Sales Report:Supplement No. 11 dated May 03, 2011 to Prospectus dated Apr 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 502017
This series of Notes was issued and sold upon the funding of the borrower loan #49079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-13-2011 
Term: 60 months Listing End date:  Apr-26-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1988 Debt/Income ratio: 37%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,013Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: community-pouch Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt loan
Purpose of loan: credit card debt
This loan will be used to..consolidat debt.

My financial situation: 20,000.00
I am a good candidate for this loan because...I pay all my bills on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Peterman$25.004/13/2011 9:08:17 AM
simplelender80$100.004/13/2011 9:09:30 AM
Zolton$100.004/13/2011 9:07:57 AM
BxRealtor$25.004/13/2011 9:10:22 AM
indomitable-coin$25.004/13/2011 12:47:21 PM
Bank_Of_XL$25.004/13/2011 1:12:12 PM
caring-hope2$50.004/14/2011 7:34:29 AM
ursus$100.004/18/2011 9:01:44 AM
friendly-market5$33.004/20/2011 3:37:37 AM
yield-seeker$25.004/20/2011 3:05:27 PM
bid-czar8$50.004/21/2011 12:38:27 PM
radforj22$25.004/21/2011 4:23:04 PM
tranquil-diversification8$50.004/22/2011 2:45:47 PM
skuba$50.004/25/2011 1:20:35 AM
steiglends$100.004/25/2011 9:31:20 AM
enthralling-deal180$50.004/25/2011 10:59:51 AM
reflective-cash0$50.004/25/2011 12:40:56 PM
RedantFinance$25.004/25/2011 4:35:19 PM
vibraphone3$50.004/25/2011 6:57:18 PM
blooming-market$25.004/25/2011 8:41:09 PM
loyalty-sherpa$25.004/25/2011 8:59:47 PM
dinero-festivity2$100.004/26/2011 5:23:53 AM
MasterJin$25.004/26/2011 9:40:06 AM
best-basis-trooper$50.004/26/2011 9:58:27 AM
dedication-point$25.004/26/2011 1:10:08 PM
spursdog$50.004/26/2011 11:42:32 AM
Brain_m$25.004/26/2011 2:02:53 PM
sharp-trade0$25.004/26/2011 4:50:05 PM
littlemonkey$25.004/26/2011 5:08:55 PM
suges$25.004/26/2011 5:11:50 PM
jescowa$50.004/26/2011 5:22:59 PM
Interloper$25.004/26/2011 5:26:09 PM
grampy48$25.004/26/2011 5:26:47 PM
frankdelraza$25.004/26/2011 5:20:22 PM
riproaringrapids$25.004/26/2011 5:21:10 PM
Breezoid$50.004/26/2011 5:21:29 PM
Marathoner$25.004/26/2011 5:26:23 PM
fcukciti$25.004/26/2011 5:26:38 PM
mad-scientist0$25.004/26/2011 5:27:19 PM
gotyourgear$50.004/26/2011 5:11:12 PM
investment-tempo$47.664/26/2011 5:13:23 PM
agiovasil$25.004/26/2011 5:32:52 PM
meenan$50.004/26/2011 5:34:42 PM
hons2000$25.004/26/2011 5:20:29 PM
Mark0135$25.004/26/2011 5:35:38 PM
credit-kahuna$50.004/26/2011 5:22:12 PM
derec$25.004/26/2011 5:49:06 PM
superb-funds335$25.004/26/2011 5:49:27 PM
credible-durability$50.004/26/2011 5:28:22 PM
Veltliner$25.004/26/2011 5:32:34 PM
socalavi8tor$25.004/26/2011 5:34:21 PM
p40thawk$25.004/26/2011 6:02:25 PM
kenji4861$25.004/26/2011 6:05:05 PM
the-profit-oracle$25.004/26/2011 5:41:45 PM
orderandprogress$25.004/26/2011 6:11:17 PM
djmgd790$75.004/26/2011 5:49:18 PM
MARWARISETH$25.004/26/2011 6:02:21 PM
upright-commitment5$25.004/26/2011 7:11:54 PM
helpu88$25.004/26/2011 7:19:31 PM
cocopuffs$25.004/26/2011 7:20:33 PM
brightest-dynamic-peace$25.004/26/2011 7:20:48 PM
versatile-platinum4$25.004/26/2011 7:21:25 PM
practice44$25.004/26/2011 7:23:08 PM
burgeoning-silver$25.004/26/2011 7:23:26 PM
sjlnn$34.964/26/2011 7:24:54 PM
kalex752$25.004/26/2011 7:25:09 PM
SafeSaxa$30.004/26/2011 7:25:36 PM
TommyTucker$50.004/26/2011 7:30:47 PM
lendinstuff$50.004/26/2011 7:31:59 PM
mlender$25.004/26/2011 7:12:18 PM
DavenportCapital$25.004/26/2011 7:14:27 PM
Pasagam$25.004/26/2011 7:16:07 PM
BigLinCT$25.004/26/2011 7:18:53 PM
kfi805$25.004/26/2011 7:19:54 PM
shawndw$35.004/26/2011 7:39:05 PM
dinero-wildebeest$50.004/26/2011 7:23:53 PM
SoCalRancher$28.404/26/2011 7:16:21 PM
Millmanator$50.004/26/2011 7:25:23 PM
bdloans$50.004/26/2011 7:17:44 PM
jamstah$50.004/26/2011 7:18:10 PM
sumochicken$25.004/26/2011 7:18:38 PM
treasure-pipeline$50.004/26/2011 7:19:41 PM
HalfDayz$50.004/26/2011 7:28:30 PM
note-cougar0$25.004/26/2011 7:28:43 PM
srgriff$25.004/26/2011 7:21:46 PM
ThompsonCapital$25.004/26/2011 7:29:11 PM
yertle9$25.004/26/2011 7:29:37 PM
nhm$25.004/26/2011 7:30:55 PM
value-den$33.574/26/2011 7:22:50 PM
silver-armada$50.004/26/2011 7:22:56 PM
benamation$50.004/26/2011 7:32:15 PM
Trinkaloki$25.004/26/2011 7:47:32 PM
orbital-loot333$25.004/26/2011 7:24:03 PM
valiant-liberty4$25.004/26/2011 7:50:41 PM
ScottW$25.004/26/2011 7:34:48 PM
WilliamLeeSims$25.004/26/2011 7:35:05 PM
RSV$25.004/26/2011 7:25:32 PM
vigilance-revolutionary$50.004/26/2011 7:36:56 PM
jtrump22$25.004/26/2011 7:28:50 PM
active-market$50.004/26/2011 7:30:35 PM
stollcm$25.004/26/2011 7:31:10 PM
soulwork$25.004/26/2011 7:32:09 PM
help4u$50.004/26/2011 7:33:03 PM
momoney2lend$25.004/26/2011 7:33:34 PM
Dweeberkitty1$25.004/26/2011 7:34:22 PM
Ocean713$50.004/26/2011 8:05:12 PM
Preteur$25.004/26/2011 7:49:01 PM
Trentsteel_98$25.004/26/2011 7:49:16 PM
alpinaut$25.004/26/2011 8:06:51 PM
green-tree-shake$70.004/26/2011 7:42:14 PM
brightest-affluence-motivator$50.004/26/2011 8:08:11 PM
generator535$25.004/26/2011 8:11:28 PM
icchok$50.004/26/2011 7:52:55 PM
EvalCrux$50.004/26/2011 8:12:27 PM
jigsaw$100.004/26/2011 8:13:29 PM
mattpet$25.004/26/2011 8:13:40 PM
camaraderi-workhorse$25.004/26/2011 8:13:46 PM
exuberant-dime$50.004/26/2011 8:13:58 PM
Attract$25.004/26/2011 8:14:30 PM
CBO-Enterprise$50.004/26/2011 8:14:50 PM
rex45$25.004/26/2011 8:16:14 PM
money-floret$25.004/26/2011 7:50:26 PM
Cheburashka$25.004/26/2011 7:58:43 PM
credit-vinyl$25.004/26/2011 7:50:50 PM
Rick21$50.004/26/2011 8:17:57 PM
downtownfarm$25.004/26/2011 8:19:45 PM
LKN2RTR$25.004/26/2011 7:54:28 PM
autonomous-basis$25.004/26/2011 8:20:55 PM
laughmotel$25.004/26/2011 8:22:08 PM
ArmyGuy$25.004/26/2011 8:22:57 PM
nybanker85$50.004/26/2011 8:23:32 PM
Ivan2007$50.004/26/2011 8:23:56 PM
grf1945$50.004/26/2011 8:04:56 PM
IIP77$25.004/26/2011 8:05:44 PM
hanuman77$50.004/26/2011 8:24:38 PM
schnatty$25.004/26/2011 8:24:49 PM
understanding-affluence5$50.004/26/2011 8:06:32 PM
debt-system880$25.004/26/2011 8:07:08 PM
miket71$50.004/26/2011 8:00:41 PM
authentic-liberty7$25.004/26/2011 8:25:42 PM
credit-scout7$50.004/26/2011 8:07:19 PM
chlebie$33.904/26/2011 8:00:47 PM
OldFriend$25.004/26/2011 8:27:09 PM
balance-voyager$50.004/26/2011 8:27:22 PM
rudyindc$50.004/26/2011 8:28:00 PM
generous-deal6$50.004/26/2011 8:28:45 PM
gemoscar$50.004/26/2011 8:05:15 PM
balanced-treasure4$50.004/26/2011 8:13:05 PM
abundant-credit6$25.004/26/2011 8:07:16 PM
anwn$50.004/26/2011 8:16:30 PM
awwaww$50.004/26/2011 8:11:33 PM
thestartuplender$50.004/26/2011 8:34:30 PM
romario$25.004/26/2011 8:17:21 PM
kanpur63$25.004/26/2011 8:15:14 PM
MadHun$100.004/26/2011 8:18:16 PM
ladderskibum$50.004/26/2011 8:18:30 PM
compwhiz$25.004/26/2011 8:16:09 PM
nycfinance$25.004/26/2011 8:16:38 PM
reward-burger2$50.004/26/2011 8:17:16 PM
gold-sushi$25.004/26/2011 8:17:37 PM
kellydawn$50.004/26/2011 8:21:54 PM
Ripsaw4U$50.004/26/2011 8:22:38 PM
compassionate-fairness6$25.004/26/2011 8:18:43 PM
comet55$25.004/26/2011 8:18:53 PM
sungbaek$25.004/26/2011 8:19:42 PM
ptjg$50.004/26/2011 8:19:57 PM
DUDE66$50.004/26/2011 8:23:40 PM
asya$29.204/26/2011 8:23:45 PM
Hondo$25.004/26/2011 8:40:52 PM
clean-finance1$25.004/26/2011 8:41:17 PM
bullwink27$25.004/26/2011 8:25:09 PM
Banker7371$25.004/26/2011 8:25:12 PM
gnar$25.004/26/2011 8:42:10 PM
paymentologist$50.004/26/2011 8:42:14 PM
melodious-fairness$50.004/26/2011 8:26:24 PM
gold-commander0$25.004/26/2011 8:26:22 PM
wwwUniversal$25.004/26/2011 8:42:47 PM
calkidd05$25.004/26/2011 8:26:56 PM
handy-justice$50.004/26/2011 8:26:38 PM
wampum-chorus3$25.004/26/2011 8:27:28 PM
irrelevant$25.004/26/2011 8:27:51 PM
dinero-speaker$25.004/26/2011 8:28:09 PM
tampa_cmc$50.004/26/2011 8:29:03 PM
PatRichi$25.004/26/2011 8:29:31 PM
handshake5$100.004/26/2011 8:33:07 PM
fortytwo$100.004/26/2011 8:33:45 PM
Rob717171$50.004/26/2011 8:34:39 PM
marwadi-62$100.004/26/2011 8:37:38 PM
discrete-asset$25.004/26/2011 8:39:59 PM
DreDub$100.004/26/2011 8:41:20 PM
Alpha-AssistU$25.004/26/2011 8:41:38 PM
balanced-rupee$50.004/26/2011 8:41:25 PM
diplomatic-wealth7$25.004/13/2011 9:10:01 AM
magnetic-dedication3$25.004/13/2011 11:08:38 AM
reflective-rupee$25.444/13/2011 1:47:07 PM
competent-p2p$25.004/13/2011 7:18:10 PM
Weaverville$25.004/16/2011 4:50:36 PM
efficient-treasure0$25.004/18/2011 3:53:43 PM
AFairDeal$50.004/19/2011 6:40:32 PM
worthy-bid8$100.004/19/2011 7:06:30 PM
sonnet771$50.004/20/2011 12:51:27 AM
worth-dandelion$100.004/22/2011 5:12:45 PM
Tradesmanlender$25.004/23/2011 4:08:45 AM
compassionate-dime0$50.004/24/2011 5:57:54 PM
Corellia$50.004/24/2011 5:43:23 PM
C_Mark$50.004/24/2011 7:37:45 PM
don8ter$25.004/25/2011 6:49:46 AM
maple1$25.004/25/2011 8:40:19 AM
smart-kindness8$50.004/25/2011 6:11:57 PM
jameskdean$50.004/25/2011 6:51:30 PM
Mariner3605$25.004/25/2011 8:37:36 PM
GrayStudio$25.004/25/2011 8:53:29 PM
worldly-community3$50.004/25/2011 8:23:18 PM
steves73$50.004/25/2011 9:12:08 PM
inspired-investment8$100.004/25/2011 10:36:11 PM
DrMoneyBags$50.004/26/2011 1:09:35 AM
red-robust-bid$50.004/26/2011 6:44:07 AM
rogue_monster$50.004/26/2011 8:03:57 AM
spy0$25.004/26/2011 8:10:10 AM
DavidCG$25.004/26/2011 9:51:39 AM
successful-agreement7$100.004/26/2011 9:57:57 AM
TelegramSam$25.004/26/2011 9:56:32 AM
dime-revelry$50.004/26/2011 10:29:16 AM
miked8303$25.004/26/2011 10:29:35 AM
ijspence$25.004/26/2011 12:35:02 PM
first-upright-payout$25.004/26/2011 3:39:39 PM
peace-cadence$25.004/26/2011 3:46:29 PM
TheBaldGuy$25.004/26/2011 5:09:03 PM
Marfloogan$25.004/26/2011 5:10:42 PM
buddy486$25.004/26/2011 3:47:26 PM
PitOfSuccess$25.004/26/2011 5:13:05 PM
Richmp412$25.004/26/2011 5:20:41 PM
loot-heart$25.004/26/2011 5:24:57 PM
krd_Chicago$50.004/26/2011 5:27:03 PM
Lam0nt$25.004/26/2011 5:20:36 PM
JKEnterprises$25.004/26/2011 5:21:02 PM
catterpillar$50.004/26/2011 5:21:17 PM
trident9$50.004/26/2011 5:21:42 PM
silver-saguaro$30.004/26/2011 5:30:41 PM
6moonbeams$50.004/26/2011 5:26:15 PM
Phillip4ever$25.004/26/2011 5:07:27 PM
InvestorPartners$25.004/26/2011 5:32:44 PM
contract-victor5$50.004/26/2011 5:26:28 PM
market-assembler$50.004/26/2011 5:27:14 PM
rolandweary$25.004/26/2011 5:35:05 PM
SnakeV$25.004/26/2011 5:12:51 PM
Chauncey_Gardener$50.004/26/2011 5:34:49 PM
djh47a$25.004/26/2011 5:35:22 PM
Lender0010$50.004/26/2011 5:21:52 PM
flwah$25.004/26/2011 5:25:31 PM
patriot897$25.004/26/2011 5:50:41 PM
jwood3030$25.004/26/2011 5:32:16 PM
dood2112$25.004/26/2011 5:34:33 PM
ingenious-truth0$50.004/26/2011 5:51:24 PM
bold-durability-drum$50.004/26/2011 6:02:10 PM
coin-investor$25.004/26/2011 6:04:00 PM
sharp-income2$25.004/26/2011 6:04:39 PM
jazzlender$25.004/26/2011 6:11:11 PM
fantastic-wampum1$100.004/26/2011 5:49:37 PM
sparky1129$50.004/26/2011 6:01:53 PM
GrooveBiz$50.004/26/2011 6:03:00 PM
Relevance$25.004/26/2011 6:03:42 PM
fairness-drum$50.004/26/2011 6:03:49 PM
fiddlerzvi$25.534/26/2011 7:15:32 PM
lending_well$25.004/26/2011 7:16:54 PM
the-silver-blaster$50.004/26/2011 6:06:13 PM
Walkingcowboy$50.004/26/2011 7:20:39 PM
green-planet-guy$32.004/26/2011 7:22:18 PM
razor783$25.004/26/2011 7:22:44 PM
tsquared_030$50.004/26/2011 7:25:51 PM
Georgia_Boy$50.004/26/2011 7:29:28 PM
rcflick$25.004/26/2011 7:30:42 PM
investment-comet$25.004/26/2011 7:32:53 PM
IeatatWendys$50.004/26/2011 7:17:25 PM
seanambrose$25.004/26/2011 7:18:47 PM
Z_Village$50.004/26/2011 7:21:09 PM
WindyKid$25.074/26/2011 7:40:12 PM
black_adder2003$50.004/26/2011 7:23:40 PM
julijask$50.004/26/2011 7:40:31 PM
rapid-credit428$25.004/26/2011 7:14:36 PM
SelectTrustLending$25.004/26/2011 7:17:13 PM
ash135$25.004/26/2011 7:17:58 PM
LeReve$50.004/26/2011 7:18:29 PM
Munnie$25.004/26/2011 7:19:21 PM
syounker$25.004/26/2011 7:19:48 PM
excellent-community$50.004/26/2011 7:20:20 PM
fairwealth$25.004/26/2011 7:28:58 PM
first-euro-rapture$25.004/26/2011 7:30:02 PM
cathexis$25.004/26/2011 7:23:02 PM
lDewey$25.004/26/2011 7:32:32 PM
bold-basis-supernova$25.004/26/2011 7:33:46 PM
blue-sturdy-bazaar$50.004/26/2011 7:24:12 PM
callmebryan$25.004/26/2011 7:24:32 PM
pi31415$25.004/26/2011 7:24:47 PM
thetropics18$25.004/26/2011 7:25:42 PM
a275ranger$30.004/26/2011 7:53:11 PM
ManhattanLender$25.004/26/2011 7:37:10 PM
rram$25.004/26/2011 7:29:46 PM
sfmdg$50.004/26/2011 7:30:29 PM
BuntyBoy$50.004/26/2011 7:32:23 PM
ClearLake$25.004/26/2011 7:58:58 PM
magee425$25.004/26/2011 7:33:12 PM
RG$30.004/26/2011 7:34:05 PM
calm-deal7$25.004/26/2011 7:42:06 PM
medman$25.004/26/2011 7:43:06 PM
rakstar$50.004/26/2011 7:47:55 PM
power-mad-scientist$25.004/26/2011 8:05:06 PM
ctav01$50.004/26/2011 8:05:19 PM
desertoasis$40.004/26/2011 8:06:11 PM
power-bluebird2$75.134/26/2011 8:06:34 PM
bigphish$50.004/26/2011 8:06:58 PM
California04$50.004/26/2011 8:08:25 PM
oja$34.644/26/2011 7:51:18 PM
luckyldy$42.724/26/2011 8:09:13 PM
Hiro07$25.004/26/2011 7:52:06 PM
ranstlin$25.004/26/2011 7:44:07 PM
balance2$25.004/26/2011 7:46:15 PM
LiveFreeand$50.004/26/2011 8:13:36 PM
Gundu$25.004/26/2011 8:14:14 PM
forthright-trade$25.004/26/2011 8:16:23 PM
nycmichael$100.004/26/2011 8:18:13 PM
jct_enterprises$25.004/26/2011 7:53:28 PM
jenq0001$25.004/26/2011 8:21:48 PM
Vennela$25.004/26/2011 8:22:02 PM
benjamin67$25.004/26/2011 8:23:13 PM
acropiloterau2002$25.004/26/2011 8:24:02 PM
bharosa$25.004/26/2011 8:24:43 PM
lokiswolf$27.004/26/2011 8:06:23 PM
harty$50.004/26/2011 8:24:53 PM
divedude$25.004/26/2011 8:07:03 PM
orange-dollar-guild$25.004/26/2011 8:25:39 PM
ideal-platinum1$25.004/26/2011 8:07:12 PM
drkosh$25.004/26/2011 8:26:48 PM
trustu$50.004/26/2011 8:27:06 PM
reueljw$25.004/26/2011 8:09:18 PM
panegryst$50.004/26/2011 8:05:10 PM
kindness-hickory5$50.004/26/2011 8:05:25 PM
Rommytowe$50.004/26/2011 8:29:00 PM
picklesforarthur$50.004/26/2011 8:12:59 PM
p2p-czar3$25.004/26/2011 8:13:13 PM
financial-frenzy$50.004/26/2011 8:07:28 PM
carlover$25.004/26/2011 8:30:09 PM
rangers94$25.004/26/2011 8:08:04 PM
Mavrck88$50.004/26/2011 8:15:47 PM
bvs999$25.004/26/2011 8:10:49 PM
restech$25.004/26/2011 8:15:57 PM
ISHLEP67$50.004/26/2011 8:16:53 PM
phoko$25.004/26/2011 8:17:02 PM
LoisLoan$25.004/26/2011 8:12:53 PM
haidoken$75.004/26/2011 8:17:10 PM
urbanMisfit$25.004/26/2011 8:13:49 PM
wdfraser$50.004/26/2011 8:14:41 PM
GElender$50.004/26/2011 8:18:03 PM
Control$25.004/26/2011 8:15:24 PM
techvet$50.004/26/2011 8:18:11 PM
commerce-renewal$100.004/26/2011 8:15:33 PM
br4444$50.004/26/2011 8:15:41 PM
bluprntguy$50.004/26/2011 8:18:38 PM
currency-cigar4$75.004/26/2011 8:18:58 PM
gold-disk$50.004/26/2011 8:16:17 PM
VBAces$50.004/26/2011 8:21:14 PM
lostontheedge$25.004/26/2011 8:17:29 PM
lagnisiruk$25.004/26/2011 8:18:07 PM
williemc44$25.004/26/2011 8:22:30 PM
Rinastiti$50.004/26/2011 8:22:49 PM
bold-steady-peso$50.004/26/2011 8:18:49 PM
Philosonie$37.954/26/2011 8:23:50 PM
roman2008$25.004/26/2011 8:24:10 PM
rlgnyc$25.004/26/2011 8:24:17 PM
dparkhom$25.004/26/2011 8:25:06 PM
TheYellowDart$25.004/26/2011 8:22:12 PM
studious-bonus7$100.004/26/2011 8:25:22 PM
jcfung1$25.004/26/2011 8:41:53 PM
aha6297$25.004/26/2011 8:24:34 PM
MilitaryAV8R$25.004/26/2011 8:25:56 PM
piter-to-la-investment$25.004/26/2011 8:25:18 PM
philgreen$50.004/26/2011 8:42:21 PM
PatriotKnight$50.004/26/2011 8:26:52 PM
JDFuego$33.334/26/2011 8:43:09 PM
phoenix24$50.004/26/2011 8:43:34 PM
upc_tnt$25.004/26/2011 8:27:17 PM
jblack01$25.004/26/2011 8:27:34 PM
hrubinst$50.004/26/2011 8:27:38 PM
TEAM-Jasper$25.004/26/2011 8:27:32 PM
nalaari$25.004/26/2011 8:28:05 PM
gracej$25.004/26/2011 8:28:24 PM
clean-greenback5$50.004/26/2011 8:28:32 PM
sensible-order2$100.004/26/2011 8:29:40 PM
LordKinbote$25.004/26/2011 8:33:27 PM
subtle-revenue0$25.004/26/2011 8:40:25 PM
best-phenomenal-treasure$25.004/26/2011 8:41:28 PM
Raven39$25.004/26/2011 8:41:59 PM
treasure-kazoo$50.004/26/2011 8:42:04 PM
auctionator1$25.004/26/2011 8:43:37 PM
394 Investments
 
Borrower Payment Dependent Notes Series 502526
This series of Notes was issued and sold upon the funding of the borrower loan #49098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-16-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1993 Debt/Income ratio: 25%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,803Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: capital-mammalian Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mmmr
Purpose of loan:
This loan will be used to consolidated debts that at this time can't be paid after medical expenses were covered for an emergency surgery.

My financial situation:
I am a good candidate for this loan because I am very responsible with my economical responsibilities. During the past 5 years I worked very hard to bring my credit score up and start over after a very hard separation.

