Sales Report:Supplement No. 6 dated Apr 26, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
491534
This series of Notes was issued and sold upon the funding of the borrower loan #48813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $440.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,040 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| financialhelper1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
680-699
(Sep-2009)
680-699
(Aug-2009)
700-719
(Jul-2009)
|
|
Principal balance:
| $1,807.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Payoff retirement loan
Purpose of loan:
This loan will be used to repay a $10,000 TSP(federal retirement plan) loan and secure an emergency fund in case of government shutdown.
My wife and I live well within our means. I don't need this loan but am asking so that I can pay down my retirement loan faster. The interest I am earning on my retirement funds is enough to consider this loan at the interest posted. The real advantage is that the interest on my retirement account is compounded while the interest on this loan is simple. I am a federal employee and my job is dependent on a good credit history so rest assured that this loan will be paid back timely. Secondary to paying back my retirement is having an emergency fund available in case the government shutsdown. If the government shuts down we will be staying home without pay. I don't anticipate the shutdown to last long but I would still rather err on the side of caution. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Are you still pursuing this loan now that the gov't shutdown has been averted? Also, as a side note, the money you pay as interest on a TSP loan is paid at the G fund rate and is actually paid to yourself. - shawnw2
A:
I will still accept the loan if it gets funded. The primary reason for the loan was to pay down my retirement loan. I am aware that the TSP loan interest gets paid back to me but thank you for your consideration.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/9/2011 12:04:16 PM |
| grnii78 | $57.75 | 4/9/2011 12:06:34 PM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:02 PM |
| thankful-nickel2 | $25.00 | 4/9/2011 12:53:24 PM |
| erowis | $120.00 | 4/9/2011 9:10:50 PM |
| integrity-doctor | $100.00 | 4/10/2011 9:31:57 AM |
| reflective-rupee | $444.44 | 4/10/2011 8:54:53 PM |
| competent-p2p | $45.00 | 4/11/2011 6:27:59 AM |
| careful-moola3 | $100.00 | 4/11/2011 4:15:28 PM |
| zotzot | $50.44 | 4/12/2011 5:36:03 AM |
| 888GoldIngots | $50.00 | 4/14/2011 9:59:06 AM |
| superb-kindness2 | $25.00 | 4/15/2011 7:18:30 AM |
| money-baron-roth-IRA | $50.00 | 4/15/2011 6:15:17 PM |
| open-minded-fund9 | $100.00 | 4/17/2011 2:55:42 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:46 AM |
| ursus | $50.00 | 4/18/2011 8:47:47 AM |
| fighter122 | $50.00 | 4/18/2011 9:10:51 PM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:22 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:53 PM |
| handy-justice | $50.00 | 4/20/2011 4:50:25 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:37 PM |
| selector568 | $200.00 | 4/21/2011 2:30:28 AM |
| DreDub | $50.00 | 4/21/2011 5:16:05 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:11 AM |
| Bill88 | $30.00 | 4/22/2011 8:17:24 AM |
| CA-Lender | $50.04 | 4/22/2011 9:29:01 AM |
| silver-buckeye | $100.00 | 4/22/2011 9:44:54 AM |
| payout-bridge | $400.00 | 4/22/2011 11:08:00 AM |
| shawnb777 | $50.00 | 4/22/2011 11:13:21 AM |
| CatFunded | $50.00 | 4/22/2011 11:16:28 AM |
| worthy-bid8 | $25.00 | 4/22/2011 11:28:34 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:00 AM |
| CatFunded | $25.00 | 4/22/2011 11:34:20 AM |
| genelinist | $28.10 | 4/22/2011 11:38:16 AM |
| CatFunded | $25.00 | 4/22/2011 11:33:58 AM |
| KakeztheKid | $275.00 | 4/22/2011 12:09:09 PM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:17:38 PM |
| first-serene-credit | $25.00 | 4/22/2011 1:51:59 PM |
| loss-of-control | $150.00 | 4/22/2011 2:16:12 PM |
| Whitewater_Loans | $50.00 | 4/22/2011 2:25:58 PM |
| pitbullt | $26.99 | 4/22/2011 3:00:32 PM |
| capital-halo1 | $1,000.00 | 4/22/2011 3:09:21 PM |
| money-surge1 | $50.00 | 4/22/2011 3:13:18 PM |
| Ocean713 | $50.00 | 4/22/2011 5:06:04 PM |
| sfmdg | $50.00 | 4/22/2011 5:09:23 PM |
| Johnab | $25.00 | 4/22/2011 4:10:44 PM |
| anton | $1,070.00 | 4/22/2011 4:19:05 PM |
| laki_haole | $50.00 | 4/22/2011 5:06:16 PM |
| Midwestvalues | $50.00 | 4/22/2011 5:05:50 PM |
| miked8303 | $25.00 | 4/22/2011 5:06:10 PM |
| msbutah | $50.00 | 4/22/2011 5:09:30 PM |
| foxtrot12 | $50.00 | 4/22/2011 5:09:41 PM |
| robust-payout1 | $50.00 | 4/22/2011 5:10:41 PM |
| tech310 | $50.00 | 4/22/2011 5:10:02 PM |
| drg6289 | $25.00 | 4/22/2011 5:10:34 PM |
| the-profit-oracle | $25.00 | 4/22/2011 5:34:17 PM |
| palace2 | $200.00 | 4/22/2011 6:50:02 PM |
| janeybooboo | $100.00 | 4/22/2011 8:53:08 PM |
| newest-inspiring-power | $25.00 | 4/22/2011 8:31:24 PM |
| h_corey | $25.00 | 4/23/2011 2:41:49 AM |
| 1-HARD-HEAD | $200.00 | 4/22/2011 11:51:26 PM |
| dbmurch | $25.00 | 4/23/2011 2:47:50 AM |
| minddoc | $25.00 | 4/23/2011 2:49:41 AM |
| chairsitter | $25.00 | 4/23/2011 2:54:24 AM |
| LordKinbote | $25.00 | 4/23/2011 2:35:37 AM |
| CC911 | $25.00 | 4/23/2011 2:41:22 AM |
| 19vfwcinc89 | $75.00 | 4/23/2011 3:20:34 AM |
| DSFinancial | $50.00 | 4/23/2011 3:21:03 AM |
| brazilofmux | $100.00 | 4/23/2011 2:49:58 AM |
| Sibelius2 | $25.00 | 4/23/2011 3:31:47 AM |
| gotjack | $25.00 | 4/23/2011 3:42:22 AM |
| ITExec | $41.45 | 4/23/2011 3:06:28 AM |
| rhin0cerx | $50.00 | 4/23/2011 3:17:58 AM |
| wbahl | $25.00 | 4/23/2011 3:16:18 AM |
| nodrivelpls | $25.00 | 4/23/2011 3:32:48 AM |
| DadWarbucks | $35.90 | 4/23/2011 3:40:42 AM |
| pixeldave | $36.80 | 4/23/2011 4:04:46 AM |
| silverloan | $25.00 | 4/23/2011 3:30:54 AM |
| Soxxes | $25.00 | 4/23/2011 3:32:20 AM |
| HHP | $86.66 | 4/23/2011 3:47:47 AM |
| Guerrilla_Man | $25.00 | 4/23/2011 3:46:59 AM |
| E-B | $50.00 | 4/23/2011 4:10:02 AM |
| tornandfrayed | $28.39 | 4/23/2011 4:44:57 AM |
| asmithj | $35.57 | 4/23/2011 4:47:36 AM |
| stock106 | $25.00 | 4/23/2011 4:19:44 AM |
| truth-companion | $25.00 | 4/23/2011 4:58:04 AM |
| Diamond_Jim | $26.05 | 4/23/2011 4:59:12 AM |
| ivadood | $45.18 | 4/23/2011 4:40:47 AM |
| famous-hope | $25.00 | 4/23/2011 5:22:49 AM |
| compassion-paladin042 | $25.00 | 4/23/2011 4:55:57 AM |
| FeedTheMachine | $100.00 | 4/23/2011 4:59:55 AM |
| burrito6 | $25.00 | 4/23/2011 5:06:45 AM |
| shrewd-peace7 | $25.00 | 4/23/2011 5:11:27 AM |
| sensible-order2 | $100.00 | 4/23/2011 5:22:32 AM |
| orange-preeminant-bill | $50.00 | 4/23/2011 5:24:37 AM |
| payment-gusto | $25.00 | 4/23/2011 5:40:55 AM |
| ryanshain | $200.00 | 4/23/2011 5:28:49 AM |
| reward-adventure | $50.00 | 4/23/2011 5:22:21 AM |
| investment-tempo | $25.00 | 4/23/2011 5:29:59 AM |
| p2ploan-sensation211 | $25.00 | 4/23/2011 6:00:47 AM |
| credit-wheel7 | $25.00 | 4/23/2011 5:39:51 AM |
| Rulea72 | $30.09 | 4/23/2011 6:38:42 AM |
| SPCLending | $50.00 | 4/23/2011 6:24:23 AM |
| MoneyForNothing | $21.25 | 4/23/2011 6:43:45 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:07:46 PM |
| reflective-rupee | $1,000.44 | 4/9/2011 12:08:54 PM |
| suave-dime6 | $25.00 | 4/9/2011 12:05:59 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:11 PM |
| DasMula | $57.00 | 4/9/2011 12:38:52 PM |
| Kash2010lu | $25.00 | 4/9/2011 12:31:07 PM |
| Wangchuk | $25.01 | 4/9/2011 2:04:03 PM |
| r48 | $28.00 | 4/9/2011 2:08:34 PM |
| autonomous-truth | $50.00 | 4/10/2011 12:02:23 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:38 PM |
| DoctorJoe | $25.00 | 4/11/2011 4:19:11 AM |
| Gibbyland | $48.40 | 4/11/2011 9:34:44 AM |
| tolerant-dinero2 | $25.00 | 4/11/2011 10:49:20 AM |
| shawnw2 | $300.00 | 4/12/2011 8:37:37 PM |
| transformer855 | $25.00 | 4/12/2011 7:18:49 PM |
| thelovebug | $58.98 | 4/13/2011 7:44:29 AM |
| Bob450 | $25.00 | 4/13/2011 10:19:01 AM |
| chameleon125 | $50.00 | 4/13/2011 9:54:04 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:17 PM |
| marketplace-meridian | $25.00 | 4/15/2011 6:15:25 PM |
| kendigme | $25.00 | 4/16/2011 7:02:51 AM |
| asiaratt | $50.00 | 4/19/2011 4:15:53 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:30 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:03 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:45 AM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:50 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:38 AM |
| PRGuyinVA | $25.00 | 4/21/2011 6:59:27 PM |
| silver-buckeye | $100.00 | 4/22/2011 9:27:28 AM |
| RecoveryLender | $78.26 | 4/22/2011 9:32:19 AM |
| red-favorable-basis | $25.00 | 4/22/2011 9:29:54 AM |
| mrsp2e | $25.00 | 4/22/2011 10:46:05 AM |
| MJTimages_com | $100.00 | 4/22/2011 10:47:56 AM |
| dynrep | $50.00 | 4/22/2011 11:08:52 AM |
| dudebrah | $25.00 | 4/22/2011 10:10:06 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:51:51 AM |
| Railbird | $25.00 | 4/22/2011 12:21:42 PM |
| reflective-rupee | $1,500.55 | 4/22/2011 2:03:45 PM |
| capital-halo1 | $500.00 | 4/22/2011 3:16:11 PM |
| nybanker85 | $50.00 | 4/22/2011 3:25:20 PM |
| nilonc1 | $40.00 | 4/22/2011 4:05:44 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:09 PM |
| Rob717171 | $50.00 | 4/22/2011 5:05:58 PM |
| tylerfd | $25.00 | 4/22/2011 5:06:24 PM |
| JSON | $25.00 | 4/22/2011 5:06:49 PM |
| bid-papyrus | $25.00 | 4/22/2011 5:29:51 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 5:10:48 PM |
| SDKiwi | $25.00 | 4/22/2011 5:36:00 PM |
| Axium | $50.00 | 4/22/2011 6:35:00 PM |
| FL-Lender | $25.00 | 4/22/2011 6:24:29 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:13 PM |
| consummate-loyalty1 | $50.00 | 4/22/2011 9:59:23 PM |
| finagler | $25.00 | 4/23/2011 2:55:31 AM |
| divedude | $25.00 | 4/23/2011 3:06:07 AM |
| nicklds | $25.00 | 4/23/2011 2:41:05 AM |
| lovelongandprosper | $43.79 | 4/23/2011 2:55:08 AM |
| ommcd | $25.00 | 4/23/2011 3:42:04 AM |
| peruse | $25.00 | 4/23/2011 3:05:35 AM |
| IIP77 | $25.00 | 4/23/2011 3:10:22 AM |
| davidc314 | $30.23 | 4/23/2011 3:31:30 AM |
| persevering | $25.00 | 4/23/2011 3:40:33 AM |
| Marfloogan | $25.00 | 4/23/2011 3:44:36 AM |
| amijo | $25.00 | 4/23/2011 3:45:51 AM |
| utmom | $25.00 | 4/23/2011 3:55:21 AM |
| samo102us | $25.00 | 4/23/2011 4:16:56 AM |
| LAM26 | $25.00 | 4/23/2011 4:17:42 AM |
| Jonb6919 | $25.00 | 4/23/2011 4:24:31 AM |
| point | $29.24 | 4/23/2011 4:40:07 AM |
| PatRichi | $25.00 | 4/23/2011 4:18:12 AM |
| apostle901 | $25.00 | 4/23/2011 4:20:47 AM |
| calinno2 | $25.00 | 4/23/2011 4:15:58 AM |
| skunkor2 | $25.00 | 4/23/2011 4:32:21 AM |
| ivy-league-MBA | $25.00 | 4/23/2011 4:59:28 AM |
| investment-visionary | $25.00 | 4/23/2011 5:05:02 AM |
| loanman2007 | $200.00 | 4/23/2011 5:09:56 AM |
| gimincorp | $30.00 | 4/23/2011 5:21:39 AM |
| treasure-bliss | $50.00 | 4/23/2011 4:47:45 AM |
| JustMee | $25.00 | 4/23/2011 5:26:03 AM |
| asset-professor | $50.00 | 4/23/2011 5:33:04 AM |
| kind-adventurous-finance | $50.00 | 4/23/2011 5:33:28 AM |
| elegant-loot | $25.00 | 4/23/2011 5:29:33 AM |
| graceful-investment | $100.00 | 4/23/2011 5:31:31 AM |
| liberty-destiny3 | $25.00 | 4/23/2011 5:41:28 AM |
| Roblaroni | $25.00 | 4/23/2011 6:36:08 AM |
| orange-trustworthy-fairness | $25.00 | 4/23/2011 6:14:20 AM |
| 189 Investments
|
Borrower Payment Dependent Notes Series
491804
This series of Notes was issued and sold upon the funding of the borrower loan #48785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $267.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 2/ 3 |
Revolving credit balance:
| $818 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wranglertd |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Consolidating for a better Tomorrow
Purpose of loan: Consolidate Bills
This loan will be used to... Pay taxes and the remainder of my Capital one card.
My financial situation: Greatly improved from when I was out of work. I have only basic exspenses.
I am a good candidate for this loan because...I have paid off my first Prosper loan in a timely manner. My credit score has gone up several points And I want to continue my positive trend.
