Sales Report:Supplement No. 16 dated May 11, 2011 to Prospectus dated Apr 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 504349
This series of Notes was issued and sold upon the funding of the borrower loan #49265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-28-2011 
Term: 60 months Listing End date:  May-09-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1994 Debt/Income ratio: 29%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 60 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,763Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: investment-wildcat6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off taxes
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.004/28/2011 9:02:29 AM
economy-coup$30.004/28/2011 9:05:15 AM
diplomatic-wealth7$25.004/28/2011 9:07:06 AM
the-enthralling-coin$25.004/28/2011 6:11:06 PM
Weaverville$25.005/2/2011 6:07:29 PM
Rogesparkguy$25.005/3/2011 10:16:31 AM
irrelevant$25.005/3/2011 6:50:18 PM
careful-note$50.005/5/2011 3:31:35 AM
Kash2010lu$25.005/5/2011 6:20:31 AM
open-minded-fund9$200.005/5/2011 11:38:50 PM
jjswanso$40.005/6/2011 11:24:53 AM
InChicago$50.005/6/2011 8:08:39 PM
bid-czar8$50.005/7/2011 5:07:26 AM
hitsman$50.005/7/2011 11:17:26 AM
genius520$50.005/7/2011 2:00:08 PM
reflective-rupee$1,500.015/8/2011 5:54:33 AM
janeybooboo$100.005/8/2011 6:32:45 AM
JiggaJoeyS$41.175/8/2011 6:37:45 AM
engrossing-benefit0$50.005/8/2011 8:02:01 AM
DasMula$27.005/8/2011 8:19:06 AM
168RichCapital$25.505/8/2011 5:42:46 AM
credit-missile$125.005/8/2011 8:18:23 AM
Bob450$25.005/8/2011 8:24:24 AM
barefootpaul$30.005/8/2011 7:40:24 AM
dtana$25.005/8/2011 11:01:50 AM
Mad_Scientist$25.005/8/2011 11:05:46 AM
nickel-hickory$100.005/8/2011 11:13:10 AM
nickel-hickory$100.005/8/2011 11:13:22 AM
suave-income397$750.005/8/2011 11:35:25 AM
penny-surgeon$25.005/8/2011 11:52:51 AM
Dubbs360$100.005/8/2011 11:19:42 AM
formula842$25.005/8/2011 11:39:11 AM
exchange-upholder0$25.005/8/2011 1:40:12 PM
worth-blanket2$5,000.005/9/2011 11:09:52 AM
shrewd-income$500.005/9/2011 2:38:43 PM
loss-of-control$100.005/9/2011 7:29:33 PM
nickel-hickory$100.005/9/2011 9:28:42 PM
nickel-hickory$100.005/9/2011 9:29:13 PM
rockhound84$25.005/9/2011 8:09:40 PM
nickel-hickory$100.005/9/2011 9:28:52 PM
nickel-hickory$100.005/9/2011 9:29:21 PM
nickel-hickory$100.005/9/2011 9:31:21 PM
ingenious-deal6$25.004/28/2011 9:05:35 AM
unafraid-return496$25.004/28/2011 9:41:57 AM
the-reliable-trade$100.004/28/2011 9:55:31 AM
magnetic-dedication3$25.004/28/2011 4:40:10 PM
reflective-rupee$1,000.004/30/2011 8:22:45 AM
SecondChanceLendingSERV$25.005/1/2011 12:21:52 PM
mcgovern2024$100.005/1/2011 7:01:02 PM
BangBros$400.005/2/2011 8:06:03 PM
lendstats_com$300.005/3/2011 9:48:33 AM
bonus-demon$50.005/3/2011 10:28:35 AM
CAGE-Investments$25.005/4/2011 5:51:59 PM
loanman2007$125.005/6/2011 5:16:53 AM
chungfang$25.005/6/2011 4:20:14 PM
CA-Lender$100.055/7/2011 4:40:24 PM
power-secret-agent$25.005/8/2011 5:11:37 AM
blue111$25.005/8/2011 5:43:33 AM
glroark$200.005/8/2011 5:54:26 AM
pembull$100.005/8/2011 6:04:25 AM
setUup$27.405/8/2011 6:30:14 AM
dime-umbrella6$25.005/8/2011 7:17:31 AM
PleaseDontDefault$50.005/8/2011 7:42:51 AM
valiant-money$25.005/8/2011 8:16:56 AM
vutah$50.005/8/2011 8:37:27 AM
credit-observatory$25.005/8/2011 9:06:07 AM
nickel-hickory$100.005/8/2011 11:13:04 AM
platinum-czar$100.005/8/2011 11:16:42 AM
nickel-hickory$100.005/8/2011 11:13:16 AM
lotuss4$47.215/8/2011 11:18:22 AM
PotBellyPete$180.865/8/2011 12:05:35 PM
openness-confidant$207.155/8/2011 12:11:46 PM
sunny-truth6$25.005/8/2011 10:53:53 AM
lendstats_com$100.005/8/2011 12:13:46 PM
vine99$65.005/8/2011 12:51:42 PM
BangBros$500.005/8/2011 7:14:40 PM
sweetlan$25.055/8/2011 8:58:40 PM
Banker_Joe$40.005/8/2011 6:56:55 PM
Bill88$35.005/9/2011 1:27:14 PM
kendigme$25.005/9/2011 3:56:57 PM
handy-justice$100.005/9/2011 5:17:12 PM
fmanjoo$25.005/9/2011 5:22:13 PM
point-compadre$50.005/9/2011 5:22:37 PM
JustMee$25.005/9/2011 6:30:42 PM
miamibeachloaner$50.005/9/2011 7:04:27 PM
nickel-hickory$100.005/9/2011 9:28:58 PM
heat25$45.005/9/2011 9:00:57 PM
nickel-hickory$100.005/9/2011 9:29:05 PM
nickel-hickory$100.005/9/2011 9:31:13 PM
89 Investments
 
Borrower Payment Dependent Notes Series 504685
This series of Notes was issued and sold upon the funding of the borrower loan #49262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,375.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $309.01
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1990 Debt/Income ratio: Not calculated
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:22y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,652Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: 3Bookworms Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 41 ( 98% ) 720-739 (Latest)
Principal borrowed: $30,900.00< 31 days late: 1 ( 2% )  
720-739 (Sep-2010)
720-739 (Aug-2010)
740-759 (Sep-2008)
720-739 (Jun-2008)
 
Principal balance: $5,285.92 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
Home Upgrade
Purpose of loan: Installing Rental Apartment in Home
This loan will be used to...Finish a Rental Apartment in the basement of our home.

My financial situation: Getting Better
I am a good candidate for this loan because...We are an honest and hard working family. We are working on finishing this basement apartment while will add $750 - $1000 per month in income to our family.

Monthly net income: $9700
Monthly expenses: $7320
Housing: $2700
Insurance: $595
Car expenses: $450
Utilities: $350
Phone, cable, internet: $185
Food, entertainment: $725
Clothing, household expenses: $275
Credit cards and other loans: $850
Other expenses: $1250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/3/2011 5:05:25 PM
Kash2010lu$35.005/3/2011 5:26:37 PM
reflective-rupee$200.005/3/2011 5:24:07 PM
2grindstones$25.005/3/2011 5:58:14 PM
hookUup$26.745/3/2011 5:48:48 PM
SolarMoonshine$25.005/3/2011 6:00:29 PM
NekHoldings$25.005/3/2011 6:50:38 PM
atlas100$25.005/3/2011 8:39:45 PM
irrelevant$25.005/3/2011 6:52:33 PM
Moe87$50.005/3/2011 11:21:41 PM
janeybooboo$200.005/4/2011 5:07:15 AM
Ubiquinone$25.005/4/2011 7:56:51 AM
bonus-demon$50.005/4/2011 8:29:46 AM
Ubiquinone$25.005/4/2011 10:46:38 AM
diplomatic-wealth7$25.005/4/2011 5:59:39 PM
nickel-hickory$100.005/5/2011 2:27:08 PM
wampum-chorus3$39.735/5/2011 2:51:14 PM
competent-p2p$45.005/5/2011 7:45:22 PM
Bill88$30.775/6/2011 8:29:43 AM
unger$135.335/6/2011 4:19:41 AM
lendstats_com$300.005/6/2011 10:25:53 AM
artli58$25.005/6/2011 1:12:35 PM
javelin0$50.005/6/2011 4:26:43 PM
open-minded-fund9$100.005/6/2011 4:41:58 PM
thankful-nickel2$25.005/6/2011 3:46:57 PM
silver-buckeye$25.005/6/2011 5:32:54 PM
julijask$25.005/6/2011 6:00:40 PM
Astyanax$45.005/6/2011 5:47:22 PM
minnesotafinancial$25.005/6/2011 6:16:13 PM
mikelance7$25.005/6/2011 6:25:33 PM
velocity-owner4$50.005/6/2011 6:29:26 PM
UCLA4life$100.005/6/2011 6:05:24 PM
loancrusader$125.005/6/2011 6:11:48 PM
Rogesparkguy$25.005/6/2011 6:23:57 PM
principal-star$25.005/6/2011 7:59:14 PM
bullish2bearish$30.345/7/2011 8:30:05 AM
investment-daydream$324.025/7/2011 2:13:00 PM
loss-of-control$50.005/7/2011 8:09:37 PM
Christophe$25.005/7/2011 8:23:46 PM
CASSHMAN$150.005/7/2011 8:13:02 PM
fairness-atmosphere$25.005/8/2011 2:05:25 PM
ethicalhumanist$25.005/8/2011 3:30:03 PM
the-discrete-income$100.005/8/2011 8:28:19 PM
kushka$25.005/8/2011 10:47:49 PM
InChicago$50.005/8/2011 8:16:56 PM
srsock$25.005/9/2011 8:18:37 AM
riveting-credit5$100.005/9/2011 6:26:25 AM
moola-monger9$50.005/9/2011 7:13:30 AM
revenue-appraiser$25.005/9/2011 9:22:36 AM
tolerant-dinero2$100.005/9/2011 9:39:49 AM
bsh297$25.005/9/2011 9:59:24 AM
moose-capital-funding$26.145/9/2011 9:43:34 AM
shrewd-income$50.005/9/2011 1:24:08 PM
r48$25.005/9/2011 5:07:55 PM
Jerrys1951$60.005/9/2011 5:13:15 PM
beakerfish$150.005/9/2011 7:04:15 PM
WDeamay$25.005/9/2011 7:22:17 PM
unger$38.535/9/2011 7:36:34 PM
economy-coup$30.005/3/2011 5:08:12 PM
the-enthralling-coin$25.005/3/2011 5:09:06 PM
MoneyForNothing$33.185/3/2011 5:27:18 PM
DasMula$192.005/3/2011 7:13:16 PM
Mikale360$50.005/4/2011 12:05:54 PM
zorg77$50.005/4/2011 7:42:59 PM
genuine-integrity0$25.005/5/2011 11:45:48 AM
Au-Ag-Pt$31.005/5/2011 1:10:11 PM
otto1939$51.005/5/2011 3:11:42 PM
first-serene-credit$25.005/5/2011 11:33:55 AM
chato2345$49.725/5/2011 3:18:40 PM
phaded$25.005/5/2011 8:02:09 PM
cgoca$25.005/6/2011 10:10:33 AM
skaught$25.005/6/2011 12:17:09 PM
AndyT1999$25.005/6/2011 3:25:53 PM
unfixer$25.005/6/2011 4:19:21 PM
CA-Lender$100.055/6/2011 5:06:21 PM
reflective-rupee$300.015/6/2011 5:12:36 PM
vutah$25.005/6/2011 4:09:58 PM
jybank$50.005/6/2011 4:19:29 PM
handy-justice$200.005/6/2011 4:49:35 PM
sweetlan$25.055/6/2011 5:09:59 PM
Socal$25.005/6/2011 6:06:25 PM
Bob450$25.005/6/2011 6:25:45 PM
NeemanuKotagoLending$25.005/6/2011 6:39:17 PM
natural-point1$25.005/6/2011 7:13:49 PM
svandgts$92.265/6/2011 5:55:59 PM
yf99yz$25.005/6/2011 9:59:39 PM
platinum-admiral8$25.005/7/2011 7:08:00 AM
marwadi-62$128.005/7/2011 9:18:39 AM
investment-daydream$675.005/7/2011 2:47:11 PM
Reliance_Banker$25.005/7/2011 8:21:25 PM
ingenious-interest1$156.135/7/2011 4:50:54 PM
dtana$25.005/8/2011 1:44:56 AM
riveting-credit5$300.005/7/2011 10:02:29 PM
Skeptical-one$25.005/8/2011 6:34:39 AM
ReddInc$100.005/8/2011 1:32:58 PM
justasoldier$50.005/8/2011 5:24:57 PM
verdiprr$300.005/8/2011 5:51:38 PM
FarmersBank$25.005/8/2011 8:45:07 PM
kwan$25.005/9/2011 10:44:15 AM
ingenious-deal6$25.005/9/2011 10:05:49 AM
lender12345$25.005/9/2011 2:09:32 PM
Nailman88$50.005/9/2011 2:46:56 PM
miamibeachloaner$100.005/9/2011 6:56:49 PM
Socorro_Capital_Partners$25.005/9/2011 7:29:18 PM
104 Investments
 
Borrower Payment Dependent Notes Series 505100
This series of Notes was issued and sold upon the funding of the borrower loan #49225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1991 Debt/Income ratio: 31%
Credit score: 680-699 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:20y 9m
Amount delinquent: $0 Total credit lines: 62 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,792Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: A2michdbtcons Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Payoff a low balance 401K loan in order to get a new one with a higher amount in order to pay off high interest credit cards

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time every month. My credit score is lower because of my debt ratio but it is improving because I am taking steps like this one to make it better. I have been at my current job for over 20 years so I have a stable, steady income.


Monthly net income: $7000.00
Monthly expenses: $
Housing: $ 1500
Insurance: $ 200
Car expenses: $ 450
Utilities: $ 175
Phone, cable, internet: $ 200
Food, entertainment: $ 550
Clothing, household expenses: $
Credit cards and other loans: $ 1200
Other expenses: $ 600 (student loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-coup$30.005/4/2011 9:06:26 AM
the-enthralling-coin$25.005/4/2011 9:07:23 AM
tech310$50.005/4/2011 9:08:38 AM
golffish2$100.005/4/2011 9:15:43 AM
Requiem$25.005/4/2011 9:35:17 AM
janeybooboo$100.005/4/2011 12:25:27 PM
SolarMoonshine$25.005/4/2011 5:17:36 PM
Amber_Stone$25.005/4/2011 5:49:09 PM
Kash2010lu$25.005/4/2011 8:27:12 PM
diplomatic-wealth7$25.005/5/2011 4:29:05 PM
open-minded-fund9$50.005/5/2011 6:44:24 PM
rupee_power$25.005/6/2011 3:40:24 PM
InChicago$50.005/6/2011 8:13:29 PM
yf99yz$30.005/6/2011 10:23:37 PM
Rogelio48$25.005/7/2011 7:04:47 AM
dtana$25.005/8/2011 1:52:47 AM
lightninghcky7$25.005/8/2011 8:04:52 AM
nickel-hickory$100.005/8/2011 11:11:06 AM
Dubbs360$100.005/8/2011 11:16:28 AM
agalt$75.005/8/2011 11:44:39 AM
worth-blanket2$3,171.145/9/2011 11:13:12 AM
lendstats_com$300.005/4/2011 9:05:33 AM
irrelevant$25.005/4/2011 9:08:07 AM
reflective-rupee$750.005/4/2011 9:22:45 AM
2grindstones$25.005/4/2011 10:35:07 AM
brightest-dignified-penny$25.005/4/2011 10:48:49 AM
lotuss4$48.555/4/2011 11:48:56 AM
magnetic-dedication3$25.005/5/2011 8:13:21 AM
bonus-demon$50.005/5/2011 9:47:24 AM
upbeat-finance8$25.005/5/2011 4:54:45 PM
well-mannered-income3$50.005/6/2011 3:11:48 PM
Legally_Blonde$25.005/6/2011 3:58:32 PM
BangBros$500.005/6/2011 4:25:49 PM
JustMee$25.005/6/2011 5:32:12 PM
bright-exchange$25.005/6/2011 5:38:53 PM
Whipster$50.005/6/2011 7:36:43 PM
loanman2007$150.005/7/2011 5:17:50 AM
CA-Lender$150.055/8/2011 10:53:22 AM
platinum-czar$75.215/8/2011 11:15:34 AM
luvlending$40.005/8/2011 11:20:11 AM
openness-confidant$100.005/8/2011 11:15:17 AM
113121$25.005/8/2011 11:37:24 AM
formula842$25.005/8/2011 11:38:43 AM
sweetlan$25.055/8/2011 11:40:08 AM
suave-income397$750.005/8/2011 11:37:22 AM
Bob450$25.005/8/2011 12:32:09 PM
thankful-nickel2$25.005/8/2011 4:08:47 PM
wonder3$30.005/8/2011 7:21:01 PM
Gobsek$25.005/8/2011 8:00:19 PM
49 Investments
 
Borrower Payment Dependent Notes Series 501858
This series of Notes was issued and sold upon the funding of the borrower loan #49245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-17-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $261.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1989 Debt/Income ratio: 18%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,138Stated income:$25,000-$49,999
Delinquencies in last 7y: 36 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: brightest-hope-spruce Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Year 2011
Purpose of loan:
This loan will be used to...