Monthly net income: $2412.84
Monthly expenses: $
Housing: $900
Insurance: $0.00
Car expenses: $406.89
Utilities: $ 60.00
Phone, cable, internet: $180.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $197.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/16/2011 12:09:05 PM
simplelender80$150.004/16/2011 12:05:34 PM
Gibbyland$100.004/26/2011 1:22:31 PM
CAGE-Investments$25.004/26/2011 9:25:23 PM
orange-coin-walnut$50.004/27/2011 10:02:56 AM
thelovebug$100.004/27/2011 5:52:19 PM
fantastic-wampum1$100.004/27/2011 5:52:49 PM
irrelevant$25.004/28/2011 6:01:30 AM
ursus$50.004/28/2011 9:24:01 AM
engaging-transaction5$50.004/28/2011 9:36:43 AM
payment-goose2$50.004/28/2011 9:38:37 AM
the-reliable-trade$100.004/28/2011 9:48:50 AM
fair-pound5$100.004/28/2011 10:13:41 AM
compassion-expert$50.004/28/2011 10:20:53 AM
shmb6508$100.004/28/2011 2:56:52 PM
worthy-bid8$25.004/28/2011 5:42:59 PM
jenerationx$25.004/28/2011 5:44:32 PM
the-enthralling-coin$25.004/28/2011 6:07:45 PM
fairhelper$25.004/29/2011 8:24:57 AM
ore-frontier$25.004/29/2011 10:37:19 AM
careful-note1$25.004/29/2011 11:33:45 AM
Aleut$25.004/29/2011 11:54:35 AM
jiggaman7$50.004/29/2011 11:55:21 AM
finance-prescription$50.004/29/2011 11:52:58 AM
credit-meteor7$50.004/29/2011 11:57:03 AM
wanna-help$50.004/29/2011 12:23:25 PM
point-compadre$50.004/29/2011 1:29:35 PM
velocity-quest5$50.004/29/2011 2:39:57 PM
famous-bill$25.004/29/2011 2:24:35 PM
kindness-hickory5$50.004/29/2011 4:53:31 PM
birddogsb$50.004/29/2011 4:53:40 PM
the-profit-oracle$25.004/29/2011 4:04:27 PM
payment-gusto$25.004/29/2011 4:54:20 PM
diversification-medalist$25.004/29/2011 4:53:04 PM
revenue-circuit1$25.004/29/2011 5:12:16 PM
IntrepidInvestment$25.004/29/2011 4:53:11 PM
flanative$50.004/29/2011 4:53:26 PM
iLoaner$25.004/29/2011 4:54:40 PM
ILWTC$50.004/29/2011 5:30:49 PM
runge2777$25.004/29/2011 5:11:47 PM
foxtrot12$40.084/29/2011 5:12:24 PM
financial-frenzy$50.004/29/2011 5:36:12 PM
archeanchaos$25.004/29/2011 5:11:00 PM
natural-greenback6$25.004/29/2011 5:40:04 PM
krd_Chicago$100.004/29/2011 5:40:12 PM
neutrino6$25.004/29/2011 5:35:50 PM
blackstar$25.004/29/2011 5:38:43 PM
a-successful-credit$100.004/29/2011 6:44:33 PM
handy-justice$50.004/29/2011 5:39:13 PM
bountiful-durability$50.004/29/2011 5:40:07 PM
reward-adventure$50.004/29/2011 5:40:18 PM
intrepid-loot$25.004/29/2011 7:24:39 PM
worth-dandelion$100.004/29/2011 5:39:28 PM
asiaratt$50.004/29/2011 5:40:10 PM
Quentin8002$25.004/29/2011 9:09:31 PM
labourclass$50.004/29/2011 10:49:54 PM
NorthernFunds$50.004/29/2011 10:50:33 PM
new-social-economist$50.004/29/2011 8:54:15 PM
bid-carrier0$50.004/29/2011 8:59:40 PM
impressive-dough4$50.004/29/2011 8:14:40 PM
zeelender$25.004/30/2011 2:58:26 AM
LordKinbote$25.004/30/2011 2:46:08 AM
ash135$25.004/30/2011 2:47:35 AM
Belair_Advisors$25.004/30/2011 2:08:20 AM
fortytwo$100.004/30/2011 2:40:40 AM
escharfer$25.004/30/2011 2:48:10 AM
ingenious-deal6$25.004/16/2011 12:08:21 PM
Weaverville$25.004/16/2011 12:10:01 PM
diplomatic-wealth7$25.004/16/2011 12:10:44 PM
sfmf$40.004/19/2011 10:00:45 AM
the-dollar-topper$100.004/23/2011 11:22:52 AM
loyalist1$100.004/25/2011 7:51:11 AM
Jack55304$185.004/25/2011 8:16:16 PM
nerdfactor$25.004/26/2011 7:45:54 AM
courteous-kindness1$25.004/26/2011 3:54:43 PM
miked8303$25.004/26/2011 8:49:09 PM
jalapeno2$50.004/27/2011 9:46:33 AM
mlj0671$25.004/27/2011 1:47:46 PM
bold-shrewd-duty$25.004/27/2011 4:47:28 PM
fmanjoo$25.004/28/2011 9:45:50 AM
money-bauble$100.004/28/2011 10:40:30 AM
BradP$25.004/28/2011 11:05:25 AM
indomitable-dedication$50.004/28/2011 2:22:03 PM
tech310$50.004/28/2011 3:31:15 PM
wwwUniversal$25.004/28/2011 5:39:32 PM
asset-professor$35.814/28/2011 5:46:10 PM
burgeoning-peace3$50.004/28/2011 5:46:47 PM
revenue-tsunami$50.004/28/2011 5:44:20 PM
patriot897$25.004/28/2011 5:45:25 PM
jjswanso$50.004/28/2011 5:43:14 PM
favorite-deal6$25.004/28/2011 5:44:06 PM
durable-auction0$50.004/28/2011 5:44:11 PM
credit-sycamore4$50.004/29/2011 8:09:33 AM
friendly-truth7$50.004/29/2011 10:09:03 AM
BAEVentures$25.004/29/2011 10:22:33 AM
Whipster$50.004/29/2011 10:52:21 AM
hope-lightning1$250.004/29/2011 12:07:49 PM
ADIDASNO$25.004/29/2011 11:55:43 AM
asmithj$50.004/29/2011 12:13:58 PM
mercuriant$25.004/29/2011 12:02:21 PM
selector568$213.594/29/2011 1:03:51 PM
treasure-bliss$50.004/29/2011 1:17:51 PM
kindness-jedi$30.004/29/2011 1:20:17 PM
orange-preeminant-bill$49.014/29/2011 1:18:11 PM
red-power-pecan$50.004/29/2011 4:01:50 PM
nybanker85$50.004/29/2011 4:04:58 PM
FormulaTroll$25.004/29/2011 4:29:57 PM
Easystreet$25.004/29/2011 4:04:10 PM
Bob450$25.004/29/2011 3:58:59 PM
utopia14$25.004/29/2011 4:50:52 PM
graceful-investment$100.004/29/2011 4:52:43 PM
social-conductor4$25.004/29/2011 4:52:14 PM
Leopoldine$25.004/29/2011 4:52:45 PM
Railbird$25.004/29/2011 4:53:37 PM
thoughtful-exchange8$50.004/29/2011 5:10:19 PM
the-silver-blaster$50.004/29/2011 4:54:33 PM
SDKiwi$25.004/29/2011 5:12:20 PM
flwah$25.004/29/2011 5:31:56 PM
IIP77$25.004/29/2011 5:10:42 PM
bnlforever$25.004/29/2011 5:11:54 PM
handshake5$100.004/29/2011 5:12:10 PM
DrStaff$25.004/29/2011 5:33:36 PM
abundant-velocity7$50.004/29/2011 5:10:13 PM
euro-xylophone$25.004/29/2011 5:10:49 PM
justice-economist$25.004/29/2011 5:10:56 PM
Brainworm$25.004/29/2011 5:11:08 PM
Searlzy$25.004/29/2011 5:31:08 PM
integrity-hawk$50.004/29/2011 5:39:53 PM
fighter122$50.004/29/2011 5:40:08 PM
nickel-demon2$72.234/29/2011 5:40:20 PM
soulwork$25.004/29/2011 5:38:46 PM
Ocean713$50.004/29/2011 5:38:54 PM
important-openness1$50.004/29/2011 5:40:05 PM
Midwestvalues$50.004/29/2011 5:40:09 PM
tranquil-diversification8$50.004/29/2011 5:40:21 PM
shrewd-peace7$25.004/29/2011 5:39:09 PM
top-historic-peso$25.004/29/2011 5:40:07 PM
first-restless-payout$50.004/29/2011 5:40:19 PM
engbusres$31.004/29/2011 8:49:36 PM
assetmanager$25.004/29/2011 6:29:12 PM
drluong$25.004/29/2011 8:55:45 PM
loss-of-control$75.004/29/2011 6:11:59 PM
umfan123$25.004/30/2011 12:04:19 AM
finagler$25.004/30/2011 2:56:40 AM
minddoc$25.004/30/2011 3:00:31 AM
unassailable-fund$33.174/30/2011 12:04:45 AM
brazilofmux$100.004/30/2011 3:00:45 AM
nletunic$35.064/30/2011 2:40:37 AM
lovelongandprosper$25.734/30/2011 3:00:02 AM
EBITDA$25.004/30/2011 3:00:35 AM
150 Investments
 
Borrower Payment Dependent Notes Series 494160
This series of Notes was issued and sold upon the funding of the borrower loan #49070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Apr-27-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $197.71
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1998 Debt/Income ratio: 14%
Credit score: 820-839 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,808Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: IrishASA Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 820-839 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
820-839 (Aug-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Consolidate Credit Card Debt
This loan will be used to consolidate the balance of 2 credit cards onto a lower rate loan. One card has a 10.99% rate and the other has a 0% rate about that is about to increase to 19.99%

I am a good candidate for this loan because I have the means to pay it back. I do have an emergency fund that could cover this debt, but do not want to withdraw funds from it unless absolutely necessary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cashhelp$60.004/27/2011 5:02:09 PM
MrDavid$50.004/27/2011 5:04:02 PM
Dollars4Rent$50.004/27/2011 5:04:13 PM
useful-currency$25.004/27/2011 5:04:36 PM
minista$25.004/27/2011 5:10:09 PM
inspired-investment8$100.004/27/2011 5:10:22 PM
dtrain5$25.004/27/2011 5:03:28 PM
bb575$50.004/27/2011 5:03:46 PM
balanced-rupee$50.004/27/2011 5:04:09 PM
indomitable-coin$50.004/27/2011 5:04:45 PM
Mad_Scientist$25.004/27/2011 5:04:57 PM
compoundinterest$50.004/27/2011 5:07:06 PM
AmericanCredit$25.004/27/2011 5:11:00 PM
nosualcneas$25.004/27/2011 5:06:59 PM
reflective-rupee$100.224/27/2011 5:36:04 PM
thankful-nickel2$50.004/27/2011 6:32:33 PM
antlr$50.004/27/2011 6:20:45 PM
worthy-bid8$100.004/27/2011 6:15:54 PM
RandyL3$25.004/27/2011 6:18:09 PM
availableloan$25.004/27/2011 10:10:36 PM
DukSerduk$25.004/27/2011 10:02:39 PM
Zipperdu$50.004/28/2011 8:13:04 AM
determined-nickel30$25.004/28/2011 9:45:59 AM
encouraging-fund$25.004/28/2011 11:17:58 AM
simiray$40.004/28/2011 11:29:20 AM
reward-galaxy$50.004/28/2011 12:09:59 PM
Mad_Scientist$75.004/28/2011 12:09:21 PM
nickel-position$25.004/28/2011 12:39:18 PM
objective-investor$250.004/28/2011 12:46:19 PM
thorough-payout8$25.004/28/2011 3:43:39 PM
heavenly-interest9$100.004/28/2011 3:55:30 PM
titilsbie14$50.004/28/2011 3:57:29 PM
the-enthralling-coin$100.004/28/2011 5:13:06 PM
brightest-dynamic-peace$50.004/28/2011 6:40:03 PM
rapid-loyalty1$125.004/28/2011 7:31:23 PM
BONSAY$50.004/29/2011 3:11:37 AM
nanaof7$25.004/29/2011 9:22:36 AM
magical-truth1$25.004/29/2011 9:59:41 AM
transparency-defender$27.294/29/2011 10:08:57 AM
listing-pear6$49.954/29/2011 10:41:57 AM
bold-pious-loot$250.004/29/2011 12:49:22 PM
payout-reaction740$25.004/29/2011 1:06:08 PM
Leopoldine$25.004/29/2011 1:15:01 PM
Paidaspromised$50.004/29/2011 1:43:52 PM
noble-marketplace$50.004/29/2011 2:02:14 PM
NATIVEBORN$100.004/29/2011 2:34:18 PM
fair_rates$25.004/29/2011 2:35:40 PM
Zuzu$50.004/29/2011 3:58:39 PM
jp2654$100.004/29/2011 5:18:15 PM
accelerator96$25.004/29/2011 6:22:38 PM
josuae$150.004/29/2011 7:15:54 PM
r48$25.004/29/2011 6:02:11 PM
unrivaled-silver$200.004/29/2011 9:25:47 PM
ddamenace$70.004/29/2011 9:03:18 PM
marwadi-62$300.004/30/2011 3:07:58 AM
kyomoon$49.604/30/2011 3:27:09 AM
Digs$25.004/30/2011 3:00:17 AM
peso-hickory$29.004/30/2011 3:53:58 AM
redwraith$25.004/30/2011 4:21:17 AM
FlexFunding$50.004/30/2011 5:59:32 AM
socal-lender$25.004/27/2011 5:03:08 PM
MasterJin$25.004/27/2011 5:03:38 PM
blooming-market$25.004/27/2011 5:03:42 PM
fcrick$25.004/27/2011 5:04:31 PM
kenji4861$25.004/27/2011 5:08:12 PM
bvzm$50.004/27/2011 5:09:00 PM
smart-kindness8$100.004/27/2011 5:10:15 PM
ore-genius2$100.004/27/2011 5:06:48 PM
serene-truth2$50.004/27/2011 5:09:06 PM
MARWARISETH$25.004/27/2011 5:03:11 PM
meux99$25.004/27/2011 5:03:33 PM
SolarMoonshine$100.004/27/2011 5:29:12 PM
Carpetkid$50.004/27/2011 5:54:29 PM
setUup$25.794/27/2011 6:29:36 PM
YummiBear$25.004/27/2011 7:09:54 PM
rmachi$25.004/28/2011 1:52:43 AM
restless-balance9$50.004/28/2011 8:14:46 AM
cwegert$41.764/28/2011 8:50:37 AM
Searlzy$25.004/28/2011 9:57:48 AM
bold-sensible-basis$25.004/28/2011 11:19:32 AM
sfmf$40.004/28/2011 11:41:40 AM
dinero-idol677$50.004/28/2011 12:08:15 PM
selector568$200.004/28/2011 1:05:15 PM
friendly-market5$26.004/28/2011 2:54:33 PM
atbright$25.004/28/2011 3:03:13 PM
MNFrostbite$25.004/28/2011 3:03:27 PM
Dan4703$25.004/28/2011 4:38:32 PM
unbeatable-gain0$25.004/28/2011 5:15:32 PM
dproxima$25.004/28/2011 5:47:20 PM
a-responsible-return$50.004/28/2011 7:55:59 PM
cwegert$58.244/29/2011 7:57:08 AM
unrivaled-silver$50.004/29/2011 10:20:40 AM
WSTRDG$25.004/29/2011 11:02:12 AM
reflective-rupee$400.004/29/2011 11:15:37 AM
klinebarger$25.004/29/2011 11:20:00 AM
jga516$25.004/29/2011 11:33:25 AM
gothampark$25.004/29/2011 12:51:59 PM
friendinmoney$25.004/29/2011 12:53:14 PM
Chewbaca$25.004/29/2011 1:18:14 PM
Weaverville$100.004/29/2011 3:38:22 PM
jarf$25.004/29/2011 3:50:29 PM
radforj22$25.004/29/2011 3:39:34 PM
payout-detective7$100.004/29/2011 4:00:44 PM
TigerForce$31.824/29/2011 4:11:03 PM
lotuss4$49.994/29/2011 5:48:36 PM
red-penny-philosopher$30.004/29/2011 6:10:42 PM
Christophe$25.004/29/2011 5:56:41 PM
Guiren$100.004/29/2011 9:07:13 PM
Speedracer12$50.004/29/2011 7:00:57 PM
Robert99$25.004/29/2011 11:40:26 PM
dontletmoneyfoolya$25.004/29/2011 10:06:35 PM
jenerationx$25.004/29/2011 11:55:13 PM
turbostar666$35.004/30/2011 2:39:48 AM
bughead$25.004/30/2011 4:29:20 AM
peso-hickory$25.004/30/2011 4:02:23 AM
cerebral-dollar773$35.344/30/2011 6:10:52 AM
116 Investments
 
Borrower Payment Dependent Notes Series 499624
This series of Notes was issued and sold upon the funding of the borrower loan #49077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,323.44 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Apr-15-2011 
Term: 60 months Listing End date:  Apr-29-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $422.83
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1997 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 8Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 22 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,168Stated income:$50,000-$74,999
Delinquencies in last 7y: 28 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: logical-deal Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Monthly payments
Purpose of loan:
This loan will be used to consolidate credit cards & loans. Recently, credit card interests have gone up (they love doing that) making it more expensive to repay. This loan will enable me to make a lower fixed payment instead of fluctuating ones. I have 11k in debt. The remaining monies from this loan will go to increasing my emergency fund (rainy days happen). I don't trust banks & would rather borrow money from real people.

My financial situation:
I am a good candidate for this loan as I have been working DILIGENTLY to improving my credit score. In the last 3 years, my credit score has gone up 150 points & I don't want it to fall. I understand the importance of being financially prepared & feel this consolidation loan is a step in the right direction.

Monthly net income: $2853
Housing: $1100
Utilities: $75
Phone, cable, internet: $195
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: $605
Other expenses: $180
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/15/2011 5:05:48 PM
ingenious-deal6$25.004/15/2011 5:07:19 PM
nerdfactor$25.004/24/2011 6:29:55 PM
durable-auction0$50.004/27/2011 5:45:26 PM
ursus$50.004/27/2011 6:23:34 PM
wwwUniversal$25.004/28/2011 2:33:50 AM
Aleut$25.004/28/2011 9:20:17 AM
engaging-transaction5$50.004/28/2011 9:36:32 AM
fmanjoo$25.004/28/2011 9:45:30 AM
compassion-expert$50.004/28/2011 10:20:39 AM
ADIDASNO$25.004/28/2011 5:43:37 PM
jenerationx$25.004/28/2011 5:44:30 PM
euro-xylophone$25.004/28/2011 5:44:45 PM
Brainworm$25.004/29/2011 2:09:30 AM
credit-sycamore4$50.004/29/2011 8:09:18 AM
fairhelper$25.004/29/2011 8:24:45 AM
dartmouth99$26.094/29/2011 9:02:16 AM
divedude$25.004/29/2011 9:06:19 AM
seisen$46.324/29/2011 9:06:38 AM
bahamaman$25.004/29/2011 9:04:46 AM
SpareChangeHero$25.004/29/2011 9:05:13 AM
ITExec$27.484/29/2011 9:06:13 AM
SDNLR$26.224/29/2011 9:13:03 AM
point-promiser$30.004/29/2011 10:07:59 AM
mnmcarve$25.544/29/2011 10:09:59 AM
Fanger$25.004/29/2011 10:12:02 AM
capital-mover7$25.004/29/2011 10:13:22 AM
dood2112$25.004/29/2011 10:13:44 AM
robust-payout1$50.004/29/2011 10:14:53 AM
revenue-circuit1$25.004/29/2011 10:15:00 AM
integrity-hawk$50.004/29/2011 10:15:15 AM
Marfloogan$25.004/29/2011 10:15:58 AM
abundant-velocity7$50.004/29/2011 10:18:06 AM
financial-frenzy$50.004/29/2011 10:25:22 AM
orange-leverage-phoenix$50.004/29/2011 10:26:12 AM
kjsfld$25.004/29/2011 10:27:04 AM
wampum-cocktail$25.004/29/2011 10:24:59 AM
payment-pursuit3$50.004/29/2011 10:29:26 AM
bold-durability-drum$50.004/29/2011 10:25:30 AM
Hokie83$50.004/29/2011 10:31:49 AM
Tylerh$100.004/29/2011 10:32:26 AM
bountiful-durability$50.004/29/2011 10:32:59 AM
FASTIZIO_P$28.664/29/2011 10:35:28 AM
Soxxes$25.004/29/2011 10:29:20 AM
Executive23$25.004/29/2011 10:30:39 AM
economy-producer$25.004/29/2011 10:32:11 AM
natural-greenback6$25.004/29/2011 10:30:57 AM
basis-zeus9$25.004/29/2011 10:31:54 AM
drg6289$25.004/29/2011 10:33:45 AM
Railbird$25.004/29/2011 10:35:41 AM
Midwestvalues$50.004/29/2011 10:51:19 AM
Rob717171$50.004/29/2011 10:50:42 AM
mrsp2e$25.004/29/2011 11:26:42 AM
apostle901$25.004/29/2011 11:41:02 AM
birddogsb$50.004/29/2011 11:39:48 AM
HHP$53.374/29/2011 11:40:44 AM
tylerfd$25.004/29/2011 11:39:57 AM
ommcd$25.004/29/2011 11:45:29 AM
krd_Chicago$100.004/29/2011 12:02:01 PM
yield-aurora4$50.004/29/2011 11:54:45 AM
smart-kindness8$50.004/29/2011 11:55:26 AM
whatknows$25.004/29/2011 11:56:01 AM
finance-prescription$50.004/29/2011 12:04:28 PM
magnolia161$25.004/29/2011 12:04:50 PM
justice-economist$25.004/29/2011 12:12:58 PM
treasure-generator$25.004/29/2011 12:13:42 PM
brazilofmux$69.664/29/2011 12:28:12 PM
mlj0671$25.004/29/2011 12:28:48 PM
the-silver-blaster$50.004/29/2011 12:21:31 PM
jasonsdesignwork$25.004/29/2011 12:22:28 PM
soulwork$25.004/29/2011 12:24:28 PM
One_Lolo$25.004/29/2011 12:58:53 PM
DreDub$50.004/29/2011 1:02:52 PM
wise-balanced-moola$25.004/29/2011 1:04:43 PM
burrito6$25.004/29/2011 1:05:03 PM
credit-wheel7$25.004/29/2011 12:58:11 PM
hope-eagle6$25.004/29/2011 12:58:59 PM
unassassinable$25.004/29/2011 1:00:38 PM
ivy-league-MBA$25.004/29/2011 1:01:12 PM
missing-link$25.004/29/2011 1:01:31 PM
kindness-hickory5$50.004/29/2011 1:01:49 PM
fortytwo$79.664/29/2011 1:10:46 PM
income-vault6$25.004/29/2011 1:02:06 PM
inkplj$33.354/29/2011 1:12:53 PM
lovelongandprosper$50.004/29/2011 1:04:47 PM
dedicated-transaction796$50.004/29/2011 1:05:10 PM
the-profit-oracle$25.004/29/2011 1:06:38 PM
b-rent$25.004/29/2011 1:06:48 PM
agiovasil$25.004/29/2011 1:07:23 PM
lendme2$50.004/29/2011 1:10:42 PM
diversification-medalist$25.004/29/2011 1:19:29 PM
point-compadre$50.004/29/2011 1:29:20 PM
velocity-quest5$50.004/29/2011 2:39:50 PM
Erikdbp$25.004/29/2011 3:55:42 PM
fob$25.004/29/2011 3:55:49 PM
a-enticing-reward$25.004/29/2011 3:56:09 PM
zippy-interest$50.004/29/2011 3:37:28 PM
investment-comet$25.004/29/2011 3:56:30 PM
vkm2000$50.004/29/2011 3:56:42 PM
power-bluebird2$50.004/29/2011 3:56:49 PM
bid-papyrus$25.004/29/2011 3:39:08 PM
wellsfrugal$50.004/29/2011 3:57:20 PM
gain-equator$25.004/29/2011 3:57:38 PM
MasterJin$25.004/29/2011 3:57:46 PM
consummate-loyalty1$50.004/29/2011 3:55:13 PM
aggresive-nickel2$25.004/29/2011 3:55:22 PM
leverage-violin$50.004/29/2011 3:55:45 PM
ideal-platinum1$50.004/29/2011 3:55:59 PM
oaktown23$50.004/29/2011 3:56:18 PM
platinum-platoon$25.004/29/2011 3:56:36 PM
GElender$25.004/29/2011 3:56:47 PM
genius520$50.004/29/2011 3:56:56 PM
jigsaw$50.004/29/2011 3:57:39 PM
credible-durability$25.004/29/2011 3:55:32 PM
steamboatgal$50.004/29/2011 3:55:52 PM
relentless-fund1$25.004/29/2011 3:56:06 PM
CapitalismRocks$25.004/29/2011 3:56:37 PM
inspired-duty5$25.004/29/2011 3:56:44 PM
minddoc$25.004/29/2011 3:57:42 PM
samo102us$25.004/29/2011 3:58:39 PM
flexible-diversification9$45.874/29/2011 4:51:54 PM
nickel-demon2$100.004/29/2011 4:05:08 PM
mammalian4$25.004/29/2011 4:40:39 PM
grampy48$61.334/29/2011 4:54:20 PM
a-resplendent-commitment$25.664/29/2011 4:49:33 PM
Vennela$25.004/29/2011 4:59:29 PM
Weaverville$25.004/15/2011 5:08:20 PM
diplomatic-wealth7$25.004/15/2011 5:08:49 PM
suave-dime6$25.004/15/2011 5:07:57 PM
Jack55304$185.004/22/2011 6:50:56 PM
the-dollar-topper$100.004/23/2011 11:22:37 AM
miked8303$25.004/26/2011 10:33:52 AM
fantastic-wampum1$100.004/26/2011 9:14:27 PM
CAGE-Investments$25.004/26/2011 9:25:01 PM
jalapeno2$50.004/27/2011 9:46:21 AM
tnjohnso$25.004/27/2011 5:30:11 PM
favorite-deal6$25.004/27/2011 5:45:04 PM
revenue-tsunami$50.004/27/2011 5:45:41 PM
thelovebug$100.004/27/2011 5:52:11 PM
irrelevant$25.004/28/2011 6:00:35 AM
worthy-bid8$25.004/28/2011 9:20:10 AM
jjswanso$50.004/28/2011 9:21:39 AM
payment-goose2$50.004/28/2011 9:38:26 AM
burgeoning-peace3$50.004/28/2011 9:40:06 AM
the-reliable-trade$100.004/28/2011 9:48:36 AM
fair-pound5$100.004/28/2011 10:13:35 AM
money-bauble$100.004/28/2011 10:40:24 AM
indomitable-dedication$50.004/28/2011 2:21:40 PM
shmb6508$100.004/28/2011 2:56:43 PM
willinvest$25.004/28/2011 3:44:43 PM
tech310$50.004/28/2011 3:31:10 PM
jiggaman7$50.004/28/2011 5:43:30 PM
asmithj$50.004/28/2011 5:48:43 PM
credit-meteor7$50.004/28/2011 5:44:01 PM
flanative$25.004/28/2011 5:45:37 PM
social-conductor4$25.004/28/2011 5:55:18 PM
wanna-help$50.004/28/2011 6:03:01 PM
the-enthralling-coin$25.004/28/2011 6:07:40 PM
famous-bill$25.004/28/2011 6:11:32 PM
archeanchaos$25.004/28/2011 7:21:21 PM
WolRab$32.334/29/2011 9:02:35 AM
DSFinancial$50.004/29/2011 9:06:48 AM
DER$29.344/29/2011 9:08:46 AM
rhin0cerx$45.384/29/2011 9:12:51 AM
sharp-trade0$25.004/29/2011 9:20:56 AM
friendly-truth7$50.004/29/2011 10:08:37 AM
MissionMicroFinance$25.004/29/2011 10:10:11 AM
drtexican$25.004/29/2011 10:13:32 AM
firewomin$25.004/29/2011 10:13:38 AM
msbutah$50.004/29/2011 10:14:44 AM
community-platoon8$50.004/29/2011 10:13:51 AM
rneckfsu$25.004/29/2011 10:14:19 AM
money-surge1$50.004/29/2011 10:14:09 AM
sfmdg$50.004/29/2011 10:14:40 AM
SDKiwi$25.004/29/2011 10:15:09 AM
upbeat-fund$25.004/29/2011 10:16:22 AM
IIP77$25.004/29/2011 10:17:11 AM
auction-formula$150.004/29/2011 10:22:57 AM
Comoparklender$50.004/29/2011 10:25:39 AM
reasonable-transaction7$50.004/29/2011 10:22:45 AM
whartonmba$25.004/29/2011 10:24:45 AM
supersarah61$25.004/29/2011 10:25:13 AM
careful-note$50.004/29/2011 10:25:59 AM
nowits10$50.004/29/2011 10:26:21 AM
pixeldave$50.004/29/2011 10:26:50 AM
Wellman$50.004/29/2011 10:32:07 AM
symbiosis$50.004/29/2011 10:32:37 AM
handy-justice$50.004/29/2011 10:33:08 AM
JSON$25.004/29/2011 10:28:07 AM
PRGuyinVA$25.004/29/2011 10:28:50 AM
liberty-destiny3$25.004/29/2011 10:36:45 AM
payment-gusto$25.004/29/2011 10:37:06 AM
ah-long$25.004/29/2011 10:32:02 AM
escharfer$25.004/29/2011 10:31:06 AM
FirstBank$50.004/29/2011 10:32:17 AM
important-openness1$50.004/29/2011 10:32:50 AM
foxtrot12$50.004/29/2011 10:33:57 AM
top-historic-peso$25.004/29/2011 10:49:19 AM
steves73$50.004/29/2011 10:51:34 AM
red-power-pecan$50.004/29/2011 10:50:55 AM
Ocean713$50.004/29/2011 10:49:07 AM
fighter122$50.004/29/2011 10:51:01 AM
TpbiCapitals$25.004/29/2011 10:52:42 AM
laki_haole$50.004/29/2011 10:51:12 AM
utopia14$25.004/29/2011 11:32:20 AM
graceful-investment$100.004/29/2011 11:37:47 AM
asiaratt$50.004/29/2011 11:39:40 AM
LAM26$25.004/29/2011 11:40:32 AM
nodrivelpls$25.004/29/2011 11:40:08 AM
orange-preeminant-bill$50.004/29/2011 12:04:39 PM
nybanker85$50.004/29/2011 11:53:52 AM
organized-compassion4$100.004/29/2011 11:56:45 AM
djh47a$25.004/29/2011 12:18:21 PM
reward-adventure$50.004/29/2011 12:04:20 PM
Perksunlimited$40.004/29/2011 12:04:46 PM
newest-inspiring-power$25.004/29/2011 12:19:04 PM
treasure-bliss$50.004/29/2011 12:03:54 PM
nletunic$50.004/29/2011 12:18:40 PM
jazzlender$25.004/29/2011 12:21:48 PM
handshake5$100.004/29/2011 12:21:10 PM
tranquil-diversification8$50.004/29/2011 12:22:13 PM
johntims$25.004/29/2011 12:23:15 PM
TrekTune$25.004/29/2011 12:25:08 PM
blackstar$25.004/29/2011 12:25:19 PM
Learning2Lend$26.804/29/2011 12:27:05 PM
derec$25.004/29/2011 12:28:23 PM
damanq$25.004/29/2011 12:51:58 PM
ivadood$50.004/29/2011 1:04:54 PM
shrewd-peace7$25.004/29/2011 1:05:07 PM
silverloan$25.004/29/2011 12:56:21 PM
saffron4$30.894/29/2011 12:58:17 PM
runge2777$25.004/29/2011 1:08:29 PM
cassius84$25.004/29/2011 1:01:35 PM
oldmora$33.234/29/2011 1:04:50 PM
FeedTheMachine$91.264/29/2011 1:04:59 PM
neutrino6$25.004/29/2011 1:10:23 PM
Use_It_Wisely$30.004/29/2011 1:12:14 PM
unrivaled-justice$50.004/29/2011 1:12:26 PM
Leopoldine$25.004/29/2011 1:13:33 PM
kindness-jedi$30.004/29/2011 1:20:07 PM
Aljasa2008$50.004/29/2011 1:17:08 PM
anton$2,000.004/29/2011 2:11:56 PM
AM2008$25.004/29/2011 1:47:04 PM
IntrepidInvestment$50.004/29/2011 2:10:02 PM
investorRE$40.004/29/2011 3:55:37 PM
ryanplays311$25.004/29/2011 3:55:43 PM
wise-deal-panda$50.004/29/2011 3:55:54 PM
dedicated-hope640$25.004/29/2011 3:56:38 PM
shrewd-deal$25.004/29/2011 3:56:43 PM
djindepth$50.004/29/2011 3:56:53 PM
imoutdoorsy$25.004/29/2011 3:57:22 PM
JJ9876$25.004/29/2011 3:57:44 PM
sensible-order2$100.004/29/2011 3:58:06 PM
worth-dandelion$100.004/29/2011 3:58:52 PM
careful-moola3$100.004/29/2011 4:01:42 PM
MARWARISETH$25.004/29/2011 3:55:17 PM
macgeek$25.004/29/2011 3:55:23 PM
teejay411$100.004/29/2011 3:55:35 PM
veneziani$25.004/29/2011 3:55:51 PM
galenisme$50.004/29/2011 3:56:01 PM
bid-computer$50.004/29/2011 3:56:11 PM
Cai8899$30.004/29/2011 3:56:39 PM
felix-tower$25.004/29/2011 3:56:51 PM
amusement4$50.004/29/2011 3:57:35 PM
SPCLending$50.004/29/2011 3:55:14 PM
marcomnzs$25.004/29/2011 3:55:28 PM
tsquared_030$50.004/29/2011 3:55:47 PM
frankdelraza$25.004/29/2011 3:56:02 PM
lagnisiruk$25.004/29/2011 3:56:59 PM
PatRichi$25.004/29/2011 3:57:50 PM
unassailable-fund$50.004/29/2011 3:58:08 PM
FormulaTroll$25.004/29/2011 4:29:52 PM
hope-lightning1$250.004/29/2011 4:51:51 PM
273 Investments
 
