
| Investoman | $75.00 | 5/16/2011 4:32:41 PM |
| Jack55304 | $300.00 | 5/17/2011 10:23:18 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:06 AM |
| antlr | $50.00 | 5/20/2011 5:55:45 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:17 AM |
| chungfang | $25.00 | 5/22/2011 8:48:31 PM |
| ingenious-deal6 | $25.00 | 5/22/2011 8:48:22 PM |
| high_flyer | $50.00 | 5/23/2011 9:36:44 AM |
| shred123 | $50.00 | 5/23/2011 9:56:12 AM |
| desertoasis | $30.00 | 5/23/2011 9:57:40 AM |
| finance-prescription | $50.00 | 5/23/2011 7:27:02 PM |
| new-social-economist | $46.48 | 5/23/2011 7:29:49 PM |
| kidsskipp | $50.00 | 5/23/2011 8:27:41 PM |
| justice-economist | $25.00 | 5/23/2011 8:33:37 PM |
| 6moonbeams | $50.00 | 5/23/2011 8:04:36 PM |
| deal-scientist5 | $25.00 | 5/23/2011 8:54:54 PM |
| Miklot | $75.00 | 5/23/2011 8:24:09 PM |
| interest-griffin | $34.61 | 5/23/2011 8:25:13 PM |
| hitsman | $50.00 | 5/23/2011 8:30:30 PM |
| CAGE-Investments | $25.00 | 5/23/2011 8:33:54 PM |
| stanfordgrad05 | $50.00 | 5/23/2011 8:26:23 PM |
| miamibeachloaner | $25.00 | 5/23/2011 8:32:08 PM |
| Simonsez808 | $25.00 | 5/23/2011 8:53:28 PM |
| Weaverville | $50.00 | 5/23/2011 8:55:12 PM |
| the-silver-blaster | $50.00 | 5/23/2011 9:00:43 PM |
| Turtlebear44 | $25.00 | 5/23/2011 8:54:03 PM |
| finance-mushroom | $100.00 | 5/23/2011 8:59:48 PM |
| siv | $56.58 | 5/24/2011 9:02:49 AM |
| realtormoises | $25.00 | 5/24/2011 5:47:46 AM |
| economy-producer | $25.00 | 5/24/2011 10:22:59 AM |
| lcole32 | $25.00 | 5/24/2011 9:50:00 AM |
| handshake5 | $100.00 | 5/24/2011 10:57:04 AM |
| market-inspector | $25.00 | 5/24/2011 10:23:05 AM |
| theprince | $25.00 | 5/24/2011 10:23:50 AM |
| Easystreet | $25.00 | 5/24/2011 10:53:10 AM |
| bountiful-durability | $50.00 | 5/24/2011 10:52:26 AM |
| Bob450 | $25.00 | 5/24/2011 11:52:00 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:01:45 PM |
| bahamaman | $25.00 | 5/24/2011 4:56:37 PM |
| gain-expert | $60.00 | 5/24/2011 4:03:46 PM |
| Rdodson11 | $25.00 | 5/24/2011 4:23:21 PM |
| nicklds | $50.00 | 5/24/2011 4:27:58 PM |
| irrelevant | $25.00 | 5/10/2011 5:10:03 PM |
| golffish2 | $25.00 | 5/11/2011 6:18:22 AM |
| suave-dime6 | $25.00 | 5/12/2011 7:00:51 AM |
| openness-antioxidant | $100.00 | 5/18/2011 2:19:51 PM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:30 PM |
| Kash2010lu | $25.00 | 5/18/2011 9:10:06 PM |
| tech310 | $50.00 | 5/19/2011 1:45:01 AM |
| Whipster | $60.00 | 5/20/2011 7:10:04 AM |
| courteous-kindness1 | $25.00 | 5/20/2011 5:35:33 PM |
| bonus-demon | $50.00 | 5/20/2011 5:55:27 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:09 AM |
| new-transaction-wrangler | $50.00 | 5/23/2011 9:55:56 AM |
| shiny-dollar9 | $25.00 | 5/23/2011 10:01:29 AM |
| social-hunter5 | $25.00 | 5/23/2011 12:50:41 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:38 PM |
| money-bauble | $100.00 | 5/23/2011 7:30:19 PM |
| Katburg | $25.00 | 5/23/2011 8:52:58 PM |
| power-trophy7 | $50.00 | 5/23/2011 8:53:14 PM |
| Redmond | $25.00 | 5/23/2011 8:29:41 PM |
| successful-wealth7 | $25.00 | 5/23/2011 8:25:28 PM |
| fighter122 | $25.00 | 5/23/2011 8:25:56 PM |
| zone8 | $100.00 | 5/23/2011 8:27:25 PM |
| exciting-loyalty3 | $100.00 | 5/23/2011 8:30:09 PM |
| bid-czar8 | $50.00 | 5/23/2011 8:31:02 PM |
| careful-note | $50.00 | 5/23/2011 8:31:43 PM |
| thelovebug | $50.00 | 5/23/2011 8:51:00 PM |
| mercuriant | $25.00 | 5/23/2011 8:53:37 PM |
| Comoparklender | $50.00 | 5/23/2011 8:58:32 PM |
| handy-justice | $100.00 | 5/23/2011 8:59:04 PM |
| maskir | $50.00 | 5/23/2011 9:07:46 PM |
| ah-long | $25.00 | 5/23/2011 10:23:12 PM |
| rate-mogul | $60.00 | 5/23/2011 10:11:17 PM |
| aquistoyraul | $25.00 | 5/24/2011 6:57:40 AM |
| platinum-zoo4 | $25.00 | 5/24/2011 8:13:50 AM |
| lendstats_com | $200.00 | 5/24/2011 9:09:11 AM |
| papaloha | $25.00 | 5/24/2011 10:22:55 AM |
| worthy-bid8 | $25.00 | 5/24/2011 10:22:31 AM |
| Core-Marketing | $25.00 | 5/24/2011 11:40:37 AM |
| NobisEst | $25.00 | 5/24/2011 10:53:14 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:54:39 AM |
| elegant-loot | $25.00 | 5/24/2011 1:11:07 PM |
| helping-out | $35.00 | 5/24/2011 11:20:16 AM |
| aader | $25.00 | 5/24/2011 4:40:08 PM |
| drg6289 | $25.00 | 5/24/2011 4:44:05 PM |
| IIP77 | $25.00 | 5/24/2011 4:48:49 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
506130
This series of Notes was issued and sold upon the funding of the borrower loan #49793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,425 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| goal-dime3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocate
Purpose of loan: Relocating for guaranteed employment
This loan will be used to assist in the relocation
My financial situation:
I am a good candidate for this loan because the employment will be my third type of income; I receive income from the Department of Defense, (military retirement) and another income from Veterans Affairs, (disability)
Monthly net income: $ 2475
Monthly expenses: $ 1776
Housing: $ 650
Insurance: $ 95
Car expenses: $ 223
Utilities: $ 51
Phone, cable, internet: $ 104
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 169
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/11/2011 5:15:04 PM |
| suave-dime6 | $25.00 | 5/11/2011 5:54:43 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:03 AM |
| tech310 | $50.00 | 5/19/2011 1:45:35 AM |
| Dubbs360 | $200.00 | 5/21/2011 7:08:41 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:54:02 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:24 AM |
| diversification-medalist | $75.00 | 5/21/2011 11:30:15 PM |
| supreme-hope | $25.00 | 5/22/2011 5:04:56 AM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:27 AM |
| Ratgirl | $25.00 | 5/22/2011 8:08:44 AM |
| JauaFlash | $25.00 | 5/22/2011 11:24:25 AM |
| whatreality | $25.00 | 5/22/2011 11:52:24 AM |
| blue-courageous-justice | $25.00 | 5/22/2011 1:44:19 PM |
| kalanow2 | $50.00 | 5/22/2011 2:40:28 PM |
| zippy-listing8 | $25.00 | 5/22/2011 5:21:57 PM |
| jybank | $50.00 | 5/22/2011 7:39:56 PM |
| ksubd | $100.00 | 5/22/2011 10:27:06 PM |
| mrxtravis | $25.00 | 5/23/2011 6:13:17 AM |
| JPMorrisLegacyFund | $74.68 | 5/22/2011 10:10:54 PM |
| power-pagoda | $100.00 | 5/23/2011 7:03:13 AM |
| Tikibarman | $50.00 | 5/23/2011 5:10:50 AM |
| a-restless-dollar | $50.00 | 5/23/2011 6:53:55 AM |
| openness-antioxidant | $100.00 | 5/23/2011 8:58:32 AM |
| authentic-finance194 | $100.00 | 5/23/2011 8:16:32 AM |
| Pu239 | $70.00 | 5/23/2011 8:28:03 AM |
| MJTimages_com | $100.00 | 5/23/2011 9:59:36 AM |
| enriching-credit9 | $100.00 | 5/23/2011 9:43:07 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:42:30 AM |
| jonmars | $50.00 | 5/23/2011 10:45:41 AM |
| dallinp | $50.00 | 5/23/2011 11:02:58 AM |
| high_flyer | $50.00 | 5/23/2011 8:50:43 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:05:10 PM |
| desertoasis | $30.00 | 5/23/2011 8:57:44 PM |
| ah-long | $25.00 | 5/23/2011 10:23:34 PM |
| order-brigade | $25.00 | 5/24/2011 9:49:27 AM |
| ingenious-deal6 | $25.00 | 5/24/2011 10:54:13 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:54:48 AM |
| helping-out | $35.00 | 5/24/2011 11:20:31 AM |
| Core-Marketing | $25.00 | 5/24/2011 11:43:44 AM |
| himistu22 | $25.00 | 5/24/2011 2:38:55 PM |
| economy-coup | $30.00 | 5/11/2011 5:07:46 PM |
| irrelevant | $25.00 | 5/11/2011 5:08:47 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:59 PM |
| missing-link | $25.00 | 5/13/2011 1:43:43 PM |
| Investoman | $75.00 | 5/20/2011 10:00:12 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:41 AM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:00 PM |
| wgc | $25.00 | 5/21/2011 7:55:18 PM |
| upbeat-investment9 | $25.00 | 5/21/2011 6:44:59 PM |
| autonomous-truth | $50.00 | 5/21/2011 8:58:34 PM |
| chungfang | $25.00 | 5/21/2011 9:06:24 PM |
| imdave4me | $30.00 | 5/22/2011 6:54:48 AM |
| heerzaquestion | $25.00 | 5/22/2011 8:57:43 AM |
| blue111 | $25.00 | 5/22/2011 8:37:17 AM |
| micko | $25.00 | 5/22/2011 9:07:28 AM |
| hookUup | $28.40 | 5/22/2011 9:03:03 AM |
| 56bones | $25.00 | 5/22/2011 10:29:28 AM |
| LakeShoreLending | $25.00 | 5/22/2011 12:38:03 PM |
| DHolly | $25.00 | 5/22/2011 1:13:20 PM |
| moola-spa9 | $50.00 | 5/22/2011 1:31:02 PM |
| vishal29 | $25.00 | 5/22/2011 2:39:23 PM |
| VJ_Financial | $26.91 | 5/22/2011 1:01:21 PM |
| MilitaryLending | $63.51 | 5/22/2011 4:14:04 PM |
| jwjazzco | $40.40 | 5/22/2011 4:44:10 PM |
| worthy-bid4 | $25.00 | 5/22/2011 5:50:16 PM |
| zorg77 | $50.00 | 5/22/2011 6:10:11 PM |
| bonus-demon | $50.00 | 5/22/2011 8:48:41 PM |
| reflective-rupee | $25.01 | 5/22/2011 7:42:44 PM |
| YoungTaxMan | $25.00 | 5/22/2011 6:11:36 PM |
| Newfoundcash | $25.00 | 5/22/2011 8:05:59 PM |
| benefit-boots | $25.00 | 5/22/2011 11:15:33 PM |
| PXM-Financial | $50.00 | 5/22/2011 9:05:10 PM |
| bowler252 | $25.00 | 5/22/2011 10:02:36 PM |
| octoberfresh | $25.00 | 5/23/2011 7:30:03 AM |
| moola-butterfly3 | $25.00 | 5/23/2011 6:15:31 AM |
| tsimerso | $27.88 | 5/23/2011 6:53:13 AM |
| helvet | $25.00 | 5/23/2011 12:39:46 AM |
| S-Master | $100.00 | 5/23/2011 9:28:00 AM |
| best-listing-toro | $25.00 | 5/23/2011 7:14:45 AM |
| llequire1 | $39.55 | 5/23/2011 9:03:45 AM |
| greenkid | $25.00 | 5/23/2011 9:37:26 AM |
| jes5199 | $83.92 | 5/23/2011 10:49:27 AM |
| pthighs | $50.00 | 5/23/2011 12:42:06 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 1:28:19 PM |
| antlr | $50.00 | 5/23/2011 8:56:00 PM |
| the-credit-proton | $25.00 | 5/24/2011 9:46:28 AM |
| handshake5 | $74.73 | 5/24/2011 10:57:14 AM |
| reflective-affluence | $25.00 | 5/24/2011 1:44:23 PM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:02:00 PM |
| palace2 | $745.01 | 5/24/2011 3:10:51 PM |
| elegant-loot | $25.00 | 5/24/2011 1:11:38 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
506192
This series of Notes was issued and sold upon the funding of the borrower loan #49805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,909.40 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $170.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,418 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-merciful-currency |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TYING THE KNOT
This loan will be used to...
I'm buying an engagement ring for my girl friend that I've been with for a STRONG 7 years and 8 months. She's graduating from Stanford University and I would like to finally start our lives together.
My financial situation:
I've been employed full time with my company for three years now.
I am a good candidate for this loan because...
I pay all of my bills on time and more than the minimum amount. I'm also very motivated to pay off this loan fast to help build a stronger credit score for a future home.
Monthly net income: $1800
Monthly expenses: $450
Housing: $0
Insurance: $0
Car expenses: $50
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 5:11:26 PM |
| jdrez | $25.00 | 5/10/2011 5:31:25 PM |
| intelligent-yield | $25.00 | 5/10/2011 5:06:59 PM |
| organized-payment6 | $50.00 | 5/10/2011 5:11:57 PM |
| QuinMccoy | $25.00 | 5/10/2011 5:30:15 PM |
| stjules | $50.00 | 5/10/2011 5:38:21 PM |
| SimpleChoice | $25.00 | 5/10/2011 5:51:58 PM |
| KramericaIndustries | $25.00 | 5/11/2011 1:25:08 AM |
| Interloper | $30.00 | 5/12/2011 12:48:37 PM |
| smart-gold | $25.00 | 5/12/2011 4:26:58 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:56 PM |
| bonus-demon | $25.00 | 5/16/2011 5:44:18 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:11 AM |
| Gibbyland | $100.00 | 5/17/2011 9:20:57 AM |
| 6moonbeams | $50.00 | 5/17/2011 7:15:49 PM |
| tech310 | $50.00 | 5/19/2011 1:38:33 AM |
| cbfresh | $25.00 | 5/19/2011 9:37:45 AM |
| kind-magnificent-bid | $100.00 | 5/19/2011 5:41:06 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:21 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:23 AM |
| FigTree | $50.00 | 5/20/2011 10:37:57 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:32 PM |
| math1973 | $50.00 | 5/20/2011 2:35:33 PM |
| maldok1 | $25.00 | 5/20/2011 5:52:22 PM |
| tranquil-gain1 | $100.00 | 5/21/2011 7:25:31 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:37 AM |
| radforj22 | $25.00 | 5/21/2011 11:48:02 AM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 10:08:39 PM |
| organized-dedication9 | $50.00 | 5/22/2011 12:25:56 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:23 PM |
| oldman68 | $25.00 | 5/23/2011 5:44:17 AM |
| friendinmoney | $25.00 | 5/23/2011 4:36:00 PM |
| AlternativeCashFlow | $50.00 | 5/23/2011 7:48:47 PM |
| the-silver-blaster | $50.00 | 5/23/2011 8:01:31 PM |
| agreement-guild | $100.00 | 5/23/2011 7:43:32 PM |
| cosmof16 | $25.00 | 5/23/2011 8:38:50 PM |
| american6 | $100.00 | 5/23/2011 7:56:10 PM |
| first-upright-payout | $25.00 | 5/23/2011 10:12:54 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:50 AM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:22 PM |
| RandyL3 | $25.00 | 5/24/2011 11:51:15 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 11:57:57 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:36:24 AM |
| Earn_money | $25.00 | 5/24/2011 12:00:36 PM |
| pthighs | $100.00 | 5/24/2011 2:52:40 PM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:14 AM |
| nickel-position | $25.00 | 5/24/2011 12:56:05 PM |
| gain-expert | $60.00 | 5/24/2011 4:05:38 PM |
| mketelecom | $100.00 | 5/24/2011 12:33:36 PM |
| supreme-hope | $25.00 | 5/24/2011 2:24:24 PM |
| red-active-note | $50.00 | 5/24/2011 2:51:02 PM |
| grampy48 | $30.00 | 5/24/2011 2:53:55 PM |
| MNFrostbite | $45.00 | 5/24/2011 2:29:58 PM |
| buffalobills | $25.00 | 5/24/2011 2:52:21 PM |
| Cheburashka | $25.00 | 5/24/2011 4:47:36 PM |
| dochelp | $50.00 | 5/24/2011 4:52:00 PM |
| qsolo | $200.00 | 5/10/2011 5:12:52 PM |
| cybernosha | $25.00 | 5/10/2011 5:30:46 PM |
| NiceNate | $100.00 | 5/10/2011 5:11:38 PM |
| Panna | $25.00 | 5/10/2011 5:47:37 PM |
| get30inc | $29.40 | 5/11/2011 1:26:00 AM |
| rescue | $100.00 | 5/12/2011 2:19:09 PM |
| kulender | $50.00 | 5/14/2011 9:22:21 AM |
| openness-antioxidant | $100.00 | 5/19/2011 9:44:21 AM |
| benjamins-utopia | $50.00 | 5/20/2011 2:35:44 PM |
| orange-cordial-marketplace | $100.00 | 5/20/2011 7:31:17 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:52 AM |
| Sol_Invictus | $25.00 | 5/21/2011 5:15:40 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:24 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:10 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 12:24:12 PM |
| Cai8899 | $30.00 | 5/22/2011 12:28:01 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:17 PM |
| enthralling-deal180 | $50.00 | 5/23/2011 9:39:56 AM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:47 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:36 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:27 PM |
| ethical-income2 | $25.00 | 5/23/2011 5:06:50 PM |
| leverage-gravitas | $25.00 | 5/23/2011 7:21:05 PM |
| genius520 | $50.00 | 5/23/2011 7:31:33 PM |
| loot-heart | $50.00 | 5/23/2011 8:09:44 PM |
| new-transaction-wrangler | $50.00 | 5/23/2011 7:39:03 PM |
| w3alter | $50.00 | 5/23/2011 7:42:16 PM |
| yennib | $50.00 | 5/23/2011 10:08:04 PM |
| awwaww | $50.00 | 5/23/2011 10:10:35 PM |
| skuba | $50.00 | 5/23/2011 10:12:46 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:07 PM |
| Mariner3605 | $25.00 | 5/23/2011 10:18:18 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:50 AM |
| derwiki | $25.00 | 5/23/2011 10:33:17 PM |
| focused-wampum | $25.00 | 5/24/2011 7:21:36 AM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:30 AM |
| macmaner | $50.00 | 5/24/2011 9:52:06 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:49:50 AM |
| GSXR-King | $50.00 | 5/24/2011 11:02:16 AM |
| mobius_titan | $25.00 | 5/24/2011 11:54:10 AM |
| payout-motivator0 | $75.00 | 5/24/2011 11:55:50 AM |
| boater01 | $50.00 | 5/24/2011 11:56:03 AM |
| natecam | $25.00 | 5/24/2011 10:33:05 AM |
| superb-funds335 | $25.00 | 5/24/2011 11:55:46 AM |
| don8ter | $25.00 | 5/24/2011 11:56:13 AM |
| dal_usa | $25.00 | 5/24/2011 3:22:15 PM |
| credit-investor5 | $50.00 | 5/24/2011 11:55:36 AM |
| the-enthralling-coin | $25.00 | 5/24/2011 3:21:55 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
506334
This series of Notes was issued and sold upon the funding of the borrower loan #49835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,056 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cyn415 |
Borrower's state:
| California |
Borrower's group:
| Lend2's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(Mar-2008)
680-699
(Jan-2008)
620-639
(Oct-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Ox Cafe Growth
Purpose of loan:
I previously had a loan with Prosper. I was in the Party Favor bus. but was in the need to change the profession. I currently established and opened a new coffee shop named Ox Cafe. I am looking to expand my business and consolidate my current debts and have only one debt and be able to expand my business more. That is the reason I am requesting this loan.
My financial situation:
I am a good candidate for this loan because I have maintained my credit at a good level. I was in debt before but my previous loan with Prosper helped me get on track again.
Monthly net income: $5,600.00
Monthly expenses: $3800.00
Housing: $ 1000.00
Insurance: $150.00
Car expenses: $500.00
Utilities: $200.00
Phone, cable, internet: $350.00
Food, entertainment: $600.00
Clothing, household expenses: $500.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $30.00 | 5/12/2011 9:17:27 AM |
| MoneyForNothing | $25.81 | 5/12/2011 9:28:24 AM |
| UCLA4life | $50.00 | 5/12/2011 10:05:44 AM |
| thankful-nickel2 | $25.00 | 5/12/2011 11:02:00 AM |
| suave-dime6 | $25.00 | 5/12/2011 12:21:40 PM |
| Finance_Jedi | $25.00 | 5/12/2011 1:59:06 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:42 PM |
| Moe87 | $25.00 | 5/14/2011 7:12:52 AM |
| Jack55304 | $300.00 | 5/17/2011 10:24:41 AM |
| tech310 | $50.00 | 5/19/2011 1:45:59 AM |
| bonus-seahorse | $30.00 | 5/19/2011 11:55:41 AM |
| sparkling-interest1 | $25.00 | 5/19/2011 12:42:15 PM |
| industrious-currency | $30.00 | 5/19/2011 1:00:22 PM |
| lostviajero | $25.00 | 5/19/2011 1:00:55 PM |
| economy-popcorn | $25.00 | 5/19/2011 1:09:49 PM |
| MDTSmallTimeLender | $250.00 | 5/19/2011 1:27:00 PM |
| MDJAX67 | $50.00 | 5/19/2011 1:11:36 PM |
| trapperdc | $68.66 | 5/19/2011 1:33:08 PM |
| CreditBuilder2 | $100.00 | 5/19/2011 2:19:43 PM |
| platinum-scientist9 | $25.00 | 5/19/2011 1:49:03 PM |
| UBOtto186 | $25.00 | 5/19/2011 2:03:27 PM |
| worldly-income2 | $25.00 | 5/19/2011 2:53:06 PM |
| reflective-rupee | $25.01 | 5/19/2011 3:21:41 PM |
| FinanceEngine | $29.55 | 5/19/2011 3:57:25 PM |
| Rogesparkguy | $25.00 | 5/19/2011 5:32:08 PM |
| dcshobby | $25.00 | 5/19/2011 5:28:48 PM |
| EarlyRiser | $200.00 | 5/19/2011 5:28:57 PM |
| Banker_Joe | $30.00 | 5/19/2011 5:30:15 PM |
| money-badger | $52.92 | 5/19/2011 7:01:00 PM |
| setUup | $37.40 | 5/19/2011 6:56:35 PM |
| I-Believe-In-You | $31.75 | 5/19/2011 7:36:41 PM |
| Stozer | $25.00 | 5/19/2011 8:24:34 PM |
| natural-interest7 | $50.00 | 5/19/2011 8:03:08 PM |
| 2grindstones | $25.00 | 5/19/2011 8:27:44 PM |
| loan_doctor | $25.00 | 5/19/2011 9:20:39 PM |
| pthighs | $100.00 | 5/19/2011 10:08:30 PM |
| fairgirl | $25.00 | 5/20/2011 5:31:42 AM |
| sparkling-basis0 | $100.00 | 5/20/2011 5:59:33 AM |
| Tikibarman | $50.00 | 5/20/2011 6:08:37 AM |
| sappy02 | $50.00 | 5/20/2011 6:29:12 AM |
| The-Lighthouse-Group | $25.00 | 5/20/2011 5:24:52 AM |
| capital-halo1 | $500.00 | 5/20/2011 6:02:12 AM |
| greencat | $50.00 | 5/20/2011 7:18:22 AM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:12 PM |
| Feyenoord | $25.00 | 5/21/2011 4:51:43 AM |
| Mikale360 | $25.00 | 5/21/2011 8:06:24 AM |
| diversification-maple1 | $25.00 | 5/21/2011 10:59:29 PM |
| integrity-electron9 | $25.00 | 5/23/2011 8:21:16 AM |
| Cottingham | $50.00 | 5/23/2011 4:32:01 PM |
| bonus-demon | $50.00 | 5/23/2011 3:33:51 PM |
| riveting-credit5 | $100.00 | 5/23/2011 7:31:35 PM |
| icon7 | $50.00 | 5/23/2011 7:47:50 PM |
| loyalist1 | $100.00 | 5/23/2011 7:20:29 PM |
| papaloha | $80.00 | 5/24/2011 5:26:55 AM |
| JJ-Loans | $75.00 | 5/24/2011 5:59:46 AM |
| mpatrick | $25.00 | 5/24/2011 9:15:15 AM |
| golffish2 | $25.00 | 5/24/2011 9:50:10 AM |
| reflective-affluence | $30.00 | 5/24/2011 12:02:25 PM |
| helping-out | $35.00 | 5/24/2011 11:20:41 AM |
| jwstclair | $25.00 | 5/24/2011 11:27:16 AM |
| himistu22 | $25.00 | 5/24/2011 2:34:06 PM |
| Rebelrick9 | $39.09 | 5/24/2011 1:08:52 PM |
| irrelevant | $25.00 | 5/12/2011 9:09:49 AM |
| NekHoldings | $25.00 | 5/12/2011 9:12:53 AM |
| cashhelp | $50.00 | 5/12/2011 9:11:55 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:19 AM |
| chameleon125 | $50.00 | 5/12/2011 12:55:18 PM |
| copper | $50.00 | 5/12/2011 2:24:25 PM |
| hookUup | $26.74 | 5/12/2011 6:06:06 PM |
| DasMula | $27.00 | 5/12/2011 10:51:23 PM |
| EEasyMoney | $25.00 | 5/13/2011 9:47:46 AM |
| missing-link | $25.00 | 5/13/2011 1:43:55 PM |
| fabulous-community4 | $25.00 | 5/18/2011 3:54:52 PM |
| kindness-jedi | $50.00 | 5/19/2011 12:58:36 PM |
| briskdevl07 | $25.00 | 5/19/2011 1:07:39 PM |
| thomas16882004 | $25.00 | 5/19/2011 1:22:16 PM |
| tolerant-truth2 | $50.00 | 5/19/2011 1:23:27 PM |
| CA-Lender | $25.05 | 5/19/2011 1:06:38 PM |
| Track-Layer | $150.00 | 5/19/2011 1:07:15 PM |
| SkinnyFish | $50.00 | 5/19/2011 1:27:38 PM |
| spfreerider | $26.87 | 5/19/2011 1:40:07 PM |
| Bill88 | $25.00 | 5/19/2011 1:26:27 PM |
| balance-force | $25.00 | 5/19/2011 1:31:55 PM |
| chungfang | $50.00 | 5/19/2011 1:37:53 PM |
| loan-booster1 | $50.00 | 5/19/2011 1:41:56 PM |
| money_player | $25.00 | 5/19/2011 2:29:54 PM |
| Borhino | $25.00 | 5/19/2011 2:11:46 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:32:04 PM |
| Christophe | $50.00 | 5/19/2011 3:50:45 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:51:11 PM |
| benefit-trident | $25.00 | 5/19/2011 4:38:02 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:23:27 PM |
| Gibbyland | $100.00 | 5/19/2011 5:23:22 PM |
| Iceman1347 | $25.00 | 5/19/2011 5:30:38 PM |
| trumpeter5 | $50.00 | 5/19/2011 5:29:58 PM |
| riveting-wealth2 | $200.00 | 5/19/2011 5:46:45 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:27:32 PM |
| convergentthinker | $25.00 | 5/19/2011 9:16:44 PM |
| new0rleans | $25.00 | 5/20/2011 2:42:35 AM |
| investment-habanero8 | $100.00 | 5/20/2011 4:02:57 AM |
| vishal29 | $25.00 | 5/19/2011 11:29:24 PM |
| havana111 | $25.00 | 5/19/2011 10:18:05 PM |
| afmentor | $54.98 | 5/20/2011 1:03:23 AM |
| travels536 | $25.00 | 5/20/2011 5:53:40 AM |
| capital-halo1 | $500.00 | 5/20/2011 6:01:28 AM |
| Soulphoniks-Holdings | $100.00 | 5/20/2011 10:22:06 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:02 AM |
| marwadi-62 | $500.00 | 5/20/2011 12:26:06 PM |
| Investoman | $75.00 | 5/20/2011 5:56:23 PM |
| persistent-bazaar | $50.00 | 5/21/2011 5:09:36 AM |
| janeybooboo | $52.00 | 5/23/2011 9:59:51 AM |
| mrxtravis | $25.00 | 5/23/2011 7:21:39 PM |
| MStax | $56.63 | 5/23/2011 9:07:57 PM |
| McDeeter | $25.00 | 5/24/2011 6:23:46 AM |
| selector568 | $200.00 | 5/24/2011 9:54:50 AM |
| eagle1271 | $50.00 | 5/24/2011 9:55:14 AM |
| grampy48 | $30.00 | 5/24/2011 3:00:27 PM |
| lamsabuy | $151.00 | 5/24/2011 4:01:33 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
506352
This series of Notes was issued and sold upon the funding of the borrower loan #49702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $786.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 820-839 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,562 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jdawg1847 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 50 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2008)
820-839
(Aug-2007)
820-839
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Lender & 4-Time Prosper Borrower
This will be my 4th prosper loan -- I just paid off the last loan. All of the loans have been paid back on time and ahead of schedule (but not substantially prepaid).
I began lending in 2008, so I have experience with the sell side, too.
This loan will be used to consolidate debt on 3 credit cards and one HELOC into a single monthly payment.
I have plenty of available credit at banks but I would rather give my interest money to fellow investors than the big banks.
Information in the Description is not verified.
Friends And Family Investments
dastdx1847 has invested a total of
$25.00.
"I've known this borrower for 8+ years. He is a person who manages money well, and never invests into something he doesn't feel will be profitable. I can also vouch for his ability to repay his loan. He has a terrific and stable job and is well respected within the company for his abilities. I encourage everyone who wishes to make a return on their investment, to invest in this loan. 99.9% safe. I leave 0.1% in case of a national disaster and he happened to be in its path. :-)"
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/12/2011 9:10:08 AM |
| gold-conga | $50.00 | 5/12/2011 1:07:41 PM |
| NiceNate | $100.00 | 5/12/2011 2:19:04 PM |
| r48 | $26.00 | 5/12/2011 4:40:14 PM |
| hookUup | $29.02 | 5/12/2011 6:03:08 PM |
| SolarMoonshine | $25.00 | 5/12/2011 5:30:27 PM |
| Interloper | $27.00 | 5/14/2011 2:54:08 PM |
| cschina | $40.00 | 5/15/2011 1:51:46 PM |
| retiresecure | $30.00 | 5/16/2011 3:53:49 PM |
| reflective-rupee | $25.00 | 5/16/2011 9:10:03 PM |
| 888GoldIngots | $100.84 | 5/17/2011 5:19:11 AM |
| rescue | $100.00 | 5/17/2011 9:32:56 AM |
| reflective-rupee | $150.00 | 5/17/2011 11:43:37 PM |
| damage | $25.00 | 5/19/2011 11:02:19 AM |
| Invest_in_residual_income | $25.02 | 5/19/2011 12:59:26 PM |
| j2ee | $25.00 | 5/19/2011 1:00:03 PM |
| designer_10 | $25.00 | 5/19/2011 12:40:56 PM |
| cool_kubera | $100.00 | 5/19/2011 1:02:37 PM |
| kindness-jedi | $50.00 | 5/19/2011 12:57:59 PM |
| rapid-loyalty1 | $25.00 | 5/19/2011 12:57:45 PM |
| MDJAX67 | $150.00 | 5/19/2011 1:10:04 PM |
| smkb2 | $50.00 | 5/19/2011 1:11:10 PM |
| loan-booster1 | $75.00 | 5/19/2011 1:16:56 PM |
| toronado | $50.00 | 5/19/2011 1:20:11 PM |
| power-companion7 | $200.00 | 5/19/2011 1:27:35 PM |
| Gandalf0001 | $30.00 | 5/19/2011 1:55:27 PM |
| 108lender | $500.00 | 5/19/2011 1:36:21 PM |
| value-pouch | $50.00 | 5/19/2011 2:20:57 PM |
| GodzillaLending | $50.00 | 5/19/2011 1:52:31 PM |
| the-fund-mussel | $50.00 | 5/19/2011 1:54:18 PM |
| Chuck1939 | $50.00 | 5/19/2011 2:00:20 PM |
| CreditBuilder2 | $200.00 | 5/19/2011 2:13:37 PM |
| Bank42 | $25.00 | 5/19/2011 2:39:36 PM |
| Kyne | $50.00 | 5/19/2011 2:45:32 PM |
| novice-speculator | $25.00 | 5/19/2011 3:51:31 PM |
| vutah | $25.00 | 5/19/2011 3:06:05 PM |
| availableloan | $25.00 | 5/19/2011 3:12:17 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:23:16 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:33:27 PM |
| FL-Lender | $25.00 | 5/19/2011 4:15:31 PM |
| misit | $25.00 | 5/19/2011 4:17:40 PM |
| Frugal | $50.00 | 5/19/2011 4:08:13 PM |
| benefit-trident | $25.00 | 5/19/2011 4:39:10 PM |
| GeelongTrader | $50.00 | 5/19/2011 4:45:24 PM |
| the-enthralling-coin | $75.00 | 5/19/2011 5:23:59 PM |
| eloquent-money2 | $25.00 | 5/19/2011 5:54:45 PM |
| Kaj | $50.00 | 5/19/2011 6:04:57 PM |
| candyphantom | $27.66 | 5/19/2011 6:26:53 PM |
| littlebuddha | $262.59 | 5/19/2011 6:19:42 PM |
| brightest-dynamic-peace | $50.00 | 5/19/2011 7:26:41 PM |
| Earnest_Money | $25.00 | 5/19/2011 7:48:51 PM |
| important-ore | $182.55 | 5/19/2011 8:08:46 PM |
| callmebryan | $25.00 | 5/19/2011 8:27:59 PM |
| credit-investor5 | $50.00 | 5/19/2011 9:58:46 PM |
| turbobrat | $50.00 | 5/19/2011 10:34:18 PM |
| buyusell | $50.00 | 5/19/2011 10:19:50 PM |
| vishal29 | $25.00 | 5/19/2011 11:49:01 PM |
| afmentor | $100.00 | 5/20/2011 12:58:49 AM |
| astute-fairness0 | $25.00 | 5/20/2011 5:32:02 AM |
| balance-force | $25.00 | 5/20/2011 7:48:20 AM |
| GElender | $50.00 | 5/20/2011 6:16:29 AM |
| sappy02 | $50.00 | 5/20/2011 6:29:50 AM |
| market-trooper3 | $100.00 | 5/20/2011 7:12:55 AM |
| philly_eagles | $25.00 | 5/20/2011 6:34:12 AM |
| new-transaction-wrangler | $200.00 | 5/20/2011 7:26:07 AM |
| careful-note1 | $25.00 | 5/20/2011 8:36:18 AM |
| best-lean-yield | $50.00 | 5/20/2011 9:54:27 AM |
| principal-delight | $87.00 | 5/20/2011 11:31:49 AM |
| calimanusa | $25.06 | 5/20/2011 11:03:18 AM |
| kmwvma | $25.00 | 5/20/2011 2:03:07 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:14:05 PM |
| currency-persimmon | $50.00 | 5/20/2011 2:50:30 PM |
| 420limo | $75.00 | 5/20/2011 3:03:40 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:31:25 PM |
| kbmarin | $30.00 | 5/20/2011 3:16:57 PM |
| 420limo | $200.00 | 5/20/2011 3:28:49 PM |
| Gibbyland | $100.00 | 5/20/2011 4:09:02 PM |
| selector568 | $170.70 | 5/20/2011 5:33:55 PM |
| brightest-dynamic-liberty | $200.00 | 5/20/2011 6:01:05 PM |
| peso-mate | $50.00 | 5/20/2011 7:28:12 PM |
| sflash | $50.00 | 5/20/2011 7:33:47 PM |
| deal-scientist5 | $50.00 | 5/20/2011 7:04:57 PM |
| accelerator96 | $40.00 | 5/20/2011 6:47:34 PM |
| platinum-exec1 | $200.00 | 5/20/2011 7:29:54 PM |
| BankofBeth | $25.00 | 5/20/2011 7:44:00 PM |
| Pilotf22 | $25.00 | 5/20/2011 10:27:19 PM |
| JCMC | $25.00 | 5/21/2011 6:09:29 AM |
| vigilance-searcher | $25.00 | 5/21/2011 6:26:04 AM |
| paul1 | $30.00 | 5/21/2011 6:28:27 AM |
| red-favorable-basis | $25.00 | 5/21/2011 6:01:28 AM |
| a2190b | $25.00 | 5/21/2011 6:18:38 AM |
| important-wealth6 | $26.00 | 5/21/2011 8:45:14 AM |
| bmbanzai | $25.00 | 5/21/2011 9:14:13 AM |
| Engineer44 | $30.00 | 5/21/2011 8:40:57 AM |
| market-network | $25.00 | 5/21/2011 8:51:10 AM |
| sk10023 | $25.00 | 5/21/2011 9:17:21 AM |
| gunderstone | $53.88 | 5/21/2011 9:59:46 AM |
| jaesposito | $25.00 | 5/21/2011 10:00:50 AM |
| power-leader1 | $31.91 | 5/21/2011 11:08:15 AM |
| FinDoc | $25.00 | 5/21/2011 11:18:16 AM |
| musegaze | $150.00 | 5/21/2011 11:36:06 AM |
| DreDub | $50.00 | 5/21/2011 11:16:51 AM |
| cerebral-dollar773 | $200.00 | 5/21/2011 11:59:41 AM |
| buukyak | $50.00 | 5/21/2011 11:48:51 AM |
| brightest-p2p-magnitude | $25.00 | 5/21/2011 11:53:24 AM |
| dogdog | $50.00 | 5/21/2011 12:22:42 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:43 PM |
| Firescreek | $25.00 | 5/21/2011 1:47:51 PM |
| AFairDeal | $50.00 | 5/21/2011 5:52:47 PM |
| kind-magnificent-bid | $100.00 | 5/22/2011 12:30:05 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:47 PM |
| missoula | $25.00 | 5/23/2011 8:14:39 AM |
| onegr8papa | $500.00 | 5/23/2011 9:03:38 AM |
| Spkthewrd3 | $25.00 | 5/23/2011 9:43:14 AM |
| E2BGR8 | $25.00 | 5/23/2011 7:14:40 PM |
| FigTree | $50.00 | 5/23/2011 8:14:00 PM |
| benjamins-utopia | $50.00 | 5/23/2011 8:14:40 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:47 PM |
| derwiki | $25.00 | 5/23/2011 10:34:40 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:27:03 AM |
| macmaner | $50.00 | 5/24/2011 9:52:32 AM |
| tolerant-dinero2 | $25.00 | 5/24/2011 8:55:42 AM |
| natecam | $25.00 | 5/24/2011 10:33:27 AM |
| grampy48 | $30.00 | 5/24/2011 3:33:57 PM |
| Feyenoord | $25.00 | 5/24/2011 7:12:38 PM |
| CapStack | $49.98 | 5/24/2011 7:13:59 PM |
| bughead | $25.00 | 5/24/2011 6:21:33 PM |
| uberrific | $50.00 | 5/24/2011 7:15:11 PM |
| TigerForce | $25.00 | 5/24/2011 7:36:35 PM |
| g314 | $25.00 | 5/24/2011 7:22:45 PM |
| thajr | $36.36 | 5/24/2011 10:26:44 PM |
| emt747 | $25.00 | 5/25/2011 2:14:01 AM |
| cjames84 | $25.00 | 5/25/2011 3:03:22 AM |
| silver-armada | $40.00 | 5/25/2011 3:48:29 AM |
| UBOtto186 | $50.00 | 5/25/2011 3:48:34 AM |
| best-generosity-financier | $25.00 | 5/24/2011 10:13:14 PM |
| platinum-czar | $61.56 | 5/24/2011 10:42:06 PM |
| anton | $1,400.00 | 5/24/2011 8:41:05 PM |
| leverage-ectasy | $30.00 | 5/24/2011 10:52:31 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:23 AM |
| LianaB | $300.00 | 5/25/2011 7:08:05 AM |
| Mad_Scientist | $75.00 | 5/25/2011 3:44:56 AM |
| Barrayaran | $25.00 | 5/25/2011 4:24:53 AM |
| nimble-affluence4 | $25.00 | 5/25/2011 12:25:52 AM |
| 6moonbeams | $100.00 | 5/25/2011 7:21:45 AM |
| yield-museum | $101.32 | 5/25/2011 7:29:45 AM |
| octoberfresh | $25.00 | 5/25/2011 7:41:59 AM |
| sergius89 | $100.00 | 5/25/2011 7:44:53 AM |
| myidear | $25.00 | 5/25/2011 8:20:32 AM |
| rdav | $50.05 | 5/25/2011 8:56:07 AM |
| professional-coin1 | $75.00 | 5/25/2011 9:05:03 AM |
| loyalist1 | $200.00 | 5/25/2011 7:13:11 AM |
| frooogal | $75.00 | 5/25/2011 9:06:36 AM |
| eyevinyl | $100.00 | 5/25/2011 7:20:29 AM |
| LenderOnWheels | $75.00 | 5/25/2011 6:31:17 AM |
| economy-popcorn | $25.00 | 5/25/2011 7:03:27 AM |
| lenderRXT | $90.00 | 5/25/2011 8:47:17 AM |
| RJN | $25.00 | 5/25/2011 8:56:30 AM |
| orange-coin-walnut | $50.00 | 5/25/2011 9:50:12 AM |
| ozzie | $100.00 | 5/25/2011 10:14:30 AM |
| dugly2ugly | $25.00 | 5/25/2011 10:52:26 AM |
| spiritual-compassion9 | $50.00 | 5/25/2011 11:24:41 AM |
| oxnard | $25.00 | 5/25/2011 9:52:26 AM |
| heavy_ax | $25.00 | 5/25/2011 11:43:22 AM |
| JBF_Investments | $25.00 | 5/25/2011 9:57:22 AM |
| gothampark | $25.00 | 5/25/2011 10:39:27 AM |
| genius520 | $50.00 | 5/25/2011 11:51:38 AM |
| Loan-Mart | $75.00 | 5/25/2011 10:05:19 AM |
| wwwUniversal | $25.00 | 5/25/2011 11:58:35 AM |
| slico | $100.00 | 5/25/2011 12:06:12 PM |
| elasermd | $50.00 | 5/25/2011 12:19:21 PM |
| Ripsaw4U | $50.00 | 5/25/2011 12:30:50 PM |
| PThor | $25.00 | 5/25/2011 12:32:04 PM |
| fairness-drum | $50.00 | 5/25/2011 10:32:52 AM |
| Havnfun | $39.95 | 5/25/2011 11:58:20 AM |
| martymaniaman | $49.71 | 5/25/2011 10:57:05 AM |
| mg95 | $100.00 | 5/25/2011 12:07:07 PM |
| Cai8899 | $30.00 | 5/25/2011 12:19:01 PM |
| patriot897 | $25.00 | 5/25/2011 12:28:32 PM |
| triumphant-point5 | $50.00 | 5/25/2011 12:31:32 PM |
| anton | $351.00 | 5/25/2011 12:44:09 PM |
| power-bluebird2 | $61.59 | 5/25/2011 11:54:34 AM |
| clean-coin7 | $60.00 | 5/25/2011 11:55:55 AM |
| jutdon84 | $500.00 | 5/25/2011 12:00:49 PM |
| penny-ace7 | $50.00 | 5/25/2011 12:11:00 PM |
| Azonic21 | $25.00 | 5/25/2011 12:29:37 PM |
| determined-revenue1 | $100.00 | 5/12/2011 9:05:08 AM |
| cashhelp | $50.00 | 5/12/2011 9:11:59 AM |
| Tradesmanlender | $35.00 | 5/12/2011 9:11:39 AM |
| MoneyForNothing | $29.77 | 5/12/2011 9:26:40 AM |
| EverettFinancial | $25.00 | 5/13/2011 1:02:03 PM |
| purposeful-pound5 | $25.00 | 5/13/2011 2:19:31 PM |
| coin-flower1 | $27.92 | 5/13/2011 6:32:58 PM |
| kulender | $50.00 | 5/14/2011 9:22:52 AM |
| indomitable-coin | $25.00 | 5/14/2011 5:08:55 PM |
| reflective-rupee | $38.30 | 5/16/2011 9:12:08 PM |
| Peterman | $25.00 | 5/17/2011 2:40:28 AM |
| atlas100 | $75.00 | 5/18/2011 5:59:55 AM |
| bonus-demon | $25.00 | 5/18/2011 6:34:07 PM |
| tech310 | $50.00 | 5/19/2011 1:49:40 AM |
| matthewa | $25.00 | 5/19/2011 12:58:36 PM |
| GCInvestments | $40.00 | 5/19/2011 12:39:01 PM |
| BabyLender | $25.00 | 5/19/2011 1:03:42 PM |
| peso-tiramisu | $25.00 | 5/19/2011 12:49:21 PM |
| seabass123 | $51.48 | 5/19/2011 1:05:49 PM |
| Bill88 | $30.00 | 5/19/2011 1:25:17 PM |
| Leopoldine | $30.00 | 5/19/2011 1:16:08 PM |
| euro-deployment | $25.00 | 5/19/2011 1:18:27 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:19:18 PM |
| HuckleberryProperties | $25.00 | 5/19/2011 1:59:45 PM |
| Islandgal | $25.83 | 5/19/2011 2:29:14 PM |
| return-phase9 | $25.00 | 5/19/2011 2:56:27 PM |
| Astyanax | $100.00 | 5/19/2011 3:19:15 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:23:00 PM |
| SolarMoonshine | $100.00 | 5/19/2011 3:51:58 PM |
| benefit-trident | $25.00 | 5/19/2011 4:40:12 PM |
| market-aficionado3 | $50.00 | 5/19/2011 5:15:53 PM |
| dcshobby | $28.10 | 5/19/2011 5:29:29 PM |
| dastdx1847 | $25.00 | 5/19/2011 6:34:22 PM |
| Mad_Scientist | $50.00 | 5/19/2011 6:18:34 PM |
| setUup | $38.40 | 5/19/2011 6:57:37 PM |
| nimble-openness1 | $100.00 | 5/19/2011 7:42:56 PM |
| debt-patriot | $50.00 | 5/19/2011 8:50:13 PM |
| Lender0010 | $50.00 | 5/19/2011 9:08:00 PM |
| capital-blueberry | $25.00 | 5/19/2011 9:59:22 PM |
| Pitufo | $63.92 | 5/19/2011 10:00:06 PM |
| lucrative-durability | $25.00 | 5/20/2011 4:17:11 AM |
| authoritative-loot | $25.00 | 5/19/2011 10:46:08 PM |
| travels536 | $25.00 | 5/20/2011 5:54:39 AM |
| reflective-economy1 | $200.00 | 5/20/2011 9:06:26 AM |
| djs81 | $50.00 | 5/20/2011 9:20:31 AM |
| Chesterite | $25.00 | 5/20/2011 9:49:21 AM |
| jazzlender | $50.00 | 5/20/2011 9:58:11 AM |
| 6moonbeams | $100.00 | 5/20/2011 10:11:58 AM |
| JustOneVoice | $25.00 | 5/20/2011 10:43:05 AM |
| green-dollar-equinox | $25.00 | 5/20/2011 10:49:32 AM |
| appcoder | $30.93 | 5/20/2011 11:21:31 AM |
| objective-investor | $250.00 | 5/20/2011 11:25:09 AM |
| exciting-dollar1 | $25.00 | 5/20/2011 11:30:07 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:37:56 AM |
| Rider | $100.00 | 5/20/2011 11:38:38 AM |
| taltman | $25.00 | 5/20/2011 11:54:22 AM |
| unconquerable-dedication | $25.00 | 5/20/2011 2:22:51 PM |
| toomanyfishtanks | $25.00 | 5/20/2011 2:37:00 PM |
| melodious-fairness | $100.00 | 5/20/2011 12:54:58 PM |
| elbastador | $25.00 | 5/20/2011 3:13:21 PM |
| responsibility-fortress | $50.00 | 5/20/2011 5:09:40 PM |
| Mowine4me | $25.00 | 5/20/2011 6:57:29 PM |
| festeringsnot | $25.00 | 5/20/2011 5:54:58 PM |
| _NaLNaBB | $100.00 | 5/20/2011 11:15:42 PM |
| competent-p2p | $45.00 | 5/20/2011 7:25:44 PM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:59 PM |
| MNFrostbite | $50.00 | 5/20/2011 8:13:20 PM |
| SummitAdvisors | $200.00 | 5/20/2011 10:12:58 PM |
| _NaLNaBB | $300.00 | 5/20/2011 11:09:47 PM |
| Proactive-Financial-Lending | $25.00 | 5/21/2011 2:23:28 AM |
| The-Lighthouse-Group | $25.00 | 5/21/2011 5:41:29 AM |
| mhammond | $50.00 | 5/21/2011 7:48:37 AM |
| floridahelper | $45.00 | 5/21/2011 5:48:17 AM |
| s270 | $101.06 | 5/21/2011 8:16:54 AM |
| crw1950 | $62.14 | 5/21/2011 5:29:10 AM |
| sincere-balance | $40.00 | 5/21/2011 7:21:50 AM |
| itskarma | $25.25 | 5/21/2011 6:49:12 AM |
| starry2001 | $25.00 | 5/21/2011 8:12:11 AM |
| darylc | $25.00 | 5/21/2011 8:34:47 AM |
| CPA-Banker | $30.28 | 5/21/2011 10:05:37 AM |
| wyogirllender | $25.00 | 5/21/2011 9:39:18 AM |
| janeybooboo | $100.00 | 5/21/2011 11:01:52 AM |
| tntmojave | $50.00 | 5/21/2011 11:20:03 AM |
| tutnyce | $200.00 | 5/21/2011 12:30:12 PM |
| woohoo | $50.00 | 5/21/2011 12:40:33 PM |
| new-return-faire | $171.89 | 5/21/2011 12:41:24 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:35 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:38 PM |
| cash-tent | $30.00 | 5/22/2011 9:00:58 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:28 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:43 PM |
| BxRealtor | $25.00 | 5/23/2011 6:40:05 PM |
| math1973 | $50.00 | 5/23/2011 8:44:49 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:24 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:07 AM |
| pound-ace | $52.88 | 5/24/2011 5:00:58 AM |
| McDeeter | $50.00 | 5/24/2011 6:25:00 AM |
| nickel-position | $50.00 | 5/24/2011 12:59:10 PM |
| Buffer10 | $500.00 | 5/24/2011 11:16:34 AM |
| maniac3 | $1,000.00 | 5/24/2011 11:58:26 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:40 AM |
| gain-expert | $60.00 | 5/24/2011 4:06:08 PM |
| philantist | $27.59 | 5/24/2011 7:03:54 PM |
| Whitewater_Loans | $75.00 | 5/24/2011 7:21:07 PM |
| Ellendra | $25.00 | 5/24/2011 7:30:03 PM |
| treasure-hunter270 | $50.00 | 5/24/2011 7:39:50 PM |
| neenerman | $50.00 | 5/24/2011 7:48:27 PM |
| Havana21 | $25.00 | 5/24/2011 7:55:16 PM |
| chinolatino | $100.00 | 5/24/2011 8:00:28 PM |
| jasonuz | $50.00 | 5/24/2011 6:56:03 PM |
| OmahaGuy | $75.00 | 5/24/2011 7:00:10 PM |
| tranquil-diversification8 | $50.00 | 5/24/2011 7:38:58 PM |
| Kelwin_Capital_Corp | $100.00 | 5/24/2011 7:51:25 PM |
| affluence-tambourine | $25.00 | 5/24/2011 7:45:19 PM |
| b1geasy | $25.00 | 5/24/2011 9:48:23 PM |
| compwhiz | $61.63 | 5/25/2011 12:09:36 AM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:04 AM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:54 PM |
| the-burgeoning-openness | $26.00 | 5/24/2011 10:16:03 PM |
| promise2 | $35.00 | 5/24/2011 10:48:36 PM |
| zippy-revenue8 | $50.00 | 5/25/2011 5:22:57 AM |
| resplendent-moola | $50.00 | 5/25/2011 5:30:32 AM |
| swissbanker | $25.00 | 5/24/2011 11:03:08 PM |
| witty-compassion | $25.00 | 5/24/2011 11:12:20 PM |
| lava414 | $50.00 | 5/24/2011 11:55:50 PM |
| resplendent-dollar | $25.00 | 5/24/2011 9:47:06 PM |
| exchange-battalion | $25.00 | 5/25/2011 12:34:11 AM |
| brightest-affluence-powerplant | $50.00 | 5/24/2011 10:08:45 PM |
| glc527 | $25.00 | 5/24/2011 10:13:20 PM |
| Zach842 | $145.76 | 5/25/2011 6:21:49 AM |
| emosspot | $25.00 | 5/25/2011 3:58:14 AM |
| Johnab | $25.04 | 5/25/2011 4:35:23 AM |
| exchange-battalion | $30.00 | 5/25/2011 12:35:19 AM |
| Pakse | $25.00 | 5/25/2011 2:40:52 AM |
| runbix7 | $25.00 | 5/25/2011 2:51:39 AM |
| reflective-rupee | $200.01 | 5/25/2011 3:34:23 AM |
| grampy48 | $46.43 | 5/25/2011 3:37:01 AM |
| moola-monger9 | $100.00 | 5/25/2011 8:37:08 AM |
| Zoramite | $25.00 | 5/25/2011 8:46:26 AM |
| jhernand17 | $25.00 | 5/25/2011 8:52:39 AM |
| nimcha | $50.00 | 5/25/2011 6:43:17 AM |
| enthralling-deal180 | $25.00 | 5/25/2011 7:08:06 AM |
| enthralling-investment | $100.00 | 5/25/2011 7:15:01 AM |
| sgt-schultz | $45.86 | 5/25/2011 6:08:31 AM |
| Pawnster | $50.00 | 5/25/2011 6:08:50 AM |
| gokart83 | $25.00 | 5/25/2011 7:22:14 AM |
| GatorBux | $40.00 | 5/25/2011 7:38:52 AM |
| economy-popcorn | $25.00 | 5/25/2011 7:01:12 AM |
| nobanksallowed | $25.00 | 5/25/2011 8:04:17 AM |
| Auditman | $50.00 | 5/25/2011 8:27:54 AM |
| the-credit-proton | $25.00 | 5/25/2011 8:54:47 AM |
| msw_engr | $50.00 | 5/25/2011 9:50:46 AM |
| phchristensen | $50.00 | 5/25/2011 9:04:51 AM |
| engaging-worth | $25.00 | 5/25/2011 9:39:59 AM |
| diversification-balancer870 | $35.00 | 5/25/2011 9:42:57 AM |
| Fachim | $25.00 | 5/25/2011 9:44:36 AM |
| irrision | $25.00 | 5/25/2011 10:25:32 AM |
| affluence-birdie7 | $320.00 | 5/25/2011 9:34:54 AM |
| new-reward-sequoia | $32.84 | 5/25/2011 10:20:17 AM |
| addlending | $60.00 | 5/25/2011 11:30:33 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:27 AM |
| rogue_monster | $50.00 | 5/25/2011 10:31:58 AM |
| heavy_ax | $25.00 | 5/25/2011 10:40:00 AM |
| CaliforniaSun | $25.00 | 5/25/2011 10:48:12 AM |
| wyogirllender | $25.00 | 5/25/2011 10:58:12 AM |
| generosity-jalapeno3 | $75.00 | 5/25/2011 10:01:49 AM |
| Princehaha | $25.00 | 5/25/2011 10:59:19 AM |
| hopeful-point | $35.00 | 5/25/2011 11:13:02 AM |
| LuckyDuck49 | $25.00 | 5/25/2011 11:13:45 AM |
| Dollars4Rent | $25.00 | 5/25/2011 11:19:02 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:41 AM |
| basis-wizard8 | $50.00 | 5/25/2011 12:32:30 PM |
| schnippy | $25.00 | 5/25/2011 10:37:25 AM |
| dammage | $37.38 | 5/25/2011 10:58:59 AM |
| N_P | $25.00 | 5/25/2011 11:07:08 AM |
| HeadHunter | $75.00 | 5/25/2011 11:12:53 AM |
| chemistry220 | $50.00 | 5/25/2011 12:28:31 PM |
| tranquil-note7 | $50.00 | 5/25/2011 11:58:49 AM |
| BlackCat36 | $50.00 | 5/25/2011 12:19:15 PM |
| the-silver-blaster | $50.00 | 5/25/2011 12:20:11 PM |
| RussiaAC5M | $27.26 | 5/25/2011 12:31:50 PM |
| drseuzz | $50.00 | 5/25/2011 12:38:25 PM |
| 368 Investments
|
Borrower Payment Dependent Notes Series
506396
This series of Notes was issued and sold upon the funding of the borrower loan #49666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $534.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,401 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| usavmony |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $36,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Oct-2010)
780-799
(Jan-2008)
|
|
Principal balance:
| $10,498.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Business Expansion
I recently signed on to open my third restaurant. It seems every 3 years I open one up. I feel this rate is safe and allows for me to establish the store. This is my third Prosper loan. My first loan was for my second store and I successfully paid off that loan. My second loan was my way of showing my gratitude to the Prosper community in helping fund my first loan. Without your help it would have been difficult getting my second store off the ground. With that said, I am once again humbly requesting the assistance of the Prosper community in helping me get my third store off the ground.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/11/2011 5:08:12 PM |
| economy-coup | $100.00 | 5/11/2011 5:08:31 PM |
| top-courteous-peso | $50.00 | 5/11/2011 5:08:03 PM |
| qsolo | $200.00 | 5/11/2011 5:09:51 PM |
| missing-link | $25.00 | 5/13/2011 1:43:52 PM |
| jjswanso | $50.00 | 5/15/2011 6:04:55 AM |
| Steffy1976 | $25.00 | 5/16/2011 6:58:19 AM |
| careful-note1 | $50.00 | 5/17/2011 6:09:27 AM |
| RLaumeyer | $25.00 | 5/17/2011 7:06:04 AM |
| shugyosha | $50.00 | 5/17/2011 7:35:44 AM |
| maple1 | $50.00 | 5/17/2011 9:37:23 AM |
| american-investor | $50.00 | 5/17/2011 10:02:28 AM |
| Dubbs360 | $100.00 | 5/17/2011 10:18:01 AM |
| tolerant-truth2 | $50.00 | 5/17/2011 10:05:42 AM |
| Jack55304 | $300.00 | 5/17/2011 10:24:30 AM |
| chungfang | $50.00 | 5/17/2011 10:39:44 AM |
| zorg77 | $50.00 | 5/17/2011 10:45:54 AM |
| peace-sorcerer | $25.00 | 5/17/2011 11:21:43 AM |
| festeringsnot | $25.00 | 5/17/2011 11:48:59 AM |
| kind-scholarly-peace | $30.03 | 5/17/2011 1:01:10 PM |
| FinanceEngine | $60.00 | 5/17/2011 1:12:13 PM |
| shrewd-income | $150.00 | 5/17/2011 1:24:00 PM |
| peso-tiramisu | $25.00 | 5/17/2011 1:21:06 PM |
| novice-speculator | $25.00 | 5/17/2011 2:04:12 PM |
| heavenly-social1 | $50.00 | 5/17/2011 3:19:16 PM |
| CreditBuilder2 | $100.00 | 5/17/2011 3:22:16 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:06:13 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:12:02 PM |
| nyran20 | $75.00 | 5/17/2011 5:43:32 PM |
| loss-of-control | $100.00 | 5/17/2011 6:16:20 PM |
| Mad_Scientist | $35.00 | 5/17/2011 7:00:28 PM |
| blue111 | $25.00 | 5/17/2011 7:15:42 PM |
| loyalty-czar | $25.00 | 5/17/2011 8:11:28 PM |
| yf99yz | $40.00 | 5/17/2011 8:58:16 PM |
| UCLA4life | $34.68 | 5/17/2011 11:54:37 PM |
| HermanstadtKid | $49.04 | 5/18/2011 4:52:43 AM |
| GElender | $25.00 | 5/18/2011 6:07:38 AM |
| octoberfresh | $25.00 | 5/18/2011 8:09:09 AM |
| fund-medalist171 | $30.00 | 5/18/2011 4:26:13 AM |
| agalt | $75.00 | 5/18/2011 8:16:54 AM |
| tranquil-gain1 | $50.00 | 5/18/2011 8:18:25 AM |
| independent-transaction | $200.00 | 5/18/2011 7:58:40 AM |
| first-serene-credit | $25.00 | 5/18/2011 7:25:44 AM |
| broomfieldbucks | $25.00 | 5/18/2011 8:39:32 AM |
| srosa29 | $25.00 | 5/18/2011 9:30:17 AM |
| platinum-scientist9 | $25.00 | 5/18/2011 9:52:54 AM |
| mhotchan | $100.00 | 5/18/2011 10:13:59 AM |
| Q9-X3 | $47.76 | 5/18/2011 10:33:10 AM |
| traice | $25.00 | 5/18/2011 10:29:47 AM |
| youngster50 | $100.00 | 5/18/2011 10:30:59 AM |
| new-dollar-sprout | $75.00 | 5/18/2011 10:36:17 AM |
| treasure-brigade | $50.00 | 5/18/2011 10:39:34 AM |
| F-A1Grant | $50.00 | 5/18/2011 11:25:25 AM |
| PotBellyPete | $96.44 | 5/18/2011 11:29:15 AM |
| rate-optimizer0 | $25.00 | 5/18/2011 11:28:14 AM |
| platinum-zoo4 | $25.00 | 5/18/2011 11:53:40 AM |
| goldenretriever | $100.00 | 5/18/2011 12:30:39 PM |
| ddog0224 | $91.99 | 5/18/2011 11:51:59 AM |
| refined-return922 | $50.00 | 5/18/2011 12:39:46 PM |
| YellowJacket | $25.00 | 5/18/2011 12:34:02 PM |
| PackFan13 | $25.00 | 5/18/2011 12:37:45 PM |
| cunning-truth6 | $100.00 | 5/18/2011 12:57:45 PM |
| chinolatino | $25.00 | 5/18/2011 12:50:35 PM |
| restless-community389 | $25.00 | 5/18/2011 12:53:59 PM |
| Jerrys1951 | $30.81 | 5/18/2011 6:18:42 PM |
| suave-dime6 | $25.00 | 5/19/2011 7:27:43 AM |
| benefit-persimmon6 | $100.00 | 5/19/2011 1:34:36 PM |
| Mad_Scientist | $25.00 | 5/19/2011 1:38:50 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:56 AM |
| vigorous-market5 | $200.00 | 5/20/2011 5:59:55 PM |
| Cronos | $150.00 | 5/21/2011 1:03:14 AM |
| Feyenoord | $25.00 | 5/21/2011 4:51:48 AM |
| myidear | $25.00 | 5/22/2011 5:03:27 AM |
| integrity-electron9 | $25.00 | 5/22/2011 8:48:46 PM |
| cash-tent | $40.00 | 5/22/2011 8:54:53 PM |
| openness-antioxidant | $100.00 | 5/23/2011 9:02:12 AM |
| Investor509 | $25.00 | 5/23/2011 9:56:04 AM |
| open-minded-fund9 | $73.98 | 5/23/2011 9:57:30 AM |
| bonus-demon | $50.00 | 5/23/2011 9:58:48 AM |
| coin-bee1 | $25.00 | 5/23/2011 1:13:26 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:29 PM |
| eagle1271 | $25.00 | 5/24/2011 9:56:39 AM |
| helping-out | $35.00 | 5/24/2011 11:20:39 AM |
| ethicalhumanist | $50.00 | 5/24/2011 11:31:52 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:02:05 PM |
| EBITDA | $25.00 | 5/24/2011 4:40:15 PM |
| elegant-loot | $25.00 | 5/24/2011 6:09:36 PM |
| desertoasis | $30.00 | 5/24/2011 5:42:12 PM |
| b-rent | $25.00 | 5/24/2011 6:53:39 PM |
| fantastic-wampum1 | $100.00 | 5/24/2011 6:02:44 PM |
| the-silver-blaster | $50.00 | 5/24/2011 6:01:20 PM |
| beakerfish | $100.00 | 5/24/2011 7:09:20 PM |
| peaceful-nickel2 | $300.00 | 5/24/2011 6:27:34 PM |
| shrewd-income | $50.00 | 5/24/2011 6:29:27 PM |
| treasure-bliss | $50.00 | 5/24/2011 7:28:04 PM |
| irrelevant | $25.00 | 5/11/2011 5:09:07 PM |
| MoneyForNothing | $41.33 | 5/11/2011 5:38:27 PM |
| 2grindstones | $50.00 | 5/11/2011 5:47:44 PM |
| janeybooboo | $200.00 | 5/11/2011 5:44:33 PM |
| competent-p2p | $25.00 | 5/11/2011 5:56:53 PM |
| phaded | $25.00 | 5/11/2011 7:50:47 PM |
| SecondChanceLendingSERV | $25.00 | 5/12/2011 7:20:12 AM |
| DasMula | $375.00 | 5/12/2011 7:21:30 AM |
| ready-interest9 | $25.00 | 5/12/2011 12:35:46 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:52 PM |
| r48 | $32.00 | 5/12/2011 4:41:17 PM |
| orange-impartial-asset | $1,000.00 | 5/13/2011 8:36:28 AM |
| reflective-rupee | $200.00 | 5/14/2011 1:11:13 PM |
| reflective-rupee | $300.00 | 5/14/2011 1:11:22 PM |
| commerce-yeller | $100.00 | 5/16/2011 1:17:05 PM |
| glroark | $100.00 | 5/17/2011 6:59:02 AM |
| economy-popcorn | $25.00 | 5/17/2011 7:19:03 AM |
| payment-halo | $25.00 | 5/17/2011 7:52:02 AM |
| payment-jalapeno9 | $500.00 | 5/17/2011 8:39:18 AM |
| capital_projects_investor | $25.00 | 5/17/2011 8:47:56 AM |
| penny-surgeon | $25.00 | 5/17/2011 9:12:22 AM |
| gardenofeden | $43.63 | 5/17/2011 9:22:57 AM |
| nilonc1 | $85.85 | 5/17/2011 9:25:53 AM |
| NekHoldings | $25.00 | 5/17/2011 9:26:23 AM |
| Leshan | $150.00 | 5/17/2011 9:59:12 AM |
| d3v0t3d | $30.00 | 5/17/2011 10:43:25 AM |
| money-baron-roth-IRA | $55.00 | 5/17/2011 10:36:09 AM |
| CA-Lender | $25.05 | 5/17/2011 11:17:14 AM |
| sweetlan | $25.05 | 5/17/2011 12:17:04 PM |
| kleinbrak | $25.00 | 5/17/2011 2:17:23 PM |
| nickel-position | $25.00 | 5/17/2011 3:19:47 PM |
| sensational-dollar | $25.00 | 5/17/2011 4:23:24 PM |
| wisconsinvestor | $25.00 | 5/17/2011 6:43:45 PM |
| Alittleluck | $25.00 | 5/17/2011 7:24:02 PM |
| otto1939 | $51.00 | 5/17/2011 8:10:54 PM |
| head | $25.00 | 5/17/2011 8:11:40 PM |
| ToweringDan | $49.00 | 5/18/2011 12:14:45 AM |
| adventure0 | $150.00 | 5/17/2011 8:30:14 PM |
| diversification-ambrosia | $25.00 | 5/18/2011 1:57:39 AM |
| Mikale360 | $25.00 | 5/18/2011 6:50:25 AM |
| newest-famous-velocity | $50.00 | 5/18/2011 4:55:17 AM |
| aztocas | $50.00 | 5/18/2011 7:54:52 AM |
| DoctorJoe | $25.00 | 5/18/2011 7:03:09 AM |
| tensalis | $53.84 | 5/18/2011 8:20:15 AM |
| 19vfwcinc89 | $100.00 | 5/18/2011 8:42:24 AM |
| machkimaspesi | $30.00 | 5/18/2011 9:53:40 AM |
| neutrino6 | $29.93 | 5/18/2011 9:53:55 AM |
| resplendent-dollar | $25.00 | 5/18/2011 10:11:24 AM |
| jubilant-agreement0 | $25.00 | 5/18/2011 10:19:04 AM |
| valiant-money | $25.00 | 5/18/2011 10:23:08 AM |
| jazzlender | $25.00 | 5/18/2011 10:20:32 AM |
| EarlyRiser | $305.00 | 5/18/2011 10:39:38 AM |
| AlphaInternational | $25.00 | 5/18/2011 11:18:36 AM |
| newest-phenomenal-money | $25.00 | 5/18/2011 11:50:01 AM |
| electrak | $500.00 | 5/18/2011 11:51:23 AM |
| pound-maniac1 | $25.00 | 5/18/2011 12:38:28 PM |
| the-serene-transaction | $100.00 | 5/18/2011 12:15:47 PM |
| mrstender | $50.00 | 5/18/2011 12:19:50 PM |
| matt_2006 | $25.00 | 5/18/2011 12:20:42 PM |
| baker31 | $50.00 | 5/18/2011 12:51:35 PM |
| ingenious-deal6 | $25.00 | 5/18/2011 5:47:24 PM |
| intrepid-loot | $25.00 | 5/18/2011 10:30:31 PM |
| optionscashflow | $25.00 | 5/18/2011 11:52:30 PM |
| tech310 | $50.00 | 5/19/2011 1:45:41 AM |
| jhouman | $25.00 | 5/19/2011 2:55:39 AM |
| transparency-defender | $30.00 | 5/19/2011 1:35:29 PM |
| whatreality | $30.00 | 5/19/2011 1:40:38 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:49:16 PM |
| marwadi-62 | $500.00 | 5/19/2011 4:17:31 PM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:07 PM |
| Investoman | $75.00 | 5/20/2011 5:56:20 PM |
| wise-benjamins-fortress | $25.00 | 5/20/2011 6:04:05 PM |
| papaloha | $50.00 | 5/21/2011 3:11:43 AM |
| Military_Support | $200.00 | 5/21/2011 4:49:35 AM |
| dynrep | $100.00 | 5/21/2011 3:46:21 PM |
| KarlMarx | $25.00 | 5/21/2011 2:28:23 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:44:17 PM |
| Reddy_Capital | $25.00 | 5/22/2011 9:59:56 PM |
| mlj0671 | $25.00 | 5/23/2011 12:57:40 PM |
| JUDAHiNVESTMENTGROUP | $26.29 | 5/23/2011 10:52:26 AM |
| jalapeno680 | $100.00 | 5/23/2011 1:32:27 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:40:54 PM |
| payment-gusto | $25.00 | 5/23/2011 8:09:30 PM |
| new-transaction-wrangler | $50.00 | 5/23/2011 8:03:13 PM |
| thorough-exchange4 | $25.00 | 5/23/2011 8:11:42 PM |
| commanding-income774 | $25.00 | 5/23/2011 8:12:05 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:43 PM |
| joeandsam | $25.00 | 5/23/2011 11:40:36 PM |
| delicious-loan093 | $100.00 | 5/24/2011 12:11:09 AM |
| McDeeter | $25.00 | 5/24/2011 6:22:12 AM |
| golffish2 | $25.00 | 5/24/2011 9:49:35 AM |
| MTF | $75.00 | 5/24/2011 7:42:41 AM |
| tolerant-dinero2 | $25.00 | 5/24/2011 8:54:37 AM |
| radiant-diversification234 | $200.00 | 5/24/2011 10:13:24 AM |
| Unicorn | $159.81 | 5/24/2011 11:10:02 AM |
| grampy48 | $60.00 | 5/24/2011 3:03:50 PM |
| gain-expert | $60.00 | 5/24/2011 4:04:09 PM |
| exchange-upholder0 | $25.00 | 5/24/2011 12:17:52 PM |
| antlr | $50.00 | 5/24/2011 5:41:38 PM |
| high_flyer | $50.00 | 5/24/2011 5:39:31 PM |
| Mariner3605 | $25.00 | 5/24/2011 6:14:21 PM |
| bughead | $25.00 | 5/24/2011 6:14:59 PM |
| contract-paloverde1 | $50.00 | 5/24/2011 5:44:33 PM |
| rockhound84 | $2.48 | 5/24/2011 8:01:49 PM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
506408
This series of Notes was issued and sold upon the funding of the borrower loan #49650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 6y 7m |
|
Amount delinquent:
| $589 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-tweet1 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ROV Supervisor/ Technician
Purpose of loan:
This loan will be used to...purchase fencing materials, and an outdoor shed.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3174.99
Monthly expenses: $1800 avg.
Housing: $0 mortgage is paid in full.
Insurance: $200/mo
Car expenses: $350/mo on fuel.
Utilities: $300/mo
Phone, cable, internet: $248
Food, entertainment: $190
Clothing, household expenses: $120
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 5:07:25 PM |
| Artist_Blue | $25.00 | 5/11/2011 5:13:22 PM |
| Weaverville | $25.00 | 5/11/2011 5:06:13 PM |
| authentic-finance194 | $100.00 | 5/11/2011 5:07:51 PM |
| gain-gourd | $100.00 | 5/11/2011 5:54:18 PM |
| Danlo123 | $25.00 | 5/12/2011 1:25:50 AM |
| lloyd_s | $25.00 | 5/12/2011 1:28:52 AM |
| carrinel | $100.00 | 5/12/2011 7:38:36 AM |
| copper | $50.00 | 5/12/2011 2:24:28 PM |
| Requiem | $25.00 | 5/13/2011 7:52:42 AM |
| responsible-worth113 | $30.00 | 5/13/2011 11:55:16 AM |
| missing-link | $25.00 | 5/13/2011 1:43:53 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:32 AM |
| hektek22 | $600.00 | 5/18/2011 12:48:44 PM |
| catamaran2024 | $25.00 | 5/19/2011 6:26:43 AM |
| green-trade-wildcat | $100.00 | 5/19/2011 5:50:20 AM |
| 168RichCapital | $25.50 | 5/19/2011 1:57:05 PM |
| jitster | $35.00 | 5/19/2011 1:59:35 PM |
| dollar-kazoo | $40.00 | 5/19/2011 2:21:12 PM |
| jmb_lending | $25.00 | 5/19/2011 2:00:19 PM |
| DasMula | $27.00 | 5/19/2011 2:03:09 PM |
| shrewd-income | $25.00 | 5/19/2011 2:25:34 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:57 AM |
| Bob450 | $25.00 | 5/21/2011 10:27:20 AM |
| mrxtravis | $25.00 | 5/21/2011 11:19:39 AM |
| hidavehi | $26.00 | 5/21/2011 1:15:03 PM |
| IASKGOD | $25.00 | 5/21/2011 10:30:07 PM |
| kinetic-social | $25.00 | 5/22/2011 8:14:49 AM |
| baker31 | $50.00 | 5/22/2011 10:58:26 AM |
| cash-architect | $25.00 | 5/22/2011 8:52:35 AM |
| wise-skillful-benjamins | $29.27 | 5/22/2011 12:39:45 PM |
| Rostov | $26.90 | 5/22/2011 2:31:12 PM |
| integrity-electron9 | $25.00 | 5/23/2011 6:13:36 AM |
| Makingitrain | $25.00 | 5/23/2011 9:42:45 AM |
| YeoLenderSource | $25.00 | 5/23/2011 2:39:05 PM |
| stormtrooper72 | $54.51 | 5/23/2011 8:27:43 PM |
| jwsun90 | $47.76 | 5/23/2011 9:26:45 PM |
| DadWarbucks | $34.41 | 5/11/2011 5:29:50 PM |
| iolaire | $25.00 | 5/11/2011 5:30:56 PM |
| PatRichi | $25.00 | 5/11/2011 5:33:44 PM |
| ursus | $50.00 | 5/11/2011 5:54:08 PM |
| dedicated-diversification5 | $50.45 | 5/12/2011 12:26:16 AM |
| parsec9 | $25.66 | 5/12/2011 1:51:34 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:24 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:48 PM |
| SolarMoonshine | $25.00 | 5/12/2011 5:36:28 PM |
| BradP | $25.00 | 5/13/2011 5:48:06 PM |
| reflective-rupee | $200.00 | 5/14/2011 1:10:25 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:45 PM |
| carrinel | $42.05 | 5/17/2011 8:21:47 AM |
| jwsun90 | $275.76 | 5/17/2011 2:54:25 PM |
| One_Lolo | $25.00 | 5/18/2011 9:53:24 AM |
| 2grindstones | $25.00 | 5/18/2011 10:39:36 AM |
| tech310 | $50.00 | 5/19/2011 1:45:43 AM |
| head | $25.00 | 5/19/2011 2:24:20 PM |
| thrifty-capital | $25.00 | 5/19/2011 2:09:08 PM |
| Track-Layer | $100.00 | 5/19/2011 8:54:43 PM |
| tranquil-gain1 | $75.00 | 5/20/2011 10:07:58 AM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:08 PM |
| Investoman | $75.00 | 5/20/2011 5:56:21 PM |
| yf99yz | $30.00 | 5/21/2011 12:30:58 PM |
| taltman | $25.00 | 5/21/2011 1:47:28 PM |
| handy-justice | $100.00 | 5/21/2011 6:27:20 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:43:13 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:26 AM |
| sensible-fund | $34.73 | 5/23/2011 6:59:50 AM |
| bonus-demon | $50.00 | 5/23/2011 1:28:12 PM |
| patriot897 | $25.00 | 5/23/2011 4:56:54 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:25:41 PM |
| icon7 | $40.00 | 5/23/2011 7:44:34 PM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
506446
This series of Notes was issued and sold upon the funding of the borrower loan #49719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 11.32% |
Monthly payment:
| $326.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.09% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,441 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-pine |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
logical loan
Purpose of loan:
This loan will be used to...combine money used during purchase and improvement of home bought at very attractive price after bubble.
