Sales Report:Supplement No. 1 dated May 18, 2011 to Prospectus dated May 17, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 491902
This series of Notes was issued and sold upon the funding of the borrower loan #49360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Apr-28-2011 
Term: 60 months Listing End date:  May-12-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 16.38% Monthly payment: $356.77
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 8.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1992 Debt/Income ratio: 32%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,011Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: epponomics101 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,500.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2009)
700-719 (Jun-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Short USD
Purpose of loan:
This loan will be used to...get some short exposure to the USD and invest the proceeds in various other areas.

My financial situation:
I am a good candidate for this loan because...have enough disposible income to meet the monthly payments. I have also had two previous prosper loans which have been paid off in full.


Monthly net income: $4000
Monthly expenses: $2000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-artist$25.014/28/2011 5:09:41 PM
Zolton$100.004/28/2011 5:10:08 PM
MoneyForNothing$64.874/28/2011 5:13:32 PM
the-enthralling-coin$100.004/28/2011 5:13:10 PM
caring-hope2$50.004/28/2011 8:11:38 PM
reflective-rupee$500.004/29/2011 11:27:50 AM
Peterman$25.004/30/2011 12:04:40 AM
first-upright-payout$25.005/1/2011 10:08:01 AM
selector568$200.005/4/2011 11:08:22 AM
efficient-treasure0$25.005/4/2011 5:39:33 PM
Supernick$50.005/4/2011 8:30:06 PM
1stBankAndHal$100.065/4/2011 7:27:35 PM
BxRealtor$25.005/4/2011 9:44:43 PM
careful-note$100.005/5/2011 3:24:55 AM
cgoca$25.005/5/2011 9:50:03 AM
mad-scientist0$25.005/5/2011 2:25:07 PM
radforj22$25.005/5/2011 3:01:28 PM
mad-scientist0$75.005/6/2011 5:25:38 AM
AFairDeal$50.005/6/2011 1:42:54 AM
spy0$25.005/6/2011 5:29:26 AM
Whatssofunnybout$30.005/6/2011 9:56:35 AM
p43600jw$25.005/6/2011 10:04:17 AM
worldly-community3$50.005/6/2011 12:30:27 PM
boater01$50.005/6/2011 12:20:49 PM
Dubbs360$50.005/6/2011 3:43:21 PM
bill-expert$27.005/6/2011 5:21:16 PM
Mariner3605$25.005/7/2011 2:19:53 AM
a2190b$25.005/7/2011 1:56:38 PM
gracej$25.005/8/2011 2:39:50 PM
ingenious-deal6$25.005/9/2011 10:07:29 AM
itsokrelax$50.005/9/2011 10:17:19 AM
msw_engr$50.005/9/2011 12:09:49 PM
jpblan11$25.005/9/2011 1:09:19 PM
lender12345$25.005/9/2011 2:28:55 PM
indomitable-coin$25.005/9/2011 3:34:55 PM
durability-ruler$25.005/9/2011 8:05:15 PM
miamibeachloaner$50.005/9/2011 7:04:52 PM
amerigor$25.005/9/2011 8:35:16 PM
don8ter$25.005/10/2011 5:36:28 AM
najmn103$25.005/10/2011 9:49:54 AM
commerce-web5$25.005/10/2011 2:20:17 PM
rescue$100.005/10/2011 6:54:16 PM
sophisticated-deal0$100.005/10/2011 6:05:21 PM
wwwUniversal$25.005/10/2011 7:29:16 PM
helpinghand63$25.005/10/2011 8:14:02 PM
top-impressive-dinero$50.005/10/2011 11:52:19 PM
CPDDDS$50.005/10/2011 8:54:01 PM
benjo$50.005/11/2011 9:24:54 AM
math1973$50.005/11/2011 9:35:07 AM
the-silver-blaster$50.005/11/2011 11:47:49 AM
Artist_Blue$25.005/11/2011 3:50:09 PM
AKJagMan$50.005/11/2011 5:32:38 PM
Weaverville$25.005/11/2011 5:32:27 PM
oodkim84oo$50.005/11/2011 5:46:13 PM
kindness-jedi$30.005/11/2011 5:47:01 PM
majestic-repayment3$25.005/11/2011 5:41:50 PM
revenue-serenity$50.005/11/2011 5:42:54 PM
mtp$50.005/11/2011 5:43:54 PM
miked8303$25.005/11/2011 5:43:57 PM
agreement-network$50.005/11/2011 5:47:37 PM
downtownfarm$25.005/11/2011 7:39:38 PM
genius520$50.005/12/2011 12:29:36 AM
superb-funds335$25.005/11/2011 9:53:57 PM
meenan$25.005/12/2011 1:29:48 AM
markac$50.005/12/2011 5:19:23 AM
the-profit-oracle$25.005/12/2011 1:39:14 AM
market-inspector$25.005/12/2011 3:34:00 AM
tremendous-payment$25.005/12/2011 5:55:50 AM
brightest-affluence-motivator$50.005/12/2011 7:25:44 AM
drlevvis$25.005/12/2011 9:17:48 AM
red-luminous-gain$25.005/12/2011 9:36:27 AM
unrivaled-income5$50.005/12/2011 9:14:13 AM
miket71$50.005/12/2011 9:17:46 AM
active-market$50.005/12/2011 9:17:55 AM
klin$50.005/12/2011 9:13:34 AM
chlebie$49.785/12/2011 9:45:59 AM
ms48105$25.005/12/2011 9:48:26 AM
dime-reaction$50.005/12/2011 9:49:24 AM
drtrimmers$30.005/12/2011 9:49:59 AM
rogue_monster$50.005/12/2011 9:50:08 AM
Aleut$50.005/12/2011 9:50:24 AM
lendme2$45.845/12/2011 9:50:38 AM
drtexican$25.005/12/2011 9:50:45 AM
kind-magnificent-bid$100.005/12/2011 9:39:56 AM
lizard_lips$28.165/12/2011 9:50:51 AM
thrifty-peso$25.005/12/2011 9:50:59 AM
power-explosion4$25.005/12/2011 9:51:20 AM
aggresive-loyalty$35.005/12/2011 9:39:48 AM
kevin314$25.005/12/2011 9:51:27 AM
penny-violin$25.005/12/2011 9:52:14 AM
keeks$25.005/12/2011 9:52:24 AM
platinum-exec1$50.005/12/2011 9:52:39 AM
dspmn$27.005/12/2011 9:52:51 AM
inspired-investment8$100.005/12/2011 9:53:52 AM
GrayStudio$25.005/12/2011 9:54:13 AM
rlgnyc$25.005/12/2011 9:55:10 AM
PitOfSuccess$25.005/12/2011 9:55:47 AM
dsfoundation$25.005/12/2011 9:55:57 AM
red-unequivocal-finance$25.005/12/2011 9:56:08 AM
ranstlin$25.005/12/2011 9:45:49 AM
fiddlerzvi$50.005/12/2011 9:46:18 AM
108lender$100.005/12/2011 9:49:36 AM
bid-carrier0$50.005/12/2011 9:49:46 AM
credible-rate4$33.005/12/2011 9:50:06 AM
MartianTrust$25.005/12/2011 9:49:16 AM
opportunity85$25.005/12/2011 9:50:14 AM
Edge78$25.005/12/2011 9:50:25 AM
ryreesado$25.005/12/2011 9:49:40 AM
wtrboy$50.005/12/2011 9:50:49 AM
dajen1$50.005/12/2011 9:49:48 AM
gain-gourd$98.275/12/2011 9:51:07 AM
allotment464$100.005/12/2011 9:51:24 AM
janus_god$25.005/12/2011 9:50:07 AM
jrbill1998$50.005/12/2011 9:51:28 AM
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retirementlady$25.005/12/2011 9:51:48 AM
faldska$25.005/12/2011 9:50:31 AM
gsd$25.005/12/2011 9:52:03 AM
ss2020$25.005/12/2011 9:50:55 AM
currency-balancer$35.005/12/2011 9:51:09 AM
PCGeekWI$25.005/12/2011 9:52:34 AM
numero-uno643$25.005/12/2011 9:51:17 AM
responsible-investment0$50.005/12/2011 9:52:46 AM
happyaric$50.005/12/2011 9:51:25 AM
coin-investor$25.005/12/2011 9:51:52 AM
affluence-birdie7$35.005/12/2011 9:52:32 AM
lending_well$25.005/12/2011 9:52:37 AM
TelegramSam$25.005/12/2011 9:54:16 AM
SafeSaxa$30.005/12/2011 9:52:55 AM
AceInTheHole$25.005/12/2011 10:09:38 AM
yarg$49.615/12/2011 9:54:29 AM
Frenchynh$25.005/12/2011 9:54:09 AM
Trimalchio12$25.005/12/2011 9:54:33 AM
tuffshorty$42.795/12/2011 9:55:43 AM
generator535$25.005/12/2011 9:56:12 AM
sentimental-worth443$50.005/12/2011 9:57:28 AM
eastlake$25.005/12/2011 9:57:38 AM
Tasmir$25.005/12/2011 9:57:34 AM
tryitout$27.405/12/2011 10:05:25 AM
grnii78$100.005/12/2011 10:05:55 AM
integrity-hug2$25.005/12/2011 10:06:32 AM
nickel-alien$50.005/12/2011 10:39:02 AM
ikaika1$25.005/12/2011 11:09:21 AM
larrybird$750.005/12/2011 11:41:22 AM
dough-hammock$38.285/12/2011 12:10:41 PM
blivet1970$50.005/12/2011 12:27:45 PM
chopstk$50.005/12/2011 12:23:26 PM
EvalCrux$50.005/12/2011 12:21:57 PM
lysholm$38.285/12/2011 12:22:36 PM
commitment-farm$25.005/12/2011 12:27:57 PM
dcap3$50.005/12/2011 12:32:43 PM
the-platinum-dragon$50.005/12/2011 12:33:49 PM
matt84003$25.005/12/2011 12:38:31 PM
whitegold24k$113.785/12/2011 12:43:19 PM
mattk11$50.005/12/2011 12:50:53 PM
unconquerable-transparency865$100.005/12/2011 12:53:13 PM
snowball65$25.005/12/2011 12:58:51 PM
first-silver-bridge$50.005/12/2011 12:55:48 PM
williemc44$25.005/12/2011 12:55:54 PM
ozzie$100.005/12/2011 12:56:10 PM
note-sensation$50.005/12/2011 12:58:06 PM
TrixieD$25.005/12/2011 12:59:19 PM
hookUup$26.714/28/2011 5:23:53 PM
tech310$50.004/28/2011 5:11:59 PM
availableloan$25.004/29/2011 10:50:07 PM
reflective-rupee$250.004/29/2011 9:09:56 PM
CoolPlexer$25.004/30/2011 3:53:15 AM
gpuck$25.004/30/2011 7:30:20 AM
Tradesmanlender$25.005/1/2011 4:47:22 PM
thrilling-nickel5$25.005/2/2011 5:48:22 AM
systemlender$50.005/2/2011 5:53:14 PM
bonus-demon$25.005/3/2011 10:23:13 AM
janeybooboo$51.005/3/2011 12:34:34 PM
Leopoldine$25.005/3/2011 9:56:10 PM
rapid-loyalty1$25.005/5/2011 9:29:19 PM
penny-candy$50.005/5/2011 7:28:22 PM
PleaseDontDefault$50.005/5/2011 8:45:28 PM
deal-guardian1$50.005/6/2011 9:58:31 AM
orange-camaraderi-galaxy$100.005/6/2011 10:08:00 AM
enthralling-deal180$50.005/6/2011 12:29:53 PM
chungfang$50.005/6/2011 3:50:21 PM
vigilance-revolutionary$50.005/7/2011 10:10:20 AM
toblerone$50.005/8/2011 8:49:46 AM
Interloper$30.005/8/2011 12:32:36 PM
skuba$50.005/8/2011 10:50:26 PM
yield-implementer8$100.005/9/2011 9:37:44 AM
BuffetRocks$100.005/9/2011 1:22:13 PM
najmn103$25.005/10/2011 9:50:32 AM
najmn103$25.005/10/2011 9:49:46 AM
payout-motivator0$75.005/10/2011 1:34:31 PM
yield-implementer8$100.005/10/2011 5:37:37 PM
comet55$25.005/10/2011 5:39:24 PM
momentous-velocity5$50.005/10/2011 5:52:10 PM
BaxterEvil$25.005/10/2011 7:09:19 PM
kind-trade-hickory$50.005/10/2011 8:14:57 PM
benefit-prescription6$100.005/11/2011 12:01:13 PM
order-gondola$50.005/11/2011 2:09:24 PM
sensational-dinero6$50.005/11/2011 4:44:23 PM
worthy-bid8$50.005/11/2011 5:30:50 PM
community-spartan$50.005/11/2011 5:41:30 PM
integrity-trumpet$100.005/11/2011 5:42:41 PM
loot-pursuit5$50.005/11/2011 5:43:47 PM
bountiful-durability$50.005/11/2011 5:44:06 PM
6moonbeams$50.005/12/2011 1:31:37 AM
unassassinable$25.005/12/2011 1:47:10 AM
melodious-fairness$26.165/12/2011 1:57:00 AM
dinero-speaker$25.005/12/2011 1:57:12 AM
the-money-gargantuan$25.005/12/2011 8:20:04 AM
Kame$25.005/12/2011 9:13:49 AM
MasterJin$25.005/12/2011 9:05:59 AM
objective-investor$250.005/12/2011 9:18:10 AM
wampum-optimization$50.005/12/2011 9:36:23 AM
F-A1Grant$50.005/12/2011 9:39:35 AM
jbaum$30.005/12/2011 9:16:47 AM
ideal-platinum1$25.005/12/2011 9:17:42 AM
useful-p2ploan$25.005/12/2011 9:17:53 AM
successful-agreement7$100.005/12/2011 9:18:07 AM
MarinLoans$25.005/12/2011 9:13:55 AM
littlemonkey$25.005/12/2011 9:46:27 AM
studious-bonus7$100.005/12/2011 9:18:04 AM
Ripsaw4U$50.005/12/2011 9:49:18 AM
visionary-community$25.005/12/2011 9:50:02 AM
lgs83$25.005/12/2011 9:50:12 AM
Phillip4ever$25.005/12/2011 9:50:36 AM
exchange-relief52$50.005/12/2011 9:39:19 AM
ClearLake$25.005/12/2011 9:50:43 AM
happyinvallarta$50.005/12/2011 9:50:53 AM
orange-dollar-guild$25.005/12/2011 9:51:02 AM
kulender$50.005/12/2011 9:51:22 AM
auction-turtle0$25.005/12/2011 9:51:39 AM
green-tree-shake$100.005/12/2011 9:52:22 AM
nickel-demon2$100.005/12/2011 9:52:26 AM
silver-fuse$30.005/12/2011 9:52:44 AM
jayvee169$25.005/12/2011 9:53:00 AM
krd_Chicago$100.005/12/2011 9:42:02 AM
ktradtke$25.005/12/2011 9:54:11 AM
biglender5$25.005/12/2011 9:54:47 AM
yenlowang$25.005/12/2011 9:55:03 AM
TK4$41.225/12/2011 9:55:09 AM
museic1$50.005/12/2011 9:55:15 AM
flwah$25.005/12/2011 9:55:36 AM
ingenious-diversification$25.005/12/2011 9:55:50 AM
Banker7371$25.005/12/2011 9:56:04 AM
bomdel$25.005/12/2011 9:46:13 AM
gold-sushi$25.005/12/2011 9:46:42 AM
breadbroker$25.005/12/2011 9:46:05 AM
macgeek$25.005/12/2011 9:46:31 AM
ManhattanLender$25.005/12/2011 9:49:19 AM
beenerachi$30.955/12/2011 9:49:30 AM
velocity-solo$25.005/12/2011 9:48:24 AM
USCGC$50.005/12/2011 9:49:51 AM
bigphish$50.005/12/2011 9:49:13 AM
Sphinx9499$50.005/12/2011 9:50:10 AM
upright-asset2$25.005/12/2011 9:49:20 AM
be_wise$25.005/12/2011 9:50:22 AM
apksport$25.005/12/2011 9:50:26 AM
ericgassercom$30.035/12/2011 9:49:43 AM
exuberant-dime$25.005/12/2011 9:51:04 AM
IIP77$25.005/12/2011 9:49:52 AM
bashar$25.005/12/2011 9:51:14 AM
reward-burger2$50.005/12/2011 9:50:11 AM
payment-jalapeno9$50.005/12/2011 9:51:31 AM
smilinsam$50.005/12/2011 9:50:23 AM
nimble-penny1$50.005/12/2011 9:51:41 AM
myworld012499$25.005/12/2011 9:50:29 AM
LenderByDay$25.005/12/2011 9:50:34 AM
MilitaryAV8R$25.005/12/2011 9:52:17 AM
paladin847$50.005/12/2011 9:50:57 AM
Investitall$25.005/12/2011 9:51:11 AM
Ocean713$50.005/12/2011 9:51:18 AM
Trolley08$25.005/12/2011 9:52:49 AM
yield-visionary4$50.005/12/2011 9:51:46 AM
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roman2008$25.005/12/2011 9:52:18 AM
vordo$50.005/12/2011 10:06:52 AM
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loanscholar$50.005/12/2011 9:52:42 AM
InvestorPartners$25.005/12/2011 9:54:19 AM
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RJN$25.005/12/2011 9:54:08 AM
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dansarkis$25.005/12/2011 9:54:22 AM
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tender-integrity3$66.445/12/2011 9:56:43 AM
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discrete-asset$25.005/12/2011 9:55:54 AM
credit-vinyl$25.005/12/2011 9:56:36 AM
KileNSmyth4$30.835/12/2011 9:57:31 AM
BigLinCT$25.005/12/2011 9:57:43 AM
Auburnmist$25.005/12/2011 10:06:58 AM
cosmof16$25.005/12/2011 10:35:07 AM
treasure-dreamer7$25.005/12/2011 10:45:39 AM
money-bauble$100.005/12/2011 11:20:13 AM
kegs$600.005/12/2011 11:39:31 AM
physicsjoe$25.005/12/2011 12:13:23 PM
dedication-merman$50.005/12/2011 12:13:30 PM
orange-courageous-dedication$50.005/12/2011 12:13:59 PM
MtOlympus$25.005/12/2011 12:27:05 PM
newest-phenomenal-money$50.005/12/2011 12:22:38 PM
porter22$25.005/12/2011 12:23:12 PM
Pookie22$50.005/12/2011 12:26:23 PM
norcalsv$50.005/12/2011 12:50:39 PM
chicco$100.005/12/2011 12:52:36 PM
miamiwill$50.005/12/2011 12:49:15 PM
DublinCaLender$55.005/12/2011 12:59:00 PM
golden-bid9$25.005/12/2011 12:56:14 PM
golden-finance7$50.005/12/2011 12:57:19 PM
307 Investments
 
Borrower Payment Dependent Notes Series 494292
This series of Notes was issued and sold upon the funding of the borrower loan #49377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-11-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: 18%
Credit score: 600-619 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 36 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $417Stated income:$1-$24,999
Delinquencies in last 7y: 6 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: bold-reward-gravity Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to...buy a used car mine blew up

My financial situation: good
I am a good candidate for this loan because...
i had a loan with prosper and paid it off.my wife makes 550 aweek and will help me pay it.

Monthly net income: $6200 me and my wifes income
Monthly expenses: $2000
Housing: $520
Insurance: $154 ayear
Car expenses: 150
Utilities: $125
Phone, cable, internet: $185Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300 truck loan
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/11/2011 5:08:36 PM
qsolo$200.005/11/2011 5:09:47 PM
janeybooboo$200.005/12/2011 1:07:46 PM
SolarMoonshine$25.005/12/2011 5:43:33 PM
riveting-credit5$114.365/12/2011 11:09:51 PM
missing-link$25.005/13/2011 1:43:36 PM
enthralling-investment$45.825/13/2011 4:33:34 PM
nashibaksi$25.005/13/2011 6:36:47 PM
Christophe$25.005/13/2011 6:24:26 PM
amlu1988$25.005/13/2011 7:27:56 PM
FundMaker$25.005/14/2011 8:00:38 AM
worth-blanket2$2,800.005/12/2011 9:29:40 AM
payout-hammock1$50.005/12/2011 2:05:02 PM
ethicalhumanist$25.005/12/2011 4:39:15 PM
r48$36.005/12/2011 4:42:50 PM
Mikale360$25.005/13/2011 6:47:03 AM
careful-note1$50.005/13/2011 8:04:51 AM
FinanceEngine$40.005/13/2011 11:19:37 AM
850$50.005/13/2011 1:23:30 PM
Reddy_Capital$25.005/13/2011 7:43:19 PM
greenback-guard$25.005/14/2011 4:09:38 AM
taetrade$25.005/14/2011 4:48:22 AM
baker31$50.005/14/2011 7:54:52 AM
CashFlow13$100.005/14/2011 8:03:17 AM
24 Investments
 
Borrower Payment Dependent Notes Series 495396
This series of Notes was issued and sold upon the funding of the borrower loan #49336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  May-05-2011 
Term: 60 months Listing End date:  May-15-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 19.42% Monthly payment: $253.88
 
Lender servicing fee: 1.00% Effective Yield*: 16.69%  
Estimated return*: 10.74%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2003 Debt/Income ratio: 17%
Credit score: 740-759 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $458Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: revolution4jc333 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to improve my rental home. I am adding a fence to my rental home which will improve the current value of the home.

I currently have a mortgage of $822.00 but have tenants paying $1200.00/month netting $378 in rental income a month. I am staff accountant and have been employed by the same company for the past 3 years.

My financial situation:
I am a good candidate for this loan because I have


Monthly net pay from salary: $3226.87
Monthly Rental income: $378.00
Total net monthly income (salary and rental): $3604.87
Monthly expenses: $940
Net monthly income: $2664.87
Housing: $0 (Live with family - pay utilities)
Insurance: $50
Car expenses: $250 (gas,tolls, oil change)
Utilities: $200
Phone, cable, internet: $90
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bonus-demon$25.005/5/2011 9:09:18 AM
Tradesmanlender$25.005/5/2011 9:08:48 AM
availableloan$25.005/5/2011 9:04:49 AM
Bank_Of_XL$100.005/5/2011 1:32:27 PM
competent-p2p$45.005/5/2011 7:56:52 PM
balanced-bill7$50.005/6/2011 11:21:24 AM
Scotcha$50.005/6/2011 2:47:01 PM
3_boyz$50.005/6/2011 4:27:29 PM
reflective-rupee$200.015/6/2011 5:19:05 PM
CA-Lender$25.055/6/2011 6:04:10 PM
BxRealtor$50.005/6/2011 6:16:35 PM
godfather4u$50.005/6/2011 6:19:41 PM
szetheli$135.005/6/2011 6:21:11 PM
Frover$30.005/6/2011 7:01:00 PM
progressive-power9$25.005/6/2011 6:53:24 PM
handy-justice$200.005/6/2011 5:53:17 PM
Mad_Scientist$100.005/6/2011 6:06:10 PM
heerzaquestion$100.005/6/2011 7:48:13 PM
neutrino6$25.005/6/2011 7:48:47 PM
surfsider123$25.005/6/2011 7:35:14 PM
UBOtto186$50.005/6/2011 8:57:05 PM
wealth-carrier$75.005/6/2011 6:54:18 PM
momentous-coin$100.005/6/2011 7:23:34 PM
yf99yz$25.005/6/2011 9:16:57 PM
cladius67$50.005/6/2011 7:33:46 PM
FinanceEngine$40.005/6/2011 9:54:25 PM
jcjdingdong$50.005/6/2011 10:26:03 PM
capital-blueberry$25.005/6/2011 8:24:29 PM
resplendent-dollar$50.005/6/2011 8:44:44 PM
ore-didgeridoo$25.005/6/2011 8:56:47 PM
DonaldColorado$200.005/7/2011 2:44:39 AM
runbix7$25.005/7/2011 2:53:00 AM
csandb$25.005/6/2011 11:50:31 PM
12Knocksinna$30.005/7/2011 3:34:29 AM
red-favorable-basis$25.005/7/2011 1:53:59 AM
kublai$100.005/7/2011 3:53:01 AM
The-Lighthouse-Group$25.005/7/2011 4:32:40 AM
bill-appraiser7$25.005/7/2011 4:49:55 AM
Control$25.005/7/2011 5:03:46 AM
Big_Hat_No_Cattle$50.005/7/2011 5:10:46 AM
EarlyRiser$250.005/7/2011 5:58:36 AM
investment-habanero8$100.005/7/2011 6:21:21 AM
grampy48$50.005/7/2011 4:18:40 AM
tranquil-diversification8$100.005/7/2011 7:05:09 AM
gjm6d$25.005/7/2011 5:29:26 AM
Max8319$29.435/7/2011 5:49:44 AM
p2p-czar3$25.005/7/2011 5:55:19 AM
Ambassador$34.005/7/2011 6:32:44 AM
MDJAX67$100.005/7/2011 6:53:12 AM
Jazzy503$25.015/7/2011 12:19:46 PM
cbivitz$100.005/8/2011 3:15:12 AM
vigilance-frontier$25.005/8/2011 7:32:34 PM
transformer855$25.005/8/2011 10:12:59 PM
jasonrun$25.005/10/2011 9:29:06 AM
Watersports$50.005/10/2011 3:25:15 PM
jodilee31$27.895/11/2011 1:55:43 AM
DasMula$27.005/12/2011 10:26:29 AM
whitegold24k$113.785/12/2011 12:44:47 PM
scratch4you$50.005/12/2011 1:17:41 PM
FigTree$50.005/12/2011 2:20:36 PM
benjamins-utopia$50.005/12/2011 3:56:13 PM
wwwUniversal$25.005/13/2011 1:51:23 AM
FoosMaster$40.005/13/2011 8:13:11 AM
chicco$100.005/13/2011 5:27:50 PM
eclicknsave$25.005/13/2011 6:05:27 PM
rapid-currency$25.005/13/2011 11:31:43 PM
rockhound84$25.005/14/2011 5:06:32 AM
leverage-monger$25.005/14/2011 6:31:11 AM
kind-value-pouch$60.005/14/2011 7:49:21 AM
Cai8899$30.005/14/2011 7:50:14 AM
point-mastery$50.005/14/2011 9:08:56 AM
kulender$50.005/14/2011 9:20:11 AM
shrewd-income$50.005/14/2011 11:13:58 AM
mammalian4$25.005/14/2011 12:32:26 PM
wojo$25.005/14/2011 12:49:48 PM
CheapDolo22$25.005/14/2011 5:52:56 PM
reinforced-investment4$25.005/14/2011 6:05:10 PM
cashasaurus0$230.005/14/2011 6:35:37 PM
he-shoots-he-scores$28.575/14/2011 6:22:13 PM
sharp-reward920$25.005/14/2011 9:32:05 PM
p2ploan-sensation211$41.115/15/2011 12:19:57 AM
MasterMind5$49.415/15/2011 8:47:49 AM
caring-hope2$50.005/5/2011 12:15:11 PM
JustMee$25.005/5/2011 12:06:31 PM
the-enthralling-coin$29.005/6/2011 5:11:54 PM
julijask$100.005/6/2011 5:59:56 PM
goat361$50.005/6/2011 6:15:52 PM
hookUup$29.405/6/2011 6:24:38 PM
Bob450$25.005/6/2011 6:30:16 PM
charlie-ann$25.005/6/2011 6:31:17 PM
blue111$25.005/6/2011 6:28:11 PM
MoneyTree79$100.005/6/2011 6:34:17 PM
Byrd24$100.005/6/2011 6:50:29 PM
money-banker867$43.605/6/2011 6:57:29 PM
Astyanax$85.005/6/2011 5:58:36 PM
janeybooboo$200.005/6/2011 7:55:20 PM
fund-tom-tom6$100.005/6/2011 6:26:17 PM
ddog0224$75.005/6/2011 6:27:55 PM
Banker2OO7$75.005/6/2011 7:53:59 PM
techstarman$100.005/6/2011 9:03:50 PM
dynrep$25.005/6/2011 7:22:38 PM
Dubbs360$100.005/6/2011 9:00:00 PM
durability-halibut$25.005/6/2011 9:26:51 PM
astute-investment5$25.005/6/2011 7:51:28 PM
MNFrostbite$25.005/6/2011 8:10:44 PM
basejump0$30.005/6/2011 10:48:09 PM
benefit-persimmon6$100.005/6/2011 8:34:54 PM
broomfieldbucks$25.005/6/2011 10:49:44 PM
Pitufo$25.005/6/2011 11:26:28 PM
shakas$25.005/6/2011 11:18:10 PM
credit-kahuna$50.005/6/2011 11:49:46 PM
pietro_torna_indietro$50.005/7/2011 12:00:42 AM
ROYFU$28.825/6/2011 9:02:06 PM
pennyologist$25.005/7/2011 1:01:01 AM
Christus_Victor$50.005/7/2011 1:58:01 AM
weiyinsan$30.005/6/2011 10:16:23 PM
IIP77$25.005/6/2011 10:20:32 PM
genelinist$66.255/6/2011 10:27:14 PM
palace2$450.005/7/2011 3:09:15 AM
wealth-renaissance5$25.005/7/2011 2:22:07 AM
loanman2007$100.005/7/2011 4:56:44 AM
oxnard$100.005/7/2011 5:35:44 AM
economy-popcorn$25.005/7/2011 5:45:50 AM
xrycac$25.005/7/2011 6:12:58 AM
agwosdof$100.005/7/2011 6:13:05 AM
C2Banking$25.005/7/2011 6:22:03 AM
wizard750$50.005/7/2011 6:46:04 AM
PositiveCarry$50.005/7/2011 7:02:32 AM
crw1950$50.005/7/2011 6:30:42 AM
rcflick$25.005/7/2011 6:41:55 AM
income-pizza$29.555/7/2011 10:36:23 AM
loss-of-control$100.005/7/2011 8:14:31 PM
lightninghcky7$25.005/8/2011 7:58:38 AM
schoolfund$28.005/8/2011 7:08:42 AM
newest-funds-powerplant$25.005/8/2011 12:50:49 PM
exchange-upholder0$25.005/8/2011 1:49:13 PM
Interloper$27.005/8/2011 1:31:41 PM
thankful-nickel2$50.005/8/2011 4:04:35 PM
delicious-loan093$50.005/8/2011 11:56:46 PM
Rogesparkguy$25.005/9/2011 11:13:41 AM
auctionator1$25.005/9/2011 12:52:16 PM
friendinmoney$25.005/9/2011 3:26:09 PM
cgoca$25.005/9/2011 9:58:14 PM
Nerdster1$25.105/10/2011 9:27:12 AM
helpinghand105$50.005/10/2011 9:55:49 AM
finance-symphony7$50.005/10/2011 6:08:02 PM
rescue$100.005/10/2011 6:55:50 PM
loan-lionheart6$40.005/10/2011 8:09:20 PM
enthralling-deal180$50.005/11/2011 4:21:17 AM
Bill88$25.005/11/2011 8:42:03 AM
math1973$50.005/11/2011 9:36:59 AM
houli123$100.005/11/2011 12:17:46 PM
mgking007$25.005/11/2011 9:37:48 PM
smurf163$25.005/11/2011 10:32:17 PM
dollar-authority$200.005/12/2011 7:55:47 AM
buffalobills$25.005/12/2011 8:19:00 AM
Leopoldine$25.005/12/2011 9:12:31 AM
kind-magnificent-bid$100.005/12/2011 9:42:49 AM
forthright-trade$25.005/12/2011 9:59:16 AM
TheWei44$52.185/12/2011 12:23:56 PM
funds-kingdom$39.965/12/2011 1:22:36 PM
american6$100.005/12/2011 1:37:53 PM
tutnyce$100.005/12/2011 8:45:44 PM
intrepid-loot$50.005/13/2011 6:32:06 AM
salegalaxy$25.005/13/2011 6:03:11 PM
stevexs$60.005/13/2011 8:02:02 PM
first-upright-payout$25.005/14/2011 3:56:54 AM
RememberToForget$50.005/14/2011 7:07:16 AM
brightest-dynamic-peace$25.005/14/2011 9:59:59 AM
squweech$25.005/14/2011 10:55:06 AM
PropertyInvest$25.005/14/2011 12:35:27 PM
BuzzyBee336$35.005/14/2011 4:45:51 PM
iamdoug$25.005/14/2011 6:14:01 PM
yu-rik$100.005/14/2011 8:03:40 PM
hemmer42$35.695/15/2011 2:01:18 AM
alpete7$25.005/14/2011 11:35:57 PM
dontletmoneyfoolya$25.005/15/2011 5:44:04 AM
mcabery$200.005/15/2011 8:55:37 AM
178 Investments
 
Borrower Payment Dependent Notes Series 500810
This series of Notes was issued and sold upon the funding of the borrower loan #49469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-16-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $106.94
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1991 Debt/Income ratio: 34%
Credit score: 660-679 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:18y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,171Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: rfamily Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
600-619 (Mar-2010)
600-619 (Feb-2010)
600-619 (Mar-2008)
640-659 (May-2007)
 
Principal balance: $1,827.97 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
Lower last Prosper Loan Rate
Purpose of loan: Lower previous Prosper Loan rate from 35% to 17%, $1,775 outstanding. In addition, pay off closed Macy's and Home Depot wioth Bal of $946 and $880.

I have had a clean Propser loan repayment history for 3 loans totaling over 48 months.

Would provide more funds to dedicate to pay off debt with a favorable interest rate of 17% vs. payoffs of

Prosper 35%
Home Depot 21.9%
Macy 22.9%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
qsolo$200.005/16/2011 9:00:54 AM
SLN-10$50.005/16/2011 9:01:11 AM
NekHoldings$25.005/16/2011 9:48:56 AM
credit-guard5$25.005/16/2011 9:56:34 AM
janeybooboo$51.005/16/2011 9:00:51 AM
Tradesmanlender$35.005/16/2011 9:02:53 AM
MoneyForNothing$36.665/16/2011 9:12:56 AM
RecoveryLender$25.005/16/2011 9:44:39 AM
helynn$25.005/16/2011 9:30:17 AM
worth-blanket2$2,100.005/16/2011 9:43:33 AM
SolarMoonshine$25.005/16/2011 9:53:09 AM
blue-useful-auction$25.005/16/2011 10:41:43 AM
janeybooboo$49.005/16/2011 11:20:34 AM
Bill88$25.005/16/2011 11:01:22 AM
interloode$303.345/16/2011 12:33:29 PM
15 Investments
 
Borrower Payment Dependent Notes Series 502390
This series of Notes was issued and sold upon the funding of the borrower loan #49390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  May-03-2011 
Term: 60 months Listing End date:  May-16-2011 
 
Lender yield: 10.10% Borrower rate/APR: 11.10% / 11.32% Monthly payment: $217.92
 
Lender servicing fee: 1.00% Effective Yield*: 10.09%  
Estimated return*: 8.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1990 Debt/Income ratio: 6%
Credit score: 840-859 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 9 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,884Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: p2ploan-announcer Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fuechsle
Purpose of loan:
This loan will be used to...

pay for home improvements.

My financial situation:
I am a good candidate for this loan because...

I have a high credit score (818)
I have an investment portfolio of over $137,000, of which over $7000 is in cash equivalents

I have an income of over 61,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
commerce-yeller$50.005/3/2011 5:03:50 PM
smart-kindness8$100.005/3/2011 5:07:12 PM
DukSerduk$25.005/3/2011 5:04:23 PM
meux99$25.005/3/2011 5:05:00 PM
bvzm$50.005/3/2011 5:06:58 PM
AmericanCredit$25.005/3/2011 5:07:31 PM
unrivaled-silver$50.005/3/2011 5:07:36 PM
heroic-p2ploan2$50.005/3/2011 5:09:36 PM
efficient-treasure0$25.005/3/2011 5:09:42 PM
reflective-rupee$100.005/3/2011 5:11:51 PM
useful-currency$25.005/3/2011 5:04:33 PM
fcrick$25.005/3/2011 5:04:36 PM
Dollars4Rent$50.005/3/2011 5:06:00 PM
minista$25.005/3/2011 5:07:04 PM
heavenly-interest9$100.005/3/2011 9:30:04 PM
restless-balance9$85.005/4/2011 5:48:30 AM
kulender$50.005/4/2011 6:29:39 AM
scrappy-bonus2$25.005/4/2011 2:09:59 AM
Bank_Of_XL$25.005/4/2011 5:07:48 AM
indomitable-coin$43.035/4/2011 9:24:39 AM
tomdooley12520$25.005/4/2011 4:16:27 PM
Carpetkid$50.005/4/2011 6:05:19 PM
MasterJin$25.005/5/2011 9:20:36 AM
ore-didgeridoo$25.005/5/2011 3:51:13 PM
penny-candy$25.005/5/2011 8:08:24 PM
compoundinterest$50.005/6/2011 5:24:34 AM
benefit-persimmon6$100.005/6/2011 7:47:30 AM
cablenews$50.005/6/2011 10:29:16 AM
tender-integrity3$100.005/6/2011 1:00:13 PM
JustMee$25.005/6/2011 5:33:52 PM
astute-fairness0$25.005/6/2011 6:35:36 PM
FinDoc$25.005/7/2011 2:27:58 AM
RankPaid$25.005/7/2011 10:08:48 AM
friendinmoney$25.005/7/2011 7:03:20 PM
snowman34$25.005/7/2011 7:05:21 PM
Pickmar$25.005/8/2011 8:18:22 AM
YummiBear$25.005/8/2011 10:26:54 AM
Guiren$106.755/8/2011 9:00:43 PM
radforj22$25.005/9/2011 8:47:12 AM
currency-persimmon$100.005/9/2011 9:10:49 AM
spencer14883$45.335/9/2011 5:04:08 PM
ceg451$25.005/10/2011 5:58:14 PM
davisfl$50.005/10/2011 5:48:45 PM
a2190b$25.005/10/2011 6:06:30 PM
SFGuy$25.005/10/2011 8:47:11 PM
uberrific$100.005/11/2011 12:34:51 AM
RockCrown$25.005/11/2011 7:24:58 AM
math1973$100.005/11/2011 9:34:21 AM
Interstate_Rate$50.005/11/2011 5:13:05 PM
velocity-solo$25.005/12/2011 1:51:14 AM
life-is-great$25.005/12/2011 3:19:45 PM
saahilld$25.005/12/2011 3:49:39 PM
thoestoe$25.005/12/2011 9:01:49 PM
Munnie$25.005/13/2011 7:35:32 AM
wise-cash-keeper$25.005/13/2011 9:07:53 AM
Onlyhappycustomers$25.005/13/2011 10:42:46 AM
gauss02$25.005/13/2011 11:19:27 AM
Charmart$25.005/13/2011 10:55:20 AM
gsp1885$37.005/13/2011 1:24:15 PM
andyb9$50.005/13/2011 2:35:09 PM
rmachi$25.005/13/2011 3:59:46 PM
Bio-physicist$25.005/13/2011 5:22:51 PM
Barky52$25.005/13/2011 6:28:22 PM
Cheburashka$30.005/14/2011 2:22:36 AM
Bodyboard$25.485/14/2011 5:48:19 AM
Beverly_Hills_Lender$25.005/14/2011 9:39:21 AM
danny-lender$50.005/14/2011 9:24:06 AM
cash-merry-maker$25.005/14/2011 9:49:39 AM
brightest-dynamic-peace$25.005/14/2011 9:49:18 AM
FoosMaster$43.375/14/2011 11:51:00 AM
penny-finder$26.005/14/2011 12:54:45 PM
True_Believer$100.005/14/2011 1:15:47 PM
nilonc1$25.005/14/2011 1:22:23 PM
California04$25.005/14/2011 3:29:00 PM
mwfarmkid$25.005/14/2011 4:54:05 PM
intrepid-loot$100.005/14/2011 6:40:09 PM
hookUup$31.025/14/2011 7:18:00 PM
Ragnar$50.005/14/2011 9:34:44 PM
sappy02$25.005/15/2011 11:10:30 AM
bonus-apple$160.005/15/2011 11:22:15 AM
soccermom33$25.005/15/2011 11:28:29 AM
gjm6d$25.005/15/2011 4:09:26 PM
Jeffersonbank$50.005/15/2011 7:09:08 PM
Brisket_Bob$252.275/15/2011 7:53:40 PM
durability-halibut$25.005/15/2011 7:55:40 PM
the-revenue-demon$50.005/16/2011 12:30:41 AM
beaker$25.005/16/2011 6:39:19 AM
Schlawinzer$25.005/16/2011 6:44:16 AM
mountainpeak$25.005/16/2011 7:13:53 AM
truth-image$50.005/16/2011 7:54:22 AM
lucrative-worth$62.915/16/2011 8:25:49 AM
Chuck54$25.005/16/2011 8:24:41 AM
MARWARISETH$25.005/16/2011 10:05:19 AM
FlexFunding$50.005/16/2011 10:05:23 AM
Cre8iveCash$25.005/16/2011 10:15:39 AM
Schwamie$13.315/16/2011 10:34:43 AM
dtrain5$25.005/3/2011 5:04:56 PM
blooming-market$25.005/3/2011 5:05:06 PM
lukeskywalkerkp$25.005/3/2011 5:07:39 PM
cashhelp$60.005/3/2011 5:04:38 PM
Avala$50.005/3/2011 5:09:30 PM
Gibbyland$100.005/3/2011 5:05:12 PM
MrDavid$50.005/3/2011 5:06:33 PM
ore-genius2$100.005/3/2011 5:06:39 PM
the-enthralling-coin$25.005/3/2011 5:08:56 PM
kenji4861$25.005/3/2011 5:06:50 PM
inspired-investment8$100.005/3/2011 5:07:21 PM
availableloan$25.005/3/2011 6:08:51 PM
caring-hope2$50.005/3/2011 7:32:17 PM
busybody333$53.125/4/2011 12:43:17 AM
Leopoldine$25.005/3/2011 9:55:36 PM
green-loyalty-cub$50.005/4/2011 9:34:29 AM
Zipperdu$40.005/4/2011 4:38:45 PM
serene-truth2$50.005/4/2011 6:05:17 PM
g314$30.005/4/2011 6:05:43 PM
dpfl55$25.005/4/2011 6:20:22 PM
kyomoon$50.005/5/2011 1:54:20 AM
antlr$50.005/4/2011 10:09:20 PM
indomitable-coin$116.365/5/2011 2:38:19 PM
nosualcneas$25.005/6/2011 9:20:50 AM
nuclearmoose$50.005/6/2011 9:20:57 AM
balanced-rupee$50.005/6/2011 10:29:13 AM
loyalty-czar$101.095/6/2011 1:22:48 PM
unclejaef$25.005/6/2011 12:40:38 PM
3_boyz$100.005/6/2011 4:29:09 PM
elasermd$50.005/6/2011 5:32:26 PM
damage$25.005/6/2011 8:30:18 PM
calbertrand$25.005/7/2011 7:35:12 AM
vine99$125.005/7/2011 9:07:53 AM
auction-elvis$25.005/8/2011 11:36:44 AM
exchange-upholder0$50.005/8/2011 9:30:14 PM
grove064$100.005/9/2011 2:03:56 PM
AFairDeal$50.005/9/2011 3:17:48 PM
point-pecan$300.005/10/2011 5:13:07 PM
PThor$25.005/10/2011 5:40:25 PM
Marathoner$25.005/12/2011 7:04:33 AM
cosmof16$25.005/12/2011 11:21:16 AM
rapid-wampum5$40.005/12/2011 12:24:22 PM
orindalender$50.005/12/2011 12:50:18 PM
scratch4you$50.005/12/2011 1:12:52 PM
orange-resolute-platinum$25.005/12/2011 2:09:38 PM
BlackCat36$50.005/12/2011 3:23:21 PM
mcabery$200.005/12/2011 3:35:23 PM
kindness-dessert$50.005/13/2011 10:53:17 AM
fantastic-openness$100.005/13/2011 12:15:01 PM
thankful-nickel2$50.005/13/2011 2:09:31 PM
rce1964$25.005/13/2011 5:20:35 PM
flexible-value$35.005/13/2011 5:35:24 PM
SpecialMan-211$250.005/13/2011 7:34:04 PM
myworld701$25.005/14/2011 3:05:14 AM
RedCentre$110.175/14/2011 3:11:26 AM
ytjameslee$41.845/14/2011 3:06:14 AM
hawaiiangirl76$25.005/14/2011 8:01:06 AM
lagnisiruk$25.005/14/2011 8:18:56 AM
jalvin$108.005/14/2011 9:44:45 AM
Eldoob$50.005/14/2011 9:51:32 AM
jalvin$208.005/14/2011 9:50:19 AM
nimcha$50.005/14/2011 10:59:59 AM
SolarMoonshine$100.005/14/2011 1:00:02 PM
chungfang$100.005/14/2011 1:11:45 PM
rangersquire$25.005/14/2011 1:08:05 PM
djmjkelso$29.115/14/2011 2:27:36 PM
jpblan11$25.005/14/2011 3:27:29 PM
solarwind$30.005/14/2011 4:23:31 PM
newest-funds-powerplant$25.005/14/2011 4:25:30 PM
Duchdad$25.005/14/2011 8:44:11 PM
Formosan$25.905/14/2011 8:57:34 PM
wiseindian$25.005/14/2011 11:14:26 PM
scloans$32.445/15/2011 4:23:13 AM
Queueball1$60.775/15/2011 5:33:25 AM
dontletmoneyfoolya$25.005/15/2011 5:50:25 AM
garlicguy$500.005/15/2011 11:57:29 AM
RecoveryLender$25.005/15/2011 12:46:26 PM
vutah$25.005/15/2011 1:56:09 PM
Lotsofbears$25.005/15/2011 2:42:58 PM
cunning-truth6$150.005/15/2011 3:07:57 PM
forthright-trade$25.005/15/2011 6:35:02 PM
yf99yz$25.005/15/2011 9:04:14 PM
the-silver-blaster$50.005/16/2011 7:40:10 AM
first-euro-rapture$25.005/16/2011 6:59:57 AM
preciouschild$100.005/16/2011 7:26:51 AM
fair_rates$25.005/16/2011 7:19:01 AM
Bill88$25.005/16/2011 7:51:30 AM
excellent-truth9$25.005/16/2011 8:00:19 AM
nex$25.005/16/2011 10:06:22 AM
lazyeye$41.735/16/2011 9:54:32 AM
wampum-library4$25.005/16/2011 10:07:33 AM
TennSquire$25.005/16/2011 10:08:28 AM
passbook$25.005/16/2011 10:12:31 AM
SailAwayMoon$25.005/16/2011 10:05:15 AM
docdekay$100.005/16/2011 10:06:16 AM
16888$50.005/16/2011 10:06:48 AM
subtle-revenue0$25.005/16/2011 10:15:22 AM
193 Investments
 
Borrower Payment Dependent Notes Series 503308
This series of Notes was issued and sold upon the funding of the borrower loan #49484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  May-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1998 Debt/Income ratio: 22%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,458Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: brightest-organized-gold Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan unexpected vet bills
Purpose of loan:
This loan will be used to...pay for unexpected vet bills.

My financial situation:
I am a good candidate for this loan because...I receive dividends one a year and can pay back this loan in full at the start of next year 2012. I also own my home and do not have a mortgage.


Monthly net income: $1,600
Monthly expenses: $1390
Housing: $0
Insurance: $20
Car expenses: $0
Utilities: $260
Phone, cable, internet: $210
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
shrewd-peace7$25.004/20/2011 5:02:42 PM
87Marc$25.004/20/2011 5:08:52 PM
Malkial$25.004/20/2011 6:40:35 PM
diplomatic-wealth7$25.004/20/2011 6:10:42 PM
get30inc$33.694/21/2011 2:12:49 AM
lloyd_s$25.004/21/2011 2:31:03 AM
dedicated-diversification5$48.604/21/2011 2:43:50 AM
ASR3$50.004/21/2011 8:27:48 AM
economy-coup$30.004/27/2011 1:00:56 AM
scrappy-diversification7$2,000.004/27/2011 12:11:27 PM
intelligent-yield$25.004/27/2011 5:12:22 PM
CA-Lender$25.004/27/2011 6:24:54 PM
tech310$50.004/28/2011 12:42:12 AM
CAGE-Investments$25.004/28/2011 6:46:54 AM
fmanjoo$25.004/28/2011 9:47:23 AM
handy-point5$25.004/28/2011 5:36:30 PM
the-enthralling-coin$25.004/28/2011 6:08:37 PM
credit-sycamore4$50.004/29/2011 8:11:55 AM
best-asset-jedi$50.004/29/2011 10:33:53 AM
irrelevant$25.004/29/2011 11:43:12 AM
Zimbu$25.004/29/2011 1:16:39 PM
velocity-quest5$50.004/29/2011 2:40:55 PM
jalapeno2$25.004/29/2011 5:14:20 PM
american-investor$50.004/29/2011 7:44:41 PM
Bob450$25.004/30/2011 3:00:18 PM
KarlMarx$25.005/1/2011 3:26:37 AM
MC7608$35.005/1/2011 10:13:35 PM
janeybooboo$100.005/1/2011 8:21:03 PM
greencat$50.005/2/2011 7:11:21 AM
terrific-p2ploan$25.005/2/2011 8:09:41 AM
foothillender$25.005/2/2011 8:17:50 AM
jjswanso$50.005/2/2011 9:29:57 AM
kttalamo$50.005/2/2011 11:46:21 AM
ingenious-truth0$50.005/2/2011 12:56:25 PM
well-mannered-income3$30.005/2/2011 12:59:45 PM
the-dollar-topper$100.005/2/2011 1:37:50 PM
kendigme$25.005/2/2011 1:57:06 PM
E-B$50.005/2/2011 3:52:34 PM
lotuss4$49.995/2/2011 4:46:40 PM
nerdfactor$25.005/2/2011 6:11:55 PM
unger$123.335/2/2011 7:27:21 PM
A-ONE-INVESTMENTS$200.005/2/2011 7:40:08 PM
green-unrivaled-felicity$25.005/2/2011 6:48:14 PM
worldly-money4$1,000.005/2/2011 7:20:09 PM
jybank$50.005/2/2011 9:58:40 PM
EBITDA$25.005/3/2011 2:49:40 AM
Long-term2040$19.515/3/2011 6:41:18 AM
suave-dime6$25.004/20/2011 5:07:31 PM
reflective-rupee$25.444/20/2011 5:17:22 PM
DadWarbucks$33.334/20/2011 5:31:43 PM
Interstate_Rate$50.004/21/2011 2:04:18 AM
jga516$25.004/21/2011 2:15:29 AM
israel15$25.004/21/2011 1:44:48 AM
Nickle-and-Dime-Loans$25.004/21/2011 8:25:21 AM
reflective-rupee$175.334/25/2011 5:05:10 PM
ingenious-deal6$25.004/25/2011 8:15:49 PM
Weaverville$25.004/26/2011 7:34:01 AM
courteous-kindness1$25.004/26/2011 3:56:29 PM
CA-Lender$50.044/27/2011 2:12:02 PM
reflective-rupee$200.334/27/2011 5:20:39 PM
selector568$50.004/28/2011 6:57:27 AM
the-reliable-trade$100.004/28/2011 9:50:36 AM
fair-pound5$100.004/29/2011 12:18:06 PM
point-compadre$50.004/29/2011 1:30:55 PM
treasure-hunter270$25.004/30/2011 11:35:14 AM
villagers$50.005/1/2011 1:14:56 AM
bill-appraiser7$25.005/1/2011 12:22:01 PM
bsmtloan$250.005/1/2011 3:52:18 PM
buffalobills$25.005/2/2011 8:20:40 AM
designer_10$25.005/2/2011 10:51:22 AM
asset-trajectory$50.005/2/2011 11:37:05 AM
Helenska11$50.005/2/2011 4:52:56 PM
umfan123$25.005/2/2011 5:36:58 PM
Jack55304$185.005/2/2011 6:11:58 PM
Lastavatar$100.005/2/2011 10:04:36 PM
etraboulay$35.415/3/2011 12:11:31 AM
bullwink27$25.005/3/2011 3:33:27 AM
rockhound84$25.005/3/2011 5:47:45 AM
investment-habanero8$100.005/3/2011 4:30:02 AM
cbivitz$50.005/3/2011 5:51:49 AM
dough-hammock$25.005/3/2011 6:40:42 AM
81 Investments
 
Borrower Payment Dependent Notes Series 503412
This series of Notes was issued and sold upon the funding of the borrower loan #49357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,092.50 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Apr-23-2011 
Term: 36 months Listing End date:  May-07-2011 
 
Lender yield: 9.40% Borrower rate/APR: 10.40% / 12.51% Monthly payment: $457.38
 
Lender servicing fee: 1.00% Effective Yield*: 9.38%  
Estimated return*: 5.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1996 Debt/Income ratio: 11%
Credit score: 820-839 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,709Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: flexible-coin3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Loan will be used to purchase primary residence w/ cash.

Executive at a large corporation and am very responsible with finances. Have high income. No debt. (Company Car and gas card). I have $200,000 cash. Purchase price will be around $220K. Considered breaking 401K but did not want to be hit with taxes and fees.

