Sales Report:Supplement No. 9 dated Apr 29, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488975
This series of Notes was issued and sold upon the funding of the borrower loan #48994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.12% |
Monthly payment:
| $149.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.83% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $49,868 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| joeyavanti |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 3% )
| 660-679
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Paying off high interest credit
Purpose of loan:
This loan will be used to pay off a high interest credit card. I am consolidating business finances that ran over to personal credit cards as a funding resource.
My financial situation:
I am a good candidate for this loan because I have an established and proven record of paying all debt that I have ever incurred. Simply put, I have no history of a default on any obligation...I pay my debts. To further support my case, I just successfully paid off my one and only Prosper loan. I found the Prosper environment perfect for my financing options and made all payments as promissed.
Monthly net income: $13,500
Monthly expenses: $9570
Housing: $2746
Insurance: $1155
Car expenses: $355
Utilities: $500
Phone, cable, internet: $184
Food, entertainment: $1160
Clothing, household expenses: $470
Credit cards and other loans: $1600
Other expenses: $1400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/27/2011 9:08:54 AM |
| ippoco | $25.00 | 4/27/2011 9:10:07 AM |
| MoneyForNothing | $29.88 | 4/27/2011 9:05:07 AM |
| Gibbyland | $100.00 | 4/27/2011 9:12:57 AM |
| Zolton | $100.00 | 4/27/2011 9:12:30 AM |
| r48 | $28.00 | 4/27/2011 10:02:53 AM |
| janeybooboo | $100.00 | 4/27/2011 10:49:10 AM |
| TomDalonajay | $25.00 | 4/27/2011 2:10:28 PM |
| CoolPlexer | $25.00 | 4/27/2011 9:10:58 AM |
| tolerant-dinero2 | $50.00 | 4/27/2011 10:21:12 AM |
| sentimental-silver7 | $25.00 | 4/27/2011 11:34:46 AM |
| reflective-rupee | $25.44 | 4/27/2011 12:44:34 PM |
| anton | $4,000.00 | 4/27/2011 5:12:29 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
490575
This series of Notes was issued and sold upon the funding of the borrower loan #48960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $298.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1971 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,036 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lightnin |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2010)
720-739
(May-2008)
|
|
Principal balance:
| $311.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Pay off credit card
Purpose of loan:
lower interest rate. I am a good candidate because I have paid my payments to Prosper on time for three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $38.00 | 4/19/2011 9:06:32 AM |
| hopeful-point | $25.00 | 4/19/2011 9:08:42 AM |
| reflective-rupee | $25.44 | 4/19/2011 11:55:02 AM |
| tntmojave | $50.00 | 4/20/2011 3:56:21 PM |
| respectful-integrity3 | $25.00 | 4/22/2011 10:01:50 AM |
| Robert99 | $25.00 | 4/23/2011 2:49:53 PM |
| agwosdof | $100.00 | 4/25/2011 7:27:54 PM |
| FinDoc | $25.00 | 4/25/2011 7:43:39 PM |
| power-companion7 | $400.00 | 4/25/2011 8:02:18 PM |
| Weaverville | $50.00 | 4/25/2011 8:39:18 PM |
| steves73 | $50.00 | 4/25/2011 8:54:29 PM |
| Johnny1002 | $50.00 | 4/25/2011 8:36:10 PM |
| wealth-competitor | $25.00 | 4/25/2011 9:08:06 PM |
| Gibbyland | $100.00 | 4/25/2011 10:25:40 PM |
| Zuzu | $50.00 | 4/26/2011 2:42:27 AM |
| goddessworshiper | $50.00 | 4/26/2011 12:40:23 AM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:24:13 AM |
| LianaB | $100.00 | 4/26/2011 7:17:58 AM |
| Nascar1 | $50.00 | 4/26/2011 7:42:38 AM |
| penny-finder | $35.00 | 4/26/2011 7:50:49 AM |
| goldenretriever | $100.00 | 4/26/2011 5:06:17 AM |
| payment-halo | $25.00 | 4/26/2011 7:08:06 AM |
| Lender0010 | $50.00 | 4/26/2011 8:24:13 AM |
| shooterjt | $30.89 | 4/26/2011 9:21:08 AM |
| fund-tom-tom6 | $50.00 | 4/26/2011 7:14:28 AM |
| aldeed | $100.00 | 4/26/2011 9:27:03 AM |
| generator596 | $25.00 | 4/26/2011 9:27:16 AM |
| shugyosha | $50.00 | 4/26/2011 9:33:35 AM |
| the-bid-sorcerer | $200.00 | 4/26/2011 9:12:46 AM |
| money-badger | $100.00 | 4/26/2011 9:56:08 AM |
| fandacom | $50.00 | 4/26/2011 9:32:01 AM |
| methodical-loot | $25.00 | 4/26/2011 10:14:00 AM |
| neutrino6 | $25.00 | 4/26/2011 10:18:59 AM |
| neutrino6 | $25.00 | 4/26/2011 10:27:21 AM |
| slartibardfast | $30.00 | 4/26/2011 10:58:43 AM |
| miked8303 | $25.00 | 4/26/2011 10:31:25 AM |
| top-epic-community | $50.00 | 4/26/2011 11:43:13 AM |
| accelerator96 | $25.00 | 4/26/2011 10:36:53 AM |
| Trondheim_Norway | $250.00 | 4/26/2011 12:19:49 PM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:50:36 AM |
| peso-tiramisu | $25.00 | 4/26/2011 2:10:42 PM |
| active-diversification8 | $25.00 | 4/26/2011 2:14:03 PM |
| money-surge1 | $60.00 | 4/26/2011 2:18:11 PM |
| creativename | $30.00 | 4/26/2011 2:34:34 PM |
| octoberfresh | $25.00 | 4/26/2011 12:48:41 PM |
| emosspot | $25.00 | 4/26/2011 3:06:45 PM |
| BobInWisconsin | $125.00 | 4/26/2011 1:14:44 PM |
| trade-caper | $25.00 | 4/26/2011 1:28:09 PM |
| Theodon | $25.00 | 4/26/2011 1:56:12 PM |
| wild-orange | $50.00 | 4/26/2011 3:57:15 PM |
| vutah | $50.00 | 4/26/2011 3:18:47 PM |
| piano55 | $25.87 | 4/26/2011 4:59:25 PM |
| titilsbie14 | $50.00 | 4/26/2011 5:05:56 PM |
| orange-dime-pear | $25.00 | 4/26/2011 5:15:59 PM |
| saraven01 | $49.67 | 4/26/2011 5:21:08 PM |
| power-secret-agent | $25.00 | 4/26/2011 4:53:29 PM |
| turbobrat | $50.00 | 4/26/2011 4:53:40 PM |
| excellent-loan8 | $25.00 | 4/26/2011 5:18:15 PM |
| triumph246 | $500.00 | 4/26/2011 5:48:07 PM |
| cashhelp | $50.00 | 4/19/2011 9:06:51 AM |
| organized-payment6 | $50.00 | 4/19/2011 9:12:31 AM |
| indomitable-coin | $25.00 | 4/19/2011 9:10:12 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 9:13:00 AM |
| MasterJin | $25.00 | 4/19/2011 9:13:57 AM |
| Zolton | $100.00 | 4/19/2011 9:11:23 AM |
| MoneyForNothing | $25.00 | 4/19/2011 5:16:49 PM |
| BxRealtor | $25.00 | 4/23/2011 7:27:54 AM |
| HotRod25 | $50.00 | 4/25/2011 7:51:25 PM |
| cash-cymbal | $25.00 | 4/25/2011 7:45:21 PM |
| toronado | $100.00 | 4/25/2011 7:48:02 PM |
| duty-windmill | $25.00 | 4/25/2011 7:51:37 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:02 PM |
| bill-booster5 | $25.00 | 4/25/2011 8:28:37 PM |
| capital-blueberry | $25.00 | 4/25/2011 10:08:46 PM |
| LongTail | $35.00 | 4/25/2011 10:43:47 PM |
| smkb2 | $56.51 | 4/26/2011 12:50:28 AM |
| wonderous-power | $25.00 | 4/26/2011 3:40:57 AM |
| reflective-rupee | $175.77 | 4/26/2011 3:43:56 AM |
| inspired-investment8 | $100.00 | 4/25/2011 10:15:50 PM |
| C_Mark | $200.00 | 4/26/2011 6:04:45 AM |
| martymaniaman | $26.90 | 4/26/2011 6:10:55 AM |
| wasaabi | $100.00 | 4/26/2011 4:37:58 AM |
| Big_Baller | $25.00 | 4/26/2011 5:17:45 AM |
| elvisloans | $25.00 | 4/26/2011 5:55:22 AM |
| secureincome | $950.00 | 4/26/2011 6:28:42 AM |
| commerce-yeller | $100.00 | 4/26/2011 6:44:26 AM |
| pdxKurt | $132.83 | 4/26/2011 8:51:56 AM |
| ryan6853 | $25.00 | 4/26/2011 8:26:08 AM |
| ChrisTiff | $42.79 | 4/26/2011 9:14:26 AM |
| first-serene-credit | $25.00 | 4/26/2011 9:08:35 AM |
| Bill88 | $25.40 | 4/26/2011 7:58:53 AM |
| shaneaj | $500.00 | 4/26/2011 8:50:20 AM |
| liberty-society5 | $25.00 | 4/26/2011 8:55:55 AM |
| Frugal | $25.00 | 4/26/2011 9:50:46 AM |
| Nevyn | $27.09 | 4/26/2011 9:53:25 AM |
| blooming-market | $25.00 | 4/26/2011 9:39:11 AM |
| dedication-point | $50.00 | 4/26/2011 9:41:16 AM |
| point-kitten6 | $50.00 | 4/26/2011 10:38:26 AM |
| bold-pious-loot | $250.00 | 4/26/2011 9:59:59 AM |
| calimanusa | $50.06 | 4/26/2011 10:59:41 AM |
| smallbizrule | $25.00 | 4/26/2011 10:10:57 AM |
| Lith | $300.00 | 4/26/2011 11:08:00 AM |
| HairyCoo | $25.00 | 4/26/2011 11:54:45 AM |
| Fioravanti | $100.00 | 4/26/2011 11:59:27 AM |
| d3v0t3d | $43.00 | 4/26/2011 11:29:39 AM |
| SpareChangeDreamFundLLC | $52.35 | 4/26/2011 1:17:05 PM |
| Mad_Scientist | $200.00 | 4/26/2011 1:19:30 PM |
| leemic | $100.00 | 4/26/2011 1:59:33 PM |
| currency-persimmon | $100.00 | 4/26/2011 2:15:34 PM |
| eBankInvest | $30.00 | 4/26/2011 2:27:50 PM |
| sunny-justice9 | $25.00 | 4/26/2011 12:14:22 PM |
| wesand22 | $115.00 | 4/26/2011 2:39:33 PM |
| Supervark | $200.00 | 4/26/2011 2:59:31 PM |
| Astyanax | $75.00 | 4/26/2011 12:52:04 PM |
| dmitriy2 | $38.00 | 4/26/2011 12:56:36 PM |
| outofoffice | $100.00 | 4/26/2011 2:30:02 PM |
| lgs83 | $30.00 | 4/26/2011 4:10:50 PM |
| dynrep | $50.00 | 4/26/2011 3:05:07 PM |
| dudebrah | $25.00 | 4/26/2011 4:53:00 PM |
| first-upright-payout | $25.00 | 4/26/2011 3:45:25 PM |
| sentimental-cash0 | $27.27 | 4/26/2011 5:21:54 PM |
| novice-speculator | $25.00 | 4/26/2011 4:53:54 PM |
| availableloan | $25.00 | 4/26/2011 5:27:46 PM |
| Feyenoord | $25.00 | 4/26/2011 5:11:17 PM |
| George13 | $75.90 | 4/26/2011 5:36:01 PM |
| jmb_lending | $100.00 | 4/26/2011 5:31:09 PM |
| MoneyTree79 | $90.33 | 4/26/2011 5:31:55 PM |
| Bank42 | $67.55 | 4/26/2011 5:33:45 PM |
| newest-camaraderi-fir | $50.00 | 4/26/2011 5:39:25 PM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
490929
This series of Notes was issued and sold upon the funding of the borrower loan #49050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 10.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,516 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Letspaysomebills |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
My growing family!
Purpose of loan:
This loan will be used to?
pay off a credit card
My financial situation:
I am a good candidate for this loan because?I have a 100% on time payment history, please check my record!
Monthly net income: $ 9000.00
Monthly expenses: $
??Housing: $
2500
??Insurance: $ 222
??Car expenses: $
380
??Utilities: $
55-100
??Phone, cable, internet: $
60
??Food, entertainment: $
150
??Clothing, household expenses $
50
??Credit cards and other loans: $
250
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $27.57 | 4/26/2011 5:04:21 PM |
| lendstats_com | $600.00 | 4/26/2011 5:07:16 PM |
| brightest-dignified-penny | $35.00 | 4/26/2011 5:10:36 PM |
| janeybooboo | $51.00 | 4/26/2011 6:06:48 PM |
| Zolton | $100.00 | 4/26/2011 5:57:51 PM |
| wkeboarder21 | $50.00 | 4/26/2011 7:01:10 PM |
| competent-p2p | $50.00 | 4/26/2011 6:46:13 PM |
| magnetic-dedication3 | $25.00 | 4/26/2011 8:46:20 PM |
| JustMee | $25.00 | 4/26/2011 9:15:32 PM |
| Bank_Of_XL | $100.00 | 4/27/2011 4:56:18 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:31:01 PM |
| kind-value-pouch | $55.00 | 4/27/2011 5:39:38 PM |
| CA-Lender | $150.04 | 4/27/2011 5:42:46 PM |
| handy-justice | $100.00 | 4/27/2011 5:49:07 PM |
| houli123 | $1,000.00 | 4/27/2011 6:08:41 PM |
| spy0 | $25.00 | 4/27/2011 6:21:00 PM |
| leverage-ectasy | $40.00 | 4/27/2011 7:44:16 PM |
| Whitewater_Loans | $75.00 | 4/27/2011 6:33:08 PM |
| crdcteng | $50.00 | 4/27/2011 6:47:01 PM |
| thankful-nickel2 | $50.00 | 4/27/2011 6:32:58 PM |
| silver-buckeye | $50.00 | 4/27/2011 7:49:19 PM |
| GCInvestments | $40.00 | 4/27/2011 9:20:20 PM |
| szetheli | $130.00 | 4/27/2011 9:14:05 PM |
| SomebodysMom | $42.92 | 4/27/2011 9:26:02 PM |
| loan-master1 | $26.00 | 4/27/2011 9:56:04 PM |
| TheWombat | $29.00 | 4/27/2011 10:23:59 PM |
| palmdelino | $25.64 | 4/27/2011 10:30:13 PM |
| econwhiz | $25.00 | 4/28/2011 3:22:13 AM |
| Scotcha | $50.00 | 4/28/2011 4:43:41 AM |
| commerce-jujitsu5 | $29.00 | 4/28/2011 6:48:18 AM |
| suave-justice059 | $300.00 | 4/28/2011 7:26:46 AM |
| SecondChanceLendingSERV | $25.00 | 4/28/2011 8:01:50 AM |
| peso-tiramisu | $25.00 | 4/28/2011 8:17:59 AM |
| dollar-authority | $400.00 | 4/28/2011 7:44:14 AM |
| trade-elm | $30.00 | 4/28/2011 8:38:59 AM |
| Dubbs360 | $100.00 | 4/28/2011 9:33:52 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:54:41 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:33:57 AM |
| sweetlan | $25.04 | 4/28/2011 11:22:25 AM |
| lotuss4 | $25.00 | 4/28/2011 12:11:24 PM |
| 1stofthemonth | $38.91 | 4/28/2011 12:11:20 PM |
| commerce-yeller | $80.00 | 4/28/2011 2:08:47 PM |
| gatorsean2168 | $25.00 | 4/28/2011 2:43:50 PM |
| DreamsDoComeTrue | $53.93 | 4/28/2011 2:55:23 PM |
| return-tycoon3 | $150.00 | 4/28/2011 2:48:39 PM |
| friendly-market5 | $26.17 | 4/28/2011 2:55:02 PM |
| r48 | $26.00 | 4/26/2011 5:12:46 PM |
| Gibbyland | $100.00 | 4/26/2011 5:23:50 PM |
| orange-leverage-phoenix | $50.00 | 4/26/2011 5:52:21 PM |
| reflective-rupee | $400.22 | 4/26/2011 5:28:55 PM |
| OldManP | $25.00 | 4/26/2011 5:52:44 PM |
| investment-artist | $25.01 | 4/26/2011 5:55:11 PM |
| hookUup | $26.71 | 4/26/2011 6:42:38 PM |
| Wangchuk | $25.00 | 4/26/2011 7:53:43 PM |
| JCM_MN | $30.00 | 4/26/2011 8:22:38 PM |
| janeybooboo | $149.00 | 4/26/2011 9:02:28 PM |
| listing-pear6 | $100.05 | 4/27/2011 12:15:39 PM |
| loss-of-control | $100.00 | 4/27/2011 5:56:46 PM |
| brightest-benjamins-onator | $30.00 | 4/27/2011 6:56:53 PM |
| momoney2lend | $50.00 | 4/27/2011 7:47:12 PM |
| objective-investor | $250.00 | 4/27/2011 7:25:23 PM |
| NYCFinancier | $25.00 | 4/27/2011 7:23:50 PM |
| mgking007 | $49.17 | 4/28/2011 2:29:33 AM |
| power-secret-agent | $25.00 | 4/28/2011 2:35:23 AM |
| heerzaquestion | $100.00 | 4/28/2011 5:11:47 AM |
| goodhearted-gold3 | $91.58 | 4/28/2011 5:18:10 AM |
| foothillender | $25.00 | 4/28/2011 6:29:41 AM |
| GElender | $25.00 | 4/28/2011 6:38:58 AM |
| wizardii | $25.00 | 4/28/2011 7:09:36 AM |
| Mad_Scientist | $150.00 | 4/28/2011 7:10:24 AM |
| octoberfresh | $25.00 | 4/28/2011 7:15:44 AM |
| exadius71 | $51.01 | 4/28/2011 8:26:02 AM |
| shugyosha | $50.00 | 4/28/2011 9:19:40 AM |
| sfmf | $25.00 | 4/28/2011 9:11:43 AM |
| payout-detective7 | $100.00 | 4/28/2011 9:45:28 AM |
| the-careful-fund | $150.00 | 4/28/2011 9:49:57 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:58 AM |
| jules3304 | $25.00 | 4/28/2011 9:56:15 AM |
| cymbal097 | $25.00 | 4/28/2011 9:58:10 AM |
| generator596 | $25.00 | 4/28/2011 10:01:34 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:25:16 AM |
| myidear | $25.00 | 4/28/2011 10:19:27 AM |
| marketplace-flan9 | $250.00 | 4/28/2011 10:27:55 AM |
| TakeCare | $100.00 | 4/28/2011 11:38:52 AM |
| lotuss4 | $25.00 | 4/28/2011 12:11:16 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:02:05 PM |
| nickel-position | $25.00 | 4/28/2011 12:31:29 PM |
| Astyanax | $60.00 | 4/28/2011 2:05:36 PM |
| MNFrostbite | $25.00 | 4/28/2011 2:40:29 PM |
| FinanceEngine | $40.00 | 4/28/2011 2:44:07 PM |
| standanddeliver | $6,800.00 | 4/28/2011 2:56:38 PM |
| MNFrostbite | $25.00 | 4/28/2011 2:54:20 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
491103
This series of Notes was issued and sold upon the funding of the borrower loan #48911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 10.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mertzj |
Borrower's state:
| Missouri |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 48 ( 92% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $20,400.00 | < 31 days late:
| 4
( 8% )
| 600-619
(Jan-2010)
660-679
(Nov-2006)
660-679
(Oct-2006)
680-699
(May-2006)
|
|
Principal balance:
| $1,087.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Business Funding
Purpose of loan:
Last year I was able to buy the company that I have worked for for over 10 years. Thanks to the economy good cheap labor is plentiful and I have contracts with the largest retail company in the world. Business is good and I would like to add two more crew to my company and am going to use this money for a payroll buffer. I don't get paid for a couple months after I start a job.
My financial situation:
I had a hard time a few years ago but I am more then back on my feet now. Ive had several prosper loans before and was never late on them. I have 30k in my business account but am getting ready to start three more jobs next week and I don't like to dip below 10k. Since I am traveling all the time with work my houses are rented out so I dont really have any expenses. If anyone wants further details about my business message me. As you can see by how much my credit has improved you dont have anything to worry about.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1st house value 135,000 and I owe 93,000
2nd house value 85,000 and I owe 51,000
Both are rented out.
(Apr-12-2011)
Q:
You say you were never late on Prosper loans, yet you are listed as having 4 late payments (<31 days) on your previous loans. Can you please explain why they were late and why you didn't mention them in listing publicly? - shawnw2
A:
Sorry I normally consider 30 days as being late. That was when I was working out of town a lot and there would be times there wasnt money in my account untill I got home. And money was tight back then. Sorry for misleading.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 4/12/2011 9:10:58 AM |
| Zolton | $100.00 | 4/12/2011 9:07:48 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:42 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:37:59 AM |
| shawnw2 | $150.00 | 4/12/2011 1:40:26 PM |
| competent-p2p | $35.00 | 4/12/2011 5:12:38 PM |
| atlas100 | $50.00 | 4/14/2011 7:53:05 AM |
| organic-treasure | $25.06 | 4/14/2011 10:14:56 AM |
| buukyak | $25.00 | 4/15/2011 6:03:00 AM |
| worthy-bid8 | $100.00 | 4/15/2011 10:21:13 AM |
| Weaverville | $25.00 | 4/16/2011 4:50:06 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:48:16 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:07 AM |
| radforj22 | $25.00 | 4/21/2011 2:48:57 PM |
| Tradesmanlender | $25.00 | 4/22/2011 3:31:13 AM |
| yield-seeker | $25.00 | 4/22/2011 10:02:19 AM |
| purposeful-pound5 | $25.00 | 4/22/2011 2:21:56 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:50 PM |
| enthralling-deal180 | $50.00 | 4/22/2011 5:32:23 PM |
| credible-durability | $50.00 | 4/23/2011 10:05:28 AM |
| janeybooboo | $51.00 | 4/23/2011 12:39:31 PM |
| dollardave | $100.00 | 4/23/2011 4:00:02 PM |
| janeybooboo | $49.00 | 4/24/2011 8:02:00 AM |
| C_Mark | $50.00 | 4/24/2011 7:37:24 PM |
| MasterJin | $25.00 | 4/25/2011 9:19:53 AM |
| asset-reaction | $30.00 | 4/25/2011 2:44:50 PM |
| first-serene-credit | $25.00 | 4/25/2011 2:08:13 PM |
| Relevance | $25.00 | 4/25/2011 3:51:15 PM |
| Scotcha | $50.00 | 4/25/2011 3:53:57 PM |
| important-openness1 | $75.00 | 4/25/2011 4:20:52 PM |
| fairness-drum | $50.00 | 4/25/2011 4:04:40 PM |
| CreditBuilder2 | $100.00 | 4/25/2011 4:57:15 PM |
| the-gold-quark | $50.00 | 4/25/2011 5:06:03 PM |
| RedantFinance | $25.00 | 4/25/2011 4:34:53 PM |
| reflective-rupee | $75.33 | 4/25/2011 4:52:37 PM |
| generous-deal6 | $50.00 | 4/25/2011 5:28:35 PM |
| tampa_cmc | $50.00 | 4/25/2011 5:32:05 PM |
| five-star-justice | $25.00 | 4/25/2011 5:33:09 PM |
| 1randyp | $100.00 | 4/25/2011 5:33:57 PM |
| silver-saguaro | $30.00 | 4/25/2011 5:29:13 PM |
| Pakse | $25.00 | 4/25/2011 5:25:16 PM |
| jenq0001 | $25.00 | 4/25/2011 6:04:43 PM |
| Vennela | $25.00 | 4/25/2011 6:04:54 PM |
| autonomous-basis | $25.00 | 4/25/2011 6:05:49 PM |
| 1randyp | $100.00 | 4/25/2011 5:35:58 PM |
| dajen1 | $33.48 | 4/25/2011 6:07:12 PM |
| DaveG56313 | $25.00 | 4/25/2011 6:08:05 PM |
| Crystalprop | $25.00 | 4/25/2011 6:08:52 PM |
| selector568 | $50.00 | 4/25/2011 6:09:42 PM |
| MARWARISETH | $25.00 | 4/25/2011 5:28:40 PM |
| Rinastiti | $50.00 | 4/25/2011 6:10:03 PM |
| inventive-wealth2 | $25.00 | 4/25/2011 5:40:10 PM |
| balance6 | $25.00 | 4/25/2011 5:41:19 PM |
| silver-buckeye | $50.00 | 4/25/2011 5:51:06 PM |
| sharp-income2 | $25.00 | 4/25/2011 5:34:55 PM |
| Mark0135 | $50.00 | 4/25/2011 5:38:32 PM |
| ClearLake | $25.00 | 4/25/2011 6:15:09 PM |
| cassius84 | $25.00 | 4/25/2011 6:16:25 PM |
| rcldesign | $25.00 | 4/25/2011 6:07:08 PM |
| Ocean713 | $50.00 | 4/25/2011 6:17:11 PM |
| durability-mad-scientist4 | $50.00 | 4/25/2011 6:17:33 PM |
| E_G | $50.00 | 4/25/2011 6:08:17 PM |
| siesta100 | $50.00 | 4/25/2011 6:17:42 PM |
| Anny-Disco | $75.00 | 4/25/2011 6:18:33 PM |
| pragmatic-camaraderi | $25.00 | 4/25/2011 6:20:06 PM |
| CreativeIdeas | $25.00 | 4/25/2011 6:21:02 PM |
| MrMoney0622 | $25.00 | 4/25/2011 6:21:48 PM |
| pappiandel | $25.00 | 4/25/2011 6:05:54 PM |
| roman2008 | $25.00 | 4/25/2011 6:24:31 PM |
| geemel | $25.00 | 4/25/2011 6:24:58 PM |
| JKKCapital | $25.00 | 4/25/2011 6:25:26 PM |
| steely_dan34 | $25.00 | 4/25/2011 6:06:36 PM |
| papaman | $25.00 | 4/25/2011 6:07:24 PM |
| bullwink27 | $25.00 | 4/25/2011 6:26:25 PM |
| TheYellowDart | $25.00 | 4/25/2011 6:07:34 PM |
| SkiNZ | $25.00 | 4/25/2011 6:07:56 PM |
| iGeoff | $30.86 | 4/25/2011 6:08:30 PM |
| SIGLLC | $50.00 | 4/25/2011 6:16:41 PM |
| HoyaHeel | $25.00 | 4/25/2011 6:09:04 PM |
| wtrboy | $50.00 | 4/25/2011 6:17:25 PM |
| williemc44 | $25.00 | 4/25/2011 6:09:54 PM |
| ersheido | $50.00 | 4/25/2011 6:17:47 PM |
| Soxxes | $25.00 | 4/25/2011 6:10:13 PM |
| aasx1108 | $25.00 | 4/25/2011 6:18:12 PM |
| msbutah | $50.00 | 4/25/2011 6:18:43 PM |
| keeks | $25.00 | 4/25/2011 6:18:56 PM |
| ualf | $50.00 | 4/25/2011 6:21:31 PM |
| DUDE66 | $48.65 | 4/25/2011 6:22:34 PM |
| asya | $30.00 | 4/25/2011 6:23:06 PM |
| Yankeeeagle | $30.87 | 4/25/2011 6:23:44 PM |
| williamdkit | $35.00 | 4/25/2011 6:24:20 PM |
| rlgnyc | $25.00 | 4/25/2011 6:25:04 PM |
| capital-halo1 | $5,000.00 | 4/25/2011 6:15:59 PM |
| worldly-community3 | $50.00 | 4/25/2011 6:18:23 PM |
| transparency-burger | $25.00 | 4/25/2011 6:19:09 PM |
| Vaanolo | $25.00 | 4/25/2011 6:19:42 PM |
| deal-griffin | $50.00 | 4/25/2011 6:19:49 PM |
| Ready2Loan | $25.00 | 4/25/2011 6:20:38 PM |
| BR2006007 | $25.00 | 4/25/2011 6:20:53 PM |
| yarg | $28.39 | 4/25/2011 6:21:42 PM |
| tsui517 | $50.00 | 4/25/2011 6:22:04 PM |
| CaboWaboRobo | $36.37 | 4/25/2011 6:22:23 PM |
| Cubsfan07 | $25.00 | 4/25/2011 6:25:45 PM |
| agiovasil | $25.00 | 4/25/2011 6:26:07 PM |
| Banker7371 | $25.00 | 4/25/2011 6:26:32 PM |
| orange-leverage-phoenix | $50.00 | 4/12/2011 9:04:34 AM |
| simplelender80 | $100.00 | 4/12/2011 9:12:00 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 9:41:28 AM |
| reflective-rupee | $25.44 | 4/12/2011 11:10:17 AM |
| MoneyForNothing | $32.74 | 4/12/2011 11:41:20 AM |
| kindness-launcher | $1,000.00 | 4/12/2011 1:15:00 PM |
| efficient-treasure0 | $25.00 | 4/12/2011 1:45:24 PM |
| hookUup | $25.74 | 4/12/2011 4:01:26 PM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:16:01 PM |
| Mikale360 | $25.00 | 4/13/2011 7:08:51 AM |
| soulblest | $35.72 | 4/13/2011 10:23:08 PM |
| integrity-doctor | $100.00 | 4/14/2011 6:39:52 AM |
| vigorous-market5 | $200.00 | 4/15/2011 1:51:58 AM |
| ursus | $100.00 | 4/18/2011 9:01:10 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:33:32 AM |
| palace2 | $200.00 | 4/21/2011 5:53:54 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:22 PM |
| sharp-trade0 | $25.00 | 4/23/2011 1:46:41 PM |
| Mariner3605 | $25.00 | 4/23/2011 2:38:31 PM |
| Aleut | $25.00 | 4/23/2011 6:14:52 PM |
| richboy56 | $25.00 | 4/23/2011 6:40:28 PM |
| jameskdean | $50.00 | 4/24/2011 8:49:49 AM |
| GrooveBiz | $50.00 | 4/24/2011 12:49:46 PM |
| skuba | $50.00 | 4/25/2011 1:20:22 AM |
| don8ter | $25.00 | 4/25/2011 6:49:28 AM |
| maple1 | $25.00 | 4/25/2011 8:39:34 AM |
| steiglends | $100.00 | 4/25/2011 9:31:00 AM |
| jazzlender | $25.00 | 4/25/2011 9:18:46 AM |
| CA-Lender | $25.04 | 4/25/2011 3:48:31 PM |
| Dalrymple | $360.00 | 4/25/2011 3:48:53 PM |
| GElender | $25.00 | 4/25/2011 3:24:24 PM |
| titilsbie14 | $25.00 | 4/25/2011 3:54:17 PM |
| neutrino6 | $25.00 | 4/25/2011 4:29:35 PM |
| Lith | $100.00 | 4/25/2011 4:29:20 PM |
| neutrino6 | $25.00 | 4/25/2011 4:32:51 PM |
| FinanceEngine | $35.00 | 4/25/2011 5:15:20 PM |
| LibbyZ | $50.00 | 4/25/2011 5:06:00 PM |
| point-kitten6 | $100.00 | 4/25/2011 5:28:24 PM |
| VBAces | $50.00 | 4/25/2011 5:29:18 PM |
| Hazlenut | $75.00 | 4/25/2011 5:14:33 PM |
| the-silver-blaster | $50.00 | 4/25/2011 5:34:48 PM |
| kind-unassuming-fund | $25.00 | 4/25/2011 5:38:19 PM |
| Rommytowe | $50.00 | 4/25/2011 5:31:25 PM |
| kellydawn | $50.00 | 4/25/2011 6:04:48 PM |
| lowestghost | $46.14 | 4/25/2011 6:07:01 PM |
| sentry256 | $25.00 | 4/25/2011 6:07:21 PM |
| Sibelius2 | $25.00 | 4/25/2011 6:08:11 PM |
| Jonb6919 | $25.00 | 4/25/2011 6:08:41 PM |
| dadalou | $25.00 | 4/25/2011 6:08:57 PM |
| midde551 | $25.00 | 4/25/2011 6:10:21 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:11:30 PM |
| liberty-injector | $50.00 | 4/25/2011 5:34:19 PM |
| silverloan | $49.97 | 4/25/2011 6:03:47 PM |
| ArmyGuy | $25.00 | 4/25/2011 6:14:49 PM |
| laughmotel | $25.00 | 4/25/2011 6:05:00 PM |
| rulender | $25.00 | 4/25/2011 6:05:38 PM |
| consulguru | $200.00 | 4/25/2011 5:39:56 PM |
| patriot897 | $25.00 | 4/25/2011 6:17:07 PM |
| Ripsaw4U | $50.00 | 4/25/2011 6:09:58 PM |
| contract-high-five | $25.00 | 4/25/2011 5:47:27 PM |
| top-impressive-dinero | $50.00 | 4/25/2011 6:20:18 PM |
| Rivervale_Westwood | $25.00 | 4/25/2011 6:21:38 PM |
| IP | $50.00 | 4/25/2011 6:22:15 PM |
| wampum-optimization | $50.00 | 4/25/2011 6:02:35 PM |
| hermosaloan | $25.00 | 4/25/2011 6:23:15 PM |
| riproaringrapids | $25.00 | 4/25/2011 6:04:18 PM |
| acropiloterau2002 | $25.00 | 4/25/2011 6:23:56 PM |
| Skiph | $25.00 | 4/25/2011 6:24:13 PM |
| just21andy | $50.00 | 4/25/2011 6:06:04 PM |
| TK4 | $50.00 | 4/25/2011 6:24:51 PM |
| ShotokanKeto | $25.00 | 4/25/2011 6:06:24 PM |
| aha6297 | $25.00 | 4/25/2011 6:25:12 PM |
| djlucas | $25.00 | 4/25/2011 6:06:31 PM |
| bharosa | $25.00 | 4/25/2011 6:25:32 PM |
| dparkhom | $25.00 | 4/25/2011 6:26:03 PM |
| miket71 | $50.00 | 4/25/2011 6:15:41 PM |
| Madmigel | $45.19 | 4/25/2011 6:08:45 PM |
| tuffshorty | $50.00 | 4/25/2011 6:18:05 PM |
| benjamin67 | $25.00 | 4/25/2011 6:18:38 PM |
| bigphish | $50.00 | 4/25/2011 6:18:48 PM |
| zippy-interest | $50.00 | 4/25/2011 6:19:13 PM |
| WineDrop | $25.00 | 4/25/2011 6:19:55 PM |
| nybanker85 | $50.00 | 4/25/2011 6:20:46 PM |
| Veltliner | $25.00 | 4/25/2011 6:21:10 PM |
| InvestorPartners | $25.00 | 4/25/2011 6:21:23 PM |
| Aimvest | $25.00 | 4/25/2011 6:22:40 PM |
| Ivan2007 | $50.00 | 4/25/2011 6:23:31 PM |
| derec | $25.00 | 4/25/2011 6:15:18 PM |
| schnatty | $25.00 | 4/25/2011 6:25:49 PM |
| chlebie | $33.98 | 4/25/2011 6:15:47 PM |
| UT-Longhorn | $25.00 | 4/25/2011 6:16:02 PM |
| celkram | $25.00 | 4/25/2011 6:17:16 PM |
| boj2007 | $25.00 | 4/25/2011 6:18:17 PM |
| hopethisworks | $50.00 | 4/25/2011 6:18:29 PM |
| famous-bill | $25.00 | 4/25/2011 6:19:01 PM |
| zebra7 | $50.00 | 4/25/2011 6:19:31 PM |
| Midg | $25.00 | 4/25/2011 6:22:29 PM |
| Serp | $25.00 | 4/25/2011 6:22:52 PM |
| Philosonie | $36.70 | 4/25/2011 6:23:24 PM |
| WeAlNe | $25.00 | 4/25/2011 6:24:04 PM |
| hanuman77 | $25.75 | 4/25/2011 6:25:21 PM |
| mad4wknds | $50.00 | 4/25/2011 6:25:39 PM |
| harty | $50.00 | 4/25/2011 6:25:55 PM |
| mbillm00re2001 | $25.00 | 4/25/2011 6:26:13 PM |
| tremendous-payment | $25.00 | 4/25/2011 6:26:48 PM |
| 210 Investments
|
Borrower Payment Dependent Notes Series
494291
This series of Notes was issued and sold upon the funding of the borrower loan #48979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,741 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-market-umbrella |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
660-679
(Nov-2009)
|
|
Principal balance:
| $1,004.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate other debt
Debtor -- Monthly Payment -- Payoff Amount
BOL -- $30 -- $991.54
PayPal -- $162 -- $4,062.02
Amazon -- $25 -- $150
GuitarCent -- $25 -- $1469.99
Prosper -- $54.61 -- $1,052.81
I will use this loan to pay as much as I can toward each of my debts. Typically in July and August, I earn well over $2000 in supplemental income from my DJ business and sales commissions, and will pay off the remaining balances at that time.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello, I'd like to answer a couple of questions:
1) What is the rate of your current Prosper loan and was this also for credit card consolidation
2) What are the interest rates of the credit lines that you are trying to consolidate - delicious-loan093
A:
Thank you for your question.
My first prosper loan was for $1,500 @ 18.50% and was used to purchase a DVD duplicator that I use in my side business. If I were to continue paying on this loan at the current rate, It would be paid off 1/26/13.
My current interest rates are as follows:
BOL: 21.99%
PayPal: 23.99%
Amazon: 19.99%
Guitar Center: 0% intro until October
Prosper: 18.50%
I'd much rather have it all paid in 3 than 8+ years with compounding interest.
(Apr-15-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/14/2011 9:05:41 AM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 9:06:43 AM |
| investment-artist | $25.01 | 4/14/2011 9:08:44 AM |
| OldManP | $35.00 | 4/14/2011 9:01:51 AM |
| suave-dime6 | $25.00 | 4/14/2011 9:07:51 AM |
| grnii78 | $54.38 | 4/14/2011 9:08:34 AM |
| Interstate_Rate | $50.00 | 4/14/2011 9:51:09 AM |
| thankful-nickel2 | $25.00 | 4/14/2011 3:59:41 PM |
| hookUup | $26.73 | 4/14/2011 5:10:11 PM |
| Weaverville | $25.00 | 4/14/2011 7:37:54 PM |
| jeffe43 | $50.00 | 4/14/2011 8:54:22 PM |
| DoctorJoe | $25.00 | 4/15/2011 4:56:11 AM |
| Dubbs360 | $100.00 | 4/15/2011 8:02:03 AM |
| worth-shower8 | $100.00 | 4/15/2011 8:33:45 AM |
| sfmf | $40.00 | 4/19/2011 10:00:33 AM |
| nerdfactor | $25.00 | 4/19/2011 5:49:11 PM |
| selector568 | $50.00 | 4/20/2011 5:36:26 PM |
| fantastic-wampum1 | $100.00 | 4/23/2011 1:19:55 PM |
| penny-candy | $25.00 | 4/25/2011 6:44:06 PM |
| Aleut | $25.00 | 4/25/2011 7:53:57 PM |
| janeybooboo | $100.00 | 4/26/2011 2:45:55 PM |
| chameleon125 | $25.00 | 4/26/2011 4:48:13 PM |
| worthy-bid8 | $25.00 | 4/26/2011 5:50:22 PM |
| jjswanso | $50.00 | 4/26/2011 9:12:29 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:38 PM |
| dudebrah | $25.00 | 4/27/2011 12:29:03 AM |
| inventive-wealth2 | $25.00 | 4/27/2011 1:10:09 AM |
| red-favorable-basis | $25.00 | 4/27/2011 12:16:18 AM |
| Bob450 | $25.00 | 4/27/2011 2:49:17 AM |
| pinballwizard | $25.00 | 4/27/2011 2:44:01 AM |
| MoneyTree79 | $39.00 | 4/27/2011 6:05:03 AM |
| noble-marketplace | $50.00 | 4/27/2011 4:01:36 AM |
| Mad_Scientist | $25.00 | 4/27/2011 6:18:03 AM |
| loanman2007 | $125.00 | 4/27/2011 4:37:27 AM |
| credit-missile | $74.25 | 4/27/2011 5:33:58 AM |
| FinanceEngine | $35.00 | 4/27/2011 7:17:58 AM |
| DasMula | $27.00 | 4/27/2011 5:59:01 AM |
| head | $25.00 | 4/27/2011 8:03:51 AM |
| ore-dojo | $50.00 | 4/27/2011 8:48:03 AM |
| hopeful-truth5 | $150.00 | 4/27/2011 7:26:55 AM |
| jules3304 | $25.00 | 4/27/2011 8:24:42 AM |
| Molson Bank & Trust | $50.00 | 4/27/2011 8:26:14 AM |
| CaliforniaSun | $25.00 | 4/27/2011 8:55:29 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 10:02:25 AM |
| marketplace-human | $26.00 | 4/27/2011 12:30:05 PM |
| vizontec207 | $26.00 | 4/27/2011 3:09:18 PM |
| thehousewife | $50.00 | 4/27/2011 2:24:10 PM |
| mercuriant | $25.00 | 4/27/2011 3:46:12 PM |
| Rob717171 | $50.00 | 4/27/2011 5:29:59 PM |
| laki_haole | $50.00 | 4/27/2011 5:30:38 PM |
| credit-sycamore4 | $50.00 | 4/27/2011 5:31:07 PM |
| IIP77 | $25.00 | 4/27/2011 5:31:44 PM |
| steves73 | $50.00 | 4/27/2011 5:32:48 PM |
| famous-bill | $25.00 | 4/27/2011 5:12:05 PM |
| ticketman2 | $25.00 | 4/27/2011 5:36:00 PM |
| Ocean713 | $50.00 | 4/27/2011 5:28:48 PM |
| top-historic-peso | $25.00 | 4/27/2011 5:29:01 PM |
| red-power-pecan | $50.00 | 4/27/2011 5:30:04 PM |
| tylerfd | $25.00 | 4/27/2011 5:30:30 PM |
| Katburg | $25.00 | 4/27/2011 5:28:39 PM |
| fighter122 | $50.00 | 4/27/2011 5:30:18 PM |
| DER | $46.91 | 4/27/2011 5:31:58 PM |
| finance-prescription | $50.00 | 4/27/2011 5:32:02 PM |
| handshake5 | $100.00 | 4/27/2011 5:32:13 PM |
| fund-web3 | $25.00 | 4/27/2011 5:36:38 PM |
| djmgd790 | $30.95 | 4/27/2011 5:36:46 PM |
| musegaze | $110.00 | 4/27/2011 8:10:30 AM |
| simplelender80 | $100.00 | 4/14/2011 9:05:44 AM |
| CoolPlexer | $25.00 | 4/14/2011 9:08:19 AM |
| B-rad_the_Coug | $25.00 | 4/14/2011 9:01:57 AM |
| 888GoldIngots | $50.00 | 4/14/2011 9:59:10 AM |
| reflective-rupee | $100.22 | 4/14/2011 11:12:22 AM |
| tolerant-dinero2 | $25.00 | 4/14/2011 10:36:07 AM |
| SolarMoonshine | $25.00 | 4/14/2011 3:44:27 PM |
| mikeandcat | $50.00 | 4/14/2011 3:32:45 PM |
| twjh | $25.00 | 4/15/2011 6:54:04 AM |
| GElender | $25.00 | 4/15/2011 6:22:33 AM |
| lendstats_com | $200.00 | 4/15/2011 7:33:18 AM |
| amlu1988 | $25.00 | 4/15/2011 4:49:03 PM |
| CASSHMAN | $75.00 | 4/16/2011 11:24:53 AM |
| gjm6d | $25.00 | 4/16/2011 4:10:37 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:59 AM |
| Gibbyland | $100.00 | 4/19/2011 8:08:28 AM |
| reflective-rupee | $200.44 | 4/19/2011 10:14:45 AM |
| Barmas | $50.00 | 4/20/2011 1:43:05 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:09:21 PM |
| Feyenoord | $25.00 | 4/20/2011 4:19:47 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:45 AM |
| Bcs-cnc | $25.00 | 4/25/2011 7:26:49 AM |
| loyalist1 | $100.00 | 4/25/2011 7:50:52 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:05:39 AM |
| reflective-rupee | $200.33 | 4/25/2011 4:51:00 PM |
| thelovebug | $100.00 | 4/25/2011 8:14:49 PM |
| miked8303 | $25.00 | 4/26/2011 10:33:00 AM |
| profit-powerplant | $25.00 | 4/26/2011 8:34:57 PM |
| ursus | $50.00 | 4/26/2011 9:14:16 PM |
| upperdeck | $25.00 | 4/27/2011 12:29:24 AM |
| Engineer44 | $25.00 | 4/26/2011 10:44:19 PM |
| CA-Lender | $25.04 | 4/26/2011 11:12:52 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:54 AM |
| witty-openness | $25.00 | 4/27/2011 5:06:43 AM |
| 1randyp | $100.00 | 4/27/2011 3:33:42 AM |
| nilonc1 | $150.00 | 4/27/2011 5:22:47 AM |
| taal1 | $25.00 | 4/27/2011 7:39:23 AM |
| first-serene-credit | $25.00 | 4/27/2011 7:44:23 AM |
| foothillender | $25.00 | 4/27/2011 8:04:04 AM |
| jasonrun | $25.00 | 4/27/2011 8:07:15 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:45:43 AM |
| valiant-money | $25.00 | 4/27/2011 8:46:08 AM |
| leverage-monger | $66.66 | 4/27/2011 8:52:07 AM |
| ethicalhumanist | $50.00 | 4/27/2011 9:33:52 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:47:53 AM |
| jenerationx | $25.00 | 4/27/2011 9:50:18 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:36 AM |
| credit-meteor7 | $50.00 | 4/27/2011 9:49:20 AM |
| Dandanrad | $25.00 | 4/27/2011 9:54:12 AM |
| wwwUniversal | $25.00 | 4/27/2011 11:12:59 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:27:12 AM |
| irrelevant | $25.00 | 4/27/2011 1:21:42 PM |
| green-excellent-repayment | $29.00 | 4/27/2011 12:25:38 PM |
| ADIDASNO | $25.00 | 4/27/2011 3:46:40 PM |
| brightest-dignified-penny | $25.00 | 4/27/2011 4:39:30 PM |
| Midwestvalues | $50.00 | 4/27/2011 5:30:41 PM |
| asiaratt | $50.00 | 4/27/2011 5:31:16 PM |
| fortytwo | $87.32 | 4/27/2011 5:31:33 PM |
| handy-justice | $50.00 | 4/27/2011 5:29:20 PM |
| yield-aurora4 | $50.00 | 4/27/2011 5:29:51 PM |
| DreDub | $50.00 | 4/27/2011 5:30:24 PM |
| zippy-interest | $50.00 | 4/27/2011 5:28:32 PM |
| birddogsb | $50.00 | 4/27/2011 5:31:20 PM |
| DeltaComputerGuy | $25.00 | 4/27/2011 5:31:54 PM |
| nybanker85 | $50.00 | 4/27/2011 5:31:26 PM |
| the-profit-oracle | $25.00 | 4/27/2011 5:32:06 PM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
496029
This series of Notes was issued and sold upon the funding of the borrower loan #48943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $395.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,825 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exponential-revenue2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2010)
|
|
Principal balance:
| $10,082.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Openning a business
Purpose of loan:
This loan will be used to start a new business. I don't really want to go into details, but this money will provide a buffer for unsuccessful months/years.
My financial situation:
I am a good candidate for this loan because I have never been late on a monthly payment in my life. I may have missed one by accident, but not in recent memory.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 4/15/2011 9:04:55 AM |
| MrDavid | $100.00 | 4/15/2011 9:05:29 AM |
| MasterJin | $25.00 | 4/15/2011 9:12:53 AM |
| socal-lender | $25.00 | 4/15/2011 9:07:26 AM |
| serene-truth2 | $50.00 | 4/15/2011 9:09:00 AM |
| minista | $25.00 | 4/15/2011 9:09:20 AM |
| meux99 | $25.00 | 4/15/2011 9:12:43 AM |
| reflective-rupee | $25.44 | 4/15/2011 10:28:24 AM |
| restless-balance9 | $50.00 | 4/16/2011 4:50:12 AM |
| worthy-bid8 | $64.45 | 4/16/2011 5:04:09 AM |
| tolerant-dinero2 | $25.00 | 4/16/2011 3:22:50 PM |
| Weaverville | $100.00 | 4/16/2011 4:49:25 PM |
| credit-bearer959 | $25.00 | 4/17/2011 12:09:31 AM |
| jeffpac | $50.00 | 4/19/2011 7:05:27 AM |
| axl163 | $25.00 | 4/19/2011 8:24:21 AM |
| damage | $25.00 | 4/19/2011 8:25:51 AM |
| availableloan | $25.00 | 4/19/2011 5:49:40 PM |
| balanced-rupee | $50.00 | 4/19/2011 6:44:34 PM |
| Havana21 | $200.00 | 4/20/2011 5:36:20 PM |
| bill-appraiser7 | $25.00 | 4/20/2011 5:54:23 PM |
| Carpetkid | $50.00 | 4/21/2011 5:57:03 PM |
| bvzm | $50.00 | 4/22/2011 6:47:30 AM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:39 PM |
| neutrino6 | $25.00 | 4/23/2011 9:43:06 AM |
| 108lender | $100.00 | 4/23/2011 9:45:22 AM |
| macgeek | $100.00 | 4/23/2011 9:29:10 AM |
| credible-durability | $50.00 | 4/23/2011 9:56:53 AM |
| djh47a | $25.00 | 4/23/2011 11:48:46 AM |
| jsledge | $50.00 | 4/23/2011 11:48:57 AM |
| Taxman44 | $25.00 | 4/23/2011 12:04:41 PM |
| marwadi-62 | $200.00 | 4/23/2011 12:07:45 PM |
| blooming-market | $25.00 | 4/23/2011 2:37:00 PM |
| truth-image | $50.00 | 4/23/2011 7:29:33 PM |
| gracej | $25.00 | 4/23/2011 7:55:58 PM |
| IIP77 | $25.00 | 4/24/2011 1:17:58 AM |
| reward-planetarium | $200.00 | 4/24/2011 5:40:26 AM |
| FoosMaster | $35.00 | 4/24/2011 7:01:56 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:24:30 AM |
| cloud8 | $100.00 | 4/24/2011 11:34:02 AM |
| adventurous-cash | $25.00 | 4/24/2011 12:38:32 PM |
| natural-greenback6 | $25.00 | 4/24/2011 2:05:37 PM |
| supersarah61 | $50.00 | 4/24/2011 3:21:53 PM |
| bobbyoderek | $100.00 | 4/24/2011 2:59:29 PM |
| Lith | $400.00 | 4/24/2011 3:28:30 PM |
| Vegasjim | $50.00 | 4/24/2011 5:30:03 PM |
| ore-frontier | $25.00 | 4/24/2011 5:48:08 PM |
| p2pcapitalgroup | $50.00 | 4/24/2011 6:54:55 PM |
| orthopedics | $200.00 | 4/24/2011 6:52:27 PM |
| goldsun | $25.00 | 4/24/2011 6:58:05 PM |
| AFairDeal | $50.00 | 4/24/2011 6:13:40 PM |
| Invest_in_residual_income | $50.00 | 4/24/2011 8:47:00 PM |
| a-responsible-return | $50.00 | 4/24/2011 7:40:22 PM |
| Oak-Parker | $25.00 | 4/25/2011 12:23:49 AM |
| neutrino6 | $25.00 | 4/25/2011 1:27:53 AM |
| ridestwins_998 | $25.00 | 4/24/2011 11:12:21 PM |
| Pakse | $25.00 | 4/24/2011 9:12:27 PM |
| investor-007 | $208.50 | 4/25/2011 6:27:59 AM |
| kind-value-pouch | $50.00 | 4/25/2011 3:11:16 AM |
| Heliosky77 | $100.00 | 4/25/2011 6:52:09 AM |
| cake7 | $39.73 | 4/25/2011 9:19:34 AM |
| HotRod25 | $50.00 | 4/25/2011 8:53:33 AM |
| Mlusher | $100.00 | 4/25/2011 8:59:20 AM |
| SIGLLC | $100.00 | 4/25/2011 10:00:13 AM |
| coolcash1 | $50.00 | 4/25/2011 11:39:03 AM |
| pickylender | $400.00 | 4/25/2011 3:58:04 PM |
| friendly-market5 | $50.00 | 4/25/2011 4:21:22 PM |
| oneeighty | $100.00 | 4/25/2011 4:50:47 PM |
| red-robust-bid | $350.00 | 4/25/2011 5:13:02 PM |
| platinum-exec1 | $200.00 | 4/25/2011 5:10:49 PM |
| smart-kindness8 | $100.00 | 4/25/2011 6:10:46 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:34:56 PM |
| eighttone | $25.00 | 4/26/2011 9:30:28 AM |
| top-epic-community | $50.00 | 4/26/2011 11:35:03 AM |
| dedication-point | $25.00 | 4/26/2011 1:09:06 PM |
| sympathetic-bonus5 | $25.00 | 4/26/2011 1:31:11 PM |
| radforj22 | $50.00 | 4/26/2011 7:42:22 PM |
| velocity-solo | $25.00 | 4/26/2011 8:04:34 PM |
| Tech-Entrepreneur | $25.00 | 4/26/2011 9:26:17 PM |
| mistertao | $25.00 | 4/26/2011 9:28:36 PM |
| emo13 | $50.00 | 4/27/2011 2:48:40 AM |
| whistledicksmith | $25.71 | 4/27/2011 2:49:31 AM |
| sngndnc | $50.00 | 4/27/2011 4:50:34 AM |
| QuinMccoy | $50.00 | 4/27/2011 5:51:26 AM |
| aasx1108 | $25.00 | 4/27/2011 6:32:46 AM |
| Guiren | $100.00 | 4/27/2011 9:08:33 AM |
| wjf60 | $25.00 | 4/27/2011 8:45:48 AM |
| freesia54 | $50.00 | 4/27/2011 10:50:32 AM |
| wealthstar | $50.00 | 4/27/2011 11:26:49 AM |
| runge2777 | $25.00 | 4/27/2011 9:51:14 AM |
| SourDoughSteve | $25.00 | 4/27/2011 9:51:56 AM |
| listing-pear6 | $100.00 | 4/27/2011 10:20:02 AM |
| Digs | $25.00 | 4/27/2011 12:29:46 PM |
| agreement-magician | $50.00 | 4/27/2011 11:17:05 AM |
| stensonb | $25.00 | 4/27/2011 12:36:46 PM |
| kind-adventurous-finance | $50.00 | 4/27/2011 12:30:07 PM |
| unrivaled-gain8 | $50.00 | 4/27/2011 12:31:33 PM |
| BankingFamily | $25.00 | 4/27/2011 12:35:05 PM |
| jenerationx | $25.00 | 4/27/2011 12:38:02 PM |
| auction-sprout7 | $29.00 | 4/27/2011 12:27:53 PM |
| lifegrowth | $25.00 | 4/27/2011 12:31:29 PM |
| unequaled-responsibility2 | $52.00 | 4/27/2011 12:38:12 PM |
| WSTRDG | $25.00 | 4/27/2011 3:36:23 PM |
| don'twannadance | $32.00 | 4/27/2011 4:15:13 PM |
| ddog0224 | $250.00 | 4/27/2011 2:48:23 PM |
| payout-reaction740 | $25.00 | 4/27/2011 4:47:47 PM |
| ore-genius2 | $100.00 | 4/15/2011 9:09:40 AM |
| dtrain5 | $25.00 | 4/15/2011 9:05:50 AM |
| thankful-nickel2 | $25.00 | 4/15/2011 9:17:01 AM |
| indomitable-coin | $50.00 | 4/15/2011 9:07:35 AM |
| JJ9876 | $50.00 | 4/15/2011 10:05:22 AM |
| kenji4861 | $25.00 | 4/16/2011 2:59:58 AM |
| lloyd_s | $25.00 | 4/16/2011 3:41:30 AM |
| nosualcneas | $25.00 | 4/16/2011 3:55:14 PM |
| fcrick | $25.00 | 4/16/2011 5:05:19 PM |
| logical-reward8 | $25.00 | 4/17/2011 6:29:31 PM |
| blot44 | $50.00 | 4/19/2011 8:15:18 AM |
| compoundinterest | $50.00 | 4/19/2011 8:05:20 AM |
| subtle-revenue0 | $25.00 | 4/19/2011 4:57:15 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:59 PM |
| sparky1129 | $50.00 | 4/20/2011 5:54:55 PM |
| bb575 | $50.00 | 4/20/2011 9:09:31 PM |
| ytjameslee | $50.00 | 4/23/2011 4:07:32 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:01 AM |
| Bank42 | $25.00 | 4/23/2011 8:52:59 AM |
| Nailman88 | $25.00 | 4/23/2011 9:47:35 AM |
| travels536 | $25.00 | 4/23/2011 9:59:25 AM |
| benefit-banshee | $56.75 | 4/23/2011 11:48:52 AM |
| Johnab | $50.00 | 4/23/2011 12:28:49 PM |
| j2ee | $25.00 | 4/23/2011 2:59:54 PM |
| daano15 | $25.00 | 4/23/2011 4:57:23 PM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:41:20 PM |
| Tasmir | $25.00 | 4/23/2011 7:47:49 PM |
| important-openness1 | $80.00 | 4/23/2011 9:26:44 PM |
| return-venture1 | $100.00 | 4/24/2011 7:31:37 AM |
| Pakse | $25.00 | 4/24/2011 7:57:01 AM |
| ets2011 | $25.00 | 4/24/2011 7:30:39 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:33:55 AM |
| truth-trapper | $25.00 | 4/24/2011 9:07:24 AM |
| income-awakening6 | $25.00 | 4/24/2011 8:56:05 AM |
| best-generosity-financier | $25.00 | 4/24/2011 8:40:30 AM |
| MoneyBagsRUs | $25.00 | 4/24/2011 10:44:22 AM |
| wealth-renaissance5 | $25.00 | 4/24/2011 10:44:40 AM |
| heerzaquestion | $25.00 | 4/24/2011 11:15:42 AM |
| Gibbyland | $100.00 | 4/24/2011 1:06:56 PM |
| inventive-wealth2 | $25.00 | 4/24/2011 12:56:54 PM |
| georgedorn | $50.00 | 4/24/2011 1:39:35 PM |
| penny-zeus | $70.00 | 4/24/2011 4:47:58 PM |
| antlr | $50.00 | 4/24/2011 4:39:28 PM |
| CreditBuilder2 | $50.00 | 4/24/2011 5:55:41 PM |
| platinum-exec1 | $100.00 | 4/24/2011 7:56:30 PM |
| C_Mark | $200.00 | 4/24/2011 7:28:55 PM |
| p2pcapitalgroup | $50.00 | 4/24/2011 6:54:19 PM |
| loan-genie88 | $25.00 | 4/24/2011 9:48:57 PM |
| profit-powerplant | $50.00 | 4/24/2011 9:22:47 PM |
| panther757 | $25.00 | 4/24/2011 11:36:55 PM |
| BigMonkey | $34.71 | 4/25/2011 6:51:53 AM |
| cognizant-responsibility9 | $25.00 | 4/25/2011 7:58:00 AM |
| chitex | $45.76 | 4/25/2011 9:00:32 AM |
| tbati | $100.00 | 4/25/2011 4:09:18 PM |
| reflective-rupee | $175.33 | 4/25/2011 4:19:02 PM |
| jrw | $87.44 | 4/25/2011 6:16:42 PM |
| steves73 | $50.00 | 4/25/2011 9:10:51 PM |
| UnclePockets | $25.00 | 4/26/2011 9:28:30 AM |
| bvtvdave | $25.00 | 4/26/2011 9:54:45 AM |
| Mad_Scientist | $25.00 | 4/26/2011 1:04:12 PM |
| burgeoning-silver | $25.00 | 4/26/2011 2:31:15 PM |
| ultimatepaintball | $25.00 | 4/26/2011 8:23:02 PM |
| kyomoon | $50.00 | 4/26/2011 7:59:12 PM |
| rmpedi33 | $50.00 | 4/26/2011 8:45:38 PM |
| Katburg | $49.92 | 4/26/2011 8:29:50 PM |
| p40thawk | $50.00 | 4/26/2011 8:39:06 PM |
| slartibardfast | $25.00 | 4/26/2011 8:46:31 PM |
| jeffc92 | $50.00 | 4/26/2011 9:26:39 PM |
| klinebarger | $25.00 | 4/26/2011 9:27:14 PM |
| harmonious-moola7 | $50.00 | 4/26/2011 9:23:18 PM |
| yoyoclock | $25.00 | 4/26/2011 9:25:55 PM |
| scottburger | $50.00 | 4/26/2011 9:26:58 PM |
| Mad_Scientist | $25.00 | 4/27/2011 6:50:28 AM |
| Keebs | $25.00 | 4/27/2011 7:20:44 AM |
| rss197 | $25.00 | 4/27/2011 7:44:29 AM |
| AmericanCredit | $25.00 | 4/27/2011 7:05:31 AM |
| rmachi | $25.00 | 4/27/2011 8:08:06 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:48:22 AM |
| selector568 | $42.67 | 4/27/2011 9:26:24 AM |
| ArtLends | $25.44 | 4/27/2011 9:46:18 AM |
| coin-baron | $50.00 | 4/27/2011 9:47:18 AM |
| mrkb80 | $50.00 | 4/27/2011 12:31:15 PM |
| worthy-value1 | $50.00 | 4/27/2011 12:33:21 PM |
| bbbshome | $25.00 | 4/27/2011 12:34:04 PM |
| nhm | $50.00 | 4/27/2011 12:33:59 PM |
| thedoctor | $85.19 | 4/27/2011 12:34:40 PM |
| mizount | $25.00 | 4/27/2011 12:34:51 PM |
| violin8 | $25.00 | 4/27/2011 12:27:12 PM |
| reverent-liberty2 | $25.00 | 4/27/2011 2:02:15 PM |
| loan-booster1 | $50.00 | 4/27/2011 12:37:42 PM |
| sculpture834 | $104.00 | 4/27/2011 12:41:44 PM |
| DreDub | $50.00 | 4/27/2011 1:25:25 PM |
| frooogal | $25.00 | 4/27/2011 1:45:01 PM |
| restless-community389 | $25.00 | 4/27/2011 5:02:03 PM |
| don'twannadance | $50.00 | 4/27/2011 4:14:57 PM |
| anton | $1,920.00 | 4/27/2011 5:07:29 PM |
| 201 Investments
|
Borrower Payment Dependent Notes Series
496637
This series of Notes was issued and sold upon the funding of the borrower loan #48949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,918 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CoffeeBar |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...
To help consolidate debt for a new Coffee Bar and add some additional funds for start up. This is in addition to the funds provided by my business partner.
My financial situation:
I am a good candidate for this loan because...
I have shown excellent payment history and have never been late on any payments. The only reason my credit isn't has high as it has been in the past is I my debt to income ratio is a bit high as I startup the business but will go down substantially as I pay things down. I have always worked consistently and I am in good standing with all accounts and vendors.
Monthly net income: $ 3,600
Monthly expenses: $1,991
Housing: $ 575
Insurance: $ 111
Car expenses: $ 215
Utilities: $ 75
Phone, cable, internet: $115
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $550
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/11/2011 5:03:46 PM |
| ingenious-deal6 | $25.00 | 4/11/2011 5:05:05 PM |
| nerdfactor | $25.00 | 4/11/2011 5:08:26 PM |
| fantastic-wampum1 | $100.00 | 4/13/2011 10:32:11 AM |
| capital_projects_investor | $25.00 | 4/13/2011 10:51:16 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:03 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:32 AM |
| ursus | $50.00 | 4/18/2011 8:48:37 AM |
| thelovebug | $100.00 | 4/18/2011 3:11:40 PM |
| birddogsb | $50.00 | 4/19/2011 5:21:07 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:14 AM |
| jjswanso | $25.00 | 4/19/2011 7:14:58 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:47 PM |
| top-historic-peso | $25.00 | 4/21/2011 1:50:48 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:31 PM |
| credit-sycamore4 | $50.00 | 4/22/2011 5:35:08 PM |
| red-power-pecan | $50.00 | 4/22/2011 5:35:52 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:34 AM |
| handy-justice | $50.00 | 4/23/2011 1:08:02 PM |
| listing-trapper3 | $32.53 | 4/23/2011 2:23:29 PM |
| oregonusa | $50.00 | 4/23/2011 2:23:23 PM |
| courteous-kindness1 | $25.00 | 4/23/2011 2:33:02 PM |
| symbiosis | $50.00 | 4/23/2011 2:34:11 PM |
| money-bauble | $50.00 | 4/23/2011 2:34:25 PM |
| brazilofmux | $36.73 | 4/23/2011 2:35:07 PM |
| stock106 | $25.00 | 4/23/2011 2:31:17 PM |
| the-profit-oracle | $25.00 | 4/23/2011 2:31:32 PM |
| FeedTheMachine | $100.00 | 4/23/2011 2:35:25 PM |
| Midwestvalues | $50.00 | 4/23/2011 2:32:29 PM |
| apostle901 | $25.00 | 4/23/2011 2:36:39 PM |
| graceful-investment | $41.30 | 4/23/2011 2:32:57 PM |
| fortytwo | $93.87 | 4/23/2011 2:34:57 PM |
| treasure-bliss | $28.65 | 4/23/2011 2:38:52 PM |
| burrito6 | $25.00 | 4/23/2011 2:36:07 PM |
| dedicated-transaction796 | $50.00 | 4/23/2011 2:36:42 PM |
| sharp-trade0 | $25.00 | 4/23/2011 2:38:59 PM |
| mlj0671 | $25.00 | 4/23/2011 4:36:34 PM |
| maelstrom | $50.00 | 4/23/2011 4:59:13 PM |
| healingangel22 | $25.00 | 4/23/2011 9:43:03 PM |
| CROBRUN | $50.00 | 4/24/2011 6:49:09 AM |
| Numbat77 | $25.00 | 4/24/2011 8:41:45 AM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:05 PM |
| capital-visionary | $25.00 | 4/24/2011 2:15:20 PM |
| mclean_loaner | $50.00 | 4/24/2011 2:58:08 PM |
| teega5 | $25.00 | 4/24/2011 4:49:19 PM |
| tampa_cmc | $50.00 | 4/25/2011 6:00:00 AM |
| economy-structure9 | $25.00 | 4/25/2011 3:39:57 AM |
| Income-Scout | $188.40 | 4/25/2011 6:38:14 AM |
| loyalist1 | $100.00 | 4/25/2011 7:50:27 AM |
| Mojab | $50.00 | 4/25/2011 7:39:13 AM |
| maple1 | $25.00 | 4/25/2011 8:39:23 AM |
| point-kitten6 | $100.00 | 4/25/2011 9:18:53 AM |
| colonel456 | $100.00 | 4/25/2011 9:53:03 AM |
| orange-preeminant-bill | $50.00 | 4/25/2011 9:19:26 AM |
| pkn62572 | $25.00 | 4/25/2011 9:34:13 AM |
| generator535 | $25.00 | 4/25/2011 9:25:09 AM |
| capital-dynamo0 | $50.00 | 4/25/2011 9:25:51 AM |
| handy-point5 | $25.00 | 4/25/2011 11:11:24 AM |
| stylish-transaction | $25.00 | 4/25/2011 9:34:16 AM |
| seisen | $50.00 | 4/25/2011 9:35:01 AM |
| the-silver-blaster | $50.00 | 4/25/2011 12:35:32 PM |
| profit-powerplant | $25.00 | 4/25/2011 12:41:29 PM |
| rebelduke | $50.00 | 4/25/2011 12:49:38 PM |
| faldska | $25.00 | 4/25/2011 10:34:42 AM |
| wesleyan | $50.00 | 4/25/2011 12:09:16 PM |
| oldmora | $50.00 | 4/25/2011 10:42:50 AM |
| zippy-interest | $50.00 | 4/25/2011 12:35:42 PM |
| dparkhom | $25.00 | 4/25/2011 12:49:42 PM |
| finance-magma7 | $50.00 | 4/25/2011 12:49:50 PM |
| icon7 | $50.00 | 4/25/2011 12:36:05 PM |
| newest-inspiring-power | $25.00 | 4/25/2011 12:49:34 PM |
| suave-dime6 | $25.00 | 4/11/2011 5:02:47 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:17 PM |
| golffish2 | $50.00 | 4/12/2011 4:10:39 AM |
| mercuriant | $25.00 | 4/16/2011 8:31:07 AM |
| asiaratt | $50.00 | 4/20/2011 5:34:12 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:48 AM |
| wss560 | $25.00 | 4/22/2011 2:29:30 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:02 AM |
| macgeek | $25.00 | 4/23/2011 9:34:51 AM |
| mbf2234 | $55.62 | 4/23/2011 10:10:15 AM |
| orgy63 | $50.00 | 4/23/2011 2:23:08 PM |
| Gladglide | $26.51 | 4/23/2011 2:22:44 PM |
| DSFinancial | $50.00 | 4/23/2011 2:30:43 PM |
| handshake5 | $100.00 | 4/23/2011 2:25:59 PM |
| worthy-bid8 | $25.00 | 4/23/2011 2:29:23 PM |
| IIP77 | $25.00 | 4/23/2011 2:30:11 PM |
| wwwUniversal | $25.00 | 4/23/2011 2:34:09 PM |
| bountiful-durability | $50.00 | 4/23/2011 2:34:21 PM |
| ommcd | $25.00 | 4/23/2011 2:35:20 PM |
| JJ9876 | $25.00 | 4/23/2011 2:32:11 PM |
| finance-prescription | $50.00 | 4/23/2011 2:33:44 PM |
| credit-investor5 | $50.00 | 4/23/2011 2:33:25 PM |
| thoughtful-exchange8 | $50.00 | 4/23/2011 2:33:57 PM |
| Tylerh | $72.40 | 4/23/2011 2:33:38 PM |
| amusement4 | $50.00 | 4/23/2011 2:34:02 PM |
| important-openness1 | $50.00 | 4/23/2011 2:34:18 PM |
| LAM26 | $25.00 | 4/23/2011 2:35:23 PM |
| payment-gusto | $25.00 | 4/23/2011 2:35:41 PM |
| liberty-destiny3 | $25.00 | 4/23/2011 2:35:54 PM |
| MasterJin | $25.00 | 4/23/2011 2:36:09 PM |
| Medic05 | $25.00 | 4/23/2011 2:39:19 PM |
| Executive23 | $25.00 | 4/23/2011 2:36:20 PM |
| tech310 | $50.00 | 4/23/2011 2:36:34 PM |
| social-conductor4 | $25.00 | 4/23/2011 3:54:27 PM |
| drkosh | $25.00 | 4/23/2011 4:44:14 PM |
| Smallbear | $25.00 | 4/23/2011 4:27:50 PM |
| Aleut | $25.00 | 4/23/2011 6:14:13 PM |
| Comoparklender | $50.00 | 4/23/2011 8:14:25 PM |
| missing-link | $25.00 | 4/23/2011 7:49:12 PM |
| saffron4 | $50.00 | 4/23/2011 9:34:35 PM |
| sturdy-openness885 | $25.00 | 4/24/2011 12:04:12 AM |
| GrooveBiz | $50.00 | 4/24/2011 12:54:03 PM |
| gold-commander0 | $25.00 | 4/24/2011 1:24:39 PM |
| borquist | $25.00 | 4/24/2011 2:49:07 PM |
| slimof37 | $50.00 | 4/24/2011 7:37:25 PM |
| pmandel | $50.00 | 4/24/2011 5:59:50 PM |
| MO_Investor | $25.00 | 4/25/2011 6:00:41 AM |
| kttalamo | $50.00 | 4/25/2011 9:02:18 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:26 AM |
| Pu239 | $70.00 | 4/25/2011 8:18:07 AM |
| buffalobills | $25.00 | 4/25/2011 8:23:21 AM |
| attractive-asset | $51.80 | 4/25/2011 9:09:05 AM |
| traice | $25.00 | 4/25/2011 9:34:09 AM |
| briskdevl07 | $25.00 | 4/25/2011 10:49:34 AM |
| elegant-loot | $25.00 | 4/25/2011 9:35:19 AM |
| justice-economist | $25.00 | 4/25/2011 9:36:22 AM |
| steiglends | $100.00 | 4/25/2011 9:30:41 AM |
| justonejake | $25.00 | 4/25/2011 12:35:21 PM |
| famous-bill | $25.00 | 4/25/2011 12:49:36 PM |
| openness-prospector | $50.00 | 4/25/2011 12:49:41 PM |
| cladius67 | $25.00 | 4/25/2011 12:49:44 PM |
| GInBaghdad | $25.00 | 4/25/2011 12:49:54 PM |
| commitment-cadence | $50.00 | 4/25/2011 12:49:31 PM |
| gold-blanket0 | $25.00 | 4/25/2011 12:49:47 PM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
497227
This series of Notes was issued and sold upon the funding of the borrower loan #48985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $577 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-pal5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: This loan will be used to...is to consolidate by credit cardsMy financial situation: I am in good standing financially, just trying to pay off credit card debt. car loan will be paid off by June, 2011I am a good candidate for this loan because...I will definitely apply this funding to paying off by credit cards which will up my current credit score, only debt I will have eventually is my student loan with a payment of $250. This loan will help to the road of financial freedom. Monthly net income: $3800Monthly expenses: $1500Housing: $0Insurance: $215Car expenses: $Utilities: $0Phone, cable, internet: $100Food, entertainment: $30Clothing, household expenses: $250Credit cards and other loans: $943Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ursus | $50.00 | 4/18/2011 8:57:08 AM |
| Artist_Blue | $25.00 | 4/18/2011 6:15:05 AM |
| sharpey | $50.00 | 4/25/2011 11:31:58 AM |
| vkorichkov | $30.00 | 4/26/2011 9:07:12 PM |
| reflective-rupee | $400.55 | 4/26/2011 9:48:10 PM |
| penny-infusion7 | $25.00 | 4/26/2011 10:09:44 PM |
| capital-galaxy | $100.00 | 4/27/2011 4:29:34 AM |
| 1randyp | $100.00 | 4/27/2011 3:35:58 AM |
| tdorren | $25.00 | 4/27/2011 6:13:03 AM |
| credit-missile | $50.00 | 4/27/2011 5:32:09 AM |
| secrets10169 | $25.00 | 4/27/2011 6:28:54 AM |
| vine99 | $40.00 | 4/27/2011 7:06:44 AM |
| octoberfresh | $25.00 | 4/27/2011 7:33:37 AM |
| zorg77 | $25.00 | 4/26/2011 9:09:20 PM |
| CA-Lender | $25.04 | 4/26/2011 9:39:23 PM |
| Pakse | $25.00 | 4/26/2011 11:07:07 PM |
| capital-halo1 | $1,000.00 | 4/27/2011 6:06:53 AM |
| Scotcha | $50.00 | 4/27/2011 4:17:35 AM |
| market-mesh | $33.66 | 4/27/2011 6:23:31 AM |
| FinanceEngine | $25.00 | 4/27/2011 7:10:11 AM |
| CatFunded | $25.00 | 4/27/2011 5:14:17 AM |
| Wisc_investor | $30.00 | 4/27/2011 6:14:10 AM |
| mflawyer | $25.00 | 4/27/2011 6:26:07 AM |
| panda14 | $25.00 | 4/27/2011 6:33:38 AM |
| ZOOOM | $25.00 | 4/27/2011 6:48:48 AM |
| bstlndlrd207 | $77.00 | 4/27/2011 6:53:33 AM |
| hopeful-truth5 | $50.00 | 4/27/2011 7:12:56 AM |
| potatoepicker | $113.75 | 4/27/2011 7:41:20 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
498679
This series of Notes was issued and sold upon the funding of the borrower loan #48948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $173.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,233 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payout-network1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Business
This loan will be used to startup a low income tax business for next year. After working in a CPA firm for the last 2 years doing taxes and seeing the amounts charged by them, H & R Block, etc., I believe that I can offer lower income families an alternative. This should help these families get more money back without the upfront costs of other outfits.
The money will be used to setup a home office, including computer, printer and tax software. It will also go towards test preparation materials and licensing for registration with the IRS.
I believe that I can pay this loan back by the end of next tax season.
I am a good candidate for this loan because...
Monthly net income: $ 2800
Monthly expenses: $
Housing: $ 800
Insurance: $ 100
Car expenses: $ 120
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 250
Clothing, household expenses: $ 50
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/22/2011 9:01:08 AM |
| commerce-yeller | $30.00 | 4/22/2011 10:04:14 AM |
| selector568 | $50.00 | 4/22/2011 11:25:59 AM |
| reflective-rupee | $200.22 | 4/22/2011 2:15:38 PM |
| Bank_Of_XL | $25.00 | 4/22/2011 2:41:39 PM |
| tomdooley12520 | $25.00 | 4/22/2011 3:18:12 PM |
| ladyonthebay | $25.00 | 4/23/2011 4:18:16 AM |
| MTGuy | $25.00 | 4/23/2011 11:53:32 AM |
| transformer855 | $25.00 | 4/24/2011 8:49:22 AM |
| Gibbyland | $100.00 | 4/24/2011 1:19:50 PM |
| KSPHoldings | $30.00 | 4/25/2011 8:59:44 AM |
| JGuide | $25.08 | 4/25/2011 11:00:49 AM |
| lefty756 | $30.00 | 4/25/2011 2:37:36 PM |
| miked8303 | $25.00 | 4/26/2011 8:50:55 PM |
| myworld701 | $25.00 | 4/27/2011 2:48:26 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:01 AM |
| lendstats_com | $300.00 | 4/27/2011 7:36:11 AM |
| secureincome | $750.00 | 4/27/2011 11:26:28 AM |
| auction-sprout7 | $25.00 | 4/27/2011 12:29:59 PM |
| shiny-peso1 | $52.00 | 4/27/2011 12:32:13 PM |
| listing-pear6 | $100.00 | 4/27/2011 10:41:08 AM |
| QuidProQuo4u | $25.00 | 4/27/2011 11:12:31 AM |
| reflective-rupee | $200.55 | 4/27/2011 12:38:18 PM |
| kafoty1 | $40.00 | 4/27/2011 12:47:05 PM |
| friendly-moola0 | $400.00 | 4/27/2011 12:00:43 PM |
| CA-Lender | $25.04 | 4/27/2011 12:52:06 PM |
| neutrino6 | $50.00 | 4/27/2011 12:56:10 PM |
| Reddy_Capital | $25.00 | 4/27/2011 12:22:33 PM |
| currency-emblem | $50.00 | 4/27/2011 12:11:07 PM |
| helpful-deal1 | $50.00 | 4/27/2011 1:37:01 PM |
| keb64 | $120.00 | 4/27/2011 2:08:26 PM |
| vegaslender88 | $50.00 | 4/27/2011 2:10:25 PM |
| colonel456 | $100.00 | 4/27/2011 2:10:47 PM |
| Invest_in_residual_income | $25.00 | 4/27/2011 2:10:53 PM |
| payout-detective7 | $25.00 | 4/27/2011 2:16:55 PM |
| lawyervon | $25.00 | 4/27/2011 1:38:11 PM |
| liberty-cocktail6 | $50.00 | 4/27/2011 1:03:57 PM |
| loyalty-czar | $30.00 | 4/27/2011 1:59:05 PM |
| jenerationx | $25.00 | 4/27/2011 2:03:45 PM |
| eridient | $50.00 | 4/27/2011 2:11:07 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 1:39:23 PM |
| CA-Lender | $25.00 | 4/27/2011 1:54:32 PM |
| 30Sky | $50.00 | 4/27/2011 2:18:51 PM |
| availableloan | $25.00 | 4/22/2011 9:01:22 AM |
| Zolton | $100.00 | 4/22/2011 9:02:30 AM |
| ippoco | $25.00 | 4/22/2011 3:50:22 PM |
| JustMee | $25.00 | 4/22/2011 5:29:22 PM |
| CPA-Banker | $30.00 | 4/22/2011 9:46:41 PM |
| caring-hope2 | $50.00 | 4/23/2011 6:33:12 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:26:04 PM |
| colorfulgardener | $25.00 | 4/26/2011 6:22:12 PM |
| corporatejim | $43.11 | 4/27/2011 3:36:58 AM |
| ORteacher | $50.00 | 4/27/2011 11:20:43 AM |
| ready-reward9 | $104.00 | 4/27/2011 12:19:10 PM |
| appetizing-trade | $104.00 | 4/27/2011 12:24:43 PM |
| listing-pear6 | $100.00 | 4/27/2011 10:20:41 AM |
| schnippy | $25.00 | 4/27/2011 12:07:09 PM |
| duty-hot-rod | $104.00 | 4/27/2011 12:50:29 PM |
| curriculum3 | $26.00 | 4/27/2011 12:58:33 PM |
| building_pennies | $30.00 | 4/27/2011 1:13:16 PM |
| silver-defender7 | $25.00 | 4/27/2011 12:31:43 PM |
| new-return-sitar | $25.00 | 4/27/2011 1:22:29 PM |
| point-umbrella | $25.00 | 4/27/2011 1:24:27 PM |
| integrity-doctor | $100.00 | 4/27/2011 1:29:31 PM |
| 2011JACE | $50.00 | 4/27/2011 12:25:45 PM |
| terrific-p2ploan | $25.00 | 4/27/2011 1:45:20 PM |
| thorough-payout8 | $25.00 | 4/27/2011 12:41:21 PM |
| exact-peace210 | $104.00 | 4/27/2011 1:05:41 PM |
| finance-portait | $25.00 | 4/27/2011 1:07:56 PM |
| point-serenity0 | $29.00 | 4/27/2011 12:50:39 PM |
| p_amadeus | $34.32 | 4/27/2011 1:46:40 PM |
| LiveNow | $25.00 | 4/27/2011 2:05:08 PM |
| elvisloans | $25.00 | 4/27/2011 1:24:09 PM |
| thehousewife | $50.00 | 4/27/2011 2:13:54 PM |
| julijask | $50.00 | 4/27/2011 1:27:47 PM |
| nav1elt | $29.22 | 4/27/2011 2:05:16 PM |
| wwwUniversal | $25.00 | 4/27/2011 2:10:45 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
500667
This series of Notes was issued and sold upon the funding of the borrower loan #48926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,703 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| OracleDBA |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Business Expansion Loan
Purpose of loan:
This loan will be used to expand my IT business. I provide helpdesk and database support to customers. I have done it part time for the last 4yrs. I am trying to go into full time and now need to buy equipments and rent office. I owe a primary home and two renter properties. The rental income is $1,200 and $1,600.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $50.00 | 4/26/2011 5:06:42 PM |
| competent-p2p | $45.00 | 4/26/2011 6:45:11 PM |
| capital_projects_investor | $25.00 | 4/26/2011 9:06:58 PM |
| kendigme | $29.72 | 4/27/2011 2:57:05 AM |
| fabulous-community4 | $25.00 | 4/27/2011 3:23:02 AM |
| Mikale360 | $25.00 | 4/27/2011 6:12:12 AM |
| golffish2 | $100.00 | 4/27/2011 5:04:20 AM |
| DasMula | $57.00 | 4/27/2011 6:16:42 AM |
| Artist_Blue | $25.00 | 4/27/2011 8:50:17 AM |
| green-inspiring-peace | $25.00 | 4/27/2011 12:38:13 PM |
| money-fort | $30.00 | 4/27/2011 5:09:43 PM |
| elevated-finance | $28.27 | 4/27/2011 5:36:29 PM |
| RugbyFan | $25.00 | 4/27/2011 5:38:27 PM |
| trumpeter5 | $36.00 | 4/27/2011 5:41:32 PM |
| CA-Lender | $150.04 | 4/27/2011 6:13:34 PM |
| loss-of-control | $50.00 | 4/27/2011 5:52:39 PM |
| Mocaba | $53.00 | 4/27/2011 5:57:15 PM |
| miamibeachloaner | $50.00 | 4/27/2011 6:21:14 PM |
| Gobsek | $25.00 | 4/27/2011 6:10:54 PM |
| natural-trade7 | $100.00 | 4/27/2011 6:43:00 PM |
| Christophe | $50.00 | 4/27/2011 6:29:17 PM |
| lotuss4 | $50.00 | 4/27/2011 6:34:46 PM |
| Moe87 | $25.00 | 4/26/2011 6:26:43 PM |
| JustMee | $25.00 | 4/26/2011 9:14:20 PM |
| reflective-rupee | $500.22 | 4/26/2011 10:04:39 PM |
| favorite-commerce | $25.00 | 4/27/2011 6:08:55 AM |
| penny-sergeant | $25.00 | 4/27/2011 6:44:14 AM |
| SecondChanceLendingSERV | $25.00 | 4/27/2011 7:45:13 AM |
| transformer855 | $25.00 | 4/27/2011 7:43:14 AM |
| Ubiquinone | $35.00 | 4/27/2011 8:49:42 AM |
| thankful-nickel2 | $25.00 | 4/27/2011 9:28:03 AM |
| ready-interest9 | $25.00 | 4/27/2011 3:08:53 PM |
| Amber_Stone | $100.00 | 4/27/2011 5:00:26 PM |
| reflective-rupee | $500.55 | 4/27/2011 5:14:31 PM |
| dudebrah | $25.00 | 4/27/2011 5:42:12 PM |
| profitable-liberty170 | $30.00 | 4/27/2011 5:59:16 PM |
| handy-justice | $100.00 | 4/27/2011 5:44:21 PM |
| gallant-economy9 | $500.00 | 4/27/2011 5:52:07 PM |
| supreme-hope | $25.00 | 4/27/2011 6:17:37 PM |
| bughead | $25.00 | 4/27/2011 6:30:43 PM |
| sixxpak | $25.73 | 4/27/2011 6:42:15 PM |
| melodious-openness | $500.00 | 4/27/2011 6:46:57 PM |
| melodious-openness | $342.07 | 4/27/2011 6:48:39 PM |
| setUup | $37.40 | 4/27/2011 6:45:31 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
501381
This series of Notes was issued and sold upon the funding of the borrower loan #49011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-16-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $308.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $21,657 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-point0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Credit Card Payoff, Home Improvment
Purpose of Loan:
This loan will be used to pay off my last 2 high interest credit cards, and significantly improve the energy efficiency of my family home.
My Financial Situation:
I am a good candidate for this loan because I am financially stables with 18 years of experience in both the property management business and my current occupation of technical project management.