My financial situation:
I am a good candidate for this loan because...my yearly income reported is fixed and includes pension and social security, automatically deposited monthly, home is now in great shape, and have no need of any additional money. Logical to have fixed amount borrowed at fixed interest and no variables.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| antlr | $50.00 | 5/12/2011 5:04:00 PM |
| Avala | $50.00 | 5/12/2011 5:07:16 PM |
| Leopoldine | $25.00 | 5/12/2011 5:03:53 PM |
| kenji4861 | $25.00 | 5/12/2011 5:07:07 PM |
| MrDavid | $50.00 | 5/12/2011 8:05:04 PM |
| sf-funder | $25.00 | 5/12/2011 7:39:26 PM |
| Bank_Of_XL | $25.00 | 5/13/2011 5:01:48 AM |
| MonopolyDred | $25.00 | 5/13/2011 5:53:35 AM |
| kulender | $50.00 | 5/16/2011 12:35:04 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:18 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:34 PM |
| gardenofeden | $25.00 | 5/17/2011 10:36:01 AM |
| Montgomery-Burns | $25.00 | 5/17/2011 12:51:49 PM |
| kjb1971 | $25.00 | 5/18/2011 9:07:42 AM |
| maldok1 | $25.00 | 5/18/2011 2:08:35 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:29 PM |
| ryreesado | $25.00 | 5/19/2011 4:10:41 AM |
| damage | $25.00 | 5/19/2011 10:59:40 AM |
| gojackgo | $100.00 | 5/19/2011 12:29:38 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:57 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:16 AM |
| vollynet | $81.06 | 5/20/2011 3:16:27 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:56 PM |
| diversification-surge | $200.00 | 5/21/2011 9:54:05 AM |
| nuclearmoose | $50.00 | 5/21/2011 11:27:06 AM |
| fcrick | $25.00 | 5/21/2011 11:26:12 AM |
| velocity-solo | $25.00 | 5/21/2011 12:10:19 PM |
| shred123 | $50.00 | 5/21/2011 1:03:52 PM |
| tutnyce | $100.00 | 5/21/2011 1:08:06 PM |
| visionary-fund | $37.24 | 5/21/2011 12:59:41 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:44:02 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:15:47 PM |
| velocity-javelin8 | $200.00 | 5/21/2011 2:02:03 PM |
| foldingbenny2 | $30.00 | 5/21/2011 2:26:56 PM |
| nickel-position | $25.00 | 5/21/2011 3:15:51 PM |
| lucrative-coin | $100.00 | 5/21/2011 3:24:43 PM |
| currency-persimmon | $25.00 | 5/21/2011 4:07:15 PM |
| Mowine4me | $25.00 | 5/21/2011 5:33:58 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:22:17 PM |
| competent-p2p | $26.04 | 5/21/2011 6:23:29 PM |
| hookUup | $31.40 | 5/21/2011 4:56:02 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 6:30:28 PM |
| upbeat-investment9 | $25.00 | 5/21/2011 6:50:44 PM |
| AFairDeal | $35.00 | 5/21/2011 5:36:47 PM |
| auction-seeker | $25.00 | 5/21/2011 8:16:25 PM |
| best-generosity-financier | $25.00 | 5/21/2011 7:23:05 PM |
| dlenz | $25.00 | 5/21/2011 7:54:02 PM |
| 420limo | $200.00 | 5/21/2011 10:53:50 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:32:09 PM |
| JaceSpade | $25.00 | 5/22/2011 5:00:31 AM |
| drkosh | $50.00 | 5/22/2011 7:35:41 AM |
| market-pudding | $25.00 | 5/22/2011 8:40:08 AM |
| YesMoney | $25.00 | 5/22/2011 12:17:39 AM |
| dynrep | $25.00 | 5/22/2011 9:24:12 AM |
| titilsbie14 | $40.75 | 5/22/2011 7:49:12 AM |
| investment-artist | $25.02 | 5/22/2011 9:03:38 AM |
| exact-gold2 | $38.18 | 5/22/2011 3:16:10 PM |
| djh47a | $25.00 | 5/22/2011 12:47:17 PM |
| BuildingShanghai | $25.00 | 5/22/2011 6:01:08 PM |
| Peacepower | $25.00 | 5/22/2011 3:49:19 PM |
| Peterman | $50.00 | 5/22/2011 6:36:51 PM |
| indomitable-coin | $50.00 | 5/22/2011 6:44:21 PM |
| moola-spa9 | $350.00 | 5/22/2011 1:25:13 PM |
| C_Mark | $75.00 | 5/22/2011 6:49:30 PM |
| seabass123 | $25.00 | 5/22/2011 2:38:05 PM |
| mgking007 | $25.00 | 5/22/2011 8:00:00 PM |
| worldly-income2 | $25.00 | 5/22/2011 8:36:35 PM |
| brightest-dynamic-peace | $50.00 | 5/22/2011 7:32:14 PM |
| availableloan | $25.00 | 5/22/2011 7:43:13 PM |
| GoingFishing | $25.00 | 5/22/2011 11:42:54 PM |
| helvet | $50.00 | 5/23/2011 12:41:15 AM |
| bowler252 | $25.00 | 5/22/2011 10:06:24 PM |
| DrWill | $128.60 | 5/22/2011 11:40:20 PM |
| peace-flower9 | $50.00 | 5/23/2011 6:44:51 AM |
| mrpowers5531 | $50.00 | 5/23/2011 7:52:22 AM |
| onegr8papa | $500.00 | 5/23/2011 9:08:03 AM |
| coin-popcorn | $37.50 | 5/23/2011 9:09:32 AM |
| shugyosha | $50.00 | 5/23/2011 9:13:39 AM |
| bejfishing | $25.00 | 5/23/2011 9:03:49 AM |
| Astyanax | $100.00 | 5/23/2011 10:39:14 AM |
| FinanceEngine | $50.00 | 5/23/2011 10:04:03 AM |
| cerebral-value4 | $100.00 | 5/23/2011 10:04:51 AM |
| bold-attentive-listing | $100.00 | 5/23/2011 11:59:14 AM |
| gold-scientist5 | $100.00 | 5/23/2011 12:09:51 PM |
| martinatime | $50.00 | 5/23/2011 12:22:50 PM |
| commitment-galaxy | $25.00 | 5/23/2011 12:35:08 PM |
| rutzebach | $100.00 | 5/23/2011 12:36:57 PM |
| SPickle | $25.00 | 5/23/2011 2:23:21 PM |
| building_community | $50.00 | 5/23/2011 2:27:59 PM |
| agwosdof | $50.00 | 5/23/2011 4:12:03 PM |
| reflective-deal8 | $450.00 | 5/23/2011 4:18:51 PM |
| profitable-money | $25.00 | 5/23/2011 3:06:06 PM |
| commanding-openness | $50.00 | 5/23/2011 4:10:09 PM |
| dtrain5 | $50.00 | 5/23/2011 4:53:11 PM |
| note-cougar0 | $25.00 | 5/23/2011 4:09:10 PM |
| friendly-market5 | $25.00 | 5/23/2011 4:12:13 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:12:26 PM |
| truth-lyrics7 | $50.00 | 5/23/2011 4:14:18 PM |
| thankful-nickel2 | $50.00 | 5/23/2011 7:23:33 PM |
| adhawan325 | $25.00 | 5/23/2011 7:35:45 PM |
| sign_here | $25.00 | 5/23/2011 9:47:33 PM |
| lukeskywalkerkp | $25.00 | 5/23/2011 10:04:40 PM |
| the-credit-proton | $25.00 | 5/24/2011 9:43:43 AM |
| radiant-diversification234 | $150.00 | 5/24/2011 9:57:49 AM |
| The_dude_01 | $25.00 | 5/24/2011 10:14:46 AM |
| Marathoner | $25.00 | 5/24/2011 10:31:44 AM |
| radiant-diversification234 | $150.00 | 5/24/2011 10:00:27 AM |
| ebola8u2 | $202.45 | 5/24/2011 11:43:36 AM |
| bold-spirited-finance | $125.00 | 5/24/2011 12:02:14 PM |
| grampy48 | $35.00 | 5/24/2011 3:30:19 PM |
| bold-enriching-capital | $67.96 | 5/24/2011 2:45:31 PM |
| YellowJacket | $25.00 | 5/24/2011 4:57:46 PM |
| Interstate_Rate | $142.29 | 5/24/2011 4:50:40 PM |
| wise-silver-wonder | $25.00 | 5/24/2011 7:11:10 PM |
| platinum-sorcerer6 | $25.00 | 5/24/2011 7:22:26 PM |
| Aimvest | $25.00 | 5/24/2011 5:56:32 PM |
| betaoption | $50.00 | 5/24/2011 7:59:49 PM |
| peb44 | $25.00 | 5/24/2011 7:26:23 PM |
| yachtmaster45 | $25.00 | 5/24/2011 7:28:36 PM |
| grallu | $50.00 | 5/24/2011 8:12:34 PM |
| Cheburashka | $30.00 | 5/24/2011 7:13:06 PM |
| wwwUniversal | $25.00 | 5/24/2011 7:19:30 PM |
| efficient-marketplace | $50.00 | 5/24/2011 7:57:29 PM |
| alpinaut | $25.00 | 5/24/2011 7:59:08 PM |
| a2190b | $25.00 | 5/24/2011 8:52:06 PM |
| ytjameslee | $50.00 | 5/24/2011 7:52:14 PM |
| Octavian315 | $35.00 | 5/24/2011 8:18:05 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:19:02 PM |
| flypenguin | $50.00 | 5/24/2011 7:58:48 PM |
| silver-armada | $50.00 | 5/25/2011 3:48:33 AM |
| Mantis75 | $25.00 | 5/24/2011 8:52:02 PM |
| degster | $25.00 | 5/24/2011 9:53:56 PM |
| glc527 | $26.78 | 5/24/2011 10:11:25 PM |
| eyevinyl | $100.00 | 5/25/2011 7:33:43 AM |
| ArmyGuy | $25.00 | 5/25/2011 8:04:13 AM |
| keyfig | $25.00 | 5/25/2011 8:08:14 AM |
| peace-flower9 | $70.00 | 5/25/2011 6:04:56 AM |
| MO_Investor | $25.00 | 5/25/2011 4:48:10 AM |
| marshallmanhattan | $25.00 | 5/25/2011 7:22:50 AM |
| profitable-asset1 | $25.00 | 5/25/2011 8:43:20 AM |
| Chuck1939 | $100.00 | 5/25/2011 9:58:25 AM |
| blooming-market | $25.00 | 5/12/2011 5:04:20 PM |
| compoundinterest | $50.00 | 5/12/2011 5:06:23 PM |
| DukSerduk | $25.00 | 5/12/2011 5:04:01 PM |
| indomitable-coin | $25.00 | 5/12/2011 5:03:58 PM |
| meux99 | $25.00 | 5/12/2011 5:04:10 PM |
| minista | $25.00 | 5/12/2011 5:07:11 PM |
| math1973 | $100.00 | 5/12/2011 5:07:37 PM |
| ore-genius2 | $600.00 | 5/12/2011 5:07:40 PM |
| useful-currency | $25.00 | 5/12/2011 5:07:04 PM |
| lloyd_s | $25.00 | 5/13/2011 8:24:20 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:51 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:59 PM |
| RankPaid | $25.00 | 5/14/2011 4:34:52 PM |
| goat361 | $50.00 | 5/15/2011 9:08:17 AM |
| SCD | $25.00 | 5/15/2011 8:44:55 PM |
| truth-image | $100.00 | 5/16/2011 8:29:03 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:38 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:33:21 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:29 PM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:12 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:40 AM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:54:10 PM |
| inspired-investment8 | $100.00 | 5/19/2011 10:12:46 AM |
| FinDoc | $25.00 | 5/19/2011 6:19:04 PM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:27 AM |
| hawaiiangirl76 | $25.00 | 5/21/2011 12:31:56 PM |
| NobisEst | $25.00 | 5/21/2011 12:32:08 PM |
| Weaverville | $50.00 | 5/21/2011 12:33:31 PM |
| coin-processor7 | $50.00 | 5/21/2011 12:32:06 PM |
| GCInvestments | $25.00 | 5/21/2011 1:39:43 PM |
| CreditBuilder2 | $150.00 | 5/21/2011 1:47:09 PM |
| radforj22 | $50.00 | 5/21/2011 12:40:00 PM |
| helpishere777 | $50.00 | 5/21/2011 2:04:00 PM |
| Ritty | $50.00 | 5/21/2011 3:35:05 PM |
| caring-hope2 | $50.00 | 5/21/2011 2:28:13 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:06:56 PM |
| supersarah61 | $50.00 | 5/21/2011 3:16:19 PM |
| payment-halo | $25.00 | 5/21/2011 3:24:13 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:09:55 PM |
| noble-marketplace | $54.00 | 5/21/2011 6:08:49 PM |
| finance-symphony7 | $50.00 | 5/21/2011 8:07:00 PM |
| Lender0010 | $50.00 | 5/21/2011 7:37:46 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:52:08 PM |
| inventive-wealth2 | $30.97 | 5/21/2011 11:15:21 PM |
| designer_10 | $25.00 | 5/21/2011 11:37:32 PM |
| ore-frontier | $50.00 | 5/22/2011 12:31:53 AM |
| market-aficionado3 | $35.00 | 5/22/2011 7:52:47 AM |
| myidear | $25.00 | 5/22/2011 4:47:48 AM |
| heerzaquestion | $25.00 | 5/22/2011 8:54:15 AM |
| head | $25.00 | 5/22/2011 4:59:10 AM |
| KClender | $25.00 | 5/22/2011 10:30:50 AM |
| important-ore | $200.00 | 5/22/2011 2:55:00 PM |
| Engineer44 | $47.00 | 5/22/2011 6:18:18 PM |
| neighborly-hope6 | $100.00 | 5/22/2011 1:11:56 PM |
| 3_boyz | $50.00 | 5/22/2011 5:02:52 PM |
| proud-silver0 | $200.00 | 5/22/2011 5:38:01 PM |
| woohoo | $25.00 | 5/22/2011 7:41:31 PM |
| GElender | $50.00 | 5/23/2011 6:00:27 AM |
| payout-detective7 | $25.00 | 5/23/2011 5:59:37 AM |
| STLRacer | $30.00 | 5/23/2011 8:21:14 AM |
| octoberfresh | $25.00 | 5/23/2011 7:24:03 AM |
| greenkid | $156.10 | 5/23/2011 9:36:17 AM |
| DasMula | $27.00 | 5/23/2011 9:44:44 AM |
| seanickson | $29.13 | 5/23/2011 11:04:08 AM |
| enriching-credit9 | $75.00 | 5/23/2011 10:10:53 AM |
| BlessedEveryDay | $30.00 | 5/23/2011 9:55:30 AM |
| zippy-revenue8 | $50.00 | 5/23/2011 9:55:35 AM |
| payout-flag6 | $250.00 | 5/23/2011 10:23:05 AM |
| shrewd-deal3 | $100.00 | 5/23/2011 10:39:12 AM |
| atcrain07 | $25.00 | 5/23/2011 10:58:12 AM |
| crawfishcentral | $45.00 | 5/23/2011 1:14:12 PM |
| pthighs | $50.00 | 5/23/2011 12:30:41 PM |
| melodious-fairness | $100.00 | 5/23/2011 3:09:35 PM |
| heerzaquestion | $25.00 | 5/23/2011 1:12:53 PM |
| GCInvestments | $34.00 | 5/23/2011 2:27:32 PM |
| radiant-cash0 | $45.00 | 5/23/2011 2:51:44 PM |
| fund-turtle | $45.00 | 5/23/2011 4:07:27 PM |
| OregonDane | $25.00 | 5/23/2011 2:53:02 PM |
| asset-professor | $25.00 | 5/23/2011 3:56:24 PM |
| grampy48 | $25.00 | 5/23/2011 3:09:11 PM |
| JustMee | $25.00 | 5/23/2011 5:19:11 PM |
| lgs83 | $25.00 | 5/23/2011 4:06:46 PM |
| TBTdragon | $30.00 | 5/23/2011 4:16:22 PM |
| contract-paloverde1 | $100.00 | 5/23/2011 4:20:17 PM |
| bonus-apple | $200.00 | 5/23/2011 5:16:04 PM |
| accmgg | $100.00 | 5/23/2011 7:16:06 PM |
| unrivaled-silver | $50.00 | 5/23/2011 7:07:55 PM |
| ready-loan | $39.22 | 5/23/2011 7:54:32 PM |
| gain-expert | $35.00 | 5/23/2011 10:08:33 PM |
| notlicehead | $50.00 | 5/24/2011 6:05:25 AM |
| Duchdad | $25.00 | 5/24/2011 9:19:57 AM |
| lanlie | $133.46 | 5/24/2011 7:58:24 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:22 AM |
| Queueball1 | $104.05 | 5/24/2011 11:08:10 AM |
| tender-integrity3 | $82.41 | 5/24/2011 10:32:36 AM |
| Buffer10 | $200.00 | 5/24/2011 11:17:48 AM |
| moola-rose8 | $25.00 | 5/24/2011 4:23:48 PM |
| Bodyboard | $49.67 | 5/24/2011 4:59:56 PM |
| rapid-wampum5 | $40.00 | 5/24/2011 8:03:52 PM |
| subtle-revenue0 | $25.00 | 5/24/2011 8:05:40 PM |
| whitegold24k | $212.31 | 5/24/2011 7:53:01 PM |
| skuba | $25.00 | 5/24/2011 7:58:29 PM |
| Munnie | $25.00 | 5/24/2011 8:04:16 PM |
| Gyroman | $100.33 | 5/24/2011 10:24:47 PM |
| a-responsible-return | $50.00 | 5/24/2011 8:02:08 PM |
| BaxterEvil | $25.00 | 5/24/2011 8:06:20 PM |
| onecooldrink | $25.00 | 5/25/2011 12:16:35 AM |
| dumbass | $25.00 | 5/24/2011 8:28:09 PM |
| lanlie | $40.98 | 5/25/2011 4:55:29 AM |
| acropiloterau2002 | $25.00 | 5/24/2011 9:51:41 PM |
| Richmp412 | $25.00 | 5/25/2011 6:43:07 AM |
| nolahelper | $25.00 | 5/25/2011 4:45:59 AM |
| MoneySiles | $25.00 | 5/25/2011 5:33:32 AM |
| Caledoni | $50.00 | 5/25/2011 7:23:24 AM |
| Moose26 | $25.00 | 5/25/2011 8:07:57 AM |
| whistledicksmith | $50.00 | 5/25/2011 9:57:54 AM |
| 257 Investments
|
Borrower Payment Dependent Notes Series
506458
This series of Notes was issued and sold upon the funding of the borrower loan #49868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $483.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,393 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-superb-funds |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: To pay off debt.
This loan will be used to pay off my revolving credit and close the accounts.
My financial situation: Good.
I am a good candidate for this loan because I have a strong desire to get free of debt and I am going to school for a asociates degree to improve my job. I also have a steady job that I have been at for almost 7 years. My husband has a long-term steady job but we just want to get ahead of the debt by consolidating. The payment would be covered by the payments that I already make but would enable us to get ahead of the debt and interest.
Monthly net income: $ 1700.00
Monthly expenses: $ 1500.00
Housing: $ none ( free house included with my husband's job)
Insurance: $ 100.00
Car expenses: $ 125.00
Utilities: $ 100.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 600.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/13/2011 9:00:38 AM |
| worth-blanket2 | $5,000.00 | 5/13/2011 9:59:12 AM |
| reflective-rupee | $200.00 | 5/13/2011 10:25:48 AM |
| 2grindstones | $25.00 | 5/13/2011 10:20:45 AM |
| missing-link | $25.00 | 5/13/2011 1:44:39 PM |
| competent-p2p | $25.00 | 5/13/2011 6:09:15 PM |
| 1-HARD-HEAD | $25.25 | 5/13/2011 9:46:51 PM |
| valiant-money | $25.00 | 5/14/2011 9:02:23 AM |
| yf99yz | $25.00 | 5/15/2011 9:09:48 PM |
| Bill88 | $25.00 | 5/16/2011 2:02:58 PM |
| jjswanso | $50.00 | 5/16/2011 5:26:05 PM |
| suave-dime6 | $25.00 | 5/18/2011 6:40:11 PM |
| exciting-fairness | $200.00 | 5/19/2011 6:20:33 AM |
| erowis | $80.00 | 5/19/2011 9:55:51 AM |
| intrepid-loot | $25.00 | 5/19/2011 12:09:43 PM |
| Cronos | $150.00 | 5/21/2011 1:06:08 AM |
| well-mannered-income3 | $25.00 | 5/21/2011 4:03:25 PM |
| transformer855 | $25.00 | 5/23/2011 4:15:46 PM |
| Investoman | $75.00 | 5/23/2011 9:02:05 PM |
| heerzaquestion | $50.00 | 5/24/2011 10:16:03 AM |
| ethicalhumanist | $25.00 | 5/24/2011 11:36:43 AM |
| BankofBeth | $25.00 | 5/24/2011 12:44:33 PM |
| shrewd-income | $75.00 | 5/24/2011 6:44:25 PM |
| treasure-hunter270 | $25.00 | 5/24/2011 7:40:20 PM |
| Whitewater_Loans | $50.00 | 5/24/2011 7:25:04 PM |
| payment-gusto | $25.00 | 5/24/2011 8:44:07 PM |
| onecooldrink | $25.00 | 5/25/2011 12:17:04 AM |
| lasalle123 | $100.00 | 5/25/2011 7:47:27 AM |
| CA-Lender | $50.05 | 5/25/2011 9:41:29 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:53 AM |
| ddamenace | $30.00 | 5/25/2011 10:28:59 AM |
| sweetlan | $25.05 | 5/25/2011 9:44:34 AM |
| orange-coin-walnut | $50.00 | 5/25/2011 9:48:26 AM |
| enriching-credit9 | $75.00 | 5/25/2011 10:12:52 AM |
| selfmademan | $50.00 | 5/25/2011 11:21:33 AM |
| rdav | $25.00 | 5/25/2011 10:44:39 AM |
| fund-tom-tom6 | $200.00 | 5/25/2011 11:00:00 AM |
| Mad_Scientist | $40.00 | 5/25/2011 12:19:01 PM |
| jutdon84 | $350.00 | 5/25/2011 11:50:51 AM |
| CreditBuilder2 | $100.00 | 5/25/2011 11:52:10 AM |
| heavy_ax | $25.00 | 5/25/2011 10:41:03 AM |
| janeybooboo | $100.00 | 5/25/2011 12:03:39 PM |
| diversification-medalist | $100.00 | 5/25/2011 11:26:07 AM |
| dollar-authority | $115.23 | 5/25/2011 11:43:54 AM |
| vishal29 | $30.00 | 5/25/2011 12:28:07 PM |
| agalt | $50.00 | 5/25/2011 12:30:22 PM |
| Whipster | $30.00 | 5/24/2011 7:45:46 PM |
| economy-coup | $100.00 | 5/13/2011 9:06:49 AM |
| qsolo | $200.00 | 5/13/2011 9:00:34 AM |
| SecondChanceLendingSERV | $25.00 | 5/13/2011 12:06:37 PM |
| credit-missile | $100.00 | 5/13/2011 2:42:22 PM |
| credit-missile | $25.00 | 5/13/2011 2:44:14 PM |
| irrelevant | $25.00 | 5/13/2011 2:44:47 PM |
| leverage-monger | $31.23 | 5/14/2011 7:17:08 AM |
| krd_Chicago | $100.00 | 5/16/2011 7:27:11 AM |
| Bob450 | $25.00 | 5/16/2011 7:28:59 AM |
| brightest-dignified-penny | $25.00 | 5/17/2011 10:49:01 AM |
| Jack55304 | $300.00 | 5/18/2011 6:25:11 PM |
| openness-antioxidant | $50.00 | 5/19/2011 12:05:28 PM |
| tranquil-gain1 | $75.00 | 5/20/2011 9:39:54 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:32 AM |
| loss-of-control | $100.00 | 5/21/2011 3:27:17 PM |
| heerzaquestion | $50.00 | 5/22/2011 9:01:29 AM |
| SolarMoonshine | $25.00 | 5/22/2011 8:49:39 AM |
| Investor509 | $25.00 | 5/23/2011 8:09:06 PM |
| grampy48 | $60.00 | 5/24/2011 3:35:28 PM |
| gain-expert | $60.00 | 5/24/2011 4:05:13 PM |
| bonus-demon | $50.00 | 5/24/2011 6:05:49 PM |
| auction-karate | $25.00 | 5/24/2011 7:59:08 PM |
| rockhound84 | $25.00 | 5/24/2011 8:00:27 PM |
| Christophe | $25.00 | 5/24/2011 7:29:05 PM |
| Bill88 | $25.00 | 5/24/2011 8:27:31 PM |
| Kaj | $35.00 | 5/24/2011 8:32:15 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:55:11 PM |
| szetheli | $130.00 | 5/24/2011 7:34:49 PM |
| chinolatino | $25.00 | 5/24/2011 7:58:18 PM |
| janeybooboo | $100.00 | 5/24/2011 8:32:03 PM |
| toomanyfishtanks | $25.00 | 5/25/2011 9:54:06 AM |
| derec | $50.00 | 5/25/2011 10:01:41 AM |
| CreditBuilder2 | $195.00 | 5/25/2011 11:12:23 AM |
| VillageLending | $75.00 | 5/25/2011 9:54:18 AM |
| FinanceEngine | $40.00 | 5/25/2011 11:34:57 AM |
| whatreality | $25.00 | 5/25/2011 11:38:44 AM |
| helpful-fund8 | $50.00 | 5/25/2011 10:30:49 AM |
| briskdevl07 | $25.00 | 5/25/2011 10:00:57 AM |
| rdav | $25.00 | 5/25/2011 10:45:20 AM |
| designer_10 | $25.00 | 5/25/2011 11:03:26 AM |
| CreditBuilder2 | $105.00 | 5/25/2011 11:16:42 AM |
| head | $25.00 | 5/25/2011 10:22:24 AM |
| investment-comet | $25.00 | 5/25/2011 11:32:04 AM |
| bbt210 | $25.00 | 5/25/2011 11:45:10 AM |
| calmfunds | $250.00 | 5/25/2011 12:39:15 PM |
| moola-cell3 | $50.00 | 5/25/2011 11:59:20 AM |
| anton | $655.00 | 5/25/2011 12:41:05 PM |
| slico | $35.00 | 5/25/2011 12:23:30 PM |
| Zipcut | $31.19 | 5/25/2011 11:38:38 AM |
| retirementlady | $25.00 | 5/25/2011 11:49:47 AM |
| rapid-loyalty1 | $25.00 | 5/25/2011 12:03:10 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
506546
This series of Notes was issued and sold upon the funding of the borrower loan #49612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $240.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,764 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lovelife00 |
Borrower's state:
| Michigan |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 49 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
700-719
(Sep-2009)
640-659
(May-2008)
660-679
(Jun-2007)
|
|
Principal balance:
| $801.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Read This before You Fund Any Loan
Purpose of loan:
This loan will be used to pay off all my high interest credit cards and medical bills.
My financial situation:
I am an excellent candidate for this loan because this is my 5th loan with Prosper and I have an excellent repayment record.
I can cover the loan payment easily, and if you want to make a smart loan to someone with a proven repayment record, I'm your person.
As you can see my credit score has improved since my last loan.
Monthly net income: $ 2780
Monthly expenses: $
Housing: $ 753
Insurance: $ 142
Car expenses: $ 145
Utilities: $ 175
Phone, cable, internet: $ 140
Food, entertainment: $650
Clothing, household expenses $125
Credit cards and other loans: $310
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/13/2011 9:01:21 AM |
| kulender | $50.00 | 5/16/2011 5:42:52 PM |
| tech310 | $50.00 | 5/19/2011 1:50:08 AM |
| damage | $25.00 | 5/19/2011 11:02:22 AM |
| pthighs | $50.00 | 5/19/2011 11:13:40 AM |
| bonus-demon | $25.00 | 5/19/2011 5:43:48 PM |
| numero-uno4 | $50.00 | 5/19/2011 6:34:06 PM |
| candyphantom | $30.00 | 5/19/2011 6:28:31 PM |
| a2190b | $25.00 | 5/19/2011 6:55:00 PM |
| frooogal | $50.00 | 5/19/2011 8:44:24 PM |
| competent-p2p | $50.00 | 5/19/2011 8:04:49 PM |
| Majianlord | $50.00 | 5/19/2011 8:31:29 PM |
| Dubbs360 | $200.00 | 5/19/2011 10:34:12 PM |
| seabass123 | $25.00 | 5/20/2011 8:01:45 AM |
| sthomasg | $50.00 | 5/20/2011 8:19:13 AM |
| castlwizz | $26.01 | 5/20/2011 8:58:48 AM |
| jazzlender | $25.00 | 5/20/2011 9:57:22 AM |
| CreditBuilder2 | $100.00 | 5/20/2011 10:58:58 AM |
| exciting-dollar1 | $25.00 | 5/20/2011 11:34:57 AM |
| worldly-income2 | $25.00 | 5/20/2011 3:54:12 PM |
| euro-deployment | $25.00 | 5/20/2011 4:07:09 PM |
| FinanceEngine | $50.00 | 5/20/2011 4:48:00 PM |
| 420limo | $200.00 | 5/20/2011 3:05:04 PM |
| Engineer44 | $30.00 | 5/20/2011 5:06:08 PM |
| benefit-trident | $25.00 | 5/20/2011 4:28:06 PM |
| MNFrostbite | $25.00 | 5/20/2011 8:10:07 PM |
| janeybooboo | $200.00 | 5/20/2011 11:40:31 PM |
| supreme-hope | $25.00 | 5/21/2011 6:12:23 AM |
| corporatejim | $27.89 | 5/21/2011 6:48:10 AM |
| heerzaquestion | $50.00 | 5/21/2011 7:30:18 AM |
| 12Knocksinna | $28.00 | 5/21/2011 9:07:39 AM |
| compassion-platoon | $25.00 | 5/21/2011 8:43:54 AM |
| market-network | $25.00 | 5/21/2011 8:54:28 AM |
| currency-persimmon | $25.00 | 5/21/2011 10:03:33 AM |
| dogdog | $50.00 | 5/21/2011 12:23:04 PM |
| GoldenGo4 | $50.00 | 5/21/2011 11:56:54 AM |
| forthright-trade | $25.00 | 5/21/2011 12:03:52 PM |
| payment-jalapeno9 | $100.00 | 5/21/2011 12:02:18 PM |
| supersarah61 | $25.00 | 5/21/2011 3:12:56 PM |
| usbank | $25.00 | 5/21/2011 3:44:57 PM |
| foldingbenny2 | $125.00 | 5/21/2011 2:52:10 PM |
| lucrative-coin | $50.00 | 5/21/2011 3:25:38 PM |
| wizardii | $50.00 | 5/21/2011 4:04:07 PM |
| Photoman42 | $25.00 | 5/21/2011 5:12:51 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:40 PM |
| dlenz | $25.00 | 5/21/2011 7:58:05 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:55:20 PM |
| YesMoney | $25.00 | 5/22/2011 12:29:17 AM |
| head | $25.00 | 5/22/2011 4:31:54 AM |
| SOBRO-FINANCE | $100.00 | 5/22/2011 12:06:18 AM |
| setUup | $38.40 | 5/22/2011 9:31:39 AM |
| drkosh | $25.00 | 5/22/2011 7:36:42 AM |
| RomanGuzi | $50.00 | 5/22/2011 10:06:25 AM |
| KramericaIndustries | $25.81 | 5/22/2011 9:23:58 AM |
| theloanfiller | $25.00 | 5/22/2011 10:34:29 AM |
| doopers | $25.00 | 5/22/2011 1:25:16 PM |
| agalt | $50.00 | 5/22/2011 3:17:00 PM |
| Peacepower | $50.00 | 5/22/2011 3:49:58 PM |
| commerce-yeller | $55.00 | 5/22/2011 12:37:45 PM |
| C_Mark | $75.00 | 5/22/2011 6:45:15 PM |
| commerce-renewal | $250.00 | 5/22/2011 7:48:31 PM |
| mlb1 | $50.00 | 5/22/2011 6:31:22 PM |
| Peterman | $25.00 | 5/22/2011 6:37:30 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:57 PM |
| SocProf | $50.00 | 5/22/2011 9:04:45 PM |
| EEasyMoney | $25.00 | 5/23/2011 6:37:10 AM |
| bonus-quark4 | $25.00 | 5/23/2011 6:46:46 AM |
| helvet | $75.00 | 5/23/2011 12:50:14 AM |
| Leopoldine | $50.00 | 5/23/2011 8:00:07 AM |
| bnoble09 | $27.70 | 5/23/2011 8:32:15 AM |
| mrpowers5531 | $25.00 | 5/23/2011 7:52:57 AM |
| EretzCapital | $25.00 | 5/23/2011 8:28:27 AM |
| greenkid | $75.00 | 5/23/2011 9:38:15 AM |
| orange-scrappy-asset | $200.00 | 5/23/2011 9:47:29 AM |
| Socorro_Capital_Partners | $25.00 | 5/23/2011 10:08:38 AM |
| 6moonbeams | $100.00 | 5/23/2011 9:55:03 AM |
| vtrentster | $25.00 | 5/23/2011 10:36:46 AM |
| DasMula | $27.00 | 5/23/2011 9:46:52 AM |
| invincible-silver4 | $25.00 | 5/23/2011 10:03:59 AM |
| market-giraffe7 | $100.00 | 5/23/2011 10:56:01 AM |
| barchibald | $50.00 | 5/23/2011 5:07:27 PM |
| julijask | $50.00 | 5/23/2011 5:15:12 PM |
| Torero06 | $32.52 | 5/23/2011 4:47:48 PM |
| yogi1975 | $25.00 | 5/23/2011 5:34:00 PM |
| myduck | $65.00 | 5/23/2011 4:03:30 PM |
| contract-paloverde1 | $100.00 | 5/23/2011 4:51:54 PM |
| jescowa | $100.00 | 5/23/2011 5:05:35 PM |
| EvalCrux | $50.00 | 5/23/2011 4:27:17 PM |
| squadron781 | $25.00 | 5/23/2011 5:17:59 PM |
| jayh888 | $31.46 | 5/23/2011 5:18:19 PM |
| engrossing-benefit0 | $50.00 | 5/23/2011 5:20:58 PM |
| Byrd24 | $100.00 | 5/23/2011 5:23:52 PM |
| liberty-point | $25.00 | 5/23/2011 5:24:25 PM |
| IIP77 | $25.00 | 5/23/2011 6:10:38 PM |
| BradyKP | $78.85 | 5/23/2011 4:42:02 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:45:56 PM |
| thegreatstrafe | $25.00 | 5/23/2011 4:49:30 PM |
| SpecialMan-211 | $100.00 | 5/23/2011 6:15:02 PM |
| diversification-empire | $49.00 | 5/23/2011 6:19:53 PM |
| 2bnforlife | $25.00 | 5/23/2011 5:52:55 PM |
| Whitewater_Loans | $50.00 | 5/23/2011 6:23:03 PM |
| fortress767 | $114.85 | 5/23/2011 6:25:18 PM |
| klinebarger | $25.00 | 5/23/2011 6:25:35 PM |
| the-upbeat-p2p | $130.00 | 5/23/2011 6:29:29 PM |
| grampy48 | $25.00 | 5/23/2011 6:14:10 PM |
| hawaiitechnical | $25.00 | 5/23/2011 6:15:11 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 6:08:41 PM |
| Daubertoo | $25.00 | 5/23/2011 6:32:19 PM |
| MoneyForNothing | $72.02 | 5/13/2011 9:18:29 AM |
| SimpleChoice | $25.00 | 5/13/2011 9:56:35 AM |
| hookUup | $28.02 | 5/13/2011 6:23:53 PM |
| MonopolyDred | $25.00 | 5/16/2011 12:39:55 PM |
| indomitable-coin | $25.00 | 5/16/2011 3:44:30 PM |
| a-finance-nirvana | $25.00 | 5/17/2011 2:55:28 PM |
| lenderRXT | $30.00 | 5/18/2011 8:40:25 AM |
| rescue | $100.00 | 5/18/2011 6:38:59 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:37:19 PM |
| Kaj | $50.00 | 5/19/2011 6:05:19 PM |
| Whitey | $50.00 | 5/19/2011 7:20:29 PM |
| LD4LIFE | $85.00 | 5/19/2011 7:08:21 PM |
| emunah6 | $25.00 | 5/19/2011 8:07:31 PM |
| brightest-dynamic-peace | $50.00 | 5/19/2011 7:27:30 PM |
| 1willray | $25.00 | 5/19/2011 7:54:01 PM |
| convergentthinker | $25.00 | 5/19/2011 9:19:34 PM |
| payment-hawk | $50.00 | 5/20/2011 12:50:20 AM |
| sappy02 | $50.00 | 5/20/2011 6:31:25 AM |
| astute-fairness0 | $25.00 | 5/20/2011 5:32:57 AM |
| InvestorsRus | $100.00 | 5/20/2011 4:04:22 AM |
| Scotcha | $50.00 | 5/20/2011 7:46:08 AM |
| reward-walnut | $50.00 | 5/20/2011 8:54:34 AM |
| MDTSmallTimeLender | $50.00 | 5/20/2011 9:50:38 AM |
| tomdooley12520 | $25.00 | 5/20/2011 10:00:09 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:42:00 AM |
| nickel-cocktail | $100.00 | 5/20/2011 11:07:25 AM |
| objective-investor | $250.00 | 5/20/2011 11:25:44 AM |
| melodious-fairness | $100.00 | 5/20/2011 12:55:35 PM |
| jrm281 | $155.26 | 5/20/2011 1:43:28 PM |
| turbobrat | $50.09 | 5/20/2011 4:02:20 PM |
| the-auction-bear | $25.00 | 5/20/2011 10:57:08 PM |
| Bill88 | $35.00 | 5/20/2011 9:59:25 PM |
| JCMC | $25.00 | 5/21/2011 6:08:59 AM |
| corporatejim | $27.88 | 5/21/2011 6:49:55 AM |
| tranquil-gain1 | $75.00 | 5/21/2011 7:20:22 AM |
| rapid-loyalty1 | $25.00 | 5/21/2011 8:39:10 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:18:33 AM |
| bmbanzai | $25.00 | 5/21/2011 9:14:52 AM |
| DreDub | $100.00 | 5/21/2011 11:23:08 AM |
| musegaze | $110.00 | 5/21/2011 11:37:58 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:54 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:15:24 PM |
| mammalian4 | $25.00 | 5/21/2011 3:44:16 PM |
| nickel-position | $25.00 | 5/21/2011 3:20:30 PM |
| marwadi-62 | $150.00 | 5/21/2011 4:28:11 PM |
| calkidd05 | $26.00 | 5/21/2011 5:35:16 PM |
| AFairDeal | $25.00 | 5/21/2011 5:33:28 PM |
| finance-symphony7 | $50.00 | 5/21/2011 8:09:24 PM |
| loan-lionheart6 | $25.00 | 5/21/2011 7:52:11 PM |
| pythia | $25.00 | 5/22/2011 1:36:56 AM |
| auction-seeker | $25.00 | 5/21/2011 8:28:34 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:32:47 PM |
| peso-aggregator | $25.00 | 5/22/2011 7:45:17 AM |
| titilsbie14 | $40.00 | 5/22/2011 7:48:13 AM |
| papaloha | $50.00 | 5/22/2011 8:56:44 AM |
| martymaniaman | $44.58 | 5/22/2011 11:35:06 AM |
| ONECENTATATIME | $30.00 | 5/22/2011 9:07:47 AM |
| micko | $25.00 | 5/22/2011 9:08:51 AM |
| KClender | $25.00 | 5/22/2011 10:31:36 AM |
| dudebrah | $25.00 | 5/22/2011 4:45:29 PM |
| payment-dolphin7 | $100.00 | 5/22/2011 5:18:33 PM |
| kublai | $75.00 | 5/22/2011 5:41:33 PM |
| ksubd | $100.00 | 5/22/2011 10:25:21 PM |
| Fioravanti | $200.00 | 5/23/2011 4:32:05 AM |
| Tikibarman | $50.00 | 5/23/2011 5:13:47 AM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:33 PM |
| GElender | $50.00 | 5/23/2011 6:01:11 AM |
| octoberfresh | $25.00 | 5/23/2011 7:26:52 AM |
| dracoaffectus | $25.00 | 5/23/2011 3:11:29 AM |
| chameleon125 | $25.00 | 5/23/2011 6:43:11 AM |
| ScottCapital | $25.00 | 5/23/2011 8:34:47 AM |
| debt-legend | $25.00 | 5/23/2011 8:09:36 AM |
| enriching-credit9 | $150.00 | 5/23/2011 9:34:50 AM |
| unconquerable-dedication | $25.00 | 5/23/2011 9:23:33 AM |
| najmn103 | $25.00 | 5/23/2011 11:17:34 AM |
| economy-caper9 | $25.00 | 5/23/2011 10:06:10 AM |
| authoritative-capital | $25.00 | 5/23/2011 10:14:48 AM |
| shrewd-deal3 | $50.00 | 5/23/2011 10:39:59 AM |
| ansset | $50.00 | 5/23/2011 4:41:32 PM |
| Dyrn | $39.95 | 5/23/2011 5:19:43 PM |
| value-pouch | $25.00 | 5/23/2011 4:45:05 PM |
| dominickf | $59.76 | 5/23/2011 5:24:27 PM |
| adamwstein | $27.44 | 5/23/2011 5:49:55 PM |
| Kaj | $50.00 | 5/23/2011 5:10:08 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:46 PM |
| lsx7 | $222.00 | 5/23/2011 5:49:29 PM |
| bowl800 | $50.00 | 5/23/2011 4:53:43 PM |
| financelover | $50.00 | 5/23/2011 4:58:01 PM |
| value-hero3 | $200.00 | 5/23/2011 5:59:39 PM |
| unafraid-return496 | $75.00 | 5/23/2011 6:31:15 PM |
| treasure-pipeline | $255.74 | 5/23/2011 6:34:26 PM |
| currency-emblem | $50.00 | 5/23/2011 6:05:55 PM |
| withfries2 | $100.00 | 5/23/2011 5:17:14 PM |
| intrepid-loot | $50.00 | 5/23/2011 5:28:16 PM |
| green-dollar-equinox | $25.00 | 5/23/2011 5:44:29 PM |
| lostperception | $33.77 | 5/23/2011 6:02:14 PM |
| 204 Investments
|
Borrower Payment Dependent Notes Series
506588
This series of Notes was issued and sold upon the funding of the borrower loan #49645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 8m |
|
Amount delinquent:
| $1,273 |
Total credit lines:
| 10 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,367 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-magnificent-reward |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3840
Monthly expenses: $
Housing: $1017.00
Insurance: $125.00
Car expenses: $450.
Utilities: $125.
Phone, cable, internet: $176.
Food, entertainment: $400.
Clothing, household expenses: $
Credit cards and other loans: $50.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/12/2011 5:05:28 PM |
| SolarMoonshine | $25.00 | 5/12/2011 5:12:53 PM |
| jml3482 | $25.00 | 5/12/2011 11:40:12 PM |
| scarlet-velvet | $25.00 | 5/12/2011 8:28:48 PM |
| newest-generous-income | $25.00 | 5/13/2011 12:18:00 AM |
| get30inc | $25.51 | 5/13/2011 1:40:22 AM |
| dedicated-diversification5 | $37.87 | 5/13/2011 1:54:59 AM |
| irrelevant | $25.00 | 5/13/2011 9:42:10 AM |
| missing-link | $25.00 | 5/13/2011 1:44:34 PM |
| treasure-hunter270 | $25.00 | 5/14/2011 8:22:13 AM |
| KarlMarx | $25.00 | 5/15/2011 3:19:08 AM |
| jjswanso | $50.00 | 5/16/2011 5:10:32 PM |
| kind-charming-value | $604.60 | 5/17/2011 9:50:13 AM |
| qsolo | $200.00 | 5/12/2011 5:06:50 PM |
| reflective-rupee | $25.00 | 5/12/2011 5:18:42 PM |
| 2grindstones | $25.00 | 5/12/2011 5:50:49 PM |
| cash-architect | $25.00 | 5/12/2011 8:28:00 PM |
| payout-hammock1 | $50.00 | 5/12/2011 11:40:21 PM |
| usmcLS | $25.00 | 5/12/2011 11:40:29 PM |
| lloyd_s | $25.00 | 5/13/2011 1:41:09 AM |
| nowits10 | $27.02 | 5/13/2011 1:31:31 AM |
| Kreditorium | $25.00 | 5/13/2011 5:58:51 AM |
| responsible-worth113 | $30.00 | 5/13/2011 12:04:12 PM |
| thorough-payout8 | $25.00 | 5/13/2011 12:57:13 PM |
| thankful-nickel2 | $25.00 | 5/13/2011 2:13:20 PM |
| entertaining-greenback2 | $25.00 | 5/14/2011 8:16:57 PM |
| glenium | $25.00 | 5/16/2011 2:24:49 AM |
| shrewd-income | $25.00 | 5/16/2011 8:48:08 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
506626
This series of Notes was issued and sold upon the funding of the borrower loan #49662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $377.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,526 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| celi8071 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Sep-2010)
740-759
(Jul-2008)
780-799
(Nov-2007)
|
|
Principal balance:
| $6,268.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 72 | | |
Description
A SURE THING
Purpose of loan:
This loan will be used to pay off credit cards that unfortunately got ran up do to unexpected financial expenses over the winter. Furnace, and cars to name a few. This loan will be used to become debt free and to get my family in a financial situation to save and move to a new house. I am a returning prosper borrower with a stellar payment history.
My financial situation:
I am a good candidate for this loan because my total household monthy income is 4600.00 more than enough to cover this loan. I have an excellent credit history and would never do anything to put that into jeopardy. Thank you very much!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $37.45 | 5/13/2011 5:07:26 PM |
| Tradesmanlender | $35.00 | 5/13/2011 5:12:31 PM |
| qsolo | $200.00 | 5/13/2011 5:12:18 PM |
| hookUup | $29.02 | 5/13/2011 6:34:17 PM |
| phaded | $25.00 | 5/14/2011 1:40:00 PM |
| Interloper | $27.00 | 5/14/2011 2:54:20 PM |
| astute-fairness0 | $25.00 | 5/16/2011 4:44:58 PM |
| tech310 | $50.00 | 5/19/2011 1:50:17 AM |
| Dubbs360 | $200.00 | 5/19/2011 10:34:51 PM |
| vishal29 | $25.00 | 5/19/2011 11:45:48 PM |
| market-aficionado3 | $30.00 | 5/19/2011 11:25:47 PM |
| brightest-durability-chomper | $25.00 | 5/20/2011 6:55:20 AM |
| GElender | $50.00 | 5/20/2011 6:18:10 AM |
| DPH | $25.00 | 5/20/2011 8:36:30 AM |
| green-dollar-equinox | $25.00 | 5/20/2011 10:48:25 AM |
| squadron781 | $25.00 | 5/20/2011 10:59:50 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:49:55 AM |
| objective-investor | $250.00 | 5/20/2011 11:26:30 AM |
| 420limo | $100.00 | 5/20/2011 3:06:17 PM |
| Gibbyland | $100.00 | 5/20/2011 4:09:44 PM |
| asset-reaction | $30.00 | 5/20/2011 3:34:48 PM |
| peso-mate | $50.00 | 5/20/2011 7:28:20 PM |
| festeringsnot | $25.00 | 5/20/2011 6:02:24 PM |
| Lender0010 | $50.00 | 5/20/2011 11:02:00 PM |
| Brisket_Bob | $56.39 | 5/21/2011 6:07:18 AM |
| Engineer44 | $25.00 | 5/21/2011 8:39:13 AM |
| crw1950 | $58.65 | 5/21/2011 10:58:53 AM |
| Leopoldine | $25.03 | 5/21/2011 11:14:43 AM |
| DreDub | $50.00 | 5/21/2011 11:17:16 AM |
| heerzaquestion | $50.00 | 5/21/2011 11:25:56 AM |
| dogdog | $50.00 | 5/21/2011 12:23:25 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:57 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:18:47 PM |
| AFairDeal | $25.00 | 5/21/2011 5:34:22 PM |
| Mad_Scientist | $40.00 | 5/21/2011 8:14:33 PM |
| debt-patriot | $56.11 | 5/21/2011 8:42:23 PM |
| Trondheim_Norway | $100.00 | 5/21/2011 10:18:00 PM |
| blue111 | $50.00 | 5/22/2011 8:39:08 AM |
| pinballeffect | $33.00 | 5/22/2011 11:40:26 AM |
| doopers | $25.00 | 5/22/2011 1:24:43 PM |
| Peacepower | $50.00 | 5/22/2011 3:47:39 PM |
| Oak-Parker | $25.00 | 5/22/2011 6:20:06 PM |
| green-liberty-thunder | $25.00 | 5/22/2011 4:33:37 PM |
| saga9 | $25.00 | 5/22/2011 8:42:40 PM |
| C_Mark | $75.00 | 5/22/2011 6:50:18 PM |
| triumph246 | $50.00 | 5/22/2011 11:35:46 PM |
| octoberfresh | $25.00 | 5/23/2011 7:27:58 AM |
| cybernosha | $50.00 | 5/23/2011 8:12:30 AM |
| Mad_Scientist | $60.00 | 5/23/2011 7:11:40 AM |
| sandeepPR | $25.00 | 5/23/2011 9:59:21 AM |
| heroic-payout9 | $26.80 | 5/23/2011 9:59:01 AM |
| 108lender | $200.00 | 5/23/2011 10:55:41 AM |
| affluence-kitten6 | $55.13 | 5/23/2011 10:31:13 AM |
| payment-dolphin7 | $100.00 | 5/23/2011 12:31:46 PM |
| Astyanax | $125.00 | 5/23/2011 12:40:13 PM |
| bonus-seahorse | $50.00 | 5/23/2011 1:08:17 PM |
| crawfishcentral | $28.57 | 5/23/2011 1:12:46 PM |
| littlebuddha | $150.00 | 5/23/2011 4:05:21 PM |
| payout-paddle1 | $36.00 | 5/23/2011 4:16:18 PM |
| financelover | $50.00 | 5/23/2011 5:00:47 PM |
| calimanusa | $25.06 | 5/23/2011 4:27:47 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 5:09:22 PM |
| Tasmir | $25.00 | 5/23/2011 5:21:47 PM |
| Kaj | $50.00 | 5/23/2011 5:10:38 PM |
| julijask | $50.00 | 5/23/2011 5:15:34 PM |
| value-pouch | $25.00 | 5/23/2011 4:45:30 PM |
| SpecialMan-211 | $200.00 | 5/23/2011 6:12:52 PM |
| yennib | $250.00 | 5/23/2011 6:48:05 PM |
| felicity-maximizer | $25.00 | 5/23/2011 6:51:38 PM |
| MrBailey | $100.00 | 5/23/2011 7:04:38 PM |
| thankful-nickel2 | $50.00 | 5/23/2011 7:11:44 PM |
| GodzillaLending | $25.00 | 5/23/2011 6:48:12 PM |
| 6moonbeams | $100.00 | 5/23/2011 8:15:10 PM |
| payout-thinker7 | $25.00 | 5/23/2011 7:51:27 PM |
| greenback-bull6 | $300.00 | 5/23/2011 9:44:50 PM |
| bayinvestor | $25.00 | 5/23/2011 9:10:48 PM |
| innocent-loot | $40.10 | 5/23/2011 9:32:30 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:40:26 PM |
| aznatama | $50.00 | 5/23/2011 11:19:03 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:34 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:50 PM |
| intuitive-worth7 | $50.00 | 5/24/2011 6:04:30 AM |
| HPANTER311 | $25.00 | 5/24/2011 6:18:30 AM |
| jm88162 | $50.00 | 5/24/2011 2:45:17 AM |
| MoneyU4IA | $100.00 | 5/24/2011 7:43:28 AM |
| hardwareman | $100.00 | 5/24/2011 4:09:13 AM |
| dubois31 | $25.14 | 5/24/2011 4:45:53 AM |
| magnetic-vigilance3 | $200.00 | 5/24/2011 8:52:04 AM |
| Zachilles | $25.00 | 5/24/2011 6:00:34 AM |
| iamabby | $25.00 | 5/24/2011 6:26:43 AM |
| diversification-balancer870 | $50.00 | 5/24/2011 6:09:44 AM |
| shrewd-deal3 | $95.00 | 5/24/2011 7:58:37 AM |
| RecoveryLender | $25.00 | 5/24/2011 7:31:54 AM |
| note-force387 | $50.00 | 5/24/2011 7:37:34 AM |
| toomanyfishtanks | $25.00 | 5/24/2011 8:38:42 AM |
| thestartuplender | $58.20 | 5/24/2011 8:55:08 AM |
| tolerant-dinero2 | $25.00 | 5/24/2011 8:57:06 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 9:23:11 AM |
| vutah | $25.00 | 5/14/2011 7:31:13 PM |
| indomitable-coin | $25.00 | 5/17/2011 3:50:33 AM |
| kulender | $50.00 | 5/17/2011 9:24:35 AM |
| NiceNate | $100.00 | 5/17/2011 7:11:39 PM |
| rescue | $100.00 | 5/18/2011 7:03:32 PM |
| damage | $25.00 | 5/19/2011 11:02:25 AM |
| brightest-dynamic-peace | $50.00 | 5/19/2011 7:28:18 PM |
| credit-investor5 | $50.00 | 5/19/2011 9:55:45 PM |
| ferocious-exchange3 | $500.00 | 5/20/2011 12:58:32 AM |
| pietro_torna_indietro | $50.00 | 5/20/2011 6:31:10 AM |
| klemer | $25.00 | 5/20/2011 7:54:01 AM |
| seabass123 | $25.00 | 5/20/2011 8:02:08 AM |
| jazzlender | $25.00 | 5/20/2011 10:01:46 AM |
| best-lean-yield | $60.14 | 5/20/2011 9:56:52 AM |
| bonus-demon | $25.00 | 5/20/2011 10:12:37 AM |
| carluvr33 | $39.29 | 5/20/2011 12:05:47 PM |
| loan-oasis4 | $50.00 | 5/20/2011 2:11:31 PM |
| CreditBuilder2 | $50.00 | 5/20/2011 2:32:07 PM |
| novice-speculator | $25.00 | 5/20/2011 2:51:06 PM |
| currency-persimmon | $25.00 | 5/20/2011 2:52:54 PM |
| 420limo | $50.00 | 5/20/2011 3:33:29 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:32:18 PM |
| I_Karamazov | $32.57 | 5/20/2011 6:14:56 PM |
| availableloan | $25.00 | 5/20/2011 6:35:18 PM |
| platinum-exec1 | $100.00 | 5/20/2011 7:28:17 PM |
| JCMC | $25.00 | 5/21/2011 6:08:17 AM |
| supreme-hope | $25.00 | 5/21/2011 6:21:39 AM |
| starry2001 | $25.00 | 5/21/2011 8:14:25 AM |
| BankofBeth | $25.00 | 5/21/2011 8:47:50 AM |
| coin-popcorn | $37.50 | 5/21/2011 8:36:48 AM |
| gunderstone | $75.00 | 5/21/2011 9:58:19 AM |
| musegaze | $125.00 | 5/21/2011 11:39:27 AM |
| reflective-rupee | $200.01 | 5/21/2011 1:11:33 PM |
| Freedomforme16 | $65.00 | 5/21/2011 1:14:38 PM |
| lucrative-coin | $50.00 | 5/21/2011 3:32:32 PM |
| usbank | $25.00 | 5/21/2011 3:40:51 PM |
| goodcents | $26.95 | 5/21/2011 2:44:15 PM |
| supersarah61 | $50.00 | 5/21/2011 3:15:22 PM |
| jpblan11 | $25.00 | 5/21/2011 3:11:34 PM |
| mark1017-31 | $177.62 | 5/21/2011 6:21:34 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:46:55 PM |
| loan-booster1 | $100.00 | 5/22/2011 4:54:55 AM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 10:14:50 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:33:59 PM |
| careful-note1 | $50.00 | 5/22/2011 10:23:03 AM |
| agalt | $50.00 | 5/22/2011 3:20:57 PM |
| moola-spa9 | $300.00 | 5/22/2011 1:24:50 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 7:34:03 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:35 PM |
| Reddy_Capital | $25.00 | 5/22/2011 9:52:55 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:39:00 PM |
| JGB | $100.00 | 5/23/2011 9:29:33 AM |
| zippy-revenue8 | $25.00 | 5/23/2011 9:56:55 AM |
| DasMula | $27.00 | 5/23/2011 9:47:51 AM |
| treasure-brigade | $25.00 | 5/23/2011 11:12:36 AM |
| enriching-credit9 | $50.00 | 5/23/2011 10:10:01 AM |
| yerkster1 | $25.80 | 5/23/2011 1:00:05 PM |
| payout-flag6 | $185.00 | 5/23/2011 10:27:49 AM |
| gain-expert | $100.00 | 5/23/2011 11:44:42 AM |
| martinatime | $50.00 | 5/23/2011 12:25:29 PM |
| formula842 | $25.00 | 5/23/2011 2:16:00 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:25:52 PM |
| Whitewater_Loans | $50.00 | 5/23/2011 6:06:46 PM |
| jescowa | $100.00 | 5/23/2011 5:06:16 PM |
| balanced-bill7 | $500.00 | 5/23/2011 6:38:01 PM |
| Yomain | $60.00 | 5/23/2011 6:47:53 PM |
| skorpious | $25.00 | 5/23/2011 6:46:13 PM |
| vigilance-spinner3 | $50.00 | 5/23/2011 7:43:38 PM |
| radforj22 | $25.00 | 5/23/2011 7:35:22 PM |
| addlending | $75.00 | 5/23/2011 7:51:38 PM |
| compassionate-dime0 | $50.00 | 5/23/2011 8:21:09 PM |
| kind-magnificent-bid | $100.00 | 5/23/2011 8:45:12 PM |
| dmitriy2 | $25.00 | 5/23/2011 9:32:57 PM |
| sign_here | $25.00 | 5/23/2011 9:54:39 PM |
| najmn103 | $25.00 | 5/24/2011 6:32:35 AM |
| jmb_lending | $200.00 | 5/24/2011 5:32:16 AM |
| payout-magician | $25.00 | 5/23/2011 11:46:06 PM |
| Spaceman838 | $26.00 | 5/24/2011 5:41:48 AM |
| Leopoldine | $25.00 | 5/24/2011 7:47:16 AM |
| gold-fluffy-bunny4 | $50.00 | 5/24/2011 4:16:22 AM |
| baker31 | $71.14 | 5/24/2011 8:25:32 AM |
| rate-negotiator | $25.00 | 5/24/2011 5:49:43 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:16 AM |
| dollars4debts | $25.00 | 5/24/2011 6:00:39 AM |
| javelin0 | $137.50 | 5/24/2011 6:52:48 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:27:11 AM |
| mnguy8484 | $25.00 | 5/24/2011 7:55:53 AM |
| careful-yield1 | $25.00 | 5/24/2011 8:20:56 AM |
| intrepid-credit5 | $70.83 | 5/24/2011 8:29:44 AM |
| Hotrod52 | $38.79 | 5/24/2011 9:28:39 AM |
| 188 Investments
|
Borrower Payment Dependent Notes Series
506662
This series of Notes was issued and sold upon the funding of the borrower loan #49600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 7m |
|
Amount delinquent:
| $815 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,277 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dotnetgeek |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 68 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,100.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2008)
700-719
(May-2008)
700-719
(Oct-2006)
|
|
Principal balance:
| $400.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
Self Improvement Loan
Loan Purpose: To secure the services of an executive search firm. I have made the decision to move ahead in my career and working with an executive placement firm is the most effective way to get in front of the right person.
About Me: My work history and competency will enable a significant salary increase in my next position. I am fully capable of repaying this loan if nothing changes, however the potential for personal and professional growth will allow this loan to be paid well in advance if I choose. I am secure in my current job and will not put that in jeopardy. I am a stable family man, married 24 years, 3 kids. I have been in my current position for 8 years and have worked in my current industry for over 20 years. I am a return Prosper loan customer with an impeccable record.
Monthly net income: $7000
Housing: $1588
Insurance (Life, Auto): $500
Utilities: $400
Phone, cable, internet, cell: $295
Credit cards and other loans: $2000
Net Available: $2217
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $51.00 | 5/14/2011 12:05:47 PM |
| missing-link | $25.00 | 5/14/2011 12:11:16 PM |
| MoneyForNothing | $132.34 | 5/14/2011 12:15:30 PM |
| clemclan | $33.30 | 5/14/2011 12:49:17 PM |
| SolarMoonshine | $25.00 | 5/14/2011 1:30:53 PM |
| janeybooboo | $149.00 | 5/14/2011 1:59:40 PM |
| vutah | $25.00 | 5/14/2011 9:30:10 PM |
| Milonguero | $100.00 | 5/15/2011 4:09:35 PM |
| fareast_man | $25.00 | 5/17/2011 8:17:48 AM |
| ILoveBearHats | $25.00 | 5/17/2011 5:54:07 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:24:40 AM |
| Aberdeen | $2,500.00 | 5/18/2011 6:56:26 PM |
| jjswanso | $50.00 | 5/18/2011 7:00:51 PM |
| thankful-nickel2 | $25.00 | 5/18/2011 9:01:58 PM |
| optionscashflow | $25.00 | 5/18/2011 11:36:22 PM |
| intrepid-loot | $25.00 | 5/19/2011 7:49:51 AM |
| ethicalhumanist | $25.00 | 5/19/2011 9:30:42 AM |
| investment-habanero8 | $100.00 | 5/20/2011 3:58:25 AM |
| taetrade | $25.00 | 5/20/2011 5:47:05 AM |
| Wisc_investor | $30.00 | 5/20/2011 7:47:42 AM |
| loanman2007 | $100.00 | 5/20/2011 4:45:08 AM |
| P2P4me | $103.21 | 5/20/2011 6:12:43 AM |
| Starman57 | $200.00 | 5/20/2011 8:49:06 AM |
| Grandma527 | $25.00 | 5/20/2011 8:13:03 AM |
| reward-walnut | $19.15 | 5/20/2011 8:56:17 AM |
| cashhelp | $50.00 | 5/14/2011 12:09:52 PM |
| 2grindstones | $35.00 | 5/14/2011 12:35:40 PM |
| competent-p2p | $65.00 | 5/14/2011 5:49:42 PM |
| DasMula | $57.00 | 5/15/2011 11:09:52 AM |
| qsolo | $200.00 | 5/16/2011 10:46:40 AM |
| irrelevant | $25.00 | 5/16/2011 2:09:31 PM |
| reflective-rupee | $25.00 | 5/17/2011 9:20:30 AM |
| suave-dime6 | $25.00 | 5/19/2011 7:27:14 AM |
| Mikale360 | $25.00 | 5/19/2011 2:26:55 PM |
| dcshobby | $25.00 | 5/19/2011 3:06:00 PM |
| market-trooper3 | $50.00 | 5/20/2011 7:25:43 AM |
| Mad_Scientist | $25.00 | 5/20/2011 6:12:05 AM |
| s270 | $50.00 | 5/20/2011 6:24:54 AM |
| sappy02 | $75.00 | 5/20/2011 6:33:19 AM |
| new-transaction-wrangler | $200.00 | 5/20/2011 7:22:47 AM |
| Requiem | $25.00 | 5/20/2011 6:48:07 AM |
| shugyosha | $50.00 | 5/20/2011 7:26:40 AM |
| vigilance-searcher | $25.00 | 5/20/2011 7:18:09 AM |
| jhernand17 | $25.00 | 5/20/2011 8:49:08 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
506728
This series of Notes was issued and sold upon the funding of the borrower loan #49766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $365.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 0m |
|
Amount delinquent:
| $117 |
Total credit lines:
| 40 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,954 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-marble |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2010)
760-779
(Jan-2010)
|
|
Principal balance:
| $2,252.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate two high interest credit cards into one loan that will allow me to pay them off in a reasonable time.
My financial situation:
I am a good candidate for this loan because I am a Corporate Project Manager for a very respectable company that has been in business for over 110 years. My credit history is great and this would be the second Prosper loan I have taken out. I truly believe in this system and appreciate the opportunity!
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 5/15/2011 12:04:29 PM |
| blooming-market | $25.00 | 5/15/2011 12:05:52 PM |
| antlr | $50.00 | 5/15/2011 12:05:58 PM |
| minista | $25.00 | 5/15/2011 12:12:05 PM |
| Avala | $50.00 | 5/15/2011 12:12:16 PM |
| useful-currency | $25.00 | 5/15/2011 12:11:52 PM |
| compoundinterest | $50.00 | 5/15/2011 12:12:57 PM |
| flexible-value | $35.00 | 5/15/2011 12:14:34 PM |
| sappy02 | $50.00 | 5/15/2011 12:17:03 PM |
| truth-image | $100.00 | 5/16/2011 8:29:13 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:32:26 AM |
| toronado | $50.00 | 5/17/2011 2:03:25 PM |
| novice-speculator | $25.00 | 5/17/2011 2:04:45 PM |
| Lender0010 | $50.00 | 5/17/2011 2:39:22 PM |
| Tammy102800 | $25.00 | 5/17/2011 3:09:55 PM |
| CreditBuilder2 | $50.00 | 5/17/2011 3:21:41 PM |
| AFairDeal | $25.00 | 5/17/2011 3:36:37 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:07:13 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:14:31 PM |
| cloud8 | $53.23 | 5/17/2011 6:48:48 PM |
| blue111 | $75.00 | 5/17/2011 7:16:39 PM |
| octoberfresh | $25.00 | 5/18/2011 7:56:24 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:32 AM |
| mhotchan | $100.00 | 5/18/2011 10:11:16 AM |
| electrak | $300.00 | 5/18/2011 11:47:30 AM |
| reward-walnut | $75.00 | 5/18/2011 12:52:09 PM |
| damage | $25.00 | 5/19/2011 11:00:03 AM |
| gojackgo | $100.00 | 5/19/2011 12:29:25 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:45:16 PM |
| reflective-economy1 | $300.00 | 5/20/2011 9:21:48 AM |
| objective-investor | $250.00 | 5/20/2011 11:26:53 AM |
| kmwvma | $25.00 | 5/20/2011 2:01:44 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:33:56 PM |
| turbobrat | $69.50 | 5/20/2011 3:59:18 PM |
| festeringsnot | $25.00 | 5/20/2011 6:00:09 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:03 PM |
| boltzmann | $25.00 | 5/21/2011 9:14:53 AM |
| buukyak | $50.00 | 5/21/2011 11:48:53 AM |
| DreDub | $50.00 | 5/21/2011 11:26:04 AM |
| MrDavid | $50.00 | 5/21/2011 12:33:22 PM |
| intuitive-integrity9 | $50.00 | 5/21/2011 12:33:27 PM |
| dogdog | $25.00 | 5/21/2011 12:28:16 PM |
| marwadi-62 | $150.00 | 5/21/2011 4:28:43 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:21:09 PM |
| AFairDeal | $25.00 | 5/21/2011 5:35:52 PM |
| simiray | $50.00 | 5/21/2011 10:52:03 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:34:43 PM |
| drkosh | $25.00 | 5/22/2011 7:38:59 AM |
| sincere-balance | $25.00 | 5/22/2011 11:10:26 AM |
| djh47a | $25.00 | 5/22/2011 12:48:32 PM |
| nimcha | $50.00 | 5/22/2011 1:20:59 PM |
| ddamenace | $75.00 | 5/22/2011 7:55:51 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 7:36:15 PM |
| availableloan | $25.00 | 5/22/2011 7:43:45 PM |
| a-restless-dollar | $50.00 | 5/23/2011 6:54:50 AM |
| mrpowers5531 | $25.00 | 5/23/2011 7:53:36 AM |
| p43600jw | $25.00 | 5/23/2011 5:33:55 AM |
| Spkthewrd3 | $25.00 | 5/23/2011 9:35:34 AM |
| sandeepPR | $35.00 | 5/23/2011 10:00:27 AM |
| enriching-credit9 | $50.00 | 5/23/2011 9:57:11 AM |
| Astyanax | $150.00 | 5/23/2011 10:44:52 AM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:49 PM |
| currency-emblem | $100.00 | 5/23/2011 6:07:16 PM |
| SpecialMan-211 | $100.00 | 5/23/2011 6:11:46 PM |
| the-laudable-responsibility | $50.00 | 5/23/2011 5:50:27 PM |
| unclejaef | $25.00 | 5/23/2011 6:52:13 PM |
| felicity-maximizer | $25.00 | 5/23/2011 6:53:04 PM |
| cbivitz | $200.00 | 5/24/2011 1:47:28 AM |
| tommyanthony | $27.41 | 5/23/2011 10:37:48 PM |
| FlexFunding | $50.00 | 5/24/2011 5:29:29 AM |
| notlicehead | $50.00 | 5/24/2011 6:05:39 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:50:51 AM |
| inspired-investment8 | $100.00 | 5/24/2011 9:16:21 AM |
| ryreesado | $25.00 | 5/24/2011 9:18:53 AM |
| debtcollector | $50.00 | 5/24/2011 9:47:16 AM |
| worth-blanket2 | $3,578.85 | 5/24/2011 11:08:41 AM |
| meux99 | $25.00 | 5/15/2011 12:05:46 PM |
| ore-genius2 | $600.00 | 5/15/2011 12:12:28 PM |
| fantastic-openness | $100.00 | 5/15/2011 12:13:56 PM |
| indomitable-coin | $25.00 | 5/15/2011 12:16:35 PM |
| iolaire | $25.00 | 5/16/2011 9:34:23 AM |
| astute-fairness0 | $25.00 | 5/16/2011 4:46:38 PM |
| math1973 | $100.00 | 5/16/2011 6:49:06 PM |
| Daneistes | $50.00 | 5/17/2011 8:32:49 AM |
| gardenofeden | $25.00 | 5/17/2011 10:36:17 AM |
| seabass123 | $50.00 | 5/17/2011 12:18:55 PM |
| Dubbs360 | $100.00 | 5/17/2011 3:22:11 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:39 PM |
| currency-persimmon | $50.00 | 5/17/2011 4:53:35 PM |
| authoritative-capital | $25.00 | 5/18/2011 10:16:55 AM |
| payout-flag6 | $100.00 | 5/18/2011 10:00:03 AM |
| majestic-repayment3 | $25.00 | 5/18/2011 10:14:32 AM |
| jazzlender | $50.00 | 5/18/2011 10:17:13 AM |
| alwayson | $25.00 | 5/18/2011 11:13:52 AM |
| AlBRich | $25.00 | 5/18/2011 11:17:30 AM |
| pthighs | $50.00 | 5/18/2011 12:08:04 PM |
| gslinv | $28.00 | 5/18/2011 1:41:09 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:47 PM |
| repayment-genius7 | $25.00 | 5/19/2011 7:54:17 PM |
| DPH | $25.00 | 5/20/2011 8:37:18 AM |
| riki3742 | $33.89 | 5/20/2011 10:30:00 AM |
| maldok1 | $25.00 | 5/20/2011 5:36:09 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 5:39:10 PM |
| competent-commitment1 | $25.00 | 5/20/2011 5:39:22 PM |
| peso-mate | $50.00 | 5/20/2011 7:28:37 PM |
| BankofBeth | $25.00 | 5/20/2011 7:50:16 PM |
| The-Lighthouse-Group | $25.00 | 5/21/2011 5:40:34 AM |
| red-favorable-basis | $25.00 | 5/21/2011 6:06:08 AM |
| TikPmp1 | $25.00 | 5/21/2011 7:51:22 AM |
| investment-artist | $25.02 | 5/21/2011 9:15:08 AM |
| kulender | $50.00 | 5/21/2011 11:12:28 AM |
| musegaze | $150.00 | 5/21/2011 11:40:42 AM |
| rjw_mpwr | $25.00 | 5/21/2011 12:33:24 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:44:20 PM |
| lucrative-coin | $50.00 | 5/21/2011 3:27:23 PM |
| 1SteelerFan | $50.00 | 5/21/2011 6:29:53 PM |
| worlds-best-worth2 | $50.00 | 5/21/2011 10:32:21 PM |
| Trondheim_Norway | $136.22 | 5/21/2011 10:19:36 PM |
| blue111 | $50.00 | 5/22/2011 8:37:31 AM |
| nuclearmoose | $50.00 | 5/22/2011 1:47:46 PM |
| cybernosha | $50.00 | 5/23/2011 8:14:23 AM |
| Leopoldine | $25.00 | 5/23/2011 8:10:07 AM |
| Kaj | $60.00 | 5/23/2011 5:11:47 PM |
| value-pouch | $50.00 | 5/23/2011 4:49:07 PM |
| dtrain5 | $50.00 | 5/23/2011 4:53:27 PM |
| capital-party6 | $150.00 | 5/23/2011 6:07:14 PM |
| ITS-A-WONDERFUL-LIFE | $27.88 | 5/23/2011 6:46:22 PM |
| Whitewater_Loans | $75.00 | 5/23/2011 6:30:52 PM |
| fcrick | $25.00 | 5/23/2011 6:52:18 PM |
| Yomain | $25.00 | 5/23/2011 6:48:45 PM |
| velocity-solo | $25.00 | 5/23/2011 7:19:04 PM |
| Chewbaca | $25.00 | 5/23/2011 7:33:42 PM |
| compassionate-dime0 | $50.00 | 5/23/2011 8:22:54 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:45:13 PM |
| gain-expert | $35.00 | 5/23/2011 10:08:52 PM |
| Lender_1972 | $50.00 | 5/23/2011 11:48:29 PM |
| alxnyc2000 | $25.00 | 5/23/2011 10:05:54 PM |
| gold-fluffy-bunny4 | $25.00 | 5/24/2011 4:19:18 AM |
| ams294 | $75.00 | 5/24/2011 4:36:08 AM |
| mnguy8484 | $25.00 | 5/24/2011 7:56:37 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 9:24:06 AM |
| saysana | $30.00 | 5/24/2011 7:03:38 AM |
| Captain88 | $25.00 | 5/24/2011 6:40:45 AM |
| debt-legend | $25.00 | 5/24/2011 9:37:27 AM |
| djalan | $25.00 | 5/24/2011 10:47:07 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:32 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
506820
This series of Notes was issued and sold upon the funding of the borrower loan #49677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.20% |
Monthly payment:
| $394.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,950 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-caper2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,400.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2010)
|
|
Principal balance:
| $5,879.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate consumer debt so we can afford daycare for a new baby.
My financial situation:
I am a good candidate for this loan because my wife and I both work full-time in steady good paying jobs. We have very good credit and never make late payments. We recognize that debt consolidation will allow us to have a lower monthly payment (with better interest rates), thereby allowing us to pay for adequate daycare for our soon arriving daughter.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/15/2011 12:05:47 PM |
| DukSerduk | $25.00 | 5/15/2011 12:04:30 PM |
| ore-genius2 | $600.00 | 5/15/2011 12:12:29 PM |
| fantastic-openness | $100.00 | 5/15/2011 12:13:57 PM |
| indomitable-coin | $25.00 | 5/15/2011 12:16:36 PM |
| awwaww | $40.00 | 5/16/2011 10:18:31 AM |
| gardenofeden | $25.00 | 5/17/2011 10:36:19 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:39 PM |
| mountainpeak | $25.00 | 5/18/2011 6:37:03 PM |
| gojackgo | $100.00 | 5/19/2011 12:29:23 PM |
| Formosan | $25.09 | 5/20/2011 10:00:30 AM |
| designer_10 | $25.00 | 5/20/2011 10:35:05 AM |
| seabass123 | $25.00 | 5/20/2011 11:53:16 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:32 AM |
| objective-investor | $250.00 | 5/20/2011 12:35:09 PM |
| 420limo | $25.00 | 5/20/2011 3:12:30 PM |
| CreditBuilder2 | $50.00 | 5/20/2011 2:38:47 PM |
| repayment-genius7 | $25.00 | 5/20/2011 5:36:03 PM |
| maldok1 | $25.00 | 5/20/2011 5:36:11 PM |
| festeringsnot | $25.00 | 5/20/2011 5:59:10 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:44:38 PM |
| competent-p2p | $35.00 | 5/20/2011 7:22:30 PM |
| Lender0010 | $50.00 | 5/20/2011 10:58:39 PM |
| JCMC | $25.00 | 5/21/2011 6:07:26 AM |
| investment-artist | $25.02 | 5/21/2011 9:16:01 AM |
| musegaze | $150.00 | 5/21/2011 11:42:54 AM |
| DreDub | $50.00 | 5/21/2011 11:28:01 AM |
| GoldenGo4 | $50.00 | 5/21/2011 11:57:24 AM |
| dogdog | $50.00 | 5/21/2011 12:28:48 PM |
| tutnyce | $100.00 | 5/21/2011 1:13:50 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:44:22 PM |
| lucrative-coin | $50.00 | 5/21/2011 3:28:30 PM |
| balance-force | $25.00 | 5/21/2011 9:27:32 PM |
| auction-seeker | $25.00 | 5/21/2011 8:14:04 PM |
| Mad_Scientist | $33.35 | 5/22/2011 4:20:15 AM |
| exact-gold2 | $50.00 | 5/22/2011 3:40:28 PM |
| Peacepower | $25.00 | 5/22/2011 3:48:44 PM |
| supreme-hope | $25.00 | 5/22/2011 2:29:37 PM |
| woohoo | $25.00 | 5/22/2011 7:58:04 PM |
| C_Mark | $100.00 | 5/22/2011 6:46:11 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 7:37:01 PM |
| indomitable-coin | $50.00 | 5/22/2011 6:47:08 PM |
| helvet | $56.61 | 5/23/2011 12:57:33 AM |
| GoingFishing | $25.00 | 5/22/2011 11:43:36 PM |
| Maccs55 | $25.00 | 5/23/2011 7:05:09 AM |
| letsbank | $38.00 | 5/23/2011 7:56:53 AM |
| Leopoldine | $50.00 | 5/23/2011 8:01:25 AM |
| cybernosha | $40.00 | 5/23/2011 8:14:59 AM |
| cerebral-value4 | $100.00 | 5/23/2011 10:14:05 AM |
| zippy-revenue8 | $25.00 | 5/23/2011 9:57:37 AM |
| building_community | $25.00 | 5/23/2011 2:28:13 PM |
| EvalCrux | $100.00 | 5/23/2011 4:21:55 PM |
| friendly-market5 | $42.77 | 5/23/2011 4:12:33 PM |
| gs92126 | $50.00 | 5/23/2011 4:33:14 PM |
| Kaj | $60.00 | 5/23/2011 5:12:09 PM |
| financelover | $100.00 | 5/23/2011 4:59:11 PM |
| reflective-deal8 | $200.00 | 5/23/2011 4:22:44 PM |
| value-pouch | $50.00 | 5/23/2011 4:47:37 PM |
| dtrain5 | $35.10 | 5/23/2011 4:53:28 PM |
| skorpious | $25.00 | 5/23/2011 6:44:45 PM |
| turbobrat | $73.69 | 5/23/2011 6:46:53 PM |
| BuildingShanghai | $291.56 | 5/23/2011 6:12:57 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:46:02 PM |
| greenback-bull6 | $250.00 | 5/23/2011 9:46:25 PM |
| Pitufo | $113.50 | 5/23/2011 9:06:04 PM |
| sincere-balance | $25.00 | 5/23/2011 9:14:55 PM |
| FrugalForLife | $50.00 | 5/24/2011 1:10:31 AM |
| longtoulaoda | $50.00 | 5/24/2011 3:33:57 AM |
| hardwareman | $200.00 | 5/24/2011 4:10:07 AM |
| najmn103 | $25.00 | 5/24/2011 6:31:14 AM |
| leemic | $100.00 | 5/24/2011 8:00:10 AM |
| intuitive-integrity9 | $50.00 | 5/24/2011 9:12:16 AM |
| Mad_Scientist | $70.00 | 5/24/2011 6:05:39 AM |
| rubykait | $25.00 | 5/24/2011 6:50:05 AM |
| mnguy8484 | $25.00 | 5/24/2011 7:59:05 AM |
| hookUup | $33.40 | 5/24/2011 7:27:41 AM |
| MrDavid | $50.00 | 5/24/2011 9:11:45 AM |
| rjw_mpwr | $25.00 | 5/24/2011 9:11:58 AM |
| debtcollector | $50.00 | 5/24/2011 9:48:44 AM |
| velocity-solo | $25.00 | 5/24/2011 9:21:27 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:11:16 AM |
| RankPaid | $25.00 | 5/24/2011 10:28:10 AM |
| Buffer10 | $100.00 | 5/24/2011 11:03:49 AM |
| worth-blanket2 | $8,126.13 | 5/24/2011 11:10:50 AM |
| blooming-market | $25.00 | 5/15/2011 12:05:53 PM |
| Gibbyland | $100.00 | 5/15/2011 12:11:23 PM |
| minista | $25.00 | 5/15/2011 12:12:08 PM |
| Avala | $50.00 | 5/15/2011 12:12:18 PM |
| useful-currency | $25.00 | 5/15/2011 12:11:54 PM |
| antlr | $50.00 | 5/15/2011 12:12:33 PM |
| compoundinterest | $50.00 | 5/15/2011 12:13:00 PM |
| flexible-value | $35.00 | 5/15/2011 12:14:35 PM |
| sappy02 | $50.00 | 5/15/2011 12:17:04 PM |
| truth-image | $100.00 | 5/16/2011 8:29:14 AM |
| iolaire | $25.00 | 5/16/2011 9:34:22 AM |
| astute-fairness0 | $25.00 | 5/16/2011 4:47:04 PM |
| math1973 | $100.00 | 5/17/2011 12:51:45 PM |
| Daneistes | $50.00 | 5/17/2011 12:51:52 PM |
| FinDoc | $25.00 | 5/17/2011 7:02:46 PM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:34 AM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:48 PM |
| damage | $25.00 | 5/19/2011 11:00:05 AM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:45:19 PM |
| djs81 | $50.00 | 5/20/2011 9:19:37 AM |
| jazzlender | $25.00 | 5/20/2011 2:10:13 PM |
| ucmdad | $25.00 | 5/20/2011 4:25:21 PM |
| elbastador | $25.00 | 5/20/2011 3:15:03 PM |
| responsibility-fortress | $50.00 | 5/20/2011 5:12:24 PM |
| Engineer44 | $30.00 | 5/20/2011 5:14:46 PM |
| availableloan | $25.00 | 5/20/2011 6:35:48 PM |
| BankofBeth | $25.00 | 5/20/2011 7:51:21 PM |
| I_Karamazov | $50.00 | 5/20/2011 6:05:09 PM |
| bkb7484 | $25.00 | 5/20/2011 7:27:48 PM |
| peso-mate | $50.00 | 5/20/2011 7:29:03 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:04 PM |
| Proactive-Financial-Lending | $25.00 | 5/21/2011 2:04:52 AM |
| starry2001 | $25.00 | 5/21/2011 8:15:27 AM |
| currency-persimmon | $25.00 | 5/21/2011 10:05:15 AM |
| 20mule | $200.00 | 5/21/2011 9:29:54 AM |
| MNFrostbite | $25.00 | 5/21/2011 9:42:28 AM |
| a-leverage-investor | $200.00 | 5/21/2011 10:29:53 AM |
| competent-commitment1 | $25.00 | 5/21/2011 12:33:40 PM |
| kulender | $50.00 | 5/21/2011 12:41:50 PM |
| reflective-rupee | $100.01 | 5/21/2011 1:13:25 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:08:36 PM |
| velocity-javelin8 | $200.00 | 5/21/2011 2:00:00 PM |
| nickel-position | $25.00 | 5/21/2011 3:21:24 PM |
| AFairDeal | $50.00 | 5/21/2011 5:53:01 PM |
| p2ploan-sensation211 | $50.00 | 5/21/2011 9:31:21 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:45 PM |
| Trondheim_Norway | $100.00 | 5/21/2011 10:10:50 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:35:05 PM |
| KlarthXVII | $100.31 | 5/22/2011 7:39:37 AM |
| drkosh | $45.00 | 5/22/2011 7:42:07 AM |
| heerzaquestion | $75.00 | 5/22/2011 8:50:27 AM |
| doopers | $25.00 | 5/22/2011 1:24:07 PM |
| nuclearmoose | $50.00 | 5/22/2011 1:47:47 PM |
| WilsonFunds | $46.00 | 5/23/2011 7:02:13 AM |
| JGB | $228.94 | 5/23/2011 9:32:56 AM |
| Astyanax | $100.00 | 5/23/2011 10:47:00 AM |
| unconquerable-dedication | $25.00 | 5/23/2011 3:39:16 PM |
| jescowa | $100.00 | 5/23/2011 5:06:52 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 5:10:01 PM |
| orange-cordial-marketplace | $100.00 | 5/23/2011 6:08:51 PM |
| julijask | $50.00 | 5/23/2011 5:17:57 PM |
| julijask | $35.00 | 5/23/2011 5:20:01 PM |
| GodzillaLending | $25.00 | 5/23/2011 6:44:13 PM |
| awwaww | $50.00 | 5/23/2011 7:14:13 PM |
| regahj99 | $25.00 | 5/23/2011 8:24:06 PM |
| mchoops21 | $25.00 | 5/23/2011 7:42:20 PM |
| smkb2 | $51.56 | 5/23/2011 8:05:39 PM |
| gain-expert | $35.00 | 5/23/2011 10:08:54 PM |
| bell387 | $100.00 | 5/23/2011 9:07:52 PM |
| napmanger | $50.00 | 5/23/2011 9:20:15 PM |
| impeccable-funds5 | $50.00 | 5/24/2011 4:53:20 AM |
| BigSkyMontana | $130.00 | 5/24/2011 5:42:24 AM |
| Lender_1972 | $50.00 | 5/23/2011 11:46:28 PM |
| rdav | $25.00 | 5/23/2011 10:42:08 PM |
| the-credit-proton | $25.00 | 5/24/2011 8:58:32 AM |
| tolerant-dinero2 | $25.00 | 5/24/2011 8:59:42 AM |
| FlexFunding | $50.00 | 5/24/2011 5:30:05 AM |
| todd4416 | $35.94 | 5/24/2011 6:03:00 AM |
| market-aficionado3 | $30.00 | 5/24/2011 9:18:15 AM |
| BoughtTheFarm | $25.00 | 5/24/2011 6:35:19 AM |
| notlicehead | $50.00 | 5/24/2011 6:05:41 AM |
| wacko82 | $380.00 | 5/24/2011 9:32:59 AM |
| unclejaef | $25.00 | 5/24/2011 9:09:54 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 9:24:26 AM |
| djalan | $28.02 | 5/24/2011 10:40:21 AM |
| thoughtful-justice8 | $25.00 | 5/24/2011 10:08:42 AM |
| RedantFinance | $25.00 | 5/24/2011 10:54:50 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:32 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
506876
This series of Notes was issued and sold upon the funding of the borrower loan #49641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $356.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1959 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 26y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,326 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Beaner |
Borrower's state:
| Texas |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,550.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
700-719
(Jan-2008)
700-719
(Oct-2006)
700-719
(Oct-2006)
|
|
Principal balance:
| $1,217.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Debt payoff
Purpose of loan:
This loan will be used to. ..Payoff Medical expenses and expenses of upcoming surgery. Plus payoff credit cards.
My financial situation: If loan approved I will only have normal utilities and other daily expenses
I am a good candidate for this loan because...I am a lender and I have payed off one loan and am up to date on a small loan. I am a responsible Senior citizen who always takes my obligations seriously
Monthly net income: $3007.35
Monthly expenses: $
Housing: $525.00
Insurance: $123.00
Car expenses: $80.00
Utilities: $225.00
Phone, cable, internet: $70.00
Food, entertainment: $150.00
Clothing, household expenses: $25.00
Credit cards and other loans: $150.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CASSHMAN | $100.00 | 5/15/2011 12:07:01 PM |
| jubilant-agreement0 | $25.00 | 5/16/2011 9:51:53 AM |
| competent-p2p | $40.00 | 5/17/2011 5:55:24 PM |
| wampum-library4 | $25.00 | 5/18/2011 2:58:30 PM |
| Aberdeen | $2,000.00 | 5/18/2011 7:00:40 PM |
| velocity-winner | $25.00 | 5/18/2011 9:35:59 PM |
| mckhbnpc | $25.00 | 5/18/2011 9:37:47 PM |
| baker31 | $33.77 | 5/19/2011 12:12:08 PM |
| marwadi-62 | $500.00 | 5/19/2011 4:17:05 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:08 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:51:01 AM |
| chungfang | $92.92 | 5/20/2011 12:18:18 PM |
| thorough-payout8 | $25.00 | 5/20/2011 12:30:03 PM |
| Corky1234 | $100.00 | 5/20/2011 12:46:39 PM |
| barkochva | $25.00 | 5/20/2011 1:47:32 PM |
| Techne_Funds_LLC | $25.00 | 5/20/2011 12:27:53 PM |
| JMY1 | $25.00 | 5/20/2011 12:29:31 PM |
| objective-investor | $250.00 | 5/20/2011 12:37:23 PM |
| melodious-fairness | $100.00 | 5/20/2011 12:56:06 PM |
| sfmf | $25.00 | 5/20/2011 1:41:42 PM |
| janeybooboo | $51.00 | 5/15/2011 12:08:03 PM |
| qsolo | $200.00 | 5/15/2011 12:08:12 PM |
| Tradesmanlender | $35.00 | 5/15/2011 12:13:33 PM |
| worth-blanket2 | $5,000.00 | 5/15/2011 12:40:10 PM |
| thankful-nickel2 | $25.00 | 5/15/2011 1:01:02 PM |
| atlas100 | $25.00 | 5/16/2011 6:26:00 AM |
| phaded | $25.00 | 5/16/2011 6:19:11 AM |
| Interloper | $27.00 | 5/17/2011 2:56:08 PM |
| fareast_man | $25.00 | 5/17/2011 5:43:02 PM |
| irrelevant | $25.00 | 5/17/2011 7:12:45 PM |
| tranquil-gain1 | $100.00 | 5/17/2011 7:18:18 PM |
| reflective-rupee | $200.00 | 5/17/2011 11:31:36 PM |
| kulender | $50.00 | 5/18/2011 6:02:29 PM |
| intrepid-loot | $25.00 | 5/19/2011 6:50:06 AM |
| GElender | $25.00 | 5/19/2011 6:38:03 AM |
| ethicalhumanist | $50.00 | 5/19/2011 10:12:43 AM |
| sensible-fund | $28.43 | 5/19/2011 5:51:20 PM |
| hidavehi | $29.00 | 5/19/2011 7:34:29 PM |
| Untiedshu | $40.00 | 5/20/2011 12:18:29 PM |
| jybank | $50.00 | 5/20/2011 12:39:27 PM |
| Nojukbong | $50.00 | 5/20/2011 1:29:28 PM |
| balance-force | $25.00 | 5/20/2011 1:33:24 PM |
| MoneyForNothing | $2.88 | 5/20/2011 2:06:54 PM |
| flexible-money1 | $270.00 | 5/20/2011 12:26:42 PM |
| seabass123 | $25.00 | 5/20/2011 12:47:47 PM |
| kmwvma | $50.00 | 5/20/2011 2:06:22 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
506926
This series of Notes was issued and sold upon the funding of the borrower loan #49763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-16-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $380.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,012 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| teagle11 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher who needs temporary help
Purpose of loan:
This loan will be used to...consolidate debt and also provide temporary help. I had to resign from my teaching position in December so I could help my family in Georgia. I was the only able body in my extended family who could help the ailing family members with everyday activities. I have moved back to Virginia and am working part time at a restaurant and should be getting a job in the next week or so. I will also try to get a teaching job for the next school year. I have my certification in math and should easily get a job next school year. I will easily be able to make the monthly payments with my part time job and also my mother's income, as she is living with me now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $266.98 | 5/24/2011 11:06:33 AM |
| missing-link | $25.00 | 5/16/2011 5:08:43 PM |
| Rogesparkguy | $25.00 | 5/16/2011 6:14:34 PM |
| worth-blanket2 | $5,000.00 | 5/17/2011 10:24:30 AM |
| reflective-rupee | $25.00 | 5/17/2011 7:37:36 PM |
| yf99yz | $25.00 | 5/17/2011 8:52:23 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:19 PM |
| thoughtful-worth1 | $100.00 | 5/19/2011 8:55:02 AM |
| pthighs | $50.00 | 5/19/2011 11:01:23 AM |
| irrelevant | $25.00 | 5/19/2011 5:26:37 PM |
| economy-coup | $100.00 | 5/20/2011 12:07:56 AM |
| ingenious-deal6 | $25.00 | 5/22/2011 12:33:00 PM |
| NobisEst | $100.00 | 5/23/2011 12:49:20 PM |
| balance-warrior | $25.04 | 5/23/2011 12:10:04 PM |
| competent-p2p | $30.00 | 5/23/2011 1:53:52 PM |
| NobisEst | $25.00 | 5/23/2011 12:21:42 PM |
| martinatime | $25.00 | 5/23/2011 12:32:34 PM |
| pembull | $50.00 | 5/23/2011 1:31:03 PM |
| convergentthinker | $25.00 | 5/23/2011 1:54:42 PM |
| lasalle123 | $26.97 | 5/23/2011 4:17:46 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:13:24 PM |
| interest-jedi0 | $100.00 | 5/23/2011 4:52:54 PM |
| MJTimages_com | $50.00 | 5/23/2011 4:22:57 PM |
| Engineer44 | $25.00 | 5/23/2011 5:10:05 PM |
| zwd12 | $200.00 | 5/23/2011 4:39:46 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:45:20 PM |
| vibraphone3 | $50.00 | 5/23/2011 5:07:25 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:21:07 PM |
| value-hero3 | $200.00 | 5/23/2011 6:00:50 PM |
| wgc | $25.00 | 5/23/2011 6:34:55 PM |
| Whitewater_Loans | $25.00 | 5/23/2011 6:31:53 PM |
| klinebarger | $25.00 | 5/23/2011 6:26:40 PM |
| MrBailey | $100.00 | 5/23/2011 7:05:31 PM |
| rate-mogul | $100.00 | 5/23/2011 7:23:41 PM |
| credit-birch | $81.00 | 5/23/2011 8:00:22 PM |
| derec | $50.00 | 5/23/2011 8:59:07 PM |
| Pitufo | $25.00 | 5/23/2011 8:57:24 PM |
| kingston1 | $25.00 | 5/23/2011 10:06:10 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:03:25 PM |
| autonomous-truth | $82.14 | 5/23/2011 11:43:12 PM |
| namronmi2 | $25.00 | 5/23/2011 11:04:06 PM |
| jmb_lending | $100.00 | 5/24/2011 5:39:23 AM |
| helvet | $25.00 | 5/24/2011 12:26:38 AM |
| 168RichCapital | $25.50 | 5/24/2011 7:49:07 AM |
| CoyoteJack | $100.00 | 5/24/2011 4:49:03 AM |
| panda14 | $26.67 | 5/24/2011 9:00:00 AM |
| integrity-broker | $25.00 | 5/24/2011 6:02:02 AM |
| debt-force | $25.00 | 5/24/2011 6:37:41 AM |
| Bujinkan1 | $25.01 | 5/24/2011 8:09:38 AM |
| refined-return922 | $50.00 | 5/24/2011 6:54:56 AM |
| moola-monger9 | $50.00 | 5/24/2011 7:30:52 AM |
| leverage-monger | $95.23 | 5/24/2011 7:32:13 AM |
| Mathiaslh | $25.00 | 5/24/2011 8:22:22 AM |
| mrstender | $25.00 | 5/24/2011 8:37:04 AM |
| thestartuplender | $35.00 | 5/24/2011 9:20:15 AM |
| baker31 | $50.00 | 5/24/2011 9:29:45 AM |
| debt-legend | $25.00 | 5/24/2011 9:35:00 AM |
| atlmoneyman | $25.00 | 5/24/2011 10:24:45 AM |
| debtcollector | $50.00 | 5/24/2011 9:53:31 AM |
| radiant-diversification234 | $100.00 | 5/24/2011 10:07:08 AM |
| interest-satellite | $25.00 | 5/24/2011 10:00:52 AM |
| skegee | $25.00 | 5/24/2011 10:50:27 AM |
| scrappy-generosity5 | $25.00 | 5/24/2011 10:13:47 AM |
| mjjjrj | $25.00 | 5/24/2011 11:02:46 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:06 AM |
| bonus-seahorse | $150.00 | 5/23/2011 12:56:42 PM |
| gain-expert | $30.00 | 5/23/2011 11:46:16 AM |
| designer_10 | $25.00 | 5/23/2011 1:57:16 PM |
| 1willray | $25.00 | 5/23/2011 12:28:56 PM |
| heerzaquestion | $25.00 | 5/23/2011 1:14:59 PM |
| asset-professor | $50.00 | 5/23/2011 3:35:23 PM |
| fixing_financials | $25.00 | 5/23/2011 4:07:57 PM |
| jazzlender | $25.00 | 5/23/2011 4:25:21 PM |
| HardLender | $50.00 | 5/23/2011 4:26:33 PM |
| worth-solstice | $29.77 | 5/23/2011 4:07:08 PM |
| Davidson2 | $97.00 | 5/23/2011 5:48:25 PM |
| wattboy | $79.49 | 5/23/2011 4:26:15 PM |
| enriching-credit9 | $75.00 | 5/23/2011 4:39:47 PM |
| flwah | $25.00 | 5/23/2011 5:03:34 PM |
| admirable-wealth | $500.00 | 5/23/2011 5:15:10 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 6:16:48 PM |
| CaliforniaSun | $25.00 | 5/23/2011 7:11:17 PM |
| EarlyRiser | $200.00 | 5/23/2011 7:38:04 PM |
| Bob450 | $25.00 | 5/23/2011 8:33:18 PM |
| tnjohnso | $25.00 | 5/23/2011 7:53:48 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 8:48:55 PM |
| integrity-liberator | $50.00 | 5/23/2011 8:00:46 PM |
| duty-windmill | $25.00 | 5/23/2011 8:15:56 PM |
| a-resplendent-commitment | $35.00 | 5/23/2011 9:34:05 PM |
| chungfang | $25.00 | 5/23/2011 8:51:14 PM |
| Jack55304 | $300.00 | 5/23/2011 9:02:46 PM |
| timtheman1 | $25.00 | 5/23/2011 9:46:37 PM |
| investment-happiness | $100.00 | 5/23/2011 10:56:28 PM |
| whitewolf7 | $70.00 | 5/24/2011 2:22:45 AM |
| worth-jedi5 | $25.00 | 5/23/2011 11:02:49 PM |
| Scubadiver | $100.00 | 5/24/2011 6:21:18 AM |
| paulpk | $51.35 | 5/23/2011 11:19:51 PM |
| jtc26 | $115.23 | 5/24/2011 12:28:18 AM |
| natural-interest7 | $100.00 | 5/24/2011 7:58:58 AM |
| gold-fluffy-bunny4 | $25.00 | 5/24/2011 4:17:30 AM |
| melodious-openness | $200.00 | 5/24/2011 5:32:18 AM |
| newest-famous-velocity | $25.00 | 5/24/2011 6:07:35 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:35:28 AM |
| pkn62572 | $47.22 | 5/24/2011 7:02:47 AM |
| basis-sycamore | $25.00 | 5/24/2011 10:01:54 AM |
| hookUup | $25.40 | 5/24/2011 7:27:08 AM |
| atlmoneyman | $25.00 | 5/24/2011 10:11:02 AM |
| DDoubles | $50.00 | 5/24/2011 8:29:29 AM |
| mpatrick | $25.00 | 5/24/2011 9:12:20 AM |
| nalaari | $25.00 | 5/24/2011 9:49:58 AM |
| bbt210 | $25.00 | 5/24/2011 10:45:22 AM |
| RedantFinance | $25.00 | 5/24/2011 11:01:20 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
506932
This series of Notes was issued and sold upon the funding of the borrower loan #49636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $366.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,320 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| superb-power8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
|
|
Principal balance:
| $8,628.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Time to get Debt Free!