Borrower Payment Dependent Notes Series 501942
This series of Notes was issued and sold upon the funding of the borrower loan #49094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-17-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1987 Debt/Income ratio: 15%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 29 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: tender-openness6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help
Purpose of loan:
This loan will be used to...

My financial situation: car repair
I am a good candidate for this loan because...I'm trying to rebuild my credit


Monthly net income: $ 5500
Monthly expenses: $ 3300
Housing: $ 1350
Insurance: $ 300
Car expenses: $ 745
Utilities: $ 240
Phone, cable, internet: $ 210
Food, entertainment: $ 250
Clothing, household expenses: $
Credit cards and other loans: $ n/a
Other expenses: $ Gas 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$40.004/17/2011 12:11:54 PM
CA-Lender$25.044/27/2011 2:22:31 PM
ingenious-deal6$25.004/27/2011 2:23:10 PM
zorg77$25.004/27/2011 2:51:20 PM
CA-Lender$25.004/27/2011 2:52:54 PM
payout-network1$97.004/29/2011 10:23:23 AM
best-asset-jedi$25.004/29/2011 10:31:23 AM
payout-quark$50.004/29/2011 10:51:50 AM
red-penny-philosopher$30.004/29/2011 6:14:58 PM
impala6464$59.494/29/2011 9:27:04 PM
sharp-trade0$25.004/30/2011 12:07:20 PM
revenue-tsunami$50.004/30/2011 12:11:34 PM
168RichCapital$25.404/30/2011 12:28:16 PM
Guardian21$150.004/30/2011 12:23:30 PM
Ananya$22.524/30/2011 12:45:06 PM
Artist_Blue$25.004/18/2011 6:14:59 AM
ursus$50.004/18/2011 8:57:00 AM
reflective-rupee$200.554/27/2011 2:48:20 PM
capital-halo1$2,500.004/27/2011 5:23:58 PM
tigercat$50.004/28/2011 6:18:17 PM
Fire2$25.004/29/2011 1:33:11 PM
Bill88$25.004/29/2011 3:28:52 PM
LaBamba$150.004/30/2011 7:14:03 AM
YellowJacket$25.004/30/2011 9:09:44 AM
moola-pillow$25.004/30/2011 10:48:14 AM
hope-lightning1$250.004/30/2011 12:11:30 PM
26 Investments
 
Borrower Payment Dependent Notes Series 502732
This series of Notes was issued and sold upon the funding of the borrower loan #49072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-18-2011 
Term: 60 months Listing End date:  Apr-29-2011 
 
Lender yield: 10.10% Borrower rate/APR: 11.10% / 11.32% Monthly payment: $239.72
 
Lender servicing fee: 1.00% Effective Yield*: 10.09%  
Estimated return*: 8.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2000 Debt/Income ratio: 5%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,850Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: punctual-commerce9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Chicago
Purpose of loan:

This loan will be used to... fund near term cost of living expenses as I pursue a graduate degree.

My financial situation:

I am a good candidate for this loan because... I will pay it back. I have never made a late credit card payment in the more than 10 years I have had a credit card, I have never missed a mortgage payment in the 3 years I have owned a home, and the only debt I have (that I don't pay down in full each month) is my mortgage and a HELOC - I own two cars, both car loans have been paid off in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dtrain5$25.004/18/2011 9:04:23 AM
nosualcneas$25.004/18/2011 9:04:50 AM
Gibbyland$100.004/18/2011 9:04:08 AM
minista$25.004/18/2011 9:04:38 AM
fcrick$25.004/18/2011 9:04:51 AM
Weaverville$73.224/18/2011 9:16:10 AM
serene-truth2$50.004/18/2011 9:04:35 AM
JJ9876$50.004/18/2011 9:04:48 AM
transparency-grasshopper$50.004/18/2011 4:43:34 PM
kenji4861$25.004/19/2011 1:50:36 AM
restless-balance9$50.004/19/2011 3:14:33 AM
caring-hope2$50.004/19/2011 5:15:59 AM
asset-pilot$51.404/20/2011 12:05:11 AM
carluvr33$25.004/20/2011 7:35:39 AM
MONEYLENDER101$100.004/20/2011 3:24:25 PM
useful-currency$25.004/20/2011 4:01:05 PM
jeffpac$50.004/20/2011 5:41:55 PM
currency-persimmon$100.004/20/2011 7:16:07 PM
Immunologist$25.004/21/2011 5:53:06 AM
Bodyboard$25.004/21/2011 5:20:42 PM
najmn103$25.004/22/2011 7:11:31 AM
bvzm$50.004/22/2011 6:47:44 AM
dlenz$25.004/22/2011 2:16:22 PM
janeybooboo$100.004/23/2011 8:32:03 AM
MARWARISETH$25.004/23/2011 8:41:07 AM
truth-image$50.004/23/2011 7:29:42 PM
ets2011$25.004/24/2011 7:30:45 AM
antlr$50.004/24/2011 4:39:32 PM
finance-expert4$50.004/25/2011 5:26:42 AM
steves73$50.004/25/2011 9:11:04 PM
efficient-marketplace$50.004/26/2011 9:25:34 AM
shugyosha$50.004/26/2011 9:41:26 AM
top-epic-community$50.004/26/2011 11:35:07 AM
TechieLender$50.004/26/2011 6:57:59 PM
julijask$50.004/26/2011 7:45:39 PM
a-responsible-return$50.004/26/2011 8:40:20 PM
ytjameslee$42.684/26/2011 8:39:51 PM
jeffc92$50.004/26/2011 9:26:48 PM
klinebarger$25.004/26/2011 9:27:18 PM
wjf60$25.004/27/2011 8:46:14 AM
Rogesparkguy$25.004/27/2011 9:49:58 AM
coin-baron$25.004/27/2011 10:03:17 AM
Taxman44$25.004/27/2011 12:30:56 PM
wealthstar$50.004/27/2011 11:26:53 AM
sparky1129$50.004/27/2011 12:17:56 PM
yoyoclock$25.004/27/2011 12:35:01 PM
mistertao$25.004/27/2011 12:30:45 PM
aasx1108$25.004/27/2011 12:36:08 PM
SourDoughSteve$25.004/27/2011 6:20:54 PM
asset-pilot$50.004/27/2011 8:05:51 PM
dougm$50.004/27/2011 7:01:29 PM
panegryst$25.004/27/2011 8:45:21 PM
winlender$25.004/28/2011 7:00:45 AM
pwkpwk$25.004/28/2011 10:01:38 AM
valiant-liberty4$25.004/28/2011 10:02:16 AM
nickel-position$25.004/28/2011 1:15:53 PM
rapid-loyalty1$50.004/28/2011 7:25:37 PM
important-dollar1$25.004/29/2011 8:08:46 AM
thedoctor$44.214/29/2011 8:34:41 AM
HookersandBlow$25.004/29/2011 9:43:00 AM
abundant-velocity7$50.004/29/2011 10:18:32 AM
unrivaled-silver$50.004/29/2011 10:19:45 AM
GradStudent34$50.004/29/2011 10:21:54 AM
UnclePockets$25.004/29/2011 10:40:57 AM
freesia54$50.004/29/2011 10:46:25 AM
scottburger$50.004/29/2011 10:44:24 AM
whistledicksmith$50.004/29/2011 10:45:03 AM
ultimatepaintball$25.004/29/2011 10:49:45 AM
outwish$25.004/29/2011 10:56:44 AM
fireboss$50.004/29/2011 10:49:59 AM
soulwork$25.004/29/2011 10:57:19 AM
fiscal65$29.024/29/2011 11:01:14 AM
alpinaut$25.004/29/2011 10:53:16 AM
Thecozychick$25.004/29/2011 11:02:42 AM
johngaltline$25.004/29/2011 10:56:54 AM
Mantis75$25.004/29/2011 11:01:30 AM
USMC0311$33.964/29/2011 11:02:05 AM
Natronpee$25.004/29/2011 11:03:49 AM
djh47a$25.004/29/2011 11:03:23 AM
wise-silver-wonder$25.004/29/2011 11:08:31 AM
jscope$25.004/29/2011 11:11:30 AM
aznboi$50.004/29/2011 11:11:49 AM
jazz619$25.004/29/2011 11:16:45 AM
LenderByDay$25.004/29/2011 11:23:13 AM
srgriff$25.004/29/2011 11:17:21 AM
ZeoInvestments$25.004/29/2011 11:18:32 AM
adhawan325$25.004/29/2011 11:25:16 AM
cleared2land$25.004/29/2011 11:26:56 AM
NMGbank$25.004/29/2011 11:27:06 AM
zski$25.004/29/2011 11:30:19 AM
a-truth-upholder$25.004/29/2011 11:30:04 AM
dollars4debts$25.004/29/2011 11:31:38 AM
bid-papyrus$25.004/29/2011 11:37:14 AM
wadeveloper$50.004/29/2011 11:41:13 AM
Castellan$50.004/29/2011 11:45:22 AM
jjb3$25.004/29/2011 11:41:50 AM
JebkaClan$25.004/29/2011 11:46:21 AM
RedCentre$78.464/29/2011 11:45:01 AM
jenerationx$25.004/29/2011 12:01:02 PM
impeccable-wampum1$50.004/29/2011 12:05:36 PM
payout-magician$25.004/29/2011 12:22:24 PM
mrgoldy$27.004/29/2011 12:12:23 PM
lost-money-so-far-on-these$25.004/29/2011 12:27:22 PM
ujiba$50.004/29/2011 12:28:03 PM
BiggestG$25.004/29/2011 12:26:34 PM
SchaeferJ$25.004/29/2011 12:26:56 PM
jfd287$28.994/29/2011 12:27:17 PM
lovely-greenback4$43.184/29/2011 12:38:14 PM
green-benefit-enclave$26.514/29/2011 12:52:19 PM
UT-Longhorn$25.004/29/2011 1:00:21 PM
Cheburashka$30.004/29/2011 1:07:41 PM
Richmp412$25.004/29/2011 1:14:10 PM
velocity-dreams$25.004/29/2011 1:14:37 PM
ebusinessagent$25.004/29/2011 1:26:50 PM
safe-kindness5$25.004/29/2011 1:26:55 PM
otalon$50.004/29/2011 1:54:32 PM
locomotive7$50.004/29/2011 2:05:45 PM
impartial-benefit1$50.004/29/2011 2:10:35 PM
nicklds$50.004/29/2011 2:14:18 PM
best-ingenious-funds$25.004/29/2011 3:38:38 PM
marwadi-62$300.004/29/2011 3:42:11 PM
nuclearmoose$50.004/29/2011 4:44:54 PM
ramsbladder$25.004/29/2011 5:31:28 PM
discrete-asset$25.004/29/2011 5:31:32 PM
zeelender$25.004/29/2011 5:31:44 PM
DadWarbucks$50.004/29/2011 5:31:02 PM
265alan0$125.834/29/2011 5:32:50 PM
thankful-nickel2$50.004/29/2011 6:56:02 PM
thorough-payout8$25.004/29/2011 6:19:43 PM
FoosMaster$40.004/29/2011 6:01:31 PM
brewman$25.004/29/2011 7:06:04 PM
indomitable-coin$50.004/18/2011 9:04:25 AM
meux99$25.004/18/2011 9:04:43 AM
MasterJin$25.004/18/2011 9:04:46 AM
Wangchuk$25.004/18/2011 9:05:28 AM
DukSerduk$25.004/18/2011 9:04:13 AM
MrDavid$50.004/18/2011 9:04:31 AM
ore-genius2$100.004/18/2011 9:04:40 AM
lloyd_s$25.004/18/2011 2:14:14 PM
unforgettable-order9$50.004/18/2011 4:45:42 PM
ideal-penny8$25.004/18/2011 4:41:04 PM
worthy-bid8$79.044/19/2011 2:45:20 AM
compoundinterest$50.004/19/2011 8:05:30 AM
axl163$25.004/19/2011 8:24:10 AM
cash-cymbal$25.004/19/2011 10:19:16 AM
reflective-rupee$25.444/19/2011 11:11:00 AM
balanced-rupee$50.004/19/2011 6:44:37 PM
Lender50$25.004/20/2011 8:08:40 AM
Pickmar$25.004/20/2011 11:29:30 AM
logical-reward8$25.004/20/2011 11:49:24 AM
damage$25.004/20/2011 3:18:07 PM
subtle-revenue0$25.004/20/2011 3:59:45 PM
sweet-platinum3$86.944/21/2011 7:54:25 AM
Carpetkid$50.004/21/2011 5:57:09 PM
a-exponential-hope$35.004/22/2011 5:05:13 PM
Hybodant$50.004/22/2011 8:26:07 PM
Chosen-one$25.004/22/2011 8:33:47 PM
credible-durability$25.004/23/2011 10:01:35 AM
blooming-market$25.004/23/2011 2:37:02 PM
auction-seeker$25.004/24/2011 11:46:50 AM
smart-kindness8$100.004/25/2011 6:10:53 PM
penny-candy$25.004/25/2011 7:29:11 PM
neighborly-hope6$50.004/25/2011 10:20:35 PM
inspired-investment8$100.004/25/2011 10:35:14 PM
dedication-point$25.004/26/2011 1:09:16 PM
NYCLAIMSGUY$25.004/26/2011 11:38:05 AM
Mad_Scientist$25.004/26/2011 1:04:17 PM
burgeoning-silver$25.004/26/2011 2:31:34 PM
radforj22$25.004/26/2011 8:36:25 PM
scrappy-bonus2$25.004/26/2011 8:40:33 PM
AmericanCredit$25.004/27/2011 7:05:33 AM
rss197$25.004/27/2011 7:44:36 AM
velocity-solo$25.004/27/2011 9:27:28 AM
rmachi$25.004/27/2011 8:08:10 AM
listing-pear6$50.004/27/2011 10:15:36 AM
revenue-tsunami$50.004/27/2011 12:38:01 PM
Havana21$200.004/27/2011 12:17:05 PM
bill-appraiser7$25.004/27/2011 5:29:44 PM
emo13$25.054/27/2011 6:20:36 PM
wilmajean$50.004/27/2011 6:26:07 PM
kcole10$25.004/27/2011 6:26:24 PM
statuesque-order1$26.004/27/2011 8:47:01 PM
kyomoon$25.054/28/2011 2:12:08 AM
MO_Investor$25.004/28/2011 5:10:56 AM
lanlie$67.134/28/2011 5:20:43 AM
edsmoney$100.004/28/2011 6:11:12 AM
edognyc$50.004/28/2011 6:31:57 AM
scholarly-integrity$25.004/28/2011 9:29:24 AM
top-rate-infusion$25.004/28/2011 10:59:47 AM
Veridic$25.004/28/2011 12:18:34 PM
thorough-payout8$25.004/28/2011 3:38:04 PM
indomitable-coin$100.004/28/2011 3:11:19 PM
kewgdns$45.004/28/2011 4:45:52 PM
the-enthralling-coin$25.004/28/2011 6:03:46 PM
Boxhead$50.004/28/2011 6:56:46 PM
CASHMAX$25.004/29/2011 2:14:42 AM
grampy48$50.004/29/2011 3:32:42 AM
jguerrajr$351.604/29/2011 4:31:05 AM
Aethelwolf$25.004/29/2011 4:56:02 AM
the-enthralling-coin$75.004/29/2011 6:36:22 AM
hughro$50.004/29/2011 7:16:03 AM
narblark$50.004/29/2011 7:45:24 AM
wbahl$25.004/29/2011 9:05:31 AM
transparency-defender$50.004/29/2011 10:08:02 AM
secret-santa$25.004/29/2011 10:09:35 AM
CornerKetch$50.004/29/2011 10:17:39 AM
jtrue71$25.004/29/2011 10:21:23 AM
Mar_Holdings_LLC$25.004/29/2011 10:28:30 AM
nhm$37.714/29/2011 10:43:44 AM
eighttone$25.004/29/2011 10:41:54 AM
lifegrowth$25.004/29/2011 10:46:37 AM
slartibardfast$25.004/29/2011 10:43:06 AM
harmonious-moola7$50.004/29/2011 10:44:05 AM
sngndnc$50.004/29/2011 10:45:11 AM
jescowa$50.004/29/2011 10:53:24 AM
DreDub$50.004/29/2011 10:46:52 AM
QuinMccoy$50.004/29/2011 10:45:20 AM
Keebs$25.004/29/2011 10:46:00 AM
Emgolda$25.004/29/2011 11:01:39 AM
lry651$50.004/29/2011 10:58:45 AM
flexiboy35$25.004/29/2011 11:00:14 AM
anyoi$36.144/29/2011 11:03:34 AM
worthy-value1$50.004/29/2011 11:17:02 AM
seabass123$25.004/29/2011 11:07:08 AM
fund-tom-tom6$25.004/29/2011 11:17:13 AM
tolstoy00$25.004/29/2011 11:10:23 AM
p40thawk$50.004/29/2011 11:13:06 AM
lukeskywalkerkp$25.004/29/2011 11:23:40 AM
GodzillaLending$25.004/29/2011 11:16:32 AM
degster$25.004/29/2011 11:28:48 AM
Katburg$50.004/29/2011 11:24:05 AM
forthright-affluence3$50.004/29/2011 11:21:37 AM
BaltimoreLender$25.004/29/2011 11:25:04 AM
Curly-Girly$25.004/29/2011 11:32:08 AM
CharliesHobbies$25.004/29/2011 11:33:53 AM
wealth-pizza$50.004/29/2011 11:46:32 AM
best-ready-credit$100.004/29/2011 12:12:59 PM
social-habanero$25.004/29/2011 12:22:23 PM
silver-armada$50.004/29/2011 12:23:43 PM
mizount$25.004/29/2011 12:27:46 PM
jazzlender$25.004/29/2011 12:22:03 PM
systematic0$25.004/29/2011 12:23:37 PM
fund-tom-tom6$31.324/29/2011 12:46:56 PM
perlindc$100.004/29/2011 12:27:29 PM
zyztemboy$25.004/29/2011 12:27:12 PM
wise-bonus-honker$25.004/29/2011 12:56:33 PM
think-become$25.004/29/2011 1:02:24 PM
runge2777$25.004/29/2011 1:08:34 PM
Aimvest$25.004/29/2011 1:03:20 PM
thefiringzod$25.004/29/2011 1:12:29 PM
Leopoldine$25.004/29/2011 1:12:55 PM
euro-broadcaster$50.004/29/2011 1:15:20 PM
investment-comet$25.004/29/2011 1:16:27 PM
market-socrates4$31.324/29/2011 1:16:30 PM
community-pipeline$50.004/29/2011 1:50:26 PM
mrstender$50.004/29/2011 3:13:13 PM
NATIVEBORN$50.004/29/2011 2:31:04 PM
wwwUniversal$25.004/29/2011 3:59:09 PM
gilbrear$25.004/29/2011 3:56:17 PM
a-resplendent-commitment$45.004/29/2011 4:48:45 PM
mammalian4$25.004/29/2011 4:39:07 PM
cosmof16$25.004/29/2011 5:31:26 PM
Preteur$25.004/29/2011 5:31:31 PM
finance-symphony7$53.814/29/2011 5:56:26 PM
jp2654$100.004/29/2011 5:21:09 PM
hayhelp$38.134/29/2011 5:30:37 PM
dharma1$25.004/29/2011 6:11:11 PM
amra$25.004/29/2011 5:35:25 PM
intelligent-credit0$50.004/29/2011 5:49:24 PM
bid-magma7$10.864/29/2011 7:24:12 PM
270 Investments
 
Borrower Payment Dependent Notes Series 502778
This series of Notes was issued and sold upon the funding of the borrower loan #49088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Apr-18-2011 
Term: 60 months Listing End date:  May-01-2011 
 
Lender yield: 12.40% Borrower rate/APR: 13.40% / 14.77% Monthly payment: $229.58
 
Lender servicing fee: 1.00% Effective Yield*: 12.37%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2001 Debt/Income ratio: 9%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,468Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: spiritual-repayment4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit cards
Purpose of loan:

This loan will be used to consolidate my credit card debt. I am currently paying insanely high rates on a couple of my cards (one is at 29.99%). They recently raised my rate for no apparent reason, and when I called to ask them why, they said they had recently reviewed my account to better serve me. Thanks a lot.

