Sales Report:Supplement No. 7 dated Apr 27, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
495186
This series of Notes was issued and sold upon the funding of the borrower loan #48833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $264.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 10.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100,275 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| leucine49 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Home Improvement
Purpose of loan:
This loan will be to perform some much needed repairs of my house
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7200.00
Monthly expenses:$5500.00
Housing: $900
Insurance: $700
Car expenses: $200
Utilities: $200
Phone, cable, internet: $450
Food, entertainment: $250
Clothing, household expenses: $500
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:48 AM |
BxRealtor | $25.00 | 4/12/2011 9:11:10 AM |
Skeptical-one | $40.00 | 4/12/2011 9:06:10 AM |
Zolton | $100.00 | 4/12/2011 9:07:54 AM |
thankful-nickel2 | $25.00 | 4/12/2011 5:18:08 PM |
efficient-treasure0 | $25.00 | 4/12/2011 9:58:39 PM |
worthy-bid8 | $50.00 | 4/15/2011 1:09:30 PM |
diplomatic-wealth7 | $25.00 | 4/15/2011 4:33:41 PM |
Rogesparkguy | $25.00 | 4/16/2011 8:11:50 AM |
AFairDeal | $28.84 | 4/16/2011 7:22:31 AM |
Midwestvalues | $100.00 | 4/16/2011 5:47:51 AM |
doopers | $25.00 | 4/16/2011 7:17:39 AM |
PCGeekWI | $25.00 | 4/16/2011 7:36:56 AM |
ursus | $100.00 | 4/18/2011 9:01:15 AM |
sonnet771 | $50.00 | 4/20/2011 12:51:09 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:33:33 AM |
bb575 | $50.00 | 4/20/2011 9:09:30 PM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:45:24 PM |
worth-dandelion | $100.00 | 4/22/2011 5:11:51 PM |
rockhound84 | $25.00 | 4/23/2011 3:15:16 AM |
reflective-rupee | $177.77 | 4/23/2011 5:22:57 AM |
1randyp | $100.00 | 4/23/2011 4:58:16 AM |
emosspot | $25.00 | 4/23/2011 6:08:31 AM |
peace-maximizer8 | $50.00 | 4/23/2011 5:50:46 AM |
red-favorable-basis | $25.00 | 4/23/2011 6:42:41 AM |
diversifylender | $50.00 | 4/23/2011 6:34:09 AM |
Pu239 | $70.00 | 4/23/2011 7:34:49 AM |
Whitewater_Loans | $64.94 | 4/23/2011 7:45:53 AM |
HardLender | $50.00 | 4/23/2011 7:53:44 AM |
Kyileo | $25.00 | 4/23/2011 8:19:24 AM |
CA-Lender | $25.04 | 4/23/2011 8:33:35 AM |
objective-investor | $250.00 | 4/23/2011 8:29:57 AM |
kublai | $200.00 | 4/23/2011 9:48:27 AM |
dudebrah | $25.00 | 4/23/2011 9:42:04 AM |
travels536 | $25.00 | 4/23/2011 9:43:19 AM |
108lender | $200.00 | 4/23/2011 9:50:06 AM |
adventurous-commerce | $25.00 | 4/23/2011 10:56:57 AM |
jsledge | $50.00 | 4/23/2011 11:46:21 AM |
EEasyMoney | $50.00 | 4/23/2011 11:46:46 AM |
chameleon125 | $25.00 | 4/23/2011 11:55:50 AM |
orange-rapid-benjamins | $25.00 | 4/23/2011 12:34:50 PM |
kc8fot | $45.00 | 4/23/2011 12:35:30 PM |
TigerForce | $25.00 | 4/23/2011 1:47:51 PM |
finance-mushroom | $300.00 | 4/23/2011 2:14:51 PM |
investment-comet | $25.00 | 4/23/2011 2:17:22 PM |
trade-elm | $30.00 | 4/23/2011 2:34:28 PM |
sharp-trade0 | $25.00 | 4/23/2011 2:39:04 PM |
vishal29 | $48.37 | 4/23/2011 3:03:08 PM |
coldfuzion | $100.00 | 4/23/2011 3:41:38 PM |
lucrative-coin | $50.00 | 4/23/2011 3:30:05 PM |
daano15 | $25.00 | 4/23/2011 4:55:53 PM |
industrious-dedication | $25.00 | 4/23/2011 5:51:54 PM |
handy-justice | $100.00 | 4/23/2011 6:49:10 PM |
NYCFinancier | $25.00 | 4/23/2011 6:54:15 PM |
loss-of-control | $50.00 | 4/23/2011 6:29:09 PM |
richboy56 | $25.00 | 4/23/2011 6:40:30 PM |
silver-metronome2 | $25.00 | 4/23/2011 8:47:28 PM |
vigilance-searcher | $25.00 | 4/23/2011 9:05:25 PM |
benefit-position | $25.00 | 4/23/2011 9:09:51 PM |
RugbyFan | $25.00 | 4/23/2011 9:45:42 PM |
focused-return366 | $45.11 | 4/23/2011 11:29:16 PM |
newest-generous-income | $25.00 | 4/24/2011 5:51:15 AM |
Pitufo | $31.26 | 4/24/2011 6:59:55 AM |
Focused | $42.43 | 4/24/2011 6:13:35 AM |
quest0 | $75.00 | 4/24/2011 6:21:23 AM |
grampy48 | $30.00 | 4/24/2011 6:24:05 AM |
Pakse | $25.00 | 4/24/2011 7:52:36 AM |
wealth-samaritan2 | $25.00 | 4/24/2011 7:57:09 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:23:08 AM |
jameskdean | $50.00 | 4/24/2011 8:49:50 AM |
open-minded-p2p1 | $25.00 | 4/24/2011 9:04:06 AM |
maj0508 | $100.00 | 4/24/2011 9:26:22 AM |
slimof37 | $50.00 | 4/24/2011 7:38:03 PM |
skuba | $50.00 | 4/25/2011 1:20:24 AM |
MasterJin | $25.00 | 4/25/2011 9:19:56 AM |
steiglends | $100.00 | 4/25/2011 9:31:01 AM |
fairness-drum | $50.00 | 4/25/2011 4:04:42 PM |
RedantFinance | $25.00 | 4/25/2011 4:34:54 PM |
sharp-income2 | $25.00 | 4/25/2011 5:34:58 PM |
AdamClemSC | $25.00 | 4/25/2011 6:06:48 PM |
Mark0135 | $50.00 | 4/25/2011 5:38:35 PM |
point-kitten6 | $100.00 | 4/25/2011 5:28:29 PM |
celkram | $25.00 | 4/25/2011 6:17:20 PM |
durability-mad-scientist4 | $50.00 | 4/25/2011 6:17:37 PM |
Veltliner | $25.00 | 4/25/2011 6:21:17 PM |
thrifty-return | $27.72 | 4/25/2011 6:27:12 PM |
flexible-return297 | $25.00 | 4/25/2011 6:27:48 PM |
blue-note-relaxation | $25.00 | 4/25/2011 6:28:14 PM |
donmacprosper | $25.00 | 4/25/2011 6:28:53 PM |
piter-to-la-investment | $25.00 | 4/25/2011 6:27:26 PM |
museic1 | $50.00 | 4/25/2011 6:29:51 PM |
riproaringrapids | $25.00 | 4/25/2011 6:20:27 PM |
JTCorp | $25.00 | 4/25/2011 6:30:30 PM |
nybanker85 | $28.53 | 4/25/2011 6:20:49 PM |
tsui517 | $35.21 | 4/25/2011 6:22:09 PM |
openness-prospector | $30.19 | 4/25/2011 6:27:38 PM |
scottssm | $37.00 | 4/25/2011 6:28:39 PM |
studio3d | $25.00 | 4/25/2011 6:29:10 PM |
gold-disk | $50.00 | 4/25/2011 6:29:23 PM |
NekHoldings | $25.00 | 4/12/2011 9:07:35 AM |
simplelender80 | $100.00 | 4/12/2011 9:12:08 AM |
organic-treasure | $30.00 | 4/12/2011 9:58:58 AM |
ingenious-deal6 | $25.00 | 4/12/2011 11:38:24 AM |
reflective-rupee | $25.44 | 4/12/2011 1:36:56 PM |
jpaulnyc | $50.00 | 4/12/2011 1:47:18 PM |
hookUup | $25.72 | 4/12/2011 5:07:34 PM |
Mikale360 | $50.00 | 4/13/2011 7:00:54 AM |
grnii78 | $150.00 | 4/14/2011 2:14:28 AM |
Rogesparkguy | $25.00 | 4/14/2011 11:17:13 PM |
vutah | $25.00 | 4/16/2011 6:34:09 AM |
JGuide | $25.00 | 4/16/2011 8:25:00 AM |
moola-accelerator6 | $30.00 | 4/16/2011 7:23:26 AM |
first-serene-credit | $25.00 | 4/16/2011 8:28:35 AM |
Bob450 | $25.00 | 4/16/2011 8:37:05 AM |
Weaverville | $25.00 | 4/16/2011 4:50:09 PM |
bid-czar8 | $50.00 | 4/17/2011 5:48:18 PM |
radforj22 | $25.00 | 4/21/2011 2:49:02 PM |
Tradesmanlender | $25.00 | 4/22/2011 9:45:05 AM |
enthralling-deal180 | $50.00 | 4/22/2011 5:32:26 PM |
yield-seeker | $25.00 | 4/22/2011 5:33:17 PM |
friendly-market5 | $50.00 | 4/23/2011 5:38:32 AM |
Ambassador | $25.00 | 4/23/2011 6:17:01 AM |
Bank42 | $25.00 | 4/23/2011 6:27:02 AM |
famous-bid9 | $50.00 | 4/23/2011 6:55:09 AM |
worldly-gold | $100.00 | 4/23/2011 8:00:40 AM |
janeybooboo | $100.00 | 4/23/2011 8:07:09 AM |
ore-dojo | $25.00 | 4/23/2011 8:09:22 AM |
Byrd24 | $100.00 | 4/23/2011 7:43:19 AM |
MARWARISETH | $25.00 | 4/23/2011 8:41:38 AM |
neutrino6 | $25.00 | 4/23/2011 9:35:09 AM |
sunshinysmiles | $25.00 | 4/23/2011 10:18:39 AM |
dynrep | $25.00 | 4/23/2011 10:27:44 AM |
jasonrun | $25.00 | 4/23/2011 11:37:38 AM |
dollar-authority | $200.00 | 4/23/2011 11:45:48 AM |
vigorous-velocity | $100.00 | 4/23/2011 12:45:01 PM |
donlenboy | $28.13 | 4/23/2011 12:09:13 PM |
ch-swiss-bank | $30.00 | 4/23/2011 12:51:10 PM |
Elbanko | $30.00 | 4/23/2011 1:37:38 PM |
debt-force | $50.00 | 4/23/2011 2:41:05 PM |
Mariner3605 | $25.00 | 4/23/2011 2:38:32 PM |
Dark_Helmet | $25.00 | 4/23/2011 4:09:12 PM |
debtholder | $50.00 | 4/23/2011 4:25:51 PM |
joyful-power9 | $100.00 | 4/23/2011 5:16:00 PM |
competent-p2p | $68.24 | 4/23/2011 5:51:47 PM |
Aleut | $50.00 | 4/23/2011 6:03:42 PM |
bentonlending | $50.00 | 4/23/2011 6:53:44 PM |
NYCFinancier | $25.00 | 4/23/2011 7:00:53 PM |
diplomatic-wealth7 | $25.00 | 4/23/2011 7:38:30 PM |
Engineer44 | $25.00 | 4/23/2011 8:07:38 PM |
important-openness1 | $80.00 | 4/23/2011 9:25:12 PM |
JustMee | $25.00 | 4/23/2011 8:53:50 PM |
peso-mate | $50.00 | 4/23/2011 11:27:51 PM |
IIP77 | $25.00 | 4/24/2011 1:11:29 AM |
return-venture1 | $250.00 | 4/24/2011 7:23:26 AM |
PotBellyPete | $76.25 | 4/24/2011 6:48:52 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:41:12 AM |
genelinist | $100.00 | 4/24/2011 8:13:30 AM |
heerzaquestion | $100.00 | 4/24/2011 8:35:37 AM |
Sonihal | $120.25 | 4/24/2011 9:29:59 AM |
GrooveBiz | $50.00 | 4/24/2011 12:49:47 PM |
mclean_loaner | $100.00 | 4/24/2011 3:01:13 PM |
pmandel | $50.00 | 4/24/2011 5:51:29 PM |
pmandel | $50.00 | 4/24/2011 5:52:30 PM |
C_Mark | $50.00 | 4/24/2011 7:37:26 PM |
prominence8 | $30.00 | 4/24/2011 10:01:52 PM |
COCHINOBOY | $60.00 | 4/25/2011 12:02:04 AM |
don8ter | $25.00 | 4/25/2011 6:49:29 AM |
cognizant-responsibility9 | $25.00 | 4/25/2011 8:02:24 AM |
maple1 | $25.00 | 4/25/2011 8:39:36 AM |
Goddess-4-one | $25.31 | 4/25/2011 9:05:16 AM |
credible-durability | $25.00 | 4/25/2011 9:18:40 AM |
Flreap | $25.00 | 4/25/2011 10:06:39 AM |
newest-generous-income | $25.00 | 4/25/2011 12:32:19 PM |
lendstats_com | $300.00 | 4/25/2011 1:34:38 PM |
Relevance | $25.00 | 4/25/2011 3:51:18 PM |
E_G | $40.80 | 4/25/2011 6:08:21 PM |
kind-unassuming-fund | $25.00 | 4/25/2011 5:38:22 PM |
smart-kindness8 | $50.00 | 4/25/2011 6:11:31 PM |
gilbrear | $25.00 | 4/25/2011 5:43:46 PM |
balance6 | $25.00 | 4/25/2011 5:41:22 PM |
InvestorPartners | $25.00 | 4/25/2011 6:21:27 PM |
IP | $50.00 | 4/25/2011 6:22:18 PM |
acropiloterau2002 | $25.00 | 4/25/2011 6:23:59 PM |
EtaDuck | $25.00 | 4/25/2011 6:28:19 PM |
authentic-liberty7 | $25.00 | 4/25/2011 6:29:05 PM |
MilitaryAV8R | $25.00 | 4/25/2011 6:29:45 PM |
ClearLake | $25.00 | 4/25/2011 6:15:12 PM |
Banker7371 | $25.00 | 4/25/2011 6:26:37 PM |
tremendous-payment | $25.00 | 4/25/2011 6:27:05 PM |
wtrboy | $50.00 | 4/25/2011 6:17:29 PM |
useful-p2ploan | $25.00 | 4/25/2011 6:27:32 PM |
orange-dollar-guild | $25.00 | 4/25/2011 6:28:48 PM |
gold-sushi | $25.00 | 4/25/2011 6:29:41 PM |
checkuto | $25.00 | 4/25/2011 6:30:02 PM |
Aimvest | $25.00 | 4/25/2011 6:22:43 PM |
asya | $30.00 | 4/25/2011 6:23:10 PM |
Ivan2007 | $47.20 | 4/25/2011 6:23:35 PM |
roman2008 | $25.00 | 4/25/2011 6:24:40 PM |
justice-dna | $35.00 | 4/25/2011 6:27:17 PM |
studious-bonus7 | $100.00 | 4/25/2011 6:28:06 PM |
mrrc7498 | $25.00 | 4/25/2011 6:28:34 PM |
djmgd790 | $32.53 | 4/25/2011 6:29:00 PM |
velocity-solo | $25.00 | 4/25/2011 6:29:14 PM |
leverage-holly | $25.00 | 4/25/2011 6:29:29 PM |
204 Investments
|
Borrower Payment Dependent Notes Series
498454
This series of Notes was issued and sold upon the funding of the borrower loan #48879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 10.00% |
Borrower rate/APR:
| 11.00% / 16.81% |
Monthly payment:
| $335.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 4.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 33y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,292 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| javajan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 98% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 1
( 2% )
| 760-779
(Feb-2010)
780-799
(Feb-2008)
|
Principal balance:
| $1,658.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
Pay off Medical Bills/Credit Cards
Purpose of loan:
This loan will be used to pay off several credit cards in full,
because I have had to charge medical expenses recently, due to a job layoff last year.
My financial situation:
I am a good candidate for this loan because I have previously paid
off another Prosper loan in full. I also have a good credit rating. I have never defaulted on any payments ever.
I recently sold my home in Santa Rosa for what I paid for it, and I am now living with my parents, so my monthly expenses are almost nothing. Now I have steady income of $1300/month.
Thanks for your kind consideration, Jan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
r48 | $25.00 | 4/21/2011 5:03:35 PM |
TikPmp1 | $25.00 | 4/21/2011 5:07:26 PM |
MoneyForNothing | $32.34 | 4/21/2011 5:04:38 PM |
organized-payment6 | $50.00 | 4/21/2011 5:06:39 PM |
caliguian | $50.00 | 4/21/2011 5:07:10 PM |
investment-artist | $25.01 | 4/21/2011 5:09:28 PM |
Chutney | $25.00 | 4/21/2011 5:05:19 PM |
Zolton | $100.00 | 4/21/2011 5:08:46 PM |
mrpowers5531 | $25.00 | 4/22/2011 3:18:56 AM |
a-responsible-return | $50.00 | 4/22/2011 3:54:00 AM |
money-banker867 | $103.09 | 4/22/2011 12:22:52 PM |
DannyPhantom | $25.00 | 4/22/2011 6:12:37 PM |
SpookyJohn | $50.00 | 4/23/2011 12:12:35 AM |
BAJMP | $25.00 | 4/23/2011 6:51:10 AM |
CPA-Banker | $25.00 | 4/24/2011 7:42:49 AM |
fallentimbers | $25.00 | 4/24/2011 6:18:35 PM |
luvlending | $75.00 | 4/24/2011 6:26:58 PM |
a-restless-dollar | $50.00 | 4/25/2011 10:34:56 AM |
secureincome | $500.00 | 4/25/2011 2:46:49 PM |
Eric_Gagne | $50.00 | 4/25/2011 6:04:51 PM |
thestartuplender | $85.21 | 4/25/2011 7:25:02 PM |
sharpey | $250.00 | 4/25/2011 7:25:46 PM |
Wishmaker | $100.00 | 4/25/2011 7:41:22 PM |
engaging-worth | $30.00 | 4/25/2011 7:36:37 PM |
JeffHoll | $60.00 | 4/25/2011 7:42:23 PM |
ridestwins_998 | $25.00 | 4/25/2011 7:39:28 PM |
dough-hammock | $25.00 | 4/25/2011 7:52:52 PM |
credit-birch | $120.00 | 4/25/2011 9:07:01 PM |
umfan123 | $25.00 | 4/25/2011 8:57:14 PM |
debt_helper | $39.84 | 4/25/2011 9:08:27 PM |
CMDCO | $47.00 | 4/25/2011 9:56:47 PM |
cbivitz | $300.00 | 4/25/2011 9:52:47 PM |
jhernand17 | $25.00 | 4/25/2011 9:55:33 PM |
MoneyForNothing | $2.89 | 4/25/2011 10:34:09 PM |
inspired-investment8 | $100.00 | 4/25/2011 10:15:43 PM |
penny-infusion7 | $25.00 | 4/25/2011 10:31:10 PM |
Usurious | $25.00 | 4/21/2011 5:04:02 PM |
smurf163 | $25.00 | 4/21/2011 5:04:46 PM |
CoolPlexer | $25.00 | 4/21/2011 5:06:33 PM |
brightest-lucrative-rate | $50.00 | 4/21/2011 5:04:49 PM |
thankful-nickel2 | $50.00 | 4/21/2011 7:01:20 PM |
reflective-rupee | $25.44 | 4/21/2011 8:26:43 PM |
competent-p2p | $45.00 | 4/21/2011 8:54:41 PM |
Lise46 | $50.00 | 4/21/2011 6:39:52 PM |
commerce-yeller | $25.00 | 4/22/2011 6:07:21 AM |
Row2010 | $50.00 | 4/22/2011 8:47:15 AM |
LA-Funding-Bank | $50.00 | 4/22/2011 11:04:08 AM |
mmzero | $25.00 | 4/23/2011 3:30:17 AM |
janeybooboo | $51.00 | 4/23/2011 12:39:46 PM |
marwadi-62 | $100.00 | 4/25/2011 4:31:36 PM |
reflective-rupee | $175.33 | 4/25/2011 4:27:42 PM |
thestartuplender | $50.22 | 4/25/2011 7:24:46 PM |
cash-cymbal | $25.00 | 4/25/2011 7:43:14 PM |
worldly-community3 | $50.00 | 4/25/2011 8:25:53 PM |
wealth-competitor | $25.00 | 4/25/2011 9:07:30 PM |
blissful-penny | $42.63 | 4/25/2011 9:27:02 PM |
Astyanax | $65.00 | 4/25/2011 9:23:13 PM |
Gibbyland | $150.00 | 4/25/2011 10:24:55 PM |
usbank | $25.00 | 4/25/2011 10:33:59 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
500076
This series of Notes was issued and sold upon the funding of the borrower loan #48882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,593.32 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Mar-31-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-14-2011 |
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $351.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,671 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-fighter |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate debt into a simpler one-payment format.
My financial situation:
I am a good candidate for this loan because I am financially capable of making the payment as agreed. The last two months we underestimated our expenditures on an American Express card. The money will be utilized to fulfill my obligation to American Express Bank Corp. Needless to say, I do not want to default on my obligations. I do not mind paying extra in interest or setting up a secure auto-draft from my checking account if need be.
Monthly net income: 15,229.50$
Monthly expenses: $
Housing: 1200.00$
Insurance: 180.00$
Car expenses: 1544.00$
Utilities: 300.00$
Phone, cable, internet: 230.00 $
Food, entertainment: 500.00$
Clothing, household expenses: 500.00$
Credit cards and other loans: 485.00$
Additional Household Income: 8300.00$/per mo.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi -
Why not just set-up a secure autodraft into your AmEx account? - worldly-money4
A:
If the preference for a lender would be to set up this method of payment I would be more than happy to oblige. Prosper lists autodraft from personal checking account and no other method. My assumption is, utilizing one credit dependent method to pay another credit displays somewhat of fiscal irresponsibility.
(Apr-12-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 3/31/2011 9:08:29 AM |
Zolton | $100.00 | 3/31/2011 9:09:08 AM |
simplelender80 | $100.00 | 3/31/2011 9:07:44 AM |
lendstats_com | $200.00 | 3/31/2011 10:23:52 AM |
GElender | $25.00 | 4/1/2011 7:16:31 AM |
mamayama | $100.00 | 4/2/2011 8:02:14 AM |
integrity-doctor | $100.00 | 4/4/2011 12:42:22 PM |
income-awakening6 | $25.00 | 4/4/2011 7:42:52 PM |
Mariner3605 | $25.00 | 4/6/2011 12:09:11 AM |
hostbank | $100.00 | 4/5/2011 5:59:39 PM |
kindness-launcher | $600.00 | 4/6/2011 2:04:18 PM |
five-star-justice | $25.00 | 4/6/2011 11:59:16 AM |
subtle-revenue0 | $25.00 | 4/7/2011 8:15:32 AM |
bold-durability-drum | $50.00 | 4/8/2011 12:45:12 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:28:23 PM |
sharp-trade0 | $25.00 | 4/10/2011 2:49:24 PM |
delicious-loan093 | $25.00 | 4/10/2011 3:51:54 PM |
yield-seeker | $25.00 | 4/11/2011 8:36:45 AM |
razor783 | $25.00 | 4/11/2011 12:22:33 PM |
skuba | $25.00 | 4/12/2011 1:55:16 AM |
Chauncey_Gardener | $50.00 | 4/12/2011 8:07:26 AM |
reward-burger2 | $50.00 | 4/12/2011 8:08:13 AM |
420limo | $39.13 | 4/12/2011 9:47:22 AM |
contract-victor5 | $50.00 | 4/12/2011 9:53:07 AM |
ingenious-deal6 | $25.00 | 4/12/2011 11:37:53 AM |
fcukciti | $25.00 | 4/12/2011 6:13:20 PM |
supreme-hope | $25.00 | 4/13/2011 8:58:32 AM |
worldly-money4 | $2,000.00 | 4/13/2011 8:29:41 AM |
dollardave | $34.03 | 4/13/2011 10:11:41 AM |
julijask | $50.00 | 4/13/2011 11:49:07 AM |
CA-Lender | $25.04 | 4/13/2011 11:01:37 AM |
reflective-rupee | $75.55 | 4/13/2011 11:38:46 AM |
wealth-fighter3 | $25.00 | 4/13/2011 12:10:52 PM |
quick | $50.00 | 4/13/2011 12:24:43 PM |
worldly-rate3 | $50.00 | 4/13/2011 12:20:16 PM |
suave-dime6 | $25.00 | 4/13/2011 12:24:32 PM |
newest-generous-income | $25.00 | 4/13/2011 12:50:45 PM |
maximizer | $50.00 | 4/13/2011 12:04:13 PM |
Dubbs360 | $100.00 | 4/13/2011 12:19:29 PM |
Jofga | $50.00 | 4/13/2011 1:20:34 PM |
ingenious-gold842 | $200.00 | 4/13/2011 3:26:48 PM |
grampy48 | $25.00 | 4/13/2011 12:30:07 PM |
careful-yield1 | $25.00 | 4/13/2011 3:44:04 PM |
6moonbeams | $50.00 | 4/13/2011 12:37:22 PM |
lucrative-coin | $50.00 | 4/13/2011 12:46:07 PM |
vibraphone3 | $100.00 | 4/13/2011 4:31:51 PM |
NewOrleans2012 | $50.00 | 4/13/2011 4:38:46 PM |
wirebutterfly | $100.00 | 4/13/2011 4:47:15 PM |
dt_one | $25.00 | 4/13/2011 3:35:52 PM |
balance-force | $25.00 | 4/13/2011 2:28:02 PM |
debt-force | $25.00 | 4/13/2011 2:34:42 PM |
itskarma | $50.00 | 4/13/2011 2:52:12 PM |
kristof2007 | $100.00 | 4/13/2011 3:18:22 PM |
DreamsDoComeTrue | $86.52 | 4/13/2011 3:29:13 PM |
Lender2895a | $250.00 | 4/13/2011 3:39:13 PM |
gold-disk | $50.00 | 4/13/2011 5:25:42 PM |
Graven33 | $25.00 | 4/13/2011 4:28:59 PM |
auction-seeker | $25.00 | 4/13/2011 5:50:15 PM |
sunny-justice9 | $25.00 | 4/13/2011 5:01:37 PM |
Ray3486 | $25.00 | 4/13/2011 5:32:22 PM |
industrious-dedication | $56.47 | 4/13/2011 7:09:21 PM |
trident9 | $50.00 | 4/13/2011 5:43:00 PM |
Quetz | $25.00 | 4/13/2011 7:37:53 PM |
JKEnterprises | $25.00 | 4/13/2011 5:33:09 PM |
suges | $25.00 | 4/13/2011 8:26:53 PM |
DrunkenMic | $56.00 | 4/13/2011 6:30:05 PM |
thegreatstrafe | $25.00 | 4/13/2011 10:00:52 PM |
mcgovern2024 | $25.00 | 4/13/2011 6:43:13 PM |
interest88 | $32.00 | 4/13/2011 6:57:03 PM |
awwaaww | $40.00 | 4/13/2011 7:25:44 PM |
kulender | $100.00 | 4/14/2011 2:16:20 AM |
SelectTrustLending | $25.00 | 4/14/2011 2:16:58 AM |
hanuman77 | $48.10 | 4/14/2011 2:17:31 AM |
museic1 | $50.00 | 4/14/2011 2:17:46 AM |
photo999 | $25.00 | 4/14/2011 2:20:17 AM |
mykeystoy | $25.00 | 4/14/2011 2:29:18 AM |
irrelevant | $25.00 | 4/14/2011 2:34:42 AM |
Pu239 | $60.00 | 4/14/2011 12:00:17 AM |
checkuto | $25.00 | 4/14/2011 2:34:48 AM |
wwwUniversal | $25.00 | 4/14/2011 2:36:31 AM |
treasure-bliss | $50.00 | 4/14/2011 2:37:09 AM |
deal-enrichment | $44.49 | 4/14/2011 2:46:45 AM |
InvestorPartners | $25.00 | 4/14/2011 1:46:09 AM |
riproaringrapids | $25.00 | 4/14/2011 12:32:03 AM |
dollar-doughnut6 | $50.00 | 4/14/2011 5:56:42 AM |
damanq | $25.00 | 4/14/2011 2:29:07 AM |
think-become | $25.00 | 4/14/2011 2:31:41 AM |
visionary-community | $25.00 | 4/14/2011 2:35:17 AM |
MO_Investor | $25.00 | 4/14/2011 2:44:47 AM |
ejdirin | $25.00 | 4/14/2011 2:15:41 AM |
studious-bonus7 | $100.00 | 4/14/2011 2:48:43 AM |
flwah | $25.00 | 4/14/2011 2:16:40 AM |
dinero-festivity2 | $60.10 | 4/14/2011 2:52:14 AM |
BeachWalkz | $25.00 | 4/14/2011 2:19:17 AM |
blissful-ore5 | $50.00 | 4/14/2011 3:41:44 AM |
miket71 | $50.00 | 4/14/2011 2:33:59 AM |
breadbroker | $25.00 | 4/14/2011 2:34:27 AM |
Dweeberkitty1 | $25.00 | 4/14/2011 2:35:13 AM |
useful-p2ploan | $28.55 | 4/14/2011 2:43:33 AM |
UT-Longhorn | $25.00 | 4/14/2011 2:47:14 AM |
MadHun | $100.00 | 4/14/2011 2:48:53 AM |
producer553 | $25.00 | 4/14/2011 8:46:04 AM |
intrepid-loot | $75.00 | 4/14/2011 5:06:03 AM |
Richmp412 | $25.00 | 4/14/2011 8:53:29 AM |
be_wise | $25.00 | 4/14/2011 6:21:43 AM |
Artist_Blue | $25.00 | 4/14/2011 6:18:17 AM |
flexible-funds3 | $50.00 | 4/14/2011 6:32:04 AM |
gold-awakening7 | $30.00 | 4/14/2011 7:47:20 AM |
buffalobills | $25.00 | 4/14/2011 7:38:35 AM |
Lam0nt | $25.00 | 4/14/2011 7:42:02 AM |
fairness-coup8 | $25.00 | 4/14/2011 8:43:43 AM |
reflective-rupee | $25.33 | 3/31/2011 9:52:09 AM |
patriot897 | $25.00 | 3/31/2011 9:03:00 AM |
JustMee | $25.00 | 4/1/2011 2:58:19 AM |
proper-commitment5 | $25.00 | 3/31/2011 9:19:28 PM |
magnetic-dedication3 | $25.00 | 4/2/2011 8:38:51 AM |
Gibbyland | $100.00 | 4/4/2011 12:38:13 PM |
power-companion7 | $100.00 | 4/6/2011 5:43:39 PM |
loyalty-sherpa | $25.00 | 4/6/2011 12:39:11 PM |
dcoggins | $25.00 | 4/7/2011 7:40:33 PM |
enthralling-deal180 | $50.00 | 4/8/2011 9:10:26 AM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:31:34 PM |
Tradesmanlender | $25.00 | 4/9/2011 3:13:21 AM |
radforj22 | $25.00 | 4/9/2011 3:54:24 AM |
loot-heart | $25.00 | 4/9/2011 7:02:12 AM |
DaMoneyTree | $25.00 | 4/9/2011 7:01:49 AM |
richboy56 | $25.00 | 4/9/2011 11:32:12 AM |
NYBIZ | $25.00 | 4/9/2011 12:15:48 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:07:04 PM |
Bank_Of_XL | $50.00 | 4/10/2011 11:57:48 AM |
dood2112 | $25.00 | 4/10/2011 8:57:59 PM |
rolandweary | $25.00 | 4/11/2011 12:22:18 PM |
worthy-bid8 | $100.00 | 4/12/2011 6:32:28 AM |
Marathoner | $25.00 | 4/12/2011 7:37:49 AM |
SLN-10 | $25.00 | 4/12/2011 12:11:21 PM |
spy0 | $25.00 | 4/12/2011 4:14:25 PM |
mad-scientist0 | $25.00 | 4/12/2011 5:36:47 PM |
meenan | $50.00 | 4/13/2011 2:25:32 AM |
penny-finder | $25.60 | 4/13/2011 9:08:51 AM |
SnakeV | $25.00 | 4/13/2011 9:39:22 AM |
ridestwins_998 | $25.00 | 4/13/2011 10:12:07 AM |
market-assembler | $50.00 | 4/13/2011 11:42:30 AM |
113121 | $141.05 | 4/13/2011 11:35:39 AM |
bonus-seahorse | $100.00 | 4/13/2011 11:49:06 AM |
neoboy | $102.54 | 4/13/2011 12:15:11 PM |
wealth-fighter3 | $55.00 | 4/13/2011 12:27:20 PM |
newest-camaraderi-fir | $50.00 | 4/13/2011 11:44:08 AM |
jerrysdet | $50.00 | 4/13/2011 12:00:15 PM |
P2P4me | $199.11 | 4/13/2011 1:23:19 PM |
PleaseDontDefault | $50.00 | 4/13/2011 12:09:41 PM |
financelover | $50.00 | 4/13/2011 12:53:57 PM |
dudebrah | $25.00 | 4/13/2011 12:20:34 PM |
BigLinCT | $25.00 | 4/13/2011 3:31:51 PM |
DGC_Lending | $25.00 | 4/13/2011 4:00:45 PM |
Jofga | $50.00 | 4/13/2011 1:13:18 PM |
AbeHonestly | $100.00 | 4/13/2011 1:52:56 PM |
Engineer44 | $25.00 | 4/13/2011 5:14:40 PM |
Lender0010 | $50.00 | 4/13/2011 4:20:14 PM |
benefit-trident | $25.00 | 4/13/2011 4:53:09 PM |
gracej | $25.00 | 4/13/2011 5:20:50 PM |
CBO-Enterprise | $50.00 | 4/13/2011 6:02:10 PM |
power-secret-agent | $25.00 | 4/13/2011 6:06:47 PM |
market-pudding | $25.00 | 4/13/2011 7:41:45 PM |
saga9 | $50.00 | 4/13/2011 5:48:17 PM |
lively-exchange | $25.00 | 4/13/2011 8:37:48 PM |
Byrd24 | $100.00 | 4/13/2011 6:13:04 PM |
new0rleans | $25.00 | 4/13/2011 9:30:57 PM |
competent-p2p | $40.00 | 4/13/2011 7:01:08 PM |
mistertao | $25.00 | 4/13/2011 9:41:45 PM |
DasMula | $27.00 | 4/13/2011 7:07:04 PM |
natural-trade7 | $50.00 | 4/13/2011 7:11:58 PM |
hookUup | $28.32 | 4/13/2011 7:24:38 PM |
money-animal3 | $250.00 | 4/13/2011 7:28:04 PM |
objective-investor | $250.00 | 4/13/2011 7:42:32 PM |
noodles932 | $32.22 | 4/13/2011 8:47:13 PM |
MasterKey | $25.00 | 4/14/2011 2:17:41 AM |
dough-hammock | $50.00 | 4/13/2011 9:49:12 PM |
hrubinst | $50.00 | 4/14/2011 2:34:34 AM |
tremendous-payment | $25.00 | 4/14/2011 2:35:08 AM |
krazydavet | $25.00 | 4/14/2011 2:35:39 AM |
jmb_lending | $200.00 | 4/13/2011 10:29:13 PM |
don8ter | $25.00 | 4/14/2011 2:36:13 AM |
Hanalei712 | $50.00 | 4/13/2011 10:31:54 PM |
excellent-bonus8 | $25.00 | 4/14/2011 2:43:26 AM |
kenji4861 | $25.00 | 4/14/2011 1:22:10 AM |
blissful-note7 | $34.36 | 4/14/2011 2:46:14 AM |
orange-dollar-guild | $25.00 | 4/14/2011 2:46:53 AM |
orange-preeminant-bill | $29.92 | 4/14/2011 2:51:54 AM |
catterpillar | $50.00 | 4/14/2011 12:14:12 AM |
UncleSteve3000 | $25.00 | 4/14/2011 5:16:43 AM |
lostontheedge | $25.00 | 4/14/2011 2:16:45 AM |
MakoF16 | $50.00 | 4/14/2011 2:18:04 AM |
passivesf | $25.00 | 4/14/2011 2:28:51 AM |
scottyb73 | $25.00 | 4/14/2011 2:31:03 AM |
schnatty | $25.00 | 4/14/2011 2:33:42 AM |
economy-popcorn | $25.00 | 4/14/2011 6:30:45 AM |
tender-integrity3 | $39.11 | 4/14/2011 2:48:37 AM |
PCGeekWI | $25.00 | 4/14/2011 2:16:28 AM |
Goodlender42 | $25.00 | 4/14/2011 2:17:59 AM |
kain11286 | $42.78 | 4/14/2011 7:11:44 AM |
new-reward-sequoia | $25.00 | 4/14/2011 2:29:31 AM |
PatRichi | $25.00 | 4/14/2011 2:33:31 AM |
Banker7371 | $25.00 | 4/14/2011 2:34:21 AM |
nalaari | $25.00 | 4/14/2011 2:35:26 AM |
rapid-credit428 | $25.00 | 4/14/2011 2:45:36 AM |
handshake5 | $100.00 | 4/14/2011 2:48:01 AM |
authentic-liberty7 | $25.00 | 4/14/2011 2:48:24 AM |
dinero-speaker | $25.00 | 4/14/2011 2:49:14 AM |
Spiderman55 | $25.00 | 4/14/2011 8:30:09 AM |
matt84003 | $25.00 | 4/14/2011 8:33:02 AM |
hons2000 | $25.00 | 4/14/2011 6:27:56 AM |
cash-cymbal3 | $50.00 | 4/14/2011 6:48:39 AM |
Phillip4ever | $25.00 | 4/14/2011 7:07:15 AM |
MGinvest | $30.00 | 4/14/2011 8:05:55 AM |
loanman2007 | $125.00 | 4/14/2011 8:55:31 AM |
215 Investments
|
Borrower Payment Dependent Notes Series
501623
This series of Notes was issued and sold upon the funding of the borrower loan #48870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $351 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glowing-benefit2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2011 Debt Consolidation
Purpose of loan: This loan will be used to consolidate my debt and lower my overall annual interest rate for my open debt obligations.
This loan will be used to...
My financial situation: Is very good. My delinquencies on my credit report, my home is paid 2 months in advance. I've been at my home for over 12 years and my job over 8 years. I'm in employed in a field that continues to grow at a rapid pace.
I am a good candidate for this loan because... I make decent money thanks to stable field of employment (mobile data/voice communications). Although there?s money to reduce debt, most of it goes towards paying off interest for 4 credit cards; APRs range from 14.24% to 25.99%.
My plan is to pay off the credit cards. Once paid off, cancel 3 of the 4, keeping the one with the lowest interest rate of course.
Debt reduction is my top priority for 2011.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1: $57,639.35
2: $124,000
(Apr-11-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/10/2011 12:05:29 PM |
suave-dime6 | $25.00 | 4/10/2011 12:03:58 PM |
diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:49 PM |
econgineer | $50.00 | 4/11/2011 10:59:47 AM |
Gibbyland | $100.00 | 4/12/2011 9:37:12 AM |
thelovebug | $42.95 | 4/16/2011 4:28:27 AM |
ursus | $50.00 | 4/18/2011 8:48:22 AM |
commerce-yeller | $50.00 | 4/19/2011 8:54:25 PM |
top-historic-peso | $25.00 | 4/20/2011 9:17:06 PM |
red-power-pecan | $28.88 | 4/22/2011 4:03:59 AM |
reflective-rupee | $100.55 | 4/22/2011 5:08:59 PM |
CA-Lender | $25.04 | 4/22/2011 5:32:18 PM |
reflective-rupee | $100.55 | 4/22/2011 5:16:23 PM |
capital-halo1 | $7,500.00 | 4/22/2011 5:42:31 PM |
point-kitten6 | $100.00 | 4/22/2011 5:35:14 PM |
integrity-hawk | $50.00 | 4/22/2011 5:36:04 PM |
CashCow-Moooo-la | $38.72 | 4/22/2011 10:41:47 PM |
MARWARISETH | $25.00 | 4/23/2011 8:41:58 AM |
credible-durability | $25.00 | 4/23/2011 10:02:40 AM |
the-silver-blaster | $50.00 | 4/23/2011 10:27:37 AM |
handy-justice | $50.00 | 4/23/2011 10:27:10 AM |
tolerant-diversification4 | $25.00 | 4/23/2011 1:05:03 PM |
tech310 | $50.00 | 4/23/2011 1:20:00 PM |
rookiecrd1 | $90.00 | 4/23/2011 1:56:40 PM |
handshake5 | $100.00 | 4/23/2011 1:58:06 PM |
orgy63 | $50.00 | 4/23/2011 2:23:03 PM |
jobani | $35.00 | 4/23/2011 2:23:33 PM |
ivy-league-MBA | $25.00 | 4/23/2011 2:05:43 PM |
unassassinable | $25.00 | 4/23/2011 2:24:03 PM |
floridass | $25.00 | 4/23/2011 2:20:36 PM |
happy-return4 | $50.00 | 4/23/2011 2:25:37 PM |
flanative | $25.00 | 4/23/2011 2:21:00 PM |
Perolus | $50.00 | 4/23/2011 2:22:09 PM |
CapitalismRocks | $25.00 | 4/23/2011 2:22:36 PM |
kindness-hickory5 | $50.00 | 4/23/2011 2:23:10 PM |
compassionate-fairness6 | $25.00 | 4/23/2011 2:23:16 PM |
oregonusa | $50.00 | 4/23/2011 2:23:20 PM |
american-investor | $25.00 | 4/23/2011 2:25:56 PM |
asmithj | $50.00 | 4/23/2011 2:31:27 PM |
cropdust3r | $25.00 | 4/23/2011 2:27:01 PM |
NoMoreDebt4Me | $25.00 | 4/23/2011 2:32:50 PM |
ivadood | $50.00 | 4/23/2011 2:33:00 PM |
w3alter | $100.00 | 4/23/2011 2:33:31 PM |
worthy-bid8 | $25.00 | 4/23/2011 2:29:20 PM |
minddoc | $25.00 | 4/23/2011 2:30:04 PM |
rhin0cerx | $50.00 | 4/23/2011 2:30:22 PM |
DSFinancial | $50.00 | 4/23/2011 2:30:31 PM |
stock106 | $25.00 | 4/23/2011 2:31:12 PM |
famous-hope | $25.00 | 4/23/2011 2:31:35 PM |
FirstBank | $50.00 | 4/23/2011 2:33:33 PM |
important-openness1 | $50.00 | 4/23/2011 2:34:17 PM |
money-bauble | $50.00 | 4/23/2011 2:34:24 PM |
lagnisiruk | $25.00 | 4/23/2011 2:34:40 PM |
fortytwo | $100.00 | 4/23/2011 2:34:55 PM |
brazilofmux | $100.00 | 4/23/2011 2:35:01 PM |
ingenious-deal6 | $25.00 | 4/10/2011 12:08:06 PM |
fantastic-wampum1 | $100.00 | 4/10/2011 12:12:10 PM |
nerdfactor | $25.00 | 4/10/2011 10:41:02 PM |
kindness-launcher | $1,600.00 | 4/11/2011 9:45:32 AM |
SLN-10 | $25.00 | 4/12/2011 12:11:59 PM |
Weaverville | $25.00 | 4/14/2011 7:31:50 PM |
vigorous-market5 | $400.00 | 4/15/2011 1:49:25 AM |
frogperson | $100.00 | 4/15/2011 10:22:03 PM |
Jack55304 | $185.00 | 4/17/2011 5:33:22 AM |
asiaratt | $50.00 | 4/19/2011 4:16:24 AM |
birddogsb | $50.00 | 4/19/2011 5:20:54 AM |
jjswanso | $50.00 | 4/19/2011 5:40:20 AM |
credit-sycamore4 | $50.00 | 4/21/2011 5:16:14 PM |
tnjohnso | $25.00 | 4/22/2011 5:06:27 PM |
money-baron | $39.04 | 4/22/2011 4:51:19 PM |
money-baron-roth-IRA | $100.00 | 4/22/2011 4:56:35 PM |
worth-dandelion | $100.00 | 4/22/2011 5:13:26 PM |
macgeek | $25.00 | 4/23/2011 9:34:48 AM |
the-dollar-topper | $100.00 | 4/23/2011 11:20:30 AM |
symbiosis | $50.00 | 4/23/2011 1:07:49 PM |
return-human6 | $25.00 | 4/23/2011 1:55:03 PM |
sharp-trade0 | $25.00 | 4/23/2011 2:06:04 PM |
loan_doctor | $25.00 | 4/23/2011 1:59:59 PM |
orange-preeminant-bill | $50.00 | 4/23/2011 2:04:18 PM |
Tideman | $50.00 | 4/23/2011 2:20:50 PM |
treasure-bliss | $50.00 | 4/23/2011 2:05:39 PM |
credit-wheel7 | $25.00 | 4/23/2011 1:57:58 PM |
ryanplays311 | $25.00 | 4/23/2011 2:21:07 PM |
Aleut | $25.00 | 4/23/2011 2:23:48 PM |
blackstar | $25.00 | 4/23/2011 2:20:28 PM |
yertle9 | $25.00 | 4/23/2011 2:20:55 PM |
MidCap | $25.00 | 4/23/2011 2:21:18 PM |
zrohmm | $50.00 | 4/23/2011 2:21:40 PM |
elated-moola9 | $25.00 | 4/23/2011 2:20:52 PM |
I_Really_Hate_Banks | $25.00 | 4/23/2011 2:21:02 PM |
seisen | $50.00 | 4/23/2011 2:26:51 PM |
dough-bear | $50.00 | 4/23/2011 2:27:10 PM |
social-conductor4 | $25.00 | 4/23/2011 2:22:26 PM |
kahekili | $50.00 | 4/23/2011 2:23:00 PM |
IIP77 | $25.00 | 4/23/2011 2:28:38 PM |
papaman | $25.00 | 4/23/2011 2:23:45 PM |
listing-trapper3 | $50.00 | 4/23/2011 2:23:26 PM |
djh47a | $25.00 | 4/23/2011 2:29:26 PM |
rogue_monster | $25.00 | 4/23/2011 2:24:27 PM |
ITExec | $100.00 | 4/23/2011 2:30:08 PM |
supersarah61 | $25.00 | 4/23/2011 2:25:41 PM |
Learning2Lend | $44.58 | 4/23/2011 2:25:54 PM |
point | $26.42 | 4/23/2011 2:31:23 PM |
asset-professor | $50.00 | 4/23/2011 2:31:47 PM |
miked8303 | $25.00 | 4/23/2011 2:32:19 PM |
shrewd-peace7 | $25.00 | 4/23/2011 2:27:23 PM |
reward-adventure | $50.00 | 4/23/2011 2:27:29 PM |
laki_haole | $50.00 | 4/23/2011 2:32:25 PM |
justice-economist | $25.00 | 4/23/2011 2:27:54 PM |
graceful-investment | $100.00 | 4/23/2011 2:32:52 PM |
finagler | $25.00 | 4/23/2011 2:30:05 PM |
LordKinbote | $25.00 | 4/23/2011 2:30:02 PM |
Guerrilla_Man | $25.00 | 4/23/2011 2:30:57 PM |
the-profit-oracle | $25.00 | 4/23/2011 2:31:30 PM |
mckhbnpc | $30.00 | 4/23/2011 2:31:54 PM |
JJ9876 | $25.00 | 4/23/2011 2:32:08 PM |
Midwestvalues | $50.00 | 4/23/2011 2:32:28 PM |
Tylerh | $100.00 | 4/23/2011 2:33:37 PM |
amusement4 | $50.00 | 4/23/2011 2:34:02 PM |
wwwUniversal | $25.00 | 4/23/2011 2:34:07 PM |
bountiful-durability | $50.00 | 4/23/2011 2:34:20 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
501647
This series of Notes was issued and sold upon the funding of the borrower loan #48876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $261.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,854 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| drum991 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off debt
Purpose of loan: College Debt
This loan will be used to...Pay off debt made while in college
My financial situation: Have a job. 6 months out of college and trying to get back on a good foot.