Monthly Income: $ 9,072
$6,572 from my full time job
$2,500 from my part time property management job
Monthly Expenses: $ 5,100
Housing: $1,400 (Primary home, mortgage, insurance, taxes)
Insurance: $250 (health and life)
Car expenses: $150 (insurance)
Utilities: $350 (electric and water)
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses $600
Credit cards and other loans: $250
Other expenses: $1,200 (business expenses including mortgage, tax, and insurance)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/16/2011 12:05:25 PM |
| Kash2010lu | $25.00 | 4/16/2011 1:25:44 PM |
| lendstats_com | $300.00 | 4/16/2011 1:28:30 PM |
| Weaverville | $25.00 | 4/16/2011 12:09:49 PM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 12:10:33 PM |
| thankful-nickel2 | $25.00 | 4/16/2011 12:26:35 PM |
| hookUup | $32.32 | 4/16/2011 7:34:50 PM |
| vigorous-market5 | $200.00 | 4/17/2011 7:13:52 PM |
| DoctorJoe | $25.00 | 4/18/2011 4:58:39 AM |
| SecondChanceLendingSERV | $25.00 | 4/19/2011 6:38:17 PM |
| open-minded-fund9 | $100.00 | 4/21/2011 2:47:43 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:31 PM |
| drcoop | $25.00 | 4/23/2011 2:56:20 AM |
| magnetic-dedication3 | $25.00 | 4/24/2011 4:17:23 PM |
| organic-treasure | $25.00 | 4/25/2011 6:29:27 AM |
| loanman2007 | $150.00 | 4/25/2011 8:09:44 AM |
| minneapolismoney | $50.00 | 4/25/2011 3:29:06 PM |
| Jack55304 | $185.00 | 4/25/2011 3:29:39 PM |
| SkyLoan | $25.00 | 4/25/2011 5:46:26 PM |
| the-gold-quark | $50.00 | 4/25/2011 6:19:47 PM |
| nerdfactor | $25.00 | 4/25/2011 8:15:35 PM |
| beakerfish | $150.00 | 4/26/2011 6:31:14 PM |
| brondero | $64.00 | 4/27/2011 12:12:52 AM |
| economy-coup | $30.00 | 4/27/2011 1:01:46 AM |
| Rogesparkguy | $25.00 | 4/27/2011 9:17:31 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:30 AM |
| thelovebug | $100.00 | 4/27/2011 5:52:16 PM |
| fantastic-wampum1 | $100.00 | 4/27/2011 5:52:47 PM |
| leverage-ectasy | $25.00 | 4/27/2011 9:27:58 PM |
| irrelevant | $25.00 | 4/28/2011 6:00:42 AM |
| bishop491 | $25.00 | 4/28/2011 9:16:38 AM |
| Nerdster1 | $30.08 | 4/28/2011 9:17:21 AM |
| Bob450 | $25.00 | 4/28/2011 9:20:12 AM |
| favorite-deal6 | $25.00 | 4/28/2011 9:22:47 AM |
| revenue-tsunami | $50.00 | 4/28/2011 9:23:09 AM |
| ursus | $50.00 | 4/28/2011 9:24:00 AM |
| engaging-transaction5 | $50.00 | 4/28/2011 9:36:41 AM |
| fair-finance5 | $150.00 | 4/28/2011 9:38:06 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:48:48 AM |
| 2brotherslending | $100.00 | 4/28/2011 9:57:59 AM |
| jhernand17 | $25.00 | 4/28/2011 9:58:39 AM |
| PeterPsych | $201.00 | 4/28/2011 9:59:28 AM |
| yhagood | $35.00 | 4/28/2011 10:12:39 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:31:24 AM |
| CA-Lender | $100.04 | 4/28/2011 10:15:51 AM |
| UBOtto186 | $50.00 | 4/28/2011 10:31:01 AM |
| moneytolend72 | $50.00 | 4/28/2011 10:44:15 AM |
| 113121 | $333.33 | 4/28/2011 11:32:31 AM |
| vigilance-searcher | $25.00 | 4/28/2011 11:42:43 AM |
| sweetlan | $25.04 | 4/28/2011 11:21:58 AM |
| transparency-bear9 | $100.00 | 4/28/2011 11:56:39 AM |
| Jofga | $50.00 | 4/28/2011 12:08:40 PM |
| lotuss4 | $25.00 | 4/28/2011 12:06:23 PM |
| sensible-bazaar84 | $50.00 | 4/28/2011 12:12:55 PM |
| nickel-position | $25.00 | 4/28/2011 12:28:45 PM |
| ingenious-deal6 | $25.00 | 4/16/2011 12:08:13 PM |
| suave-dime6 | $25.00 | 4/16/2011 12:08:57 PM |
| Skeptical-one | $40.00 | 4/16/2011 12:06:37 PM |
| Gibbyland | $100.00 | 4/16/2011 12:10:15 PM |
| Moe87 | $25.00 | 4/16/2011 3:13:41 PM |
| lendstats_com | $200.00 | 4/17/2011 8:33:02 AM |
| leverage-monger | $66.66 | 4/17/2011 10:11:56 AM |
| kindness-launcher | $600.00 | 4/17/2011 11:08:58 AM |
| genuine-integrity0 | $25.00 | 4/17/2011 7:35:20 PM |
| reflective-rupee | $500.55 | 4/19/2011 10:13:04 AM |
| reflective-rupee | $500.55 | 4/19/2011 10:13:33 AM |
| commerce-yeller | $50.00 | 4/19/2011 8:54:48 PM |
| bb575 | $50.00 | 4/20/2011 9:09:33 PM |
| Bill88 | $25.00 | 4/22/2011 11:02:19 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:49 AM |
| kindness-launcher | $400.00 | 4/24/2011 9:42:44 AM |
| janeybooboo | $100.00 | 4/26/2011 7:24:37 AM |
| miked8303 | $25.00 | 4/26/2011 5:47:02 PM |
| Mad_Scientist | $25.00 | 4/26/2011 6:20:38 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:25:16 PM |
| wilmajean | $50.00 | 4/27/2011 6:11:14 PM |
| loss-of-control | $50.00 | 4/27/2011 6:28:38 PM |
| leverage-ectasy | $25.00 | 4/27/2011 9:28:26 PM |
| suave-justice059 | $300.00 | 4/28/2011 9:12:30 AM |
| durable-auction0 | $50.00 | 4/28/2011 9:22:59 AM |
| selector568 | $100.00 | 4/28/2011 9:19:01 AM |
| Dubbs360 | $100.00 | 4/28/2011 9:30:54 AM |
| payment-goose2 | $50.00 | 4/28/2011 9:38:35 AM |
| fmanjoo | $25.00 | 4/28/2011 9:45:48 AM |
| DasMula | $57.00 | 4/28/2011 9:50:29 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:55:22 AM |
| fund-tom-tom6 | $25.00 | 4/28/2011 9:59:03 AM |
| subtle-social4 | $25.00 | 4/28/2011 10:07:33 AM |
| compassion-expert | $50.00 | 4/28/2011 10:11:51 AM |
| mpatrick | $25.00 | 4/28/2011 10:16:01 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:21:49 AM |
| fair-pound5 | $100.00 | 4/28/2011 10:13:40 AM |
| oreyedoc | $50.00 | 4/28/2011 10:26:34 AM |
| bbt210 | $86.12 | 4/28/2011 10:37:08 AM |
| money-bauble | $100.00 | 4/28/2011 10:40:29 AM |
| P2P4me | $150.00 | 4/28/2011 10:35:08 AM |
| CA-LenderMom | $27.00 | 4/28/2011 11:07:18 AM |
| tomaswk | $123.21 | 4/28/2011 11:25:09 AM |
| top-rate-infusion | $25.00 | 4/28/2011 11:01:06 AM |
| dinero-idol677 | $50.00 | 4/28/2011 12:03:20 PM |
| 113121 | $250.00 | 4/28/2011 11:20:35 AM |
| investment-comet | $25.00 | 4/28/2011 11:35:58 AM |
| TakeCare | $100.00 | 4/28/2011 11:52:04 AM |
| RecoveryLender | $27.90 | 4/28/2011 12:20:36 PM |
| 1randyp | $200.00 | 4/28/2011 12:23:46 PM |
| lotuss4 | $25.00 | 4/28/2011 12:06:14 PM |
| StarshineXL | $460.20 | 4/28/2011 12:33:33 PM |
| JaceSpade | $25.00 | 4/28/2011 12:31:11 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
501405
This series of Notes was issued and sold upon the funding of the borrower loan #49016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,723.98 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $340.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 24y 3m |
|
Amount delinquent:
| $526 |
Total credit lines:
| 8 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,707 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| equitable-dedication2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan
Purpose of loan: Business loan
This loan will be used to...Fund new business opportunities
My financial situation:
I am a good candidate for this loan because...Our business model has a high return
Monthly net income: $ 120,000
Monthly expenses: $
Housing: $ 4200
Insurance: $ 300
Car expenses: $ 198.00
Utilities: $ 500.00
Phone, cable, internet: $112.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/8/2011 5:23:18 PM |
| thelovebug | $100.00 | 4/11/2011 4:58:30 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:36 AM |
| courteous-kindness1 | $25.00 | 4/18/2011 9:18:37 AM |
| jjswanso | $50.00 | 4/19/2011 5:39:56 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:28 AM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:15 PM |
| tnjohnso | $25.00 | 4/19/2011 6:30:43 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:40 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:46 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:30 AM |
| Midwestvalues | $50.00 | 4/20/2011 4:50:04 PM |
| Ocean713 | $50.00 | 4/20/2011 5:34:35 PM |
| reflective-rupee | $25.55 | 4/20/2011 5:12:52 PM |
| money-baron-roth-IRA | $25.00 | 4/20/2011 6:00:25 PM |
| red-favorable-basis | $25.00 | 4/20/2011 8:20:27 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:30 PM |
| octoberfresh | $25.00 | 4/21/2011 7:24:04 AM |
| benefit-position | $25.00 | 4/21/2011 6:13:57 AM |
| mrsp2e | $25.00 | 4/21/2011 6:31:45 AM |
| Dubbs360 | $100.00 | 4/21/2011 10:28:10 AM |
| MJTimages_com | $25.00 | 4/21/2011 10:35:39 AM |
| miked8303 | $25.00 | 4/21/2011 5:16:28 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:02 AM |
| silver-buckeye | $50.00 | 4/22/2011 9:29:32 AM |
| SDKiwi | $25.00 | 4/22/2011 9:35:34 AM |
| fair-peace7 | $25.00 | 4/22/2011 10:24:01 AM |
| CatFunded | $25.00 | 4/22/2011 11:03:55 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:13:03 PM |
| capital-halo1 | $4,000.00 | 4/22/2011 3:17:52 PM |
| Eddy-2-Aces | $50.00 | 4/22/2011 4:16:17 PM |
| nybanker85 | $50.00 | 4/22/2011 3:25:17 PM |
| simplelender80 | $100.00 | 4/8/2011 5:21:30 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:24 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:43 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:49 PM |
| LoanerPrincipal | $25.00 | 4/10/2011 5:01:38 AM |
| nerdfactor | $25.00 | 4/10/2011 10:39:22 PM |
| Gibbyland | $100.00 | 4/11/2011 9:34:41 AM |
| a-finance-nirvana | $25.00 | 4/12/2011 2:48:31 AM |
| Weaverville | $25.00 | 4/14/2011 7:31:03 PM |
| ursus | $50.00 | 4/18/2011 8:47:37 AM |
| asiaratt | $50.00 | 4/19/2011 4:15:46 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:22 AM |
| DreDub | $50.00 | 4/19/2011 10:09:42 AM |
| fighter122 | $50.00 | 4/19/2011 5:34:53 PM |
| handy-justice | $50.00 | 4/19/2011 5:43:52 PM |
| tylerfd | $25.00 | 4/20/2011 9:22:29 AM |
| autonomous-truth | $50.00 | 4/20/2011 5:51:38 PM |
| money-fort | $25.00 | 4/20/2011 5:32:25 PM |
| worthy-bid8 | $25.00 | 4/20/2011 6:08:28 PM |
| panegryst | $100.00 | 4/21/2011 10:47:45 AM |
| laki_haole | $50.00 | 4/21/2011 5:16:34 PM |
| thatguyoverseas | $28.39 | 4/21/2011 6:10:21 PM |
| PRGuyinVA | $25.00 | 4/21/2011 6:59:22 PM |
| silver-buckeye | $50.00 | 4/22/2011 9:33:56 AM |
| Texas_lender | $25.00 | 4/22/2011 10:48:42 AM |
| integrity-hawk | $50.00 | 4/22/2011 10:59:47 AM |
| Railbird | $25.00 | 4/22/2011 12:21:35 PM |
| NYCFinancier | $25.00 | 4/22/2011 11:48:32 AM |
| CA-Lender | $25.04 | 4/22/2011 12:21:58 PM |
| capital-halo1 | $1,000.00 | 4/22/2011 3:07:05 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:32 PM |
| anton | $3,000.00 | 4/22/2011 4:53:47 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
501415
This series of Notes was issued and sold upon the funding of the borrower loan #49017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
14 | Length of status: | 26y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,791 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| doglove |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Home Improvement
Purpose of loan:
This loan will be used to...Complete some home repairs and improvements, such as plumbing, and electrical update.
My financial situation:
I am a good candidate for this loan because I have a very good credit score. I always pay every one of my bills on time. In addition, I have a secure job at which I am working at for 27 years.
Monthly net income: $5500
Monthly expenses: $3870 My husband helps pay these bills as well.
Housing: $1650
Insurance: $80
Car expenses: $60
Utilities: $150
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $1500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
What are you teaching?
Why is your bankcard utilization high?
When will you retire?
Thanks, - p2ploan-sensation211
A:
I teach sixth grade/special education. Our bankcard utilization is high due to many household expenses, which we hope will be reduced if we are able to obtain this loan. I do not plan to retire in the near future.
(Apr-10-2011)
Q:
Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A:
I have a pension,and since I am already teaching 27 years, it will be a sizeable pension when I retire. However, I have no intention of retiring in the near future.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 4/8/2011 5:11:46 PM |
| reflective-rupee | $600.44 | 4/8/2011 5:25:15 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:45 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:52 PM |
| lendstats_com | $200.00 | 4/8/2011 6:29:01 PM |
| wonder3 | $30.00 | 4/9/2011 6:17:04 AM |
| golffish2 | $25.00 | 4/9/2011 7:58:24 AM |
| leverage-monger | $66.02 | 4/9/2011 9:58:49 AM |
| favorite-commerce | $50.00 | 4/9/2011 8:51:24 PM |
| vutah | $25.00 | 4/10/2011 12:38:13 AM |
| nerdfactor | $25.00 | 4/10/2011 10:39:26 PM |
| kindness-launcher | $600.00 | 4/11/2011 10:50:55 PM |
| loanman2007 | $150.00 | 4/12/2011 11:58:59 AM |
| Kash2010lu | $25.00 | 4/12/2011 10:57:41 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:06 PM |
| Nerdster1 | $30.08 | 4/15/2011 4:35:41 AM |
| lendstats_com | $100.00 | 4/15/2011 5:43:55 PM |
| FutureLenderEC | $25.00 | 4/16/2011 4:00:04 AM |
| handy-point5 | $25.00 | 4/16/2011 7:54:33 AM |
| mercuriant | $25.00 | 4/16/2011 8:30:22 AM |
| Wangchuk | $25.00 | 4/16/2011 4:55:59 PM |
| ursus | $50.00 | 4/18/2011 8:47:39 AM |
| courteous-kindness1 | $25.00 | 4/18/2011 11:50:06 AM |
| beakerfish | $100.00 | 4/18/2011 6:26:35 PM |
| Mombo-5 | $25.00 | 4/18/2011 6:03:46 PM |
| fighter122 | $50.00 | 4/18/2011 9:10:46 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:48 AM |
| jjswanso | $50.00 | 4/19/2011 5:39:58 AM |
| TheArtOfLogic | $50.00 | 4/19/2011 4:54:52 PM |
| nashibaksi | $25.00 | 4/19/2011 7:14:16 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:44 PM |
| santhana | $63.99 | 4/19/2011 11:55:13 PM |
| dough-hammock | $25.00 | 4/20/2011 8:06:28 AM |
| DreDub | $50.00 | 4/20/2011 9:22:15 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:34 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:12 PM |
| natural-trade7 | $100.00 | 4/20/2011 7:55:48 PM |
| sunny-justice9 | $25.00 | 4/20/2011 8:59:28 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:32 PM |
| awesome-dollar5 | $127.16 | 4/21/2011 8:50:11 AM |
| upbeat-finance8 | $25.00 | 4/21/2011 1:30:21 PM |
| thoughtful-exchange8 | $50.00 | 4/21/2011 4:16:06 PM |
| rate-seahorse | $30.00 | 4/21/2011 4:18:34 PM |
| value-allocator1 | $100.00 | 4/21/2011 4:30:39 PM |
| worthy-bid8 | $25.00 | 4/21/2011 4:30:48 PM |
| investment-artist | $25.00 | 4/8/2011 5:20:34 PM |
| simplelender80 | $100.00 | 4/8/2011 5:21:33 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:22 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:30 PM |
| SunriseTrader1 | $25.00 | 4/8/2011 5:44:02 PM |
| DasMula | $72.00 | 4/8/2011 11:38:13 PM |
| selector568 | $46.62 | 4/9/2011 3:45:22 AM |
| historic-nickel | $25.00 | 4/10/2011 7:26:54 AM |
| p2ploan-sensation211 | $25.00 | 4/10/2011 5:11:36 PM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:42:25 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:59 PM |
| p2ploan-sensation211 | $25.00 | 4/11/2011 4:20:23 PM |
| Whipster | $50.00 | 4/11/2011 10:51:47 PM |
| thelovebug | $45.49 | 4/12/2011 2:50:00 AM |
| malomar66 | $42.40 | 4/12/2011 11:10:18 AM |
| brightest-dignified-penny | $25.00 | 4/12/2011 4:48:39 PM |
| vigorous-market5 | $200.00 | 4/14/2011 6:49:01 PM |
| Bob450 | $25.00 | 4/16/2011 4:03:23 AM |
| CreditPal | $25.00 | 4/16/2011 2:57:35 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:41 AM |
| buffalobills | $25.00 | 4/18/2011 8:57:43 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:24 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:25 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:35 AM |
| durability-halibut | $25.00 | 4/19/2011 11:22:51 AM |
| ethicalhumanist | $50.00 | 4/19/2011 1:00:57 PM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:18 PM |
| umfan123 | $25.00 | 4/19/2011 6:19:10 PM |
| loss-of-control | $150.00 | 4/19/2011 6:08:20 PM |
| shrewd-income | $100.00 | 4/19/2011 6:46:43 PM |
| commerce-yeller | $50.00 | 4/19/2011 8:54:22 PM |
| handy-justice | $50.00 | 4/19/2011 7:16:48 PM |
| trident8 | $25.00 | 4/19/2011 10:04:48 PM |
| rapid-currency | $43.60 | 4/19/2011 7:47:13 PM |
| money-fort | $25.00 | 4/19/2011 8:06:34 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:49 PM |
| samurai2 | $58.84 | 4/20/2011 3:56:05 PM |
| newest-funds-powerplant | $25.00 | 4/20/2011 6:20:36 PM |
| Easystreet | $25.00 | 4/20/2011 6:42:15 PM |
| Belair_Advisors | $25.00 | 4/20/2011 7:40:40 PM |
| highyield | $30.00 | 4/20/2011 8:48:12 PM |
| forthright-trade | $25.00 | 4/20/2011 9:50:42 PM |
| tylerfd | $25.00 | 4/21/2011 2:04:31 AM |
| patriot897 | $25.00 | 4/20/2011 11:39:25 PM |
| witty-openness | $25.00 | 4/21/2011 4:47:30 AM |
| Rip128 | $35.00 | 4/21/2011 7:21:44 AM |
| erccpa | $43.08 | 4/21/2011 10:46:00 AM |
| EarlyRiser | $210.51 | 4/21/2011 4:31:11 PM |
| PlusUltra | $155.43 | 4/21/2011 3:40:14 PM |
| Rulea72 | $33.55 | 4/21/2011 4:29:19 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
501579
This series of Notes was issued and sold upon the funding of the borrower loan #48999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,801.62 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $453.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,578 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| majestic-compassion10 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
To payoff and consolidate debt from higher interest rate balances without interrupting my current month to month budget situation with my salary.
My financial situation:
I have good credit history, an excellent credit score, low debt-to-income, a minimum of 6 months of cash reserves saved in investments, and good income. This loan will help me save money by paying off a larger amount to my higher interest rate balances immediately.
Please help out, thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| musegaze | $150.00 | 4/23/2011 2:18:21 PM |
| logical-reward8 | $25.00 | 4/10/2011 12:03:04 PM |
| DukSerduk | $25.00 | 4/10/2011 12:02:52 PM |
| indomitable-coin | $25.00 | 4/10/2011 12:03:13 PM |
| MrDavid | $50.00 | 4/10/2011 12:04:04 PM |
| Dollars4Rent | $29.22 | 4/10/2011 12:07:14 PM |
| worthy-bid8 | $100.00 | 4/10/2011 12:10:51 PM |
| subtle-revenue0 | $25.00 | 4/10/2011 12:11:16 PM |
| meux99 | $25.00 | 4/10/2011 12:10:30 PM |
| p40thawk | $50.00 | 4/10/2011 12:10:43 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:10 PM |
| sparky1129 | $50.00 | 4/10/2011 12:13:57 PM |
| srgriff | $25.00 | 4/11/2011 9:20:41 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:26 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:26 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:23 PM |
| mrpowers5531 | $25.00 | 4/12/2011 5:22:42 PM |
| jescowa | $50.00 | 4/13/2011 7:52:39 AM |
| jazz619 | $25.00 | 4/13/2011 5:21:17 PM |
| ytjameslee | $50.00 | 4/13/2011 5:21:54 PM |
| kyomoon | $50.00 | 4/15/2011 6:08:05 AM |
| JJ9876 | $50.00 | 4/15/2011 10:04:30 AM |
| value-squirrel3 | $51.88 | 4/16/2011 1:55:16 PM |
| Havana21 | $200.00 | 4/16/2011 2:39:56 PM |
| fcrick | $25.00 | 4/16/2011 5:04:40 PM |
| worthy-value1 | $50.00 | 4/17/2011 5:39:34 PM |
| djh47a | $25.00 | 4/18/2011 4:47:29 PM |
| DreDub | $100.00 | 4/19/2011 10:07:51 AM |
| radforj22 | $50.00 | 4/20/2011 4:39:34 AM |
| ebusinessagent | $25.00 | 4/20/2011 2:39:30 PM |
| skuba | $100.00 | 4/20/2011 3:21:23 PM |
| mizount | $25.00 | 4/20/2011 4:19:01 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:44 PM |
| emo13 | $50.00 | 4/20/2011 4:19:15 PM |
| benjamins-utopia | $100.00 | 4/20/2011 5:39:56 PM |
| Hogpilot | $50.00 | 4/20/2011 5:54:08 PM |
| GodzillaLending | $25.00 | 4/20/2011 5:54:42 PM |
| mpactlender | $25.00 | 4/20/2011 5:57:53 PM |
| wise-silver-wonder | $25.00 | 4/21/2011 2:51:11 AM |
| panegryst | $50.00 | 4/21/2011 10:51:07 AM |
| SBT | $75.00 | 4/21/2011 2:29:05 PM |
| SunsetCoastCapital | $25.00 | 4/22/2011 2:55:28 AM |
| betak | $50.00 | 4/22/2011 8:30:15 AM |
| payment-freshmaker | $25.00 | 4/22/2011 8:35:49 AM |
| brewlots | $25.00 | 4/22/2011 10:37:22 AM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:19 PM |
| a-exponential-hope | $25.00 | 4/22/2011 4:55:16 PM |
| money-baron-roth-IRA | $100.00 | 4/22/2011 4:58:48 PM |
| supersarah61 | $50.00 | 4/22/2011 5:39:33 PM |
| silver-buckeye | $50.00 | 4/22/2011 6:43:57 PM |
| DannyPhantom | $25.00 | 4/22/2011 9:11:34 PM |
| proud-silver0 | $250.00 | 4/22/2011 9:57:46 PM |
| Whitewater_Loans | $72.32 | 4/22/2011 9:13:01 PM |
| j2ee | $25.00 | 4/22/2011 9:40:04 PM |
| LongTail | $35.00 | 4/22/2011 10:29:45 PM |
| calimanusa | $25.06 | 4/22/2011 11:00:40 PM |
| Lender0010 | $50.00 | 4/23/2011 12:27:35 AM |
| resplendent-dollar | $25.00 | 4/23/2011 12:46:51 AM |
| systematic0 | $50.00 | 4/23/2011 12:39:46 AM |
| _NaLNaBB | $200.00 | 4/23/2011 1:05:22 AM |
| mdreiss | $26.60 | 4/23/2011 3:16:26 AM |
| thedoctor | $100.00 | 4/23/2011 2:41:12 AM |
| steely_dan34 | $25.00 | 4/23/2011 2:46:42 AM |
| monstersdad | $51.00 | 4/23/2011 3:22:26 AM |
| ujiba | $50.00 | 4/23/2011 2:50:16 AM |
| rjleves | $50.00 | 4/23/2011 3:32:55 AM |
| MTLoans | $25.00 | 4/23/2011 3:46:27 AM |
| Iowa65 | $25.03 | 4/23/2011 3:16:45 AM |
| NMGbank | $25.00 | 4/23/2011 3:59:06 AM |
| hayhelp | $42.81 | 4/23/2011 3:59:31 AM |
| jjb3 | $25.00 | 4/23/2011 3:33:19 AM |
| shadowflame_99 | $25.00 | 4/23/2011 3:40:58 AM |
| gotyourgear | $27.94 | 4/23/2011 3:30:46 AM |
| anyoi | $28.49 | 4/23/2011 3:41:30 AM |
| JohnGalt94 | $50.00 | 4/23/2011 4:15:36 AM |
| bornsucka | $25.00 | 4/23/2011 3:46:22 AM |
| zrohmm | $31.37 | 4/23/2011 3:56:44 AM |
| ChristopherHS | $25.00 | 4/23/2011 4:32:56 AM |
| LogicalCC | $35.34 | 4/23/2011 4:05:49 AM |
| calessabay | $25.00 | 4/23/2011 4:17:10 AM |
| loan-paladin470 | $25.90 | 4/23/2011 4:45:13 AM |
| unbeatable-gain0 | $25.00 | 4/23/2011 4:49:33 AM |
| tolstoy00 | $25.00 | 4/23/2011 4:19:34 AM |
| revenue-officer36 | $50.67 | 4/23/2011 4:56:36 AM |
| tj1683 | $25.00 | 4/23/2011 4:41:28 AM |
| ctgscott | $25.00 | 4/23/2011 4:41:33 AM |
| flexible-duty3 | $25.00 | 4/23/2011 5:19:36 AM |
| wise-bonus-honker | $25.00 | 4/23/2011 5:05:18 AM |
| reinforced-reward | $25.00 | 4/23/2011 5:06:19 AM |
| agile-loan0 | $25.00 | 4/23/2011 5:22:56 AM |
| valiant-liberty4 | $25.00 | 4/23/2011 5:40:19 AM |
| money-floret | $50.00 | 4/23/2011 5:40:16 AM |
| ITS-A-WONDERFUL-LIFE | $25.00 | 4/23/2011 5:44:15 AM |
| Theodon | $25.00 | 4/23/2011 6:38:06 AM |
| 9skyrider | $25.00 | 4/23/2011 6:25:48 AM |
| goldenretriever | $100.00 | 4/23/2011 7:31:16 AM |
| LiveNow | $25.00 | 4/23/2011 7:35:33 AM |
| mjunlimited | $100.00 | 4/23/2011 8:06:58 AM |
| mrrc7498 | $50.00 | 4/23/2011 7:35:31 AM |
| pjl | $25.00 | 4/23/2011 8:32:31 AM |
| mistertao | $50.00 | 4/23/2011 7:50:18 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:28:38 AM |
| loan-stronghold1 | $100.00 | 4/23/2011 8:50:21 AM |
| credible-durability | $50.00 | 4/23/2011 9:52:59 AM |
| Centaur | $50.00 | 4/23/2011 9:14:29 AM |
| 108lender | $350.00 | 4/23/2011 9:47:27 AM |
| perlestellar | $75.00 | 4/23/2011 10:14:57 AM |
| best-ingenious-funds | $25.00 | 4/23/2011 9:58:10 AM |
| Johnab | $50.00 | 4/23/2011 10:17:48 AM |
| BigLinCT | $50.00 | 4/23/2011 11:10:46 AM |
| Octavian315 | $35.00 | 4/23/2011 10:37:39 AM |
| UnclePockets | $25.00 | 4/23/2011 10:54:52 AM |
| Taxman44 | $25.00 | 4/23/2011 12:04:18 PM |
| loan-keeper1 | $100.00 | 4/23/2011 11:45:24 AM |
| Trondheim_Norway | $350.00 | 4/23/2011 11:59:35 AM |
| kc8fot | $75.00 | 4/23/2011 12:08:00 PM |
| Astyanax | $40.00 | 4/23/2011 12:31:35 PM |
| Groggy | $30.00 | 4/23/2011 12:42:47 PM |
| Elbanko | $30.00 | 4/23/2011 1:36:09 PM |
| CornerKetch | $29.87 | 4/23/2011 1:54:38 PM |
| Finchy78 | $40.00 | 4/23/2011 1:22:53 PM |
| Reddy_Capital | $25.00 | 4/23/2011 2:19:44 PM |
| investment-comet | $25.00 | 4/23/2011 2:15:11 PM |
| important-ore | $150.00 | 4/23/2011 2:27:42 PM |
| fair_rates | $25.00 | 4/23/2011 2:28:43 PM |
| blooming-market | $25.00 | 4/23/2011 2:36:46 PM |
| bmcg | $25.00 | 4/24/2011 4:29:23 AM |
| jasperpants | $25.00 | 4/24/2011 6:14:20 AM |
| gopbernie | $25.00 | 4/24/2011 8:44:18 AM |
| luckyldy | $50.00 | 4/24/2011 10:14:47 AM |
| FrayBentos | $50.00 | 4/24/2011 11:05:11 AM |
| mrkb80 | $50.00 | 4/24/2011 11:49:25 AM |
| bill-appraiser7 | $25.00 | 4/10/2011 12:06:20 PM |
| serene-truth2 | $50.00 | 4/10/2011 12:08:12 PM |
| blot44 | $50.00 | 4/10/2011 12:11:00 PM |
| minista | $25.00 | 4/10/2011 12:11:31 PM |
| dtrain5 | $25.00 | 4/10/2011 12:12:22 PM |
| reflective-rupee | $222.22 | 4/10/2011 12:30:39 PM |
| scrappy-bonus2 | $25.00 | 4/10/2011 3:48:21 PM |
| currency-persimmon | $100.00 | 4/11/2011 4:34:09 PM |
| selector568 | $200.00 | 4/11/2011 4:24:17 PM |
| restless-balance9 | $50.00 | 4/12/2011 3:24:52 AM |
| ingenious-order783 | $25.00 | 4/12/2011 4:48:43 PM |
| BaxterEvil | $25.00 | 4/13/2011 7:54:00 AM |
| efficient-treasure0 | $25.00 | 4/13/2011 5:21:19 PM |
| kenji4861 | $25.00 | 4/14/2011 1:21:48 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:04 PM |
| Weaverville | $100.00 | 4/14/2011 7:27:07 PM |
| nosualcneas | $25.00 | 4/16/2011 3:54:41 PM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:41 AM |
| lagnisiruk | $25.00 | 4/18/2011 4:48:07 PM |
| community-pipeline | $50.00 | 4/18/2011 4:58:58 PM |
| the-dollar-topper | $100.00 | 4/18/2011 4:48:05 PM |
| jeffpac | $50.00 | 4/19/2011 7:04:53 AM |
| compoundinterest | $50.00 | 4/19/2011 8:03:51 AM |
| damage | $25.00 | 4/19/2011 8:25:31 AM |
| shamrocker | $25.00 | 4/19/2011 11:51:12 AM |
| fund-tom-tom6 | $25.00 | 4/19/2011 12:44:52 PM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:17 PM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:34:47 AM |
| ZeoInvestments | $25.00 | 4/20/2011 9:37:07 AM |
| a-responsible-return | $50.00 | 4/20/2011 3:21:43 PM |
| California04 | $50.00 | 4/20/2011 5:38:01 PM |
| faithey | $50.00 | 4/20/2011 5:36:12 PM |
| Carpetkid | $50.00 | 4/21/2011 5:56:33 PM |
| availableloan | $25.00 | 4/21/2011 6:50:47 PM |
| alpinaut | $25.00 | 4/22/2011 2:32:29 AM |
| inforapenny | $50.00 | 4/22/2011 5:46:59 AM |
| bvzm | $50.00 | 4/22/2011 6:47:05 AM |
| donloah | $25.00 | 4/22/2011 11:08:38 AM |
| kind-adventurous-finance | $50.00 | 4/22/2011 4:29:53 PM |
| casaram | $50.00 | 4/22/2011 5:40:46 PM |
| penny-finder | $25.12 | 4/22/2011 6:34:42 PM |
| handy-justice | $100.00 | 4/22/2011 6:50:22 PM |
| Castellan | $50.00 | 4/22/2011 5:41:00 PM |
| revmax | $25.00 | 4/22/2011 6:44:36 PM |
| CPA-Banker | $25.00 | 4/22/2011 9:39:12 PM |
| hope-lionheart1 | $25.00 | 4/22/2011 9:03:28 PM |
| globalsocialcom | $25.00 | 4/22/2011 9:17:02 PM |
| peso-mate | $100.00 | 4/22/2011 10:52:07 PM |
| kevinchu | $25.00 | 4/22/2011 10:56:42 PM |
| jasonrun | $25.00 | 4/23/2011 12:14:30 AM |
| power-secret-agent | $25.00 | 4/23/2011 3:07:00 AM |
| Proactive-Financial-Lending | $25.00 | 4/23/2011 2:03:39 AM |
| FmrEngr2Phd | $25.00 | 4/23/2011 3:07:18 AM |
| ash135 | $25.00 | 4/23/2011 2:40:59 AM |
| Preteur | $25.00 | 4/23/2011 3:16:33 AM |
| Mantis75 | $25.00 | 4/23/2011 3:41:54 AM |
| TheReaderRabbit | $25.00 | 4/23/2011 3:46:43 AM |
| RB_Double-A_Bravo | $25.00 | 4/23/2011 3:15:34 AM |
| LowLeftJim | $25.00 | 4/23/2011 3:16:38 AM |
| cleared2land | $25.00 | 4/23/2011 3:57:44 AM |
| ChicoBob | $27.63 | 4/23/2011 3:58:48 AM |
| xphile | $25.00 | 4/23/2011 3:59:03 AM |
| Breakfast_Gypsy | $25.00 | 4/23/2011 3:40:03 AM |
| Emgolda | $25.00 | 4/23/2011 3:42:11 AM |
| sanjl79 | $25.00 | 4/23/2011 3:39:57 AM |
| fiscal65 | $35.46 | 4/23/2011 3:41:34 AM |
| rcr549 | $25.00 | 4/23/2011 4:15:52 AM |
| afotherg | $68.42 | 4/23/2011 3:58:52 AM |
| Seadrag367 | $25.63 | 4/23/2011 3:55:08 AM |
| CorporateT00l | $25.00 | 4/23/2011 4:17:47 AM |
| latestone | $25.00 | 4/23/2011 4:25:22 AM |
| Xsi2k | $25.00 | 4/23/2011 4:33:46 AM |
| degster | $25.00 | 4/23/2011 4:41:40 AM |
| gain-butterfly | $25.70 | 4/23/2011 4:44:36 AM |
| USMC0311 | $49.05 | 4/23/2011 4:25:46 AM |
| Bobafet | $25.00 | 4/23/2011 4:31:13 AM |
| just-benefit | $25.00 | 4/23/2011 5:09:21 AM |
| friendly-market5 | $50.00 | 4/23/2011 5:35:47 AM |
| peace-maximizer8 | $50.00 | 4/23/2011 5:42:17 AM |
| point-solstice | $50.00 | 4/23/2011 5:34:06 AM |
| Swabjockey | $25.00 | 4/23/2011 5:28:03 AM |
| RMB-Investments | $100.00 | 4/23/2011 5:40:30 AM |
| Bank42 | $50.00 | 4/23/2011 6:20:22 AM |
| rubylender | $25.00 | 4/23/2011 7:03:52 AM |
| bmbanzai | $40.00 | 4/23/2011 6:34:10 AM |
| shakespeare6 | $25.00 | 4/23/2011 7:52:41 AM |
| heretoprosper | $25.00 | 4/23/2011 7:13:50 AM |
| silver-dogwood4 | $25.00 | 4/23/2011 8:13:48 AM |
| payout-detective7 | $50.00 | 4/23/2011 8:13:10 AM |
| objective-investor | $500.00 | 4/23/2011 8:25:36 AM |
| fund-tom-tom6 | $100.00 | 4/23/2011 8:44:22 AM |
| flanative | $100.00 | 4/23/2011 8:47:29 AM |
| VPRLLC | $25.00 | 4/23/2011 9:03:34 AM |
| neutrino6 | $25.00 | 4/23/2011 9:41:55 AM |
| alverado | $100.00 | 4/23/2011 8:44:13 AM |
| Richmp412 | $25.00 | 4/23/2011 8:52:06 AM |
| speyer | $50.00 | 4/23/2011 9:58:34 AM |
| friendinmoney | $25.00 | 4/23/2011 9:04:07 AM |
| travels536 | $25.00 | 4/23/2011 9:57:47 AM |
| the-discrete-income | $200.00 | 4/23/2011 10:39:25 AM |
| velocity-solo | $25.00 | 4/23/2011 10:54:33 AM |
| the-upbeat-p2p | $50.00 | 4/23/2011 10:45:21 AM |
| secureincome | $1,000.00 | 4/23/2011 11:18:34 AM |
| kind-genuine-dough | $50.00 | 4/23/2011 11:21:42 AM |
| marwadi-62 | $200.00 | 4/23/2011 12:04:50 PM |
| jsledge | $50.00 | 4/23/2011 11:44:20 AM |
| novice-speculator | $25.00 | 4/23/2011 11:53:52 AM |
| indomitable-coin | $250.00 | 4/23/2011 12:00:28 PM |
| Travis247 | $50.00 | 4/23/2011 12:07:56 PM |
| thankful-nickel2 | $50.00 | 4/23/2011 12:29:28 PM |
| BankingFamily | $25.00 | 4/23/2011 1:08:36 PM |
| IPlayOutsideTheBox | $200.00 | 4/23/2011 1:20:37 PM |
| Cbank05 | $28.72 | 4/23/2011 1:30:46 PM |
| TigerForce | $25.00 | 4/23/2011 1:36:29 PM |
| zeelender | $25.00 | 4/23/2011 1:58:16 PM |
| Aimvest | $25.00 | 4/23/2011 2:00:03 PM |
| ursus | $400.00 | 4/23/2011 2:07:03 PM |
| iem2509 | $25.00 | 4/23/2011 2:21:23 PM |
| Viamin | $25.00 | 4/23/2011 2:23:35 PM |
| DadWarbucks | $60.00 | 4/23/2011 2:25:24 PM |
| Rysterola82 | $50.00 | 4/23/2011 2:46:28 PM |
| Nailman88 | $50.00 | 4/23/2011 3:26:48 PM |
| lenderme | $25.00 | 4/23/2011 5:45:27 PM |
| truth-image | $50.00 | 4/23/2011 7:29:18 PM |
| Westerly | $50.00 | 4/23/2011 7:09:43 PM |
| VBAces | $50.00 | 4/23/2011 8:40:09 PM |
| AntiKris | $50.00 | 4/24/2011 6:05:54 AM |
| Floridagirl | $25.00 | 4/24/2011 5:03:59 AM |
| Ilios | $105.17 | 4/24/2011 7:15:17 AM |
| ets2011 | $25.00 | 4/24/2011 7:30:15 AM |
| saysana | $25.00 | 4/24/2011 9:44:10 AM |
| 263 Investments
|
Borrower Payment Dependent Notes Series
501787
This series of Notes was issued and sold upon the funding of the borrower loan #48902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,770 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-driver8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2Paws Man
Purpose of loan: Home Improvements
This loan will be used to...Fix items in new house
My financial situation: sound
I am a good candidate for this loan because...I have 2 loans right now that I pay on and haven not been late
Monthly net income: $1720.00
Monthly expenses: $
Housing: $320
Insurance: $92
Car expenses: $
Utilities: $60
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lendstats_com | $200.00 | 4/23/2011 12:26:45 PM |
| goodhearted-basis4 | $25.00 | 4/23/2011 2:31:38 PM |
| DasMula | $27.00 | 4/23/2011 5:24:27 PM |
| dudebrah | $25.00 | 4/26/2011 3:57:07 PM |
| droopie1 | $25.00 | 4/26/2011 7:20:11 PM |
| CA-Lender | $25.04 | 4/26/2011 7:38:44 PM |
| poppinkid | $28.52 | 4/26/2011 7:39:37 PM |
| Moe87 | $25.00 | 4/26/2011 8:11:29 PM |
| safe-kindness5 | $25.00 | 4/26/2011 7:54:41 PM |
| Kaladen | $50.00 | 4/26/2011 8:15:06 PM |
| Frover | $25.00 | 4/26/2011 8:27:04 PM |
| principal-trombone | $50.00 | 4/26/2011 8:34:06 PM |
| proper-deal6 | $50.00 | 4/26/2011 8:56:17 PM |
| the-discrete-income | $27.54 | 4/26/2011 9:06:31 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:58:33 PM |
| Pakse | $25.00 | 4/26/2011 11:02:17 PM |
| penny-infusion7 | $25.00 | 4/26/2011 9:42:55 PM |
| DonaldColorado | $50.00 | 4/27/2011 1:17:43 AM |
| Engineer44 | $25.00 | 4/26/2011 10:31:19 PM |
| Rosencranz | $25.00 | 4/26/2011 10:57:48 PM |
| unfixer | $25.00 | 4/27/2011 2:46:41 AM |
| porwestco | $35.00 | 4/27/2011 1:44:47 AM |
| icanhasloanz | $50.00 | 4/27/2011 2:10:20 AM |
| 1randyp | $161.70 | 4/27/2011 3:19:09 AM |
| heeeley | $25.00 | 4/27/2011 3:21:24 AM |
| unger | $55.33 | 4/27/2011 4:23:44 AM |
| reflective-rupee | $100.22 | 4/23/2011 4:17:50 PM |
| favorite-commerce | $25.00 | 4/23/2011 5:19:12 PM |
| Unitas4302 | $31.08 | 4/24/2011 1:29:23 PM |
| VJ_Financial | $50.00 | 4/26/2011 6:37:29 PM |
| money-baron-roth-IRA | $150.00 | 4/26/2011 7:21:05 PM |
| klinebarger | $25.00 | 4/26/2011 7:56:34 PM |
| vkorichkov | $30.00 | 4/26/2011 9:08:17 PM |
| reflective-rupee | $100.55 | 4/26/2011 9:03:50 PM |
| zorg77 | $50.00 | 4/26/2011 9:07:08 PM |
| johnZ222 | $33.35 | 4/26/2011 11:00:04 PM |
| shrewd-income | $50.00 | 4/27/2011 12:32:11 AM |
| papaloha | $25.00 | 4/27/2011 2:32:00 AM |
| red-favorable-basis | $25.00 | 4/27/2011 12:04:39 AM |
| upperdeck | $25.00 | 4/27/2011 12:25:57 AM |
| grampy48 | $25.00 | 4/27/2011 2:35:38 AM |
| brightest-benjamins-onator | $25.36 | 4/27/2011 4:10:16 AM |
| jmcdon7230 | $150.00 | 4/27/2011 4:24:28 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
501823
This series of Notes was issued and sold upon the funding of the borrower loan #48963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,304.11 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $454.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 840-859 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exchange-magnolia0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Noel0522
Purpose of loan:
This loan will be used to complete renovations on a home I just purchased that was in foreclosure. The house was purchased for $191,200. It should appraise for over $250,000 when renovations are complete, to include a walk-out finished basement.
My financial situation:
I am a excellent candidate for this loan because my credit rating, at the time of me securing my mortgage, was over 800. I was approved to purchase this house and continue to own the house I had in Indiana. Because my debt to income ration is so good, I could carry both mortgages. I closed on the sale of my house in Indiana 2 days before I closed on the house in Georgia. I have never had a lein, bankruptcy, or settlement as against any of my holdings or finances.
I appreciate your full consideration towards a loan for $20,000.
Thank you,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/12/2011 9:07:08 AM |
| simplelender80 | $100.00 | 4/12/2011 9:12:14 AM |
| indomitable-coin | $50.00 | 4/12/2011 9:05:54 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:02 PM |
| dime-surge | $50.00 | 4/13/2011 9:37:59 AM |
| efficient-treasure0 | $25.00 | 4/13/2011 12:47:56 PM |
| selector568 | $175.25 | 4/16/2011 4:25:16 AM |
| a-finance-nirvana | $25.00 | 4/16/2011 4:41:28 AM |
| Weaverville | $25.00 | 4/16/2011 4:50:15 PM |
| scrappy-bonus2 | $25.00 | 4/17/2011 6:29:25 PM |
| ursus | $100.00 | 4/18/2011 9:01:20 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:40 PM |
| worthy-bid8 | $100.00 | 4/18/2011 3:50:32 PM |
| potatoepicker | $100.00 | 4/20/2011 4:47:58 PM |
| radforj22 | $25.00 | 4/21/2011 2:49:12 PM |
| OzGuy609 | $25.00 | 4/21/2011 1:46:54 PM |
| Tradesmanlender | $25.00 | 4/22/2011 9:45:16 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:27 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:54 PM |
| enthralling-deal180 | $50.00 | 4/23/2011 2:29:43 PM |
| Aleut | $25.00 | 4/23/2011 9:00:04 PM |
| jameskdean | $50.00 | 4/24/2011 8:49:50 AM |
| GrooveBiz | $50.00 | 4/24/2011 12:49:49 PM |
| bkb7484 | $25.00 | 4/24/2011 6:32:14 PM |
| skuba | $50.00 | 4/25/2011 1:20:25 AM |
| octoberfresh | $25.00 | 4/25/2011 7:35:10 AM |
| patriot897 | $25.00 | 4/25/2011 9:17:00 AM |
| Mariner3605 | $25.00 | 4/25/2011 9:20:10 AM |
| steiglends | $100.00 | 4/25/2011 9:31:03 AM |
| DrewBDoo | $100.00 | 4/25/2011 12:52:05 PM |
| encore06 | $25.00 | 4/25/2011 12:55:44 PM |
| KDW08 | $25.00 | 4/25/2011 2:25:03 PM |
| floridahelper | $150.00 | 4/25/2011 3:49:46 PM |
| pickylender | $50.00 | 4/25/2011 4:09:00 PM |
| friendly-market5 | $50.00 | 4/25/2011 4:19:52 PM |
| availableloan | $25.00 | 4/25/2011 3:59:20 PM |
| john0720 | $25.00 | 4/25/2011 4:29:52 PM |
| Peacepower | $42.80 | 4/25/2011 4:42:24 PM |
| worth-topper4 | $50.00 | 4/25/2011 4:20:34 PM |
| Lith | $300.00 | 4/25/2011 4:38:36 PM |
| neutrino6 | $25.00 | 4/25/2011 4:29:55 PM |
| WSTRDG | $25.00 | 4/25/2011 4:43:23 PM |
| wealth-owner | $100.00 | 4/25/2011 4:55:18 PM |
| CreditBuilder2 | $100.00 | 4/25/2011 4:55:52 PM |
| secureincome | $1,500.00 | 4/25/2011 4:49:01 PM |
| LibbyZ | $50.00 | 4/25/2011 5:09:57 PM |
| elated-greenback | $50.00 | 4/25/2011 4:54:24 PM |
| jdwillcox | $100.00 | 4/25/2011 5:03:43 PM |
| platinum-exec1 | $200.00 | 4/25/2011 5:10:19 PM |
| platinum-exec1 | $100.00 | 4/25/2011 5:13:24 PM |
| MARWARISETH | $25.00 | 4/25/2011 5:28:42 PM |
| p40thawk | $25.00 | 4/25/2011 5:28:48 PM |
| vibraphone3 | $100.00 | 4/25/2011 5:38:09 PM |
| the-gold-quark | $100.00 | 4/25/2011 5:20:22 PM |
| sonnet771 | $50.00 | 4/25/2011 5:35:04 PM |
| Dahlozer | $25.00 | 4/25/2011 6:05:06 PM |
| cubswin321 | $45.23 | 4/25/2011 6:05:38 PM |
| fairness-drum | $50.00 | 4/25/2011 5:39:06 PM |
| BaltimoreLender | $25.00 | 4/25/2011 6:05:44 PM |
| PocketAces | $50.00 | 4/25/2011 6:07:43 PM |
| justice-dna | $35.00 | 4/25/2011 6:27:21 PM |
| peace-maximizer8 | $25.00 | 4/25/2011 6:28:00 PM |
| museic1 | $41.16 | 4/25/2011 6:29:56 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:11:33 PM |
| gold-commander0 | $25.00 | 4/25/2011 6:31:54 PM |
| Hondo | $25.00 | 4/25/2011 6:33:46 PM |
| melodious-fairness | $50.00 | 4/25/2011 6:34:05 PM |
| CalBear5 | $25.00 | 4/25/2011 6:35:42 PM |
| wampum-chorus3 | $25.00 | 4/25/2011 6:36:36 PM |
| loan-rider7 | $25.00 | 4/25/2011 6:37:12 PM |
| visionary-fund | $830.00 | 4/25/2011 6:40:04 PM |
| Rob717171 | $50.00 | 4/25/2011 6:40:29 PM |
| loot-heart | $25.00 | 4/25/2011 6:42:07 PM |
| lostontheedge | $25.00 | 4/25/2011 6:30:39 PM |
| hrubinst | $50.00 | 4/25/2011 6:42:24 PM |
| saihu | $25.00 | 4/25/2011 6:30:51 PM |
| brightest-affluence-motivator | $100.00 | 4/25/2011 6:36:26 PM |
| trustu | $50.00 | 4/25/2011 6:36:41 PM |
| biglender5 | $25.00 | 4/25/2011 6:37:04 PM |
| powerful-finance7 | $25.00 | 4/25/2011 6:40:19 PM |
| Rommytowe | $50.00 | 4/25/2011 6:51:50 PM |
| Raven39 | $25.00 | 4/25/2011 6:40:55 PM |
| paymentologist | $50.00 | 4/25/2011 6:41:17 PM |
| credit-investor5 | $50.00 | 4/25/2011 6:32:04 PM |
| TEAM-Jasper | $25.00 | 4/25/2011 6:42:15 PM |
| gracej | $25.00 | 4/25/2011 6:43:41 PM |
| best-phenomenal-treasure | $25.00 | 4/25/2011 6:35:34 PM |
| drkosh | $25.00 | 4/25/2011 6:35:47 PM |
| p1k4blu | $25.00 | 4/25/2011 6:45:53 PM |
| TelegramSam | $25.00 | 4/25/2011 6:46:33 PM |
| PatriotKnight | $50.00 | 4/25/2011 6:36:09 PM |
| balance6 | $25.00 | 4/25/2011 6:56:46 PM |
| generous-deal6 | $50.00 | 4/25/2011 6:49:46 PM |
| OldFriend | $25.00 | 4/25/2011 6:39:11 PM |
| bold-durability-drum | $50.00 | 4/25/2011 6:39:37 PM |
| DreDub | $100.00 | 4/25/2011 6:41:50 PM |
| coin-flower1 | $25.00 | 4/25/2011 6:52:45 PM |
| clean-greenback5 | $50.00 | 4/25/2011 6:43:47 PM |
| CapeDollars | $25.00 | 4/25/2011 7:22:30 PM |
| bradania | $25.00 | 4/25/2011 7:23:35 PM |
| Tlk2drew | $50.00 | 4/25/2011 6:44:18 PM |
| payment-artist | $25.00 | 4/25/2011 6:47:18 PM |
| uncleharold | $25.00 | 4/25/2011 6:57:28 PM |
| kind-unassuming-fund | $25.00 | 4/25/2011 6:55:48 PM |
| clean-finance1 | $25.00 | 4/25/2011 6:58:07 PM |
| PatRichi | $25.00 | 4/25/2011 7:39:43 PM |
| transparency-grasshopper | $28.17 | 4/25/2011 7:49:19 PM |
| handshake5 | $100.00 | 4/25/2011 7:57:28 PM |
| penny-candy | $25.00 | 4/25/2011 7:42:38 PM |
| the-profit-oracle | $25.00 | 4/25/2011 8:02:35 PM |
| zeelender | $25.00 | 4/25/2011 7:43:25 PM |
| IIP77 | $25.00 | 4/25/2011 8:02:30 PM |
| treasure-expert | $25.00 | 4/25/2011 7:49:12 PM |
| LordKinbote | $25.00 | 4/25/2011 7:57:32 PM |
| interstellar | $50.00 | 4/25/2011 8:40:26 PM |
| Ripsaw4U | $27.54 | 4/25/2011 9:34:59 PM |
| loyalty-sherpa | $25.00 | 4/25/2011 8:59:34 PM |
| CARedBull | $50.00 | 4/25/2011 10:45:20 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:35:56 PM |
| THREE-POINTS-LENDING | $25.19 | 4/25/2011 9:34:11 PM |
| ToCreateCashFlow | $26.09 | 4/26/2011 3:49:03 AM |
| Hobson | $25.00 | 4/26/2011 6:01:08 AM |
| caesark | $25.00 | 4/26/2011 6:58:46 AM |
| geemoney29 | $50.00 | 4/26/2011 6:20:57 AM |
| red-robust-bid | $50.00 | 4/26/2011 6:43:52 AM |
| godzig | $25.00 | 4/26/2011 8:44:10 AM |
| Mr2025 | $25.00 | 4/26/2011 8:54:07 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:57 AM |
| quantumwellguy | $50.00 | 4/12/2011 9:03:55 AM |
| BxRealtor | $25.00 | 4/12/2011 9:11:16 AM |
| Zolton | $100.00 | 4/12/2011 9:08:02 AM |
| reflective-rupee | $222.22 | 4/12/2011 11:08:35 AM |
| SolarMoonshine | $25.00 | 4/12/2011 7:09:17 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:48:24 PM |
| AFairDeal | $75.00 | 4/18/2011 3:48:07 PM |
| SiebirdLending | $25.00 | 4/19/2011 10:20:30 AM |
| socal-lender | $25.00 | 4/19/2011 12:25:48 PM |
| yield-seeker | $25.00 | 4/19/2011 5:02:29 PM |
| Theodon | $25.00 | 4/19/2011 7:12:10 PM |
| reflective-cash0 | $50.00 | 4/20/2011 5:33:37 AM |
| gavinsp | $25.00 | 4/23/2011 12:44:35 PM |
| VBAces | $50.00 | 4/23/2011 8:40:42 PM |
| djh47a | $25.00 | 4/23/2011 8:59:49 PM |
| pmandel | $50.00 | 4/24/2011 6:09:33 PM |
| compassionate-dime0 | $50.00 | 4/24/2011 5:51:27 PM |
| C_Mark | $50.00 | 4/24/2011 7:37:27 PM |
| don8ter | $25.00 | 4/25/2011 6:49:30 AM |
| maple1 | $25.00 | 4/25/2011 8:39:39 AM |
| credible-durability | $25.00 | 4/25/2011 9:18:43 AM |
| Relevance | $25.00 | 4/25/2011 3:51:20 PM |
| asset-reaction | $26.07 | 4/25/2011 2:43:34 PM |
| titilsbie14 | $42.73 | 4/25/2011 3:44:17 PM |
| newest-organic-rupee | $33.00 | 4/25/2011 4:25:11 PM |
| tbati | $50.00 | 4/25/2011 4:08:11 PM |
| j2ee | $25.00 | 4/25/2011 4:11:47 PM |
| important-openness1 | $75.00 | 4/25/2011 4:21:04 PM |
| first-serene-credit | $25.00 | 4/25/2011 4:27:54 PM |
| ultimate-payment | $120.00 | 4/25/2011 4:43:54 PM |
| oneeighty | $100.00 | 4/25/2011 4:50:11 PM |
| mhotchan | $100.00 | 4/25/2011 5:10:51 PM |
| Richlaw | $400.00 | 4/25/2011 4:56:20 PM |
| listing-bada-bing | $50.00 | 4/25/2011 4:58:03 PM |
| reflective-rupee | $400.77 | 4/25/2011 5:17:37 PM |
| saga9 | $50.00 | 4/25/2011 5:29:02 PM |
| The-Lighthouse-Group | $25.00 | 4/25/2011 5:24:19 PM |
| Pakse | $25.00 | 4/25/2011 5:25:56 PM |
| Vreet | $50.00 | 4/25/2011 6:05:33 PM |
| Washington_Loan | $25.00 | 4/25/2011 6:09:19 PM |
| RedantFinance | $25.00 | 4/25/2011 5:40:02 PM |
| prohelper | $47.73 | 4/25/2011 6:15:36 PM |
| divemaster | $25.00 | 4/25/2011 6:07:16 PM |
| callmebryan | $25.00 | 4/25/2011 6:07:49 PM |
| seanwolter | $25.00 | 4/25/2011 6:06:42 PM |
| microfunder | $50.00 | 4/25/2011 6:07:30 PM |
| note-virtuoso8 | $50.00 | 4/25/2011 6:09:54 PM |
| jtradition | $50.00 | 4/25/2011 6:31:41 PM |
| breadbroker | $25.00 | 4/25/2011 6:32:45 PM |
| MARSTUN | $50.00 | 4/25/2011 6:33:56 PM |
| onlyinchicago | $25.54 | 4/25/2011 6:24:26 PM |
| ferdberfel | $50.00 | 4/25/2011 6:36:57 PM |
| investment-comet | $25.00 | 4/25/2011 6:37:23 PM |
| kenji4861 | $25.00 | 4/25/2011 6:39:25 PM |
| penny-candy | $25.00 | 4/25/2011 6:29:25 PM |
| upc_tnt | $25.00 | 4/25/2011 6:40:34 PM |
| gnar | $25.00 | 4/25/2011 6:41:07 PM |
| SIGLLC | $50.00 | 4/25/2011 6:21:11 PM |
| rudyindc | $32.22 | 4/25/2011 6:42:35 PM |
| meenan | $50.00 | 4/25/2011 6:43:11 PM |
| dinero-speaker | $25.00 | 4/25/2011 6:43:36 PM |
| wwwUniversal | $25.00 | 4/25/2011 6:44:01 PM |
| Chauncey_Gardener | $50.00 | 4/25/2011 6:44:06 PM |
| superb-funds335 | $25.00 | 4/25/2011 6:44:27 PM |
| calkidd05 | $25.00 | 4/25/2011 6:36:20 PM |
| randomwalk | $25.00 | 4/25/2011 6:36:31 PM |
| MO_Investor | $25.00 | 4/25/2011 6:36:51 PM |
| socalavi8tor | $25.00 | 4/25/2011 6:37:17 PM |
| Alpha-AssistU | $25.00 | 4/25/2011 6:39:17 PM |
| balance-voyager | $50.00 | 4/25/2011 6:40:38 PM |
| JTCorp | $25.00 | 4/25/2011 6:30:36 PM |
| treasure-kazoo | $50.00 | 4/25/2011 6:41:02 PM |
| philgreen | $50.00 | 4/25/2011 6:41:32 PM |
| balanced-rupee | $50.00 | 4/25/2011 6:41:59 PM |
| jblack01 | $25.00 | 4/25/2011 6:42:19 PM |
| dood2112 | $25.00 | 4/25/2011 6:42:52 PM |
| handy-justice | $50.00 | 4/25/2011 6:35:37 PM |
| thestartuplender | $50.00 | 4/25/2011 6:40:24 PM |
| jcfung1 | $25.00 | 4/25/2011 6:40:48 PM |
| irrelevant | $25.00 | 4/25/2011 6:42:28 PM |
| nalaari | $25.00 | 4/25/2011 6:43:27 PM |
| sharp-income2 | $25.00 | 4/25/2011 6:54:24 PM |
| rolandweary | $25.00 | 4/25/2011 6:44:13 PM |
| fantastic-wampum1 | $100.00 | 4/25/2011 6:44:33 PM |
| mikrolown | $50.00 | 4/25/2011 6:47:08 PM |
| point-kitten6 | $100.00 | 4/25/2011 6:49:28 PM |
| Kijib | $25.00 | 4/25/2011 7:30:01 PM |
| tampa_cmc | $50.00 | 4/25/2011 6:52:10 PM |
| Mark0135 | $50.00 | 4/25/2011 6:55:58 PM |
| sensible-order2 | $41.19 | 4/25/2011 7:40:29 PM |
| delicious-cash | $62.56 | 4/25/2011 7:22:34 PM |
| amijo | $25.00 | 4/25/2011 7:39:06 PM |
| income-vault6 | $25.00 | 4/25/2011 7:31:31 PM |
| investment-tempo | $43.43 | 4/25/2011 7:31:42 PM |
| fortytwo | $100.00 | 4/25/2011 7:57:37 PM |
| carlover | $25.00 | 4/25/2011 7:43:30 PM |
| revenue-candy | $25.00 | 4/25/2011 8:20:14 PM |
| logical-moola4 | $50.00 | 4/25/2011 8:16:42 PM |
| blooming-market | $25.00 | 4/25/2011 8:40:57 PM |
| Frenchynh | $25.00 | 4/25/2011 8:40:36 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:22:51 PM |
| GrayStudio | $25.00 | 4/25/2011 8:52:59 PM |
| reueljw | $25.00 | 4/25/2011 9:34:16 PM |
| steves73 | $50.00 | 4/25/2011 9:11:46 PM |
| ingenious-truth0 | $36.89 | 4/25/2011 10:00:39 PM |
| b2006 | $25.00 | 4/25/2011 9:34:03 PM |
| arampata | $410.00 | 4/26/2011 4:26:17 AM |
| DrMoneyBags | $50.00 | 4/26/2011 1:09:13 AM |
| JDFuego | $33.33 | 4/26/2011 6:41:52 AM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:23:41 AM |
| Residuum | $50.00 | 4/26/2011 6:29:59 AM |
| Bill88 | $25.00 | 4/26/2011 8:10:07 AM |
| bikedc | $50.00 | 4/26/2011 6:58:50 AM |
| rogue_monster | $50.00 | 4/26/2011 8:03:50 AM |
| 242 Investments
|
Borrower Payment Dependent Notes Series
501837
This series of Notes was issued and sold upon the funding of the borrower loan #49029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,884 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| authentic-rupee2 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to... I have some things in the home that need to be worked on and I don't have the cash on hand to get it all done.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
79,913.61 owed
110,000.00 approx. depends on how the market is at the time, was 90,000.00 the went up to 150,000. last time I got a the county assessment it was 110,000
(Apr-15-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/13/2011 5:01:55 PM |
| suave-dime6 | $25.00 | 4/13/2011 5:03:16 PM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 5:04:41 PM |
| transaction-circuit | $50.00 | 4/13/2011 5:02:46 PM |
| ddoneday | $25.00 | 4/13/2011 5:31:28 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:23 PM |
| Gibbyland | $100.00 | 4/19/2011 8:08:13 AM |
| VJ_Financial | $25.00 | 4/19/2011 4:27:21 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:09:00 PM |
| SDD123 | $25.00 | 4/21/2011 2:40:10 PM |
| fantastic-wampum1 | $100.00 | 4/21/2011 4:32:01 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:32 AM |
| 2grindstones | $25.00 | 4/24/2011 9:19:36 AM |
| capital-kingdom | $25.00 | 4/25/2011 5:09:38 AM |
| likeable-hope | $25.00 | 4/25/2011 10:20:26 AM |
| mercuriant | $25.00 | 4/25/2011 8:12:35 PM |
| deal-marauder6 | $25.00 | 4/26/2011 10:34:03 AM |
| Makingitrain | $25.00 | 4/26/2011 9:55:18 AM |
| kwan | $25.00 | 4/26/2011 11:26:07 AM |
| open-minded-fund9 | $24.23 | 4/26/2011 1:11:53 PM |
| reflective-rupee | $25.44 | 4/13/2011 5:05:43 PM |
| well-rounded-payout0 | $50.00 | 4/13/2011 5:03:43 PM |
| ingenious-deal6 | $25.00 | 4/13/2011 5:03:47 PM |
| sharp-trade0 | $25.00 | 4/13/2011 5:07:21 PM |
| lendstats_com | $100.00 | 4/15/2011 9:18:33 AM |
| larryboy10 | $25.00 | 4/15/2011 9:20:53 AM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 7:13:33 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:41 AM |
| mrxtravis | $25.00 | 4/17/2011 5:39:29 AM |
| nerdfactor | $25.00 | 4/18/2011 3:12:36 PM |
| TJB_2007 | $50.00 | 4/22/2011 9:38:10 AM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:29 PM |
| Aleut | $25.00 | 4/23/2011 6:15:30 PM |
| sturdy-peace9 | $40.00 | 4/24/2011 7:18:12 PM |
| onecooldrink | $25.00 | 4/25/2011 12:40:33 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:05:16 AM |
| jiggaman7 | $50.00 | 4/25/2011 4:05:21 PM |
| reflective-rupee | $275.33 | 4/25/2011 4:49:46 PM |
| compassionate-payment9 | $25.00 | 4/25/2011 5:09:51 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:13:29 PM |
| FASTIZIO_P | $25.00 | 4/25/2011 7:44:18 PM |
| ursus | $50.00 | 4/25/2011 8:13:40 PM |
| wwwUniversal | $25.00 | 4/26/2011 8:00:07 AM |
| kindness-launcher | $700.00 | 4/26/2011 8:37:02 AM |
| miked8303 | $25.00 | 4/26/2011 10:32:32 AM |
| deal-marauder6 | $25.00 | 4/26/2011 11:38:54 AM |
| silver-enlightenment0 | $100.00 | 4/26/2011 12:17:15 PM |
| cash-cymbal3 | $25.00 | 4/26/2011 12:14:22 PM |
| gold-bath2 | $25.00 | 4/26/2011 12:24:14 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
501867
This series of Notes was issued and sold upon the funding of the borrower loan #48956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,517.83 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $333.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,649 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commanding-basis6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to consolidate other bills
My financial situation:
I am a good candidate for this loan because instead of many bills I will only have one.
Combined between my wife and I
Monthly net income: $6,800.00
Car Loans: $ 1195.13 per month
Credit cards and other loans: $49,101.51 total balances
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1: Total Mortgage Balcance is $229,600.00
2: Market Valve of my home is $235,000.00
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/12/2011 5:27:52 PM |
| suave-dime6 | $25.00 | 4/12/2011 5:23:22 PM |
| simplelender80 | $100.00 | 4/12/2011 5:24:15 PM |
| nerdfactor | $25.00 | 4/12/2011 5:30:03 PM |
| SecondChanceLendingSERV | $25.00 | 4/13/2011 10:33:32 AM |
| Gibbyland | $100.00 | 4/13/2011 9:23:27 AM |
| reflective-rupee | $600.44 | 4/13/2011 12:26:19 PM |
| ursus | $50.00 | 4/18/2011 9:19:26 AM |
| thelovebug | $100.00 | 4/19/2011 5:56:18 PM |
| tnjohnso | $25.00 | 4/23/2011 2:59:02 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:18 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:01 AM |
| mlj0671 | $25.00 | 4/23/2011 4:41:06 PM |
| Aleut | $25.00 | 4/23/2011 6:14:59 PM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:33:53 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:38 AM |
| steiglends | $100.00 | 4/25/2011 9:31:12 AM |
| wesleyan | $50.00 | 4/25/2011 12:09:37 PM |
| radforj22 | $25.00 | 4/25/2011 3:34:53 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:04:58 PM |
| RedantFinance | $25.00 | 4/25/2011 4:35:05 PM |
| octoberfresh | $26.00 | 4/25/2011 5:13:29 PM |
| sharp-trade0 | $25.00 | 4/25/2011 5:35:47 PM |
| Katburg | $25.00 | 4/25/2011 6:15:02 PM |
| liberty-injector | $50.00 | 4/25/2011 6:53:39 PM |
| Raven39 | $25.00 | 4/25/2011 7:29:51 PM |
| famous-bill | $25.00 | 4/25/2011 7:36:00 PM |
| supersarah61 | $25.00 | 4/25/2011 7:41:00 PM |
| CC911 | $25.00 | 4/25/2011 7:43:11 PM |
| blackstar | $25.00 | 4/25/2011 7:35:38 PM |
| wampum-cocktail | $25.00 | 4/25/2011 7:40:48 PM |
| auction-formula | $150.00 | 4/25/2011 7:41:36 PM |
| asmithj | $48.72 | 4/25/2011 7:51:39 PM |
| gotjack | $25.00 | 4/25/2011 7:44:12 PM |
| 1phantom | $25.00 | 4/25/2011 7:47:17 PM |
| actuarial_investor | $25.00 | 4/25/2011 7:30:09 PM |
| wwwUniversal | $25.00 | 4/25/2011 7:52:35 PM |
| Mariner3605 | $25.00 | 4/25/2011 7:48:17 PM |
| FeedTheMachine | $100.00 | 4/25/2011 7:53:09 PM |
| hope-eagle6 | $25.00 | 4/25/2011 7:58:28 PM |
| ivadood | $50.00 | 4/25/2011 7:58:59 PM |
| Ocean713 | $50.00 | 4/25/2011 8:00:06 PM |
| Wellman | $50.00 | 4/25/2011 8:00:28 PM |
| kindness-hickory5 | $50.00 | 4/25/2011 8:03:02 PM |
| nodrivelpls | $25.00 | 4/25/2011 7:44:04 PM |
| genius520 | $50.00 | 4/25/2011 8:02:21 PM |
| Diamond_Jim | $33.76 | 4/25/2011 7:45:06 PM |
| DSFinancial | $50.00 | 4/25/2011 8:04:38 PM |
| kahekili | $50.00 | 4/25/2011 8:02:51 PM |
| credit-sycamore4 | $100.00 | 4/25/2011 8:05:33 PM |
| FirstBank | $50.00 | 4/25/2011 8:05:07 PM |
| important-openness1 | $50.00 | 4/25/2011 8:05:54 PM |
| red-power-pecan | $50.00 | 4/25/2011 8:05:27 PM |
| bountiful-durability | $50.00 | 4/25/2011 8:06:13 PM |
| amusement4 | $50.00 | 4/25/2011 8:05:40 PM |
| brazilofmux | $100.00 | 4/25/2011 8:06:39 PM |
| Hokie83 | $50.00 | 4/25/2011 7:47:34 PM |
| justice-economist | $25.00 | 4/25/2011 8:07:10 PM |
| michaelray703 | $50.00 | 4/25/2011 8:08:42 PM |
| p2p-czar3 | $25.00 | 4/25/2011 8:08:51 PM |
| tylerfd | $25.00 | 4/25/2011 8:10:04 PM |
| fighter122 | $50.00 | 4/25/2011 8:09:18 PM |
| JJ9876 | $25.00 | 4/25/2011 8:12:42 PM |
| laki_haole | $50.00 | 4/25/2011 8:13:15 PM |
| Executive23 | $25.00 | 4/25/2011 7:53:30 PM |
| ivy-league-MBA | $25.00 | 4/25/2011 8:17:21 PM |
| djh47a | $25.00 | 4/25/2011 8:21:22 PM |
| compassionate-fairness6 | $25.00 | 4/25/2011 8:03:08 PM |
| oregonusa | $50.00 | 4/25/2011 8:03:23 PM |
| finagler | $25.00 | 4/25/2011 8:04:32 PM |
| stock106 | $25.00 | 4/25/2011 8:04:55 PM |
| floridass | $25.00 | 4/25/2011 8:08:46 PM |
| DreDub | $50.00 | 4/25/2011 8:09:35 PM |
| justonejake | $25.00 | 4/25/2011 8:12:00 PM |
| rogue_monster | $25.00 | 4/25/2011 8:12:07 PM |
| minddoc | $25.00 | 4/25/2011 8:12:25 PM |
| money-bauble | $50.00 | 4/25/2011 8:14:19 PM |
| MasterJin | $25.00 | 4/25/2011 8:15:04 PM |
| bahamaman | $25.00 | 4/25/2011 8:44:29 PM |
| burban454 | $25.00 | 4/25/2011 9:29:17 PM |
| steves73 | $50.00 | 4/26/2011 4:36:20 AM |
| finance-prescription | $50.00 | 4/26/2011 5:49:15 AM |
| Marfloogan | $25.00 | 4/26/2011 9:19:43 AM |
| coin-investor | $25.00 | 4/26/2011 9:37:22 AM |
| the-profit-oracle | $25.00 | 4/26/2011 9:33:14 AM |
| dedication-point | $25.00 | 4/26/2011 1:16:27 PM |
| FASTIZIO_P | $47.84 | 4/26/2011 4:35:39 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:29:15 PM |
| Kash2010lu | $25.00 | 4/12/2011 8:13:51 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:51 PM |
| ready-interest9 | $25.00 | 4/15/2011 11:12:17 AM |
| DUDICO2006 | $25.00 | 4/16/2011 6:47:36 AM |
| Jack55304 | $185.00 | 4/17/2011 5:34:03 AM |
| fantastic-wampum1 | $100.00 | 4/18/2011 5:01:30 PM |
| frogperson | $150.00 | 4/21/2011 4:51:44 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:56 PM |
| jjswanso | $50.00 | 4/23/2011 2:26:09 PM |
| Comoparklender | $50.00 | 4/23/2011 8:14:51 PM |
| missing-link | $25.00 | 4/23/2011 7:49:29 PM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:17 PM |
| graceful-investment | $65.03 | 4/24/2011 2:44:21 PM |
| maple1 | $25.00 | 4/25/2011 8:39:54 AM |
| worthy-bid8 | $25.00 | 4/25/2011 1:20:14 PM |
| seanickson | $25.00 | 4/25/2011 2:31:34 PM |
| Midwestvalues | $50.00 | 4/25/2011 5:37:02 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:24 PM |
| rvfbroker | $25.00 | 4/25/2011 5:40:36 PM |
| profit-powerplant | $25.00 | 4/25/2011 6:45:09 PM |
| five-star-justice | $25.00 | 4/25/2011 6:52:33 PM |
| razor783 | $25.00 | 4/25/2011 7:35:16 PM |
| theshef | $25.00 | 4/25/2011 7:29:57 PM |
| foxtrot12 | $50.00 | 4/25/2011 7:43:19 PM |
| jazzlender | $25.00 | 4/25/2011 7:29:13 PM |
| picklesforarthur | $25.00 | 4/25/2011 7:29:28 PM |
| ommcd | $25.00 | 4/25/2011 7:52:40 PM |
| seisen | $50.00 | 4/25/2011 7:50:48 PM |
| Georgetastic | $25.00 | 4/25/2011 7:55:13 PM |
| payment-gusto | $25.00 | 4/25/2011 7:55:39 PM |
| social-conductor4 | $25.00 | 4/25/2011 7:35:34 PM |
| GInBaghdad | $25.00 | 4/25/2011 7:58:21 PM |
| careful-note | $50.00 | 4/25/2011 7:59:12 PM |
| ah-long | $25.00 | 4/25/2011 8:00:16 PM |
| nowits10 | $50.00 | 4/25/2011 7:59:21 PM |
| economy-producer | $25.00 | 4/25/2011 8:00:40 PM |
| jobani | $35.00 | 4/25/2011 8:03:44 PM |
| shrewd-peace7 | $25.00 | 4/25/2011 7:45:11 PM |
| orgy63 | $50.00 | 4/25/2011 8:02:56 PM |
| Tylerh | $100.00 | 4/25/2011 8:05:15 PM |
| symbiosis | $50.00 | 4/25/2011 8:05:47 PM |
| lagnisiruk | $25.00 | 4/25/2011 8:06:29 PM |
| tech310 | $50.00 | 4/25/2011 8:06:47 PM |
| apostle901 | $25.00 | 4/25/2011 8:07:01 PM |
| dominickf | $50.00 | 4/25/2011 7:48:31 PM |
| basis-zeus9 | $25.00 | 4/25/2011 7:48:46 PM |
| jigsaw | $50.00 | 4/25/2011 8:09:11 PM |
| handy-justice | $50.00 | 4/25/2011 8:12:14 PM |
| treasure-bliss | $50.00 | 4/25/2011 8:20:56 PM |
| asiaratt | $50.00 | 4/25/2011 8:02:26 PM |
| listing-trapper3 | $50.00 | 4/25/2011 8:03:33 PM |
| well-mannered-marketplace5 | $25.00 | 4/25/2011 8:08:36 PM |
| gain-equator | $25.00 | 4/25/2011 8:09:04 PM |
| birddogsb | $50.00 | 4/25/2011 8:09:57 PM |
| miked8303 | $25.00 | 4/25/2011 8:13:04 PM |
| wizardii | $25.00 | 4/25/2011 8:43:06 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 9:59:59 PM |
| sjo1984111 | $25.00 | 4/26/2011 7:14:11 AM |
| Mr2025 | $25.00 | 4/26/2011 8:54:02 AM |
| MissionMicroFinance | $25.00 | 4/26/2011 9:19:59 AM |
| bold-durability-drum | $25.00 | 4/26/2011 9:47:47 AM |
| rickp | $40.70 | 4/26/2011 1:04:05 PM |
| yield-aurora4 | $50.00 | 4/26/2011 12:53:48 PM |
| PatRichi | $25.00 | 4/26/2011 3:30:49 PM |
| zippy-interest | $25.34 | 4/26/2011 3:32:54 PM |
| anton | $3,635.00 | 4/26/2011 4:52:26 PM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
501943
This series of Notes was issued and sold upon the funding of the borrower loan #48983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $158.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1977 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,096 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| authoritative-affluence |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dolphan
Purpose of loan:
This loan will be used to...credit card consolidation
My financial situation: what to reduce high interest rate
I am a good candidate for this loan because...I will pay it back. I have not had a late payment on any obligation in over 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/12/2011 5:28:31 PM |
| simplelender80 | $100.00 | 4/12/2011 5:30:23 PM |
| vine99 | $90.00 | 4/12/2011 5:18:11 PM |
| indomitable-coin | $25.00 | 4/12/2011 5:23:53 PM |
| organized-payment6 | $50.00 | 4/12/2011 5:27:39 PM |
| vutah | $25.00 | 4/12/2011 8:38:15 PM |
| BxRealtor | $25.00 | 4/12/2011 5:45:45 PM |
| SolarMoonshine | $25.00 | 4/12/2011 6:52:53 PM |
| reflective-rupee | $222.22 | 4/13/2011 6:24:59 AM |
| selector568 | $50.00 | 4/13/2011 11:23:34 AM |
| astute-fairness0 | $25.00 | 4/14/2011 6:19:52 PM |
| Weaverville | $25.00 | 4/16/2011 4:50:29 PM |
| RememberToForget | $50.00 | 4/17/2011 9:09:21 AM |
| ursus | $100.00 | 4/18/2011 9:01:35 AM |
| ryan6853 | $25.00 | 4/19/2011 8:21:54 AM |
| worthy-bid8 | $50.00 | 4/19/2011 5:48:30 PM |
| socal-lender | $25.00 | 4/20/2011 3:56:32 PM |
| eCapital | $25.00 | 4/20/2011 4:28:11 PM |
| ProjectVenture | $25.00 | 4/21/2011 6:24:42 PM |
| bill-booster5 | $25.00 | 4/21/2011 7:57:21 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:40 PM |
| famous-marketplace9 | $25.00 | 4/23/2011 2:14:35 PM |
| VBAces | $50.00 | 4/23/2011 8:40:44 PM |
| pmandel | $50.00 | 4/24/2011 6:00:45 PM |
| MonkeyHero | $57.21 | 4/24/2011 8:06:20 PM |
| C_Mark | $50.00 | 4/24/2011 7:37:38 PM |
| skuba | $50.00 | 4/25/2011 1:20:30 AM |
| octoberfresh | $25.00 | 4/25/2011 7:35:12 AM |
| maple1 | $25.00 | 4/25/2011 8:40:02 AM |
| friendly-worth3 | $50.00 | 4/25/2011 7:31:17 AM |
| cwegert | $26.31 | 4/25/2011 7:45:02 AM |
| jameskdean | $50.00 | 4/25/2011 9:24:27 AM |
| Trapman13 | $50.00 | 4/25/2011 9:20:53 AM |
| fenix692 | $50.00 | 4/25/2011 3:03:06 PM |
| georgedorn | $50.00 | 4/25/2011 3:52:11 PM |
| khamen | $25.00 | 4/25/2011 5:54:19 PM |
| RedantFinance | $25.00 | 4/25/2011 5:40:04 PM |
| Dr_M | $25.00 | 4/25/2011 6:39:09 PM |
| the-gold-quark | $40.00 | 4/25/2011 6:25:29 PM |
| Mariner3605 | $25.00 | 4/25/2011 6:50:31 PM |
| GrooveBiz | $50.00 | 4/25/2011 6:51:36 PM |
| CaliforniaSun | $25.00 | 4/25/2011 7:18:38 PM |
| klend4 | $25.00 | 4/25/2011 6:53:10 PM |
| agwosdof | $100.00 | 4/25/2011 7:26:46 PM |
| truth-futurist | $75.00 | 4/25/2011 7:18:40 PM |
| cash-cymbal | $50.00 | 4/25/2011 7:39:15 PM |
| power-companion7 | $298.41 | 4/25/2011 7:57:28 PM |
| toronado | $100.00 | 4/25/2011 7:43:34 PM |
| availableloan | $25.00 | 4/12/2011 6:41:52 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:40:13 PM |
| currency-persimmon | $100.00 | 4/13/2011 6:06:52 AM |
| swissbanker | $50.00 | 4/13/2011 8:01:06 AM |
| efficient-treasure0 | $25.00 | 4/15/2011 8:26:23 AM |
| reflective-dollar8 | $50.00 | 4/15/2011 10:02:58 AM |
| RandyL3 | $25.00 | 4/15/2011 10:11:38 AM |
| penny-finder | $40.00 | 4/16/2011 9:40:12 AM |
| Mav26 | $34.85 | 4/18/2011 11:37:14 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:42 PM |
| SiebirdLending | $25.00 | 4/19/2011 10:20:58 AM |
| bid-czar8 | $50.00 | 4/19/2011 5:34:58 PM |
| AFairDeal | $50.00 | 4/19/2011 5:48:21 PM |
| yield-seeker | $25.00 | 4/19/2011 6:00:14 PM |
| palace2 | $200.00 | 4/21/2011 5:28:31 AM |
| Firescreek | $25.00 | 4/21/2011 10:35:59 AM |
| John_Galt | $66.00 | 4/21/2011 9:28:47 AM |
| FinDoc | $25.00 | 4/21/2011 2:58:58 PM |
| radforj22 | $25.00 | 4/21/2011 2:49:27 PM |
| ippoco | $25.00 | 4/22/2011 3:50:05 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:12:16 PM |
| reflective-cash0 | $50.00 | 4/22/2011 5:29:07 PM |
| Tradesmanlender | $25.00 | 4/22/2011 5:33:32 PM |
| DannyPhantom | $50.00 | 4/22/2011 6:13:56 PM |
| Dan4703 | $25.00 | 4/23/2011 3:51:32 PM |
| dproxima | $25.00 | 4/23/2011 5:05:01 PM |
| rmlends | $25.00 | 4/23/2011 5:08:07 PM |
| bonus-sensai825 | $25.00 | 4/23/2011 5:04:23 PM |
| sandeepPR | $25.00 | 4/24/2011 7:54:42 AM |
| marwadi-62 | $200.00 | 4/24/2011 5:59:31 PM |
| compassionate-dime0 | $50.00 | 4/24/2011 5:55:45 PM |
| fallentimbers | $25.00 | 4/24/2011 6:26:45 PM |
| saahilld | $25.00 | 4/24/2011 5:59:29 PM |
| Charmart | $25.00 | 4/25/2011 2:30:24 AM |
| currency-persimmon | $100.00 | 4/25/2011 7:56:43 AM |
| don8ter | $25.00 | 4/25/2011 6:49:39 AM |
| GElender | $50.00 | 4/25/2011 7:32:05 AM |
| fair_rates | $25.00 | 4/25/2011 9:36:16 AM |
| steiglends | $100.00 | 4/25/2011 9:31:13 AM |
| enthralling-deal180 | $50.00 | 4/25/2011 10:59:44 AM |
| dough-hammock | $25.00 | 4/25/2011 2:59:15 PM |
| djh47a | $25.00 | 4/25/2011 5:18:42 PM |
| sonnet771 | $50.00 | 4/25/2011 5:35:06 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:11:47 PM |
| penny-candy | $25.00 | 4/25/2011 6:39:11 PM |
| vibraphone3 | $50.00 | 4/25/2011 6:57:08 PM |
| Wishmaker | $100.00 | 4/25/2011 7:39:34 PM |
| duty-windmill | $25.00 | 4/25/2011 7:50:34 PM |
| Astyanax | $75.00 | 4/25/2011 7:50:38 PM |
| selo80 | $25.00 | 4/25/2011 7:31:58 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
501963
This series of Notes was issued and sold upon the funding of the borrower loan #49033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,090.15 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $415.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 15y 4m |
|
Amount delinquent:
| $14,868 |
Total credit lines:
| 37 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $811 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Bugz |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expaning: Permit Applications
Purpose of loan: Business
This loan will be used to apply for building permits, zoning approved
My financial situation:
I am a good candidate for this loan because I will be leveraging this loan to build additonal income.
Monthly net income: $ 15,000
Monthly expenses: $ 12300
Housing: $ 5500 (multiple houses including rental properties)
Insurance: $ 1000
Car expenses: $
Utilities: $ 400
Phone, cable, internet: $ 400
Food, entertainment: $ 500
Clothing, household expenses: $ 400
Credit cards and other loans: $ 2500
Other expenses: $ 1600 (day care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Primary Residence: total 425 worth 525
Rental total 234 worth 280
Use for these funds for construction permits (different property then two above). Owe 0 curently (Land worth 120k) after construction costs 1.2M (loan estimated outstanding will be 525k)
(Apr-13-2011)
Q:
Please explain the delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A:
These were snowballed from two of my rentals that had lets say tenants that basically trashed (about 1.5 years ago - my current deliquence is part of this orgina under a payment plan) the places and I could not sell or rent the properties as is. cost over 50k to renovate the homes to get them back into a cash flowing situation. To get this home into a decent condition, I need to pull funds from other areas.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/12/2011 5:23:31 PM |
| a-finance-nirvana | $25.00 | 4/13/2011 2:34:11 AM |
| kindness-launcher | $4,000.00 | 4/13/2011 8:22:32 AM |
| mrsp2e | $25.00 | 4/13/2011 9:40:02 AM |
| vigorous-market5 | $200.00 | 4/13/2011 2:47:07 PM |
| reflective-rupee | $25.44 | 4/13/2011 12:24:01 PM |
| reflective-rupee | $175.44 | 4/13/2011 2:03:26 PM |
| nerdfactor | $25.00 | 4/13/2011 4:03:15 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:58 PM |
| petercat | $250.00 | 4/21/2011 4:37:04 AM |
| palace2 | $100.00 | 4/21/2011 5:42:03 PM |
| interstellar | $50.00 | 4/22/2011 4:19:54 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:14:02 PM |
| tnjohnso | $25.00 | 4/23/2011 2:32:45 PM |
| mlj0671 | $25.00 | 4/23/2011 4:42:25 PM |
| Comoparklender | $25.00 | 4/23/2011 8:14:57 PM |
| loss-of-control | $50.00 | 4/24/2011 10:17:32 AM |
| finance-expert4 | $50.00 | 4/25/2011 5:13:53 AM |
| wesleyan | $50.00 | 4/25/2011 12:09:45 PM |
| worthy-bid8 | $25.00 | 4/25/2011 1:20:23 PM |
| icon7 | $30.00 | 4/25/2011 12:50:27 PM |
| frogperson | $288.92 | 4/25/2011 5:24:00 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:32 PM |
| deal-marauder6 | $50.00 | 4/25/2011 6:57:51 PM |
| cwb8539 | $27.81 | 4/25/2011 7:54:53 PM |
| laki_haole | $50.00 | 4/25/2011 8:13:21 PM |
| careful-moola3 | $100.00 | 4/25/2011 8:42:46 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 10:00:09 PM |
| DSFinancial | $47.35 | 4/25/2011 9:35:51 PM |
| wwwUniversal | $25.00 | 4/26/2011 7:59:29 AM |
| finance-prescription | $50.00 | 4/26/2011 6:10:04 AM |
| giggling_DB | $35.75 | 4/26/2011 8:51:11 AM |
| AEH_Now | $25.00 | 4/26/2011 9:34:39 AM |
| deal-marauder6 | $125.00 | 4/26/2011 11:48:21 AM |
| Frosty | $30.00 | 4/26/2011 1:20:25 PM |
| silver-enlightenment0 | $100.00 | 4/26/2011 12:15:44 PM |
| dedication-point | $25.00 | 4/26/2011 1:16:30 PM |
| simplelender80 | $100.00 | 4/12/2011 5:24:23 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 5:28:06 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:29:30 PM |
| leverage-trident | $25.00 | 4/13/2011 8:02:50 AM |
| reflective-rupee | $444.44 | 4/14/2011 9:52:53 AM |
| Jack55304 | $185.00 | 4/17/2011 5:34:08 AM |
| ursus | $50.00 | 4/18/2011 5:16:13 PM |
| fantastic-wampum1 | $100.00 | 4/19/2011 10:17:40 AM |
| thelovebug | $100.00 | 4/20/2011 5:55:27 PM |
| m9029 | $25.00 | 4/20/2011 7:40:39 PM |
| Bill88 | $25.00 | 4/21/2011 8:58:26 AM |
| Alittleluck | $25.00 | 4/21/2011 7:31:27 PM |
| deal-marauder6 | $200.00 | 4/22/2011 11:38:56 AM |
| anton | $4,300.00 | 4/22/2011 4:17:50 PM |
| Bob450 | $25.00 | 4/23/2011 4:00:41 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:04 AM |
| jjswanso | $50.00 | 4/23/2011 2:26:14 PM |
| janeybooboo | $100.00 | 4/23/2011 3:43:40 PM |
| Aleut | $25.00 | 4/23/2011 6:15:03 PM |
| intrepid-loot | $25.00 | 4/24/2011 7:58:52 AM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:21 PM |
| Invest_in_residual_income | $25.00 | 4/25/2011 7:54:58 AM |
| silver-enlightenment0 | $100.00 | 4/25/2011 7:51:28 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:45 AM |
| maple1 | $25.00 | 4/25/2011 8:40:08 AM |
| radforj22 | $25.00 | 4/25/2011 3:34:58 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:05:03 PM |
| RedantFinance | $25.00 | 4/25/2011 4:35:12 PM |
| rvfbroker | $25.00 | 4/25/2011 5:40:55 PM |
| Rogesparkguy | $25.00 | 4/25/2011 6:16:28 PM |
| handy-justice | $50.00 | 4/25/2011 8:12:20 PM |
| deal-marauder6 | $25.00 | 4/25/2011 7:57:17 PM |
| sharp-trade0 | $25.00 | 4/25/2011 8:22:17 PM |
| miked8303 | $25.00 | 4/25/2011 8:13:11 PM |
| Midwestvalues | $50.00 | 4/25/2011 8:13:29 PM |
| sjo1984111 | $25.00 | 4/26/2011 7:14:23 AM |
| bold-durability-drum | $25.00 | 4/26/2011 9:52:41 AM |
| deal-marauder6 | $25.00 | 4/26/2011 11:41:43 AM |
| yield-aurora4 | $50.00 | 4/26/2011 12:54:01 PM |
| tech310 | $50.00 | 4/26/2011 3:34:27 PM |
| asiaratt | $50.00 | 4/26/2011 4:36:06 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
502029
This series of Notes was issued and sold upon the funding of the borrower loan #49005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $604.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 26y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,057 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-tuba2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paid My Dues, Now Paying My Bills
Purpose of loan:
This loan will be used to...pay off the balances of several credit cards, so I can then start saving money to pay down my mortgage and enjoy retirement.