My financial situation:

I am a good candidate for this loan because I've always been good about making payments. I've been paying my bills on time since I first started using credit in 2001.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Peterman$25.004/18/2011 9:06:37 AM
indomitable-coin$50.004/18/2011 9:04:58 AM
simplelender80$100.004/18/2011 9:38:48 AM
caring-hope2$50.004/18/2011 6:02:53 PM
cybernosha$25.004/19/2011 7:20:09 AM
SCD$25.004/20/2011 4:28:36 AM
AY_RY$25.004/20/2011 10:04:19 AM
3_boyz$30.004/22/2011 9:23:42 AM
dlenz$25.004/22/2011 2:18:09 PM
Proactive-Financial-Lending$25.004/23/2011 2:08:45 AM
BxRealtor$25.004/23/2011 7:27:26 AM
principal-bull$25.004/23/2011 7:29:09 AM
janeybooboo$100.004/23/2011 8:35:14 AM
inspired-investment8$100.004/25/2011 10:38:42 PM
KichigaiSensei$25.004/26/2011 10:20:26 AM
miked8303$25.004/26/2011 10:30:55 AM
first-upright-payout$25.004/26/2011 3:44:21 PM
ursus$100.004/26/2011 9:12:18 PM
efficient-treasure0$25.004/26/2011 9:10:55 PM
enthralling-deal180$25.004/27/2011 5:56:10 AM
listing-pear6$50.004/27/2011 10:35:48 AM
GElender$25.004/27/2011 5:35:30 PM
MonkeyHero$50.004/27/2011 7:11:40 PM
GoingFishing$35.004/28/2011 2:12:09 AM
sensible-fund$50.004/28/2011 3:24:03 AM
rce1964$25.004/28/2011 2:26:22 AM
hostbank$100.004/28/2011 6:59:20 AM
a-sharp-revenue$50.004/28/2011 10:13:05 AM
the-unequivocal-pound$50.004/28/2011 5:36:22 PM
jalapeno2$25.004/28/2011 5:36:27 PM
bazaar-hyperdrive3$50.004/28/2011 5:37:06 PM
favorite-deal6$25.004/28/2011 5:36:52 PM
bigphish$50.004/28/2011 5:41:48 PM
benefit-prescription6$100.004/28/2011 5:48:11 PM
brutusbone$25.004/28/2011 5:51:46 PM
GrayStudio$25.004/28/2011 5:52:38 PM
skuba$50.004/28/2011 5:54:43 PM
C_Mark$50.004/28/2011 5:54:54 PM
worth-dandelion$100.004/28/2011 6:01:20 PM
bid-czar8$50.004/28/2011 6:01:23 PM
DrStaff$30.004/28/2011 6:19:10 PM
JustMee$25.004/29/2011 7:29:49 AM
HookersandBlow$25.004/29/2011 9:41:44 AM
enriching-liberty629$25.004/29/2011 10:11:02 AM
exchange-triangulation$50.004/29/2011 10:12:39 AM
abundant-velocity7$50.004/29/2011 10:18:36 AM
sharp-income2$25.004/29/2011 11:12:14 AM
Aimvest$25.004/29/2011 11:14:28 AM
wwwUniversal$25.004/29/2011 1:05:40 PM
payout-thinker7$25.004/29/2011 1:17:32 PM
impartial-benefit1$50.004/29/2011 2:14:39 PM
78$25.044/29/2011 3:35:17 PM
FormulaTroll$25.004/29/2011 4:29:32 PM
Mariner3605$25.004/29/2011 5:38:10 PM
lendme2$50.004/29/2011 5:34:04 PM
loyalty-sherpa$25.004/29/2011 5:32:54 PM
successful-agreement7$54.374/29/2011 5:35:43 PM
vutah$25.004/29/2011 7:54:22 PM
macgeek$25.004/29/2011 10:09:21 PM
raisingophelia$25.004/29/2011 6:44:51 PM
Ripsaw4U$49.674/30/2011 3:08:12 AM
Stavros$25.004/30/2011 3:59:30 AM
selector568$300.004/30/2011 4:50:15 AM
financial-frenzy$50.004/30/2011 5:03:07 AM
TSC$50.004/30/2011 6:45:39 AM
radiobuda$50.004/30/2011 8:22:27 AM
flymetothemoon$50.004/30/2011 6:24:39 AM
DasMula$27.004/30/2011 7:50:32 AM
taal1$25.004/30/2011 8:51:56 AM
CSinvestments$25.004/30/2011 8:36:00 AM
interstellar$50.004/30/2011 8:59:21 AM
nunnie$25.004/30/2011 10:29:39 AM
pumped130$25.004/30/2011 8:23:29 AM
twerns$40.004/30/2011 10:18:51 AM
MonkeyHero$25.004/30/2011 10:19:37 AM
peace-maximizer8$25.004/30/2011 10:19:51 AM
dmag45$100.004/30/2011 11:38:46 AM
best-asset-jedi$50.004/30/2011 10:44:56 AM
velocity-solo$25.004/30/2011 11:14:57 AM
NYBIZ$33.104/30/2011 11:58:25 AM
gilbrear$25.004/30/2011 1:37:07 PM
peso-stockpiler$40.004/30/2011 12:54:20 PM
thankful-nickel2$50.004/30/2011 2:08:08 PM
elasermd$50.004/30/2011 3:05:11 PM
rpg$35.004/30/2011 4:10:50 PM
whipone$29.854/30/2011 2:20:47 PM
stockpicker_jboy$25.004/30/2011 2:22:38 PM
sinner_c5$25.004/30/2011 6:21:48 PM
joyous-revenue4$25.004/30/2011 4:51:37 PM
wise-deal-gravitas$100.004/30/2011 3:14:28 PM
successful-wealth7$25.004/30/2011 5:15:39 PM
heerzaquestion$25.005/1/2011 8:08:22 AM
AM2008$25.005/1/2011 7:06:02 AM
mikester$30.085/1/2011 8:16:16 AM
bountiful-durability$50.005/1/2011 6:16:49 AM
dschaaf$25.005/1/2011 8:27:00 AM
gjm6d$25.005/1/2011 11:18:41 AM
ijspence$25.005/1/2011 11:17:19 AM
rss197$25.005/1/2011 11:19:06 AM
559624$26.005/1/2011 11:46:58 AM
runge2777$25.005/1/2011 11:18:14 AM
uncleharold$25.005/1/2011 11:24:11 AM
p40thawk$25.005/1/2011 12:13:13 PM
compassionate-income5$25.005/1/2011 12:14:43 PM
studious-bonus7$100.005/1/2011 11:23:06 AM
TennSquire$50.005/1/2011 12:14:52 PM
orange-dollar-guild$25.005/1/2011 11:24:30 AM
investment-comet$25.005/1/2011 12:15:12 PM
celkram$25.005/1/2011 12:15:29 PM
green-glowing-gain$25.005/1/2011 12:12:55 PM
cathexis$25.005/1/2011 12:14:54 PM
Invest4kids$25.005/1/2011 12:15:16 PM
wampum-optimization$31.135/1/2011 12:11:59 PM
income-sage9$25.005/1/2011 12:13:04 PM
the-auction-bear$25.005/1/2011 12:13:45 PM
gold-lightning1$25.005/1/2011 12:14:50 PM
gravbox$50.005/1/2011 12:15:10 PM
Anny-Disco$75.005/1/2011 12:15:37 PM
diplomatic-wealth7$25.004/18/2011 9:07:31 AM
Zolton$100.004/18/2011 9:05:37 AM
MasterJin$25.004/18/2011 1:20:07 PM
SimpleChoice$25.004/18/2011 3:54:16 PM
mjdaking$33.824/18/2011 4:40:52 PM
saintjude$30.004/19/2011 2:28:37 PM
competent-p2p$25.004/19/2011 5:53:32 PM
Pickmar$25.004/20/2011 11:31:21 AM
director877$25.004/21/2011 7:14:20 AM
balance-force$30.004/22/2011 12:35:25 PM
a-finance-nirvana$25.004/23/2011 5:24:19 AM
Weaverville$50.004/23/2011 2:32:37 PM
frosty49$100.004/25/2011 9:11:17 AM
worldly-community3$50.004/25/2011 8:24:25 PM
blooming-market$25.004/25/2011 8:44:01 PM
top-epic-community$50.004/26/2011 11:43:09 AM
3_boyz$30.004/26/2011 5:12:53 PM
julijask$50.004/26/2011 7:43:59 PM
scrappy-bonus2$25.004/26/2011 8:40:33 PM
DavidCG$25.004/26/2011 8:50:27 PM
best-basis-trooper$50.004/26/2011 8:50:35 PM
magnificent-gain3$100.004/26/2011 9:07:22 PM
sleepdeprived$29.484/26/2011 9:08:17 PM
tranquil-diversification8$50.004/26/2011 9:08:48 PM
radforj22$25.004/27/2011 3:26:06 AM
Tradesmanlender$25.004/27/2011 2:55:18 AM
justice-circuitry0$50.004/27/2011 9:44:40 AM
worthy-bid8$50.004/27/2011 5:38:56 PM
yield-seeker$25.004/27/2011 5:51:42 PM
wilmajean$50.004/27/2011 6:12:44 PM
MoneyBag4366$25.004/27/2011 10:01:07 PM
statuesque-order1$26.004/27/2011 8:42:59 PM
zevonyc$25.004/28/2011 11:33:28 AM
AFairDeal$50.004/28/2011 1:07:25 PM
nickel-position$25.004/28/2011 1:27:59 PM
BaxterEvil$25.004/28/2011 5:38:52 PM
durable-auction0$50.004/28/2011 5:37:14 PM
impeccable-wampum1$50.004/28/2011 5:47:14 PM
steiglends$100.004/28/2011 5:55:02 PM
don8ter$25.004/28/2011 5:55:08 PM
the-enthralling-coin$25.004/28/2011 6:04:44 PM
ericgassercom$50.004/28/2011 6:18:31 PM
mtp$50.004/28/2011 8:10:39 PM
credit-kahuna$50.004/29/2011 2:24:49 AM
grf1945$50.004/29/2011 7:50:33 AM
payout-quark$158.094/29/2011 10:58:23 AM
tutnyce$50.004/29/2011 12:19:20 PM
jonmars$25.004/29/2011 12:22:11 PM
lostontheedge$25.004/29/2011 1:07:27 PM
Leopoldine$25.004/29/2011 1:12:49 PM
mtquan$25.004/29/2011 2:39:36 PM
reflective-cash0$50.004/29/2011 3:41:47 PM
friendinmoney$44.884/29/2011 3:52:59 PM
Attract$25.004/29/2011 5:36:08 PM
klinebarger$25.004/29/2011 5:32:40 PM
bid-carrier0$50.004/29/2011 8:59:34 PM
ethical-income2$29.004/29/2011 7:51:38 PM
NorthernFunds$50.004/29/2011 10:50:16 PM
Cheburashka$25.004/30/2011 3:07:03 AM
Steveoo1$25.004/30/2011 3:07:22 AM
IIP77$25.004/30/2011 3:09:19 AM
meenan$50.004/30/2011 4:02:22 AM
djh47a$25.004/30/2011 4:56:26 AM
melodious-fairness$50.004/30/2011 5:11:18 AM
emosspot$25.004/30/2011 7:04:57 AM
TomKacz$100.004/30/2011 7:31:09 AM
williemc44$25.004/30/2011 8:13:21 AM
marwadi-62$300.004/30/2011 9:36:56 AM
BobRand$50.004/30/2011 8:50:14 AM
mort317$50.004/30/2011 10:01:32 AM
mammalian4$25.004/30/2011 10:29:40 AM
currency-persimmon$100.004/30/2011 8:59:16 AM
Byrd24$100.004/30/2011 10:44:04 AM
riproaringrapids$25.004/30/2011 11:15:18 AM
glc527$30.004/30/2011 10:39:32 AM
Guardian21$300.004/30/2011 12:19:53 PM
Rostov$25.004/30/2011 1:02:25 PM
social-comet7$25.004/30/2011 2:50:33 PM
profitable-money$25.004/30/2011 12:43:31 PM
E-B$50.004/30/2011 4:16:00 PM
r48$25.004/30/2011 4:44:32 PM
revenue-appraiser$25.004/30/2011 4:23:53 PM
Mindful7$25.004/30/2011 7:05:23 PM
allotment464$100.005/1/2011 4:26:09 AM
astute-benjamins$25.005/1/2011 6:29:17 AM
easylivin$25.004/30/2011 7:49:10 PM
life-is-great$25.005/1/2011 6:41:56 AM
MrSolution$25.005/1/2011 7:03:11 AM
Independenttools$25.005/1/2011 10:41:19 AM
drkosh$25.005/1/2011 7:37:17 AM
bmbanzai$25.005/1/2011 11:01:25 AM
money-bauble$146.015/1/2011 11:20:42 AM
AdamDB$25.005/1/2011 11:24:16 AM
Cbgator$25.005/1/2011 11:24:25 AM
red-robust-bid$50.005/1/2011 11:19:10 AM
RoyFauntleroy$50.005/1/2011 11:24:06 AM
kevin314$25.005/1/2011 11:36:34 AM
meabandit$29.805/1/2011 12:10:40 PM
silver-armada$50.005/1/2011 11:19:48 AM
VBAces$50.005/1/2011 12:12:36 PM
AlexWalex57$50.005/1/2011 11:51:44 AM
johntims$25.005/1/2011 12:14:57 PM
miket71$48.545/1/2011 12:15:03 PM
knowledgeable-note6$25.005/1/2011 12:15:14 PM
chrisb4745$33.395/1/2011 12:02:20 PM
30Sky$50.005/1/2011 12:14:40 PM
hopethisworks$50.005/1/2011 12:15:31 PM
krd_Chicago$100.005/1/2011 12:13:12 PM
tuffshorty$50.005/1/2011 12:15:17 PM
Ocean713$50.005/1/2011 12:15:27 PM
228 Investments
 
Borrower Payment Dependent Notes Series 503294
This series of Notes was issued and sold upon the funding of the borrower loan #49081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-28-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $69.32
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1996 Debt/Income ratio: 6%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,160Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: witty-credit467 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fan of the idea of micro lending,
Purpose of loan: Establish credit with prosper
This loan will be used to...pay credit card

My financial situation:
I am a good candidate for this loan because...
don't really need a loan.

Monthly net income: $9000
Monthly expenses: $105
Housing: $2300
Insurance: $10
Car expenses: $0
Utilities: $80
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $550
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$50.004/28/2011 5:04:52 PM
organized-payment6$50.004/28/2011 5:08:59 PM
favorite-commerce$25.004/28/2011 6:00:41 PM
Sol_Invictus$25.004/28/2011 6:22:49 PM
natural-trade7$100.004/28/2011 7:58:55 PM
janeybooboo$100.004/29/2011 5:27:24 AM
engaging-worth$25.004/29/2011 8:17:29 AM
thorough-payout8$25.004/29/2011 8:45:34 AM
BAEVentures$25.004/29/2011 10:24:15 AM
RainyDayLoans$50.004/29/2011 10:41:28 AM
goodhearted-basis4$25.004/29/2011 11:42:23 AM
JustMee$25.004/29/2011 12:12:57 PM
riv701$25.004/29/2011 12:14:09 PM
nickel-position$25.004/29/2011 1:15:09 PM
serene-capital$25.004/29/2011 2:23:52 PM
enterprising-cash0$25.004/29/2011 3:38:15 PM
mammalian4$25.004/29/2011 4:49:42 PM
interstellar$50.004/29/2011 5:35:00 PM
jp2654$100.004/29/2011 5:25:08 PM
StoneBreaker$65.664/29/2011 7:58:07 PM
marwadi-62$40.504/30/2011 12:04:27 AM
cerebral-dollar773$100.004/30/2011 6:10:09 AM
grampy48$25.004/30/2011 5:00:41 AM
JaceSpade$25.004/30/2011 5:21:40 AM
Johnab$25.004/30/2011 7:19:01 AM
InvestForWealth$27.274/30/2011 7:54:42 AM
MoneyForNothing$12.384/30/2011 8:33:27 AM
Hogan55$51.004/30/2011 7:22:36 AM
SomebodysMom$70.304/30/2011 8:04:39 AM
FundMaker$25.004/30/2011 8:18:37 AM
Zolton$100.004/28/2011 5:10:09 PM
Gibbyland$100.004/28/2011 5:10:33 PM
euro-trumpet$25.004/28/2011 5:08:00 PM
SiebirdLending$25.004/28/2011 5:34:49 PM
the-enthralling-coin$25.004/28/2011 6:07:08 PM
caring-hope2$50.004/28/2011 8:13:06 PM
fishcreek$25.004/28/2011 8:43:33 PM
RandyL3$25.004/29/2011 5:29:18 AM
reflective-rupee$25.004/29/2011 10:13:39 AM
thankful-nickel2$25.004/29/2011 10:14:37 AM
ryan6853$25.004/29/2011 2:23:29 PM
ippoco$25.004/29/2011 3:58:48 PM
Xarach$25.004/29/2011 4:12:38 PM
SolarMoonshine$25.004/29/2011 4:45:38 PM
lonix$25.004/29/2011 8:37:34 PM
jodilee31$30.894/30/2011 2:49:51 AM
TomDalonajay$25.004/30/2011 2:58:00 AM
kinetic-social$27.004/30/2011 7:18:01 AM
loanman2007$50.004/30/2011 6:34:09 AM
Moneypenny6$25.004/30/2011 7:38:22 AM
CSinvestments$25.004/30/2011 8:31:40 AM
51 Investments
 
Borrower Payment Dependent Notes Series 503456
This series of Notes was issued and sold upon the funding of the borrower loan #49078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $129.16
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1987 Debt/Income ratio: 5%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 4 / 3Length of status:22y 6m
Amount delinquent: $1,233 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,272Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: Pappyoga Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Imponded Car
Purpose of loan:
This loan will be used to... To free my impounded car

My financial situation:
I am a good candidate for this loan because... I can easily afford the rates quoted for this loan. I am a Federal worker with a TS/SCI clearance and can't afford any negative entries on my credit report.



Monthly net income: $4000
Monthly expenses: $
Housing: $1100
Insurance: $200
Car expenses: $562
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
TJB_2007$50.004/22/2011 9:38:17 AM
SolarMoonshine$25.004/24/2011 2:49:15 PM
worldly-community3$50.004/25/2011 8:26:15 PM
Wholely$50.004/26/2011 9:51:22 AM
reflective-rupee$175.554/27/2011 5:39:07 AM
enthralling-deal180$25.004/27/2011 5:57:05 AM
jasonrun$25.004/27/2011 7:39:20 AM
Dubbs360$100.004/27/2011 9:16:06 AM
rockerZ71$30.004/27/2011 9:23:10 AM
Sugarmama21$50.004/27/2011 11:38:50 AM
neutrino6$25.004/27/2011 1:04:30 PM
najmn103$25.004/27/2011 12:35:21 PM
interstellar$50.004/27/2011 2:11:53 PM
pacheco$150.004/27/2011 2:17:02 PM
ingenious-deal6$25.004/27/2011 2:18:11 PM
BxRealtor$25.004/27/2011 3:01:14 PM
Bill88$25.014/27/2011 3:53:10 PM
intelligent-yield$25.004/27/2011 4:52:11 PM
handy-justice$100.004/27/2011 5:56:59 PM
Zolton$100.004/22/2011 9:02:37 AM
samaritan5$25.004/22/2011 9:20:25 AM
ingenious-deal6$25.004/22/2011 10:05:39 AM
SimpleChoice$25.004/22/2011 9:46:05 AM
reflective-rupee$25.444/22/2011 2:16:43 PM
seadogs$25.004/25/2011 7:36:22 PM
flexible-vigilance7$25.004/27/2011 7:23:25 AM
loyalist1$100.004/27/2011 7:37:40 AM
goodhearted-gold3$100.004/27/2011 7:38:59 AM
supreme-hope$25.004/27/2011 8:38:42 AM
sensible-trade$100.004/27/2011 9:41:37 AM
orange-coin-walnut$50.004/27/2011 9:43:23 AM
secureincome$350.004/27/2011 11:30:12 AM
sentimental-silver7$25.004/27/2011 11:40:22 AM
Hogan55$30.744/27/2011 10:09:51 AM
108lender$150.004/27/2011 10:13:22 AM
cunning-affluence$27.504/27/2011 11:21:11 AM
currency-emblem$50.004/27/2011 12:09:08 PM
southscion$52.004/27/2011 12:21:59 PM
sweet-treasure9$25.004/27/2011 1:27:18 PM
integrity-doctor$100.004/27/2011 1:34:11 PM
CA-Lender$25.044/27/2011 2:03:30 PM
jebber007$25.004/27/2011 3:03:22 PM
power-bluebird2$35.134/27/2011 3:24:36 PM
miked8303$25.004/27/2011 2:11:46 PM
jsledge$50.204/27/2011 3:09:25 PM
friendly-market5$25.004/27/2011 3:47:18 PM
cash-cymbal$25.004/27/2011 3:55:05 PM
ttnk62918$25.004/27/2011 4:37:27 PM
supersarah61$25.004/27/2011 5:05:45 PM
gallant-economy9$500.004/27/2011 5:52:37 PM
payout-flag6$250.004/27/2011 5:52:43 PM
gallant-economy9$23.394/27/2011 6:04:48 PM
52 Investments
 
Borrower Payment Dependent Notes Series 503476
This series of Notes was issued and sold upon the funding of the borrower loan #49063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-21-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1987 Debt/Income ratio: 18%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 11Length of status:6y 8m
Amount delinquent: $2,184 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,592Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: cordial-money8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investigator
Purpose of loan: Debt consolidation
This loan will be used to...pay down high interest credit card

My financial situation:
I am a good candidate for this loan because...I am serious about paying down my debts.


Monthly net income: $3700
Monthly expenses: $3200
Housing: $1900
Insurance: $136
Car expenses: $200
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $350
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Interstate_Rate$50.004/22/2011 3:05:00 AM
diplomatic-wealth7$25.004/22/2011 10:07:55 AM
suave-dime6$25.004/22/2011 7:16:56 PM
Weaverville$25.004/26/2011 8:51:16 PM
CA-Lender$50.044/27/2011 2:11:01 PM
gallant-economy9$500.004/27/2011 5:55:54 PM
Rx-Ace$150.004/27/2011 8:33:47 PM
Bob450$25.004/27/2011 9:02:19 PM
ddog0224$25.004/27/2011 9:00:22 PM
kazanov$25.004/27/2011 10:17:40 PM
jybank$50.004/27/2011 10:21:08 PM
wild-orange$50.004/28/2011 3:28:02 AM
CAGE-Investments$25.004/28/2011 6:47:24 AM
PotBellyPete$61.474/28/2011 8:24:18 AM
fund-tom-tom6$25.004/28/2011 8:46:56 AM
epic-cash6$25.004/28/2011 8:54:40 AM
bishop491$25.004/28/2011 9:13:43 AM
fmanjoo$25.004/28/2011 9:48:00 AM
nickel-position$25.004/28/2011 12:45:38 PM
commerce-wildebeest2$25.004/29/2011 11:00:36 AM
Smallbear$25.004/29/2011 12:47:03 PM
EBITDA$25.004/29/2011 3:59:24 PM
mpatrick$25.004/29/2011 4:11:27 PM
JauaFlash$25.004/29/2011 5:14:20 PM
first-class-gold0$50.004/29/2011 5:48:23 PM
cbivitz$50.004/29/2011 7:40:07 PM
KarlMarx$25.004/30/2011 4:16:50 AM
ingenious-deal6$25.004/26/2011 8:51:52 PM
scrappy-diversification7$2,000.004/27/2011 9:33:01 AM
intelligent-yield$25.004/27/2011 4:50:45 PM
reflective-rupee$50.554/27/2011 4:04:40 PM
supersarah61$25.004/27/2011 5:13:18 PM
vutah$25.004/27/2011 5:49:08 PM
competent-p2p$25.004/27/2011 7:35:59 PM
LongTail$35.004/27/2011 10:28:07 PM
zorg77$50.004/27/2011 8:44:52 PM
autonomous-truth$25.004/27/2011 9:00:56 PM
dreemin$50.004/28/2011 6:21:37 AM
wizardii$25.004/28/2011 7:10:24 AM
EJO$25.004/28/2011 7:02:32 AM
durable-auction0$50.004/28/2011 7:08:51 AM
crew53$75.004/28/2011 8:24:21 AM
the-reliable-trade$100.004/28/2011 9:51:21 AM
dough-hammock$25.004/28/2011 1:22:40 PM
the-enthralling-coin$25.004/28/2011 6:09:03 PM
wbahl$25.004/29/2011 10:39:25 AM
point-compadre$50.004/29/2011 1:31:32 PM
Frankk2$30.004/29/2011 2:08:40 PM
careful-moola3$100.004/29/2011 4:01:42 PM
orange-coin-walnut$50.004/29/2011 7:10:27 PM
coin-comet3$89.594/29/2011 10:32:06 PM
nest235$25.004/29/2011 11:00:10 PM
MoneyForNothing$8.354/30/2011 4:17:13 AM
53 Investments
 
Borrower Payment Dependent Notes Series 503834
This series of Notes was issued and sold upon the funding of the borrower loan #49074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-25-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1997 Debt/Income ratio: 6%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 0 / 0Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: listing-delight1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to screen in my back porch. I need it so my son will have a safe place to play.