Monthly net income: $25,000 base salary + Commission
Housing: $600
Insurance: $72
Car expenses:car paid off and company pays for gas and mait.
Utilities: $included in rent
Phone, cable, internet: $company pays for phone and internet
Food, entertainment: $200
Credit cards and other loans: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-awakening6 | $25.00 | 4/11/2011 9:03:11 AM |
simplelender80 | $150.00 | 4/11/2011 9:05:17 AM |
suave-dime6 | $25.00 | 4/11/2011 9:03:50 AM |
nerdfactor | $25.00 | 4/11/2011 9:12:48 AM |
SolarMoonshine | $25.00 | 4/11/2011 6:55:19 PM |
transformer855 | $25.00 | 4/12/2011 7:17:35 PM |
mercuriant | $25.00 | 4/16/2011 8:31:03 AM |
open-minded-fund9 | $50.00 | 4/17/2011 2:35:23 AM |
ursus | $50.00 | 4/18/2011 8:48:29 AM |
BAEVentures | $25.00 | 4/18/2011 12:52:29 PM |
Gibbyland | $100.00 | 4/19/2011 8:07:10 AM |
CASSHMAN | $75.00 | 4/21/2011 3:41:09 PM |
Easystreet | $25.00 | 4/22/2011 3:21:42 AM |
worth-dandelion | $100.00 | 4/22/2011 5:13:30 PM |
anton | $4,040.00 | 4/22/2011 5:24:42 PM |
ingenious-deal6 | $25.00 | 4/11/2011 9:07:08 AM |
leverage-monger | $66.66 | 4/11/2011 9:19:51 AM |
diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:30 AM |
reflective-rupee | $650.44 | 4/11/2011 10:47:27 AM |
brightest-dignified-penny | $25.00 | 4/11/2011 10:47:09 AM |
erowis | $75.00 | 4/11/2011 8:33:53 PM |
SLN-10 | $25.00 | 4/12/2011 12:12:04 PM |
fantastic-wampum1 | $100.00 | 4/13/2011 3:14:38 AM |
nickel-hickory | $25.00 | 4/13/2011 9:57:39 AM |
selector568 | $50.00 | 4/14/2011 2:32:27 AM |
DasMula | $27.00 | 4/14/2011 7:12:25 PM |
Weaverville | $25.00 | 4/14/2011 7:31:56 PM |
vine99 | $50.00 | 4/16/2011 10:59:12 AM |
Jack55304 | $185.00 | 4/17/2011 5:33:27 AM |
Whipster | $25.00 | 4/17/2011 4:17:59 PM |
thelovebug | $100.00 | 4/18/2011 9:17:38 AM |
birddogsb | $50.00 | 4/19/2011 5:21:00 AM |
sfmf | $40.00 | 4/19/2011 10:00:08 AM |
jjswanso | $25.00 | 4/19/2011 5:31:19 PM |
asiaratt | $50.00 | 4/19/2011 5:36:32 PM |
Barmas | $50.00 | 4/20/2011 8:20:29 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:42 PM |
top-historic-peso | $25.00 | 4/20/2011 9:17:11 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
501891
This series of Notes was issued and sold upon the funding of the borrower loan #48808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,109 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| No | | |
Screen name:
| proper-revenue5 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to....consolidate my debt and try Prosper for the first time. I have a credit card that I'm having trouble with paying down because the interest rate is so high and this loan will help me lower the balance on the card.
My financial situation:
I am a good candidate for this loan because...I make my payments on time as my credit history shows and my credit score is high. I am also employed full time and live in a dual income household.
This loan will definitely help improve the quality of life for me and my family. Thank you very much for viewing my loan request and hope that you can help me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $35.00 | 4/12/2011 9:08:49 AM |
power-bluebird2 | $50.00 | 4/12/2011 9:17:38 AM |
compassion-lotus5 | $50.00 | 4/12/2011 9:18:06 AM |
reflective-rupee | $400.44 | 4/12/2011 10:11:44 AM |
restless-dime | $50.00 | 4/12/2011 11:23:13 AM |
autonomous-basis | $25.00 | 4/12/2011 11:36:47 AM |
Danjack_Capital | $25.00 | 4/12/2011 1:12:27 PM |
flwah | $25.00 | 4/12/2011 2:41:54 PM |
transformer855 | $25.00 | 4/12/2011 6:17:59 PM |
SolarMoonshine | $25.00 | 4/12/2011 7:04:27 PM |
Whipster | $25.00 | 4/13/2011 9:55:26 AM |
likeable-hope | $25.02 | 4/14/2011 3:57:17 AM |
kingbob | $25.00 | 4/15/2011 7:26:45 AM |
MrDance123 | $45.00 | 4/15/2011 10:18:05 AM |
Rogelio48 | $40.00 | 4/15/2011 11:13:45 AM |
money-baron-roth-IRA | $125.00 | 4/17/2011 3:25:15 PM |
loanman2007 | $25.00 | 4/19/2011 5:08:30 AM |
sturdy-peace9 | $33.00 | 4/21/2011 6:10:57 AM |
eboomer2611 | $25.00 | 4/21/2011 11:32:34 AM |
lotuss4 | $50.00 | 4/22/2011 9:15:50 AM |
Bob450 | $25.00 | 4/23/2011 4:01:07 AM |
tigercat | $50.00 | 4/23/2011 5:56:27 PM |
open-minded-p2p1 | $25.00 | 4/24/2011 9:32:50 AM |
rate-sceptre | $100.00 | 4/24/2011 1:09:21 PM |
onecooldrink | $25.00 | 4/25/2011 12:09:06 AM |
168RichCapital | $25.40 | 4/25/2011 5:17:13 AM |
buffalobills | $25.00 | 4/25/2011 8:23:49 AM |
mpatrick | $25.00 | 4/25/2011 10:53:21 AM |
124SpiderMan | $50.00 | 4/25/2011 9:55:37 AM |
tlawed | $26.63 | 4/25/2011 2:48:38 PM |
kinetic-social | $25.00 | 4/25/2011 2:55:26 PM |
mcgovern2024 | $25.00 | 4/25/2011 1:10:18 PM |
StarshineXL | $200.00 | 4/25/2011 4:23:52 PM |
treasure-pipeline | $50.00 | 4/12/2011 9:17:48 AM |
w3alter | $100.00 | 4/12/2011 9:18:22 AM |
brightest-dignified-penny | $25.00 | 4/12/2011 10:31:13 AM |
cash-raccoon | $25.00 | 4/12/2011 11:51:49 AM |
2grindstones | $25.00 | 4/12/2011 11:17:02 AM |
Artist_Blue | $25.00 | 4/12/2011 4:40:32 PM |
Amber_Stone | $50.00 | 4/12/2011 9:03:36 PM |
investment-artist | $25.00 | 4/14/2011 9:03:33 AM |
Weaverville | $25.00 | 4/14/2011 7:39:02 PM |
marketplace-meridian | $25.00 | 4/15/2011 6:26:24 PM |
droopie1 | $25.00 | 4/16/2011 12:27:31 PM |
StarshineXL | $200.00 | 4/18/2011 6:48:59 PM |
daekpon | $25.00 | 4/20/2011 3:46:57 PM |
Bill88 | $25.00 | 4/21/2011 8:29:03 AM |
anton | $1,050.00 | 4/22/2011 4:36:26 PM |
money-fort | $25.00 | 4/22/2011 5:20:12 PM |
DasMula | $27.00 | 4/23/2011 9:25:36 AM |
janeybooboo | $100.00 | 4/23/2011 3:48:39 PM |
Nailman88 | $25.00 | 4/23/2011 3:23:35 PM |
loss-of-control | $100.00 | 4/24/2011 10:16:01 AM |
newstar2000 | $25.00 | 4/24/2011 7:02:59 PM |
droopie1 | $25.00 | 4/24/2011 11:01:52 PM |
Kqwik | $25.00 | 4/25/2011 5:11:07 AM |
well-mannered-income3 | $30.00 | 4/25/2011 11:28:40 AM |
unfixer | $25.00 | 4/25/2011 9:40:26 AM |
icon7 | $30.00 | 4/25/2011 12:35:13 PM |
Big-Lender | $25.00 | 4/25/2011 11:28:05 AM |
SIGLLC | $50.00 | 4/25/2011 9:56:35 AM |
RedantFinance | $25.00 | 4/25/2011 4:34:58 PM |
MoneyForNothing | $7.51 | 4/25/2011 4:35:08 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
502289
This series of Notes was issued and sold upon the funding of the borrower loan #48821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $213.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,020 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cvanderhoff65 |
Borrower's state:
| NewJersey |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 77 ( 95% )
| 720-739 (Latest)
|
Principal borrowed:
| $20,500.00 | < 31 days late:
| 3
( 4% )
| 780-799
(Apr-2010)
660-679
(Mar-2008)
660-679
(Nov-2006)
|
Principal balance:
| $4,339.31 |
31+ days late:
| 1
( 1% )
|
Total payments billed:
| 81 | | |
Description
Medical bill pay off
Purpose of loan:
This loan will be used to pay medical bills from an accident in Feb
My financial situation:
I am a good candidate for this loan because I've paid off first loan to prosper, am current on a loan I have here and I am secure in my job.
Monthly net income: $7000+
Monthly expenses: $4246 is total of below
Housing: $1768
Insurance: $238
Car expenses: $640
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ingenious-deal6 | $25.00 | 4/14/2011 5:05:23 PM |
commerce-yeller | $50.00 | 4/14/2011 5:02:16 PM |
MoneyForNothing | $96.55 | 4/14/2011 5:20:25 PM |
hookUup | $25.79 | 4/14/2011 5:50:17 PM |
reflective-rupee | $222.22 | 4/14/2011 5:20:57 PM |
thankful-nickel2 | $25.00 | 4/14/2011 6:22:39 PM |
investment-comet | $25.00 | 4/15/2011 7:07:20 AM |
Dubbs360 | $100.00 | 4/15/2011 8:03:12 AM |
imlosttoo | $25.00 | 4/15/2011 9:48:32 AM |
income-awakening6 | $25.00 | 4/15/2011 1:54:53 PM |
competent-p2p | $60.00 | 4/15/2011 3:48:44 PM |
RainyDayFunds | $25.00 | 4/16/2011 8:56:41 PM |
atlas100 | $25.00 | 4/18/2011 11:03:42 AM |
palace2 | $200.00 | 4/21/2011 5:32:00 AM |
efficient-treasure0 | $25.00 | 4/21/2011 12:38:54 PM |
Scotcha | $50.00 | 4/22/2011 8:32:13 PM |
fair-payment4 | $25.00 | 4/22/2011 8:51:21 PM |
dudebrah | $25.00 | 4/22/2011 10:27:17 PM |
ddog0224 | $175.00 | 4/22/2011 9:39:36 PM |
thomas16882004 | $25.00 | 4/22/2011 11:29:21 PM |
peso-mate | $50.00 | 4/22/2011 10:49:21 PM |
serene-capital | $25.00 | 4/23/2011 12:12:30 AM |
wtrboy | $100.00 | 4/22/2011 11:14:48 PM |
resplendent-dollar | $25.00 | 4/23/2011 12:55:23 AM |
sfmf | $25.00 | 4/22/2011 11:21:00 PM |
rockhound84 | $25.00 | 4/23/2011 3:19:50 AM |
Hogan55 | $25.00 | 4/23/2011 4:37:23 AM |
Chex | $253.06 | 4/23/2011 5:12:55 AM |
floridahelper | $50.00 | 4/23/2011 5:12:48 AM |
friendly-market5 | $50.00 | 4/23/2011 5:39:11 AM |
bmbanzai | $25.00 | 4/23/2011 6:18:24 AM |
hard-working-loot | $25.00 | 4/23/2011 6:18:33 AM |
polka2002 | $33.47 | 4/23/2011 5:58:06 AM |
JERRYF10 | $65.00 | 4/23/2011 6:32:00 AM |
foldingbenny2 | $56.00 | 4/23/2011 6:15:33 AM |
janeybooboo | $100.00 | 4/23/2011 7:17:50 AM |
Gotogo | $50.00 | 4/23/2011 6:35:11 AM |
shrewd-income | $50.00 | 4/23/2011 7:06:28 AM |
gristle_mcthornbody | $25.00 | 4/23/2011 6:44:01 AM |
sincere-fund1 | $150.00 | 4/23/2011 6:45:27 AM |
Byrd24 | $100.00 | 4/23/2011 7:29:12 AM |
loyalist1 | $500.00 | 4/23/2011 7:19:43 AM |
T-Bizzone | $119.37 | 4/23/2011 7:29:17 AM |
Zolton | $100.00 | 4/14/2011 5:06:48 PM |
simplelender80 | $100.00 | 4/14/2011 5:05:07 PM |
diplomatic-wealth7 | $25.00 | 4/14/2011 5:06:08 PM |
r48 | $25.00 | 4/14/2011 5:10:05 PM |
SLN-10 | $25.00 | 4/14/2011 5:05:36 PM |
vigorous-moola | $36.00 | 4/15/2011 6:43:13 AM |
GElender | $25.00 | 4/15/2011 6:15:52 AM |
dough-hammock | $50.00 | 4/15/2011 7:27:48 AM |
CASSHMAN | $100.00 | 4/15/2011 8:11:55 AM |
BxRealtor | $25.00 | 4/15/2011 10:48:01 AM |
value-squirrel3 | $25.00 | 4/16/2011 2:02:52 PM |
Weaverville | $25.00 | 4/16/2011 4:51:10 PM |
SiebirdLending | $25.00 | 4/19/2011 10:20:46 AM |
sonnet771 | $50.00 | 4/20/2011 12:51:54 AM |
ursus | $100.00 | 4/21/2011 8:27:58 AM |
houli123 | $100.00 | 4/22/2011 12:59:31 PM |
five-star-note | $100.00 | 4/22/2011 1:50:28 PM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:46:09 PM |
penny-finder | $26.00 | 4/22/2011 8:43:27 PM |
mrreynol | $30.00 | 4/22/2011 8:43:58 PM |
slobberjob | $50.00 | 4/22/2011 8:24:15 PM |
Pitufo | $25.00 | 4/22/2011 9:21:04 PM |
LendGuy | $50.00 | 4/22/2011 8:32:14 PM |
brandall | $100.00 | 4/22/2011 8:34:24 PM |
Sixmil | $100.00 | 4/22/2011 9:48:55 PM |
hope-lionheart1 | $25.00 | 4/22/2011 9:01:45 PM |
blissful-cash3 | $75.00 | 4/22/2011 9:58:03 PM |
Whitewater_Loans | $75.00 | 4/22/2011 9:07:24 PM |
greenback-companion8 | $25.00 | 4/22/2011 9:38:06 PM |
mennleo | $81.00 | 4/22/2011 9:59:12 PM |
jasonrun | $25.00 | 4/22/2011 10:23:03 PM |
durability-stronghold1 | $50.00 | 4/22/2011 10:05:04 PM |
Bidwinner08 | $37.24 | 4/22/2011 10:55:22 PM |
vishal29 | $31.35 | 4/22/2011 11:31:16 PM |
sentimental-cash0 | $28.06 | 4/22/2011 11:57:34 PM |
wealth-renaissance5 | $25.00 | 4/22/2011 11:42:37 PM |
kindness-jedi | $25.00 | 4/23/2011 1:33:40 AM |
Domgabriel | $25.00 | 4/23/2011 3:23:05 AM |
power-secret-agent | $25.00 | 4/23/2011 3:28:38 AM |
intrepid-loot | $50.00 | 4/23/2011 5:00:00 AM |
loanman2007 | $100.00 | 4/23/2011 5:03:32 AM |
radforj22 | $25.00 | 4/23/2011 5:32:31 AM |
corporatejim | $31.25 | 4/23/2011 5:17:10 AM |
capital-relief4 | $50.00 | 4/23/2011 5:35:37 AM |
Bank42 | $50.00 | 4/23/2011 6:18:29 AM |
peace-maximizer8 | $50.00 | 4/23/2011 5:41:17 AM |
dunrizzo | $31.24 | 4/23/2011 6:33:21 AM |
emosspot | $25.00 | 4/23/2011 5:55:40 AM |
hookUup | $37.40 | 4/23/2011 6:40:15 AM |
word140 | $25.00 | 4/23/2011 6:29:06 AM |
klend4 | $25.00 | 4/23/2011 6:18:23 AM |
Techne_Funds_LLC | $25.00 | 4/23/2011 7:18:22 AM |
T-Bizzone | $41.78 | 4/23/2011 7:26:15 AM |
red-favorable-basis | $25.00 | 4/23/2011 6:41:15 AM |
Leshan | $202.22 | 4/23/2011 7:03:00 AM |
Sol_Invictus | $25.00 | 4/23/2011 7:27:39 AM |
FinanceEngine | $50.00 | 4/23/2011 7:13:33 AM |
justice-cub5 | $100.00 | 4/23/2011 7:04:37 AM |
hawk357 | $30.00 | 4/23/2011 7:20:52 AM |
102 Investments
|
Borrower Payment Dependent Notes Series
502463
This series of Notes was issued and sold upon the funding of the borrower loan #48818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-15-2011 |
Term:
| 12 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $349.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,334 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| philanthropistintraining |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A HOME FOR THREE
Purpose of loan: DOWN PAYMENT ON A RENTAL
This loan will be used to...
Put the Inital Deposit down on a 3 Bedroom House for myself and my children
My financial situation: Good. I have been working hard to maintain good credit and have a fully paid off car, and have money saved in a 401K for retirment.
I am a good candidate for this loan because...I will pay it back quickly and have never defaulted on a loan.
Monthly net income: $2800.00
Monthly expenses Total: $2040.00
Housing: $550.00
Insurance: $300/year
Car expenses: $0
Utilities: $100
Phone, cable, internet: $120.00
Food, entertainment: $300.00
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $170
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dollar-sonnet3 | $50.00 | 4/15/2011 5:06:40 PM |
lendstats_com | $300.00 | 4/15/2011 5:21:07 PM |
Weaverville | $25.00 | 4/15/2011 5:08:27 PM |
diplomatic-wealth7 | $25.00 | 4/15/2011 5:09:00 PM |
suave-dime6 | $25.00 | 4/15/2011 5:08:03 PM |
Kyne | $150.00 | 4/16/2011 7:32:29 AM |
DasMula | $27.00 | 4/16/2011 8:01:59 AM |
taetrade | $25.00 | 4/16/2011 9:46:33 AM |
StarshineXL | $370.00 | 4/16/2011 12:13:44 PM |
bav280 | $50.00 | 4/16/2011 5:53:00 PM |
1-HARD-HEAD | $55.55 | 4/17/2011 5:53:55 AM |
courteous-cash6 | $50.00 | 4/17/2011 9:20:10 AM |
Danylostefan | $50.01 | 4/18/2011 7:03:35 AM |
shellstar | $25.00 | 4/18/2011 12:58:07 PM |
ryan6853 | $25.00 | 4/19/2011 8:28:21 AM |
radiant-return | $50.00 | 4/19/2011 9:41:52 AM |
ghinga | $25.00 | 4/19/2011 5:54:29 PM |
loss-of-control | $100.00 | 4/19/2011 6:10:54 PM |
historic-loan1 | $25.00 | 4/19/2011 7:55:13 PM |
a-restless-dollar | $50.00 | 4/20/2011 8:40:45 AM |
wealth-prodigy1 | $100.00 | 4/20/2011 1:11:08 PM |
cbivitz | $222.00 | 4/20/2011 1:37:49 PM |
agile-vigilance8 | $100.00 | 4/20/2011 5:00:18 PM |
the-money-gargantuan | $25.00 | 4/20/2011 7:20:46 PM |
sunny-justice9 | $25.00 | 4/20/2011 9:01:22 PM |
benefit-position | $25.00 | 4/20/2011 8:52:19 PM |
duty-monger | $50.00 | 4/21/2011 4:29:38 AM |
economy-conqueror1 | $25.00 | 4/21/2011 9:51:00 AM |
kinetic-social | $25.00 | 4/21/2011 11:50:55 AM |
delicious-loan093 | $25.00 | 4/21/2011 4:53:14 PM |
ryanshain | $250.00 | 4/21/2011 6:52:04 PM |
ToCreateCashFlow | $22.67 | 4/22/2011 2:52:18 AM |
ingenious-deal6 | $25.00 | 4/15/2011 5:07:25 PM |
simplelender80 | $100.00 | 4/15/2011 5:05:54 PM |
DHolly | $25.00 | 4/15/2011 5:13:51 PM |
CMDCO | $50.00 | 4/16/2011 9:03:06 AM |
golffish2 | $50.00 | 4/16/2011 7:52:42 AM |
reflective-rupee | $222.22 | 4/16/2011 7:03:10 PM |
EJF | $100.00 | 4/17/2011 9:07:23 AM |
Rogesparkguy | $25.00 | 4/17/2011 8:38:49 PM |
wealth-prodigy1 | $100.00 | 4/18/2011 9:41:58 AM |
repayment-mongoose1 | $100.00 | 4/18/2011 12:35:43 PM |
velocity-adventurer | $25.00 | 4/18/2011 11:15:45 AM |
fireferd | $30.00 | 4/18/2011 9:52:03 PM |
bold-peaceful-silver | $25.00 | 4/19/2011 12:43:36 PM |
likeable-hope | $25.00 | 4/19/2011 5:02:26 PM |
smooothymon | $25.00 | 4/19/2011 5:12:14 PM |
rakem777 | $25.00 | 4/20/2011 10:22:56 AM |
A-ONE-INVESTMENTS | $52.13 | 4/20/2011 5:41:44 PM |
LA-Funding-Bank | $25.00 | 4/21/2011 2:20:11 PM |
careful-moola3 | $50.35 | 4/21/2011 4:18:11 PM |
360Winner | $73.32 | 4/21/2011 7:39:36 PM |
Christophe | $25.00 | 4/21/2011 7:00:47 PM |
sadhikari | $25.00 | 4/21/2011 10:55:41 PM |
EarlyRiser | $99.75 | 4/22/2011 2:33:21 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
502709
This series of Notes was issued and sold upon the funding of the borrower loan #48824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $101,001 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| historic-funds5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
Purpose of loan:
This loan will be used to...daughter's wedding
My financial situation:
I am a good candidate for this loan because...i have steady employment
Monthly net income: $5500
Monthly expenses: $
Housing: $1800
Insurance: $100
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ingenious-deal6 | $25.00 | 4/18/2011 9:05:16 AM |
diplomatic-wealth7 | $25.00 | 4/18/2011 9:06:52 AM |
Weaverville | $25.00 | 4/19/2011 8:17:25 AM |
reflective-rupee | $25.44 | 4/19/2011 12:02:11 PM |
the-dollar-topper | $100.00 | 4/23/2011 11:23:06 AM |
simplelender80 | $100.00 | 4/18/2011 9:38:16 AM |
suave-dime6 | $25.00 | 4/18/2011 9:05:55 AM |
kindness-launcher | $5,674.56 | 4/23/2011 2:19:26 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
502770
This series of Notes was issued and sold upon the funding of the borrower loan #48827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 21% |
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 18y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,441 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-economy-channel |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
I want to consolidate debt and rebuild my credit. This is very important to me.
.
My financial situation: I am a Registered Nurse and have been working at the same hospital for 18 years and have a steady income.
I am a good candidate for this loan because I have a steady income, pay my bills in time, however, I went through a divorce and in doing so, it affected my credit history.
Monthly net income: $6300
Monthly expenses: $3605
Housing: $1075
Car expenses: $685
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $850($700 of this is a Home Equity loan)
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/18/2011 5:12:51 PM |
suave-dime6 | $25.00 | 4/18/2011 5:14:50 PM |
ingenious-deal6 | $25.00 | 4/18/2011 5:12:01 PM |
golffish2 | $50.00 | 4/19/2011 3:59:48 AM |
reflective-rupee | $175.44 | 4/19/2011 10:49:22 AM |
reflective-rupee | $25.44 | 4/19/2011 10:49:05 AM |
Weaverville | $25.00 | 4/20/2011 11:50:37 AM |
frogperson | $150.00 | 4/23/2011 10:19:32 AM |
reflective-rupee | $300.33 | 4/25/2011 4:33:44 PM |
1willray | $30.35 | 4/25/2011 8:04:04 PM |
competent-p2p | $40.00 | 4/25/2011 8:23:39 PM |
jybank | $50.00 | 4/25/2011 8:38:13 PM |
janeybooboo | $100.00 | 4/25/2011 8:27:05 PM |
thrifty-capital | $25.00 | 4/25/2011 8:33:34 PM |
CA-Lender | $25.04 | 4/25/2011 10:10:12 PM |
HammerSmith | $25.00 | 4/25/2011 8:52:31 PM |
Gibbyland | $200.00 | 4/25/2011 10:27:40 PM |
zorg77 | $25.00 | 4/25/2011 10:29:14 PM |
credible-balance0 | $25.00 | 4/26/2011 2:45:55 AM |
gold-cluster | $100.00 | 4/26/2011 4:56:25 AM |
Zuzu | $25.00 | 4/26/2011 2:52:15 AM |
supreme-hope | $25.00 | 4/26/2011 4:29:38 AM |
loanman2007 | $50.00 | 4/26/2011 6:13:40 AM |
csandb | $25.00 | 4/25/2011 10:44:36 PM |
gold-cluster | $100.00 | 4/26/2011 4:56:40 AM |
ryan6853 | $25.00 | 4/26/2011 8:28:58 AM |
open-minded-deal | $100.00 | 4/26/2011 7:39:34 AM |
finance-prescription | $450.00 | 4/26/2011 5:58:20 AM |
genuine-dime | $100.00 | 4/26/2011 6:00:15 AM |
beans53 | $25.00 | 4/26/2011 8:02:33 AM |
a-restless-dollar | $25.00 | 4/26/2011 6:35:22 AM |
oath163 | $90.00 | 4/26/2011 8:34:08 AM |
mrpowers5531 | $28.85 | 4/26/2011 9:09:19 AM |
the-bid-sorcerer | $100.00 | 4/26/2011 9:11:59 AM |
simeonthewhale | $25.00 | 4/26/2011 7:05:09 AM |
Bill88 | $30.40 | 4/26/2011 8:00:08 AM |
newest-generous-income | $25.00 | 4/26/2011 8:14:29 AM |
fairness-carrier | $500.00 | 4/26/2011 9:21:58 AM |
magnetic-dedication3 | $25.00 | 4/19/2011 2:21:03 AM |
sfmf | $40.00 | 4/19/2011 10:01:00 AM |
diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:24 PM |
Mrgiggleswic | $28.16 | 4/25/2011 4:53:35 AM |
the-dollar-topper | $100.00 | 4/25/2011 3:29:28 PM |
enterprising-diversification5 | $25.00 | 4/25/2011 7:30:10 PM |
DasMula | $84.00 | 4/25/2011 8:33:03 PM |
well-mannered-income3 | $50.00 | 4/25/2011 9:00:48 PM |
wealth-competitor | $25.00 | 4/25/2011 9:10:03 PM |
historic-loan1 | $26.17 | 4/25/2011 8:42:43 PM |
penny-infusion7 | $25.00 | 4/25/2011 10:22:05 PM |
loaner-dude | $100.00 | 4/26/2011 1:25:06 AM |
Pitufo | $25.00 | 4/25/2011 10:13:12 PM |
VJ_Financial | $50.00 | 4/26/2011 4:50:12 AM |
CatFunded | $25.00 | 4/26/2011 4:53:59 AM |
Evan_Safe | $30.00 | 4/26/2011 3:12:19 AM |
credit-missile | $50.00 | 4/26/2011 6:13:32 AM |
red-robust-bid | $500.00 | 4/26/2011 6:28:18 AM |
Scotcha | $50.00 | 4/26/2011 5:30:30 AM |
Banker_Joe | $25.00 | 4/26/2011 6:15:38 AM |
patriot384 | $243.00 | 4/26/2011 6:45:41 AM |
spiff666 | $25.00 | 4/26/2011 6:55:49 AM |
greencat | $50.00 | 4/26/2011 7:06:51 AM |
fund-tom-tom6 | $25.00 | 4/26/2011 7:25:33 AM |
kindness-launcher | $800.00 | 4/26/2011 8:45:06 AM |
matthewa | $25.00 | 4/26/2011 8:47:44 AM |
independent-dollar | $25.00 | 4/26/2011 7:58:33 AM |
secureincome | $700.00 | 4/26/2011 6:29:56 AM |
klend4 | $25.00 | 4/26/2011 8:42:34 AM |
droopie1 | $25.00 | 4/26/2011 9:13:06 AM |
simeonthewhale | $50.00 | 4/26/2011 7:05:45 AM |
SC2TX | $300.00 | 4/26/2011 8:49:04 AM |
BrianJx | $29.78 | 4/26/2011 9:17:18 AM |
peso-fortress | $25.00 | 4/26/2011 9:23:39 AM |
cbfresh | $23.04 | 4/26/2011 9:24:59 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
503526
This series of Notes was issued and sold upon the funding of the borrower loan #48897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,991 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-image |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral Expenses
Purpose of loan:
This loan will be used to.used to pay for my father-in-law's funeral. He lives in the Philippines, and is dying of stomach cancer. Although my wife's family own their home, the Philippines banks do not give home equity loans.
My financial situation:
I am a good candidate because I pay my bills on time. The payments will be automatically deducted from our checking account. My credit score is due to an ex who used my name for an auto loan and defaulted on it. I have been an adjunct ESL instructor at two community colleges since 2005. I started to do some observations for a national language school, and there is the prospect that I will do them regularly.
Monthly net income: $3,333
Monthly expenses: $2,265
Housing: $655
Insurance: $150
Car expenses: $440
Utilities: $30
Phone, cable, internet: $190
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $100.00 | 4/23/2011 12:02:50 PM |
well-rounded-payout0 | $50.00 | 4/23/2011 12:03:09 PM |
nethosters | $25.00 | 4/23/2011 12:04:01 PM |
Nailman88 | $25.00 | 4/23/2011 3:34:33 PM |
DasMula | $27.00 | 4/23/2011 5:26:11 PM |
gain-dolphin | $25.00 | 4/23/2011 10:23:18 PM |
transformer855 | $25.00 | 4/24/2011 12:30:03 AM |
SOP_Bank | $25.00 | 4/24/2011 1:06:53 PM |
SolarMoonshine | $25.00 | 4/24/2011 2:34:29 PM |
fallentimbers | $25.00 | 4/24/2011 6:22:57 PM |
finance-expert4 | $50.00 | 4/25/2011 5:24:27 AM |
rate-hickory | $25.00 | 4/25/2011 6:34:50 AM |
foothillender | $25.00 | 4/25/2011 8:21:21 AM |
SecondChanceLendingSERV | $25.00 | 4/25/2011 10:58:04 AM |
diplomatic-wealth7 | $25.00 | 4/25/2011 4:25:44 PM |
dsgfl1 | $30.00 | 4/26/2011 8:30:36 AM |
TorqueEnterprises | $32.86 | 4/26/2011 9:51:36 AM |
back-scratchers | $25.00 | 4/26/2011 9:54:35 AM |
money-fort | $25.00 | 4/26/2011 11:55:06 AM |
washboard3 | $30.00 | 4/26/2011 2:07:33 PM |
transaction-circuit | $100.00 | 4/23/2011 12:01:49 PM |
DHolly | $25.00 | 4/23/2011 1:55:37 PM |
Wangchuk | $25.00 | 4/23/2011 3:01:55 PM |
reflective-rupee | $25.44 | 4/23/2011 4:19:03 PM |
favorite-commerce | $25.00 | 4/23/2011 5:18:16 PM |
rustysailor | $25.00 | 4/23/2011 6:24:26 PM |
responsible-worth113 | $25.00 | 4/24/2011 5:10:00 PM |
marinbb | $50.00 | 4/24/2011 6:49:25 PM |
Bill88 | $25.01 | 4/25/2011 7:48:14 AM |
felicity-daydream | $25.00 | 4/25/2011 6:39:53 AM |
GS-ROCK | $25.00 | 4/25/2011 8:49:24 AM |
sharpey | $200.00 | 4/25/2011 11:34:43 AM |
dudebrah | $25.00 | 4/25/2011 1:28:56 PM |
reflective-rupee | $175.33 | 4/25/2011 4:56:17 PM |
cwb8539 | $25.00 | 4/25/2011 7:49:48 PM |
feb217 | $25.00 | 4/25/2011 9:33:16 PM |
scamps | $25.00 | 4/25/2011 10:20:09 PM |
duty-monger | $50.00 | 4/26/2011 4:38:57 AM |
glenium | $25.00 | 4/26/2011 2:41:24 AM |
Mombo-5 | $50.00 | 4/26/2011 3:42:56 AM |
loanman2007 | $50.00 | 4/26/2011 6:21:13 AM |
Trabey | $50.00 | 4/26/2011 5:43:45 AM |
ryan6853 | $25.00 | 4/26/2011 8:33:18 AM |
klend4 | $25.00 | 4/26/2011 9:48:55 AM |
Rabid_Dove | $25.00 | 4/26/2011 11:40:07 AM |
anton | $705.00 | 4/26/2011 2:29:18 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
490381
This series of Notes was issued and sold upon the funding of the borrower loan #48856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $356.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,547 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| psolutions19 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 97% )
| 780-799 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to?
REMODLE KITCHEN
My financial situation:
I am a good candidate for this loan because?
I PAY MY BILLS
Monthly net income: $
$3,750.00
Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 55.00
??Car expenses: $20.00
??Utilities: $ 65.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 150
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please provide a brief job description. Also, are you the sole wage earner for your household? Thank you. - newest-funds-powerplant
A:
Dear newest-fund-powerplant,
I'am a Retired General Contractor on DSSI and Carpenters pension.
Yes I'am the sole wage erner for my houshold.
(Apr-03-2011)
Q:
What is your occupation? Thanks - RecoveryLender
A:
Hi RecoveryLeander,
I'am a Retired General Contractor on DSSI and Carpenters Pension.
Thanks RecoveryLender
(Apr-03-2011)
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Hi Kindness-Launcher.
The mortgage is $458,000, no 2nd,no heloc.
Current market value is right at $300.00.
Thanks -Kindness-Launcher
(Apr-03-2011)
Q:
Hi in your last question did you mean $300,000 or really $300? - commerce-yeller
A:
Hi Commerce-yeller,
Ya, It's $300,000 .
Thanks for Asking
Phil
(Apr-12-2011)
4 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
selector568 | $50.00 | 4/3/2011 12:03:51 PM |
houli123 | $1,500.00 | 4/3/2011 12:50:30 PM |
888GoldIngots | $50.00 | 4/3/2011 2:57:10 PM |
BxRealtor | $25.00 | 4/3/2011 12:05:17 PM |
JustMee | $25.00 | 4/3/2011 1:14:06 PM |
reflective-rupee | $44.44 | 4/3/2011 4:07:17 PM |
careful-return0 | $25.00 | 4/4/2011 9:32:52 AM |
investment-artist | $25.00 | 4/3/2011 12:03:17 PM |
transformer855 | $25.00 | 4/4/2011 1:05:56 AM |
competent-p2p | $50.00 | 4/4/2011 7:44:27 AM |
top-courteous-peso | $49.76 | 4/5/2011 2:30:13 AM |
FundMaker | $25.00 | 4/5/2011 8:56:47 AM |
EmpireInvestments | $100.00 | 4/6/2011 7:50:28 AM |
Mariner3605 | $25.00 | 4/6/2011 12:09:45 AM |
green-rapid-openness | $200.00 | 4/6/2011 9:05:44 PM |
genuine-integrity0 | $25.00 | 4/7/2011 7:18:51 PM |
atomantic | $25.00 | 4/7/2011 12:36:04 PM |
Soulphoniks-Holdings | $31.99 | 4/8/2011 11:10:08 AM |
bold-durability-drum | $50.00 | 4/8/2011 12:46:10 PM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:32:12 PM |
hostbank | $100.00 | 4/8/2011 5:38:39 PM |
orange-leverage-phoenix | $50.00 | 4/8/2011 5:44:00 PM |
proper-revenue7 | $25.00 | 4/8/2011 5:52:41 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:29:24 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:00 PM |
Bank_Of_XL | $50.00 | 4/10/2011 11:39:29 AM |
sharp-trade0 | $25.00 | 4/10/2011 2:50:55 PM |
Feyenoord | $25.00 | 4/10/2011 9:19:46 PM |
superb-funds335 | $25.00 | 4/10/2011 11:00:59 PM |
Skeptical-one | $40.00 | 4/11/2011 12:13:56 PM |
papaloha | $45.00 | 4/11/2011 2:24:25 PM |
vutah | $25.00 | 4/11/2011 4:54:10 PM |
intrepid-loot | $25.00 | 4/11/2011 6:05:52 PM |
commerce-yeller | $50.00 | 4/11/2011 8:21:55 PM |
subtle-revenue0 | $25.00 | 4/12/2011 3:39:13 AM |
rlaboy | $25.00 | 4/12/2011 5:16:38 AM |
Nerdster1 | $30.07 | 4/12/2011 4:32:19 AM |
ingenious-deal6 | $25.00 | 4/12/2011 11:38:09 AM |
NYBIZ | $25.00 | 4/12/2011 11:37:05 AM |
radforj22 | $25.00 | 4/12/2011 3:38:23 PM |
investor-007 | $200.00 | 4/12/2011 5:02:21 PM |
yangdari | $50.00 | 4/12/2011 4:58:02 PM |
HealthyWealthNow | $33.46 | 4/12/2011 6:21:47 PM |
Imaginos1892 | $100.00 | 4/12/2011 8:03:38 PM |
payout-reaction740 | $25.00 | 4/12/2011 8:06:39 PM |
durable-investment8 | $45.88 | 4/13/2011 6:49:24 AM |
objective-investor | $150.00 | 4/13/2011 6:47:37 PM |
Kennfusion | $50.48 | 4/13/2011 6:21:44 PM |
kenji4861 | $25.00 | 4/14/2011 1:23:02 AM |
worthy-bid8 | $50.00 | 4/14/2011 6:13:03 AM |
credit-kahuna | $50.00 | 4/14/2011 9:38:08 AM |
rutzebach | $47.09 | 4/14/2011 6:49:23 PM |
new-ore-venture | $100.00 | 4/14/2011 5:33:19 PM |
trident9 | $50.00 | 4/14/2011 5:34:58 PM |
Weaverville | $50.00 | 4/14/2011 7:27:43 PM |
money-banker867 | $150.00 | 4/14/2011 8:53:11 PM |
icchok | $50.00 | 4/15/2011 12:19:37 AM |
grampy48 | $50.00 | 4/15/2011 3:46:59 AM |
downtownfarm | $25.00 | 4/15/2011 4:04:27 AM |
wwwUniversal | $25.00 | 4/15/2011 7:23:03 AM |
goal-benefit2 | $27.30 | 4/15/2011 8:56:27 AM |
asset-professor | $36.83 | 4/15/2011 7:38:53 AM |
buffalobills | $25.00 | 4/15/2011 8:06:03 AM |
wise-bonus-honker | $25.00 | 4/15/2011 9:44:29 AM |
lostontheedge | $25.00 | 4/15/2011 9:50:07 AM |
bigphish | $50.00 | 4/15/2011 12:05:16 PM |
famous-bill | $25.00 | 4/15/2011 12:44:34 PM |
loot-heart | $25.00 | 4/15/2011 10:31:42 AM |
wealth-renaissance5 | $25.00 | 4/15/2011 11:58:21 AM |
OldFriend | $25.00 | 4/15/2011 3:51:59 PM |
dough-hammock | $50.00 | 4/15/2011 3:22:16 PM |
Madmigel | $34.58 | 4/15/2011 6:15:00 PM |
19vfwcinc89 | $36.91 | 4/15/2011 6:28:17 PM |
upbeat-finance8 | $50.00 | 4/15/2011 5:55:15 PM |
888GoldIngots | $50.00 | 4/15/2011 9:01:32 PM |
debt-system880 | $25.00 | 4/15/2011 10:26:27 PM |
best-phenomenal-treasure | $25.00 | 4/15/2011 8:11:49 PM |
ideal-platinum1 | $25.00 | 4/16/2011 5:19:41 AM |
mistertao | $25.00 | 4/16/2011 3:25:03 AM |
mikeandcat | $77.91 | 4/16/2011 6:38:26 AM |
velocity-solo | $25.00 | 4/16/2011 8:14:23 AM |
Ivan2007 | $44.68 | 4/16/2011 9:15:01 AM |
active-market | $50.00 | 4/16/2011 6:04:21 AM |
worldly-community3 | $50.00 | 4/16/2011 8:19:53 AM |
gatorsean2168 | $25.00 | 4/16/2011 11:40:07 AM |
JKKCapital | $25.00 | 4/16/2011 11:34:50 AM |
Zolton | $100.00 | 4/3/2011 12:04:26 PM |
atbright | $25.00 | 4/3/2011 12:05:29 PM |
thankful-nickel2 | $50.00 | 4/3/2011 2:07:46 PM |
r48 | $112.00 | 4/3/2011 12:56:17 PM |
Row2010 | $27.74 | 4/4/2011 9:28:22 AM |
DoctorJoe | $25.00 | 4/4/2011 3:46:39 AM |
grnii78 | $150.00 | 4/3/2011 12:03:19 PM |
MoneyForNothing | $38.64 | 4/3/2011 12:03:24 PM |
simplelender80 | $100.00 | 4/3/2011 12:04:57 PM |
patriot897 | $25.00 | 4/3/2011 12:24:52 PM |
supreme-hope | $25.00 | 4/3/2011 1:35:07 PM |
tntmojave | $28.84 | 4/4/2011 5:17:27 AM |
asset-fanatic | $25.00 | 4/4/2011 2:44:16 PM |
integrity-doctor | $100.00 | 4/4/2011 12:37:22 PM |
loanman2007 | $50.00 | 4/6/2011 11:14:08 AM |
selector568 | $200.00 | 4/6/2011 2:57:49 PM |
atlas100 | $50.00 | 4/8/2011 12:22:25 PM |
atlas100 | $50.00 | 4/8/2011 12:22:53 PM |
SecondChanceLendingSERV | $41.58 | 4/8/2011 4:45:03 PM |
five-star-justice | $25.00 | 4/9/2011 7:02:03 AM |
marwadi-62 | $300.00 | 4/9/2011 7:24:04 PM |
loyalty-sherpa | $25.00 | 4/11/2011 7:02:33 AM |
yield-seeker | $25.00 | 4/11/2011 8:37:13 AM |
StarshineXL | $1,000.00 | 4/11/2011 11:00:17 AM |
careful-moola3 | $100.00 | 4/11/2011 3:34:30 PM |
1stBankAndHal | $25.00 | 4/11/2011 5:52:01 PM |
Sol_Invictus | $25.00 | 4/11/2011 7:42:45 PM |
davez0r | $25.00 | 4/12/2011 2:08:13 AM |
Tradesmanlender | $25.00 | 4/12/2011 3:39:36 AM |
SiebirdLending | $25.00 | 4/12/2011 10:22:24 AM |
jpaulnyc | $50.00 | 4/12/2011 1:48:20 PM |
SC2TX | $200.00 | 4/12/2011 4:57:24 PM |
enthralling-deal180 | $50.00 | 4/13/2011 5:47:14 AM |
market-assembler | $50.00 | 4/13/2011 11:43:58 AM |
platinum-cargo | $25.71 | 4/13/2011 3:58:58 PM |
benefit-trident | $25.00 | 4/13/2011 5:11:32 PM |
market-pudding | $25.00 | 4/13/2011 8:06:16 PM |
vegaslender88 | $50.00 | 4/13/2011 11:27:12 PM |
richboy56 | $25.00 | 4/14/2011 8:42:50 AM |
cash-cymbal3 | $50.00 | 4/14/2011 11:10:20 AM |
LeoBUSIIT | $25.00 | 4/14/2011 11:33:45 AM |
loyalty-czar | $50.00 | 4/14/2011 2:22:00 PM |
MasterJin | $25.00 | 4/14/2011 12:12:37 PM |
syounker | $25.00 | 4/14/2011 5:34:03 PM |
jct_enterprises | $25.00 | 4/14/2011 6:51:51 PM |
sungbaek | $25.00 | 4/15/2011 1:44:29 AM |
brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:34 AM |
Alpha-AssistU | $25.00 | 4/15/2011 8:49:59 AM |
Artist_Blue | $25.00 | 4/15/2011 6:27:20 AM |
basejump0 | $25.00 | 4/15/2011 9:57:36 AM |
yennib | $50.00 | 4/15/2011 9:55:30 AM |
desertoasis | $40.00 | 4/15/2011 9:56:13 AM |
ThompsonCapital | $25.00 | 4/15/2011 2:06:12 PM |
divedude | $25.00 | 4/15/2011 2:11:12 PM |
friendly-moola0 | $300.00 | 4/15/2011 2:29:41 PM |
julijask | $30.00 | 4/15/2011 4:32:28 PM |
cash4less | $25.00 | 4/15/2011 4:43:22 PM |
treasure-bliss | $50.00 | 4/15/2011 5:28:16 PM |
yertle9 | $25.00 | 4/15/2011 6:49:54 PM |
brightest-lucrative-rate | $25.00 | 4/15/2011 7:36:03 PM |
myduck | $60.00 | 4/15/2011 7:49:40 PM |
rram | $25.00 | 4/15/2011 7:35:53 PM |
orange-preeminant-bill | $50.00 | 4/16/2011 4:41:54 AM |
Doug1043 | $25.00 | 4/16/2011 4:16:59 AM |
RuleOf70 | $31.00 | 4/16/2011 8:49:56 AM |
abundant-credit6 | $25.00 | 4/16/2011 6:35:26 AM |
credit-scout7 | $50.00 | 4/16/2011 7:18:29 AM |
srilm | $38.56 | 4/16/2011 8:40:15 AM |
palace2 | $49.55 | 4/16/2011 11:51:08 AM |
155 Investments
|
Borrower Payment Dependent Notes Series
499803
This series of Notes was issued and sold upon the funding of the borrower loan #48891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
7 | Length of status: | 29y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $602 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| chevyboyz |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
put us back on top
Purpose of loan: to pay off credit card bills.and to send my grandchildren to camp for the summer.