Purpose of loan:
To Consolidate all debt into one payment which will allow me to pay it off faster and to save money for the future.
My financial situation:
I am a good candidate for this loan because I have a solid career and have NEVER missed a loan payment or bill payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,844.11 | 5/24/2011 11:11:26 AM |
| r48 | $25.00 | 5/19/2011 5:56:08 PM |
| MonopolyDred | $25.00 | 5/21/2011 5:37:38 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:34 PM |
| the-bid-sorcerer | $100.00 | 5/21/2011 2:13:34 PM |
| caring-hope2 | $50.00 | 5/21/2011 2:20:05 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:10:08 PM |
| nickel-position | $25.00 | 5/21/2011 3:16:56 PM |
| upbeat-investment9 | $100.00 | 5/21/2011 6:49:21 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:10:42 PM |
| Lender0010 | $50.00 | 5/21/2011 7:38:41 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:57 PM |
| YesMoney | $25.00 | 5/22/2011 12:36:57 AM |
| auction-seeker | $25.00 | 5/21/2011 8:15:28 PM |
| 420limo | $155.00 | 5/21/2011 10:56:24 PM |
| diversification-medalist | $50.00 | 5/21/2011 11:36:57 PM |
| Approved1234 | $100.00 | 5/22/2011 5:01:08 AM |
| heerzaquestion | $100.00 | 5/22/2011 8:51:18 AM |
| itskarma | $25.25 | 5/22/2011 5:24:17 AM |
| ore-frontier | $50.00 | 5/22/2011 12:52:33 AM |
| KClender | $25.00 | 5/22/2011 10:32:24 AM |
| mhammond | $50.00 | 5/22/2011 11:48:42 AM |
| moola-spa9 | $250.00 | 5/22/2011 1:25:32 PM |
| Dan77 | $25.00 | 5/22/2011 3:08:42 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 7:37:58 PM |
| C_Mark | $75.00 | 5/22/2011 6:48:00 PM |
| FinDoc | $25.00 | 5/22/2011 5:17:56 PM |
| helvet | $50.00 | 5/23/2011 12:51:31 AM |
| festeringsnot | $25.00 | 5/23/2011 8:50:15 AM |
| payout-flag6 | $200.00 | 5/23/2011 10:23:42 AM |
| houli123 | $25.00 | 5/23/2011 11:51:51 AM |
| bold-attentive-listing | $100.00 | 5/23/2011 11:59:51 AM |
| building_community | $50.00 | 5/23/2011 2:28:24 PM |
| greenback-maniac | $25.00 | 5/23/2011 2:38:28 PM |
| melodious-fairness | $100.00 | 5/23/2011 3:10:04 PM |
| trade-elm | $34.00 | 5/23/2011 1:33:12 PM |
| value-pouch | $25.00 | 5/23/2011 4:49:33 PM |
| Prosp_Lender | $50.00 | 5/23/2011 4:21:25 PM |
| jazzlender | $50.00 | 5/23/2011 4:26:47 PM |
| financelover | $50.00 | 5/23/2011 5:01:34 PM |
| asset-professor | $50.00 | 5/23/2011 3:48:16 PM |
| lgs83 | $30.00 | 5/23/2011 4:07:11 PM |
| jescowa | $100.00 | 5/23/2011 5:07:16 PM |
| all_of_that_one | $25.00 | 5/23/2011 6:30:20 PM |
| withfries2 | $250.00 | 5/23/2011 5:19:12 PM |
| currency-emblem | $173.76 | 5/23/2011 6:10:34 PM |
| peaceful-farmer | $50.00 | 5/23/2011 6:47:57 PM |
| GoldenGo4 | $32.02 | 5/23/2011 6:13:18 PM |
| mgking007 | $50.00 | 5/23/2011 7:38:37 PM |
| Astyanax | $100.00 | 5/23/2011 6:40:30 PM |
| MrBailey | $100.00 | 5/23/2011 7:12:06 PM |
| income-awakening6 | $25.00 | 5/23/2011 6:59:34 PM |
| regahj99 | $25.00 | 5/23/2011 8:24:28 PM |
| derec | $50.00 | 5/23/2011 8:55:22 PM |
| Pitufo | $50.00 | 5/23/2011 9:08:10 PM |
| jeffreyd81 | $25.00 | 5/23/2011 9:17:17 PM |
| timtheman1 | $25.00 | 5/23/2011 9:42:53 PM |
| rdav | $25.00 | 5/23/2011 10:45:12 PM |
| gold-blanket | $56.16 | 5/23/2011 9:53:29 PM |
| new0rleans | $25.00 | 5/24/2011 3:09:47 AM |
| tamcho | $100.00 | 5/24/2011 4:28:41 AM |
| Jcardone33 | $25.00 | 5/24/2011 5:41:03 AM |
| jdadverb | $30.00 | 5/23/2011 11:24:34 PM |
| jmss | $77.00 | 5/23/2011 10:22:31 PM |
| najmn103 | $25.00 | 5/24/2011 6:32:06 AM |
| impeccable-funds5 | $50.00 | 5/24/2011 4:55:14 AM |
| economy-coup | $100.00 | 5/23/2011 11:07:34 PM |
| payment-jalapeno9 | $100.00 | 5/24/2011 6:04:19 AM |
| agreement-bunny | $25.00 | 5/24/2011 6:38:37 AM |
| moola-monger9 | $50.00 | 5/24/2011 7:32:39 AM |
| DDoubles | $50.00 | 5/24/2011 8:23:29 AM |
| SmallGolfer | $45.02 | 5/24/2011 7:08:05 AM |
| The_Birnetts | $44.56 | 5/24/2011 8:47:50 AM |
| the-credit-proton | $25.00 | 5/24/2011 8:52:43 AM |
| debtcollector | $50.00 | 5/24/2011 9:52:40 AM |
| radiant-diversification234 | $150.00 | 5/24/2011 9:55:44 AM |
| natecam | $25.00 | 5/24/2011 10:35:42 AM |
| djalan | $25.00 | 5/24/2011 10:42:19 AM |
| stonehillloans | $25.00 | 5/24/2011 11:09:24 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:54 AM |
| Tradesmanlender | $35.00 | 5/20/2011 10:13:03 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:40 AM |
| reflective-rupee | $25.01 | 5/21/2011 1:17:25 PM |
| supersarah61 | $25.00 | 5/21/2011 3:22:18 PM |
| lucrative-coin | $50.00 | 5/21/2011 3:30:30 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:17:48 PM |
| AFairDeal | $25.00 | 5/21/2011 5:37:45 PM |
| currency-persimmon | $25.00 | 5/21/2011 4:08:39 PM |
| competent-p2p | $35.00 | 5/21/2011 6:25:55 PM |
| SolarMoonshine | $25.00 | 5/21/2011 5:53:12 PM |
| janeybooboo | $100.00 | 5/21/2011 6:09:30 PM |
| designer_10 | $25.00 | 5/21/2011 11:33:31 PM |
| p2ploan-sensation211 | $50.00 | 5/21/2011 9:52:01 PM |
| silver-buckeye | $25.00 | 5/22/2011 6:24:46 AM |
| goldenretriever | $100.00 | 5/22/2011 7:22:04 AM |
| dynrep | $50.00 | 5/22/2011 9:25:36 AM |
| MoneyTree79 | $37.11 | 5/22/2011 1:06:47 PM |
| Peterman | $50.00 | 5/22/2011 6:37:56 PM |
| doopers | $25.00 | 5/22/2011 1:21:59 PM |
| 3_boyz | $50.00 | 5/22/2011 5:05:06 PM |
| important-ore | $150.00 | 5/22/2011 2:52:51 PM |
| George13 | $44.64 | 5/22/2011 7:15:56 PM |
| GoingFishing | $25.00 | 5/22/2011 11:43:47 PM |
| friendinmoney | $25.00 | 5/23/2011 7:39:27 AM |
| MNJ | $25.00 | 5/23/2011 5:54:21 AM |
| the-silver-blaster | $100.00 | 5/23/2011 7:27:51 AM |
| unconquerable-dedication | $25.00 | 5/23/2011 9:30:31 AM |
| FinanceEngine | $50.00 | 5/23/2011 10:01:32 AM |
| enriching-credit9 | $37.00 | 5/23/2011 10:09:27 AM |
| cerebral-value4 | $100.00 | 5/23/2011 10:18:54 AM |
| pthighs | $50.00 | 5/23/2011 12:24:15 PM |
| Occhy | $25.00 | 5/23/2011 3:33:45 PM |
| EvalCrux | $50.00 | 5/23/2011 4:24:01 PM |
| toomanyfishtanks | $25.00 | 5/23/2011 4:35:19 PM |
| unflappable-bonus3 | $50.00 | 5/23/2011 4:08:55 PM |
| friendly-market5 | $25.00 | 5/23/2011 4:10:09 PM |
| truth-lyrics7 | $125.00 | 5/23/2011 4:17:52 PM |
| astute-fairness0 | $25.00 | 5/23/2011 4:59:08 PM |
| JustMee | $25.00 | 5/23/2011 5:22:18 PM |
| Zoramite | $25.00 | 5/23/2011 5:40:51 PM |
| cocopuffs | $25.00 | 5/23/2011 5:07:05 PM |
| orange-cordial-marketplace | $100.00 | 5/23/2011 6:09:45 PM |
| Kaj | $60.00 | 5/23/2011 5:12:37 PM |
| felicity-maximizer | $25.00 | 5/23/2011 6:57:02 PM |
| Whitewater_Loans | $50.00 | 5/23/2011 6:34:24 PM |
| ashoo66 | $50.00 | 5/23/2011 7:11:57 PM |
| visionary-asset5 | $65.96 | 5/23/2011 7:11:29 PM |
| picasso30 | $28.36 | 5/23/2011 7:11:03 PM |
| B-rad_the_Coug | $25.00 | 5/23/2011 9:48:33 PM |
| SKOAL | $87.62 | 5/23/2011 9:03:22 PM |
| orderly-leverage | $100.00 | 5/23/2011 9:48:01 PM |
| fund-medalist171 | $30.00 | 5/24/2011 4:19:21 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:31 AM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:14 PM |
| jsnryn | $62.41 | 5/24/2011 6:21:16 AM |
| Ripsaw4U | $50.00 | 5/24/2011 3:03:27 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:43 AM |
| Longstreet47 | $44.04 | 5/24/2011 6:29:12 AM |
| gslinv | $27.57 | 5/24/2011 6:06:45 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 9:24:53 AM |
| hookUup | $33.40 | 5/24/2011 7:26:24 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:36:25 AM |
| dollar-oracle55 | $25.00 | 5/24/2011 7:01:51 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:10:51 AM |
| damage | $25.00 | 5/24/2011 9:18:47 AM |
| Buffer10 | $200.00 | 5/24/2011 11:05:34 AM |
| RedantFinance | $25.00 | 5/24/2011 10:59:39 AM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
506968
This series of Notes was issued and sold upon the funding of the borrower loan #49624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-16-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,134 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-speedy-wealth |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tinker
Purpose of loan: Pay off bills & light home repair
This loan will be used to...
My financial situation: Fair
I am a good candidate for this loan because...
I pay my bills on time and am a good risk.
Monthly net income: $2000.00 approx
Monthly expenses: $1700.00
Housing: $517.09
Insurance: $96.00
Car expenses: $574.66
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $50.00 and under
Clothing, household expenses: $50.00 and under
Credit cards and other loans: $150.00
Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 5:08:48 PM |
| Gibbyland | $100.00 | 5/16/2011 5:09:35 PM |
| ready-interest9 | $25.00 | 5/17/2011 9:13:31 AM |
| worth-blanket2 | $5,000.00 | 5/17/2011 10:25:13 AM |
| wkeboarder21 | $50.00 | 5/17/2011 1:43:45 PM |
| SecondChanceLendingSERV | $25.00 | 5/17/2011 6:53:50 PM |
| reflective-rupee | $300.00 | 5/17/2011 7:29:01 PM |
| yf99yz | $25.00 | 5/17/2011 8:48:33 PM |
| valiant-money | $25.00 | 5/18/2011 10:22:40 AM |
| houli123 | $104.04 | 5/19/2011 12:01:21 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:00 AM |
| erowis | $100.00 | 5/21/2011 11:15:11 AM |
| CA-Lender | $100.05 | 5/21/2011 7:06:48 PM |
| autonomous-truth | $100.00 | 5/21/2011 8:55:12 PM |
| janeybooboo | $100.00 | 5/21/2011 8:16:44 PM |
| auction-seeker | $25.00 | 5/21/2011 8:18:54 PM |
| diversification-medalist | $100.00 | 5/21/2011 11:37:27 PM |
| power-secret-agent | $25.00 | 5/22/2011 4:38:43 AM |
| whatreality | $25.00 | 5/22/2011 6:17:49 AM |
| micko | $25.00 | 5/22/2011 9:08:19 AM |
| marketplace-meridian | $25.00 | 5/22/2011 8:09:45 AM |
| 124SpiderMan | $100.00 | 5/22/2011 9:19:23 AM |
| competent-p2p | $45.00 | 5/22/2011 9:24:28 AM |
| 56bones | $25.00 | 5/22/2011 10:27:28 AM |
| hookUup | $27.40 | 5/22/2011 9:16:43 AM |
| principal-laser | $116.16 | 5/22/2011 10:16:33 AM |
| zippy-listing8 | $25.00 | 5/22/2011 5:22:57 PM |
| Track-Layer | $100.00 | 5/22/2011 7:33:15 PM |
| well-mannered-income3 | $30.00 | 5/22/2011 2:50:27 PM |
| bowler252 | $25.00 | 5/22/2011 10:11:45 PM |
| MNFrostbite | $25.00 | 5/22/2011 6:49:09 PM |
| Christophe | $25.00 | 5/22/2011 7:17:54 PM |
| SB94114 | $25.00 | 5/23/2011 8:45:09 AM |
| glroark | $50.00 | 5/23/2011 6:55:35 AM |
| mpatrick | $50.00 | 5/23/2011 10:44:12 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:37:47 AM |
| houli123 | $100.00 | 5/23/2011 11:48:02 AM |
| capital-halo1 | $1,000.00 | 5/23/2011 1:37:39 PM |
| exchange-upholder0 | $25.00 | 5/23/2011 1:08:31 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 3:08:21 PM |
| OLYVRC | $50.00 | 5/23/2011 3:07:32 PM |
| FinanceEngine | $30.00 | 5/23/2011 4:21:22 PM |
| yertle9 | $25.00 | 5/23/2011 4:23:04 PM |
| draggon77 | $25.00 | 5/23/2011 4:50:05 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:19:54 PM |
| durability-halibut | $26.00 | 5/23/2011 4:13:18 PM |
| HardLender | $100.00 | 5/23/2011 4:25:19 PM |
| Engineer44 | $25.00 | 5/23/2011 5:15:44 PM |
| value-hero3 | $100.00 | 5/23/2011 6:03:17 PM |
| MilitaryLending | $90.04 | 5/23/2011 5:43:55 PM |
| IIP77 | $25.00 | 5/23/2011 6:14:24 PM |
| orange-cordial-marketplace | $200.00 | 5/23/2011 6:15:34 PM |
| KMB78 | $30.00 | 5/23/2011 6:37:40 PM |
| wise-benjamins-fortress | $25.00 | 5/23/2011 6:34:29 PM |
| exciting-fairness | $200.00 | 5/23/2011 6:41:14 PM |
| EarlyRiser | $250.00 | 5/23/2011 7:38:36 PM |
| Bob450 | $25.00 | 5/23/2011 8:33:22 PM |
| Zoomzoom22 | $50.00 | 5/23/2011 10:01:02 PM |
| sparkling-interest1 | $25.00 | 5/23/2011 9:27:42 PM |
| kingston1 | $25.00 | 5/23/2011 10:05:30 PM |
| investment-happiness | $100.00 | 5/23/2011 10:58:51 PM |
| jmb_lending | $100.00 | 5/24/2011 5:33:50 AM |
| MilitaryLending | $47.36 | 5/24/2011 12:53:01 AM |
| Rip128 | $100.00 | 5/24/2011 7:00:56 AM |
| openness-confidant | $47.44 | 5/24/2011 5:13:54 AM |
| velocity-adventurer | $25.29 | 5/24/2011 5:34:10 AM |
| Bill88 | $25.00 | 5/24/2011 7:58:07 AM |
| debt-force | $25.62 | 5/24/2011 6:41:34 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:37:14 AM |
| DDoubles | $50.00 | 5/24/2011 8:29:58 AM |
| nickel-hickory | $100.00 | 5/24/2011 9:34:57 AM |
| bonus-yeller | $91.66 | 5/24/2011 9:44:40 AM |
| BankerBoy414 | $35.00 | 5/24/2011 10:45:27 AM |
| scrappy-generosity5 | $25.00 | 5/24/2011 10:12:41 AM |
| kwan | $25.00 | 5/24/2011 10:21:29 AM |
| Snoopylover | $25.00 | 5/24/2011 10:48:29 AM |
| Jack55304 | $300.00 | 5/24/2011 10:53:42 AM |
| Rogesparkguy | $25.00 | 5/16/2011 6:09:31 PM |
| JustMee | $25.00 | 5/18/2011 5:34:30 PM |
| suave-dime6 | $25.00 | 5/18/2011 6:41:38 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:27 PM |
| irrelevant | $25.00 | 5/19/2011 5:42:18 PM |
| frogperson | $151.24 | 5/19/2011 8:55:55 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:09 AM |
| nickel-hickory | $100.00 | 5/20/2011 3:23:39 PM |
| upbeat-investment9 | $50.00 | 5/21/2011 6:51:52 PM |
| sweetlan | $25.05 | 5/21/2011 7:11:09 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:48:24 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:11:00 PM |
| wgc | $25.00 | 5/21/2011 7:54:50 PM |
| platinum-czar | $57.07 | 5/21/2011 9:05:29 PM |
| head | $25.00 | 5/22/2011 4:57:18 AM |
| heerzaquestion | $100.00 | 5/22/2011 9:08:53 AM |
| finance-dandelion | $30.00 | 5/22/2011 10:53:40 AM |
| beach-bunny | $50.00 | 5/22/2011 9:14:01 AM |
| thomas16882004 | $25.00 | 5/22/2011 4:54:04 PM |
| chungfang | $50.00 | 5/22/2011 4:56:21 PM |
| squadron781 | $25.00 | 5/22/2011 4:19:19 PM |
| loss-of-control | $75.00 | 5/22/2011 5:50:37 PM |
| YoungTaxMan | $25.00 | 5/22/2011 6:16:18 PM |
| shrewd-income | $25.00 | 5/22/2011 2:52:46 PM |
| Peterman | $25.00 | 5/22/2011 6:44:26 PM |
| PleaseDontDefault | $50.00 | 5/22/2011 7:29:57 PM |
| zorg77 | $50.00 | 5/22/2011 6:13:12 PM |
| janeybooboo | $100.00 | 5/22/2011 9:40:35 PM |
| helvet | $25.00 | 5/23/2011 12:47:03 AM |
| barefootpaul | $25.00 | 5/23/2011 8:18:18 AM |
| authentic-finance194 | $100.00 | 5/23/2011 8:18:20 AM |
| octoberfresh | $25.00 | 5/23/2011 7:29:29 AM |
| DasMula | $27.00 | 5/23/2011 9:49:33 AM |
| enriching-credit9 | $50.00 | 5/23/2011 9:49:55 AM |
| WMY-Investor | $100.00 | 5/23/2011 9:24:52 AM |
| MJTimages_com | $100.00 | 5/23/2011 10:03:28 AM |
| atcrain07 | $25.00 | 5/23/2011 11:07:17 AM |
| Leopoldine | $25.00 | 5/23/2011 12:37:54 PM |
| mikelance7 | $25.00 | 5/23/2011 12:42:53 PM |
| bonus-seahorse | $25.00 | 5/23/2011 1:01:57 PM |
| pthighs | $50.00 | 5/23/2011 12:24:52 PM |
| lotuss4 | $49.99 | 5/23/2011 2:25:43 PM |
| profitable-money | $25.00 | 5/23/2011 3:07:29 PM |
| silvercertificate | $25.00 | 5/23/2011 2:32:53 PM |
| asset-professor | $50.00 | 5/23/2011 3:36:08 PM |
| reflective-affluence | $50.00 | 5/23/2011 3:04:03 PM |
| grampy48 | $25.00 | 5/23/2011 3:08:19 PM |
| dcap3 | $100.00 | 5/23/2011 4:15:31 PM |
| flwah | $25.00 | 5/23/2011 5:02:56 PM |
| ethical-income2 | $25.00 | 5/23/2011 4:45:28 PM |
| nickel-pecan0 | $25.00 | 5/23/2011 4:54:29 PM |
| MrsBroccoli | $25.00 | 5/23/2011 4:13:20 PM |
| transformer855 | $25.00 | 5/23/2011 4:14:03 PM |
| jazzlender | $25.00 | 5/23/2011 4:25:45 PM |
| Whitewater_Loans | $25.00 | 5/23/2011 6:29:39 PM |
| SeaSkyGuy71 | $25.00 | 5/23/2011 6:29:52 PM |
| MrBailey | $100.00 | 5/23/2011 7:05:06 PM |
| shrewd-income | $75.00 | 5/23/2011 6:37:55 PM |
| klinebarger | $25.00 | 5/23/2011 6:33:59 PM |
| nilonc1 | $79.48 | 5/23/2011 8:14:36 PM |
| tnjohnso | $25.00 | 5/23/2011 7:54:41 PM |
| El_Profesional | $25.00 | 5/23/2011 8:33:02 PM |
| Calif-smo | $35.05 | 5/23/2011 8:45:31 PM |
| derec | $25.00 | 5/23/2011 8:55:58 PM |
| genelinist | $31.00 | 5/23/2011 9:33:37 PM |
| Huntington | $25.00 | 5/23/2011 9:35:25 PM |
| Pitufo | $25.00 | 5/23/2011 9:03:11 PM |
| VJ_Financial | $26.00 | 5/23/2011 9:04:18 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:57:41 PM |
| funtwosay | $25.00 | 5/23/2011 9:51:33 PM |
| neutrino6 | $25.00 | 5/23/2011 11:37:54 PM |
| ideal-economy | $37.08 | 5/24/2011 4:38:28 AM |
| newest-famous-velocity | $25.00 | 5/24/2011 6:06:16 AM |
| buffalobills | $25.00 | 5/24/2011 7:18:21 AM |
| mnguy8484 | $25.00 | 5/24/2011 7:58:23 AM |
| Phatt-Daddy | $47.36 | 5/24/2011 9:11:31 AM |
| wkeboarder21 | $50.00 | 5/24/2011 9:38:36 AM |
| MoneyU4IA | $100.00 | 5/24/2011 7:45:30 AM |
| dime-umbrella6 | $25.00 | 5/24/2011 9:58:19 AM |
| leverage-monger | $25.00 | 5/24/2011 7:11:06 AM |
| tolerant-truth2 | $25.00 | 5/24/2011 8:42:04 AM |
| 168RichCapital | $28.50 | 5/24/2011 7:47:08 AM |
| debtcollector | $50.00 | 5/24/2011 9:53:52 AM |
| engrossing-benefit0 | $50.00 | 5/24/2011 10:12:22 AM |
| radiant-diversification234 | $75.00 | 5/24/2011 10:09:00 AM |
| atlmoneyman | $50.00 | 5/24/2011 10:12:26 AM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
507020
This series of Notes was issued and sold upon the funding of the borrower loan #49663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $193.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 9y 4m |
|
Amount delinquent:
| $15 |
Total credit lines:
| 6 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,745 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RTPCorporation |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
|
Principal balance:
| $2,505.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to add a sandwich menu and salad bar area at my families pizza restaurant.
My financial situation:
I am a good candidate for this loan because I have zero debt! My schooling is all saved up for.. our restaurant has successfully been in business for over 25 years and has been thriving year after year. We assume to make an extra $1600-$1900 from the sandwich menu alone! Instead of taking money out of my savings i decided that having a loan would be the smarter move.
Monthly net income: $2000
Housing: $0 (live with parents)
Car expenses: $150(gas only, car is paid)
Phone, cable, internet: $ 40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $110
I have saved up with well over 25K.I have money invested in around 15 loans on prosper and those payments from those loans pay for my borrowed loan.
Thank you for your time. Have a great day
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/22/2011 12:06:00 PM |
| wgc | $25.00 | 5/23/2011 8:51:25 PM |
| enriching-credit9 | $75.00 | 5/23/2011 8:25:24 PM |
| chungfang | $25.00 | 5/23/2011 8:53:06 PM |
| VJ_Financial | $26.00 | 5/23/2011 9:03:07 PM |
| Track-Layer | $75.00 | 5/23/2011 9:00:43 PM |
| investment-happiness | $150.00 | 5/23/2011 10:59:57 PM |
| Valley-of-the-Dollar | $25.00 | 5/24/2011 6:01:11 AM |
| FrugalForLife | $50.00 | 5/24/2011 12:54:03 AM |
| funds-control3 | $43.46 | 5/24/2011 5:40:30 AM |
| the-discrete-income | $33.85 | 5/24/2011 5:29:17 AM |
| jmb_lending | $200.00 | 5/24/2011 5:35:53 AM |
| EEasyMoney | $25.00 | 5/24/2011 6:27:38 AM |
| euro-spark | $65.41 | 5/24/2011 9:48:42 AM |
| loyalist1 | $150.00 | 5/24/2011 7:13:48 AM |
| hookUup | $25.40 | 5/24/2011 7:24:46 AM |
| LittleRhody07 | $25.00 | 5/24/2011 7:51:27 AM |
| tolerant-truth2 | $25.00 | 5/24/2011 8:41:16 AM |
| benefit-boots | $25.00 | 5/24/2011 9:33:22 AM |
| punctual-coin1 | $25.00 | 5/24/2011 11:22:35 AM |
| Dubbs360 | $200.00 | 5/24/2011 11:09:44 AM |
| stonehillloans | $25.00 | 5/24/2011 11:18:00 AM |
| janeybooboo | $100.00 | 5/24/2011 12:12:21 PM |
| FinanciallySavvyMom | $25.00 | 5/24/2011 12:22:43 PM |
| worth-blanket2 | $1,816.83 | 5/24/2011 1:19:21 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:30:53 PM |
| vishal29 | $25.00 | 5/23/2011 9:37:29 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:50:27 PM |
| Pitufo | $100.00 | 5/23/2011 9:10:55 PM |
| Red-Bull-One | $25.00 | 5/23/2011 10:15:29 PM |
| Gibbyland | $100.00 | 5/23/2011 9:57:07 PM |
| progressive-power9 | $54.00 | 5/23/2011 11:33:06 PM |
| chameleon125 | $25.00 | 5/24/2011 6:09:20 AM |
| pennyologist | $25.00 | 5/23/2011 11:08:56 PM |
| autonomous-truth | $100.00 | 5/23/2011 11:46:38 PM |
| foothillender | $25.00 | 5/24/2011 7:35:10 AM |
| Leshan | $75.00 | 5/24/2011 7:51:18 AM |
| whatreality | $25.00 | 5/24/2011 7:56:33 AM |
| panda14 | $25.00 | 5/24/2011 8:23:13 AM |
| the-credit-proton | $25.00 | 5/24/2011 8:53:35 AM |
| EarlyRiser | $200.00 | 5/24/2011 5:05:44 AM |
| integrity-broker | $25.00 | 5/24/2011 6:03:40 AM |
| DDoubles | $50.00 | 5/24/2011 8:30:50 AM |
| Bob450 | $25.00 | 5/24/2011 9:33:43 AM |
| 2grindstones | $25.00 | 5/24/2011 10:38:58 AM |
| new-peso-ceremony | $25.00 | 5/24/2011 11:59:08 AM |
| djalan | $25.00 | 5/24/2011 10:49:03 AM |
| greencat | $50.00 | 5/24/2011 11:46:51 AM |
| pragmatic-auction8 | $35.00 | 5/24/2011 12:31:57 PM |
| CA-Lender | $25.05 | 5/24/2011 12:07:19 PM |
| DoctorJoe | $25.00 | 5/24/2011 1:07:03 PM |
| briskdevl07 | $25.00 | 5/24/2011 12:27:53 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
507114
This series of Notes was issued and sold upon the funding of the borrower loan #49710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,325 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-spark |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Educational debt consolidation
Purpose of loan: pay off a higher interest rate loan
My financial situation:
I am a good candidate for this loan because I hold a stable job and will try to pay this off early. I am currently paying $250.79 a month for the loan and have never missed a payment. Prosper shows my payments of 201.29 saving. It is also my goal to have this payed off before the three year period is up.
Monthly net income: $2,350
Monthly expenses: $
Housing: $850
Insurance: $66
Car expenses: $229
Utilities: $N/A
Phone, cable, internet: $90
Food, entertainment: varies
Clothing, household expenses: below 50
Credit cards and other loans: $100
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/17/2011 9:03:47 AM |
| Wangchuk | $25.33 | 5/17/2011 9:21:02 AM |
| income-awakening6 | $25.00 | 5/17/2011 9:22:02 AM |
| tech310 | $50.00 | 5/17/2011 9:09:24 AM |
| 2grindstones | $25.00 | 5/17/2011 9:36:26 AM |
| MarvintheMartian | $25.00 | 5/17/2011 10:53:01 AM |
| coin-bee1 | $25.00 | 5/17/2011 2:59:30 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:55 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 10:57:00 AM |
| irrelevant | $25.00 | 5/20/2011 5:56:58 PM |
| BradP | $25.00 | 5/21/2011 7:52:44 AM |
| intelligent-yield | $25.00 | 5/21/2011 2:28:04 PM |
| janeybooboo | $100.00 | 5/21/2011 5:29:44 PM |
| shrewd-loot | $25.00 | 5/22/2011 8:45:36 PM |
| felicity-daydream | $25.00 | 5/23/2011 7:26:11 AM |
| penny-surgeon | $25.00 | 5/24/2011 3:42:15 PM |
| MJTimages_com | $100.00 | 5/24/2011 3:52:03 PM |
| whatreality | $25.00 | 5/24/2011 4:10:38 PM |
| finance-amusement4 | $200.00 | 5/24/2011 4:47:23 PM |
| supreme-hope | $25.00 | 5/24/2011 4:53:48 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:20:43 PM |
| shrewd-income | $50.00 | 5/24/2011 3:31:56 PM |
| CreditBuilder2 | $100.00 | 5/24/2011 5:45:32 PM |
| Scotcha | $50.00 | 5/24/2011 4:24:04 PM |
| cash4less | $34.03 | 5/24/2011 4:35:38 PM |
| Recyclist | $25.00 | 5/24/2011 5:21:11 PM |
| peso-aggregator | $25.00 | 5/24/2011 5:26:29 PM |
| loss-of-control | $50.00 | 5/24/2011 6:17:48 PM |
| bsmtloan | $100.00 | 5/24/2011 7:17:59 PM |
| rockhound84 | $25.00 | 5/24/2011 7:59:28 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:56:03 PM |
| Reddy_Capital | $25.00 | 5/24/2011 10:45:23 PM |
| PleaseDontDefault | $50.00 | 5/24/2011 8:36:30 PM |
| american-investor | $50.00 | 5/25/2011 5:12:28 AM |
| nimble-affluence4 | $25.00 | 5/25/2011 12:27:21 AM |
| leverage-ectasy | $25.00 | 5/24/2011 10:51:34 PM |
| credit-investor5 | $50.00 | 5/24/2011 10:53:28 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 10:58:25 PM |
| bibliomania | $25.00 | 5/24/2011 11:17:40 PM |
| asset-bada-bing | $25.00 | 5/25/2011 3:49:44 AM |
| calimanusa | $25.40 | 5/24/2011 11:43:57 PM |
| cerebral-dollar773 | $136.68 | 5/25/2011 4:44:05 AM |
| VillageLending | $6.38 | 5/25/2011 7:16:56 AM |
| B2152 | $25.00 | 5/25/2011 4:56:50 AM |
| imdave4me | $100.00 | 5/25/2011 5:39:28 AM |
| reflective-rupee | $175.01 | 5/25/2011 3:38:10 AM |
| income-rocker2 | $104.44 | 5/25/2011 6:28:39 AM |
| db0973 | $25.00 | 5/25/2011 6:32:40 AM |
| LenderOnWheels | $75.00 | 5/25/2011 6:33:55 AM |
| melodious-openness | $50.00 | 5/25/2011 5:34:28 AM |
| Silverling6 | $29.00 | 5/25/2011 6:54:50 AM |
| GElender | $25.00 | 5/25/2011 6:06:25 AM |
| intrepid-loot | $25.00 | 5/25/2011 6:20:47 AM |
| gogrannygo | $30.00 | 5/25/2011 7:13:10 AM |
| wealth-pipeline | $25.00 | 5/17/2011 9:19:53 AM |
| SolarMoonshine | $25.00 | 5/17/2011 10:05:42 AM |
| jjswanso | $50.00 | 5/18/2011 7:01:51 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:46 AM |
| openness-antioxidant | $100.00 | 5/20/2011 11:17:37 AM |
| qsolo | $200.00 | 5/21/2011 2:28:16 PM |
| grotheik | $25.00 | 5/22/2011 6:53:14 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:04:17 PM |
| trade-vista | $25.00 | 5/23/2011 12:29:20 PM |
| JustMee | $25.00 | 5/23/2011 5:25:13 PM |
| deepblue34 | $30.00 | 5/24/2011 3:36:54 PM |
| the-balance-shepherd | $100.00 | 5/24/2011 5:07:43 PM |
| agalt | $65.00 | 5/24/2011 3:22:32 PM |
| designer_10 | $25.00 | 5/24/2011 4:35:00 PM |
| hookUup | $27.40 | 5/24/2011 3:49:14 PM |
| E-B | $50.00 | 5/24/2011 4:59:12 PM |
| CA-Lender | $25.05 | 5/24/2011 4:10:49 PM |
| heavy_ax | $25.00 | 5/24/2011 5:31:05 PM |
| Whitey | $25.00 | 5/24/2011 6:35:22 PM |
| jasonuz | $25.00 | 5/24/2011 6:58:54 PM |
| atomantic | $25.00 | 5/24/2011 5:53:40 PM |
| nickel-position | $25.00 | 5/24/2011 6:26:54 PM |
| gjm6d | $25.00 | 5/24/2011 7:28:17 PM |
| szetheli | $140.00 | 5/24/2011 7:37:02 PM |
| DasMula | $27.00 | 5/24/2011 8:40:20 PM |
| resplendent-dollar | $25.00 | 5/24/2011 10:04:30 PM |
| GrowthAspirations | $35.00 | 5/24/2011 10:05:51 PM |
| Bob450 | $25.04 | 5/24/2011 10:45:37 PM |
| draggon77 | $25.00 | 5/24/2011 8:58:00 PM |
| investment-habanero8 | $100.00 | 5/25/2011 4:29:30 AM |
| Pakse | $25.00 | 5/24/2011 8:38:56 PM |
| back-scratchers | $25.00 | 5/24/2011 8:40:18 PM |
| doopers | $25.00 | 5/25/2011 5:37:46 AM |
| reflective-rupee | $25.00 | 5/24/2011 11:18:26 PM |
| nilonc1 | $50.00 | 5/25/2011 5:50:36 AM |
| drcoop | $29.00 | 5/24/2011 11:43:55 PM |
| vishal29 | $25.00 | 5/24/2011 10:21:16 PM |
| FinanceEngine | $30.00 | 5/24/2011 10:49:29 PM |
| treasure-brigade | $25.00 | 5/25/2011 6:43:25 AM |
| thorough-payout8 | $25.00 | 5/25/2011 7:11:41 AM |
| onecooldrink | $25.00 | 5/25/2011 12:13:58 AM |
| emt747 | $25.00 | 5/25/2011 2:21:33 AM |
| grampy48 | $25.00 | 5/25/2011 3:25:20 AM |
| ghinga | $25.00 | 5/25/2011 3:59:58 AM |
| bbt210 | $25.00 | 5/25/2011 5:19:59 AM |
| suave-dime6 | $25.00 | 5/25/2011 6:21:50 AM |
| nalaari | $25.00 | 5/25/2011 6:50:02 AM |
| economy-popcorn | $25.00 | 5/25/2011 6:44:01 AM |
| Realty24 | $30.43 | 5/25/2011 6:51:44 AM |
| Phatt-Daddy | $44.81 | 5/25/2011 7:04:39 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
507254
This series of Notes was issued and sold upon the funding of the borrower loan #49838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,349 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-relentless-exchange |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used for...
me to buy a building to store my yard equipment and other yard work that is needed.
My financial situation:
I am a good candidate for this loan because...
I pay all my bills on time.
Monthly net income: $4,200
Monthly expenses: $
Housing: $500.00 (House Note)
Insurance: $129.50 (Tri-monthly)
Car expenses: $0 (Company Truck)
Utilities: $200
Phone, cable, internet: $190
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $ (2,500 credit limit paid off, only use is for work)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/17/2011 9:03:52 AM |
| 2grindstones | $25.00 | 5/17/2011 9:16:19 AM |
| SolarMoonshine | $25.00 | 5/17/2011 9:58:49 AM |
| innocent-loot | $25.00 | 5/17/2011 10:19:49 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:36:55 AM |
| lloyd_s | $25.00 | 5/17/2011 12:51:06 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:49:24 PM |
| witty-credit467 | $50.00 | 5/17/2011 4:03:48 PM |
| economy-coup | $30.00 | 5/17/2011 7:06:38 PM |
| tech310 | $50.00 | 5/19/2011 1:48:09 AM |
| Kash2010lu | $25.00 | 5/20/2011 9:09:31 AM |
| naptap | $25.00 | 5/23/2011 5:52:24 PM |
| Kqwik | $45.47 | 5/24/2011 1:53:11 PM |
| supreme-hope | $25.00 | 5/24/2011 2:09:15 PM |
| jybank | $50.00 | 5/24/2011 4:21:50 PM |
| capital-halo1 | $957.53 | 5/24/2011 2:01:48 PM |
| janeybooboo | $100.00 | 5/24/2011 2:19:02 PM |
| pthighs | $50.00 | 5/24/2011 2:48:24 PM |
| designer_10 | $25.00 | 5/24/2011 1:54:52 PM |
| CA-Lender | $25.05 | 5/24/2011 2:07:33 PM |
| squadron781 | $25.00 | 5/24/2011 5:26:58 PM |
| Dubbs360 | $300.00 | 5/24/2011 2:15:49 PM |
| himistu22 | $50.00 | 5/24/2011 2:19:12 PM |
| exciting-fairness | $200.00 | 5/24/2011 2:28:31 PM |
| credit-elation1 | $25.00 | 5/24/2011 4:00:41 PM |
| toomanyfishtanks | $25.00 | 5/24/2011 2:44:22 PM |
| MJTimages_com | $100.00 | 5/24/2011 3:43:36 PM |
| sensational-dollar | $25.00 | 5/24/2011 3:57:36 PM |
| MilitaryLending | $103.00 | 5/24/2011 4:58:02 PM |
| the-balance-shepherd | $100.00 | 5/24/2011 5:04:39 PM |
| Recyclist | $25.00 | 5/24/2011 5:22:55 PM |
| whatreality | $25.00 | 5/24/2011 4:11:35 PM |
| lotuss4 | $49.99 | 5/24/2011 6:36:38 PM |
| competent-p2p | $25.00 | 5/24/2011 5:40:38 PM |
| loss-of-control | $50.00 | 5/24/2011 6:23:13 PM |
| EL_Papin | $25.00 | 5/24/2011 7:50:20 PM |
| Whitewater_Loans | $25.00 | 5/24/2011 7:25:45 PM |
| blitzen40 | $25.00 | 5/24/2011 8:57:03 PM |
| neenerman | $68.70 | 5/24/2011 7:49:37 PM |
| resplendent-dollar | $25.00 | 5/24/2011 9:48:39 PM |
| JPMorrisLegacyFund | $241.95 | 5/24/2011 10:29:25 PM |
| Bob450 | $25.04 | 5/24/2011 10:46:13 PM |
| ore-healer6 | $30.00 | 5/24/2011 10:57:35 PM |
| RickColo | $50.00 | 5/24/2011 11:06:03 PM |
| houli123 | $25.00 | 5/24/2011 11:51:17 PM |
| nimble-affluence4 | $30.00 | 5/25/2011 12:32:39 AM |
| DasMula | $27.00 | 5/24/2011 8:41:53 PM |
| principal-laser | $97.31 | 5/25/2011 2:36:10 AM |
| Gobsek | $25.00 | 5/24/2011 8:28:46 PM |
| reflective-rupee | $200.01 | 5/25/2011 3:41:25 AM |
| q4golf | $31.49 | 5/25/2011 4:02:47 AM |
| Pakse | $25.00 | 5/24/2011 8:39:23 PM |
| Mad_Scientist | $25.00 | 5/25/2011 3:42:23 AM |
| jtc26 | $108.07 | 5/24/2011 11:37:11 PM |
| emosspot | $25.00 | 5/25/2011 3:59:23 AM |
| calimanusa | $50.40 | 5/24/2011 11:41:23 PM |
| onecooldrink | $25.00 | 5/25/2011 12:14:23 AM |
| emt747 | $25.00 | 5/25/2011 2:16:30 AM |
| attractive-rate | $39.57 | 5/25/2011 2:51:39 AM |
| suave-dime6 | $25.00 | 5/17/2011 9:05:37 AM |
| credit-high-five8 | $50.00 | 5/17/2011 2:19:04 PM |
| cerebral-deal353 | $25.00 | 5/18/2011 6:06:26 AM |
| Rogelio48 | $25.00 | 5/19/2011 6:35:51 AM |
| openness-antioxidant | $100.00 | 5/19/2011 12:50:42 PM |
| Track-Layer | $100.00 | 5/19/2011 9:10:57 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:53 AM |
| irrelevant | $25.00 | 5/20/2011 5:57:03 PM |
| tranquil-gain1 | $75.00 | 5/21/2011 8:13:16 AM |
| dynrep | $25.00 | 5/21/2011 4:33:06 PM |
| zorg77 | $50.00 | 5/22/2011 6:20:40 PM |
| reflective-affluence | $25.00 | 5/24/2011 1:51:50 PM |
| Rogesparkguy | $25.00 | 5/24/2011 12:37:50 PM |
| capital_projects_investor | $25.00 | 5/24/2011 2:01:46 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:13:40 PM |
| peso-aggregator | $25.00 | 5/24/2011 5:25:45 PM |
| shrewd-income | $100.00 | 5/24/2011 3:31:08 PM |
| on_your_side | $33.97 | 5/24/2011 5:33:18 PM |
| hookUup | $28.40 | 5/24/2011 3:50:00 PM |
| grampy48 | $60.00 | 5/24/2011 2:54:46 PM |
| loan-jubilee | $25.00 | 5/24/2011 4:30:55 PM |
| Banker_Joe | $25.00 | 5/24/2011 5:21:18 PM |
| Dweeberkitty1 | $25.00 | 5/24/2011 6:56:11 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:16:52 PM |
| dudebrah | $25.00 | 5/24/2011 6:01:58 PM |
| jbloans | $25.00 | 5/24/2011 6:46:25 PM |
| treasure-hunter270 | $25.00 | 5/24/2011 7:41:29 PM |
| SomebodysMom | $25.00 | 5/24/2011 8:23:11 PM |
| credit-investor5 | $50.00 | 5/24/2011 10:54:47 PM |
| leverage-ectasy | $35.00 | 5/24/2011 11:01:14 PM |
| reflective-rupee | $200.00 | 5/24/2011 11:17:30 PM |
| CoyoteJack | $100.00 | 5/24/2011 8:14:50 PM |
| authoritative-interest | $25.00 | 5/25/2011 4:11:34 AM |
| tender-ore | $25.00 | 5/24/2011 9:59:33 PM |
| unrivaled-income5 | $60.00 | 5/25/2011 4:11:43 AM |
| deal-promiser | $25.00 | 5/24/2011 10:08:37 PM |
| intrepid-loot | $25.00 | 5/24/2011 10:09:54 PM |
| UBOtto186 | $50.00 | 5/25/2011 3:39:35 AM |
| unger | $113.33 | 5/25/2011 3:40:45 AM |
| goodhearted-basis4 | $25.00 | 5/24/2011 11:01:19 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
507256
This series of Notes was issued and sold upon the funding of the borrower loan #49609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $271.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
13 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,022 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| atl_jt01 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
660-679
(Jun-2010)
|
|
Principal balance:
| $5,012.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Payoff Some debt
Purpose of loan:
This loan will be used to payoff some debt...
My financial situation:
I am a good candidate for this loan because I have not had any delinquencies last 7 years.
$31,000 of my revolving debt is what I am still paying off from my equity loan that I had short saled my house.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/18/2011 9:11:48 AM |
| tech310 | $50.00 | 5/18/2011 9:20:44 AM |
| golffish2 | $25.00 | 5/18/2011 9:20:29 AM |
| integrity-enclave | $25.00 | 5/18/2011 11:45:04 AM |
| EEasyMoney | $25.00 | 5/18/2011 2:00:24 PM |
| pthighs | $50.00 | 5/18/2011 1:52:52 PM |
| openness-antioxidant | $100.00 | 5/18/2011 2:58:20 PM |
| FinanceEngine | $30.00 | 5/18/2011 3:54:59 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:26:48 PM |
| smart-gain | $40.00 | 5/18/2011 7:05:22 PM |
| crw1950 | $40.00 | 5/19/2011 5:16:06 AM |
| GElender | $25.00 | 5/19/2011 6:25:27 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:29:05 AM |
| hookUup | $26.30 | 5/19/2011 7:13:04 AM |
| agalt | $50.00 | 5/19/2011 9:04:30 AM |
| careful-note1 | $25.00 | 5/19/2011 9:23:37 AM |
| John_Galt | $25.00 | 5/19/2011 8:50:49 AM |
| first-serene-credit | $25.00 | 5/19/2011 10:59:07 AM |
| skaught | $30.00 | 5/19/2011 11:43:40 AM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:55 AM |
| tranquil-gain1 | $50.00 | 5/20/2011 11:00:50 AM |
| coin-bee1 | $25.00 | 5/20/2011 1:18:37 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:03:22 PM |
| Sol_Invictus | $25.00 | 5/21/2011 11:41:22 AM |
| irrelevant | $25.00 | 5/21/2011 11:34:23 AM |
| houli123 | $50.00 | 5/21/2011 12:26:51 PM |
| reflective-rupee | $25.01 | 5/21/2011 1:14:52 PM |
| GCInvestments | $25.00 | 5/21/2011 1:40:12 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:54:58 PM |
| nickel-position | $25.00 | 5/21/2011 3:18:42 PM |
| supersarah61 | $25.00 | 5/21/2011 3:19:16 PM |
| all_of_that_one | $25.00 | 5/21/2011 6:00:08 PM |
| supreme-hope | $25.00 | 5/22/2011 5:06:15 AM |
| micko | $25.00 | 5/22/2011 9:08:44 AM |
| Moneypenny6 | $25.00 | 5/22/2011 9:56:27 AM |
| epall | $25.00 | 5/22/2011 11:45:28 AM |
| 420limo | $30.00 | 5/22/2011 10:07:49 AM |
| commerce-yeller | $50.00 | 5/22/2011 12:35:35 PM |
| WSTRDG | $25.00 | 5/22/2011 2:00:11 PM |
| market-happiness7 | $45.00 | 5/22/2011 5:30:33 PM |
| janeybooboo | $100.00 | 5/22/2011 1:25:43 PM |
| 3_boyz | $25.00 | 5/22/2011 5:07:38 PM |
| moola-accelerator6 | $27.00 | 5/22/2011 2:55:18 PM |
| saga9 | $25.00 | 5/22/2011 8:41:25 PM |
| a-restless-dollar | $50.00 | 5/23/2011 6:53:14 AM |
| helvet | $50.00 | 5/23/2011 12:42:35 AM |
| competent-p2p | $40.00 | 5/23/2011 8:47:22 AM |
| Tikibarman | $50.00 | 5/23/2011 5:14:39 AM |
| best-listing-toro | $25.00 | 5/23/2011 7:16:00 AM |
| the-silver-blaster | $85.00 | 5/23/2011 7:24:52 AM |
| enriching-credit9 | $75.00 | 5/23/2011 9:47:54 AM |
| liberty-society5 | $25.00 | 5/23/2011 9:32:34 AM |
| Nemo2001 | $25.00 | 5/23/2011 10:04:58 AM |
| revenue-appraiser | $25.00 | 5/23/2011 10:50:38 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:00:13 PM |
| Sonihal | $106.88 | 5/23/2011 12:49:26 PM |
| Gotogo | $50.00 | 5/23/2011 2:07:42 PM |
| yerkster1 | $34.78 | 5/23/2011 12:59:03 PM |
| WxChem | $42.01 | 5/23/2011 4:11:51 PM |
| truth-lyrics7 | $50.00 | 5/23/2011 4:16:12 PM |
| jazzlender | $25.00 | 5/23/2011 4:27:11 PM |
| ethical-income2 | $25.00 | 5/23/2011 4:41:52 PM |
| interest-jedi0 | $300.00 | 5/23/2011 4:54:29 PM |
| Flanders122 | $25.00 | 5/23/2011 4:35:06 PM |
| patriot897 | $25.00 | 5/23/2011 4:50:11 PM |
| drtxmac | $59.00 | 5/23/2011 5:31:36 PM |
| codavee | $250.00 | 5/23/2011 4:53:15 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:23:45 PM |
| keen-moola | $34.81 | 5/23/2011 6:04:14 PM |
| economy-beast | $25.97 | 5/23/2011 4:41:37 PM |
| IIP77 | $25.00 | 5/23/2011 6:13:22 PM |
| jcrew007 | $25.00 | 5/23/2011 5:52:12 PM |
| red-power-pecan | $25.00 | 5/23/2011 5:57:49 PM |
| Engineer44 | $25.00 | 5/23/2011 5:17:07 PM |
| newfoundation | $25.00 | 5/23/2011 5:17:18 PM |
| sams3227 | $288.96 | 5/23/2011 5:47:53 PM |
| oxnard | $25.00 | 5/23/2011 5:58:05 PM |
| MoneyForNothing | $9.22 | 5/23/2011 6:17:59 PM |
| seabass123 | $25.00 | 5/18/2011 1:50:19 PM |
| openness-antioxidant | $100.00 | 5/18/2011 2:43:55 PM |
| Tradesmanlender | $35.00 | 5/18/2011 3:08:25 PM |
| chungfang | $100.00 | 5/18/2011 4:54:08 PM |
| Dubbs360 | $100.00 | 5/18/2011 11:14:46 PM |
| janeybooboo | $200.00 | 5/18/2011 10:44:24 PM |
| 1willray | $25.00 | 5/19/2011 12:27:37 AM |
| COCHINOBOY | $25.00 | 5/19/2011 12:54:51 AM |
| a-leverage-investor | $50.00 | 5/19/2011 4:12:58 AM |
| Ambassador | $36.00 | 5/19/2011 4:29:39 AM |
| terrific-p2ploan | $25.00 | 5/19/2011 7:12:29 AM |
| golffish2 | $25.00 | 5/19/2011 4:22:17 AM |
| DasMula | $27.00 | 5/19/2011 8:13:20 AM |
| on_your_side | $35.58 | 5/19/2011 9:41:55 AM |
| friendly-principal76 | $25.00 | 5/19/2011 10:20:52 AM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:27 PM |
| leverage-oasis | $25.00 | 5/20/2011 8:20:16 PM |
| DreDub | $50.00 | 5/21/2011 11:20:29 AM |
| GoldenGo4 | $50.00 | 5/21/2011 11:59:40 AM |
| heerzaquestion | $25.00 | 5/21/2011 11:24:30 AM |
| cerebral-dollar773 | $200.00 | 5/21/2011 11:58:37 AM |
| ILoveBearHats | $25.00 | 5/21/2011 1:33:29 PM |
| bancoroyal | $25.00 | 5/21/2011 1:42:53 PM |
| the-bid-sorcerer | $100.00 | 5/21/2011 2:14:31 PM |
| dynrep | $100.00 | 5/21/2011 3:25:26 PM |
| luvlending | $35.00 | 5/21/2011 6:38:51 PM |
| dlenz | $25.00 | 5/21/2011 8:02:36 PM |
| auction-seeker | $25.00 | 5/22/2011 6:18:43 AM |
| blue111 | $25.00 | 5/22/2011 8:37:57 AM |
| imdave4me | $35.00 | 5/22/2011 6:53:26 AM |
| 420limo | $30.00 | 5/22/2011 10:07:18 AM |
| atbright | $25.00 | 5/22/2011 1:15:12 PM |
| Peacepower | $50.00 | 5/22/2011 3:50:17 PM |
| C2Banking | $25.00 | 5/22/2011 4:25:55 PM |
| dudebrah | $25.00 | 5/22/2011 4:48:19 PM |
| YoungTaxMan | $25.00 | 5/22/2011 6:17:50 PM |
| loney_mender | $25.49 | 5/22/2011 6:39:37 PM |
| wealth-carrier | $25.00 | 5/22/2011 5:46:26 PM |
| Sturgee | $25.00 | 5/23/2011 1:56:08 AM |
| coin-popcorn | $25.00 | 5/22/2011 10:15:51 PM |
| Fioravanti | $100.00 | 5/23/2011 4:30:58 AM |
| Leopoldine | $50.00 | 5/23/2011 8:00:48 AM |
| ghinga | $25.00 | 5/23/2011 10:58:59 AM |
| payout-flag6 | $100.00 | 5/23/2011 10:24:17 AM |
| bonus-seahorse | $50.00 | 5/23/2011 12:58:17 PM |
| grampy48 | $50.00 | 5/23/2011 3:10:37 PM |
| formula842 | $25.00 | 5/23/2011 2:15:01 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:21:02 PM |
| melodious-fairness | $100.00 | 5/23/2011 3:10:32 PM |
| reflective-deal8 | $75.00 | 5/23/2011 4:20:52 PM |
| asset-professor | $50.00 | 5/23/2011 3:37:46 PM |
| Byrd24 | $100.00 | 5/23/2011 5:21:27 PM |
| a-versatile-power | $25.00 | 5/23/2011 5:48:40 PM |
| fund-javelin1 | $25.00 | 5/23/2011 4:11:13 PM |
| fire_torf | $76.55 | 5/23/2011 5:06:10 PM |
| Kyileo | $25.00 | 5/23/2011 4:16:32 PM |
| Kaj | $35.00 | 5/23/2011 5:13:01 PM |
| engrossing-benefit0 | $50.00 | 5/23/2011 5:18:11 PM |
| Paddler72 | $84.44 | 5/23/2011 6:14:14 PM |
| unfixer | $25.00 | 5/23/2011 5:35:30 PM |
| red-power-pecan | $100.00 | 5/23/2011 5:52:42 PM |
| value-hero3 | $200.00 | 5/23/2011 5:57:53 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
507274
This series of Notes was issued and sold upon the funding of the borrower loan #49874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 9m |
|
Amount delinquent:
| $6,235 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| EIUStudent |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Oct-2007)
480-499
(Nov-2006)
480-499
(Oct-2006)
|
|
Principal balance:
| $0.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Debt Consolidation
I am using this loan to pay off the last of my remaining outstanding debt ($4300), and to my credit card ($500).
I am a good candidate for this loan is that this will be my third loan through prosper. I paid off both loans on time. I used my previous loans to help pay for my undergraduate education. Currently, I am a master?s student in Economics. I was lucky enough to receive a fellowship that gives me a monthly income of $1300.
I currently live in a university apartment that I share with my roommate and share most household expenses (i.e. rent, food, internet, phone).
Monthly net income: $1300 ($1400 after beginning in September)
Monthly expenses: $945
Housing: $300
Insurance: $60
Car expenses: $50
Phone, cable, internet: $35
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $100*
Other expenses: $200
*I pay off the balance on my credit card at the beginning of the month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $50.00 | 5/18/2011 9:10:24 AM |
| tech310 | $50.00 | 5/18/2011 9:20:48 AM |
| worth-blanket2 | $3,500.00 | 5/18/2011 10:45:09 AM |
| LittleMingo | $25.00 | 5/18/2011 11:07:06 AM |
| Bill88 | $25.00 | 5/18/2011 2:27:33 PM |
| optionscashflow | $25.00 | 5/18/2011 2:53:11 PM |
| a-healthy-affluence | $26.96 | 5/18/2011 3:37:42 PM |
| Aberdeen | $2,000.00 | 5/18/2011 7:00:45 PM |
| qsolo | $200.00 | 5/18/2011 9:11:50 AM |
| cashhelp | $50.00 | 5/18/2011 9:10:07 AM |
| MoneyForNothing | $73.03 | 5/18/2011 9:43:53 AM |
| reflective-rupee | $25.00 | 5/18/2011 10:45:54 AM |
| integrity-enclave | $25.00 | 5/18/2011 11:46:21 AM |
| atlas100 | $50.00 | 5/18/2011 12:24:27 PM |
| shrewd-income | $25.00 | 5/18/2011 1:28:57 PM |
| EEasyMoney | $25.00 | 5/18/2011 2:05:22 PM |
| Tradesmanlender | $35.00 | 5/18/2011 3:08:27 PM |
| competent-p2p | $65.00 | 5/18/2011 6:26:27 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
507286
This series of Notes was issued and sold upon the funding of the borrower loan #49772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,149 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open-finance5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
resources
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/18/2011 5:52:51 PM |
| Kash2010lu | $25.00 | 5/19/2011 10:32:51 AM |
| Danjack_Capital | $25.00 | 5/19/2011 11:17:30 PM |
| winmals | $25.00 | 5/21/2011 5:15:25 AM |
| reflective-rupee | $25.00 | 5/21/2011 8:00:08 AM |
| capital-kingdom | $25.00 | 5/21/2011 1:08:11 PM |
| dynrep | $100.00 | 5/21/2011 3:40:16 PM |
| periko | $25.00 | 5/21/2011 3:28:36 PM |
| Bockhunter | $25.00 | 5/21/2011 8:53:54 PM |
| tech310 | $50.00 | 5/19/2011 1:46:51 AM |
| worth-blanket2 | $1,400.00 | 5/19/2011 9:24:53 AM |
| loss-of-control | $50.00 | 5/19/2011 5:57:25 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 8:08:24 PM |
| favorite-commerce | $25.00 | 5/21/2011 12:29:15 PM |
| transformer855 | $25.00 | 5/21/2011 5:20:48 PM |
| anton | $126.00 | 5/21/2011 9:28:05 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
507344
This series of Notes was issued and sold upon the funding of the borrower loan #49808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,136 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-quest |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 6% )
| 820-839
(Sep-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Consolidate debt/new riding mower
Purpose of loan:
This loan will be used to consolidate debt and purchase a new riding mower
My financial situation:
I am a good candidate for this loan because my credit is good and this is my second loan with Prosper. I paid the first loan off early.
Monthly net income: $11,483.00
Monthly expenses: $
Housing: $1400.00
Insurance: $250.00 - car insurance
Car expenses: $
Utilities: $ 85.00
Phone, cable, internet: $ 200.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:02:46 PM |
| tech310 | $50.00 | 5/19/2011 5:04:06 PM |
| kind-charming-value | $1,000.00 | 5/19/2011 5:15:45 PM |
| investment-artist | $25.01 | 5/19/2011 5:01:36 PM |
| reflective-rupee | $25.00 | 5/19/2011 5:24:23 PM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:30 PM |
| Rogelio48 | $29.00 | 5/19/2011 7:51:38 PM |
| loan-master1 | $25.00 | 5/19/2011 8:13:03 PM |
| credit-guard5 | $25.00 | 5/19/2011 8:10:03 PM |
| Ubiquinone | $25.00 | 5/20/2011 10:08:34 AM |
| worth-blanket2 | $5,000.00 | 5/21/2011 11:20:06 AM |
| palace2 | $206.18 | 5/21/2011 1:37:00 PM |
| money-baron-roth-IRA | $100.00 | 5/19/2011 5:01:16 PM |
| penny-sergeant | $25.00 | 5/19/2011 5:54:01 PM |
| Kash2010lu | $30.00 | 5/19/2011 6:40:35 PM |
| golffish2 | $50.00 | 5/20/2011 4:03:38 AM |
| economy-coup | $100.00 | 5/20/2011 12:07:33 AM |
| jpaulnyc | $33.25 | 5/20/2011 7:26:19 AM |
| s270 | $26.56 | 5/20/2011 6:07:07 AM |
| janeybooboo | $200.00 | 5/20/2011 3:50:49 PM |
| dcshobby | $25.00 | 5/20/2011 5:36:21 PM |
| Legally_Blonde | $25.00 | 5/20/2011 7:40:57 PM |
| Moe87 | $25.00 | 5/21/2011 7:37:09 AM |
| the-enthralling-coin | $25.00 | 5/21/2011 11:34:44 AM |
| fabulous-community4 | $25.00 | 5/21/2011 11:53:29 AM |
| yield-lion2 | $25.00 | 5/21/2011 11:53:26 AM |
| reflective-rupee | $175.00 | 5/21/2011 1:08:50 PM |
| shrewd-income | $100.00 | 5/21/2011 1:27:35 PM |
| SolarMoonshine | $50.00 | 5/21/2011 1:16:33 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
507454
This series of Notes was issued and sold upon the funding of the borrower loan #49675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $457.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,736 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| LAKEGIRL2277 |
Borrower's state:
| California |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2009)
660-679
(Mar-2008)
640-659
(Sep-2007)
620-639
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
CONSOLIDATE AND COMMUTE CAR
Purpose of loan: PAY OFF AND BUY COMMUTE CAR
This loan will be used to...buy new commute car and pay off high intrest debt
My financial situation: good
I am a good candidate for this loan because...i have had a prosper loan befor paid in ful on time I make good money i have been a server / office manager foer 20 years, my husband equivalant is cars has been for 25 years we make 8k for him 4k for me 12k together he takeas care of all the big bills mortgage insurancd cars . i take car of all the little stff cc food utilities extras i would greatly appricieate the ablity to buy and pay off llat once thank you for reading
Monthly net income: $4k togerther 12k we have been together 18yrs
Monthly expenses: $
Housing: $1800
Insurance: $350
Car expenses: $1150 580 in august pay off 1 truck
Utilities: $356
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $30.00 | 5/24/2011 5:34:07 AM |
| SLN-10 | $50.00 | 5/19/2011 9:02:54 AM |
| reflective-rupee | $200.00 | 5/19/2011 9:59:29 AM |
| Kash2010lu | $25.00 | 5/19/2011 10:26:18 AM |
| janeybooboo | $100.00 | 5/19/2011 1:10:23 PM |
| kind-charming-value | $1,192.29 | 5/19/2011 1:26:26 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:27 AM |
| coin-sonnet | $100.00 | 5/20/2011 3:29:32 PM |
| coin-bee1 | $25.00 | 5/20/2011 1:58:51 PM |
| p43600jw | $25.00 | 5/20/2011 5:29:58 PM |
| Moe87 | $26.50 | 5/21/2011 7:37:33 AM |
| erowis | $50.00 | 5/21/2011 11:21:54 AM |
| yf99yz | $30.00 | 5/21/2011 12:22:37 PM |
| SolarMoonshine | $25.00 | 5/21/2011 5:46:54 PM |
| sharp518 | $100.00 | 5/21/2011 6:32:14 PM |
| jmart30702 | $30.16 | 5/21/2011 5:48:48 PM |
| Jerrys1951 | $42.00 | 5/21/2011 6:48:44 PM |
| Gibbyland | $100.00 | 5/22/2011 12:34:07 PM |
| janeybooboo | $100.00 | 5/22/2011 9:19:20 PM |
| chungfang | $25.00 | 5/23/2011 11:20:47 AM |
| new0rleans | $25.00 | 5/23/2011 11:19:45 AM |
| thrifty-capital | $25.00 | 5/23/2011 8:36:52 PM |
| UCLA4life | $100.00 | 5/23/2011 10:05:26 PM |
| wgc | $25.00 | 5/23/2011 8:52:28 PM |
| Track-Layer | $100.00 | 5/23/2011 9:02:30 PM |
| Bob450 | $25.00 | 5/23/2011 9:28:15 PM |
| sparkling-interest1 | $25.00 | 5/23/2011 9:25:38 PM |
| orderly-leverage | $500.00 | 5/23/2011 9:54:50 PM |
| frogperson | $300.00 | 5/23/2011 10:01:45 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:11:14 PM |
| autonomous-truth | $100.00 | 5/23/2011 11:49:01 PM |
| transformer855 | $25.00 | 5/23/2011 11:02:48 PM |
| integrity-doctor | $100.00 | 5/24/2011 7:42:44 AM |
| foothillender | $25.00 | 5/24/2011 7:45:54 AM |
| diversification-maple1 | $25.00 | 5/24/2011 8:35:31 AM |
| heerzaquestion | $25.00 | 5/24/2011 5:00:17 AM |
| EarlyRiser | $300.00 | 5/24/2011 5:02:36 AM |
| toomanyfishtanks | $50.00 | 5/24/2011 9:06:50 AM |
| mpatrick | $25.00 | 5/24/2011 9:13:15 AM |
| GElender | $25.00 | 5/24/2011 6:08:19 AM |
| bluehen00 | $44.62 | 5/24/2011 5:46:26 AM |
| Bill88 | $25.00 | 5/24/2011 8:01:45 AM |
| atlmoneyman | $47.44 | 5/24/2011 10:19:39 AM |
| dollar-authority | $100.00 | 5/24/2011 9:39:03 AM |
| derec | $25.00 | 5/24/2011 10:14:09 AM |
| janeybooboo | $100.00 | 5/24/2011 12:16:01 PM |
| power-bluebird2 | $50.00 | 5/24/2011 12:20:44 PM |
| credit-grid0 | $25.00 | 5/24/2011 11:04:47 AM |
| djalan | $25.00 | 5/24/2011 11:13:24 AM |
| jazzlender | $25.00 | 5/24/2011 11:24:39 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 12:03:51 PM |
| worth-blanket2 | $3,363.90 | 5/24/2011 1:26:50 PM |
| missing-link | $25.00 | 5/19/2011 9:05:29 AM |
| worth-blanket2 | $5,000.00 | 5/19/2011 9:26:06 AM |
| dcshobby | $25.00 | 5/19/2011 5:54:21 PM |
| grnii78 | $100.00 | 5/20/2011 2:18:42 PM |
| DoctorJoe | $25.00 | 5/21/2011 9:42:49 AM |
| jjswanso | $50.00 | 5/21/2011 2:27:34 PM |
| competent-p2p | $30.00 | 5/21/2011 6:28:33 PM |
| payment-halo | $25.00 | 5/21/2011 7:30:34 PM |
| CreditBuilder2 | $50.00 | 5/23/2011 11:10:58 AM |
| enriching-credit9 | $75.00 | 5/23/2011 8:08:58 PM |
| irrelevant | $25.00 | 5/23/2011 9:00:07 PM |
| compassionate-dime0 | $50.00 | 5/23/2011 8:33:02 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 8:52:24 PM |
| Zoomzoom22 | $102.53 | 5/23/2011 10:02:26 PM |
| Zipcut | $34.23 | 5/23/2011 10:03:46 PM |
| CA-Lender | $50.05 | 5/23/2011 9:02:23 PM |
| genelinist | $28.00 | 5/23/2011 9:29:31 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:53:58 PM |
| hookUup | $34.40 | 5/24/2011 7:18:39 AM |
| UBOtto186 | $50.00 | 5/24/2011 7:38:49 AM |
| proud-pound4 | $114.16 | 5/24/2011 4:17:43 AM |
| Mad_Scientist | $35.00 | 5/24/2011 6:08:02 AM |
| mmccoy26 | $26.07 | 5/24/2011 9:54:25 AM |
| suave-dime6 | $25.00 | 5/24/2011 6:36:27 AM |
| DDoubles | $100.00 | 5/24/2011 8:35:19 AM |
| moola-monger9 | $50.00 | 5/24/2011 7:37:45 AM |
| whatreality | $25.00 | 5/24/2011 8:21:23 AM |
| klend4 | $38.65 | 5/24/2011 9:52:48 AM |
| nickel-position | $25.00 | 5/24/2011 12:47:36 PM |
| Dubbs360 | $300.00 | 5/24/2011 11:11:35 AM |
| fire17 | $50.00 | 5/24/2011 11:01:20 AM |
| reflective-affluence | $50.00 | 5/24/2011 12:42:44 PM |
| calmfunds | $250.00 | 5/24/2011 12:50:03 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
507470
This series of Notes was issued and sold upon the funding of the borrower loan #49832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 12y 8m |
|
Amount delinquent:
| $40,087 |
Total credit lines:
| 34 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,089 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| persistent-leverage3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to Borrow 15,000.00 to pay
Purpose of loan: Consolidation
This loan will be used to Pay off a second mortgage and a credit card.
My financial situation:
I am a good candidate for this loan because I have had some past credit trouble due to a disabled child's increased medical bills and needs, as well as past tenants non-payment histories. Those issues have since been resolved, and my credit score is improving, but slowly.
Monthly net income: $ 5300.00
Monthly expenses: $ 4500.00
Housing: $ 2700.00
Insurance: $ 92.00
Car expenses: $ 200.00
Utilities: $ 200.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 475.00
Other expenses: $ 183.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/18/2011 5:11:24 PM |
| suave-dime6 | $25.00 | 5/18/2011 5:12:35 PM |
| tech310 | $50.00 | 5/19/2011 1:46:27 AM |
| interstellar | $75.00 | 5/19/2011 10:32:18 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:50 AM |
| Bob450 | $25.00 | 5/21/2011 2:27:20 PM |
| gold-cluster | $100.00 | 5/22/2011 9:04:10 PM |
| irrelevant | $25.00 | 5/23/2011 9:58:21 AM |
| enriching-credit9 | $75.00 | 5/24/2011 3:19:35 PM |
| Engineer44 | $25.00 | 5/24/2011 3:45:55 PM |
| sensational-dollar | $25.00 | 5/24/2011 3:56:57 PM |
| kind-durability-gravitas | $28.99 | 5/24/2011 4:17:31 PM |
| CA-Lender | $25.05 | 5/24/2011 3:23:57 PM |
| shrewd-income | $25.00 | 5/24/2011 3:27:20 PM |
| head | $25.00 | 5/24/2011 4:50:41 PM |
| dedicated-hope640 | $25.00 | 5/24/2011 6:41:09 PM |
| competent-p2p | $25.00 | 5/24/2011 5:41:12 PM |
| greenback-guard | $25.00 | 5/24/2011 8:39:44 PM |
| anton | $14.30 | 5/24/2011 8:40:21 PM |
| CoyoteJack | $100.00 | 5/24/2011 8:19:45 PM |
| BuildingShanghai | $81.66 | 5/19/2011 12:33:06 AM |
| a-finance-nirvana | $25.00 | 5/19/2011 3:18:54 AM |
| worth-blanket2 | $3,850.00 | 5/19/2011 9:26:34 AM |
| r48 | $25.00 | 5/19/2011 3:26:48 PM |
| reflective-rupee | $25.00 | 5/19/2011 9:33:48 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:22:15 PM |
| atlas100 | $25.00 | 5/23/2011 10:10:23 AM |
| Makingitrain | $25.00 | 5/23/2011 2:55:30 PM |
| order-brigade | $25.00 | 5/24/2011 9:51:47 AM |
| Core-Marketing | $25.00 | 5/24/2011 12:03:25 PM |
| chungfang | $25.00 | 5/24/2011 4:31:00 PM |
| wgc | $25.00 | 5/24/2011 3:59:59 PM |
| Banker_Joe | $25.00 | 5/24/2011 5:19:39 PM |
| Whitewater_Loans | $25.00 | 5/24/2011 7:17:18 PM |
| Dweeberkitty1 | $25.00 | 5/24/2011 6:52:19 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:04:54 PM |
| profitable-money | $25.00 | 5/24/2011 6:28:06 PM |
| Ellendra | $25.00 | 5/24/2011 7:42:13 PM |
| treasure-hunter270 | $25.00 | 5/24/2011 7:44:20 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:56:25 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
507478
This series of Notes was issued and sold upon the funding of the borrower loan #49638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,095 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| attractive-justice262 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
attractive-justice262
Purpose of loan: Debt / bills
This loan will be used to...Pay a few bills off and get back on my feet while I continue working full-time.
My financial situation: Just need to a little help to get back on track. I have a job and hold assets.
I am a good candidate for this loan because... I am going to make good use of this loan and I have a way to pay back.
Monthly net income: $2000
Monthly expenses: $600
Housing: $400
Insurance: $100
Car expenses: $40
Utilities: $25
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $3000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:02:51 PM |
| 2grindstones | $25.00 | 5/20/2011 9:21:52 AM |
| worth-blanket2 | $4,200.00 | 5/20/2011 5:32:54 PM |
| reflective-rupee | $200.00 | 5/21/2011 5:51:31 AM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:21 PM |
| economy-coup | $100.00 | 5/20/2011 12:07:24 AM |
| CashFlow13 | $1,500.00 | 5/20/2011 4:02:26 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 5:57:25 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
507480
This series of Notes was issued and sold upon the funding of the borrower loan #49678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $128.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
3 | Length of status: | 2y 8m |
|
Amount delinquent:
| $13,052 |
Total credit lines:
| 6 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $975 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CARLOMAGNO08 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
|
Principal balance:
| $191.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
MYCAR
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1200
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $200
Utilities: $200
Phone, cable, internet: $45
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 5/24/2011 9:19:02 AM |
| suave-dime6 | $25.00 | 5/24/2011 9:22:48 AM |
| linklady | $50.00 | 5/24/2011 2:00:47 PM |
| Dubbs360 | $300.00 | 5/24/2011 2:17:55 PM |
| chameleon125 | $25.00 | 5/24/2011 2:31:07 PM |
| NLB-PHX | $100.00 | 5/24/2011 3:07:29 PM |
| worth-blanket2 | $2,100.00 | 5/24/2011 2:39:30 PM |
| clemclan | $33.33 | 5/24/2011 9:15:52 AM |
| CA-Lender | $25.05 | 5/24/2011 2:02:14 PM |
| AsianDragon | $25.00 | 5/24/2011 2:34:58 PM |
| pthighs | $100.00 | 5/24/2011 2:50:17 PM |
| red-favorable-basis | $25.00 | 5/24/2011 2:45:01 PM |
| trumpeter5 | $25.00 | 5/24/2011 2:37:49 PM |
| wizardii | $25.00 | 5/24/2011 2:50:19 PM |
| grampy48 | $60.00 | 5/24/2011 2:52:46 PM |
| reflective-affluence | $49.37 | 5/24/2011 3:02:44 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
507614
This series of Notes was issued and sold upon the funding of the borrower loan #49648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $548.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,842 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wellenater |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 1
( 11% )
| 680-699
(Aug-2010)
640-659
(Sep-2008)
|
|
Principal balance:
| $801.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto Loan
Purpose of loan:
This loan will be used to...To purchase a vehicle with a lower payment. The goal is to lower my monthly and long term expenses. As you can see my current car payment is high and would like something I can pay off sooner.
My financial situation:
I am a good candidate for this loan because I have a great job and am very responsible. I have a previous prosper loan which I have made the payments on time and its almost paid off.
Monthly net income: $4,600
Monthly expenses: $
Housing: $740
Insurance: $80
Car expenses: $600
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $50
Student load: $215
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/19/2011 9:06:46 AM |
| qsolo | $200.00 | 5/19/2011 9:03:07 AM |
| worth-blanket2 | $4,200.00 | 5/19/2011 9:26:46 AM |
| JustMee | $25.00 | 5/19/2011 9:28:30 AM |
| ryguy150 | $25.00 | 5/19/2011 10:02:14 AM |
| Usurious | $25.00 | 5/19/2011 10:02:45 AM |
| kgeezy | $25.00 | 5/19/2011 10:04:09 AM |
| favorite-commerce | $25.00 | 5/19/2011 10:11:37 AM |
| balance-force | $30.00 | 5/19/2011 11:01:44 AM |
| smart-finance3 | $50.00 | 5/19/2011 11:29:11 AM |
| houli123 | $500.00 | 5/19/2011 11:59:33 AM |
| wealth-multiplier | $25.00 | 5/19/2011 12:01:48 PM |
| auctionator1 | $25.00 | 5/19/2011 12:08:20 PM |
| baker31 | $50.00 | 5/19/2011 12:06:09 PM |
| tomjerry | $34.49 | 5/19/2011 12:11:59 PM |
| designer_10 | $25.00 | 5/19/2011 12:58:30 PM |
| optionscashflow | $25.00 | 5/19/2011 9:28:06 AM |
| reflective-rupee | $200.00 | 5/19/2011 9:56:47 AM |
| vine99 | $65.00 | 5/19/2011 10:00:55 AM |
| Gibbyland | $100.00 | 5/19/2011 10:02:30 AM |
| runner262 | $25.00 | 5/19/2011 10:07:20 AM |
| balanced-bill7 | $50.00 | 5/19/2011 10:09:34 AM |
| return-human6 | $32.18 | 5/19/2011 10:02:31 AM |
| TikPmp1 | $25.00 | 5/19/2011 10:37:30 AM |
| missoula | $25.00 | 5/19/2011 11:45:35 AM |
| MarvintheMartian | $25.00 | 5/19/2011 11:54:15 AM |
| missoula | $25.00 | 5/19/2011 11:45:51 AM |
| cerebral-deal353 | $25.00 | 5/19/2011 12:09:33 PM |
| platinum-boss2 | $25.00 | 5/19/2011 1:12:21 PM |
| diversification-wildcat2 | $38.33 | 5/19/2011 1:15:05 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
507636
This series of Notes was issued and sold upon the funding of the borrower loan #49693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,323 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| etnies451 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 96% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 4% )
| 720-739
(Sep-2010)
740-759
(Dec-2009)
700-719
(Jun-2008)
700-719
(May-2008)
|
|
Principal balance:
| $1,175.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
3RD Prosper Loan, 1st Paid OFF
This loan will be used to? pay off a Discover credit card and make out 1 less check a month since this loan payment will be automatically debited from my bank account.
My financial situation:
I am a good candidate for this loan because? I PAY ALL MY BILLS ON TIME EVERY TIME.
I own my own successful business, with 20 plus employees. I can continue to pay down this loan to Discover and let them make the interest, or you can help me pay them off, and instead you make the interest.
Check my loan history to see that I paid and continue to pay my prosper loans.
This is a 3RD loan through prosper (if successful). The 1st loan was paid off without any problems and the 2nd loan is currently being paid on time without a problem.
Please let me know if you have any questions or concerns.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/20/2011 9:16:55 AM |
| indomitable-coin | $25.00 | 5/20/2011 9:01:58 AM |
| SimpleChoice | $25.00 | 5/20/2011 10:07:58 AM |
| euro-deployment | $25.00 | 5/20/2011 4:09:17 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:55 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:54:05 PM |
| 420limo | $90.00 | 5/23/2011 8:12:09 PM |
| High-flyer | $31.00 | 5/23/2011 8:55:04 PM |
| axl163 | $25.00 | 5/23/2011 10:11:32 PM |
| Stafo | $25.00 | 5/23/2011 10:05:32 PM |
| vishal29 | $25.00 | 5/23/2011 9:48:41 PM |
| new0rleans | $25.00 | 5/24/2011 3:12:30 AM |
| Nerdster1 | $25.11 | 5/24/2011 4:32:54 AM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:45 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:47 AM |
| supreme-hope | $25.00 | 5/23/2011 10:42:01 PM |
| starry2001 | $25.00 | 5/24/2011 4:25:54 AM |
| RainyDayLoans | $50.00 | 5/24/2011 7:22:33 AM |
| goodhearted-basis4 | $25.00 | 5/24/2011 2:06:43 AM |
| rate-negotiator | $25.00 | 5/24/2011 5:48:28 AM |
| IrrationalPi | $25.00 | 5/24/2011 5:58:04 AM |
| GElender | $25.00 | 5/24/2011 6:10:56 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:03 AM |
| wonderful-dime | $33.82 | 5/24/2011 5:58:53 AM |
| Mad_Scientist | $65.00 | 5/24/2011 6:33:41 AM |
| wealth-pipeline | $25.00 | 5/24/2011 8:33:06 AM |
| JustMee | $25.00 | 5/24/2011 7:32:40 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:05:29 AM |
| damage | $25.00 | 5/24/2011 9:21:05 AM |
| radiant-diversification234 | $150.00 | 5/24/2011 9:55:59 AM |
| djalan | $50.00 | 5/24/2011 10:59:00 AM |
| RedantFinance | $25.00 | 5/24/2011 11:01:31 AM |
| GSXR-King | $100.00 | 5/24/2011 10:57:46 AM |
| generous-agreement | $25.00 | 5/24/2011 11:18:27 AM |
| stonehillloans | $25.00 | 5/24/2011 11:12:16 AM |
| rm32 | $50.00 | 5/24/2011 2:40:10 PM |
| red-active-note | $25.00 | 5/24/2011 3:00:03 PM |
| dedication-ninja7 | $50.00 | 5/24/2011 12:09:12 PM |
| nickel-position | $50.00 | 5/24/2011 12:52:05 PM |
| NeemanuKotagoLending | $25.27 | 5/24/2011 1:56:08 PM |
| moneyman369 | $89.46 | 5/24/2011 1:51:55 PM |
| toronado | $50.00 | 5/24/2011 3:39:58 PM |
| fredburr | $50.00 | 5/24/2011 3:46:56 PM |
| a-tranquil-liberty | $25.00 | 5/24/2011 3:47:58 PM |
| refined-penny | $25.00 | 5/24/2011 2:54:19 PM |
| Bank42 | $50.00 | 5/24/2011 4:35:12 PM |
| weiyinsan | $25.00 | 5/24/2011 3:28:47 PM |
| RecoveryLender | $25.00 | 5/24/2011 3:36:35 PM |
| E-B | $50.00 | 5/24/2011 4:56:21 PM |
| formula842 | $25.00 | 5/24/2011 5:23:55 PM |
| Nicedad72 | $25.00 | 5/24/2011 5:24:32 PM |
| finance-amusement4 | $100.00 | 5/24/2011 4:58:36 PM |
| Kaj | $50.00 | 5/24/2011 6:27:27 PM |
| sharp-trade0 | $25.00 | 5/24/2011 6:59:03 PM |
| buckeyebucks | $50.00 | 5/24/2011 6:04:20 PM |
| rakey | $25.00 | 5/24/2011 6:26:54 PM |
| bsmtloan | $100.00 | 5/24/2011 7:15:22 PM |
| 420limo | $25.00 | 5/20/2011 3:19:46 PM |
| Tradesmanlender | $35.00 | 5/21/2011 4:17:24 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:08:03 AM |
| atlas100 | $25.00 | 5/21/2011 12:23:52 PM |
| Planecourage | $25.00 | 5/21/2011 9:10:25 PM |
| astute-fairness0 | $25.00 | 5/23/2011 4:56:52 PM |
| duty-windmill | $50.00 | 5/23/2011 8:13:30 PM |
| cgoca | $25.00 | 5/23/2011 8:14:20 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:33:19 PM |
| derec | $50.00 | 5/23/2011 8:58:16 PM |
| timtheman1 | $25.00 | 5/23/2011 9:44:48 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:53:31 PM |
| noodles932 | $30.00 | 5/23/2011 9:45:57 PM |
| BentFlyer | $92.50 | 5/23/2011 9:46:21 PM |
| Ripsaw4U | $50.00 | 5/24/2011 3:04:37 AM |
| luann199 | $28.33 | 5/24/2011 5:18:40 AM |
| credit-investor5 | $50.00 | 5/23/2011 10:47:56 PM |
| a-restless-dollar | $50.00 | 5/24/2011 6:23:57 AM |
| heeeley | $25.00 | 5/24/2011 3:01:29 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:13:05 AM |
| currency-persimmon | $25.00 | 5/24/2011 5:58:40 AM |
| payment-jalapeno9 | $150.00 | 5/24/2011 6:04:06 AM |
| loyalist1 | $300.00 | 5/24/2011 7:11:13 AM |
| hookUup | $33.40 | 5/24/2011 7:11:24 AM |
| competent-p2p | $25.00 | 5/24/2011 7:15:28 AM |
| anton | $650.00 | 5/24/2011 7:53:01 AM |
| thestartuplender | $50.22 | 5/24/2011 9:15:00 AM |
| debtcollector | $50.00 | 5/24/2011 9:52:01 AM |
| eagle1271 | $30.00 | 5/24/2011 10:00:03 AM |
| Catalina_Enterprises | $60.00 | 5/24/2011 10:13:39 AM |
| natecam | $25.00 | 5/24/2011 10:36:04 AM |
| damcoolguy | $28.50 | 5/24/2011 11:04:00 AM |
| Dubbs360 | $300.00 | 5/24/2011 11:12:06 AM |
| fantastic-openness | $100.00 | 5/24/2011 1:00:45 PM |
| rdav | $25.00 | 5/24/2011 12:03:27 PM |
| melodious-fairness | $100.00 | 5/24/2011 12:44:29 PM |
| agalt | $65.00 | 5/24/2011 3:24:03 PM |
| oxnard | $25.00 | 5/24/2011 2:20:09 PM |
| heavy_ax | $25.00 | 5/24/2011 5:31:31 PM |
| Lender0010 | $50.00 | 5/24/2011 2:45:58 PM |
| grampy48 | $60.00 | 5/24/2011 2:55:59 PM |
| TigerForce | $25.00 | 5/24/2011 2:57:18 PM |
| refined-penny | $25.00 | 5/24/2011 3:10:59 PM |
| bold-peaceful-silver | $300.00 | 5/24/2011 5:49:29 PM |
| tomdooley12520 | $25.00 | 5/24/2011 4:41:37 PM |
| capital-anteater | $25.00 | 5/24/2011 5:11:38 PM |
| squadron781 | $25.00 | 5/24/2011 5:28:29 PM |
| bughead | $25.00 | 5/24/2011 6:08:27 PM |
| dedicated-hope640 | $25.00 | 5/24/2011 6:40:23 PM |
| richmondcowboy | $25.00 | 5/24/2011 5:43:03 PM |
| trade-solo | $50.00 | 5/24/2011 6:57:17 PM |
| jasonuz | $25.00 | 5/24/2011 7:00:57 PM |
| OmahaGuy | $50.00 | 5/24/2011 7:04:42 PM |
| intlargonaut | $70.45 | 5/24/2011 6:00:44 PM |
| unassailable-dollar | $25.00 | 5/24/2011 7:10:59 PM |
| well-rounded-investment | $25.00 | 5/24/2011 6:33:48 PM |
| hawk357 | $57.00 | 5/24/2011 6:38:20 PM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
507698
This series of Notes was issued and sold upon the funding of the borrower loan #49723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $405 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-saxaphone |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Loan
Purpose of loan:
This loan will be used to help keep things in order and stay afloat until money comes in this summer
My financial situation:
I am a good candidate for this loan because I have a bond maturing this summer, and will be able to pay back the loan before September 1st
Monthly income: $ 1900 between two jobs, after insurance deductions, etc.