My financial situation:
I am a good candidate for this loan because I have successfully cleared up the debt that I had and now I'm in a position to finally do something to improve my family.


Monthly net income: $ 850.00
Monthly expenses: $ 360
Housing: $ 0
Insurance: $ 0
Car expenses: $ 100
Utilities: $ 85
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
well-rounded-payout0$50.004/25/2011 9:08:28 AM
caNative$50.004/25/2011 9:30:31 AM
goodhearted-basis4$25.004/25/2011 9:35:28 AM
sharpey$100.004/25/2011 11:29:24 AM
reflective-rupee$200.224/25/2011 5:32:45 PM
ingenious-deal6$25.004/25/2011 6:46:25 PM
Reddy_Capital$25.004/25/2011 7:16:11 PM
Bill88$25.014/26/2011 8:03:19 AM
leverage-monger$66.664/26/2011 8:16:45 AM
carrinel$72.124/26/2011 5:29:17 PM
2grindstones$40.004/26/2011 6:37:30 PM
engaging-worth$25.004/26/2011 7:25:07 PM
neutrino6$25.004/26/2011 6:38:30 PM
VJ_Financial$35.004/26/2011 6:43:39 PM
1-HARD-HEAD$25.004/26/2011 7:25:30 PM
CA-Lender$25.044/26/2011 7:38:14 PM
graceful-investment$50.004/26/2011 8:00:08 PM
washboard1$40.004/26/2011 8:42:06 PM
vishal29$25.004/26/2011 8:29:13 PM
wealth-fighter3$25.004/26/2011 9:02:29 PM
platinum-scientist9$25.004/26/2011 8:47:57 PM
dollar-authority$86.554/26/2011 9:02:50 PM
debt_helper$50.004/26/2011 8:50:51 PM
rakey$25.004/26/2011 8:52:46 PM
Interstate_Rate$50.004/25/2011 9:30:35 AM
dedicated-diversification5$44.994/25/2011 12:52:08 PM
elvisloans$25.004/25/2011 5:30:10 PM
diplomatic-wealth7$25.004/26/2011 4:20:42 PM
exciting-fairness$200.004/26/2011 6:08:53 PM
availableloan$25.004/26/2011 7:36:04 PM
money-baron-roth-IRA$100.004/26/2011 7:52:26 PM
Land_on_your_feet$36.284/26/2011 8:07:28 PM
Soxxes$25.004/26/2011 7:43:10 PM
roxon$25.004/26/2011 7:50:41 PM
Pu239$70.004/26/2011 7:59:51 PM
thankful-nickel2$25.004/26/2011 8:04:14 PM
a-finance-nirvana$25.004/26/2011 8:36:10 PM
janeybooboo$100.004/26/2011 8:36:20 PM
feb217$25.004/26/2011 8:38:27 PM
SV-AZ$28.134/26/2011 8:54:18 PM
vkorichkov$30.004/26/2011 8:50:38 PM
zorg77$25.004/26/2011 8:58:52 PM
the-discrete-income$25.004/26/2011 9:02:16 PM
43 Investments
 
Borrower Payment Dependent Notes Series 503840
This series of Notes was issued and sold upon the funding of the borrower loan #49097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-27-2011 
Term: 12 months Listing End date:  Apr-30-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 19.84% Monthly payment: $314.24
 
Lender servicing fee: 1.00% Effective Yield*: 12.79%  
Estimated return*: 6.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2001 Debt/Income ratio: 20%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,568Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: orange-competent-treasure Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ippoco$25.004/27/2011 5:05:54 PM
organized-payment6$50.004/27/2011 5:05:18 PM
TikPmp1$25.004/27/2011 5:05:44 PM
reflective-rupee$200.224/27/2011 5:35:30 PM
vutah$25.004/27/2011 6:20:06 PM
caliguian$50.004/27/2011 8:05:52 PM
kazanov$25.004/27/2011 10:19:18 PM
_NaLNaBB$100.004/27/2011 9:43:21 PM
weiyinsan$40.004/28/2011 12:43:12 AM
a-responsible-return$50.004/28/2011 2:44:31 AM
missoula$50.004/28/2011 6:48:03 AM
cwegert$25.004/28/2011 8:40:02 AM
fund-capo$147.504/28/2011 9:52:22 AM
dough-hammock$50.004/28/2011 1:23:57 PM
thankful-nickel2$50.004/28/2011 1:44:07 PM
a-restless-dollar$25.004/28/2011 2:30:40 PM
ethicalhumanist$25.004/28/2011 4:39:11 PM
TicTac$50.004/28/2011 5:10:25 PM
rcj1411$100.004/28/2011 5:55:57 PM
courteous-deal114$50.004/28/2011 6:43:35 PM
dollarboy$25.004/28/2011 8:48:34 PM
kindness-singularity$25.004/28/2011 6:39:43 PM
green-unrivaled-felicity$43.104/28/2011 6:52:03 PM
loot-supporter2$46.404/29/2011 1:07:11 AM
grampy48$31.964/29/2011 3:50:29 AM
Invest-In-Rednecks$25.004/29/2011 8:33:06 AM
magical-truth1$25.004/29/2011 9:18:27 AM
Nusk$32.644/29/2011 11:26:00 AM
careful-note1$25.004/29/2011 12:23:58 PM
serene-capital$25.004/29/2011 2:25:07 PM
KakeztheKid$314.634/29/2011 3:55:14 PM
bid-magma7$73.274/29/2011 7:36:53 PM
finance-symphony7$50.004/29/2011 5:57:40 PM
FoosMaster$47.894/29/2011 6:06:24 PM
dontletmoneyfoolya$25.004/29/2011 10:08:42 PM
ChewyZ$25.004/29/2011 11:53:36 PM
Kessler$34.004/29/2011 8:59:04 PM
lonix$25.004/29/2011 8:34:27 PM
favorite-commerce$50.004/29/2011 8:53:44 PM
Snoopylover$25.004/30/2011 3:05:58 AM
alert9$100.004/30/2011 12:02:48 AM
ToCreateCashFlow$71.944/30/2011 1:56:04 AM
jayk63$25.004/30/2011 4:14:17 AM
Zolton$100.004/27/2011 5:09:17 PM
Gibbyland$100.004/27/2011 5:09:58 PM
smurf163$25.004/27/2011 5:05:04 PM
dedication-point$25.004/27/2011 5:05:35 PM
Lise46$50.004/27/2011 5:05:47 PM
transformer855$25.004/27/2011 7:10:05 PM
listing-pear6$100.044/28/2011 6:51:47 AM
TomDalonajay$25.004/28/2011 10:02:42 AM
goodhearted-basis4$25.004/28/2011 10:04:12 AM
bold-sensible-basis$25.004/28/2011 11:31:09 AM
newest-organic-rupee$25.004/28/2011 1:05:39 PM
myworld701$25.004/28/2011 1:05:44 PM
WSTRDG$50.004/28/2011 1:52:50 PM
nickel-position$25.004/28/2011 1:17:59 PM
JustMee$25.004/28/2011 5:22:49 PM
Peterman$25.004/28/2011 6:02:38 PM
the-enthralling-coin$25.004/28/2011 6:06:45 PM
davidmanheim$25.004/29/2011 8:47:52 AM
coin-popcorn$25.004/29/2011 9:39:59 AM
auctionator1$25.004/29/2011 11:13:33 AM
mrpowers5531$25.004/29/2011 11:08:12 AM
ryan6853$25.004/29/2011 2:25:13 PM
chungfang$25.004/29/2011 3:37:08 PM
jp2654$50.004/29/2011 5:23:33 PM
upbeat-finance8$25.004/29/2011 6:22:22 PM
Reddy_Capital$25.004/29/2011 9:55:16 PM
cbivitz$50.004/29/2011 7:42:16 PM
drluong$25.004/29/2011 8:56:33 PM
seineil$50.004/30/2011 1:34:30 AM
Bank42$100.004/30/2011 4:18:56 AM
73 Investments
 
Borrower Payment Dependent Notes Series 504146
This series of Notes was issued and sold upon the funding of the borrower loan #49073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-27-2011 
Term: 60 months Listing End date:  Apr-30-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $440.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 27%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 36 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $119,519Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: MoneyTree_Lending Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 57 ( 100% ) 720-739 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2008)
680-699 (Mar-2008)
660-679 (Feb-2008)
740-759 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 57  
Description
Need help with taxes
Purpose of loan:
I found myself with a large tax bill that I need to get paid quickly. I would rather not make a deal with the IRS and would rather borrow the money to make the payment then pay the loan back.

My financial situation:
I am a good candidate for this loan because I have used Prosper two other times and I've paid both loans in full and never missed a single payment. Both loans were even paid off early. My business is young but growing with a guaranteed contract worth $162,000 a year.


Monthly net income: $6000
Monthly expenses:
Housing: $2000
Insurance: $200
Car expenses: $600
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
american-investor$50.004/29/2011 2:32:44 PM
jhouman$25.004/27/2011 9:10:24 AM
investment-artist$25.014/27/2011 9:11:55 AM
MoneyForNothing$96.464/27/2011 9:16:47 AM
OldManP$25.004/27/2011 9:10:47 AM
economy-coup$30.004/27/2011 9:14:48 AM
LittleMingo$30.004/27/2011 10:35:52 AM
reflective-rupee$250.224/27/2011 12:52:04 PM
reflective-rupee$750.224/27/2011 12:51:52 PM
UCLA4life$44.384/27/2011 1:15:36 PM
diplomatic-wealth7$25.004/27/2011 4:40:26 PM
Moe87$35.814/27/2011 3:57:19 PM
CA-Lender$100.044/27/2011 5:39:59 PM
loss-of-control$100.004/27/2011 5:57:35 PM
availableloan$25.004/27/2011 6:28:15 PM
supreme-hope$25.004/27/2011 7:47:37 PM
competent-p2p$35.004/27/2011 7:34:23 PM
momoney2lend$50.004/27/2011 7:45:15 PM
money-fort$25.004/27/2011 7:56:46 PM
reflective-rupee$500.554/27/2011 8:10:27 PM
zorg77$50.004/27/2011 8:41:37 PM
Bob450$25.004/27/2011 9:00:49 PM
autonomous-truth$125.004/27/2011 9:21:08 PM
RainyDayFunds$25.004/28/2011 5:28:31 AM
octoberfresh$25.004/28/2011 7:16:22 AM
Mikale360$25.004/28/2011 8:05:43 AM
suave-justice059$200.004/28/2011 7:41:51 AM
dollar-authority$220.004/28/2011 8:00:30 AM
SecondChanceLendingSERV$25.004/28/2011 8:47:30 AM
first-serene-credit$25.004/28/2011 8:20:25 AM
sunny-truth6$25.004/28/2011 9:18:39 AM
kermitdafrog$27.364/28/2011 9:29:02 AM
Dubbs360$100.004/28/2011 9:32:27 AM
the-reliable-trade$100.004/28/2011 9:54:41 AM
DasMula$57.004/28/2011 9:55:41 AM
reward-galaxy$50.004/28/2011 9:58:31 AM
gallant-economy9$1,000.004/28/2011 10:35:05 AM
marketplace-flan9$250.004/28/2011 10:21:41 AM
sensible-bazaar84$25.004/28/2011 12:11:54 PM
TakeCare$100.004/28/2011 11:39:18 AM
shawnw2$395.924/28/2011 11:56:54 AM
nickel-position$25.004/28/2011 12:31:54 PM
resplendent-dollar$50.004/28/2011 2:58:06 PM
Badgworth$50.004/28/2011 4:25:01 PM
superb-kindness2$25.004/28/2011 4:33:59 PM
rustysailor$25.004/28/2011 4:05:02 PM
Renoan$33.484/28/2011 5:00:43 PM
top-vigorous-platinum$25.024/28/2011 6:43:16 PM
Kyileo$25.004/28/2011 8:03:54 PM
Kash2010lu$25.004/28/2011 8:08:45 PM
The-Lighthouse-Group$25.004/29/2011 4:39:39 AM
Soulphoniks-Holdings$32.864/29/2011 7:26:51 AM
nickel-hickory$100.004/29/2011 9:37:47 AM
nickel-hickory$120.004/29/2011 9:40:17 AM
nickel-hickory$100.004/29/2011 9:39:25 AM
fairness-atmosphere$25.004/29/2011 10:21:09 AM
Leshan$196.894/29/2011 10:23:19 AM
Socorro_Capital_Partners$25.004/29/2011 10:56:21 AM
reflective-rupee$500.004/29/2011 11:11:59 AM
Nikelaos$50.004/29/2011 12:11:38 PM
graceful-investment$100.004/29/2011 12:22:03 PM
gothampark$25.004/29/2011 12:55:50 PM
Feyenoord$25.004/29/2011 1:03:41 PM
deal-marauder6$50.004/29/2011 2:15:40 PM
deal-marauder6$50.004/29/2011 2:18:24 PM
5kids5$34.044/29/2011 2:48:35 PM
FinanceEngine$35.004/29/2011 3:46:37 PM
platinum-czar$182.274/29/2011 4:28:50 PM
mammalian4$25.004/29/2011 4:43:43 PM
suave-dime6$25.004/29/2011 4:04:53 PM
atlas100$25.004/29/2011 5:00:05 PM
itskarma$25.004/29/2011 4:32:54 PM
jerrysdet$33.194/29/2011 4:59:36 PM
momentous-integrity548$54.004/29/2011 7:10:51 PM
VA720$51.114/30/2011 12:21:38 AM
neptuno$29.394/29/2011 9:39:39 PM
intrepid-loot$25.004/30/2011 5:41:38 AM
NolaBuzz$26.024/30/2011 7:35:04 AM
AndyT1999$25.004/30/2011 6:51:08 AM
loanman2007$250.004/30/2011 6:39:13 AM
mikeandcat$50.004/30/2011 6:51:52 AM
LARRY4NY$25.004/30/2011 9:16:17 AM
credit-missile$125.004/30/2011 8:38:41 AM
upbeat-investment9$100.004/30/2011 10:47:22 AM
waterlogged39$250.004/30/2011 10:24:06 AM
bold-direct-asset$34.114/30/2011 10:09:28 AM
justanothersushieater$25.004/30/2011 11:58:53 AM
worldly-gold$100.004/30/2011 10:40:19 AM
vutah$30.004/30/2011 12:11:39 PM
dinero-fighter$500.004/30/2011 12:46:10 PM
culldud6900$88.004/30/2011 11:34:50 AM
Rostov$25.004/30/2011 1:05:46 PM
brondero$75.004/30/2011 2:00:08 PM
SkyLoan$25.004/30/2011 2:11:59 PM
payout-alien6$28.184/30/2011 2:52:56 PM
shrewd-income$500.004/30/2011 3:18:11 PM
goodcents$50.004/30/2011 3:31:46 PM
platinum-czar$122.644/30/2011 3:59:37 PM
Gibbyland$100.004/27/2011 9:08:41 AM
lendstats_com$500.004/27/2011 9:18:40 AM
janeybooboo$100.004/27/2011 10:47:29 AM
ingenious-deal6$25.004/27/2011 2:26:53 PM
Moe87$25.004/27/2011 3:58:33 PM
hookUup$26.714/27/2011 5:03:52 PM
handy-justice$100.004/27/2011 5:43:42 PM
silver-buckeye$50.004/27/2011 7:49:33 PM
reflective-rupee$349.554/27/2011 8:08:45 PM
NYCFinancier$25.004/27/2011 7:24:05 PM
reflective-rupee$151.554/27/2011 8:10:04 PM
best-generosity-financier$25.004/27/2011 8:41:00 PM
TheWombat$25.004/27/2011 10:31:20 PM
kendigme$27.544/28/2011 3:25:29 AM
dreemin$50.004/28/2011 6:20:59 AM
rubylender$25.004/28/2011 6:49:52 AM
Haribelle$25.004/28/2011 8:15:47 AM
shugyosha$50.004/28/2011 9:18:45 AM
sunny-truth6$25.004/28/2011 9:18:25 AM
thankful-nickel2$25.004/28/2011 9:38:08 AM
DasMula$57.004/28/2011 9:55:53 AM
impeccable-ore3$50.004/28/2011 10:27:54 AM
sweetlan$25.044/28/2011 11:22:36 AM
transparency-bear9$100.004/28/2011 12:01:00 PM
dinero-idol677$50.004/28/2011 12:05:19 PM
Mad_Scientist$25.004/28/2011 12:25:44 PM
MNFrostbite$25.004/28/2011 2:43:20 PM
thorough-payout8$25.004/28/2011 3:28:35 PM
market-pudding$25.004/28/2011 5:02:15 PM
handy-point5$25.004/28/2011 5:20:42 PM
JustMee$25.004/28/2011 5:21:37 PM
return-grizzly$100.004/28/2011 6:40:06 PM
mason5$50.004/28/2011 7:05:26 PM
kny$25.004/28/2011 7:20:06 PM
the-enthralling-coin$25.004/28/2011 6:10:42 PM
broomfieldbucks$25.004/28/2011 8:34:50 PM
erowis$95.004/29/2011 2:47:47 AM
CoyoteJack$100.004/29/2011 5:37:38 AM
marketplace-meridian$25.004/29/2011 7:59:30 AM
magical-truth1$50.004/29/2011 9:09:09 AM
nickel-hickory$100.004/29/2011 9:37:33 AM
nickel-hickory$100.004/29/2011 9:39:45 AM
nickel-hickory$100.004/29/2011 9:40:07 AM
balilanai$25.004/29/2011 10:02:25 AM
wampum-chorus3$73.054/29/2011 12:25:35 PM
best-ingenious-funds$25.004/29/2011 1:02:57 PM
Paidaspromised$50.004/29/2011 1:42:12 PM
market-igniter8$104.004/29/2011 2:16:30 PM
NATIVEBORN$25.004/29/2011 2:37:39 PM
important-ore$150.004/29/2011 2:57:56 PM
Bill88$40.004/29/2011 3:24:08 PM
paceme1$67.114/29/2011 4:10:19 PM
mpatrick$25.004/29/2011 4:14:38 PM
goldenticket2$26.004/29/2011 4:58:08 PM
newest-camaraderi-fir$50.004/29/2011 5:10:00 PM
lotuss4$49.994/29/2011 5:47:39 PM
Mombo-5$50.004/30/2011 5:45:17 AM
grnii78$100.004/30/2011 6:39:24 AM
dough-destiny$29.064/30/2011 6:53:50 AM
gpuck$25.004/30/2011 7:29:59 AM
peso-aggregator$50.004/30/2011 9:53:16 AM
leverage-monger$66.664/30/2011 10:41:23 AM
squadron781$25.004/30/2011 10:44:16 AM
buffalobills$25.004/30/2011 8:47:17 AM
mclean_loaner$100.004/30/2011 10:37:21 AM
platinum-cargo$25.004/30/2011 9:44:32 AM
treasure-hunter270$25.004/30/2011 11:23:27 AM
firewomin$50.004/30/2011 12:05:45 PM
treasure-hunter270$25.094/30/2011 11:23:11 AM
kind-charming-value$500.004/30/2011 11:39:57 AM
red-favorable-basis$25.004/30/2011 11:58:40 AM
justice-magnate$53.514/30/2011 1:45:20 PM
dinero-fighter$165.004/30/2011 12:52:23 PM
peso-stockpiler$60.004/30/2011 12:50:43 PM
Heliosky77$103.974/30/2011 1:18:02 PM
173 Investments
 
Borrower Payment Dependent Notes Series 504260
This series of Notes was issued and sold upon the funding of the borrower loan #49076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Apr-27-2011 
Term: 36 months Listing End date:  May-01-2011 
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.12% Monthly payment: $129.52
 
Lender servicing fee: 1.00% Effective Yield*: 10.83%  
Estimated return*: 5.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2005 Debt/Income ratio: Not calculated
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 15 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,085Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: the_reel_deal_05 Borrower's state: Georgia Borrower's group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 100% ) 760-779 (Latest)
Principal borrowed: $4,100.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
(Apr-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
home improvement
Purpose of loan:

I want to do some home improvements and the money will be used to repair some things.

I have borrowed money on prosper before and payed it back 100%

I never bite off more than i can chew and i accept full responsibly because i am 100% committed to paying back your money.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$25.004/27/2011 5:05:51 PM
CoolPlexer$25.004/27/2011 5:06:29 PM
Zolton$100.004/27/2011 5:09:50 PM
organized-payment6$50.004/27/2011 5:05:29 PM
investment-artist$25.014/27/2011 5:07:42 PM
intelligent-yield$25.004/27/2011 5:12:41 PM
SolarMoonshine$25.004/27/2011 5:11:27 PM
interloode$150.004/27/2011 5:50:36 PM
cashhelp$50.004/27/2011 5:53:52 PM
cwegert$200.004/28/2011 8:41:09 AM
Milonguero$100.004/28/2011 9:16:21 AM
Earn_money$25.124/28/2011 9:31:20 AM
determined-nickel30$25.004/28/2011 9:46:37 AM
reflective-rupee$25.444/28/2011 10:28:02 AM
encouraging-fund$25.004/28/2011 11:20:47 AM
miwoktribe$50.004/28/2011 1:06:28 PM
return-tycoon3$100.004/28/2011 2:52:31 PM
4Horseman$50.004/28/2011 5:25:29 PM
TicTac$25.004/28/2011 5:12:17 PM
Sol_Invictus$25.004/28/2011 6:22:08 PM
Johnab$25.004/28/2011 8:44:22 PM
engaging-worth$25.004/29/2011 8:29:19 AM
jasonrun$25.004/29/2011 8:32:46 AM
best-asset-jedi$50.004/29/2011 10:32:11 AM
dogbait$53.004/29/2011 11:48:50 AM
best-ready-credit$50.004/29/2011 12:15:27 PM
serene-capital$25.004/29/2011 2:31:24 PM
Nicedad72$25.004/29/2011 8:40:42 PM
jayk63$25.004/30/2011 4:23:00 AM
intrepid-loot$43.974/30/2011 5:48:24 AM
hookUup$26.714/30/2011 7:35:06 AM
marwadi-62$150.004/30/2011 9:37:20 AM
jmvingeorgia$70.004/30/2011 11:10:10 AM
estancias$25.004/30/2011 11:00:20 AM
RyanTH9893$25.004/30/2011 1:52:50 PM
Long-term2040$25.004/30/2011 12:46:32 PM
brondero$90.004/30/2011 2:04:12 PM
enriching-payout$50.004/30/2011 1:17:06 PM
Crie$25.004/30/2011 5:58:25 PM
rpg$35.004/30/2011 4:07:16 PM
FoosMaster$52.834/30/2011 6:53:09 PM
etraboulay$125.795/1/2011 1:34:20 AM
r48$25.004/27/2011 5:23:32 PM
penny-finder$30.004/27/2011 5:52:59 PM
duty-sundae1$25.004/27/2011 7:57:42 PM
credit-guard5$25.004/27/2011 8:13:59 PM
CA_Lender$25.004/28/2011 6:55:36 AM
janeybooboo$100.004/28/2011 7:06:25 AM
cwegert$100.004/28/2011 8:56:21 AM
thankful-nickel2$25.004/28/2011 9:38:55 AM
goodhearted-basis4$25.004/28/2011 10:04:14 AM
boomarang2$25.004/28/2011 11:52:55 AM
nickel-position$25.004/28/2011 1:18:41 PM
kind-charming-value$200.004/28/2011 1:31:48 PM
commerce-explosion9$25.004/28/2011 1:25:11 PM
dough-hammock$50.004/28/2011 1:30:23 PM
the-enthralling-coin$25.004/28/2011 6:06:58 PM
coin-popcorn$25.004/29/2011 9:45:52 AM
El_Profesional$25.004/29/2011 10:12:17 AM
reflective-dollar8$50.004/29/2011 10:30:13 AM
tutnyce$50.004/29/2011 12:14:33 PM
brainy-repayment5$116.614/29/2011 12:26:30 PM
Feyenoord$25.004/29/2011 1:03:43 PM
ryan6853$25.004/29/2011 2:24:17 PM
mammalian4$25.004/29/2011 4:47:35 PM
jp2654$121.274/29/2011 5:27:51 PM
accelerator96$25.004/29/2011 6:27:58 PM
finance-symphony7$50.004/29/2011 5:59:49 PM
penny-winner$50.004/29/2011 11:00:02 PM
tomdooley12520$25.004/30/2011 9:13:02 AM
iamdoug$25.004/30/2011 11:12:16 AM
treasure-hunter270$50.004/30/2011 11:30:38 AM
velocity-winner$25.004/30/2011 4:14:27 PM
social-heart$25.004/30/2011 3:13:45 PM
patriot897$25.004/30/2011 3:51:46 PM
cwegert$100.004/30/2011 5:19:49 PM
Finchy78$34.254/30/2011 5:25:38 PM
etraboulay$50.005/1/2011 1:26:35 AM
Eric_Gagne$25.004/30/2011 5:37:06 PM
CSAworker$25.004/30/2011 8:23:24 PM
80 Investments
 
Borrower Payment Dependent Notes Series 504400
This series of Notes was issued and sold upon the funding of the borrower loan #49089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-28-2011 
Term: 36 months Listing End date:  May-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1994 Debt/Income ratio: 19%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,316Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: currency-gondola3 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate existing credit card payments with a higher percentage rate into an amount that I can pay down more quickly.