I am a good canidate for this loan... because I always pay my debts..once I have elimanated my credit cards I will be able to save money for my families future.
Monthly net income: $5500
Monthly expenses: $3300
Housing: $1300
Insurance: $250
Car expenses: $80
Utilities: $140
Phone, cable, internet: $140
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ingenious-deal6 | $25.00 | 3/29/2011 5:05:19 PM |
SolarMoonshine | $25.00 | 3/29/2011 6:31:12 PM |
suave-dime6 | $25.00 | 3/29/2011 5:04:15 PM |
erowis | $65.00 | 3/30/2011 9:15:09 AM |
golffish2 | $25.00 | 3/30/2011 5:04:00 AM |
BradP | $25.00 | 3/30/2011 6:36:55 PM |
frogperson | $100.00 | 3/31/2011 8:18:48 AM |
diplomatic-wealth7 | $25.00 | 4/1/2011 11:44:46 AM |
erowis | $55.00 | 4/2/2011 10:57:23 AM |
mcgovern2024 | $100.00 | 4/3/2011 10:41:13 PM |
thrifty-capital | $25.00 | 4/3/2011 9:16:40 PM |
loanman2007 | $125.00 | 4/4/2011 2:06:14 PM |
value-allocator1 | $100.00 | 4/4/2011 9:57:50 AM |
fortytwo | $100.00 | 4/5/2011 6:10:03 PM |
tigercat | $50.00 | 4/6/2011 4:41:02 PM |
Whipster | $50.00 | 4/7/2011 7:13:26 AM |
grammaspurse | $25.00 | 4/7/2011 1:39:41 PM |
credit-sycamore4 | $100.00 | 4/7/2011 2:13:44 PM |
havana111 | $25.00 | 4/7/2011 3:09:49 PM |
wwwUniversal | $25.00 | 4/7/2011 9:50:02 AM |
bountiful-durability | $50.00 | 4/7/2011 4:19:43 PM |
genuine-dime | $100.00 | 4/8/2011 4:50:27 AM |
Dubbs360 | $25.00 | 4/8/2011 1:15:40 PM |
leodaguy | $25.00 | 4/8/2011 4:29:21 PM |
jjswanso | $25.00 | 4/8/2011 5:43:13 PM |
ah-long | $25.00 | 4/9/2011 12:42:27 AM |
COCHINOBOY | $25.00 | 4/9/2011 2:39:40 AM |
zebra806 | $100.00 | 4/9/2011 3:46:54 AM |
nowits10 | $50.00 | 4/9/2011 5:02:18 AM |
flexible-duty3 | $30.00 | 4/9/2011 5:20:35 AM |
scappellee | $50.00 | 4/9/2011 4:55:59 AM |
enthusiastic-ore5 | $50.00 | 4/9/2011 4:56:43 AM |
Mocaba | $100.00 | 4/9/2011 6:11:45 AM |
benefit-trident | $25.00 | 4/9/2011 7:14:19 AM |
ITExec | $100.00 | 4/9/2011 6:31:27 AM |
FinanceEngine | $25.00 | 4/9/2011 7:31:53 AM |
vigilance-searcher | $25.00 | 4/9/2011 7:07:54 AM |
trumpeter5 | $34.00 | 4/9/2011 7:43:10 AM |
financial-frenzy | $50.00 | 4/9/2011 12:48:28 PM |
Tono | $50.00 | 4/9/2011 3:39:52 PM |
thankful-nickel2 | $25.00 | 4/9/2011 4:23:38 PM |
FirstBank | $50.00 | 4/9/2011 4:02:41 PM |
handy-justice | $50.00 | 4/9/2011 5:37:49 PM |
shrewd-income | $150.00 | 4/10/2011 8:59:26 AM |
Jazzy503 | $25.01 | 4/10/2011 1:21:18 PM |
VOID67 | $50.00 | 4/10/2011 12:41:59 PM |
sharp-trade0 | $25.00 | 4/10/2011 2:47:52 PM |
vest_vortex | $50.00 | 4/10/2011 6:30:29 PM |
handshake52 | $25.00 | 4/10/2011 8:01:05 PM |
Katburg | $25.00 | 4/11/2011 5:31:58 AM |
Wellman | $50.00 | 4/11/2011 6:07:14 AM |
grampy48 | $30.00 | 4/11/2011 2:26:44 PM |
wildsf | $50.00 | 4/11/2011 12:56:37 PM |
bmbanzai | $25.00 | 4/11/2011 2:03:22 PM |
the-bid-sorcerer | $50.00 | 4/11/2011 2:48:00 PM |
fair-interest6 | $25.00 | 4/11/2011 2:52:34 PM |
symbiosis | $50.00 | 4/11/2011 2:56:38 PM |
zone6 | $80.54 | 4/11/2011 2:43:39 PM |
IIP77 | $25.00 | 4/11/2011 2:47:03 PM |
Mariner3605 | $25.00 | 4/11/2011 4:14:02 PM |
Rider | $40.00 | 4/11/2011 5:10:27 PM |
turbolozano | $50.00 | 4/11/2011 9:08:44 PM |
otto1939 | $51.00 | 4/11/2011 7:55:44 PM |
reflective-rupee | $1,000.33 | 3/29/2011 5:13:28 PM |
worldly-money4 | $200.00 | 3/29/2011 5:04:28 PM |
top-courteous-peso | $50.00 | 3/30/2011 2:46:57 AM |
competent-p2p | $30.00 | 3/30/2011 8:46:46 AM |
SecondChanceLendingSERV | $25.00 | 3/30/2011 10:05:52 AM |
simplelender80 | $100.00 | 3/30/2011 2:11:13 PM |
BangBros | $333.46 | 3/31/2011 7:33:50 PM |
thelovebug | $100.00 | 4/1/2011 1:17:43 PM |
peso-aggregator | $25.00 | 4/3/2011 9:14:11 AM |
worthy-bid8 | $25.00 | 4/4/2011 3:32:45 PM |
well-mannered-income3 | $70.00 | 4/5/2011 4:02:35 PM |
w3alter | $100.00 | 4/6/2011 5:00:59 PM |
Tylerh | $100.00 | 4/6/2011 5:48:17 PM |
money-bauble | $50.00 | 4/7/2011 4:15:55 AM |
lagnisiruk | $25.00 | 4/7/2011 7:53:53 PM |
1willray | $25.00 | 4/8/2011 5:48:35 AM |
marketplace-meridian | $25.00 | 4/8/2011 6:32:44 AM |
asset-professor | $50.00 | 4/8/2011 12:18:37 PM |
mercuriant | $25.00 | 4/8/2011 1:38:50 PM |
patriot897 | $25.00 | 4/8/2011 2:58:12 PM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:32:42 PM |
orange-leverage-phoenix | $50.00 | 4/8/2011 5:43:43 PM |
economy-producer | $25.00 | 4/8/2011 10:08:05 PM |
finance-magma7 | $50.00 | 4/8/2011 10:53:30 PM |
bsmtloan | $200.00 | 4/9/2011 1:23:22 AM |
conceptpi | $50.00 | 4/9/2011 2:19:52 AM |
head | $25.00 | 4/9/2011 3:25:13 AM |
Bob450 | $25.00 | 4/9/2011 3:01:08 AM |
the-profit-oracle | $25.00 | 4/9/2011 3:37:00 AM |
loanman2007 | $100.00 | 4/9/2011 4:39:11 AM |
careful-note | $50.00 | 4/9/2011 4:37:41 AM |
Easystreet | $25.00 | 4/9/2011 5:38:11 AM |
investment-habanero8 | $100.00 | 4/9/2011 4:07:31 AM |
euro-spark | $100.00 | 4/9/2011 5:35:39 AM |
economy-popcorn | $25.00 | 4/9/2011 5:05:52 AM |
exciting-fairness | $200.00 | 4/9/2011 5:18:07 AM |
open-dough6 | $50.00 | 4/9/2011 6:51:34 AM |
courteous-note1 | $45.41 | 4/9/2011 7:34:17 AM |
loyalist1 | $100.00 | 4/9/2011 7:44:40 AM |
ethicalhumanist | $25.00 | 4/9/2011 9:39:51 AM |
Weaverville | $25.00 | 4/9/2011 10:41:32 AM |
VAGweilo | $50.00 | 4/9/2011 11:51:48 AM |
apostle901 | $25.00 | 4/9/2011 12:20:48 PM |
CoyoteJack | $50.00 | 4/9/2011 6:42:57 PM |
moola-wildebeest3 | $50.00 | 4/10/2011 5:27:02 AM |
dparkhom | $25.00 | 4/10/2011 7:47:14 AM |
kindness-hickory5 | $50.00 | 4/10/2011 7:54:22 AM |
intrepid-loot | $25.00 | 4/10/2011 7:12:47 AM |
red-power-pecan | $50.00 | 4/10/2011 4:02:49 PM |
lendsalot | $25.00 | 4/10/2011 8:42:41 PM |
important-openness1 | $50.00 | 4/10/2011 10:11:56 PM |
nerdfactor | $25.00 | 4/10/2011 10:34:18 PM |
Ocean713 | $50.00 | 4/11/2011 7:46:04 AM |
TeamRamRod | $31.50 | 4/11/2011 9:58:12 AM |
oreyedoc | $50.00 | 4/11/2011 10:32:58 AM |
bnlforever | $25.00 | 4/11/2011 9:59:08 AM |
indomitable-dedication | $50.00 | 4/11/2011 10:57:00 AM |
thoughtful-exchange8 | $50.00 | 4/11/2011 11:34:48 AM |
careful-moola3 | $100.00 | 4/11/2011 3:33:34 PM |
brightest-benjamins-onator | $100.00 | 4/11/2011 4:06:10 PM |
mpatrick | $25.00 | 4/11/2011 3:09:55 PM |
All_Wins | $25.00 | 4/11/2011 5:14:07 PM |
CACO_Lender | $25.00 | 4/11/2011 6:01:15 PM |
NYBIZ | $25.00 | 4/11/2011 5:34:27 PM |
Christophe | $50.00 | 4/11/2011 8:30:43 PM |
top-payout-fixer | $50.00 | 4/11/2011 7:01:45 PM |
BangBros | $53.75 | 4/11/2011 9:10:16 PM |
130 Investments
|
Borrower Payment Dependent Notes Series
501489
This series of Notes was issued and sold upon the funding of the borrower loan #48885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,478 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| happy-revenue |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
The purpose is to consolidate credit card debt and loans into a more manageable monthly payment.
My financial situation:
I have been employed as a Police Officer for over 22 years and make a good income. I have money invested in my pension and I have also recently become partners with Market America which will also generate residual income. While I can pay my bills as things are, it would be easier to have a lower monthly payment instead of paying
individual accounts. I intent on paying a loan off through Prosper as quickly as possible.
Monthly net income: $ 5400.00
Monthly expenses:
Housing: $2035.00
Insurance: $115.00
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $300.00
Food, entertainment: $700.00
Clothing, household expenses: $
Credit cards and other loans: $1200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I was in my previous house for 17 years which I sold last year. I just purchased this house in September 2010 for $286,500. I believe the balance on it is $276,500. I tried zillow.com to find the market value but was unsuccessful. I know that the previous owners of my current house had paid $316,000 for it 6 years ago, if that helps.
(Apr-09-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/9/2011 12:04:37 PM |
fantastic-wampum1 | $100.00 | 4/9/2011 12:11:27 PM |
ingenious-deal6 | $25.00 | 4/9/2011 12:08:15 PM |
Gibbyland | $50.00 | 4/11/2011 2:49:21 PM |
a-finance-nirvana | $25.00 | 4/12/2011 2:48:45 AM |
Kash2010lu | $25.00 | 4/12/2011 8:17:17 PM |
FL-Lender | $50.00 | 4/13/2011 7:53:50 PM |
thelovebug | $97.02 | 4/14/2011 2:36:59 AM |
Weaverville | $25.00 | 4/14/2011 7:31:25 PM |
frogperson | $100.00 | 4/15/2011 10:21:30 PM |
ursus | $50.00 | 4/18/2011 8:48:01 AM |
jjswanso | $50.00 | 4/19/2011 5:40:09 AM |
the-silver-blaster | $50.00 | 4/19/2011 9:55:12 AM |
open-minded-fund9 | $50.00 | 4/20/2011 1:38:00 AM |
Bill88 | $25.25 | 4/21/2011 1:19:06 PM |
mrsp2e | $25.00 | 4/21/2011 1:01:57 PM |
handy-justice | $50.00 | 4/21/2011 4:19:25 PM |
CA-Lender | $25.04 | 4/21/2011 3:18:45 PM |
reflective-rupee | $300.55 | 4/21/2011 4:15:25 PM |
money-baron-roth-IRA | $300.00 | 4/21/2011 4:53:35 PM |
1randyp | $499.50 | 4/22/2011 3:07:52 AM |
rockhound84 | $25.00 | 4/22/2011 4:31:19 AM |
itskarma | $25.00 | 4/22/2011 5:57:58 AM |
revenue-circuit1 | $25.00 | 4/22/2011 6:31:27 AM |
CatFunded | $25.00 | 4/22/2011 11:39:07 AM |
integrity-hawk | $50.00 | 4/22/2011 11:00:19 AM |
computer758 | $25.00 | 4/22/2011 11:31:04 AM |
NYCFinancier | $25.00 | 4/22/2011 11:50:15 AM |
wealth-fighter3 | $35.00 | 4/22/2011 12:18:41 PM |
integrity-doctor | $100.00 | 4/22/2011 1:49:38 PM |
brainy-repayment5 | $65.05 | 4/22/2011 2:30:15 PM |
HelpfulLender1 | $50.00 | 4/22/2011 3:41:18 PM |
gold-omatic | $100.00 | 4/22/2011 5:27:57 PM |
fund-javelin1 | $25.00 | 4/22/2011 6:04:03 PM |
glroark | $100.00 | 4/22/2011 7:56:03 PM |
symbiosis | $50.00 | 4/22/2011 6:17:23 PM |
CA-Lender | $25.00 | 4/22/2011 8:17:15 PM |
shalofin | $112.15 | 4/22/2011 6:32:37 PM |
silver-buckeye | $50.00 | 4/22/2011 6:41:24 PM |
emosspot | $25.00 | 4/22/2011 6:48:57 PM |
chrisb1414 | $25.00 | 4/22/2011 6:51:08 PM |
brandall | $100.00 | 4/22/2011 8:26:53 PM |
a-resplendent-commitment | $50.00 | 4/22/2011 8:39:46 PM |
finance-dandelion | $31.00 | 4/22/2011 7:53:11 PM |
new-ore-venture | $150.00 | 4/22/2011 8:23:23 PM |
jasonrun | $25.00 | 4/22/2011 10:09:32 PM |
platinum-scientist9 | $25.00 | 4/22/2011 10:13:35 PM |
matthewa | $25.00 | 4/22/2011 9:23:44 PM |
Num1Knicks | $25.00 | 4/22/2011 10:35:39 PM |
shrewd-income | $75.00 | 4/22/2011 10:53:13 PM |
resplendent-dollar | $50.00 | 4/23/2011 12:51:38 AM |
tech310 | $50.00 | 4/23/2011 4:08:18 AM |
Bob450 | $25.00 | 4/23/2011 4:01:27 AM |
treasure-bliss | $33.88 | 4/23/2011 4:48:08 AM |
113121 | $25.00 | 4/23/2011 4:27:45 AM |
the-profit-oracle | $25.00 | 4/23/2011 5:01:42 AM |
Chex | $200.00 | 4/23/2011 5:10:03 AM |
wonder3 | $25.00 | 4/23/2011 5:50:54 AM |
Swabjockey | $25.00 | 4/23/2011 5:30:07 AM |
flexible-duty3 | $25.00 | 4/23/2011 5:34:25 AM |
SPCLending | $25.00 | 4/23/2011 6:24:26 AM |
bmbanzai | $30.00 | 4/23/2011 6:27:41 AM |
TrustOne | $50.00 | 4/23/2011 7:04:05 AM |
ponch12 | $28.40 | 4/23/2011 7:28:44 AM |
hookUup | $27.40 | 4/23/2011 6:47:35 AM |
HardLender | $50.00 | 4/23/2011 7:55:24 AM |
tomaswk | $107.56 | 4/23/2011 7:12:09 AM |
janeybooboo | $100.00 | 4/23/2011 7:24:16 AM |
five-star-note | $75.00 | 4/23/2011 8:13:09 AM |
MARWARISETH | $25.00 | 4/23/2011 8:25:05 AM |
RyanM561 | $25.00 | 4/23/2011 7:57:24 AM |
Kyileo | $25.00 | 4/23/2011 8:05:49 AM |
ore-dojo | $50.00 | 4/23/2011 8:09:45 AM |
Loanstou | $40.75 | 4/23/2011 7:43:43 AM |
NYCFinancier | $25.00 | 4/23/2011 8:15:20 AM |
Socal | $54.16 | 4/23/2011 8:42:44 AM |
Badgworth | $50.00 | 4/23/2011 8:18:34 AM |
Leopoldine | $25.00 | 4/23/2011 9:00:46 AM |
shawnw2 | $25.00 | 4/23/2011 8:27:48 AM |
Cory79 | $30.89 | 4/23/2011 9:11:37 AM |
itskarma | $25.00 | 4/23/2011 8:55:30 AM |
108lender | $500.00 | 4/23/2011 9:39:10 AM |
momoney2lend | $100.00 | 4/23/2011 9:13:01 AM |
Tizzo27 | $60.00 | 4/23/2011 9:40:47 AM |
cfarther | $1,457.97 | 4/23/2011 9:57:42 AM |
Texas_lender | $25.00 | 4/23/2011 9:42:37 AM |
suave-dime6 | $25.00 | 4/9/2011 12:06:11 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:33 PM |
nerdfactor | $25.00 | 4/10/2011 10:40:09 PM |
Jack55304 | $185.00 | 4/17/2011 5:32:55 AM |
asiaratt | $50.00 | 4/19/2011 4:16:02 AM |
birddogsb | $50.00 | 4/19/2011 5:20:35 AM |
commerce-yeller | $50.00 | 4/19/2011 8:54:24 PM |
credit-sycamore4 | $50.00 | 4/19/2011 10:25:01 PM |
red-power-pecan | $50.00 | 4/20/2011 9:22:47 AM |
courteous-kindness1 | $25.00 | 4/20/2011 4:49:48 PM |
point-kitten6 | $100.00 | 4/20/2011 4:51:12 PM |
top-historic-peso | $25.00 | 4/20/2011 9:16:46 PM |
VJ_Financial | $100.00 | 4/21/2011 3:24:49 PM |
fighter122 | $50.00 | 4/21/2011 5:15:59 PM |
tnjohnso | $25.00 | 4/21/2011 5:18:21 PM |
dudebrah | $25.00 | 4/21/2011 6:50:23 PM |
competent-p2p | $60.00 | 4/21/2011 8:49:39 PM |
quickstep | $200.00 | 4/22/2011 3:20:13 AM |
patriot384 | $100.00 | 4/22/2011 6:24:47 AM |
Dubbs360 | $100.00 | 4/22/2011 8:19:26 AM |
silver-buckeye | $50.00 | 4/22/2011 9:08:41 AM |
Lam0nt | $84.39 | 4/22/2011 10:29:23 AM |
MJTimages_com | $50.00 | 4/22/2011 10:43:56 AM |
payout-bridge | $25.00 | 4/22/2011 11:18:08 AM |
profit-powerplant | $43.67 | 4/22/2011 10:40:27 AM |
Whitewater_Loans | $75.00 | 4/22/2011 11:58:25 AM |
Danylostefan | $25.00 | 4/22/2011 1:16:33 PM |
gentle-coin | $50.00 | 4/22/2011 2:44:29 PM |
PleaseDontDefault | $50.00 | 4/22/2011 1:37:29 PM |
nilonc1 | $25.00 | 4/22/2011 4:00:22 PM |
capital-halo1 | $1,000.00 | 4/22/2011 3:03:50 PM |
Railbird | $25.00 | 4/22/2011 5:10:23 PM |
reflective-rupee | $200.55 | 4/22/2011 5:18:38 PM |
farmn | $25.00 | 4/22/2011 5:03:59 PM |
natural-greenback6 | $25.00 | 4/22/2011 5:06:00 PM |
worth-dandelion | $100.00 | 4/22/2011 5:13:18 PM |
platinum-pear4 | $25.00 | 4/22/2011 5:44:26 PM |
kindness-launcher | $1,000.00 | 4/22/2011 7:20:54 PM |
dinero-fighter | $500.00 | 4/22/2011 6:13:48 PM |
first-restless-payout | $50.00 | 4/22/2011 8:19:17 PM |
gold-cluster | $100.00 | 4/22/2011 7:28:52 PM |
Pitufo | $100.00 | 4/22/2011 9:12:58 PM |
Binan | $25.00 | 4/22/2011 8:58:56 PM |
consummate-loyalty1 | $50.00 | 4/22/2011 9:59:30 PM |
kendallv | $50.00 | 4/22/2011 9:12:23 PM |
WakkaWakkaWakka | $32.22 | 4/22/2011 9:40:36 PM |
DasMula | $27.00 | 4/22/2011 11:05:07 PM |
sfmf | $25.00 | 4/22/2011 11:22:31 PM |
nybanker85 | $33.18 | 4/23/2011 2:41:58 AM |
rockhound84 | $25.00 | 4/23/2011 3:19:28 AM |
grampy48 | $30.00 | 4/23/2011 4:13:11 AM |
intrepid-loot | $25.00 | 4/23/2011 4:43:27 AM |
loanman2007 | $100.00 | 4/23/2011 5:00:44 AM |
interstellar | $50.00 | 4/23/2011 5:02:38 AM |
floridahelper | $50.00 | 4/23/2011 5:06:11 AM |
asset-professor | $50.00 | 4/23/2011 5:33:15 AM |
Kestrel | $25.00 | 4/23/2011 5:29:35 AM |
head | $40.00 | 4/23/2011 6:08:36 AM |
Bank42 | $50.00 | 4/23/2011 6:16:44 AM |
persistent-income2 | $25.00 | 4/23/2011 6:19:35 AM |
Rogesparkguy | $25.00 | 4/23/2011 6:47:17 AM |
red-favorable-basis | $25.00 | 4/23/2011 6:25:54 AM |
113121 | $250.00 | 4/23/2011 6:57:30 AM |
investment-comet | $25.00 | 4/23/2011 7:33:06 AM |
trustworthy-finance6 | $100.00 | 4/23/2011 7:20:15 AM |
blackstar | $25.00 | 4/23/2011 7:06:22 AM |
shrewd-income | $50.00 | 4/23/2011 7:07:53 AM |
CatFunded | $25.00 | 4/23/2011 7:17:06 AM |
Oakland | $50.00 | 4/23/2011 7:18:53 AM |
Byrd24 | $100.00 | 4/23/2011 7:51:55 AM |
Moe87 | $25.00 | 4/23/2011 8:25:34 AM |
Loanstou | $500.00 | 4/23/2011 7:48:09 AM |
fund-tom-tom6 | $110.13 | 4/23/2011 8:15:21 AM |
worldly-gold | $100.00 | 4/23/2011 7:53:54 AM |
mpatrick | $25.00 | 4/23/2011 8:47:23 AM |
fundenstein | $25.00 | 4/23/2011 8:18:28 AM |
flanative | $50.00 | 4/23/2011 8:59:26 AM |
musegaze | $150.00 | 4/23/2011 9:12:47 AM |
neutrino6 | $25.00 | 4/23/2011 9:19:01 AM |
shawnw2 | $200.00 | 4/23/2011 8:37:35 AM |
mckhbnpc | $26.29 | 4/23/2011 8:40:29 AM |
Socal | $40.00 | 4/23/2011 8:57:09 AM |
friendinmoney | $25.00 | 4/23/2011 9:02:04 AM |
DasMula | $27.00 | 4/23/2011 8:44:57 AM |
rysil | $70.00 | 4/23/2011 9:24:32 AM |
credit-observatory | $25.00 | 4/23/2011 8:53:05 AM |
diligent-kindness9 | $30.00 | 4/23/2011 8:54:41 AM |
prominence8 | $75.00 | 4/23/2011 9:28:59 AM |
well-mannered-income3 | $60.00 | 4/23/2011 9:56:42 AM |
macgeek | $25.00 | 4/23/2011 9:34:42 AM |
Nailman88 | $50.00 | 4/23/2011 9:42:38 AM |
177 Investments
|
Borrower Payment Dependent Notes Series
501553
This series of Notes was issued and sold upon the funding of the borrower loan #48853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $317.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $337 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-exuberant-worth |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Adoption
Purpose of loan:
This loan will be used to fund the addition of a child to our family. We are in the process of adoption and have competed all required paperwork.
My financial situation:
I am a good candidate for this loan because these payments are well within our ability to pay. My wife just took on a position of store manager for a gift shop to provide this opportunity for our family and I maintain a steady position in the US Army.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
quantumwellguy | $50.00 | 4/10/2011 12:02:12 PM |
organized-payment6 | $50.00 | 4/10/2011 12:07:04 PM |
BxRealtor | $25.00 | 4/10/2011 12:09:34 PM |
efficient-treasure0 | $25.00 | 4/10/2011 12:13:16 PM |
OmahaGuy | $100.00 | 4/10/2011 3:29:16 PM |
astute-fairness0 | $25.00 | 4/10/2011 5:58:11 PM |
PRGuyinVA | $25.00 | 4/10/2011 7:27:15 PM |
zone6 | $50.00 | 4/11/2011 2:40:41 PM |
simplelender80 | $100.00 | 4/11/2011 6:28:59 PM |
caring-hope2 | $100.00 | 4/11/2011 7:52:45 PM |
penny-finder | $50.00 | 4/12/2011 7:48:43 AM |
ingenious-order783 | $50.00 | 4/12/2011 4:49:25 PM |
yangdari | $100.00 | 4/12/2011 5:09:55 PM |
SCD | $25.00 | 4/12/2011 8:38:28 PM |
enthralling-deal180 | $50.00 | 4/13/2011 12:58:51 PM |
Buzzpoet | $50.00 | 4/13/2011 6:13:07 PM |
dime-smasher5 | $25.00 | 4/13/2011 9:28:58 PM |
worthy-bid8 | $50.00 | 4/14/2011 6:15:14 AM |
Weaverville | $50.00 | 4/14/2011 7:39:42 PM |
socal-lender | $25.00 | 4/15/2011 8:47:28 AM |
atbright | $25.00 | 4/15/2011 10:35:58 AM |
AFairDeal | $50.00 | 4/16/2011 7:35:20 AM |
Charmart | $25.00 | 4/16/2011 7:24:24 PM |
Peacepower | $50.00 | 4/16/2011 3:51:30 PM |
agbullet55443 | $150.00 | 4/16/2011 9:07:26 PM |
j2ee | $25.00 | 4/16/2011 5:01:57 PM |
djh47a | $25.00 | 4/19/2011 2:33:55 AM |
Tradesmanlender | $25.00 | 4/19/2011 12:25:05 PM |
Mariner3605 | $25.00 | 4/19/2011 4:53:43 PM |
balance-force | $25.00 | 4/19/2011 5:09:12 PM |
sharp-income2 | $25.00 | 4/19/2011 6:45:27 PM |
best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:46 PM |
sonnet771 | $50.00 | 4/20/2011 12:50:29 AM |
potatoepicker | $100.00 | 4/20/2011 4:35:44 PM |
patriot897 | $25.00 | 4/20/2011 11:29:15 PM |
arenangelchild | $50.00 | 4/21/2011 2:16:28 AM |
melodious-fairness | $26.65 | 4/21/2011 2:45:39 AM |
sharp-trade0 | $25.00 | 4/21/2011 8:15:57 AM |
California04 | $50.00 | 4/21/2011 8:15:49 AM |
John_Galt | $33.00 | 4/21/2011 9:30:32 AM |
loot-heart | $25.00 | 4/21/2011 4:18:39 PM |
MARSTUN | $50.00 | 4/22/2011 1:41:54 AM |
inforapenny | $50.00 | 4/22/2011 5:46:57 AM |
gogrannygo | $30.00 | 4/22/2011 7:14:51 AM |
silver-buckeye | $150.00 | 4/22/2011 4:32:33 PM |
saahilld | $25.00 | 4/22/2011 5:11:00 PM |
Eastern | $53.00 | 4/22/2011 4:39:45 PM |
a-exponential-hope | $25.00 | 4/22/2011 5:02:52 PM |
Ocean713 | $50.00 | 4/22/2011 5:27:45 PM |
worth-dandelion | $200.00 | 4/22/2011 5:06:15 PM |
ironman84 | $78.17 | 4/22/2011 5:13:05 PM |
bigphish | $50.00 | 4/22/2011 5:34:24 PM |
rmbot | $75.00 | 4/22/2011 5:27:48 PM |
Anny-Disco | $75.00 | 4/22/2011 5:31:07 PM |
handy-justice | $100.00 | 4/22/2011 6:37:44 PM |
emosspot | $25.00 | 4/22/2011 5:44:51 PM |
DannyPhantom | $100.00 | 4/22/2011 6:13:25 PM |
newest-finance-viola | $150.00 | 4/22/2011 8:19:26 PM |
5kids5 | $50.00 | 4/22/2011 8:20:05 PM |
adub1979 | $50.00 | 4/22/2011 7:38:02 PM |
well-rounded-investment | $25.00 | 4/22/2011 8:18:38 PM |
first-restless-payout | $50.00 | 4/22/2011 8:19:29 PM |
dealmaster | $258.48 | 4/22/2011 8:23:19 PM |
Havnfun | $50.00 | 4/22/2011 9:09:23 PM |
glimmering-credit4 | $30.00 | 4/22/2011 10:32:07 PM |
generous-deal6 | $50.00 | 4/23/2011 12:57:16 AM |
the-profit-oracle | $25.00 | 4/23/2011 4:48:25 AM |
gustavholstopus32 | $25.00 | 4/23/2011 5:25:48 AM |
ritwngr | $25.00 | 4/23/2011 5:49:23 AM |
herman7 | $25.00 | 4/23/2011 7:24:15 AM |
credible-durability | $25.00 | 4/23/2011 9:59:40 AM |
quad | $100.00 | 4/23/2011 10:39:28 AM |
Tlk2drew | $50.00 | 4/23/2011 1:59:37 PM |
IIP77 | $25.00 | 4/23/2011 1:58:23 PM |
syounker | $25.00 | 4/23/2011 1:58:39 PM |
RusRobo | $50.00 | 4/23/2011 2:22:03 PM |
GATrust | $50.00 | 4/23/2011 2:22:20 PM |
Erileb | $25.00 | 4/23/2011 2:22:28 PM |
alpinaut | $25.00 | 4/23/2011 2:24:22 PM |
Crisscross | $25.00 | 4/23/2011 2:20:43 PM |
credit-scout7 | $50.00 | 4/23/2011 2:24:54 PM |
deborahz | $25.00 | 4/23/2011 2:20:46 PM |
financial-frenzy | $50.00 | 4/23/2011 2:25:03 PM |
wise-bonus-honker | $25.00 | 4/23/2011 2:25:46 PM |
mike279766 | $33.00 | 4/23/2011 2:21:47 PM |
income-pillow | $50.00 | 4/23/2011 2:21:58 PM |
red-unequivocal-finance | $25.00 | 4/23/2011 2:21:50 PM |
helpinghand63 | $25.00 | 4/23/2011 2:27:51 PM |
downtownfarm | $25.00 | 4/23/2011 2:28:03 PM |
responsibility-cherry6 | $50.00 | 4/23/2011 2:22:30 PM |
jdrez | $25.00 | 4/23/2011 2:23:41 PM |
power-bluebird2 | $75.00 | 4/23/2011 2:24:16 PM |
Alpha-AssistU | $25.00 | 4/23/2011 2:29:37 PM |
bold-steady-peso | $50.00 | 4/23/2011 2:25:06 PM |
divedude | $25.00 | 4/23/2011 2:24:40 PM |
ideal-platinum1 | $25.00 | 4/23/2011 2:24:50 PM |
clean-greenback5 | $50.00 | 4/23/2011 2:25:20 PM |
bill-appraiser7 | $25.00 | 4/23/2011 2:25:15 PM |
macgeek | $25.00 | 4/23/2011 2:32:00 PM |
rangers94 | $25.00 | 4/23/2011 2:26:38 PM |
brightest-affluence-motivator | $50.00 | 4/23/2011 2:27:58 PM |
wwwUniversal | $25.00 | 4/23/2011 2:37:29 PM |
indomitable-coin | $25.00 | 4/10/2011 12:06:12 PM |
Zolton | $100.00 | 4/10/2011 12:08:46 PM |
diplomatic-wealth7 | $25.00 | 4/10/2011 12:15:08 PM |
reflective-rupee | $750.44 | 4/10/2011 12:59:13 PM |
currency-persimmon | $100.00 | 4/10/2011 6:00:58 PM |
competent-p2p | $75.00 | 4/11/2011 6:33:35 AM |
yield-seeker | $25.00 | 4/11/2011 10:17:06 AM |
finance-symphony7 | $25.00 | 4/11/2011 7:24:49 PM |
availableloan | $25.00 | 4/12/2011 6:41:51 PM |
RandyL3 | $25.00 | 4/13/2011 6:17:00 PM |
friendly-moola0 | $600.00 | 4/14/2011 9:20:46 AM |
reflective-dollar8 | $50.00 | 4/15/2011 10:01:59 AM |
bid-czar8 | $50.00 | 4/17/2011 5:47:28 PM |
ursus | $100.00 | 4/18/2011 8:59:58 AM |
MasterJin | $25.00 | 4/18/2011 1:19:21 PM |
p40thawk | $25.00 | 4/19/2011 12:24:54 PM |
selector568 | $50.00 | 4/19/2011 5:23:44 PM |
radforj22 | $25.00 | 4/20/2011 2:27:52 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:32:24 AM |
point-kitten6 | $100.00 | 4/20/2011 11:33:37 AM |
Hondo | $25.00 | 4/20/2011 1:21:19 PM |
bold-durability-drum | $50.00 | 4/20/2011 1:11:07 PM |
nnomura | $100.00 | 4/20/2011 8:30:25 PM |
LiveNow | $25.00 | 4/21/2011 5:05:21 AM |
ingenious-order783 | $25.00 | 4/21/2011 8:00:52 AM |
payment-freshmaker | $25.00 | 4/22/2011 8:35:47 AM |
brightest-income-hunter | $25.00 | 4/22/2011 1:48:57 PM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:44:43 PM |
duagne | $40.00 | 4/22/2011 4:32:04 PM |
theboat | $25.00 | 4/22/2011 5:27:50 PM |
celkram | $25.00 | 4/22/2011 5:27:54 PM |
Ripsaw4U | $50.00 | 4/22/2011 5:30:51 PM |
sympathetic-fund8 | $100.00 | 4/22/2011 6:50:17 PM |
marwadi-62 | $200.00 | 4/22/2011 7:10:57 PM |
supersarah61 | $50.00 | 4/22/2011 5:38:50 PM |
Gobsek | $25.00 | 4/22/2011 5:40:17 PM |
mlpinz | $126.42 | 4/22/2011 5:55:53 PM |
zippy-interest | $50.00 | 4/22/2011 6:39:36 PM |
bold-peaceful-silver | $50.00 | 4/22/2011 6:43:54 PM |
investorrr | $103.66 | 4/22/2011 8:09:14 PM |
Hybodant | $50.00 | 4/22/2011 8:18:24 PM |
brandall | $50.00 | 4/22/2011 8:23:43 PM |
spark548 | $54.00 | 4/22/2011 8:25:33 PM |
a-resplendent-commitment | $50.00 | 4/22/2011 8:38:35 PM |
best-ingenious-funds | $25.00 | 4/22/2011 11:30:10 PM |
peace-maximizer8 | $25.00 | 4/23/2011 5:40:04 AM |
MARWARISETH | $25.00 | 4/23/2011 8:41:21 AM |
grasscutter | $100.00 | 4/23/2011 12:29:19 PM |
powerful-finance7 | $25.00 | 4/23/2011 1:55:01 PM |
grampy48 | $25.00 | 4/23/2011 2:01:32 PM |
discrete-benjamins0 | $50.00 | 4/23/2011 2:22:15 PM |
golden-finance7 | $50.00 | 4/23/2011 2:22:27 PM |
gamp | $50.00 | 4/23/2011 2:22:38 PM |
PittsburghMark | $25.00 | 4/23/2011 2:22:50 PM |
understanding-affluence5 | $50.00 | 4/23/2011 2:24:12 PM |
abundant-credit6 | $25.00 | 4/23/2011 2:24:52 PM |
worldly-community3 | $50.00 | 4/23/2011 2:24:56 PM |
credit-investor5 | $50.00 | 4/23/2011 2:25:17 PM |
Flatfoot | $25.00 | 4/23/2011 2:20:59 PM |
wbahl | $25.00 | 4/23/2011 2:25:49 PM |
sams3227 | $50.00 | 4/23/2011 2:22:01 PM |
dignified-finance | $45.76 | 4/23/2011 2:21:34 PM |
BuckeyeGuy | $25.00 | 4/23/2011 2:22:10 PM |
Akkon | $25.00 | 4/23/2011 2:21:54 PM |
bluprntguy | $50.00 | 4/23/2011 2:24:09 PM |
compassionate-fairness6 | $25.00 | 4/23/2011 2:24:13 PM |
ladderskibum | $50.00 | 4/23/2011 2:24:07 PM |
JTCorp | $25.00 | 4/23/2011 2:29:32 PM |
OldFriend | $25.00 | 4/23/2011 2:24:58 PM |
comet55 | $25.00 | 4/23/2011 2:25:08 PM |
debt-system880 | $25.00 | 4/23/2011 2:24:47 PM |
gracej | $25.00 | 4/23/2011 2:25:18 PM |
currency-cigar4 | $75.00 | 4/23/2011 2:25:12 PM |
Steveoo1 | $25.00 | 4/23/2011 2:26:01 PM |
Lender0010 | $50.00 | 4/23/2011 2:26:25 PM |
ptjg | $50.00 | 4/23/2011 2:28:05 PM |
credit-kahuna | $25.00 | 4/23/2011 2:28:08 PM |
sungbaek | $25.00 | 4/23/2011 2:28:00 PM |
lostontheedge | $25.00 | 4/23/2011 2:29:34 PM |
saihu | $25.00 | 4/23/2011 2:31:10 PM |
Chauncey_Gardener | $50.00 | 4/23/2011 2:37:34 PM |
183 Investments
|
Borrower Payment Dependent Notes Series
501567
This series of Notes was issued and sold upon the funding of the borrower loan #48791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,520 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| blissful-return5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan, Bar equipment needed
Purpose of loan:
This loan will be used to open a bar
My financial situation:
I am a good candidate for this loan because I am very responsible, and I manage my money very well.
Monthly net income: $1700.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $225.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
lakegirl1963 has invested a total of
$50.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
Hey ready for the Grand Opening!!! You guy's have a tenative date yet? Soon as my transfer is complete I will be bidding!! It is going to be an awesome club! So glad you took my advice and tried funding here on Prosper! Good Luck Guys! - HARLEYRIDER1959
A:
It's suppose to be around the end of May! It's going to be great!
(Apr-13-2011)
Q:
Great!! So glad you sent me your listing! Prosper has helped me out with 2 loans over the years at my time of need! I will be helping you guy's out too! I will transfer money tommorow to bid! You have a great location, and knowing you I have NO fear! - lakegirl1963
A:
Thanks! I am really excited for this to start. It is going to be a lot of fun.