Reasons for cash purchase -

1) Had a rental property in S.Florida. 2 yrs ago did a Deed in Lieu of Foreclosure on it. This is the only ding on my credit. Even with the DIL, credit is still extremely high.
2) Job promotion - Relocated, sold primary home, had lots of equity.
3) Good deals on homes in area. Cash deals shoot to the top of the list for offers
4) Avoiding a traditional mortgage - 2 year lockout on obtaining a mortgage if you have a DIL, Short sale or Foreclosure, even if it was a rental property. Also, with such a low loan amount I don't want to pay the Mortgage Broker fees, underwriter fees, title insurance, origination fees, etc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$50.004/23/2011 12:02:10 PM
worldly-community3$50.004/27/2011 4:05:30 AM
integrity-enrichment2$40.004/27/2011 8:42:47 PM
elasermd$50.004/30/2011 3:05:40 PM
bountiful-durability$50.005/1/2011 6:17:31 AM
first-upright-payout$25.005/1/2011 10:06:50 AM
TSC$50.005/1/2011 12:18:51 PM
systemlender$50.005/1/2011 12:55:33 PM
astute-benjamins$25.005/1/2011 6:30:17 PM
Weaverville$25.005/2/2011 1:35:51 PM
BlackCat36$50.005/2/2011 2:49:12 PM
AFairDeal$50.005/2/2011 6:14:29 PM
wwwUniversal$25.005/3/2011 3:35:20 AM
efficient-treasure0$25.005/3/2011 10:16:25 AM
DrStaff$30.005/3/2011 12:50:48 PM
auction-turtle0$25.005/3/2011 12:24:29 PM
felicity-maximizer$25.005/3/2011 12:49:58 PM
investment-comet$25.005/3/2011 4:15:16 PM
g314$30.005/3/2011 9:04:40 PM
worthy-bid8$50.005/4/2011 8:28:21 AM
jrbill1998$50.005/4/2011 9:29:46 AM
108lender$100.005/4/2011 10:26:30 AM
power-explosion4$25.005/4/2011 11:22:26 AM
allotment464$100.005/4/2011 5:36:59 PM
GCInvestments$25.005/4/2011 5:37:29 PM
numero-uno643$25.005/4/2011 5:40:36 PM
Ocean713$50.005/4/2011 5:42:22 PM
blue-lucrative-rate$25.005/4/2011 5:50:02 PM
listing-demon$50.005/4/2011 8:29:32 PM
SanJoser$25.005/4/2011 8:29:56 PM
p2ploan-embrace6$50.005/4/2011 8:30:19 PM
patriot897$25.005/4/2011 8:44:21 PM
don8ter$25.005/5/2011 2:13:46 AM
careful-note$100.005/5/2011 3:24:04 AM
Icon_88$50.005/5/2011 9:52:53 AM
silver-fuse$30.005/5/2011 9:55:46 AM
6moonbeams$50.005/5/2011 9:43:32 AM
life-is-great$25.005/5/2011 4:45:20 PM
nex$25.005/5/2011 4:45:50 PM
yield-seeker$25.005/5/2011 5:42:15 PM
silver-wonder278$25.005/5/2011 5:42:19 PM
justice-circuitry0$50.005/5/2011 5:41:41 PM
_wally_$50.005/5/2011 5:41:49 PM
ursus$100.005/5/2011 5:42:59 PM
gain-kitten$25.005/5/2011 5:44:30 PM
transparent-transaction8$50.005/5/2011 5:45:06 PM
Randyg08$30.005/5/2011 7:34:28 PM
momentous-coin$100.005/5/2011 10:49:51 PM
HappyToLoan$25.005/6/2011 7:09:04 AM
djh47a$25.005/6/2011 9:31:15 AM
orange-camaraderi-galaxy$100.005/6/2011 10:06:02 AM
awe-inspiring-payment$25.005/6/2011 10:02:52 AM
stollcm$25.005/6/2011 10:09:01 AM
JTCorp$25.005/6/2011 10:09:31 AM
lostontheedge$25.005/6/2011 10:12:19 AM
affluence-birdie7$35.005/6/2011 9:51:24 AM
deal-guardian1$50.005/6/2011 9:57:39 AM
bigphish$50.005/6/2011 11:29:12 AM
social-comet7$25.005/6/2011 10:22:57 AM
boater01$50.005/6/2011 12:19:46 PM
klin$50.005/6/2011 10:27:55 AM
gold-disk$50.005/6/2011 1:04:24 PM
1phantom$25.005/6/2011 1:35:37 PM
runge2777$25.005/6/2011 3:16:46 PM
powerful-finance7$25.005/6/2011 3:39:05 PM
damcoolguy$25.005/6/2011 3:42:55 PM
jalapeno2$25.005/6/2011 3:48:14 PM
srspank24$50.005/6/2011 4:01:24 PM
bill-expert$25.005/6/2011 5:11:29 PM
js44043$25.005/6/2011 5:20:11 PM
anti-wall-st$50.005/6/2011 5:22:15 PM
valiant-liberty4$25.005/6/2011 5:24:00 PM
sensible-fund$50.005/6/2011 5:34:39 PM
money-bauble$150.005/6/2011 5:34:55 PM
rss197$25.005/6/2011 5:35:16 PM
the-unequivocal-pound$50.005/6/2011 5:35:19 PM
bazaar-hyperdrive3$50.005/6/2011 5:35:21 PM
skuba$50.005/6/2011 5:35:27 PM
best-basis-trooper$50.005/6/2011 5:35:51 PM
brutusbone$25.005/6/2011 5:35:23 PM
reflective-cash0$50.005/6/2011 5:35:38 PM
Kijib$25.005/6/2011 5:19:53 PM
tbati$50.005/6/2011 5:20:18 PM
macgeek$28.235/6/2011 5:21:29 PM
resource777$25.005/6/2011 5:22:11 PM
friendly-social2$25.005/6/2011 5:24:49 PM
MoneyMA$25.005/6/2011 5:45:07 PM
loot-castanets$25.005/6/2011 5:25:00 PM
mobius404$25.005/6/2011 5:28:33 PM
flexible-fund6$50.005/6/2011 6:16:09 PM
credit-meteor7$50.005/6/2011 5:35:14 PM
durable-auction0$50.005/6/2011 5:35:23 PM
bid-czar8$50.005/6/2011 5:35:52 PM
browneyegravy$25.005/6/2011 6:29:59 PM
godfather4u$50.005/6/2011 6:45:39 PM
PJE$25.005/6/2011 6:04:37 PM
buddy486$25.005/6/2011 6:39:09 PM
hythum3$50.005/6/2011 6:45:52 PM
RJN$25.005/6/2011 9:10:25 PM
the-gold-quark$30.005/6/2011 9:35:26 PM
Montello$50.005/6/2011 7:49:05 PM
SharkAttack$25.075/7/2011 2:04:10 AM
lendme2$43.485/7/2011 2:07:51 AM
uarewhatuthink$25.005/7/2011 2:06:00 AM
e6400$31.395/7/2011 2:15:29 AM
ClearLake$25.005/7/2011 2:17:11 AM
IP$29.435/7/2011 2:19:50 AM
EJO$25.005/7/2011 2:19:44 AM
RgPro$32.195/7/2011 2:25:43 AM
Napoleana$25.575/7/2011 2:30:56 AM
Carne_Chung$25.005/7/2011 2:33:59 AM
Philosonie$34.765/7/2011 2:34:24 AM
E_G$50.005/7/2011 2:35:01 AM
helpinghand63$25.005/7/2011 2:50:39 AM
DaveG56313$25.005/7/2011 3:04:29 AM
TK4$27.265/7/2011 3:06:34 AM
jhuang617$25.465/7/2011 3:05:04 AM
hanuman77$34.005/7/2011 3:14:39 AM
Washington_Loan$25.005/7/2011 3:25:22 AM
schnatty$25.005/7/2011 3:25:56 AM
alpinaut$25.005/7/2011 1:47:51 AM
PoliticinandNegotiatin$25.005/7/2011 3:49:17 AM
LenderByDay$25.005/7/2011 1:56:30 AM
Interloper$25.005/7/2011 1:57:50 AM
Soothsayer$25.005/7/2011 2:04:30 AM
Headhunter14$25.005/7/2011 2:05:53 AM
MrMoney0622$25.005/7/2011 2:14:53 AM
Midg$25.005/7/2011 2:25:58 AM
carlover$25.005/7/2011 2:29:25 AM
stikman$25.005/7/2011 2:34:07 AM
SafeSaxa$26.945/7/2011 2:39:45 AM
amijo$25.005/7/2011 2:58:42 AM
ramsbladder$25.005/7/2011 3:04:35 AM
ParadigmShift$100.005/7/2011 5:21:12 AM
slartibardfast$25.005/7/2011 3:27:03 AM
ideal-platinum1$25.005/7/2011 3:27:28 AM
chlebie$31.665/7/2011 3:29:56 AM
dollar-oracle55$25.005/7/2011 3:44:02 AM
the-profit-oracle$25.005/7/2011 3:45:37 AM
Sp-lender$27.045/7/2011 3:49:08 AM
innocent-loot$50.005/7/2011 6:34:03 AM
justice-dna$35.005/7/2011 3:54:58 AM
community-pipeline$25.005/7/2011 7:10:10 AM
gain-gourd$100.005/7/2011 7:25:45 AM
unafraid-loan2$25.005/7/2011 5:12:45 AM
coin-baron$25.005/7/2011 7:44:14 AM
platinum-admiral8$50.005/7/2011 5:49:34 AM
GATrust$50.005/7/2011 5:59:39 AM
fearless-auction7$25.005/7/2011 7:59:21 AM
littlemonkey$25.005/7/2011 8:09:38 AM
gustavzantanon$50.005/7/2011 6:45:20 AM
Auditman$50.005/7/2011 8:58:26 AM
MarinLoans$25.005/7/2011 7:14:14 AM
TheoProf$50.005/7/2011 9:19:47 AM
Logan7$25.005/7/2011 7:34:42 AM
useful-p2ploan$25.005/7/2011 10:06:22 AM
bankofsam$25.005/7/2011 10:24:29 AM
BlueRoom$25.005/7/2011 8:15:11 AM
blissful-note7$50.005/7/2011 10:39:46 AM
dinero-speaker$25.005/7/2011 11:01:18 AM
diversification-viking$50.005/7/2011 9:04:04 AM
best-ingenious-funds$25.005/7/2011 11:09:34 AM
reflective-rupee$100.005/7/2011 11:11:03 AM
velocity-solo$25.005/7/2011 11:34:37 AM
exuberant-dime$25.005/7/2011 11:44:02 AM
organized-payment6$50.004/23/2011 12:02:53 PM
Zolton$100.004/23/2011 12:02:58 PM
BaxterEvil$25.004/23/2011 2:25:00 PM
reflective-rupee$500.444/23/2011 4:33:52 PM
lounges$50.004/24/2011 9:39:03 AM
SolarMoonshine$50.004/24/2011 2:37:12 PM
enthralling-deal180$25.004/27/2011 5:57:27 AM
BxRealtor$25.004/27/2011 3:02:22 PM
MasterJin$25.004/28/2011 6:57:31 AM
miked8303$25.004/28/2011 5:54:35 PM
the-enthralling-coin$25.004/28/2011 6:05:49 PM
mtp$50.004/28/2011 8:12:01 PM
Leopoldine$25.004/29/2011 8:36:27 PM
Tradesmanlender$25.004/30/2011 4:02:10 AM
radforj22$25.005/1/2011 7:51:25 AM
Artist_Blue$25.005/1/2011 12:43:01 PM
nimble-penny1$50.005/2/2011 9:53:11 AM
yield-visionary4$50.005/2/2011 2:16:15 PM
Supernick$50.005/3/2011 6:47:12 AM
exciting-fairness8$50.005/3/2011 9:40:56 AM
bonus-demon$25.005/3/2011 10:21:51 AM
unrivaled-silver$50.005/3/2011 10:37:08 AM
Azonic21$25.005/3/2011 12:34:03 PM
PThor$25.005/3/2011 1:54:29 PM
loot-pursuit5$50.005/3/2011 1:04:56 PM
availableloan$25.005/3/2011 6:20:08 PM
kulender$50.005/4/2011 8:03:25 AM
loyalist1$150.005/4/2011 8:26:32 AM
inspired-investment8$100.005/4/2011 9:29:32 AM
kevin314$25.005/4/2011 9:29:42 AM
green-loyalty-cub$50.005/4/2011 9:35:05 AM
triumphant-point5$50.005/4/2011 4:44:53 PM
happyaric$50.005/4/2011 5:39:00 PM
aznatama$50.005/4/2011 5:43:29 PM
objective-investor$250.005/4/2011 5:57:17 PM
EricLender$25.005/4/2011 6:06:35 PM
blooming-market$25.005/4/2011 8:29:29 PM
economy-mulberry7$50.005/4/2011 8:29:31 PM
cablenews$75.005/4/2011 8:29:47 PM
dollar-missile3$25.005/5/2011 9:49:58 AM
unrivaled-income5$50.005/5/2011 9:54:44 AM
basis-wizard8$50.005/5/2011 11:39:56 AM
numero-uno4$50.005/5/2011 10:59:20 AM
melodious-fairness$50.005/5/2011 4:46:13 PM
javelin0$250.005/5/2011 5:11:09 PM
Ripsaw4U$41.665/5/2011 5:25:43 PM
mike_banker$50.005/5/2011 4:45:33 PM
jcjdingdong$50.005/5/2011 5:41:35 PM
Sixmil$100.005/5/2011 5:37:43 PM
rockstar78$50.005/5/2011 5:41:46 PM
valiant-pound8$100.005/5/2011 7:29:18 PM
majestic-repayment3$25.005/6/2011 10:25:07 AM
moola-cell3$50.005/6/2011 10:24:07 AM
GrommetPosse$50.005/6/2011 12:55:02 PM
tender-integrity3$100.005/6/2011 12:55:25 PM
hons2000$25.005/6/2011 3:45:16 PM
tranquil-diversification8$50.005/6/2011 3:48:34 PM
chungfang$50.005/6/2011 3:49:38 PM
brightest-dynamic-peace$25.005/6/2011 4:24:36 PM
b-rent$25.005/6/2011 5:21:26 PM
diverse2$28.785/6/2011 5:20:24 PM
museic1$50.005/6/2011 5:23:18 PM
paramjit$50.005/6/2011 5:25:07 PM
zhiguli$25.005/6/2011 5:25:33 PM
nickel-demon2$100.005/6/2011 5:27:51 PM
deborahz$25.005/6/2011 5:28:39 PM
abundant-velocity7$50.005/6/2011 5:31:07 PM
loyalty-sherpa$25.005/6/2011 5:35:17 PM
favorite-deal6$25.005/6/2011 5:35:20 PM
C_Mark$50.005/6/2011 5:35:25 PM
hostbank$100.005/6/2011 5:35:28 PM
GrayStudio$25.005/6/2011 5:35:55 PM
successful-agreement7$100.005/6/2011 5:36:17 PM
klinebarger$25.005/6/2011 5:35:15 PM
steiglends$100.005/6/2011 5:35:35 PM
DavidCG$25.005/6/2011 5:35:50 PM
Viamin$25.005/6/2011 5:20:04 PM
bbrelo$25.005/6/2011 5:40:46 PM
Crystalprop$25.005/6/2011 5:24:38 PM
unrivaled-gain8$25.005/6/2011 5:24:50 PM
TommyTucker$50.005/6/2011 5:45:21 PM
thunderkiss$25.005/6/2011 5:25:31 PM
Havnfun$25.005/6/2011 6:02:31 PM
Burbanker$150.005/6/2011 6:12:09 PM
opie4624$50.005/6/2011 6:15:54 PM
songbird98$50.005/6/2011 5:34:06 PM
gjm6d$25.005/6/2011 5:34:16 PM
worth-dandelion$100.005/6/2011 5:35:33 PM
GElender$25.005/6/2011 5:35:49 PM
ingenious-diversification$25.005/6/2011 5:36:22 PM
circuitfive$25.005/6/2011 6:45:12 PM
Kame$25.005/6/2011 5:40:04 PM
chemistry220$50.005/6/2011 5:44:58 PM
PCGeekWI$25.005/6/2011 7:24:01 PM
hard-working-loot$50.005/6/2011 7:54:03 PM
arejaybe$50.005/6/2011 8:04:03 PM
ctaylor15$50.005/6/2011 6:29:06 PM
orangetrust$50.005/6/2011 10:31:03 PM
agreement-network$50.005/6/2011 10:48:59 PM
iolaire$25.005/7/2011 1:48:37 AM
seanwolter$25.005/7/2011 1:55:37 AM
IeatatWendys$26.645/7/2011 1:55:42 AM
Veltliner$25.005/7/2011 2:04:49 AM
ualf$27.015/7/2011 2:07:36 AM
reueljw$25.005/7/2011 2:18:06 AM
DavenportCapital$25.005/7/2011 2:18:42 AM
WorldlyWorker$25.005/6/2011 10:09:04 PM
Pasagam$25.005/7/2011 2:25:11 AM
dajen1$39.785/7/2011 2:26:41 AM
CaliforniaSun$25.005/7/2011 2:28:15 AM
Flatfoot$25.005/7/2011 2:33:52 AM
silverloan$29.875/7/2011 2:34:12 AM
gsd$25.005/7/2011 2:40:02 AM
taxman1971$25.005/7/2011 2:45:00 AM
RSV$25.005/7/2011 3:04:39 AM
pixeldave$28.745/7/2011 3:05:09 AM
DonaldColorado$25.005/7/2011 3:08:04 AM
mad4wknds$25.245/7/2011 3:14:58 AM
krazydavet$25.005/7/2011 3:24:42 AM
flwah$25.005/7/2011 3:16:28 AM
Jonb6919$25.005/7/2011 3:25:51 AM
miket71$50.005/7/2011 3:26:40 AM
Dweeberkitty1$25.005/7/2011 3:44:07 AM
thrifty-return$32.725/7/2011 3:49:25 AM
ash135$25.005/7/2011 1:57:02 AM
InvestorPartners$25.005/7/2011 1:57:54 AM
jtradition$29.695/7/2011 1:58:17 AM
SkiNZ$25.005/7/2011 2:04:38 AM
Rivervale_Westwood$25.005/7/2011 2:06:18 AM
PocketAces$26.885/7/2011 2:15:33 AM
dansarkis$25.005/7/2011 2:18:35 AM
aha6297$25.005/7/2011 3:04:43 AM
rlgnyc$25.005/7/2011 3:05:23 AM
meenan$50.005/7/2011 3:07:06 AM
luckyldy$26.235/7/2011 3:14:33 AM
schmegs$25.005/7/2011 3:27:08 AM
TOCPI$25.005/7/2011 3:34:15 AM
atlantic51$25.005/7/2011 3:34:47 AM
gustavholstopus32$25.005/7/2011 6:08:56 AM
green-tree-shake$43.945/7/2011 3:50:04 AM
Savings_EQ_Dignity$45.965/7/2011 3:54:08 AM
compassion-paladin042$25.005/7/2011 7:24:15 AM
Darkmagician$30.005/7/2011 5:19:50 AM
Hybodant$50.005/7/2011 6:29:33 AM
scottssm$39.005/7/2011 6:45:17 AM
reflective-rupee$500.005/7/2011 7:01:42 AM
financial-frenzy$25.785/7/2011 9:44:46 AM
visionary-community$25.005/7/2011 9:49:27 AM
vigilance-revolutionary$50.005/7/2011 10:09:32 AM
wampum-optimization$36.695/7/2011 10:23:50 AM
piter-to-la-investment$25.005/7/2011 10:14:05 AM
agile-loan0$25.005/7/2011 10:19:41 AM
steamboatgal$50.005/7/2011 8:26:04 AM
investment-tempo$36.415/7/2011 10:44:06 AM
studious-bonus7$100.005/7/2011 10:51:11 AM
peace-maximizer8$25.005/7/2011 10:54:14 AM
dg5803$50.005/7/2011 10:24:44 AM
fiddlerzvi$38.565/7/2011 10:39:11 AM
orange-dollar-guild$25.005/7/2011 11:04:06 AM
red-unequivocal-finance$25.005/7/2011 11:29:02 AM
325 Investments
 
Borrower Payment Dependent Notes Series 503604
This series of Notes was issued and sold upon the funding of the borrower loan #49381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  May-03-2011 
Term: 60 months Listing End date:  May-16-2011 
 
Lender yield: 10.29% Borrower rate/APR: 11.29% / 12.63% Monthly payment: $218.87
 
Lender servicing fee: 1.00% Effective Yield*: 10.26%  
Estimated return*: 7.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2000 Debt/Income ratio: 18%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,438Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: ChrystieGrl Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,800.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Book Launch - Business/Internet
The purpose of the loan is to facilitate the launch of a new book that guides small businesses to create an effective Internet Plan. Customers regularly are confused and misguided about the technologies available and what really matters to their business ? this book will guide their thoughts and ideas and have them develop their personalized Internet Plan.

I am a great candidate for this loan ? I have been both an investor and lender with Prosper and have paid off loans in the past. I have improved my credit over the past five years and have balanced risk and security effectively.
INCOME: (W2 income for past 4 years) $101k salary & $8k-15k bonus ($4900/mo after taxes and aggressive retirement savings)
EXPENSES
Mortgage: $1350
Car/Insurance: $625
Bills/Utilities: $265
Loans/Debt: $700 (mostly student loans)
Food/Entertainment: $900
Other Household: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.005/3/2011 5:08:59 PM
Aberdeen$3,000.005/3/2011 5:05:40 PM
hopeful-point$25.005/3/2011 5:06:28 PM
Tradesmanlender$25.005/3/2011 5:08:39 PM
MoneyForNothing$26.365/3/2011 5:28:49 PM
RecoveryLender$25.005/3/2011 5:48:35 PM
atlas100$50.005/3/2011 8:38:35 PM
indomitable-coin$25.005/4/2011 7:59:52 AM
reflective-rupee$25.005/4/2011 12:56:54 PM
FinDoc$25.005/4/2011 3:34:40 PM
cgoca$25.005/5/2011 9:43:15 AM
jpblan11$25.005/5/2011 9:07:02 PM
palace2$500.005/6/2011 5:57:28 AM
Bill88$30.775/6/2011 8:47:29 AM
Lender50$25.005/6/2011 2:22:25 PM
auction-elvis$25.005/8/2011 11:53:12 AM
Rogesparkguy$25.005/9/2011 11:22:24 AM
elasermd$50.005/9/2011 1:08:03 PM
hidavehi$26.005/9/2011 7:52:20 PM
BxRealtor$25.005/10/2011 7:02:26 AM
rescue$100.005/10/2011 6:55:17 PM
enthralling-deal180$50.005/11/2011 4:20:57 AM
miamibeachloaner$50.005/11/2011 5:45:23 PM
american6$100.005/12/2011 1:37:34 PM
benjamins-utopia$50.005/12/2011 3:55:57 PM
MadHun$100.005/12/2011 8:14:55 PM
bluefootedpig$50.005/13/2011 9:51:29 AM
mrbanker$50.005/13/2011 9:59:06 AM
superb-funds335$25.005/13/2011 5:07:25 PM
BuffetRocks$100.005/13/2011 5:09:01 PM
intrepid-loot$50.005/13/2011 7:33:03 PM
SpecialMan-211$200.005/13/2011 8:00:35 PM
power-defender7$39.105/13/2011 8:36:41 PM
Cai8899$30.005/14/2011 7:49:48 AM
lagnisiruk$25.005/14/2011 8:19:43 AM
rangersquire$25.005/14/2011 1:09:11 PM
MoneyTree79$75.005/14/2011 1:30:29 PM
designer_10$25.005/14/2011 1:36:51 PM
YellowJacket$25.005/14/2011 1:57:26 PM
RecoveryLender$25.005/14/2011 2:34:03 PM
liberty-point$75.005/14/2011 3:06:21 PM
maj0508$100.005/15/2011 8:40:05 AM
sappy02$25.005/15/2011 10:49:21 AM
damanq$25.005/15/2011 11:14:17 AM
KVEER$25.005/15/2011 1:25:50 PM
oldrebel$25.005/15/2011 3:29:57 PM
beaker$50.005/16/2011 6:45:21 AM
paqattack$25.005/16/2011 7:10:37 AM
the-silver-blaster$50.005/16/2011 7:40:12 AM
camaraderi-atmosphere$50.005/16/2011 9:22:09 AM
Cambium$75.005/16/2011 9:30:24 AM
Stavros$25.005/16/2011 9:18:05 AM
BlackCat36$50.005/16/2011 9:17:41 AM
Ivan2007$25.005/16/2011 9:30:45 AM
joshredneck$25.005/16/2011 10:38:02 AM
niteflite$25.645/16/2011 12:12:03 PM
Haggis007$200.005/16/2011 12:18:13 PM
secondphase$50.005/16/2011 12:50:37 PM
jazzlender$50.005/16/2011 1:29:55 PM
value-hero3$200.005/16/2011 12:43:15 PM
repayment-genius7$25.005/16/2011 1:31:08 PM
bonus-demon$25.005/3/2011 5:09:47 PM
availableloan$25.005/3/2011 6:16:04 PM
elvisloans$25.005/4/2011 9:14:14 AM
fairmaiden$25.005/4/2011 10:00:19 AM
g314$30.005/4/2011 8:29:24 PM
thankful-nickel2$25.005/5/2011 5:34:27 PM
p43600jw$25.005/6/2011 10:04:27 AM
power-cell$25.005/6/2011 11:50:00 AM
Leopoldine$25.005/6/2011 5:38:49 PM
atlas100$25.005/6/2011 6:51:10 PM
Alittleluck$50.005/8/2011 5:54:06 AM
Interloper$27.005/8/2011 1:31:16 PM
AFairDeal$50.005/9/2011 3:17:50 PM
dsgfl1$100.005/10/2011 6:20:34 AM
payout-motivator0$75.005/10/2011 1:35:45 PM
first-upright-payout$25.005/10/2011 5:43:23 PM
math1973$50.005/11/2011 9:36:30 AM
selector568$85.695/12/2011 1:38:21 AM
DasMula$27.005/12/2011 7:16:06 AM
kind-magnificent-bid$100.005/12/2011 9:41:52 AM
chicco$100.005/12/2011 12:54:58 PM
FigTree$50.005/12/2011 2:20:15 PM
ahansen$25.005/12/2011 4:04:44 PM
fillholdingsllc$25.005/12/2011 8:59:22 PM
kulender$50.005/13/2011 7:01:06 AM
PThor$25.005/13/2011 5:21:01 PM
boater01$50.005/13/2011 5:27:20 PM
dedication-elixir$50.005/14/2011 12:20:55 AM
rce1964$25.005/14/2011 2:59:03 AM
point-mastery$50.005/14/2011 9:12:58 AM
brightest-dynamic-peace$25.005/14/2011 9:48:15 AM
SolarMoonshine$25.005/14/2011 1:01:02 PM
chungfang$100.005/14/2011 1:12:56 PM
nilonc1$50.005/14/2011 1:23:07 PM
RR2441$25.005/14/2011 1:33:28 PM
thorough-payout8$50.005/14/2011 1:38:58 PM
novice-speculator$25.005/14/2011 2:45:45 PM
sculpture834$300.005/14/2011 3:12:59 PM
word140$25.005/14/2011 3:07:56 PM
liberty-point$25.005/14/2011 3:10:40 PM
jt88$50.005/14/2011 4:45:50 PM
discrete-basis1$50.005/14/2011 4:45:02 PM
reinforced-investment4$25.005/14/2011 6:04:38 PM
Paragon13$50.005/14/2011 7:47:00 PM
mcabery$200.005/15/2011 8:57:40 AM
orange-courageous-dedication$50.005/15/2011 12:14:29 PM
value-sequoia8$31.205/15/2011 3:18:51 PM
rodaku$48.445/15/2011 4:05:52 PM
Brisket_Bob$200.005/15/2011 7:56:39 PM
Schlawinzer$25.005/16/2011 6:48:56 AM
mountainpeak$25.005/16/2011 7:14:03 AM
successful-wealth7$50.005/16/2011 9:22:24 AM
bigphish$50.005/16/2011 9:23:22 AM
blue-nourishing-principal$100.005/16/2011 10:01:46 AM
basis-wizard8$50.005/16/2011 10:29:22 AM
6moonbeams$100.005/16/2011 10:46:53 AM
flexible-value$100.005/16/2011 10:34:22 AM
mangas$50.005/16/2011 10:39:50 AM
georgedorn$49.565/16/2011 12:19:50 PM
lowrate$50.005/16/2011 12:30:03 PM
natural-trade7$200.005/16/2011 1:16:11 PM
cmoneybags$23.245/16/2011 2:09:24 PM
wise-extraordinary-loot$50.005/16/2011 1:37:57 PM
fareast_man$25.005/16/2011 1:54:11 PM
125 Investments
 
Borrower Payment Dependent Notes Series 503648
This series of Notes was issued and sold upon the funding of the borrower loan #49372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,098.94 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Apr-23-2011 
Term: 60 months Listing End date:  May-07-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 19.42% Monthly payment: $281.78
 
Lender servicing fee: 1.00% Effective Yield*: 16.71%  
Estimated return*: 10.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1990 Debt/Income ratio: 18%
Credit score: 820-839 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $885Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: TurtleEdna Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I miss my kids........
Purpose of loan: I wish to buy my retirment home near my kids in South Bend, IN - I found a place near the kids for only $30k. I have $20k, but need more close.

This loan will be used to... I live in FL and will NOT be quitting my job till this loan is paid off. I want to buy now while the market is so low. Getting a cross state mortgage is nearly impossible in these trying times.

My financial situation:
I am a good candidate for this loan because... I WILL pay it back!!!!! I plan to pay double or triple payments per month to get this loan behind me and have my new home paid in full.


Monthly net income: $4800.00
Monthly expenses: $2000.00
Housing: $975.00
Insurance: $50.00
Car expenses: $120.00
Utilities: $90.00
Phone, cable, internet: $75.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $190.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/23/2011 12:03:05 PM
Nailman88$100.004/23/2011 3:41:43 PM
lounges$50.004/24/2011 9:38:59 AM
benefit-catalyst$210.974/24/2011 8:21:08 PM
reflective-rupee$450.334/25/2011 5:06:23 PM
janeybooboo$100.004/26/2011 2:32:30 PM
best-coin-miser$25.154/27/2011 4:06:09 AM
Mad_Scientist$50.004/27/2011 8:13:39 AM
Watersports$50.004/27/2011 1:01:09 PM
3_boyz$50.004/27/2011 4:49:12 PM
worldly-community3$50.004/27/2011 5:41:57 PM
benefit-prescription6$100.004/28/2011 10:00:22 AM
BxRealtor$25.004/28/2011 2:10:33 PM
the-enthralling-coin$25.004/28/2011 6:05:54 PM
Leopoldine$25.004/30/2011 4:35:35 AM
vutah$25.004/30/2011 6:18:06 AM
friendinmoney$25.004/30/2011 4:57:55 PM
bountiful-durability$50.005/1/2011 6:17:33 AM
first-upright-payout$25.005/1/2011 10:07:04 AM
systemlender$50.005/1/2011 12:55:43 PM
Mr_Potter$50.005/1/2011 4:01:07 PM
astute-benjamins$25.005/1/2011 6:31:00 PM
accmgg$100.005/1/2011 6:41:06 PM
Artist_Blue$25.005/2/2011 1:38:30 PM
nimble-penny1$50.005/2/2011 6:02:59 PM
AFairDeal$50.005/3/2011 2:52:55 AM
Weaverville$50.005/3/2011 2:52:42 AM
Supernick$50.005/3/2011 6:47:24 AM
exciting-fairness8$50.005/3/2011 9:41:01 AM
bonus-demon$25.005/3/2011 10:21:54 AM
loot-pursuit5$50.005/3/2011 1:05:01 PM
auction-turtle0$25.005/3/2011 12:24:32 PM
wwwUniversal$25.005/4/2011 1:56:37 AM
payment-jalapeno9$50.005/4/2011 8:27:32 AM
investment-comet$25.005/4/2011 9:25:21 AM
DrStaff$30.005/4/2011 9:25:07 AM
108lender$100.005/4/2011 10:26:33 AM
kulender$50.005/4/2011 11:35:01 AM
krd_Chicago$100.005/4/2011 4:35:38 PM
giannyny$25.005/4/2011 5:30:09 PM
worthy-bid8$50.005/4/2011 5:35:19 PM
nex$25.005/4/2011 5:50:20 PM
jrbill1998$50.005/4/2011 5:37:21 PM
power-explosion4$25.005/4/2011 5:50:26 PM
Ocean713$50.005/4/2011 8:30:13 PM
aznatama$50.005/4/2011 8:30:17 PM
theloanteacher$25.005/4/2011 9:05:37 PM
objective-investor$250.005/4/2011 8:30:28 PM
don8ter$25.005/5/2011 2:13:51 AM
careful-note$100.005/5/2011 3:24:05 AM
Icon_88$50.005/5/2011 9:52:55 AM
silver-fuse$30.005/5/2011 9:55:47 AM
the-silver-blaster$50.005/5/2011 10:09:56 AM
GCInvestments$25.005/5/2011 4:45:28 PM
numero-uno643$25.005/5/2011 4:45:42 PM
6moonbeams$50.005/5/2011 4:46:40 PM
delicious-loan093$50.005/5/2011 4:08:02 PM
blooming-market$25.005/5/2011 5:22:11 PM
SanJoser$25.005/5/2011 5:42:55 PM
repayment-pudding$25.005/5/2011 6:18:50 PM
calm-platinum8$25.005/5/2011 7:21:28 PM
Azonic21$25.005/5/2011 7:44:28 PM
cablenews$75.005/5/2011 5:42:41 PM
tutnyce$100.005/5/2011 8:48:38 PM
yield-seeker$25.005/6/2011 2:40:25 AM
friendinmoney$46.105/6/2011 6:33:58 AM
Tkhalaska$25.005/6/2011 7:47:52 AM
affluence-birdie7$35.005/6/2011 9:51:28 AM
awe-inspiring-payment$25.005/6/2011 10:02:58 AM
JTCorp$25.005/6/2011 10:09:33 AM
klin$50.005/6/2011 10:27:57 AM
orange-camaraderi-galaxy$100.005/6/2011 10:06:05 AM
Rulea72$40.005/6/2011 11:10:54 AM
cookielady83$50.005/6/2011 11:57:15 AM
boater01$50.005/6/2011 12:19:49 PM
tender-integrity3$100.005/6/2011 12:55:29 PM
cgoca$25.005/6/2011 1:58:47 PM
exchange-jedi$30.005/6/2011 2:42:42 PM
green-dollar-equinox$50.005/6/2011 12:58:44 PM
lostontheedge$25.005/6/2011 3:43:27 PM
1phantom$25.005/6/2011 1:35:39 PM
Chewbaca$25.005/6/2011 2:06:27 PM
bill-expert$50.005/6/2011 5:12:35 PM
silver-wonder278$25.005/6/2011 5:22:19 PM
Kame$25.005/6/2011 5:40:06 PM
HappyToLoan$25.005/6/2011 5:24:21 PM
tranquil-diversification8$50.005/6/2011 5:35:53 PM
TommyTucker$50.005/6/2011 5:45:24 PM
ctaylor15$50.005/6/2011 6:29:49 PM
hard-working-loot$50.005/6/2011 7:54:05 PM
agreement-network$50.005/6/2011 10:49:05 PM
jpjones86$25.005/6/2011 8:54:22 PM
E_G$50.005/7/2011 2:35:06 AM
flwah$25.005/7/2011 3:16:32 AM
Darkmagician$30.005/7/2011 5:19:52 AM
JustMee$25.005/7/2011 6:25:17 AM
nalaari$25.395/7/2011 6:28:32 AM
gustavzantanon$50.005/7/2011 6:45:21 AM
reflective-rupee$500.335/7/2011 7:03:49 AM
coin-baron$25.005/7/2011 7:44:16 AM
GATrust$25.005/7/2011 5:59:42 AM
BlueRoom$25.005/7/2011 8:15:13 AM
steamboatgal$50.005/7/2011 8:26:05 AM
MarinLoans$25.005/7/2011 7:14:17 AM
useful-p2ploan$25.005/7/2011 10:06:24 AM
vigilance-revolutionary$50.005/7/2011 10:09:33 AM
slartibardfast$25.005/7/2011 8:34:35 AM
velocity-solo$25.005/7/2011 11:34:40 AM
bankofsam$25.005/7/2011 10:24:30 AM
studious-bonus7$99.855/7/2011 10:51:13 AM
reflective-rupee$300.224/23/2011 4:35:23 PM
Bank_Of_XL$50.004/23/2011 5:12:41 PM
competent-p2p$50.004/23/2011 5:58:20 PM
enthralling-deal180$25.004/27/2011 5:57:38 AM
nickel-position$25.004/28/2011 1:38:31 PM
Peterman$25.004/28/2011 3:55:57 PM
kindness-jedi$30.004/29/2011 1:21:31 PM
mtp$50.004/29/2011 5:33:42 PM
miked8303$25.004/30/2011 4:38:18 AM
Mariner3605$25.004/30/2011 10:56:37 AM
radforj22$25.005/1/2011 7:51:35 AM
Tradesmanlender$25.005/1/2011 11:22:19 AM
commerce-yeller$50.005/1/2011 11:16:52 AM
sonnet771$50.005/2/2011 6:15:20 PM
yield-visionary4$50.005/2/2011 6:17:19 PM
blue-lucrative-rate$25.005/2/2011 10:40:26 PM
efficient-treasure0$25.005/3/2011 10:16:29 AM
unrivaled-silver$50.005/3/2011 10:37:12 AM
cutter21$25.005/3/2011 10:27:05 AM
Mad_Scientist$50.005/3/2011 1:43:18 PM
Dubbs360$25.005/3/2011 5:29:39 PM
ecstatic-greenback3$100.005/3/2011 6:39:43 PM
Firescreek$25.005/4/2011 5:55:47 AM
felicity-maximizer$25.005/4/2011 5:38:01 PM
inspired-investment8$100.005/4/2011 5:36:53 PM
kevin314$25.005/4/2011 5:37:13 PM
p2ploan-embrace6$50.005/4/2011 5:44:30 PM
happyaric$50.005/4/2011 8:29:58 PM
EricLender$25.005/4/2011 8:30:32 PM
onetuxllc$50.005/5/2011 7:09:05 AM
dollar-missile3$25.005/5/2011 9:50:00 AM
unrivaled-income5$50.005/5/2011 9:54:49 AM
basis-wizard8$50.005/5/2011 11:40:03 AM
numero-uno4$100.005/5/2011 10:49:25 AM
triumph329$56.335/5/2011 2:09:31 PM
allotment464$100.005/5/2011 4:45:18 PM
Sixmil$56.715/5/2011 5:37:46 PM
life-is-great$25.005/5/2011 5:42:31 PM
mike_banker$50.005/5/2011 5:42:52 PM
listing-demon$50.005/5/2011 5:42:27 PM
valiant-pound8$100.005/5/2011 7:29:20 PM
economy-mulberry7$50.005/5/2011 5:42:25 PM
transparent-transaction8$50.005/5/2011 5:45:07 PM
Isotope$25.005/5/2011 6:50:44 PM
Ripsaw4U$44.485/6/2011 1:41:32 AM
indomitable-coin$25.005/6/2011 6:39:06 AM
palace2$450.005/6/2011 7:02:12 AM
melodious-fairness$50.005/6/2011 2:29:38 AM
Rulea72$40.005/6/2011 9:40:30 AM
deal-guardian1$50.005/6/2011 9:57:41 AM
stollcm$25.005/6/2011 10:09:02 AM
YosemiteSam$25.005/6/2011 9:57:33 AM
majestic-repayment3$25.005/6/2011 10:25:11 AM
moola-cell3$50.005/6/2011 10:24:12 AM
GrommetPosse$50.005/6/2011 12:55:04 PM
reflective-rupee$250.335/6/2011 10:48:14 AM
bigphish$50.005/6/2011 11:29:14 AM
ursus$100.005/6/2011 3:16:08 PM
gold-disk$50.005/6/2011 3:33:16 PM
jalapeno2$25.005/6/2011 3:48:16 PM
brightest-dynamic-peace$25.005/6/2011 4:21:28 PM
justice-circuitry0$50.005/6/2011 3:48:45 PM
chungfang$50.005/6/2011 3:49:40 PM
MoneyMA$25.005/6/2011 5:45:09 PM
bbrelo$25.005/6/2011 5:40:49 PM
forthright-trade$25.005/6/2011 5:29:23 PM
circuitfive$25.005/6/2011 6:45:16 PM
srspank24$50.005/6/2011 5:37:51 PM
hythum3$50.005/6/2011 6:45:56 PM
PCGeekWI$25.005/6/2011 7:24:04 PM
nevetsnosliw1$25.005/6/2011 7:25:28 PM
RJN$25.005/6/2011 9:10:27 PM
WorldlyWorker$25.005/6/2011 10:09:06 PM
orangetrust$50.005/6/2011 10:31:07 PM
samijake$50.005/6/2011 10:44:10 PM
ilend57$25.005/7/2011 1:19:46 AM
ash135$25.005/7/2011 1:57:06 AM
the-gold-quark$30.005/6/2011 9:35:29 PM
ideal-platinum1$25.005/7/2011 3:27:32 AM
DonaldColorado$25.005/7/2011 3:08:07 AM
museic1$35.865/7/2011 3:20:05 AM
the-profit-oracle$25.005/7/2011 3:45:43 AM
community-pipeline$25.005/7/2011 7:10:11 AM
selector568$300.005/7/2011 7:29:17 AM
pinnacle10$25.005/7/2011 8:29:15 AM
innocent-loot$50.005/7/2011 6:34:05 AM
DasMula$27.005/7/2011 8:59:51 AM
reward-blueberry2$25.005/7/2011 8:49:44 AM
Mindful7$25.005/7/2011 7:23:05 AM
fearless-auction7$25.005/7/2011 7:59:22 AM
successful-agreement7$44.785/7/2011 11:01:29 AM
DasMula$27.005/7/2011 9:00:07 AM
TheoProf$50.005/7/2011 9:19:48 AM
resplendent-dollar$25.005/7/2011 11:31:29 AM
annieem$50.005/7/2011 11:40:11 AM
direct-compassion$28.115/7/2011 10:12:12 AM
dg5803$50.005/7/2011 10:24:45 AM
dinero-speaker$25.005/7/2011 11:01:20 AM
208 Investments
 
Borrower Payment Dependent Notes Series 503994
This series of Notes was issued and sold upon the funding of the borrower loan #49457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1986 Debt/Income ratio: 47%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 13Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 43 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,466Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: sparkling-agreement Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
 
Principal balance: $2,246.28 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
sparkling agreement
Purpose of loan:
This loan will be used to.pay off existing prosper loan and to replace carpet damaged by soot brought in by air vents from local wild fires.

My financial situation:
I am a good candidate for this loan because I have been in excellent standing with prosper for the last year. Also,my credit score is a bit compramised from joining a credit consolidation program 4 years ago. I have been in excellent standing with them with only 2 payments left....


Monthly net income: $4000.00
Monthly expenses: $
Housing: $500.00
Insurance: $125.00
Car expenses: $400
Utilities: $275
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.005/2/2011 9:09:29 AM
DasMula$27.005/2/2011 9:33:58 AM
janeybooboo$100.005/2/2011 10:35:59 AM
tolerant-dinero2$25.005/3/2011 10:24:23 AM
bonus-demon$50.005/3/2011 10:30:20 AM
interloode$75.005/3/2011 1:12:51 PM
irrelevant$25.005/3/2011 6:51:17 PM
Rollshaft$25.005/5/2011 7:49:47 AM
Bill88$30.775/6/2011 8:44:59 AM
genius520$50.005/7/2011 2:00:54 PM
amlu1988$25.005/7/2011 8:37:53 PM
qsolo$200.005/9/2011 9:42:56 AM
ingenious-deal6$25.005/9/2011 10:06:49 AM
friendinmoney$25.005/9/2011 3:54:41 PM
miamibeachloaner$25.005/9/2011 7:11:46 PM
CommunityArts_Non-profit$35.005/9/2011 11:51:51 PM
Scotcha$50.005/10/2011 6:00:41 AM
mlj0671$25.005/10/2011 10:55:03 AM
exciting-loyalty3$100.005/10/2011 1:50:46 PM
selector568$200.005/12/2011 1:38:19 AM
stanfordgrad05$50.005/12/2011 9:38:52 AM
Investor509$25.005/12/2011 11:58:46 AM
zone8$100.005/12/2011 12:37:46 PM
kidsskipp$50.005/12/2011 12:51:38 PM
chitown63$50.005/12/2011 1:12:12 PM
careful-return0$25.005/12/2011 2:51:46 PM
payout-banker4$25.005/12/2011 5:25:52 PM
finance-prescription$100.005/12/2011 5:26:11 PM
market-inspector$25.005/12/2011 5:30:08 PM
economy-producer$25.005/12/2011 5:30:50 PM
successful-wealth7$25.005/12/2011 6:09:19 PM
reflective-rupee$25.005/12/2011 10:01:01 PM
careful-note1$50.005/13/2011 8:15:16 AM
treasure-bliss$37.995/13/2011 9:40:06 AM
worthy-bid8$25.005/13/2011 9:30:17 AM
Ocean713$50.005/13/2011 11:08:55 AM
anton$100.005/13/2011 11:49:04 AM
missing-link$25.005/13/2011 1:40:00 PM
850$50.005/13/2011 1:52:02 PM
Mariner3605$25.005/13/2011 4:00:53 PM
treasure-hunter270$25.005/14/2011 8:15:38 AM
rutzebach$74.385/14/2011 8:35:24 AM
red-power-pecan$50.005/14/2011 9:04:44 AM
blissful-deal0$50.005/14/2011 9:51:55 AM
unrelenting-auction7$50.005/14/2011 10:35:50 AM
goodcents$25.005/14/2011 10:51:46 AM
zippy-ore3$40.005/14/2011 11:05:10 AM
Flreap$30.005/14/2011 11:04:20 AM
icon7$40.005/14/2011 11:11:05 AM
graceful-investment$100.005/14/2011 12:06:31 PM
moola-wildebeest3$50.005/14/2011 12:06:51 PM
the-enthralling-coin$25.005/2/2011 9:07:49 AM
SolarMoonshine$25.005/2/2011 5:00:48 PM
jgar_O$30.005/3/2011 1:55:31 PM
CommunityArts_Non-profit$25.005/3/2011 8:13:06 PM
riv701$25.365/6/2011 10:12:41 AM
jjswanso$40.005/6/2011 11:25:13 AM
Weaverville$25.005/6/2011 3:43:08 PM
the-reliable-trade$100.005/6/2011 4:00:36 PM
chungfang$25.005/6/2011 4:21:07 PM
Rogesparkguy$25.005/9/2011 11:29:09 AM
lender12345$25.005/9/2011 2:14:42 PM
CAGE-Investments$25.005/10/2011 6:28:12 AM
bid-czar8$50.005/10/2011 1:04:51 PM
jasonrun$27.065/11/2011 11:42:43 AM
careful-note$50.005/11/2011 5:13:34 PM
hitsman$50.005/12/2011 12:30:32 AM
briskdevl07$25.005/12/2011 7:56:54 AM
money-bauble$100.005/12/2011 2:09:08 PM
interest-griffin$50.005/12/2011 5:39:19 PM
Redmond$25.005/12/2011 6:19:10 PM
fighter122$35.005/12/2011 6:24:57 PM
loyalist1$100.005/13/2011 7:39:34 AM
income-buddy7$50.005/13/2011 9:57:03 AM
ore-didgeridoo$25.005/13/2011 10:30:37 AM
Invest_In_U_Today_Pls_Pay_back$75.005/13/2011 1:51:41 PM
atrevete$37.125/13/2011 4:30:27 PM
Artist_Blue$25.005/13/2011 5:24:20 PM
papaloha$25.005/14/2011 2:32:20 AM
wwwUniversal$25.005/14/2011 3:38:01 AM
One_Lolo$25.005/14/2011 3:45:46 AM
orange-preeminant-bill$50.005/14/2011 3:56:12 AM
Cai8899$25.005/14/2011 7:50:46 AM
lagnisiruk$25.005/14/2011 8:20:00 AM
1phantom$25.005/14/2011 8:40:30 AM
velocity-motivator6$25.005/14/2011 9:39:28 AM
jamiee73$25.005/14/2011 12:07:23 PM
point-compadre$50.005/14/2011 12:08:50 PM
fmanjoo$25.005/14/2011 12:08:48 PM
89 Investments
 
Borrower Payment Dependent Notes Series 504032
This series of Notes was issued and sold upon the funding of the borrower loan #49351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1992 Debt/Income ratio: 27%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 8 / 8Length of status:22y 6m
Amount delinquent: $2,036 Total credit lines: 20 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,361Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: investment-porcelain Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For Student Loan
Purpose of loan:
This loan will be used to...Student Loan

My financial situation:
I am a good candidate for this loan because...I have a good credit rating and have always paid my bills on time. Finishing up college degree in Senior year and need this loan to help offset the remainig tuition needed to complete last 10 hours of major/program. (Sports Management Degree)


Monthly net income: $35000
Monthly expenses: 1677.00 (total monthly)
Housing: $839.00
Insurance: $138
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: 200
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lloyd_s$25.004/26/2011 9:27:41 AM
gain-gourd$26.334/26/2011 1:29:46 PM
diplomatic-wealth7$25.004/26/2011 9:15:21 PM
jwsun90$342.814/27/2011 7:33:39 AM
ingenious-deal6$25.004/27/2011 2:18:42 PM
suave-dime6$25.004/28/2011 5:49:58 PM
the-enthralling-coin$25.004/28/2011 6:10:13 PM
Weaverville$25.004/30/2011 2:59:25 AM
the-reliable-trade$100.005/1/2011 7:08:20 AM
CAGE-Investments$25.005/2/2011 1:08:35 AM
bonus-demon$50.005/3/2011 10:27:00 AM
point-compadre$50.005/4/2011 12:06:01 PM
careful-note$50.005/5/2011 3:31:11 AM
deal-guardian1$50.005/6/2011 9:59:42 AM
desertoasis$25.005/6/2011 10:45:19 AM
thelovebug$50.005/6/2011 1:35:19 PM
chungfang$25.005/6/2011 4:19:49 PM
competent-p2p$25.005/6/2011 4:47:27 PM
worth-shower8$100.005/6/2011 4:46:54 PM
basis-wizard8$50.005/6/2011 5:39:52 PM
168RichCapital$25.505/6/2011 7:24:07 PM
astute-investment5$25.005/6/2011 7:50:38 PM
bold-shrewd-duty$37.705/6/2011 7:39:34 PM
kendallv$50.005/6/2011 9:38:00 PM
IIP77$25.005/6/2011 10:20:03 PM
CA-Lender$25.055/6/2011 8:19:42 PM
resplendent-dollar$25.005/6/2011 8:31:38 PM
swoosh$50.005/6/2011 11:29:24 PM
Pitufo$25.005/6/2011 11:31:20 PM
num1irish$100.005/7/2011 12:02:19 AM
agreement-network$50.005/6/2011 10:49:35 PM
best-income-fertilizer$100.005/6/2011 11:54:29 PM
head$25.005/7/2011 1:44:09 AM
Matt_Colsia$103.255/7/2011 4:29:16 AM
bill-appraiser7$25.005/7/2011 4:48:34 AM
capital-galaxy$175.005/7/2011 4:52:08 AM
Control$32.585/7/2011 5:12:56 AM
invest-in-ed$50.005/7/2011 5:23:49 AM
oxnard$50.005/7/2011 5:34:19 AM
the-upbeat-p2p$50.005/7/2011 6:34:47 AM
MDJAX67$100.005/7/2011 6:51:31 AM
bid-czar8$50.005/7/2011 5:06:14 AM
euro-spark$101.695/7/2011 7:47:54 AM
creative-revenue0$50.005/7/2011 7:58:27 AM
Lubava$38.005/7/2011 8:00:58 AM
1randyp$100.005/7/2011 6:18:31 AM
Mocaba$100.005/7/2011 9:17:39 AM
ocifer50$25.005/7/2011 10:34:43 AM
hitsman$50.005/7/2011 11:16:53 AM
new-social-economist$50.005/7/2011 10:11:53 AM
Leopoldine$25.005/7/2011 11:07:53 AM
Elbanko$30.005/7/2011 1:23:00 PM
dadobank$44.485/7/2011 11:24:37 AM
Iceman1347$25.005/7/2011 4:27:54 PM
just_for_today$45.005/7/2011 4:27:32 PM
Speedfreak$25.005/7/2011 6:07:50 PM
Reliance_Banker$25.005/7/2011 8:19:48 PM
reward-dynamo$40.005/7/2011 4:24:04 PM
realtormoises$25.005/7/2011 11:53:16 PM
credit-sycamore4$50.005/8/2011 12:15:17 PM
goodhearted-basis4$25.005/9/2011 9:32:35 AM
worth-blanket2$1,305.215/9/2011 11:03:01 AM
compassion-paladin042$25.004/26/2011 9:30:02 AM
ursus$50.004/26/2011 11:09:47 AM
eronyc$50.004/26/2011 11:10:04 AM
kindness-hickory5$50.004/26/2011 3:34:14 PM
power-bluebird2$100.004/26/2011 3:29:13 PM
fcb202$50.004/26/2011 3:35:53 PM
Lender75$50.004/26/2011 4:35:28 PM
reflective-rupee$25.444/26/2011 5:25:43 PM
Artist_Blue$25.004/27/2011 8:50:19 AM
irrelevant$25.004/28/2011 6:01:20 AM
handy-justice$100.005/5/2011 9:39:34 AM
fmanjoo$25.005/5/2011 9:36:05 AM
kind-credit-bear$25.005/6/2011 3:59:28 PM
reflective-rupee$25.015/6/2011 5:17:25 PM
Bob450$25.005/6/2011 6:29:09 PM
CLMnCWC$25.005/6/2011 6:54:13 PM
proud-gold9$25.005/6/2011 6:51:23 PM
neutrino6$25.005/6/2011 7:47:34 PM
Dubbs360$100.005/6/2011 8:59:13 PM
resplendent-dollar$25.005/6/2011 8:54:33 PM
JMY1$25.005/6/2011 7:57:00 PM
jcjdingdong$50.005/6/2011 10:25:33 PM
diversification-medalist$25.005/6/2011 10:32:45 PM
brightest-friendly-interest$100.005/6/2011 11:43:53 PM
junctionking$25.005/7/2011 4:59:08 AM
p2p-czar3$30.005/7/2011 6:00:30 AM
PositiveCarry$50.005/7/2011 7:04:21 AM
UnlimitedLoans$25.005/7/2011 7:36:38 AM
Ananya$25.005/7/2011 8:14:35 AM
festeringsnot$33.005/7/2011 8:42:07 AM
dough-destiny$28.005/7/2011 6:57:37 AM
javelin0$100.005/7/2011 9:18:03 AM
VJ_Financial$30.005/7/2011 8:01:48 AM
compassion-ladder9$27.265/7/2011 8:14:21 AM
reflective-deal8$25.005/7/2011 10:26:11 AM
lively-nickel2$25.005/7/2011 11:18:38 AM
vigorous-velocity$100.005/7/2011 11:35:04 AM
adventurous-commerce$25.005/7/2011 11:50:13 AM
thorough-capital799$126.275/7/2011 10:53:22 AM
misterhobbs$50.005/7/2011 12:39:10 PM
ibndalight$25.005/7/2011 11:08:10 AM
PurplePonchoMan$25.005/7/2011 1:31:05 PM
LeoBUSIIT$25.005/7/2011 1:42:07 PM
genius520$50.005/7/2011 1:59:33 PM
jybank$50.005/7/2011 11:48:24 AM
Pakse$34.245/7/2011 4:28:45 PM
natural-greenback6$25.005/7/2011 5:51:21 PM
yf99yz$25.005/7/2011 2:18:53 PM
karmarush$38.315/7/2011 3:17:51 PM
unger$100.005/7/2011 4:16:10 PM
Pakse$25.005/7/2011 4:25:10 PM
thorough-capital799$604.875/8/2011 9:22:17 AM
bold-engrossing-principal$25.005/8/2011 1:28:09 PM
integrity-trumpet$50.005/8/2011 4:55:16 PM
mob205$50.005/9/2011 6:27:24 AM
leverage-booster$25.005/9/2011 9:37:04 AM
Makingitrain$25.005/9/2011 9:49:28 AM
affluence-cargo$25.005/9/2011 10:41:14 AM
120 Investments
 
Borrower Payment Dependent Notes Series 504178
This series of Notes was issued and sold upon the funding of the borrower loan #49369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,981.52 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Apr-27-2011 
Term: 36 months Listing End date:  May-11-2011 
 
Lender yield: 9.40% Borrower rate/APR: 10.40% / 12.51% Monthly payment: $194.13
 
Lender servicing fee: 1.00% Effective Yield*: 9.38%  
Estimated return*: 5.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-2002 Debt/Income ratio: 18%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 9 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $454Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: tidy-cash3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Timeshare
Purpose of loan:
This loan will be used to pay off for a timeshare I've recently purchased.