My financial situation:
I am a good candidate for this loan because...I have worked 30 years in the same profession and enjoyed it most of the time. I have a great income from my work and life-time annuities and am looking to provide for an enjoyable retirement. Uh oh, divorce got in the way of these plans! Yikes, now have more expenses on the credit cards than I expected and living alone means I pay for everything myself, no spouse to partner with for financial needs.
Monthly net income: $6,603
Monthly expenses: $
Housing: $2,115
Insurance: $200
Car expenses: $100
Utilities: $90
Phone, cable, internet: $300
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $2,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage is $301,222. Value of home estimate $315,000.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 4/13/2011 9:04:35 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:06:50 AM |
| reflective-rupee | $444.44 | 4/13/2011 1:47:38 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:40:10 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:04 PM |
| marketplace-meridian | $25.00 | 4/15/2011 6:21:39 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:16 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:30 PM |
| Barmas | $50.00 | 4/20/2011 1:38:08 PM |
| mercuriant | $25.00 | 4/21/2011 1:51:27 PM |
| kindness-launcher | $400.00 | 4/24/2011 9:50:10 AM |
| magnetic-dedication3 | $25.00 | 4/24/2011 4:13:03 PM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:51 AM |
| kttalamo | $50.00 | 4/25/2011 9:08:48 AM |
| radforj22 | $25.00 | 4/25/2011 3:35:04 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:05:08 PM |
| RedantFinance | $25.00 | 4/25/2011 4:35:20 PM |
| profit-powerplant | $25.00 | 4/25/2011 6:45:29 PM |
| Comoparklender | $40.00 | 4/25/2011 7:58:32 PM |
| thoughtful-exchange8 | $50.00 | 4/25/2011 8:14:08 PM |
| miked8303 | $25.00 | 4/26/2011 10:32:16 AM |
| yield-aurora4 | $50.00 | 4/26/2011 12:54:05 PM |
| jga516 | $25.00 | 4/26/2011 5:11:32 PM |
| escharfer | $25.00 | 4/26/2011 5:20:04 PM |
| IIP77 | $25.00 | 4/26/2011 5:28:53 PM |
| nowits10 | $50.00 | 4/26/2011 5:40:58 PM |
| economy-producer | $25.00 | 4/26/2011 5:41:28 PM |
| FirstBank | $50.00 | 4/26/2011 5:42:10 PM |
| brazilofmux | $100.00 | 4/26/2011 5:42:59 PM |
| floridass | $25.00 | 4/26/2011 5:44:08 PM |
| JJ9876 | $25.00 | 4/26/2011 5:46:51 PM |
| DSFinancial | $50.00 | 4/26/2011 5:51:17 PM |
| FeedTheMachine | $100.00 | 4/26/2011 5:39:46 PM |
| payment-gusto | $25.00 | 4/26/2011 5:40:23 PM |
| careful-note | $50.00 | 4/26/2011 5:40:44 PM |
| lendstats_com | $300.00 | 4/26/2011 5:55:12 PM |
| Wellman | $50.00 | 4/26/2011 5:41:19 PM |
| DreDub | $50.00 | 4/26/2011 5:45:16 PM |
| justonejake | $25.00 | 4/26/2011 5:45:48 PM |
| fortytwo | $100.00 | 4/26/2011 5:33:33 PM |
| Midwestvalues | $50.00 | 4/26/2011 5:47:52 PM |
| money-bauble | $50.00 | 4/26/2011 5:48:32 PM |
| bold-durability-drum | $50.00 | 4/26/2011 5:37:26 PM |
| missing-link | $25.00 | 4/26/2011 5:40:12 PM |
| ah-long | $25.00 | 4/26/2011 5:41:13 PM |
| Tylerh | $100.00 | 4/26/2011 5:42:21 PM |
| bountiful-durability | $50.00 | 4/26/2011 5:42:50 PM |
| well-mannered-marketplace5 | $25.00 | 4/26/2011 5:43:56 PM |
| fighter122 | $50.00 | 4/26/2011 5:44:42 PM |
| birddogsb | $50.00 | 4/26/2011 6:10:50 PM |
| tech310 | $50.00 | 4/26/2011 6:09:41 PM |
| red-power-pecan | $50.00 | 4/26/2011 6:10:20 PM |
| liberty-injector | $50.00 | 4/26/2011 6:11:05 PM |
| sharp-trade0 | $25.00 | 4/26/2011 6:13:17 PM |
| hope-eagle6 | $25.00 | 4/26/2011 6:13:42 PM |
| monster4 | $100.00 | 4/26/2011 7:38:56 PM |
| youthful-greenback3 | $25.00 | 4/26/2011 7:15:12 PM |
| patriot897 | $25.00 | 4/26/2011 7:55:47 PM |
| PRGuyinVA | $25.00 | 4/26/2011 7:58:04 PM |
| flexible-diversification9 | $35.91 | 4/26/2011 7:42:34 PM |
| Ocean713 | $50.00 | 4/26/2011 8:02:35 PM |
| soulwork | $25.00 | 4/26/2011 7:47:05 PM |
| Lam0nt | $25.00 | 4/26/2011 8:04:50 PM |
| treasure-generator | $25.00 | 4/26/2011 7:41:27 PM |
| sagan | $35.71 | 4/26/2011 7:49:37 PM |
| top-payout-fixer | $50.00 | 4/26/2011 7:43:55 PM |
| investment-tempo | $25.00 | 4/26/2011 8:01:48 PM |
| wellsfrugal | $50.00 | 4/26/2011 8:02:20 PM |
| nybanker85 | $50.00 | 4/26/2011 8:23:34 PM |
| compassion-paladin042 | $25.00 | 4/26/2011 8:09:45 PM |
| NYCFinancier | $25.00 | 4/26/2011 8:29:16 PM |
| agiovasil | $25.00 | 4/26/2011 8:30:35 PM |
| seisen | $100.00 | 4/26/2011 8:20:20 PM |
| the-profit-oracle | $25.00 | 4/26/2011 8:40:40 PM |
| point-kitten6 | $100.00 | 4/26/2011 8:26:29 PM |
| special-responsibility | $25.00 | 4/26/2011 8:29:09 PM |
| Learning2Lend | $30.54 | 4/26/2011 8:30:51 PM |
| shrewd-peace7 | $25.00 | 4/26/2011 8:30:32 PM |
| orange-preeminant-bill | $50.00 | 4/26/2011 8:33:50 PM |
| amusement4 | $50.00 | 4/26/2011 8:34:11 PM |
| ivy-league-MBA | $25.00 | 4/26/2011 8:34:17 PM |
| Bob450 | $25.00 | 4/26/2011 8:36:45 PM |
| bnlforever | $25.00 | 4/26/2011 8:56:10 PM |
| nicklds | $25.00 | 4/26/2011 8:59:04 PM |
| justice-economist | $25.00 | 4/26/2011 8:45:37 PM |
| rhin0cerx | $50.00 | 4/26/2011 8:59:31 PM |
| coin-investor | $25.00 | 4/26/2011 9:09:18 PM |
| cassius84 | $25.00 | 4/26/2011 9:40:32 PM |
| orderandprogress | $25.00 | 4/26/2011 9:14:07 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:09 PM |
| ADIDASNO | $25.00 | 4/26/2011 10:05:24 PM |
| drg6289 | $25.00 | 4/27/2011 2:29:05 AM |
| divedude | $25.00 | 4/27/2011 2:38:59 AM |
| DeltaComputerGuy | $25.00 | 4/27/2011 2:42:58 AM |
| golath24 | $25.00 | 4/27/2011 2:47:09 AM |
| Doodlemeyer | $50.00 | 4/26/2011 11:40:22 PM |
| generator535 | $25.00 | 4/27/2011 3:28:45 AM |
| zeelender | $25.00 | 4/27/2011 2:28:43 AM |
| Searlzy | $25.00 | 4/27/2011 2:28:38 AM |
| Railbird | $25.00 | 4/27/2011 2:51:16 AM |
| FASTIZIO_P | $36.73 | 4/27/2011 2:48:08 AM |
| liberty-destiny3 | $25.00 | 4/27/2011 3:24:32 AM |
| kindness-hickory5 | $33.62 | 4/27/2011 3:24:41 AM |
| handshake5 | $100.00 | 4/27/2011 3:27:04 AM |
| bdkjr | $25.00 | 4/27/2011 3:42:26 AM |
| shrewd-income | $100.00 | 4/27/2011 5:47:28 AM |
| crawfingers | $25.00 | 4/27/2011 7:10:33 AM |
| Bill88 | $25.00 | 4/27/2011 8:00:49 AM |
| blackstar | $25.00 | 4/27/2011 8:30:31 AM |
| toomanyfishtanks | $50.00 | 4/27/2011 8:17:08 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:08:52 AM |
| simplelender80 | $100.00 | 4/13/2011 9:03:03 AM |
| suave-dime6 | $25.00 | 4/13/2011 9:05:12 AM |
| selector568 | $100.00 | 4/13/2011 9:53:06 AM |
| skillful-asset5 | $36.00 | 4/13/2011 1:15:14 PM |
| fuzed | $35.00 | 4/13/2011 4:37:02 PM |
| nickel-hickory | $50.00 | 4/14/2011 9:27:00 AM |
| kindness-launcher | $600.00 | 4/14/2011 11:27:12 AM |
| nerdfactor | $25.00 | 4/14/2011 5:20:51 PM |
| vigorous-market5 | $200.00 | 4/14/2011 6:53:06 PM |
| StarshineXL | $500.00 | 4/16/2011 7:15:30 PM |
| Gibbyland | $100.00 | 4/19/2011 8:07:58 AM |
| fantastic-wampum1 | $100.00 | 4/19/2011 5:49:25 PM |
| commerce-yeller | $50.00 | 4/19/2011 8:54:31 PM |
| ursus | $50.00 | 4/20/2011 4:15:08 PM |
| thelovebug | $50.00 | 4/21/2011 5:17:20 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:12 AM |
| mlj0671 | $25.00 | 4/23/2011 4:44:31 PM |
| Aleut | $25.00 | 4/23/2011 6:15:10 PM |
| jjswanso | $25.00 | 4/25/2011 1:49:11 PM |
| worthy-bid8 | $25.00 | 4/25/2011 5:18:18 PM |
| Easystreet | $25.00 | 4/25/2011 5:37:29 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:42 PM |
| finance-prescription | $50.00 | 4/25/2011 8:14:00 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 10:00:18 PM |
| wwwUniversal | $25.00 | 4/26/2011 7:59:42 AM |
| dedication-point | $25.00 | 4/26/2011 1:16:33 PM |
| sensible-order2 | $100.00 | 4/26/2011 5:15:38 PM |
| Rob717171 | $50.00 | 4/26/2011 5:16:20 PM |
| carlover | $25.00 | 4/26/2011 5:32:01 PM |
| natural-greenback6 | $25.00 | 4/26/2011 5:16:59 PM |
| michaelray703 | $50.00 | 4/26/2011 5:44:02 PM |
| p2p-czar3 | $25.00 | 4/26/2011 5:44:19 PM |
| burrito6 | $25.00 | 4/26/2011 5:40:00 PM |
| orange-leverage-phoenix | $50.00 | 4/26/2011 5:40:49 PM |
| stock106 | $25.00 | 4/26/2011 5:42:04 PM |
| important-openness1 | $50.00 | 4/26/2011 5:42:43 PM |
| apostle901 | $25.00 | 4/26/2011 5:43:09 PM |
| gain-equator | $25.00 | 4/26/2011 5:44:25 PM |
| ivadood | $50.00 | 4/26/2011 5:45:43 PM |
| rogue_monster | $25.00 | 4/26/2011 5:45:59 PM |
| minddoc | $25.00 | 4/26/2011 5:46:23 PM |
| laki_haole | $50.00 | 4/26/2011 5:47:39 PM |
| MasterJin | $25.00 | 4/26/2011 5:48:52 PM |
| symbiosis | $50.00 | 4/26/2011 5:42:28 PM |
| rebelduke | $50.00 | 4/26/2011 6:07:04 PM |
| jigsaw | $50.00 | 4/26/2011 5:44:33 PM |
| tylerfd | $25.00 | 4/26/2011 5:45:28 PM |
| handy-justice | $50.00 | 4/26/2011 5:46:07 PM |
| PatRichi | $25.00 | 4/26/2011 6:09:34 PM |
| treasure-bliss | $50.00 | 4/26/2011 5:49:47 PM |
| kjsfld | $25.00 | 4/26/2011 7:12:35 PM |
| smloanbigresult | $25.00 | 4/26/2011 7:14:53 PM |
| the-silver-blaster | $50.00 | 4/26/2011 6:06:16 PM |
| credit-sycamore4 | $50.00 | 4/26/2011 6:10:07 PM |
| asiaratt | $50.00 | 4/26/2011 6:10:35 PM |
| Reddy_Capital | $25.00 | 4/26/2011 6:19:21 PM |
| buyrite334 | $25.00 | 4/26/2011 7:28:12 PM |
| social-conductor4 | $25.00 | 4/26/2011 7:39:42 PM |
| kvandivo | $25.00 | 4/26/2011 7:13:45 PM |
| AUSTIN_PLUMB | $25.00 | 4/26/2011 7:26:34 PM |
| samo102us | $25.00 | 4/26/2011 8:00:27 PM |
| jns48 | $25.00 | 4/26/2011 7:41:10 PM |
| Linux4Fun | $25.00 | 4/26/2011 7:47:16 PM |
| imoutdoorsy | $25.00 | 4/26/2011 8:04:53 PM |
| be_wise | $25.00 | 4/26/2011 7:40:02 PM |
| unassassinable | $25.00 | 4/26/2011 8:06:29 PM |
| ahalls | $25.00 | 4/26/2011 7:47:21 PM |
| worth-dandelion | $100.00 | 4/26/2011 7:54:54 PM |
| JSON | $25.00 | 4/26/2011 7:54:46 PM |
| top-historic-peso | $25.00 | 4/26/2011 8:02:51 PM |
| payment-pursuit3 | $50.00 | 4/26/2011 8:08:46 PM |
| loan_doctor | $25.00 | 4/26/2011 8:30:44 PM |
| rvfbroker | $25.00 | 4/26/2011 8:21:22 PM |
| studio3d | $25.00 | 4/26/2011 8:25:47 PM |
| nodrivelpls | $25.00 | 4/26/2011 8:30:15 PM |
| reward-adventure | $50.00 | 4/26/2011 8:30:36 PM |
| CC911 | $25.00 | 4/26/2011 8:29:57 PM |
| Executive23 | $25.00 | 4/26/2011 8:31:53 PM |
| Georgetastic | $25.00 | 4/26/2011 8:33:01 PM |
| influential-cash7 | $25.00 | 4/26/2011 8:52:03 PM |
| HHP | $100.00 | 4/26/2011 8:53:02 PM |
| asset-professor | $50.00 | 4/26/2011 8:54:12 PM |
| Hokie83 | $50.00 | 4/26/2011 8:59:10 PM |
| DER | $50.00 | 4/26/2011 8:52:15 PM |
| basis-zeus9 | $25.00 | 4/26/2011 8:59:13 PM |
| ommcd | $25.00 | 4/26/2011 8:59:44 PM |
| NoMoreDebt4Me | $25.00 | 4/26/2011 8:59:42 PM |
| derec | $25.00 | 4/26/2011 9:04:44 PM |
| SDNLR | $100.00 | 4/26/2011 9:10:42 PM |
| jazzlender | $25.00 | 4/26/2011 9:13:55 PM |
| imlosttoo | $25.00 | 4/26/2011 9:23:42 PM |
| whatknows | $25.00 | 4/26/2011 9:27:02 PM |
| ericb674 | $25.00 | 4/26/2011 9:29:18 PM |
| economy-coup | $30.00 | 4/27/2011 12:59:46 AM |
| WilliamLeeSims | $25.00 | 4/27/2011 2:26:28 AM |
| foxtrot12 | $50.00 | 4/27/2011 2:21:13 AM |
| graceful-investment | $90.01 | 4/27/2011 3:29:04 AM |
| ITExec | $25.10 | 4/27/2011 2:27:45 AM |
| DonaldColorado | $50.00 | 4/27/2011 1:30:41 AM |
| NYLG | $25.00 | 4/27/2011 2:45:44 AM |
| thestartuplender | $36.20 | 4/27/2011 2:48:14 AM |
| flwah | $25.00 | 4/27/2011 2:52:40 AM |
| DadWarbucks | $40.00 | 4/27/2011 2:46:51 AM |
| dough-bear | $25.31 | 4/27/2011 3:12:30 AM |
| LBOregon | $25.00 | 4/27/2011 3:01:49 AM |
| euro-banker | $25.00 | 4/27/2011 3:23:39 AM |
| witty-openness | $25.00 | 4/27/2011 5:08:16 AM |
| JustMee | $25.00 | 4/27/2011 6:43:08 AM |
| anton | $3,767.00 | 4/27/2011 8:38:50 AM |
| kegs | $348.43 | 4/27/2011 8:39:13 AM |
| 221 Investments
|
Borrower Payment Dependent Notes Series
502045
This series of Notes was issued and sold upon the funding of the borrower loan #48975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,219.38 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $451.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,141 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| basis-dynamo1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
STRENGHTHEN CREDIT SCORE
Purpose of loan:
This loan will be used to restructure debt so it it will be in an installment loan versus a revolving account. Will probably be paid off in about 1 year
My financial situation:
I am a good candidate for this loan because I have a stable and good paying job. I will be making extra payments every month
Monthly net income: $ 9,000
Monthly expenses: $
Housing: $1,600
Insurance: $140
Car expenses: $240
Utilities: $60
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/13/2011 9:03:08 AM |
| Wangchuk | $25.00 | 4/13/2011 9:05:27 AM |
| vigorous-market5 | $200.00 | 4/13/2011 1:17:43 PM |
| reflective-rupee | $500.44 | 4/13/2011 12:11:24 PM |
| skillful-asset5 | $30.00 | 4/13/2011 1:13:43 PM |
| Wangchuk | $25.00 | 4/13/2011 1:22:51 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:06 PM |
| lendstats_com | $300.00 | 4/15/2011 9:21:41 AM |
| nerdfactor | $25.00 | 4/15/2011 12:54:43 PM |
| selector568 | $100.00 | 4/15/2011 5:40:02 PM |
| DasMula | $86.00 | 4/15/2011 6:20:09 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:21 AM |
| Gibbyland | $100.00 | 4/19/2011 8:08:02 AM |
| ursus | $50.00 | 4/21/2011 1:50:04 PM |
| mercuriant | $25.00 | 4/22/2011 3:04:46 AM |
| thelovebug | $100.00 | 4/22/2011 11:28:09 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:15 AM |
| open-minded-fund9 | $295.81 | 4/23/2011 12:52:31 PM |
| Aleut | $25.00 | 4/23/2011 6:15:14 PM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:55 AM |
| radforj22 | $25.00 | 4/25/2011 3:35:08 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:47 PM |
| Easystreet | $25.00 | 4/25/2011 8:14:36 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 10:00:24 PM |
| IIP77 | $25.00 | 4/26/2011 5:29:00 PM |
| finance-prescription | $50.00 | 4/26/2011 5:48:03 PM |
| thoughtful-exchange8 | $50.00 | 4/26/2011 5:48:19 PM |
| top-historic-peso | $25.00 | 4/26/2011 8:02:54 PM |
| ivy-league-MBA | $25.00 | 4/26/2011 8:34:20 PM |
| ommcd | $25.00 | 4/26/2011 8:59:48 PM |
| payment-gusto | $25.00 | 4/26/2011 9:00:25 PM |
| p2p-czar3 | $25.00 | 4/26/2011 9:02:11 PM |
| dedication-point | $25.00 | 4/26/2011 8:47:55 PM |
| fighter122 | $50.00 | 4/26/2011 9:02:21 PM |
| laki_haole | $50.00 | 4/26/2011 9:03:30 PM |
| money-bauble | $50.00 | 4/26/2011 9:04:04 PM |
| red-power-pecan | $50.00 | 4/26/2011 8:52:37 PM |
| the-silver-blaster | $50.00 | 4/26/2011 9:11:56 PM |
| credit-sycamore4 | $50.00 | 4/26/2011 9:13:21 PM |
| economy-producer | $25.00 | 4/26/2011 9:00:48 PM |
| important-openness1 | $50.00 | 4/26/2011 9:01:38 PM |
| bountiful-durability | $50.00 | 4/26/2011 9:01:49 PM |
| DreDub | $50.00 | 4/26/2011 9:02:29 PM |
| JJ9876 | $25.00 | 4/26/2011 9:03:07 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:12 PM |
| treasure-bliss | $50.00 | 4/26/2011 9:06:29 PM |
| tech310 | $50.00 | 4/26/2011 9:13:02 PM |
| birddogsb | $50.00 | 4/26/2011 9:13:42 PM |
| jazzlender | $25.00 | 4/26/2011 9:13:58 PM |
| whatknows | $25.00 | 4/26/2011 9:27:04 PM |
| Doodlemeyer | $50.00 | 4/26/2011 11:40:26 PM |
| FeedTheMachine | $42.35 | 4/27/2011 3:05:26 AM |
| shrewd-peace7 | $25.00 | 4/27/2011 3:15:37 AM |
| brazilofmux | $56.53 | 4/27/2011 2:21:59 AM |
| DER | $33.17 | 4/27/2011 2:43:27 AM |
| stock106 | $25.00 | 4/27/2011 2:54:51 AM |
| blackstar | $25.00 | 4/27/2011 8:30:46 AM |
| suave-dime6 | $25.00 | 4/13/2011 9:05:29 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:06:54 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:08:55 AM |
| reflective-rupee | $1,000.44 | 4/13/2011 12:11:06 PM |
| SolarMoonshine | $500.00 | 4/13/2011 6:37:53 PM |
| Lonely_Hunter | $104.00 | 4/14/2011 7:27:48 AM |
| fantastic-wampum1 | $100.00 | 4/19/2011 5:49:29 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:34 PM |
| jjswanso | $25.00 | 4/25/2011 1:49:19 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:05:11 PM |
| penny-candy | $25.00 | 4/25/2011 7:47:21 PM |
| profit-powerplant | $25.00 | 4/25/2011 8:21:00 PM |
| worthy-bid8 | $25.00 | 4/25/2011 8:04:20 PM |
| wwwUniversal | $25.00 | 4/26/2011 7:59:48 AM |
| miked8303 | $25.00 | 4/26/2011 10:32:18 AM |
| yield-aurora4 | $50.00 | 4/26/2011 12:54:07 PM |
| fortytwo | $100.00 | 4/26/2011 5:33:38 PM |
| minddoc | $25.00 | 4/26/2011 5:46:39 PM |
| handy-justice | $50.00 | 4/26/2011 5:46:12 PM |
| sharp-trade0 | $25.00 | 4/26/2011 6:13:27 PM |
| hope-eagle6 | $25.00 | 4/26/2011 6:13:45 PM |
| Ocean713 | $50.00 | 4/26/2011 8:02:46 PM |
| Executive23 | $25.00 | 4/26/2011 8:31:59 PM |
| point-kitten6 | $100.00 | 4/26/2011 8:26:32 PM |
| Comoparklender | $40.00 | 4/26/2011 8:33:59 PM |
| the-profit-oracle | $25.00 | 4/26/2011 8:40:44 PM |
| orange-preeminant-bill | $41.85 | 4/26/2011 8:57:58 PM |
| missing-link | $25.00 | 4/26/2011 9:00:00 PM |
| FirstBank | $50.00 | 4/26/2011 9:01:14 PM |
| apostle901 | $25.00 | 4/26/2011 9:02:06 PM |
| Rob717171 | $50.00 | 4/26/2011 8:52:20 PM |
| natural-greenback6 | $25.00 | 4/26/2011 8:52:33 PM |
| HHP | $65.37 | 4/26/2011 8:53:07 PM |
| friendinmoney | $43.46 | 4/26/2011 8:54:12 PM |
| SDNLR | $100.00 | 4/26/2011 9:10:44 PM |
| PatRichi | $25.00 | 4/26/2011 9:12:55 PM |
| symbiosis | $50.00 | 4/26/2011 9:01:33 PM |
| Wellman | $50.00 | 4/26/2011 9:00:42 PM |
| gain-equator | $25.00 | 4/26/2011 9:02:14 PM |
| Tylerh | $100.00 | 4/26/2011 9:01:26 PM |
| jigsaw | $50.00 | 4/26/2011 9:02:16 PM |
| tylerfd | $25.00 | 4/26/2011 9:02:35 PM |
| ivadood | $50.00 | 4/26/2011 9:02:41 PM |
| Midwestvalues | $50.00 | 4/26/2011 9:03:46 PM |
| MasterJin | $25.00 | 4/26/2011 9:04:21 PM |
| ericb674 | $25.00 | 4/26/2011 9:29:24 PM |
| asiaratt | $50.00 | 4/26/2011 9:13:35 PM |
| orderandprogress | $25.00 | 4/26/2011 9:14:09 PM |
| liberty-injector | $50.00 | 4/26/2011 9:13:50 PM |
| ADIDASNO | $25.00 | 4/26/2011 10:05:29 PM |
| seisen | $35.66 | 4/27/2011 2:40:00 AM |
| economy-coup | $30.00 | 4/27/2011 12:59:54 AM |
| kegs | $537.64 | 4/27/2011 8:41:02 AM |
| crawfingers | $25.00 | 4/27/2011 7:10:36 AM |
| larrybird | $300.00 | 4/27/2011 8:32:28 AM |
| anton | $2,825.00 | 4/27/2011 8:32:59 AM |
| organized-compassion4 | $100.00 | 4/27/2011 8:52:43 AM |
| leverage-monger | $66.66 | 4/27/2011 8:59:57 AM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
502069
This series of Notes was issued and sold upon the funding of the borrower loan #48920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,612.69 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $157.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 1m |
|
Amount delinquent:
| $1,662 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $989 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| foxy-dollar349 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Consolidation
Purpose of loan:
This loan will be used to...COnsolidate 3 loan payments into one
My financial situation:
I am a good candidate for this loan because...I am realiable, and responsible. I have workes steadily for the last 20 some years . I pay ontime but The loans I have are sitting with interests of like 39% which I didnt realize and I need to lower monthly payment which at 217 I can afford. I get quarterly bonuses which is not included in my monthly income.
Monthly net income: $ 2880
Monthly expenses: $ 1300 (not count loans to consolidate)
Housing: $ 560
Insurance: $ 100
Car expenses: $ 340 pmt
Utilities: $ paid
Phone, cable, internet: $ 38.00
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain the delinquencies and public records shown on your Prosper credit profile. Thanks - reflective-rupee
A:
Ok the one delinquency for 16oo some dollars, I honestly do not know what that is for. I have paid everything on time and am unaware of any past due amount monies for this amount. I emailed Prosper to ask them where that was showing from as honestly Im unaware and anything im being billed for is being paid for on time. The public records 10 years ago was a bankruptcy /divorce
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/13/2011 9:05:37 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:09:01 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:07:03 AM |
| SolarMoonshine | $25.00 | 4/13/2011 6:35:14 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:11 PM |
| BradP | $25.00 | 4/16/2011 6:07:29 PM |
| Gibbyland | $100.00 | 4/19/2011 8:08:07 AM |
| Barmas | $50.00 | 4/20/2011 1:39:56 PM |
| fantastic-wampum1 | $100.00 | 4/20/2011 4:52:04 PM |
| anton | $50.00 | 4/20/2011 5:57:28 PM |
| ursus | $50.00 | 4/22/2011 5:35:40 PM |
| radforj22 | $25.00 | 4/25/2011 3:35:16 PM |
| wwwUniversal | $25.00 | 4/26/2011 7:59:57 AM |
| Mad_Scientist | $25.00 | 4/26/2011 6:06:57 PM |
| finance-prescription | $50.00 | 4/26/2011 8:37:15 PM |
| JJ9876 | $25.00 | 4/26/2011 9:03:12 PM |
| Easystreet | $25.00 | 4/26/2011 9:04:15 PM |
| the-profit-oracle | $25.00 | 4/27/2011 3:15:03 AM |
| anton | $1,100.00 | 4/27/2011 8:36:40 AM |
| crawfingers | $25.00 | 4/27/2011 7:10:39 AM |
| organized-compassion4 | $100.00 | 4/27/2011 8:52:49 AM |
| red-power-pecan | $50.00 | 4/27/2011 8:35:31 AM |
| sharp-trade0 | $25.00 | 4/13/2011 9:10:55 AM |
| simplelender80 | $100.00 | 4/13/2011 9:03:17 AM |
| Asynch | $25.00 | 4/13/2011 11:57:22 AM |
| reflective-rupee | $222.22 | 4/13/2011 2:05:58 PM |
| HenryS | $50.00 | 4/13/2011 1:28:37 PM |
| responsible-worth113 | $40.00 | 4/15/2011 3:37:36 PM |
| nerdfactor | $25.00 | 4/16/2011 9:05:17 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:30 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:47 PM |
| Bill88 | $25.01 | 4/22/2011 8:50:41 AM |
| thelovebug | $100.00 | 4/23/2011 5:01:07 AM |
| mrxtravis | $25.00 | 4/23/2011 5:01:54 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:20 AM |
| mercuriant | $25.00 | 4/23/2011 2:30:25 PM |
| Aleut | $25.00 | 4/23/2011 6:15:22 PM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:39:08 AM |
| VJ_Financial | $25.00 | 4/24/2011 12:41:09 PM |
| Artist_Blue | $25.00 | 4/25/2011 9:05:01 AM |
| mcgovern2024 | $25.00 | 4/25/2011 1:07:34 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:05:15 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:13:10 PM |
| worthy-bid8 | $25.00 | 4/25/2011 8:07:33 PM |
| miked8303 | $25.00 | 4/26/2011 10:32:25 AM |
| yield-aurora4 | $50.00 | 4/26/2011 12:54:11 PM |
| IIP77 | $25.00 | 4/26/2011 8:26:14 PM |
| ingenious-truth0 | $50.00 | 4/26/2011 8:36:56 PM |
| handy-justice | $40.46 | 4/26/2011 9:02:56 PM |
| missing-link | $25.00 | 4/26/2011 9:00:10 PM |
| money-bauble | $50.00 | 4/26/2011 9:04:11 PM |
| tech310 | $50.00 | 4/26/2011 9:13:09 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:18 PM |
| whatknows | $25.00 | 4/26/2011 9:27:07 PM |
| sethharris | $25.00 | 4/26/2011 9:39:29 PM |
| ADIDASNO | $25.00 | 4/26/2011 10:05:39 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
502113
This series of Notes was issued and sold upon the funding of the borrower loan #48977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $381.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,070 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fund-halibut6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom Loan
Purpose of loan:
This loan will be used to...consolidate smaller loans and celebrate my 25th wedding anniversary.
My financial situation:
I am a good candidate for this loan because...I pay all bills on time all the time. I have been in the General Manager Position for 17 years. My income is strong and will continue to be. Plus I have promised my wife a trip to Greece for our 25th Wedding Anniversary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/13/2011 9:06:09 AM |
| Zolton | $100.00 | 4/13/2011 9:08:08 AM |
| Prosp_Lender | $50.00 | 4/13/2011 10:59:24 AM |
| SolarMoonshine | $25.00 | 4/13/2011 6:30:02 PM |
| Weaverville | $25.00 | 4/16/2011 4:50:44 PM |
| worthy-bid8 | $50.00 | 4/21/2011 8:27:09 AM |
| AFairDeal | $50.00 | 4/21/2011 8:28:21 AM |
| socal-lender | $25.00 | 4/22/2011 2:29:15 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:12:56 PM |
| Bank42 | $50.00 | 4/23/2011 8:51:46 AM |
| 108lender | $400.00 | 4/23/2011 9:41:06 AM |
| Johnab | $25.00 | 4/23/2011 10:33:09 AM |
| travels536 | $25.00 | 4/23/2011 9:59:47 AM |
| the-discrete-income | $200.00 | 4/23/2011 10:42:58 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:44:33 AM |
| secureincome | $1,200.00 | 4/23/2011 11:13:47 AM |
| RainyDayLoans | $50.00 | 4/23/2011 11:18:38 AM |
| kind-genuine-dough | $50.00 | 4/23/2011 11:25:12 AM |
| jsledge | $50.00 | 4/23/2011 11:48:46 AM |
| marwadi-62 | $200.00 | 4/23/2011 12:07:22 PM |
| djh47a | $25.00 | 4/23/2011 11:53:50 AM |
| setUup | $31.40 | 4/23/2011 12:39:19 PM |
| kc8fot | $75.00 | 4/23/2011 12:21:49 PM |
| TigerForce | $25.00 | 4/23/2011 1:40:35 PM |
| Elbanko | $30.00 | 4/23/2011 1:39:10 PM |
| investment-comet | $25.00 | 4/23/2011 2:21:55 PM |
| objective-investor | $475.00 | 4/23/2011 2:16:17 PM |
| Tradesmanlender | $25.00 | 4/23/2011 2:38:36 PM |
| jasonrun | $25.00 | 4/23/2011 2:54:12 PM |
| econdoc | $50.00 | 4/23/2011 3:09:39 PM |
| payout-detective7 | $25.00 | 4/23/2011 4:13:33 PM |
| jvp | $50.00 | 4/23/2011 4:34:35 PM |
| peso-tiramisu | $25.00 | 4/23/2011 4:42:50 PM |
| bazzer | $43.00 | 4/23/2011 4:53:03 PM |
| daano15 | $25.00 | 4/23/2011 4:57:12 PM |
| Max8319 | $50.00 | 4/23/2011 6:18:22 PM |
| Hogan55 | $49.00 | 4/23/2011 7:21:27 PM |
| NYCFinancier | $25.00 | 4/23/2011 6:55:39 PM |
| NYCFinancier | $25.00 | 4/23/2011 7:01:53 PM |
| MGMNT | $50.00 | 4/23/2011 7:51:46 PM |
| adir1 | $44.00 | 4/23/2011 7:06:25 PM |
| ridestwins_998 | $25.00 | 4/23/2011 7:01:57 PM |
| brightest-riveting-order | $50.00 | 4/23/2011 8:05:27 PM |
| gracej | $25.00 | 4/23/2011 7:55:48 PM |
| important-openness1 | $80.00 | 4/23/2011 9:26:32 PM |
| bid-czar8 | $50.00 | 4/23/2011 8:59:52 PM |
| Engineer44 | $30.00 | 4/23/2011 9:00:26 PM |
| BONSAY | $50.00 | 4/24/2011 3:10:10 AM |
| peso-mate | $50.00 | 4/23/2011 11:29:37 PM |
| sentimental-silver7 | $35.00 | 4/24/2011 2:36:11 AM |
| shantran | $100.00 | 4/24/2011 3:53:20 AM |
| thesage | $25.00 | 4/24/2011 5:32:58 AM |
| itskarma | $35.00 | 4/24/2011 5:39:08 AM |
| BeanCownter | $293.42 | 4/24/2011 5:47:06 AM |
| grampy48 | $25.00 | 4/24/2011 6:37:37 AM |
| klend4 | $25.00 | 4/24/2011 1:01:16 PM |
| C_Mark | $50.00 | 4/24/2011 7:37:54 PM |
| versatile-return3 | $50.00 | 4/24/2011 8:32:32 PM |
| maple1 | $25.00 | 4/25/2011 8:40:27 AM |
| Trapman13 | $50.00 | 4/25/2011 9:23:59 AM |
| steiglends | $100.00 | 4/25/2011 9:31:29 AM |
| georgedorn | $25.00 | 4/25/2011 3:51:32 PM |
| Kisk | $25.00 | 4/25/2011 2:20:50 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:06 PM |
| enthralling-deal180 | $50.00 | 4/25/2011 6:39:58 PM |
| penny-candy | $25.00 | 4/25/2011 6:40:30 PM |
| reflective-cash0 | $50.00 | 4/25/2011 6:55:01 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:23:26 PM |
| patriot897 | $50.00 | 4/25/2011 8:17:30 PM |
| loyalty-sherpa | $25.00 | 4/25/2011 8:59:56 PM |
| pilot1723 | $25.00 | 4/26/2011 5:05:13 AM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:24:01 AM |
| sadhikari | $50.00 | 4/26/2011 7:54:33 AM |
| Helping-One-Another | $35.08 | 4/26/2011 7:34:52 AM |
| TelegramSam | $25.00 | 4/26/2011 9:56:37 AM |
| marshallmanhattan | $25.00 | 4/26/2011 9:56:57 AM |
| top-epic-community | $50.00 | 4/26/2011 11:42:43 AM |
| ijspence | $25.00 | 4/26/2011 12:35:05 PM |
| dmk2006 | $25.00 | 4/26/2011 3:43:38 PM |
| peace-cadence | $25.00 | 4/26/2011 3:46:57 PM |
| sonnet771 | $50.00 | 4/26/2011 6:07:23 PM |
| gustavholstopus32 | $25.00 | 4/26/2011 7:23:34 PM |
| sanfordproud | $50.00 | 4/26/2011 7:34:36 PM |
| djber | $30.76 | 4/26/2011 7:55:57 PM |
| thankful-nickel2 | $25.00 | 4/26/2011 7:57:35 PM |
| BoughtTheFarm | $25.00 | 4/26/2011 7:50:13 PM |
| rmbot | $75.00 | 4/26/2011 8:11:22 PM |
| subtle-revenue0 | $25.00 | 4/26/2011 8:40:31 PM |
| vibraphone3 | $50.00 | 4/26/2011 8:41:16 PM |
| meenan | $50.00 | 4/26/2011 8:58:14 PM |
| DrMoneyBags | $50.00 | 4/26/2011 8:43:06 PM |
| wwwUniversal | $25.00 | 4/26/2011 8:48:49 PM |
| golfproper | $62.86 | 4/26/2011 8:54:38 PM |
| mad-scientist0 | $25.00 | 4/26/2011 8:55:53 PM |
| orderandprogress | $25.00 | 4/26/2011 9:14:11 PM |
| bold-durability-drum | $50.00 | 4/26/2011 9:08:30 PM |
| sharp-trade0 | $25.00 | 4/26/2011 9:14:57 PM |
| BxRealtor | $25.00 | 4/13/2011 9:10:31 AM |
| simplelender80 | $100.00 | 4/13/2011 9:09:42 AM |
| organized-payment6 | $50.00 | 4/13/2011 9:06:42 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:10:11 AM |
| Edwin_Rae | $25.00 | 4/13/2011 11:01:44 AM |
| reflective-rupee | $250.44 | 4/13/2011 12:21:28 PM |
| investment-artist | $25.00 | 4/14/2011 8:32:46 AM |
| reflective-dollar8 | $50.00 | 4/15/2011 10:03:03 AM |
| ursus | $100.00 | 4/18/2011 9:01:52 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:45 PM |
| efficient-treasure0 | $25.00 | 4/19/2011 4:57:57 PM |
| yield-seeker | $25.00 | 4/21/2011 12:39:05 PM |
| radforj22 | $25.00 | 4/22/2011 3:57:09 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:55 PM |
| momoney2lend | $100.00 | 4/23/2011 9:13:56 AM |
| Nailman88 | $50.00 | 4/23/2011 9:45:08 AM |
| VPRLLC | $25.00 | 4/23/2011 9:10:03 AM |
| cfarther | $100.00 | 4/23/2011 9:53:17 AM |
| credible-durability | $50.00 | 4/23/2011 9:56:05 AM |
| Whitewater_Loans | $50.00 | 4/23/2011 10:18:18 AM |
| pacheco | $369.29 | 4/23/2011 10:03:32 AM |
| Travis247 | $50.00 | 4/23/2011 10:06:35 AM |
| best-inspiring-deal | $25.00 | 4/23/2011 10:30:05 AM |
| finance-symphony7 | $25.00 | 4/23/2011 12:00:31 PM |
| indomitable-coin | $250.00 | 4/23/2011 12:04:36 PM |
| Astyanax | $60.00 | 4/23/2011 12:49:09 PM |
| IPlayOutsideTheBox | $50.00 | 4/23/2011 1:09:29 PM |
| mflawyer | $30.00 | 4/23/2011 2:09:17 PM |
| friendly-moola0 | $300.00 | 4/23/2011 2:38:13 PM |
| jamc5 | $25.00 | 4/23/2011 2:42:18 PM |
| j2ee | $25.00 | 4/23/2011 2:59:08 PM |
| lucrative-coin | $50.00 | 4/23/2011 3:20:21 PM |
| reflective-rupee | $350.77 | 4/23/2011 4:06:46 PM |
| CE88 | $28.63 | 4/23/2011 3:47:19 PM |
| Zach842 | $100.00 | 4/23/2011 4:38:00 PM |
| Aleut | $50.00 | 4/23/2011 6:05:28 PM |
| socal-lender | $25.00 | 4/23/2011 5:08:44 PM |
| nuclearmoose | $50.00 | 4/23/2011 6:14:34 PM |
| neutrino6 | $25.00 | 4/23/2011 5:32:07 PM |
| oldandcrafty | $50.00 | 4/23/2011 6:31:27 PM |
| NYBIZ | $25.00 | 4/23/2011 6:07:26 PM |
| capital-blueberry | $25.00 | 4/23/2011 6:15:36 PM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:40:33 PM |
| availableloan | $25.00 | 4/23/2011 7:43:01 PM |
| silver-saguaro | $25.00 | 4/23/2011 8:15:11 PM |
| Peterman | $50.00 | 4/23/2011 8:21:57 PM |
| silver-metronome2 | $75.00 | 4/23/2011 8:40:49 PM |
| VBAces | $50.00 | 4/23/2011 9:00:06 PM |
| Binan | $26.59 | 4/23/2011 9:30:40 PM |
| Reddy_Capital | $36.00 | 4/23/2011 11:01:23 PM |
| Bill88 | $30.40 | 4/23/2011 10:47:58 PM |
| jstnow | $25.00 | 4/24/2011 12:10:49 AM |
| commerce-yeller | $60.00 | 4/24/2011 4:23:37 AM |
| IIP77 | $25.00 | 4/24/2011 1:17:17 AM |
| BOZO88 | $25.00 | 4/24/2011 8:47:18 AM |
| compassionate-dime0 | $50.00 | 4/24/2011 6:00:32 PM |
| Invest_in_residual_income | $50.00 | 4/25/2011 7:55:13 AM |
| skuba | $50.00 | 4/25/2011 9:26:35 AM |
| don8ter | $25.00 | 4/25/2011 5:32:13 PM |
| the-gold-quark | $100.00 | 4/25/2011 5:48:21 PM |
| octoberfresh | $25.00 | 4/25/2011 7:55:46 PM |
| blooming-market | $25.00 | 4/25/2011 8:41:16 PM |
| GrayStudio | $25.00 | 4/25/2011 8:53:42 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:36:47 PM |
| red-robust-bid | $50.00 | 4/26/2011 6:44:24 AM |
| DavidCG | $25.00 | 4/26/2011 9:51:51 AM |
| successful-agreement7 | $100.00 | 4/26/2011 9:58:06 AM |
| miked8303 | $25.00 | 4/26/2011 10:29:46 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:58:32 AM |
| money-badger | $75.00 | 4/26/2011 11:06:52 AM |
| dough-hammock | $25.00 | 4/26/2011 12:02:33 PM |
| accelerator96 | $25.00 | 4/26/2011 10:33:37 AM |
| dedication-point | $25.00 | 4/26/2011 1:10:19 PM |
| sympathetic-bonus5 | $25.00 | 4/26/2011 1:32:24 PM |
| first-upright-payout | $25.00 | 4/26/2011 3:40:01 PM |
| Machbannai | $46.78 | 4/26/2011 5:00:18 PM |
| ArtemisFitzlebottom | $50.00 | 4/26/2011 7:38:37 PM |
| g314 | $27.78 | 4/26/2011 7:40:41 PM |
| zenchef | $35.00 | 4/26/2011 8:00:35 PM |
| julijask | $50.00 | 4/26/2011 7:42:31 PM |
| California04 | $50.00 | 4/26/2011 8:08:28 PM |
| lilgates26 | $50.00 | 4/26/2011 7:43:38 PM |
| selector568 | $50.00 | 4/26/2011 7:55:28 PM |
| yennib | $48.90 | 4/26/2011 7:56:15 PM |
| newest-bountiful-basis | $25.00 | 4/26/2011 8:02:02 PM |
| handshake5 | $85.63 | 4/26/2011 8:33:16 PM |
| Mariner3605 | $25.00 | 4/26/2011 8:35:45 PM |
| del30 | $25.00 | 4/26/2011 9:23:55 PM |
| computers-er | $50.00 | 4/26/2011 9:25:42 PM |
| sparky1129 | $50.00 | 4/26/2011 9:08:11 PM |
| p40thawk | $25.00 | 4/26/2011 9:08:40 PM |
| DeltaComputerGuy | $25.00 | 4/26/2011 9:28:31 PM |
| newest-organic-rupee | $25.00 | 4/26/2011 9:28:47 PM |
| stanbalwight4 | $25.00 | 4/26/2011 9:23:34 PM |
| Tech-Entrepreneur | $25.00 | 4/26/2011 9:26:03 PM |
| klinebarger | $25.00 | 4/26/2011 9:27:51 PM |
| newgroom422 | $14.27 | 4/26/2011 9:32:50 PM |
| CardCapDude | $50.00 | 4/26/2011 9:29:03 PM |
| 195 Investments
|
Borrower Payment Dependent Notes Series
502115
This series of Notes was issued and sold upon the funding of the borrower loan #48981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,059 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-dragster0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to...
consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1100.00
Monthly expenses: $400.00
Housing: $0
Insurance: $0
Car expenses: $300.00
Utilities: $0
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $350.44 | 4/14/2011 8:59:27 PM |
| money-baron-roth-IRA | $350.00 | 4/17/2011 3:20:05 PM |
| ursus | $50.00 | 4/18/2011 8:57:56 AM |
| sfmf | $40.00 | 4/19/2011 10:00:38 AM |
| revenue-tsunami | $50.00 | 4/27/2011 5:45:32 PM |
| gallant-economy9 | $500.00 | 4/27/2011 5:54:24 PM |
| loss-of-control | $50.00 | 4/27/2011 5:54:55 PM |
| mrsp2e | $25.00 | 4/27/2011 6:30:22 PM |
| vishal29 | $25.00 | 4/27/2011 7:38:49 PM |
| leverage-ectasy | $25.00 | 4/27/2011 7:46:13 PM |
| Bocephus1959 | $25.00 | 4/27/2011 7:17:50 PM |
| NYCFinancier | $25.00 | 4/27/2011 7:23:06 PM |
| JPMorrisLegacyFund | $105.38 | 4/27/2011 7:09:54 PM |
| MoneyBag4366 | $25.00 | 4/27/2011 9:54:26 PM |
| ddog0224 | $25.00 | 4/27/2011 9:39:57 PM |
| Graven33 | $25.00 | 4/27/2011 9:44:26 PM |
| 2grindstones | $25.00 | 4/27/2011 11:09:02 PM |
| jk15 | $25.00 | 4/28/2011 1:06:34 AM |
| B2152 | $25.00 | 4/28/2011 5:12:42 AM |
| heerzaquestion | $25.00 | 4/28/2011 5:09:11 AM |
| mex_invests | $25.00 | 4/28/2011 7:03:28 AM |
| octoberfresh | $25.00 | 4/28/2011 7:14:27 AM |
| EretzCapital | $45.67 | 4/28/2011 8:30:29 AM |
| WSTRDG | $27.65 | 4/28/2011 8:14:16 AM |
| GALERXLoans | $30.00 | 4/28/2011 7:34:01 AM |
| broomfieldbucks | $25.00 | 4/28/2011 9:03:14 AM |
| RedantFinance | $25.00 | 4/28/2011 9:05:26 AM |
| gallant-economy9 | $81.55 | 4/28/2011 9:09:30 AM |
| Weaverville | $25.00 | 4/14/2011 7:38:34 PM |
| mcgovern2024 | $25.00 | 4/25/2011 1:17:35 PM |
| capital-kingdom | $25.00 | 4/27/2011 5:01:03 AM |
| handy-justice | $100.00 | 4/27/2011 5:47:44 PM |
| payout-flag6 | $200.00 | 4/27/2011 5:50:55 PM |
| CA-Lender | $25.04 | 4/27/2011 6:10:16 PM |
| silver-buckeye | $25.00 | 4/27/2011 7:51:00 PM |
| setUup | $27.40 | 4/27/2011 6:46:05 PM |
| mad-scientist0 | $25.00 | 4/27/2011 7:05:05 PM |
| autonomous-truth | $50.00 | 4/27/2011 8:49:59 PM |
| Bob450 | $25.00 | 4/27/2011 9:00:22 PM |
| investment-cluster | $30.00 | 4/27/2011 7:48:10 PM |
| GCInvestments | $40.00 | 4/27/2011 9:19:44 PM |
| sunny-justice9 | $25.00 | 4/27/2011 7:58:07 PM |
| zorg77 | $25.00 | 4/27/2011 8:40:57 PM |
| market-happiness7 | $25.00 | 4/28/2011 1:17:50 AM |
| jkeller4000 | $26.65 | 4/28/2011 4:36:49 AM |
| gizmo65 | $33.42 | 4/28/2011 5:43:25 AM |
| dreemin | $50.00 | 4/28/2011 6:19:32 AM |
| Shanester | $25.00 | 4/28/2011 6:26:31 AM |
| EJO | $25.00 | 4/28/2011 7:00:24 AM |
| wizardii | $50.00 | 4/28/2011 7:06:53 AM |
| bmw2 | $45.00 | 4/28/2011 6:51:35 AM |
| Bill88 | $25.00 | 4/28/2011 7:51:42 AM |
| CPA-Banker | $25.00 | 4/28/2011 7:10:25 AM |
| El_Profesional | $25.00 | 4/28/2011 8:17:04 AM |
| OLYVRC | $40.00 | 4/28/2011 7:37:30 AM |
| larrybird | $296.24 | 4/28/2011 9:10:33 AM |
| kegs | $55.56 | 4/28/2011 9:11:28 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
502231
This series of Notes was issued and sold upon the funding of the borrower loan #48957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 1m |
|
Amount delinquent:
| $1,162 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,179 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-peaceful-transparency |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $1,213.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $25.00 | 4/17/2011 2:28:44 PM |
| Artist_Blue | $25.00 | 4/18/2011 6:14:57 AM |
| greencat | $50.00 | 4/25/2011 7:17:28 AM |
| unfixer | $25.00 | 4/25/2011 9:39:19 AM |
| SouthernRemarketing | $34.66 | 4/25/2011 10:07:13 AM |
| chererat | $100.00 | 4/25/2011 12:20:34 PM |
| well-mannered-income3 | $25.00 | 4/25/2011 11:30:07 AM |
| llequire1 | $25.00 | 4/25/2011 11:51:00 AM |
| randsenterprise | $25.00 | 4/25/2011 12:39:54 PM |
| asset-tomahawk2 | $25.00 | 4/25/2011 2:12:30 PM |
| worthy-bid4 | $38.12 | 4/25/2011 2:43:34 PM |
| ursus | $50.00 | 4/18/2011 8:56:59 AM |
| reflective-rupee | $222.22 | 4/19/2011 12:12:03 PM |
| kindness-launcher | $2,500.00 | 4/24/2011 8:54:42 AM |
| loss-of-control | $50.00 | 4/24/2011 10:20:23 AM |
| vigorous-market5 | $500.00 | 4/24/2011 8:28:15 PM |
| gold-cluster | $100.00 | 4/25/2011 7:08:45 AM |
| icon7 | $30.00 | 4/25/2011 12:33:36 PM |
| pound-ace | $50.00 | 4/25/2011 12:55:55 PM |
| natural-greenback6 | $25.00 | 4/25/2011 1:42:52 PM |
| payout-bridge | $25.00 | 4/25/2011 2:31:13 PM |
| first-serene-credit | $25.00 | 4/25/2011 2:08:44 PM |
| mcgovern2024 | $25.00 | 4/25/2011 1:41:31 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
502389
This series of Notes was issued and sold upon the funding of the borrower loan #49022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,746 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-prophesy3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PWLC
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $200.00 | 4/15/2011 8:07:28 PM |
| ursus | $50.00 | 4/18/2011 8:57:31 AM |
| reflective-rupee | $25.44 | 4/19/2011 11:41:57 AM |
| anton | $1,725.00 | 4/22/2011 5:28:53 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
502427
This series of Notes was issued and sold upon the funding of the borrower loan #48978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $184.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,471 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GodisGr8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
I have paid some of my personal loan today. This amount that I am requesting now will be used to pay off all my credit card bills with high interest rate at a cheaper rate which in turn will save me money. I will cancel cards that are unnecessarily costing me more money. Please put me back on top. I am a good candidate bec. I pay my debts on time, never late with payments and I have a good job that pays good. Thank you all and God bless.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/15/2011 9:10:40 AM |
| Zolton | $100.00 | 4/15/2011 9:11:38 AM |
| SolarMoonshine | $25.00 | 4/15/2011 2:47:42 PM |
| brightest-dignified-penny | $25.00 | 4/15/2011 6:18:17 PM |
| SOP_Bank | $25.00 | 4/16/2011 5:06:25 AM |
| SimpleChoice | $25.00 | 4/17/2011 8:51:02 AM |
| BxRealtor | $25.00 | 4/19/2011 6:14:35 PM |
| rautility | $50.00 | 4/20/2011 5:36:55 AM |
| DDS84 | $51.70 | 4/20/2011 11:37:39 AM |
| dpries123 | $25.00 | 4/20/2011 2:20:04 PM |
| FinDoc | $25.00 | 4/21/2011 2:58:55 PM |
| agreement-fluffy-bunny | $25.00 | 4/22/2011 11:10:41 AM |
| njlom | $100.00 | 4/23/2011 7:20:23 PM |
| social-heart | $25.00 | 4/24/2011 8:09:44 AM |
| StrongMonty | $75.01 | 4/24/2011 12:03:04 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:20 PM |
| radforj22 | $25.00 | 4/25/2011 9:19:18 AM |
| blooming-market | $25.00 | 4/25/2011 8:41:48 PM |
| worthy-bid8 | $50.00 | 4/26/2011 9:33:59 AM |
| loyalty-sherpa | $25.00 | 4/26/2011 9:41:49 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:58:54 AM |
| janeybooboo | $100.00 | 4/26/2011 12:26:41 PM |
| tractorman | $50.00 | 4/26/2011 7:19:11 PM |
| dudebrah | $25.00 | 4/26/2011 7:26:28 PM |
| auction-seeker | $25.00 | 4/26/2011 7:37:47 PM |
| Print88 | $50.00 | 4/26/2011 7:08:20 PM |
| CA-Lender | $25.04 | 4/26/2011 7:42:21 PM |
| brainy-repayment5 | $100.00 | 4/26/2011 7:29:24 PM |
| dt_one | $25.00 | 4/26/2011 7:46:19 PM |
| intrepid-loot | $82.24 | 4/26/2011 7:47:48 PM |
| HuckleberryProperties | $25.00 | 4/26/2011 7:34:27 PM |
| availableloan | $25.00 | 4/26/2011 7:37:32 PM |
| Soxxes | $50.00 | 4/26/2011 7:39:41 PM |
| bill-appraiser7 | $25.00 | 4/26/2011 8:08:03 PM |
| autodidact42 | $70.00 | 4/26/2011 7:50:12 PM |
| economy-beast | $50.00 | 4/26/2011 7:47:07 PM |
| klend4 | $25.00 | 4/26/2011 7:54:43 PM |
| klinebarger | $25.00 | 4/26/2011 7:51:49 PM |
| commerce-yeller | $75.00 | 4/26/2011 8:24:31 PM |
| tooflets | $25.00 | 4/26/2011 8:19:26 PM |
| Frover | $35.00 | 4/26/2011 8:23:25 PM |
| Johnab | $25.00 | 4/26/2011 8:28:51 PM |
| responsibility-euphoria0 | $52.49 | 4/26/2011 8:30:26 PM |
| GoofyFan | $25.08 | 4/26/2011 8:30:54 PM |
| vishal29 | $25.00 | 4/26/2011 8:37:35 PM |
| first-upright-payout | $25.00 | 4/26/2011 8:51:26 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:51:50 PM |
| wealth-fighter3 | $25.00 | 4/26/2011 8:58:10 PM |
| china1369 | $100.00 | 4/26/2011 8:59:36 PM |
| vkorichkov | $40.00 | 4/26/2011 9:01:13 PM |
| the-discrete-income | $72.46 | 4/26/2011 9:05:08 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 9:11:14 AM |
| reflective-rupee | $222.22 | 4/15/2011 10:20:19 AM |
| simplelender80 | $100.00 | 4/15/2011 9:10:20 AM |
| transformer855 | $25.00 | 4/15/2011 11:40:47 AM |
| favorite-commerce | $50.00 | 4/16/2011 7:47:09 AM |
| CASSHMAN | $100.00 | 4/18/2011 5:17:41 PM |
| Weaverville | $25.00 | 4/19/2011 7:54:17 AM |
| reflective-rupee | $275.22 | 4/19/2011 10:15:30 AM |
| SiebirdLending | $25.00 | 4/19/2011 10:20:43 AM |
| sonnet771 | $50.00 | 4/20/2011 12:52:12 AM |
| rautility | $50.00 | 4/20/2011 5:38:33 AM |
| Pickmar | $25.00 | 4/20/2011 11:50:09 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:46:22 PM |
| Techne_Funds_LLC | $25.00 | 4/23/2011 7:30:47 AM |
| FundMaker | $25.00 | 4/23/2011 8:27:14 AM |
| efficient-treasure0 | $25.00 | 4/23/2011 2:03:04 PM |
| ursus | $100.00 | 4/23/2011 8:59:58 PM |
| fallentimbers | $25.00 | 4/24/2011 6:34:18 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:23:54 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:37:40 PM |
| DavidCG | $25.00 | 4/26/2011 9:52:32 AM |
| Rostov | $25.00 | 4/26/2011 10:56:14 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:28 AM |
| Tradesmanlender | $25.00 | 4/26/2011 6:05:42 PM |
| OmahaGuy | $150.00 | 4/26/2011 7:21:58 PM |
| CSinvestments | $25.00 | 4/26/2011 7:22:43 PM |
| fair-payment4 | $25.00 | 4/26/2011 7:36:24 PM |
| DeltaComputerGuy | $50.00 | 4/26/2011 7:58:33 PM |
| brainy-repayment5 | $109.54 | 4/26/2011 7:40:55 PM |
| ihelpunow | $25.00 | 4/26/2011 7:44:13 PM |
| moola-accelerator6 | $25.00 | 4/26/2011 8:03:03 PM |
| klemer | $25.00 | 4/26/2011 8:26:45 PM |
| withfries2 | $100.00 | 4/26/2011 8:10:44 PM |
| newest-organic-rupee | $33.00 | 4/26/2011 8:18:02 PM |
| urwish | $50.00 | 4/26/2011 8:15:41 PM |
| eridient | $50.00 | 4/26/2011 8:47:37 PM |
| InspireLife | $25.00 | 4/26/2011 8:33:07 PM |
| commerce-renewal | $250.00 | 4/26/2011 8:35:51 PM |
| friendly-social2 | $25.00 | 4/26/2011 8:56:07 PM |
| marketplace-achievement | $100.00 | 4/26/2011 9:00:10 PM |
| superb-funds335 | $26.00 | 4/26/2011 8:46:19 PM |
| leeball | $50.00 | 4/26/2011 8:46:24 PM |
| janeybooboo | $100.00 | 4/26/2011 8:53:13 PM |
| debt_helper | $25.00 | 4/26/2011 8:58:32 PM |
| noodles932 | $30.00 | 4/26/2011 9:02:32 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
502535
This series of Notes was issued and sold upon the funding of the borrower loan #48991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $259.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 19y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jeffld |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower Interest - Build Cash Reserve
Purpose of loan:
This loan will be used to pay off a higher interest loan and to build my cash reserve to 3 months. I currently have 2 months income available as cash in savings and checking accounts.
My financial situation:
I am a good candidate for this loan because I have no credit card debt at all, and I have an excellent credit record. I have very low expenses. I?m renting a guest house from my parents.
I also own a 2005 Ford Ranger FX4 with about 56000 miles on it which has a Blue Book Value of approximately $15000. I have paid off the truck loan last year.
I am also currently a Prosper Lender. I have been investing in Prosper since February, 2007. I have about $300 in loans right now. I do not intend to reinvest this loan proceeds into Prosper at this time.
? Total Monthly NET income: $ 2900
? Total Monthly Expenses: $ 1040
? Housing: $500
? Gasoline: $175
? Auto Insurance: $50
? Phone: $65
? Food: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $50.00 | 4/16/2011 12:07:07 PM |
| simplelender80 | $100.00 | 4/16/2011 12:08:32 PM |
| vine99 | $75.00 | 4/16/2011 12:13:23 PM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 12:11:08 PM |
| availableloan | $25.00 | 4/17/2011 10:09:33 AM |
| SimpleChoice | $25.00 | 4/17/2011 8:50:48 AM |
| JGuide | $25.00 | 4/18/2011 6:23:12 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:59 PM |
| heavy_ax | $25.00 | 4/19/2011 10:54:59 AM |
| reflective-rupee | $222.22 | 4/19/2011 11:29:23 AM |
| Pickmar | $25.00 | 4/20/2011 11:53:03 AM |
| arenangelchild | $49.40 | 4/20/2011 3:23:27 PM |
| Octamer | $25.00 | 4/20/2011 8:33:16 PM |
| lenderrn | $36.78 | 4/20/2011 8:36:59 PM |
| Eaglehigh | $25.00 | 4/21/2011 6:57:27 AM |
| helpingyou1 | $41.50 | 4/21/2011 12:35:32 PM |
| socal-lender | $25.00 | 4/22/2011 2:29:20 PM |
| principal-bull | $25.00 | 4/23/2011 7:27:32 AM |
| justinology | $46.24 | 4/23/2011 12:40:42 PM |
| dime-surge | $50.00 | 4/23/2011 2:29:00 PM |
| Huck007 | $50.00 | 4/23/2011 4:05:22 PM |
| intrepid-credit5 | $25.00 | 4/25/2011 9:38:44 AM |
| tranquil-diversification8 | $50.00 | 4/25/2011 5:29:52 PM |
| ursus | $100.00 | 4/25/2011 8:43:39 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:24:10 PM |
| radforj22 | $25.00 | 4/26/2011 9:33:49 AM |
| DavidCG | $25.00 | 4/26/2011 9:53:05 AM |
| Bio-physicist | $25.00 | 4/26/2011 9:30:24 AM |
| hidavehi | $26.00 | 4/26/2011 10:05:09 AM |
| dreamhope | $25.00 | 4/26/2011 10:14:53 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:59:04 AM |
| platinum-cargo | $25.00 | 4/26/2011 5:23:02 PM |
| friendinmoney | $25.00 | 4/26/2011 8:15:36 PM |
| economy-beast | $45.18 | 4/26/2011 7:52:33 PM |
| AFairDeal | $50.00 | 4/26/2011 8:28:55 PM |
| VBAces | $50.00 | 4/26/2011 8:28:37 PM |
| djh47a | $25.00 | 4/26/2011 8:58:52 PM |
| Tech-Entrepreneur | $25.00 | 4/26/2011 9:26:25 PM |
| hostbank | $100.00 | 4/26/2011 10:40:53 PM |
| magnificent-income7 | $25.00 | 4/27/2011 5:46:26 AM |
| GElender | $25.00 | 4/27/2011 5:41:04 AM |
| c-gurista-5 | $25.00 | 4/27/2011 6:17:39 AM |
| CashBank | $25.00 | 4/27/2011 8:27:14 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:47:14 AM |
| runge2777 | $25.00 | 4/27/2011 9:51:33 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:20 AM |
| LAKESPRING | $50.00 | 4/27/2011 10:21:06 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:43:24 AM |
| auction-sprout7 | $25.00 | 4/27/2011 12:29:37 PM |
| agreement-magician | $50.00 | 4/27/2011 11:19:06 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:26:40 AM |
| finance-portait | $25.00 | 4/27/2011 12:37:44 PM |
| sonnet771 | $50.00 | 4/27/2011 11:14:36 AM |
| interstellar | $50.00 | 4/27/2011 12:12:08 PM |
| suave-justice059 | $200.00 | 4/27/2011 11:52:25 AM |
| focused-wampum | $150.00 | 4/27/2011 12:10:07 PM |
| thorough-payout8 | $29.00 | 4/27/2011 12:41:57 PM |
| reverent-liberty2 | $25.00 | 4/27/2011 2:05:35 PM |
| craftygirl960 | $50.00 | 4/27/2011 4:25:29 PM |
| sfmf | $25.00 | 4/27/2011 3:48:24 PM |
| jenerationx | $25.00 | 4/27/2011 3:59:03 PM |
| georgedorn | $55.24 | 4/27/2011 4:02:52 PM |
| bancoroyal | $25.00 | 4/27/2011 4:59:58 PM |
| bid-czar8 | $50.00 | 4/27/2011 4:39:01 PM |
| happyface | $50.00 | 4/27/2011 4:03:41 PM |
| DrNano | $50.00 | 4/27/2011 4:45:00 PM |
| gilbrear | $25.00 | 4/27/2011 4:24:21 PM |
| credible-durability | $50.00 | 4/27/2011 4:49:56 PM |
| elbastador | $25.00 | 4/27/2011 5:02:54 PM |
| Brklyn01 | $25.00 | 4/27/2011 4:41:54 PM |
| return-phase9 | $25.00 | 4/27/2011 4:56:37 PM |
| Zolton | $100.00 | 4/16/2011 12:08:49 PM |
| organized-payment6 | $50.00 | 4/16/2011 12:09:30 PM |
| SolarMoonshine | $25.00 | 4/16/2011 12:59:59 PM |
| rcj1411 | $67.16 | 4/16/2011 3:03:15 PM |
| SiebirdLending | $25.00 | 4/19/2011 10:20:07 AM |
| reflective-rupee | $500.22 | 4/19/2011 10:17:03 AM |
| BxRealtor | $25.00 | 4/19/2011 6:14:59 PM |
| DannyPhantom | $150.00 | 4/19/2011 9:07:28 PM |
| Weaverville | $25.00 | 4/20/2011 11:56:01 AM |
| RandyL3 | $25.00 | 4/20/2011 3:30:27 PM |
| principal-star | $25.00 | 4/20/2011 7:40:00 PM |
| JedClampett | $75.00 | 4/21/2011 6:31:10 AM |
| gothampark | $25.00 | 4/21/2011 10:18:43 AM |
| gpuck | $25.00 | 4/21/2011 5:47:51 PM |
| a-finance-nirvana | $25.00 | 4/22/2011 3:53:18 AM |
| finance-symphony7 | $25.00 | 4/22/2011 10:39:07 AM |
| Huck007 | $50.00 | 4/22/2011 10:56:19 AM |
| enterprising-cash0 | $25.00 | 4/22/2011 5:26:39 PM |
| FundMaker | $25.00 | 4/23/2011 8:23:26 AM |
| petsheep | $25.00 | 4/23/2011 2:24:29 PM |
| asset-control2 | $100.00 | 4/24/2011 4:48:33 PM |
| scrappy-bonus2 | $25.00 | 4/25/2011 5:18:46 PM |
| the-gold-quark | $50.00 | 4/25/2011 6:15:53 PM |
| efficient-treasure0 | $25.00 | 4/25/2011 8:21:40 PM |
| blooming-market | $25.00 | 4/25/2011 8:42:10 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:38:22 PM |
| Wholely | $50.00 | 4/26/2011 9:51:25 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:39 AM |
| top-epic-community | $50.00 | 4/26/2011 11:43:03 AM |
| first-upright-payout | $25.00 | 4/26/2011 3:43:26 PM |
| ITFDEE | $25.00 | 4/26/2011 8:01:34 PM |
| Tradesmanlender | $25.00 | 4/26/2011 9:11:29 PM |
| yield-seeker | $25.00 | 4/26/2011 9:11:36 PM |
| worthy-bid8 | $50.00 | 4/27/2011 6:36:13 AM |
| nolahelper | $30.00 | 4/27/2011 4:43:20 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:55:56 AM |
| honorable-vigilance | $100.00 | 4/27/2011 7:58:26 AM |
| listing-pear6 | $100.00 | 4/27/2011 10:10:11 AM |
| the-unequivocal-pound | $50.00 | 4/27/2011 9:42:19 AM |
| ArtLends | $25.00 | 4/27/2011 9:46:57 AM |
| sentimental-silver7 | $25.00 | 4/27/2011 11:31:46 AM |
| loan-booster1 | $50.00 | 4/27/2011 12:39:12 PM |
| bazaar-hyperdrive3 | $50.00 | 4/27/2011 11:15:34 AM |
| majestic-coin1 | $50.00 | 4/27/2011 12:47:14 PM |
| WSTRDG | $25.00 | 4/27/2011 3:21:02 PM |
| najmn103 | $25.00 | 4/27/2011 3:37:28 PM |
| jimbo29blue | $50.00 | 4/27/2011 3:58:52 PM |
| jimbo29blue | $50.00 | 4/27/2011 3:59:30 PM |
| LiveNow | $50.00 | 4/27/2011 4:11:19 PM |
| friendly-market5 | $25.00 | 4/27/2011 3:45:51 PM |
| restless-community389 | $29.00 | 4/27/2011 4:57:14 PM |
| happyface | $50.00 | 4/27/2011 4:03:52 PM |
| whiterabbit1874 | $100.00 | 4/27/2011 4:27:03 PM |
| payment-wonder2 | $25.00 | 4/27/2011 4:55:29 PM |
| JGONZ13850 | $25.00 | 4/27/2011 5:06:44 PM |
| credible-durability | $50.00 | 4/27/2011 4:49:15 PM |
| intelligent-yield | $100.00 | 4/27/2011 4:49:18 PM |
| Astyanax | $100.00 | 4/27/2011 5:07:35 PM |
| dblaz5 | $1,000.00 | 4/27/2011 5:08:34 PM |
| dblaz5 | $1,000.00 | 4/27/2011 5:08:19 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
502571
This series of Notes was issued and sold upon the funding of the borrower loan #49041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $629.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 3m |
|
Amount delinquent:
| $106,071 |
Total credit lines:
| 50 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,399 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 45 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Passionate_Nurse |
Borrower's state:
| California |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2007)
|
|
Principal balance:
| $0.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation - Prosper Lender
PURPOSE OF LOAN:
To get rid of my high interest credit cards and revolving debt to improve my credit score and be in the best financial situation so I can continue to grow my business.
WHY AM I A GOOD CANDIDATE:
I?ve taken a 36 month loan payment from Prosper and my payments were ALWAYS on time, never been late. Lenders for this loan can rest assured that their investment in me is quite safe and profitable. I am an excellent candidate for this loan as I am an extremely responsible and reliable individual who always pay bills on time.
MY FINANCIAL SITUATION: I have a very stable job and been working as a Nurse for over 10 years now. I love my job and earn really good money. I have a low DTI, I pay my bills on time and more than the minimum.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 4/19/2011 9:06:07 AM |
| cashhelp | $50.00 | 4/19/2011 9:06:52 AM |
| Zolton | $100.00 | 4/19/2011 9:11:31 AM |
| MasterJin | $25.00 | 4/19/2011 9:13:59 AM |
| thankful-nickel2 | $50.00 | 4/19/2011 10:39:36 AM |
| atlas100 | $25.00 | 4/20/2011 6:52:21 AM |
| outofoffice | $275.00 | 4/21/2011 1:26:25 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:11 PM |
| miked8303 | $25.00 | 4/26/2011 10:31:29 AM |
| reflective-dollar8 | $50.00 | 4/26/2011 4:19:59 PM |
| blooming-market | $25.00 | 4/26/2011 8:41:49 PM |
| listing-pear6 | $100.00 | 4/27/2011 10:16:45 AM |
| patriot897 | $25.00 | 4/28/2011 9:01:05 AM |
| Tradesmanlender | $25.00 | 4/28/2011 9:07:42 AM |
| heerzaquestion | $50.00 | 4/28/2011 9:18:55 AM |
| deal-gazer | $500.00 | 4/28/2011 10:00:56 AM |
| P2P4me | $300.00 | 4/28/2011 10:41:11 AM |
| _NaLNaBB | $400.00 | 4/28/2011 11:40:45 AM |
| Bank42 | $47.90 | 4/28/2011 11:46:50 AM |
| Mad_Scientist | $25.00 | 4/28/2011 12:07:28 PM |
| Jofga | $49.00 | 4/28/2011 12:11:45 PM |
| TakeCare | $100.00 | 4/28/2011 11:40:19 AM |
| objective-investor | $250.00 | 4/28/2011 12:45:24 PM |
| orange-coin-walnut | $50.00 | 4/28/2011 1:34:43 PM |
| r48 | $78.00 | 4/19/2011 9:08:28 AM |
| indomitable-coin | $25.00 | 4/19/2011 9:10:14 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 9:13:07 AM |
| organized-payment6 | $50.00 | 4/19/2011 9:12:34 AM |
| reflective-rupee | $100.22 | 4/19/2011 10:21:14 AM |
| BxRealtor | $25.00 | 4/23/2011 7:27:58 AM |
| Aberdeen | $2,000.00 | 4/25/2011 2:55:11 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:39:18 PM |
| Weaverville | $25.00 | 4/26/2011 1:30:11 PM |
| BobInWisconsin | $125.00 | 4/26/2011 1:08:01 PM |
| first-upright-payout | $25.00 | 4/26/2011 3:45:31 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:28 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:45:06 AM |
| thehousewife | $50.00 | 4/27/2011 2:29:08 PM |
| commerce-broker | $25.00 | 4/27/2011 6:15:30 PM |
| radforj22 | $25.00 | 4/28/2011 2:44:45 AM |
| shugyosha | $50.00 | 4/28/2011 9:17:13 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:56:27 AM |
| diversifylender | $50.00 | 4/28/2011 10:03:54 AM |
| compassion-expert | $50.00 | 4/28/2011 10:16:59 AM |
| adamwstein | $44.36 | 4/28/2011 10:18:29 AM |
| the-fund-mussel | $50.00 | 4/28/2011 10:57:42 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:36:39 AM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:14:28 AM |
| encouraging-fund | $25.00 | 4/28/2011 11:19:35 AM |
| transparency-bear9 | $59.50 | 4/28/2011 12:00:02 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:09:50 PM |
| Mad_Scientist | $25.00 | 4/28/2011 12:15:58 PM |
| nickel-position | $25.00 | 4/28/2011 1:16:56 PM |
| lamsabuy | $11,150.00 | 4/28/2011 2:53:06 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
502855
This series of Notes was issued and sold upon the funding of the borrower loan #49000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,617 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-jet9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolid
Purpose of loan: bill consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/18/2011 5:13:07 PM |
| ingenious-deal6 | $25.00 | 4/19/2011 7:54:14 AM |
| DasMula | $27.00 | 4/23/2011 8:54:16 AM |
| rupee_power | $25.00 | 4/25/2011 10:21:31 AM |
| economy-coup | $30.00 | 4/27/2011 12:58:05 AM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 12:10:42 PM |
| CA-Lender | $75.04 | 4/27/2011 1:44:21 PM |
| 2grindstones | $25.00 | 4/27/2011 4:52:46 PM |
| well-mannered-income3 | $25.00 | 4/27/2011 5:14:26 PM |
| suave-dime6 | $25.00 | 4/18/2011 5:14:57 PM |
| favorite-commerce | $25.00 | 4/19/2011 9:11:27 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:37 PM |
| Weaverville | $25.00 | 4/20/2011 5:27:54 PM |
| Bob450 | $25.00 | 4/21/2011 12:49:08 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:34 PM |
| selector568 | $100.00 | 4/23/2011 4:57:15 AM |
| the-dollar-topper | $100.00 | 4/26/2011 1:30:29 PM |
| sharp-trade0 | $25.00 | 4/26/2011 4:36:46 PM |
| Kash2010lu | $25.00 | 4/27/2011 11:02:49 AM |
| reflective-rupee | $300.55 | 4/27/2011 5:11:27 PM |
| capital-halo1 | $2,500.00 | 4/27/2011 5:27:31 PM |
| supersarah61 | $25.00 | 4/27/2011 5:26:42 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
502859
This series of Notes was issued and sold upon the funding of the borrower loan #49026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lucille03 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
csott
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1400
Monthly expenses: $600.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/24/2011 12:07:35 PM |
| GS-ROCK | $25.00 | 4/25/2011 8:48:40 AM |
| goodhearted-basis4 | $25.00 | 4/25/2011 9:35:25 AM |
| dudebrah | $25.00 | 4/25/2011 1:30:40 PM |
| diplomatic-wealth7 | $25.00 | 4/25/2011 4:26:18 PM |
| reflective-rupee | $25.22 | 4/25/2011 5:35:16 PM |
| suave-dime6 | $25.00 | 4/26/2011 5:18:46 PM |
| ooorrr | $50.00 | 4/26/2011 10:45:57 PM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 9:33:09 AM |
| well-rounded-payout0 | $50.00 | 4/24/2011 12:08:52 PM |
| ingenious-deal6 | $25.00 | 4/25/2011 12:18:23 PM |
| a-finance-nirvana | $25.00 | 4/26/2011 8:35:55 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
502867
This series of Notes was issued and sold upon the funding of the borrower loan #48976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 16
/
7 | Length of status: | 1y 8m |
|
Amount delinquent:
| $188,818 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,722 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Nationalsbro38 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to consolidate debt
Purpose of loan:
This loan will be used to payoff some outstanding credit cards as well as a school loan
My financial situation is fine. I purchased homes in the past to build a portfolio which crumbled when the real estate market collapsed. I'm trying to repair my credit by consolidating some high interest loans.
Monthly net income: $3750
Housing: $1300
Car Insurance: $130
Car expenses: $360
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/18/2011 5:13:09 PM |
| reflective-rupee | $25.44 | 4/19/2011 10:37:55 AM |
| ingenious-deal6 | $25.00 | 4/19/2011 10:17:54 AM |
| Weaverville | $25.00 | 4/21/2011 2:04:09 AM |
| kindness-launcher | $500.00 | 4/26/2011 8:43:25 AM |
| klinebarger | $25.00 | 4/26/2011 7:53:54 PM |
| the-dollar-topper | $100.00 | 4/26/2011 8:49:05 PM |
| zorg77 | $25.00 | 4/26/2011 9:03:40 PM |
| the-discrete-income | $25.00 | 4/26/2011 9:10:25 PM |
| natural-greenback6 | $25.00 | 4/26/2011 9:23:40 PM |
| TechnologyGuy | $25.00 | 4/26/2011 9:49:50 PM |
| upperdeck | $25.00 | 4/27/2011 12:27:00 AM |
| inventive-wealth2 | $25.00 | 4/27/2011 1:06:23 AM |
| TheDigitalMan | $25.00 | 4/27/2011 4:43:16 AM |
| helvet | $30.00 | 4/27/2011 5:16:18 AM |
| capital-web7 | $50.00 | 4/27/2011 6:37:41 AM |
| 1randyp | $200.00 | 4/27/2011 3:45:59 AM |
| Tikibarman | $50.00 | 4/27/2011 5:06:27 AM |
| competent-p2p | $39.37 | 4/27/2011 6:59:36 AM |
| goodhearted-gold3 | $25.00 | 4/27/2011 7:28:19 AM |
| sgt-schultz | $33.14 | 4/27/2011 5:51:57 AM |
| velvetsmog | $30.00 | 4/27/2011 6:21:58 AM |
| DPaulette | $25.00 | 4/27/2011 6:25:16 AM |
| Sp-lender | $50.95 | 4/27/2011 8:21:09 AM |
| klend4 | $25.00 | 4/27/2011 7:00:00 AM |
| gethsemane4 | $50.00 | 4/27/2011 6:50:53 AM |
| flexible-vigilance7 | $25.00 | 4/27/2011 7:24:16 AM |
| suave-dime6 | $25.00 | 4/18/2011 5:14:58 PM |
| Interstate_Rate | $50.00 | 4/19/2011 1:48:19 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:39 PM |
| reflective-rupee | $175.33 | 4/25/2011 5:05:37 PM |
| scrappy-diversification7 | $2,000.00 | 4/26/2011 1:20:16 PM |
| kind-efficient-credit | $39.95 | 4/26/2011 7:21:31 PM |
| imlosttoo | $25.00 | 4/26/2011 7:24:36 PM |
| Soxxes | $25.00 | 4/26/2011 7:43:59 PM |
| Reliance_Banker | $25.00 | 4/26/2011 7:32:50 PM |
| supreme-hope | $25.00 | 4/26/2011 7:36:17 PM |
| trippd6 | $25.00 | 4/26/2011 7:43:37 PM |
| Pu239 | $60.00 | 4/26/2011 8:03:07 PM |
| wealth-fighter3 | $25.00 | 4/26/2011 9:02:02 PM |
| reflective-rupee | $200.33 | 4/26/2011 9:05:55 PM |
| investment-comet | $25.00 | 4/26/2011 9:14:24 PM |
| The_Donald | $50.00 | 4/26/2011 10:47:32 PM |
| shrewd-income | $25.00 | 4/27/2011 12:29:44 AM |
| icanhasloanz | $25.00 | 4/27/2011 2:13:52 AM |
| jmb_lending | $25.00 | 4/26/2011 10:47:39 PM |
| 1randyp | $123.95 | 4/27/2011 3:23:29 AM |
| rateasaurus1 | $25.00 | 4/27/2011 3:46:08 AM |
| genuine-dime | $100.00 | 4/27/2011 5:54:38 AM |
| sfmf | $25.00 | 4/27/2011 7:42:19 AM |
| DPaulette | $25.00 | 4/27/2011 6:24:41 AM |
| BankOfShaun | $25.00 | 4/27/2011 6:56:55 AM |
| sharp-bazaar7 | $50.00 | 4/27/2011 7:22:39 AM |
| dedicated-principal | $50.00 | 4/27/2011 8:02:45 AM |
| fandacom | $50.00 | 4/27/2011 8:19:43 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
502991
This series of Notes was issued and sold upon the funding of the borrower loan #49021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $283.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 9m |
|
Amount delinquent:
| $84,933 |
Total credit lines:
| 17 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,128 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 50 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-oak |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a car
Purpose of loan:
This loan will be used to finance an automobile purchase.
My financial situation:
I am a good candidate for this loan because I have a tenured faculty position (i.e., job security), solid income ($130,000), I own my home outright, and have low overall debt.
I have a lower credit score resulting from a Chapter 13 bankruptcy filed in 2007 (divorce). Any delinquencies noted on my credit report since then are inaccurately reported as "open" accounts that were included in the 2007 filing. I have a single credit card which is always paid on time, and no other revolving debt.
Monthly net income: $5800
Monthly expenses: $1300
Housing: $0
Insurance: $98
Car expenses: $0
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $175
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 4/19/2011 5:09:36 PM |
| well-rounded-payout0 | $50.00 | 4/19/2011 5:42:21 PM |
| suave-dime6 | $25.00 | 4/19/2011 5:41:50 PM |
| r48 | $48.00 | 4/19/2011 6:37:40 PM |
| ingenious-deal6 | $25.00 | 4/19/2011 7:05:51 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:14:13 PM |
| historic-loan1 | $28.00 | 4/19/2011 7:55:59 PM |
| likeable-hope | $25.00 | 4/21/2011 9:52:48 AM |
| LA-Funding-Bank | $25.00 | 4/21/2011 2:17:44 PM |
| Bill88 | $30.00 | 4/22/2011 10:57:39 AM |
| competent-p2p | $40.00 | 4/22/2011 6:13:13 PM |
| q4golf | $25.00 | 4/23/2011 12:30:29 PM |
| luvlending | $25.00 | 4/24/2011 6:23:30 PM |
| secureincome | $450.00 | 4/25/2011 2:31:24 PM |
| sboyleston | $26.00 | 4/25/2011 4:42:14 PM |
| reflective-rupee | $300.33 | 4/25/2011 4:46:40 PM |
| patriot897 | $25.00 | 4/25/2011 8:20:09 PM |
| sentimental-silver7 | $50.00 | 4/26/2011 7:44:53 AM |
| money-badger | $100.00 | 4/26/2011 11:13:50 AM |
| loyalty-sphinx5 | $500.00 | 4/26/2011 1:31:50 PM |
| dollar-sonnet3 | $50.00 | 4/19/2011 5:40:32 PM |
| wealth-prodigy1 | $100.00 | 4/20/2011 9:49:35 AM |
| reflective-rupee | $200.22 | 4/20/2011 10:44:53 AM |
| wealth-prodigy1 | $100.00 | 4/20/2011 1:15:05 PM |
| bav280 | $50.00 | 4/20/2011 8:21:41 PM |
| jedi8 | $25.00 | 4/21/2011 7:18:49 AM |
| Requiem | $25.00 | 4/21/2011 7:06:50 AM |
| Weaverville | $25.00 | 4/22/2011 5:31:25 PM |
| a-finance-nirvana | $25.00 | 4/23/2011 2:29:04 PM |
| sharpey | $200.00 | 4/25/2011 6:43:33 AM |
| interstellar | $50.00 | 4/25/2011 4:50:13 PM |
| ethicalhumanist | $25.00 | 4/25/2011 6:09:50 PM |
| optionscashflow | $25.00 | 4/25/2011 7:05:56 PM |
| arampata | $90.00 | 4/26/2011 4:24:09 AM |
| elvisloans | $25.00 | 4/26/2011 6:00:15 AM |
| tacopants | $50.00 | 4/26/2011 10:44:34 AM |
| Supervark | $87.45 | 4/26/2011 3:04:05 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
503149
This series of Notes was issued and sold upon the funding of the borrower loan #48998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
7 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,167 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-melodious-coin |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1520
Monthly expenses: $40
Housing: $768
Insurance: $
Car expenses: $222
Utilities: $80
Phone, cable, internet: $40
Food, entertainment: $30
Clothing, household expenses: $10
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/20/2011 9:06:25 AM |
| suave-dime6 | $25.00 | 4/20/2011 9:08:30 AM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 9:09:59 AM |
| favorite-commerce | $50.00 | 4/20/2011 1:08:15 PM |
| Toby1montana | $75.00 | 4/20/2011 1:11:42 PM |
| ingenious-deal6 | $25.00 | 4/22/2011 5:09:56 PM |
| vigorous-market5 | $200.00 | 4/26/2011 12:57:24 AM |
| availableloan | $25.00 | 4/26/2011 7:39:35 PM |
| scrappy-diversification7 | $321.70 | 4/26/2011 8:46:27 PM |
| zorg77 | $25.00 | 4/26/2011 9:04:55 PM |
| penny-infusion7 | $25.00 | 4/26/2011 9:59:16 PM |
| nickel-launcher | $25.00 | 4/26/2011 9:27:39 PM |
| papaloha | $25.00 | 4/27/2011 2:36:43 AM |
| inventive-wealth2 | $25.00 | 4/27/2011 1:06:59 AM |
| 1randyp | $156.49 | 4/27/2011 3:22:15 AM |
| reflective-rupee | $200.22 | 4/20/2011 10:35:23 AM |
| Interstate_Rate | $50.00 | 4/20/2011 1:20:29 PM |
| SecondChanceLendingSERV | $25.00 | 4/20/2011 5:29:46 PM |
| JustMee | $25.00 | 4/21/2011 7:16:32 AM |
| Bill88 | $25.00 | 4/22/2011 2:50:26 PM |
| Weaverville | $25.00 | 4/23/2011 2:58:33 AM |
| kindness-launcher | $800.00 | 4/25/2011 8:20:00 AM |
| Finchy78 | $64.00 | 4/26/2011 7:37:33 PM |
| MilitaryLending | $250.00 | 4/26/2011 8:04:47 PM |
| CA-Lender | $25.04 | 4/26/2011 7:51:07 PM |
| Pu239 | $62.00 | 4/26/2011 8:06:09 PM |
| Bob450 | $25.00 | 4/26/2011 8:51:59 PM |
| reflective-rupee | $300.55 | 4/26/2011 9:08:45 PM |
| the-discrete-income | $25.00 | 4/26/2011 9:13:27 PM |
| investment-comet | $25.00 | 4/26/2011 9:15:56 PM |
| pietro_torna_indietro | $25.00 | 4/26/2011 10:28:49 PM |
| money-fort | $25.00 | 4/26/2011 10:49:40 PM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:06:08 PM |
| upperdeck | $25.00 | 4/27/2011 12:27:23 AM |
| economy-coup | $30.00 | 4/27/2011 12:45:53 AM |
| deal-enrichment063 | $50.00 | 4/26/2011 9:52:33 PM |
| Engineer44 | $25.00 | 4/26/2011 10:36:45 PM |
| grampy48 | $25.00 | 4/27/2011 2:36:15 AM |
| dudebrah | $25.00 | 4/27/2011 12:27:10 AM |
| shrewd-income | $75.00 | 4/27/2011 12:28:34 AM |
| klend4 | $25.00 | 4/27/2011 3:51:16 AM |
| noble-marketplace | $25.00 | 4/27/2011 4:02:44 AM |
| jmcdon7230 | $100.00 | 4/27/2011 4:27:27 AM |
| unfixer | $25.00 | 4/27/2011 2:51:32 AM |
| wild-orange | $150.00 | 4/27/2011 3:12:17 AM |
| EarlyRiser | $350.00 | 4/27/2011 4:37:38 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
503169
This series of Notes was issued and sold upon the funding of the borrower loan #48965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,527 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dough-kazoo2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff debts
Purpose of loan:
This loan will be used to payoff debtors
My financial situation:
I am a good candidate for this loan because...