(Apr-15-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/11/2011 5:03:51 PM |
suave-dime6 | $25.00 | 4/11/2011 5:02:50 PM |
nerdfactor | $25.00 | 4/11/2011 5:08:30 PM |
reflective-rupee | $25.44 | 4/11/2011 5:25:38 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:23 PM |
2grindstones | $25.00 | 4/11/2011 5:44:30 PM |
fantastic-wampum1 | $100.00 | 4/14/2011 9:34:58 AM |
DUDICO2006 | $25.00 | 4/16/2011 6:42:06 AM |
mercuriant | $25.00 | 4/18/2011 10:11:32 AM |
ursus | $50.00 | 4/18/2011 8:48:45 AM |
thelovebug | $100.00 | 4/18/2011 4:57:27 PM |
liberty-injector | $30.00 | 4/19/2011 4:20:27 PM |
lakegirl1963 | $50.00 | 4/21/2011 2:44:47 PM |
asiaratt | $50.00 | 4/21/2011 5:19:30 PM |
money-fort | $25.00 | 4/22/2011 4:55:36 PM |
Bob450 | $25.00 | 4/23/2011 4:01:04 AM |
macgeek | $25.00 | 4/23/2011 9:34:55 AM |
DasMula | $27.00 | 4/23/2011 9:28:54 AM |
credit-sycamore4 | $100.00 | 4/23/2011 1:07:01 PM |
symbiosis | $50.00 | 4/23/2011 2:34:14 PM |
DSFinancial | $50.00 | 4/23/2011 2:30:47 PM |
Executive23 | $25.00 | 4/23/2011 2:36:24 PM |
handy-justice | $50.00 | 4/23/2011 2:34:29 PM |
money-bauble | $50.00 | 4/23/2011 2:34:27 PM |
Medic05 | $25.00 | 4/23/2011 2:39:21 PM |
daano15 | $25.00 | 4/23/2011 7:07:35 PM |
wise-skillful-benjamins | $25.00 | 4/23/2011 7:52:07 PM |
saffron4 | $34.30 | 4/23/2011 9:34:37 PM |
klend4 | $25.00 | 4/23/2011 10:19:35 PM |
sturdy-openness885 | $25.00 | 4/24/2011 12:04:14 AM |
balanced-balance6 | $25.00 | 4/24/2011 8:39:54 AM |
Bank_of_Smitty33 | $30.78 | 4/24/2011 10:52:18 AM |
fixing_financials | $25.00 | 4/24/2011 11:56:32 AM |
auction-seeker | $25.00 | 4/24/2011 12:06:04 PM |
gold-commander0 | $25.00 | 4/24/2011 1:24:41 PM |
rate-sceptre | $100.00 | 4/24/2011 12:53:07 PM |
GrooveBiz | $50.00 | 4/24/2011 12:54:05 PM |
capital-visionary | $25.00 | 4/24/2011 2:15:22 PM |
ingenious-deal6 | $25.00 | 4/11/2011 5:05:11 PM |
sharp-trade0 | $25.00 | 4/11/2011 5:09:36 PM |
favorite-commerce | $25.00 | 4/11/2011 7:40:10 PM |
zorg77 | $25.00 | 4/12/2011 4:43:03 AM |
capital_projects_investor | $25.00 | 4/13/2011 10:52:05 PM |
Weaverville | $25.00 | 4/14/2011 7:32:14 PM |
Jack55304 | $185.00 | 4/17/2011 5:33:40 AM |
Gibbyland | $100.00 | 4/19/2011 8:07:24 AM |
birddogsb | $50.00 | 4/20/2011 9:22:23 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:52 PM |
social-hunter5 | $25.00 | 4/21/2011 7:20:25 AM |
Easystreet | $25.00 | 4/22/2011 3:21:58 AM |
anton | $2,600.00 | 4/22/2011 4:50:51 PM |
worth-dandelion | $100.00 | 4/22/2011 5:13:34 PM |
jo2y | $25.00 | 4/23/2011 4:58:58 AM |
MARWARISETH | $25.00 | 4/23/2011 8:42:03 AM |
the-dollar-topper | $100.00 | 4/23/2011 11:20:40 AM |
valiant-money | $25.00 | 4/23/2011 11:31:20 AM |
red-power-pecan | $50.00 | 4/23/2011 1:06:56 PM |
IIP77 | $25.00 | 4/23/2011 2:30:14 PM |
MasterJin | $25.00 | 4/23/2011 2:36:12 PM |
tech310 | $50.00 | 4/23/2011 2:36:36 PM |
social-conductor4 | $25.00 | 4/23/2011 3:54:30 PM |
marketplace-meridian | $25.00 | 4/23/2011 4:29:55 PM |
maelstrom | $50.00 | 4/23/2011 4:59:16 PM |
drkosh | $25.00 | 4/23/2011 4:44:16 PM |
Aleut | $25.00 | 4/23/2011 6:14:17 PM |
missing-link | $25.00 | 4/23/2011 7:49:14 PM |
Comoparklender | $50.00 | 4/23/2011 8:14:29 PM |
CROBRUN | $50.00 | 4/24/2011 6:49:11 AM |
open-minded-p2p1 | $25.00 | 4/24/2011 9:26:45 AM |
compassion-paladin042 | $25.00 | 4/24/2011 1:34:06 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
501709
This series of Notes was issued and sold upon the funding of the borrower loan #48858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $142.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,443 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequaled-finance8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan: This loan will help me pay two credit cards with high interest
This loan will be used to... Eliminate my credit card balance
My financial situation: very good I got a stable job and just got a good raise for my hard work ands dedication
I am a good candidate for this loan because... I pay on time and I am always on top of my bills I will pay this loan before it is due. I am also a good candidate because I live with my parents and my expenses are very low because inam single and dont have any kids. I only pay 200 dollars in rent a month. Any questions just ask me and i will be more than happy to answer it ASAP thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
organized-payment6 | $50.00 | 4/11/2011 5:04:55 PM |
efficient-treasure0 | $25.00 | 4/11/2011 5:03:34 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:54 PM |
Zolton | $100.00 | 4/11/2011 5:05:46 PM |
indomitable-coin | $25.00 | 4/11/2011 5:04:34 PM |
simplelender80 | $100.00 | 4/11/2011 6:29:29 PM |
Cherrypicker | $50.00 | 4/13/2011 3:13:54 PM |
worthy-bid8 | $50.00 | 4/14/2011 6:15:44 AM |
yield-seeker | $25.00 | 4/14/2011 5:34:46 PM |
socal-lender | $25.00 | 4/15/2011 8:47:39 AM |
agbullet55443 | $150.00 | 4/16/2011 9:10:41 PM |
eCapital | $25.00 | 4/19/2011 4:44:39 PM |
enthralling-deal180 | $25.00 | 4/19/2011 5:56:46 PM |
p40thawk | $25.00 | 4/20/2011 3:59:42 PM |
Tradesmanlender | $25.00 | 4/20/2011 4:00:14 PM |
radforj22 | $25.00 | 4/21/2011 2:50:22 AM |
djh47a | $25.00 | 4/21/2011 2:50:35 AM |
Mariner3605 | $25.00 | 4/21/2011 12:38:01 PM |
ProjectVenture | $25.00 | 4/21/2011 6:24:39 PM |
ippoco | $25.00 | 4/22/2011 3:50:07 PM |
Hondo | $25.00 | 4/22/2011 5:29:22 PM |
marwadi-62 | $200.00 | 4/22/2011 7:12:16 PM |
generous-deal6 | $50.00 | 4/23/2011 12:57:41 AM |
crw1950 | $65.98 | 4/23/2011 3:56:07 AM |
payment-freshmaker | $25.00 | 4/23/2011 5:41:06 AM |
MARWARISETH | $25.00 | 4/23/2011 8:41:35 AM |
credible-durability | $25.00 | 4/23/2011 10:00:26 AM |
dhinckley | $28.10 | 4/23/2011 11:24:15 AM |
AustinAmerica | $25.00 | 4/23/2011 2:49:50 PM |
JGONZ13850 | $25.00 | 4/23/2011 4:16:50 PM |
betula | $25.00 | 4/23/2011 5:08:40 PM |
bonus-sensai825 | $25.00 | 4/23/2011 4:47:05 PM |
Aleut | $25.00 | 4/23/2011 6:14:42 PM |
surferracerskaterboy | $50.00 | 4/23/2011 6:06:41 PM |
VBAces | $50.00 | 4/23/2011 8:40:36 PM |
grampy48 | $30.00 | 4/24/2011 6:31:15 AM |
BxRealtor | $25.00 | 4/11/2011 5:09:18 PM |
caring-hope2 | $50.00 | 4/11/2011 8:00:33 PM |
currency-persimmon | $100.00 | 4/12/2011 4:07:59 AM |
cwegert | $25.00 | 4/12/2011 9:03:06 AM |
AFairDeal | $50.00 | 4/16/2011 7:35:47 AM |
Weaverville | $25.00 | 4/16/2011 4:49:38 PM |
RandyL3 | $25.00 | 4/16/2011 9:14:37 PM |
Planecourage | $44.96 | 4/17/2011 10:33:35 AM |
bid-czar8 | $50.00 | 4/17/2011 5:47:54 PM |
ursus | $100.00 | 4/18/2011 9:00:44 AM |
MasterJin | $25.00 | 4/18/2011 1:19:32 PM |
FinDoc | $25.00 | 4/19/2011 1:56:58 AM |
sharp-income2 | $25.00 | 4/19/2011 6:45:48 PM |
sonnet771 | $50.00 | 4/20/2011 12:50:55 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:33:12 AM |
point-kitten6 | $50.00 | 4/20/2011 3:57:46 PM |
patriot897 | $25.00 | 4/20/2011 11:29:31 PM |
atbright | $25.00 | 4/21/2011 12:36:13 PM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:45:00 PM |
saahilld | $25.00 | 4/22/2011 4:40:07 PM |
anton | $1,500.00 | 4/22/2011 4:37:45 PM |
worth-dandelion | $100.00 | 4/22/2011 5:11:30 PM |
wwwUniversal | $25.00 | 4/23/2011 5:02:06 AM |
principal-bull | $25.00 | 4/23/2011 7:23:34 AM |
ecn100 | $50.00 | 4/23/2011 8:31:51 AM |
toocautious | $76.63 | 4/23/2011 9:30:37 AM |
Palso | $50.00 | 4/23/2011 8:58:17 AM |
SamuelChee | $93.57 | 4/23/2011 9:28:30 AM |
sundaisybabie | $30.00 | 4/23/2011 11:43:54 AM |
best-phenomenal-treasure | $25.00 | 4/23/2011 2:24:44 PM |
beachfunder | $25.00 | 4/23/2011 4:13:03 PM |
drkosh | $25.00 | 4/23/2011 4:44:42 PM |
ChewyZ | $25.00 | 4/23/2011 5:45:07 PM |
authentic-peace7 | $25.00 | 4/23/2011 6:51:34 PM |
Reddy_Capital | $25.00 | 4/23/2011 9:56:19 PM |
MoneyForNothing | $5.76 | 4/24/2011 6:32:07 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
501749
This series of Notes was issued and sold upon the funding of the borrower loan #48838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $381.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,753 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brensdal |
Borrower's state:
| California |
Borrower's group:
| University of California at Santa Barbara Alumni |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 51 ( 94% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 3
( 6% )
| 720-739
(Sep-2010)
620-639
(Sep-2009)
580-599
(Jan-2008)
580-599
(Dec-2007)
|
Principal balance:
| $4,408.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Reduce Rate and Invest
Purpose of loan:
I will be using this loan to payoff existing Prosper loan and get a lower interest rate now that my credit score has improved to almost 740. The remaining dollars will be used for investing in Prosper and some minor home improvements to prepare for our first child due in September
My financial situation:
I have diligently paid off most debt and improved my credit score by over 100 points in the last year. I've been with the same company for almost 9 years and am paid an income of over $100K
Monthly net income: $8100(inc. spouse)
Monthly expenses: $7200
Housing: $4200
Insurance: $200
Car expenses: $900
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Hi, thanks for your question. 1 - Mortgage Bal. is $614K and 2 - The home appraised for $640K last year when we purchased it.
(Apr-12-2011)
Q:
Can you please explain the 3 delinquencies on your previous Prosper loans? - shawnw2
A:
Hi, thanks. Just to clarify, I work in the mortgage business and typically anything referred to as "delinquent" is a late payment by more than 30 days. I had 3 "late" payments on the previous Prosper loans, but nothing more than a couple of days. I don't keep much money in the account I use to pay the Proser loans and occasionally it has happened where I didn't have enough in the account but had funds to cover the payment in other accounts. These late payments were simply a timing issue.
(Apr-13-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
B-rad_the_Coug | $25.00 | 4/11/2011 5:02:20 PM |
investment-artist | $25.00 | 4/11/2011 5:03:41 PM |
jhouman | $25.00 | 4/11/2011 5:02:43 PM |
r48 | $48.00 | 4/11/2011 5:03:59 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:35 PM |
reflective-rupee | $500.44 | 4/11/2011 5:17:39 PM |
DoctorJoe | $25.00 | 4/12/2011 4:00:32 AM |
NekHoldings | $25.00 | 4/12/2011 5:24:54 AM |
golffish2 | $50.00 | 4/12/2011 4:00:34 AM |
mikeandcat | $50.00 | 4/12/2011 5:09:07 AM |
Mikale360 | $25.00 | 4/12/2011 6:57:04 AM |
hookUup | $25.78 | 4/12/2011 7:06:15 AM |
nickel-hickory | $25.00 | 4/13/2011 9:58:40 AM |
sweety075 | $25.00 | 4/13/2011 4:13:13 PM |
selector568 | $50.00 | 4/14/2011 2:32:34 AM |
888GoldIngots | $25.70 | 4/14/2011 9:45:15 AM |
fantastic-wampum1 | $100.00 | 4/15/2011 12:54:50 PM |
Bob450 | $25.00 | 4/15/2011 7:01:13 PM |
UCLA4life | $30.00 | 4/16/2011 2:51:10 AM |
ready-interest9 | $25.00 | 4/17/2011 7:14:26 AM |
mercuriant | $25.00 | 4/18/2011 2:14:54 PM |
five-star-note | $100.00 | 4/18/2011 3:37:02 PM |
thelovebug | $100.00 | 4/18/2011 5:26:37 PM |
Gibbyland | $100.00 | 4/19/2011 8:07:26 AM |
radiant-return | $150.00 | 4/19/2011 9:48:14 AM |
WeshaTheLeopard | $39.38 | 4/19/2011 4:56:29 PM |
Socorro_Capital_Partners | $25.00 | 4/20/2011 10:01:01 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:59 PM |
prudent-gain7 | $30.00 | 4/20/2011 4:34:12 PM |
birddogsb | $50.00 | 4/21/2011 5:19:32 PM |
geophreigh | $25.00 | 4/22/2011 7:16:58 AM |
minneapolismoney | $50.00 | 4/22/2011 9:36:24 AM |
houli123 | $250.00 | 4/22/2011 12:58:44 PM |
brightest-income-hunter | $50.00 | 4/22/2011 1:44:42 PM |
jjswanso | $50.00 | 4/22/2011 5:05:48 PM |
anton | $1,450.00 | 4/22/2011 4:19:50 PM |
top-historic-peso | $25.00 | 4/22/2011 5:35:44 PM |
asiaratt | $50.00 | 4/22/2011 5:35:32 PM |
patriot384 | $100.00 | 4/22/2011 6:53:17 PM |
verdiprr | $300.00 | 4/22/2011 8:41:54 PM |
1-HARD-HEAD | $25.00 | 4/23/2011 12:06:14 AM |
klend4 | $75.00 | 4/23/2011 6:04:57 AM |
janeybooboo | $100.00 | 4/23/2011 7:42:12 AM |
MARWARISETH | $25.00 | 4/23/2011 8:42:06 AM |
macgeek | $25.00 | 4/23/2011 9:34:57 AM |
benefit-flow | $60.00 | 4/23/2011 9:12:52 AM |
NPR65 | $43.00 | 4/23/2011 10:40:51 AM |
the-dollar-topper | $100.00 | 4/23/2011 11:20:46 AM |
ethicalhumanist | $50.00 | 4/23/2011 1:04:58 PM |
red-power-pecan | $50.00 | 4/23/2011 2:33:42 PM |
Medic05 | $25.00 | 4/23/2011 2:39:22 PM |
Gobsek | $25.00 | 4/23/2011 3:53:23 PM |
pitbullt | $25.00 | 4/23/2011 4:41:44 PM |
willinvest | $25.00 | 4/23/2011 4:52:25 PM |
maelstrom | $50.00 | 4/23/2011 4:59:21 PM |
mlj0671 | $25.00 | 4/23/2011 4:38:11 PM |
paul1 | $32.91 | 4/23/2011 4:42:47 PM |
surferracerskaterboy | $55.00 | 4/23/2011 6:08:43 PM |
rawsports | $50.00 | 4/23/2011 5:48:07 PM |
Aleut | $25.00 | 4/23/2011 6:14:20 PM |
shrewd-income | $125.00 | 4/23/2011 8:30:04 PM |
sturdy-openness885 | $25.00 | 4/24/2011 12:04:15 AM |
sunny-justice9 | $25.00 | 4/23/2011 11:22:33 PM |
grampy48 | $60.00 | 4/24/2011 6:19:59 AM |
Numbat77 | $25.00 | 4/24/2011 8:41:50 AM |
intrepid-loot | $25.00 | 4/24/2011 8:10:34 AM |
kindness-launcher | $635.02 | 4/24/2011 9:28:45 AM |
ingenious-deal6 | $25.00 | 4/11/2011 5:05:19 PM |
income-awakening6 | $25.00 | 4/11/2011 5:03:25 PM |
simplelender80 | $150.00 | 4/11/2011 5:04:08 PM |
nerdfactor | $25.00 | 4/11/2011 5:08:38 PM |
suave-dime6 | $25.00 | 4/11/2011 5:02:58 PM |
MoneyForNothing | $63.27 | 4/11/2011 5:13:17 PM |
DasMula | $60.00 | 4/11/2011 5:54:56 PM |
SolarMoonshine | $50.00 | 4/11/2011 6:40:40 PM |
erowis | $90.00 | 4/11/2011 8:31:53 PM |
SecondChanceLendingSERV | $25.00 | 4/12/2011 7:56:39 AM |
competent-p2p | $30.00 | 4/12/2011 8:05:36 AM |
LittleMingo | $25.00 | 4/12/2011 10:08:23 AM |
tolerant-dinero2 | $25.00 | 4/12/2011 11:03:15 AM |
return-grizzly | $100.00 | 4/12/2011 12:39:28 PM |
shawnw2 | $50.00 | 4/12/2011 5:04:56 PM |
thankful-nickel2 | $25.00 | 4/12/2011 5:15:01 PM |
brightest-dignified-penny | $25.00 | 4/12/2011 4:59:32 PM |
shawnw2 | $450.00 | 4/12/2011 8:39:48 PM |
felicity-daydream | $50.00 | 4/13/2011 6:50:34 PM |
Spiderman55 | $25.00 | 4/14/2011 8:32:02 AM |
Weaverville | $25.00 | 4/14/2011 7:32:27 PM |
lendstats_com | $500.00 | 4/15/2011 5:37:35 PM |
marwadi-62 | $350.00 | 4/15/2011 7:43:38 PM |
kendigme | $25.00 | 4/16/2011 7:02:06 AM |
handy-point5 | $25.00 | 4/16/2011 7:59:09 AM |
Jack55304 | $185.00 | 4/17/2011 5:33:45 AM |
kendigme | $40.50 | 4/18/2011 7:57:28 AM |
ursus | $50.00 | 4/18/2011 8:48:50 AM |
loanman2007 | $300.00 | 4/19/2011 5:13:25 AM |
commerce-yeller | $50.00 | 4/19/2011 8:54:27 PM |
newest-funds-powerplant | $25.00 | 4/20/2011 1:36:10 PM |
Bill88 | $30.00 | 4/20/2011 3:28:14 PM |
JustMee | $25.00 | 4/20/2011 9:00:59 PM |
bb575 | $50.00 | 4/20/2011 9:09:28 PM |
hellasow | $50.00 | 4/21/2011 12:28:57 PM |
palace2 | $300.00 | 4/21/2011 5:35:23 PM |
Easystreet | $25.00 | 4/22/2011 3:22:05 AM |
s270 | $25.00 | 4/22/2011 8:47:46 AM |
worth-dandelion | $100.00 | 4/22/2011 5:13:37 PM |
travels536 | $40.00 | 4/23/2011 9:38:50 AM |
DSFinancial | $50.00 | 4/23/2011 2:30:50 PM |
handy-justice | $50.00 | 4/23/2011 2:34:31 PM |
LittleMingo | $25.00 | 4/23/2011 3:22:38 PM |
Reddy_Capital | $36.00 | 4/23/2011 4:22:10 PM |
drkosh | $25.00 | 4/23/2011 4:44:19 PM |
Comoparklender | $50.00 | 4/23/2011 8:14:35 PM |
missing-link | $25.00 | 4/23/2011 7:49:15 PM |
philantist | $25.00 | 4/23/2011 9:44:38 PM |
CROBRUN | $50.00 | 4/24/2011 6:49:13 AM |
investment-cluster | $40.00 | 4/24/2011 6:15:29 AM |
Kennfusion | $100.00 | 4/24/2011 6:35:36 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
501769
This series of Notes was issued and sold upon the funding of the borrower loan #48852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,334.20 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $679.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,991 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverageasaurus-rex3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Dec-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Consolidating debt
Purpose of loan:
This loan will be used to consolidate all of my family's remaining credit card debt. I'm currently paying interest rates in the low teens, and this loan will significantly reduce my interest payments and allow me to save more money for the future.
My financial situation is stable, making me a low-risk candidate. I have a steady, very stable job as an IT executive with a company that has weathered the recession with steadily improving revenues and margins. In addition, I currently have more than enough money in the bank to pay off this loan immediately (if necessary), but I want to ensure that I have an adequate emergency fund, along with keeping my current investments (IRA, 401(k), mutual funds, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DukSerduk | $25.00 | 4/11/2011 5:02:29 PM |
MrDavid | $50.00 | 4/11/2011 5:03:16 PM |
logical-reward8 | $25.00 | 4/11/2011 5:02:33 PM |
meux99 | $25.00 | 4/11/2011 5:06:14 PM |
r48 | $32.00 | 4/11/2011 5:04:56 PM |
blot44 | $50.00 | 4/11/2011 5:06:36 PM |
ore-genius2 | $100.00 | 4/11/2011 5:09:06 PM |
reflective-rupee | $222.22 | 4/11/2011 5:16:40 PM |
subtle-revenue0 | $25.00 | 4/11/2011 8:28:21 PM |
value-microscope | $50.00 | 4/12/2011 2:38:10 AM |
monroemoney | $25.00 | 4/12/2011 1:59:53 AM |
MONEYLENDER101 | $100.00 | 4/12/2011 2:13:34 AM |
jayhawk1000 | $26.26 | 4/12/2011 2:18:37 AM |
bds9646 | $26.00 | 4/12/2011 2:22:57 AM |
unforgettable-order9 | $50.00 | 4/12/2011 3:36:49 AM |
cello1 | $25.00 | 4/12/2011 2:39:19 AM |
pragmatic-contract | $50.00 | 4/12/2011 3:34:12 AM |
axl163 | $25.00 | 4/12/2011 3:38:53 AM |
gojackgo | $50.00 | 4/12/2011 3:35:56 AM |
hookUup | $26.00 | 4/12/2011 5:22:46 PM |
thankful-nickel2 | $50.00 | 4/12/2011 5:17:11 PM |
p40thawk | $50.00 | 4/13/2011 7:53:48 AM |
kenji4861 | $25.00 | 4/14/2011 1:21:55 AM |
nosualcneas | $25.00 | 4/16/2011 3:54:59 PM |
community-pipeline | $50.00 | 4/18/2011 4:59:03 PM |
damage | $25.00 | 4/19/2011 8:25:36 AM |
fund-tom-tom6 | $25.00 | 4/19/2011 12:45:03 PM |
useful-currency | $25.00 | 4/20/2011 4:00:48 PM |
jescowa | $50.00 | 4/20/2011 4:13:00 PM |
ebusinessagent | $25.00 | 4/20/2011 5:42:43 PM |
efficient-treasure0 | $25.00 | 4/20/2011 5:54:05 PM |
lagnisiruk | $25.00 | 4/21/2011 12:37:29 PM |
donloah | $25.00 | 4/22/2011 11:08:48 AM |
casaram | $50.00 | 4/22/2011 5:40:52 PM |
systematic0 | $50.00 | 4/23/2011 12:39:55 AM |
mizount | $25.00 | 4/23/2011 2:56:59 AM |
wise-silver-wonder | $25.00 | 4/23/2011 5:00:07 AM |
point-solstice | $25.00 | 4/23/2011 5:34:16 AM |
shakespeare6 | $25.00 | 4/23/2011 7:56:30 AM |
jcrew007 | $25.00 | 4/23/2011 8:03:43 AM |
payout-detective7 | $25.00 | 4/23/2011 8:22:59 AM |
MARWARISETH | $25.00 | 4/23/2011 8:40:47 AM |
credible-durability | $50.00 | 4/23/2011 9:55:31 AM |
Johnab | $50.00 | 4/23/2011 10:39:33 AM |
UnclePockets | $25.00 | 4/23/2011 10:55:01 AM |
jsledge | $50.00 | 4/23/2011 11:46:56 AM |
Taxman44 | $25.00 | 4/23/2011 12:04:24 PM |
marwadi-62 | $200.00 | 4/23/2011 12:08:43 PM |
kc8fot | $50.00 | 4/23/2011 12:37:30 PM |
Elbanko | $30.00 | 4/23/2011 1:38:33 PM |
investment-comet | $25.00 | 4/23/2011 2:17:58 PM |
lucrative-coin | $150.00 | 4/23/2011 3:25:59 PM |
Reddy_Capital | $36.00 | 4/23/2011 3:39:14 PM |
drkosh | $100.00 | 4/23/2011 4:39:44 PM |
daano15 | $25.00 | 4/23/2011 5:00:42 PM |
best-generosity-financier | $25.00 | 4/23/2011 6:30:14 PM |
Aleut | $50.00 | 4/23/2011 6:04:39 PM |
nuclearmoose | $50.00 | 4/23/2011 6:13:53 PM |
Westerly | $50.00 | 4/23/2011 7:09:49 PM |
oldandcrafty | $50.00 | 4/23/2011 6:32:04 PM |
diplomatic-wealth7 | $25.00 | 4/23/2011 7:46:32 PM |
truth-image | $50.00 | 4/23/2011 7:29:21 PM |
sfmf | $40.00 | 4/23/2011 8:42:26 PM |
VBAces | $50.00 | 4/23/2011 8:40:14 PM |
IIP77 | $25.00 | 4/24/2011 1:12:12 AM |
Floridagirl | $142.90 | 4/24/2011 5:10:09 AM |
panegryst | $100.00 | 4/24/2011 7:52:32 AM |
economy-popcorn | $25.00 | 4/24/2011 6:55:18 AM |
Pakse | $25.00 | 4/24/2011 8:01:53 AM |
ets2011 | $25.00 | 4/24/2011 7:28:07 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:32:23 AM |
BigBroJake | $40.00 | 4/24/2011 8:44:29 AM |
heerzaquestion | $100.00 | 4/24/2011 8:40:46 AM |
luckyldy | $50.00 | 4/24/2011 10:14:54 AM |
StarshineXL | $500.00 | 4/24/2011 11:26:38 AM |
money-baron-roth-IRA | $25.00 | 4/24/2011 11:11:28 AM |
mrkb80 | $50.00 | 4/24/2011 11:49:27 AM |
sunny-truth6 | $25.00 | 4/24/2011 11:49:45 AM |
YesMoney | $25.00 | 4/24/2011 11:58:31 AM |
heerzaquestion | $80.00 | 4/24/2011 11:22:19 AM |
windfall46 | $25.00 | 4/24/2011 12:31:16 PM |
georgedorn | $50.00 | 4/24/2011 1:39:19 PM |
natural-greenback6 | $25.00 | 4/24/2011 2:02:48 PM |
bobbyoderek | $100.00 | 4/24/2011 2:59:57 PM |
HumRaahee | $100.00 | 4/24/2011 3:34:28 PM |
supersarah61 | $77.43 | 4/24/2011 3:13:08 PM |
mad-scientist0 | $200.00 | 4/24/2011 3:09:26 PM |
Lith | $300.00 | 4/24/2011 3:12:49 PM |
pmandel | $50.00 | 4/24/2011 5:47:23 PM |
Kyjamune | $25.10 | 4/24/2011 8:44:25 PM |
pbeach05 | $25.00 | 4/24/2011 9:14:18 PM |
eighttone | $25.00 | 4/25/2011 5:19:23 AM |
commerce-broker | $100.00 | 4/25/2011 3:33:08 AM |
MO_Investor | $25.00 | 4/25/2011 6:00:30 AM |
goodkarma | $50.00 | 4/25/2011 8:34:16 AM |
attractive-asset | $51.80 | 4/25/2011 9:09:07 AM |
adhawan325 | $25.00 | 4/25/2011 9:34:58 AM |
jtrue71 | $25.00 | 4/25/2011 10:34:40 AM |
GradStudent34 | $34.48 | 4/25/2011 12:04:40 PM |
Kattosha | $25.00 | 4/25/2011 9:34:29 AM |
rakstar | $50.00 | 4/25/2011 12:33:05 PM |
cassperr | $25.00 | 4/25/2011 1:31:07 PM |
georgedorn | $100.00 | 4/25/2011 3:56:59 PM |
serene-truth2 | $50.00 | 4/11/2011 5:05:40 PM |
minista | $25.00 | 4/11/2011 5:06:46 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:13 PM |
indomitable-coin | $50.00 | 4/11/2011 5:04:25 PM |
dtrain5 | $25.00 | 4/11/2011 5:06:53 PM |
sparky1129 | $45.00 | 4/11/2011 5:09:11 PM |
socal-lender | $25.00 | 4/11/2011 5:09:52 PM |
DavenportCapital | $25.00 | 4/12/2011 1:58:26 AM |
JGB | $100.00 | 4/12/2011 2:28:18 AM |
restless-balance9 | $50.00 | 4/12/2011 3:22:23 AM |
samo102us | $25.00 | 4/12/2011 3:36:44 AM |
bonus-cougar | $25.00 | 4/12/2011 3:33:39 AM |
worthy-bid8 | $100.00 | 4/12/2011 3:39:03 AM |
iolaire | $25.00 | 4/12/2011 3:35:09 AM |
kyomoon | $50.00 | 4/12/2011 3:37:14 AM |
sharp-income2 | $25.00 | 4/12/2011 10:32:36 AM |
bill-appraiser7 | $25.00 | 4/12/2011 2:43:13 PM |
hookUup | $50.72 | 4/12/2011 5:10:56 PM |
hookUup | $25.00 | 4/12/2011 5:22:28 PM |
MasterJin | $25.00 | 4/14/2011 12:07:10 PM |
Weaverville | $100.00 | 4/14/2011 7:27:18 PM |
JJ9876 | $50.00 | 4/15/2011 10:04:57 AM |
selector568 | $200.00 | 4/16/2011 4:25:13 AM |
Havana21 | $200.00 | 4/16/2011 2:40:08 PM |
fcrick | $25.00 | 4/16/2011 5:04:50 PM |
worthy-value1 | $50.00 | 4/17/2011 5:39:42 PM |
srgriff | $25.00 | 4/17/2011 6:29:37 PM |
ytjameslee | $36.29 | 4/19/2011 2:12:09 AM |
jeffpac | $50.00 | 4/19/2011 7:05:05 AM |
compoundinterest | $50.00 | 4/19/2011 8:04:11 AM |
Steveoo1 | $50.00 | 4/19/2011 11:50:48 AM |
jazz619 | $25.00 | 4/19/2011 11:51:15 AM |
mrpowers5531 | $25.00 | 4/19/2011 11:51:27 AM |
balanced-rupee | $100.00 | 4/19/2011 6:30:21 PM |
payment-pursuit3 | $50.00 | 4/20/2011 9:34:53 AM |
djh47a | $25.00 | 4/20/2011 4:18:24 PM |
bb575 | $50.00 | 4/20/2011 9:09:28 PM |
radforj22 | $50.00 | 4/21/2011 2:47:14 AM |
the-dollar-topper | $100.00 | 4/21/2011 12:37:27 PM |
BaxterEvil | $25.00 | 4/21/2011 12:37:23 PM |
panegryst | $50.00 | 4/21/2011 10:51:19 AM |
ZeoInvestments | $25.00 | 4/21/2011 12:37:17 PM |
manugee | $50.00 | 4/21/2011 4:15:50 PM |
Carpetkid | $50.00 | 4/21/2011 5:56:40 PM |
emo13 | $50.00 | 4/22/2011 3:16:35 AM |
bvzm | $50.00 | 4/22/2011 6:47:14 AM |
efficient-marketplace | $50.00 | 4/22/2011 12:49:25 PM |
kind-adventurous-finance | $50.00 | 4/22/2011 4:29:57 PM |
a-exponential-hope | $25.00 | 4/22/2011 4:55:19 PM |
kevinchu | $25.00 | 4/22/2011 10:56:51 PM |
a-responsible-return | $50.00 | 4/23/2011 5:06:57 AM |
floridahelper | $200.00 | 4/23/2011 5:19:47 AM |
inforapenny | $50.00 | 4/23/2011 5:49:32 AM |
Swabjockey | $25.00 | 4/23/2011 5:30:56 AM |
friendly-market5 | $50.00 | 4/23/2011 5:36:15 AM |
emosspot | $25.00 | 4/23/2011 6:07:03 AM |
Bank42 | $50.00 | 4/23/2011 6:22:59 AM |
Whitewater_Loans | $100.00 | 4/23/2011 7:48:32 AM |
mistertao | $50.00 | 4/23/2011 7:51:58 AM |
availableloan | $25.00 | 4/23/2011 7:30:21 AM |
MARWARISETH | $25.00 | 4/23/2011 8:41:04 AM |
pjl | $25.00 | 4/23/2011 8:35:00 AM |
Richmp412 | $25.00 | 4/23/2011 8:52:13 AM |
travels536 | $25.00 | 4/23/2011 9:39:50 AM |
cfarther | $100.00 | 4/23/2011 9:52:17 AM |
sincere-balance | $35.00 | 4/23/2011 10:13:49 AM |
speyer | $50.00 | 4/23/2011 9:59:05 AM |
best-inspiring-deal | $25.00 | 4/23/2011 10:33:45 AM |
Octavian315 | $35.00 | 4/23/2011 10:37:49 AM |
indomitable-coin | $250.00 | 4/23/2011 12:02:53 PM |
Trondheim_Norway | $240.38 | 4/23/2011 12:03:13 PM |
BankingFamily | $25.00 | 4/23/2011 1:08:45 PM |
objective-investor | $475.00 | 4/23/2011 2:15:27 PM |
blooming-market | $25.00 | 4/23/2011 2:36:51 PM |
p2p-eagle9 | $25.00 | 4/23/2011 3:16:31 PM |
jaesposito | $25.00 | 4/23/2011 4:17:09 PM |
neutrino6 | $25.00 | 4/23/2011 5:31:07 PM |
capital-blueberry | $25.00 | 4/23/2011 6:00:58 PM |
gracej | $25.00 | 4/23/2011 7:55:41 PM |
important-openness1 | $80.00 | 4/23/2011 9:26:00 PM |
peso-mate | $50.00 | 4/23/2011 11:29:14 PM |
inphri | $5,000.00 | 4/23/2011 9:37:54 PM |
jasperpants | $25.00 | 4/24/2011 6:14:24 AM |
foldingbenny2 | $150.00 | 4/24/2011 6:37:36 AM |
potatoepicker | $100.00 | 4/24/2011 6:38:03 AM |
cbivitz | $400.00 | 4/24/2011 7:36:56 AM |
currency-persimmon | $100.00 | 4/24/2011 8:33:09 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:23:30 AM |
income-awakening6 | $25.00 | 4/24/2011 8:53:09 AM |
saysana | $25.00 | 4/24/2011 9:44:14 AM |
open-minded-p2p1 | $25.00 | 4/24/2011 9:16:20 AM |
haryassman | $25.00 | 4/24/2011 10:59:28 AM |
jc33148 | $150.00 | 4/24/2011 9:54:26 AM |
sunny-truth6 | $25.00 | 4/24/2011 11:49:37 AM |
cloud8 | $250.00 | 4/24/2011 11:36:08 AM |
MM1207 | $25.00 | 4/24/2011 12:01:34 PM |
payment-halo | $25.00 | 4/24/2011 10:37:24 AM |
baseballfan111 | $50.00 | 4/24/2011 12:52:26 PM |
inventive-wealth2 | $25.00 | 4/24/2011 12:52:46 PM |
Gibbyland | $100.00 | 4/24/2011 1:00:00 PM |
compassion-paladin042 | $25.00 | 4/24/2011 1:33:39 PM |
Rysterola82 | $50.00 | 4/24/2011 1:39:34 PM |
saga9 | $25.00 | 4/24/2011 1:40:30 PM |
loney_mender | $50.00 | 4/24/2011 3:23:20 PM |
fair_rates | $25.00 | 4/24/2011 3:29:05 PM |
Marty_W_Cordova | $4,605.62 | 4/24/2011 3:27:28 PM |
antlr | $50.00 | 4/24/2011 4:39:18 PM |
fallentimbers | $25.00 | 4/24/2011 6:25:03 PM |
slimof37 | $50.00 | 4/24/2011 7:37:32 PM |
Little_Helper | $25.00 | 4/24/2011 9:34:24 PM |
beachbum22 | $25.00 | 4/25/2011 5:44:20 AM |
orange-lovely-return | $50.00 | 4/25/2011 7:45:21 AM |
cognizant-responsibility9 | $25.00 | 4/25/2011 7:59:45 AM |
thryn | $25.00 | 4/25/2011 9:15:54 AM |
antomi | $50.00 | 4/25/2011 12:32:11 PM |
tbati | $25.00 | 4/25/2011 4:09:09 PM |
C_Mark | $200.00 | 4/25/2011 4:13:25 PM |
220 Investments
|
Borrower Payment Dependent Notes Series
502039
This series of Notes was issued and sold upon the funding of the borrower loan #48815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $173.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 24% |
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,563 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| ceasar649 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My first home.
Purpose of loan:
This loan will be used as a down payment on my first home.
My financial situation:
I am a good candidate for this loan because I am very responsible with my bills. I pay everything on time an always try to pay over the minimum amount.
Monthly net income: $3500
Monthly expenses: $
Housing: $925
Insurance: $100
Car expenses: $0
Utilities: $70-120
Phone, cable, internet: $160
Food, entertainment: $200-250
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 4/16/2011 12:08:26 PM |
diplomatic-wealth7 | $25.00 | 4/16/2011 12:10:54 PM |
vine99 | $55.57 | 4/16/2011 12:04:12 PM |
SOP_Bank | $25.00 | 4/17/2011 6:33:58 AM |
BxRealtor | $25.00 | 4/19/2011 6:14:47 PM |
christifa | $33.66 | 4/19/2011 7:27:57 PM |
selector568 | $219.11 | 4/20/2011 2:19:44 AM |
DasMula | $27.00 | 4/20/2011 1:53:19 PM |
reflective-rupee | $222.22 | 4/20/2011 5:01:57 PM |
terrific-return | $25.00 | 4/20/2011 4:59:25 PM |
LiveNow | $25.00 | 4/21/2011 5:05:13 AM |
RandyL3 | $25.00 | 4/21/2011 2:59:14 PM |
FinDoc | $25.00 | 4/21/2011 2:59:05 PM |
StarshineXL | $250.00 | 4/22/2011 12:30:29 AM |
ippoco | $25.00 | 4/22/2011 3:50:04 PM |
indomitable-coin | $25.00 | 4/22/2011 7:15:59 PM |
DannyPhantom | $50.00 | 4/22/2011 6:11:08 PM |
a-resplendent-commitment | $50.00 | 4/22/2011 8:43:36 PM |
myworld701 | $25.00 | 4/23/2011 3:58:58 AM |
Techne_Funds_LLC | $25.00 | 4/23/2011 7:27:33 AM |
Sol_Invictus | $25.00 | 4/23/2011 7:28:06 AM |
klend4 | $25.00 | 4/24/2011 7:04:40 AM |
derbier122x | $30.00 | 4/24/2011 5:05:38 PM |
compassionate-dime0 | $50.00 | 4/24/2011 6:13:32 PM |
enthralling-investment | $86.35 | 4/25/2011 4:58:49 AM |
georgedorn | $25.00 | 4/25/2011 3:52:42 PM |
natural-trade7 | $100.00 | 4/25/2011 4:26:29 PM |
loss-of-control | $100.00 | 4/25/2011 5:28:12 PM |
ethicalhumanist | $50.00 | 4/25/2011 6:03:35 PM |
ursus | $100.00 | 4/25/2011 6:55:24 PM |
efficient-treasure0 | $25.00 | 4/25/2011 6:52:50 PM |
Zolton | $100.00 | 4/16/2011 12:08:45 PM |
organized-payment6 | $50.00 | 4/16/2011 12:09:38 PM |
SimpleChoice | $25.00 | 4/17/2011 8:50:52 AM |
Spiderman55 | $25.00 | 4/18/2011 7:41:44 AM |
Weaverville | $50.00 | 4/19/2011 6:39:37 PM |
sonnet771 | $50.00 | 4/20/2011 11:55:42 AM |
Peterman | $25.00 | 4/20/2011 1:13:17 PM |
market-happiness7 | $25.00 | 4/21/2011 12:41:41 AM |
palace2 | $400.00 | 4/21/2011 5:32:22 AM |
money-banker867 | $100.00 | 4/22/2011 12:27:44 PM |
auction-sitar | $100.00 | 4/22/2011 11:36:23 AM |
tomdooley12520 | $25.00 | 4/22/2011 3:21:26 PM |
proton346 | $25.00 | 4/23/2011 6:08:44 PM |
tranquil-diversification8 | $50.00 | 4/23/2011 8:59:41 PM |
Gibbyland | $100.00 | 4/24/2011 1:19:23 PM |
JustMee | $25.00 | 4/24/2011 3:14:04 PM |
marwadi-62 | $100.00 | 4/24/2011 3:20:10 PM |
versatile-return3 | $75.00 | 4/24/2011 8:37:42 PM |
ore-frontier | $50.00 | 4/24/2011 9:25:48 PM |
kind-value-pouch | $70.00 | 4/25/2011 3:17:56 AM |
thankful-nickel2 | $25.00 | 4/25/2011 10:33:46 AM |
reflective-rupee | $800.33 | 4/25/2011 4:29:37 PM |
Tastas | $50.00 | 4/25/2011 4:41:27 PM |
auctionator1 | $25.00 | 4/25/2011 4:45:16 PM |
Eric_Gagne | $50.00 | 4/25/2011 6:03:28 PM |
Wishmaker | $100.00 | 4/25/2011 7:37:29 PM |
Astyanax | $80.76 | 4/25/2011 7:48:42 PM |
understanding-treasure1 | $500.00 | 4/25/2011 7:41:14 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
502269
This series of Notes was issued and sold upon the funding of the borrower loan #48841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $60 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Shirts |
Borrower's state:
| Minnesota |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Make Prosper Loans- Win, Win!
Purpose of loan:
This loan will be used to make loans to other Prosper borrowers.
My financial situation:
I am borrowing on a 5 year amortization and will be making loans to be repayed over 3 years. Therefore, it will be a self funding loan with the inflows exceeding my loan payments. Hopefully, also at a higher interest rate.
I have eliminated all of my credit card debt and most of my secured debts. I make more than $100,000 per year and have very strong cash flow.