Monthly net income: $2600
Monthly expenses: $1000
Housing: $590
Insurance: $100
Car expenses: $50
Utilities: $60
Phone, cable, internet: $45
Food, entertainment: $75
Clothing, household expenses: $
Credit cards and other loans: $25
Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/14/2011 5:04:58 PM |
| SolarMoonshine | $25.00 | 4/14/2011 6:59:02 PM |
| orange-leverage-phoenix | $50.00 | 4/14/2011 5:17:46 PM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 5:05:40 PM |
| reflective-rupee | $25.44 | 4/14/2011 5:24:19 PM |
| investment-comet | $25.00 | 4/15/2011 7:07:45 AM |
| Dubbs360 | $100.00 | 4/15/2011 8:03:56 AM |
| BxRealtor | $25.00 | 4/15/2011 10:47:31 AM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:33:19 PM |
| ingenious-truth0 | $50.00 | 4/15/2011 3:52:53 PM |
| excellent-loan8 | $25.00 | 4/15/2011 8:48:36 PM |
| Binan | $25.00 | 4/15/2011 10:35:26 PM |
| sunny-justice9 | $25.00 | 4/15/2011 8:19:28 PM |
| moola-accelerator6 | $25.00 | 4/15/2011 8:38:12 PM |
| dudebrah | $25.00 | 4/15/2011 9:56:09 PM |
| generator596 | $50.00 | 4/16/2011 5:55:05 AM |
| AFairDeal | $26.79 | 4/16/2011 7:24:24 AM |
| diplomatic-wealth7 | $50.00 | 4/16/2011 7:13:14 AM |
| Bob450 | $25.00 | 4/16/2011 8:35:01 AM |
| Engineer44 | $25.00 | 4/16/2011 5:46:10 AM |
| Midwestvalues | $100.00 | 4/16/2011 5:48:58 AM |
| Tasselhoff | $25.00 | 4/16/2011 8:30:12 AM |
| ShogunGTS | $100.00 | 4/16/2011 8:24:30 AM |
| szetheli | $90.00 | 4/16/2011 8:43:21 AM |
| Weaverville | $25.00 | 4/16/2011 4:51:03 PM |
| JGuide | $25.00 | 4/17/2011 9:56:19 AM |
| ursus | $100.00 | 4/19/2011 5:39:03 PM |
| the-kindness-honker | $25.00 | 4/19/2011 8:12:44 PM |
| Oak-Parker | $25.00 | 4/20/2011 3:40:13 PM |
| inphri | $2,000.00 | 4/21/2011 12:41:40 AM |
| tntmojave | $50.00 | 4/21/2011 2:42:21 AM |
| diversifylender | $50.00 | 4/21/2011 12:44:39 AM |
| loanman2007 | $50.00 | 4/21/2011 4:41:05 AM |
| UncleScroogeDMD | $36.17 | 4/21/2011 3:08:18 PM |
| palace2 | $400.00 | 4/21/2011 5:32:33 PM |
| love-interest | $50.00 | 4/22/2011 7:40:14 AM |
| agreement-fluffy-bunny | $25.00 | 4/22/2011 11:01:52 AM |
| anton | $2,751.00 | 4/22/2011 11:36:35 AM |
| ingenious-deal6 | $25.00 | 4/14/2011 5:05:24 PM |
| Zolton | $100.00 | 4/14/2011 5:06:30 PM |
| CoolPlexer | $25.00 | 4/14/2011 5:07:32 PM |
| r48 | $32.00 | 4/14/2011 5:12:28 PM |
| hookUup | $25.77 | 4/14/2011 5:48:12 PM |
| itskarma | $25.00 | 4/15/2011 6:38:58 AM |
| JBG | $25.00 | 4/15/2011 9:04:29 AM |
| GElender | $50.00 | 4/15/2011 7:16:32 AM |
| PCGeekWI | $25.00 | 4/15/2011 11:52:31 PM |
| proud-gold9 | $100.00 | 4/16/2011 5:58:25 AM |
| diversification-pilot | $25.00 | 4/16/2011 6:59:16 AM |
| Pendruce | $25.00 | 4/16/2011 8:21:18 AM |
| silver-buckeye | $50.00 | 4/16/2011 8:21:58 AM |
| doopers | $25.00 | 4/16/2011 7:19:30 AM |
| JGuide | $25.08 | 4/17/2011 10:13:57 AM |
| jgar_O | $25.00 | 4/19/2011 2:59:04 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:47 AM |
| efficient-treasure0 | $25.00 | 4/20/2011 11:56:06 AM |
| Octamer | $38.30 | 4/20/2011 8:34:26 PM |
| tacologic | $25.00 | 4/21/2011 7:22:04 AM |
| gpuck | $25.00 | 4/21/2011 5:47:37 PM |
| fxlivin | $50.00 | 4/22/2011 5:41:32 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
495124
This series of Notes was issued and sold upon the funding of the borrower loan #48787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,657 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blueplanet07 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Dec-2009)
600-619
(Oct-2009)
600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
I need a car
Purpose of loan:
This loan will be used to...a car
My financial situation: is good, same income every week
I am a good candidate for this loan because... i have a had a prosper loan and made every payment
Monthly net income: $3200
Monthly expenses: $
Housing: $600
Insurance: $100
Car expenses: $
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 4/20/2011 5:07:54 PM |
| MoneyForNothing | $35.52 | 4/20/2011 5:11:24 PM |
| vine99 | $40.00 | 4/20/2011 5:31:07 PM |
| credit-missile | $75.00 | 4/20/2011 5:50:15 PM |
| Kash2010lu | $25.00 | 4/20/2011 5:31:26 PM |
| credit-guard5 | $25.00 | 4/20/2011 7:23:25 PM |
| golffish2 | $25.00 | 4/21/2011 4:21:38 AM |
| transformer855 | $25.00 | 4/21/2011 7:10:41 AM |
| Mikale360 | $25.00 | 4/21/2011 6:14:03 AM |
| bobd32 | $25.00 | 4/21/2011 8:05:40 AM |
| first-serene-credit | $25.00 | 4/21/2011 1:56:18 PM |
| Feyenoord | $25.00 | 4/22/2011 3:42:26 AM |
| cashhelp | $50.00 | 4/22/2011 7:34:55 AM |
| genuine-integrity0 | $25.00 | 4/22/2011 2:29:30 PM |
| Bill88 | $25.00 | 4/22/2011 2:48:36 PM |
| pellet | $30.00 | 4/22/2011 4:29:06 PM |
| ddoneday | $25.00 | 4/22/2011 5:07:07 PM |
| money-fort | $30.00 | 4/22/2011 6:28:15 PM |
| UCLA4life | $40.00 | 4/23/2011 3:09:34 AM |
| Bob450 | $25.00 | 4/23/2011 3:59:14 AM |
| innovator2 | $100.00 | 4/23/2011 6:53:16 AM |
| janeybooboo | $100.00 | 4/23/2011 8:15:36 AM |
| travels536 | $50.00 | 4/23/2011 9:55:46 AM |
| radiant-peace | $25.00 | 4/23/2011 11:37:00 AM |
| five-star-note | $100.00 | 4/23/2011 3:03:26 PM |
| bonus-sensai825 | $25.00 | 4/23/2011 5:03:04 PM |
| credit-missile | $25.00 | 4/23/2011 10:55:54 PM |
| grampy48 | $30.00 | 4/24/2011 6:21:13 AM |
| wealth-samaritan2 | $31.27 | 4/24/2011 8:16:21 AM |
| Christophe | $25.00 | 4/24/2011 9:14:00 AM |
| Milonguero | $100.00 | 4/24/2011 10:14:03 AM |
| reflective-rupee | $400.44 | 4/20/2011 5:08:39 PM |
| thankful-nickel2 | $25.00 | 4/20/2011 5:48:25 PM |
| CA_Lender | $25.00 | 4/20/2011 11:35:32 PM |
| hookUup | $26.71 | 4/21/2011 2:54:37 AM |
| blitzen40 | $25.00 | 4/21/2011 6:34:36 AM |
| favorite-commerce | $25.00 | 4/21/2011 12:05:46 PM |
| thorough-yield1 | $35.00 | 4/21/2011 6:36:35 PM |
| lendstats_com | $500.00 | 4/22/2011 12:15:56 AM |
| Moe87 | $32.37 | 4/22/2011 3:46:44 AM |
| r48 | $26.00 | 4/22/2011 11:41:41 AM |
| Ubiquinone | $25.00 | 4/22/2011 1:16:16 PM |
| thorough-yield1 | $36.50 | 4/22/2011 6:05:04 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:14:51 PM |
| MilitaryLoans | $326.99 | 4/23/2011 2:42:16 AM |
| myutmost | $35.00 | 4/23/2011 8:03:22 AM |
| fabulous-community4 | $25.00 | 4/23/2011 10:36:29 AM |
| lotuss4 | $50.00 | 4/23/2011 12:54:47 PM |
| loanman2007 | $150.00 | 4/23/2011 4:23:49 PM |
| riveting-credit5 | $250.00 | 4/24/2011 12:05:40 AM |
| cbivitz | $200.00 | 4/24/2011 8:03:28 AM |
| cbivitz | $150.00 | 4/24/2011 8:05:15 AM |
| loss-of-control | $149.29 | 4/24/2011 10:05:40 AM |
| vest_vortex | $25.00 | 4/24/2011 10:41:47 AM |
| vine99 | $19.90 | 4/24/2011 11:44:25 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
495764
This series of Notes was issued and sold upon the funding of the borrower loan #48758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $477.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 11m |
|
Amount delinquent:
| $1,035 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,155 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CAdaninNV |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,275.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
700-719
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Stop..... Invest here!! 733+ FICO
Purpose of loan:
I will using the proceeds from this loan to pay off balances on credit cards, loans, etc.
My financial situation:
My first Prosper loan was paid off in 1.5 years even though it was scheduled for 3.
My FICO score is 733-750. I borrow responsibly and within my means. My credit rating is of great value to me.
I have a secure job and have been with the company for 2 years.
As with my first loan, I will be paying this off within 2 years and my goal is 1.5 years again. This means that YOU, the lender, will be recieving a higher return in the early months and a quick payoff on the balance in the later months which have a lower return on money vested.
Monthly net income: $5,100
Monthly expenses: $3,525 (total including all the items below)
Housing: $1,100
Insurance: $250
Car expenses: $750
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $375
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 4/15/2011 9:04:04 AM |
| suave-dime6 | $25.00 | 4/15/2011 9:11:49 AM |
| thankful-nickel2 | $25.00 | 4/15/2011 9:11:52 AM |
| competent-p2p | $55.00 | 4/15/2011 3:47:15 PM |
| SolarMoonshine | $50.00 | 4/15/2011 2:54:14 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 12:59:54 PM |
| loanasauras | $50.00 | 4/15/2011 6:27:45 PM |
| amlu1988 | $25.00 | 4/16/2011 6:59:19 PM |
| DFGrego | $31.56 | 4/18/2011 1:01:43 PM |
| Jack55304 | $185.00 | 4/21/2011 5:19:40 PM |
| Adaboy | $34.62 | 4/23/2011 1:09:45 PM |
| ghinga | $25.00 | 4/23/2011 1:29:41 PM |
| TigerForce | $25.00 | 4/23/2011 1:52:47 PM |
| safe-kindness5 | $30.06 | 4/23/2011 2:24:09 PM |
| exciting-fairness | $200.00 | 4/23/2011 2:43:09 PM |
| alluring-yield5 | $34.53 | 4/23/2011 2:38:58 PM |
| jamc5 | $50.00 | 4/23/2011 2:40:54 PM |
| the-discrete-income | $150.11 | 4/23/2011 3:37:03 PM |
| guardian3 | $25.00 | 4/23/2011 2:49:29 PM |
| fund-baker | $27.46 | 4/23/2011 4:14:02 PM |
| capital-blueberry | $25.00 | 4/23/2011 4:08:11 PM |
| moola-accelerator6 | $30.00 | 4/23/2011 4:21:03 PM |
| peso-tiramisu | $25.00 | 4/23/2011 4:52:45 PM |
| new-social-economist | $50.00 | 4/23/2011 4:51:18 PM |
| new-social-economist | $50.00 | 4/23/2011 4:53:00 PM |
| bentonlending | $25.00 | 4/23/2011 6:42:33 PM |
| worth-shower8 | $100.00 | 4/23/2011 6:57:37 PM |
| loss-of-control | $50.00 | 4/23/2011 6:23:40 PM |
| BankerBoy414 | $25.00 | 4/23/2011 6:24:35 PM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:46:12 PM |
| jybank | $50.00 | 4/23/2011 6:57:25 PM |
| NYCFinancier | $25.00 | 4/23/2011 6:57:06 PM |
| silver-saguaro | $40.00 | 4/23/2011 8:18:22 PM |
| wise-skillful-benjamins | $25.00 | 4/23/2011 7:44:25 PM |
| taal1 | $25.00 | 4/23/2011 8:38:15 PM |
| Peterman | $25.00 | 4/23/2011 8:25:45 PM |
| Bill88 | $30.40 | 4/23/2011 10:47:23 PM |
| credit-missile | $100.00 | 4/23/2011 10:50:43 PM |
| sunny-justice9 | $25.00 | 4/23/2011 11:12:22 PM |
| Astyanax | $65.00 | 4/23/2011 10:28:52 PM |
| sincerlyyours | $100.00 | 4/24/2011 4:47:11 AM |
| lnrn | $39.88 | 4/24/2011 1:07:29 AM |
| return-venture1 | $250.00 | 4/24/2011 7:28:17 AM |
| credit-coach118 | $25.00 | 4/24/2011 7:36:11 AM |
| intrepid-loot | $25.00 | 4/24/2011 6:55:06 AM |
| DoLttle | $100.00 | 4/24/2011 7:55:15 AM |
| Pitufo | $30.00 | 4/24/2011 7:03:30 AM |
| panegryst | $50.00 | 4/24/2011 7:56:03 AM |
| Scotcha | $50.00 | 4/24/2011 7:06:52 AM |
| loyalist1 | $300.00 | 4/24/2011 7:10:06 AM |
| jmb_lending | $500.00 | 4/24/2011 7:28:10 AM |
| ballz694 | $25.00 | 4/24/2011 7:25:39 AM |
| dollar-authority | $100.00 | 4/24/2011 7:31:00 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:34:11 AM |
| SanJoser | $50.00 | 4/24/2011 7:55:20 AM |
| shrewd-income | $68.68 | 4/24/2011 8:06:38 AM |
| Byrd24 | $100.00 | 4/24/2011 8:07:59 AM |
| kindness-launcher | $887.97 | 4/24/2011 9:11:40 AM |
| peterpossum | $75.00 | 4/24/2011 8:32:09 AM |
| Christophe | $50.00 | 4/24/2011 9:11:38 AM |
| robertmm25 | $50.00 | 4/24/2011 8:40:44 AM |
| truth-trapper | $25.00 | 4/24/2011 9:06:17 AM |
| cashhelp | $30.00 | 4/15/2011 9:05:06 AM |
| simplelender80 | $100.00 | 4/15/2011 9:06:21 AM |
| Weaverville | $25.00 | 4/15/2011 9:13:33 AM |
| reflective-rupee | $222.22 | 4/15/2011 10:29:32 AM |
| ingenious-deal6 | $25.00 | 4/15/2011 9:09:50 AM |
| a-reasonable-return | $25.00 | 4/15/2011 11:05:51 AM |
| reflective-rupee | $222.22 | 4/15/2011 10:28:55 AM |
| DoctorJoe | $25.00 | 4/16/2011 7:36:34 AM |
| nerdfactor | $25.00 | 4/23/2011 10:29:20 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:26 AM |
| setUup | $32.40 | 4/23/2011 12:56:35 PM |
| ChoiceInvestments | $25.62 | 4/23/2011 1:16:46 PM |
| George13 | $50.00 | 4/23/2011 2:23:08 PM |
| loan-warrior | $25.00 | 4/23/2011 3:12:36 PM |
| Whitewater_Loans | $50.00 | 4/23/2011 2:44:29 PM |
| lucrative-coin | $50.00 | 4/23/2011 3:24:10 PM |
| Nailman88 | $50.00 | 4/23/2011 3:02:53 PM |
| Domgabriel | $25.00 | 4/23/2011 3:37:20 PM |
| secureincome | $2,500.00 | 4/23/2011 3:52:38 PM |
| contract-high-five | $25.00 | 4/23/2011 3:19:24 PM |
| Rulea72 | $35.71 | 4/23/2011 3:23:34 PM |
| janeybooboo | $100.00 | 4/23/2011 3:32:43 PM |
| Reddy_Capital | $25.00 | 4/23/2011 4:09:46 PM |
| pitbullt | $25.00 | 4/23/2011 4:19:43 PM |
| proton346 | $25.00 | 4/23/2011 5:33:53 PM |
| balance-force | $25.00 | 4/23/2011 4:55:09 PM |
| superb-funds335 | $25.00 | 4/23/2011 4:55:59 PM |
| calmfunds | $250.00 | 4/23/2011 5:05:07 PM |
| daano15 | $25.00 | 4/23/2011 5:08:23 PM |
| socal-lender | $25.00 | 4/23/2011 5:12:20 PM |
| joyful-power9 | $150.00 | 4/23/2011 5:17:03 PM |
| neutrino6 | $25.00 | 4/23/2011 5:33:50 PM |
| CA-Lender | $25.04 | 4/23/2011 6:57:14 PM |
| rustysailor | $25.00 | 4/23/2011 6:19:50 PM |
| NYCFinancier | $25.00 | 4/23/2011 7:03:21 PM |
| mpatrick | $25.00 | 4/23/2011 6:21:33 PM |
| moola-pillow | $48.22 | 4/23/2011 6:40:19 PM |
| oldandcrafty | $50.00 | 4/23/2011 6:35:05 PM |
| mgking007 | $25.00 | 4/23/2011 6:37:51 PM |
| hogdriver | $25.00 | 4/23/2011 6:41:00 PM |
| itskarma | $50.00 | 4/23/2011 7:00:12 PM |
| Shawn95187 | $182.42 | 4/23/2011 7:31:23 PM |
| cerebral-dollar773 | $137.31 | 4/23/2011 7:04:07 PM |
| reflective-rupee | $400.77 | 4/23/2011 7:32:05 PM |
| unfixer | $25.00 | 4/23/2011 7:13:15 PM |
| healer264 | $25.00 | 4/23/2011 7:49:41 PM |
| silver-metronome2 | $75.00 | 4/23/2011 8:49:12 PM |
| healingangel22 | $25.00 | 4/23/2011 9:40:31 PM |
| benefit-position | $49.53 | 4/23/2011 9:08:53 PM |
| important-openness1 | $80.00 | 4/23/2011 9:31:16 PM |
| IIP77 | $25.00 | 4/24/2011 1:15:26 AM |
| credit-missile | $25.00 | 4/24/2011 1:27:16 AM |
| krink1 | $41.61 | 4/23/2011 11:41:08 PM |
| BONSAY | $51.00 | 4/24/2011 3:27:30 AM |
| jstnow | $25.00 | 4/24/2011 12:11:51 AM |
| commerce-yeller | $25.00 | 4/24/2011 4:26:28 AM |
| dudebrah | $25.00 | 4/24/2011 12:29:31 AM |
| E-B | $50.00 | 4/24/2011 4:36:12 AM |
| flexible-duty3 | $25.00 | 4/24/2011 6:36:58 AM |
| potatoepicker | $100.00 | 4/24/2011 6:44:19 AM |
| pwez652 | $47.07 | 4/24/2011 6:45:33 AM |
| noble-marketplace | $35.00 | 4/24/2011 6:19:21 AM |
| grampy48 | $60.00 | 4/24/2011 6:23:07 AM |
| bsmtloan | $300.00 | 4/24/2011 7:25:48 AM |
| tuxedo76 | $45.00 | 4/24/2011 6:52:01 AM |
| FoosMaster | $50.00 | 4/24/2011 7:03:07 AM |
| klend4 | $25.00 | 4/24/2011 7:13:21 AM |
| pioneer580 | $38.67 | 4/24/2011 7:23:01 AM |
| genelinist | $100.00 | 4/24/2011 8:11:59 AM |
| first-serene-credit | $25.00 | 4/24/2011 7:22:00 AM |
| well-rounded-return3 | $30.14 | 4/24/2011 7:27:04 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:24:13 AM |
| ets2011 | $25.00 | 4/24/2011 7:33:39 AM |
| Johnab | $25.00 | 4/24/2011 8:26:14 AM |
| Pakse | $25.00 | 4/24/2011 7:52:04 AM |
| cbivitz | $200.00 | 4/24/2011 7:52:45 AM |
| cbivitz | $175.00 | 4/24/2011 7:53:27 AM |
| important-ore | $138.78 | 4/24/2011 8:39:22 AM |
| wealth-samaritan2 | $25.00 | 4/24/2011 8:00:14 AM |
| greatwhiteninja | $90.00 | 4/24/2011 7:44:35 AM |
| fund-tom-tom6 | $75.00 | 4/24/2011 8:57:42 AM |
| euro-trumpet | $25.00 | 4/24/2011 8:37:01 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:03:00 AM |
| 145 Investments
|
Borrower Payment Dependent Notes Series
500476
This series of Notes was issued and sold upon the funding of the borrower loan #48784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-16-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $553.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 29y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,302 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| burgeoning-order9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $3150 Housing: $1005
Insurance: $100Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1. $108000
2. $146500
Thanks
(Apr-04-2011)
Q:
Why is your revolving debt so high? Is any of your revolving debt home equity line of credit debt? Thanks - reflective-rupee
A:
1--Biology degree for my son
2--No
Thanks
(Apr-15-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/2/2011 12:05:49 PM |
| reflective-rupee | $44.44 | 4/2/2011 4:57:41 PM |
| unforgettable-order9 | $50.00 | 4/3/2011 10:08:01 AM |
| Mariner3605 | $25.00 | 4/6/2011 12:09:39 AM |
| hostbank | $100.00 | 4/7/2011 6:15:54 PM |
| bold-durability-drum | $50.00 | 4/8/2011 12:45:51 PM |
| loyalty-sherpa | $25.00 | 4/8/2011 5:38:43 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:11:50 PM |
| Bank_Of_XL | $50.00 | 4/10/2011 12:13:18 PM |
| superb-funds335 | $25.00 | 4/10/2011 11:00:50 PM |
| Tradesmanlender | $25.00 | 4/12/2011 2:24:16 AM |
| radforj22 | $25.00 | 4/12/2011 3:38:16 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:47:09 AM |
| richboy56 | $25.00 | 4/13/2011 5:20:16 PM |
| Dubbs360 | $100.00 | 4/13/2011 7:51:22 PM |
| sunny-justice9 | $25.00 | 4/13/2011 6:36:59 PM |
| competent-p2p | $50.00 | 4/13/2011 7:09:22 PM |
| objective-investor | $250.00 | 4/13/2011 7:45:50 PM |
| hookUup | $27.32 | 4/13/2011 7:58:12 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:55 AM |
