Sales Report:Supplement No. 14 dated May 09, 2011 to Prospectus dated Apr 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 500479
This series of Notes was issued and sold upon the funding of the borrower loan #49185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,400.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $148.07
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1981 Debt/Income ratio: 39%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:35y 1m
Amount delinquent: $0 Total credit lines: 35 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,749Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: established-market9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
?
Purpose of loan: pay off credit cards
This loan will be used to...

My financial situation: mid usa credit union. I am a good candidate for this loan because... because i pay my bills on time and will pay this loan back.


Monthly net income: $3574 me, 700 other & 2300 other total $6574
Monthly expenses: $
Housing: $1291.
Insurance: $1940. year
Car expenses: $313.70
Utilities: $220.00
Phone, cable, internet: $189.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00 ?
Credit cards and other loans: $942.00
Other expenses: $95.50 insurance on car and will be paid off in nov.2011
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sfmf$40.004/29/2011 9:07:55 AM
economy-coup$30.004/29/2011 9:19:23 AM
DrewOdette$25.004/29/2011 1:13:51 PM
likeable-hope$27.004/29/2011 1:45:55 PM
diplomatic-wealth7$25.004/29/2011 4:30:40 PM
larryboy10$25.004/29/2011 10:36:21 PM
reflective-rupee$200.004/29/2011 9:04:35 PM
SecondChanceLendingSERV$25.004/30/2011 7:54:43 AM
eboomer2611$25.005/1/2011 8:11:57 PM
nickel-hickory$25.005/2/2011 10:09:28 AM
vutah$25.005/2/2011 6:06:43 PM
the-reliable-trade$100.005/2/2011 6:07:53 PM
taetrade$25.005/3/2011 5:54:45 AM
bonus-demon$50.005/3/2011 10:28:56 AM
pembull$50.005/3/2011 1:31:11 PM
Weaverville$25.005/3/2011 5:24:47 PM
irrelevant$25.005/3/2011 6:50:31 PM
zone6$100.005/4/2011 2:44:17 AM
wonder3$25.005/4/2011 6:05:13 AM
Whipster$25.005/4/2011 4:35:14 AM
I_want_to_help_you$25.005/5/2011 8:18:04 AM
CAGE-Investments$25.005/5/2011 9:44:54 AM
loan-eagle9$25.005/5/2011 11:32:27 AM
careful-note$50.005/5/2011 5:34:59 PM
lending-theory$50.005/5/2011 7:34:50 PM
grampy48$25.005/5/2011 7:37:11 PM
wise-loot-bear$25.005/6/2011 1:50:10 AM
dontjader$141.465/5/2011 7:32:40 PM
melodious-openness$100.005/6/2011 5:06:12 AM
bluehen00$32.825/6/2011 5:37:08 AM
clean-value5$30.005/6/2011 5:54:04 AM
RMI_Babylon$25.005/6/2011 7:02:18 AM
groundsquirrel$25.005/6/2011 7:29:13 AM
payout-network1$97.005/6/2011 4:57:48 AM
credit-missile$25.005/6/2011 6:19:40 AM
capital-halo1$259.615/6/2011 8:25:03 AM
ingenious-deal6$25.004/29/2011 9:16:20 AM
the-enthralling-coin$25.004/29/2011 9:23:05 AM
RyanM561$25.004/29/2011 12:47:31 PM
Legally_Blonde$25.004/30/2011 8:23:05 AM
lotuss4$49.994/30/2011 12:47:50 PM
2grindstones$25.005/1/2011 2:03:48 PM
Sudoku$50.005/1/2011 5:49:49 PM
rupee_power$34.505/2/2011 9:57:13 AM
janeybooboo$100.005/2/2011 3:30:57 PM
mrxtravis$25.005/3/2011 3:21:36 AM
DasMula$57.005/3/2011 8:46:16 AM
best-ingenious-funds$25.005/4/2011 5:25:18 PM
Reliance_Banker$25.005/4/2011 7:19:10 PM
worldpower2$25.005/5/2011 5:18:47 AM
alterlatina$25.005/5/2011 6:29:06 PM
JPMorrisLegacyFund$193.985/5/2011 10:09:47 PM
cash-architect$25.005/5/2011 10:16:03 PM
Dskillz$50.005/5/2011 7:06:13 PM
investment-habanero8$100.005/6/2011 3:41:54 AM
careful-note1$25.005/6/2011 5:34:58 AM
Chex$288.645/6/2011 6:12:32 AM
TheCount$25.005/6/2011 6:29:13 AM
fenderxes$25.005/6/2011 6:46:48 AM
Bob450$25.005/6/2011 8:02:06 AM
bbt210$68.005/6/2011 5:38:45 AM
Rip128$100.005/6/2011 6:41:43 AM
javelin0$50.005/6/2011 7:55:42 AM
Frankk2$25.005/6/2011 8:18:08 AM
64 Investments
 
Borrower Payment Dependent Notes Series 501345
This series of Notes was issued and sold upon the funding of the borrower loan #49135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,229.03 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Apr-08-2011 
Term: 60 months Listing End date:  Apr-22-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $271.41
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1994 Debt/Income ratio: 16%
Credit score: 820-839 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:17y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $207Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: blue-steady-yield Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital and Inventory
Purpose of loan:
This loan will be used to help build working capital and inventory for a restaurant in Albuquerque, NM. We are opening May 21, 2011 and want to have additional working capital for the opening date. The construction build out is paid for, furniture and fixtures are paid.

My financial situation:
I am a good candidate for this loan because I have been a long time employee of the Ranchers Club as a Senior Captain and Wine Steward for over 17 years. I currently have over $60,000 in the bank, just want to secure more funds. I only have one debt which is my house, I have no other debt including credit cards or other loans. I will be able to pay this loan with no problem.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$50.004/8/2011 9:28:41 AM
Peterman$25.004/8/2011 11:57:16 AM
Zolton$100.004/8/2011 11:56:09 AM
interest-exec9$25.004/8/2011 12:54:34 PM
reflective-rupee$111.114/8/2011 1:30:55 PM
wanna-help$50.004/8/2011 3:36:57 PM
sharp-trade0$25.004/10/2011 6:57:11 PM
patriot897$25.004/11/2011 4:49:52 PM
p40thawk$25.004/11/2011 5:28:23 PM
simplelender80$100.004/11/2011 6:28:02 PM
sharp-income2$25.004/12/2011 10:18:14 AM
chris-heretoinvest$25.004/12/2011 7:10:34 PM
Mariner3605$25.004/12/2011 5:35:57 PM
rmbot$75.004/12/2011 5:45:26 PM
enthralling-deal180$50.004/13/2011 5:48:08 AM
Rogesparkguy$25.004/14/2011 10:21:33 AM
Tradesmanlender$25.004/15/2011 9:56:23 AM
1fletch$188.714/15/2011 2:53:35 PM
radforj22$25.004/15/2011 8:29:30 PM
California04$50.004/16/2011 5:06:00 PM
bid-czar8$50.004/17/2011 5:46:52 PM
Alpha-AssistU$25.004/18/2011 4:24:18 AM
djh47a$25.004/18/2011 10:47:01 AM
repaintandrepair$28.264/18/2011 9:42:23 AM
philgreen$50.004/19/2011 10:25:03 AM
cash-cymbal$25.004/19/2011 10:38:04 AM
loot-heart$25.004/19/2011 12:30:31 PM
gnar$25.004/19/2011 5:39:27 PM
best-phenomenal-treasure$25.004/19/2011 7:18:22 PM
orderandprogress$25.004/19/2011 10:21:33 PM
reflective-cash0$50.004/20/2011 5:31:32 AM
Hondo$25.004/20/2011 1:20:53 PM
superb-funds335$25.004/20/2011 3:05:11 PM
Bill88$25.004/20/2011 3:13:20 PM
sunny-justice9$25.004/20/2011 4:31:43 PM
revops2008$25.004/20/2011 3:58:26 PM
medman$25.004/20/2011 3:59:24 PM
georgedorn$50.004/20/2011 4:59:39 PM
terrific-return$25.004/20/2011 4:58:50 PM
celkram$25.004/20/2011 9:49:20 PM
SOBRO-FINANCE$25.004/20/2011 11:19:05 PM
AM2171$37.004/20/2011 7:29:25 PM
theboat$25.004/20/2011 8:24:41 PM
IIP77$25.004/21/2011 2:01:41 AM
siesta100$50.004/21/2011 6:09:53 AM
CPAMAN$25.004/21/2011 7:49:28 AM
Raven39$25.004/21/2011 8:26:37 AM
jcfung1$25.004/21/2011 8:26:10 AM
mrfixerupper$25.004/21/2011 8:31:12 AM
credit-vinyl$25.004/21/2011 8:32:02 AM
revenue-officer36$100.004/21/2011 9:34:56 AM
rhodylend$25.004/21/2011 9:31:19 AM
ranstlin$25.004/21/2011 9:35:17 AM
commanding-income774$25.004/21/2011 8:16:03 AM
r6cwt$25.004/21/2011 9:40:17 AM
ersheido$50.004/21/2011 10:12:32 AM
friendly-moola0$500.004/21/2011 10:21:51 AM
panegryst$100.004/21/2011 10:29:40 AM
KrisKringle$70.004/21/2011 11:10:03 AM
a-tranquil-liberty$25.004/21/2011 9:36:08 AM
Mlusher$138.884/21/2011 12:51:50 PM
tuffshorty$50.004/21/2011 10:13:49 AM
iolaire$25.004/21/2011 1:24:56 PM
Bank42$50.004/21/2011 10:37:36 AM
momoney2lend$25.004/21/2011 1:23:54 PM
gold-disk$50.004/21/2011 1:33:32 PM
boj2007$50.004/21/2011 2:29:18 PM
LongTermCapital$100.004/21/2011 11:45:44 AM
Theodon$25.004/21/2011 12:24:46 PM
Steveoo1$25.004/21/2011 12:36:00 PM
best-generosity-financier$50.004/21/2011 3:13:17 PM
credit-bliss8$25.004/21/2011 2:47:40 PM
1SteelerFan$30.004/21/2011 2:57:31 PM
Victor-E-Lane$25.004/21/2011 1:41:16 PM
FredHead3$38.734/21/2011 3:04:26 PM
titilsbie14$40.004/21/2011 4:43:50 PM
rolandweary$25.004/21/2011 4:18:48 PM
palace2$400.004/21/2011 5:18:19 PM
LeReve$50.004/21/2011 5:21:30 PM
BritDad$25.004/21/2011 6:24:31 PM
tampa_cmc$50.004/21/2011 7:34:22 PM
busnssmn$25.004/21/2011 6:09:16 PM
mgking007$25.344/21/2011 9:23:13 PM
soulwork$25.004/21/2011 7:34:17 PM
frobin$50.004/21/2011 11:44:39 PM
Hexnut$50.004/21/2011 10:10:44 PM
usd1027$25.004/22/2011 1:11:52 AM
Sixmil$81.024/22/2011 2:31:05 AM
reueljw$25.004/22/2011 2:42:27 AM
ArmyGuy$25.004/22/2011 2:46:03 AM
Divr555$28.884/22/2011 2:55:50 AM
Cutts$25.004/22/2011 2:56:18 AM
PCGeekWI$25.004/21/2011 9:59:06 PM
Philosonie$31.444/22/2011 2:57:22 AM
Maeby$42.254/21/2011 11:05:10 PM
Preteur$25.004/22/2011 3:00:08 AM
rjleves$25.004/22/2011 3:15:34 AM
PaulW$25.004/22/2011 2:30:14 AM
BeachWalkz$25.004/22/2011 3:11:36 AM
SelectTrustLending$25.004/22/2011 3:12:01 AM
lostontheedge$25.004/22/2011 3:14:16 AM
zenchef$31.444/22/2011 3:25:41 AM
littlemonkey$25.004/22/2011 2:41:50 AM
romario$25.004/22/2011 2:43:07 AM
Trinkaloki$25.004/22/2011 2:43:22 AM
BzJ108$25.004/22/2011 2:58:10 AM
breadbroker$25.004/22/2011 3:37:16 AM
peace-maximizer8$25.004/22/2011 3:51:08 AM
amijo$25.004/22/2011 3:12:46 AM
newest-bountiful-basis$25.004/22/2011 3:56:42 AM
youthful-greenback3$25.004/22/2011 3:59:15 AM
acropiloterau2002$25.004/22/2011 3:17:18 AM
Anny-Disco$75.004/22/2011 4:04:22 AM
UT-Longhorn$25.004/22/2011 3:52:17 AM
valiant-liberty4$25.004/22/2011 3:54:57 AM
ticketman2$25.004/22/2011 3:34:35 AM
selector568$29.594/22/2011 3:40:38 AM
velocity-solo$25.004/22/2011 4:02:28 AM
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soular21804$25.004/22/2011 6:20:31 AM
anton$900.004/22/2011 6:44:05 AM
najmn103$25.004/22/2011 7:00:26 AM
ADSFL05$25.004/22/2011 7:19:23 AM
HardLender$50.004/22/2011 8:35:21 AM
pnace$50.004/22/2011 8:35:56 AM
Headhunter14$25.004/8/2011 10:39:48 AM
BxRealtor$25.004/8/2011 11:58:02 AM
efficient-treasure0$25.004/8/2011 8:30:34 PM
caring-hope2$100.004/9/2011 7:26:20 AM
diplomatic-wealth7$25.004/9/2011 6:13:07 PM
Bank_Of_XL$25.004/10/2011 12:20:30 PM
GoingFishing$25.004/10/2011 3:59:00 PM
Paragon13$50.004/10/2011 9:27:20 PM
yield-seeker$25.004/11/2011 8:38:35 AM
loyalty-czar$58.224/11/2011 2:59:14 PM
lendsalot$50.004/12/2011 9:23:59 AM
goldsun$25.004/12/2011 6:04:10 PM
bold-durability-drum$50.004/13/2011 12:22:46 PM
availableloan$25.004/13/2011 7:11:19 PM
lender2611$50.004/13/2011 8:11:44 PM
worthy-bid8$50.004/14/2011 6:14:20 AM
MasterJin$25.004/14/2011 12:13:45 PM
Weaverville$50.004/14/2011 7:28:32 PM
AFairDeal$50.004/16/2011 7:34:48 AM
ursus$100.004/18/2011 8:59:16 AM
commitment-cadence$50.004/18/2011 5:00:39 PM
DreDub$50.004/19/2011 10:19:05 AM
treasure-kazoo$50.004/19/2011 5:37:52 PM
paymentologist$50.004/19/2011 5:42:53 PM
kenji4861$25.004/19/2011 5:47:36 PM
balanced-rupee$50.004/19/2011 6:29:32 PM
wwwUniversal$25.004/20/2011 2:21:48 AM
sonnet771$50.004/20/2011 12:49:44 AM
jazzlender$25.004/20/2011 9:24:45 AM
ingenious-order783$25.004/20/2011 10:02:47 AM
williemc44$25.004/20/2011 12:25:03 PM
melodious-fairness$50.004/20/2011 12:44:19 PM
krd_Chicago$100.004/20/2011 11:33:06 AM
Ripsaw4U$50.004/20/2011 2:12:46 PM
fantastic-wampum1$100.004/20/2011 2:25:20 PM
jescowa$50.004/20/2011 3:04:22 PM
cymbal097$50.004/20/2011 1:55:04 PM
Ocean713$50.004/20/2011 3:25:09 PM
Rinastiti$50.004/20/2011 3:26:14 PM
Soxxes$25.004/20/2011 4:25:39 PM
Artist_Blue$25.004/20/2011 6:40:51 PM
midde551$25.004/20/2011 6:54:31 PM
durability-mad-scientist4$50.004/20/2011 7:56:01 PM
justice-dna$35.004/20/2011 6:08:53 PM
wtrboy$50.004/20/2011 10:15:00 PM
irrelevant$25.004/21/2011 2:36:10 AM
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gold-sushi$25.004/21/2011 8:27:24 AM
BenefactorX$25.004/21/2011 8:49:16 AM
Banker7371$25.004/21/2011 8:31:35 AM
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zbfamwl$25.004/21/2011 8:32:37 AM
reflective-rupee$100.554/21/2011 9:02:09 AM
maschinenbau$25.004/21/2011 9:34:10 AM
WindyKid$50.004/21/2011 9:34:21 AM
profit-powerplant$56.114/21/2011 10:43:30 AM
momentous-coin$34.004/21/2011 10:54:34 AM
agile-loan0$25.004/21/2011 9:34:28 AM
maximizer$50.004/21/2011 9:49:20 AM
aasx1108$25.004/21/2011 1:57:52 PM
wellsfrugal$50.004/21/2011 11:24:16 AM
gardenofeden$27.934/21/2011 11:59:27 AM
commitment-galaxy$25.004/21/2011 12:21:23 PM
astute-benjamins$25.004/21/2011 2:34:03 PM
bid-papyrus$25.004/21/2011 2:39:27 PM
teejay411$100.004/21/2011 3:15:57 PM
kindness-jedi$25.004/21/2011 1:15:42 PM
meenan$35.824/21/2011 4:19:54 PM
balance2$25.004/21/2011 4:49:13 PM
Lender0010$50.004/21/2011 4:17:57 PM
Chauncey_Gardener$50.004/21/2011 4:18:45 PM
worldly-community3$50.004/21/2011 5:35:18 PM
Barky52$25.004/21/2011 6:45:47 PM
Alittleluck$25.004/21/2011 7:24:26 PM
MoneyTree79$50.004/21/2011 7:53:47 PM
adir1$25.004/21/2011 8:59:30 PM
worklessmakemore$50.004/21/2011 7:54:18 PM
hopethisworks$50.004/21/2011 9:59:52 PM
diplomatic-wealth7$50.004/21/2011 7:29:40 PM
durability-stronghold1$100.004/21/2011 10:41:40 PM
vanderhp$25.004/21/2011 11:20:56 PM
fortytwo$88.204/22/2011 2:31:26 AM
blissful-penny$55.714/21/2011 9:00:22 PM
13nd3r$25.004/22/2011 2:40:54 AM
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SnakeV$25.004/22/2011 2:48:02 AM
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kurg$25.004/22/2011 2:55:40 AM
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hayhelp$25.004/22/2011 6:35:05 AM
unbelievable-diversification8$25.004/22/2011 3:59:10 AM
fun2invest$25.004/22/2011 4:45:04 AM
market-pudding$25.004/22/2011 4:55:33 AM
commerce-yeller$50.004/22/2011 5:49:55 AM
Eagledrop$25.004/22/2011 7:29:55 AM
misstdoe$50.004/22/2011 6:10:02 AM
intrepid-loot$100.004/22/2011 6:00:10 AM
Rockymtnhi$50.004/22/2011 8:30:28 AM
skurfa$25.004/22/2011 7:49:42 AM
GoingFishing$25.004/22/2011 9:20:20 AM
262 Investments
 
Borrower Payment Dependent Notes Series 503159
This series of Notes was issued and sold upon the funding of the borrower loan #49138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-25-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $313.32
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.44%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1994 Debt/Income ratio: 14%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,657Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: commerce-jujitsu5 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan:
This loan will be used to consolidate my credit card balances, allowing me to:

-- pay less in interest, because this loan gives me a lower APR than what any of my credit cards offer;
-- automatically deduct my loan payments from my account, making it effortless and eliminating the temptation to pay less per month than I could and should; and
-- have fixed monthly payments that will be easier to track and budget around.