I am employed full time and recently had several auto repair bills which lead to me having to purchase another vehicle
Monthly net income: $3682.00
Monthly expenses: $
Housing: $828.
Insurance: $150.
Car expenses: $100.
Utilities: $200.
Phone, cable, internet: $140.
Food, entertainment: $350.
Clothing, household expenses: $100.
Credit cards and other loans: $100.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/20/2011 5:01:12 PM |
| Weaverville | $25.00 | 4/25/2011 5:28:55 PM |
| economy-coup | $30.00 | 4/27/2011 1:00:48 AM |
| CA-Lender | $25.04 | 4/27/2011 8:37:45 AM |
| leverage-monger | $66.66 | 4/27/2011 8:46:15 AM |
| reflective-rupee | $200.22 | 4/27/2011 10:03:49 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 9:42:58 AM |
| ethicalhumanist | $50.00 | 4/27/2011 9:49:38 AM |
| generator596 | $30.00 | 4/27/2011 9:56:26 AM |
| MJTimages_com | $50.00 | 4/27/2011 10:56:35 AM |
| assetmanager | $25.00 | 4/27/2011 10:57:23 AM |
| FinanceEngine | $30.00 | 4/27/2011 10:27:39 AM |
| commerce-yeller | $50.00 | 4/27/2011 10:52:39 AM |
| wildsf | $297.10 | 4/27/2011 10:59:53 AM |
| EngineersAlliance | $100.00 | 4/20/2011 5:02:13 PM |
| suave-dime6 | $25.00 | 4/20/2011 5:07:20 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 6:10:26 PM |
| skillful-asset5 | $29.39 | 4/20/2011 5:46:24 PM |
| foothillender | $25.00 | 4/21/2011 6:24:25 AM |
| favorite-commerce | $25.00 | 4/21/2011 12:04:39 PM |
| ingenious-deal6 | $25.00 | 4/24/2011 6:29:58 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:56:21 PM |
| Dubbs360 | $100.00 | 4/27/2011 9:21:50 AM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 9:32:58 AM |
| sensible-trade | $100.00 | 4/27/2011 9:42:46 AM |
| 420limo | $25.00 | 4/27/2011 9:44:36 AM |
| janeybooboo | $100.00 | 4/27/2011 8:59:48 AM |
| red-favorable-basis | $25.00 | 4/27/2011 9:56:51 AM |
| bluefootedpig | $81.59 | 4/27/2011 9:59:51 AM |
| jenerationx | $25.00 | 4/27/2011 10:37:12 AM |
| jonmars | $25.00 | 4/27/2011 10:46:19 AM |
| dollar-authority | $50.00 | 4/27/2011 10:05:43 AM |
| market-giraffe7 | $100.00 | 4/27/2011 9:56:58 AM |
| Use_It_Wisely | $50.00 | 4/27/2011 10:31:09 AM |
| dudebrah | $25.00 | 4/27/2011 10:14:43 AM |
| ddamenace | $45.00 | 4/27/2011 10:37:31 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
503207
This series of Notes was issued and sold upon the funding of the borrower loan #48986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $156.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,053 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| receptive-silver9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Making High Schools Healthier!
This loan will be used to purchase healthy vending machines for local high schools. Ingredients will be all natural, low-fat and lower in sugar and calories. Vending machines will only be placed in schools that agree to dispose of the unhealthy machines.
The Healthy, Hunger-Free Kids Act allows the Secretary of Agriculture to establish nutrition standards for foods sold in schools throughout the day, including items in vending machines.
My financial situation:
I am a good candidate for this loan because my credit score is above average, I have half of the finances I need to launch my business, and I'm passionate about this undertaking.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MrDavid | $100.00 | 4/20/2011 5:03:26 PM |
| dtrain5 | $25.00 | 4/20/2011 5:03:36 PM |
| indomitable-coin | $25.00 | 4/20/2011 5:02:49 PM |
| worthy-bid8 | $100.00 | 4/20/2011 5:08:29 PM |
| minista | $25.00 | 4/20/2011 5:04:18 PM |
| compoundinterest | $50.00 | 4/20/2011 5:06:00 PM |
| fcrick | $25.00 | 4/20/2011 5:40:24 PM |
| JJ9876 | $50.00 | 4/20/2011 5:56:15 PM |
| Finchy78 | $25.00 | 4/20/2011 7:31:25 PM |
| Digs | $25.00 | 4/21/2011 1:46:50 AM |
| cello1 | $25.00 | 4/21/2011 2:41:36 AM |
| nikebootie | $25.00 | 4/21/2011 11:16:50 AM |
| kirkjerk | $27.30 | 4/22/2011 3:13:55 AM |
| bvzm | $50.00 | 4/22/2011 6:48:05 AM |
| Pickmar | $25.00 | 4/22/2011 7:21:51 AM |
| balance-force | $25.00 | 4/22/2011 12:31:51 PM |
| a-exponential-hope | $25.00 | 4/22/2011 5:06:43 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:44:07 AM |
| subtle-revenue0 | $25.00 | 4/23/2011 2:28:19 PM |
| blooming-market | $25.00 | 4/23/2011 2:37:09 PM |
| ingenious-order783 | $25.00 | 4/25/2011 2:09:12 PM |
| reflective-rupee | $75.33 | 4/25/2011 4:48:07 PM |
| the-gold-quark | $50.00 | 4/25/2011 6:06:25 PM |
| smart-kindness8 | $100.00 | 4/25/2011 6:11:06 PM |
| euro-deployment | $25.00 | 4/25/2011 6:24:03 PM |
| Dr_M | $25.00 | 4/25/2011 6:42:10 PM |
| Searlzy | $25.00 | 4/25/2011 6:51:06 PM |
| mster9ball | $25.31 | 4/25/2011 7:31:58 PM |
| steves73 | $50.00 | 4/25/2011 9:11:12 PM |
| neighborly-hope6 | $50.00 | 4/25/2011 10:20:21 PM |
| RiskManiac | $25.00 | 4/26/2011 5:32:52 AM |
| kevinchu | $25.00 | 4/26/2011 9:26:30 AM |
| elvisloans | $25.00 | 4/26/2011 8:28:57 AM |
| truth-image | $50.00 | 4/26/2011 9:29:07 AM |
| enterprising-cash0 | $25.00 | 4/26/2011 9:32:03 AM |
| shugyosha | $50.00 | 4/26/2011 9:39:50 AM |
| NYCLAIMSGUY | $25.00 | 4/26/2011 11:33:17 AM |
| top-epic-community | $50.00 | 4/26/2011 11:35:11 AM |
| CSinvestments | $25.00 | 4/26/2011 7:17:44 PM |
| engaging-worth | $26.00 | 4/26/2011 7:26:22 PM |
| auction-seeker | $25.00 | 4/26/2011 7:34:43 PM |
| tractorman | $100.00 | 4/26/2011 7:17:49 PM |
| unbeatable-gain0 | $25.00 | 4/26/2011 7:07:25 PM |
| dudebrah | $25.00 | 4/26/2011 7:25:47 PM |
| pilla | $30.46 | 4/26/2011 7:23:48 PM |
| availableloan | $25.00 | 4/26/2011 7:34:27 PM |
| cognizant-responsibility9 | $50.00 | 4/26/2011 7:34:38 PM |
| Apollo19 | $50.00 | 4/26/2011 7:52:10 PM |
| Soxxes | $25.00 | 4/26/2011 7:37:18 PM |
| jeremy20 | $25.00 | 4/26/2011 7:30:28 PM |
| SojournerMobile | $100.00 | 4/26/2011 7:40:11 PM |
| kindness-dessert | $28.00 | 4/26/2011 8:01:05 PM |
| yoyoclock | $25.00 | 4/26/2011 7:36:35 PM |
| bill-appraiser7 | $25.00 | 4/26/2011 8:01:36 PM |
| Soxxes | $50.00 | 4/26/2011 7:41:29 PM |
| ITFDEE | $50.00 | 4/26/2011 7:49:44 PM |
| supersarah61 | $65.57 | 4/26/2011 7:43:54 PM |
| djs81 | $50.00 | 4/26/2011 7:52:20 PM |
| Cash4U2also | $50.00 | 4/26/2011 7:47:43 PM |
| DeltaComputerGuy | $200.00 | 4/26/2011 7:57:22 PM |
| YellowJacket | $25.00 | 4/26/2011 7:52:13 PM |
| ets2011 | $25.00 | 4/26/2011 8:09:05 PM |
| Jtomtom | $100.00 | 4/26/2011 8:09:42 PM |
| DukSerduk | $25.00 | 4/20/2011 5:03:31 PM |
| meux99 | $25.00 | 4/20/2011 5:03:43 PM |
| MasterJin | $25.00 | 4/20/2011 5:03:48 PM |
| ore-genius2 | $100.00 | 4/20/2011 5:04:31 PM |
| nosualcneas | $25.00 | 4/20/2011 5:05:08 PM |
| balanced-rupee | $50.00 | 4/20/2011 5:08:21 PM |
| useful-currency | $25.00 | 4/20/2011 5:09:49 PM |
| ideal-penny8 | $25.00 | 4/20/2011 5:33:32 PM |
| serene-truth2 | $50.00 | 4/20/2011 5:04:06 PM |
| reflective-rupee | $25.55 | 4/20/2011 5:06:53 PM |
| iolaire | $25.00 | 4/20/2011 5:49:57 PM |
| gojackgo | $50.00 | 4/20/2011 5:50:19 PM |
| power-cell | $25.00 | 4/20/2011 5:51:46 PM |
| Weaverville | $25.00 | 4/20/2011 6:04:56 PM |
| kenji4861 | $25.00 | 4/20/2011 5:42:07 PM |
| Dollars4Rent | $50.00 | 4/20/2011 5:50:25 PM |
| nnomura | $100.00 | 4/20/2011 8:34:37 PM |
| RandyL3 | $25.00 | 4/20/2011 7:34:18 PM |
| kyomoon | $41.14 | 4/21/2011 2:03:21 AM |
| bds9646 | $26.00 | 4/21/2011 2:18:17 AM |
| samo102us | $25.00 | 4/21/2011 2:29:41 AM |
| penny-finder | $30.00 | 4/20/2011 9:59:31 PM |
| MONEYLENDER101 | $25.22 | 4/21/2011 2:03:27 AM |
| CIC | $25.00 | 4/21/2011 2:36:51 AM |
| Carpetkid | $50.00 | 4/21/2011 5:57:20 PM |
| logical-reward8 | $25.00 | 4/22/2011 3:53:39 AM |
| CPA-Banker | $25.00 | 4/22/2011 9:45:06 PM |
| credible-durability | $25.00 | 4/23/2011 10:01:52 AM |
| selector568 | $50.00 | 4/23/2011 2:25:22 PM |
| FundMaker | $25.00 | 4/23/2011 9:51:01 PM |
| antlr | $50.00 | 4/24/2011 4:39:41 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:35:27 PM |
| dedication-point | $25.00 | 4/26/2011 1:09:22 PM |
| Figure4 | $25.00 | 4/26/2011 5:49:15 PM |
| Surfwaikiki | $115.00 | 4/26/2011 7:28:10 PM |
| HuckleberryProperties | $50.00 | 4/26/2011 7:35:20 PM |
| chrisb1414 | $25.00 | 4/26/2011 7:37:23 PM |
| crmoir | $36.23 | 4/26/2011 7:25:45 PM |
| OmahaGuy | $100.00 | 4/26/2011 7:21:08 PM |
| jeffc92 | $100.00 | 4/26/2011 7:48:03 PM |
| Tech-Entrepreneur | $50.00 | 4/26/2011 7:50:54 PM |
| brainy-repayment5 | $100.00 | 4/26/2011 7:35:04 PM |
| heroic-return5 | $25.00 | 4/26/2011 7:27:44 PM |
| Kaladen | $25.00 | 4/26/2011 8:04:42 PM |
| bomdel | $25.00 | 4/26/2011 7:43:23 PM |
| klinebarger | $50.00 | 4/26/2011 7:44:40 PM |
| antomi | $100.00 | 4/26/2011 7:55:13 PM |
| Zuzu | $30.00 | 4/26/2011 7:57:31 PM |
| withfries2 | $200.00 | 4/26/2011 8:08:56 PM |
| newest-organic-rupee | $17.89 | 4/26/2011 8:14:03 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
503301
This series of Notes was issued and sold upon the funding of the borrower loan #49032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-21-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $189.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,384 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-serrano |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...
i want to combine a few bills so iam not making payments to so many different places.
My financial situation: i make good money and so does my wife
I am a good candidate for this loan because...
i will pay it
Monthly net income: $5000
Monthly expenses: $3500
Housing: $1500
Insurance: $100
Car expenses: $300
Utilities: $170
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $
500 daycare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/21/2011 5:06:27 PM |
| well-rounded-payout0 | $50.00 | 4/21/2011 5:09:25 PM |
| daekpon | $50.00 | 4/21/2011 5:07:05 PM |
| dollar-sonnet3 | $50.00 | 4/21/2011 5:07:47 PM |
| r48 | $25.00 | 4/21/2011 5:10:18 PM |
| dedicated-diversification5 | $30.41 | 4/22/2011 3:55:53 AM |
| Nickle-and-Dime-Loans | $25.00 | 4/22/2011 3:56:22 AM |
| golffish2 | $25.00 | 4/22/2011 7:04:21 AM |
| wealth-prodigy1 | $100.00 | 4/22/2011 9:40:21 AM |
| econgineer | $50.00 | 4/22/2011 11:27:21 AM |
| diplomatic-wealth7 | $25.00 | 4/22/2011 10:08:04 AM |
| bluebouyz | $25.00 | 4/23/2011 9:26:35 AM |
| kindness-launcher | $815.65 | 4/23/2011 10:50:42 AM |
| brightest-dignified-penny | $30.00 | 4/21/2011 6:58:23 PM |
| reflective-rupee | $200.22 | 4/21/2011 8:23:40 PM |
| dudebrah | $25.00 | 4/21/2011 6:56:36 PM |
| lend2end | $25.00 | 4/21/2011 7:44:28 PM |
| texrob20 | $25.00 | 4/22/2011 3:14:05 AM |
| JGB | $42.06 | 4/22/2011 3:35:54 AM |
| Toby1montana | $75.00 | 4/22/2011 3:36:16 AM |
| klemer | $25.00 | 4/22/2011 5:13:59 AM |
| leverage-monger | $66.66 | 4/22/2011 8:01:09 AM |
| TJB_2007 | $50.00 | 4/22/2011 9:37:57 AM |
| wise-benjamins-fortress | $25.00 | 4/22/2011 11:36:35 AM |
| Bob450 | $25.00 | 4/22/2011 11:29:32 AM |
| competent-p2p | $25.00 | 4/22/2011 6:13:43 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:47:21 AM |
| suave-dime6 | $25.00 | 4/23/2011 10:45:59 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
503347
This series of Notes was issued and sold upon the funding of the borrower loan #48944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,220 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Motoxer4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$4,000 Motorcycle loan
Purpose of loan: To finance 2008 Honda Cbr600rr
Loan used for: Purchase motorcycle from friend,replace old bike, save gas.
My financial situation: Perfect thus far. Never missed credit card bill, good credit, no major expenses, and working 40 hours work per week. Receive $10 per hour cash, making up my $19,200 salary.
---I am a good candidate for this loan: I have barely any bills period, and even the ones I do are minuscule. I am living at home with parents as I am 19 years old and currently attending college. I have a paid off vehicle, paid off motorcycle, and no housing or utility bills.
-Selling old motorcycle asap, plan to repay $2000 to this account.
Monthly net income: $1600
Monthly expenses: $350
No utilities, phone bill, housing, or insurance bills. All are paid by parents.
If you have any questions please let me know, and thank you for looking!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 4/21/2011 9:11:17 AM |
| auction-architect7 | $30.00 | 4/21/2011 9:46:24 AM |
| sfmf | $40.00 | 4/21/2011 9:06:35 AM |
| pembull | $50.00 | 4/21/2011 5:02:50 PM |
| kulender | $50.00 | 4/22/2011 3:31:31 AM |
| RyanM561 | $25.00 | 4/22/2011 7:43:10 AM |
| Bill88 | $25.00 | 4/22/2011 11:21:01 AM |
| zorg77 | $25.00 | 4/22/2011 7:28:45 PM |
| mrxtravis | $25.00 | 4/22/2011 7:29:33 PM |
| mcgovern2024 | $25.00 | 4/25/2011 1:19:10 PM |
| SecondChanceLendingSERV | $25.00 | 4/25/2011 1:25:55 PM |
| kendigme | $25.00 | 4/25/2011 1:15:13 PM |
| Sudoku | $100.00 | 4/26/2011 5:59:42 AM |
| ingenious-deal6 | $25.00 | 4/26/2011 7:34:10 AM |
| AdmiralKirk | $25.00 | 4/26/2011 8:29:10 PM |
| Moe87 | $25.00 | 4/26/2011 8:12:45 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:55:43 PM |
| janeybooboo | $100.00 | 4/26/2011 8:46:25 PM |
| commitment-symphony9 | $25.00 | 4/26/2011 9:26:54 PM |
| CA-Lender | $50.04 | 4/26/2011 9:36:08 PM |
| GrowthAspirations | $33.00 | 4/26/2011 10:56:32 PM |
| inventive-wealth2 | $25.00 | 4/27/2011 1:12:13 AM |
| the_finance_guru | $50.00 | 4/27/2011 4:59:58 AM |
| nilonc1 | $100.00 | 4/27/2011 5:18:25 AM |
| loanman2007 | $125.00 | 4/27/2011 4:27:34 AM |
| CatFunded | $25.00 | 4/27/2011 5:08:23 AM |
| momentous-payment5 | $50.00 | 4/27/2011 5:17:49 AM |
| money-surge1 | $80.00 | 4/27/2011 5:32:19 AM |
| shrewd-income | $250.00 | 4/27/2011 5:27:54 AM |
| euro-deployment | $25.00 | 4/21/2011 11:39:52 AM |
| suave-dime6 | $25.00 | 4/21/2011 12:21:49 PM |
| favorite-commerce | $25.00 | 4/21/2011 12:01:51 PM |
| diplomatic-wealth7 | $25.00 | 4/21/2011 4:46:40 PM |
| reflective-rupee | $500.44 | 4/21/2011 4:32:13 PM |
| Zipcut | $25.00 | 4/21/2011 8:56:23 PM |
| Weaverville | $25.00 | 4/26/2011 2:18:51 PM |
| leverage-hawk | $25.00 | 4/26/2011 8:29:44 PM |
| principal-trombone | $167.47 | 4/26/2011 8:37:46 PM |
| joyful-investment3 | $50.00 | 4/26/2011 8:33:09 PM |
| buffalobills | $25.00 | 4/26/2011 8:35:54 PM |
| debt_helper | $25.00 | 4/26/2011 8:56:45 PM |
| Apollo19 | $50.00 | 4/26/2011 9:27:30 PM |
| reflective-rupee | $500.55 | 4/26/2011 9:41:57 PM |
| Bob450 | $25.00 | 4/26/2011 9:48:13 PM |
| sweetlan | $25.04 | 4/26/2011 10:51:59 PM |
| Engineer44 | $25.00 | 4/26/2011 10:39:54 PM |
| Pakse | $25.00 | 4/26/2011 11:02:38 PM |
| papaloha | $50.00 | 4/27/2011 2:35:11 AM |
| triumph246 | $50.00 | 4/26/2011 11:42:26 PM |
| economy-coup | $30.00 | 4/27/2011 12:47:24 AM |
| Sturgee | $25.00 | 4/27/2011 3:49:04 AM |
| icanhasloanz | $50.00 | 4/27/2011 2:15:01 AM |
| finance-solo | $26.75 | 4/27/2011 4:37:32 AM |
| rf7949 | $25.00 | 4/27/2011 5:55:19 AM |
| 1randyp | $98.46 | 4/27/2011 3:27:21 AM |
| wild-orange | $200.00 | 4/27/2011 3:15:37 AM |
| credit-missile | $50.00 | 4/27/2011 5:37:28 AM |
| lovely-order7 | $50.00 | 4/27/2011 5:45:03 AM |
| cymbal097 | $25.00 | 4/27/2011 5:51:01 AM |
| capital-halo1 | $118.25 | 4/27/2011 6:04:08 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
503465
This series of Notes was issued and sold upon the funding of the borrower loan #48917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,203 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commitment-coyote2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me launch my app business!
Purpose of loan:
I want to use half of this loan to consolidate the rest of my credit card debt ($2000) and the other half to fund my new iPhone and Android App business, ($2000).
My financial situation:
I am a good candidate for this loan because I have a regular income, almost zero expenses, and can afford to very quickly pay this loan back.
I am a college senior in both Business and Game Design, and I am temporarily living back home with my parents to save money.
Monthly net income: Around $1200 on average. (Going up when I launch my business). Keep in mind that I'm a full-time student.
Monthly expenses: $275
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/22/2011 9:12:53 AM |
| credit-recruiter | $26.00 | 4/27/2011 12:32:55 PM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 11:33:47 AM |
| Abstract | $36.93 | 4/27/2011 12:01:34 PM |
| elvisloans | $25.00 | 4/27/2011 1:29:27 PM |
| artjewl | $50.00 | 4/27/2011 12:37:25 PM |
| CA-Lender | $50.00 | 4/27/2011 1:50:46 PM |
| wheel184 | $26.00 | 4/27/2011 2:33:53 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 1:39:54 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:53 PM |
| jgar_O | $30.00 | 4/27/2011 1:45:56 PM |
| jebber007 | $25.00 | 4/27/2011 3:04:20 PM |
| jebber007 | $25.00 | 4/27/2011 3:04:05 PM |
| power-bluebird2 | $40.00 | 4/27/2011 3:23:54 PM |
| currency-emblem | $28.48 | 4/27/2011 4:25:42 PM |
| friendly-market5 | $33.71 | 4/27/2011 3:47:47 PM |
| najmn103 | $25.00 | 4/27/2011 3:50:40 PM |
| unbelievable-coin2 | $50.00 | 4/27/2011 3:54:38 PM |
| upbeat-finance8 | $25.00 | 4/27/2011 3:33:41 PM |
| flamenco540 | $104.00 | 4/27/2011 4:09:26 PM |
| VA720 | $50.00 | 4/27/2011 3:39:53 PM |
| Interstate_Rate | $50.00 | 4/23/2011 3:12:48 AM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:54:50 PM |
| suave-dime6 | $25.00 | 4/26/2011 5:17:36 PM |
| CA-Lender | $50.04 | 4/27/2011 12:21:34 PM |
| secureincome | $700.00 | 4/27/2011 1:06:46 PM |
| Weaverville | $25.00 | 4/27/2011 12:35:41 PM |
| neutrino6 | $54.50 | 4/27/2011 1:02:01 PM |
| SecondChanceLendingSERV | $29.79 | 4/27/2011 2:16:40 PM |
| reflective-rupee | $25.55 | 4/27/2011 12:38:53 PM |
| kafoty1 | $25.00 | 4/27/2011 1:11:38 PM |
| investment-habanero8 | $100.00 | 4/27/2011 3:08:06 PM |
| investment-comet | $25.00 | 4/27/2011 3:27:03 PM |
| exact-point591 | $25.00 | 4/27/2011 3:39:00 PM |
| craftygirl960 | $25.00 | 4/27/2011 4:14:58 PM |
| ddog0224 | $50.00 | 4/27/2011 2:46:19 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
503483
This series of Notes was issued and sold upon the funding of the borrower loan #48972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,618 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| leverage-adventure |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan for medical expenses
Purpose of loan:
This loan will be used to have a medical procedure.
My financial situation:
I am a good candidate for this loan because
Monthly net income: $1760
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 4/22/2011 9:02:52 AM |
| vine99 | $40.00 | 4/22/2011 9:10:39 AM |
| SLN-10 | $25.00 | 4/22/2011 9:01:52 AM |
| pureliquidhw | $25.00 | 4/23/2011 1:26:36 PM |
| tzvie | $25.00 | 4/23/2011 8:23:59 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:56:40 PM |
| scho0590 | $25.00 | 4/26/2011 6:21:15 PM |
| jmichael23 | $50.00 | 4/26/2011 7:22:42 PM |
| graceful-investment | $50.00 | 4/26/2011 8:02:51 PM |
| Frover | $25.00 | 4/26/2011 8:35:25 PM |
| washboard1 | $40.00 | 4/26/2011 8:41:27 PM |
| janeybooboo | $92.12 | 4/26/2011 8:49:05 PM |
| vkorichkov | $25.00 | 4/26/2011 8:54:16 PM |
| zorg77 | $25.00 | 4/26/2011 9:00:18 PM |
| wealth-fighter3 | $30.00 | 4/26/2011 9:03:46 PM |
| reflective-rupee | $75.55 | 4/26/2011 9:04:22 PM |
| innocent-liberty6 | $25.00 | 4/26/2011 9:57:30 PM |
| Bob450 | $25.00 | 4/26/2011 10:13:59 PM |
| inventive-wealth2 | $25.00 | 4/27/2011 1:04:52 AM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:05:06 PM |
| jmb_lending | $50.00 | 4/26/2011 10:48:24 PM |
| upperdeck | $25.00 | 4/27/2011 12:25:11 AM |
| shrewd-income | $25.00 | 4/27/2011 12:28:08 AM |
| economy-coup | $30.00 | 4/27/2011 12:38:20 AM |
| 1randyp | $291.85 | 4/27/2011 3:17:55 AM |
| transaction-circuit | $100.00 | 4/22/2011 9:03:25 AM |
| ultimate-peace | $100.00 | 4/22/2011 9:03:55 AM |
| reflective-rupee | $25.44 | 4/22/2011 2:08:03 PM |
| Interstate_Rate | $50.00 | 4/23/2011 3:12:43 AM |
| ultimate-peace | $50.00 | 4/23/2011 7:30:40 AM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:54:50 PM |
| GS-ROCK | $25.00 | 4/25/2011 8:48:20 AM |
| suave-dime6 | $25.00 | 4/26/2011 5:17:38 PM |
| sfmf | $25.00 | 4/26/2011 6:38:35 PM |
| klinebarger | $25.00 | 4/26/2011 7:48:12 PM |
| money-baron-roth-IRA | $25.00 | 4/26/2011 7:24:47 PM |
| FASTIZIO_P | $25.00 | 4/26/2011 8:30:22 PM |
| goodhearted-basis4 | $25.00 | 4/26/2011 8:12:06 PM |
| the-discrete-income | $25.00 | 4/26/2011 9:04:11 PM |
| HermanstadtKid | $25.00 | 4/26/2011 9:39:00 PM |
| investment-comet | $25.00 | 4/26/2011 9:13:08 PM |
| newest-generous-income | $25.00 | 4/27/2011 12:33:52 AM |
| CA-Lender | $25.04 | 4/26/2011 9:43:08 PM |
| glenium | $25.00 | 4/27/2011 2:38:48 AM |
| B-rad_the_Coug | $25.00 | 4/26/2011 11:29:38 PM |
| wild-orange | $100.00 | 4/27/2011 3:10:35 AM |
| papaloha | $25.00 | 4/27/2011 2:32:44 AM |
| unfixer | $25.00 | 4/27/2011 2:48:02 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
503501
This series of Notes was issued and sold upon the funding of the borrower loan #48966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $204.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| axelducheck |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2009)
|
|
Principal balance:
| $4,844.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Computer Equipment
Purpose of loan:
This loan will be used to purchase computer equipment.
My financial situation:
I am a good candidate for this loan because I've always paid my debt obligations and I've been steadily employed, with no gaps, for the past 13 years. I've also established a good record paying back Prosper debt. I've also been a Prosper lender, so appreciate the need to make payments on time and consistently.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$50.08.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hopeful-point | $25.00 | 4/22/2011 5:05:16 PM |
| Zolton | $100.00 | 4/22/2011 5:07:38 PM |
| availableloan | $25.00 | 4/22/2011 5:04:26 PM |
| a-exponential-hope | $40.00 | 4/22/2011 5:07:32 PM |
| reflective-rupee | $200.22 | 4/22/2011 5:12:15 PM |
| CPA-Banker | $44.23 | 4/22/2011 9:49:32 PM |
| FinDoc | $25.00 | 4/23/2011 3:17:37 AM |
| finance-symphony7 | $25.00 | 4/24/2011 11:09:52 AM |
| SolarMoonshine | $25.00 | 4/24/2011 2:42:58 PM |
| reflective-rupee | $300.33 | 4/25/2011 4:31:03 PM |
| euro-deployment | $25.00 | 4/25/2011 6:23:39 PM |
| RandyL3 | $25.00 | 4/25/2011 8:17:32 PM |
| elvisloans | $25.00 | 4/26/2011 8:46:21 AM |
| NYCLAIMSGUY | $25.00 | 4/26/2011 11:36:06 AM |
| worldly-community3 | $50.00 | 4/26/2011 11:54:27 AM |
| philantist | $25.00 | 4/26/2011 8:08:58 PM |
| MasterJin | $25.00 | 4/26/2011 8:49:56 PM |
| Heater36 | $25.00 | 4/27/2011 11:07:53 AM |
| sentimental-silver7 | $25.00 | 4/27/2011 11:30:36 AM |
| listing-pear6 | $100.00 | 4/27/2011 10:17:52 AM |
| diversifylender | $50.00 | 4/27/2011 10:20:27 AM |
| socal-lender | $25.00 | 4/27/2011 11:10:59 AM |
| BxRealtor | $25.00 | 4/27/2011 3:02:07 PM |
| dproxima | $25.00 | 4/27/2011 5:13:11 PM |
| anton | $3,980.00 | 4/27/2011 5:15:25 PM |
| reflective-rupee | $500.33 | 4/27/2011 5:16:23 PM |
| vine99 | $90.00 | 4/22/2011 5:04:33 PM |
| indomitable-coin | $25.00 | 4/22/2011 5:07:03 PM |
| organized-payment6 | $50.00 | 4/22/2011 5:07:12 PM |
| r48 | $26.00 | 4/22/2011 6:13:44 PM |
| tntmojave | $44.09 | 4/23/2011 4:57:41 AM |
| CA_Lender | $25.00 | 4/23/2011 4:18:19 PM |
| hookUup | $25.78 | 4/23/2011 9:21:54 PM |
| thankful-nickel2 | $50.00 | 4/24/2011 5:51:24 AM |
| tolerant-dinero2 | $100.00 | 4/24/2011 4:30:22 PM |
| clean-fund | $25.00 | 4/25/2011 1:28:23 AM |
| penny-candy | $25.00 | 4/25/2011 7:13:13 PM |
| elvisloans | $25.00 | 4/26/2011 8:45:35 AM |
| JGuide | $25.00 | 4/26/2011 12:31:21 PM |
| Figure4 | $25.00 | 4/26/2011 5:54:41 PM |
| Dan4703 | $25.00 | 4/26/2011 7:44:53 PM |
| top-epic-community | $50.00 | 4/26/2011 8:50:40 PM |
| dasyjo | $25.00 | 4/26/2011 11:27:41 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:14 AM |
| C_Mark | $150.00 | 4/27/2011 6:54:14 AM |
| honorable-vigilance | $81.19 | 4/27/2011 8:04:12 AM |
| uralrider | $29.26 | 4/27/2011 10:48:28 AM |
| oskizzle | $25.00 | 4/27/2011 11:10:47 AM |
| JGuide | $25.08 | 4/27/2011 11:12:57 AM |
| thehousewife | $50.00 | 4/27/2011 2:32:43 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
503545
This series of Notes was issued and sold upon the funding of the borrower loan #49038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.12% |
Monthly payment:
| $398.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.83% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 840-859 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,852 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| important-loot |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Mar-2010)
|
|
Principal balance:
| $12,605.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Continued Debt Consolidation
Purpose of loan:
This loan will be used to...combine current debts and pay them off faster.
My financial situation:
I am a good candidate for this loan because...I have paid off over $7000 in credit card debt using Prosper so I want to leverage it more to completely get debt free by consolidating other debts.
Monthly net income: $110,000
Monthly expenses: $4100
Housing: $1900
Insurance: $250
Car expenses: $125
Utilities: $390
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/22/2011 9:02:39 AM |
| organized-payment6 | $50.00 | 4/22/2011 9:14:32 AM |
| availableloan | $25.00 | 4/22/2011 9:14:51 AM |
| samaritan5 | $50.00 | 4/22/2011 9:20:20 AM |
| tolerant-dinero2 | $25.00 | 4/22/2011 11:25:46 AM |
| reflective-rupee | $200.22 | 4/22/2011 3:39:58 PM |
| JustMee | $25.00 | 4/22/2011 5:24:18 PM |
| competent-p2p | $70.00 | 4/22/2011 6:11:08 PM |
| tntmojave | $50.00 | 4/23/2011 4:57:38 AM |
| philantist | $25.00 | 4/23/2011 9:44:41 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:08 AM |
| thehousewife | $50.00 | 4/27/2011 2:31:51 PM |
| BxRealtor | $25.00 | 4/27/2011 3:01:18 PM |
| mad-scientist0 | $50.00 | 4/27/2011 7:06:24 PM |
| setUup | $29.40 | 4/27/2011 6:43:25 PM |
| penny-candy | $25.00 | 4/27/2011 7:16:53 PM |
| ommuruga | $55.43 | 4/27/2011 9:27:23 PM |
| diversifylender | $50.00 | 4/27/2011 9:45:26 PM |
| fund-widget | $30.00 | 4/28/2011 12:26:29 AM |
| sfmf | $25.00 | 4/27/2011 9:22:48 PM |
| tech310 | $50.00 | 4/28/2011 12:42:37 AM |
| B-rad_the_Coug | $25.00 | 4/27/2011 10:13:29 PM |
| jenerationx | $25.00 | 4/27/2011 9:46:51 PM |
| titilsbie14 | $50.00 | 4/27/2011 10:05:23 PM |
| luvlending | $25.00 | 4/28/2011 12:03:35 AM |
| Reddy_Capital | $25.00 | 4/27/2011 11:35:25 PM |
| myidear | $25.00 | 4/28/2011 2:23:30 AM |
| imdave4me | $221.89 | 4/28/2011 3:14:16 AM |
| Mad_Scientist | $200.00 | 4/28/2011 7:16:25 AM |
| Row2010 | $27.93 | 4/28/2011 7:22:06 AM |
| thankful-nickel2 | $25.00 | 4/28/2011 9:34:46 AM |
| Dubbs360 | $50.00 | 4/28/2011 9:34:25 AM |
| MDTSmallTimeLender | $100.00 | 4/28/2011 9:44:10 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:53:25 AM |
| ranstlin | $25.00 | 4/28/2011 9:57:07 AM |
| samseth | $50.00 | 4/28/2011 10:06:56 AM |
| reflective-rupee | $1,000.33 | 4/28/2011 10:11:16 AM |
| vivid-velocity7 | $125.00 | 4/28/2011 10:35:56 AM |
| oreyedoc | $25.00 | 4/28/2011 10:29:54 AM |
| agalt | $50.00 | 4/28/2011 10:47:46 AM |
| TakeCare | $130.00 | 4/28/2011 11:39:48 AM |
| machkimaspesi | $25.00 | 4/28/2011 11:10:17 AM |
| lotuss4 | $25.00 | 4/28/2011 12:11:57 PM |
| sensible-bazaar84 | $25.00 | 4/28/2011 12:12:34 PM |
| jms1983 | $25.00 | 4/28/2011 1:20:39 PM |
| payout-reaction740 | $25.00 | 4/28/2011 1:50:44 PM |
| WSTRDG | $100.00 | 4/28/2011 1:46:59 PM |
| Astyanax | $80.00 | 4/28/2011 2:07:01 PM |
| StrongMonty | $78.52 | 4/28/2011 1:48:18 PM |
| commerce-yeller | $100.00 | 4/28/2011 2:03:28 PM |
| CA-Lender | $50.04 | 4/28/2011 1:59:20 PM |
| zbanker | $29.03 | 4/28/2011 2:21:44 PM |
| FinanceEngine | $45.00 | 4/28/2011 2:44:36 PM |
| investment-artist | $25.01 | 4/22/2011 9:02:56 AM |
| SimpleChoice | $25.00 | 4/22/2011 9:45:58 AM |
| principal-bull | $25.00 | 4/22/2011 9:10:56 AM |
| FinDoc | $25.00 | 4/23/2011 3:17:41 AM |
| Robert99 | $25.00 | 4/23/2011 2:50:51 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:52 PM |
| rdrloan | $50.00 | 4/25/2011 8:17:10 AM |
| professional-coin1 | $25.00 | 4/25/2011 8:53:45 AM |
| reflective-rupee | $400.33 | 4/25/2011 5:02:18 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:26:22 PM |
| rmpedi33 | $50.00 | 4/26/2011 8:46:20 PM |
| calbertrand | $25.00 | 4/26/2011 8:32:49 PM |
| newest-organic-rupee | $25.00 | 4/26/2011 9:28:48 PM |
| handy-justice | $100.00 | 4/27/2011 5:53:04 PM |
| miked8303 | $25.00 | 4/27/2011 5:42:07 PM |
| gallant-economy9 | $500.00 | 4/27/2011 6:02:18 PM |
| Loan_Some_Money | $25.00 | 4/27/2011 5:50:09 PM |
| treasure-expert | $25.00 | 4/27/2011 6:41:09 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 6:45:52 PM |
| crdcteng | $50.00 | 4/27/2011 6:48:35 PM |
| brightest-dynamic-peace | $25.00 | 4/27/2011 7:48:07 PM |
| hidavehi | $27.00 | 4/27/2011 6:50:28 PM |
| finance-symphony7 | $60.94 | 4/27/2011 6:37:44 PM |
| cash-cymbal | $25.00 | 4/27/2011 8:08:55 PM |
| reflective-rupee | $400.33 | 4/27/2011 8:11:51 PM |
| objective-investor | $250.00 | 4/27/2011 7:23:53 PM |
| asset-pilot | $50.00 | 4/27/2011 8:03:30 PM |
| currency-emblem | $100.00 | 4/27/2011 8:05:59 PM |
| ddog0224 | $100.00 | 4/27/2011 9:43:30 PM |
| timtheman1 | $50.00 | 4/27/2011 8:21:42 PM |
| best-generosity-financier | $25.00 | 4/27/2011 8:41:49 PM |
| LongTail | $35.00 | 4/27/2011 10:23:02 PM |
| heerzaquestion | $100.00 | 4/28/2011 5:05:59 AM |
| upright-silver | $25.00 | 4/28/2011 5:34:56 AM |
| sk10023 | $25.00 | 4/28/2011 5:59:34 AM |
| GElender | $50.00 | 4/28/2011 6:37:32 AM |
| Sol_Invictus | $25.00 | 4/28/2011 7:08:31 AM |
| CPA-Banker | $25.00 | 4/28/2011 7:08:54 AM |
| durable-auction0 | $50.00 | 4/28/2011 7:10:04 AM |
| loyalty-czar | $25.24 | 4/28/2011 6:55:11 AM |
| octoberfresh | $25.00 | 4/28/2011 7:16:55 AM |
| suave-justice059 | $200.00 | 4/28/2011 7:30:31 AM |
| shugyosha | $50.00 | 4/28/2011 9:17:58 AM |
| CirC | $58.69 | 4/28/2011 9:06:30 AM |
| determined-nickel30 | $25.00 | 4/28/2011 9:42:29 AM |
| payout-detective7 | $75.00 | 4/28/2011 9:44:09 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 10:00:13 AM |
| subtle-social4 | $50.00 | 4/28/2011 10:06:42 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:45:24 AM |
| P2P4me | $200.00 | 4/28/2011 10:39:07 AM |
| encouraging-fund | $25.00 | 4/28/2011 11:15:19 AM |
| simiray | $30.00 | 4/28/2011 11:28:31 AM |
| nickel-position | $25.00 | 4/28/2011 12:32:13 PM |
| lotuss4 | $25.00 | 4/28/2011 12:11:49 PM |
| UncleSafety | $100.00 | 4/28/2011 12:04:23 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:05:32 PM |
| John_Galt | $26.40 | 4/28/2011 1:02:22 PM |
| commerce-explosion9 | $25.00 | 4/28/2011 1:20:44 PM |
| openness-viking | $25.00 | 4/28/2011 1:34:45 PM |
| dough-hammock | $50.00 | 4/28/2011 1:27:05 PM |
| MNFrostbite | $25.00 | 4/28/2011 2:37:55 PM |
| lamsabuy | $3,800.00 | 4/28/2011 2:51:35 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
503561
This series of Notes was issued and sold upon the funding of the borrower loan #48947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $147.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,811 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-principal-ninja |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: The purpose of this loan is for an unexpected expense.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I am a great candidate for this loan, because I have a steady full - time job, and personal responsibility. There was a delay in the refund for my first time homebuyer's tax credit, and I expected the money sooner. I will however be receiving this $8,000 credit in 8-10 weeks. I am a homeowner with no car payment, and very low credit card monthly payments. I look forward to doing business with you.
Monthly net income: $2700.00
Monthly expenses: $80.00 (gas)
Housing: $1200.00
Insurance: $60.00
Car expenses: $0.00
Utilities: $160.00
Phone, cable, internet: $80.00
Food, entertainment: $150.00
Clothing, household expenses: $0.00
Credit cards and other loans: $225.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/22/2011 5:07:55 PM |
| EngineersAlliance | $100.00 | 4/22/2011 5:06:57 PM |
| JGB | $100.00 | 4/23/2011 4:32:04 AM |
| ingenious-deal6 | $25.00 | 4/23/2011 2:35:57 PM |
| lounges | $50.00 | 4/24/2011 9:39:06 AM |
| reflective-rupee | $175.33 | 4/25/2011 4:30:07 PM |
| krajne | $50.00 | 4/25/2011 8:22:31 PM |
| DonaldColorado | $200.00 | 4/27/2011 1:22:07 AM |
| red-favorable-basis | $25.00 | 4/27/2011 1:49:38 AM |
| power-secret-agent | $25.00 | 4/27/2011 2:58:01 AM |
| objective-investor | $275.00 | 4/27/2011 3:26:49 AM |
| pythia | $25.00 | 4/27/2011 3:18:34 AM |
| nilonc1 | $50.00 | 4/27/2011 5:26:44 AM |
| Techne_Funds_LLC | $25.00 | 4/27/2011 5:15:06 AM |
| Mad_Scientist | $50.00 | 4/27/2011 6:38:00 AM |
| maximizer | $25.00 | 4/27/2011 8:24:04 AM |
| elvisloans | $25.00 | 4/27/2011 6:45:18 AM |
| gethsemane4 | $75.00 | 4/27/2011 6:54:23 AM |
| openness-confidant | $50.00 | 4/27/2011 8:45:31 AM |
| hopeful-truth5 | $50.00 | 4/27/2011 7:17:52 AM |
| goodhearted-gold3 | $100.00 | 4/27/2011 7:42:16 AM |
| HRearden65 | $69.27 | 4/27/2011 8:02:52 AM |
| toomanyfishtanks | $50.00 | 4/27/2011 8:30:18 AM |
| sensible-trade | $100.00 | 4/27/2011 9:41:26 AM |
| ore-dojo | $25.00 | 4/27/2011 8:50:09 AM |
| treasure-pipeline | $25.00 | 4/27/2011 8:56:08 AM |
| Victor-E-Lane | $25.00 | 4/27/2011 9:03:28 AM |
| BigBroJake | $25.00 | 4/27/2011 9:23:29 AM |
| noble-yield136 | $25.00 | 4/27/2011 9:55:21 AM |
| schnarff | $25.00 | 4/27/2011 9:44:09 AM |
| 420limo | $25.00 | 4/27/2011 9:46:20 AM |
| ethicalhumanist | $50.00 | 4/27/2011 9:54:10 AM |
| coin-baron | $25.00 | 4/27/2011 9:54:56 AM |
| vutah | $35.00 | 4/22/2011 7:46:57 PM |
| Bank_Of_XL | $25.00 | 4/22/2011 6:12:47 PM |
| SimpleChoice | $25.00 | 4/23/2011 4:42:12 AM |
| reflective-rupee | $25.44 | 4/23/2011 5:46:36 AM |
| janeybooboo | $100.00 | 4/23/2011 8:27:12 AM |
| DasMula | $27.00 | 4/23/2011 9:53:15 AM |
| Gibbyland | $100.00 | 4/24/2011 1:19:55 PM |
| commerce-yeller | $50.00 | 4/26/2011 7:42:54 PM |
| worldly-community3 | $50.00 | 4/26/2011 8:50:46 PM |
| dudebrah | $25.00 | 4/27/2011 12:30:28 AM |
| economy-coup | $30.00 | 4/27/2011 12:58:55 AM |
| inventive-wealth2 | $25.00 | 4/27/2011 1:09:27 AM |
| rockhound84 | $25.00 | 4/27/2011 4:15:19 AM |
| 1randyp | $100.00 | 4/27/2011 3:41:22 AM |
| loyalist1 | $200.00 | 4/27/2011 7:32:54 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:17 AM |
| jasonrun | $25.00 | 4/27/2011 8:08:29 AM |
| DaiUy | $25.00 | 4/27/2011 7:00:23 AM |
| FinanceEngine | $30.00 | 4/27/2011 7:19:04 AM |
| potatoepicker | $50.00 | 4/27/2011 7:38:31 AM |
| octoberfresh | $25.00 | 4/27/2011 7:39:56 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:15:30 AM |
| rockerZ71 | $35.00 | 4/27/2011 9:21:07 AM |
| first-serene-credit | $25.00 | 4/27/2011 7:45:23 AM |
| All_Wins | $35.43 | 4/27/2011 7:47:26 AM |
| dreammachine | $100.00 | 4/27/2011 8:10:42 AM |
| JoeXB | $50.00 | 4/27/2011 8:32:15 AM |
| money-bauble | $100.00 | 4/27/2011 8:17:23 AM |
| tolerant-diversification4 | $34.50 | 4/27/2011 9:16:59 AM |
| bluefootedpig | $200.00 | 4/27/2011 9:57:55 AM |
| sunny-justice9 | $25.00 | 4/27/2011 9:23:23 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 9:41:56 AM |
| wild-orange | $50.00 | 4/27/2011 9:49:16 AM |
| spark548 | $50.00 | 4/27/2011 9:57:18 AM |
| ghos2rider | $25.00 | 4/27/2011 9:52:48 AM |
| generator596 | $38.15 | 4/27/2011 9:55:08 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
503607
This series of Notes was issued and sold upon the funding of the borrower loan #49030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.12% |
Monthly payment:
| $431.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.83% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,163 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BikeDenver |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2008)
640-659
(Mar-2008)
620-639
(Mar-2007)
|
|
Principal balance:
| $0.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Business - Web Application Launch
This loan is for final development costs and marketing launch for a web application to support churches. I have had a side business for many year in addition to working for corporate customers. The product I am launching will help churches & non-profits integrate internal member management systems to websites - better facilitating small group work in larger organizations.
I am a great candidate for the loan because I have successfully paid off Prosper loans & am eminently employable. I was a contract developer for six years and always have offers of employment. I am committed to my career and I keep my skills honed on the latest technologies. I earn significantly more than my expenses but would rather not wait or use savings for the launch.
Monthly net income: $ 6000
Housing/Insurance/Car: $1445
Utilities/Communications: $ 125
Food/Household: $ 1300
Credit cards & other loans: $1000
Other: $360
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $33.33 | 4/24/2011 12:04:18 PM |
| CoolPlexer | $25.00 | 4/24/2011 12:04:53 PM |
| cashhelp | $50.00 | 4/24/2011 12:05:31 PM |
| investment-artist | $25.01 | 4/24/2011 12:06:55 PM |
| MoneyForNothing | $25.00 | 4/24/2011 12:43:45 PM |
| Aberdeen | $3,000.00 | 4/24/2011 12:04:24 PM |
| r48 | $38.00 | 4/24/2011 12:51:13 PM |
| Gibbyland | $100.00 | 4/24/2011 1:20:02 PM |
| JustMee | $25.00 | 4/24/2011 3:11:37 PM |
| reflective-rupee | $25.44 | 4/25/2011 9:42:42 AM |
| thankful-nickel2 | $25.00 | 4/25/2011 10:25:24 AM |
| Aberdeen | $1,000.00 | 4/25/2011 2:56:09 PM |
| reflective-rupee | $75.33 | 4/25/2011 4:26:12 PM |
| The-Lighthouse-Group | $25.00 | 4/25/2011 5:27:46 PM |
| caring-hope2 | $50.00 | 4/26/2011 11:59:43 AM |
| calbertrand | $25.00 | 4/26/2011 8:33:04 PM |
| availableloan | $25.00 | 4/27/2011 4:01:53 AM |
| note-bandit | $31.04 | 4/27/2011 9:59:41 AM |
| transaction-marauder | $52.00 | 4/27/2011 12:36:30 PM |
| Sol_Invictus | $25.00 | 4/27/2011 7:04:19 PM |
| tech310 | $50.00 | 4/28/2011 12:42:54 AM |
| capital-star5 | $27.00 | 4/28/2011 9:13:07 AM |
| determined-nickel30 | $25.00 | 4/28/2011 9:43:02 AM |
| generator596 | $30.00 | 4/28/2011 10:00:31 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:23:22 AM |
| money-bauble | $150.00 | 4/28/2011 10:43:53 AM |
| TakeCare | $130.00 | 4/28/2011 11:11:08 AM |
| Jofga | $25.00 | 4/28/2011 12:09:24 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:09:30 PM |
| plentiful-platinum5 | $100.00 | 4/28/2011 11:49:28 AM |
| lotuss4 | $25.00 | 4/28/2011 12:09:35 PM |
| objective-investor | $250.00 | 4/28/2011 12:44:24 PM |
| sensible-bazaar84 | $25.00 | 4/28/2011 12:22:27 PM |
| nickel-position | $25.00 | 4/28/2011 12:30:03 PM |
| mad-scientist0 | $75.00 | 4/28/2011 1:47:34 PM |
| jonn834 | $183.55 | 4/28/2011 2:15:57 PM |
| anton | $3,400.00 | 4/28/2011 2:45:53 PM |
| Zolton | $100.00 | 4/24/2011 12:08:38 PM |
| organized-payment6 | $50.00 | 4/24/2011 12:08:13 PM |
| janeybooboo | $51.00 | 4/24/2011 12:09:05 PM |
| SolarMoonshine | $100.00 | 4/24/2011 2:13:52 PM |
| golffish2 | $50.00 | 4/25/2011 4:44:56 AM |
| thrilling-nickel5 | $26.88 | 4/25/2011 5:56:13 AM |
| hookUup | $25.79 | 4/25/2011 6:02:08 AM |
| friendly-worth3 | $50.00 | 4/25/2011 7:35:33 AM |
| rdrloan | $50.00 | 4/25/2011 8:17:16 AM |
| penny-finder | $27.00 | 4/25/2011 9:52:35 AM |
| atlas100 | $25.00 | 4/25/2011 12:27:31 PM |
| diversifylender | $50.00 | 4/25/2011 10:30:22 AM |
| the-gold-quark | $100.00 | 4/25/2011 6:08:20 PM |
| hidavehi | $27.00 | 4/26/2011 10:06:43 AM |
| tntmojave | $27.08 | 4/26/2011 11:51:24 AM |
| convergentthinker | $31.54 | 4/26/2011 5:32:09 PM |
| philantist | $25.00 | 4/26/2011 8:09:00 PM |
| Feyenoord | $25.00 | 4/26/2011 8:10:26 PM |
| MonkeyHero | $100.11 | 4/26/2011 10:31:00 PM |
| listing-pear6 | $100.00 | 4/27/2011 10:13:26 AM |
| enthralling-deal180 | $50.00 | 4/27/2011 11:14:10 AM |
| ethicalhumanist | $50.00 | 4/27/2011 9:57:37 AM |
| commerce-yeller | $30.00 | 4/27/2011 4:00:19 PM |
| shugyosha | $50.00 | 4/28/2011 9:12:13 AM |
| payout-detective7 | $25.00 | 4/28/2011 9:39:01 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:51:22 AM |
| terrific-return | $30.94 | 4/28/2011 9:52:10 AM |
| gatorsean2168 | $25.00 | 4/28/2011 9:58:39 AM |
| orange-coin-walnut | $50.00 | 4/28/2011 10:06:48 AM |
| fund-tom-tom6 | $25.00 | 4/28/2011 10:02:13 AM |
| subtle-social4 | $50.00 | 4/28/2011 10:06:00 AM |
| compassion-expert | $50.00 | 4/28/2011 10:13:59 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:33:21 AM |
| top-rate-infusion | $50.00 | 4/28/2011 10:55:26 AM |
| the-fund-mussel | $50.00 | 4/28/2011 11:02:54 AM |
| CA-Lender | $25.04 | 4/28/2011 11:13:46 AM |
| peso-tiramisu | $25.00 | 4/28/2011 12:24:51 PM |
| lotuss4 | $25.00 | 4/28/2011 12:09:43 PM |
| mrmojado | $75.32 | 4/28/2011 1:06:40 PM |
| commerce-yeller | $110.00 | 4/28/2011 2:09:46 PM |
| BxRealtor | $25.00 | 4/28/2011 2:10:37 PM |
| MNFrostbite | $25.00 | 4/28/2011 2:39:40 PM |
| FinanceEngine | $40.00 | 4/28/2011 2:41:54 PM |
| lamsabuy | $750.00 | 4/28/2011 2:49:17 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
503613
This series of Notes was issued and sold upon the funding of the borrower loan #49035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $259.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,851 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| treasure-viola |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2009)
|
|
Principal balance:
| $3,164.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Continue Home Renovations
I have had a Prosper loan for 15 months and have always paid on time. I have had a drop in credit rating which is due to the amount of credit card debt I currently have. Ironically, it was the home renovation that caused that rise in debt. A bathroom, intially projected at $10,000, which was cash that I had on hand, went to $18,000. I have not been late with any payments and am not having any trouble making payments.
I currently have $65,000 in 401K savings, and am adding $1,100 per month to that savings. Obviously, I do not want to touch this savings, but it serves as a safety net should something happen to interfere with my income in this unpredictable economy.
I take home $4,500 a month (net) from a good, steady job, as well as a yearly bonus that has averaged a month's pay the last 4 years. My only debt other than the credit cards and Prosper is my house, which comes to $1068 per month. My car is paid for and I do not plan to buy a new one.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loyalist1 | $500.00 | 4/24/2011 12:04:40 PM |
| DoctorJoe | $25.00 | 4/25/2011 4:09:54 AM |
| diplomatic-wealth7 | $25.00 | 4/25/2011 4:26:37 PM |
| suave-dime6 | $25.00 | 4/26/2011 5:18:58 PM |
| CA-Lender | $25.04 | 4/27/2011 2:27:13 PM |
| handy-justice | $100.00 | 4/27/2011 5:42:17 PM |
| loss-of-control | $50.00 | 4/27/2011 5:56:03 PM |
| 113121 | $25.00 | 4/27/2011 7:16:50 PM |
| CA-Lender | $25.00 | 4/27/2011 6:30:16 PM |
| NYCFinancier | $25.00 | 4/27/2011 7:23:35 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:48:10 AM |
| wizardii | $25.00 | 4/28/2011 7:09:09 AM |
| first-serene-credit | $25.00 | 4/28/2011 8:18:58 AM |
| fandacom | $50.00 | 4/28/2011 7:54:27 AM |
| leverage-monger | $61.95 | 4/28/2011 9:14:03 AM |
| Dubbs360 | $100.00 | 4/28/2011 9:31:25 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:51:02 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:52:22 AM |
| DasMula | $37.00 | 4/28/2011 9:52:05 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:32:25 AM |
| TakeCare | $100.00 | 4/28/2011 11:10:46 AM |
| dinero-idol677 | $50.00 | 4/28/2011 12:03:53 PM |
| nickel-position | $25.00 | 4/28/2011 12:31:12 PM |
| Mad_Scientist | $25.00 | 4/28/2011 12:35:29 PM |
| nest235 | $25.00 | 4/28/2011 12:51:46 PM |
| Astyanax | $50.00 | 4/28/2011 2:00:47 PM |
| dorfinia | $50.00 | 4/28/2011 2:24:24 PM |
| commerce-yeller | $100.00 | 4/28/2011 2:05:49 PM |
| dudebrah | $35.00 | 4/28/2011 2:43:29 PM |
| lamsabuy | $2,650.00 | 4/28/2011 2:50:04 PM |
| janeybooboo | $51.00 | 4/24/2011 12:09:01 PM |
| tolerant-dinero2 | $25.00 | 4/24/2011 4:34:39 PM |
| janeybooboo | $49.00 | 4/24/2011 6:30:52 PM |
| reflective-rupee | $300.33 | 4/25/2011 5:00:20 PM |
| Rogesparkguy | $25.00 | 4/27/2011 9:39:41 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:36 PM |
| setUup | $26.40 | 4/27/2011 6:41:44 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 6:47:10 PM |
| competent-p2p | $29.25 | 4/27/2011 7:32:48 PM |
| wizardii | $100.00 | 4/28/2011 7:15:09 AM |
| gadget7 | $34.13 | 4/28/2011 8:47:51 AM |
| fund-tom-tom6 | $25.00 | 4/28/2011 9:55:05 AM |
| compassion-expert | $50.00 | 4/28/2011 10:16:04 AM |
| marwadi-62 | $100.00 | 4/28/2011 11:01:41 AM |
| top-rate-infusion | $50.00 | 4/28/2011 10:57:53 AM |
| P2P4me | $200.00 | 4/28/2011 10:36:55 AM |
| agalt | $75.00 | 4/28/2011 10:43:40 AM |
| brightest-dignified-penny | $25.00 | 4/28/2011 2:18:04 PM |
| sweetlan | $25.04 | 4/28/2011 1:54:22 PM |
| Weaverville | $25.00 | 4/28/2011 2:26:57 PM |
| credit-missile | $100.00 | 4/28/2011 2:48:02 PM |
| FinanceEngine | $40.00 | 4/28/2011 2:43:35 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
503665
This series of Notes was issued and sold upon the funding of the borrower loan #48940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $179.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,847 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-castanets |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Transferring debt to lower APR
My financial situation:
I am a good candidate for this loan because I have a good job at a stable institution.
Monthly net income: about 4000$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| caliguian | $50.00 | 4/23/2011 12:01:18 PM |
| ippoco | $25.00 | 4/23/2011 12:02:38 PM |
| Usurious | $25.00 | 4/23/2011 12:04:05 PM |
| Lise46 | $50.00 | 4/23/2011 12:01:27 PM |
| smurf163 | $25.00 | 4/23/2011 12:04:07 PM |
| JustMee | $25.00 | 4/23/2011 12:37:20 PM |
| ethicalhumanist | $50.00 | 4/23/2011 1:33:07 PM |
| FinDoc | $25.00 | 4/23/2011 2:26:17 PM |
| Panna | $25.00 | 4/23/2011 2:29:58 PM |
| dinero-oasis | $25.00 | 4/23/2011 3:05:49 PM |
| vutah | $25.00 | 4/23/2011 4:26:22 PM |
| _NaLNaBB | $200.00 | 4/23/2011 5:43:14 PM |
| caring-hope2 | $50.00 | 4/23/2011 6:38:36 PM |
| rustysailor | $25.00 | 4/23/2011 6:25:19 PM |
| RyanTH9893 | $25.00 | 4/23/2011 7:44:32 PM |
| upbeat-finance8 | $25.00 | 4/23/2011 7:32:34 PM |
| econgineer | $50.00 | 4/23/2011 7:59:07 PM |
| Reddy_Capital | $25.00 | 4/23/2011 10:27:38 PM |
| transformer855 | $25.00 | 4/24/2011 12:28:53 AM |
| graceful-payment | $28.55 | 4/24/2011 8:37:12 AM |
| organized-payment6 | $50.00 | 4/23/2011 12:02:22 PM |
| q4golf | $25.00 | 4/23/2011 12:31:44 PM |
| TikPmp1 | $25.00 | 4/23/2011 12:01:23 PM |
| Zolton | $100.00 | 4/23/2011 12:03:07 PM |
| brightest-lucrative-rate | $50.00 | 4/23/2011 12:04:10 PM |
| r48 | $28.00 | 4/23/2011 12:14:26 PM |
| Malkial | $25.00 | 4/23/2011 1:16:31 PM |
| SimpleChoice | $25.00 | 4/23/2011 2:04:02 PM |
| Toby1montana | $75.00 | 4/23/2011 2:31:25 PM |
| reflective-rupee | $25.44 | 4/23/2011 4:20:23 PM |
| Bank_Of_XL | $25.00 | 4/23/2011 5:12:58 PM |
| favorite-commerce | $25.00 | 4/23/2011 5:16:36 PM |
| marwadi-62 | $100.00 | 4/23/2011 5:45:08 PM |
| gain-dolphin | $25.00 | 4/23/2011 10:22:16 PM |
| grampy48 | $25.00 | 4/24/2011 6:38:15 AM |
| power-defender7 | $46.00 | 4/24/2011 7:31:27 AM |
| CPA-Banker | $25.00 | 4/24/2011 7:40:48 AM |
| klend4 | $25.00 | 4/24/2011 6:56:54 AM |
| lounges | $50.00 | 4/24/2011 9:38:58 AM |
| jc33148 | $25.00 | 4/24/2011 9:59:13 AM |
| StarshineXL | $400.00 | 4/24/2011 10:45:54 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
503671
This series of Notes was issued and sold upon the funding of the borrower loan #48932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $150.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 11m |
|
Amount delinquent:
| $15,486 |
Total credit lines:
| 23 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $945 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ym14gg |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2008)
720-739
(Dec-2007)
720-739
(Nov-2007)
680-699
(Jan-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
to invest
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $51.00 | 4/23/2011 12:39:48 PM |
| responsive-rate884 | $25.00 | 4/23/2011 1:17:32 PM |
| zippy-interest | $25.00 | 4/23/2011 2:02:58 PM |
| animaljunkie07 | $25.00 | 4/23/2011 5:24:35 PM |
| thankful-nickel2 | $25.00 | 4/24/2011 5:52:43 AM |
| SolarMoonshine | $25.00 | 4/24/2011 2:20:25 PM |
| commerce-renewal | $50.00 | 4/24/2011 9:24:26 PM |
| Mikale360 | $25.00 | 4/25/2011 2:49:50 PM |
| kinetic-social | $25.00 | 4/26/2011 4:40:32 PM |
| Moe87 | $25.00 | 4/26/2011 6:33:43 PM |
| reflective-rupee | $175.55 | 4/27/2011 5:41:58 AM |
| capital-halo1 | $1,000.00 | 4/27/2011 6:10:40 AM |
| Bob450 | $25.00 | 4/27/2011 6:16:59 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:18:35 AM |
| Leshan | $196.13 | 4/27/2011 9:31:52 AM |
| zorg77 | $50.00 | 4/27/2011 10:11:24 AM |
| 108lender | $100.00 | 4/27/2011 10:12:01 AM |
| secureincome | $350.00 | 4/27/2011 1:13:35 PM |
| responsibility-blanket6 | $25.00 | 4/27/2011 1:37:25 PM |
| blissful-gain | $50.00 | 4/27/2011 12:35:47 PM |
| CA-Lender | $25.00 | 4/27/2011 1:43:34 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:11:22 PM |
| kinetic-social | $25.00 | 4/27/2011 2:35:57 PM |
| KMB78 | $25.00 | 4/27/2011 2:45:12 PM |
| vizontec207 | $26.00 | 4/27/2011 3:16:26 PM |
| jcholloway831 | $25.00 | 4/23/2011 1:57:15 PM |
| ursus | $50.00 | 4/23/2011 2:03:00 PM |
| divedude | $25.00 | 4/23/2011 2:26:42 PM |
| w3alter | $100.00 | 4/23/2011 2:28:50 PM |
| Medic05 | $25.00 | 4/23/2011 2:39:24 PM |
| reflective-rupee | $25.44 | 4/23/2011 4:24:22 PM |
| 1randyp | $100.00 | 4/27/2011 3:44:19 AM |
| nimcha | $50.00 | 4/27/2011 4:03:34 AM |
| first-serene-credit | $25.00 | 4/27/2011 6:03:46 AM |
| CA-Lender | $25.04 | 4/27/2011 7:21:56 AM |
| octoberfresh | $25.00 | 4/27/2011 7:40:28 AM |
| NekHoldings | $25.00 | 4/27/2011 9:16:14 AM |
| supreme-hope | $25.00 | 4/27/2011 8:35:49 AM |
| ore-dojo | $25.00 | 4/27/2011 8:52:19 AM |
| bonus-seahorse | $50.00 | 4/27/2011 11:12:57 AM |
| exchange-squirrel | $25.00 | 4/27/2011 11:53:52 AM |
| tough-finance9 | $26.53 | 4/27/2011 12:21:25 PM |
| openness-maverick2 | $104.00 | 4/27/2011 12:26:18 PM |
| sweet-treasure9 | $29.00 | 4/27/2011 1:27:53 PM |
| neutrino6 | $25.00 | 4/27/2011 12:55:33 PM |
| jebber007 | $25.00 | 4/27/2011 3:02:19 PM |
| wonderous-velocity1 | $60.00 | 4/27/2011 2:51:45 PM |
| neodym | $54.00 | 4/27/2011 3:02:08 PM |
| ddog0224 | $50.00 | 4/27/2011 2:31:16 PM |
| MoneyForNothing | $2.31 | 4/27/2011 3:16:58 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
503705
This series of Notes was issued and sold upon the funding of the borrower loan #48992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $169.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,925 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| drummerowt |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements - Crawl Space
Purpose of loan: Waterproofing of crawl space
This loan will be used to... improve our health and lower heating and cooling bills as a result of improved sealing of our crawlspace.
My financial situation: Is stable.
I am a good candidate for this loan because... I am employed at a growing company of which i am an integral part of the future.
Monthly net income: $4,800
Monthly expenses: $
Housing: $ 1500
Insurance: $ 100
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 125
Food, entertainment: $ 400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/27/2011 5:11:49 PM |
| reflective-rupee | $200.33 | 4/27/2011 5:13:22 PM |
| Gobsek | $25.00 | 4/27/2011 6:18:25 PM |
| lendstats_com | $485.80 | 4/27/2011 6:12:04 PM |
| loss-of-control | $50.00 | 4/27/2011 6:19:30 PM |
| Rip128 | $100.00 | 4/27/2011 7:13:45 PM |
| credit-missile | $100.00 | 4/27/2011 8:44:32 PM |
| janeybooboo | $200.00 | 4/27/2011 8:05:45 PM |
| favorite-commerce | $50.00 | 4/27/2011 8:34:31 PM |
| Interstate_Rate | $50.00 | 4/28/2011 2:14:58 AM |
| golffish2 | $50.00 | 4/28/2011 4:33:42 AM |
| shrewd-income | $50.00 | 4/28/2011 5:15:29 AM |
| determined-nickel30 | $25.00 | 4/28/2011 9:55:40 AM |
| mwb | $25.00 | 4/28/2011 10:41:11 AM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 5:03:01 PM |
| economy-coup | $30.00 | 4/27/2011 5:10:44 PM |
| SLN-10 | $25.00 | 4/27/2011 5:06:39 PM |
| diplomatic-wealth7 | $25.00 | 4/27/2011 5:12:12 PM |
| bughead | $25.00 | 4/27/2011 6:28:44 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 6:35:52 PM |
| jjb516 | $50.00 | 4/27/2011 8:40:39 PM |
| loanman2007 | $200.00 | 4/28/2011 4:39:00 AM |
| grampy48 | $49.04 | 4/28/2011 3:53:17 AM |
| capital-kingdom | $25.00 | 4/28/2011 6:34:40 AM |
| broomfieldbucks | $25.00 | 4/28/2011 9:02:01 AM |
| leverage-monger | $66.66 | 4/28/2011 8:59:22 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:55 AM |
| mpatrick | $25.00 | 4/28/2011 10:16:39 AM |
| vivid-velocity7 | $93.17 | 4/28/2011 10:42:20 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
503723
This series of Notes was issued and sold upon the funding of the borrower loan #48938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.12% |
Monthly payment:
| $215.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.83% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,224 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Sparks81 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
720-739
(May-2009)
|
|
Principal balance:
| $3,370.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Looking for a lower prosper rate
I'm a good candidate for this loan because I have a study FT job and can afford to pay back this loan, I'm able to make my current monthly payments which are $201.40 but my current rate for my prosper loan is 34.15% at the time of that loan my credit report needed some repair which is what the loan was for. Since then I have repaired my credit now I?m just looking to once again get rid of a high interest bill, also recently I've had some plumbing issue which need repairs and the best estimate I've gotten was for $1750 so part of this loan will be used for those repairs I have never missed a payment on any of my obligations and this loan will be treated no differently I am a very honest and reliable person that understands the importance of repaying debts to others My current annual income is $55,500; I contribute 13% of my paycheck to my company 401K plan and have saved over $19K which shows my dedication to my future and that I know how to handle money responsibly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/24/2011 12:08:17 PM |
| Zolton | $100.00 | 4/24/2011 12:08:43 PM |
| janeybooboo | $51.00 | 4/24/2011 12:09:09 PM |
| StarshineXL | $325.00 | 4/24/2011 12:24:17 PM |
| SolarMoonshine | $25.00 | 4/24/2011 2:09:04 PM |
| competent-p2p | $35.00 | 4/26/2011 12:12:46 PM |
| bunnybear | $49.85 | 4/27/2011 7:05:44 AM |
| r48 | $25.00 | 4/24/2011 12:53:59 PM |
| Reddy_Capital | $36.00 | 4/24/2011 5:18:21 PM |
| reflective-rupee | $25.33 | 4/25/2011 4:59:55 PM |
| penny-candy | $25.00 | 4/25/2011 7:17:45 PM |
| ChoiceInvestments | $31.50 | 4/27/2011 10:56:51 AM |
| thehousewife | $50.00 | 4/27/2011 2:34:06 PM |
| anton | $5,675.00 | 4/27/2011 5:32:43 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
503725
This series of Notes was issued and sold upon the funding of the borrower loan #48908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $124.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,969 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| USMC97 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 53 ( 98% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $17,950.00 | < 31 days late:
| 1
( 2% )
| 740-759
(Jul-2009)
600-619
(Apr-2008)
560-579
(Jan-2008)
540-559
(Oct-2006)
|
|
Principal balance:
| $4,761.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
My loan for debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 4/26/2011 9:04:40 AM |
| vine99 | $75.00 | 4/26/2011 9:04:03 AM |
| janeybooboo | $43.12 | 4/26/2011 9:09:31 AM |
| MoneyForNothing | $80.96 | 4/26/2011 9:58:30 AM |
| reflective-rupee | $100.22 | 4/26/2011 11:47:56 AM |
| hidavehi | $27.00 | 4/26/2011 11:42:14 AM |
| pshans | $41.68 | 4/26/2011 1:41:01 PM |
| SolarMoonshine | $50.00 | 4/26/2011 3:43:27 PM |
| LittleMingo | $28.00 | 4/26/2011 5:34:20 PM |
| credit-guard5 | $25.00 | 4/26/2011 7:10:16 PM |
| thankful-nickel2 | $25.00 | 4/26/2011 7:54:41 PM |
| availableloan | $25.00 | 4/26/2011 7:37:21 PM |
| DeltaComputerGuy | $50.00 | 4/26/2011 7:59:41 PM |
| Soxxes | $50.00 | 4/26/2011 7:40:14 PM |
| BankofBeth | $25.00 | 4/26/2011 7:49:49 PM |
| SojournerMobile | $100.00 | 4/26/2011 7:42:26 PM |
| thomas16882004 | $25.00 | 4/26/2011 7:43:47 PM |
| bill-appraiser7 | $25.00 | 4/26/2011 8:04:17 PM |
| principal-trombone | $100.00 | 4/26/2011 8:34:57 PM |
| commerce-yeller | $55.00 | 4/26/2011 8:15:58 PM |
| auctionator1 | $25.00 | 4/26/2011 8:46:16 PM |
| vkorichkov | $30.00 | 4/26/2011 9:02:46 PM |
| adamnash | $50.00 | 4/26/2011 10:06:22 PM |
| economy-popcorn | $25.00 | 4/26/2011 9:20:13 PM |
| Binan | $38.55 | 4/26/2011 9:24:45 PM |
| Pakse | $25.00 | 4/26/2011 11:11:47 PM |
| jhernand17 | $25.00 | 4/26/2011 11:24:09 PM |
| xlnt-loans | $25.00 | 4/26/2011 9:38:47 PM |
| luvlending | $25.00 | 4/26/2011 9:50:17 PM |
| mgking007 | $25.54 | 4/26/2011 10:28:31 PM |
| exchange-jet | $27.03 | 4/26/2011 10:46:25 PM |
| Engineer44 | $25.00 | 4/26/2011 10:35:06 PM |
| B-rad_the_Coug | $25.00 | 4/26/2011 11:28:50 PM |
| brightest-fascinating-principal | $25.00 | 4/26/2011 11:55:45 PM |
| GrowthAspirations | $33.23 | 4/26/2011 11:01:23 PM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:05:37 PM |
| triumph246 | $100.00 | 4/26/2011 11:17:07 PM |
| red-favorable-basis | $25.00 | 4/27/2011 12:01:47 AM |
| shrewd-income | $106.62 | 4/27/2011 12:26:20 AM |
| Zolton | $100.00 | 4/26/2011 9:09:02 AM |
| corporatejim | $25.00 | 4/26/2011 10:05:12 AM |
| janeybooboo | $56.88 | 4/26/2011 9:50:53 AM |
| tolerant-dinero2 | $100.00 | 4/26/2011 10:32:29 AM |
| janeybooboo | $100.00 | 4/26/2011 10:42:18 AM |
| reflective-rupee | $100.22 | 4/26/2011 11:40:34 AM |
| competent-p2p | $65.00 | 4/26/2011 10:42:55 AM |
| Bill88 | $25.00 | 4/26/2011 2:22:22 PM |
| dudebrah | $35.00 | 4/26/2011 4:04:54 PM |
| mikeandcat | $85.38 | 4/26/2011 6:35:15 PM |
| 1-HARD-HEAD | $25.00 | 4/26/2011 7:20:44 PM |
| muth6969 | $51.00 | 4/26/2011 7:42:01 PM |
| CA-Lender | $25.04 | 4/26/2011 7:41:52 PM |
| newest-organic-rupee | $33.00 | 4/26/2011 8:14:37 PM |
| seabassx | $25.00 | 4/26/2011 8:21:10 PM |
| Johnab | $26.00 | 4/26/2011 8:20:18 PM |
| sflash | $45.00 | 4/26/2011 8:35:47 PM |
| wealth-fighter3 | $25.00 | 4/26/2011 8:57:46 PM |
| superb-funds335 | $26.00 | 4/26/2011 8:59:43 PM |
| reflective-rupee | $200.55 | 4/26/2011 9:08:14 PM |
| debt_helper | $100.00 | 4/26/2011 8:55:04 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:56:45 PM |
| atbright | $25.00 | 4/26/2011 9:07:21 PM |
| sethharris | $25.00 | 4/26/2011 9:44:18 PM |
| investment-comet | $25.00 | 4/26/2011 9:13:30 PM |
| vutah | $35.00 | 4/26/2011 9:17:58 PM |
| delicious-loan093 | $25.00 | 4/26/2011 9:20:35 PM |
| credit-missile | $50.00 | 4/26/2011 10:52:58 PM |
| innocent-liberty6 | $25.00 | 4/26/2011 9:58:44 PM |
| The_Donald | $55.00 | 4/26/2011 10:46:00 PM |
| martymaniaman | $25.00 | 4/26/2011 10:08:03 PM |
| jmb_lending | $100.00 | 4/26/2011 10:46:44 PM |
| jarf | $48.98 | 4/26/2011 11:34:02 PM |
| Quiz18 | $25.00 | 4/26/2011 10:50:19 PM |
| basis-sycamore | $25.00 | 4/26/2011 11:55:10 PM |
| soheagle | $25.00 | 4/26/2011 11:04:41 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
503741
This series of Notes was issued and sold upon the funding of the borrower loan #49009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $875 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| toby1409 |
Borrower's state:
| Virginia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards.
My financial situation:
I am a good candidate for this loan because I have been employed with the same company for 8 years now and my company is the largest of its kind in North American. My company has been in business for over a 100 years and last year produced over 48 billion in sales. I have a stable position and have recently been promoted to my new position.
Monthly net income: $2900, plus $1200 from spouse income
Monthly expenses: $3230
Housing: $1100
Insurance: $65
Car expenses: $340
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $600
Other expenses: $100, donations to church each week
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 4/25/2011 3:54:03 PM |
| dudebrah | $25.00 | 4/26/2011 3:58:37 PM |
| wise-skillful-benjamins | $25.00 | 4/26/2011 4:57:43 PM |
| jonmars | $25.00 | 4/26/2011 5:41:23 PM |
| Sudoku | $100.00 | 4/26/2011 5:35:47 PM |
| Bob450 | $25.00 | 4/26/2011 6:48:36 PM |
| assetmanager | $18.33 | 4/26/2011 6:54:07 PM |
| neutrino6 | $25.00 | 4/26/2011 6:37:56 PM |
| steves73 | $50.00 | 4/25/2011 9:10:12 PM |
| kindness-launcher | $2,500.00 | 4/26/2011 8:39:16 AM |
| SecondChanceLendingSERV | $26.44 | 4/26/2011 9:16:31 AM |
| reflective-rupee | $350.22 | 4/26/2011 9:28:57 AM |
| accelerator96 | $25.00 | 4/26/2011 10:38:35 AM |
| Kash2010lu | $25.00 | 4/26/2011 10:23:48 AM |
| mpatrick | $25.00 | 4/26/2011 10:48:11 AM |
| washboard3 | $30.00 | 4/26/2011 2:06:17 PM |
| Bill88 | $25.01 | 4/26/2011 2:26:13 PM |
| loss-of-control | $50.00 | 4/26/2011 6:02:47 PM |
| peso-aggregator | $25.00 | 4/26/2011 6:31:12 PM |
| VJ_Financial | $100.00 | 4/26/2011 6:33:59 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
503743
This series of Notes was issued and sold upon the funding of the borrower loan #48964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $147.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,181 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-dynamo2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: security deposit
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I will make monthly payments on time. I have a stable mon thly income
Monthly net income: $ 5890
Monthly expenses: $
Housing: $800
Insurance: $100
Car expenses: $
Utilities: $30
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EngineersAlliance | $100.00 | 4/24/2011 12:08:25 PM |
| Gibbyland | $100.00 | 4/24/2011 1:20:06 PM |
| sammyhammy | $50.00 | 4/24/2011 7:54:12 PM |
| brightest-dignified-penny | $25.00 | 4/25/2011 10:41:18 AM |
| SiebirdLending | $25.00 | 4/26/2011 4:18:48 PM |
| JoeXB | $25.00 | 4/27/2011 8:27:09 AM |
| octoberfresh | $25.00 | 4/27/2011 7:43:46 AM |
| jasonrun | $25.00 | 4/27/2011 8:14:23 AM |
| sensible-trade | $100.00 | 4/27/2011 9:42:35 AM |
| shugyosha | $50.00 | 4/27/2011 8:33:32 AM |
| secureincome | $300.00 | 4/27/2011 11:29:44 AM |
| bluefootedpig | $100.00 | 4/27/2011 9:56:13 AM |
| titilsbie14 | $50.00 | 4/27/2011 10:31:06 AM |
| indomitable-reward1 | $25.06 | 4/27/2011 12:42:13 PM |
| havok555 | $28.61 | 4/27/2011 1:09:57 PM |
| dollar-authority | $100.00 | 4/27/2011 2:50:24 PM |
| neodym | $25.00 | 4/27/2011 3:09:00 PM |
| Engineer44 | $25.00 | 4/27/2011 2:28:35 PM |
| ddog0224 | $100.00 | 4/27/2011 2:34:30 PM |
| FinanceEngine | $30.00 | 4/27/2011 3:33:39 PM |
| friendly-market5 | $25.00 | 4/27/2011 3:46:43 PM |
| interstellar | $50.00 | 4/27/2011 4:39:10 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 4:46:08 PM |
| Reddy_Capital | $25.00 | 4/27/2011 5:31:18 PM |
| BigGuyBank | $27.77 | 4/27/2011 5:52:01 PM |
| gallant-economy9 | $500.00 | 4/27/2011 5:51:17 PM |
| mckhbnpc | $50.00 | 4/27/2011 6:12:12 PM |
| gallant-economy9 | $204.78 | 4/27/2011 6:07:36 PM |
| finance-symphony7 | $25.00 | 4/27/2011 6:38:27 PM |
| setUup | $30.40 | 4/27/2011 6:32:49 PM |
| MoneyForNothing | $5.83 | 4/27/2011 6:41:37 PM |
| Zolton | $100.00 | 4/24/2011 12:08:48 PM |
| SolarMoonshine | $25.00 | 4/24/2011 2:07:02 PM |
| tom48l | $50.00 | 4/25/2011 2:50:01 AM |
| ingenious-deal6 | $25.00 | 4/25/2011 3:29:37 PM |
| reflective-rupee | $25.22 | 4/25/2011 5:34:47 PM |
| Wholely | $50.00 | 4/26/2011 9:51:29 AM |
| goodhearted-gold3 | $50.00 | 4/27/2011 7:40:27 AM |
| BigBroJake | $25.00 | 4/27/2011 9:23:49 AM |
| money-bauble | $100.00 | 4/27/2011 8:19:26 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 9:44:32 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:20:54 AM |
| spark548 | $50.00 | 4/27/2011 10:04:15 AM |
| dudebrah | $25.00 | 4/27/2011 10:19:44 AM |
| DrunkenMic | $25.00 | 4/27/2011 10:40:52 AM |
| Chewbaca | $25.00 | 4/27/2011 10:27:19 AM |
| Hogan55 | $30.00 | 4/27/2011 10:08:06 AM |
| silver-encore | $50.00 | 4/27/2011 12:59:46 PM |
| silver-defender7 | $25.00 | 4/27/2011 12:30:30 PM |
| integrity-doctor | $100.00 | 4/27/2011 1:33:29 PM |
| neutrino6 | $25.00 | 4/27/2011 1:03:12 PM |
| Invest_in_residual_income | $25.00 | 4/27/2011 2:11:49 PM |
| payout-detective7 | $25.00 | 4/27/2011 2:18:44 PM |
| 30Sky | $25.00 | 4/27/2011 2:20:06 PM |
| inspired-finance | $38.33 | 4/27/2011 3:07:29 PM |
| ghinga | $25.00 | 4/27/2011 2:27:11 PM |
| pacheco | $300.00 | 4/27/2011 2:28:05 PM |
| exact-point591 | $29.00 | 4/27/2011 3:39:22 PM |
| supersarah61 | $25.00 | 4/27/2011 5:12:03 PM |
| currency-emblem | $100.00 | 4/27/2011 5:43:50 PM |
| handy-justice | $100.00 | 4/27/2011 5:46:45 PM |
| yerkster1 | $25.00 | 4/27/2011 6:16:45 PM |
| crdcteng | $50.00 | 4/27/2011 6:41:29 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
503849
This series of Notes was issued and sold upon the funding of the borrower loan #48982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $272.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,534 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-capital-apricot |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,700.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
660-679
(May-2010)
|
|
Principal balance:
| $3,842.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
A Loan
Purpose of loan:
This loan will be used for both consolidating a portion of debt and home improvement.
My financial situation:
I am a good candidate for this loan because I am always on time or early with my payments. I am also expecting a promotion with a significant salary increase in the next few months.
Monthly net income: $2750.00
Monthly expenses: $250.00
Housing: $645.00
Insurance: $
Car expenses: $
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $525.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $100.00 | 4/25/2011 5:23:58 PM |
| cbivitz | $25.00 | 4/25/2011 10:09:06 PM |
| commerce-renewal | $50.00 | 4/26/2011 8:18:57 AM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:21:09 PM |
| reflective-rupee | $200.22 | 4/26/2011 5:33:17 PM |
| selector568 | $100.00 | 4/26/2011 8:01:07 PM |
| DasMula | $27.00 | 4/26/2011 9:04:24 PM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:11 AM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 11:46:50 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:34 PM |
| CA-Lender | $25.04 | 4/27/2011 2:14:57 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 4:44:08 PM |
| anton | $3,670.00 | 4/27/2011 5:11:12 PM |
| skillful-asset5 | $30.00 | 4/25/2011 8:07:52 PM |
| steves73 | $50.00 | 4/25/2011 9:09:28 PM |
| janeybooboo | $100.00 | 4/26/2011 7:26:25 AM |
| economy-coup | $30.00 | 4/27/2011 12:59:36 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
503855
This series of Notes was issued and sold upon the funding of the borrower loan #48935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,674 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderwall |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 94% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 2
( 6% )
| 600-619
(Mar-2010)
520-539
(May-2008)
520-539
(Feb-2008)
520-539
(Jan-2008)
|
|
Principal balance:
| $2,453.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Car for a growing family
Purpose of loan:
This loan will be used to partially finance a new car for our growing family.