| jmb_lending | $100.00 | 4/13/2011 11:01:39 PM |
| secureincome | $1,000.00 | 4/14/2011 7:44:25 AM |
| commerce-broker | $25.00 | 4/14/2011 5:13:55 AM |
| suave-dime6 | $25.00 | 4/14/2011 6:37:41 AM |
| loot-heart | $25.00 | 4/14/2011 9:35:58 AM |
| credit-kahuna | $50.00 | 4/14/2011 9:13:48 AM |
| mflawyer | $25.00 | 4/14/2011 9:46:05 AM |
| silver-breeze3 | $27.76 | 4/14/2011 10:49:52 AM |
| bonus-seahorse | $50.00 | 4/14/2011 2:35:19 PM |
| treasure-expert | $25.00 | 4/14/2011 1:10:54 PM |
| worldly-money4 | $1,000.00 | 4/14/2011 2:53:03 PM |
| active-wealth3 | $25.00 | 4/14/2011 3:23:45 PM |
| mckhbnpc | $30.00 | 4/14/2011 3:30:45 PM |
| VeteranLender | $100.00 | 4/14/2011 5:01:36 PM |
| dough-hammock | $25.00 | 4/14/2011 7:01:40 PM |
| grampy48 | $25.00 | 4/14/2011 5:34:56 PM |
| heerzaquestion | $50.00 | 4/14/2011 6:50:52 PM |
| jct_enterprises | $25.00 | 4/14/2011 6:51:47 PM |
| 350DGRZ | $50.00 | 4/14/2011 6:27:38 PM |
| BzJ108 | $25.00 | 4/14/2011 11:37:17 PM |
| Weaverville | $50.00 | 4/14/2011 7:27:36 PM |
| sungbaek | $25.00 | 4/15/2011 1:44:26 AM |
| assetmanager | $25.00 | 4/14/2011 7:36:03 PM |
| commerce-renewal | $500.00 | 4/14/2011 8:00:18 PM |
| a275ranger | $30.00 | 4/14/2011 9:53:44 PM |
| brightest-affluence-motivator | $50.00 | 4/15/2011 1:59:30 AM |
| tolerant-diversification4 | $25.00 | 4/15/2011 7:01:20 AM |
| icchok | $50.00 | 4/15/2011 12:19:28 AM |
| downtownfarm | $25.00 | 4/15/2011 4:04:23 AM |
| investment-comet | $25.00 | 4/15/2011 7:05:33 AM |
| ccclaireee333 | $25.00 | 4/15/2011 7:29:14 AM |
| mystical-bonus7 | $25.00 | 4/15/2011 7:29:57 AM |
| ccclaireee333 | $25.00 | 4/15/2011 7:30:38 AM |
| washboard1 | $150.00 | 4/15/2011 8:23:48 AM |
| Alpha-AssistU | $25.00 | 4/15/2011 8:49:51 AM |
| dough-gazer138 | $100.00 | 4/15/2011 9:31:14 AM |
| studious-bonus7 | $100.00 | 4/15/2011 10:37:29 AM |
| MARSTUN | $25.00 | 4/15/2011 9:23:33 AM |
| AM2008 | $25.00 | 4/15/2011 10:11:33 AM |
| wealth-renaissance5 | $25.00 | 4/15/2011 11:53:28 AM |
| mad-scientist0 | $25.00 | 4/15/2011 10:35:52 AM |
| Gibbyland | $100.00 | 4/15/2011 12:51:56 PM |
| bigphish | $50.00 | 4/15/2011 12:05:12 PM |
| hrubinst | $28.74 | 4/15/2011 10:36:52 AM |
| powerful-greenback2 | $25.00 | 4/15/2011 2:41:16 PM |
| noble-marketplace | $31.00 | 4/15/2011 1:57:04 PM |
| return-investor6 | $27.00 | 4/15/2011 4:15:57 PM |
| divedude | $25.00 | 4/15/2011 2:11:10 PM |
| 0403 | $25.00 | 4/15/2011 2:33:50 PM |
| handshake5 | $100.00 | 4/15/2011 5:27:16 PM |
| Sol_Invictus | $25.00 | 4/15/2011 5:13:42 PM |
| saga9 | $50.00 | 4/15/2011 3:24:09 PM |
| ctav01 | $50.00 | 4/15/2011 5:20:28 PM |
| kulender | $100.00 | 4/15/2011 5:22:02 PM |
| yertle9 | $25.00 | 4/15/2011 6:49:48 PM |
| Georgia_Boy | $50.00 | 4/15/2011 5:41:47 PM |
| credit-wheel7 | $25.00 | 4/15/2011 5:21:24 PM |
| stollcm | $25.00 | 4/15/2011 6:34:52 PM |
| loss-of-control | $100.00 | 4/15/2011 8:34:00 PM |
| uncleharold | $25.00 | 4/15/2011 5:59:12 PM |
| 360Winner | $101.71 | 4/15/2011 11:37:11 PM |
| mooch_1993 | $25.00 | 4/16/2011 2:34:48 AM |
| littlemonkey | $25.00 | 4/16/2011 2:35:37 AM |
| Oupa-George | $25.00 | 4/16/2011 2:40:13 AM |
| Ripsaw4U | $50.00 | 4/16/2011 2:45:30 AM |
| IIP77 | $25.00 | 4/16/2011 2:50:57 AM |
| wild_carrot | $25.00 | 4/16/2011 2:54:46 AM |
| rram | $25.00 | 4/15/2011 7:35:47 PM |
| lizard_lips | $25.75 | 4/16/2011 3:50:51 AM |
| shrewd-income | $100.00 | 4/15/2011 10:54:31 PM |
| devoider | $25.00 | 4/16/2011 4:01:13 AM |
| chlebie | $29.52 | 4/16/2011 4:04:58 AM |
| dparkhom | $25.00 | 4/16/2011 4:16:22 AM |
| ash135 | $50.00 | 4/16/2011 2:30:13 AM |
| Trimalchio12 | $25.00 | 4/16/2011 2:54:34 AM |
| ArmyGuy | $25.00 | 4/15/2011 9:14:11 PM |
| DUDE66 | $25.03 | 4/16/2011 3:05:14 AM |
| piter-to-la-investment | $25.00 | 4/16/2011 4:41:10 AM |
| slojudy | $30.01 | 4/16/2011 3:15:50 AM |
| fiddlerzvi | $25.95 | 4/16/2011 4:44:32 AM |
| Sang1963 | $25.89 | 4/16/2011 3:20:16 AM |
| SelectTrustLending | $25.00 | 4/16/2011 3:20:49 AM |
| flexible-return297 | $25.00 | 4/16/2011 4:50:54 AM |
| debt-system880 | $25.00 | 4/15/2011 10:26:19 PM |
| bobby4u3 | $25.00 | 4/16/2011 3:34:41 AM |
| diablo_ny | $25.00 | 4/16/2011 3:52:43 AM |
| jwood3030 | $25.00 | 4/16/2011 3:53:32 AM |
| sfmdg | $50.00 | 4/16/2011 5:49:20 AM |
| green-tree-shake | $29.79 | 4/16/2011 4:24:57 AM |
| Dweeberkitty1 | $25.00 | 4/16/2011 4:25:39 AM |
| vegibenz | $25.00 | 4/16/2011 2:27:04 AM |
| Willylump | $25.00 | 4/16/2011 2:29:39 AM |
| Rivervale_Westwood | $25.00 | 4/16/2011 2:40:33 AM |
| reueljw | $25.00 | 4/16/2011 2:44:32 AM |
| tender-integrity3 | $36.30 | 4/16/2011 4:53:16 AM |
| awwaww | $31.79 | 4/16/2011 2:50:03 AM |
| tsui517 | $26.64 | 4/16/2011 2:50:48 AM |
| green-moola-platoon | $30.72 | 4/16/2011 5:03:57 AM |
| MakoF16 | $35.33 | 4/16/2011 3:21:01 AM |
| emosspot | $25.00 | 4/16/2011 3:24:33 AM |
| flwah | $25.00 | 4/16/2011 3:41:05 AM |
| PatRichi | $25.00 | 4/16/2011 3:52:28 AM |
| irrelevant | $25.00 | 4/16/2011 3:54:21 AM |
| rulender | $25.00 | 4/16/2011 4:01:29 AM |
| harty | $37.50 | 4/16/2011 4:02:31 AM |
| pnace | $30.12 | 4/16/2011 4:19:18 AM |
| handy-point5 | $25.00 | 4/16/2011 7:41:28 AM |
| power-expert | $25.00 | 4/16/2011 4:34:35 AM |
| nalaari | $25.00 | 4/16/2011 4:37:55 AM |
| blissful-note7 | $41.43 | 4/16/2011 4:44:50 AM |
| orange-dollar-guild | $25.00 | 4/16/2011 4:50:47 AM |
| dinero-speaker | $25.00 | 4/16/2011 4:53:23 AM |
| point-kitten6 | $30.18 | 4/16/2011 5:02:27 AM |
| MadHun | $100.00 | 4/16/2011 5:02:56 AM |
| ideal-platinum1 | $25.00 | 4/16/2011 5:19:21 AM |
| rcflick | $25.00 | 4/16/2011 7:36:07 AM |
| coin-investor | $25.00 | 4/16/2011 7:49:22 AM |
| Ivan2007 | $50.00 | 4/16/2011 9:14:57 AM |
| active-market | $50.00 | 4/16/2011 6:04:16 AM |
| abundant-credit6 | $25.00 | 4/16/2011 6:35:23 AM |
| shrewd-income | $25.00 | 4/16/2011 8:31:57 AM |
| srilm | $50.00 | 4/16/2011 8:40:08 AM |
| DT_Banker | $25.00 | 4/16/2011 9:10:28 AM |
| LoveVA | $60.00 | 4/16/2011 9:51:49 AM |
| velocity-solo | $25.00 | 4/16/2011 8:14:16 AM |
| worldly-community3 | $50.00 | 4/16/2011 8:19:48 AM |
| BaltimoreLender | $25.00 | 4/16/2011 9:20:46 AM |
| TommyTucker | $50.00 | 4/16/2011 10:49:42 AM |
| simplelender80 | $100.00 | 4/2/2011 12:05:28 PM |
| Toby1montana | $38.42 | 4/2/2011 1:18:02 PM |
| JustMee | $25.00 | 4/2/2011 3:01:09 PM |
| BxRealtor | $25.00 | 4/2/2011 12:05:35 PM |
| patriot897 | $25.00 | 4/2/2011 1:23:05 PM |
| five-star-justice | $25.00 | 4/7/2011 10:12:39 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:32:02 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:29:18 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:50:41 PM |
| subtle-revenue0 | $25.00 | 4/10/2011 6:54:09 PM |
| wise-natural-return | $25.00 | 4/11/2011 6:54:44 AM |
| yield-seeker | $25.00 | 4/11/2011 8:37:07 AM |
| SiebirdLending | $25.00 | 4/12/2011 10:22:23 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:36 AM |
| worthy-bid8 | $100.00 | 4/12/2011 5:39:23 PM |
| imlosttoo | $25.00 | 4/13/2011 2:14:19 AM |
| market-assembler | $50.00 | 4/13/2011 11:43:43 AM |
| meoweo | $25.00 | 4/13/2011 3:42:53 PM |
| finance-dandelion | $30.00 | 4/13/2011 4:37:55 PM |
| fearless-bonus473 | $800.00 | 4/13/2011 4:02:42 PM |
| Frugal | $25.00 | 4/13/2011 4:58:11 PM |
| syounker | $25.00 | 4/13/2011 6:59:51 PM |
| reflective-rupee | $500.55 | 4/13/2011 5:11:37 PM |
| trident9 | $50.00 | 4/13/2011 5:43:34 PM |
| auction-seeker | $25.00 | 4/13/2011 5:53:53 PM |
| PleaseDontDefault | $50.00 | 4/13/2011 9:56:25 PM |
| objective-investor | $150.00 | 4/13/2011 6:47:32 PM |
| mistertao | $25.00 | 4/13/2011 9:42:06 PM |
| TPDODGER | $25.00 | 4/14/2011 8:51:34 AM |
| Breezoid | $50.00 | 4/14/2011 9:44:47 AM |
| lokiswolf | $27.00 | 4/14/2011 9:48:19 AM |
| dood2112 | $25.00 | 4/14/2011 9:35:47 AM |
| Bob450 | $25.00 | 4/14/2011 10:42:18 AM |
| MasterJin | $25.00 | 4/14/2011 12:12:31 PM |
| Mar_Holdings_LLC | $25.00 | 4/14/2011 12:33:57 PM |
| machkimaspesi | $25.00 | 4/14/2011 10:28:12 AM |
| GElender | $25.00 | 4/14/2011 1:30:32 PM |
| return-phase9 | $25.00 | 4/14/2011 11:50:31 AM |
| orange-leverage-phoenix | $200.00 | 4/14/2011 11:34:32 AM |
| DaMoneyTree | $25.00 | 4/14/2011 4:22:46 PM |
| AFairDeal | $49.51 | 4/14/2011 5:33:27 PM |
| supersarah61 | $50.00 | 4/14/2011 5:22:00 PM |
| open-dough6 | $51.66 | 4/14/2011 8:43:24 PM |
| LongTail | $35.00 | 4/14/2011 8:28:30 PM |
| generator596 | $25.00 | 4/15/2011 1:42:09 AM |
| treasure-bliss | $50.00 | 4/15/2011 7:08:03 AM |
| wwwUniversal | $25.00 | 4/15/2011 7:22:44 AM |
| Domgabriel | $40.00 | 4/15/2011 2:58:41 AM |
| reward-awakening | $25.00 | 4/15/2011 6:08:10 AM |
| Artist_Blue | $25.00 | 4/15/2011 6:27:00 AM |
| blue-dollar-viking | $25.00 | 4/15/2011 6:01:29 AM |
| btormc5 | $50.00 | 4/15/2011 7:17:17 AM |
| orange-preeminant-bill | $50.00 | 4/15/2011 7:37:23 AM |
| wise-bonus-honker | $25.00 | 4/15/2011 9:44:21 AM |
| lostontheedge | $25.00 | 4/15/2011 9:49:58 AM |
| valiant-money | $25.00 | 4/15/2011 8:54:02 AM |
| bullwink27 | $25.00 | 4/15/2011 10:37:33 AM |
| desertoasis | $40.00 | 4/15/2011 9:56:06 AM |
| HairyCoo | $25.00 | 4/15/2011 11:20:25 AM |
| WSTRDG | $25.00 | 4/15/2011 9:30:07 AM |
| CA-Lender | $25.04 | 4/15/2011 11:29:48 AM |
| jybank | $50.00 | 4/15/2011 10:27:50 AM |
| moola-accelerator6 | $25.00 | 4/15/2011 12:18:24 PM |
| money-surge1 | $35.93 | 4/15/2011 10:31:39 AM |
| famous-bill | $25.00 | 4/15/2011 12:44:30 PM |
| jescowa | $50.00 | 4/15/2011 10:35:22 AM |
| diversifylender | $50.00 | 4/15/2011 11:09:10 AM |
| dollar-doughnut6 | $100.00 | 4/15/2011 11:25:58 AM |
| LatinGringo | $50.00 | 4/15/2011 11:40:23 AM |
| ptjg | $37.35 | 4/15/2011 10:36:58 AM |
| mykkai | $25.00 | 4/15/2011 12:19:16 PM |
| loyalist1 | $200.00 | 4/15/2011 12:30:13 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:26:07 PM |
| cash4less | $50.00 | 4/15/2011 5:02:35 PM |
| intrepid-loot | $50.00 | 4/15/2011 4:14:47 PM |
| julijask | $50.00 | 4/15/2011 4:29:29 PM |
| neutrino6 | $25.00 | 4/15/2011 2:18:48 PM |
| John_Galt | $25.00 | 4/15/2011 2:35:10 PM |
| vb3jmg | $42.27 | 4/15/2011 5:51:38 PM |
| power-bluebird2 | $50.00 | 4/15/2011 5:18:09 PM |
| OldFriend | $25.00 | 4/15/2011 3:51:53 PM |
| DreDub | $50.00 | 4/15/2011 5:25:29 PM |
| fortytwo | $100.00 | 4/15/2011 5:29:30 PM |
| rookiecrd1 | $90.00 | 4/15/2011 5:30:27 PM |
| j5505 | $105.00 | 4/15/2011 5:33:25 PM |
| currency-agave | $25.00 | 4/15/2011 5:41:38 PM |
| SAR-2 | $25.00 | 4/15/2011 7:44:34 PM |
| best-phenomenal-treasure | $25.00 | 4/15/2011 8:11:41 PM |
| djlucas | $25.00 | 4/16/2011 2:25:48 AM |
| lowestghost | $33.11 | 4/16/2011 2:29:33 AM |
| Hiro07 | $25.00 | 4/16/2011 3:19:48 AM |
| meenan | $50.00 | 4/16/2011 3:35:09 AM |
| Goodlender42 | $25.00 | 4/16/2011 3:43:23 AM |
| cvlender | $25.00 | 4/16/2011 3:52:06 AM |
| tsquared_030 | $50.00 | 4/16/2011 3:53:38 AM |
| agiovasil | $25.00 | 4/16/2011 4:17:52 AM |
| GrommetPosse | $33.39 | 4/16/2011 4:24:48 AM |
| Banker7371 | $25.00 | 4/16/2011 4:26:21 AM |
| Pasagam | $27.29 | 4/16/2011 3:05:28 AM |
| rlgnyc | $25.00 | 4/16/2011 3:40:54 AM |
| hanuman77 | $34.27 | 4/16/2011 3:41:17 AM |
| museic1 | $36.88 | 4/16/2011 3:43:18 AM |
| miket71 | $50.00 | 4/16/2011 3:53:13 AM |
| duckslayer1 | $25.00 | 4/16/2011 5:34:01 AM |
| Ambassador | $66.00 | 4/16/2011 5:49:12 AM |
| mstebnicki | $28.88 | 4/16/2011 2:24:49 AM |
| loanman2007 | $100.00 | 4/16/2011 5:58:33 AM |
| rmachi | $25.00 | 4/16/2011 2:26:27 AM |
| visionary-community | $25.00 | 4/16/2011 4:35:55 AM |
| billybragg | $25.00 | 4/16/2011 2:39:38 AM |
| sensible-order2 | $100.00 | 4/16/2011 4:40:44 AM |
| Mindful7 | $25.00 | 4/16/2011 6:15:44 AM |
| ualf | $35.52 | 4/16/2011 2:44:44 AM |
| mister_waffle | $25.00 | 4/16/2011 2:49:46 AM |
| ClearLake | $25.00 | 4/16/2011 2:56:45 AM |
| Preteur | $25.00 | 4/16/2011 2:59:24 AM |
| rjleves | $25.00 | 4/16/2011 3:15:38 AM |
| diverse2 | $26.46 | 4/16/2011 3:19:42 AM |
| credit-scout7 | $50.00 | 4/16/2011 7:18:18 AM |
| TK4 | $41.82 | 4/16/2011 3:30:47 AM |
| ferdberfel | $38.43 | 4/16/2011 4:01:21 AM |
| think-become | $25.00 | 4/16/2011 4:01:52 AM |
| bailey1223 | $25.00 | 4/16/2011 4:16:12 AM |
| user1010 | $25.00 | 4/16/2011 4:19:25 AM |
| payout-carnival | $25.00 | 4/16/2011 4:39:49 AM |
| buddy486 | $25.00 | 4/16/2011 7:09:34 AM |
| authentic-liberty7 | $25.00 | 4/16/2011 5:02:52 AM |
| acropiloterau2002 | $25.00 | 4/16/2011 7:39:15 AM |
| flibinite | $50.00 | 4/16/2011 8:35:45 AM |
| Pressure_Drop | $50.00 | 4/16/2011 8:45:52 AM |
| LoveVA | $50.00 | 4/16/2011 9:52:31 AM |
| gatorsean2168 | $25.00 | 4/16/2011 11:40:05 AM |
| cordial-affluence2 | $50.00 | 4/16/2011 8:32:58 AM |
| payout-alien6 | $25.30 | 4/16/2011 11:50:29 AM |
| wise-repayment-seeker | $25.00 | 4/16/2011 11:22:40 AM |
| JKKCapital | $25.00 | 4/16/2011 11:34:46 AM |
| 284 Investments
|
Borrower Payment Dependent Notes Series
500554
This series of Notes was issued and sold upon the funding of the borrower loan #48710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 10m |
|
Amount delinquent:
| $5 |
Total credit lines:
| 5 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,238 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benevolent-loan9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
benevolent-loan9
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:34 PM |
| well-rounded-payout0 | $50.00 | 4/10/2011 12:06:42 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:33 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:23 PM |
| dudebrah | $25.00 | 4/11/2011 8:40:48 PM |
| a-finance-nirvana | $25.00 | 4/12/2011 2:48:46 AM |
| wild-orange | $25.00 | 4/12/2011 11:27:11 AM |
| scarlet-velvet | $25.00 | 4/13/2011 6:14:47 PM |
| thelovebug | $100.00 | 4/14/2011 9:28:06 AM |
| scarlet-velvet | $25.00 | 4/14/2011 4:10:14 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:28 PM |
| FASTIZIO_P | $25.00 | 4/15/2011 5:20:32 PM |
| ursus | $50.00 | 4/18/2011 8:48:05 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:38 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:10 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:36 AM |
| rupee_power | $30.00 | 4/20/2011 7:14:56 AM |
| red-power-pecan | $50.00 | 4/20/2011 5:08:33 PM |
| courteous-kindness1 | $25.00 | 4/20/2011 5:55:12 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:48 PM |
| patriot897 | $25.00 | 4/20/2011 11:39:30 PM |
| point-kitten6 | $100.00 | 4/21/2011 5:16:17 PM |
| klemer | $25.00 | 4/22/2011 5:16:18 AM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:29 AM |
| jybank | $50.00 | 4/22/2011 10:32:26 AM |
| Evolver | $50.00 | 4/22/2011 10:29:34 AM |
| Use_It_Wisely | $50.00 | 4/22/2011 10:36:33 AM |
| mrsp2e | $25.00 | 4/22/2011 10:45:45 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:22 AM |
| agreement-fluffy-bunny | $25.00 | 4/22/2011 11:06:09 AM |
| money-fort | $25.00 | 4/22/2011 4:53:09 PM |
| natural-greenback6 | $25.00 | 4/22/2011 5:35:02 PM |
| thoughtful-exchange8 | $50.00 | 4/22/2011 5:33:52 PM |
| Railbird | $25.00 | 4/22/2011 5:36:27 PM |
| YellowJacket | $25.00 | 4/23/2011 3:09:22 AM |
| the-profit-oracle | $25.00 | 4/23/2011 5:01:44 AM |
| Myrick | $25.00 | 4/23/2011 5:45:05 AM |
| shrewd-income | $50.00 | 4/23/2011 7:12:40 AM |
| profitable-balance | $25.00 | 4/23/2011 8:44:04 AM |
| leverage-monger | $76.87 | 4/23/2011 8:43:28 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:56 AM |
| newest-reliable-velocity | $28.32 | 4/23/2011 8:46:35 AM |
| simplelender80 | $150.00 | 4/10/2011 12:04:46 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:40 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:15 PM |
| reflective-rupee | $25.44 | 4/10/2011 2:10:58 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:35 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:59 AM |
| asiaratt | $50.00 | 4/19/2011 4:16:06 AM |
| the-silver-blaster | $50.00 | 4/19/2011 5:43:30 PM |
| SqueezeKing | $25.00 | 4/19/2011 7:15:05 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:25:04 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:21 PM |
| handy-justice | $50.00 | 4/21/2011 4:30:44 PM |
| Easystreet | $25.00 | 4/21/2011 5:20:42 PM |
| interstellar | $50.00 | 4/22/2011 10:36:42 AM |
| careful-yield1 | $25.00 | 4/22/2011 11:26:48 AM |
| MJTimages_com | $25.00 | 4/22/2011 10:48:54 AM |
| Texas_lender | $25.00 | 4/22/2011 10:56:32 AM |
| fighter122 | $50.00 | 4/22/2011 5:05:55 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:19 PM |
| mckhbnpc | $29.37 | 4/22/2011 5:54:06 PM |
| dinero-fighter | $100.00 | 4/22/2011 5:50:48 PM |
| entertaining-greenback2 | $25.00 | 4/22/2011 7:33:34 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:17 PM |
| seisen | $50.00 | 4/23/2011 3:20:49 AM |
| EBITDA | $25.00 | 4/23/2011 2:48:39 AM |
| tech310 | $50.00 | 4/23/2011 4:08:22 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
500692
This series of Notes was issued and sold upon the funding of the borrower loan #48767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,530 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigilance-galaxy3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for business startup.