My financial situation:
I am a good candidate for this loan because I have very stable employment, the means to make the monthly payments, and have never been delinquent on a debt obligation. I'm not soliciting this loan because of an emergency or anything like that, thankfully; I'm only trying to shave a few percentage points off the interest I'm currently paying.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
meux99$25.004/25/2011 5:20:32 PM
ore-genius2$100.004/25/2011 5:24:12 PM
balanced-rupee$50.004/25/2011 5:25:21 PM
MasterJin$25.004/25/2011 5:20:43 PM
Carpetkid$50.004/25/2011 5:25:03 PM
nosualcneas$25.004/25/2011 5:24:26 PM
fcrick$25.004/25/2011 5:25:53 PM
MARWARISETH$25.004/25/2011 5:26:05 PM
blooming-market$25.004/25/2011 5:27:10 PM
antlr$50.004/25/2011 5:27:31 PM
useful-currency$25.004/25/2011 5:38:44 PM
smart-kindness8$100.004/25/2011 6:11:24 PM
steves73$50.004/25/2011 9:11:37 PM
neighborly-hope6$50.004/25/2011 10:20:01 PM
inspired-investment8$100.004/25/2011 10:35:50 PM
reflective-rupee$100.224/26/2011 9:32:34 AM
top-epic-community$50.004/26/2011 11:35:21 AM
Weaverville$100.004/26/2011 8:38:41 PM
klinebarger$25.004/26/2011 9:27:33 PM
rmachi$25.004/27/2011 8:08:24 AM
wjf60$25.004/27/2011 8:46:35 AM
logical-reward8$25.004/27/2011 12:29:52 PM
JJ9876$50.004/27/2011 6:18:34 PM
credible-durability$25.004/27/2011 6:19:29 PM
a-exponential-hope$25.004/27/2011 6:26:33 PM
RandyL3$25.004/27/2011 6:18:08 PM
damage$25.004/27/2011 8:25:28 PM
Speedracer12$50.004/27/2011 7:45:37 PM
DukSerduk$25.004/27/2011 10:02:26 PM
determined-nickel30$25.004/28/2011 9:43:56 AM
hope-lightning1$250.004/28/2011 9:56:41 AM
openness-viking$25.004/28/2011 1:42:19 PM
the-enthralling-coin$25.004/28/2011 6:03:59 PM
unrivaled-silver$50.004/29/2011 10:20:18 AM
winlender$25.004/29/2011 11:31:26 AM
dharma1$25.004/29/2011 6:11:27 PM
FlexFunding$50.004/30/2011 5:59:06 AM
TomKacz$100.004/30/2011 7:24:33 AM
lukeskywalkerkp$25.004/30/2011 11:08:53 AM
life-is-great$25.005/1/2011 6:41:36 AM
drkosh$25.005/1/2011 7:37:11 AM
myworld701$25.005/1/2011 4:16:49 PM
penny-finder$35.005/2/2011 7:16:19 AM
rockstar78$50.005/2/2011 9:40:05 AM
surfsider123$25.005/2/2011 4:57:01 PM
Avala$50.005/2/2011 6:19:41 PM
fair-gain8$50.005/2/2011 7:24:27 PM
nuclearmoose$50.005/2/2011 9:40:33 PM
investment-comet$25.005/3/2011 3:40:02 AM
secureincome$1,000.005/3/2011 8:29:24 AM
Ratgirl$25.005/3/2011 7:35:38 AM
Roundhouse$100.005/3/2011 9:34:22 AM
durability-starfish$25.005/3/2011 9:47:24 AM
exciting-fairness8$50.005/3/2011 9:41:16 AM
octoberfresh$25.005/3/2011 9:42:32 AM
gold-blanket$35.075/3/2011 11:47:17 AM
LovinMe$25.005/3/2011 12:50:23 PM
jeffpac$50.005/3/2011 1:39:56 PM
astute-benjamins$25.005/3/2011 2:45:41 PM
balance-voyager$50.005/3/2011 1:40:55 PM
gain-kitten$25.005/3/2011 1:43:05 PM
LHSK$25.005/3/2011 8:54:02 PM
rapid-loyalty1$50.005/3/2011 7:06:12 PM
jeffc92$32.915/4/2011 1:36:03 AM
Charmart$25.005/3/2011 8:51:20 PM
thedoctor$82.575/4/2011 1:22:51 AM
BankofBeth$25.005/4/2011 9:13:35 AM
cmg891$50.005/4/2011 9:39:03 AM
community-piccolo0$25.005/4/2011 10:24:40 AM
nex$25.005/4/2011 11:20:49 AM
Interstate_Rate$50.005/4/2011 12:04:52 PM
VBinvestor$100.005/4/2011 12:04:59 PM
ore-dojo$25.005/4/2011 3:44:00 PM
euro-broadcaster$50.005/4/2011 1:58:46 PM
principal-bull$25.005/4/2011 5:00:03 PM
gsp1885$37.005/4/2011 11:27:32 PM
bold-engrossing-kindness$29.005/5/2011 1:07:55 AM
Preteur$25.005/5/2011 1:43:15 AM
LoanBrkr$50.005/4/2011 10:19:58 PM
best-ingenious-funds$25.005/5/2011 2:20:30 AM
blissful-note7$50.005/5/2011 3:19:04 AM
repayment-pudding$25.005/5/2011 8:37:09 AM
heerzaquestion$100.005/5/2011 9:05:33 AM
uagrad$150.005/5/2011 9:51:34 AM
the-pragmatic-fund$50.005/5/2011 9:50:16 AM
magnetic-vigilance3$100.005/5/2011 10:08:28 AM
jn_tiger$30.005/5/2011 9:49:14 AM
QuidProQuo4u$95.005/5/2011 11:26:55 AM
lawyervon$25.005/5/2011 9:58:01 AM
jjb3$25.005/5/2011 9:59:07 AM
conqueror359$40.005/5/2011 1:04:35 PM
pbandjb$25.005/5/2011 12:20:26 PM
cash-queen$50.005/5/2011 12:23:38 PM
revenue-appraiser$25.005/5/2011 12:31:37 PM
durable-funds3$212.155/5/2011 10:48:54 AM
vivid-velocity7$50.005/5/2011 2:32:22 PM
return-chooser8$45.005/5/2011 3:41:07 PM
javelin0$215.845/5/2011 4:47:46 PM
5kids5$50.735/5/2011 4:38:19 PM
Tech-Entrepreneur$25.005/5/2011 4:44:21 PM
indomitable-coin$50.004/25/2011 5:21:02 PM
minista$25.004/25/2011 5:27:49 PM
dtrain5$25.004/25/2011 5:20:24 PM
MrDavid$50.004/25/2011 5:22:28 PM
bvzm$50.004/25/2011 5:25:13 PM
Dollars4Rent$50.004/25/2011 5:25:29 PM
serene-truth2$50.004/25/2011 5:25:39 PM
compoundinterest$50.004/25/2011 5:24:38 PM
kenji4861$25.004/25/2011 5:24:55 PM
worthy-bid8$100.004/25/2011 5:25:35 PM
availableloan$25.004/25/2011 6:16:21 PM
dedication-point$25.004/26/2011 1:09:34 PM
C_Mark$100.004/27/2011 6:52:24 AM
AmericanCredit$25.004/27/2011 7:05:42 AM
rss197$25.004/27/2011 7:44:52 AM
currency-persimmon$100.004/27/2011 11:44:39 AM
retiresecure$50.004/27/2011 4:14:08 PM
radforj22$50.004/27/2011 6:15:13 PM
a-responsible-return$50.004/27/2011 6:17:45 PM
unafraid-return496$25.004/28/2011 9:43:07 AM
bold-sensible-basis$25.004/28/2011 11:08:57 AM
subtle-revenue0$25.004/28/2011 2:39:46 PM
abundant-velocity7$50.004/29/2011 10:19:24 AM
panegryst$25.004/29/2011 11:21:44 AM
jga516$25.004/29/2011 11:33:51 AM
valiant-liberty4$25.004/29/2011 1:05:26 PM
velocity-solo$25.004/29/2011 1:07:49 PM
Leopoldine$25.004/29/2011 1:14:48 PM
ets2011$25.004/29/2011 3:58:29 PM
accelerator96$25.004/29/2011 6:32:27 PM
ytjameslee$50.004/30/2011 4:07:48 AM
GhaChr$25.004/30/2011 4:24:37 PM
elasermd$50.004/30/2011 3:05:46 PM
thankful-nickel2$50.004/30/2011 8:07:17 PM
knark$25.005/1/2011 8:20:03 AM
cablenews$50.005/1/2011 4:48:11 PM
peace-flower9$50.005/2/2011 9:48:51 AM
mster9ball$25.005/2/2011 10:00:51 AM
asset-beeper8$50.005/2/2011 9:50:51 AM
_wally_$50.005/2/2011 12:32:32 PM
BlackCat36$50.005/2/2011 2:49:17 PM
unclejaef$25.005/2/2011 3:25:40 PM
Aimvest$25.005/2/2011 5:40:10 PM
ingenious-truth0$50.005/2/2011 6:08:20 PM
Tomeus$50.005/2/2011 6:25:36 PM
jcjdingdong$30.005/2/2011 9:59:55 PM
GElender$50.005/3/2011 6:19:41 AM
heroic-p2ploan2$50.005/3/2011 9:35:54 AM
scott73$25.005/3/2011 8:34:50 AM
reflective-rupee$100.005/3/2011 9:42:57 AM
efficient-treasure0$25.005/3/2011 10:18:26 AM
bouvierchamp$28.425/3/2011 1:40:57 PM
mistertao$25.005/3/2011 1:42:35 PM
persistent-worth$25.005/3/2011 1:43:02 PM
credit-mongoose5$25.005/3/2011 12:07:57 PM
PThor$25.005/3/2011 1:54:39 PM
HarvardCrimson$50.005/3/2011 3:21:40 PM
yoyoclock$25.005/3/2011 1:43:08 PM
blot44$50.005/3/2011 8:14:22 PM
designer_10$50.005/3/2011 7:08:57 PM
g314$30.005/3/2011 9:04:47 PM
Nerdster1$25.095/4/2011 4:07:04 AM
gentle-gold$25.005/4/2011 4:10:03 AM
kulender$100.005/4/2011 6:24:29 AM
GodzillaLending$25.005/4/2011 2:00:19 AM
dochelp$50.005/4/2011 3:30:32 AM
Mad_Scientist$50.005/4/2011 8:01:31 AM
newest-organic-rupee$25.005/4/2011 8:49:07 AM
Darrkblu$25.005/4/2011 9:49:52 AM
aznatama$50.005/4/2011 9:50:07 AM
108lender$200.005/4/2011 10:25:02 AM
eloquent-money2$50.005/4/2011 9:57:52 AM
focused-dime453$50.005/4/2011 10:09:07 AM
skydiver111$25.005/4/2011 11:59:34 AM
payment-halo$25.005/4/2011 1:16:16 PM
vutah$25.005/4/2011 4:23:31 PM
river-change$25.005/4/2011 5:02:37 PM
Zoramite$25.005/4/2011 5:25:03 PM
tampalender$50.005/4/2011 4:37:17 PM
knowledgeable-payment7$25.005/4/2011 5:51:59 PM
kyomoon$50.005/4/2011 6:06:02 PM
bds9646$26.005/5/2011 1:53:03 AM
BankingFamily$25.005/5/2011 1:51:35 AM
wonderous-power$25.005/5/2011 8:23:17 AM
BuildingShanghai$195.005/5/2011 8:37:10 AM
Icon_88$50.005/5/2011 9:47:56 AM
blue-horizon$25.005/5/2011 9:51:29 AM
otalon$50.005/5/2011 10:34:00 AM
orange-ferocious-loyalty$250.005/5/2011 2:19:48 PM
basis-wizard8$50.005/5/2011 11:40:46 AM
Freestyled$25.005/5/2011 11:41:58 AM
boxorox$50.005/5/2011 12:15:53 PM
192 Investments
 
Borrower Payment Dependent Notes Series 503185
This series of Notes was issued and sold upon the funding of the borrower loan #49208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,053.02 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $407.90
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1998 Debt/Income ratio: 27%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:7y 11m
Amount delinquent: $832 Total credit lines: 36 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,374Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: efficient-pound9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Integrity Legal Services
Purpose of loan:
This loan will be used to...cash flow for business

My financial situation:
I am a good candidate for this loan because..Our company has always made money one of our main vendors just went to 60 day billing so the loan will be used to prepay subcontractors, we will always have cash flow to pay the loan. I also work full time with an established compant that pays me over 45K per year.


Monthly net income: $6100.00
Monthly expenses: $3850
Housing: $1325.00
Insurance: $65.00
Car expenses: $200.00
Utilities: $125.00
Phone, cable, internet: $115.00
Food, entertainment: $450.00
Clothing, household expenses: $200.00
Credit cards and other loans: $400.00
Other expenses: $n 650.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/22/2011 9:02:32 AM
top-courteous-peso$50.004/22/2011 9:01:48 AM
SimpleChoice$25.004/22/2011 10:07:49 AM
worldly-community3$50.004/25/2011 8:26:08 PM
the-reliable-trade$100.004/28/2011 9:53:00 AM
benefit-prescription6$100.004/28/2011 10:00:10 AM
mtp$50.004/28/2011 8:11:43 PM
Zimbu$25.004/29/2011 1:16:42 PM
kindness-jedi$30.004/29/2011 1:21:19 PM
richboy56$25.004/29/2011 5:35:04 PM
payment-jalapeno9$50.004/30/2011 5:46:23 AM
first-upright-payout$25.005/1/2011 10:06:40 AM
kevin314$25.005/1/2011 12:29:55 PM
yield-visionary4$50.005/2/2011 2:16:02 PM
cablenews$75.005/2/2011 5:53:35 PM
SanJoser$25.005/2/2011 6:18:23 PM
blue-lucrative-rate$25.005/2/2011 10:40:00 PM
worthy-bid8$50.005/3/2011 6:22:06 AM
determined-revenue1$25.005/3/2011 9:50:05 AM
exciting-fairness8$50.005/3/2011 9:40:30 AM
listing-demon$50.005/3/2011 10:20:21 AM
bonus-demon$25.005/3/2011 10:21:35 AM
efficient-treasure0$25.005/3/2011 10:16:05 AM
unrivaled-silver$50.005/3/2011 10:36:51 AM
loot-pursuit5$50.005/3/2011 1:04:43 PM
fair-pound5$100.005/3/2011 5:30:23 PM
irrelevant$25.005/3/2011 6:40:36 PM
numero-uno643$25.005/3/2011 10:44:38 PM
kulender$50.005/4/2011 6:30:35 AM
careful-note$50.005/4/2011 8:02:32 AM
silver-wonder278$25.005/4/2011 7:59:37 AM
don8ter$25.005/4/2011 8:32:54 AM
cmg891$25.005/4/2011 9:39:35 AM
platinum-admiral8$50.005/4/2011 9:30:31 AM
108lender$100.005/4/2011 10:25:50 AM
power-explosion4$25.005/4/2011 11:22:13 AM
triumphant-point5$50.005/4/2011 4:44:48 PM
credit-investor5$50.005/4/2011 5:29:23 PM
wise-deal-gravitas$100.005/4/2011 5:34:49 PM
FormulaTroll$25.005/4/2011 5:34:24 PM
tranquil-revenue$25.005/4/2011 5:35:55 PM
dochelp$50.005/4/2011 5:36:06 PM
integrity-trumpet$25.005/4/2011 5:35:46 PM
visionary-community$25.005/4/2011 8:44:17 PM
nick456sd$50.005/4/2011 9:35:29 PM
commitment-orbiter5$50.005/4/2011 9:29:07 PM
jasonj72$25.005/4/2011 8:25:01 PM
palace2$400.005/4/2011 11:41:27 PM
melodious-fairness$50.005/5/2011 2:13:32 AM
onetuxllc$50.005/5/2011 7:09:00 AM
nickel-demon2$100.005/5/2011 9:37:17 AM
revenue-tsunami$50.005/5/2011 9:21:36 AM
DeltaComputerGuy$25.005/5/2011 9:22:13 AM
neutrino6$25.005/5/2011 9:31:53 AM
silver-fuse$30.005/5/2011 9:55:36 AM
unrivaled-income5$50.005/5/2011 9:54:29 AM
the-silver-blaster$50.005/5/2011 10:09:33 AM
numero-uno4$50.005/5/2011 10:59:05 AM
Sixmil$100.005/5/2011 10:19:29 AM
uagrad$50.005/5/2011 9:51:40 AM
Icon_88$50.005/5/2011 9:52:37 AM
DLock99$50.005/5/2011 12:44:01 PM
Chervianne$50.005/5/2011 12:38:57 PM
350DGRZ$25.005/5/2011 3:04:19 PM
enriching-liberty629$25.005/5/2011 5:21:23 PM
EtaDuck$50.005/5/2011 5:21:31 PM
mtquan$25.005/5/2011 5:22:35 PM
fair-gain8$50.005/5/2011 5:22:48 PM
rate-caravan7$50.005/5/2011 5:22:53 PM
focused-dime453$50.005/5/2011 5:25:01 PM
TomKacz$100.005/5/2011 5:22:36 PM
joyous-durability8$50.005/5/2011 5:25:21 PM
income-sage9$25.005/5/2011 5:22:54 PM
icchok$50.005/5/2011 5:22:58 PM
DavidCG$25.005/5/2011 5:23:06 PM
flanative$25.005/5/2011 5:26:53 PM
the-upbeat-p2p$50.005/5/2011 5:27:23 PM
ArchonFinancialHoldings$50.005/5/2011 5:26:02 PM
Headhunter14$25.005/5/2011 5:26:42 PM
javelin0$200.005/5/2011 5:07:28 PM
powerful-finance7$25.005/5/2011 5:22:19 PM
GElender$25.005/5/2011 5:22:34 PM
orgy63$50.005/5/2011 5:22:46 PM
bajaruss$25.005/5/2011 5:35:06 PM
jsak74$25.005/5/2011 5:35:37 PM
gold-sushi$25.005/5/2011 5:36:03 PM
busnssmn$25.005/5/2011 5:24:54 PM
marlau$50.005/5/2011 5:25:08 PM
MyPlantsEatBugs$25.005/5/2011 5:25:20 PM
roman2008$25.005/5/2011 5:26:55 PM
wdjnm$50.005/5/2011 5:27:46 PM
honsbedh$25.005/5/2011 5:54:03 PM
breadbroker$25.005/5/2011 5:36:15 PM
bold-basis-supernova$25.005/5/2011 5:37:38 PM
cberthiaume$25.005/5/2011 5:38:01 PM
soulwork$25.005/5/2011 8:09:01 PM
shrewd-income$50.005/5/2011 11:56:03 PM
Cubsfan07$25.005/6/2011 1:19:44 AM
Willylump$25.005/6/2011 1:20:34 AM
TomProsper$25.005/6/2011 1:20:12 AM
alpinaut$25.005/6/2011 1:20:56 AM
Rivervale_Westwood$25.005/6/2011 1:25:35 AM
Vreet$25.485/6/2011 1:25:09 AM
InvestorPartners$25.005/6/2011 1:26:21 AM
reueljw$25.005/6/2011 1:36:12 AM
MakoF16$25.475/6/2011 1:44:24 AM
janus_god$25.005/6/2011 1:47:38 AM
lostontheedge$25.005/6/2011 1:56:03 AM
TK4$26.335/6/2011 1:57:03 AM
mikrolown$41.155/6/2011 2:19:05 AM
income-vault6$25.005/6/2011 2:34:13 AM
unassassinable$25.005/6/2011 2:35:18 AM
successful-agreement7$37.055/6/2011 2:36:27 AM
Seafirst$50.005/6/2011 3:34:06 AM
r48$25.005/6/2011 4:03:32 AM
cingular$25.005/6/2011 4:29:01 AM
LordKinbote$25.005/6/2011 1:19:22 AM
lendme2$28.845/6/2011 1:26:39 AM
ClearLake$25.005/6/2011 1:38:04 AM
Searlzy$25.005/6/2011 1:40:59 AM
LKN2RTR$25.005/6/2011 1:46:50 AM
DadWarbucks$39.545/6/2011 1:47:02 AM
hardwareman$25.005/6/2011 1:54:14 AM
fireboss$30.265/6/2011 1:55:26 AM
slartibardfast$25.005/6/2011 2:04:23 AM
brainy-repayment5$44.815/6/2011 6:51:28 AM
atlantic51$25.005/6/2011 2:09:01 AM
chlebie$26.085/6/2011 2:09:58 AM
jpinversor$50.005/6/2011 8:34:46 AM
Bank_Of_XL$25.004/22/2011 2:42:08 PM
reflective-rupee$200.224/22/2011 3:50:47 PM
miked8303$25.004/27/2011 3:41:24 AM
enthralling-deal180$25.004/27/2011 5:57:02 AM
ingenious-deal6$25.004/27/2011 2:30:50 PM
BxRealtor$25.004/27/2011 3:01:06 PM
unafraid-return496$25.004/28/2011 9:42:34 AM
the-enthralling-coin$25.004/28/2011 6:05:36 PM
DrStaff$30.004/28/2011 6:20:09 PM
Weaverville$25.004/29/2011 8:53:09 AM
point-compadre$50.004/29/2011 1:31:38 PM
sonnet771$50.004/29/2011 3:41:58 PM
Tradesmanlender$25.004/29/2011 3:44:38 PM
Leopoldine$25.004/29/2011 8:36:14 PM
radforj22$25.004/30/2011 10:05:20 AM
bountiful-durability$50.005/1/2011 6:17:21 AM
inspired-investment8$100.005/1/2011 12:26:02 PM
jrbill1998$50.005/1/2011 12:44:49 PM
Artist_Blue$25.005/1/2011 12:42:39 PM
systemlender$50.005/1/2011 12:55:24 PM
nimble-penny1$50.005/2/2011 9:52:57 AM
felicity-maximizer$25.005/2/2011 10:49:50 AM
wwwUniversal$25.005/2/2011 5:38:45 PM
allotment464$100.005/2/2011 5:52:05 PM
blooming-market$25.005/2/2011 5:46:00 PM
GCInvestments$25.005/2/2011 5:53:17 PM
dollardave$100.005/2/2011 11:53:57 PM
happyaric$50.005/2/2011 8:49:13 PM
Supernick$50.005/3/2011 6:46:50 AM
economy-mulberry7$50.005/3/2011 9:38:43 AM
mike_banker$50.005/3/2011 12:50:00 PM
auction-turtle0$25.005/3/2011 12:24:12 PM
life-is-great$25.005/3/2011 12:48:57 PM
justice-circuitry0$50.005/4/2011 8:31:24 AM
_wally_$50.005/4/2011 8:32:04 AM
Ocean713$50.005/4/2011 8:42:30 AM
fulfilling-investment4$52.545/4/2011 6:57:31 AM
ursus$100.005/4/2011 8:01:52 AM
loan-wasp$50.005/4/2011 8:27:21 AM
rockstar78$50.005/4/2011 8:31:54 AM
resource777$50.005/4/2011 9:31:11 AM
Zoramite$25.005/4/2011 9:35:35 AM
tranquil-diversification8$50.005/4/2011 9:30:56 AM
aznatama$50.005/4/2011 9:50:51 AM
p2ploan-embrace6$50.005/4/2011 10:39:51 AM
nex$25.005/4/2011 11:21:29 AM
smilinsam$50.005/4/2011 12:05:23 PM
objective-investor$250.005/4/2011 3:55:03 PM
bre56$25.005/4/2011 2:54:47 PM
patriot897$25.005/4/2011 5:26:13 PM
Ripsaw4U$50.005/4/2011 5:28:56 PM
johnsails$50.005/4/2011 5:33:53 PM
saihu$25.005/4/2011 5:33:37 PM
nunnie$25.005/4/2011 5:39:07 PM
6moonbeams$50.005/4/2011 5:51:34 PM
EricLender$25.005/4/2011 6:06:26 PM
anti-wall-st$50.005/4/2011 6:54:07 PM
transparent-transaction8$50.005/4/2011 9:14:25 PM
velocity-solo$25.005/5/2011 2:23:31 AM
jsw7us$50.005/5/2011 4:07:20 AM
SeminoleHoldings$25.005/5/2011 5:54:14 AM
nalaari$44.785/5/2011 6:45:54 AM
durable-investment8$40.005/5/2011 7:21:59 AM
bigphish$50.005/5/2011 7:49:05 AM
treasure-bliss$50.005/5/2011 9:27:01 AM
dollar-missile3$25.005/5/2011 9:49:49 AM
focused-dime1$50.005/5/2011 9:49:39 AM
damcoolguy$25.005/5/2011 9:54:10 AM
mobius404$25.005/5/2011 10:09:06 AM
basis-wizard8$50.005/5/2011 11:39:28 AM
museic1$50.005/5/2011 4:04:05 PM
the-profit-oracle$25.005/5/2011 3:02:17 PM
successful-wealth7$25.005/5/2011 5:22:38 PM
slushfunder$25.005/5/2011 5:22:52 PM
best-basis-trooper$50.005/5/2011 5:23:09 PM
E_G$50.005/5/2011 5:20:47 PM
bmbanzai$25.005/5/2011 5:24:01 PM
13loans$25.005/5/2011 5:24:07 PM
bid-czar8$50.005/5/2011 5:24:18 PM
jalapeno2$25.005/5/2011 5:22:33 PM
drkosh$25.005/5/2011 5:22:40 PM
MasterKey$25.005/5/2011 5:25:26 PM
raisingophelia$25.005/5/2011 5:23:32 PM
asset-beeper8$50.005/5/2011 5:24:12 PM
grampy48$25.005/5/2011 5:24:30 PM
organized-dedication9$50.005/5/2011 5:25:13 PM
community-oasis6$25.005/5/2011 5:33:53 PM
Mariner3605$25.005/5/2011 5:21:36 PM
williemc44$25.005/5/2011 5:22:37 PM
riproaringrapids$25.005/5/2011 5:23:51 PM
uarewhatuthink$25.005/5/2011 5:35:58 PM
Quaven$50.005/5/2011 5:24:21 PM
benjamin67$25.005/5/2011 5:25:15 PM
orange-preeminant-bill$50.005/5/2011 5:38:27 PM
GrayStudio$25.005/5/2011 5:26:33 PM
sensible-fund$28.195/5/2011 5:27:34 PM
BeachWalkz$50.005/5/2011 5:40:59 PM
Azonic21$25.005/5/2011 7:44:22 PM
gain-gourd$100.005/5/2011 6:04:44 PM
Rick21$50.005/5/2011 10:19:04 PM
nycfinance$25.005/6/2011 1:19:35 AM
Interloper$25.005/6/2011 1:20:46 AM
valiant-pound8$100.005/5/2011 7:29:07 PM
dansarkis$25.005/6/2011 1:37:57 AM
ndwayno$25.005/6/2011 1:44:11 AM
geemel$25.005/6/2011 1:54:35 AM
ultimatepaintball$25.005/6/2011 1:55:41 AM
meenan$50.005/6/2011 1:57:23 AM
JKKCapital$25.005/6/2011 1:59:22 AM
Jonb6919$25.005/6/2011 2:04:09 AM
miket71$50.005/6/2011 2:04:36 AM
bonus-maximizer919$25.005/6/2011 2:14:24 AM
coin-investor$25.005/6/2011 2:17:49 AM
balance2$25.005/6/2011 2:19:19 AM
valiant-liberty4$25.005/6/2011 2:35:26 AM
ericgassercom$40.175/6/2011 2:35:58 AM
studious-bonus7$85.805/6/2011 2:36:21 AM
Brain_m$25.005/6/2011 3:39:58 AM
calkidd05$25.005/5/2011 10:55:33 PM
clean-value5$50.005/6/2011 5:39:12 AM
treasure-brigade$25.005/6/2011 5:49:00 AM
Preteur$25.005/6/2011 1:37:27 AM
TCayce$30.895/6/2011 1:46:44 AM
jblack01$25.005/6/2011 1:56:47 AM
ssgt95068$25.005/6/2011 2:09:53 AM
HappyToLoan$25.005/6/2011 7:09:00 AM
dignified-finance$26.945/6/2011 2:24:39 AM
piter-to-la-investment$25.005/6/2011 2:25:35 AM
best-ingenious-funds$25.005/6/2011 2:35:36 AM
money-bauble$63.485/6/2011 2:38:05 AM
camaraderi-workhorse$50.005/6/2011 7:30:38 AM
260 Investments
 
Borrower Payment Dependent Notes Series 503399
This series of Notes was issued and sold upon the funding of the borrower loan #49199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-21-2011 
Term: 36 months Listing End date:  May-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1987 Debt/Income ratio: 28%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 5 Current / open credit lines: 14 / 11Length of status:6y 10m
Amount delinquent: $949 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $22,354Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: Indibran Borrower's state: Vermont Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
To consolidate my low balance credit cards.