My financial situation: Citizens Bank
I am a good candidate for this loan because... I No defaults , finished paying off car loan, secure job, good record of pating off debts.


Monthly net income: $ 2300.00
Monthly expenses: $ 360.00
Housing: $ 250.00
Insurance: $ 0
Car expenses: $ gas weekly 60.00
Utilities: $ 62.00
Phone, cable, internet: $ 99.00
Food, entertainment: $ 130.00
Clothing, household expenses: $ 25.
Credit cards and other loans: $ 500.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/17/2011 12:10:15 PM
ingenious-deal6$25.004/17/2011 12:01:15 PM
diplomatic-wealth7$25.004/17/2011 12:03:11 PM
suave-dime6$25.004/17/2011 12:02:14 PM
the-dollar-topper$100.004/23/2011 11:22:56 AM
Jack55304$185.004/26/2011 11:10:21 AM
nerdfactor$25.004/26/2011 4:37:04 PM
jalapeno2$50.004/27/2011 9:46:40 AM
scrappy-diversification7$2,000.004/27/2011 11:30:40 AM
CA-Lender$50.044/27/2011 1:48:42 PM
CAGE-Investments$25.004/27/2011 3:46:54 PM
miked8303$25.004/27/2011 3:46:00 PM
reflective-rupee$25.554/27/2011 5:23:33 PM
thelovebug$25.394/28/2011 2:35:27 AM
mlj0671$25.004/28/2011 7:10:06 AM
engaging-transaction5$50.004/28/2011 9:36:48 AM
payment-goose2$50.004/28/2011 9:38:40 AM
the-reliable-trade$100.004/28/2011 9:48:53 AM
money-bauble$100.004/28/2011 10:40:32 AM
indomitable-dedication$50.004/28/2011 2:22:06 PM
shmb6508$100.004/28/2011 2:56:59 PM
wwwUniversal$25.004/28/2011 5:39:35 PM
durable-auction0$50.004/28/2011 5:44:14 PM
tech310$50.004/28/2011 6:02:23 PM
the-enthralling-coin$25.004/28/2011 6:07:48 PM
jjswanso$50.004/29/2011 7:10:23 AM
credit-sycamore4$50.004/29/2011 8:09:37 AM
friendly-truth7$50.004/29/2011 10:09:14 AM
jenerationx$25.004/29/2011 12:00:42 PM
burgeoning-peace3$50.004/29/2011 12:04:56 PM
treasure-bliss$50.004/29/2011 1:17:54 PM
kindness-jedi$30.004/29/2011 1:20:22 PM
velocity-quest5$50.004/29/2011 2:40:00 PM
mercuriant$25.004/29/2011 4:02:59 PM
asmithj$50.004/29/2011 4:51:56 PM
ADIDASNO$25.004/29/2011 4:51:30 PM
finance-prescription$50.004/29/2011 4:52:53 PM
red-power-pecan$50.004/29/2011 5:10:45 PM
jiggaman7$50.004/29/2011 5:13:36 PM
a-successful-credit$100.004/29/2011 6:44:35 PM
new-social-economist$50.004/29/2011 8:54:17 PM
lendme2$28.624/30/2011 3:07:53 AM
labourclass$50.004/29/2011 10:49:56 PM
seisen$39.514/30/2011 3:26:30 AM
ommcd$25.004/30/2011 3:43:35 AM
IIP77$25.004/30/2011 3:08:47 AM
Railbird$25.004/30/2011 4:01:42 AM
sensible-order2$55.414/30/2011 5:10:29 AM
FeedTheMachine$88.834/30/2011 4:50:49 AM
loan-wasp$50.004/30/2011 7:59:31 AM
silver-enlightenment0$100.004/30/2011 8:04:54 AM
TomKacz$100.004/30/2011 7:30:36 AM
kulender$50.004/30/2011 8:49:42 AM
graceful-investment$100.004/30/2011 9:54:28 AM
Weaverville$25.004/17/2011 6:31:17 PM
loyalist1$100.004/26/2011 7:45:12 AM
courteous-kindness1$25.004/26/2011 3:54:45 PM
Gibbyland$100.004/26/2011 9:14:35 PM
orange-coin-walnut$50.004/27/2011 10:03:08 AM
fantastic-wampum1$100.004/27/2011 5:52:57 PM
bold-shrewd-duty$25.004/27/2011 5:52:08 PM
irrelevant$25.004/28/2011 6:01:33 AM
fmanjoo$25.004/28/2011 9:45:54 AM
compassion-expert$50.004/28/2011 10:20:56 AM
fair-pound5$100.004/28/2011 10:13:46 AM
revenue-tsunami$50.004/28/2011 5:44:21 PM
ursus$50.004/28/2011 5:45:08 PM
favorite-deal6$25.004/28/2011 5:44:07 PM
grampy48$50.004/29/2011 3:39:09 AM
fairhelper$25.004/29/2011 8:25:09 AM
worthy-bid8$25.004/29/2011 11:37:28 AM
patriot897$25.004/29/2011 12:03:13 PM
CaliforniaSun$25.004/29/2011 12:24:44 PM
point-compadre$50.004/29/2011 1:29:39 PM
Aleut$25.004/29/2011 4:02:46 PM
FormulaTroll$25.004/29/2011 4:29:59 PM
Easystreet$25.004/29/2011 4:54:16 PM
orange-preeminant-bill$50.004/29/2011 4:54:27 PM
credit-meteor7$50.004/29/2011 4:51:33 PM
famous-bill$25.004/29/2011 4:52:39 PM
the-profit-oracle$25.004/29/2011 5:12:42 PM
nybanker85$50.004/29/2011 5:40:40 PM
wanna-help$50.004/29/2011 5:15:02 PM
lordnecron$29.754/29/2011 6:16:19 PM
bid-carrier0$50.004/29/2011 8:59:43 PM
NorthernFunds$50.004/29/2011 10:50:34 PM
worthy-bid4$30.774/30/2011 4:26:56 AM
Bekim$34.384/30/2011 6:03:41 AM
burrito6$25.004/30/2011 4:56:45 AM
reward-adventure$50.004/30/2011 5:10:48 AM
Bekim$30.004/30/2011 6:04:48 AM
payment-jalapeno9$50.004/30/2011 5:51:56 AM
festeringsnot$50.004/30/2011 6:46:18 AM
blackstar$25.004/30/2011 6:45:26 AM
mad-scientist0$25.004/30/2011 9:54:13 AM
95 Investments
 
Borrower Payment Dependent Notes Series 502942
This series of Notes was issued and sold upon the funding of the borrower loan #49271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $138.64
 
Lender servicing fee: 1.00% Effective Yield*: 13.75%  
Estimated return*: 7.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2007 Debt/Income ratio: 6%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 4 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $919Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: logical-fairness6 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
help with the purchase of a car.
My financial situation:
I am a good candidate for this loan because...
I have a steady job and expect to quickly pay off this loan.

Monthly net income: $2,600
Monthly expenses: $880
Housing: $0
Insurance: $60
Car expenses: $240
Utilities: $110
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
EngineersAlliance$100.004/29/2011 9:14:43 AM
Gibbyland$100.004/29/2011 9:18:42 AM
the-enthralling-coin$50.004/29/2011 9:22:13 AM
favorite-commerce$25.004/29/2011 10:42:21 AM
freetolive$25.004/29/2011 1:47:54 PM
SolarMoonshine$25.004/29/2011 4:54:55 PM
Keystonekop$100.004/29/2011 8:28:49 PM
goodhearted-basis4$25.004/30/2011 5:10:23 AM
first-upright-payout$25.005/1/2011 10:08:08 AM
wealth-renaissance5$25.005/2/2011 12:48:50 AM
SiebirdLending$25.005/2/2011 10:08:54 AM
a-finance-nirvana$25.005/3/2011 6:06:43 AM
palace2$400.005/3/2011 2:10:38 PM
myworld701$25.005/3/2011 4:19:11 PM
Leopoldine$25.005/3/2011 10:04:05 PM
green-loyalty-cub$50.005/4/2011 9:34:24 AM
careful-note$100.005/5/2011 3:34:07 AM
boxorox$50.005/5/2011 12:18:00 PM
thankful-nickel2$25.005/5/2011 2:48:57 PM
upbeat-finance8$50.005/5/2011 4:26:25 PM
PleaseDontDefault$50.005/5/2011 8:46:19 PM
designer_10$25.005/5/2011 10:52:10 PM
radforj22$25.005/6/2011 10:16:02 AM
boater01$50.005/6/2011 12:20:55 PM
well-rounded-investment$25.005/6/2011 5:50:43 PM
Mariner3605$25.005/7/2011 2:19:57 AM
vigilance-revolutionary$50.005/7/2011 10:10:23 AM
interstellar$75.005/7/2011 10:14:33 AM
NiceNate$100.005/8/2011 10:06:36 AM
orange-camaraderi-galaxy$100.005/8/2011 12:35:17 PM
Interloper$30.005/8/2011 12:32:42 PM
BigMac1953$25.005/9/2011 5:58:01 AM
skuba$50.005/8/2011 10:50:34 PM
broomfieldbucks$25.005/9/2011 8:50:46 AM
triumphant-point5$50.005/9/2011 9:52:36 AM
dough-hammock$25.005/9/2011 9:18:41 AM
itsokrelax$57.425/9/2011 9:54:29 AM
revenue-appraiser$25.005/9/2011 9:27:59 AM
loyalty-voyage$50.005/9/2011 10:08:58 AM
msw_engr$50.005/9/2011 12:09:55 PM
mob205$50.005/9/2011 1:23:36 PM
BuffetRocks$100.005/9/2011 1:22:18 PM
friendinmoney$25.005/9/2011 3:17:10 PM
indomitable-coin$25.005/9/2011 3:35:02 PM
elbastador$25.005/9/2011 3:46:25 PM
DrewBDoo$50.005/9/2011 6:39:24 PM
wss438$25.005/9/2011 6:15:40 PM
organized-payment6$50.004/29/2011 9:16:52 AM
Zolton$100.004/29/2011 9:18:08 AM
Sol_Invictus$25.004/29/2011 10:54:22 AM
titilsbie14$50.005/1/2011 10:42:17 AM
Tradesmanlender$25.005/1/2011 4:47:29 PM
caring-hope2$50.005/2/2011 9:26:44 AM
bonus-demon$25.005/3/2011 10:23:23 AM
leverage-oasis$25.005/3/2011 6:04:32 PM
economy-beast$31.015/4/2011 9:01:46 AM
systemlender$50.005/4/2011 9:31:41 AM
knowledgeable-payment7$25.005/4/2011 7:13:17 PM
FinanceEngine$35.005/5/2011 7:07:59 AM
banker9705$28.315/5/2011 8:37:35 AM
Taxman44$25.005/5/2011 9:13:04 AM
credit-bliss8$25.005/5/2011 9:45:35 AM
BxRealtor$25.005/5/2011 10:07:35 AM
elvisloans$25.005/5/2011 4:55:26 PM
efficient-treasure0$25.005/5/2011 5:42:10 PM
repayment-pudding$25.005/5/2011 6:15:13 PM
buffalobills$25.005/6/2011 7:22:32 AM
deal-guardian1$50.005/6/2011 9:58:46 AM
ippoco$25.005/6/2011 3:19:09 PM
AFairDeal$50.005/6/2011 3:39:56 PM
worldly-community3$50.005/6/2011 5:19:50 PM
enthralling-deal180$25.005/6/2011 5:36:25 PM
toblerone$50.005/8/2011 8:49:54 AM
Supernick$50.005/8/2011 12:16:49 PM
interact$25.005/8/2011 5:26:31 PM
weiyinsan$25.005/8/2011 3:06:00 PM
kinetic-yield4$25.005/8/2011 8:21:33 PM
sfmf$25.005/8/2011 5:57:01 PM
circustab$50.005/8/2011 6:30:12 PM
kushka$25.005/8/2011 10:49:54 PM
qsolo$200.005/9/2011 9:40:19 AM
taal1$25.005/9/2011 10:21:37 AM
rakey$25.005/9/2011 3:30:56 PM
wwwUniversal$25.005/9/2011 5:18:21 PM
coin-popcorn$25.005/9/2011 6:30:04 PM
Edgewood$25.005/9/2011 6:37:40 PM
Long-term2040$25.005/9/2011 5:29:58 PM
87 Investments
 
Borrower Payment Dependent Notes Series 503998
This series of Notes was issued and sold upon the funding of the borrower loan #49222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $313.32
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.44%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1997 Debt/Income ratio: 8%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,119Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: felicity-onator Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to help finance an engagement ring for the girl of my dreams.