My financial situation:
I am a good candidate for this loan because I am a RN working full time at a major hospital. I have excellent credit rating. I am a responsible person and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/27/2011 5:09:42 PM
organized-payment6$50.004/27/2011 5:02:57 PM
indomitable-coin$25.004/27/2011 5:02:39 PM
SolarMoonshine$25.004/27/2011 5:17:10 PM
bill-booster5$25.004/27/2011 8:12:49 PM
the-enthralling-coin$25.004/28/2011 6:06:54 PM
reflective-rupee$25.004/30/2011 8:16:54 AM
first-upright-payout$25.005/1/2011 10:07:49 AM
Tradesmanlender$25.005/1/2011 4:47:10 PM
addlending$50.005/3/2011 12:12:19 PM
efficient-treasure0$25.005/3/2011 4:21:05 PM
g314$30.005/3/2011 9:05:07 PM
Leopoldine$25.005/3/2011 9:55:51 PM
triumphant-point5$50.005/4/2011 4:45:26 PM
enthralling-deal180$25.005/4/2011 5:39:21 PM
Mad_Scientist$50.005/4/2011 5:58:02 PM
top-epic-community$50.005/4/2011 8:24:45 PM
TSC$50.005/4/2011 8:29:26 PM
BxRealtor$25.005/4/2011 9:44:31 PM
worldly-community3$50.005/5/2011 5:51:19 PM
MasterJin$25.005/6/2011 2:04:44 AM
RandyL3$25.005/6/2011 2:11:26 AM
orange-camaraderi-galaxy$100.005/6/2011 10:07:53 AM
boater01$50.005/6/2011 12:20:42 PM
chungfang$50.005/6/2011 3:50:15 PM
exciting-fairness8$50.005/6/2011 5:31:27 PM
vigilance-revolutionary$50.005/7/2011 10:10:09 AM
toblerone$50.005/8/2011 8:49:37 AM
NiceNate$100.005/8/2011 10:06:30 AM
Interloper$30.005/8/2011 12:32:31 PM
majestic-repayment3$25.005/8/2011 12:16:55 PM
balanced-rupee$50.005/8/2011 1:30:17 PM
credit-investor5$45.005/8/2011 4:24:28 PM
comet55$25.005/8/2011 4:39:30 PM
skuba$50.005/8/2011 10:50:15 PM
qsolo$200.005/9/2011 9:38:51 AM
toronado$50.005/9/2011 1:33:56 PM
wwwUniversal$25.005/9/2011 4:12:16 PM
rce1964$25.005/10/2011 5:00:51 AM
amerigor$25.005/9/2011 8:35:10 PM
bankdaddy$100.005/9/2011 8:38:49 PM
gustavholstopus32$25.005/10/2011 6:12:20 AM
Artist_Blue$25.005/10/2011 11:33:31 AM
fenpark15$25.005/10/2011 12:09:47 PM
tender-integrity3$100.005/10/2011 5:38:33 PM
Kame$25.005/10/2011 5:39:00 PM
unrivaled-income5$50.005/10/2011 5:40:38 PM
agreement-network$40.005/10/2011 5:53:30 PM
miked8303$25.005/10/2011 5:43:57 PM
rogue_monster$50.005/10/2011 5:54:25 PM
flwah$25.005/10/2011 5:50:42 PM
genius520$50.005/10/2011 5:53:20 PM
sophisticated-deal0$100.005/10/2011 6:05:16 PM
rescue$100.005/10/2011 6:54:11 PM
RyanTH9893$25.005/10/2011 7:26:10 PM
BaxterEvil$25.005/10/2011 7:09:09 PM
kind-trade-hickory$50.005/10/2011 8:14:51 PM
CPDDDS$50.005/10/2011 8:53:56 PM
top-impressive-dinero$50.005/10/2011 11:52:01 PM
Ripsaw4U$35.105/11/2011 1:17:48 AM
fairmaiden$25.005/11/2011 4:57:26 AM
yennib$50.005/11/2011 8:54:31 AM
math1973$50.005/11/2011 9:35:01 AM
MilitaryAV8R$25.005/11/2011 9:38:30 AM
principal-delight$100.005/11/2011 10:57:32 AM
towering-market9$25.005/11/2011 11:28:03 AM
availableloan$25.004/27/2011 10:10:35 PM
integrity-enrichment2$49.394/27/2011 8:52:23 PM
determined-nickel30$25.004/28/2011 9:46:16 AM
Peterman$25.004/29/2011 1:11:06 PM
JSCALBco$25.084/29/2011 3:26:43 PM
Dan4703$25.004/30/2011 5:42:45 AM
elasermd$50.004/30/2011 3:06:05 PM
elvisloans$25.005/1/2011 9:30:15 AM
systemlender$50.005/1/2011 12:56:38 PM
BlackCat36$50.005/2/2011 6:17:43 PM
bonus-demon$25.005/3/2011 10:22:55 AM
Whosonfirst$27.055/3/2011 11:05:34 AM
PThor$25.005/3/2011 1:54:59 PM
Supernick$50.005/4/2011 7:25:53 AM
careful-note$100.005/5/2011 3:24:47 AM
radforj22$25.005/5/2011 2:24:49 AM
nolahelper$25.005/5/2011 7:44:40 AM
Trapman13$50.005/5/2011 8:07:54 AM
havana111$25.005/5/2011 10:08:16 AM
basis-wizard8$50.005/5/2011 11:41:32 AM
AFairDeal$50.005/5/2011 4:46:01 PM
penny-candy$25.005/5/2011 7:23:40 PM
deal-guardian1$50.005/6/2011 9:58:25 AM
commanding-income774$25.005/6/2011 11:14:30 AM
j2ee$25.005/6/2011 6:19:33 PM
reflective-dollar8$50.005/8/2011 8:46:36 AM
auction-elvis$25.005/8/2011 11:46:08 AM
gracej$25.005/8/2011 2:39:43 PM
community-spartan$50.005/9/2011 9:34:35 AM
revenue-serenity$50.005/9/2011 10:00:17 AM
msw_engr$50.005/9/2011 12:09:42 PM
BuffetRocks$100.005/9/2011 1:22:02 PM
integrity-trumpet$50.005/9/2011 2:54:19 PM
don8ter$25.005/9/2011 2:59:09 PM
Weaverville$25.005/9/2011 3:20:48 PM
worthy-bid8$49.905/9/2011 4:13:51 PM
miamibeachloaner$50.005/9/2011 7:04:47 PM
durability-ruler$25.005/9/2011 8:05:11 PM
AKJagMan$50.005/9/2011 7:59:13 PM
Stavros$25.005/10/2011 5:12:18 AM
bountiful-durability$50.005/10/2011 9:21:20 AM
best-witty-bazaar$25.005/10/2011 9:34:38 AM
payout-motivator0$75.005/10/2011 1:34:23 PM
currency-persimmon$50.005/10/2011 1:58:00 PM
astute-benjamins$25.005/10/2011 2:57:16 PM
Allenee$25.005/10/2011 3:20:06 PM
commerce-web5$25.005/10/2011 2:20:10 PM
klin$50.005/10/2011 5:38:43 PM
dime-reaction$50.005/10/2011 5:40:05 PM
MarinLoans$25.005/10/2011 5:39:05 PM
mtp$50.005/10/2011 5:43:38 PM
loot-pursuit5$50.005/10/2011 5:41:17 PM
ryreesado$25.005/10/2011 5:45:50 PM
melodious-fairness$50.005/10/2011 5:47:56 PM
oldman68$25.005/10/2011 6:15:19 PM
helpinghand63$25.005/10/2011 8:13:58 PM
selector568$300.005/11/2011 1:38:48 AM
best-ingenious-funds$25.005/11/2011 9:38:49 AM
benjo$50.005/11/2011 9:24:21 AM
rjsdsu$50.005/11/2011 10:49:16 AM
platinum-exec1$50.005/11/2011 12:00:02 PM
PCGeekWI$25.005/11/2011 11:59:55 AM
sensational-dinero6$50.005/11/2011 4:44:12 PM
order-gondola$50.005/11/2011 2:09:11 PM
powerful-finance7$25.005/11/2011 4:08:52 PM
oodkim84oo$50.005/11/2011 4:28:53 PM
myduck$50.005/11/2011 4:35:31 PM
133 Investments
 
Borrower Payment Dependent Notes Series 504524
This series of Notes was issued and sold upon the funding of the borrower loan #49472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $356.48
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1974 Debt/Income ratio: 21%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,398Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: CyranoJ2 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2008)
700-719 (Mar-2008)
 
Principal balance: $174.51 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
New furniture and vacation
Purpose of loan:
This loan will be used to...
Purchase new furniture and take a vacation also for minor car repairs
My financial situation: Good
I am a good candidate for this loan because...I feel i have proven my self with former loan through Prosper.I have kept the same employment for over 5 yrs.


Monthly net income: $2,500 this is an average my wkly pay flucutates
Monthly expenses: $
Housing: $650
Insurance: $
Car expenses: $
Utilities: $150
Phone, cable, internet: $170
Food, entertainment: $600
Clothing, household expenses: $50
Credit cards and other loans: $250 (which will be paid off )
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.004/29/2011 5:08:56 PM
MoneyForNothing$27.724/29/2011 5:07:07 PM
cashhelp$50.004/29/2011 5:07:31 PM
ingenious-deal6$25.004/29/2011 5:07:55 PM
Zolton$100.004/29/2011 5:08:50 PM
the-reliable-trade$100.004/29/2011 5:10:07 PM
the-enthralling-coin$50.004/29/2011 5:09:44 PM
janeybooboo$51.004/29/2011 5:11:15 PM
runner262$25.004/30/2011 12:50:00 AM
jdrez$25.004/30/2011 3:04:59 AM
SimpleChoice$25.004/30/2011 4:39:31 AM
mulberry4$50.004/30/2011 8:26:00 AM
commerce-yeller$70.004/30/2011 9:04:25 AM
vutah$25.004/30/2011 10:57:17 AM
first-upright-payout$25.005/3/2011 3:36:22 AM
Rogesparkguy$25.005/3/2011 10:10:02 AM
irrelevant$25.005/3/2011 6:50:47 PM
Leopoldine$25.005/3/2011 10:04:27 PM
wampum-library4$25.005/6/2011 10:00:45 AM
resolute-basis9$50.005/7/2011 10:52:19 AM
theyfixedtheglitch$50.005/9/2011 9:58:47 AM
qsolo$200.005/9/2011 9:41:41 AM
msw_engr$50.005/9/2011 12:10:09 PM
BuffetRocks$100.005/9/2011 1:22:39 PM
worth-blanket2$5,000.005/9/2011 11:10:48 AM
lender12345$25.005/9/2011 2:28:11 PM
ethicalhumanist$50.005/9/2011 6:53:57 PM
miamibeachloaner$50.005/9/2011 7:05:14 PM
radforj22$25.005/10/2011 5:33:01 AM
payout-motivator0$75.005/10/2011 1:34:56 PM
rescue$100.005/10/2011 6:54:39 PM
enthralling-deal180$50.005/11/2011 4:19:59 AM
deal-guardian1$50.005/11/2011 9:31:32 AM
math1973$50.005/11/2011 9:35:28 AM
efficient-treasure0$25.005/11/2011 9:31:58 AM
Doug1043$25.005/11/2011 11:45:21 AM
VAGweilo$50.005/11/2011 11:59:25 AM
nickel-position$25.005/11/2011 12:42:43 PM
point-compadre$50.005/11/2011 5:14:38 PM
gracej$25.005/12/2011 1:31:56 AM
the-money-gargantuan$25.005/12/2011 8:20:28 AM
sensational-dinero6$50.005/12/2011 9:16:17 AM
kind-magnificent-bid$100.005/12/2011 9:40:51 AM
helpinghand63$30.005/12/2011 10:06:02 AM
cosmof16$50.005/12/2011 11:21:46 AM
richboy56$25.005/12/2011 12:38:25 PM
dcap3$50.005/12/2011 12:40:48 PM
chicco$100.005/12/2011 12:53:33 PM
golden-bid9$25.005/12/2011 12:56:28 PM
Ripsaw4U$50.005/12/2011 1:35:18 PM
sci_guy$25.005/12/2011 1:54:18 PM
camaraderi-atmosphere$50.005/12/2011 2:39:23 PM
wwwUniversal$25.005/12/2011 5:25:30 PM
commerce-web5$25.005/12/2011 5:27:57 PM
marwadi-62$100.005/12/2011 7:22:41 PM
Investor704$50.005/12/2011 8:57:12 PM
brilliant-leverage4$50.005/12/2011 8:49:10 PM
RetiredATC$50.005/13/2011 3:20:09 AM
Johnab$25.004/30/2011 7:36:11 AM
Scotcha$50.004/30/2011 2:22:40 PM
Tradesmanlender$25.005/1/2011 4:47:45 PM
bonus-demon$25.005/3/2011 10:23:43 AM
CommunityArts_Non-profit$25.005/3/2011 8:27:07 PM
BxRealtor$25.005/5/2011 10:07:55 AM
boater01$50.005/6/2011 12:21:18 PM
basis-wizard8$50.005/6/2011 12:31:23 PM
NiceNate$100.005/8/2011 10:06:47 AM
systemlender$50.005/8/2011 12:36:32 PM
Interloper$27.005/8/2011 1:30:40 PM
careful-note$50.005/9/2011 1:06:32 PM
best-witty-bazaar$25.005/10/2011 9:34:42 AM
momentous-velocity5$50.005/10/2011 11:04:29 AM
CPDDDS$50.005/10/2011 8:54:09 PM
worldly-community3$50.005/11/2011 8:37:01 AM
benjo$50.005/11/2011 9:25:33 AM
toblerone$50.005/11/2011 9:31:39 AM
skuba$25.005/11/2011 3:55:01 PM
don8ter$25.005/11/2011 5:45:37 PM
Supernick$50.005/11/2011 5:45:39 PM
superb-funds335$25.005/11/2011 9:54:21 PM
credit-investor5$50.005/12/2011 12:40:21 AM
grampy48$50.005/12/2011 4:06:17 AM
orange-courageous-dedication$50.005/12/2011 12:14:32 PM
Pookie22$50.005/12/2011 12:26:51 PM
note-sensation$50.005/12/2011 12:58:33 PM
MTF$50.005/12/2011 1:09:22 PM
american6$100.005/12/2011 1:36:47 PM
FigTree$50.005/12/2011 2:19:29 PM
benjamins-utopia$50.005/12/2011 3:55:20 PM
first-resplendent-revenue$50.005/12/2011 3:30:16 PM
red-luminous-gain$25.005/12/2011 3:22:15 PM
ahansen$25.005/12/2011 4:04:06 PM
thankful-nickel2$25.005/12/2011 4:24:04 PM
gilbrear$25.005/12/2011 4:25:12 PM
treasure-bliss$50.005/12/2011 5:25:34 PM
durability-ruler$25.005/12/2011 5:27:52 PM
BaxterEvil$25.005/12/2011 5:28:01 PM
orange-camaraderi-galaxy$100.005/12/2011 5:28:11 PM
successful-wealth7$50.005/12/2011 6:03:56 PM
MadHun$100.005/12/2011 8:14:18 PM
tlp43$50.005/12/2011 8:24:32 PM
munro$25.005/12/2011 7:21:32 PM
SteadyOne$25.005/12/2011 8:23:28 PM
LMPjr007$27.585/13/2011 4:21:19 AM
kulender$50.005/13/2011 7:00:06 AM
suk200$25.005/13/2011 5:25:11 AM
dpdn57$25.005/13/2011 7:16:57 AM
MoneyForNothing$16.705/13/2011 7:17:55 AM
108 Investments
 
Borrower Payment Dependent Notes Series 504558
This series of Notes was issued and sold upon the funding of the borrower loan #49416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $16,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  Apr-30-2011 
Term: 60 months Listing End date:  May-13-2011 
 
Lender yield: 10.10% Borrower rate/APR: 11.10% / 11.32% Monthly payment: $348.68
 
Lender servicing fee: 1.00% Effective Yield*: 10.09%  
Estimated return*: 8.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1995 Debt/Income ratio: 16%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,633Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: yield-jedi1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate the debt on 2 credit cards. It will also help with expenses associated with a cross country move.

My financial situation:
I am a good candidate for this loan because...I have an excellent credit rating of 780. I have worked for the same company for the past 4 1/2 years and was recently given a promotion within my company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MrDavid$100.004/30/2011 12:02:11 PM
Gibbyland$100.004/30/2011 12:01:31 PM
dtrain5$25.004/30/2011 12:01:40 PM
useful-currency$25.004/30/2011 12:01:58 PM
AmericanCredit$25.004/30/2011 12:05:43 PM
the-enthralling-coin$50.004/30/2011 12:05:53 PM
indomitable-coin$50.004/30/2011 12:03:14 PM
nosualcneas$25.004/30/2011 12:04:35 PM
balanced-rupee$50.004/30/2011 12:06:55 PM
elasermd$50.004/30/2011 3:06:26 PM
Bank_Of_XL$25.004/30/2011 4:49:30 PM
vutah$25.005/1/2011 8:37:34 AM
MonopolyDred$25.005/1/2011 8:56:20 AM
jpblan11$25.005/1/2011 7:47:20 PM
MiniBank998$25.005/2/2011 1:36:53 AM
auction-seeker$25.005/2/2011 5:55:47 PM
nuclearmoose$50.005/2/2011 9:40:55 PM
exciting-fairness8$50.005/3/2011 9:41:38 AM
shugyosha$50.005/3/2011 11:44:19 AM
credit-mongoose5$25.005/3/2011 12:08:47 PM
PThor$25.005/3/2011 1:55:11 PM
antlr$50.005/4/2011 10:09:03 PM
rmachi$25.005/6/2011 1:15:33 AM
currency-persimmon$50.005/6/2011 7:34:40 AM
wampum-library4$25.005/6/2011 10:00:55 AM
heavenly-interest9$100.005/6/2011 9:31:27 AM
diversification-surge$200.005/6/2011 11:09:55 AM
wealth-tulip4$50.005/6/2011 12:49:42 PM
1phantom$25.005/6/2011 1:35:09 PM
revenue-youngster$25.005/6/2011 4:18:43 PM
damage$25.005/6/2011 8:30:04 PM
Interstate_Rate$186.535/7/2011 2:21:12 AM
ytjameslee$50.005/7/2011 3:17:43 AM
aasx1108$25.005/7/2011 8:34:30 AM
snowman34$25.005/7/2011 7:05:08 PM
nicklds$50.005/7/2011 10:29:53 PM
Pickmar$25.005/8/2011 8:29:12 AM
auction-elvis$25.005/8/2011 11:32:50 AM
JKEnterprises$25.005/8/2011 6:59:10 PM
alben2009$25.005/8/2011 11:50:36 PM
Aimvest$25.005/10/2011 5:02:39 AM
marshallmanhattan$25.005/10/2011 6:03:01 AM
point-pecan$100.005/10/2011 5:19:34 PM
Captain88$25.005/10/2011 5:49:23 PM
euro-broadcaster$50.005/10/2011 8:48:24 PM
Cheburashka$29.505/11/2011 1:17:40 AM
ikozelsky$61.005/10/2011 10:19:50 PM
uberrific$100.005/11/2011 12:34:20 AM
thedoctor$76.525/11/2011 1:10:41 AM
RockCrown$25.005/11/2011 7:24:42 AM
math1973$100.005/11/2011 9:33:58 AM
docdekay$100.005/11/2011 9:45:00 AM
nickel-position$25.005/11/2011 12:41:41 PM
grove064$100.005/11/2011 4:49:16 PM
alpinaut$25.005/12/2011 1:10:41 AM
Ellisdee$50.005/12/2011 5:14:50 AM
Mr_Potter$50.005/12/2011 4:58:41 AM
duty-starfish8$25.005/12/2011 5:44:26 AM
16888$50.005/12/2011 12:56:56 PM
AlBRich$25.005/12/2011 1:06:17 PM
orindalender$50.005/12/2011 12:49:42 PM
Zarks$25.005/12/2011 1:25:09 PM
lifeslessons$29.005/12/2011 1:06:59 PM
wealthstar$50.005/12/2011 1:20:32 PM
Ripsaw4U$50.005/12/2011 1:34:41 PM
orange-resolute-platinum$25.005/12/2011 2:09:24 PM
BookandLaw$50.005/12/2011 2:04:04 PM
diligent-leverage$50.005/12/2011 2:04:20 PM
top-epic-community$50.005/12/2011 3:16:47 PM
rockstar78$50.005/12/2011 3:16:53 PM
Tomeus$50.005/12/2011 3:17:52 PM
reinforced-reward$25.005/12/2011 3:17:58 PM
toocautious$105.025/12/2011 2:56:11 PM
suburbanman64$25.005/12/2011 3:20:34 PM
discrete-asset$25.005/12/2011 3:21:55 PM
dedication-point$25.005/12/2011 3:16:48 PM
fair-gain8$50.005/12/2011 3:16:56 PM
lifegrowth$25.005/12/2011 3:18:08 PM
durability-starfish$25.005/12/2011 3:16:57 PM
Philolend$25.005/12/2011 3:17:39 PM
basis-wizard8$50.005/12/2011 3:23:24 PM
majestic-bill8$39.965/12/2011 3:21:47 PM
jjb3$25.005/12/2011 3:23:14 PM
MissionMicroFinance$36.715/12/2011 5:21:16 PM
Susie-Q$50.005/12/2011 6:09:28 PM
budyzr$25.005/12/2011 5:44:48 PM
soulwork$25.005/12/2011 7:53:53 PM
keppim$25.005/12/2011 7:03:02 PM
unassuming-note$25.005/12/2011 9:59:21 PM
outwish$25.005/13/2011 1:30:31 AM
L-vex$25.005/13/2011 1:30:54 AM
ChristopherHS$25.005/13/2011 1:45:06 AM
revmax$25.005/13/2011 1:45:55 AM
tutnyce$174.325/12/2011 8:49:59 PM
medebe$25.005/12/2011 9:43:17 PM
credit-magician$25.675/13/2011 1:54:17 AM
rakstar$25.385/13/2011 1:20:47 AM
samhome$25.005/13/2011 4:45:43 AM
lanlie$37.355/13/2011 4:55:59 AM
jasperpants$25.005/13/2011 1:19:57 AM
MrGhost$25.005/13/2011 1:20:32 AM
WorldlyWorker$25.005/13/2011 1:40:47 AM
Green_Bean$25.005/13/2011 1:39:33 AM
ctgscott$25.005/13/2011 1:52:04 AM
bankojerry$25.005/13/2011 5:27:56 AM
anwn$50.005/13/2011 5:24:55 AM
JustMee$25.005/13/2011 6:16:23 AM
TennSquire$25.005/13/2011 7:31:46 AM
Munnie$25.005/13/2011 7:35:17 AM
wise-cash-keeper$25.005/13/2011 9:07:21 AM
beaker$25.005/13/2011 8:21:05 AM
pwkpwk$25.005/13/2011 9:54:23 AM
adhawan325$25.005/13/2011 9:55:11 AM
kindness-dessert$50.005/13/2011 10:51:37 AM
officer8$25.005/13/2011 11:40:46 AM
MGinvest$25.005/13/2011 11:43:51 AM
fantastic-openness$50.005/13/2011 12:07:45 PM
seabass123$25.005/13/2011 12:13:28 PM
a-restless-dollar$25.005/13/2011 12:09:56 PM
baker31$50.005/13/2011 12:13:34 PM
withfries2$100.005/13/2011 12:51:09 PM
rapid-loyalty1$25.005/13/2011 1:02:43 PM
csandb$25.005/13/2011 1:13:16 PM
EverettFinancial$25.005/13/2011 12:40:25 PM
gold-fluffy-bunny4$100.005/13/2011 12:14:06 PM
regahj99$25.005/13/2011 12:35:42 PM
wyogirllender$25.005/13/2011 1:09:48 PM
unflappable-bonus3$50.005/13/2011 1:40:26 PM
fund-turtle$50.005/13/2011 2:11:53 PM
mike279766$54.005/13/2011 2:13:09 PM
fund-tom-tom6$89.905/13/2011 2:30:03 PM
andyb9$50.005/13/2011 2:35:01 PM
SolarMoonshine$25.005/13/2011 3:25:08 PM
pinnacle10$25.005/13/2011 3:30:08 PM
Zuzu$50.835/13/2011 2:44:58 PM
sincere-balance$41.005/13/2011 2:55:06 PM
coin-popcorn$25.005/13/2011 3:38:35 PM
BlueProteus$25.005/13/2011 3:47:45 PM
VillageLending$25.005/13/2011 3:34:48 PM
mistertao$25.005/13/2011 3:58:38 PM
bvzm$50.004/30/2011 12:04:55 PM
minista$25.004/30/2011 12:05:15 PM
meux99$25.004/30/2011 12:01:46 PM
Carpetkid$50.004/30/2011 12:05:47 PM
fcrick$25.004/30/2011 12:02:04 PM
MARWARISETH$25.004/30/2011 12:02:30 PM
ore-genius2$100.004/30/2011 12:04:25 PM
TomKacz$100.004/30/2011 12:07:58 PM
smart-kindness8$100.004/30/2011 12:05:22 PM
DukSerduk$25.004/30/2011 12:01:13 PM
MasterJin$50.004/30/2011 12:01:51 PM
blooming-market$25.004/30/2011 12:01:54 PM
kenji4861$25.004/30/2011 12:04:41 PM
serene-truth2$50.004/30/2011 12:05:04 PM
inspired-investment8$100.004/30/2011 12:05:28 PM
unrivaled-silver$50.004/30/2011 12:06:49 PM
Leopoldine$25.004/30/2011 12:07:34 PM
lukeskywalkerkp$25.004/30/2011 12:08:24 PM
Dollars4Rent$50.004/30/2011 12:10:46 PM
reflective-rupee$200.004/30/2011 1:30:29 PM
rpg$35.004/30/2011 4:38:34 PM
life-is-great$25.005/1/2011 6:41:49 AM
lloyd_s$25.005/1/2011 3:12:19 PM
cablenews$50.005/1/2011 4:48:25 PM
indomitable-coin$50.005/1/2011 5:27:09 PM
Kerrysbay$50.005/2/2011 12:48:08 AM
Zipperdu$50.005/2/2011 8:34:27 AM
cardelt$30.005/2/2011 12:55:17 PM
_wally_$50.005/2/2011 12:33:34 PM
BlackCat36$50.005/2/2011 2:49:36 PM
unclejaef$25.005/2/2011 3:25:58 PM
worthy-bid8$100.005/2/2011 4:20:14 PM
Avala$50.005/2/2011 6:19:54 PM
cash-cymbal$25.005/2/2011 7:57:13 PM
ingenious-order783$25.005/3/2011 5:32:21 AM
hard-working-penny$25.005/3/2011 8:48:35 AM
heroic-p2ploan2$50.005/3/2011 9:36:18 AM
efficient-treasure0$25.005/3/2011 10:18:43 AM
availableloan$25.005/3/2011 6:17:16 PM
g314$30.005/3/2011 9:05:27 PM
kulender$50.005/4/2011 6:29:09 AM
HookersandBlow$25.005/4/2011 9:27:51 AM
cmg891$50.005/4/2011 9:39:23 AM
nex$25.005/4/2011 11:21:04 AM
krd_Chicago$100.005/4/2011 4:43:23 PM
radforj22$25.005/4/2011 5:28:41 PM
a-responsible-return$50.005/4/2011 6:05:00 PM
dpfl55$25.005/4/2011 6:20:36 PM
SCD$25.005/4/2011 8:07:51 PM
ingenious-truth0$50.005/5/2011 5:25:32 PM
penny-candy$25.005/5/2011 7:50:41 PM
compoundinterest$50.005/6/2011 5:24:05 AM
velocity-solo$25.005/6/2011 9:15:57 AM
108lender$200.005/6/2011 9:19:22 AM
octoberfresh$25.005/6/2011 9:27:45 AM
SJM10011a$25.005/6/2011 9:29:47 AM
FlexFunding$50.005/6/2011 10:28:47 AM
tender-integrity3$100.005/6/2011 12:59:33 PM
astute-fairness0$25.005/6/2011 6:32:37 PM
unafraid-loan2$25.005/7/2011 5:12:03 AM
RankPaid$25.005/7/2011 10:08:34 AM
investment-comet$25.005/7/2011 10:29:27 AM
jazz619$25.005/7/2011 4:49:13 PM
selector568$200.005/9/2011 9:12:35 AM
Cover4$25.005/9/2011 7:49:29 AM
degster$25.005/9/2011 12:24:12 PM
subtle-revenue0$25.005/9/2011 11:01:45 AM
AFairDeal$50.005/9/2011 3:17:09 PM
MwarrenB$50.005/9/2011 6:20:14 PM
valiant-liberty4$25.005/10/2011 5:31:56 AM
davisfl$50.005/10/2011 7:26:11 AM
cerebral-auction950$50.005/10/2011 9:35:14 AM
Weaverville$50.005/10/2011 1:29:16 PM
unrivaled-income5$100.005/10/2011 5:34:38 PM
asset-beeper8$50.005/10/2011 5:33:45 PM
marshallpeters$50.005/10/2011 5:48:28 PM
ceg451$25.005/10/2011 5:57:47 PM
SFGuy$39.705/10/2011 8:43:26 PM
BankingFamily$25.005/11/2011 1:28:34 AM
GodzillaLending$25.005/11/2011 1:47:04 AM
grc$25.005/11/2011 8:08:58 AM
vigilance-revolutionary$50.005/11/2011 5:39:56 PM
Crisscross$50.005/11/2011 6:14:20 PM
MTLoans$25.005/12/2011 1:29:19 AM
ideal-platinum1$25.005/12/2011 4:29:51 AM
Marathoner$25.005/12/2011 7:04:04 AM
bradny$25.005/12/2011 8:36:27 AM
kind-adventurous-finance$50.005/12/2011 8:44:21 AM
julijask$50.005/12/2011 9:50:16 AM
cosmof16$25.005/12/2011 10:34:26 AM
rapid-wampum5$40.005/12/2011 12:23:35 PM
juliejk10$25.005/12/2011 12:27:18 PM
trucklawyer$25.005/12/2011 12:34:41 PM
LowLeftJim$25.005/12/2011 1:06:26 PM
cleveland2portland$50.005/12/2011 1:24:59 PM
dharma1$25.005/12/2011 1:15:19 PM
Sanford-N-Sons$25.005/12/2011 1:38:16 PM
colorado23$50.005/12/2011 1:49:35 PM
SailAwayMoon$25.005/12/2011 2:04:09 PM
kloan$25.005/12/2011 2:01:18 PM
donloah$50.005/12/2011 3:03:50 PM
logical-reward8$25.005/12/2011 3:15:24 PM
klinebarger$25.005/12/2011 3:16:49 PM
brewman$25.005/12/2011 2:39:07 PM
dochelp$50.005/12/2011 3:16:58 PM
brightest-dynamic-peace$25.005/12/2011 3:17:33 PM
bikermouse$50.005/12/2011 3:17:48 PM
wise-silver-wonder$25.005/12/2011 3:17:51 PM
bndlending2u$50.005/12/2011 3:18:18 PM
CE88$100.005/12/2011 2:29:28 PM
DadWarbucks$45.575/12/2011 3:16:27 PM
wjf60$25.005/12/2011 3:16:50 PM
tenacious-payout$50.005/12/2011 3:17:35 PM
donmacprosper$25.005/12/2011 3:18:39 PM
djh47a$25.005/12/2011 3:21:20 PM
loot-funkmaster$25.005/12/2011 3:16:44 PM
GhaChr$25.005/12/2011 3:16:51 PM
magnetic-vigilance3$100.005/12/2011 3:17:16 PM
listing-meridian$50.005/12/2011 3:17:45 PM
Richmp412$25.005/12/2011 3:21:50 PM
saahilld$25.005/12/2011 3:49:25 PM
dinero-storm4$100.005/12/2011 4:08:50 PM
jgs715$50.005/12/2011 3:29:56 PM
syounker$50.005/12/2011 3:39:09 PM
kfi805$50.005/12/2011 4:33:54 PM
slartibardfast$25.005/12/2011 5:26:48 PM
ash135$25.005/12/2011 5:26:51 PM
tdinbranson$50.005/12/2011 5:38:33 PM
dma1206$50.005/12/2011 8:08:50 PM
planet613$50.005/12/2011 10:01:12 PM
kcole10$25.005/13/2011 1:30:58 AM
Nco$25.005/13/2011 1:44:19 AM
USMC0311$27.685/13/2011 1:45:59 AM
new-reward-sequoia$25.005/13/2011 1:54:31 AM
lenderme$25.005/12/2011 10:04:26 PM
Mark-O-Polo$28.925/13/2011 1:19:19 AM
Steveoo1$37.395/13/2011 1:21:31 AM
Emgolda$25.005/13/2011 1:32:22 AM
ultimatepaintball$25.005/13/2011 1:40:13 AM
lost-money-so-far-on-these$25.005/13/2011 1:21:38 AM
whistledicksmith$31.845/13/2011 1:39:53 AM
think-become$25.005/13/2011 1:45:18 AM
peb44$25.005/13/2011 6:05:17 AM
jamesgrmy$50.005/13/2011 7:55:24 AM
bearclan$25.005/13/2011 6:16:53 AM
otalon$50.005/13/2011 8:21:08 AM
FoosMaster$33.375/13/2011 8:20:31 AM
compassion-paladin042$25.005/13/2011 9:24:55 AM
resolute-return1$34.525/13/2011 9:33:15 AM
Warbler$25.005/13/2011 9:25:16 AM
kinetic-truth$25.005/13/2011 9:46:35 AM
justinology$50.005/13/2011 11:41:06 AM
gauss02$25.005/13/2011 11:19:00 AM
circustab$50.005/13/2011 12:06:10 PM
jwstclair$25.005/13/2011 12:27:41 PM
designer_10$25.005/13/2011 12:18:31 PM
debt-legend$25.005/13/2011 12:46:17 PM
withfries2$100.005/13/2011 12:51:22 PM
helpful-fund8$1,000.005/13/2011 1:08:32 PM
melodious-fairness$100.005/13/2011 12:32:08 PM
revenue-spa8$54.405/13/2011 1:14:04 PM
thorough-payout8$50.005/13/2011 12:46:26 PM
CSAworker$25.005/13/2011 1:49:08 PM
thankful-nickel2$50.005/13/2011 1:51:57 PM
wild-orange$50.005/13/2011 2:18:20 PM
esander2$34.895/13/2011 2:47:23 PM
steady-funds3$29.655/13/2011 2:04:11 PM
dammage$35.435/13/2011 2:38:01 PM
economy-popcorn$25.005/13/2011 3:25:00 PM
ethical-asset$1,700.005/13/2011 2:31:57 PM
lawyervon$25.005/13/2011 2:44:29 PM
unassailable-dollar$41.255/13/2011 3:34:17 PM
persistent-balance7$100.005/13/2011 2:59:21 PM
currency-meteor250$25.005/13/2011 3:19:15 PM
optionscashflow$25.005/13/2011 3:44:21 PM
315 Investments
 
Borrower Payment Dependent Notes Series 504564
This series of Notes was issued and sold upon the funding of the borrower loan #49401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Apr-30-2011 
Term: 36 months Listing End date:  May-12-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $343.67
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1999 Debt/Income ratio: 36%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,729Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: 14KailaNMe Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2008)
 
Principal balance: $1,465.91 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Payoff Debt Please
Purpose of loan is to consolidate credit cards, and loans. Then to finish my bathroom so I can start using it after 2 years.

I will be using this loan to pay of an existing Prosper loan with a balance of $1500. I will also payoff 2 credit cards with a balance of $3000 on each. With the remaining $1500 I plan to finish my bathroom.

My financial situation: I make about $40000/yr from my daily job. I also own my own website (www.nicadbatteryfix.com). I wrote, and now sell my eBook from this site. This brings in an extra $20000/yr

I am a good candidate for this loan because... I have an excellant credit rating. I pay my bills on time. And I make enough money to easily pay back this loan.

Monthly net income: $4000
Housing: $712
Insurance: $65
Car expenses: $420
Utilities: $150
Phone, cable, internet: $88
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-artist$25.014/30/2011 12:06:41 PM
janeybooboo$51.004/30/2011 12:07:30 PM
OldManP$25.004/30/2011 12:02:52 PM
economy-coup$30.004/30/2011 12:05:39 PM
diplomatic-wealth7$25.004/30/2011 12:07:25 PM
clemclan$33.254/30/2011 2:21:22 PM
hookUup$26.734/30/2011 5:20:02 PM
DasMula$27.004/30/2011 7:36:06 PM
DoctorJoe$25.005/2/2011 5:30:50 AM
professional-coin1$85.005/2/2011 12:17:16 PM
irrelevant$25.005/3/2011 6:50:58 PM
MoneyForNothing$25.005/4/2011 5:29:47 PM
Weaverville$25.005/5/2011 10:06:40 AM
dmb8183$50.005/5/2011 11:29:17 AM
marketplace-meridian$50.005/7/2011 7:40:00 AM
hamster$25.005/8/2011 2:08:58 PM
qsolo$200.005/9/2011 9:42:49 AM
BlueProteus$25.005/9/2011 1:11:40 PM
lender12345$25.005/9/2011 2:27:19 PM
Bill88$25.005/9/2011 1:48:51 PM
ethicalhumanist$25.005/9/2011 6:55:42 PM
Nerdster1$25.105/10/2011 3:58:24 AM
handy-point5$25.005/10/2011 6:38:44 AM
hitsman$50.005/10/2011 9:11:30 AM
american-investor$50.005/10/2011 10:10:47 AM
mlj0671$25.005/10/2011 10:50:45 AM
exciting-loyalty3$100.005/10/2011 1:50:23 PM
competent-p2p$45.005/10/2011 7:29:44 PM
umfan123$25.005/11/2011 6:05:00 AM
LittleMingo$30.005/11/2011 11:48:08 AM
investment-cluster$30.005/11/2011 7:17:10 PM
grampy48$50.005/12/2011 4:06:56 AM
loyalist1$100.005/12/2011 6:39:03 AM
Galdis$25.005/12/2011 6:40:20 AM
shrewd-income$100.005/12/2011 7:22:29 AM
briskdevl07$25.005/12/2011 7:55:40 AM
lightninghcky7$25.005/12/2011 8:32:33 AM
stanfordgrad05$50.005/12/2011 9:38:25 AM
Reddy_Capital$25.005/12/2011 10:47:05 AM
Investor509$25.005/12/2011 11:56:48 AM
star30$36.865/12/2011 1:05:49 PM
the-enthralling-coin$25.004/30/2011 12:06:13 PM
ingenious-deal6$25.004/30/2011 12:07:11 PM
SolarMoonshine$25.004/30/2011 1:24:33 PM
janeybooboo$49.005/1/2011 7:41:51 PM
Chesterite$25.005/2/2011 10:03:47 AM
reflective-rupee$25.005/2/2011 10:02:26 AM
Moe87$25.005/2/2011 6:23:01 PM
bonus-demon$50.005/3/2011 10:29:50 AM
the-reliable-trade$100.005/4/2011 5:54:21 PM
the-enthralling-coin$25.005/5/2011 5:50:00 PM
jjswanso$40.005/6/2011 11:25:08 AM
chungfang$25.005/6/2011 4:20:50 PM
CAGE-Investments$25.005/7/2011 3:55:27 AM
genius520$50.005/7/2011 2:00:45 PM
amlu1988$25.005/7/2011 8:54:15 PM
Whipster$35.005/8/2011 6:43:21 AM
2grindstones$25.005/8/2011 10:40:22 AM
exchange-upholder0$25.005/8/2011 2:00:28 PM
worth-blanket2$5,000.005/9/2011 11:11:56 AM
bid-czar8$50.005/9/2011 1:29:28 PM
friendinmoney$25.005/9/2011 3:53:41 PM
thankful-nickel2$25.005/9/2011 4:03:15 PM
itskarma$25.255/9/2011 5:54:28 PM
miamibeachloaner$25.005/9/2011 7:11:32 PM
Reliance_Banker$25.005/9/2011 7:58:46 PM
wonder3$35.005/10/2011 5:41:03 AM
grnii78$100.005/10/2011 9:21:06 AM
careful-note$50.005/10/2011 9:11:21 AM
Whatssofunnybout$30.005/10/2011 9:20:37 AM
Leshan$158.315/10/2011 10:08:39 AM
SecondChanceLendingSERV$25.005/10/2011 11:02:55 AM
brightest-dignified-penny$25.005/10/2011 4:31:58 PM
investment-thinker4$25.005/11/2011 4:53:07 AM
interest88$25.005/11/2011 5:36:55 AM
The-Helper$26.005/11/2011 7:39:05 AM
myidear$25.005/11/2011 10:41:20 AM
lendstats_com$200.005/11/2011 10:10:14 AM
payout-banker4$25.005/12/2011 12:28:39 AM
youngster50$100.005/11/2011 8:02:14 PM
loss-of-control$100.005/11/2011 8:01:45 PM
credit-investor5$50.005/12/2011 12:27:33 AM
market-inspector$25.005/12/2011 3:29:16 AM
InChicago$50.005/12/2011 7:18:19 AM
GElender$50.005/12/2011 6:56:42 AM
dough-hammock$25.005/12/2011 6:56:07 AM
economy-producer$25.005/12/2011 12:25:58 PM
dcap3$50.005/12/2011 12:27:24 PM
kidsskipp$50.005/12/2011 12:51:23 PM
zone8$100.005/12/2011 12:37:10 PM
MTF$50.005/12/2011 1:03:41 PM
Grandmahoneybee$50.005/12/2011 1:19:38 PM
rlrcstr$25.005/12/2011 1:07:33 PM
93 Investments
 
Borrower Payment Dependent Notes Series 504706
This series of Notes was issued and sold upon the funding of the borrower loan #49419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,289.58 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  May-01-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $273.90
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1994 Debt/Income ratio: 10%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 2 / 2Length of status:19y 2m
Amount delinquent: $70 Total credit lines: 8 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $187Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: agreement-griffin7 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
twoivytwin
Purpose of loan:
This loan will be used to...pay taxes

My financial situation:
I am a good candidate for this loan because... I believe everyone deserves 2nd chances and with trying to get themselves on the right track. Just need help to get to this point.


Monthly net income: $2600 + 800 from roommate
Monthly expenses: $2338
Housing: $1350
Insurance: $50
Car expenses: $150
Utilities: $100
Phone, cable, internet: $158
Food, entertainment: $ 200, 75
Clothing, household expenses: $ 100
Credit cards and other loans: $ 50
Other expenses: $140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.005/1/2011 12:03:05 PM
ingenious-deal6$25.005/1/2011 12:21:54 PM
smilinsam$50.005/1/2011 7:47:08 PM
asset-equilibrium0$50.005/2/2011 8:06:26 AM
2grindstones$25.005/2/2011 5:08:53 PM
bonus-demon$50.005/3/2011 10:30:10 AM
chungfang$25.005/6/2011 4:21:01 PM
miamibeachloaner$25.005/9/2011 7:11:40 PM
bid-czar8$50.005/10/2011 9:11:26 AM
attractive-point5$25.005/10/2011 9:20:16 AM
thelovebug$50.005/10/2011 11:34:14 AM
stanfordgrad05$50.005/12/2011 9:38:35 AM
market-inspector$25.005/12/2011 11:20:47 AM
economy-producer$25.005/12/2011 12:26:15 PM
money-bauble$100.005/12/2011 2:09:02 PM
successful-wealth7$25.005/12/2011 6:09:16 PM
fighter122$35.005/12/2011 6:24:54 PM
fmanjoo$25.005/13/2011 9:37:27 AM
moola-wildebeest3$50.005/13/2011 9:37:45 AM
uprising35$25.005/13/2011 9:38:19 AM
jamiee73$25.005/13/2011 9:54:56 AM
Ocean713$50.005/13/2011 11:08:52 AM
missing-link$25.005/13/2011 1:39:56 PM
jybank$50.005/13/2011 3:59:43 PM
melodious-openness$25.005/13/2011 4:38:01 PM
VillageLending$25.005/13/2011 3:58:00 PM
HardLender$50.005/13/2011 5:01:15 PM
flexible-return297$25.005/13/2011 5:28:47 PM
competent-p2p$35.005/13/2011 5:58:02 PM
foothillender$25.005/13/2011 7:06:06 PM
VJ_Financial$30.005/13/2011 7:54:01 PM
payout-network1$97.005/13/2011 8:07:03 PM
graceful-investment$100.005/14/2011 3:55:52 AM
principal-laser$60.005/14/2011 4:54:17 AM
CashFlow13$1,000.005/14/2011 7:05:15 AM
SIGLLC$25.005/14/2011 7:27:26 AM
interstellar$75.005/14/2011 7:34:00 AM
liberty-point$25.005/14/2011 7:18:45 AM
baker31$50.005/14/2011 7:44:06 AM
gothampark$25.005/14/2011 7:46:24 AM
lagnisiruk$25.005/14/2011 8:19:58 AM
blitzen40$25.005/14/2011 8:25:31 AM
red-power-pecan$50.005/14/2011 9:04:42 AM
bmbanzai$25.005/14/2011 9:12:10 AM
dollar-authority$100.005/14/2011 9:10:24 AM
FeedTheMachine$100.005/14/2011 12:12:29 PM
burrito6$25.005/14/2011 12:12:31 PM
bonafide-transaction1$50.005/14/2011 12:13:02 PM
zippy-ore3$50.005/14/2011 12:20:17 PM
money-fort$25.005/14/2011 2:44:39 PM
worldly-community3$25.005/14/2011 6:29:53 PM
orgy63$50.005/14/2011 11:05:17 PM
dynamic-point$25.005/15/2011 7:03:09 AM
NavyDoc01$146.515/15/2011 9:14:00 AM
the-enthralling-coin$25.005/1/2011 12:02:41 PM
Artist_Blue$25.005/2/2011 6:12:40 AM
suave-dime6$25.005/2/2011 4:52:01 AM
_wally_$25.005/2/2011 12:38:17 PM
gain-gourd$100.005/2/2011 2:41:06 PM
irrelevant$25.005/3/2011 6:51:11 PM
a-finance-nirvana$25.005/4/2011 2:01:12 AM
the-reliable-trade$100.005/5/2011 5:33:44 PM
Weaverville$25.005/6/2011 1:29:47 AM
genius520$50.005/7/2011 2:00:50 PM
CAGE-Investments$25.005/9/2011 4:29:39 PM
authentic-finance194$100.005/10/2011 10:34:00 AM
exciting-loyalty3$100.005/10/2011 1:50:31 PM
careful-note$50.005/10/2011 4:17:42 PM
hitsman$50.005/10/2011 5:54:51 PM
zone8$100.005/12/2011 12:37:29 PM
kidsskipp$50.005/12/2011 12:51:29 PM
worthy-bid8$50.005/12/2011 5:25:58 PM
interest-griffin$50.005/12/2011 5:39:14 PM
Redmond$25.005/12/2011 6:19:06 PM
Miklot$75.005/13/2011 9:31:32 AM
point-compadre$50.005/13/2011 9:37:38 AM
rlrcstr$25.005/13/2011 9:33:25 AM
income-buddy7$50.005/13/2011 9:56:57 AM
anton$100.005/13/2011 11:48:58 AM
nex$50.005/13/2011 11:04:03 AM
papaloha$25.005/13/2011 3:25:09 PM
CA-Lender$25.055/13/2011 5:08:27 PM
authentic-finance194$100.005/13/2011 5:52:05 PM
peso-aggregator$25.005/13/2011 6:31:31 PM
reflective-rupee$25.005/13/2011 6:34:04 PM
unger$100.005/13/2011 7:55:59 PM
vishal29$25.005/13/2011 10:58:03 PM
IIP77$25.005/14/2011 2:23:36 AM
jasonuz$25.005/14/2011 1:49:38 AM
zone6$55.365/14/2011 2:51:26 AM
Easystreet$25.005/14/2011 2:24:17 AM
the-profit-oracle$25.005/14/2011 3:38:33 AM
wwwUniversal$25.005/14/2011 3:37:55 AM
handshake5$60.655/14/2011 4:10:11 AM
bountiful-durability$50.005/14/2011 4:10:34 AM
jbloans$25.005/14/2011 6:54:08 AM
wyobeads$25.005/14/2011 7:01:47 AM
Leshan$25.005/14/2011 7:29:53 AM
rakey$25.005/14/2011 7:18:19 AM
Bob450$25.005/14/2011 7:39:05 AM
currency-persimmon$25.005/14/2011 7:46:22 AM
Cai8899$25.005/14/2011 7:50:44 AM
Cerbie$30.005/14/2011 8:18:45 AM
credit-birch$70.005/14/2011 8:29:43 AM
1phantom$25.005/14/2011 8:40:28 AM
lovely-order7$25.005/14/2011 8:48:23 AM
Pu239$70.005/14/2011 8:54:10 AM
authoritative-capital$25.005/14/2011 8:34:51 AM
lotuss4$25.015/14/2011 9:15:08 AM
CaliforniaSun$25.005/14/2011 9:24:16 AM
unrelenting-auction7$50.005/14/2011 10:35:48 AM
handy-justice$100.005/14/2011 12:07:37 PM
LAM26$25.005/14/2011 12:12:25 PM
revenue-tsunami$50.005/14/2011 12:19:48 PM
Medic05$25.005/14/2011 12:20:04 PM
thedude393$50.005/14/2011 12:20:00 PM
red-luminous-gain$25.005/14/2011 12:20:49 PM
orange-courageous-dedication$25.005/14/2011 4:45:19 PM
Ragnar$50.005/14/2011 9:34:30 PM
Investoman$75.005/15/2011 4:23:57 AM
realtormoises$25.005/15/2011 7:39:15 AM
sappy02$25.005/15/2011 10:00:01 AM
122 Investments
 
Borrower Payment Dependent Notes Series 504738
This series of Notes was issued and sold upon the funding of the borrower loan #49442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $239.52
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1999 Debt/Income ratio: 47%
Credit score: 660-679 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,978Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: chemistry955 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
carrier
Purpose of loan:
This loan will be used to...consolidate

My financial situation: ok
I am a good candidate for this loan because...


Monthly net income: $3500
Monthly expenses: $
Housing: $1230
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.005/2/2011 9:09:00 AM
rockstar78$25.005/2/2011 9:39:50 AM
gain-gourd$100.005/2/2011 2:40:57 PM
SolarMoonshine$25.005/2/2011 4:54:33 PM
BuildingShanghai$195.005/5/2011 8:32:58 AM
chungfang$25.005/6/2011 4:21:17 PM
Weaverville$25.005/7/2011 2:08:38 AM
Rogelio48$25.005/7/2011 7:10:38 AM
Kash2010lu$25.005/7/2011 9:48:20 AM
genius520$50.005/7/2011 2:01:05 PM
lendstats_com$200.005/10/2011 6:52:23 AM
revenue-spa8$50.005/10/2011 7:56:52 AM
Makingitrain$25.005/10/2011 9:36:09 AM
DasMula$27.005/10/2011 12:43:56 PM
happy-return1$25.005/10/2011 5:08:04 PM
orange-scrappy-asset$198.005/10/2011 5:14:29 PM
anton$50.005/2/2011 9:08:01 AM
_wally_$25.005/2/2011 12:38:08 PM
suave-dime6$25.005/2/2011 2:15:06 PM
bonus-demon$50.005/3/2011 10:30:37 AM
irrelevant$25.005/3/2011 6:51:27 PM
diplomatic-wealth7$25.005/4/2011 5:58:11 PM
responsible-worth113$25.005/6/2011 5:24:17 PM
EJF$50.005/9/2011 7:26:19 AM
worth-blanket2$3,850.005/9/2011 10:53:40 AM
the-reliable-trade$100.005/9/2011 4:14:22 PM
VJ_Financial$30.005/9/2011 6:11:37 PM
miamibeachloaner$25.005/9/2011 7:12:08 PM
grampy48$25.005/10/2011 8:11:50 AM
chungfang$50.005/10/2011 12:11:03 PM
exciting-loyalty3$100.005/10/2011 1:51:03 PM
31 Investments
 
Borrower Payment Dependent Notes Series 504892
This series of Notes was issued and sold upon the funding of the borrower loan #49348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $139.92
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1976 Debt/Income ratio: 18%
Credit score: 800-819 (Apr-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 17Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,363 
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: Ohio_U_MBA Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 800-819 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
820-839 (Apr-2009)
820-839 (Feb-2008)
 
Principal balance: $1,452.74 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
loanforfriend
Purpose of loan:
Help a friend with some unexpected medical expenses.