My financial situation: I am financially okay. My husband and I currently make 55,000. a year between the both of us.
I am a good candidate for this loan because...I have demonstrated for several years that I have and will make my payments on time, everytime. With my husbands income our net combined wages are approximately $4800.
Monthly net income: $1490
Monthly expenses:
Housing: $0
Insurance: $170
Car expenses: $0
Utilities: $0
Phone, cable, internet: $240
Food, entertainment: $0
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kulender$50.004/22/2011 3:31:29 AM
reflective-rupee$300.334/25/2011 5:11:39 PM
zorg77$50.004/27/2011 10:24:38 AM
direct-social3$50.004/30/2011 1:43:41 AM
grampy48$46.224/30/2011 5:04:15 AM
CatFunded$25.005/1/2011 9:24:29 AM
well-mannered-income3$25.005/2/2011 1:01:24 PM
s_man1$25.005/3/2011 8:23:46 AM
shrewd-income$100.005/3/2011 8:30:22 AM
dontjader$100.005/3/2011 9:23:22 AM
capital-galaxy$175.005/3/2011 6:17:01 PM
otto1939$51.005/3/2011 7:27:20 PM
best-generosity-financier$25.005/4/2011 12:27:50 AM
gothampark$25.005/4/2011 10:01:03 AM
loan-kung-fu$65.855/4/2011 10:35:07 AM
darcyw1$25.005/4/2011 10:37:30 AM
trident8$25.005/4/2011 10:49:46 AM
treasure-pipeline$25.004/22/2011 8:00:00 AM
jasonrun$25.004/27/2011 8:22:22 AM
CA-Lender$25.044/27/2011 8:38:10 AM
Dubbs360$100.004/27/2011 9:23:40 AM
reflective-rupee$100.004/27/2011 10:10:39 AM
secureincome$400.004/27/2011 1:04:00 PM
capital-halo1$1,000.004/27/2011 5:31:22 PM
payout-network1$97.004/29/2011 10:25:23 AM
2grindstones$25.004/29/2011 11:31:44 AM
aquistoyraul$25.004/30/2011 2:15:48 PM
bsmtloan$150.005/1/2011 3:49:00 PM
WillBeFreeOfDebt$25.005/2/2011 9:52:06 AM
commanding-worth6$200.005/2/2011 10:00:44 PM
investment-habanero8$100.005/3/2011 4:38:14 AM
DasMula$27.005/3/2011 8:39:46 AM
Invest_in_residual_income$25.005/3/2011 10:42:46 AM
poplar37$25.215/3/2011 12:19:14 PM
world10000$99.505/4/2011 2:02:42 AM
cashhelper$25.005/4/2011 6:28:06 AM
a-restless-dollar$50.005/4/2011 8:37:30 AM
SplashCash$100.645/4/2011 9:11:31 AM
unger$100.335/4/2011 8:58:13 AM
VillageLending$25.005/4/2011 9:29:25 AM
zydeco337$25.005/4/2011 10:24:35 AM
mpatrick$25.005/4/2011 10:27:38 AM
respcust$11.885/4/2011 11:49:50 AM
43 Investments
 
Borrower Payment Dependent Notes Series 503441
This series of Notes was issued and sold upon the funding of the borrower loan #49144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $258.33
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1990 Debt/Income ratio: 7%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:15y 1m
Amount delinquent: $0 Total credit lines: 56 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $704Stated income:$75,000-$99,999
Delinquencies in last 7y: 22 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: kind-fulfilling-marketplace Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ms.
Purpose of loan: remodeling my house
This loan will be used to... buy materials and pay the constructor

My financial situation: very good
I am a good candidate for this loan because... job stability & I own my house


Monthly net income: $ 6,490.00
Monthly expenses: $ 100.00
Housing: $ 1,735.83
Insurance: $ 177.61
Car expenses: $ 300.00 (gas and services)
Utilities: $ 200.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 100.00
Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/22/2011 9:02:35 AM
SimpleChoice$25.004/22/2011 9:46:08 AM
DasMula$27.004/23/2011 9:40:29 AM
miked8303$25.004/27/2011 9:33:47 AM
BxRealtor$25.004/27/2011 3:01:12 PM
a-finance-nirvana$25.004/27/2011 4:46:55 PM
the-reliable-trade$100.004/28/2011 9:53:02 AM
benefit-prescription6$100.004/28/2011 10:00:12 AM
the-enthralling-coin$25.004/28/2011 6:05:38 PM
DrStaff$30.004/28/2011 6:20:12 PM
mtp$50.004/28/2011 8:11:46 PM
kindness-jedi$30.004/29/2011 1:21:22 PM
point-compadre$50.004/29/2011 1:31:45 PM
sonnet771$50.004/29/2011 5:38:04 PM
Tradesmanlender$25.004/29/2011 5:38:27 PM
Leopoldine$25.004/29/2011 8:36:17 PM
payment-jalapeno9$50.004/30/2011 5:46:27 AM
radforj22$25.004/30/2011 10:05:23 AM
felicity-maximizer$25.005/2/2011 10:49:52 AM
wwwUniversal$25.005/2/2011 5:38:50 PM
inspired-investment8$100.005/2/2011 5:47:34 PM
allotment464$100.005/2/2011 5:52:11 PM
jrbill1998$50.005/2/2011 5:53:01 PM
blue-lucrative-rate$25.005/2/2011 10:40:04 PM
worthy-bid8$50.005/3/2011 6:22:09 AM
Supernick$50.005/3/2011 6:46:55 AM
economy-mulberry7$50.005/3/2011 9:38:47 AM
determined-revenue1$25.005/3/2011 9:50:09 AM
listing-demon$50.005/3/2011 10:20:23 AM
loot-pursuit5$50.005/3/2011 1:04:46 PM
irrelevant$25.005/3/2011 6:40:39 PM
numero-uno643$25.005/3/2011 10:44:40 PM
Ocean713$50.005/4/2011 8:42:32 AM
silver-wonder278$25.005/4/2011 9:29:24 AM
Zoramite$25.005/4/2011 9:35:37 AM
careful-note$50.005/4/2011 9:31:03 AM
108lender$100.005/4/2011 10:26:06 AM
bre56$25.005/4/2011 2:54:52 PM
nunnie$25.005/4/2011 5:39:15 PM
Ripsaw4U$50.005/4/2011 5:28:57 PM
marketplace-saxaphone0$300.005/4/2011 6:25:33 PM
anti-wall-st$50.005/4/2011 6:54:09 PM
gilbrear$25.005/4/2011 7:06:20 PM
myduck$40.005/4/2011 7:55:44 PM
visionary-community$25.005/4/2011 8:44:19 PM
nick456sd$25.005/4/2011 9:35:30 PM
6moonbeams$27.685/5/2011 1:54:45 AM
bullwink27$25.005/5/2011 2:11:01 AM
janeybooboo$100.005/5/2011 6:26:01 AM
smilinsam$50.005/5/2011 9:22:25 AM
neutrino6$25.005/5/2011 9:32:02 AM
DeltaComputerGuy$25.005/5/2011 9:22:17 AM
treasure-bliss$50.005/5/2011 9:44:31 AM
unrivaled-income5$50.005/5/2011 9:54:31 AM
silver-fuse$30.005/5/2011 9:55:38 AM
boxorox$50.005/5/2011 12:12:56 PM
Sixmil$100.005/5/2011 10:19:33 AM
museic1$50.005/5/2011 4:04:07 PM
Melander$50.005/5/2011 5:01:47 PM
350DGRZ$25.005/5/2011 3:04:21 PM
FormulaTroll$25.005/5/2011 5:23:26 PM
tranquil-revenue$50.005/5/2011 5:24:27 PM
focused-dime1$50.005/5/2011 5:35:42 PM
wise-deal-gravitas$100.005/5/2011 5:23:57 PM
integrity-trumpet$50.005/5/2011 5:24:25 PM
interstellar$75.005/5/2011 6:39:09 PM
ingenious-deal6$25.004/22/2011 5:34:11 PM
SolarMoonshine$25.004/24/2011 2:50:25 PM
worldly-community3$50.004/25/2011 8:26:12 PM
enthralling-deal180$25.004/27/2011 5:57:04 AM
unafraid-return496$25.004/28/2011 9:42:36 AM
Weaverville$25.004/29/2011 8:53:15 AM
richboy56$25.004/30/2011 3:42:57 AM
bountiful-durability$50.005/1/2011 6:17:23 AM
first-upright-payout$25.005/1/2011 10:06:42 AM
Artist_Blue$25.005/1/2011 12:42:42 PM
systemlender$50.005/1/2011 12:55:26 PM
nimble-penny1$50.005/2/2011 9:53:00 AM
yield-visionary4$50.005/2/2011 2:16:05 PM
kevin314$25.005/2/2011 5:52:50 PM
GCInvestments$25.005/2/2011 5:53:18 PM
dollardave$100.005/2/2011 11:53:58 PM
happyaric$50.005/2/2011 8:49:15 PM
exciting-fairness8$50.005/3/2011 9:40:35 AM
efficient-treasure0$25.005/3/2011 10:16:09 AM
bonus-demon$25.005/3/2011 10:21:37 AM
unrivaled-silver$50.005/3/2011 10:36:56 AM
auction-turtle0$25.005/3/2011 12:24:15 PM
kentmolyneaux$40.145/3/2011 10:28:51 AM
blooming-market$25.005/3/2011 12:44:42 PM
cablenews$75.005/3/2011 12:49:27 PM
fair-pound5$100.005/3/2011 5:30:26 PM
SanJoser$25.005/4/2011 8:01:14 AM
life-is-great$25.005/4/2011 8:31:33 AM
kulender$50.005/4/2011 6:30:37 AM
mike_banker$50.005/4/2011 8:32:02 AM
justice-circuitry0$50.005/4/2011 9:29:31 AM
rockstar78$50.005/4/2011 9:30:05 AM
ursus$100.005/4/2011 9:30:49 AM
don8ter$25.005/4/2011 9:31:08 AM
aznatama$50.005/4/2011 9:50:54 AM
_wally_$50.005/4/2011 9:30:24 AM
green-loyalty-cub$50.005/4/2011 9:34:34 AM
jpayne27$25.005/4/2011 9:36:20 AM
focused-dime453$50.005/4/2011 10:11:18 AM
p2ploan-embrace6$50.005/4/2011 10:39:54 AM
power-explosion4$25.005/4/2011 11:22:15 AM
nex$25.005/4/2011 11:21:32 AM
triumphant-point5$50.005/4/2011 4:44:50 PM
objective-investor$250.005/4/2011 3:55:06 PM
platinum-admiral8$50.005/4/2011 5:38:54 PM
tranquil-diversification8$50.005/4/2011 5:40:05 PM
patriot897$25.005/4/2011 5:29:07 PM
resource777$50.005/4/2011 5:40:51 PM
cmg891$25.005/4/2011 5:43:23 PM
EricLender$25.005/4/2011 6:06:28 PM
newest-funds-powerplant$25.005/4/2011 8:13:52 PM
GrowthAspirations$27.205/4/2011 11:07:13 PM
transparent-transaction8$50.005/4/2011 9:14:29 PM
commitment-orbiter5$50.005/4/2011 9:29:08 PM
velocity-solo$25.005/5/2011 2:23:37 AM
melodious-fairness$50.005/5/2011 2:30:04 AM
jsw7us$50.005/5/2011 4:07:25 AM
mpatrick$25.005/5/2011 9:03:50 AM
onetuxllc$50.005/5/2011 7:09:01 AM
Cluvnupe06$32.185/5/2011 9:20:45 AM
dollar-missile3$25.005/5/2011 9:49:51 AM
Icon_88$50.005/5/2011 9:52:41 AM
damcoolguy$25.005/5/2011 9:54:13 AM
numero-uno4$50.005/5/2011 10:59:09 AM
basis-wizard8$50.005/5/2011 11:39:36 AM
mobius404$25.005/5/2011 10:09:10 AM
the-silver-blaster$50.005/5/2011 10:09:35 AM
johnsails$50.005/5/2011 5:23:04 PM
jasonj72$25.005/5/2011 5:25:39 PM
saihu$25.005/5/2011 5:23:01 PM
SeminoleHoldings$25.005/5/2011 5:27:49 PM
bigphish$50.005/5/2011 5:28:06 PM
javelin0$150.005/5/2011 5:08:26 PM
DLock99$50.005/5/2011 5:37:58 PM
dochelp$50.005/5/2011 5:24:28 PM
Chervianne$50.005/5/2011 5:37:56 PM
BeachWalkz$50.005/5/2011 5:41:00 PM
oxnard$75.005/5/2011 6:17:56 PM
nickel-demon2$100.005/5/2011 5:33:29 PM
loan-lionheart6$40.005/5/2011 6:30:06 PM
Mr_Potter$50.005/5/2011 6:31:47 PM
uagrad$50.005/5/2011 5:35:52 PM
gold-sushi$25.005/5/2011 5:36:03 PM
149 Investments
 
Borrower Payment Dependent Notes Series 503527
This series of Notes was issued and sold upon the funding of the borrower loan #49153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-23-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $239.52
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2008 Debt/Income ratio: 12%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 4 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: the-thoughtful-treasure Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A good investment
Purpose of loan:
Purchase of a new bass boat

My financial situation:
I am an employed Registeted Nurse. I have a stable job with good income and low monthly bills. Any blemishes on my cr occurred while I was a struggling to get through school. My vehicle is paid off and I pay off my credit card balance monthly. Granting me a loan would be benefit you and me.


Monthly net income: >3,300
Total Monthly expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pembull$27.314/23/2011 12:43:33 PM
DHolly$25.004/23/2011 1:53:23 PM
caNative$25.004/23/2011 3:49:30 PM
reflective-rupee$500.444/23/2011 4:38:21 PM
favorite-commerce$25.004/23/2011 5:17:44 PM
DasMula$27.004/23/2011 5:28:10 PM
Kash2010lu$25.004/24/2011 10:25:19 AM
RyanM561$25.004/24/2011 1:42:41 PM
SolarMoonshine$25.004/24/2011 2:33:41 PM
calmfunds$250.004/25/2011 9:22:33 AM
mcgovern2024$25.004/25/2011 1:38:49 PM
diplomatic-wealth7$25.004/25/2011 4:25:49 PM
sensible-fund$50.004/25/2011 6:03:15 PM
suave-dime6$25.004/26/2011 5:18:31 PM
scrappy-diversification7$2,000.004/27/2011 12:12:39 PM
truebliss$33.744/27/2011 1:19:52 PM
building_pennies$25.004/27/2011 1:06:04 PM
Freestyled$25.004/27/2011 3:39:48 PM
Marssoft$25.004/27/2011 3:23:10 PM
rakey$25.004/27/2011 4:46:59 PM
LiveNow$25.004/27/2011 4:13:55 PM
whiterabbit1874$25.004/27/2011 4:36:40 PM
restless-community389$25.004/27/2011 5:05:10 PM
reflective-rupee$500.554/27/2011 4:04:03 PM
2grindstones$25.004/27/2011 4:42:31 PM
goldsun$25.004/27/2011 5:21:48 PM
supersarah61$45.004/27/2011 5:03:53 PM
capital-halo1$511.334/27/2011 5:34:01 PM
marketplace-saxaphone0$100.004/27/2011 5:10:18 PM
nelie150$53.254/27/2011 5:17:52 PM
well-mannered-income3$70.004/27/2011 5:13:13 PM
steady-generosity9$25.004/27/2011 5:13:33 PM
ingenious-deal6$25.004/23/2011 1:19:37 PM
divedude$25.004/23/2011 2:26:46 PM
seadogs$25.004/24/2011 2:45:55 AM
transformer855$25.004/24/2011 12:31:53 AM
responsible-worth113$25.004/24/2011 4:51:14 PM
golffish2$100.004/25/2011 4:32:46 AM
SecondChanceLendingSERV$25.004/25/2011 1:27:08 PM
careful-compassion$25.004/25/2011 1:35:31 PM
zorg77$50.004/26/2011 8:45:26 PM
economy-coup$30.004/27/2011 12:58:24 AM
Rogesparkguy$25.004/27/2011 9:45:11 AM
lotuss4$50.004/27/2011 12:17:35 PM
CA-Lender$100.044/27/2011 1:44:51 PM
WSTRDG$25.004/27/2011 3:39:10 PM
3_boyz$25.004/27/2011 4:35:48 PM
power-secret-agent$25.004/27/2011 4:22:11 PM
gelt4u$25.004/27/2011 3:59:29 PM
winmals$25.004/27/2011 4:44:28 PM
thankful-nickel2$25.004/27/2011 4:45:29 PM
gothampark$25.004/27/2011 4:34:07 PM
money-fort$25.004/27/2011 5:10:08 PM
alpete7$25.004/27/2011 5:32:51 PM
Lubava$51.344/27/2011 5:19:05 PM
intrepid-loot$25.004/27/2011 5:27:11 PM
cash-queen$25.004/27/2011 5:29:23 PM
57 Investments
 
Borrower Payment Dependent Notes Series 503755
This series of Notes was issued and sold upon the funding of the borrower loan #49193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2001 Debt/Income ratio: 14%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:0y 8m
Amount delinquent: $5,785 Total credit lines: 11 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,371Stated income:$25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: daman994 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 33 ( 94% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 2 ( 6% )  
720-739 (Sep-2010)
700-719 (Feb-2008)
 
Principal balance: $2,488.89 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Rebuilding Credit
Purpose of loan:
This loan will be used to rebuild credit by adding good payment history and age to my accounts.

My financial situation:
No missed payments for last 3yrs on any credit account held.


Monthly net income: $2500
Monthly expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/29/2011 9:12:11 AM
janeybooboo$51.004/29/2011 9:22:53 AM
the-enthralling-coin$25.004/29/2011 9:23:48 AM
alliancecapital1$25.004/29/2011 11:39:49 AM
diplomatic-wealth7$25.004/29/2011 4:30:42 PM
trade-goblin9$25.004/30/2011 4:42:04 AM
chameleon125$25.004/30/2011 11:19:56 AM
scho0590$25.004/30/2011 6:35:01 PM
KarlMarx$25.005/1/2011 3:26:49 AM
newest-generous-income$25.005/1/2011 4:15:19 AM
supreme-hope$25.005/2/2011 10:29:17 AM
BansirOfBabylon$25.005/2/2011 6:52:19 PM
bonus-demon$50.005/3/2011 10:28:58 AM
Weaverville$25.005/3/2011 5:24:51 PM
marwadi-62$100.005/3/2011 5:35:23 PM
jpayne27$25.005/4/2011 9:36:09 AM
Kennfusion$33.035/5/2011 3:29:49 AM
credit-missile$75.005/6/2011 6:18:43 AM
TheCount$25.005/6/2011 6:29:36 AM
a-restless-dollar$50.005/6/2011 6:34:36 AM
Cromag$25.005/6/2011 7:55:29 AM
well-rounded-payout0$50.004/29/2011 9:11:41 AM
FASTIZIO_P$25.004/29/2011 3:58:58 PM
Mikale360$25.004/29/2011 6:53:36 PM
Evolver$48.844/30/2011 2:46:00 AM
reflective-rupee$200.004/29/2011 8:52:40 PM
jhouman$25.004/30/2011 3:31:45 AM
Eric_Gagne$25.004/30/2011 5:39:04 PM
janeybooboo$49.005/1/2011 7:54:41 PM
wealth-renaissance5$25.005/2/2011 10:33:31 AM
Imaginos1892$25.005/2/2011 5:10:48 PM
the-reliable-trade$100.005/2/2011 6:07:54 PM
grampy48$44.005/3/2011 5:27:39 PM
irrelevant$25.005/3/2011 6:50:33 PM
loss-of-control$50.005/3/2011 7:20:37 PM
VillageLending$50.005/4/2011 12:53:07 PM
CAGE-Investments$25.005/5/2011 9:44:58 AM
deal-fort0$25.005/5/2011 11:03:57 AM
Au-Ag-Pt$25.005/5/2011 1:07:59 PM
ore-didgeridoo$25.005/5/2011 3:46:16 PM
careful-note$50.005/5/2011 5:35:01 PM
momoney2lend$25.005/5/2011 6:02:52 PM
return-grizzly$100.005/5/2011 6:27:09 PM
calkidd05$26.005/5/2011 10:52:32 PM
credit-missile$25.005/6/2011 6:18:57 AM
javelin0$73.135/6/2011 7:58:18 AM
clean-value5$100.005/6/2011 5:23:49 AM
47 Investments
 
Borrower Payment Dependent Notes Series 503835
This series of Notes was issued and sold upon the funding of the borrower loan #49188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1985 Debt/Income ratio: 43%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $26,667Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: thunder43 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Grand daughters braces
Purpose of loan:
This loan will be used to...pay for braces

My financial situation: Retired with steady income
I am a good candidate for this loan because...I don't have to worry about being laid off.