Planned savings
$22,000 401k,
$6,000 Roth IRA,
$6,000 HSA,
$3,000 brokerage
Monthly net income: $8,000
Monthly expenses: $3,395
Child support- $1,200 until June 2012
Housing: $535
Insurance: $400 Life, Disability
Car expenses: $250
Utilities: $0
Phone, cable, internet: $135
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
suave-dime6 | $25.00 | 4/18/2011 5:14:46 PM |
ingenious-deal6 | $25.00 | 4/18/2011 5:11:47 PM |
diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:13 PM |
commerce-yeller | $50.00 | 4/20/2011 12:24:55 AM |
Weaverville | $25.00 | 4/20/2011 1:53:44 AM |
lenderrn | $25.00 | 4/20/2011 8:36:33 PM |
tomaswk | $86.60 | 4/20/2011 6:33:49 PM |
gpuck | $25.00 | 4/21/2011 5:48:05 PM |
JGuide | $25.08 | 4/21/2011 5:43:51 PM |
Huck007 | $50.00 | 4/22/2011 10:56:42 AM |
brightest-dignified-penny | $25.00 | 4/22/2011 1:21:30 PM |
SecondChanceLendingSERV | $25.00 | 4/22/2011 5:11:01 PM |
setUup | $27.40 | 4/23/2011 12:53:37 PM |
zone6 | $100.00 | 4/23/2011 2:07:50 PM |
Huck007 | $50.00 | 4/23/2011 4:06:15 PM |
340 | $77.58 | 4/23/2011 5:54:44 PM |
CA-Lender | $50.04 | 4/23/2011 6:58:53 PM |
money-baron-roth-IRA | $300.00 | 4/23/2011 7:11:33 PM |
credit-elation1 | $25.00 | 4/23/2011 8:41:23 PM |
doubls | $42.91 | 4/23/2011 8:50:49 PM |
important-openness1 | $80.00 | 4/23/2011 9:31:38 PM |
dudebrah | $25.00 | 4/24/2011 12:31:09 AM |
IIP77 | $25.00 | 4/24/2011 1:13:49 AM |
Pitufo | $25.00 | 4/24/2011 6:58:34 AM |
credit-coach118 | $25.00 | 4/24/2011 7:39:26 AM |
haryassman | $25.00 | 4/24/2011 11:02:52 AM |
wealth-renaissance5 | $25.00 | 4/24/2011 10:46:42 AM |
Iceman1347 | $25.00 | 4/24/2011 9:50:43 AM |
Keeping-The-Peace | $250.00 | 4/24/2011 11:45:08 AM |
fixing_financials | $25.00 | 4/24/2011 11:52:22 AM |
investment-comet | $25.00 | 4/24/2011 11:52:46 AM |
Gibbyland | $100.00 | 4/24/2011 1:05:24 PM |
inventive-wealth2 | $25.00 | 4/24/2011 12:54:41 PM |
compassion-paladin042 | $25.00 | 4/24/2011 1:32:54 PM |
simplelender80 | $100.00 | 4/24/2011 12:53:43 PM |
alaskanbearcub | $25.00 | 4/24/2011 1:24:21 PM |
kri8iv | $27.04 | 4/24/2011 1:05:08 PM |
nickel-hickory | $100.00 | 4/24/2011 2:37:29 PM |
sweetlan | $25.04 | 4/24/2011 1:28:59 PM |
Lith | $50.00 | 4/24/2011 3:05:06 PM |
nickel-hickory | $100.00 | 4/24/2011 2:38:02 PM |
lendstats_com | $200.00 | 4/24/2011 3:43:26 PM |
interstellar | $50.00 | 4/24/2011 3:14:04 PM |
crippledcircus | $37.50 | 4/24/2011 3:48:46 PM |
supersarah61 | $50.00 | 4/24/2011 3:16:59 PM |
TigerForce | $125.43 | 4/24/2011 4:43:57 PM |
JGuide | $25.08 | 4/24/2011 4:17:06 PM |
money-baron-roth-IRA | $175.00 | 4/24/2011 4:22:25 PM |
BangBros | $150.00 | 4/24/2011 5:13:31 PM |
well-mannered-income3 | $50.00 | 4/24/2011 5:19:00 PM |
asset-control2 | $100.00 | 4/24/2011 4:46:16 PM |
JGuide | $25.00 | 4/24/2011 4:15:11 PM |
well-mannered-truth3 | $25.00 | 4/24/2011 5:23:42 PM |
Jazzy503 | $25.01 | 4/24/2011 5:59:35 PM |
hopheadmike | $26.71 | 4/24/2011 6:41:44 PM |
SV-AZ | $25.00 | 4/24/2011 7:07:18 PM |
worldly-gold | $100.00 | 4/24/2011 7:59:09 PM |
verbal8 | $25.00 | 4/24/2011 8:48:28 PM |
intrepid-loot | $53.00 | 4/24/2011 9:01:42 PM |
moola-accelerator6 | $25.00 | 4/24/2011 7:39:57 PM |
thrifty-capital | $25.00 | 4/24/2011 7:16:41 PM |
open-minded-fund9 | $500.00 | 4/24/2011 9:44:29 PM |
worldly-gold | $100.00 | 4/24/2011 7:56:12 PM |
helpful-credit156 | $58.44 | 4/24/2011 10:18:47 PM |
Invest_in_residual_income | $50.00 | 4/24/2011 8:47:48 PM |
worth-excellence4 | $30.38 | 4/24/2011 8:52:50 PM |
discrete-dinero | $27.87 | 4/24/2011 7:43:35 PM |
CatFunded | $25.00 | 4/24/2011 7:46:17 PM |
loan-genie88 | $25.00 | 4/24/2011 9:46:49 PM |
loan-genie88 | $25.00 | 4/24/2011 9:49:54 PM |
prominence8 | $50.00 | 4/24/2011 9:55:18 PM |
magnetic-dedication3 | $25.00 | 4/24/2011 10:28:36 PM |
profit-powerplant | $50.00 | 4/24/2011 9:21:49 PM |
csandb | $25.00 | 4/24/2011 9:57:22 PM |
velocity-gala | $81.27 | 4/24/2011 10:14:56 PM |
benevolent-capital1 | $25.00 | 4/24/2011 1:03:44 PM |
simplelender80 | $150.00 | 4/18/2011 5:12:41 PM |
Gibbyland | $100.00 | 4/18/2011 5:09:44 PM |
reflective-rupee | $222.22 | 4/19/2011 10:17:53 AM |
reflective-rupee | $222.22 | 4/19/2011 7:35:29 PM |
a-finance-nirvana | $25.00 | 4/20/2011 2:27:17 AM |
JGuide | $25.08 | 4/20/2011 11:18:31 AM |
Oak-Parker | $25.00 | 4/20/2011 3:42:15 PM |
loanermn | $28.32 | 4/20/2011 3:27:31 PM |
Octamer | $25.00 | 4/20/2011 8:32:57 PM |
Calif-smo | $51.69 | 4/20/2011 9:47:55 PM |
loanman2007 | $50.00 | 4/21/2011 4:37:27 AM |
lendstats_com | $200.00 | 4/21/2011 1:20:13 PM |
open-minded-fund9 | $100.00 | 4/21/2011 2:28:03 PM |
fxlivin | $75.00 | 4/22/2011 5:42:01 AM |
WonByOne | $50.00 | 4/22/2011 10:40:58 PM |
gothampark | $25.00 | 4/23/2011 8:14:36 AM |
shawnw2 | $100.00 | 4/23/2011 1:11:48 PM |
Elbanko | $69.71 | 4/23/2011 1:45:39 PM |
the-dollar-topper | $100.00 | 4/23/2011 2:05:50 PM |
finance-mushroom | $300.00 | 4/23/2011 2:10:47 PM |
Whitewater_Loans | $25.00 | 4/23/2011 2:46:02 PM |
reflective-rupee | $444.77 | 4/23/2011 4:08:59 PM |
joyful-power9 | $200.00 | 4/23/2011 5:17:21 PM |
industrious-dedication | $31.57 | 4/23/2011 5:53:28 PM |
neptuno | $34.87 | 4/23/2011 5:10:05 PM |
neutrino6 | $25.00 | 4/23/2011 5:34:08 PM |
NYCFinancier | $25.00 | 4/23/2011 6:58:54 PM |
Rogesparkguy | $25.00 | 4/23/2011 6:18:53 PM |
jybank | $50.00 | 4/23/2011 6:54:38 PM |
bentonlending | $25.00 | 4/23/2011 6:58:16 PM |
Peterman | $25.00 | 4/23/2011 8:29:42 PM |
brightest-income-hunter | $36.62 | 4/23/2011 7:32:56 PM |
Engineer44 | $35.00 | 4/23/2011 9:04:33 PM |
WMY-Investor | $100.00 | 4/23/2011 9:10:42 PM |
Astyanax | $50.00 | 4/23/2011 10:32:10 PM |
jstnow | $25.00 | 4/24/2011 12:13:28 AM |
head | $25.00 | 4/24/2011 12:35:44 AM |
DHolly | $25.00 | 4/24/2011 5:42:29 AM |
flexible-duty3 | $25.00 | 4/24/2011 6:39:50 AM |
LuckyDuck49 | $25.00 | 4/24/2011 5:32:58 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:29:30 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:37:40 AM |
Pakse | $25.00 | 4/24/2011 7:55:44 AM |
wealth-samaritan2 | $25.00 | 4/24/2011 7:58:55 AM |
sildoc | $50.00 | 4/24/2011 8:28:08 AM |
truth-trapper | $25.00 | 4/24/2011 9:06:52 AM |
starside8 | $35.98 | 4/24/2011 9:38:46 AM |
porkhelmet | $50.00 | 4/24/2011 11:29:13 AM |
uvawfs | $50.00 | 4/24/2011 11:56:55 AM |
auction-seeker | $25.00 | 4/24/2011 11:44:32 AM |
PleaseDontDefault | $50.00 | 4/24/2011 1:04:25 PM |
MM1207 | $51.00 | 4/24/2011 12:08:39 PM |
gold-commander0 | $50.00 | 4/24/2011 1:07:23 PM |
saga9 | $25.00 | 4/24/2011 1:39:32 PM |
capital-halo1 | $2,500.00 | 4/24/2011 1:55:17 PM |
nickel-hickory | $100.00 | 4/24/2011 2:37:43 PM |
graceful-investment | $200.00 | 4/24/2011 2:43:35 PM |
blue-productive-economy | $150.00 | 4/24/2011 3:00:04 PM |
nickel-hickory | $100.00 | 4/24/2011 2:38:21 PM |
jgar_O | $30.00 | 4/24/2011 3:13:47 PM |
Nerdster1 | $35.08 | 4/24/2011 3:05:35 PM |
producer720 | $25.00 | 4/24/2011 3:49:29 PM |
calkidd05 | $26.00 | 4/24/2011 3:15:19 PM |
mystical-bonus7 | $25.00 | 4/24/2011 4:07:24 PM |
hard-working-credit551 | $25.00 | 4/24/2011 5:16:14 PM |
capital-halo1 | $2,500.00 | 4/24/2011 5:24:46 PM |
Archchancellor | $100.00 | 4/24/2011 5:15:47 PM |
pious-gold | $25.00 | 4/24/2011 4:47:31 PM |
tranquil-ore4 | $25.00 | 4/24/2011 6:23:50 PM |
lotuss4 | $50.00 | 4/24/2011 6:57:17 PM |
mclean_loaner | $50.00 | 4/24/2011 6:21:54 PM |
mcgillis99 | $100.00 | 4/24/2011 6:12:18 PM |
barefootpaul | $30.00 | 4/24/2011 7:56:47 PM |
transparent-silver6 | $59.37 | 4/24/2011 8:03:15 PM |
wampum-chorus3 | $47.26 | 4/24/2011 7:25:51 PM |
Dudeinlove | $50.00 | 4/24/2011 8:38:31 PM |
frogperson | $200.00 | 4/24/2011 9:03:51 PM |
MoneyForNothing | $10.08 | 4/24/2011 10:28:42 PM |
nilonc1 | $25.00 | 4/24/2011 7:57:51 PM |
payout-bridge | $25.00 | 4/24/2011 8:25:28 PM |
klend4 | $25.00 | 4/24/2011 8:28:06 PM |
mohara25 | $52.54 | 4/24/2011 10:15:48 PM |
svandgts | $47.24 | 4/24/2011 9:24:35 PM |
159 Investments
|
Borrower Payment Dependent Notes Series
502339
This series of Notes was issued and sold upon the funding of the borrower loan #48888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-20-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $175.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,763 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Jack1114 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
Principal balance:
| $8,496.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home Improvement Loan
Purpose of loan: Improving Home to Increase Equity
This loan will be used to... build additional storage room
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8050
Monthly expenses: 6150
Housing: $3200
Insurance: $85
Car expenses: $500
Utilities: $300
Phone, cable, internet: $165
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
B-rad_the_Coug | $25.00 | 4/14/2011 5:03:31 PM |
ingenious-deal6 | $25.00 | 4/14/2011 5:04:38 PM |
Malkial | $25.00 | 4/14/2011 5:17:55 PM |
diplomatic-wealth7 | $25.00 | 4/14/2011 5:04:56 PM |
hookUup | $25.79 | 4/14/2011 5:54:03 PM |
nilonc1 | $50.00 | 4/14/2011 6:46:40 PM |
worth-shower8 | $100.00 | 4/14/2011 7:16:39 PM |
sunny-justice9 | $25.00 | 4/15/2011 12:29:45 AM |
DadWarbucks | $50.00 | 4/15/2011 6:21:17 AM |
dedicated-diversification5 | $30.26 | 4/15/2011 7:24:06 AM |
GElender | $25.00 | 4/15/2011 6:14:33 AM |
blue-dollar-viking | $25.00 | 4/15/2011 6:04:27 AM |
lloyd_s | $25.00 | 4/15/2011 6:39:14 AM |
investment-comet | $25.00 | 4/15/2011 7:08:13 AM |
Bob450 | $25.00 | 4/15/2011 8:31:22 AM |
Tikibarman | $50.00 | 4/15/2011 8:59:34 AM |
jybank | $50.00 | 4/15/2011 10:22:27 AM |
income-awakening6 | $25.00 | 4/15/2011 1:54:51 PM |
brightest-dignified-penny | $25.00 | 4/15/2011 11:03:52 AM |
favorite-commerce | $50.00 | 4/15/2011 1:00:57 PM |
SolarMoonshine | $25.00 | 4/15/2011 2:55:42 PM |
competent-p2p | $30.00 | 4/15/2011 3:48:13 PM |
Galdis | $25.00 | 4/16/2011 6:31:30 PM |
gjm6d | $25.00 | 4/16/2011 4:11:53 PM |
loss-of-control | $100.00 | 4/17/2011 7:54:06 AM |
ready-interest9 | $25.00 | 4/17/2011 10:46:39 PM |
credit-missile | $75.00 | 4/18/2011 12:26:36 PM |
five-star-note | $75.00 | 4/18/2011 3:27:11 PM |
persistent-income2 | $100.45 | 4/19/2011 8:10:00 AM |
pshans | $25.00 | 4/19/2011 9:35:35 AM |
Leshan | $100.00 | 4/19/2011 10:03:32 AM |
FinDoc | $25.00 | 4/19/2011 3:55:07 PM |
FinanceEngine | $30.00 | 4/19/2011 4:49:11 PM |
careful-moola3 | $100.00 | 4/19/2011 5:59:53 PM |
DannyPhantom | $25.00 | 4/19/2011 9:13:59 PM |
EBITDA | $25.00 | 4/20/2011 1:51:33 AM |
greenback-guard | $25.00 | 4/20/2011 2:30:07 AM |
r48 | $25.00 | 4/14/2011 5:05:59 PM |
nilonc1 | $50.00 | 4/14/2011 6:48:15 PM |
simplelender80 | $100.00 | 4/14/2011 5:02:10 PM |
suave-dime6 | $25.00 | 4/14/2011 5:07:28 PM |
reflective-rupee | $100.44 | 4/14/2011 5:16:55 PM |
reflective-rupee | $400.55 | 4/14/2011 8:11:24 PM |
Weaverville | $25.00 | 4/14/2011 7:38:28 PM |
StarshineXL | $460.00 | 4/15/2011 4:17:58 AM |
superb-kindness2 | $25.00 | 4/15/2011 7:26:27 AM |
duty-monger | $50.00 | 4/15/2011 5:34:25 AM |
Interstate_Rate | $50.00 | 4/15/2011 6:10:55 AM |
Dubbs360 | $100.00 | 4/15/2011 8:00:37 AM |
Whipster | $50.00 | 4/15/2011 6:29:07 AM |
JGB | $50.22 | 4/15/2011 6:52:31 AM |
vacaerol | $25.00 | 4/15/2011 6:51:31 AM |
fabulous-community4 | $25.00 | 4/15/2011 7:47:48 AM |
sudeep104 | $25.00 | 4/15/2011 11:04:07 AM |
golffish2 | $100.00 | 4/15/2011 9:22:33 AM |
enthralling-investment | $73.08 | 4/15/2011 10:02:24 AM |
malomar66 | $46.63 | 4/15/2011 1:27:53 PM |
cbivitz | $222.00 | 4/16/2011 6:25:56 AM |
loanman2007 | $75.00 | 4/16/2011 6:07:31 AM |
handy-point5 | $25.00 | 4/16/2011 4:02:33 PM |
lender12345 | $25.00 | 4/16/2011 6:17:30 PM |
LittleMingo | $30.00 | 4/17/2011 5:36:01 PM |
the-kindness-honker | $25.00 | 4/17/2011 7:16:06 PM |
buffalobills | $25.00 | 4/18/2011 8:59:37 AM |
golffish2 | $100.00 | 4/19/2011 4:14:20 AM |
Christophe | $25.00 | 4/19/2011 5:53:49 AM |
umfan123 | $25.00 | 4/19/2011 6:05:40 AM |
Gibbyland | $100.00 | 4/19/2011 8:08:47 AM |
deal-marauder6 | $25.00 | 4/19/2011 3:24:57 PM |
dough-hammock | $25.00 | 4/19/2011 5:23:45 PM |
shrewd-income | $100.00 | 4/19/2011 6:38:21 PM |
commerce-yeller | $50.00 | 4/19/2011 8:54:43 PM |
EarlyRiser | $250.00 | 4/20/2011 1:42:57 AM |
intrepid-loot | $50.00 | 4/20/2011 5:52:59 AM |
Snoopylover | $25.00 | 4/20/2011 6:04:52 AM |
mex_invests | $25.00 | 4/20/2011 7:22:52 AM |
top-commerce-rumbler | $25.58 | 4/20/2011 8:00:40 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
502489
This series of Notes was issued and sold upon the funding of the borrower loan #48820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $162.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,998 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| important-investment4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card debt loan
Purpose of loan:
This loan will be used to pay off existing credit card balance. I'm currently paying more than what the minimum is and would like to consolidate it to one place for payment
My financial situation:
I am a good candidate for this loan because even though I have debt, I have shown in the past that I am prompt and pay bills on time, or early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 4/15/2011 5:07:34 PM |
Zolton | $100.00 | 4/15/2011 5:07:53 PM |
organized-payment6 | $50.00 | 4/15/2011 5:08:16 PM |
Panna | $25.00 | 4/15/2011 5:52:19 PM |
helpinghand63 | $50.00 | 4/15/2011 5:52:40 PM |
jdrez | $25.00 | 4/15/2011 5:51:42 PM |
chestnut4 | $25.00 | 4/15/2011 5:52:57 PM |
lloyd_s | $27.76 | 4/16/2011 3:53:22 AM |
selector568 | $50.00 | 4/16/2011 4:25:05 AM |
MasterJin | $25.00 | 4/18/2011 1:19:56 PM |
newest-funds-powerplant | $50.00 | 4/19/2011 9:28:23 AM |
balance-force | $30.00 | 4/19/2011 5:07:57 PM |
RandyL3 | $25.00 | 4/19/2011 5:46:36 PM |
DannyPhantom | $50.00 | 4/19/2011 9:15:05 PM |
arenangelchild | $40.18 | 4/20/2011 5:59:11 AM |
eCapital | $25.00 | 4/20/2011 4:29:24 PM |
palace2 | $300.00 | 4/20/2011 8:27:19 PM |
market-happiness7 | $25.00 | 4/21/2011 12:38:22 AM |
FinDoc | $25.00 | 4/21/2011 2:59:01 PM |
carluvr33 | $35.00 | 4/21/2011 3:00:49 PM |
StarshineXL | $250.00 | 4/22/2011 12:45:32 AM |
dlenz | $25.00 | 4/22/2011 2:24:56 PM |
tranquil-diversification8 | $25.00 | 4/22/2011 2:46:38 PM |
tomdooley12520 | $25.00 | 4/22/2011 3:20:38 PM |
ippoco | $25.00 | 4/22/2011 3:50:03 PM |
deadheart188a | $48.62 | 4/24/2011 8:31:59 AM |
JustMee | $25.00 | 4/24/2011 3:15:15 PM |
eyevinyl | $65.00 | 4/24/2011 5:36:28 PM |
compassionate-dime0 | $50.00 | 4/24/2011 6:12:34 PM |
friendly-worth3 | $50.00 | 4/25/2011 7:32:29 AM |
dgagli1 | $28.16 | 4/25/2011 9:09:42 AM |
singletrck | $25.00 | 4/25/2011 2:19:46 PM |
reflective-rupee | $75.33 | 4/25/2011 4:36:06 PM |
agwosdof | $100.00 | 4/25/2011 7:26:28 PM |
VBAces | $50.00 | 4/25/2011 6:48:01 PM |
klend4 | $25.00 | 4/25/2011 6:58:13 PM |
toronado | $50.00 | 4/25/2011 7:40:14 PM |
Astyanax | $75.00 | 4/25/2011 7:52:53 PM |
cash-cymbal | $25.00 | 4/25/2011 7:48:30 PM |
power-companion7 | $300.00 | 4/25/2011 8:00:32 PM |
reward-dynamo | $50.00 | 4/25/2011 8:05:00 PM |
income-awakening6 | $25.00 | 4/25/2011 8:11:24 PM |
revenue-appraiser | $25.00 | 4/25/2011 8:01:03 PM |
20mule | $200.00 | 4/25/2011 8:39:51 PM |
bill-booster5 | $25.00 | 4/25/2011 8:28:09 PM |
Engineer44 | $28.00 | 4/25/2011 8:47:27 PM |
steves73 | $50.00 | 4/25/2011 8:58:23 PM |
fairness-swashbuckler | $108.66 | 4/25/2011 9:03:58 PM |
workaholic68 | $31.04 | 4/25/2011 8:54:32 PM |
powderbumps | $30.04 | 4/25/2011 8:37:14 PM |
diplomatic-wealth7 | $25.00 | 4/15/2011 5:08:46 PM |
indomitable-coin | $25.00 | 4/15/2011 5:06:21 PM |
vine99 | $90.00 | 4/15/2011 5:07:01 PM |
lend2end | $25.00 | 4/15/2011 5:52:22 PM |
runner262 | $25.00 | 4/15/2011 5:51:46 PM |
cpbreton | $25.00 | 4/16/2011 4:15:16 AM |
MissionMicroFinance | $25.00 | 4/16/2011 3:24:14 AM |
Digs | $25.00 | 4/16/2011 2:40:02 AM |
alex206 | $30.00 | 4/17/2011 5:32:53 AM |
availableloan | $25.00 | 4/17/2011 10:08:58 AM |
SimpleChoice | $25.00 | 4/17/2011 8:50:53 AM |
astute-fairness0 | $25.00 | 4/17/2011 4:42:32 PM |
ryan6853 | $25.00 | 4/19/2011 8:28:47 AM |
reflective-rupee | $25.44 | 4/19/2011 11:36:42 AM |
Weaverville | $50.00 | 4/19/2011 5:28:33 PM |
BxRealtor | $25.00 | 4/19/2011 6:14:45 PM |
Pickmar | $25.00 | 4/20/2011 11:51:27 AM |
lukeskywalkerkp | $41.70 | 4/20/2011 5:26:52 PM |
nnomura | $50.00 | 4/20/2011 8:32:25 PM |
LiveNow | $25.00 | 4/21/2011 5:05:22 AM |
currency-persimmon | $100.00 | 4/22/2011 6:07:26 AM |
JaceSpade | $25.00 | 4/22/2011 4:08:05 AM |
socal-lender | $25.00 | 4/22/2011 2:29:19 PM |
a-resplendent-commitment | $50.00 | 4/22/2011 8:45:29 PM |
FundMaker | $25.00 | 4/23/2011 8:25:31 AM |
misohoni | $50.00 | 4/24/2011 5:51:06 PM |
fallentimbers | $25.00 | 4/24/2011 6:30:06 PM |
Wishmaker | $100.00 | 4/24/2011 7:15:52 PM |
Big-Lender | $31.42 | 4/25/2011 11:30:31 AM |
kristl | $25.00 | 4/25/2011 3:17:59 PM |
fenix692 | $25.00 | 4/25/2011 3:07:03 PM |
georgedorn | $25.00 | 4/25/2011 3:53:52 PM |
efficient-treasure0 | $25.00 | 4/25/2011 5:33:34 PM |
khamen | $25.00 | 4/25/2011 5:54:57 PM |
radforj22 | $25.00 | 4/25/2011 6:35:18 PM |
Dr_M | $25.00 | 4/25/2011 6:40:11 PM |
sfmf | $25.00 | 4/25/2011 7:15:42 PM |
ursus | $100.00 | 4/25/2011 6:55:20 PM |
thestartuplender | $30.10 | 4/25/2011 7:27:23 PM |
sharpey | $150.00 | 4/25/2011 7:29:06 PM |
dough-hammock | $25.00 | 4/25/2011 7:53:31 PM |
patriot897 | $25.00 | 4/25/2011 8:10:52 PM |
duty-windmill | $25.00 | 4/25/2011 7:52:25 PM |
worldly-community3 | $50.00 | 4/25/2011 8:24:04 PM |
Johnny1002 | $50.00 | 4/25/2011 8:38:20 PM |
blooming-market | $25.00 | 4/25/2011 8:42:02 PM |
investment-artist | $25.00 | 4/25/2011 8:45:38 PM |
historic-loan1 | $35.00 | 4/25/2011 8:42:22 PM |
mgking007 | $25.00 | 4/25/2011 9:03:39 PM |
credit-birch | $50.00 | 4/25/2011 9:08:10 PM |
wealth-competitor | $25.00 | 4/25/2011 9:08:51 PM |
umfan123 | $25.00 | 4/25/2011 8:58:45 PM |
blissful-penny | $68.55 | 4/25/2011 9:24:18 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
502641
This series of Notes was issued and sold upon the funding of the borrower loan #48859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $317.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 16y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,746 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| stylish-exchange4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Man
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6500
Monthly expenses: $1200
Housing: $779.00
Insurance: $125.00
Car expenses: $250
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gibbyland | $100.00 | 4/18/2011 9:04:06 AM |
lendstats_com | $200.00 | 4/18/2011 9:22:52 AM |
diplomatic-wealth7 | $25.00 | 4/18/2011 9:06:49 AM |
ingenious-deal6 | $25.00 | 4/18/2011 9:05:10 AM |
suave-dime6 | $25.00 | 4/18/2011 9:05:51 AM |
brightest-dignified-penny | $25.00 | 4/18/2011 10:18:16 AM |
zone6 | $100.00 | 4/23/2011 1:09:35 PM |
money-fort | $25.00 | 4/23/2011 1:12:31 PM |
capital-halo1 | $2,500.00 | 4/23/2011 2:03:11 PM |
Whitewater_Loans | $25.00 | 4/23/2011 2:43:26 PM |
janeybooboo | $100.00 | 4/23/2011 3:31:26 PM |
reflective-rupee | $100.77 | 4/23/2011 4:07:41 PM |
lucrative-coin | $50.00 | 4/23/2011 3:33:43 PM |
coldfuzion | $69.39 | 4/23/2011 3:42:36 PM |
Johnab | $25.00 | 4/23/2011 4:08:15 PM |
new-social-economist | $50.00 | 4/23/2011 4:50:38 PM |
neutrino6 | $25.00 | 4/23/2011 5:31:46 PM |
vine99 | $65.00 | 4/23/2011 5:35:28 PM |
competent-p2p | $45.00 | 4/23/2011 5:54:56 PM |
NYCFinancier | $25.00 | 4/23/2011 6:56:17 PM |
loss-of-control | $150.00 | 4/23/2011 6:20:08 PM |
VJ_Financial | $94.39 | 4/23/2011 6:44:28 PM |
CA-Lender | $25.04 | 4/23/2011 6:56:20 PM |
jmb_lending | $25.00 | 4/23/2011 6:58:31 PM |
NYCFinancier | $25.00 | 4/23/2011 7:02:33 PM |
capital-halo1 | $2,500.00 | 4/23/2011 8:25:47 PM |
silver-metronome2 | $50.00 | 4/23/2011 8:41:47 PM |
mighty-commerce7 | $50.00 | 4/23/2011 9:57:29 PM |
lalivn | $25.99 | 4/23/2011 10:12:38 PM |
FWF-kinetic | $144.39 | 4/23/2011 9:36:25 PM |
Reddy_Capital | $25.00 | 4/23/2011 9:49:37 PM |
bmw2 | $26.50 | 4/23/2011 10:32:13 PM |
jerrymaguire | $25.00 | 4/23/2011 10:35:55 PM |
sunny-justice9 | $50.00 | 4/23/2011 11:10:11 PM |
rapid-currency | $25.00 | 4/23/2011 11:25:29 PM |
booster321 | $250.00 | 4/24/2011 12:06:02 AM |
sentimental-silver7 | $25.00 | 4/24/2011 2:25:48 AM |
income-awakening6 | $25.00 | 4/18/2011 9:04:20 AM |
simplelender80 | $100.00 | 4/18/2011 9:38:10 AM |
Kash2010lu | $25.00 | 4/18/2011 9:19:53 AM |
transformer855 | $25.00 | 4/18/2011 6:19:36 PM |
Weaverville | $25.00 | 4/19/2011 1:50:06 AM |
palace2 | $300.00 | 4/21/2011 6:12:01 PM |
the-dollar-topper | $100.00 | 4/23/2011 11:23:02 AM |
setUup | $27.40 | 4/23/2011 12:57:19 PM |
mrsp2e | $25.00 | 4/23/2011 2:20:34 PM |
finance-mushroom | $300.00 | 4/23/2011 2:10:39 PM |
investment-comet | $25.00 | 4/23/2011 2:24:40 PM |
alluring-yield5 | $34.00 | 4/23/2011 2:39:52 PM |
loyaltyologist | $25.00 | 4/23/2011 2:51:50 PM |
FinanceEngine | $30.00 | 4/23/2011 3:04:44 PM |
friendly-moola0 | $400.00 | 4/23/2011 2:40:47 PM |
debt-force | $60.32 | 4/23/2011 2:44:31 PM |
Maximum_Investment | $35.92 | 4/23/2011 3:25:49 PM |
George13 | $50.00 | 4/23/2011 3:20:36 PM |
loanman2007 | $100.00 | 4/23/2011 4:13:42 PM |
moola-accelerator6 | $29.00 | 4/23/2011 4:19:51 PM |
daano15 | $50.00 | 4/23/2011 4:59:15 PM |
Aleut | $50.00 | 4/23/2011 6:06:57 PM |
RateShackGuy | $25.00 | 4/23/2011 5:41:31 PM |
Rogesparkguy | $25.00 | 4/23/2011 6:14:27 PM |
rustysailor | $35.00 | 4/23/2011 6:18:49 PM |
meers2000 | $27.86 | 4/23/2011 7:29:36 PM |
VJ_Financial | $100.00 | 4/23/2011 7:03:56 PM |
money-baron-roth-IRA | $150.00 | 4/23/2011 7:11:53 PM |
diplomatic-wealth7 | $25.00 | 4/23/2011 7:41:44 PM |
shrewd-income | $25.00 | 4/23/2011 7:58:55 PM |
credit-elation1 | $25.00 | 4/23/2011 8:42:03 PM |
red-favorable-basis | $25.00 | 4/23/2011 8:45:41 PM |
Peterman | $25.00 | 4/23/2011 8:22:46 PM |
Engineer44 | $25.00 | 4/23/2011 9:01:39 PM |
sfmf | $25.00 | 4/23/2011 8:40:28 PM |
important-openness1 | $69.41 | 4/23/2011 9:27:09 PM |
Binan | $25.00 | 4/23/2011 9:32:12 PM |
discrete-truth7 | $50.00 | 4/23/2011 9:42:09 PM |
dudebrah | $25.00 | 4/24/2011 12:27:33 AM |
Socal | $25.00 | 4/23/2011 10:56:50 PM |
greenkid | $69.65 | 4/23/2011 11:19:50 PM |
painterflipper | $28.76 | 4/24/2011 12:25:19 AM |
IIP77 | $25.00 | 4/24/2011 1:10:55 AM |
JPMorrisLegacyFund | $103.84 | 4/24/2011 1:54:15 AM |
world10000 | $77.37 | 4/24/2011 2:57:56 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
503267
This series of Notes was issued and sold upon the funding of the borrower loan #48814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $114.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,130 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| musdro |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 94% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 3
( 6% )
| 660-679
(Jan-2010)
620-639
(Jan-2008)
620-639
(Dec-2007)
|
Principal balance:
| $662.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to get out of credit card debit.
My financial situation: Excellent
I am a good candidate for this loan because I'm recently employed at new company that provided an increase in salary.
Monthly net income: $42000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
suave-dime6 | $25.00 | 4/20/2011 5:07:28 PM |
well-rounded-payout0 | $50.00 | 4/20/2011 5:07:49 PM |
MoneyForNothing | $28.46 | 4/20/2011 5:13:40 PM |
SLN-10 | $25.00 | 4/20/2011 5:02:31 PM |
sfmf | $40.00 | 4/20/2011 5:06:05 PM |
transaction-circuit | $50.00 | 4/20/2011 5:06:32 PM |
delicious-loan093 | $50.00 | 4/20/2011 6:02:48 PM |
Milonguero | $100.00 | 4/20/2011 9:06:07 PM |
bb575 | $50.00 | 4/20/2011 9:09:48 PM |
hookUup | $25.71 | 4/21/2011 2:53:32 AM |
favorite-commerce | $50.00 | 4/21/2011 12:04:03 PM |
tolerant-dinero2 | $25.00 | 4/21/2011 11:10:25 AM |
Bob450 | $25.00 | 4/22/2011 6:09:55 AM |
snm2001 | $25.00 | 4/22/2011 6:02:06 AM |
Evolver | $45.44 | 4/22/2011 10:29:58 AM |
sunny-truth6 | $25.00 | 4/22/2011 8:17:09 PM |
Scotcha | $50.00 | 4/22/2011 8:23:50 PM |
brightest-benjamins-onator | $75.00 | 4/22/2011 8:40:32 PM |
ORteacher | $25.00 | 4/22/2011 8:56:40 PM |
Binan | $25.00 | 4/22/2011 8:40:06 PM |
setUup | $34.40 | 4/22/2011 8:56:32 PM |
Frover | $35.00 | 4/22/2011 8:57:16 PM |
janeybooboo | $100.00 | 4/22/2011 9:00:51 PM |
investment-artist | $25.01 | 4/20/2011 5:08:02 PM |
nethosters | $25.00 | 4/20/2011 5:25:26 PM |
reflective-rupee | $25.44 | 4/20/2011 5:38:59 PM |
CoolPlexer | $25.00 | 4/20/2011 5:06:29 PM |
daekpon | $50.00 | 4/20/2011 5:09:34 PM |
thankful-nickel2 | $25.00 | 4/20/2011 5:52:03 PM |
dudebrah | $25.00 | 4/20/2011 6:07:24 PM |
diplomatic-wealth7 | $25.00 | 4/20/2011 6:10:37 PM |
StarshineXL | $300.00 | 4/20/2011 11:08:28 PM |
golffish2 | $25.00 | 4/21/2011 4:32:57 AM |
Interstate_Rate | $50.00 | 4/21/2011 2:04:25 AM |
selector568 | $100.00 | 4/21/2011 2:29:48 AM |
LittleMingo | $39.20 | 4/21/2011 9:38:46 AM |
r48 | $25.00 | 4/21/2011 10:04:23 AM |
CASSHMAN | $125.00 | 4/21/2011 3:33:49 PM |
sweety075 | $25.00 | 4/21/2011 9:27:47 PM |
twjh | $25.00 | 4/22/2011 3:26:45 AM |
spiff666 | $25.00 | 4/22/2011 6:59:45 AM |
commerce-yeller | $70.00 | 4/22/2011 6:05:57 AM |
equitable-p2ploan8 | $27.59 | 4/22/2011 9:36:18 AM |
2grindstones | $28.00 | 4/22/2011 10:22:34 AM |
hillerod | $25.21 | 4/22/2011 2:59:00 PM |
anton | $300.00 | 4/22/2011 4:37:10 PM |
sunny-truth6 | $25.00 | 4/22/2011 8:17:01 PM |
patriot384 | $100.00 | 4/22/2011 6:55:55 PM |
marwadi-62 | $200.00 | 4/22/2011 7:06:57 PM |
bsmtloan | $100.00 | 4/22/2011 8:53:47 PM |
therealjeremy | $0.54 | 4/22/2011 9:02:29 PM |
orgy63 | $50.00 | 4/22/2011 8:18:48 PM |
Jim33 | $25.00 | 4/22/2011 8:24:19 PM |
a-resplendent-commitment | $50.00 | 4/22/2011 8:34:24 PM |
benefit-flow | $25.00 | 4/22/2011 8:34:45 PM |
Frover | $25.00 | 4/22/2011 9:02:03 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
503331
This series of Notes was issued and sold upon the funding of the borrower loan #48794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $160.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,257 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-contract-oasis |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
|
Principal balance:
| $2,589.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan: Assorted
This loan will be used to...We are in the beginning stages of trying to purchase a home and with this loan, we hope to either pay off debts or apply this to the down payment. We are unsure at this time because we don't know what the financial lenders will tell us.
My financial situation: Good
I am a good candidate for this loan because...I have been gainfully employed for the last 10 years (almost five at my present job) and I have been making payments on my other Prosper loan that I got received earlier this year...
Monthly net income: $1800
Monthly expenses: $125
Housing: $400
Insurance: $100
Car expenses: $330
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
top-courteous-peso | $50.00 | 4/21/2011 5:07:53 PM |
Wangchuk | $25.00 | 4/21/2011 5:09:14 PM |
principal-star | $25.00 | 4/21/2011 5:04:09 PM |
EngineersAlliance | $100.00 | 4/21/2011 5:05:34 PM |
favorite-commerce | $50.00 | 4/21/2011 8:31:22 PM |
moola-tulip1 | $25.00 | 4/21/2011 8:48:27 PM |
sweety075 | $25.00 | 4/21/2011 9:28:39 PM |
suave-dime6 | $25.00 | 4/22/2011 12:09:26 PM |
principal-star | $25.00 | 4/22/2011 6:03:54 PM |
CASSHMAN | $75.00 | 4/23/2011 6:33:33 AM |
DoctorJoe | $25.00 | 4/23/2011 1:34:50 PM |
ready-interest9 | $25.00 | 4/23/2011 8:18:29 PM |
social-heart | $50.00 | 4/24/2011 8:08:08 AM |
first-serene-credit | $25.00 | 4/25/2011 1:55:05 PM |
GElender | $25.00 | 4/25/2011 3:16:15 PM |
five-star-note | $75.00 | 4/25/2011 1:38:07 PM |
caddy5662 | $100.00 | 4/25/2011 3:36:39 PM |
CA-Lender | $100.04 | 4/25/2011 3:50:08 PM |
MJTimages_com | $50.00 | 4/25/2011 3:10:35 PM |
valiant-money | $25.00 | 4/25/2011 2:35:03 PM |
pythia | $25.00 | 4/25/2011 4:03:07 PM |
wyogirllender | $50.00 | 4/25/2011 3:33:05 PM |
FinanceEngine | $32.00 | 4/25/2011 3:10:38 PM |
flexible-duty3 | $25.00 | 4/25/2011 3:27:01 PM |
serene-capital | $25.00 | 4/25/2011 3:52:36 PM |
C_Mark | $200.00 | 4/25/2011 4:01:27 PM |
reflective-rupee | $500.33 | 4/25/2011 4:21:37 PM |
TLCredits | $37.46 | 4/25/2011 4:10:05 PM |
reflective-rupee | $500.22 | 4/21/2011 5:08:29 PM |
diplomatic-wealth7 | $25.00 | 4/21/2011 5:10:22 PM |
vine99 | $65.00 | 4/21/2011 5:04:29 PM |
thankful-nickel2 | $25.00 | 4/21/2011 7:00:46 PM |
competent-p2p | $35.00 | 4/21/2011 8:53:59 PM |
brightest-dignified-penny | $25.00 | 4/21/2011 7:00:47 PM |
StarshineXL | $210.00 | 4/21/2011 11:54:30 PM |
Interstate_Rate | $50.00 | 4/22/2011 3:05:12 AM |
golffish2 | $25.00 | 4/22/2011 7:06:04 AM |
LittleMingo | $25.00 | 4/22/2011 9:57:58 AM |
houli123 | $250.00 | 4/22/2011 1:02:38 PM |
erowis | $56.00 | 4/23/2011 1:25:30 AM |
Spiderman55 | $25.00 | 4/23/2011 8:04:41 AM |
SecondChanceLendingSERV | $25.00 | 4/23/2011 5:40:21 PM |
1-HARD-HEAD | $25.00 | 4/23/2011 8:34:23 PM |
loanman2007 | $150.00 | 4/25/2011 8:02:45 AM |
foothillender | $25.00 | 4/25/2011 8:23:50 AM |
Big-Lender | $25.00 | 4/25/2011 11:30:05 AM |
sharpey | $149.64 | 4/25/2011 11:46:43 AM |
Bob450 | $25.00 | 4/25/2011 11:50:51 AM |
payout-bridge | $75.00 | 4/25/2011 2:31:44 PM |
sfmf | $25.00 | 4/25/2011 12:58:34 PM |
jjswanso | $25.00 | 4/25/2011 1:45:57 PM |
nickel-demon2 | $38.71 | 4/25/2011 1:57:42 PM |
dough-hammock | $25.00 | 4/25/2011 2:55:56 PM |
Haribelle | $25.00 | 4/25/2011 4:02:53 PM |
saga9 | $25.00 | 4/25/2011 4:04:38 PM |
shrewd-income | $200.00 | 4/25/2011 4:06:19 PM |
glroark | $100.00 | 4/25/2011 4:11:16 PM |
the-liberty-brigade | $25.00 | 4/25/2011 4:17:37 PM |
important-openness1 | $75.00 | 4/25/2011 4:21:47 PM |
sweet-bonus | $25.00 | 4/25/2011 4:09:31 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
503453
This series of Notes was issued and sold upon the funding of the borrower loan #48849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $99.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 52% |
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,958 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| nimble-generosity |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
700-719
(Dec-2009)
740-759
(Jul-2009)
|
Principal balance:
| $1,445.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
liquorman67
Purpose of loan: major auto repairs
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i always make my payments on time
Monthly 1839
Monthly expenses: $
Housing: $200
Insurance: $78.34
Car expenses: $70
Utilities: $65
Phone, cable, internet: $182
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 4/22/2011 9:03:44 AM |
Kash2010lu | $25.00 | 4/22/2011 9:39:57 AM |
reflective-rupee | $230.44 | 4/22/2011 2:07:08 PM |
money-fort | $30.00 | 4/22/2011 5:30:32 PM |
thankful-nickel2 | $25.00 | 4/22/2011 6:55:54 PM |
janeybooboo | $100.00 | 4/23/2011 8:16:39 AM |
DasMula | $27.00 | 4/23/2011 9:41:37 AM |
travels536 | $25.00 | 4/23/2011 9:49:48 AM |
credit-missile | $40.00 | 4/24/2011 8:59:21 AM |
Unitas4302 | $200.00 | 4/24/2011 1:31:03 PM |
EretzCapital | $26.94 | 4/24/2011 2:59:25 PM |
payout-bridge | $45.00 | 4/25/2011 2:32:46 PM |
MJTimages_com | $75.00 | 4/25/2011 3:12:44 PM |
penny-infusion7 | $25.00 | 4/25/2011 3:04:43 PM |
jvg10 | $100.00 | 4/25/2011 3:20:49 PM |
saga9 | $25.00 | 4/25/2011 4:03:59 PM |
GElender | $25.00 | 4/25/2011 3:17:06 PM |
flexible-duty3 | $25.00 | 4/25/2011 3:29:29 PM |
PleaseDontDefault | $50.00 | 4/25/2011 3:56:13 PM |
shrewd-income | $75.00 | 4/25/2011 4:01:36 PM |
C_Mark | $50.00 | 4/25/2011 4:08:58 PM |
OldManP | $25.00 | 4/22/2011 9:13:22 AM |
marinbb | $50.00 | 4/22/2011 10:30:40 AM |
Moe87 | $30.00 | 4/23/2011 9:58:48 AM |
greencat | $50.00 | 4/25/2011 12:56:45 PM |
sfmf | $25.00 | 4/25/2011 12:59:08 PM |
money-baron-roth-IRA | $300.00 | 4/25/2011 2:08:50 PM |
LaBamba | $150.00 | 4/25/2011 3:09:22 PM |
sdcc72 | $25.00 | 4/25/2011 1:16:59 PM |
houli123 | $25.00 | 4/25/2011 3:42:26 PM |
JohnWS | $71.73 | 4/25/2011 2:32:48 PM |
mcgovern2024 | $25.00 | 4/25/2011 1:41:55 PM |
first-serene-credit | $25.00 | 4/25/2011 1:55:43 PM |
top-commerce-rumbler | $25.00 | 4/25/2011 3:59:02 PM |
Sudoku | $58.65 | 4/25/2011 2:50:27 PM |
agent86a | $25.00 | 4/25/2011 3:40:45 PM |
CA-Lender | $25.04 | 4/25/2011 3:49:13 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
499818
This series of Notes was issued and sold upon the funding of the borrower loan #48830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Mar-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $991 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-virtuoso7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CIP
Purpose of loan:
This loan will be used to...
Daughter's College fund
My financial situation:
I am a good candidate for this loan because...