My financial situation:
I am a good candidate for this loan because I have had NO late payments on any of my credit accounts, a low, manageable debt-to-income level, and a high income (> 140k) at a job I've had for 3 1/2 years.
Monthly net income: $7,450
Monthly expenses: $
Housing: $2,400
Insurance: $232
Car expenses: $332
Utilities: $700
Phone, cable, internet: $205
Food, entertainment: $900
Clothing, household expenses: $450
Credit cards and other loans: $553
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 4/25/2011 5:23:51 PM |
| MoneyForNothing | $50.65 | 4/25/2011 5:10:06 PM |
| investment-artist | $25.01 | 4/25/2011 5:24:49 PM |
| sfmf | $40.00 | 4/25/2011 5:17:49 PM |
| golffish2 | $50.00 | 4/26/2011 3:47:27 AM |
| DoctorJoe | $25.00 | 4/26/2011 4:00:30 AM |
| red-robust-bid | $100.00 | 4/26/2011 6:31:58 AM |
| LittleMingo | $25.00 | 4/26/2011 9:40:58 AM |
| reflective-rupee | $100.22 | 4/26/2011 9:36:24 AM |
| reflective-rupee | $100.22 | 4/26/2011 9:34:54 AM |
| tolerant-dinero2 | $50.00 | 4/26/2011 10:26:59 AM |
| janeybooboo | $100.00 | 4/26/2011 10:41:20 AM |
| competent-p2p | $35.00 | 4/26/2011 10:44:11 AM |
| ingenious-deal6 | $25.00 | 4/26/2011 6:09:09 PM |
| felicity-daydream | $25.00 | 4/26/2011 11:33:11 PM |
| ethicalhumanist | $50.00 | 4/27/2011 10:00:34 AM |
| DasMula | $126.00 | 4/27/2011 12:49:29 PM |
| commerce-geyser | $25.00 | 4/27/2011 11:41:59 AM |
| BlessedEveryDay | $25.00 | 4/27/2011 12:50:13 PM |
| CA-Lender | $50.04 | 4/27/2011 2:06:02 PM |
| income-awakening6 | $25.00 | 4/25/2011 5:21:24 PM |
| janeybooboo | $51.00 | 4/25/2011 5:27:00 PM |
| Eric_Gagne | $25.00 | 4/25/2011 6:06:24 PM |
| lendstats_com | $300.00 | 4/25/2011 6:12:24 PM |
| amlu1988 | $25.00 | 4/25/2011 6:36:38 PM |
| thankful-nickel2 | $25.00 | 4/25/2011 6:48:46 PM |
| janeybooboo | $49.00 | 4/25/2011 8:30:55 PM |
| favorite-commerce | $25.00 | 4/25/2011 9:56:01 PM |
| golffish2 | $50.00 | 4/26/2011 3:40:59 AM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:21:13 PM |
| StarshineXL | $250.00 | 4/26/2011 9:07:35 PM |
| economy-coup | $30.00 | 4/27/2011 1:02:01 AM |
| golffish2 | $50.00 | 4/27/2011 5:07:59 AM |
| listing-pear6 | $100.05 | 4/27/2011 12:01:43 PM |
| selector568 | $100.00 | 4/27/2011 12:29:10 PM |
| anton | $2,820.00 | 4/27/2011 5:08:43 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
503869
This series of Notes was issued and sold upon the funding of the borrower loan #48959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $92.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
4 | Length of status: | 9y 6m |
|
Amount delinquent:
| $26,838 |
Total credit lines:
| 51 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,437 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 58 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tolerant-openness0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Consolidation
Purpose of loan:
This loan will be used to payoff 2 smaller credit bills with higher interest rates.
My financial situation:
I am a good candidate for this loan because I have stable employment for over 9 years with the same employer. Consolidation will allow me to re-pay the loan within 12-18 months and provide me with a short-term emergency fund of $500.00 so that I can avoid using other credit during the loan re-payment period.
Monthly net income: $5400
Monthly expenses:
Housing: $2000.00
Insurance: $115.00
Car expenses: $800 (gas; registration; parking permits, maintenance)
Utilities: $125.00
Phone, cable, internet: $225.00
Food, entertainment: Food: $400.00; Entertainment: $200.00
Clothing, household expenses: $250.00 (laundry, cleaning, clothing, home improvement, etc.)
Credit cards and other loans: $225.00
Other expenses: $300.00 (union dues, medical bills, prescriptions, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/25/2011 5:26:33 PM |
| ippoco | $25.00 | 4/25/2011 5:18:04 PM |
| dime-surge | $50.00 | 4/25/2011 5:15:52 PM |
| ingenious-deal6 | $25.00 | 4/26/2011 6:09:17 PM |
| wealth-fighter3 | $25.00 | 4/26/2011 8:58:57 PM |
| reflective-rupee | $25.55 | 4/26/2011 9:47:26 PM |
| Troutfinder | $25.00 | 4/26/2011 9:18:41 PM |
| njlom | $25.00 | 4/26/2011 11:54:17 PM |
| DonaldColorado | $100.00 | 4/27/2011 1:20:10 AM |
| objective-investor | $275.00 | 4/27/2011 3:25:54 AM |
| debt-force | $39.23 | 4/27/2011 4:04:29 AM |
| gmoneydc | $25.00 | 4/27/2011 5:33:22 AM |
| potatoepicker | $69.00 | 4/27/2011 7:47:17 AM |
| money-bauble | $100.00 | 4/27/2011 8:16:02 AM |
| eridient | $26.21 | 4/27/2011 9:15:05 AM |
| coin-explorer | $25.00 | 4/27/2011 9:36:17 AM |
| tycoon8 | $25.00 | 4/27/2011 9:30:35 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 9:40:57 AM |
| captainzero | $68.17 | 4/27/2011 9:47:57 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:47:52 AM |
| p2p_banker | $25.00 | 4/26/2011 7:17:06 PM |
| vkorichkov | $30.00 | 4/26/2011 9:04:50 PM |
| upperdeck | $25.00 | 4/27/2011 12:28:40 AM |
| dollar-authority | $100.00 | 4/26/2011 9:35:41 PM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:06:47 PM |
| newest-generous-income | $25.00 | 4/27/2011 12:36:13 AM |
| wampum-chorus3 | $36.34 | 4/27/2011 2:36:42 AM |
| inventive-wealth2 | $32.38 | 4/27/2011 1:13:30 AM |
| 1randyp | $100.00 | 4/27/2011 3:37:11 AM |
| flexible-vigilance7 | $25.00 | 4/27/2011 7:21:03 AM |
| competent-p2p | $30.00 | 4/27/2011 7:30:44 AM |
| goodhearted-gold3 | $100.00 | 4/27/2011 7:41:19 AM |
| peso-fortress | $25.00 | 4/27/2011 8:16:32 AM |
| shugyosha | $50.00 | 4/27/2011 8:18:50 AM |
| capital-web7 | $50.00 | 4/27/2011 6:36:19 AM |
| supreme-hope | $25.00 | 4/27/2011 8:33:16 AM |
| TFAD72 | $25.00 | 4/27/2011 7:01:10 AM |
| Danylostefan | $27.36 | 4/27/2011 7:04:49 AM |
| i3urtonair | $25.00 | 4/27/2011 6:55:37 AM |
| interstellar | $50.00 | 4/27/2011 8:18:27 AM |
| gallant-economy9 | $200.00 | 4/27/2011 8:28:39 AM |
| CaliforniaSun | $25.00 | 4/27/2011 8:52:54 AM |
| KileNSmyth4 | $31.12 | 4/27/2011 9:11:42 AM |
| RWE | $30.95 | 4/27/2011 9:13:23 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:13:21 AM |
| terrific-return | $28.69 | 4/27/2011 9:23:09 AM |
| yield-blanket | $25.00 | 4/27/2011 9:31:08 AM |
| thankful-nickel2 | $25.00 | 4/27/2011 9:31:32 AM |
| sensible-trade | $100.00 | 4/27/2011 9:41:12 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
504003
This series of Notes was issued and sold upon the funding of the borrower loan #49024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $647 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $231 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Scorpio1970 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 99% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 1
( 1% )
| 740-759
(Apr-2010)
660-679
(Jun-2008)
600-619
(Mar-2008)
640-659
(Sep-2007)
|
|
Principal balance:
| $5,566.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 73 | | |
Description
Property Taxes - 4th Prosper Loan
Purpose of loan: If funded this loan will be used to pay property taxes that we were fighting as we did not recieve the homestead credit. If I don't get these taxes paid we will lose our home. I just paid off my second prosper loan which was 212.26 per month and I know I will fulfill this loan as well if funded.
My financial situation:
I am a good candidate for this loan because I have stayed true to Prosper and don't intend to change my ways now. Prosper has been my life line and I want to thank any and all lenders current and past for having faith in me.
Monthly net income: $2,200, Spouse $2,000
Monthly expenses: $3,000 (including this loan)
Housing: $727.00
Insurance: $226.00 quarterly
Car expenses: $150.52 (Insurance Only)
Utilities: $300.00
Phone, cable, internet: $250.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $316.65 (Prosper), 147.02 (Spouse Small loan), 40.00 (CC)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $95.58 | 4/28/2011 9:09:02 AM |
| thankful-nickel2 | $25.00 | 4/28/2011 9:33:47 AM |
| inspired-duty5 | $25.00 | 4/28/2011 10:05:10 AM |
| reflective-rupee | $800.22 | 4/28/2011 10:26:33 AM |
| kwan | $25.00 | 4/28/2011 10:57:22 AM |
| vivid-velocity7 | $75.00 | 4/28/2011 10:40:11 AM |
| clemclan | $33.33 | 4/28/2011 12:00:04 PM |
| Sudoku | $138.99 | 4/28/2011 1:20:35 PM |
| MilitaryLoans | $2,222.18 | 4/28/2011 9:24:20 AM |
| Bob450 | $25.00 | 4/28/2011 9:57:12 AM |
| Kash2010lu | $35.00 | 4/28/2011 10:08:53 AM |
| reflective-rupee | $200.00 | 4/28/2011 10:27:32 AM |
| NekHoldings | $25.00 | 4/28/2011 11:05:22 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:53:15 AM |
| aliasqalias | $25.00 | 4/28/2011 11:11:46 AM |
| Kennfusion | $100.00 | 4/28/2011 12:27:39 PM |
| Sudoku | $124.70 | 4/28/2011 1:18:14 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
504023
This series of Notes was issued and sold upon the funding of the borrower loan #48987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,932 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| industrious-deal7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
|
Principal balance:
| $1,014.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay down credit card debt accured this year. I've accumulated extra debt this year due to a relocation.
My financial situation:
I am a good candidate for this loan because...I've worked hard last year to get my credit in good standing, however, with the extraordinary costs associated with relocating I currently have higher balances on credit cards than I would like.
Monthly net income: $3,500
Monthly expenses: $
Housing: $885.00
Insurance: $50.00
Car expenses: $369.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $50.00 | 4/26/2011 10:15:57 AM |
| tolerant-dinero2 | $25.00 | 4/26/2011 10:37:02 AM |
| lagnisiruk | $25.00 | 4/26/2011 3:28:27 PM |
| SolarMoonshine | $25.00 | 4/26/2011 3:48:12 PM |
| ursus | $50.00 | 4/26/2011 1:30:07 PM |
| Moe87 | $25.00 | 4/26/2011 6:31:56 PM |
| thankful-nickel2 | $25.00 | 4/26/2011 7:56:28 PM |
| FarmersBank | $25.00 | 4/27/2011 6:31:46 AM |
| greencat | $50.00 | 4/27/2011 7:21:18 AM |
| Artist_Blue | $25.00 | 4/27/2011 8:50:22 AM |
| money-fort | $25.00 | 4/27/2011 5:08:23 PM |
| supersarah61 | $50.00 | 4/27/2011 5:18:59 PM |
| IASKGOD | $25.00 | 4/27/2011 7:05:42 PM |
| leverage-ectasy | $31.37 | 4/27/2011 7:21:13 PM |
| GCInvestments | $50.00 | 4/27/2011 9:23:27 PM |
| himistu22 | $25.00 | 4/28/2011 6:22:30 AM |
| heerzaquestion | $25.00 | 4/28/2011 5:23:49 AM |
| tender-ore | $25.00 | 4/28/2011 8:16:33 AM |
| credit-missile | $75.00 | 4/28/2011 7:21:54 AM |
| supreme-hope | $25.00 | 4/28/2011 8:48:20 AM |
| Leshan | $196.01 | 4/28/2011 9:26:13 AM |
| payout-detective7 | $50.00 | 4/28/2011 9:38:00 AM |
| sweet-payout5 | $25.00 | 4/28/2011 9:45:43 AM |
| lendstats_com | $300.00 | 4/26/2011 9:45:13 AM |
| brightest-dignified-penny | $25.00 | 4/26/2011 10:44:11 AM |
| flwah | $25.00 | 4/26/2011 3:30:22 PM |
| caprirolito | $25.00 | 4/26/2011 3:26:52 PM |
| reflective-rupee | $400.22 | 4/26/2011 3:08:06 PM |
| Weaverville | $25.00 | 4/26/2011 3:35:33 PM |
| DasMula | $57.00 | 4/27/2011 6:13:28 AM |
| CA-Lender | $25.04 | 4/27/2011 3:34:37 PM |
| The-Helper | $25.00 | 4/27/2011 4:58:06 PM |
| SkinnyFish | $25.00 | 4/27/2011 4:30:10 PM |
| well-mannered-income3 | $30.00 | 4/27/2011 5:19:50 PM |
| kristof2007 | $25.00 | 4/27/2011 5:22:25 PM |
| payout-bridge | $85.00 | 4/27/2011 5:43:25 PM |
| loss-of-control | $100.00 | 4/27/2011 6:02:52 PM |
| setUup | $26.40 | 4/27/2011 6:58:50 PM |
| Bob450 | $25.00 | 4/27/2011 9:03:36 PM |
| autonomous-truth | $50.00 | 4/27/2011 9:09:51 PM |
| market-pudding | $25.00 | 4/28/2011 1:41:44 AM |
| loanman2007 | $150.00 | 4/28/2011 4:35:47 AM |
| marwadi-62 | $100.00 | 4/28/2011 6:25:36 AM |
| martymaniaman | $25.00 | 4/28/2011 6:49:25 AM |
| wizardii | $25.00 | 4/28/2011 7:11:10 AM |
| octoberfresh | $25.00 | 4/28/2011 7:21:07 AM |
| Frover | $25.00 | 4/28/2011 7:01:33 AM |
| first-serene-credit | $25.00 | 4/28/2011 8:21:31 AM |
| kegs | $260.08 | 4/28/2011 9:12:37 AM |
| bishop491 | $25.00 | 4/28/2011 9:14:46 AM |
| MilitaryLoans | $1,000.00 | 4/28/2011 9:25:53 AM |
| loan-upholder4 | $25.00 | 4/28/2011 9:36:51 AM |
| bbt210 | $63.88 | 4/28/2011 9:49:03 AM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
504085
This series of Notes was issued and sold upon the funding of the borrower loan #49001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $388.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.50% | | |
| |
Estimated return*:
| 3.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,034 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| noble-basis8 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
This loan will be used to pay off a balance on a credit card.
My financial situation:
I am a professional civil engineer with stable employment. I have enough money in a money market account to pay off the card now, but I'd rather keep the savings and pay this off over the next year. My credit card had been under 7% not that long ago, but all credit card rates have gone up over the last year, and mine has risen to 13.24%. I'd just like to pay a little less interest while I finish paying this off. Also, paying that interest directly to a real person instead of to a big bank really appeals to me. The card is with Chase, and I'm gradually trying to move my banking and borrowing away from them.
My credit history is perfect. I have had mortgages, car loans, revolving credit, student loans, and other types of credit over the years, all in good standing. My credit report doesn't show any late payments or other problems.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dedication-point | $25.00 | 4/27/2011 9:09:17 AM |
| fcrick | $25.00 | 4/27/2011 9:09:41 AM |
| MARWARISETH | $25.00 | 4/27/2011 9:12:24 AM |
| minista | $25.00 | 4/27/2011 9:13:04 AM |
| kirkjerk | $27.05 | 4/27/2011 9:06:38 AM |
| blooming-market | $25.00 | 4/27/2011 9:09:03 AM |
| useful-currency | $25.00 | 4/27/2011 9:09:35 AM |
| Lise46 | $50.00 | 4/27/2011 9:10:00 AM |
| indomitable-coin | $50.00 | 4/27/2011 9:10:11 AM |
| ore-genius2 | $100.00 | 4/27/2011 9:11:33 AM |
| serene-truth2 | $50.00 | 4/27/2011 9:12:20 AM |
| meux99 | $25.00 | 4/27/2011 9:08:34 AM |
| caliguian | $50.00 | 4/27/2011 9:09:50 AM |
| nosualcneas | $25.00 | 4/27/2011 9:11:36 AM |
| kenji4861 | $25.00 | 4/27/2011 9:12:01 AM |
| cwegert | $49.73 | 4/27/2011 9:51:30 AM |
| ArtLends | $25.00 | 4/27/2011 9:48:24 AM |
| invincible-loot0 | $25.00 | 4/27/2011 11:56:34 AM |
| Mav26 | $40.62 | 4/27/2011 12:28:06 PM |
| Dan4703 | $25.00 | 4/27/2011 11:31:49 AM |
| careful-return583 | $104.00 | 4/27/2011 12:24:23 PM |
| coin-architect | $25.00 | 4/27/2011 12:35:13 PM |
| rupee-metronome | $29.00 | 4/27/2011 12:52:28 PM |
| CMDCO | $49.98 | 4/27/2011 12:56:18 PM |
| 303lender | $35.00 | 4/27/2011 2:47:26 PM |
| WSTRDG | $100.00 | 4/27/2011 3:17:33 PM |
| exact-point591 | $25.00 | 4/27/2011 3:39:09 PM |
| neutrino6 | $25.00 | 4/27/2011 4:06:16 PM |
| LiveNow | $50.00 | 4/27/2011 4:09:46 PM |
| a-restless-dollar | $25.00 | 4/27/2011 2:43:16 PM |
| lotus-carrion6 | $75.00 | 4/27/2011 3:45:43 PM |
| bold-velocity-cake | $25.00 | 4/27/2011 3:53:25 PM |
| don'twannadance | $17.54 | 4/27/2011 4:13:43 PM |
| Money_Hog | $25.00 | 4/27/2011 4:12:26 PM |
| balanced-rupee | $100.00 | 4/27/2011 9:09:32 AM |
| inspired-investment8 | $100.00 | 4/27/2011 9:13:16 AM |
| dtrain5 | $25.00 | 4/27/2011 9:08:31 AM |
| Carpetkid | $50.00 | 4/27/2011 9:12:05 AM |
| MasterJin | $50.00 | 4/27/2011 9:08:39 AM |
| MrDavid | $100.00 | 4/27/2011 9:09:46 AM |
| TikPmp1 | $25.00 | 4/27/2011 9:09:54 AM |
| compoundinterest | $50.00 | 4/27/2011 9:11:41 AM |
| bvzm | $50.00 | 4/27/2011 9:12:13 AM |
| smart-kindness8 | $100.00 | 4/27/2011 9:13:13 AM |
| AmericanCredit | $25.00 | 4/27/2011 9:15:00 AM |
| reflective-rupee | $300.22 | 4/27/2011 9:27:46 AM |
| reflective-rupee | $300.22 | 4/27/2011 9:30:00 AM |
| cello1 | $25.00 | 4/27/2011 11:10:34 AM |
| listing-pear6 | $100.00 | 4/27/2011 10:03:44 AM |
| commerce-geyser | $25.00 | 4/27/2011 11:50:47 AM |
| LAKESPRING | $50.00 | 4/27/2011 10:16:26 AM |
| CorMDNY | $46.89 | 4/27/2011 12:28:26 PM |
| Fearless_Lender | $25.00 | 4/27/2011 12:28:57 PM |
| a-responsible-return | $50.00 | 4/27/2011 12:32:31 PM |
| rmachi | $25.00 | 4/27/2011 12:36:55 PM |
| rupee-metronome | $25.00 | 4/27/2011 12:55:45 PM |
| finance-portait | $29.00 | 4/27/2011 12:25:06 PM |
| majestic-coin1 | $54.00 | 4/27/2011 12:44:59 PM |
| axl163 | $25.00 | 4/27/2011 12:34:57 PM |
| jeevs10 | $170.00 | 4/27/2011 2:24:15 PM |
| reverent-liberty2 | $29.00 | 4/27/2011 2:03:44 PM |
| secureincome | $450.00 | 4/27/2011 1:10:14 PM |
| dinero-festivity2 | $50.00 | 4/27/2011 2:10:31 PM |
| inspiring-coin0 | $25.00 | 4/27/2011 3:03:40 PM |
| RyanJY | $26.50 | 4/27/2011 3:35:15 PM |
| euro-deployment | $25.00 | 4/27/2011 2:43:25 PM |
| lawyervon | $25.00 | 4/27/2011 3:47:46 PM |
| sfmf | $25.00 | 4/27/2011 3:48:39 PM |
| jenerationx | $25.00 | 4/27/2011 3:50:51 PM |
| vutah | $100.00 | 4/27/2011 3:56:11 PM |
| Bill88 | $25.00 | 4/27/2011 3:57:49 PM |
| new-return-sitar | $57.25 | 4/27/2011 3:59:00 PM |
| don'twannadance | $50.00 | 4/27/2011 4:09:52 PM |
| fenix692 | $100.00 | 4/27/2011 3:30:40 PM |
| ingeborg77 | $54.00 | 4/27/2011 4:06:07 PM |
| najmn103 | $25.00 | 4/27/2011 3:34:39 PM |
| don'twannadance | $55.00 | 4/27/2011 4:09:31 PM |
| friendly-market5 | $25.00 | 4/27/2011 3:45:25 PM |
| Bill88 | $25.00 | 4/27/2011 3:59:22 PM |
| ingeborg77 | $50.00 | 4/27/2011 4:06:35 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
504125
This series of Notes was issued and sold upon the funding of the borrower loan #48923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $210.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 18y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,558 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| macs4u |
Borrower's state:
| California |
Borrower's group:
| Chicago Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 55 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $20,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2010)
640-659
(Mar-2008)
640-659
(Nov-2007)
660-679
(Mar-2007)
|
|
Principal balance:
| $4,493.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Dept Consolidation.
My past financial situation:
I have been an Apple Authorized reseller and service provider since 1993 when I opened my first office. I built my office up to 5 full time employees by 1999. In about 2001 the big box stores came to town, I tried everything to stay open but found myself in a position that had no way out as employees left In 2003 I made the hardest decision of my life to file bankruptcy at the recommendation of my CPA and close my store. Soon after I found that NOT having employees was a very good thing. I was also able to pick and keep the best customers and service them even better all myself. This turned out to be the best thing to ever happen to me.
Assets free and clear:
1976 BMW R100/7, $3500.
1951 Chevy Truck 3 window, $14,000
1998 3/4 ton Chevy with Avion Camper, 10,000
1994 Crown Victoria, $2500
Delinquencies:
The delinquencies are from changing my credit card processing to Wells Fargo.
Monthly gross income: $ 6500 to 7500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| brightest-dignified-penny | $25.00 | 4/26/2011 5:06:43 PM |
| jhouman | $25.00 | 4/26/2011 5:30:31 PM |
| MoneyForNothing | $109.89 | 4/26/2011 5:13:36 PM |
| Interstate_Rate | $50.00 | 4/26/2011 5:51:44 PM |
| texrob20 | $25.00 | 4/26/2011 7:49:49 PM |
| Wangchuk | $25.00 | 4/26/2011 7:46:56 PM |
| shrewd-peace7 | $25.00 | 4/26/2011 8:20:51 PM |
| Kreditorium | $25.00 | 4/26/2011 8:30:27 PM |
| dedicated-diversification5 | $62.86 | 4/26/2011 8:34:14 PM |
| lloyd_s | $25.00 | 4/27/2011 2:53:05 AM |
| Jonb6919 | $25.00 | 4/27/2011 3:03:14 AM |
| economy-coup | $30.00 | 4/27/2011 1:02:08 AM |
| wonder3 | $35.00 | 4/27/2011 5:58:36 AM |
| hillerod | $25.27 | 4/27/2011 8:54:40 AM |
| lendstats_com | $500.00 | 4/27/2011 7:29:34 AM |
| thankful-nickel2 | $25.00 | 4/27/2011 9:27:17 AM |
| reflective-rupee | $200.22 | 4/27/2011 10:00:46 AM |
| ethicalhumanist | $25.00 | 4/27/2011 10:06:08 AM |
| selector568 | $50.47 | 4/27/2011 12:29:12 PM |
| jgar_O | $30.00 | 4/27/2011 1:41:06 PM |
| Feyenoord | $25.00 | 4/27/2011 4:00:32 PM |
| Jordan1123 | $25.00 | 4/27/2011 4:37:55 PM |
| r48 | $26.00 | 4/26/2011 5:07:22 PM |
| LittleMingo | $27.00 | 4/26/2011 5:26:14 PM |
| sfmf | $40.00 | 4/26/2011 5:28:31 PM |
| Moe87 | $50.00 | 4/26/2011 6:28:00 PM |
| competent-p2p | $48.57 | 4/26/2011 6:41:10 PM |
| janeybooboo | $51.00 | 4/26/2011 6:06:43 PM |
| leverage-trident | $25.00 | 4/26/2011 7:26:59 PM |
| Wangchuk | $25.00 | 4/26/2011 7:54:49 PM |
| angel879 | $25.00 | 4/26/2011 8:46:11 PM |
| janeybooboo | $149.00 | 4/26/2011 8:59:00 PM |
| vutah | $25.00 | 4/26/2011 10:05:28 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:37 PM |
| reflective-rupee | $200.22 | 4/26/2011 9:55:33 PM |
| 87Marc | $25.00 | 4/27/2011 2:52:16 AM |
| golffish2 | $50.00 | 4/27/2011 5:03:33 AM |
| favorite-commerce | $50.00 | 4/27/2011 6:05:36 AM |
| DasMula | $27.00 | 4/27/2011 6:08:48 AM |
| rate-hickory | $50.00 | 4/27/2011 7:36:26 AM |
| Champion_Lending | $25.00 | 4/27/2011 8:13:21 AM |
| Whipster | $50.00 | 4/27/2011 9:31:32 AM |
| ogbobb | $30.00 | 4/27/2011 11:11:25 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:50 PM |
| anton | $3,060.00 | 4/27/2011 5:09:34 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
504137
This series of Notes was issued and sold upon the funding of the borrower loan #48905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $106.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,597 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| FunLvnPam |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
|
|
Principal balance:
| $745.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
My personal loan
Purpose of loan: Home improvement & payoff a Dell computer account
This loan will be used for a couple of things. First off I need to replace my old push lawnmower with a new & more powerful one as I have a fairly large, thick lawn that I had an extremely difficult time with it last summer. I also am going to pay off what's left of a Dell account, and use the remaining for some small household repairs I need to make.
My financial situation: I work full time with occasional (and sometimes frequent!) overtime & pay my bills on time. I filed for bankruptcy 2 years ago and that is the only reason I've had any delinquent payments on anything. I no longer use credit cards by choice (except for my Dell account) due to that being the major reason for my bankruptcy.
I am a good candidate for this loan because I will pay it back! :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jdrez | $25.00 | 4/26/2011 5:08:06 PM |
| Digs | $25.00 | 4/26/2011 5:14:36 PM |
| Panna | $25.00 | 4/26/2011 5:22:19 PM |
| SimpleChoice | $25.00 | 4/26/2011 5:38:30 PM |
| romario | $37.89 | 4/26/2011 5:12:59 PM |
| ippoco | $25.00 | 4/26/2011 5:28:37 PM |
| Toby1montana | $75.00 | 4/26/2011 5:51:34 PM |
| Malkial | $25.00 | 4/26/2011 6:07:14 PM |
| janeybooboo | $51.00 | 4/26/2011 6:06:50 PM |
| KramericaIndustries | $25.00 | 4/26/2011 7:40:49 PM |
| Mrphlox | $25.00 | 4/26/2011 8:12:16 PM |
| wealth-multiplier | $25.00 | 4/26/2011 8:18:12 PM |
| lloyd_s | $50.00 | 4/26/2011 8:37:27 PM |
| Headhunter14 | $25.00 | 4/27/2011 2:20:45 AM |
| serene-capital | $25.00 | 4/27/2011 1:23:34 AM |
| QuinMccoy | $25.00 | 4/27/2011 5:51:12 AM |
| tolerant-dinero2 | $25.00 | 4/27/2011 10:20:04 AM |
| friendly-market5 | $25.00 | 4/27/2011 3:47:04 PM |
| intelligent-yield | $25.00 | 4/27/2011 4:33:29 PM |
| newfoundation | $25.00 | 4/26/2011 5:08:45 PM |
| kanemochi | $25.00 | 4/26/2011 5:11:07 PM |
| unforgettable-order9 | $50.00 | 4/26/2011 5:13:42 PM |
| reflective-rupee | $25.44 | 4/26/2011 5:26:51 PM |
| Zolton | $100.00 | 4/26/2011 5:58:40 PM |
| CoolPlexer | $25.00 | 4/26/2011 5:53:32 PM |
| dudebrah | $25.00 | 4/26/2011 7:31:25 PM |
| cybernosha | $25.00 | 4/26/2011 7:26:09 PM |
| analogman | $25.00 | 4/26/2011 7:58:24 PM |
| FundMaker | $25.00 | 4/26/2011 8:01:48 PM |
| helpinghand63 | $50.00 | 4/26/2011 7:59:37 PM |
| zone6 | $50.00 | 4/26/2011 8:11:17 PM |
| JCM_MN | $35.00 | 4/26/2011 8:19:45 PM |
| hidavehi | $27.00 | 4/26/2011 8:46:53 PM |
| stjules | $50.00 | 4/26/2011 11:40:32 PM |
| jga516 | $25.00 | 4/27/2011 2:51:29 AM |
| p2p_banker | $25.00 | 4/27/2011 2:42:43 AM |
| tcpfan | $25.00 | 4/27/2011 10:57:03 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:16 PM |
| najmn103 | $25.00 | 4/27/2011 3:35:31 PM |
| Bill88 | $25.00 | 4/27/2011 3:54:23 PM |
| kangarookim99 | $25.00 | 4/27/2011 4:51:36 PM |
| The-Helper | $25.00 | 4/27/2011 4:55:07 PM |
| anton | $1,648.67 | 4/27/2011 5:04:00 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
504143
This series of Notes was issued and sold upon the funding of the borrower loan #48970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $183.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 8.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $115 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $521 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dhumil |
Borrower's state:
| Illinois |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
She Said Yes!
Purpose of loan: Finance 30% of the Engagement Ring
Loan used to Pay the remaining balance on Blue Nile.com Credit card services. I purchased a 1.07 carat engagement ring for $4800 paid $3100 cash & defer $1700 on BlueNile Credit Card 0% for 6 months which will be coming due in April i have a remaining Balance of $1500. It will back track the interest for past 6 months at 24% if not fully paid.
I have a great career as a licensed banker. I pay my CC balance in full 100% on time payment. I also am a consultant on part time basis. I have been a lender with prosper http://tinyurl.com/3whbsfx believer in prosper & i rather pay interest to the community where i lend than CC.
Monthly net income: $2800
Monthly Exp.
Housing:$800
Insurance:$160
Car exp:$0(paid off)
Utilities:$85
At&t uverse:$150
Food, ent. :$350
Clothing, household expenses:$200
CC and loans:$0
Thank you for taking the time to read my listing. If you have any questions please ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| smurf163 | $25.00 | 4/27/2011 9:06:50 AM |
| ippoco | $25.00 | 4/27/2011 9:10:05 AM |
| Zolton | $100.00 | 4/27/2011 9:12:51 AM |
| dime-surge | $50.00 | 4/27/2011 11:10:57 AM |
| Blends | $50.00 | 4/27/2011 10:50:42 AM |
| sentimental-silver7 | $25.00 | 4/27/2011 11:39:38 AM |
| secureincome | $100.00 | 4/27/2011 1:10:49 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:13 PM |
| a-restless-dollar | $25.00 | 4/27/2011 2:46:09 PM |
| inspiring-coin0 | $25.00 | 4/27/2011 2:55:09 PM |
| Bill88 | $25.00 | 4/27/2011 4:02:23 PM |
| BAJMP | $25.00 | 4/27/2011 5:50:18 PM |
| borrowmine | $25.00 | 4/27/2011 9:06:18 AM |
| dedication-point | $25.00 | 4/27/2011 9:09:29 AM |
| TikPmp1 | $25.00 | 4/27/2011 9:09:56 AM |
| reflective-rupee | $200.22 | 4/27/2011 9:39:08 AM |
| towering-market9 | $25.00 | 4/27/2011 9:45:25 AM |
| r48 | $26.00 | 4/27/2011 10:01:53 AM |
| heavy_ax | $25.00 | 4/27/2011 11:11:05 AM |
| upbeat-finance8 | $25.00 | 4/27/2011 3:28:49 PM |
| vutah | $25.00 | 4/27/2011 3:53:59 PM |
| nebraskajen | $25.65 | 4/27/2011 5:22:01 PM |
| DreamIsReal | $97.67 | 4/27/2011 5:30:55 PM |
| anton | $976.00 | 4/27/2011 7:03:55 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
504149
This series of Notes was issued and sold upon the funding of the borrower loan #48995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,278 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| icon040 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $4,180.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Attorney Fees
This loan will be used to pay legal fees to take my ex to court. She?s refused to let me get my kids on numerous occasions & I can't continue to not see them. I am also modifying my decree. I will ask for some of the legal fees back from her in court.
Financial situation:
I have a steady income & pay my bills on time. My credit score has dropped since my last loan due to my ex not paying the final bills in my name at our home. I just found out about this & paid them immediately. They have been removed from my credit report (0 delinquencies) but it hasn't reflected in my score yet.
Monthly net income: $1800
Expenses: $1449 (w/ this loan)
Housing: $0
Insurance: $112
Car: $450
Utilities: $122
Phone,cable,internet: $0 (free w/ job)
Food/Entertainment: $175
Clothing/household expenses: $50
Credit cards/loans: $302 + $173 (this loan)
*Income is assuming I get little/no OT which is rare. I budget assuming I won't get any in case that occurs. I am also due a raise*
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 4/27/2011 9:10:51 AM |
| investment-artist | $25.01 | 4/27/2011 9:11:58 AM |
| reflective-rupee | $400.22 | 4/27/2011 12:50:30 PM |
| green-inspiring-peace | $25.00 | 4/27/2011 12:38:14 PM |
| CA-Lender | $25.04 | 4/27/2011 5:30:06 PM |
| SolarMoonshine | $25.00 | 4/27/2011 5:35:29 PM |
| Moe87 | $25.00 | 4/27/2011 5:57:38 PM |
| reflective-rupee | $400.55 | 4/27/2011 8:15:31 PM |
| resplendent-kindness | $26.00 | 4/27/2011 7:27:37 PM |
| money-fort | $25.00 | 4/27/2011 7:55:32 PM |
| Frover | $25.00 | 4/28/2011 7:04:27 AM |
| Champion_Lending | $25.00 | 4/28/2011 8:14:48 AM |
| myutmost | $67.58 | 4/28/2011 8:46:35 AM |
| shugyosha | $50.00 | 4/28/2011 9:16:13 AM |
| thankful-nickel2 | $25.00 | 4/28/2011 9:35:36 AM |
| trail8631 | $48.32 | 4/28/2011 9:42:14 AM |
| determined-nickel30 | $50.00 | 4/28/2011 9:45:20 AM |
| alphabet76 | $25.00 | 4/28/2011 9:47:12 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:50:29 AM |
| fund-tom-tom6 | $25.00 | 4/28/2011 9:56:45 AM |
| phchristensen | $50.00 | 4/28/2011 9:57:39 AM |
| cforell | $36.49 | 4/28/2011 10:16:32 AM |
| jedijenn | $106.67 | 4/28/2011 10:22:49 AM |
| aliasqalias | $25.00 | 4/28/2011 11:09:44 AM |
| return-pumpkin7 | $25.00 | 4/28/2011 11:13:35 AM |
| 56bones | $25.00 | 4/28/2011 11:15:52 AM |
| moneytolend72 | $25.00 | 4/28/2011 10:46:54 AM |
| helpful-credit156 | $27.21 | 4/28/2011 11:08:00 AM |
| transparency-bear9 | $100.00 | 4/28/2011 11:45:29 AM |
| generosity-finder8 | $50.00 | 4/28/2011 11:49:23 AM |
| lotuss4 | $25.00 | 4/28/2011 12:14:09 PM |
| sensible-bazaar84 | $25.00 | 4/28/2011 12:11:33 PM |
| ultimate-peace | $150.00 | 4/27/2011 9:08:43 AM |
| penny-candy | $25.00 | 4/27/2011 7:10:36 PM |
| silver-buckeye | $25.00 | 4/27/2011 7:51:13 PM |
| leverage-ectasy | $25.00 | 4/27/2011 9:13:02 PM |
| autonomous-truth | $50.00 | 4/27/2011 8:58:08 PM |
| triumph246 | $50.00 | 4/28/2011 2:51:59 AM |
| irrelevant | $25.00 | 4/28/2011 6:01:05 AM |
| greencat | $50.00 | 4/28/2011 7:21:08 AM |
| first-serene-credit | $25.00 | 4/28/2011 8:23:29 AM |
| subtle-social4 | $25.00 | 4/28/2011 10:07:19 AM |
| droopie1 | $25.00 | 4/28/2011 10:14:26 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:32:08 AM |
| mpatrick | $25.00 | 4/28/2011 10:15:32 AM |
| lotuss4 | $50.00 | 4/28/2011 10:36:03 AM |
| agalt | $75.00 | 4/28/2011 10:42:17 AM |
| bbt210 | $100.00 | 4/28/2011 10:43:57 AM |
| sweetlan | $25.04 | 4/28/2011 11:22:11 AM |
| dough-optimization | $25.00 | 4/28/2011 11:24:21 AM |
| note-mad-scientist | $31.90 | 4/28/2011 11:29:34 AM |
| punctual-community8 | $25.96 | 4/28/2011 11:04:39 AM |
| TakeCare | $100.00 | 4/28/2011 11:10:04 AM |
| sfmf | $25.00 | 4/28/2011 11:41:06 AM |
| dinero-idol677 | $50.00 | 4/28/2011 12:02:26 PM |
| Jofga | $25.00 | 4/28/2011 12:07:26 PM |
| lotuss4 | $25.00 | 4/28/2011 12:14:20 PM |
| lotuss4 | $29.01 | 4/28/2011 12:14:32 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
491628
This series of Notes was issued and sold upon the funding of the borrower loan #49010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,141 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exchange-wizard |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
680-699
(Nov-2009)
|
|
Principal balance:
| $3,044.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
"Never Pays Late Borrower"
Purpose of loan:
This loan will be used to consolidate and manage current debt.
My financial situation:
I am a good candidate for this loan because I am a solid borrower. My credit is very good and I pay all of my bills on time--never late. I am a responsible attorney who built up some debt in the past few years, hence the need for a lump sum amount to reduce my current debt.
I have a strong salary and I'm going on 7 years at the same company. My reputation in the legal community is very strong. I am a responsible borrower who is able to repay this loan without any problems or concerns.
Monthly net income: $16250.00
Monthly expenses: $7750
Housing: $3700
Insurance: $250
Car expenses: $800
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $25.00 | 4/27/2011 9:10:14 AM |
| DHolly | $25.00 | 4/27/2011 9:35:51 AM |
| OldManP | $25.00 | 4/27/2011 9:10:44 AM |
| investment-artist | $25.01 | 4/27/2011 9:11:49 AM |
| tolerant-dinero2 | $25.00 | 4/27/2011 10:23:07 AM |
| jgar_O | $30.00 | 4/27/2011 1:42:55 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:16 PM |
| brightest-dignified-penny | $25.00 | 4/27/2011 4:34:20 PM |
| marinbb | $100.00 | 4/27/2011 5:50:19 PM |
| JustMee | $25.00 | 4/27/2011 6:28:29 PM |
| janeybooboo | $100.00 | 4/27/2011 8:10:26 PM |
| leverage-ectasy | $25.27 | 4/27/2011 9:17:27 PM |
| leverage-ectasy | $25.73 | 4/27/2011 9:18:38 PM |
| tech310 | $50.00 | 4/28/2011 12:43:36 AM |
| selector568 | $100.00 | 4/28/2011 2:31:59 AM |
| ohmarkybaby | $32.87 | 4/28/2011 3:01:31 AM |
| unassuming-market7 | $37.06 | 4/28/2011 3:02:29 AM |
| sensible-fund | $50.00 | 4/28/2011 3:22:36 AM |
| irrelevant | $25.00 | 4/28/2011 6:01:13 AM |
| golffish2 | $250.00 | 4/28/2011 6:54:58 AM |
| El_Profesional | $25.00 | 4/28/2011 8:47:47 AM |
| golffish2 | $100.00 | 4/28/2011 9:08:00 AM |
| marwadi-62 | $100.00 | 4/28/2011 9:28:27 AM |
| 113121 | $25.00 | 4/28/2011 11:23:53 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:55:50 AM |
| investment-comet | $25.00 | 4/28/2011 11:36:49 AM |
| CA-Lender | $100.04 | 4/28/2011 11:29:06 AM |
| money-fort | $35.00 | 4/28/2011 12:02:38 PM |
| TakeCare | $100.00 | 4/28/2011 11:51:38 AM |
| lotuss4 | $50.00 | 4/28/2011 12:08:43 PM |
| reward-galaxy | $50.00 | 4/28/2011 12:09:23 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:01:03 PM |
| dough-optimization | $25.00 | 4/28/2011 11:26:40 AM |
| 113121 | $333.34 | 4/28/2011 11:34:56 AM |
| vigilance-searcher | $25.00 | 4/28/2011 11:45:44 AM |
| optionscashflow | $25.00 | 4/28/2011 12:24:05 PM |
| Mad_Scientist | $50.00 | 4/28/2011 12:08:14 PM |
| asset-bada-bing | $25.00 | 4/28/2011 12:52:38 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:10:34 PM |
| money-baron-roth-IRA | $100.00 | 4/28/2011 12:47:50 PM |
| songbird98 | $25.00 | 4/28/2011 1:20:16 PM |
| orange-coin-walnut | $50.00 | 4/28/2011 1:35:13 PM |
| dough-hammock | $25.00 | 4/28/2011 1:20:32 PM |
| WSTRDG | $100.00 | 4/28/2011 1:46:20 PM |
| commerce-yeller | $100.00 | 4/28/2011 2:07:47 PM |
| NekHoldings | $25.00 | 4/27/2011 9:17:30 AM |
| cbivitz | $25.00 | 4/27/2011 9:09:07 AM |
| diplomatic-wealth7 | $25.00 | 4/27/2011 9:14:03 AM |
| economy-coup | $30.00 | 4/27/2011 9:14:27 AM |
| best-ingenious-funds | $25.00 | 4/27/2011 9:54:45 AM |
| HenlopenCapital | $30.00 | 4/27/2011 12:10:33 PM |
| reflective-rupee | $1,000.22 | 4/27/2011 2:34:19 PM |
| jeffe43 | $50.00 | 4/27/2011 3:34:14 PM |
| money-baron-roth-IRA | $100.00 | 4/27/2011 2:45:24 PM |
| genuine-integrity0 | $25.00 | 4/27/2011 3:35:51 PM |
| unrivaled-asset1 | $40.00 | 4/27/2011 4:57:32 PM |
| Moe87 | $25.00 | 4/27/2011 3:55:33 PM |
| Kash2010lu | $35.00 | 4/27/2011 5:28:21 PM |
| SolarMoonshine | $500.00 | 4/27/2011 5:44:31 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 6:31:48 PM |
| transformer855 | $25.00 | 4/27/2011 7:17:48 PM |
| larryboy10 | $25.00 | 4/27/2011 6:49:45 PM |
| golffish2 | $50.00 | 4/28/2011 4:37:06 AM |
| MilitaryLoans | $1,000.00 | 4/28/2011 9:25:11 AM |
| Bob450 | $25.00 | 4/28/2011 9:55:53 AM |
| 113121 | $350.00 | 4/28/2011 11:26:48 AM |
| transparency-bear9 | $100.00 | 4/28/2011 11:45:57 AM |
| lotuss4 | $25.00 | 4/28/2011 12:09:00 PM |
| neutrino6 | $55.67 | 4/28/2011 11:56:11 AM |
| sweetlan | $25.04 | 4/28/2011 11:23:00 AM |
| nickel-position | $25.00 | 4/28/2011 12:34:00 PM |
| StarshineXL | $350.00 | 4/28/2011 12:39:36 PM |
| 1randyp | $100.00 | 4/28/2011 12:25:35 PM |
| 2grindstones | $25.00 | 4/28/2011 12:51:49 PM |
| lotuss4 | $25.00 | 4/28/2011 12:08:51 PM |
| sensible-bazaar84 | $50.00 | 4/28/2011 12:12:12 PM |
| RecoveryLender | $25.00 | 4/28/2011 12:32:48 PM |
| careful-compassion | $25.00 | 4/28/2011 1:31:19 PM |
| Astyanax | $75.00 | 4/28/2011 2:08:17 PM |
| sweetlan | $25.00 | 4/28/2011 1:56:16 PM |
| Reddy_Capital | $25.00 | 4/28/2011 2:07:07 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
493554
This series of Notes was issued and sold upon the funding of the borrower loan #48980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $261.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,119 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| joyous-generosity0 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Equipment for Business
Purpose of loan:
This loan will be used for the kitchen remodel of my store. With this loan I will purchase a good condition used roller oven and good condition used dough press and a new proofing cabinet.
Total for equipment purchases are $8312.00
Business has successfully saved $3000.00 towards these equipment purchases.
My financial situation: Good
I am a good candidate for this loan because... I have been self employed in business for over 5 years and making pizza for over 3 years. I have been on time with all my payments.
Personal Information listed below
Monthly net income: $ 2240.00 currently this year
With this new loan debt to income percent is 36%
NO Morgage I own my home
Insurance: $105.25
Utilities: $175.00
Phone, cable, internet: $65.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $62.00
Other expenses: $ My business takes care of all other exenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 4/17/2011 12:02:42 PM |
| diplomatic-wealth7 | $25.00 | 4/17/2011 12:03:04 PM |
| ingenious-deal6 | $25.00 | 4/17/2011 12:00:52 PM |
| hcs1977 | $50.00 | 4/18/2011 3:03:19 PM |
| Jack55304 | $185.00 | 4/25/2011 8:16:23 PM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:37 AM |
| CA-Lender | $100.04 | 4/27/2011 1:37:13 PM |
| vennp | $50.00 | 4/27/2011 4:18:03 PM |
| 2grindstones | $25.00 | 4/27/2011 4:55:10 PM |
| intrepid-loot | $25.00 | 4/27/2011 5:26:41 PM |
| supersarah61 | $25.00 | 4/27/2011 5:22:22 PM |
| well-mannered-income3 | $30.00 | 4/27/2011 5:22:56 PM |
| klend4 | $25.00 | 4/27/2011 5:43:04 PM |
| gtheone | $100.00 | 4/27/2011 5:45:56 PM |
| fantastic-wampum1 | $100.00 | 4/27/2011 5:52:56 PM |
| bold-shrewd-duty | $25.00 | 4/27/2011 5:52:07 PM |
| loss-of-control | $100.00 | 4/27/2011 6:05:46 PM |
| Bob450 | $25.00 | 4/27/2011 6:21:24 PM |
| thelovebug | $100.00 | 4/27/2011 6:23:17 PM |
| shiny-balance8 | $104.00 | 4/27/2011 7:18:02 PM |
| benefit-position | $25.00 | 4/27/2011 7:39:30 PM |
| asset-pilot | $50.00 | 4/27/2011 8:17:24 PM |
| Binan | $25.00 | 4/27/2011 8:46:31 PM |
| etraboulay | $50.00 | 4/27/2011 7:35:25 PM |
| ddog0224 | $125.00 | 4/27/2011 9:13:05 PM |
| kinetic-yield4 | $25.00 | 4/27/2011 9:42:08 PM |
| EBITDA | $25.00 | 4/28/2011 1:57:38 AM |
| shrewd-income | $200.00 | 4/28/2011 5:11:03 AM |
| cognizant-wealth | $200.00 | 4/28/2011 3:01:48 AM |
| melodious-openness | $68.34 | 4/28/2011 5:35:08 AM |
| nourishing-payment8 | $30.00 | 4/28/2011 3:45:54 AM |
| irrelevant | $25.00 | 4/28/2011 6:01:32 AM |
| wild-orange | $100.00 | 4/28/2011 3:26:03 AM |
| E-B | $50.00 | 4/28/2011 4:01:11 AM |
| B2152 | $25.00 | 4/28/2011 5:09:41 AM |
| upright-silver | $31.71 | 4/28/2011 5:36:31 AM |
| marketplace-meridian | $25.00 | 4/28/2011 6:31:40 AM |
| simplelender80 | $150.00 | 4/17/2011 12:00:31 PM |
| suave-dime6 | $25.00 | 4/17/2011 12:02:09 PM |
| reflective-rupee | $222.22 | 4/19/2011 12:04:44 PM |
| SecondChanceLendingSERV | $25.00 | 4/21/2011 4:18:09 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:53 AM |
| hcs1977 | $50.00 | 4/25/2011 12:24:43 PM |
| loyalist1 | $100.00 | 4/25/2011 3:29:30 PM |
| nerdfactor | $25.00 | 4/26/2011 11:10:18 AM |
| miked8303 | $25.00 | 4/26/2011 9:03:16 PM |
| CAGE-Investments | $25.00 | 4/27/2011 3:15:55 AM |
| economy-coup | $30.00 | 4/27/2011 1:00:21 AM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 11:49:01 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 10:03:04 AM |
| note-oboe | $26.00 | 4/27/2011 5:23:41 PM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:19 PM |
| reflective-rupee | $222.55 | 4/27/2011 5:12:15 PM |
| profit-powerplant | $25.00 | 4/27/2011 5:43:43 PM |
| currency-emblem | $100.00 | 4/27/2011 5:44:58 PM |
| availableloan | $25.00 | 4/27/2011 6:25:20 PM |
| peregrine | $85.52 | 4/27/2011 8:07:21 PM |
| hookUup | $27.40 | 4/27/2011 7:05:45 PM |
| autonomous-truth | $100.00 | 4/27/2011 9:16:28 PM |
| capital_projects_investor | $25.00 | 4/27/2011 7:56:25 PM |
| DscGlfn | $25.09 | 4/27/2011 9:23:04 PM |
| natural-return0 | $103.08 | 4/27/2011 8:45:33 PM |
| ASG_NECO | $50.00 | 4/27/2011 9:46:36 PM |
| joyful-investment3 | $25.00 | 4/27/2011 10:03:30 PM |
| platinum-zoo4 | $26.00 | 4/27/2011 9:40:09 PM |
| Sorya | $25.00 | 4/27/2011 10:15:54 PM |
| jybank | $50.00 | 4/27/2011 10:24:05 PM |
| tech310 | $50.00 | 4/28/2011 12:41:14 AM |
| jk15 | $25.00 | 4/28/2011 1:09:35 AM |
| 3613925 | $25.00 | 4/28/2011 2:29:10 AM |
| heerzaquestion | $25.00 | 4/28/2011 5:16:12 AM |
| dime-vista2 | $25.00 | 4/28/2011 4:54:38 AM |
| goodhearted-gold3 | $50.00 | 4/28/2011 5:14:01 AM |
| cerebral-dollar773 | $47.02 | 4/28/2011 6:32:00 AM |
| himistu22 | $38.00 | 4/28/2011 6:20:05 AM |
| flexible-money1 | $148.03 | 4/28/2011 6:33:56 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
493964
This series of Notes was issued and sold upon the funding of the borrower loan #48990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $171.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,493 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-motor7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
720-739
(Apr-2010)
|
|
Principal balance:
| $4,980.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Rock Wall
Purpose of loan:
This loan will be used to?
fix our rock wall that was installed wrong and is now being washed away due to erosion.? My financial situation:
I am a good candidate for this loan because? I already have a prosper loan that I have am current on.? Monthly net income: $ 2500 me 4500 husband
Monthly expenses: $
??Housing: $
2112
??Insurance: $
125
??Car expenses: $
400
??Utilities: $
250
??Phone, cable, internet: $
267
??Food, entertainment: $
500
??Clothing, household expenses $
300
??Credit cards and other loans: $
400
??Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 4/27/2011 5:10:52 PM |
| investment-artist | $25.01 | 4/27/2011 5:07:34 PM |
| reflective-rupee | $500.55 | 4/27/2011 5:13:54 PM |
| r48 | $25.00 | 4/27/2011 5:21:37 PM |
| SecondChanceLendingSERV | $25.00 | 4/27/2011 5:35:25 PM |
| vutah | $25.00 | 4/27/2011 6:02:59 PM |
| payout-reaction740 | $25.00 | 4/27/2011 6:21:28 PM |
| loss-of-control | $100.00 | 4/27/2011 6:16:29 PM |
| samurai2 | $31.90 | 4/27/2011 6:41:27 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 6:30:49 PM |
| etraboulay | $50.00 | 4/27/2011 7:39:42 PM |
| etraboulay | $50.00 | 4/27/2011 7:42:40 PM |
| reflective-rupee | $250.55 | 4/27/2011 8:16:42 PM |
| favorite-commerce | $25.00 | 4/27/2011 8:34:14 PM |
| kind-bid-genome | $25.00 | 4/27/2011 10:46:29 PM |
| high-five544 | $50.00 | 4/27/2011 11:32:29 PM |
| handy-point5 | $25.00 | 4/27/2011 9:52:52 PM |
| steady-generosity9 | $49.00 | 4/27/2011 5:16:24 PM |
| vine99 | $50.00 | 4/27/2011 5:02:34 PM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 5:11:15 PM |
| Bob450 | $25.00 | 4/27/2011 5:32:20 PM |
| diplomatic-wealth7 | $25.00 | 4/27/2011 5:12:11 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 5:11:47 PM |
| Whipster | $50.00 | 4/27/2011 5:37:38 PM |
| wonder3 | $35.00 | 4/27/2011 5:41:04 PM |
| houli123 | $750.00 | 4/27/2011 6:09:48 PM |
| nashibaksi | $25.00 | 4/27/2011 6:44:35 PM |
| leverage-ectasy | $25.00 | 4/27/2011 7:43:20 PM |
| ddog0224 | $100.00 | 4/27/2011 9:17:09 PM |
| MoneyForNothing | $22.99 | 4/27/2011 11:35:49 PM |
| upbeat-finance8 | $30.00 | 4/27/2011 9:19:17 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
495612
This series of Notes was issued and sold upon the funding of the borrower loan #48961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $882 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| indomitable-silver8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CC Loan
Purpose of loan:
This loan will be used to...To pay off credit cards and college
My financial situation:
I am a good candidate for this loan because... I have a good credit history. I have a job that will allow me to pay the loan back. I have been keeping up with 3 credit card payments and 1 loan payment would be alot easier
Monthly net income: $ 2,900
Monthly expenses: $
Housing: $ 950
Insurance: $ 50.00
Car expenses: $ 0
Utilities: $ 100.00
Phone, cable, internet: $ 154.00
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/15/2011 9:09:48 AM |
| simplelender80 | $100.00 | 4/15/2011 9:06:16 AM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 9:10:13 AM |
| transformer855 | $25.00 | 4/15/2011 11:40:03 AM |
| favorite-commerce | $25.00 | 4/15/2011 12:58:46 PM |
| SolarMoonshine | $25.00 | 4/15/2011 2:54:50 PM |
| nickel-hickory | $50.00 | 4/16/2011 4:56:30 PM |
| auction-seeker | $25.00 | 4/16/2011 6:25:13 PM |
| Gibbyland | $100.00 | 4/19/2011 8:08:49 AM |
| Jack55304 | $185.00 | 4/21/2011 1:50:12 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:24 AM |
| loanman2007 | $50.00 | 4/25/2011 8:07:53 AM |
| miked8303 | $25.00 | 4/26/2011 10:33:46 AM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:54:29 PM |
| fantastic-wampum1 | $100.00 | 4/26/2011 6:11:45 PM |
| thelovebug | $47.14 | 4/26/2011 9:12:39 PM |
| economy-coup | $30.00 | 4/27/2011 1:00:13 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:13 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 10:02:36 AM |
| marketplace-human | $26.00 | 4/27/2011 12:32:00 PM |
| CA-Lender | $75.04 | 4/27/2011 3:36:20 PM |
| Barmas | $50.00 | 4/27/2011 4:19:19 PM |
| WSTRDG | $25.00 | 4/27/2011 3:40:54 PM |
| favorite-deal6 | $25.00 | 4/27/2011 3:47:22 PM |
| power-secret-agent | $25.00 | 4/27/2011 4:20:32 PM |
| kristof2007 | $25.00 | 4/27/2011 4:35:50 PM |
| gothampark | $25.00 | 4/27/2011 4:39:40 PM |
| supersarah61 | $25.00 | 4/27/2011 5:24:15 PM |
| intelligent-yield | $35.00 | 4/27/2011 4:48:42 PM |
| Aleut | $25.00 | 4/27/2011 5:33:10 PM |
| well-mannered-income3 | $70.00 | 4/27/2011 5:21:00 PM |
| alpete7 | $29.00 | 4/27/2011 5:42:05 PM |
| toronado | $50.00 | 4/27/2011 5:48:39 PM |
| ursus | $50.00 | 4/27/2011 5:52:40 PM |
| wilmajean | $50.00 | 4/27/2011 5:56:23 PM |
| gallant-economy9 | $771.83 | 4/27/2011 6:06:13 PM |
| suave-dime6 | $25.00 | 4/15/2011 9:11:46 AM |
| Weaverville | $25.00 | 4/15/2011 9:13:31 AM |
| reflective-rupee | $750.44 | 4/15/2011 10:39:42 AM |
| brightest-dignified-penny | $25.00 | 4/15/2011 11:02:01 AM |
| DHolly | $25.00 | 4/15/2011 1:36:04 PM |
| econgineer | $50.00 | 4/16/2011 12:28:43 PM |
| erowis | $99.00 | 4/19/2011 4:38:40 AM |
| nerdfactor | $25.00 | 4/22/2011 7:16:53 PM |
| loyalist1 | $100.00 | 4/25/2011 7:51:02 AM |
| superboss-awesomefist | $25.00 | 4/25/2011 10:03:20 AM |
| bold-shrewd-duty | $25.00 | 4/26/2011 7:44:50 AM |
| profit-powerplant | $25.00 | 4/26/2011 8:35:22 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:56 PM |
| mlj0671 | $25.00 | 4/27/2011 1:37:10 PM |
| reflective-rupee | $750.55 | 4/27/2011 4:07:05 PM |
| friendly-market5 | $25.00 | 4/27/2011 4:36:56 PM |
| FinanceEngine | $30.00 | 4/27/2011 3:34:21 PM |
| 2grindstones | $25.00 | 4/27/2011 4:49:18 PM |
| Astyanax | $50.00 | 4/27/2011 5:10:40 PM |
| note-oboe | $26.00 | 4/27/2011 5:18:50 PM |
| Rogesparkguy | $25.00 | 4/27/2011 5:37:08 PM |
| adub1979 | $50.00 | 4/27/2011 5:42:27 PM |
| gtheone | $50.00 | 4/27/2011 5:32:01 PM |
| payout-bridge | $25.00 | 4/27/2011 5:43:05 PM |
| irrelevant | $25.00 | 4/27/2011 5:39:35 PM |
| vutah | $25.00 | 4/27/2011 6:03:59 PM |
| durable-auction0 | $50.00 | 4/27/2011 5:45:22 PM |
| revenue-tsunami | $50.00 | 4/27/2011 5:45:34 PM |
| loss-of-control | $100.00 | 4/27/2011 6:01:59 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
500042
This series of Notes was issued and sold upon the funding of the borrower loan #48958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $267.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,180 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blooming-nickel3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
starting new business
Purpose of loan: help with start up costs for business
This loan will be used to... help buy property for location of title loan/payday loan business. extra cash will be used to fund loans for the first month until payments start coming in from customers.
My financial situation: very strong, secure job with steady monthly income of 4-5K.
I am a good candidate for this loan because...this would be my 2nd prosper loan with perfect payment history on first loan. monthly payments set up for electronic deduction from checking account.
Monthly net income: $4500
Monthly expenses: $1800
Housing: 700
Insurance: 150
Car expenses: $
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 4/19/2011 5:23:53 PM |
| Skeptical-one | $40.00 | 4/19/2011 5:40:19 PM |
| Zolton | $100.00 | 4/19/2011 5:41:13 PM |
| transformer855 | $25.00 | 4/20/2011 6:42:30 AM |
| janeybooboo | $100.00 | 4/23/2011 8:11:30 AM |
| reflective-rupee | $25.33 | 4/25/2011 5:00:42 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:20 PM |
| wealth-competitor | $25.00 | 4/25/2011 9:12:03 PM |
| sentimental-silver7 | $50.00 | 4/26/2011 7:54:49 AM |
| The-Lighthouse-Group | $25.00 | 4/26/2011 5:21:01 AM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:23:41 AM |
| TheCount | $25.00 | 4/26/2011 7:51:24 AM |
| shaneaj | $600.00 | 4/26/2011 8:53:30 AM |
| fund-tom-tom6 | $25.00 | 4/26/2011 6:44:59 AM |
| the-bid-sorcerer | $100.00 | 4/26/2011 9:19:51 AM |
| cbfresh | $25.00 | 4/26/2011 9:22:47 AM |
| Isanpankki | $100.00 | 4/26/2011 8:57:15 AM |
| bold-durability-drum | $71.00 | 4/26/2011 9:42:33 AM |
| the-bid-sorcerer | $100.00 | 4/26/2011 9:10:58 AM |
| brightest-luminous-cash9 | $50.00 | 4/26/2011 10:09:30 AM |
| slartibardfast | $30.00 | 4/26/2011 11:00:16 AM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:48:38 AM |
| Jazzy503 | $25.05 | 4/26/2011 11:56:25 AM |
| BxRealtor | $25.00 | 4/26/2011 11:51:30 AM |
| marwadi-62 | $27.58 | 4/26/2011 11:53:18 AM |
| 4aBetterTomorrow | $27.00 | 4/26/2011 11:04:11 AM |
| octoberfresh | $25.00 | 4/26/2011 1:00:35 PM |
| trade-caper | $35.00 | 4/26/2011 1:28:47 PM |
| american-investor | $50.00 | 4/26/2011 2:06:28 PM |
| eridient | $50.00 | 4/26/2011 12:11:05 PM |
| Leshan | $103.94 | 4/26/2011 2:28:37 PM |
| caring-generosity2 | $25.00 | 4/26/2011 12:14:34 PM |
| rate-optimizer0 | $25.00 | 4/26/2011 12:24:46 PM |
| balance-force | $25.00 | 4/26/2011 12:33:37 PM |
| Astyanax | $50.00 | 4/26/2011 12:45:40 PM |
| emosspot | $25.00 | 4/26/2011 3:05:11 PM |
| upbeat-investment9 | $50.00 | 4/26/2011 2:14:31 PM |
| MrCoffee | $26.70 | 4/26/2011 4:49:40 PM |
| NYCFinancier | $25.00 | 4/26/2011 5:05:32 PM |
| excellent-loan8 | $25.00 | 4/26/2011 5:23:36 PM |
| daano15 | $25.00 | 4/26/2011 4:58:57 PM |
| jonmars | $25.00 | 4/26/2011 5:39:36 PM |
| George13 | $50.00 | 4/26/2011 5:31:15 PM |
| jmb_lending | $25.00 | 4/26/2011 5:32:17 PM |
| ghinga | $31.00 | 4/26/2011 5:27:07 PM |
| triumph246 | $100.00 | 4/26/2011 5:53:41 PM |
| loss-of-control | $50.00 | 4/26/2011 6:00:22 PM |
| saga9 | $25.00 | 4/26/2011 5:50:13 PM |
| zone6 | $96.16 | 4/26/2011 5:39:27 PM |
| Reddy_Capital | $25.00 | 4/26/2011 6:12:27 PM |
| SIGLLC | $50.00 | 4/26/2011 5:53:54 PM |
| triumph246 | $100.00 | 4/26/2011 6:05:22 PM |
| Whitewater_Loans | $37.87 | 4/26/2011 6:26:28 PM |
| MoneyForNothing | $25.01 | 4/26/2011 6:12:38 PM |
| dough-hammock | $25.00 | 4/26/2011 6:30:17 PM |
| Print88 | $30.00 | 4/26/2011 7:03:40 PM |
| cashhelp | $30.00 | 4/19/2011 5:24:45 PM |
| OldManP | $35.00 | 4/19/2011 5:40:57 PM |
| CoolPlexer | $25.00 | 4/19/2011 5:40:37 PM |
| investment-artist | $25.01 | 4/19/2011 5:42:39 PM |
| bb575 | $50.00 | 4/20/2011 9:09:41 PM |
| FinDoc | $25.00 | 4/21/2011 2:59:22 PM |
| tntmojave | $50.00 | 4/22/2011 3:42:39 AM |
| competent-p2p | $35.00 | 4/23/2011 5:57:37 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:33 PM |
| jgar_O | $40.00 | 4/24/2011 3:17:20 PM |
| Gibbyland | $100.00 | 4/25/2011 10:23:56 PM |
| Zuzu | $50.00 | 4/26/2011 2:47:44 AM |
| borrowmine | $35.00 | 4/26/2011 6:24:14 AM |
| secureincome | $500.00 | 4/26/2011 6:27:37 AM |
| treasure-brigade | $25.00 | 4/26/2011 6:18:17 AM |
| loyalist1 | $300.00 | 4/26/2011 7:07:08 AM |
| Mlusher | $100.00 | 4/26/2011 7:58:48 AM |
| first-serene-credit | $25.00 | 4/26/2011 9:06:46 AM |
| ryan6853 | $25.00 | 4/26/2011 8:27:19 AM |
| jsnryn | $66.07 | 4/26/2011 6:48:52 AM |
| payment-halo | $25.00 | 4/26/2011 8:42:43 AM |
| shugyosha | $50.00 | 4/26/2011 9:32:51 AM |
| diversifylender | $50.00 | 4/26/2011 8:53:58 AM |
| money-badger | $50.00 | 4/26/2011 9:47:39 AM |
| dedication-point | $50.00 | 4/26/2011 9:40:07 AM |
| inspired-investment8 | $100.00 | 4/26/2011 9:42:14 AM |
| methodical-loot | $50.00 | 4/26/2011 10:23:22 AM |
| miked8303 | $25.00 | 4/26/2011 10:31:35 AM |
| Frugal | $25.00 | 4/26/2011 10:44:34 AM |
| neutrino6 | $25.00 | 4/26/2011 10:19:40 AM |
| exadius71 | $53.64 | 4/26/2011 11:23:05 AM |
| openness-confidant | $100.00 | 4/26/2011 11:40:40 AM |
| gain-boomerang5 | $25.00 | 4/26/2011 11:52:19 AM |
| sunny-justice9 | $25.00 | 4/26/2011 12:13:37 PM |
| Scotcha | $50.00 | 4/26/2011 12:41:11 PM |
| Lith | $100.00 | 4/26/2011 10:57:25 AM |
| tentonhammer99 | $91.82 | 4/26/2011 11:50:08 AM |
| mrack | $50.00 | 4/26/2011 1:58:04 PM |
| dough-hammock | $25.00 | 4/26/2011 11:57:25 AM |
| the-yield-surfer | $53.34 | 4/26/2011 2:09:29 PM |
| top-visionary-truth | $25.00 | 4/26/2011 1:36:41 PM |
| vern1981 | $75.63 | 4/26/2011 1:49:26 PM |
| eBankInvest | $30.63 | 4/26/2011 2:28:35 PM |
| money-surge1 | $50.00 | 4/26/2011 2:16:34 PM |
| Supervark | $84.40 | 4/26/2011 3:11:00 PM |
| spsavage | $25.00 | 4/26/2011 3:17:06 PM |
| wise-careful-greenback | $25.00 | 4/26/2011 3:20:38 PM |
| dynrep | $100.00 | 4/26/2011 2:59:50 PM |
| revenue-giraffe5 | $25.80 | 4/26/2011 4:49:21 PM |
| chameleon125 | $50.00 | 4/26/2011 4:44:13 PM |
| dudebrah | $25.00 | 4/26/2011 4:52:01 PM |
| titilsbie14 | $50.00 | 4/26/2011 5:11:03 PM |
| lgs83 | $30.00 | 4/26/2011 4:18:12 PM |
| klend4 | $25.00 | 4/26/2011 4:49:10 PM |
| Mad_Scientist | $50.00 | 4/26/2011 5:43:17 PM |
| triumph246 | $50.00 | 4/26/2011 6:00:55 PM |
| neutrino6 | $75.00 | 4/26/2011 6:07:14 PM |
| Ray3486 | $25.00 | 4/26/2011 6:09:34 PM |
| jc33148 | $132.58 | 4/26/2011 5:54:33 PM |
| upbeat-finance8 | $50.00 | 4/26/2011 6:06:09 PM |
| triumph246 | $100.00 | 4/26/2011 6:02:14 PM |
| triumph246 | $50.00 | 4/26/2011 6:03:02 PM |
| Dano007 | $50.00 | 4/26/2011 6:26:19 PM |
| head | $25.00 | 4/26/2011 7:24:45 PM |
| wealth-owner | $100.00 | 4/26/2011 6:20:15 PM |
| green-safe-wampum | $60.37 | 4/26/2011 6:26:59 PM |
| Dano007 | $50.00 | 4/26/2011 6:27:12 PM |
| MRMCapital | $55.68 | 4/26/2011 6:50:31 PM |
| payout-detective7 | $44.73 | 4/26/2011 6:39:44 PM |
| CPA-Banker | $50.00 | 4/26/2011 7:16:28 PM |
| mal12561 | $100.00 | 4/26/2011 7:22:48 PM |
| ColoradoCamping | $40.00 | 4/26/2011 7:24:51 PM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
500724
This series of Notes was issued and sold upon the funding of the borrower loan #49012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $129.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 23y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,931 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-tiger8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay on credit cards
My financial situation:
I am a good candidate for this loan because...i have been paying all
my bills on time
Monthly net income: $1992.02
Monthly expenses: $
Housing: $601.00 insurance in payment
Insurance: $car about 500 every 6 months
Car expenses: $60.00
Utilities: $100.00
Phone, cable, internet: $88.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/25/2011 9:08:17 AM |
| EngineersAlliance | $100.00 | 4/25/2011 9:08:10 AM |
| brightest-dignified-penny | $25.00 | 4/25/2011 10:40:00 AM |
| dudebrah | $25.00 | 4/25/2011 1:31:48 PM |
| omahajay | $25.00 | 4/26/2011 6:17:39 AM |
| broker558 | $25.00 | 4/27/2011 6:32:35 AM |
| gmoneydc | $25.00 | 4/27/2011 5:29:32 AM |
| BoCo | $25.00 | 4/27/2011 6:41:25 AM |
| jasonrun | $25.00 | 4/27/2011 8:13:04 AM |
| FinanceEngine | $30.00 | 4/27/2011 10:29:18 AM |
| pythia | $25.00 | 4/27/2011 11:13:31 AM |
| integrity-parsec | $59.57 | 4/27/2011 12:15:40 PM |
| neutrino6 | $25.00 | 4/27/2011 1:00:22 PM |
| Sugarmama21 | $50.00 | 4/27/2011 11:38:03 AM |
| 30Sky | $25.00 | 4/27/2011 2:19:32 PM |
| CA-Lender | $25.04 | 4/27/2011 2:03:54 PM |
| Mad_Scientist | $35.00 | 4/27/2011 2:26:13 PM |
| wamozart | $34.85 | 4/27/2011 2:46:26 PM |
| friendly-market5 | $25.00 | 4/27/2011 3:46:14 PM |
| vutah | $25.00 | 4/27/2011 2:58:34 PM |
| jebber007 | $25.00 | 4/27/2011 3:01:19 PM |
| WSTRDG | $25.00 | 4/27/2011 3:11:32 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 3:15:34 PM |
| wisechoice | $38.14 | 4/27/2011 3:19:42 PM |
| sfmf | $25.00 | 4/27/2011 2:44:35 PM |
| intelligent-yield | $100.00 | 4/27/2011 4:32:17 PM |
| careful-moola3 | $27.77 | 4/27/2011 4:47:19 PM |
| interstellar | $50.00 | 4/27/2011 4:47:45 PM |
| Astyanax | $50.00 | 4/27/2011 4:53:48 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 4:44:56 PM |
| supersarah61 | $25.00 | 4/27/2011 5:01:37 PM |
| wampum-chorus3 | $25.32 | 4/27/2011 4:41:02 PM |
| ingenious-deal6 | $25.00 | 4/26/2011 2:19:05 PM |
| reflective-rupee | $25.44 | 4/26/2011 5:43:42 PM |
| Techne_Funds_LLC | $25.00 | 4/27/2011 5:16:50 AM |
| hopeful-truth5 | $50.00 | 4/27/2011 7:19:23 AM |
| reflective-rupee | $175.55 | 4/27/2011 5:42:33 AM |
| szetheli | $130.00 | 4/27/2011 7:39:31 AM |
| donenzo | $25.00 | 4/27/2011 6:22:32 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:20:25 AM |
| sensible-trade | $100.00 | 4/27/2011 9:42:37 AM |
| secureincome | $350.00 | 4/27/2011 11:25:51 AM |
| the-dedication-viking | $250.00 | 4/27/2011 9:54:09 AM |
| Hogan55 | $31.00 | 4/27/2011 10:11:45 AM |
| currency-emblem | $50.00 | 4/27/2011 12:13:39 PM |
| integrity-doctor | $100.00 | 4/27/2011 1:34:55 PM |
| kafoty1 | $25.00 | 4/27/2011 12:45:25 PM |
| Engineer44 | $25.00 | 4/27/2011 2:27:02 PM |
| 0403 | $25.00 | 4/27/2011 1:12:27 PM |
| luvlending | $50.00 | 4/27/2011 2:37:17 PM |
| a-restless-dollar | $25.00 | 4/27/2011 2:39:44 PM |
| wonderous-velocity1 | $60.00 | 4/27/2011 2:52:46 PM |
| pacheco | $150.00 | 4/27/2011 2:19:26 PM |
| neodym | $25.00 | 4/27/2011 3:06:08 PM |
| investment-habanero8 | $100.00 | 4/27/2011 3:05:41 PM |
| ddog0224 | $50.00 | 4/27/2011 2:34:00 PM |
| unbelievable-coin2 | $54.00 | 4/27/2011 3:53:20 PM |
| value-rocket | $35.54 | 4/27/2011 3:14:32 PM |
| power-bluebird2 | $50.00 | 4/27/2011 3:23:21 PM |
| PropertyInvest | $25.00 | 4/27/2011 4:06:56 PM |
| djh47a | $25.00 | 4/27/2011 4:51:04 PM |
| restless-community389 | $25.00 | 4/27/2011 5:03:24 PM |
| kristof2007 | $25.00 | 4/27/2011 4:40:34 PM |
| moneyismyshot | $25.00 | 4/27/2011 5:19:31 PM |
| orchestra0 | $46.14 | 4/27/2011 5:06:47 PM |
| DreamIsReal | $16.64 | 4/27/2011 5:22:05 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
501140
This series of Notes was issued and sold upon the funding of the borrower loan #48967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,506 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 70 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enterprising-transparency0 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
eagle
Purpose of loan: pay off debt
This loan will be used to...pay off debt
My financial situation: reasonable
I am a good candidate for this loan because...
solid employment
Monthly net income: $7952.00
Monthly expenses: $5240
Housing: $2120
Insurance: $450
Car expenses: $100
Utilities: $350
Phone, cable, internet: $270
Food, entertainment: $350
Clothing, household expenses: $300
Credit cards and other loans: $1100
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Artist_Blue | $25.00 | 4/6/2011 5:42:03 PM |
| caprirolito | $25.00 | 4/6/2011 5:30:03 PM |
| s_man1 | $50.00 | 4/7/2011 9:11:26 AM |
| lean-ore9 | $25.00 | 4/14/2011 5:18:33 PM |
| transparency-baton | $25.00 | 4/18/2011 9:37:19 AM |
| 340 | $34.59 | 4/18/2011 6:02:21 PM |
| Peacepower | $25.00 | 4/18/2011 5:45:38 PM |
| dudebrah | $25.00 | 4/18/2011 6:08:53 PM |
| reflective-rupee | $125.55 | 4/18/2011 7:59:03 PM |
| money-fort | $25.00 | 4/18/2011 6:15:59 PM |
| Kerrysbay | $50.00 | 4/19/2011 1:48:23 AM |
| melodious-openness | $70.00 | 4/19/2011 5:03:52 AM |
| reward-harp | $400.00 | 4/19/2011 10:23:05 AM |
| reflective-rupee | $75.55 | 4/19/2011 10:31:29 AM |
| sunny-justice9 | $25.00 | 4/19/2011 12:01:19 PM |
| Unitas4302 | $50.00 | 4/19/2011 2:12:25 PM |
| autonomous-truth | $77.78 | 4/19/2011 4:22:55 PM |
| FinanceEngine | $30.00 | 4/19/2011 4:47:44 PM |
| money-yeller | $30.00 | 4/19/2011 4:45:39 PM |
| sharp-trade0 | $25.00 | 4/19/2011 5:03:22 PM |
| brightest-excellent-rate | $225.00 | 4/19/2011 7:11:56 PM |
| dedicated-trade9 | $100.00 | 4/19/2011 7:45:22 PM |
| helpful-credit156 | $25.00 | 4/19/2011 6:42:35 PM |
| pokey38650 | $37.73 | 4/19/2011 8:06:50 PM |
| bsmtloan | $137.66 | 4/19/2011 8:40:15 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:24:00 PM |
| high-five544 | $25.00 | 4/19/2011 9:43:00 PM |
| dispatch4u | $35.16 | 4/19/2011 10:20:02 PM |
| aquistoyraul | $36.84 | 4/19/2011 9:06:19 PM |
| goodhearted-basis4 | $25.00 | 4/19/2011 9:37:02 PM |
| papaloha | $25.00 | 4/20/2011 3:07:19 AM |
| jjswanso | $25.00 | 4/20/2011 4:53:08 AM |
| Oak-Parker | $25.00 | 4/20/2011 5:38:52 AM |
| thatguyoverseas | $25.00 | 4/20/2011 6:25:18 AM |
| MDJAX67 | $100.00 | 4/20/2011 5:41:30 AM |
| steamboatgal | $50.00 | 4/6/2011 6:42:26 PM |
| DadWarbucks | $25.00 | 4/6/2011 5:25:24 PM |
| desertoasis | $25.00 | 4/7/2011 1:45:58 AM |
| flwah | $25.00 | 4/7/2011 2:00:08 AM |
| affluence-tycoon | $42.93 | 4/7/2011 2:12:27 AM |
| PatRichi | $25.00 | 4/7/2011 1:58:43 AM |
| kindness-hickory5 | $50.00 | 4/7/2011 4:57:30 AM |
| lagnisiruk | $25.00 | 4/7/2011 8:09:08 AM |
| kulender | $50.00 | 4/7/2011 1:57:22 AM |
| brightest-dignified-penny | $25.00 | 4/7/2011 10:57:51 AM |
| power-bluebird2 | $100.00 | 4/7/2011 4:33:29 PM |
| vigorous-market5 | $200.00 | 4/13/2011 1:15:09 PM |
| CA-Lender | $25.04 | 4/18/2011 5:12:59 PM |
| Kqwik | $25.00 | 4/18/2011 6:47:32 PM |
| hookUup | $26.32 | 4/18/2011 5:58:30 PM |
| Dubbs360 | $100.00 | 4/18/2011 7:06:46 PM |
| handy-justice | $100.00 | 4/18/2011 8:29:15 PM |
| red-favorable-basis | $25.00 | 4/19/2011 4:41:09 AM |
| PCGeekWI | $25.00 | 4/19/2011 6:17:42 AM |
| credit-elation1 | $25.00 | 4/19/2011 8:31:29 AM |
| kingbob | $25.00 | 4/19/2011 2:55:40 PM |
| VJ_Financial | $50.00 | 4/19/2011 4:14:35 PM |
| credit-superstar3 | $25.00 | 4/19/2011 5:04:59 PM |
| loss-of-control | $50.00 | 4/19/2011 5:32:38 PM |
| 1randyp | $200.00 | 4/19/2011 5:38:42 PM |
| fandacom | $50.00 | 4/19/2011 5:53:52 PM |
| crew53 | $100.00 | 4/19/2011 7:18:13 PM |
| NYretire | $27.84 | 4/19/2011 8:11:41 PM |
| focused-wampum | $30.00 | 4/19/2011 6:50:34 PM |
| diversification-medalist | $25.00 | 4/19/2011 11:29:29 PM |
| moola-pillow | $25.00 | 4/19/2011 8:21:50 PM |
| bmbanzai | $25.00 | 4/19/2011 9:09:42 PM |
| ZackZoo | $100.00 | 4/19/2011 10:00:29 PM |
| integrityisnumone | $25.00 | 4/20/2011 2:59:14 AM |
| Engineer44 | $25.00 | 4/19/2011 10:53:25 PM |
| wampum-chorus3 | $32.83 | 4/20/2011 5:39:02 AM |
| dollar-oracle55 | $25.00 | 4/20/2011 6:26:12 AM |
| Johnab | $26.00 | 4/20/2011 4:42:56 AM |
| GElender | $25.00 | 4/20/2011 5:57:19 AM |
| dollar-oracle55 | $25.00 | 4/20/2011 6:26:21 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
501454
This series of Notes was issued and sold upon the funding of the borrower loan #49014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $948 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-mindful-interest |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500.00
Monthly expenses: $
Housing: $1064
Insurance: $100
Car expenses: $200
Utilities: $122
Phone, cable, internet: $157
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/12/2011 5:24:08 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 5:27:48 PM |
| suave-dime6 | $25.00 | 4/12/2011 5:23:13 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:29:05 PM |
| ursus | $50.00 | 4/18/2011 8:49:18 AM |
| thelovebug | $50.00 | 4/20/2011 6:06:03 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:59 AM |
| Easystreet | $25.00 | 4/23/2011 2:35:14 PM |
| Aleut | $25.00 | 4/23/2011 6:14:58 PM |
| RedantFinance | $25.00 | 4/25/2011 4:35:01 PM |
| rvfbroker | $25.00 | 4/25/2011 5:40:29 PM |
| transparency-grasshopper | $25.00 | 4/25/2011 6:16:07 PM |
| handshake5 | $100.00 | 4/25/2011 6:30:17 PM |
| IIP77 | $25.00 | 4/25/2011 6:31:10 PM |
| coolnatkat | $25.00 | 4/25/2011 7:22:24 PM |
| newest-inspiring-power | $25.00 | 4/25/2011 7:24:07 PM |
| punctual-worth | $25.00 | 4/25/2011 7:24:24 PM |
| fabulous-revenue7 | $25.00 | 4/25/2011 7:24:42 PM |
| chungfang | $50.00 | 4/25/2011 7:25:13 PM |
| Hexnut | $25.00 | 4/25/2011 7:26:07 PM |
| life-is-great | $25.00 | 4/25/2011 7:27:14 PM |
| Tikibarman | $50.00 | 4/25/2011 7:27:24 PM |
| hard-working-loot | $50.00 | 4/25/2011 7:27:36 PM |
| oreyedoc | $50.00 | 4/25/2011 7:28:53 PM |
| actuarial_investor | $25.00 | 4/25/2011 7:30:05 PM |
| fund-web3 | $25.00 | 4/25/2011 7:30:13 PM |
| GCInvestments | $50.00 | 4/25/2011 7:30:37 PM |
| return-pumpkin7 | $25.00 | 4/25/2011 7:30:53 PM |
| logical-investment4 | $25.00 | 4/25/2011 7:33:43 PM |
| songbird98 | $25.00 | 4/25/2011 7:34:31 PM |
| five-star-note | $25.00 | 4/25/2011 7:24:11 PM |
| shrewd-peace7 | $25.00 | 4/25/2011 7:25:20 PM |
| dodibugg0881 | $50.00 | 4/25/2011 7:35:28 PM |
| payout-paddle1 | $50.00 | 4/25/2011 7:25:39 PM |
| whartonmba | $25.00 | 4/25/2011 7:35:57 PM |
| MicroLender357 | $50.00 | 4/25/2011 7:25:51 PM |
| Jloaner | $50.00 | 4/25/2011 7:36:07 PM |
| bob_sacamano | $25.00 | 4/25/2011 7:25:56 PM |
| shmb6508 | $50.00 | 4/25/2011 7:36:23 PM |
| SonomaHills | $50.00 | 4/25/2011 7:36:53 PM |
| forthright-dedication | $50.00 | 4/25/2011 7:27:32 PM |
| TheYellowDart | $25.00 | 4/25/2011 7:38:59 PM |
| fairhelper | $25.00 | 4/25/2011 7:27:49 PM |
| mtquan | $25.00 | 4/25/2011 7:28:15 PM |
| excellent-greenback | $25.00 | 4/25/2011 7:28:24 PM |
| dollar-cherry6 | $100.00 | 4/25/2011 7:40:38 PM |
| tstaub1234 | $25.00 | 4/25/2011 7:28:41 PM |
| reasonable-transaction7 | $25.00 | 4/25/2011 7:41:22 PM |
| wildsf | $50.00 | 4/25/2011 7:29:09 PM |
| auction-formula | $150.00 | 4/25/2011 7:41:31 PM |
| drg6289 | $25.00 | 4/25/2011 7:42:20 PM |
| the-bid-sorcerer | $50.00 | 4/25/2011 7:31:59 PM |
| davidc314 | $50.00 | 4/25/2011 7:43:51 PM |
| transparency-burger | $25.00 | 4/25/2011 7:35:48 PM |
| orangetrust | $50.00 | 4/25/2011 7:36:41 PM |
| bajaruss | $25.00 | 4/25/2011 7:24:55 PM |
| floridass | $25.00 | 4/25/2011 7:47:05 PM |
| EJL | $25.00 | 4/25/2011 7:38:55 PM |
| riproaringrapids | $25.00 | 4/25/2011 7:25:36 PM |
| compassion-lotus5 | $50.00 | 4/25/2011 7:26:57 PM |
| reward-adventure | $50.00 | 4/25/2011 7:49:03 PM |
| gizzywump | $50.00 | 4/25/2011 7:27:18 PM |
| supersarah61 | $25.00 | 4/25/2011 7:40:56 PM |
| lendsalot | $25.00 | 4/25/2011 7:28:28 PM |
| greatwhiteninja | $50.00 | 4/25/2011 7:29:03 PM |
| dough-bear | $50.00 | 4/25/2011 7:51:08 PM |
| nodrivelpls | $25.00 | 4/25/2011 7:43:58 PM |
| Diamond_Jim | $50.00 | 4/25/2011 7:45:01 PM |
| Raven39 | $25.00 | 4/25/2011 7:29:49 PM |
| blackstar | $25.00 | 4/25/2011 7:30:30 PM |
| CapitalismRocks | $25.00 | 4/25/2011 7:47:52 PM |
| orange-astute-finance | $25.00 | 4/25/2011 7:30:48 PM |
| thrifty-return | $30.00 | 4/25/2011 7:31:12 PM |
| burrito6 | $25.00 | 4/25/2011 7:53:21 PM |
| Digs | $25.00 | 4/25/2011 7:31:52 PM |
| saffron4 | $50.00 | 4/25/2011 7:54:13 PM |
| cropdust3r | $25.00 | 4/25/2011 7:50:59 PM |
| wwwUniversal | $25.00 | 4/25/2011 7:52:31 PM |
| liberty-destiny3 | $25.00 | 4/25/2011 7:53:14 PM |
| NYCFinancier | $25.00 | 4/25/2011 7:37:09 PM |
| Reinadog9 | $25.00 | 4/25/2011 7:37:21 PM |
| elegant-loot | $25.00 | 4/25/2011 7:57:11 PM |
| flwah | $25.00 | 4/25/2011 7:39:17 PM |
| transaction-animal8 | $25.00 | 4/25/2011 7:58:55 PM |
| careful-note | $50.00 | 4/25/2011 7:59:09 PM |
| LenderFish | $25.00 | 4/25/2011 7:58:48 PM |
| Cai8899 | $30.00 | 4/25/2011 8:00:00 PM |
| GElender | $25.00 | 4/25/2011 8:01:23 PM |
| inspired-duty5 | $25.00 | 4/25/2011 8:01:11 PM |
| djindepth | $50.00 | 4/25/2011 8:01:39 PM |
| credit-wheel7 | $25.00 | 4/25/2011 7:45:30 PM |
| desertoasis | $25.00 | 4/25/2011 7:46:59 PM |
| Hokie83 | $50.00 | 4/25/2011 7:47:31 PM |
| Guerrilla_Man | $25.00 | 4/25/2011 7:51:30 PM |
| LAM26 | $25.00 | 4/25/2011 7:52:47 PM |
| FeedTheMachine | $100.00 | 4/25/2011 7:53:04 PM |
| finance-magma7 | $50.00 | 4/25/2011 7:58:15 PM |
| Wellman | $50.00 | 4/25/2011 8:00:25 PM |
| nerdfactor | $25.00 | 4/12/2011 5:29:54 PM |
| sharp-trade0 | $25.00 | 4/12/2011 5:31:19 PM |
| SecondChanceLendingSERV | $25.00 | 4/13/2011 8:26:33 AM |
| Weaverville | $25.00 | 4/14/2011 7:32:49 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:01 AM |
| fantastic-wampum1 | $100.00 | 4/18/2011 4:07:13 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:19 PM |
| mercuriant | $25.00 | 4/20/2011 4:15:23 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:53 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:17 AM |
| Comoparklender | $50.00 | 4/23/2011 8:14:49 PM |
| missing-link | $25.00 | 4/23/2011 7:49:24 PM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:17 PM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:36 AM |
| wesleyan | $50.00 | 4/25/2011 12:09:35 PM |
| worthy-bid8 | $25.00 | 4/25/2011 1:20:12 PM |
| radforj22 | $25.00 | 4/25/2011 3:34:52 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:04:57 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:22 PM |
| Katburg | $25.00 | 4/25/2011 6:14:59 PM |
| stolan | $37.85 | 4/25/2011 7:23:44 PM |
| hope-eagle6 | $25.00 | 4/25/2011 7:24:01 PM |
| WilliamLeeSims | $25.00 | 4/25/2011 7:24:17 PM |
| nletunic | $50.00 | 4/25/2011 7:26:25 PM |
| greenback-magma1 | $100.00 | 4/25/2011 7:26:36 PM |
| power-mad-scientist | $25.00 | 4/25/2011 7:27:28 PM |
| GMOD026 | $25.00 | 4/25/2011 7:27:45 PM |
| ingenious-diversification | $25.00 | 4/25/2011 7:28:02 PM |
| turbolozano | $50.00 | 4/25/2011 7:29:00 PM |
| special-responsibility | $25.00 | 4/25/2011 7:30:18 PM |
| social-conductor4 | $25.00 | 4/25/2011 7:30:42 PM |
| red-power-pecan | $50.00 | 4/25/2011 7:30:58 PM |
| Supp0rter | $34.70 | 4/25/2011 7:31:24 PM |
| pixeldave | $28.53 | 4/25/2011 7:34:10 PM |
| innocent-income4 | $25.00 | 4/25/2011 7:34:43 PM |
| fattygordon | $50.00 | 4/25/2011 7:35:22 PM |
| truth-ceremony | $25.00 | 4/25/2011 7:25:31 PM |
| GInBaghdad | $25.00 | 4/25/2011 7:35:44 PM |
| raisingophelia | $25.00 | 4/25/2011 7:25:46 PM |
| benjamins-voyage | $25.00 | 4/25/2011 7:26:44 PM |
| IntrepidInvestment | $50.00 | 4/25/2011 7:36:48 PM |
| orange-vigilance-shower | $50.00 | 4/25/2011 7:27:03 PM |
| orbital-investment5 | $50.00 | 4/25/2011 7:27:40 PM |
| neutrino6 | $25.00 | 4/25/2011 7:28:11 PM |
| happy-return4 | $50.00 | 4/25/2011 7:40:17 PM |
| VOID67 | $50.00 | 4/25/2011 7:28:19 PM |
| TrekTune | $25.00 | 4/25/2011 7:29:32 PM |
| financial-frenzy | $50.00 | 4/25/2011 7:41:44 PM |
| Ocean713 | $50.00 | 4/25/2011 7:42:29 PM |
| patriot897 | $25.00 | 4/25/2011 7:32:04 PM |
| godzig | $25.00 | 4/25/2011 7:24:50 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 7:37:06 PM |
| Longtermcapitalmgmt | $25.00 | 4/25/2011 7:25:03 PM |
| impressive-dough4 | $50.00 | 4/25/2011 7:48:05 PM |
| treasure-generator | $25.00 | 4/25/2011 7:25:42 PM |
| new-social-economist | $50.00 | 4/25/2011 7:48:28 PM |
| a-successful-credit | $100.00 | 4/25/2011 7:26:52 PM |
| basis-zeus9 | $25.00 | 4/25/2011 7:48:44 PM |
| sakha | $50.00 | 4/25/2011 7:27:09 PM |
| indomitable-dedication | $50.00 | 4/25/2011 7:28:31 PM |
| papaman | $25.00 | 4/25/2011 7:50:19 PM |
| well-rounded-payout1 | $50.00 | 4/25/2011 7:28:46 PM |
| CC911 | $25.00 | 4/25/2011 7:43:05 PM |
| rhin0cerx | $50.00 | 4/25/2011 7:51:14 PM |
| picklesforarthur | $25.00 | 4/25/2011 7:29:25 PM |
| GGreg799 | $25.00 | 4/25/2011 7:29:45 PM |
| platinum-platoon | $25.00 | 4/25/2011 7:47:38 PM |
| Richmp412 | $25.00 | 4/25/2011 7:30:33 PM |
| investment-visionary | $25.00 | 4/25/2011 7:48:54 PM |
| Executive23 | $25.00 | 4/25/2011 7:53:28 PM |
| dedicated-transaction796 | $50.00 | 4/25/2011 7:53:45 PM |
| seisen | $50.00 | 4/25/2011 7:50:45 PM |
| gold-blanket0 | $25.00 | 4/25/2011 7:34:57 PM |
| NoMoreDebt4Me | $25.00 | 4/25/2011 7:52:10 PM |
| bonus-powerplant | $30.00 | 4/25/2011 7:35:41 PM |
| ommcd | $25.00 | 4/25/2011 7:52:38 PM |
| green-moola-sniffer | $50.00 | 4/25/2011 7:37:03 PM |
| inventive-wealth2 | $25.00 | 4/25/2011 7:37:14 PM |
| rulender | $50.00 | 4/25/2011 7:37:35 PM |
| pkn62572 | $25.00 | 4/25/2011 7:57:05 PM |
| oldmora | $36.09 | 4/25/2011 7:57:20 PM |
| orange-leverage-phoenix | $50.00 | 4/25/2011 7:59:15 PM |
| shrewd-truth1 | $50.00 | 4/25/2011 7:58:40 PM |
| wampum-cocktail | $25.00 | 4/25/2011 7:40:45 PM |
| nowits10 | $50.00 | 4/25/2011 7:59:19 PM |
| bold-durability-drum | $50.00 | 4/25/2011 7:41:51 PM |
| shrewd-deal | $25.00 | 4/25/2011 8:01:07 PM |
| economy-producer | $25.00 | 4/25/2011 8:00:37 PM |
| power-bluebird2 | $50.00 | 4/25/2011 8:01:30 PM |
| nicklds | $25.00 | 4/25/2011 7:42:53 PM |
| felix-tower | $25.00 | 4/25/2011 8:01:34 PM |
| utopia14 | $25.00 | 4/25/2011 7:46:10 PM |
| seanambrose | $25.00 | 4/25/2011 7:47:11 PM |
| dedicated-hope640 | $25.00 | 4/25/2011 7:48:13 PM |
| agiovasil | $25.00 | 4/25/2011 7:48:39 PM |
| Learning2Lend | $29.48 | 4/25/2011 7:50:25 PM |
| commitment-cadence | $50.00 | 4/25/2011 7:58:11 PM |
| ah-long | $25.00 | 4/25/2011 8:00:12 PM |
| vkm2000 | $50.00 | 4/25/2011 8:00:55 PM |
| 197 Investments
|
Borrower Payment Dependent Notes Series
501540
This series of Notes was issued and sold upon the funding of the borrower loan #48955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $286.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ore-monger |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
|
|
Principal balance:
| $5,266.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
in need of home improvements
Purpose of loan:
This loan will be used to...