Monthly net income: $3944
Monthly expenses: $3494
Housing: $500
Insurance: $517
Car expenses: $574
Utilities: $200
Phone, cable, internet: $153
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blitzen40$25.004/26/2011 9:03:21 AM
Kash2010lu$25.004/26/2011 10:17:30 AM
reflective-rupee$25.444/26/2011 10:07:25 PM
Mikale360$25.004/27/2011 6:08:19 AM
Amber_Stone$25.004/27/2011 5:02:14 PM
reflective-rupee$75.554/27/2011 5:37:06 PM
money-fort$25.004/27/2011 7:56:06 PM
CA-Lender$25.044/27/2011 7:16:58 PM
hookUup$27.404/27/2011 7:08:32 PM
lotuss4$50.004/27/2011 7:29:28 PM
autonomous-truth$50.004/27/2011 9:20:32 PM
kazanov$25.004/27/2011 10:15:44 PM
yield-lion2$25.004/28/2011 2:50:34 AM
fabulous-community4$25.004/28/2011 2:51:57 AM
El_Profesional$25.004/28/2011 8:19:03 AM
Rashanir$25.004/28/2011 5:34:34 PM
interloode$79.934/29/2011 7:09:13 AM
brondero$40.004/29/2011 6:02:26 PM
papaloha$29.004/30/2011 2:09:55 AM
jpaulnyc$51.095/1/2011 2:43:56 AM
atomantic$25.005/1/2011 8:55:00 AM
zone6$100.005/1/2011 11:46:17 AM
first-serene-credit$25.005/2/2011 1:12:32 PM
plentiful-yield5$25.005/3/2011 3:25:16 PM
top-deal-wahoo$26.005/3/2011 7:49:31 PM
undaunted-agreement$35.005/4/2011 12:58:27 AM
Amped$25.005/4/2011 2:24:30 AM
ronin4sale$25.005/5/2011 5:08:26 AM
found_funds$80.005/5/2011 3:23:06 PM
Melander$50.005/5/2011 5:17:00 PM
thankful-nickel2$25.005/5/2011 5:30:24 PM
vizontec207$26.005/5/2011 5:40:35 PM
himistu22$25.005/6/2011 6:08:05 AM
TheCount$25.005/6/2011 6:29:46 AM
Tkhalaska$25.005/6/2011 7:42:03 AM
DirtyJack$50.005/6/2011 7:53:16 AM
Artist_Blue$25.004/27/2011 8:50:37 AM
Moe87$25.004/27/2011 6:00:18 PM
Bob450$25.004/27/2011 9:07:43 PM
platinum-zoo4$26.004/27/2011 9:51:30 PM
Johnab$25.004/27/2011 9:27:19 PM
unger$88.334/28/2011 3:57:36 AM
wizardii$25.004/28/2011 7:13:18 AM
octoberfresh$25.004/28/2011 7:26:02 AM
myutmost$60.004/28/2011 8:44:38 AM
american-investor$50.004/29/2011 2:28:12 PM
money-baron$76.144/30/2011 4:38:57 PM
five-star-note$75.105/2/2011 2:43:13 PM
2grindstones$25.005/2/2011 10:32:52 PM
reward-dynamo$25.005/3/2011 12:10:54 PM
money-baron-roth-IRA$300.005/3/2011 4:23:45 PM
CommunityArts_Non-profit$45.005/3/2011 8:11:09 PM
alterlatina$25.005/3/2011 10:17:50 PM
DasMula$27.005/5/2011 11:57:53 AM
basis-wizard8$50.005/5/2011 11:41:07 AM
dmb8183$50.005/5/2011 11:29:12 AM
Au-Ag-Pt$25.075/5/2011 1:09:19 PM
momentous-coin$25.005/5/2011 10:31:53 PM
grampy48$25.005/5/2011 7:36:17 PM
LivingInvestments00$27.195/6/2011 6:52:05 AM
nhrma$28.445/6/2011 2:27:20 AM
capital-halo1$1,501.285/6/2011 8:26:10 AM
62 Investments
 
Borrower Payment Dependent Notes Series 504409
This series of Notes was issued and sold upon the funding of the borrower loan #49202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-28-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $145.57
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1996 Debt/Income ratio: 18%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,228Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: market-ranch Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Network Engineer
Purpose of loan: This loan will be used to...Home Improvement / Waterproof Basement


My financial situation:
I am a good candidate for this loan because... I have a solid income as I have worked for the same company for 13 years and 16 years at my previous place of employment. I plan to repay this loan early


Monthly net income: $4,200
Monthly expenses: $3,200
Housing: $981.00
Insurance: $269
Car expenses: $600
Utilities: $225
Phone, cable, internet: $225
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $437.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/28/2011 5:09:05 PM
vutah$25.004/28/2011 6:00:24 PM
the-enthralling-coin$25.004/28/2011 6:07:21 PM
janeybooboo$100.004/29/2011 5:30:15 AM
engaging-worth$25.004/29/2011 8:30:58 AM
heroic-payout9$25.004/29/2011 3:04:38 PM
SolarMoonshine$25.004/29/2011 4:55:54 PM
Peterman$25.004/30/2011 4:53:01 AM
Tradesmanlender$25.005/1/2011 4:47:25 PM
mobucks2$53.515/3/2011 8:11:10 PM
Leopoldine$25.005/3/2011 9:56:16 PM
systemlender$50.005/3/2011 9:32:01 PM
jasunshine$25.005/5/2011 11:24:11 AM
generosity-portait$300.005/5/2011 12:42:35 PM
trustworthy-money2$25.005/5/2011 1:40:56 PM
ore-didgeridoo$25.005/5/2011 3:47:55 PM
grampy48$25.005/5/2011 7:38:41 PM
tutnyce$50.005/5/2011 8:26:01 PM
Torero06$100.005/5/2011 10:18:02 PM
etraboulay$39.595/5/2011 10:41:24 PM
calkidd05$26.005/5/2011 10:52:58 PM
wealth-carrier$25.005/5/2011 6:32:52 PM
AFairDeal$42.425/6/2011 1:43:04 AM
radforj22$25.005/6/2011 2:37:30 AM
sollik$150.005/6/2011 4:56:13 AM
Aaron_Oz$25.005/6/2011 4:59:18 AM
goldenretriever$100.005/6/2011 5:14:39 AM
Eddy-2-Aces$101.395/6/2011 6:18:04 AM
DasMula$27.005/6/2011 6:21:05 AM
Josphine$25.005/6/2011 6:42:31 AM
palace2$400.005/6/2011 7:11:52 AM
trade-elm$30.005/6/2011 9:16:14 AM
Rulea72$46.555/6/2011 9:33:27 AM
FinanceEngine$35.005/6/2011 9:34:45 AM
jhernand17$25.005/6/2011 8:49:42 AM
openness-wind8$61.815/6/2011 9:52:56 AM
johnyv40$36.005/6/2011 9:53:23 AM
the-discrete-income$118.545/6/2011 9:58:03 AM
helpwithoutbanks$25.005/6/2011 9:56:56 AM
engrossing-benefit0$100.005/6/2011 9:36:56 AM
well-rounded-investment$28.475/6/2011 9:42:12 AM
mddahlheim$49.915/6/2011 10:29:03 AM
red-enthralling-justice$2.235/6/2011 10:30:31 AM
Zolton$100.004/28/2011 5:10:23 PM
reflective-dollar8$50.004/29/2011 6:34:26 AM
jonmars$25.004/29/2011 12:28:37 PM
reflective-rupee$25.004/29/2011 8:54:15 PM
seineil$50.004/30/2011 1:34:33 AM
first-upright-payout$25.005/1/2011 10:08:04 AM
swti37$50.005/3/2011 8:18:18 AM
bonus-demon$25.005/3/2011 10:23:18 AM
designer_10$25.005/3/2011 4:37:33 PM
fund-fox4$50.005/3/2011 8:34:38 PM
KSPHoldings$30.005/4/2011 8:55:11 AM
cjsidor04$50.005/4/2011 6:02:43 PM
efficient-treasure0$25.005/4/2011 8:28:57 PM
newest-funds-powerplant$50.005/4/2011 8:29:33 PM
Nusk$50.005/4/2011 11:58:25 PM
BxRealtor$25.005/4/2011 9:44:47 PM
careful-note$100.005/5/2011 3:34:00 AM
aspire2grow$25.005/5/2011 10:14:28 AM
deal-fort0$25.005/5/2011 11:05:54 AM
javelin0$200.005/5/2011 4:31:38 PM
upbeat-finance8$25.005/5/2011 4:34:21 PM
Supernick$50.005/5/2011 5:43:11 PM
DalCowboys$35.005/5/2011 6:05:49 PM
High-flyer$50.005/5/2011 7:55:48 PM
debt-patriot$50.005/5/2011 8:41:34 PM
sthomasg$25.005/6/2011 6:05:05 AM
klend4$25.005/6/2011 7:20:10 AM
currency-persimmon$50.005/6/2011 7:28:29 AM
durable-auction0$50.005/6/2011 9:02:42 AM
clean-value5$30.005/6/2011 5:49:29 AM
crdcteng$50.005/6/2011 9:26:21 AM
Chrishu$25.005/6/2011 8:16:36 AM
mex_invests$25.005/6/2011 9:48:27 AM
Bidwinner08$31.585/6/2011 8:32:32 AM
FLSmooth$50.005/6/2011 8:41:39 AM
deal-guardian1$50.005/6/2011 9:58:38 AM
excellent-truth9$25.005/6/2011 10:11:49 AM
80 Investments
 
Borrower Payment Dependent Notes Series 504797
This series of Notes was issued and sold upon the funding of the borrower loan #49194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (May-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,685Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: ocmoneymaker Borrower's state: California Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 700-719 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2009)
 
Principal balance: $4,802.71 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Bank of America is getting CUT
Purpose of loan:
This loan will be used to pay off my outstanding credit card debt with Bank of America. As soon as I got my last Prosper loan they cut my limits down to what I owed so I paid off my other credit cards and have been battling with B of A ever since. I have cash to pay these off but I use my cash for other things to make more money. That's the name of the game, right? I will have this loan paid off within a year.

My financial situation:
I am a good candidate for this loan because I make plenty of money to cover this debt. I will not be creating any new debts with this loan, I will simply be paying off my B of A credit cards and paying way too much interest here on Prosper just to quit paying B of A any interest.
Information in the Description is not verified.
Friends And Family Investments
roadtruck has invested a total of $130.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-coup$30.005/2/2011 5:10:17 PM
money-baron-roth-IRA$100.005/2/2011 5:13:08 PM
hookUup$25.735/2/2011 5:21:16 PM
DHolly$25.005/2/2011 5:42:28 PM
Moe87$25.005/2/2011 6:10:49 PM
El_Profesional$25.005/2/2011 6:55:05 PM
competent-p2p$45.005/2/2011 8:30:34 PM
DasMula$57.005/3/2011 7:42:41 AM
2grindstones$25.005/3/2011 9:49:56 AM
bonus-demon$50.005/3/2011 10:31:25 AM
Ubiquinone$25.005/3/2011 11:29:25 AM
nickel-hickory$100.005/3/2011 2:25:43 PM
JustMee$25.005/3/2011 5:21:12 PM
irrelevant$25.005/3/2011 6:51:52 PM
ResQDoc$100.005/4/2011 6:28:03 AM
investment-daydream$50.005/4/2011 7:44:29 AM
zone6$100.005/4/2011 2:43:08 AM
Bob450$25.005/4/2011 12:15:55 PM
handy-point5$25.005/4/2011 12:38:19 PM
sudeep104$25.005/4/2011 12:29:02 PM
chad-bro-chill$50.005/4/2011 1:23:22 PM
first-dinero-igloo$25.005/4/2011 12:22:53 PM
diplomatic-wealth7$25.005/4/2011 5:58:50 PM
wealth-multiplier$25.005/4/2011 6:23:15 PM
loss-of-control$50.005/4/2011 6:19:20 PM
gold-cluster$100.005/4/2011 8:49:21 PM
coin-explorer$25.005/4/2011 8:55:20 PM
grampy48$39.415/5/2011 3:12:21 AM
attractive-fund$69.405/5/2011 9:39:04 AM
nickel-hickory$100.005/5/2011 2:19:58 PM
nickel-hickory$100.005/5/2011 2:20:23 PM
numero-uno4$50.005/5/2011 10:27:16 AM
RMI_Babylon$25.005/5/2011 2:37:22 PM
jasjac0105$25.425/5/2011 4:04:00 PM
genuine-integrity0$25.005/5/2011 11:56:12 AM
enthusiastic-ore5$50.005/5/2011 3:57:37 PM
chameleon125$25.005/5/2011 5:25:19 PM
merciful-listing1$25.005/5/2011 5:54:06 PM
pyungpyung$25.005/5/2011 8:33:23 PM
hokee$25.005/6/2011 9:12:38 AM
a-reasonable-return$25.005/6/2011 7:10:08 AM
Rulea72$36.235/6/2011 7:25:10 AM
mex_invests$25.005/6/2011 9:52:19 AM
kwan$25.005/6/2011 9:41:54 AM
roadtruck$46.005/6/2011 10:56:41 AM
investment-artist$25.015/2/2011 5:11:10 PM
liberty-magnate$25.005/2/2011 5:26:25 PM
the-enthralling-coin$25.005/2/2011 5:13:33 PM
suave-dime6$25.005/2/2011 6:17:17 PM
janeybooboo$100.005/2/2011 6:37:54 PM
Kash2010lu$50.005/2/2011 7:06:02 PM
reflective-rupee$400.005/2/2011 8:18:03 PM
riveting-credit5$200.005/2/2011 11:19:01 PM
golffish2$25.005/3/2011 4:01:13 AM
lendstats_com$500.005/3/2011 6:20:05 AM
worldly-money4$100.005/3/2011 5:21:48 AM
NekHoldings$25.005/3/2011 7:30:05 AM
reflective-rupee$200.005/3/2011 9:48:41 AM
jgar_O$30.005/3/2011 1:54:37 PM
nickel-hickory$50.005/3/2011 2:25:09 PM
Bill88$30.005/3/2011 3:43:02 PM
nickel-hickory$50.005/3/2011 2:26:03 PM
money-baron-roth-IRA$400.005/3/2011 4:43:33 PM
well-mannered-income3$50.005/3/2011 5:35:06 PM
CommunityArts_Non-profit$25.005/3/2011 8:33:57 PM
otto1939$51.005/3/2011 7:35:46 PM
roadtruck$84.005/3/2011 7:56:54 PM
Amped$27.155/4/2011 2:27:28 AM
loanman2007$250.005/4/2011 4:47:38 AM
cash-daisy$55.455/4/2011 7:43:20 AM
auction-seeker4$50.005/4/2011 9:38:17 AM
Mikale360$25.005/4/2011 11:57:57 AM
twjh$25.005/4/2011 12:25:06 PM
marwadi-62$100.005/4/2011 12:25:00 PM
payout-network1$97.005/4/2011 2:04:39 PM
FinanceEngine$35.005/4/2011 4:26:43 PM
loan-master1$25.005/4/2011 5:40:28 PM
CA-Lender$50.055/4/2011 9:28:49 PM
rockhound84$25.005/5/2011 5:58:11 AM
palace2$400.005/5/2011 4:18:11 AM
I_want_to_help_you$25.005/5/2011 8:29:29 AM
mpatrick$25.005/5/2011 9:05:12 AM
dmb8183$50.005/5/2011 11:29:20 AM
nickel-hickory$100.005/5/2011 2:20:04 PM
nickel-hickory$100.005/5/2011 2:19:52 PM
thankful-nickel2$25.005/5/2011 2:43:50 PM
Melander$50.005/5/2011 5:06:11 PM
oxnard$50.005/5/2011 6:23:36 PM
Christophe$25.005/5/2011 7:09:40 PM
best-generosity-financier$25.005/5/2011 7:41:39 PM
investment-habanero8$100.005/6/2011 5:44:15 AM
Mad_Scientist$25.005/6/2011 6:06:46 AM
jezibelle74$29.005/6/2011 8:05:46 AM
Leshan$139.315/6/2011 8:43:31 AM
helpful-credit156$25.005/6/2011 8:41:51 AM
melodious-openness$25.005/6/2011 5:09:09 AM
OnTracInvest$25.005/6/2011 5:58:07 AM
a-restless-dollar$100.005/6/2011 6:36:45 AM
dammage$44.095/6/2011 8:44:54 AM
the-discrete-income$400.005/6/2011 9:56:40 AM
johnyv40$36.005/6/2011 10:01:23 AM
engrossing-benefit0$100.005/6/2011 9:34:59 AM
the-discrete-income$100.005/6/2011 10:07:23 AM
transformer855$25.005/6/2011 10:38:12 AM
shrewd-income$217.755/6/2011 11:28:13 AM
FoosMaster$50.005/6/2011 11:03:25 AM
106 Investments
 
Borrower Payment Dependent Notes Series 504929
This series of Notes was issued and sold upon the funding of the borrower loan #49179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-02-2011 
Term: 36 months Listing End date:  May-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1996 Debt/Income ratio: 30%
Credit score: 680-699 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,983Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: transparency-cedar Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Residence Deposits
Purpose of loan:
This loan will be used to pay the rent, deposits and additional fees to move into a new apartment. My husband died two years ago, cutting my income in half and I?ve been barely surviving on my savings. My current rent is too high and I?ve had a hard time finding trustworthy roommates.

My financial situation:
I am a good candidate for this loan because I pay my bills on time. I work full time with additional regular overtime. I?m also a, online student working on my third degree. My credit score has been steadily rising for the last several years.


Monthly net income: $2,046 + average $150 overtime
Monthly expenses: see below
Housing: $750
Insurance: $80
Car expenses: $225
Utilities: $193
Phone, cable, internet: $160
Food, entertainment: $375
Clothing, household expenses: $175
Credit cards and other loans: $210
Other expenses - Gas, prescriptions: $160
Total Expenses: $2328
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$50.005/2/2011 5:04:19 PM
scrappy-diversification7$2,000.005/2/2011 5:06:42 PM
vine99$40.005/2/2011 5:04:52 PM
3 Investments
 
Borrower Payment Dependent Notes Series 502892
This series of Notes was issued and sold upon the funding of the borrower loan #49217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1990 Debt/Income ratio: 12%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 21 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,064Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: nickel-emperor Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debts
Purpose of loan: to pay off my credit cards and start going to school and doing their monthly payments
This loan will be used to...debt and school

My financial situation: its ok.
I am a good candidate for this loan because...i pay all of my bills on time and more than its minimum


Monthly net income: $ 3600
Monthly expenses: $ 1200
Housing: $ 400
Insurance: $ 250
Car expenses: $ 250
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/18/2011 5:15:01 PM
DHolly$25.004/18/2011 5:11:43 PM
lloyd_s$25.004/18/2011 5:50:31 PM
dedicated-diversification5$39.474/18/2011 5:26:04 PM
ASR3$50.004/18/2011 5:26:21 PM
gss_000$25.004/18/2011 5:24:33 PM
zone6$100.004/18/2011 5:25:18 PM
kkcoolmom$46.084/18/2011 5:26:00 PM
87Marc$25.004/19/2011 2:02:19 AM
ingenious-deal6$25.004/19/2011 2:34:37 AM
KramericaIndustries$25.004/19/2011 1:59:50 AM
flwah$25.004/19/2011 2:11:10 AM
MO_Investor$25.004/19/2011 6:01:37 AM
brightest-dignified-penny$25.004/19/2011 10:48:19 AM
VJ_Financial$75.004/19/2011 4:30:50 PM
dfl$50.004/19/2011 5:58:23 PM
the-dollar-topper$100.004/27/2011 3:45:56 PM
sharp-trade0$25.004/27/2011 5:12:07 PM
Jack55304$185.004/27/2011 5:53:23 PM
irrelevant$25.004/28/2011 6:01:55 AM
the-reliable-trade$100.004/28/2011 9:49:31 AM
kind-credit-bear$25.004/28/2011 10:11:50 AM
aultraman$25.004/28/2011 3:54:48 PM
fairhelper$25.004/29/2011 8:26:08 AM
Gibbyland$100.004/29/2011 12:03:02 PM
bold-shrewd-duty$25.004/29/2011 12:15:16 PM
fantastic-wampum1$100.004/29/2011 12:15:31 PM
VJ_Financial$25.004/29/2011 1:00:40 PM
velocity-quest5$50.004/29/2011 2:40:18 PM
TomKacz$100.004/30/2011 7:30:52 AM
moola-pillow$25.004/30/2011 10:49:48 AM
aquistoyraul$25.004/30/2011 2:14:43 PM
capital-halo1$1,423.434/30/2011 6:14:06 PM
meteoric-asset4$25.004/30/2011 3:34:30 PM
simplelender80$150.004/18/2011 5:13:14 PM
kulender$50.004/18/2011 5:16:23 PM
commitment-cadence$25.004/18/2011 5:27:14 PM
bassman2$25.004/18/2011 5:24:28 PM
DadWarbucks$25.004/19/2011 1:55:15 AM
gain-gourd$36.404/19/2011 2:42:14 AM
PatRichi$25.004/19/2011 2:11:17 AM
Artist_Blue$25.004/19/2011 6:04:49 AM
Comoparklender$50.004/19/2011 6:29:15 AM
Weaverville$25.004/19/2011 6:29:25 AM
reflective-rupee$222.224/19/2011 10:22:05 AM
mrxtravis$25.004/19/2011 6:10:38 PM
Rob717171$50.004/19/2011 5:59:39 PM
diplomatic-wealth7$25.004/19/2011 6:13:43 PM
Amber_Stone$50.004/19/2011 9:45:30 PM
SolarMoonshine$25.004/24/2011 3:14:55 PM
mcgovern2024$25.004/25/2011 1:29:23 PM
Sudoku$100.004/26/2011 5:56:45 AM
courteous-kindness1$25.004/26/2011 3:55:05 PM
jalapeno2$25.004/27/2011 5:44:38 PM
orange-coin-walnut$50.004/27/2011 5:45:16 PM
nerdfactor$25.004/27/2011 6:23:53 PM
CAGE-Investments$25.004/28/2011 6:45:35 AM
engaging-transaction5$50.004/28/2011 9:37:17 AM
payment-goose2$50.004/28/2011 9:39:06 AM
fmanjoo$25.004/28/2011 9:46:20 AM
the-enthralling-coin$25.004/28/2011 6:08:08 PM
credit-sycamore4$50.004/29/2011 8:10:16 AM
Silverling6$25.004/29/2011 9:45:08 AM
magical-truth1$50.004/29/2011 10:03:18 AM
payout-network1$97.004/29/2011 10:24:17 AM
best-asset-jedi$50.004/29/2011 10:32:39 AM
miked8303$25.004/29/2011 10:51:05 AM
point-compadre$50.004/29/2011 1:30:11 PM
tech310$50.004/29/2011 4:04:02 PM
WillBeFreeOfDebt$25.404/29/2011 4:21:17 PM
FormulaTroll$25.004/29/2011 4:30:14 PM
money-bauble$50.004/29/2011 4:01:22 PM
payment-jalapeno9$50.004/30/2011 5:52:47 AM
Legally_Blonde$25.004/30/2011 8:28:34 AM
Makingitrain$25.004/30/2011 10:55:28 AM
kbodendorf$25.004/30/2011 10:20:14 AM
Bob450$25.004/30/2011 2:54:46 PM
social-heart$25.004/30/2011 2:50:10 PM
Ananya$25.004/30/2011 12:46:36 PM
Lubava$25.004/30/2011 2:20:37 PM
80 Investments
 
Borrower Payment Dependent Notes Series 503248
This series of Notes was issued and sold upon the funding of the borrower loan #49197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,107.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $326.59
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1997 Debt/Income ratio: 18%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,088Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: mindful-balance6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
High APR Cards Don't Deserve My $
Purpose of loan:
This loan will be used to pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have a solid, steady job that I have been at for almost 10 years and am dedicated to getting out of debt as soon as possible.