My financial situation:
I am a good candidate for this loan because I have sufficient assets and excellent credit history to pay this loan. I am a homeowner and have been a borrower for over 40 years and have always paid on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DukSerduk$25.005/2/2011 5:06:01 PM
MrDavid$50.005/2/2011 5:07:50 PM
inspired-investment8$100.005/2/2011 5:08:34 PM
AmericanCredit$25.005/2/2011 5:08:43 PM
MoneyForNothing$25.005/2/2011 5:05:10 PM
dtrain5$25.005/2/2011 5:06:51 PM
meux99$25.005/2/2011 5:06:59 PM
useful-currency$25.005/2/2011 5:07:32 PM
nosualcneas$25.005/2/2011 5:08:00 PM
unrivaled-silver$50.005/2/2011 5:08:56 PM
unclejaef$25.005/2/2011 5:13:16 PM
minista$25.005/2/2011 5:08:24 PM
coolcoast$50.005/2/2011 7:12:52 PM
thorough-payout8$25.005/2/2011 9:37:41 PM
ItsJustMe79$40.005/3/2011 12:44:36 AM
cello1$25.005/3/2011 3:32:08 AM
axl163$25.005/3/2011 3:05:05 AM
heroic-p2ploan2$50.005/3/2011 9:36:36 AM
efficient-treasure0$25.005/3/2011 10:18:58 AM
r48$25.005/3/2011 11:49:50 AM
PThor$25.005/3/2011 1:55:29 PM
g314$30.005/3/2011 9:05:42 PM
antlr$50.005/4/2011 10:09:14 PM
penny-candy$25.005/5/2011 8:03:11 PM
BlackCat36$50.005/6/2011 9:29:17 AM
p43600jw$25.005/6/2011 10:05:01 AM
tender-integrity3$100.005/6/2011 12:59:54 PM
kevinchu$25.005/7/2011 2:39:28 AM
bsmtloan$72.435/7/2011 9:19:12 AM
auction-elvis$25.005/8/2011 11:35:15 AM
credit-investor5$50.005/8/2011 4:19:14 PM
purposeful-pound5$25.005/9/2011 4:53:10 AM
letsbank$25.005/8/2011 7:53:01 PM
ore-didgeridoo$25.005/9/2011 2:59:08 PM
AFairDeal$50.005/9/2011 3:17:35 PM
davisfl$50.005/10/2011 7:26:21 AM
Interstate_Rate$50.005/10/2011 9:24:55 AM
nuclearmoose$50.005/10/2011 12:54:15 PM
MARWARISETH$25.005/10/2011 5:30:35 PM
wampum-library4$25.005/10/2011 5:49:51 PM
velocity-solo$25.005/10/2011 5:43:06 PM
math1973$100.005/11/2011 9:34:13 AM
Marathoner$25.005/12/2011 7:04:16 AM
cosmof16$25.005/12/2011 11:21:11 AM
outofoffice$50.005/12/2011 12:18:16 PM
orindalender$50.005/12/2011 12:50:03 PM
FlexFunding$50.005/12/2011 1:20:27 PM
16888$25.005/12/2011 12:57:09 PM
SailAwayMoon$25.005/12/2011 2:04:17 PM
orange-resolute-platinum$25.005/12/2011 2:09:29 PM
ingenious-truth0$55.685/12/2011 3:18:14 PM
payout-reaction740$25.005/12/2011 2:33:58 PM
saahilld$25.005/12/2011 3:49:33 PM
wwwUniversal$25.005/13/2011 1:51:14 AM
TennSquire$25.005/13/2011 7:31:54 AM
Munnie$25.005/13/2011 7:35:26 AM
pjnala1$50.005/13/2011 7:58:42 AM
wise-cash-keeper$25.005/13/2011 9:07:46 AM
fantastic-openness$100.005/13/2011 12:14:45 PM
Mad_Scientist$25.005/2/2011 5:06:19 PM
bvzm$50.005/2/2011 5:08:13 PM
smart-kindness8$100.005/2/2011 5:08:29 PM
socal-lender$25.005/2/2011 5:06:22 PM
blooming-market$25.005/2/2011 5:07:07 PM
fcrick$25.005/2/2011 5:07:17 PM
ore-genius2$100.005/2/2011 5:07:55 PM
balanced-rupee$50.005/2/2011 5:09:13 PM
Leopoldine$25.005/2/2011 5:09:21 PM
cablenews$50.005/2/2011 5:12:12 PM
RandyL3$25.005/2/2011 5:12:30 PM
the-enthralling-coin$100.005/2/2011 5:06:09 PM
kenji4861$25.005/2/2011 5:08:08 PM
serene-truth2$50.005/2/2011 5:08:18 PM
Carpetkid$50.005/2/2011 5:08:50 PM
reflective-rupee$25.005/2/2011 5:09:05 PM
lukeskywalkerkp$25.005/2/2011 5:09:29 PM
Avala$50.005/2/2011 6:20:05 PM
indomitable-coin$26.555/3/2011 3:56:40 AM
bonus-cougar$25.005/3/2011 7:54:10 AM
MasterJin$25.005/3/2011 1:42:08 PM
blot44$50.005/3/2011 8:14:45 PM
kulender$50.005/4/2011 6:29:29 AM
elasermd$50.005/4/2011 5:33:03 PM
dpfl55$25.005/4/2011 6:20:26 PM
swissbanker$50.005/4/2011 10:37:34 PM
Drewkeeper$25.005/5/2011 2:01:04 AM
thankful-nickel2$25.005/5/2011 5:32:35 PM
a2190b$25.005/5/2011 7:21:21 PM
compoundinterest$50.005/6/2011 5:24:22 AM
life-is-great$25.005/6/2011 9:20:36 AM
nex$25.005/6/2011 12:40:57 PM
radforj22$25.005/6/2011 3:44:35 PM
j2ee$25.005/6/2011 6:19:43 PM
damage$25.005/6/2011 8:30:12 PM
billnsc$26.005/6/2011 9:28:28 PM
marwadi-62$300.005/7/2011 9:16:37 AM
snowman34$25.005/7/2011 7:05:14 PM
loyalty-voyage$50.005/9/2011 10:09:22 AM
Heater36$25.005/10/2011 10:10:06 AM
CPA-Banker$25.005/10/2011 4:46:55 PM
ceg451$25.005/10/2011 5:57:59 PM
uberrific$100.005/11/2011 12:34:38 AM
RockCrown$25.005/11/2011 7:24:50 AM
docdekay$100.005/11/2011 9:45:11 AM
rmachi$25.005/12/2011 9:47:52 AM
rapid-wampum5$40.005/12/2011 12:24:06 PM
dcap3$50.005/12/2011 12:39:03 PM
CapitalAdvisor$31.855/12/2011 2:29:35 PM
dharma1$25.005/12/2011 3:23:44 PM
Susie-Q$30.325/12/2011 6:34:45 PM
sunny1985$25.005/12/2011 10:00:12 PM
CapStack$50.005/13/2011 9:43:57 AM
mrpowers5531$25.005/13/2011 9:56:17 AM
gauss02$25.005/13/2011 11:19:06 AM
sharp-reward920$25.005/13/2011 11:38:50 AM
115 Investments
 
Borrower Payment Dependent Notes Series 504946
This series of Notes was issued and sold upon the funding of the borrower loan #49460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $155.97
 
Lender servicing fee: 1.00% Effective Yield*: 13.75%  
Estimated return*: 7.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1998 Debt/Income ratio: 6%
Credit score: 680-699 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,344Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: orange-currency-tambourine Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
lost without her
Purpose of loan:fiance visa
This loan will be used to.we started a fiance visa in july of 2010 now we are at the interview stage but now have maybe 2500-3000 in unforeseen fees and apps and travel we really care for each other and just need some help..

My financial situation:steady
I am a good candidate for this loan because.had problems in my past and have learned the value of a good credit rating and am striving to that end..


Monthly net income: $2200
Monthly expenses: $1600-1800
Housing: $400
Insurance: $60
Car expenses: $123
Utilities: $130
Phone, cable, internet: $35Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $160
Other expenses: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.005/2/2011 5:10:00 PM
vicumn$25.005/3/2011 3:00:12 AM
SimpleChoice$25.005/3/2011 3:18:51 AM
Casimir$25.005/3/2011 2:51:04 AM
runner262$25.005/3/2011 2:49:07 AM
thunderd$25.005/3/2011 3:03:21 AM
swti37$50.005/3/2011 8:21:54 AM
bonus-demon$25.005/3/2011 10:24:53 AM
first-upright-payout$25.005/9/2011 8:47:36 AM
qsolo$200.005/9/2011 9:40:55 AM
AFairDeal$50.005/9/2011 3:17:39 PM
miamibeachloaner$50.005/9/2011 7:05:43 PM
rescue$100.005/10/2011 6:55:10 PM
enthralling-deal180$50.005/11/2011 4:20:50 AM
BuffetRocks$100.005/11/2011 9:31:44 AM
boater01$50.005/11/2011 5:45:42 PM
kind-magnificent-bid$100.005/12/2011 9:41:44 AM
chicco$100.005/12/2011 12:54:36 PM
FigTree$50.005/12/2011 2:20:07 PM
benjamins-utopia$50.005/12/2011 3:55:50 PM
ahansen$25.005/12/2011 4:04:38 PM
powerful-finance7$25.005/12/2011 4:40:27 PM
successful-wealth7$50.005/12/2011 6:04:17 PM
MadHun$100.005/12/2011 8:14:47 PM
bigphish$50.005/13/2011 10:07:27 AM
Byrd24$100.005/13/2011 5:22:46 PM
invincible-dough$50.005/13/2011 5:29:48 PM
Eric_Gagne$25.005/13/2011 5:56:31 PM
DreDub$25.005/13/2011 6:00:54 PM
SpecialMan-211$200.005/13/2011 8:17:50 PM
Leopoldine$25.005/13/2011 11:31:54 PM
top-commerce-rumbler$30.615/13/2011 8:40:45 PM
dedication-elixir$50.005/14/2011 12:20:45 AM
trumpeter5$35.005/14/2011 5:06:00 AM
koolhandwv$39.095/14/2011 5:22:15 AM
MrOglesby$25.005/14/2011 6:17:11 AM
Ffbrick$200.005/14/2011 6:00:24 AM
Lender0010$25.005/14/2011 6:59:25 AM
SIGLLC$25.005/14/2011 7:25:08 AM
pumped130$25.005/14/2011 7:17:09 AM
baker31$50.005/14/2011 7:43:00 AM
buddylee2o03$25.005/14/2011 7:47:06 AM
12Knocksinna$25.005/14/2011 7:37:11 AM
FinanceEngine$30.005/14/2011 8:05:40 AM
noble-marketplace$30.005/14/2011 8:24:12 AM
credit-birch$120.005/14/2011 8:28:28 AM
the-enthralling-coin$25.005/2/2011 5:13:54 PM
imlosttoo$25.005/2/2011 5:36:02 PM
Tradesmanlender$25.005/2/2011 5:12:04 PM
cybernosha$25.005/2/2011 5:38:14 PM
mjdaking$38.345/3/2011 2:45:02 AM
jdrez$25.005/3/2011 2:46:05 AM
Mrphlox$25.005/3/2011 3:02:27 AM
Panna$25.005/3/2011 3:18:46 AM
lounges$26.175/3/2011 3:15:52 AM
green-loyalty-cub$50.005/4/2011 9:34:25 AM
Leopoldine$25.005/5/2011 8:19:19 PM
a-finance-nirvana$25.005/6/2011 2:30:11 AM
NiceNate$100.005/8/2011 10:07:00 AM
BxRealtor$25.005/10/2011 7:02:11 AM
payout-motivator0$75.005/10/2011 1:35:34 PM
math1973$50.005/11/2011 9:36:16 AM
superb-funds335$25.005/11/2011 9:54:50 PM
credit-investor5$50.005/12/2011 12:40:33 AM
orange-courageous-dedication$50.005/12/2011 12:15:35 PM
american6$100.005/12/2011 1:37:25 PM
camaraderi-atmosphere$50.005/12/2011 2:39:47 PM
kulender$50.005/13/2011 7:00:51 AM
mrbanker$50.005/13/2011 9:58:55 AM
sensational-dollar$25.005/13/2011 4:27:55 PM
discrete-basis1$50.005/13/2011 4:34:18 PM
inforapenny$25.345/13/2011 5:20:38 PM
anwn$50.005/13/2011 5:28:58 PM
openness-confidant$57.055/13/2011 6:18:56 PM
flexible-value$100.005/13/2011 5:36:24 PM
Engineer44$25.005/13/2011 5:56:01 PM
benevolent-asset$25.005/13/2011 6:26:10 PM
truth-lyrics7$100.005/13/2011 7:48:00 PM
Rackmaster32$60.005/14/2011 12:00:38 AM
interstellar$75.005/14/2011 2:32:10 AM
Brisket_Bob$37.005/14/2011 5:39:56 AM
organized-power3$38.005/14/2011 6:23:39 AM
Cory79$28.815/14/2011 7:26:28 AM
Cai8899$30.005/14/2011 7:49:40 AM
creative-revenue0$50.005/14/2011 7:50:40 AM
verbal8$25.005/14/2011 7:57:49 AM
treasure-hunter270$25.005/14/2011 8:03:35 AM
first-serene-credit$25.005/14/2011 8:11:05 AM
Cerbie$25.005/14/2011 8:17:53 AM
lagnisiruk$25.005/14/2011 8:19:32 AM
youngtmlender$25.005/14/2011 8:23:59 AM
authoritative-capital$24.595/14/2011 8:32:55 AM
92 Investments
 
Borrower Payment Dependent Notes Series 505132
This series of Notes was issued and sold upon the funding of the borrower loan #49481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $124.77
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2001 Debt/Income ratio: 14%
Credit score: 700-719 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $302Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: yield-widget Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2010)
 
Principal balance: $2,947.91 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Vacation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wealth-renaissance5$25.005/4/2011 9:05:52 AM
bonus-demon$25.005/4/2011 9:07:36 AM
irrelevant$25.005/4/2011 9:08:09 AM
EngineersAlliance$100.005/4/2011 9:05:55 AM
r48$25.005/4/2011 10:29:29 AM
krd_Chicago$50.005/4/2011 4:58:06 PM
SolarMoonshine$25.005/4/2011 5:16:53 PM
ingenious-deal6$25.005/4/2011 6:06:09 PM
Bill88$30.775/6/2011 8:41:32 AM
Unitas4302$100.005/8/2011 7:44:50 AM
Interloper$27.005/8/2011 1:31:27 PM
the-reliable-trade$100.005/4/2011 9:06:00 AM
Tradesmanlender$25.005/4/2011 9:06:56 AM
the-enthralling-coin$25.005/4/2011 9:07:25 AM
reflective-rupee$25.005/4/2011 9:24:18 AM
goodhearted-basis4$25.005/5/2011 2:22:20 AM
wampum-library4$25.005/6/2011 10:01:32 AM
NiceNate$100.005/8/2011 10:07:14 AM
qsolo$200.005/9/2011 9:42:07 AM
worth-blanket2$2,450.005/9/2011 11:13:57 AM
mob205$50.005/9/2011 1:18:26 PM
jpblan11$25.005/9/2011 12:27:44 PM
22 Investments
 
Borrower Payment Dependent Notes Series 505248
This series of Notes was issued and sold upon the funding of the borrower loan #49368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 20.30% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-2008 Debt/Income ratio: 22%
Credit score: 640-659 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 5 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,587Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: pound-guild0 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical bills
Purpose of loan: Debt Consolidation
This loan will be used to... pay off two credit cards and a few medical bills.

My financial situation: I am financially stable, with a full-time job.
I am a good candidate for this loan because...I live at home with my parents. The only bills I really have (besides the ones I am looking to take care of with this loan) are my car insurance, car payment and student loans. I've never been late or missed a payment on any of them.
Monthly net income: $1,300
Monthly expenses: $ varies
Housing: $ parent's pay
Insurance: $130 (Car insurance)
Car expenses: $ car payment and insurance
Utilities: $ parents pay
Phone, cable, internet: $ parents pay
Food, entertainment: $ varies
Clothing, household expenses: $ varies
Credit cards and other loans: $60 for minmum credit card, $63 for student loans and $146 for a car payment.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$200.005/4/2011 7:44:27 PM
2grindstones$25.005/4/2011 10:13:56 PM
astute-investment5$25.005/8/2011 1:11:17 PM
Bocephus1959$25.005/8/2011 1:56:19 PM
janeybooboo$100.005/8/2011 1:32:48 PM
loan-master1$25.005/8/2011 6:11:03 PM
reflective-rupee$300.015/8/2011 5:29:46 PM
tidy-cash1$34.945/8/2011 8:00:18 PM
Gibbyland$100.005/8/2011 7:24:49 PM
setUup$26.405/8/2011 3:34:11 PM
treasure-system417$25.005/8/2011 5:52:12 PM
soroxy$25.005/8/2011 7:41:03 PM
yf99yz$25.005/9/2011 9:29:30 PM
friendinmoney$25.005/10/2011 3:12:07 PM
order-brigade$25.005/12/2011 4:13:46 PM
friendinmoney$33.605/13/2011 8:58:33 AM
vine99$40.005/14/2011 11:25:02 AM
eboomer2611$25.005/14/2011 6:04:57 PM
thoughtful-worth1$50.005/15/2011 7:47:57 AM
fund-tom-tom6$50.005/15/2011 12:38:38 PM
brightest-p2p-magnitude$25.005/15/2011 12:56:35 PM
a-restless-dollar$25.005/15/2011 2:08:15 PM
NYCFinancier$25.005/15/2011 1:55:28 PM
thorough-payout8$25.005/15/2011 2:37:01 PM
LuvToLend$25.005/15/2011 3:28:49 PM
diversification-ambrosia$25.005/15/2011 2:50:37 PM
randsenterprise$25.005/15/2011 3:13:08 PM
kublai$28.325/15/2011 4:56:06 PM
Quest4euphoria$25.005/8/2011 1:14:05 PM
SC98007$25.005/8/2011 4:38:26 PM
reward-cosmos$25.005/8/2011 4:43:55 PM
japerk$25.005/8/2011 5:15:12 PM
simeonthewhale$25.005/8/2011 1:45:51 PM
auction-poblano$25.005/8/2011 6:39:33 PM
secureincome$600.005/8/2011 5:31:15 PM
fairgirl$25.005/8/2011 5:49:38 PM
Lucre$75.005/8/2011 7:09:54 PM
the-enthralling-coin$26.005/8/2011 2:16:49 PM
the-discrete-income$200.005/8/2011 8:21:39 PM
the-discrete-income$200.005/8/2011 8:21:47 PM
PleaseDontDefault$50.005/8/2011 8:26:25 PM
Ray3486$25.005/8/2011 5:52:07 PM
autonomous-truth$50.005/8/2011 7:23:51 PM
catamaran2024$25.005/11/2011 1:27:30 AM
kttalamo$75.005/11/2011 10:13:47 AM
ddoneday$25.005/12/2011 4:31:55 PM
SB94114$25.005/13/2011 9:02:33 AM
five-star-note$75.005/13/2011 10:33:37 AM
CashFlow13$400.005/14/2011 7:43:42 AM
chungfang$50.005/15/2011 12:08:10 PM
aztocas$25.005/15/2011 12:24:10 PM
Thoth_88$25.005/15/2011 12:35:18 PM
money-baron-roth-IRA$27.335/15/2011 12:35:01 PM
shrewd-income$150.005/15/2011 12:46:36 PM
Bob450$25.005/15/2011 1:34:23 PM
VJ_Financial$26.005/15/2011 1:57:34 PM
StrongMonty$75.825/15/2011 1:58:50 PM
CreditBuilder2$50.005/15/2011 2:21:39 PM
Leopoldine$25.005/15/2011 2:31:12 PM
moola-butterfly3$50.005/15/2011 2:32:53 PM
cash4closeoutsdotnet$31.585/15/2011 2:50:16 PM
benefit-boots$25.005/15/2011 4:08:08 PM
62 Investments
 
Borrower Payment Dependent Notes Series 505250
This series of Notes was issued and sold upon the funding of the borrower loan #49333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2001 Debt/Income ratio: 46%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,355Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: spaceball5001 Borrower's state: Mississippi Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to pay my car note as well as other bills. i am doing my best to sell the car. After 3 years at my prior job, i was laid off. I got a job 3 weeks later but with a pay cut. Because of this pay cut, i can no longer afford the car.

My financial situation:
Right now, work is steady. I have been working 40 hours a week for the past 7 months. The only thing making my financial situation look dim is the car. as soon as it is sold, find a roommate or both, ill be in a great financial situation.

Monthly net income: $1965
Monthly expenses: $
Housing: $550
Insurance: $120
Car expenses: $450 a month financed over 6 years.
Utilities: $20
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $ 260
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Wangchuk$25.005/4/2011 5:03:23 PM
skillful-asset5$25.005/4/2011 5:14:30 PM
RyanM561$25.005/5/2011 4:49:05 AM
reflective-rupee$200.005/5/2011 5:02:11 AM
SecondChanceLendingSERV$25.005/5/2011 9:43:06 AM
nickel-hickory$25.005/5/2011 2:23:16 PM
the-enthralling-coin$25.005/5/2011 5:40:51 PM
InChicago$50.005/6/2011 8:14:42 PM
bonus-demon$50.005/9/2011 5:18:59 AM
yf99yz$25.005/9/2011 9:32:19 PM
shrewd-income$50.005/10/2011 8:49:19 AM
CA-Lender$25.005/10/2011 1:30:25 PM
sweetlan$25.055/10/2011 1:57:43 PM
Amber_Stone$25.005/10/2011 8:40:00 PM
hundorama$29.245/11/2011 6:13:10 AM
kttalamo$70.005/11/2011 10:05:13 AM
168RichCapital$25.505/11/2011 11:43:36 AM
moola-pillow$25.005/12/2011 7:47:01 AM
kingbob$25.005/12/2011 12:00:33 PM
investment-raker8$26.535/12/2011 6:06:45 PM
VikingLender$25.005/13/2011 6:22:55 AM
missing-link$25.005/13/2011 1:41:02 PM
Makingitrain$25.005/14/2011 4:09:54 AM
irrelevant$25.005/4/2011 5:05:09 PM
economy-coup$30.005/4/2011 5:07:06 PM
suave-dime6$25.005/4/2011 5:57:02 PM
lendstats_com$200.005/4/2011 8:13:53 PM
zorg77$50.005/6/2011 4:16:53 AM
diplomatic-wealth7$25.005/8/2011 1:16:07 PM
CA-Lender$25.055/8/2011 8:49:13 PM
worth-blanket2$5,000.005/9/2011 11:19:51 AM
Bill88$25.005/9/2011 1:32:30 PM
VJ_Financial$30.005/9/2011 6:14:51 PM
nickel-hickory$100.005/9/2011 9:27:07 PM
catamaran2024$50.005/11/2011 1:20:14 AM
umfan123$25.005/11/2011 6:05:09 AM
loyalist1$100.005/12/2011 6:39:36 AM
briskdevl07$25.005/12/2011 7:31:01 AM
greencat$50.005/12/2011 12:08:16 PM
order-brigade$25.005/12/2011 4:13:58 PM
Megaton$25.005/12/2011 5:21:23 PM
himistu22$25.005/13/2011 6:22:30 AM
rupee_power$25.725/13/2011 9:05:36 AM
Redmond$25.005/13/2011 9:41:54 AM
Bob450$25.005/13/2011 3:23:50 PM
Weaverville$25.005/13/2011 6:49:27 PM
CashFlow13$800.005/14/2011 7:10:32 AM
47 Investments
 
Borrower Payment Dependent Notes Series 505308
This series of Notes was issued and sold upon the funding of the borrower loan #49398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $273.76
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1981 Debt/Income ratio: 13%
Credit score: 780-799 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,805Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: DobraDavid Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 15 ( 100% ) 780-799 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
800-819 (Jul-2010)
740-759 (Sep-2006)
 
Principal balance: $7,178.18 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Pay Off Summer CC Use
As a college professor, from June-Aug my income is reduced and I run up my credit cards until Sept. My credit card interest rate can be as high as 29%. I would rather pay a lower loan rate to Prosper lenders.

I am a good candidate for this loan because I'm employed by a state college. I have excellent employment security. I have paid off a previous loan (#43773). I have a current loan (#43949).

My Sept. - May bi-weekly net paycheck is $2,887 plus another $674 monthly from the VA. This does not reflect the $37,000 I earn each year as a PT professor for other schools.

Monthy expenses:

$2028 - mortgage, etc.
$ 600 - Food
$ 311 - Utilities
$ 281 - Prosper loan #43949
$ 185 - Insurance (home, auto, boat)
$ 169 - HELOC
$ 90 - TV, Internet, phone
$ 99 - Cell phones
$3773 - Total

As you can see, the 1st bi-weekly check plus the VA check ($3651) pretty much covers all our expenses, including my current Prosper loan. I can EASILY cover the monthy automatic payment.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $25.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bb575$50.005/5/2011 9:04:06 AM
DukSerduk$25.005/5/2011 9:04:18 AM
blooming-market$25.005/5/2011 9:05:08 AM
minista$25.005/5/2011 9:08:04 AM
inspired-investment8$100.005/5/2011 9:08:17 AM
useful-currency$25.005/5/2011 9:04:35 AM
heroic-p2ploan2$50.005/5/2011 9:09:14 AM
reflective-rupee$25.005/5/2011 9:20:56 AM
Leopoldine$25.005/5/2011 9:04:02 AM
Dollars4Rent$50.005/5/2011 9:04:43 AM
dtrain5$25.005/5/2011 9:04:53 AM
meux99$25.005/5/2011 9:04:59 AM
kenji4861$25.005/5/2011 9:07:39 AM
unrivaled-silver$50.005/5/2011 9:24:49 AM
cgoca$25.005/5/2011 11:03:29 AM
availableloan$25.005/5/2011 6:49:03 PM
compoundinterest$50.005/6/2011 5:24:53 AM
lukeskywalkerkp$25.005/6/2011 10:29:27 AM
currency-emblem$50.005/6/2011 5:10:43 PM
Mad_Scientist$25.005/6/2011 6:03:41 PM
fund-tom-tom6$100.005/6/2011 6:12:10 PM
gentle-gold$40.005/6/2011 6:19:12 PM
blue111$75.005/6/2011 6:26:00 PM
dkjl$51.465/6/2011 6:37:36 PM
proud-gold9$50.005/6/2011 6:54:12 PM
buckeye9$100.005/6/2011 7:05:18 PM
j2ee$25.005/6/2011 6:12:29 PM
dumbass$25.005/6/2011 7:53:04 PM
Dorf$25.005/6/2011 7:57:04 PM
nswfool$100.005/6/2011 10:00:53 PM
_NaLNaBB$300.005/6/2011 11:10:29 PM
Dubbs360$100.005/6/2011 8:59:29 PM
tofubank$50.005/6/2011 11:37:13 PM
brightest-friendly-interest$100.005/6/2011 11:42:38 PM
pennyologist$25.005/7/2011 12:35:31 AM
best-income-fertilizer$100.005/6/2011 11:56:46 PM
power-secret-agent$25.005/7/2011 3:58:48 AM
currency-persimmon$50.005/7/2011 4:00:02 AM
red-favorable-basis$25.005/7/2011 2:12:11 AM
musegaze$150.005/7/2011 4:28:09 AM
ideal-platinum1$50.005/7/2011 2:34:50 AM
tranquil-diversification8$100.005/7/2011 7:06:16 AM
octoberfresh$25.005/7/2011 7:38:00 AM
RandyL3$25.005/7/2011 5:35:29 AM
TJ643$30.005/7/2011 5:41:04 AM
mad-scientist0$50.005/7/2011 7:39:18 AM
Nascar1$100.005/7/2011 7:56:18 AM
C_Mark$150.005/7/2011 6:23:42 AM
slartibardfast$25.005/7/2011 8:18:00 AM
community-pipeline$47.275/7/2011 7:01:08 AM
MasterJin$29.875/9/2011 8:42:51 AM
loyalty-voyage$50.005/9/2011 10:09:19 AM
nuclearmoose$50.005/10/2011 12:54:22 PM
cosmof16$25.005/12/2011 11:21:31 AM
rapid-wampum5$40.005/12/2011 12:24:45 PM
crude$25.365/12/2011 3:46:06 PM
Munnie$25.005/13/2011 7:35:52 AM
unconquerable-dedication$25.005/13/2011 12:46:29 PM
fantastic-openness$100.005/13/2011 12:15:12 PM
SpecialMan-211$250.005/13/2011 7:20:14 PM
velocity-solo$25.005/14/2011 9:46:08 AM
Carpetkid$50.005/14/2011 4:34:34 PM
cash-merry-maker$25.005/14/2011 4:36:13 PM
Duchdad$25.005/14/2011 8:44:18 PM
serene-truth2$50.005/14/2011 9:09:15 PM
wiseindian$25.005/14/2011 11:14:33 PM
Sigonio$25.005/15/2011 10:32:27 AM
Beverly_Hills_Lender$25.005/15/2011 10:32:45 AM
sappy02$25.005/15/2011 11:10:34 AM
danny-lender$50.005/15/2011 10:32:43 AM
Jeffersonbank$50.005/15/2011 7:09:16 PM
Brisket_Bob$300.005/15/2011 7:46:39 PM
beaker$25.005/16/2011 6:39:23 AM
socal-lender$25.005/5/2011 9:06:28 AM
Mad_Scientist$25.005/5/2011 9:04:14 AM
fcrick$25.005/5/2011 9:04:38 AM
ore-genius2$100.005/5/2011 9:07:31 AM
bvzm$50.005/5/2011 9:07:54 AM
smart-kindness8$100.005/5/2011 9:08:15 AM
indomitable-coin$25.005/5/2011 9:10:48 AM
Avala$50.005/5/2011 9:09:04 AM
MrDavid$100.005/5/2011 9:03:59 AM
blot44$50.005/5/2011 9:06:46 AM
kulender$50.005/5/2011 9:10:29 AM
antlr$50.005/5/2011 9:12:15 AM
reflective-rupee$175.005/6/2011 11:48:36 AM
the-enthralling-coin$29.005/6/2011 5:11:06 PM
reflective-rupee$200.015/6/2011 5:19:30 PM
julijask$100.005/6/2011 5:59:32 PM
blue111$75.005/6/2011 6:25:04 PM
Imageloan$50.005/6/2011 6:29:14 PM
hookUup$36.405/6/2011 6:30:36 PM
astute-fairness0$25.005/6/2011 6:38:13 PM
wealth-carrier$75.005/6/2011 6:54:31 PM
astute-investment5$25.005/6/2011 7:50:52 PM
surfsider123$25.005/6/2011 7:32:09 PM
neutrino6$25.005/6/2011 7:43:19 PM
charlie-ann$138.225/6/2011 6:25:43 PM
damage$25.005/6/2011 8:25:05 PM
pacifictime86$25.005/6/2011 8:35:40 PM
RJN$25.005/6/2011 9:02:42 PM
authoritative-capital$25.005/6/2011 9:22:01 PM
heerzaquestion$100.005/6/2011 7:44:26 PM
inventive-wealth2$25.005/6/2011 10:18:13 PM
jcjdingdong$80.005/6/2011 10:28:48 PM
JGuide$25.005/6/2011 8:35:38 PM
resplendent-dollar$25.005/6/2011 8:53:47 PM
pietro_torna_indietro$100.005/6/2011 11:59:53 PM
havana111$25.005/7/2011 1:31:53 AM
billnsc$50.005/6/2011 9:09:53 PM
Control$25.005/7/2011 5:05:27 AM
gjm6d$25.005/7/2011 5:29:07 AM
bill-appraiser7$25.005/7/2011 4:50:56 AM
oxnard$150.005/7/2011 5:34:54 AM
baseballfan111$50.005/7/2011 7:40:33 AM
adir1$25.005/7/2011 8:14:41 AM
Buddy29$58.005/7/2011 6:37:55 AM
silver-boots$50.005/7/2011 6:56:14 AM
lostperception$38.665/8/2011 11:41:43 AM
thankful-nickel2$50.005/8/2011 3:59:21 PM
cerebral-dollar773$500.005/9/2011 6:52:50 AM
tolerant-dinero2$50.005/9/2011 9:58:08 AM
AFairDeal$50.005/9/2011 3:18:55 PM
math1973$100.005/11/2011 9:34:28 AM
myidear$25.005/11/2011 10:43:00 AM
AmericanCredit$25.005/11/2011 7:29:24 PM
tender-integrity3$100.005/11/2011 7:29:52 PM
uberrific$100.005/11/2011 7:29:43 PM
radforj22$50.005/12/2011 1:56:22 AM
Marathoner$25.005/12/2011 7:04:45 AM
g314$25.005/12/2011 10:01:04 AM
orindalender$50.005/12/2011 12:50:28 PM
efficient-treasure0$25.005/12/2011 3:20:07 PM
saahilld$25.005/12/2011 3:49:45 PM
EverettFinancial$50.005/13/2011 12:51:02 PM
flexible-value$35.005/13/2011 5:35:29 PM
ddamenace$50.005/13/2011 8:26:44 PM
turbostar666$35.005/14/2011 1:59:56 AM
Interstate_Rate$287.815/14/2011 2:24:07 AM
hawaiiangirl76$25.005/14/2011 8:01:19 AM
lagnisiruk$25.005/14/2011 8:19:04 AM
rutzebach$100.005/14/2011 8:41:28 AM
jalvin$100.005/14/2011 9:30:19 AM
brightest-dynamic-peace$25.005/14/2011 9:59:56 AM
wwwUniversal$25.005/14/2011 12:09:36 PM
orange-resolute-platinum$25.005/14/2011 4:34:23 PM
ceg451$25.005/14/2011 4:34:41 PM
CapStack$30.025/14/2011 4:35:29 PM
Formosan$25.085/14/2011 8:57:08 PM
Jibe$51.075/15/2011 5:42:52 AM
mrpowers5531$25.005/15/2011 10:30:33 AM
nosualcneas$25.005/15/2011 10:31:17 AM
gauss02$25.005/15/2011 10:32:24 AM
snowman34$25.005/15/2011 10:31:24 AM
vutah$25.005/15/2011 1:59:23 PM
155 Investments
 
Borrower Payment Dependent Notes Series 505444
This series of Notes was issued and sold upon the funding of the borrower loan #49424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 20.30% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-1999 Debt/Income ratio: 19%
Credit score: 680-699 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 5 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: horse777 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home loan
Purpose of loan: home improvement
This loan will be used to...purchase siding

My financial situation: good
I am a good candidate for this loan because...We are currently a two income household and hold ourselves to high standards


Monthly net income: $6000
Monthly expenses: $5300
Housing: $1244
Insurance: $415
Car expenses: $750
Utilities: $260
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Stek7$25.005/5/2011 5:04:16 PM
hidavehi$29.005/5/2011 5:05:40 PM
zorg77$25.005/6/2011 4:33:22 AM
mad-scientist0$50.005/6/2011 5:36:44 AM
fandacom$40.005/12/2011 9:01:24 AM
briskdevl07$25.005/12/2011 7:25:00 AM
Ghazz$33.945/12/2011 12:09:00 PM
VJ_Financial$100.005/12/2011 12:15:03 PM
nilonc1$51.885/12/2011 12:21:17 PM
kingbob$25.005/12/2011 11:41:41 AM
matthewa$25.005/12/2011 12:08:11 PM
dough-hammock$25.005/12/2011 12:08:22 PM
piperdrsmith$30.005/12/2011 12:08:38 PM
dcap3$100.005/12/2011 12:19:14 PM
natural-interest7$100.005/12/2011 12:21:54 PM
thankful-nickel2$25.005/12/2011 4:52:34 PM
reflective-rupee$200.005/12/2011 9:54:38 PM
dwn2low$33.335/13/2011 6:29:26 AM
moneyshark27$34.745/13/2011 6:35:51 AM
five-star-note$75.005/13/2011 10:31:58 AM
otto1939$51.005/14/2011 6:24:18 AM
SLN-10$25.005/5/2011 5:05:09 PM
ultimate-peace$225.005/5/2011 7:54:27 PM
Leopoldine$25.005/5/2011 8:19:53 PM
2grindstones$25.005/5/2011 6:59:32 PM
Artist_Blue$25.005/6/2011 6:04:15 AM
zone6$56.195/6/2011 6:09:21 AM
riveting-credit5$200.005/7/2011 9:44:20 PM
BuildingShanghai$150.005/9/2011 12:05:45 AM
likeable-hope$25.005/11/2011 5:06:51 PM
Ananya$25.005/11/2011 4:55:21 PM
ELDURO$57.465/11/2011 7:50:00 PM
ursus$300.005/12/2011 6:27:40 AM
JohnWS$47.855/12/2011 8:24:38 AM
reward-galaxy$50.005/12/2011 12:12:06 PM
docdekay$50.005/12/2011 12:08:35 PM
houli123$250.005/12/2011 12:13:54 PM
dobied$25.005/12/2011 12:14:47 PM
mandolin422$500.005/12/2011 12:18:27 PM
agreement-linkage$58.225/12/2011 12:24:17 PM
unflappable-gold6$35.005/12/2011 3:52:23 PM
order-brigade$25.005/12/2011 4:15:14 PM
loan-kung-fu$200.005/13/2011 3:30:23 AM
balanced-balance6$25.005/13/2011 8:37:25 AM
850$50.005/13/2011 1:27:23 PM
WonByOne$50.005/13/2011 4:11:13 PM
CashFlow13$350.005/14/2011 7:37:58 AM
baker31$41.395/14/2011 7:50:52 AM
48 Investments
 
Borrower Payment Dependent Notes Series 505514
This series of Notes was issued and sold upon the funding of the borrower loan #49402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-14-2011 
Term: 36 months Listing End date:  May-17-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-2005 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 600-619 (May-2011) Inquiries last 6m: 4Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,889Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: RedsTruckin Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 600-619 (Latest)
Principal borrowed: $8,900.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2008)
620-639 (Jun-2008)
 
Principal balance: $898.84 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...to pay off high intrest credit cards

My financial situation: good because i have a steady stream of income.
I am a good candidate for this loan because...i have had one prosper loan and never missed a payment or was even late pay bills on time.


Monthly net income: $2800
Monthly expenses: $
Housing: $825
Insurance: $100
Car expenses: $0
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$25.005/14/2011 12:02:49 PM
2grindstones$25.005/14/2011 12:29:31 PM
SolarMoonshine$25.005/14/2011 1:34:11 PM
coin-bee1$25.005/14/2011 4:32:27 PM
kind-charming-value$500.005/14/2011 8:05:58 PM
worth-blanket2$5,000.005/15/2011 10:38:55 AM
DasMula$27.005/15/2011 11:01:50 AM
Bob450$25.005/15/2011 1:39:06 PM
the-enthralling-coin$25.005/15/2011 4:04:00 PM
amusement4$300.005/15/2011 6:58:44 PM
Mikale360$25.005/15/2011 10:19:17 PM
Champion_Lending$25.005/16/2011 9:07:21 AM
EEasyMoney$25.005/16/2011 9:46:29 AM
reflective-rupee$25.005/16/2011 10:07:36 AM
shrewd-income$28.005/16/2011 12:36:19 PM
irrelevant$25.005/16/2011 1:47:42 PM
loss-of-control$100.005/16/2011 5:23:40 PM
baker31$50.005/16/2011 7:45:00 PM
Jerrys1951$25.005/16/2011 6:50:33 PM
Snoopylover$25.005/17/2011 1:51:49 AM
greenback-guard$25.005/17/2011 2:52:23 AM
EL_Papin$25.005/17/2011 5:15:32 AM
klend4$25.005/17/2011 3:43:21 AM
MoneyForNothing$9.995/17/2011 7:07:16 AM
missing-link$25.005/14/2011 12:07:53 PM
investment-artist$25.015/14/2011 12:10:14 PM
money-baron-roth-IRA$100.005/14/2011 12:10:11 PM
competent-p2p$25.005/14/2011 5:43:46 PM
Kash2010lu$30.005/14/2011 6:14:11 PM
janeybooboo$100.005/14/2011 6:21:14 PM
NekHoldings$25.005/15/2011 6:25:23 AM
atlas100$25.005/15/2011 7:37:00 AM
return-grizzly$100.005/15/2011 3:18:14 PM
Ubiquinone$25.005/16/2011 7:09:24 AM
briskdevl07$25.005/16/2011 8:49:03 AM
Bill88$25.005/16/2011 7:53:41 AM
FarmersBank$25.005/16/2011 8:41:22 AM
jubilant-agreement0$25.005/16/2011 9:41:19 AM
loan-master1$25.005/16/2011 9:54:46 AM
grnii78$150.005/16/2011 12:34:23 PM
ronin4sale$25.005/16/2011 12:19:33 PM
dcap3$75.005/16/2011 4:21:36 PM
suave-dime6$25.005/16/2011 4:30:30 PM
cashhelp$30.005/16/2011 5:37:32 PM
MStax$75.005/16/2011 11:19:20 PM
Feyenoord$25.005/17/2011 2:35:33 AM
888GoldIngots$50.005/17/2011 5:20:55 AM
chameleon125$25.005/17/2011 7:07:00 AM
48 Investments
 
Borrower Payment Dependent Notes Series 505716
This series of Notes was issued and sold upon the funding of the borrower loan #49451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-07-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $338.65
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1984 Debt/Income ratio: 16%
Credit score: 660-679 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:26y 0m
Amount delinquent: $0 Total credit lines: 42 Occupation: Military Officer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $27,615Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: aa767fo Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 660-679 (Latest)
Principal borrowed: $9,500.00< 31 days late: 0 ( 0% )  
720-739 (Sep-2009)
660-679 (Jul-2008)
 
Principal balance: $2,423.44 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
Home Business Investment
Purpose of loan:
This loan will be used to remodel part of my home into a photo studio for my daughter. She recently graduated from school with a photography degree and we are setting up a studio for her to use in the basement of our home.

My financial situation:
I am a good candidate for this loan because I have had and paid off other Prosper loans and have a solid, steady income.


Monthly net income: $ 10,686
Monthly expenses: $5985
Housing: $1825
Insurance: $256
Car expenses: $1046
Utilities: $186
Phone, cable, internet: $167
Food, entertainment: $750
Clothing, household expenses: $450
Credit cards and other loans: $825
Other expenses: $480
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$72.785/7/2011 12:05:59 PM
janeybooboo$249.005/7/2011 1:33:38 PM
reflective-rupee$200.005/7/2011 2:37:06 PM
wampum-library4$25.005/7/2011 12:05:18 PM
SolarMoonshine$25.005/7/2011 2:58:00 PM
Gibbyland$100.005/7/2011 12:05:55 PM
bonus-demon$25.005/7/2011 12:06:35 PM
Tradesmanlender$35.005/7/2011 4:59:25 PM
NiceNate$100.005/8/2011 10:07:56 AM
cash-tent$46.295/8/2011 2:01:10 PM
competent-p2p$25.005/8/2011 5:56:24 PM
worth-blanket2$5,000.005/9/2011 11:01:55 AM
Bill88$30.005/9/2011 2:17:02 PM
r48$25.005/9/2011 5:03:32 PM
thankful-nickel2$25.005/9/2011 3:53:25 PM
ethicalhumanist$25.005/9/2011 7:05:24 PM
firsttouch1$500.005/9/2011 9:52:49 PM
the-enthralling-coin$25.005/9/2011 7:00:32 PM
mckhbnpc$50.005/10/2011 6:04:31 PM
Gobsek$25.005/10/2011 7:27:18 PM
beachliving29$65.625/11/2011 7:21:13 AM
Moneypenny6$25.005/11/2011 8:00:39 AM
dough-hammock$25.005/11/2011 11:41:29 AM
mathaiusa$250.005/11/2011 4:55:06 PM
Integrity1st$38.445/11/2011 7:05:43 PM
newest-generous-income$25.005/12/2011 12:33:08 AM
credit-investor5$50.005/12/2011 12:40:52 AM
s270$124.475/12/2011 5:02:09 AM
grampy48$50.005/12/2011 4:13:04 AM
careful-note1$25.005/12/2011 6:00:11 AM
Reddy_Capital$25.005/12/2011 10:44:42 AM
Investor509$25.005/12/2011 11:32:21 AM
McDeeter$25.005/12/2011 12:24:04 PM
dcap3$50.005/12/2011 12:29:50 PM
Grandmahoneybee$50.005/12/2011 1:22:22 PM
jeremy20$25.005/12/2011 2:27:27 PM
benjamins-utopia$50.005/12/2011 3:56:57 PM
Kyileo$25.005/12/2011 5:28:47 PM
safe-kindness5$25.455/12/2011 5:30:49 PM
math1973$50.005/12/2011 5:31:19 PM
newegg$61.055/12/2011 9:29:14 PM
zone6$65.105/13/2011 3:39:24 AM
irrelevant$25.005/7/2011 12:06:44 PM
janeybooboo$51.005/7/2011 1:14:00 PM
hidavehi$29.005/7/2011 12:05:36 PM
platinum-sorcerer6$50.005/7/2011 4:09:12 PM
vutah$25.005/8/2011 8:42:11 AM
shrewd-asset$25.005/8/2011 6:38:55 PM
BuildingShanghai$150.005/9/2011 12:09:24 AM
zorg77$50.005/8/2011 9:47:12 PM
golffish2$50.005/9/2011 4:07:09 AM
qsolo$200.005/9/2011 9:42:14 AM
the-reliable-trade$100.005/9/2011 9:53:45 AM
lender12345$200.005/9/2011 2:48:23 PM
hidavehi$26.005/9/2011 7:53:46 PM
bughead$25.005/10/2011 6:13:50 AM
Chesterite$25.005/10/2011 10:09:43 AM
upbeat-finance8$25.005/10/2011 10:43:48 AM
sensible-fund$25.805/10/2011 5:45:16 PM
rescue$100.005/10/2011 6:56:37 PM
jstnow$25.005/11/2011 7:53:01 PM
spiff666$25.005/11/2011 7:53:49 PM
unforgettable-market3$100.005/11/2011 8:00:53 PM
optionscashflow$25.005/11/2011 9:54:43 PM
a-restless-dollar$25.005/12/2011 6:24:19 AM
kind-magnificent-bid$100.005/12/2011 9:44:09 AM
Doug1043$25.005/12/2011 9:48:49 AM
MTF$100.005/12/2011 1:19:41 PM
FigTree$50.005/12/2011 2:21:24 PM
BARNAPAS$25.005/12/2011 2:51:30 PM
frclmym$25.005/12/2011 6:19:20 PM
LittleMingo$30.005/13/2011 2:37:50 AM
72 Investments
 
Borrower Payment Dependent Notes Series 505796
This series of Notes was issued and sold upon the funding of the borrower loan #49354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-08-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $293.30
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1994 Debt/Income ratio: 19%
Credit score: 600-619 (May-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 12 / 12Length of status:12y 11m
Amount delinquent: $915 Total credit lines: 47 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,033Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: a-heroic-fairness Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2010)
660-679 (Mar-2010)
 
Principal balance: $1,497.48 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Pay Off Medical Bill for Daughter
Purpose of loan:
I am trying to get the medical bills paid off and to consolidate some debt to a lower interest rate.

My financial situation:
I am a good candidate for this loan because I have a very stable job of which I have been at for almost 13 years now. My daughter was in the hospital a lot the first few years of her life due to a rare disease she has. We accumulated a lot of medical debt at that time. She has been stable for the past 2 years and has not had to have any hospitalizations.

This would be my 2nd loan with Prosper and as you can see I have had no issue with my 1st loan with Prosper. It will not be a risky investment.

Monthly net income: $6,700 plus my wife brings home another $1,000

If you need any additional information I am more then happy to provide it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/8/2011 12:02:47 PM
2grindstones$25.005/8/2011 12:25:28 PM
Kash2010lu$25.005/8/2011 7:23:28 PM
thankful-nickel2$25.005/9/2011 3:52:41 PM
miamibeachloaner$25.005/9/2011 7:10:09 PM
reflective-rupee$25.005/9/2011 8:31:01 PM
reflective-rupee$150.005/10/2011 5:53:20 AM
shrewd-income$100.005/10/2011 9:05:42 PM
catamaran2024$25.005/11/2011 2:46:40 AM
Bill88$25.005/11/2011 8:59:57 AM
spiff666$25.005/11/2011 7:54:48 PM
loss-of-control$100.005/11/2011 8:09:34 PM
ethicalhumanist$25.005/12/2011 4:16:31 PM
deal-marauder6$25.005/13/2011 7:31:35 AM
DasMula$25.005/13/2011 9:00:29 AM
bold-phenomenal-funds$75.005/13/2011 8:51:14 AM
rupee_power$25.005/13/2011 11:39:17 AM
tech310$50.005/8/2011 12:03:11 PM
suave-dime6$25.005/8/2011 12:23:43 PM
janeybooboo$100.005/8/2011 1:53:06 PM
worth-blanket2$4,900.005/9/2011 11:03:47 AM
IceFishingCash$25.005/9/2011 6:43:14 PM
reflective-rupee$25.005/9/2011 5:23:37 PM
Leshan$100.005/10/2011 8:39:02 AM
well-mannered-income3$25.005/10/2011 6:42:20 PM
credit-elation1$25.005/10/2011 9:09:54 PM
SouthernRemarketing$26.425/11/2011 6:03:56 AM
a-restless-dollar$25.005/12/2011 6:26:12 AM
grampy48$25.005/12/2011 4:14:28 AM
GElender$25.005/12/2011 7:00:38 AM
dcap3$50.005/12/2011 12:38:00 PM
brendakeen$100.005/12/2011 1:32:47 PM
fairness-atmosphere$25.005/12/2011 8:25:38 PM
intrepid-loot$25.005/13/2011 6:28:04 AM
shrewd-income$25.005/13/2011 6:38:14 AM
bbt210$100.005/13/2011 7:15:55 AM
EEasyMoney$25.005/13/2011 9:40:59 AM
C_M$95.295/13/2011 9:37:57 AM
FinanceEngine$40.005/13/2011 11:18:36 AM
diplomatic-wealth7$25.005/13/2011 11:56:48 AM
lulubelle98$200.005/13/2011 12:02:03 PM
EverettFinancial$25.005/13/2011 12:56:43 PM
missing-link$25.005/13/2011 1:42:25 PM
baker31$50.005/13/2011 2:55:03 PM
palace2$63.295/13/2011 11:36:30 PM
45 Investments
 
Borrower Payment Dependent Notes Series 506190
This series of Notes was issued and sold upon the funding of the borrower loan #49433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 20.30% Listing Start date:  May-11-2011 
Term: 36 months Listing End date:  May-12-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: May-2002 Debt/Income ratio: 42%
Credit score: 680-699 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,639Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: generosity-pledge4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Education
Purpose of loan:
This loan will be used to pay down my credit cards to improve my credit, as well as to pay for vocational schooling to start a new career and get financialy stable.

My financial situation:
I am a good candidate for this loan because I am a responsible spender, I am never late on my bills, I take bills seriously and always make sure I can make the payments before borrowing.

Monthly net income: about $2000
Monthly expenses:
Housing: $600 including all utilities
Car Insurance: $175
Car Loan: $250
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: minimal, as necessary
Clothing, household expenses: minimal
Credit cards and other loans: minimum payments on 4 credit accounts, totaling about $250
Other expenses: none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$400.005/11/2011 10:00:22 AM
2grindstones$25.005/11/2011 9:37:06 AM
kttalamo$50.005/11/2011 10:10:07 AM
Bill88$25.005/11/2011 2:00:01 PM
alterlatina$25.005/11/2011 8:59:13 PM
s270$25.005/12/2011 4:56:55 AM
a-restless-dollar$25.005/12/2011 6:10:53 AM
shrewd-income$119.505/12/2011 7:20:07 AM
lendstats_com$300.005/11/2011 9:59:27 AM
worth-blanket2$2,800.005/11/2011 9:58:31 AM
Wangchuk$25.005/11/2011 10:51:22 AM
blitzen40$25.005/11/2011 11:08:56 AM
168RichCapital$25.505/11/2011 11:40:38 AM
FinanceEngine$30.005/11/2011 3:10:01 PM
SolarMoonshine$25.005/11/2011 4:32:49 PM
yf99yz$25.005/11/2011 9:57:07 PM
InChicago$50.005/12/2011 7:19:05 AM
17 Investments
 
Borrower Payment Dependent Notes Series 506386
This series of Notes was issued and sold upon the funding of the borrower loan #49405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1994 Debt/Income ratio: 26%
Credit score: 700-719 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:16y 2m
Amount delinquent: $0 Total credit lines: 11 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,563Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: the-payment-gazer Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2008)
 
Principal balance: $1,054.29 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
auto maintenance
Purpose of loan: I have had to do some major repair on my vehicle. Trying to make it last as long as I can. Can't afford to buy a new one right now.
This loan will be used to...pay my auto repair bills

My financial situation: I work full time. Get paid direct deposit twice a week.
I am a good candidate for this loan because...I have a good standing with Prosper, I have always paid my loans on time.


Monthly net income: $2028.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SLN-10$25.005/12/2011 9:09:25 AM
economy-coup$100.005/12/2011 9:09:41 AM
janeybooboo$147.005/12/2011 9:23:19 AM
daekpon$50.005/12/2011 9:08:15 AM
irrelevant$25.005/12/2011 9:09:53 AM
wild-orange$100.005/12/2011 10:30:38 AM
thankful-nickel2$25.005/12/2011 10:57:15 AM
interloode$300.005/12/2011 12:09:36 PM
Whipster$35.005/12/2011 11:44:59 AM
payout-hammock1$50.005/12/2011 2:04:39 PM
intelligent-yield$25.005/12/2011 2:19:13 PM
the-enthralling-coin$25.005/12/2011 3:44:38 PM
reflective-rupee$25.005/12/2011 4:44:00 PM
SecondChanceLendingSERV$25.005/12/2011 5:09:25 PM
marwadi-62$100.005/12/2011 7:26:22 PM
marinbb$50.005/12/2011 7:40:43 PM
SLN-10$50.005/12/2011 7:29:02 PM
vine99$40.005/12/2011 10:28:47 PM
DasMula$27.005/12/2011 10:43:16 PM
newest-generous-income$12.255/13/2011 12:16:34 AM
jgar_O$30.005/12/2011 9:11:50 AM
OldManP$25.005/12/2011 9:08:02 AM
investment-artist$25.015/12/2011 9:09:12 AM
janeybooboo$51.005/12/2011 9:18:57 AM
NekHoldings$25.005/12/2011 9:11:55 AM
qsolo$200.005/12/2011 9:10:29 AM
MoneyForNothing$25.005/12/2011 9:13:58 AM
credit-missile$75.005/12/2011 9:26:38 AM
lendstats_com$300.005/12/2011 9:21:16 AM
2grindstones$25.005/12/2011 10:45:05 AM
grnii78$300.005/12/2011 12:10:07 PM
favorite-commerce$25.005/12/2011 11:14:20 AM
wonder3$30.005/12/2011 12:19:34 PM
Champion_Lending$25.005/12/2011 1:07:48 PM
scoobiedoo$50.005/12/2011 3:02:56 PM
thorough-payout8$25.005/12/2011 3:40:16 PM
SolarMoonshine$25.005/12/2011 3:39:08 PM
reflective-rupee$25.005/12/2011 4:43:49 PM
WeshaTheLeopard$28.005/12/2011 4:20:10 PM
r48$48.005/12/2011 4:39:05 PM
transformer855$25.005/12/2011 6:14:08 PM
hookUup$26.745/12/2011 5:58:50 PM
Reddy_Capital$25.005/12/2011 6:10:17 PM
competent-p2p$50.005/12/2011 7:48:13 PM
grammaspurse$25.005/12/2011 9:02:13 PM
exchange-upholder0$25.005/12/2011 8:43:53 PM
riveting-credit5$200.005/12/2011 11:08:08 PM
profitable-balance$25.005/12/2011 11:09:22 PM
48 Investments
 
Borrower Payment Dependent Notes Series 506422
This series of Notes was issued and sold upon the funding of the borrower loan #49439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1998 Debt/Income ratio: 66%
Credit score: 600-619 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,461Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: gallant-economy5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,100.00< 31 days late: 0 ( 0% )  
640-659 (Jun-2010)
 
Principal balance: $909.14 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Used Car Loan
Purpose of loan: To purchase a used vehicle
This loan will be used to...finance the purchase.

My financial situation: I get paid by direct deposit every two weeks. I will have no problem paying back this loan.
I am a good candidate for this loan because...it will be automatically deducted from my checking.

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/12/2011 5:04:41 PM
SolarMoonshine$25.005/12/2011 5:21:07 PM
worth-blanket2$2,800.005/13/2011 9:58:29 AM
850$50.005/13/2011 1:40:56 PM
thorough-payout8$25.005/13/2011 1:01:07 PM
tigercat$50.005/13/2011 1:44:12 PM
missing-link$25.005/13/2011 1:44:18 PM
the-enthralling-coin$25.005/13/2011 5:25:59 PM
Rogelio48$25.005/13/2011 7:24:44 PM
Ubiquinone$25.005/13/2011 8:49:50 PM
CashFlow13$600.005/14/2011 7:42:04 AM
economy-coup$100.005/12/2011 5:06:10 PM
DasMula$27.005/12/2011 5:16:15 PM
Kash2010lu$25.005/12/2011 5:15:54 PM
irrelevant$25.005/12/2011 5:38:28 PM
EEasyMoney$25.005/13/2011 9:48:02 AM
reflective-rupee$25.005/13/2011 10:54:29 AM
baker31$23.005/14/2011 7:51:44 AM
18 Investments
 
Borrower Payment Dependent Notes Series 506504
This series of Notes was issued and sold upon the funding of the borrower loan #49363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $69.32
 
Lender servicing fee: 1.00% Effective Yield*: 13.75%  
Estimated return*: 7.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 16%
Credit score: 700-719 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:11y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,504Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: bill-stream Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
refinance home
Purpose of loan: refinance home

My financial situation: good
If i can refinance my home, i can free up approximately $3,000 in cash a year. My credit score is over 700.