Purpose of loan:
This loan will be used to...purchase equipment for my beauty salon. Currently I am in the process of leasing a building for my salon and charging my hair stylists a weekly booth rental fee.
My financial situation:
I am a good candidate for this loan because...I have been at my current job for 7 years now but I am working on starting up my own business. My credit is excellent with all loans paid on time and in full. I plan on paying this loan off in less than a year.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/18/2011 5:11:46 PM |
| vine99 | $50.00 | 4/18/2011 5:11:35 PM |
| Kash2010lu | $25.00 | 4/18/2011 5:34:23 PM |
| reflective-rupee | $100.22 | 4/19/2011 10:57:01 AM |
| Weaverville | $25.00 | 4/20/2011 1:53:41 AM |
| wealth-pipeline | $25.00 | 4/21/2011 2:40:38 AM |
| SecondChanceLendingSERV | $25.00 | 4/22/2011 5:07:03 PM |
| CA-Lender | $50.04 | 4/23/2011 9:55:25 AM |
| zorg77 | $25.00 | 4/23/2011 10:01:57 AM |
| Bank42 | $25.00 | 4/23/2011 10:27:32 AM |
| SOP_Bank | $25.00 | 4/23/2011 10:45:10 AM |
| 2grindstones | $25.00 | 4/23/2011 11:09:48 AM |
| shawnw2 | $40.00 | 4/23/2011 11:38:02 AM |
| Whitewater_Loans | $50.00 | 4/23/2011 11:54:07 AM |
| novice-speculator | $25.00 | 4/23/2011 11:57:26 AM |
| zone6 | $100.00 | 4/23/2011 12:55:38 PM |
| the-dollar-topper | $100.00 | 4/23/2011 1:20:08 PM |
| jmvingeorgia | $75.00 | 4/23/2011 1:19:27 PM |
| brightest-benjamins-onator | $25.00 | 4/23/2011 2:11:44 PM |
| worldly-rate3 | $50.00 | 4/23/2011 2:15:56 PM |
| Bob450 | $25.00 | 4/23/2011 2:03:42 PM |
| investment-comet | $1.53 | 4/23/2011 2:20:17 PM |
| KryptonWare-com | $41.02 | 4/23/2011 2:12:30 PM |
| simplelender80 | $150.00 | 4/18/2011 5:12:36 PM |
| suave-dime6 | $25.00 | 4/18/2011 5:14:45 PM |
| capital_projects_investor | $25.00 | 4/19/2011 8:05:26 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:05 PM |
| sharp-trade0 | $25.00 | 4/22/2011 7:16:46 PM |
| 108lender | $91.00 | 4/23/2011 9:49:21 AM |
| neutrino6 | $25.00 | 4/23/2011 9:43:38 AM |
| platinum-enlightenment | $25.00 | 4/23/2011 10:40:44 AM |
| mrxtravis | $25.00 | 4/23/2011 11:20:09 AM |
| WMY-Investor | $100.00 | 4/23/2011 11:20:43 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:41:34 AM |
| adventurous-commerce | $25.00 | 4/23/2011 10:58:30 AM |
| secureincome | $600.00 | 4/23/2011 11:16:13 AM |
| dan234 | $25.00 | 4/23/2011 11:19:18 AM |
| 168RichCapital | $25.04 | 4/23/2011 11:50:43 AM |
| kc8fot | $75.00 | 4/23/2011 12:17:21 PM |
| jsledge | $50.00 | 4/23/2011 11:49:07 AM |
| setUup | $25.40 | 4/23/2011 12:36:15 PM |
| q4golf | $25.00 | 4/23/2011 12:20:35 PM |
| income-rocker2 | $50.00 | 4/23/2011 1:05:14 PM |
| Travis247 | $25.00 | 4/23/2011 12:31:37 PM |
| money-fort | $25.00 | 4/23/2011 1:13:29 PM |
| lending-theory | $50.00 | 4/23/2011 1:24:18 PM |
| shamantha | $25.75 | 4/23/2011 2:09:44 PM |
| ursus | $400.00 | 4/23/2011 2:10:26 PM |
| capital-halo1 | $1,500.00 | 4/23/2011 2:02:09 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
500824
This series of Notes was issued and sold upon the funding of the borrower loan #48782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,798.28 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $247.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,522 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| aniason |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consilidation
Purpose of loan:
This loan will be used to pay off my current loan with Citifinancial and my credit cards.
My financial situation:
I am a good candidate for this loan because I am a very hard worker and I am reliable. I have been working full time and going to school, I just graduated and have landed my dream job with good chances for advancement. The loan payment would be almost $200 less than my current payments for credit cards, student loans and a personal loan. I have been paying on all of these accounts timely and they are all in good standing. I recently had a baby, and would like to eliminate and consolidate my debt. My plan is to make extra payments on my loan as I can.
Monthly net income: $1300.00
Monthly expenses:
Housing: $150
Insurance: $100
Car expenses: $100
Utilities: $
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
encantado has invested a total of
$54.68.
"Aniason is honest, trustworthy and a hard worker. I know that he will be an asset to Prosper."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/5/2011 5:24:03 PM |
| ingenious-deal6 | $25.00 | 4/5/2011 5:41:53 PM |
| diplomatic-wealth7 | $25.00 | 4/5/2011 5:42:53 PM |
| ASR3 | $50.00 | 4/5/2011 6:14:08 PM |
| reflective-rupee | $44.44 | 4/5/2011 7:54:12 PM |
| lendstats_com | $200.00 | 4/6/2011 8:13:31 AM |
| erowis | $75.00 | 4/6/2011 7:39:23 PM |
| reflective-rupee | $88.88 | 4/6/2011 12:06:25 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:35:47 PM |
| Gibbyland | $51.54 | 4/8/2011 9:29:58 PM |
| frogperson | $333.74 | 4/8/2011 11:14:43 PM |
| reflective-rupee | $222.22 | 4/10/2011 8:55:15 PM |
| Mrgiggleswic | $25.00 | 4/12/2011 4:54:16 AM |
| transformer855 | $25.00 | 4/12/2011 7:07:38 PM |
| worthy-bid8 | $25.00 | 4/13/2011 9:54:51 AM |
| MasterJin | $25.00 | 4/14/2011 12:08:45 PM |
| Weaverville | $25.00 | 4/14/2011 7:29:44 PM |
| Jack55304 | $185.00 | 4/17/2011 5:31:40 AM |
| pious-integrity6 | $25.00 | 4/17/2011 8:29:53 PM |
| sunny-justice9 | $25.00 | 4/17/2011 8:45:59 PM |
| Importexport | $300.00 | 4/17/2011 10:16:10 PM |
| CA-Lender | $25.04 | 4/17/2011 9:04:55 PM |
| supreme-hope | $30.00 | 4/18/2011 8:05:53 AM |
| shellstar | $25.00 | 4/18/2011 9:17:35 AM |
| brainy-repayment5 | $100.00 | 4/18/2011 8:04:28 AM |
| ivadood | $50.00 | 4/18/2011 2:31:19 PM |
| sharp-trade0 | $25.00 | 4/18/2011 4:31:36 PM |
| stock106 | $25.00 | 4/18/2011 5:18:07 PM |
| DSFinancial | $50.00 | 4/18/2011 5:16:53 PM |
| vtr1000 | $25.77 | 4/18/2011 6:28:00 PM |
| fighter122 | $50.00 | 4/18/2011 9:09:46 PM |
| FinanceEngine | $30.00 | 4/18/2011 5:55:09 PM |
| S-Master | $100.00 | 4/18/2011 11:47:02 PM |
| George13 | $100.00 | 4/18/2011 9:33:22 PM |
| seisen | $50.00 | 4/19/2011 1:57:45 AM |
| the-profit-oracle | $25.00 | 4/19/2011 2:19:08 AM |
| asiaratt | $50.00 | 4/19/2011 4:14:26 AM |
| deepblue34 | $30.00 | 4/19/2011 3:34:16 AM |
| thestartuplender | $50.00 | 4/19/2011 4:59:55 AM |
| p2p-czar3 | $25.00 | 4/19/2011 6:12:10 AM |
| jjswanso | $100.77 | 4/19/2011 5:30:41 AM |
| revenue-appraiser | $25.00 | 4/19/2011 6:31:18 AM |
| jigsaw | $50.00 | 4/19/2011 6:26:28 AM |
| justonejake | $25.00 | 4/19/2011 6:34:35 AM |
| gain-equator | $25.00 | 4/19/2011 6:44:28 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:52:35 AM |
| american-investor | $25.00 | 4/19/2011 9:38:48 AM |
| red-power-pecan | $50.00 | 4/19/2011 10:17:06 AM |
| logical-investment4 | $25.00 | 4/19/2011 10:39:21 AM |
| DreDub | $50.00 | 4/19/2011 10:08:45 AM |
| rutzebach | $74.06 | 4/19/2011 11:32:53 AM |
| zeelender | $25.00 | 4/19/2011 12:30:56 PM |
| unassassinable | $25.00 | 4/19/2011 1:54:20 PM |
| liberty-injector | $50.00 | 4/19/2011 4:19:47 PM |
| thrifty-return | $30.00 | 4/19/2011 3:06:01 PM |
| economy-producer | $25.00 | 4/19/2011 4:55:15 PM |
| suave-dime6 | $25.00 | 4/5/2011 5:30:07 PM |
| encantado | $54.68 | 4/5/2011 5:33:06 PM |
| thelovebug | $100.00 | 4/5/2011 5:42:23 PM |
| tnjohnso | $25.00 | 4/9/2011 3:47:25 PM |
| handy-justice | $50.00 | 4/9/2011 5:50:12 PM |
| nerdfactor | $25.00 | 4/10/2011 10:37:11 PM |
| JJ9876 | $25.00 | 4/15/2011 10:07:11 AM |
| coin-investor | $25.00 | 4/16/2011 7:49:40 AM |
| Midwestvalues | $50.00 | 4/16/2011 5:59:17 AM |
| laki_haole | $50.00 | 4/17/2011 1:16:05 PM |
| money-baron-roth-IRA | $350.00 | 4/17/2011 2:38:41 PM |
| reflective-rupee | $200.55 | 4/17/2011 10:02:25 PM |
| Importexport | $300.00 | 4/17/2011 10:15:37 PM |
| sfmf | $40.00 | 4/17/2011 10:20:48 PM |
| bold-durability-drum | $25.00 | 4/18/2011 8:54:08 AM |
| miked8303 | $25.00 | 4/18/2011 6:54:56 AM |
| hookUup | $26.32 | 4/18/2011 3:09:38 AM |
| ursus | $50.00 | 4/18/2011 8:46:27 AM |
| Bill88 | $35.00 | 4/18/2011 2:14:59 PM |
| rogue_monster | $25.00 | 4/18/2011 12:54:32 PM |
| minddoc | $25.00 | 4/18/2011 3:11:30 PM |
| money-bauble | $50.00 | 4/18/2011 3:12:10 PM |
| Rogesparkguy | $25.00 | 4/18/2011 4:35:36 PM |
| GCInvestments | $40.00 | 4/18/2011 4:53:10 PM |
| jjswanso | $25.00 | 4/18/2011 4:57:56 PM |
| IIP77 | $25.00 | 4/18/2011 4:46:47 PM |
| mrsp2e | $25.00 | 4/18/2011 5:05:09 PM |
| PleaseDontDefault | $50.00 | 4/18/2011 6:09:52 PM |
| Dubbs360 | $100.00 | 4/18/2011 7:03:50 PM |
| szetheli | $127.00 | 4/18/2011 7:11:31 PM |
| well-mannered-income3 | $50.00 | 4/18/2011 7:46:59 PM |
| Raven39 | $25.00 | 4/18/2011 7:52:02 PM |
| brightest-benjamins-onator | $35.00 | 4/18/2011 6:05:49 PM |
| velvetsmog | $25.00 | 4/18/2011 9:17:59 PM |
| Artist_Blue | $25.00 | 4/19/2011 1:50:55 AM |
| dakoke | $78.13 | 4/19/2011 12:06:28 AM |
| kulender | $50.00 | 4/19/2011 2:04:52 AM |
| authoritative-loot | $25.00 | 4/19/2011 12:19:37 AM |
| birddogsb | $50.00 | 4/19/2011 5:19:36 AM |
| tylerfd | $25.00 | 4/19/2011 4:45:27 AM |
| well-mannered-marketplace5 | $25.00 | 4/19/2011 4:47:17 AM |
| floridass | $25.00 | 4/19/2011 6:06:09 AM |
| worldly-money4 | $1,500.00 | 4/19/2011 6:14:51 AM |
| PCGeekWI | $50.14 | 4/19/2011 6:27:37 AM |
| CaliforniaSun | $25.00 | 4/19/2011 6:28:45 AM |
| bosloan26 | $40.00 | 4/19/2011 1:55:23 PM |
| michaelray703 | $50.00 | 4/19/2011 2:59:23 PM |
| power-bluebird2 | $50.00 | 4/19/2011 4:52:54 PM |
| wwwUniversal | $25.00 | 4/19/2011 4:54:20 PM |
| fortytwo | $100.00 | 4/19/2011 4:54:26 PM |
| apostle901 | $25.00 | 4/19/2011 4:54:35 PM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
500850
This series of Notes was issued and sold upon the funding of the borrower loan #48736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $133.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 25y 11m |
|
Amount delinquent:
| $105 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,529 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| godmodder |
Borrower's state:
| Michigan |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt Consolidation
Purpose of loan will be used to consolidate smaller bills into one monthly payment.
My financial situation:
I am a good candidate for this loan because, I previously had a loan with Prosper and I was never late and the loan is paid in full (01/23/2007) according to the terms and agreement. In addition, I am current on all my monthly payments.