Monthly net income: $6,700
Monthly expenses: see all the details below
Housing: $1,875 (mortgage for our house)
Insurance: $0 (home owners insurance is included in my housing payment, my husband pays the car insurance)
Car expenses: $0 (I share a car with my husband)
Utilities: $150 (shared expense with my husband)
Phone, cable, internet: $200 (Cell phone $95, Cable & Internet $125)
Food, entertainment: $500 (I purchase the food for the home)
Clothing, household expenses: $100
Credit cards and other loans: $545 (student loans $345, other credit cards with low rates $205)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
econgineer$50.004/22/2011 11:26:23 AM
kindness-launcher$1,500.004/23/2011 10:46:58 AM
suave-dime6$25.004/23/2011 10:53:21 AM
SolarMoonshine$25.004/24/2011 2:58:30 PM
vigorous-market5$300.004/24/2011 8:32:15 PM
selector568$100.004/26/2011 8:01:16 PM
Weaverville$25.004/26/2011 9:22:56 PM
economy-coup$30.004/27/2011 1:01:12 AM
janeybooboo$100.004/27/2011 10:59:55 AM
ingenious-deal6$25.004/27/2011 2:16:54 PM
CAGE-Investments$25.004/28/2011 6:47:32 AM
the-reliable-trade$100.004/28/2011 9:51:37 AM
fmanjoo$25.004/28/2011 10:26:41 AM
AlfinityBank25$25.004/29/2011 1:11:32 PM
Interstate_Rate$50.004/30/2011 3:21:00 AM
friendinmoney$25.004/30/2011 4:56:27 PM
KarlMarx$25.005/1/2011 3:26:56 AM
ingenious-truth0$50.005/2/2011 12:56:56 PM
bonus-demon$50.005/3/2011 10:26:02 AM
jalapeno2$25.005/3/2011 5:29:58 PM
fair-pound5$100.005/3/2011 5:30:24 PM
2grindstones$25.005/3/2011 7:30:23 PM
jjswanso$25.005/4/2011 8:55:32 AM
Jack55304$185.005/4/2011 3:05:06 PM
creative-revenue0$50.005/4/2011 5:27:42 PM
HedgeFund$50.005/4/2011 5:55:05 PM
BooRadley$25.005/5/2011 9:29:03 AM
money-bauble$100.005/5/2011 9:25:29 AM
Ocean713$50.005/5/2011 9:30:57 AM
neutrino6$25.005/5/2011 9:31:58 AM
fair-gain8$50.005/5/2011 9:33:33 AM
PThor$25.005/5/2011 9:28:35 AM
fairhelper$25.005/5/2011 9:34:56 AM
Gibbyland$100.005/5/2011 9:37:59 AM
payment-goose2$50.005/5/2011 9:34:34 AM
papaloha$25.005/5/2011 9:42:27 AM
_wally_$50.005/5/2011 9:32:38 AM
silver-wonder278$25.005/5/2011 9:33:58 AM
the-silver-blaster$50.005/5/2011 10:09:34 AM
sparkling-interest1$25.005/5/2011 11:42:33 AM
minneapolismoney$50.005/5/2011 2:59:17 PM
nickel-demon2$100.005/5/2011 5:33:27 PM
mercuriant$25.005/5/2011 5:39:06 PM
miked8303$25.005/5/2011 5:39:37 PM
fantastic-wampum1$100.005/5/2011 5:39:51 PM
Leopoldine$25.005/5/2011 8:19:38 PM
palace2$450.005/6/2011 5:37:31 AM
palace2$450.005/6/2011 5:35:47 AM
treasure-brigade$25.005/6/2011 5:49:01 AM
anton$700.005/6/2011 8:41:53 AM
diplomatic-wealth7$25.004/23/2011 7:54:42 PM
DasMula$57.004/26/2011 9:01:40 PM
commerce-yeller$90.004/28/2011 2:57:31 PM
the-enthralling-coin$25.004/28/2011 6:09:12 PM
point-compadre$50.004/29/2011 1:31:39 PM
frogperson$100.005/1/2011 9:24:42 AM
irrelevant$25.005/2/2011 6:17:01 PM
credit-sycamore4$50.005/3/2011 10:10:11 AM
villagers$25.005/3/2011 5:21:24 PM
velocity-quest5$50.005/3/2011 5:31:09 PM
Pu239$70.005/4/2011 7:23:14 AM
bill-appraiser7$25.005/4/2011 11:10:24 AM
the-dollar-topper$100.005/4/2011 3:34:52 PM
durability-starfish$25.005/4/2011 12:04:31 PM
worldly-money4$200.005/4/2011 5:51:21 PM
nerdfactor$25.005/4/2011 5:56:15 PM
handy-justice$100.005/4/2011 7:04:30 PM
careful-note$50.005/5/2011 3:30:18 AM
Artist_Blue$25.005/5/2011 7:19:53 AM
astute-asset7$25.005/5/2011 9:31:27 AM
greenback-museum$25.005/5/2011 9:33:00 AM
life-is-great$25.005/5/2011 9:35:13 AM
gold-virtuoso$50.005/5/2011 9:32:28 AM
zen1cent$25.005/5/2011 9:33:07 AM
iolaire$25.005/5/2011 9:47:51 AM
smilinsam$50.005/5/2011 9:27:16 AM
upbeat-coin937$50.005/5/2011 9:46:31 AM
Wellman$50.005/5/2011 9:29:57 AM
RockpointCapital$50.005/5/2011 9:30:49 AM
peace-steward7$50.005/5/2011 9:50:46 AM
brilliant-leverage4$50.005/5/2011 9:58:59 AM
asiaratt$50.005/5/2011 10:07:02 AM
treasure-bliss$50.005/5/2011 9:44:29 AM
SnakeV$25.005/5/2011 3:02:22 PM
basis-wizard8$50.005/5/2011 11:39:29 AM
wwwUniversal$25.005/5/2011 5:28:49 PM
finance-prescription$50.005/5/2011 5:29:17 PM
flanative$25.005/5/2011 5:29:19 PM
allotment464$100.005/5/2011 5:30:23 PM
cablenews$50.005/5/2011 5:30:33 PM
bountiful-durability$50.005/5/2011 5:37:20 PM
Bob450$25.005/5/2011 5:35:27 PM
valiant-pound8$100.005/5/2011 7:29:53 PM
Easystreet$25.005/5/2011 5:39:27 PM
bold-shrewd-duty$25.005/5/2011 5:39:57 PM
janeybooboo$100.005/5/2011 8:17:44 PM
Mariner3605$25.005/6/2011 1:39:27 AM
IIP77$25.005/6/2011 1:41:22 AM
seisen$50.005/6/2011 1:50:07 AM
orange-preeminant-bill$50.005/6/2011 2:29:10 AM
careful-note1$25.005/6/2011 5:39:53 AM
101 Investments
 
Borrower Payment Dependent Notes Series 503334
This series of Notes was issued and sold upon the funding of the borrower loan #49196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-21-2011 
Term: 36 months Listing End date:  May-04-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $294.61
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1997 Debt/Income ratio: 35%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,733Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: money-shrubbery4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving forward
Purpose of loan: Bill consolidation
This loan will be used to... Pay remaining bills, reduce monthly obligations & accelerate total debt reduction

My financial situation:
I am a good candidate for this loan because... I have a proven track record of monthly obligations for several years. In addition to my full-time night job as a poker dealer, there is a potential for new work assisting on a Avocado Ranch repairing damage from recent rains.


Monthly net income: $
Monthly expenses: $
Housing: $660
Insurance: $12
Car expenses: $20
Utilities: $35
Phone, cable, internet: $103
Food, entertainment: $85
Clothing, household expenses: $0
Credit cards and other loans: $654* Paid in full with loan down to $294
Other expenses: $785.87
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/21/2011 5:06:46 PM
StarshineXL$425.004/22/2011 2:16:57 AM
Bank_Of_XL$25.004/22/2011 2:40:48 PM
transformer855$25.004/24/2011 8:47:26 AM
Gibbyland$100.004/24/2011 1:19:49 PM
worldly-community3$50.004/25/2011 8:25:56 PM
enthralling-deal180$25.004/27/2011 5:56:54 AM
the-enthralling-coin$25.004/28/2011 6:05:27 PM
DrStaff$30.004/28/2011 6:20:04 PM
Sol_Invictus$25.004/28/2011 6:28:03 PM
Tradesmanlender$25.004/29/2011 12:20:26 PM
kindness-jedi$30.004/29/2011 1:21:16 PM
Peterman$25.004/29/2011 3:38:34 PM
inspired-investment8$100.004/29/2011 5:33:21 PM
Leopoldine$25.004/29/2011 8:36:08 PM
payment-jalapeno9$50.004/30/2011 5:46:13 AM
Mariner3605$25.004/30/2011 10:56:30 AM
all_of_that_one$25.004/30/2011 12:45:02 PM
poetic-diversification$250.004/30/2011 12:10:18 PM
astute-benjamins$25.005/1/2011 6:36:18 AM
Charmart$25.005/1/2011 3:29:45 AM
kevin314$25.005/1/2011 11:36:59 AM
allotment464$100.005/1/2011 12:29:24 PM
Artist_Blue$25.005/1/2011 12:42:34 PM
systemlender$50.005/1/2011 12:55:20 PM
jrbill1998$50.005/1/2011 12:44:46 PM
DrNano$75.005/1/2011 1:13:39 PM
giannyny$25.005/2/2011 5:38:01 AM
nimble-penny1$50.005/2/2011 9:52:46 AM
felicity-maximizer$25.005/2/2011 10:49:46 AM
yield-visionary4$50.005/2/2011 2:15:58 PM
AFairDeal$50.005/2/2011 4:55:09 PM
wwwUniversal$25.005/2/2011 5:38:38 PM
life-is-great$25.005/2/2011 5:52:16 PM
mike_banker$50.005/2/2011 6:06:44 PM
efficient-treasure0$25.005/2/2011 6:15:46 PM
SanJoser$25.005/2/2011 6:18:12 PM
blue-lucrative-rate$25.005/2/2011 10:39:43 PM
worthy-bid8$50.005/3/2011 6:22:02 AM
silver-wonder278$25.005/3/2011 8:12:32 AM
FinanceEngine$30.005/3/2011 9:28:43 AM
economy-mulberry7$50.005/3/2011 9:38:37 AM
unrivaled-silver$50.005/3/2011 10:36:44 AM
investment-comet$25.005/3/2011 11:44:51 AM
auction-turtle0$25.005/3/2011 12:24:08 PM
platinum-admiral8$50.005/3/2011 12:50:29 PM
marwadi-62$150.005/3/2011 2:04:38 PM
A2D$36.275/3/2011 2:31:07 PM
Bio-physicist$25.005/3/2011 12:44:48 PM
market-pudding$25.005/3/2011 3:55:20 PM
palace2$300.005/3/2011 2:02:52 PM
orangefob7$40.005/3/2011 5:19:18 PM
smilinsam$50.005/3/2011 5:24:41 PM
dough-hammock$25.005/3/2011 9:25:04 PM
flexible-duty3$25.005/4/2011 4:45:30 AM
kulender$50.005/4/2011 6:30:31 AM
Ripsaw4U$50.005/4/2011 1:52:59 AM
llequire1$50.005/4/2011 3:33:46 AM
dochelp$50.005/4/2011 8:30:43 AM
SplashCash$50.005/4/2011 8:22:50 AM
wise-deal-gravitas$100.005/4/2011 9:27:15 AM
economy-beast$30.005/4/2011 8:58:54 AM
coin-popcorn$25.005/4/2011 9:10:25 AM
13loans$25.005/4/2011 9:27:31 AM
integrity-trumpet$50.005/4/2011 9:28:09 AM
community-piccolo0$25.005/4/2011 10:24:04 AM
csak13$50.005/4/2011 10:37:45 AM
power-explosion4$25.005/4/2011 11:22:07 AM
nex$25.005/4/2011 11:21:24 AM
money-bauble$150.005/4/2011 1:44:19 PM
VBinvestor$100.005/4/2011 12:01:21 PM
auctionator1$25.005/4/2011 12:03:31 PM
elbastador$25.005/4/2011 2:16:37 PM
enthralling-fund4$29.005/4/2011 12:44:56 PM
tampalender$50.005/4/2011 4:58:16 PM
exciting-responsibility3$25.005/4/2011 5:30:17 PM
mtquan$25.005/4/2011 5:30:39 PM
powerful-finance7$25.005/4/2011 5:29:32 PM
liberty-volcano$50.005/4/2011 5:30:19 PM
Zolton$100.004/21/2011 5:09:00 PM
JustMee$25.004/21/2011 5:25:58 PM
competent-p2p$40.004/21/2011 9:06:30 PM
McGrufus$40.004/22/2011 8:46:01 AM
miked8303$25.004/26/2011 10:32:12 AM
BxRealtor$25.004/27/2011 3:00:59 PM
tech310$50.004/28/2011 12:42:23 AM
Weaverville$50.004/28/2011 9:23:44 AM
benefit-prescription6$100.004/28/2011 10:00:06 AM
nickel-position$25.004/28/2011 1:36:42 PM
sonnet771$50.004/28/2011 6:02:02 PM
mtp$50.004/28/2011 8:11:37 PM
Mad_Scientist$50.004/29/2011 2:37:19 PM
radforj22$25.004/30/2011 10:05:13 AM
bountiful-durability$50.005/1/2011 6:17:18 AM
first-upright-payout$25.005/1/2011 10:06:34 AM
blooming-market$25.005/1/2011 12:25:12 PM
GCInvestments$25.005/1/2011 1:57:41 PM
cablenews$50.005/1/2011 4:49:17 PM
triumph329$25.005/2/2011 6:45:02 AM
justice-circuitry0$50.005/2/2011 5:46:26 PM
rockstar78$50.005/2/2011 6:02:02 PM
_wally_$50.005/2/2011 6:07:16 PM
ursus$100.005/2/2011 6:15:54 PM
happyaric$50.005/2/2011 8:49:09 PM
Supernick$50.005/3/2011 6:46:41 AM
GElender$50.005/3/2011 6:16:01 AM
exciting-fairness8$50.005/3/2011 9:40:22 AM
bonus-demon$25.005/3/2011 10:21:31 AM
listing-demon$50.005/3/2011 10:20:17 AM
addlending$50.005/3/2011 12:11:42 PM
patriot897$25.005/3/2011 12:46:54 PM
rdrloan$50.005/3/2011 12:51:56 PM
loot-pursuit5$50.005/3/2011 1:04:39 PM
tranquil-diversification8$50.005/3/2011 4:21:10 PM
yield-seeker$25.005/3/2011 4:21:15 PM
poetic-diversification$250.005/3/2011 5:10:09 PM
theloanfiller$25.005/3/2011 8:10:43 PM
careful-note$50.005/3/2011 8:20:18 PM
Nerdster1$25.095/4/2011 4:09:20 AM
numero-uno643$25.005/3/2011 10:44:32 PM
don8ter$25.005/4/2011 1:51:42 AM
saihu$25.005/4/2011 8:27:17 AM
Jim33$25.005/4/2011 8:28:13 AM
resource777$50.005/4/2011 5:59:46 AM
prattinum$45.125/4/2011 8:55:34 AM
loyalist1$300.005/4/2011 7:44:01 AM
nunnie$25.005/4/2011 8:01:25 AM
Ocean713$50.005/4/2011 8:42:22 AM
manatee21$50.005/4/2011 8:29:51 AM
tranquil-revenue$50.005/4/2011 9:28:15 AM
octoberfresh$25.005/4/2011 9:20:36 AM
gain-kitten$25.005/4/2011 9:32:46 AM
Zoramite$25.005/4/2011 9:35:32 AM
cmg891$25.005/4/2011 9:39:31 AM
Domgabriel$27.005/4/2011 9:50:07 AM
velocity-solo$25.005/4/2011 9:21:56 AM
johnsails$50.005/4/2011 9:26:23 AM
FormulaTroll$25.005/4/2011 9:26:53 AM
jpayne27$25.005/4/2011 9:35:59 AM
enriching-payout$25.005/4/2011 9:37:09 AM
aznatama$50.005/4/2011 9:50:39 AM
108lender$100.005/4/2011 10:25:35 AM
p2ploan-embrace6$50.005/4/2011 10:39:44 AM
greenback-maniac$25.005/4/2011 11:09:17 AM
Only_Money$25.005/4/2011 1:20:45 PM
eridient$50.005/4/2011 11:23:51 AM
indomitable-coin$50.005/4/2011 2:49:05 PM
objective-investor$250.005/4/2011 3:54:56 PM
triumphant-point5$50.005/4/2011 4:44:45 PM
sensible-fund$25.005/4/2011 3:34:27 PM
roi-advantage$25.005/4/2011 4:09:25 PM
bill-appraiser7$25.005/4/2011 5:17:47 PM
macgeek$25.005/4/2011 5:25:35 PM
principal-bull$25.005/4/2011 4:58:34 PM
javelin0$250.005/4/2011 5:20:47 PM
bomdel$25.005/4/2011 5:28:01 PM
jalapeno2$25.005/4/2011 5:30:33 PM
enriching-liberty629$25.005/4/2011 5:29:04 PM
LiveNow$25.005/4/2011 5:29:52 PM
javelin0$200.005/4/2011 5:12:47 PM
lostontheedge$25.005/4/2011 5:28:03 PM
grf1945$50.005/4/2011 5:30:31 PM
162 Investments
 
Borrower Payment Dependent Notes Series 503370
This series of Notes was issued and sold upon the funding of the borrower loan #49191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 9.40% Borrower rate/APR: 10.40% / 12.51% Monthly payment: $292.10
 
Lender servicing fee: 1.00% Effective Yield*: 9.38%  
Estimated return*: 5.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-2001 Debt/Income ratio: 17%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 8 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,894Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: structure648 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cut-up Credit Cards Loan
Purpose of loan:
This loan will be used to consolidate my wife and my credit card debt. We relied heavily on our credit cards to fund a recent move. We make ends meet, but paying the interest and monthly payment from two credit cards leaves us with very little financial flexibility at the end of each month. The terms of this loan will lower our interest rate, our monthly payment, and free up some cash so we can breathe a little each month.