My financial situation:
I am a good candidate for this loan because I could save the requested loan amount in a matter of months. Additionally my monthly living expenses will be going down considerably in June when I move in with my girlfriend so we can start our lives together.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dtrain5$25.004/26/2011 5:29:16 PM
availableloan$25.004/26/2011 5:31:36 PM
indomitable-coin$50.004/26/2011 5:30:05 PM
balanced-rupee$50.004/26/2011 5:56:46 PM
smart-kindness8$100.004/26/2011 6:00:13 PM
ore-genius2$100.004/26/2011 5:54:18 PM
axl163$25.004/27/2011 2:43:12 AM
kyomoon$50.004/27/2011 2:40:47 AM
antlr$50.004/27/2011 6:36:10 AM
rmachi$25.004/27/2011 8:08:31 AM
worthy-bid8$50.004/27/2011 11:13:04 AM
listing-pear6$100.054/27/2011 12:17:07 PM
klinebarger$25.004/27/2011 6:20:47 PM
DukSerduk$25.004/27/2011 10:02:37 PM
dancingdragon$100.004/28/2011 4:21:36 AM
determined-nickel30$25.004/28/2011 9:44:47 AM
unrivaled-silver$50.004/29/2011 10:20:36 AM
wjf60$25.004/29/2011 11:20:19 AM
reflective-rupee$25.004/29/2011 12:17:59 PM
Leopoldine$25.004/29/2011 1:14:56 PM
TomKacz$100.004/30/2011 7:24:37 AM
logical-reward8$25.004/30/2011 10:26:07 AM
life-is-great$25.005/1/2011 6:41:40 AM
bds9646$26.005/1/2011 4:06:53 AM
subtle-revenue0$25.005/1/2011 12:15:04 PM
cablenews$50.005/1/2011 4:48:18 PM
Kerrysbay$50.005/2/2011 12:48:37 AM
penny-finder$35.005/2/2011 7:19:41 AM
asset-beeper8$50.005/2/2011 9:50:56 AM
_wally_$50.005/2/2011 12:32:55 PM
unclejaef$25.005/2/2011 3:25:50 PM
surfsider123$25.005/2/2011 4:57:59 PM
Tomeus$50.005/2/2011 6:25:39 PM
fair-gain8$50.005/2/2011 7:24:30 PM
durability-starfish$25.005/3/2011 9:47:49 AM
heroic-p2ploan2$50.005/3/2011 9:35:59 AM
exciting-fairness8$50.005/3/2011 9:41:24 AM
octoberfresh$25.005/3/2011 9:42:39 AM
addlending$50.005/3/2011 12:14:54 PM
steves73$50.005/3/2011 1:39:37 PM
rss197$25.005/3/2011 1:40:32 PM
peace-flower9$50.005/3/2011 1:41:56 PM
valiant-liberty4$25.005/3/2011 1:42:18 PM
HarvardCrimson$50.005/3/2011 3:58:20 PM
PThor$25.005/3/2011 1:54:53 PM
ingenious-truth0$50.005/3/2011 5:20:20 PM
blot44$50.005/3/2011 8:14:27 PM
g314$30.005/3/2011 9:05:02 PM
velocity-solo$25.005/4/2011 2:06:55 AM
dochelp$50.005/4/2011 3:30:36 AM
newest-organic-rupee$25.005/4/2011 8:49:13 AM
nex$25.005/4/2011 11:20:54 AM
investment-comet$25.005/4/2011 8:29:12 PM
knowledgeable-payment7$25.005/4/2011 6:20:37 PM
blissful-note7$50.005/5/2011 3:19:13 AM
Interstate_Rate$126.525/5/2011 9:42:32 AM
numero-uno4$50.005/5/2011 10:30:51 AM
magnetic-vigilance3$100.005/5/2011 10:08:40 AM
basis-wizard8$50.005/5/2011 11:41:19 AM
tutnyce$100.005/5/2011 8:25:07 PM
abundant-velocity7$50.005/6/2011 9:27:48 AM
integrity-saver$50.005/6/2011 9:29:53 AM
Aimvest$25.005/6/2011 9:30:34 AM
JJ9876$50.005/6/2011 9:14:31 AM
cerebral-integrity395$25.005/6/2011 9:56:06 AM
dharma1$25.005/6/2011 9:15:38 AM
wampum-library4$25.005/6/2011 10:00:14 AM
the-pragmatic-fund$50.005/6/2011 9:24:40 AM
loot-funkmaster$25.005/6/2011 10:17:57 AM
degster$25.005/6/2011 10:29:32 AM
meteoric-deal9$50.005/6/2011 11:11:11 AM
revmax$25.005/6/2011 10:28:24 AM
GodzillaLending$25.005/6/2011 10:31:31 AM
oxnard$150.005/6/2011 1:27:02 PM
1phantom$25.005/6/2011 1:35:01 PM
commanding-income774$25.005/6/2011 11:14:22 AM
astute-benjamins$25.005/6/2011 2:28:26 PM
exchange-jedi$40.005/6/2011 2:40:52 PM
brightest-dynamic-peace$25.005/6/2011 4:34:21 PM
bkb7484$25.005/6/2011 6:08:38 PM
billnsc$26.005/6/2011 9:20:19 PM
WorldlyWorker$25.005/6/2011 10:04:43 PM
mizount$25.005/7/2011 2:06:55 AM
cyonamine$26.195/7/2011 2:14:28 AM
arenangelchild$38.535/7/2011 2:34:46 AM
baseballfan111$50.005/7/2011 7:38:09 AM
mikepat55$25.005/7/2011 7:39:25 AM
Philolend$25.005/7/2011 6:31:14 AM
Warwick$50.005/7/2011 8:49:15 AM
RankPaid$25.005/7/2011 10:09:03 AM
aasx1108$25.005/7/2011 8:34:18 AM
zwx1997$25.005/7/2011 4:19:05 PM
snowman34$25.005/7/2011 7:05:01 PM
jazz619$25.005/7/2011 4:49:06 PM
nicklds$50.005/7/2011 10:29:43 PM
pipopirate$25.005/8/2011 5:30:21 AM
SeaLoans$25.005/8/2011 7:19:22 AM
ryreesado$25.005/8/2011 8:10:27 AM
listing-meridian$50.005/8/2011 1:24:30 PM
credit-investor5$50.005/8/2011 4:19:02 PM
reverent-liberty2$25.005/8/2011 5:39:57 PM
thankful-nickel2$50.005/8/2011 4:08:07 PM
brightest-affluence-powerplant$100.005/8/2011 8:56:03 PM
JKEnterprises$25.005/8/2011 6:59:02 PM
Boba1964$25.005/9/2011 6:08:55 AM
mob205$50.005/9/2011 6:25:48 AM
bold-hope-fields$25.005/9/2011 8:14:58 AM
economy-acrobat4$50.005/9/2011 4:44:03 AM
Cover4$25.005/9/2011 7:49:16 AM
marwadi-62$119.245/9/2011 9:13:02 AM
lloyd_s$25.004/26/2011 5:36:47 PM
MasterJin$25.004/26/2011 5:29:48 PM
meux99$25.004/26/2011 5:29:36 PM
bvzm$50.004/26/2011 5:56:18 PM
serene-truth2$50.004/26/2011 5:57:14 PM
MARWARISETH$25.004/26/2011 5:57:42 PM
minista$25.004/26/2011 5:59:08 PM
inspired-investment8$100.004/26/2011 6:01:04 PM
nosualcneas$25.004/26/2011 5:54:39 PM
Carpetkid$50.004/26/2011 5:55:58 PM
Dollars4Rent$50.004/26/2011 5:57:00 PM
fcrick$25.004/26/2011 5:57:26 PM
useful-currency$25.004/26/2011 5:59:27 PM
blooming-market$25.004/26/2011 5:50:06 PM
MrDavid$50.004/26/2011 5:53:50 PM
compoundinterest$50.004/26/2011 5:55:03 PM
kenji4861$25.004/26/2011 5:55:40 PM
dinero-festivity2$50.004/26/2011 8:37:08 PM
AmericanCredit$25.004/27/2011 7:05:54 AM
violin8$25.004/27/2011 12:23:19 PM
unafraid-return496$25.004/28/2011 9:42:56 AM
Weaverville$40.254/28/2011 10:25:54 AM
nickel-position$25.004/28/2011 1:33:14 PM
radforj22$25.004/28/2011 5:42:42 PM
the-enthralling-coin$25.004/28/2011 6:04:14 PM
a-responsible-return$50.004/28/2011 7:55:57 PM
liberty-cocktail6$100.004/29/2011 7:52:44 AM
dedication-point$25.004/29/2011 11:19:34 AM
top-epic-community$50.004/29/2011 11:19:25 AM
jga516$25.004/29/2011 11:33:28 AM
RandyL3$25.004/29/2011 12:32:03 PM
FlexFunding$50.004/30/2011 5:59:27 AM
lukeskywalkerkp$25.004/30/2011 11:08:59 AM
GhaChr$25.004/30/2011 4:24:40 PM
elasermd$50.004/30/2011 3:06:01 PM
rockstar78$50.005/2/2011 9:40:16 AM
BlackCat36$50.005/2/2011 2:49:24 PM
currency-meteor250$50.005/2/2011 5:29:12 PM
Avala$50.005/2/2011 6:19:46 PM
scrappy-bonus2$25.005/3/2011 6:09:58 AM
secureincome$500.005/3/2011 8:30:01 AM
efficient-treasure0$25.005/3/2011 10:18:31 AM
ytjameslee$50.005/3/2011 1:42:41 PM
damage$25.005/3/2011 1:40:01 PM
designer_10$25.005/3/2011 8:24:29 PM
kulender$100.005/4/2011 6:24:34 AM
cmg891$50.005/4/2011 9:39:12 AM
green-loyalty-cub$50.005/4/2011 9:34:43 AM
aznatama$50.005/4/2011 9:50:16 AM
108lender$200.005/4/2011 10:25:17 AM
elbastador$25.005/4/2011 2:20:28 PM
SJM10011a$25.005/5/2011 7:35:25 PM
clean-value5$50.005/6/2011 5:35:14 AM
unrivaled-income5$100.005/6/2011 7:16:10 AM
a-exponential-hope$25.005/6/2011 9:15:04 AM
credible-durability$25.005/6/2011 9:14:35 AM
ujiba$31.555/6/2011 10:12:51 AM
mrpowers5531$25.005/6/2011 10:13:11 AM
inforapenny$50.005/6/2011 10:14:13 AM
thedoctor$33.105/6/2011 10:31:15 AM
reinforced-reward$25.005/6/2011 10:10:50 AM
green-dollar-equinox$37.335/6/2011 12:44:19 PM
windfall46$25.005/6/2011 12:49:12 PM
wealth-tulip4$50.005/6/2011 12:49:28 PM
gavinsp$25.005/6/2011 1:06:58 PM
Mad_Scientist$25.005/6/2011 1:20:52 PM
diversification-surge$200.005/6/2011 11:09:43 AM
tender-integrity3$100.005/6/2011 12:59:23 PM
Velit$25.005/6/2011 1:11:05 PM
currency-persimmon$50.005/6/2011 2:53:52 PM
tenacious-payout$50.005/6/2011 6:19:18 PM
j2ee$25.005/6/2011 6:19:29 PM
Darrkblu$25.005/6/2011 8:18:56 PM
systematic-payment3$25.005/6/2011 9:06:49 PM
dumbass$25.005/6/2011 8:04:07 PM
Cheburashka$30.005/7/2011 2:18:18 AM
Steveoo1$47.075/7/2011 2:19:12 AM
Preteur$25.005/7/2011 2:27:28 AM
wise-silver-wonder$25.005/7/2011 3:50:30 AM
myworld701$25.005/7/2011 3:05:41 AM
pbandjb$25.005/7/2011 3:06:55 AM
vigilance-revolutionary$50.005/7/2011 10:09:56 AM
peso-stockpiler$25.005/7/2011 8:09:11 AM
pinnacle10$25.005/7/2011 8:30:20 AM
resplendent-dollar$25.005/7/2011 11:25:27 AM
efficient-marketplace$50.005/7/2011 1:14:02 PM
impeccable-duty7$100.005/7/2011 5:04:53 PM
bowl800$25.005/7/2011 5:34:26 PM
floridahelper$31.765/7/2011 6:38:36 PM
aggielender$90.075/8/2011 1:31:02 AM
auction-elvis$25.005/8/2011 11:30:34 AM
deal-viking4$50.005/8/2011 8:46:31 AM
ManhattanLender$25.005/8/2011 12:24:27 PM
verbal8$40.005/8/2011 11:15:40 AM
Richmp412$25.005/8/2011 11:39:03 AM
circustab$100.005/8/2011 6:26:37 PM
bikermouse$50.005/8/2011 9:14:32 PM
alben2009$25.005/8/2011 11:40:28 PM
afotherg$73.765/9/2011 6:05:20 AM
top-rate-infusion$100.005/9/2011 6:48:32 AM
DesiKuber$100.005/8/2011 11:53:28 PM
dmk2006$25.005/9/2011 9:09:32 AM
open-minded-bill325$300.005/9/2011 9:11:56 AM
itsokrelax$27.585/9/2011 9:52:18 AM
lawyervon$25.005/9/2011 9:15:42 AM
revenue-appraiser$25.005/9/2011 9:23:55 AM
moola-beaker$25.005/9/2011 9:35:56 AM
217 Investments
 
Borrower Payment Dependent Notes Series 504030
This series of Notes was issued and sold upon the funding of the borrower loan #49219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-27-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $225.29
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1995 Debt/Income ratio: 3%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $52Stated income:$100,000+
Delinquencies in last 7y: 26 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: jenalep Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...pay off debt.

My financial situation:
I am a good candidate for this loan because...I will pay back this loan on time.

Monthly net income: $5852
Monthly expenses: $2010
Housing: $1500
Insurance: $70
Car expenses: $0
Utilities: $120
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/27/2011 5:09:32 PM
organized-payment6$50.004/27/2011 5:05:24 PM
euro-trumpet$25.004/27/2011 5:12:09 PM
SolarMoonshine$25.004/27/2011 5:18:34 PM
jamschmidt$25.004/28/2011 1:55:28 AM
the-enthralling-coin$25.004/28/2011 6:06:49 PM
reflective-dollar8$50.004/29/2011 8:58:15 AM
BankOfShaun$25.004/30/2011 3:31:22 AM
first-upright-payout$25.005/1/2011 10:07:44 AM
GElender$50.005/3/2011 6:23:33 AM
heavy_ax$25.005/3/2011 9:29:34 PM
Leopoldine$25.005/3/2011 9:55:45 PM
radforj22$25.005/4/2011 9:23:40 AM
green-loyalty-cub$50.005/4/2011 9:34:16 AM
triumphant-point5$50.005/4/2011 4:45:22 PM
BxRealtor$25.005/4/2011 9:44:16 PM
AFairDeal$50.005/5/2011 1:47:48 AM
majestic-repayment3$25.005/6/2011 10:26:08 AM
boater01$50.005/6/2011 12:20:35 PM
chungfang$50.005/6/2011 3:50:09 PM
Kame$25.005/6/2011 5:40:39 PM
MarinLoans$25.005/7/2011 7:15:08 AM
Whitewater_Loans$50.005/7/2011 2:12:37 PM
Bob450$25.005/7/2011 3:53:05 PM
Dubbs360$100.005/7/2011 6:08:25 PM
GoldenGo4$100.005/7/2011 8:07:06 PM
Brainworm$25.005/7/2011 10:23:16 PM
competent-p2p$55.005/7/2011 6:36:25 PM
Scotcha$50.005/8/2011 6:24:20 AM
Gotogo$50.005/8/2011 6:17:01 AM
jasonuz$25.005/8/2011 7:27:56 AM
Interloper$30.005/8/2011 8:05:29 AM
a-restless-dollar$100.005/8/2011 8:13:13 AM
engrossing-benefit0$50.005/8/2011 8:08:46 AM
blue111$50.005/8/2011 5:45:53 AM
gethsemane4$45.005/8/2011 9:04:19 AM
deal-seagull7$25.005/8/2011 6:32:37 AM
gunderstone$25.005/8/2011 9:07:02 AM
113121$25.005/8/2011 11:36:02 AM
formula842$25.005/8/2011 11:40:23 AM
bountiful-durability$50.005/8/2011 12:31:52 PM
loot-pursuit5$50.005/8/2011 12:33:55 PM
interstellar$38.575/8/2011 12:32:19 PM
don8ter$25.005/8/2011 12:36:38 PM
sfmf$25.005/8/2011 11:58:40 AM
indomitable-coin$25.005/8/2011 12:33:40 PM
newest-funds-powerplant$25.005/8/2011 12:45:11 PM
credit-investor5$50.005/8/2011 4:24:23 PM
skuba$50.005/8/2011 10:50:11 PM
Weaverville$50.005/9/2011 8:45:45 AM
wwwUniversal$25.005/9/2011 9:48:57 AM
revenue-serenity$50.005/9/2011 10:00:02 AM
platinum-exec1$50.005/9/2011 9:58:05 AM
Kessler$34.005/9/2011 9:46:20 AM
dime-reaction$50.005/9/2011 11:29:47 AM
msw_engr$50.005/9/2011 12:09:33 PM
community-piccolo0$25.005/9/2011 1:09:38 PM
mtp$50.005/9/2011 1:14:29 PM
mob205$18.035/9/2011 1:22:17 PM
miked8303$25.005/9/2011 1:14:36 PM
enterprising-cash0$25.004/29/2011 3:38:14 PM
a-finance-nirvana$25.004/30/2011 5:01:30 AM
systemlender$50.005/1/2011 12:56:30 PM
Tradesmanlender$25.005/1/2011 4:47:05 PM
Supernick$50.005/3/2011 6:49:17 AM
efficient-treasure0$25.005/3/2011 10:19:35 AM
bonus-demon$25.005/3/2011 10:22:46 AM
Wholely$50.005/3/2011 9:29:28 PM
enthralling-deal180$50.005/4/2011 7:26:06 AM
worldly-community3$50.005/4/2011 5:41:18 PM
careful-note$100.005/5/2011 3:24:41 AM
Mariner3605$25.005/5/2011 9:20:42 AM
Cherrypicker$50.005/5/2011 1:52:28 PM
petsheep$25.005/5/2011 5:20:37 PM
cash-vault$25.005/5/2011 5:59:18 PM
bradfid$25.005/6/2011 8:57:13 AM
deal-guardian1$50.005/6/2011 9:58:21 AM
orange-camaraderi-galaxy$100.005/6/2011 10:07:41 AM
vigilance-revolutionary$50.005/7/2011 10:10:03 AM
novice-speculator$25.005/7/2011 3:10:54 PM
neutrino6$25.005/7/2011 3:44:57 PM
Peacepower$25.005/7/2011 3:51:11 PM
availableloan$25.005/7/2011 4:00:09 PM
Pakse$25.005/7/2011 4:27:26 PM
hookUup$29.405/7/2011 5:45:54 PM
janeybooboo$100.005/7/2011 2:19:11 PM
bill-appraiser7$25.005/7/2011 9:25:34 PM
friendly-market5$25.005/8/2011 4:58:23 AM
20mule$200.005/8/2011 6:28:46 AM
cda3$50.005/8/2011 6:42:42 AM
janeybooboo$100.005/8/2011 6:36:35 AM
saga9$25.005/8/2011 7:29:44 AM
greenkid$150.005/8/2011 7:48:28 AM
wealth-renaissance5$25.005/8/2011 5:28:04 AM
dedicated-hope640$25.005/8/2011 8:28:41 AM
toblerone$50.005/8/2011 8:49:27 AM
sacmt$30.005/8/2011 9:03:32 AM
slhsmile125$100.005/8/2011 9:20:29 AM
unafraid-return496$50.005/8/2011 11:47:33 AM
agalt$60.005/8/2011 11:42:36 AM
crdcteng$50.005/8/2011 10:01:58 AM
NiceNate$100.005/8/2011 10:06:24 AM
broomfieldbucks$25.005/8/2011 10:17:27 AM
thankful-nickel2$50.005/8/2011 12:29:53 PM
unrivaled-income5$50.005/8/2011 12:34:08 PM
klin$50.005/8/2011 12:35:07 PM
chinolatino$25.005/8/2011 12:04:40 PM
gracej$25.005/8/2011 2:39:37 PM
comet55$25.005/8/2011 4:39:20 PM
integrity-trumpet$100.005/8/2011 4:54:53 PM
ReddInc$250.005/8/2011 1:46:32 PM
krd_Chicago$100.005/8/2011 8:32:48 PM
Josphine$25.005/9/2011 5:51:32 AM
cerebral-dollar773$500.005/9/2011 7:01:53 AM
dough-hammock$25.005/9/2011 9:17:32 AM
qsolo$200.005/9/2011 9:40:04 AM
tender-integrity3$100.005/9/2011 9:51:55 AM
PCGeekWI$25.005/9/2011 9:56:17 AM
community-spartan$50.005/9/2011 9:34:29 AM
loyalty-voyage$50.005/9/2011 10:08:57 AM
worthy-bid8$100.005/9/2011 10:32:56 AM
cordial-funds8$35.005/9/2011 12:37:08 PM
BuffetRocks$100.005/9/2011 1:21:58 PM
123 Investments
 
Borrower Payment Dependent Notes Series 504760
This series of Notes was issued and sold upon the funding of the borrower loan #49204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1998 Debt/Income ratio: 28%
Credit score: 640-659 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,712Stated income:$25,000-$49,999
Delinquencies in last 7y: 33 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: nickel-economist Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
minnesotagolfer76
Purpose of loan: home improvement
This loan will be used to...buy new windows for my house

My financial situation: good
I am a good candidate for this loan because... i am a hard worker thats has a great work ethic and is very dependable.