Monthly net income: $3,200
Monthly expenses: 0
Housing: $610.00
Insurance: $122.74
Car expenses: $274.89
Utilities: $75.00
Phone, cable, internet: $115.00
Food, entertainment: $200.00 month
Clothing, household expenses: $100.00
Credit cards and other loans: monthly payments
Other expenses: 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.005/12/2011 9:10:05 AM
qsolo$200.005/12/2011 9:10:11 AM
availableloan$25.005/12/2011 9:11:44 AM
exchange-squirrel$25.005/12/2011 9:07:19 AM
TomDalonajay$25.005/12/2011 9:47:50 AM
runner262$25.005/12/2011 10:06:00 AM
favorite-commerce$25.005/12/2011 11:12:51 AM
RochelleW$25.555/12/2011 2:22:55 PM
lounges$36.865/12/2011 3:14:50 PM
thankful-nickel2$50.005/12/2011 4:44:03 PM
powerful-finance7$25.005/12/2011 4:41:11 PM
tutnyce$50.005/12/2011 8:44:32 PM
wwwUniversal$25.005/13/2011 1:51:21 AM
mobius_titan$25.005/13/2011 1:34:59 AM
CPA-Banker$25.005/13/2011 6:13:37 AM
jayk63$25.005/13/2011 3:22:59 AM
Tighternbarkonatree$25.005/13/2011 5:50:19 AM
FinanceEngine$35.005/13/2011 8:42:13 AM
vigilance-searcher$32.525/13/2011 9:30:36 AM
Tradesmanlender$35.005/12/2011 9:11:43 AM
helpinghand63$50.005/12/2011 9:07:40 AM
EngineersAlliance$100.005/12/2011 9:08:41 AM
Headhunter14$25.005/12/2011 9:47:44 AM
wild-orange$200.005/12/2011 10:29:50 AM
shasta1$75.005/12/2011 12:28:06 PM
reinforced-funds4$25.005/12/2011 12:47:19 PM
wealth-multiplier$25.005/12/2011 12:37:38 PM
balanced-bill7$50.005/12/2011 12:47:15 PM
reinforced-revenue069$25.005/12/2011 12:47:23 PM
chestnut4$25.005/12/2011 12:47:28 PM
gold-conga$50.005/12/2011 1:07:35 PM
samo102us$25.005/12/2011 3:16:35 PM
SolarMoonshine$25.005/12/2011 3:41:41 PM
Prosp_Lender$50.005/12/2011 4:10:11 PM
shellstar$25.005/12/2011 5:50:37 PM
one-midas$25.005/12/2011 6:19:01 PM
orange-ferocious-loyalty$200.005/12/2011 7:20:40 PM
All_Wins$33.075/12/2011 9:53:43 PM
bradfid$25.005/12/2011 9:58:48 PM
optionscashflow$25.005/12/2011 10:57:47 PM
cubist$25.005/13/2011 4:43:58 AM
tzvie$25.005/13/2011 6:33:46 AM
FoosMaster$25.005/13/2011 8:08:51 AM
kinetic-social$27.005/13/2011 9:24:24 AM
engaging-worth$25.005/13/2011 9:02:00 AM
45 Investments
 
Borrower Payment Dependent Notes Series 506550
This series of Notes was issued and sold upon the funding of the borrower loan #49410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1993 Debt/Income ratio: 23%
Credit score: 600-619 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,637Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: Iincognito Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
 
Principal balance: $681.67 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Never Late! Refinance/ Consolidate!
Hi Everyone,

I am looking to refinance a high interest loan from Citifinancial (~$4,000 @ 36%), consolidate a couple of small, high interest credit cards and the remaining ~$650 of my other prosper loan into one monthly payment.

As you can see with my first loan, I have made all 15 monthly payments on-time. I do not have any delinquent accounts and I have not been looking for any credit in the past 6 months.

Monthly net income: $3,200
Monthly expenses: ~$1,700

Housing: $450 (split between four)
Insurance: $112 (gotta love California!)
Car expenses: $350
Utilities (gas/ water/ electric/ cable/ internet): $100
Food, entertainment: $200
CitiFinancial: $256
Prosper: $42
Lending Club: $110
HSBC Card: $15
HSBC Card: $20
Barclays: $50

I am also have an authorized card on my credit. My wife added me to her BofA account and it shows ~$3,000 in debt.
Feel free to ask any questions and thank you for trusting in me again!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$51.005/13/2011 9:01:48 AM
OldManP$25.005/13/2011 9:05:51 AM
Wangchuk$25.335/13/2011 9:05:34 AM
lendstats_com$200.005/13/2011 9:13:50 AM
DasMula$27.005/13/2011 9:54:57 AM
2grindstones$25.005/13/2011 10:28:05 AM
worth-blanket2$4,900.005/13/2011 10:00:41 AM
EEasyMoney$25.005/13/2011 10:02:59 AM
grnii78$100.005/13/2011 10:05:47 AM
thorough-payout8$25.005/13/2011 12:51:22 PM
missing-link$25.005/13/2011 1:44:51 PM
credit-missile$125.005/13/2011 2:43:57 PM
competent-p2p$25.005/13/2011 6:06:26 PM
spiff666$26.665/13/2011 6:55:58 PM
Feyenoord$25.005/14/2011 3:37:07 AM
irrelevant$25.005/14/2011 6:15:04 AM
qsolo$200.005/14/2011 6:14:24 AM
CashFlow13$250.005/14/2011 7:20:52 AM
golffish2$50.005/13/2011 9:16:00 AM
investment-artist$25.015/13/2011 9:06:43 AM
tech310$50.005/13/2011 9:08:09 AM
MarvintheMartian$25.005/13/2011 9:36:55 AM
economy-coup$30.005/13/2011 9:42:51 AM
SolarMoonshine$25.005/13/2011 10:14:04 AM
reflective-rupee$25.005/13/2011 10:23:24 AM
interest-walnut$30.955/13/2011 1:20:42 PM
revenue-spa8$100.005/13/2011 1:11:35 PM
thankful-nickel2$25.005/13/2011 2:02:18 PM
angel879$35.725/13/2011 4:42:48 PM
JustMee$25.005/13/2011 5:24:40 PM
the-enthralling-coin$25.005/13/2011 5:26:04 PM
sensible-fund$50.005/13/2011 5:34:51 PM
janeybooboo$149.005/13/2011 6:51:02 PM
1traveler$25.005/13/2011 7:23:55 PM
PleaseDontDefault$50.005/14/2011 4:14:34 AM
Kennfusion$50.005/14/2011 4:53:46 AM
houli123$100.005/14/2011 4:12:47 AM
37 Investments
 
Borrower Payment Dependent Notes Series 506616
This series of Notes was issued and sold upon the funding of the borrower loan #49437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $83.80
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-1989 Debt/Income ratio: 12%
Credit score: 620-639 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 9 Current / open credit lines: 6 / 6Length of status:16y 11m
Amount delinquent: $7,967 Total credit lines: 51 Occupation: Other
Public records last 12m / 10y: 0/ 7 Revolving credit balance: $5,021Stated income:$25,000-$49,999
Delinquencies in last 7y: 37 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: darry Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 97% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 3% )  
640-659 (Apr-2008)
 
Principal balance: $155.91 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
darry
Purpose of loan:
This loan will be used to...remodel my home

My financial situation:
I am a good candidate for this loan because... I paid my previous account on time.


Monthly net income: $1932
Monthly expenses: $200
Housing: $656
Insurance: $135
Car expenses: $250
Utilities: $250
Phone, cable, internet: $220
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $95
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$1,400.005/13/2011 10:01:32 AM
SolarMoonshine$25.005/13/2011 10:09:24 AM
reflective-rupee$200.005/13/2011 10:20:11 AM
janeybooboo$98.005/13/2011 10:18:32 AM
clemclan$33.335/13/2011 10:41:03 AM
responsible-worth113$40.005/13/2011 12:00:34 PM
ddamenace$40.005/13/2011 8:41:38 PM
missing-link$25.005/13/2011 1:44:56 PM
r48$25.005/13/2011 4:07:58 PM
palace2$113.675/13/2011 11:37:24 PM
10 Investments
 
Borrower Payment Dependent Notes Series 506726
This series of Notes was issued and sold upon the funding of the borrower loan #49345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-13-2011 
Term: 60 months Listing End date:  May-15-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $264.11
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1989 Debt/Income ratio: 13%
Credit score: 680-699 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:16y 10m
Amount delinquent: $227 Total credit lines: 23 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,660Stated income:$100,000+
Delinquencies in last 7y: 22 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: wfcc Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 45 ( 100% ) 680-699 (Latest)
Principal borrowed: $16,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
720-739 (Dec-2009)
640-659 (Mar-2008)
 
Principal balance: $7,268.58 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
Consolidation Push
Purpose of loan: Debt consolidation

My financial situation:
I am applying for this loan to pay off debt incurred due a medical issue my son developed in 2010 which required surgery and extended treatment. This is my third loan from Prosper - the first is paid in full and the second is current. I have never missed a single payment.

I am a strong candidate because:
1. I have a proven track record with Prosper
2. My debt is a due to a situation now resolved
3. I have a long history of good credit prior to these issues
4. I have a reliable, growing income

I promise I will never miss a payment on this loan. I appreciate your consideration.

Monthly net income: $ 7,400
Monthly expenses: approx. $6,000
Housing: $ 1,900
Insurance: $ 400
Car expenses: $200 (gas)
Utilities: $ 200
Phone, cable, internet: $ 120
Food, entertainment: $ 400
Clothing/household: $ 300
Credit cards/other loans: $ 800
Child expenses: $1,600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Aberdeen$5,000.005/13/2011 5:06:05 PM
missing-link$25.005/13/2011 5:14:00 PM
MoneyForNothing$52.675/13/2011 5:10:39 PM
lendstats_com$200.005/13/2011 5:24:19 PM
reflective-rupee$750.005/13/2011 6:28:38 PM
DasMula$27.005/13/2011 8:21:54 PM
Mikale360$25.005/14/2011 5:45:33 AM
InChicago$50.005/14/2011 9:46:30 AM
Bob450$25.005/14/2011 10:15:58 AM
coin-bee1$25.005/14/2011 4:31:48 PM
Kash2010lu$25.005/15/2011 9:54:32 AM
Eric_Gagne$25.005/13/2011 5:58:36 PM
janeybooboo$300.005/13/2011 6:46:10 PM
Moe87$25.005/14/2011 7:15:39 AM
shrewd-income$127.535/14/2011 11:20:13 AM
mikeandcat$200.005/14/2011 11:50:19 AM
thankful-nickel2$25.005/14/2011 5:56:09 PM
KarlMarx$25.005/15/2011 3:19:10 AM
loanman2007$200.005/15/2011 4:49:52 AM
intrepid-loot$25.005/15/2011 6:16:00 AM
spiff666$26.665/15/2011 8:27:37 AM
worth-blanket2$1,816.145/15/2011 10:40:41 AM
22 Investments
 
Borrower Payment Dependent Notes Series 506858
This series of Notes was issued and sold upon the funding of the borrower loan #49431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-14-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $89.12
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1990 Debt/Income ratio: 27%
Credit score: 640-659 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 39 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,824Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: socksans900 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 69 ( 95% ) 640-659 (Latest)
Principal borrowed: $10,500.00< 31 days late: 2 ( 3% )  
600-619 (Jan-2008)
640-659 (May-2007)
 
Principal balance: $0.00 31+ days late: 2 ( 3% )
Total payments billed: 73  
Description
Loan Commitment
This loan will be used to provide help to relatives who need in my home country.

My financial situation:
I am a good candidate for this loan because I commit to my loan. My previous 2 loans have been paid off perfectly.

Monthly net income: $3,800
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$51.005/14/2011 12:05:49 PM
runner262$25.005/14/2011 12:11:33 PM
shabufa$25.005/14/2011 1:04:06 PM
reflective-rupee$25.005/14/2011 1:00:55 PM
SimpleChoice$25.005/14/2011 1:04:41 PM
SolarMoonshine$25.005/14/2011 1:11:55 PM
favorite-commerce$50.005/14/2011 1:35:12 PM
competent-p2p$25.005/14/2011 5:44:52 PM
janeybooboo$49.005/14/2011 6:11:41 PM
newest-generous-income$25.005/15/2011 7:16:14 AM
srilm$50.005/15/2011 10:09:04 AM
r48$28.005/14/2011 12:07:46 PM
qsolo$200.005/14/2011 12:06:23 PM
Tradesmanlender$35.005/14/2011 12:10:49 PM
MoneyForNothing$25.355/14/2011 12:12:17 PM
one-midas$32.005/14/2011 3:06:40 PM
thankful-nickel2$25.005/14/2011 5:58:38 PM
blue-useful-auction$25.005/14/2011 5:42:34 PM
hookUup$26.715/14/2011 5:45:05 PM
dRatedOnly$25.005/14/2011 6:45:22 PM
vutah$25.005/14/2011 7:41:35 PM
Kierf$25.005/14/2011 10:09:43 PM
ChoiceInvestments$31.005/14/2011 10:38:52 PM
Onlyhappycustomers$25.005/15/2011 8:09:20 AM
worth-blanket2$1,596.945/15/2011 10:42:47 AM
25 Investments
 
Borrower Payment Dependent Notes Series 506934
This series of Notes was issued and sold upon the funding of the borrower loan #49393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-16-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $188.55
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1998 Debt/Income ratio: 23%
Credit score: 680-699 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 7m
Amount delinquent: $516 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,937Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: wedplanner08 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 10 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
680-699 (May-2010)
680-699 (Sep-2009)
640-659 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Car Repairs & Debt Reduction
Purpose of loan: Car repairs and debt reduction
This loan will be used to... get some mechanically repairs to my car done and to pay down some other outstanding debt with higher interest rates.

My financial situation:
I am a good candidate for this loan because...I've had a previous loan through Prosper which I paid off ahead to schedule. I am rebounding from being laid off and have done my best to pay all my obiligations. And, I do admitt that I haven't always made payments on time, which is why I prefer to use pre-authorized withdrawals to make payments.


Monthly net income: $3,512
Monthly expenses: $
Housing: $1,300
Insurance: $160
Car expenses: $250
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $440
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
missing-link$25.005/16/2011 9:04:09 AM
anton$50.005/16/2011 9:33:58 AM
SolarMoonshine$25.005/16/2011 10:06:50 AM
reflective-rupee$25.005/16/2011 10:02:07 AM
kind-charming-value$500.005/16/2011 10:09:52 AM
lending-theory$50.005/16/2011 10:26:05 AM
shrewd-income$25.005/16/2011 12:25:18 PM
dcap3$75.005/16/2011 4:22:14 PM
loss-of-control$50.005/16/2011 5:22:41 PM
vutah$25.005/16/2011 5:34:43 PM
unflappable-balance5$50.005/16/2011 7:31:23 PM
MoneyForNothing$5.005/16/2011 7:31:37 PM
cashhelp$30.005/16/2011 9:19:55 AM
NekHoldings$25.005/16/2011 9:44:08 AM
worth-blanket2$3,150.005/16/2011 9:56:23 AM
2grindstones$27.005/16/2011 10:25:17 AM
Bill88$25.005/16/2011 11:02:13 AM
janeybooboo$100.005/16/2011 11:28:12 AM
dcap3$75.005/16/2011 4:23:35 PM
suave-dime6$25.005/16/2011 4:30:32 PM
bbt210$58.005/16/2011 6:30:13 PM
Rashanir$25.005/16/2011 6:32:16 PM
drkeith$55.005/16/2011 6:56:56 PM
23 Investments
 
Borrower Payment Dependent Notes Series 506988
This series of Notes was issued and sold upon the funding of the borrower loan #49396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-16-2011 
Term: 36 months Listing End date:  May-17-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1985 Debt/Income ratio: 17%
Credit score: 600-619 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 6Length of status:0y 5m
Amount delinquent: $209 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,735Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: sdjagf Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 25 ( 68% ) 600-619 (Latest)
Principal borrowed: $3,000.00< 31 days late: 5 ( 14% )  
660-679 (Jul-2009)
620-639 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 7 ( 19% )
Total payments billed: 37  
Description
Taxes, wedding, pay bill
Purpose of loan:
This loan will be used to...Pay off a small bill, taxes, expenses for son's upcoming wedding.

My financial situation: Although I have only been employed at my current job since Dec I have maintained steady employment. I was displaced and managed to secure temp employment until I found my present position. I have had some slow pay but I always get things paid and we are striving to improve.
I am a good candidate for this loan because...We are good, hardworking people. It is important to us to improve our credit score and pay our debts timely.
Debts are paid by both myself and my husband.

Monthly net income: $ 1750.
Monthly expenses: $
Housing: $1100.
Insurance: $ 200.
Car expenses: $150.
Utilities: $250.
Phone, cable, internet: $200.
Food, entertainment: $900.
Clothing, household expenses: $100.
Credit cards and other loans: $900.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wealth-renaissance5$25.005/16/2011 9:26:23 AM
2grindstones$25.005/16/2011 10:43:17 AM
pureliquidhw$25.005/16/2011 12:43:08 PM
loss-of-control$25.005/16/2011 5:35:04 PM
farblest$100.005/17/2011 6:28:21 AM
brightXeyes$25.005/17/2011 8:01:23 AM
DasMula$27.005/17/2011 9:16:28 AM
baker31$50.005/17/2011 9:19:19 AM
orange-scrappy-asset$98.005/17/2011 9:48:51 AM
missing-link$25.005/16/2011 9:04:10 AM
worth-blanket2$1,400.005/16/2011 9:56:42 AM
SolarMoonshine$25.005/16/2011 10:02:55 AM
peaceful-nickel2$150.005/16/2011 2:59:29 PM
13 Investments
 
Borrower Payment Dependent Notes Series 492433
This series of Notes was issued and sold upon the funding of the borrower loan #49386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-11-2011 
Term: 36 months Listing End date:  May-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1992 Debt/Income ratio: 16%
Credit score: 760-779 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 47 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,082Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: stable-compassion0 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: To consolidate a credit card debts
This loan will be used to... Pay off a credit card

My financial situation: Stable and looking to decrease my debt by consolidating credit cards.
I am a good candidate for this loan because... I am a responsible individual who is in excellent standing with all of my debts and I make all payments in a timely matter.

Monthly net income: $ 3500.00
Monthly expenses: $ 3050.00
Housing: $ 1600.00
Insurance: $ 108.52
Car expenses: $ 80.00
Utilities: $ 205.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 250.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-awakening6$25.005/11/2011 9:00:31 AM
EngineersAlliance$100.005/11/2011 9:00:50 AM
favorite-commerce$50.005/11/2011 9:24:51 AM
reflective-rupee$600.005/11/2011 9:27:40 AM
reflective-rupee$400.005/11/2011 9:28:24 AM
economy-coup$30.005/11/2011 9:01:11 AM
qsolo$200.005/11/2011 9:04:34 AM
irrelevant$25.005/11/2011 9:01:58 AM
top-courteous-peso$50.005/11/2011 9:02:22 AM
credit-guard5$25.005/11/2011 9:07:07 AM
SecondChanceLendingSERV$37.455/11/2011 9:12:40 AM
2grindstones$50.005/11/2011 9:45:50 AM
worth-blanket2$1,407.555/11/2011 9:53:11 AM
13 Investments
 
Borrower Payment Dependent Notes Series 493797
This series of Notes was issued and sold upon the funding of the borrower loan #49380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1991 Debt/Income ratio: 24%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 36 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $22,424Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: the-justice-crescent Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan
Purpose of loan:
This loan will be used to pay my daughters college tuituion.

My financial situation:
I am a good candidate for this loan because I have a solid credit history and an excellent work history. I am disciplined and pay my debts on time.


Monthly net income: $2320
Monthly expenses: see below
Housing: $980.00
Insurance: $100.00
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $210.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.005/2/2011 9:07:47 AM
2grindstones$25.005/2/2011 4:58:05 PM
Weaverville$25.005/6/2011 1:29:55 AM
the-reliable-trade$100.005/6/2011 10:19:32 AM
chungfang$25.005/6/2011 4:21:05 PM
courteous-kindness1$25.005/7/2011 11:29:05 AM
best-ingenious-funds$25.005/9/2011 9:05:53 AM
CAGE-Investments$25.005/9/2011 5:22:28 PM
miamibeachloaner$25.005/9/2011 7:11:44 PM
hitsman$50.005/11/2011 5:10:57 PM
coin-bee1$25.005/12/2011 3:15:15 PM
successful-wealth7$25.005/12/2011 6:09:18 PM
takingachance$52.555/12/2011 9:03:34 PM
worthy-bid8$25.005/13/2011 2:03:06 AM
anton$100.005/13/2011 11:49:01 AM
missing-link$25.005/13/2011 1:39:59 PM
historic-nickel$25.005/13/2011 12:53:42 PM
DasMula$27.005/13/2011 1:40:00 PM
point-compadre$50.005/13/2011 3:25:04 PM
sfmf$25.005/13/2011 3:57:48 PM
market-happiness7$25.005/13/2011 4:21:28 PM
HardLender$25.005/13/2011 4:59:13 PM
Artist_Blue$25.005/13/2011 5:24:18 PM
openness-confidant$75.005/13/2011 6:14:54 PM
bassman46$100.005/13/2011 6:43:26 PM
competent-p2p$30.005/13/2011 5:58:24 PM
janeybooboo$100.005/13/2011 6:55:59 PM
hookUup$26.305/13/2011 6:05:37 PM
dime-umbrella6$25.005/13/2011 5:57:13 PM
intrepid-loot$25.005/13/2011 6:27:12 PM
spiff666$25.005/13/2011 6:51:21 PM
saihu$92.055/13/2011 10:16:07 PM
p2p-paradise$50.005/13/2011 11:07:16 PM
jasonrossi11$35.005/13/2011 8:13:14 PM
autonomous-truth$50.005/13/2011 8:33:21 PM
flanative$25.005/13/2011 8:41:10 PM
Bocephus1959$25.005/13/2011 9:12:06 PM
vishal29$25.005/13/2011 11:01:32 PM
palace2$45.415/13/2011 11:33:35 PM
diplomatic-wealth7$25.005/2/2011 9:09:27 AM
economy-coup$30.005/2/2011 9:08:16 AM
rockstar78$25.005/2/2011 9:39:53 AM
_wally_$25.005/2/2011 12:38:13 PM
gain-gourd$100.005/2/2011 2:41:01 PM
larryboy10$25.005/2/2011 6:17:39 PM
bonus-demon$50.005/3/2011 10:30:17 AM
irrelevant$25.005/3/2011 6:51:15 PM
suave-dime6$25.005/5/2011 7:24:23 AM
genius520$50.005/7/2011 2:00:52 PM
bid-czar8$50.005/10/2011 9:29:44 AM
exciting-loyalty3$100.005/10/2011 1:50:43 PM
thelovebug$50.005/10/2011 7:30:38 PM
careful-note$50.005/11/2011 9:19:27 AM
patriot897$25.005/11/2011 5:54:13 PM
mrxtravis$25.005/12/2011 1:40:54 AM
stanfordgrad05$50.005/12/2011 9:38:44 AM
zone8$100.005/12/2011 12:37:36 PM
kidsskipp$50.005/12/2011 12:51:34 PM
money-bauble$100.005/12/2011 2:09:05 PM
market-inspector$25.005/12/2011 5:30:04 PM
economy-producer$25.005/12/2011 5:30:49 PM
Redmond$25.005/12/2011 6:19:09 PM
interest-griffin$50.005/12/2011 5:39:16 PM
fighter122$35.005/12/2011 6:24:55 PM
reflective-rupee$200.005/12/2011 10:05:47 PM
rupee_power$25.005/13/2011 9:09:12 AM
income-buddy7$50.005/13/2011 9:57:01 AM
Ocean713$50.005/13/2011 11:08:54 AM
money-fort$26.645/13/2011 2:56:58 PM
fmanjoo$25.005/13/2011 3:25:02 PM
well-mannered-income3$25.005/13/2011 3:54:09 PM
smilinsam$50.005/13/2011 3:25:11 PM
HardLender$25.005/13/2011 4:48:36 PM
glroark$50.005/13/2011 4:10:58 PM
sensational-dollar$25.005/13/2011 4:27:03 PM
CA-Lender$25.055/13/2011 5:07:19 PM
Engineer44$25.005/13/2011 5:57:20 PM
loan-master1$25.005/13/2011 7:38:31 PM
successful-generosity$25.005/13/2011 8:07:58 PM
JattsBank$50.005/13/2011 9:31:19 PM
unger$200.005/13/2011 7:53:53 PM
palace2$400.005/13/2011 11:33:20 PM
82 Investments
 
Borrower Payment Dependent Notes Series 503791
This series of Notes was issued and sold upon the funding of the borrower loan #49445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-30-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1978 Debt/Income ratio: 45%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:13y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,278Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: credit-ace0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: To start all over financially

This loan will be used to...
Pay off credit cards. Discontinue CareOne debt program

My financial situation: Not very good

I am a good candidate for this loan because...
I always pay my bills.I am a responsible person. I have been sick over not having any money.
I work full time feeling like I am getting no where.
I am a good person. I helped a friend in the past who had money problems and now when I asked for help, none.


Monthly net income: $1600
Monthly expenses: $
Housing: $ 500 rent
Insurance: $
Car expenses: $344
Utilities: $60
Phone, cable, internet: $168
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Note I live with my sister who pays for what I can't. Everything else we split.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sfmf$40.004/30/2011 12:01:00 PM
diplomatic-wealth7$25.004/30/2011 12:07:23 PM
economy-coup$30.004/30/2011 12:05:32 PM
gain-gourd$100.005/2/2011 2:41:39 PM
bonus-demon$50.005/3/2011 10:29:43 AM
irrelevant$25.005/3/2011 6:50:56 PM
genius520$50.005/7/2011 2:00:43 PM
miamibeachloaner$25.005/9/2011 7:11:30 PM
careful-note$50.005/10/2011 6:26:32 AM
hitsman$50.005/10/2011 6:26:45 AM
exciting-loyalty3$100.005/10/2011 1:50:18 PM
CashFlow13$2,000.005/11/2011 5:35:36 PM
Whipster$50.005/11/2011 5:40:21 PM
CASSHMAN$75.005/11/2011 7:41:49 PM
market-inspector$25.005/12/2011 3:29:14 AM
stanfordgrad05$50.005/12/2011 9:38:21 AM
money-bauble$100.005/12/2011 9:51:55 AM
fmanjoo$25.005/12/2011 11:20:39 AM
point-compadre$50.005/12/2011 11:20:41 AM
coin-bee1$25.005/12/2011 3:09:40 PM
order-brigade$25.005/12/2011 3:58:21 PM
top-historic-peso$25.005/12/2011 5:31:46 PM
kind-adventurous-finance$50.005/12/2011 5:26:18 PM
successful-wealth7$25.005/12/2011 6:09:10 PM
Redmond$25.005/12/2011 6:18:58 PM
fighter122$35.005/12/2011 6:24:48 PM
uprising35$25.005/12/2011 6:55:51 PM
YurshotCapital$101.735/12/2011 9:54:03 PM
SDKiwi$25.005/13/2011 1:16:02 AM
papaloha$25.005/13/2011 1:34:28 AM
wonder3$25.005/13/2011 6:23:27 AM
Artist_Blue$25.005/13/2011 6:06:06 AM
integrity-trumpet$50.005/13/2011 9:28:33 AM
Mailman2004$50.005/13/2011 9:28:44 AM
organic-order$25.005/13/2011 9:33:06 AM
Use_It_Wisely$25.005/13/2011 9:31:26 AM
currency-secret-agent$50.005/13/2011 9:34:21 AM
gotjack$25.005/13/2011 9:39:27 AM
bill-appraiser7$25.005/13/2011 9:36:42 AM
jalapeno2$25.005/13/2011 9:37:20 AM
Rdodson11$25.005/13/2011 9:38:49 AM
transaction-detective70$50.005/13/2011 9:28:20 AM
truecalling9$50.005/13/2011 9:28:59 AM
beaker$25.005/13/2011 9:42:06 AM
navstox$50.005/13/2011 9:42:14 AM
LAM26$25.005/13/2011 9:52:41 AM
umfan123$25.005/13/2011 9:43:10 AM
income-buddy7$50.005/13/2011 9:56:47 AM
soulwork$25.005/13/2011 9:38:35 AM
Makingitrain$25.005/13/2011 9:55:27 AM
shrewd-peace7$25.005/13/2011 9:40:26 AM
handshake5$99.345/13/2011 9:41:01 AM
jamiee73$25.005/13/2011 9:54:50 AM
ingenious-deal6$25.004/30/2011 12:07:14 PM
RyanM561$25.004/30/2011 1:45:49 PM
the-enthralling-coin$25.004/30/2011 12:06:10 PM
smilinsam$50.005/1/2011 7:47:31 PM
reflective-rupee$25.005/2/2011 10:11:43 AM
2grindstones$25.005/2/2011 4:57:10 PM
suave-dime6$25.005/4/2011 9:00:13 AM
the-reliable-trade$100.005/4/2011 5:54:15 PM
Weaverville$25.005/5/2011 1:47:13 AM
chungfang$25.005/6/2011 4:20:45 PM
CAGE-Investments$25.005/6/2011 5:38:37 PM
bid-czar8$50.005/8/2011 12:36:49 PM
EJF$50.005/9/2011 7:26:42 AM
thelovebug$50.005/9/2011 4:09:55 PM
Miklot$75.005/11/2011 7:44:47 PM
COCHINOBOY$25.005/11/2011 11:26:44 PM
economy-producer$25.005/12/2011 12:25:51 PM
Investor509$25.005/12/2011 12:48:56 PM
kidsskipp$50.005/12/2011 12:51:20 PM
zone8$100.005/12/2011 12:37:06 PM
rlrcstr$25.005/12/2011 1:07:31 PM
worthy-bid8$25.005/12/2011 3:23:33 PM
moola-wildebeest3$50.005/12/2011 4:55:12 PM
tomjeff$50.005/12/2011 5:32:29 PM
interest-griffin$50.005/12/2011 5:39:10 PM
handy-justice$100.005/12/2011 5:29:25 PM
sf-funder$25.005/12/2011 7:39:41 PM
floridass$25.005/13/2011 9:32:19 AM
credit-sycamore4$50.005/13/2011 9:37:02 AM
burrito6$25.005/13/2011 9:40:19 AM
CC911$25.005/13/2011 9:41:12 AM
deal-guardian1$50.005/13/2011 9:28:40 AM
visionary-currency$50.005/13/2011 9:40:39 AM
payment-pursuit3$100.005/13/2011 9:51:04 AM
Jack55304$185.005/13/2011 9:36:50 AM
the-dollar-topper$100.005/13/2011 9:36:56 AM
velocity-quest5$50.005/13/2011 9:37:10 AM
C_M$46.005/13/2011 9:42:02 AM
macbeck22$25.005/13/2011 9:51:38 AM
92 Investments
 
Borrower Payment Dependent Notes Series 504027
This series of Notes was issued and sold upon the funding of the borrower loan #49371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-03-2011 
Term: 60 months Listing End date:  May-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $285.62
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.09%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1999 Debt/Income ratio: 17%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:16y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,880Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: clean-peso8 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mom Of 2 In College
Purpose of loan: Pay off Debt / Tuition For College my Son 2nd Year
This loan will be used to...Pay off Debt / Tuition for my Son 2nd Year College.

My financial situation: I have been working at the same job for 16Years
I am a good candidate for this loan because...= Even thou I am a single parent I do pay all of my bills on time never been delinquant


Monthly net income: $ 2765
Monthly expenses: $
Housing: $ 842.00
Insurance: $ House Ins Covered in home loan
Car expenses: $ 213.00
Utilities: $ 145.00
Phone, cable, internet: $ 145.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 417.00
Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.005/3/2011 5:09:02 PM
bonus-demon$50.005/3/2011 5:35:30 PM
competent-p2p$30.005/3/2011 7:50:56 PM
irrelevant$25.005/3/2011 6:52:30 PM
sparkling-interest1$25.005/5/2011 11:31:22 AM
worth-blanket2$5,000.005/9/2011 11:02:44 AM
jjswanso$50.005/9/2011 5:16:17 PM
Bob450$25.005/11/2011 1:27:43 AM
grove064$100.005/11/2011 5:16:29 PM
chungfang$25.005/12/2011 12:30:52 AM
order-brigade$25.005/12/2011 4:19:18 PM
the-reliable-trade$100.005/12/2011 4:31:50 PM
reflective-rupee$200.005/12/2011 9:56:17 PM
missing-link$25.005/13/2011 1:40:44 PM
unassailable-dollar$25.005/13/2011 3:30:16 PM
HardLender$50.005/13/2011 5:18:00 PM
red-power-pecan$50.005/14/2011 9:05:06 AM
janeybooboo$100.005/14/2011 1:46:45 PM
thorough-payout8$25.005/14/2011 1:39:56 PM
I-Believe-In-You$25.005/14/2011 1:30:51 PM
shrewd-income$50.005/14/2011 2:21:04 PM
sharp-trade0$25.005/14/2011 2:34:04 PM
melodious-openness$100.005/14/2011 2:55:41 PM
hookUup$26.305/14/2011 3:02:09 PM
economy-popcorn$25.005/14/2011 3:21:08 PM
mckhbnpc$25.005/14/2011 3:09:19 PM
coin-bee1$25.005/14/2011 3:58:53 PM
allloans4me$82.035/14/2011 3:26:40 PM
mclean_loaner$50.005/14/2011 3:58:25 PM
thankful-nickel2$25.005/14/2011 5:52:37 PM
suave-dime6$25.005/14/2011 5:07:18 PM
vigilance-searcher$25.005/14/2011 5:11:43 PM
umwol13$25.005/14/2011 5:26:36 PM
friendly-worth3$100.005/14/2011 6:14:20 PM
important-ore$100.005/14/2011 6:20:21 PM
velocity-javelin8$150.005/14/2011 7:34:37 PM
the_finance_guru$50.005/14/2011 8:07:15 PM
Christophe$25.005/14/2011 8:25:51 PM
Kqwik$25.005/14/2011 7:54:20 PM
deal-goliath$45.045/14/2011 8:14:49 PM
Ray3486$25.005/14/2011 8:24:45 PM
3613925$25.005/14/2011 8:40:02 PM
visionary-asset5$50.005/14/2011 8:52:58 PM
VJ_Financial$10.145/14/2011 10:13:24 PM
first-serene-credit$25.005/14/2011 9:34:58 PM
economy-coup$30.005/3/2011 5:08:08 PM
Gibbyland$100.005/3/2011 5:35:41 PM
Rogesparkguy$25.005/3/2011 8:54:41 PM
SecondChanceLendingSERV$25.005/4/2011 3:35:14 PM
diplomatic-wealth7$25.005/4/2011 5:59:36 PM
Bill88$25.005/9/2011 1:29:24 PM
Kash2010lu$25.005/9/2011 5:37:54 PM
miamibeachloaner$50.005/10/2011 5:51:25 PM
Weaverville$25.005/12/2011 12:25:59 AM
frogperson$100.005/11/2011 9:45:47 PM
genius520$50.005/12/2011 9:56:45 AM
MTF$50.005/12/2011 4:32:55 PM
Redmond$25.005/12/2011 6:19:45 PM
Rogelio48$25.005/13/2011 6:22:25 AM
BradP$25.005/13/2011 5:56:53 PM
CAGE-Investments$25.005/14/2011 3:49:41 AM
Cai8899$25.005/14/2011 7:51:26 AM
well-mannered-income3$25.005/14/2011 12:52:32 PM
verblender$200.005/14/2011 12:50:01 PM
nilonc1$83.885/14/2011 1:05:45 PM
thorough-payout8$25.005/14/2011 1:40:08 PM
wise-benjamins-fortress$25.005/14/2011 1:08:49 PM
friendinmoney$25.005/14/2011 3:11:45 PM
liberty-point$50.005/14/2011 3:08:29 PM
csandb$25.005/14/2011 3:54:15 PM
auctionator1$25.005/14/2011 4:36:07 PM
blissful-cash3$51.215/14/2011 4:54:53 PM
neutrino6$25.005/14/2011 5:07:04 PM
yf99yz$25.005/14/2011 5:45:33 PM
ldr2000$50.005/14/2011 5:55:32 PM
SomebodysMom$25.005/14/2011 6:20:29 PM
intrepid-loot$25.005/14/2011 6:30:17 PM
euro-mastery$50.005/14/2011 7:26:31 PM
hundorama$34.205/14/2011 7:45:46 PM
autonomous-truth$100.005/14/2011 6:59:29 PM
Toyotatech$100.005/14/2011 7:45:35 PM
handy-justice$100.005/14/2011 8:03:08 PM
Pakse$25.005/14/2011 9:15:24 PM
momoney2lend$25.005/14/2011 9:44:07 PM
sharp-reward920$30.005/14/2011 9:10:01 PM
thorough-yield1$77.205/14/2011 10:01:16 PM
86 Investments
 
Borrower Payment Dependent Notes Series 504581
This series of Notes was issued and sold upon the funding of the borrower loan #49454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1992 Debt/Income ratio: 21%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:32y 7m
Amount delinquent: $0 Total credit lines: 28 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,448Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: unforgettable-worth7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sports nut
Purpose of loan:
This loan will be used to...pay off my taxes and credit cards

My financial situation:
My step daughter got married last year and her father didn't help with the wedding like he said he would. So, her mother and I unfortunately had to use credit cards to pay for the wedding. We have already paid two of the small cards off since applying for this loan. I will pay this loan off !!!


Monthly net income: $4800
Monthly expenses: $400
Housing: $2000
Insurance: $125
Car expenses: $150
Utilities: $175
Phone, cable, internet: $200
Food, entertainment: $ 75
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.004/29/2011 5:10:05 PM
ingenious-deal6$25.004/29/2011 5:07:57 PM
fcb202$28.164/30/2011 3:25:51 AM
DadWarbucks$25.004/30/2011 3:34:31 AM
responsive-rate884$25.004/30/2011 10:16:27 AM
impeccable-ore3$50.005/1/2011 9:15:36 AM
irrelevant$25.005/3/2011 6:50:53 PM
Weaverville$25.005/4/2011 5:56:00 PM
courteous-kindness1$25.005/6/2011 3:59:54 PM
chungfang$25.005/6/2011 4:20:43 PM
CAGE-Investments$25.005/6/2011 5:38:36 PM
bid-czar8$50.005/8/2011 12:19:48 PM
careful-note$30.005/9/2011 5:18:51 PM
hitsman$50.005/9/2011 5:19:18 PM
point-compadre$50.005/12/2011 12:30:54 AM
money-bauble$40.945/12/2011 1:54:34 AM
economy-producer$25.005/12/2011 12:25:45 PM
kidsskipp$50.005/12/2011 12:51:19 PM
rlrcstr$25.005/12/2011 1:07:30 PM
Artist_Blue$25.005/12/2011 4:31:48 PM
moola-wildebeest3$50.005/12/2011 4:55:11 PM
Use_It_Wisely$25.005/12/2011 5:29:01 PM
SDKiwi$25.005/12/2011 5:27:25 PM
top-historic-peso$25.005/12/2011 5:31:45 PM
tomjeff$50.005/12/2011 5:32:27 PM
Redmond$25.005/12/2011 6:18:58 PM
uprising35$25.005/12/2011 6:55:46 PM
sf-funder$25.005/12/2011 7:39:39 PM
desertoasis$25.005/13/2011 9:28:25 AM
leverage-booster$25.005/13/2011 9:28:29 AM
currency-secret-agent$50.005/13/2011 9:34:20 AM
TomKacz$56.385/13/2011 9:35:40 AM
fairhelper$25.005/13/2011 9:36:14 AM
jalapeno2$25.005/13/2011 9:37:19 AM
brazilofmux$79.495/13/2011 9:38:52 AM
GCInvestments$25.005/13/2011 9:35:48 AM
tylerfd$25.005/13/2011 9:39:03 AM
cablenews$50.005/13/2011 9:35:58 AM
CC911$25.005/13/2011 9:41:10 AM
relentless-gain3$25.005/13/2011 9:38:22 AM
seisen$50.005/13/2011 9:27:39 AM
integrity-trumpet$50.005/13/2011 9:28:31 AM
saffron4$30.925/13/2011 9:39:49 AM
burrito6$25.005/13/2011 9:40:17 AM
dedicated-transaction796$28.035/13/2011 9:40:43 AM
justice-economist$25.005/13/2011 9:30:42 AM
payment-pursuit3$100.005/13/2011 9:51:02 AM
organic-order$25.005/13/2011 9:33:04 AM
Sixmil$35.005/13/2011 9:53:50 AM
payment-jalapeno9$50.005/13/2011 9:36:01 AM
Jack55304$185.005/13/2011 9:36:48 AM
LAM26$25.005/13/2011 9:52:39 AM
the-dollar-topper$100.005/13/2011 9:36:54 AM
velocity-quest5$50.005/13/2011 9:37:07 AM
Diamond_Jim$36.635/13/2011 9:39:55 AM
macbeck22$25.005/13/2011 9:51:37 AM
Rogesparkguy$25.005/13/2011 10:12:39 AM
flanative$25.005/13/2011 11:04:06 AM
new-sharp-leverage$25.005/13/2011 11:00:21 AM
jasonj72$25.005/13/2011 11:04:12 AM
HedgeFund$50.005/13/2011 11:04:28 AM
unrelenting-auction7$50.005/13/2011 11:04:17 AM
kind-truth-circuit$50.005/13/2011 11:04:52 AM
Ocean713$50.005/13/2011 11:04:26 AM
BooRadley$25.005/13/2011 11:05:23 AM
iolaire$25.005/13/2011 11:04:36 AM
kind-credit-bear$25.005/13/2011 11:05:56 AM
worldly-money4$200.005/13/2011 11:05:14 AM
villagers$50.005/13/2011 11:06:11 AM
anton$100.005/13/2011 11:48:53 AM
bonafide-economy$25.005/13/2011 11:04:23 AM
astute-asset7$25.005/13/2011 11:04:32 AM
transparent-transaction8$50.005/13/2011 11:04:41 AM
green-benefit-control$25.005/13/2011 11:04:54 AM
RockpointCapital$50.005/13/2011 11:05:27 AM
DeltaComputerGuy$25.005/13/2011 11:05:37 AM
Easystreet$25.005/13/2011 11:06:45 AM
fair-gain8$50.005/13/2011 11:07:18 AM
zen1cent$25.005/13/2011 11:07:22 AM
asiaratt$50.005/13/2011 11:07:29 AM
ommcd$25.005/13/2011 3:19:24 PM
orangetrust$50.005/13/2011 3:19:37 PM
Gibbyland$100.005/13/2011 3:20:03 PM
DeltaGambler$50.005/13/2011 1:50:47 PM
Aleut$25.005/13/2011 3:19:17 PM
jiggaman7$50.005/13/2011 3:19:23 PM
F16Pilot$25.005/13/2011 3:19:41 PM
somebody32$50.005/13/2011 3:19:33 PM
finance-prescription$50.005/13/2011 3:21:08 PM
ursus$50.004/29/2011 5:12:29 PM
gain-gourd$73.894/29/2011 5:05:43 PM
diplomatic-wealth7$25.004/29/2011 5:13:18 PM
larryboy10$25.004/29/2011 10:33:15 PM
divedude$25.004/30/2011 3:17:15 AM
dedicated-diversification5$44.044/30/2011 5:03:23 AM
busylender35$25.004/30/2011 9:29:22 AM
zippy-interest$26.874/30/2011 9:49:29 AM
reflective-rupee$25.004/30/2011 1:31:12 PM
2grindstones$25.005/1/2011 4:09:50 PM
smilinsam$50.005/1/2011 7:47:31 PM
zorg77$50.005/2/2011 4:30:37 AM
bonus-demon$50.005/3/2011 10:29:40 AM
the-reliable-trade$100.005/4/2011 5:54:07 PM
thelovebug$37.375/7/2011 3:50:47 AM
genius520$50.005/7/2011 2:00:41 PM
miamibeachloaner$25.005/9/2011 7:11:29 PM
authentic-finance194$100.005/10/2011 10:33:58 AM
exciting-loyalty3$100.005/10/2011 1:50:16 PM
Miklot$75.005/11/2011 7:44:46 PM
fmanjoo$25.005/12/2011 12:30:42 AM
market-inspector$25.005/12/2011 3:29:12 AM
stanfordgrad05$50.005/12/2011 9:38:18 AM
handy-justice$100.005/12/2011 11:20:17 AM
zone8$100.005/12/2011 12:37:04 PM
worthy-bid8$25.005/12/2011 3:23:32 PM
kind-adventurous-finance$50.005/12/2011 5:26:17 PM
floridass$25.005/12/2011 5:30:45 PM
fighter122$35.005/12/2011 6:24:47 PM
interest-griffin$50.005/12/2011 5:39:09 PM
successful-wealth7$25.005/12/2011 6:09:08 PM
papaloha$25.005/13/2011 1:34:26 AM
transaction-detective70$50.005/13/2011 9:28:19 AM
Mailman2004$50.005/13/2011 9:28:43 AM
integrity-hug2$25.005/13/2011 9:31:24 AM
deal-guardian1$50.005/13/2011 9:28:39 AM
truecalling9$50.005/13/2011 9:28:58 AM
drew2zara$25.005/13/2011 9:32:56 AM
bid-computer$50.005/13/2011 9:33:53 AM
nellaelyob$50.005/13/2011 9:33:46 AM
life-is-great$25.005/13/2011 9:36:07 AM
payment-goose2$50.005/13/2011 9:36:23 AM
bill-appraiser7$25.005/13/2011 9:36:40 AM
ah-long$25.005/13/2011 9:38:45 AM
kbodendorf$25.005/13/2011 9:35:46 AM
allotment464$100.005/13/2011 9:35:54 AM
Soxxes$25.005/13/2011 9:39:23 AM
credit-sycamore4$50.005/13/2011 9:37:00 AM
visionary-currency$50.005/13/2011 9:40:38 AM
Rdodson11$25.005/13/2011 9:38:48 AM
EJL$25.005/13/2011 9:39:20 AM
shrewd-peace7$25.005/13/2011 9:40:24 AM
missing-link$25.005/13/2011 9:40:45 AM
blackstar$25.005/13/2011 9:41:07 AM
beaker$25.005/13/2011 9:42:03 AM
navstox$50.005/13/2011 9:42:13 AM
FormulaTroll$25.005/13/2011 9:36:03 AM
soulwork$25.005/13/2011 9:38:34 AM
jamiee73$25.005/13/2011 9:54:43 AM
Aljasa2008$50.005/13/2011 9:39:52 AM
FeedTheMachine$33.415/13/2011 9:39:58 AM
handshake5$100.005/13/2011 9:41:00 AM
income-buddy7$50.005/13/2011 9:56:46 AM
bold-durability-drum$50.005/13/2011 11:04:24 AM
Rob717171$50.005/13/2011 11:04:15 AM
GGreg799$25.005/13/2011 11:04:21 AM
PThor$25.005/13/2011 11:04:58 AM
upbeat-coin937$50.005/13/2011 11:04:30 AM
ingenious-truth0$50.005/13/2011 11:05:42 AM
_wally_$50.005/13/2011 11:05:00 AM
jo2y$25.005/13/2011 11:06:04 AM
IIP77$25.005/13/2011 11:06:34 AM
bold-shrewd-duty$25.005/13/2011 11:05:54 AM
bountiful-durability$50.005/13/2011 11:06:52 AM
transparency-baton$25.005/13/2011 11:07:13 AM
greenback-museum$25.005/13/2011 11:07:16 AM
durability-starfish$25.005/13/2011 11:07:23 AM
TheAlchemist$25.005/13/2011 10:33:03 AM
terminus$50.005/13/2011 10:38:56 AM
miked8303$25.005/13/2011 11:04:39 AM
bdkjr$25.005/13/2011 11:04:43 AM
Wellman$50.005/13/2011 11:04:56 AM
umfan123$25.005/13/2011 11:05:30 AM
wwwUniversal$25.005/13/2011 11:05:51 AM
gold-virtuoso$50.005/13/2011 11:07:14 AM
silver-wonder278$25.005/13/2011 11:07:19 AM
CaboWaboRobo$25.005/13/2011 11:14:52 AM
gold-awakening7$45.005/13/2011 1:28:54 PM
natejx$25.005/13/2011 3:19:07 PM
Maetryx$50.005/13/2011 3:19:29 PM
HHP$62.155/13/2011 3:21:29 PM
focused-dime453$50.005/13/2011 3:19:03 PM
the-profit-oracle$25.005/13/2011 3:21:02 PM
mercuriant$25.005/13/2011 3:20:07 PM
183 Investments
 
Borrower Payment Dependent Notes Series 504621
This series of Notes was issued and sold upon the funding of the borrower loan #49362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-02-2011 
Term: 60 months Listing End date:  May-14-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $211.91
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 12.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1979 Debt/Income ratio: 20%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:5y 8m
Amount delinquent: $4,940 Total credit lines: 37 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,752Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: EliteArmsLLC Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
840-859 (Jan-2010)
 
Principal balance: $7,385.06 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Business Expansion!
This loan will be used to fund an existing firearm, police and military supply, surveillance equipment store. There is a HUGE demand for firearms in the country and especially in southern Mississippi. It is a great opportunity to widen my supplier list and also get better prices on many of the products I am currently receiving.