My financial situation:
I am a good candidate for this loan because I have good credit, have never been late paying any bill, and have a very steady income. Both my wife and I are graduate students and have a monthly stipend that is secure for the next three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/22/2011 9:01:42 AM
indomitable-coin$50.004/22/2011 9:13:00 AM
SimpleChoice$25.004/22/2011 9:46:10 AM
reflective-rupee$25.554/22/2011 3:42:00 PM
herman7$25.004/23/2011 7:38:03 AM
bkb7484$25.004/24/2011 6:38:06 PM
miked8303$25.004/27/2011 4:05:33 AM
dreamhope$25.004/28/2011 7:38:53 AM
determined-nickel30$25.004/28/2011 9:40:05 AM
bold-sensible-basis$25.004/28/2011 11:10:15 AM
TSC$50.004/30/2011 6:45:57 AM
elasermd$50.004/30/2011 3:05:33 PM
astute-benjamins$25.005/1/2011 6:37:35 AM
first-upright-payout$25.005/1/2011 10:06:41 AM
inspired-investment8$100.005/1/2011 12:26:03 PM
Artist_Blue$25.005/1/2011 12:42:40 PM
systemlender$50.005/1/2011 12:55:25 PM
dough-hammock$25.005/1/2011 2:49:16 PM
nimble-penny1$50.005/2/2011 9:52:58 AM
BlackCat36$50.005/2/2011 2:49:05 PM
GCInvestments$25.005/2/2011 5:53:17 PM
kevin314$25.005/2/2011 5:52:49 PM
20mule$200.005/2/2011 7:30:21 PM
happyaric$50.005/2/2011 8:49:14 PM
secureincome$450.005/3/2011 8:33:24 AM
exciting-fairness8$50.005/3/2011 9:40:32 AM
bonus-demon$25.005/3/2011 10:21:36 AM
efficient-treasure0$25.005/3/2011 10:16:08 AM
unrivaled-silver$50.005/3/2011 10:36:53 AM
Cherrypicker$50.005/3/2011 12:19:31 PM
investment-comet$25.005/3/2011 11:44:56 AM
SanJoser$25.005/3/2011 12:50:28 PM
rce1964$25.005/3/2011 12:50:54 PM
loot-pursuit5$50.005/3/2011 1:04:45 PM
addlending$50.005/3/2011 12:13:22 PM
silver-wonder278$25.005/4/2011 8:31:13 AM
rockstar78$50.005/4/2011 9:30:03 AM
justice-circuitry0$50.005/4/2011 9:29:30 AM
resource777$50.005/4/2011 9:31:13 AM
aznatama$50.005/4/2011 9:50:52 AM
community-piccolo0$25.005/4/2011 10:24:10 AM
power-explosion4$25.005/4/2011 11:22:14 AM
principal-bull$25.005/4/2011 5:01:35 PM
objective-investor$250.005/4/2011 3:55:04 PM
Tomeus$50.005/4/2011 5:30:05 PM
abundant-velocity7$50.005/4/2011 5:31:10 PM
dochelp$50.005/4/2011 5:36:08 PM
EricLender$25.005/4/2011 6:06:27 PM
myduck$40.005/4/2011 7:54:47 PM
visionary-community$25.005/4/2011 8:44:18 PM
transparent-transaction8$50.005/4/2011 9:14:27 PM
relierma$25.005/5/2011 8:55:13 AM
repayment-pudding$25.005/5/2011 8:34:02 AM
smilinsam$50.005/5/2011 9:22:23 AM
building_pennies$26.005/5/2011 9:47:31 AM
damcoolguy$25.005/5/2011 9:54:12 AM
unrivaled-income5$50.005/5/2011 9:54:30 AM
silver-fuse$30.005/5/2011 9:55:37 AM
productive-finance$25.005/5/2011 9:57:09 AM
dollar-missile3$25.005/5/2011 9:49:50 AM
numero-uno4$50.005/5/2011 10:59:07 AM
basis-wizard8$50.005/5/2011 11:39:31 AM
Planecourage$25.005/5/2011 1:20:19 PM
javelin0$150.005/5/2011 5:10:21 PM
dojo2$25.005/5/2011 5:22:56 PM
silver-armada$50.005/5/2011 5:22:28 PM
marlau$50.005/5/2011 5:25:09 PM
icchok$50.005/5/2011 5:22:59 PM
roman2008$25.005/5/2011 5:26:56 PM
riproaringrapids$25.005/5/2011 5:23:53 PM
djh47a$25.005/5/2011 5:27:17 PM
Quaven$50.005/5/2011 5:24:22 PM
unflappable-bonus3$50.005/5/2011 5:25:05 PM
joyous-durability8$50.005/5/2011 5:25:24 PM
flanative$25.005/5/2011 5:26:54 PM
bigphish$50.005/5/2011 5:28:02 PM
nickel-demon2$100.005/5/2011 5:33:28 PM
social-comet7$25.005/5/2011 5:22:30 PM
BobRand$50.005/5/2011 5:22:50 PM
bajaruss$25.005/5/2011 5:35:07 PM
johnsails$50.005/5/2011 5:23:03 PM
FormulaTroll$25.005/5/2011 5:23:20 PM
asset-beeper8$50.005/5/2011 5:24:13 PM
Headhunter14$25.005/5/2011 5:26:44 PM
Zolton$100.004/22/2011 9:02:34 AM
balance-force$26.004/22/2011 12:20:58 PM
MasterJin$25.004/25/2011 6:47:46 PM
worldly-community3$50.004/25/2011 8:26:10 PM
top-epic-community$50.004/26/2011 11:43:22 AM
socal-lender$25.004/26/2011 4:17:36 PM
enthralling-deal180$25.004/27/2011 5:57:03 AM
BxRealtor$25.004/27/2011 3:01:10 PM
Azonic21$25.004/28/2011 5:12:45 PM
the-enthralling-coin$25.004/28/2011 6:05:37 PM
DrStaff$30.004/28/2011 6:20:11 PM
mtp$50.004/28/2011 8:11:45 PM
Weaverville$25.004/29/2011 8:53:12 AM
Tradesmanlender$25.004/29/2011 3:44:41 PM
Leopoldine$25.004/29/2011 8:36:15 PM
johnZ222$30.004/30/2011 4:47:54 AM
radforj22$25.004/30/2011 10:05:22 AM
payment-freshmaker$25.004/30/2011 10:09:21 AM
bountiful-durability$50.005/1/2011 6:17:22 AM
Mad_Scientist$50.005/1/2011 12:30:53 PM
jrbill1998$50.005/1/2011 12:44:49 PM
felicity-maximizer$25.005/2/2011 10:49:51 AM
yield-visionary4$50.005/2/2011 2:16:04 PM
AFairDeal$50.005/2/2011 4:55:15 PM
wwwUniversal$25.005/2/2011 5:38:49 PM
cablenews$75.005/2/2011 5:53:36 PM
blooming-market$25.005/2/2011 5:46:02 PM
allotment464$100.005/2/2011 5:52:07 PM
RandyL3$25.005/2/2011 6:20:46 PM
goodcents$25.005/2/2011 7:30:49 PM
blue-lucrative-rate$25.005/2/2011 10:40:03 PM
worthy-bid8$50.005/3/2011 6:22:08 AM
Supernick$50.005/3/2011 6:46:53 AM
economy-mulberry7$50.005/3/2011 9:38:46 AM
listing-demon$50.005/3/2011 10:20:22 AM
auction-turtle0$25.005/3/2011 12:24:14 PM
PThor$25.005/3/2011 1:54:18 PM
g314$30.005/3/2011 9:04:33 PM
numero-uno643$25.005/3/2011 10:44:38 PM
llequire1$29.315/4/2011 3:35:15 AM
Ripsaw4U$50.005/4/2011 1:53:11 AM
life-is-great$25.005/4/2011 8:00:36 AM
kulender$50.005/4/2011 6:30:36 AM
Ocean713$50.005/4/2011 8:42:31 AM
loyalist1$300.005/4/2011 7:44:03 AM
mike_banker$50.005/4/2011 8:01:05 AM
ursus$100.005/4/2011 8:32:34 AM
careful-note$50.005/4/2011 8:32:51 AM
_wally_$50.005/4/2011 9:30:23 AM
yield-seeker$25.005/4/2011 9:26:00 AM
don8ter$25.005/4/2011 9:31:07 AM
Zoramite$25.005/4/2011 9:35:36 AM
108lender$100.005/4/2011 10:25:54 AM
p2ploan-embrace6$50.005/4/2011 10:39:53 AM
nex$25.005/4/2011 11:21:31 AM
economy-caper9$25.005/4/2011 2:13:44 PM
Mlusher$50.005/4/2011 12:26:48 PM
CE88$25.005/4/2011 3:14:18 PM
triumphant-point5$50.005/4/2011 4:44:49 PM
patriot897$25.005/4/2011 5:26:16 PM
Bio-physicist$25.005/4/2011 5:26:09 PM
saihu$25.005/4/2011 5:33:39 PM
nunnie$25.005/4/2011 5:39:11 PM
gain-kitten$25.005/4/2011 5:42:46 PM
jcjdingdong$50.005/4/2011 5:32:39 PM
platinum-admiral8$50.005/4/2011 5:38:50 PM
tranquil-diversification8$50.005/4/2011 5:40:02 PM
cmg891$25.005/4/2011 5:43:21 PM
anti-wall-st$50.005/4/2011 6:54:08 PM
mob205$50.005/4/2011 7:06:39 PM
6moonbeams$50.005/5/2011 1:54:43 AM
velocity-solo$25.005/5/2011 2:23:35 AM
melodious-fairness$50.005/5/2011 2:13:35 AM
jsw7us$50.005/5/2011 4:07:22 AM
SeminoleHoldings$25.005/5/2011 5:54:16 AM
DeltaComputerGuy$25.005/5/2011 9:22:16 AM
Icon_88$50.005/5/2011 9:52:40 AM
mobius404$25.005/5/2011 10:09:08 AM
Sixmil$100.005/5/2011 10:19:32 AM
designer_10$25.005/5/2011 11:04:09 AM
jasunshine$25.005/5/2011 11:19:58 AM
Chervianne$25.005/5/2011 12:39:01 PM
thankful-nickel2$25.005/5/2011 2:48:12 PM
upbeat-finance8$50.005/5/2011 4:40:16 PM
museic1$50.005/5/2011 4:04:06 PM
napoleon1168$50.005/5/2011 5:22:20 PM
green-glowing-gain$25.005/5/2011 5:20:23 PM
best-basis-trooper$50.005/5/2011 5:23:13 PM
E_G$45.895/5/2011 5:20:52 PM
bmbanzai$25.005/5/2011 5:24:05 PM
sonnet771$50.005/5/2011 5:24:15 PM
grampy48$25.005/5/2011 5:24:31 PM
impeccable-wampum1$50.005/5/2011 5:22:29 PM
tender-commerce8$50.005/5/2011 5:22:44 PM
raisingophelia$25.005/5/2011 5:23:43 PM
13loans$25.005/5/2011 5:24:09 PM
tranquil-revenue$50.005/5/2011 5:24:26 PM
benefit-prescription6$100.005/5/2011 5:24:33 PM
SplashCash$50.005/5/2011 5:25:11 PM
hope-lightning1$250.005/5/2011 5:29:43 PM
Melander$50.005/5/2011 4:58:58 PM
DavidCG$25.005/5/2011 5:23:07 PM
payment-jalapeno9$100.005/5/2011 5:23:47 PM
wise-deal-gravitas$100.005/5/2011 5:23:55 PM
bid-czar8$50.005/5/2011 5:24:20 PM
integrity-trumpet$50.005/5/2011 5:24:24 PM
jasonj72$25.005/5/2011 5:25:38 PM
191 Investments
 
Borrower Payment Dependent Notes Series 503442
This series of Notes was issued and sold upon the funding of the borrower loan #49182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1979 Debt/Income ratio: Not calculated
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:9y 10m
Amount delinquent: $10,690 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,635Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: wampum-communicator Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
wampum-communicator
Purpose of loan:
This loan will be used to...property taxes, bills, house repairs

My financial situation:
I am a good candidate for this loan because...I have fixed income of 3155 month and have sales of over $3000 a month online. Sales have been consistent since Nov. of 2010 and going up since then. I have documentation of all sales thru Amazon.


Monthly net income: $6855.00
Monthly expenses: $3000.00
Housing: $0
Insurance: $100.00
Car expenses: $100.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $500.00
Clothing, household expenses: $675.00
Credit cards and other loans: $500.00
Other expenses: $325.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
2grindstones$25.004/25/2011 9:32:12 AM
capital-halo1$2,500.004/27/2011 5:32:01 PM
payout-network1$97.004/29/2011 10:26:12 AM
Lubava$54.324/30/2011 2:21:18 PM
wise-loot-bear$25.005/2/2011 8:21:52 PM
red-enthralling-justice$50.005/3/2011 9:48:58 AM
Invest_in_residual_income$25.005/3/2011 10:44:09 AM
top-deal-wahoo$26.005/3/2011 7:55:37 PM
OnTracInvest$25.005/4/2011 3:30:55 AM
Land_on_your_feet$40.005/4/2011 7:33:56 PM
community-oasis6$52.005/4/2011 7:49:45 PM
bold-engrossing-kindness$25.005/4/2011 8:05:57 PM
gristle_mcthornbody$25.005/5/2011 7:27:25 AM
transparency-baton$25.005/5/2011 9:37:36 AM
Melander$50.005/5/2011 5:03:39 PM
javelin0$100.005/5/2011 5:09:30 PM
impeccable-ore3$50.004/28/2011 10:54:30 AM
bsmtloan$100.005/1/2011 3:47:47 PM
income-rocker2$50.005/2/2011 12:28:05 PM
OLYVRC$25.005/2/2011 5:10:28 PM
cashhelper$25.005/4/2011 6:29:54 AM
javelin0$50.005/4/2011 5:19:06 PM
IASKGOD$25.005/4/2011 6:42:05 PM
nhrma$27.975/4/2011 10:28:19 PM
gain-kitten$25.005/5/2011 9:25:00 AM
kzinti$50.005/5/2011 8:51:17 AM
basis-wizard8$50.005/5/2011 11:39:45 AM
kwan$25.005/5/2011 11:46:34 AM
impala6464$67.005/5/2011 5:38:47 PM
scorpio1976$25.005/5/2011 6:31:21 PM
dontjader$160.715/5/2011 7:31:08 PM
oxnard$100.005/5/2011 6:21:20 PM
32 Investments
 
Borrower Payment Dependent Notes Series 503462
This series of Notes was issued and sold upon the funding of the borrower loan #49190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-22-2011 
Term: 60 months Listing End date:  May-05-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $440.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1998 Debt/Income ratio: 18%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,861Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: progressive-p2p9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2010)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
My 2011 Debt Consolidation!
Purpose of loan:
My goal with this debt consolidation is to bring together 3 lines of credit into an easier to manage single payment, and obviously the ability to pay off the balance total quicker than if I kept them separate.

My financial situation:
I am a good candidate for this loan because I have a solid credit history, with always on time payments and no past due balances. I am also steady in my career as a Project Manager at a major ad agency for nearly 5 years.

Monthly budget after debt consolidation:

Monthly net income: $4,870

Housing/Rent: $1,295
Transit (No car): $86
Utilities (Electric and Gas): $200
Cable and Internet (Phone covered by employer): $90
Food and Groceries: $450
Clothing, household expenses: $250
College Loans: $388
Other credit and loans: $995
New Prosper loan: $440

Total $4,870 - $4,194 = $676 expendable remaining per month

Thanks in advance!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-awakening6$25.004/22/2011 9:11:16 AM
r48$38.004/22/2011 11:35:44 AM
reflective-rupee$200.224/22/2011 3:44:40 PM
JustMee$25.004/22/2011 5:25:38 PM
Kyileo$25.004/22/2011 7:24:19 PM
magnetic-dedication3$25.004/24/2011 4:16:34 PM
kendigme$25.004/25/2011 1:06:03 PM
reflective-rupee$400.334/25/2011 5:04:38 PM
suave-dime6$25.004/26/2011 5:17:33 PM
economy-coup$30.004/27/2011 1:01:47 AM
Weaverville$25.004/27/2011 10:25:22 AM
ingenious-deal6$25.004/27/2011 2:16:56 PM
CA-Lender$75.044/27/2011 2:09:49 PM
handy-justice$100.004/27/2011 5:50:29 PM
NYCFinancier$25.004/27/2011 7:24:20 PM
Bob450$25.004/27/2011 9:01:13 PM
best-generosity-financier$25.004/27/2011 8:41:27 PM
autonomous-truth$100.004/27/2011 9:26:04 PM
tech310$50.004/28/2011 12:42:34 AM
dreemin$50.004/28/2011 6:21:10 AM
Mad_Scientist$50.004/28/2011 7:29:22 AM
peso-tiramisu$25.004/28/2011 8:20:08 AM
buffalobills$25.004/28/2011 8:26:02 AM
impeccable-ore3$50.004/28/2011 10:37:43 AM
lotuss4$50.004/28/2011 1:06:49 PM
reflective-rupee$71.334/28/2011 1:29:19 PM
the-enthralling-coin$25.004/28/2011 6:09:18 PM
nickel-position$25.004/29/2011 1:12:41 PM
point-compadre$50.004/29/2011 1:31:49 PM
benevolent-asset$25.004/29/2011 2:17:24 PM
american-investor$50.004/29/2011 2:25:35 PM
red-penny-philosopher$25.004/29/2011 6:23:45 PM
drcoop$25.004/29/2011 8:35:58 PM
truelumen$25.004/30/2011 4:45:18 AM
worldly-gold$75.004/30/2011 10:47:46 AM
fairgirl$25.005/1/2011 8:53:45 AM
1randyp$150.005/1/2011 9:11:57 AM
payment-halo$25.005/1/2011 10:03:24 AM
debt-legend$25.005/1/2011 8:43:40 AM
onecooldrink$25.005/1/2011 9:39:39 AM
MC7608$45.005/1/2011 10:04:35 PM
flexible-duty3$25.005/2/2011 7:18:26 AM
mpatrick$25.005/2/2011 11:20:42 AM
coin-popcorn$25.005/2/2011 11:29:30 AM
the-careful-fund$250.005/2/2011 11:35:30 AM
ingenious-truth0$50.005/2/2011 12:57:07 PM
professional-integrity$50.005/2/2011 1:42:24 PM
worldly-money4$1,500.005/2/2011 7:16:35 PM
irrelevant$25.005/3/2011 3:23:34 AM
dsgfl1$30.005/3/2011 6:18:08 AM
market-pudding$25.005/3/2011 7:42:14 AM
Roundhouse$100.005/3/2011 9:36:02 AM
designer_10$25.005/3/2011 9:20:56 AM
dontjader$500.005/3/2011 9:15:23 AM
back-scratchers$25.005/3/2011 10:07:03 AM
bonus-demon$50.005/3/2011 10:26:05 AM
samdog079$815.465/3/2011 11:16:25 AM
skaught$35.005/3/2011 10:55:38 AM
credit-sycamore4$50.005/3/2011 4:55:47 PM
Bcs-cnc$25.005/3/2011 2:12:57 PM
geophreigh$25.005/3/2011 5:43:05 PM
fair-pound5$100.005/3/2011 5:30:26 PM
velocity-quest5$50.005/3/2011 5:31:10 PM
ksubd$75.005/3/2011 6:43:58 PM
kendigme$25.005/4/2011 4:50:34 AM
Nerdster1$30.095/4/2011 4:07:45 AM
manatee21$45.005/4/2011 8:32:17 AM
lucky2$25.005/4/2011 9:54:46 AM
villagers$25.005/4/2011 11:08:30 AM
jjswanso$50.005/4/2011 11:09:06 AM
nerdfactor$25.005/4/2011 5:56:17 PM
Sugarmama21$45.005/4/2011 6:02:22 PM
cjsidor04$25.005/4/2011 6:07:42 PM
Jack55304$185.005/4/2011 5:56:22 PM
crjcapt$100.005/4/2011 6:53:14 PM
the-dollar-topper$100.005/4/2011 5:57:06 PM
forthright-trade$25.005/4/2011 7:12:42 PM
planetibet$50.005/4/2011 7:44:46 PM
p2ploan-sensation211$25.005/4/2011 8:07:45 PM
caring-hope2$100.005/4/2011 8:23:59 PM
newest-funds-powerplant$25.005/4/2011 8:12:16 PM
the-platinum-entrepreneur$66.255/4/2011 10:36:34 PM
credit-missile$75.005/4/2011 11:34:56 PM
palace2$125.015/5/2011 12:20:00 AM
kendigme$25.005/5/2011 1:57:27 AM
palace2$400.005/5/2011 4:16:44 AM
brondero$42.005/5/2011 4:43:45 AM
intrepid-loot$25.005/5/2011 6:01:33 AM
nalaari$25.005/5/2011 6:38:53 AM
panda14$25.005/5/2011 8:14:47 AM
bill-appraiser7$25.005/5/2011 9:22:30 AM
gold-virtuoso$50.005/5/2011 9:32:30 AM
_wally_$50.005/5/2011 9:32:46 AM
silver-wonder278$25.005/5/2011 9:34:07 AM
payment-goose2$50.005/5/2011 9:34:37 AM
life-is-great$25.005/5/2011 9:35:20 AM
HedgeFund$50.005/5/2011 9:37:26 AM
BooRadley$25.005/5/2011 9:29:07 AM
Ocean713$50.005/5/2011 9:31:11 AM
coin-amigo$33.845/5/2011 9:51:10 AM
the-silver-blaster$50.005/5/2011 10:09:37 AM
friendly-principal76$25.005/5/2011 10:58:51 AM
payout-bridge$225.005/5/2011 11:19:31 AM
Bill88$35.005/5/2011 1:18:16 PM
thankful-nickel2$25.005/5/2011 2:43:19 PM
amusement4$200.005/5/2011 11:28:16 AM
Artist_Blue$25.005/5/2011 3:03:35 PM
dmb8183$50.005/5/2011 11:29:10 AM
Abetterinvestor$25.005/5/2011 4:01:07 PM
sparkling-interest1$25.005/5/2011 11:42:00 AM
DasMula$27.005/5/2011 11:54:08 AM
revenue-appraiser$25.005/5/2011 12:31:07 PM
thorough-payout8$25.005/5/2011 5:19:27 PM
penny-candy$25.005/5/2011 5:21:15 PM
witty-credit467$100.005/5/2011 3:57:40 PM
MoneyForNothing$15.135/5/2011 5:29:06 PM
Cory79$25.005/5/2011 5:25:52 PM
CACO_Lender$25.005/5/2011 5:27:52 PM
wwwUniversal$25.005/5/2011 5:28:53 PM
Gibbyland$100.004/22/2011 9:02:48 AM
Kash2010lu$25.004/22/2011 9:43:18 AM
brightest-dignified-penny$25.004/22/2011 10:54:05 AM
lendstats_com$300.004/22/2011 10:43:43 AM
Mikale360$25.004/23/2011 6:45:55 AM
transformer855$25.004/23/2011 8:09:22 AM
travels536$35.004/23/2011 9:50:28 AM
DoctorJoe$25.004/23/2011 1:30:07 PM
diplomatic-wealth7$25.004/23/2011 7:54:48 PM
hookUup$25.784/23/2011 9:19:01 PM
janeybooboo$100.004/24/2011 11:50:36 AM
head$25.004/27/2011 6:08:25 PM
availableloan$25.004/27/2011 6:28:05 PM
113121$25.004/27/2011 7:15:36 PM
competent-p2p$55.004/27/2011 7:33:44 PM
leverage-ectasy$35.004/27/2011 7:47:19 PM
momoney2lend$50.004/27/2011 7:47:28 PM
GCInvestments$25.004/27/2011 9:20:42 PM
zorg77$50.004/27/2011 8:42:20 PM
szetheli$123.004/27/2011 9:15:05 PM
foothillender$25.004/28/2011 6:32:10 AM
CAGE-Investments$25.004/28/2011 6:47:43 AM
GElender$25.004/28/2011 6:39:58 AM
octoberfresh$25.004/28/2011 7:17:24 AM
the-reliable-trade$100.004/28/2011 9:51:50 AM
fmanjoo$25.004/28/2011 5:50:16 PM
magical-truth1$50.004/29/2011 9:45:40 AM
enriching-listing$25.004/29/2011 12:31:10 PM
ryan6853$25.004/29/2011 2:28:57 PM
loss-of-control$100.004/29/2011 6:08:35 PM
fund-tom-tom6$150.004/29/2011 7:15:06 PM
accelerator96$25.004/29/2011 6:36:21 PM
TigerForce$31.544/30/2011 4:38:27 AM
wojo$25.004/30/2011 7:00:44 AM
first-serene-credit$25.004/30/2011 7:36:12 AM
dinero-fighter$100.004/30/2011 12:49:53 PM
pragmatic-auction8$50.004/30/2011 6:30:28 PM
rpg$25.004/30/2011 4:03:25 PM
KarlMarx$25.005/1/2011 3:26:55 AM
katnmouse$25.005/1/2011 10:33:00 AM
vest_vortex$38.005/1/2011 12:00:43 PM
natural-greenback6$25.005/1/2011 2:39:44 PM
trade-defender$25.005/1/2011 11:12:47 PM
payout-bridge$450.005/2/2011 11:34:14 AM
kendigme$25.005/2/2011 1:51:59 PM
durability-halibut$25.745/2/2011 2:37:26 PM
omegamon1$39.005/2/2011 3:22:05 PM
loan-master1$25.005/2/2011 8:31:55 PM
payout-bridge$250.005/3/2011 10:32:21 AM
omaholic$26.005/3/2011 10:52:26 AM
natural-interest7$75.005/3/2011 10:55:49 AM
jalapeno2$25.005/3/2011 5:30:00 PM
well-mannered-income3$40.005/3/2011 5:30:06 PM
420limo$100.005/3/2011 7:14:39 PM
CommunityArts_Non-profit$25.005/3/2011 8:22:25 PM
economy-popcorn$25.005/4/2011 6:04:14 AM
zone6$80.015/4/2011 2:39:48 AM
Pitufo$25.005/4/2011 8:12:38 AM
loanman2007$200.005/4/2011 4:40:22 AM
dollar-authority$227.015/4/2011 4:57:45 AM
cashhelper$25.005/4/2011 6:19:58 AM
nex$50.005/4/2011 8:46:19 AM
1stBankAndHal$50.055/4/2011 9:21:02 AM
Maximum_Investment$25.005/4/2011 10:18:03 AM
VillageLending$50.005/4/2011 12:47:39 PM
ore-dojo$30.005/4/2011 3:39:19 PM
LivingInvestments00$37.805/4/2011 3:40:53 PM
LivingInvestments01$26.965/4/2011 3:46:29 PM
bonus-seahorse$50.005/4/2011 4:19:10 PM
durability-starfish$25.005/4/2011 5:50:58 PM
vulgy$50.005/4/2011 7:58:11 PM
DrunkenMic$100.005/4/2011 11:16:08 PM
careful-note$50.005/5/2011 3:30:20 AM
Ambassador$31.005/5/2011 4:50:56 AM
rockhound84$25.005/5/2011 5:55:27 AM
money-badger$50.005/5/2011 6:13:31 AM
attractive-point956$25.005/5/2011 6:52:49 AM
Flanders122$26.255/5/2011 7:04:22 AM
platinum-czar$66.575/5/2011 7:22:58 AM
Rogesparkguy$25.005/5/2011 9:13:16 AM
money-bauble$100.005/5/2011 9:25:31 AM
astute-asset7$25.005/5/2011 9:31:31 AM
neutrino6$25.005/5/2011 9:32:05 AM
smilinsam$50.005/5/2011 9:27:19 AM
fair-gain8$50.005/5/2011 9:33:36 AM
shrewd-income$200.005/5/2011 9:33:58 AM
Wellman$50.005/5/2011 9:30:03 AM
RockpointCapital$50.005/5/2011 9:30:53 AM
debt-legend$25.005/5/2011 9:38:01 AM
treasure-bliss$43.395/5/2011 9:44:34 AM
PThor$25.005/5/2011 9:28:37 AM
iolaire$25.005/5/2011 9:47:55 AM
djkaiser$25.005/5/2011 9:49:17 AM
zen1cent$25.005/5/2011 9:33:11 AM
peace-steward7$50.005/5/2011 9:50:53 AM
reward-awakening$25.005/5/2011 11:35:13 AM
Freestyled$25.005/5/2011 11:41:45 AM
black-plague$34.745/5/2011 1:11:42 PM
happy-rate3$50.005/5/2011 12:52:14 PM
saver9$25.005/5/2011 3:42:14 PM
basis-wizard8$50.005/5/2011 11:39:36 AM
delicious-loan093$25.005/5/2011 3:16:16 PM
enthusiastic-ore5$57.465/5/2011 3:51:15 PM
kwan$25.005/5/2011 11:43:09 AM
phchristensen$50.005/5/2011 4:50:24 PM
Melander$50.005/5/2011 4:54:37 PM
mammalian4$25.005/5/2011 2:20:24 PM
penny-candy$25.005/5/2011 5:21:38 PM
227 Investments
 