My financial situation: stable
I am a good candidate for this loan because...i have no credit card debt, i have a stable income and a great history paying off my curent prosper loan
Monthly net income: $4000
Monthly expenses: $
Housing: $750
Insurance: $
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:47 PM |
| r48 | $25.00 | 4/10/2011 12:06:13 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:37 PM |
| integrity-doctor | $100.00 | 4/11/2011 8:11:06 AM |
| tolerant-dinero2 | $25.00 | 4/11/2011 10:54:40 AM |
| hamster | $25.74 | 4/15/2011 6:32:02 AM |
| GElender | $25.00 | 4/15/2011 7:20:41 AM |
| investment-comet | $25.00 | 4/15/2011 7:11:31 AM |
| worth-shower8 | $100.00 | 4/15/2011 8:34:00 AM |
| jgar_O | $40.00 | 4/15/2011 12:52:56 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:49 AM |
| the-kindness-honker | $25.00 | 4/17/2011 7:17:20 PM |
| ursus | $50.00 | 4/18/2011 8:48:14 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:49 AM |
| credit-sycamore4 | $50.00 | 4/20/2011 4:51:06 PM |
| red-power-pecan | $50.00 | 4/21/2011 4:30:37 PM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:58 AM |
| silver-buckeye | $100.00 | 4/22/2011 4:29:39 PM |
| handy-justice | $50.00 | 4/22/2011 5:06:43 PM |
| the-silver-blaster | $50.00 | 4/22/2011 5:05:53 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:22 PM |
| dinero-fighter | $100.00 | 4/22/2011 6:20:34 PM |
| sfmf | $25.00 | 4/22/2011 8:08:21 PM |
| resplendent-dollar | $25.00 | 4/23/2011 12:53:36 AM |
| worth-shower8 | $100.00 | 4/23/2011 2:15:36 AM |
| 1randyp | $100.00 | 4/23/2011 4:53:43 AM |
| intrepid-loot | $25.00 | 4/23/2011 5:09:16 AM |
| Kestrel | $25.00 | 4/23/2011 5:32:29 AM |
| flexible-duty3 | $25.00 | 4/23/2011 5:33:18 AM |
| Bank42 | $25.00 | 4/23/2011 6:25:00 AM |
| persistent-income2 | $200.00 | 4/23/2011 6:14:18 AM |
| red-favorable-basis | $25.00 | 4/23/2011 6:36:36 AM |
| hookUup | $32.40 | 4/23/2011 6:43:34 AM |
| retirementlady | $25.00 | 4/23/2011 7:17:43 AM |
| Badgworth | $50.00 | 4/23/2011 8:30:06 AM |
| flanative | $100.00 | 4/23/2011 8:43:34 AM |
| travels536 | $25.00 | 4/23/2011 9:35:28 AM |
| macgeek | $25.00 | 4/23/2011 9:34:46 AM |
| credible-durability | $25.00 | 4/23/2011 10:02:38 AM |
| fighter122 | $50.00 | 4/23/2011 10:27:42 AM |
| tech310 | $50.00 | 4/23/2011 10:30:22 AM |
| rutzebach | $85.47 | 4/23/2011 11:23:37 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:29 AM |
| thoughtful-exchange8 | $50.00 | 4/23/2011 1:07:22 PM |
| Erikdbp | $25.00 | 4/23/2011 12:39:25 PM |
| orange-preeminant-bill | $50.00 | 4/23/2011 1:17:41 PM |
| sharp-trade0 | $25.00 | 4/23/2011 1:08:13 PM |
| escharfer | $25.00 | 4/23/2011 1:18:03 PM |
| LAM26 | $25.00 | 4/23/2011 1:19:01 PM |
| graceful-investment | $100.00 | 4/23/2011 1:19:26 PM |
| MasterJin | $25.00 | 4/23/2011 1:19:48 PM |
| dood2112 | $25.00 | 4/23/2011 1:14:18 PM |
| HHP | $68.52 | 4/23/2011 1:19:59 PM |
| basis-zeus9 | $25.00 | 4/23/2011 1:17:46 PM |
| zippy-interest | $44.19 | 4/23/2011 1:18:23 PM |
| lovelongandprosper | $50.00 | 4/23/2011 1:18:38 PM |
| treasure-bliss | $50.00 | 4/23/2011 1:19:04 PM |
| FeedTheMachine | $100.00 | 4/23/2011 1:19:18 PM |
| investment-visionary | $25.00 | 4/23/2011 1:19:22 PM |
| gsd | $25.00 | 4/23/2011 1:55:44 PM |
| treasure-expert | $25.00 | 4/23/2011 1:56:31 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:04 PM |
| Feyenoord | $25.00 | 4/10/2011 12:04:30 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:53 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:58 PM |
| reflective-rupee | $250.44 | 4/10/2011 12:27:31 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:38 PM |
| thelovebug | $100.00 | 4/14/2011 4:43:36 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:39 PM |
| Dubbs360 | $100.00 | 4/15/2011 8:04:31 AM |
| Jack55304 | $185.00 | 4/17/2011 5:33:06 AM |
| asiaratt | $50.00 | 4/19/2011 4:16:16 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:14 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:56 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:30 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:58 PM |
| patriot897 | $25.00 | 4/21/2011 5:18:04 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:20 AM |
| Jon8403 | $50.00 | 4/22/2011 4:22:11 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 5:35:54 PM |
| competent-p2p | $35.00 | 4/22/2011 6:07:41 PM |
| CA-Lender | $25.04 | 4/22/2011 5:31:06 PM |
| symbiosis | $50.00 | 4/22/2011 6:20:27 PM |
| Axium | $50.00 | 4/22/2011 6:40:46 PM |
| point-kitten6 | $100.00 | 4/22/2011 5:35:11 PM |
| courteous-kindness1 | $25.00 | 4/22/2011 5:40:56 PM |
| emosspot | $25.00 | 4/22/2011 6:50:41 PM |
| trapperdc | $200.00 | 4/22/2011 8:23:33 PM |
| dudebrah | $25.00 | 4/22/2011 9:34:19 PM |
| Binan | $25.00 | 4/22/2011 8:48:10 PM |
| janeybooboo | $100.00 | 4/22/2011 9:08:40 PM |
| Whitewater_Loans | $50.00 | 4/22/2011 9:14:03 PM |
| Pitufo | $125.00 | 4/22/2011 9:18:51 PM |
| admirable-basis1 | $25.00 | 4/22/2011 9:43:00 PM |
| jasonrun | $25.00 | 4/22/2011 9:44:07 PM |
| blissful-cash3 | $75.00 | 4/22/2011 9:58:28 PM |
| thomas16882004 | $25.00 | 4/22/2011 11:35:18 PM |
| loanman2007 | $50.00 | 4/23/2011 5:04:56 AM |
| corporatejim | $31.25 | 4/23/2011 5:19:09 AM |
| inforapenny | $50.00 | 4/23/2011 5:49:28 AM |
| peace-maximizer8 | $50.00 | 4/23/2011 5:54:07 AM |
| bmbanzai | $30.00 | 4/23/2011 6:32:50 AM |
| Oakland | $50.00 | 4/23/2011 7:17:25 AM |
| loyalist1 | $300.00 | 4/23/2011 7:22:05 AM |
| Pu239 | $64.00 | 4/23/2011 7:15:53 AM |
| investment-comet | $25.00 | 4/23/2011 7:34:40 AM |
| bsmtloan | $150.00 | 4/23/2011 7:23:09 AM |
| NYCFinancier | $25.00 | 4/23/2011 8:16:19 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:26:02 AM |
| fund-baker9 | $600.00 | 4/23/2011 8:47:40 AM |
| Kyileo | $25.00 | 4/23/2011 8:11:00 AM |
| shawnw2 | $25.00 | 4/23/2011 8:32:25 AM |
| Bob450 | $25.00 | 4/23/2011 10:30:09 AM |
| ethicalhumanist | $25.00 | 4/23/2011 1:01:40 PM |
| five-star-justice | $25.00 | 4/23/2011 1:06:24 PM |
| finance-prescription | $50.00 | 4/23/2011 1:06:57 PM |
| payment-gusto | $25.00 | 4/23/2011 1:19:28 PM |
| famous-bill | $25.00 | 4/23/2011 1:14:28 PM |
| burrito6 | $25.00 | 4/23/2011 1:19:43 PM |
| Mariner3605 | $25.00 | 4/23/2011 1:15:15 PM |
| dedicated-transaction796 | $50.00 | 4/23/2011 1:20:05 PM |
| dominickf | $50.00 | 4/23/2011 1:16:40 PM |
| agiovasil | $25.00 | 4/23/2011 1:16:59 PM |
| fortytwo | $100.00 | 4/23/2011 1:17:54 PM |
| brazilofmux | $45.34 | 4/23/2011 1:18:35 PM |
| ommcd | $25.00 | 4/23/2011 1:18:58 PM |
| ivy-league-MBA | $25.00 | 4/23/2011 1:19:15 PM |
| reward-adventure | $32.06 | 4/23/2011 1:19:24 PM |
| liberty-destiny3 | $25.00 | 4/23/2011 1:19:30 PM |
| Executive23 | $25.00 | 4/23/2011 1:19:52 PM |
| apostle901 | $25.00 | 4/23/2011 1:20:03 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
501592
This series of Notes was issued and sold upon the funding of the borrower loan #49008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,608.24 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 10.90% |
Borrower rate/APR:
| 11.90% / 13.25% |
Monthly payment:
| $302.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.87% | | |
| |
Estimated return*:
| 7.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,544 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| RentalBuyer |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Great Rental Investment
Purpose of loan:
I plan to use this money to buy a great little house, rehab it, and rent it out. I've worked as a leasing agent for a large company, I've rehabbed a few other houses in the past with my own savings and I'm hoping that with some outside investment, I'll be able to do more houses. This house will cost $13K, and will take about $25K to rehab. Once finished, it will be worth about $55K and I'll be able to collect $1200 rent from 2 units. This will make loan repayment easy.
My financial situation:
I've been working 2-3 jobs at a time since I was 16, and I recently bought a very successful bar. It's going great, and I'm making great money. I plan to use this property, and others, as retirement income down the road so I'm looking for the long term, not a flip. My salary is enough that I'd be able to repay this loan even without the rental income so there is no chance of not repaying.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi, sounds like a good opportunity for you. Why the high revolving balance and where in IN does this opportunity exist? - OmahaGuy
A:
I have a home equity line on my original home. I've been slow to pay it down because of the low interest rate. I've been using cash to purchase/rehab other properties instead.
This home, as well as my others, is in Lafayette, Indiana
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/10/2011 12:06:14 PM |
| Zolton | $100.00 | 4/10/2011 12:08:53 PM |
| Peterman | $25.00 | 4/10/2011 12:09:12 PM |
| BxRealtor | $25.00 | 4/10/2011 12:09:50 PM |
| efficient-treasure0 | $25.00 | 4/10/2011 12:13:35 PM |
| reflective-rupee | $300.44 | 4/10/2011 1:02:15 PM |
| PRGuyinVA | $25.00 | 4/10/2011 7:27:08 PM |
| Paragon13 | $50.00 | 4/10/2011 9:30:31 PM |
| zone6 | $50.00 | 4/11/2011 2:40:34 PM |
| chibear34 | $25.00 | 4/12/2011 4:08:23 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:18:24 AM |
| yield-seeker | $25.00 | 4/12/2011 1:43:25 PM |
| cash-cymbal | $50.58 | 4/13/2011 8:48:34 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:20 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:35 PM |
| ursus | $100.00 | 4/18/2011 9:00:03 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:22 PM |
| generosity-mastery | $50.00 | 4/18/2011 3:49:19 PM |
| djh47a | $25.00 | 4/19/2011 2:34:01 AM |
| p40thawk | $25.00 | 4/19/2011 5:00:41 PM |
| Mariner3605 | $25.00 | 4/19/2011 5:54:50 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:50 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:35 AM |
| radforj22 | $25.00 | 4/20/2011 4:39:23 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:28 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:43 AM |
| AY_RY | $36.69 | 4/20/2011 10:09:13 AM |
| bold-durability-drum | $50.00 | 4/20/2011 4:00:12 PM |
| RiskAdverse | $25.00 | 4/20/2011 8:38:50 PM |
| friendly-moola0 | $500.00 | 4/21/2011 10:23:25 AM |
| najmn103 | $25.00 | 4/22/2011 7:00:39 AM |
| patriot897 | $25.00 | 4/22/2011 5:26:14 PM |
| aquarexbi | $100.00 | 4/22/2011 6:15:39 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:30 PM |
| handy-justice | $100.00 | 4/22/2011 6:43:15 PM |
| silver-buckeye | $50.00 | 4/22/2011 6:52:35 PM |
| bmbanzai | $25.00 | 4/22/2011 7:41:21 PM |
| ORteacher | $50.00 | 4/22/2011 8:52:29 PM |
| fair-payment4 | $25.00 | 4/22/2011 8:55:29 PM |
| hope-lionheart1 | $25.00 | 4/22/2011 9:07:06 PM |
| Pitufo | $25.00 | 4/22/2011 9:26:20 PM |
| Binan | $50.00 | 4/22/2011 8:47:12 PM |
| Whitewater_Loans | $50.00 | 4/22/2011 9:09:38 PM |
| jasonrun | $25.00 | 4/22/2011 10:32:06 PM |
| kinetic-yield4 | $25.00 | 4/22/2011 9:34:16 PM |
| j2ee | $25.00 | 4/22/2011 9:39:29 PM |
| Sixmil | $100.00 | 4/22/2011 9:50:19 PM |
| jarf | $50.00 | 4/22/2011 10:00:32 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:30:13 PM |
| peso-mate | $50.00 | 4/22/2011 10:51:02 PM |
| SeekingAlpha | $30.00 | 4/23/2011 12:01:40 AM |
| Roundhouse | $300.00 | 4/22/2011 11:10:47 PM |
| thomas16882004 | $25.00 | 4/22/2011 11:34:23 PM |
| wealth-renaissance5 | $25.00 | 4/22/2011 11:45:22 PM |
| sfmf | $25.00 | 4/22/2011 11:32:42 PM |
| Lender0010 | $50.00 | 4/23/2011 12:25:57 AM |
| damage | $25.00 | 4/23/2011 12:15:34 AM |
| w8291 | $25.00 | 4/23/2011 12:35:10 AM |
| CliffordtheRed | $100.00 | 4/23/2011 12:46:09 AM |
| resplendent-dollar | $25.00 | 4/23/2011 12:58:23 AM |
| Ripsaw4U | $50.00 | 4/23/2011 2:58:12 AM |
| power-secret-agent | $25.00 | 4/23/2011 3:05:34 AM |
| reward-rancher | $25.00 | 4/23/2011 4:11:02 AM |
| 1randyp | $200.00 | 4/23/2011 4:56:12 AM |
| Kestrel | $50.00 | 4/23/2011 5:28:00 AM |
| floridahelper | $100.00 | 4/23/2011 5:08:11 AM |
| flexible-duty3 | $25.00 | 4/23/2011 5:18:32 AM |
| peace-maximizer8 | $100.00 | 4/23/2011 5:39:35 AM |
| persistent-income2 | $103.76 | 4/23/2011 6:15:43 AM |
| zippy-revenue8 | $50.00 | 4/23/2011 6:18:16 AM |
| hard-working-loot | $25.00 | 4/23/2011 6:19:29 AM |
| economy-popcorn | $25.00 | 4/23/2011 6:54:02 AM |
| thajr | $27.16 | 4/23/2011 7:46:47 AM |
| sanfordg | $50.00 | 4/23/2011 7:20:29 AM |
| mistertao | $25.00 | 4/23/2011 7:53:07 AM |
| LeosMami | $25.00 | 4/23/2011 8:24:00 AM |
| manmeg | $50.00 | 4/23/2011 8:29:52 AM |
| BigBroJake | $50.00 | 4/23/2011 8:30:15 AM |
| HardLender | $25.00 | 4/23/2011 7:50:13 AM |
| important-ore | $150.00 | 4/23/2011 8:42:38 AM |
| objective-investor | $500.00 | 4/23/2011 8:23:37 AM |
| friendinmoney | $25.00 | 4/23/2011 9:03:05 AM |
| Badgworth | $50.00 | 4/23/2011 8:28:01 AM |
| Blue_HorseShoe | $30.00 | 4/23/2011 9:16:41 AM |
| macgeek | $300.00 | 4/23/2011 9:26:30 AM |
| charb57 | $50.00 | 4/23/2011 8:37:17 AM |
| TomDalonajay | $25.00 | 4/23/2011 8:39:23 AM |
| motivator796 | $35.00 | 4/23/2011 8:55:51 AM |
| Nailman88 | $100.00 | 4/23/2011 9:37:29 AM |
| lendsalot | $50.00 | 4/23/2011 9:09:44 AM |
| neutrino6 | $25.00 | 4/23/2011 9:31:36 AM |
| finance-symphony7 | $33.08 | 4/23/2011 12:05:48 PM |
| deepclear | $100.00 | 4/23/2011 1:57:44 PM |
| bigphish | $50.00 | 4/23/2011 1:56:01 PM |
| rmbot | $75.00 | 4/23/2011 2:29:09 PM |
| Medic05 | $25.00 | 4/23/2011 2:39:12 PM |
| fantastic-wampum1 | $100.00 | 4/23/2011 2:38:09 PM |
| CalBear5 | $25.00 | 4/23/2011 3:09:14 PM |
| gilbrear | $25.00 | 4/23/2011 3:36:31 PM |
| CarlC | $50.00 | 4/23/2011 6:59:17 PM |
| jhuang617 | $50.00 | 4/23/2011 9:19:26 PM |
| Reddy_Capital | $25.00 | 4/23/2011 10:32:10 PM |
| RealEstateInvestorsoftheUS | $33.88 | 4/24/2011 1:08:33 AM |
| PatriotKnight | $50.00 | 4/24/2011 9:59:17 AM |
| jameskdean | $50.00 | 4/24/2011 8:49:20 AM |
| PeterV | $50.00 | 4/24/2011 11:05:05 AM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:15:16 PM |
| Bank_Of_XL | $25.00 | 4/10/2011 12:23:56 PM |
| simplelender80 | $100.00 | 4/11/2011 6:29:11 PM |
| gaiusceasar | $25.00 | 4/13/2011 9:21:15 AM |
| frooogal | $50.00 | 4/13/2011 11:58:16 AM |
| enthralling-deal180 | $50.00 | 4/14/2011 9:35:53 AM |
| Weaverville | $50.00 | 4/14/2011 7:39:46 PM |
| AFairDeal | $50.00 | 4/16/2011 7:35:25 AM |
| availableloan | $25.00 | 4/17/2011 10:05:56 AM |
| rustysailor | $25.00 | 4/18/2011 10:42:24 AM |
| Tradesmanlender | $25.00 | 4/19/2011 5:58:37 PM |
| Hondo | $25.00 | 4/20/2011 1:21:25 PM |
| SOBRO-FINANCE | $25.00 | 4/20/2011 11:25:26 PM |
| goat361 | $50.00 | 4/21/2011 8:40:40 PM |
| MARSTUN | $25.00 | 4/22/2011 1:42:01 AM |
| melodious-fairness | $50.00 | 4/22/2011 3:56:36 AM |
| balance-trailblazer | $150.00 | 4/22/2011 10:16:41 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:46 PM |
| sharp-trade0 | $25.00 | 4/22/2011 5:10:55 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:15 PM |
| California04 | $50.00 | 4/22/2011 5:27:21 PM |
| loot-heart | $25.00 | 4/22/2011 5:27:33 PM |
| celkram | $25.00 | 4/22/2011 5:27:58 PM |
| money-watcher | $30.00 | 4/22/2011 6:16:43 PM |
| dinero-fighter | $300.00 | 4/22/2011 6:21:36 PM |
| GoldenGo4 | $199.91 | 4/22/2011 8:38:57 PM |
| AJLending | $25.00 | 4/22/2011 7:04:50 PM |
| Binan | $50.00 | 4/22/2011 9:01:04 PM |
| LendGuy | $100.00 | 4/22/2011 8:32:47 PM |
| market-trooper3 | $500.00 | 4/22/2011 8:38:10 PM |
| withfries2 | $100.00 | 4/22/2011 8:58:15 PM |
| Dorf | $25.00 | 4/22/2011 9:15:18 PM |
| sacmt | $35.00 | 4/22/2011 10:46:23 PM |
| calimanusa | $25.06 | 4/22/2011 10:59:20 PM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:20 AM |
| ToweringDan | $75.00 | 4/22/2011 11:36:26 PM |
| rmtcpa55 | $100.00 | 4/22/2011 11:39:22 PM |
| alex206 | $25.00 | 4/23/2011 12:24:12 AM |
| ladyonthebay | $50.00 | 4/23/2011 4:03:05 AM |
| friendly-market5 | $50.00 | 4/23/2011 5:35:30 AM |
| edsmoney | $100.00 | 4/23/2011 5:48:11 AM |
| Bank42 | $50.00 | 4/23/2011 6:26:02 AM |
| Bucket219 | $25.00 | 4/23/2011 5:44:48 AM |
| invincible-agreement8 | $200.00 | 4/23/2011 5:46:44 AM |
| foldingbenny2 | $60.00 | 4/23/2011 6:18:51 AM |
| cashasaurus0 | $250.00 | 4/23/2011 6:34:14 AM |
| Theodon | $25.00 | 4/23/2011 6:34:15 AM |
| coquiman | $53.42 | 4/23/2011 6:43:43 AM |
| r48 | $26.00 | 4/23/2011 7:13:48 AM |
| spudbeach | $69.02 | 4/23/2011 7:32:51 AM |
| Oakland | $50.00 | 4/23/2011 7:19:20 AM |
| goldenretriever | $100.00 | 4/23/2011 7:24:34 AM |
| hookUup | $31.40 | 4/23/2011 7:05:43 AM |
| Lender2895a | $500.00 | 4/23/2011 7:10:17 AM |
| martymaniaman | $25.00 | 4/23/2011 8:05:06 AM |
| Rivermaverick | $25.00 | 4/23/2011 7:38:09 AM |
| mrrc7498 | $50.00 | 4/23/2011 7:37:04 AM |
| starry2001 | $25.00 | 4/23/2011 8:07:06 AM |
| fund-tom-tom6 | $100.00 | 4/23/2011 8:39:17 AM |
| Kyileo | $25.00 | 4/23/2011 8:13:19 AM |
| maximizer | $50.00 | 4/23/2011 7:53:29 AM |
| prainvestment | $40.00 | 4/23/2011 8:15:56 AM |
| raiderj | $33.36 | 4/23/2011 8:02:19 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:26:19 AM |
| payout-detective7 | $50.00 | 4/23/2011 8:11:17 AM |
| lucrative-worth | $25.00 | 4/23/2011 8:30:58 AM |
| pjl | $25.00 | 4/23/2011 8:21:32 AM |
| upperdeck | $25.00 | 4/23/2011 8:29:07 AM |
| wildcard451 | $25.00 | 4/23/2011 9:18:00 AM |
| flanative | $100.00 | 4/23/2011 8:46:34 AM |
| momoney2lend | $100.00 | 4/23/2011 9:12:02 AM |
| credit-observatory | $25.00 | 4/23/2011 8:55:12 AM |
| cclady | $500.00 | 4/23/2011 9:37:43 AM |
| bold-peaceful-silver | $25.00 | 4/23/2011 9:20:24 AM |
| 108lender | $500.00 | 4/23/2011 9:40:37 AM |
| credible-durability | $25.00 | 4/23/2011 9:59:43 AM |
| marwadi-62 | $200.00 | 4/23/2011 12:14:48 PM |
| Steveoo1 | $25.00 | 4/23/2011 2:26:04 PM |
| derwiki | $25.00 | 4/23/2011 2:46:32 PM |
| apeloans | $50.00 | 4/23/2011 4:17:05 PM |
| drkosh | $25.00 | 4/23/2011 4:44:26 PM |
| Aleut | $25.00 | 4/23/2011 6:14:29 PM |
| VBAces | $50.00 | 4/23/2011 8:40:24 PM |
| WSB-GROUP | $25.00 | 4/23/2011 8:19:09 PM |
| silver-saguaro | $30.00 | 4/23/2011 8:34:18 PM |
| JustMee | $25.00 | 4/23/2011 9:02:17 PM |
| rapid-currency | $25.00 | 4/23/2011 11:37:59 PM |
| HH123 | $25.00 | 4/24/2011 4:59:39 AM |
| Floridagirl | $50.00 | 4/24/2011 5:05:50 AM |
| orange-value-exec | $25.00 | 4/24/2011 5:14:46 AM |
| AGSLending | $25.00 | 4/24/2011 8:27:07 AM |
| sildoc | $65.13 | 4/24/2011 8:34:36 AM |
| elfincove | $50.00 | 4/24/2011 8:50:01 AM |
| commerce-yeller | $40.00 | 4/24/2011 10:03:18 AM |
| movia12 | $64.35 | 4/24/2011 10:09:32 AM |
| 201 Investments
|
Borrower Payment Dependent Notes Series
501678
This series of Notes was issued and sold upon the funding of the borrower loan #48937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,657.86 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $265.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,808 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| confidant343 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to fund repairs on two investment properties I have. Properties are fully rented with low vacancy rates. Amount will be used to partially fund capital expenditures for properties (i.e. new roof, etc.)
My financial situation:
I am a good candidate for this loan because I have an excellent credit record, good income and am extremely motivated. I recently changed jobs after 4 years resulting in a 20% increase in my income. I also am a CPA who has income outside of the $110k from my day job. I am financing these projects so I do not have to dip into personal savings that I have set aside for my family's security.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/12/2011 5:23:09 PM |
| logical-reward8 | $25.00 | 4/12/2011 5:20:21 PM |
| dtrain5 | $25.00 | 4/12/2011 5:26:10 PM |
| serene-truth2 | $50.00 | 4/12/2011 5:28:13 PM |
| ore-genius2 | $100.00 | 4/12/2011 5:30:07 PM |
| sharp-income2 | $25.00 | 4/12/2011 5:30:55 PM |
| bill-appraiser7 | $25.00 | 4/13/2011 2:39:52 AM |
| kenji4861 | $25.00 | 4/14/2011 1:22:00 AM |
| j2ee | $25.00 | 4/16/2011 5:06:52 PM |
| nosualcneas | $25.00 | 4/16/2011 3:55:02 PM |
| worthy-value1 | $50.00 | 4/18/2011 4:46:07 PM |
| compoundinterest | $50.00 | 4/19/2011 8:04:22 AM |
| community-pipeline | $50.00 | 4/19/2011 11:51:44 AM |
| fund-tom-tom6 | $25.00 | 4/19/2011 12:45:08 PM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:24 PM |
| DannyPhantom | $50.00 | 4/19/2011 9:08:25 PM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:34:57 AM |
| srgriff | $25.00 | 4/20/2011 3:21:25 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:50 PM |
| jescowa | $50.00 | 4/21/2011 12:37:19 PM |
| RandyL3 | $25.00 | 4/21/2011 12:49:19 PM |
| panegryst | $50.00 | 4/21/2011 12:39:27 PM |
| Carpetkid | $50.00 | 4/21/2011 5:56:44 PM |
| gogrannygo | $25.00 | 4/22/2011 7:11:01 AM |
| Darrkblu | $25.00 | 4/22/2011 9:34:41 AM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:29 PM |
| kind-adventurous-finance | $50.00 | 4/22/2011 4:29:59 PM |
| a-exponential-hope | $25.00 | 4/22/2011 4:55:23 PM |
| kevinchu | $25.00 | 4/22/2011 10:56:55 PM |
| systematic0 | $50.00 | 4/23/2011 12:40:00 AM |
| a-responsible-return | $41.57 | 4/23/2011 5:07:05 AM |
| mistertao | $25.00 | 4/23/2011 7:59:24 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:40:52 AM |
| speyer | $50.00 | 4/23/2011 9:59:12 AM |
| credible-durability | $25.00 | 4/23/2011 10:01:05 AM |
| UnclePockets | $25.00 | 4/23/2011 10:55:06 AM |
| Taxman44 | $25.00 | 4/23/2011 12:04:27 PM |
| blooming-market | $25.00 | 4/23/2011 2:36:53 PM |
| truth-image | $50.00 | 4/23/2011 7:29:22 PM |
| radforj22 | $25.00 | 4/23/2011 8:59:46 PM |
| jasperpants | $25.00 | 4/24/2011 6:14:28 AM |
| antlr | $50.00 | 4/24/2011 4:39:21 PM |
| misohoni | $50.00 | 4/24/2011 5:54:00 PM |
| compassionate-dime0 | $50.00 | 4/24/2011 5:54:28 PM |
| MO_Investor | $25.00 | 4/25/2011 6:00:33 AM |
| tbati | $25.00 | 4/25/2011 4:09:19 PM |
| reflective-rupee | $275.33 | 4/25/2011 4:37:58 PM |
| smart-kindness8 | $100.00 | 4/25/2011 6:10:37 PM |
| MikeB918 | $25.00 | 4/25/2011 6:57:46 PM |
| income-awakening6 | $25.00 | 4/25/2011 8:12:21 PM |
| patriot897 | $50.00 | 4/25/2011 8:08:11 PM |
| Johnny1002 | $100.00 | 4/25/2011 8:32:47 PM |
| atbright | $25.00 | 4/25/2011 8:39:49 PM |
| Denver-Rental-Properties | $25.00 | 4/25/2011 8:40:45 PM |
| wealth-competitor | $25.00 | 4/25/2011 9:06:55 PM |
| steves73 | $50.00 | 4/25/2011 8:56:09 PM |
| lifegrowth | $25.00 | 4/25/2011 8:40:18 PM |
| pmandel | $87.93 | 4/25/2011 9:14:04 PM |
| Astyanax | $50.00 | 4/25/2011 9:21:19 PM |
| goddessworshiper | $25.00 | 4/26/2011 12:42:32 AM |
| Zuzu | $50.00 | 4/26/2011 2:41:32 AM |
| reflective-rupee | $400.33 | 4/26/2011 3:35:20 AM |
| sgt-schultz | $25.00 | 4/26/2011 6:15:53 AM |
| GTMoneyMan | $25.00 | 4/26/2011 6:34:30 AM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:23:10 AM |
| payment-halo | $25.00 | 4/26/2011 7:24:05 AM |
| ams294 | $100.00 | 4/26/2011 5:40:44 AM |
| TheCount | $25.00 | 4/26/2011 7:50:50 AM |
| C_Mark | $200.00 | 4/26/2011 6:05:45 AM |
| Lender0010 | $50.00 | 4/26/2011 8:24:40 AM |
| efficient-treasure0 | $25.00 | 4/26/2011 9:22:13 AM |
| gzeo | $25.00 | 4/26/2011 9:24:01 AM |
| ZeoInvestments | $25.00 | 4/26/2011 9:26:50 AM |
| goodkarma | $25.00 | 4/26/2011 9:30:44 AM |
| ebusinessagent | $25.00 | 4/26/2011 9:21:46 AM |
| casaram | $25.00 | 4/26/2011 9:26:18 AM |
| Octavian315 | $35.00 | 4/26/2011 9:28:26 AM |
| shaneaj | $500.00 | 4/26/2011 8:47:44 AM |
| anyoi | $35.76 | 4/26/2011 9:32:59 AM |
| Natronpee | $25.00 | 4/26/2011 9:42:10 AM |
| windfall46 | $25.00 | 4/26/2011 9:29:56 AM |
| shugyosha | $50.00 | 4/26/2011 9:39:14 AM |
| saahilld | $25.00 | 4/26/2011 9:41:35 AM |
| accelerator96 | $25.00 | 4/26/2011 10:31:59 AM |
| discrete-asset | $25.00 | 4/26/2011 9:56:24 AM |
| slartibardfast | $25.00 | 4/26/2011 11:04:58 AM |
| NYCLAIMSGUY | $25.00 | 4/26/2011 11:39:56 AM |
| top-epic-community | $50.00 | 4/26/2011 11:34:57 AM |
| dedication-point | $25.00 | 4/26/2011 1:09:00 PM |
| burgeoning-silver | $25.00 | 4/26/2011 2:31:05 PM |
| commerce-yeller | $50.00 | 4/26/2011 4:06:55 PM |
| MrDavid | $50.00 | 4/12/2011 5:23:40 PM |
| meux99 | $25.00 | 4/12/2011 5:28:47 PM |
| DukSerduk | $25.00 | 4/12/2011 5:20:16 PM |
| minista | $25.00 | 4/12/2011 5:28:58 PM |
| worthy-bid8 | $100.00 | 4/12/2011 5:26:06 PM |
| blot44 | $50.00 | 4/12/2011 5:28:52 PM |
| sparky1129 | $50.00 | 4/12/2011 5:33:19 PM |
| CIC | $25.00 | 4/13/2011 2:34:22 AM |
| subtle-revenue0 | $25.00 | 4/13/2011 2:35:50 AM |
| reflective-rupee | $25.44 | 4/13/2011 12:20:26 PM |
| MasterJin | $25.00 | 4/14/2011 12:07:13 PM |
| JJ9876 | $50.00 | 4/15/2011 10:05:02 AM |
| Havana21 | $200.00 | 4/16/2011 2:40:12 PM |
| Weaverville | $100.00 | 4/16/2011 4:49:11 PM |
| fcrick | $25.00 | 4/16/2011 5:05:04 PM |
| p40thawk | $50.00 | 4/17/2011 6:29:35 PM |
| jeffpac | $50.00 | 4/19/2011 7:05:09 AM |
| damage | $25.00 | 4/19/2011 8:25:38 AM |
| Steveoo1 | $50.00 | 4/19/2011 5:46:12 PM |
| ytjameslee | $42.48 | 4/20/2011 2:15:23 AM |
| axl163 | $25.00 | 4/20/2011 3:58:49 PM |
| kyomoon | $50.00 | 4/20/2011 4:15:49 PM |
| jazz619 | $25.00 | 4/20/2011 4:18:54 PM |
| djh47a | $25.00 | 4/21/2011 12:38:10 PM |
| availableloan | $25.00 | 4/21/2011 6:50:50 PM |
| bvzm | $50.00 | 4/22/2011 6:47:19 AM |
| mrpowers5531 | $25.00 | 4/22/2011 5:31:59 PM |
| emo13 | $50.00 | 4/23/2011 3:41:39 AM |
| inforapenny | $35.11 | 4/23/2011 5:49:39 AM |
| BankingFamily | $25.00 | 4/23/2011 1:08:54 PM |
| Westerly | $25.00 | 4/23/2011 7:09:55 PM |
| VBAces | $50.00 | 4/23/2011 8:40:16 PM |
| ets2011 | $25.00 | 4/24/2011 7:30:25 AM |
| mrkb80 | $50.00 | 4/24/2011 11:49:30 AM |
| Rysterola82 | $49.64 | 4/24/2011 1:39:36 PM |
| Little_Helper | $25.00 | 4/24/2011 9:34:27 PM |
| eighttone | $25.00 | 4/25/2011 5:19:26 AM |
| the-gold-quark | $70.00 | 4/25/2011 6:10:34 PM |
| rmachi | $25.00 | 4/25/2011 6:14:14 PM |
| octoberfresh | $25.00 | 4/25/2011 6:32:26 PM |
| compassion-paladin042 | $25.00 | 4/25/2011 6:31:58 PM |
| agwosdof | $100.00 | 4/25/2011 7:27:31 PM |
| power-companion7 | $201.00 | 4/25/2011 7:58:51 PM |
| toronado | $100.00 | 4/25/2011 7:41:11 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:15:37 PM |
| soheagle | $48.65 | 4/25/2011 10:23:10 PM |
| Cheburashka | $26.00 | 4/25/2011 9:34:49 PM |
| CPA-Banker | $50.00 | 4/26/2011 6:36:01 AM |
| secureincome | $500.00 | 4/26/2011 6:33:49 AM |
| a-restless-dollar | $25.00 | 4/26/2011 6:36:14 AM |
| penny-finder | $34.98 | 4/26/2011 8:00:39 AM |
| fund-tom-tom6 | $75.00 | 4/26/2011 7:17:08 AM |
| ryan6853 | $25.00 | 4/26/2011 8:26:52 AM |
| jamesriles | $200.00 | 4/26/2011 6:58:15 AM |
| fund-tom-tom6 | $100.00 | 4/26/2011 7:36:12 AM |
| Caidin | $25.00 | 4/26/2011 7:47:02 AM |
| mizount | $25.00 | 4/26/2011 9:26:54 AM |
| Anonymous_Guy | $50.00 | 4/26/2011 9:38:19 AM |
| RMB-Investments | $48.64 | 4/26/2011 9:37:17 AM |
| Jeidon | $25.00 | 4/26/2011 9:38:47 AM |
| BCD | $25.00 | 4/26/2011 9:54:08 AM |
| antomi | $50.00 | 4/26/2011 9:55:32 AM |
| beachbum22 | $25.00 | 4/26/2011 9:30:33 AM |
| blissful-note7 | $50.00 | 4/26/2011 9:32:28 AM |
| Tlk2drew | $50.00 | 4/26/2011 9:34:06 AM |
| unrivaled-gain8 | $50.00 | 4/26/2011 9:50:35 AM |
| Mad_Scientist | $25.00 | 4/26/2011 1:04:07 PM |
| Fioravanti | $100.00 | 4/26/2011 12:06:21 PM |
| MKLManagement | $50.00 | 4/26/2011 3:47:01 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
501848
This series of Notes was issued and sold upon the funding of the borrower loan #48914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $320.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,251 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jchristine76 |
Borrower's state:
| Georgia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 79 ( 99% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 1% )
| 700-719
(May-2010)
640-659
(Dec-2007)
660-679
(Nov-2007)
660-679
(Aug-2006)
|
|
Principal balance:
| $3,981.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 80 | | |
Description
Home Improvement-Georgians Need AC!
I have enjoyed using Prosper over traditional credit card methods, because I am getting similar/better rates, and helping the community invest their hard earned money.
Repairs: replace a toilet because of leaks and updates. Need to replace two windows because of leaking, a patio door in my bedroom, and repairs to my AC unit. Summer in GA can be ROUGH!
My situation:
I have extraordinary history on Prosper. This will be my 4th loan. 2 are paid off. It is easier to get Prosper financing than traditional credit, and I'd prefer to try this first. I have a great job, with excellent pay and stability. My basic monthly expenses are manageable, with some extra money being spent monthly on student loans. I have some savings, but would prefer to leave it - I'd rather buy a few fans if I cannot get a Prosper loan!
Monthly net income: $5700
House: $1400
Ins: $100
Car: $40
Utilities: $65
Cable/Internet: $190
Food etc: $150
House exp $50
Credit/loans: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.00 | 4/11/2011 5:03:43 PM |
| Zolton | $100.00 | 4/11/2011 5:06:02 PM |
| Wangchuk | $25.00 | 4/11/2011 5:09:03 PM |
| r48 | $122.00 | 4/11/2011 5:08:16 PM |
| BxRealtor | $25.00 | 4/11/2011 5:09:28 PM |
| magnetic-dedication3 | $25.00 | 4/11/2011 5:42:22 PM |
| jdrez | $25.00 | 4/11/2011 6:17:29 PM |
| simplelender80 | $100.00 | 4/11/2011 6:29:52 PM |
| SolarMoonshine | $25.00 | 4/11/2011 6:30:29 PM |
| commerce-yeller | $50.00 | 4/11/2011 8:22:05 PM |
| delicious-loan093 | $50.00 | 4/11/2011 11:13:23 PM |
| jga516 | $25.00 | 4/12/2011 2:21:49 AM |
| LittleMingo | $34.38 | 4/12/2011 3:12:40 AM |
| NekHoldings | $25.00 | 4/12/2011 5:23:48 AM |
| Toby1montana | $75.00 | 4/12/2011 3:39:11 AM |
| tomdooley12520 | $25.00 | 4/12/2011 7:25:44 AM |
| efficient-treasure0 | $25.00 | 4/12/2011 6:42:22 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:14 AM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:13:17 PM |
| imdave4me | $35.81 | 4/15/2011 10:50:12 AM |
| StarshineXL | $400.00 | 4/15/2011 12:48:51 PM |
| loanman2007 | $100.00 | 4/16/2011 1:07:20 PM |
| Galdis | $25.00 | 4/16/2011 6:33:18 PM |
| Weaverville | $25.00 | 4/16/2011 4:50:00 PM |
| titilsbie14 | $40.00 | 4/18/2011 11:15:21 AM |
| Phatt-Daddy | $70.00 | 4/19/2011 9:39:50 AM |
| tntmojave | $50.00 | 4/19/2011 4:47:39 PM |
| yield-seeker | $25.00 | 4/19/2011 6:00:07 PM |
| JustMee | $25.00 | 4/20/2011 9:00:24 PM |
| RainyDayFunds | $25.00 | 4/21/2011 7:01:59 AM |
| StrongMonty | $63.53 | 4/22/2011 11:06:41 AM |
| auction-sitar | $300.00 | 4/22/2011 11:30:02 AM |
| Sol_Invictus | $25.00 | 4/23/2011 7:26:55 AM |
| Socorro_Capital_Partners | $25.00 | 4/23/2011 8:27:02 AM |
| otto1939 | $51.00 | 4/23/2011 11:57:05 AM |
| dollardave | $100.00 | 4/23/2011 4:00:01 PM |
| Domgabriel | $25.45 | 4/23/2011 3:45:23 PM |
| bughead | $25.00 | 4/23/2011 10:33:08 PM |
| MrRooster101 | $25.00 | 4/24/2011 8:39:36 AM |
| Johnab | $25.00 | 4/24/2011 8:39:34 AM |
| jameskdean | $50.00 | 4/24/2011 8:49:44 AM |
| forthright-trade | $25.00 | 4/24/2011 11:21:54 AM |
| pmandel | $50.00 | 4/24/2011 5:48:40 PM |
| accmgg | $100.00 | 4/24/2011 7:40:16 PM |
| Torero06 | $25.00 | 4/24/2011 8:35:12 PM |
| slimof37 | $50.00 | 4/24/2011 7:37:52 PM |
| podosphero | $121.60 | 4/24/2011 8:01:02 PM |
| Josphine | $25.00 | 4/25/2011 5:29:27 AM |
| don8ter | $25.00 | 4/25/2011 6:49:26 AM |
| MoneyForNothing | $19.95 | 4/25/2011 6:49:54 AM |
| commerce-broker | $100.00 | 4/25/2011 3:31:25 AM |
| blue-pragmatic-truth | $30.00 | 4/25/2011 5:12:56 AM |
| Heliosky77 | $100.00 | 4/25/2011 6:43:21 AM |
| reflective-rupee | $444.44 | 4/11/2011 5:15:42 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:08:14 PM |
| MoneyForNothing | $226.26 | 4/11/2011 5:19:34 PM |
| r48 | $25.00 | 4/11/2011 5:38:34 PM |
| DasMula | $60.00 | 4/11/2011 5:54:03 PM |
| grnii78 | $77.58 | 4/12/2011 2:22:16 AM |
| golffish2 | $50.00 | 4/12/2011 4:09:30 AM |
| hookUup | $25.00 | 4/12/2011 7:01:49 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 8:01:52 AM |
| rate-hickory | $25.00 | 4/12/2011 6:46:23 AM |
| Row2010 | $26.95 | 4/12/2011 7:56:30 AM |
| tolerant-dinero2 | $25.00 | 4/12/2011 11:06:19 AM |
| SLN-10 | $25.00 | 4/12/2011 12:12:21 PM |
| DasMula | $57.00 | 4/12/2011 4:10:40 PM |
| C2Banking | $25.00 | 4/12/2011 6:28:46 PM |
| StarshineXL | $500.00 | 4/12/2011 10:53:11 PM |
| helynn | $25.00 | 4/12/2011 8:35:58 PM |
| blue-useful-auction | $25.00 | 4/13/2011 8:27:26 AM |
| benefit-trident | $25.00 | 4/13/2011 5:19:01 PM |
| 888GoldIngots | $50.00 | 4/14/2011 9:44:17 AM |
| worthy-bid8 | $100.00 | 4/14/2011 4:21:30 PM |
| colorfulgardener | $25.00 | 4/15/2011 1:15:36 AM |
| dough-hammock | $25.00 | 4/15/2011 7:33:03 AM |
| ethicalhumanist | $50.00 | 4/16/2011 3:51:26 PM |
| lender12345 | $25.00 | 4/16/2011 6:15:37 PM |
| Nicedad72 | $25.00 | 4/17/2011 6:52:17 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:48:13 PM |
| ursus | $100.00 | 4/18/2011 9:01:04 AM |
| vutah | $50.00 | 4/18/2011 10:05:04 PM |
| BlueProteus | $25.00 | 4/19/2011 6:52:20 PM |
| upbeat-finance8 | $25.00 | 4/19/2011 7:23:23 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:04 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:33:27 AM |
| palace2 | $400.00 | 4/20/2011 8:17:31 PM |
| social-comet7 | $25.00 | 4/21/2011 5:30:57 AM |
| radforj22 | $25.00 | 4/21/2011 2:48:48 PM |
| enthralling-deal180 | $50.00 | 4/21/2011 4:18:32 PM |
| Tradesmanlender | $25.00 | 4/22/2011 3:31:09 AM |
| commerce-yeller | $75.00 | 4/22/2011 6:08:48 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:19 PM |
| anton | $1,270.00 | 4/22/2011 4:21:22 PM |
| jazzlender | $25.00 | 4/22/2011 5:30:54 PM |
| sharp-trade0 | $25.00 | 4/22/2011 5:10:56 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:47 PM |
| Axium | $50.00 | 4/22/2011 5:35:36 PM |
| Mariner3605 | $25.00 | 4/23/2011 3:12:18 AM |
| janeybooboo | $100.00 | 4/23/2011 7:31:23 AM |
| travels536 | $30.00 | 4/23/2011 9:40:38 AM |
| credible-durability | $50.00 | 4/23/2011 10:05:19 AM |
| richboy56 | $25.00 | 4/23/2011 12:37:43 PM |
| MasterJin | $25.00 | 4/23/2011 2:02:06 PM |
| Reddy_Capital | $25.00 | 4/23/2011 4:39:26 PM |
| shellback13 | $40.60 | 4/23/2011 5:10:26 PM |
| authentic-peace7 | $29.00 | 4/23/2011 6:54:09 PM |
| Aleut | $25.00 | 4/23/2011 6:14:50 PM |
| BuzzyBee336 | $35.00 | 4/23/2011 8:22:44 PM |
| grampy48 | $60.00 | 4/24/2011 6:20:29 AM |
| intrepid-loot | $50.00 | 4/24/2011 8:28:08 AM |
| loss-of-control | $100.00 | 4/24/2011 10:11:52 AM |
| ugotrice | $150.00 | 4/24/2011 9:34:41 AM |
| moneybags16 | $25.00 | 4/24/2011 12:45:46 PM |
| GrooveBiz | $50.00 | 4/24/2011 12:49:44 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:09 PM |
| Phatt-Daddy | $44.45 | 4/24/2011 1:07:57 PM |
| market-pudding | $25.00 | 4/24/2011 1:29:03 PM |
| mclean_loaner | $100.00 | 4/24/2011 3:00:07 PM |
| credit-investor5 | $50.00 | 4/24/2011 3:44:18 PM |
| C_Mark | $50.00 | 4/24/2011 7:37:20 PM |
| porwestco | $35.00 | 4/25/2011 2:52:21 AM |
| onecooldrink | $25.00 | 4/25/2011 12:03:55 AM |
| skuba | $50.00 | 4/25/2011 1:20:19 AM |
| enthralling-investment | $100.00 | 4/25/2011 4:57:39 AM |
| icon7 | $50.00 | 4/25/2011 4:25:19 AM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
501872
This series of Notes was issued and sold upon the funding of the borrower loan #49007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,890 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassionate-treasure8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
091377
Purpose of loan:
This loan will be used to...consoladate debt
My financial situation: fair
I am a good candidate for this loan because...Ihave steady income
Monthly net income: $2200
Monthly expenses: $
Housing: $425
Insurance: $90
Car expenses: $430
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/12/2011 5:23:23 PM |
| transaction-circuit | $50.00 | 4/12/2011 5:27:09 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 5:27:55 PM |
| vutah | $25.00 | 4/12/2011 8:45:25 PM |
| SolarMoonshine | $25.00 | 4/12/2011 6:56:31 PM |
| nerdfactor | $25.00 | 4/13/2011 3:14:58 AM |
| reflective-rupee | $25.44 | 4/13/2011 6:26:52 AM |
| DHolly | $25.00 | 4/15/2011 1:40:46 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:04 AM |
| ursus | $50.00 | 4/18/2011 9:19:28 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:50 AM |
| sfmf | $40.00 | 4/19/2011 10:00:23 AM |
| thelovebug | $100.00 | 4/19/2011 7:17:41 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:23 PM |
| mercuriant | $25.00 | 4/21/2011 2:07:30 AM |
| palace2 | $100.00 | 4/21/2011 5:40:32 PM |
| agreement-fluffy-bunny | $25.00 | 4/22/2011 10:17:35 AM |
| anton | $750.00 | 4/22/2011 1:29:51 PM |
| Bob450 | $25.00 | 4/22/2011 1:36:20 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:57 PM |
| DannyPhantom | $25.00 | 4/22/2011 6:19:55 PM |
| mt3209 | $25.00 | 4/23/2011 3:56:53 AM |
| FASTIZIO_P | $25.00 | 4/23/2011 3:47:11 AM |
| scrappy-diversification7 | $2,000.00 | 4/23/2011 6:54:07 AM |
| daekpon | $50.00 | 4/12/2011 5:26:45 PM |
| well-rounded-payout0 | $50.00 | 4/12/2011 5:27:23 PM |
| simplelender80 | $100.00 | 4/12/2011 5:24:17 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:29:16 PM |
| dudebrah | $25.00 | 4/13/2011 11:59:04 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:52 PM |
| EngineersAlliance | $100.00 | 4/18/2011 5:12:23 PM |
| fantastic-wampum1 | $100.00 | 4/18/2011 5:19:42 PM |
| DasMula | $57.00 | 4/22/2011 3:48:52 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
501980
This series of Notes was issued and sold upon the funding of the borrower loan #49047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,543.29 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $167.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,877 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-trade-tycoon |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
i want a breast pump
Purpose of loan:
This loan will be used to...start my own rental brest pump station called I Want A Breast Pump.
My financial situation: is good
I am a good candidate for this loan because...i have 13 years in managing a baby store, which i love. the skills i have gain will help make my own baby store a success.
Monthly net income: $
Monthly expenses: $1300-1500
Housing: $957
Insurance: $none
Car expenses: $none
Utilities: $70
Phone, cable, internet: $99
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $224
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Pasagam | $50.00 | 4/12/2011 5:14:14 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 5:30:59 PM |
| SLN-10 | $25.00 | 4/12/2011 5:31:03 PM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 5:40:15 PM |
| BxRealtor | $25.00 | 4/12/2011 8:46:44 PM |
| 2grindstones | $25.00 | 4/12/2011 9:32:41 PM |
| Weaverville | $25.00 | 4/16/2011 4:50:32 PM |
| ursus | $100.00 | 4/18/2011 9:01:38 AM |
| sonnet771 | $50.00 | 4/20/2011 12:51:24 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:43 PM |
| Tradesmanlender | $25.00 | 4/22/2011 5:33:35 PM |
| dollardave | $100.00 | 4/23/2011 4:00:05 PM |
| fallentimbers | $25.00 | 4/24/2011 6:33:21 PM |
| C_Mark | $50.00 | 4/24/2011 7:37:41 PM |
| yield-seeker | $25.00 | 4/25/2011 9:23:55 AM |
| steiglends | $100.00 | 4/25/2011 9:31:16 AM |
| reflective-cash0 | $50.00 | 4/25/2011 9:22:50 AM |
| Flreap | $30.00 | 4/25/2011 10:16:08 AM |
| RedantFinance | $25.00 | 4/25/2011 4:35:15 PM |
| jameskdean | $50.00 | 4/25/2011 5:30:30 PM |
| sharp-trade0 | $25.00 | 4/25/2011 5:35:50 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:11:51 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:23:15 PM |
| MasterJin | $25.00 | 4/25/2011 8:42:53 PM |
| jybank | $50.00 | 4/25/2011 8:37:14 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 9:40:06 PM |
| blooming-market | $25.00 | 4/25/2011 8:41:05 PM |
| DrMoneyBags | $50.00 | 4/26/2011 1:09:33 AM |
| zorg77 | $100.00 | 4/25/2011 10:17:42 PM |
| reflective-rupee | $25.33 | 4/26/2011 3:40:12 AM |
| head | $25.00 | 4/26/2011 4:20:26 AM |
| loyalist1 | $200.00 | 4/26/2011 7:04:38 AM |
| bigattichouse | $32.96 | 4/26/2011 8:02:49 AM |
| rogue_monster | $50.00 | 4/26/2011 8:03:57 AM |
| c-gurista-5 | $50.00 | 4/26/2011 7:08:50 AM |
| Nascar1 | $25.00 | 4/26/2011 7:46:14 AM |
| FinanceEngine | $25.00 | 4/26/2011 7:12:49 AM |
| TheCount | $25.00 | 4/26/2011 7:50:28 AM |
| Steveoo1 | $25.00 | 4/26/2011 9:28:55 AM |
| credit-investor5 | $45.00 | 4/26/2011 9:33:29 AM |
| DavidCG | $25.00 | 4/26/2011 9:51:38 AM |
| Hiro07 | $30.00 | 4/26/2011 9:43:13 AM |
| AEH_Now | $25.00 | 4/26/2011 9:33:20 AM |
| patriot897 | $25.00 | 4/26/2011 9:33:37 AM |
| GrooveBiz | $50.00 | 4/26/2011 9:35:49 AM |
| Nevyn | $25.00 | 4/26/2011 10:07:49 AM |
| atbright | $25.00 | 4/26/2011 9:38:44 AM |
| TelegramSam | $25.00 | 4/26/2011 9:56:31 AM |
| successful-agreement7 | $100.00 | 4/26/2011 9:57:55 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:58:26 AM |
| miked8303 | $25.00 | 4/26/2011 10:29:33 AM |
| spursdog | $50.00 | 4/26/2011 11:42:29 AM |
| wwwUniversal | $25.00 | 4/26/2011 1:21:59 PM |
| eridient | $50.00 | 4/26/2011 11:59:03 AM |
| dpries123 | $25.00 | 4/26/2011 1:47:28 PM |
| buddy486 | $25.00 | 4/26/2011 3:47:20 PM |
| first-upright-payout | $25.00 | 4/26/2011 3:39:37 PM |
| dpries123 | $25.00 | 4/12/2011 5:24:05 PM |
| Zolton | $100.00 | 4/12/2011 5:28:35 PM |
| simplelender80 | $100.00 | 4/12/2011 5:30:26 PM |
| Bank_Of_XL | $25.00 | 4/12/2011 6:26:11 PM |
| efficient-treasure0 | $25.00 | 4/15/2011 1:09:43 PM |
| SiebirdLending | $25.00 | 4/19/2011 10:21:02 AM |
| bid-czar8 | $50.00 | 4/19/2011 5:35:03 PM |
| worthy-bid8 | $50.00 | 4/19/2011 5:48:33 PM |
| radforj22 | $25.00 | 4/21/2011 2:49:31 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:12:20 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:13 PM |
| skuba | $50.00 | 4/25/2011 1:20:32 AM |
| don8ter | $25.00 | 4/25/2011 6:49:43 AM |
| maple1 | $25.00 | 4/25/2011 8:40:12 AM |
| enthralling-deal180 | $50.00 | 4/25/2011 10:59:49 AM |
| vibraphone3 | $50.00 | 4/25/2011 6:57:16 PM |
| sharpey | $100.00 | 4/25/2011 7:23:58 PM |
| Mariner3605 | $25.00 | 4/25/2011 6:50:36 PM |
| jazzlender | $25.00 | 4/25/2011 8:39:12 PM |
| orderandprogress | $25.00 | 4/25/2011 8:39:15 PM |
| GrayStudio | $25.00 | 4/25/2011 8:53:27 PM |
| loyalty-sherpa | $25.00 | 4/25/2011 8:59:42 PM |
| steves73 | $50.00 | 4/25/2011 9:12:05 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:36:08 PM |
| loaner-dude | $100.00 | 4/26/2011 1:22:27 AM |
| Zuzu | $25.00 | 4/26/2011 2:41:11 AM |
| Pitufo | $25.00 | 4/25/2011 10:05:06 PM |
| papaloha | $100.00 | 4/26/2011 4:05:37 AM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:21:56 AM |
| arampata | $80.00 | 4/26/2011 4:11:14 AM |
| red-robust-bid | $50.00 | 4/26/2011 6:44:05 AM |
| pinnacle10 | $25.00 | 4/26/2011 8:20:40 AM |
| newest-generous-income | $25.00 | 4/26/2011 8:15:01 AM |
| Christophe | $25.00 | 4/26/2011 7:13:32 AM |
| cbr600fs | $50.00 | 4/26/2011 9:53:31 AM |
| best-lean-yield | $50.00 | 4/26/2011 9:38:04 AM |
| dime-revelry | $50.00 | 4/26/2011 10:29:15 AM |
| dedication-point | $25.00 | 4/26/2011 1:10:05 PM |
| Shirts | $100.00 | 4/26/2011 11:50:37 AM |
| PennyWise58 | $50.00 | 4/26/2011 11:55:03 AM |
| Brain_m | $25.00 | 4/26/2011 2:02:49 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
502044
This series of Notes was issued and sold upon the funding of the borrower loan #48950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,284.12 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $253.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,024 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| powerful-deal429 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tootie
Purpose of loan:
This loan will be used to...home improvements
My financial situation:
I am a good candidate for this loan because...I am agood citizen and will pay back what I owe.
Monthly net income: $2950.00
Monthly expenses: $200.00
Housing: $0
Insurance: $120.00
Car expenses: $0
Utilities: $110.00
Phone, cable, internet: $115.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/13/2011 9:03:06 AM |
| suave-dime6 | $25.00 | 4/13/2011 9:05:27 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:06:52 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:08:53 AM |
| wealth-pipeline | $25.00 | 4/13/2011 9:02:00 AM |
| skillful-asset5 | $25.00 | 4/13/2011 1:14:18 PM |
| selector568 | $50.00 | 4/14/2011 2:32:46 AM |
| DasMula | $27.00 | 4/14/2011 7:09:41 PM |
| nerdfactor | $25.00 | 4/15/2011 3:39:31 AM |
| fantastic-wampum1 | $100.00 | 4/19/2011 5:49:27 PM |
| ursus | $50.00 | 4/20/2011 4:51:50 PM |
| -PokerNut | $55.00 | 4/22/2011 11:22:19 AM |
| wonder3 | $35.00 | 4/23/2011 5:59:56 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:14 AM |
| Aleut | $25.00 | 4/23/2011 6:15:12 PM |
| jjswanso | $25.00 | 4/25/2011 1:49:17 PM |
| courteous-kindness1 | $25.00 | 4/25/2011 7:52:19 PM |
| worthy-bid8 | $25.00 | 4/25/2011 8:04:14 PM |
| Easystreet | $25.00 | 4/25/2011 8:14:30 PM |
| finance-prescription | $50.00 | 4/25/2011 8:14:03 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 10:00:21 PM |
| wwwUniversal | $25.00 | 4/26/2011 7:59:46 AM |
| miked8303 | $25.00 | 4/26/2011 10:32:17 AM |
| fortytwo | $100.00 | 4/26/2011 5:33:37 PM |
| tylerfd | $25.00 | 4/26/2011 5:45:32 PM |
| money-bauble | $50.00 | 4/26/2011 5:48:36 PM |
| minddoc | $25.00 | 4/26/2011 5:46:36 PM |
| DreDub | $50.00 | 4/26/2011 5:45:21 PM |
| handy-justice | $50.00 | 4/26/2011 5:46:10 PM |
| MasterJin | $25.00 | 4/26/2011 5:48:55 PM |
| RedantFinance | $25.00 | 4/26/2011 5:59:41 PM |
| sharp-trade0 | $25.00 | 4/26/2011 6:13:25 PM |
| asiaratt | $50.00 | 4/26/2011 6:10:40 PM |
| samo102us | $25.00 | 4/26/2011 8:00:31 PM |
| seisen | $95.48 | 4/26/2011 8:20:24 PM |
| patriot897 | $25.00 | 4/26/2011 7:55:55 PM |
| studio3d | $25.00 | 4/26/2011 8:25:50 PM |
| Executive23 | $25.00 | 4/26/2011 8:31:56 PM |
| orange-preeminant-bill | $38.05 | 4/26/2011 8:33:52 PM |
| red-power-pecan | $50.00 | 4/26/2011 8:52:36 PM |
| escharfer | $25.00 | 4/26/2011 8:52:57 PM |
| HHP | $100.00 | 4/26/2011 8:53:05 PM |
| Bob450 | $25.00 | 4/26/2011 8:54:21 PM |
| the-profit-oracle | $25.00 | 4/26/2011 8:40:43 PM |
| ah-long | $25.00 | 4/26/2011 9:00:35 PM |
| stock106 | $25.00 | 4/26/2011 9:00:53 PM |
| bountiful-durability | $50.00 | 4/26/2011 9:01:46 PM |
| brazilofmux | $100.00 | 4/26/2011 9:01:59 PM |
| Rob717171 | $50.00 | 4/26/2011 8:52:18 PM |
| DER | $50.00 | 4/26/2011 8:52:16 PM |
| shrewd-peace7 | $25.00 | 4/26/2011 8:53:52 PM |
| nicklds | $25.00 | 4/26/2011 8:59:06 PM |
| FeedTheMachine | $100.00 | 4/26/2011 8:59:52 PM |
| ommcd | $25.00 | 4/26/2011 8:59:46 PM |
| missing-link | $25.00 | 4/26/2011 8:59:56 PM |
| payment-gusto | $25.00 | 4/26/2011 9:00:21 PM |
| economy-producer | $25.00 | 4/26/2011 9:00:46 PM |
| floridass | $25.00 | 4/26/2011 9:02:09 PM |
| Tylerh | $100.00 | 4/26/2011 9:01:24 PM |
| jigsaw | $50.00 | 4/26/2011 9:02:15 PM |
| symbiosis | $50.00 | 4/26/2011 9:01:31 PM |
| ivadood | $50.00 | 4/26/2011 9:02:39 PM |
| gain-equator | $25.00 | 4/26/2011 9:02:13 PM |
| SDNLR | $100.00 | 4/26/2011 9:10:44 PM |
| ericb674 | $25.00 | 4/26/2011 9:29:21 PM |
| the-silver-blaster | $50.00 | 4/26/2011 9:11:54 PM |
| liberty-injector | $50.00 | 4/26/2011 9:13:48 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:11 PM |
| imlosttoo | $25.00 | 4/26/2011 9:23:44 PM |
| nybanker85 | $39.94 | 4/27/2011 2:21:23 AM |
| foxtrot12 | $44.78 | 4/27/2011 2:33:25 AM |
| umfan123 | $25.00 | 4/27/2011 2:54:42 AM |
| burrito6 | $25.00 | 4/27/2011 3:13:10 AM |
| economy-coup | $30.00 | 4/27/2011 12:59:51 AM |
| carlover | $25.00 | 4/27/2011 2:41:47 AM |
| bnlforever | $25.00 | 4/27/2011 3:05:10 AM |
| reward-adventure | $31.04 | 4/27/2011 3:13:04 AM |
| asset-professor | $37.19 | 4/27/2011 3:29:50 AM |
| DadWarbucks | $43.80 | 4/27/2011 6:25:12 AM |
| organized-compassion4 | $100.00 | 4/27/2011 8:52:37 AM |
| leverage-monger | $66.66 | 4/27/2011 8:55:47 AM |
| Bill88 | $30.00 | 4/27/2011 7:57:51 AM |
| SLN-10 | $25.00 | 4/13/2011 9:09:55 AM |
| reflective-rupee | $222.22 | 4/13/2011 1:52:06 PM |
| brightest-dignified-penny | $25.00 | 4/13/2011 5:04:53 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:38:35 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:05 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:18 AM |
| Gibbyland | $100.00 | 4/19/2011 8:08:00 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:32 PM |
| thelovebug | $100.00 | 4/21/2011 5:20:00 PM |
| mercuriant | $25.00 | 4/21/2011 5:19:47 PM |
| mlj0671 | $25.00 | 4/23/2011 4:45:37 PM |
| loyalist1 | $100.00 | 4/25/2011 7:50:42 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:53 AM |
| radforj22 | $25.00 | 4/25/2011 3:35:06 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:05:09 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:46 PM |
| thoughtful-exchange8 | $50.00 | 4/25/2011 8:14:11 PM |
| dedication-point | $25.00 | 4/26/2011 1:16:34 PM |
| yield-aurora4 | $50.00 | 4/26/2011 12:54:06 PM |
| IIP77 | $25.00 | 4/26/2011 5:28:57 PM |
| JJ9876 | $25.00 | 4/26/2011 5:46:55 PM |
| laki_haole | $50.00 | 4/26/2011 5:47:43 PM |
| Midwestvalues | $50.00 | 4/26/2011 5:47:56 PM |
| Whipster | $50.00 | 4/26/2011 5:52:05 PM |
| Comoparklender | $25.00 | 4/26/2011 5:37:45 PM |
| fighter122 | $50.00 | 4/26/2011 5:44:55 PM |
| hope-eagle6 | $25.00 | 4/26/2011 6:13:44 PM |
| birddogsb | $50.00 | 4/26/2011 6:10:58 PM |
| magnolia161 | $50.00 | 4/26/2011 7:27:46 PM |
| top-historic-peso | $25.00 | 4/26/2011 8:02:53 PM |
| Ocean713 | $50.00 | 4/26/2011 8:02:44 PM |
| investment-tempo | $25.00 | 4/26/2011 8:01:51 PM |
| wellsfrugal | $50.00 | 4/26/2011 8:02:24 PM |
| point-kitten6 | $100.00 | 4/26/2011 8:26:31 PM |
| ivy-league-MBA | $25.00 | 4/26/2011 8:34:19 PM |
| Wellman | $50.00 | 4/26/2011 9:00:40 PM |
| important-openness1 | $50.00 | 4/26/2011 9:01:37 PM |
| rogue_monster | $25.00 | 4/26/2011 9:02:49 PM |
| treasure-bliss | $50.00 | 4/26/2011 9:06:27 PM |
| natural-greenback6 | $25.00 | 4/26/2011 8:52:31 PM |
| FirstBank | $50.00 | 4/26/2011 9:01:00 PM |
| apostle901 | $25.00 | 4/26/2011 9:02:04 PM |
| p2p-czar3 | $25.00 | 4/26/2011 9:02:10 PM |
| whatknows | $25.00 | 4/26/2011 9:27:03 PM |
| tech310 | $50.00 | 4/26/2011 9:13:01 PM |
| PatRichi | $25.00 | 4/26/2011 9:12:53 PM |
| credit-sycamore4 | $50.00 | 4/26/2011 9:13:19 PM |
| jazzlender | $25.00 | 4/26/2011 9:13:57 PM |
| orderandprogress | $25.00 | 4/26/2011 9:14:08 PM |
| ADIDASNO | $25.00 | 4/26/2011 10:05:28 PM |
| NoMoreDebt4Me | $25.00 | 4/27/2011 2:43:35 AM |
| grampy48 | $25.31 | 4/27/2011 2:46:47 AM |
| Doodlemeyer | $50.00 | 4/26/2011 11:40:24 PM |
| WilliamLeeSims | $25.00 | 4/27/2011 2:26:30 AM |
| DSFinancial | $35.78 | 4/27/2011 2:41:55 AM |
| sensible-order2 | $89.08 | 4/27/2011 3:12:58 AM |
| handshake5 | $42.29 | 4/27/2011 3:27:10 AM |
| crawfingers | $25.00 | 4/27/2011 7:10:35 AM |
| hopeful-truth5 | $50.00 | 4/27/2011 7:35:30 AM |
| toomanyfishtanks | $35.50 | 4/27/2011 7:34:14 AM |
| blackstar | $25.00 | 4/27/2011 8:30:39 AM |
| shrewd-income | $25.00 | 4/27/2011 8:36:43 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
502178
This series of Notes was issued and sold upon the funding of the borrower loan #48945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,601 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-taxi9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pinnacle
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
total mortgage balance 405,000.00. market value 475,000.00 i hope this helps
(Apr-14-2011)
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly - hektek22
A:
I would try and pay the loan off sooner. i would try for 24 months
(Apr-14-2011)
Q:
Hi, Please describe the debts and amounts that you will be paying off with this loan. Also please list your monthly income and expenses.