Monthly net income: $3520.00
Monthly expenses:
Housing: (Mortgage/Taxes/Insurance) $1,397.00
Insurance: (House & Car) $88.45
Car expenses: (Gas) $100.00
Utilities: (Gas & Electric) $102.00
Phone, cable, internet: $105.95
Food, entertainment: $150.00
Clothing, household expenses: $75.00
Credit cards and other loans: $482.00
Other expenses: None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hookUup | $25.79 | 4/19/2011 5:23:30 PM |
| suave-dime6 | $25.00 | 4/19/2011 5:41:39 PM |
| r48 | $32.00 | 4/19/2011 6:36:25 PM |
| Mikale360 | $25.00 | 4/20/2011 5:03:15 AM |
| golffish2 | $50.00 | 4/20/2011 5:45:33 AM |
| NekHoldings | $25.00 | 4/20/2011 9:27:32 AM |
| thankful-nickel2 | $25.00 | 4/20/2011 5:47:29 PM |
| sfmf | $25.00 | 4/22/2011 8:07:33 PM |
| Scotcha | $50.00 | 4/22/2011 8:30:12 PM |
| Whipster | $50.00 | 4/22/2011 8:31:15 PM |
| glroark | $100.00 | 4/22/2011 7:57:36 PM |
| Frover | $25.00 | 4/22/2011 8:54:27 PM |
| well-rounded-dinero | $75.00 | 4/22/2011 9:18:26 PM |
| CA_Lender | $25.00 | 4/22/2011 9:49:44 PM |
| shrewd-income | $100.00 | 4/22/2011 10:58:05 PM |
| admirable-basis1 | $25.00 | 4/22/2011 9:55:51 PM |
| CA-Lender | $50.04 | 4/22/2011 11:14:45 PM |
| UCSBGAUCHOS | $27.50 | 4/22/2011 10:36:03 PM |
| WonByOne | $25.00 | 4/22/2011 10:50:21 PM |
| worth-shower8 | $100.00 | 4/23/2011 2:10:44 AM |
| wild-orange | $50.00 | 4/23/2011 2:55:02 AM |
| scappellee | $50.00 | 4/23/2011 4:08:06 AM |
| investment-cluster | $50.00 | 4/23/2011 4:22:35 AM |
| intrepid-loot | $25.00 | 4/23/2011 4:29:32 AM |
| justice-trooper | $25.00 | 4/23/2011 4:48:41 AM |
| Hogan55 | $63.70 | 4/23/2011 4:25:14 AM |
| Chex | $225.10 | 4/23/2011 5:11:22 AM |
| vutah | $25.00 | 4/19/2011 5:18:22 PM |
| rate-hickory | $25.00 | 4/19/2011 5:23:38 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:14:03 PM |
| amlu1988 | $25.00 | 4/19/2011 7:36:33 PM |
| DoctorJoe | $25.00 | 4/20/2011 4:08:26 AM |
| dudebrah | $35.00 | 4/20/2011 9:35:29 AM |
| ingenious-deal6 | $25.00 | 4/20/2011 2:23:57 PM |
| reflective-rupee | $350.44 | 4/20/2011 5:00:58 PM |
| Milonguero | $100.00 | 4/21/2011 9:32:25 AM |
| CASSHMAN | $75.00 | 4/21/2011 3:36:49 PM |
| Weaverville | $25.00 | 4/22/2011 8:23:32 AM |
| Bill88 | $25.00 | 4/22/2011 10:58:46 AM |
| five-star-note | $100.43 | 4/22/2011 1:51:11 PM |
| felicity-daydream | $25.00 | 4/22/2011 6:45:22 PM |
| greenback-companion8 | $50.00 | 4/22/2011 9:35:32 PM |
| Whitewater_Loans | $75.00 | 4/22/2011 9:05:44 PM |
| DannyPhantom | $50.00 | 4/22/2011 9:08:25 PM |
| rakem777 | $25.00 | 4/22/2011 10:04:43 PM |
| kendallv | $50.00 | 4/22/2011 9:18:22 PM |
| Bidwinner08 | $35.00 | 4/22/2011 10:56:52 PM |
| blissful-cash3 | $75.00 | 4/22/2011 9:57:45 PM |
| vishal29 | $25.00 | 4/22/2011 11:21:58 PM |
| JGuide | $25.00 | 4/22/2011 10:06:57 PM |
| jybank | $50.00 | 4/22/2011 11:01:11 PM |
| PayingItForwardPlease | $200.00 | 4/22/2011 11:27:51 PM |
| serene-capital | $25.00 | 4/23/2011 12:09:47 AM |
| jasonrun | $25.00 | 4/23/2011 12:16:02 AM |
| kindness-jedi | $25.00 | 4/23/2011 1:32:41 AM |
| hellasow | $25.00 | 4/23/2011 1:47:23 AM |
| power-secret-agent | $25.00 | 4/23/2011 2:57:35 AM |
| E-B | $50.00 | 4/23/2011 3:52:48 AM |
| Bob450 | $25.00 | 4/23/2011 3:59:25 AM |
| grampy48 | $30.00 | 4/23/2011 4:11:31 AM |
| 1randyp | $200.00 | 4/23/2011 4:43:53 AM |
| twjh | $25.00 | 4/23/2011 4:26:01 AM |
| Feyenoord | $25.00 | 4/23/2011 4:46:47 AM |
| cjames84 | $25.00 | 4/23/2011 5:02:36 AM |
| loanman2007 | $75.00 | 4/23/2011 4:56:32 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
500910
This series of Notes was issued and sold upon the funding of the borrower loan #48790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,764.75 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $525.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1963 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
25 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 85 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $472,772 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-equation |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
|
|
Principal balance:
| $9,492.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
DEBT CONSOLIDATION
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
methodical-dough1 has invested a total of
$25.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
Why is your Revolving Credit Balance so high? ($472,772) - 888GoldIngots
A:
that includes two home equity loans on my primary and my rental properties at very low rates, actual revolving balances just over $200,000, and I am attempting to retire one which is charging me 29.9% interest.
(Apr-07-2011)
Q:
Please explain your very high revolving debt level. Is any of this home equity line of credit debt? Thanks - reflective-rupee
A:
yes over half of that figure is two home equity lines on my primary and my rental properies at very low rates. I am trying to pay of the highest interest credit card (29.9%) with is request.
(Apr-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 4/7/2011 9:03:14 AM |
| simplelender80 | $100.00 | 4/7/2011 9:02:33 AM |
| ingenious-deal6 | $25.00 | 4/7/2011 9:04:38 AM |
| top-courteous-peso | $50.00 | 4/7/2011 9:04:32 AM |
| reward-awakening | $25.00 | 4/7/2011 12:04:55 PM |
| JohnSmallberries | $25.00 | 4/7/2011 9:40:53 AM |
| reflective-rupee | $222.22 | 4/7/2011 2:51:35 PM |
| kendigme | $25.00 | 4/8/2011 3:06:40 AM |
| kendigme | $25.00 | 4/9/2011 6:08:10 AM |
| nerdfactor | $25.00 | 4/10/2011 10:37:48 PM |
| thoughtful-exchange8 | $50.00 | 4/11/2011 11:36:38 AM |
| shawnw2 | $50.00 | 4/12/2011 5:04:50 PM |
| jpblan11 | $25.00 | 4/13/2011 7:01:36 PM |
| Midwestvalues | $50.00 | 4/16/2011 5:59:31 AM |
| kendigme | $25.00 | 4/16/2011 7:03:20 AM |
| ready-interest9 | $25.00 | 4/17/2011 7:14:54 AM |
| laki_haole | $50.00 | 4/17/2011 1:16:27 PM |
| asiaratt | $50.00 | 4/19/2011 4:14:46 AM |
| jjswanso | $50.00 | 4/19/2011 5:39:21 AM |
| birddogsb | $50.00 | 4/19/2011 5:19:46 AM |
| jigsaw | $50.00 | 4/19/2011 6:26:38 AM |
| Leshan | $100.00 | 4/19/2011 9:14:35 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:53:05 AM |
| reflective-rupee | $750.55 | 4/19/2011 10:31:00 AM |
| DreDub | $50.00 | 4/19/2011 10:08:56 AM |
| MJTimages_com | $50.00 | 4/19/2011 1:15:32 PM |
| FinanceEngine | $40.00 | 4/19/2011 2:56:15 PM |
| Bill88 | $30.00 | 4/19/2011 3:33:35 PM |
| liberty-injector | $47.50 | 4/19/2011 4:20:08 PM |
| brightest-benjamins-onator | $25.00 | 4/19/2011 5:38:34 PM |
| IIP77 | $25.00 | 4/19/2011 5:35:20 PM |
| money-bauble | $50.00 | 4/19/2011 5:44:02 PM |
| sharp-trade0 | $25.00 | 4/19/2011 6:01:25 PM |
| red-power-pecan | $50.00 | 4/19/2011 6:10:48 PM |
| influential-cash7 | $25.00 | 4/19/2011 7:25:57 PM |
| DannyPhantom | $25.00 | 4/19/2011 8:57:52 PM |
| profit-powerplant | $50.00 | 4/19/2011 11:56:17 PM |
| credit-missile | $75.00 | 4/19/2011 8:28:41 PM |
| the-profit-oracle | $25.00 | 4/20/2011 2:22:22 AM |
| tech310 | $50.00 | 4/20/2011 2:14:50 AM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:14 PM |
| GElender | $25.00 | 4/20/2011 6:00:08 AM |
| hopeful-truth5 | $100.00 | 4/20/2011 6:49:01 AM |
| Dubbs360 | $100.00 | 4/20/2011 7:48:30 AM |
| bold-durability-drum | $25.00 | 4/20/2011 8:35:20 AM |
| Kestrel | $54.37 | 4/20/2011 8:38:42 AM |
| first-serene-credit | $25.00 | 4/20/2011 9:09:16 AM |
| minnesotafinancial | $25.00 | 4/20/2011 7:46:45 AM |
| FirstBank | $50.00 | 4/20/2011 9:22:57 AM |
| bountiful-durability | $50.00 | 4/20/2011 9:23:07 AM |
| apostle901 | $25.00 | 4/20/2011 9:23:47 AM |
| jazzlender | $25.00 | 4/20/2011 9:24:18 AM |
| HHP | $100.00 | 4/20/2011 8:56:14 AM |
| AUSTIN_PLUMB | $25.00 | 4/20/2011 9:36:25 AM |
| seisen | $50.43 | 4/20/2011 9:21:46 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:22:20 AM |
| TaxAcct_444 | $50.00 | 4/20/2011 10:37:14 AM |
| RecoveryLender | $25.00 | 4/20/2011 10:40:31 AM |
| revenue-appraiser | $25.00 | 4/20/2011 11:33:27 AM |
| vishal29 | $50.00 | 4/20/2011 12:33:43 PM |
| magnolia161 | $25.00 | 4/20/2011 11:06:19 AM |
| sensible-order2 | $100.00 | 4/20/2011 1:12:11 PM |
| beaker | $25.00 | 4/20/2011 3:15:52 PM |
| Artist_Blue | $25.00 | 4/20/2011 3:02:37 PM |
| MJTimages_com | $25.00 | 4/20/2011 2:23:35 PM |
| mnmcarve | $42.91 | 4/20/2011 3:14:20 PM |
| Vreet | $50.00 | 4/20/2011 3:15:46 PM |
| Bob450 | $25.00 | 4/20/2011 3:58:12 PM |
| MissionMicroFinance | $25.00 | 4/20/2011 3:16:57 PM |
| Warbler | $25.00 | 4/20/2011 4:11:25 PM |
| benjamins-utopia | $100.00 | 4/20/2011 4:13:07 PM |
| Ocean713 | $50.00 | 4/20/2011 3:25:41 PM |
| Soxxes | $25.00 | 4/20/2011 4:25:47 PM |
| a-enticing-reward | $25.00 | 4/20/2011 5:27:10 PM |
| buyrite334 | $25.00 | 4/20/2011 5:27:38 PM |
| calm-deal7 | $25.00 | 4/20/2011 5:28:03 PM |
| wtrboy | $50.00 | 4/20/2011 5:28:55 PM |
| Lam0nt | $25.00 | 4/20/2011 5:29:18 PM |
| musegaze | $50.00 | 4/20/2011 5:29:49 PM |
| bid-computer | $25.00 | 4/20/2011 5:27:14 PM |
| enriching-capital | $35.00 | 4/20/2011 5:27:44 PM |
| bonafide-economy | $25.00 | 4/20/2011 5:28:35 PM |
| amusement4 | $50.00 | 4/20/2011 5:31:46 PM |
| iceman33 | $25.00 | 4/20/2011 5:28:50 PM |
| 1phantom | $25.00 | 4/20/2011 5:32:39 PM |
| orangetrust | $50.00 | 4/20/2011 5:32:59 PM |
| ingenious-truth0 | $50.00 | 4/20/2011 5:33:10 PM |
| reward-adventure | $50.00 | 4/20/2011 5:30:57 PM |
| LAM26 | $25.00 | 4/20/2011 5:33:29 PM |
| investment-comet | $25.00 | 4/20/2011 5:33:43 PM |
| hitsman | $50.00 | 4/20/2011 5:33:57 PM |
| gold-blanket0 | $25.00 | 4/20/2011 5:32:05 PM |
| Cai8899 | $30.00 | 4/20/2011 5:34:16 PM |
| fattygordon | $50.00 | 4/20/2011 5:32:08 PM |
| blackstar | $25.00 | 4/20/2011 5:32:15 PM |
| transparency-burger | $25.00 | 4/20/2011 5:32:21 PM |
| Reinadog9 | $25.00 | 4/20/2011 5:35:39 PM |
| IntrepidInvestment | $50.00 | 4/20/2011 5:33:04 PM |
| LenderFish | $25.00 | 4/20/2011 5:33:51 PM |
| djindepth | $50.00 | 4/20/2011 5:34:08 PM |
| the-dollar-topper | $100.00 | 4/20/2011 5:34:17 PM |
| wbahl | $25.00 | 4/20/2011 5:38:51 PM |
| Hokie83 | $50.00 | 4/20/2011 5:40:57 PM |
| cropdust3r | $25.00 | 4/20/2011 5:39:24 PM |
| ah-long | $25.00 | 4/20/2011 5:41:07 PM |
| kindness-hickory5 | $50.00 | 4/20/2011 5:27:23 PM |
| greenback-visionary4 | $25.00 | 4/20/2011 5:27:34 PM |
| WilliamLeeSims | $25.00 | 4/20/2011 5:27:50 PM |
| floret596 | $25.00 | 4/20/2011 5:28:17 PM |
| Isotope | $25.00 | 4/20/2011 5:53:39 PM |
| marketplace-canary7 | $25.00 | 4/20/2011 5:28:29 PM |
| flanative | $25.00 | 4/20/2011 5:29:02 PM |
| imoutdoorsy | $25.00 | 4/20/2011 5:29:22 PM |
| gristle | $25.00 | 4/20/2011 5:31:57 PM |
| whartonmba | $25.00 | 4/20/2011 5:32:31 PM |
| shmb6508 | $50.00 | 4/20/2011 5:32:49 PM |
| zippy-interest | $25.00 | 4/20/2011 5:34:02 PM |
| orange-leverage-phoenix | $50.00 | 4/20/2011 6:05:53 PM |
| payment-gusto | $25.00 | 4/20/2011 5:39:53 PM |
| deal-dreams8 | $100.00 | 4/20/2011 6:16:23 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:07 PM |
| patriot897 | $25.00 | 4/20/2011 11:39:14 PM |
| Sixmil | $36.54 | 4/21/2011 1:47:15 AM |
| dlg | $25.10 | 4/21/2011 2:15:12 AM |
| nowits10 | $37.14 | 4/21/2011 2:15:57 AM |
| inkplj | $33.19 | 4/21/2011 2:27:06 AM |
| bconn078 | $25.00 | 4/21/2011 2:27:16 AM |
| rulender | $42.34 | 4/21/2011 2:27:51 AM |
| PatRichi | $25.00 | 4/21/2011 2:31:17 AM |
| treasure-bliss | $50.00 | 4/21/2011 2:34:35 AM |
| income-vault6 | $25.00 | 4/21/2011 2:41:10 AM |
| american-investor | $25.00 | 4/21/2011 2:42:05 AM |
| transaction-animal8 | $25.00 | 4/21/2011 2:41:27 AM |
| BrianRK | $26.00 | 4/21/2011 1:45:48 AM |
| MrMcduck | $25.00 | 4/21/2011 2:12:39 AM |
| Maupinman | $25.00 | 4/21/2011 2:25:22 AM |
| djmgd790 | $42.04 | 4/21/2011 7:12:32 AM |
| shrewd-income | $300.00 | 4/21/2011 7:24:13 AM |
| studio3d | $25.00 | 4/21/2011 7:59:11 AM |
| diplomatic-wealth7 | $25.00 | 4/7/2011 9:04:57 AM |
| B-rad_the_Coug | $25.00 | 4/7/2011 9:02:22 AM |
| suave-dime6 | $25.00 | 4/7/2011 9:03:33 AM |
| reflective-rupee | $44.44 | 4/7/2011 12:36:52 PM |
| thelovebug | $100.00 | 4/7/2011 9:40:43 AM |
| thankful-nickel2 | $25.00 | 4/7/2011 5:26:25 PM |
| JustMee | $25.00 | 4/7/2011 11:48:22 AM |
| competent-p2p | $30.00 | 4/8/2011 7:45:19 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:36:38 PM |
| imlosttoo | $25.00 | 4/8/2011 5:15:33 PM |
| finance-prescription | $50.00 | 4/9/2011 7:44:20 AM |
| loyalist1 | $500.00 | 4/9/2011 8:02:15 AM |
| amlu1988 | $25.00 | 4/9/2011 5:54:34 PM |
| professional-coin1 | $50.00 | 4/10/2011 3:43:19 PM |
| selector568 | $200.00 | 4/10/2011 6:40:36 PM |
| handy-justice | $50.00 | 4/13/2011 9:23:19 AM |
| DrunkenMic | $25.00 | 4/13/2011 6:47:45 PM |
| golden-cat | $25.00 | 4/13/2011 7:04:47 PM |
| Weaverville | $25.00 | 4/14/2011 7:30:13 PM |
| mercuriant | $25.00 | 4/16/2011 8:29:53 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:00 AM |
| ursus | $50.00 | 4/18/2011 8:46:46 AM |
| miked8303 | $25.00 | 4/18/2011 6:55:29 AM |
| JJ9876 | $25.00 | 4/18/2011 9:18:28 AM |
| worthy-bid8 | $25.00 | 4/18/2011 3:11:23 PM |
| ivadood | $50.00 | 4/18/2011 5:51:16 PM |
| fighter122 | $50.00 | 4/18/2011 9:09:57 PM |
| tylerfd | $25.00 | 4/19/2011 4:45:41 AM |
| Easystreet | $25.00 | 4/19/2011 2:58:57 AM |
| gain-equator | $25.00 | 4/19/2011 6:44:47 AM |
| justonejake | $25.00 | 4/19/2011 6:34:50 AM |
| Gibbyland | $100.00 | 4/19/2011 8:05:57 AM |
| CA-Lender | $25.04 | 4/19/2011 9:45:24 AM |
| inventive-wealth2 | $25.00 | 4/19/2011 9:56:48 AM |
| TigerForce | $25.00 | 4/19/2011 12:43:12 PM |
| mpatrick | $25.00 | 4/19/2011 2:46:00 PM |
| dudebrah | $25.00 | 4/19/2011 2:02:52 PM |
| autonomous-truth | $100.00 | 4/19/2011 4:44:39 PM |
| PleaseDontDefault | $50.00 | 4/19/2011 3:59:03 PM |
| p2p-czar3 | $25.00 | 4/19/2011 5:37:44 PM |
| Rob717171 | $50.00 | 4/19/2011 6:00:25 PM |
| bnlforever | $25.00 | 4/19/2011 7:15:55 PM |
| commerce-yeller | $50.00 | 4/19/2011 8:54:19 PM |
| orderandprogress | $25.00 | 4/19/2011 10:21:13 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:28:54 PM |
| diversification-medalist | $75.00 | 4/19/2011 11:34:11 PM |
| witty-openness | $25.00 | 4/20/2011 6:22:55 AM |
| glroark | $200.00 | 4/20/2011 7:45:35 AM |
| Spiderman55 | $25.00 | 4/20/2011 7:24:09 AM |
| brainy-repayment5 | $100.00 | 4/20/2011 8:03:45 AM |
| mlj0671 | $25.00 | 4/20/2011 6:08:50 AM |
| symbiosis | $50.00 | 4/20/2011 9:23:00 AM |
| important-openness1 | $50.00 | 4/20/2011 9:23:06 AM |
| ommcd | $25.00 | 4/20/2011 9:23:41 AM |
| missing-link | $25.00 | 4/20/2011 9:23:55 AM |
| ivy-league-MBA | $25.00 | 4/20/2011 9:39:01 AM |
| Executive23 | $25.00 | 4/20/2011 9:23:05 AM |
| generator596 | $25.00 | 4/20/2011 9:36:51 AM |
| gentle-coin | $50.00 | 4/20/2011 11:59:51 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:06:52 PM |
| phaded | $25.00 | 4/20/2011 12:49:57 PM |
| cymbal097 | $25.00 | 4/20/2011 1:52:15 PM |
| terrific-p2ploan | $25.00 | 4/20/2011 11:42:00 AM |
| nickel-position | $25.00 | 4/20/2011 12:31:04 PM |
| DasMula | $27.00 | 4/20/2011 2:24:29 PM |
| wwwUniversal | $25.00 | 4/20/2011 1:11:28 PM |
| DER | $50.00 | 4/20/2011 3:39:23 PM |
| fortytwo | $100.00 | 4/20/2011 3:58:10 PM |
| DadWarbucks | $33.57 | 4/20/2011 3:17:27 PM |
| Raetha | $25.00 | 4/20/2011 4:12:11 PM |
| palpbert | $25.00 | 4/20/2011 4:09:49 PM |
| pixeldave | $50.00 | 4/20/2011 4:10:29 PM |
| zeelender | $25.00 | 4/20/2011 4:13:13 PM |
| NYCFinancier | $25.00 | 4/20/2011 3:21:50 PM |
| MasterJin | $25.00 | 4/20/2011 4:14:53 PM |
| Katburg | $25.00 | 4/20/2011 3:22:18 PM |
| rebelduke | $50.00 | 4/20/2011 3:58:34 PM |
| BlindJoeDeath | $50.00 | 4/20/2011 5:27:20 PM |
| desertoasis | $30.00 | 4/20/2011 5:27:47 PM |
| jns48 | $25.00 | 4/20/2011 5:27:59 PM |
| duty-windmill | $25.00 | 4/20/2011 5:28:45 PM |
| nimble-economy863 | $25.00 | 4/20/2011 5:28:58 PM |
| lakehavasu88 | $25.00 | 4/20/2011 5:29:53 PM |
| oaktown23 | $50.00 | 4/20/2011 5:27:26 PM |
| Leopoldine | $25.00 | 4/20/2011 5:28:10 PM |
| somebody32 | $50.00 | 4/20/2011 5:28:32 PM |