Housing: $ 1500
Utilities: $ 500
Phone, cable, internet: $ 250
Food, entertainment: $ 500
Clothing, household expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:03:08 PM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:29 PM |
| worth-blanket2 | $4,900.00 | 5/20/2011 5:33:14 PM |
| tranquil-gain1 | $100.00 | 5/21/2011 7:29:25 AM |
| Bob450 | $25.00 | 5/21/2011 10:28:07 AM |
| SolarMoonshine | $25.00 | 5/21/2011 1:15:55 PM |
| Rogelio48 | $25.00 | 5/21/2011 7:07:07 PM |
| Track-Layer | $100.00 | 5/22/2011 7:36:01 PM |
| coin-sonnet | $100.00 | 5/23/2011 9:59:24 AM |
| handy-justice | $100.00 | 5/23/2011 8:47:49 PM |
| Makingitrain | $25.00 | 5/24/2011 10:02:18 AM |
| vishal29 | $25.00 | 5/25/2011 12:32:22 PM |
| oxnard | $25.00 | 5/25/2011 12:56:16 PM |
| reflective-affluence | $25.00 | 5/25/2011 12:32:55 PM |
| Toastmaster007 | $25.00 | 5/25/2011 12:15:33 PM |
| CA-Lender | $25.05 | 5/25/2011 12:35:45 PM |
| designer_10 | $25.00 | 5/25/2011 2:01:25 PM |
| sweetlan | $25.05 | 5/25/2011 1:20:13 PM |
| neutrino6 | $25.00 | 5/25/2011 1:53:56 PM |
| triumph246 | $25.00 | 5/25/2011 1:36:29 PM |
| DonTraveler99 | $25.00 | 5/25/2011 1:53:04 PM |
| greencat | $50.00 | 5/25/2011 1:54:54 PM |
| worth-blanket2 | $549.40 | 5/25/2011 2:22:28 PM |
| repayment-missile4 | $25.00 | 5/19/2011 7:29:26 PM |
| reflective-rupee | $200.00 | 5/21/2011 7:59:03 AM |
| yf99yz | $25.00 | 5/21/2011 12:15:36 PM |
| r48 | $25.00 | 5/22/2011 3:08:03 PM |
| Bill88 | $25.00 | 5/23/2011 8:07:31 AM |
| atlas100 | $25.00 | 5/23/2011 10:06:58 AM |
| grampy48 | $25.00 | 5/24/2011 3:29:19 PM |
| finance-amusement4 | $100.00 | 5/24/2011 5:07:48 PM |
| irrelevant | $25.00 | 5/24/2011 6:10:21 PM |
| diversification-medalist | $50.00 | 5/25/2011 11:52:50 AM |
| Gregger | $25.00 | 5/25/2011 12:51:28 PM |
| convergentthinker | $25.00 | 5/25/2011 1:04:43 PM |
| 168RichCapital | $25.50 | 5/25/2011 1:42:18 PM |
| economy-popcorn | $25.00 | 5/25/2011 2:14:17 PM |
| magnifico932 | $50.00 | 5/25/2011 2:17:27 PM |
| kind-efficient-credit | $25.00 | 5/25/2011 1:50:15 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
507722
This series of Notes was issued and sold upon the funding of the borrower loan #49814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,217 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| valiant-deal5 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Purchasing Home Closer to Work
Purpose of loan:
This loan will be used to purchase a small home closer to work.
My financial situation:
I am a good candidate for this loan because my current home will be rented for more than the monthly loan payment. Even if I do not rent my home, I will be able to make the Prosper payment. I have a full time job with paid weekend work available. I also have construction equipment that can quickly be sold for more than $15,000 should the need arise.
Monthly net income: $6000
Monthly expenses (total): $3022
Monthy expenses (detailed)
Housing: $872
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thorough-exchange4 | $25.00 | 5/19/2011 6:57:48 PM |
| Tradesmanlender | $35.00 | 5/20/2011 12:31:21 PM |
| worth-blanket2 | $5,000.00 | 5/20/2011 5:33:56 PM |
| janeybooboo | $100.00 | 5/20/2011 11:55:55 PM |
| HardLender | $100.00 | 5/21/2011 5:39:12 AM |
| reflective-rupee | $200.00 | 5/21/2011 1:34:33 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:44 PM |
| malomar66 | $45.00 | 5/21/2011 5:54:30 PM |
| heerzaquestion | $50.00 | 5/23/2011 1:29:53 PM |
| vibraphone3 | $62.61 | 5/23/2011 5:08:09 PM |
| red-power-pecan | $50.00 | 5/23/2011 5:56:05 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 5:11:24 PM |
| Christophe | $25.00 | 5/23/2011 5:45:36 PM |
| kind-forthright-repayment | $500.00 | 5/23/2011 6:26:32 PM |
| klinebarger | $25.00 | 5/23/2011 6:32:37 PM |
| enriching-credit9 | $88.02 | 5/23/2011 5:10:15 PM |
| FinanceEngine | $50.00 | 5/23/2011 6:11:01 PM |
| loss-of-control | $100.00 | 5/23/2011 6:27:08 PM |
| p2ploan-sensation211 | $25.00 | 5/23/2011 6:34:33 PM |
| income-awakening6 | $25.00 | 5/23/2011 6:58:46 PM |
| MrBailey | $100.00 | 5/23/2011 7:08:39 PM |
| CLMnCWC | $25.00 | 5/23/2011 7:58:30 PM |
| integrity-liberator | $100.00 | 5/23/2011 8:05:53 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:33 PM |
| rockhound84 | $25.00 | 5/23/2011 9:46:00 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:55:10 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:38 AM |
| repayment-producer8 | $50.00 | 5/23/2011 10:18:00 PM |
| toomanyfishtanks | $50.00 | 5/24/2011 9:10:41 AM |
| relaxation079 | $25.00 | 5/24/2011 6:23:19 AM |
| seabass123 | $25.00 | 5/24/2011 7:55:01 AM |
| natural-interest7 | $100.00 | 5/24/2011 7:59:50 AM |
| chungfang | $25.00 | 5/24/2011 8:19:10 AM |
| coin-popcorn | $25.00 | 5/24/2011 9:14:48 AM |
| Dubbs360 | $300.00 | 5/24/2011 11:12:28 AM |
| EarlyRiser | $200.00 | 5/24/2011 12:41:26 PM |
| stonehillloans | $25.00 | 5/24/2011 11:13:16 AM |
| Rogesparkguy | $25.00 | 5/24/2011 12:20:18 PM |
| NobisEst | $100.00 | 5/24/2011 12:39:23 PM |
| worth-blanket2 | $5,547.50 | 5/24/2011 1:25:14 PM |
| platinum-sorcerer6 | $25.00 | 5/20/2011 7:59:46 AM |
| janeybooboo | $100.00 | 5/20/2011 11:56:38 PM |
| moneybags16 | $25.00 | 5/21/2011 8:22:16 AM |
| Interloper | $27.00 | 5/21/2011 10:13:20 AM |
| yf99yz | $30.00 | 5/22/2011 9:43:00 PM |
| AlfinityBank25 | $25.00 | 5/22/2011 10:10:08 PM |
| economy-popcorn | $25.00 | 5/23/2011 1:32:43 PM |
| Kaj | $35.00 | 5/23/2011 5:16:50 PM |
| SolarMoonshine | $100.00 | 5/23/2011 5:36:54 PM |
| financelover | $50.00 | 5/23/2011 5:06:23 PM |
| heavenly-interest2 | $100.00 | 5/23/2011 5:12:55 PM |
| designer_10 | $25.00 | 5/23/2011 5:48:49 PM |
| CA-Lender | $50.05 | 5/23/2011 5:07:49 PM |
| knowledgeable-payment7 | $25.00 | 5/23/2011 6:46:21 PM |
| 113121 | $25.00 | 5/23/2011 6:22:35 PM |
| nickel-position | $25.00 | 5/23/2011 6:29:02 PM |
| point-promiser | $26.00 | 5/23/2011 6:58:24 PM |
| competent-p2p | $45.00 | 5/23/2011 8:09:14 PM |
| ashoo66 | $25.00 | 5/23/2011 7:33:44 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:15:09 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:51 AM |
| hookUup | $34.40 | 5/24/2011 7:08:41 AM |
| moola-monger9 | $50.00 | 5/24/2011 7:40:14 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:43:44 AM |
| Scubadiver | $119.42 | 5/24/2011 6:22:25 AM |
| penny-surgeon | $25.00 | 5/24/2011 9:41:14 AM |
| peso-tiramisu | $25.00 | 5/24/2011 7:30:29 AM |
| foothillender | $25.00 | 5/24/2011 7:42:05 AM |
| professional-integrity | $30.00 | 5/24/2011 10:05:35 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:06:59 AM |
| natecam | $25.00 | 5/24/2011 10:35:51 AM |
| RedantFinance | $25.00 | 5/24/2011 10:59:09 AM |
| djalan | $25.00 | 5/24/2011 11:06:42 AM |
| rdav | $25.00 | 5/24/2011 12:08:58 PM |
| melodious-fairness | $100.00 | 5/24/2011 12:43:42 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
507746
This series of Notes was issued and sold upon the funding of the borrower loan #49736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $129.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,172 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| COgirl47 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 32 ( 94% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 2
( 6% )
| 720-739
(Oct-2009)
720-739
(Aug-2009)
660-679
(May-2008)
|
|
Principal balance:
| $0.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Home Improvements
Purpose of loan:
This loan will be used to help me do some home/yard improvements. I purchased this home about 3 1/2 years ago and have since been repairing the previous owners "do it yourself" projects. This money would help me finish the back fence and do some landscaping repairs. I have a grandson due in a few weeks (daughter lives with me) and I would like to replace the carpet, which is long gone.
My financial situation:
I am a good candidate for this loan because I have been at the same job for over 8 years, continually increasing my pay with promotions, raises, etc. I have had 2 previous Prosper loans, both of which were paid off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| McGrufus | $40.00 | 5/19/2011 5:25:17 PM |
| chestnut4 | $25.00 | 5/19/2011 5:26:07 PM |
| market-solstice2 | $25.00 | 5/19/2011 5:25:12 PM |
| r48 | $26.00 | 5/19/2011 5:53:10 PM |
| John_Galt | $33.00 | 5/20/2011 8:55:22 AM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:54:00 PM |
| kindness-sage | $30.00 | 5/23/2011 12:34:40 PM |
| agalt | $50.00 | 5/23/2011 12:42:18 PM |
| seabass123 | $25.00 | 5/23/2011 1:40:54 PM |
| southscion | $52.00 | 5/23/2011 3:00:03 PM |
| Lender0010 | $50.00 | 5/23/2011 1:55:25 PM |
| CreditBuilder2 | $63.00 | 5/23/2011 1:21:48 PM |
| building_community | $100.00 | 5/23/2011 2:28:56 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:50:11 PM |
| woohoo | $25.00 | 5/23/2011 4:33:07 PM |
| friendly-market5 | $25.00 | 5/23/2011 4:11:03 PM |
| currency-persimmon | $25.00 | 5/23/2011 3:59:51 PM |
| orange-cordial-marketplace | $100.00 | 5/23/2011 6:21:41 PM |
| balanced-bill7 | $200.00 | 5/23/2011 6:39:53 PM |
| klinebarger | $25.00 | 5/23/2011 6:24:33 PM |
| capital-blueberry | $25.00 | 5/23/2011 6:58:34 PM |
| cunning-truth6 | $50.00 | 5/23/2011 6:29:52 PM |
| mindintrigue | $135.00 | 5/23/2011 7:14:52 PM |
| skorpious | $25.00 | 5/23/2011 6:47:41 PM |
| Yomain | $75.00 | 5/23/2011 6:52:35 PM |
| Astyanax | $100.00 | 5/23/2011 6:51:13 PM |
| accmgg | $100.00 | 5/23/2011 7:16:47 PM |
| unrivaled-income5 | $100.00 | 5/23/2011 8:12:22 PM |
| Land_on_your_feet | $40.00 | 5/23/2011 7:22:01 PM |
| Jamesusc03 | $25.00 | 5/23/2011 7:49:15 PM |
| enriching-credit9 | $75.00 | 5/23/2011 8:05:20 PM |
| wwwUniversal | $25.00 | 5/23/2011 10:02:50 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:35 PM |
| aznatama | $95.83 | 5/23/2011 11:20:10 PM |
| progressive-power9 | $52.05 | 5/23/2011 11:29:00 PM |
| Lender_1972 | $70.00 | 5/23/2011 11:40:41 PM |
| Digs | $25.00 | 5/19/2011 5:25:39 PM |
| Panna | $25.00 | 5/19/2011 5:26:50 PM |
| qsolo | $200.00 | 5/19/2011 5:04:23 PM |
| jdrez | $25.00 | 5/19/2011 5:25:20 PM |
| platinum-sorcerer6 | $50.00 | 5/19/2011 5:25:50 PM |
| get30inc | $50.00 | 5/19/2011 5:26:05 PM |
| glimmering-point | $25.00 | 5/19/2011 5:28:38 PM |
| balanced-bill7 | $50.00 | 5/19/2011 5:33:02 PM |
| SimpleChoice | $25.00 | 5/19/2011 5:29:50 PM |
| vutah | $25.00 | 5/19/2011 7:14:15 PM |
| atlas100 | $25.00 | 5/19/2011 7:31:34 PM |
| indomitable-coin | $25.00 | 5/20/2011 5:41:01 AM |
| investment-artist | $25.00 | 5/20/2011 7:25:25 AM |
| Tradesmanlender | $35.00 | 5/20/2011 2:36:28 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:47 PM |
| pthighs | $50.00 | 5/23/2011 12:22:11 PM |
| NLB-PHX | $200.00 | 5/23/2011 1:39:15 PM |
| RLaumeyer | $25.00 | 5/23/2011 1:17:06 PM |
| Relevance | $25.00 | 5/23/2011 4:06:21 PM |
| SolarMoonshine | $25.00 | 5/23/2011 3:29:49 PM |
| jazzlender | $50.00 | 5/23/2011 4:33:10 PM |
| grampy48 | $60.00 | 5/23/2011 3:13:29 PM |
| EvalCrux | $50.00 | 5/23/2011 4:23:06 PM |
| hookUup | $33.40 | 5/23/2011 4:24:20 PM |
| a-versatile-power | $25.00 | 5/23/2011 5:50:02 PM |
| Prosp_Lender | $50.00 | 5/23/2011 4:22:39 PM |
| purposeful-pound5 | $26.72 | 5/23/2011 6:42:56 PM |
| saga9 | $25.00 | 5/23/2011 6:24:02 PM |
| loan-lionheart6 | $50.00 | 5/23/2011 7:52:42 PM |
| brightest-affluence-powerplant | $100.00 | 5/23/2011 7:14:41 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:20:40 PM |
| bzanlo33 | $50.00 | 5/23/2011 7:25:45 PM |
| Cover4 | $50.00 | 5/23/2011 7:38:27 PM |
| justanotherme | $25.00 | 5/23/2011 8:39:40 PM |
| addlending | $50.00 | 5/23/2011 7:54:22 PM |
| motivator796 | $28.00 | 5/23/2011 8:07:26 PM |
| sign_here | $25.00 | 5/23/2011 10:20:14 PM |
| pennyologist | $25.00 | 5/23/2011 11:12:15 PM |
| rocketspocket | $30.00 | 5/23/2011 11:33:06 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
507766
This series of Notes was issued and sold upon the funding of the borrower loan #49826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $366.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $792 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| birdieman |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 3% )
| 760-779
(Apr-2008)
700-719
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
medical bills and credit balances
Purpose of loan:
This loan will be used to...payoff outstanding medical bills from surgery and eliminate or reduce existing credit balances
My financial situation:
I am a good candidate for this loan because...my credit score is in the mid 700's; My total household gross income, including my wife (an RN), is in excess of $75,000 per year; my first loan with Prosper was completed as agreed without incident; the purpose of this loan is to better position myself to handle the general economic situation we face as well as meet the responsibilities of this loan, should I receive it, and my other responsibilities.
Monthly net income: $4871
Monthly expenses: $4175
Housing: $1999
Insurance: $212
Car expenses: $323
Utilities: $168
Phone, cable, internet: $224
Food, entertainment: $475
Clothing, household expenses: $75
Credit cards and other loans: $579
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,389.93 | 5/24/2011 1:39:17 PM |
| janeybooboo | $100.00 | 5/21/2011 12:12:12 PM |
| missing-link | $25.00 | 5/21/2011 12:08:07 PM |
| janeybooboo | $100.00 | 5/22/2011 9:09:23 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:03:06 AM |
| wgc | $25.00 | 5/24/2011 4:49:34 AM |
| suave-dime6 | $25.00 | 5/24/2011 6:37:17 AM |
| competent-p2p | $50.00 | 5/24/2011 7:16:14 AM |
| atlmoneyman | $25.00 | 5/24/2011 10:22:42 AM |
| Rogesparkguy | $25.00 | 5/24/2011 12:29:53 PM |
| CreditBuilder2 | $50.00 | 5/24/2011 1:33:00 PM |
| Kash2010lu | $25.00 | 5/21/2011 1:07:56 PM |
| CA-Lender | $50.05 | 5/21/2011 12:48:37 PM |
| DoctorJoe | $25.00 | 5/22/2011 10:52:25 AM |
| worth-blanket2 | $5,000.00 | 5/22/2011 3:07:20 PM |
| SecondChanceLendingSERV | $25.00 | 5/22/2011 3:44:18 PM |
| dcshobby | $25.00 | 5/22/2011 8:40:21 PM |
| return-grizzly | $100.00 | 5/22/2011 10:14:52 PM |
| Jerrys1951 | $35.62 | 5/23/2011 6:27:05 PM |
| chungfang | $25.00 | 5/24/2011 8:20:04 AM |
| pembull | $50.00 | 5/24/2011 9:05:17 AM |
| hookUup | $34.40 | 5/24/2011 7:07:37 AM |
| moola-monger9 | $100.00 | 5/24/2011 7:43:21 AM |
| szetheli | $140.00 | 5/24/2011 7:35:43 AM |
| the-credit-proton | $25.00 | 5/24/2011 9:08:37 AM |
| first-serene-credit | $25.00 | 5/24/2011 10:36:13 AM |
| Dubbs360 | $300.00 | 5/24/2011 11:12:47 AM |
| briskdevl07 | $25.00 | 5/24/2011 12:31:04 PM |
| moneyman369 | $100.00 | 5/24/2011 1:33:45 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
507774
This series of Notes was issued and sold upon the funding of the borrower loan #49781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $490.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 5
/
4 | Length of status: | 26y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,382 | Stated income: | $0 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ECS--INVESTMENTS-AND-LOANS |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 5 |
On-time:
| 22 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $20,100.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
660-679
(Feb-2010)
660-679
(Jul-2009)
720-739
(Apr-2009)
|
|
Principal balance:
| $63.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
6 TH PROSPER LOAN NEVER LATE ON ANY
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... Own my Plumbing Bussness for 0ver 27 years. Paid off over 20 Thousand in Prosper loans.And have no mortage payment and no car payments.Thanks for you time.
Monthly net income: 10000
Monthly expenses: $6000
Housing: $0
Insurance: $600
Car expenses: $200
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $10,209.83 | 5/24/2011 1:28:33 PM |
| MoneyForNothing | $25.00 | 5/23/2011 5:09:55 PM |
| optionscashflow | $25.00 | 5/23/2011 11:17:36 PM |
| heerzaquestion | $25.00 | 5/24/2011 4:57:30 AM |
| capital-antioxidant | $50.00 | 5/24/2011 5:07:29 AM |
| dcshobby | $25.00 | 5/24/2011 9:10:06 AM |
| coin-popcorn | $37.50 | 5/24/2011 9:16:45 AM |
| 113121 | $25.00 | 5/24/2011 9:21:34 AM |
| hookUup | $27.40 | 5/24/2011 6:55:12 AM |
| SolarMoonshine | $50.00 | 5/24/2011 9:59:21 AM |
| CA-Lender | $50.05 | 5/24/2011 8:36:08 AM |
| DDoubles | $100.00 | 5/24/2011 8:36:54 AM |
| toomanyfishtanks | $25.00 | 5/24/2011 9:13:20 AM |
| chungfang | $100.00 | 5/24/2011 8:21:42 AM |
| euro-deployment | $25.00 | 5/24/2011 8:41:08 AM |
| janeybooboo | $107.04 | 5/24/2011 9:31:16 AM |
| 2grindstones | $25.00 | 5/24/2011 10:41:16 AM |
| briskdevl07 | $25.00 | 5/24/2011 12:29:19 PM |
| rdav | $25.00 | 5/24/2011 12:07:14 PM |
| melodious-fairness | $50.00 | 5/24/2011 12:47:10 PM |
| janeybooboo | $92.96 | 5/23/2011 6:31:17 PM |
| missing-link | $25.00 | 5/23/2011 9:03:03 PM |
| enriching-credit9 | $75.00 | 5/24/2011 4:32:31 AM |
| wgc | $25.00 | 5/24/2011 4:49:10 AM |
| rate-negotiator | $25.00 | 5/24/2011 5:46:43 AM |
| suave-dime6 | $25.00 | 5/24/2011 6:36:50 AM |
| jmb_lending | $25.00 | 5/24/2011 5:46:27 AM |
| gold-cluster | $100.00 | 5/24/2011 6:12:07 AM |
| loyalist1 | $150.00 | 5/24/2011 7:09:09 AM |
| UBOtto186 | $100.00 | 5/24/2011 7:40:25 AM |
| moola-monger9 | $100.00 | 5/24/2011 7:41:59 AM |
| competent-p2p | $25.00 | 5/24/2011 7:16:47 AM |
| thestartuplender | $50.22 | 5/24/2011 9:21:23 AM |
| Max20 | $50.00 | 5/24/2011 9:46:02 AM |
| djalan | $50.00 | 5/24/2011 11:02:49 AM |
| stonehillloans | $25.00 | 5/24/2011 11:15:09 AM |
| brightest-dignified-penny | $25.00 | 5/24/2011 10:53:29 AM |
| first-serene-credit | $25.00 | 5/24/2011 10:34:56 AM |
| Dubbs360 | $300.00 | 5/24/2011 11:13:19 AM |
| nickel-position | $50.00 | 5/24/2011 12:48:46 PM |
| DoctorJoe | $25.00 | 5/24/2011 1:11:57 PM |
| NobisEst | $50.00 | 5/24/2011 1:17:17 PM |
| ASR3 | $50.00 | 5/24/2011 12:54:22 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
507794
This series of Notes was issued and sold upon the funding of the borrower loan #49630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $222.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,981 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| phenomenal-truth2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting rid of high interest debt
Purpose of loan:
This loan will be used to pay down some high interest credit card debt as I get out of credit card debt altogether.
My financial situation:
I am a good candidate for this loan because I always pay my bills and I have a suitable income. I just don't want to pay 20% interest over the next 18 months it's going to take me to pay down the debt.
Also, I wouldn't mind backing the loan up with equity in one of our houses, but I wouldn't want to spend extra doing so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| antlr | $50.00 | 5/20/2011 9:12:56 AM |
| DukSerduk | $25.00 | 5/20/2011 9:11:41 AM |
| indomitable-coin | $50.00 | 5/20/2011 9:11:55 AM |
| neighborly-hope6 | $100.00 | 5/20/2011 9:26:18 AM |
| truth-image | $100.00 | 5/20/2011 9:15:10 AM |
| Avala | $50.00 | 5/20/2011 9:15:42 AM |
| flexible-value | $35.00 | 5/20/2011 9:15:57 AM |
| Goodlender42 | $25.00 | 5/20/2011 9:17:03 AM |
| gojackgo | $100.00 | 5/20/2011 9:17:16 AM |
| lender_100 | $25.00 | 5/20/2011 9:30:14 AM |
| samo102us | $25.00 | 5/20/2011 11:38:55 AM |
| cello1 | $25.00 | 5/20/2011 2:03:00 PM |
| get30inc | $50.00 | 5/20/2011 2:02:58 PM |
| dpfl55 | $25.00 | 5/20/2011 2:03:06 PM |
| damage | $25.00 | 5/21/2011 9:45:59 AM |
| blooming-market | $25.00 | 5/21/2011 10:05:52 AM |
| RandyL3 | $25.00 | 5/21/2011 11:19:20 AM |
| BuildingShanghai | $54.00 | 5/21/2011 11:26:21 PM |
| power-cell | $25.00 | 5/22/2011 7:17:54 PM |
| werdnaff | $25.00 | 5/23/2011 11:06:12 AM |
| SPickle | $25.00 | 5/23/2011 2:26:58 PM |
| seabass123 | $25.00 | 5/23/2011 1:41:26 PM |
| Nerdster1 | $30.11 | 5/23/2011 1:48:19 PM |
| Lender0010 | $50.00 | 5/23/2011 1:56:21 PM |
| frooogal | $72.19 | 5/23/2011 4:29:08 PM |
| currency-persimmon | $25.00 | 5/23/2011 4:01:28 PM |
| sensational-dollar | $25.00 | 5/23/2011 4:28:57 PM |
| duckbill_1972 | $25.00 | 5/23/2011 4:32:39 PM |
| woohoo | $25.00 | 5/23/2011 4:34:13 PM |
| Relevance | $25.00 | 5/23/2011 4:05:53 PM |
| aggielender | $31.02 | 5/23/2011 4:20:32 PM |
| Whitewater_Loans | $25.00 | 5/23/2011 6:38:51 PM |
| Astyanax | $125.00 | 5/23/2011 6:52:34 PM |
| _NaLNaBB | $300.00 | 5/23/2011 6:21:54 PM |
| Yomain | $75.00 | 5/23/2011 6:42:21 PM |
| GodzillaLending | $25.00 | 5/23/2011 6:43:23 PM |
| Wishmaker | $100.00 | 5/23/2011 7:10:19 PM |
| bradny | $25.00 | 5/23/2011 7:21:32 PM |
| loan-lionheart6 | $25.00 | 5/23/2011 7:50:45 PM |
| spiff666 | $26.66 | 5/23/2011 8:09:45 PM |
| unforgettable-order9 | $50.00 | 5/23/2011 10:07:07 PM |
| gain-expert | $35.00 | 5/23/2011 10:09:40 PM |
| SmartInMoney | $25.00 | 5/24/2011 11:01:00 AM |
| djalan | $25.00 | 5/24/2011 11:09:12 AM |
| worth-blanket2 | $2,433.06 | 5/24/2011 11:09:25 AM |
| ore-genius2 | $600.00 | 5/20/2011 9:15:46 AM |
| minista | $25.00 | 5/20/2011 9:16:42 AM |
| MarvintheMartian | $30.00 | 5/20/2011 9:22:09 AM |
| meux99 | $25.00 | 5/20/2011 9:15:36 AM |
| compoundinterest | $50.00 | 5/20/2011 9:15:54 AM |
| useful-currency | $25.00 | 5/20/2011 9:16:39 AM |
| diablorulz | $50.00 | 5/20/2011 9:16:52 AM |
| reflective-rupee | $25.00 | 5/20/2011 9:48:33 AM |
| kyomoon | $50.00 | 5/20/2011 2:03:03 PM |
| retiresecure | $25.00 | 5/22/2011 12:09:32 PM |
| Pickmar | $25.00 | 5/23/2011 9:21:11 AM |
| sandeepPR | $25.00 | 5/23/2011 10:04:19 AM |
| designer_10 | $25.00 | 5/23/2011 2:12:47 PM |
| hookUup | $31.40 | 5/23/2011 4:19:16 PM |
| klemer | $25.00 | 5/23/2011 4:28:19 PM |
| debt-patriot | $30.00 | 5/23/2011 3:47:45 PM |
| j2ee | $25.00 | 5/23/2011 4:31:19 PM |
| OregonDane | $25.00 | 5/23/2011 2:57:43 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:50:27 PM |
| integrity-trumpet | $100.00 | 5/23/2011 4:12:04 PM |
| benefit-persimmon6 | $100.00 | 5/23/2011 4:12:10 PM |
| jazzlender | $50.00 | 5/23/2011 4:32:02 PM |
| balanced-bill7 | $250.00 | 5/23/2011 6:40:19 PM |
| skorpious | $25.00 | 5/23/2011 6:48:17 PM |
| capital-blueberry | $25.00 | 5/23/2011 6:50:05 PM |
| BuildingShanghai | $291.56 | 5/23/2011 6:12:33 PM |
| thankful-nickel2 | $50.00 | 5/23/2011 7:22:33 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 9:04:46 PM |
| pennyologist | $25.00 | 5/23/2011 11:20:24 PM |
| Havana21 | $200.00 | 5/24/2011 10:56:10 AM |
| RedantFinance | $50.00 | 5/24/2011 11:02:28 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
507878
This series of Notes was issued and sold upon the funding of the borrower loan #49639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,955 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| embrown |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 38 ( 97% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $13,550.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Apr-2011)
760-779
(Jun-2010)
740-759
(Sep-2009)
680-699
(Dec-2006)
|
|
Principal balance:
| $5,647.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
Basement Finishing
Purpose of loan:
This loan will be used to purchase materials to finish my basement. I have a home that was built in 2008 with an unfinished basement. The basement is roughed-in for a bedroom, bathroom, and large family room.
I have a number of friends lined up to do the work (which is why the cost is low) who are contractors, electricians, etc.
My financial situation:
I am a good candidate for this loan because I have had Prosper loans in the past and paid them off timely. I work full-time as a Manger, Financial Planning & Analysis and my wife also works full-time as a Marketing Manager.
Please let me know if you have any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/20/2011 5:07:09 PM |
| MoneyForNothing | $30.21 | 5/20/2011 5:12:58 PM |
| Kash2010lu | $25.00 | 5/20/2011 5:06:02 PM |
| kind-charming-value | $1,000.00 | 5/20/2011 8:29:17 PM |
| janeybooboo | $200.00 | 5/20/2011 11:46:02 PM |
| Ubiquinone | $35.00 | 5/21/2011 11:47:45 AM |
| yf99yz | $25.00 | 5/21/2011 12:20:41 PM |
| economy-popcorn | $25.00 | 5/22/2011 7:40:08 AM |
| credit-missile | $100.00 | 5/22/2011 9:58:50 AM |
| 2grindstones | $25.00 | 5/22/2011 9:20:42 PM |
| Track-Layer | $200.00 | 5/22/2011 7:38:39 PM |
| golffish2 | $50.00 | 5/23/2011 3:47:09 AM |
| FrugalForLife | $50.00 | 5/24/2011 1:23:06 AM |
| worth-blanket2 | $4,120.26 | 5/24/2011 11:11:58 AM |
| economy-coup | $100.00 | 5/20/2011 5:08:52 PM |
| UCLA4life | $37.23 | 5/20/2011 5:03:28 PM |
| suave-dime6 | $25.00 | 5/20/2011 5:07:36 PM |
| miamibeachloaner | $25.00 | 5/20/2011 5:42:48 PM |
| MilitaryLoans | $662.67 | 5/20/2011 7:19:07 PM |
| Rogesparkguy | $25.00 | 5/20/2011 5:57:19 PM |
| reflective-rupee | $200.00 | 5/20/2011 11:20:14 PM |
| Moe87 | $26.42 | 5/21/2011 7:36:20 AM |
| hillerod | $25.21 | 5/21/2011 10:01:31 AM |
| Bob450 | $33.00 | 5/21/2011 10:36:13 AM |
| money-baron-roth-IRA | $100.00 | 5/21/2011 11:06:57 AM |
| malomar66 | $55.00 | 5/21/2011 5:53:44 PM |
| return-grizzly | $100.00 | 5/22/2011 10:07:03 PM |
| chameleon125 | $25.00 | 5/23/2011 6:44:51 AM |
| five-star-note | $150.00 | 5/23/2011 12:15:00 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
507880
This series of Notes was issued and sold upon the funding of the borrower loan #49665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $219.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $277 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bmtuser |
Borrower's state:
| NewMexico |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 51 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,501.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
660-679
(Apr-2010)
520-539
(Jan-2008)
520-539
(Nov-2007)
|
|
Principal balance:
| $1,001.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Fourth Prosper Loan
ABOUT ME: I am 25 years old. I have been with my current employer for five years. I have paid off two previous Prosper loans without any late payments. I have one active Prosper loan with a balance of $1000 which will be payed off this August.
EXPLANATION OF CREDIT SCORE: I have always been responsible with my finances, but 6 years ago my credit score slipped to E after I was in Hurricane Rita in Texas. Things have improved since I got my job at the college and my salary has come to a steady figure.
WHAT I WILL DO WITH THE MONEY LOANED TO ME: $4000 will be used to pay for more certifications and training materials needed to further enhance my career. $2000 will be used to purchase a car with better gas mileage.
HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income: $ 1800
Mortgage/Rent:$ 600
Phone:$ 100
Gas: $ 100
Food: $ 200
Car Insurance: $ 75
Cable/Internet: $ 50
Clothing, and misc.: $ 50
Total Monthly Expenses : $ 1175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 5/22/2011 12:05:29 PM |
| Interloper | $27.00 | 5/22/2011 12:07:30 PM |
| qsolo | $200.00 | 5/22/2011 12:05:33 PM |
| thorough-exchange4 | $25.00 | 5/22/2011 12:07:09 PM |
| MoneyForNothing | $122.62 | 5/22/2011 12:08:21 PM |
| worth-blanket2 | $3,625.38 | 5/22/2011 12:32:36 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
507888
This series of Notes was issued and sold upon the funding of the borrower loan #49704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $237 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-gatherer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I owe the I.R.S.
Purpose of loan:
This loan will be used topay off a error found on my 2009 taxes...
My financial situation:
I am a good candidate for this loan because I am very responsible and pay my bills on time...
Monthly net income: $1600
Monthly expenses: $1200
Housing: $455
Insurance: $155
Car expenses: $100
Utilities: $270
Phone, cable, internet: $135
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-responsible-return | $50.00 | 5/23/2011 3:16:35 PM |
| qsolo | $200.00 | 5/23/2011 3:19:02 PM |
| powerful-finance7 | $25.00 | 5/23/2011 3:19:27 PM |
| newest-organic-rupee | $25.00 | 5/23/2011 3:15:59 PM |
| caliguian | $50.00 | 5/23/2011 3:16:31 PM |
| Gibbyland | $100.00 | 5/23/2011 3:17:05 PM |
| Keystonekop | $100.00 | 5/23/2011 7:20:36 PM |
| vutah | $25.00 | 5/23/2011 9:01:04 PM |
| luvlending | $25.00 | 5/23/2011 10:09:01 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:36 AM |
| interstellar | $75.00 | 5/23/2011 11:34:03 PM |
| thankful-nickel2 | $50.00 | 5/24/2011 7:45:43 AM |
| Pickmar | $25.00 | 5/24/2011 10:40:25 AM |
| a-finance-nirvana | $25.00 | 5/24/2011 11:52:32 AM |
| kgeezy | $25.00 | 5/24/2011 3:35:14 PM |
| mob205 | $25.00 | 5/24/2011 3:18:27 PM |
| availableloan | $25.00 | 5/24/2011 7:42:06 PM |
| wwwUniversal | $25.00 | 5/24/2011 7:19:32 PM |
| benefit-persimmon6 | $100.00 | 5/24/2011 7:14:32 PM |
| fairness-cell6 | $25.00 | 5/24/2011 7:24:04 PM |
| Interloper | $27.00 | 5/23/2011 3:20:30 PM |
| determined-revenue1 | $25.00 | 5/23/2011 3:16:25 PM |
| organized-payment6 | $50.00 | 5/23/2011 3:19:41 PM |
| r48 | $42.00 | 5/23/2011 3:46:54 PM |
| ryguy150 | $25.00 | 5/23/2011 3:17:01 PM |
| ryreesado | $25.00 | 5/23/2011 3:19:53 PM |
| missoula | $25.00 | 5/23/2011 5:02:29 PM |
| ethical-income2 | $25.00 | 5/23/2011 5:58:44 PM |
| mrpowers5531 | $25.00 | 5/23/2011 7:22:12 PM |
| betaoption | $25.00 | 5/23/2011 6:31:06 PM |
| reflective-rupee | $25.00 | 5/23/2011 7:32:36 PM |
| designer_10 | $25.00 | 5/23/2011 7:13:36 PM |
| Danylostefan | $50.00 | 5/23/2011 7:15:53 PM |
| tranquil-gain1 | $100.00 | 5/24/2011 8:44:28 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:51 AM |
| a-restless-dollar | $50.00 | 5/24/2011 12:04:43 PM |
| the-enthralling-coin | $25.00 | 5/24/2011 2:32:21 PM |
| TomDalonajay | $25.00 | 5/24/2011 3:18:14 PM |
| whitegold24k | $28.70 | 5/24/2011 7:45:02 PM |
| decisive-revenue1 | $25.00 | 5/24/2011 7:23:21 PM |
| mgking007 | $25.31 | 5/24/2011 7:32:56 PM |
| tranquil-diversification8 | $51.99 | 5/24/2011 7:43:16 PM |
| SomebodysMom | $150.00 | 5/24/2011 7:40:53 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
507894
This series of Notes was issued and sold upon the funding of the borrower loan #49790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
1 | Length of status: | 24y 6m |
|
Amount delinquent:
| $5,984 |
Total credit lines:
| 14 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ginsix |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Oct-2007)
600-619
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
PayOff some Debt
Purpose of loan: I would like to help my mom pay some medical bills and possible get a new used car mines is 16yrs old....
My financial situation: I have a good study income and will have no problem paying back any loan.I had a loan from my brothers and sister at prosper before so i know i will have no problem repaying it.
I am a good candidate for this loan because Monthly net income: $3800 $Monthly expenses: $ 2190
Housing: $1195
Insurance: $190
Car expenses: $0
Utilities: $125
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $190
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-finance-nirvana | $25.00 | 5/22/2011 12:05:10 PM |
| FASTIZIO_P | $25.00 | 5/22/2011 12:07:45 PM |
| atlas100 | $25.00 | 5/22/2011 3:21:34 PM |
| r48 | $48.00 | 5/22/2011 1:08:19 PM |
| s270 | $25.00 | 5/23/2011 5:20:59 AM |
| mad-scientist0 | $50.00 | 5/23/2011 4:31:09 PM |
| us957165 | $25.00 | 5/23/2011 6:59:20 PM |
| DoctorJoe | $25.00 | 5/24/2011 1:10:15 PM |
| worth-blanket2 | $2,597.10 | 5/24/2011 1:40:09 PM |
| MoneyForNothing | $54.90 | 5/22/2011 12:12:06 PM |
| missing-link | $25.00 | 5/22/2011 12:06:09 PM |
| competent-p2p | $40.00 | 5/24/2011 12:17:19 PM |
| bonus-seahorse | $35.00 | 5/24/2011 12:27:39 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
507932
This series of Notes was issued and sold upon the funding of the borrower loan #49720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,402 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-didgeridoo2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Grandma
Purpose of loan: Consolidate
This loan will be used to...Consolidate
My financial situation: 5/3 Bank
I am a good candidate for this loan because...I pay my debt, just need money on credit cards when got divorced
Monthly net income: $952.00
Monthly expenses: $ 378.00
Housing: $ 555.00
Insurance: $ 77.00
Car expenses: $ 443.09
Utilities: $ 78.00
Phone, cable, internet: $ 149.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 36,000
Other expenses: $ 22.55
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 5/24/2011 5:37:05 PM |
| worth-blanket2 | $1,268.65 | 5/25/2011 2:21:26 PM |
| suave-dime6 | $25.00 | 5/20/2011 5:07:35 PM |
| economy-coup | $30.00 | 5/20/2011 5:04:45 PM |
| missing-link | $25.00 | 5/20/2011 5:07:15 PM |
| reflective-rupee | $200.00 | 5/20/2011 5:28:53 PM |
| WindyKid | $48.75 | 5/21/2011 7:23:25 AM |
| gain-gourd | $100.00 | 5/21/2011 9:14:31 AM |
| 2grindstones | $25.00 | 5/21/2011 9:21:15 AM |
| Kreditorium | $25.00 | 5/21/2011 10:15:26 AM |
| grotheik | $25.00 | 5/22/2011 6:50:47 AM |
| green-inspiring-peace | $25.00 | 5/23/2011 2:15:46 PM |
| houli123 | $25.00 | 5/24/2011 11:56:55 PM |
| CA-Lender | $25.05 | 5/25/2011 12:53:15 PM |
| Bob450 | $25.04 | 5/25/2011 12:45:44 PM |
| miamibeachloaner | $25.00 | 5/20/2011 5:42:39 PM |
| HardLender | $100.00 | 5/21/2011 5:41:53 AM |
| lloyd_s | $25.00 | 5/21/2011 4:14:55 AM |
| eronyc | $50.00 | 5/21/2011 6:53:24 AM |
| DadWarbucks | $25.00 | 5/21/2011 9:53:51 AM |
| yf99yz | $25.00 | 5/21/2011 11:53:29 AM |
| helpishere777 | $25.00 | 5/21/2011 2:04:27 PM |
| Track-Layer | $100.00 | 5/22/2011 8:53:17 PM |
| shrewd-income | $75.00 | 5/24/2011 6:38:25 PM |
| DasMula | $27.00 | 5/24/2011 10:01:05 PM |
| diversification-medalist | $75.00 | 5/25/2011 12:04:38 PM |
| convergentthinker | $25.00 | 5/25/2011 12:59:40 PM |
| lotuss4 | $25.01 | 5/25/2011 1:36:53 PM |
| 168RichCapital | $25.50 | 5/25/2011 1:39:43 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
507994
This series of Notes was issued and sold upon the funding of the borrower loan #49784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,808 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RM1_CT |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$1,500 Loan for Home Improvement
The loan will be used to purchase furniture for apartment.
I have a very secure managerial job at a reputable retailer (Brooks Brothers) with regular weekly net income of ~$800.
Monthly net income: $3,200
Monthly expenses: $2,200
Housing: $1,100
Insurance: $90
Car expenses: $200
Utilities: $25
Phone, cable, internet: $130
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 5/23/2011 9:43:09 AM |
| feb217 | $25.00 | 5/23/2011 2:45:41 PM |
| 2grindstones | $25.00 | 5/23/2011 4:03:30 PM |
| shrewd-income | $50.00 | 5/23/2011 6:53:57 PM |
| Track-Layer | $100.00 | 5/23/2011 10:22:12 PM |
| loanermn | $25.00 | 5/24/2011 1:48:10 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 12:08:00 PM |
| calmfunds | $250.00 | 5/24/2011 1:03:35 PM |
| DasMula | $27.00 | 5/23/2011 9:55:47 AM |
| SolarMoonshine | $25.00 | 5/23/2011 9:51:54 AM |
| Danjack_Capital | $25.00 | 5/23/2011 10:07:54 AM |
| reflective-rupee | $200.00 | 5/23/2011 10:49:32 AM |
| alphabet76 | $25.00 | 5/23/2011 5:31:29 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:51:18 PM |
| yf99yz | $30.00 | 5/23/2011 8:41:51 PM |
| taetrade | $25.00 | 5/24/2011 5:25:06 AM |
| ethicalhumanist | $25.00 | 5/24/2011 11:58:01 AM |
| reflective-affluence | $43.00 | 5/24/2011 2:27:24 PM |
| reflective-affluence | $50.00 | 5/24/2011 1:42:30 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
508010
This series of Notes was issued and sold upon the funding of the borrower loan #49727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 10
/
7 | Length of status: | 4y 8m |
|
Amount delinquent:
| $9,763 |
Total credit lines:
| 37 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,158 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tidesachangin |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
560-579
(Feb-2008)
640-659
(May-2007)
|
|
Principal balance:
| $2,924.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Perfect Payments to Prosper
Purpose of loan:
This loan will be used to...payoff some small loans
My financial situation:
I am a good candidate for this loan because...my history of paymet to prosper is excellent. I am employed as a Registered Nurse and am able to work overtime in addition to regular salary.
Monthly net income: $4000
Monthly expenses: $
Housing: $1200
Insurance: $100
Car expenses: $400
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/21/2011 12:08:38 PM |
| janeybooboo | $100.00 | 5/21/2011 12:10:18 PM |
| MoneyForNothing | $25.07 | 5/21/2011 12:05:49 PM |
| reflective-rupee | $25.01 | 5/21/2011 1:19:34 PM |
| shrewd-income | $25.00 | 5/21/2011 1:34:21 PM |
| r48 | $25.00 | 5/21/2011 2:35:55 PM |
| marwadi-62 | $300.00 | 5/21/2011 4:25:57 PM |
| newest-generous-income | $30.00 | 5/22/2011 2:43:41 AM |
| credit-missile | $75.00 | 5/22/2011 9:57:17 AM |
| taetrade | $25.00 | 5/22/2011 5:14:35 PM |
| luminous-payout6 | $25.00 | 5/22/2011 7:35:42 PM |
| mpatrick | $25.00 | 5/23/2011 10:46:43 AM |
| reflective-affluence | $50.00 | 5/23/2011 2:45:50 PM |
| unconquerable-dedication | $25.00 | 5/23/2011 3:42:03 PM |
| grampy48 | $75.00 | 5/23/2011 3:18:40 PM |
| dcm6276 | $25.00 | 5/23/2011 4:27:49 PM |
| Aberdeen | $2,500.00 | 5/21/2011 12:08:19 PM |
| SolarMoonshine | $25.00 | 5/21/2011 1:09:19 PM |
| witty-openness | $25.00 | 5/21/2011 5:04:39 PM |
| seadrg | $25.00 | 5/22/2011 10:15:39 AM |
| vigorous-market5 | $200.00 | 5/22/2011 12:52:22 PM |
| credit-missile | $50.00 | 5/22/2011 7:56:01 PM |
| worldly-income2 | $25.00 | 5/22/2011 8:41:31 PM |
| golffish2 | $50.00 | 5/23/2011 3:48:53 AM |
| investment-thinker4 | $25.00 | 5/23/2011 5:24:41 AM |
| direct-asset | $25.00 | 5/23/2011 7:23:16 AM |
| LittleMingo | $29.57 | 5/23/2011 9:31:46 AM |
| aafg69 | $30.00 | 5/23/2011 9:57:39 AM |
| forthright-trade | $25.00 | 5/23/2011 11:36:06 AM |
| lsx7 | $250.00 | 5/23/2011 5:46:53 PM |
| Cambalache | $25.00 | 5/23/2011 5:19:21 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:36:34 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
508016
This series of Notes was issued and sold upon the funding of the borrower loan #49755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $97.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,902 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ottowurkur |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 89% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 1
( 11% )
| 660-679
(Oct-2010)
640-659
(Nov-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
My "Making Life Easier" loan
Purpose of loan:
This loan will be used to...Pay off a high interest loan, finish a couple small home improvement projects, travel money to see my daughter in North Carolina whose husband is deployed overseas with the USMC.
My financial situation:
I am a good candidate for this loan because...I am obsessed with paying my bills on time, the high interest loan I am paying off has a higher payment than this loan will have, my previous Prosper loan was paid off early, and I am currently an investor in several Prosper loans myself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/21/2011 12:08:48 PM |
| indomitable-coin | $25.00 | 5/21/2011 12:08:54 PM |
| skillful-trade7 | $25.00 | 5/21/2011 12:09:28 PM |
| exchange-squirrel | $25.00 | 5/21/2011 12:08:09 PM |
| Bank42 | $31.28 | 5/21/2011 2:19:51 PM |
| KSPHoldings | $30.00 | 5/23/2011 9:53:07 AM |
| bonafide-cash | $100.00 | 5/23/2011 10:16:29 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:08 AM |
| CreditBuilder2 | $50.00 | 5/24/2011 1:55:52 PM |
| refined-penny | $25.00 | 5/24/2011 2:39:45 PM |
| sanramonobserver | $100.00 | 5/24/2011 3:06:16 PM |
| cash4less | $25.00 | 5/24/2011 4:18:34 PM |
| Sparchange | $25.00 | 5/24/2011 2:18:37 PM |
| pthighs | $50.00 | 5/24/2011 2:48:49 PM |
| SolarMoonshine | $25.00 | 5/24/2011 5:00:36 PM |
| head | $25.00 | 5/24/2011 2:04:47 PM |
| richmondcowboy | $25.00 | 5/24/2011 5:45:01 PM |
| agalt | $65.00 | 5/24/2011 3:24:37 PM |
| goldenretriever | $200.00 | 5/24/2011 7:18:26 PM |
| bold-peaceful-silver | $50.00 | 5/24/2011 5:51:04 PM |
| availableloan | $25.00 | 5/24/2011 7:41:08 PM |
| vigilance-searcher | $25.00 | 5/24/2011 8:34:21 PM |
| vishal29 | $30.00 | 5/24/2011 10:29:47 PM |
| Gobsek | $25.00 | 5/24/2011 8:25:29 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:58:19 PM |
| wwwUniversal | $25.00 | 5/25/2011 3:03:25 AM |
| q4golf | $25.00 | 5/25/2011 4:01:39 AM |
| emt747 | $25.00 | 5/25/2011 2:20:50 AM |
| wild-orange | $100.00 | 5/25/2011 2:58:16 AM |
| GTMoneyMan | $25.00 | 5/25/2011 5:17:41 AM |
| resplendent-moola | $50.00 | 5/25/2011 5:30:07 AM |
| unadilla | $100.00 | 5/25/2011 5:01:06 AM |
| currency-persimmon | $50.00 | 5/25/2011 5:29:39 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:56:28 PM |
| engaging-worth | $25.00 | 5/21/2011 7:50:46 PM |
| Tradesmanlender | $35.00 | 5/23/2011 8:46:34 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:29 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:04:10 AM |
| designer_10 | $25.00 | 5/24/2011 2:00:18 PM |
| red-active-note | $25.00 | 5/24/2011 3:05:45 PM |
| hookUup | $33.40 | 5/24/2011 4:06:12 PM |
| heroic-payout9 | $25.00 | 5/24/2011 4:17:43 PM |
| heavy_ax | $25.00 | 5/24/2011 5:33:50 PM |
| nickel-position | $25.00 | 5/24/2011 6:28:30 PM |
| Whitewater_Loans | $39.72 | 5/24/2011 7:24:18 PM |
| Tabster | $25.00 | 5/24/2011 6:48:42 PM |
| Mad_Scientist | $25.00 | 5/24/2011 6:05:00 PM |
| Kaj | $50.00 | 5/24/2011 6:28:26 PM |
| SomebodysMom | $51.00 | 5/24/2011 8:26:05 PM |
| jtc26 | $100.00 | 5/24/2011 11:39:43 PM |
| helvet | $29.43 | 5/25/2011 12:01:38 AM |
| attractive-rate | $25.00 | 5/25/2011 2:50:22 AM |
| credit-investor5 | $50.00 | 5/24/2011 10:59:36 PM |
| the-burgeoning-openness | $26.00 | 5/24/2011 10:31:07 PM |
| cjames84 | $25.00 | 5/25/2011 3:06:26 AM |
| goodhearted-basis4 | $25.00 | 5/24/2011 10:56:22 PM |
| ScottCapital | $25.00 | 5/25/2011 5:18:20 AM |
| Hogan55 | $51.23 | 5/25/2011 5:03:10 AM |
| kulender | $100.00 | 5/25/2011 5:48:08 AM |
| RecoveryLender | $25.00 | 5/25/2011 5:50:20 AM |
| andrias | $27.94 | 5/25/2011 6:10:05 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
508028
This series of Notes was issued and sold upon the funding of the borrower loan #49745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1971 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 1m |
|
Amount delinquent:
| $644 |
Total credit lines:
| 11 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,991 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| entrepen |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Away with Credit Cards
Purpose of loan: Debt Consolidation
This loan will be used to pay off credit card balances, perhaps keeping just one open. This should also improve my credit scores.
My financial situation:
I am a good candidate for this loan because I paid off my first Prosper loan a few months ago with no problem and will have lower monthly expenses with the new loan.
Monthly net income: $1595
Monthly expenses: $1495
Housing: $500
Insurance: $107
Car expenses: $0
Utilities: $0
Phone, cable, internet: $156
Food, entertainment: $260
Clothing, household expenses: $90
Credit cards and other loans: $323 (Prosper loan)
Other expenses: $59
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/22/2011 12:06:15 PM |
| cashhelp | $50.00 | 5/22/2011 12:07:40 PM |
| miamibeachloaner | $25.00 | 5/22/2011 12:33:19 PM |
| genuine-integrity0 | $25.00 | 5/22/2011 1:44:14 PM |
| kind-charming-value | $700.00 | 5/22/2011 2:32:38 PM |
| Moe87 | $25.00 | 5/22/2011 2:44:48 PM |
| worth-blanket2 | $5,000.00 | 5/23/2011 11:29:58 AM |
| optionscashflow | $25.00 | 5/23/2011 2:10:44 PM |
| CA-Lender | $50.05 | 5/23/2011 2:22:52 PM |
| deepblue34 | $30.00 | 5/23/2011 3:54:50 PM |
| 2grindstones | $40.00 | 5/23/2011 4:01:38 PM |
| competent-p2p | $35.00 | 5/23/2011 1:58:24 PM |
| shamantha | $30.00 | 5/23/2011 4:13:20 PM |
| lotuss4 | $49.99 | 5/23/2011 2:23:22 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:25:06 PM |
| WisconsinLiberal | $25.00 | 5/23/2011 4:36:18 PM |
| thorough-payout8 | $25.00 | 5/23/2011 4:25:18 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:57:00 PM |
| MoneyForNothing | $3.48 | 5/23/2011 4:55:44 PM |
| SkinnyFish | $25.00 | 5/23/2011 4:14:13 PM |
| MJTimages_com | $94.28 | 5/23/2011 4:27:25 PM |
| jazzlender | $25.00 | 5/23/2011 4:31:06 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:30:55 PM |
| pthighs | $100.00 | 5/23/2011 12:36:58 PM |
| designer_10 | $25.00 | 5/23/2011 2:01:24 PM |
| grampy48 | $50.00 | 5/23/2011 3:07:39 PM |
| asset-professor | $50.00 | 5/23/2011 3:47:25 PM |
| reflective-affluence | $50.00 | 5/23/2011 2:42:38 PM |
| frooogal | $50.00 | 5/23/2011 4:25:44 PM |
| revenue-magnolia | $47.30 | 5/23/2011 3:37:41 PM |
| Core-Marketing | $35.00 | 5/23/2011 4:54:40 PM |
| hookUup | $25.40 | 5/23/2011 4:27:31 PM |
| HardLender | $100.00 | 5/23/2011 4:27:51 PM |
| unconquerable-dedication | $25.00 | 5/23/2011 3:40:17 PM |
| Gatorzilla | $34.50 | 5/23/2011 4:03:46 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:19:35 PM |
| best-suave-market | $75.00 | 5/23/2011 4:26:35 PM |
| dcm6276 | $25.00 | 5/23/2011 4:27:22 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
508076
This series of Notes was issued and sold upon the funding of the borrower loan #49811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Flight Attendant |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,764 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engaging-wampum5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,750.00 | < 31 days late:
| 2
( 22% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $2,287.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to..buy transmission for my car, pay tax bill, pay off vehicle. $2200 taxes
4100 vehicle
1200 transmission
I went through a divorce in December and was left with some debts to pay. My son totalled my car January 10 and had to buy a used vehicle which now needs a transmission. I just received a $2200 tax bill stating there was a mistake on my taxes and have to pay a tax bill from 2009.
I have a stable job of 22 years and could use some help to get through this difficult time.
I am working extra picking up extra time at work in order to get through this set back but my car and tax bill are two items that cannot wait.
I appreciate your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/22/2011 12:06:17 PM |
| tech310 | $50.00 | 5/22/2011 12:04:46 PM |
| janeybooboo | $100.00 | 5/22/2011 2:09:48 PM |
| miamibeachloaner | $25.00 | 5/22/2011 12:33:17 PM |
| Kash2010lu | $25.00 | 5/22/2011 5:31:53 PM |
| kind-charming-value | $1,000.00 | 5/22/2011 2:31:03 PM |
| Track-Layer | $100.00 | 5/22/2011 8:52:18 PM |
| novice-speculator | $25.00 | 5/24/2011 1:22:12 PM |
| worth-blanket2 | $5,995.00 | 5/24/2011 1:23:36 PM |
| economy-coup | $30.00 | 5/22/2011 12:03:27 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:31:00 PM |
| Ubiquinone | $25.00 | 5/22/2011 9:27:20 PM |
| payout-hammock1 | $50.00 | 5/23/2011 8:21:07 AM |
| 2grindstones | $25.00 | 5/23/2011 9:45:08 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
508086
This series of Notes was issued and sold upon the funding of the borrower loan #49654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,623 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-orbiter |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 95% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 1
( 5% )
| 700-719
(Apr-2011)
700-719
(Jul-2009)
|
|
Principal balance:
| $718.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt at a lower interest rate.
My financial situation: I am trying to consolidate my credit cards. You will notice 1 late payment on this listing. I had an issue with Chase and payments autodrafting multiple times and multiple $34 insufficient funds fees I had to overcome. If you have any questions please message me and I will be happy to clarify.
I am a good candidate for this loan because I am financially responsible. I have a full-time job which I had held for years. I also live by myself and am able to budget and manage my finances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,850.00 | 5/24/2011 1:41:57 PM |
| skillful-trade7 | $25.00 | 5/23/2011 3:18:10 PM |
| indomitable-coin | $25.00 | 5/23/2011 3:18:04 PM |
| r48 | $25.00 | 5/23/2011 3:49:56 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:35:24 AM |
| novice-speculator | $25.00 | 5/24/2011 1:20:15 PM |
| qsolo | $200.00 | 5/23/2011 3:18:07 PM |
| MarvintheMartian | $25.00 | 5/23/2011 5:17:33 PM |
| atlas100 | $25.00 | 5/24/2011 6:18:58 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:42 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:57 AM |
| Pickmar | $25.00 | 5/24/2011 10:38:38 AM |
| Buffer10 | $100.00 | 5/24/2011 11:08:27 AM |
| designer_10 | $25.00 | 5/24/2011 1:23:00 PM |
| reward-walnut | $50.00 | 5/24/2011 1:40:29 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
508090
This series of Notes was issued and sold upon the funding of the borrower loan #49690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $274.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,551 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lesact |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(May-2010)
740-759
(Apr-2008)
|
|
Principal balance:
| $2,787.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Auto Repairs and Consolidation
Purpose of loan:
This loan will be used to...
I have a truck that I use for a small lawn care business. It needs some repairs. Also I would like to rid myself of some nagging small bills.
My financial situation:
I am a good candidate for this loan because...
My past history with prosper has proven my trust worthiness.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 5/24/2011 2:38:25 PM |
| credit-bliss8 | $25.00 | 5/23/2011 5:01:29 PM |
| investment-artist | $25.01 | 5/23/2011 5:01:22 PM |
| janeybooboo | $48.00 | 5/23/2011 6:20:23 PM |
| janeybooboo | $52.00 | 5/23/2011 5:03:59 PM |
| qsolo | $200.00 | 5/23/2011 8:48:50 PM |
| top-courteous-peso | $50.00 | 5/23/2011 8:47:50 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:48 PM |
| openness-antioxidant | $100.00 | 5/24/2011 9:58:46 AM |
| Buffer10 | $50.00 | 5/24/2011 11:09:19 AM |
| designer_10 | $25.00 | 5/24/2011 1:51:52 PM |
| wampum-library4 | $25.00 | 5/24/2011 2:28:47 PM |
| toomanyfishtanks | $25.00 | 5/24/2011 2:48:01 PM |
| designer_10 | $25.00 | 5/24/2011 1:50:43 PM |
| Dubbs360 | $300.00 | 5/24/2011 2:19:40 PM |
| Snoopylover | $25.00 | 5/24/2011 4:43:58 PM |
| thomas16882004 | $25.00 | 5/24/2011 2:28:37 PM |
| thorough-exchange4 | $50.00 | 5/24/2011 2:30:28 PM |
| coin-bee1 | $25.00 | 5/24/2011 3:47:35 PM |
| West_End_Local | $30.00 | 5/24/2011 3:51:30 PM |
| new-transaction-wrangler | $50.00 | 5/24/2011 2:30:46 PM |
| Interloper | $27.00 | 5/24/2011 2:31:54 PM |
| shrewd-income | $222.28 | 5/24/2011 3:28:37 PM |
| tomdooley12520 | $25.00 | 5/24/2011 4:44:57 PM |
| KramericaIndustries | $25.00 | 5/24/2011 4:45:32 PM |
| hookUup | $32.40 | 5/24/2011 3:40:21 PM |
| finance-amusement4 | $63.26 | 5/24/2011 5:15:08 PM |
| dtana | $25.00 | 5/24/2011 4:31:56 PM |
| SolarMoonshine | $25.00 | 5/24/2011 4:57:53 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:46 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:30:01 AM |
| wise-benjamins-fortress | $25.00 | 5/24/2011 2:43:02 PM |
| Occhy | $25.00 | 5/24/2011 3:26:22 PM |
| ams294 | $50.00 | 5/24/2011 3:30:57 PM |
| reflective-rupee | $100.00 | 5/24/2011 3:59:11 PM |
| CA-Lender | $50.05 | 5/24/2011 2:05:07 PM |
| steady-principal5 | $25.00 | 5/24/2011 4:39:00 PM |
| drcoop | $25.00 | 5/24/2011 4:39:54 PM |
| linklady | $150.00 | 5/24/2011 1:59:25 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:13:52 PM |
| supreme-hope | $25.00 | 5/24/2011 2:27:29 PM |
| zippy-revenue8 | $25.00 | 5/24/2011 2:42:22 PM |
| buffalobills | $25.00 | 5/24/2011 2:50:50 PM |
| ridestwins_998 | $25.00 | 5/24/2011 4:09:56 PM |
| Scotcha | $50.00 | 5/24/2011 4:24:50 PM |
| red-active-note | $25.00 | 5/24/2011 3:14:59 PM |
| whatreality | $25.00 | 5/24/2011 4:13:14 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
508124
This series of Notes was issued and sold upon the funding of the borrower loan #49901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $233.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 21y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-hornet |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Personal Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| determined-revenue1 | $25.00 | 5/23/2011 9:08:49 AM |
| reflective-rupee | $25.00 | 5/23/2011 9:27:32 AM |
| credit-guard5 | $25.00 | 5/23/2011 9:23:45 AM |
| first-class-gold0 | $75.00 | 5/23/2011 9:03:41 AM |
| janeybooboo | $200.00 | 5/23/2011 9:06:29 AM |
| SecondChanceLendingSERV | $25.00 | 5/23/2011 9:45:56 AM |
| optionscashflow | $25.00 | 5/23/2011 2:15:48 PM |
| exchange-upholder0 | $25.00 | 5/23/2011 1:24:50 PM |
| missing-link | $25.00 | 5/23/2011 3:33:49 PM |
| loot-supporter2 | $32.67 | 5/23/2011 4:02:30 PM |
| JustMee | $25.00 | 5/23/2011 5:04:21 PM |
| transformer855 | $25.00 | 5/23/2011 4:16:12 PM |
| CA-Lender | $25.05 | 5/23/2011 5:12:52 PM |
| heavenly-interest2 | $60.00 | 5/23/2011 5:23:13 PM |
| grammaspurse | $25.00 | 5/23/2011 5:57:09 PM |
| amlu1988 | $25.00 | 5/23/2011 6:57:41 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:34 PM |
| yf99yz | $30.00 | 5/23/2011 8:27:02 PM |
| Bill88 | $25.00 | 5/24/2011 10:46:29 AM |
| a-restless-dollar | $50.00 | 5/24/2011 12:04:06 PM |
| worth-blanket2 | $737.64 | 5/24/2011 1:29:52 PM |
| CoolPlexer | $25.00 | 5/23/2011 9:10:29 AM |
| alexgalt | $100.00 | 5/23/2011 9:03:53 AM |
| economy-coup | $30.00 | 5/23/2011 9:06:26 AM |
| DasMula | $27.00 | 5/23/2011 10:14:35 AM |
| favorite-commerce | $50.00 | 5/23/2011 10:05:49 AM |
| reflective-rupee | $225.00 | 5/23/2011 11:44:01 AM |
| Ubiquinone | $25.00 | 5/23/2011 1:16:05 PM |
| economy-popcorn | $25.00 | 5/23/2011 1:34:36 PM |
| openness-antioxidant | $100.00 | 5/23/2011 1:09:54 PM |
| hookUup | $26.71 | 5/23/2011 4:28:51 PM |
| Scotcha | $50.00 | 5/23/2011 6:04:27 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:17:10 PM |
| nickel-launcher | $25.00 | 5/23/2011 8:31:05 PM |
| vutah | $30.00 | 5/23/2011 9:01:49 PM |
| kendigme | $25.89 | 5/24/2011 4:56:06 AM |
| chad-bro-chill | $25.00 | 5/24/2011 9:35:26 AM |
| valiant-money | $25.00 | 5/24/2011 9:15:20 AM |
| ebola8u2 | $50.00 | 5/24/2011 11:31:45 AM |
| balance-warrior | $25.04 | 5/24/2011 1:27:10 PM |
| DoctorJoe | $25.00 | 5/24/2011 1:10:56 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
508254
This series of Notes was issued and sold upon the funding of the borrower loan #49705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,037 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-zebra |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Second Loan - Debt Consol...
Purpose of loan: Consolidate last bit of debt.
This loan will be used to: Pay off credit cards
My financial situation: 741 Credit Score! Household income over $250K (gross)
I am a good candidate for this loan because: 2nd Prosper Loan - paid off first early.
Monthly net income: $12,000
Monthly expenses: $9,000
Housing: $2900
Insurance: $123
Car expenses: $1000
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $1500 (personal loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,900.00 | 5/24/2011 2:39:05 PM |
| qsolo | $200.00 | 5/24/2011 9:21:56 AM |
| commitment-orca7 | $100.00 | 5/24/2011 9:23:33 AM |
| CoolPlexer | $25.00 | 5/24/2011 9:18:44 AM |
| janeybooboo | $200.00 | 5/24/2011 9:26:35 AM |
| Pickmar | $25.00 | 5/24/2011 10:28:30 AM |
| Heatguy | $50.00 | 5/24/2011 1:46:12 PM |
| designer_10 | $25.00 | 5/24/2011 1:47:05 PM |
| toomanyfishtanks | $25.00 | 5/24/2011 2:50:39 PM |
| refined-penny | $25.00 | 5/24/2011 3:10:29 PM |
| lamsabuy | $291.00 | 5/24/2011 4:01:05 PM |
| linklady | $50.00 | 5/24/2011 1:55:39 PM |
| CA-Lender | $150.05 | 5/24/2011 2:03:31 PM |
| thomas16882004 | $25.00 | 5/24/2011 2:29:17 PM |
| reflective-rupee | $300.00 | 5/24/2011 3:56:49 PM |
| sensational-dollar | $25.00 | 5/24/2011 3:57:24 PM |
| zippy-revenue8 | $25.00 | 5/24/2011 2:40:54 PM |
| pthighs | $100.00 | 5/24/2011 2:51:13 PM |
| boltzmann | $25.00 | 5/24/2011 3:01:08 PM |
| agalt | $75.00 | 5/24/2011 3:27:47 PM |
| coin-bee1 | $25.00 | 5/24/2011 3:57:54 PM |
| orange-cordial-marketplace | $50.00 | 5/24/2011 9:21:49 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 9:23:47 AM |
| red-favorable-basis | $25.00 | 5/24/2011 2:44:03 PM |
| reflective-rupee | $200.00 | 5/24/2011 3:56:37 PM |
| hookUup | $34.40 | 5/24/2011 3:44:15 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
508322
This series of Notes was issued and sold upon the funding of the borrower loan #49859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $279.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 10 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 2m |
|
Amount delinquent:
| $21,266 |
Total credit lines:
| 51 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $1,670 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 57 |
Bankcard utilization:
| 132% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ems9776 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2011)
600-619
(Apr-2008)
600-619
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan: Pay off credit card debt and
This loan will be used to pay off credit debt and repair my vehicle that has some repair needs so I can go to work without worries.
My financial situation:
I am a good candidate for this loan because I have paid off one prosper.com loan. I had and never missed a payment. I look forward to getting out of debt and getting my money on track. **** I also work a part-time job on some of my days off to add to my salary. ****
Monthly net income: 4000.00
Housing: $ 979.00
Insurance: $ 98.00
Car expenses: $ 614.00
Utilities: $ 78.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,550.00 | 5/24/2011 2:39:50 PM |
| suave-dime6 | $25.00 | 5/24/2011 9:22:41 AM |
| himistu22 | $25.00 | 5/24/2011 2:28:11 PM |
| MJTimages_com | $50.00 | 5/24/2011 3:49:37 PM |
| SolarMoonshine | $25.00 | 5/24/2011 4:46:05 PM |
| fairness-atmosphere | $25.00 | 5/24/2011 4:59:24 PM |
| reflective-rupee | $25.00 | 5/24/2011 3:58:05 PM |
| coin-bee1 | $25.00 | 5/24/2011 3:58:42 PM |
| finance-amusement4 | $100.00 | 5/24/2011 4:45:01 PM |
| competent-p2p | $25.00 | 5/24/2011 5:46:40 PM |
| peso-aggregator | $25.00 | 5/24/2011 5:27:22 PM |
| twjh | $25.00 | 5/24/2011 7:22:00 PM |
| bsmtloan | $100.00 | 5/24/2011 7:20:13 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:59:31 PM |
| chinolatino | $25.00 | 5/24/2011 8:01:32 PM |
| supreme-hope | $25.00 | 5/24/2011 2:30:17 PM |
| marwadi-62 | $100.00 | 5/24/2011 4:02:52 PM |
| Leshan | $200.00 | 5/24/2011 4:29:37 PM |
| credit-missile | $50.00 | 5/24/2011 4:32:15 PM |
| grampy48 | $60.00 | 5/24/2011 2:58:07 PM |
| credit-missile | $25.00 | 5/24/2011 4:35:02 PM |
| DasMula | $77.00 | 5/24/2011 5:51:59 PM |
| credit-missile | $25.00 | 5/24/2011 5:40:27 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:21:07 PM |
| Feyenoord | $25.00 | 5/24/2011 7:12:31 PM |
| shrewd-income | $25.00 | 5/24/2011 6:32:00 PM |
| Whitewater_Loans | $50.00 | 5/24/2011 7:19:55 PM |
| dcshobby | $25.00 | 5/24/2011 8:02:43 PM |
| anton | $440.00 | 5/24/2011 8:38:56 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
508382
This series of Notes was issued and sold upon the funding of the borrower loan #49713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,127 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cjw1970 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Apr-2011)
760-779
(Sep-2009)
760-779
(Aug-2009)
720-739
(Apr-2008)
|
|
Principal balance:
| $6,979.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
My personal loan for my business
Funds for startup costs for seasonal business. Money will be used to acquire additional equipment, supplies, etc. Expanding this year from 2 to 7 markets allows me to increase profit from $10K to $35K; this revenue would be used to pay off debt. I?ve proven that I pay my debt in full and on-time. I?ve been a Prosper borrower for 3 years. Initially, I received $18k loan & just recently paid it off. I paid on time and each month. I took out another loan for $12k. Again, I?ve never been late.
My rating doesn?t look great on paper. However, my family owns several businesses and I have significant net worth. I?ve decided to work hard to reduce our debt from cash flow as opposed to selling off assets. If the situation arises in which I can?t meet my obligations, then I?d sell off assets to pay debt. Prosper?s rating only looks at one?s debt & income picture and doesn?t consider one?s assets. Thus, I?ll continue to pay my Prosper debt obligations in full and on-time each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 5/24/2011 9:52:32 AM |
| investment-artist | $25.01 | 5/24/2011 9:19:12 AM |
| economy-coup | $30.00 | 5/24/2011 9:15:54 AM |
| MoneyForNothing | $31.68 | 5/24/2011 9:36:36 AM |
| tech310 | $50.00 | 5/24/2011 9:22:19 AM |
| designer_10 | $25.00 | 5/24/2011 1:57:42 PM |
| hookUup | $26.40 | 5/24/2011 4:10:38 PM |
| agalt | $50.00 | 5/24/2011 3:26:22 PM |
| CA-Lender | $25.05 | 5/24/2011 2:16:29 PM |
| toomanyfishtanks | $25.00 | 5/24/2011 2:55:50 PM |
| DasMula | $2,686.00 | 5/24/2011 5:59:30 PM |
| SolarMoonshine | $25.00 | 5/24/2011 4:52:36 PM |
| loss-of-control | $50.00 | 5/24/2011 6:20:46 PM |
| shrewd-income | $25.00 | 5/24/2011 6:32:50 PM |
| liberty-point | $50.00 | 5/24/2011 7:47:47 PM |
| credit-missile | $25.00 | 5/24/2011 8:58:10 PM |
| dcshobby | $25.00 | 5/24/2011 8:03:51 PM |
| Moe87 | $25.61 | 5/25/2011 3:41:00 AM |
| Nerdster1 | $25.11 | 5/25/2011 4:59:24 AM |
| greencat | $50.00 | 5/25/2011 7:24:37 AM |
| Mikale360 | $25.00 | 5/25/2011 5:51:47 AM |
| loan-kung-fu | $216.11 | 5/25/2011 8:44:00 AM |
| kind-charming-value | $1,000.00 | 5/24/2011 9:09:53 AM |
| Kash2010lu | $25.00 | 5/24/2011 9:20:28 AM |
| suave-dime6 | $25.00 | 5/24/2011 9:22:49 AM |
| clemclan | $33.33 | 5/24/2011 9:14:35 AM |
| janeybooboo | $100.00 | 5/24/2011 9:22:51 AM |
| loan-master1 | $25.00 | 5/24/2011 2:07:47 PM |
| coin-bee1 | $25.00 | 5/24/2011 4:02:20 PM |
| Leshan | $183.31 | 5/24/2011 4:30:53 PM |
| 2grindstones | $50.00 | 5/24/2011 5:14:25 PM |
| cgoca | $25.00 | 5/24/2011 2:25:59 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:14:35 PM |
| courteous-note1 | $40.00 | 5/24/2011 4:28:29 PM |
| finance-amusement4 | $200.00 | 5/24/2011 4:39:57 PM |
| MJTimages_com | $50.00 | 5/24/2011 3:46:47 PM |
| whatreality | $25.00 | 5/24/2011 4:14:55 PM |
| MilitaryLending | $142.40 | 5/24/2011 4:50:21 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:28:06 PM |
| Whitewater_Loans | $50.00 | 5/24/2011 7:28:16 PM |
| lotuss4 | $49.99 | 5/24/2011 6:40:24 PM |
| m0rlock | $460.00 | 5/24/2011 7:51:37 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:59:48 PM |
| credit-missile | $25.00 | 5/24/2011 8:54:10 PM |
| EL_Papin | $100.00 | 5/24/2011 7:54:17 PM |
| Reddy_Capital | $25.00 | 5/24/2011 10:55:06 PM |
| credit-missile | $75.00 | 5/24/2011 8:51:59 PM |
| Gregger | $25.00 | 5/25/2011 2:42:02 AM |
| NekHoldings | $25.00 | 5/25/2011 3:43:25 AM |
| deal-marauder6 | $50.00 | 5/25/2011 4:29:02 AM |
| loan-kung-fu | $200.00 | 5/25/2011 8:42:33 AM |
| Champion_Lending | $25.00 | 5/25/2011 8:40:05 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
508388
This series of Notes was issued and sold upon the funding of the borrower loan #49735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jasongdsd |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
600-619
(Jul-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home Improvement and consolidate
Purpose of loan:
To pay off a loan that is $120 a month and the rest will be used to make some repairs and upgrades to my home. Had some really bad weather due to the tornadoes in my area that did some damage and i would like to repair it myself and not file it on my homeowners because a fence was damaged and my pool house was damaged but they were really old and by the time they prorate it would not benefit me. With my goal refinancing my house and paying this loan and a car loan off. I owe 87000.00 on my home and the last appraisal i had in dec of 2009 was 115000.00 with the home improvements i intend to do will bring it to the 125000.00 range.
My financial situation:
This will be my second loan with prosper and i am still using the same bank account for the draft and i payed the last one off great.
Monthly net income: $3800
Monthly expenses: $2200.00
Food, entertainment: $400
Clothing, household expenses: $400
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $50.00 | 5/24/2011 9:08:13 AM |
| Kash2010lu | $25.00 | 5/24/2011 9:16:59 AM |
| suave-dime6 | $25.00 | 5/24/2011 9:22:51 AM |
| reflective-rupee | $200.00 | 5/24/2011 9:38:54 AM |
| Rogesparkguy | $25.00 | 5/24/2011 10:50:36 AM |
| brightest-dignified-penny | $25.00 | 5/24/2011 10:45:39 AM |
| designer_10 | $25.00 | 5/24/2011 1:56:26 PM |
| Core-Marketing | $25.00 | 5/24/2011 12:20:22 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 12:11:37 PM |
| CreditBuilder2 | $50.00 | 5/24/2011 1:59:33 PM |
| supreme-hope | $25.00 | 5/24/2011 2:06:39 PM |
| toomanyfishtanks | $25.00 | 5/24/2011 2:39:19 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:14:55 PM |
| loan-master1 | $25.00 | 5/24/2011 2:06:51 PM |
| trumpeter5 | $25.00 | 5/24/2011 2:40:47 PM |
| courteous-note1 | $27.62 | 5/24/2011 4:25:40 PM |
| l2fp | $30.40 | 5/24/2011 7:06:39 PM |
| fabulous-community4 | $25.00 | 5/24/2011 8:40:41 PM |
| jhouman | $25.00 | 5/24/2011 9:50:08 PM |
| credit-missile | $25.00 | 5/24/2011 8:53:24 PM |
| convergentthinker | $100.00 | 5/25/2011 12:26:15 AM |
| atlas100 | $100.00 | 5/25/2011 5:25:51 AM |
| DoctorJoe | $25.00 | 5/25/2011 10:29:21 AM |
| Gregger | $25.00 | 5/25/2011 12:56:02 PM |
| marwadi-62 | $500.00 | 5/25/2011 1:20:26 PM |
| unequivocal-fund7 | $25.00 | 5/25/2011 1:01:08 PM |
| worth-blanket2 | $2,036.40 | 5/25/2011 2:29:58 PM |
| kind-charming-value | $1,000.00 | 5/24/2011 9:11:50 AM |
| janeybooboo | $100.00 | 5/24/2011 9:19:21 AM |
| golffish2 | $50.00 | 5/24/2011 9:41:09 AM |
| orange-cordial-marketplace | $50.00 | 5/24/2011 9:21:53 AM |
| MoneyForNothing | $25.00 | 5/24/2011 9:34:11 AM |
| CA-Lender | $50.05 | 5/24/2011 2:06:06 PM |
| MilitaryLoans | $1,000.00 | 5/24/2011 12:11:18 PM |
| linklady | $150.00 | 5/24/2011 1:57:27 PM |
| Zipcut | $25.00 | 5/24/2011 2:03:01 PM |
| coin-bee1 | $25.00 | 5/24/2011 4:01:32 PM |
| Banker2OO7 | $110.53 | 5/24/2011 2:46:01 PM |
| mikeandcat | $200.00 | 5/24/2011 6:23:25 PM |
| fairness-atmosphere | $25.00 | 5/24/2011 4:58:43 PM |
| SolarMoonshine | $25.00 | 5/24/2011 5:02:18 PM |
| hidavehi | $33.00 | 5/24/2011 7:04:34 PM |
| credit-missile | $75.00 | 5/24/2011 7:04:46 PM |
| Feyenoord | $25.00 | 5/24/2011 7:12:41 PM |
| LittleMingo | $27.00 | 5/24/2011 6:29:27 PM |
| dcshobby | $25.00 | 5/24/2011 8:09:43 PM |
| leverage-ectasy | $30.00 | 5/24/2011 10:56:03 PM |
| NekHoldings | $25.00 | 5/25/2011 3:42:47 AM |
| Mikale360 | $25.00 | 5/25/2011 5:56:58 AM |
| eod_man | $50.00 | 5/25/2011 11:42:30 AM |
| lendstats_com | $200.00 | 5/25/2011 11:00:06 AM |
| diversification-medalist | $25.00 | 5/25/2011 12:24:58 PM |
| cashhelp | $30.00 | 5/25/2011 2:28:04 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
508442
This series of Notes was issued and sold upon the funding of the borrower loan #49672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,515 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| politicalwriter |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
620-639
(Nov-2009)
600-619
(May-2008)
|
|
Principal balance:
| $560.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Car Repairs & Dad's Medical Bills
Purpose of loan: Mostly to automotive repairs to get to work and to school. Will be used to pay for some car repairs and to help finance a medical bill for my father, who is without insurance.
My financial situation:
I am a good candidate for this loan because I have a fair credit rating (659), I pay my bills on time and I have a full-time job. I've never been late on my rent, my car insurance or on my credit card payments.
I am a good candidate for this loan because I have a full-time job with the Mayor's office in the City of Lansing and therefore a steady income. I also took out a Prosper loan about 3 years ago that I paid back in under 2 years
Monthly net income: $1,560
Monthly expenses: $1375
Housing: $300
Insurance: $100
Car expenses: $60
Utilities: $30
Phone, cable, internet: $45
Food, entertainment: $400
Clothing, household expenses: $70
Credit cards and other loans: $70
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| JustMee | $25.00 | 5/24/2011 5:22:09 PM |
| MoneyForNothing | $33.33 | 5/24/2011 5:26:13 PM |
| Aberdeen | $2,000.00 | 5/24/2011 5:26:39 PM |
| daekpon | $40.00 | 5/24/2011 5:24:11 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
508520
This series of Notes was issued and sold upon the funding of the borrower loan #49758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 24
/
10 | Length of status: | 13y 1m |
|
Amount delinquent:
| $767 |
Total credit lines:
| 87 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,033 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jh252 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,275.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
620-639
(Jun-2008)
|
|
Principal balance:
| $768.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Consolidate Debt
Purpose of loan:
This loan will be used to consolidate some debt. Then with the extra money I would be able to put that money against other debt..so I can reach my goal of getting out of debt.. .. .
My financial situation:
I am a good candidate for this loan because...I just paid off a Prosper loan that I have had for 3 years. I never was late on any payment.
Monthly net income: $4400
Monthly expenses:
Housing: $1096
Insurance: $100
Car expenses: $100
Utilities: $150
Phone, cable, internet: $85
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $25.00 | 5/24/2011 5:39:48 PM |
| suave-dime6 | $25.00 | 5/24/2011 5:51:33 PM |
| Kreditorium | $25.00 | 5/24/2011 8:23:25 PM |
| chameleon125 | $25.00 | 5/25/2011 6:39:53 AM |
| professional-coin1 | $25.00 | 5/25/2011 9:12:25 AM |
| geophreigh | $100.00 | 5/25/2011 10:50:04 AM |
| halothane_logic | $95.59 | 5/25/2011 12:05:11 PM |
| myutmost | $31.89 | 5/25/2011 12:42:12 PM |
| UCLA4life | $40.00 | 5/24/2011 5:47:12 PM |
| Kash2010lu | $25.00 | 5/24/2011 6:32:06 PM |
| MoneyForNothing | $41.64 | 5/24/2011 6:07:30 PM |
| worth-blanket2 | $2,040.88 | 5/25/2011 2:28:57 PM |
| worth-blanket2 | $5,000.00 | 5/25/2011 2:27:39 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
502897
This series of Notes was issued and sold upon the funding of the borrower loan #49799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $457.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,482 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| strongwoman53 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2008)
|
|
Principal balance:
| $1,571.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off my high interest loan and small retail credit cards.