I am a good candidate for this loan because I have a great credit score and I am a very reliable person. I am a very determined person and please come and be a part of this life changing opportunity!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.005/2/2011 9:07:45 AM
the-reliable-trade$100.005/2/2011 9:10:08 AM
Tradesmanlender$25.005/2/2011 9:09:45 AM
Moe87$25.005/2/2011 6:23:57 PM
irrelevant$25.005/3/2011 6:51:23 PM
first-upright-payout$25.005/4/2011 5:33:19 PM
Leopoldine$25.005/5/2011 5:41:08 PM
wampum-library4$25.005/6/2011 10:01:05 AM
reflective-rupee$25.015/6/2011 7:22:08 PM
yf99yz$25.005/6/2011 9:22:29 PM
astute-investment5$25.005/6/2011 7:52:10 PM
Dubbs360$100.005/6/2011 9:01:34 PM
wealth-renaissance5$25.005/7/2011 2:22:36 AM
1randyp$100.005/7/2011 6:21:32 AM
kublai$50.005/7/2011 4:02:02 AM
PositiveCarry$50.005/7/2011 7:03:04 AM
reflective-deal8$50.005/7/2011 10:27:28 AM
Whitewater_Loans$25.005/7/2011 2:17:54 PM
Pakse$25.005/7/2011 4:26:53 PM
lucrative-coin$50.005/7/2011 5:41:38 PM
neutrino6$25.005/7/2011 3:42:39 PM
Anny-Disco$100.005/8/2011 2:37:31 AM
hidavehi$77.005/7/2011 6:54:52 PM
DasMula$27.005/7/2011 8:30:52 PM
silver-flower448$40.005/8/2011 6:59:08 AM
Kselr$34.105/7/2011 11:22:36 PM
a-dough-plato$25.005/8/2011 8:02:38 AM
Imaginos1892$100.005/8/2011 9:21:47 AM
formula842$25.005/8/2011 11:46:53 AM
nswfool$30.005/8/2011 9:31:42 AM
brightest-luminous-cash9$25.005/8/2011 10:19:56 AM
ReddInc$100.005/8/2011 1:19:18 PM
Interloper$27.005/8/2011 1:31:00 PM
Avicell$50.005/8/2011 2:15:18 PM
janeybooboo$49.005/8/2011 3:24:43 PM
rdav$25.005/8/2011 3:54:32 PM
integrity-trumpet$100.005/8/2011 4:45:28 PM
thegreatstrafe$25.005/8/2011 7:33:00 PM
goodhearted-basis4$28.215/9/2011 9:33:03 AM
BuffetRocks$100.005/9/2011 1:22:58 PM
momentous-velocity5$50.005/10/2011 11:14:28 AM
payout-motivator0$75.005/10/2011 1:35:19 PM
rescue$100.005/10/2011 6:54:57 PM
enthralling-deal180$50.005/11/2011 4:20:36 AM
math1973$50.005/11/2011 9:35:49 AM
grove064$100.005/11/2011 5:29:00 PM
systemlender$50.005/11/2011 5:47:58 PM
radforj22$25.005/11/2011 7:29:57 PM
kind-magnificent-bid$100.005/12/2011 9:41:18 AM
careful-note$100.005/12/2011 9:59:37 AM
cosmof16$50.005/12/2011 11:21:56 AM
FigTree$50.005/12/2011 2:19:51 PM
MrOglesby$25.005/12/2011 4:03:15 PM
benjamins-utopia$50.005/12/2011 3:55:35 PM
theyfixedtheglitch$50.005/12/2011 5:22:41 PM
successful-wealth7$50.005/12/2011 6:04:04 PM
marwadi-62$25.005/12/2011 7:27:34 PM
fillholdingsllc$25.005/12/2011 8:57:32 PM
MadHun$100.005/12/2011 8:14:28 PM
tlp43$50.005/12/2011 8:24:45 PM
don8ter$25.005/13/2011 1:53:15 AM
kulender$50.005/13/2011 7:00:20 AM
FL-Lender$25.005/13/2011 3:59:02 PM
discrete-basis1$50.005/13/2011 4:34:01 PM
wise-cash-keeper$25.005/13/2011 5:12:37 PM
toblerone$50.005/13/2011 5:27:22 PM
the-money-gargantuan$25.005/13/2011 5:27:34 PM
deal-guardian1$50.005/13/2011 5:27:15 PM
TheGrayFox$50.005/13/2011 6:59:21 PM
dedication-elixir$50.005/14/2011 12:20:25 AM
Hanalei712$50.005/13/2011 11:15:04 PM
larrynava$50.005/13/2011 11:37:48 PM
treasure-bliss$50.005/14/2011 3:38:50 AM
Banker7371$25.005/14/2011 3:38:18 AM
Mindful7$25.005/14/2011 3:46:33 AM
Feyenoord$25.005/14/2011 3:37:02 AM
wwwUniversal$25.005/14/2011 3:50:02 AM
bountiful-durability$50.005/14/2011 4:10:01 AM
gain-gourd$100.005/14/2011 4:10:27 AM
MicroLender357$50.005/14/2011 7:02:10 AM
baker31$55.475/14/2011 7:45:13 AM
Zolton$100.005/2/2011 9:09:09 AM
bonus-demon$25.005/3/2011 10:24:17 AM
janeybooboo$51.005/3/2011 12:34:27 PM
unafraid-return496$25.005/4/2011 8:27:52 AM
BxRealtor$25.005/5/2011 10:08:13 AM
p43600jw$25.005/6/2011 10:04:07 AM
boater01$50.005/6/2011 12:21:33 PM
Bob450$25.005/6/2011 6:31:17 PM
resplendent-dollar$25.005/6/2011 8:37:50 PM
resplendent-dollar$25.005/6/2011 8:49:43 PM
genelinist$25.005/6/2011 9:02:38 PM
contract-high-five$25.005/6/2011 10:08:14 PM
jcjdingdong$50.005/6/2011 10:27:18 PM
p2p-czar3$25.005/7/2011 6:03:21 AM
wizard750$30.005/7/2011 6:43:17 AM
bill-appraiser7$25.005/7/2011 4:54:16 AM
mad-scientist0$25.005/7/2011 7:43:11 AM
CA-Lender$25.055/7/2011 8:51:27 AM
Leshan$120.005/7/2011 7:02:33 AM
zorg77$25.005/7/2011 8:50:19 AM
new-social-economist$50.005/7/2011 10:15:01 AM
resolute-basis9$50.005/7/2011 10:52:52 AM
festeringsnot$33.005/7/2011 8:41:26 AM
oxnard$75.005/7/2011 12:10:24 PM
Oakland$50.005/7/2011 10:19:09 AM
lsx7$100.005/7/2011 12:35:45 PM
Leopoldine$25.005/7/2011 11:06:52 AM
head$25.005/7/2011 1:20:50 PM
AlphaInternational$25.005/7/2011 1:32:57 PM
money-surge1$135.005/7/2011 6:33:35 PM
Peacepower$25.175/7/2011 3:49:54 PM
LakeShoreLending$50.005/7/2011 4:58:13 PM
AbeHonestly$50.005/7/2011 10:23:54 PM
cda3$100.005/8/2011 6:37:40 AM
dime-vista2$25.005/8/2011 6:56:01 AM
engrossing-benefit0$50.005/8/2011 7:56:28 AM
blue111$40.005/8/2011 5:44:16 AM
JGuide$25.005/8/2011 10:07:43 AM
loan-genie88$25.005/8/2011 10:41:44 AM
handy-justice$100.005/8/2011 2:19:15 PM
washboard1$50.005/8/2011 3:08:31 PM
navstox$60.005/8/2011 1:28:12 PM
phchristensen$50.005/8/2011 1:42:28 PM
wampum-chorus3$33.415/8/2011 6:53:25 PM
Gibbyland$50.005/8/2011 7:03:29 PM
atbright$25.005/8/2011 6:32:19 PM
pioneer538$50.005/8/2011 7:34:25 PM
aztec$100.005/8/2011 3:21:57 PM
autonomous-truth$100.005/8/2011 7:44:51 PM
miamibeachloaner$50.005/9/2011 7:05:29 PM
CPDDDS$50.005/10/2011 8:54:13 PM
benjo$50.005/11/2011 9:25:57 AM
basis-wizard8$50.005/11/2011 5:48:00 PM
orange-courageous-dedication$50.005/12/2011 12:15:04 PM
chicco$100.005/12/2011 12:53:59 PM
american6$100.005/12/2011 1:37:00 PM
camaraderi-atmosphere$50.005/12/2011 2:39:33 PM
ahansen$25.005/12/2011 4:04:24 PM
thankful-nickel2$25.005/12/2011 4:25:37 PM
msw_engr$50.005/12/2011 5:28:26 PM
annieem$50.005/13/2011 7:38:22 AM
dollardave$100.005/13/2011 8:19:03 AM
mrbanker$50.005/13/2011 9:58:40 AM
bigphish$50.005/13/2011 10:07:06 AM
niceville80$50.005/13/2011 10:07:47 AM
invincible-dough$50.005/13/2011 11:33:57 AM
sympathetic-asset$50.005/13/2011 1:14:01 PM
dedication-ninja7$25.005/13/2011 2:14:06 PM
the-enterprising-leverage$50.005/13/2011 2:38:56 PM
anwn$50.005/13/2011 3:54:42 PM
worldly-community3$50.005/13/2011 3:59:39 PM
efficient-treasure0$25.005/13/2011 5:21:19 PM
Ripsaw4U$50.005/13/2011 5:27:55 PM
lostontheedge$25.005/13/2011 5:24:46 PM
gracej$25.005/13/2011 5:30:22 PM
skuba$50.005/13/2011 5:26:48 PM
Ocean713$50.005/13/2011 5:29:45 PM
flexible-value$100.005/13/2011 5:36:11 PM
sunnyboy_7478$50.005/13/2011 7:58:56 PM
meenan$25.005/14/2011 3:06:52 AM
Dark_Helmet$25.005/14/2011 3:16:53 AM
andyb9$40.585/14/2011 3:22:38 AM
orange-preeminant-bill$39.005/14/2011 3:56:24 AM
valiant-liberty4$25.005/14/2011 4:02:23 AM
Railbird$25.005/14/2011 6:48:53 AM
whiteasianrose$25.005/14/2011 7:24:01 AM
167 Investments
 
Borrower Payment Dependent Notes Series 504723
This series of Notes was issued and sold upon the funding of the borrower loan #49430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,787.17 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.95% Listing Start date:  May-02-2011 
Term: 60 months Listing End date:  May-16-2011 
 
Lender yield: 10.10% Borrower rate/APR: 11.10% / 11.32% Monthly payment: $431.21
 
Lender servicing fee: 1.00% Effective Yield*: 10.09%  
Estimated return*: 8.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1992 Debt/Income ratio: 16%
Credit score: 780-799 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,198Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: famous-coin5 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Adoption Financial Aid
Purpose of loan:
This loan will be used to provide the placement fee for my adoption of a domestic infant. I live in Maryland and the adoption agency is Adoptions Together, Inc. I need to show that I have the placement fee, which is $15,000, plus a "cushion" of $5,000 in my bank account. I am a single parent hoping to fulfill my dream of becoming a mother.

My financial situation:
I am a good candidate for this loan because I am a federal govt employee with the Dept. of Homeland Security. My title is Correspondence Analyst and my salary is $74, 872.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
useful-currency$25.005/2/2011 9:02:23 AM
Gibbyland$100.005/2/2011 9:02:49 AM
MrDavid$50.005/2/2011 9:03:09 AM
nosualcneas$25.005/2/2011 9:03:29 AM
bvzm$50.005/2/2011 9:03:52 AM
unrivaled-silver$50.005/2/2011 9:05:29 AM
MasterJin$25.005/2/2011 9:01:59 AM
indomitable-coin$50.005/2/2011 9:07:11 AM
ore-genius2$100.005/2/2011 9:03:19 AM
kenji4861$25.005/2/2011 9:03:42 AM
serene-truth2$50.005/2/2011 9:04:03 AM
minista$25.005/2/2011 9:04:13 AM
smart-kindness8$100.005/2/2011 9:04:27 AM
AmericanCredit$25.005/2/2011 9:04:55 AM
blooming-market$25.005/2/2011 9:02:04 AM
inspired-investment8$100.005/2/2011 9:04:44 AM
balanced-rupee$50.005/2/2011 9:05:38 AM
Leopoldine$25.005/2/2011 9:06:00 AM
BlackCat36$50.005/2/2011 2:49:40 PM
unclejaef$25.005/2/2011 3:26:01 PM
Avala$50.005/2/2011 6:19:57 PM
nuclearmoose$50.005/2/2011 9:41:03 PM
efficient-treasure0$25.005/3/2011 10:18:48 AM
shugyosha$50.005/3/2011 11:45:40 AM
kulender$50.005/4/2011 6:29:16 AM
nex$25.005/4/2011 11:21:07 AM
krd_Chicago$100.005/4/2011 5:00:40 PM
listing-pear6$105.025/4/2011 5:36:44 PM
dpfl55$25.005/4/2011 6:20:33 PM
radforj22$34.205/5/2011 2:28:00 AM
compoundinterest$50.005/6/2011 5:24:10 AM
TomKacz$100.005/6/2011 9:20:26 AM
cmg891$50.005/6/2011 10:29:23 AM
ingenious-truth0$50.005/6/2011 5:21:50 PM
damage$25.005/6/2011 8:30:07 PM
108lender$200.005/7/2011 1:48:20 AM
RankPaid$25.005/7/2011 10:08:39 AM
snowman34$25.005/7/2011 7:05:10 PM
first-serene-credit$25.005/10/2011 6:23:47 AM
ytjameslee$38.625/10/2011 5:14:02 AM
sgt-schultz$43.665/10/2011 7:09:29 AM
davisfl$50.005/10/2011 7:26:13 AM
octoberfresh$25.005/10/2011 7:49:35 AM
sensational-kindness$147.085/10/2011 10:04:25 AM
guardian3$25.005/10/2011 11:21:03 AM
investment-comet$25.005/10/2011 5:47:25 PM
ceg451$25.005/10/2011 5:57:50 PM
competent-p2p$25.205/10/2011 6:06:00 PM
MNFrostbite$25.005/10/2011 6:41:27 PM
liberty-point$75.005/10/2011 7:28:54 PM
best-generosity-financier$25.005/10/2011 7:55:38 PM
dunrizzo$30.855/10/2011 8:08:00 PM
natural-return0$210.275/11/2011 12:45:05 AM
market-pudding$25.005/10/2011 9:49:08 PM
ikozelsky$50.005/10/2011 10:15:22 PM
thenadamgoes$74.475/10/2011 11:34:07 PM
subtle-revenue0$25.005/11/2011 1:46:57 AM
dollar-authority$100.005/11/2011 4:45:38 AM
SummitAdvisors$100.005/11/2011 8:45:48 AM
MDTSmallTimeLender$50.005/11/2011 7:40:42 AM
math1973$100.005/11/2011 9:33:59 AM
LoWRec$25.005/11/2011 10:32:55 AM
jrhinomo$32.005/11/2011 11:23:51 AM
mazot520$54.005/11/2011 11:40:04 AM
kindness-dessert$49.305/11/2011 2:30:47 PM
Chewbaca$25.005/11/2011 3:01:36 PM
coin-spilunker$50.005/11/2011 2:05:02 PM
refined-return922$100.005/11/2011 2:49:26 PM
KDW08$25.005/11/2011 5:43:57 PM
producer553$25.005/11/2011 5:53:16 PM
Erogan5877$48.275/11/2011 5:49:37 PM
GoldenGo4$71.525/11/2011 7:16:25 PM
Ellisdee$50.005/12/2011 5:14:55 AM
Jcardone33$25.005/12/2011 5:42:32 AM
smart-treasure$27.755/12/2011 6:05:17 AM
wampum-chorus3$71.905/12/2011 7:53:34 AM
kind-adventurous-finance$50.005/12/2011 8:44:24 AM
najmn103$25.005/12/2011 7:32:03 AM
cudgeon$25.005/12/2011 8:31:55 AM
unafraid-loan5$25.005/12/2011 10:17:44 AM
aggresive-wampum0$30.005/12/2011 12:07:03 PM
balance-warrior$26.035/12/2011 12:08:44 PM
affluence-companion2$58.985/12/2011 12:10:59 PM
dcap3$100.005/12/2011 12:12:43 PM
yertle9$25.005/12/2011 12:13:33 PM
DARTHVADER$35.335/12/2011 12:19:41 PM
docdekay$75.005/12/2011 12:06:40 PM
Boxster968$50.005/12/2011 12:12:23 PM
Jules97$26.005/12/2011 12:09:59 PM
golfproper$67.445/12/2011 12:10:36 PM
wealth-oath$25.575/12/2011 12:18:59 PM
pacheco$60.005/12/2011 12:23:25 PM
credit-cadence9$200.005/12/2011 12:23:46 PM
CashCow-Moooo-la$31.795/12/2011 12:43:13 PM
mrrc7498$70.145/12/2011 12:28:00 PM
designer_10$25.005/12/2011 12:37:34 PM
brightest-affluence-powerplant$100.005/12/2011 12:47:08 PM
WSTRDG$25.005/12/2011 12:47:21 PM
orindalender$50.005/12/2011 12:49:48 PM
16888$50.005/12/2011 12:57:00 PM
racing777$25.005/12/2011 12:51:50 PM
dochelp$100.005/12/2011 1:05:46 PM
Q9-X3$89.505/12/2011 12:54:16 PM
VBAces$200.005/12/2011 1:12:33 PM
rbettenc$25.005/12/2011 1:13:21 PM
mennleo$66.005/12/2011 12:55:09 PM
vegibenz$25.005/12/2011 1:11:26 PM
unconquerable-transparency865$100.005/12/2011 12:59:48 PM
dadalou$25.005/12/2011 1:03:23 PM
wealthstar$50.005/12/2011 1:20:39 PM
jenerationx$25.005/12/2011 1:47:29 PM
AlBRich$25.005/12/2011 1:09:16 PM
rapid-currency$25.005/12/2011 1:48:32 PM
cpbreton$25.005/12/2011 1:54:36 PM
mlin$33.835/12/2011 1:57:49 PM
Ripsaw4U$50.005/12/2011 1:34:47 PM
cleveland2portland$50.005/12/2011 1:25:04 PM
Dowanhill$28.005/12/2011 1:32:44 PM
CPA-Banker$25.745/12/2011 2:07:13 PM
exxondude$25.005/12/2011 2:08:38 PM
Isanpankki$71.615/12/2011 1:42:39 PM
JustMee$25.005/12/2011 1:45:55 PM
silver-wonder278$100.005/12/2011 1:52:32 PM
diligent-leverage$50.005/12/2011 2:04:23 PM
james82$50.005/12/2011 1:55:22 PM
orange-resolute-platinum$25.005/12/2011 2:09:25 PM
StayFocused$26.605/12/2011 2:10:00 PM
tranquil-capital4$50.005/12/2011 2:31:07 PM
RedCentre$245.475/12/2011 2:14:51 PM
andlifegoeson$100.005/12/2011 2:18:45 PM
neutrino6$25.005/12/2011 2:57:38 PM
sugybutt$28.365/12/2011 2:37:32 PM
aasx1108$25.005/12/2011 3:17:42 PM
bill-appraiser7$25.005/12/2011 2:43:24 PM
sunshine1965$50.005/12/2011 2:51:37 PM
euro-trumpet$25.005/12/2011 2:52:26 PM
seabass123$25.005/12/2011 2:50:46 PM
Weaverville$30.085/12/2011 3:15:20 PM
Bluebanker$393.835/12/2011 2:58:59 PM
1phantom$25.005/12/2011 3:17:30 PM
jazz619$25.005/12/2011 3:17:44 PM
JKEnterprises$25.005/12/2011 3:17:47 PM
Susie-Q$50.005/12/2011 6:23:53 PM
NYBIZ$30.005/12/2011 9:34:01 PM
DadWarbucks$26.805/13/2011 1:32:18 AM
peb44$25.005/13/2011 6:05:20 AM
FoosMaster$25.005/13/2011 8:12:10 AM
Munnie$25.005/13/2011 7:35:20 AM
wise-cash-keeper$25.005/13/2011 9:07:25 AM
kinetic-truth$25.005/13/2011 9:49:28 AM
gauss02$25.005/13/2011 11:19:02 AM
andyb9$50.005/13/2011 2:35:04 PM
beaker$25.005/13/2011 5:23:08 PM
flexible-value$35.005/13/2011 5:35:20 PM
SpecialMan-211$250.005/13/2011 7:16:56 PM
CashFlowLender$50.005/13/2011 6:21:19 PM
p2p-paradise$50.005/13/2011 11:09:04 PM
CornerKetch$28.025/14/2011 2:29:09 AM
Preteur$25.005/14/2011 2:32:39 AM
mistertao$25.005/14/2011 2:50:14 AM
acropiloterau2002$25.005/14/2011 2:49:26 AM
julijask$50.005/14/2011 3:05:37 AM
pumped130$25.005/14/2011 7:24:55 AM
hawaiiangirl76$25.005/14/2011 8:01:00 AM
peaceful-nickel2$100.005/14/2011 8:46:45 AM
squweech$25.005/14/2011 10:55:34 AM
hard-working-asset2$74.475/14/2011 11:21:35 AM
chungfang$50.005/14/2011 11:35:05 AM
k219824$92.005/14/2011 11:42:48 AM
rocket20229$25.005/14/2011 11:40:11 AM
LimaGuy$119.755/14/2011 11:53:29 AM
johannesfactotum$50.005/14/2011 12:05:02 PM
jtn4148$50.005/14/2011 12:11:39 PM
investment-cluster$50.005/14/2011 12:18:21 PM
NYCFinancier$34.995/14/2011 12:25:03 PM
rangersquire$25.005/14/2011 1:10:38 PM
yu-rik$100.005/14/2011 7:57:30 PM
CARedBull$50.005/14/2011 10:23:32 PM
Ragnar$50.005/14/2011 9:34:39 PM
wiseindian$25.005/14/2011 11:14:18 PM
ramsumana$50.005/15/2011 1:39:18 AM
starlightstarwind$25.035/15/2011 7:11:16 AM
network08$25.005/15/2011 11:48:21 AM
CreditBuilder2$50.005/15/2011 2:42:58 PM
pulmdoc$25.005/15/2011 5:04:04 PM
FLSmooth$50.005/16/2011 1:03:28 AM
truth-image$50.005/16/2011 7:54:16 AM
Carpetkid$50.005/2/2011 9:05:11 AM
DukSerduk$25.005/2/2011 9:01:34 AM
meux99$25.005/2/2011 9:01:51 AM
fcrick$25.005/2/2011 9:02:11 AM
lukeskywalkerkp$25.005/2/2011 9:06:09 AM
dtrain5$25.005/2/2011 9:01:43 AM
life-is-great$25.005/2/2011 9:07:02 AM
the-enthralling-coin$50.005/2/2011 9:08:43 AM
elasermd$50.005/2/2011 9:09:06 AM
cablenews$50.005/2/2011 9:09:57 AM
reflective-rupee$200.005/2/2011 10:14:41 AM
MARWARISETH$25.005/2/2011 4:20:55 PM
heroic-p2ploan2$50.005/3/2011 9:36:23 AM
PThor$25.005/3/2011 1:55:19 PM
g314$30.005/3/2011 9:05:31 PM
mighty-trade2$25.005/4/2011 10:49:21 AM
_wally_$50.005/4/2011 6:05:08 PM
antlr$50.005/4/2011 10:09:06 PM
penny-candy$25.005/5/2011 6:49:42 PM
exciting-fairness8$50.005/6/2011 9:29:28 AM
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diversification-surge$200.005/6/2011 11:10:05 AM
tender-integrity3$100.005/6/2011 12:59:37 PM
rmachi$25.005/7/2011 1:48:16 AM
nicklds$50.005/7/2011 10:29:55 PM
auction-elvis$25.005/8/2011 11:33:24 AM
velocity-solo$25.005/8/2011 12:30:15 PM
Cover4$25.005/9/2011 7:49:33 AM
Interstate_Rate$44.585/9/2011 9:52:10 AM
grove064$100.005/9/2011 2:03:11 PM
AFairDeal$50.005/9/2011 3:17:15 PM
MwarrenB$50.005/9/2011 6:20:15 PM
auction-seeker$25.005/9/2011 5:30:07 PM
cerebral-auction950$50.005/10/2011 9:35:16 AM
Play-dough$50.005/10/2011 10:53:33 AM
pdxKurt$100.005/10/2011 11:03:38 AM
currency-panda$56.765/10/2011 11:34:15 AM
prudent-dinero$25.005/10/2011 2:37:38 PM
Grandmahoneybee$50.005/10/2011 2:46:12 PM
Cash4U2also$50.005/10/2011 1:22:17 PM
degster$25.005/10/2011 5:47:41 PM
ore-master$25.005/10/2011 8:29:16 PM
ksubd$100.005/10/2011 10:15:30 PM
uberrific$100.005/11/2011 12:34:24 AM
luminant$25.005/10/2011 9:41:59 PM
najmn103$25.005/11/2011 6:39:46 AM
RockCrown$25.005/11/2011 7:24:44 AM
natural-trade7$100.005/11/2011 8:40:45 AM
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pfat$25.005/11/2011 8:52:27 AM
docdekay$100.005/11/2011 9:45:04 AM
gold-scientist5$100.005/11/2011 2:06:24 PM
note-force387$50.005/11/2011 6:26:39 PM
diverse-benjamins$25.005/11/2011 6:33:19 PM
schnippy$25.005/12/2011 6:54:12 AM
tibia$56.875/12/2011 6:32:35 AM
Marathoner$25.005/12/2011 7:04:07 AM
best-asset-jedi$50.005/12/2011 9:16:07 AM
Cheburashka$30.005/12/2011 9:47:55 AM
valiant-liberty4$25.005/12/2011 9:48:21 AM
cosmof16$25.005/12/2011 10:34:29 AM
godfather4u$50.005/12/2011 12:05:01 PM
thestartuplender$125.005/12/2011 12:08:39 PM
power-supernova$300.005/12/2011 12:10:57 PM
carydude$50.005/12/2011 12:14:49 PM
etherichands$100.005/12/2011 12:18:46 PM
surfingwa$200.005/12/2011 12:21:12 PM
ctgscott$25.005/12/2011 12:23:16 PM
trade-surge3$25.005/12/2011 12:08:30 PM
rdav$29.315/12/2011 12:12:10 PM
loyalty-czar$100.005/12/2011 12:10:14 PM
radicaldude$71.525/12/2011 12:26:01 PM
availableloan$25.005/12/2011 12:33:55 PM
trucklawyer$25.005/12/2011 12:35:38 PM
CommLendOff$65.685/12/2011 12:18:39 PM
orangetrust$35.005/12/2011 12:20:45 PM
rapid-wampum5$40.005/12/2011 12:23:43 PM
mark7282$27.345/12/2011 12:34:51 PM
janeybooboo$100.005/12/2011 12:50:40 PM
juliejk10$25.005/12/2011 12:27:27 PM
Zachilles$25.005/12/2011 12:39:20 PM
best-inspiring-deal$25.005/12/2011 12:59:50 PM
108lender$100.005/12/2011 1:07:03 PM
hs112a$205.605/12/2011 1:10:16 PM
interest-satellite$25.005/12/2011 1:14:27 PM
FlexFunding$50.005/12/2011 1:20:18 PM
p2p-harmony$100.005/12/2011 1:03:20 PM
GCInvestments$25.005/12/2011 1:27:44 PM
Bill88$30.005/12/2011 1:22:08 PM
celesteb$30.005/12/2011 1:13:10 PM
dharma1$25.005/12/2011 1:15:24 PM
napmanger$50.005/12/2011 1:54:29 PM
jp2654$100.005/12/2011 1:30:44 PM
djalan$50.005/12/2011 1:34:36 PM
didibagle$55.165/12/2011 1:32:23 PM
mykkai$25.005/12/2011 2:07:18 PM
useful-credit9$27.685/12/2011 1:46:11 PM
CN3$124.045/12/2011 2:12:12 PM
Madmigel$29.545/12/2011 2:15:54 PM
SailAwayMoon$25.005/12/2011 2:04:12 PM
note-pursuit$25.005/12/2011 1:54:53 PM
rcm87$104.925/12/2011 2:20:43 PM
numero-uno4$100.005/12/2011 2:22:18 PM
FigTree$500.005/12/2011 2:12:18 PM
Tikibarman$50.005/12/2011 2:14:23 PM
vern1981$52.625/12/2011 2:15:47 PM
SJM10011a$25.005/12/2011 3:17:18 PM
kleinbrak$25.005/12/2011 2:40:22 PM
CE88$100.005/12/2011 2:37:33 PM
finance-dandelion$30.005/12/2011 2:57:40 PM
thedoctor$100.005/12/2011 3:20:46 PM
jgs715$50.005/12/2011 3:29:59 PM
Aimvest$25.005/12/2011 3:17:56 PM
saahilld$25.005/12/2011 3:49:28 PM
wealth-tulip4$50.005/12/2011 3:17:27 PM
vollynet$90.005/12/2011 3:36:01 PM
ideal-platinum1$25.005/12/2011 3:21:43 PM
thankful-nickel2$25.005/12/2011 4:41:09 PM
tdinbranson$50.005/12/2011 5:38:36 PM
Susie-Q$50.005/12/2011 6:20:37 PM
Bobsasnot$50.005/12/2011 7:47:45 PM
dma1206$50.005/12/2011 8:08:52 PM
syounker$29.715/13/2011 1:33:46 AM
unassuming-note$25.005/13/2011 1:56:36 AM
TennSquire$25.005/13/2011 7:31:49 AM
pjnala1$100.005/13/2011 8:00:52 AM
sharp-reward920$25.005/13/2011 11:47:22 AM
fantastic-openness$100.005/13/2011 12:14:39 PM
jwstclair$25.005/13/2011 12:28:46 PM
kurizoo$25.005/13/2011 11:03:54 PM
power-defender7$25.005/13/2011 8:29:00 PM
RoyFauntleroy$50.005/13/2011 10:21:02 PM
greenback-maracas$25.005/13/2011 8:49:42 PM
alpinaut$25.005/14/2011 2:00:52 AM
BankingFamily$25.005/14/2011 2:46:31 AM
greenventures$25.005/14/2011 2:48:59 AM
revmax$25.005/14/2011 3:24:47 AM
wise-silver-wonder$25.005/14/2011 3:46:51 AM
Richmp412$25.005/14/2011 7:15:55 AM
payout-detective7$25.005/14/2011 6:49:14 AM
lagnisiruk$25.005/14/2011 8:18:51 AM
danny-lender$50.005/14/2011 9:23:57 AM
Cre8iveCash$25.005/14/2011 9:30:45 AM
Beverly_Hills_Lender$25.005/14/2011 9:39:14 AM
brightest-dynamic-peace$25.005/14/2011 9:49:12 AM
cash-merry-maker$25.005/14/2011 9:49:35 AM
rocket20229$25.005/14/2011 11:41:53 AM
whatreality$25.005/14/2011 11:36:20 AM
protargol$25.005/14/2011 11:51:05 AM
JD6202001$200.005/14/2011 12:12:46 PM
ihelpunow$25.005/14/2011 12:23:25 PM
Damostuff$25.005/14/2011 12:34:54 PM
California04$25.005/14/2011 3:28:56 PM
mwfarmkid$25.005/14/2011 4:53:58 PM
Duchdad$25.005/14/2011 8:44:05 PM
knowledgeable-revenue$112.955/14/2011 9:11:13 PM
teufelhund$25.005/14/2011 8:53:52 PM
Queueball1$50.005/15/2011 5:27:04 AM
skillful-treasure37$50.005/15/2011 8:39:04 AM
eretro$28.195/15/2011 9:48:46 AM
sappy02$25.005/15/2011 11:10:24 AM
bonus-apple$100.005/15/2011 11:09:48 AM
frooogal$50.005/15/2011 11:54:15 AM
soccermom33$25.005/15/2011 11:26:51 AM
encore02$200.005/15/2011 12:43:11 PM
bnoble09$25.515/15/2011 1:54:51 PM
cunning-truth6$100.005/15/2011 3:03:31 PM
orange-truth-pole$43.205/15/2011 5:42:08 PM
Jeffersonbank$50.005/15/2011 7:08:58 PM
a-resplendent-commitment$30.005/15/2011 10:42:56 PM
helpwithoutbanks$25.005/16/2011 5:17:47 AM
markandrosie$35.005/15/2011 11:46:35 PM
first-euro-rapture$25.005/16/2011 6:59:44 AM
mountainpeak$25.005/16/2011 7:12:05 AM
sociallender$25.005/16/2011 6:06:11 AM
REITRUST$65.525/16/2011 7:22:09 AM
fair_rates$25.005/16/2011 7:18:56 AM
the-silver-blaster$50.005/16/2011 7:39:41 AM
exuberant-durability651$300.005/16/2011 7:59:42 AM
lucrative-worth$100.005/16/2011 8:23:32 AM
367 Investments
 
Borrower Payment Dependent Notes Series 504767
This series of Notes was issued and sold upon the funding of the borrower loan #49374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,485.93 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 6.10% Listing Start date:  May-02-2011 
Term: 60 months Listing End date:  May-16-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $357.22
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 12.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 13%
Credit score: 700-719 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 3Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,265Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: moneyismyshot Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Home Repair - studio apartment
Purpose of loan:
This loan will be used to change my garage to a studio apartment

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3697
Monthly expenses: $1967
Housing: $1042
Insurance: $300
Car expenses: $0
Utilities: $200
Phone, cable, internet: $25
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.005/2/2011 9:02:50 AM
the-enthralling-coin$50.005/2/2011 9:08:47 AM
bb575$50.005/2/2011 9:39:19 AM
reflective-rupee$25.005/2/2011 10:19:29 AM
hookUup$25.745/2/2011 5:02:49 PM
beakerfish$75.005/2/2011 6:50:26 PM
bonus-demon$25.005/3/2011 10:24:28 AM
JGuide$25.005/4/2011 6:33:55 PM
JGuide$51.685/4/2011 7:38:56 PM
BxRealtor$25.005/5/2011 10:08:21 AM
first-upright-payout$25.005/5/2011 5:27:32 PM
calm-platinum8$50.005/5/2011 7:26:44 PM
Leopoldine$25.005/5/2011 8:19:03 PM
wampum-library4$25.005/6/2011 10:01:22 AM
boater01$50.005/6/2011 12:31:27 PM
the-enthralling-coin$29.005/6/2011 5:23:38 PM
first-serene-credit$25.005/6/2011 5:26:27 PM
CA-Lender$25.055/6/2011 6:04:56 PM
Rogesparkguy$25.005/6/2011 6:22:35 PM
Imageloan$50.005/6/2011 6:24:49 PM
handy-justice$200.005/6/2011 5:41:35 PM
Astyanax$50.005/6/2011 6:03:02 PM
Banker2OO7$74.925/6/2011 8:59:36 PM
janeybooboo$100.005/6/2011 7:06:46 PM
resplendent-dollar$25.005/6/2011 8:37:12 PM
Johnab$26.005/6/2011 8:54:52 PM
zorg77$50.005/6/2011 9:23:26 PM
FinanceEngine$40.005/6/2011 9:56:03 PM
astute-investment5$25.005/6/2011 7:51:55 PM
loan-master1$25.005/6/2011 8:16:19 PM
jcjdingdong$50.005/6/2011 10:30:21 PM
yf99yz$25.005/6/2011 9:15:19 PM
jcjdingdong$50.005/6/2011 10:26:29 PM
palace2$450.005/7/2011 3:10:01 AM
credit-kahuna$60.855/6/2011 11:52:12 PM
kublai$150.005/7/2011 4:00:41 AM
bill-appraiser7$25.005/7/2011 4:53:17 AM
PleaseDontDefault$50.005/7/2011 5:21:29 AM
invest-in-ed$45.005/7/2011 5:35:16 AM
rockhound84$25.005/7/2011 6:51:46 AM
platinum-scientist9$25.005/7/2011 7:19:54 AM
creative-revenue0$50.005/7/2011 8:03:24 AM
Nascar1$50.005/7/2011 8:25:22 AM
PositiveCarry$50.005/7/2011 7:02:59 AM
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liberty-point$25.005/7/2011 7:42:43 AM
fulfilling-investment4$31.005/7/2011 11:23:40 AM
adventurous-commerce$25.005/7/2011 11:50:35 AM
SolarMoonshine$50.005/7/2011 10:22:18 AM
head$25.005/7/2011 1:24:01 PM
aztocas$25.005/7/2011 1:35:11 PM
attractive-rate$25.005/7/2011 3:19:06 PM
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lucrative-coin$50.005/7/2011 6:00:55 PM
cashasaurus0$200.005/7/2011 4:10:12 PM
DasMula$27.005/7/2011 8:32:33 PM
Pakse$25.005/7/2011 4:26:01 PM
LakeShoreLending$25.005/7/2011 4:55:31 PM
catamaran2024$25.005/8/2011 1:09:48 AM
payout-mongoose$85.005/8/2011 6:14:07 AM
jasonuz$25.005/8/2011 7:02:02 AM
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profitable-money$25.005/7/2011 11:09:48 PM
dime-umbrella6$25.005/8/2011 7:28:29 AM
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janeybooboo$100.005/8/2011 6:35:13 AM
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silver-wonder278$50.005/8/2011 10:39:34 AM
credit-missile$25.005/8/2011 10:46:54 AM
formula842$25.005/8/2011 11:34:43 AM
gunderstone$25.005/8/2011 9:09:33 AM
Helping-One-Another$31.655/8/2011 10:19:57 AM
thankful-nickel2$50.005/8/2011 12:27:19 PM
BuffetRocks$100.005/9/2011 1:23:00 PM
lender12345$25.005/9/2011 2:13:48 PM
firsttouch1$500.005/9/2011 10:05:46 PM
momentous-velocity5$50.005/10/2011 11:14:29 AM
payout-motivator0$75.005/10/2011 1:35:22 PM
rescue$100.005/10/2011 6:54:59 PM
CPDDDS$50.005/10/2011 8:54:16 PM
TheSwissBanker$50.005/10/2011 8:30:29 PM
jojnax$25.005/11/2011 12:41:00 AM
enthralling-deal180$50.005/11/2011 4:20:39 AM
math1973$50.005/11/2011 9:35:54 AM
kind-magnificent-bid$100.005/12/2011 9:41:22 AM
american6$100.005/12/2011 1:37:09 PM
FigTree$50.005/12/2011 2:19:55 PM
camaraderi-atmosphere$50.005/12/2011 2:39:35 PM
ahansen$25.005/12/2011 4:04:26 PM
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basis-wizard8$50.005/12/2011 5:33:56 PM
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tlp43$50.005/12/2011 8:24:47 PM
kulender$50.005/13/2011 7:00:23 AM
DTlender$50.005/13/2011 11:01:19 AM
bigphish$50.005/13/2011 10:07:08 AM
invincible-dough$50.005/13/2011 11:34:00 AM
VillageLending$50.005/13/2011 4:02:29 PM
suave-dime6$25.005/13/2011 4:23:55 PM
worldly-community3$25.005/13/2011 5:20:16 PM
niceville80$50.005/13/2011 5:13:28 PM
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sunnyboy_7478$50.005/13/2011 7:58:58 PM
Hanalei712$25.005/13/2011 11:15:08 PM
Ripsaw4U$50.005/14/2011 2:25:56 AM
gracej$25.005/14/2011 2:50:32 AM
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Cai8899$30.005/14/2011 7:49:22 AM
lagnisiruk$25.005/14/2011 8:19:17 AM
rutzebach$100.005/14/2011 8:38:23 AM
Cre8iveCash$25.005/14/2011 9:30:35 AM
upright-commitment5$25.005/14/2011 9:43:55 AM
brightest-dynamic-peace$25.005/14/2011 9:49:21 AM
HappyHelpingLender$25.005/14/2011 9:55:43 AM
johannesfactotum$29.905/14/2011 12:20:45 PM
worker943$50.005/14/2011 3:54:01 PM
reinforced-investment4$25.005/14/2011 6:04:18 PM
Ragnar$50.005/14/2011 9:24:04 PM
Goddess-4-one$39.445/15/2011 5:33:38 AM
mckhbnpc$50.005/15/2011 9:45:51 AM
damanq$25.005/15/2011 11:14:05 AM
encore02$100.005/15/2011 12:42:45 PM
KVEER$25.005/15/2011 1:25:25 PM
divedude$25.005/15/2011 1:29:47 PM
nikgod$50.005/15/2011 2:43:56 PM
driver5$25.005/15/2011 4:54:47 PM
Hexnut$25.005/15/2011 4:54:53 PM
Danfromnapa$50.005/15/2011 5:03:58 PM
slpark$50.005/15/2011 7:57:36 PM
atope$50.005/15/2011 8:48:57 PM
DaMoneyTree$25.005/16/2011 3:14:41 AM
nikkiesgrandma$25.005/16/2011 6:54:18 AM
paqattack$25.005/16/2011 7:09:51 AM
worthy-bid8$50.005/16/2011 6:20:15 AM
jsnryn$63.145/16/2011 7:04:49 AM
love-interest$25.005/16/2011 8:53:59 AM
canisian$25.005/16/2011 7:41:03 AM
Perksunlimited$55.005/16/2011 8:25:41 AM
ocifer50$25.005/16/2011 8:56:13 AM
orange-leverage-phoenix$50.005/2/2011 9:07:30 AM
Tradesmanlender$25.005/2/2011 9:09:51 AM
the-reliable-trade$100.005/2/2011 9:10:09 AM
Bank_Of_XL$50.005/2/2011 1:14:38 PM
Moe87$25.005/2/2011 6:25:11 PM
reflective-rupee$275.005/3/2011 9:44:55 AM
ingenious-deal6$25.005/3/2011 4:04:56 PM
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p43600jw$25.005/6/2011 10:04:09 AM
silver-buckeye$25.005/6/2011 5:39:25 PM
CLMnCWC$25.005/6/2011 6:53:28 PM
CA-Lender$25.005/6/2011 8:06:31 PM
Bob450$25.005/6/2011 6:30:59 PM
MNFrostbite$30.005/6/2011 8:21:07 PM
Dubbs360$100.005/6/2011 9:00:47 PM
best-income-fertilizer$100.005/6/2011 11:53:14 PM
num1irish$100.005/7/2011 12:00:48 AM
Control$25.005/7/2011 5:12:09 AM
rcflick$25.005/7/2011 6:44:17 AM
travels536$25.005/7/2011 7:48:57 AM
EarlyRiser$150.005/7/2011 6:00:30 AM
wizard750$50.005/7/2011 6:46:24 AM
borrowmine$25.005/7/2011 8:44:52 AM
festeringsnot$33.005/7/2011 8:41:40 AM
lotuss4$49.995/7/2011 9:06:26 AM
Scotcha$50.005/7/2011 9:56:02 AM
new-social-economist$50.005/7/2011 10:13:18 AM
slartibardfast$25.005/7/2011 8:24:52 AM
resolute-basis9$50.005/7/2011 10:52:53 AM
enthusiastic-ore5$54.395/7/2011 8:56:21 AM
jasonrun$25.005/7/2011 11:14:32 AM
balance-force$30.005/7/2011 9:35:26 AM
Byrd24$100.005/7/2011 9:48:20 AM
reflective-deal8$50.005/7/2011 10:27:03 AM
DscGlfn$26.515/7/2011 12:37:57 PM
one-midas$25.005/7/2011 3:12:19 PM
labate$25.005/7/2011 3:15:42 PM
neutrino6$25.005/7/2011 3:44:32 PM
peso-mate$50.005/7/2011 4:22:35 PM
payment-halo$25.005/7/2011 5:36:38 PM
Whitewater_Loans$50.005/7/2011 2:15:08 PM
Christophe$50.005/7/2011 8:19:47 PM
P2P4me$272.965/7/2011 6:45:13 PM
loyalist1$200.005/8/2011 4:10:24 AM
otto1939$51.005/8/2011 5:28:37 AM
debtcollector$100.005/7/2011 7:30:55 PM
Green-Baron$25.005/7/2011 10:20:19 PM
TLCredits$36.165/8/2011 7:23:35 AM
greenkid$150.005/8/2011 7:49:22 AM
YoungTaxMan$100.005/8/2011 12:31:07 AM
engrossing-benefit0$50.005/8/2011 7:55:25 AM
blue111$25.005/8/2011 5:47:35 AM
gethsemane4$40.005/8/2011 9:02:45 AM
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sweetlan$25.055/8/2011 11:41:24 AM
nswfool$25.005/8/2011 9:32:18 AM
Interloper$27.005/8/2011 1:31:02 PM
houli123$100.005/8/2011 12:24:22 PM
krd_Chicago$50.005/8/2011 8:35:07 PM
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miamibeachloaner$50.005/9/2011 7:05:31 PM
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benjo$50.005/11/2011 3:54:44 PM
systemlender$31.895/12/2011 1:32:02 AM
radforj22$25.005/12/2011 9:14:18 AM
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MadHun$100.005/12/2011 8:14:31 PM
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dedication-elixir$50.005/14/2011 12:20:27 AM
meenan$25.005/14/2011 3:06:57 AM
treasure-bliss$50.005/14/2011 3:38:54 AM
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gain-gourd$100.005/14/2011 4:10:30 AM
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bowerz$25.005/14/2011 10:25:27 AM
shrewd-income$75.005/14/2011 2:26:06 PM
jt88$50.005/14/2011 4:09:04 PM
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payment-jalapeno9$250.005/15/2011 2:05:01 PM
Ivan2007$25.005/15/2011 4:29:02 PM
frankdelraza$50.005/15/2011 9:59:26 PM
350DGRZ$25.005/15/2011 9:59:31 PM
ferdberfel$50.005/16/2011 12:51:20 AM
icchok$50.005/16/2011 2:30:52 AM
sociallender$25.005/16/2011 6:06:12 AM
beaker$50.005/16/2011 6:44:57 AM
first-euro-rapture$25.005/16/2011 7:00:01 AM
the-silver-blaster$50.005/16/2011 7:39:43 AM
255 Investments
 
Borrower Payment Dependent Notes Series 504769
This series of Notes was issued and sold upon the funding of the borrower loan #49395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $322.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2002 Debt/Income ratio: 23%
Credit score: 760-779 (May-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 13 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $583Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: mindful-dedication7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help me put Solar Panels on my home
Purpose of loan:
This loan will be used to install solar panels on my home. The total cost is $10,000, and I will be paying $2,000 out of pocket. I applied for the SunSense Program from Progress Energy and was approved - which means 8 weeks after installing the 2.6kw solar panels, I get a check from Progress Energy for $5,200 - $2 per watt installed. Unfortunately I need the money to install the panels first, which is where you come in! :)


My financial situation:
I am a good candidate for this loan because I have steady income and few expenses other than my mortgage. My credit score is 770 and I have never been late on any payment.


Monthly net income: $1800
Housing: $700
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vine99$65.005/2/2011 9:26:41 AM
economy-coup$30.005/2/2011 9:08:29 AM
income-awakening6$25.005/2/2011 9:27:14 AM
listing-pear6$50.025/2/2011 7:37:33 PM
Rogesparkguy$25.005/3/2011 10:07:37 AM
careful-compassion$25.005/3/2011 10:51:17 AM
2grindstones$75.005/3/2011 4:50:45 PM
irrelevant$25.005/3/2011 6:51:32 PM
diplomatic-wealth7$25.005/4/2011 5:58:17 PM
Rollshaft$35.695/5/2011 7:52:30 AM
capital_projects_investor$25.005/6/2011 11:31:39 PM
genius520$50.005/7/2011 2:01:10 PM
qsolo$200.005/9/2011 9:43:10 AM
the-reliable-trade$100.005/9/2011 5:19:24 PM
miamibeachloaner$25.005/9/2011 7:12:21 PM
courteous-kindness1$25.005/10/2011 4:10:52 PM
luminant$25.005/10/2011 9:37:10 PM
exciting-loyalty3$100.005/11/2011 9:18:54 AM
CAGE-Investments$25.005/11/2011 9:20:23 AM
best-witty-bazaar$50.005/11/2011 10:06:08 AM
loyalist1$100.005/12/2011 6:39:13 AM
kidsskipp$50.005/12/2011 12:51:57 PM
zone8$100.005/12/2011 12:38:08 PM
Investor509$25.005/12/2011 12:53:20 PM
Redmond$25.005/12/2011 6:19:19 PM
income-buddy7$50.005/13/2011 9:57:16 AM
anton$100.005/13/2011 11:49:15 AM
credit-maverick1$100.005/13/2011 12:55:02 PM
money-bauble$100.005/13/2011 2:20:02 PM
Zimbu$25.005/13/2011 3:19:12 PM
sensational-dollar$25.005/13/2011 4:28:11 PM
well-mannered-income3$25.005/13/2011 3:52:46 PM
janeybooboo$100.005/13/2011 3:57:50 PM
economy-popcorn$25.005/13/2011 4:12:46 PM
excellent-loan8$25.005/13/2011 4:41:40 PM
engaging-repayment8$50.035/13/2011 5:02:36 PM
pitbullt$26.005/13/2011 5:04:13 PM
capital_projects_investor$25.005/13/2011 6:01:06 PM
bassman46$125.235/13/2011 6:41:54 PM
hookUup$27.305/13/2011 6:04:28 PM
BradP$25.005/13/2011 6:06:02 PM
dime-umbrella6$25.005/13/2011 6:03:56 PM
mickw2000$32.605/13/2011 6:24:45 PM
foothillender$25.005/13/2011 7:03:43 PM
vishal29$34.975/13/2011 8:28:24 PM
truth-lyrics7$150.005/13/2011 7:45:40 PM
goodcents$25.005/13/2011 9:13:57 PM
loan-master1$25.005/13/2011 7:40:14 PM
ddamenace$40.005/13/2011 8:23:36 PM
jybank$100.005/13/2011 11:58:57 PM
market-pudding$25.005/13/2011 10:31:28 PM
credit-missile$100.005/13/2011 9:19:32 PM
finance-amusement4$200.005/14/2011 2:58:38 AM
unger$133.335/14/2011 2:37:39 AM
Bob450$25.005/14/2011 3:04:54 AM
investment-habanero8$100.005/14/2011 3:55:29 AM
rockhound84$50.005/14/2011 5:01:58 AM
Emberfox$50.005/14/2011 5:56:46 AM
JustMee$25.005/14/2011 5:58:56 AM
CC_Lender$25.005/14/2011 6:02:13 AM
melodious-openness$800.005/14/2011 6:29:48 AM
Cai8899$25.005/14/2011 7:50:54 AM
hellasow$30.005/14/2011 8:20:15 AM
red-power-pecan$50.005/14/2011 9:04:50 AM
successful-wealth7$25.005/14/2011 12:06:53 PM
luvlending$100.005/14/2011 6:54:39 PM
Mariner3605$25.005/15/2011 12:06:27 PM
interest-griffin$50.005/15/2011 12:09:10 PM
economy-producer$25.005/15/2011 12:27:04 PM
shrewd-income$50.005/15/2011 12:51:10 PM
divedude$25.005/15/2011 1:29:21 PM
sensible-fund$46.205/15/2011 3:52:50 PM
amusement4$50.005/15/2011 5:09:51 PM
credit-missile$11.955/15/2011 7:19:37 PM
tech310$50.005/2/2011 9:09:17 AM
top-courteous-peso$50.005/2/2011 9:07:31 AM
reflective-rupee$200.005/2/2011 9:51:56 AM
the-enthralling-coin$25.005/2/2011 12:48:19 PM
SolarMoonshine$25.005/2/2011 4:52:26 PM
competent-p2p$25.005/2/2011 8:37:01 PM
bonus-demon$50.005/3/2011 10:30:43 AM
poplar37$25.005/3/2011 12:32:25 PM
marinbb$100.005/3/2011 2:18:15 PM
SecondChanceLendingSERV$25.005/3/2011 6:39:05 PM
thomas16882004$25.005/6/2011 10:28:26 AM
CA-Lender$75.055/6/2011 10:46:11 AM
jjswanso$40.005/6/2011 11:25:19 AM
chungfang$25.005/6/2011 5:38:57 PM
yf99yz$25.005/8/2011 12:56:28 PM
Weaverville$25.005/9/2011 1:29:10 PM
marketplace-meridian$25.005/10/2011 7:19:26 AM
jonmars$50.005/11/2011 2:22:18 PM
mlj0671$25.005/12/2011 6:01:41 AM
bid-czar8$50.005/12/2011 5:29:35 PM
stanfordgrad05$50.005/12/2011 5:30:10 PM
valiant-money$25.005/13/2011 7:38:59 AM
careful-note$50.005/13/2011 9:31:53 AM
missing-link$25.005/13/2011 1:40:23 PM
red-favorable-basis$25.005/13/2011 4:49:28 PM
SmallTown5$27.505/13/2011 5:06:47 PM
suave-dime6$25.005/13/2011 4:24:56 PM
VillageLending$65.005/13/2011 4:16:55 PM
HardLender$50.005/13/2011 5:03:52 PM
Oakland$50.005/13/2011 7:04:44 PM
Reddy_Capital$25.005/13/2011 7:34:44 PM
dedicated-bid1$63.005/13/2011 8:27:57 PM
regahj99$25.005/13/2011 8:08:41 PM
flanative$25.005/13/2011 8:46:32 PM
CreditBuilder2$100.005/14/2011 12:15:24 AM
diversification-ambrosia$25.005/13/2011 8:25:11 PM
elevated-finance$25.005/13/2011 9:46:48 PM
Leopoldine$25.005/13/2011 11:33:19 PM
draggon77$25.005/14/2011 2:42:46 AM
grampy48$53.375/14/2011 2:01:40 AM
finance-prescription$100.005/14/2011 3:48:42 AM
treasure-bliss$29.665/14/2011 3:38:56 AM
worthy-bid8$25.005/14/2011 4:10:19 AM
Engineer44$25.005/14/2011 4:40:22 AM
wampum-chorus3$49.825/14/2011 4:55:16 AM
trumpeter5$50.005/14/2011 5:04:47 AM
Emberfox$25.005/14/2011 5:57:23 AM
Rulea72$33.435/14/2011 6:00:45 AM
wise-benjamins-fortress$25.005/14/2011 6:30:05 AM
corporatejim$44.755/14/2011 6:15:12 AM
leverage-monger$25.005/14/2011 6:27:00 AM
peso-aggregator$25.005/14/2011 7:26:23 AM
lagnisiruk$25.005/14/2011 8:20:13 AM
peaceful-nickel2$100.005/14/2011 8:45:43 AM
buffalobills$25.005/14/2011 9:52:03 AM
hitsman$50.005/14/2011 12:06:44 PM
fighter122$35.005/14/2011 12:06:55 PM
max007$25.005/14/2011 12:54:55 PM
friendinmoney$25.005/14/2011 3:26:15 PM
Zipcut$45.005/14/2011 4:09:52 PM
newest-funds-powerplant$25.005/14/2011 4:05:46 PM
thankful-nickel2$25.005/14/2011 6:04:15 PM
num1irish$75.005/14/2011 6:23:10 PM
best-income-fertilizer$75.005/14/2011 6:24:25 PM
Nerdster1$25.105/14/2011 6:32:47 PM
KarlMarx$25.005/15/2011 3:19:05 AM
Investoman$75.005/15/2011 4:24:08 AM
aztocas$50.005/15/2011 12:29:26 PM
payment-jalapeno9$250.005/15/2011 2:05:02 PM
special-currency6$50.005/15/2011 3:14:05 PM
cunning-truth6$50.005/15/2011 3:09:43 PM
Rob717171$50.005/15/2011 3:34:57 PM
loss-of-control$50.005/15/2011 4:50:56 PM
147 Investments
 
Borrower Payment Dependent Notes Series 504783
This series of Notes was issued and sold upon the funding of the borrower loan #49384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,989.18 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  May-03-2011 
Term: 60 months Listing End date:  May-17-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 19.42% Monthly payment: $355.16
 
Lender servicing fee: 1.00% Effective Yield*: 16.69%  
Estimated return*: 10.74%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1997 Debt/Income ratio: 26%
Credit score: 760-779 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,159Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: first-benjamins-course Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Thriving Physical Fitness Business
Purpose of loan:
This loan will be used to...Move current thriving physical fitness business to a larger location to enable more growth and begin merchandise sales.

My financial situation:
I am a good candidate for this loan because...we started a new business a year ago ang grown it beyond our current capacity and will be able to continue this rate of growth at a larger location. We also pay all of our financial obligations on time and our credit scores show a continued steady growth. My wife and myself bought a part-time Pet Grooming business with several hundred customers and turned it into a thriving full-time with almost seven thousand customers. since it's inception eleven years ago.