Borrower Payment Dependent Notes Series 503660
This series of Notes was issued and sold upon the funding of the borrower loan #49211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-24-2011 
Term: 36 months Listing End date:  Apr-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $113.23
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2006 Debt/Income ratio: 9%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $135Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: worldly-benefit3 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fix my car
Purpose of loan:
This loan will be used to... fix my car

My financial situation:
I am a good candidate for this loan because... my credit score is great and i pay all my bills to a balance of 0.00 if i kill my self trying it will get there.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
daekpon$50.004/24/2011 12:05:06 PM
marinbb$50.004/24/2011 6:47:33 PM
steves73$50.004/25/2011 9:10:32 PM
mrxtravis$25.004/26/2011 9:43:23 AM
hidavehi$26.004/26/2011 9:48:26 AM
SecondChanceLendingSERV$25.004/26/2011 5:21:44 PM
suave-dime6$25.004/26/2011 5:19:04 PM
larryboy10$25.004/27/2011 6:23:23 AM
jordanicolas$25.004/27/2011 6:46:33 AM
ingenious-deal6$25.004/27/2011 2:16:24 PM
Sudoku$110.264/27/2011 9:15:42 PM
Zipcut$25.004/27/2011 10:42:42 PM
glenium$25.004/28/2011 2:40:45 AM
CAGE-Investments$25.004/28/2011 6:48:13 AM
goodhearted-basis4$25.004/28/2011 10:04:07 AM
kind-credit-bear$25.004/28/2011 10:12:18 AM
Bob450$25.004/28/2011 10:25:56 AM
BradP$25.004/28/2011 10:51:32 AM
the-enthralling-coin$25.004/28/2011 6:09:36 PM
tigercat$50.004/28/2011 6:18:58 PM
interstellar$50.004/29/2011 9:13:32 AM
thankful-nickel2$25.004/29/2011 10:12:37 AM
payout-network1$97.004/29/2011 10:27:07 AM
Valley-of-the-Dollar$25.004/29/2011 11:26:59 AM
2grindstones$25.004/29/2011 11:27:43 AM
daekpon$25.004/29/2011 11:48:47 AM
ddoneday$25.004/29/2011 1:06:45 PM
VJ_Financial$26.004/29/2011 1:00:01 PM
point-compadre$50.004/29/2011 1:32:16 PM
lending-theory$50.004/29/2011 1:34:32 PM
loan-eagle9$25.004/29/2011 3:05:35 PM
Xarach$25.004/29/2011 4:15:22 PM
mammalian4$25.004/29/2011 4:39:28 PM
JauaFlash$25.004/29/2011 5:14:43 PM
well-rounded-payout0$50.004/24/2011 12:08:56 PM
SolarMoonshine$25.004/24/2011 2:11:24 PM
commerce-renewal$50.004/24/2011 9:24:20 PM
diplomatic-wealth7$25.004/25/2011 4:26:41 PM
reflective-rupee$400.224/26/2011 9:30:51 AM
power-grid134$25.004/26/2011 11:23:55 AM
FinDoc$25.004/26/2011 8:07:50 PM
a-finance-nirvana$25.004/26/2011 8:35:59 PM
zorg77$25.004/26/2011 8:49:00 PM
economy-coup$30.004/27/2011 12:58:28 AM
Artist_Blue$25.004/27/2011 8:51:47 AM
TJB_2007$50.004/27/2011 6:10:16 PM
grotheik$25.004/28/2011 9:36:55 AM
the-reliable-trade$100.004/28/2011 9:52:30 AM
FASTIZIO_P$25.004/28/2011 10:02:02 AM
just-point$25.004/28/2011 4:11:42 PM
nanaof7$25.004/28/2011 3:27:20 PM
Weaverville$25.004/28/2011 5:41:30 PM
magical-truth1$50.004/29/2011 9:42:22 AM
courteous-kindness1$25.004/29/2011 1:16:53 PM
Fire2$25.004/29/2011 1:30:43 PM
likeable-hope$30.054/29/2011 1:42:26 PM
kgeezy$25.004/29/2011 3:33:42 PM
atlmoneyman$25.004/29/2011 2:32:51 PM
elegant-loot$25.004/29/2011 3:56:31 PM
orange-coin-walnut$50.004/29/2011 7:11:01 PM
cbivitz$180.474/29/2011 7:40:52 PM
61 Investments
 
Borrower Payment Dependent Notes Series 503734
This series of Notes was issued and sold upon the funding of the borrower loan #49141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-24-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $320.83
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1993 Debt/Income ratio: 5%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:18y 0m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,778Stated income:$100,000+
Delinquencies in last 7y: 19 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: Vince4334 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 22 ( 100% ) 640-659 (Latest)
Principal borrowed: $18,000.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2009)
680-699 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate and pay outstanding medical bills.

My financial situation:
I am a good candidate for this loan because I make an excellent salary and don't have any major financial obligations. I make $100k per year. Monthly net income: $5,000. I have had multiple Prosper loans in the past that have always been paid off in a timely manner (never missed a payment, never late either).

Monthly expenses: $
Housing: $1,300
Insurance: $200 (health and life insurance)
Car expenses: $480 (including insurance and gas)
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses $200
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
CoolPlexer$25.004/24/2011 12:04:57 PM
SolarMoonshine$200.004/24/2011 2:08:20 PM
janeybooboo$49.004/24/2011 6:33:10 PM
sammyhammy$50.004/24/2011 7:54:17 PM
hookUup$26.774/25/2011 7:27:02 AM
ingenious-deal6$25.004/25/2011 7:14:26 AM
TakeCare$100.004/28/2011 11:50:20 AM
nickel-position$25.004/28/2011 12:41:54 PM
BxRealtor$25.004/28/2011 2:10:39 PM
a-reasonable-return$25.004/28/2011 3:42:04 PM
a-finance-nirvana$25.004/28/2011 5:40:06 PM
worldly-community3$50.004/28/2011 5:54:27 PM
the-enthralling-coin$25.004/28/2011 6:06:03 PM
jsnryn$29.004/29/2011 11:12:49 AM
point-compadre$50.004/29/2011 5:40:35 PM
bountiful-durability$50.005/1/2011 6:17:38 AM
radforj22$25.005/1/2011 7:51:44 AM
first-upright-payout$25.005/1/2011 10:07:11 AM
kindness-jedi$30.005/1/2011 11:20:20 AM
Tradesmanlender$25.005/1/2011 4:46:38 PM
first-serene-credit$25.005/1/2011 4:41:20 PM
black-plague$26.625/2/2011 7:51:53 AM
TigerForce$25.005/2/2011 2:47:45 PM
John_Galt$39.375/2/2011 3:20:22 PM
richboy56$25.005/2/2011 5:37:37 PM
vutah$25.005/2/2011 6:10:00 PM
blue-lucrative-rate$25.005/2/2011 10:40:31 PM
Supernick$50.005/3/2011 6:47:58 AM
moola-monger9$50.005/3/2011 8:24:39 AM
exciting-fairness8$50.005/3/2011 9:41:08 AM
bonus-demon$25.005/3/2011 10:22:00 AM
efficient-treasure0$25.005/3/2011 10:16:40 AM
orange-coin-walnut$50.005/3/2011 12:45:03 PM
momoney2lend$25.005/3/2011 1:06:30 PM
cashhelp$30.005/3/2011 4:21:21 PM
coin-popcorn$25.005/3/2011 4:13:56 PM
grampy48$25.005/3/2011 5:12:10 PM
treasure-hunter270$35.005/3/2011 5:04:36 PM
irrelevant$25.005/3/2011 6:40:48 PM
marwadi-62$100.005/3/2011 7:24:33 PM
loss-of-control$50.005/3/2011 7:23:50 PM
debt-patriot$27.555/3/2011 9:52:07 PM
blue-ideal-dime$55.285/4/2011 5:13:22 AM
wwwUniversal$25.005/4/2011 1:56:58 AM
Weaverville$50.005/4/2011 7:25:08 AM
flexible-duty3$25.005/4/2011 4:42:56 AM
nimble-penny1$50.005/4/2011 8:00:58 AM
yield-visionary4$50.005/4/2011 8:01:11 AM
Artist_Blue$25.005/4/2011 8:03:00 AM
community-piccolo0$25.005/4/2011 10:24:29 AM
green-loyalty-cub$50.005/4/2011 9:34:23 AM
ethicalhumanist$50.005/4/2011 11:02:34 AM
epic-cash6$25.005/4/2011 1:18:26 PM
Mlusher$50.005/4/2011 12:28:30 PM
vineet$25.485/4/2011 3:38:50 PM
tender-ore$25.005/4/2011 1:32:21 PM
reward-dynamo$50.005/4/2011 4:04:38 PM
FinanceEngine$40.005/4/2011 4:23:36 PM
velocity-winner$25.005/4/2011 6:22:29 PM
crjcapt$200.005/4/2011 6:51:01 PM
theloanteacher$25.005/4/2011 8:58:49 PM
suave-justice059$200.005/4/2011 9:36:49 PM
DrunkenMic$39.365/4/2011 11:21:32 PM
Feyenoord$25.005/5/2011 2:12:45 AM
grampy48$50.005/5/2011 3:08:01 AM
creative-generosity3$50.005/5/2011 5:30:27 AM
commerce-explosion9$50.005/5/2011 8:28:02 AM
Islandgal$35.005/5/2011 8:44:54 AM
silver-fuse$30.005/5/2011 9:55:52 AM
minnesotafinancial$25.005/5/2011 11:24:31 AM
basis-wizard8$50.005/5/2011 11:40:22 AM
deal-paddle$300.005/5/2011 12:00:07 PM
boxorox$25.005/5/2011 12:08:53 PM
vivid-velocity7$100.005/5/2011 2:31:16 PM
klend4$25.005/5/2011 2:56:54 PM
350DGRZ$25.005/5/2011 3:04:27 PM
Zolton$100.004/24/2011 12:08:45 PM
janeybooboo$51.004/24/2011 12:09:03 PM
MoneyForNothing$25.004/24/2011 12:41:49 PM
rate-hickory$25.004/25/2011 6:48:30 AM
reflective-rupee$25.334/25/2011 5:05:53 PM
Wholely$50.004/26/2011 9:51:23 AM
thehousewife$30.864/27/2011 2:36:29 PM
CA-Lender$25.044/27/2011 2:27:54 PM
enthralling-deal180$50.004/27/2011 5:50:45 PM
the-reliable-trade$100.004/28/2011 9:53:16 AM
sfmf$25.004/28/2011 11:40:04 AM
Mad_Scientist$25.004/28/2011 12:49:15 PM
objective-investor$250.004/28/2011 12:47:26 PM
benefit-prescription6$100.004/29/2011 5:32:36 PM
Scotcha$50.004/30/2011 2:15:25 PM
transparent-silver6$25.625/1/2011 1:01:19 PM
systemlender$50.005/1/2011 12:55:52 PM
shrewd-deal3$29.005/1/2011 1:41:04 PM
bsmtloan$200.005/1/2011 3:38:31 PM
sharpey$150.005/1/2011 7:37:52 PM
Leopoldine$25.005/1/2011 9:11:17 PM
papaloha$50.005/2/2011 3:55:35 AM
terrific-point4$30.005/2/2011 5:28:42 AM
Nopayibreakurlegs$25.005/2/2011 6:37:56 AM
Engineer44$25.005/2/2011 8:02:12 AM
generator596$25.005/2/2011 10:15:05 AM
wealth-renaissance5$25.005/2/2011 10:02:55 AM
suave-justice059$200.005/2/2011 12:04:10 PM
animaljunkie07$25.005/2/2011 12:39:06 PM
JJ-Loans$75.005/2/2011 3:16:38 PM
liberty-society5$25.005/2/2011 3:52:03 PM
Imaginos1892$25.005/2/2011 5:12:26 PM
miked8303$25.005/2/2011 5:48:01 PM
mtp$50.005/2/2011 5:48:13 PM
vishal29$37.235/2/2011 8:53:11 PM
dollardave$95.055/2/2011 11:54:02 PM
unfixer$25.005/3/2011 8:18:58 AM
dontjader$500.005/3/2011 9:12:18 AM
auction-turtle0$25.005/3/2011 12:24:40 PM
unrivaled-silver$50.005/3/2011 10:37:20 AM
poplar37$25.005/3/2011 12:14:45 PM
loot-pursuit5$50.005/3/2011 1:05:17 PM
agalt$75.005/3/2011 2:59:41 PM
ksubd$100.005/3/2011 6:43:01 PM
ochardlender$50.005/3/2011 8:13:16 PM
Shirts$250.005/3/2011 7:38:56 PM
sonnet771$50.005/4/2011 8:28:28 AM
economy-popcorn$25.005/4/2011 6:09:07 AM
friendinmoney$31.335/4/2011 8:48:27 AM
HookersandBlow$25.005/4/2011 9:26:05 AM
jpayne27$25.005/4/2011 9:36:10 AM
nex$25.005/4/2011 11:21:45 AM
triumphant-point5$50.005/4/2011 4:45:01 PM
NYCFinancier$25.005/4/2011 4:38:18 PM
bill-appraiser7$25.005/4/2011 5:16:38 PM
felicity-maximizer$25.005/4/2011 5:38:05 PM
Eddy-2-Aces$100.005/4/2011 6:34:54 PM
handy-justice$100.005/4/2011 6:52:55 PM
cathmorcorvus$50.005/4/2011 10:38:22 PM
patriot897$25.005/4/2011 8:44:26 PM
kulender$50.005/5/2011 2:05:45 AM
don8ter$25.005/5/2011 2:14:01 AM
careful-note$100.005/5/2011 3:24:13 AM
StarshineXL$450.005/5/2011 6:06:41 AM
easylivin$25.005/5/2011 6:29:54 AM
soulblest$25.825/5/2011 6:27:53 AM
onetuxllc$50.005/5/2011 7:09:21 AM
sentimental-silver7$25.005/5/2011 5:18:17 AM
GElender$25.005/5/2011 6:23:07 AM
coin-comet3$30.255/5/2011 6:51:20 AM
unrivaled-income5$50.005/5/2011 9:54:56 AM
fair-pound5$100.005/5/2011 9:36:28 AM
the-serene-transaction$29.625/5/2011 10:28:10 AM
dollar-missile3$25.005/5/2011 9:50:05 AM
the-silver-blaster$50.005/5/2011 10:10:02 AM
friendly-principal76$25.005/5/2011 11:07:41 AM
EverettFinancial$25.005/5/2011 12:02:59 PM
peaceful-cash5$25.005/5/2011 10:08:35 AM
numero-uno4$100.005/5/2011 10:19:42 AM
uwinwewin$100.005/5/2011 1:25:52 PM
thankful-nickel2$25.005/5/2011 2:42:30 PM
UHcougars$36.555/5/2011 2:47:16 PM
Trabey$75.005/5/2011 12:35:49 PM
myduck$28.875/5/2011 5:01:11 PM
upbeat-finance8$25.005/5/2011 5:00:02 PM
dough-hammock$25.005/5/2011 4:44:51 PM
162 Investments
 
Borrower Payment Dependent Notes Series 503786
This series of Notes was issued and sold upon the funding of the borrower loan #49147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-25-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $166.07
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2005 Debt/Income ratio: 13%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 8 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,815Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: wampum-detective6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Amedusa2
Purpose of loan: auto, pay off credit card, summer vacation
My financial situation: Suncoast School Federal Credit Union
I am a good candidate for this loan because...My only expenses are groceries, credit card and gas


Monthly net income: $2480.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $200.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $700.00
Clothing, household expenses: $
Credit cards and other loans: $120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.004/25/2011 9:08:40 AM
SLN-10$25.004/25/2011 9:06:27 AM
zone6$50.004/25/2011 9:16:50 AM
Zolton$100.004/25/2011 9:08:27 AM
SolarMoonshine$25.004/25/2011 3:48:41 PM
gokart83$25.004/27/2011 5:03:21 AM
transformer855$25.004/27/2011 7:56:53 AM
Sol_Invictus$25.004/28/2011 6:31:23 PM
vigilance-frontier$25.004/29/2011 2:58:53 AM
worldly-community3$25.004/29/2011 5:29:28 AM
Zimbu$25.004/29/2011 1:16:43 PM
bountiful-durability$50.005/1/2011 6:17:44 AM
first-upright-payout$25.005/1/2011 10:07:17 AM
systemlender$50.005/1/2011 12:55:58 PM
BxRealtor$25.005/1/2011 4:41:26 PM
radforj22$25.005/2/2011 10:31:30 AM
Credit4Talent$35.005/2/2011 3:58:17 PM
dollardave$66.595/3/2011 3:47:08 AM
Moneypenny6$25.005/3/2011 6:39:36 AM
reward-dynamo$100.005/3/2011 12:13:43 PM
mtp$50.005/3/2011 9:31:55 PM
blue-lucrative-rate$25.005/4/2011 8:32:44 AM
miked8303$25.005/4/2011 7:25:00 AM
auction-turtle0$25.005/4/2011 8:03:29 AM
dough-hammock$25.005/4/2011 9:14:10 AM
Weaverville$25.005/4/2011 10:46:00 AM
yield-visionary4$50.005/4/2011 5:38:32 PM
nimble-penny1$50.005/4/2011 5:37:51 PM
patriot897$25.005/4/2011 8:44:29 PM
careful-note$100.005/5/2011 3:24:18 AM
Artist_Blue$25.005/5/2011 7:24:34 AM
BuildingShanghai$205.005/5/2011 8:16:51 AM
I_want_to_help_you$25.005/5/2011 8:30:08 AM
numero-uno4$50.005/5/2011 10:59:38 AM
silver-fuse$30.005/5/2011 9:55:55 AM
upbeat-finance8$25.005/5/2011 4:21:09 PM
don8ter$25.005/5/2011 4:46:08 PM
delicious-loan093$25.005/5/2011 3:26:09 PM
kulender$50.005/5/2011 5:43:56 PM
oxnard$75.005/5/2011 6:26:25 PM
treasure-expert$25.005/5/2011 7:38:08 PM
calkidd05$26.005/5/2011 10:53:28 PM
Galt_Capitalist$350.005/6/2011 12:32:30 AM
penny-candy$25.005/5/2011 7:08:29 PM
wise-loot-bear$25.005/6/2011 1:51:55 AM
greenback-guard$25.005/6/2011 2:36:10 AM
kind-charming-value$400.005/5/2011 9:30:02 PM
EngineersAlliance$100.004/25/2011 2:54:37 PM
reflective-rupee$25.444/26/2011 5:39:02 PM
ingenious-deal6$25.004/27/2011 2:16:40 PM
the-reliable-trade$100.004/28/2011 9:53:25 AM
nickel-position$25.004/28/2011 1:37:11 PM
enthralling-deal180$25.004/28/2011 5:41:43 PM
the-enthralling-coin$25.004/28/2011 6:06:17 PM
engaging-worth$25.004/29/2011 12:58:00 PM
leverage-gravitas$25.005/1/2011 10:57:09 AM
Tradesmanlender$25.005/1/2011 4:46:44 PM
point-compadre$50.005/2/2011 4:27:18 AM
Leopoldine$25.005/1/2011 9:11:24 PM
benefit-prescription6$100.005/2/2011 5:43:50 PM
Supernick$50.005/3/2011 6:48:11 AM
swti37$50.005/3/2011 8:29:01 AM
efficient-treasure0$25.005/3/2011 10:17:17 AM
bonus-demon$25.005/3/2011 10:22:05 AM
loot-pursuit5$50.005/3/2011 1:05:30 PM
irrelevant$25.005/3/2011 6:40:53 PM
leverage-oasis$25.005/3/2011 5:56:43 PM
richboy56$25.005/4/2011 8:26:35 AM
kindness-jedi$30.005/4/2011 7:25:48 AM
unrivaled-silver$50.005/4/2011 8:31:02 AM
triumphant-point5$50.005/4/2011 4:45:03 PM
wwwUniversal$25.005/4/2011 5:29:26 PM
palace2$250.005/4/2011 11:39:11 PM
buffalobills$25.005/5/2011 7:25:52 AM
the-silver-blaster$50.005/5/2011 10:10:10 AM
unrivaled-income5$50.005/5/2011 9:54:59 AM
basis-wizard8$50.005/5/2011 11:40:29 AM
VAGweilo$50.005/5/2011 4:24:25 PM
valiant-pound8$100.005/5/2011 7:29:29 PM
capthouls$25.005/6/2011 12:54:49 AM
B-rad_the_Coug$25.005/6/2011 1:05:35 AM
High-flyer$50.005/5/2011 7:54:02 PM
dRatedOnly$25.005/6/2011 3:22:30 AM
investment-habanero8$106.975/6/2011 3:43:37 AM
etraboulay$25.005/5/2011 10:15:11 PM
85 Investments
 
Borrower Payment Dependent Notes Series 503832
This series of Notes was issued and sold upon the funding of the borrower loan #49150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $313.32
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.44%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1988 Debt/Income ratio: 10%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 9Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,609Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: logical-loot0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Solid Borrower / Landscaping Loan
This loan will be used to landscape the backyard of my 2-family loan in Brooklyn, NY. I inherited this property from my grandmother when she passed away some years ago and have been slowly renovating the property. The backyard would be the final piece of the renovation.