My financial situation: good
I am a good candidate for this loan because...I have a stable job and been with my employer for 9 yrs+.
Monthly net income: $6000
Monthly expenses: $400
Housing: $1500
Insurance: $215
Car expenses: 250
Utilities: $100
Phone, cable, internet: $118
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
cub510 has invested a total of
$2,000.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/20/2011 9:01:33 AM |
| Kash2010lu | $25.00 | 5/20/2011 9:07:23 AM |
| vigorous-market5 | $100.00 | 5/20/2011 6:05:38 PM |
| SecondChanceLendingSERV | $25.00 | 5/21/2011 12:47:39 PM |
| reflective-rupee | $750.00 | 5/21/2011 6:32:19 PM |
| cub510 | $2,000.00 | 5/22/2011 2:37:15 AM |
| return-grizzly | $100.00 | 5/22/2011 10:15:10 PM |
| coin-sonnet | $100.00 | 5/23/2011 8:59:21 PM |
| optionscashflow | $25.00 | 5/23/2011 11:22:37 PM |
| CA-Lender | $100.05 | 5/24/2011 1:10:16 PM |
| worth-blanket2 | $10,834.94 | 5/24/2011 1:18:12 PM |
| economy-coup | $100.00 | 5/20/2011 9:01:17 AM |
| missing-link | $25.00 | 5/20/2011 9:16:02 AM |
| investment-artist | $25.01 | 5/20/2011 9:15:01 AM |
| coin-bee1 | $25.00 | 5/20/2011 2:11:20 PM |
| janeybooboo | $100.00 | 5/21/2011 5:35:44 PM |
| reflective-rupee | $250.00 | 5/21/2011 6:32:34 PM |
| janeybooboo | $100.00 | 5/22/2011 9:17:05 PM |
| Gibbyland | $100.00 | 5/23/2011 7:23:42 PM |
| jjswanso | $40.00 | 5/23/2011 8:22:02 PM |
| yf99yz | $100.00 | 5/23/2011 8:29:59 PM |
| designer_10 | $25.00 | 5/24/2011 1:16:43 PM |
| Rogesparkguy | $25.00 | 5/24/2011 12:34:25 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
503315
This series of Notes was issued and sold upon the funding of the borrower loan #49817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $380.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,542 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glowing-income7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Lamaze
Purpose of loan:
This loan will be used to pay off two credit cards.
My financial situation:
I am a good candidate for this loan because I'm a frugal person who got hit with a couple of large expenses that overwhelmed my savings. Since my wife and I got married last year, there have been several unexpected problems that broke our previous budget. After our wedding I got a much higher paying job that forced a cross-country move. On the drive, my wife and I found out we were pregnant, meaning that money we budgeted to pay off moving expenses and the wedding was now going towards expenses for the baby. This kills me because making the responsible choice at each juncture for the past year casts me in an irresponsible light.
Monthly net income: $4040
Monthly expenses: $3815
Housing: $1675
Food, entertainment: $400 - mostly for food, as working two jobs and taking care of a baby makes an entertainment budget almost a moot point.
Credit cards and other loans: $1240
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bonus-demon | $25.00 | 5/5/2011 9:09:19 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:23 AM |
| rescue | $100.00 | 5/10/2011 6:55:51 PM |
| american6 | $100.00 | 5/12/2011 1:37:54 PM |
| BxRealtor | $25.00 | 5/13/2011 5:26:37 PM |
| Cai8899 | $30.00 | 5/14/2011 7:50:15 AM |
| kulender | $50.00 | 5/14/2011 9:20:20 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 10:00:00 AM |
| chicco | $100.00 | 5/14/2011 4:44:25 PM |
| ahansen | $25.00 | 5/16/2011 10:32:20 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:18 AM |
| mrbanker | $50.00 | 5/16/2011 10:33:56 AM |
| jules3304 | $25.00 | 5/16/2011 12:20:47 PM |
| payment-jalapeno9 | $500.00 | 5/16/2011 12:12:16 PM |
| bonus-seahorse | $50.00 | 5/16/2011 12:18:15 PM |
| seabass123 | $25.00 | 5/16/2011 12:20:53 PM |
| secondphase | $50.00 | 5/16/2011 12:39:15 PM |
| resplendent-dollar | $25.00 | 5/16/2011 12:34:10 PM |
| reward-walnut | $50.00 | 5/16/2011 12:34:18 PM |
| reward-walnut | $100.00 | 5/16/2011 12:35:27 PM |
| designer_10 | $25.00 | 5/16/2011 12:40:47 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:38:09 PM |
| GElender | $50.00 | 5/16/2011 1:18:20 PM |
| chungfang | $100.00 | 5/16/2011 1:39:11 PM |
| RLaumeyer | $50.00 | 5/16/2011 2:04:03 PM |
| Mad_Scientist | $50.00 | 5/16/2011 1:39:13 PM |
| worldly-money4 | $1,000.00 | 5/16/2011 1:41:36 PM |
| payment-halo | $25.00 | 5/16/2011 2:17:39 PM |
| unflappable-bonus3 | $50.00 | 5/16/2011 2:30:12 PM |
| tszbgae | $64.73 | 5/16/2011 3:44:02 PM |
| katnmouse | $25.00 | 5/16/2011 2:43:08 PM |
| SolarMoonshine | $25.00 | 5/16/2011 3:42:38 PM |
| leeball | $200.00 | 5/16/2011 3:20:05 PM |
| skorpious | $25.00 | 5/16/2011 3:51:36 PM |
| 20mule | $200.00 | 5/16/2011 4:33:52 PM |
| Flanders122 | $25.00 | 5/16/2011 4:13:22 PM |
| rdav | $29.19 | 5/16/2011 5:13:20 PM |
| lagnisiruk | $25.00 | 5/16/2011 5:44:12 PM |
| Corellia | $100.00 | 5/16/2011 5:41:18 PM |
| VillageLending | $60.00 | 5/16/2011 6:14:18 PM |
| 113121 | $25.00 | 5/16/2011 6:42:31 PM |
| kind-forthright-repayment | $300.00 | 5/16/2011 6:50:57 PM |
| richmondcowboy | $48.71 | 5/16/2011 7:56:42 PM |
| shrewd-income | $25.00 | 5/16/2011 8:52:08 PM |
| ogmanny | $100.00 | 5/17/2011 12:43:58 AM |
| supreme-hope | $25.00 | 5/17/2011 1:02:53 AM |
| zorg77 | $50.00 | 5/17/2011 4:56:40 AM |
| fcukciti | $25.00 | 5/17/2011 5:04:17 AM |
| dlenz | $25.00 | 5/17/2011 5:36:43 AM |
| HookersandBlow | $25.00 | 5/17/2011 5:50:07 AM |
| indomitable-coin | $25.00 | 5/17/2011 7:24:10 AM |
| miamibeachloaner | $50.00 | 5/17/2011 8:13:26 AM |
| maximizer | $25.00 | 5/17/2011 8:25:13 AM |
| sappy02 | $25.00 | 5/17/2011 8:35:25 AM |
| maple1 | $50.00 | 5/17/2011 9:43:50 AM |
| LendGuy | $50.00 | 5/17/2011 10:02:24 AM |
| tolerant-truth2 | $100.00 | 5/17/2011 10:08:57 AM |
| wadkuzma | $25.00 | 5/17/2011 10:38:55 AM |
| festeringsnot | $25.00 | 5/17/2011 11:44:47 AM |
| reflective-affluence | $50.00 | 5/17/2011 12:29:04 PM |
| FinanceEngine | $40.00 | 5/17/2011 1:24:50 PM |
| labate | $25.00 | 5/17/2011 1:05:10 PM |
| Engineer44 | $30.00 | 5/17/2011 3:10:46 PM |
| doopers | $25.00 | 5/17/2011 3:15:18 PM |
| superb-funds335 | $25.00 | 5/17/2011 5:38:35 PM |
| innocent-loot | $50.00 | 5/17/2011 5:47:08 PM |
| payout-cello | $100.00 | 5/17/2011 5:49:56 PM |
| liberty-point | $25.00 | 5/17/2011 6:44:00 PM |
| cognizant-p2p | $55.00 | 5/17/2011 7:03:09 PM |
| Occhy | $25.00 | 5/17/2011 7:26:37 PM |
| boater01 | $50.00 | 5/17/2011 7:17:13 PM |
| engaging-worth | $25.00 | 5/17/2011 7:46:35 PM |
| shrewd-income | $75.00 | 5/18/2011 7:46:27 AM |
| independent-transaction | $100.00 | 5/18/2011 7:57:19 AM |
| klemer | $25.00 | 5/18/2011 6:03:00 AM |
| shugyosha | $50.00 | 5/18/2011 7:50:07 AM |
| Josphine | $25.00 | 5/18/2011 8:00:52 AM |
| Leopoldine | $25.00 | 5/18/2011 8:04:12 AM |
| cosmof16 | $25.00 | 5/18/2011 9:54:13 AM |
| platinum-scientist9 | $25.00 | 5/18/2011 9:54:21 AM |
| baker31 | $50.00 | 5/18/2011 9:18:57 AM |
| Christus_Victor | $25.00 | 5/18/2011 9:36:22 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:49:21 AM |
| run_dmc | $100.00 | 5/18/2011 9:51:06 AM |
| fuke | $25.00 | 5/18/2011 10:19:34 AM |
| julijask | $50.00 | 5/18/2011 10:22:33 AM |
| jdl424 | $50.00 | 5/18/2011 10:10:20 AM |
| IPlayOutsideTheBox | $65.18 | 5/18/2011 10:54:25 AM |
| orbital-velocity7 | $50.00 | 5/18/2011 11:36:01 AM |
| cutter21 | $25.00 | 5/18/2011 1:00:57 PM |
| oracle3 | $50.00 | 5/18/2011 1:18:15 PM |
| maldok1 | $25.00 | 5/18/2011 2:04:26 PM |
| radforj22 | $25.00 | 5/18/2011 2:41:08 PM |
| meenan | $25.00 | 5/18/2011 3:07:38 PM |
| dustman | $25.00 | 5/18/2011 4:29:16 PM |
| RedantFinance | $25.00 | 5/18/2011 5:14:10 PM |
| green-moola-platoon | $100.00 | 5/18/2011 5:44:31 PM |
| ms48105 | $25.00 | 5/18/2011 5:45:55 PM |
| WolRab | $45.48 | 5/18/2011 5:43:49 PM |
| dollars_n_sense | $25.00 | 5/18/2011 5:52:35 PM |
| sunnyboy_7478 | $50.00 | 5/18/2011 5:54:14 PM |
| jt88 | $50.00 | 5/18/2011 5:55:02 PM |
| financial-frenzy | $37.49 | 5/18/2011 5:48:08 PM |
| damanq | $25.00 | 5/18/2011 5:55:27 PM |
| mangas | $50.00 | 5/18/2011 5:52:25 PM |
| mangas | $50.00 | 5/18/2011 5:55:50 PM |
| haplender | $50.00 | 5/18/2011 5:56:47 PM |
| listing-trapper3 | $50.00 | 5/18/2011 5:52:39 PM |
| rose88 | $39.46 | 5/18/2011 5:56:23 PM |
| Attract | $25.00 | 5/18/2011 6:00:45 PM |
| mooselegs19 | $50.00 | 5/18/2011 5:57:49 PM |
| lowrate | $50.00 | 5/18/2011 5:55:59 PM |
| Slend49 | $25.00 | 5/18/2011 6:01:25 PM |
| johannesfactotum | $30.00 | 5/18/2011 6:01:55 PM |
| SanJoser | $25.00 | 5/18/2011 5:57:08 PM |
| impeccable-liberty5 | $50.00 | 5/18/2011 5:57:36 PM |
| radiant-cash | $50.00 | 5/18/2011 5:57:57 PM |
| calkidd05 | $25.00 | 5/18/2011 6:03:06 PM |
| jazzlender | $25.00 | 5/18/2011 6:01:35 PM |
| currency-solo | $26.56 | 5/18/2011 6:03:11 PM |
| Mostyle | $25.00 | 5/18/2011 5:58:08 PM |
| mrfixerupper | $25.00 | 5/18/2011 6:01:50 PM |
| TennSquire | $50.00 | 5/18/2011 6:03:49 PM |
| compassionate-income5 | $25.00 | 5/18/2011 6:04:05 PM |
| reflective-cash0 | $50.00 | 5/18/2011 5:58:31 PM |
| djh47a | $25.00 | 5/18/2011 6:02:57 PM |
| cmg891 | $25.00 | 5/18/2011 6:04:17 PM |
| Chakma | $25.00 | 5/18/2011 6:03:17 PM |
| hopeful-point | $25.00 | 5/18/2011 6:04:36 PM |
| RusRobo | $50.00 | 5/18/2011 6:03:40 PM |
| life-is-great | $25.00 | 5/18/2011 6:05:02 PM |
| BaxterEvil | $25.00 | 5/18/2011 6:05:33 PM |
| favorite-deal6 | $25.00 | 5/18/2011 6:05:40 PM |
| mike_banker | $50.00 | 5/18/2011 6:05:05 PM |
| durable-auction0 | $50.00 | 5/18/2011 6:05:45 PM |
| rapid-loyalty1 | $25.00 | 5/18/2011 6:05:14 PM |
| Willylump | $25.00 | 5/18/2011 6:05:56 PM |
| longtoulaoda | $50.00 | 5/18/2011 6:05:48 PM |
| mehre | $50.00 | 5/18/2011 6:01:17 PM |
| bountiful-investment0 | $25.00 | 5/18/2011 6:01:29 PM |
| tender-integrity3 | $100.00 | 5/18/2011 6:02:50 PM |
| HappyToLoan | $25.00 | 5/18/2011 6:03:20 PM |
| friendly-social2 | $25.00 | 5/18/2011 6:03:24 PM |
| mobius404 | $25.00 | 5/18/2011 6:03:34 PM |
| johntims | $25.00 | 5/18/2011 6:03:52 PM |
| credit-meteor7 | $50.00 | 5/18/2011 6:04:13 PM |
| _wally_ | $50.00 | 5/18/2011 6:04:54 PM |
| narblark | $50.00 | 5/18/2011 6:05:25 PM |
| smilinsam | $50.00 | 5/18/2011 6:06:01 PM |
| Tradesmanlender | $25.00 | 5/5/2011 9:08:50 AM |
| reinforced-funds4 | $25.00 | 5/6/2011 11:24:27 AM |
| Interloper | $27.00 | 5/8/2011 1:31:42 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:21:18 AM |
| math1973 | $50.00 | 5/11/2011 9:37:01 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:42:51 AM |
| Leopoldine | $25.00 | 5/12/2011 9:58:09 AM |
| FigTree | $50.00 | 5/12/2011 2:20:37 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:14 PM |
| first-upright-payout | $25.00 | 5/14/2011 3:57:08 AM |
| reinforced-investment4 | $25.00 | 5/14/2011 6:05:12 PM |
| sappy02 | $25.00 | 5/15/2011 11:11:03 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:42 AM |
| dedication-elixir | $50.00 | 5/16/2011 9:23:50 AM |
| payout-motivator0 | $75.00 | 5/16/2011 9:21:36 AM |
| KVEER | $25.00 | 5/16/2011 9:30:11 AM |
| tech310 | $50.00 | 5/16/2011 9:34:08 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:18 AM |
| kublai | $100.00 | 5/16/2011 12:17:25 PM |
| availableloan | $25.00 | 5/16/2011 12:27:18 PM |
| JeffHoll | $80.00 | 5/16/2011 12:18:16 PM |
| CreditBuilder2 | $100.00 | 5/16/2011 12:30:38 PM |
| sparkling-interest1 | $25.00 | 5/16/2011 12:50:11 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:31:48 PM |
| Minotaur | $25.00 | 5/16/2011 1:36:35 PM |
| diversification-balancer870 | $50.00 | 5/16/2011 1:38:39 PM |
| elbastador | $25.00 | 5/16/2011 3:25:54 PM |
| Gandalf0001 | $80.00 | 5/16/2011 3:28:35 PM |
| janeybooboo | $200.00 | 5/16/2011 3:52:23 PM |
| Heather11 | $40.00 | 5/16/2011 4:50:40 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:37:23 PM |
| capital-blueberry | $25.00 | 5/16/2011 6:27:20 PM |
| Micropterus | $25.00 | 5/16/2011 6:07:42 PM |
| taal1 | $25.00 | 5/16/2011 6:10:38 PM |
| justinology | $29.79 | 5/16/2011 6:09:22 PM |
| Yaout | $93.56 | 5/16/2011 7:07:43 PM |
| unadilla | $50.00 | 5/16/2011 9:07:53 PM |
| competent-p2p | $45.00 | 5/16/2011 8:07:31 PM |
| blue-velocity-investor | $139.69 | 5/17/2011 2:01:23 AM |
| Schlawinzer | $25.00 | 5/17/2011 5:21:01 AM |
| wayman | $50.00 | 5/17/2011 7:35:27 AM |
| MachV | $52.43 | 5/17/2011 8:25:31 AM |
| MadHun | $100.00 | 5/17/2011 9:26:10 AM |
| Bill88 | $25.00 | 5/17/2011 9:53:22 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:21 AM |
| Scotcha | $50.00 | 5/17/2011 10:52:01 AM |
| debt-legend | $25.00 | 5/17/2011 11:53:58 AM |
| briskdevl07 | $25.00 | 5/17/2011 1:05:26 PM |
| Weaverville | $25.00 | 5/17/2011 1:19:32 PM |
| AFairDeal | $50.00 | 5/17/2011 3:30:53 PM |
| Tammy102800 | $25.00 | 5/17/2011 3:10:40 PM |
| mammalian4 | $25.00 | 5/17/2011 2:57:11 PM |
| mvnine | $100.00 | 5/17/2011 4:42:57 PM |
| aldeed | $142.44 | 5/17/2011 4:53:46 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:59:42 PM |
| exchange-pledge | $50.00 | 5/17/2011 5:47:21 PM |
| wise-extraordinary-loot | $50.00 | 5/17/2011 5:42:46 PM |
| intrepid-loot | $50.00 | 5/17/2011 6:34:25 PM |
| thankful-nickel2 | $25.00 | 5/17/2011 7:48:46 PM |
| hardwareman | $50.00 | 5/18/2011 4:23:24 AM |
| credit-kahuna | $50.00 | 5/17/2011 11:18:51 PM |
| alluring-yield5 | $25.00 | 5/18/2011 6:55:50 AM |
| independent-transaction | $100.00 | 5/18/2011 8:00:50 AM |
| octoberfresh | $25.00 | 5/18/2011 8:07:23 AM |
| economy-caper9 | $25.00 | 5/18/2011 8:42:11 AM |
| Pu239 | $70.00 | 5/18/2011 8:49:49 AM |
| Watersports | $50.00 | 5/18/2011 8:07:20 AM |
| melodious-fairness | $100.00 | 5/18/2011 7:43:09 AM |
| aztocas | $50.00 | 5/18/2011 7:49:44 AM |
| whitegold24k | $85.49 | 5/18/2011 8:20:39 AM |
| ub3b143 | $25.00 | 5/18/2011 9:36:43 AM |
| Raetha | $25.00 | 5/18/2011 8:12:23 AM |
| marwadi-62 | $150.00 | 5/18/2011 8:13:10 AM |
| gallant-economy9 | $288.62 | 5/18/2011 8:56:44 AM |
| trade-solo | $50.00 | 5/18/2011 9:50:24 AM |
| inventive-wealth2 | $30.00 | 5/18/2011 10:05:30 AM |
| BuffetRocks | $100.00 | 5/18/2011 9:54:36 AM |
| mhotchan | $100.00 | 5/18/2011 10:08:34 AM |
| formula842 | $25.00 | 5/18/2011 10:14:25 AM |
| vtrentster | $25.00 | 5/18/2011 10:16:21 AM |
| cathexis | $25.00 | 5/18/2011 11:51:06 AM |
| don8ter | $25.00 | 5/18/2011 12:58:37 PM |
| pthighs | $50.00 | 5/18/2011 1:55:47 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 2:03:05 PM |
| income-excellence1 | $50.00 | 5/18/2011 3:35:19 PM |
| goingplaces99 | $25.00 | 5/18/2011 3:42:21 PM |
| gilbrear | $25.00 | 5/18/2011 4:33:41 PM |
| lazyeye | $45.68 | 5/18/2011 5:13:20 PM |
| Zayatz | $50.00 | 5/18/2011 5:14:41 PM |
| PatRichi | $25.00 | 5/18/2011 5:46:01 PM |
| first-euro-rapture | $25.00 | 5/18/2011 5:53:18 PM |
| wonderful-return5 | $50.00 | 5/18/2011 5:56:42 PM |
| optimization3 | $50.00 | 5/18/2011 5:53:40 PM |
| flexible-value | $100.00 | 5/18/2011 5:54:03 PM |
| doncm | $50.00 | 5/18/2011 5:56:38 PM |
| unassuming-capital3 | $50.00 | 5/18/2011 5:58:56 PM |
| chekat | $25.00 | 5/18/2011 5:57:24 PM |
| Cutts | $25.00 | 5/18/2011 6:01:46 PM |
| Centaur | $42.19 | 5/18/2011 6:00:06 PM |
| bid-computer | $50.00 | 5/18/2011 5:57:32 PM |
| community-pipeline | $25.00 | 5/18/2011 5:57:59 PM |
| songbird98 | $50.00 | 5/18/2011 6:03:09 PM |
| 30Sky | $50.00 | 5/18/2011 6:03:45 PM |
| nunnie | $25.00 | 5/18/2011 6:02:01 PM |
| wadeveloper | $50.00 | 5/18/2011 6:04:00 PM |
| anti-wall-st | $50.00 | 5/18/2011 6:04:27 PM |
| Azonic21 | $25.00 | 5/18/2011 6:03:38 PM |
| rockstar78 | $50.00 | 5/18/2011 6:04:46 PM |
| gold-lightning1 | $25.00 | 5/18/2011 6:04:09 PM |
| resource777 | $50.00 | 5/18/2011 6:04:22 PM |
| a-sharp-revenue | $50.00 | 5/18/2011 6:05:36 PM |
| silver-wonder278 | $25.00 | 5/18/2011 6:04:32 PM |
| bazaar-hyperdrive3 | $50.00 | 5/18/2011 6:05:42 PM |
| wtrboy | $50.00 | 5/18/2011 6:00:48 PM |
| ideal-platinum1 | $50.00 | 5/18/2011 6:05:10 PM |
| jalapeno2 | $25.00 | 5/18/2011 6:05:51 PM |
| first-pragmatic-note | $50.00 | 5/18/2011 6:05:18 PM |
| the-unequivocal-pound | $50.00 | 5/18/2011 6:05:37 PM |
| skuba | $50.00 | 5/18/2011 6:06:08 PM |
| fairwealth | $25.00 | 5/18/2011 6:01:13 PM |
| money-bauble | $150.00 | 5/18/2011 6:06:38 PM |
| first-restless-payout | $50.00 | 5/18/2011 6:01:33 PM |
| spursdog | $50.00 | 5/18/2011 6:03:07 PM |
| loot-castanets | $25.00 | 5/18/2011 6:03:30 PM |
| gold-disk | $50.00 | 5/18/2011 6:03:36 PM |
| income-sage9 | $25.00 | 5/18/2011 6:03:57 PM |
| runge2777 | $25.00 | 5/18/2011 6:04:40 PM |
| ericgassercom | $50.00 | 5/18/2011 6:05:58 PM |
| bigphish | $50.00 | 5/18/2011 6:06:18 PM |
| jenerationx | $25.00 | 5/18/2011 6:06:27 PM |
| 279 Investments
|
Borrower Payment Dependent Notes Series
503565
This series of Notes was issued and sold upon the funding of the borrower loan #49707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $481.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,400 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Scotco |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
Purpose of loan:
The purpose of this loan is for debt consolidation. I will pay off several higher interest credit cards with this money. Things have been a little tight over the last 18 months due to two house payments. My second house will be sold by the end of June. Yeah!
My financial situation:
Note I am not upside down on either property I own nor have I ever defaulted.
My job is very stable, and I have work for the next several years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/11/2011 9:06:03 AM |
| Bank_Of_XL | $25.00 | 5/11/2011 1:56:30 PM |
| hookUup | $29.02 | 5/11/2011 4:47:12 PM |
| professional-coin1 | $200.00 | 5/12/2011 9:14:33 AM |
| kulender | $50.00 | 5/14/2011 9:22:23 AM |
| bonus-demon | $25.00 | 5/16/2011 8:14:06 PM |
| 6moonbeams | $100.00 | 5/18/2011 9:58:14 AM |
| damage | $25.00 | 5/19/2011 11:02:09 AM |
| GCInvestments | $35.00 | 5/19/2011 12:37:21 PM |
| IPlayOutsideTheBox | $50.00 | 5/19/2011 1:17:51 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:20:47 PM |
| soheagle | $25.00 | 5/19/2011 1:03:56 PM |
| Preferred-Lender | $25.00 | 5/19/2011 1:54:52 PM |
| CreditBuilder2 | $100.00 | 5/19/2011 2:00:16 PM |
| blissful-penny | $100.00 | 5/19/2011 2:42:53 PM |
| AlwaysA-Chief | $26.66 | 5/19/2011 2:42:28 PM |
| availableloan | $25.00 | 5/19/2011 3:11:04 PM |
| HuckleberryProperties | $25.00 | 5/19/2011 3:27:22 PM |
| Sierrahh | $500.00 | 5/19/2011 3:43:41 PM |
| wise-duty-investor | $30.00 | 5/19/2011 3:47:00 PM |
| ddog0224 | $50.00 | 5/19/2011 3:59:33 PM |
| Sixmil | $100.00 | 5/19/2011 4:56:32 PM |
| VillageLending | $60.00 | 5/19/2011 4:51:28 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:17:04 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:38:48 PM |
| jdwillcox | $500.00 | 5/19/2011 5:41:43 PM |
| Kaj | $50.00 | 5/19/2011 6:02:59 PM |
| bazzer | $28.61 | 5/19/2011 6:57:34 PM |
| haven001 | $48.63 | 5/19/2011 7:50:27 PM |
| friendly-peace4 | $25.00 | 5/19/2011 7:49:26 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:16:57 PM |
| deal-gazer | $400.00 | 5/19/2011 8:44:53 PM |
| drewdles20 | $25.00 | 5/19/2011 10:59:45 PM |
| market-aficionado3 | $40.00 | 5/19/2011 11:28:10 PM |
| pthighs | $50.00 | 5/19/2011 9:53:57 PM |
| pthighs | $50.00 | 5/19/2011 9:55:52 PM |
| GElender | $35.00 | 5/20/2011 6:21:54 AM |
| a-leverage-investor | $100.00 | 5/20/2011 4:29:24 AM |
| dpdn57 | $25.00 | 5/20/2011 6:03:20 AM |
| philly_eagles | $25.00 | 5/20/2011 6:29:45 AM |
| ommuruga | $92.35 | 5/20/2011 7:58:52 AM |
| finance-symphony7 | $50.00 | 5/20/2011 7:29:29 AM |
| shugyosha | $50.00 | 5/20/2011 7:23:56 AM |
| Elbanko | $35.00 | 5/20/2011 8:35:26 AM |
| jazzlender | $25.00 | 5/20/2011 9:47:19 AM |
| cac1966 | $25.61 | 5/20/2011 9:49:13 AM |
| drtomc | $100.00 | 5/20/2011 10:26:17 AM |
| kristof2007 | $100.00 | 5/20/2011 10:48:15 AM |
| objective-investor | $250.00 | 5/20/2011 11:22:06 AM |
| trumpeter7 | $100.00 | 5/20/2011 12:33:27 PM |
| bonus-quark4 | $25.00 | 5/20/2011 11:45:51 AM |
| profitable-money | $25.00 | 5/20/2011 1:48:30 PM |
| newest-favorable-wealth | $52.97 | 5/20/2011 12:43:59 PM |
| elbastador | $25.00 | 5/20/2011 3:12:28 PM |
| 420limo | $50.00 | 5/20/2011 2:54:08 PM |
| grove064 | $100.00 | 5/20/2011 3:27:11 PM |
| asset-reaction | $36.81 | 5/20/2011 3:30:43 PM |
| GCInvestments | $30.00 | 5/20/2011 4:11:50 PM |
| festeringsnot | $25.00 | 5/20/2011 6:01:16 PM |
| mansim | $29.01 | 5/20/2011 6:29:37 PM |
| maldok1 | $25.00 | 5/20/2011 5:52:23 PM |
| benjamins-utopia | $50.00 | 5/20/2011 5:52:46 PM |
| brightest-dynamic-liberty | $200.00 | 5/20/2011 5:59:58 PM |
| 5kids5 | $70.00 | 5/20/2011 6:03:19 PM |
| Bucket219 | $25.00 | 5/20/2011 6:18:56 PM |
| payout-cello | $150.00 | 5/20/2011 8:29:38 PM |
| peso-mate | $50.00 | 5/20/2011 7:27:51 PM |
| Pilotf22 | $25.00 | 5/20/2011 10:24:43 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:55 AM |
| kind-value-pouch | $60.00 | 5/21/2011 5:03:26 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:38 AM |
| red-favorable-basis | $25.00 | 5/21/2011 6:02:37 AM |
| MNFrostbite | $25.00 | 5/21/2011 9:31:46 AM |
| bill-appraiser7 | $25.00 | 5/21/2011 9:53:44 AM |
| bmbanzai | $25.00 | 5/21/2011 9:12:25 AM |
| market-pudding | $25.00 | 5/21/2011 10:16:45 AM |
| DreDub | $50.00 | 5/21/2011 11:15:39 AM |
| Leopoldine | $25.00 | 5/21/2011 11:17:26 AM |
| nswfool | $91.97 | 5/21/2011 12:17:51 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:25 PM |
| supersarah61 | $58.32 | 5/21/2011 3:09:22 PM |
| Danylostefan | $100.00 | 5/21/2011 3:05:19 PM |
| AFairDeal | $25.00 | 5/21/2011 5:30:05 PM |
| wizardii | $50.00 | 5/21/2011 3:59:08 PM |
| all_of_that_one | $25.00 | 5/21/2011 5:57:48 PM |
| greenback-magma1 | $147.27 | 5/21/2011 7:51:33 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:20:47 PM |
| Approved1234 | $100.00 | 5/22/2011 4:59:12 AM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 9:49:40 PM |
| pythia | $25.00 | 5/22/2011 1:38:53 AM |
| finance-dandelion | $30.00 | 5/22/2011 10:52:16 AM |
| neutrino6 | $25.00 | 5/22/2011 9:24:24 AM |
| katnmouse | $50.00 | 5/22/2011 10:10:11 AM |
| investment-comet | $25.00 | 5/22/2011 8:48:58 AM |
| worth-quark | $50.00 | 5/22/2011 12:46:20 PM |
| seabass123 | $25.00 | 5/22/2011 2:37:36 PM |
| DavidMonsy | $75.00 | 5/22/2011 12:37:41 PM |
| wealth-carrier | $25.00 | 5/22/2011 5:44:53 PM |
| Peacepower | $43.40 | 5/22/2011 3:47:00 PM |
| power-defender7 | $35.00 | 5/22/2011 4:42:33 PM |
| ddamenace | $100.00 | 5/22/2011 7:50:42 PM |
| Peterman | $40.00 | 5/22/2011 6:35:44 PM |
| helvet | $75.00 | 5/23/2011 12:35:15 AM |
| Bill88 | $30.00 | 5/23/2011 8:04:09 AM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:25 PM |
| competent-p2p | $35.56 | 5/23/2011 8:43:48 AM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:17 PM |
| the-silver-blaster | $75.00 | 5/23/2011 7:19:39 AM |
| friendinmoney | $25.00 | 5/23/2011 7:35:14 AM |
| DasMula | $27.00 | 5/23/2011 9:30:25 AM |
| liberty-society5 | $25.00 | 5/23/2011 9:30:53 AM |
| best-listing-toro | $25.00 | 5/23/2011 7:15:22 AM |
| uberrific | $50.00 | 5/23/2011 9:35:42 AM |
| octoberfresh | $25.00 | 5/23/2011 7:25:38 AM |
| greenkid | $100.00 | 5/23/2011 9:36:39 AM |
| mrpowers5531 | $50.00 | 5/23/2011 7:49:46 AM |
| gain-expert | $50.00 | 5/23/2011 11:37:49 AM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:39 PM |
| invincible-peso | $50.00 | 5/23/2011 4:50:48 PM |
| financelover | $50.00 | 5/23/2011 4:57:01 PM |
| Zoramite | $25.00 | 5/23/2011 5:38:57 PM |
| brutusbone | $143.76 | 5/23/2011 4:59:05 PM |
| yarddog | $25.00 | 5/23/2011 5:53:08 PM |
| HomerdohNY | $25.00 | 5/23/2011 4:15:36 PM |
| power-bluebird2 | $25.00 | 5/23/2011 5:06:25 PM |
| bill-expert | $50.00 | 5/23/2011 5:07:58 PM |
| withfries2 | $200.00 | 5/23/2011 5:15:56 PM |
| currency-emblem | $50.00 | 5/23/2011 6:04:16 PM |
| cash-backer8 | $50.00 | 5/23/2011 6:07:22 PM |
| malacandra | $40.00 | 5/23/2011 5:06:28 PM |
| 78 | $25.45 | 5/23/2011 6:57:46 PM |
| loot-heart | $50.00 | 5/23/2011 8:09:49 PM |
| trustworthy-hope189 | $45.00 | 5/23/2011 7:47:53 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:08 PM |
| awwaww | $50.00 | 5/23/2011 10:10:37 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:25 PM |
| derwiki | $25.00 | 5/23/2011 10:33:23 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:51 AM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:31 AM |
| Pawnster | $50.00 | 5/24/2011 6:56:12 AM |
| macmaner | $50.00 | 5/24/2011 9:52:09 AM |
| natecam | $25.00 | 5/24/2011 10:33:07 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:20:55 AM |
| elasermd | $50.00 | 5/24/2011 10:31:51 AM |
| first-upright-payout | $25.00 | 5/24/2011 11:56:02 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:15 AM |
| Buffer10 | $250.00 | 5/24/2011 11:14:30 AM |
| zhiguli | $25.00 | 5/24/2011 10:57:20 AM |
| taal1 | $25.00 | 5/24/2011 12:47:39 PM |
| p1k4blu | $25.00 | 5/24/2011 5:24:19 PM |
| listing-trapper3 | $50.00 | 5/24/2011 5:32:03 PM |
| nytrnbow | $25.00 | 5/24/2011 5:36:39 PM |
| wise-balanced-moola | $25.00 | 5/24/2011 5:45:50 PM |
| adamwstein | $25.00 | 5/24/2011 5:46:11 PM |
| handshake5 | $100.00 | 5/24/2011 5:56:45 PM |
| DrStaff | $30.00 | 5/24/2011 5:57:30 PM |
| blue-nourishing-principal | $100.00 | 5/24/2011 6:06:57 PM |
| income-excellence1 | $38.66 | 5/24/2011 5:22:55 PM |
| thrifty-peso | $25.00 | 5/24/2011 6:54:51 PM |
| SelectTrustLending | $25.00 | 5/24/2011 5:37:36 PM |
| tremendous-payment | $25.00 | 5/24/2011 7:09:37 PM |
| benjamin67 | $25.00 | 5/24/2011 7:15:42 PM |
| paladin847 | $33.84 | 5/24/2011 7:17:06 PM |
| lending_well | $25.00 | 5/24/2011 7:19:58 PM |
| gracej | $25.00 | 5/24/2011 7:21:15 PM |
| boater01 | $50.00 | 5/24/2011 6:08:11 PM |
| capital-anteater | $25.00 | 5/24/2011 6:14:36 PM |
| mikrolown | $25.00 | 5/24/2011 6:57:31 PM |
| visionary-community | $25.00 | 5/24/2011 7:42:29 PM |
| SolarPowerFund | $25.00 | 5/24/2011 7:07:44 PM |
| steely_dan34 | $25.00 | 5/24/2011 7:09:13 PM |
| benjo | $50.00 | 5/24/2011 7:18:16 PM |
| tampa_cmc | $50.00 | 5/24/2011 7:18:37 PM |
| miket71 | $50.00 | 5/24/2011 7:19:47 PM |
| careful-note | $100.00 | 5/24/2011 7:20:06 PM |
| worldly-community3 | $50.00 | 5/24/2011 7:20:57 PM |
| Supp0rter | $26.42 | 5/24/2011 6:56:37 PM |
| fxtrader | $25.00 | 5/24/2011 7:22:10 PM |
| Logan7 | $25.00 | 5/24/2011 6:57:35 PM |
| GSXR-King | $50.00 | 5/24/2011 8:08:06 PM |
| dedication-elixir | $50.00 | 5/24/2011 8:09:36 PM |
| financial-frenzy | $36.73 | 5/24/2011 7:01:23 PM |
| chicco | $100.00 | 5/24/2011 8:10:10 PM |
| Kame | $25.00 | 5/24/2011 8:16:28 PM |
| divedude | $25.00 | 5/24/2011 8:17:50 PM |
| museic1 | $50.00 | 5/24/2011 7:10:57 PM |
| wise-rupee-sanctuary | $50.00 | 5/24/2011 7:14:08 PM |
| CPAMAN | $25.00 | 5/24/2011 7:16:14 PM |
| gold-sushi | $25.00 | 5/24/2011 7:16:38 PM |
| shred123 | $25.00 | 5/24/2011 7:17:35 PM |
| msw_engr | $50.00 | 5/24/2011 7:20:42 PM |
| deal-guardian1 | $50.00 | 5/24/2011 7:21:02 PM |
| P7E | $75.00 | 5/24/2011 7:21:45 PM |
| EtaDuck | $50.00 | 5/24/2011 7:24:41 PM |
| fantastic-wampum1 | $100.00 | 5/24/2011 8:06:45 PM |
| miamibeachloaner | $50.00 | 5/24/2011 8:10:21 PM |
| whitegold24k | $212.31 | 5/24/2011 7:50:24 PM |
| GrayStudio | $25.00 | 5/24/2011 8:15:33 PM |
| JKEnterprises | $25.00 | 5/24/2011 8:17:02 PM |
| Havana21 | $25.00 | 5/24/2011 7:54:21 PM |
| sappy02 | $25.00 | 5/24/2011 8:08:57 PM |
| wayman | $50.00 | 5/24/2011 8:09:21 PM |
| ahansen | $25.00 | 5/24/2011 8:09:47 PM |
| payout-motivator0 | $75.00 | 5/24/2011 8:10:32 PM |
| agreement-network | $50.00 | 5/24/2011 8:11:22 PM |
| wampum-optimization | $31.39 | 5/24/2011 8:36:22 PM |
| designer_10 | $25.00 | 5/11/2011 11:07:22 AM |
| indomitable-coin | $25.00 | 5/12/2011 5:55:36 AM |
| p43600jw | $25.00 | 5/12/2011 3:16:43 PM |
| rescue | $100.00 | 5/12/2011 5:33:05 PM |
| reflective-rupee | $25.00 | 5/17/2011 11:49:31 PM |
| tech310 | $50.00 | 5/19/2011 1:38:35 AM |
| seabass123 | $25.00 | 5/19/2011 12:17:26 PM |
| snowfall2006 | $100.00 | 5/19/2011 1:00:25 PM |
| julijask | $50.00 | 5/19/2011 12:50:36 PM |
| dbaoracle | $67.02 | 5/19/2011 1:02:00 PM |
| valueguru | $125.00 | 5/19/2011 1:19:40 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:41:18 PM |
| innocent-liberty6 | $50.00 | 5/19/2011 2:41:16 PM |
| zokiz | $50.00 | 5/19/2011 2:49:22 PM |
| value-pouch | $25.00 | 5/19/2011 2:18:34 PM |
| top-tranquil-justice | $25.00 | 5/19/2011 2:37:13 PM |
| worldly-income2 | $25.00 | 5/19/2011 2:42:44 PM |
| Kyne | $75.00 | 5/19/2011 2:46:24 PM |
| SolarMoonshine | $100.00 | 5/19/2011 3:38:06 PM |
| currency-persimmon | $25.00 | 5/19/2011 3:53:58 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:24:40 PM |
| top-abundant-community | $100.00 | 5/19/2011 4:36:09 PM |
| power-bluebird2 | $50.00 | 5/19/2011 4:05:07 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:21:51 PM |
| AFairDeal | $50.00 | 5/19/2011 5:37:52 PM |
| the-money-gargantuan | $25.00 | 5/19/2011 6:12:27 PM |
| setUup | $38.40 | 5/19/2011 6:59:57 PM |
| FinDoc | $25.00 | 5/19/2011 6:19:10 PM |
| Whitey | $25.00 | 5/19/2011 7:18:00 PM |
| brightest-dynamic-peace | $50.00 | 5/19/2011 7:24:43 PM |
| nimble-openness1 | $50.00 | 5/19/2011 7:44:07 PM |
| green-unrivaled-felicity | $50.00 | 5/19/2011 7:32:24 PM |
| important-ore | $200.00 | 5/19/2011 8:06:13 PM |
| frooogal | $50.00 | 5/19/2011 8:45:29 PM |
| Lender0010 | $50.00 | 5/19/2011 9:05:55 PM |
| new-transaction-wrangler | $100.00 | 5/20/2011 7:13:46 AM |
| najmn103 | $25.00 | 5/20/2011 5:58:44 AM |
| kind-magnificent-bid | $100.00 | 5/20/2011 8:01:58 AM |
| market-trooper3 | $27.04 | 5/20/2011 7:28:59 AM |
| DPH | $25.00 | 5/20/2011 8:33:40 AM |
| djs81 | $50.00 | 5/20/2011 9:16:16 AM |
| reward-walnut | $50.00 | 5/20/2011 8:52:23 AM |
| Nerdster1 | $25.11 | 5/20/2011 9:24:55 AM |
| MDTSmallTimeLender | $50.00 | 5/20/2011 9:52:41 AM |
| msfitzge | $33.00 | 5/20/2011 9:54:43 AM |
| drtomc | $200.00 | 5/20/2011 10:28:17 AM |
| FigTree | $50.00 | 5/20/2011 11:40:36 AM |
| the-serene-transaction | $25.00 | 5/20/2011 12:04:28 PM |
| melodious-fairness | $100.00 | 5/20/2011 12:52:53 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:34 PM |
| Clamb0865 | $44.33 | 5/20/2011 1:34:52 PM |
| Jumping_Jedi | $25.00 | 5/20/2011 3:17:22 PM |
| loan-oasis4 | $100.00 | 5/20/2011 2:08:39 PM |
| Engineer44 | $30.00 | 5/20/2011 5:02:12 PM |
| math1973 | $50.00 | 5/20/2011 5:52:28 PM |
| Mad_Scientist | $25.00 | 5/20/2011 7:11:41 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:06:52 PM |
| deal-scientist5 | $50.00 | 5/20/2011 7:01:45 PM |
| adventurous-commerce | $25.00 | 5/20/2011 8:01:06 PM |
| wtrboy | $38.57 | 5/20/2011 11:04:10 PM |
| Cronos | $250.00 | 5/21/2011 12:16:58 AM |
| Proactive-Financial-Lending | $25.00 | 5/21/2011 2:00:50 AM |
| kindness-jedi | $50.00 | 5/21/2011 3:26:54 AM |
| KDW08 | $25.00 | 5/21/2011 4:58:45 AM |
| DeilaMiah | $32.00 | 5/21/2011 6:27:53 AM |
| market-network | $25.00 | 5/21/2011 8:52:01 AM |
| new0rleans | $25.00 | 5/21/2011 9:26:11 AM |
| lucrative-worth | $34.29 | 5/21/2011 9:35:04 AM |
| gjm6d | $25.00 | 5/21/2011 9:02:46 AM |
| twerns | $40.00 | 5/21/2011 9:47:27 AM |
| saihu | $50.00 | 5/21/2011 10:32:28 AM |
| IIP77 | $25.00 | 5/21/2011 10:41:27 AM |
| resplendent-dollar | $25.00 | 5/21/2011 11:25:49 AM |
| dogdog | $50.00 | 5/21/2011 12:18:09 PM |
| tutnyce | $100.00 | 5/21/2011 12:25:04 PM |
| GoldenGo4 | $50.00 | 5/21/2011 11:55:53 AM |
| g314 | $25.00 | 5/21/2011 12:40:04 PM |
| new-return-faire | $100.00 | 5/21/2011 12:38:32 PM |
| foldingbenny2 | $100.00 | 5/21/2011 2:48:19 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:21 PM |
| nickel-position | $25.00 | 5/21/2011 3:20:00 PM |
| lucrative-coin | $100.00 | 5/21/2011 3:23:40 PM |
| wealth-competitor | $25.00 | 5/21/2011 2:02:15 PM |
| thankful-nickel2 | $50.00 | 5/21/2011 4:37:24 PM |
| independent-silver9 | $39.00 | 5/21/2011 3:17:11 PM |
| mammalian4 | $25.00 | 5/21/2011 3:43:03 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:12 PM |
| auction-seeker | $25.00 | 5/21/2011 8:09:00 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:36 PM |
| janeybooboo | $100.00 | 5/21/2011 6:11:26 PM |
| JustMee | $25.00 | 5/21/2011 9:08:47 PM |
| heerzaquestion | $75.00 | 5/22/2011 7:38:24 AM |
| revenue-officer36 | $100.00 | 5/21/2011 11:06:36 PM |
| flexible-duty3 | $25.00 | 5/22/2011 7:10:02 AM |
| theloanfiller | $25.00 | 5/22/2011 10:30:05 AM |
| micloans | $25.00 | 5/22/2011 4:18:51 AM |
| drkosh | $25.00 | 5/22/2011 7:40:17 AM |
| AaronL | $35.00 | 5/22/2011 10:28:18 AM |
| maximizer | $25.00 | 5/22/2011 11:34:32 AM |
| novice-speculator | $25.00 | 5/22/2011 2:03:44 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 7:30:01 PM |
| ResQDoc | $65.16 | 5/22/2011 10:26:44 PM |
| halfcr83 | $50.00 | 5/23/2011 8:41:06 AM |
| dracoaffectus | $25.00 | 5/23/2011 3:13:57 AM |
| Leopoldine | $25.00 | 5/23/2011 7:58:05 AM |
| davisfl | $91.00 | 5/23/2011 7:15:56 AM |
| JGB | $100.00 | 5/23/2011 9:24:44 AM |
| organized-dedication9 | $50.00 | 5/23/2011 9:44:50 AM |
| Cai8899 | $30.00 | 5/23/2011 9:47:24 AM |
| unconquerable-dedication | $25.00 | 5/23/2011 10:09:13 AM |
| shrewd-deal3 | $100.00 | 5/23/2011 10:42:42 AM |
| cerebral-value4 | $50.00 | 5/23/2011 10:07:14 AM |
| enthralling-deal180 | $25.00 | 5/23/2011 3:04:11 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:48 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:39 PM |
| return-beeper | $80.00 | 5/23/2011 4:45:44 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:28 PM |
| friendly-market5 | $30.50 | 5/23/2011 5:11:29 PM |
| ethical-income2 | $25.00 | 5/23/2011 4:48:40 PM |
| codavee | $400.00 | 5/23/2011 4:51:29 PM |
| jescowa | $100.00 | 5/23/2011 5:04:32 PM |
| Kaj | $35.00 | 5/23/2011 5:09:28 PM |
| bonus-apple | $219.95 | 5/23/2011 5:18:35 PM |
| julijask | $50.00 | 5/23/2011 5:14:43 PM |
| Mr_Potter | $45.83 | 5/23/2011 5:38:32 PM |
| AlternativeCashFlow | $50.00 | 5/23/2011 7:48:48 PM |
| genius520 | $50.00 | 5/23/2011 7:31:35 PM |
| w3alter | $50.00 | 5/23/2011 7:42:19 PM |
| american6 | $100.00 | 5/23/2011 7:56:13 PM |
| skuba | $50.00 | 5/23/2011 10:12:48 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:51 AM |
| agreement-guild | $100.00 | 5/24/2011 11:54:48 AM |
| dal_usa | $25.00 | 5/24/2011 3:22:17 PM |
| martinatime | $25.00 | 5/24/2011 5:27:41 PM |
| asya | $30.00 | 5/24/2011 5:24:29 PM |
| money-bauble | $150.00 | 5/24/2011 6:02:15 PM |
| Cheburashka | $25.00 | 5/24/2011 4:47:41 PM |
| toblerone | $50.00 | 5/24/2011 5:38:53 PM |
| dochelp | $50.00 | 5/24/2011 4:52:03 PM |
| slojudy | $41.32 | 5/24/2011 5:20:46 PM |
| ms48105 | $25.00 | 5/24/2011 5:22:47 PM |
| DeltaComputerGuy | $25.00 | 5/24/2011 5:45:43 PM |
| PatRichi | $25.00 | 5/24/2011 6:56:44 PM |
| systemlender | $50.00 | 5/24/2011 5:47:02 PM |
| tuffshorty | $35.87 | 5/24/2011 7:06:11 PM |
| Cypher041 | $25.00 | 5/24/2011 5:36:10 PM |
| pseudokris | $25.00 | 5/24/2011 7:11:34 PM |
| beaker | $25.00 | 5/24/2011 7:13:21 PM |
| lostontheedge | $25.00 | 5/24/2011 7:16:24 PM |
| wwwUniversal | $25.00 | 5/24/2011 7:17:13 PM |
| p40thawk | $25.00 | 5/24/2011 7:18:00 PM |
| meenan | $25.00 | 5/24/2011 5:46:28 PM |
| superb-funds335 | $25.00 | 5/24/2011 6:07:50 PM |
| smallbizrule | $25.00 | 5/24/2011 6:53:53 PM |
| zenchef | $25.00 | 5/24/2011 6:59:43 PM |
| don8ter | $25.00 | 5/24/2011 6:08:19 PM |
| bobby4u3 | $25.00 | 5/24/2011 7:08:56 PM |
| ijspence | $25.00 | 5/24/2011 7:16:07 PM |
| orange-courageous-dedication | $50.00 | 5/24/2011 7:17:25 PM |
| unrivaled-silver | $50.00 | 5/24/2011 7:18:52 PM |
| dinero-speaker | $25.00 | 5/24/2011 7:20:30 PM |
| BuffetRocks | $100.00 | 5/24/2011 7:21:06 PM |
| ejdirin | $25.00 | 5/24/2011 6:57:11 PM |
| gravbox | $27.86 | 5/24/2011 6:58:02 PM |
| devoider | $25.00 | 5/24/2011 6:58:23 PM |
| cognizant-rupee7 | $50.00 | 5/24/2011 8:07:57 PM |
| lost-money-so-far-on-these | $25.00 | 5/24/2011 7:24:35 PM |
| hanuman77 | $28.93 | 5/24/2011 6:59:12 PM |
| bomdel | $25.00 | 5/24/2011 6:59:51 PM |
| jblack01 | $25.00 | 5/24/2011 7:00:20 PM |
| intuitive-integrity9 | $50.00 | 5/24/2011 8:09:12 PM |
| rulender | $25.00 | 5/24/2011 7:01:06 PM |
| reinforced-investment4 | $25.00 | 5/24/2011 8:09:42 PM |
| KgBsUcKa | $25.00 | 5/24/2011 8:12:46 PM |
| Banker7371 | $25.00 | 5/24/2011 7:06:45 PM |
| fair-hope | $25.00 | 5/24/2011 7:08:12 PM |
| Marfloogan | $25.00 | 5/24/2011 7:09:20 PM |
| js44043 | $25.00 | 5/24/2011 7:10:16 PM |
| andyb9 | $50.00 | 5/24/2011 7:10:37 PM |
| wild_carrot | $25.00 | 5/24/2011 7:13:31 PM |
| PaulW | $25.00 | 5/24/2011 7:14:17 PM |
| stollcm | $25.00 | 5/24/2011 7:16:46 PM |
| iolaire | $25.00 | 5/24/2011 7:17:41 PM |
| rmachi | $25.00 | 5/24/2011 7:43:31 PM |
| responsibility-cherry6 | $34.49 | 5/24/2011 7:18:44 PM |
| Supernick | $50.00 | 5/24/2011 7:20:50 PM |
| ideal-platinum1 | $25.00 | 5/24/2011 7:21:40 PM |
| creative-gold | $50.00 | 5/24/2011 7:21:49 PM |
| HibbyD | $35.00 | 5/24/2011 7:24:30 PM |
| blissful-note7 | $43.07 | 5/24/2011 8:36:30 PM |
| ManhattanLender | $25.00 | 5/24/2011 7:54:13 PM |
| orgy63 | $50.00 | 5/24/2011 8:09:03 PM |
| mrbanker | $50.00 | 5/24/2011 8:10:04 PM |
| linklady | $50.00 | 5/24/2011 8:12:59 PM |
| InvestorPartners | $25.00 | 5/24/2011 8:14:45 PM |
| brazilofmux | $91.04 | 5/24/2011 8:15:08 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:23 PM |
| shawndw | $28.11 | 5/24/2011 7:56:42 PM |
| aladrian | $25.00 | 5/24/2011 8:26:25 PM |
| cathexis | $25.00 | 5/24/2011 8:08:29 PM |
| MadHun | $100.00 | 5/24/2011 8:09:32 PM |
| bigphish | $50.00 | 5/24/2011 8:10:44 PM |
| lendme2 | $50.00 | 5/24/2011 8:15:59 PM |
| 409 Investments
|
Borrower Payment Dependent Notes Series
504397
This series of Notes was issued and sold upon the funding of the borrower loan #49748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $184.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1976 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,168 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brsh-Personal1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-reliable-trade | $100.00 | 4/28/2011 5:11:49 PM |
| ingenious-deal6 | $25.00 | 4/28/2011 5:07:30 PM |
| Zolton | $100.00 | 4/28/2011 5:10:22 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:20 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:08:03 AM |
| a-finance-nirvana | $25.00 | 5/2/2011 1:07:59 AM |
| bonus-demon | $25.00 | 5/3/2011 10:23:17 AM |
| systemlender | $50.00 | 5/3/2011 12:51:25 PM |
| Leopoldine | $25.00 | 5/3/2011 9:56:13 PM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:32 AM |
| careful-note | $100.00 | 5/5/2011 3:33:59 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:39 AM |
| Supernick | $50.00 | 5/5/2011 5:43:09 PM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:37 AM |
| chungfang | $50.00 | 5/6/2011 3:50:22 PM |
| toblerone | $50.00 | 5/8/2011 8:49:49 AM |
| Interloper | $30.00 | 5/8/2011 12:32:37 PM |
| gracej | $25.00 | 5/8/2011 2:39:52 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:15 PM |
| durability-ruler | $25.00 | 5/9/2011 8:05:18 PM |
| don8ter | $25.00 | 5/10/2011 5:36:37 AM |
| point-compadre | $50.00 | 5/10/2011 9:31:30 AM |
| CPDDDS | $50.00 | 5/10/2011 8:54:03 PM |
| scredneck | $50.00 | 5/11/2011 6:50:43 AM |
| exciting-fairness8 | $50.00 | 5/11/2011 8:39:54 AM |
| nex | $25.00 | 5/11/2011 8:36:16 AM |
| blue-lucrative-rate | $25.00 | 5/11/2011 8:39:48 AM |
| benjo | $50.00 | 5/11/2011 9:25:05 AM |
| treasure-bliss | $50.00 | 5/11/2011 11:50:43 AM |
| nalaari | $25.00 | 5/11/2011 4:40:33 PM |
| sensational-dinero6 | $50.00 | 5/11/2011 4:44:25 PM |
| famous-bill | $25.00 | 5/11/2011 5:05:22 PM |
| bre56 | $25.00 | 5/11/2011 5:30:33 PM |
| transparent-transaction8 | $50.00 | 5/11/2011 5:31:34 PM |
| benefit-prescription6 | $100.00 | 5/11/2011 5:43:49 PM |
| worthy-bid8 | $43.53 | 5/11/2011 5:44:02 PM |
| bountiful-durability | $50.00 | 5/11/2011 5:44:09 PM |
| order-gondola | $50.00 | 5/11/2011 5:44:36 PM |
| bullwink27 | $25.00 | 5/12/2011 1:37:37 AM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:10 AM |
| GElender | $25.00 | 5/12/2011 7:02:10 AM |
| miked8303 | $25.00 | 5/12/2011 9:14:29 AM |
| markac | $50.00 | 5/12/2011 9:18:23 AM |
| Artist_Blue | $25.00 | 5/12/2011 9:53:58 AM |
| macgeek | $25.00 | 5/12/2011 9:46:34 AM |
| neutrino6 | $25.00 | 5/12/2011 9:52:28 AM |
| integrity-trumpet | $100.00 | 5/12/2011 9:59:09 AM |
| mtp | $50.00 | 5/12/2011 9:59:23 AM |
| market-inspector | $25.00 | 5/12/2011 10:01:49 AM |
| dinero-speaker | $25.00 | 5/12/2011 10:01:32 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:24 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:29 PM |
| efficient-treasure0 | $25.00 | 5/4/2011 5:39:45 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:46 PM |
| triumphant-point5 | $50.00 | 5/5/2011 5:25:28 PM |
| radforj22 | $25.00 | 5/6/2011 2:37:22 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:29 AM |
| boater01 | $50.00 | 5/6/2011 12:20:52 PM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 12:31:12 PM |
| worldly-community3 | $50.00 | 5/6/2011 3:20:32 PM |
| enthralling-deal180 | $25.00 | 5/6/2011 3:20:06 PM |
| resolute-basis9 | $50.00 | 5/7/2011 10:52:10 AM |
| shellback13 | $25.00 | 5/7/2011 7:47:49 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:19 PM |
| skuba | $50.00 | 5/8/2011 10:50:29 PM |
| qsolo | $200.00 | 5/9/2011 9:41:38 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:52 PM |
| richboy56 | $25.00 | 5/9/2011 4:39:53 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:55 PM |
| amerigor | $25.00 | 5/9/2011 8:35:18 PM |
| mob205 | $50.00 | 5/10/2011 8:55:14 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:25 AM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:19 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:36 PM |
| rescue | $100.00 | 5/10/2011 6:54:18 PM |
| ProjectVenture | $25.00 | 5/10/2011 6:34:43 PM |
| BaxterEvil | $25.00 | 5/10/2011 7:09:23 PM |
| helpinghand63 | $25.00 | 5/10/2011 8:14:06 PM |
| top-impressive-dinero | $25.00 | 5/10/2011 11:52:26 PM |
| Drewkeeper | $25.00 | 5/11/2011 8:35:21 AM |
| determined-revenue1 | $25.00 | 5/11/2011 8:37:08 AM |
| math1973 | $50.00 | 5/11/2011 9:35:11 AM |
| comet55 | $25.00 | 5/11/2011 12:00:03 PM |
| wwwUniversal | $25.00 | 5/11/2011 12:00:43 PM |
| powerful-finance7 | $25.00 | 5/11/2011 4:08:55 PM |
| nalaari | $25.00 | 5/11/2011 4:37:57 PM |
| slyder61 | $25.00 | 5/11/2011 5:33:58 PM |
| sophisticated-deal0 | $100.00 | 5/11/2011 5:34:42 PM |
| loan-wasp | $50.00 | 5/11/2011 5:35:23 PM |
| kind-trade-hickory | $50.00 | 5/11/2011 5:36:22 PM |
| majestic-repayment3 | $25.00 | 5/11/2011 5:41:53 PM |
| Weaverville | $25.15 | 5/11/2011 5:38:00 PM |
| oodkim84oo | $50.00 | 5/11/2011 5:46:15 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:54:04 PM |
| downtownfarm | $25.00 | 5/11/2011 7:39:40 PM |
| fair-pound5 | $74.22 | 5/12/2011 12:30:15 AM |
| orange-preeminant-bill | $50.00 | 5/12/2011 1:58:36 AM |
| brightest-affluence-motivator | $50.00 | 5/12/2011 7:25:46 AM |
| the-money-gargantuan | $25.00 | 5/12/2011 8:20:08 AM |
| meenan | $50.00 | 5/12/2011 9:12:36 AM |
| felicity-maximizer | $25.00 | 5/12/2011 9:13:18 AM |
| revenue-serenity | $50.00 | 5/12/2011 9:14:09 AM |
| tremendous-payment | $25.00 | 5/12/2011 9:18:26 AM |
| red-luminous-gain | $25.00 | 5/12/2011 9:36:33 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:40:04 AM |
| Tasmir | $25.00 | 5/12/2011 9:57:36 AM |
| gold-sushi | $25.00 | 5/12/2011 9:46:45 AM |
| community-spartan | $50.00 | 5/12/2011 9:58:54 AM |
| loot-pursuit5 | $50.00 | 5/12/2011 9:59:21 AM |
| 6moonbeams | $50.00 | 5/12/2011 10:00:56 AM |
| dime-smasher5 | $25.00 | 5/12/2011 9:52:41 AM |
| integrity-hug2 | $25.00 | 5/12/2011 10:06:35 AM |
| the-profit-oracle | $25.00 | 5/12/2011 9:56:00 AM |
| BigLinCT | $25.00 | 5/12/2011 9:57:45 AM |
| AKJagMan | $50.00 | 5/12/2011 9:58:17 AM |
| melodious-fairness | $50.00 | 5/12/2011 10:01:29 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
504741
This series of Notes was issued and sold upon the funding of the borrower loan #49603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,339.86 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $189.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,427 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| revenue-pipeline3 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my paymens for mrchava
Purpose of loan:
This loan will be used to..consolidate bills.
My financial situation: good
I am a good candidate for this loan because...responsibility and integrity.
Monthly net income: $2200
Monthly expenses: $2500
Housing: $575
Insurance: $72
Car expenses: $200
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/2/2011 9:08:17 AM |
| suave-dime6 | $25.00 | 5/2/2011 9:38:03 AM |
| rockstar78 | $25.00 | 5/2/2011 9:39:49 AM |
| the-enthralling-coin | $25.00 | 5/2/2011 9:40:54 AM |
| 2grindstones | $25.00 | 5/2/2011 5:12:35 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:13 PM |
| chungfang | $25.00 | 5/6/2011 4:21:18 PM |
| the-reliable-trade | $100.00 | 5/9/2011 4:29:35 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:51:05 PM |
| CAGE-Investments | $25.00 | 5/10/2011 5:56:06 PM |
| thelovebug | $50.00 | 5/11/2011 5:37:27 PM |
| bid-czar8 | $50.00 | 5/12/2011 11:20:21 AM |
| zone8 | $100.00 | 5/12/2011 12:38:01 PM |
| careful-note | $50.00 | 5/12/2011 5:29:59 PM |
| fighter122 | $35.00 | 5/13/2011 9:38:08 AM |
| hitsman | $50.00 | 5/13/2011 9:31:51 AM |
| income-buddy7 | $50.00 | 5/13/2011 9:57:12 AM |
| anton | $100.00 | 5/13/2011 11:49:13 AM |
| missing-link | $25.00 | 5/13/2011 1:40:21 PM |
| worthy-bid8 | $25.00 | 5/13/2011 4:01:00 PM |
| red-power-pecan | $50.00 | 5/14/2011 9:04:49 AM |
| realtormoises | $25.00 | 5/15/2011 7:39:59 AM |
| economy-producer | $25.00 | 5/15/2011 12:15:08 PM |
| Easystreet | $25.00 | 5/15/2011 12:25:21 PM |
| sappy02 | $25.00 | 5/15/2011 12:25:40 PM |
| divedude | $25.00 | 5/15/2011 1:29:19 PM |
| Rob717171 | $50.00 | 5/15/2011 3:34:56 PM |
| amusement4 | $50.00 | 5/15/2011 5:09:50 PM |
| Katburg | $25.00 | 5/16/2011 7:29:06 AM |
| cash-turbine1 | $50.00 | 5/16/2011 7:38:47 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:34:28 AM |
| larrybird | $250.00 | 5/16/2011 8:05:54 AM |
| anton | $600.00 | 5/16/2011 8:34:56 AM |
| _wally_ | $25.00 | 5/2/2011 12:38:07 PM |
| gain-gourd | $100.00 | 5/2/2011 2:40:56 PM |
| larryboy10 | $25.00 | 5/2/2011 6:18:12 PM |
| reflective-rupee | $25.00 | 5/3/2011 9:26:50 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:38 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:28 PM |
| genius520 | $50.00 | 5/7/2011 2:01:06 PM |
| Weaverville | $25.00 | 5/8/2011 12:18:56 PM |
| EJF | $50.00 | 5/9/2011 7:27:44 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:12:15 PM |
| VJ_Financial | $30.00 | 5/9/2011 9:40:57 PM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:39:07 AM |
| kidsskipp | $50.00 | 5/12/2011 12:51:50 PM |
| Redmond | $25.00 | 5/12/2011 6:19:17 PM |
| successful-wealth7 | $25.00 | 5/13/2011 9:38:03 AM |
| money-bauble | $100.00 | 5/13/2011 2:20:00 PM |
| Cai8899 | $25.00 | 5/14/2011 7:50:53 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:20:12 AM |
| interest-griffin | $50.00 | 5/14/2011 12:06:52 PM |
| luvlending | $25.00 | 5/14/2011 6:52:51 PM |
| Investoman | $75.00 | 5/15/2011 4:24:07 AM |
| payment-jalapeno9 | $250.00 | 5/15/2011 2:05:00 PM |
| special-currency6 | $50.00 | 5/15/2011 3:14:03 PM |
| amusement4 | $298.00 | 5/15/2011 7:16:56 PM |
| JPMorrisLegacyFund | $100.00 | 5/15/2011 8:00:24 PM |
| new-social-economist | $50.00 | 5/15/2011 9:59:12 PM |
| JPMorrisLegacyFund | $96.86 | 5/15/2011 8:02:38 PM |
| cropdust3r | $25.00 | 5/16/2011 4:04:03 AM |
| kegs | $150.00 | 5/16/2011 8:05:10 AM |
| payout-flag6 | $250.00 | 5/16/2011 8:16:39 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
505349
This series of Notes was issued and sold upon the funding of the borrower loan #49880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,591.49 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $268.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $379,981 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enthusiastic-loot9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MBGolf
Purpose of loan: Home Improvements
This loan will be used to...
Update Home
My financial situation: Great
I am a good candidate for this loan because...I have been in the same line of work for over 22 years!
Monthly net income: $18,500
Monthly expenses: $1,500
Housing: $4,000
Insurance: $50
Car expenses: $0
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $25.00 | 5/5/2011 9:08:58 AM |
| reflective-rupee | $25.00 | 5/5/2011 9:41:45 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:16 AM |
| dt_one | $25.00 | 5/8/2011 9:27:19 PM |
| a-finance-nirvana | $25.00 | 5/9/2011 5:19:41 PM |
| enthralling-deal180 | $25.00 | 5/11/2011 12:02:05 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:21 PM |
| melodious-fairness | $100.00 | 5/13/2011 12:34:03 PM |
| regahj99 | $25.00 | 5/13/2011 12:33:50 PM |
| FinanceEngine | $35.00 | 5/13/2011 2:46:26 PM |
| Cai8899 | $30.00 | 5/14/2011 7:50:21 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:45 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:25 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:31:53 PM |
| chicco | $100.00 | 5/16/2011 5:41:34 PM |
| payout-motivator0 | $75.00 | 5/16/2011 5:41:08 PM |
| ahansen | $25.00 | 5/16/2011 5:42:17 PM |
| dedication-elixir | $50.00 | 5/16/2011 5:43:49 PM |
| KVEER | $25.00 | 5/17/2011 8:16:18 AM |
| indomitable-coin | $25.00 | 5/17/2011 8:12:20 AM |
| tech310 | $50.00 | 5/17/2011 9:09:15 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:30 AM |
| Weaverville | $25.00 | 5/17/2011 5:48:21 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 5:50:59 PM |
| hardwareman | $50.00 | 5/18/2011 4:23:34 AM |
| maldok1 | $25.00 | 5/18/2011 2:04:36 PM |
| radforj22 | $25.00 | 5/18/2011 2:41:34 PM |
| happyinvallarta | $50.00 | 5/18/2011 5:45:23 PM |
| listing-trapper3 | $46.26 | 5/18/2011 5:52:47 PM |
| wise-extraordinary-loot | $50.00 | 5/18/2011 5:56:28 PM |
| exchange-pledge | $50.00 | 5/18/2011 5:58:20 PM |
| orbital-velocity7 | $50.00 | 5/18/2011 6:09:33 PM |
| BuffetRocks | $100.00 | 5/18/2011 6:25:39 PM |
| superb-funds335 | $25.00 | 5/18/2011 6:25:29 PM |
| the-profit-oracle | $25.00 | 5/18/2011 6:29:04 PM |
| Ivan2007 | $25.00 | 5/18/2011 6:28:10 PM |
| GElender | $25.00 | 5/18/2011 6:32:39 PM |
| best-basis-trooper | $50.00 | 5/18/2011 6:32:55 PM |
| TelegramSam | $25.00 | 5/18/2011 6:33:03 PM |
| Opportunity4you | $25.00 | 5/18/2011 6:33:35 PM |
| ROCKI9 | $50.00 | 5/18/2011 6:34:41 PM |
| boater01 | $50.00 | 5/18/2011 6:34:00 PM |
| loyalty-sherpa | $25.00 | 5/18/2011 6:31:58 PM |
| beaker | $25.00 | 5/18/2011 6:36:26 PM |
| Ripsaw4U | $50.00 | 5/18/2011 6:36:31 PM |
| tranquil-diversification8 | $50.00 | 5/18/2011 6:32:59 PM |
| sonnet771 | $50.00 | 5/18/2011 6:33:26 PM |
| orange-camaraderi-galaxy | $100.00 | 5/18/2011 6:33:42 PM |
| SnakeV | $25.00 | 5/18/2011 6:36:23 PM |
| deal-guardian1 | $50.00 | 5/18/2011 6:33:56 PM |
| deal-griffin | $30.22 | 5/18/2011 6:39:28 PM |
| paladin847 | $50.00 | 5/18/2011 6:40:10 PM |
| andyb9 | $41.52 | 5/18/2011 6:38:11 PM |
| handshake5 | $100.00 | 5/18/2011 6:42:10 PM |
| Maupinman | $25.45 | 5/18/2011 6:40:07 PM |
| bonus-tent | $25.00 | 5/18/2011 6:43:01 PM |
| ferdberfel | $25.62 | 5/18/2011 6:38:01 PM |
| Erikdbp | $25.00 | 5/18/2011 6:44:28 PM |
| gracej | $25.00 | 5/18/2011 6:38:46 PM |
| yield-seeker | $25.00 | 5/18/2011 6:41:19 PM |
| mikrolown | $25.00 | 5/18/2011 6:39:43 PM |
| tremendous-payment | $25.00 | 5/18/2011 6:39:49 PM |
| piter-to-la-investment | $25.00 | 5/18/2011 6:40:01 PM |
| coin-investor | $25.00 | 5/18/2011 6:40:47 PM |
| studious-bonus7 | $100.00 | 5/18/2011 6:41:13 PM |
| caesark | $25.00 | 5/18/2011 6:41:48 PM |
| red-unequivocal-finance | $25.00 | 5/18/2011 6:42:05 PM |
| gain-gourd | $100.00 | 5/18/2011 6:58:08 PM |
| prohelper | $50.00 | 5/18/2011 6:44:00 PM |
| be_wise | $25.00 | 5/18/2011 7:18:46 PM |
| The_Secret | $40.00 | 5/18/2011 7:59:06 PM |
| RG | $50.00 | 5/18/2011 10:43:29 PM |
| new-ore-venture | $150.00 | 5/18/2011 9:51:29 PM |
| Veggie_Monkey | $25.00 | 5/18/2011 10:28:27 PM |
| sugarhoof | $25.00 | 5/19/2011 2:34:06 AM |
| IIP77 | $25.00 | 5/19/2011 2:39:11 AM |
| thetropics18 | $25.00 | 5/19/2011 3:03:53 AM |
| agiovasil | $25.00 | 5/19/2011 3:05:30 AM |
| ash135 | $25.00 | 5/19/2011 2:23:32 AM |
| 13nd3r | $25.00 | 5/19/2011 2:33:52 AM |
| lost-money-so-far-on-these | $25.00 | 5/19/2011 2:34:33 AM |
| ualf | $28.72 | 5/19/2011 2:38:50 AM |
| ClearLake | $25.00 | 5/19/2011 2:40:40 AM |
| knowledgeable-note6 | $25.00 | 5/19/2011 3:38:51 AM |
| Lender75 | $25.33 | 5/19/2011 2:53:07 AM |
| silverloan | $27.32 | 5/19/2011 2:54:24 AM |
| Rockymtnhi | $25.11 | 5/19/2011 3:05:32 AM |
| WorldlyWorker | $25.00 | 5/19/2011 3:06:56 AM |
| maven2 | $25.00 | 5/19/2011 2:35:03 AM |
| thrifty-return | $37.30 | 5/19/2011 3:14:09 AM |
| wise-balanced-moola | $25.00 | 5/19/2011 3:16:41 AM |
| pete_rows | $25.00 | 5/19/2011 5:18:59 AM |
| MitchD | $25.00 | 5/19/2011 2:49:31 AM |
| dinero-speaker | $25.00 | 5/19/2011 3:38:59 AM |
| mad4wknds | $26.24 | 5/19/2011 3:04:27 AM |
| dsfoundation | $25.00 | 5/19/2011 3:04:48 AM |
| cropdust3r | $25.00 | 5/19/2011 3:07:21 AM |
| wwwUniversal | $25.00 | 5/19/2011 3:16:04 AM |
| discrete-asset | $25.00 | 5/19/2011 3:16:32 AM |
| 1phantom | $25.00 | 5/19/2011 3:37:00 AM |
| omerta6102 | $50.00 | 5/19/2011 6:33:44 AM |
| larrybird | $300.00 | 5/19/2011 8:16:06 AM |
| BlueRoom | $25.00 | 5/19/2011 8:58:39 AM |
| kegs | $300.00 | 5/19/2011 8:14:40 AM |
| anton | $1,500.00 | 5/19/2011 8:22:42 AM |
| bonus-demon | $25.00 | 5/5/2011 9:09:29 AM |
| designer_10 | $25.00 | 5/5/2011 10:08:00 AM |
| reinforced-funds4 | $25.00 | 5/6/2011 11:24:25 AM |
| Peterman | $25.00 | 5/10/2011 5:40:41 PM |
| rescue | $100.00 | 5/10/2011 6:56:01 PM |
| math1973 | $50.00 | 5/11/2011 9:37:12 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:04 AM |
| american6 | $100.00 | 5/12/2011 1:38:02 PM |
| FigTree | $50.00 | 5/12/2011 2:20:47 PM |
| jasonrun | $33.72 | 5/13/2011 3:41:34 PM |
| Leopoldine | $25.00 | 5/13/2011 5:25:45 PM |
| kulender | $50.00 | 5/14/2011 9:20:28 AM |
| sappy02 | $25.00 | 5/15/2011 11:11:16 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:33 AM |
| BxRealtor | $25.00 | 5/16/2011 10:28:45 AM |
| first-upright-payout | $25.00 | 5/16/2011 10:34:59 AM |
| brightest-dynamic-peace | $25.00 | 5/16/2011 10:35:13 AM |
| reinforced-investment4 | $25.00 | 5/16/2011 5:44:47 PM |
| fcukciti | $25.00 | 5/17/2011 5:04:22 AM |
| wayman | $50.00 | 5/17/2011 7:35:36 AM |
| mrbanker | $50.00 | 5/17/2011 8:14:50 AM |
| lagnisiruk | $25.00 | 5/17/2011 5:41:20 PM |
| miamibeachloaner | $50.00 | 5/18/2011 9:54:38 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:49:38 AM |
| rate-allocator | $30.00 | 5/18/2011 10:02:04 AM |
| cathexis | $25.00 | 5/18/2011 11:51:22 AM |
| MadHun | $100.00 | 5/18/2011 12:47:02 PM |
| oracle3 | $50.00 | 5/18/2011 1:18:38 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 2:03:26 PM |
| goingplaces99 | $25.00 | 5/18/2011 3:42:38 PM |
| Zayatz | $50.00 | 5/18/2011 5:15:19 PM |
| trade-solo | $50.00 | 5/18/2011 5:52:22 PM |
| innocent-loot | $50.00 | 5/18/2011 5:52:54 PM |
| income-excellence1 | $50.00 | 5/18/2011 6:12:56 PM |
| cosmof16 | $25.00 | 5/18/2011 6:25:19 PM |
| camaraderi-atmosphere | $50.00 | 5/18/2011 6:26:34 PM |
| successful-wealth7 | $50.00 | 5/18/2011 6:26:59 PM |
| discrete-basis1 | $50.00 | 5/18/2011 6:28:02 PM |
| lostontheedge | $25.00 | 5/18/2011 6:28:54 PM |
| sassykatty | $50.00 | 5/18/2011 6:29:24 PM |
| C_Mark | $50.00 | 5/18/2011 6:32:13 PM |
| hostbank | $100.00 | 5/18/2011 6:32:20 PM |
| Mariner3605 | $25.00 | 5/18/2011 6:29:13 PM |
| reflective-cash0 | $50.00 | 5/18/2011 6:32:29 PM |
| DavidCG | $25.00 | 5/18/2011 6:32:50 PM |
| successful-agreement7 | $100.00 | 5/18/2011 6:33:06 PM |
| brutusbone | $25.00 | 5/18/2011 6:32:05 PM |
| efficient-treasure0 | $25.00 | 5/18/2011 6:33:19 PM |
| worth-dandelion | $100.00 | 5/18/2011 6:32:26 PM |
| miked8303 | $25.00 | 5/18/2011 6:33:39 PM |
| Supernick | $50.00 | 5/18/2011 6:33:49 PM |
| GrayStudio | $25.00 | 5/18/2011 6:33:08 PM |
| steiglends | $100.00 | 5/18/2011 6:33:11 PM |
| forthright-trade | $25.00 | 5/18/2011 6:35:31 PM |
| worldly-community3 | $50.00 | 5/18/2011 6:33:52 PM |
| dollar-oracle55 | $25.00 | 5/18/2011 6:39:30 PM |
| worthy-bid8 | $50.00 | 5/18/2011 6:34:30 PM |
| derec | $25.00 | 5/18/2011 6:37:36 PM |
| gravbox | $50.00 | 5/18/2011 6:38:30 PM |
| Dweeberkitty1 | $25.00 | 5/18/2011 6:35:09 PM |
| don8ter | $25.00 | 5/18/2011 6:41:25 PM |
| meenan | $25.00 | 5/18/2011 6:39:10 PM |
| systemlender | $50.00 | 5/18/2011 6:39:20 PM |
| UT-Longhorn | $25.00 | 5/18/2011 6:40:52 PM |
| RedantFinance | $25.00 | 5/18/2011 6:44:24 PM |
| museic1 | $50.00 | 5/18/2011 6:38:35 PM |
| treasure-dreamer7 | $25.00 | 5/18/2011 6:39:39 PM |
| capital-dynamo0 | $41.77 | 5/18/2011 6:41:56 PM |
| objective-investor | $250.00 | 5/18/2011 6:42:16 PM |
| investment-tempo | $50.00 | 5/18/2011 6:39:52 PM |
| social-comet7 | $25.00 | 5/18/2011 6:40:23 PM |
| dustman | $25.00 | 5/18/2011 6:42:44 PM |
| teega5 | $25.00 | 5/18/2011 6:58:33 PM |
| irrision | $25.00 | 5/18/2011 6:42:52 PM |
| breadbroker | $25.00 | 5/18/2011 6:40:56 PM |
| gold-sushi | $25.00 | 5/18/2011 6:41:09 PM |
| Logan7 | $25.00 | 5/18/2011 6:42:55 PM |
| venture30 | $50.00 | 5/18/2011 6:57:56 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:02:37 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:07 PM |
| malaya | $25.00 | 5/18/2011 9:34:17 PM |
| cmdqueue | $50.00 | 5/18/2011 9:13:00 PM |
| rupeeapult | $50.00 | 5/18/2011 9:29:24 PM |
| peripatetic | $25.00 | 5/19/2011 1:38:40 AM |
| greenbfin | $25.00 | 5/19/2011 2:10:20 AM |
| HibbyD | $25.90 | 5/19/2011 2:22:37 AM |
| alpinaut | $25.00 | 5/19/2011 2:25:17 AM |
| LenderByDay | $25.00 | 5/19/2011 2:35:18 AM |
| Cheburashka | $25.00 | 5/19/2011 2:37:11 AM |
| syounker | $38.42 | 5/19/2011 2:38:57 AM |
| DrStaff | $30.00 | 5/19/2011 2:25:33 AM |
| ingenious-diversification | $25.00 | 5/19/2011 3:18:57 AM |
| orange-dollar-guild | $25.00 | 5/19/2011 3:32:22 AM |
| inspired-investment8 | $30.86 | 5/19/2011 3:36:47 AM |
| DreDub | $26.41 | 5/19/2011 3:08:03 AM |
| rmachi | $25.00 | 5/19/2011 2:26:08 AM |
| dspmn | $27.00 | 5/19/2011 2:34:48 AM |
| gotyourgear | $38.93 | 5/19/2011 2:50:49 AM |
| PCGeekWI | $25.00 | 5/19/2011 2:54:18 AM |
| lounges | $25.90 | 5/19/2011 3:04:14 AM |
| damanq | $25.00 | 5/19/2011 3:07:57 AM |
| wise-silver-wonder | $25.00 | 5/19/2011 3:14:38 AM |
| useful-p2ploan | $25.00 | 5/19/2011 3:15:06 AM |
| brightest-affluence-motivator | $48.49 | 5/19/2011 3:39:04 AM |
| mjjjrj | $25.00 | 5/19/2011 6:13:05 AM |
| bobby5832708 | $50.00 | 5/19/2011 6:33:27 AM |
| bigphish | $50.00 | 5/19/2011 7:49:09 AM |
| aasx1108 | $25.00 | 5/19/2011 6:26:08 AM |
| 213 Investments
|
Borrower Payment Dependent Notes Series
505799
This series of Notes was issued and sold upon the funding of the borrower loan #49729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,946.74 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $379.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $204 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-allotment |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to... pay bills
My financial situation:
I am a good candidate for this loan because... I have a stable income and I have just recently paid off two loans with the past year
Monthly net income: $5600
Monthly expenses: $
Housing: $ 1200
Insurance: $ 650
Car expenses: $ 320
Utilities: $ 150
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 5:06:31 PM |
| CA-Lender | $150.05 | 5/10/2011 11:40:11 AM |
| competent-p2p | $65.00 | 5/10/2011 6:16:15 PM |
| grove064 | $100.00 | 5/11/2011 5:10:41 PM |
| wkeboarder21 | $50.00 | 5/11/2011 7:00:45 PM |
| Investoman | $75.00 | 5/15/2011 4:26:17 AM |
| jjswanso | $50.00 | 5/15/2011 6:04:29 AM |
| yf99yz | $25.00 | 5/15/2011 9:35:39 PM |
| the-silver-blaster | $50.00 | 5/20/2011 5:53:35 PM |
| power-trophy7 | $50.00 | 5/20/2011 5:54:59 PM |
| payment-gusto | $25.00 | 5/20/2011 5:53:50 PM |
| mercuriant | $25.00 | 5/21/2011 3:30:44 AM |
| wwwUniversal | $25.00 | 5/21/2011 11:20:29 AM |
| red-power-pecan | $50.00 | 5/21/2011 11:53:56 AM |
| shred123 | $50.00 | 5/21/2011 1:04:02 PM |
| Turtlebear44 | $25.00 | 5/21/2011 3:28:27 PM |
| loss-of-control | $25.00 | 5/21/2011 3:34:34 PM |
| gelt4u | $25.00 | 5/21/2011 7:25:33 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:08:08 PM |
| janeybooboo | $100.00 | 5/21/2011 8:13:53 PM |
| Zipcut | $30.00 | 5/21/2011 7:31:51 PM |
| authentic-finance194 | $100.00 | 5/21/2011 10:02:12 PM |
| economy-popcorn | $25.00 | 5/21/2011 6:50:13 PM |
| shrewd-income | $148.74 | 5/21/2011 10:39:44 PM |
| 420limo | $25.00 | 5/21/2011 10:47:04 PM |
| auction-seeker | $25.00 | 5/21/2011 8:22:57 PM |
| mrsp2e | $30.00 | 5/21/2011 8:39:52 PM |
| diversification-medalist | $100.00 | 5/21/2011 11:28:43 PM |
| SolarMoonshine | $25.00 | 5/22/2011 4:19:08 AM |
| autonomous-truth | $100.00 | 5/21/2011 8:54:05 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:23:52 AM |
| papaloha | $25.00 | 5/22/2011 8:54:39 AM |
| heerzaquestion | $50.00 | 5/22/2011 9:05:29 AM |
| power-secret-agent | $25.00 | 5/22/2011 5:34:46 AM |
| neutrino6 | $25.00 | 5/22/2011 9:22:39 AM |
| convergentthinker | $25.00 | 5/22/2011 8:39:23 AM |
| investment-comet | $25.00 | 5/22/2011 8:47:44 AM |
| JauaFlash | $25.00 | 5/22/2011 11:23:50 AM |
| hookUup | $26.40 | 5/22/2011 8:55:45 AM |
| reflective-affluence | $25.00 | 5/22/2011 3:45:25 PM |
| zorg77 | $50.00 | 5/22/2011 6:10:58 PM |
| Peterman | $50.00 | 5/22/2011 6:40:14 PM |
| Weaverville | $50.00 | 5/22/2011 6:57:56 PM |
| Track-Layer | $150.00 | 5/22/2011 7:30:28 PM |
| zippy-listing8 | $25.00 | 5/22/2011 5:25:14 PM |
| worthy-bid4 | $25.23 | 5/22/2011 5:49:38 PM |
| commerce-renewal | $250.00 | 5/22/2011 7:57:44 PM |
| theprince | $25.00 | 5/22/2011 11:28:30 PM |
| desertoasis | $30.00 | 5/23/2011 8:09:35 AM |
| cash-turbine1 | $50.00 | 5/23/2011 9:42:26 AM |
| money-bauble | $100.00 | 5/23/2011 9:40:50 AM |
| heavenly-interest2 | $25.43 | 5/23/2011 9:51:11 AM |
| FountainShrugged | $50.00 | 5/23/2011 9:52:34 AM |
| Miklot | $50.00 | 5/23/2011 9:54:37 AM |
| high_flyer | $50.00 | 5/23/2011 9:36:18 AM |
| new-social-economist | $25.24 | 5/23/2011 9:40:37 AM |
| Dad4563 | $50.00 | 5/23/2011 9:59:40 AM |
| GoBigRed97 | $50.00 | 5/23/2011 11:25:29 AM |
| mlj0671 | $25.00 | 5/23/2011 1:33:33 PM |
| finance-mushroom | $100.00 | 5/23/2011 4:23:07 PM |
| Rider | $40.00 | 5/23/2011 4:57:47 PM |
| brightest-benjamins-onator | $45.00 | 5/23/2011 4:43:02 PM |
| economy-coup | $100.00 | 5/9/2011 5:08:18 PM |
| Gibbyland | $100.00 | 5/9/2011 5:08:12 PM |
| Kash2010lu | $25.00 | 5/10/2011 9:51:44 AM |
| worth-blanket2 | $5,000.00 | 5/10/2011 9:44:48 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 10:43:08 AM |
| reflective-rupee | $300.00 | 5/10/2011 11:34:26 AM |
| sweetlan | $25.05 | 5/10/2011 1:59:00 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:55 PM |
| vine99 | $75.00 | 5/12/2011 10:23:33 PM |
| Rogesparkguy | $25.00 | 5/13/2011 10:35:11 AM |
| missing-link | $25.00 | 5/13/2011 1:42:47 PM |
| ingenious-deal6 | $25.00 | 5/16/2011 5:38:40 PM |
| Jack55304 | $300.00 | 5/17/2011 10:22:26 AM |
| diplomatic-wealth7 | $25.00 | 5/17/2011 5:54:45 PM |
| bonus-demon | $50.00 | 5/18/2011 11:33:51 AM |
| tech310 | $50.00 | 5/19/2011 1:44:21 AM |
| antlr | $50.00 | 5/19/2011 9:45:57 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:36 AM |
| chungfang | $25.00 | 5/20/2011 9:58:31 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:42 AM |
| thorough-exchange4 | $50.00 | 5/20/2011 3:28:42 PM |
| Katburg | $25.00 | 5/20/2011 5:54:46 PM |
| Investor509 | $25.00 | 5/21/2011 10:11:52 AM |
| 6moonbeams | $50.00 | 5/21/2011 2:28:11 PM |
| wise-rupee-sanctuary | $50.00 | 5/21/2011 2:27:29 PM |
| payment-halo | $25.00 | 5/21/2011 7:39:03 PM |
| wgc | $25.00 | 5/21/2011 7:55:00 PM |
| janeybooboo | $100.00 | 5/21/2011 8:13:44 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:16:46 PM |
| the-enthralling-coin | $26.00 | 5/21/2011 9:01:03 PM |
| Mad_Scientist | $25.00 | 5/21/2011 7:59:14 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:48:55 PM |
| head | $25.00 | 5/22/2011 4:32:45 AM |
| pembull | $100.00 | 5/21/2011 10:24:40 PM |
| melodious-openness | $200.00 | 5/22/2011 4:52:03 AM |
| whatreality | $25.00 | 5/22/2011 6:18:56 AM |
| flexible-duty3 | $25.00 | 5/22/2011 7:13:31 AM |
| investment-cluster | $30.00 | 5/22/2011 10:29:49 AM |
| phaded | $25.00 | 5/22/2011 9:36:52 AM |
| credit-maverick1 | $75.00 | 5/22/2011 8:36:46 AM |
| suave-dime6 | $25.00 | 5/22/2011 8:39:33 AM |
| finance-dandelion | $30.00 | 5/22/2011 11:01:39 AM |
| micko | $25.00 | 5/22/2011 9:06:58 AM |
| nodebt2012 | $25.00 | 5/22/2011 9:25:58 AM |
| moola-spa9 | $50.00 | 5/22/2011 1:28:33 PM |
| bluehen00 | $50.00 | 5/22/2011 1:50:46 PM |
| deal-scientist5 | $25.00 | 5/22/2011 2:32:56 PM |
| bbt210 | $25.00 | 5/22/2011 3:34:48 PM |
| Bob450 | $25.00 | 5/22/2011 1:37:35 PM |
| kublai | $50.00 | 5/22/2011 5:37:04 PM |
| HardLender | $100.00 | 5/22/2011 5:07:10 PM |
| YoungTaxMan | $50.00 | 5/22/2011 6:10:40 PM |
| handy-justice | $100.00 | 5/22/2011 8:31:33 PM |
| bowler252 | $25.00 | 5/22/2011 11:08:26 PM |
| seisen | $100.00 | 5/23/2011 9:40:14 AM |
| treasure-bliss | $50.00 | 5/23/2011 9:38:15 AM |
| helpishere777 | $25.00 | 5/23/2011 9:52:06 AM |
| Simonsez808 | $25.00 | 5/23/2011 9:52:44 AM |
| bountiful-durability | $50.00 | 5/23/2011 9:50:53 AM |
| shiny-dollar9 | $50.00 | 5/23/2011 10:01:03 AM |
| CAGE-Investments | $25.00 | 5/23/2011 9:50:33 AM |
| LoisLoan | $25.00 | 5/23/2011 9:54:10 AM |
| Comoparklender | $50.00 | 5/23/2011 11:20:29 AM |
| justice-economist | $25.00 | 5/23/2011 1:27:51 PM |
| graceful-investment | $94.60 | 5/23/2011 1:26:23 PM |
| willinvest | $25.00 | 5/23/2011 2:07:17 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:08 PM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
505911
This series of Notes was issued and sold upon the funding of the borrower loan #49743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $167.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
10 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,749 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-smart-gold |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 2 ( 13% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 14
( 88% )
| 660-679
(Dec-2009)
|
|
Principal balance:
| $1,266.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Yorkies
Purpose of loan:
This loan will be used to...Home Improvement
My financial situation:
I am a good candidate for this loan because...I have a high amount of income and make payments on time even though I went through a divorce 2 years ago.