My financial situation:
I am employed full time and make enough to comfortably cover my expenses. However, I am paying upward of 30% interest on my credit cards and would like to get this amount decreased. This is my first listing on this site and I will definitely come back and return the favor after funded!

Monthly net income: $3126.26 (mine only)
Monthly expenses: $337.75
Housing: $1085.19 (542.56 shared with spouse)
Insurance: $195.00 (97.50 shared with spouse)
Car expenses: $286.94
Utilities: $266.00 (133.00 shared with spouse)
Phone, cable, internet: $135.00 (67.50 shared with spouse)
Food, entertainment: $389.00 (194.50 shared with spouse)
Clothing, household expenses: $100.00
Credit cards and other loans: $331.00 (includes this loan if funded)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-diversification7$2,000.004/28/2011 5:05:53 PM
lendstats_com$300.004/28/2011 5:20:53 PM
DHolly$25.004/28/2011 5:10:24 PM
vutah$25.004/28/2011 6:01:06 PM
SecondChanceLendingSERV$25.004/28/2011 6:11:08 PM
the-enthralling-coin$25.004/28/2011 6:11:23 PM
spiff666$25.004/28/2011 8:21:00 PM
credit-missile$75.004/28/2011 7:23:32 PM
erowis$90.004/29/2011 2:46:34 AM
golffish2$50.004/29/2011 4:05:24 AM
thorough-payout8$25.004/29/2011 8:43:16 AM
CPAecs$25.004/29/2011 10:07:30 AM
thankful-nickel2$25.004/29/2011 10:13:43 AM
Bob450$25.004/29/2011 10:31:17 AM
brightest-dignified-penny$25.004/29/2011 4:09:16 PM
mpatrick$25.004/29/2011 4:16:20 PM
SolarMoonshine$25.004/29/2011 4:45:03 PM
taetrade$25.004/29/2011 5:10:13 PM
market-pudding$25.004/30/2011 4:38:11 AM
grampy48$42.234/30/2011 5:02:01 AM
social-heart$50.004/30/2011 2:51:39 PM
CACO_Lender$25.004/30/2011 4:39:36 PM
well-mannered-income3$25.004/30/2011 6:33:25 PM
etraboulay$50.005/1/2011 1:29:01 AM
dudebrah$25.005/1/2011 7:39:07 AM
elvisloans$25.005/1/2011 9:44:53 AM
Danjack_Capital$25.005/1/2011 8:37:24 AM
brightest-income-hunter$60.225/1/2011 9:48:05 AM
the-discrete-income$100.005/1/2011 12:32:07 PM
bsmtloan$200.005/1/2011 3:41:10 PM
loan-trumpet6$54.005/1/2011 3:43:54 PM
fund-javelin1$25.005/1/2011 5:59:29 PM
DonTraveler99$25.005/1/2011 5:41:05 PM
youngtrader$117.345/1/2011 7:43:17 PM
ingenious-deal6$25.004/28/2011 5:07:40 PM
reflective-rupee$200.224/28/2011 5:34:33 PM
Interstate_Rate$50.004/28/2011 5:46:25 PM
skillful-asset5$25.004/28/2011 8:23:48 PM
pshans$39.334/29/2011 7:36:26 AM
careful-note1$25.004/29/2011 11:29:18 AM
AM2008$25.004/29/2011 1:51:15 PM
diplomatic-wealth7$25.004/29/2011 4:30:39 PM
mammalian4$25.004/29/2011 4:45:58 PM
loss-of-control$50.004/29/2011 6:14:54 PM
cbivitz$150.004/29/2011 7:44:22 PM
shrewd-income$50.004/29/2011 8:43:57 PM
l2fp$30.004/30/2011 1:32:01 AM
intrepid-loot$25.004/30/2011 5:42:57 AM
doopers$25.004/30/2011 6:52:55 AM
phchristensen$50.004/30/2011 10:25:48 AM
Otagaini$25.004/30/2011 9:58:38 AM
loanman2007$150.004/30/2011 11:02:53 AM
leverage-monger$66.664/30/2011 10:45:48 AM
Rostov$25.004/30/2011 1:06:13 PM
Rip128$50.004/30/2011 2:32:41 PM
KarlMarx$25.005/1/2011 3:26:24 AM
draggon77$25.004/30/2011 4:57:16 PM
leverage-monger$25.005/1/2011 10:35:28 AM
Christophe$25.005/1/2011 3:07:48 PM
Reliance_Banker$25.005/1/2011 6:54:57 PM
mcgovern2024$25.005/1/2011 7:15:49 PM
61 Investments
 
Borrower Payment Dependent Notes Series 504454
This series of Notes was issued and sold upon the funding of the borrower loan #49091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1999 Debt/Income ratio: 30%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 11Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,410Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: worth-upholder1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
760-779 (Dec-2009)
 
Principal balance: $4.14 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
General Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate some high-interest debt I have
My financial situation:
I have never been late on a payment and I have adequate income to cover my debts. My credit scores are all above 700.
I am a good candidate for this loan because...
I have a full-time job in addition to a part-time job and can make the payments on this loan.


Monthly net income: $5400
Monthly expenses: $
Housing: $1081
Insurance: $120
Car expenses: $200
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
NekHoldings$25.004/29/2011 9:09:00 AM
SLN-10$25.004/29/2011 9:17:17 AM
investment-artist$25.014/29/2011 9:24:39 AM
Ubiquinone$25.004/29/2011 9:22:53 AM
El_Profesional$25.004/29/2011 10:14:09 AM
hillerod$25.294/29/2011 10:26:26 AM
clemclan$33.334/29/2011 12:24:23 PM
DrewOdette$25.004/29/2011 1:13:46 PM
natural-trade7$50.004/29/2011 3:21:40 PM
leverage-ectasy$25.084/29/2011 4:59:49 PM
halothane_logic$75.004/29/2011 6:05:42 PM
reflective-rupee$800.004/29/2011 8:50:11 PM
loan-master1$25.004/29/2011 7:19:49 PM
money-fort$25.004/29/2011 10:25:45 PM
ddoneday$25.004/30/2011 4:36:51 AM
JustMee$25.004/30/2011 6:01:53 AM
thankful-nickel2$25.004/30/2011 7:56:55 AM
Legally_Blonde$50.004/30/2011 8:19:57 AM
marwadi-62$100.004/30/2011 9:30:41 AM
interloode$75.004/30/2011 8:25:16 AM
mammalian4$25.004/30/2011 10:36:25 AM
fabulous-community4$25.004/30/2011 10:55:08 AM
tolerant-dinero2$25.004/30/2011 11:25:22 AM
loanman2007$100.004/30/2011 11:08:16 AM
treasure-hunter270$25.004/30/2011 11:34:23 AM
lotuss4$49.994/30/2011 12:39:34 PM
Lubava$50.004/30/2011 2:20:06 PM
payout-network1$97.004/30/2011 12:41:34 PM
restless-dime$25.004/30/2011 1:12:07 PM
grammaspurse$25.004/30/2011 1:21:53 PM
Rip128$100.004/30/2011 2:34:18 PM
Bob450$25.004/30/2011 2:51:19 PM
MilitaryLoans$500.004/30/2011 3:47:36 PM
american-investor$50.004/29/2011 2:37:18 PM
green-inspiring-peace$25.004/29/2011 9:07:12 AM
OldManP$25.004/29/2011 9:17:11 AM
handy-point5$25.004/29/2011 10:18:56 AM
favorite-commerce$25.004/29/2011 10:38:50 AM
thorough-yield1$70.494/29/2011 12:07:13 PM
Mikale360$30.004/29/2011 2:01:27 PM
Kash2010lu$25.004/29/2011 2:05:46 PM
SolarMoonshine$25.004/29/2011 4:51:40 PM
ultimate-peace$150.004/29/2011 4:58:33 PM
principal-laser$50.004/30/2011 5:53:02 AM
periko$28.064/30/2011 7:54:20 AM
bluehen00$31.074/30/2011 6:16:25 AM
mikeandcat$50.004/30/2011 6:49:00 AM
blitzen40$25.004/30/2011 9:03:50 AM
Amber_Stone$29.334/30/2011 9:13:25 AM
autonomous-truth$62.674/30/2011 9:33:34 AM
yield-lion2$25.004/30/2011 10:59:30 AM
shrewd-income$287.784/30/2011 3:23:41 PM
lendstats_com$400.004/30/2011 1:33:40 PM
53 Investments
 
Borrower Payment Dependent Notes Series 504472
This series of Notes was issued and sold upon the funding of the borrower loan #49086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  May-01-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1996 Debt/Income ratio: 125%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $14,764Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: gagirl716 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
660-679 (Nov-2009)
620-639 (Jul-2008)
640-659 (Sep-2007)
 
Principal balance: $643.07 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
Clearing Debt
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2000.00
Monthly expenses: $1500.00
Housing: $250.00
Insurance: $200.00
Car expenses: $450.00
Utilities: $80.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cbivitz$25.004/29/2011 9:07:00 AM
sfmf$40.004/29/2011 9:08:03 AM
MoneyForNothing$25.004/29/2011 9:08:37 AM
economy-coup$30.004/29/2011 9:19:37 AM
reflective-rupee$400.004/29/2011 10:34:15 AM
DasMula$57.004/29/2011 11:31:33 AM
janeybooboo$51.004/29/2011 12:31:21 PM
diversification-medalist$25.004/29/2011 1:19:22 PM
Leopoldine$25.004/29/2011 1:13:25 PM
deal-marauder6$25.004/29/2011 2:17:10 PM
atlas100$50.004/29/2011 4:56:51 PM
diplomatic-wealth7$25.004/29/2011 4:30:48 PM
ultimate-peace$25.004/29/2011 4:58:41 PM
bughead$25.004/30/2011 4:47:27 AM
twjh$25.004/30/2011 8:25:54 AM
interloode$500.004/30/2011 8:21:08 AM
tolerant-dinero2$50.004/30/2011 11:27:50 AM
social-heart$25.004/30/2011 2:48:19 PM
well-mannered-income3$40.004/30/2011 6:34:13 PM
FarmersBank$27.934/30/2011 8:00:31 PM
Eric_Gagne$25.004/30/2011 5:38:34 PM
bassman46$146.745/1/2011 5:02:07 AM
dudebrah$25.005/1/2011 7:39:27 AM
EEasyMoney$25.005/1/2011 6:29:57 AM
travels536$25.005/1/2011 10:51:26 AM
bsmtloan$100.005/1/2011 3:44:25 PM
SkinnyFish$25.005/1/2011 3:50:02 PM
shrewd-income$200.005/1/2011 5:24:51 PM
mcgovern2024$25.005/1/2011 7:02:07 PM
MoneyForNothing$11.835/1/2011 7:52:14 PM
the-kindness-honker$25.005/1/2011 7:06:34 PM
youngtrader$50.005/1/2011 7:44:28 PM
janeybooboo$49.005/1/2011 7:51:47 PM
american-investor$50.004/29/2011 2:37:46 PM
NekHoldings$25.004/29/2011 9:08:29 AM
ingenious-deal6$25.004/29/2011 9:16:26 AM
the-enthralling-coin$25.004/29/2011 9:24:01 AM
kind-charming-value$500.004/29/2011 10:27:07 AM
mrxtravis$25.004/29/2011 10:48:10 AM
clemclan$33.334/29/2011 12:26:41 PM
DrewOdette$25.004/29/2011 1:13:42 PM
Kash2010lu$35.004/29/2011 2:00:29 PM
Mikale360$35.004/29/2011 1:57:36 PM
credit-missile$25.004/29/2011 3:08:50 PM
thankful-nickel2$25.004/29/2011 2:17:36 PM
moola-tulip1$25.004/29/2011 3:39:18 PM
credit-missile$50.004/29/2011 3:10:42 PM
halothane_logic$45.004/29/2011 6:06:31 PM
larryboy10$25.004/29/2011 10:42:20 PM
cbivitz$50.004/29/2011 7:46:35 PM
Feyenoord$25.004/30/2011 4:50:02 AM
gpuck$25.004/30/2011 7:30:50 AM
genuine-integrity0$25.004/30/2011 6:57:28 AM
marwadi-62$100.004/30/2011 9:30:13 AM
autonomous-truth$50.004/30/2011 9:34:02 AM
mammalian4$25.004/30/2011 10:30:41 AM
chameleon125$100.004/30/2011 11:16:25 AM
fabulous-community4$25.004/30/2011 11:00:29 AM
trumpeter5$25.004/30/2011 12:01:34 PM
Rostov$25.004/30/2011 1:06:53 PM
credit-missile$25.004/30/2011 2:09:59 PM
Bob450$25.004/30/2011 2:49:34 PM
nashibaksi$25.004/30/2011 7:31:20 PM
libra926$48.175/1/2011 1:27:08 AM
grnii78$200.005/1/2011 4:05:05 PM
65 Investments
 
Borrower Payment Dependent Notes Series 504534
This series of Notes was issued and sold upon the funding of the borrower loan #49095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Apr-29-2011 
Term: 36 months Listing End date:  Apr-29-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.17%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1994 Debt/Income ratio: 17%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,482Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: bid-phoenix0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CAR REPAIRS
Purpose of loan: CAR REPAIRS
This loan will be used to...FIX CAR

My financial situation: WORKING FULL TIME
I am a good candidate for this loan because...I ALWAYS PAY MY BILLS ON TIME. HAD ONE HICCUP A FEW YEARS BACK. BUT EVERYTHING ELSE IS PERFECT


Monthly net income: $2800
Monthly expenses: $1550
Housing: $500
Insurance: $100
Car expenses: $475
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.004/29/2011 5:03:32 PM
scrappy-diversification7$2,000.004/29/2011 5:05:52 PM
2 Investments
 
Borrower Payment Dependent Notes Series 502503
This series of Notes was issued and sold upon the funding of the borrower loan #49085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-16-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $110.71
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1990 Debt/Income ratio: 5%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $370Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: rupee-announcer9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:Pay off one debt
This loan will be used to...pay off LGECCU due to a scam

My financial situation: Other than this horrific incident I would have no debt
I am a good candidate for this loan because...besides being Retired, a Viet nam Veteran, I p/t work as a tutor with a waiting list of students.
I get over 35.00 an hour and can make consitent amounts of stypends of 200-400 a month consistently.


Monthly net income: $1600
Monthly expenses: $0
Housing: $359.00
Insurance: $42.00
Car expenses: $40.00
Utilities: $18.00
Phone, cable, internet: $45.00
Food, entertainment: $200.00
Clothing, household expenses: $10.00
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.004/16/2011 12:11:01 PM
ingenious-deal6$25.004/16/2011 12:08:39 PM
Zolton$100.004/16/2011 12:08:48 PM
SimpleChoice$25.004/17/2011 8:50:50 AM
heavy_ax$25.004/19/2011 10:54:52 AM
BxRealtor$25.004/19/2011 6:14:57 PM
Weaverville$25.004/20/2011 10:42:38 AM
omahajay$25.004/20/2011 10:05:45 PM
a-finance-nirvana$25.004/22/2011 3:53:10 AM
sonnet771$50.004/22/2011 10:00:20 AM
ippoco$25.004/22/2011 3:50:17 PM
CK1$25.004/24/2011 5:26:03 PM
tranquil-diversification8$50.004/25/2011 9:22:59 AM
efficient-treasure0$25.004/25/2011 6:53:00 PM
blooming-market$25.004/25/2011 8:42:08 PM
inspired-investment8$100.004/25/2011 10:38:17 PM
DavidCG$25.004/26/2011 9:53:02 AM
miked8303$25.004/26/2011 10:30:38 AM
precious-coin3$50.004/26/2011 3:47:06 PM
first-upright-payout$25.004/26/2011 3:43:20 PM
Soxxes$50.004/26/2011 7:38:11 PM
imlosttoo$25.004/26/2011 7:23:26 PM
superb-funds335$26.004/26/2011 8:35:37 PM
worthy-bid8$25.544/26/2011 8:41:14 PM
the-discrete-income$56.804/26/2011 9:01:16 PM
interstellar$50.004/26/2011 9:06:55 PM
investment-comet$25.004/26/2011 9:11:34 PM
wealth-fighter3$25.004/26/2011 8:58:41 PM
atbright$25.004/26/2011 9:06:47 PM
Tradesmanlender$25.004/26/2011 9:11:27 PM
CA-Lender$25.044/26/2011 9:33:32 PM
heroic-hope5$100.004/26/2011 9:37:32 PM
Minotaur$25.004/26/2011 10:01:16 PM
newgroom422$25.004/26/2011 9:22:43 PM
rdav$25.004/26/2011 10:17:36 PM
dollar-authority$80.004/26/2011 9:23:37 PM
mgking007$25.004/26/2011 10:26:33 PM
jmb_lending$102.234/26/2011 10:40:46 PM
Engineer44$25.004/26/2011 10:23:33 PM
innocent-liberty6$25.004/26/2011 9:59:31 PM
EretzCapital$48.404/26/2011 10:00:12 PM
simplelender80$100.004/16/2011 12:08:30 PM
reflective-rupee$25.444/19/2011 11:31:11 AM
christifa$25.004/19/2011 7:21:24 PM
ericgassercom$50.004/21/2011 7:55:20 AM
TJB_2007$50.004/22/2011 9:38:13 AM
gdfp158$25.004/23/2011 9:28:53 AM
finance-expert4$50.004/25/2011 5:22:22 AM
ursus$100.004/25/2011 8:22:08 PM
worldly-community3$50.004/25/2011 8:24:08 PM
radforj22$25.004/26/2011 9:33:47 AM
best-basis-trooper$50.004/26/2011 9:59:04 AM
Wholely$50.004/26/2011 9:51:20 AM
janeybooboo$100.004/26/2011 12:28:38 PM
Soxxes$50.004/26/2011 7:41:51 PM
klinebarger$25.004/26/2011 7:46:51 PM
BAF$25.004/26/2011 7:24:31 PM
DeltaComputerGuy$50.004/26/2011 8:00:23 PM
InspireLife$25.004/26/2011 8:27:27 PM
Frover$25.004/26/2011 8:33:59 PM
commerce-yeller$55.004/26/2011 8:18:06 PM
platinum-scientist9$25.004/26/2011 8:48:24 PM
palmdelino$25.004/26/2011 8:48:43 PM
vkorichkov$30.004/26/2011 8:51:22 PM
proper-deal6$25.004/26/2011 8:57:26 PM
reflective-rupee$75.554/26/2011 9:01:58 PM
natural-greenback6$25.004/26/2011 9:19:11 PM
brutusbone$25.004/26/2011 9:26:46 PM
HermanstadtKid$25.004/26/2011 9:38:11 PM
TechnologyGuy$25.004/26/2011 9:48:51 PM
vigilance-spinner3$25.004/26/2011 10:25:32 PM
luvlending$25.004/26/2011 9:42:08 PM
swingkid$100.004/26/2011 10:07:54 PM
Bob450$25.004/26/2011 10:13:00 PM
penny-infusion7$25.004/26/2011 9:54:40 PM
75 Investments
 
Borrower Payment Dependent Notes Series 502757
This series of Notes was issued and sold upon the funding of the borrower loan #49066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $293.30
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2007 Debt/Income ratio: 25%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,866Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: workhorse075 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,200.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2010)
 
Principal balance: $962.14 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
malerodo444
Purpose of loan:
This loan will be used to...debt pay off

My financial situation:
I am a good candidate for this loan because..former employer begged me to come back cause I was good at my job, others were having problems..


Monthly net income: $2496.00
Monthly expenses: $1040.00 total
Housing: $0
Insurance: $25.00
Car expenses: $0
Utilities: $240.00
Phone, cable, internet: $125.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
american-investor$50.004/29/2011 2:22:08 PM
cbivitz$25.004/18/2011 9:04:54 AM
suave-dime6$25.004/18/2011 9:06:04 AM
brightest-dignified-penny$25.004/18/2011 10:41:43 AM
WindyKid$25.004/18/2011 9:14:25 AM
money-baron-roth-IRA$460.004/18/2011 2:24:47 PM
r48$25.004/18/2011 2:44:20 PM
twjh$25.004/19/2011 2:11:49 AM
DoctorJoe$25.004/19/2011 4:11:40 AM
money-baron-roth-IRA$100.004/19/2011 7:11:42 AM
reflective-rupee$400.444/19/2011 11:10:13 AM
Weaverville$25.004/19/2011 1:16:24 PM
chameleon125$25.004/20/2011 6:35:15 AM
houli123$100.004/22/2011 1:00:26 PM
the-dollar-topper$100.004/23/2011 11:23:10 AM
finance-expert4$50.004/25/2011 5:20:33 AM
money-fort$25.004/25/2011 3:52:01 PM
cbivitz$25.004/25/2011 10:08:46 PM
Bill88$25.014/26/2011 3:00:43 PM
orange-coin-walnut$50.004/27/2011 10:03:15 AM
listing-pear6$100.054/27/2011 11:48:12 AM
Gibbyland$100.004/27/2011 4:47:39 PM
irrelevant$25.004/28/2011 6:01:44 AM
miked8303$25.004/28/2011 9:22:00 AM
bold-shrewd-duty$25.004/28/2011 9:23:55 AM
money-bauble$100.004/28/2011 10:40:40 AM
thorough-payout8$25.004/28/2011 3:29:43 PM
indomitable-dedication$50.004/28/2011 5:55:28 PM
loss-of-control$50.004/28/2011 6:47:02 PM
loan-master1$25.004/28/2011 7:53:03 PM
Rogesparkguy$25.004/28/2011 6:39:10 PM
fairness-atmosphere$25.004/29/2011 10:17:21 AM
ursus$50.004/29/2011 12:02:52 PM
compassion-expert$50.004/29/2011 12:14:07 PM
FormulaTroll$25.004/29/2011 4:30:08 PM
mercuriant$25.004/29/2011 4:53:44 PM
zeeexsixare$25.004/29/2011 9:23:47 PM
labourclass$50.004/29/2011 10:50:03 PM
Easystreet$25.004/30/2011 3:08:56 AM
payment-jalapeno9$50.004/30/2011 5:52:18 AM
TomKacz$100.004/30/2011 7:30:44 AM
kbodendorf$25.004/30/2011 10:20:06 AM
DannyPhantom$25.004/30/2011 10:02:37 AM
dsnybnd$25.004/30/2011 11:39:40 AM
lucky2$25.004/30/2011 11:56:17 AM
Dubbs360$25.004/30/2011 2:04:18 PM
kttalamo$50.004/30/2011 12:41:31 PM
shrewd-income$125.004/30/2011 3:20:44 PM
MADAOO7$50.004/30/2011 3:24:29 PM
rutzebach$60.374/30/2011 5:08:20 PM
ingenious-deal6$25.004/18/2011 9:05:14 AM
simplelender80$100.004/18/2011 9:38:23 AM
diplomatic-wealth7$25.004/18/2011 9:06:56 AM
divedude$25.004/18/2011 9:16:36 AM
tolerant-dinero2$25.004/18/2011 10:19:06 AM
Artist_Blue$25.004/18/2011 9:19:18 AM
ASR3$50.004/18/2011 4:29:59 PM
Bob450$25.004/18/2011 9:13:57 PM
competent-p2p$25.004/19/2011 5:43:42 PM
drcoop$25.004/21/2011 1:57:27 AM
FinDoc$25.004/21/2011 3:31:39 PM
sharp-trade0$25.004/21/2011 5:10:02 PM
bluefootedpig$25.004/22/2011 8:54:35 PM
janeybooboo$100.004/23/2011 8:12:43 AM
travels536$35.004/23/2011 9:53:23 AM
deal-marauder6$50.004/26/2011 11:26:33 AM
courteous-kindness1$25.004/26/2011 3:54:49 PM
Jack55304$185.004/26/2011 9:14:47 PM
economy-coup$30.004/27/2011 12:58:57 AM
nerdfactor$25.004/27/2011 3:46:30 PM
revenue-tsunami$50.004/27/2011 5:45:45 PM
jalapeno2$25.004/27/2011 5:44:23 PM
CAGE-Investments$25.004/28/2011 6:45:26 AM
profit-powerplant$25.004/28/2011 9:22:18 AM
engaging-transaction5$50.004/28/2011 9:37:05 AM
payment-goose2$50.004/28/2011 9:38:52 AM
fmanjoo$25.004/28/2011 9:46:04 AM
the-reliable-trade$100.004/28/2011 9:49:05 AM
fantastic-wampum1$100.004/28/2011 10:26:10 AM
shmb6508$100.004/28/2011 6:02:20 PM
tech310$50.004/28/2011 6:02:26 PM
the-enthralling-coin$25.004/28/2011 6:07:55 PM
credit-sycamore4$50.004/29/2011 8:09:50 AM
fairhelper$25.004/29/2011 8:25:24 AM
autonomous-truth$25.004/29/2011 9:18:27 AM
point-compadre$50.004/29/2011 1:29:51 PM
velocity-quest5$50.004/29/2011 2:40:09 PM
patriot897$25.004/29/2011 4:00:38 PM
wwwUniversal$25.004/29/2011 3:59:11 PM
worthy-bid8$25.004/29/2011 4:51:22 PM
mammalian4$25.004/29/2011 4:49:03 PM
durable-auction0$50.004/29/2011 4:51:40 PM
leverage-ectasy$30.004/29/2011 5:03:21 PM
favorite-deal6$25.004/29/2011 5:13:47 PM
NorthernFunds$50.004/29/2011 10:50:40 PM
bid-carrier0$25.004/29/2011 9:04:43 PM
Leshan$100.004/30/2011 6:10:49 AM
the-profit-oracle$25.004/30/2011 4:52:41 AM
festeringsnot$50.004/30/2011 6:46:28 AM
LaBamba$100.004/30/2011 7:18:33 AM
kulender$50.004/30/2011 8:49:56 AM
VJ_Financial$26.004/30/2011 10:34:31 AM
treasure-hunter270$25.004/30/2011 11:31:16 AM
wise-deal-gravitas$100.004/30/2011 3:14:50 PM
Pu239$70.004/30/2011 1:46:24 PM
CashFlow13$1,500.004/30/2011 5:10:44 PM
106 Investments
 
Borrower Payment Dependent Notes Series 502763
This series of Notes was issued and sold upon the funding of the borrower loan #49083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  May-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2008 Debt/Income ratio: 14%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 3 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,848Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: laudable-order4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Minor purchase and bills payment
This loan will be used for minor purchase and bills payment
...