I always have job security & am highly motivated
Monthly net income: $3900.00
Monthly expenses: $2705.00
Housing: $780.00
Insurance: $$235.00
Car expenses: $525.00
Utilities: $190.00
Phone, cable, internet: $225.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worldly-money4 | $150.00 | 3/30/2011 5:03:21 PM |
ingenious-deal6 | $25.00 | 3/30/2011 5:03:37 PM |
suave-dime6 | $25.00 | 3/30/2011 5:05:04 PM |
Bob450 | $25.00 | 3/31/2011 2:05:51 AM |
diplomatic-wealth7 | $25.00 | 4/1/2011 11:45:11 AM |
thelovebug | $100.00 | 4/1/2011 1:17:56 PM |
money-bauble | $50.00 | 4/7/2011 4:16:31 AM |
worthy-bid8 | $25.00 | 4/7/2011 8:35:29 AM |
w3alter | $100.00 | 4/8/2011 9:16:27 AM |
Tylerh | $100.00 | 4/8/2011 12:40:14 PM |
orange-leverage-phoenix | $35.69 | 4/8/2011 5:43:53 PM |
jjswanso | $25.00 | 4/8/2011 5:43:27 PM |
economy-producer | $25.00 | 4/8/2011 10:08:25 PM |
wwwUniversal | $25.00 | 4/9/2011 3:47:32 AM |
careful-note | $50.00 | 4/9/2011 4:38:20 AM |
Easystreet | $25.00 | 4/9/2011 5:38:29 AM |
apostle901 | $25.00 | 4/9/2011 12:21:18 PM |
handy-justice | $50.00 | 4/9/2011 5:47:21 PM |
Katburg | $25.00 | 4/11/2011 5:32:08 AM |
Wellman | $50.00 | 4/11/2011 6:07:34 AM |
Ocean713 | $50.00 | 4/11/2011 7:46:26 AM |
thoughtful-exchange8 | $50.00 | 4/11/2011 11:35:21 AM |
the-profit-oracle | $25.00 | 4/12/2011 2:49:30 AM |
wampum-cocktail | $25.00 | 4/12/2011 8:42:36 AM |
whartonmba | $25.00 | 4/12/2011 10:54:31 AM |
basis-zeus9 | $25.00 | 4/12/2011 10:14:31 AM |
Executive23 | $25.00 | 4/12/2011 12:24:50 PM |
supersarah61 | $25.00 | 4/12/2011 3:57:02 PM |
Hokie83 | $50.00 | 4/12/2011 6:06:55 PM |
IIP77 | $25.00 | 4/13/2011 1:52:54 AM |
tech310 | $50.00 | 4/13/2011 2:20:57 AM |
supreme-hope | $25.00 | 4/13/2011 9:02:54 AM |
CC911 | $25.00 | 4/13/2011 9:24:50 AM |
bradania | $25.00 | 4/13/2011 9:28:37 AM |
american-investor | $25.00 | 4/13/2011 9:30:11 AM |
unassailable-fund | $50.00 | 4/13/2011 9:30:48 AM |
kvandivo | $25.00 | 4/13/2011 9:22:03 AM |
mfosterii | $50.00 | 4/13/2011 9:24:45 AM |
Mariner3605 | $25.00 | 4/13/2011 9:25:39 AM |
Banker7371 | $25.00 | 4/13/2011 9:26:12 AM |
selfmademan | $25.00 | 4/13/2011 9:26:33 AM |
fund-jedi3 | $25.00 | 4/13/2011 9:26:58 AM |
assetmanager | $25.00 | 4/13/2011 9:27:19 AM |
HHP | $100.00 | 4/13/2011 9:29:25 AM |
mls | $50.00 | 4/13/2011 9:31:05 AM |
justice-economist | $25.00 | 4/13/2011 9:40:11 AM |
bold-durability-drum | $50.00 | 4/13/2011 9:41:14 AM |
treasure-expert | $25.00 | 4/13/2011 10:26:04 AM |
nletunic | $25.00 | 4/13/2011 9:53:13 AM |
ghos2rider | $25.00 | 4/13/2011 10:50:35 AM |
wildsf | $50.00 | 4/13/2011 9:23:58 AM |
drg6289 | $25.00 | 4/13/2011 9:28:15 AM |
musegaze | $50.00 | 4/13/2011 9:29:04 AM |
gimincorp | $26.45 | 4/13/2011 9:29:35 AM |
consummate-loyalty1 | $42.09 | 4/13/2011 9:29:50 AM |
payment-gusto | $25.00 | 4/13/2011 9:30:08 AM |
bahamaman | $50.00 | 4/13/2011 9:30:28 AM |
Aljasa2008 | $50.00 | 4/13/2011 9:38:37 AM |
blue-sturdy-bazaar | $50.00 | 4/13/2011 11:38:59 AM |
CA-Lender | $25.04 | 4/13/2011 11:04:09 AM |
frogperson | $50.00 | 4/13/2011 9:46:37 AM |
wesleyan | $50.00 | 4/13/2011 9:53:00 AM |
Weaverville | $25.00 | 4/13/2011 9:53:18 AM |
kindness-hickory5 | $50.00 | 4/13/2011 9:53:24 AM |
lagnisiruk | $25.00 | 4/13/2011 9:53:37 AM |
newest-camaraderi-fir | $50.00 | 4/13/2011 11:48:17 AM |
green-moola-sniffer | $55.00 | 4/13/2011 11:50:13 AM |
Invest_in_residual_income | $25.00 | 4/13/2011 12:17:52 PM |
social-conductor4 | $25.00 | 4/13/2011 12:23:20 PM |
dudebrah | $25.00 | 4/13/2011 12:22:20 PM |
jga516 | $25.00 | 4/13/2011 12:57:26 PM |
Dubbs360 | $100.00 | 4/13/2011 12:21:40 PM |
Flanders122 | $25.28 | 4/13/2011 3:07:40 PM |
kristof2007 | $100.00 | 4/13/2011 3:23:54 PM |
ingenious-gold842 | $100.00 | 4/13/2011 3:27:34 PM |
GElender | $25.00 | 4/13/2011 12:34:08 PM |
Cai8899 | $30.00 | 4/13/2011 3:52:38 PM |
forthright-dedication | $50.00 | 4/13/2011 3:54:07 PM |
shrewd-peace7 | $25.00 | 4/13/2011 2:07:30 PM |
fairhelper | $25.00 | 4/13/2011 4:02:07 PM |
reward-adventure | $40.44 | 4/13/2011 3:52:30 PM |
life-is-great | $25.00 | 4/13/2011 3:53:41 PM |
the-dollar-topper | $100.00 | 4/13/2011 3:54:15 PM |
Comoparklender | $50.00 | 4/13/2011 2:07:18 PM |
GMOD026 | $25.00 | 4/13/2011 4:01:55 PM |
ingenious-diversification | $25.00 | 4/13/2011 4:02:18 PM |
ingenious-truth0 | $50.00 | 4/13/2011 3:51:55 PM |
responsive-rate884 | $50.00 | 4/13/2011 3:52:13 PM |
famous-bill | $25.00 | 4/13/2011 3:52:18 PM |
riproaringrapids | $25.00 | 4/13/2011 3:52:26 PM |
gizzywump | $50.00 | 4/13/2011 3:53:46 PM |
burrito6 | $25.00 | 4/13/2011 3:55:01 PM |
payout-paddle1 | $50.00 | 4/13/2011 4:01:52 PM |
seanambrose | $25.00 | 4/13/2011 4:02:04 PM |
simplelender80 | $100.00 | 3/30/2011 5:06:01 PM |
a-finance-nirvana | $25.00 | 4/2/2011 4:47:54 AM |
bountiful-durability | $50.00 | 4/7/2011 4:19:59 PM |
Dubbs360 | $25.00 | 4/8/2011 1:16:16 PM |
patriot897 | $25.00 | 4/8/2011 4:27:47 PM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:33:09 PM |
ah-long | $25.00 | 4/9/2011 12:42:45 AM |
finance-prescription | $50.00 | 4/9/2011 7:43:25 AM |
FirstBank | $50.00 | 4/9/2011 4:02:54 PM |
credit-sycamore4 | $100.00 | 4/10/2011 7:54:24 AM |
fortytwo | $100.00 | 4/10/2011 7:54:32 AM |
sharp-trade0 | $25.00 | 4/10/2011 2:48:43 PM |
red-power-pecan | $50.00 | 4/10/2011 4:03:06 PM |
important-openness1 | $50.00 | 4/10/2011 10:12:11 PM |
nerdfactor | $25.00 | 4/10/2011 10:34:33 PM |
bnlforever | $25.00 | 4/11/2011 9:59:24 AM |
symbiosis | $50.00 | 4/11/2011 2:56:52 PM |
careful-moola3 | $100.00 | 4/11/2011 3:36:40 PM |
nowits10 | $49.20 | 4/11/2011 5:17:11 PM |
mercuriant | $25.00 | 4/11/2011 5:20:16 PM |
financial-frenzy | $50.00 | 4/11/2011 5:17:35 PM |
moola-wildebeest3 | $50.00 | 4/11/2011 5:17:39 PM |
mlj0671 | $25.00 | 4/12/2011 7:11:29 AM |
kulender | $91.35 | 4/12/2011 4:14:15 PM |
escharfer | $25.00 | 4/12/2011 6:21:56 PM |
jybank | $25.00 | 4/12/2011 11:47:52 PM |
carlover | $25.00 | 4/12/2011 10:16:52 PM |
vibraphone3 | $50.00 | 4/13/2011 5:28:13 AM |
benefit-position | $50.00 | 4/13/2011 6:30:20 AM |
Larry1001 | $50.00 | 4/13/2011 9:22:05 AM |
compassion-paladin042 | $25.00 | 4/13/2011 9:22:51 AM |
leodaguy | $25.00 | 4/13/2011 9:24:09 AM |
graceful-investment | $100.00 | 4/13/2011 9:24:30 AM |
radforj22 | $25.00 | 4/13/2011 9:24:44 AM |
yield-aurora4 | $50.00 | 4/13/2011 9:24:53 AM |
neutrino6 | $25.00 | 4/13/2011 9:26:01 AM |
Rdodson11 | $25.00 | 4/13/2011 9:27:54 AM |
peruse | $25.00 | 4/13/2011 9:28:29 AM |
j-lender | $28.07 | 4/13/2011 9:28:51 AM |
unassassinable | $25.00 | 4/13/2011 9:29:47 AM |
dedicated-transaction796 | $32.09 | 4/13/2011 9:29:54 AM |
leverage-travels | $25.00 | 4/13/2011 9:38:31 AM |
WilliamLeeSims | $25.00 | 4/13/2011 9:26:29 AM |
davidc314 | $33.63 | 4/13/2011 9:28:34 AM |
golath24 | $25.00 | 4/13/2011 9:28:48 AM |
missing-link | $25.00 | 4/13/2011 9:29:57 AM |
cladius67 | $25.00 | 4/13/2011 9:53:20 AM |
reasonable-transaction7 | $50.00 | 4/13/2011 10:44:28 AM |
proud-gold9 | $50.00 | 4/13/2011 9:27:16 AM |
fabster | $25.00 | 4/13/2011 9:27:49 AM |
ommcd | $25.00 | 4/13/2011 9:28:57 AM |
happy-return4 | $32.19 | 4/13/2011 9:29:29 AM |
FeedTheMachine | $43.86 | 4/13/2011 9:30:04 AM |
the-bid-sorcerer | $50.00 | 4/13/2011 9:30:14 AM |
lakehavasu88 | $25.00 | 4/13/2011 9:30:22 AM |
Artist_Blue | $25.00 | 4/13/2011 9:30:36 AM |
finance-magma7 | $50.00 | 4/13/2011 9:53:15 AM |
wealth-fighter3 | $25.00 | 4/13/2011 12:16:06 PM |
Asynch | $25.00 | 4/13/2011 11:57:15 AM |
reflective-rupee | $25.55 | 4/13/2011 11:41:30 AM |
trade-caper | $25.00 | 4/13/2011 12:26:29 PM |
CapeDollars | $25.00 | 4/13/2011 12:56:53 PM |
gallant-economy9 | $400.00 | 4/13/2011 1:09:26 PM |
wealth-fighter3 | $55.00 | 4/13/2011 12:24:33 PM |
Velocity_Lenders | $25.37 | 4/13/2011 3:46:09 PM |
helpishere777 | $25.00 | 4/13/2011 3:52:06 PM |
zippy-interest | $25.00 | 4/13/2011 3:52:42 PM |
power-mad-scientist | $25.00 | 4/13/2011 3:54:00 PM |
hitsman | $50.00 | 4/13/2011 3:54:12 PM |
benjamins-utopia | $100.00 | 4/13/2011 3:55:37 PM |
kegs | $1,000.00 | 4/13/2011 3:56:08 PM |
orbital-investment5 | $50.00 | 4/13/2011 4:01:54 PM |
seisen | $73.43 | 4/13/2011 4:02:25 PM |
power-leader1 | $27.13 | 4/13/2011 12:47:28 PM |
benevolent-bonus | $25.00 | 4/13/2011 3:18:32 PM |
worth-shower8 | $100.00 | 4/13/2011 1:22:34 PM |
interstellar | $50.00 | 4/13/2011 1:28:28 PM |
Decent | $25.00 | 4/13/2011 1:51:54 PM |
AF-Chief | $50.00 | 4/13/2011 3:52:49 PM |
Tikibarman | $50.00 | 4/13/2011 3:53:49 PM |
Jack55304 | $125.00 | 4/13/2011 3:54:34 PM |
handshake5 | $100.00 | 4/13/2011 3:55:16 PM |
larrybird | $1,000.00 | 4/13/2011 3:48:14 PM |
BlindJoeDeath | $50.00 | 4/13/2011 3:52:15 PM |
sakha | $50.00 | 4/13/2011 3:52:23 PM |
gold-blanket0 | $25.00 | 4/13/2011 3:52:34 PM |
floridass | $25.00 | 4/13/2011 3:53:56 PM |
bid-czar8 | $50.00 | 4/13/2011 3:54:32 PM |
hard-working-loot | $50.00 | 4/13/2011 4:01:53 PM |
NoMoreDebt4Me | $25.00 | 4/13/2011 4:02:01 PM |
NYLG | $25.00 | 4/13/2011 4:02:13 PM |
185 Investments
|
Borrower Payment Dependent Notes Series
500154
This series of Notes was issued and sold upon the funding of the borrower loan #48865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $934 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| clean-euro9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hope
Purpose of loan:
This loan will be used to...
debt consolidation
My financial situation:
I am a good candidate for this loan because...
I am a very responsible person and pay my bill on time
Monthly net income: $ 1,500
Monthly expenses: $
Housing: $300 month
Insurance: $0
Car expenses: $150 month
Utilities: $250 month
Phone, cable, internet: $120 month
Food, entertainment: $150 month
Clothing, household expenses: $55 month
Credit cards and other loans: $45 month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain the past delinquencies and public records shown on your Prosper credit profile. Thanks - reflective-rupee
A:
past delinquencies some of them will be off my credit report and the reason was bankruptcy because someone got my information to purchase some items with my credit; I had surgery during that time and was on medical leave; the company was asking me to make payments on this items I didn't own so I had to file bankruptcy.I had an excellent credit before this happened. my payments are on time,the energy company if your bill is 250.00 and you pay them 225.00 they report you for 25.00
(Apr-11-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
suave-dime6 | $25.00 | 4/11/2011 9:03:40 AM |
ingenious-deal6 | $25.00 | 4/11/2011 9:06:55 AM |
simplelender80 | $150.00 | 4/11/2011 9:05:09 AM |
nerdfactor | $25.00 | 4/11/2011 9:12:36 AM |
value-allocator1 | $100.00 | 4/11/2011 9:11:05 AM |
sharp-trade0 | $25.00 | 4/11/2011 9:13:33 AM |
money-baron-roth-IRA | $25.00 | 4/15/2011 6:43:55 PM |
mercuriant | $25.00 | 4/16/2011 8:30:58 AM |
ursus | $50.00 | 4/18/2011 8:48:23 AM |
StarshineXL | $25.00 | 4/18/2011 7:34:00 PM |
asiaratt | $50.00 | 4/19/2011 4:16:26 AM |
mrxtravis | $25.00 | 4/19/2011 4:20:08 AM |
sfmf | $40.00 | 4/19/2011 10:00:07 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:37 PM |
jazzlender | $25.00 | 4/21/2011 5:19:23 PM |
Easystreet | $25.00 | 4/22/2011 3:21:32 AM |
red-power-pecan | $50.00 | 4/22/2011 11:27:31 AM |
worth-dandelion | $100.00 | 4/22/2011 5:13:27 PM |
integrity-hawk | $50.00 | 4/22/2011 5:36:07 PM |
money-fort | $25.00 | 4/22/2011 5:17:09 PM |
symbiosis | $50.00 | 4/22/2011 6:17:50 PM |
CA-Lender | $25.04 | 4/22/2011 5:42:31 PM |
zone6 | $33.07 | 4/22/2011 8:36:57 PM |
double22 | $68.47 | 4/22/2011 8:09:29 PM |
mrsp2e | $25.00 | 4/22/2011 9:16:46 PM |
impala6464 | $100.00 | 4/22/2011 8:53:16 PM |
setUup | $25.40 | 4/22/2011 9:51:26 PM |
kendallv | $50.00 | 4/22/2011 9:20:00 PM |
shrewd-income | $50.00 | 4/22/2011 10:55:16 PM |
jybank | $50.00 | 4/22/2011 11:03:23 PM |
lobstahlender | $25.00 | 4/23/2011 2:49:57 AM |
Bob450 | $25.00 | 4/23/2011 4:01:23 AM |
the-dollar-topper | $100.00 | 4/23/2011 11:20:32 AM |
I_Really_Hate_Banks | $25.00 | 4/23/2011 2:21:04 PM |
oregonusa | $50.00 | 4/23/2011 2:23:22 PM |
yertle9 | $25.00 | 4/23/2011 2:20:57 PM |
cropdust3r | $25.00 | 4/23/2011 2:27:04 PM |
listing-trapper3 | $50.00 | 4/23/2011 2:23:28 PM |
stock106 | $25.00 | 4/23/2011 2:31:16 PM |
miked8303 | $25.00 | 4/23/2011 2:32:21 PM |
shrewd-peace7 | $25.00 | 4/23/2011 2:27:26 PM |
laki_haole | $50.00 | 4/23/2011 2:32:26 PM |
IIP77 | $25.00 | 4/23/2011 2:28:41 PM |
the-profit-oracle | $25.00 | 4/23/2011 2:31:32 PM |
JJ9876 | $25.00 | 4/23/2011 2:32:10 PM |
reward-adventure | $50.00 | 4/23/2011 2:32:48 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:20 AM |
fantastic-wampum1 | $100.00 | 4/11/2011 10:56:46 AM |
bright-exchange | $25.00 | 4/11/2011 11:51:03 AM |
reflective-rupee | $25.44 | 4/12/2011 6:46:14 AM |
Weaverville | $25.00 | 4/14/2011 7:31:51 PM |
Jack55304 | $185.00 | 4/17/2011 5:33:23 AM |
thelovebug | $100.00 | 4/16/2011 9:05:13 PM |
birddogsb | $50.00 | 4/19/2011 5:20:55 AM |
Gibbyland | $100.00 | 4/19/2011 8:07:03 AM |
liberty-injector | $50.00 | 4/19/2011 4:20:23 PM |
jo2y | $25.00 | 4/21/2011 5:19:51 PM |
credit-sycamore4 | $100.00 | 4/22/2011 11:35:42 AM |
reflective-rupee | $175.55 | 4/22/2011 5:13:09 PM |
dinero-fighter | $50.00 | 4/22/2011 6:07:17 PM |
handy-justice | $100.00 | 4/22/2011 6:47:14 PM |
ddog0224 | $50.00 | 4/22/2011 9:37:12 PM |
WonByOne | $25.00 | 4/22/2011 10:49:20 PM |
resplendent-dollar | $25.00 | 4/23/2011 12:54:35 AM |
worth-shower8 | $100.00 | 4/23/2011 2:11:37 AM |
unger | $133.33 | 4/23/2011 3:14:58 AM |
MARWARISETH | $25.00 | 4/23/2011 8:42:00 AM |
macgeek | $25.00 | 4/23/2011 9:34:49 AM |
credible-durability | $25.00 | 4/23/2011 10:02:42 AM |
courteous-kindness1 | $25.00 | 4/23/2011 10:39:32 AM |
hopheadmike | $25.00 | 4/23/2011 2:06:35 PM |
orgy63 | $50.00 | 4/23/2011 2:23:06 PM |
floridass | $25.00 | 4/23/2011 2:20:39 PM |
Gladglide | $30.00 | 4/23/2011 2:22:41 PM |
compassionate-fairness6 | $25.00 | 4/23/2011 2:23:17 PM |
handshake5 | $100.00 | 4/23/2011 2:25:58 PM |
seisen | $50.00 | 4/23/2011 2:26:54 PM |
worthy-bid8 | $25.00 | 4/23/2011 2:29:22 PM |
rhin0cerx | $50.00 | 4/23/2011 2:30:23 PM |
DSFinancial | $50.00 | 4/23/2011 2:30:40 PM |
graceful-investment | $100.00 | 4/23/2011 2:32:53 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
500610
This series of Notes was issued and sold upon the funding of the borrower loan #48836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-05-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-19-2011 |
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $418.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 76 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $500 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-mushroom389 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement & Debt Consolidate
Purpose of loan:
This loan will be used to...
Install sod and fence at newly built home & consolidate debt on my only credit card with a balance.
My financial situation:
I have been a manager for my company for 6 years. Good base salary that continues to increase every year (even during these tight times) and very nice annual bonuses potential (up to 15% of base salary).
I am a good candidate for this loan because...
Pay all bills on time and in full.
Monthly net income: $6617
Monthly expenses: $1000
Housing: $1400
Insurance: $200
Car expenses: $450
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $50
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1) Mortgage balance - $203,330.25
&
2) Most recent appraised value/market value - $211,000.00
(Apr-07-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 4/5/2011 9:07:54 AM |
SecondChanceLendingSERV | $25.00 | 4/5/2011 8:37:21 PM |
careful-compassion | $25.00 | 4/6/2011 12:01:48 PM |
Mariner3605 | $25.00 | 4/6/2011 12:38:37 PM |
bold-durability-drum | $50.00 | 4/8/2011 12:46:23 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:29:36 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:12:18 PM |
hostbank | $100.00 | 4/11/2011 4:51:58 PM |
Tradesmanlender | $25.00 | 4/12/2011 1:43:50 PM |
imlosttoo | $25.00 | 4/13/2011 2:14:21 AM |
radforj22 | $25.00 | 4/13/2011 2:36:09 AM |
kenji4861 | $25.00 | 4/14/2011 1:23:12 AM |
worthy-bid8 | $50.00 | 4/14/2011 6:13:17 AM |
MasterJin | $25.00 | 4/14/2011 12:12:44 PM |
subtle-revenue0 | $25.00 | 4/14/2011 5:35:27 PM |
downtownfarm | $25.00 | 4/15/2011 4:04:34 AM |
sungbaek | $25.00 | 4/15/2011 1:44:38 AM |
Alpha-AssistU | $25.00 | 4/15/2011 8:50:12 AM |
wwwUniversal | $25.00 | 4/16/2011 4:26:55 AM |
ideal-platinum1 | $25.00 | 4/16/2011 5:19:52 AM |
abundant-credit6 | $25.00 | 4/16/2011 6:35:27 AM |
worldly-community3 | $50.00 | 4/16/2011 8:19:56 AM |
gatorsean2168 | $25.00 | 4/16/2011 11:40:08 AM |
newest-generous-income | $25.00 | 4/16/2011 9:52:22 AM |
palace2 | $400.00 | 4/16/2011 11:45:06 AM |
sunny-justice9 | $25.00 | 4/16/2011 12:52:23 PM |
wealth-competitor | $100.00 | 4/16/2011 10:14:12 AM |
RayEarth | $25.00 | 4/16/2011 12:20:12 PM |
Bob450 | $25.00 | 4/16/2011 3:31:54 PM |
power-pagoda | $150.00 | 4/16/2011 11:48:15 AM |
peso-mate | $50.00 | 4/16/2011 4:31:49 PM |
kindness-launcher | $800.00 | 4/16/2011 12:21:46 PM |
red-unequivocal-finance | $25.00 | 4/16/2011 8:04:17 PM |
income-pillow | $25.00 | 4/17/2011 5:31:04 AM |
alpinaut | $25.00 | 4/17/2011 7:55:46 AM |
wealth-renaissance5 | $25.00 | 4/17/2011 9:55:52 AM |
generator596 | $25.00 | 4/17/2011 9:57:54 AM |
Dubbs360 | $100.00 | 4/17/2011 9:08:45 AM |
bid-czar8 | $50.00 | 4/17/2011 5:46:13 PM |
understanding-affluence5 | $50.00 | 4/17/2011 7:11:03 PM |
Artist_Blue | $25.00 | 4/18/2011 6:04:38 AM |
tensalis | $25.00 | 4/18/2011 6:56:28 AM |
GATrust | $50.00 | 4/17/2011 6:04:25 PM |
jsak74 | $25.00 | 4/18/2011 9:35:53 AM |
asset-maximizer | $39.94 | 4/18/2011 9:36:13 AM |
awwaww | $50.00 | 4/18/2011 9:37:26 AM |
IIP77 | $25.00 | 4/18/2011 10:10:41 AM |
worldly-money4 | $1,500.00 | 4/18/2011 10:21:50 AM |
octoberfresh | $25.00 | 4/18/2011 9:18:36 AM |
djh47a | $25.00 | 4/18/2011 10:46:11 AM |
ursus | $100.00 | 4/18/2011 8:58:32 AM |
commitment-cadence | $25.00 | 4/18/2011 9:35:41 AM |
atlantic51 | $25.00 | 4/18/2011 9:47:17 AM |
Interloper | $25.00 | 4/18/2011 10:04:18 AM |
highonrope | $50.00 | 4/18/2011 10:42:50 AM |
MrMoney0622 | $25.00 | 4/18/2011 10:59:20 AM |
jcfung1 | $25.00 | 4/18/2011 9:34:14 AM |
rockhound84 | $50.00 | 4/18/2011 1:31:52 PM |
transparency-baton | $50.00 | 4/18/2011 3:16:47 PM |
dansarkis | $25.00 | 4/18/2011 10:42:54 AM |
nikkiesgrandma | $25.00 | 4/18/2011 1:29:14 PM |
Oupa-George | $25.00 | 4/18/2011 3:46:29 PM |
cathexis | $25.00 | 4/18/2011 3:47:04 PM |
haidoken | $75.00 | 4/18/2011 3:47:25 PM |
gold-sushi | $25.00 | 4/18/2011 3:48:12 PM |
Clambake | $50.00 | 4/18/2011 3:48:28 PM |
FinanceEngine | $35.00 | 4/18/2011 2:14:59 PM |
Cheburashka | $25.00 | 4/18/2011 3:50:10 PM |
Philosonie | $50.00 | 4/18/2011 3:50:36 PM |
nycmichael | $100.00 | 4/18/2011 3:50:51 PM |
zippy-interest | $25.00 | 4/18/2011 3:51:02 PM |
Ripsaw4U | $50.00 | 4/18/2011 3:51:38 PM |
harty | $50.00 | 4/18/2011 3:52:27 PM |
MadHun | $100.00 | 4/18/2011 3:52:49 PM |
amijo | $25.00 | 4/18/2011 4:16:25 PM |
bold-steady-peso | $50.00 | 4/18/2011 3:45:46 PM |
currency-cigar4 | $75.00 | 4/18/2011 3:45:52 PM |
sentimental-worth443 | $50.00 | 4/18/2011 3:46:03 PM |
cablenews | $50.00 | 4/18/2011 3:46:19 PM |
littlemonkey | $25.00 | 4/18/2011 3:46:27 PM |
benjamin67 | $25.00 | 4/18/2011 3:46:34 PM |
investment-comet | $25.00 | 4/18/2011 3:46:48 PM |
value-den | $50.00 | 4/18/2011 3:46:54 PM |
burgeoning-silver | $25.00 | 4/18/2011 3:47:07 PM |
dinero-wildebeest | $50.00 | 4/18/2011 3:47:12 PM |
clean-greenback5 | $50.00 | 4/18/2011 3:47:27 PM |
OrcaFIN | $50.00 | 4/18/2011 3:47:41 PM |
chrisb1414 | $25.00 | 4/18/2011 2:02:33 PM |
w3alter | $100.00 | 4/18/2011 3:48:15 PM |
contract-victor5 | $50.00 | 4/18/2011 3:49:30 PM |
loot-heart | $25.00 | 4/18/2011 3:49:42 PM |
kind-adventurous-finance | $75.00 | 4/18/2011 3:50:53 PM |
C_Mark | $50.00 | 4/18/2011 3:51:04 PM |
rolandweary | $25.00 | 4/18/2011 3:51:18 PM |
hanuman77 | $25.48 | 4/18/2011 3:52:16 PM |
Banker7371 | $25.00 | 4/18/2011 3:52:35 PM |
careful-moola3 | $100.00 | 4/18/2011 3:54:31 PM |
wbahl | $25.00 | 4/18/2011 4:05:05 PM |
Marfloogan | $25.00 | 4/18/2011 4:14:59 PM |
js44043 | $25.00 | 4/18/2011 4:42:48 PM |
wakti | $50.00 | 4/18/2011 3:46:04 PM |
SoCalRancher | $49.30 | 4/18/2011 3:46:14 PM |
chemistry220 | $50.00 | 4/18/2011 3:46:17 PM |
anyoi | $50.00 | 4/18/2011 3:46:39 PM |
oaktown23 | $50.00 | 4/18/2011 3:46:50 PM |
ISHLEP67 | $50.00 | 4/18/2011 3:47:23 PM |
power-mad-scientist | $25.00 | 4/18/2011 3:48:43 PM |
fcukciti | $25.00 | 4/18/2011 3:49:33 PM |
desertoasis | $40.00 | 4/18/2011 3:50:27 PM |
panegryst | $50.00 | 4/18/2011 3:50:47 PM |
handy-justice | $50.00 | 4/18/2011 3:51:06 PM |
lostontheedge | $25.00 | 4/18/2011 3:51:20 PM |
ClearLake | $25.00 | 4/18/2011 3:51:45 PM |
museic1 | $50.00 | 4/18/2011 3:52:19 PM |
nalaari | $25.00 | 4/18/2011 3:52:38 PM |
studious-bonus7 | $33.53 | 4/18/2011 3:52:43 PM |
Sixmil | $66.18 | 4/18/2011 4:50:49 PM |
faldska | $25.00 | 4/18/2011 4:40:37 PM |
transparency-grasshopper | $25.00 | 4/18/2011 4:04:48 PM |
ultimatepaintball | $25.00 | 4/18/2011 4:46:44 PM |
Brain_m | $50.00 | 4/18/2011 4:58:12 PM |
money-floret | $25.00 | 4/18/2011 4:41:34 PM |
KeepOnRunning | $35.29 | 4/18/2011 4:45:09 PM |
emosspot | $25.00 | 4/18/2011 5:18:42 PM |
flexible-fund6 | $50.00 | 4/18/2011 7:09:19 PM |
LoisLoan | $25.00 | 4/18/2011 5:18:17 PM |
CCC1 | $50.00 | 4/18/2011 8:35:43 PM |
derec | $25.00 | 4/18/2011 11:44:32 PM |
ash135 | $50.00 | 4/19/2011 1:36:25 AM |
Raven39 | $25.00 | 4/18/2011 7:51:06 PM |
EarlyRiser | $118.33 | 4/19/2011 1:38:44 AM |
jdrez | $25.00 | 4/19/2011 1:47:08 AM |
Rivervale_Westwood | $25.00 | 4/19/2011 1:47:28 AM |
sjlender | $50.00 | 4/18/2011 8:14:11 PM |
unbelievable-value2 | $25.00 | 4/18/2011 10:09:39 PM |
Midg | $25.00 | 4/19/2011 1:55:03 AM |
dartmouth99 | $26.77 | 4/19/2011 1:56:41 AM |
rlgnyc | $25.00 | 4/19/2011 2:06:10 AM |
lending_well | $25.00 | 4/19/2011 2:10:22 AM |
selector568 | $300.00 | 4/19/2011 2:14:50 AM |
intlargonaut | $50.00 | 4/19/2011 1:46:23 AM |
Kijib | $25.00 | 4/19/2011 1:54:44 AM |
DMark69 | $25.00 | 4/19/2011 2:00:36 AM |
mclean_loaner | $100.00 | 4/18/2011 10:24:34 PM |
tsquared_030 | $27.34 | 4/19/2011 2:11:43 AM |
agiovasil | $25.00 | 4/19/2011 2:15:37 AM |
Ready2Loan | $25.00 | 4/19/2011 1:35:54 AM |
lost-money-so-far-on-these | $25.00 | 4/19/2011 1:46:09 AM |
E_G | $29.54 | 4/19/2011 1:54:49 AM |
rjleves | $25.00 | 4/19/2011 1:56:02 AM |
fireboss | $42.83 | 4/19/2011 2:03:52 AM |
brightest-dignified-penny | $25.00 | 4/5/2011 10:45:49 AM |
Zolton | $100.00 | 4/5/2011 9:07:07 AM |
reflective-rupee | $222.22 | 4/5/2011 10:16:36 AM |
patriot897 | $25.00 | 4/5/2011 2:15:42 PM |
BxRealtor | $25.00 | 4/5/2011 1:05:47 PM |
competent-p2p | $35.00 | 4/5/2011 5:42:11 PM |
Gibbyland | $100.00 | 4/8/2011 7:01:52 PM |
sharp-trade0 | $25.00 | 4/10/2011 2:51:50 PM |
yield-seeker | $25.00 | 4/11/2011 8:37:24 AM |
five-star-justice | $25.00 | 4/11/2011 4:14:21 PM |
fantastic-wampum1 | $100.00 | 4/11/2011 5:28:21 PM |
ingenious-deal6 | $25.00 | 4/12/2011 11:37:36 AM |
loyalty-sherpa | $25.00 | 4/12/2011 1:43:36 PM |
-Me | $50.00 | 4/12/2011 2:43:22 PM |
enthralling-deal180 | $50.00 | 4/13/2011 5:47:30 AM |
Weaverville | $50.00 | 4/14/2011 7:27:51 PM |
brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:41 AM |
richboy56 | $25.00 | 4/15/2011 10:34:08 AM |
bigphish | $50.00 | 4/15/2011 12:05:25 PM |
divedude | $25.00 | 4/15/2011 2:11:20 PM |
OldFriend | $25.00 | 4/15/2011 3:52:06 PM |
debt-system880 | $25.00 | 4/15/2011 10:26:30 PM |
credit-scout7 | $50.00 | 4/16/2011 7:18:34 AM |
the-silver-blaster | $100.00 | 4/16/2011 10:46:34 AM |
moola-accelerator6 | $30.00 | 4/16/2011 12:56:50 PM |
vigorous-market5 | $200.00 | 4/16/2011 2:54:12 PM |
ladderskibum | $50.00 | 4/16/2011 1:34:41 PM |
dudebrah | $25.00 | 4/16/2011 2:31:53 PM |
crw1950 | $32.59 | 4/16/2011 4:31:02 PM |
papaman | $25.00 | 4/16/2011 12:16:22 PM |
rangers94 | $25.00 | 4/16/2011 2:36:13 PM |
heerzaquestion | $55.00 | 4/16/2011 3:17:34 PM |
slpark | $65.00 | 4/16/2011 10:52:18 PM |
sams3227 | $50.00 | 4/17/2011 5:39:42 AM |
LordKinbote | $25.00 | 4/16/2011 7:00:02 PM |
mike279766 | $33.00 | 4/16/2011 7:09:37 PM |
Viamin | $25.00 | 4/16/2011 11:51:25 PM |
ptjg | $50.00 | 4/17/2011 8:54:09 AM |
BuckeyeGuy | $25.00 | 4/17/2011 5:24:23 PM |
mckhbnpc | $30.00 | 4/17/2011 3:14:24 PM |
bluprntguy | $25.00 | 4/17/2011 11:46:39 AM |
discrete-benjamins0 | $50.00 | 4/17/2011 6:04:17 PM |
PittsburghMark | $25.00 | 4/18/2011 5:19:44 AM |
golden-finance7 | $50.00 | 4/17/2011 7:29:34 PM |
Steveoo1 | $25.00 | 4/17/2011 6:31:08 PM |
compassionate-fairness6 | $25.00 | 4/17/2011 9:34:32 PM |
julijask | $50.00 | 4/18/2011 8:25:59 AM |
kulender | $50.00 | 4/18/2011 10:09:53 AM |
EvalCrux | $50.00 | 4/18/2011 1:15:47 PM |
CreditBuilder2 | $100.00 | 4/18/2011 9:34:04 AM |
heavenly-interest9 | $100.00 | 4/18/2011 11:05:58 AM |
CA-Lender | $50.04 | 4/18/2011 11:07:26 AM |
CaliforniaSun | $25.00 | 4/18/2011 2:35:47 PM |
rogue_monster | $50.00 | 4/18/2011 3:45:41 PM |
slico | $46.43 | 4/18/2011 3:46:02 PM |
dexstjames | $50.00 | 4/18/2011 3:46:51 PM |
CBO-Enterprise | $50.00 | 4/18/2011 3:47:02 PM |
practice44 | $50.00 | 4/18/2011 3:47:06 PM |
power-bluebird2 | $50.00 | 4/18/2011 3:48:20 PM |
gracej | $25.00 | 4/18/2011 3:49:17 PM |
Marathoner | $25.00 | 4/18/2011 3:49:28 PM |
TechnologyGuy | $25.00 | 4/18/2011 11:14:08 AM |
IP | $50.00 | 4/18/2011 3:50:13 PM |
wyogirllender | $25.00 | 4/18/2011 2:16:29 PM |
ivadood | $50.00 | 4/18/2011 2:24:17 PM |
Chauncey_Gardener | $50.00 | 4/18/2011 3:51:13 PM |
irrelevant | $25.00 | 4/18/2011 3:52:59 PM |
carlover | $25.00 | 4/18/2011 4:04:30 PM |
dschaaf | $50.00 | 4/18/2011 12:10:08 PM |
fortytwo | $34.77 | 4/18/2011 4:05:37 PM |
MissionMicroFinance | $25.00 | 4/18/2011 4:16:19 PM |
comet55 | $25.00 | 4/18/2011 3:45:49 PM |
razor783 | $25.00 | 4/18/2011 3:46:09 PM |
SouthCoast | $25.00 | 4/18/2011 3:46:31 PM |
generous-deal6 | $50.00 | 4/18/2011 3:46:53 PM |
silver-armada | $50.00 | 4/18/2011 3:46:59 PM |
black_adder2003 | $50.00 | 4/18/2011 3:47:09 PM |
Ocean713 | $50.00 | 4/18/2011 3:47:21 PM |
TelegramSam | $25.00 | 4/18/2011 3:47:37 PM |
dood2112 | $25.00 | 4/18/2011 3:49:39 PM |
Bill88 | $25.00 | 4/18/2011 2:10:03 PM |
jtradition | $50.00 | 4/18/2011 3:49:58 PM |
handshake5 | $100.00 | 4/18/2011 4:24:35 PM |
Aimvest | $25.00 | 4/18/2011 3:50:44 PM |
HamachiMan | $50.00 | 4/18/2011 3:50:57 PM |
bill-appraiser7 | $25.00 | 4/18/2011 3:51:08 PM |
DreDub | $50.00 | 4/18/2011 3:51:29 PM |
meenan | $50.00 | 4/18/2011 3:52:12 PM |
miket71 | $50.00 | 4/18/2011 3:52:24 PM |
silverloan | $48.62 | 4/18/2011 4:16:17 PM |
srgriff | $25.00 | 4/18/2011 3:45:26 PM |
green-planet-guy | $32.00 | 4/18/2011 3:45:37 PM |
LeReve | $100.00 | 4/18/2011 3:46:01 PM |
joyful-treasure2 | $25.00 | 4/18/2011 3:46:11 PM |
ciscoparrot | $25.00 | 4/18/2011 3:46:15 PM |
GElender | $50.00 | 4/18/2011 3:46:22 PM |
urbanMisfit | $25.00 | 4/18/2011 3:46:36 PM |
roman2008 | $25.00 | 4/18/2011 3:47:16 PM |
reueljw | $25.00 | 4/18/2011 3:47:45 PM |
grf1945 | $50.00 | 4/18/2011 3:48:40 PM |
reward-burger2 | $50.00 | 4/18/2011 3:49:06 PM |
skuba | $25.00 | 4/18/2011 3:49:25 PM |
lovelongandprosper | $50.00 | 4/18/2011 4:46:51 PM |
benjamins-utopia | $49.99 | 4/18/2011 3:50:19 PM |
Rick21 | $50.00 | 4/18/2011 3:51:00 PM |
ualf | $26.16 | 4/18/2011 3:51:36 PM |
slojudy | $27.96 | 4/18/2011 3:52:02 PM |
TK4 | $50.00 | 4/18/2011 3:52:08 PM |
hrubinst | $46.59 | 4/18/2011 3:52:21 PM |
dinero-speaker | $25.00 | 4/18/2011 3:52:40 PM |
point-kitten6 | $50.00 | 4/18/2011 3:52:48 PM |
valiant-liberty4 | $25.00 | 4/18/2011 4:50:31 PM |
blissful-note7 | $41.38 | 4/18/2011 4:53:25 PM |
TheYellowDart | $25.00 | 4/18/2011 4:16:38 PM |
openness-prospector | $50.00 | 4/18/2011 4:17:03 PM |
Hanalei712 | $50.00 | 4/18/2011 4:48:21 PM |
UT-Longhorn | $25.00 | 4/18/2011 4:48:59 PM |
bambampk | $50.00 | 4/18/2011 4:41:49 PM |
GCInvestments | $25.00 | 4/18/2011 5:19:15 PM |
PaulW | $25.00 | 4/18/2011 4:54:23 PM |
Rogesparkguy | $25.00 | 4/18/2011 5:45:51 PM |
Katburg | $25.00 | 4/18/2011 5:25:22 PM |
picklesforarthur | $50.00 | 4/18/2011 7:04:30 PM |
bullwink27 | $25.00 | 4/18/2011 5:25:34 PM |
angelinvestor01 | $50.00 | 4/18/2011 7:04:53 PM |
iamricher | $25.00 | 4/18/2011 7:05:00 PM |
handy-justice | $100.00 | 4/18/2011 8:11:24 PM |
Munnie | $25.00 | 4/18/2011 8:29:14 PM |
benefit-flow | $25.00 | 4/18/2011 9:32:41 PM |
auctionator1 | $25.00 | 4/18/2011 10:23:52 PM |
cwb8539 | $26.18 | 4/18/2011 7:43:35 PM |
Preteur | $25.00 | 4/19/2011 1:48:38 AM |
jbadawg1017 | $25.00 | 4/19/2011 1:54:36 AM |
rmachi | $25.00 | 4/19/2011 1:36:16 AM |
DMCA | $25.72 | 4/19/2011 2:14:26 AM |
GrowthAspirations | $27.22 | 4/18/2011 9:41:37 PM |
drtexican | $25.00 | 4/19/2011 2:00:04 AM |
cassius84 | $25.00 | 4/19/2011 2:01:54 AM |
shorthairedg | $42.42 | 4/19/2011 2:03:19 AM |
TheBaldGuy | $25.00 | 4/19/2011 1:35:40 AM |
treasure-bliss | $50.00 | 4/19/2011 2:17:25 AM |
InvestorPartners | $25.00 | 4/19/2011 1:46:15 AM |
tsui517 | $25.08 | 4/19/2011 1:47:59 AM |
Ballard | $26.89 | 4/19/2011 1:54:29 AM |
Breakfast_Gypsy | $25.00 | 4/19/2011 1:54:57 AM |
Ivan2007 | $34.81 | 4/19/2011 1:56:25 AM |
297 Investments
|
Borrower Payment Dependent Notes Series
500976
This series of Notes was issued and sold upon the funding of the borrower loan #48846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $245.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $534 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| maxfisher7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
So I can Propose
Purpose of loan: To buy a Engagement ring for my girlfriend
This loan will be used to...Buy an Engagement Ring
My financial situation:
I am a good candidate for this loan because...I have a stable good job, and I have been at my position for just about 2 years now.
This will be my 2nd Prosper Loan and I never missed a single payment on the 1st one and actually ended up paying it off a bit early.
My experience with Prosper was so good that I decided to use them again for this loan.
Monthly net income: $3000
Monthly expenses: $1825
Housing: $780
Insurance: $35
Car expenses: $None
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $80
Other expenses: $ No Other Expenses, with this loan there would be another $250 bringing my total expenses to $2075 Leaving me plenty of extra cash every month about $925.00
Information in the Description is not verified.
Friends And Family Investments
Octavia has invested a total of
$30.43.
"This borrower is serious about eliminating credit card debt and is a committed friend."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commerce-yeller | $30.00 | 4/13/2011 5:02:52 PM |
diplomatic-wealth7 | $25.00 | 4/13/2011 5:05:57 PM |
cashhelp | $50.00 | 4/13/2011 5:02:56 PM |
simplelender80 | $100.00 | 4/13/2011 5:05:24 PM |
hookUup | $26.73 | 4/13/2011 5:26:56 PM |
MoneyForNothing | $41.92 | 4/13/2011 5:20:09 PM |
CoolPlexer | $25.00 | 4/13/2011 6:56:49 PM |
Octavia | $30.43 | 4/13/2011 5:13:41 PM |
SolarMoonshine | $100.00 | 4/13/2011 6:04:20 PM |
thankful-nickel2 | $50.00 | 4/13/2011 6:22:54 PM |
platinum-cargo | $25.00 | 4/15/2011 5:37:23 AM |
jgar_O | $25.00 | 4/15/2011 12:51:43 PM |
tntmojave | $48.52 | 4/15/2011 1:09:27 PM |
rmbot | $48.07 | 4/15/2011 1:09:17 PM |
marwadi-62 | $100.00 | 4/15/2011 7:41:54 PM |
Weaverville | $25.00 | 4/16/2011 4:50:56 PM |
sonnet771 | $50.00 | 4/20/2011 12:51:40 AM |
Pickmar | $25.00 | 4/20/2011 11:40:10 AM |
newest-funds-powerplant | $25.00 | 4/20/2011 1:31:11 PM |
palace2 | $300.00 | 4/20/2011 8:15:11 PM |
bughead | $25.00 | 4/20/2011 9:28:52 PM |
LiveNow | $25.00 | 4/21/2011 5:05:12 AM |
FinDoc | $25.00 | 4/21/2011 2:59:19 PM |
MacAtk | $100.00 | 4/22/2011 12:51:24 PM |
neptuno | $25.00 | 4/22/2011 2:43:10 PM |
worthy-bid8 | $50.00 | 4/22/2011 5:28:43 PM |
worth-dandelion | $100.00 | 4/22/2011 5:13:05 PM |
Axium | $50.00 | 4/22/2011 6:36:51 PM |
palace2 | $250.00 | 4/22/2011 6:51:55 PM |
DannyPhantom | $100.00 | 4/22/2011 9:13:58 PM |
payout-detective7 | $25.00 | 4/23/2011 8:28:57 AM |
janeybooboo | $51.00 | 4/23/2011 12:39:33 PM |
yield-seeker | $25.00 | 4/23/2011 2:38:42 PM |
bunnybear | $30.83 | 4/23/2011 4:17:02 PM |
Tradesmanlender | $25.00 | 4/23/2011 9:00:00 PM |
Johnab | $25.00 | 4/24/2011 8:36:36 AM |
market-pudding | $25.00 | 4/24/2011 1:34:13 PM |
Gibbyland | $100.00 | 4/24/2011 1:19:19 PM |
mddahlheim | $40.00 | 4/24/2011 6:21:50 PM |
Heliosky77 | $104.35 | 4/25/2011 7:00:03 AM |
peaceful-cash5 | $25.00 | 4/25/2011 8:05:20 AM |
unafraid-loan5 | $25.00 | 4/25/2011 12:22:00 PM |
icon7 | $35.00 | 4/25/2011 12:45:19 PM |
Aberdeen | $1,200.00 | 4/25/2011 2:53:43 PM |
first-serene-credit | $25.00 | 4/25/2011 2:11:09 PM |
Kisk | $25.00 | 4/25/2011 2:16:22 PM |
r48 | $180.00 | 4/13/2011 5:03:59 PM |
Aberdeen | $2,000.00 | 4/13/2011 5:03:03 PM |
Zolton | $100.00 | 4/13/2011 5:06:34 PM |
BxRealtor | $25.00 | 4/13/2011 5:07:00 PM |
organized-payment6 | $50.00 | 4/13/2011 5:03:39 PM |
diversifylender | $50.00 | 4/13/2011 5:20:46 PM |
atlas100 | $25.00 | 4/14/2011 7:48:39 AM |
outofoffice | $75.00 | 4/14/2011 10:41:38 AM |
Feyenoord | $25.00 | 4/15/2011 7:06:40 AM |
upbeat-finance8 | $50.00 | 4/15/2011 6:10:44 PM |
moola-accelerator6 | $30.00 | 4/15/2011 8:47:11 PM |
BlessedEveryDay | $25.00 | 4/16/2011 5:38:45 AM |
ursus | $100.00 | 4/18/2011 9:02:11 AM |
JGuide | $25.00 | 4/18/2011 12:09:06 PM |
vutah | $50.00 | 4/18/2011 9:47:58 PM |
indomitable-coin | $25.00 | 4/19/2011 2:51:37 PM |
dough-hammock | $25.00 | 4/19/2011 5:26:29 PM |
efficient-treasure0 | $25.00 | 4/19/2011 6:00:03 PM |
dedicated-trade9 | $200.00 | 4/19/2011 7:58:04 PM |
historic-loan1 | $50.00 | 4/19/2011 8:01:06 PM |
TNG812 | $25.00 | 4/20/2011 1:40:09 PM |
nnomura | $32.00 | 4/20/2011 8:09:37 PM |
fiveoptrl | $100.00 | 4/21/2011 8:19:01 AM |
najmn103 | $25.00 | 4/22/2011 7:06:18 AM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:46:00 PM |
radforj22 | $25.00 | 4/22/2011 5:27:39 PM |
busybody333 | $25.00 | 4/22/2011 11:14:36 PM |
herman7 | $25.00 | 4/23/2011 7:35:55 AM |
intrepid-loot | $50.00 | 4/24/2011 7:36:02 AM |
exact-gold2 | $100.00 | 4/24/2011 3:23:52 PM |
C_Mark | $50.00 | 4/24/2011 7:38:03 PM |
clean-fund | $25.00 | 4/25/2011 1:28:14 AM |
Bcs-cnc | $50.00 | 4/25/2011 7:25:14 AM |
steiglends | $100.00 | 4/25/2011 9:31:49 AM |
delicious-loan093 | $25.00 | 4/25/2011 12:22:47 PM |
freetolive | $25.00 | 4/25/2011 1:22:36 PM |
mwaldo13 | $25.00 | 4/25/2011 2:50:55 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
501434
This series of Notes was issued and sold upon the funding of the borrower loan #48862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $120.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,679 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ALBERTOA |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off existing Auto Loan
The purpose of this loan is to pay off an existing Auto Loan that I have with PenFed Credit Union. The original loan amount was $18,000 at 5.29%.
The current balance is $3,770.60 and the monthly payment is $249.42. I will use the extra income to pay off a small balance with some high interest credit cards.
This is a WIN-WIN situation for both parties. I just need a little help to knock down those credit cards that are killing me. Later on I will invest to help other the same way.
I have a Good Credit and good job with an IT firm.
Your Credit Score 743
Source: Experian Date: 12/22/2010
Here are the details of the loan:
Used Auto Loan ***1816 Display $--.-- on
10/08/2011
Make Payment N/A $3,770.60
Status: ACTIVE View Transactions
Ownership Type: Primary Borrower Payoff Quote
Interest Rate: 5.29% Update Account Nickname
Collateral: 03 TOYOTA 4RUNNE
1 04/08/2011 ACH PYMT -249.42 3,770.60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
why did you cancel your 2 previously funded loan request? - swissbanker
A:
Prosper cancelled both requests after I provided all the required documentation. I am still not clear of the real reasons. My account was revoked and I had to sent a notarized documents after the 2nd attempt.
Here are the reasons:
1st
? Account with Prosper was closed.
2nd
? Other (see note below)
Prosper customer support added the following note:
Unable to complete verification.