Monthly net income: $12000.00
Monthly expenses: $
Housing: $1071.00
Insurance: $320.00
Car expenses: $1000.00
Utilities: $300.00
Phone, cable, internet: $500.00
Food, entertainment: $400.00
Clothing, household expenses: $400.00
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 5/9/2011 9:12:47 AM |
| irrelevant | $25.00 | 5/9/2011 9:17:20 AM |
| missing-link | $25.00 | 5/13/2011 1:42:40 PM |
| diplomatic-wealth7 | $25.00 | 5/15/2011 8:29:05 AM |
| Jack55304 | $300.00 | 5/17/2011 10:22:18 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:46 PM |
| tranquil-gain1 | $50.00 | 5/17/2011 6:52:47 PM |
| bonus-demon | $50.00 | 5/17/2011 7:33:50 PM |
| Fire2 | $25.00 | 5/17/2011 8:27:38 PM |
| tech310 | $50.00 | 5/19/2011 1:44:08 AM |
| wise-rupee-sanctuary | $28.77 | 5/19/2011 10:59:07 AM |
| wealth-multiplier | $25.00 | 5/19/2011 11:58:34 AM |
| llequire1 | $25.00 | 5/19/2011 1:20:32 PM |
| lostviajero | $25.00 | 5/19/2011 1:02:32 PM |
| punctual-community8 | $26.12 | 5/19/2011 1:22:27 PM |
| chungfang | $50.00 | 5/19/2011 1:29:54 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:43:42 PM |
| ddog0224 | $32.10 | 5/19/2011 4:02:38 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:29:06 PM |
| CBO-Enterprise | $100.00 | 5/19/2011 3:32:12 PM |
| debt-patriot | $25.00 | 5/19/2011 3:38:56 PM |
| power-bluebird2 | $50.00 | 5/19/2011 4:07:10 PM |
| blue111 | $25.00 | 5/19/2011 5:10:13 PM |
| Ananya | $25.00 | 5/19/2011 5:15:50 PM |
| EarlyRiser | $200.00 | 5/19/2011 5:26:17 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:32:23 PM |
| credit-missile | $75.00 | 5/19/2011 6:42:17 PM |
| loans_to_loan | $25.00 | 5/19/2011 6:44:11 PM |
| Majianlord | $50.00 | 5/19/2011 8:26:59 PM |
| vishal29 | $25.00 | 5/19/2011 11:16:44 PM |
| cash-reaction2 | $70.00 | 5/20/2011 4:51:08 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:11:57 AM |
| the-silver-blaster | $50.00 | 5/20/2011 5:41:01 PM |
| mercuriant | $25.00 | 5/20/2011 5:55:08 PM |
| Cronos | $50.00 | 5/21/2011 1:14:44 AM |
| bountiful-durability | $50.00 | 5/21/2011 11:49:41 AM |
| shred123 | $50.00 | 5/21/2011 1:03:59 PM |
| Turtlebear44 | $25.00 | 5/21/2011 3:28:23 PM |
| nickel-acrobat | $50.00 | 5/21/2011 2:32:49 PM |
| unassuming-market7 | $25.00 | 5/21/2011 5:27:15 PM |
| ohmarkybaby | $32.25 | 5/21/2011 5:33:29 PM |
| cash-turbine1 | $50.00 | 5/9/2011 9:35:38 AM |
| lender12345 | $25.00 | 5/9/2011 2:57:14 PM |
| suave-dime6 | $25.00 | 5/9/2011 4:26:23 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:50 PM |
| scarlet-velvet | $25.00 | 5/12/2011 8:12:51 PM |
| Investoman | $75.00 | 5/15/2011 4:26:12 AM |
| Rogesparkguy | $25.00 | 5/17/2011 8:06:14 PM |
| One_Lolo | $25.00 | 5/18/2011 9:53:15 AM |
| YoungTaxMan | $25.00 | 5/19/2011 10:43:56 AM |
| JohnWS | $31.23 | 5/19/2011 1:14:20 PM |
| Track-Layer | $75.00 | 5/19/2011 1:03:45 PM |
| active-benjamins4 | $25.00 | 5/19/2011 1:18:50 PM |
| Happyhourcomics | $25.00 | 5/19/2011 1:09:18 PM |
| head | $25.00 | 5/19/2011 2:22:54 PM |
| unrivaled-loyalty7 | $50.00 | 5/19/2011 2:46:55 PM |
| protector734 | $80.00 | 5/19/2011 4:06:33 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:44:08 PM |
| loss-of-control | $50.00 | 5/19/2011 4:59:57 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:19:43 PM |
| loyalist1 | $100.00 | 5/19/2011 5:25:54 PM |
| mrxtravis | $25.00 | 5/19/2011 5:30:55 PM |
| cash-architect | $25.00 | 5/19/2011 7:22:32 PM |
| antlr | $50.00 | 5/19/2011 9:45:51 PM |
| JPMorrisLegacyFund | $42.74 | 5/19/2011 10:26:32 PM |
| economy-coup | $75.00 | 5/19/2011 11:56:28 PM |
| LiveNow | $25.00 | 5/20/2011 4:54:15 AM |
| Corporal | $25.00 | 5/20/2011 12:08:42 AM |
| a-leverage-investor | $25.00 | 5/20/2011 4:30:49 AM |
| Katburg | $25.00 | 5/20/2011 10:00:49 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:37 AM |
| patriot897 | $25.00 | 5/20/2011 5:40:21 PM |
| NobisEst | $25.00 | 5/20/2011 5:54:34 PM |
| power-trophy7 | $50.00 | 5/20/2011 5:54:54 PM |
| 6moonbeams | $50.00 | 5/20/2011 5:54:30 PM |
| wwwUniversal | $25.00 | 5/21/2011 4:50:41 AM |
| red-power-pecan | $50.00 | 5/21/2011 8:49:01 AM |
| thelovebug | $50.00 | 5/21/2011 10:59:40 AM |
| DasMula | $27.00 | 5/21/2011 11:22:11 AM |
| CAGE-Investments | $25.00 | 5/21/2011 11:34:39 AM |
| bold-direct-asset | $36.69 | 5/21/2011 11:46:12 AM |
| extraordinary-interest1 | $50.00 | 5/21/2011 2:18:39 PM |
| FountainShrugged | $50.00 | 5/21/2011 2:27:52 PM |
| anton | $170.00 | 5/21/2011 9:27:25 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
505985
This series of Notes was issued and sold upon the funding of the borrower loan #49714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $190.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,432 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bazaar-storm0 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Monkey Removal
Purpose of loan:
The purpose of my loan is to pay down credit card debt that I have on a high interest credit card. I would like to consolidate my debt into one easy monthly payment. For the last two review periods I have not received a raise from my employer because of the economic downturn. So, please help me to rid myself of this debt monkey it would be a great help and make my financial future a lot brighter.
My financial situation:
I am a good candidate for this loan because I have paid off my prior loans on time. I do not carry other major debt. I am not a risky investment, and you should see a return.
Monthly net income: $3033.00
Monthly expenses: $1960.00
Housing: $1100.00
Insurance: $200.00
Car expenses: $80.00 a month
Utilities: $30.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/9/2011 5:06:18 PM |
| Tradesmanlender | $35.00 | 5/9/2011 5:07:14 PM |
| NiceNate | $100.00 | 5/9/2011 5:07:37 PM |
| Interloper | $27.00 | 5/9/2011 5:08:53 PM |
| CPA-Banker | $25.00 | 5/10/2011 4:55:45 PM |
| MarvintheMartian | $25.00 | 5/12/2011 1:59:03 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:47 PM |
| kulender | $50.00 | 5/14/2011 9:21:46 AM |
| LendingSingularity | $50.00 | 5/14/2011 1:25:58 PM |
| FigTree | $50.00 | 5/17/2011 5:43:48 PM |
| benjamins-utopia | $50.00 | 5/17/2011 5:43:59 PM |
| math1973 | $50.00 | 5/18/2011 12:46:09 PM |
| tech310 | $50.00 | 5/19/2011 1:37:43 AM |
| openness-antioxidant | $75.00 | 5/19/2011 9:25:47 AM |
| indomitable-coin | $25.00 | 5/19/2011 10:03:41 AM |
| DaiUy | $25.00 | 5/19/2011 10:18:23 AM |
| agreement-guild | $100.00 | 5/19/2011 10:28:11 AM |
| w3alter | $50.00 | 5/19/2011 11:01:46 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:40 PM |
| betaoption | $25.00 | 5/19/2011 7:21:24 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:12 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:48:59 AM |
| american6 | $100.00 | 5/20/2011 8:01:42 AM |
| the-silver-blaster | $50.00 | 5/20/2011 8:01:38 AM |
| CashBank | $25.00 | 5/20/2011 8:32:11 AM |
| nalaari | $44.37 | 5/20/2011 10:09:43 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:07 AM |
| mobius_titan | $25.00 | 5/20/2011 11:28:11 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:16 PM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 5:40:39 PM |
| ijspence | $25.00 | 5/20/2011 5:50:14 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:22 PM |
| Cronos | $150.00 | 5/21/2011 12:50:42 AM |
| meenan | $25.00 | 5/21/2011 4:01:25 AM |
| alben2009 | $25.00 | 5/21/2011 5:19:43 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:41 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:15 AM |
| bullwink27 | $25.00 | 5/21/2011 9:51:08 AM |
| market-network | $30.00 | 5/21/2011 8:43:28 AM |
| the-enthralling-coin | $25.00 | 5/21/2011 8:49:23 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:07:54 AM |
| twerns | $40.00 | 5/21/2011 9:52:45 AM |
| BaxterEvil | $25.00 | 5/21/2011 9:58:05 AM |
| yennib | $50.00 | 5/21/2011 10:15:30 AM |
| wwwUniversal | $25.00 | 5/21/2011 11:20:37 AM |
| favorite-commerce | $25.00 | 5/21/2011 12:30:08 PM |
| astute-benjamins | $25.00 | 5/21/2011 12:53:54 PM |
| shred123 | $25.00 | 5/21/2011 1:04:27 PM |
| DrNano | $50.00 | 5/21/2011 5:14:12 PM |
| dynrep | $25.00 | 5/21/2011 3:46:53 PM |
| Duckshovel | $25.00 | 5/21/2011 7:14:04 PM |
| elevated-finance | $25.00 | 5/22/2011 8:15:44 AM |
| nalaari | $25.00 | 5/22/2011 6:42:14 AM |
| Mariner3605 | $25.00 | 5/22/2011 12:27:44 PM |
| williemc44 | $25.00 | 5/22/2011 12:27:22 PM |
| Railbird | $25.00 | 5/22/2011 12:29:02 PM |
| systemlender | $43.12 | 5/22/2011 12:30:16 PM |
| sappy02 | $25.00 | 5/22/2011 12:25:54 PM |
| Eagledrop | $25.00 | 5/22/2011 2:07:41 PM |
| nestegg4e | $25.00 | 5/22/2011 2:13:28 PM |
| rad-pred | $50.00 | 5/22/2011 5:01:19 PM |
| newgroom422 | $25.00 | 5/22/2011 10:33:33 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:37:54 PM |
| loot-heart | $50.00 | 5/22/2011 10:27:54 PM |
| organized-payment6 | $50.00 | 5/9/2011 5:07:57 PM |
| qsolo | $200.00 | 5/9/2011 5:08:39 PM |
| designer_10 | $25.00 | 5/9/2011 6:41:25 PM |
| serene-capital | $25.00 | 5/10/2011 10:09:38 AM |
| Pickmar | $25.00 | 5/10/2011 10:39:25 AM |
| rescue | $100.00 | 5/10/2011 6:56:58 PM |
| UncleSafety | $127.59 | 5/11/2011 6:46:50 AM |
| bonus-demon | $25.00 | 5/11/2011 5:46:10 PM |
| penny-candy | $25.00 | 5/11/2011 8:04:36 PM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:35 AM |
| burgeoning-social7 | $150.00 | 5/16/2011 11:02:52 AM |
| kind-magnificent-bid | $100.00 | 5/16/2011 5:41:14 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:05 AM |
| AFairDeal | $50.00 | 5/18/2011 12:52:04 PM |
| maldok1 | $25.00 | 5/18/2011 2:07:20 PM |
| Cai8899 | $30.00 | 5/18/2011 5:54:41 PM |
| ghinga | $25.00 | 5/19/2011 9:51:37 AM |
| enthralling-deal180 | $50.00 | 5/19/2011 10:27:51 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:45 PM |
| loan-booster1 | $58.84 | 5/19/2011 1:40:40 PM |
| Veggie_Monkey | $25.00 | 5/20/2011 8:00:42 AM |
| blue-nourishing-principal | $100.00 | 5/20/2011 8:01:36 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:25:02 AM |
| radforj22 | $25.00 | 5/20/2011 10:11:01 AM |
| marwadi-62 | $150.00 | 5/20/2011 12:28:17 PM |
| donicurioso | $50.00 | 5/20/2011 5:38:54 PM |
| first-upright-payout | $25.00 | 5/20/2011 5:49:17 PM |
| wayman | $50.00 | 5/20/2011 5:45:06 PM |
| Katburg | $50.00 | 5/20/2011 5:44:43 PM |
| thorough-exchange4 | $50.00 | 5/20/2011 5:54:01 PM |
| Pilotf22 | $25.00 | 5/20/2011 10:30:02 PM |
| elloboverde | $25.00 | 5/20/2011 10:54:22 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:03 AM |
| don8ter | $25.00 | 5/21/2011 4:35:33 AM |
| Sol_Invictus | $25.00 | 5/21/2011 5:15:04 AM |
| darylc | $25.00 | 5/21/2011 8:36:15 AM |
| BxRealtor | $25.00 | 5/21/2011 10:11:12 AM |
| PleaseDontDefault | $50.00 | 5/21/2011 10:54:23 AM |
| gracej | $25.00 | 5/21/2011 11:32:37 AM |
| genius520 | $50.00 | 5/21/2011 12:40:17 PM |
| gilbrear | $25.00 | 5/21/2011 12:59:03 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:07 PM |
| oldman68 | $25.00 | 5/21/2011 7:44:42 PM |
| Manta_Rai | $25.00 | 5/21/2011 5:57:45 PM |
| finance-symphony7 | $56.04 | 5/21/2011 8:12:41 PM |
| Kame | $25.00 | 5/22/2011 12:27:58 AM |
| Moots | $28.00 | 5/22/2011 8:06:43 AM |
| RichMaker1 | $50.00 | 5/22/2011 10:13:41 AM |
| troubleman50 | $70.00 | 5/22/2011 11:18:27 AM |
| payout-motivator0 | $75.00 | 5/22/2011 12:29:59 PM |
| the-profit-oracle | $25.00 | 5/22/2011 12:26:56 PM |
| PaulW | $25.00 | 5/22/2011 12:27:39 PM |
| sparkling-contract7 | $25.00 | 5/22/2011 5:43:29 PM |
| toblerone | $49.40 | 5/22/2011 6:12:55 PM |
| Ricajote | $25.00 | 5/22/2011 3:31:00 PM |
| RuleOf70 | $30.00 | 5/22/2011 1:00:45 PM |
| credit-investor5 | $50.00 | 5/22/2011 8:52:38 PM |
| courteous-deal114 | $30.00 | 5/22/2011 9:18:07 PM |
| myduck | $50.00 | 5/22/2011 7:49:21 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
505991
This series of Notes was issued and sold upon the funding of the borrower loan #49647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,019.93 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $323.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,321 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| msterling |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
|
|
Principal balance:
| $3,483.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Credit Card Consolidation
Purpose: Card Consolidation
What I Plan on Doing:
Consolidate Cards and Lower Outstanding Revolving Line. Not desperate but shaving a few points is always good.
My financial situation:
Good/Steady. In addition to stated income, wife also works full time so household income is solid. Addition of a child has caused the temporary unexpected increase in expenses. Daycare costs end soon :)
I am a good candidate because: I have good credit (and it will be even better once I get the revolving lines down). I have steady household income and have remained with the same employer for 22+ years. I always pay bills on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 5:06:47 PM |
| economy-coup | $100.00 | 5/9/2011 5:08:25 PM |
| Gibbyland | $100.00 | 5/9/2011 5:08:16 PM |
| janeybooboo | $200.00 | 5/9/2011 7:50:29 PM |
| reflective-rupee | $200.00 | 5/10/2011 5:51:54 AM |
| brightest-dignified-penny | $25.00 | 5/10/2011 11:00:16 AM |
| handy-point5 | $25.00 | 5/11/2011 11:59:44 AM |
| thankful-nickel2 | $25.00 | 5/11/2011 8:50:32 PM |
| EEasyMoney | $25.00 | 5/13/2011 9:58:27 AM |
| malomar66 | $50.00 | 5/14/2011 11:47:30 AM |
| KarlMarx | $25.00 | 5/15/2011 3:19:27 AM |
| Investoman | $75.00 | 5/15/2011 4:26:24 AM |
| Kash2010lu | $25.00 | 5/15/2011 9:59:17 AM |
| durability-halibut | $30.00 | 5/15/2011 7:58:08 PM |
| yf99yz | $30.00 | 5/15/2011 9:34:48 PM |
| Jack55304 | $300.00 | 5/17/2011 10:22:58 AM |
| thorough-payout8 | $25.00 | 5/17/2011 1:11:32 PM |
| FinanceEngine | $40.00 | 5/17/2011 1:22:22 PM |
| shrewd-income | $200.00 | 5/17/2011 1:21:25 PM |
| mammalian4 | $25.00 | 5/17/2011 2:59:14 PM |
| Rogesparkguy | $25.00 | 5/17/2011 2:48:50 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:11:00 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:10:11 PM |
| well-mannered-income3 | $25.00 | 5/17/2011 5:35:26 PM |
| finance-dandelion | $25.00 | 5/17/2011 5:38:36 PM |
| investment-cluster | $30.00 | 5/17/2011 6:02:05 PM |
| dough-destiny | $26.28 | 5/17/2011 6:20:39 PM |
| intrepid-loot | $25.00 | 5/17/2011 5:59:11 PM |
| loss-of-control | $150.00 | 5/17/2011 6:13:54 PM |
| Mad_Scientist | $30.00 | 5/17/2011 6:52:39 PM |
| melodious-openness | $200.00 | 5/17/2011 6:58:51 PM |
| payment-halo | $25.00 | 5/18/2011 6:16:20 AM |
| ingenious-deal6 | $25.00 | 5/19/2011 10:27:45 AM |
| 1willray | $25.00 | 5/19/2011 8:02:07 PM |
| antlr | $50.00 | 5/19/2011 9:46:08 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:47 AM |
| tolerant-dinero2 | $25.00 | 5/20/2011 10:30:06 AM |
| grnii78 | $100.00 | 5/20/2011 10:44:19 AM |
| buffalobills | $25.00 | 5/20/2011 2:36:05 PM |
| Katburg | $25.00 | 5/20/2011 5:54:51 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 5:56:03 PM |
| thorough-exchange4 | $25.00 | 5/21/2011 2:28:27 PM |
| the-silver-blaster | $50.00 | 5/21/2011 2:28:00 PM |
| Turtlebear44 | $25.00 | 5/21/2011 3:28:34 PM |
| peregrine | $200.00 | 5/21/2011 9:05:47 PM |
| Barrayaran | $25.00 | 5/21/2011 10:31:48 PM |
| rutzebach | $38.54 | 5/22/2011 12:36:29 PM |
| handy-justice | $100.00 | 5/22/2011 8:44:34 PM |
| desertoasis | $30.00 | 5/23/2011 8:09:47 AM |
| wwwUniversal | $25.00 | 5/23/2011 9:48:50 AM |
| Weaverville | $50.00 | 5/23/2011 9:55:33 AM |
| shiny-dollar9 | $50.00 | 5/23/2011 10:01:13 AM |
| Comoparklender | $50.00 | 5/23/2011 11:20:43 AM |
| MTF | $50.00 | 5/23/2011 11:12:29 AM |
| careful-compassion | $25.00 | 5/23/2011 2:16:56 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:21 PM |
| Rider | $40.00 | 5/23/2011 4:59:55 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:38:07 PM |
| OldManP | $25.00 | 5/9/2011 5:05:00 PM |
| investment-artist | $25.01 | 5/9/2011 5:06:24 PM |
| competent-p2p | $35.00 | 5/9/2011 7:29:05 PM |
| DasMula | $27.00 | 5/10/2011 10:11:42 AM |
| worth-blanket2 | $5,000.00 | 5/10/2011 9:48:43 AM |
| phaded | $25.00 | 5/10/2011 8:38:19 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:33 PM |
| erowis | $71.00 | 5/12/2011 4:27:01 PM |
| missing-link | $25.00 | 5/13/2011 1:43:00 PM |
| coin-bee1 | $25.00 | 5/14/2011 4:13:46 PM |
| jjswanso | $50.00 | 5/15/2011 6:04:36 AM |
| Bob450 | $25.00 | 5/15/2011 1:33:58 PM |
| briskdevl07 | $25.00 | 5/16/2011 8:59:51 AM |
| Bill88 | $25.00 | 5/16/2011 2:12:57 PM |
| CA-Lender | $25.05 | 5/17/2011 12:11:33 PM |
| designer_10 | $25.00 | 5/17/2011 12:14:54 PM |
| sweetlan | $25.05 | 5/17/2011 12:17:54 PM |
| itskarma | $35.35 | 5/17/2011 12:49:04 PM |
| chungfang | $100.00 | 5/17/2011 1:16:31 PM |
| FrugalForLife | $50.00 | 5/17/2011 12:48:59 PM |
| mpatrick | $25.00 | 5/17/2011 2:01:02 PM |
| Mad_Scientist | $25.00 | 5/17/2011 2:07:42 PM |
| reflective-affluence | $25.00 | 5/17/2011 2:17:38 PM |
| Dubbs360 | $100.00 | 5/17/2011 3:21:11 PM |
| assetmanager | $25.00 | 5/17/2011 2:53:42 PM |
| the-serene-transaction | $25.00 | 5/17/2011 3:53:44 PM |
| CreditBuilder2 | $50.00 | 5/17/2011 3:18:12 PM |
| nickel-position | $50.00 | 5/17/2011 3:20:23 PM |
| thrifty-capital | $25.00 | 5/17/2011 3:33:12 PM |
| Leshan | $91.65 | 5/17/2011 3:38:36 PM |
| diplomatic-wealth7 | $25.00 | 5/17/2011 5:54:53 PM |
| melodious-openness | $100.00 | 5/17/2011 6:58:42 PM |
| wisconsinvestor | $25.00 | 5/17/2011 6:42:04 PM |
| exciting-fairness | $200.00 | 5/17/2011 6:57:29 PM |
| suave-dime6 | $25.00 | 5/17/2011 7:13:17 PM |
| lenderRXT | $50.00 | 5/18/2011 4:14:57 AM |
| tech310 | $50.00 | 5/19/2011 1:44:36 AM |
| Helenska11 | $40.00 | 5/19/2011 5:29:50 PM |
| wise-benjamins-fortress | $25.00 | 5/19/2011 5:36:12 PM |
| bonus-demon | $50.00 | 5/19/2011 5:37:28 PM |
| Cronos | $150.00 | 5/21/2011 1:01:00 AM |
| Investor509 | $25.00 | 5/21/2011 11:30:24 AM |
| payment-gusto | $25.00 | 5/21/2011 11:48:11 AM |
| shred123 | $50.00 | 5/21/2011 1:04:09 PM |
| mercuriant | $25.00 | 5/21/2011 2:28:15 PM |
| janeybooboo | $100.00 | 5/21/2011 4:05:33 PM |
| worldly-income2 | $25.00 | 5/22/2011 12:12:41 AM |
| integrity-electron9 | $25.00 | 5/22/2011 3:23:57 AM |
| oceanside | $25.00 | 5/22/2011 5:15:21 AM |
| elegant-commerce7 | $50.00 | 5/23/2011 5:02:09 AM |
| red-power-pecan | $50.00 | 5/23/2011 9:42:07 AM |
| high_flyer | $50.00 | 5/23/2011 9:36:28 AM |
| power-trophy7 | $50.00 | 5/23/2011 9:52:26 AM |
| theprince | $25.00 | 5/23/2011 9:57:02 AM |
| rutzebach | $100.00 | 5/23/2011 12:31:07 PM |
| heerzaquestion | $50.00 | 5/23/2011 1:31:13 PM |
| newest-reliable-velocity | $50.00 | 5/23/2011 3:38:53 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
506037
This series of Notes was issued and sold upon the funding of the borrower loan #49680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,090 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-contract-maverick |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Summer Tuition
Purpose of loan:
This loan will be used to pay for school this summer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/10/2011 9:09:22 AM |
| irrelevant | $25.00 | 5/10/2011 9:08:27 AM |
| 2grindstones | $25.00 | 5/10/2011 9:49:45 AM |
| reflective-rupee | $25.00 | 5/10/2011 12:13:36 PM |
| kingbob | $25.00 | 5/12/2011 11:27:29 AM |
| Math_Physics | $25.00 | 5/12/2011 5:44:46 PM |
| missing-link | $25.00 | 5/13/2011 1:43:05 PM |
| Investoman | $75.00 | 5/15/2011 4:26:29 AM |
| Jack55304 | $300.00 | 5/17/2011 10:23:04 AM |
| mrxtravis | $25.00 | 5/19/2011 6:31:08 PM |
| ingenious-deal6 | $25.00 | 5/20/2011 9:57:47 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:52 AM |
| nex | $50.00 | 5/20/2011 5:35:32 PM |
| chungfang | $25.00 | 5/20/2011 5:54:10 PM |
| Simonsez808 | $25.00 | 5/20/2011 5:56:45 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:08 AM |
| kind-durability-gravitas | $50.00 | 5/22/2011 8:45:21 AM |
| wbwill | $25.00 | 5/22/2011 11:09:04 AM |
| glenium | $25.00 | 5/23/2011 2:35:03 AM |
| desertoasis | $30.00 | 5/23/2011 8:09:54 AM |
| openness-antioxidant | $75.00 | 5/23/2011 8:51:24 AM |
| shiny-dollar9 | $50.00 | 5/23/2011 10:01:20 AM |
| Katburg | $25.00 | 5/23/2011 9:52:22 AM |
| suave-dime6 | $25.00 | 5/10/2011 9:31:47 AM |
| Kreditorium | $25.00 | 5/10/2011 8:49:28 PM |
| tzvie | $25.00 | 5/11/2011 6:42:48 AM |
| diplomatic-wealth7 | $25.00 | 5/17/2011 5:54:58 PM |
| One_Lolo | $25.00 | 5/18/2011 9:53:19 AM |
| rupee_power | $25.00 | 5/18/2011 12:59:26 PM |
| tech310 | $50.00 | 5/19/2011 1:44:48 AM |
| bonus-demon | $50.00 | 5/19/2011 6:31:26 PM |
| 2grindstones | $25.00 | 5/19/2011 8:42:54 PM |
| antlr | $50.00 | 5/20/2011 3:29:15 PM |
| FASTIZIO_P | $25.00 | 5/20/2011 5:34:25 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 5:56:10 PM |
| well-rounded-payout0 | $50.00 | 5/21/2011 10:56:02 AM |
| shred123 | $50.00 | 5/21/2011 1:04:18 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:01 AM |
| the-enthralling-coin | $25.00 | 5/22/2011 9:32:58 AM |
| JiggaJoeyS | $30.00 | 5/22/2011 6:29:26 PM |
| wild-orange | $25.00 | 5/23/2011 3:15:51 AM |
| excellent-reward323 | $31.96 | 5/23/2011 7:12:01 AM |
| REASONABLE | $25.00 | 5/23/2011 8:01:23 AM |
| high_flyer | $50.00 | 5/23/2011 9:36:35 AM |
| Turtlebear44 | $25.00 | 5/23/2011 9:53:39 AM |
| the-silver-blaster | $50.00 | 5/23/2011 9:49:10 AM |
| coyone | $56.55 | 5/23/2011 9:33:33 AM |
| mercuriant | $25.00 | 5/23/2011 9:53:29 AM |
| wild-orange | $21.49 | 5/23/2011 11:08:11 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
506053
This series of Notes was issued and sold upon the funding of the borrower loan #49615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,446 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funds-lionheart4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2011)
760-779
(Jul-2010)
|
|
Principal balance:
| $3,848.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
International Adoption
Please help my wife and I help us fund our international adoption. Our combined income is greater than $90,000 per year. You will be repaid with interest. Thank you for helping us make our dream come true!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wampum-library4 | $25.00 | 5/10/2011 9:06:45 AM |
| Tradesmanlender | $35.00 | 5/10/2011 9:08:54 AM |
| Gibbyland | $100.00 | 5/10/2011 9:06:47 AM |
| irrelevant | $25.00 | 5/10/2011 9:08:31 AM |
| DasMula | $27.00 | 5/10/2011 10:18:06 AM |
| worth-blanket2 | $5,000.00 | 5/10/2011 9:49:55 AM |
| janeybooboo | $200.00 | 5/10/2011 12:25:53 PM |
| rescue | $100.00 | 5/10/2011 6:57:09 PM |
| Moe87 | $25.00 | 5/11/2011 6:58:08 AM |
| bonus-demon | $25.00 | 5/13/2011 4:25:17 PM |
| NobisEst | $25.00 | 5/17/2011 9:42:48 AM |
| the-reliable-trade | $100.00 | 5/17/2011 7:10:00 PM |
| commerce-yeller | $45.00 | 5/18/2011 5:20:55 PM |
| maldok1 | $25.00 | 5/18/2011 6:36:03 PM |
| math1973 | $50.00 | 5/18/2011 7:02:07 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:20 PM |
| tech310 | $50.00 | 5/19/2011 1:38:03 AM |
| economy-popcorn | $25.00 | 5/19/2011 10:05:07 AM |
| Cai8899 | $30.00 | 5/19/2011 11:04:31 AM |
| calmfunds | $250.00 | 5/19/2011 12:18:27 PM |
| GCInvestments | $25.00 | 5/19/2011 12:38:28 PM |
| toomanyfishtanks | $25.00 | 5/19/2011 12:59:41 PM |
| designer_10 | $25.00 | 5/19/2011 1:24:36 PM |
| chungfang | $50.00 | 5/19/2011 1:31:25 PM |
| MDTSmallTimeLender | $100.00 | 5/19/2011 1:29:19 PM |
| broomfieldbucks | $25.00 | 5/19/2011 1:29:14 PM |
| worldly-income2 | $50.00 | 5/19/2011 2:40:33 PM |
| the-serene-transaction | $50.00 | 5/19/2011 1:53:39 PM |
| zokiz | $50.00 | 5/19/2011 3:10:53 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:30:26 PM |
| justice-magnate | $46.00 | 5/19/2011 3:41:01 PM |
| Astyanax | $75.00 | 5/19/2011 3:07:02 PM |
| Kyileo | $25.00 | 5/19/2011 3:11:24 PM |
| ddog0224 | $100.00 | 5/19/2011 4:03:26 PM |
| CBO-Enterprise | $100.00 | 5/19/2011 3:28:04 PM |
| Nemo2001 | $25.00 | 5/19/2011 3:46:39 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:21:41 PM |
| John_Galt | $25.00 | 5/19/2011 4:31:38 PM |
| hookUup | $32.40 | 5/19/2011 4:43:35 PM |
| Control | $39.69 | 5/19/2011 5:21:12 PM |
| Kaj | $35.00 | 5/19/2011 6:00:39 PM |
| capital-web7 | $50.00 | 5/19/2011 7:09:30 PM |
| hidavehi | $33.00 | 5/19/2011 7:35:13 PM |
| yf99yz | $25.00 | 5/19/2011 9:28:28 PM |
| Num1Knicks | $25.00 | 5/19/2011 8:34:31 PM |
| a-community-aficionado | $29.72 | 5/19/2011 8:13:15 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:26:03 PM |
| credit-kahuna | $50.00 | 5/19/2011 11:51:39 PM |
| newgroom422 | $25.00 | 5/19/2011 10:44:43 PM |
| cash-reaction2 | $70.00 | 5/20/2011 4:52:06 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:49:09 AM |
| enriching-listing | $26.72 | 5/20/2011 6:09:03 AM |
| treasure-brigade | $25.00 | 5/20/2011 6:48:45 AM |
| Vans1975 | $51.00 | 5/20/2011 7:06:52 AM |
| aaronva69 | $56.81 | 5/20/2011 6:31:42 AM |
| agreement-guild | $100.00 | 5/20/2011 9:28:30 AM |
| w3alter | $50.00 | 5/20/2011 9:27:58 AM |
| Cypher041 | $25.00 | 5/20/2011 10:12:27 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:21 PM |
| vigorous-market5 | $100.00 | 5/20/2011 6:08:47 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:28 PM |
| Cronos | $200.00 | 5/21/2011 12:36:11 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:47 AM |
| the-silver-blaster | $50.00 | 5/21/2011 12:33:44 PM |
| famous-bill | $25.00 | 5/21/2011 2:18:45 PM |
| BxRealtor | $25.00 | 5/21/2011 8:07:54 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:09 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:03 PM |
| Helping-One-Another | $26.37 | 5/23/2011 9:32:40 AM |
| richboy56 | $25.00 | 5/23/2011 1:10:46 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:05 PM |
| ethical-income2 | $25.00 | 5/23/2011 4:55:12 PM |
| zippy-ore3 | $50.00 | 5/23/2011 6:53:29 PM |
| Sixmil | $41.87 | 5/23/2011 6:55:06 PM |
| payment-jalapeno9 | $250.00 | 5/23/2011 6:22:09 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:24 PM |
| Cre8iveCash | $25.00 | 5/23/2011 6:46:59 PM |
| bigphish | $50.00 | 5/23/2011 6:47:12 PM |
| jt88 | $50.00 | 5/23/2011 6:48:24 PM |
| lagnisiruk | $25.00 | 5/23/2011 6:49:30 PM |
| benjamin67 | $25.00 | 5/23/2011 7:38:52 PM |
| ErsatzMike | $50.00 | 5/23/2011 7:42:34 PM |
| integrity-trumpet | $50.00 | 5/23/2011 7:44:06 PM |
| p2ploan-embrace6 | $50.00 | 5/23/2011 7:02:53 PM |
| careful-note | $100.00 | 5/23/2011 7:18:09 PM |
| treasure-bliss | $50.00 | 5/23/2011 7:26:17 PM |
| passivesf | $25.00 | 5/23/2011 7:35:58 PM |
| Preteur | $25.00 | 5/23/2011 7:13:59 PM |
| repayment-genius7 | $25.00 | 5/23/2011 7:39:19 PM |
| inspired-investment8 | $100.00 | 5/23/2011 7:18:41 PM |
| Katburg | $50.00 | 5/23/2011 7:41:43 PM |
| credit-meteor7 | $50.00 | 5/23/2011 7:21:53 PM |
| bid-computer | $50.00 | 5/23/2011 7:44:24 PM |
| five-star-principal0 | $50.00 | 5/23/2011 7:38:16 PM |
| lisanate | $25.00 | 5/23/2011 7:38:29 PM |
| asset-professor | $50.00 | 5/10/2011 9:05:43 AM |
| reflective-rupee | $200.00 | 5/10/2011 10:08:47 AM |
| competent-p2p | $25.00 | 5/10/2011 6:07:30 PM |
| Interloper | $30.00 | 5/11/2011 9:31:23 AM |
| kulender | $50.00 | 5/14/2011 9:21:59 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:57 AM |
| reward-motion | $50.00 | 5/16/2011 2:39:39 PM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:19 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:21 AM |
| kind-magnificent-bid | $100.00 | 5/17/2011 5:43:45 PM |
| benjamins-utopia | $50.00 | 5/18/2011 6:28:46 PM |
| FigTree | $50.00 | 5/18/2011 6:28:34 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:03:23 PM |
| suave-dime6 | $25.00 | 5/19/2011 7:24:54 AM |
| baker31 | $50.00 | 5/19/2011 12:04:27 PM |
| octoberfresh | $25.00 | 5/19/2011 12:09:23 PM |
| kindness-jedi | $25.00 | 5/19/2011 12:57:32 PM |
| thorough-payout8 | $25.00 | 5/19/2011 1:02:43 PM |
| snowfall2006 | $75.00 | 5/19/2011 1:06:10 PM |
| MDJAX67 | $100.00 | 5/19/2011 1:09:20 PM |
| active-benjamins4 | $25.00 | 5/19/2011 1:12:58 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:41:37 PM |
| magnifico932 | $50.00 | 5/19/2011 1:54:03 PM |
| jitster | $29.51 | 5/19/2011 1:58:26 PM |
| LoanerPrincipal | $50.00 | 5/19/2011 2:57:07 PM |
| integrity-doctor | $100.00 | 5/19/2011 3:01:20 PM |
| CreditBuilder2 | $50.00 | 5/19/2011 2:08:53 PM |
| the-discrete-income | $97.27 | 5/19/2011 3:14:54 PM |
| natray | $56.37 | 5/19/2011 3:31:18 PM |
| FinanceEngine | $40.00 | 5/19/2011 3:53:27 PM |
| power-bluebird2 | $50.00 | 5/19/2011 4:07:27 PM |
| loss-of-control | $50.00 | 5/19/2011 5:03:43 PM |
| benefit-trident | $25.00 | 5/19/2011 4:31:12 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:20:52 PM |
| lovely-greenback4 | $50.00 | 5/19/2011 5:22:00 PM |
| EarlyRiser | $300.00 | 5/19/2011 5:36:17 PM |
| mammalian4 | $25.00 | 5/19/2011 6:07:25 PM |
| loans_to_loan | $25.00 | 5/19/2011 6:46:04 PM |
| Mad_Scientist | $30.80 | 5/19/2011 6:10:45 PM |
| convergentthinker | $50.00 | 5/19/2011 7:00:23 PM |
| yogi1975 | $25.00 | 5/19/2011 7:11:53 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:33:34 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:56:55 PM |
| competent-p2p | $25.00 | 5/19/2011 8:04:14 PM |
| pthighs | $50.00 | 5/19/2011 10:07:58 PM |
| the-bill-gatherer | $50.00 | 5/20/2011 5:49:00 AM |
| sappy02 | $50.00 | 5/20/2011 5:37:29 AM |
| enthralling-deal180 | $50.00 | 5/20/2011 10:11:55 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:15 AM |
| blue-nourishing-principal | $100.00 | 5/20/2011 5:45:03 PM |
| american6 | $100.00 | 5/20/2011 5:50:02 PM |
| ujiba | $50.00 | 5/20/2011 5:52:01 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:18 AM |
| Raser | $25.00 | 5/21/2011 4:26:02 AM |
| enriching-payout | $25.00 | 5/21/2011 4:58:48 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:23 AM |
| dollardave | $100.00 | 5/21/2011 11:03:36 AM |
| radforj22 | $25.00 | 5/21/2011 11:12:02 AM |
| resolute-basis9 | $50.00 | 5/21/2011 11:24:31 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:13 PM |
| hidavehi | $33.00 | 5/21/2011 1:22:42 PM |
| intrepid-loot | $25.00 | 5/21/2011 4:14:33 PM |
| extraordinary-interest1 | $50.00 | 5/21/2011 2:18:42 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:21:16 PM |
| social-ladder590 | $30.00 | 5/22/2011 5:00:56 AM |
| krd_Chicago | $100.00 | 5/22/2011 5:40:42 AM |
| don8ter | $25.00 | 5/22/2011 12:30:19 PM |
| first-upright-payout | $25.00 | 5/22/2011 12:24:53 PM |
| rvfbroker | $25.00 | 5/22/2011 5:53:34 PM |
| deal-scientist5 | $50.00 | 5/22/2011 2:38:12 PM |
| cash-tent | $30.00 | 5/22/2011 8:54:04 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:09 PM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:41 AM |
| jalapeno680 | $100.00 | 5/23/2011 1:30:27 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:02 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:33 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:38:39 PM |
| jump58 | $39.91 | 5/23/2011 6:04:27 PM |
| PaulW | $25.00 | 5/23/2011 7:14:55 PM |
| ash135 | $25.00 | 5/23/2011 6:41:10 PM |
| valiant-liberty4 | $25.00 | 5/23/2011 7:18:19 PM |
| rmachi | $25.00 | 5/23/2011 6:41:26 PM |
| mykeystoy | $25.00 | 5/23/2011 7:25:08 PM |
| donicurioso | $50.00 | 5/23/2011 7:37:50 PM |
| credit-scout7 | $50.00 | 5/23/2011 7:43:39 PM |
| discrete-basis1 | $50.00 | 5/23/2011 6:49:23 PM |
| beaker | $25.00 | 5/23/2011 6:54:50 PM |
| tender-integrity3 | $100.00 | 5/23/2011 7:18:30 PM |
| piter-to-la-investment | $25.00 | 5/23/2011 7:13:15 PM |
| gain-gourd | $100.00 | 5/23/2011 7:17:54 PM |
| balance-voyager | $50.00 | 5/23/2011 7:42:02 PM |
| ersheido | $50.00 | 5/23/2011 7:44:02 PM |
| Pennywize | $50.00 | 5/23/2011 7:44:29 PM |
| genius520 | $50.00 | 5/23/2011 7:31:07 PM |
| wayman | $50.00 | 5/23/2011 7:43:06 PM |
| 190 Investments
|
Borrower Payment Dependent Notes Series
506117
This series of Notes was issued and sold upon the funding of the borrower loan #49657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,646.46 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $295.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1981 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 25y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $79,438 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| five-star-interest4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hori
Purpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...I need payoff all my bills.
Monthly net income: $4200
Monthly expenses: $3200
Housing: $2300
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $99
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $380
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 9:08:57 AM |
| platinum-sorcerer6 | $25.00 | 5/10/2011 10:49:20 AM |
| Bank_Of_XL | $50.00 | 5/10/2011 1:15:48 PM |
| chestnut4 | $25.00 | 5/10/2011 3:34:23 PM |
| balanced-bill7 | $50.00 | 5/10/2011 3:34:17 PM |
| Peterman | $25.00 | 5/16/2011 10:35:32 AM |
| 6moonbeams | $100.00 | 5/16/2011 5:46:53 PM |
| kind-magnificent-bid | $100.00 | 5/18/2011 6:28:18 PM |
| tech310 | $50.00 | 5/19/2011 1:38:09 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:24 PM |
| Cypher041 | $25.00 | 5/20/2011 5:45:18 PM |
| enthralling-deal180 | $50.00 | 5/20/2011 5:50:08 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:33 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:16 PM |
| nytrnbow | $25.00 | 5/22/2011 12:27:19 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:07 PM |
| happyinvallarta | $50.00 | 5/23/2011 9:47:28 AM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:48 AM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:40 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:33 PM |
| gain-gourd | $100.00 | 5/23/2011 7:18:00 PM |
| inspired-investment8 | $100.00 | 5/23/2011 7:18:47 PM |
| dustman | $25.00 | 5/23/2011 7:36:27 PM |
| sappy02 | $25.00 | 5/23/2011 7:46:59 PM |
| thorough-exchange4 | $50.00 | 5/23/2011 7:48:13 PM |
| lostontheedge | $25.00 | 5/23/2011 7:49:26 PM |
| williemc44 | $25.00 | 5/23/2011 7:51:19 PM |
| cleveland2portland | $25.00 | 5/23/2011 7:51:44 PM |
| ahansen | $25.00 | 5/23/2011 7:54:40 PM |
| mrbanker | $50.00 | 5/23/2011 7:54:59 PM |
| Interloper | $25.00 | 5/23/2011 7:26:03 PM |
| iolaire | $25.00 | 5/23/2011 8:11:00 PM |
| mjjjrj | $25.00 | 5/23/2011 7:36:53 PM |
| Veggie_Monkey | $25.00 | 5/23/2011 7:37:06 PM |
| intuitive-integrity9 | $50.00 | 5/23/2011 7:41:15 PM |
| bigphish | $50.00 | 5/23/2011 7:41:31 PM |
| blue-nourishing-principal | $100.00 | 5/23/2011 7:42:45 PM |
| ijspence | $25.00 | 5/23/2011 7:47:13 PM |
| first-upright-payout | $25.00 | 5/23/2011 7:29:02 PM |
| SnakeV | $25.00 | 5/23/2011 7:49:06 PM |
| passivesf | $25.00 | 5/23/2011 7:36:17 PM |
| mcelhatt | $25.00 | 5/23/2011 7:37:31 PM |
| tlp43 | $50.00 | 5/23/2011 7:53:12 PM |
| unrivaled-gain8 | $25.00 | 5/23/2011 7:38:23 PM |
| dedication-elixir | $50.00 | 5/23/2011 7:53:54 PM |
| social-comet7 | $25.00 | 5/23/2011 7:38:45 PM |
| Katburg | $50.00 | 5/23/2011 7:41:49 PM |
| basis-wizard8 | $50.00 | 5/23/2011 8:34:31 PM |
| brazilofmux | $100.00 | 5/23/2011 7:56:29 PM |
| ErsatzMike | $50.00 | 5/23/2011 7:42:40 PM |
| sensational-dinero6 | $50.00 | 5/23/2011 8:37:44 PM |
| paladin847 | $25.00 | 5/23/2011 7:57:18 PM |
| wwwUniversal | $25.00 | 5/23/2011 7:58:09 PM |
| toblerone | $50.00 | 5/23/2011 7:59:35 PM |
| benjo | $50.00 | 5/23/2011 8:40:16 PM |
| superb-funds335 | $25.00 | 5/23/2011 8:41:34 PM |
| BaxterEvil | $25.00 | 5/23/2011 8:01:44 PM |
| payout-motivator0 | $75.00 | 5/23/2011 8:42:59 PM |
| don8ter | $25.00 | 5/23/2011 8:43:46 PM |
| successful-wealth7 | $50.00 | 5/23/2011 7:52:58 PM |
| iamricher | $25.00 | 5/23/2011 8:08:32 PM |
| InvestorPartners | $25.00 | 5/23/2011 8:10:32 PM |
| p40thawk | $50.00 | 5/23/2011 8:12:40 PM |
| grabtakeout | $25.00 | 5/23/2011 8:35:10 PM |
| cosmof16 | $25.00 | 5/23/2011 8:38:37 PM |
| miamibeachloaner | $50.00 | 5/23/2011 8:42:09 PM |
| exciting-fairness8 | $50.00 | 5/23/2011 8:32:46 PM |
| loan-wasp | $50.00 | 5/23/2011 9:47:40 PM |
| blooming-market | $25.00 | 5/23/2011 9:48:48 PM |
| grf1945 | $50.00 | 5/23/2011 9:49:04 PM |
| life-is-great | $25.00 | 5/23/2011 9:49:41 PM |
| rapid-loyalty1 | $25.00 | 5/23/2011 9:50:04 PM |
| narblark | $50.00 | 5/23/2011 9:50:13 PM |
| onetuxllc | $50.00 | 5/23/2011 9:51:17 PM |
| allotment464 | $100.00 | 5/23/2011 9:52:03 PM |
| rss197 | $25.00 | 5/23/2011 9:53:49 PM |
| msw_engr | $50.00 | 5/23/2011 8:40:00 PM |
| C_Mark | $50.00 | 5/23/2011 9:54:04 PM |
| GElender | $25.00 | 5/23/2011 9:54:18 PM |
| inqbus | $50.00 | 5/23/2011 9:56:00 PM |
| unrivaled-income5 | $50.00 | 5/23/2011 9:58:12 PM |
| miked8303 | $25.00 | 5/23/2011 9:58:28 PM |
| comet55 | $25.00 | 5/23/2011 9:59:06 PM |
| unrivaled-silver | $50.00 | 5/23/2011 10:00:36 PM |
| velocity-solo | $25.00 | 5/23/2011 10:01:52 PM |
| money-bauble | $114.18 | 5/23/2011 10:02:27 PM |
| ualf | $36.41 | 5/23/2011 10:06:17 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:12 PM |
| cablenews | $75.00 | 5/23/2011 9:51:33 PM |
| nimble-penny1 | $50.00 | 5/23/2011 9:52:55 PM |
| klinebarger | $25.00 | 5/23/2011 9:53:38 PM |
| best-basis-trooper | $50.00 | 5/23/2011 9:54:24 PM |
| peripatetic | $25.00 | 5/23/2011 9:55:25 PM |
| schnatty | $25.00 | 5/23/2011 9:56:34 PM |
| responsibility-cherry6 | $35.87 | 5/23/2011 9:56:57 PM |
| worthy-bid8 | $50.00 | 5/23/2011 9:57:05 PM |
| platinum-exec1 | $50.00 | 5/23/2011 9:57:14 PM |
| klin | $50.00 | 5/23/2011 9:58:07 PM |
| wise-balanced-moola | $25.00 | 5/23/2011 9:58:52 PM |
| integrity-trumpet | $100.00 | 5/23/2011 9:48:27 PM |
| _wally_ | $50.00 | 5/23/2011 9:49:36 PM |
| payout-carnival | $25.00 | 5/23/2011 10:06:24 PM |
| a-sharp-revenue | $50.00 | 5/23/2011 9:50:29 PM |
| bazaar-hyperdrive3 | $50.00 | 5/23/2011 9:50:37 PM |
| durable-auction0 | $50.00 | 5/23/2011 9:50:46 PM |
| jrbill1998 | $50.00 | 5/23/2011 9:52:48 PM |
| blue-lucrative-rate | $25.00 | 5/23/2011 9:53:14 PM |
| equitable-yield4 | $25.00 | 5/23/2011 9:55:00 PM |
| TelegramSam | $25.00 | 5/23/2011 9:55:35 PM |
| LenderByDay | $25.00 | 5/23/2011 9:55:46 PM |
| MarinLoans | $25.00 | 5/23/2011 9:57:27 PM |
| auction-turtle0 | $25.00 | 5/23/2011 9:57:53 PM |
| silver-fuse | $30.00 | 5/23/2011 9:58:01 PM |
| unflappable-bonus3 | $50.00 | 5/23/2011 9:58:48 PM |
| adamwstein | $25.00 | 5/23/2011 10:04:57 PM |
| miket71 | $50.00 | 5/23/2011 10:07:46 PM |
| MrUSC | $25.00 | 5/24/2011 3:31:23 AM |
| awwaww | $50.00 | 5/23/2011 10:10:20 PM |
| vmann | $50.00 | 5/24/2011 3:31:26 AM |
| fxtrader | $25.00 | 5/24/2011 8:25:31 AM |
| creative-gold | $50.00 | 5/24/2011 4:25:24 AM |
| reinforced-revenue069 | $25.00 | 5/10/2011 10:49:10 AM |
| MikeB918 | $25.00 | 5/10/2011 1:04:00 PM |
| competent-p2p | $35.00 | 5/10/2011 6:12:35 PM |
| rescue | $100.00 | 5/11/2011 9:31:53 AM |
| bonus-demon | $25.00 | 5/13/2011 5:30:29 PM |
| a-finance-nirvana | $25.00 | 5/14/2011 3:47:52 AM |
| kulender | $50.00 | 5/14/2011 9:22:05 AM |
| FigTree | $50.00 | 5/18/2011 6:28:39 PM |
| math1973 | $50.00 | 5/19/2011 10:28:57 AM |
| benjamins-utopia | $50.00 | 5/19/2011 10:29:22 AM |
| maldok1 | $25.00 | 5/19/2011 10:30:03 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:13 AM |
| brightest-dynamic-peace | $25.00 | 5/20/2011 8:00:08 AM |
| Cai8899 | $30.00 | 5/20/2011 9:24:30 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:24 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 5:44:16 PM |
| w3alter | $50.00 | 5/20/2011 5:44:53 PM |
| agreement-guild | $100.00 | 5/20/2011 5:45:10 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:28 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:25 AM |
| american6 | $100.00 | 5/21/2011 11:15:26 AM |
| radforj22 | $25.00 | 5/21/2011 11:47:52 AM |
| BxRealtor | $25.00 | 5/21/2011 8:07:58 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:13 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:11 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:10 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:11 PM |
| the-silver-blaster | $50.00 | 5/23/2011 7:08:23 PM |
| careful-note | $100.00 | 5/23/2011 7:18:14 PM |
| integrity-saver | $25.00 | 5/23/2011 7:48:33 PM |
| determined-order1 | $25.00 | 5/23/2011 7:48:59 PM |
| meenan | $25.00 | 5/23/2011 7:49:39 PM |
| gold-sushi | $25.00 | 5/23/2011 7:50:05 PM |
| stollcm | $25.00 | 5/23/2011 7:50:24 PM |
| Raven39 | $25.00 | 5/23/2011 7:50:38 PM |
| tampa_cmc | $50.00 | 5/23/2011 7:51:27 PM |
| MadHun | $100.00 | 5/23/2011 7:53:33 PM |
| valiant-liberty4 | $25.00 | 5/23/2011 7:18:22 PM |
| tender-integrity3 | $100.00 | 5/23/2011 7:18:36 PM |
| orange-dollar-guild | $25.00 | 5/23/2011 8:00:11 PM |
| shred123 | $25.00 | 5/23/2011 8:02:33 PM |
| helpishere777 | $50.00 | 5/23/2011 8:02:50 PM |
| gold-disk | $50.00 | 5/23/2011 8:06:02 PM |
| Eagledrop | $25.00 | 5/23/2011 8:07:00 PM |
| dood2112 | $25.00 | 5/23/2011 7:36:35 PM |
| PaulW | $25.00 | 5/23/2011 7:15:12 PM |
| donicurioso | $50.00 | 5/23/2011 7:38:04 PM |
| microfunder | $50.00 | 5/23/2011 7:46:49 PM |
| SmokeyMirror | $50.00 | 5/23/2011 7:47:49 PM |
| genius520 | $50.00 | 5/23/2011 7:31:14 PM |
| Breakfast_Gypsy | $25.00 | 5/23/2011 7:51:33 PM |
| Mariner3605 | $25.00 | 5/23/2011 8:32:52 PM |
| chicco | $100.00 | 5/23/2011 7:55:30 PM |
| Ripsaw4U | $50.00 | 5/23/2011 7:56:35 PM |
| Railbird | $25.00 | 5/23/2011 7:57:01 PM |
| wayman | $50.00 | 5/23/2011 7:43:16 PM |
| Pennywize | $50.00 | 5/23/2011 7:45:59 PM |
| the-money-gargantuan | $25.00 | 5/23/2011 7:59:25 PM |
| CPDDDS | $50.00 | 5/23/2011 8:39:38 PM |
| rate-caravan7 | $50.00 | 5/23/2011 7:48:02 PM |
| successful-agreement7 | $100.00 | 5/23/2011 7:59:49 PM |
| dinero-speaker | $25.00 | 5/23/2011 7:59:58 PM |
| bountiful-durability | $50.00 | 5/23/2011 8:00:28 PM |
| orgy63 | $50.00 | 5/23/2011 7:50:56 PM |
| camaraderi-atmosphere | $50.00 | 5/23/2011 7:52:43 PM |
| anwn | $50.00 | 5/23/2011 7:53:21 PM |
| reinforced-investment4 | $25.00 | 5/23/2011 7:54:21 PM |
| Kame | $25.00 | 5/23/2011 8:06:17 PM |
| nestegg4e | $25.00 | 5/23/2011 8:07:11 PM |
| deal-scientist5 | $50.00 | 5/23/2011 8:07:27 PM |
| mdrichards | $50.00 | 5/23/2011 8:08:42 PM |
| orange-courageous-dedication | $50.00 | 5/23/2011 7:58:43 PM |
| BankofTony | $25.00 | 5/23/2011 8:10:22 PM |
| stanbalwight4 | $25.00 | 5/23/2011 8:02:19 PM |
| Simonsez808 | $25.00 | 5/23/2011 8:53:23 PM |
| durability-high-five | $25.00 | 5/23/2011 9:43:07 PM |
| Supernick | $50.00 | 5/23/2011 8:40:36 PM |
| BobRand | $50.00 | 5/23/2011 9:44:26 PM |
| BuffetRocks | $100.00 | 5/23/2011 8:41:54 PM |
| boater01 | $50.00 | 5/23/2011 8:42:38 PM |
| AgTiPinisher | $25.00 | 5/23/2011 9:47:01 PM |
| gracej | $25.00 | 5/23/2011 8:43:17 PM |
| gjm6d | $25.00 | 5/23/2011 9:48:52 PM |
| kindness-jedi | $30.00 | 5/23/2011 9:49:23 PM |
| mike_banker | $50.00 | 5/23/2011 9:49:49 PM |
| credit-kahuna | $50.00 | 5/23/2011 9:50:16 PM |
| Willylump | $25.00 | 5/23/2011 9:50:59 PM |
| GCInvestments | $25.00 | 5/23/2011 9:51:38 PM |
| red-robust-bid | $50.00 | 5/23/2011 9:53:34 PM |
| orange-camaraderi-galaxy | $100.00 | 5/23/2011 8:39:52 PM |
| loyalty-sherpa | $25.00 | 5/23/2011 9:53:55 PM |
| hostbank | $100.00 | 5/23/2011 9:54:09 PM |
| GrayStudio | $25.00 | 5/23/2011 9:55:51 PM |
| EJO | $25.00 | 5/23/2011 9:56:06 PM |
| worldly-community3 | $50.00 | 5/23/2011 8:41:03 PM |
| Aquafina24Ounce | $25.00 | 5/23/2011 9:56:48 PM |
| deal-guardian1 | $50.00 | 5/23/2011 8:41:17 PM |
| fearless-auction7 | $25.00 | 5/23/2011 9:57:09 PM |
| benefit-prescription6 | $100.00 | 5/23/2011 9:57:47 PM |
| mtp | $50.00 | 5/23/2011 9:58:23 PM |
| PCGeekWI | $25.00 | 5/23/2011 9:58:31 PM |
| active-market | $50.00 | 5/23/2011 9:59:13 PM |
| systemlender | $50.00 | 5/23/2011 8:43:32 PM |
| vigilance-revolutionary | $50.00 | 5/23/2011 8:44:14 PM |
| benefit-producer | $25.00 | 5/23/2011 10:04:50 PM |
| rate-mogul | $100.00 | 5/23/2011 10:11:04 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:02 PM |
| rockstar78 | $50.00 | 5/23/2011 9:49:31 PM |
| ideal-platinum1 | $50.00 | 5/23/2011 9:49:57 PM |
| ericgassercom | $50.00 | 5/23/2011 9:51:08 PM |
| brutusbone | $25.00 | 5/23/2011 9:54:00 PM |
| steiglends | $100.00 | 5/23/2011 9:54:35 PM |
| DeltaComputerGuy | $25.00 | 5/23/2011 9:55:06 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 10:19:14 PM |
| nunnie | $25.00 | 5/23/2011 9:56:43 PM |
| circuitfive | $25.00 | 5/23/2011 9:57:22 PM |
| mizon291 | $50.00 | 5/23/2011 9:58:36 PM |
| revenue-serenity | $50.00 | 5/23/2011 9:48:34 PM |
| derwiki | $50.00 | 5/23/2011 10:32:48 PM |
| first-pragmatic-note | $50.00 | 5/23/2011 9:50:10 PM |
| favorite-deal6 | $25.00 | 5/23/2011 9:50:33 PM |
| valiant-pound8 | $100.00 | 5/23/2011 9:51:29 PM |
| 108lender | $100.00 | 5/23/2011 9:51:46 PM |
| lending_well | $25.00 | 5/23/2011 10:07:53 PM |
| happyaric | $50.00 | 5/23/2011 9:52:12 PM |
| kevin314 | $25.00 | 5/23/2011 9:52:33 PM |
| yield-visionary4 | $50.00 | 5/23/2011 9:53:06 PM |
| payment-jalapeno9 | $50.00 | 5/23/2011 9:55:16 PM |
| Ready2Loan | $25.00 | 5/23/2011 9:55:40 PM |
| hampa | $50.00 | 5/23/2011 9:56:15 PM |
| majestic-repayment3 | $25.00 | 5/23/2011 9:57:41 PM |
| loot-pursuit5 | $50.00 | 5/23/2011 9:58:17 PM |
| P7E | $75.00 | 5/24/2011 3:55:55 AM |
| skuba | $50.00 | 5/23/2011 10:12:27 PM |
| wjstocks | $25.00 | 5/24/2011 4:56:01 AM |
| JTCorp | $25.00 | 5/23/2011 10:13:00 PM |
| ore-didgeridoo | $25.00 | 5/23/2011 10:48:08 PM |
| mtpscuba | $50.00 | 5/24/2011 6:35:23 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:40 AM |
| bgood2016 | $25.00 | 5/24/2011 6:26:45 AM |
| adaptable-camaraderi | $50.00 | 5/24/2011 7:25:29 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:51:27 AM |
| archeanchaos | $25.00 | 5/24/2011 8:40:48 AM |
| 264 Investments
|
Borrower Payment Dependent Notes Series
506163
This series of Notes was issued and sold upon the funding of the borrower loan #49722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1979 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 15
/
12 | Length of status: | 10y 11m |
|
Amount delinquent:
| $62,903 |
Total credit lines:
| 91 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $4,466 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 57 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| crudo17 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 80% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 7
( 20% )
| 680-699
(May-2008)
|
|
Principal balance:
| $348.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Ready to get out of Debt!!
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 5:08:49 PM |
| suave-dime6 | $25.00 | 5/11/2011 5:14:20 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:58 PM |
| missing-link | $25.00 | 5/13/2011 1:43:45 PM |
| entreprenooner | $25.00 | 5/19/2011 1:28:50 PM |
| tolerant-truth2 | $25.00 | 5/19/2011 1:24:40 PM |
| chungfang | $50.00 | 5/19/2011 1:32:06 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:29:45 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:47:46 PM |
| trumpeter5 | $25.00 | 5/19/2011 5:24:28 PM |
| silver-cloud | $40.00 | 5/19/2011 5:44:09 PM |
| riveting-wealth2 | $100.00 | 5/19/2011 5:45:36 PM |
| credit-missile | $25.00 | 5/19/2011 6:30:40 PM |
| convergentthinker | $50.00 | 5/19/2011 6:56:19 PM |
| bbt210 | $50.01 | 5/20/2011 7:46:15 AM |
| rubylender | $25.00 | 5/20/2011 7:00:20 AM |
| jazzlender | $25.00 | 5/20/2011 9:52:31 AM |
| Investoman | $75.00 | 5/20/2011 10:00:14 AM |
| Makingitrain | $25.00 | 5/20/2011 9:59:01 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:42 AM |
| nickel-cocktail | $50.00 | 5/20/2011 11:05:21 AM |
| OLYVRC | $100.00 | 5/20/2011 11:56:32 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:42:29 AM |
| trumpeter7 | $30.00 | 5/20/2011 12:36:21 PM |
| jybank | $50.00 | 5/20/2011 12:44:21 PM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:01 PM |
| 420limo | $25.00 | 5/20/2011 3:32:14 PM |
| sonicpluto | $25.00 | 5/20/2011 2:05:25 PM |
| 420limo | $25.00 | 5/20/2011 2:48:45 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:30:19 PM |
| LivingInvestments00 | $26.81 | 5/20/2011 5:39:44 PM |
| festeringsnot | $25.00 | 5/20/2011 6:02:46 PM |
| well-mannered-truth3 | $25.00 | 5/20/2011 8:07:19 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:02:43 PM |
| quest0 | $25.00 | 5/20/2011 7:02:12 PM |
| Johnab | $26.04 | 5/21/2011 7:21:39 AM |
| red-favorable-basis | $25.00 | 5/21/2011 5:52:28 AM |
| mickw2000 | $31.05 | 5/21/2011 6:08:04 AM |
| Shanester | $25.00 | 5/21/2011 9:15:55 AM |
| Bob450 | $25.00 | 5/21/2011 10:08:14 AM |
| porwestco | $25.00 | 5/21/2011 10:12:17 AM |
| dough-destiny | $28.55 | 5/21/2011 10:17:11 AM |
| DreDub | $50.00 | 5/21/2011 11:18:02 AM |
| brightest-excellent-rate | $200.00 | 5/21/2011 11:24:18 AM |
| houli123 | $25.00 | 5/21/2011 12:19:52 PM |
| ahempton | $25.00 | 5/21/2011 1:11:23 PM |
| melodious-openness | $200.00 | 5/21/2011 4:24:53 PM |
| Majianlord | $50.94 | 5/21/2011 6:08:26 PM |
| goodhearted-basis4 | $25.00 | 5/21/2011 5:35:19 PM |
| diversification-medalist | $50.00 | 5/21/2011 11:30:41 PM |
| heerzaquestion | $25.00 | 5/22/2011 9:06:36 AM |
| micko | $25.00 | 5/22/2011 9:07:39 AM |
| neutrino6 | $25.00 | 5/22/2011 9:23:14 AM |
| doopers | $25.00 | 5/22/2011 1:26:32 PM |
| YoungTaxMan | $25.00 | 5/22/2011 6:12:27 PM |
| glroark | $50.00 | 5/23/2011 6:56:20 AM |
| autonomous-truth | $50.00 | 5/22/2011 10:19:12 PM |
| bonus-demon | $50.00 | 5/23/2011 6:13:33 AM |
| a-restless-dollar | $50.00 | 5/23/2011 6:52:05 AM |
| mrpowers5531 | $25.00 | 5/23/2011 7:50:07 AM |
| enriching-credit9 | $50.00 | 5/23/2011 9:55:12 AM |
| heavenly-interest2 | $50.00 | 5/23/2011 5:12:04 PM |
| cash-backer8 | $29.00 | 5/23/2011 6:09:33 PM |
| 2bnforlife | $25.00 | 5/23/2011 5:52:09 PM |
| the-upbeat-p2p | $100.00 | 5/23/2011 6:28:38 PM |
| antlr | $50.00 | 5/23/2011 8:56:03 PM |
| high_flyer | $50.00 | 5/23/2011 8:50:45 PM |
| Mikale360 | $25.00 | 5/23/2011 11:29:47 PM |
| gain-expert | $60.00 | 5/24/2011 4:04:03 PM |
| elegant-loot | $25.00 | 5/24/2011 1:11:40 PM |
| grampy48 | $30.00 | 5/24/2011 3:02:21 PM |
| bid-czar8 | $25.00 | 5/24/2011 6:04:25 PM |
| CAGE-Investments | $25.00 | 5/24/2011 6:05:18 PM |
| hitsman | $50.00 | 5/24/2011 6:04:05 PM |
| tsquared_030 | $27.54 | 5/24/2011 7:03:46 PM |
| finance-prescription | $39.80 | 5/24/2011 7:15:31 PM |
| handshake5 | $100.00 | 5/24/2011 8:42:59 PM |
| Kaj | $35.00 | 5/24/2011 8:31:24 PM |
| graceful-investment | $73.30 | 5/24/2011 8:40:30 PM |
| Turtlebear44 | $25.00 | 5/24/2011 8:23:32 PM |
| money-bauble | $100.00 | 5/24/2011 8:43:35 PM |
| bountiful-durability | $50.00 | 5/24/2011 8:44:51 PM |
| momentous-integrity548 | $50.00 | 5/25/2011 9:25:47 AM |
| worthy-bid8 | $50.00 | 5/25/2011 9:29:06 AM |
| shrewd-peace7 | $25.00 | 5/25/2011 9:25:37 AM |
| intuitive-velocity4 | $50.00 | 5/25/2011 9:29:07 AM |
| niceguy777 | $50.00 | 5/25/2011 9:25:46 AM |
| Jonb6919 | $25.00 | 5/25/2011 9:29:03 AM |
| MylesNH | $25.00 | 5/25/2011 9:29:08 AM |
| competent-p2p | $35.00 | 5/11/2011 5:59:05 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:05 AM |
| tech310 | $50.00 | 5/19/2011 1:45:37 AM |
| Track-Layer | $50.00 | 5/19/2011 1:04:30 PM |
| dough-optimization | $27.00 | 5/19/2011 2:59:24 PM |
| jett45 | $50.00 | 5/19/2011 4:12:04 PM |
| reflective-rupee | $25.01 | 5/19/2011 3:32:30 PM |
| benefit-trident | $25.00 | 5/19/2011 4:36:52 PM |
| Ananya | $25.00 | 5/19/2011 5:16:28 PM |
| credit-missile | $75.00 | 5/19/2011 6:22:40 PM |
| rupee_power | $25.00 | 5/19/2011 6:02:00 PM |
| vishal29 | $25.00 | 5/19/2011 11:21:31 PM |
| new-transaction-wrangler | $100.00 | 5/20/2011 7:18:08 AM |
| finance-symphony7 | $25.00 | 5/20/2011 7:34:35 AM |
| joebob78 | $38.34 | 5/20/2011 9:50:12 AM |
| FarmersBank | $39.93 | 5/20/2011 12:30:23 PM |
| ErsatzMike | $25.00 | 5/20/2011 12:37:49 PM |
| briskdevl07 | $25.00 | 5/20/2011 1:38:03 PM |
| UCLA4life | $60.00 | 5/21/2011 8:36:22 AM |
| The-Helper | $35.00 | 5/21/2011 8:25:56 AM |
| lender-inc | $25.00 | 5/21/2011 9:40:51 AM |
| IIP77 | $25.00 | 5/21/2011 10:42:27 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:49:15 AM |
| Rogesparkguy | $25.00 | 5/21/2011 10:44:27 AM |
| money-baron | $50.19 | 5/21/2011 2:58:27 PM |
| sharp518 | $50.00 | 5/21/2011 6:26:50 PM |
| wgc | $25.00 | 5/21/2011 7:55:28 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:56:44 PM |
| worth-jedi5 | $26.92 | 5/22/2011 12:02:55 AM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:27 AM |
| JauaFlash | $25.00 | 5/22/2011 11:24:45 AM |
| trumpeter5 | $25.00 | 5/22/2011 9:45:37 AM |
| simeonthewhale | $25.00 | 5/22/2011 4:58:12 PM |
| Murdex | $75.00 | 5/22/2011 7:27:18 PM |
| credit-missile | $25.00 | 5/22/2011 7:51:52 PM |
| handy-justice | $100.00 | 5/22/2011 8:56:09 PM |
| FarmersBank | $42.00 | 5/23/2011 6:59:39 AM |
| Tikibarman | $50.00 | 5/23/2011 5:12:17 AM |
| chameleon125 | $25.00 | 5/23/2011 6:43:43 AM |
| Hokies | $25.00 | 5/23/2011 7:22:32 AM |
| liberty-society5 | $25.00 | 5/23/2011 9:31:43 AM |
| vigorous-velocity | $112.19 | 5/23/2011 4:38:10 PM |
| duty-ninja | $50.00 | 5/23/2011 5:19:11 PM |
| oxnard | $25.00 | 5/23/2011 5:59:58 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:05:14 PM |
| desertoasis | $30.00 | 5/23/2011 8:57:46 PM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:54:49 AM |
| helping-out | $35.00 | 5/24/2011 11:20:33 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:02:01 PM |
| shred123 | $50.00 | 5/24/2011 5:41:11 PM |
| shiny-dollar9 | $50.00 | 5/24/2011 5:42:51 PM |
| marwadi-62 | $100.00 | 5/24/2011 4:01:55 PM |
| Miklot | $50.00 | 5/24/2011 5:53:51 PM |
| 6moonbeams | $50.00 | 5/24/2011 5:59:25 PM |
| careful-note | $50.00 | 5/24/2011 6:04:51 PM |
| ingenious-deal6 | $25.00 | 5/24/2011 5:44:06 PM |
| mercuriant | $25.00 | 5/24/2011 6:14:06 PM |
| b-rent | $25.00 | 5/24/2011 6:53:29 PM |
| ah-long | $25.00 | 5/24/2011 7:21:29 PM |
| umfan123 | $25.00 | 5/24/2011 9:51:16 PM |
| interest-coyote | $25.00 | 5/25/2011 9:25:36 AM |
| Wellman | $50.00 | 5/25/2011 9:25:56 AM |
| zen1cent | $25.00 | 5/25/2011 9:29:09 AM |
| infinitykid | $25.00 | 5/25/2011 9:25:34 AM |
| deal-viking4 | $25.00 | 5/25/2011 9:25:48 AM |
| blackstar | $25.00 | 5/25/2011 9:29:04 AM |
| best-marketologist | $25.00 | 5/25/2011 9:25:35 AM |
| HedgeFund | $50.00 | 5/25/2011 9:25:54 AM |
| GInBaghdad | $25.00 | 5/25/2011 9:29:05 AM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
506209
This series of Notes was issued and sold upon the funding of the borrower loan #49841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,867.50 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $376.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,892 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exact-fund4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
consolidate secured loan and unsecured loan into a lower monthly payment.
My financial situation:
I am a good candidate for this loan because...