Monthly net income: $1450
Monthly expenses: $20/month
Housing: $636/month
Insurance: $63/month
Car expenses: $176/month
Utilities: $60/month
Phone, cable, internet: $0
Food, entertainment: $50/month
Clothing, household expenses: $20/month
Credit cards and other loans: $50/month
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.005/2/2011 9:03:03 AM
rockstar78$25.005/2/2011 9:39:44 AM
the-enthralling-coin$25.005/2/2011 9:58:49 AM
rupee_power$34.505/2/2011 9:58:35 AM
_wally_$25.005/2/2011 12:37:58 PM
gain-gourd$100.005/2/2011 2:40:50 PM
Kash2010lu$30.005/2/2011 7:14:53 PM
irrelevant$25.005/3/2011 6:51:30 PM
diplomatic-wealth7$25.005/4/2011 5:58:16 PM
greencat$50.005/5/2011 7:15:16 AM
beakerfish$50.005/5/2011 6:40:00 PM
Xarach$25.005/6/2011 9:43:08 AM
Rogesparkguy$25.005/6/2011 3:36:02 PM
responsible-worth113$35.005/6/2011 5:24:59 PM
chungfang$25.005/6/2011 4:21:24 PM
Rulea72$26.195/7/2011 6:58:26 AM
genius520$50.005/7/2011 2:01:09 PM
Unitas4302$124.115/8/2011 7:28:59 AM
f4Tex$54.175/9/2011 9:15:13 AM
miamibeachloaner$25.005/9/2011 7:12:19 PM
red-robust-bid$100.995/9/2011 9:42:05 PM
neutrino6$25.005/10/2011 3:18:45 AM
rjmdez$27.005/10/2011 5:34:20 AM
B2152$25.005/10/2011 5:04:10 AM
streak269$35.005/10/2011 6:47:28 AM
well-rounded-payout0$50.005/2/2011 9:08:07 AM
dudebrah$25.005/2/2011 7:17:24 PM
zorg77$50.005/2/2011 9:39:06 PM
Rogelio48$25.005/3/2011 7:23:06 AM
otto1939$51.005/3/2011 8:20:37 AM
bonus-demon$50.005/3/2011 10:30:41 AM
mrxtravis$25.005/4/2011 1:56:26 AM
reflective-rupee$25.005/4/2011 12:05:06 PM
glenium$25.005/5/2011 2:45:31 AM
blue-silver-ruler$25.005/5/2011 8:35:04 AM
droopie1$25.005/6/2011 9:54:51 AM
likeable-hope$26.335/6/2011 2:09:57 PM
Reliance_Banker$25.005/6/2011 6:24:49 PM
168RichCapital$25.505/6/2011 7:32:04 PM
periko$25.005/7/2011 6:32:32 AM
platinum-admiral8$25.005/7/2011 7:01:31 AM
Mombo-5$50.005/7/2011 5:17:54 AM
loan-eagle9$25.005/8/2011 4:16:51 PM
LittleHelp$25.005/8/2011 5:57:43 PM
saxaphone6$25.005/8/2011 9:07:41 PM
broomfieldbucks$25.005/9/2011 8:52:03 AM
Weaverville$25.005/9/2011 9:52:07 AM
FASTIZIO_P$25.005/9/2011 12:24:13 PM
melodious-openness$25.005/10/2011 5:38:12 AM
JPMorrisLegacyFund$54.525/10/2011 5:19:16 AM
mcgillis99$50.005/10/2011 6:53:59 AM
revenue-lionheart3$26.005/10/2011 7:04:13 AM
green-trade-wildcat$100.005/10/2011 7:24:30 AM
53 Investments
 
Borrower Payment Dependent Notes Series 504938
This series of Notes was issued and sold upon the funding of the borrower loan #49251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $62.94
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1979 Debt/Income ratio: 32%
Credit score: 700-719 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,851Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: salon13 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2010)
680-699 (Apr-2010)
620-639 (May-2008)
 
Principal balance: $0.77 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Debt consolidation
Purpose of loan will be used to pay off high interest credit card.

My financial situation:
I am a good candidate for this loan because... I am a very honest hard working person that is very responsible when it comes to my bills... I have had a listing on here before and I paid on time and also was able to pay off early.. Please consider me and thank you!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
precious-coin3$50.005/2/2011 5:05:11 PM
r48$25.005/2/2011 5:03:44 PM
hopeful-point$25.005/2/2011 5:07:36 PM
atlas100$25.005/2/2011 9:39:28 PM
Johnab$25.005/2/2011 8:40:19 PM
blissful-cash3$63.025/3/2011 2:23:20 AM
FinDoc$25.005/3/2011 3:05:01 AM
tntmojave$30.585/3/2011 3:33:19 AM
goodhearted-basis4$25.005/3/2011 3:40:33 AM
credit-bliss8$25.005/3/2011 9:34:11 AM
engaging-worth$25.005/3/2011 9:50:52 AM
bonus-demon$25.005/3/2011 10:24:52 AM
eCapital$25.005/3/2011 2:27:56 PM
ryan6853$25.005/3/2011 9:03:48 PM
g314$30.005/3/2011 9:05:43 PM
fenix692$25.005/3/2011 10:01:48 PM
auction-seeker4$50.005/4/2011 6:34:44 AM
ScottCapital$25.005/4/2011 7:38:56 AM
jpayne27$25.005/4/2011 9:36:06 AM
kinetic-social$30.005/4/2011 2:53:00 PM
elbastador$25.005/4/2011 2:19:38 PM
jedi8$25.005/4/2011 3:55:51 PM
elasermd$50.005/4/2011 5:33:04 PM
mob205$50.005/4/2011 6:37:24 PM
cashtolendyou$30.005/5/2011 12:47:42 AM
Snoopylover$25.005/5/2011 1:42:04 AM
cashhelp$30.005/2/2011 5:06:33 PM
cybernosha$25.005/2/2011 5:38:16 PM
Tradesmanlender$25.005/2/2011 5:11:59 PM
the-enthralling-coin$25.005/2/2011 5:13:52 PM
vutah$25.005/2/2011 5:38:25 PM
cwegert$25.005/2/2011 8:00:30 PM
indomitable-coin$25.005/3/2011 3:54:19 AM
spiff666$25.005/3/2011 9:04:23 AM
swti37$100.005/3/2011 8:33:11 AM
Cherrypicker$50.005/3/2011 12:21:43 PM
designer_10$25.005/3/2011 11:20:00 AM
gdfp158$25.005/3/2011 12:19:09 PM
interloode$100.005/3/2011 1:12:27 PM
kfinvest$50.005/3/2011 4:51:55 PM
dogthecat$35.075/4/2011 12:33:17 AM
thankful-nickel2$25.005/3/2011 8:48:44 PM
BigMac1953$25.005/4/2011 6:21:58 AM
toronado$25.005/4/2011 6:52:02 AM
elvisloans$25.005/4/2011 9:12:37 AM
misit$25.005/4/2011 10:00:44 AM
determined-nickel30$25.005/4/2011 10:30:14 AM
tremendous-benjamins$26.005/4/2011 10:38:51 AM
pound-beast4$50.005/4/2011 1:05:18 PM
dudebrah$25.005/4/2011 4:16:08 PM
principal-bull$25.005/4/2011 4:59:05 PM
knowledgeable-payment7$25.005/4/2011 6:15:19 PM
ToloUSN$50.005/4/2011 7:22:03 PM
rapid-loyalty1$25.005/4/2011 8:01:30 PM
payout-reaction740$25.005/4/2011 8:53:55 PM
Kessler$27.405/4/2011 7:23:50 PM
availableloan$25.005/4/2011 7:47:31 PM
Reddy_Capital$25.005/4/2011 10:05:55 PM
steady-funds3$36.325/4/2011 10:57:09 PM
Nusk$25.005/4/2011 11:54:52 PM
shrewd-deal3$50.005/5/2011 12:52:12 AM
MoneyForNothing$11.615/5/2011 1:42:46 AM
62 Investments
 
Borrower Payment Dependent Notes Series 505006
This series of Notes was issued and sold upon the funding of the borrower loan #49210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-10-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $220.29
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1986 Debt/Income ratio: 7%
Credit score: 700-719 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:37y 2m
Amount delinquent: $0 Total credit lines: 57 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,176Stated income:$75,000-$99,999
Delinquencies in last 7y: 15 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: NEXTINLINE Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 5 On-time: 51 ( 100% ) 700-719 (Latest)
Principal borrowed: $12,272.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2010)
700-719 (Feb-2010)
700-719 (Dec-2009)
700-719 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
NEXT IN LINE
Purpose of loan:
This loan will be used to...Pay down two(2) high interest rate credit cards to owe less than half of credit limit to improve FICO scor and to take one vacation trip this year.

My financial situation:
I am a good candidate for this loan because...This is my 4th Prosper loan and the previous three have all been paid on a timely basis and as a matter of fact prior to the (3) year loan period in each case. Have been gainfully employed full time at my railroad management position for over 37 years. Just retired from my part time airline job and receive a montly pension amount. Also have two steady roomates in my 3 bedroom condo apartment who provide me with $1,600 rent per month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Tradesmanlender$25.005/3/2011 9:12:58 AM
Aberdeen$3,000.005/3/2011 9:06:59 AM
cashhelp$50.005/3/2011 9:08:41 AM
competent-p2p$50.005/3/2011 11:25:48 AM
r48$48.005/3/2011 11:48:01 AM
bonus-demon$25.005/3/2011 10:25:04 AM
Phatt-Daddy$50.005/3/2011 1:08:44 PM
vutah$25.005/3/2011 5:00:02 PM
hookUup$25.765/3/2011 5:04:53 PM
cashhelp$50.005/5/2011 11:24:22 AM
a-finance-nirvana$25.005/6/2011 2:30:13 AM
RecoveryLender$25.005/6/2011 12:07:20 PM
interstellar$75.005/6/2011 12:09:27 PM
Aaron_Oz$25.005/6/2011 12:09:07 PM
cgoca$25.005/6/2011 1:57:03 PM
C_Mark$250.005/7/2011 6:50:36 AM
NiceNate$100.005/8/2011 10:07:04 AM
diversification-wildcat2$25.005/8/2011 9:27:18 PM
Rider$100.005/9/2011 10:57:24 AM
encouraging-fund$35.005/9/2011 1:51:39 PM
mob205$50.005/9/2011 1:25:11 PM
wealth-renaissance5$25.005/10/2011 1:30:43 AM
reflective-dollar8$50.005/10/2011 2:55:12 AM
crw1950$62.805/10/2011 4:59:45 AM
BxRealtor$25.005/10/2011 7:02:22 AM
toronado$50.005/10/2011 7:35:14 AM
Aurumdraco$25.005/10/2011 7:42:13 AM
jedi8$25.005/10/2011 7:27:24 AM
dough-hammock$25.005/10/2011 8:52:54 AM
CPA-Banker$13.015/10/2011 9:55:28 AM
MoneyForNothing$91.725/3/2011 9:13:34 AM
the-enthralling-coin$25.005/3/2011 9:14:40 AM
determined-revenue1$100.005/3/2011 9:52:44 AM
atlas100$50.005/3/2011 11:01:00 AM
payment-halo$25.005/3/2011 1:53:01 PM
indomitable-coin$25.005/3/2011 4:21:22 PM
thorough-payout8$25.005/3/2011 6:30:36 PM
thankful-nickel2$25.005/3/2011 8:48:00 PM
FundMaker$25.005/4/2011 5:42:51 AM
g314$30.005/4/2011 9:24:13 AM
green-loyalty-cub$50.005/4/2011 9:34:35 AM
jpayne27$25.005/4/2011 9:36:15 AM
purposeful-pound5$25.005/4/2011 1:05:40 PM
elbastador$25.005/4/2011 2:23:35 PM
knowledgeable-payment7$25.005/4/2011 6:13:16 PM
availableloan$25.005/4/2011 7:47:51 PM
repayment-pudding$50.005/5/2011 6:12:52 PM
Leopoldine$25.005/5/2011 8:19:31 PM
jpblan11$25.005/6/2011 5:59:45 AM
elasermd$50.005/6/2011 9:29:06 AM
p43600jw$25.005/6/2011 10:04:45 AM
Mad_Scientist$40.005/6/2011 11:48:26 AM
emjaybee$100.005/7/2011 8:18:08 PM
reflective-dollar8$50.005/8/2011 6:24:22 AM
auction-elvis$25.005/8/2011 11:52:45 AM
ReddInc$250.005/8/2011 1:49:44 PM
BOZO88$50.005/8/2011 6:44:58 PM
Chutney$25.005/9/2011 3:44:01 AM
qsolo$200.005/9/2011 9:39:12 AM
loyalty-voyage$50.005/9/2011 10:09:03 AM
itskarma$25.255/9/2011 12:44:21 PM
lender12345$50.005/9/2011 2:09:59 PM
AFairDeal$50.005/9/2011 3:17:45 PM
Nailman88$38.545/9/2011 2:56:59 PM
first-upright-payout$25.005/9/2011 4:14:52 PM
hmarquiss4$45.005/9/2011 6:10:51 PM
marwadi-62$300.005/10/2011 4:45:21 AM
musicmender$25.005/10/2011 6:38:23 AM
peso-fortress$25.005/10/2011 6:50:27 AM
debugger$25.005/10/2011 8:18:54 AM
loading$56.655/10/2011 6:19:38 AM
peso-stockpiler$150.005/10/2011 8:40:28 AM
elvisloans$25.005/10/2011 6:36:48 AM
nitrostamped$59.115/10/2011 8:25:28 AM
jhernand17$25.005/10/2011 8:43:52 AM
wwwUniversal$25.005/10/2011 9:22:21 AM
sfmf$25.005/10/2011 9:27:11 AM
fund-tom-tom6$54.165/10/2011 9:48:49 AM
polka2002$25.005/10/2011 9:42:13 AM
79 Investments
 
Borrower Payment Dependent Notes Series 505340
This series of Notes was issued and sold upon the funding of the borrower loan #49277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $188.55
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Mar-1996 Debt/Income ratio: 19%
Credit score: 620-639 (May-2011) Inquiries last 6m: 14Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 23Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 59 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,191Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: bumblebee1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2010)
 
Principal balance: $664.21 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Proven borrower consolidating debt
After purchasing my first home in 2009, I took out a small loan on Prosper to help with minor debts. Now that I am settled in, it's time to consolidate some of my older credit card debt. Hence, this loan request.

I am an established borrower at Prosper who has made every single payment on time through payroll deduction. In addition, although my FICO is high due to a heavy debt utilization from past credit card use, my current income is very high and dependable. I have been employed for over 6 years at the same advertising agency in New York City and have risen to the position of Vice President, Associate Creative Director. My income, including bonus, was 164K this year.

My high FICO is your high return.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-coup$30.005/5/2011 9:08:35 AM
Kash2010lu$25.005/5/2011 9:09:41 AM
money-baron-roth-IRA$100.005/5/2011 9:05:43 AM
interloode$75.005/5/2011 2:00:36 PM
genuine-integrity0$25.005/5/2011 11:51:23 AM
2grindstones$25.005/5/2011 12:24:09 PM
Artist_Blue$25.005/5/2011 4:47:11 PM
brightest-dignified-penny$25.005/5/2011 4:56:58 PM
larryboy10$25.005/6/2011 7:33:38 AM
riv701$25.005/6/2011 10:16:12 AM
twjh$25.005/6/2011 2:55:34 PM
ddoneday$27.085/7/2011 4:31:04 AM
riveting-credit5$200.005/7/2011 10:21:51 PM
seadrg$25.005/8/2011 10:33:01 AM
chameleon125$25.005/9/2011 6:39:03 AM
EJF$50.005/9/2011 7:10:15 AM
irrelevant$25.005/5/2011 9:09:38 AM
CoolPlexer$25.005/5/2011 9:10:11 AM
reflective-rupee$25.005/5/2011 9:19:58 AM
OldManP$25.005/5/2011 9:05:18 AM
investment-artist$25.015/5/2011 9:05:57 AM
favorite-commerce$25.005/5/2011 9:38:51 AM
sparkling-interest1$25.005/5/2011 11:23:36 AM
JustMee$25.005/5/2011 12:02:14 PM
DKSArt$25.005/5/2011 1:57:35 PM
janeybooboo$200.005/5/2011 11:20:17 AM
SolarMoonshine$25.005/5/2011 4:57:58 PM
sensible-fund$25.005/5/2011 5:21:14 PM
thankful-nickel2$25.005/5/2011 7:59:13 PM
spiff666$25.005/5/2011 9:09:48 PM
hookUup$26.735/5/2011 7:07:31 PM
competent-p2p$25.005/5/2011 7:40:20 PM
credit-missile$75.005/6/2011 6:16:03 AM
Bill88$30.775/6/2011 8:25:00 AM
Champion_Lending$25.005/6/2011 9:20:38 AM
penny-sergeant$25.005/7/2011 7:43:51 AM
investment-daydream$25.005/7/2011 2:09:33 PM
brightest-affluence-powerplant$100.005/8/2011 9:08:56 PM
worth-blanket2$2,910.415/9/2011 11:23:54 AM
39 Investments
 
Borrower Payment Dependent Notes Series 502795
This series of Notes was issued and sold upon the funding of the borrower loan #49283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2005 Debt/Income ratio: Not calculated
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,350Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: liberty-forte Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Needed
Purpose of loan:
This loan will be used to consolidate two credit cards

My financial situation:
I am a good candidate for this loan because I have never had a late payment. The only reason I have not been able to make a bigger dent is due to interest.