| MADAOO7 | $50.00 | 4/20/2011 5:28:40 PM |
| Evan_Safe | $25.00 | 4/20/2011 5:28:48 PM |
| innocent-income4 | $25.00 | 4/20/2011 5:31:54 PM |
| CoffeyvilleKS | $50.52 | 4/20/2011 5:29:08 PM |
| GInBaghdad | $25.00 | 4/20/2011 5:32:19 PM |
| famous-bill | $25.00 | 4/20/2011 5:32:35 PM |
| supersarah61 | $25.00 | 4/20/2011 5:32:54 PM |
| SonomaHills | $50.00 | 4/20/2011 5:33:06 PM |
| LBOregon | $25.00 | 4/20/2011 5:30:54 PM |
| shrewd-peace7 | $25.00 | 4/20/2011 5:33:39 PM |
| razor783 | $25.00 | 4/20/2011 5:32:06 PM |
| lagnisiruk | $25.00 | 4/20/2011 5:34:23 PM |
| social-conductor4 | $25.00 | 4/20/2011 5:32:13 PM |
| bonus-powerplant | $30.00 | 4/20/2011 5:32:17 PM |
| new-social-economist | $50.00 | 4/20/2011 5:32:43 PM |
| green-moola-sniffer | $50.00 | 4/20/2011 5:33:08 PM |
| Learning2Lend | $50.00 | 4/20/2011 5:33:22 PM |
| shrewd-truth1 | $50.00 | 4/20/2011 5:33:48 PM |
| felix-tower | $25.00 | 4/20/2011 5:34:06 PM |
| genius520 | $50.00 | 4/20/2011 5:34:11 PM |
| rhin0cerx | $50.00 | 4/20/2011 5:38:56 PM |
| graceful-investment | $100.00 | 4/20/2011 5:35:19 PM |
| FeedTheMachine | $100.00 | 4/20/2011 5:39:46 PM |
| flexible-diversification9 | $50.00 | 4/20/2011 5:36:05 PM |
| basis-zeus9 | $25.00 | 4/20/2011 5:40:55 PM |
| economy-producer | $25.00 | 4/20/2011 5:41:16 PM |
| handshake5 | $100.00 | 4/20/2011 5:36:58 PM |
| nicklds | $25.00 | 4/20/2011 5:38:28 PM |
| Wellman | $50.00 | 4/20/2011 5:41:02 PM |
| Tylerh | $100.00 | 4/20/2011 5:41:13 PM |
| DeltaGambler | $50.00 | 4/20/2011 5:27:30 PM |
| newest-inspiring-power | $25.00 | 4/20/2011 5:27:41 PM |
| exuberant-dime | $50.00 | 4/20/2011 5:28:07 PM |
| kind-durability-gravitas | $50.00 | 4/20/2011 5:28:14 PM |
| Quentin8002 | $50.00 | 4/20/2011 5:28:24 PM |
| prudent-gain7 | $25.00 | 4/20/2011 5:29:13 PM |
| happy-return4 | $50.00 | 4/20/2011 5:31:00 PM |
| songbird98 | $25.00 | 4/20/2011 5:31:50 PM |
| dodibugg0881 | $50.00 | 4/20/2011 5:32:09 PM |
| foxtrot12 | $40.35 | 4/20/2011 5:32:27 PM |
| Jloaner | $50.00 | 4/20/2011 5:32:46 PM |
| NoMoreDebt4Me | $25.00 | 4/20/2011 5:33:26 PM |
| kind-adventurous-finance | $50.00 | 4/20/2011 5:33:53 PM |
| stock106 | $25.00 | 4/20/2011 6:05:32 PM |
| w3alter | $100.00 | 4/20/2011 5:38:16 PM |
| burrito6 | $25.00 | 4/20/2011 5:39:50 PM |
| nybanker85 | $50.00 | 4/20/2011 6:09:12 PM |
| justice-economist | $25.00 | 4/20/2011 5:41:36 PM |
| five-star-justice | $25.00 | 4/20/2011 5:42:37 PM |
| be_wise | $25.00 | 4/20/2011 7:01:14 PM |
| TestClees | $25.00 | 4/20/2011 7:04:10 PM |
| Belair_Advisors | $25.00 | 4/20/2011 7:43:04 PM |
| umfan123 | $25.00 | 4/20/2011 6:06:27 PM |
| bb575 | $50.00 | 4/20/2011 9:09:17 PM |
| monster4 | $100.00 | 4/20/2011 6:10:45 PM |
| durability-mad-scientist4 | $50.00 | 4/20/2011 7:55:48 PM |
| Viamin | $25.00 | 4/21/2011 1:46:08 AM |
| brazilofmux | $100.00 | 4/21/2011 1:47:29 AM |
| Reddress4u | $25.00 | 4/21/2011 2:10:34 AM |
| methodical-dough1 | $25.00 | 4/20/2011 8:42:40 PM |
| nodrivelpls | $25.00 | 4/21/2011 2:14:38 AM |
| FASTIZIO_P | $34.38 | 4/21/2011 2:14:55 AM |
| truth-companion | $25.00 | 4/21/2011 2:27:12 AM |
| treasure-generator | $25.00 | 4/21/2011 2:27:26 AM |
| ChuckieG | $38.67 | 4/21/2011 2:28:46 AM |
| liberty-destiny3 | $25.00 | 4/21/2011 2:41:14 AM |
| dedicated-transaction796 | $46.43 | 4/21/2011 2:40:48 AM |
| orange-preeminant-bill | $50.00 | 4/21/2011 2:44:48 AM |
| mwl | $25.00 | 4/21/2011 1:55:32 AM |
| Guerrilla_Man | $25.00 | 4/21/2011 2:13:43 AM |
| DSFinancial | $29.02 | 4/21/2011 2:16:03 AM |
| euro-banker | $50.00 | 4/21/2011 7:34:15 AM |
| jga516 | $25.00 | 4/21/2011 8:26:25 AM |
| 298 Investments
|
Borrower Payment Dependent Notes Series
501046
This series of Notes was issued and sold upon the funding of the borrower loan #48774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
12 | Length of status: | 0y 9m |
|
Amount delinquent:
| $250 |
Total credit lines:
| 26 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,542 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-openness775 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pool Loan
Purpose of loan:
This loan will be used to...Have pool installed.
My financial situation:
I am a good candidate for this loan because... 35 years of nursing, Huaband 26 years of Law Enforcement, RETIRED. Both very responsible.
We are putting $25,000. of our own money in this pool. Would not waste our money or yours. Husbands retirement which we were not allowed to include is $38,000.
Monthly net income: $8750.00 Monthly expenses: $4600.
Housing: $1804.
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Valued $271,000 owe $263,000 Home is 18 months old.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/11/2011 9:03:42 AM |
| simplelender80 | $150.00 | 4/11/2011 9:05:10 AM |
| ingenious-deal6 | $25.00 | 4/11/2011 9:06:56 AM |
| golffish2 | $25.00 | 4/11/2011 9:13:13 AM |
| sharp-trade0 | $25.00 | 4/11/2011 9:13:37 AM |
| fantastic-wampum1 | $100.00 | 4/11/2011 1:13:13 PM |
| 2grindstones | $25.00 | 4/11/2011 1:12:57 PM |
| SolarMoonshine | $25.00 | 4/11/2011 6:59:16 PM |
| competent-p2p | $40.00 | 4/12/2011 8:14:53 AM |
| loyaltyologist | $25.00 | 4/12/2011 3:44:02 PM |
| Amber_Stone | $100.00 | 4/12/2011 8:43:54 PM |
| ILoveBearHats | $45.00 | 4/14/2011 11:45:08 AM |
| vigorous-market5 | $200.00 | 4/14/2011 6:50:53 PM |
| money-baron-roth-IRA | $275.00 | 4/15/2011 6:44:56 PM |
| lendstats_com | $300.00 | 4/15/2011 5:42:05 PM |
| loanman2007 | $225.00 | 4/16/2011 6:13:06 AM |
| nickel-hickory | $25.00 | 4/16/2011 5:05:03 PM |
| open-minded-fund9 | $50.00 | 4/17/2011 2:47:01 AM |
| Bob450 | $35.00 | 4/17/2011 10:07:20 AM |
| thelovebug | $100.00 | 4/18/2011 9:17:35 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:56 AM |
| nickel-hickory | $100.00 | 4/19/2011 3:55:51 PM |
| liberty-injector | $50.00 | 4/19/2011 4:20:25 PM |
| heroic-benefit | $200.00 | 4/19/2011 6:46:54 PM |
| historic-loan1 | $35.00 | 4/19/2011 7:58:30 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:38 PM |
| rakem777 | $25.00 | 4/21/2011 10:49:07 AM |
| five-star-note | $100.00 | 4/21/2011 11:09:12 AM |
| Easystreet | $25.00 | 4/22/2011 3:21:36 AM |
| klend4 | $25.00 | 4/22/2011 6:01:53 AM |
| Glad2HelpU | $73.63 | 4/22/2011 7:09:44 AM |
| Joyflyer | $598.16 | 4/22/2011 11:25:34 AM |
| buffalobills | $25.00 | 4/22/2011 12:18:35 PM |
| red-power-pecan | $50.00 | 4/22/2011 5:06:55 PM |
| enthusiastic-ore5 | $53.57 | 4/22/2011 3:59:25 PM |
| Jon8403 | $50.00 | 4/22/2011 4:26:01 PM |
| TigerForce | $50.00 | 4/22/2011 5:18:06 PM |
| money-fort | $25.00 | 4/22/2011 4:54:27 PM |
| credit-birch | $50.00 | 4/22/2011 5:30:21 PM |
| reflective-rupee | $750.55 | 4/22/2011 5:11:42 PM |
| CA-Lender | $75.04 | 4/22/2011 5:36:24 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:23 AM |
| nerdfactor | $25.00 | 4/11/2011 9:12:38 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:36:19 AM |
| reflective-rupee | $750.44 | 4/11/2011 12:48:02 PM |
| pembull | $50.00 | 4/11/2011 8:51:52 PM |
| kindness-launcher | $600.00 | 4/11/2011 10:54:29 PM |
| zorg77 | $25.00 | 4/12/2011 4:36:03 AM |
| witty-openness | $25.00 | 4/13/2011 2:41:35 AM |
| Weaverville | $25.00 | 4/14/2011 7:31:52 PM |
| kingbob | $25.00 | 4/15/2011 7:40:16 AM |
| mercuriant | $25.00 | 4/16/2011 8:31:00 AM |
| Jack55304 | $185.00 | 4/17/2011 5:33:24 AM |
| ursus | $50.00 | 4/18/2011 8:48:25 AM |
| asiaratt | $50.00 | 4/19/2011 4:16:27 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:05 AM |
| deal-marauder6 | $25.00 | 4/19/2011 3:27:50 PM |
| loss-of-control | $50.00 | 4/19/2011 6:18:50 PM |
| anton | $50.00 | 4/20/2011 5:57:26 PM |
| Makingitrain | $25.00 | 4/21/2011 12:50:04 PM |
| open-minded-fund9 | $190.00 | 4/21/2011 3:04:53 PM |
| natural-trade7 | $100.00 | 4/21/2011 6:39:24 PM |
| euro-spark | $100.00 | 4/22/2011 6:09:39 AM |
| adaptable-capital | $161.02 | 4/22/2011 6:58:53 AM |
| sharp-return7 | $27.26 | 4/22/2011 10:11:44 AM |
| Reddy_Capital | $25.00 | 4/22/2011 1:42:17 PM |
| deal-marauder6 | $100.00 | 4/22/2011 4:52:48 PM |
| credit-sycamore4 | $50.00 | 4/22/2011 5:06:01 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:28 PM |
| charming-dough0 | $25.00 | 4/22/2011 5:21:26 PM |
| MrDance123 | $100.00 | 4/22/2011 5:29:14 PM |
| dinero-fighter | $200.00 | 4/22/2011 5:38:40 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
501088
This series of Notes was issued and sold upon the funding of the borrower loan #48760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,271.22 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $199.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,766 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spy724 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: I'm using the loan for consolidation of my credit card
This loan will be used to...pay off a higher interest card and
My financial situation: Is very stable. I have never missed a payment and my credit score is quite good.
I am a good candidate for this loan because...of my non-deliquent payment history, stable employment (4+ years) in the healthcare industry. I'm intent on paying down the loan so that I can purchase a house and have moved back home to maximize my payoff rates.
Monthly net income: $3600 net
Monthly expenses: $500
Housing: $1000 per month
Insurance: $300 per year
Car expenses: $80 gase
Utilities: $15 per month
Phone, cable, internet: $79 per month
Food, entertainment: $100 per month
Clothing, household expenses: $0
Credit cards and other loans: $7200 total amount on credit card/ paying minimum 255.00 per month, but interest rate too high so return on investment per month is low
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $50.44 | 4/8/2011 5:13:32 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:09 PM |
| simplelender80 | $100.00 | 4/8/2011 5:21:14 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:26:43 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:43 PM |
| Gibbyland | $100.00 | 4/9/2011 3:47:28 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:03 PM |
| Kash2010lu | $25.00 | 4/11/2011 7:44:33 PM |
| ursus | $50.00 | 4/18/2011 8:47:31 AM |
| organic-treasure | $25.44 | 4/18/2011 5:50:49 AM |
| Midwestvalues | $50.00 | 4/18/2011 5:51:10 PM |
| handy-justice | $50.00 | 4/19/2011 10:17:22 AM |
| tnjohnso | $25.00 | 4/19/2011 6:30:41 PM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:11 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:35 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:17 AM |
| miked8303 | $25.00 | 4/20/2011 4:51:44 PM |
| sunny-truth6 | $25.00 | 4/20/2011 7:03:29 PM |
| reflective-rupee | $150.55 | 4/20/2011 5:50:44 PM |
| money-baron-roth-IRA | $200.00 | 4/20/2011 6:01:13 PM |
| neutrino6 | $30.90 | 4/20/2011 9:49:17 PM |
| jybank | $50.00 | 4/20/2011 9:52:57 PM |
| 113121 | $200.00 | 4/21/2011 9:18:01 AM |
| mpatrick | $25.00 | 4/21/2011 9:26:42 AM |
| octoberfresh | $25.00 | 4/21/2011 7:24:54 AM |
| sdcc72 | $25.00 | 4/21/2011 8:16:20 AM |
| panegryst | $100.00 | 4/21/2011 10:44:04 AM |
| hundorama | $50.00 | 4/21/2011 1:57:50 PM |
| transparent-silver6 | $25.00 | 4/21/2011 4:19:42 PM |
| FinanceEngine | $30.00 | 4/21/2011 3:49:20 PM |
| nybanker85 | $50.00 | 4/21/2011 5:17:59 PM |
| Engineer44 | $25.00 | 4/21/2011 6:24:59 PM |
| Loanstou | $136.45 | 4/21/2011 7:10:48 PM |
| djkaiser | $27.05 | 4/21/2011 9:29:07 PM |
| ASuperJohn | $160.00 | 4/21/2011 8:51:05 PM |
| JSON | $25.00 | 4/21/2011 9:46:00 PM |
| credit-missile | $50.00 | 4/21/2011 11:40:51 PM |
| cunning-deal8 | $25.00 | 4/21/2011 7:58:01 PM |
| 1randyp | $300.00 | 4/22/2011 3:00:12 AM |
| engbusres | $33.00 | 4/22/2011 5:28:29 AM |
| verblender | $116.71 | 4/22/2011 6:19:41 AM |
| attractive-rate | $25.00 | 4/22/2011 4:12:56 AM |
| loanman2007 | $125.00 | 4/22/2011 4:58:50 AM |
| persistent-income2 | $35.88 | 4/22/2011 6:53:59 AM |
| kindness-sage | $25.00 | 4/22/2011 5:44:51 AM |
| durability-halibut | $25.00 | 4/22/2011 5:52:25 AM |
| moola-monger9 | $100.00 | 4/22/2011 7:08:56 AM |
| CaliforniaSun | $25.00 | 4/22/2011 7:18:58 AM |
| buckeyebucks | $50.00 | 4/22/2011 7:27:07 AM |
| Trevor_C | $25.00 | 4/22/2011 9:44:15 AM |
| msbutah | $50.00 | 4/22/2011 9:48:19 AM |
| RMI_Babylon | $25.00 | 4/22/2011 10:38:39 AM |
| integrity-hawk | $50.00 | 4/22/2011 10:59:40 AM |
| credit-missile | $50.00 | 4/22/2011 1:23:38 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:27 PM |
| loss-of-control | $100.00 | 4/22/2011 2:39:05 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:11 PM |
| brightest-dignified-penny | $25.00 | 4/8/2011 6:46:21 PM |
| thelovebug | $100.00 | 4/10/2011 5:01:41 AM |
| frogperson | $50.00 | 4/13/2011 9:43:57 AM |
| Weaverville | $25.00 | 4/14/2011 7:30:54 PM |
| courteous-kindness1 | $25.00 | 4/16/2011 11:31:29 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:31 AM |
| fighter122 | $50.00 | 4/18/2011 9:10:24 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:40 AM |
| tylerfd | $25.00 | 4/19/2011 4:46:22 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:18 AM |
| jjswanso | $50.00 | 4/19/2011 5:39:53 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:05 AM |
| DreDub | $50.00 | 4/19/2011 10:09:37 AM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:43 PM |
| Ocean713 | $50.00 | 4/20/2011 3:26:03 PM |
| worthy-bid8 | $25.00 | 4/20/2011 4:51:42 PM |
| laki_haole | $50.00 | 4/20/2011 4:51:48 PM |
| CA-Lender | $25.04 | 4/20/2011 5:44:48 PM |
| dudebrah | $25.00 | 4/20/2011 5:57:39 PM |
| money-fort | $25.00 | 4/20/2011 7:34:53 PM |
| wealth-renaissance5 | $25.00 | 4/21/2011 1:41:46 AM |
| red-favorable-basis | $25.00 | 4/20/2011 8:16:45 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:27 PM |
| GElender | $25.00 | 4/21/2011 6:04:11 AM |
| mrsp2e | $25.00 | 4/21/2011 6:31:55 AM |
| valiant-money | $25.00 | 4/21/2011 7:36:30 AM |
| special-rupee | $30.00 | 4/21/2011 10:11:10 AM |
| Dubbs360 | $100.00 | 4/21/2011 10:29:32 AM |
| MJTimages_com | $100.00 | 4/21/2011 10:33:19 AM |
| friendinmoney | $25.00 | 4/21/2011 10:39:47 AM |
| DasMula | $27.00 | 4/21/2011 1:18:06 PM |
| Wisc_investor | $30.00 | 4/21/2011 12:19:15 PM |
| omegamon1 | $25.00 | 4/21/2011 2:55:51 PM |
| well-mannered-income3 | $25.00 | 4/21/2011 3:14:37 PM |
| engaging-repayment8 | $25.00 | 4/21/2011 5:07:30 PM |
| Rob717171 | $50.00 | 4/21/2011 5:16:07 PM |
| fund-dragster | $29.34 | 4/21/2011 6:04:15 PM |
| amra | $25.00 | 4/21/2011 5:32:14 PM |
| grampy48 | $125.28 | 4/21/2011 5:37:31 PM |
| PRGuyinVA | $25.00 | 4/21/2011 6:59:19 PM |
| scabrendan | $42.06 | 4/21/2011 10:16:34 PM |
| setUup | $27.32 | 4/22/2011 2:51:12 AM |
| papaloha | $25.00 | 4/22/2011 3:19:15 AM |
| CoyoteJack | $100.00 | 4/22/2011 4:43:47 AM |
| asset-professor | $35.99 | 4/22/2011 3:52:38 AM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:30:58 AM |
| Mocaba | $150.00 | 4/22/2011 4:10:17 AM |
| MoneyTree79 | $30.56 | 4/22/2011 5:43:00 AM |
| felicity-shrine2 | $25.00 | 4/22/2011 5:49:43 AM |
| CashBank | $25.00 | 4/22/2011 8:10:29 AM |
| CAT4 | $119.77 | 4/22/2011 6:43:11 AM |
| spiff666 | $25.00 | 4/22/2011 6:56:59 AM |
| orange-pound-party | $35.00 | 4/22/2011 6:49:31 AM |
| Lubava | $35.25 | 4/22/2011 7:11:13 AM |
| careful-moola3 | $69.52 | 4/22/2011 10:03:17 AM |
| foxtrot12 | $27.67 | 4/22/2011 10:07:35 AM |
| SDKiwi | $25.00 | 4/22/2011 9:35:09 AM |
| tech310 | $50.00 | 4/22/2011 11:36:10 AM |
| deal-marauder6 | $50.00 | 4/22/2011 11:46:30 AM |
| Railbird | $25.00 | 4/22/2011 12:21:33 PM |
| wss560 | $25.00 | 4/22/2011 1:51:35 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
501152
This series of Notes was issued and sold upon the funding of the borrower loan #48828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,648 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-p2ploan-laser |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
velvet
Purpose of loan:
This loan will be used to...rebuild retaining wall in my back yard that is cbumbling.