Monthly net income: $ 5,500
Monthly expenses: $
Housing: $ 1,300
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$50.005/3/2011 9:08:00 AM
bonus-demon$25.005/3/2011 10:24:59 AM
Oakland$50.005/5/2011 5:06:07 AM
historic-balance5$100.005/7/2011 2:42:14 PM
Interloper$27.005/8/2011 1:31:11 PM
first-upright-payout$25.005/9/2011 10:37:53 AM
miamibeachloaner$50.005/9/2011 7:05:46 PM
payout-motivator0$75.005/10/2011 1:35:37 PM
enthralling-deal180$50.005/11/2011 4:20:52 AM
boater01$50.005/11/2011 5:45:44 PM
BuffetRocks$100.005/11/2011 5:45:18 PM
Dubbs360$28.175/12/2011 1:18:32 AM
superb-funds335$25.005/11/2011 9:54:52 PM
kind-magnificent-bid$100.005/12/2011 9:41:45 AM
FigTree$50.005/12/2011 2:20:08 PM
MadHun$100.005/12/2011 8:14:48 PM
jdl424$50.005/12/2011 9:19:39 PM
Frosty$65.005/13/2011 2:13:15 PM
optimization3$50.005/13/2011 5:13:00 PM
successful-wealth7$50.005/13/2011 5:10:12 PM
bigphish$50.005/13/2011 5:13:27 PM
flexible-value$100.005/13/2011 5:36:25 PM
Cai8899$30.005/14/2011 7:49:42 AM
lagnisiruk$25.005/14/2011 8:19:33 AM
brightest-dynamic-peace$25.005/14/2011 9:47:57 AM
MTGuy$33.005/14/2011 12:13:18 PM
jt88$50.005/14/2011 4:09:17 PM
radforj22$25.005/14/2011 4:36:02 PM
anwn$50.005/14/2011 4:44:44 PM
reinforced-investment4$25.005/14/2011 6:04:30 PM
sappy02$25.005/15/2011 10:49:13 AM
cosmof16$25.005/15/2011 11:28:56 AM
damanq$25.005/15/2011 11:14:14 AM
slpark$50.005/15/2011 7:58:43 PM
mountainpeak$25.005/16/2011 7:13:30 AM
benjo$50.005/16/2011 9:21:10 AM
the-enterprising-leverage$50.005/16/2011 9:23:34 AM
blue-nourishing-principal$100.005/16/2011 10:01:40 AM
atope$50.005/16/2011 10:37:48 AM
sociallender$25.005/16/2011 10:38:15 AM
6moonbeams$100.005/16/2011 10:46:49 AM
Alpha-AssistU$25.005/16/2011 12:35:39 PM
repayment-genius7$25.005/16/2011 1:31:00 PM
pphantom$51.005/16/2011 12:46:05 PM
Thought$36.255/16/2011 1:13:12 PM
diversification-balancer870$125.005/16/2011 1:27:37 PM
wise-extraordinary-loot$50.005/16/2011 1:37:51 PM
Dubbs360$80.005/16/2011 2:05:40 PM
doncm$50.005/16/2011 2:14:01 PM
designer_10$25.005/16/2011 2:24:27 PM
AFairDeal$50.005/16/2011 3:14:20 PM
power-bluebird2$25.005/16/2011 4:07:42 PM
nilonc1$25.005/16/2011 3:40:36 PM
elbastador$25.005/16/2011 3:26:39 PM
dcap3$50.005/16/2011 4:17:18 PM
wonderful-return5$50.005/16/2011 4:59:06 PM
excellent-leverage6$25.005/16/2011 5:11:09 PM
valiant-liberty4$25.005/16/2011 5:27:24 PM
thegobbler$25.005/16/2011 5:29:50 PM
platinum-admiral8$25.005/16/2011 5:30:16 PM
Cheburashka$25.005/16/2011 5:26:38 PM
worldly-community3$50.005/16/2011 5:32:50 PM
wise-cash-keeper$25.005/16/2011 5:33:30 PM
Railbird$25.005/16/2011 5:35:52 PM
ss2020$30.005/16/2011 5:30:36 PM
toblerone$50.005/16/2011 5:33:28 PM
Ocean713$50.005/16/2011 5:33:34 PM
dedication-ninja7$25.005/16/2011 5:33:36 PM
Hanalei712$50.005/16/2011 5:33:46 PM
deal-guardian1$50.005/16/2011 5:33:26 PM
sympathetic-asset$50.005/16/2011 5:33:35 PM
bountiful-durability$32.775/16/2011 5:35:49 PM
meenan$25.005/16/2011 5:35:22 PM
MicroLender357$50.005/16/2011 5:35:56 PM
steve33569$25.005/16/2011 5:37:17 PM
shawndw$28.145/16/2011 5:38:28 PM
mattbly$25.005/16/2011 5:38:49 PM
worthy-bid8$50.005/16/2011 5:39:06 PM
Hobson$25.005/16/2011 5:39:15 PM
awe53$25.005/16/2011 5:47:21 PM
mgome0$50.005/16/2011 5:47:44 PM
genius520$50.005/16/2011 5:47:52 PM
divedude$25.005/16/2011 5:48:00 PM
good_lender$50.005/16/2011 5:48:16 PM
Ragnar$50.005/16/2011 5:44:54 PM
BzJ108$25.005/16/2011 5:48:17 PM
flexible-fund6$25.005/16/2011 5:49:32 PM
larrybird$25.005/16/2011 5:49:29 PM
buddy486$25.005/16/2011 6:04:15 PM
haplender$50.005/16/2011 5:54:54 PM
truth-trapper$25.005/16/2011 6:43:04 PM
fortytwo$500.005/16/2011 5:58:41 PM
aztec$54.285/16/2011 6:11:32 PM
benefit-crescendo$30.005/16/2011 6:14:45 PM
Bank-Of-David$69.235/16/2011 6:06:41 PM
order-boomerang$50.005/16/2011 6:54:30 PM
justice-carnival$25.005/16/2011 6:25:13 PM
VillageLending$60.005/16/2011 6:15:58 PM
molam4u$50.005/16/2011 8:14:19 PM
kind-forthright-repayment$500.005/16/2011 6:48:24 PM
shoedds$50.005/16/2011 7:23:54 PM
feedpaulyfaster$25.005/16/2011 9:21:47 PM
SastreMason$25.005/17/2011 1:51:35 AM
GrayStudio$25.005/17/2011 1:53:04 AM
husamk$25.005/16/2011 9:21:38 PM
ClearLake$25.005/17/2011 2:04:43 AM
Preteur$25.005/17/2011 2:06:18 AM
Washington_Loan$25.005/17/2011 2:17:24 AM
dood2112$25.005/16/2011 11:49:07 PM
bvj21$25.005/17/2011 2:25:38 AM
blue-note-relaxation$25.005/17/2011 2:32:36 AM
Cleon$25.005/17/2011 1:44:56 AM
schnatty$25.005/17/2011 2:33:32 AM
rmachi$25.005/17/2011 1:46:00 AM
gold-sushi$25.005/17/2011 2:36:36 AM
jdrez$25.005/17/2011 1:50:13 AM
Midg$25.005/17/2011 2:02:01 AM
fishman42$25.005/17/2011 2:02:41 AM
mbf2234$25.005/17/2011 2:43:00 AM
yarg$30.815/17/2011 2:03:44 AM
pragmatic-camaraderi$25.005/17/2011 2:46:32 AM
PatRichi$25.005/17/2011 2:18:50 AM
wise-bonus-honker$25.005/17/2011 2:31:35 AM
tuffshorty$34.915/17/2011 2:33:12 AM
active-market$47.835/17/2011 2:47:17 AM
dinero-speaker$25.005/17/2011 2:48:53 AM
studious-bonus7$49.635/17/2011 2:48:59 AM
money-bauble$150.005/17/2011 2:51:38 AM
inspired-investment8$26.425/17/2011 2:52:41 AM
reward-tamale1$50.005/17/2011 3:09:12 AM
brandan$35.005/17/2011 3:23:54 AM
chekat$25.005/17/2011 5:25:56 AM
p2p-voltage$25.005/17/2011 4:56:04 AM
fcukciti$25.005/17/2011 5:03:55 AM
greenback-tower3$50.005/17/2011 6:39:02 AM
lmmlmmlmm$25.005/17/2011 5:26:39 AM
backprop$51.005/17/2011 6:13:57 AM
Maccs55$50.005/17/2011 6:05:14 AM
top-basis-majesty$50.005/17/2011 7:17:43 AM
lasalle123$51.285/17/2011 7:30:07 AM
wayman$50.005/17/2011 7:34:32 AM
mooselegs19$50.005/17/2011 8:32:52 AM
Tradesmanlender$25.005/3/2011 9:12:44 AM
jonmars$25.005/3/2011 10:39:09 AM
availableloan$25.005/3/2011 6:08:56 PM
Peterman$25.005/5/2011 5:25:49 PM
Leopoldine$25.005/5/2011 8:19:26 PM
palace2$450.005/6/2011 7:15:40 AM
houli123$100.005/9/2011 1:44:16 AM
DasMula$27.005/9/2011 7:27:26 AM
BxRealtor$25.005/10/2011 7:02:16 AM
rescue$100.005/10/2011 6:55:12 PM
math1973$50.005/11/2011 9:36:20 AM
orange-courageous-dedication$50.005/12/2011 12:15:44 PM
chicco$100.005/12/2011 12:54:38 PM
american6$100.005/12/2011 1:37:26 PM
ahansen$25.005/12/2011 4:04:38 PM
benjamins-utopia$50.005/12/2011 3:55:51 PM
camaraderi-atmosphere$50.005/12/2011 5:33:14 PM
kulender$50.005/13/2011 7:00:52 AM
mrbanker$50.005/13/2011 9:58:56 AM
discrete-basis1$50.005/13/2011 4:34:20 PM
dedication-elixir$50.005/14/2011 12:20:46 AM
invincible-dough$50.005/14/2011 4:44:56 PM
tlp43$50.005/14/2011 4:44:41 PM
sunnyboy_7478$50.005/14/2011 4:45:08 PM
pseudokris$25.005/15/2011 5:34:11 AM
psalms6612$47.495/15/2011 12:16:09 PM
KVEER$25.005/15/2011 1:25:42 PM
Ivan2007$25.005/15/2011 4:29:19 PM
beaker$50.005/16/2011 6:45:09 AM
first-euro-rapture$25.005/16/2011 6:53:55 AM
the-silver-blaster$50.005/16/2011 7:40:02 AM
indomitable-coin$25.005/16/2011 9:27:20 AM
JTCorp$25.005/16/2011 10:04:37 AM
don8ter$25.005/16/2011 10:34:54 AM
icchok$50.005/16/2011 10:38:07 AM
systemlender$50.005/16/2011 10:30:29 AM
mangas$50.005/16/2011 10:39:47 AM
lowrate$50.005/16/2011 12:29:54 PM
Techne_Funds_LLC$25.005/16/2011 1:03:03 PM
keeminn$50.005/16/2011 1:07:00 PM
superpuppy$50.005/16/2011 12:36:51 PM
deepclear$50.005/16/2011 1:17:12 PM
worldly-money4$500.005/16/2011 1:45:03 PM
rose88$50.005/16/2011 1:37:41 PM
moola-butterfly3$25.005/16/2011 2:21:09 PM
fareast_man$25.005/16/2011 1:54:02 PM
melodious-fairness$100.005/16/2011 1:57:42 PM
listing-trapper3$50.005/16/2011 3:09:31 PM
BankShark$25.005/16/2011 2:26:11 PM
industrious-dedication$25.005/16/2011 4:13:59 PM
wise-silver-wonder$25.005/16/2011 5:26:30 PM
gain-gourd$100.005/16/2011 5:29:05 PM
cac1966$29.125/16/2011 5:15:53 PM
Zolton$100.005/16/2011 5:30:04 PM
dukeiyer$25.005/16/2011 5:16:44 PM
richmondcowboy$50.005/16/2011 5:25:36 PM
careful-note$50.005/16/2011 5:32:48 PM
MissionMicroFinance$25.005/16/2011 5:26:43 PM
lostontheedge$25.005/16/2011 5:27:22 PM
velocity-solo$25.005/16/2011 5:28:12 PM
unrivaled-silver$50.005/16/2011 5:28:29 PM
janus_god$25.005/16/2011 5:34:31 PM
Cre8iveCash$25.005/16/2011 5:29:02 PM
worker943$50.005/16/2011 5:36:33 PM
w3alter$70.325/16/2011 5:37:16 PM
Hexnut$25.005/16/2011 5:38:51 PM
nikkiesgrandma$25.005/16/2011 5:39:11 PM
canisian$25.005/16/2011 5:39:16 PM
niceville80$50.005/16/2011 5:33:33 PM
msw_engr$50.005/16/2011 5:33:23 PM
bailey1223$25.005/16/2011 5:33:31 PM
gracej$25.005/16/2011 5:35:03 PM
johannesfactotum$30.005/16/2011 5:36:21 PM
bonafide-transaction1$50.005/16/2011 5:38:31 PM
Danfromnapa$50.005/16/2011 5:38:52 PM
tranquil-revenue$50.005/16/2011 5:39:01 PM
bowerz$25.005/16/2011 5:39:39 PM
ferdberfel$50.005/16/2011 5:46:13 PM
SanJoser$25.005/16/2011 5:47:03 PM
nikgod$50.005/16/2011 5:45:47 PM
driver5$25.005/16/2011 5:46:01 PM
oht588$42.245/16/2011 5:47:15 PM
Gunjin$25.005/16/2011 5:47:10 PM
Schleproque$25.005/16/2011 5:47:50 PM
PJE$25.005/16/2011 5:51:27 PM
UncleSteve3000$25.005/16/2011 5:48:18 PM
hardwareman$25.005/16/2011 5:49:19 PM
uncleharold$25.005/16/2011 6:29:32 PM
soulful-truth$1,000.005/16/2011 6:27:24 PM
brooklynjoe$25.005/16/2011 6:34:02 PM
ksamba$50.005/16/2011 6:43:59 PM
yngling$50.005/16/2011 8:44:52 PM
reflective-rupee$25.005/16/2011 8:54:53 PM
Lender75$50.005/16/2011 7:33:56 PM
angelinvestor01$50.005/16/2011 7:39:13 PM
bazaar-utensil7$50.005/16/2011 9:24:03 PM
LOWCOUNTRYLENDER$25.005/17/2011 1:49:12 AM
brightest-restless-coin$200.005/16/2011 9:41:47 PM
BeachWalkz$26.815/17/2011 2:16:49 AM
terryjuna$50.005/16/2011 10:39:02 PM
TK4$32.705/17/2011 2:18:42 AM
nunnie$25.005/17/2011 2:19:36 AM
Rockymtnhi$25.385/17/2011 2:20:44 AM
thomkozik$27.025/17/2011 1:45:32 AM
blivet1970$26.835/17/2011 1:51:25 AM
Rivervale_Westwood$25.005/17/2011 1:52:41 AM
vacaerol$25.005/17/2011 2:36:43 AM
Frenchynh$25.005/17/2011 1:51:20 AM
hermosaloan$25.005/17/2011 2:00:18 AM
Millmanator$25.005/17/2011 2:02:27 AM
dospapalotes$31.595/17/2011 2:04:56 AM
ms48105$25.005/17/2011 2:03:39 AM
Breakfast_Gypsy$25.005/17/2011 2:16:54 AM
peace-maximizer8$25.005/17/2011 2:46:20 AM
macgeek$28.075/17/2011 2:18:01 AM
balance2$25.005/17/2011 2:31:41 AM
radiant-fund$50.005/17/2011 3:06:24 AM
platinum-dojo$25.005/17/2011 2:36:07 AM
the-profit-oracle$25.005/17/2011 2:37:23 AM
paladin847$26.095/17/2011 2:34:40 AM
useful-p2ploan$25.005/17/2011 2:48:08 AM
ScottCapital$25.005/17/2011 5:29:51 AM
gilbrear$25.005/17/2011 4:16:26 AM
Artist_Blue$25.005/17/2011 6:04:18 AM
DrVlad$60.005/17/2011 4:38:56 AM
stockpicker_jboy$25.005/17/2011 5:03:48 AM
bid-computer$50.005/17/2011 5:49:03 AM
impeccable-liberty5$50.005/17/2011 7:17:57 AM
dollars_n_sense$25.005/17/2011 7:24:32 AM
boylezz$50.005/17/2011 7:50:43 AM
dmk2006$25.005/17/2011 8:02:47 AM
OSERENKUKU$26.805/17/2011 8:52:56 AM
building-america$50.005/17/2011 8:31:49 AM
radiant-cash$50.005/17/2011 8:47:46 AM
276 Investments
 
Borrower Payment Dependent Notes Series 504961
This series of Notes was issued and sold upon the funding of the borrower loan #49383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 20.30% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-1985 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (May-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 5 / 3Length of status:2y 8m
Amount delinquent: $1,267 Total credit lines: 24 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,007Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: money-enthusiast0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College Deposits
Purpose of loan:
This loan will be used to make college deposits for my son.

My financial situation:
I am a good candidate for this loan because I have great network connections in the green construction and remodeling industry and am often consulted for design and energy efficient methods.


Monthly net income: $2640
Monthly expenses: $
Housing: $ Paid for by spouse
Insurance: $ 275
Car expenses: $ 376
Utilities: $ 250
Phone, cable, internet: $ 190
Food, entertainment: $ 300
Clothing, household expenses: $ 180
Credit cards and other loans: $ 355
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.005/3/2011 9:07:10 AM
reflective-rupee$25.005/3/2011 9:34:37 AM
wmealhouse$91.125/12/2011 7:01:51 PM
entertaining-greenback2$25.005/14/2011 8:06:46 PM
shrewd-income$50.005/15/2011 12:50:24 PM
NeketanBank$25.005/16/2011 8:28:18 AM
Cambium$40.005/16/2011 9:18:16 AM
juliasdad$25.005/16/2011 9:33:40 AM
pfh$25.005/16/2011 10:15:42 AM
basis-wizard8$50.005/16/2011 10:29:12 AM
reflective-rupee$175.005/3/2011 9:34:50 AM
worth-blanket2$2,800.005/9/2011 11:02:51 AM
Bill88$25.005/9/2011 2:27:29 PM
SecondChanceLendingSERV$25.005/10/2011 11:01:31 AM
catamaran2024$25.005/11/2011 2:15:08 AM
periko$25.005/11/2011 6:48:22 AM
dcap3$50.005/12/2011 12:39:27 PM
order-brigade$25.005/12/2011 4:13:02 PM
asset-pine$25.705/14/2011 12:22:58 AM
peaceful-nickel2$100.005/14/2011 8:44:21 AM
sweet-payout5$25.005/14/2011 5:59:13 PM
yf99yz$25.005/15/2011 9:28:39 PM
Ruckus888$50.005/16/2011 9:10:01 AM
Toastmaster007$25.005/16/2011 9:36:52 AM
attractive-value$25.005/16/2011 9:59:23 AM
25 Investments
 
Borrower Payment Dependent Notes Series 505013
This series of Notes was issued and sold upon the funding of the borrower loan #49389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $261.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1994 Debt/Income ratio: 72%
Credit score: 680-699 (May-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:31y 7m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,492Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: tidy-investment2 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Red
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1800.00
Monthly expenses: $100.00
Housing: $0
Insurance: $0
Car expenses: $384.00Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $100.00
Credit cards and other loans: $700.00
Other expenses: $40.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tech310$50.005/3/2011 9:12:33 AM
economy-coup$30.005/3/2011 9:12:12 AM
irrelevant$25.005/3/2011 6:52:24 PM
diplomatic-wealth7$25.005/4/2011 5:59:29 PM
ingenious-deal6$25.005/9/2011 10:06:30 AM
chungfang$25.005/11/2011 5:47:47 PM
duty-monger$50.005/11/2011 6:39:49 PM
frogperson$50.005/11/2011 9:45:12 PM
loyalist1$100.005/12/2011 6:39:25 AM
dcap3$50.005/12/2011 12:36:12 PM
reflective-rupee$25.005/12/2011 9:43:14 PM
careful-note1$50.005/13/2011 8:03:07 AM
CAGE-Investments$25.005/13/2011 9:42:01 AM
mpatrick$25.005/13/2011 10:42:22 AM
EBITDA$25.005/14/2011 2:10:40 AM
finance-amusement4$238.405/14/2011 2:51:23 AM
the-enthralling-coin$25.005/3/2011 9:14:49 AM
bonus-demon$50.005/3/2011 5:00:04 PM
qsolo$200.005/9/2011 9:43:45 AM
jjswanso$50.005/9/2011 9:50:50 AM
worth-blanket2$4,550.005/9/2011 11:06:08 AM
miamibeachloaner$50.005/10/2011 9:30:06 AM
SecondChanceLendingSERV$25.005/10/2011 11:04:54 AM
umfan123$25.005/11/2011 6:05:05 AM
sfmf$25.005/11/2011 11:21:57 AM
Weaverville$25.005/11/2011 11:50:04 AM
the-reliable-trade$100.005/11/2011 5:54:36 PM
loss-of-control$50.005/11/2011 8:08:42 PM
genius520$50.005/12/2011 1:59:06 AM
Investor509$25.005/12/2011 11:33:37 AM
Redmond$25.005/12/2011 6:19:41 PM
reflective-rupee$75.005/12/2011 9:43:55 PM
PleaseDontDefault$50.005/13/2011 12:37:37 PM
revenue-spa8$25.005/13/2011 1:00:20 PM
missing-link$25.005/13/2011 1:40:42 PM
palace2$231.605/13/2011 11:38:06 PM
36 Investments
 
Borrower Payment Dependent Notes Series 505043
This series of Notes was issued and sold upon the funding of the borrower loan #49365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-03-2011 
Term: 60 months Listing End date:  May-15-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $440.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1998 Debt/Income ratio: 15%
Credit score: 640-659 (May-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 20Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,660Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: Okami Borrower's state: Georgia Borrower's group: Pay Day Loan Terminators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
520-539 (Apr-2007)
540-559 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation: Back on Track
Debt Consolidation
Also wanting to cancel some of my high limit or high APR credit cards. I'm determined to get my debt taken out and my life back on track.

My financial situation:
I got into this debt due to school (i'm done with) and personal family expenses I needed to pay for (situation over).

I am a good candidate for this loan because.
I have a good steady job of 5 years 7 months. Some expenses will be clearing up soon . Looking for a part time job on the weekends. I've had one prosper loan that is fully paid off now and I never missed one payment on it.

Monthly income: $3498 after tax
Monthly expenses: $2204
Housing: $1000 (Roommate moved. I move in August)
Insurance: $1000 a year (car / rental)
Car expenses: $354 / month (done in October)
Utilities: $ Included in Rent
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $ Don't shop
Credit cards and other loans: $450
Other expenses: $3553.65 one time Amex
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hookUup$26.745/3/2011 5:15:34 PM
MoneyForNothing$32.515/3/2011 5:11:11 PM
the-enthralling-coin$25.005/3/2011 5:36:06 PM
competent-p2p$35.005/3/2011 7:37:31 PM
credit-missile$125.005/3/2011 6:14:45 PM
irrelevant$25.005/3/2011 6:52:42 PM
reflective-rupee$25.005/3/2011 9:07:14 PM
janeybooboo$51.005/4/2011 5:02:19 AM
DasMula$27.005/4/2011 6:49:51 AM
loan-master1$25.005/4/2011 6:04:16 PM
Jerrys1951$28.005/4/2011 6:07:31 PM
designer_10$25.005/5/2011 11:11:46 AM
return-grizzly$100.005/5/2011 6:26:07 PM
loanman2007$150.005/6/2011 5:19:35 AM
competent-p2p$25.005/6/2011 4:41:52 PM
silver-buckeye$50.005/6/2011 5:33:14 PM
Floridian71$50.005/6/2011 6:17:16 PM
ddog0224$100.005/6/2011 6:21:43 PM
best-generosity-financier$25.005/6/2011 6:35:41 PM
payment-halo$25.005/6/2011 7:18:38 PM
Astyanax$45.005/6/2011 5:50:14 PM
MrBailey$25.005/6/2011 7:06:32 PM
CA-Lender$50.055/6/2011 6:00:15 PM
neutrino6$25.005/6/2011 7:44:25 PM
admirable-basis1$25.005/6/2011 6:08:05 PM
George13$115.145/6/2011 7:56:43 PM
Bob450$25.005/6/2011 6:26:03 PM
InChicago$50.005/6/2011 8:12:25 PM
credit-missile$75.005/6/2011 8:58:30 PM
investment-daydream$50.005/6/2011 8:52:41 PM
MNFrostbite$25.005/6/2011 8:57:30 PM
zorg77$50.005/6/2011 9:21:13 PM
NekHoldings$25.005/6/2011 9:25:52 PM
FinanceEngine$40.005/6/2011 10:01:43 PM
vineet$25.005/6/2011 9:43:57 PM
IIP77$25.005/6/2011 10:16:39 PM
genelinist$100.005/6/2011 8:59:57 PM
investment-daydream$25.005/6/2011 9:10:34 PM
Bill88$25.005/6/2011 10:42:50 PM
swoosh$50.005/6/2011 11:28:33 PM
mbf2234$25.005/7/2011 3:18:54 AM
TigerForce$25.005/7/2011 3:58:47 AM
UCLA4life$50.005/7/2011 4:34:15 AM
bid-czar8$100.005/7/2011 4:38:11 AM
bill-appraiser7$25.005/7/2011 4:46:53 AM
grampy48$50.005/7/2011 4:19:44 AM
mikeandcat$200.005/7/2011 5:06:36 AM
hamster$25.695/7/2011 7:08:17 PM
Aberdeen$2,000.005/8/2011 4:07:04 AM
Mombo-5$50.005/8/2011 5:55:22 AM
spiff666$25.005/8/2011 7:59:36 AM
ethicalhumanist$50.005/8/2011 3:31:17 PM
Flreap$25.005/9/2011 8:46:05 AM
palace2$200.005/11/2011 8:52:46 AM
Leshan$135.255/11/2011 8:15:26 AM
outofoffice$100.005/11/2011 4:07:46 PM
delicious-loan093$25.005/11/2011 11:08:12 PM
paceme1$65.135/12/2011 7:05:45 AM
professional-coin1$50.005/12/2011 9:22:27 AM
friendinmoney$25.005/12/2011 9:57:22 AM
beest$71.405/12/2011 10:33:09 AM
top-visionary-truth$25.005/12/2011 9:57:44 AM
LivingInvestments00$32.125/12/2011 11:00:39 AM
castlwizz$25.005/12/2011 11:05:28 AM
selector568$150.005/12/2011 3:21:15 PM
golden-cat$25.005/12/2011 3:22:29 PM
mikeandcat$74.885/13/2011 6:28:59 AM
genius520$50.005/13/2011 9:31:01 AM
missing-link$25.005/13/2011 1:40:48 PM
palace2$300.005/13/2011 1:46:15 PM
Barrayaran$25.005/13/2011 7:00:17 PM
economy-popcorn$25.005/14/2011 5:45:47 AM
CashFlow13$1,000.005/14/2011 7:16:02 AM
Cai8899$25.005/14/2011 7:51:32 AM
Cerbie$50.005/14/2011 8:28:51 AM
red-power-pecan$50.005/14/2011 9:05:10 AM
shrewd-income$50.005/14/2011 11:13:17 AM
mammalian4$25.005/14/2011 12:29:07 PM
shrewd-income$50.005/14/2011 2:23:08 PM
JJ-Loans$75.005/14/2011 8:32:55 PM
sharp-reward920$30.005/14/2011 9:09:10 PM
1willray$25.005/14/2011 10:35:59 PM
p2ploan-sensation211$25.005/15/2011 12:17:15 AM
KarlMarx$25.005/15/2011 3:18:57 AM
BeanCownter$50.005/15/2011 4:16:20 AM
Investoman$75.005/15/2011 4:24:26 AM
Aberdeen$3,000.005/3/2011 5:05:44 PM
lendstats_com$300.005/3/2011 6:09:17 PM
atlas100$25.005/3/2011 8:41:31 PM
UCLA4life$50.005/4/2011 1:35:39 AM
janeybooboo$149.005/4/2011 5:01:52 AM
Moe87$25.005/4/2011 7:56:28 AM
brightest-dignified-penny$30.005/4/2011 10:55:37 AM
bonus-demon$50.005/4/2011 5:56:33 PM
diplomatic-wealth7$25.005/4/2011 5:59:48 PM
p43600jw$25.005/6/2011 10:05:38 AM
thankful-nickel2$25.005/6/2011 3:48:05 PM
first-serene-credit$25.005/6/2011 5:12:34 PM
kristof2007$25.005/6/2011 5:09:11 PM
reflective-rupee$175.015/6/2011 5:12:59 PM
power-secret-agent$25.005/6/2011 5:40:16 PM
julijask$25.005/6/2011 6:00:53 PM
handy-justice$200.005/6/2011 5:36:32 PM
astute-investment5$25.005/6/2011 7:47:10 PM
Philman$40.005/6/2011 7:37:23 PM
btrfly11$25.005/6/2011 7:55:49 PM
goodcents$60.005/6/2011 8:48:39 PM
Dubbs360$100.005/6/2011 8:56:17 PM
takobaka$30.005/6/2011 7:01:06 PM
yf99yz$25.005/6/2011 9:02:03 PM
dynrep$25.005/6/2011 7:15:30 PM
unassailable-dollar$25.005/6/2011 7:20:11 PM
best-asset-jedi$50.005/6/2011 7:23:03 PM
GCInvestments$30.005/6/2011 9:31:33 PM
velocity-winner$25.005/6/2011 9:18:12 PM
investment-cluster$125.005/6/2011 7:43:51 PM
inventive-wealth2$25.005/6/2011 10:16:26 PM
diversification-medalist$25.005/6/2011 10:27:19 PM
broomfieldbucks$25.005/6/2011 10:52:49 PM
Pitufo$100.005/6/2011 11:28:56 PM
csandb$25.005/6/2011 11:19:28 PM
head$25.005/7/2011 1:43:14 AM
jhouman$25.005/7/2011 2:35:18 AM
palace2$200.005/7/2011 3:07:31 AM
GreenTiger$49.005/7/2011 3:42:07 AM
kublai$100.005/7/2011 3:51:24 AM
The-Lighthouse-Group$25.005/7/2011 4:29:28 AM
cashhelp$30.005/7/2011 7:40:08 AM
jjswanso$40.005/10/2011 6:23:41 AM
mlj0671$25.005/11/2011 6:42:08 AM
TigerForce$42.575/11/2011 12:58:06 PM
loan-lionheart6$30.005/11/2011 5:01:29 PM
likeable-hope$35.235/11/2011 5:04:46 PM
moola-spark$25.005/11/2011 7:21:28 PM
frogperson$200.005/11/2011 9:38:44 PM
AaronL$25.005/11/2011 9:02:19 PM
market-pudding$25.005/12/2011 4:52:55 AM
ursus$250.005/12/2011 6:18:14 AM
grampy48$50.005/12/2011 4:44:41 AM
GElender$50.005/12/2011 6:53:03 AM
briskdevl07$25.005/12/2011 7:22:31 AM
Wisc_investor$30.005/12/2011 8:12:56 AM
Realty24$35.005/12/2011 8:35:39 AM
LivingInvestments01$41.825/12/2011 11:06:00 AM
miamibeachloaner$25.005/12/2011 11:19:28 AM
chungfang$25.005/12/2011 11:21:04 AM
chameleon125$25.005/12/2011 12:55:48 PM
the-reliable-trade$100.005/12/2011 5:24:30 PM
Weaverville$25.005/12/2011 5:37:23 PM
Redmond$25.005/12/2011 6:19:50 PM
marwadi-62$100.005/12/2011 7:25:46 PM
intrepid-loot$25.005/13/2011 6:34:51 AM
TigerForce$27.975/14/2011 7:32:11 AM
bonus-quark4$25.005/14/2011 7:45:21 AM
Slapshot$66.705/14/2011 8:13:50 AM
treasure-hunter270$50.005/14/2011 8:08:19 AM
dollar-authority$100.005/14/2011 10:21:57 AM
platinum-czar$197.705/14/2011 11:00:35 AM
OSERENKUKU$25.155/14/2011 4:13:24 PM
seabassx$25.005/14/2011 5:24:43 PM
marybennet$25.005/14/2011 6:48:45 PM
Spinnaker$51.955/14/2011 6:57:45 PM
yu-rik$75.005/14/2011 7:37:59 PM
velocity-javelin8$150.005/14/2011 7:36:16 PM
164 Investments
 
Borrower Payment Dependent Notes Series 505205
This series of Notes was issued and sold upon the funding of the borrower loan #49366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 600-619 (May-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 3 Current / open credit lines: 11 / 9Length of status:3y 10m
Amount delinquent: $2,250 Total credit lines: 55 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,552Stated income:$100,000+
Delinquencies in last 7y: 18 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: Stephen22 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 44 ( 100% ) 600-619 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
780-799 (Jul-2007)
660-679 (Jul-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Marketing Expenses
Purpose of loan:
This loan will be used to fund upcoming seminars that I conduct for various groups of prospective clients: retirees and baby boomers.

My financial situation:
I am a good candidate for this loan because I have consistent cash flow from current business and residual income based upon renewal business. Also, as a previous loan applicant within Prosper, I have an excellent track record of paying my loans.


Monthly net income: $11200
Monthly expenses: $
Housing: $3000
Insurance: $1000
Car expenses: $350
Utilities: $350
Phone, cable, internet: $200
Food, entertainment: $750
Clothing, household expenses: $125
Credit cards and other loans: $250
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cashhelp$50.005/4/2011 9:05:35 AM
irrelevant$25.005/4/2011 9:08:27 AM
MoneyForNothing$33.665/4/2011 9:57:28 AM
focused-dime453$50.005/4/2011 10:09:25 AM
camaraderi-popcorn$50.005/4/2011 11:35:05 AM
suave-dime6$25.005/4/2011 3:05:02 PM
the-enthralling-coin$25.005/4/2011 6:06:53 PM
Moe87$25.005/4/2011 7:17:24 PM
return-grizzly$100.005/5/2011 6:25:13 PM
zorg77$25.005/6/2011 4:43:44 AM
bonus-demon$50.005/6/2011 1:24:34 PM
Milonguero$100.005/6/2011 8:22:38 PM
reflective-rupee$25.015/6/2011 9:16:56 PM
genelinist$100.005/6/2011 10:14:25 PM
JGuide$25.005/6/2011 8:36:40 PM
havana111$25.005/7/2011 1:33:43 AM
IIP77$25.005/6/2011 10:21:57 PM
bill-appraiser7$25.005/7/2011 4:55:49 AM
loanman2007$50.005/7/2011 5:00:57 AM
p2p-czar3$25.005/7/2011 6:07:46 AM
UCLA4life$100.005/7/2011 4:20:03 AM
marketplace-meridian$25.005/7/2011 7:33:39 AM
liberty-point$25.005/7/2011 7:40:33 AM
marketplace-meridian$25.005/7/2011 7:31:39 AM
mad-scientist0$25.005/7/2011 7:43:51 AM
creative-revenue0$50.005/7/2011 8:05:15 AM
Mikale360$35.005/7/2011 7:02:27 AM
festeringsnot$33.005/7/2011 8:41:08 AM
credit-missile$75.005/7/2011 9:25:01 AM
Vegasjim$100.005/7/2011 9:28:06 AM
penny-sergeant$25.005/7/2011 7:39:16 AM
peso-aggregator$25.005/7/2011 8:43:41 AM
druidpoet$30.005/7/2011 11:16:17 AM
adventurous-commerce$25.005/7/2011 11:52:53 AM
yield-museum$93.885/7/2011 12:26:29 PM
DscGlfn$31.105/7/2011 1:20:13 PM
vutah$25.005/7/2011 2:03:23 PM
aztocas$50.005/7/2011 1:38:41 PM
Reliance_Banker$25.005/7/2011 8:30:58 PM
chameleon125$50.005/9/2011 6:40:50 AM
velvetsmog$30.075/10/2011 6:16:57 AM
a_falk22$25.005/10/2011 12:23:05 PM
jhouman$25.005/12/2011 1:27:14 AM
LivingInvestments00$32.125/12/2011 11:01:36 AM
Art818$50.005/12/2011 12:08:02 PM
AndyT1999$25.005/12/2011 12:14:15 PM
epic-cash6$29.005/12/2011 12:06:18 PM
manatee21$40.005/12/2011 12:07:53 PM
reward-galaxy$50.005/12/2011 12:11:28 PM
unflappable-bonus3$50.005/12/2011 12:19:47 PM
treasure-pipeline$25.005/12/2011 12:37:15 PM
Redmond$25.005/12/2011 6:19:57 PM
fillholdingsllc$25.005/12/2011 9:01:37 PM
chungfang$25.005/13/2011 8:06:56 AM
deal-marauder6$50.005/13/2011 7:33:14 AM
penny-winner$50.005/13/2011 7:42:33 AM
EEasyMoney$25.005/13/2011 9:36:27 AM
Leshan$91.135/13/2011 9:13:40 AM
missing-link$25.005/13/2011 1:40:55 PM
CommunityArts_Non-profit$35.005/14/2011 8:12:20 AM
red-power-pecan$50.005/14/2011 9:05:20 AM
found$142.175/14/2011 11:28:12 AM
johannesfactotum$25.005/14/2011 12:05:56 PM
mammalian4$25.005/14/2011 12:21:50 PM
JJ-Loans$75.005/14/2011 8:36:52 PM
special-currency6$50.005/15/2011 3:14:45 PM
loss-of-control$50.005/15/2011 4:55:33 PM
genius520$50.005/16/2011 8:06:29 AM
PeePaw$25.005/16/2011 9:12:42 AM
first-class-felicity6$50.005/16/2011 10:04:05 AM
mercuriant$25.005/16/2011 10:55:23 AM
repayment-genius7$25.005/16/2011 1:32:18 PM
orange-useful-revenue$25.005/16/2011 8:00:04 PM
value-hero3$140.005/16/2011 8:30:18 PM
MoneyForNothing$2.985/16/2011 9:50:28 PM
El_Profesional$25.005/4/2011 9:07:11 AM
iolaire$25.005/4/2011 11:35:06 AM
SolarMoonshine$25.005/4/2011 5:00:12 PM
diplomatic-wealth7$25.005/6/2011 1:21:21 PM
astute-investment5$25.005/6/2011 7:53:09 PM
CA-Lender$25.055/6/2011 8:09:05 PM
JMY1$25.005/6/2011 7:52:12 PM
janeybooboo$100.005/6/2011 7:56:57 PM
investment-daydream$25.005/6/2011 8:58:59 PM
Dubbs360$100.005/6/2011 9:01:18 PM
resplendent-dollar$25.005/6/2011 8:45:52 PM
investment-daydream$50.005/6/2011 9:11:09 PM
kendallv$50.005/6/2011 9:39:46 PM
NekHoldings$25.005/6/2011 9:26:48 PM
Pitufo$65.805/6/2011 11:35:55 PM
best-income-fertilizer$100.005/6/2011 11:49:38 PM
head$25.005/7/2011 1:47:36 AM
contract-high-five$25.005/6/2011 9:51:54 PM
Bob450$25.005/6/2011 10:28:52 PM
diversification-medalist$25.005/6/2011 10:31:55 PM
brightest-friendly-interest$100.005/6/2011 11:47:28 PM
num1irish$100.005/7/2011 12:02:01 AM
HelpfulLender1$50.005/7/2011 5:53:09 AM
mrxtravis$25.005/7/2011 3:42:13 AM
first-serene-credit$25.005/7/2011 8:27:28 AM
VJ_Financial$30.005/7/2011 8:09:41 AM
Maetryx$36.385/7/2011 8:49:58 AM
Rogesparkguy$25.005/7/2011 7:04:48 AM
spsavage$25.005/7/2011 7:07:49 AM
bsmtloan$100.005/7/2011 9:18:26 AM
credit-missile$25.005/7/2011 9:25:30 AM
Moe87$25.005/7/2011 7:25:00 AM
Scotcha$50.005/7/2011 10:03:17 AM
money-baron$55.355/7/2011 10:00:58 AM
SolarMoonshine$50.005/7/2011 10:25:33 AM
Ananya$25.005/7/2011 8:15:28 AM
new-social-economist$50.005/7/2011 10:16:33 AM
reflective-deal8$25.005/7/2011 10:25:17 AM
orange-finance-banker$50.005/7/2011 9:21:32 AM
vigorous-velocity$100.005/7/2011 11:35:40 AM
neutrino6$25.005/7/2011 11:41:34 AM
lsx7$200.005/7/2011 12:37:01 PM
janeybooboo$100.005/7/2011 2:02:28 PM
oxnard$50.005/7/2011 12:11:49 PM
red-favorable-basis$30.005/7/2011 1:37:31 PM
ingenious-deal6$25.005/9/2011 10:06:01 AM
lender12345$25.005/9/2011 2:06:02 PM
healthy-worth5$25.005/10/2011 10:55:02 AM
agalt$50.005/10/2011 10:08:51 AM
thenadamgoes$50.005/10/2011 11:33:26 PM
kristof2007$25.005/11/2011 3:18:49 PM
loyalist1$100.005/12/2011 6:39:33 AM
houli123$50.005/12/2011 12:13:01 PM
dcap3$200.005/12/2011 12:14:17 PM
dough-hammock$25.005/12/2011 12:07:00 PM
Airthus$25.005/12/2011 12:13:13 PM
Jules97$26.005/12/2011 12:16:19 PM
skockie$50.005/12/2011 12:21:25 PM
wealth-equilibrium0$58.835/12/2011 12:33:50 PM
McDeeter$50.005/12/2011 12:15:38 PM
mchiura$25.005/12/2011 12:31:05 PM
agile-vigilance8$100.005/12/2011 12:25:03 PM
iceman35$50.005/12/2011 12:30:07 PM
Thought$25.005/12/2011 12:40:04 PM
marwadi-62$100.005/12/2011 7:27:55 PM
umfan123$25.005/13/2011 9:43:15 AM
EverettFinancial$25.005/13/2011 12:49:06 PM
Weaverville$25.005/13/2011 6:49:18 PM
Cai8899$25.005/14/2011 7:51:49 AM
treasure-hunter270$25.005/14/2011 8:20:58 AM
hopheadmike$25.005/14/2011 10:08:02 AM
wild-orange$50.005/14/2011 11:32:25 AM
chungfang$50.005/14/2011 11:32:59 AM
miamibeachloaner$25.005/14/2011 12:07:04 PM
dough-rocket$70.005/14/2011 12:19:33 PM
NYCFinancier$50.005/14/2011 12:25:29 PM
Investoman$75.005/15/2011 4:24:59 AM
the-reliable-trade$100.005/15/2011 12:26:37 PM
return-grizzly$100.005/15/2011 3:17:51 PM
bsh297$25.005/16/2011 6:05:06 AM
the-silver-blaster$50.005/16/2011 7:35:45 AM
6moonbeams$50.005/16/2011 10:49:44 AM
pposFUNDing$28.475/16/2011 1:13:00 PM
wise-extraordinary-loot$50.005/16/2011 1:36:48 PM
ThatDanGuy$50.005/16/2011 1:49:02 PM
CAGE-Investments$25.005/16/2011 5:50:32 PM
Rashanir$25.005/16/2011 6:31:28 PM
ASG_NECO$25.005/16/2011 9:50:14 PM
163 Investments
 
Borrower Payment Dependent Notes Series 505361
This series of Notes was issued and sold upon the funding of the borrower loan #49436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $187.99
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1998 Debt/Income ratio: 9%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,637Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: mindful-power1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First step to be DEBT FREE
Purpose of loan:
I'd like to use this loan as a first step in becoming debt free - taking 3 credit card bills with a higher APR and consolidating into one monthly payment.

My financial situation:
Financially, I have excellent credit, have always paid my bills on time and have recently started an excellent job that affords me the income to finally take care of my debt once and for all. Hope you can help me get a step ahead. Thanks for your time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blooming-market$25.005/5/2011 9:05:13 AM
blot44$50.005/5/2011 9:06:52 AM
useful-currency$25.005/5/2011 9:07:21 AM
DukSerduk$25.005/5/2011 9:04:27 AM
meux99$25.005/5/2011 9:05:03 AM
Avala$50.005/5/2011 9:09:08 AM
kulender$50.005/5/2011 9:10:33 AM
unrivaled-silver$50.005/5/2011 9:24:53 AM
jga516$25.005/5/2011 9:20:50 AM
dtrain5$25.005/5/2011 9:04:56 AM
fcrick$25.005/5/2011 9:07:12 AM
reflective-rupee$25.005/5/2011 9:09:38 AM
inspired-investment8$100.005/5/2011 5:28:26 PM
indomitable-coin$25.005/6/2011 6:39:21 AM
samo102us$25.005/6/2011 2:01:44 AM
heroic-p2ploan2$50.005/6/2011 9:24:13 AM
MrDavid$50.005/6/2011 9:23:26 AM
smart-kindness8$100.005/6/2011 12:41:02 PM
currency-persimmon$100.005/8/2011 7:41:28 AM
randsenterprise$25.005/8/2011 8:01:47 PM
AFairDeal$50.005/10/2011 4:48:17 AM
C_Mark$100.005/10/2011 6:13:08 AM
rapid-wampum5$40.005/12/2011 12:24:57 PM
theboygenius$25.005/12/2011 2:12:36 PM
saahilld$25.005/12/2011 3:49:47 PM
Munnie$25.005/13/2011 7:35:56 AM
flexible-value$35.005/13/2011 5:35:32 PM
ddamenace$55.005/13/2011 8:48:18 PM
hawaiiangirl76$25.005/14/2011 8:01:23 AM
designer_10$25.005/14/2011 1:21:52 PM
hookUup$31.305/14/2011 2:58:54 PM
liberty-point$25.005/14/2011 3:12:44 PM
Bank42$31.415/14/2011 5:26:13 PM
wiseindian$25.005/14/2011 11:14:39 PM
g314$25.005/15/2011 10:30:27 AM
efficient-treasure0$25.005/15/2011 10:31:22 AM
rapid-loyalty1$25.005/15/2011 11:02:17 AM
chungfang$50.005/15/2011 12:10:17 PM
Leopoldine$25.005/15/2011 2:31:40 PM
the-silver-blaster$75.005/15/2011 2:40:18 PM
CreditBuilder2$100.005/15/2011 2:13:40 PM
Zach842$200.005/15/2011 2:08:45 PM
cunning-truth6$50.005/15/2011 3:07:03 PM
brightest-income-hunter$25.005/15/2011 2:12:25 PM
the-enthralling-coin$27.005/15/2011 3:57:43 PM
capital-party6$100.005/15/2011 4:25:00 PM
natural-greenback6$25.005/15/2011 5:19:51 PM
marketplace-stream2$50.005/15/2011 5:46:52 PM
Mad_Scientist$25.005/15/2011 5:59:32 PM
rundmc42$57.385/15/2011 6:14:33 PM
mad-scientist418$340.485/15/2011 6:50:13 PM
ore-genius2$100.005/5/2011 9:07:35 AM
kenji4861$25.005/5/2011 9:07:47 AM
bvzm$50.005/5/2011 9:08:00 AM
antlr$50.005/5/2011 9:12:23 AM
scrappy-bonus2$25.005/5/2011 9:12:34 AM
Leopoldine$25.005/5/2011 9:06:09 AM
minista$25.005/5/2011 9:08:10 AM
investment-artist$25.005/5/2011 10:14:57 AM
cwegert$25.005/5/2011 3:22:25 PM
kyomoon$50.005/6/2011 1:40:30 AM
axl163$25.005/6/2011 1:49:54 AM
compoundinterest$50.005/6/2011 5:24:57 AM
DavenportCapital$25.005/6/2011 10:23:22 AM
RandyL3$25.005/6/2011 12:41:18 PM
auction-elvis$25.005/8/2011 11:40:21 AM
friendinmoney$25.005/9/2011 3:21:31 PM
nuclearmoose$50.005/10/2011 12:54:24 PM
CPA-Banker$25.005/10/2011 5:00:14 PM
lukeskywalkerkp$25.005/10/2011 5:35:11 PM
MasterJin$29.955/10/2011 5:37:44 PM
math1973$100.005/11/2011 9:34:31 AM
availableloan$25.005/11/2011 6:47:20 PM
Marathoner$25.005/12/2011 7:04:48 AM
cosmof16$25.005/12/2011 11:21:34 AM
orindalender$25.005/12/2011 12:50:31 PM
tender-integrity3$100.005/12/2011 3:22:11 PM
radforj22$25.005/12/2011 3:21:39 PM
fantastic-openness$100.005/13/2011 12:15:21 PM
barkochva$25.005/13/2011 1:05:06 PM
lagnisiruk$25.005/14/2011 8:19:08 AM
MarvintheMartian$25.005/14/2011 12:50:31 PM
engaging-worth$25.005/14/2011 12:52:54 PM
Wishmaker$100.005/14/2011 12:58:29 PM
YellowJacket$25.005/14/2011 1:55:34 PM
treasure-widget$25.005/14/2011 1:19:49 PM
a-restless-dollar$50.005/14/2011 2:23:53 PM
novice-speculator$25.005/14/2011 2:44:03 PM
payment-halo$25.005/14/2011 3:36:29 PM
damage$25.005/14/2011 4:34:26 PM
JCMC$25.005/14/2011 4:23:32 PM
AmericanCredit$25.005/14/2011 4:34:36 PM
_NaLNaBB$200.005/14/2011 5:02:09 PM
thankful-nickel2$50.005/14/2011 5:54:42 PM
luvlending$100.005/14/2011 6:00:24 PM
neutrino6$25.005/14/2011 5:09:14 PM
skorpious$25.005/14/2011 5:40:40 PM
Duchdad$25.005/14/2011 8:44:20 PM
serene-truth2$50.005/14/2011 9:09:17 PM
uberrific$100.005/15/2011 10:30:06 AM
sappy02$25.005/15/2011 11:10:35 AM
Interstate_Rate$50.005/15/2011 10:32:30 AM
brightest-dynamic-peace$25.005/15/2011 10:32:47 AM
supersarah61$25.005/15/2011 12:22:08 PM
fund-tom-tom6$50.005/15/2011 12:33:49 PM
payment-jalapeno9$250.005/15/2011 1:00:12 PM
seabass123$25.005/15/2011 1:21:53 PM
vutah$25.005/15/2011 1:51:34 PM
NYCFinancier$50.005/15/2011 1:53:50 PM
thorough-payout8$25.005/15/2011 2:41:39 PM
balance-force$25.275/15/2011 2:04:44 PM
jc33148$252.215/15/2011 2:46:40 PM
Lotsofbears$25.005/15/2011 2:40:05 PM
gold-scientist5$100.005/15/2011 2:56:22 PM
randsenterprise$25.005/15/2011 3:15:09 PM
mattbly$25.005/15/2011 3:26:14 PM
1SteelerFan$35.005/15/2011 5:08:06 PM
kublai$140.005/15/2011 4:58:31 PM
The-Lighthouse-Group$25.005/15/2011 6:04:51 PM
novice-speculator$25.005/15/2011 5:21:27 PM
sfmf$25.005/15/2011 6:34:25 PM
121 Investments
 
Borrower Payment Dependent Notes Series 505383
This series of Notes was issued and sold upon the funding of the borrower loan #49463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $195.97
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2006 Debt/Income ratio: 21%
Credit score: 640-659 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 9 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $883Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: loan-pipeline Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
familyman
Purpose of loan: consolidate 3 debts to one and repair of vehicle
This loan will be used to...

My financial situation: employed
I am a good candidate for this loan because...I pay my debts and want to continue to improve my credit


Monthly net income: $2384
Monthly expenses: $
Housing: $0 Part of employment
Insurance: $
Car expenses: $
Utilities: $355
Phone, cable, internet: $138
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DHolly$25.005/5/2011 5:06:03 PM
vine99$40.005/5/2011 5:05:37 PM
irrelevant$25.005/5/2011 5:06:28 PM
economy-coup$30.005/5/2011 5:38:31 PM
2grindstones$25.005/5/2011 6:54:38 PM
Mrgiggleswic$25.005/6/2011 4:54:12 AM
blitzen40$25.005/6/2011 9:20:48 AM
Rogelio48$30.005/6/2011 7:53:02 PM
lotuss4$50.005/7/2011 2:07:03 AM
back-scratchers$25.005/8/2011 4:12:24 AM
greencat$50.005/9/2011 7:32:00 AM
larryboy10$25.005/10/2011 6:12:57 PM
LuvToLend$25.095/11/2011 2:20:38 PM
mrxtravis$25.005/11/2011 5:37:20 PM
CashFlow13$1,500.005/11/2011 5:36:56 PM
a-restless-dollar$25.005/12/2011 6:20:10 AM
scarlet-velvet$25.005/12/2011 8:17:32 AM
order-brigade$25.005/12/2011 4:14:55 PM
ddoneday$25.005/12/2011 4:30:00 PM
buffalobills$25.005/13/2011 7:41:20 AM
umfan123$25.005/13/2011 9:43:18 AM
cerebral-deal353$25.005/13/2011 11:36:04 AM
850$50.005/13/2011 1:48:57 PM
tigercat$50.005/13/2011 1:48:05 PM
BradP$25.005/13/2011 5:40:00 PM
bluehen00$25.005/14/2011 6:17:08 AM
peaceful-nickel2$100.005/14/2011 8:47:54 AM
Lubava$55.005/14/2011 11:10:36 AM
verblender$50.005/14/2011 12:57:38 PM
Frover$25.005/14/2011 3:57:37 PM
BeanCownter$54.675/15/2011 4:18:55 AM
OnBottom$50.005/15/2011 8:20:01 AM
sudeep104$25.005/15/2011 8:29:07 AM
verdiprr$146.005/15/2011 9:33:51 AM
reflective-rupee$200.005/5/2011 5:14:00 PM
kind-charming-value$400.005/5/2011 9:12:09 PM
grotheik$25.005/6/2011 7:50:25 AM
rupee_power$25.005/6/2011 9:25:42 AM
Cawse$25.365/6/2011 10:13:02 AM
responsible-worth113$35.005/6/2011 5:30:29 PM
yf99yz$25.005/6/2011 10:56:31 PM
social-heart$25.005/7/2011 4:22:36 AM
transformer855$25.005/7/2011 8:59:46 AM
EJF$50.005/9/2011 7:23:47 AM
integrity-doctor$100.005/10/2011 9:26:41 AM
authentic-finance194$100.005/10/2011 10:34:07 AM
cash-architect$25.005/10/2011 2:23:21 PM
diplomatic-wealth7$25.005/10/2011 5:58:36 PM
catamaran2024$25.005/11/2011 1:12:32 AM
bonus-demon$50.005/11/2011 11:50:54 AM
VJ_Financial$26.005/11/2011 6:36:49 PM
Bill88$25.005/12/2011 8:20:07 AM
the-enthralling-coin$25.005/12/2011 7:03:58 AM
kttalamo$75.005/12/2011 7:01:04 AM
GElender$25.005/12/2011 7:04:56 AM
briskdevl07$25.005/12/2011 7:32:28 AM
nethosters$25.005/12/2011 11:19:05 AM
missing-link$25.005/13/2011 1:41:22 PM
treasure-hunter270$25.005/14/2011 8:16:52 AM
capital-halo1$82.885/14/2011 2:24:46 PM
capital-kingdom$25.005/14/2011 4:36:35 PM
winmals$25.005/14/2011 4:58:03 PM
thankful-nickel2$25.005/14/2011 6:03:11 PM
benefit-flow$25.005/14/2011 8:55:10 PM
periko$25.005/14/2011 10:16:41 PM
Investoman$75.005/15/2011 4:25:21 AM
intrepid-loot$25.005/15/2011 7:26:32 AM
67 Investments
 
Borrower Payment Dependent Notes Series 505411
This series of Notes was issued and sold upon the funding of the borrower loan #49448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-2000 Debt/Income ratio: 31%
Credit score: 600-619 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 53 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,418Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: philanthropistinthemaking Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2010)
 
Principal balance: $4,090.33 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Pay down credit card debt. I want to consolidate my payments into one payment and boost my credit score a little bit more so I can refinance my place in the next year or so.

My financial situation:
I am a good candidate for this loan because... I have been working for my current employer for ten years come June and am very responsible with my bills. As you can see I have no collection accounts or delinquencies on my credit, I own my own home and just need a small loan to get me on track.


Monthly net income: $ 4290 (2450.00 employment, 1840.00 rent from units in building)
Monthly expenses: $
Housing: $ 1436.00
Insurance: $110
Car expenses: $ 595.
Utilities: $ 200
Phone, cable, internet: $ 30
Food, entertainment: $ 200
Clothing, household expenses: $ 150
Credit cards and other loans: $ 300.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/5/2011 5:06:31 PM
tech310$50.005/5/2011 5:07:35 PM
worth-blanket2$5,000.005/9/2011 10:52:49 AM
greencat$50.005/10/2011 7:27:57 AM
Leshan$100.005/10/2011 10:10:30 AM
corporatejim$27.655/10/2011 10:43:46 AM
diplomatic-wealth7$25.005/10/2011 5:58:38 PM
fairness-atmosphere$25.005/10/2011 8:13:22 PM
umfan123$25.005/11/2011 6:05:14 AM
professional-coin1$25.005/12/2011 9:23:01 AM
coin-bee1$25.005/12/2011 3:25:19 PM
ethicalhumanist$25.005/12/2011 4:09:37 PM
bmw2$25.505/13/2011 7:39:30 AM
green-unrivaled-felicity$50.005/13/2011 7:50:05 AM
EEasyMoney$25.005/13/2011 9:37:47 AM
lulubelle98$130.005/13/2011 12:05:50 PM
reflective-rupee$25.005/5/2011 5:08:14 PM
janeybooboo$100.005/5/2011 6:01:56 PM
economy-coup$30.005/5/2011 5:38:32 PM
suave-dime6$25.005/6/2011 12:54:32 AM
golffish2$50.005/6/2011 4:02:42 AM
marketplace-meridian$25.005/7/2011 7:37:01 AM
chameleon125$50.005/9/2011 6:42:55 AM
kttalamo$50.005/9/2011 11:11:44 AM
thankful-nickel2$25.005/9/2011 3:55:00 PM
the-enthralling-coin$25.005/9/2011 7:00:24 PM
tolerant-dinero2$25.005/10/2011 10:39:15 AM
lightninghcky7$25.005/11/2011 8:41:27 AM
money-baron-roth-IRA$100.005/11/2011 9:37:49 AM
kttalamo$25.005/11/2011 10:06:46 AM
bonus-demon$50.005/11/2011 5:47:28 PM
grampy48$50.005/12/2011 4:12:27 AM
order-brigade$25.005/12/2011 4:20:22 PM
best-ingenious-funds$25.005/12/2011 5:21:55 PM
reflective-rupee$75.005/12/2011 9:47:07 PM
SB94114$50.005/13/2011 8:56:17 AM
missing-link$25.005/13/2011 1:41:25 PM
lotuss4$25.005/13/2011 4:58:43 PM
sensible-fund$36.715/13/2011 5:35:32 PM
CashFlow13$900.005/14/2011 7:41:15 AM
baker31$25.145/14/2011 7:49:31 AM
41 Investments
 
Borrower Payment Dependent Notes Series 505555
This series of Notes was issued and sold upon the funding of the borrower loan #49427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-06-2011 
Term: 60 months Listing End date:  May-14-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $301.49
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.09%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2004 Debt/Income ratio: 42%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,722Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: precious-interest6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to pay off my existing credit card debt, and consolidate into one monthly payment.