As an officer in the US Army I have a stable and consistant income
Monthly net income: $7400.00
Monthly expenses:
Housing: $1914
Insurance: $185
Car expenses: $1000
Utilities: $300
Phone, cable, internet: $145
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NiceNate | $100.00 | 5/11/2011 9:04:18 AM |
| Tradesmanlender | $35.00 | 5/11/2011 9:06:11 AM |
| qsolo | $200.00 | 5/11/2011 9:04:30 AM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:58 PM |
| rescue | $100.00 | 5/13/2011 5:30:35 PM |
| kulender | $50.00 | 5/14/2011 9:22:31 AM |
| shrewd-asset | $25.00 | 5/15/2011 4:33:33 PM |
| tech310 | $50.00 | 5/19/2011 1:49:15 AM |
| openness-antioxidant | $100.00 | 5/19/2011 9:51:40 AM |
| hidavehi | $26.00 | 5/19/2011 7:37:17 PM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:26 AM |
| John_Galt | $55.00 | 5/20/2011 8:52:59 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:40 PM |
| FigTree | $50.00 | 5/20/2011 5:52:42 PM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:45 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:29 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:26 PM |
| GElender | $25.00 | 5/23/2011 6:06:49 AM |
| brightest-dynamic-peace | $25.00 | 5/23/2011 6:31:00 PM |
| Cai8899 | $30.00 | 5/23/2011 7:52:14 PM |
| enthralling-deal180 | $50.00 | 5/23/2011 7:27:41 PM |
| cosmof16 | $25.00 | 5/23/2011 8:38:54 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:10 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:28 PM |
| derwiki | $25.00 | 5/23/2011 10:33:34 PM |
| triumph329 | $50.00 | 5/24/2011 4:39:27 AM |
| natecam | $25.00 | 5/24/2011 10:33:11 AM |
| yennib | $26.51 | 5/24/2011 11:56:01 AM |
| the-silver-blaster | $50.00 | 5/24/2011 11:57:31 AM |
| nickel-position | $25.00 | 5/24/2011 12:57:04 PM |
| principal-bull | $25.00 | 5/24/2011 5:06:09 PM |
| gain-expert | $60.00 | 5/24/2011 4:05:47 PM |
| american6 | $100.00 | 5/24/2011 6:07:14 PM |
| IIP77 | $25.00 | 5/24/2011 5:35:38 PM |
| handshake5 | $100.00 | 5/24/2011 5:56:54 PM |
| Veggie_Monkey | $25.00 | 5/24/2011 8:17:36 PM |
| AlternativeCashFlow | $50.00 | 5/24/2011 8:22:19 PM |
| w3alter | $50.00 | 5/24/2011 7:15:59 PM |
| rate-mogul | $40.00 | 5/24/2011 8:28:01 PM |
| meenan | $25.00 | 5/24/2011 8:24:15 PM |
| don8ter | $25.00 | 5/24/2011 8:29:37 PM |
| chinolatino | $50.00 | 5/24/2011 8:03:29 PM |
| Whitey | $50.00 | 5/24/2011 8:32:28 PM |
| justinology | $53.57 | 5/25/2011 1:16:00 AM |
| Reddy_Capital | $25.00 | 5/24/2011 10:47:23 PM |
| anton | $6,000.00 | 5/24/2011 10:49:01 PM |
| velocity-solo | $30.00 | 5/24/2011 8:42:38 PM |
| dinero-speaker | $25.00 | 5/24/2011 9:54:04 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:13 AM |
| tranquil-gain1 | $100.00 | 5/25/2011 7:13:05 AM |
| jasonj72 | $25.00 | 5/25/2011 5:59:52 AM |
| MO_Investor | $25.00 | 5/25/2011 4:48:12 AM |
| money-bauble | $150.00 | 5/25/2011 7:19:11 AM |
| triumph329 | $37.78 | 5/25/2011 7:36:59 AM |
| lender-1 | $50.00 | 5/25/2011 8:58:53 AM |
| organized-payment6 | $50.00 | 5/11/2011 9:04:22 AM |
| availableloan | $25.00 | 5/11/2011 9:06:23 AM |
| designer_10 | $25.00 | 5/11/2011 11:16:36 AM |
| SolarMoonshine | $25.00 | 5/11/2011 4:41:12 PM |
| BuildingShanghai | $50.00 | 5/12/2011 6:16:42 AM |
| zorg77 | $50.00 | 5/12/2011 7:13:26 PM |
| Interloper | $30.00 | 5/13/2011 5:22:20 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:13 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:58:59 AM |
| bonus-demon | $25.00 | 5/17/2011 5:44:19 PM |
| Gibbyland | $100.00 | 5/18/2011 11:14:06 AM |
| 6moonbeams | $100.00 | 5/18/2011 5:57:02 PM |
| kind-magnificent-bid | $100.00 | 5/20/2011 11:40:31 AM |
| benjamins-utopia | $50.00 | 5/21/2011 11:15:55 AM |
| math1973 | $50.00 | 5/21/2011 11:31:19 AM |
| BxRealtor | $25.00 | 5/21/2011 8:08:18 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:32 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:20 PM |
| generous-deal6 | $50.00 | 5/23/2011 9:45:47 AM |
| shrewd-asset | $25.00 | 5/23/2011 4:14:02 PM |
| peace-flower9 | $25.00 | 5/23/2011 2:52:52 PM |
| maldok1 | $25.00 | 5/23/2011 8:13:21 PM |
| organized-dedication9 | $50.00 | 5/23/2011 7:47:25 PM |
| oldman68 | $25.00 | 5/23/2011 8:33:23 PM |
| NLB-PHX | $50.00 | 5/23/2011 8:34:48 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:05:26 PM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:32 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:55 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:54 AM |
| macmaner | $50.00 | 5/24/2011 9:52:15 AM |
| skuba | $50.00 | 5/24/2011 10:24:47 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:19 AM |
| new-transaction-wrangler | $50.00 | 5/24/2011 5:36:04 PM |
| loot-heart | $50.00 | 5/24/2011 5:37:20 PM |
| genius520 | $50.00 | 5/24/2011 5:58:38 PM |
| dochelp | $50.00 | 5/24/2011 4:52:09 PM |
| Havana21 | $25.00 | 5/24/2011 7:54:36 PM |
| PatRichi | $25.00 | 5/24/2011 6:56:54 PM |
| unclejaef | $25.00 | 5/24/2011 8:46:06 PM |
| vigilance-revolutionary | $50.00 | 5/24/2011 8:11:52 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:29 PM |
| blissful-note7 | $28.64 | 5/24/2011 8:37:38 PM |
| Mariner3605 | $25.00 | 5/24/2011 8:24:42 PM |
| resplendent-dollar | $25.00 | 5/24/2011 10:12:32 PM |
| FinanceEngine | $40.00 | 5/24/2011 10:50:55 PM |
| RusRobo | $50.00 | 5/24/2011 8:45:25 PM |
| ClearLake | $25.00 | 5/25/2011 6:08:41 AM |
| riproaringrapids | $25.00 | 5/25/2011 1:17:54 AM |
| silver-armada | $50.00 | 5/25/2011 3:48:17 AM |
| Loans101 | $25.00 | 5/25/2011 5:37:46 AM |
| loan-kung-fu | $25.00 | 5/25/2011 8:40:42 AM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
506251
This series of Notes was issued and sold upon the funding of the borrower loan #49731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $604.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 118% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,832 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elegant-note1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
heloc
Purpose of loan: debt
This loan will be used to...pay down a particular debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1400.00
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/11/2011 5:08:23 PM |
| SecondChanceLendingSERV | $25.00 | 5/13/2011 8:34:15 AM |
| missing-link | $25.00 | 5/13/2011 1:43:47 PM |
| yf99yz | $25.00 | 5/15/2011 9:13:49 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:13 AM |
| Investoman | $75.00 | 5/20/2011 10:00:16 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:45 AM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:02 PM |
| inforapenny | $50.00 | 5/21/2011 12:32:33 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:28 AM |
| bonus-demon | $50.00 | 5/23/2011 7:34:10 AM |
| mlj0671 | $25.00 | 5/23/2011 12:58:50 PM |
| thorough-exchange4 | $25.00 | 5/23/2011 8:11:37 PM |
| antlr | $50.00 | 5/23/2011 8:56:05 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:05:16 PM |
| chungfang | $25.00 | 5/23/2011 9:01:43 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:31 PM |
| openness-antioxidant | $100.00 | 5/24/2011 9:37:33 AM |
| tranquil-gain1 | $100.00 | 5/24/2011 8:47:41 AM |
| helping-out | $35.00 | 5/24/2011 11:20:35 AM |
| ingenious-deal6 | $25.00 | 5/24/2011 5:44:08 PM |
| gain-expert | $60.00 | 5/24/2011 4:04:05 PM |
| payout-banker4 | $25.00 | 5/24/2011 5:56:03 PM |
| handy-justice | $100.00 | 5/24/2011 6:01:05 PM |
| the-silver-blaster | $50.00 | 5/24/2011 6:01:16 PM |
| mercuriant | $25.00 | 5/24/2011 6:14:08 PM |
| gotjack | $25.00 | 5/24/2011 7:01:59 PM |
| treasure-bliss | $50.00 | 5/24/2011 7:27:56 PM |
| handshake5 | $100.00 | 5/24/2011 8:43:01 PM |
| Kaj | $35.00 | 5/24/2011 8:31:26 PM |
| orange-preeminant-bill | $50.00 | 5/24/2011 8:42:27 PM |
| famous-bill | $25.00 | 5/25/2011 9:08:06 AM |
| credit-investor5 | $50.00 | 5/25/2011 9:24:40 AM |
| navstox | $50.00 | 5/25/2011 9:29:41 AM |
| Ocean713 | $50.00 | 5/25/2011 9:44:37 AM |
| papaloha | $25.00 | 5/25/2011 9:51:58 AM |
| deal-guardian1 | $50.00 | 5/25/2011 9:52:28 AM |
| triumphant-community | $50.00 | 5/25/2011 9:29:17 AM |
| Turtlebear44 | $25.00 | 5/25/2011 10:01:39 AM |
| cropdust3r | $25.00 | 5/25/2011 10:02:28 AM |
| unrivaled-silver | $50.00 | 5/25/2011 9:44:34 AM |
| finance-mushroom | $27.57 | 5/25/2011 10:06:22 AM |
| worldly-money4 | $200.00 | 5/25/2011 9:46:23 AM |
| shrewd-peace7 | $25.00 | 5/25/2011 9:28:54 AM |
| beaker | $25.00 | 5/25/2011 9:49:00 AM |
| Comoparklender | $50.00 | 5/25/2011 9:29:19 AM |
| Miklot | $75.00 | 5/25/2011 9:49:53 AM |
| credit-sycamore4 | $50.00 | 5/25/2011 9:52:26 AM |
| FeedTheMachine | $65.21 | 5/25/2011 10:02:30 AM |
| circuitfive | $25.00 | 5/25/2011 9:46:25 AM |
| swoosh | $50.00 | 5/25/2011 9:46:40 AM |
| CC911 | $25.00 | 5/25/2011 10:07:41 AM |
| blackstar | $25.00 | 5/25/2011 10:08:19 AM |
| love-interest | $25.00 | 5/25/2011 9:49:36 AM |
| bazaar-casserole | $33.95 | 5/25/2011 10:25:16 AM |
| peace-steward7 | $50.00 | 5/25/2011 9:53:02 AM |
| Redmond | $25.00 | 5/25/2011 9:53:06 AM |
| rebelduke | $50.00 | 5/25/2011 11:48:11 AM |
| SpareChangeHero | $25.00 | 5/25/2011 11:49:19 AM |
| genius520 | $50.00 | 5/25/2011 10:00:25 AM |
| green-rapid-openness | $50.00 | 5/25/2011 11:50:33 AM |
| wise-extraordinary-loot | $50.00 | 5/25/2011 11:50:55 AM |
| stock106 | $25.00 | 5/25/2011 10:02:40 AM |
| diversification-medalist | $25.00 | 5/25/2011 11:59:01 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:37 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:15 AM |
| MrMcduck | $25.00 | 5/25/2011 11:48:14 AM |
| KaizenDiva | $50.00 | 5/25/2011 11:49:16 AM |
| sonnet771 | $50.00 | 5/25/2011 11:49:32 AM |
| ThatDanGuy | $50.00 | 5/25/2011 11:50:37 AM |
| special-currency6 | $50.00 | 5/25/2011 11:50:42 AM |
| financial-frenzy | $43.66 | 5/25/2011 11:51:40 AM |
| power-bluebird2 | $50.00 | 5/25/2011 12:00:00 PM |
| moola-berserker | $25.00 | 5/25/2011 11:48:21 AM |
| persevering | $25.00 | 5/25/2011 11:49:03 AM |
| cbr600fs | $50.00 | 5/25/2011 11:49:13 AM |
| theshef | $25.00 | 5/25/2011 11:49:33 AM |
| Cai8899 | $25.00 | 5/25/2011 11:51:00 AM |
| rhin0cerx | $50.00 | 5/25/2011 11:51:14 AM |
| Cluvnupe06 | $25.73 | 5/25/2011 11:51:17 AM |
| CA-Lender | $25.05 | 5/25/2011 12:34:45 PM |
| irrelevant | $25.00 | 5/11/2011 5:08:51 PM |
| qsolo | $200.00 | 5/11/2011 5:09:50 PM |
| tech310 | $50.00 | 5/11/2011 5:09:55 PM |
| 2grindstones | $25.00 | 5/11/2011 5:44:55 PM |
| worth-blanket2 | $5,000.00 | 5/12/2011 9:32:14 AM |
| Investor509 | $25.00 | 5/12/2011 12:45:27 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:57 PM |
| reflective-rupee | $200.00 | 5/12/2011 6:51:40 PM |
| jjswanso | $50.00 | 5/15/2011 6:04:49 AM |
| erowis | $100.00 | 5/20/2011 8:26:02 PM |
| new-transaction-wrangler | $50.00 | 5/23/2011 8:03:11 PM |
| payment-gusto | $25.00 | 5/23/2011 8:09:28 PM |
| desertoasis | $25.00 | 5/24/2011 10:50:27 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:02:03 PM |
| fantastic-wampum1 | $52.80 | 5/24/2011 10:54:50 AM |
| elegant-loot | $25.00 | 5/24/2011 1:11:43 PM |
| Mariner3605 | $25.00 | 5/24/2011 5:04:34 PM |
| shiny-dollar9 | $50.00 | 5/24/2011 5:42:54 PM |
| BankofRon | $25.00 | 5/24/2011 5:37:59 PM |
| high_flyer | $50.00 | 5/24/2011 5:39:20 PM |
| deal-scientist5 | $25.00 | 5/24/2011 5:40:35 PM |
| shred123 | $50.00 | 5/24/2011 5:41:15 PM |
| b-rent | $25.00 | 5/24/2011 6:53:32 PM |
| profit-powerplant | $25.00 | 5/24/2011 6:03:35 PM |
| CAGE-Investments | $25.00 | 5/24/2011 6:05:24 PM |
| ah-long | $25.00 | 5/24/2011 7:21:35 PM |
| bountiful-durability | $50.00 | 5/24/2011 8:44:52 PM |
| money-bauble | $71.20 | 5/24/2011 8:43:37 PM |
| villagers | $50.00 | 5/25/2011 9:29:21 AM |
| graceful-investment | $100.00 | 5/25/2011 9:30:48 AM |
| fair-pound5 | $100.00 | 5/25/2011 9:34:59 AM |
| point-compadre | $50.00 | 5/25/2011 9:52:38 AM |
| janus_god | $25.00 | 5/25/2011 9:56:20 AM |
| ommcd | $25.00 | 5/25/2011 9:29:22 AM |
| integrity-trumpet | $50.00 | 5/25/2011 9:35:01 AM |
| durability-starfish | $25.00 | 5/25/2011 9:46:31 AM |
| velocity-quest5 | $50.00 | 5/25/2011 9:46:36 AM |
| payment-goose2 | $50.00 | 5/25/2011 10:08:24 AM |
| Katburg | $25.00 | 5/25/2011 9:50:02 AM |
| power-trophy7 | $29.97 | 5/25/2011 9:50:05 AM |
| ingenious-truth0 | $50.00 | 5/25/2011 9:30:19 AM |
| miamibeachloaner | $50.00 | 5/25/2011 9:52:06 AM |
| Railbird | $25.00 | 5/25/2011 9:55:27 AM |
| IIP77 | $25.00 | 5/25/2011 9:46:20 AM |
| valiant-pound8 | $100.00 | 5/25/2011 9:46:27 AM |
| bill-appraiser7 | $25.00 | 5/25/2011 9:46:33 AM |
| justice-economist | $25.00 | 5/25/2011 10:08:36 AM |
| new-social-economist | $50.00 | 5/25/2011 9:49:22 AM |
| wwwUniversal | $25.00 | 5/25/2011 9:49:49 AM |
| Weaverville | $50.00 | 5/25/2011 9:50:10 AM |
| 6moonbeams | $50.00 | 5/25/2011 9:52:13 AM |
| hitsman | $50.00 | 5/25/2011 9:53:10 AM |
| bid-czar8 | $50.00 | 5/25/2011 9:53:16 AM |
| careful-note | $50.00 | 5/25/2011 9:53:20 AM |
| helpful-fund8 | $50.00 | 5/25/2011 10:30:24 AM |
| orbital-velocity7 | $50.00 | 5/25/2011 11:48:56 AM |
| sms0106 | $50.00 | 5/25/2011 11:49:35 AM |
| economy-producer | $25.00 | 5/25/2011 11:50:30 AM |
| first-class-felicity6 | $50.00 | 5/25/2011 11:50:35 AM |
| repayment-genius7 | $25.00 | 5/25/2011 11:50:49 AM |
| finance-prescription | $43.19 | 5/25/2011 11:51:24 AM |
| theprince | $25.00 | 5/25/2011 10:02:23 AM |
| bnlforever | $25.00 | 5/25/2011 11:10:07 AM |
| basis-wizard8 | $50.00 | 5/25/2011 10:03:29 AM |
| dedicated-transaction796 | $34.16 | 5/25/2011 10:05:59 AM |
| sensible-order2 | $100.00 | 5/25/2011 10:06:35 AM |
| worldly-community3 | $50.00 | 5/25/2011 10:06:41 AM |
| shrewd-income | $96.39 | 5/25/2011 11:31:50 AM |
| djmgd790 | $42.08 | 5/25/2011 10:26:24 AM |
| dough-bear | $50.00 | 5/25/2011 11:48:32 AM |
| market-enthusiast | $25.00 | 5/25/2011 11:48:58 AM |
| community-platoon8 | $50.00 | 5/25/2011 10:29:30 AM |
| jobani | $25.00 | 5/25/2011 11:49:30 AM |
| Dweeberkitty1 | $25.00 | 5/25/2011 11:50:58 AM |
| burrito6 | $25.00 | 5/25/2011 11:51:26 AM |
| vishal29 | $25.00 | 5/25/2011 12:32:53 PM |
| diversification-medalist | $100.00 | 5/25/2011 11:59:50 AM |
| listing-trapper3 | $50.00 | 5/25/2011 12:18:34 PM |
| euro-banker | $25.00 | 5/25/2011 11:48:17 AM |
| reasonable-transaction7 | $25.00 | 5/25/2011 11:49:00 AM |
| auction-architect7 | $50.00 | 5/25/2011 11:49:09 AM |
| imoutdoorsy | $25.00 | 5/25/2011 11:49:27 AM |
| red-power-pecan | $50.00 | 5/25/2011 11:50:22 AM |
| seisen | $52.09 | 5/25/2011 11:50:52 AM |
| minddoc | $25.00 | 5/25/2011 11:51:08 AM |
| treasure-generator | $25.00 | 5/25/2011 11:51:28 AM |
| anton | $2,102.00 | 5/25/2011 12:40:09 PM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
506275
This series of Notes was issued and sold upon the funding of the borrower loan #49877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $227.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
1 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $318 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| PeerValue |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Credit Card Balance
Purpose of loan:
This loan will be used to payoff a credit card balance. My rate will soon be changed to a higher variable rate because my low promotion rate period is ending.
My financial situation:
I am a good candidate for this loan because I have stable income and have paid my bills and credit cards on a timely basis for the past 15 years.
I can payoff credit balances from personal savings and assets, but would rather make fix monthly payments to Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $25.00 | 5/11/2011 5:08:41 PM |
| availableloan | $25.00 | 5/11/2011 5:05:31 PM |
| cwegert | $50.00 | 5/11/2011 8:22:57 PM |
| SolarMoonshine | $25.00 | 5/12/2011 5:41:56 PM |
| MarvintheMartian | $25.00 | 5/13/2011 9:42:56 AM |
| kulender | $50.00 | 5/14/2011 9:22:38 AM |
| Peterman | $25.00 | 5/16/2011 5:44:34 PM |
| reflective-rupee | $175.00 | 5/17/2011 9:36:54 AM |
| bonus-demon | $25.00 | 5/17/2011 7:17:18 PM |
| respectful-integrity3 | $25.00 | 5/19/2011 6:23:29 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:04:00 PM |
| market-aficionado3 | $40.00 | 5/19/2011 11:33:11 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:45 PM |
| kind-magnificent-bid | $100.00 | 5/20/2011 5:52:32 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:27 PM |
| finance-symphony7 | $50.00 | 5/21/2011 8:27:23 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:21 PM |
| currency-persimmon | $50.00 | 5/23/2011 10:42:04 AM |
| g314 | $25.00 | 5/23/2011 6:50:15 PM |
| Cai8899 | $30.00 | 5/23/2011 7:52:19 PM |
| maldok1 | $25.00 | 5/23/2011 8:13:28 PM |
| NLB-PHX | $50.00 | 5/23/2011 8:35:02 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:12 PM |
| derwiki | $25.00 | 5/23/2011 10:33:52 PM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:33 AM |
| macmaner | $50.00 | 5/24/2011 9:52:19 AM |
| Pawnster | $50.00 | 5/24/2011 6:56:14 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:27:57 AM |
| natecam | $25.00 | 5/24/2011 10:33:15 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:23 AM |
| dochelp | $50.00 | 5/24/2011 4:52:16 PM |
| Bodyboard | $50.00 | 5/24/2011 4:58:38 PM |
| skuba | $50.00 | 5/24/2011 7:57:05 PM |
| elasermd | $50.00 | 5/24/2011 8:05:33 PM |
| don8ter | $25.00 | 5/24/2011 8:29:41 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:34 PM |
| velocity-solo | $30.00 | 5/24/2011 8:42:40 PM |
| unclejaef | $25.00 | 5/24/2011 8:46:10 PM |
| riproaringrapids | $25.00 | 5/25/2011 1:17:55 AM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:16 AM |
| penny-finder | $26.10 | 5/25/2011 7:57:27 AM |
| silver-armada | $50.00 | 5/25/2011 3:48:18 AM |
| ClearLake | $25.00 | 5/25/2011 6:08:50 AM |
| BzJ108 | $25.00 | 5/25/2011 9:25:16 AM |
| molam4u | $50.00 | 5/25/2011 9:25:44 AM |
| ksamba | $50.00 | 5/25/2011 9:26:03 AM |
| rose88 | $50.00 | 5/25/2011 9:26:13 AM |
| skillful-finance | $25.00 | 5/25/2011 9:26:22 AM |
| wtrboy | $50.00 | 5/25/2011 9:26:30 AM |
| piter-to-la-investment | $25.00 | 5/25/2011 9:26:39 AM |
| 559624 | $26.00 | 5/25/2011 9:26:47 AM |
| littlemonkey | $25.00 | 5/25/2011 9:26:55 AM |
| Mark0135 | $50.00 | 5/25/2011 9:27:19 AM |
| anti-wall-st | $50.00 | 5/25/2011 9:27:27 AM |
| numero-uno643 | $25.00 | 5/25/2011 9:27:39 AM |
| treasure-dreamer7 | $25.00 | 5/25/2011 9:27:46 AM |
| marshallmanhattan | $25.00 | 5/25/2011 7:20:18 AM |
| b-rent | $25.00 | 5/25/2011 9:24:35 AM |
| DaMoneyTree | $25.00 | 5/25/2011 9:24:49 AM |
| nikgod | $41.85 | 5/25/2011 9:25:40 AM |
| superpuppy | $50.00 | 5/25/2011 9:26:01 AM |
| wonderful-return5 | $50.00 | 5/25/2011 9:26:15 AM |
| jasonj72 | $25.00 | 5/25/2011 9:26:24 AM |
| compwhiz | $25.00 | 5/25/2011 9:26:31 AM |
| drkosh | $25.00 | 5/25/2011 9:26:40 AM |
| fundingyourbigfuture | $25.00 | 5/25/2011 9:26:48 AM |
| dajen1 | $50.00 | 5/25/2011 9:26:56 AM |
| TSC | $50.00 | 5/25/2011 9:27:05 AM |
| Relevance | $25.00 | 5/25/2011 9:27:20 AM |
| silver-wonder278 | $25.00 | 5/25/2011 9:27:28 AM |
| Ocean713 | $50.00 | 5/25/2011 9:27:40 AM |
| teega5 | $25.00 | 5/25/2011 9:27:47 AM |
| shoedds | $50.00 | 5/25/2011 9:25:41 AM |
| brooklynjoe | $25.00 | 5/25/2011 9:26:02 AM |
| first-euro-rapture | $25.00 | 5/25/2011 9:26:12 AM |
| forthright-trade | $25.00 | 5/25/2011 9:26:26 AM |
| Sefotonga | $50.00 | 5/25/2011 9:26:32 AM |
| exciting-responsibility3 | $25.00 | 5/25/2011 9:26:41 AM |
| StarE | $35.00 | 5/25/2011 9:26:49 AM |
| happyinvallarta | $50.00 | 5/25/2011 9:26:58 AM |
| fairness-drum | $50.00 | 5/25/2011 9:27:22 AM |
| hopeful-point | $25.00 | 5/25/2011 9:27:29 AM |
| power-explosion4 | $25.00 | 5/25/2011 9:27:41 AM |
| Tradesmanlender | $35.00 | 5/11/2011 5:10:21 PM |
| JustMee | $25.00 | 5/11/2011 5:11:13 PM |
| qsolo | $200.00 | 5/11/2011 5:09:37 PM |
| designer_10 | $25.00 | 5/11/2011 9:57:43 PM |
| indomitable-coin | $25.00 | 5/12/2011 5:55:42 AM |
| investment-artist | $25.00 | 5/12/2011 7:15:52 AM |
| astute-fairness0 | $25.00 | 5/12/2011 1:03:14 PM |
| Interloper | $27.00 | 5/14/2011 2:54:00 PM |
| rescue | $100.00 | 5/16/2011 9:24:44 AM |
| retiresecure | $25.00 | 5/16/2011 3:52:13 PM |
| reflective-rupee | $25.00 | 5/17/2011 9:36:39 AM |
| 6moonbeams | $100.00 | 5/18/2011 7:00:16 PM |
| tech310 | $50.00 | 5/19/2011 1:49:24 AM |
| damage | $25.00 | 5/19/2011 11:02:12 AM |
| AFairDeal | $50.00 | 5/20/2011 5:44:31 PM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:54 AM |
| FigTree | $50.00 | 5/21/2011 11:15:45 AM |
| math1973 | $50.00 | 5/21/2011 11:31:26 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:32 PM |
| benjamins-utopia | $50.00 | 5/22/2011 12:28:54 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:34 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:22 PM |
| loyalty-czar | $31.09 | 5/23/2011 5:55:22 AM |
| uberrific | $50.00 | 5/23/2011 9:35:50 AM |
| dreamhope | $25.00 | 5/23/2011 9:50:19 AM |
| generous-deal6 | $50.00 | 5/23/2011 8:13:36 PM |
| peace-flower9 | $50.00 | 5/23/2011 8:35:37 PM |
| enthralling-deal180 | $25.00 | 5/23/2011 8:38:19 PM |
| oldman68 | $25.00 | 5/23/2011 8:35:11 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:33 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:58 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:56 AM |
| dollarsforrent | $50.00 | 5/24/2011 10:03:02 AM |
| SmartInMoney | $25.00 | 5/24/2011 11:02:44 AM |
| sign_here | $25.00 | 5/24/2011 12:23:47 PM |
| organized-dedication9 | $50.00 | 5/24/2011 5:36:22 PM |
| principal-bull | $25.00 | 5/24/2011 5:06:53 PM |
| gain-expert | $60.00 | 5/24/2011 4:05:53 PM |
| contract-paloverde1 | $50.00 | 5/24/2011 5:44:42 PM |
| satisfying-deal5 | $32.32 | 5/24/2011 8:38:36 PM |
| genius520 | $50.00 | 5/24/2011 8:44:34 PM |
| Havana21 | $25.00 | 5/24/2011 7:54:46 PM |
| djs81 | $50.00 | 5/24/2011 7:59:13 PM |
| zhiguli | $25.00 | 5/24/2011 8:07:47 PM |
| meenan | $25.00 | 5/24/2011 8:24:21 PM |
| productive-finance | $30.00 | 5/24/2011 8:39:26 PM |
| Loans101 | $25.00 | 5/25/2011 5:37:56 AM |
| money-bauble | $67.87 | 5/25/2011 7:19:17 AM |
| causr08 | $25.00 | 5/25/2011 9:24:48 AM |
| building-america | $25.00 | 5/25/2011 9:25:27 AM |
| excellent-leverage6 | $25.00 | 5/25/2011 9:25:39 AM |
| Alpha-AssistU | $25.00 | 5/25/2011 9:26:00 AM |
| Maccs55 | $50.00 | 5/25/2011 9:26:06 AM |
| radiant-cash | $50.00 | 5/25/2011 9:26:18 AM |
| dschaaf | $25.00 | 5/25/2011 9:26:27 AM |
| bdloans | $50.00 | 5/25/2011 9:26:34 AM |
| successful-wealth7 | $25.00 | 5/25/2011 9:26:43 AM |
| raycash | $50.00 | 5/25/2011 9:26:51 AM |
| JohnBanks | $25.00 | 5/25/2011 9:26:59 AM |
| jsw7us | $50.00 | 5/25/2011 9:27:12 AM |
| SanJoser | $25.00 | 5/25/2011 9:27:24 AM |
| smilinsam | $50.00 | 5/25/2011 9:27:36 AM |
| felicity-maximizer | $25.00 | 5/25/2011 9:27:42 AM |
| bvj21 | $25.00 | 5/25/2011 9:25:25 AM |
| top-basis-majesty | $50.00 | 5/25/2011 9:25:45 AM |
| atope | $50.00 | 5/25/2011 9:25:58 AM |
| order-boomerang | $50.00 | 5/25/2011 9:26:04 AM |
| silverloan | $48.90 | 5/25/2011 9:26:21 AM |
| CymruAmByth | $25.00 | 5/25/2011 9:26:28 AM |
| rogue_monster | $50.00 | 5/25/2011 9:26:35 AM |
| peaceful-agreement2 | $25.00 | 5/25/2011 9:26:44 AM |
| KileNSmyth4 | $25.32 | 5/25/2011 9:26:52 AM |
| Frenchynh | $25.00 | 5/25/2011 9:27:01 AM |
| kind-unassuming-fund | $25.00 | 5/25/2011 9:27:15 AM |
| cmg891 | $25.00 | 5/25/2011 9:27:25 AM |
| listing-demon | $50.00 | 5/25/2011 9:27:37 AM |
| platinum-admiral8 | $50.00 | 5/25/2011 9:27:43 AM |
| brightkarma | $50.00 | 5/25/2011 9:24:47 AM |
| backprop | $51.00 | 5/25/2011 9:25:26 AM |
| bazaar-utensil7 | $50.00 | 5/25/2011 9:25:38 AM |
| icchok | $50.00 | 5/25/2011 9:25:59 AM |
| reward-tamale1 | $50.00 | 5/25/2011 9:26:05 AM |
| haplender | $50.00 | 5/25/2011 9:26:17 AM |
| astute-p2ploan | $25.00 | 5/25/2011 9:26:29 AM |
| calm-deal7 | $25.00 | 5/25/2011 9:26:37 AM |
| AdamDB | $25.00 | 5/25/2011 9:26:46 AM |
| gqrob | $40.00 | 5/25/2011 9:26:53 AM |
| balanced-rupee | $50.00 | 5/25/2011 9:27:03 AM |
| balance6 | $25.00 | 5/25/2011 9:27:17 AM |
| resource777 | $50.00 | 5/25/2011 9:27:26 AM |
| EricLender | $25.00 | 5/25/2011 9:27:38 AM |
| Trimalchio12 | $25.00 | 5/25/2011 9:27:45 AM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
506287
This series of Notes was issued and sold upon the funding of the borrower loan #49871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 40
/
28 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 120 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $84,665 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-fervent-transparency |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Payoff Credit card Debt!
Purpose of loan:
This loan will be used to...
My financial situation: have outstanding Credit card Iwant to get rid of
I am a good candidate for this loan because...
I have had a loan before, payed it off early and that is my intention now,I want to wrap up some more credit card debt Forever! I have a 5 year old daughter and credit card debt is more stressful, I have paid off over 15 K in 2 years.
Monthly net income: $7000
Monthly expenses: $4500
Housing: $1200
Insurance: $600 (6 months)
Car expenses: $515.00
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 5/11/2011 5:07:55 PM |
| economy-coup | $100.00 | 5/11/2011 5:08:16 PM |
| tech310 | $50.00 | 5/11/2011 5:09:56 PM |
| OldManP | $25.00 | 5/11/2011 5:05:29 PM |
| investment-artist | $25.01 | 5/11/2011 5:08:10 PM |
| jgar_O | $30.00 | 5/11/2011 5:10:33 PM |
| JustMee | $25.00 | 5/11/2011 5:10:34 PM |
| money-baron-roth-IRA | $100.00 | 5/11/2011 5:12:32 PM |
| janeybooboo | $200.00 | 5/11/2011 5:50:17 PM |
| clemclan | $35.83 | 5/11/2011 7:33:05 PM |
| Ubiquinone | $35.00 | 5/11/2011 10:02:32 PM |
| drcoop | $25.00 | 5/12/2011 1:10:27 AM |
| professional-coin1 | $25.00 | 5/12/2011 9:41:02 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 1:49:24 PM |
| EverettFinancial | $25.00 | 5/13/2011 1:03:02 PM |
| missing-link | $25.00 | 5/13/2011 1:43:49 PM |
| loan-master1 | $25.00 | 5/13/2011 7:54:36 PM |
| reflective-rupee | $200.00 | 5/14/2011 1:12:42 PM |
| 1stBankAndHal | $25.03 | 5/16/2011 12:11:20 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:37 PM |
| 1stBankAndHal | $25.01 | 5/18/2011 6:24:33 AM |
| yf99yz | $30.00 | 5/18/2011 10:14:21 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:08:45 PM |
| lostviajero | $25.00 | 5/19/2011 1:03:05 PM |
| briskdevl07 | $25.00 | 5/19/2011 1:06:18 PM |
| balance-force | $25.00 | 5/19/2011 1:31:36 PM |
| chungfang | $100.00 | 5/19/2011 1:33:12 PM |
| admirable-wealth | $45.11 | 5/19/2011 1:13:38 PM |
| Bill88 | $35.00 | 5/19/2011 1:20:10 PM |
| agalt | $75.00 | 5/19/2011 1:57:41 PM |
| Mikale360 | $25.00 | 5/19/2011 2:24:34 PM |
| joshb | $25.00 | 5/19/2011 2:41:10 PM |
| Preferred-Lender | $25.00 | 5/19/2011 1:52:24 PM |
| crowdetc | $25.24 | 5/19/2011 1:58:10 PM |
| worldly-income2 | $25.00 | 5/19/2011 2:49:19 PM |
| farmn | $25.00 | 5/19/2011 2:10:40 PM |
| dough-optimization | $27.00 | 5/19/2011 2:58:07 PM |
| thrifty-capital | $25.00 | 5/19/2011 2:11:08 PM |
| Madmigel | $33.28 | 5/19/2011 3:09:38 PM |
| shrewd-income | $100.00 | 5/19/2011 2:28:03 PM |
| 1stBankAndHal | $25.00 | 5/19/2011 2:50:58 PM |
| integrity-doctor | $100.00 | 5/19/2011 2:58:26 PM |
| jim95762 | $50.00 | 5/19/2011 3:48:20 PM |
| optionscashflow | $25.00 | 5/19/2011 3:17:53 PM |
| deepblue34 | $25.00 | 5/19/2011 3:25:22 PM |
| Frover | $30.00 | 5/19/2011 3:30:36 PM |
| master648 | $64.60 | 5/19/2011 3:44:46 PM |
| cycle198 | $41.21 | 5/19/2011 3:55:50 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:37 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:48 AM |
| loss-of-control | $100.00 | 5/20/2011 5:30:40 PM |
| mrxtravis | $25.00 | 5/21/2011 4:35:07 AM |
| the-kindness-honker | $25.00 | 5/21/2011 8:35:52 AM |
| Kyileo | $25.00 | 5/21/2011 12:07:01 PM |
| well-mannered-income3 | $25.00 | 5/21/2011 3:56:42 PM |
| peregrine | $100.00 | 5/21/2011 9:02:10 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:42:39 PM |
| 124SpiderMan | $50.00 | 5/22/2011 9:28:25 AM |
| credit-missile | $25.00 | 5/22/2011 9:54:30 AM |
| credit-missile | $25.00 | 5/22/2011 9:55:58 AM |
| Recyclist | $25.00 | 5/22/2011 10:46:44 PM |
| bsh297 | $25.00 | 5/23/2011 6:13:03 AM |
| openness-antioxidant | $75.00 | 5/23/2011 9:00:56 AM |
| bonus-demon | $50.00 | 5/23/2011 9:58:41 AM |
| mpatrick | $50.00 | 5/23/2011 10:43:16 AM |
| pposFUNDing | $25.00 | 5/23/2011 12:01:46 PM |
| grampy48 | $75.00 | 5/23/2011 3:15:24 PM |
| MoneyMover | $37.05 | 5/23/2011 5:39:46 PM |
| FinanceEngine | $35.00 | 5/23/2011 6:12:30 PM |
| riveting-credit5 | $156.71 | 5/23/2011 7:19:06 PM |
| irrelevant | $25.00 | 5/11/2011 5:08:59 PM |
| Kash2010lu | $30.00 | 5/11/2011 5:26:37 PM |
| 2grindstones | $25.00 | 5/11/2011 5:34:08 PM |
| NekHoldings | $25.00 | 5/11/2011 7:23:35 PM |
| competent-p2p | $25.00 | 5/11/2011 5:57:47 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 11:01:25 AM |
| chameleon125 | $50.00 | 5/12/2011 12:54:04 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:56 PM |
| copper | $50.00 | 5/12/2011 2:24:42 PM |
| genuine-integrity0 | $25.00 | 5/12/2011 5:10:29 PM |
| fabulous-community4 | $25.00 | 5/13/2011 1:59:48 AM |
| exchange-upholder0 | $25.00 | 5/12/2011 9:53:06 PM |
| EEasyMoney | $25.00 | 5/13/2011 9:46:51 AM |
| Rogelio48 | $25.00 | 5/13/2011 7:33:52 PM |
| Moe87 | $25.53 | 5/14/2011 7:11:47 AM |
| coin-bee1 | $25.00 | 5/14/2011 4:20:16 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:19 AM |
| grnii78 | $300.00 | 5/18/2011 7:57:05 AM |
| yield-lion2 | $25.00 | 5/18/2011 3:53:19 PM |
| money-baron | $25.00 | 5/19/2011 9:23:26 AM |
| CA-Lender | $50.05 | 5/19/2011 11:59:10 AM |
| cerebral-deal353 | $25.00 | 5/19/2011 12:06:46 PM |
| octoberfresh | $25.00 | 5/19/2011 12:11:39 PM |
| PotBellyPete | $100.00 | 5/19/2011 12:59:27 PM |
| sparkling-interest1 | $100.00 | 5/19/2011 12:39:26 PM |
| oath163 | $30.00 | 5/19/2011 1:00:47 PM |
| toomanyfishtanks | $50.00 | 5/19/2011 1:05:19 PM |
| Track-Layer | $200.00 | 5/19/2011 1:05:52 PM |
| GElender | $25.00 | 5/19/2011 1:13:43 PM |
| billybragg | $25.00 | 5/19/2011 1:17:19 PM |
| SkinnyFish | $25.00 | 5/19/2011 1:18:18 PM |
| thomas16882004 | $25.00 | 5/19/2011 1:22:34 PM |
| broomfieldbucks | $25.00 | 5/19/2011 1:25:51 PM |
| magnifico932 | $50.00 | 5/19/2011 1:56:12 PM |
| DasMula | $57.00 | 5/19/2011 2:06:49 PM |
| reflective-rupee | $200.01 | 5/19/2011 3:25:07 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:32:55 PM |
| dcshobby | $100.00 | 5/19/2011 2:53:12 PM |
| the-discrete-income | $100.00 | 5/19/2011 3:08:41 PM |
| tomjeff | $41.10 | 5/19/2011 3:55:42 PM |
| Kyileo | $25.00 | 5/19/2011 3:14:13 PM |
| Astyanax | $100.00 | 5/19/2011 3:21:43 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:50:22 PM |
| wise-benjamins-fortress | $25.00 | 5/19/2011 5:37:46 PM |
| prudent-gain7 | $25.00 | 5/19/2011 7:01:06 PM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:48:04 PM |
| Investoman | $75.00 | 5/20/2011 3:29:26 PM |
| best-ingenious-funds | $25.00 | 5/20/2011 5:32:46 PM |
| credit-missile | $97.26 | 5/20/2011 8:15:11 PM |
| selector568 | $200.00 | 5/21/2011 4:48:22 AM |
| Feyenoord | $25.00 | 5/21/2011 4:51:41 AM |
| privatebankerva | $25.00 | 5/21/2011 7:37:34 AM |
| fairness-atmosphere | $25.00 | 5/21/2011 8:28:22 AM |
| RMI_Babylon | $25.00 | 5/21/2011 8:10:26 AM |
| moola-tulip1 | $25.00 | 5/21/2011 2:23:21 PM |
| mex_invests | $25.00 | 5/21/2011 4:30:05 PM |
| CA_Lender | $25.00 | 5/21/2011 5:37:01 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:31 AM |
| ronin4sale | $25.00 | 5/22/2011 6:12:51 AM |
| nodebt2012 | $25.00 | 5/22/2011 9:29:23 AM |
| sentimental-commerce1 | $77.97 | 5/23/2011 7:03:37 AM |
| greencat | $50.00 | 5/23/2011 7:32:39 AM |
| exchange-upholder0 | $25.00 | 5/23/2011 1:30:21 PM |
| shrewd-income | $50.00 | 5/23/2011 6:42:42 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
506563
This series of Notes was issued and sold upon the funding of the borrower loan #49718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $136 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,450 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| relentless-contract8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
|
|
Principal balance:
| $1,885.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Moving Expenses
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,100.00 | 5/19/2011 9:24:32 AM |
| missing-link | $25.00 | 5/19/2011 9:05:18 AM |
| loss-of-control | $50.00 | 5/19/2011 5:45:21 PM |
| s270 | $25.00 | 5/20/2011 6:13:43 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:53 AM |
| jjswanso | $50.00 | 5/20/2011 5:53:44 PM |
| FASTIZIO_P | $25.00 | 5/21/2011 4:00:26 AM |
| Evolver | $50.00 | 5/21/2011 10:51:58 AM |
| gold-virtuoso | $100.00 | 5/21/2011 12:43:57 PM |
| motivator72 | $25.00 | 5/21/2011 12:43:16 PM |
| reflective-rupee | $200.00 | 5/19/2011 9:54:41 AM |
| shrewd-income | $50.00 | 5/19/2011 2:37:52 PM |
| five-star-note | $75.00 | 5/19/2011 5:34:38 PM |
| DasMula | $27.00 | 5/21/2011 11:16:15 AM |
| yf99yz | $25.00 | 5/21/2011 12:23:48 PM |
| autonomous-truth | $100.00 | 5/21/2011 12:54:23 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
506565
This series of Notes was issued and sold upon the funding of the borrower loan #49751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,809 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| note-tycoon1 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The last stretch
Purpose of loan: Teacher's Certification and Summer school
This loan will be used to...finish summer school and pay for a TESOL course
My financial situation: is stable.
I am a good candidate for this loan because...I always pay on time.
Monthly net income: $ 1000
Monthly expenses: $ 200
Housing: $ 0
Insurance: $ 300
Car expenses: $
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/13/2011 9:06:53 AM |
| tech310 | $50.00 | 5/13/2011 9:08:10 AM |
| reflective-rupee | $200.00 | 5/13/2011 9:16:48 AM |
| missing-link | $25.00 | 5/13/2011 1:44:53 PM |
| CASSHMAN | $75.00 | 5/14/2011 3:46:45 PM |
| KarlMarx | $25.00 | 5/15/2011 3:19:24 AM |
| reflective-affluence | $25.00 | 5/17/2011 2:48:10 PM |
| jjswanso | $35.03 | 5/17/2011 2:44:09 PM |
| SweatyBalls | $50.00 | 5/19/2011 5:57:45 PM |
| Kaj | $35.00 | 5/19/2011 6:02:15 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 7:03:24 PM |
| designer_10 | $25.00 | 5/19/2011 6:56:37 PM |
| Majianlord | $67.91 | 5/19/2011 8:28:15 PM |
| shrewd-income | $25.00 | 5/19/2011 7:32:29 PM |
| loan_doctor | $40.00 | 5/19/2011 9:22:06 PM |
| dinero-launcher | $36.40 | 5/19/2011 8:32:36 PM |
| frogperson | $150.00 | 5/19/2011 8:45:21 PM |
| Track-Layer | $75.00 | 5/19/2011 8:29:46 PM |
| thorough-payout8 | $25.00 | 5/19/2011 10:19:46 PM |
| authentic-finance194 | $100.00 | 5/19/2011 8:43:06 PM |
| vishal29 | $50.00 | 5/19/2011 11:51:31 PM |
| gizmo65 | $25.00 | 5/19/2011 9:53:00 PM |
| Dubbs360 | $200.00 | 5/19/2011 10:34:32 PM |
| goodhearted-basis4 | $25.00 | 5/20/2011 1:30:06 AM |
| investment-artist | $25.00 | 5/13/2011 9:23:02 AM |
| scrappy-diversification7 | $2,000.00 | 5/13/2011 9:05:58 AM |
| favorite-commerce | $25.00 | 5/13/2011 10:02:58 AM |
| 2grindstones | $25.00 | 5/13/2011 10:19:42 AM |
| enthralling-investment | $45.00 | 5/13/2011 4:29:31 PM |
| irrelevant | $25.00 | 5/14/2011 9:09:34 AM |
| qsolo | $200.00 | 5/14/2011 1:04:45 PM |
| ldr2000 | $50.00 | 5/14/2011 6:00:42 PM |
| yf99yz | $25.00 | 5/15/2011 10:03:43 PM |
| hidavehi | $26.00 | 5/17/2011 7:26:37 PM |
| daekpon | $25.00 | 5/18/2011 10:19:03 AM |
| cash-architect | $25.00 | 5/18/2011 5:06:49 PM |
| Jack55304 | $300.00 | 5/19/2011 5:37:36 PM |
| riveting-wealth2 | $50.00 | 5/19/2011 5:48:06 PM |
| Mad_Scientist | $25.00 | 5/19/2011 6:21:40 PM |
| trade-caper | $25.00 | 5/19/2011 7:15:40 PM |
| unger | $163.33 | 5/19/2011 7:20:28 PM |
| CA-Lender | $25.05 | 5/19/2011 6:58:05 PM |
| well-mannered-income3 | $25.00 | 5/19/2011 8:01:15 PM |
| nilonc1 | $25.00 | 5/19/2011 8:18:13 PM |
| aznatama | $100.00 | 5/20/2011 12:24:36 AM |
| credit-investor5 | $50.00 | 5/19/2011 9:53:44 PM |
| Pitufo | $25.00 | 5/19/2011 9:56:28 PM |
| wild-orange | $201.28 | 5/20/2011 2:13:14 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
506631
This series of Notes was issued and sold upon the funding of the borrower loan #49660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $608.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,402 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| evanosky |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 45 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2009)
740-759
(Feb-2007)
|
|
Principal balance:
| $0.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to pay off 3 credit cards which have recently changed their terms of service to an outrageous APR.
My financial situation:
I have excellent credit and a great history on prosper.com. I've had previous loans on prosper and have never missed a payment.
My wife and I have very stable incomes and are currently using our built-up cash on house renovations. We're hoping the prosper community can help with an additional cash infusion for us to take care of our credit cards sooner than later.
Thanks for your consideration.
Regards
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $9,702.46 | 5/24/2011 2:29:33 PM |
| cashhelp | $50.00 | 5/13/2011 5:11:45 PM |
| math1973 | $100.00 | 5/13/2011 5:11:50 PM |
| antlr | $50.00 | 5/13/2011 5:08:04 PM |
| DukSerduk | $25.00 | 5/13/2011 5:06:52 PM |
| useful-currency | $25.00 | 5/13/2011 5:11:21 PM |
| kenji4861 | $25.00 | 5/13/2011 5:11:25 PM |
| fantastic-openness | $100.00 | 5/13/2011 5:13:38 PM |
| flexible-value | $35.00 | 5/13/2011 5:36:02 PM |
| kyomoon | $50.00 | 5/14/2011 2:31:38 AM |
| availableloan | $25.00 | 5/14/2011 1:19:51 PM |
| Leopoldine | $25.00 | 5/14/2011 4:35:02 PM |
| MrDavid | $50.00 | 5/17/2011 12:51:24 PM |
| rjw_mpwr | $25.00 | 5/17/2011 5:48:01 PM |
| maldok1 | $25.00 | 5/18/2011 2:08:47 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:34 PM |
| bradny | $25.00 | 5/19/2011 10:06:00 AM |
| kulender | $50.00 | 5/19/2011 7:54:12 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:45:06 PM |
| a-leverage-investor | $50.00 | 5/20/2011 4:34:14 AM |
| investment-artist | $25.00 | 5/20/2011 7:20:27 AM |
| GElender | $25.00 | 5/20/2011 6:20:18 AM |
| sk10023 | $25.00 | 5/20/2011 7:48:52 AM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:22 AM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:33 AM |
| Formosan | $25.09 | 5/20/2011 9:59:09 AM |
| rapid-loyalty1 | $25.00 | 5/20/2011 10:01:19 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:50:58 AM |
| 420limo | $25.00 | 5/20/2011 3:06:50 PM |
| asset-reaction | $25.00 | 5/20/2011 3:35:50 PM |
| inspired-investment8 | $58.77 | 5/20/2011 5:34:11 PM |
| I_Karamazov | $50.00 | 5/20/2011 6:03:02 PM |
| peso-mate | $50.00 | 5/20/2011 7:28:27 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:59 PM |
| Lender0010 | $50.00 | 5/20/2011 10:57:23 PM |
| BankofBeth | $25.00 | 5/21/2011 8:48:57 AM |
| bmbanzai | $25.00 | 5/21/2011 9:15:16 AM |
| ryreesado | $25.00 | 5/21/2011 9:32:48 AM |
| cerebral-dollar773 | $100.00 | 5/21/2011 12:04:48 PM |
| dogdog | $100.00 | 5/21/2011 12:38:24 PM |
| reflective-rupee | $200.01 | 5/21/2011 1:12:53 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:44:08 PM |
| lucrative-coin | $100.00 | 5/21/2011 3:26:32 PM |
| AFairDeal | $60.00 | 5/21/2011 5:35:13 PM |
| designer_10 | $25.00 | 5/22/2011 12:17:53 AM |
| blue111 | $40.00 | 5/22/2011 8:39:23 AM |
| flexible-duty3 | $25.00 | 5/22/2011 7:17:52 AM |
| velocity-solo | $25.00 | 5/22/2011 12:31:46 PM |
| nuclearmoose | $50.00 | 5/22/2011 1:47:40 PM |
| C_Mark | $81.26 | 5/22/2011 6:51:51 PM |
| capital-star5 | $25.00 | 5/23/2011 6:58:44 AM |
| 1stBankAndHal | $50.09 | 5/23/2011 4:09:57 AM |
| p43600jw | $25.00 | 5/23/2011 6:11:26 AM |
| cybernosha | $50.00 | 5/23/2011 8:13:16 AM |
| sandeepPR | $25.00 | 5/23/2011 10:07:45 AM |
| VBinvestor | $100.00 | 5/23/2011 11:25:56 AM |
| ErsatzMike | $25.00 | 5/23/2011 12:40:35 PM |
| building_community | $25.00 | 5/23/2011 2:28:18 PM |
| 2brotherslending | $110.00 | 5/23/2011 3:18:03 PM |
| dtrain5 | $50.00 | 5/23/2011 4:53:17 PM |
| financelover | $50.00 | 5/23/2011 4:58:33 PM |
| value-pouch | $50.00 | 5/23/2011 4:46:07 PM |
| Kaj | $60.00 | 5/23/2011 5:11:13 PM |
| capital-party6 | $150.00 | 5/23/2011 6:05:52 PM |
| Whitewater_Loans | $75.00 | 5/23/2011 6:32:48 PM |
| Astyanax | $125.00 | 5/23/2011 6:38:05 PM |
| RJN | $25.00 | 5/23/2011 6:50:08 PM |
| GodzillaLending | $25.00 | 5/23/2011 6:45:00 PM |
| Chewbaca | $25.00 | 5/23/2011 7:30:19 PM |
| compassionate-dime0 | $100.00 | 5/23/2011 8:22:08 PM |
| kurizoo | $25.00 | 5/23/2011 9:20:12 PM |
| authoritative-loot | $25.00 | 5/23/2011 9:50:57 PM |
| power-secret-agent | $25.00 | 5/24/2011 3:16:01 AM |
| heerzaquestion | $100.00 | 5/24/2011 4:58:37 AM |
| toomanyfishtanks | $25.00 | 5/24/2011 9:16:26 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 9:23:50 AM |
| selector568 | $113.57 | 5/24/2011 9:54:54 AM |
| djalan | $25.00 | 5/24/2011 10:43:14 AM |
| RedantFinance | $25.00 | 5/24/2011 11:00:06 AM |
| bold-spirited-finance | $150.00 | 5/24/2011 11:38:49 AM |
| RedantFinance | $25.00 | 5/24/2011 10:59:57 AM |
| Buffer10 | $200.00 | 5/24/2011 11:20:00 AM |
| cosmof16 | $25.00 | 5/24/2011 2:03:34 PM |
| rm32 | $50.00 | 5/24/2011 2:20:48 PM |
| blooming-market | $25.00 | 5/13/2011 5:07:57 PM |
| socal-lender | $25.00 | 5/13/2011 5:06:08 PM |
| minista | $25.00 | 5/13/2011 5:11:33 PM |
| Avala | $50.00 | 5/13/2011 5:11:37 PM |
| ore-genius2 | $600.00 | 5/13/2011 5:11:53 PM |
| meux99 | $25.00 | 5/13/2011 5:07:51 PM |
| indomitable-coin | $25.00 | 5/13/2011 5:11:59 PM |
| compoundinterest | $50.00 | 5/13/2011 5:12:14 PM |
| hookUup | $26.02 | 5/13/2011 6:28:21 PM |
| sappy02 | $50.00 | 5/15/2011 10:04:02 AM |
| truth-image | $100.00 | 5/16/2011 8:29:06 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:23 PM |
| astute-fairness0 | $25.00 | 5/16/2011 4:45:22 PM |
| Daneistes | $50.00 | 5/17/2011 8:32:42 AM |
| gardenofeden | $25.00 | 5/17/2011 10:36:07 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:33 PM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:21 AM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:54:18 PM |
| currency-persimmon | $25.00 | 5/19/2011 6:35:15 AM |
| damage | $25.00 | 5/19/2011 10:59:51 AM |
| gojackgo | $100.00 | 5/19/2011 12:29:31 PM |
| philly_eagles | $25.00 | 5/20/2011 6:49:25 AM |
| pietro_torna_indietro | $68.06 | 5/20/2011 6:30:14 AM |
| seabass123 | $50.00 | 5/20/2011 8:02:32 AM |
| jazzlender | $25.00 | 5/20/2011 10:02:45 AM |
| squadron781 | $25.00 | 5/20/2011 10:37:52 AM |
| objective-investor | $250.00 | 5/20/2011 11:27:18 AM |
| Untiedshu | $100.00 | 5/20/2011 12:16:32 PM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:30 AM |
| novice-speculator | $25.00 | 5/20/2011 2:49:22 PM |
| kmwvma | $25.00 | 5/20/2011 2:03:46 PM |
| loan-oasis4 | $50.00 | 5/20/2011 2:14:10 PM |
| CreditBuilder2 | $200.00 | 5/20/2011 2:33:27 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:32:34 PM |
| misit | $25.00 | 5/20/2011 5:52:37 PM |
| festeringsnot | $25.00 | 5/20/2011 6:01:36 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:43:07 PM |
| Proactive-Financial-Lending | $25.00 | 5/21/2011 2:26:07 AM |
| unclejaef | $25.00 | 5/21/2011 9:54:24 AM |
| DreDub | $50.00 | 5/21/2011 11:26:24 AM |
| fcrick | $25.00 | 5/21/2011 11:26:21 AM |
| GoldenGo4 | $33.34 | 5/21/2011 12:01:07 PM |
| SolarMoonshine | $25.00 | 5/21/2011 1:02:59 PM |
| helpishere777 | $50.00 | 5/21/2011 1:48:16 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:20:21 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:42 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:34:24 PM |
| drkosh | $50.00 | 5/22/2011 7:39:33 AM |
| a-responsible-return | $100.00 | 5/22/2011 5:15:43 PM |
| brightest-dynamic-peace | $25.00 | 5/22/2011 7:35:08 PM |
| britches613 | $25.00 | 5/23/2011 4:09:05 AM |
| bold-sensible-basis | $25.00 | 5/23/2011 5:34:01 AM |
| mrpowers5531 | $100.00 | 5/23/2011 7:53:33 AM |
| octoberfresh | $25.00 | 5/23/2011 7:24:35 AM |
| radforj22 | $25.00 | 5/23/2011 12:31:09 PM |
| martinatime | $100.00 | 5/23/2011 12:26:37 PM |
| toronado | $50.00 | 5/23/2011 3:19:40 PM |
| new-truth-chuckler | $32.53 | 5/23/2011 3:01:42 PM |
| withfries2 | $200.00 | 5/23/2011 5:17:47 PM |
| julijask | $50.00 | 5/23/2011 5:15:56 PM |
| surfsider123 | $25.00 | 5/23/2011 5:33:48 PM |
| klinebarger | $25.00 | 5/23/2011 6:33:05 PM |
| diversification-surge | $200.00 | 5/23/2011 6:39:40 PM |
| MrBailey | $100.00 | 5/23/2011 7:10:36 PM |
| gain-expert | $35.00 | 5/23/2011 10:08:39 PM |
| bayinvestor | $25.00 | 5/23/2011 9:11:22 PM |
| iaviate1 | $77.49 | 5/23/2011 9:10:17 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:43:49 PM |
| lukeskywalkerkp | $25.00 | 5/23/2011 10:46:54 PM |
| pennyologist | $25.00 | 5/23/2011 10:52:59 PM |
| notlicehead | $50.00 | 5/24/2011 6:05:29 AM |
| Rinastiti | $49.24 | 5/23/2011 10:37:04 PM |
| mnguy8484 | $25.00 | 5/24/2011 7:56:23 AM |
| hookUup | $38.40 | 5/24/2011 7:30:27 AM |
| hawaiiangirl76 | $25.00 | 5/24/2011 10:29:13 AM |
| debtcollector | $50.00 | 5/24/2011 9:45:07 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:26 AM |
| MDJAX67 | $150.00 | 5/24/2011 11:19:58 AM |
| peace-flower9 | $50.00 | 5/24/2011 10:28:30 AM |
| unrivaled-silver | $50.00 | 5/24/2011 10:20:00 AM |
| fantastic-openness | $100.00 | 5/24/2011 12:56:25 PM |
| repayment-pudding | $25.00 | 5/24/2011 2:02:57 PM |
| cmg891 | $45.83 | 5/24/2011 12:09:28 PM |
| dealmaster | $482.84 | 5/24/2011 12:37:13 PM |
| linklady | $50.00 | 5/24/2011 1:52:25 PM |
| refined-penny | $50.00 | 5/24/2011 1:54:50 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
506685
This series of Notes was issued and sold upon the funding of the borrower loan #49687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $188.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
11 | Length of status: | 6y 3m |
|
Amount delinquent:
| $1,914 |
Total credit lines:
| 62 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,925 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bamaboy78 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 49% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 14
( 40% )
| 640-659
(Mar-2008)
640-659
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 4
( 11% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Reduction
Purpose of loan:
This loan will be used to Payoff 3 smaller loans into one loan lower monthly payouts
My financial situation: Steady
I am a good candidate for this loan because I have good income and a good prosper history
Monthly net income: $ 5400
Monthly expenses: $
Housing: $ 956
Insurance: $
Car expenses: $ 450
Utilities: $ 300
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/14/2011 12:11:18 PM |
| Kash2010lu | $25.00 | 5/14/2011 6:16:58 PM |
| Mikale360 | $25.00 | 5/15/2011 10:20:23 PM |
| Rashanir | $25.00 | 5/16/2011 6:31:59 PM |
| marwadi-62 | $100.00 | 5/18/2011 8:06:39 AM |
| rupee_power | $25.00 | 5/18/2011 1:05:15 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:13 AM |
| 420limo | $30.00 | 5/20/2011 3:43:54 PM |
| Jack55304 | $300.00 | 5/20/2011 5:56:32 PM |
| SolarMoonshine | $25.00 | 5/14/2011 1:29:08 PM |
| worth-blanket2 | $3,150.00 | 5/15/2011 10:39:34 AM |
| DasMula | $27.00 | 5/15/2011 11:14:38 AM |
| Bob450 | $25.00 | 5/15/2011 1:40:00 PM |
| amusement4 | $300.00 | 5/15/2011 6:59:54 PM |
| irrelevant | $25.00 | 5/16/2011 3:33:43 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:20 PM |
| loss-of-control | $50.00 | 5/16/2011 5:48:50 PM |
| Rashanir | $25.00 | 5/16/2011 6:32:10 PM |
| tolerant-truth2 | $75.00 | 5/17/2011 10:47:32 AM |
| Reliance_Banker | $25.00 | 5/17/2011 8:22:50 PM |
| vest_vortex | $25.00 | 5/18/2011 5:19:01 PM |
| jstefans | $25.00 | 5/19/2011 2:45:23 PM |
| ZOOOM | $25.00 | 5/21/2011 7:56:59 AM |
| anton | $18.00 | 5/21/2011 8:43:16 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
506789
This series of Notes was issued and sold upon the funding of the borrower loan #49684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 2m |
|
Amount delinquent:
| $316 |
Total credit lines:
| 11 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,644 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-fearless-bonus |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Nana
Purpose of loan:
This loan will be used to...consolidate debts
My financial situation:
I am a good candidate for this loan because...I have a permanent job to pay back the loan and I have paid back other loans
Monthly net income: $1400
Monthly expenses:
Housing: $0
Insurance: $354
Car expenses: $80
Utilities: $250
Phone, cable, internet: $134
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| anton | $50.00 | 5/14/2011 12:09:17 PM |
| missing-link | $25.00 | 5/14/2011 12:11:22 PM |
| Danjack_Capital | $25.00 | 5/15/2011 4:07:48 PM |
| social-heart | $25.00 | 5/16/2011 12:17:56 AM |
| FASTIZIO_P | $25.00 | 5/16/2011 3:33:46 PM |
| calimanusa | $25.00 | 5/16/2011 5:17:33 PM |
| loss-of-control | $50.00 | 5/16/2011 5:30:20 PM |
| value-hero3 | $60.00 | 5/16/2011 8:28:38 PM |
| 2grindstones | $25.00 | 5/14/2011 12:41:59 PM |
| Unitas4302 | $50.00 | 5/15/2011 8:58:54 AM |
| worth-blanket2 | $1,400.00 | 5/15/2011 10:41:55 AM |
| vine99 | $40.00 | 5/15/2011 3:20:08 PM |
| wild-orange | $25.00 | 5/15/2011 8:43:23 PM |
| thankful-nickel2 | $25.00 | 5/16/2011 5:03:30 AM |
| reflective-rupee | $25.00 | 5/16/2011 10:05:00 AM |
| foothillender | $25.00 | 5/16/2011 10:51:39 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:27 PM |
| irrelevant | $25.00 | 5/16/2011 5:53:02 PM |
| baker31 | $50.00 | 5/16/2011 7:45:53 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
506851
This series of Notes was issued and sold upon the funding of the borrower loan #49733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 23
/
17 | Length of status: | 6y 4m |
|
Amount delinquent:
| $602 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,437 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yahoo13180 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 83% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Sep-2009)
640-659
(Aug-2009)
640-659
(Jul-2009)
600-619
(May-2008)
|
|
Principal balance:
| $2,881.99 |
31+ days late:
| 8
( 15% )
|
|
Total payments billed:
| 52 | | |
Description
Remodeling for new baby!
Purpose of loan:
This loan is need to make improvements on my home to make room for my second son!
My financial situation:
I am an excellent candidate for a loan because I was raised using good American family values, including that pay your debts and I have a track record of repaying mine. Though this is a loan, it will only improve my financial situation by providing capital improvements on my home. I am a firm believer in creating a monthly budget and sticking to it, therefore, I am certain that I can afford the monthly payments for this loan. Additionally, I am requesting $1,000 more than I need in order to provide a monetary buffer.
Monthly net income: $7,000 (household)
Monthly expenses: $
Housing: $700 (we own)
Insurance: $300
Car expenses: $450
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $1500
Credit cards and other loans: $3900
Other expenses: $100 (mostly business related)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| anton | $50.00 | 5/16/2011 9:01:22 AM |
| Kash2010lu | $25.00 | 5/16/2011 9:14:25 AM |
| UCLA4life | $40.00 | 5/16/2011 9:03:26 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:10 PM |
| BuildingShanghai | $58.12 | 5/17/2011 7:06:32 PM |
| irrelevant | $25.00 | 5/18/2011 4:01:06 PM |
| money-baron | $75.00 | 5/19/2011 12:45:24 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:58 AM |
| seabass123 | $25.00 | 5/20/2011 12:50:21 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:35:30 PM |
| GCInvestments | $25.00 | 5/20/2011 4:12:59 PM |
| competent-p2p | $25.00 | 5/20/2011 7:23:31 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:11:05 PM |
| supreme-hope | $25.00 | 5/21/2011 6:18:58 AM |
| myutmost | $55.27 | 5/21/2011 9:30:50 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:47:47 AM |
| Leshan | $230.28 | 5/21/2011 10:14:18 AM |
| reflective-rupee | $25.01 | 5/21/2011 1:16:05 PM |
| money-baron | $25.00 | 5/21/2011 3:00:35 PM |
| wizardii | $25.00 | 5/21/2011 4:02:51 PM |
| wgc | $25.00 | 5/21/2011 7:56:20 PM |
| melodious-openness | $72.55 | 5/22/2011 4:59:44 AM |
| micko | $25.00 | 5/22/2011 9:08:12 AM |
| bbt210 | $25.00 | 5/22/2011 3:36:13 PM |
| dudebrah | $25.00 | 5/22/2011 4:47:00 PM |
| wattboy | $51.14 | 5/22/2011 5:45:58 PM |
| loss-of-control | $50.00 | 5/22/2011 5:49:54 PM |
| Track-Layer | $50.00 | 5/22/2011 7:32:34 PM |
| coin-explorer | $25.00 | 5/22/2011 10:13:17 PM |
| best-listing-toro | $25.00 | 5/23/2011 7:15:54 AM |
| chameleon125 | $25.00 | 5/23/2011 6:43:02 AM |
| S-Master | $100.00 | 5/23/2011 9:28:59 AM |
| pthighs | $50.00 | 5/23/2011 12:18:31 PM |
| TheDigitalMan | $25.00 | 5/23/2011 10:33:09 AM |
| platinum-enlightenment | $25.00 | 5/23/2011 1:28:52 PM |
| momoney2lend | $25.00 | 5/23/2011 1:22:28 PM |
| capital-halo1 | $1,000.00 | 5/23/2011 1:36:33 PM |
| wise-loot-bear | $25.00 | 5/23/2011 4:32:08 PM |
| bowl800 | $100.00 | 5/23/2011 4:51:46 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:21:13 PM |
| contract-paloverde1 | $38.95 | 5/23/2011 4:23:04 PM |
| creative-revenue0 | $50.00 | 5/23/2011 5:33:00 PM |
| oxnard | $25.00 | 5/23/2011 6:00:39 PM |
| Engineer44 | $25.00 | 5/23/2011 5:14:35 PM |
| wealth-multiplier | $25.00 | 5/23/2011 4:36:58 PM |
| IIP77 | $25.00 | 5/23/2011 6:11:57 PM |
| integrity-reformer | $255.99 | 5/23/2011 6:28:19 PM |
| first-poetic-deal | $25.00 | 5/23/2011 5:07:57 PM |
| ErsatzMike | $25.00 | 5/23/2011 5:09:59 PM |
| kind-credit-bear | $25.00 | 5/23/2011 7:19:38 PM |
| MrBailey | $100.00 | 5/23/2011 7:05:54 PM |
| unger | $100.00 | 5/23/2011 7:30:37 PM |
| money-fort | $25.00 | 5/23/2011 8:41:30 PM |
| Mocaba | $60.00 | 5/23/2011 8:04:39 PM |
| smallbizrule | $30.00 | 5/23/2011 8:19:55 PM |
| compassionate-dime0 | $50.00 | 5/23/2011 8:24:39 PM |
| dunrizzo | $39.02 | 5/23/2011 8:24:54 PM |
| transparent-silver | $25.00 | 5/23/2011 8:58:08 PM |
| reflective-affluence | $25.00 | 5/23/2011 9:13:59 PM |
| VJ_Financial | $26.00 | 5/23/2011 9:01:25 PM |
| Jack55304 | $300.00 | 5/23/2011 9:02:26 PM |
| missing-link | $25.00 | 5/16/2011 9:03:50 AM |
| tech310 | $50.00 | 5/16/2011 9:02:32 AM |
| SolarMoonshine | $25.00 | 5/16/2011 10:12:45 AM |
| 2grindstones | $25.00 | 5/16/2011 10:34:13 AM |
| chungfang | $25.00 | 5/20/2011 10:15:57 AM |
| wesleyan | $29.17 | 5/20/2011 11:04:50 AM |
| jazzlender | $25.00 | 5/20/2011 2:14:33 PM |
| 420limo | $25.00 | 5/20/2011 3:13:12 PM |
| Gibbyland | $100.00 | 5/20/2011 4:14:39 PM |
| festeringsnot | $25.00 | 5/20/2011 5:59:50 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:44:55 PM |
| DasMula | $27.00 | 5/20/2011 11:04:39 PM |
| jhouman | $25.00 | 5/21/2011 3:45:08 AM |
| wesleyan | $42.30 | 5/21/2011 9:57:25 AM |
| Bob450 | $25.00 | 5/21/2011 10:20:17 AM |
| DreDub | $50.00 | 5/21/2011 11:25:31 AM |
| houli123 | $25.00 | 5/21/2011 12:21:57 PM |
| dogdog | $25.00 | 5/21/2011 12:30:11 PM |
| trumpeter5 | $25.00 | 5/21/2011 2:02:50 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:17:22 PM |
| payout-bridge | $150.00 | 5/21/2011 2:57:59 PM |
| foldingbenny2 | $95.00 | 5/21/2011 2:30:10 PM |
| thrifty-capital | $25.00 | 5/21/2011 9:06:35 PM |
| diversification-medalist | $50.00 | 5/21/2011 11:36:29 PM |
| 56bones | $25.00 | 5/22/2011 10:29:06 AM |
| vishal29 | $25.00 | 5/22/2011 2:47:42 PM |
| zippy-listing8 | $25.00 | 5/22/2011 5:23:48 PM |
| autonomous-truth | $100.00 | 5/22/2011 10:21:16 PM |
| helvet | $25.00 | 5/23/2011 12:54:44 AM |
| glroark | $50.00 | 5/23/2011 6:55:13 AM |
| PotBellyPete | $113.57 | 5/23/2011 9:10:59 AM |
| enriching-credit9 | $50.00 | 5/23/2011 9:41:06 AM |
| payout-flag6 | $250.00 | 5/23/2011 10:26:57 AM |
| shrewd-income | $25.00 | 5/23/2011 11:24:08 AM |
| asset-professor | $25.00 | 5/23/2011 4:03:50 PM |
| Maetryx | $30.89 | 5/23/2011 4:59:15 PM |
| note-oboe | $27.44 | 5/23/2011 4:35:17 PM |
| lively-nickel2 | $50.00 | 5/23/2011 4:12:01 PM |
| Yomain | $50.00 | 5/23/2011 6:37:06 PM |
| SpecialMan-211 | $100.00 | 5/23/2011 6:13:27 PM |
| Land_on_your_feet | $50.00 | 5/23/2011 7:20:36 PM |
| Whitewater_Loans | $50.00 | 5/23/2011 6:24:26 PM |
| safe-kindness5 | $25.00 | 5/23/2011 6:36:26 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:12:45 PM |
| EarlyRiser | $200.00 | 5/23/2011 7:37:25 PM |
| capital-galaxy | $50.00 | 5/23/2011 7:50:56 PM |
| currency-trophy | $50.00 | 5/23/2011 8:04:33 PM |
| loan_doctor | $25.00 | 5/23/2011 8:15:34 PM |
| jeffreyd81 | $72.43 | 5/23/2011 9:17:38 PM |
| flergum | $35.00 | 5/23/2011 8:44:44 PM |
| unconquerable-cash | $44.87 | 5/23/2011 9:05:59 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
506933
This series of Notes was issued and sold upon the funding of the borrower loan #49653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,656 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-formula8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Doc's Debt Retirement
Purpose of loan:
This loan will be used to...
My financial situation: paying off debt
I am a good candidate for this loan because...I will use this loan to payoff a 401K loan. After 1t days I will reborrow from my 401K and pay this loan back as well as payoff my care loan and credit card debt. I've done it several times previously.
Monthly net income: $2300
Monthly expenses: $2200
Housing: $1200
Insurance: $160
Car expenses: $200
Utilities: $150
Phone, cable, internet: $170
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,800.00 | 5/15/2011 12:40:46 PM |
| Danjack_Capital | $25.00 | 5/15/2011 3:58:33 PM |
| Kash2010lu | $25.00 | 5/15/2011 5:47:48 PM |
| Artist_Blue | $25.00 | 5/16/2011 6:05:32 AM |
| pthighs | $50.00 | 5/23/2011 12:35:27 PM |
| grampy48 | $25.00 | 5/23/2011 6:19:07 PM |
| reflective-affluence | $30.00 | 5/23/2011 8:42:48 PM |
| rr9mailcarrier | $80.00 | 5/23/2011 8:17:05 PM |
| chungfang | $25.00 | 5/23/2011 8:54:33 PM |
| Track-Layer | $75.00 | 5/23/2011 8:58:31 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 8:51:50 PM |
| Pitufo | $25.00 | 5/23/2011 9:00:53 PM |
| VJ_Financial | $26.00 | 5/23/2011 9:06:52 PM |
| Gibbyland | $150.00 | 5/23/2011 9:56:08 PM |
| SolarMoonshine | $25.00 | 5/15/2011 2:15:39 PM |
| Funds2Loan | $25.00 | 5/15/2011 5:40:02 PM |
| reflective-rupee | $25.00 | 5/16/2011 2:37:14 AM |
| EretzCapital | $46.09 | 5/16/2011 8:40:05 AM |
| Sambamm1 | $50.00 | 5/16/2011 6:03:14 PM |
| NavyDoc01 | $50.00 | 5/20/2011 9:49:55 AM |
| Reddy_Capital | $25.00 | 5/22/2011 1:02:03 PM |
| Bill88 | $25.00 | 5/23/2011 8:08:51 AM |
| Sambamm1 | $50.00 | 5/23/2011 10:52:09 AM |
| jrancher88 | $45.11 | 5/23/2011 8:12:48 PM |
| enriching-credit9 | $75.00 | 5/23/2011 8:21:38 PM |
| q4golf | $25.50 | 5/23/2011 8:37:21 PM |
| CA-Lender | $25.05 | 5/23/2011 9:03:07 PM |
| generosity-magnifico5 | $25.00 | 5/23/2011 9:50:03 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:01:42 PM |
| kingston1 | $25.00 | 5/23/2011 10:04:20 PM |
| rustysailor | $25.00 | 5/23/2011 10:13:13 PM |
| balance-force | $22.25 | 5/23/2011 10:46:06 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
507037
This series of Notes was issued and sold upon the funding of the borrower loan #49892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 10 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 4m |
|
Amount delinquent:
| $34,977 |
Total credit lines:
| 62 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,317 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yngsacpl |
Borrower's state:
| Texas |
Borrower's group:
| Fix your credit, then get a loan. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $8,725.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Aug-2008)
560-579
(Dec-2006)
560-579
(Nov-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Payoff Debt
Thank you for reading my listing.
I have been employed full time for over 12 yrs at the same job. The full-time job is to support the family and personal needs. I am not using any personal funds to pay for any business expenses, so because of this, there are accounts that have high balances but good payment history , that is (part) of the reason for the E credit rating. .
I would like to use my Prosper.com loan to pay off all the credit cards with low balances. I will then close these accounts and then concentrate on paying off the credit cards with higher balances use the remaining funds to market my business.
Thank you for your consideration
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $566.87 | 5/25/2011 2:21:57 PM |
| cashhelp | $50.00 | 5/17/2011 9:04:00 AM |
| missing-link | $25.00 | 5/17/2011 9:03:41 AM |
| suave-dime6 | $25.00 | 5/17/2011 9:05:26 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:49:10 AM |
| EEasyMoney | $25.00 | 5/17/2011 3:02:45 PM |
| marwadi-62 | $300.00 | 5/18/2011 8:11:06 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:40 AM |
| return-grizzly | $100.00 | 5/20/2011 11:29:50 AM |
| irrelevant | $25.00 | 5/20/2011 5:32:55 PM |
| jhouman | $25.00 | 5/23/2011 4:31:21 PM |
| MStax | $50.00 | 5/23/2011 9:08:47 PM |
| mrxtravis | $25.00 | 5/24/2011 7:14:38 PM |
| chameleon125 | $25.00 | 5/25/2011 6:39:20 AM |
| 168RichCapital | $25.50 | 5/25/2011 1:37:35 PM |
| CA-Lender | $25.05 | 5/25/2011 2:06:59 PM |
| SolarMoonshine | $25.00 | 5/17/2011 10:10:08 AM |
| worth-blanket2 | $5,000.00 | 5/17/2011 10:26:11 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:11 AM |
| Janick | $25.00 | 5/17/2011 10:52:39 AM |
| coin-bee1 | $25.00 | 5/17/2011 2:56:45 PM |
| Mikale360 | $25.00 | 5/17/2011 6:06:33 PM |
| tech310 | $50.00 | 5/19/2011 1:48:28 AM |
| Soulphoniks-Holdings | $50.00 | 5/20/2011 10:24:27 AM |
| RMI_Babylon | $25.00 | 5/21/2011 8:13:54 AM |
| grampy48 | $75.00 | 5/23/2011 3:17:25 PM |
| Feyenoord | $25.00 | 5/23/2011 6:50:58 PM |
| the-kindness-honker | $25.00 | 5/23/2011 6:58:53 PM |
| grampy48 | $60.00 | 5/24/2011 3:04:53 PM |
| mikeandcat | $47.58 | 5/25/2011 5:27:52 AM |
| diversification-medalist | $25.00 | 5/25/2011 11:54:57 AM |
| Jack55304 | $300.00 | 5/25/2011 1:25:05 PM |
| gold-miser9 | $100.00 | 5/25/2011 1:55:41 PM |
| neutrino6 | $25.00 | 5/25/2011 1:56:50 PM |
| magnifico932 | $50.00 | 5/25/2011 2:14:47 PM |
| justice-circuitry0 | $50.00 | 5/25/2011 1:41:02 PM |
| supreme-hope | $25.00 | 5/25/2011 2:00:39 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
507079
This series of Notes was issued and sold upon the funding of the borrower loan #49856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $156.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
|
Amount delinquent:
| $107 |
Total credit lines:
| 12 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,999 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-course |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Montana
Purpose of loan: Vacation Expenses
This loan will be used to... Take a vacation with family.
My financial situation: Stable work history in management and within same industry
I am a good candidate for this loan because... I am capable of meeting my financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| minista | $25.00 | 5/17/2011 9:02:07 AM |
| antlr | $50.00 | 5/17/2011 9:02:32 AM |
| flexible-value | $35.00 | 5/17/2011 9:03:00 AM |
| blooming-market | $25.00 | 5/17/2011 9:01:21 AM |
| ore-genius2 | $600.00 | 5/17/2011 9:02:26 AM |
| DukSerduk | $25.00 | 5/17/2011 9:21:21 AM |
| vine99 | $115.00 | 5/17/2011 9:22:11 AM |
| fantastic-openness | $100.00 | 5/17/2011 12:52:08 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:46 PM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:45 AM |
| IPlayOutsideTheBox | $25.00 | 5/18/2011 11:15:35 AM |
| mountainpeak | $25.00 | 5/18/2011 6:39:38 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:29:00 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:45:32 PM |
| Daneistes | $50.00 | 5/20/2011 5:51:49 PM |
| math1973 | $100.00 | 5/20/2011 5:51:47 PM |
| nuclearmoose | $50.00 | 5/23/2011 4:33:23 AM |
| heerzaquestion | $25.00 | 5/23/2011 1:20:57 PM |
| SmartInMoney | $50.00 | 5/24/2011 10:57:55 AM |
| availableloan | $25.00 | 5/24/2011 7:39:34 PM |
| neenerman | $50.00 | 5/24/2011 7:49:23 PM |
| auction-seeker4 | $25.00 | 5/24/2011 7:16:26 PM |
| BoughtTheFarm | $25.00 | 5/24/2011 7:57:45 PM |
| kulender | $50.00 | 5/24/2011 8:04:26 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:55:43 PM |
| designer_10 | $25.00 | 5/24/2011 8:10:38 PM |
| 12Knocksinna | $25.00 | 5/25/2011 1:25:09 AM |
| Pakse | $25.00 | 5/24/2011 8:43:53 PM |
| calimanusa | $25.40 | 5/24/2011 8:58:32 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 10:58:04 PM |
| helvet | $25.00 | 5/24/2011 11:59:01 PM |
| credit-investor5 | $50.00 | 5/24/2011 10:52:27 PM |
| exchange-battalion | $30.00 | 5/25/2011 12:36:17 AM |
| UBOtto186 | $50.00 | 5/25/2011 3:38:01 AM |
| jhernand17 | $25.00 | 5/25/2011 8:51:46 AM |
| andrias | $52.06 | 5/25/2011 6:17:49 AM |
| dblaz5 | $500.00 | 5/25/2011 7:49:11 AM |
| authoritative-capital | $25.00 | 5/25/2011 7:20:46 AM |
| rdav | $25.00 | 5/25/2011 8:52:13 AM |
| keyfig | $25.00 | 5/25/2011 8:08:30 AM |
| orange-coin-walnut | $50.00 | 5/25/2011 9:49:02 AM |
| kindness-singularity | $25.00 | 5/25/2011 10:33:22 AM |
| fund-tom-tom6 | $92.54 | 5/25/2011 10:36:16 AM |
| Avala | $50.00 | 5/17/2011 9:02:15 AM |
| useful-currency | $25.00 | 5/17/2011 9:01:55 AM |
| compoundinterest | $50.00 | 5/17/2011 9:02:46 AM |
| truth-image | $100.00 | 5/17/2011 9:03:09 AM |
| indomitable-coin | $25.00 | 5/17/2011 9:09:01 AM |
| meux99 | $25.00 | 5/17/2011 9:23:04 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:20:55 AM |
| SolarMoonshine | $25.00 | 5/17/2011 10:07:07 AM |
| MarvintheMartian | $25.00 | 5/17/2011 10:55:14 AM |
| green-loyalty-cub | $50.00 | 5/17/2011 2:55:17 PM |
| damage | $25.00 | 5/19/2011 11:00:23 AM |
| gojackgo | $100.00 | 5/19/2011 12:29:11 PM |
| gardenofeden | $25.00 | 5/20/2011 2:03:20 PM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:58 PM |
| Searlzy | $25.00 | 5/21/2011 10:48:40 AM |
| loyalty-voyage | $50.00 | 5/21/2011 12:41:53 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:44:34 PM |
| currency-persimmon | $25.00 | 5/22/2011 8:23:42 AM |
| mrpowers5531 | $25.00 | 5/23/2011 7:53:41 AM |
| Leopoldine | $25.00 | 5/23/2011 8:10:19 AM |
| gain-expert | $35.00 | 5/23/2011 10:09:11 PM |
| AFairDeal | $50.00 | 5/24/2011 10:32:49 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:40 AM |
| Buffer10 | $25.00 | 5/24/2011 11:37:09 AM |
| bsmtloan | $100.00 | 5/24/2011 7:17:05 PM |
| Whitewater_Loans | $25.00 | 5/24/2011 7:21:52 PM |
| repayment-genius7 | $25.00 | 5/24/2011 8:00:16 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:19:31 PM |
| bankojerry | $40.00 | 5/25/2011 4:35:26 AM |
| emt747 | $25.00 | 5/25/2011 2:20:12 AM |
| compwhiz | $25.00 | 5/25/2011 12:16:24 AM |
| unadilla | $100.00 | 5/25/2011 4:59:03 AM |
| zippy-revenue8 | $25.00 | 5/25/2011 5:27:45 AM |
| exchange-squirrel | $25.00 | 5/25/2011 8:13:19 AM |
| Moneypenny6 | $25.00 | 5/25/2011 8:24:11 AM |
| musegaze | $100.00 | 5/25/2011 9:14:34 AM |
| RJN | $25.00 | 5/25/2011 8:51:32 AM |
| sergius89 | $100.00 | 5/25/2011 7:42:48 AM |
| C_Mark | $50.00 | 5/25/2011 7:54:52 AM |
| hopeful-point | $25.00 | 5/25/2011 8:18:29 AM |
| wild-orange | $100.00 | 5/25/2011 10:15:03 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
507241
This series of Notes was issued and sold upon the funding of the borrower loan #49659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 90% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 9m |
|
Amount delinquent:
| $320 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,973 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CAND |
Borrower's state:
| Michigan |
Borrower's group:
| Pennies From Heaven |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2008)
620-639
(Jul-2008)
600-619
(May-2008)
600-619
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Washer Dryer
Purpose of loan:
This loan will be used to purchase new washer and dryer.
My financial situation:
I am a good candidate for this loan because I pay all loans back 100 percent
Monthly net income: $2580
Monthly expenses: $1865
Housing: $0.00 Husband pays mortgage
Insurance: $200
Car expenses: $265
Utilities: $0 Husband pays utilities
Phone, cable, internet: $50
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $50.00 | 5/18/2011 9:10:19 AM |
| clemclan | $33.33 | 5/18/2011 9:03:40 AM |
| missing-link | $25.00 | 5/18/2011 9:13:04 AM |
| interloode | $150.00 | 5/18/2011 10:05:54 AM |
| 2grindstones | $25.00 | 5/18/2011 10:18:09 AM |
| cerebral-deal353 | $25.00 | 5/18/2011 11:45:05 AM |
| shrewd-income | $25.00 | 5/18/2011 1:34:15 PM |
| fabulous-community4 | $25.00 | 5/18/2011 3:55:02 PM |
| rupee_power | $25.00 | 5/18/2011 10:41:59 PM |
| suave-dime6 | $25.00 | 5/19/2011 6:00:30 AM |
| Mikale360 | $25.00 | 5/19/2011 5:54:31 AM |
| wealth-renaissance5 | $25.00 | 5/18/2011 9:08:56 AM |
| cashhelp | $50.00 | 5/18/2011 9:10:02 AM |
| kind-charming-value | $1,000.00 | 5/18/2011 9:31:48 AM |
| reflective-rupee | $25.00 | 5/18/2011 10:45:11 AM |
| mrstender | $25.00 | 5/18/2011 12:42:13 PM |
| DasMula | $27.00 | 5/18/2011 1:33:24 PM |
| janeybooboo | $51.00 | 5/18/2011 3:54:07 PM |
| loss-of-control | $50.00 | 5/18/2011 5:00:43 PM |
| vutah | $25.00 | 5/18/2011 6:51:30 PM |
| Requiem | $25.00 | 5/18/2011 8:38:32 PM |
| janeybooboo | $49.00 | 5/18/2011 10:36:51 PM |
| Christophe | $25.00 | 5/19/2011 12:06:27 AM |
| Feyenoord | $25.00 | 5/19/2011 3:16:53 AM |
| grampy48 | $100.00 | 5/19/2011 6:02:11 AM |
| GElender | $25.00 | 5/19/2011 6:28:29 AM |
| profitable-balance | $25.00 | 5/19/2011 6:33:10 AM |
| blue-useful-auction | $14.67 | 5/19/2011 8:31:01 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
507261
This series of Notes was issued and sold upon the funding of the borrower loan #49695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 9m |
|
Amount delinquent:
| $22 |
Total credit lines:
| 14 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,091 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worlds-best-power5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Uncle Sam
Purpose of loan:
This loan will be used to...
in military, selling home and moving family, using for debts incurred while moving.
My financial situation:
I am a good candidate for this loan because...
I am a reliable officer with integrity
Monthly net income: $8686.00
Monthly expenses: $5000.00
Housing: $1800
Insurance: $300
Car expenses: $1600
Utilities: $300
Phone, cable, internet: $158
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $300
Other expenses: $1617
Information in the Description is not verified.
Friends And Family Investments
Military-2-Military has invested a total of
$1,000.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/17/2011 5:46:13 PM |
| zorg77 | $50.00 | 5/17/2011 8:40:23 PM |
| tech310 | $50.00 | 5/19/2011 1:47:33 AM |
| catamaran2024 | $25.00 | 5/19/2011 6:31:17 AM |
| s270 | $150.00 | 5/19/2011 9:22:11 AM |
| Military-2-Military | $1,000.00 | 5/20/2011 3:43:32 PM |
| well-rounded-dinero | $198.27 | 5/20/2011 4:03:25 PM |
| loss-of-control | $50.00 | 5/20/2011 5:32:30 PM |
| zone6 | $403.02 | 5/21/2011 5:07:39 AM |
| social-heart | $25.00 | 5/21/2011 10:19:15 AM |
| rate-sceptre | $53.63 | 5/21/2011 11:20:55 AM |
| Kyileo | $25.00 | 5/21/2011 11:59:44 AM |
| yf99yz | $30.00 | 5/21/2011 12:07:22 PM |
| LuvToLend | $25.00 | 5/21/2011 5:37:29 PM |
| impala6464 | $54.92 | 5/21/2011 6:34:13 PM |
| Amber_Stone | $25.00 | 5/18/2011 8:14:53 PM |
| reflective-rupee | $200.00 | 5/18/2011 8:02:57 PM |
| hidavehi | $26.00 | 5/19/2011 7:37:58 PM |
| Track-Layer | $200.00 | 5/19/2011 9:06:01 PM |
| MilitaryLoans | $1,000.00 | 5/20/2011 4:34:35 PM |
| Legally_Blonde | $95.00 | 5/20/2011 7:44:13 PM |
| Integrity1st | $131.59 | 5/21/2011 6:18:08 AM |
| DasMula | $27.00 | 5/21/2011 11:19:08 AM |
| warew | $55.57 | 5/21/2011 1:00:16 PM |
| taetrade | $25.00 | 5/21/2011 1:41:14 PM |
| mex_invests | $25.00 | 5/21/2011 4:20:35 PM |
| SolarMoonshine | $25.00 | 5/21/2011 5:44:59 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
507293
This series of Notes was issued and sold upon the funding of the borrower loan #49829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 14
/
15 | Length of status: | 1y 10m |
|
Amount delinquent:
| $1,933 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ceilli |
Borrower's state:
| Texas |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
640-659
(Nov-2010)
660-679
(Jan-2010)
560-579
(Nov-2006)
|
|
Principal balance:
| $787.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Building My Community Newspaper
The purpose of this loan is to continue building my newspaper business. I need to get more street visibility. The Bay Area Observer has been in print now for 1 1/2 years and is doing very well and I have successfully established the newspaper in our area. The newspaper is now sustaining itself with advertising revenue and subscriptions I want to purchase refurbished 50 racks for $4500.
My profile shows a delinquent amount of $1,933. It is now $1733. I will buy the equipment for the newspaper, pay off the $1733 to USAA and use the rest as working capital. I have made arrangements with USAA to pay off my credit card. With the exception of my credit card and previous Prosper loan, my only bills are recurring ones such as utilities, insurance, phone etc. My Prosper loans have never been late.
Monthly income: $2000.00
Ins: $45.00 p/m
Utilities: $100.00
Phone, cable, internet: $50.00
Food & Clothing: $250.00
USAA: $63.00 p/m
Existing Prosper Loan: $45.00 p/m
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,136.01 | 5/24/2011 1:20:56 PM |
| missing-link | $25.00 | 5/17/2011 5:06:45 PM |
| EEasyMoney | $25.00 | 5/18/2011 7:04:54 AM |
| money-baron-roth-IRA | $50.00 | 5/19/2011 8:47:02 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:21 AM |
| return-grizzly | $100.00 | 5/20/2011 11:34:19 AM |
| atlas100 | $50.00 | 5/20/2011 2:59:58 PM |
| houli123 | $75.00 | 5/21/2011 12:27:09 PM |
| reflective-rupee | $25.01 | 5/21/2011 1:15:43 PM |
| autonomous-truth | $100.00 | 5/21/2011 12:48:34 PM |
| trumpeter5 | $25.00 | 5/21/2011 2:01:34 PM |
| chungfang | $25.00 | 5/21/2011 1:52:27 PM |
| Milonguero | $100.00 | 5/21/2011 2:55:34 PM |
| money-baron | $50.19 | 5/21/2011 2:58:59 PM |
| Recyclist | $25.00 | 5/21/2011 4:12:54 PM |
| bonus-quark4 | $25.00 | 5/21/2011 4:24:22 PM |
| dudebrah | $25.00 | 5/22/2011 4:50:54 PM |
| credit-missile | $75.00 | 5/22/2011 7:53:14 PM |
| Leshan | $179.40 | 5/22/2011 4:41:06 PM |
| PXM-Financial | $77.00 | 5/22/2011 8:59:33 PM |
| bowler252 | $25.00 | 5/22/2011 10:18:00 PM |
| zorg77 | $50.00 | 5/22/2011 6:14:05 PM |
| Oak-Parker | $25.97 | 5/22/2011 6:22:01 PM |
| Track-Layer | $100.00 | 5/22/2011 7:35:06 PM |
| vigorous-moola | $36.00 | 5/23/2011 6:18:32 AM |
| S-Master | $50.00 | 5/23/2011 9:30:25 AM |
| NekHoldings | $25.00 | 5/23/2011 10:39:51 AM |
| wgc | $25.00 | 5/23/2011 8:52:22 PM |
| first-class-gold0 | $100.00 | 5/23/2011 8:58:51 PM |
| Red-Bull-One | $25.00 | 5/23/2011 10:13:56 PM |
| Nemo2001 | $25.00 | 5/23/2011 9:10:07 PM |
| new0rleans | $25.00 | 5/24/2011 3:15:37 AM |
| hookUup | $25.40 | 5/24/2011 7:24:12 AM |
| moola-monger9 | $50.00 | 5/24/2011 7:33:29 AM |
| stonehillloans | $25.00 | 5/24/2011 11:18:31 AM |
| credit-missile | $25.00 | 5/24/2011 12:00:34 PM |
| suave-dime6 | $25.00 | 5/17/2011 5:07:22 PM |
| tech310 | $50.00 | 5/19/2011 1:47:28 AM |
| irrelevant | $25.00 | 5/21/2011 4:17:45 AM |
| DreDub | $25.00 | 5/21/2011 12:08:16 PM |
| brondero | $83.00 | 5/21/2011 12:27:21 PM |
| dogdog | $25.00 | 5/21/2011 12:37:41 PM |
| novice-speculator | $25.00 | 5/21/2011 1:45:49 PM |
| payout-bridge | $125.00 | 5/21/2011 2:59:08 PM |
| wizardii | $35.00 | 5/21/2011 4:01:38 PM |
| 56bones | $25.00 | 5/22/2011 10:25:59 AM |
| Dubbs360 | $200.00 | 5/22/2011 11:57:29 AM |
| yield-museum | $100.00 | 5/22/2011 12:13:50 PM |
| supreme-hope | $25.00 | 5/22/2011 2:28:34 PM |
| zippy-listing8 | $25.00 | 5/22/2011 5:26:23 PM |
| triumph246 | $50.00 | 5/22/2011 11:33:30 PM |
| dime-vista2 | $25.00 | 5/22/2011 8:48:49 PM |
| tycoon8 | $25.00 | 5/22/2011 11:39:34 PM |
| chameleon125 | $25.00 | 5/23/2011 6:42:52 AM |
| glroark | $50.00 | 5/23/2011 6:57:35 AM |
| return-pumpkin7 | $25.00 | 5/23/2011 6:30:32 AM |
| bigattichouse | $25.00 | 5/23/2011 9:10:43 AM |
| enriching-credit9 | $75.00 | 5/23/2011 10:12:19 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:40:40 AM |
| compassionate-dime0 | $100.00 | 5/23/2011 8:28:04 PM |
| rr9mailcarrier | $58.02 | 5/23/2011 8:20:10 PM |
| genelinist | $43.00 | 5/23/2011 9:23:17 PM |
| healingangel22 | $25.00 | 5/23/2011 9:56:57 PM |
| rustysailor | $26.00 | 5/23/2011 10:12:00 PM |
| UBOtto186 | $50.00 | 5/24/2011 7:37:30 AM |
| shepherd1 | $25.00 | 5/24/2011 4:56:18 AM |
| octoberfresh | $25.00 | 5/24/2011 7:59:03 AM |
| DDoubles | $50.00 | 5/24/2011 8:31:25 AM |
| the-credit-proton | $25.00 | 5/24/2011 8:55:50 AM |
| Rogesparkguy | $25.00 | 5/24/2011 10:48:15 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
507355
This series of Notes was issued and sold upon the funding of the borrower loan #49606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-18-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $489.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,853 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensible-liberty5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jdjmath
Purpose of loan:
This loan will be used to purchase a home.