(Apr-08-2011)
Q:
Why would you want to refinance your 5.29% auto loan with a Prosper loan at a higher rate? - worth-topper4
A:
I want to refinance the loan to reduce the monthly payment to 50% and use the money to pay credit cards bills. The loan interest will be higher but compared with the credit card interest still a good option.
(Apr-16-2011)
2 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
vine99 | $90.00 | 4/8/2011 5:13:09 PM |
Zolton | $100.00 | 4/8/2011 5:28:38 PM |
BxRealtor | $25.00 | 4/8/2011 5:29:14 PM |
SolarMoonshine | $25.00 | 4/8/2011 6:00:33 PM |
credit-guard5 | $25.00 | 4/8/2011 8:51:36 PM |
vutah | $50.00 | 4/8/2011 11:14:25 PM |
caring-hope2 | $100.00 | 4/9/2011 7:30:16 AM |
TFAD72 | $25.00 | 4/9/2011 9:34:01 AM |
chestnut4 | $25.00 | 4/9/2011 9:32:12 AM |
KSPHoldings | $30.00 | 4/9/2011 11:35:52 AM |
FundMaker | $25.00 | 4/9/2011 6:58:21 PM |
tomdooley12520 | $25.00 | 4/10/2011 9:28:53 AM |
engaging-worth | $25.00 | 4/10/2011 8:08:02 PM |
selector568 | $50.00 | 4/11/2011 4:24:15 PM |
simplelender80 | $100.00 | 4/11/2011 6:28:25 PM |
sharp-income2 | $25.00 | 4/12/2011 10:19:15 AM |
euro-deployment | $25.00 | 4/13/2011 9:10:27 AM |
rmbot | $75.00 | 4/13/2011 11:33:01 AM |
Cherrypicker | $50.00 | 4/13/2011 3:11:54 PM |
patriot897 | $25.00 | 4/13/2011 4:18:45 PM |
Dandanrad | $25.00 | 4/13/2011 1:37:03 PM |
InspireLife | $25.00 | 4/13/2011 5:48:30 PM |
nickel-pipeline | $25.00 | 4/14/2011 5:45:10 AM |
Moneypenny6 | $25.00 | 4/14/2011 6:53:11 AM |
fair_rates | $25.00 | 4/14/2011 6:56:33 AM |
worthy-bid8 | $50.00 | 4/14/2011 6:14:45 AM |
MasterJin | $25.00 | 4/14/2011 12:14:03 PM |
lDewey | $25.00 | 4/14/2011 6:57:48 PM |
Spiv_51 | $25.00 | 4/15/2011 3:00:04 AM |
Weaverville | $50.00 | 4/14/2011 7:39:27 PM |
iem2509 | $25.00 | 4/15/2011 8:37:06 AM |
socal-lender | $25.00 | 4/15/2011 8:47:10 AM |
reflective-dollar8 | $50.00 | 4/15/2011 10:01:54 AM |
bankojerry | $25.00 | 4/15/2011 10:42:48 AM |
YellowJacket | $25.00 | 4/15/2011 9:47:22 AM |
high-five544 | $26.74 | 4/15/2011 10:52:48 AM |
Reliance_Banker | $25.00 | 4/15/2011 11:29:54 AM |
cash4less | $25.00 | 4/15/2011 4:47:45 PM |
cash4less | $25.00 | 4/15/2011 4:46:00 PM |
marwadi-62 | $100.00 | 4/15/2011 7:35:29 PM |
principal-star | $40.00 | 4/15/2011 8:54:31 PM |
emjaybee | $25.00 | 4/16/2011 4:40:26 AM |
penny-finder | $31.16 | 4/16/2011 9:25:44 AM |
mchoops21 | $25.00 | 4/16/2011 11:47:26 AM |
reward-dynamo | $50.00 | 4/16/2011 1:31:19 PM |
indomitable-coin | $25.00 | 4/8/2011 5:23:47 PM |
organized-payment6 | $50.00 | 4/8/2011 5:26:37 PM |
currency-persimmon | $200.00 | 4/8/2011 6:46:52 PM |
SCD | $25.00 | 4/8/2011 8:19:17 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:30:56 PM |
FinDoc | $25.00 | 4/9/2011 2:34:26 AM |
RandyL3 | $25.00 | 4/9/2011 7:31:45 AM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:25 PM |
availableloan | $25.00 | 4/9/2011 9:16:51 PM |
swissbanker | $50.00 | 4/10/2011 7:30:14 AM |
zxr | $25.00 | 4/11/2011 7:16:27 AM |
yield-seeker | $25.00 | 4/11/2011 8:38:54 AM |
Mav26 | $40.00 | 4/11/2011 1:02:36 PM |
freetolive | $25.00 | 4/11/2011 1:22:04 PM |
fenix692 | $25.00 | 4/11/2011 4:17:30 PM |
atbright | $25.00 | 4/12/2011 3:39:20 AM |
subtle-truth2 | $150.00 | 4/12/2011 10:31:47 AM |
green-dollar-equinox | $30.00 | 4/12/2011 1:50:42 PM |
lukeskywalkerkp | $29.30 | 4/12/2011 6:05:58 PM |
p40thawk | $25.00 | 4/12/2011 5:36:53 PM |
loyalist1 | $250.00 | 4/13/2011 7:09:08 AM |
enthralling-deal180 | $50.00 | 4/13/2011 5:48:31 AM |
sharp-trade0 | $25.00 | 4/13/2011 11:24:54 AM |
Charmart | $25.00 | 4/13/2011 11:13:10 AM |
JGONZ13850 | $25.00 | 4/13/2011 11:59:24 AM |
slobrewtx | $76.42 | 4/13/2011 11:28:56 AM |
dollarboy | $25.00 | 4/13/2011 11:52:10 AM |
sven111 | $25.00 | 4/13/2011 2:24:48 PM |
thankful-nickel2 | $25.00 | 4/13/2011 6:45:08 PM |
cash-cymbal | $50.00 | 4/13/2011 8:41:50 PM |
mcabery | $150.00 | 4/14/2011 3:20:31 AM |
Nerdster1 | $25.08 | 4/14/2011 9:36:21 AM |
Mariner3605 | $25.00 | 4/14/2011 1:11:41 PM |
estancias | $25.00 | 4/15/2011 4:47:33 AM |
dontletmoneyfoolya | $25.00 | 4/14/2011 11:41:10 PM |
RicheyRich | $25.00 | 4/15/2011 8:59:49 AM |
mex_invests | $25.00 | 4/15/2011 1:28:21 PM |
JGONZ13850 | $25.00 | 4/15/2011 11:21:29 AM |
wwwUniversal | $25.00 | 4/15/2011 10:34:30 AM |
FinanciallySavvyMom | $25.00 | 4/15/2011 12:10:05 PM |
Furryone | $25.00 | 4/15/2011 8:01:23 PM |
turbostar666 | $31.15 | 4/16/2011 2:30:45 AM |
cash-vault | $25.00 | 4/16/2011 4:39:34 AM |
AFairDeal | $50.00 | 4/16/2011 7:35:03 AM |
JABank | $27.00 | 4/16/2011 8:33:41 AM |
Mellwell | $39.05 | 4/16/2011 1:10:36 PM |
wise-repayment-seeker | $25.00 | 4/16/2011 11:19:22 AM |
patriot897 | $25.00 | 4/16/2011 12:23:55 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
501490
This series of Notes was issued and sold upon the funding of the borrower loan #48802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $276.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,491 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| legend146 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of credit card debt
Purpose of loan:
This loan will be used to consolidate credit card debt and try-out Prosper.com.
My financial situation:
I am a good candidate for this loan because I have a high credit score, am gainfully employed, and live in a dual-income household. I always pay my bills. My plan is to pay my debt off, then start lending money on Prosper.com.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DukSerduk | $25.00 | 4/9/2011 12:04:52 PM |
bill-appraiser7 | $25.00 | 4/9/2011 12:07:04 PM |
Dollars4Rent | $50.00 | 4/9/2011 12:07:50 PM |
MrDavid | $100.00 | 4/9/2011 12:06:24 PM |
p40thawk | $50.00 | 4/9/2011 12:10:28 PM |
scrappy-bonus2 | $25.00 | 4/9/2011 12:09:01 PM |
serene-truth2 | $50.00 | 4/9/2011 12:08:51 PM |
minista | $25.00 | 4/9/2011 12:10:59 PM |
worthy-bid8 | $100.00 | 4/9/2011 12:10:39 PM |
currency-persimmon | $100.00 | 4/9/2011 4:53:14 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:27 PM |
OmahaGuy | $50.00 | 4/10/2011 3:21:31 PM |
astute-fairness0 | $25.00 | 4/10/2011 5:59:08 PM |
srgriff | $25.00 | 4/11/2011 9:20:39 AM |
ore-genius2 | $100.00 | 4/11/2011 11:12:25 AM |
jazz619 | $25.00 | 4/12/2011 3:38:23 AM |
sharp-income2 | $25.00 | 4/12/2011 10:32:20 AM |
knark | $25.00 | 4/12/2011 1:21:01 PM |
enterprising-cash0 | $25.00 | 4/12/2011 1:54:33 PM |
WSTRDG | $25.00 | 4/12/2011 2:29:33 PM |
ytjameslee | $50.00 | 4/13/2011 2:22:40 AM |
lagnisiruk | $25.00 | 4/13/2011 7:53:07 AM |
RandyL3 | $25.00 | 4/13/2011 7:55:49 AM |
atbright | $25.00 | 4/13/2011 12:22:25 PM |
WilliamLeeSims | $25.00 | 4/13/2011 3:55:29 PM |
selector568 | $50.00 | 4/14/2011 4:59:07 PM |
Havana21 | $200.00 | 4/16/2011 2:39:51 PM |
Peacepower | $25.00 | 4/16/2011 3:52:30 PM |
nosualcneas | $25.00 | 4/16/2011 3:54:37 PM |
Steveoo1 | $50.00 | 4/17/2011 10:56:39 AM |
worthy-value1 | $50.00 | 4/17/2011 5:39:32 PM |
intrepid-credit5 | $50.00 | 4/18/2011 8:29:43 AM |
HotRod25 | $50.00 | 4/18/2011 9:50:29 AM |
skuba | $50.00 | 4/18/2011 4:48:01 PM |
benjamins-utopia | $100.00 | 4/18/2011 4:54:01 PM |
community-pipeline | $50.00 | 4/18/2011 4:58:57 PM |
shellstar | $25.00 | 4/18/2011 5:17:30 PM |
a-responsible-return | $28.73 | 4/19/2011 2:32:29 AM |
jeffpac | $50.00 | 4/19/2011 7:04:49 AM |
bold-pious-loot | $200.00 | 4/19/2011 10:04:27 AM |
mizount | $25.00 | 4/19/2011 11:52:09 AM |
misit | $25.00 | 4/19/2011 1:36:45 PM |
DaveTheWave | $44.27 | 4/19/2011 2:31:57 PM |
fund-tom-tom6 | $25.00 | 4/19/2011 12:44:49 PM |
balanced-rupee | $100.00 | 4/19/2011 6:30:14 PM |
DannyPhantom | $100.00 | 4/19/2011 9:04:23 PM |
ZeoInvestments | $25.00 | 4/20/2011 9:37:00 AM |
ebusinessagent | $25.00 | 4/20/2011 2:39:22 PM |
Hondo | $50.00 | 4/20/2011 1:13:45 PM |
Hogpilot | $50.00 | 4/20/2011 3:21:39 PM |
authoritative-capital | $25.00 | 4/20/2011 3:39:42 PM |
useful-currency | $25.00 | 4/20/2011 4:00:42 PM |
credit-panda1 | $25.00 | 4/20/2011 5:06:42 PM |
bglender | $50.00 | 4/20/2011 5:36:10 PM |
georgedorn | $25.00 | 4/20/2011 5:19:28 PM |
mpactlender | $25.00 | 4/20/2011 5:57:49 PM |
jarf | $25.00 | 4/20/2011 7:18:08 PM |
commanding-income774 | $25.00 | 4/21/2011 3:26:56 AM |
panegryst | $50.00 | 4/21/2011 10:51:03 AM |
kindness-jedi | $50.00 | 4/21/2011 1:17:25 PM |
openness-viking | $45.00 | 4/21/2011 1:43:38 PM |
saahilld | $25.00 | 4/21/2011 12:50:15 PM |
reflective-rupee | $300.55 | 4/21/2011 4:19:19 PM |
Carpetkid | $50.00 | 4/21/2011 5:56:31 PM |
_NaLNaBB | $400.00 | 4/21/2011 9:56:46 PM |
Hexnut | $50.00 | 4/21/2011 10:11:46 PM |
YesMoney | $25.00 | 4/21/2011 10:38:05 PM |
fair_rates | $25.00 | 4/22/2011 2:41:41 AM |
penny-finder | $50.00 | 4/21/2011 10:56:42 PM |
ujiba | $50.00 | 4/22/2011 2:47:52 AM |
VanCleveHoldings | $50.15 | 4/22/2011 1:38:27 AM |
degster | $25.00 | 4/22/2011 3:37:04 AM |
DadWarbucks | $25.00 | 4/22/2011 9:39:13 AM |
YellowJacket | $25.00 | 4/22/2011 9:41:00 AM |
listing-meridian | $25.00 | 4/22/2011 9:14:28 AM |
Darrkblu | $25.00 | 4/22/2011 9:34:34 AM |
brewlots | $25.00 | 4/22/2011 10:37:20 AM |
Sneezie | $100.00 | 4/22/2011 10:22:31 AM |
donloah | $25.00 | 4/22/2011 11:08:35 AM |
circustab | $50.00 | 4/22/2011 11:18:34 AM |
wwwUniversal | $25.00 | 4/22/2011 12:55:43 PM |
zx12rider | $25.00 | 4/22/2011 2:30:13 PM |
a-exponential-hope | $25.00 | 4/22/2011 4:55:14 PM |
Eddy-2-Aces | $65.00 | 4/22/2011 4:17:54 PM |
kind-adventurous-finance | $50.00 | 4/22/2011 4:29:51 PM |
charming-dough0 | $25.00 | 4/22/2011 5:22:13 PM |
junecleaver | $25.00 | 4/22/2011 6:29:38 PM |
r48 | $25.00 | 4/22/2011 6:35:25 PM |
marwadi-62 | $200.00 | 4/22/2011 7:09:09 PM |
CPA-Banker | $25.00 | 4/22/2011 9:53:44 PM |
OldestBrother | $50.00 | 4/22/2011 11:39:12 PM |
bid-promiser | $25.00 | 4/23/2011 12:09:35 AM |
The_Loan_Ranger | $25.31 | 4/23/2011 2:48:10 AM |
systematic0 | $50.00 | 4/23/2011 12:39:44 AM |
flexiboy35 | $25.00 | 4/23/2011 2:40:17 AM |
spenrod | $38.18 | 4/23/2011 3:14:45 AM |
steely_dan34 | $25.00 | 4/23/2011 2:46:39 AM |
Headhunter14 | $25.00 | 4/23/2011 2:48:32 AM |
LenderByDay | $25.00 | 4/23/2011 2:49:49 AM |
jfd287 | $25.32 | 4/23/2011 2:56:25 AM |
perlindc | $36.48 | 4/23/2011 2:56:54 AM |
SourDoughSteve | $25.00 | 4/23/2011 3:10:45 AM |
adhawan325 | $25.00 | 4/23/2011 3:11:41 AM |
indomitable-coin | $50.00 | 4/9/2011 12:05:07 PM |
logical-reward8 | $25.00 | 4/9/2011 12:05:51 PM |
jescowa | $50.00 | 4/9/2011 12:08:44 PM |
sparky1129 | $50.00 | 4/9/2011 12:12:31 PM |
blot44 | $50.00 | 4/9/2011 12:10:46 PM |
meux99 | $25.00 | 4/9/2011 12:10:22 PM |
subtle-revenue0 | $25.00 | 4/9/2011 12:10:51 PM |
dtrain5 | $25.00 | 4/9/2011 12:11:53 PM |
reflective-rupee | $300.44 | 4/9/2011 12:17:04 PM |
gojackgo | $50.00 | 4/9/2011 2:21:55 PM |
SolarMoonshine | $25.00 | 4/9/2011 3:25:36 PM |
availableloan | $25.00 | 4/9/2011 9:16:58 PM |
mrpowers5531 | $25.00 | 4/11/2011 4:44:57 PM |
BaxterEvil | $25.00 | 4/11/2011 6:59:17 PM |
efficient-treasure0 | $25.00 | 4/12/2011 3:38:24 AM |
restless-balance9 | $50.00 | 4/12/2011 3:25:57 AM |
kyomoon | $50.00 | 4/13/2011 7:51:59 AM |
the-dollar-topper | $100.00 | 4/13/2011 7:53:05 AM |
shamrocker | $25.00 | 4/13/2011 5:21:14 PM |
kenji4861 | $25.00 | 4/14/2011 1:21:45 AM |
MasterJin | $25.00 | 4/14/2011 12:07:02 PM |
Weaverville | $100.00 | 4/14/2011 7:27:05 PM |
Kosme | $100.00 | 4/14/2011 11:32:32 PM |
JJ9876 | $50.00 | 4/15/2011 10:04:18 AM |
fcrick | $25.00 | 4/16/2011 5:04:37 PM |
California04 | $50.00 | 4/16/2011 5:06:17 PM |
faithey | $50.00 | 4/17/2011 11:54:36 AM |
forgetaboutit | $44.50 | 4/18/2011 10:28:06 AM |
djh47a | $25.00 | 4/18/2011 10:47:51 AM |
mster9ball | $25.00 | 4/18/2011 11:37:56 PM |
compoundinterest | $50.00 | 4/19/2011 8:03:47 AM |
damage | $25.00 | 4/19/2011 8:25:29 AM |
DreDub | $100.00 | 4/19/2011 10:07:48 AM |
radforj22 | $50.00 | 4/20/2011 4:39:31 AM |
payment-pursuit3 | $50.00 | 4/20/2011 9:34:45 AM |
emo13 | $50.00 | 4/20/2011 3:23:00 PM |
GodzillaLending | $25.00 | 4/20/2011 3:23:17 PM |
BankofBeth | $25.00 | 4/20/2011 5:28:52 PM |
kulender | $50.00 | 4/20/2011 5:44:46 PM |
wise-silver-wonder | $25.00 | 4/21/2011 2:50:58 AM |
Theodon | $25.00 | 4/21/2011 12:25:38 PM |
SBT | $75.00 | 4/21/2011 2:29:03 PM |
teejay411 | $100.00 | 4/21/2011 3:15:31 PM |
income-awakening6 | $25.00 | 4/21/2011 3:46:37 PM |
jcttjg | $40.00 | 4/21/2011 3:15:50 PM |
Bodyboard | $25.00 | 4/21/2011 5:17:12 PM |
jmb_lending | $100.00 | 4/21/2011 10:28:40 PM |
alpinaut | $25.00 | 4/22/2011 2:32:22 AM |
HRVRfunding | $72.21 | 4/22/2011 2:33:21 AM |
wbahl | $25.00 | 4/22/2011 2:59:14 AM |
thedoctor | $100.00 | 4/22/2011 2:32:12 AM |
Cheburashka | $30.00 | 4/22/2011 2:59:59 AM |
bvzm | $50.00 | 4/22/2011 6:47:01 AM |
inforapenny | $50.00 | 4/22/2011 5:46:55 AM |
payment-freshmaker | $25.00 | 4/22/2011 8:35:45 AM |
betak | $50.00 | 4/22/2011 8:30:09 AM |
red-income-circuit | $25.00 | 4/22/2011 9:38:31 AM |
fund-ambrosia0 | $25.00 | 4/22/2011 10:54:36 AM |
budyzr | $25.00 | 4/22/2011 10:20:39 AM |
UncleTupelo2 | $25.00 | 4/22/2011 10:29:31 AM |
efficient-marketplace | $50.00 | 4/22/2011 12:49:18 PM |
frooogal | $25.00 | 4/22/2011 12:37:00 PM |
famous-bill | $25.00 | 4/22/2011 1:24:19 PM |
casaram | $50.00 | 4/22/2011 5:40:43 PM |
dinero-fighter | $300.00 | 4/22/2011 5:47:28 PM |
Castellan | $50.00 | 4/22/2011 5:40:58 PM |
7588WorkingGuy | $35.00 | 4/22/2011 6:27:01 PM |
revmax | $50.00 | 4/22/2011 6:44:35 PM |
Nathan8823 | $25.00 | 4/22/2011 8:39:56 PM |
kevinchu | $25.00 | 4/22/2011 10:56:40 PM |
techs | $25.00 | 4/23/2011 2:48:05 AM |
pubnat | $25.00 | 4/23/2011 2:56:50 AM |
FmrEngr2Phd | $25.00 | 4/23/2011 3:07:14 AM |
wild_carrot | $25.00 | 4/23/2011 3:07:22 AM |
PaulW | $25.00 | 4/23/2011 2:30:04 AM |
beaker | $25.00 | 4/23/2011 2:34:41 AM |
mikeleib | $25.00 | 4/23/2011 3:14:51 AM |
ash135 | $25.00 | 4/23/2011 2:40:54 AM |
turbostar666 | $35.00 | 4/23/2011 2:30:23 AM |
ashik | $25.00 | 4/23/2011 2:49:32 AM |
guybyny | $29.63 | 4/23/2011 3:04:41 AM |
cyonamine | $31.63 | 4/23/2011 3:08:26 AM |
Holtavious | $25.00 | 4/23/2011 3:04:50 AM |
186 Investments
|
Borrower Payment Dependent Notes Series
501596
This series of Notes was issued and sold upon the funding of the borrower loan #48894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,864.43 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $371.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 18y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,125 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| direct-asset1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DVD KIOSKs
Purpose of loan:
This loan will be used to...purchase dvd kiosks
My financial situation:
I am a good candidate for this loan because.. Never been in financial trouble only in financial need
Monthly net income: 6k
Monthly expenses: 4k
Housing: 300$ family house
Insurance: medical and dental mostly paid by employer 200$
Car expenses: paid of ,gas only and repairs 500 $
Utilities: 160$
Phone, cable, internet: 200$
Food, entertainment: 700$
Clothing, household expenses: 300
Credit cards and other loans: 700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
organized-payment6 | $50.00 | 4/10/2011 12:08:27 PM |
Peterman | $25.00 | 4/10/2011 12:09:13 PM |
PRGuyinVA | $25.00 | 4/10/2011 7:27:03 PM |
zone6 | $50.00 | 4/11/2011 2:40:32 PM |
yield-seeker | $25.00 | 4/12/2011 4:22:35 PM |
frooogal | $50.00 | 4/13/2011 11:59:13 AM |
worthy-bid8 | $50.00 | 4/14/2011 6:15:21 AM |
enthralling-deal180 | $50.00 | 4/14/2011 5:08:34 PM |
AFairDeal | $50.00 | 4/16/2011 7:35:26 AM |
bid-czar8 | $50.00 | 4/17/2011 5:47:36 PM |
ursus | $100.00 | 4/18/2011 9:00:06 AM |
Mariner3605 | $25.00 | 4/19/2011 5:54:51 PM |
p40thawk | $25.00 | 4/19/2011 5:58:32 PM |
sharp-income2 | $25.00 | 4/19/2011 6:45:33 PM |
best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:50 PM |
sonnet771 | $50.00 | 4/20/2011 12:50:37 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:32:34 AM |
point-kitten6 | $100.00 | 4/20/2011 11:33:46 AM |
Hondo | $25.00 | 4/20/2011 1:21:26 PM |
MARSTUN | $50.00 | 4/22/2011 9:55:41 AM |
Whitewater_Loans | $25.00 | 4/22/2011 2:24:34 PM |
reflective-rupee | $25.55 | 4/22/2011 3:15:50 PM |
FinanceEngine | $35.00 | 4/22/2011 3:44:27 PM |
melodious-fairness | $50.00 | 4/22/2011 5:31:01 PM |
worth-dandelion | $100.00 | 4/22/2011 5:07:50 PM |
gold-omatic | $100.00 | 4/22/2011 5:26:25 PM |
the-silver-blaster | $50.00 | 4/22/2011 5:34:55 PM |
loot-heart | $25.00 | 4/22/2011 5:32:43 PM |
emosspot | $25.00 | 4/22/2011 6:50:26 PM |
kinetic-yield4 | $25.00 | 4/22/2011 9:27:36 PM |
kinetic-yield4 | $25.00 | 4/22/2011 9:44:49 PM |
best-ingenious-funds | $25.00 | 4/22/2011 11:30:15 PM |
1randyp | $100.00 | 4/23/2011 4:57:23 AM |
nickel-demon2 | $150.00 | 4/23/2011 7:00:00 AM |
MARWARISETH | $25.00 | 4/23/2011 8:29:10 AM |
payout-detective7 | $25.00 | 4/23/2011 8:15:48 AM |
BigBroJake | $25.00 | 4/23/2011 8:30:58 AM |
macgeek | $100.00 | 4/23/2011 9:27:40 AM |
neutrino6 | $25.00 | 4/23/2011 9:39:03 AM |
EODLEGS | $25.00 | 4/23/2011 10:33:49 AM |
pacheco | $300.00 | 4/23/2011 10:19:00 AM |
the-discrete-income | $100.00 | 4/23/2011 10:33:45 AM |
secureincome | $1,250.00 | 4/23/2011 11:58:51 AM |
finance-symphony7 | $25.00 | 4/23/2011 12:00:59 PM |
marwadi-62 | $100.00 | 4/23/2011 12:05:38 PM |
Elbanko | $30.00 | 4/23/2011 1:36:23 PM |
najmn103 | $25.00 | 4/23/2011 1:54:16 PM |
handy-justice | $50.00 | 4/23/2011 1:57:40 PM |
Medic05 | $25.00 | 4/23/2011 2:39:13 PM |
lucrative-coin | $81.60 | 4/23/2011 3:15:55 PM |
ResQDoc | $50.00 | 4/23/2011 3:00:22 PM |
derwiki | $25.00 | 4/23/2011 2:46:33 PM |
drkosh | $25.00 | 4/23/2011 4:44:27 PM |
daano15 | $25.00 | 4/23/2011 4:56:17 PM |
money-banker867 | $200.00 | 4/23/2011 6:10:13 PM |
Max8319 | $25.00 | 4/23/2011 6:21:46 PM |
sprinkler5 | $25.00 | 4/23/2011 7:27:14 PM |
NYCFinancier | $25.00 | 4/23/2011 6:53:57 PM |
NYCFinancier | $25.00 | 4/23/2011 7:00:38 PM |
diplomatic-wealth7 | $25.00 | 4/23/2011 7:38:56 PM |
silver-saguaro | $25.00 | 4/23/2011 8:20:43 PM |
revenue-candy | $25.00 | 4/23/2011 8:50:27 PM |
important-openness1 | $80.00 | 4/23/2011 9:24:39 PM |
IIP77 | $25.00 | 4/24/2011 1:09:36 AM |
HH123 | $25.00 | 4/24/2011 4:59:40 AM |
orange-value-exec | $25.00 | 4/24/2011 5:14:47 AM |
panegryst | $100.00 | 4/24/2011 7:52:11 AM |
GreenHill | $25.00 | 4/24/2011 7:07:27 AM |
anton | $100.00 | 4/24/2011 8:13:00 AM |
AGSLending | $25.00 | 4/24/2011 8:27:09 AM |
elfincove | $50.00 | 4/24/2011 8:50:02 AM |
PatriotKnight | $50.00 | 4/24/2011 9:59:19 AM |
PeterV | $50.00 | 4/24/2011 11:05:08 AM |
BxRealtor | $25.00 | 4/10/2011 12:10:04 PM |
Zolton | $100.00 | 4/10/2011 12:08:55 PM |
efficient-treasure0 | $25.00 | 4/10/2011 12:13:38 PM |
diplomatic-wealth7 | $25.00 | 4/10/2011 12:15:17 PM |
indomitable-coin | $50.00 | 4/11/2011 10:12:52 AM |
simplelender80 | $100.00 | 4/11/2011 6:29:12 PM |
Weaverville | $50.00 | 4/14/2011 7:39:47 PM |
Tradesmanlender | $25.00 | 4/19/2011 5:58:38 PM |
MasterJin | $25.00 | 4/19/2011 6:39:52 PM |
radforj22 | $25.00 | 4/20/2011 4:39:42 AM |
jazzlender | $25.00 | 4/20/2011 9:25:33 AM |
alaskakid | $27.50 | 4/20/2011 5:30:12 PM |
patriot897 | $25.00 | 4/20/2011 11:29:18 PM |
bold-durability-drum | $50.00 | 4/21/2011 8:29:27 AM |
triumph329 | $25.00 | 4/22/2011 10:10:03 AM |
tranquil-diversification8 | $100.00 | 4/22/2011 2:39:54 PM |
silver-buckeye | $50.00 | 4/22/2011 4:29:02 PM |
Axium | $50.00 | 4/22/2011 6:43:59 PM |
dinero-fighter | $150.00 | 4/22/2011 6:19:54 PM |
first-restless-payout | $50.00 | 4/22/2011 8:19:26 PM |
availableloan | $25.00 | 4/22/2011 7:29:42 PM |
Sixmil | $100.00 | 4/22/2011 9:50:47 PM |
withfries2 | $100.00 | 4/22/2011 9:00:25 PM |
generous-deal6 | $50.00 | 4/23/2011 12:57:22 AM |
ToweringDan | $75.00 | 4/22/2011 11:37:25 PM |
power-secret-agent | $25.00 | 4/23/2011 3:11:19 AM |
flexible-duty3 | $25.00 | 4/23/2011 5:22:09 AM |
friendly-market5 | $50.00 | 4/23/2011 5:38:03 AM |
swerd | $50.00 | 4/23/2011 6:28:57 AM |
peace-maximizer8 | $50.00 | 4/23/2011 5:51:51 AM |
Spring342 | $25.00 | 4/23/2011 7:00:15 AM |
swerd | $50.00 | 4/23/2011 6:30:08 AM |
hookUup | $29.40 | 4/23/2011 7:11:03 AM |
HardLender | $25.00 | 4/23/2011 7:53:20 AM |
Centaur | $50.00 | 4/23/2011 9:14:30 AM |
Travis247 | $100.00 | 4/23/2011 9:58:36 AM |
Johnab | $26.00 | 4/23/2011 10:23:02 AM |
credible-durability | $50.00 | 4/23/2011 9:53:38 AM |
palace2 | $300.00 | 4/23/2011 10:29:05 AM |
adventurous-commerce | $25.00 | 4/23/2011 10:54:55 AM |
jsledge | $50.00 | 4/23/2011 11:44:46 AM |
novice-speculator | $25.00 | 4/23/2011 11:54:48 AM |
kc8fot | $125.00 | 4/23/2011 12:20:35 PM |
Adaboy | $25.00 | 4/23/2011 1:05:52 PM |
IPlayOutsideTheBox | $25.00 | 4/23/2011 1:11:27 PM |
Astyanax | $40.00 | 4/23/2011 12:56:36 PM |
SmallTown5 | $40.94 | 4/23/2011 2:10:36 PM |
Ripsaw4U | $50.00 | 4/23/2011 2:03:23 PM |
bigphish | $50.00 | 4/23/2011 2:24:37 PM |
Steveoo1 | $25.00 | 4/23/2011 2:26:05 PM |
CalBear5 | $25.00 | 4/23/2011 3:09:16 PM |
apeloans | $50.00 | 4/23/2011 4:17:06 PM |
balance-force | $25.00 | 4/23/2011 4:56:20 PM |
Aleut | $50.00 | 4/23/2011 6:03:23 PM |
jmb_lending | $57.34 | 4/23/2011 7:01:09 PM |
Peterman | $25.00 | 4/23/2011 8:18:17 PM |
silver-metronome2 | $100.00 | 4/23/2011 8:46:22 PM |
VBAces | $50.00 | 4/23/2011 8:40:25 PM |
calcloud | $38.00 | 4/23/2011 9:21:59 PM |
healingangel22 | $25.00 | 4/23/2011 9:38:17 PM |
GreenHill | $25.00 | 4/24/2011 7:07:52 AM |
GreenHill | $25.00 | 4/24/2011 7:17:24 AM |
Pakse | $25.00 | 4/24/2011 8:01:17 AM |
jmb_lending | $40.00 | 4/24/2011 7:40:55 AM |
anton | $2,500.00 | 4/24/2011 8:12:22 AM |
jameskdean | $50.00 | 4/24/2011 8:49:21 AM |
ugotrice | $100.00 | 4/24/2011 9:38:37 AM |
hampa | $38.10 | 4/24/2011 9:51:34 AM |
141 Investments
|
Borrower Payment Dependent Notes Series
501598
This series of Notes was issued and sold upon the funding of the borrower loan #48817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 39% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 3m |
Amount delinquent:
| $330 |
Total credit lines:
| 28 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,376 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Laniel |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 97% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 3% )
| 700-719
(May-2008)
|
Principal balance:
| $1,138.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...payoff debt
My financial situation:
I am a good candidate for this loan because...I have maintained an excellent rating wtih Prosper. I opened a $15,000 loan and made all payments as agreed. I have only 2 payments remaining. I have consistently been employed, have had 4 real estate mortgages with zero lates, had three revolving accounts that had a few late payments due to change in credit card company ownership change, i.e. BofA - sold 3 times. I have always paid my debt.
Monthly net income: $4800
Monthly expenses: $317 Health Ins
Housing: $1250
Insurance: $125
Car expenses: $635
Utilities: $100
Phone, cable, internet: $39.99
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $245.38 | 4/18/2011 5:03:19 PM |
reflective-rupee | $50.44 | 4/18/2011 5:06:31 PM |
Wangchuk | $25.00 | 4/18/2011 5:07:54 PM |
innovator2 | $50.00 | 4/18/2011 6:10:50 PM |
credit-missile | $50.00 | 4/18/2011 5:49:29 PM |
Amber_Stone | $100.00 | 4/18/2011 5:39:02 PM |
money-fort | $30.00 | 4/18/2011 11:06:06 PM |
Bob450 | $25.00 | 4/18/2011 9:12:46 PM |
Moe87 | $25.20 | 4/19/2011 3:31:34 AM |
golffish2 | $25.00 | 4/19/2011 3:56:34 AM |
loanman2007 | $150.00 | 4/19/2011 5:07:14 AM |
Mikale360 | $50.00 | 4/19/2011 5:44:46 AM |
restless-dime | $25.00 | 4/19/2011 8:10:26 AM |
greencat | $50.00 | 4/19/2011 7:20:15 AM |
innovator2 | $50.00 | 4/19/2011 10:31:28 AM |
Champion_Lending | $30.00 | 4/19/2011 11:31:54 AM |
NekHoldings | $25.00 | 4/19/2011 12:03:51 PM |
return-grizzly | $100.00 | 4/19/2011 12:24:21 PM |
dudebrah | $35.00 | 4/19/2011 2:18:34 PM |
kinetic-social | $50.00 | 4/19/2011 12:47:03 PM |
Kash2010lu | $25.00 | 4/18/2011 5:28:28 PM |
clemclan | $25.00 | 4/18/2011 6:33:49 PM |
thankful-nickel2 | $25.00 | 4/18/2011 6:27:21 PM |
marinbb | $75.00 | 4/18/2011 7:19:17 PM |
r48 | $26.00 | 4/18/2011 7:53:32 PM |
investment-daydream | $25.65 | 4/19/2011 12:22:44 AM |
justbman | $25.00 | 4/19/2011 10:40:22 AM |
mpatrick | $25.00 | 4/19/2011 2:44:54 PM |
rebelduke | $75.00 | 4/19/2011 3:27:43 PM |
marwadi-62 | $500.00 | 4/19/2011 2:29:39 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
501742
This series of Notes was issued and sold upon the funding of the borrower loan #48873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,937 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| majestic-market3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan
Purpose of loan: I need more money to pay for school and pay off my credit cards to have a lower monthly payment
This loan will be used to...Pay for school and pay off credit card
My financial situation: Great I make excellent money where I work and do not have many bills
I am a good candidate for this loan because... I am responsible and have a great credit score. I will never be late on payments. $120 a month is something I can afford
Monthly net income: $4,000
Monthly expenses: $1,200
Housing: $ 600
Insurance: $122
Car expenses: $133
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $ 3,000
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/11/2011 5:04:02 PM |
reflective-rupee | $222.22 | 4/11/2011 5:05:22 PM |
nerdfactor | $25.00 | 4/11/2011 5:08:34 PM |
dudebrah | $25.00 | 4/11/2011 8:45:51 PM |
leverage-monger | $66.66 | 4/12/2011 1:21:49 PM |
erowis | $50.00 | 4/13/2011 11:10:30 AM |
fantastic-wampum1 | $100.00 | 4/15/2011 10:21:15 AM |
Jack55304 | $185.00 | 4/17/2011 5:33:43 AM |
thelovebug | $100.00 | 4/18/2011 5:18:04 PM |
dough-hammock | $25.00 | 4/20/2011 8:10:27 AM |
Sturgee | $25.00 | 4/20/2011 5:26:13 PM |
jjswanso | $25.00 | 4/22/2011 11:25:15 AM |
anton | $2,027.00 | 4/22/2011 4:46:41 PM |
suave-dime6 | $25.00 | 4/11/2011 5:02:55 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:29 PM |
ingenious-deal6 | $25.00 | 4/11/2011 5:05:16 PM |
SolarMoonshine | $25.00 | 4/11/2011 6:42:14 PM |
benefit-banshee | $50.00 | 4/11/2011 7:21:01 PM |
favorite-commerce | $25.00 | 4/11/2011 7:21:50 PM |
scarlet-velvet | $25.00 | 4/14/2011 4:13:37 PM |
Weaverville | $25.00 | 4/14/2011 7:32:23 PM |
income-lion | $25.00 | 4/15/2011 7:00:46 AM |
ursus | $50.00 | 4/18/2011 8:48:48 AM |
mercuriant | $25.00 | 4/18/2011 11:50:25 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:53 PM |
daekpon | $50.00 | 4/20/2011 3:45:27 PM |
birddogsb | $50.00 | 4/21/2011 1:49:59 PM |
Easystreet | $25.00 | 4/22/2011 3:22:01 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
501762
This series of Notes was issued and sold upon the funding of the borrower loan #48867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,250.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-26-2011 |
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $145.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 5% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $1,541 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $301 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-captain6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan: Remodeling our bathroom
This loan will be used to... buy materials to remodel our bathroom. I will be doing the work myself, along with my father.
My financial situation: I am a professional, making $50,000 a year and have just started putting money towards retirement and savings. My fiance and I pay our bills every month, and have one car payment. We own our house, and are looking to upgrade our bathroom. We feel the cost of this project will be rewarded by the equity we will obtain with an updated bathroom.
Monthly net income: $4,160
Monthly expenses: $1800
Housing: $ 1200
Insurance: $300
Car expenses: $ company car
Phone, cable, internet: $100
Food, entertainment: $200
Credit cards and other loans: $ 0 credit card debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 4/12/2011 5:30:13 PM |
diplomatic-wealth7 | $25.00 | 4/12/2011 5:40:09 PM |
SolarMoonshine | $25.00 | 4/12/2011 6:58:01 PM |
vutah | $25.00 | 4/12/2011 8:43:27 PM |
petsheep | $25.00 | 4/14/2011 9:43:13 AM |
a-finance-nirvana | $25.00 | 4/16/2011 4:41:33 AM |
TomDalonajay | $25.00 | 4/18/2011 1:00:25 PM |
heavy_ax | $25.00 | 4/19/2011 10:54:56 AM |
sonnet771 | $50.00 | 4/20/2011 12:51:22 AM |
palace2 | $300.00 | 4/21/2011 5:32:58 AM |
nikebootie | $25.00 | 4/21/2011 11:15:41 AM |
pja138 | $50.00 | 4/22/2011 6:47:07 AM |
Tradesmanlender | $25.00 | 4/22/2011 10:07:45 AM |
ippoco | $25.00 | 4/22/2011 3:50:11 PM |
worth-dandelion | $100.00 | 4/22/2011 5:12:13 PM |
reflective-cash0 | $50.00 | 4/22/2011 5:29:05 PM |
thesage | $25.00 | 4/24/2011 5:38:33 AM |
C_Mark | $50.00 | 4/24/2011 7:37:36 PM |
sadhikari | $46.56 | 4/25/2011 1:05:07 AM |
don8ter | $25.00 | 4/25/2011 6:49:37 AM |
maple1 | $25.00 | 4/25/2011 8:39:52 AM |
steiglends | $100.00 | 4/25/2011 9:31:10 AM |
RedantFinance | $25.00 | 4/25/2011 4:35:03 PM |
smart-kindness8 | $50.00 | 4/25/2011 6:11:45 PM |
credible-durability | $25.00 | 4/25/2011 6:34:17 PM |
p40thawk | $25.00 | 4/25/2011 6:50:18 PM |
vibraphone3 | $50.00 | 4/25/2011 6:57:03 PM |
pnqiad | $25.00 | 4/25/2011 7:51:56 PM |
SiebirdLending | $25.00 | 4/25/2011 8:17:43 PM |
patriot897 | $25.00 | 4/25/2011 8:06:50 PM |
steves73 | $50.00 | 4/25/2011 8:55:47 PM |
the-silver-blaster | $50.00 | 4/25/2011 8:43:28 PM |
pook | $25.00 | 4/25/2011 9:08:14 PM |
blooming-market | $25.00 | 4/25/2011 8:41:02 PM |
Axium | $50.00 | 4/25/2011 9:17:04 PM |
soheagle | $25.00 | 4/25/2011 10:22:06 PM |
loyalty-sherpa | $25.00 | 4/25/2011 8:59:40 PM |
credit-birch | $120.00 | 4/25/2011 9:09:33 PM |
wesleys | $50.00 | 4/26/2011 2:46:42 AM |
inspired-investment8 | $100.00 | 4/25/2011 10:14:05 PM |
DrMoneyBags | $50.00 | 4/26/2011 1:09:28 AM |
natural-rate | $25.00 | 4/26/2011 2:35:14 AM |
torpedoman-usn | $47.11 | 4/26/2011 4:13:24 AM |
pakerz | $100.00 | 4/26/2011 2:10:43 AM |
Zolton | $100.00 | 4/12/2011 5:28:26 PM |
organized-payment6 | $50.00 | 4/12/2011 5:26:58 PM |
simplelender80 | $100.00 | 4/12/2011 5:30:18 PM |
competent-p2p | $35.00 | 4/13/2011 7:46:45 AM |
indomitable-coin | $25.00 | 4/13/2011 8:37:20 AM |
efficient-treasure0 | $25.00 | 4/14/2011 6:32:15 PM |
colorfulgardener | $25.00 | 4/15/2011 1:16:59 AM |
Weaverville | $25.00 | 4/16/2011 4:50:28 PM |
ursus | $100.00 | 4/18/2011 9:01:34 AM |
bid-czar8 | $50.00 | 4/18/2011 10:09:50 PM |
AFairDeal | $75.00 | 4/19/2011 4:50:26 PM |
worthy-bid8 | $50.00 | 4/19/2011 5:48:28 PM |
yield-seeker | $25.00 | 4/19/2011 6:00:12 PM |
enterprising-cash0 | $25.00 | 4/20/2011 1:08:49 PM |
radforj22 | $25.00 | 4/21/2011 2:49:25 PM |
ProjectVenture | $25.00 | 4/21/2011 6:24:41 PM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:45:39 PM |
compassionate-dime0 | $50.00 | 4/24/2011 5:55:13 PM |
skuba | $50.00 | 4/25/2011 1:20:29 AM |
otto1939 | $51.00 | 4/25/2011 8:38:20 AM |
jameskdean | $50.00 | 4/25/2011 9:24:19 AM |
OCedHrt | $25.00 | 4/25/2011 12:33:45 PM |
enthralling-deal180 | $50.00 | 4/25/2011 10:59:42 AM |
marwadi-62 | $100.00 | 4/25/2011 11:06:43 AM |
GrooveBiz | $50.00 | 4/25/2011 5:30:57 PM |
credit-investor5 | $50.00 | 4/25/2011 6:32:09 PM |
Mariner3605 | $25.00 | 4/25/2011 6:50:28 PM |
truth-futurist | $100.00 | 4/25/2011 7:21:58 PM |
duty-windmill | $25.00 | 4/25/2011 7:51:09 PM |
MasterJin | $25.00 | 4/25/2011 8:21:35 PM |
worldly-community3 | $50.00 | 4/25/2011 8:23:10 PM |
interstellar | $50.00 | 4/25/2011 8:08:23 PM |
sharp-income2 | $25.00 | 4/25/2011 8:39:26 PM |
jybank | $50.00 | 4/25/2011 8:41:46 PM |
GrayStudio | $25.00 | 4/25/2011 8:53:21 PM |
steves73 | $50.00 | 4/25/2011 8:55:23 PM |
umfan123 | $25.00 | 4/25/2011 8:58:22 PM |
bold-durability-drum | $50.00 | 4/25/2011 8:39:36 PM |
oldrebel | $25.00 | 4/25/2011 9:25:59 PM |
RiskAdverse | $25.00 | 4/25/2011 9:51:51 PM |
colorfulgardener | $25.00 | 4/25/2011 10:40:07 PM |
fascinating-social422 | $100.00 | 4/26/2011 2:13:46 AM |
transparent-silver | $50.00 | 4/25/2011 9:19:53 PM |
reflective-rupee | $25.33 | 4/26/2011 3:39:47 AM |
klend4 | $25.00 | 4/26/2011 3:49:06 AM |
Zuzu | $50.00 | 4/26/2011 2:40:28 AM |
brinabonzo | $25.00 | 4/26/2011 3:46:02 AM |
papaloha | $25.00 | 4/26/2011 3:59:07 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
501990
This series of Notes was issued and sold upon the funding of the borrower loan #48847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 10.90% |
Borrower rate/APR:
| 11.90% / 13.25% |
Monthly payment:
| $332.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.87% | | |
| |
Estimated return*:
| 7.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,161 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| businessowner123 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used for start-up costs on an existing restaraunt I am taking ownership of due to the current owners retireing. The restaraunt has been in business and profitable for over 40 years.