Thanks - bright-exchange
A:
credit cards $5000.00 and medical bill $2500. total monthly income $4544.00.mortgage $1680.00 utilities $600.00 car payment $390.00 car ins $160.00
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/13/2011 5:05:07 PM |
| Hanalei712 | $25.00 | 4/13/2011 10:28:33 PM |
| gain-gourd | $44.57 | 4/14/2011 2:44:11 AM |
| Artist_Blue | $25.00 | 4/14/2011 6:12:27 AM |
| lend2end | $25.00 | 4/14/2011 5:51:41 AM |
| lendstats_com | $100.00 | 4/14/2011 5:28:26 PM |
| Kash2010lu | $25.00 | 4/14/2011 6:58:00 PM |
| Weaverville | $25.00 | 4/14/2011 7:37:53 PM |
| bright-exchange | $25.00 | 4/15/2011 5:49:07 AM |
| DasMula | $27.00 | 4/15/2011 11:21:44 AM |
| value-allocator1 | $100.00 | 4/15/2011 5:40:32 PM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 7:37:37 PM |
| Rogelio48 | $25.00 | 4/16/2011 7:46:48 AM |
| Jack55304 | $185.00 | 4/17/2011 5:34:55 AM |
| Gibbyland | $100.00 | 4/19/2011 8:08:26 AM |
| VJ_Financial | $50.00 | 4/19/2011 4:28:48 PM |
| Bob450 | $25.00 | 4/19/2011 3:54:31 PM |
| droopie1 | $25.00 | 4/20/2011 12:22:57 PM |
| auction-sitar | $100.00 | 4/22/2011 11:35:18 AM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:30 PM |
| fantastic-wampum1 | $100.00 | 4/23/2011 10:28:56 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:44 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:40:37 AM |
| vigorous-market5 | $200.00 | 4/24/2011 11:06:57 PM |
| reflective-rupee | $500.33 | 4/25/2011 4:43:11 PM |
| Aleut | $25.00 | 4/25/2011 6:36:03 PM |
| bold-durability-drum | $25.00 | 4/26/2011 10:00:30 AM |
| worthy-bid8 | $25.00 | 4/26/2011 5:50:15 PM |
| dudebrah | $25.00 | 4/26/2011 7:24:23 PM |
| euro-spark | $100.00 | 4/26/2011 7:31:43 PM |
| Pitufo | $25.00 | 4/26/2011 7:12:02 PM |
| fair-payment4 | $25.00 | 4/26/2011 7:37:46 PM |
| kind-efficient-credit | $25.00 | 4/26/2011 7:18:56 PM |
| imlosttoo | $25.00 | 4/26/2011 7:22:07 PM |
| JGuide | $25.00 | 4/26/2011 7:45:34 PM |
| payout-bridge | $35.00 | 4/26/2011 8:01:34 PM |
| graceful-investment | $50.00 | 4/26/2011 8:02:13 PM |
| klinebarger | $25.00 | 4/26/2011 7:57:44 PM |
| newest-organic-rupee | $33.00 | 4/26/2011 8:17:11 PM |
| janeybooboo | $100.00 | 4/26/2011 8:34:49 PM |
| Kqwik | $25.00 | 4/26/2011 8:16:54 PM |
| vkorichkov | $40.00 | 4/26/2011 8:47:08 PM |
| AaronL | $25.00 | 4/26/2011 8:47:24 PM |
| awesome-silver | $106.25 | 4/26/2011 8:34:08 PM |
| gadget7 | $25.00 | 4/26/2011 8:35:34 PM |
| BangBros | $406.25 | 4/26/2011 8:43:54 PM |
| vkorichkov | $60.00 | 4/26/2011 8:53:20 PM |
| ursus | $50.00 | 4/26/2011 9:14:15 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:37 PM |
| economy-coup | $30.00 | 4/27/2011 12:57:51 AM |
| rupee_power | $32.67 | 4/26/2011 10:27:43 PM |
| Bill88 | $30.01 | 4/27/2011 7:55:32 AM |
| jwsun90 | $300.00 | 4/27/2011 7:29:44 AM |
| doomsday18 | $25.00 | 4/27/2011 8:12:54 AM |
| ethicalhumanist | $25.00 | 4/27/2011 9:31:10 AM |
| toomanyfishtanks | $50.00 | 4/27/2011 8:19:03 AM |
| credit-meteor7 | $50.00 | 4/27/2011 9:49:19 AM |
| jenerationx | $25.00 | 4/27/2011 9:50:16 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:35 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:45:41 AM |
| Makingitrain | $25.00 | 4/27/2011 9:54:34 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 10:02:24 AM |
| simplelender80 | $100.00 | 4/13/2011 5:22:29 PM |
| sharp-trade0 | $25.00 | 4/13/2011 5:07:25 PM |
| ingenious-deal6 | $25.00 | 4/13/2011 5:04:23 PM |
| suave-dime6 | $25.00 | 4/13/2011 5:28:20 PM |
| dedicated-diversification5 | $39.14 | 4/14/2011 2:33:22 AM |
| eronyc | $25.00 | 4/14/2011 12:33:39 PM |
| kindness-launcher | $1,000.00 | 4/14/2011 6:00:20 PM |
| kingbob | $25.00 | 4/15/2011 7:42:23 AM |
| selector568 | $43.40 | 4/15/2011 8:24:54 AM |
| larryboy10 | $25.00 | 4/15/2011 9:12:52 AM |
| nerdfactor | $25.00 | 4/19/2011 5:49:07 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:09:11 PM |
| rate-sceptre | $100.00 | 4/24/2011 1:21:05 PM |
| rapid-currency | $25.00 | 4/24/2011 10:35:21 PM |
| onecooldrink | $25.00 | 4/25/2011 12:49:51 AM |
| ore-frontier | $50.00 | 4/25/2011 5:22:13 PM |
| arampata | $125.00 | 4/26/2011 2:26:46 AM |
| deal-marauder6 | $50.00 | 4/26/2011 11:34:38 AM |
| miked8303 | $25.00 | 4/26/2011 10:32:57 AM |
| kindness-venture1 | $25.00 | 4/26/2011 1:49:52 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:54:24 PM |
| intrepid-loot | $25.00 | 4/26/2011 7:35:07 PM |
| Soxxes | $25.00 | 4/26/2011 7:43:31 PM |
| CA-Lender | $25.04 | 4/26/2011 7:39:53 PM |
| PleaseDontDefault | $50.00 | 4/26/2011 7:57:55 PM |
| Pu239 | $60.00 | 4/26/2011 8:01:32 PM |
| thelovebug | $50.00 | 4/26/2011 8:02:29 PM |
| thrifty-capital | $25.00 | 4/26/2011 8:04:03 PM |
| Moe87 | $25.00 | 4/26/2011 8:10:42 PM |
| leverage-hawk | $35.00 | 4/26/2011 8:23:41 PM |
| whartonmba | $25.00 | 4/26/2011 8:26:59 PM |
| jbloans | $25.00 | 4/26/2011 8:34:40 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:47:06 PM |
| debt_helper | $50.00 | 4/26/2011 8:47:01 PM |
| sethharris | $50.00 | 4/26/2011 9:45:42 PM |
| mercuriant | $25.00 | 4/26/2011 9:14:14 PM |
| grampy48 | $25.31 | 4/27/2011 2:47:45 AM |
| wwwUniversal | $25.00 | 4/27/2011 3:13:33 AM |
| jmcdon7230 | $25.00 | 4/27/2011 4:28:31 AM |
| klend4 | $25.00 | 4/27/2011 5:18:00 AM |
| hektek22 | $600.00 | 4/27/2011 7:51:28 AM |
| ore-dojo | $50.00 | 4/27/2011 8:53:16 AM |
| mpatrick | $25.00 | 4/27/2011 9:08:24 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:47:51 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:27:10 AM |
| dakkid | $17.03 | 4/27/2011 12:13:17 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
502208
This series of Notes was issued and sold upon the funding of the borrower loan #48984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,464.44 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $533.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,669 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dockayjay |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Purchase Loan
Purpose of loan:
This loan will be used to purchase a home
My financial situation:
I am a good candidate for this loan because I have a steady full-time job. I was promoted 6 months after starting and I am on track for another pay increase. No car note
Monthly net income: 5800
Monthly expenses: 2580(total)
Housing: 1300
Insurance: 0
Car expenses: 0
Utilities: 75
Phone, cable, internet: 200
Food, entertainment: 300
Clothing, household expenses: 100
Credit cards and other loans: 500
Other expenses: 105
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 4/14/2011 9:11:34 AM |
| Zolton | $100.00 | 4/14/2011 9:07:33 AM |
| ingenious-deal6 | $25.00 | 4/14/2011 9:07:11 AM |
| SolarMoonshine | $500.00 | 4/14/2011 3:37:48 PM |
| ursus | $100.00 | 4/18/2011 10:10:20 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:45 AM |
| durable-investment8 | $75.00 | 4/20/2011 11:21:23 AM |
| euro-trumpet | $25.00 | 4/21/2011 9:49:31 PM |
| radforj22 | $25.00 | 4/23/2011 5:31:53 AM |
| Tradesmanlender | $25.00 | 4/25/2011 9:23:48 AM |
| worth-dandelion | $100.00 | 4/25/2011 9:22:26 AM |
| RedantFinance | $25.00 | 4/25/2011 4:35:36 PM |
| yield-seeker | $25.00 | 4/25/2011 8:21:50 PM |
| loyalty-sherpa | $25.00 | 4/25/2011 9:00:07 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:37:05 PM |
| red-robust-bid | $50.00 | 4/26/2011 6:44:30 AM |
| successful-agreement7 | $100.00 | 4/26/2011 9:58:12 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:58:40 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:09 AM |
| first-upright-payout | $25.00 | 4/26/2011 3:41:11 PM |
| dollardave | $100.00 | 4/26/2011 8:45:52 PM |
| sharp-trade0 | $25.00 | 4/26/2011 9:14:59 PM |
| brutusbone | $25.00 | 4/26/2011 9:48:36 PM |
| hostbank | $100.00 | 4/26/2011 10:40:32 PM |
| cathexis | $25.00 | 4/27/2011 6:47:45 AM |
| rss197 | $25.00 | 4/27/2011 7:45:11 AM |
| Tlk2drew | $50.00 | 4/27/2011 9:29:16 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:52 AM |
| jenerationx | $25.00 | 4/27/2011 9:50:20 AM |
| SiebirdLending | $25.00 | 4/27/2011 9:27:20 AM |
| best-lean-yield | $50.00 | 4/27/2011 9:28:02 AM |
| smart-kindness8 | $50.00 | 4/27/2011 9:27:58 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:42:39 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:52:57 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:26:06 AM |
| ddog0224 | $200.00 | 4/27/2011 2:49:03 PM |
| jazzlender | $25.00 | 4/27/2011 4:38:38 PM |
| gjm6d | $25.00 | 4/27/2011 3:57:41 PM |
| first-restless-payout | $50.00 | 4/27/2011 4:36:43 PM |
| melodious-fairness | $50.00 | 4/27/2011 4:38:43 PM |
| Kijib | $25.00 | 4/27/2011 5:27:38 PM |
| jameskdean | $50.00 | 4/27/2011 5:33:50 PM |
| computers-er | $50.00 | 4/27/2011 5:34:14 PM |
| asdf9876 | $50.00 | 4/27/2011 5:35:12 PM |
| Reinadog9 | $25.00 | 4/27/2011 5:35:19 PM |
| shiny-peso1 | $50.00 | 4/27/2011 5:39:12 PM |
| lostontheedge | $25.00 | 4/27/2011 5:33:27 PM |
| DrMoneyBags | $50.00 | 4/27/2011 5:33:36 PM |
| point-kitten6 | $50.00 | 4/27/2011 5:33:46 PM |
| Banker7371 | $25.00 | 4/27/2011 5:35:22 PM |
| ingenious-diversification | $25.00 | 4/27/2011 5:35:34 PM |
| cropdust3r | $25.00 | 4/27/2011 5:35:50 PM |
| Ocean713 | $50.00 | 4/27/2011 5:47:17 PM |
| celkram | $25.00 | 4/27/2011 5:47:23 PM |
| Anny-Disco | $75.00 | 4/27/2011 5:47:46 PM |
| bigphish | $50.00 | 4/27/2011 5:47:59 PM |
| riproaringrapids | $25.00 | 4/27/2011 5:48:07 PM |
| EtaDuck | $25.00 | 4/27/2011 5:48:12 PM |
| SAR-2 | $25.00 | 4/27/2011 5:37:40 PM |
| justice-dna | $35.00 | 4/27/2011 5:49:19 PM |
| kind-trade-hickory | $50.00 | 4/27/2011 5:39:08 PM |
| shortstop21 | $25.00 | 4/27/2011 5:39:24 PM |
| zbfamwl | $25.00 | 4/27/2011 5:42:36 PM |
| dingus | $25.00 | 4/27/2011 6:06:00 PM |
| wtrboy | $50.00 | 4/27/2011 5:47:27 PM |
| zebra7 | $25.00 | 4/27/2011 5:48:02 PM |
| mrrc7498 | $25.00 | 4/27/2011 5:48:14 PM |
| loot-heart | $25.00 | 4/27/2011 5:49:36 PM |
| JTCorp | $25.00 | 4/27/2011 5:48:21 PM |
| MARSTUN | $50.00 | 4/27/2011 5:48:32 PM |
| balanced-rupee | $50.00 | 4/27/2011 5:49:08 PM |
| MasterJin | $25.00 | 4/27/2011 5:50:07 PM |
| Shockem923 | $25.00 | 4/27/2011 6:12:45 PM |
| new-reward-sequoia | $25.00 | 4/27/2011 6:06:59 PM |
| rmachi | $25.00 | 4/27/2011 6:17:48 PM |
| subtle-revenue0 | $25.00 | 4/27/2011 6:20:15 PM |
| L-vex | $25.00 | 4/27/2011 6:06:21 PM |
| jbadawg1017 | $25.00 | 4/27/2011 6:09:54 PM |
| rulender | $25.00 | 4/27/2011 6:11:19 PM |
| valiant-liberty4 | $25.00 | 4/27/2011 6:15:45 PM |
| ultimatepaintball | $25.00 | 4/27/2011 6:19:11 PM |
| TCayce | $28.00 | 4/27/2011 6:14:15 PM |
| steves73 | $50.00 | 4/27/2011 6:20:34 PM |
| Aimvest | $25.00 | 4/27/2011 6:18:51 PM |
| discrete-asset | $25.00 | 4/27/2011 6:20:13 PM |
| nv | $25.00 | 4/27/2011 6:22:36 PM |
| buddy486 | $25.00 | 4/27/2011 6:23:09 PM |
| satanichammy | $25.00 | 4/27/2011 7:32:23 PM |
| pbo922 | $25.00 | 4/27/2011 7:47:16 PM |
| BaxterEvil | $25.00 | 4/27/2011 8:05:55 PM |
| Rick21 | $50.00 | 4/27/2011 10:05:33 PM |
| DaveG56313 | $25.00 | 4/27/2011 9:00:44 PM |
| GCInvestments | $25.00 | 4/27/2011 9:30:33 PM |
| nybanker85 | $49.34 | 4/28/2011 1:53:18 AM |
| sentry256 | $25.00 | 4/28/2011 1:56:24 AM |
| busnssmn | $25.00 | 4/28/2011 1:57:23 AM |
| silverloan | $26.32 | 4/28/2011 2:07:39 AM |
| MattTheGr8 | $25.00 | 4/28/2011 2:08:39 AM |
| Trimalchio12 | $25.00 | 4/28/2011 2:11:05 AM |
| saihu | $25.00 | 4/28/2011 2:24:00 AM |
| alpinaut | $25.00 | 4/28/2011 1:52:10 AM |
| Hutpit | $27.14 | 4/28/2011 2:26:37 AM |
| ash135 | $25.00 | 4/28/2011 1:52:57 AM |
| jtradition | $26.06 | 4/28/2011 1:56:31 AM |
| zeelender | $25.00 | 4/28/2011 1:57:57 AM |
| wise-silver-wonder | $25.00 | 4/28/2011 2:33:12 AM |
| fortytwo | $100.00 | 4/28/2011 1:53:01 AM |
| uarewhatuthink | $25.00 | 4/28/2011 1:55:34 AM |
| LMM1 | $30.00 | 4/28/2011 2:07:15 AM |
| unrivaled-justice | $43.59 | 4/28/2011 2:41:36 AM |
| Sibelius2 | $25.00 | 4/28/2011 2:09:08 AM |
| InvestorPartners | $25.00 | 4/28/2011 1:57:28 AM |
| dinero-speaker | $25.00 | 4/28/2011 2:44:09 AM |
| Cutts | $25.00 | 4/28/2011 2:08:25 AM |
| IP | $50.00 | 4/28/2011 2:09:12 AM |
| MakoF16 | $27.93 | 4/28/2011 2:22:11 AM |
| Ballard | $25.41 | 4/28/2011 2:09:39 AM |
| authentic-liberty7 | $25.00 | 4/28/2011 2:51:31 AM |
| slartibardfast | $25.00 | 4/28/2011 2:26:31 AM |
| IIP77 | $25.00 | 4/28/2011 2:12:40 AM |
| oht588 | $27.87 | 4/28/2011 2:21:41 AM |
| lizard_lips | $29.63 | 4/28/2011 2:22:16 AM |
| SelectTrustLending | $25.00 | 4/28/2011 2:22:54 AM |
| hrubinst | $50.00 | 4/28/2011 2:25:34 AM |
| Loans101 | $25.75 | 4/28/2011 2:31:06 AM |
| agiovasil | $25.00 | 4/28/2011 2:31:48 AM |
| tremendous-payment | $25.00 | 4/28/2011 2:42:40 AM |
| unassassinable | $25.00 | 4/28/2011 2:42:57 AM |
| the-profit-oracle | $25.00 | 4/28/2011 2:34:07 AM |
| orange-preeminant-bill | $50.00 | 4/28/2011 2:45:30 AM |
| wampum-optimization | $25.05 | 4/28/2011 2:41:02 AM |
| flexible-return297 | $25.00 | 4/28/2011 2:42:47 AM |
| money-floret | $25.00 | 4/28/2011 2:43:23 AM |
| calm-deal7 | $25.00 | 4/28/2011 2:44:12 AM |
| sensible-fund | $50.00 | 4/28/2011 3:23:00 AM |
| Helping-One-Another | $57.88 | 4/28/2011 7:21:30 AM |
| loyalist1 | $300.00 | 4/28/2011 7:50:37 AM |
| Tasmir | $25.00 | 4/28/2011 7:45:18 AM |
| Richmp412 | $25.00 | 4/28/2011 8:15:22 AM |
| awesome-interest8 | $428.59 | 4/28/2011 8:55:08 AM |
| branaa99 | $25.00 | 4/28/2011 8:59:39 AM |
| Victor-E-Lane | $25.00 | 4/28/2011 8:26:57 AM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 9:07:20 AM |
| simplelender80 | $100.00 | 4/14/2011 9:07:08 AM |
| BxRealtor | $25.00 | 4/15/2011 10:47:26 AM |
| Weaverville | $25.00 | 4/16/2011 4:51:01 PM |
| a-finance-nirvana | $25.00 | 4/19/2011 2:27:49 AM |
| efficient-treasure0 | $25.00 | 4/19/2011 7:07:23 PM |
| palace2 | $400.00 | 4/21/2011 6:00:51 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:46:02 PM |
| worthy-bid8 | $50.00 | 4/22/2011 7:16:18 PM |
| C_Mark | $50.00 | 4/24/2011 7:38:07 PM |
| steiglends | $100.00 | 4/25/2011 9:31:53 AM |
| bid-czar8 | $50.00 | 4/25/2011 5:35:30 PM |
| skuba | $50.00 | 4/25/2011 6:51:59 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:23:36 PM |
| blooming-market | $25.00 | 4/25/2011 8:41:31 PM |
| GrayStudio | $25.00 | 4/25/2011 8:53:56 PM |
| dinero-festivity2 | $100.00 | 4/26/2011 5:24:16 AM |
| enthralling-deal180 | $50.00 | 4/26/2011 9:39:08 AM |
| DavidCG | $25.00 | 4/26/2011 9:52:06 AM |
| dedication-point | $25.00 | 4/26/2011 8:47:51 PM |
| TelegramSam | $25.00 | 4/26/2011 8:45:31 PM |
| wwwUniversal | $25.00 | 4/26/2011 8:48:54 PM |
| don8ter | $25.00 | 4/26/2011 9:09:07 PM |
| Mariner3605 | $25.00 | 4/26/2011 9:09:35 PM |
| reflective-cash0 | $50.00 | 4/26/2011 9:09:49 PM |
| del30 | $25.00 | 4/26/2011 9:24:00 PM |
| klinebarger | $25.00 | 4/26/2011 9:27:56 PM |
| CardCapDude | $50.00 | 4/26/2011 9:29:07 PM |
| newest-organic-rupee | $25.00 | 4/26/2011 9:28:53 PM |
| loan-warrior | $25.00 | 4/26/2011 11:02:17 PM |
| GElender | $25.00 | 4/27/2011 5:40:31 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:48:01 AM |
| credit-meteor7 | $50.00 | 4/27/2011 9:49:35 AM |
| the-unequivocal-pound | $50.00 | 4/27/2011 9:41:42 AM |
| runge2777 | $25.00 | 4/27/2011 9:50:48 AM |
| Willylump | $25.00 | 4/27/2011 9:52:29 AM |
| bountiful-investment0 | $25.00 | 4/27/2011 9:56:46 AM |
| bazaar-hyperdrive3 | $50.00 | 4/27/2011 11:14:56 AM |
| macgeek | $25.00 | 4/27/2011 2:10:13 PM |
| velocity-solo | $25.00 | 4/27/2011 12:35:32 PM |
| famous-bill | $25.00 | 4/27/2011 1:55:45 PM |
| 30Sky | $50.00 | 4/27/2011 2:27:06 PM |
| Templevideo | $50.00 | 4/27/2011 2:43:22 PM |
| Zoomer | $50.00 | 4/27/2011 2:35:31 PM |
| Aleut | $25.00 | 4/27/2011 3:45:52 PM |
| bold-durability-drum | $50.00 | 4/27/2011 4:38:28 PM |
| orderandprogress | $25.00 | 4/27/2011 4:37:17 PM |
| vibraphone3 | $50.00 | 4/27/2011 5:33:13 PM |
| peace-cadence | $25.00 | 4/27/2011 5:33:39 PM |
| stanbalwight4 | $25.00 | 4/27/2011 5:34:00 PM |
| meenan | $50.00 | 4/27/2011 5:35:14 PM |
| bid-computer | $25.00 | 4/27/2011 5:35:42 PM |
| yertle9 | $25.00 | 4/27/2011 5:37:57 PM |
| focused-dime453 | $50.00 | 4/27/2011 5:39:03 PM |
| sassykatty | $50.00 | 4/27/2011 5:34:45 PM |
| nycfinance | $25.00 | 4/27/2011 5:36:57 PM |
| ms48105 | $25.00 | 4/27/2011 5:35:39 PM |
| Chakma | $25.00 | 4/27/2011 5:37:45 PM |
| tuffshorty | $50.00 | 4/27/2011 5:47:30 PM |
| currency-solo | $26.56 | 4/27/2011 5:37:07 PM |
| msbutah | $50.00 | 4/27/2011 5:47:56 PM |
| top-impressive-dinero | $50.00 | 4/27/2011 5:48:05 PM |
| peace-maximizer8 | $25.00 | 4/27/2011 5:48:10 PM |
| foxy-rate1 | $50.00 | 4/27/2011 5:39:20 PM |
| generous-deal6 | $50.00 | 4/27/2011 5:48:58 PM |
| aspen630 | $50.00 | 4/27/2011 5:38:14 PM |
| pragmatic-camaraderi | $25.00 | 4/27/2011 5:49:17 PM |
| best-phenomenal-treasure | $25.00 | 4/27/2011 5:49:26 PM |
| kenji4861 | $25.00 | 4/27/2011 5:49:54 PM |
| a-tranquil-liberty | $25.00 | 4/27/2011 6:08:45 PM |
| hopethisworks | $50.00 | 4/27/2011 5:47:44 PM |
| Cubsfan07 | $25.00 | 4/27/2011 5:48:08 PM |
| patriot897 | $25.00 | 4/27/2011 5:48:36 PM |
| Hondo | $25.00 | 4/27/2011 5:49:05 PM |
| sharp-income2 | $25.00 | 4/27/2011 5:49:48 PM |
| aasx1108 | $25.00 | 4/27/2011 5:47:41 PM |
| studious-bonus7 | $100.00 | 4/27/2011 5:50:40 PM |
| Zoramite | $25.00 | 4/27/2011 6:14:02 PM |
| Cheburashka | $25.00 | 4/27/2011 6:18:59 PM |
| fireboss | $27.49 | 4/27/2011 6:19:19 PM |
| Preteur | $25.00 | 4/27/2011 6:19:44 PM |
| blissful-note7 | $49.27 | 4/27/2011 6:13:41 PM |
| aha6297 | $25.00 | 4/27/2011 6:16:41 PM |
| bill-appraiser7 | $25.00 | 4/27/2011 6:19:51 PM |
| wealth-pizza | $50.00 | 4/27/2011 7:58:32 PM |
| NorthwestLoan1 | $26.00 | 4/27/2011 6:50:45 PM |
| anton | $3,000.00 | 4/27/2011 8:22:33 PM |
| auction-visionary6 | $29.00 | 4/27/2011 7:35:09 PM |
| Reddy_Capital | $25.00 | 4/27/2011 11:40:04 PM |
| ualf | $50.00 | 4/28/2011 1:56:28 AM |
| Pasagam | $25.00 | 4/28/2011 2:07:20 AM |
| wbahl | $25.00 | 4/28/2011 2:08:31 AM |
| ClearLake | $25.00 | 4/28/2011 2:10:02 AM |
| flwah | $25.00 | 4/28/2011 2:24:46 AM |
| hanuman77 | $26.78 | 4/28/2011 2:25:25 AM |
| seanwolter | $25.00 | 4/28/2011 1:56:21 AM |
| Rivervale_Westwood | $25.00 | 4/28/2011 1:57:44 AM |
| PaulW | $25.00 | 4/28/2011 1:51:06 AM |
| OrcaFIN | $27.30 | 4/28/2011 2:07:09 AM |
| wise-balanced-moola | $25.00 | 4/28/2011 2:35:38 AM |
| Frenchynh | $25.00 | 4/28/2011 1:56:37 AM |
| UT-Longhorn | $25.00 | 4/28/2011 2:42:34 AM |
| IeatatWendys | $25.73 | 4/28/2011 1:57:05 AM |
| sweepeet | $32.73 | 4/28/2011 2:06:44 AM |
| PocketAces | $47.01 | 4/28/2011 2:09:05 AM |
| Hartfelt | $26.82 | 4/28/2011 2:09:46 AM |
| miket71 | $30.28 | 4/28/2011 2:23:56 AM |
| jenq0001 | $25.00 | 4/28/2011 2:10:09 AM |
| rlgnyc | $25.00 | 4/28/2011 2:25:19 AM |
| smloanbigresult | $25.00 | 4/28/2011 2:30:50 AM |
| diablo_ny | $25.00 | 4/28/2011 2:21:57 AM |
| revenue-officer36 | $31.58 | 4/28/2011 2:30:57 AM |
| Marfloogan | $25.00 | 4/28/2011 2:22:30 AM |
| imlosttoo | $25.00 | 4/28/2011 2:24:55 AM |
| ideal-platinum1 | $50.00 | 4/28/2011 3:56:05 AM |
| harty | $39.09 | 4/28/2011 2:25:29 AM |
| thestartuplender | $30.63 | 4/28/2011 2:25:45 AM |
| treasure-bliss | $50.00 | 4/28/2011 2:35:08 AM |
| powerful-finance7 | $25.00 | 4/28/2011 2:35:46 AM |
| payout-carnival | $25.00 | 4/28/2011 2:41:32 AM |
| investment-tempo | $50.00 | 4/28/2011 2:42:53 AM |
| MO_Investor | $25.00 | 4/28/2011 5:11:03 AM |
| handshake5 | $100.00 | 4/28/2011 2:52:14 AM |
| irrelevant | $25.00 | 4/28/2011 6:00:22 AM |
| djenge | $29.80 | 4/28/2011 3:03:19 AM |
| RusRobo | $50.00 | 4/28/2011 3:46:20 AM |
| Hobson | $25.00 | 4/28/2011 6:07:57 AM |
| EJO | $25.00 | 4/28/2011 6:58:49 AM |
| jonnysixgun | $44.81 | 4/28/2011 7:07:50 AM |
| Worldskiboy | $50.00 | 4/28/2011 7:30:20 AM |
| dollar-oracle55 | $25.00 | 4/28/2011 7:35:09 AM |
| transparency-burger | $25.00 | 4/28/2011 8:27:00 AM |
| 274 Investments
|
Borrower Payment Dependent Notes Series
502218
This series of Notes was issued and sold upon the funding of the borrower loan #48946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,598 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-saver4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Remaining High Debt
Purpose of loan:
This loan will be used to consolidate my remaining extreme high-interest debt. The debt that I'm only paying back the interest each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 4/14/2011 9:06:49 AM |
| capital-kingdom | $25.00 | 4/14/2011 3:16:15 PM |
| SolarMoonshine | $25.00 | 4/14/2011 3:35:48 PM |
| transformer855 | $25.00 | 4/14/2011 4:40:45 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:38 PM |
| kingbob | $25.00 | 4/15/2011 7:23:23 AM |
| lendstats_com | $200.00 | 4/15/2011 10:17:45 PM |
| MilitaryLending | $250.00 | 4/26/2011 8:01:55 PM |
| economy-popcorn | $25.00 | 4/26/2011 9:22:40 PM |
| luvlending | $50.00 | 4/26/2011 9:40:23 PM |
| CA-Lender | $50.04 | 4/26/2011 9:35:21 PM |
| world10000 | $123.50 | 4/26/2011 9:37:34 PM |
| Pakse | $25.00 | 4/26/2011 11:02:49 PM |
| icanhasloanz | $25.00 | 4/27/2011 2:11:02 AM |
| wild-orange | $50.00 | 4/27/2011 3:16:13 AM |
| 1randyp | $115.40 | 4/27/2011 3:28:22 AM |
| JustMee | $25.00 | 4/27/2011 6:42:21 AM |
| WSTRDG | $25.00 | 4/27/2011 3:26:59 PM |
| reflective-rupee | $200.22 | 4/14/2011 11:18:48 AM |
| eronyc | $50.00 | 4/14/2011 12:33:28 PM |
| Kash2010lu | $25.00 | 4/14/2011 5:35:13 PM |
| DasMula | $27.00 | 4/14/2011 7:48:44 PM |
| ursus | $50.00 | 4/18/2011 8:58:18 AM |
| money-fort | $25.00 | 4/19/2011 6:19:54 PM |
| eboomer2611 | $25.00 | 4/21/2011 11:35:22 AM |
| Moe87 | $25.00 | 4/26/2011 8:12:26 PM |
| zorg77 | $25.00 | 4/26/2011 9:05:15 PM |
| reflective-rupee | $200.55 | 4/26/2011 9:09:07 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:57:50 PM |
| penny-infusion7 | $25.00 | 4/26/2011 9:52:39 PM |
| sweetlan | $25.04 | 4/26/2011 10:53:51 PM |
| msfitzge | $29.52 | 4/26/2011 10:55:45 PM |
| shrewd-income | $100.00 | 4/27/2011 12:38:09 AM |
| 1willray | $28.73 | 4/26/2011 11:29:22 PM |
| red-favorable-basis | $25.00 | 4/27/2011 12:10:56 AM |
| loanman2007 | $50.00 | 4/27/2011 4:44:28 AM |
| hopeful-truth5 | $50.00 | 4/27/2011 7:41:22 AM |
| Bill88 | $25.00 | 4/27/2011 7:58:38 AM |
| periko | $25.00 | 4/27/2011 8:55:14 AM |
| ore-dojo | $25.00 | 4/27/2011 8:56:26 AM |
| CA-Lender | $25.00 | 4/27/2011 1:41:44 PM |
| capital-halo1 | $600.00 | 4/27/2011 5:25:01 PM |
| intelligent-yield | $50.00 | 4/27/2011 5:06:29 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
502260
This series of Notes was issued and sold upon the funding of the borrower loan #48973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,999.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $534.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,515 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| STEVENRM87 |
Borrower's state:
| California |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 49 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $18,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
740-759
(Mar-2010)
580-599
(Dec-2007)
600-619
(Nov-2006)
|
|
Principal balance:
| $4,145.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
4th loan with Prosper NEVER LATE
Purpose of loan:
This loan will be used to pay a down payment on my very first house
My financial situation:
I am a good candidate for this loan because this is my 4th prosper loan and I have NEVER been late or failed to pay any payment from my previous 3 prosper loans or any type of credit for that matter. I take my credit seriously!
I am a Federal Agent with U.S Customs and Border Protection. Credit is taken VERY seriously when employees by the U.S. Government furthermore I have to undergo a re investigation every 5 years as part of my top secret security clearance.
Monthly net income: $ = 6,500
Monthly expenses: 2,000 $
Housing: 500$
Insurance: 134$
Car expenses: 560$
Gas: 300$
Utilities: 150$
Phone, cable, internet: 150$
Food, entertainment: 500$
Clothing, household expenses 500$
Credit cards and other loans: 300$
Other expenses: 250$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 4/14/2011 5:02:57 PM |
| SolarMoonshine | $200.00 | 4/14/2011 6:55:18 PM |
| r48 | $48.00 | 4/14/2011 5:11:24 PM |
| ingenious-deal6 | $25.00 | 4/14/2011 5:05:26 PM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 5:06:02 PM |
| hookUup | $25.71 | 4/14/2011 5:29:36 PM |
| reflective-rupee | $222.22 | 4/14/2011 5:19:27 PM |
| thankful-nickel2 | $25.00 | 4/14/2011 6:24:28 PM |
| Rodneywa2002 | $48.85 | 4/14/2011 6:21:10 PM |
| BxRealtor | $25.00 | 4/15/2011 10:47:42 AM |
| credit-missile | $75.00 | 4/15/2011 1:56:18 PM |
| competent-p2p | $35.00 | 4/15/2011 3:49:14 PM |
| Johnab | $25.00 | 4/15/2011 5:03:04 PM |
| FL-Lender | $50.00 | 4/15/2011 5:44:47 PM |
| JCM_MN | $34.00 | 4/16/2011 10:48:08 AM |
| ogbobb | $29.35 | 4/16/2011 1:12:25 PM |
| DFGrego | $50.00 | 4/18/2011 2:26:11 PM |
| Jordan1123 | $25.00 | 4/19/2011 7:14:52 PM |
| StarshineXL | $100.00 | 4/22/2011 12:35:07 AM |
| geophreigh | $25.00 | 4/22/2011 7:18:36 AM |
| Bill88 | $25.00 | 4/22/2011 11:09:20 AM |
| unbelievable-value2 | $25.00 | 4/22/2011 4:23:21 PM |
| Feyenoord | $25.00 | 4/23/2011 4:46:54 AM |
| janeybooboo | $100.00 | 4/23/2011 7:32:35 AM |
| worthy-bid8 | $50.00 | 4/25/2011 9:23:20 AM |
| C_Mark | $41.03 | 4/25/2011 12:35:58 PM |
| five-star-note | $75.00 | 4/25/2011 2:52:52 PM |
| enriching-dollar | $50.00 | 4/25/2011 4:47:07 PM |
| RedantFinance | $25.00 | 4/25/2011 4:35:41 PM |
| bid-czar8 | $50.00 | 4/25/2011 6:55:15 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:23:39 PM |
| GrayStudio | $25.00 | 4/25/2011 8:54:04 PM |
| papaloha | $50.00 | 4/26/2011 4:12:21 AM |
| loanman2007 | $125.00 | 4/26/2011 6:30:54 AM |
| hidavehi | $27.00 | 4/26/2011 10:06:40 AM |
| tacopants | $100.00 | 4/26/2011 10:45:53 AM |
| eridient | $50.00 | 4/26/2011 12:16:49 PM |
| Fioravanti | $100.00 | 4/26/2011 12:19:44 PM |
| first-upright-payout | $25.00 | 4/26/2011 3:41:21 PM |
| skuba | $25.00 | 4/26/2011 5:25:44 PM |
| trona | $29.88 | 4/26/2011 6:28:36 PM |
| wise-skillful-benjamins | $25.00 | 4/26/2011 6:15:02 PM |
| leverage-oasis | $25.00 | 4/26/2011 6:12:41 PM |
| easylivin | $25.00 | 4/26/2011 9:27:47 PM |
| CardCapDude | $50.00 | 4/26/2011 9:29:12 PM |
| TBONE2008 | $50.00 | 4/27/2011 2:30:42 AM |
| grampy48 | $50.00 | 4/27/2011 2:42:31 AM |
| dcm6276 | $25.00 | 4/27/2011 7:34:18 AM |
| wwwUniversal | $25.00 | 4/27/2011 9:28:55 AM |
| toomanyfishtanks | $50.00 | 4/27/2011 8:26:14 AM |
| jasonrun | $25.00 | 4/27/2011 8:27:25 AM |
| ethicalhumanist | $50.00 | 4/27/2011 9:35:16 AM |
| the-unequivocal-pound | $50.00 | 4/27/2011 9:41:46 AM |
| sharp-trade0 | $25.00 | 4/27/2011 9:13:56 AM |
| Barmas | $50.00 | 4/27/2011 9:30:33 AM |
| newest-organic-rupee | $25.00 | 4/27/2011 9:30:57 AM |
| runge2777 | $25.00 | 4/27/2011 9:50:54 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:02 AM |
| LAKESPRING | $50.00 | 4/27/2011 10:19:47 AM |
| pythia | $25.00 | 4/27/2011 11:17:21 AM |
| point-umbrella | $54.00 | 4/27/2011 1:19:11 PM |
| exchange-windmill7 | $104.00 | 4/27/2011 12:25:23 PM |
| marketplace-human | $26.00 | 4/27/2011 12:31:09 PM |
| iamabby | $25.00 | 4/27/2011 12:46:22 PM |
| careful-moola3 | $44.05 | 4/27/2011 2:10:38 PM |
| TelegramSam | $25.00 | 4/27/2011 2:11:15 PM |
| dedication-point | $25.00 | 4/27/2011 2:11:23 PM |
| Zoomer | $50.00 | 4/27/2011 2:35:35 PM |
| crw1950 | $63.57 | 4/27/2011 1:34:05 PM |
| ddog0224 | $97.61 | 4/27/2011 2:50:50 PM |
| thehousewife | $50.00 | 4/27/2011 2:27:37 PM |
| BenRox | $100.00 | 4/27/2011 2:30:34 PM |
| 3konaz | $29.21 | 4/27/2011 2:39:45 PM |
| Earnest_Money | $37.00 | 4/27/2011 2:44:47 PM |
| simplelender80 | $100.00 | 4/14/2011 5:05:03 PM |
| Zolton | $100.00 | 4/14/2011 5:06:41 PM |
| MoneyForNothing | $110.15 | 4/14/2011 5:14:27 PM |
| credit-missile | $25.00 | 4/14/2011 6:19:55 PM |
| LittleMingo | $33.82 | 4/14/2011 5:08:21 PM |
| DoctorJoe | $25.00 | 4/15/2011 4:52:31 AM |
| superb-kindness2 | $50.00 | 4/15/2011 7:29:07 AM |
| a-reasonable-return | $25.00 | 4/15/2011 11:02:01 AM |
| Weaverville | $25.00 | 4/16/2011 4:51:07 PM |
| lender12345 | $25.00 | 4/16/2011 6:17:02 PM |
| depalma13 | $30.00 | 4/17/2011 4:02:41 PM |
| Chesterite | $346.69 | 4/18/2011 8:19:21 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:53 AM |
| ursus | $100.00 | 4/20/2011 10:42:43 AM |
| Pickmar | $25.00 | 4/20/2011 11:45:06 AM |
| efficient-treasure0 | $25.00 | 4/20/2011 3:05:33 PM |
| palace2 | $100.00 | 4/20/2011 8:25:34 PM |
| FinDoc | $25.00 | 4/21/2011 2:59:24 PM |
| commerce-yeller | $75.00 | 4/22/2011 6:09:56 AM |
| Galdis | $25.00 | 4/22/2011 5:00:47 AM |
| KlarthXVII | $50.00 | 4/22/2011 10:57:09 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:46:07 PM |
| radforj22 | $25.00 | 4/23/2011 5:32:25 AM |
| LittleMingo | $30.00 | 4/23/2011 3:24:07 PM |
| commerce-yeller | $25.00 | 4/24/2011 10:31:22 AM |
| steiglends | $100.00 | 4/25/2011 9:32:00 AM |
| Aberdeen | $2,000.00 | 4/25/2011 2:54:44 PM |
| purposeful-pound5 | $25.00 | 4/25/2011 3:36:12 PM |
| StarshineXL | $400.00 | 4/25/2011 5:28:04 PM |
| worth-dandelion | $100.00 | 4/25/2011 5:29:29 PM |
| Tradesmanlender | $25.00 | 4/25/2011 5:33:53 PM |
| hidavehi | $56.00 | 4/25/2011 6:36:24 PM |
| rockhound84 | $25.00 | 4/25/2011 6:32:50 PM |
| optionscashflow | $25.00 | 4/25/2011 7:22:26 PM |
| blooming-market | $25.00 | 4/25/2011 8:41:36 PM |
| loyalty-sherpa | $25.00 | 4/25/2011 9:00:12 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:37:16 PM |
| JustMee | $25.00 | 4/25/2011 10:06:42 PM |
| red-robust-bid | $300.00 | 4/26/2011 6:33:02 AM |
| brightest-benjamins-tomahawk | $100.00 | 4/26/2011 8:26:05 AM |
| DavidCG | $25.00 | 4/26/2011 9:52:12 AM |
| successful-agreement7 | $100.00 | 4/26/2011 9:58:17 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:15 AM |
| janeybooboo | $100.00 | 4/26/2011 10:36:56 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:58:43 AM |
| grnii78 | $300.00 | 4/26/2011 2:44:49 PM |
| jdl424 | $25.00 | 4/26/2011 5:08:17 PM |
| yield-seeker | $25.00 | 4/26/2011 6:06:00 PM |
| Mad_Scientist | $50.00 | 4/26/2011 6:10:46 PM |
| velocity-winner | $25.00 | 4/26/2011 6:54:42 PM |
| maj0508 | $100.00 | 4/26/2011 6:55:59 PM |
| enthralling-deal180 | $50.00 | 4/26/2011 8:28:35 PM |
| dollardave | $100.00 | 4/26/2011 8:45:56 PM |
| don8ter | $25.00 | 4/26/2011 9:09:10 PM |
| reflective-cash0 | $50.00 | 4/26/2011 9:09:53 PM |
| klinebarger | $25.00 | 4/26/2011 9:28:00 PM |
| brutusbone | $25.00 | 4/26/2011 9:48:40 PM |
| hostbank | $100.00 | 4/26/2011 10:40:35 PM |
| loan-warrior | $25.00 | 4/26/2011 11:02:22 PM |
| cathexis | $25.00 | 4/27/2011 6:47:50 AM |
| GElender | $25.00 | 4/27/2011 5:40:34 AM |
| Benkneebob | $67.09 | 4/27/2011 6:05:36 AM |
| FinanceEngine | $40.00 | 4/27/2011 7:27:05 AM |
| rss197 | $25.00 | 4/27/2011 7:45:18 AM |
| hopeful-truth5 | $100.00 | 4/27/2011 7:43:35 AM |
| AmericanBeach | $50.00 | 4/27/2011 7:57:21 AM |
| del30 | $25.00 | 4/27/2011 9:30:46 AM |
| towering-market9 | $25.00 | 4/27/2011 9:46:47 AM |
| credit-meteor7 | $50.00 | 4/27/2011 9:49:37 AM |
| dinero-festivity2 | $100.00 | 4/27/2011 9:26:52 AM |
| Mariner3605 | $25.00 | 4/27/2011 9:27:48 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:42:48 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:48:12 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:54 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:26:12 AM |
| green-excellent-repayment | $25.00 | 4/27/2011 12:21:56 PM |
| hard-working-bill5 | $104.00 | 4/27/2011 12:22:05 PM |
| LimaGuy | $31.31 | 4/27/2011 12:28:43 PM |
| bazaar-hyperdrive3 | $50.00 | 4/27/2011 11:15:02 AM |
| suave-justice059 | $500.00 | 4/27/2011 11:48:37 AM |
| Kennfusion | $250.00 | 4/27/2011 12:27:53 PM |
| credit-recruiter | $26.00 | 4/27/2011 12:34:45 PM |
| the-liberty-brigade | $25.00 | 4/27/2011 12:57:42 PM |
| secureincome | $1,500.00 | 4/27/2011 1:08:20 PM |
| macgeek | $25.00 | 4/27/2011 2:10:15 PM |
| MrCoffee | $27.46 | 4/27/2011 2:17:07 PM |
| 30Sky | $50.00 | 4/27/2011 2:27:09 PM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
502264
This series of Notes was issued and sold upon the funding of the borrower loan #49003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,690 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| skrzynip |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan: I will be paying off everything I have except the house. This will be the only loan I have
This loan will be used to pay off $7000 in loans and cards and have only one payment.
My financial situation:
I have a full time career as an engineer, and own a house. just trying to pay off everything and only have one loan to pay.
Monthly net income: $5166
Monthly expenses: $
Housing: $850
Insurance: $130
Car expenses: $ one more payment of 300, will be paid next month.
Utilities: $150
Phone, cable, internet: $45
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $ will be 0 after this loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/14/2011 5:01:50 PM |
| suave-dime6 | $25.00 | 4/14/2011 5:07:11 PM |
| SolarMoonshine | $25.00 | 4/14/2011 6:53:48 PM |
| ingenious-deal6 | $25.00 | 4/14/2011 5:04:27 PM |
| reflective-rupee | $500.44 | 4/14/2011 8:56:24 PM |
| lendstats_com | $200.00 | 4/15/2011 9:14:48 AM |
| kindness-launcher | $600.00 | 4/17/2011 11:11:25 AM |
| Jack55304 | $185.00 | 4/18/2011 3:12:44 PM |
| Gibbyland | $100.00 | 4/19/2011 8:08:41 AM |
| SmartConsolidation | $25.00 | 4/20/2011 9:10:16 AM |
| bold-shrewd-duty | $25.00 | 4/21/2011 5:19:26 PM |
| nerdfactor | $25.00 | 4/21/2011 5:20:45 PM |
| onecooldrink | $25.00 | 4/25/2011 12:44:53 AM |
| loyalist1 | $100.00 | 4/25/2011 7:50:57 AM |
| Bob450 | $25.00 | 4/25/2011 5:39:13 PM |
| simeonthewhale | $50.00 | 4/26/2011 7:08:20 AM |
| loss-of-control | $50.00 | 4/26/2011 6:13:49 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:24:50 PM |
| dsnybnd | $25.00 | 4/27/2011 7:52:42 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:03 AM |
| BigBroJake | $50.00 | 4/27/2011 9:22:38 AM |
| green-safe-wampum | $120.99 | 4/27/2011 9:59:16 AM |
| sweetlan | $25.04 | 4/27/2011 10:05:41 AM |
| listing-pear6 | $200.00 | 4/27/2011 10:25:54 AM |
| jenerationx | $25.00 | 4/27/2011 10:36:57 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:43 AM |
| credit-bliss8 | $25.00 | 4/27/2011 10:07:55 AM |
| market-giraffe7 | $100.00 | 4/27/2011 9:57:53 AM |
| bluefootedpig | $100.00 | 4/27/2011 9:58:58 AM |
| CA-Lender | $50.04 | 4/27/2011 10:12:06 AM |
| glroark | $100.00 | 4/27/2011 11:12:58 AM |
| bonus-seahorse | $150.00 | 4/27/2011 11:14:45 AM |
| FinanceEngine | $30.00 | 4/27/2011 10:28:43 AM |
| 113121 | $200.00 | 4/27/2011 10:38:48 AM |
| secureincome | $1,500.00 | 4/27/2011 11:25:24 AM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 5:04:45 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:17 PM |
| SecondChanceLendingSERV | $26.37 | 4/15/2011 8:07:55 AM |
| competent-p2p | $30.00 | 4/15/2011 3:53:46 PM |
| vigorous-market5 | $200.00 | 4/17/2011 7:12:21 PM |
| StarshineXL | $350.00 | 4/18/2011 8:57:12 AM |
| loanman2007 | $125.00 | 4/20/2011 11:08:47 AM |
| Bill88 | $25.00 | 4/22/2011 11:07:13 AM |
| felicity-daydream | $50.00 | 4/22/2011 6:46:27 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:08 AM |
| benefit-banshee | $40.00 | 4/25/2011 4:25:25 AM |
| Artist_Blue | $25.00 | 4/25/2011 9:05:56 AM |
| reflective-rupee | $700.33 | 4/25/2011 4:45:23 PM |
| penny-candy | $25.00 | 4/25/2011 6:45:43 PM |
| fantastic-wampum1 | $100.00 | 4/25/2011 8:15:21 PM |
| patriot897 | $25.00 | 4/25/2011 8:27:59 PM |
| miked8303 | $25.00 | 4/26/2011 10:33:32 AM |
| money-fort | $25.00 | 4/26/2011 5:08:28 PM |
| thelovebug | $100.00 | 4/26/2011 6:08:01 PM |
| ore-dojo | $50.00 | 4/27/2011 8:58:05 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:22:16 AM |
| toomanyfishtanks | $50.00 | 4/27/2011 8:27:16 AM |
| calimanusa | $25.06 | 4/27/2011 9:43:20 AM |
| point-commando | $25.00 | 4/27/2011 9:52:56 AM |
| Barmas | $50.00 | 4/27/2011 9:31:43 AM |
| DrunkenMic | $25.00 | 4/27/2011 10:40:22 AM |
| janeybooboo | $200.00 | 4/27/2011 10:56:25 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 9:45:14 AM |
| MJTimages_com | $50.00 | 4/27/2011 11:01:09 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:48:13 AM |
| red-favorable-basis | $30.00 | 4/27/2011 9:58:00 AM |
| reflective-rupee | $250.33 | 4/27/2011 10:07:59 AM |
| pythia | $25.00 | 4/27/2011 11:14:07 AM |
| wildsf | $40.00 | 4/27/2011 11:01:19 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
502356
This series of Notes was issued and sold upon the funding of the borrower loan #49006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,952 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| decisive-currency8 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Capital
Purpose of loan:
This loan will be used to...
Start production on a motion picture, and help to secure other investments of approximately $5 million.
My financial situation:
I am a good candidate for this loan because...
The money could be paid back within 90 days. If you would like to know more about the film project, please let me know. You can also visit http://hcie.webs.com and click on "Investors" to get more information, or simply contact me via phone/email, and we can talk more about specifics. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transaction-circuit | $50.00 | 4/18/2011 5:11:16 PM |
| simplelender80 | $150.00 | 4/18/2011 5:12:44 PM |
| ingenious-deal6 | $25.00 | 4/18/2011 5:11:50 PM |
| EngineersAlliance | $100.00 | 4/18/2011 5:12:29 PM |
| GeorgiaGator | $50.00 | 4/19/2011 2:30:25 AM |
| dudebrah | $25.00 | 4/19/2011 2:19:01 PM |
| wonder3 | $30.00 | 4/19/2011 6:09:44 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:20 PM |
| elvisloans | $25.00 | 4/22/2011 6:36:40 AM |
| commerce-yeller | $50.00 | 4/24/2011 6:29:09 PM |
| kindness-launcher | $1,000.00 | 4/26/2011 8:42:21 AM |
| hidavehi | $26.00 | 4/26/2011 9:52:12 AM |
| back-scratchers | $25.00 | 4/26/2011 9:54:37 AM |
| well-rounded-payout0 | $50.00 | 4/18/2011 5:15:23 PM |
| suave-dime6 | $25.00 | 4/18/2011 5:14:47 PM |
| transformer855 | $25.00 | 4/18/2011 6:22:37 PM |
| favorite-commerce | $25.00 | 4/18/2011 8:44:17 PM |
| reflective-rupee | $25.44 | 4/19/2011 10:55:18 AM |
| Weaverville | $25.00 | 4/20/2011 10:16:03 AM |
| the-dollar-topper | $100.00 | 4/24/2011 6:29:40 PM |
| Whipster | $50.00 | 4/26/2011 8:44:06 AM |
| scrappy-diversification7 | $2,000.00 | 4/26/2011 10:56:41 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
502364
This series of Notes was issued and sold upon the funding of the borrower loan #48988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,705 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-friendly-worth |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a bit of short-term help
I've fallen behind on a few bills due to some unforeseen expenses and I need to catch up on them. On top of that, I have an impending move in June to another city, and I have no way to fund it. I'm looking to get a better job before I move, so my situation will straighten out over the next few months.
Looking to pay off a $1200 medical bill, a few high-interest credit cards (about $2000), and then utilize the rest for moving.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| w3alter | $100.00 | 4/14/2011 5:20:56 PM |
| reflective-rupee | $222.22 | 4/14/2011 8:57:30 PM |
| PatRichi | $25.00 | 4/15/2011 6:51:44 AM |
| affluence-tycoon | $32.77 | 4/15/2011 7:15:57 AM |
| ultimate-peace | $125.00 | 4/15/2011 10:04:19 AM |
| mt3209 | $25.00 | 4/20/2011 2:02:57 AM |
| newstar2000 | $25.00 | 4/24/2011 7:04:36 PM |
| zorg77 | $25.00 | 4/27/2011 5:36:24 AM |
| barefootpaul | $25.00 | 4/27/2011 6:08:38 AM |
| capital-halo1 | $1,000.00 | 4/27/2011 6:11:25 AM |
| supreme-hope | $25.00 | 4/27/2011 8:37:44 AM |
| sunny-truth6 | $25.00 | 4/27/2011 9:01:04 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:19:04 AM |
| dudebrah | $25.00 | 4/27/2011 10:15:10 AM |
| yungtiger | $134.16 | 4/27/2011 12:48:34 PM |
| dedicated-repayment0 | $26.00 | 4/27/2011 12:15:08 PM |
| agreement-champ5 | $104.00 | 4/27/2011 12:18:11 PM |
| goldenticket2 | $26.00 | 4/27/2011 12:24:57 PM |
| brainy-deal | $25.00 | 4/27/2011 1:15:10 PM |
| 1willray | $25.00 | 4/27/2011 12:38:22 PM |
| neutrino6 | $25.00 | 4/27/2011 12:54:09 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:31 PM |
| SolarMoonshine | $25.00 | 4/14/2011 6:36:51 PM |
| Artist_Blue | $25.00 | 4/15/2011 6:11:34 AM |
| kulender | $50.00 | 4/15/2011 6:43:40 AM |
| gain-gourd | $75.00 | 4/15/2011 7:49:36 AM |
| ursus | $50.00 | 4/18/2011 8:57:50 AM |
| 1randyp | $100.00 | 4/27/2011 3:45:19 AM |
| jasonrun | $25.00 | 4/27/2011 8:12:10 AM |
| lotuss4 | $50.00 | 4/27/2011 8:38:03 AM |
| CA-Lender | $25.04 | 4/27/2011 7:20:32 AM |
| octoberfresh | $25.00 | 4/27/2011 7:41:09 AM |
| ore-dojo | $30.00 | 4/27/2011 8:51:39 AM |
| market-giraffe7 | $163.89 | 4/27/2011 10:02:46 AM |
| reflective-rupee | $200.55 | 4/27/2011 10:05:05 AM |
| listing-pear6 | $105.00 | 4/27/2011 10:52:51 AM |
| SummitAdvisors | $104.00 | 4/27/2011 12:26:44 PM |
| order-souffle | $25.00 | 4/27/2011 11:07:19 AM |
| aquistoyraul | $32.86 | 4/27/2011 12:29:37 PM |
| secureincome | $200.00 | 4/27/2011 11:30:43 AM |
| funds-prescription | $104.00 | 4/27/2011 1:06:03 PM |
| point-umbrella | $25.00 | 4/27/2011 1:23:08 PM |
| onegr8papa | $314.51 | 4/27/2011 1:30:49 PM |
| blissful-gain | $50.00 | 4/27/2011 12:34:42 PM |
| Kqwik | $25.00 | 4/27/2011 12:58:05 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
502408
This series of Notes was issued and sold upon the funding of the borrower loan #49013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
2 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-tent |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidation loans
This loan will be used to... Pay off medicalpersonal bills. I had a reaction to a new blood pressure pill while working over my head- caused my blood pressure to drop- and I fell breaking fingers of my L hand, R shoulder, and completely detached my R retina. Although I have an income, I would like to consolidate all my outstanding medical/personal bills for convience. Thanks.
My financial situation: Good for now.
I am a good candidate for this loan because... I am honest, work in a field of need, and realize how brittle life can really be.
Monthly net income: $2600.00
Monthly expenses: $100
Housing: $0
Insurance: $131.01
Car expenses: $0
Utilities: $220.00
Phone, cable, internet: $66.99
Food, entertainment: 300
Clothing, household expenses: 125
Credit cards and other loans: $125
Other expenses:325
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/15/2011 9:10:08 AM |
| Weaverville | $25.00 | 4/15/2011 9:14:12 AM |
| suave-dime6 | $25.00 | 4/15/2011 9:12:29 AM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 2:06:33 PM |
| dfl | $50.00 | 4/19/2011 5:59:17 PM |
| CA-Lender | $25.04 | 4/23/2011 8:14:52 AM |
| sfmf | $25.00 | 4/23/2011 8:16:07 AM |
| neutrino6 | $25.00 | 4/23/2011 9:30:35 AM |
| shawnw2 | $40.00 | 4/23/2011 8:45:53 AM |
| CatFunded | $25.00 | 4/23/2011 9:27:48 AM |
| dudebrah | $25.00 | 4/23/2011 9:40:13 AM |
| gmoneydc | $25.00 | 4/23/2011 11:47:07 AM |
| jsledge | $50.00 | 4/23/2011 11:48:23 AM |
| income-rocker2 | $50.00 | 4/23/2011 1:03:09 PM |
| Travis247 | $25.00 | 4/23/2011 12:30:37 PM |
| mrsp2e | $25.00 | 4/23/2011 1:53:43 PM |
| finance-mushroom | $222.75 | 4/23/2011 2:15:17 PM |
| melodious-openness | $100.00 | 4/23/2011 2:28:00 PM |
| Loan_Some_Money | $25.00 | 4/23/2011 2:29:06 PM |
| melodious-openness | $100.00 | 4/23/2011 2:45:14 PM |
| jmichael23 | $50.00 | 4/23/2011 4:19:12 PM |
| joyful-power9 | $100.00 | 4/23/2011 5:11:27 PM |
| competent-p2p | $30.00 | 4/23/2011 5:54:26 PM |
| basis-image | $25.00 | 4/23/2011 5:22:06 PM |
| Shanester | $25.00 | 4/23/2011 5:24:33 PM |
| jmb_lending | $25.00 | 4/23/2011 6:59:59 PM |
| ridestwins_998 | $25.00 | 4/23/2011 7:01:09 PM |
| MGMNT | $50.00 | 4/23/2011 7:50:33 PM |
| Rico47 | $50.00 | 4/23/2011 8:26:23 PM |
| simplelender80 | $100.00 | 4/15/2011 9:06:42 AM |
| reflective-rupee | $25.44 | 4/15/2011 10:35:26 AM |
| keeminn | $25.00 | 4/15/2011 10:50:15 AM |
| SecondChanceLendingSERV | $25.00 | 4/15/2011 2:57:41 PM |
| money-baron-roth-IRA | $25.00 | 4/15/2011 7:59:53 PM |
| ursus | $50.00 | 4/18/2011 8:57:39 AM |
| sharp-trade0 | $25.00 | 4/18/2011 4:07:21 PM |
| moola-tulip1 | $25.00 | 4/18/2011 8:34:46 PM |
| Gibbyland | $100.00 | 4/22/2011 5:30:36 PM |
| Jack55304 | $185.00 | 4/22/2011 5:36:20 PM |
| junctionking | $36.00 | 4/23/2011 8:19:44 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:53 AM |
| Whitewater_Loans | $25.00 | 4/23/2011 10:21:32 AM |
| scarlet-velvet | $25.00 | 4/23/2011 10:59:58 AM |
| secureincome | $500.00 | 4/23/2011 11:13:05 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:35 AM |
| setUup | $25.40 | 4/23/2011 12:36:49 PM |
| kc8fot | $25.00 | 4/23/2011 12:28:49 PM |
| zone6 | $50.00 | 4/23/2011 1:07:00 PM |
| capital-halo1 | $1,000.00 | 4/23/2011 1:59:27 PM |
| Bob450 | $25.00 | 4/23/2011 2:31:01 PM |
| trade-elm | $30.00 | 4/23/2011 2:35:08 PM |
| ZLyons | $25.00 | 4/23/2011 2:54:07 PM |
| jamc5 | $25.00 | 4/23/2011 2:44:09 PM |
| loyaltyologist | $25.00 | 4/23/2011 2:47:08 PM |
| best-unbeatable-transaction | $25.00 | 4/23/2011 2:43:45 PM |
| ben10jen | $36.11 | 4/23/2011 2:53:34 PM |
| melodious-openness | $222.20 | 4/23/2011 2:45:59 PM |
| rrtsupreme | $43.24 | 4/23/2011 3:37:53 PM |
| new-social-economist | $50.00 | 4/23/2011 4:48:18 PM |
| debtholder | $100.00 | 4/23/2011 4:26:21 PM |
| wind183 | $100.00 | 4/23/2011 4:19:02 PM |
| intrepid-loot | $25.00 | 4/23/2011 5:37:06 PM |
| rio89 | $100.00 | 4/23/2011 4:56:09 PM |
| industrious-dedication | $25.00 | 4/23/2011 5:50:44 PM |
| regahj99 | $25.00 | 4/23/2011 4:53:59 PM |
| daano15 | $25.00 | 4/23/2011 4:55:20 PM |
| payout-network1 | $30.00 | 4/23/2011 5:00:07 PM |
| Aleut | $50.00 | 4/23/2011 6:04:54 PM |
| handy-justice | $100.00 | 4/23/2011 6:51:19 PM |
| NYCFinancier | $25.00 | 4/23/2011 6:55:22 PM |
| Hogan55 | $26.00 | 4/23/2011 7:17:52 PM |
| VJ_Financial | $25.00 | 4/23/2011 6:43:03 PM |
| reflective-rupee | $77.77 | 4/23/2011 7:32:42 PM |
| worth-shower8 | $100.00 | 4/23/2011 6:57:26 PM |
| NYCFinancier | $25.00 | 4/23/2011 7:01:37 PM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:40:15 PM |
| unfixer | $25.00 | 4/23/2011 7:18:24 PM |
| IASKGOD | $25.00 | 4/23/2011 8:02:39 PM |
| capital-halo1 | $345.47 | 4/23/2011 8:33:43 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
502452
This series of Notes was issued and sold upon the funding of the borrower loan #48969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 85% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 8m |
|
Amount delinquent:
| $161 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,646 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worthy-benefit2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Biglynt71
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/16/2011 12:05:30 PM |
| suave-dime6 | $25.00 | 4/16/2011 12:09:01 PM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 12:10:38 PM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:50 AM |
| nerdfactor | $25.00 | 4/25/2011 8:15:37 PM |
| miked8303 | $25.00 | 4/26/2011 5:47:12 PM |
| mrxtravis | $25.00 | 4/26/2011 9:40:22 PM |
| CA-Lender | $25.04 | 4/26/2011 9:37:04 PM |
| lovely-order7 | $50.00 | 4/27/2011 5:46:08 AM |
| LuckyDuck49 | $50.00 | 4/27/2011 7:56:22 AM |
| getreadyloans | $40.00 | 4/27/2011 6:45:44 AM |
| competent-p2p | $25.00 | 4/27/2011 7:02:14 AM |
| goodhearted-gold3 | $25.00 | 4/27/2011 7:29:08 AM |
| coasterman | $25.00 | 4/27/2011 9:18:46 AM |
| sunny-justice9 | $25.00 | 4/27/2011 9:22:13 AM |
| 420limo | $25.00 | 4/27/2011 9:47:06 AM |
| mpatrick | $25.00 | 4/27/2011 9:09:00 AM |
| 2grindstones | $25.00 | 4/27/2011 9:21:49 AM |
| chererat | $100.00 | 4/27/2011 9:42:52 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:46:31 AM |
| Dandanrad | $25.00 | 4/27/2011 9:56:51 AM |
| income-rocker2 | $49.47 | 4/27/2011 10:15:13 AM |
| Weaverville | $25.00 | 4/16/2011 12:09:53 PM |
| ingenious-deal6 | $25.00 | 4/16/2011 12:08:17 PM |
| ursus | $50.00 | 4/18/2011 8:57:24 AM |
| sharp-trade0 | $25.00 | 4/20/2011 3:59:50 PM |
| anton | $50.00 | 4/20/2011 5:57:33 PM |
| reflective-rupee | $25.44 | 4/21/2011 8:53:02 AM |
| eboomer2611 | $25.00 | 4/21/2011 11:38:21 AM |
| foothillender | $25.00 | 4/25/2011 8:29:15 AM |
| Jack55304 | $185.00 | 4/25/2011 5:38:53 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:56:11 PM |
| zorg77 | $25.00 | 4/26/2011 9:07:39 PM |
| CAGE-Investments | $25.00 | 4/26/2011 9:25:21 PM |
| reflective-rupee | $175.55 | 4/26/2011 9:42:29 PM |
| money-fort | $25.00 | 4/26/2011 10:51:34 PM |
| Pakse | $25.00 | 4/26/2011 11:03:05 PM |
| 1randyp | $150.80 | 4/27/2011 3:31:59 AM |
| capital-halo1 | $1,000.00 | 4/27/2011 6:05:33 AM |
| dsnybnd | $25.00 | 4/27/2011 7:54:10 AM |
| sensible-trade | $100.00 | 4/27/2011 9:42:33 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:48:34 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:12:24 AM |
| 108lender | $100.00 | 4/27/2011 10:08:32 AM |
| jenerationx | $23.66 | 4/27/2011 10:33:11 AM |
| orange-coin-walnut | $50.00 | 4/27/2011 9:42:35 AM |
| wild-orange | $50.00 | 4/27/2011 9:45:03 AM |
| market-giraffe7 | $100.00 | 4/27/2011 9:50:58 AM |
| vigilance-web | $50.00 | 4/27/2011 10:03:49 AM |
| sweetlan | $25.04 | 4/27/2011 10:05:04 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
502478
This series of Notes was issued and sold upon the funding of the borrower loan #48962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 16.38% |
Monthly payment:
| $237.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 8.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,686 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-listing-cocktail |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
720-739
(Mar-2010)
|
|
Principal balance:
| $7,000.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Trying to get my life back
This loan will be used to...
Pay off another credit card that wants to increase my interest rate. I have never been late for any payments and all I want is pay it off and close it. I tried to negotiate with the bank but because I have never been late, they won't help me. My goal is to pay off all debt in 3 years and with this rate increase , I won't be able to.
I am a good candidate for this loan because...
I'm employed full time and live within my means. I did not get into this mess by buying stuff (it was a health emergency my mother had and no insurance). My goal is to pay off these cards and never use them again. I have been able to pay off more than half of the initial amount by being disciplined and making huge sacrifices. But I want to get out of this circle of debt, and the banks are not willing to help. I will not disappoint you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 4/15/2011 5:07:07 PM |
| Zolton | $100.00 | 4/15/2011 5:07:52 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 5:08:45 PM |
| proud-gold9 | $100.00 | 4/16/2011 6:00:51 AM |
| thankful-nickel2 | $25.00 | 4/16/2011 6:29:06 AM |
| runner262 | $25.00 | 4/16/2011 2:51:38 AM |
| aquarexbi | $100.00 | 4/16/2011 7:49:49 AM |
| T-L-B | $28.31 | 4/16/2011 7:17:03 AM |
| AFairDeal | $58.75 | 4/16/2011 7:20:41 AM |
| moola-accelerator6 | $40.00 | 4/16/2011 7:26:03 AM |
| generator596 | $40.00 | 4/16/2011 5:58:29 AM |
| diplomatic-wealth7 | $75.00 | 4/16/2011 7:00:23 AM |
| OmahaGuy | $50.00 | 4/16/2011 7:39:26 AM |
| nimbus312 | $100.00 | 4/16/2011 8:00:41 AM |
| payout-detective7 | $25.00 | 4/16/2011 8:19:32 AM |
| SimpleChoice | $25.00 | 4/17/2011 8:50:55 AM |
| hoonio | $100.00 | 4/17/2011 2:19:26 PM |
| hoonio | $100.00 | 4/17/2011 2:19:39 PM |
| terrific-return | $25.00 | 4/20/2011 4:58:12 PM |
| principal-bull | $25.00 | 4/24/2011 7:17:13 AM |
| Corellia | $50.00 | 4/24/2011 5:45:22 PM |
| ursus | $100.00 | 4/25/2011 5:35:40 PM |
| blooming-market | $25.00 | 4/25/2011 8:42:00 PM |
| DavidCG | $25.00 | 4/26/2011 9:52:55 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:34 AM |
| commerce-yeller | $75.00 | 4/26/2011 8:33:19 PM |
| worthy-bid8 | $50.00 | 4/26/2011 8:41:13 PM |
| yield-seeker | $25.00 | 4/26/2011 9:11:35 PM |
| hostbank | $100.00 | 4/26/2011 10:40:47 PM |
| skorpious | $25.00 | 4/26/2011 10:21:20 PM |
| GElender | $25.00 | 4/27/2011 5:41:01 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:55:52 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:16 AM |
| brutusbone | $25.00 | 4/27/2011 9:31:18 AM |
| bid-czar8 | $50.00 | 4/27/2011 11:14:21 AM |
| bazaar-hyperdrive3 | $50.00 | 4/27/2011 11:15:27 AM |
| pythia | $25.00 | 4/27/2011 11:16:07 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:26:37 AM |
| worthy-commitment7 | $25.00 | 4/27/2011 2:00:34 PM |
| selector568 | $50.00 | 4/27/2011 4:45:42 PM |
| klinebarger | $25.00 | 4/27/2011 5:34:22 PM |
| Loan_Some_Money | $25.00 | 4/27/2011 5:50:42 PM |
| worth-dandelion | $100.00 | 4/27/2011 5:50:53 PM |
| loyalty-sherpa | $25.00 | 4/27/2011 5:40:48 PM |
| don8ter | $25.00 | 4/27/2011 5:41:35 PM |
| revenue-tsunami | $50.00 | 4/27/2011 5:45:43 PM |
| JustMee | $25.00 | 4/27/2011 6:31:24 PM |
| availableloan | $25.00 | 4/27/2011 6:22:45 PM |
| objective-investor | $250.00 | 4/27/2011 7:24:32 PM |
| crdcteng | $50.00 | 4/27/2011 6:43:32 PM |
| cash-cymbal | $25.00 | 4/27/2011 8:06:30 PM |
| timtheman1 | $75.00 | 4/27/2011 8:20:45 PM |
| adir1 | $48.85 | 4/27/2011 7:30:56 PM |
| Photoman42 | $25.00 | 4/27/2011 8:56:47 PM |
| Shawn95187 | $39.96 | 4/27/2011 7:35:36 PM |
| silver-buckeye | $25.00 | 4/27/2011 7:49:07 PM |
| astra-lender | $50.00 | 4/27/2011 10:25:22 PM |
| ddog0224 | $200.00 | 4/27/2011 8:59:34 PM |
| hopeful-point | $25.00 | 4/27/2011 9:00:40 PM |
| sfmf | $25.00 | 4/27/2011 9:20:03 PM |
| wealth-fighter3 | $35.00 | 4/27/2011 9:24:45 PM |
| Johnab | $25.00 | 4/27/2011 9:21:38 PM |
| GCInvestments | $60.00 | 4/27/2011 9:23:00 PM |
| just-trade | $55.19 | 4/27/2011 9:41:53 PM |
| tech310 | $50.00 | 4/28/2011 12:41:11 AM |
| market-pudding | $25.00 | 4/28/2011 1:38:31 AM |
| ProModelA | $50.00 | 4/28/2011 4:06:41 AM |
| crw1950 | $39.94 | 4/28/2011 5:23:03 AM |
| Cash4U2also | $32.00 | 4/28/2011 4:08:21 AM |
| Scotcha | $50.00 | 4/28/2011 4:43:07 AM |
| goodhearted-gold3 | $100.00 | 4/28/2011 5:11:50 AM |
| upright-silver | $25.00 | 4/28/2011 5:33:00 AM |
| heerzaquestion | $100.00 | 4/28/2011 5:19:36 AM |
| Smallbear | $25.00 | 4/28/2011 5:56:11 AM |
| commerce-jujitsu5 | $25.00 | 4/28/2011 6:40:04 AM |
| soular21804 | $25.00 | 4/28/2011 7:15:32 AM |
| grnii78 | $100.00 | 4/28/2011 7:30:26 AM |
| myduck | $50.00 | 4/28/2011 7:37:15 AM |
| suave-justice059 | $300.00 | 4/28/2011 7:24:55 AM |
| CPA-Banker | $29.01 | 4/28/2011 7:06:35 AM |
| dollar-authority | $200.00 | 4/28/2011 7:40:02 AM |
| flyflorida2001 | $25.00 | 4/28/2011 8:17:52 AM |
| octoberfresh | $25.00 | 4/28/2011 7:15:08 AM |
| hope-coup | $25.00 | 4/28/2011 7:29:48 AM |
| derbier122x | $30.00 | 4/28/2011 8:25:19 AM |
| trade-elm | $30.00 | 4/28/2011 8:38:22 AM |
| bigphish | $50.00 | 4/28/2011 8:45:36 AM |
| awesome-interest8 | $81.37 | 4/28/2011 8:53:41 AM |
| upbeat-investment9 | $100.00 | 4/28/2011 8:26:31 AM |
| simplelender80 | $100.00 | 4/15/2011 5:07:32 PM |
| helpinghand63 | $32.93 | 4/16/2011 3:22:23 AM |
| jdrez | $25.00 | 4/16/2011 2:45:09 AM |
| helpless23 | $25.00 | 4/16/2011 5:55:09 AM |
| doopers | $25.00 | 4/16/2011 7:18:38 AM |
| PCGeekWI | $100.00 | 4/16/2011 7:37:59 AM |
| George13 | $100.00 | 4/16/2011 8:45:32 AM |
| silver-buckeye | $25.00 | 4/16/2011 8:12:29 AM |
| momoney2lend | $25.00 | 4/16/2011 8:24:57 AM |
| Pendruce | $25.00 | 4/16/2011 8:21:44 AM |
| first-serene-credit | $25.00 | 4/16/2011 8:33:02 AM |
| Bob450 | $25.00 | 4/16/2011 8:36:37 AM |
| tolerant-dinero2 | $50.00 | 4/16/2011 3:27:44 PM |
| competent-p2p | $40.00 | 4/16/2011 2:47:10 PM |
| reflective-rupee | $100.22 | 4/19/2011 11:38:56 AM |
| Weaverville | $50.00 | 4/19/2011 5:28:30 PM |
| Sturgee | $25.00 | 4/19/2011 6:56:36 PM |
| BxRealtor | $25.00 | 4/19/2011 6:14:43 PM |
| WxChem | $30.89 | 4/19/2011 8:32:05 PM |
| sonnet771 | $50.00 | 4/20/2011 12:52:18 AM |
| spy0 | $25.00 | 4/20/2011 9:37:25 AM |
| Peterman | $25.00 | 4/20/2011 11:55:52 AM |
| theboat | $25.00 | 4/20/2011 8:24:48 PM |
| ericgassercom | $50.00 | 4/21/2011 7:53:42 AM |
| listing-exchanger596 | $39.25 | 4/22/2011 2:07:23 AM |
| indomitable-coin | $25.00 | 4/22/2011 10:00:58 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:46:35 PM |
| janeybooboo | $100.00 | 4/23/2011 7:28:30 AM |
| Robert99 | $25.00 | 4/23/2011 2:48:57 PM |
| Bothus | $25.00 | 4/23/2011 4:31:19 PM |
| efficient-treasure0 | $25.00 | 4/25/2011 5:33:24 PM |
| radforj22 | $25.00 | 4/25/2011 6:35:15 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:24:00 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:37:59 PM |
| best-basis-trooper | $50.00 | 4/26/2011 9:59:00 AM |
| first-upright-payout | $25.00 | 4/26/2011 3:43:08 PM |
| Mad_Scientist | $50.00 | 4/26/2011 6:17:37 PM |
| ijspence | $25.00 | 4/26/2011 8:47:40 PM |
| Tradesmanlender | $25.00 | 4/26/2011 9:11:24 PM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:43:16 AM |
| the-unequivocal-pound | $50.00 | 4/27/2011 9:42:14 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:47:11 AM |
| listing-pear6 | $50.04 | 4/27/2011 11:20:43 AM |
| integrity-doctor | $100.00 | 4/27/2011 1:38:21 PM |
| thehousewife | $50.00 | 4/27/2011 2:25:39 PM |
| duty-accomplishment | $40.82 | 4/27/2011 5:45:31 PM |
| handy-justice | $100.00 | 4/27/2011 5:46:02 PM |
| runge2777 | $25.00 | 4/27/2011 5:46:07 PM |
| steiglends | $100.00 | 4/27/2011 5:40:10 PM |
| GrayStudio | $25.00 | 4/27/2011 5:41:25 PM |
| gallant-economy9 | $500.00 | 4/27/2011 5:54:44 PM |
| setUup | $33.40 | 4/27/2011 6:39:21 PM |
| Barrayaran | $25.00 | 4/27/2011 7:01:27 PM |
| Mad_Scientist | $100.00 | 4/27/2011 7:12:09 PM |
| NYCFinancier | $25.00 | 4/27/2011 7:23:21 PM |
| Binan | $26.04 | 4/27/2011 8:42:04 PM |
| etraboulay | $50.00 | 4/27/2011 7:36:48 PM |
| GCInvestments | $50.00 | 4/27/2011 9:22:34 PM |
| brightest-dynamic-peace | $25.00 | 4/27/2011 7:50:16 PM |
| cudgeon | $25.00 | 4/27/2011 9:26:35 PM |
| BaxterEvil | $25.00 | 4/27/2011 8:06:13 PM |
| asset-pilot | $50.00 | 4/27/2011 8:00:28 PM |
| kinetic-yield4 | $25.00 | 4/27/2011 9:41:18 PM |
| currency-emblem | $121.52 | 4/27/2011 8:08:00 PM |
| reflective-rupee | $200.55 | 4/27/2011 8:11:05 PM |
| TheWombat | $25.00 | 4/27/2011 10:20:38 PM |
| natural-return0 | $300.00 | 4/27/2011 8:46:32 PM |
| balance-force | $25.11 | 4/27/2011 11:43:54 PM |
| akfish | $50.00 | 4/27/2011 9:35:39 PM |
| MoneyBag4366 | $25.00 | 4/27/2011 9:55:05 PM |
| jenerationx | $25.00 | 4/27/2011 9:44:37 PM |
| auctionator1 | $25.00 | 4/27/2011 11:18:10 PM |
| inventive-wealth2 | $28.95 | 4/27/2011 10:05:44 PM |
| jk15 | $25.00 | 4/28/2011 1:07:51 AM |
| GoingFishing | $25.00 | 4/28/2011 2:11:39 AM |
| sensible-fund | $50.00 | 4/28/2011 3:23:35 AM |
| grampy48 | $25.00 | 4/28/2011 3:50:53 AM |
| Trigger | $100.00 | 4/28/2011 4:02:38 AM |
| Feyenoord | $25.00 | 4/28/2011 2:32:38 AM |
| ScottCapital | $25.00 | 4/28/2011 5:22:22 AM |
| reverent-order525 | $25.00 | 4/28/2011 3:14:24 AM |
| Ambassador | $45.00 | 4/28/2011 4:41:08 AM |
| heerzaquestion | $100.00 | 4/28/2011 5:08:09 AM |
| AKK1980 | $30.00 | 4/28/2011 5:43:07 AM |
| theskippy | $29.45 | 4/28/2011 5:54:51 AM |
| lazyeye | $26.77 | 4/28/2011 6:45:15 AM |
| rubylender | $25.00 | 4/28/2011 6:49:04 AM |
| GElender | $25.00 | 4/28/2011 6:38:08 AM |
| compassionate-income5 | $25.00 | 4/28/2011 7:04:04 AM |
| martymaniaman | $55.10 | 4/28/2011 6:50:05 AM |
| dsav607 | $145.57 | 4/28/2011 7:14:30 AM |
| wizardii | $50.00 | 4/28/2011 7:08:55 AM |
| Bill88 | $25.00 | 4/28/2011 7:51:00 AM |
| guardian3 | $25.00 | 4/28/2011 8:01:52 AM |
| PotBellyPete | $50.00 | 4/28/2011 8:23:04 AM |
| ldr2000 | $50.00 | 4/28/2011 8:07:36 AM |
| crew53 | $50.00 | 4/28/2011 8:23:26 AM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
502484
This series of Notes was issued and sold upon the funding of the borrower loan #48954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $305.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 7m |
|
Amount delinquent:
| $918 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,209 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| economy-mushroom |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
|
|
Principal balance:
| $4,674.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Engagement Ring...
Purpose of loan: I am 8k short of my engagement ring and I would rather borrow from people than shady bank system.
This loan will be used to finish what I need for an Engagement ring
My financial situation:
I am a good candidate for this loan because...I have no debt except for a previous loan I pulled in 2009 through Prosper which is in perfect standing. That and a credit card I have nothing on, I need to build my credit up a little more before I buy a house in a couple years.
Monthly net income: $ 4300
Monthly expenses: $
Housing: $1000
Insurance: $50
Car expenses: $400
Utilities: $Girlfriend pays this
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Credit cards and other loans: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/15/2011 5:05:56 PM |
| ingenious-deal6 | $25.00 | 4/15/2011 5:07:26 PM |
| Weaverville | $25.00 | 4/15/2011 5:08:28 PM |
| PCGeekWI | $25.00 | 4/15/2011 11:53:45 PM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 6:59:24 AM |
| thankful-nickel2 | $25.00 | 4/16/2011 6:29:31 AM |
| first-serene-credit | $25.00 | 4/16/2011 8:27:49 AM |
| Bob450 | $25.00 | 4/16/2011 8:36:09 AM |
| money-baron-roth-IRA | $200.00 | 4/23/2011 11:19:33 AM |
| Whitewater_Loans | $50.00 | 4/23/2011 11:55:20 AM |
| q4golf | $25.00 | 4/23/2011 12:25:14 PM |
| kc8fot | $150.00 | 4/23/2011 12:26:08 PM |
| Astyanax | $50.00 | 4/23/2011 12:54:58 PM |
| finance-mushroom | $200.00 | 4/23/2011 2:10:15 PM |
| Jack55304 | $185.00 | 4/23/2011 2:32:41 PM |
| marwadi-62 | $100.00 | 4/23/2011 4:09:20 PM |
| lucrative-coin | $100.00 | 4/23/2011 3:32:23 PM |
| reflective-rupee | $300.77 | 4/23/2011 4:07:14 PM |
| competent-p2p | $60.00 | 4/23/2011 5:55:19 PM |
| moola-pillow | $25.00 | 4/23/2011 6:37:12 PM |
| jybank | $50.00 | 4/23/2011 6:48:48 PM |
| CA-Lender | $25.04 | 4/23/2011 6:55:46 PM |
| NYCFinancier | $25.00 | 4/23/2011 7:02:15 PM |
| important-openness1 | $80.00 | 4/23/2011 9:30:36 PM |
| silver-metronome2 | $50.00 | 4/23/2011 8:59:40 PM |
| dollar-authority | $100.00 | 4/23/2011 10:12:26 PM |
| dudebrah | $25.00 | 4/24/2011 12:28:10 AM |
| newest-generous-income | $25.00 | 4/24/2011 5:48:49 AM |
| persistent-funds9 | $30.78 | 4/24/2011 6:08:18 AM |
| loyalist1 | $250.00 | 4/24/2011 7:03:59 AM |
| TMac | $25.00 | 4/24/2011 7:17:34 AM |
| ets2011 | $25.00 | 4/24/2011 7:27:00 AM |
| bsmtloan | $200.00 | 4/24/2011 7:21:14 AM |
| panegryst | $50.00 | 4/24/2011 7:54:03 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:30:04 AM |
| CoolPlexer | $25.00 | 4/24/2011 8:36:06 AM |
| suave-dime6 | $25.00 | 4/15/2011 5:08:04 PM |
| SolarMoonshine | $25.00 | 4/15/2011 5:13:41 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 5:09:02 PM |
| Interstate_Rate | $50.00 | 4/16/2011 2:55:55 AM |
| moola-accelerator6 | $25.00 | 4/16/2011 7:28:46 AM |
| Midwestvalues | $100.00 | 4/16/2011 5:46:27 AM |
| Mikale360 | $25.00 | 4/16/2011 9:15:31 AM |
| reflective-rupee | $25.44 | 4/17/2011 1:58:55 AM |
| reflective-rupee | $275.22 | 4/19/2011 10:16:16 AM |
| janeybooboo | $100.00 | 4/23/2011 8:21:26 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:42 AM |
| shawnw2 | $100.00 | 4/23/2011 11:38:42 AM |
| secureincome | $1,600.00 | 4/23/2011 11:22:44 AM |
| Travis247 | $25.00 | 4/23/2011 12:05:25 PM |
| chungfang | $25.00 | 4/23/2011 1:44:23 PM |
| investment-comet | $25.00 | 4/23/2011 2:23:02 PM |
| calmfunds | $250.00 | 4/23/2011 4:59:17 PM |
| Aleut | $50.00 | 4/23/2011 6:06:36 PM |
| neutrino6 | $25.00 | 4/23/2011 5:32:32 PM |
| loss-of-control | $100.00 | 4/23/2011 6:19:27 PM |
| details | $54.72 | 4/23/2011 6:38:24 PM |
| NYCFinancier | $25.00 | 4/23/2011 6:55:56 PM |
| Peterman | $25.00 | 4/23/2011 8:21:16 PM |
| the-kindness-honker | $25.00 | 4/23/2011 10:00:37 PM |
| sentimental-silver7 | $25.00 | 4/24/2011 2:39:19 AM |
| IIP77 | $25.00 | 4/24/2011 1:14:41 AM |
| intrepid-loot | $25.00 | 4/24/2011 7:01:10 AM |
| jmb_lending | $300.00 | 4/24/2011 7:30:56 AM |
| credit-coach118 | $25.00 | 4/24/2011 7:35:03 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:34:20 AM |
| Pakse | $25.00 | 4/24/2011 7:53:28 AM |
| genelinist | $100.00 | 4/24/2011 8:14:28 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:03:39 AM |
| Johnab | $26.00 | 4/24/2011 8:30:10 AM |
| MrRooster101 | $25.00 | 4/24/2011 8:44:24 AM |
| capital-halo1 | $1,521.03 | 4/24/2011 9:46:01 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
502620
This series of Notes was issued and sold upon the funding of the borrower loan #49027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 16.38% |
Monthly payment:
| $356.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 8.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,980 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| acn1974 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 83% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 6
( 17% )
| 660-679
(Sep-2008)
640-659
(Nov-2007)
620-639
(Sep-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt reducing monthly payment from 1,085/mo to 377/mo
My financial situation:
I am a good candidate for this loan because...I have a great, solid job and a proven borrowing record with prosper (I've had two other prosper loans and have paid them both off on time).
Monthly net income: $8000
Monthly expenses: $
Housing: $1162
Insurance: $181
Car expenses: $615
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/18/2011 9:38:34 AM |
| Bank_Of_XL | $50.00 | 4/18/2011 5:11:21 PM |
| caring-hope2 | $100.00 | 4/18/2011 5:57:34 PM |
| competent-p2p | $50.00 | 4/19/2011 5:44:19 PM |
| BxRealtor | $25.00 | 4/19/2011 6:15:12 PM |
| jpblan11 | $25.00 | 4/21/2011 4:32:33 AM |
| Weaverville | $25.00 | 4/22/2011 7:15:56 PM |
| Peterman | $25.00 | 4/25/2011 9:06:29 AM |
| reflective-rupee | $150.33 | 4/25/2011 5:07:17 PM |
| blooming-market | $25.00 | 4/25/2011 8:43:54 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:24:20 PM |
| ingenious-truth0 | $50.00 | 4/25/2011 9:50:38 PM |
| 20mule | $200.00 | 4/25/2011 8:41:33 PM |
| terrific-return | $33.81 | 4/25/2011 9:45:41 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:16:15 PM |
| Scotcha | $50.00 | 4/26/2011 5:32:43 AM |
| fascinating-social422 | $75.00 | 4/26/2011 2:15:45 AM |
| payment-halo | $25.00 | 4/26/2011 7:22:27 AM |
| Lender0010 | $50.00 | 4/26/2011 8:26:32 AM |
| spy0 | $25.00 | 4/26/2011 8:25:13 AM |
| first-serene-credit | $25.00 | 4/26/2011 9:09:27 AM |
| the-bid-sorcerer | $100.00 | 4/26/2011 9:17:55 AM |
| shugyosha | $50.00 | 4/26/2011 9:36:43 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:59:11 AM |
| brightest-luminous-cash9 | $50.00 | 4/26/2011 10:10:57 AM |
| sunny-truth6 | $25.00 | 4/26/2011 11:00:34 AM |
| LaXavier | $27.00 | 4/26/2011 11:44:51 AM |
| JCMC | $25.00 | 4/26/2011 12:00:02 PM |
| Mad_Scientist | $100.00 | 4/26/2011 12:52:52 PM |
| wealth-renaissance5 | $25.00 | 4/26/2011 11:51:32 AM |
| leemic | $100.00 | 4/26/2011 2:02:07 PM |
| outofoffice | $77.82 | 4/26/2011 2:30:41 PM |
| Astyanax | $50.00 | 4/26/2011 12:54:43 PM |
| octoberfresh | $25.00 | 4/26/2011 1:02:53 PM |
| first-upright-payout | $25.00 | 4/26/2011 3:43:45 PM |
| upbeat-investment9 | $100.00 | 4/26/2011 2:11:38 PM |
| upbeat-investment9 | $50.00 | 4/26/2011 2:13:21 PM |
| chameleon125 | $50.00 | 4/26/2011 4:44:47 PM |
| power-secret-agent | $25.00 | 4/26/2011 4:58:51 PM |
| mistering | $100.00 | 4/26/2011 4:11:44 PM |
| lgs83 | $30.00 | 4/26/2011 4:19:07 PM |
| availableloan | $25.00 | 4/26/2011 5:27:35 PM |
| wise-agile-investment | $25.00 | 4/26/2011 5:59:39 PM |
| neutrino6 | $50.00 | 4/26/2011 6:09:16 PM |
| Reddy_Capital | $25.00 | 4/26/2011 6:10:16 PM |
| kublai | $150.00 | 4/26/2011 6:03:52 PM |
| Dano007 | $50.00 | 4/26/2011 6:24:28 PM |
| julijask | $50.00 | 4/26/2011 7:47:22 PM |
| tranquil-diversification8 | $50.00 | 4/26/2011 9:08:46 PM |
| ursus | $100.00 | 4/26/2011 9:12:16 PM |
| Tradesmanlender | $25.00 | 4/27/2011 2:55:14 AM |
| GElender | $25.00 | 4/27/2011 9:33:54 AM |
| listing-pear6 | $100.04 | 4/27/2011 11:21:45 AM |
| integrity-doctor | $100.00 | 4/27/2011 1:38:49 PM |
| yield-seeker | $25.00 | 4/27/2011 4:39:09 PM |
| worthy-bid8 | $50.00 | 4/27/2011 5:38:54 PM |
| wilmajean | $50.00 | 4/27/2011 6:08:49 PM |
| bonus-quark4 | $25.00 | 4/27/2011 8:10:36 PM |
| Charmart | $25.00 | 4/28/2011 3:01:12 AM |
| RecoveryLender | $25.00 | 4/28/2011 7:17:56 AM |
| JustOneVoice | $25.00 | 4/28/2011 9:31:44 AM |
| payout-detective7 | $25.00 | 4/28/2011 9:39:31 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:55:53 AM |
| DasMula | $27.00 | 4/28/2011 9:57:48 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:09 AM |
| unafraid-loan5 | $25.00 | 4/28/2011 10:17:13 AM |
| marketplace-flan9 | $250.00 | 4/28/2011 10:17:49 AM |
| Loan-Mart | $100.00 | 4/28/2011 10:20:56 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:32:58 AM |
| sweetlan | $25.04 | 4/28/2011 11:26:23 AM |
| investment-comet | $25.00 | 4/28/2011 11:36:18 AM |
| The_dude_01 | $27.51 | 4/28/2011 11:40:46 AM |
| TakeCare | $100.00 | 4/28/2011 11:10:30 AM |
| lotuss4 | $25.00 | 4/28/2011 12:05:32 PM |
| bonus-poplar2 | $54.40 | 4/28/2011 12:45:59 PM |
| nest235 | $25.00 | 4/28/2011 12:47:51 PM |
| John_Galt | $88.00 | 4/28/2011 1:01:18 PM |
| MNFrostbite | $25.00 | 4/28/2011 2:34:07 PM |
| diplomatic-wealth7 | $25.00 | 4/18/2011 9:07:00 AM |
| Zolton | $100.00 | 4/18/2011 9:05:29 AM |
| Spiderman55 | $25.00 | 4/18/2011 3:51:25 PM |
| sonnet771 | $50.00 | 4/22/2011 7:16:24 PM |
| janeybooboo | $100.00 | 4/23/2011 8:24:15 AM |
| professional-coin1 | $25.00 | 4/25/2011 8:52:50 AM |
| brainy-repayment5 | $100.00 | 4/25/2011 7:17:03 PM |
| cash-cymbal | $30.00 | 4/25/2011 7:55:46 PM |
| income-awakening6 | $25.00 | 4/25/2011 8:09:52 PM |
| steves73 | $100.00 | 4/25/2011 9:00:10 PM |
| mgking007 | $25.00 | 4/25/2011 9:04:52 PM |
| wealth-competitor | $25.00 | 4/25/2011 9:10:48 PM |
| credible-balance0 | $25.00 | 4/26/2011 2:44:27 AM |
| econgineer | $50.00 | 4/26/2011 3:20:51 AM |
| reflective-rupee | $50.33 | 4/26/2011 3:42:07 AM |
| suave-dime6 | $25.00 | 4/26/2011 4:39:21 AM |
| Zuzu | $25.00 | 4/26/2011 2:45:02 AM |
| goddessworshiper | $25.00 | 4/26/2011 12:45:30 AM |
| commerce-yeller | $100.00 | 4/26/2011 6:43:26 AM |
| fund-tom-tom6 | $75.00 | 4/26/2011 7:32:08 AM |
| pja138 | $75.00 | 4/26/2011 5:45:06 AM |
| justice-starfish | $549.92 | 4/26/2011 8:25:00 AM |
| ryan6853 | $25.00 | 4/26/2011 8:30:38 AM |
| Isanpankki | $100.00 | 4/26/2011 8:56:15 AM |
| aldeed | $250.00 | 4/26/2011 9:26:10 AM |
| liberty-society5 | $25.00 | 4/26/2011 8:54:36 AM |
| the-bid-sorcerer | $100.00 | 4/26/2011 9:09:49 AM |
| methodical-loot | $25.00 | 4/26/2011 10:15:02 AM |
| neutrino6 | $50.00 | 4/26/2011 10:21:16 AM |
| ORteacher | $100.00 | 4/26/2011 10:29:10 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:50 AM |
| Frugal | $25.00 | 4/26/2011 9:52:23 AM |
| DavidCG | $25.00 | 4/26/2011 9:53:23 AM |
| Nevyn | $25.00 | 4/26/2011 10:04:22 AM |
| slartibardfast | $30.00 | 4/26/2011 10:59:33 AM |
| sunny-truth6 | $25.00 | 4/26/2011 11:00:27 AM |
| Lith | $200.00 | 4/26/2011 11:13:55 AM |
| Jazzy503 | $25.05 | 4/26/2011 11:57:56 AM |
| accelerator96 | $25.00 | 4/26/2011 10:35:03 AM |
| money-badger | $50.00 | 4/26/2011 11:02:11 AM |
| cash-cymbal3 | $50.00 | 4/26/2011 1:33:03 PM |
| mrack | $50.00 | 4/26/2011 1:58:35 PM |
| sunny-justice9 | $50.00 | 4/26/2011 12:15:12 PM |
| Supervark | $100.00 | 4/26/2011 3:02:26 PM |
| pumped130 | $25.11 | 4/26/2011 3:55:04 PM |
| wealth-pizza | $50.00 | 4/26/2011 2:57:50 PM |
| jonmars | $25.00 | 4/26/2011 4:44:43 PM |
| titilsbie14 | $50.00 | 4/26/2011 5:13:12 PM |
| on_your_side | $33.22 | 4/26/2011 5:24:40 PM |
| George13 | $25.00 | 4/26/2011 5:33:59 PM |
| triumph246 | $70.00 | 4/26/2011 5:56:18 PM |
| MoneyForNothing | $25.01 | 4/26/2011 6:14:20 PM |
| Whitewater_Loans | $50.00 | 4/26/2011 6:25:47 PM |
| platinum-cargo | $25.51 | 4/26/2011 7:30:13 PM |
| efficient-treasure0 | $25.00 | 4/26/2011 9:10:53 PM |
| radforj22 | $25.00 | 4/27/2011 3:25:48 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:07 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:44:33 AM |
| thankful-nickel2 | $50.00 | 4/27/2011 9:21:07 AM |
| pythia | $25.00 | 4/27/2011 11:18:06 AM |
| thehousewife | $50.00 | 4/27/2011 2:28:31 PM |
| brondero | $45.00 | 4/27/2011 3:12:42 PM |
| WSTRDG | $25.00 | 4/27/2011 3:24:36 PM |
| DrNano | $50.00 | 4/27/2011 4:41:10 PM |
| hostbank | $100.00 | 4/27/2011 5:34:57 PM |
| indomitable-coin | $50.00 | 4/27/2011 5:54:13 PM |
| value-squirrel3 | $25.00 | 4/27/2011 6:49:36 PM |
| tech310 | $50.00 | 4/28/2011 12:41:26 AM |
| sensible-fund | $50.00 | 4/28/2011 3:23:57 AM |
| AFairDeal | $50.00 | 4/28/2011 9:06:06 AM |
| zenzorba | $50.00 | 4/28/2011 9:36:33 AM |
| the-careful-fund | $150.00 | 4/28/2011 9:51:05 AM |
| a-sharp-revenue | $50.00 | 4/28/2011 10:13:00 AM |
| P2P4me | $300.00 | 4/28/2011 10:35:54 AM |
| CA-Lender | $25.04 | 4/28/2011 11:14:06 AM |
| money-bauble | $100.00 | 4/28/2011 10:43:05 AM |
| zevonyc | $25.00 | 4/28/2011 11:16:15 AM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:29:38 AM |
| golfNW4714 | $50.00 | 4/28/2011 11:38:27 AM |
| lotuss4 | $25.00 | 4/28/2011 12:05:41 PM |
| dinero-idol677 | $50.00 | 4/28/2011 12:03:37 PM |
| objective-investor | $250.00 | 4/28/2011 12:44:06 PM |
| sensible-bazaar84 | $25.00 | 4/28/2011 12:21:48 PM |
| nickel-position | $25.00 | 4/28/2011 12:29:45 PM |
| Trondheim_Norway | $62.34 | 4/28/2011 1:02:33 PM |
| StrongMonty | $79.00 | 4/28/2011 1:44:08 PM |
| Oupa-George | $25.00 | 4/28/2011 2:19:07 PM |
| gristle_mcthornbody | $25.00 | 4/28/2011 2:40:32 PM |
| anton | $4,260.00 | 4/28/2011 2:44:27 PM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
502742
This series of Notes was issued and sold upon the funding of the borrower loan #49020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,423 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-cigar5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to help pay for expenses occured due to moving expenses from job relocation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $
Housing: $400
Insurance: $100
Car expenses: $300
Utilities: $100
Phone, cable, internet: $65
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $145
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| divedude | $25.00 | 4/18/2011 3:11:22 PM |
| Artist_Blue | $25.00 | 4/18/2011 4:56:15 PM |
| carrinel | $50.00 | 4/22/2011 5:15:12 PM |
| SecondChanceLendingSERV | $25.00 | 4/23/2011 1:25:44 PM |
| octoberfresh | $25.00 | 4/27/2011 7:44:22 AM |
| zorg77 | $50.00 | 4/27/2011 10:16:40 AM |
| cunning-affluence | $27.50 | 4/27/2011 11:28:31 AM |
| reflective-rupee | $500.55 | 4/27/2011 10:09:33 AM |
| cashtolendyou | $25.00 | 4/27/2011 11:06:00 AM |
| neutrino6 | $25.00 | 4/27/2011 1:05:04 PM |
| ddog0224 | $52.39 | 4/27/2011 2:54:45 PM |
| CA-Lender | $25.00 | 4/27/2011 2:24:25 PM |
| 2grindstones | $25.00 | 4/27/2011 4:44:33 PM |
| carrinel | $50.00 | 4/19/2011 5:02:35 PM |
| CA-Lender | $25.04 | 4/27/2011 8:36:22 AM |
| jasonrun | $25.00 | 4/27/2011 8:16:08 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:22:42 AM |
| MJTimages_com | $50.00 | 4/27/2011 11:03:39 AM |
| glroark | $100.00 | 4/27/2011 11:10:40 AM |
| secureincome | $400.00 | 4/27/2011 1:03:11 PM |
| supersarah61 | $25.00 | 4/27/2011 5:07:58 PM |
| capital-halo1 | $2,500.00 | 4/27/2011 5:26:33 PM |
| well-mannered-income3 | $40.00 | 4/27/2011 5:15:35 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
502850
This series of Notes was issued and sold upon the funding of the borrower loan #48952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,430 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-payment-cocktail |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My financial situation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transformer855 | $25.00 | 4/18/2011 6:18:35 PM |
| Bill88 | $25.00 | 4/21/2011 8:37:35 AM |
| CA-Lender | $25.04 | 4/27/2011 7:21:20 AM |
| money-fort | $25.00 | 4/27/2011 7:38:19 AM |
| penny-sergeant | $25.00 | 4/27/2011 6:43:25 AM |
| lotuss4 | $50.00 | 4/27/2011 8:35:54 AM |
| openness-confidant | $100.00 | 4/27/2011 8:37:43 AM |
| octoberfresh | $25.00 | 4/27/2011 7:41:57 AM |
| jasonrun | $25.00 | 4/27/2011 8:03:40 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:19:30 AM |
| market-giraffe7 | $100.00 | 4/27/2011 9:59:30 AM |
| listing-pear6 | $105.00 | 4/27/2011 10:54:34 AM |
| zorg77 | $25.00 | 4/27/2011 10:11:46 AM |
| MJTimages_com | $50.00 | 4/27/2011 10:58:21 AM |
| blissful-gain | $31.40 | 4/27/2011 12:37:18 PM |
| secureincome | $200.00 | 4/27/2011 11:31:04 AM |
| a-restless-dollar | $25.00 | 4/27/2011 2:38:06 PM |
| CA-Lender | $25.00 | 4/27/2011 1:42:19 PM |
| ddog0224 | $41.71 | 4/27/2011 2:32:58 PM |
| vizontec207 | $26.00 | 4/27/2011 2:33:31 PM |
| inspiring-coin0 | $25.00 | 4/27/2011 3:11:12 PM |
| power-secret-agent | $25.00 | 4/27/2011 4:16:37 PM |
| George13 | $25.00 | 4/27/2011 4:23:08 PM |
| well-mannered-income3 | $40.00 | 4/27/2011 5:10:23 PM |
| Astyanax | $50.00 | 4/27/2011 4:51:36 PM |
| alpete7 | $25.00 | 4/27/2011 5:28:55 PM |
| favorite-commerce | $25.00 | 4/19/2011 9:11:56 AM |
| reflective-rupee | $400.22 | 4/19/2011 11:51:19 AM |
| mcgovern2024 | $25.00 | 4/25/2011 1:31:16 PM |
| mt3209 | $25.00 | 4/26/2011 8:08:36 PM |
| capital-halo1 | $1,000.00 | 4/27/2011 6:12:04 AM |
| ethicalhumanist | $25.00 | 4/27/2011 9:46:55 AM |
| glroark | $50.00 | 4/27/2011 11:07:09 AM |
| reflective-rupee | $400.55 | 4/27/2011 10:05:36 AM |
| dudebrah | $25.00 | 4/27/2011 10:15:30 AM |
| point-serenity0 | $25.00 | 4/27/2011 12:59:16 PM |
| squadron781 | $25.00 | 4/27/2011 1:58:41 PM |
| neutrino6 | $25.00 | 4/27/2011 12:55:12 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:11:46 PM |
| pacheco | $150.00 | 4/27/2011 2:15:00 PM |
| shrewd-income | $200.00 | 4/27/2011 3:49:26 PM |
| investment-habanero8 | $100.00 | 4/27/2011 3:07:22 PM |
| WSTRDG | $25.00 | 4/27/2011 3:31:49 PM |
| silver-defender7 | $29.00 | 4/27/2011 2:40:05 PM |
| intelligent-yield | $50.00 | 4/27/2011 4:30:05 PM |
| brightest-dignified-penny | $25.00 | 4/27/2011 4:42:22 PM |
| 2grindstones | $25.00 | 4/27/2011 4:53:41 PM |
| Lubava | $25.00 | 4/27/2011 5:16:26 PM |
| joefoolz | $25.00 | 4/27/2011 5:14:31 PM |
| moneyismyshot | $25.00 | 4/27/2011 5:18:55 PM |
| MoneyForNothing | $1.08 | 4/27/2011 5:29:08 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
502964
This series of Notes was issued and sold upon the funding of the borrower loan #48953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,568 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SCIGIE |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase Share of Existing Business
Purpose of loan:
This loan will be used to purchase a share of an existing profitable bar and restaurant. The owner is a good friend of mine (I will be his best man this summer at his wedding). He is buying out a current partner and offered the opportunity to buy in. I will be adding the ~$7,500 dollars from this loan to ~$12,500 of my own savings for a total investment of $20,000. This will entitle me to ~$1,500 a month.