My financial situation:
I am a good candidate for this loan because I can pay what I owed given the best terms possible...


Monthly net income: $ 1600.00
Monthly expenses: $ 800.00 (utilities and car expenses)
Housing: $ 0 (my wife pays the rent)
Insurance: $ 0 (my wife pays the insurance)
Car expenses: $ 200
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 0
Clothing, household expenses: $ 100
Credit cards and other loans: $ 100
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/18/2011 9:05:04 AM
simplelender80$100.004/18/2011 9:38:25 AM
FinDoc$25.004/21/2011 2:59:00 PM
Jack55304$185.004/26/2011 9:14:49 PM
economy-coup$30.004/27/2011 1:00:28 AM
jalapeno2$25.004/27/2011 5:44:25 PM
Drewkeeper$25.004/28/2011 2:23:31 AM
irrelevant$25.004/28/2011 6:01:46 AM
CAGE-Investments$25.004/28/2011 6:45:28 AM
engaging-transaction5$50.004/28/2011 9:37:06 AM
fmanjoo$25.004/28/2011 9:46:06 AM
the-reliable-trade$100.004/28/2011 9:49:08 AM
bold-shrewd-duty$25.004/28/2011 10:26:08 AM
profit-powerplant$25.004/28/2011 5:43:47 PM
indomitable-dedication$50.004/28/2011 5:55:32 PM
shmb6508$100.004/28/2011 6:02:21 PM
jjswanso$50.004/29/2011 7:10:33 AM
credit-sycamore4$50.004/29/2011 8:09:53 AM
sdcc72$25.004/29/2011 8:16:21 AM
fairhelper$25.004/29/2011 8:25:27 AM
bullwink27$25.004/29/2011 1:02:10 PM
point-compadre$50.004/29/2011 1:29:54 PM
kindness-jedi$30.004/29/2011 1:20:31 PM
velocity-quest5$50.004/29/2011 2:40:11 PM
FormulaTroll$25.004/29/2011 4:30:09 PM
compassion-expert$50.004/29/2011 4:51:57 PM
mercuriant$25.004/29/2011 5:15:36 PM
treasure-bliss$50.004/29/2011 5:16:15 PM
kgeezy$25.004/29/2011 7:10:45 PM
wwwUniversal$25.004/29/2011 5:36:57 PM
bid-carrier0$50.004/29/2011 8:59:44 PM
labourclass$50.004/29/2011 10:50:04 PM
the-profit-oracle$25.004/30/2011 4:52:43 AM
orange-preeminant-bill$50.004/30/2011 5:11:03 AM
payment-jalapeno9$50.004/30/2011 5:52:21 AM
omahajay$25.004/30/2011 7:43:51 AM
kulender$50.004/30/2011 8:49:58 AM
treasure-hunter270$25.004/30/2011 11:32:36 AM
Dubbs360$25.004/30/2011 2:04:18 PM
MADAOO7$50.004/30/2011 3:24:30 PM
wise-deal-gravitas$100.004/30/2011 3:14:51 PM
villagers$50.005/1/2011 1:14:26 AM
jybank$50.004/30/2011 7:04:13 PM
KarlMarx$25.005/1/2011 3:26:25 AM
bill-appraiser7$25.005/1/2011 8:51:20 AM
dthompso$40.005/1/2011 9:46:39 AM
studious-listing8$50.005/1/2011 11:06:46 AM
favorite-deal6$25.005/1/2011 12:13:33 PM
DrStaff$25.005/1/2011 12:17:53 PM
asmithj$50.005/1/2011 12:18:14 PM
handshake5$100.005/1/2011 12:20:06 PM
new-social-economist$50.005/1/2011 12:19:51 PM
loan-wasp$50.005/1/2011 12:27:46 PM
GCInvestments$25.005/1/2011 1:56:42 PM
JiggaJoeyS$41.945/1/2011 6:00:43 PM
cablenews$50.005/1/2011 4:48:30 PM
social-conductor4$25.005/1/2011 5:56:46 PM
smilinsam$50.005/1/2011 7:46:37 PM
diplomatic-wealth7$25.004/18/2011 9:06:57 AM
suave-dime6$25.004/18/2011 9:06:07 AM
ASR3$50.004/18/2011 11:50:01 AM
favorite-commerce$25.004/18/2011 2:27:28 PM
Weaverville$25.004/19/2011 4:56:59 PM
the-dollar-topper$100.004/23/2011 11:23:11 AM
courteous-kindness1$25.004/26/2011 3:54:54 PM
orange-coin-walnut$50.004/27/2011 10:03:19 AM
nerdfactor$25.004/27/2011 4:47:40 PM
loyalist1$100.004/27/2011 5:28:19 PM
Gibbyland$100.004/27/2011 5:53:03 PM
tech310$50.004/28/2011 12:41:31 AM
mlj0671$25.004/28/2011 7:02:21 AM
miked8303$25.004/28/2011 9:22:02 AM
payment-goose2$50.004/28/2011 9:38:54 AM
fair-pound5$100.004/28/2011 10:13:56 AM
money-bauble$100.004/28/2011 10:40:44 AM
fantastic-wampum1$100.004/28/2011 5:49:31 PM
thelovebug$100.004/28/2011 5:49:49 PM
the-enthralling-coin$25.004/28/2011 6:07:57 PM
LiveNow$25.004/29/2011 11:47:17 AM
Zimbu$25.004/29/2011 1:16:35 PM
patriot897$25.004/29/2011 4:51:46 PM
ursus$50.004/29/2011 4:03:07 PM
revenue-tsunami$50.004/29/2011 4:52:49 PM
durable-auction0$50.004/29/2011 5:13:50 PM
finance-prescription$50.004/29/2011 5:10:33 PM
worthy-bid8$25.004/30/2011 12:04:54 AM
NorthernFunds$50.004/29/2011 10:50:41 PM
Easystreet$25.004/30/2011 3:08:58 AM
festeringsnot$50.004/30/2011 6:46:30 AM
TomKacz$100.004/30/2011 7:30:46 AM
kbodendorf$25.004/30/2011 10:20:08 AM
Bob450$25.004/30/2011 2:58:00 PM
allotment464$100.005/1/2011 4:26:39 AM
enriching-payout$25.005/1/2011 4:31:32 AM
life-is-great$25.005/1/2011 6:42:22 AM
jenerationx$25.005/1/2011 12:13:43 PM
friendly-truth7$50.005/1/2011 12:13:28 PM
satisfying-deal5$56.165/1/2011 12:19:52 PM
visionary-currency$50.005/1/2011 12:29:59 PM
luvlending$25.005/1/2011 2:20:39 PM
catb$25.005/1/2011 3:31:17 PM
mlaner92$25.005/1/2011 6:04:49 PM
cash-architect$25.005/1/2011 7:38:55 PM
communicator9$15.055/1/2011 8:13:18 PM
youngtrader$222.855/1/2011 7:44:59 PM
hidavehi$29.005/1/2011 7:49:38 PM
velocity-motivator6$25.005/1/2011 8:01:06 PM
107 Investments
 
Borrower Payment Dependent Notes Series 502781
This series of Notes was issued and sold upon the funding of the borrower loan #49069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,922.71 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Apr-18-2011 
Term: 60 months Listing End date:  May-02-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $332.62
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1996 Debt/Income ratio: 11%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,125Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: yield-sunshine7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Request
Purpose of loan:
This loan will be used to take care of my uninsured mother who is very sick and need medical assistance.

My financial situation: Good
I am a good candidate for this loan because I have a decent income ($135,000/year), and I always pay my debts and on time. Before my current job, I was employed by Banner Pharmacaps, Inc. in North Carolina as a manager, where I made $108,000/year.


Monthly net income: about $6,800
Monthly expenses: about $2,350 (Sum of all expenses below)
Housing: $800
Insurance: $65
Car expenses: $300
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.004/18/2011 9:07:38 AM
Malkial$25.004/18/2011 9:15:12 AM
simplelender80$100.004/18/2011 9:38:51 AM
jdrez$25.004/18/2011 12:59:37 PM
dospapalotes$50.004/18/2011 1:00:41 PM
Edwin_Rae$25.004/18/2011 12:59:33 PM
SimpleChoice$25.004/18/2011 10:16:13 AM
Prosp_Lender$50.004/18/2011 12:59:58 PM
cybernosha$25.004/19/2011 7:20:06 AM
BxRealtor$25.004/23/2011 7:27:28 AM
Weaverville$25.004/23/2011 8:59:37 PM
commerce-yeller$50.004/24/2011 10:24:24 AM
sonnet771$50.004/25/2011 9:18:07 AM
blooming-market$25.004/25/2011 8:44:05 PM
miked8303$25.004/26/2011 10:30:57 AM
janeybooboo$100.004/26/2011 12:32:40 PM
first-upright-payout$25.004/26/2011 3:44:54 PM
efficient-treasure0$25.004/26/2011 9:10:57 PM
Tradesmanlender$25.004/27/2011 2:55:20 AM
tranquil-diversification8$50.004/27/2011 9:29:31 AM
worthy-bid8$49.464/27/2011 5:38:59 PM
tech310$50.004/28/2011 12:41:32 AM
GElender$25.004/28/2011 6:59:25 AM
fair-pound5$100.004/28/2011 10:13:58 AM
the-unequivocal-pound$50.004/28/2011 5:36:24 PM
durable-auction0$50.004/28/2011 5:37:15 PM
jalapeno2$25.004/28/2011 5:36:29 PM
brutusbone$25.004/28/2011 5:51:47 PM
yield-seeker$25.004/28/2011 5:56:00 PM
bid-czar8$50.004/28/2011 6:01:25 PM
the-enthralling-coin$25.004/28/2011 6:04:45 PM
RedantFinance$25.004/28/2011 6:11:27 PM
mtp$50.004/28/2011 8:10:40 PM
cash-spinner$25.004/29/2011 6:14:57 AM
grf1945$50.004/29/2011 7:50:34 AM
credit-driver9$105.084/29/2011 9:40:39 AM
enriching-liberty629$25.004/29/2011 10:11:06 AM
dollardave$100.004/29/2011 10:38:23 AM
handy-point5$25.004/29/2011 10:54:37 AM
rupee-carnation$50.004/29/2011 11:04:13 AM
diverse-benjamins$25.004/29/2011 11:55:21 AM
wwwUniversal$25.004/29/2011 1:05:42 PM
Leopoldine$25.004/29/2011 1:15:11 PM
point-compadre$50.004/29/2011 1:29:58 PM
famous-bill$25.004/29/2011 2:24:37 PM
mtquan$25.004/29/2011 2:39:37 PM
potatoepicker$42.754/29/2011 1:55:08 PM
bigphish$50.004/29/2011 3:38:43 PM
credit-kahuna$50.004/29/2011 3:37:14 PM
reflective-cash0$50.004/29/2011 3:41:48 PM
FormulaTroll$25.004/29/2011 4:29:33 PM
sharp-trade0$25.004/29/2011 5:12:13 PM
five-star-justice$25.004/29/2011 5:11:40 PM
GrayStudio$25.004/29/2011 5:33:02 PM
tripnosis$25.004/29/2011 5:35:14 PM
red-penny-philosopher$50.004/29/2011 6:22:19 PM
steiglends$100.004/29/2011 5:33:29 PM
fund-tom-tom6$50.004/29/2011 7:04:07 PM
raisingophelia$25.004/29/2011 6:44:53 PM
NorthernFunds$50.004/29/2011 10:50:18 PM
orange-preeminant-bill$50.004/30/2011 5:11:05 AM
selector568$298.314/30/2011 4:50:18 AM
TomKacz$100.004/30/2011 7:31:10 AM
DasMula$27.004/30/2011 7:58:33 AM
successful-agreement7$74.614/30/2011 10:28:21 AM
williemc44$25.004/30/2011 8:13:22 AM
lamcat2000$25.004/30/2011 11:45:12 AM
Rostov$25.004/30/2011 12:57:50 PM
dinero-fighter$100.004/30/2011 12:51:38 PM
benefit-pro$50.004/30/2011 8:44:58 PM
Mindful7$25.004/30/2011 7:05:51 PM
successful-wealth7$25.004/30/2011 5:15:41 PM
jybank$50.004/30/2011 7:06:02 PM
bountiful-durability$50.005/1/2011 6:16:50 AM
debt-legend$25.005/1/2011 8:45:44 AM
Mariner3605$25.005/1/2011 11:17:28 AM
lendme2$50.005/1/2011 11:19:41 AM
Attract$25.005/1/2011 11:20:02 AM
559624$26.005/1/2011 11:46:59 AM
Ripsaw4U$50.005/1/2011 11:20:08 AM
IIP77$25.005/1/2011 11:21:02 AM
bold-durability-drum$50.005/1/2011 12:15:51 PM
fortytwo$100.005/1/2011 12:16:39 PM
wise-silver-wonder$25.005/1/2011 12:18:02 PM
djh47a$25.005/1/2011 12:18:22 PM
Hondo$25.005/1/2011 12:15:53 PM
the-profit-oracle$25.005/1/2011 12:16:07 PM
wishgirl76$49.165/1/2011 12:20:20 PM
ClearLake$25.005/1/2011 12:17:02 PM
cropdust3r$25.005/1/2011 12:17:36 PM
ferdberfel$28.225/1/2011 12:17:58 PM
pragmatic-camaraderi$25.005/1/2011 12:18:31 PM
MARSTUN$50.005/1/2011 12:15:48 PM
loan-rider7$25.005/1/2011 12:19:15 PM
macgeek$50.005/1/2011 12:16:23 PM
worth-sanctuary9$26.705/1/2011 12:21:05 PM
Banker7371$25.005/1/2011 12:18:06 PM
impartial-benefit1$50.005/1/2011 12:24:24 PM
gold-sushi$25.005/1/2011 12:18:29 PM
Millmanator$25.005/1/2011 12:24:40 PM
Rivervale_Westwood$25.005/1/2011 12:24:58 PM
smallbizrule$25.005/1/2011 12:19:25 PM
fiddlerzvi$50.005/1/2011 12:19:31 PM
serene-credit4$25.005/1/2011 12:19:49 PM
nickel-alien$25.465/1/2011 12:19:54 PM
gjm6d$25.005/1/2011 12:22:43 PM
rapid-loyalty1$25.005/1/2011 12:23:26 PM
JohnBanks$25.005/1/2011 12:27:51 PM
dinero-speaker$25.005/1/2011 12:28:10 PM
RoyFauntleroy$50.005/1/2011 12:29:05 PM
first-pragmatic-note$50.005/1/2011 12:23:34 PM
responsibility-bauble$50.005/1/2011 12:23:57 PM
coin-investor$25.005/1/2011 12:27:02 PM
Artist_Blue$25.005/1/2011 12:41:48 PM
druidpoet$26.005/1/2011 12:44:16 PM
green-moola-platoon$51.975/1/2011 12:28:42 PM
firewomin$50.005/1/2011 12:28:47 PM
janus_god$25.005/1/2011 12:29:09 PM
nalaari$25.005/1/2011 1:41:06 PM
GCInvestments$25.005/1/2011 1:57:05 PM
BCTechnology$25.005/1/2011 4:02:03 PM
bold-meteoric-justice$108.005/1/2011 2:24:55 PM
CymruAmByth$25.005/1/2011 4:16:51 PM
loiosh$50.005/1/2011 4:26:21 PM
idojudo123$25.005/1/2011 5:12:02 PM
1-HARD-HEAD$25.005/1/2011 6:13:14 PM
smilinsam$50.005/1/2011 7:47:33 PM
be_wise$25.005/1/2011 7:36:11 PM
StarE$35.005/1/2011 8:36:07 PM
mckhbnpc$50.005/1/2011 9:44:56 PM
fundingyourbigfuture$25.005/1/2011 8:17:38 PM
napoleon1168$50.005/1/2011 8:26:14 PM
JDLN$50.005/1/2011 9:21:27 PM
upbeat-marketplace$25.005/1/2011 9:12:02 PM
trade-defender$25.005/1/2011 11:13:41 PM
MC7608$45.005/1/2011 10:10:22 PM
astute-p2ploan$25.005/1/2011 10:26:25 PM
beaker$25.005/2/2011 6:13:59 AM
dhkny5$54.075/2/2011 6:19:54 AM
wtrboy$50.005/1/2011 10:26:37 PM
spsavage$25.005/2/2011 6:29:24 AM
sgt-schultz$25.005/2/2011 6:16:33 AM
attractive-fund$50.005/2/2011 6:52:06 AM
ktradtke$25.005/2/2011 7:02:03 AM
Zolton$100.004/18/2011 9:05:39 AM
Gibbyland$100.004/18/2011 9:04:09 AM
income-awakening6$25.004/18/2011 9:04:21 AM
ingenious-deal6$25.004/18/2011 9:05:02 AM
unforgettable-order9$50.004/18/2011 1:00:03 PM
samo102us$25.004/18/2011 12:59:42 PM
chestnut4$25.004/18/2011 1:01:08 PM
Heatguy$50.004/18/2011 12:59:39 PM
GoodScot$25.004/18/2011 4:40:48 PM
Ducatiman1978$25.004/18/2011 4:17:20 PM
newfoundation$25.004/18/2011 3:45:30 PM
Panna$25.004/18/2011 3:51:32 PM
Toby1montana$75.004/18/2011 4:56:36 PM
worldly-community3$50.004/25/2011 8:24:29 PM
inspired-investment8$100.004/25/2011 10:38:45 PM
best-basis-trooper$50.004/26/2011 8:50:37 PM
DavidCG$25.004/26/2011 8:50:30 PM
radforj22$25.004/27/2011 3:26:10 AM
enthralling-deal180$25.004/27/2011 5:56:12 AM
justice-circuitry0$50.004/27/2011 9:44:42 AM
revenue-tsunami$50.004/27/2011 9:48:41 AM
ursus$100.004/27/2011 9:30:19 AM
mlj0671$25.004/28/2011 7:01:15 AM
the-reliable-trade$100.004/28/2011 9:52:43 AM
benefit-prescription6$100.004/28/2011 9:59:09 AM
a-sharp-revenue$50.004/28/2011 10:13:11 AM
hostbank$100.004/28/2011 1:06:37 PM
nickel-position$25.004/28/2011 1:34:05 PM
favorite-deal6$25.004/28/2011 5:36:53 PM
bazaar-hyperdrive3$50.004/28/2011 5:37:07 PM
BaxterEvil$25.004/28/2011 5:38:53 PM
impeccable-wampum1$50.004/28/2011 5:47:15 PM
don8ter$25.004/28/2011 5:55:09 PM
worth-dandelion$100.004/28/2011 6:01:22 PM
ericgassercom$50.004/28/2011 6:18:32 PM
DrStaff$30.004/28/2011 6:19:12 PM
Kyileo$25.004/28/2011 8:11:47 PM
best-asset-jedi$50.004/29/2011 10:27:19 AM
Aimvest$25.004/29/2011 11:14:31 AM
richboy56$25.004/29/2011 12:31:30 PM
kindness-jedi$30.004/29/2011 1:20:32 PM
lostontheedge$25.004/29/2011 3:43:36 PM
DaMoneyTree$25.004/29/2011 5:11:32 PM
mad-scientist0$25.004/29/2011 5:35:25 PM
C_Mark$50.004/29/2011 5:33:28 PM
exchange-triangulation$50.004/29/2011 5:34:18 PM
payout-thinker7$25.004/29/2011 5:36:06 PM
skuba$50.004/29/2011 5:33:25 PM
red-penny-philosopher$50.004/29/2011 6:22:27 PM
hope-lightning1$250.004/29/2011 5:41:18 PM
treasure-bliss$50.004/29/2011 5:41:38 PM
bid-carrier0$50.004/29/2011 8:59:35 PM
Cheburashka$25.004/30/2011 3:07:08 AM
Ambassador$30.004/30/2011 3:53:26 AM
payment-jalapeno9$50.004/30/2011 5:44:44 AM
flymetothemoon$50.004/30/2011 6:24:45 AM
emosspot$25.004/30/2011 7:04:58 AM
melodious-fairness$50.004/30/2011 5:11:21 AM
Johnr34321$50.004/30/2011 5:54:54 AM
NYCFinancier$25.004/30/2011 6:59:49 AM
loan-wasp$50.004/30/2011 7:59:46 AM
velocity-solo$25.004/30/2011 11:15:00 AM
riproaringrapids$25.004/30/2011 11:15:20 AM
nunnie$25.004/30/2011 10:29:40 AM
worldly-gold$75.004/30/2011 10:43:31 AM
wise-deal-gravitas$100.004/30/2011 3:14:28 PM
SmartBanking$25.004/30/2011 4:54:40 PM
life-is-great$25.005/1/2011 6:41:57 AM
drkosh$25.005/1/2011 7:37:17 AM
allotment464$100.005/1/2011 4:26:09 AM
silver-wonder278$25.005/1/2011 8:11:46 AM
Littlepeng$25.005/1/2011 8:22:51 AM
bmbanzai$25.005/1/2011 11:01:26 AM
dschaaf$25.005/1/2011 8:27:01 AM
loyalty-sherpa$25.005/1/2011 11:19:08 AM
MasterJin$25.005/1/2011 11:20:09 AM
meenan$50.005/1/2011 11:21:07 AM
TravisMcGee$25.005/1/2011 11:31:22 AM
peace-maximizer8$25.005/1/2011 11:23:10 AM
klinebarger$25.005/1/2011 11:19:03 AM
kevin314$25.005/1/2011 11:36:34 AM
Mar_Holdings_LLC$25.005/1/2011 12:16:01 PM
alpinaut$25.005/1/2011 12:16:37 PM
flwah$25.005/1/2011 12:17:17 PM
best-phenomenal-treasure$25.005/1/2011 12:15:56 PM
rmachi$25.005/1/2011 12:16:35 PM
neutrino6$25.005/1/2011 12:18:36 PM
sharp-income2$25.005/1/2011 12:15:57 PM
tsui517$36.115/1/2011 12:16:46 PM
TK4$34.995/1/2011 12:17:10 PM
financial-frenzy$50.005/1/2011 12:18:26 PM
useful-p2ploan$25.005/1/2011 12:18:39 PM
deal-mover$50.005/1/2011 12:19:47 PM
azncurls82$50.005/1/2011 12:20:11 PM
rss197$25.005/1/2011 12:23:03 PM
payout-carnival$25.005/1/2011 12:23:48 PM
dlenmn$25.005/1/2011 12:24:47 PM
mike279766$46.005/1/2011 12:24:50 PM
ideal-platinum1$50.005/1/2011 12:22:46 PM
studious-bonus7$100.005/1/2011 12:28:07 PM
exciting-moola9$50.005/1/2011 12:22:52 PM
red-robust-bid$50.005/1/2011 12:23:09 PM
income-sage9$25.005/1/2011 12:23:30 PM
narblark$50.005/1/2011 12:23:37 PM
uncleharold$25.005/1/2011 12:29:15 PM
calm-deal7$25.005/1/2011 12:27:07 PM
MicroLender357$50.005/1/2011 12:28:01 PM
peaceful-agreement2$50.005/1/2011 12:29:18 PM
AdamDB$25.005/1/2011 12:29:21 PM
justice-dna$35.005/1/2011 12:27:04 PM
jrbill1998$50.005/1/2011 12:44:18 PM
Interloper$25.005/1/2011 12:27:56 PM
authentic-liberty7$25.005/1/2011 12:28:28 PM
inqbus$50.005/1/2011 12:28:44 PM
tough-peso2$25.005/1/2011 12:28:50 PM
systemlender$50.005/1/2011 12:54:37 PM
Cbgator$25.005/1/2011 12:29:34 PM
orange-dollar-guild$25.005/1/2011 12:29:46 PM
slpark$75.005/1/2011 1:22:15 PM
robot81$25.005/1/2011 12:44:53 PM
Mr_Potter$50.005/1/2011 4:16:12 PM
loot-heart$25.005/1/2011 3:46:10 PM
dollar-oracle55$25.005/1/2011 4:56:47 PM
13loans$25.005/1/2011 6:01:17 PM
cablenews$75.005/1/2011 4:48:52 PM
TomProsper$25.005/1/2011 4:49:19 PM
communicator9$50.005/1/2011 8:10:34 PM
mchoreography$77.525/1/2011 8:37:46 PM
Cronos$25.005/1/2011 7:31:48 PM
CalBear5$25.005/1/2011 9:32:03 PM
nickel-demon2$100.005/2/2011 3:26:29 AM
alert9$100.005/1/2011 10:13:56 PM
FoosMaster$35.005/2/2011 6:18:30 AM
mykkai$25.005/2/2011 7:59:24 AM
foothillender$25.005/2/2011 8:15:37 AM
buffalobills$25.005/2/2011 8:17:44 AM
wealth-equilibrium0$48.985/2/2011 6:20:18 AM
jblack01$25.005/2/2011 5:16:50 AM
brainy-repayment5$91.325/2/2011 8:47:17 AM
partyplan$30.005/2/2011 8:45:04 AM
284 Investments
 