My financial situation:
I am a good candidate for this loan because... I can easily make the monthly payments.
Monthly net income: $2400.00
Monthly expenses: $300.00
Housing: $281.00
Insurance: $150.00
Car expenses: $50.00
Utilities: $200.00
Phone, cable, internet:Food, entertainmentClothing, household expenses: $200.00Credit cards and other loans: $130.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
please show proof of home ownership to prosper. - beakerfish
A:
IF PAID ON OR BEFORE
APRIL 6, 2011 taxes
are paid at 2% Discount
$1,331.00
IF PAID ON OR BEFORE
JUNE 8 , 2011 taxes
are paid at Face
$1,345.00
IF PAID AFTER
JUNE 8, 2011 taxes
are paid at 10% Penalty
$1,476.00
2116 CURTIS AVE
ABINGTON PA
PS: This is a scaned file of my real estate taxes. Any further questions or requests please feel free to ask.
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:36 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:35 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:16 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:25 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:00 AM |
| ursus | $50.00 | 4/18/2011 8:48:06 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:11 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:40 AM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:25:05 PM |
| red-power-pecan | $50.00 | 4/20/2011 5:55:24 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:50 PM |
| patriot897 | $25.00 | 4/20/2011 11:39:31 PM |
| Easystreet | $25.00 | 4/22/2011 2:49:44 AM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:31 AM |
| natural-greenback6 | $25.00 | 4/22/2011 5:35:03 PM |
| CA-Lender | $25.04 | 4/22/2011 5:37:57 PM |
| dinero-fighter | $100.00 | 4/22/2011 6:23:07 PM |
| Binan | $25.00 | 4/22/2011 8:49:36 PM |
| kendallv | $100.00 | 4/22/2011 9:22:03 PM |
| jasonrun | $25.00 | 4/22/2011 9:49:38 PM |
| jybank | $50.00 | 4/22/2011 11:10:39 PM |
| worth-shower8 | $100.00 | 4/23/2011 2:14:26 AM |
| sfmf | $25.00 | 4/22/2011 11:46:55 PM |
| seisen | $50.00 | 4/23/2011 3:20:52 AM |
| 1randyp | $100.00 | 4/23/2011 4:55:18 AM |
| flexible-duty3 | $25.00 | 4/23/2011 5:26:37 AM |
| DHolly | $25.00 | 4/23/2011 6:35:15 AM |
| hookUup | $25.40 | 4/23/2011 7:00:50 AM |
| Pu239 | $70.00 | 4/23/2011 7:36:22 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:28:20 AM |
| DasMula | $27.00 | 4/23/2011 8:53:03 AM |
| peso-aggregator | $25.00 | 4/23/2011 8:56:24 AM |
| Leopoldine | $25.00 | 4/23/2011 9:02:08 AM |
| money-bauble | $100.00 | 4/23/2011 8:38:12 AM |
| macgeek | $25.00 | 4/23/2011 9:34:44 AM |
| 108lender | $100.00 | 4/23/2011 9:46:07 AM |
| pacheco | $400.00 | 4/23/2011 9:52:17 AM |
| money-baron-roth-IRA | $100.00 | 4/23/2011 10:20:33 AM |
| frogperson | $50.00 | 4/23/2011 10:16:28 AM |
| scarlet-velvet | $25.00 | 4/23/2011 11:02:14 AM |
| secureincome | $600.00 | 4/23/2011 11:15:03 AM |
| assetmanager | $25.00 | 4/23/2011 11:06:18 AM |
| mammalian4 | $25.00 | 4/23/2011 11:24:43 AM |
| djh47a | $25.00 | 4/23/2011 11:51:19 AM |
| investorRE | $40.00 | 4/23/2011 11:54:43 AM |
| kc8fot | $30.00 | 4/23/2011 12:33:15 PM |
| income-rocker2 | $131.51 | 4/23/2011 1:00:39 PM |
| Astyanax | $40.00 | 4/23/2011 12:20:42 PM |
| credit-investor5 | $50.00 | 4/23/2011 1:04:35 PM |
| druidpoet | $25.00 | 4/23/2011 12:30:13 PM |
| ch-swiss-bank | $25.00 | 4/23/2011 12:47:42 PM |
| floridass | $25.00 | 4/23/2011 1:04:38 PM |
| hitsman | $50.00 | 4/23/2011 1:05:36 PM |
| simplelender80 | $150.00 | 4/10/2011 12:04:48 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:43 PM |
| SolarMoonshine | $25.00 | 4/10/2011 1:17:40 PM |
| a-finance-nirvana | $25.00 | 4/12/2011 8:39:28 AM |
| thelovebug | $100.00 | 4/14/2011 10:19:58 AM |
| Weaverville | $25.00 | 4/14/2011 7:31:29 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:36 AM |
| asiaratt | $50.00 | 4/19/2011 4:16:07 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:40 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:23 PM |
| the-silver-blaster | $50.00 | 4/20/2011 4:50:17 PM |
| courteous-kindness1 | $25.00 | 4/21/2011 2:51:21 AM |
| handy-justice | $50.00 | 4/21/2011 5:19:56 PM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:24 AM |
| point-kitten6 | $100.00 | 4/22/2011 5:06:02 PM |
| reflective-rupee | $60.55 | 4/22/2011 5:09:42 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:20 PM |
| fighter122 | $50.00 | 4/22/2011 5:34:57 PM |
| Railbird | $25.00 | 4/22/2011 5:36:28 PM |
| symbiosis | $50.00 | 4/22/2011 6:19:18 PM |
| spark548 | $25.00 | 4/22/2011 8:21:48 PM |
| dudebrah | $25.00 | 4/22/2011 10:29:27 PM |
| tech310 | $50.00 | 4/23/2011 4:08:25 AM |
| the-profit-oracle | $25.00 | 4/23/2011 5:01:47 AM |
| peace-maximizer8 | $25.00 | 4/23/2011 5:58:12 AM |
| invincible-agreement8 | $120.88 | 4/23/2011 5:49:36 AM |
| Bank42 | $25.00 | 4/23/2011 6:26:35 AM |
| bmbanzai | $30.00 | 4/23/2011 6:28:40 AM |
| loyalist1 | $100.00 | 4/23/2011 7:24:43 AM |
| 113121 | $45.00 | 4/23/2011 7:01:50 AM |
| husley | $25.00 | 4/23/2011 7:33:25 AM |
| shawnw2 | $25.00 | 4/23/2011 8:38:33 AM |
| neutrino6 | $25.00 | 4/23/2011 9:32:43 AM |
| prominence8 | $25.00 | 4/23/2011 9:32:52 AM |
| credible-durability | $25.00 | 4/23/2011 10:02:34 AM |
| Travis247 | $75.00 | 4/23/2011 9:39:42 AM |
| Lubava | $25.92 | 4/23/2011 10:02:00 AM |
| zorg77 | $25.00 | 4/23/2011 10:00:39 AM |
| IIP77 | $25.00 | 4/23/2011 10:24:14 AM |
| dedicated-transaction796 | $50.00 | 4/23/2011 10:54:25 AM |
| principal-lion | $70.10 | 4/23/2011 10:27:22 AM |
| the-discrete-income | $150.00 | 4/23/2011 10:29:09 AM |
| fairness-atmosphere | $25.00 | 4/23/2011 10:36:50 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:25 AM |
| jsledge | $50.00 | 4/23/2011 11:43:36 AM |
| paceme1 | $50.00 | 4/23/2011 12:34:43 PM |
| Erikdbp | $25.00 | 4/23/2011 12:39:17 PM |
| desertoasis | $25.00 | 4/23/2011 1:04:32 PM |
| Adaboy | $25.00 | 4/23/2011 1:05:02 PM |
| ethicalhumanist | $25.00 | 4/23/2011 1:00:23 PM |
| seanambrose | $25.00 | 4/23/2011 1:04:41 PM |
| BlindJoeDeath | $50.00 | 4/23/2011 1:05:15 PM |
| 1phantom | $25.00 | 4/23/2011 1:05:29 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
501362
This series of Notes was issued and sold upon the funding of the borrower loan #48775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,560.35 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $335.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,672 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| interest-director9 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off all credit card debt and have one payment.
My financial situation: I have been a government contractor for 6 years with Mitre Corporation and last year went to work for the Federal Government, MDA division. I make a very good income and have never been late on any bills. Just looking to consolidate to one payment.
I was surprised at the low credit rating, my FICO score is much higher. Normally close to 800. I own my home and again have never been late on paying any bills. I was told about the great rates Prosper offers so I thought I would give it a try. Feel free to ask me any questions.
Monthly net income: $7600.00
Monthly expenses: $
Housing: $2000.00
Insurance: $ included in mortgage
Car expenses: $ 690
Utilities: $ 345
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$25.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| leverage-monger | $66.66 | 4/8/2011 10:12:15 AM |
| CapeDollars | $50.00 | 4/8/2011 10:24:55 AM |
| suave-dime6 | $25.00 | 4/8/2011 11:13:39 AM |
| 87Marc | $25.00 | 4/8/2011 11:43:54 AM |
| fantastic-wampum1 | $100.00 | 4/8/2011 4:37:44 PM |
| thelovebug | $100.00 | 4/8/2011 6:27:10 PM |
| brightest-dignified-penny | $30.00 | 4/8/2011 6:49:20 PM |
| nerdfactor | $25.00 | 4/10/2011 10:38:56 PM |
| SLN-10 | $25.00 | 4/12/2011 12:11:49 PM |
| Midwestvalues | $50.00 | 4/18/2011 9:18:55 AM |
| fighter122 | $50.00 | 4/18/2011 9:10:20 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:32 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:12 AM |
| tylerfd | $25.00 | 4/19/2011 4:46:15 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:53:51 AM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:07 PM |
| tnjohnso | $25.00 | 4/19/2011 6:30:38 PM |
| Rob717171 | $50.00 | 4/19/2011 6:00:54 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:29 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:35 PM |
| well-mannered-income3 | $25.00 | 4/20/2011 2:00:41 PM |
| money-baron-roth-IRA | $400.00 | 4/20/2011 2:07:23 PM |
| BankofBeth | $25.00 | 4/20/2011 5:11:02 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:23 PM |
| sunny-truth6 | $25.00 | 4/21/2011 1:45:38 PM |
| sunny-truth6 | $25.00 | 4/21/2011 1:45:27 PM |
| DasMula | $27.00 | 4/21/2011 1:15:34 PM |
| JJ9876 | $25.00 | 4/21/2011 5:17:28 PM |
| DER | $50.00 | 4/21/2011 5:18:17 PM |
| PRGuyinVA | $25.00 | 4/21/2011 6:59:14 PM |
| reflective-rupee | $200.55 | 4/21/2011 8:22:25 PM |
| competent-p2p | $25.00 | 4/21/2011 8:51:37 PM |
| BangBros | $100.00 | 4/21/2011 11:52:25 PM |
| flwah | $25.00 | 4/22/2011 3:27:24 AM |
| agiovasil | $25.00 | 4/22/2011 3:36:00 AM |
| ivy-league-MBA | $25.00 | 4/22/2011 3:41:09 AM |
| shrewd-peace7 | $25.00 | 4/22/2011 3:52:56 AM |
| burrito6 | $25.00 | 4/22/2011 3:54:34 AM |
| orange-preeminant-bill | $50.00 | 4/22/2011 3:55:57 AM |
| ivadood | $27.30 | 4/22/2011 3:36:09 AM |
| asmithj | $28.13 | 4/22/2011 3:41:18 AM |
| coin-investor | $25.00 | 4/22/2011 3:43:50 AM |
| j-lender | $28.13 | 4/22/2011 3:26:34 AM |
| cropdust3r | $25.00 | 4/22/2011 3:28:25 AM |
| tech310 | $50.00 | 4/22/2011 3:29:45 AM |
| graceful-investment | $100.00 | 4/22/2011 3:54:19 AM |
| liberty-destiny3 | $25.00 | 4/22/2011 3:55:31 AM |
| payment-gusto | $25.00 | 4/22/2011 3:56:14 AM |
| treasure-bliss | $50.00 | 4/22/2011 3:36:49 AM |
| itskarma | $25.00 | 4/22/2011 5:54:09 AM |
| Diamond_Jim | $38.20 | 4/22/2011 3:40:52 AM |
| fund-jedi3 | $25.00 | 4/22/2011 3:59:26 AM |
| dedicated-transaction796 | $29.63 | 4/22/2011 4:02:02 AM |
| profitable-return5 | $25.00 | 4/22/2011 6:48:15 AM |
| upbeat-fund | $25.00 | 4/22/2011 5:19:15 AM |
| MoneyTree79 | $30.00 | 4/22/2011 5:45:53 AM |
| mlj0671 | $25.00 | 4/22/2011 6:28:49 AM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:30:47 AM |
| capital-mover7 | $25.00 | 4/22/2011 9:15:22 AM |
| israel15 | $25.00 | 4/8/2011 10:26:27 AM |
| simplelender80 | $100.00 | 4/8/2011 10:32:20 AM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 11:54:35 AM |
| ingenious-deal6 | $25.00 | 4/8/2011 11:54:23 AM |
| ASR3 | $50.00 | 4/8/2011 12:38:05 PM |
| Toby1montana | $75.00 | 4/8/2011 12:42:09 PM |
| reflective-rupee | $222.22 | 4/8/2011 1:28:17 PM |
| jjswanso | $25.00 | 4/8/2011 4:42:15 PM |
| magnetic-dedication3 | $25.00 | 4/8/2011 5:50:18 PM |
| Gibbyland | $100.00 | 4/9/2011 12:23:16 PM |
| erowis | $75.00 | 4/9/2011 9:20:33 PM |
| JGuide | $25.00 | 4/11/2011 2:26:15 PM |
| Weaverville | $25.00 | 4/14/2011 7:30:49 PM |
| frogperson | $100.00 | 4/15/2011 10:20:50 PM |
| courteous-kindness1 | $25.00 | 4/16/2011 11:31:25 AM |
| Jack55304 | $185.00 | 4/17/2011 5:32:24 AM |
| ursus | $50.00 | 4/18/2011 8:47:26 AM |
| handy-justice | $50.00 | 4/18/2011 4:59:48 PM |
| miked8303 | $25.00 | 4/18/2011 5:51:49 PM |
| laki_haole | $50.00 | 4/18/2011 5:51:51 PM |
| DreDub | $50.00 | 4/19/2011 10:09:28 AM |
| worthy-bid8 | $25.00 | 4/19/2011 5:39:09 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:08 AM |
| CA-Lender | $25.04 | 4/20/2011 3:45:44 PM |
| first-serene-credit | $25.00 | 4/20/2011 3:52:56 PM |
| Ocean713 | $50.00 | 4/20/2011 3:25:59 PM |
| nybanker85 | $50.00 | 4/20/2011 6:50:34 PM |
| zooom7 | $50.00 | 4/21/2011 7:56:52 AM |
| mrsp2e | $25.00 | 4/21/2011 10:04:48 AM |
| Dubbs360 | $100.00 | 4/21/2011 10:24:04 AM |
| MJTimages_com | $100.00 | 4/21/2011 10:29:20 AM |
| money-bauble | $50.00 | 4/21/2011 5:20:41 PM |
| Rogesparkguy | $25.00 | 4/21/2011 5:37:11 PM |
| soulwork | $25.00 | 4/21/2011 7:31:47 PM |
| bonus-seahorse | $100.00 | 4/21/2011 6:31:06 PM |
| dudebrah | $25.00 | 4/21/2011 6:48:18 PM |
| JSON | $25.00 | 4/21/2011 9:45:56 PM |
| Katburg | $25.00 | 4/22/2011 2:59:26 AM |
| IIP77 | $25.00 | 4/22/2011 2:45:20 AM |
| 1randyp | $400.00 | 4/22/2011 3:04:38 AM |
| dough-bear | $32.54 | 4/22/2011 3:40:26 AM |
| happy-return4 | $29.04 | 4/22/2011 3:51:31 AM |
| revenue-officer36 | $36.15 | 4/22/2011 3:40:13 AM |
| FeedTheMachine | $100.00 | 4/22/2011 3:42:33 AM |
| rockhound84 | $25.00 | 4/22/2011 4:33:12 AM |
| asset-professor | $50.00 | 4/22/2011 3:52:36 AM |
| stock106 | $25.00 | 4/22/2011 3:29:33 AM |
| reward-adventure | $25.00 | 4/22/2011 3:54:11 AM |
| dollar-cherry6 | $49.76 | 4/22/2011 4:00:13 AM |
| benjamins-utopia | $100.00 | 4/22/2011 4:01:22 AM |
| jam96 | $25.00 | 4/22/2011 7:57:08 AM |
| thrifty-capital | $25.00 | 4/22/2011 7:31:04 AM |
| garnetchik | $25.00 | 4/22/2011 8:24:40 AM |
| anton | $4,700.00 | 4/22/2011 8:21:30 AM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
501372
This series of Notes was issued and sold upon the funding of the borrower loan #48771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,129.59 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $136.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,990 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exchange-concerto |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Creation of Marketplace Website
Purpose of loan:
This loan will be used to create a marketplace website and fund a marketing campaign. The site will be launched within two months and is expected to pay off the loan by the first month of operation.