My financial situation:
I am a good candidate for this loan because I am very protective of my credit. I also rent one of the rooms in my house out for an additional $560 income.
Monthly net income: $2090 paycheck + $560 (Total $2,650)
Monthly expenses:
Housing: $900
Insurance: $None (car insurance is paid by my family)
Car expenses: $ 100 gas
Utilities: $ 170
Phone, cable, internet: $ 130
Food, entertainment: $ 200
Other expenses: $ 100 Student fees
Total expenses: $ 1,600
Net income left for loan repayment: $ 1,050
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| top-courteous-peso | $50.00 | 4/19/2011 9:13:25 AM |
| suave-dime6 | $25.00 | 4/19/2011 9:12:16 AM |
| nickel-hickory | $100.00 | 4/19/2011 12:38:11 PM |
| nickel-hickory | $100.00 | 4/19/2011 12:38:06 PM |
| ready-interest9 | $25.00 | 4/19/2011 12:07:42 PM |
| nickel-hickory | $100.00 | 4/19/2011 3:57:15 PM |
| Artist_Blue | $25.00 | 4/19/2011 4:55:36 PM |
| Kash2010lu | $25.00 | 4/19/2011 5:15:51 PM |
| Rob717171 | $50.00 | 4/19/2011 5:59:33 PM |
| skillful-asset5 | $30.00 | 4/19/2011 6:13:51 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:58 PM |
| SecondChanceLendingSERV | $25.00 | 4/19/2011 9:09:25 PM |
| capital_projects_investor | $25.00 | 4/19/2011 9:17:27 PM |
| JustMee | $25.00 | 4/19/2011 9:37:34 PM |
| vine99 | $90.00 | 4/19/2011 8:58:56 PM |
| kulender | $50.00 | 4/20/2011 2:16:40 AM |
| gain-gourd | $61.81 | 4/20/2011 6:30:41 AM |
| Angel_Investor_7 | $25.00 | 4/20/2011 8:44:57 AM |
| havana111 | $25.00 | 4/20/2011 5:33:09 PM |
| loyalist1 | $100.00 | 4/25/2011 7:51:13 AM |
| reflective-rupee | $750.33 | 4/25/2011 4:54:49 PM |
| janeybooboo | $100.00 | 4/26/2011 3:52:19 PM |
| money-fort | $25.00 | 4/26/2011 5:10:08 PM |
| economy-coup | $30.00 | 4/27/2011 12:58:10 AM |
| jonmars | $25.00 | 4/27/2011 10:45:43 AM |
| martymaniaman | $25.00 | 4/27/2011 11:57:00 AM |
| sls1012 | $104.00 | 4/27/2011 12:10:47 PM |
| 108lender | $1,000.00 | 4/27/2011 10:15:51 AM |
| dudebrah | $25.00 | 4/27/2011 10:19:26 AM |
| LuvToLend | $38.62 | 4/27/2011 10:41:15 AM |
| ddoneday | $26.54 | 4/27/2011 11:09:58 AM |
| rbgnr111 | $25.00 | 4/27/2011 11:48:52 AM |
| agreement-magician | $100.00 | 4/27/2011 11:17:55 AM |
| secureincome | $1,500.00 | 4/27/2011 11:29:18 AM |
| protector734 | $100.00 | 4/27/2011 12:09:45 PM |
| pembull | $50.00 | 4/19/2011 9:24:05 AM |
| reflective-rupee | $750.22 | 4/19/2011 11:48:08 AM |
| transformer855 | $25.00 | 4/19/2011 11:05:41 AM |
| DasMula | $27.00 | 4/19/2011 12:03:10 PM |
| lillian27 | $50.00 | 4/19/2011 1:19:30 PM |
| Requiem | $25.00 | 4/19/2011 5:24:55 PM |
| ingenious-deal6 | $25.00 | 4/20/2011 2:28:30 AM |
| ScottCapital | $25.00 | 4/20/2011 5:37:53 AM |
| RyanM561 | $25.00 | 4/20/2011 6:43:54 AM |
| 2grindstones | $30.00 | 4/20/2011 9:48:04 AM |
| iolaire | $25.00 | 4/20/2011 10:10:37 AM |
| petercat | $250.00 | 4/21/2011 4:40:44 AM |
| social-hunter5 | $32.47 | 4/21/2011 7:22:14 AM |
| Bill88 | $30.00 | 4/21/2011 8:49:20 AM |
| Weaverville | $25.00 | 4/22/2011 2:48:19 AM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:41 PM |
| 168RichCapital | $25.40 | 4/23/2011 11:56:24 AM |
| rate-sceptre | $100.00 | 4/24/2011 1:50:35 PM |
| rapid-currency | $25.00 | 4/24/2011 10:44:19 PM |
| kendigme | $25.00 | 4/25/2011 1:13:42 PM |
| mcgovern2024 | $25.00 | 4/25/2011 1:30:23 PM |
| AEH_Now | $50.00 | 4/26/2011 9:40:32 AM |
| zorg77 | $50.00 | 4/26/2011 6:00:48 PM |
| diversification-maple1 | $25.00 | 4/27/2011 7:19:16 AM |
| ethicalhumanist | $25.00 | 4/27/2011 9:46:27 AM |
| DrunkenMic | $25.00 | 4/27/2011 10:45:09 AM |
| listing-pear6 | $120.00 | 4/27/2011 10:48:42 AM |
| glroark | $200.00 | 4/27/2011 11:09:29 AM |
| suave-justice059 | $200.00 | 4/27/2011 11:37:28 AM |
| CA-Lender | $100.04 | 4/27/2011 10:09:19 AM |
| lalivn | $26.10 | 4/27/2011 10:37:27 AM |
| bonus-seahorse | $75.00 | 4/27/2011 11:20:01 AM |
| MJTimages_com | $50.00 | 4/27/2011 11:08:13 AM |
| tough-finance9 | $25.00 | 4/27/2011 12:11:04 PM |
| pure-silver | $25.00 | 4/27/2011 12:05:49 PM |
| dakkid | $50.00 | 4/27/2011 12:09:50 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
503028
This series of Notes was issued and sold upon the funding of the borrower loan #48951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,217 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blazing-transparency8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 4 ( 44% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 5
( 56% )
| 660-679
(Jun-2010)
|
|
Principal balance:
| $2,559.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 4/20/2011 9:18:42 AM |
| reflective-rupee | $25.44 | 4/20/2011 10:20:08 AM |
| camaraderi-popcorn | $50.00 | 4/20/2011 9:35:37 AM |
| palace2 | $300.00 | 4/21/2011 6:19:54 PM |
| supreme-hope | $25.00 | 4/23/2011 6:23:34 AM |
| LeosMami | $25.00 | 4/23/2011 8:16:46 AM |
| money-baron-roth-IRA | $300.00 | 4/23/2011 8:48:54 AM |
| Socal | $25.00 | 4/23/2011 8:49:26 AM |
| neutrino6 | $25.00 | 4/23/2011 9:40:15 AM |
| secureincome | $200.00 | 4/23/2011 11:11:23 AM |
| kc8fot | $30.00 | 4/23/2011 12:15:30 PM |
| zone6 | $64.77 | 4/23/2011 12:51:11 PM |
| credit-missile | $75.00 | 4/23/2011 1:14:44 PM |
| Elbanko | $30.00 | 4/23/2011 1:38:48 PM |
| kubien | $63.20 | 4/23/2011 2:18:48 PM |
| Travis247 | $25.00 | 4/23/2011 2:19:36 PM |
| ursus | $500.00 | 4/23/2011 2:14:28 PM |
| iolaire | $25.00 | 4/20/2011 10:10:24 AM |
| ErvLending | $25.00 | 4/20/2011 9:54:16 AM |
| bmbanzai | $25.00 | 4/23/2011 6:37:19 AM |
| reflective-rupee | $177.77 | 4/23/2011 6:53:42 AM |
| ore-dojo | $60.00 | 4/23/2011 8:10:56 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:58 AM |
| 108lender | $200.00 | 4/23/2011 9:42:29 AM |
| well-mannered-income3 | $25.00 | 4/23/2011 10:03:27 AM |
| NPR65 | $25.00 | 4/23/2011 10:22:56 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:40:52 AM |
| 168RichCapital | $25.04 | 4/23/2011 11:53:48 AM |
| chameleon125 | $25.00 | 4/23/2011 11:56:28 AM |
| capital-halo1 | $1,000.00 | 4/23/2011 1:57:16 PM |
| finance-mushroom | $200.00 | 4/23/2011 2:08:59 PM |
| investment-comet | $25.00 | 4/23/2011 2:19:32 PM |
| shrewd-income | $25.00 | 4/23/2011 2:18:15 PM |
| melodious-openness | $198.78 | 4/23/2011 2:22:35 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
503034
This series of Notes was issued and sold upon the funding of the borrower loan #48941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $229.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,412 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-mindful-kindness |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Need help w/medical consolidation!
Purpose of loan:
This loan will be used to consolidate my medical bills. I was in the hospital for several days in January. Initially, I owed $16,800 in medical bills, but was able to get it reduced significantly. I now have health insurance with my job, but I did not back then.
My financial situation:
I am a good candidate for this loan because I believe in paying my debts on time. I paid off my last loan through Prosper without any late payments.
Because loans here cannot be applied for jointly, my life partner's income could not be included. However, the figure in parentheses is including him.
Monthly net income: $1600.00 (+ $1760.00 = $3360.00)
Monthly expenses: $1579
Housing: $625
Insurance: $104
Car expenses: $0, paid off.
Utilities: $80 for electricity and $70 for water.
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $200 for gasoline.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/20/2011 9:06:20 AM |
| suave-dime6 | $25.00 | 4/20/2011 9:08:27 AM |
| income-awakening6 | $25.00 | 4/20/2011 9:05:28 AM |
| NekHoldings | $25.00 | 4/20/2011 9:25:37 AM |
| Interstate_Rate | $50.00 | 4/20/2011 4:16:13 PM |
| competent-p2p | $25.00 | 4/20/2011 8:12:33 PM |
| bb575 | $50.00 | 4/20/2011 9:09:46 PM |
| janeybooboo | $100.00 | 4/26/2011 7:21:25 AM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:55:15 PM |
| loyalist1 | $500.00 | 4/26/2011 5:06:56 PM |
| CA-Lender | $25.04 | 4/27/2011 2:08:42 PM |
| anton | $2,730.00 | 4/27/2011 5:28:10 PM |
| CoolPlexer | $25.00 | 4/20/2011 9:07:18 AM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 9:09:52 AM |
| reflective-rupee | $200.44 | 4/20/2011 10:19:09 AM |
| hookUup | $26.71 | 4/21/2011 3:12:07 AM |
| JustMee | $25.00 | 4/21/2011 7:19:26 AM |
| ingenious-deal6 | $25.00 | 4/22/2011 8:23:51 AM |
| Weaverville | $25.00 | 4/23/2011 2:58:23 AM |
| economy-coup | $30.00 | 4/27/2011 1:01:58 AM |
| lamsabuy | $2,000.00 | 4/27/2011 5:18:29 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
503506
This series of Notes was issued and sold upon the funding of the borrower loan #48971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inspired-power2 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Low.low
Purpose of loan: to pay bills
This loan will be used to...to pay other bills so i can get my self back on track
My financial situation: is follow behind in bills on top of bills but this loan will help me
I am a good candidate for this loan because... i will pay on time and i know that i can handle it. This will cover all my debts and i just will have only this loan to pay off
Monthly net income: $2,500
Monthly expenses: $N/A
Housing: $500.00 for Mortgage
Insurance: $171.00
Car expenses: $N/A
Utilities:$100.00
Phone, cable, internet: phone $80.00
Food, entertainment: $N/A
Clothing, household expenses: $70
Credit cards and other loans: $N/A
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/22/2011 9:12:55 AM |
| reflective-rupee | $200.22 | 4/22/2011 3:46:53 PM |
| ingenious-deal6 | $25.00 | 4/22/2011 5:34:13 PM |
| transformer855 | $25.00 | 4/23/2011 7:52:41 AM |
| SolarMoonshine | $25.00 | 4/24/2011 2:48:06 PM |
| Bob450 | $25.00 | 4/25/2011 12:51:01 PM |
| Kash2010lu | $25.00 | 4/25/2011 4:15:43 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:56:44 PM |
| suave-dime6 | $25.00 | 4/26/2011 5:17:41 PM |
| social-heart | $25.00 | 4/26/2011 7:40:50 PM |
| economy-coup | $30.00 | 4/27/2011 12:58:16 AM |
| mrxtravis | $25.00 | 4/27/2011 12:17:30 PM |
| zorg77 | $25.00 | 4/27/2011 12:33:58 PM |
| Weaverville | $25.00 | 4/27/2011 12:35:47 PM |
| reflective-rupee | $300.55 | 4/27/2011 12:37:26 PM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 12:12:05 PM |
| dedicated-repayment0 | $26.00 | 4/27/2011 12:13:30 PM |
| loan-master1 | $26.00 | 4/27/2011 1:02:58 PM |
| CA-Lender | $50.04 | 4/27/2011 12:22:59 PM |
| cash-queen | $25.00 | 4/27/2011 1:11:24 PM |
| high-five544 | $56.12 | 4/27/2011 12:29:15 PM |
| credit-recruiter | $26.00 | 4/27/2011 12:30:41 PM |
| sweet-treasure9 | $25.00 | 4/27/2011 1:26:43 PM |
| lawyervon | $25.00 | 4/27/2011 1:06:23 PM |
| building_pennies | $25.00 | 4/27/2011 1:08:13 PM |
| important-wealth6 | $25.00 | 4/27/2011 1:18:17 PM |
| integrity-doctor | $100.00 | 4/27/2011 1:32:25 PM |
| responsibility-blanket6 | $25.00 | 4/27/2011 1:36:59 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 1:38:41 PM |
| Snoopylover | $25.00 | 4/27/2011 2:10:42 PM |
| DHolly | $25.00 | 4/22/2011 10:33:40 AM |
| larryboy10 | $50.00 | 4/23/2011 11:22:03 AM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:54:52 PM |
| responsible-worth113 | $35.00 | 4/24/2011 4:50:43 PM |
| mcgovern2024 | $25.00 | 4/25/2011 1:08:00 PM |
| a-finance-nirvana | $25.00 | 4/26/2011 8:35:53 PM |
| currency-emblem | $50.00 | 4/27/2011 12:15:40 PM |
| lotuss4 | $50.00 | 4/27/2011 12:17:39 PM |
| appetizing-duty8 | $30.00 | 4/27/2011 12:36:29 PM |
| neutrino6 | $50.00 | 4/27/2011 12:54:43 PM |
| Kqwik | $25.00 | 4/27/2011 1:00:09 PM |
| interstellar | $50.00 | 4/27/2011 12:18:10 PM |
| RyanM561 | $25.00 | 4/27/2011 12:39:36 PM |
| heroic-deal7 | $40.00 | 4/27/2011 2:08:42 PM |
| river-change | $29.00 | 4/27/2011 12:58:36 PM |
| yield-museum | $32.07 | 4/27/2011 2:15:10 PM |
| lively-asset9 | $104.00 | 4/27/2011 12:43:38 PM |
| secureincome | $450.00 | 4/27/2011 1:04:34 PM |
| brainy-deal | $25.00 | 4/27/2011 1:17:29 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
503512
This series of Notes was issued and sold upon the funding of the borrower loan #49015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $129.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 7m |
|
Amount delinquent:
| $50 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,108 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sqdrew |
Borrower's state:
| California |
Borrower's group:
| Our Values |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card and medical debt
Purpose of loan:
Pay off my credit cards and wrap up medical bills from a hip fracture in 2007.
My financial situation:
Excellent since I'm in a very stable job in a fast growing and successful software company. Honestly I could pay these all off separately but it makes more sense to me to funnel the interest I'm paying to my fellow Prosper lenders. I'm a very small time Prosper lender myself. Not to mention the interest rates here are MUCH better than on my cards.
Thanks for checking out my loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| musegaze | $110.00 | 4/27/2011 8:08:33 AM |
| organized-payment6 | $50.00 | 4/22/2011 9:01:44 AM |
| reflective-rupee | $25.44 | 4/22/2011 2:10:25 PM |
| Mav26 | $40.00 | 4/25/2011 11:47:21 AM |
| worldly-community3 | $50.00 | 4/25/2011 8:26:18 PM |
| kublai | $40.00 | 4/27/2011 5:11:59 AM |
| capital-web7 | $100.00 | 4/27/2011 6:36:53 AM |
| open-minded-finance1 | $50.00 | 4/27/2011 4:57:46 AM |
| happy-loyalty | $25.00 | 4/27/2011 5:25:00 AM |
| goodhearted-gold3 | $400.00 | 4/27/2011 7:30:11 AM |
| reflective-rupee | $375.55 | 4/27/2011 5:45:33 AM |
| octoberfresh | $25.00 | 4/27/2011 7:36:12 AM |
| Bill88 | $25.00 | 4/27/2011 7:52:39 AM |
| goldenretriever | $100.00 | 4/27/2011 7:59:01 AM |
| jasonrun | $25.00 | 4/27/2011 8:02:31 AM |
| coin-amigo | $35.01 | 4/27/2011 6:22:12 AM |
| C_Mark | $100.00 | 4/27/2011 6:40:14 AM |
| flexible-vigilance7 | $25.00 | 4/27/2011 7:22:43 AM |
| interstellar | $50.00 | 4/27/2011 7:25:41 AM |
| emmeyP | $75.00 | 4/27/2011 7:25:15 AM |
| loyalist1 | $200.00 | 4/27/2011 7:30:51 AM |
| All_Wins | $50.00 | 4/27/2011 7:31:13 AM |
| castlwizz | $28.41 | 4/27/2011 7:47:25 AM |
| Zolton | $100.00 | 4/22/2011 9:02:38 AM |
| indomitable-coin | $50.00 | 4/22/2011 9:13:15 AM |
| samaritan5 | $50.00 | 4/22/2011 9:20:23 AM |
| SimpleChoice | $25.00 | 4/22/2011 9:46:02 AM |
| balance-force | $25.00 | 4/22/2011 12:30:57 PM |
| ippoco | $25.00 | 4/22/2011 3:50:24 PM |
| vutah | $25.00 | 4/22/2011 7:49:39 PM |
| SolarMoonshine | $25.00 | 4/24/2011 2:47:14 PM |
| JGuide | $25.08 | 4/25/2011 10:54:00 AM |
| MasterJin | $25.00 | 4/25/2011 8:21:27 PM |
| p2ploan-futurist9 | $70.00 | 4/26/2011 6:13:13 AM |
| top-epic-community | $50.00 | 4/26/2011 11:43:23 AM |
| enterprising-cash0 | $25.00 | 4/26/2011 9:08:16 PM |
| Jynxie | $50.00 | 4/27/2011 2:46:55 AM |
| currency-persimmon | $100.00 | 4/27/2011 5:21:22 AM |
| treasure-brigade | $25.00 | 4/27/2011 5:58:06 AM |
| elated-greenback | $50.00 | 4/27/2011 6:21:13 AM |
| broker558 | $25.00 | 4/27/2011 6:31:39 AM |
| Pod1313 | $40.13 | 4/27/2011 6:37:08 AM |
| BankOfShaun | $25.00 | 4/27/2011 6:58:11 AM |
| helvet | $42.71 | 4/27/2011 5:17:36 AM |
| availableloan | $25.00 | 4/27/2011 7:05:57 AM |
| gmoneydc | $25.00 | 4/27/2011 5:26:42 AM |
| hopeful-truth5 | $100.00 | 4/27/2011 7:15:47 AM |
| kflores74 | $100.00 | 4/27/2011 7:24:10 AM |
| cymbal097 | $50.00 | 4/27/2011 5:52:15 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:06 AM |
| agalt | $75.00 | 4/27/2011 7:46:18 AM |
| FlightAttendantBret | $50.00 | 4/27/2011 7:54:32 AM |
| Mad_Scientist | $100.00 | 4/27/2011 6:16:11 AM |
| velvetsmog | $25.00 | 4/27/2011 6:20:26 AM |
| dreammachine | $49.80 | 4/27/2011 8:09:58 AM |
| investor-007 | $202.87 | 4/27/2011 6:27:46 AM |
| cathexis | $25.00 | 4/27/2011 6:41:43 AM |
| stensonb | $25.00 | 4/27/2011 6:42:41 AM |
| taal1 | $25.00 | 4/27/2011 7:32:20 AM |
| potatoepicker | $100.00 | 4/27/2011 7:36:05 AM |
| money-badger | $50.00 | 4/27/2011 7:37:26 AM |
| chrisb1414 | $25.00 | 4/27/2011 7:47:21 AM |
| Mad_Scientist | $40.00 | 4/27/2011 8:02:27 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
503612
This series of Notes was issued and sold upon the funding of the borrower loan #48899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,889 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-integrity-path |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Deckbuilder
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/23/2011 12:02:20 PM |
| availableloan | $25.00 | 4/23/2011 12:02:25 PM |
| ippoco | $25.00 | 4/23/2011 12:02:42 PM |
| reflective-rupee | $200.22 | 4/23/2011 4:21:18 PM |
| favorite-commerce | $25.00 | 4/23/2011 5:16:54 PM |
| credit-guard5 | $25.00 | 4/23/2011 5:21:18 PM |
| caring-hope2 | $50.00 | 4/23/2011 6:36:55 PM |
| CPA-Banker | $25.00 | 4/24/2011 7:43:49 AM |
| Hartfelt | $25.00 | 4/24/2011 10:14:55 AM |
| janeybooboo | $100.00 | 4/24/2011 12:11:40 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:58 PM |
| SolarMoonshine | $100.00 | 4/24/2011 2:24:36 PM |
| RandyL3 | $25.00 | 4/25/2011 7:36:00 AM |
| friendly-worth3 | $50.00 | 4/25/2011 7:34:58 AM |
| penny-finder | $33.00 | 4/25/2011 9:47:25 AM |
| Tastas | $50.00 | 4/25/2011 4:42:46 PM |
| reflective-rupee | $200.33 | 4/25/2011 4:55:36 PM |
| elvisloans | $25.00 | 4/26/2011 6:06:22 AM |
| unbeatable-gain0 | $25.00 | 4/26/2011 6:40:23 PM |
| return-phase9 | $25.00 | 4/26/2011 7:14:31 PM |
| whitegold24k | $271.08 | 4/26/2011 6:03:50 PM |
| Whitey | $40.36 | 4/26/2011 7:16:22 PM |
| BAF | $50.00 | 4/26/2011 7:22:15 PM |
| ZackZoo | $52.48 | 4/26/2011 6:36:27 PM |
| WSTRDG | $25.00 | 4/26/2011 7:28:56 PM |
| auction-seeker | $25.00 | 4/26/2011 7:30:03 PM |
| payout-detective7 | $25.00 | 4/26/2011 6:38:31 PM |
| Byrd24 | $100.00 | 4/26/2011 7:08:30 PM |
| hope-lionheart1 | $33.00 | 4/26/2011 7:40:30 PM |
| OmahaGuy | $150.00 | 4/26/2011 7:20:19 PM |
| mal12561 | $100.00 | 4/26/2011 7:24:33 PM |
| jdadverb | $29.28 | 4/26/2011 7:28:11 PM |
| FundMaker | $25.00 | 4/26/2011 7:57:55 PM |
| intrepid-loot | $50.00 | 4/26/2011 7:38:31 PM |
| thankful-nickel2 | $25.00 | 4/26/2011 7:58:50 PM |
| Soxxes | $50.00 | 4/26/2011 7:36:48 PM |
| chrisb1414 | $25.00 | 4/26/2011 7:38:24 PM |
| fairness-cell6 | $25.00 | 4/26/2011 7:45:09 PM |
| djs81 | $50.00 | 4/26/2011 7:53:40 PM |
| greenback-guard | $25.00 | 4/26/2011 8:04:17 PM |
| DeltaComputerGuy | $50.00 | 4/26/2011 7:58:14 PM |
| trade-surge3 | $51.00 | 4/26/2011 8:07:44 PM |
| FinDoc | $25.00 | 4/26/2011 8:07:52 PM |
| EngineersAlliance | $100.00 | 4/23/2011 12:02:51 PM |
| Zolton | $100.00 | 4/23/2011 12:03:02 PM |
| JustMee | $25.00 | 4/23/2011 12:37:57 PM |
| vutah | $25.00 | 4/23/2011 4:27:04 PM |
| DasMula | $27.00 | 4/23/2011 5:31:21 PM |
| Bank_Of_XL | $50.00 | 4/23/2011 5:12:10 PM |
| transformer855 | $25.00 | 4/24/2011 12:30:29 AM |
| FundMaker | $25.00 | 4/24/2011 7:01:18 AM |
| lounges | $50.00 | 4/24/2011 9:39:01 AM |
| tomdooley12520 | $25.00 | 4/24/2011 7:00:55 PM |
| principal-star | $25.00 | 4/25/2011 10:01:42 AM |
| Mav26 | $30.00 | 4/25/2011 11:47:36 AM |
| cbfresh | $25.00 | 4/25/2011 1:35:42 PM |
| penny-candy | $25.00 | 4/25/2011 7:15:54 PM |
| selector568 | $100.00 | 4/26/2011 2:15:34 PM |
| tractorman | $100.00 | 4/26/2011 7:18:36 PM |
| CSinvestments | $25.00 | 4/26/2011 7:20:15 PM |
| dough-hammock | $50.00 | 4/26/2011 6:30:49 PM |
| maximizer | $25.00 | 4/26/2011 7:25:32 PM |
| Surfwaikiki | $115.77 | 4/26/2011 7:26:14 PM |
| LadyAnne | $25.00 | 4/26/2011 7:15:19 PM |
| will0126 | $48.82 | 4/26/2011 7:21:56 PM |
| dudebrah | $25.00 | 4/26/2011 7:24:49 PM |
| HuckleberryProperties | $50.00 | 4/26/2011 7:32:13 PM |
| klinebarger | $25.00 | 4/26/2011 7:49:31 PM |
| jeremy20 | $25.00 | 4/26/2011 7:29:13 PM |
| powerful-greenback2 | $25.00 | 4/26/2011 7:57:22 PM |
| thomas16882004 | $25.00 | 4/26/2011 7:38:28 PM |
| Soxxes | $50.00 | 4/26/2011 7:41:05 PM |
| bill-appraiser7 | $25.00 | 4/26/2011 8:02:50 PM |
| supreme-hope | $25.00 | 4/26/2011 7:38:33 PM |
| GeorgiaGator | $45.02 | 4/26/2011 7:41:45 PM |
| friendinmoney | $25.00 | 4/26/2011 7:53:04 PM |
| antomi | $100.00 | 4/26/2011 7:58:00 PM |
| balance-force | $25.00 | 4/26/2011 8:00:52 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
503650
This series of Notes was issued and sold upon the funding of the borrower loan #48996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-burst0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hard working caucasian debt free
Purpose of loan:
This loan will be used to...help me repair my vehicle because I would like for it to last as long as possible since I have paid off my car loan and be reliable to get to and from work.
My financial situation:
I am a good candidate for this loan because...I have always had good credit and had a wonderful job that I lost due to downsizing and while unemployed I had to use various credit card to get by and now I have a wonderful job and am debt free but have put myself behind from paying all my debt off.
Monthly net income: $1800
Monthly expenses: $1300
Housing: $free
Insurance: $covered by work
Car expenses: $paid
Utilities: $free
Phone, cable, internet: $free
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsive-rate884 | $25.00 | 4/23/2011 1:17:34 PM |
| Medic05 | $25.00 | 4/23/2011 2:39:27 PM |
| animaljunkie07 | $25.00 | 4/23/2011 5:24:37 PM |
| SolarMoonshine | $25.00 | 4/24/2011 2:22:24 PM |
| sharpey | $25.00 | 4/25/2011 11:33:11 AM |
| Sudoku | $50.00 | 4/26/2011 6:24:43 AM |
| CA-Lender | $25.04 | 4/26/2011 9:38:27 PM |
| 1randyp | $150.00 | 4/27/2011 3:34:57 AM |
| Scotcha | $50.00 | 4/27/2011 4:18:31 AM |
| capital-kingdom | $25.00 | 4/27/2011 4:59:37 AM |
| jasonrun | $25.00 | 4/27/2011 7:36:30 AM |
| capital-halo1 | $1,000.00 | 4/27/2011 6:07:56 AM |
| vine99 | $45.00 | 4/27/2011 7:10:30 AM |
| myutmost | $25.00 | 4/27/2011 7:24:08 AM |
| agalt | $50.00 | 4/27/2011 7:43:31 AM |
| Kash2010lu | $25.00 | 4/27/2011 7:45:06 AM |
| I-Believe-In-You | $35.32 | 4/27/2011 8:16:25 AM |
| divedude | $25.00 | 4/23/2011 2:26:44 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:59:58 PM |
| vkorichkov | $30.00 | 4/26/2011 9:06:06 PM |
| reflective-rupee | $250.55 | 4/26/2011 9:48:49 PM |
| luvlending | $50.00 | 4/26/2011 9:39:03 PM |
| penny-infusion7 | $25.00 | 4/26/2011 10:11:12 PM |
| Mad_Scientist | $25.00 | 4/27/2011 6:34:12 AM |
| nilonc1 | $25.00 | 4/27/2011 5:21:11 AM |
| hopeful-truth5 | $100.00 | 4/27/2011 7:22:07 AM |
| potatoepicker | $100.00 | 4/27/2011 7:46:45 AM |
| barefootpaul | $25.00 | 4/27/2011 6:07:37 AM |
| head | $25.00 | 4/27/2011 8:00:52 AM |
| velvetsmog | $30.00 | 4/27/2011 6:22:54 AM |
| FinanceEngine | $25.00 | 4/27/2011 7:11:42 AM |
| octoberfresh | $25.00 | 4/27/2011 7:34:13 AM |
| Bill88 | $25.01 | 4/27/2011 7:56:20 AM |
| MoneyForNothing | $9.08 | 4/27/2011 8:16:54 AM |
| Eddy-2-Aces | $50.00 | 4/27/2011 8:10:33 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
503672
This series of Notes was issued and sold upon the funding of the borrower loan #48993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $479.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $850 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fearless-platinum7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan $5000.00 Very Easy To Payback
Purpose of loan:
This loan will be used to...
My financial situation: Need loan for debt consolidation
I am a good candidate for this loan because... I am always on time with payments. NEVER missed a payment, good credit.
Monthly net income: $ 1850.00
Monthly expenses: $ 0 Payed off house
Housing: $ 0 N/a
Insurance: $ 86.89
Car expenses: $ 200.00
Utilities: $ 60.00 N/A
Phone, cable, internet: $ 0
Food, entertainment: $ 120.0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 159.00
Other expenses: $ NONE
Can pay this off ASAP if received in a timely manner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dollar-sonnet3 | $50.00 | 4/24/2011 12:05:14 PM |
| sfmf | $40.00 | 4/24/2011 12:07:38 PM |
| commerce-renewal | $50.00 | 4/24/2011 9:24:19 PM |
| transformer855 | $25.00 | 4/24/2011 11:03:53 PM |
| sharpey | $50.00 | 4/25/2011 6:45:07 AM |
| sharpey | $100.00 | 4/25/2011 11:23:51 AM |
| secureincome | $400.00 | 4/25/2011 2:48:08 PM |
| mrxtravis | $25.00 | 4/25/2011 6:33:27 PM |
| ultimate-peace | $25.00 | 4/25/2011 7:11:11 PM |
| economy-coup | $30.00 | 4/27/2011 12:59:43 AM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:44 AM |
| zorg77 | $50.00 | 4/27/2011 10:22:28 AM |
| CA-Lender | $25.04 | 4/27/2011 9:44:57 AM |
| helpful-credit156 | $46.15 | 4/27/2011 10:15:49 AM |
| generous-agreement | $25.00 | 4/27/2011 12:08:17 PM |
| ready-fund46 | $50.00 | 4/27/2011 12:12:39 PM |
| prattinum | $30.00 | 4/27/2011 12:13:48 PM |
| dudebrah | $25.00 | 4/27/2011 10:18:09 AM |
| glroark | $100.00 | 4/27/2011 11:12:32 AM |
| peso-tiramisu | $25.00 | 4/27/2011 11:53:28 AM |
| Bidwinner08 | $30.32 | 4/27/2011 12:08:48 PM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 11:39:54 AM |
| Niffler | $75.00 | 4/27/2011 12:10:37 PM |
| tough-finance9 | $25.00 | 4/27/2011 12:12:32 PM |
| r48 | $25.00 | 4/24/2011 12:49:27 PM |
| responsible-worth113 | $30.00 | 4/24/2011 4:52:05 PM |
| a-restless-dollar | $25.00 | 4/25/2011 10:37:59 AM |
| Kash2010lu | $25.00 | 4/25/2011 4:16:34 PM |
| reflective-rupee | $500.22 | 4/25/2011 5:35:57 PM |
| diplomatic-wealth7 | $25.00 | 4/25/2011 8:07:48 PM |
| steves73 | $50.00 | 4/25/2011 9:10:27 PM |
| sentimental-silver7 | $25.00 | 4/26/2011 7:48:12 AM |
| suave-dime6 | $25.00 | 4/26/2011 5:19:19 PM |
| sensible-trade | $100.00 | 4/27/2011 9:42:26 AM |
| dollar-authority | $100.00 | 4/27/2011 10:10:10 AM |
| DrunkenMic | $35.00 | 4/27/2011 10:43:40 AM |
| listing-pear6 | $105.00 | 4/27/2011 10:46:30 AM |
| aznboi | $25.00 | 4/27/2011 11:12:08 AM |
| vigilance-web | $100.00 | 4/27/2011 10:04:41 AM |
| vivid-responsibility | $75.00 | 4/27/2011 12:11:42 PM |
| MJTimages_com | $50.00 | 4/27/2011 11:06:02 AM |
| commerce-geyser | $25.00 | 4/27/2011 11:30:40 AM |
| Whitewater_Loans | $50.00 | 4/27/2011 11:48:16 AM |
| pure-silver | $25.00 | 4/27/2011 12:00:51 PM |
| vivid-responsibility | $29.00 | 4/27/2011 12:09:02 PM |
| scholarly-justice | $26.00 | 4/27/2011 12:10:46 PM |
| suave-justice059 | $200.00 | 4/27/2011 11:43:49 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
503780
This series of Notes was issued and sold upon the funding of the borrower loan #48929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 24y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,984 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-capital-hotshot |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
nautical
Purpose of loan: Business
This loan will be used to...
Help in start up Business
My financial situation: Strong
I am a good candidate for this loan because... I pay my debts
Monthly net income: $4800
Monthly expenses: $
Housing: $2089
Insurance: $250
Car expenses: $260
Utilities: $120
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 4/25/2011 9:06:34 AM |
| best-ingenious-funds | $25.00 | 4/25/2011 9:18:16 AM |
| JustMee | $25.00 | 4/25/2011 9:27:59 AM |
| thankful-nickel2 | $50.00 | 4/25/2011 10:21:23 AM |
| r48 | $48.00 | 4/25/2011 9:49:09 AM |
| DasMula | $48.58 | 4/25/2011 11:21:19 AM |
| houli123 | $250.00 | 4/25/2011 11:43:29 AM |
| kendigme | $26.75 | 4/25/2011 1:04:53 PM |
| SolarMoonshine | $25.00 | 4/25/2011 3:49:30 PM |
| steves73 | $50.00 | 4/25/2011 9:10:06 PM |
| transformer855 | $25.00 | 4/26/2011 7:01:23 AM |
| hookUup | $26.74 | 4/26/2011 6:54:08 AM |
| ready-interest9 | $25.00 | 4/26/2011 9:00:31 AM |
| reflective-rupee | $750.22 | 4/26/2011 9:32:01 AM |
| deal-marauder6 | $100.00 | 4/26/2011 11:21:23 AM |
| nickel-hickory | $25.00 | 4/26/2011 1:28:02 PM |
| open-minded-fund9 | $154.98 | 4/26/2011 1:28:24 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:20:35 PM |
| Skeptical-one | $40.00 | 4/26/2011 5:11:42 PM |
| Mikale360 | $25.00 | 4/26/2011 6:15:59 PM |
| Moe87 | $35.00 | 4/26/2011 6:24:19 PM |
| deal-marauder6 | $100.00 | 4/26/2011 8:29:36 PM |
| economy-coup | $30.00 | 4/27/2011 12:59:34 AM |
| ronin4sale | $25.00 | 4/27/2011 4:30:45 AM |
| sensible-fund | $25.00 | 4/27/2011 3:11:07 AM |
| rjcoutur2001 | $30.94 | 4/27/2011 3:59:11 AM |
| larryboy10 | $25.00 | 4/27/2011 6:22:42 AM |
| valiant-money | $25.00 | 4/27/2011 8:50:04 AM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:35 AM |
| nickel-hickory | $100.00 | 4/27/2011 10:22:40 AM |
| listing-pear6 | $150.03 | 4/27/2011 11:09:59 AM |
| nickel-hickory | $100.00 | 4/27/2011 10:22:14 AM |
| nickel-hickory | $100.00 | 4/27/2011 10:22:55 AM |
| CA-Lender | $150.04 | 4/27/2011 1:47:04 PM |
| lotuss4 | $50.00 | 4/27/2011 4:23:19 PM |
| money-baron-roth-IRA | $100.00 | 4/25/2011 9:07:00 AM |
| mrxtravis | $25.00 | 4/25/2011 9:09:01 AM |
| Kash2010lu | $35.00 | 4/25/2011 11:02:44 AM |
| capital_projects_investor | $25.00 | 4/25/2011 7:25:52 PM |
| janeybooboo | $100.00 | 4/25/2011 8:35:10 PM |
| cbivitz | $25.00 | 4/25/2011 10:08:57 PM |
| cbivitz | $25.00 | 4/26/2011 4:34:39 AM |
| Bill88 | $35.00 | 4/26/2011 8:12:29 AM |
| kindness-launcher | $500.00 | 4/26/2011 8:36:10 AM |
| nickel-hickory | $25.00 | 4/26/2011 1:29:00 PM |
| SecondChanceLendingSERV | $25.00 | 4/26/2011 2:16:19 PM |
| open-minded-fund9 | $50.00 | 4/26/2011 5:15:36 PM |
| genuine-integrity0 | $25.00 | 4/26/2011 6:28:25 PM |
| suave-dime6 | $25.00 | 4/26/2011 8:52:47 PM |
| riveting-credit5 | $269.89 | 4/27/2011 1:07:21 AM |
| loanman2007 | $100.00 | 4/27/2011 4:53:34 AM |
| Requiem | $25.00 | 4/27/2011 6:23:00 AM |
| ethicalhumanist | $25.00 | 4/27/2011 9:59:04 AM |
| LOAN_DOC | $50.00 | 4/27/2011 12:19:07 PM |
| nickel-hickory | $100.00 | 4/27/2011 10:22:34 AM |
| openness-demon8 | $52.00 | 4/27/2011 12:28:18 PM |
| jgar_O | $25.00 | 4/27/2011 1:40:08 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:47 PM |
| 2grindstones | $25.00 | 4/27/2011 4:51:54 PM |
| unrivaled-asset1 | $25.00 | 4/27/2011 5:02:47 PM |
| money-fort | $33.00 | 4/27/2011 5:08:58 PM |
| anton | $2,930.00 | 4/27/2011 5:10:39 PM |
| Astyanax | $50.00 | 4/27/2011 5:09:06 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
503782
This series of Notes was issued and sold upon the funding of the borrower loan #49044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $886 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nixicat |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,250.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $2,264.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Highly profitable business venture
I have the opportunity to open an independent coffee shop in a up and coming area. We have significant personal investment and a great team ready to go to make this a success... we just need a little more funding, and we need it quicker than a traditional bank loan or Small Business Administration loan can provide it.
I'm a professional nurse with an income independent of this business. I'm basing my ability to repay this loan only on my present income, so that even if the business should struggle, I will be able to meet my obligation to my lenders.
Monthly net income: $4000
Housing: $781
Insurance: $30 (life insurance)
Car expenses: $0.
Utilities: $210
Phone, cable, internet: $65
Food, entertainment: $600
Clothing, household expenses: $140
Credit cards and other loans: $215
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 4/25/2011 9:06:41 AM |
| 2grindstones | $25.00 | 4/25/2011 9:28:19 AM |
| thankful-nickel2 | $25.00 | 4/25/2011 10:19:49 AM |
| kindness-launcher | $500.00 | 4/26/2011 8:38:23 AM |
| deal-marauder6 | $50.00 | 4/26/2011 11:22:33 AM |
| reflective-rupee | $100.22 | 4/26/2011 11:39:45 AM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:20:36 PM |
| Rogesparkguy | $25.00 | 4/27/2011 9:40:30 AM |
| CA-Lender | $75.04 | 4/27/2011 1:46:09 PM |
| reward-galaxy | $50.00 | 4/28/2011 9:52:01 AM |
| balance-warrior | $34.04 | 4/28/2011 9:59:48 AM |
| compassion-expert | $50.00 | 4/28/2011 10:11:04 AM |
| hidavehi | $27.00 | 4/28/2011 10:03:50 AM |
| the-reliable-trade | $100.00 | 4/28/2011 10:26:44 AM |
| P2P4me | $200.00 | 4/28/2011 10:37:42 AM |
| agalt | $50.00 | 4/28/2011 10:45:38 AM |
| TakeCare | $100.00 | 4/28/2011 11:11:26 AM |
| lotuss4 | $25.00 | 4/28/2011 12:10:51 PM |
| Bob450 | $25.00 | 4/28/2011 1:08:33 PM |
| nickel-position | $25.00 | 4/28/2011 12:30:34 PM |
| Mad_Scientist | $25.00 | 4/28/2011 12:34:07 PM |
| Reddy_Capital | $25.00 | 4/28/2011 2:05:51 PM |
| jonn834 | $50.00 | 4/28/2011 2:14:11 PM |
| resplendent-dollar | $25.00 | 4/28/2011 2:53:18 PM |
| resplendent-dollar | $25.00 | 4/28/2011 2:52:15 PM |
| lamsabuy | $1,900.00 | 4/28/2011 2:53:54 PM |
| standanddeliver | $877.00 | 4/28/2011 2:54:37 PM |
| vine99 | $25.56 | 4/25/2011 9:05:59 AM |
| Kash2010lu | $25.00 | 4/25/2011 11:03:33 AM |
| money-fort | $25.00 | 4/25/2011 3:52:34 PM |
| steves73 | $50.00 | 4/25/2011 9:10:02 PM |
| cbivitz | $25.00 | 4/25/2011 10:09:01 PM |
| tolerant-dinero2 | $25.00 | 4/26/2011 10:24:36 AM |
| best-ingenious-funds | $25.00 | 4/26/2011 5:24:38 PM |
| suave-dime6 | $25.00 | 4/26/2011 8:52:50 PM |
| SecondChanceLendingSERV | $25.00 | 4/26/2011 9:55:16 PM |
| reflective-rupee | $100.22 | 4/26/2011 10:09:00 PM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:31 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:17 PM |
| Moe87 | $25.00 | 4/27/2011 6:01:42 PM |
| shugyosha | $50.00 | 4/28/2011 9:11:46 AM |
| Dubbs360 | $100.00 | 4/28/2011 9:31:57 AM |
| 2brotherslending | $95.26 | 4/28/2011 10:00:04 AM |
| jybank | $50.00 | 4/28/2011 10:05:26 AM |
| fund-tom-tom6 | $25.00 | 4/28/2011 10:14:25 AM |
| impeccable-ore3 | $50.00 | 4/28/2011 10:16:14 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:24:14 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:33:38 AM |
| sweetlan | $25.04 | 4/28/2011 11:27:01 AM |
| plentiful-platinum5 | $50.00 | 4/28/2011 11:46:50 AM |
| Banker_Joe | $40.00 | 4/28/2011 12:31:30 PM |
| lotuss4 | $25.00 | 4/28/2011 12:10:41 PM |
| 1randyp | $200.00 | 4/28/2011 12:24:36 PM |
| money-baron-roth-IRA | $25.01 | 4/28/2011 12:41:59 PM |
| commanding-worth6 | $200.00 | 4/28/2011 1:10:30 PM |
| commanding-worth6 | $100.00 | 4/28/2011 1:02:48 PM |
| Astyanax | $50.00 | 4/28/2011 2:03:37 PM |
| melodious-openness | $390.00 | 4/28/2011 2:24:21 PM |
| FinanceEngine | $40.00 | 4/28/2011 2:42:30 PM |
| wild-orange | $100.00 | 4/28/2011 2:50:20 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
503812
This series of Notes was issued and sold upon the funding of the borrower loan #49023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $661.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,827 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-transporter |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off outstanding credit card and medical bills
My financial situation is in good standing
I am a good candidate for this loan because I have a steady job earning $115,000/year. I have a substantial cash balance to easily to cover the loan, but wanted the liquidity in case of an emergency.
Monthly net income: $5,000
Monthly expenses: $1,000 (mainly credit card bills)
Housing: $0 (currently living with a sibling)
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $150/month
Clothing, household expenses: $100/month
Credit cards and other loans: $750/month
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dollar-sonnet3 | $50.00 | 4/25/2011 9:07:02 AM |
| income-awakening6 | $25.00 | 4/25/2011 9:06:25 AM |
| JustMee | $25.00 | 4/25/2011 9:27:04 AM |
| secureincome | $1,400.00 | 4/25/2011 2:49:26 PM |
| reflective-rupee | $700.22 | 4/25/2011 4:16:54 PM |
| credit-missile | $75.00 | 4/25/2011 6:11:52 PM |
| SecondChanceLendingSERV | $25.00 | 4/25/2011 6:18:43 PM |
| Reddy_Capital | $25.00 | 4/25/2011 7:14:09 PM |
| arampata | $310.00 | 4/26/2011 4:48:03 AM |
| simeonthewhale | $154.33 | 4/26/2011 7:10:32 AM |
| loanman2007 | $100.00 | 4/26/2011 6:33:09 AM |
| sentimental-silver7 | $75.00 | 4/26/2011 7:47:18 AM |
| spiff666 | $50.00 | 4/26/2011 6:57:52 AM |
| LA-Funding-Bank | $25.00 | 4/26/2011 9:55:54 AM |
| competent-transaction5 | $50.00 | 4/26/2011 10:09:30 AM |
| competent-p2p | $45.00 | 4/26/2011 12:04:41 PM |
| nickel-hickory | $25.00 | 4/26/2011 1:30:47 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:20:40 PM |
| green-unrivaled-felicity | $27.00 | 4/26/2011 6:01:18 PM |
| 1-HARD-HEAD | $100.00 | 4/26/2011 7:28:25 PM |
| a-finance-nirvana | $25.00 | 4/26/2011 8:36:06 PM |
| suave-dime6 | $25.00 | 4/26/2011 8:52:53 PM |
| sethharris | $100.00 | 4/26/2011 9:43:30 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:53 AM |
| FinanceEngine | $30.00 | 4/27/2011 7:25:57 AM |
| valiant-money | $25.00 | 4/27/2011 8:50:36 AM |
| listing-pear6 | $100.00 | 4/27/2011 9:50:58 AM |
| janeybooboo | $200.00 | 4/27/2011 10:57:12 AM |
| vigilance-web | $50.00 | 4/27/2011 10:06:17 AM |
| appetizing-duty8 | $44.00 | 4/27/2011 12:27:03 PM |
| fairness-warp-speed | $52.00 | 4/27/2011 12:18:58 PM |
| a-restless-dollar | $50.00 | 4/25/2011 10:36:04 AM |
| principal-star | $25.00 | 4/25/2011 9:57:56 AM |
| _NaLNaBB | $300.00 | 4/25/2011 11:33:35 AM |
| sharpey | $250.00 | 4/25/2011 11:25:17 AM |
| credit-missile | $25.00 | 4/25/2011 6:13:57 PM |
| the-gold-quark | $50.00 | 4/25/2011 6:17:41 PM |
| ingenious-deal6 | $25.00 | 4/26/2011 7:46:14 AM |
| wealth-prodigy1 | $110.00 | 4/26/2011 5:57:09 AM |
| Bill88 | $25.01 | 4/26/2011 8:02:09 AM |
| dsgfl1 | $30.00 | 4/26/2011 8:30:08 AM |
| orange-determined-wealth | $25.00 | 4/26/2011 2:30:21 PM |
| bluefootedpig | $39.00 | 4/26/2011 5:14:21 PM |
| Bob450 | $25.00 | 4/26/2011 5:23:04 PM |
| loss-of-control | $100.00 | 4/26/2011 6:12:30 PM |
| upbeat-finance8 | $25.00 | 4/26/2011 6:12:49 PM |
| wise-ingenious-reward | $50.00 | 4/26/2011 7:31:51 PM |
| The_Collector | $42.50 | 4/26/2011 8:40:49 PM |
| interstellar | $50.00 | 4/26/2011 9:06:53 PM |
| ooorrr | $50.00 | 4/26/2011 10:46:04 PM |
| loot-supporter2 | $25.00 | 4/27/2011 7:26:47 AM |
| loyalty-sphinx5 | $1,410.21 | 4/27/2011 10:56:47 AM |
| green-excellent-repayment | $25.00 | 4/27/2011 12:20:30 PM |
| klend4 | $155.47 | 4/27/2011 12:51:39 PM |
| river-change | $25.00 | 4/27/2011 12:48:18 PM |
| truebliss | $70.26 | 4/27/2011 1:11:03 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
503816
This series of Notes was issued and sold upon the funding of the borrower loan #49002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,020 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asee |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debtconsolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...
I have a secure and stable job with the Federal Government
Monthly net income: $3211
Monthly expenses: $3143
Housing: $1700
Insurance: $66
Car expenses: $385
Utilities: $incl in rent
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $342
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 4/25/2011 9:29:57 AM |
| MJTimages_com | $50.00 | 4/27/2011 11:05:12 AM |
| CA-Lender | $50.04 | 4/27/2011 10:09:55 AM |
| glroark | $150.00 | 4/27/2011 11:08:33 AM |
| indomitable-reward1 | $25.00 | 4/27/2011 12:41:16 PM |
| Bill88 | $25.00 | 4/27/2011 1:26:47 PM |
| CA-Lender | $25.00 | 4/27/2011 1:43:11 PM |
| curriculum3 | $26.00 | 4/27/2011 12:57:29 PM |
| neutrino6 | $25.00 | 4/27/2011 1:02:41 PM |
| intelligent-yield | $50.00 | 4/27/2011 4:34:25 PM |
| handy-justice | $100.00 | 4/27/2011 6:00:40 PM |
| historic-loan1 | $30.00 | 4/27/2011 7:36:10 PM |
| MilitaryLending | $163.50 | 4/27/2011 8:01:12 PM |
| Bob450 | $25.00 | 4/27/2011 9:02:01 PM |
| GCInvestments | $40.00 | 4/27/2011 9:21:05 PM |
| market-pudding | $25.00 | 4/28/2011 1:39:36 AM |
| shrewd-income | $209.04 | 4/28/2011 5:07:59 AM |
| cognizant-wealth | $300.00 | 4/28/2011 3:02:37 AM |
| loanman2007 | $150.00 | 4/28/2011 4:27:45 AM |
| shrewd-income | $126.42 | 4/28/2011 5:12:54 AM |
| treasure-pipeline | $25.00 | 4/25/2011 9:17:14 AM |
| lendstats_com | $300.00 | 4/25/2011 10:11:34 AM |
| ILWTC | $31.63 | 4/25/2011 11:39:17 AM |
| Weaverville | $25.00 | 4/25/2011 12:58:17 PM |
| SolarMoonshine | $25.00 | 4/25/2011 3:47:19 PM |
| reflective-rupee | $400.22 | 4/25/2011 5:33:22 PM |
| steves73 | $50.00 | 4/25/2011 9:09:54 PM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:27 AM |
| Dubbs360 | $100.00 | 4/27/2011 9:25:07 AM |
| reflective-rupee | $350.55 | 4/27/2011 10:14:13 AM |
| zorg77 | $50.00 | 4/27/2011 10:23:46 AM |
| secureincome | $400.00 | 4/27/2011 1:04:15 PM |
| terrific-p2ploan | $25.00 | 4/27/2011 1:44:11 PM |
| Kqwik | $25.00 | 4/27/2011 12:59:03 PM |
| wheel184 | $26.00 | 4/27/2011 2:37:33 PM |
| ddog0224 | $100.00 | 4/27/2011 2:55:35 PM |
| power-secret-agent | $25.00 | 4/27/2011 4:17:51 PM |
| well-mannered-income3 | $40.00 | 4/27/2011 5:16:46 PM |
| thrifty-capital | $25.00 | 4/27/2011 7:39:35 PM |
| setUup | $26.40 | 4/27/2011 6:54:39 PM |
| autonomous-truth | $52.30 | 4/27/2011 8:52:00 PM |
| 1willray | $25.00 | 4/27/2011 7:31:23 PM |
| credit-missile | $75.00 | 4/27/2011 8:41:35 PM |
| Art818 | $27.90 | 4/27/2011 11:53:22 PM |
| hopeful-point | $25.00 | 4/27/2011 8:51:02 PM |
| MoneyBag4366 | $25.00 | 4/27/2011 9:56:31 PM |
| B2152 | $25.00 | 4/28/2011 5:06:35 AM |
| wild-orange | $50.00 | 4/28/2011 3:29:51 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
503888
This series of Notes was issued and sold upon the funding of the borrower loan #49019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $440.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 15y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,366 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sunny789 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $7,900.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
660-679
(Jun-2008)
|
|
Principal balance:
| $2,218.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
3rd prosper loan - never late
Purpose of loan:
This loan will be used for home improvement and debt consolidation.
My financial situation:
I am a good candidate for this loan because I always pay my debts.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 4/26/2011 5:10:23 PM |
| brightest-dignified-penny | $30.00 | 4/26/2011 5:09:02 PM |
| LittleMingo | $27.00 | 4/26/2011 5:31:42 PM |
| Gibbyland | $100.00 | 4/26/2011 5:53:05 PM |
| Moe87 | $25.23 | 4/26/2011 6:27:10 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:27 PM |
| reflective-rupee | $1,000.22 | 4/26/2011 10:04:08 PM |
| kendigme | $25.00 | 4/27/2011 2:56:21 AM |
| economy-coup | $30.00 | 4/27/2011 1:01:52 AM |
| transformer855 | $25.00 | 4/27/2011 7:53:21 AM |
| best-ingenious-funds | $25.00 | 4/27/2011 9:54:41 AM |
| Jerrys1951 | $46.15 | 4/27/2011 4:51:00 PM |
| DoctorJoe | $25.00 | 4/28/2011 4:26:36 AM |
| chad-bro-chill | $69.00 | 4/28/2011 6:46:12 AM |
| Barrayaran | $25.00 | 4/28/2011 7:42:35 AM |
| SecondChanceLendingSERV | $25.00 | 4/28/2011 8:04:51 AM |
| suave-justice059 | $200.00 | 4/28/2011 9:11:25 AM |
| supreme-hope | $25.00 | 4/28/2011 9:19:00 AM |
| Dubbs360 | $100.00 | 4/28/2011 9:32:53 AM |
| vine99 | $75.00 | 4/28/2011 9:27:06 AM |
| LittleMingo | $28.62 | 4/28/2011 9:43:29 AM |
| DasMula | $57.00 | 4/28/2011 9:54:37 AM |
| DasMula | $57.00 | 4/28/2011 9:56:32 AM |
| durability-percolator7 | $50.00 | 4/28/2011 10:07:48 AM |
| compassion-expert | $50.00 | 4/28/2011 10:13:35 AM |
| money-fort | $33.51 | 4/28/2011 10:09:02 AM |
| CA-Lender | $150.04 | 4/28/2011 10:16:59 AM |
| gallant-economy9 | $1,000.00 | 4/28/2011 10:34:37 AM |
| oreyedoc | $50.00 | 4/28/2011 10:28:38 AM |
| mstar925 | $25.00 | 4/28/2011 10:31:15 AM |
| money-bauble | $100.00 | 4/28/2011 10:44:48 AM |
| CA-LenderMom | $27.00 | 4/28/2011 11:01:44 AM |
| kind-charming-value | $500.00 | 4/28/2011 10:58:29 AM |
| lotuss4 | $25.00 | 4/28/2011 12:07:00 PM |
| shawnw2 | $750.00 | 4/28/2011 11:55:14 AM |
| new-ore-venture | $30.00 | 4/28/2011 12:02:45 PM |
| dammage | $1,006.92 | 4/28/2011 12:18:20 PM |
| 1randyp | $200.00 | 4/28/2011 12:25:03 PM |
| thankful-nickel2 | $25.00 | 4/28/2011 12:08:06 PM |
| peso-tiramisu | $25.00 | 4/28/2011 12:22:46 PM |
| Jloaner | $106.20 | 4/28/2011 12:51:21 PM |
| John_Galt | $25.00 | 4/28/2011 12:59:50 PM |
| relaxation079 | $50.00 | 4/28/2011 1:10:26 PM |
| Trondheim_Norway | $60.00 | 4/28/2011 12:58:03 PM |
| johnmac56 | $30.96 | 4/28/2011 12:20:44 PM |
| jasonrun | $25.78 | 4/28/2011 1:29:54 PM |
| money-baron-roth-IRA | $200.00 | 4/28/2011 12:48:26 PM |
| Oupa-George | $25.00 | 4/28/2011 2:21:35 PM |
| money-baron | $27.94 | 4/28/2011 1:17:08 PM |
| brightest-dignified-penny | $60.00 | 4/28/2011 2:16:23 PM |
| Requiem | $25.00 | 4/28/2011 2:33:34 PM |
| MNFrostbite | $50.00 | 4/28/2011 2:36:18 PM |
| shrewd-income | $1,000.00 | 4/28/2011 2:38:42 PM |
| gristle_mcthornbody | $25.00 | 4/28/2011 2:39:39 PM |
| sweetlan | $25.00 | 4/28/2011 1:55:12 PM |
| jonn834 | $100.00 | 4/28/2011 2:11:55 PM |
| grnii78 | $108.00 | 4/26/2011 5:14:05 PM |
| MoneyForNothing | $55.73 | 4/26/2011 5:05:57 PM |
| jhouman | $25.00 | 4/26/2011 5:30:25 PM |
| investment-artist | $25.01 | 4/26/2011 5:55:17 PM |
| wkeboarder21 | $50.00 | 4/26/2011 6:58:54 PM |
| return-grizzly | $100.00 | 4/26/2011 6:38:34 PM |
| competent-p2p | $50.00 | 4/26/2011 6:44:18 PM |
| Wangchuk | $25.00 | 4/26/2011 7:50:06 PM |
| janeybooboo | $200.00 | 4/26/2011 9:01:40 PM |
| JustMee | $25.00 | 4/26/2011 9:12:06 PM |
| mikeandcat | $139.54 | 4/27/2011 4:57:14 AM |
| phaded | $25.00 | 4/27/2011 8:50:22 AM |
| ogbobb | $26.59 | 4/27/2011 11:14:51 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:45 PM |
| ready-interest9 | $25.00 | 4/27/2011 3:10:45 PM |
| bonus-quark4 | $25.00 | 4/27/2011 8:14:28 PM |
| shugyosha | $50.00 | 4/28/2011 9:12:44 AM |
| heerzaquestion | $200.00 | 4/28/2011 9:17:34 AM |
| determined-nickel30 | $100.00 | 4/28/2011 9:34:39 AM |
| active-dinero | $28.19 | 4/28/2011 9:37:51 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:52:51 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:07 AM |
| fund-tom-tom6 | $25.00 | 4/28/2011 10:09:39 AM |
| reflective-rupee | $2,000.55 | 4/28/2011 10:11:49 AM |
| marketplace-flan9 | $250.00 | 4/28/2011 10:18:56 AM |
| P2P4me | $200.00 | 4/28/2011 10:38:25 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:25:48 AM |
| sweetlan | $25.04 | 4/28/2011 11:21:44 AM |
| Bill88 | $40.00 | 4/28/2011 10:58:26 AM |
| TakeCare | $100.00 | 4/28/2011 11:38:28 AM |
| Bob450 | $25.00 | 4/28/2011 11:01:47 AM |
| Mad_Scientist | $100.00 | 4/28/2011 12:05:15 PM |
| Wangchuk | $25.01 | 4/28/2011 12:00:37 PM |
| 113121 | $336.08 | 4/28/2011 11:27:52 AM |
| 113121 | $333.33 | 4/28/2011 11:33:33 AM |
| safe-kindness5 | $30.28 | 4/28/2011 12:27:53 PM |
| vigilance-searcher | $25.00 | 4/28/2011 11:44:00 AM |
| sensible-bazaar84 | $50.00 | 4/28/2011 12:13:20 PM |
| lotuss4 | $25.00 | 4/28/2011 12:06:51 PM |
| bigfoot15 | $25.00 | 4/28/2011 1:08:27 PM |
| commanding-worth6 | $100.00 | 4/28/2011 1:04:40 PM |
| nickel-position | $25.00 | 4/28/2011 12:29:25 PM |
| lightninghcky7 | $25.00 | 4/28/2011 12:46:46 PM |
| karpman3 | $50.00 | 4/28/2011 1:15:40 PM |
| capital-blueberry | $25.00 | 4/28/2011 1:40:58 PM |
| StrongMonty | $79.00 | 4/28/2011 1:45:45 PM |
| WSTRDG | $100.00 | 4/28/2011 1:47:53 PM |
| Astyanax | $85.00 | 4/28/2011 1:57:05 PM |
| cognizant-responsibility9 | $25.87 | 4/28/2011 1:07:55 PM |
| TigerForce | $77.79 | 4/28/2011 2:02:39 PM |
| melodious-openness | $500.00 | 4/28/2011 2:20:27 PM |
| RogueOne | $57.40 | 4/28/2011 1:13:08 PM |
| neutrino6 | $25.00 | 4/28/2011 2:33:43 PM |
| commerce-yeller | $75.00 | 4/28/2011 2:04:36 PM |
| FinanceEngine | $50.00 | 4/28/2011 2:41:03 PM |
| anton | $650.00 | 4/28/2011 2:42:04 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
503938
This series of Notes was issued and sold upon the funding of the borrower loan #49025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1974 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| soulful-dinero4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
soulful-dinero4
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $25.00 | 4/26/2011 9:07:39 AM |
| vutah | $35.00 | 4/26/2011 3:54:53 PM |
| dudebrah | $25.00 | 4/26/2011 4:06:18 PM |
| VJ_Financial | $35.00 | 4/26/2011 6:45:35 PM |
| Frover | $25.00 | 4/26/2011 8:18:38 PM |
| DeltaComputerGuy | $50.00 | 4/26/2011 7:56:55 PM |
| thankful-nickel2 | $25.00 | 4/26/2011 8:03:17 PM |
| FinanceEngine | $40.00 | 4/26/2011 8:36:29 PM |
| BEAKER565 | $41.95 | 4/26/2011 8:38:27 PM |
| platinum-scientist9 | $25.00 | 4/26/2011 8:47:30 PM |
| transaction-circuit | $100.00 | 4/26/2011 9:07:20 AM |
| well-rounded-payout0 | $50.00 | 4/26/2011 9:09:48 AM |
| competent-p2p | $50.00 | 4/26/2011 11:57:42 AM |
| reflective-rupee | $500.22 | 4/26/2011 3:06:26 PM |
| SolarMoonshine | $25.00 | 4/26/2011 3:45:38 PM |
| kinetic-social | $50.00 | 4/26/2011 4:36:03 PM |
| sfmf | $25.00 | 4/26/2011 6:38:16 PM |
| 2grindstones | $25.00 | 4/26/2011 6:38:31 PM |
| neutrino6 | $29.44 | 4/26/2011 6:40:47 PM |
| intrepid-loot | $25.00 | 4/26/2011 7:43:14 PM |
| klinebarger | $25.00 | 4/26/2011 7:47:26 PM |
| bsmtloan | $216.04 | 4/26/2011 7:34:33 PM |
| availableloan | $25.00 | 4/26/2011 7:36:08 PM |
| Pu239 | $70.00 | 4/26/2011 7:58:35 PM |
| CA-Lender | $100.04 | 4/26/2011 7:36:22 PM |
| supreme-hope | $25.00 | 4/26/2011 7:37:45 PM |
| Soxxes | $25.00 | 4/26/2011 7:42:33 PM |
| graceful-investment | $50.00 | 4/26/2011 7:59:45 PM |
| Asian-Persuasion | $25.00 | 4/26/2011 8:06:24 PM |
| bullincage | $27.46 | 4/26/2011 8:34:37 PM |
| Johnab | $25.00 | 4/26/2011 8:23:25 PM |
| GoofyFan | $25.00 | 4/26/2011 8:34:05 PM |
| MoneyForNothing | $4.85 | 4/26/2011 8:52:18 PM |
| marketplace-meridian | $25.00 | 4/26/2011 8:45:25 PM |
| debt_helper | $50.00 | 4/26/2011 8:48:28 PM |
| vkorichkov | $50.00 | 4/26/2011 8:49:39 PM |
| Bob450 | $25.00 | 4/26/2011 8:52:00 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
504022
This series of Notes was issued and sold upon the funding of the borrower loan #48989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $95.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,500 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-wealth-performer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
|
|
Principal balance:
| $715.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Tranportation1
Purpose of loan:
This loan will be used to...purchase transportation
My financial situation:
I am a good candidate for this loan because..I have been with Prosper for about 1yr1/2. I believe I have shown that I pay as committed and that payment is directly from by checking account.
Monthly net income: $3,300
Monthly expenses: $ 150
Housing: $750
Insurance: $30
Car expenses: $0
Utilities: $100
Phone, cable, internet: $43
Food, entertainment: $0
Clothing, household expenses: $20
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $25.00 | 4/26/2011 5:08:16 PM |
| well-rounded-payout0 | $50.00 | 4/26/2011 5:59:18 PM |
| dudebrah | $25.00 | 4/26/2011 7:30:39 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:32 PM |
| goodhearted-basis4 | $25.00 | 4/27/2011 3:13:58 AM |
| 3_boyz | $25.00 | 4/27/2011 4:36:38 PM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:40 PM |
| supersarah61 | $50.00 | 4/27/2011 5:20:21 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 6:31:15 PM |
| setUup | $32.40 | 4/27/2011 6:59:45 PM |
| competent-p2p | $25.00 | 4/27/2011 7:38:44 PM |
| SomebodysMom | $25.00 | 4/27/2011 9:23:19 PM |
| Bob450 | $25.00 | 4/27/2011 9:06:13 PM |
| ddog0224 | $75.00 | 4/27/2011 9:42:54 PM |
| market-pudding | $25.00 | 4/28/2011 1:42:18 AM |
| Chembro783 | $67.25 | 4/28/2011 1:24:40 AM |
| heerzaquestion | $25.00 | 4/28/2011 5:20:29 AM |
| Frover | $35.00 | 4/28/2011 6:50:36 AM |
| amlu1988 | $25.00 | 4/28/2011 7:09:25 AM |
| wizardii | $25.00 | 4/28/2011 7:12:33 AM |
| Bill88 | $25.00 | 4/28/2011 7:52:35 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:13 AM |
| Interstate_Rate | $50.00 | 4/26/2011 9:07:01 PM |
| reflective-rupee | $25.44 | 4/26/2011 9:59:36 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:15 PM |
| CA-Lender | $25.04 | 4/27/2011 3:35:27 PM |
| fund-dragster | $35.69 | 4/27/2011 4:03:11 PM |
| reflective-rupee | $175.55 | 4/27/2011 4:05:51 PM |
| trumpeter5 | $36.00 | 4/27/2011 5:42:32 PM |
| payout-flag6 | $300.00 | 4/27/2011 5:54:16 PM |
| 1willray | $25.00 | 4/27/2011 7:44:59 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 6:46:33 PM |
| cash-cymbal | $25.00 | 4/27/2011 8:14:39 PM |
| kazanov | $25.00 | 4/27/2011 10:17:08 PM |
| platinum-zoo4 | $26.00 | 4/27/2011 9:52:04 PM |
| jybank | $50.00 | 4/27/2011 10:18:50 PM |
| wild-orange | $50.00 | 4/28/2011 3:27:19 AM |
| carrinel | $34.31 | 4/28/2011 6:00:57 AM |
| octoberfresh | $25.00 | 4/28/2011 7:21:52 AM |
| El_Profesional | $25.00 | 4/28/2011 8:36:12 AM |
| first-serene-credit | $25.00 | 4/28/2011 8:24:23 AM |
| investment-artist | $25.00 | 4/28/2011 8:37:01 AM |
| Free-the-usa-1776 | $25.00 | 4/28/2011 10:36:48 AM |
| sweetlan | $25.04 | 4/28/2011 11:23:42 AM |
| anton | $610.00 | 4/28/2011 11:30:56 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
504106
This series of Notes was issued and sold upon the funding of the borrower loan #48974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $236.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,950 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-joyous-asset |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reliable & Quick Payoff
Purpose of loan:
Pay off last minute wedding balances for wedding in 1 month.
My financial situation:
Make on time payments & this will be paid off early by me & my fiance. Just need lump sum to pay things off fast to reduce stress.
Monthly net income: $ 5000
Monthly expenses:
Housing: 850
Insurance:
Car expenses: 460
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $40.00 | 4/27/2011 9:07:36 AM |
| dollar-sonnet3 | $50.00 | 4/27/2011 9:08:00 AM |
| ultimate-peace | $150.00 | 4/27/2011 9:08:33 AM |
| vigilance-web | $50.00 | 4/27/2011 10:07:08 AM |
| reflective-rupee | $200.22 | 4/27/2011 9:33:31 AM |
| r48 | $26.00 | 4/27/2011 10:01:18 AM |
| Kennfusion | $50.00 | 4/27/2011 12:29:46 PM |
| secureincome | $400.00 | 4/27/2011 1:11:39 PM |
| back-scratchers | $25.00 | 4/27/2011 1:15:30 PM |
| dynamic-platinum | $25.00 | 4/27/2011 1:57:33 PM |
| FinanceEngine | $40.00 | 4/27/2011 3:30:13 PM |
| WSTRDG | $25.00 | 4/27/2011 3:33:10 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:55 PM |
| eronyc | $100.00 | 4/27/2011 3:58:19 PM |
| shrewd-income | $100.00 | 4/27/2011 4:01:49 PM |
| CA-Lender | $25.00 | 4/27/2011 4:05:35 PM |
| a-restless-dollar | $25.00 | 4/27/2011 2:42:48 PM |
| CA-Lender | $25.04 | 4/27/2011 3:37:13 PM |
| sfmf | $25.00 | 4/27/2011 3:44:40 PM |
| intelligent-yield | $50.00 | 4/27/2011 4:31:00 PM |
| inspiring-coin0 | $29.00 | 4/27/2011 2:57:38 PM |
| najmn103 | $25.00 | 4/27/2011 3:49:51 PM |
| upbeat-finance8 | $25.00 | 4/27/2011 3:26:28 PM |
| vutah | $100.00 | 4/27/2011 3:45:13 PM |
| 3_boyz | $25.00 | 4/27/2011 4:33:18 PM |
| q4golf | $26.20 | 4/27/2011 4:17:54 PM |
| brightest-dignified-penny | $25.00 | 4/27/2011 4:31:46 PM |
| wampum-chorus3 | $18.32 | 4/27/2011 4:38:30 PM |
| well-rounded-payout0 | $50.00 | 4/27/2011 9:13:08 AM |
| reflective-rupee | $50.22 | 4/27/2011 9:35:14 AM |
| favorite-commerce | $50.00 | 4/27/2011 9:08:04 AM |
| economy-coup | $30.00 | 4/27/2011 9:14:51 AM |
| lendstats_com | $300.00 | 4/27/2011 9:22:26 AM |
| appetizing-duty8 | $30.00 | 4/27/2011 12:28:37 PM |
| wealth-piccolo | $104.00 | 4/27/2011 1:01:31 PM |
| goldenticket2 | $26.00 | 4/27/2011 12:50:39 PM |
| klend4 | $25.00 | 4/27/2011 2:25:56 PM |
| George13 | $25.00 | 4/27/2011 4:24:06 PM |
| Bill88 | $30.00 | 4/27/2011 3:51:48 PM |
| mwb | $25.00 | 4/27/2011 4:09:02 PM |
| friendly-market5 | $25.00 | 4/27/2011 4:36:27 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
504166
This series of Notes was issued and sold upon the funding of the borrower loan #49004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 29.00% |
Monthly payment:
| $463.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.54% | | |
| |
Estimated return*:
| 8.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,488 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| citigirl |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 75% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 9
( 25% )
| 540-559
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Clean up
Purpose of loan: Clean up debt
This loan will be used to...Clean up 2 accounts that I pay monthly but I want closed.
My financial situation: I feel I'm in ok standing, I have no car payment. so I can focus on this payment total. I want to pay these two cards off and close them and NEVER have another card again. I have a very low rent payment so that want come in the way.
I am a good candidate for this loan because... My drive is my child... It me and him, I'm a single mom by choice but it's tough. I want to clear this debt away so I can save better for him and I.
Monthly net income: $3200
Monthly expenses: $2600
Housing: $700
Insurance: $250
Car expenses: $300
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dollar-sonnet3 | $50.00 | 4/27/2011 9:08:06 AM |
| jhouman | $25.00 | 4/27/2011 9:10:29 AM |
| sfmf | $40.00 | 4/27/2011 9:08:26 AM |
| secureincome | $1,000.00 | 4/27/2011 1:12:05 PM |
| a-restless-dollar | $25.00 | 4/27/2011 2:44:24 PM |
| goldenticket2 | $26.00 | 4/27/2011 3:26:47 PM |
| diplomatic-wealth7 | $25.00 | 4/27/2011 4:40:33 PM |
| r48 | $25.00 | 4/27/2011 5:25:11 PM |
| CA-Lender | $25.04 | 4/27/2011 6:16:05 PM |
| BAJMP | $25.00 | 4/27/2011 6:32:48 PM |
| silver-buckeye | $25.00 | 4/27/2011 7:51:50 PM |
| 1willray | $25.00 | 4/27/2011 7:39:48 PM |
| marwadi-62 | $100.00 | 4/27/2011 9:51:41 PM |
| szetheli | $130.00 | 4/27/2011 9:23:38 PM |
| jybank | $50.00 | 4/27/2011 10:22:57 PM |
| wild-orange | $100.00 | 4/28/2011 3:29:13 AM |
| loanman2007 | $175.00 | 4/28/2011 4:33:16 AM |
| upright-silver | $25.00 | 4/28/2011 5:35:38 AM |
| appcoder | $26.59 | 4/28/2011 6:37:54 AM |
| GElender | $25.00 | 4/28/2011 6:44:08 AM |
| credit-missile | $50.00 | 4/28/2011 7:23:56 AM |
| epic-cash6 | $25.00 | 4/28/2011 8:55:49 AM |
| SummitAdvisors | $100.00 | 4/28/2011 9:12:20 AM |
| kindness-fanatic | $500.00 | 4/28/2011 10:08:42 AM |
| kind-charming-value | $500.00 | 4/28/2011 11:04:10 AM |
| LA-Funding-Bank | $25.00 | 4/28/2011 11:26:47 AM |
| sensible-bazaar84 | $25.00 | 4/28/2011 12:15:11 PM |
| lendstats_com | $300.00 | 4/27/2011 9:19:48 AM |
| Row2010 | $33.29 | 4/27/2011 9:23:02 AM |
| reflective-rupee | $200.22 | 4/27/2011 12:46:35 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:12 PM |
| vutah | $30.00 | 4/27/2011 3:55:10 PM |
| thankful-nickel2 | $25.00 | 4/27/2011 4:43:25 PM |
| thrilling-silver1 | $25.00 | 4/27/2011 4:48:17 PM |
| kristof2007 | $25.00 | 4/27/2011 5:21:26 PM |
| hookUup | $26.73 | 4/27/2011 6:14:16 PM |
| reflective-rupee | $200.55 | 4/27/2011 8:14:57 PM |
| competent-p2p | $35.00 | 4/27/2011 7:42:56 PM |
| autonomous-truth | $50.00 | 4/27/2011 9:46:34 PM |
| nnomura | $27.89 | 4/27/2011 8:31:04 PM |
| capital-blueberry | $25.00 | 4/27/2011 8:35:16 PM |
| GCInvestments | $40.00 | 4/27/2011 9:22:06 PM |
| LongTail | $35.00 | 4/27/2011 10:39:02 PM |
| fair-interest6 | $25.00 | 4/28/2011 12:06:51 AM |
| tntmojave | $36.46 | 4/28/2011 2:30:52 AM |
| Scotcha | $50.00 | 4/28/2011 4:47:23 AM |
| britches613 | $25.00 | 4/28/2011 6:10:51 AM |
| marketplace-meridian | $25.00 | 4/28/2011 6:33:20 AM |
| balance-warrior | $26.04 | 4/28/2011 8:41:15 AM |
| suave-justice059 | $250.00 | 4/28/2011 7:39:31 AM |
| upbeat-investment9 | $25.00 | 4/28/2011 8:24:48 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:49 AM |
| kindness-fanatic | $161.19 | 4/28/2011 12:34:14 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
504224
This series of Notes was issued and sold upon the funding of the borrower loan #48968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-27-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,556 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wareagle13_0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
660-679
(Jun-2008)
660-679
(Mar-2008)
|
|
Principal balance:
| $494.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Help me be debt free!
Purpose of loan:
Debt Consolidation
My financial situation:
I am a good candidate for this loan because I have never missed a payment in my life and I have a good stable career
Monthly net income: $3225
Monthly expenses: $2517
Housing: $950
Insurance: $142
Car expenses: $355
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 4/27/2011 5:02:20 PM |
| sfmf | $40.00 | 4/27/2011 5:03:26 PM |
| economy-coup | $30.00 | 4/27/2011 5:10:55 PM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 5:11:17 PM |
| EngineersAlliance | $100.00 | 4/27/2011 5:02:28 PM |
| SolarMoonshine | $25.00 | 4/27/2011 5:12:23 PM |
| SLN-10 | $25.00 | 4/27/2011 5:06:44 PM |
| OldManP | $25.00 | 4/27/2011 5:06:18 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 5:11:58 PM |
| r48 | $26.00 | 4/27/2011 5:21:06 PM |
| kristof2007 | $200.00 | 4/27/2011 5:26:58 PM |
| marwadi-62 | $100.00 | 4/27/2011 5:31:48 PM |
| MoneyForNothing | $56.53 | 4/27/2011 5:08:26 PM |
| janeybooboo | $51.00 | 4/27/2011 5:10:32 PM |
| investment-artist | $25.01 | 4/27/2011 5:07:39 PM |
| CoolPlexer | $25.00 | 4/27/2011 5:06:27 PM |
| hookUup | $26.71 | 4/27/2011 5:09:27 PM |
| reflective-rupee | $600.55 | 4/27/2011 5:12:55 PM |
| DHolly | $25.00 | 4/27/2011 5:13:18 PM |
| wonder3 | $30.00 | 4/27/2011 5:45:04 PM |
| Interstate_Rate | $50.00 | 4/27/2011 5:46:31 PM |
| Whipster | $50.00 | 4/27/2011 5:37:39 PM |
| lendstats_com | $414.20 | 4/27/2011 5:49:59 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
504304
This series of Notes was issued and sold upon the funding of the borrower loan #49018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,250.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 29.00% |
Monthly payment:
| $301.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.54% | | |
| |
Estimated return*:
| 8.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,243 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-enlistment |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,700.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
640-659
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Daughter's Braces
Purpose of loan:
This loan will be used to help pay for my daughter's braces.
My financial situation:
I am a good candidate for this loan because I am a responsibile person with a good job and I will sign up for automatic payments. I too am a Prosper lender and I have also borrowed from Prosper in the past. I will pay this loan off early similar to the previous prosper loan.
Monthly net income: $6500
Monthly expenses: $
Housing: $ 1861
Insurance: $ 174
Car expenses: $ 294
Utilities: $ 200
Phone, cable, internet: $ 176
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dollar-sonnet3 | $50.00 | 4/28/2011 9:02:37 AM |
| first-class-gold0 | $25.00 | 4/28/2011 9:03:26 AM |
| CoolPlexer | $25.00 | 4/28/2011 9:04:11 AM |
| fair-finance5 | $50.00 | 4/28/2011 9:42:18 AM |
| lendstats_com | $1,000.00 | 4/28/2011 9:47:42 AM |
| DasMula | $60.00 | 4/28/2011 10:00:39 AM |
| self-reliant-dedication1 | $104.00 | 4/28/2011 10:12:01 AM |
| Bob450 | $25.00 | 4/28/2011 10:17:32 AM |
| Free-the-usa-1776 | $27.40 | 4/28/2011 10:38:36 AM |
| reflective-rupee | $1,000.22 | 4/28/2011 10:25:48 AM |
| RecoveryLender | $25.00 | 4/28/2011 10:27:24 AM |
| vivid-velocity7 | $81.83 | 4/28/2011 10:48:02 AM |
| ingenious-deal6 | $25.00 | 4/28/2011 9:05:31 AM |
| diplomatic-wealth7 | $25.00 | 4/28/2011 9:07:03 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:55:24 AM |
| kindness-fanatic | $500.00 | 4/28/2011 10:12:48 AM |
| goodhearted-basis4 | $25.00 | 4/28/2011 10:04:09 AM |
| Doug1043 | $25.00 | 4/28/2011 10:26:51 AM |
| smooothymon | $25.00 | 4/28/2011 10:30:46 AM |
| kind-charming-value | $51.55 | 4/28/2011 11:00:19 AM |
| 20 Investments
|