Monthly net income: $ 1,400
Monthly expenses: $ 1,030
Housing: $ 0 (Live with my significant other - no house payment or rent)
Insurance: $ 140
Car expenses: $ 250
Utilities: $ 0
Phone, cable, internet: $ 75
Food, entertainment: $ 200
Clothing, household expenses: $ 20
Credit cards and other loans: $ 345
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sfmf$40.004/26/2011 9:05:36 AM
ingenious-deal6$25.004/27/2011 2:18:37 PM
suave-dime6$25.004/27/2011 8:25:25 PM
Mrgiggleswic$25.005/3/2011 5:19:27 AM
bonus-demon$50.005/3/2011 10:26:44 AM
2grindstones$25.005/3/2011 4:52:08 PM
irrelevant$25.005/3/2011 6:41:00 PM
point-compadre$50.005/3/2011 5:32:10 PM
handy-justice$100.005/4/2011 7:05:01 PM
penny-candy$25.005/5/2011 7:12:12 PM
credit-sycamore4$50.005/6/2011 10:19:21 AM
jjswanso$40.005/6/2011 11:24:29 AM
desertoasis$25.005/6/2011 10:45:05 AM
chungfang$25.005/6/2011 4:19:37 PM
jalapeno2$25.005/6/2011 5:38:02 PM
valiant-pound8$100.005/6/2011 5:28:58 PM
hitsman$50.005/7/2011 11:16:42 AM
genius520$50.005/7/2011 1:59:23 PM
PatRichi$25.005/8/2011 6:34:31 AM
ingenious-truth0$50.005/8/2011 12:11:02 PM
villagers$25.005/8/2011 12:34:21 PM
Jack55304$185.005/8/2011 12:35:46 PM
fair-pound5$100.005/8/2011 12:34:43 PM
triumphant-community$50.005/8/2011 12:37:11 PM
bill-appraiser7$25.005/8/2011 12:36:47 PM
the-dollar-topper$100.005/8/2011 12:35:48 PM
integrity-trumpet$50.005/8/2011 4:55:10 PM
credit-investor5$50.005/8/2011 4:24:37 PM
leverage-booster$25.005/9/2011 9:36:37 AM
qsolo$200.005/9/2011 9:42:23 AM
seisen$50.005/9/2011 9:53:08 AM
worth-blanket2$4,604.785/9/2011 10:54:57 AM
diplomatic-wealth7$25.004/26/2011 9:15:10 PM
reflective-rupee$200.224/26/2011 10:57:57 PM
economy-coup$30.004/27/2011 1:01:37 AM
tech310$50.004/28/2011 12:43:14 AM
the-reliable-trade$100.004/28/2011 9:53:41 AM
the-enthralling-coin$25.004/28/2011 6:10:03 PM
Weaverville$25.004/29/2011 11:35:05 AM
Interstate_Rate$50.004/29/2011 12:31:14 PM
CAGE-Investments$25.004/30/2011 4:57:10 AM
fmanjoo$25.005/4/2011 12:05:52 PM
careful-note$50.005/5/2011 3:31:01 AM
the-silver-blaster$50.005/5/2011 5:37:32 PM
deal-guardian1$50.005/6/2011 9:59:33 AM
CASSHMAN$100.005/6/2011 10:23:18 AM
Banker2OO7$75.005/6/2011 5:33:54 PM
bid-czar8$50.005/7/2011 5:05:57 AM
amlu1988$25.005/7/2011 9:14:37 PM
velocity-quest5$50.005/8/2011 12:15:13 PM
basis-wizard8$50.005/8/2011 12:18:05 PM
wwwUniversal$25.005/8/2011 12:31:17 PM
Mariner3605$25.005/9/2011 9:18:49 AM
mlj0671$25.005/9/2011 9:01:20 AM
treasure-bliss$50.005/9/2011 9:56:22 AM
IIP77$25.005/9/2011 9:48:42 AM
56 Investments
 
Borrower Payment Dependent Notes Series 503479
This series of Notes was issued and sold upon the funding of the borrower loan #49274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,327.45 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Apr-21-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $232.00
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-2000 Debt/Income ratio: Not calculated
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 1 / 1Length of status:0y 3m
Amount delinquent: $26 Total credit lines: 22 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: foreverdreamin Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fund my invention... dream! :)
This loan will be used to... Fund the building and design phase of my idea/invention. I submitted this idea to Davison Inc (http://www.davison.com) This loan will pay 70% of the total amount due. It will get the build/design phase in process.

I am a good candidate for this loan because... I have held a consistent job for over 2 years and I have enough to make the monthly payments no problem, just not the full 70% ($6,891.34). My credit is extremely important to me at this point in my life, and so is this project I have taken on! Thanks so much for looking!!


Monthly net income: $3000
Monthly expenses: $2433.83
Housing: $540
Insurance: $66/210 (auto/health)
Car expenses: $257.83 (paid off in Sept!)
Utilities: $included in rent
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $350
Other expenses: $500 (fuel and golf :-) )
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tech310$50.004/21/2011 5:17:36 PM
divedude$25.004/22/2011 2:57:13 AM
diplomatic-wealth7$25.004/22/2011 10:07:57 AM
suave-dime6$25.004/23/2011 9:05:57 AM
zorg77$25.004/26/2011 6:04:02 PM
Weaverville$25.004/26/2011 8:51:18 PM
CAGE-Investments$25.004/28/2011 6:47:26 AM
fmanjoo$25.004/28/2011 9:48:02 AM
VJ_Financial$25.004/30/2011 10:36:54 AM
credit-sycamore4$100.005/2/2011 1:27:56 PM
velocity-quest5$50.005/3/2011 9:18:54 AM
bdkjr$25.005/3/2011 9:48:18 AM
villagers$50.005/3/2011 4:54:38 PM
worldly-money4$200.005/3/2011 5:32:55 PM
bill-appraiser7$25.005/3/2011 5:28:02 PM
Jack55304$185.005/3/2011 5:34:42 PM
6moonbeams$50.005/3/2011 5:36:43 PM
the-dollar-topper$100.005/3/2011 5:35:02 PM
nerdfactor$25.005/4/2011 11:14:19 AM
PThor$25.005/4/2011 5:50:39 PM
BooRadley$25.005/4/2011 5:50:49 PM
Wellman$50.005/4/2011 5:51:08 PM
zen1cent$25.005/4/2011 5:52:38 PM
astute-asset7$25.005/4/2011 5:51:54 PM
fair-gain8$50.005/4/2011 5:52:51 PM
silver-wonder278$25.005/4/2011 5:52:59 PM
_wally_$50.005/4/2011 5:52:29 PM
life-is-great$25.005/4/2011 5:53:32 PM
smilinsam$50.005/4/2011 5:48:15 PM
gold-virtuoso$50.005/4/2011 5:52:25 PM
mob205$50.005/4/2011 6:52:17 PM
transparent-transaction8$50.005/4/2011 9:14:23 PM
payout-network1$97.005/4/2011 8:53:08 PM
Artist_Blue$25.005/5/2011 7:19:33 AM
Kqwik$25.005/5/2011 7:46:46 AM
iolaire$25.005/5/2011 8:26:02 AM
cablenews$50.005/5/2011 9:26:42 AM
fantastic-wampum1$100.005/5/2011 9:27:53 AM
fairhelper$25.005/5/2011 9:34:49 AM
wwwUniversal$25.005/5/2011 9:21:15 AM
Rdodson11$25.005/5/2011 9:41:37 AM
allotment464$100.005/5/2011 9:26:14 AM
green-benefit-control$25.005/5/2011 9:26:26 AM
bid-carrier0$25.005/5/2011 9:28:10 AM
asiaratt$50.005/5/2011 9:42:09 AM
basis-wizard8$50.005/5/2011 11:39:20 AM
brilliant-leverage4$50.005/5/2011 9:58:52 AM
kwan$25.005/5/2011 11:49:03 AM
ursus$50.005/5/2011 10:07:06 AM
javelin0$50.005/5/2011 4:52:07 PM
janus_god$25.004/22/2011 3:18:09 AM
dparkhom$25.004/22/2011 3:35:31 AM
fcb202$50.004/22/2011 3:00:23 AM
kulender$50.004/22/2011 3:31:24 AM
power-bluebird2$50.014/22/2011 4:03:21 AM
reflective-rupee$25.444/22/2011 6:25:54 AM
treasure-pipeline$25.004/22/2011 7:59:55 AM
ingenious-deal6$25.004/26/2011 8:51:53 PM
SecondChanceLendingSERV$25.004/28/2011 9:02:52 AM
the-reliable-trade$100.004/28/2011 9:51:22 AM
kind-credit-bear$25.004/28/2011 10:12:06 AM
the-enthralling-coin$25.004/28/2011 6:09:05 PM
point-compadre$50.004/29/2011 1:31:33 PM
irrelevant$25.005/1/2011 12:17:34 PM
capital-halo1$1,000.005/1/2011 4:52:36 PM
neutrino6$25.005/1/2011 9:42:33 PM
Cottingham$45.005/2/2011 9:41:08 AM
ingenious-truth0$50.005/2/2011 12:56:47 PM
sharp-trade0$25.005/2/2011 6:20:54 PM
Ratgirl$25.005/3/2011 7:46:13 AM
creative-revenue0$50.005/3/2011 9:46:41 AM
bonus-demon$50.005/3/2011 10:25:57 AM
shugyosha$50.005/3/2011 11:43:09 AM
durability-starfish$25.005/3/2011 5:26:30 PM
jalapeno2$25.005/3/2011 4:55:29 PM
HedgeFund$50.005/4/2011 12:06:06 PM
money-bauble$100.005/4/2011 5:45:08 PM
RockpointCapital$50.005/4/2011 5:51:29 PM
Ocean713$50.005/4/2011 5:51:46 PM
payment-goose2$50.005/4/2011 5:53:07 PM
handy-justice$100.005/4/2011 7:04:24 PM
Bob450$25.005/4/2011 7:08:53 PM
careful-note$50.005/5/2011 3:30:11 AM
Rob717171$25.005/5/2011 9:23:39 AM
seisen$50.005/5/2011 9:23:56 AM
unrelenting-auction7$50.005/5/2011 9:23:50 AM
flanative$25.005/5/2011 9:24:35 AM
upbeat-coin937$50.005/5/2011 9:46:20 AM
GCInvestments$25.005/5/2011 9:26:33 AM
miked8303$25.005/5/2011 9:27:27 AM
greenback-museum$25.005/5/2011 9:32:54 AM
uagrad$50.005/5/2011 9:51:49 AM
bountiful-durability$50.005/5/2011 10:06:53 AM
finance-prescription$50.005/5/2011 10:07:23 AM
bajaruss$25.005/5/2011 10:00:28 AM
papaloha$25.005/5/2011 9:42:21 AM
bold-shrewd-duty$25.005/5/2011 10:07:11 AM
peace-steward7$50.005/5/2011 9:50:34 AM
IIP77$25.005/5/2011 3:02:09 PM
99 Investments
 
Borrower Payment Dependent Notes Series 503811
This series of Notes was issued and sold upon the funding of the borrower loan #49207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $523.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 26%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 11 / 11Length of status:14y 10m
Amount delinquent: $4,357 Total credit lines: 46 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,739Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: serene-currency8 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN
Purpose of loan:
This loan will be used to...CONSOLIDATE

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5000
Monthly expenses: $
Housing: $1345
Insurance: $
Car expenses: $200
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: 150
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
competent-p2p$45.004/26/2011 11:58:17 AM
SolarMoonshine$25.004/26/2011 5:00:46 PM
reflective-rupee$200.224/26/2011 5:21:23 PM
diplomatic-wealth7$25.004/26/2011 9:15:15 PM
ingenious-deal6$25.004/27/2011 2:18:39 PM
Weaverville$25.004/30/2011 2:59:15 AM
vigorous-market5$600.005/1/2011 10:10:56 PM
reward-dynamo$50.005/3/2011 12:06:25 PM
point-compadre$50.005/3/2011 5:32:16 PM
irrelevant$25.005/3/2011 6:41:05 PM
Zimbu$25.005/5/2011 9:19:53 AM
palace2$450.005/6/2011 5:40:01 AM
Rulea72$40.005/6/2011 11:07:05 AM
Bob450$25.005/6/2011 4:48:54 PM
reflective-rupee$300.015/6/2011 5:16:26 PM
platinum-boss2$25.005/6/2011 5:11:27 PM
tnjohnso$25.005/6/2011 5:27:01 PM
silver-buckeye$25.005/6/2011 5:37:29 PM
natural-trade7$100.005/6/2011 6:15:09 PM
proud-gold9$25.005/6/2011 6:52:00 PM
mrladybug101$25.005/6/2011 6:54:22 PM
investment-kingdom$61.085/6/2011 7:29:00 PM
LaBamba$200.005/6/2011 7:43:50 PM
magnetic-dedication3$25.005/6/2011 6:17:16 PM
astute-investment5$25.005/6/2011 7:49:41 PM
ddog0224$100.005/6/2011 6:25:13 PM
YellowJacket$25.005/6/2011 6:51:06 PM
yf99yz$25.005/6/2011 9:08:28 PM
velocity-winner$25.005/6/2011 9:14:15 PM
zorg77$25.005/6/2011 9:18:50 PM
auction-karate$50.005/6/2011 8:21:22 PM
resplendent-dollar$25.005/6/2011 8:34:54 PM
vishal29$31.005/6/2011 10:56:58 PM
head$25.005/7/2011 1:44:53 AM
havana111$25.005/7/2011 1:31:06 AM
authoritative-capital$25.005/6/2011 9:24:09 PM
grampy48$25.005/7/2011 4:20:58 AM
porwestco$25.005/7/2011 4:19:32 AM
motor5$100.005/7/2011 4:43:43 AM
bid-czar8$50.005/7/2011 5:06:09 AM
hitsman$50.005/7/2011 11:16:50 AM
genius520$50.005/7/2011 1:59:27 PM
oxnard$50.005/7/2011 12:32:00 PM
dtana$25.005/8/2011 1:45:59 AM
PatRichi$25.005/8/2011 12:32:22 PM
credit-investor5$50.005/8/2011 4:24:43 PM
delicious-loan093$25.005/8/2011 11:50:51 PM
mlj0671$25.005/9/2011 9:02:21 AM
broomfieldbucks$25.005/9/2011 8:51:19 AM
qsolo$200.005/9/2011 9:42:25 AM
shrewd-income$50.005/9/2011 9:37:01 AM
worth-blanket2$2,967.585/9/2011 10:57:26 AM
kindness-launcher$4,000.004/26/2011 4:19:28 PM
Interstate_Rate$50.004/27/2011 2:43:44 AM
suave-dime6$25.004/28/2011 9:31:31 AM
the-reliable-trade$100.004/28/2011 9:53:50 AM
money-bauble$100.004/28/2011 10:47:27 AM
the-enthralling-coin$25.004/28/2011 6:10:08 PM
best-asset-jedi$50.004/30/2011 10:48:19 AM
KarlMarx$25.005/1/2011 3:26:46 AM
CAGE-Investments$25.005/1/2011 12:21:56 PM
bonus-demon$50.005/3/2011 10:26:52 AM
fmanjoo$25.005/4/2011 5:54:00 PM
handy-justice$100.005/4/2011 7:05:06 PM
careful-note$50.005/5/2011 3:31:07 AM
the-silver-blaster$50.005/5/2011 5:37:35 PM
deal-guardian1$50.005/6/2011 9:59:39 AM
desertoasis$25.005/6/2011 10:45:12 AM
jjswanso$40.005/6/2011 11:24:32 AM
chungfang$25.005/6/2011 4:19:46 PM
worth-shower8$100.005/6/2011 4:47:16 PM
handy-justice$200.005/6/2011 4:53:45 PM
credit-sycamore4$50.005/6/2011 5:27:33 PM
CA-Lender$25.055/6/2011 6:02:44 PM
vineet$25.005/6/2011 6:04:49 PM
neutrino6$25.005/6/2011 7:42:30 PM
szetheli$135.005/6/2011 6:20:38 PM
penny-candy$25.005/6/2011 7:57:25 PM
CA-Lender$25.005/6/2011 8:09:45 PM
Dubbs360$100.005/6/2011 8:57:50 PM
sweetlan$25.055/6/2011 7:31:39 PM
cladius67$100.005/6/2011 7:33:08 PM
investment-cluster$50.005/6/2011 7:42:35 PM
market-happiness7$25.005/6/2011 9:23:32 PM
IIP77$25.005/6/2011 10:17:51 PM
optionscashflow$25.005/6/2011 10:22:39 PM
diversification-medalist$75.005/6/2011 10:28:17 PM
csandb$25.005/6/2011 11:17:24 PM
Pitufo$50.005/6/2011 11:24:49 PM
swoosh$50.005/6/2011 11:28:50 PM
MNFrostbite$35.005/6/2011 9:16:52 PM
durability-halibut$25.005/6/2011 9:23:24 PM
Bill88$25.005/6/2011 10:43:36 PM
musegaze$50.005/7/2011 4:43:11 AM
TotosLion$25.005/7/2011 3:58:41 AM
Jazzy503$25.015/7/2011 12:18:28 PM
Helenska11$50.005/8/2011 5:17:30 PM
integrity-trumpet$50.005/8/2011 4:55:14 PM
BuildingShanghai$95.005/8/2011 11:50:30 PM
Flreap$25.005/9/2011 8:44:54 AM
revenue-appraiser$25.005/9/2011 9:29:41 AM
leverage-booster$25.005/9/2011 9:37:00 AM
102 Investments
 
Borrower Payment Dependent Notes Series 503829
This series of Notes was issued and sold upon the funding of the borrower loan #49254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 9.40% Borrower rate/APR: 10.40% / 12.51% Monthly payment: $324.55
 
Lender servicing fee: 1.00% Effective Yield*: 9.38%  
Estimated return*: 5.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1996 Debt/Income ratio: 11%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,484Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: rate-sunrise0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A-Rated Borrower/Landscaping Loan
This loan will be used to landscape the backyard of the 2-family home that my wife and I own in Brooklyn, NY. The house is newly renovated and the last piece that needs to be completed is the backyard. We are looking to complete this before summer as we have a toddler and would like to give her a safe place to play.