Borrower Payment Dependent Notes Series 502835
This series of Notes was issued and sold upon the funding of the borrower loan #49080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  May-02-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $190.63
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2004 Debt/Income ratio: 18%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,527Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: generosity-broker1 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Debt and Credit
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 2000
Monthly expenses: $ 150
Housing: $ 850
Insurance: $ 50
Car expenses: $ N/A
Utilities: $
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ $230
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/18/2011 5:14:41 PM
simplelender80$100.004/18/2011 5:15:43 PM
lloyd_s$25.004/18/2011 5:10:15 PM
diplomatic-wealth7$25.004/18/2011 5:15:22 PM
SimpleChoice$25.004/19/2011 2:17:02 AM
cybernosha$25.004/19/2011 7:19:43 AM
reflective-rupee$25.444/19/2011 10:40:47 AM
selector568$50.004/19/2011 4:38:23 PM
FundMaker$25.004/23/2011 9:56:38 PM
transformer855$25.004/24/2011 12:36:49 AM
Gibbyland$100.004/24/2011 1:19:31 PM
Peterman$25.004/26/2011 6:13:03 PM
Bio-physicist$25.004/26/2011 8:40:23 PM
Tradesmanlender$25.004/27/2011 5:51:26 PM
radforj22$25.004/27/2011 6:21:04 PM
inforapenny$50.004/27/2011 6:09:46 PM
pythia$25.004/27/2011 6:49:43 PM
tech310$50.004/28/2011 12:41:42 AM
rdrloan$50.004/28/2011 1:05:27 PM
ursus$100.004/28/2011 1:07:51 PM
shellback13$102.744/28/2011 4:33:33 PM
best-basis-trooper$50.004/28/2011 5:53:33 PM
DavidCG$25.004/28/2011 5:53:23 PM
DrStaff$30.004/28/2011 6:19:26 PM
mtp$50.004/28/2011 8:10:58 PM
grf1945$50.004/29/2011 7:50:53 AM
Aimvest$25.004/29/2011 11:15:02 AM
Leopoldine$25.004/29/2011 1:15:29 PM
indomitable-coin$50.004/29/2011 3:42:41 PM
wwwUniversal$25.004/29/2011 4:51:03 PM
GElender$25.004/29/2011 5:33:09 PM
raisingophelia$25.004/29/2011 6:45:04 PM
macgeek$25.004/29/2011 10:09:29 PM
don8ter$25.004/30/2011 4:39:01 AM
payment-jalapeno9$50.004/30/2011 5:45:02 AM
TomKacz$100.004/30/2011 7:31:19 AM
williemc44$25.004/30/2011 8:13:30 AM
marwadi-62$150.004/30/2011 9:37:22 AM
bid-carrier0$25.004/30/2011 11:00:23 AM
thankful-nickel2$25.004/30/2011 2:12:00 PM
joyous-revenue4$25.004/30/2011 4:50:56 PM
successful-wealth7$25.004/30/2011 5:15:49 PM
StanTheMan$43.964/30/2011 6:20:46 PM
allotment464$100.005/1/2011 4:26:16 AM
Techne_Funds_LLC$25.005/1/2011 5:36:46 AM
etraboulay$50.005/1/2011 1:30:20 AM
life-is-great$25.005/1/2011 6:42:02 AM
heerzaquestion$25.005/1/2011 8:09:49 AM
drkosh$25.005/1/2011 7:37:24 AM
AFairDeal$50.005/1/2011 11:21:12 AM
kevin314$25.005/1/2011 11:36:41 AM
hostbank$100.005/1/2011 11:21:28 AM
bid-czar8$50.005/1/2011 11:21:52 AM
BaxterEvil$25.005/1/2011 12:25:27 PM
jrbill1998$50.005/1/2011 12:44:27 PM
luvlending$25.005/1/2011 2:26:34 PM
dough-hammock$25.005/1/2011 2:40:51 PM
robust-credit425$26.005/1/2011 3:31:46 PM
GCInvestments$25.005/1/2011 1:57:14 PM
CymruAmByth$25.005/1/2011 4:16:58 PM
availableloan$25.005/1/2011 6:21:37 PM
smilinsam$50.005/1/2011 7:47:41 PM
MC7608$45.005/1/2011 10:08:40 PM
Johnab$25.005/1/2011 7:49:49 PM
astute-p2ploan$25.005/1/2011 10:26:34 PM
nickel-demon2$100.005/2/2011 3:26:41 AM
giannyny$25.005/2/2011 5:34:53 AM
HealthyWealthNow$30.005/1/2011 9:46:56 PM
buffalobills$25.005/2/2011 8:18:02 AM
Ambassador$25.005/2/2011 5:01:21 AM
triumph329$25.005/2/2011 6:35:31 AM
MoneyForNothing$5.455/2/2011 8:24:24 AM
terrific-p2ploan$25.005/2/2011 8:06:05 AM
JGB$51.824/18/2011 5:25:12 PM
organized-payment6$50.004/18/2011 5:15:06 PM
Headhunter14$25.004/19/2011 1:45:35 AM
jga516$25.004/19/2011 2:02:08 AM
competent-p2p$50.004/19/2011 5:51:41 PM
GeorgiaGator$50.004/20/2011 12:24:36 AM
payment-freshmaker$25.004/22/2011 8:35:36 AM
BxRealtor$25.004/23/2011 7:27:53 AM
Weaverville$25.004/25/2011 8:10:42 PM
worldly-community3$50.004/25/2011 8:24:58 PM
blooming-market$25.004/25/2011 8:44:23 PM
inspired-investment8$100.004/25/2011 10:39:10 PM
sonnet771$50.004/26/2011 9:38:38 AM
miked8303$25.004/26/2011 10:31:23 AM
first-upright-payout$25.004/26/2011 3:45:22 PM
enthralling-deal180$25.004/27/2011 5:56:23 AM
justice-circuitry0$50.004/27/2011 9:44:59 AM
patriot897$25.004/27/2011 6:26:59 PM
efficient-treasure0$25.004/28/2011 9:07:35 AM
benefit-prescription6$100.004/28/2011 9:59:22 AM
RandyL3$25.004/28/2011 1:08:20 PM
jalapeno2$25.004/28/2011 5:36:39 PM
the-enthralling-coin$25.004/28/2011 6:04:57 PM
tranquil-diversification8$50.004/28/2011 6:01:36 PM
Sol_Invictus$25.004/28/2011 6:24:33 PM
gogene2002$25.004/28/2011 7:05:43 PM
enriching-liberty629$25.004/29/2011 10:11:32 AM
dpries123$25.004/29/2011 10:40:19 AM
yield-seeker$25.004/29/2011 1:09:21 PM
bullwink27$25.004/29/2011 1:02:12 PM
worthy-bid8$50.004/29/2011 1:18:44 PM
kindness-jedi$30.004/29/2011 1:20:46 PM
mtquan$25.004/29/2011 2:39:44 PM
gilbrear$25.004/29/2011 3:58:06 PM
FormulaTroll$25.004/29/2011 4:29:42 PM
sensible-fund$50.004/30/2011 4:38:53 AM
loan-wasp$40.004/30/2011 7:59:59 AM
CashBank$25.004/30/2011 8:33:07 AM
DannyPhantom$75.004/30/2011 9:59:46 AM
Mariner3605$25.004/30/2011 10:56:06 AM
nunnie$25.004/30/2011 10:29:51 AM
riproaringrapids$25.004/30/2011 11:15:27 AM
wise-deal-gravitas$100.004/30/2011 3:14:33 PM
bountiful-durability$50.005/1/2011 6:16:57 AM
BuzzyBee336$34.594/30/2011 8:21:25 PM
astute-benjamins$25.005/1/2011 6:30:32 AM
elvisloans$25.005/1/2011 9:36:45 AM
ericgassercom$50.005/1/2011 11:23:20 AM
bmbanzai$25.005/1/2011 11:01:35 AM
a-sharp-revenue$50.005/1/2011 11:21:26 AM
NorthernFunds$50.005/1/2011 12:26:54 PM
Artist_Blue$25.005/1/2011 12:41:57 PM
lostontheedge$25.005/1/2011 12:26:37 PM
dschaaf$25.005/1/2011 12:29:44 PM
nalaari$50.005/1/2011 1:44:00 PM
systemlender$50.005/1/2011 12:54:48 PM
BCTechnology$25.005/1/2011 4:02:01 PM
13loans$25.005/1/2011 6:01:24 PM
cablenews$75.005/1/2011 4:48:57 PM
Cronos$25.005/1/2011 7:31:54 PM
wtrboy$50.005/1/2011 10:26:46 PM
velocity-winner$25.005/1/2011 9:27:10 PM
sjvicker$25.005/2/2011 6:00:10 AM
FoosMaster$35.005/2/2011 6:16:35 AM
tender-commerce8$50.005/2/2011 6:26:55 AM
Earn_money$25.005/2/2011 7:17:29 AM
Schlawinzer$25.005/2/2011 8:24:11 AM
140 Investments
 
Borrower Payment Dependent Notes Series 503115
This series of Notes was issued and sold upon the funding of the borrower loan #49075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  Apr-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1998 Debt/Income ratio: 24%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 48 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,054Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: Medical_Military-man Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Nurse
Purpose of loan: Debt Consolidation
This loan will be used to...pay off debts

My financial situation:
I am a good candidate for this loan because...I take my responsibilities very serious. In my profession, being responsible can be a matter of life or death for someone. I also serve in the United States Army Reserve with the rank of SGT. My credit history shows that I am not late making payments and I am up to date on all my current debts. My current credit score is above 700


Monthly net income: $3300
Monthly expenses: $
Housing: $902
Insurance: $
Car expenses: $368
Utilities: $250
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
EngineersAlliance$100.004/20/2011 5:02:12 PM
brightest-dignified-penny$25.004/21/2011 4:26:55 PM
social-heart$25.004/24/2011 8:06:54 AM
Weaverville$25.004/25/2011 7:14:24 AM
SecondChanceLendingSERV$25.004/26/2011 12:29:57 PM
economy-coup$30.004/27/2011 1:00:43 AM
wonder3$35.004/27/2011 6:00:28 AM
ethicalhumanist$50.004/27/2011 9:48:09 AM
fairness-warp-speed$52.004/27/2011 12:21:52 PM
overdrivep$41.154/27/2011 3:02:19 PM
reflective-rupee$300.554/27/2011 5:21:42 PM
Mombo-5$50.004/27/2011 6:09:51 PM
Reliance_Banker$25.004/27/2011 7:50:45 PM
CAGE-Investments$25.004/28/2011 6:46:26 AM
selector568$50.004/28/2011 6:57:24 AM
fmanjoo$25.004/28/2011 9:46:59 AM
the-reliable-trade$100.004/28/2011 9:50:19 AM
fair-pound5$100.004/28/2011 10:14:38 AM
BradP$25.004/28/2011 11:08:31 AM
thankful-nickel2$25.004/28/2011 1:46:45 PM
shellstar$25.004/28/2011 2:08:19 PM
return-tycoon3$150.004/28/2011 2:51:21 PM
kinetic-social$25.004/28/2011 3:33:21 PM
suave-dime6$25.004/20/2011 5:07:14 PM
diplomatic-wealth7$25.004/20/2011 6:10:11 PM
reflective-rupee$200.224/20/2011 5:47:56 PM
vutah$25.004/20/2011 6:29:39 PM
responsible-worth113$30.004/21/2011 10:18:34 AM
ingenious-deal6$25.004/23/2011 2:04:56 PM
foothillender$25.004/25/2011 8:26:03 AM
kindness-launcher$1,000.004/26/2011 8:31:41 AM
eridient$50.004/26/2011 12:20:57 PM
courteous-kindness1$25.004/26/2011 6:09:50 PM
Whipster$50.004/26/2011 9:07:12 PM
scrappy-diversification7$544.194/27/2011 3:29:30 AM
Iloanyoumoney$25.004/27/2011 7:27:04 AM
Bob450$25.004/27/2011 9:52:01 PM
suave-justice059$200.004/28/2011 9:08:36 AM
irrelevant$25.004/28/2011 9:28:18 AM
exciting-fairness$200.004/28/2011 10:21:37 AM
impeccable-ore3$50.004/28/2011 10:45:24 AM
dough-hammock$25.004/28/2011 1:23:14 PM
poolshark72$25.004/28/2011 1:31:41 PM
Reddy_Capital$25.004/28/2011 2:14:32 PM
nanaof7$25.004/28/2011 3:31:59 PM
commerce-yeller$80.004/28/2011 3:00:26 PM
the-enthralling-coin$25.004/28/2011 6:08:29 PM
orange-coin-walnut$50.004/28/2011 6:18:09 PM
StarshineXL$225.004/28/2011 6:21:37 PM
loss-of-control$50.004/28/2011 6:34:40 PM
shrewd-income$86.894/28/2011 6:53:09 PM
51 Investments
 
Borrower Payment Dependent Notes Series 503275
This series of Notes was issued and sold upon the funding of the borrower loan #49100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  May-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1986 Debt/Income ratio: 3%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 3Length of status:4y 10m
Amount delinquent: $16,584 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $698Stated income:$100,000+
Delinquencies in last 7y: 28 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: intelligent-dollar3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My Profile Information
Purpose of loan:
This loan will be used to...Major repairs on both of my vehicles, including tires, front end work and maintenance. Both of our cars are paid for and clear of any debt. My wife and I want to maintain the cars we have rather than having another car payment.
My financial situation:

I am a good candidate for this loan because...I am employed in a very good stable position with the Town of Westport


Monthly net income: $
Monthly expenses: $
Housing: $3,000
Insurance: $200
Car expenses: $500 (gas)
Utilities: $130
Phone, cable, internet: $250
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Rob717171$50.004/20/2011 5:01:34 PM
gain-gourd$75.004/20/2011 6:07:43 PM
janus_god$25.004/21/2011 5:44:14 AM
the-dedication-viking$50.004/27/2011 9:56:46 AM
zorg77$25.004/27/2011 10:25:19 AM
capital-halo1$1,500.004/27/2011 5:30:22 PM
payout-network1$97.004/29/2011 10:24:57 AM
calcloud$25.005/1/2011 7:15:39 PM
communicator9$80.005/1/2011 8:15:47 PM
umwol13$25.005/2/2011 9:50:17 AM
Ruckus888$50.005/2/2011 10:14:19 AM
kwan$25.005/2/2011 11:03:43 AM
income-rocker2$52.135/2/2011 12:19:54 PM
Artist_Blue$25.004/20/2011 6:06:54 PM
irrelevant$25.004/20/2011 6:40:39 PM
tech310$50.004/20/2011 6:40:42 PM
kulender$50.004/21/2011 2:20:35 AM
flwah$25.004/21/2011 2:28:20 AM
Dubbs360$100.004/27/2011 9:24:05 AM
reflective-rupee$25.554/27/2011 10:11:53 AM
freebush69$1,000.004/30/2011 8:31:54 PM
capital-galaxy$200.005/1/2011 11:08:17 AM
gold-cluster$100.005/1/2011 12:00:06 PM
the-discrete-income$100.005/1/2011 12:24:39 PM
OnTracInvest$25.005/2/2011 7:02:17 AM
revenue-tsunami$50.005/2/2011 9:33:43 AM
asset-trajectory$25.005/2/2011 11:33:24 AM
Fire2$25.005/2/2011 12:09:42 PM
LuvToLend$25.005/2/2011 11:11:28 AM
the-discrete-income$50.005/2/2011 2:06:20 PM
YeoLenderSource$20.325/2/2011 2:35:15 PM
31 Investments
 
Borrower Payment Dependent Notes Series 503619
This series of Notes was issued and sold upon the funding of the borrower loan #49092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-24-2011 
Term: 36 months Listing End date:  May-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2005 Debt/Income ratio: 9%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 12 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $80Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: serene-loyalty5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a little help
Purpose of loan:
This loan will be used to finish paying for my summer semester at Armstrong Atlantic State University, and to do some much needed repairs in my home.

My financial situation:
I am a good candidate for this loan because my debt to income ratio is very low, and I will have no problem repaying the loan on time.


Monthly net income: 3500
Monthly expenses:
Housing: $0 my house is paid for
Insurance: $101
Car expenses: $200
Utilities: $160
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-awakening6$25.004/24/2011 12:07:09 PM
diplomatic-wealth7$25.004/25/2011 4:26:39 PM
a-finance-nirvana$25.004/26/2011 8:35:57 PM
economy-coup$30.004/27/2011 1:01:23 AM
commerce-geyser$25.004/27/2011 11:43:53 AM
CA-Lender$25.044/27/2011 2:11:24 PM
ingenious-deal6$25.004/27/2011 2:16:18 PM
reflective-rupee$25.004/27/2011 4:05:21 PM
2grindstones$25.004/27/2011 4:46:29 PM
LiveNow$25.004/27/2011 4:47:11 PM
intelligent-yield$25.004/27/2011 5:12:27 PM
availableloan$25.004/27/2011 6:27:47 PM
asset-pilot$50.004/27/2011 8:17:37 PM
platinum-zoo4$26.004/27/2011 9:42:00 PM
cash-cymbal$25.004/27/2011 8:13:14 PM
szetheli$130.004/27/2011 9:19:59 PM
tech310$50.004/28/2011 12:42:56 AM
market-pudding$25.004/28/2011 1:41:13 AM
jybank$50.004/27/2011 10:18:04 PM
2Below$25.004/28/2011 4:40:29 AM
wizardii$25.004/28/2011 7:08:27 AM
buffalobills$25.004/28/2011 8:24:07 AM
El_Profesional$25.004/28/2011 8:16:27 AM
peso-tiramisu$25.004/28/2011 8:22:24 AM
thorough-payout8$25.004/28/2011 3:15:38 PM
grampy48$50.004/29/2011 3:41:37 AM
careful-note1$25.004/29/2011 12:12:21 PM
fund-ambrosia0$25.004/29/2011 12:55:47 PM
kgeezy$25.004/29/2011 3:37:25 PM
Interstate_Rate$50.004/30/2011 3:20:50 AM
intrepid-loot$25.004/30/2011 5:38:36 AM
mammalian4$25.004/30/2011 10:27:46 AM
OSERENKUKU$25.314/30/2011 10:32:55 AM
best-asset-jedi$50.004/30/2011 10:44:17 AM
enriching-payout$25.004/30/2011 1:15:55 PM
gothampark$25.004/30/2011 2:59:15 PM
SkyLoan$28.004/30/2011 2:16:27 PM
draggon77$25.004/30/2011 4:53:08 PM
etraboulay$50.005/1/2011 1:27:14 AM
sharp-reward920$25.005/1/2011 1:43:26 AM
peso-bonaza$25.005/1/2011 5:38:00 AM
prattinum$25.735/1/2011 8:30:36 AM
TMac$29.835/1/2011 9:00:54 AM
marinezeke$25.005/1/2011 12:14:58 PM
bsmtloan$90.005/1/2011 3:39:59 PM
transformer855$25.004/24/2011 11:03:36 PM
wealth-pipeline$25.004/25/2011 8:32:20 AM
suave-dime6$25.004/26/2011 5:19:02 PM
scrappy-diversification7$2,000.004/27/2011 11:35:07 AM
FinDoc$25.004/27/2011 4:00:39 PM
reflective-rupee$25.554/27/2011 4:05:12 PM
supersarah61$50.004/27/2011 5:16:28 PM
orange-coin-walnut$50.004/27/2011 6:46:51 PM
setUup$27.404/27/2011 6:56:21 PM
Bob450$25.004/27/2011 9:03:15 PM
autonomous-truth$50.004/27/2011 9:03:54 PM
ddog0224$50.004/27/2011 9:07:52 PM
interstellar$36.614/28/2011 2:13:15 AM
3613925$25.004/28/2011 2:32:10 AM
foothillender$25.004/28/2011 6:33:59 AM
CAGE-Investments$25.004/28/2011 6:48:11 AM
octoberfresh$25.004/28/2011 7:19:53 AM
suave-justice059$200.004/28/2011 7:47:31 AM
the-reliable-trade$100.004/28/2011 9:52:26 AM
BradP$25.004/28/2011 11:12:19 AM
thankful-nickel2$25.004/28/2011 1:48:34 PM
Weaverville$25.004/28/2011 2:26:58 PM
handy-point5$25.004/28/2011 5:32:27 PM
the-enthralling-coin$25.004/28/2011 6:09:34 PM
courteous-kindness1$25.004/29/2011 11:29:44 AM
point-compadre$50.004/29/2011 1:32:15 PM
FinanceEngine$30.004/29/2011 3:45:50 PM
jp2654$50.004/29/2011 5:22:33 PM
scarlet-velvet$25.004/29/2011 6:03:15 PM
FoosMaster$25.004/29/2011 6:05:10 PM
first-liberty-duckling$25.254/30/2011 1:00:44 AM
mpatrick$25.004/30/2011 10:03:05 AM
treasure-hunter270$25.004/30/2011 11:29:56 AM
Rip128$50.004/30/2011 2:27:12 PM
nickel-position$25.004/30/2011 2:42:39 PM
whatreality$25.004/30/2011 4:56:54 PM
best-generosity-financier$25.004/30/2011 7:45:28 PM
shrewd-income$25.004/30/2011 3:19:50 PM
cash-queen$25.004/30/2011 4:04:19 PM
KarlMarx$25.005/1/2011 3:26:23 AM
riverflow$25.284/30/2011 7:33:53 PM
grotheik$25.004/30/2011 6:27:12 PM
Katzenjammer$27.064/30/2011 7:45:11 PM
Tahoeman$25.005/1/2011 7:58:37 AM
89 Investments
 
Borrower Payment Dependent Notes Series 503895
This series of Notes was issued and sold upon the funding of the borrower loan #49071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  Apr-30-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $150.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1993 Debt/Income ratio: 29%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:25y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,850Stated income:$1-$24,999
Delinquencies in last 7y: 5 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: auction-tranquility2 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Sep-2010)
 
Principal balance: $4,347.99 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Get out of Pesky Loans!
Will be using this money to get out of some high interest (190%+) loans which I was a dummy to get into. I have a steady income and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DadWarbucks$25.004/26/2011 7:55:23 PM
reflective-rupee$100.554/27/2011 5:24:59 PM
Moe87$25.004/27/2011 5:59:41 PM
Bocephus1959$25.004/27/2011 7:20:40 PM
kazanov$25.004/27/2011 10:16:43 PM
astra-lender$50.004/27/2011 10:27:47 PM
irrelevant$25.004/28/2011 6:01:18 AM
zxr$50.004/28/2011 7:07:24 AM
sweetlan$25.044/28/2011 11:24:07 AM
dinero-idol677$50.004/28/2011 12:08:03 PM
TakeCare$100.004/28/2011 11:42:07 AM
reward-galaxy$50.004/28/2011 12:10:50 PM
melodious-openness$100.004/28/2011 2:22:50 PM
resplendent-dollar$25.004/28/2011 2:57:42 PM
JPMorrisLegacyFund$123.444/29/2011 3:44:51 AM
professional-integrity$25.004/29/2011 9:00:36 AM
autonomous-truth$25.004/29/2011 9:13:22 AM
fairness-atmosphere$25.004/29/2011 10:22:30 AM
moola-pillow$50.004/29/2011 10:45:32 AM
phchristensen$50.004/29/2011 2:37:58 PM
coin-sphinx4$25.004/29/2011 4:30:39 PM
impeccable-ore3$50.004/29/2011 5:21:28 PM
red-penny-philosopher$25.004/29/2011 6:12:49 PM
zeeexsixare$25.004/29/2011 9:25:19 PM
papaloha$29.004/30/2011 2:10:53 AM
peso-aggregator$25.004/30/2011 9:55:52 AM
Bidwinner08$37.704/30/2011 11:19:45 AM
worldly-gold$25.004/30/2011 10:46:24 AM
Ananya$25.004/30/2011 12:42:53 PM
bsmtloan$100.004/30/2011 4:23:36 PM
Hummer-Guy$25.004/30/2011 5:56:22 PM
capital-halo1$962.614/30/2011 6:11:00 PM
reflective-rupee$100.224/26/2011 10:01:39 PM
Artist_Blue$25.004/27/2011 8:50:15 AM
hookUup$26.404/27/2011 7:06:55 PM
1willray$25.004/27/2011 7:42:17 PM
Bob450$25.004/27/2011 9:08:22 PM
sfmf$25.004/28/2011 11:39:12 AM
TakeCare$100.004/28/2011 11:42:18 AM
nickel-position$25.004/28/2011 12:38:56 PM
sensible-bazaar84$25.004/28/2011 12:14:35 PM
commanding-worth6$100.004/28/2011 1:06:35 PM
msabatti$25.004/28/2011 2:59:36 PM
first-serene-credit$25.004/28/2011 4:49:15 PM
loss-of-control$50.004/28/2011 6:32:25 PM
BONSAY$49.004/29/2011 3:09:23 AM
fund-tom-tom6$50.004/29/2011 1:53:33 PM
NYCFinancier$25.004/29/2011 3:45:02 PM
payout-network1$97.004/30/2011 3:44:03 AM
principal-laser$50.004/30/2011 5:54:55 AM
generosity-pizza$84.044/30/2011 7:55:21 AM
dough-destiny$40.004/30/2011 6:55:53 AM
Leshan$100.004/30/2011 6:11:57 AM
mammalian4$25.004/30/2011 10:32:41 AM
treasure-hunter270$50.004/30/2011 11:13:59 AM
value-sequoia8$25.004/30/2011 1:46:35 PM
56 Investments