My financial situation:
I am a good candidate for this loan because I have always made all payments on time, never late with any bills or creditors. I have had loans in the past and paid them off very quickly. I will be keeping my current job as well so the payment on this loan is gaurenteed by me. Also the restaraunt has been in buisiness and generating money for so long there is no way to lose. Thank-you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $100.00 | 4/12/2011 5:28:37 PM |
indomitable-coin | $25.00 | 4/12/2011 5:23:55 PM |
simplelender80 | $100.00 | 4/12/2011 5:30:28 PM |
availableloan | $25.00 | 4/12/2011 6:41:50 PM |
MightyMunk | $50.00 | 4/12/2011 9:16:54 PM |
worthy-bid8 | $100.00 | 4/19/2011 5:54:13 PM |
bid-czar8 | $50.00 | 4/19/2011 6:39:58 PM |
radforj22 | $25.00 | 4/21/2011 2:49:33 PM |
palace2 | $300.00 | 4/21/2011 6:07:34 PM |
CE88 | $30.00 | 4/23/2011 3:49:24 PM |
reflective-rupee | $77.77 | 4/23/2011 4:10:16 PM |
Theodon | $25.00 | 4/23/2011 5:25:49 PM |
balance-force | $25.00 | 4/23/2011 4:57:14 PM |
neutrino6 | $25.00 | 4/23/2011 5:34:51 PM |
NYCFinancier | $25.00 | 4/23/2011 7:04:07 PM |
hogdriver | $25.00 | 4/23/2011 6:33:27 PM |
momoney2lend | $25.00 | 4/23/2011 6:42:03 PM |
calcloud | $33.00 | 4/23/2011 9:17:43 PM |
important-openness1 | $80.00 | 4/23/2011 9:32:01 PM |
IIP77 | $25.00 | 4/24/2011 1:14:15 AM |
BONSAY | $45.00 | 4/24/2011 3:23:26 AM |
tuxedo76 | $51.00 | 4/24/2011 6:52:49 AM |
flexible-duty3 | $25.00 | 4/24/2011 6:43:35 AM |
foldingbenny2 | $65.00 | 4/24/2011 6:35:07 AM |
power-defender7 | $50.00 | 4/24/2011 7:19:26 AM |
MrRooster101 | $25.00 | 4/24/2011 8:27:42 AM |
return-venture1 | $100.00 | 4/24/2011 7:33:55 AM |
credit-coach118 | $25.00 | 4/24/2011 7:42:15 AM |
currency-persimmon | $100.00 | 4/24/2011 8:40:58 AM |
commerce-yeller | $50.00 | 4/24/2011 9:50:15 AM |
diplomatic-capital | $25.00 | 4/24/2011 9:36:00 AM |
forthright-trade | $25.00 | 4/24/2011 11:18:04 AM |
heerzaquestion | $50.00 | 4/24/2011 11:14:38 AM |
c-gurista-5 | $25.00 | 4/24/2011 12:18:30 PM |
uvawfs | $50.00 | 4/24/2011 11:55:27 AM |
gold-commander0 | $50.00 | 4/24/2011 1:10:48 PM |
Paxman84 | $26.00 | 4/24/2011 1:22:24 PM |
Gibbyland | $100.00 | 4/24/2011 1:04:33 PM |
astute-note1 | $25.00 | 4/24/2011 1:26:00 PM |
exact-gold2 | $50.00 | 4/24/2011 2:36:15 PM |
saga9 | $50.00 | 4/24/2011 1:37:08 PM |
calkidd05 | $26.00 | 4/24/2011 3:15:49 PM |
supersarah61 | $100.00 | 4/24/2011 3:18:36 PM |
sk0514 | $100.00 | 4/24/2011 3:04:15 PM |
penny-zeus | $100.00 | 4/24/2011 4:45:30 PM |
dudebrah | $25.00 | 4/24/2011 3:47:28 PM |
saint555 | $50.00 | 4/24/2011 5:08:19 PM |
eyevinyl | $100.00 | 4/24/2011 5:22:14 PM |
Stevenator | $25.00 | 4/24/2011 6:52:38 PM |
randomwalk | $25.00 | 4/24/2011 7:04:04 PM |
atbright | $25.00 | 4/24/2011 7:26:45 PM |
compassionate-dime0 | $50.00 | 4/24/2011 5:56:35 PM |
C_Mark | $50.00 | 4/24/2011 7:37:43 PM |
CatFunded | $25.00 | 4/24/2011 7:47:37 PM |
roadtruck | $100.00 | 4/24/2011 6:58:46 PM |
Dano007 | $50.00 | 4/24/2011 7:07:49 PM |
mlb1 | $75.00 | 4/24/2011 8:21:03 PM |
Invest_in_residual_income | $100.00 | 4/24/2011 8:46:14 PM |
accmgg | $100.00 | 4/24/2011 7:37:40 PM |
prominence8 | $25.00 | 4/24/2011 9:58:08 PM |
wa_boarder | $30.00 | 4/24/2011 10:39:00 PM |
ridestwins_998 | $25.00 | 4/24/2011 11:11:39 PM |
verbal8 | $31.97 | 4/24/2011 8:49:22 PM |
loan-genie88 | $25.00 | 4/24/2011 9:48:44 PM |
skuba | $50.00 | 4/25/2011 1:20:34 AM |
dschaaf | $100.00 | 4/25/2011 3:22:33 AM |
mgking007 | $25.00 | 4/24/2011 8:58:39 PM |
profit-powerplant | $50.00 | 4/24/2011 9:22:20 PM |
momentous-coin | $89.00 | 4/24/2011 10:14:24 PM |
B2152 | $25.00 | 4/25/2011 6:12:16 AM |
attractive-rate | $35.00 | 4/25/2011 2:52:01 AM |
commerce-broker | $50.00 | 4/25/2011 3:25:48 AM |
thestartuplender | $50.22 | 4/25/2011 5:16:26 AM |
The_Birnetts | $59.12 | 4/25/2011 7:22:03 AM |
cognizant-responsibility9 | $25.00 | 4/25/2011 7:58:20 AM |
Heliosky77 | $100.00 | 4/25/2011 6:20:56 AM |
Christophe | $50.00 | 4/25/2011 7:06:32 AM |
Poohcho | $50.00 | 4/25/2011 7:11:07 AM |
Big_Lendin | $25.00 | 4/25/2011 8:58:25 AM |
mykkai | $25.00 | 4/25/2011 8:50:15 AM |
maple1 | $25.00 | 4/25/2011 8:40:14 AM |
Big_Lendin | $39.79 | 4/25/2011 8:57:30 AM |
GoldenRule | $25.00 | 4/25/2011 9:24:40 AM |
sharpey | $250.00 | 4/25/2011 11:43:28 AM |
SIGLLC | $100.00 | 4/25/2011 9:59:03 AM |
asset-tomahawk2 | $25.00 | 4/25/2011 2:20:55 PM |
KDW08 | $25.00 | 4/25/2011 2:25:32 PM |
reflective-rupee | $130.33 | 4/25/2011 3:00:39 PM |
GElender | $25.00 | 4/25/2011 3:20:24 PM |
C_Mark | $100.00 | 4/25/2011 4:06:16 PM |
newest-organic-rupee | $33.00 | 4/25/2011 4:23:58 PM |
friendly-market5 | $50.00 | 4/25/2011 4:20:40 PM |
mhotchan | $100.00 | 4/25/2011 5:06:31 PM |
oneeighty | $72.19 | 4/25/2011 4:51:41 PM |
commitment-galaxy | $25.00 | 4/25/2011 5:17:16 PM |
IPlayOutsideTheBox | $32.11 | 4/25/2011 5:20:18 PM |
Engineer44 | $35.00 | 4/25/2011 5:50:37 PM |
George13 | $100.00 | 4/25/2011 5:55:49 PM |
kayakbleu | $25.00 | 4/25/2011 5:43:18 PM |
smart-kindness8 | $50.00 | 4/25/2011 6:11:54 PM |
intrepid-loot | $50.00 | 4/25/2011 6:26:31 PM |
djh47a | $25.00 | 4/25/2011 6:47:41 PM |
ghos2rider | $25.00 | 4/25/2011 6:48:45 PM |
Klowsee | $52.48 | 4/25/2011 6:58:07 PM |
mg144 | $34.77 | 4/25/2011 6:54:33 PM |
agwosdof | $100.00 | 4/25/2011 7:28:28 PM |
revenue-appraiser | $25.00 | 4/25/2011 7:55:52 PM |
goodcents | $90.00 | 4/25/2011 7:59:49 PM |
Ray3486 | $25.00 | 4/25/2011 8:28:27 PM |
best-balance-saver | $50.00 | 4/25/2011 8:19:11 PM |
worldly-community3 | $50.00 | 4/25/2011 8:23:16 PM |
steves73 | $130.49 | 4/25/2011 8:52:42 PM |
Peterman | $25.00 | 4/12/2011 5:28:44 PM |
Pasagam | $50.00 | 4/12/2011 5:14:10 PM |
diplomatic-wealth7 | $25.00 | 4/12/2011 5:40:16 PM |
BxRealtor | $25.00 | 4/12/2011 8:46:46 PM |
jdrez | $25.00 | 4/13/2011 1:49:26 AM |
helpinghand63 | $46.25 | 4/13/2011 2:17:00 AM |
Headhunter14 | $25.00 | 4/13/2011 1:49:02 AM |
reflective-rupee | $25.44 | 4/13/2011 12:24:55 PM |
chibear34 | $25.00 | 4/14/2011 11:26:09 AM |
Weaverville | $25.00 | 4/16/2011 4:50:33 PM |
efficient-treasure0 | $25.00 | 4/17/2011 3:49:52 PM |
ursus | $100.00 | 4/18/2011 9:01:40 AM |
MasterJin | $25.00 | 4/18/2011 1:19:44 PM |
cash-cymbal | $25.00 | 4/19/2011 10:47:36 AM |
AFairDeal | $50.00 | 4/19/2011 5:48:25 PM |
yield-seeker | $25.00 | 4/19/2011 7:07:26 PM |
tranquil-diversification8 | $50.00 | 4/22/2011 2:45:44 PM |
worth-dandelion | $100.00 | 4/22/2011 5:12:22 PM |
Tradesmanlender | $25.00 | 4/23/2011 4:08:35 AM |
investment-comet | $25.00 | 4/23/2011 2:26:09 PM |
Zach842 | $111.32 | 4/23/2011 4:48:49 PM |
bazzer | $42.22 | 4/23/2011 4:53:31 PM |
daano15 | $25.00 | 4/23/2011 4:59:50 PM |
CFO | $30.00 | 4/23/2011 5:53:13 PM |
competent-p2p | $45.00 | 4/23/2011 5:56:16 PM |
NYCFinancier | $25.00 | 4/23/2011 6:59:17 PM |
mgking007 | $27.56 | 4/23/2011 6:36:15 PM |
diplomatic-wealth7 | $25.00 | 4/23/2011 7:47:54 PM |
silver-metronome2 | $100.00 | 4/23/2011 8:51:25 PM |
VBAces | $300.00 | 4/23/2011 8:18:45 PM |
Peterman | $50.00 | 4/23/2011 8:30:44 PM |
jhuang617 | $50.00 | 4/23/2011 9:18:43 PM |
RR2441 | $25.00 | 4/23/2011 10:31:24 PM |
Astyanax | $50.00 | 4/23/2011 10:36:08 PM |
Binan | $25.00 | 4/23/2011 9:33:47 PM |
The_Swafford_Group | $100.00 | 4/23/2011 10:55:55 PM |
BONSAY | $50.00 | 4/24/2011 3:23:09 AM |
first-serene-credit | $25.00 | 4/24/2011 7:32:53 AM |
dollar-authority | $100.00 | 4/24/2011 7:40:06 AM |
Pakse | $25.00 | 4/24/2011 7:56:10 AM |
jmb_lending | $60.00 | 4/24/2011 7:42:30 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:25:12 AM |
newest-organic-rupee | $33.00 | 4/24/2011 8:35:40 AM |
shawnw2 | $200.00 | 4/24/2011 8:42:19 AM |
MM1207 | $42.00 | 4/24/2011 12:04:34 PM |
YesMoney | $25.00 | 4/24/2011 12:01:11 PM |
cclady | $500.00 | 4/24/2011 10:59:30 AM |
slgilligan | $50.00 | 4/24/2011 12:17:47 PM |
auction-seeker | $25.00 | 4/24/2011 11:42:10 AM |
callmebryan | $25.00 | 4/24/2011 12:39:13 PM |
inventive-wealth2 | $25.00 | 4/24/2011 12:55:16 PM |
georgedorn | $50.00 | 4/24/2011 1:38:39 PM |
davidmanheim | $25.00 | 4/24/2011 1:54:25 PM |
Lith | $300.00 | 4/24/2011 2:32:38 PM |
Wishmaker | $100.00 | 4/24/2011 2:51:24 PM |
Nerdster1 | $25.08 | 4/24/2011 3:06:24 PM |
CreditBuilder2 | $100.00 | 4/24/2011 5:34:22 PM |
jarf | $25.00 | 4/24/2011 5:48:11 PM |
mhammond | $50.00 | 4/24/2011 5:21:12 PM |
aquarexbi | $200.00 | 4/24/2011 6:53:08 PM |
p2pcapitalgroup | $50.00 | 4/24/2011 6:55:25 PM |
edieg | $25.00 | 4/24/2011 6:13:31 PM |
CatFunded | $25.00 | 4/24/2011 7:48:03 PM |
mclean_loaner | $50.00 | 4/24/2011 6:22:51 PM |
versatile-return3 | $75.00 | 4/24/2011 8:25:35 PM |
akfish | $100.00 | 4/24/2011 10:45:02 PM |
Dudeinlove | $50.00 | 4/24/2011 8:35:20 PM |
Oak-Parker | $25.00 | 4/25/2011 12:23:24 AM |
nilonc1 | $25.00 | 4/24/2011 7:58:49 PM |
CBO-Enterprise | $100.00 | 4/24/2011 8:12:39 PM |
maximizer | $50.00 | 4/25/2011 6:12:12 AM |
don8ter | $25.00 | 4/25/2011 6:49:45 AM |
neutrino6 | $25.00 | 4/25/2011 1:27:31 AM |
finance-expert4 | $50.00 | 4/25/2011 5:08:55 AM |
aquistoyraul | $144.16 | 4/25/2011 4:59:30 AM |
rainorshine47 | $48.22 | 4/25/2011 5:37:39 AM |
buffalobills | $25.00 | 4/25/2011 8:18:14 AM |
friendly-worth3 | $110.14 | 4/25/2011 7:27:25 AM |
Use_It_Wisely | $50.00 | 4/25/2011 8:05:36 AM |
Number_Cruncher | $25.00 | 4/25/2011 8:23:06 AM |
Isanpankki | $91.95 | 4/25/2011 9:13:13 AM |
mentornetwork | $25.00 | 4/25/2011 8:43:52 AM |
sgt-schultz | $53.75 | 4/25/2011 9:14:02 AM |
reflective-cash0 | $50.00 | 4/25/2011 9:22:52 AM |
steiglends | $100.00 | 4/25/2011 9:31:18 AM |
enthralling-deal180 | $50.00 | 4/25/2011 10:59:50 AM |
coolcash1 | $150.00 | 4/25/2011 11:31:53 AM |
coolcash1 | $140.00 | 4/25/2011 11:57:30 AM |
terryaj | $25.00 | 4/25/2011 3:41:23 PM |
titilsbie14 | $50.00 | 4/25/2011 3:46:56 PM |
ThomasC | $250.00 | 4/25/2011 3:54:43 PM |
ekbangali | $100.00 | 4/25/2011 4:22:30 PM |
dermit | $25.00 | 4/25/2011 3:54:01 PM |
bridgedoctor | $25.00 | 4/25/2011 4:17:19 PM |
saga9 | $50.00 | 4/25/2011 4:05:30 PM |
Tastas | $50.00 | 4/25/2011 4:36:38 PM |
magnificent-gain3 | $100.00 | 4/25/2011 4:09:14 PM |
listing-bada-bing | $50.00 | 4/25/2011 4:53:04 PM |
kindness-hickory5 | $50.00 | 4/25/2011 4:54:45 PM |
the-gold-quark | $50.00 | 4/25/2011 5:00:59 PM |
Peacepower | $25.00 | 4/25/2011 4:44:45 PM |
jdwillcox | $750.00 | 4/25/2011 5:04:40 PM |
UncleScroogeDMD | $123.38 | 4/25/2011 5:24:38 PM |
leverage-trident | $25.00 | 4/25/2011 5:28:16 PM |
LibbyZ | $50.00 | 4/25/2011 5:11:16 PM |
vibraphone3 | $50.00 | 4/25/2011 5:40:36 PM |
MoneyTree79 | $93.38 | 4/25/2011 5:52:59 PM |
brainy-repayment5 | $100.00 | 4/25/2011 5:31:46 PM |
goodhearted-gold3 | $64.91 | 4/25/2011 6:25:52 PM |
Lender2895a | $250.00 | 4/25/2011 6:21:08 PM |
mammalian4 | $25.00 | 4/25/2011 6:26:26 PM |
brightest-benjamins-onator | $25.00 | 4/25/2011 6:37:42 PM |
CaliforniaSun | $25.00 | 4/25/2011 7:13:30 PM |
fuzed | $155.00 | 4/25/2011 6:55:04 PM |
Bank42 | $50.00 | 4/25/2011 6:56:42 PM |
jameskdean | $50.00 | 4/25/2011 6:51:26 PM |
IIP77 | $25.00 | 4/25/2011 7:11:37 PM |
agwosdof | $100.00 | 4/25/2011 7:27:09 PM |
truth-futurist | $100.00 | 4/25/2011 7:28:09 PM |
credit-observatory | $25.00 | 4/25/2011 7:07:34 PM |
blooming-market | $25.00 | 4/25/2011 8:41:06 PM |
steves73 | $200.00 | 4/25/2011 8:51:30 PM |
Mariner3605 | $25.00 | 4/25/2011 8:21:31 PM |
MoneyBagsRUs | $25.00 | 4/25/2011 8:23:50 PM |
236 Investments
|
Borrower Payment Dependent Notes Series
502186
This series of Notes was issued and sold upon the funding of the borrower loan #48805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $153.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,563 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-benefit-transformer |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off higher interest Car Note
Purpose of loan:
Pay off my higher interest truck note.
My financial situation:
The payment for this loan will be less than half of my current truck payment ($341/month) which I have been making for a number of years. I want to pay off the truck note to free up cash flow for other uses/investments. For the last 5 years I was self employed. Recently I went in house and now I have a stable career, in the same line of work, at a large company and will have no problem paying off this loan at maturity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
logical-reward8 | $25.00 | 4/14/2011 9:02:28 AM |
availableloan | $25.00 | 4/14/2011 9:03:20 AM |
indomitable-coin | $50.00 | 4/14/2011 9:03:51 AM |
minista | $25.00 | 4/14/2011 9:05:03 AM |
MrDavid | $50.00 | 4/14/2011 9:02:43 AM |
ore-genius2 | $100.00 | 4/14/2011 9:05:11 AM |
meux99 | $25.00 | 4/14/2011 9:19:03 AM |
KramericaIndustries | $25.00 | 4/14/2011 4:37:38 PM |
kenji4861 | $25.00 | 4/15/2011 6:10:34 AM |
subtle-revenue0 | $25.00 | 4/15/2011 10:34:55 AM |
JABank | $27.00 | 4/16/2011 8:34:53 AM |
Weaverville | $100.00 | 4/16/2011 4:49:20 PM |
fcrick | $25.00 | 4/16/2011 5:05:12 PM |
shellstar | $25.00 | 4/18/2011 4:58:36 PM |
jeffpac | $50.00 | 4/19/2011 7:05:20 AM |
axl163 | $25.00 | 4/19/2011 8:24:28 AM |
bill-appraiser7 | $25.00 | 4/19/2011 8:16:33 AM |
ryan6853 | $25.00 | 4/19/2011 8:26:25 AM |
eCapital | $25.00 | 4/19/2011 4:46:31 PM |
balanced-rupee | $50.00 | 4/19/2011 6:44:29 PM |
currency-persimmon | $100.00 | 4/19/2011 9:40:16 PM |
kirkjerk | $28.74 | 4/20/2011 2:01:28 AM |
p40thawk | $50.00 | 4/20/2011 4:19:07 PM |
bvzm | $50.00 | 4/22/2011 6:47:24 AM |
finance-symphony7 | $25.00 | 4/22/2011 10:37:54 AM |
freetolive | $25.00 | 4/22/2011 1:34:32 PM |
mistertao | $25.00 | 4/23/2011 7:59:28 AM |
MARWARISETH | $25.00 | 4/23/2011 8:40:57 AM |
BankingFamily | $25.00 | 4/23/2011 1:09:02 PM |
blooming-market | $25.00 | 4/23/2011 2:36:56 PM |
saahilld | $25.00 | 4/23/2011 2:46:01 PM |
bonus-sensai825 | $50.00 | 4/23/2011 4:54:31 PM |
betula | $25.00 | 4/23/2011 5:11:00 PM |
truth-image | $50.00 | 4/23/2011 7:29:27 PM |
BankofRa | $25.00 | 4/23/2011 7:43:46 PM |
VBAces | $50.00 | 4/23/2011 8:40:20 PM |
jasperpants | $25.00 | 4/24/2011 6:14:39 AM |
sandeepPR | $25.00 | 4/24/2011 7:55:52 AM |
ets2011 | $25.00 | 4/24/2011 7:30:34 AM |
mrkb80 | $50.00 | 4/24/2011 11:49:33 AM |
BobRand | $50.00 | 4/24/2011 5:29:20 PM |
antlr | $50.00 | 4/24/2011 4:39:23 PM |
elbastador | $25.00 | 4/24/2011 5:08:28 PM |
pmandel | $50.00 | 4/24/2011 6:01:35 PM |
Dano007 | $100.00 | 4/24/2011 7:12:04 PM |
a-responsible-return | $50.00 | 4/24/2011 7:44:39 PM |
cognizant-responsibility9 | $100.00 | 4/25/2011 8:01:38 AM |
HotRod25 | $50.00 | 4/25/2011 8:56:42 AM |
depalma13 | $25.00 | 4/25/2011 10:01:54 AM |
power-secret-agent | $25.00 | 4/25/2011 12:14:54 PM |
Big-Lender | $25.00 | 4/25/2011 11:27:43 AM |
asset-reaction | $50.00 | 4/25/2011 2:47:44 PM |
entertaining-credit3 | $27.12 | 4/25/2011 1:34:03 PM |
ThomasC | $250.00 | 4/25/2011 3:55:27 PM |
fenix692 | $25.00 | 4/25/2011 3:04:09 PM |
sunny-truth6 | $25.00 | 4/25/2011 3:56:50 PM |
floridahelper | $125.00 | 4/25/2011 3:48:38 PM |
fenix692 | $25.00 | 4/25/2011 3:50:19 PM |
sunny-truth6 | $25.00 | 4/25/2011 3:56:43 PM |
C_Mark | $300.00 | 4/25/2011 3:58:32 PM |
blot44 | $50.00 | 4/14/2011 9:04:47 AM |
DukSerduk | $25.00 | 4/14/2011 9:02:20 AM |
dtrain5 | $25.00 | 4/14/2011 9:03:06 AM |
serene-truth2 | $50.00 | 4/14/2011 9:03:57 AM |
MasterJin | $25.00 | 4/14/2011 12:07:22 PM |
worthy-bid8 | $25.00 | 4/14/2011 4:00:24 PM |
Searlzy | $25.00 | 4/15/2011 7:28:01 AM |
JJ9876 | $50.00 | 4/15/2011 10:05:14 AM |
respectful-integrity3 | $30.00 | 4/15/2011 12:20:24 PM |
selector568 | $50.00 | 4/16/2011 4:25:09 AM |
Havana21 | $200.00 | 4/16/2011 2:40:19 PM |
nosualcneas | $25.00 | 4/16/2011 3:55:09 PM |
RandyL3 | $25.00 | 4/16/2011 4:54:06 PM |
preciouschild | $85.00 | 4/17/2011 11:36:03 PM |
sparky1129 | $50.00 | 4/19/2011 8:16:47 AM |
compoundinterest | $50.00 | 4/19/2011 8:04:57 AM |
damage | $25.00 | 4/19/2011 8:25:45 AM |
sunshine1965 | $25.00 | 4/20/2011 12:10:33 PM |
useful-currency | $25.00 | 4/20/2011 4:00:54 PM |
worthy-value1 | $50.00 | 4/20/2011 5:36:14 PM |
ytjameslee | $29.26 | 4/21/2011 2:35:20 AM |
Moneypenny6 | $25.00 | 4/21/2011 8:06:37 AM |
Carpetkid | $50.00 | 4/21/2011 5:56:51 PM |
efficient-marketplace | $50.00 | 4/22/2011 12:49:33 PM |
kind-adventurous-finance | $50.00 | 4/22/2011 4:30:03 PM |
adub1979 | $100.00 | 4/22/2011 7:28:23 PM |
CPA-Banker | $30.00 | 4/22/2011 9:43:26 PM |
kyomoon | $50.00 | 4/23/2011 3:17:18 AM |
credible-durability | $25.00 | 4/23/2011 10:01:13 AM |
UnclePockets | $25.00 | 4/23/2011 10:55:21 AM |
Taxman44 | $25.00 | 4/23/2011 12:04:32 PM |
marwadi-62 | $200.00 | 4/23/2011 2:46:19 PM |
dproxima | $25.00 | 4/23/2011 5:06:22 PM |
Reddy_Capital | $36.00 | 4/23/2011 10:42:19 PM |
gold-commander0 | $50.00 | 4/24/2011 1:17:08 PM |
swissbanker | $50.00 | 4/24/2011 1:51:58 PM |
eighttone | $25.00 | 4/25/2011 5:19:27 AM |
cwegert | $25.00 | 4/25/2011 7:42:24 AM |
exact-gold2 | $50.00 | 4/25/2011 6:30:56 AM |
Steveoo1 | $36.37 | 4/25/2011 12:34:32 PM |
thankful-nickel2 | $50.00 | 4/25/2011 10:32:26 AM |
penny-finder | $42.00 | 4/25/2011 2:47:50 PM |
serene-capital | $25.00 | 4/25/2011 3:50:31 PM |
kind-genuine-dough | $25.00 | 4/25/2011 3:58:19 PM |
GElender | $50.00 | 4/25/2011 3:22:47 PM |
kindness-sage | $26.22 | 4/25/2011 3:42:04 PM |
AFairDeal | $55.00 | 4/25/2011 3:47:31 PM |
titilsbie14 | $50.00 | 4/25/2011 3:49:21 PM |
georgedorn | $48.85 | 4/25/2011 3:55:57 PM |
109 Investments
|
Borrower Payment Dependent Notes Series
503202
This series of Notes was issued and sold upon the funding of the borrower loan #48855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,861 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderful-credit6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan 1
Purpose of loan:
This loan will be used to help me grow my business. Specifically, I will use the proceeds for marketing purposes.
My financial situation:
I am a good candidate for this loan because I don't need it. I have other financing options but am really just interested in seeking alternatives to financial institutions for future planning purposes. I am willing to pay someone interest now to create a track record on Prosper. Also, regarding my payment history with creditors of all types, I have never missed a payment of any type.
Regarding my background: I am a CPA, with a Masters degree.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 4/21/2011 9:08:54 AM |
Kash2010lu | $25.00 | 4/21/2011 9:19:16 AM |
JustMee | $25.00 | 4/21/2011 10:31:59 AM |
well-rounded-payout0 | $50.00 | 4/21/2011 9:08:12 AM |
reflective-rupee | $25.44 | 4/21/2011 1:10:42 PM |
money-fort | $25.00 | 4/21/2011 5:11:11 PM |
Free-the-usa-1776 | $25.00 | 4/21/2011 11:10:23 PM |
EretzCapital | $48.83 | 4/22/2011 7:09:34 AM |
RyanM561 | $25.00 | 4/22/2011 8:14:59 AM |
Bob450 | $25.00 | 4/22/2011 9:43:04 AM |
DannyPhantom | $25.00 | 4/22/2011 6:19:18 PM |
Integrity1st | $25.44 | 4/23/2011 5:21:42 AM |
floridahelper | $25.00 | 4/23/2011 5:14:55 AM |
melodious-openness | $148.47 | 4/23/2011 5:41:33 AM |
investment-artist | $25.00 | 4/21/2011 9:24:20 AM |
Whipster | $50.00 | 4/21/2011 9:06:14 AM |
suave-dime6 | $25.00 | 4/21/2011 9:07:31 AM |
ultimate-peace | $150.00 | 4/21/2011 9:11:42 AM |
wonder3 | $30.00 | 4/21/2011 10:03:06 AM |
favorite-commerce | $50.00 | 4/21/2011 12:02:53 PM |
DasMula | $27.00 | 4/21/2011 1:21:20 PM |
reflective-rupee | $75.44 | 4/21/2011 1:10:53 PM |
mrxtravis | $25.00 | 4/21/2011 1:13:50 PM |
capital_projects_investor | $25.00 | 4/21/2011 3:21:49 PM |
diplomatic-wealth7 | $25.00 | 4/21/2011 4:46:35 PM |
168RichCapital | $25.00 | 4/21/2011 4:28:52 PM |
worldpower2 | $25.00 | 4/21/2011 5:51:49 PM |
StarshineXL | $100.00 | 4/22/2011 12:27:49 AM |
kulender | $43.83 | 4/22/2011 3:31:43 AM |
ZOOOM | $25.00 | 4/22/2011 9:56:18 AM |
TJB_2007 | $50.00 | 4/22/2011 9:37:51 AM |
Amber_Stone | $50.00 | 4/22/2011 9:42:35 AM |
ddoneday | $25.00 | 4/22/2011 5:03:22 PM |
jakdwak | $25.00 | 4/23/2011 3:31:08 AM |
19vfwcinc89 | $100.00 | 4/23/2011 3:27:58 AM |
reflective-rupee | $200.55 | 4/23/2011 5:21:22 AM |
melodious-openness | $300.00 | 4/23/2011 5:39:10 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
503272
This series of Notes was issued and sold upon the funding of the borrower loan #48850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 11m |
Amount delinquent:
| $2,226 |
Total credit lines:
| 41 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,368 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payout-genius2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$2,000 Loan
Purpose of loan: I need this money to pay off an "interest fee" credit card account that has accrued interest for three years. I want to avoid having the accrued interest applied to the balance in the event I don't pay off the balance in time.
This loan will be used to pay off credit card debt.
My financial situation: I have an above average financial situation.
I am a good candidate for this loan because I have strong job security as an attorney at the firm where I work.
Monthly net income: $ 4845 (after taxes; paid $76,000 per year)
Monthly expenses: $ 4000
Housing: $1235
Insurance: $300
Car expenses: $415
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $1100
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 4/20/2011 5:07:51 PM |
suave-dime6 | $25.00 | 4/20/2011 5:07:29 PM |
ultimate-peace | $150.00 | 4/20/2011 5:11:17 PM |
reflective-rupee | $200.22 | 4/20/2011 5:40:11 PM |
diplomatic-wealth7 | $25.00 | 4/20/2011 6:10:39 PM |
Bill88 | $30.00 | 4/21/2011 10:23:11 AM |
DasMula | $87.00 | 4/21/2011 1:30:10 PM |
thankful-nickel2 | $25.00 | 4/21/2011 4:37:31 PM |
spiff666 | $25.00 | 4/22/2011 6:58:58 AM |
TJB_2007 | $50.00 | 4/22/2011 9:37:54 AM |
Bob450 | $25.00 | 4/23/2011 4:21:48 AM |
bluebouyz | $25.00 | 4/23/2011 9:25:57 AM |
kindness-launcher | $872.78 | 4/23/2011 10:51:33 AM |
credit-missile | $75.00 | 4/20/2011 5:55:15 PM |
vutah | $25.00 | 4/20/2011 6:23:05 PM |
rustysailor | $25.00 | 4/20/2011 8:56:18 PM |
bav280 | $50.00 | 4/20/2011 8:28:58 PM |
Interstate_Rate | $50.00 | 4/21/2011 2:04:20 AM |
SecondChanceLendingSERV | $25.00 | 4/21/2011 9:12:35 AM |
sadhikari | $25.00 | 4/21/2011 11:02:30 PM |
2grindstones | $35.00 | 4/22/2011 10:21:09 AM |
FriendInSeattle | $100.00 | 4/23/2011 4:14:17 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
503358
This series of Notes was issued and sold upon the funding of the borrower loan #48811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $175.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $944 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| Jumper26 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 5 |
On-time:
| 65 ( 88% )
| 660-679 (Latest)
|
Principal borrowed:
| $23,550.00 | < 31 days late:
| 9
( 12% )
| 640-659
(Feb-2010)
560-579
(Jan-2008)
560-579
(Dec-2007)
600-619
(May-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 74 | | |
Description
This Loan Would Be A Great Thing!
This loan will be used for a couple reasons. One is our 5th year anniversary is in October and we would like to go on a cruise to the Caribbean. Also it's time for new furniture in our home. We need a new table, coach & end tables.
I am a good candidate for this loan because I have had 3 loans before and have paid them off in full on time or early. This loan WILL be paid off by the end of the year.
Monthly net income: $40,000
Housing: $ Hubby pays
Insurance: $ Hubby pays
Car expenses: $ 442.06
Utilities: $ 400
Phone, cable, internet: $ Hubby pays
Food, entertainment: $ Hubby pays
Clothing, household expenses: $ 100
Credit cards and other loans: $ 50
Daycare expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $122.27 | 4/22/2011 9:07:55 AM |
lendstats_com | $300.00 | 4/22/2011 10:40:19 AM |
reflective-rupee | $25.44 | 4/22/2011 2:17:32 PM |
thankful-nickel2 | $25.00 | 4/22/2011 6:58:02 PM |
Slapshot | $34.47 | 4/22/2011 11:08:54 PM |
Slapshot | $500.00 | 4/22/2011 11:17:03 PM |
rate-hickory | $25.00 | 4/23/2011 5:56:33 AM |
DoctorJoe | $25.00 | 4/23/2011 1:22:19 PM |
diplomatic-wealth7 | $25.00 | 4/23/2011 7:54:43 PM |
c-gurista-5 | $25.00 | 4/25/2011 1:13:59 PM |
kinetic-social | $25.00 | 4/25/2011 2:50:29 PM |
PleaseDontDefault | $50.00 | 4/25/2011 3:59:15 PM |
Kennfusion | $70.41 | 4/25/2011 4:33:08 PM |
Frover | $30.00 | 4/25/2011 4:33:48 PM |
neutrino6 | $25.00 | 4/25/2011 4:33:42 PM |
kindness-hickory5 | $50.00 | 4/25/2011 4:54:25 PM |
reward-dynamo | $25.00 | 4/25/2011 4:43:56 PM |
vigorous-velocity | $100.24 | 4/25/2011 5:11:17 PM |
vutah | $25.00 | 4/22/2011 7:51:55 PM |
twjh | $25.00 | 4/23/2011 4:26:04 AM |
janeybooboo | $100.00 | 4/23/2011 7:36:15 AM |
DasMula | $57.00 | 4/23/2011 9:38:03 AM |
amlu1988 | $25.00 | 4/23/2011 11:00:47 AM |
atlas100 | $25.00 | 4/23/2011 12:47:34 PM |
proton346 | $25.00 | 4/23/2011 6:21:47 PM |
hookUup | $25.79 | 4/23/2011 9:13:58 PM |
Milonguero | $100.00 | 4/24/2011 10:17:27 AM |
SolarMoonshine | $25.00 | 4/24/2011 2:56:44 PM |
golffish2 | $50.00 | 4/25/2011 4:14:52 AM |
contract-student2 | $50.00 | 4/25/2011 12:36:08 PM |
sfmf | $25.00 | 4/25/2011 12:59:56 PM |
MJTimages_com | $50.00 | 4/25/2011 3:14:03 PM |
first-serene-credit | $25.00 | 4/25/2011 2:10:14 PM |
GElender | $25.00 | 4/25/2011 3:21:58 PM |
penny-infusion7 | $25.00 | 4/25/2011 3:09:02 PM |
houli123 | $350.00 | 4/25/2011 3:49:06 PM |
Scotcha | $50.00 | 4/25/2011 3:54:24 PM |
titilsbie14 | $50.00 | 4/25/2011 3:56:27 PM |
CA-Lender | $25.04 | 4/25/2011 3:51:49 PM |
neutrino6 | $25.00 | 4/25/2011 4:29:05 PM |
important-openness1 | $75.00 | 4/25/2011 4:22:25 PM |
reflective-rupee | $75.33 | 4/25/2011 4:27:02 PM |
glroark | $50.00 | 4/25/2011 4:11:42 PM |
red-robust-bid | $604.25 | 4/25/2011 5:11:20 PM |
StarshineXL | $230.00 | 4/25/2011 4:59:33 PM |
secureincome | $1,000.00 | 4/25/2011 4:49:43 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
503372
This series of Notes was issued and sold upon the funding of the borrower loan #48797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $229.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $643 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-travels |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Work Van for my contracting biz!
Purpose of loan:
I'm working to grow my microbusiness which is a painting and flooring company. I've been getting by with my "Fred Sanford" Work truck but now I think it's time to upgrade to something that better represents my company and improves my image. So i'm ready to say goodbye old work truck and hello work Van and Trailer :) I will used this money to purchase a used work van with ladder racks and a cargo trailer. I'm pretty sure I can find what i'm looking for and still have money left over from the loan but just to be safe i'm asking for a little more than I think i'll actually need.
I am a good candidate for this loan because I pay my bills on time and my record shows that.
Monthly net income: $2650 (This is just my day job money and rental income)
Monthly expenses: My monthly expenses typically run between $1,000 and $1300 per month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vine99 | $50.00 | 4/21/2011 5:03:59 PM |
Interstate_Rate | $50.00 | 4/22/2011 3:05:06 AM |
DoctorJoe | $25.00 | 4/22/2011 3:56:49 AM |
rate-hickory | $35.00 | 4/22/2011 6:29:16 AM |
reflective-rupee | $175.44 | 4/22/2011 2:12:21 PM |
suave-dime6 | $25.00 | 4/22/2011 5:10:17 PM |
JGuide | $50.08 | 4/22/2011 8:50:07 PM |
rate-hickory | $25.00 | 4/23/2011 5:44:35 AM |
janeybooboo | $100.00 | 4/23/2011 7:43:11 AM |
wonder3 | $30.00 | 4/23/2011 7:29:05 AM |
Barrayaran | $25.00 | 4/23/2011 8:49:59 AM |
AEH_Now | $25.00 | 4/23/2011 11:18:56 AM |
Whipster | $50.00 | 4/23/2011 11:14:31 AM |
ethicalhumanist | $25.00 | 4/23/2011 1:31:17 PM |
Bob450 | $25.00 | 4/23/2011 2:31:20 PM |
handy-point5 | $25.00 | 4/23/2011 4:50:16 PM |
proton346 | $25.00 | 4/23/2011 5:45:05 PM |
SecondChanceLendingSERV | $25.00 | 4/23/2011 5:38:57 PM |
ready-interest9 | $25.00 | 4/23/2011 8:18:05 PM |
hookUup | $26.79 | 4/23/2011 8:40:17 PM |
intrepid-loot | $25.00 | 4/24/2011 8:13:01 AM |
Marcus_Cato | $28.92 | 4/24/2011 10:15:53 AM |
vutah | $25.00 | 4/24/2011 10:51:00 AM |
vest_vortex | $25.00 | 4/24/2011 10:42:34 AM |
dime-fighter | $25.00 | 4/24/2011 2:46:06 PM |
SolarMoonshine | $25.00 | 4/24/2011 3:07:02 PM |
hard-working-credit551 | $31.09 | 4/24/2011 5:17:58 PM |
1-HARD-HEAD | $25.00 | 4/24/2011 6:26:21 PM |
MoneyForNothing | $18.80 | 4/24/2011 6:26:52 PM |
r48 | $25.00 | 4/21/2011 5:04:27 PM |
diplomatic-wealth7 | $25.00 | 4/21/2011 5:10:23 PM |
CoolPlexer | $25.00 | 4/21/2011 5:06:35 PM |
cashhelp | $30.00 | 4/21/2011 5:05:29 PM |
JustMee | $25.00 | 4/21/2011 5:25:33 PM |
DasMula | $57.00 | 4/21/2011 7:51:43 PM |
competent-p2p | $45.00 | 4/21/2011 8:53:33 PM |
reflective-rupee | $25.44 | 4/22/2011 6:22:04 AM |
lendstats_com | $200.00 | 4/22/2011 7:32:31 AM |
reflective-rupee | $300.44 | 4/22/2011 2:12:38 PM |
Bill88 | $25.00 | 4/22/2011 2:44:52 PM |
thankful-nickel2 | $25.00 | 4/22/2011 6:56:34 PM |
best-ingenious-funds | $25.00 | 4/22/2011 11:29:47 PM |
MarvintheMartian | $25.00 | 4/23/2011 6:30:23 AM |
transformer855 | $25.00 | 4/23/2011 8:12:00 AM |
amlu1988 | $25.00 | 4/23/2011 10:59:00 AM |
kindness-launcher | $3,000.00 | 4/23/2011 11:11:05 AM |
finance-symphony7 | $25.00 | 4/23/2011 12:04:19 PM |
Nailman88 | $100.00 | 4/23/2011 3:20:39 PM |
Reddy_Capital | $36.00 | 4/23/2011 4:27:26 PM |
loanman2007 | $125.00 | 4/23/2011 4:21:49 PM |
cbivitz | $250.00 | 4/24/2011 7:55:44 AM |
loss-of-control | $150.00 | 4/24/2011 10:08:35 AM |
Christophe | $25.00 | 4/24/2011 9:13:29 AM |
scoobiedoo | $50.00 | 4/24/2011 12:39:11 PM |
klend4 | $25.00 | 4/24/2011 1:51:32 PM |
jgar_O | $35.00 | 4/24/2011 3:15:23 PM |
bearden3 | $75.00 | 4/24/2011 4:32:44 PM |
chato2345 | $25.00 | 4/24/2011 5:41:34 PM |
mclean_loaner | $100.00 | 4/24/2011 6:25:21 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
503464
This series of Notes was issued and sold upon the funding of the borrower loan #48839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $60.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,922 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-obedient-credit |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2010)
|
Principal balance:
| $0.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
home repair
Purpose of loan: home improvement
This loan will be used to...fix the gutters on my home. Do to the tremendous amount of snow that all turned into ice this winter made my gutters pull of the house inclding the back gutter completey of the house to the ground.
My financial situation: have some money saved only want to use that for emergency purposes. own my house, and have retirement savings.
I am a good candidate for this loan because...in the past i have you prosper before for a larger sum needed now and payed back way before final payment was due. i have been employed by the same employer for 11 years. im in good standing with all my credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
socal-lender | $25.00 | 4/21/2011 5:04:43 PM |
reflective-rupee | $25.44 | 4/21/2011 5:06:56 PM |
indomitable-coin | $50.00 | 4/21/2011 5:07:41 PM |
balanced-rupee | $100.00 | 4/21/2011 5:04:59 PM |
r48 | $28.00 | 4/21/2011 5:05:52 PM |
worthy-bid8 | $100.00 | 4/21/2011 5:06:58 PM |
minista | $25.00 | 4/21/2011 5:08:18 PM |
MrDavid | $100.00 | 4/21/2011 5:05:44 PM |
ore-genius2 | $100.00 | 4/21/2011 5:08:24 PM |
useful-currency | $25.00 | 4/21/2011 5:09:31 PM |
RandyL3 | $25.00 | 4/21/2011 5:09:50 PM |
Weaverville | $68.53 | 4/21/2011 5:16:45 PM |
Carpetkid | $50.00 | 4/21/2011 5:57:24 PM |
kyomoon | $50.00 | 4/22/2011 3:01:43 AM |
sadhikari | $50.00 | 4/21/2011 10:59:13 PM |
selector568 | $250.00 | 4/22/2011 3:39:34 AM |
bvzm | $50.00 | 4/22/2011 6:48:09 AM |
Christophe | $25.00 | 4/22/2011 7:12:30 AM |
currency-persimmon | $100.00 | 4/22/2011 5:59:41 AM |
shellstar | $25.00 | 4/22/2011 6:43:37 AM |
Glad2HelpU | $25.00 | 4/22/2011 7:08:12 AM |
authoritative-capital | $12.83 | 4/22/2011 7:13:36 AM |
meux99 | $25.00 | 4/21/2011 5:06:00 PM |
r48 | $25.00 | 4/21/2011 5:07:05 PM |
bb575 | $50.00 | 4/21/2011 5:07:29 PM |
serene-truth2 | $50.00 | 4/21/2011 5:08:14 PM |
compoundinterest | $50.00 | 4/21/2011 5:08:40 PM |
kenji4861 | $25.00 | 4/21/2011 5:09:38 PM |
saahilld | $25.00 | 4/21/2011 5:09:46 PM |
exchange-squirrel | $25.00 | 4/21/2011 5:04:40 PM |
dtrain5 | $25.00 | 4/21/2011 5:05:56 PM |
Dollars4Rent | $50.00 | 4/21/2011 5:07:13 PM |
Approved | $50.00 | 4/21/2011 5:07:19 PM |
DukSerduk | $25.00 | 4/21/2011 5:08:11 PM |
MasterJin | $25.00 | 4/21/2011 5:06:04 PM |
nosualcneas | $25.00 | 4/21/2011 5:08:34 PM |
fcrick | $25.00 | 4/21/2011 5:09:34 PM |
thankful-nickel2 | $50.00 | 4/21/2011 7:00:17 PM |
E_G | $40.20 | 4/22/2011 2:58:18 AM |
Snowflake6515 | $25.00 | 4/22/2011 3:10:49 AM |
lloyd_s | $25.00 | 4/22/2011 3:27:33 AM |
wwwUniversal | $25.00 | 4/22/2011 3:45:18 AM |
najmn103 | $25.00 | 4/22/2011 7:08:11 AM |
43 Investments
|