I am a good candidate for this loan because I have very little debt. My wife inherited the house from her grandmother so I do not have a mortgage that needs to repaid. We also have a tenant that lives upstairs and pays $1,800/month in rent. I own my car, with no outstanding note on it.

I am extremely stable, having been a Vice President with my financial services company since April 1999. I take home $4K/month from this position. My expenses amount to roughly $2,500/month (utilities, transportation, food/groceries, gas, etc). In addition, my credit score is very good since I pay my bills on time and keep my balances low.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/26/2011 9:08:57 AM
indomitable-coin$50.004/26/2011 9:06:38 AM
sympathetic-bonus5$25.004/26/2011 1:35:51 PM
colorfulgardener$25.004/26/2011 6:24:18 PM
caring-hope2$50.004/27/2011 3:28:42 AM
Mad_Scientist$25.004/27/2011 6:50:24 AM
the-enthralling-coin$25.004/28/2011 6:06:23 PM
enthralling-deal180$50.004/29/2011 8:57:12 AM
credit-panda1$25.005/1/2011 11:20:15 AM
Tradesmanlender$25.005/1/2011 4:46:49 PM
myworld701$25.005/1/2011 4:16:50 PM
BlackCat36$50.005/2/2011 2:49:20 PM
radforj22$25.005/2/2011 5:42:24 PM
MasterJin$25.005/2/2011 5:41:38 PM
bonus-demon$25.005/3/2011 10:22:10 AM
loot-pursuit5$50.005/3/2011 1:05:54 PM
nalaari$37.845/4/2011 7:00:42 AM
TSC$50.005/4/2011 8:02:40 AM
green-loyalty-cub$50.005/4/2011 9:35:04 AM
triumphant-point5$50.005/4/2011 4:45:06 PM
loyalist1$300.005/4/2011 5:29:03 PM
unrivaled-silver$50.005/4/2011 5:29:48 PM
miked8303$25.005/4/2011 5:41:22 PM
careful-note$100.005/5/2011 3:24:23 AM
unrivaled-income5$50.005/5/2011 9:55:05 AM
jasunshine$25.005/5/2011 11:23:23 AM
upbeat-finance8$50.005/5/2011 5:02:57 PM
108lender$100.005/5/2011 5:26:22 PM
nimble-penny1$50.005/5/2011 5:42:46 PM
yield-visionary4$50.005/5/2011 5:42:53 PM
loan-lionheart6$60.005/5/2011 6:49:31 PM
TheWombat$25.005/5/2011 11:58:36 PM
payout-embrace$25.005/5/2011 7:05:02 PM
Artist_Blue$25.005/6/2011 1:28:53 AM
valiant-pound8$100.005/5/2011 7:29:35 PM
Firescreek$25.005/6/2011 8:17:35 AM
deal-guardian1$50.005/6/2011 9:57:58 AM
orange-camaraderi-galaxy$100.005/6/2011 10:06:32 AM
klin$50.005/6/2011 10:28:10 AM
commanding-income774$25.005/6/2011 11:14:18 AM
bigphish$50.005/6/2011 11:29:28 AM
SojournerMobile$50.005/6/2011 12:37:41 PM
tender-integrity3$100.005/6/2011 12:55:45 PM
Kame$25.005/6/2011 5:40:19 PM
Havnfun$25.005/6/2011 6:00:29 PM
PCGeekWI$25.005/6/2011 7:24:18 PM
circuitfive$25.005/6/2011 6:45:35 PM
unrelenting-integrity$25.005/6/2011 8:48:19 PM
RJN$25.005/6/2011 9:10:43 PM
DonaldColorado$25.005/7/2011 3:08:29 AM
fearless-auction7$25.005/7/2011 8:09:18 AM
MarinLoans$25.005/7/2011 7:14:36 AM
vigilance-revolutionary$50.005/7/2011 10:09:48 AM
lending_well$25.005/7/2011 12:40:01 PM
triumphant-community$50.005/7/2011 1:19:18 PM
shawndw$35.005/7/2011 12:09:17 PM
Eagledrop$25.005/7/2011 5:24:59 PM
Mr_Marcus$50.005/7/2011 6:09:51 PM
bowl800$25.005/7/2011 5:32:34 PM
integrity-cowbell$30.005/8/2011 4:14:50 AM
herman7$25.005/8/2011 6:52:52 AM
toblerone$50.005/8/2011 8:49:10 AM
happyinvallarta$50.005/8/2011 5:55:31 AM
NiceNate$100.005/8/2011 10:06:14 AM
patriot897$25.005/8/2011 12:29:59 PM
auction-elvis$25.005/8/2011 11:45:09 AM
pvconn$50.005/8/2011 12:38:18 PM
dpjd$50.005/8/2011 1:17:02 PM
6moonbeams$50.005/8/2011 12:36:20 PM
comet55$25.005/8/2011 4:39:05 PM
balanced-rupee$50.005/8/2011 1:30:13 PM
mizon291$50.005/8/2011 1:54:14 PM
theyfixedtheglitch$50.005/8/2011 6:49:06 PM
gracej$25.005/8/2011 2:39:08 PM
dime-smasher5$25.005/8/2011 8:19:49 PM
credit-investor5$50.005/8/2011 4:24:13 PM
skuba$50.005/8/2011 10:49:54 PM
LendGuy$50.005/8/2011 5:04:06 PM
top-rate-infusion$50.005/9/2011 6:53:17 AM
Tech-Entrepreneur$25.005/9/2011 8:45:51 AM
community-spartan$50.005/9/2011 9:34:15 AM
loanscholar$50.005/9/2011 10:01:23 AM
qsolo$200.005/9/2011 9:38:47 AM
yield-seeker$25.005/9/2011 10:38:02 AM
Ripsaw4U$50.005/9/2011 11:02:34 AM
upright-asset2$25.005/9/2011 10:07:42 AM
loyalty-voyage$50.005/9/2011 10:09:13 AM
Millmanator$25.005/9/2011 11:03:52 AM
jalapeno2$25.005/9/2011 10:37:03 AM
bicyclist2270$25.005/9/2011 1:04:18 PM
msw_engr$50.005/9/2011 12:09:21 PM
grampy48$25.005/9/2011 1:05:21 PM
faldska$25.005/9/2011 12:15:21 PM
hope-lightning1$250.005/9/2011 1:13:54 PM
Joeburly$25.005/9/2011 1:14:51 PM
SanJoser$25.005/9/2011 1:07:30 PM
E_G$50.005/9/2011 1:12:35 PM
pbo922$50.005/9/2011 2:25:39 PM
EtaDuck$26.835/9/2011 1:04:32 PM
morewhatsinstore$25.005/9/2011 2:46:30 PM
rate-caravan7$50.005/9/2011 2:47:11 PM
Azonic21$25.005/9/2011 1:08:50 PM
Pasagam$50.005/9/2011 2:46:26 PM
wbahl$34.855/9/2011 2:46:39 PM
blue-lucrative-rate$25.005/9/2011 1:10:51 PM
active-market$47.175/9/2011 2:46:54 PM
objective-investor$250.005/9/2011 1:11:12 PM
slushfunder$25.005/9/2011 2:47:10 PM
gold-sushi$25.005/9/2011 1:12:29 PM
money-bauble$77.275/9/2011 1:14:03 PM
roman2008$25.005/9/2011 1:14:46 PM
brainy-dedication$25.005/9/2011 2:46:22 PM
rapid-credit428$25.005/9/2011 2:46:52 PM
MyPlantsEatBugs$25.005/9/2011 2:47:17 PM
Zolton$100.004/26/2011 9:09:05 AM
JustMee$25.004/26/2011 9:28:46 AM
QsDad$25.004/28/2011 2:24:58 AM
jasonrun$25.004/29/2011 12:46:58 PM
elasermd$50.004/30/2011 3:05:54 PM
first-upright-payout$25.005/1/2011 10:07:22 AM
worldly-community3$50.005/1/2011 11:21:45 AM
bountiful-durability$50.005/1/2011 12:21:39 PM
systemlender$50.005/1/2011 12:56:03 PM
BxRealtor$25.005/1/2011 4:41:33 PM
Leopoldine$25.005/1/2011 9:11:31 PM
Supernick$50.005/3/2011 6:48:22 AM
efficient-treasure0$25.005/3/2011 10:17:37 AM
PThor$25.005/3/2011 1:54:46 PM
availableloan$25.005/3/2011 6:18:59 PM
g314$30.005/3/2011 9:04:55 PM
top-epic-community$50.005/4/2011 8:02:34 AM
mtp$50.005/4/2011 9:31:37 AM
AFairDeal$50.005/4/2011 9:26:08 AM
astute-benjamins$25.005/4/2011 2:40:03 PM
Weaverville$25.005/4/2011 5:29:19 PM
auction-turtle0$25.005/4/2011 5:41:07 PM
SCD$25.005/4/2011 8:04:43 PM
exciting-fairness8$50.005/4/2011 8:30:36 PM
Trapman13$50.005/5/2011 8:04:45 AM
silver-fuse$30.005/5/2011 9:56:01 AM
basis-wizard8$50.005/5/2011 11:41:04 AM
Charmart$25.005/5/2011 12:10:38 PM
wwwUniversal$25.005/5/2011 3:01:22 PM
friendinmoney$49.715/5/2011 4:16:52 PM
tutnyce$100.005/5/2011 8:51:16 PM
don8ter$25.005/6/2011 2:12:08 AM
dasbuntenheim$35.805/6/2011 8:48:17 AM
worthy-bid8$50.005/6/2011 6:11:16 AM
affluence-birdie7$35.005/6/2011 9:52:04 AM
meteoric-deal9$25.005/6/2011 11:15:16 AM
majestic-repayment3$25.005/6/2011 10:25:40 AM
boater01$50.005/6/2011 12:20:03 PM
OzGuy609$25.005/6/2011 3:43:06 PM
vutah$25.005/6/2011 4:06:37 PM
brightest-dynamic-peace$25.005/6/2011 4:34:36 PM
chungfang$50.005/6/2011 3:49:51 PM
j2ee$25.005/6/2011 6:19:28 PM
astute-fairness0$25.005/6/2011 6:27:49 PM
agreement-network$50.005/6/2011 10:49:29 PM
Barky52$25.005/7/2011 8:37:12 AM
nestegg4e$25.005/7/2011 5:29:22 PM
skillful-finance$25.005/7/2011 7:30:04 PM
Reddy_Capital$25.005/7/2011 5:09:59 PM
peripatetic$25.005/8/2011 6:54:26 AM
Interloper$25.005/8/2011 7:49:08 AM
PRGuyinVA$50.005/8/2011 9:14:13 AM
ryreesado$25.005/8/2011 8:10:19 AM
bankofsam$25.005/8/2011 12:20:55 PM
GrommetPosse$50.005/8/2011 12:35:21 PM
newest-funds-powerplant$25.005/8/2011 12:59:30 PM
DrStaff$30.005/8/2011 12:31:03 PM
deal-viking4$50.005/8/2011 12:38:32 PM
platinum-exec1$50.005/8/2011 1:16:30 PM
integrity-trumpet$100.005/8/2011 4:54:31 PM
Gobsek$25.005/8/2011 7:58:40 PM
BobRand$50.005/8/2011 2:46:00 PM
soroxy$25.005/8/2011 7:50:13 PM
alben2009$25.005/8/2011 11:35:55 PM
cerebral-dollar773$500.005/9/2011 6:55:14 AM
ideal-platinum1$50.005/9/2011 8:44:13 AM
Cover4$25.005/9/2011 7:49:11 AM
Jimmy_SoCal$36.985/9/2011 8:15:42 AM
equitable-yield4$25.005/9/2011 9:22:10 AM
melodious-fairness$25.085/9/2011 9:21:25 AM
revenue-serenity$50.005/9/2011 9:59:51 AM
investment-tempo$50.005/9/2011 9:49:19 AM
Cbgator$25.005/9/2011 10:57:18 AM
meenan$25.005/9/2011 11:02:00 AM
itsokrelax$100.005/9/2011 10:10:53 AM
investment-comet$25.005/9/2011 10:32:16 AM
Registerednurse1$30.005/9/2011 11:41:02 AM
socal-lender$25.005/9/2011 1:04:23 PM
powerful-finance7$25.005/9/2011 1:04:38 PM
p2ploan-embrace6$50.005/9/2011 1:09:31 PM
kulender$50.005/9/2011 1:10:47 PM
productive-finance$25.005/9/2011 1:04:27 PM
blooming-market$25.005/9/2011 1:11:39 PM
GElender$25.005/9/2011 1:13:35 PM
enriching-liberty629$25.005/9/2011 1:12:19 PM
benefit-prescription6$100.005/9/2011 1:14:23 PM
BuffetRocks$100.005/9/2011 1:21:46 PM
dime-reaction$50.005/9/2011 11:29:36 AM
help4u$50.005/9/2011 1:29:42 PM
toronado$50.005/9/2011 1:33:15 PM
pmandel$50.005/9/2011 1:03:52 PM
credit-czar5$25.005/9/2011 2:46:50 PM
hste_llc$50.005/9/2011 2:46:58 PM
successful-wealth7$25.005/9/2011 2:47:08 PM
MasterKey$25.005/9/2011 2:47:50 PM
jblack01$25.005/9/2011 2:47:54 PM
rce1964$25.005/9/2011 1:08:32 PM
felicity-maximizer$25.005/9/2011 1:09:01 PM
Hexnut$25.005/9/2011 2:46:20 PM
jtrump22$25.005/9/2011 2:46:42 PM
dollar-missile3$25.005/9/2011 1:10:56 PM
williemc44$25.005/9/2011 2:47:06 PM
impeccable-wampum1$50.005/9/2011 1:11:43 PM
income-sage9$25.005/9/2011 2:47:13 PM
wdjnm$50.005/9/2011 2:47:38 PM
abundant-velocity7$50.005/9/2011 1:12:32 PM
djh47a$25.005/9/2011 1:14:48 PM
jpblan11$25.005/9/2011 2:07:20 PM
gustavholstopus32$25.005/9/2011 2:34:53 PM
drkosh$25.005/9/2011 2:45:56 PM
devoider$25.005/9/2011 2:46:47 PM
225 Investments
 
Borrower Payment Dependent Notes Series 503987
This series of Notes was issued and sold upon the funding of the borrower loan #49231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-07-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $259.95
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 18%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,782Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: sublime-contract9 Borrower's state: California Borrower's group: Money Metamorphosis - Graduates
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: To pay off credit card faster at lower interest
This loan will be used to...Pay off existing credit card balance. I'm currently paying more than minimum payment. Why pay the banks when I can pay you.

My financial situation:
I am a good candidate for this loan because...I am prompt on payments and pay more than the minimum payment. This is my last debt payment other than my mortgage payment and want to speed up the payoff with a lower interest rate.