My financial situation:
I am a good candidate for this loan because I have and will continue to pay all the loans that I have agreed to pay. I have never had a 30-day late on my credit report
Monthly net income: $6500
Monthly expenses: $1981
Housing: $756
Insurance: $68
Car expenses: $192
Utilities: $63
Phone, cable, internet: $189
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $463
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/18/2011 5:11:12 PM |
| competent-p2p | $35.00 | 5/18/2011 6:36:06 PM |
| Kash2010lu | $25.00 | 5/19/2011 10:38:01 AM |
| SecondChanceLendingSERV | $46.08 | 5/19/2011 12:17:40 PM |
| jjswanso | $40.00 | 5/19/2011 5:32:50 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:44 AM |
| frogperson | $100.00 | 5/21/2011 9:47:23 AM |
| reflective-rupee | $750.00 | 5/21/2011 1:36:33 PM |
| janeybooboo | $100.00 | 5/21/2011 10:48:43 PM |
| CA-Lender | $150.05 | 5/22/2011 1:11:10 PM |
| moola-spa9 | $150.00 | 5/22/2011 1:29:14 PM |
| pembull | $100.00 | 5/22/2011 4:37:01 PM |
| SolarMoonshine | $50.00 | 5/22/2011 2:07:13 PM |
| zippy-listing8 | $25.00 | 5/22/2011 5:21:04 PM |
| scarlet-velvet | $25.00 | 5/22/2011 5:40:57 PM |
| Pakse | $31.91 | 5/22/2011 3:01:14 PM |
| vigilance-searcher | $25.00 | 5/22/2011 6:14:49 PM |
| hookUup | $26.40 | 5/22/2011 4:22:14 PM |
| loan-master1 | $25.00 | 5/22/2011 1:51:44 PM |
| supreme-hope | $25.00 | 5/22/2011 2:27:10 PM |
| fund-tom-tom6 | $155.43 | 5/22/2011 3:02:33 PM |
| Peterman | $50.00 | 5/22/2011 6:39:41 PM |
| chungfang | $50.00 | 5/22/2011 4:53:16 PM |
| Track-Layer | $200.00 | 5/22/2011 7:33:49 PM |
| autonomous-truth | $100.00 | 5/22/2011 10:17:51 PM |
| loss-of-control | $100.00 | 5/22/2011 5:52:52 PM |
| credit-missile | $100.00 | 5/22/2011 7:53:49 PM |
| vigilance-searcher | $25.00 | 5/22/2011 6:15:14 PM |
| YoungTaxMan | $300.00 | 5/22/2011 6:19:08 PM |
| helpful-credit156 | $25.71 | 5/22/2011 11:13:54 PM |
| suave-dime6 | $25.00 | 5/23/2011 6:04:30 AM |
| attractive-fund | $50.00 | 5/23/2011 8:48:29 AM |
| Sambamm1 | $50.00 | 5/23/2011 7:54:56 AM |
| Whipster | $60.00 | 5/23/2011 5:15:30 AM |
| leverage-monger | $25.00 | 5/23/2011 7:02:02 AM |
| nickel-hickory | $100.00 | 5/23/2011 9:28:17 AM |
| Champ3295 | $25.00 | 5/23/2011 8:04:30 AM |
| nickel-hickory | $100.00 | 5/23/2011 9:29:03 AM |
| shugyosha | $50.00 | 5/23/2011 9:14:21 AM |
| nickel-hickory | $100.00 | 5/23/2011 9:28:57 AM |
| economy-popcorn | $25.00 | 5/23/2011 10:36:12 AM |
| FinanceEngine | $35.00 | 5/23/2011 10:02:05 AM |
| authoritative-capital | $31.99 | 5/23/2011 10:13:55 AM |
| penny-surgeon | $25.00 | 5/23/2011 10:23:15 AM |
| melodious-openness | $129.72 | 5/23/2011 10:43:39 AM |
| NobisEst | $25.00 | 5/23/2011 12:28:21 PM |
| MJTimages_com | $100.00 | 5/23/2011 10:06:04 AM |
| 108lender | $250.00 | 5/23/2011 10:56:29 AM |
| NobisEst | $25.00 | 5/23/2011 12:48:26 PM |
| calmfunds | $250.00 | 5/23/2011 12:50:07 PM |
| gain-expert | $25.00 | 5/23/2011 11:42:59 AM |
| optionscashflow | $25.00 | 5/23/2011 2:13:38 PM |
| Bill88 | $30.00 | 5/23/2011 2:21:26 PM |
| lotuss4 | $49.99 | 5/23/2011 2:23:55 PM |
| contract-lionheart | $137.73 | 5/23/2011 2:34:35 PM |
| tomjeff | $94.41 | 5/23/2011 2:38:31 PM |
| Leopoldine | $25.00 | 5/23/2011 12:46:52 PM |
| convergentthinker | $25.00 | 5/23/2011 1:56:27 PM |
| jalapeno680 | $50.00 | 5/23/2011 1:25:00 PM |
| heto2005 | $25.00 | 5/23/2011 3:08:31 PM |
| capital-halo1 | $160.20 | 5/23/2011 1:38:14 PM |
| kinetic-agreement | $165.27 | 5/23/2011 4:11:22 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:48:13 PM |
| Bob450 | $25.00 | 5/23/2011 2:55:19 PM |
| Reddy_Capital | $25.00 | 5/23/2011 4:31:21 PM |
| red-contract-lionheart | $25.00 | 5/23/2011 4:32:56 PM |
| Megaton | $25.00 | 5/23/2011 3:53:32 PM |
| ready-fund46 | $100.00 | 5/23/2011 4:12:09 PM |
| finance-mushroom | $300.00 | 5/23/2011 4:19:04 PM |
| MrAirport | $100.00 | 5/23/2011 4:32:34 PM |
| Gibbyland | $100.00 | 5/18/2011 5:51:51 PM |
| HardLender | $50.00 | 5/18/2011 8:11:53 PM |
| worth-blanket2 | $5,000.00 | 5/19/2011 9:25:32 AM |
| economy-coup | $100.00 | 5/20/2011 12:07:36 AM |
| mrsp2e | $30.00 | 5/21/2011 7:24:06 AM |
| janeybooboo | $100.00 | 5/21/2011 10:48:52 PM |
| zorg77 | $50.00 | 5/22/2011 6:14:34 PM |
| thomas16882004 | $25.00 | 5/22/2011 4:53:46 PM |
| Hummer-Guy | $25.00 | 5/22/2011 5:14:14 PM |
| kublai | $25.00 | 5/22/2011 5:39:42 PM |
| rbgnr111 | $25.00 | 5/22/2011 8:14:23 PM |
| irrelevant | $25.00 | 5/22/2011 8:48:50 PM |
| 3_boyz | $50.00 | 5/22/2011 5:09:19 PM |
| yf99yz | $45.00 | 5/22/2011 10:05:34 PM |
| vigilance-searcher | $25.00 | 5/22/2011 6:15:04 PM |
| YoungTaxMan | $100.00 | 5/22/2011 6:19:19 PM |
| pious-integrity6 | $25.00 | 5/22/2011 9:10:22 PM |
| helvet | $25.00 | 5/23/2011 12:43:58 AM |
| new0rleans | $25.00 | 5/23/2011 4:19:24 AM |
| glroark | $150.00 | 5/23/2011 6:55:57 AM |
| bowler252 | $25.00 | 5/22/2011 10:21:17 PM |
| Tikibarman | $75.00 | 5/23/2011 5:17:06 AM |
| authentic-finance194 | $200.00 | 5/23/2011 8:19:15 AM |
| tolerant-truth2 | $75.00 | 5/23/2011 8:43:10 AM |
| nickel-hickory | $100.00 | 5/23/2011 9:28:26 AM |
| enriching-credit9 | $75.00 | 5/23/2011 9:50:58 AM |
| exciting-fairness | $200.00 | 5/23/2011 9:51:41 AM |
| WMY-Investor | $100.00 | 5/23/2011 9:25:44 AM |
| nickel-hickory | $100.00 | 5/23/2011 9:28:52 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:41:10 AM |
| DasMula | $27.00 | 5/23/2011 9:50:41 AM |
| jonmars | $25.00 | 5/23/2011 10:46:27 AM |
| csandb | $25.00 | 5/23/2011 12:22:09 PM |
| pthighs | $50.00 | 5/23/2011 12:26:19 PM |
| burgeoning-marketplace4 | $31.10 | 5/23/2011 11:18:43 AM |
| Astyanax | $100.00 | 5/23/2011 12:48:45 PM |
| shrewd-income | $250.00 | 5/23/2011 11:20:52 AM |
| PeePaw | $25.00 | 5/23/2011 1:38:20 PM |
| Luckas73 | $50.00 | 5/23/2011 2:02:15 PM |
| feb217 | $25.00 | 5/23/2011 2:39:09 PM |
| Cawse | $28.06 | 5/23/2011 1:34:26 PM |
| NLB-PHX | $100.00 | 5/23/2011 1:36:48 PM |
| well-mannered-income3 | $80.00 | 5/23/2011 3:41:22 PM |
| found_funds | $125.00 | 5/23/2011 4:05:59 PM |
| reflective-affluence | $25.00 | 5/23/2011 2:42:07 PM |
| winmals | $25.00 | 5/23/2011 4:31:36 PM |
| toomanyfishtanks | $46.72 | 5/23/2011 4:37:32 PM |
| Kyileo | $25.00 | 5/23/2011 4:17:28 PM |
| jono9999 | $215.17 | 5/23/2011 3:27:12 PM |
| asset-professor | $50.00 | 5/23/2011 3:55:18 PM |
| truth-lyrics7 | $100.00 | 5/23/2011 4:10:13 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:15:11 PM |
| dcap3 | $200.00 | 5/23/2011 4:16:05 PM |
| jazzlender | $25.00 | 5/23/2011 4:26:13 PM |
| zwd12 | $300.00 | 5/23/2011 4:37:29 PM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
507361
This series of Notes was issued and sold upon the funding of the borrower loan #49683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $335.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,712 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BARNAPAS |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2009)
600-619
(Jul-2008)
580-599
(Jun-2008)
|
|
Principal balance:
| $1,522.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
REPLACE POOL LINER
Purpose of loan:
This loan will be used to...REPLACE MY DAMAGED POOL LINER
My financial situation: GOOD
I am a good candidate for this loan because...I HAVE ALWAYS PAYED MY BILLS ON TIME AND I ALSO LOAN ON PROSPER AS A SUBSTITUTE OF A 401 BETTER RETURN ANYWAY IF NOT FUNDED WILL GO TO THE BANK BUT WILL NOT GET AS MUCH UNLESS I REFINANCE HOME
Monthly net income: $3000
Monthly expenses:
Housing: $699
Insurance: $50
Car expenses: $0
Utilities: $150
Phone, cable, internet: $35
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/20/2011 5:05:16 PM |
| missing-link | $25.00 | 5/20/2011 5:06:51 PM |
| tech310 | $50.00 | 5/20/2011 5:09:06 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:19:53 PM |
| hookUup | $32.40 | 5/21/2011 4:58:20 PM |
| money-baron | $25.00 | 5/21/2011 3:00:02 PM |
| coin-popcorn | $25.00 | 5/21/2011 3:05:11 PM |
| Recyclist | $40.00 | 5/21/2011 4:00:02 PM |
| wizardii | $25.00 | 5/21/2011 4:07:51 PM |
| SolarMoonshine | $50.00 | 5/21/2011 5:51:48 PM |
| reflective-rupee | $500.00 | 5/21/2011 6:29:40 PM |
| Rollshaft | $29.78 | 5/22/2011 3:59:19 PM |
| bowler252 | $25.00 | 5/22/2011 10:24:07 PM |
| new0rleans | $25.00 | 5/23/2011 4:18:16 AM |
| balanced-balance6 | $25.00 | 5/23/2011 7:57:36 AM |
| benefit-position | $33.77 | 5/23/2011 5:53:45 AM |
| suave-dime6 | $25.00 | 5/23/2011 6:04:13 AM |
| EEasyMoney | $25.00 | 5/23/2011 6:36:22 AM |
| glroark | $100.00 | 5/23/2011 6:58:27 AM |
| debt-sphinx99 | $25.00 | 5/23/2011 7:45:20 AM |
| Track-Layer | $100.00 | 5/23/2011 7:49:52 AM |
| DasMula | $27.00 | 5/23/2011 9:52:12 AM |
| 108lender | $200.00 | 5/23/2011 10:57:39 AM |
| chungfang | $25.00 | 5/23/2011 11:19:10 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:41:37 AM |
| FinanceEngine | $40.00 | 5/23/2011 10:05:20 AM |
| PleaseDontDefault | $50.00 | 5/23/2011 3:05:18 PM |
| asset-professor | $50.00 | 5/23/2011 3:45:26 PM |
| brightest-benjamins-onator | $33.93 | 5/23/2011 4:21:01 PM |
| p2ploan-sensation211 | $25.00 | 5/23/2011 4:25:35 PM |
| deepblue34 | $30.00 | 5/23/2011 3:54:14 PM |
| lasalle123 | $50.00 | 5/23/2011 4:18:57 PM |
| Leshan | $50.00 | 5/23/2011 4:32:05 PM |
| CoolPlexer | $50.00 | 5/23/2011 5:39:25 PM |
| jazzlender | $25.00 | 5/23/2011 4:27:50 PM |
| Rogelio48 | $35.00 | 5/23/2011 7:41:19 PM |
| thrifty-capital | $25.00 | 5/23/2011 8:34:24 PM |
| coldfuzion | $60.78 | 5/23/2011 7:48:50 PM |
| q4golf | $25.50 | 5/23/2011 8:41:02 PM |
| Pitufo | $125.00 | 5/23/2011 9:16:20 PM |
| jjswanso | $50.00 | 5/23/2011 9:00:26 PM |
| genelinist | $125.00 | 5/23/2011 9:24:46 PM |
| transformer855 | $25.00 | 5/23/2011 11:04:33 PM |
| aznatama | $50.00 | 5/23/2011 11:18:11 PM |
| loanman2007 | $200.00 | 5/24/2011 4:51:37 AM |
| investment-happiness | $144.18 | 5/23/2011 11:00:47 PM |
| delicious-loan093 | $25.00 | 5/24/2011 12:04:51 AM |
| Bill88 | $30.00 | 5/24/2011 8:03:56 AM |
| kendigme | $25.00 | 5/24/2011 4:57:17 AM |
| toomanyfishtanks | $50.00 | 5/24/2011 8:55:36 AM |
| EarlyRiser | $250.00 | 5/24/2011 5:01:05 AM |
| capital-antioxidant | $100.00 | 5/24/2011 5:03:26 AM |
| melodious-openness | $100.00 | 5/24/2011 5:34:20 AM |
| moola-monger9 | $50.00 | 5/24/2011 7:34:26 AM |
| manatee21 | $35.00 | 5/24/2011 8:32:20 AM |
| tolerant-truth2 | $50.00 | 5/24/2011 8:36:47 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:39:42 AM |
| platinum-zoo4 | $25.00 | 5/24/2011 8:08:03 AM |
| infinitend | $25.00 | 5/24/2011 9:50:40 AM |
| american-investor | $50.00 | 5/24/2011 9:40:10 AM |
| mrstender | $25.00 | 5/24/2011 10:49:10 AM |
| atlmoneyman | $25.00 | 5/24/2011 10:16:38 AM |
| italisvital | $25.00 | 5/24/2011 11:57:52 AM |
| power-bluebird2 | $25.00 | 5/24/2011 12:20:04 PM |
| pragmatic-auction8 | $40.00 | 5/24/2011 12:33:21 PM |
| djalan | $50.00 | 5/24/2011 11:05:17 AM |
| jasonrun | $25.00 | 5/24/2011 11:51:02 AM |
| jojo6686 | $63.48 | 5/24/2011 11:48:37 AM |
| nickel-position | $50.00 | 5/24/2011 12:46:34 PM |
| worth-blanket2 | $2,251.03 | 5/24/2011 1:21:36 PM |
| MoneyForNothing | $60.26 | 5/20/2011 5:02:27 PM |
| economy-coup | $100.00 | 5/20/2011 5:08:57 PM |
| lendstats_com | $200.00 | 5/20/2011 6:55:53 PM |
| janeybooboo | $200.00 | 5/20/2011 11:47:04 PM |
| 888GoldIngots | $50.00 | 5/21/2011 10:20:42 AM |
| CA-Lender | $25.05 | 5/21/2011 11:22:40 AM |
| InChicago | $50.00 | 5/21/2011 12:48:37 PM |
| the-bid-sorcerer | $64.27 | 5/21/2011 2:10:23 PM |
| payment-halo | $25.00 | 5/21/2011 3:40:18 PM |
| Rashanir | $25.00 | 5/21/2011 4:36:31 PM |
| autonomous-truth | $100.00 | 5/21/2011 3:24:48 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:11:06 PM |
| well-mannered-income3 | $25.00 | 5/21/2011 3:53:04 PM |
| janeybooboo | $100.00 | 5/21/2011 3:45:14 PM |
| competent-p2p | $45.00 | 5/21/2011 6:26:39 PM |
| Jerrys1951 | $60.00 | 5/21/2011 6:58:18 PM |
| PXM-Financial | $50.00 | 5/22/2011 9:02:07 PM |
| Scotcha | $50.00 | 5/23/2011 6:10:31 AM |
| Nerdster1 | $25.11 | 5/23/2011 6:15:43 AM |
| Tikibarman | $50.00 | 5/23/2011 5:15:33 AM |
| whatreality | $30.00 | 5/23/2011 5:53:26 AM |
| chameleon125 | $50.00 | 5/23/2011 6:42:22 AM |
| interest88 | $52.00 | 5/23/2011 9:25:18 AM |
| money-baron-roth-IRA | $112.40 | 5/23/2011 9:10:37 AM |
| dollar-authority | $70.00 | 5/23/2011 8:11:39 AM |
| Rogesparkguy | $25.00 | 5/23/2011 11:11:02 AM |
| contract-student2 | $50.00 | 5/23/2011 11:55:06 AM |
| penny-surgeon | $25.00 | 5/23/2011 10:22:11 AM |
| pthighs | $50.00 | 5/23/2011 12:20:46 PM |
| NLB-PHX | $100.00 | 5/23/2011 1:42:41 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:48:45 PM |
| unflappable-bonus3 | $50.00 | 5/23/2011 4:10:16 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:19:13 PM |
| Kyileo | $25.00 | 5/23/2011 4:18:43 PM |
| pwez652 | $33.89 | 5/23/2011 5:41:41 PM |
| community-universe1 | $25.00 | 5/23/2011 4:30:25 PM |
| invincible-agreement8 | $39.00 | 5/23/2011 5:07:24 PM |
| loss-of-control | $100.00 | 5/23/2011 6:14:49 PM |
| FutureLenderEC | $42.47 | 5/23/2011 6:25:54 PM |
| wgc | $25.00 | 5/23/2011 6:35:00 PM |
| MrBailey | $112.30 | 5/23/2011 7:06:26 PM |
| zorg77 | $50.00 | 5/23/2011 7:14:35 PM |
| enriching-credit9 | $75.00 | 5/23/2011 8:04:18 PM |
| nilonc1 | $565.00 | 5/23/2011 8:19:04 PM |
| sparkling-interest1 | $25.00 | 5/23/2011 9:24:46 PM |
| rdav | $49.93 | 5/23/2011 10:47:56 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:13:39 PM |
| wise-careful-greenback | $25.00 | 5/24/2011 5:01:22 AM |
| independent-transaction | $115.00 | 5/23/2011 10:49:52 PM |
| jmb_lending | $50.00 | 5/24/2011 5:42:08 AM |
| wealth-kangaroo8 | $50.00 | 5/24/2011 8:03:53 AM |
| reflective-rupee | $250.00 | 5/24/2011 9:54:45 AM |
| travelfirst | $75.00 | 5/24/2011 7:11:31 AM |
| point-enforcer | $30.00 | 5/24/2011 8:24:35 AM |
| DDoubles | $50.00 | 5/24/2011 8:31:51 AM |
| professional-integrity | $41.46 | 5/24/2011 10:06:51 AM |
| intrepid-loot | $25.00 | 5/24/2011 10:54:00 AM |
| Mad_Scientist | $50.00 | 5/24/2011 1:13:56 PM |
| heerzaquestion | $100.00 | 5/24/2011 11:37:12 AM |
| credit-missile | $100.00 | 5/24/2011 11:59:04 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 12:00:23 PM |
| reflective-affluence | $50.00 | 5/24/2011 12:08:57 PM |
| janeybooboo | $100.00 | 5/24/2011 12:27:37 PM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
507577
This series of Notes was issued and sold upon the funding of the borrower loan #49778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $324.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,632 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| odbmeth |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 88% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 3
( 12% )
| 740-759
(Jun-2010)
660-679
(Apr-2008)
720-739
(Feb-2007)
|
|
Principal balance:
| $4,511.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Help yourself and improve my credit
Purpose of loan:
I've been told that the main drag on my current good credit rating is that I don't have enough open credit accounts, so I am requesting this loan to build up a better credit score. I will keep the money for any possible emergencies, but most of it will probably remain in the bank to make the regular payments. Instead of opening an account with a credit card company, I'd rather give good, honest people a chance to make some money off this loan. Help yourself to regular payments while I improve my credit score!
My financial situation:
I am a good candidate for this loan because I have a low debt to income ratio, make my payments on time, and my family and I all live very frugally. We do not splurge when money comes our way.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 5/20/2011 9:01:25 AM |
| qsolo | $200.00 | 5/20/2011 9:16:54 AM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 7:48:33 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:50 PM |
| BuildingShanghai | $54.00 | 5/21/2011 11:26:00 PM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:00:34 PM |
| loan-booster1 | $50.00 | 5/23/2011 12:09:48 PM |
| Astyanax | $100.00 | 5/23/2011 12:56:28 PM |
| pthighs | $50.00 | 5/23/2011 12:19:14 PM |
| novice-speculator | $25.00 | 5/23/2011 12:04:05 PM |
| designer_10 | $25.00 | 5/23/2011 1:59:34 PM |
| building_community | $50.00 | 5/23/2011 2:28:32 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:49:02 PM |
| formula842 | $25.00 | 5/23/2011 2:16:12 PM |
| frooogal | $50.00 | 5/23/2011 4:26:37 PM |
| dynamic-platinum | $25.00 | 5/23/2011 4:02:32 PM |
| melodious-fairness | $100.00 | 5/23/2011 3:11:01 PM |
| jazzlender | $50.00 | 5/23/2011 4:29:29 PM |
| financelover | $50.00 | 5/23/2011 5:03:16 PM |
| jescowa | $100.00 | 5/23/2011 5:09:27 PM |
| debt-patriot | $40.00 | 5/23/2011 3:39:22 PM |
| julijask | $50.00 | 5/23/2011 5:17:32 PM |
| cerebral-dollar773 | $100.00 | 5/23/2011 5:45:28 PM |
| orange-cordial-marketplace | $100.00 | 5/23/2011 6:13:01 PM |
| value-pouch | $50.00 | 5/23/2011 4:50:48 PM |
| Yomain | $25.00 | 5/23/2011 6:51:39 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:34:52 PM |
| vishal29 | $25.00 | 5/23/2011 9:44:31 PM |
| Gibbyland | $250.00 | 5/23/2011 9:59:10 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:41 PM |
| credit-investor5 | $50.00 | 5/23/2011 10:44:32 PM |
| rate-negotiator | $25.00 | 5/24/2011 5:45:40 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:58 AM |
| Mad_Scientist | $25.00 | 5/24/2011 6:35:49 AM |
| GElender | $25.00 | 5/24/2011 6:09:30 AM |
| competent-p2p | $35.00 | 5/24/2011 7:13:48 AM |
| the-credit-proton | $25.00 | 5/24/2011 9:03:18 AM |
| coin-popcorn | $25.00 | 5/24/2011 9:13:07 AM |
| Pawnster | $50.00 | 5/24/2011 8:54:57 AM |
| vigilance-revolutionary | $50.00 | 5/24/2011 9:26:34 AM |
| natecam | $25.00 | 5/24/2011 10:35:57 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:08:44 AM |
| djalan | $25.00 | 5/24/2011 10:56:26 AM |
| dedication-ninja7 | $50.00 | 5/24/2011 12:10:47 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 12:18:18 PM |
| cosmof16 | $25.00 | 5/24/2011 2:03:08 PM |
| fantastic-openness | $50.00 | 5/24/2011 12:59:21 PM |
| worth-blanket2 | $5,110.50 | 5/24/2011 2:28:18 PM |
| NobisEst | $25.00 | 5/20/2011 9:12:49 AM |
| SimpleChoice | $25.00 | 5/20/2011 10:08:08 AM |
| Tradesmanlender | $35.00 | 5/20/2011 5:53:22 PM |
| Interloper | $27.00 | 5/21/2011 10:13:31 AM |
| Lender0010 | $50.00 | 5/23/2011 1:51:32 PM |
| friendly-market5 | $25.00 | 5/23/2011 4:10:36 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:22:13 PM |
| currency-persimmon | $25.00 | 5/23/2011 3:56:04 PM |
| toronado | $50.00 | 5/23/2011 3:20:32 PM |
| _NaLNaBB | $300.00 | 5/23/2011 6:19:49 PM |
| Kaj | $60.00 | 5/23/2011 5:14:37 PM |
| adamwstein | $50.00 | 5/23/2011 5:50:50 PM |
| klinebarger | $25.00 | 5/23/2011 6:28:38 PM |
| trade-surge3 | $50.00 | 5/23/2011 7:38:31 PM |
| ashoo66 | $100.00 | 5/23/2011 7:16:30 PM |
| derec | $25.00 | 5/23/2011 8:57:39 PM |
| axl163 | $25.00 | 5/23/2011 10:11:00 PM |
| head | $25.00 | 5/23/2011 10:34:49 PM |
| silver-saguaro | $25.00 | 5/24/2011 12:04:47 AM |
| loyalist1 | $400.00 | 5/24/2011 7:18:55 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:43 AM |
| damage | $25.00 | 5/24/2011 9:20:18 AM |
| hookUup | $33.40 | 5/24/2011 7:15:10 AM |
| goldenretriever | $200.00 | 5/24/2011 10:13:21 AM |
| thestartuplender | $30.10 | 5/24/2011 9:19:33 AM |
| RedantFinance | $25.00 | 5/24/2011 10:58:56 AM |
| RedantFinance | $25.00 | 5/24/2011 10:59:14 AM |
| Buffer10 | $200.00 | 5/24/2011 11:05:55 AM |
| NeemanuKotagoLending | $25.00 | 5/24/2011 1:54:22 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
507581
This series of Notes was issued and sold upon the funding of the borrower loan #49730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $145.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,007 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-solstice5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
|
|
Principal balance:
| $1,931.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Car repairs
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I will use this loan for car repairs. I will pay back the loan. I have a good job with the United States Postal Service and I work as a CNA at the local nursing home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $25.00 | 5/18/2011 5:19:59 PM |
| Katahdin | $50.00 | 5/18/2011 5:42:07 PM |
| balanced-bill7 | $50.00 | 5/18/2011 5:43:37 PM |
| mountainpeak | $25.00 | 5/18/2011 6:42:36 PM |
| r48 | $28.00 | 5/18/2011 7:02:54 PM |
| thankful-nickel2 | $50.00 | 5/18/2011 9:03:40 PM |
| tomdooley12520 | $25.00 | 5/19/2011 6:54:39 AM |
| indomitable-coin | $25.00 | 5/19/2011 10:10:01 AM |
| Tradesmanlender | $35.00 | 5/19/2011 10:34:34 AM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:52 PM |
| outofoffice | $100.00 | 5/23/2011 5:39:39 AM |
| Pickmar | $25.00 | 5/23/2011 9:41:33 AM |
| NLB-PHX | $200.00 | 5/23/2011 1:37:58 PM |
| zippy-revenue8 | $25.00 | 5/23/2011 1:03:49 PM |
| novice-speculator | $25.00 | 5/23/2011 12:04:32 PM |
| designer_10 | $25.00 | 5/23/2011 2:11:15 PM |
| building_community | $25.00 | 5/23/2011 2:28:38 PM |
| agalt | $65.00 | 5/23/2011 12:39:56 PM |
| Lender0010 | $50.00 | 5/23/2011 1:52:42 PM |
| peso-tiramisu | $25.00 | 5/23/2011 1:15:30 PM |
| seabass123 | $25.00 | 5/23/2011 1:39:42 PM |
| debt-patriot | $40.00 | 5/23/2011 3:50:21 PM |
| integrity-trumpet | $100.00 | 5/23/2011 4:12:44 PM |
| patriot897 | $25.00 | 5/23/2011 4:52:51 PM |
| auction-turbine4 | $25.00 | 5/23/2011 5:23:10 PM |
| flwah | $25.00 | 5/23/2011 5:27:28 PM |
| currency-persimmon | $25.00 | 5/23/2011 3:57:15 PM |
| availableloan | $25.00 | 5/23/2011 5:37:51 PM |
| investment-cluster | $45.00 | 5/23/2011 5:43:49 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:23:01 PM |
| Kaj | $60.00 | 5/23/2011 5:15:08 PM |
| JustMee | $25.00 | 5/23/2011 5:20:17 PM |
| squadron781 | $25.00 | 5/23/2011 5:20:54 PM |
| bearden3 | $50.00 | 5/23/2011 5:33:03 PM |
| ansset | $25.00 | 5/23/2011 4:42:41 PM |
| jpblan11 | $25.00 | 5/23/2011 5:45:37 PM |
| astute-fairness0 | $25.00 | 5/23/2011 4:58:40 PM |
| financelover | $50.00 | 5/23/2011 5:04:39 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 5:12:02 PM |
| reflective-dollar8 | $50.00 | 5/23/2011 5:12:38 PM |
| a-versatile-power | $25.00 | 5/23/2011 5:49:18 PM |
| oxnard | $25.00 | 5/23/2011 5:58:58 PM |
| californiakhan | $25.00 | 5/18/2011 5:42:26 PM |
| qsolo | $200.00 | 5/18/2011 5:51:46 PM |
| BuildingShanghai | $81.66 | 5/19/2011 12:34:22 AM |
| RainMakers | $30.00 | 5/19/2011 1:38:41 PM |
| FinDoc | $25.00 | 5/19/2011 6:18:34 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:16 PM |
| heerzaquestion | $50.00 | 5/22/2011 9:03:17 AM |
| houli123 | $25.00 | 5/23/2011 11:54:12 AM |
| a-restless-dollar | $50.00 | 5/23/2011 1:11:03 PM |
| pthighs | $50.00 | 5/23/2011 12:25:17 PM |
| JedClampett | $100.00 | 5/23/2011 12:46:59 PM |
| OregonDane | $25.00 | 5/23/2011 2:53:53 PM |
| Astyanax | $150.00 | 5/23/2011 12:57:54 PM |
| benefit-persimmon6 | $100.00 | 5/23/2011 4:10:34 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:49:18 PM |
| jaesposito | $25.00 | 5/23/2011 4:39:34 PM |
| value-pouch | $25.00 | 5/23/2011 4:46:47 PM |
| SolarMoonshine | $25.00 | 5/23/2011 3:28:16 PM |
| j2ee | $25.00 | 5/23/2011 4:33:45 PM |
| MoneyTree79 | $38.70 | 5/23/2011 5:25:44 PM |
| tampalender | $50.00 | 5/23/2011 3:57:04 PM |
| Leopoldine | $50.00 | 5/23/2011 5:41:50 PM |
| LendGuy | $50.00 | 5/23/2011 4:08:50 PM |
| momentous-coin | $106.34 | 5/23/2011 5:52:56 PM |
| enriching-credit9 | $50.00 | 5/23/2011 5:04:50 PM |
| thorough-payout8 | $25.00 | 5/23/2011 5:55:32 PM |
| red-power-pecan | $50.00 | 5/23/2011 5:57:06 PM |
| jazzlender | $25.00 | 5/23/2011 4:28:35 PM |
| Engineer44 | $25.00 | 5/23/2011 5:19:26 PM |
| green-liberty-thunder | $25.00 | 5/23/2011 4:32:47 PM |
| cerebral-dollar773 | $100.00 | 5/23/2011 5:43:52 PM |
| GoldenGo4 | $50.00 | 5/23/2011 4:58:17 PM |
| fishhauler | $25.30 | 5/23/2011 6:06:31 PM |
| jmvingeorgia | $60.00 | 5/23/2011 5:41:32 PM |
| affluence-birdie7 | $185.00 | 5/23/2011 5:49:31 PM |
| value-hero3 | $100.00 | 5/23/2011 5:58:42 PM |
| gariben | $550.00 | 5/23/2011 6:00:14 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
507583
This series of Notes was issued and sold upon the funding of the borrower loan #49886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 93 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $406 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspiring-dinero3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase a new car
Purpose of loan:
This loan will be used to...pay off all of my small debts and have one monthly payment and purchase a new car for reliable transporation
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and trying to rebilled my credit and build my savings account
Monthly net income: $2100
Monthly expenses: $
Housing: $515.00
Insurance: $41.00
Car expenses: $39.95
Utilities: $131.00
Phone, cable, internet: $180.00
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $748.44 | 5/25/2011 2:20:14 PM |
| missing-link | $25.00 | 5/20/2011 9:16:14 AM |
| green-inspiring-peace | $25.00 | 5/23/2011 2:15:36 PM |
| coin-sonnet | $100.00 | 5/23/2011 8:59:26 PM |
| SecondChanceLendingSERV | $25.00 | 5/24/2011 7:49:14 PM |
| reflective-rupee | $400.00 | 5/24/2011 11:16:15 PM |
| scarlet-velvet | $25.08 | 5/25/2011 12:49:33 PM |
| janeybooboo | $100.00 | 5/25/2011 12:08:23 PM |
| CA-Lender | $100.05 | 5/25/2011 12:56:05 PM |
| diversification-medalist | $75.00 | 5/25/2011 12:17:21 PM |
| pembull | $59.30 | 5/25/2011 12:25:10 PM |
| vishal29 | $25.00 | 5/25/2011 12:31:39 PM |
| competent-p2p | $25.00 | 5/25/2011 1:10:35 PM |
| dollar-authority | $50.00 | 5/25/2011 1:36:41 PM |
| 168RichCapital | $25.50 | 5/25/2011 1:38:25 PM |
| thomas16882004 | $25.00 | 5/25/2011 1:46:52 PM |
| kind-efficient-credit | $25.00 | 5/25/2011 1:49:30 PM |
| enriching-credit9 | $75.00 | 5/25/2011 2:03:43 PM |
| economy-popcorn | $25.00 | 5/25/2011 2:12:20 PM |
| worth-blanket2 | $5,000.00 | 5/24/2011 5:39:48 PM |
| top-courteous-peso | $50.00 | 5/20/2011 9:17:10 AM |
| suave-dime6 | $25.00 | 5/20/2011 9:16:31 AM |
| irrelevant | $25.00 | 5/24/2011 8:30:22 PM |
| SolarMoonshine | $25.00 | 5/25/2011 4:14:26 AM |
| chungfang | $50.00 | 5/25/2011 12:10:26 PM |
| StrongMonty | $87.00 | 5/25/2011 12:56:38 PM |
| Bob450 | $25.04 | 5/25/2011 12:44:43 PM |
| sweetlan | $25.05 | 5/25/2011 1:19:38 PM |
| convergentthinker | $25.00 | 5/25/2011 12:56:48 PM |
| oxnard | $25.00 | 5/25/2011 12:55:36 PM |
| investment-cluster | $30.00 | 5/25/2011 2:00:40 PM |
| Reliance_Banker | $25.00 | 5/25/2011 1:16:17 PM |
| REITRUST | $49.54 | 5/25/2011 1:38:39 PM |
| greencat | $50.00 | 5/25/2011 1:52:37 PM |
| neutrino6 | $25.00 | 5/25/2011 1:57:25 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
507607
This series of Notes was issued and sold upon the funding of the borrower loan #49721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,209 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Thyui |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 57 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $17,400.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
640-659
(Jan-2008)
680-699
(May-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Debt Consolidation
Purpose of Loan
I'm apply for a debt consolidation of $10000. I want to venture out with a bigger loan. Check my history and below for more info.
A Little About Me
I'm currently working part time at Walgreens. Also have been working on online internet marketing for over a year and have successfully been able to get my income to $1500+ a month.
WHY CHOOSE ME? (100% EASY INVESTMENT)
1. I have a job that can cover the loan.
2. I have borrowed over $17,000 from Prosper. They have both been paid off
3. I have a 100% 60+ SUCCESSFUL ONTIME payments to prosper. This should give me a huge amount of trust. That's nearly 5 years of ontime payment.
Financial Situation
I'm currently working 3 days a week which amounts to $240 a week or $960 a month with $1500 from internet marketing websites.
Bills
Internet and Phone $100
Rest goes to Prosper Loan
Please help a part time student part time job get rid of the last of his debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/20/2011 9:13:04 AM |
| cashhelp | $50.00 | 5/20/2011 9:14:50 AM |
| SimpleChoice | $25.00 | 5/20/2011 10:08:02 AM |
| janeybooboo | $100.00 | 5/20/2011 3:49:50 PM |
| atlas100 | $100.00 | 5/20/2011 8:01:14 PM |
| SolarMoonshine | $25.00 | 5/21/2011 1:15:13 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:53 PM |
| marwadi-62 | $500.00 | 5/21/2011 4:26:19 PM |
| coin-bee1 | $25.00 | 5/21/2011 3:09:08 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:46:33 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 9:45:41 PM |
| convergentthinker | $200.00 | 5/22/2011 8:37:37 AM |
| economy-popcorn | $25.00 | 5/22/2011 7:36:28 AM |
| Leopoldine | $46.49 | 5/23/2011 12:38:49 PM |
| CA-Lender | $50.05 | 5/23/2011 12:59:29 PM |
| seabass123 | $25.00 | 5/23/2011 1:45:35 PM |
| Bill88 | $26.00 | 5/23/2011 2:21:56 PM |
| Scotcha | $75.00 | 5/23/2011 2:48:23 PM |
| agalt | $75.00 | 5/23/2011 12:43:46 PM |
| NLB-PHX | $100.00 | 5/23/2011 1:41:09 PM |
| top-vigorous-platinum | $25.25 | 5/23/2011 3:10:18 PM |
| a-restless-dollar | $50.00 | 5/23/2011 1:11:59 PM |
| CreditBuilder2 | $50.00 | 5/23/2011 1:19:23 PM |
| CPA-Banker | $25.00 | 5/23/2011 3:04:00 PM |
| PleaseDontDefault | $50.00 | 5/23/2011 3:08:46 PM |
| competent-p2p | $25.00 | 5/23/2011 1:55:26 PM |
| tranquil-gain1 | $100.00 | 5/23/2011 1:56:18 PM |
| bruin558 | $50.00 | 5/23/2011 3:31:16 PM |
| vineet | $25.00 | 5/23/2011 2:36:44 PM |
| influential-revenue | $75.00 | 5/23/2011 3:48:35 PM |
| bluehen00 | $25.00 | 5/23/2011 3:53:05 PM |
| 2brotherslending | $100.00 | 5/23/2011 3:11:21 PM |
| asset-professor | $50.00 | 5/23/2011 3:58:15 PM |
| deal-trader8 | $39.26 | 5/23/2011 4:06:14 PM |
| LittleMingo | $30.00 | 5/20/2011 9:38:47 AM |
| MoneyForNothing | $56.26 | 5/20/2011 9:22:24 AM |
| thorough-exchange4 | $25.00 | 5/20/2011 9:26:08 AM |
| equitable-p2ploan8 | $25.00 | 5/20/2011 12:02:21 PM |
| vigorous-market5 | $200.00 | 5/20/2011 5:58:55 PM |
| Tradesmanlender | $35.00 | 5/21/2011 4:17:22 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:08:01 AM |
| worth-blanket2 | $5,000.00 | 5/21/2011 11:18:17 AM |
| Interloper | $27.00 | 5/21/2011 11:32:01 AM |
| atlas100 | $100.00 | 5/21/2011 12:26:27 PM |
| optionscashflow | $25.00 | 5/21/2011 12:53:16 PM |
| reflective-rupee | $200.00 | 5/21/2011 1:31:27 PM |
| mad-scientist0 | $50.00 | 5/21/2011 12:48:19 PM |
| krd_Chicago | $50.00 | 5/22/2011 5:44:48 AM |
| r48 | $25.00 | 5/22/2011 3:06:54 PM |
| 1-HARD-HEAD | $25.00 | 5/22/2011 7:06:50 PM |
| chad-bro-chill | $27.96 | 5/23/2011 7:15:57 AM |
| a-reasonable-return | $25.00 | 5/23/2011 8:59:45 AM |
| openness-antioxidant | $100.00 | 5/23/2011 12:02:06 PM |
| houli123 | $500.00 | 5/23/2011 11:57:51 AM |
| shrewd-income | $50.00 | 5/23/2011 1:04:28 PM |
| Mad_Scientist | $25.00 | 5/23/2011 12:09:31 PM |
| NobisEst | $100.00 | 5/23/2011 12:41:33 PM |
| DasMula | $27.00 | 5/23/2011 12:46:29 PM |
| trumpeter5 | $25.00 | 5/23/2011 12:05:00 PM |
| martymaniaman | $25.00 | 5/23/2011 12:44:42 PM |
| grampy48 | $50.00 | 5/23/2011 3:09:51 PM |
| melodious-fairness | $100.00 | 5/23/2011 3:11:31 PM |
| bold-phenomenal-funds | $75.00 | 5/23/2011 4:01:42 PM |
| designer_10 | $25.00 | 5/23/2011 1:55:00 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:50:48 PM |
| profitable-money | $25.00 | 5/23/2011 3:05:06 PM |
| investment-habanero8 | $200.00 | 5/23/2011 3:28:00 PM |
| Occhy | $25.00 | 5/23/2011 3:31:46 PM |
| kinetic-agreement | $123.99 | 5/23/2011 4:06:45 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
507661
This series of Notes was issued and sold upon the funding of the borrower loan #49644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $113.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,227 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-ace |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
740-759
(Dec-2009)
|
|
Principal balance:
| $3,528.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Would like to lower interest pmts
Purpose of loan:
This loan will be used to pay off little loans and save on interest payments.
My financial situation:
I am a great candidate for this loan because I have had a Propser Loan that I paid off early and curretly have a great standing with Prosper as I have paid ahead on the account.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 5/20/2011 5:03:54 PM |
| qsolo | $200.00 | 5/20/2011 5:08:10 PM |
| r48 | $36.00 | 5/20/2011 5:35:53 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 7:48:34 PM |
| FinDoc | $25.00 | 5/21/2011 3:28:13 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:08:07 AM |
| SimpleChoice | $25.00 | 5/21/2011 11:33:15 AM |
| mob205 | $25.00 | 5/21/2011 11:26:48 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:56:08 PM |
| jpblan11 | $45.58 | 5/21/2011 3:19:39 PM |
| Pickmar | $25.00 | 5/23/2011 9:23:59 AM |
| eloquent-dime416 | $50.00 | 5/23/2011 10:18:29 AM |
| gain-expert | $100.00 | 5/23/2011 11:47:04 AM |
| novice-speculator | $25.00 | 5/23/2011 12:05:22 PM |
| Mad_Scientist | $70.00 | 5/23/2011 12:06:41 PM |
| singletrck | $25.00 | 5/23/2011 1:13:24 PM |
| heerzaquestion | $100.00 | 5/23/2011 1:16:20 PM |
| designer_10 | $25.00 | 5/23/2011 2:03:21 PM |
| seabass123 | $25.00 | 5/23/2011 1:40:18 PM |
| SolarMoonshine | $25.00 | 5/23/2011 3:29:00 PM |
| Lender0010 | $50.00 | 5/23/2011 1:53:45 PM |
| competent-p2p | $45.00 | 5/23/2011 1:56:00 PM |
| nbah123 | $50.00 | 5/23/2011 4:15:06 PM |
| lah20 | $50.00 | 5/23/2011 4:21:46 PM |
| klemer | $25.00 | 5/23/2011 4:27:10 PM |
| enriching-credit9 | $75.00 | 5/23/2011 4:46:11 PM |
| integrity-trumpet | $100.00 | 5/23/2011 4:10:13 PM |
| grampy48 | $60.00 | 5/23/2011 3:11:12 PM |
| coin-popcorn | $25.00 | 5/23/2011 4:51:07 PM |
| HomerdohNY | $25.00 | 5/23/2011 4:14:06 PM |
| value-pouch | $100.00 | 5/23/2011 4:51:36 PM |
| Reddy_Capital | $25.00 | 5/23/2011 4:29:54 PM |
| j2ee | $25.00 | 5/23/2011 4:30:32 PM |
| ansset | $50.00 | 5/23/2011 4:42:09 PM |
| ethical-income2 | $25.00 | 5/23/2011 4:43:00 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:51:03 PM |
| currency-persimmon | $25.00 | 5/23/2011 3:58:17 PM |
| codavee | $250.00 | 5/23/2011 4:53:22 PM |
| tomdooley12520 | $25.00 | 5/23/2011 4:43:37 PM |
| credit-guard5 | $25.00 | 5/20/2011 6:09:31 PM |
| interloode | $75.00 | 5/20/2011 6:51:25 PM |
| Tabster | $25.00 | 5/20/2011 10:12:07 PM |
| Recyclist | $25.00 | 5/20/2011 10:39:56 PM |
| Tradesmanlender | $29.88 | 5/21/2011 11:33:04 AM |
| favorite-commerce | $25.00 | 5/21/2011 12:26:58 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:50:26 PM |
| engaging-worth | $25.00 | 5/21/2011 7:52:52 PM |
| Interloper | $27.00 | 5/22/2011 5:17:48 AM |
| houli123 | $100.00 | 5/23/2011 11:57:28 AM |
| revenue-appraiser | $25.00 | 5/23/2011 11:59:15 AM |
| agalt | $65.00 | 5/23/2011 12:41:14 PM |
| bold-attentive-listing | $100.00 | 5/23/2011 12:01:05 PM |
| CreditBuilder2 | $100.00 | 5/23/2011 1:19:49 PM |
| OregonDane | $25.00 | 5/23/2011 2:54:45 PM |
| Astyanax | $125.00 | 5/23/2011 1:02:06 PM |
| melodious-fairness | $100.00 | 5/23/2011 3:12:09 PM |
| RLaumeyer | $25.00 | 5/23/2011 1:15:01 PM |
| unafraid-loan5 | $25.00 | 5/23/2011 1:40:36 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:15:41 PM |
| Prosp_Lender | $50.00 | 5/23/2011 4:22:01 PM |
| angelgirl777 | $40.00 | 5/23/2011 4:43:48 PM |
| velocity-winner | $25.00 | 5/23/2011 4:51:26 PM |
| OKPapa | $43.82 | 5/23/2011 4:16:51 PM |
| invincible-peso | $43.19 | 5/23/2011 4:52:32 PM |
| jazzlender | $25.00 | 5/23/2011 4:30:02 PM |
| lotus6 | $33.19 | 5/23/2011 4:35:18 PM |
| debt-patriot | $40.00 | 5/23/2011 3:49:18 PM |
| Relevance | $25.00 | 5/23/2011 4:05:23 PM |
| friendly-market5 | $25.00 | 5/23/2011 4:11:31 PM |
| unflappable-bonus3 | $50.00 | 5/23/2011 4:12:23 PM |
| agwosdof | $50.00 | 5/23/2011 4:13:31 PM |
| EvalCrux | $50.00 | 5/23/2011 4:25:00 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
507679
This series of Notes was issued and sold upon the funding of the borrower loan #49651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $588.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 9 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 26y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,463 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| roofian |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 70 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $26,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2008)
800-819
(Sep-2007)
|
|
Principal balance:
| $579.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Loan for Family Business
Writing about 46 years in business in such a short space is a challenge. There is so much to say. I own two family businesses - one has been in business for 36 years and the other for 9 years. The first business, a roofing business, was started by my father in 1975. Customers trust and rely on us and frequently call us and say "just go do the job" - trusting that we will do good work and charge them a fair price. Our employees are long time roofing veterans/experts (our foreman has been with us over 25 years). Our other business is a document shredding and storage business. We have employed the same business ethics that are used with the roofing business and we now have another successful business with over 500 customers. The roofing business typically slows down in the Spring and therefore working capital is needed to cover overhead and other expenses. This solid family business will provide you with a high return and you will be supporting a "local" business. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $9,277.01 | 5/24/2011 1:25:57 PM |
| MoneyForNothing | $142.29 | 5/20/2011 5:05:57 PM |
| missing-link | $25.00 | 5/20/2011 5:06:57 PM |
| janeybooboo | $149.00 | 5/20/2011 5:24:31 PM |
| SecondChanceLendingSERV | $25.00 | 5/21/2011 2:34:37 PM |
| RainyDayFunds | $25.00 | 5/21/2011 7:11:47 PM |
| CA-Lender | $25.05 | 5/23/2011 1:01:55 PM |
| houli123 | $50.00 | 5/23/2011 11:55:54 AM |
| pthighs | $50.00 | 5/23/2011 12:20:10 PM |
| jalapeno680 | $100.00 | 5/23/2011 1:27:15 PM |
| seabass123 | $25.00 | 5/23/2011 1:48:12 PM |
| formula842 | $25.00 | 5/23/2011 2:14:50 PM |
| peace-sorcerer | $25.00 | 5/23/2011 4:57:29 PM |
| m0rlock | $200.00 | 5/23/2011 5:00:30 PM |
| SolarMoonshine | $50.00 | 5/23/2011 3:34:48 PM |
| brightest-benjamins-onator | $75.00 | 5/23/2011 4:16:58 PM |
| unfixer | $25.00 | 5/23/2011 5:33:31 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 6:16:23 PM |
| knowledgeable-payment7 | $25.00 | 5/23/2011 6:43:12 PM |
| saga9 | $25.00 | 5/23/2011 6:27:56 PM |
| nickel-position | $25.00 | 5/23/2011 6:29:43 PM |
| zorg77 | $50.00 | 5/23/2011 7:15:54 PM |
| enriching-credit9 | $75.00 | 5/23/2011 8:07:57 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:32 PM |
| compassionate-dime0 | $50.00 | 5/23/2011 8:35:29 PM |
| vishal29 | $25.00 | 5/23/2011 9:50:07 PM |
| UCLA4life | $100.00 | 5/23/2011 10:06:04 PM |
| chungfang | $50.00 | 5/23/2011 8:58:03 PM |
| transparent-silver | $50.00 | 5/23/2011 9:01:54 PM |
| ingenious-deal6 | $25.00 | 5/23/2011 10:16:53 PM |
| genelinist | $45.00 | 5/23/2011 9:25:58 PM |
| orderly-leverage | $1,000.00 | 5/23/2011 9:56:58 PM |
| rdav | $25.00 | 5/23/2011 10:57:25 PM |
| Gibbyland | $100.00 | 5/23/2011 9:57:57 PM |
| red-favorable-basis | $25.00 | 5/23/2011 10:17:44 PM |
| atlas100 | $25.00 | 5/24/2011 6:21:24 AM |
| progressive-power9 | $25.00 | 5/23/2011 11:38:25 PM |
| loyalist1 | $200.00 | 5/24/2011 7:07:45 AM |
| penny-surgeon | $25.00 | 5/24/2011 9:43:10 AM |
| jjswanso | $40.00 | 5/24/2011 10:22:18 AM |
| new-peso-ceremony | $25.00 | 5/24/2011 12:01:11 PM |
| NobisEst | $25.00 | 5/24/2011 1:11:39 PM |
| top-courteous-peso | $50.00 | 5/20/2011 5:08:23 PM |
| dcshobby | $25.00 | 5/20/2011 5:37:35 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:00:28 PM |
| 2grindstones | $42.00 | 5/21/2011 2:00:02 PM |
| janeybooboo | $51.00 | 5/22/2011 9:13:00 PM |
| openness-antioxidant | $75.00 | 5/23/2011 12:03:11 PM |
| zippy-revenue8 | $25.00 | 5/23/2011 1:10:08 PM |
| trumpeter5 | $25.00 | 5/23/2011 12:07:46 PM |
| competent-p2p | $35.00 | 5/23/2011 1:57:35 PM |
| Dubbs360 | $200.00 | 5/23/2011 3:49:35 PM |
| convergentthinker | $25.00 | 5/23/2011 1:59:13 PM |
| FinanceEngine | $50.00 | 5/23/2011 4:22:00 PM |
| enriching-credit9 | $75.00 | 5/23/2011 4:43:50 PM |
| finance-mushroom | $250.00 | 5/23/2011 4:19:42 PM |
| asset-professor | $25.00 | 5/23/2011 4:01:20 PM |
| invincible-peso | $100.00 | 5/23/2011 4:55:33 PM |
| Jon8403 | $56.25 | 5/23/2011 4:58:51 PM |
| loss-of-control | $100.00 | 5/23/2011 6:25:55 PM |
| flwah | $25.00 | 5/23/2011 5:07:44 PM |
| sunny-dough9 | $200.00 | 5/23/2011 5:17:30 PM |
| the-laudable-responsibility | $50.00 | 5/23/2011 5:50:12 PM |
| MrBailey | $100.00 | 5/23/2011 7:07:28 PM |
| wgc | $25.00 | 5/23/2011 6:33:42 PM |
| capital-blueberry | $25.00 | 5/23/2011 6:54:35 PM |
| derec | $25.00 | 5/23/2011 8:58:49 PM |
| first-serene-credit | $25.00 | 5/23/2011 9:52:30 PM |
| money_4_nothin | $50.00 | 5/24/2011 4:07:01 AM |
| jmb_lending | $25.00 | 5/24/2011 5:48:32 AM |
| dime-vista2 | $25.00 | 5/23/2011 10:42:45 PM |
| EarlyRiser | $200.00 | 5/24/2011 5:03:40 AM |
| hookUup | $37.40 | 5/24/2011 7:09:58 AM |
| integrity-doctor | $100.00 | 5/24/2011 7:47:42 AM |
| moola-monger9 | $100.00 | 5/24/2011 7:39:23 AM |
| toomanyfishtanks | $25.00 | 5/24/2011 9:09:20 AM |
| penny-surgeon | $25.00 | 5/24/2011 9:40:23 AM |
| janeybooboo | $100.00 | 5/24/2011 12:19:46 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
507749
This series of Notes was issued and sold upon the funding of the borrower loan #49764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 7m |
|
Amount delinquent:
| $253 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,843 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worth-trader0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Emergency Expenses
Purpose of loan:
This loan will be used to repair damage to my house. I can cover most of the $8,000 expense, but I'm short by 2,000
My financial situation:
I am a good candidate for this loan because I have a good income, and steady , high-paying job.
Monthly net income: $11,000
Monthly expenses: $1,200
Housing: $4,000
Insurance: $
Car expenses: $421
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 5/19/2011 5:14:44 PM |
| missing-link | $25.00 | 5/19/2011 5:03:17 PM |
| vutah | $25.00 | 5/19/2011 5:26:35 PM |
| Danylostefan | $25.00 | 5/20/2011 11:56:31 AM |
| alert9 | $50.00 | 5/20/2011 10:28:55 PM |
| Recyclist | $25.00 | 5/20/2011 10:25:08 PM |
| first-class-gold0 | $35.00 | 5/21/2011 12:18:43 AM |
| first-class-gold0 | $75.00 | 5/19/2011 5:24:48 PM |
| lloyd_s | $25.00 | 5/19/2011 5:27:28 PM |
| ooorrr | $50.00 | 5/19/2011 5:27:52 PM |
| determined-revenue1 | $25.00 | 5/19/2011 5:44:18 PM |
| worth-blanket2 | $1,400.00 | 5/20/2011 5:30:59 PM |
| competent-p2p | $40.00 | 5/20/2011 7:26:46 PM |
| credit-investor5 | $50.00 | 5/20/2011 10:21:17 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
507787
This series of Notes was issued and sold upon the funding of the borrower loan #49734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
5 | Length of status: | 21y 6m |
|
Amount delinquent:
| $355 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,876 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| consolidationhelp |
Borrower's state:
| Michigan |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Joy
Purpose of loan: debt consolidation
This loan will be used to...pay off exisiting loans.
My financial situation: fair
I am a good candidate for this loan because...I paid off my first prosper loan on time for every payment and also earlier than needed.
Monthly net income: $ 2200
Monthly expenses: $1138.00
Housing: $1150.00 paid by spouse
Insurance: $ 158.65
Car expenses: $ 557.00
Utilities: $ paid by spouse
Phone, cable, internet: $ 99.00 paid by spouse
Food, entertainment: $ 200.00 1/2 paid by spouse
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 217.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $25.00 | 5/23/2011 9:04:35 AM |
| cashhelp | $50.00 | 5/23/2011 9:11:22 AM |
| Kash2010lu | $25.00 | 5/23/2011 9:30:19 AM |
| kind-charming-value | $500.00 | 5/23/2011 9:40:45 AM |
| bobd32 | $25.00 | 5/23/2011 10:50:53 AM |
| reflective-rupee | $750.00 | 5/23/2011 11:53:00 AM |
| coin-bee1 | $25.00 | 5/23/2011 1:01:02 PM |
| genuine-integrity0 | $25.00 | 5/23/2011 6:39:14 PM |
| nickel-hickory | $100.00 | 5/24/2011 9:36:37 AM |
| debtcollector | $50.00 | 5/24/2011 9:51:25 AM |
| CA-Lender | $75.05 | 5/24/2011 10:03:18 AM |
| derec | $25.00 | 5/24/2011 10:16:00 AM |
| 168RichCapital | $28.50 | 5/24/2011 10:31:40 AM |
| RedantFinance | $25.00 | 5/24/2011 10:58:46 AM |
| EarlyRiser | $300.00 | 5/24/2011 12:39:41 PM |
| Dubbs360 | $300.00 | 5/24/2011 11:14:04 AM |
| competent-p2p | $50.00 | 5/24/2011 10:55:00 AM |
| a-restless-dollar | $50.00 | 5/24/2011 11:58:51 AM |
| FinanciallySavvyMom | $25.97 | 5/24/2011 12:24:50 PM |
| chungfang | $50.00 | 5/24/2011 12:06:03 PM |
| worth-blanket2 | $4,132.86 | 5/24/2011 1:30:25 PM |
| missing-link | $25.00 | 5/23/2011 9:10:46 AM |
| suave-dime6 | $25.00 | 5/23/2011 9:11:27 AM |
| DasMula | $200.00 | 5/23/2011 10:35:23 AM |
| Rogelio48 | $30.00 | 5/23/2011 3:07:19 PM |
| janeybooboo | $51.00 | 5/23/2011 6:22:01 PM |
| Track-Layer | $100.00 | 5/23/2011 9:09:56 PM |
| nickel-hickory | $100.00 | 5/24/2011 9:36:48 AM |
| first-serene-credit | $25.00 | 5/24/2011 10:36:56 AM |
| 2grindstones | $50.00 | 5/24/2011 10:42:31 AM |
| SolarMoonshine | $25.00 | 5/24/2011 9:55:54 AM |
| Bikerider | $50.00 | 5/24/2011 11:08:36 AM |
| djalan | $25.00 | 5/24/2011 11:04:05 AM |
| Core-Marketing | $25.00 | 5/24/2011 12:17:14 PM |
| NobisEst | $100.00 | 5/24/2011 1:12:54 PM |
| castlwizz | $31.62 | 5/24/2011 12:47:44 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
507829
This series of Notes was issued and sold upon the funding of the borrower loan #49889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
|
Amount delinquent:
| $1,495 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,044 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| valiant-duty152 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
Consolidate my debt as much as possible into one monthly payment and prepare for moving expenses to move in with my Fianc?e.
REVISED LISTING, REDUCED MY LOAN AMOUNT REQUESTED.
My financial situation:
I am a good candidate for this loan because...
I have already paid down most of my revolving debt on my own. I will be moving in with my Fianc?e beginning September 1st 2011 this year. She owns the house free and clear and I will be living rent free. My car is paid off. This loan payment would be my only major monthly liability and I plan to pay it off sooner than the allotted term.
Monthly net income: (Made $58,033.47 in 2010)
Monthly expenses: $200
Housing: $1500 (This will NOT be applicable 9/1/11)
Insurance: $65
Car expenses: $0
Utilities: $100 (This will NOT be applicable 9/1/11)
Phone, cable, internet: $100
Credit cards and other loans: $400 (NOT applicable after debt consolidation)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $75.00 | 5/22/2011 12:23:26 PM |
| missing-link | $25.00 | 5/22/2011 12:06:01 PM |
| SolarMoonshine | $25.00 | 5/25/2011 4:08:21 AM |
| enriched-truth | $100.00 | 5/25/2011 1:35:07 PM |
| neutrino6 | $25.00 | 5/25/2011 1:55:48 PM |
| competent-p2p | $35.00 | 5/25/2011 1:11:21 PM |
| CA-Lender | $25.05 | 5/25/2011 2:08:45 PM |
| 168RichCapital | $25.50 | 5/25/2011 1:43:07 PM |
| worth-blanket2 | $5,000.00 | 5/24/2011 5:41:16 PM |
| worth-blanket2 | $1,589.41 | 5/25/2011 2:20:48 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:30:58 PM |
| Track-Layer | $50.00 | 5/22/2011 10:20:18 PM |
| reflective-rupee | $200.00 | 5/24/2011 11:10:33 PM |
| lasalle123 | $100.00 | 5/25/2011 8:32:13 AM |
| diversification-medalist | $50.00 | 5/25/2011 12:19:12 PM |
| Bob450 | $25.04 | 5/25/2011 12:47:05 PM |
| convergentthinker | $25.00 | 5/25/2011 12:57:41 PM |
| dollar-authority | $50.00 | 5/25/2011 1:33:57 PM |
| chungfang | $25.00 | 5/25/2011 1:42:29 PM |
| kind-efficient-credit | $25.00 | 5/25/2011 1:49:06 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
507831
This series of Notes was issued and sold upon the funding of the borrower loan #49698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,054 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| GregoryKeith |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2008)
580-599
(Aug-2007)
|
|
Principal balance:
| $1,869.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Loan to Rehab Home
Purpose of loan: Rehab Small Home
This loan will be used to gut home, replace electrical, plumbing, flooring, walls, and fixtures.
My financial situation: Solid. I am a good candidate for this loan because I am putting the funds into improving the condition of the home that I bought. I have a good amount of disposable income. I also have a current Prosper loan. I have made all of the 32 payments on time. The terms of that loan, $12,000 for 36 months at $494.74.
I did have some financial difficulties after my airline job was eliminated after the events of 911 however, that was many years ago and my finances are now solid. Just wish to be upfront with my past finances.
TOTAL Monthly net income: $3193
TOTAL Monthly expenses: $1755 ($1260 after 8/11)
Car Loan: $332
Car Insurance: $69
Utilities/Electric/Water: $95
Cable/Internet: $85
Cell Phone: $94
Food/Miscellaneous/Gas $530
Credit Card: $55
Prosper Loan: $495 (Will be paid off 8/11)
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $8,489.95 | 5/24/2011 1:29:18 PM |
| Kash2010lu | $25.00 | 5/23/2011 4:16:03 PM |
| janeybooboo | $51.00 | 5/23/2011 4:31:01 PM |
| janeybooboo | $149.00 | 5/23/2011 5:59:38 PM |
| missing-link | $25.00 | 5/23/2011 9:03:10 PM |
| Dubbs360 | $300.00 | 5/24/2011 11:14:30 AM |
| rdav | $25.00 | 5/24/2011 12:05:46 PM |
| CA-Lender | $25.00 | 5/24/2011 12:08:43 PM |
| designer_10 | $25.00 | 5/24/2011 12:13:48 PM |
| nickel-position | $50.00 | 5/24/2011 12:49:46 PM |
| janeybooboo | $100.00 | 5/24/2011 12:14:33 PM |
| lendstats_com | $200.00 | 5/23/2011 6:22:31 PM |
| marinbb | $100.00 | 5/23/2011 7:35:05 PM |
| CA-Lender | $25.05 | 5/24/2011 10:00:05 AM |
| competent-p2p | $35.00 | 5/24/2011 12:17:53 PM |
| EarlyRiser | $300.00 | 5/24/2011 12:40:31 PM |
| chungfang | $50.00 | 5/24/2011 12:06:50 PM |
| Rogesparkguy | $25.00 | 5/24/2011 12:19:41 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
507859
This series of Notes was issued and sold upon the funding of the borrower loan #49708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $121.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 9m |
|
Amount delinquent:
| $9,163 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,912 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| priceless-bid5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
|
Principal balance:
| $2,869.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
pay bills down
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...
getting credit straightened out for home purchase
Monthly net income: $4000.00
Monthly expenses: $250.00
Housing: $1000.00
Insurance: $150.00
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,043.00 | 5/24/2011 1:38:22 PM |
| missing-link | $25.00 | 5/22/2011 12:06:05 PM |
| r48 | $32.00 | 5/22/2011 1:04:55 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
507881
This series of Notes was issued and sold upon the funding of the borrower loan #49671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 6m |
|
Amount delinquent:
| $661 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,199 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-entertaining-liberty |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
|
|
Principal balance:
| $3,758.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...lower my payments & payoff credit card debt.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,173.00 | 5/24/2011 11:07:35 AM |
| missing-link | $25.00 | 5/20/2011 5:07:10 PM |
| DasMula | $27.00 | 5/21/2011 11:29:45 AM |
| SolarMoonshine | $25.00 | 5/21/2011 1:12:36 PM |
| reflective-rupee | $25.00 | 5/21/2011 1:17:13 PM |
| heerzaquestion | $25.00 | 5/22/2011 8:58:55 AM |
| grampy48 | $50.00 | 5/23/2011 3:18:10 PM |
| worth-blanket2 | $3,500.00 | 5/21/2011 11:19:23 AM |
| shrewd-income | $25.00 | 5/21/2011 1:35:35 PM |
| 2grindstones | $25.00 | 5/21/2011 1:58:44 PM |
| coin-bee1 | $25.00 | 5/21/2011 3:24:52 PM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:06:18 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:45:24 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
507895
This series of Notes was issued and sold upon the funding of the borrower loan #49627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $190.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $1,127 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,285 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-utensil |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
|
Principal balance:
| $1,060.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Loan to consolidate bills
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,035.00 | 5/24/2011 11:06:59 AM |
| qsolo | $200.00 | 5/22/2011 12:05:35 PM |
| thorough-exchange4 | $25.00 | 5/22/2011 12:07:13 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:44:14 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:18:02 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:35 AM |
| NobisEst | $25.00 | 5/22/2011 12:03:30 PM |
| efficient-treasure0 | $25.00 | 5/23/2011 9:54:56 AM |
| worth-blanket2 | $3,640.00 | 5/23/2011 11:30:41 AM |
| tampalender | $50.00 | 5/23/2011 3:57:00 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:16 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
507915
This series of Notes was issued and sold upon the funding of the borrower loan #49844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 12 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
16 | Length of status: | 4y 6m |
|
Amount delinquent:
| $4,269 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,659 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| edrow54 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Nov-2009)
660-679
(Oct-2009)
620-639
(May-2009)
660-679
(Jul-2008)
|
|
Principal balance:
| $2,491.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Consolidate loans
Purpose of loan:
This loan will be for...Payoff high interest loans
My financial situation:
I am a good candidate for this loan because...I have a secure job with a large water utility and have been is this field of work for 13 years.
I'am dependable and love my job as a Systems Control Operator.
Monthly net income: $6500
Monthly expenses: $55
Housing: $1826
Insurance: $155
Car expenses: $125
Utilities: $180
Phone, cable, internet: $75
Food, entertainment: $350
Clothing, household expenses: $100
cards and other loans: $1500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| UCLA4life | $27.00 | 5/22/2011 12:04:53 PM |
| missing-link | $25.00 | 5/22/2011 12:06:12 PM |
| genuine-integrity0 | $25.00 | 5/22/2011 1:44:54 PM |
| return-grizzly | $100.00 | 5/22/2011 10:14:21 PM |
| janeybooboo | $100.00 | 5/22/2011 9:06:44 PM |
| 2grindstones | $25.00 | 5/23/2011 9:46:41 AM |
| reflective-affluence | $25.00 | 5/23/2011 2:47:20 PM |
| worth-blanket2 | $4,200.00 | 5/23/2011 2:10:23 PM |
| grampy48 | $75.00 | 5/23/2011 3:16:30 PM |
| loss-of-control | $75.00 | 5/23/2011 6:35:43 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:18:52 PM |
| Huntington | $30.00 | 5/23/2011 9:46:46 PM |
| cbivitz | $264.19 | 5/24/2011 1:48:54 AM |
| tech310 | $50.00 | 5/22/2011 12:04:41 PM |
| MoneyForNothing | $30.38 | 5/22/2011 12:14:32 PM |
| kind-charming-value | $500.00 | 5/22/2011 2:27:50 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:31:03 PM |
| atlas100 | $50.00 | 5/22/2011 3:22:54 PM |
| Track-Layer | $150.00 | 5/22/2011 8:52:47 PM |
| FarmersBank | $40.00 | 5/23/2011 7:08:24 AM |
| chameleon125 | $25.00 | 5/23/2011 6:45:35 AM |
| SolarMoonshine | $25.00 | 5/23/2011 3:38:45 PM |
| patriot897 | $25.00 | 5/23/2011 5:02:32 PM |
| green-transaction-charmer | $33.43 | 5/23/2011 8:03:20 PM |
| payout-alien6 | $25.00 | 5/23/2011 9:37:49 PM |
| Mikale360 | $25.00 | 5/23/2011 11:28:42 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
507949
This series of Notes was issued and sold upon the funding of the borrower loan #49686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 11 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,983 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courteous-finance1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off hospital bills
I need this loan to pay off a hosiptal bill that i've aquired. My insurance company didn't pay for them so now I'm left holding the bill.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Track-Layer | $100.00 | 5/23/2011 10:22:27 PM |
| VJ_Financial | $26.00 | 5/24/2011 12:47:32 PM |
| worth-blanket2 | $3,709.00 | 5/24/2011 1:40:35 PM |
| pragmatic-auction8 | $40.00 | 5/24/2011 12:35:41 PM |
| NobisEst | $25.00 | 5/24/2011 12:36:12 PM |
| janeybooboo | $100.00 | 5/24/2011 12:48:53 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
507983
This series of Notes was issued and sold upon the funding of the borrower loan #49738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,764 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BOYFROMVEGAS |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,725.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
700-719
(May-2010)
680-699
(Jan-2010)
680-699
(Dec-2009)
|
|
Principal balance:
| $1,161.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
CREDIT FOR FUTURE
Purpose of loan:
This loan will be used to PAY OFF SOME CREDIT CARDS
My financial situation:
I am a good candidate for this loan because I PAY ON TIME MY DEBTS, AND I AM A GOOD INVESTMENT(please check my other two loans)
Monthly net income: $ 1,900
Monthly expenses: $
Housing: $ 685
Insurance: $ 101
Car expenses: $ 100
Utilities: $ 65
Phone, cable, internet: $70
Food, entertainment: $125
Clothing, household expenses: $
Credit cards and other loans: $ 350
Other expenses: $ 80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/22/2011 12:03:26 PM |
| investment-artist | $25.01 | 5/22/2011 12:03:33 PM |
| missing-link | $25.00 | 5/22/2011 12:06:14 PM |
| janeybooboo | $100.00 | 5/22/2011 2:08:06 PM |
| kind-charming-value | $1,000.00 | 5/22/2011 2:29:11 PM |
| Track-Layer | $100.00 | 5/22/2011 8:51:32 PM |
| loan-master1 | $25.00 | 5/23/2011 9:45:58 AM |
| money-baron-roth-IRA | $49.58 | 5/24/2011 10:50:29 AM |
| CA-Lender | $25.05 | 5/24/2011 1:13:25 PM |
| worth-blanket2 | $4,195.36 | 5/24/2011 1:31:31 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:30:59 PM |
| coin-bee1 | $25.00 | 5/22/2011 2:29:45 PM |
| favorite-commerce | $25.00 | 5/22/2011 8:05:36 PM |
| lendstats_com | $200.00 | 5/23/2011 8:16:35 AM |
| us957165 | $25.00 | 5/23/2011 7:00:53 PM |
| openness-antioxidant | $100.00 | 5/24/2011 9:47:35 AM |
| Rogesparkguy | $25.00 | 5/24/2011 12:35:50 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
507993
This series of Notes was issued and sold upon the funding of the borrower loan #49883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 10m |
|
Amount delinquent:
| $802 |
Total credit lines:
| 40 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,240 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shell1670 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 83% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 6
( 17% )
| 540-559
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
My personal loan
Purpose of loan: Pay back family and lenders
This loan will be used to... My two children and I recently moved and we were lucky enough to be able to borrow some money from family and some short term payday loans... would like to pay them all off and have one monthly payment
My financial situation: I am employed full time and have an excellent work history, will have been at my current employer 12 years this coming July
I am a good candidate for this loan because... I have a steady, secure job and direct deposit. I am reliable and trustworthy.
Monthly net income: $3100
Monthly expenses: $150
Housing: $1150
Insurance: $0
Car expenses: $0
Utilities: $75
Phone, cable, internet: $225
Food, entertainment: $325
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,400.00 | 5/24/2011 2:38:48 PM |
| CreditBuilder2 | $50.00 | 5/24/2011 1:55:00 PM |
| supreme-hope | $25.00 | 5/24/2011 2:25:48 PM |
| pthighs | $50.00 | 5/24/2011 2:47:22 PM |
| Dubbs360 | $300.00 | 5/24/2011 2:19:12 PM |
| Sparchange | $25.00 | 5/24/2011 2:17:27 PM |
| himistu22 | $50.00 | 5/24/2011 2:26:13 PM |
| EEasyMoney | $25.00 | 5/24/2011 2:35:17 PM |
| trumpeter5 | $25.00 | 5/24/2011 2:39:08 PM |
| pthighs | $50.00 | 5/24/2011 2:47:13 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
508061
This series of Notes was issued and sold upon the funding of the borrower loan #49823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $331.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,073 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Honda_Guy |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
760-779
(Nov-2007)
|
|
Principal balance:
| $7,130.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Home Improvement
Purpose of loan:
Instalation of deck and privacy fence.
My financial situation:
I'm financially sound for this loan. Please bid with 100% confidence of repayment of this loan. The home improvement credit card is same rate as this loan (and variable). I have been a lender on this site prior to the state restrictions now in place per state. I would rather pay the interest to peer to peer lending than the banks. Loan will be paid off early.
Monthly net income: $9000
Total Monthly expenses: $3000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $10,524.00 | 5/24/2011 1:41:27 PM |
| yield-implementer8 | $100.00 | 5/22/2011 12:03:14 PM |
| thorough-exchange4 | $25.00 | 5/22/2011 12:07:14 PM |
| yield-implementer8 | $100.00 | 5/22/2011 12:03:16 PM |
| vigorous-market5 | $100.00 | 5/22/2011 12:53:32 PM |
| r48 | $26.00 | 5/22/2011 1:14:37 PM |
| janeybooboo | $100.00 | 5/22/2011 9:20:12 PM |
| texrob20 | $25.00 | 5/23/2011 5:58:14 AM |
| SimpleChoice | $25.00 | 5/23/2011 8:44:46 AM |
| Prosp_Lender | $25.00 | 5/23/2011 8:44:48 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:20 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:37 AM |
| Buffer10 | $200.00 | 5/24/2011 11:07:35 AM |
| CreditBuilder2 | $150.00 | 5/24/2011 1:35:53 PM |
| Gibbyland | $100.00 | 5/22/2011 12:03:20 PM |
| income-awakening6 | $25.00 | 5/22/2011 12:03:17 PM |
| tech310 | $50.00 | 5/22/2011 12:04:44 PM |
| gold-conga | $50.00 | 5/23/2011 8:44:49 AM |
| efficient-treasure0 | $25.00 | 5/23/2011 10:18:50 AM |
| janeybooboo | $200.00 | 5/24/2011 9:29:52 AM |
| designer_10 | $25.00 | 5/24/2011 1:28:14 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
508083
This series of Notes was issued and sold upon the funding of the borrower loan #49701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 28y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,192 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| robust-currency0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate higher interest credit cards and to establish a credit history with prosper
My financial situation:
I am a good candidate for this loan because...over 30 year work history and impeccable credit
Monthly net income: $11100
Monthly expenses: $
Housing: $2910
Insurance: $171
Car expenses: $451
Utilities: $70
Phone, cable, internet: $271
Food, entertainment: $800.00
Clothing, household expenses: $400
Credit cards and other loans: $1150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ryguy150 | $25.00 | 5/23/2011 3:17:03 PM |
| r48 | $52.00 | 5/23/2011 3:46:37 PM |
| determined-revenue1 | $25.00 | 5/23/2011 3:16:28 PM |
| ryreesado | $25.00 | 5/23/2011 3:19:56 PM |
| organized-payment6 | $50.00 | 5/23/2011 3:19:46 PM |
| missoula | $25.00 | 5/23/2011 5:01:50 PM |
| tomdooley12520 | $100.00 | 5/23/2011 4:44:31 PM |
| betaoption | $25.00 | 5/23/2011 6:31:12 PM |
| slxvq | $56.26 | 5/24/2011 2:24:21 AM |
| thankful-nickel2 | $50.00 | 5/24/2011 7:46:52 AM |
| tranquil-gain1 | $100.00 | 5/24/2011 8:45:04 AM |
| openness-antioxidant | $100.00 | 5/24/2011 9:56:06 AM |
| kinetic-social | $25.00 | 5/24/2011 10:28:38 AM |
| janeybooboo | $100.00 | 5/24/2011 12:44:09 PM |
| NYBIZ | $40.45 | 5/24/2011 3:08:39 PM |
| grampy48 | $25.00 | 5/24/2011 3:30:55 PM |
| jasonuz | $25.00 | 5/24/2011 7:02:44 PM |
| mrpowers5531 | $25.00 | 5/24/2011 7:14:53 PM |
| RyanTH9893 | $25.00 | 5/24/2011 6:37:34 PM |
| bsmtloan | $40.00 | 5/24/2011 7:18:36 PM |
| caliguian | $50.00 | 5/23/2011 3:16:33 PM |
| powerful-finance7 | $25.00 | 5/23/2011 3:19:33 PM |
| Gibbyland | $100.00 | 5/23/2011 3:17:07 PM |
| qsolo | $200.00 | 5/23/2011 3:19:09 PM |
| reflective-rupee | $25.00 | 5/23/2011 7:38:48 PM |
| Danylostefan | $50.00 | 5/23/2011 7:17:07 PM |
| designer_10 | $25.00 | 5/23/2011 7:22:45 PM |
| spiff666 | $26.66 | 5/23/2011 8:08:17 PM |
| vutah | $25.00 | 5/23/2011 9:00:08 PM |
| luvlending | $25.00 | 5/23/2011 10:18:14 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:41 AM |
| missoula | $25.00 | 5/24/2011 8:02:28 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:56 AM |
| a-restless-dollar | $50.00 | 5/24/2011 12:06:16 PM |
| TikPmp1 | $25.00 | 5/24/2011 4:21:13 PM |
| taal1 | $50.00 | 5/24/2011 12:48:54 PM |
| reflective-affluence | $25.00 | 5/24/2011 2:30:41 PM |
| slwholesales | $29.81 | 5/24/2011 4:55:12 PM |
| Bank42 | $88.41 | 5/24/2011 4:41:06 PM |
| Whitewater_Loans | $50.00 | 5/24/2011 7:18:05 PM |
| auction-seeker4 | $50.00 | 5/24/2011 7:18:07 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
508305
This series of Notes was issued and sold upon the funding of the borrower loan #49726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 24y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,699 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| catlady25 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
|
|
Principal balance:
| $203.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
I'm a new Grandma
This loan will be used to pay off the remaining funeral expenses from my ex-husband dying in December, medical bills I incurred as a result of double pneumonia in January, and some general expenses associated with my son and his wife having had their first child, my first grandchild! I am a good candidate for this loan because I have paid as agreed on my first Prosper loan and I believe in paying my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $52.00 | 5/24/2011 5:30:40 PM |
| investment-artist | $25.01 | 5/24/2011 5:50:09 PM |
| lendstats_com | $200.00 | 5/24/2011 5:20:38 PM |
| cashhelp | $50.00 | 5/24/2011 5:50:04 PM |
| economy-coup | $30.00 | 5/24/2011 5:48:15 PM |
| loan-master1 | $25.00 | 5/24/2011 6:39:41 PM |
| mikeandcat | $197.66 | 5/24/2011 6:41:34 PM |
| affluence-tambourine | $25.00 | 5/24/2011 7:49:31 PM |
| dcshobby | $25.00 | 5/24/2011 8:01:13 PM |
| clemclan | $33.33 | 5/24/2011 7:11:32 PM |
| treasure-hunter270 | $50.00 | 5/24/2011 7:46:36 PM |
| DasMula | $77.00 | 5/24/2011 8:36:05 PM |
| CA-Lender | $25.05 | 5/24/2011 8:59:13 PM |
| dedicated-diversification5 | $34.56 | 5/24/2011 8:21:47 PM |
| janeybooboo | $148.00 | 5/24/2011 8:09:05 PM |
| Brown98 | $25.00 | 5/24/2011 10:15:47 PM |
| golffish2 | $25.00 | 5/25/2011 4:57:47 AM |
| commerce-yeller | $50.00 | 5/25/2011 5:34:49 AM |
| CA_Lender | $25.00 | 5/24/2011 9:56:11 PM |
| cerebral-deal353 | $25.00 | 5/25/2011 6:23:08 AM |
| grnii78 | $170.69 | 5/25/2011 2:42:38 AM |
| Ubiquinone | $35.00 | 5/24/2011 10:35:08 PM |
| reflective-rupee | $25.00 | 5/24/2011 11:02:39 PM |
| hookUup | $26.71 | 5/25/2011 7:39:42 AM |
| tranquil-gain1 | $100.00 | 5/25/2011 7:22:27 AM |
| rate-hickory | $25.00 | 5/25/2011 6:46:44 AM |
| beans53 | $25.00 | 5/25/2011 9:18:30 AM |
| corporatejim | $30.30 | 5/25/2011 10:20:13 AM |
| fareast_man | $25.00 | 5/25/2011 9:49:42 AM |
| selfmademan | $50.00 | 5/25/2011 11:22:55 AM |
| shrewd-income | $25.00 | 5/25/2011 11:30:53 AM |
| heavy_ax | $50.00 | 5/25/2011 11:49:41 AM |
| brightest-dignified-penny | $25.00 | 5/25/2011 10:33:24 AM |
| CreditBuilder2 | $50.00 | 5/25/2011 11:50:31 AM |
| Bob450 | $25.04 | 5/25/2011 10:58:35 AM |
| hopeful-point | $40.00 | 5/25/2011 11:29:05 AM |
| jelly1126 | $50.00 | 5/25/2011 11:39:10 AM |
| geophreigh | $43.68 | 5/25/2011 10:51:02 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:43:37 AM |
| Reliance_Banker | $25.00 | 5/25/2011 1:14:10 PM |
| marwadi-62 | $500.00 | 5/25/2011 1:20:00 PM |
| jgar_O | $30.00 | 5/24/2011 5:30:08 PM |
| SLN-10 | $50.00 | 5/24/2011 5:47:49 PM |
| Kreditorium | $25.00 | 5/24/2011 5:39:06 PM |
| favorite-commerce | $50.00 | 5/24/2011 5:42:19 PM |
| CoolPlexer | $25.00 | 5/24/2011 5:49:54 PM |
| MoneyForNothing | $25.00 | 5/24/2011 6:09:42 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:25:58 PM |
| witty-openness | $25.00 | 5/24/2011 7:43:26 PM |
| designer_10 | $25.00 | 5/24/2011 8:14:40 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:59:15 PM |
| red-investment-ranch | $300.00 | 5/25/2011 2:40:22 AM |
| Moe87 | $25.00 | 5/25/2011 3:41:32 AM |
| vigilance-searcher | $25.00 | 5/24/2011 8:35:35 PM |
| SolarMoonshine | $25.00 | 5/25/2011 3:58:53 AM |
| brondero | $69.00 | 5/25/2011 6:02:35 AM |
| missoula | $25.00 | 5/25/2011 5:04:32 AM |
| blue-useful-auction | $25.00 | 5/25/2011 7:58:04 AM |
| lasalle123 | $100.00 | 5/25/2011 8:46:28 AM |
| one-midas | $65.94 | 5/25/2011 9:57:38 AM |
| FinanceEngine | $30.00 | 5/25/2011 11:38:09 AM |
| Scotcha | $50.00 | 5/25/2011 11:45:50 AM |
| bbt210 | $25.00 | 5/25/2011 11:48:52 AM |
| Nerdster1 | $25.11 | 5/25/2011 12:38:29 PM |
| spiritual-compassion9 | $50.00 | 5/25/2011 11:43:13 AM |
| 65 Investments
|