I am a good candidate for this loan because I have more than enough income (currently bring home $8,000/month) to pay my bills and service any debt that I have. Being as I inherited my home, I do not currently have a mortgage on the property. In addition, as it is a 2-family home, I have a tenant and collect $1,800/month in rent. I have been at my current job running Business Development for a major media company, for 5 years now. Prior to that, I was an investment banker in NY and London for 5 years and in between I received my MBA from Columbia University. My current position and future earning potential will ensure that I have the ability to repay this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MasterJin$50.004/26/2011 9:06:17 AM
kenji4861$25.004/26/2011 9:08:28 AM
balanced-rupee$50.004/26/2011 9:08:37 AM
meux99$25.004/26/2011 9:06:13 AM
nosualcneas$25.004/26/2011 9:08:07 AM
bvzm$50.004/26/2011 9:08:34 AM
Dollars4Rent$50.004/26/2011 9:08:40 AM
useful-currency$25.004/26/2011 9:09:51 AM
E_G$50.004/26/2011 9:24:08 AM
reflective-rupee$25.444/26/2011 9:27:06 AM
indomitable-coin$50.004/26/2011 9:06:41 AM
MrDavid$50.004/26/2011 9:07:31 AM
antlr$50.004/26/2011 9:09:42 AM
Digs$25.004/26/2011 9:53:46 AM
SolarMoonshine$100.004/26/2011 5:10:09 PM
worthy-bid8$100.004/26/2011 5:50:32 PM
AmericanCredit$25.004/27/2011 7:05:45 AM
availableloan$25.004/27/2011 7:10:30 AM
wjf60$25.004/27/2011 8:46:38 AM
LAKESPRING$100.004/27/2011 10:13:32 AM
top-epic-community$50.004/27/2011 12:36:17 PM
dedication-point$25.004/27/2011 12:36:27 PM
Weaverville$25.004/27/2011 2:16:03 PM
logical-reward8$25.004/27/2011 6:15:42 PM
rss197$25.004/27/2011 6:20:49 PM
DukSerduk$25.004/27/2011 10:02:28 PM
hope-lightning1$250.004/28/2011 9:56:43 AM
radforj22$25.004/28/2011 5:42:35 PM
the-enthralling-coin$25.004/28/2011 6:04:08 PM
a-responsible-return$50.004/28/2011 7:55:55 PM
unrivaled-silver$50.004/29/2011 10:20:27 AM
credible-durability$25.004/29/2011 11:15:25 AM
a-exponential-hope$25.004/29/2011 11:21:11 AM
jga516$25.004/29/2011 11:33:41 AM
Leopoldine$25.004/29/2011 1:14:52 PM
FlexFunding$50.004/30/2011 5:59:15 AM
TomKacz$100.004/30/2011 7:24:35 AM
elasermd$50.004/30/2011 3:05:56 PM
GalileoBob$26.425/1/2011 11:18:06 AM
cablenews$50.005/1/2011 4:48:16 PM
surfsider123$25.005/2/2011 4:57:33 PM
Avala$50.005/2/2011 6:19:44 PM
Tomeus$50.005/2/2011 6:25:38 PM
nuclearmoose$50.005/2/2011 9:40:39 PM
scrappy-bonus2$25.005/3/2011 3:33:38 AM
exciting-fairness8$50.005/3/2011 9:41:21 AM
octoberfresh$25.005/3/2011 9:42:36 AM
SOSTEWART$41.155/3/2011 11:26:59 AM
investment-comet$25.005/3/2011 1:43:12 PM
g314$30.005/3/2011 9:04:56 PM
rapid-loyalty1$50.005/3/2011 7:45:02 PM
myworld701$25.005/3/2011 9:29:59 PM
dochelp$50.005/4/2011 3:30:34 AM
Nerdster1$25.095/4/2011 4:14:23 AM
Aimvest$25.005/4/2011 9:21:08 AM
cmg891$50.005/4/2011 9:39:09 AM
green-loyalty-cub$50.005/4/2011 9:34:58 AM
aznatama$50.005/4/2011 9:50:12 AM
108lender$200.005/4/2011 10:25:14 AM
elbastador$25.005/4/2011 2:21:28 PM
Interstate_Rate$150.005/4/2011 5:56:05 PM
knowledgeable-payment7$25.005/4/2011 6:02:27 PM
cxl9$54.775/4/2011 7:56:48 PM
p2ploan-sensation211$50.005/4/2011 8:15:29 PM
Preteur$25.005/5/2011 1:43:20 AM
blissful-note7$50.005/5/2011 3:19:10 AM
heerzaquestion$50.005/5/2011 9:07:46 AM
the-pragmatic-fund$50.005/5/2011 9:50:19 AM
magnetic-vigilance3$100.005/5/2011 10:08:37 AM
basis-wizard8$50.005/5/2011 11:41:06 AM
delicious-loan093$25.005/5/2011 3:57:49 PM
astute-benjamins$25.005/5/2011 2:37:00 PM
Melander$50.005/5/2011 5:09:52 PM
coin-popcorn$50.005/5/2011 4:38:41 PM
oxnard$100.005/5/2011 6:51:18 PM
SJM10011a$25.005/5/2011 7:35:23 PM
repayment-pudding$25.005/5/2011 6:10:19 PM
integrity-saver$50.005/5/2011 11:29:10 PM
grampy48$34.065/6/2011 4:11:01 AM
crw1950$39.275/6/2011 4:21:17 AM
Cheburashka$30.005/6/2011 1:37:05 AM
unrivaled-income5$100.005/6/2011 7:16:07 AM
currency-meteor250$25.005/6/2011 9:17:07 AM
ets2011$25.005/6/2011 9:12:44 AM
wise-silver-wonder$25.005/6/2011 9:13:47 AM
focused-dime453$50.005/6/2011 9:19:16 AM
panegryst$25.005/6/2011 9:15:14 AM
scott73$25.005/6/2011 9:17:22 AM
skydiver111$25.005/6/2011 9:19:29 AM
BankingFamily$25.005/6/2011 9:30:38 AM
crdcteng$100.005/6/2011 9:47:43 AM
gerryfixit$25.005/6/2011 9:57:19 AM
blue-horizon$25.005/6/2011 9:24:44 AM
reinforced-reward$25.005/6/2011 10:10:47 AM
engrossing-benefit0$100.005/6/2011 9:37:48 AM
loot-funkmaster$25.005/6/2011 10:17:56 AM
vivid-return426$50.005/6/2011 9:55:06 AM
Mar_Holdings_LLC$25.005/6/2011 10:24:36 AM
Yaj$50.005/6/2011 10:27:26 AM
gentle-gold$25.005/6/2011 10:27:48 AM
important-dollar1$25.005/6/2011 10:26:49 AM
jeffc92$50.005/6/2011 10:27:46 AM
revmax$25.005/6/2011 10:28:23 AM
otalon$50.005/6/2011 10:30:09 AM
BiggestG$25.005/6/2011 10:31:14 AM
BobRand$50.005/6/2011 10:30:43 AM
BURNERA_1$76.095/6/2011 10:34:18 AM
gain-kitten$25.005/6/2011 10:30:58 AM
adhawan325$25.005/6/2011 10:10:28 AM
ujiba$50.005/6/2011 10:12:50 AM
diversification-surge$200.005/6/2011 11:09:34 AM
inforapenny$50.005/6/2011 10:14:12 AM
lawyervon$25.005/6/2011 10:15:38 AM
persistent-worth$25.005/6/2011 10:27:28 AM
best-deal-banker$25.005/6/2011 10:27:37 AM
Richmp412$25.005/6/2011 10:28:22 AM
acropiloterau2002$25.005/6/2011 10:31:24 AM
ore-genius2$100.004/26/2011 9:08:04 AM
Carpetkid$50.004/26/2011 9:08:31 AM
serene-truth2$50.004/26/2011 9:08:44 AM
smart-kindness8$100.004/26/2011 9:09:59 AM
dtrain5$25.004/26/2011 9:06:08 AM
compoundinterest$50.004/26/2011 9:08:10 AM
MARWARISETH$25.004/26/2011 9:08:50 AM
axl163$25.004/26/2011 9:27:08 AM
blooming-market$25.004/26/2011 9:09:34 AM
inspired-investment8$100.004/26/2011 9:10:11 AM
kyomoon$50.004/26/2011 9:24:12 AM
fcrick$25.004/26/2011 9:08:47 AM
minista$25.004/26/2011 9:09:45 AM
klinebarger$25.004/26/2011 9:27:35 PM
steves73$50.004/27/2011 6:36:02 AM
rmachi$25.004/27/2011 8:08:26 AM
listing-pear6$50.054/27/2011 12:14:22 PM
penny-finder$25.044/27/2011 5:44:44 PM
unafraid-return496$25.004/28/2011 9:42:59 AM
RandyL3$25.004/28/2011 10:03:44 AM
abundant-velocity7$50.004/29/2011 10:19:31 AM
JJ9876$50.004/29/2011 11:13:23 AM
damage$25.004/29/2011 11:12:57 AM
subtle-revenue0$25.004/29/2011 11:46:10 AM
currency-persimmon$100.004/29/2011 2:11:24 PM
red-penny-philosopher$50.004/29/2011 6:19:04 PM
dharma1$25.004/29/2011 6:11:37 PM
DrNano$75.004/29/2011 11:24:05 PM
ytjameslee$41.494/30/2011 4:07:55 AM
valiant-liberty4$25.004/30/2011 10:09:58 AM
lukeskywalkerkp$25.004/30/2011 11:08:56 AM
GhaChr$25.004/30/2011 4:24:39 PM
life-is-great$25.005/1/2011 6:41:38 AM
velocity-solo$25.005/1/2011 11:19:52 AM
lloyd_s$25.005/1/2011 3:12:28 PM
robust-credit425$27.005/1/2011 3:33:48 PM
peace-flower9$50.005/2/2011 9:48:53 AM
asset-beeper8$50.005/2/2011 9:50:53 AM
rockstar78$50.005/2/2011 9:40:11 AM
_wally_$50.005/2/2011 12:32:41 PM
unclejaef$25.005/2/2011 3:25:43 PM
BlackCat36$50.005/2/2011 2:49:21 PM
ingenious-truth0$50.005/2/2011 6:08:22 PM
fair-gain8$50.005/2/2011 7:24:29 PM
Global_Lender$25.005/2/2011 8:31:49 PM
heroic-p2ploan2$50.005/3/2011 9:35:57 AM
durability-starfish$25.005/3/2011 9:47:40 AM
efficient-treasure0$25.005/3/2011 10:18:28 AM
bds9646$26.005/3/2011 1:41:25 PM
PThor$25.005/3/2011 1:54:47 PM
HarvardCrimson$50.005/3/2011 3:32:21 PM
blot44$50.005/3/2011 8:14:24 PM
ecstatic-greenback3$250.005/3/2011 6:51:29 PM
gavinsp$25.005/3/2011 7:53:44 PM
dochelp$100.005/4/2011 3:41:34 AM
kulender$100.005/4/2011 6:24:32 AM
junctionking$25.005/4/2011 4:51:15 AM
newest-organic-rupee$25.005/4/2011 8:49:10 AM
nex$25.005/4/2011 11:20:52 AM
benefit-persimmon6$250.005/4/2011 12:21:24 PM
jasonrun$25.005/4/2011 7:37:15 PM
chocolatecookie$25.005/5/2011 11:01:15 AM
tutnyce$75.005/5/2011 8:41:36 PM
thedoctor$67.275/6/2011 1:20:38 AM
GodzillaLending$25.005/6/2011 2:26:03 AM
payment-freshmaker$25.005/6/2011 2:34:44 AM
r48$25.005/6/2011 4:01:44 AM
drkosh$25.005/6/2011 9:15:49 AM
pbandjb$25.005/6/2011 9:26:01 AM
jcjdingdong$50.005/6/2011 9:29:09 AM
mizount$25.005/6/2011 9:30:02 AM
crdcteng$50.005/6/2011 9:46:11 AM
MO_Investor$25.005/6/2011 9:55:32 AM
winlender$25.005/6/2011 9:15:19 AM
bouvierchamp$32.965/6/2011 10:02:21 AM
uagrad$150.005/6/2011 9:24:48 AM
commitment-cadence$32.455/6/2011 10:07:09 AM
affluence-birdie7$250.005/6/2011 10:13:19 AM
best-ingenious-funds$25.005/6/2011 10:14:29 AM
Sixmil$59.965/6/2011 10:15:57 AM
cerebral-integrity395$25.005/6/2011 9:56:02 AM
jtrue71$25.005/6/2011 10:24:35 AM
jeffpac$50.005/6/2011 10:24:38 AM
wampum-library4$25.005/6/2011 10:00:05 AM
community-pipeline$25.005/6/2011 10:26:51 AM
balance-voyager$50.005/6/2011 10:27:01 AM
mistertao$25.005/6/2011 10:27:21 AM
thezfunk$25.005/6/2011 10:27:44 AM
dougm$50.005/6/2011 10:26:38 AM
SpectrumCen$25.005/6/2011 10:27:18 AM
the-upbeat-p2p$50.005/6/2011 10:27:39 AM
MrEks$50.005/6/2011 10:30:05 AM
degster$25.005/6/2011 10:29:30 AM
jjb3$25.005/6/2011 10:30:06 AM
UT-Longhorn$25.005/6/2011 10:31:33 AM
nerdbomber$25.005/6/2011 10:10:03 AM
FundMaker$25.005/6/2011 11:00:04 AM
mrpowers5531$25.005/6/2011 10:13:08 AM
bnoble09$25.005/6/2011 10:51:50 AM
truth-image$50.005/6/2011 10:26:15 AM
passbook$25.005/6/2011 10:27:13 AM
yoyoclock$25.005/6/2011 10:27:32 AM
LHSK$25.005/6/2011 10:27:42 AM
p2ploan-embrace6$50.005/6/2011 10:30:53 AM
Bearls$25.005/6/2011 10:31:07 AM
222 Investments
 
Borrower Payment Dependent Notes Series 504394
This series of Notes was issued and sold upon the funding of the borrower loan #49214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-28-2011 
Term: 36 months Listing End date:  May-06-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $305.48
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 30%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 14Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,032Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: balilanai Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 660-679 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2010)
660-679 (Nov-2009)
620-639 (Mar-2008)
 
Principal balance: $4,910.02 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Rather pay you than Bank of America
I have paid off 2 prosper loans with no late/missed payments and am opening a new loan request to consolidate my car and credit amount. I would rather pay interest to you than Bank of America.I am tired of Bank of America raising my interest rates even with a 100% on time payment history.

Purpose of loan:
This loan will be used to pay off my car ($5500) and credit card debt (3200)

My financial situation:
I am a good candidate for this loan because I have never EVER missed a payment or been late on ANY loan/line of credit/ credit card. I have borrowed from Prosper at attractive rates 2 times in the past and have paid both loans in full.

Monthly net income: $ 7700
Monthly expenses: $ 4019
Housing: $ 1639
Insurance: $160
Car expenses: $80
Utilities: $ 140
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Clothing, household expenses: $150
Credit cards and other loans: $ 1200
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SLN-10$25.004/28/2011 5:09:17 PM
MoneyForNothing$52.334/28/2011 5:04:35 PM
ingenious-deal6$25.004/28/2011 5:07:47 PM
tech310$50.004/28/2011 5:12:15 PM
OldManP$25.004/28/2011 5:09:11 PM
hookUup$26.714/28/2011 5:35:08 PM
rate-hickory$25.004/28/2011 7:36:27 PM
natural-trade7$100.004/28/2011 8:00:28 PM
janeybooboo$149.004/28/2011 8:32:58 PM
kendigme$25.004/29/2011 2:48:12 AM
handy-point5$25.004/29/2011 7:11:02 AM
El_Profesional$25.004/29/2011 10:19:37 AM
BAEVentures$25.004/29/2011 10:27:12 AM
myidear$25.004/29/2011 1:49:02 PM
american-investor$50.004/29/2011 2:36:21 PM
atlas100$25.004/29/2011 4:58:07 PM
SolarMoonshine$25.004/29/2011 4:57:00 PM
Mikale360$25.004/29/2011 6:46:31 PM
jgar_O$35.004/29/2011 6:31:13 PM
kendigme$25.004/30/2011 6:35:53 AM
investment-thinker4$25.004/30/2011 6:11:04 AM
LittleMingo$30.004/30/2011 7:19:52 PM
jpblan11$25.005/1/2011 7:14:06 PM
otto1939$51.005/1/2011 10:30:31 PM
the-reliable-trade$100.005/2/2011 4:43:32 AM
DoctorJoe$25.005/2/2011 5:26:43 AM
superb-kindness2$25.005/2/2011 8:51:12 AM
loanman2007$150.005/3/2011 5:00:20 AM
kendigme$25.005/3/2011 3:58:39 AM
friendinmoney$36.995/3/2011 7:23:22 AM
economy-popcorn$25.005/3/2011 5:36:03 AM
dsgfl1$30.005/3/2011 6:09:20 AM
accelerator96$25.005/3/2011 8:32:30 AM
reflective-rupee$200.005/3/2011 9:43:52 AM
bonus-demon$50.005/3/2011 10:28:54 AM
designer_10$25.005/3/2011 11:10:48 AM
credit-missile$75.005/3/2011 12:00:18 PM
irrelevant$25.005/3/2011 6:50:29 PM
witty-openness$25.005/4/2011 5:03:12 AM
auction-seeker4$50.005/4/2011 9:35:40 AM
TackingWindward$25.005/4/2011 10:38:55 AM
2grindstones$34.005/4/2011 11:06:02 AM
p2ploan-sensation211$50.005/4/2011 8:18:24 PM
frclmym$50.005/4/2011 11:51:56 PM
mspiggybank$100.005/5/2011 5:36:19 AM
SOP_Bank$25.005/5/2011 6:11:05 AM
careful-note$50.005/5/2011 9:46:00 AM
GrossBuddha$250.005/5/2011 2:47:11 PM
dmb8183$50.005/5/2011 11:29:16 AM
BangBros$603.705/5/2011 3:17:26 PM
delicious-loan093$25.005/5/2011 3:27:37 PM
velocity-winner$25.005/5/2011 5:25:25 PM
oxnard$50.005/5/2011 6:24:32 PM
grampy48$100.005/5/2011 7:30:26 PM
Makemony$50.005/6/2011 4:00:15 AM
rockhound84$25.005/6/2011 4:41:43 AM
EBITDA$25.005/6/2011 1:27:43 AM
cerebral-dollar773$64.365/6/2011 5:50:42 AM
martymaniaman$36.005/6/2011 6:00:48 AM
moola-accelerator6$45.005/6/2011 7:39:21 AM
Rulea72$36.235/6/2011 7:24:02 AM
helpful-credit156$25.005/6/2011 8:39:50 AM
dammage$44.095/6/2011 8:47:41 AM
RememberToForget$50.005/6/2011 5:12:21 AM
hereyugo$50.005/6/2011 6:44:07 AM
commerce-explosion9$35.005/6/2011 9:30:17 AM
Leshan$139.305/6/2011 8:42:23 AM
the-discrete-income$84.245/6/2011 9:39:04 AM
investment-artist$25.014/28/2011 5:09:44 PM
economy-coup$30.004/28/2011 5:11:01 PM
the-enthralling-coin$25.004/28/2011 6:11:22 PM
janeybooboo$51.004/28/2011 6:07:34 PM
Moe87$25.004/28/2011 7:01:05 PM
credit-missile$25.004/28/2011 7:24:57 PM
golffish2$25.004/29/2011 4:13:44 AM
Interstate_Rate$50.004/29/2011 9:21:26 AM
magical-truth1$50.004/29/2011 9:25:23 AM
equitable-p2ploan8$27.364/29/2011 10:07:04 AM
reflective-rupee$200.004/29/2011 10:17:25 AM
reflective-rupee$200.004/29/2011 10:17:47 AM
Payout_Assured$26.604/29/2011 10:30:11 AM
jhouman$25.004/29/2011 10:38:09 AM
careful-note1$25.004/29/2011 11:51:27 AM
Eaglehigh$25.004/29/2011 12:00:20 PM
trumpeter5$28.004/29/2011 2:00:56 PM
optionscashflow$28.884/29/2011 2:54:49 PM
justonejake$31.534/29/2011 3:49:21 PM
magnetic-dedication3$25.004/29/2011 4:08:26 PM
brightest-dignified-penny$25.004/29/2011 4:10:11 PM
diplomatic-wealth7$25.004/29/2011 4:30:37 PM
LittleMingo$35.004/29/2011 5:34:35 PM
Speedracer12$50.004/29/2011 7:02:43 PM
corporatejim$31.184/30/2011 6:53:37 AM
commerce-yeller$55.004/30/2011 9:08:19 AM
BlessedEveryDay$25.004/30/2011 7:34:50 AM
tolerant-dinero2$25.004/30/2011 11:21:52 AM
PXM-Financial$50.004/30/2011 6:29:54 PM
KarlMarx$25.005/1/2011 3:26:52 AM
Brown98$50.005/1/2011 11:04:56 AM
bonus-quark4$25.005/1/2011 9:40:32 PM
alovelylender$26.005/2/2011 7:52:03 AM
Chesterite$100.005/2/2011 9:58:48 AM
head$25.005/2/2011 10:04:23 AM
professional-integrity$31.875/2/2011 1:43:29 PM
kendigme$25.005/2/2011 1:49:52 PM
flexible-duty3$25.005/2/2011 5:44:28 PM
investment-daydream$25.005/2/2011 6:04:02 PM
DasMula$107.005/3/2011 8:45:17 AM
Weaverville$25.005/3/2011 12:50:04 PM
Bcs-cnc$30.005/3/2011 2:27:01 PM
FinanceEngine$40.005/3/2011 4:54:58 PM
JustMee$25.005/3/2011 5:18:44 PM
CommunityArts_Non-profit$40.005/3/2011 8:12:10 PM
loss-of-control$100.005/3/2011 7:31:48 PM
feb217$25.005/3/2011 9:43:45 PM
ResQDoc$100.005/4/2011 6:26:25 AM
2cit$50.005/4/2011 7:56:13 AM
exciting-fairness$200.005/4/2011 9:14:35 AM
Bob450$25.005/4/2011 9:19:33 AM
ethicalhumanist$50.005/4/2011 11:04:53 AM
jelly1126$50.005/4/2011 10:53:01 AM
num1irish$182.765/4/2011 12:08:06 PM
loan-master1$25.005/4/2011 6:08:07 PM
buffalobills$25.005/5/2011 7:25:30 AM
BlueProteus$25.005/5/2011 7:46:46 AM
CAGE-Investments$25.005/5/2011 9:44:51 AM
upbeat-finance8$25.005/5/2011 4:46:21 PM
thankful-nickel2$25.005/5/2011 2:44:19 PM
Melander$50.005/5/2011 5:06:43 PM
selector568$100.005/5/2011 3:01:01 PM
the-enthralling-coin$25.005/5/2011 5:49:58 PM
return-grizzly$100.005/5/2011 6:26:48 PM
LendToCause$25.005/5/2011 7:09:32 PM
nashibaksi$25.005/5/2011 7:11:22 PM
penny-candy$50.005/5/2011 7:29:53 PM
surferracerskaterboy$35.005/6/2011 12:58:43 AM
Feyenoord$25.005/6/2011 2:15:31 AM
investment-daydream$25.005/6/2011 2:17:19 AM
r48$48.005/6/2011 4:00:16 AM
Mad_Scientist$60.005/6/2011 4:30:03 AM
bbt210$75.005/6/2011 5:18:34 AM
Galt_Capitalist$220.005/6/2011 12:34:03 AM
platinum-cargo$26.865/6/2011 5:42:59 AM
extraordinary-social6$50.005/6/2011 6:06:59 AM
umfan123$25.005/6/2011 6:04:00 AM
a-restless-dollar$50.005/6/2011 6:37:38 AM
klend4$25.005/6/2011 7:15:00 AM
draggon77$25.005/6/2011 3:16:58 AM
melodious-openness$25.005/6/2011 5:07:36 AM
onecooldrink$25.005/6/2011 8:49:52 AM
platinum-boss2$25.005/6/2011 9:32:48 AM
Tkhalaska$25.005/6/2011 7:43:51 AM
engrossing-benefit0$50.005/6/2011 9:32:51 AM
153 Investments
 
Borrower Payment Dependent Notes Series 505436
This series of Notes was issued and sold upon the funding of the borrower loan #49205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-05-2011 
Term: 36 months Listing End date:  May-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1993 Debt/Income ratio: 19%
Credit score: 720-739 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,287Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: glimmering-felicity3 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Plan on using loan proceeds to pay off 2 high interest rate credit cards which will enable me to successfully manage my monthly payments on 3 other lower interest rate credit cards. The loan will allow me to continiue my ?debt snowball? and attain my ?debt-free in 3 years? goal. My living expenses continue to decrease as I am a quasi "empty nester". Although a small loan request, it will help with my debt consolidation and prove my credit worthiness by making timely payments.
My financial situation: I am a good candidate for this loan because I pay my bills on time each month, using online bill pay to further ensure payment timeliness.
Monthly net income: $3,600.00
Monthly expenses: $100.00
Housing: $1800.00
Insurance: $77.00
Car expenses: $100.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$50.005/5/2011 5:04:03 PM
scrappy-diversification7$2,000.005/5/2011 5:04:55 PM
2 Investments