Monthly net income: $ 2500
Monthly expenses: $ 1660
Housing: $ 650
Insurance: $ 80
Car expenses: $ 120
Utilities: $ 100
Phone, cable, internet: $ 75
Food, entertainment: $ 300
Clothing, household expenses: $35
Credit cards and other loans: $ 200 (would be paid off w/this loan)
Information in the Description is not verified.
Friends And Family Investments
powderbumps has invested a total of $500.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/26/2011 9:07:28 AM
Zolton$100.004/26/2011 9:09:17 AM
powderbumps$500.004/26/2011 8:02:02 PM
serene-capital$25.004/27/2011 1:28:16 AM
burnfromwithin$25.004/27/2011 11:43:44 AM
sweet-social2$50.004/28/2011 5:50:18 AM
nickel-position$25.004/28/2011 1:36:24 PM
singletrck$25.004/28/2011 2:41:40 PM
the-enthralling-coin$25.004/28/2011 6:06:26 PM
Sol_Invictus$25.004/28/2011 6:26:02 PM
CASSHMAN$75.004/30/2011 4:33:01 PM
worldly-community3$50.005/1/2011 12:26:14 PM
Tradesmanlender$25.005/1/2011 4:46:51 PM
Peterman$25.005/2/2011 2:05:32 PM
20mule$200.005/2/2011 7:33:10 PM
basejump0$30.005/3/2011 5:51:55 AM
radforj22$25.005/3/2011 3:39:06 AM
efficient-treasure0$25.005/3/2011 10:17:47 AM
RandyL3$25.005/3/2011 10:35:27 AM
Cherrypicker$50.005/3/2011 12:25:54 PM
mrstender$25.005/3/2011 3:17:34 PM
loot-pursuit5$50.005/3/2011 9:32:10 PM
Coastielender09$25.845/3/2011 9:57:27 PM
otto1939$51.005/4/2011 7:47:15 AM
mtp$50.005/4/2011 5:41:49 PM
ExtraIncome$32.935/4/2011 6:18:29 PM
FinanceEngine$40.005/5/2011 7:04:53 AM
4gotn1$100.005/5/2011 8:53:20 AM
friendly-principal76$25.005/5/2011 11:08:30 AM
astute-benjamins$25.005/5/2011 2:37:52 PM
unrivaled-silver$50.005/5/2011 4:44:59 PM
gjm6d$25.005/5/2011 6:06:55 PM
spiff666$25.005/5/2011 9:12:08 PM
repayment-pudding$25.005/5/2011 6:16:38 PM
momentous-coin$75.005/5/2011 10:43:20 PM
valiant-pound8$100.005/5/2011 7:29:41 PM
wwwUniversal$25.005/6/2011 2:16:19 AM
mrgrumpy$100.005/5/2011 9:42:36 PM
worthy-bid8$50.005/6/2011 6:11:19 AM
don8ter$25.005/6/2011 2:12:14 AM
buffalobills$25.005/6/2011 7:22:04 AM
engrossing-benefit0$61.005/6/2011 9:38:42 AM
majestic-repayment3$25.005/6/2011 10:25:45 AM
klin$50.005/6/2011 10:28:12 AM
orange-camaraderi-galaxy$100.005/6/2011 10:06:42 AM
meteoric-deal9$25.005/6/2011 11:09:23 AM
commanding-income774$25.005/6/2011 11:14:20 AM
oxnard$100.005/6/2011 1:24:08 PM
slwholesales$32.675/6/2011 12:05:17 PM
GatorsFan$89.345/6/2011 12:27:31 PM
HawaiianHelper$50.005/6/2011 4:36:45 PM
Artist_Blue$25.005/6/2011 5:30:14 PM
bigphish$50.005/6/2011 5:32:07 PM
wealth-carrier$25.005/6/2011 6:57:32 PM
PCGeekWI$25.005/6/2011 7:24:23 PM
agreement-network$50.005/6/2011 10:49:32 PM
dmb8183$75.005/7/2011 7:08:50 AM
CoolPlexer$25.005/7/2011 7:00:03 AM
MarinLoans$25.005/7/2011 7:14:46 AM
fearless-auction7$25.005/7/2011 8:09:24 AM
sinner_c5$25.005/7/2011 9:22:42 AM
Gibbyland$100.004/26/2011 9:09:40 AM
caring-hope2$50.004/26/2011 12:08:14 PM
SolarMoonshine$25.004/26/2011 3:52:15 PM
intelligent-yield$25.004/27/2011 5:12:36 PM
tech310$50.004/28/2011 12:43:19 AM
bold-sensible-basis$25.004/28/2011 11:41:18 AM
enthralling-deal180$25.004/29/2011 5:32:31 PM
Mariner3605$25.004/30/2011 10:56:51 AM
first-upright-payout$25.005/1/2011 10:07:26 AM
systemlender$50.005/1/2011 12:56:07 PM
BxRealtor$25.005/1/2011 4:41:35 PM
Leopoldine$25.005/1/2011 9:11:35 PM
GElender$25.005/3/2011 6:21:37 AM
burger283$500.005/3/2011 8:06:11 AM
Supernick$50.005/3/2011 6:48:28 AM
bonus-demon$25.005/3/2011 10:22:14 AM
bountiful-durability$50.005/3/2011 12:51:02 PM
fund-fox4$50.005/3/2011 8:29:27 PM
economy-beast$25.005/4/2011 9:00:08 AM
benefit-prescription6$100.005/4/2011 9:29:21 AM
auction-seeker4$50.005/4/2011 9:41:59 AM
community-piccolo0$25.005/4/2011 10:24:47 AM
triumphant-point5$50.005/4/2011 4:45:07 PM
principal-bull$25.005/4/2011 5:02:33 PM
AFairDeal$50.005/4/2011 5:33:25 PM
newest-funds-powerplant$25.005/4/2011 8:21:12 PM
miked8303$25.005/4/2011 8:30:05 PM
careful-note$100.005/5/2011 3:24:25 AM
thrilling-nickel5$25.005/5/2011 4:18:15 AM
Oakland$50.005/5/2011 5:04:47 AM
CashBank$25.005/5/2011 9:01:14 AM
silver-fuse$30.005/5/2011 9:56:08 AM
Weaverville$50.005/5/2011 9:39:04 AM
unrivaled-income5$50.005/5/2011 9:55:09 AM
designer_10$25.005/5/2011 10:32:23 AM
Nerdster1$45.095/5/2011 11:29:03 AM
upbeat-finance8$50.005/5/2011 4:24:16 PM
delicious-loan093$25.005/5/2011 3:32:03 PM
auction-turtle0$25.005/5/2011 4:45:44 PM
kindness-jedi$30.005/5/2011 5:31:05 PM
tutnyce$75.005/5/2011 8:38:55 PM
basis-wizard8$50.005/5/2011 5:46:03 PM
cash-vault$25.005/5/2011 5:59:16 PM
econgineer$50.005/5/2011 6:16:39 PM
r48$48.005/6/2011 4:01:04 AM
indomitable-coin$25.005/6/2011 6:39:12 AM
deal-guardian1$50.005/6/2011 9:58:00 AM
vinyl117$36.005/6/2011 9:19:17 AM
affluence-birdie7$35.005/6/2011 9:52:09 AM
kindness-singularity$25.005/6/2011 9:56:43 AM
auctionator1$25.005/6/2011 11:56:24 AM
YellowJacket$25.005/6/2011 12:39:04 PM
cgoca$25.005/6/2011 2:00:00 PM
boater01$50.005/6/2011 12:20:10 PM
WSTRDG$25.005/6/2011 3:30:52 PM
GCSS$25.005/6/2011 12:42:08 PM
tender-integrity3$100.005/6/2011 12:55:51 PM
fishcreek$25.005/6/2011 4:37:57 PM
chungfang$50.005/6/2011 3:49:53 PM
108lender$100.005/6/2011 5:23:29 PM
HawaiianHelper$50.005/6/2011 4:32:47 PM
the-silver-blaster$50.005/6/2011 5:28:34 PM
bill-expert$25.005/6/2011 5:19:26 PM
Kame$25.005/6/2011 5:40:21 PM
octoberfresh$25.005/6/2011 5:23:35 PM
improvman$25.005/6/2011 6:02:35 PM
kapahua$50.005/6/2011 6:32:28 PM
Prairie-MN$30.005/6/2011 6:06:35 PM
circuitfive$25.005/6/2011 6:45:40 PM
dough-hammock$50.005/6/2011 9:29:37 PM
DonaldColorado$25.005/7/2011 3:08:42 AM
StarshineXL$375.005/7/2011 4:19:03 AM
duckbill_1972$30.005/7/2011 7:09:54 AM
ready-agreement5$553.135/7/2011 9:41:42 AM
135 Investments
 
Borrower Payment Dependent Notes Series 504527
This series of Notes was issued and sold upon the funding of the borrower loan #49286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-29-2011 
Term: 12 months Listing End date:  May-09-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $719.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1978 Debt/Income ratio: 96%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:14y 7m
Amount delinquent: $0 Total credit lines: 32 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,814Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: patsy54 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Blue sky
Purpose of loan:
This loan will be used to...consolidate credit card debtI

My financial situation:
I am a good candidate for this loan because...I have a stable work history, low living expenses and a burning desire to get rid of my credit card debt forever!


Monthly net income: $2000Monthly expenses:
Housing: $200
Insurance: $80
Car expenses: 300
Utilities: $50
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.004/29/2011 5:09:59 PM
dollar-sonnet3$50.004/29/2011 5:07:34 PM
diplomatic-wealth7$25.004/29/2011 5:13:12 PM
sentimental-silver7$25.004/30/2011 9:06:48 AM
luvlending$25.005/1/2011 2:13:53 PM
suave-justice059$100.005/1/2011 5:41:03 PM
a-restless-dollar$25.005/2/2011 6:41:04 AM
gain-gourd$100.005/2/2011 2:41:48 PM
Rogesparkguy$25.005/2/2011 7:55:23 PM
determined-revenue1$25.005/3/2011 9:50:25 AM
bonus-demon$50.005/3/2011 10:29:31 AM
the-reliable-trade$100.005/4/2011 11:11:30 AM
silver-enlightenment0$100.005/4/2011 4:01:50 PM
javelin0$100.005/4/2011 5:31:12 PM
oxnard$75.005/5/2011 6:48:33 PM
thrilling-silver1$25.005/6/2011 3:41:55 PM
thelovebug$50.005/6/2011 3:46:23 PM
CAGE-Investments$25.005/6/2011 4:01:51 PM
chungfang$25.005/6/2011 4:20:36 PM
EJF$50.005/9/2011 6:56:01 AM
blue-goal-deal$25.005/9/2011 9:04:20 AM
worth-blanket2$5,000.005/9/2011 11:11:12 AM
Nailman88$25.005/9/2011 2:42:29 PM
skillful-order0$50.005/9/2011 4:22:59 PM
ingenious-deal6$25.004/29/2011 5:12:03 PM
economy-coup$30.004/29/2011 5:09:22 PM
cash-architect$25.005/1/2011 9:25:45 AM
secureincome$950.005/3/2011 8:26:33 AM
irrelevant$25.005/3/2011 6:50:48 PM
2grindstones$25.005/3/2011 7:25:19 PM
loan-chorus4$25.005/4/2011 11:30:46 AM
Weaverville$25.005/4/2011 5:51:36 PM
bid-czar8$50.005/7/2011 5:08:01 AM
BAJMP$25.005/7/2011 5:12:48 AM
genius520$50.005/7/2011 2:00:38 PM
zippy-listing8$25.005/7/2011 2:41:19 PM
dedication-point$25.005/9/2011 12:59:46 PM
platinum-admiral8$25.005/9/2011 2:41:02 PM
greenback-guard$25.005/9/2011 4:13:41 PM
careful-note$50.005/9/2011 5:18:48 PM
40 Investments
 
Borrower Payment Dependent Notes Series 504611
This series of Notes was issued and sold upon the funding of the borrower loan #49213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-30-2011 
Term: 36 months Listing End date:  May-10-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $207.96
 
Lender servicing fee: 1.00% Effective Yield*: 13.75%  
Estimated return*: 7.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1999 Debt/Income ratio: 5%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 34 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $141Stated income:$50,000-$74,999
Delinquencies in last 7y: 58 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: deadi28 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free with Solid Income
Purpose of loan: Next step rebuilding credit.
This loan will be used to... My wife and I plan to put this money in our savings account as we continue to build our credit so that we can eventually buy a house.

My financial situation: We are debt free!
I am a good candidate for this loan because... Our credit was stellar until we got a little over our heads with real estate investment a few years ago. Lesson learned. And since we are using this loan to rebuild our credit it's safe to say the we will never miss or even be late with any payments.


Monthly net income: $ 4700.00
Monthly expenses: Listed in detail below
Housing: $ 1247.00
Insurance: $ 128.63
Car expenses: $ 0
Utilities: $ 351.41
Phone, cable, internet: $ 151.48 (includes cell)
Food, entertainment: $ 850.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 0 (revolving business expense 100% reimbursed by employer)
Other expenses: $ 350.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/30/2011 12:04:19 PM
the-enthralling-coin$50.004/30/2011 12:05:59 PM
SolarMoonshine$25.004/30/2011 1:18:27 PM
Zolton$100.004/30/2011 3:54:25 PM
Tradesmanlender$25.005/1/2011 4:47:51 PM
green-loyalty-cub$50.005/4/2011 9:34:21 AM
a-finance-nirvana$25.005/4/2011 5:56:54 PM
BxRealtor$25.005/5/2011 10:07:59 AM
boater01$50.005/6/2011 12:21:23 PM
Buddy29$58.005/7/2011 6:25:33 AM
poplar37$25.555/7/2011 7:09:06 AM
supreme-hope$25.005/7/2011 7:20:46 AM
klemer$25.005/7/2011 5:46:43 AM
Techne_Funds_LLC$25.005/7/2011 7:40:33 AM
BlueRoom$25.005/7/2011 8:02:07 AM
wealth-renaissance5$25.005/7/2011 5:51:50 AM
wealth-grasshopper0$102.945/7/2011 7:54:47 AM
creative-revenue0$50.005/7/2011 8:11:45 AM
agwosdof$100.005/7/2011 6:13:56 AM
reflective-rupee$25.015/7/2011 6:37:40 AM
festeringsnot$25.005/7/2011 8:38:40 AM
Byrd24$100.005/7/2011 9:44:42 AM
hbzchimar$37.355/7/2011 9:49:32 AM
Danylostefan$25.005/7/2011 10:02:02 AM
Nascar1$50.005/7/2011 7:58:21 AM
crw1950$50.005/7/2011 10:29:40 AM
lively-nickel2$100.005/7/2011 10:58:23 AM
marwadi-62$25.005/7/2011 9:14:00 AM
Mocaba$80.005/7/2011 9:19:05 AM
vigilance-revolutionary$50.005/7/2011 9:56:38 AM
Num1Knicks$25.005/7/2011 11:58:30 AM
oxnard$100.005/7/2011 12:17:58 PM
DasMula$27.005/7/2011 12:30:14 PM
r48$26.005/7/2011 1:07:02 PM
P2P4me$100.005/7/2011 11:38:04 AM
jybank$100.005/7/2011 11:50:12 AM
SmallTown5$26.335/7/2011 3:19:50 PM
callmebryan$25.005/7/2011 12:59:04 PM
Pakse$25.005/7/2011 4:29:32 PM
investment-cluster$50.005/7/2011 4:18:36 PM
Whitewater_Loans$43.025/7/2011 1:47:25 PM
Dahlozer$25.005/7/2011 1:51:32 PM
lucrative-coin$50.005/7/2011 5:52:47 PM
natural-greenback6$25.005/7/2011 5:55:47 PM
aztocas$50.005/7/2011 2:06:51 PM
NiceNate$100.005/8/2011 10:06:50 AM
Interloper$27.005/8/2011 1:30:45 PM
moonshadow10$50.005/8/2011 12:59:03 PM
cerebral-dollar773$500.005/9/2011 7:16:00 AM
loyalty-voyage$50.005/9/2011 10:08:59 AM
qsolo$200.005/9/2011 9:40:45 AM
Rider$50.005/9/2011 10:53:33 AM
wwwUniversal$25.005/9/2011 5:18:24 PM
knowledgeable-payment7$25.005/9/2011 6:46:20 PM
finance-symphony7$50.005/9/2011 7:31:13 PM
milo1000$31.655/9/2011 8:03:22 PM
bankdaddy$50.005/9/2011 8:44:53 PM
miamibeachloaner$50.005/9/2011 7:05:21 PM
Kessler$31.885/10/2011 4:32:42 AM
cgoca$25.005/9/2011 9:52:52 PM
jacous$140.005/10/2011 6:32:00 AM
bonus-demon$25.005/3/2011 10:23:54 AM
first-upright-payout$25.005/4/2011 2:07:28 AM
Leopoldine$25.005/4/2011 8:27:27 AM
bill-appraiser7$25.005/7/2011 5:04:47 AM
Stack23$25.005/7/2011 5:46:26 AM
EarlyRiser$195.005/7/2011 6:01:55 AM
janeybooboo$100.005/7/2011 6:18:55 AM
FundMaker$25.005/7/2011 6:31:47 AM
generator596$38.915/7/2011 6:47:51 AM
PositiveCarry$50.005/7/2011 7:05:07 AM
junctionking$25.005/7/2011 5:02:35 AM
phaded$25.005/7/2011 7:31:09 AM
manfromMaine$25.005/7/2011 5:40:44 AM
hookUup$26.405/7/2011 8:04:07 AM
p2p-czar3$25.005/7/2011 6:04:29 AM
availableloan$25.005/7/2011 6:06:37 AM
Fingar$50.005/7/2011 6:46:59 AM
Travis247$50.005/7/2011 8:42:39 AM
mad-scientist0$25.005/7/2011 7:40:10 AM
Beld$200.005/7/2011 8:43:55 AM
Wings06J$50.005/7/2011 11:10:51 AM
Leopoldine$25.005/7/2011 11:05:40 AM
resplendent-dollar$25.005/7/2011 11:43:16 AM
neutrino6$25.005/7/2011 12:14:30 PM
investment-habanero8$100.005/7/2011 12:47:17 PM
formula842$25.005/7/2011 1:20:21 PM
Mad_Scientist$34.405/7/2011 11:08:16 AM
yf99yz$25.005/7/2011 2:21:19 PM
Engineer44$25.005/7/2011 3:36:27 PM
ingenious-interest1$100.005/7/2011 4:40:10 PM
velocity-winner$25.005/7/2011 1:38:35 PM
interstellar$75.005/7/2011 5:55:43 PM
reasonable-power$25.005/7/2011 5:59:25 PM
payment-halo$25.005/7/2011 5:55:38 PM
Morgan-Investments$25.005/7/2011 5:57:24 PM
spiritual-social3$25.005/7/2011 3:00:32 PM
repayment-pudding$25.005/7/2011 4:14:51 PM
reflective-dollar8$50.005/8/2011 8:53:24 AM
myduck$50.005/8/2011 8:06:01 PM
sfd$50.005/9/2011 9:44:07 AM
xlnt-loans$25.005/9/2011 12:27:10 PM
BuffetRocks$100.005/9/2011 1:22:45 PM
systemlender$50.005/9/2011 3:21:20 PM
DrewBDoo$50.005/9/2011 6:39:35 PM
Schwamie$116.275/9/2011 8:45:41 PM
radforj22$25.005/10/2011 5:33:12 AM
friendly-principal76$25.005/10/2011 6:41:06 AM
Infinity_Financial$257.295/10/2011 6:44:27 AM
109 Investments
 