My financial situation:
I am a good candidate for this loan because I have a steady job and have never been late making a credit card or school loan payment.

I am simply looking to pay off higher interest credit card debt and this loan will allow me to make the same payments I make now over a shorter period of time, saving me money in the long run. Frankly, I also prefer the idea of paying a regular person my interest payments instead of a credit card company.

Monthly net income: $1,800.00
Monthly expenses: $ 1,100.00
Housing: $ 0.00 - I live with my parents.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.005/6/2011 9:27:01 AM
reflective-rupee$200.005/6/2011 10:43:34 AM
Wangchuk$25.005/6/2011 10:53:59 AM
erowis$80.005/7/2011 5:40:41 AM
ingenious-deal6$25.005/9/2011 10:06:59 AM
worth-blanket2$5,000.005/9/2011 10:57:32 AM
itskarma$35.355/9/2011 5:56:46 PM
Kash2010lu$25.005/9/2011 10:50:19 PM
yf99yz$25.005/9/2011 10:08:23 PM
loanman2007$125.005/10/2011 5:50:16 AM
back-scratchers$25.005/11/2011 1:44:57 AM
kttalamo$75.005/11/2011 10:11:16 AM
penny-candy$25.005/11/2011 7:44:44 PM
leverage-ectasy$30.005/11/2011 8:38:23 PM
momoney2lend$25.005/11/2011 8:03:19 PM
frogperson$350.005/11/2011 9:39:12 PM
PleaseDontDefault$50.005/11/2011 8:44:02 PM
the-enthralling-coin$25.005/11/2011 8:50:06 PM
market-pudding$25.005/12/2011 4:53:39 AM
Wisc_investor$30.005/12/2011 8:11:56 AM
gold-cluster$100.005/12/2011 9:38:17 AM
Bill88$25.005/12/2011 9:39:37 AM
diplomatic-wealth7$25.005/12/2011 10:05:36 AM
bonus-demon$50.005/13/2011 8:07:05 AM
jjswanso$50.005/13/2011 9:43:30 AM
HardLender$50.005/13/2011 5:19:56 PM
cordial-affluence2$28.005/14/2011 8:13:52 AM
irrelevant$25.005/6/2011 9:27:29 AM
tech310$50.005/6/2011 9:27:38 AM
lendstats_com$300.005/6/2011 10:17:57 AM
CA-Lender$25.055/7/2011 4:48:55 PM
InChicago$50.005/8/2011 8:17:51 PM
economy-coup$100.005/8/2011 8:14:08 PM
transformer855$25.005/9/2011 10:13:29 PM
integrity-doctor$100.005/10/2011 9:17:16 AM
Banker_Joe$25.005/10/2011 12:09:24 PM
well-mannered-income3$40.005/10/2011 6:45:34 PM
2grindstones$25.005/10/2011 7:39:33 PM
Nerdster1$25.105/11/2011 9:03:51 AM
enthusiastic-ore5$49.535/12/2011 6:24:27 AM
elegant-commerce7$50.005/12/2011 3:58:48 AM
grampy48$25.005/12/2011 4:20:33 AM
ursus$200.005/12/2011 6:26:16 AM
mpatrick$25.005/12/2011 9:01:44 AM
best-asset-jedi$50.005/12/2011 9:16:34 AM
friendinmoney$25.005/12/2011 9:58:05 AM
building_pennies$30.005/12/2011 10:08:35 AM
Investor509$25.005/12/2011 11:35:00 AM
order-brigade$25.005/12/2011 4:20:34 PM
intrepid-loot$25.005/13/2011 6:33:35 AM
missing-link$25.005/13/2011 1:41:37 PM
CashFlow13$1,500.005/14/2011 7:38:41 AM
Cerbie$26.975/14/2011 8:37:47 AM
53 Investments
 
Borrower Payment Dependent Notes Series 505597
This series of Notes was issued and sold upon the funding of the borrower loan #49375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-06-2011 
Term: 36 months Listing End date:  May-07-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $188.55
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1987 Debt/Income ratio: 36%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 13Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,440Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: skow1948 Borrower's state: Illinois Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 83 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
620-639 (Dec-2009)
560-579 (Dec-2007)
560-579 (Nov-2007)
580-599 (Nov-2006)
 
Principal balance: $1,990.83 31+ days late: 0 ( 0% )
Total payments billed: 83  
Description
paying off my daughters wedding
Purpose of loan:
This loan will be used to...pay off my daughters wedding

My financial situation:
I am a good candidate for this loan because i work two jobs and have steady work history....


Monthly net income: $3100
Monthly expenses: $
Housing: $774
Insurance: $125
Car expenses: $
Utilities: $152
Phone, cable, internet: $184
Food, entertainment: $110
Clothing, household expenses: 220$
Credit cards and other loans 150: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/6/2011 5:08:32 PM
kind-charming-value$500.005/6/2011 5:18:05 PM
reflective-rupee$50.005/6/2011 5:22:46 PM
responsible-worth113$30.005/6/2011 5:40:04 PM
vutah$25.005/6/2011 6:48:35 PM
DHolly$25.005/6/2011 6:17:23 PM
lendstats_com$500.005/6/2011 6:50:23 PM
reflective-rupee$500.005/6/2011 7:26:16 PM
credit-missile$75.005/6/2011 9:02:21 PM
DasMula$0.365/7/2011 12:02:52 AM
dough-hammock$25.005/6/2011 9:36:32 PM
yf99yz$25.005/6/2011 9:41:52 PM
optionscashflow$25.005/6/2011 10:28:20 PM
Rashanir$25.005/6/2011 10:44:11 PM
DasMula$136.005/7/2011 12:02:38 AM
reflective-rupee$300.005/6/2011 5:22:19 PM
anton$50.005/6/2011 5:09:08 PM
reflective-rupee$150.005/6/2011 5:22:30 PM
MilitaryLoans$80.805/6/2011 5:56:56 PM
MilitaryLoans$1,000.005/6/2011 6:08:29 PM
MoneyForNothing$120.285/6/2011 6:18:50 PM
community-oasis6$25.005/6/2011 6:19:06 PM
Reliance_Banker$25.005/6/2011 6:27:12 PM
newest-investment-elevator$50.005/6/2011 6:47:15 PM
illinois_joe$173.025/6/2011 6:58:40 PM
responsible-worth113$30.005/6/2011 5:39:55 PM
genuine-integrity0$25.005/6/2011 6:03:26 PM
janeybooboo$200.005/6/2011 7:45:05 PM
Rogelio48$30.005/6/2011 8:10:24 PM
skillful-asset5$39.545/6/2011 6:32:38 PM
marinbb$150.005/6/2011 7:17:38 PM
NekHoldings$25.005/6/2011 9:29:22 PM
Christophe$25.005/6/2011 9:23:24 PM
Kash2010lu$35.005/6/2011 11:26:46 PM
34 Investments
 
Borrower Payment Dependent Notes Series 505685
This series of Notes was issued and sold upon the funding of the borrower loan #49392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-06-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-2001 Debt/Income ratio: Not calculated
Credit score: 640-659 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,134Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: jdn77 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 100% ) 640-659 (Latest)
Principal borrowed: $18,250.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
640-659 (Aug-2009)
660-679 (Jul-2009)
640-659 (Apr-2008)
 
Principal balance: $2,769.25 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
Previous Prosper Experience!
Purpose of loan: Business Expansion
This loan will be used to...expand my restaurant to a larger location and buy new equipment. Same town, half a mile up the street. Great lease terms, so I took the deal!

My financial situation:
I am a good candidate for this loan because...I've always paid all my debts, and my prosper loans are always paid on time every time for the past 3 years.


Monthly net income: $3000 / Business Gross: 380k/year.
Monthly expenses: $2192
Housing: $500
Insurance: $127
Car expenses: $0-business pays
Utilities: $250
Phone, cable, internet: $Included in utilities
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $315
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/6/2011 5:08:43 PM
r48$26.005/6/2011 5:04:00 PM
investment-artist$25.015/6/2011 5:08:02 PM
suave-dime6$25.005/6/2011 5:38:48 PM
MoneyForNothing$68.655/6/2011 6:25:30 PM
cgoca$25.005/6/2011 7:13:26 PM
NekHoldings$25.005/6/2011 9:28:19 PM
Artist_Blue$25.005/7/2011 2:07:27 AM
Kash2010lu$25.005/6/2011 11:38:00 PM
marketplace-meridian$25.005/7/2011 7:37:20 AM
dedicated-diversification5$56.995/7/2011 9:45:45 AM
credit-missile$75.005/7/2011 9:29:42 AM
UCLA4life$27.005/7/2011 10:19:25 PM
lightninghcky7$25.005/8/2011 8:13:51 AM
Champion_Lending$30.005/8/2011 3:40:34 PM
golffish2$50.005/9/2011 4:00:47 AM
top-rate-infusion$97.725/9/2011 6:57:05 AM
transformer855$25.005/9/2011 7:19:11 AM
orange-impartial-asset$500.005/9/2011 8:01:18 AM
exchange-upholder0$25.005/9/2011 10:13:04 AM
chameleon125$25.005/9/2011 10:39:24 AM
miamibeachloaner$25.005/9/2011 7:10:30 PM
Moe87$30.005/10/2011 7:02:16 AM
zorg77$36.695/10/2011 3:17:52 PM
loan-master1$25.005/10/2011 6:44:16 PM
myutmost$40.815/11/2011 8:11:03 AM
grnii78$310.395/11/2011 11:21:55 AM
money-baron-roth-IRA$100.005/11/2011 9:37:56 AM
lendstats_com$300.005/11/2011 10:11:20 AM
jgar_O$25.005/11/2011 5:25:04 PM
briskdevl07$25.005/12/2011 7:42:23 AM
trumpeter5$25.005/12/2011 9:16:51 AM
MStax$50.005/12/2011 10:42:47 AM
SLN-10$50.005/12/2011 7:29:00 PM
EEasyMoney$25.005/13/2011 9:38:41 AM
likeable-hope$28.125/13/2011 10:28:16 AM
five-star-note$100.005/13/2011 10:31:14 AM
diplomatic-wealth7$25.005/13/2011 11:55:47 AM
unconquerable-dedication$25.005/13/2011 12:51:43 PM
missing-link$25.005/13/2011 1:41:55 PM
PXM-Financial$50.005/13/2011 3:24:49 PM
myutmost$38.855/13/2011 5:29:47 PM
kendigme$50.005/14/2011 5:30:23 AM
economy-popcorn$25.005/14/2011 5:55:12 AM
CashFlow13$1,000.005/14/2011 7:37:23 AM
the-enthralling-coin$25.005/14/2011 11:16:03 AM
ChoiceInvestments$31.005/14/2011 12:40:29 PM
DasMula$57.005/14/2011 8:52:53 PM
sharp-reward920$30.005/14/2011 9:30:05 PM
aztocas$50.005/15/2011 12:27:58 PM
chungfang$25.005/15/2011 12:34:50 PM
moola-butterfly3$75.005/15/2011 2:47:23 PM
Bill88$30.005/15/2011 4:58:19 PM
genuine-integrity0$25.005/6/2011 6:04:49 PM
janeybooboo$100.005/6/2011 7:47:53 PM
lloyd_s$25.005/7/2011 3:18:06 AM
Mikale360$50.005/7/2011 8:09:12 AM
2grindstones$50.005/7/2011 10:56:58 AM
reflective-rupee$200.005/7/2011 12:03:28 PM
investment-daydream$50.005/7/2011 2:17:56 PM
brightest-dignified-penny$25.005/7/2011 2:18:44 PM
hookUup$25.795/7/2011 6:51:37 PM
impeccable-duty7$50.005/8/2011 6:36:16 AM
Skeptical-one$25.005/8/2011 6:46:29 AM
hillerod$25.085/8/2011 1:21:21 PM
yf99yz$25.005/8/2011 12:49:08 PM
competent-p2p$30.005/8/2011 5:55:59 PM
economy-coup$100.005/8/2011 8:14:10 PM
kendigme$25.005/9/2011 3:52:49 PM
capital_projects_investor$25.005/9/2011 6:32:05 PM
IceFishingCash$25.005/9/2011 6:42:01 PM
888GoldIngots$30.265/10/2011 10:57:31 AM
thankful-nickel2$25.005/11/2011 8:51:07 PM
Miklot$100.005/11/2011 8:26:46 PM
kendigme$25.005/12/2011 5:12:38 AM
InChicago$50.005/12/2011 7:18:50 AM
penny-sergeant$25.005/12/2011 6:30:52 PM
kendigme$25.005/13/2011 3:07:03 AM
riveting-credit5$200.005/12/2011 11:23:55 PM
loanman2007$175.005/13/2011 4:30:34 AM
deal-marauder6$25.005/13/2011 7:34:13 AM
credit-missile$29.935/13/2011 6:01:53 AM
halothane_logic$50.005/13/2011 5:23:04 AM
loyalist1$100.005/13/2011 8:05:37 AM
Rogesparkguy$25.005/13/2011 10:29:47 AM
EverettFinancial$25.005/13/2011 12:54:54 PM
purposeful-pound5$30.005/13/2011 2:32:24 PM
Gregger$28.365/13/2011 5:01:39 PM
intrepid-loot$25.005/13/2011 7:22:44 PM
Bob450$25.005/14/2011 7:43:13 AM
treasure-hunter270$25.005/14/2011 8:18:46 AM
CommunityArts_Non-profit$35.005/14/2011 8:13:52 AM
peaceful-nickel2$100.005/14/2011 8:49:01 AM
friendinmoney$25.005/14/2011 3:35:05 PM
marwadi-62$400.005/14/2011 7:23:04 PM
wellsfrugal$50.005/14/2011 7:48:59 PM
Investoman$75.005/15/2011 4:25:47 AM
Jordan1123$25.005/15/2011 7:35:08 AM
verdiprr$500.005/15/2011 9:36:58 AM
shrewd-income$100.005/15/2011 12:49:58 PM
order-ruler$136.845/15/2011 1:22:00 PM
loss-of-control$100.005/15/2011 4:52:31 PM
credit-missile$39.515/15/2011 7:20:24 PM
103 Investments
 
Borrower Payment Dependent Notes Series 505735
This series of Notes was issued and sold upon the funding of the borrower loan #49378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-08-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1982 Debt/Income ratio: 20%
Credit score: 700-719 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 14 / 13Length of status:2y 0m
Amount delinquent: $395 Total credit lines: 29 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $85,064Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: impeccable-principal0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tampa Homeowner Consolidation Loan
Purpose of loan:
This loan will be used to...consolidate debt.

My financial situation:
I am a good candidate for this loan because...I'm a homeowner who always pays his debts. I've been employed in the financial services industry for 28 years.


Monthly net income: $5500
Monthly expenses: $
Housing: $1600
Insurance: $
Car expenses: $0
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/8/2011 12:02:38 PM
scrappy-diversification7$2,000.005/8/2011 12:11:29 PM
2grindstones$25.005/8/2011 12:27:05 PM
reflective-rupee$25.005/8/2011 1:52:15 PM
ethicalhumanist$25.005/8/2011 3:39:21 PM
qsolo$200.005/9/2011 9:44:32 AM
integrity-doctor$100.005/10/2011 9:18:51 AM
leverage-monger$66.665/10/2011 9:20:48 AM
Bob450$25.005/12/2011 1:32:37 AM
thankful-nickel2$25.005/12/2011 4:54:32 PM
missing-link$25.005/13/2011 1:42:18 PM
CashFlow13$1,000.005/14/2011 8:04:06 AM
bonus-yeller$58.345/14/2011 9:53:40 AM
reflective-rupee$175.005/8/2011 1:52:43 PM
shrewd-income$50.005/10/2011 9:04:29 PM
SqueezeKing$25.005/12/2011 1:14:33 AM
s270$50.005/12/2011 4:52:21 AM
newest-generous-income$25.005/13/2011 12:12:33 AM
diplomatic-wealth7$25.005/13/2011 11:56:24 AM
treasure-hunter270$25.005/14/2011 8:07:09 AM
greenback-guard$25.005/14/2011 9:39:10 AM
21 Investments
 
Borrower Payment Dependent Notes Series 505795
This series of Notes was issued and sold upon the funding of the borrower loan #49478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-10-2011 
Term: 36 months Listing End date:  May-11-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $188.55
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1989 Debt/Income ratio: 26%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:13y 8m
Amount delinquent: $160 Total credit lines: 44 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,371Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: j_man Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 100% ) 660-679 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2009)
640-659 (Jul-2009)
620-639 (Apr-2009)
640-659 (Mar-2008)
 
Principal balance: $584.91 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
Debt Consolidation & Car Repair
Purpose of this loan is too payoff my current Prosper loan, consolidate a few higher interest rate cards and pay for a badly needed repair for my car.

I am a good candidate for this loan because I have borrowed from Prosper before with no late payments. I have one loan paid off and only about $600 left on the second. I have a stable job that I've had for almost 14 years.

Thanks you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/10/2011 5:04:17 PM
DasMula$27.005/10/2011 5:11:16 PM
MoneyForNothing$49.025/10/2011 5:11:39 PM
Kash2010lu$30.005/10/2011 5:13:27 PM
NekHoldings$25.005/10/2011 5:31:36 PM
lendstats_com$500.005/10/2011 5:40:33 PM
janeybooboo$200.005/10/2011 7:07:03 PM
sweety075$25.005/10/2011 7:23:40 PM
return-grizzly$100.005/10/2011 8:25:31 PM
twjh$25.005/11/2011 1:37:21 AM
mikeandcat$100.005/11/2011 5:43:04 AM
Mikale360$25.005/11/2011 5:59:34 AM
Bill88$30.005/11/2011 9:03:31 AM
chameleon125$25.005/11/2011 6:47:58 AM
El_Profesional$25.005/11/2011 8:46:31 AM
bobd32$25.005/11/2011 8:51:24 AM
worth-blanket2$1,740.305/11/2011 9:54:50 AM
anton$50.005/10/2011 5:06:00 PM
competent-p2p$45.005/10/2011 6:10:23 PM
reflective-rupee$500.005/10/2011 7:13:35 PM
clemclan$50.005/10/2011 7:56:55 PM
interloode$300.005/10/2011 8:30:34 PM
fairness-atmosphere$25.005/10/2011 8:12:39 PM
Champion_Lending$25.005/10/2011 10:11:09 PM
interloode$300.005/10/2011 8:47:43 PM
Kreditorium$25.005/10/2011 8:49:22 PM
golffish2$25.005/11/2011 6:16:35 AM
UCLA4life$50.005/11/2011 7:29:22 AM
Moe87$28.685/11/2011 6:57:03 AM
InChicago$100.005/11/2011 7:05:08 AM
30 Investments
 
Borrower Payment Dependent Notes Series 505847
This series of Notes was issued and sold upon the funding of the borrower loan #49475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-08-2011 
Term: 36 months Listing End date:  May-17-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Nov-1998 Debt/Income ratio: 48%
Credit score: 600-619 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 16 Current / open credit lines: 7 / 9Length of status:4y 9m
Amount delinquent: $7,523 Total credit lines: 51 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,415Stated income:$25,000-$49,999
Delinquencies in last 7y: 69 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: jenn2006 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 69 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,200.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2008)
580-599 (Mar-2008)
580-599 (Feb-2008)
580-599 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 69  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate several smaller debts into one loan. This will help me with my monthly budget and bill paying with only having to worry about one loan rather than several.

My financial situation:
I am a good candidate for this loan because I have been with the same company for almost 5 years now. I am now in a secure financial situation and am able to meet all my debt obligations. My husband?s paycheck covers our housing and utility costs. My paycheck covers my debt, groceries, entertainment, and daycare. I am a prior Prosper borrower with an excellent payment history!

Monthly net income: $2683
Monthly expenses: $2096
Housing: $0
Insurance: $0
Car expenses: $680
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $606
Other expenses: $360 (daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/8/2011 12:02:50 PM
SolarMoonshine$25.005/8/2011 1:34:15 PM
soroxy$25.005/8/2011 7:49:59 PM
Artist_Blue$25.005/9/2011 6:09:18 AM
worth-blanket2$5,000.005/9/2011 11:05:20 AM
lender12345$25.005/9/2011 2:51:49 PM
miamibeachloaner$25.005/9/2011 7:10:04 PM
reflective-rupee$25.005/9/2011 5:22:19 PM
melodious-openness$39.285/11/2011 5:08:31 PM
janeybooboo$49.005/12/2011 7:00:55 AM
briskdevl07$25.005/12/2011 7:43:30 AM
MStax$100.005/12/2011 10:37:55 AM
diplomatic-wealth7$25.005/13/2011 11:56:54 AM
treasure-hunter270$50.005/14/2011 8:11:11 AM
RainyDayFunds$25.005/14/2011 9:15:45 AM
Investoman$75.005/15/2011 4:25:56 AM
intrepid-loot$25.005/15/2011 7:45:51 AM
chungfang$25.005/15/2011 12:35:03 PM
Bob450$25.005/15/2011 1:37:15 PM
amusement4$300.005/15/2011 6:56:34 PM
bsh297$25.005/16/2011 6:05:09 AM
stevekc1$25.005/16/2011 7:54:57 AM
Rashanir$25.005/16/2011 6:31:36 PM
Jack55304$300.005/17/2011 10:21:58 AM
sweet-exchange$25.045/17/2011 12:25:12 PM
MoneyForNothing$25.015/8/2011 12:10:20 PM
suave-dime6$25.005/8/2011 12:38:36 PM
cashhelp$50.005/8/2011 12:21:25 PM
Mikale360$25.005/9/2011 2:43:52 PM
Leshan$200.005/10/2011 10:11:52 AM
chameleon125$75.005/11/2011 6:42:22 AM
Bill88$25.005/11/2011 8:35:26 AM
FarmersBank$31.995/11/2011 9:55:36 AM
eod_man$50.005/11/2011 12:16:50 PM
grampy48$100.005/12/2011 4:15:06 AM
marwadi-62$100.005/12/2011 7:26:05 PM
fairness-atmosphere$25.005/12/2011 8:24:44 PM
EEasyMoney$25.005/13/2011 9:41:26 AM
EverettFinancial$25.005/13/2011 12:57:37 PM
missing-link$25.005/13/2011 1:42:28 PM
mrxtravis$25.005/14/2011 3:29:05 AM
CommunityArts_Non-profit$35.005/14/2011 8:15:06 AM
dcap3$75.005/16/2011 4:21:55 PM
loss-of-control$50.005/16/2011 5:24:44 PM
Rip128$50.005/17/2011 5:23:28 AM
myutmost$28.175/17/2011 7:08:18 AM
tolerant-truth2$50.005/17/2011 10:35:03 AM
ingenious-deal6$25.005/17/2011 12:24:41 PM
MoneyForNothing$16.515/17/2011 12:39:20 PM
49 Investments
 
Borrower Payment Dependent Notes Series 505999
This series of Notes was issued and sold upon the funding of the borrower loan #49425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-10-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $209.50
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Feb-1992 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (May-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $147Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: Sambamm1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2010)
660-679 (Dec-2009)
720-739 (Nov-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
3rd Prosper Loan - Lender/Borrower
Purpose of loan:
This loan will be used to pay income taxes owed for 2010 and to purchase more office furniture for my 2 offices.

My financial situation:

I am a good candidate for this loan because I have a successful business that continues to grow year after year.

My gross monthly profit from my business is approx $4,000.00. My living expenses are approximately $3,500, leaving approximately $500 in net disposable income monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/10/2011 9:07:05 AM
CoolPlexer$25.005/10/2011 9:09:18 AM
suave-dime6$25.005/10/2011 9:31:46 AM
Gregger$25.005/10/2011 11:01:30 AM
janeybooboo$100.005/10/2011 12:20:04 PM
DasMula$214.005/10/2011 12:33:02 PM
SolarMoonshine$50.005/10/2011 3:54:41 PM
cash-architect$25.005/10/2011 7:59:06 PM
Moe87$25.005/10/2011 8:04:43 PM
Kreditorium$25.005/10/2011 8:49:29 PM
yield-lion2$25.005/11/2011 1:44:26 AM
chameleon125$25.005/11/2011 6:43:46 AM
orange-impartial-asset$750.005/11/2011 11:19:26 AM
Eric_Gagne$25.005/11/2011 1:53:24 PM
Bill88$30.005/11/2011 1:26:46 PM
thankful-nickel2$25.005/11/2011 8:46:47 PM
briskdevl07$25.005/12/2011 7:46:38 AM
JGuide$25.005/12/2011 1:21:03 PM
kind-charming-value$500.005/12/2011 3:02:07 PM
orange-ferocious-loyalty$200.005/12/2011 7:18:22 PM
riveting-credit5$300.005/12/2011 11:13:26 PM
global1adventurer$25.005/13/2011 12:35:21 AM
credit-missile$100.005/13/2011 5:59:42 AM
credit-missile$25.005/13/2011 6:00:27 AM
bbt210$59.835/13/2011 6:53:37 AM
NekHoldings$25.005/10/2011 9:07:44 AM
Kash2010lu$30.005/10/2011 9:41:07 AM
brightest-dignified-penny$25.005/10/2011 11:01:39 AM
hookUup$26.735/10/2011 10:56:34 AM
reflective-rupee$250.005/10/2011 11:57:03 AM
hillerod$25.105/10/2011 4:08:56 PM
lendstats_com$200.005/10/2011 5:42:13 PM
lendstats_com$300.005/10/2011 5:43:53 PM
competent-p2p$30.005/10/2011 6:08:10 PM
loan-master1$25.005/10/2011 6:49:11 PM
investment-artist$25.005/10/2011 6:55:26 PM
Mikale360$25.005/10/2011 6:32:41 PM
credit-guard5$25.005/10/2011 7:37:53 PM
fabulous-community4$25.005/11/2011 1:45:15 AM
equitable-p2ploan8$26.155/11/2011 7:20:25 AM
InChicago$50.005/11/2011 7:04:19 AM
reflective-rupee$300.005/11/2011 12:14:14 PM
witty-openness$25.005/11/2011 10:31:25 AM
chad-bro-chill$25.005/11/2011 12:44:18 PM
vutah$25.005/11/2011 9:02:50 PM
twjh$25.005/12/2011 1:38:58 AM
Phatt-Daddy$33.145/12/2011 5:05:28 AM
loanman2007$200.005/12/2011 4:04:32 AM
Fire2$25.005/12/2011 8:19:30 AM
justbman$25.005/12/2011 2:23:40 PM
reflective-rupee$200.005/12/2011 4:57:50 PM
riverflow$25.055/12/2011 5:16:10 PM
investment-habanero8$100.005/13/2011 4:12:36 AM
DoctorJoe$25.005/13/2011 4:55:51 AM
shrewd-income$100.005/13/2011 6:28:20 AM
Rogesparkguy$25.005/13/2011 6:31:48 AM
shrewd-income$50.005/13/2011 6:35:17 AM
57 Investments
 
Borrower Payment Dependent Notes Series 506087
This series of Notes was issued and sold upon the funding of the borrower loan #49407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-10-2011 
Term: 36 months Listing End date:  May-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1998 Debt/Income ratio: 47%
Credit score: 660-679 (May-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 12 / 5Length of status:26y 0m
Amount delinquent: $0 Total credit lines: 23Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,107 
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: edward2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Transportation Loan
Purpose of loan: Motorcycle Purchase
This loan will be used to...
Buy a Motorcycle
My financial situation:Im On A Disibility Fixed Income
I am a good candidate for this loan because...
I always repay promptly,and often times sooner.

Monthly net income: $845.00
Monthly expenses: $430.00
Housing: $235.00
Insurance: $NONE
Car expenses: $NONE
Utilities: $40.00
Phone, cable, internet: $10.00
Food, entertainment: $55.00
Clothing, household expenses: $NONE
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-coup$30.005/10/2011 9:09:24 AM
irrelevant$25.005/10/2011 9:08:35 AM
2grindstones$25.005/10/2011 9:50:37 AM
worth-blanket2$1,400.005/10/2011 9:50:39 AM
DasMula$27.005/10/2011 10:06:06 AM
zorg77$25.005/10/2011 3:14:53 PM
happy-return1$25.005/10/2011 5:22:07 PM
scho0590$35.015/10/2011 6:25:58 PM
Kreditorium$25.005/10/2011 8:49:26 PM
a-restless-dollar$26.075/11/2011 6:23:38 AM
wealth-pipeline$25.005/10/2011 9:04:14 AM
the-enthralling-coin$25.005/10/2011 9:54:12 AM
reflective-rupee$25.005/10/2011 10:08:16 AM
HenryS$25.005/10/2011 11:24:45 AM
SecondChanceLendingSERV$25.005/10/2011 11:01:55 AM
Kash2010lu$40.005/10/2011 9:55:46 AM
thankful-nickel2$25.005/10/2011 5:40:03 PM
new-poetic-transaction$66.925/10/2011 8:27:01 PM
shrewd-income$25.005/10/2011 8:57:32 PM
Makingitrain$25.005/11/2011 1:45:34 AM
dollar-authority$25.005/11/2011 4:51:27 AM
havana111$25.005/11/2011 5:01:41 AM
22 Investments
 
Borrower Payment Dependent Notes Series 506121
This series of Notes was issued and sold upon the funding of the borrower loan #49413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 20.30% Listing Start date:  May-11-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-2002 Debt/Income ratio: 32%
Credit score: 660-679 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,099Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: interest-virtuoso9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan for a car
Purpose of loan:
This loan will be used to purchase a car. I recently sold an expensive car back to the dealer and paid some money upfront to get out of a 700/mo payment leaving me with very little in the bank. I was tired of making payments plus full coverage totaling nearly 1K a month for a car. I want to buy a cheap car but need money and have no transportation at the moment. I have high income and can pay back within a few months.

My financial situation:
I net at about 3K a month and my only bills are rent/utilities totaling 1100 and 3 combined credit cards totaling 250. This leaves me with about 1500 free money after food. I need a car soon and can pay off the loan VERY fast.


Monthly net income: 3100
Monthly expenses: 1700
Housing: 900
Insurance: none
Car expenses: none
Utilities: 125
Phone, cable, internet: 50
Food, entertainment: 300
Clothing, household expenses: 50
Credit cards and other loans: 250
Other expenses: none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
2grindstones$25.005/11/2011 9:36:09 AM
DasMula$27.005/11/2011 3:26:29 PM
SolarMoonshine$25.005/11/2011 4:43:16 PM
worth-blanket2$2,450.005/12/2011 9:31:44 AM
thankful-nickel2$25.005/12/2011 4:53:21 PM
reflective-rupee$200.005/12/2011 4:51:19 PM
tigercat$50.005/12/2011 5:20:51 PM
Myboyticket$64.005/12/2011 7:26:48 PM
Gobsek$25.005/12/2011 7:29:47 PM
jonmars$50.005/11/2011 2:23:18 PM
kingbob$25.005/12/2011 11:33:51 AM
Bill88$30.005/12/2011 10:46:07 AM
transformer855$25.005/12/2011 6:13:59 PM
VikingLender$50.005/13/2011 6:24:27 AM
loan-eagle9$25.005/13/2011 8:41:44 AM
rupee_power$25.005/13/2011 9:06:08 AM
kinetic-social$25.005/13/2011 9:26:24 AM
C_M$354.005/13/2011 9:41:16 AM
18 Investments
 
Borrower Payment Dependent Notes Series 506141
This series of Notes was issued and sold upon the funding of the borrower loan #49342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 20.30% Listing Start date:  May-10-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-1992 Debt/Income ratio: 63%
Credit score: 660-679 (May-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 17 / 14Length of status:20y 2m
Amount delinquent: $0 Total credit lines: 53 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,534Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: foxy-kindness1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
slim6t8
Purpose of loan: auto repairs
This loan will be used to...fix my only means of transportation

My financial situation: A little overwhelmed right now
I am a good candidate for this loan because...I get paid eery two weeks


Monthly net income: $5148.00
Monthly expenses: $ 150
Housing: $1148
Insurance: $194
Car expenses: $ 100
Utilities: $ 80
Phone, cable, internet: $153
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
PatRichi$25.005/10/2011 9:06:41 AM
mindful-cash6$25.005/10/2011 9:19:49 AM
kindness-hickory5$50.005/10/2011 11:30:49 AM
HenryS$50.005/10/2011 11:24:41 AM
cash-turbine1$50.005/10/2011 11:30:10 AM
BuildingShanghai$45.005/10/2011 8:36:34 PM
kingbob$25.005/12/2011 11:24:38 AM
Military-2-Military$1,000.005/15/2011 11:30:14 AM
zone6$400.005/15/2011 7:22:48 PM
top-blissful-integrity$50.005/10/2011 9:34:55 AM
steves73$50.005/10/2011 11:30:04 AM
Artist_Blue$25.005/10/2011 4:16:28 PM
zorg77$50.005/10/2011 3:07:28 PM
bluebouyz$25.005/14/2011 8:46:47 PM
Unitas4302$100.005/15/2011 8:52:22 AM
kinetic-social$30.005/15/2011 6:23:03 PM
16 Investments
 
Borrower Payment Dependent Notes Series 506199
This series of Notes was issued and sold upon the funding of the borrower loan #49408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $192.74
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-2000 Debt/Income ratio: 44%
Credit score: 660-679 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,409Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: aschac05 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 31 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2010)
720-739 (Feb-2010)
660-679 (Jul-2009)
660-679 (Apr-2009)
 
Principal balance: $670.40 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
So close but just not there yet
Purpose of loan: To pay off a few Credit cards
This loan will be used to...

My financial situation: Better then most
I am a good candidate for this loan because...
I have never defaulted on a prosper loan

Monthly net income: $3600
Monthly expenses: $
Housing: $300
Insurance: $123
Car expenses: $200
Utilities: $180
Phone, cable, internet: $180
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: 300 Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/13/2011 9:05:42 AM
economy-coup$100.005/13/2011 9:06:46 AM
DasMula$27.005/13/2011 9:43:39 AM
janeybooboo$200.005/13/2011 10:01:17 AM
UCLA4life$40.005/13/2011 9:56:07 AM
Ubiquinone$25.005/13/2011 10:09:52 AM
2grindstones$32.005/13/2011 10:15:06 AM
kind-charming-value$500.005/13/2011 10:15:50 AM
investment-artist$25.005/13/2011 9:26:25 AM
EEasyMoney$25.005/13/2011 9:55:15 AM
favorite-commerce$50.005/13/2011 10:03:54 AM
SolarMoonshine$25.005/13/2011 10:20:32 AM
worth-blanket2$3,220.005/13/2011 9:57:59 AM
reflective-rupee$460.005/13/2011 10:22:41 AM
14 Investments
 
Borrower Payment Dependent Notes Series 506327
This series of Notes was issued and sold upon the funding of the borrower loan #49428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-11-2011 
Term: 36 months Listing End date:  May-12-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $160.38
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1992 Debt/Income ratio: 27%
Credit score: 700-719 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 8Length of status:13y 7m
Amount delinquent: $8,040 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,445Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: bossfanct Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 91% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 3 ( 9% )  
660-679 (Apr-2010)
660-679 (May-2008)
620-639 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Pay Federal and State taxes
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
qsolo$200.005/11/2011 9:04:50 AM
janeybooboo$51.005/11/2011 9:16:36 AM
worth-blanket2$2,940.005/11/2011 10:01:02 AM
reflective-rupee$25.005/11/2011 10:01:49 AM
Bill88$25.005/11/2011 1:21:25 PM
atlas100$50.005/11/2011 2:19:30 PM
jonmars$25.005/11/2011 2:25:20 PM
Finchy78$25.005/11/2011 2:53:50 PM
competent-p2p$58.435/11/2011 5:54:56 PM
loss-of-control$100.005/11/2011 8:06:07 PM
grampy48$50.005/12/2011 4:17:56 AM
shrewd-income$25.005/12/2011 7:23:40 AM
blue-useful-auction$25.005/12/2011 8:05:45 AM
MTF$50.005/12/2011 1:20:58 PM
WeshaTheLeopard$25.005/12/2011 4:20:12 PM
irrelevant$25.005/11/2011 9:04:09 AM
Kreditorium$25.005/11/2011 11:24:08 AM
jml3482$25.005/11/2011 12:02:21 PM
SolarMoonshine$25.005/11/2011 4:30:33 PM
Eric_Gagne$25.005/11/2011 1:48:52 PM
janeybooboo$49.005/11/2011 3:06:42 PM
mikeandcat$78.095/12/2011 5:50:11 AM
dcap3$50.005/12/2011 12:32:26 PM
taetrade$25.005/12/2011 1:05:30 PM
payout-hammock1$50.005/12/2011 2:05:03 PM
deal-pinnacle7$57.165/12/2011 5:26:24 PM
marwadi-62$100.005/12/2011 7:22:19 PM
27 Investments
 
Borrower Payment Dependent Notes Series 506333
This series of Notes was issued and sold upon the funding of the borrower loan #49399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-15-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $125.70
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-1995 Debt/Income ratio: 30%
Credit score: 640-659 (May-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 28 / 28Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 54 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,407Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: bowrycrue Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,050.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2009)
 
Principal balance: $563.70 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Purchase Car for Daughter
Purpose of loan:
This loan will be used to finance the purchase of a used car for my daughter.

My financial situation:
I am a good candidate for this loan because I have consistently paid my outstanding credit obligations on time and in full. My daughter will also be helping to fund the payment of this as she begins working her first full time job.


Monthly net income: $4500
Monthly expenses: $100
Housing: $1161
Insurance: $100
Car expenses: $50
Utilities: $250
Internet: $45
Food, entertainment: $125
Clothing, household expenses: $25
Credit cards and other loans: $1100
Other expenses: $137
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/15/2011 12:12:39 PM
investment-artist$25.015/15/2011 12:12:45 PM
Kash2010lu$25.005/15/2011 12:14:58 PM
MilitaryLoans$1,000.005/15/2011 12:20:30 PM
thankful-nickel2$25.005/15/2011 1:03:00 PM
kind-charming-value$500.005/15/2011 1:27:22 PM
favorite-commerce$25.005/15/2011 8:00:13 PM
Ubiquinone$25.005/15/2011 8:15:26 PM
Mikale360$25.005/15/2011 10:22:48 PM
Miklot$50.005/16/2011 1:55:13 AM
reflective-rupee$25.005/16/2011 2:38:52 AM
greencat$50.005/16/2011 7:22:08 AM
EEasyMoney$25.005/16/2011 9:49:09 AM
ronin4sale$25.005/16/2011 12:20:24 PM
Bill88$25.005/16/2011 11:00:27 AM
missing-link$25.005/15/2011 12:14:04 PM
Danjack_Capital$25.005/15/2011 4:05:39 PM
2grindstones$25.005/15/2011 5:10:10 PM
credit-missile$50.005/15/2011 7:25:58 PM
amusement4$300.005/15/2011 6:55:21 PM
penny-sergeant$25.005/16/2011 7:07:27 AM
paqattack$59.045/16/2011 7:16:11 AM
briskdevl07$25.005/16/2011 8:50:18 AM
buffalobills$25.005/16/2011 9:20:42 AM
Champion_Lending$25.005/16/2011 9:09:15 AM
five-star-note$150.005/16/2011 10:23:21 AM
interloode$100.005/16/2011 12:32:40 PM
shrewd-income$25.005/16/2011 12:35:37 PM
grnii78$100.005/16/2011 12:35:51 PM
OldManP$25.005/16/2011 2:09:48 PM
kinetic-social$25.005/16/2011 2:19:14 PM
MoneyForNothing$15.955/16/2011 3:15:21 PM
McDeeter$25.005/16/2011 3:15:04 PM
33 Investments
 
Borrower Payment Dependent Notes Series 506427
This series of Notes was issued and sold upon the funding of the borrower loan #49404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2004 Debt/Income ratio: 371%
Credit score: 680-699 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,054Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: community-fluffy-bunny7 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Cards
Purpose of loan:
This loan will be used to consolidate my credit cards into one monthly payment to get paid off faster. I also am wanting to do some work on my vehicle. I would like to put tires on it, and have an axle and my air conditioning fixed.

My financial situation:
I am a good candidate for this loan because I will always be on time paying my payment. I plan to use what income tax refund I get to help with paying off this loan.

Monthly net income: $1600.00
Monthly expenses: $
Housing: $0.00 ( I live with my mom)
Insurance: $118.00 monthly
Car expenses: $214.00 monthly
Utilities: $0.00
Phone, cable, internet: $60.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $225.00 monthly (more than minimum payment)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/12/2011 9:09:56 AM
qsolo$200.005/12/2011 9:10:36 AM
economy-coup$100.005/12/2011 9:09:37 AM
2grindstones$25.005/12/2011 10:37:24 AM
Investor509$25.005/12/2011 12:46:44 PM
payout-hammock1$50.005/12/2011 2:04:35 PM
careful-note1$50.005/13/2011 8:13:42 AM
missing-link$25.005/13/2011 1:44:02 PM
the-enthralling-coin$25.005/13/2011 5:25:55 PM
CashFlow13$1,200.005/14/2011 8:04:34 AM
scrappy-diversification7$2,000.005/12/2011 9:08:17 AM
investment-artist$25.005/12/2011 9:18:47 AM
favorite-commerce$50.005/12/2011 11:13:31 AM
SolarMoonshine$25.005/12/2011 3:39:54 PM
reflective-rupee$25.005/12/2011 4:44:40 PM
CASSHMAN$100.005/12/2011 6:13:24 PM
scarlet-velvet$25.005/12/2011 8:25:05 PM
850$50.005/13/2011 1:59:56 PM
18 Investments
 
Borrower Payment Dependent Notes Series 506483
This series of Notes was issued and sold upon the funding of the borrower loan #49440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-12-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $83.80
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-1992 Debt/Income ratio: 33%
Credit score: 600-619 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 16 / 13Length of status:5y 4m
Amount delinquent: $15 Total credit lines: 34 Occupation: Scientist
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,619Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: chemist Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 37 ( 100% ) 600-619 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2010)
560-579 (Nov-2007)
640-659 (Mar-2007)
660-679 (Nov-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
Home Improvement - New Roof
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2000.00
Monthly expenses: $
Housing: $476
Insurance: $97
Car expenses: $247
Utilities: $50
Phone, cable, internet: $95
Food, entertainment: $160
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$300.005/12/2011 9:10:22 AM
NekHoldings$25.005/12/2011 9:11:24 AM
anton$50.005/12/2011 9:06:18 AM
stanfordgrad05$50.005/12/2011 9:37:04 AM
KramericaIndustries$25.005/12/2011 9:44:40 AM
value-microscope$50.005/12/2011 9:36:16 AM
kind-charming-value$500.005/12/2011 9:55:26 AM
thankful-nickel2$25.005/12/2011 10:56:16 AM
wild-orange$100.005/12/2011 10:29:07 AM
brightest-dignified-penny$25.005/12/2011 10:35:37 AM
bassman2$25.005/12/2011 10:49:10 AM
interloode$300.005/12/2011 12:08:47 PM
irrelevant$25.005/12/2011 11:21:09 AM
Gregger$25.005/12/2011 11:59:23 AM
MoneyForNothing$35.365/12/2011 9:11:19 AM
cashhelp$50.005/12/2011 9:12:08 AM
ultimate-peace$150.005/12/2011 9:10:38 AM
credit-missile$100.005/12/2011 9:23:47 AM
Kash2010lu$30.005/12/2011 9:16:36 AM
janeybooboo$51.005/12/2011 9:35:52 AM
janeybooboo$49.005/12/2011 9:39:08 AM
cospilot$25.005/12/2011 9:45:23 AM
2grindstones$25.005/12/2011 10:33:27 AM
Bill88$25.005/12/2011 10:46:48 AM
skubwa$25.005/12/2011 11:33:42 AM
25 Investments
 
Borrower Payment Dependent Notes Series 506497
This series of Notes was issued and sold upon the funding of the borrower loan #49422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-2005 Debt/Income ratio: 66%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,610Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: honeybear1 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2009)
600-619 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Payoff
Purpose of loan:
This loan will be used to pay off loans and credit cards.

My financial situation: Steady
I am a good candidate for this loan because...


Monthly net income: $ 5400
Monthly expenses: $
Housing: $950
Insurance: $
Car expenses: $600
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/13/2011 9:05:44 AM
worth-blanket2$5,000.005/13/2011 9:59:36 AM
janeybooboo$100.005/13/2011 10:16:20 AM
brightest-dignified-penny$25.005/13/2011 10:34:19 AM
reflective-rupee$25.005/13/2011 10:25:11 AM
unconquerable-dedication$25.005/13/2011 12:48:11 PM
thorough-payout8$25.005/13/2011 12:52:33 PM
LittleMingo$30.005/13/2011 1:31:10 PM
Danjack_Capital$25.005/13/2011 2:06:55 PM
credit-missile$50.005/13/2011 2:43:17 PM
2grindstones$25.005/13/2011 9:03:07 PM
fabulous-community4$25.005/14/2011 4:09:34 AM
Mikale360$25.005/14/2011 5:43:01 AM
Moe87$25.005/14/2011 7:14:27 AM
treasure-hunter270$50.005/14/2011 8:15:09 AM
InChicago$50.005/14/2011 9:44:12 AM
jgar_O$30.005/14/2011 11:44:13 AM
coin-bee1$25.005/14/2011 4:27:30 PM
tigercat$50.005/15/2011 12:11:10 PM
MilitaryLoans$720.005/15/2011 12:23:15 PM
cashhelp$50.005/13/2011 9:01:25 AM
economy-coup$100.005/13/2011 9:06:47 AM
lendstats_com$200.005/13/2011 9:12:08 AM
investment-artist$25.005/13/2011 9:29:28 AM
UCLA4life$40.005/13/2011 9:56:06 AM
DasMula$25.005/13/2011 9:35:19 AM
EEasyMoney$25.005/13/2011 9:54:52 AM
Kash2010lu$30.005/13/2011 11:05:53 AM
SolarMoonshine$25.005/13/2011 10:17:25 AM
missing-link$25.005/13/2011 1:44:40 PM
thankful-nickel2$25.005/13/2011 2:02:47 PM
irrelevant$25.005/13/2011 3:24:18 PM
the-enthralling-coin$25.005/13/2011 5:26:02 PM
BuildingShanghai$25.005/13/2011 5:30:35 PM
Rogelio48$25.005/13/2011 7:26:06 PM
loan-master1$25.005/13/2011 7:49:43 PM
CommunityArts_Non-profit$25.005/14/2011 8:18:05 AM
credit-missile$50.005/14/2011 8:23:32 AM
Bob450$25.005/14/2011 10:20:26 AM
marwadi-62$100.005/14/2011 7:22:10 PM
loanman2007$50.005/15/2011 4:51:27 AM
intrepid-loot$25.005/15/2011 7:32:42 AM
verdiprr$100.005/15/2011 9:40:09 AM
43 Investments
 
Borrower Payment Dependent Notes Series 506571
This series of Notes was issued and sold upon the funding of the borrower loan #49487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2001 Debt/Income ratio: 13%
Credit score: 680-699 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 13 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,941Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: kindness-pro0 Borrower's state: Vermont Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need extra money to get car fixed
Purpose of loan:
This loan will be used to...Repair my car

My financial situation: I recently relocated and bought a new house.
I am a good candidate for this loan because...I pay all bills on time.


Monthly net income: $5416.67
Monthly expenses: $2500
Housing: $1060
Insurance: $70
Car expenses: $80
Utilities: $50
Phone, cable, internet: $110
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
daekpon$50.005/13/2011 9:05:24 AM
economy-coup$30.005/13/2011 9:06:38 AM
DasMula$27.005/13/2011 9:08:24 AM
2grindstones$25.005/13/2011 9:59:49 AM
worth-blanket2$1,750.005/13/2011 10:00:55 AM
DHolly$25.005/13/2011 10:41:20 AM
TheDigitalMan$29.985/13/2011 11:02:31 AM
T-Bone$25.005/13/2011 10:59:51 AM
favorite-commerce$25.005/13/2011 10:05:25 AM
SolarMoonshine$25.005/13/2011 10:12:08 AM
reflective-rupee$300.005/13/2011 10:21:43 AM
transformer855$25.005/13/2011 10:34:30 AM
kttalamo$75.005/13/2011 10:29:46 AM
mpatrick$25.005/13/2011 10:40:16 AM
lending-theory$50.005/13/2011 10:05:35 AM
Makingitrain$25.005/13/2011 11:08:26 AM
16 Investments
 
Borrower Payment Dependent Notes Series 506615
This series of Notes was issued and sold upon the funding of the borrower loan #49434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $124.77
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2001 Debt/Income ratio: 30%
Credit score: 660-679 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,813Stated income:$25,000-$49,999
Delinquencies in last 7y: 19 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: exxcalibar Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 81% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 6 ( 19% )  
660-679 (Aug-2008)
 
Principal balance: $311.63 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Needed to purchase new boiler!
Purpose of loan:
Our boiler "blew up" in January, and we needed to replace it. We had planned to use that money to pay down our debt. Now we would like to borrow the money (and we would prefer to pay Prosper than the bank) to consolidate and reduce our monthly payments.

My financial situation:
I am a good candidate for this loan because I feel strongly about paying my debts on time. We lead a pretty simple life. We don't go out very often, preferring to stay in and enjoy family time during our free times. I am a sign language interpreter and have worked consistently in that field for 10 years.




Monthly net income: $ 5070


Monthly expenses: $
Housing: $ 1205
Insurance: $ 360
Car expenses: $ 900
Utilities: $ 225
Phone, cable, internet: $ 360
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1255
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
qsolo$200.005/13/2011 9:07:03 AM
Tradesmanlender$35.005/13/2011 9:08:14 AM
newfoundation$25.005/13/2011 9:37:55 AM
Malkial$25.005/13/2011 3:19:10 PM
JCM_MN$35.005/14/2011 7:07:50 AM
treasure-hunter270$25.005/14/2011 8:07:57 AM
peaceful-nickel2$100.005/14/2011 8:43:15 AM
nickelasaurus-rex$35.695/14/2011 9:19:04 AM
AviTech$91.095/14/2011 10:48:10 AM
MoneyForNothing$21.755/14/2011 10:49:19 AM
runner262$25.005/13/2011 9:26:07 AM
investment-artist$25.005/13/2011 9:20:43 AM
SimpleChoice$25.005/13/2011 9:56:33 AM
helpinghand63$50.005/13/2011 9:55:25 AM
reflective-rupee$25.005/13/2011 10:20:56 AM
SolarMoonshine$25.005/13/2011 10:10:23 AM
worth-blanket2$2,450.005/13/2011 10:01:11 AM
bughead$25.005/14/2011 2:55:14 AM
wizardii$25.005/14/2011 3:09:40 AM
Brisket_Bob$81.475/14/2011 5:47:08 AM
Leshan$150.005/14/2011 7:32:15 AM
21 Investments
 
Borrower Payment Dependent Notes Series 506633
This series of Notes was issued and sold upon the funding of the borrower loan #49466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-13-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $230.45
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-2007 Debt/Income ratio: 38%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 8 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,942Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: mylexis Borrower's state: Illinois Borrower's group: Second Chance People
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 32 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2008)
600-619 (May-2008)
 
Principal balance: $531.94 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
FINISHING SCHOOL
Purpose of loan: To consolidate bills
This loan will be used to help me with finishing up schoolI would like to pay off my original loan and consolidate some other bills as I enter into my last semester of school this summer and start off the year with one bill instead of multiples also looking to update to a more reliable car for work.

My financial situation: is in good shape my Dad helps me with alot of my bills so I get a chance to keep alot of my earning
I am a good candidate for this loan because I pay my bills and love to make great connection with lenders and people to build a better credit score. Also I have been in prosper for over 2years and pay without any problem. Thank you for helping me:


Monthly net income: $ 1250
Monthly expenses: $375
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jgar_O$30.005/13/2011 9:05:30 AM
money-baron-roth-IRA$100.005/13/2011 9:05:46 AM
OldManP$25.005/13/2011 9:05:55 AM
DasMula$27.005/13/2011 9:21:47 AM
lendstats_com$200.005/13/2011 9:12:34 AM
EEasyMoney$25.005/13/2011 9:54:16 AM
reflective-rupee$300.005/13/2011 10:19:10 AM
clemclan$17.995/13/2011 10:21:04 AM
Ubiquinone$50.005/13/2011 10:08:59 AM
2grindstones$50.005/13/2011 10:16:48 AM
SLN-10$50.005/13/2011 9:07:18 AM
investment-artist$25.015/13/2011 9:06:45 AM
Champion_Lending$25.005/13/2011 9:30:27 AM
economy-coup$100.005/13/2011 9:06:48 AM
janeybooboo$100.005/13/2011 10:17:00 AM
kind-charming-value$500.005/13/2011 10:17:21 AM
worth-blanket2$3,850.005/13/2011 10:01:56 AM
SolarMoonshine$25.005/13/2011 10:07:48 AM
18 Investments
 
Borrower Payment Dependent Notes Series 506687
This series of Notes was issued and sold upon the funding of the borrower loan #49443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $125.70
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-1985 Debt/Income ratio: 32%
Credit score: 620-639 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,931Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: orbital-currency6 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
 
Principal balance: $5,261.37 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
pay off credit cards
Purpose of loan: pay off credit cards
This loan will be used to...

My financial situation: good
I am a good candidate for this loan because...I always pay my bills on time


Monthly net income: $4628.00
Monthly expenses: $
Housing: $440
Insurance: $185
Car expenses: $369
Utilities: $150
Phone, cable, internet: $149
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/13/2011 5:12:06 PM
missing-link$25.005/13/2011 5:13:53 PM
investment-artist$25.015/13/2011 5:12:10 PM
Kash2010lu$30.005/13/2011 5:45:41 PM
janeybooboo$100.005/13/2011 6:53:17 PM
Evolver$39.875/14/2011 2:04:53 AM
interloode$50.005/14/2011 6:01:11 AM
golffish2$25.005/14/2011 7:22:54 AM
money-baron-roth-IRA$300.005/14/2011 12:42:39 PM
reflective-rupee$300.005/14/2011 12:55:36 PM
coin-bee1$25.005/14/2011 4:30:11 PM
2grindstones$25.005/13/2011 9:08:54 PM
twjh$25.005/14/2011 3:14:14 AM
money-baron$40.005/14/2011 11:13:03 AM
worth-blanket2$1,890.125/15/2011 10:39:49 AM
15 Investments