Borrower Payment Dependent Notes Series 504951
This series of Notes was issued and sold upon the funding of the borrower loan #49228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1991 Debt/Income ratio: 21%
Credit score: 620-639 (May-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 15Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,890 
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: MOMac Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 60% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 2 ( 40% )  
640-659 (Dec-2009)
600-619 (Apr-2008)
580-599 (Dec-2007)
620-639 (Nov-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
My loan for debt consolidation
Purpose of loan: Pay off credit card debt.
This loan will be used to...Pay down credit card debt

My financial situation: Good to very good.
I am a good candidate for this loan because...All debt payments ere current; no late payments within past three years


Monthly net income: $3774
Monthly expenses: $2784
Housing: $285.00
Insurance: $119.00
Car expenses: 300.00
Utilities: $150.00
Phone, cable, internet: $105.00
Food, entertainment: $600.00
Clothing, household expenses: $175.00
Credit cards and other loans: $850.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jgar_O$30.005/3/2011 9:06:06 AM
the-enthralling-coin$25.005/3/2011 9:13:57 AM
SLN-10$25.005/3/2011 9:13:08 AM
economy-coup$30.005/3/2011 9:12:14 AM
bonus-demon$50.005/3/2011 10:31:51 AM
competent-p2p$30.835/3/2011 11:24:47 AM
SolarMoonshine$25.005/3/2011 6:11:45 PM
diplomatic-wealth7$25.005/4/2011 5:59:21 PM
GElender$25.005/5/2011 6:39:31 AM
thankful-nickel2$25.005/5/2011 7:58:42 PM
trade-goblin9$25.005/6/2011 10:03:07 AM
kind-charming-value$300.005/7/2011 3:56:18 PM
grammaspurse$25.005/8/2011 2:18:09 PM
worth-blanket2$2,800.005/9/2011 11:01:55 AM
lender12345$25.005/9/2011 2:01:48 PM
social-heart$25.005/3/2011 11:04:11 AM
credit-missile$25.005/3/2011 12:07:27 PM
vutah$25.005/3/2011 5:01:03 PM
hookUup$26.745/3/2011 5:51:04 PM
irrelevant$25.005/3/2011 6:52:12 PM
amlu1988$25.005/7/2011 8:56:17 PM
2grindstones$25.005/8/2011 10:38:46 AM
jjswanso$50.005/8/2011 12:11:55 PM
EJF$50.005/9/2011 7:07:28 AM
qsolo$200.005/9/2011 9:43:43 AM
kind-charming-value$57.435/9/2011 2:05:13 PM
26 Investments
 
Borrower Payment Dependent Notes Series 505069
This series of Notes was issued and sold upon the funding of the borrower loan #49268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-08-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $62.94
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1994 Debt/Income ratio: 10%
Credit score: 640-659 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:30y 5m
Amount delinquent: $0 Total credit lines: 53 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,209Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: investment-albatross Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 89% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 1 ( 11% )  
680-699 (Jul-2010)
 
Principal balance: $1,254.63 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Pay out credit cards
Purpose of loan:
This loan will be used to continue pay out my credit cards. The banks reduction of credit limit made me more aware of credit cards usuage.

My financial situation:
I am a good candidate for this loan because of my employment history of 31 years and my timely payments history. I have been penalize because of the banks and the economic situation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bonus-demon$25.005/3/2011 5:09:55 PM
Tradesmanlender$25.005/3/2011 5:08:43 PM
goodhearted-basis4$25.005/4/2011 2:01:03 AM
reflective-dollar8$50.005/4/2011 2:30:33 AM
Johnab$25.005/4/2011 5:25:59 AM
green-loyalty-cub$50.005/4/2011 9:34:55 AM
indomitable-coin$50.005/4/2011 2:49:10 PM
tomdooley12520$25.005/4/2011 4:15:38 PM
engaging-worth$25.005/4/2011 1:02:22 PM
availableloan$25.005/4/2011 7:48:00 PM
cgoca$25.005/5/2011 9:46:41 AM
C_Mark$50.005/5/2011 4:27:42 PM
elvisloans$25.005/5/2011 4:52:16 PM
a-finance-nirvana$25.005/6/2011 2:30:19 AM
peso-mate$50.005/7/2011 4:22:42 PM
calkidd05$26.005/7/2011 4:14:57 PM
repayment-pudding$25.005/7/2011 4:18:27 PM
vutah$25.005/7/2011 2:01:50 PM
janeybooboo$100.005/7/2011 2:21:44 PM
authoritative-capital$34.645/7/2011 9:30:39 PM
interstellar$75.005/7/2011 11:09:12 PM
Dubbs360$100.005/7/2011 6:07:58 PM
wealth-renaissance5$25.005/8/2011 5:27:29 AM
benefit-trident$25.005/8/2011 5:30:13 AM
happyinvallarta$50.005/8/2011 5:46:23 AM
blue111$100.005/8/2011 5:45:19 AM
Zachilles$25.005/8/2011 6:00:21 AM
the-silver-blaster$75.005/7/2011 11:05:49 PM
smkb2$50.005/8/2011 5:20:45 AM
auction-elvis$25.005/8/2011 11:54:11 AM
NiceNate$100.005/8/2011 10:07:08 AM
exchange-squirrel$25.005/3/2011 5:04:14 PM
the-enthralling-coin$25.005/3/2011 5:09:13 PM
scrappy-bonus2$25.005/5/2011 2:22:55 AM
CPA-Banker$25.005/5/2011 5:23:36 AM
g314$30.005/6/2011 10:17:25 AM
neutrino6$25.005/7/2011 3:46:52 PM
KDW08$25.005/7/2011 5:39:26 PM
money-surge1$75.005/7/2011 6:27:37 PM
P2P4me$100.005/7/2011 6:44:14 PM
bill-appraiser7$25.005/7/2011 9:24:35 PM
Binan$34.255/8/2011 5:19:20 AM
MoneyBagsRUs$25.005/8/2011 6:23:11 AM
tiger1818$25.005/8/2011 5:58:20 AM
seju$27.435/8/2011 6:34:54 AM
interest-fertilizer3$50.005/8/2011 10:50:54 AM
ReddInc$97.685/8/2011 1:33:52 PM
47 Investments
 
Borrower Payment Dependent Notes Series 505439
This series of Notes was issued and sold upon the funding of the borrower loan #49216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $209.50
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1990 Debt/Income ratio: 27%
Credit score: 600-619 (May-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:21y 8m
Amount delinquent: $0 Total credit lines: 49 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $109,016Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: roaddawg6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 97% ) 600-619 (Latest)
Principal borrowed: $6,000.00< 31 days late: 1 ( 3% )  
640-659 (Aug-2008)
 
Principal balance: $885.95 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
2nd Loan in support of New Flooring
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I always pay off my debts. Please note that this is my 2nd loan with prosper and had no issues paying off my first loan. Need new floors because the carpet must be replaced, kids have various allergies, medical consitions that require sometype of hardwood floors. Thank you for your consideration.


Monthly net income: $8000
Monthly expenses: $7500
Housing: $2400
Insurance: $300
Car expenses: $800
Utilities: $800
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $350
Property Tax: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.005/5/2011 9:11:33 AM
MoneyForNothing$25.005/5/2011 9:18:13 AM
Artist_Blue$25.005/5/2011 9:46:47 AM
lendstats_com$171.205/5/2011 9:50:23 AM
reflective-rupee$200.005/5/2011 9:35:57 AM
kind-charming-value$300.005/5/2011 12:59:31 PM
lotuss4$25.005/5/2011 4:13:52 PM
thankful-nickel2$25.005/5/2011 5:35:19 PM
vutah$25.005/5/2011 6:51:41 PM
golffish2$50.005/6/2011 4:03:27 AM
zorg77$50.005/6/2011 4:32:48 AM
Moe87$49.345/6/2011 9:56:36 AM
trumpeter5$25.005/6/2011 1:03:10 PM
hellasow$50.005/6/2011 3:52:39 PM
yf99yz$25.005/6/2011 10:02:37 PM
dough-rocket$30.005/7/2011 2:17:04 AM
mrxtravis$25.005/7/2011 3:42:17 AM
loanman2007$200.005/7/2011 5:15:56 AM
moneybags16$25.005/7/2011 1:38:55 PM
larryboy10$25.005/7/2011 2:15:53 PM
SV-AZ$36.725/7/2011 3:34:46 PM
clemclan$33.335/7/2011 7:48:01 PM
credit-missile$25.005/8/2011 8:24:02 AM
kwan$25.005/8/2011 9:59:33 AM
fairness-atmosphere$25.005/8/2011 2:07:46 PM
riveting-credit5$100.005/9/2011 6:27:45 AM
moola-monger9$50.005/9/2011 7:15:15 AM
f4Tex$109.995/9/2011 9:17:52 AM
brandon612$25.005/9/2011 2:46:15 PM
JauaFlash$25.005/9/2011 4:50:50 PM
intrepid-loot$25.005/9/2011 4:42:02 PM
2seriousteachers$25.005/9/2011 4:05:38 PM
FinanceEngine$35.005/9/2011 5:03:30 PM
Byrd24$100.005/9/2011 5:44:21 PM
irrelevant$25.005/5/2011 9:10:03 AM
lendstats_com$400.005/5/2011 9:27:03 AM
hidavehi$29.005/5/2011 9:04:16 AM
CoolPlexer$25.005/5/2011 9:10:15 AM
credit-missile$75.005/5/2011 9:46:19 AM
DasMula$27.005/5/2011 12:04:06 PM
bassman2$25.005/5/2011 10:10:25 AM
RainMakers$25.005/5/2011 1:04:22 PM
janeybooboo$200.005/5/2011 11:16:40 AM
SolarMoonshine$50.005/5/2011 4:47:11 PM
open-minded-fund9$50.005/5/2011 6:39:03 PM
UCLA4life$60.005/6/2011 1:40:23 AM
zone6$100.005/6/2011 6:08:34 AM
Bill88$30.775/6/2011 8:28:40 AM
mad-scientist0$50.005/6/2011 5:34:39 AM
upbeat-finance8$25.005/6/2011 9:15:49 AM
wealth-starfish$45.005/6/2011 9:55:19 AM
twjh$25.005/6/2011 2:55:35 PM
beachliving29$107.135/6/2011 3:31:03 PM
InChicago$100.005/6/2011 8:16:19 PM
ddoneday$25.005/7/2011 4:29:48 AM
platinum-admiral8$25.005/7/2011 7:11:17 AM
Mikale360$25.005/7/2011 7:15:16 AM
Integrity1st$173.445/7/2011 1:23:24 PM
CA-Lender$25.055/7/2011 4:50:37 PM
investment-daydream$150.005/7/2011 2:11:47 PM
loss-of-control$50.005/7/2011 8:11:55 PM
Reliance_Banker$25.005/7/2011 8:31:50 PM
riveting-credit5$250.185/7/2011 9:43:00 PM
cbivitz$50.005/8/2011 2:48:41 AM
Bocephus1959$40.005/8/2011 1:59:35 PM
Sambamm1$50.005/8/2011 3:00:34 PM
bambampk$28.005/8/2011 6:03:07 PM
shrewd-asset$25.005/8/2011 6:38:05 PM
BuildingShanghai$150.005/9/2011 12:05:01 AM
chameleon125$50.005/9/2011 6:42:34 AM
Rogesparkguy$25.005/9/2011 11:31:20 AM
Rider$50.005/9/2011 10:51:38 AM
lender12345$200.005/9/2011 2:39:40 PM
Nailman88$25.005/9/2011 2:48:26 PM
Champion_Lending$25.005/9/2011 2:57:04 PM
wheel184$26.005/9/2011 6:30:24 PM
MoneyForNothing$17.855/9/2011 6:31:44 PM
77 Investments
 
Borrower Payment Dependent Notes Series 505485
This series of Notes was issued and sold upon the funding of the borrower loan #49280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  May-06-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $62.66
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1995 Debt/Income ratio: 6%
Credit score: 840-859 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,507Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: cosmof16 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Backyard Improvement
Purpose of loan:
This loan will be used to improve the backyard in my new house. I have to install grass, gravel and a patio.

My financial situation:
I am a good candidate for this loan because I have a constant income and would rather use prosper then a credit card to pay for the improvement. The total project is projected to cost $5500. I have $4000 in cash so the loan will cover the rest pull a little extra for unforseen cost overruns.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kulender$100.005/6/2011 9:18:52 AM
blooming-market$25.005/6/2011 9:19:55 AM
Leopoldine$25.005/6/2011 9:22:13 AM
kenji4861$25.005/6/2011 9:23:38 AM
indomitable-coin$25.005/6/2011 9:31:38 AM
heavenly-interest9$100.005/6/2011 9:31:24 AM
Approved$50.005/6/2011 9:17:57 AM
antlr$50.005/6/2011 9:20:43 AM
reflective-rupee$200.005/6/2011 9:22:20 AM
Dollars4Rent$50.005/6/2011 9:22:32 AM
blot44$50.005/6/2011 9:23:02 AM
Avala$50.005/6/2011 9:24:03 AM
scrappy-bonus2$25.005/6/2011 9:27:40 AM
DavenportCapital$25.005/6/2011 10:23:21 AM
BURNERA_1$140.005/6/2011 10:38:24 AM
meteoric-deal9$25.005/6/2011 11:18:52 AM
meux99$25.005/6/2011 9:19:33 AM
cashhelp$60.005/6/2011 9:22:59 AM
fcrick$25.005/6/2011 9:23:17 AM
bvzm$50.005/6/2011 9:23:44 AM
unrivaled-silver$50.005/6/2011 9:24:37 AM
RandyL3$25.005/6/2011 9:31:12 AM
compoundinterest$50.005/6/2011 9:31:29 AM
Nerdster1$25.095/6/2011 9:53:09 AM
DukSerduk$25.005/6/2011 9:18:02 AM
dtrain5$25.005/6/2011 9:19:48 AM
useful-currency$25.005/6/2011 9:22:29 AM
ore-genius2$100.005/6/2011 9:23:28 AM
minista$25.005/6/2011 9:23:53 AM
excellent-truth9$25.005/6/2011 10:21:28 AM
jc33148$100.005/6/2011 11:31:33 AM
reflective-rupee$325.005/6/2011 11:36:11 AM
pure-diversification2$50.005/6/2011 11:02:30 AM
FoosMaster$25.005/6/2011 11:02:47 AM
34 Investments
 
Borrower Payment Dependent Notes Series 505549
This series of Notes was issued and sold upon the funding of the borrower loan #49248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-06-2011 
Term: 36 months Listing End date:  May-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $195.97
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1994 Debt/Income ratio: 46%
Credit score: 700-719 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,621Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: balance-sage8 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Just a lil help
Purpose of loan:
This loan will be used to... car repairs and pay off some bills

My financial situation:
I am a good candidate for this loan because... I have a good track record of repaying my debts


Monthly net income: $4500
Monthly expenses: $2320
Housing: $0
Insurance: $133
Car expenses: $673
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $817
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vine99$50.005/6/2011 9:11:09 AM
reflective-rupee$200.005/6/2011 11:43:36 AM
Rogelio48$30.005/6/2011 7:55:06 PM
yf99yz$25.005/8/2011 12:29:17 PM
zorg77$39.855/8/2011 9:50:33 PM
BuildingShanghai$150.005/9/2011 12:06:29 AM
worth-blanket2$3,150.005/9/2011 10:56:15 AM
first-dinero-igloo$25.005/9/2011 12:10:32 PM
Nailman88$25.005/9/2011 2:45:09 PM
Bill88$25.005/9/2011 1:23:37 PM
brightest-dignified-penny$25.005/9/2011 4:14:02 PM
diplomatic-coin$25.005/9/2011 7:11:39 PM
irrelevant$25.005/6/2011 9:27:28 AM
SolarMoonshine$25.005/6/2011 2:58:53 PM
SecondChanceLendingSERV$25.005/6/2011 3:22:55 PM
capital-halo1$500.005/6/2011 4:00:58 PM
responsible-worth113$25.005/6/2011 5:44:51 PM
168RichCapital$25.505/7/2011 6:55:48 AM
Kash2010lu$25.005/7/2011 9:46:40 AM
JauaFlash$25.005/9/2011 4:50:24 PM
orange-coin-walnut$50.005/9/2011 5:30:18 PM
rockhound84$4.655/9/2011 8:08:35 PM
22 Investments