My financial situation:
I am a good candidate for this loan because I earn enough money from my current full time job to pay the loan. I can make the payments easily even if the website doesn't perform as well as projected.
Monthly net income: $3,120
Monthly expenses: $75
Housing: $465
Insurance: $100
Car expenses: $80
Utilities: $40
Phone, cable, internet: $72
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $480
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $50.44 | 4/8/2011 5:14:26 PM |
| Comoparklender | $50.00 | 4/8/2011 11:02:18 PM |
| SLN-10 | $25.00 | 4/12/2011 12:11:50 PM |
| capital_projects_investor | $25.00 | 4/13/2011 10:47:44 PM |
| money-baron-roth-IRA | $25.00 | 4/15/2011 8:02:07 PM |
| commitment-cadence | $50.00 | 4/18/2011 5:17:43 PM |
| reflective-rupee | $150.55 | 4/20/2011 5:27:02 PM |
| capital-halo1 | $500.00 | 4/20/2011 5:36:48 PM |
| 2grindstones | $25.00 | 4/20/2011 5:36:32 PM |
| autonomous-truth | $61.96 | 4/20/2011 5:49:13 PM |
| money-fort | $25.00 | 4/20/2011 5:31:14 PM |
| dudebrah | $25.00 | 4/20/2011 5:55:17 PM |
| sunny-justice9 | $25.00 | 4/20/2011 8:40:03 PM |
| nimcha | $50.00 | 4/21/2011 3:58:26 AM |
| goldsun | $25.00 | 4/21/2011 5:54:42 AM |
| MikeD_RI | $26.77 | 4/21/2011 6:46:35 AM |
| alphabet76 | $25.00 | 4/21/2011 7:39:21 AM |
| treasure-hunter270 | $25.00 | 4/21/2011 8:44:28 AM |
| Crie | $100.00 | 4/21/2011 9:15:03 AM |
| thatguyoverseas | $25.00 | 4/21/2011 9:21:07 AM |
| vine99 | $40.00 | 4/21/2011 7:56:53 AM |
| wellsfrugal | $50.00 | 4/21/2011 10:45:24 AM |
| nilonc1 | $25.00 | 4/21/2011 12:33:38 PM |
| MJTimages_com | $50.00 | 4/21/2011 10:31:14 AM |
| hundorama | $50.00 | 4/21/2011 1:56:20 PM |
| engaging-repayment8 | $25.33 | 4/21/2011 2:59:33 PM |
| Mlusher | $50.00 | 4/21/2011 3:02:52 PM |
| SCPBANK | $44.51 | 4/21/2011 2:51:21 PM |
| supreme-hope | $25.00 | 4/21/2011 2:54:04 PM |
| best-generosity-financier | $50.00 | 4/21/2011 3:15:27 PM |
| transparent-silver6 | $100.00 | 4/21/2011 4:22:10 PM |
| engbusres | $37.00 | 4/21/2011 7:34:02 PM |
| msmlender | $29.43 | 4/21/2011 6:15:58 PM |
| JPMorrisLegacyFund | $200.00 | 4/21/2011 9:07:43 PM |
| lotuss4 | $50.00 | 4/22/2011 9:15:35 AM |
| famous-dollar9 | $100.00 | 4/22/2011 9:45:00 AM |
| sharp-trade0 | $25.00 | 4/22/2011 4:34:23 PM |
| Toastmaster007 | $25.00 | 4/22/2011 3:55:44 PM |
| transformer855 | $25.00 | 4/9/2011 8:27:43 AM |
| fuzed | $45.00 | 4/13/2011 4:33:29 PM |
| mt3209 | $25.00 | 4/14/2011 12:51:51 PM |
| Weaverville | $25.00 | 4/14/2011 7:39:19 PM |
| CA-Lender | $25.04 | 4/20/2011 5:41:14 PM |
| droopie1 | $25.00 | 4/20/2011 6:24:57 PM |
| alterlatina | $25.00 | 4/20/2011 9:16:27 PM |
| SIGLLC | $75.00 | 4/20/2011 6:59:25 PM |
| jmb_lending | $50.00 | 4/20/2011 9:53:40 PM |
| melodious-openness | $50.00 | 4/21/2011 6:03:50 AM |
| mrsp2e | $25.00 | 4/21/2011 6:33:04 AM |
| persistent-bazaar | $25.00 | 4/21/2011 7:23:54 AM |
| octoberfresh | $25.00 | 4/21/2011 7:16:08 AM |
| Wisc_investor | $30.00 | 4/21/2011 12:20:29 PM |
| hundorama | $30.00 | 4/21/2011 1:57:20 PM |
| enthusiastic-ore5 | $65.00 | 4/21/2011 1:32:46 PM |
| 168RichCapital | $25.00 | 4/21/2011 4:22:57 PM |
| Nerdster1 | $25.08 | 4/21/2011 5:18:36 PM |
| loan-oasis4 | $38.00 | 4/21/2011 5:10:17 PM |
| impala6464 | $55.48 | 4/21/2011 6:05:46 PM |
| OLYVRC | $50.00 | 4/21/2011 8:41:58 PM |
| tranquil-note7 | $50.00 | 4/22/2011 10:06:51 AM |
| lean-ore9 | $25.00 | 4/22/2011 4:34:10 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
501374
This series of Notes was issued and sold upon the funding of the borrower loan #48748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,208.84 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $96.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,813 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payout-triumph6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JA3287pe
Purpose of loan: Debt Consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I intend to pay back as I am supposed to. I understand the terms and such and view this is a an opportunity to consolidate my debt and have a fresh start. I have no extra expenses. I currently work, and also I am going through the process of enrolling in school for Health Information to first ascertain my Associate's degree and then my Bachelor's degree.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 4/8/2011 5:03:45 PM |
| reflective-rupee | $50.44 | 4/8/2011 5:14:50 PM |
| wild-orange | $25.00 | 4/12/2011 11:28:16 AM |
| money-baron-roth-IRA | $150.00 | 4/17/2011 3:02:27 PM |
| 2grindstones | $25.00 | 4/20/2011 3:39:17 PM |
| CA-Lender | $25.04 | 4/20/2011 3:44:50 PM |
| daekpon | $25.00 | 4/20/2011 3:38:04 PM |
| reflective-rupee | $150.55 | 4/20/2011 4:49:27 PM |
| I-Believe-In-You | $27.36 | 4/20/2011 4:51:18 PM |
| inventive-wealth2 | $25.00 | 4/20/2011 8:33:11 PM |
| sunny-justice9 | $25.00 | 4/20/2011 8:36:45 PM |
| jmb_lending | $25.00 | 4/20/2011 9:52:00 PM |
| peer2peer-goodness | $25.00 | 4/20/2011 8:51:26 PM |
| mrsp2e | $25.00 | 4/21/2011 6:32:52 AM |
| Ananya | $25.00 | 4/21/2011 4:11:13 AM |
| ironman84 | $50.00 | 4/21/2011 6:48:59 AM |
| FinanceEngine | $30.00 | 4/21/2011 7:09:15 AM |
| MJTimages_com | $50.00 | 4/21/2011 10:30:17 AM |
| nilonc1 | $84.11 | 4/21/2011 12:32:44 PM |
| Emt-James | $29.75 | 4/21/2011 2:53:10 PM |
| pure-note0 | $25.00 | 4/21/2011 2:14:06 PM |
| well-mannered-income3 | $25.00 | 4/21/2011 3:10:12 PM |
| engaging-repayment8 | $25.00 | 4/21/2011 2:58:00 PM |
| IASKGOD | $25.00 | 4/21/2011 5:15:38 PM |
| Bocephus1959 | $25.00 | 4/21/2011 6:27:27 PM |
| Julzlmt | $104.31 | 4/21/2011 7:43:31 PM |
| JPMorrisLegacyFund | $113.96 | 4/21/2011 9:07:17 PM |
| roadroamer | $49.00 | 4/21/2011 8:43:26 PM |
| jhernand17 | $25.00 | 4/21/2011 9:37:23 PM |
| surfhoss644 | $50.00 | 4/21/2011 9:49:42 PM |
| Comoparklender | $50.00 | 4/8/2011 11:02:17 PM |
| capital-kingdom | $25.00 | 4/9/2011 7:32:08 AM |
| Weaverville | $25.00 | 4/14/2011 7:39:18 PM |
| sfmf | $40.00 | 4/19/2011 10:00:03 AM |
| autonomous-truth | $25.00 | 4/20/2011 5:46:47 PM |
| handy-justice | $100.00 | 4/20/2011 7:09:25 PM |
| JPMorrisLegacyFund | $78.36 | 4/20/2011 11:22:14 PM |
| neutrino6 | $25.00 | 4/20/2011 9:47:32 PM |
| UBOtto186 | $50.00 | 4/21/2011 6:08:34 AM |
| money-yeller | $50.00 | 4/21/2011 4:33:25 PM |
| 168RichCapital | $25.00 | 4/21/2011 4:24:22 PM |
| impala6464 | $100.00 | 4/21/2011 6:01:43 PM |
| OLYVRC | $25.00 | 4/21/2011 8:43:05 PM |
| integrity-statue | $25.96 | 4/21/2011 9:40:23 PM |
| lotuss4 | $50.00 | 4/22/2011 9:15:38 AM |
| Rogelio48 | $25.00 | 4/22/2011 1:06:51 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
501394
This series of Notes was issued and sold upon the funding of the borrower loan #48825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,970.87 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $200.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 12 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 3m |
|
Amount delinquent:
| $15,591 |
Total credit lines:
| 44 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,698 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gonzo91 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off my ex's debt..
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/8/2011 5:21:27 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:15 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:41 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:20 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:46 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:14 PM |
| thelovebug | $100.00 | 4/11/2011 1:13:09 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:00 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:14 AM |
| courteous-kindness1 | $25.00 | 4/16/2011 11:31:32 AM |
| jjswanso | $50.00 | 4/19/2011 5:39:55 AM |
| DreDub | $50.00 | 4/19/2011 10:09:40 AM |
| Midwestvalues | $50.00 | 4/19/2011 5:33:44 PM |
| handy-justice | $50.00 | 4/19/2011 5:43:51 PM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:14 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:38 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:27 AM |
| Ocean713 | $50.00 | 4/20/2011 4:51:24 PM |
| worthy-bid8 | $25.00 | 4/20/2011 5:55:45 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:28 PM |
| jmb_lending | $50.00 | 4/20/2011 9:57:23 PM |
| GElender | $25.00 | 4/21/2011 6:06:19 AM |
| Rob717171 | $50.00 | 4/21/2011 5:16:08 PM |
| laki_haole | $50.00 | 4/21/2011 5:16:32 PM |
| Bocephus1959 | $25.00 | 4/21/2011 6:26:36 PM |
| SDKiwi | $25.00 | 4/22/2011 9:35:11 AM |
| silver-buckeye | $50.00 | 4/22/2011 9:00:08 AM |
| worthy-bid4 | $51.23 | 4/22/2011 9:23:26 AM |
| HardLender | $50.00 | 4/22/2011 9:41:08 AM |
| finance-prescription | $50.00 | 4/22/2011 11:27:52 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:45:31 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:30 PM |
| nybanker85 | $50.00 | 4/22/2011 3:25:09 PM |
| worth-shower8 | $100.00 | 4/22/2011 3:33:52 PM |
| anton | $1,550.00 | 4/22/2011 4:27:09 PM |
| a-finance-nirvana | $25.00 | 4/11/2011 4:25:37 PM |
| vigorous-market5 | $200.00 | 4/13/2011 1:16:23 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:34 AM |
| ursus | $50.00 | 4/18/2011 8:47:34 AM |
| fighter122 | $50.00 | 4/18/2011 9:10:26 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:44 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:20 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:22 AM |
| thoughtful-exchange8 | $50.00 | 4/19/2011 5:34:28 PM |
| tylerfd | $25.00 | 4/19/2011 5:56:01 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:45 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:10 PM |
| Easystreet | $25.00 | 4/20/2011 4:15:30 PM |
| reflective-rupee | $25.55 | 4/20/2011 5:11:32 PM |
| Alwayssail | $25.00 | 4/20/2011 6:36:55 PM |
| competent-p2p | $25.00 | 4/20/2011 8:09:30 PM |
| patriot897 | $25.00 | 4/20/2011 11:39:22 PM |
| wealth-renaissance5 | $25.00 | 4/21/2011 1:42:28 AM |
| panegryst | $100.00 | 4/21/2011 10:44:37 AM |
| Dubbs360 | $100.00 | 4/21/2011 10:31:21 AM |
| miked8303 | $25.00 | 4/21/2011 5:16:22 PM |
| amra | $25.00 | 4/21/2011 5:32:23 PM |
| PRGuyinVA | $25.00 | 4/21/2011 6:59:20 PM |
| chungfang | $25.00 | 4/21/2011 9:25:07 PM |
| 1randyp | $200.00 | 4/22/2011 3:14:28 AM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:00 AM |
| mpatrick | $25.00 | 4/22/2011 9:26:48 AM |
| Lam0nt | $100.00 | 4/22/2011 10:19:45 AM |
| integrity-hawk | $50.00 | 4/22/2011 10:59:42 AM |
| cognizant-responsibility9 | $49.09 | 4/22/2011 11:26:20 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:16:17 PM |
| Railbird | $25.00 | 4/22/2011 12:21:34 PM |
| interstellar | $50.00 | 4/22/2011 4:29:49 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
501416
This series of Notes was issued and sold upon the funding of the borrower loan #48765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,504.29 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $503.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,585 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Priceless1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Become Debt Free
Purpose of loan: I need a load to payoff some credit card debt and just have one payment and get out of debt in three years or less.
My financial situation:
I am a good candidate for this loan because I have a good credit history and I like to pay my bills on time. When I bought my house last year I used my credit cards to pay to do some remodeling and new furniture for the house. Well, that was a big mistake that now I am trying to fix with your help.
Monthly net income: $ 4,100
Housing: $1,200
Insurance: $98 for car insurance
Car expenses: $ 500
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $450
Other expenses: 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 4/8/2011 5:09:44 PM |
| simplelender80 | $100.00 | 4/8/2011 5:21:34 PM |
| reflective-rupee | $1,000.44 | 4/8/2011 5:22:58 PM |
| diplomatic-wealth7 | $25.00 | 4/8/2011 5:27:47 PM |
| SolarMoonshine | $50.00 | 4/8/2011 6:02:23 PM |
| fantastic-wampum1 | $100.00 | 4/8/2011 5:42:53 PM |
| lendstats_com | $200.00 | 4/8/2011 6:26:46 PM |
| houli123 | $1,000.00 | 4/8/2011 10:20:35 PM |
| erowis | $110.00 | 4/9/2011 9:12:52 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:37 PM |
| kindness-launcher | $600.00 | 4/11/2011 10:51:43 PM |
| thelovebug | $100.00 | 4/12/2011 8:39:17 AM |
| Kash2010lu | $25.00 | 4/12/2011 11:01:01 PM |
| Whipster | $25.00 | 4/13/2011 12:08:56 PM |
| platinum-cargo | $25.71 | 4/13/2011 3:50:36 PM |
| worth-topper4 | $25.00 | 4/14/2011 6:13:34 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:09 PM |
| rapid-currency | $25.00 | 4/15/2011 9:49:31 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:42 AM |
| fighter122 | $50.00 | 4/18/2011 9:10:48 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:50 AM |
| radiant-return | $100.00 | 4/19/2011 9:43:15 AM |
| wkeboarder21 | $50.00 | 4/19/2011 11:05:39 AM |
| loss-of-control | $150.00 | 4/19/2011 6:13:51 PM |
| natural-greenback6 | $25.00 | 4/19/2011 9:41:48 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:50 PM |
| handy-justice | $50.00 | 4/20/2011 9:21:57 AM |
| BankofBeth | $25.00 | 4/20/2011 5:24:13 PM |
| 2grindstones | $25.00 | 4/20/2011 5:38:09 PM |
| money-fort | $25.00 | 4/20/2011 5:32:52 PM |
| money-baron-roth-IRA | $120.00 | 4/20/2011 5:56:53 PM |
| cloud8 | $112.16 | 4/20/2011 6:49:03 PM |
| competent-p2p | $25.00 | 4/20/2011 8:04:22 PM |
| peer2peer-goodness | $50.00 | 4/20/2011 8:54:09 PM |
| authoritative-loot | $25.00 | 4/20/2011 6:38:31 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:33 PM |
| newest-camaraderi-fir | $50.00 | 4/20/2011 9:49:28 PM |
| sunny-justice9 | $25.00 | 4/20/2011 6:51:33 PM |
| Rico47 | $50.00 | 4/20/2011 7:23:35 PM |
| patriot897 | $25.00 | 4/20/2011 11:39:26 PM |
| Easystreet | $25.00 | 4/21/2011 2:07:41 AM |
| jmb_lending | $200.00 | 4/20/2011 9:19:26 PM |
| novice-speculator | $25.00 | 4/21/2011 1:03:24 AM |
| jpblan11 | $25.00 | 4/21/2011 4:31:51 AM |
| intrepid-loot | $25.00 | 4/21/2011 5:03:18 AM |
| privatebankerva | $25.00 | 4/21/2011 9:32:32 AM |
| thoughtful-exchange8 | $50.00 | 4/21/2011 4:31:53 PM |
| cogent | $31.76 | 4/21/2011 4:20:58 PM |
| Ocean713 | $50.00 | 4/21/2011 5:16:20 PM |
| tylerfd | $25.00 | 4/21/2011 5:18:08 PM |
| ryanshain | $1,000.00 | 4/21/2011 6:59:19 PM |
| investment-cluster | $50.00 | 4/21/2011 8:06:17 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:05 AM |
| klend4 | $150.00 | 4/22/2011 5:55:24 AM |
| valiant-money | $25.00 | 4/22/2011 8:50:21 AM |
| Railbird | $25.00 | 4/22/2011 12:21:40 PM |
| wss560 | $25.00 | 4/22/2011 2:10:15 PM |
| FinanceEngine | $35.00 | 4/22/2011 3:47:36 PM |
| ProspLending | $28.83 | 4/22/2011 2:32:50 PM |
| Nerdster1 | $25.08 | 4/22/2011 3:56:42 PM |
| suave-dime6 | $25.00 | 4/8/2011 5:23:24 PM |
| top-courteous-peso | $50.00 | 4/8/2011 5:23:41 PM |
| ingenious-deal6 | $25.00 | 4/8/2011 5:27:32 PM |
| JustMee | $25.00 | 4/8/2011 9:27:49 PM |
| p2ploan-sensation211 | $25.00 | 4/10/2011 9:18:14 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:29 PM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:42:56 AM |
| firsttouch1 | $1,000.00 | 4/11/2011 4:53:06 PM |
| p2ploan-sensation211 | $38.27 | 4/11/2011 6:51:21 PM |
| kindness-launcher | $400.00 | 4/11/2011 10:51:57 PM |
| StarshineXL | $800.00 | 4/13/2011 11:14:09 AM |
| loanman2007 | $200.00 | 4/14/2011 9:08:34 AM |
| vigorous-market5 | $200.00 | 4/14/2011 6:49:22 PM |
| StarshineXL | $200.00 | 4/14/2011 8:11:37 PM |
| power-secret-agent | $25.00 | 4/15/2011 4:52:43 AM |
| ready-interest9 | $25.00 | 4/15/2011 11:13:12 AM |
| StarshineXL | $400.00 | 4/15/2011 12:34:59 PM |
| JeffHoll | $40.00 | 4/15/2011 1:35:08 PM |
| Bob450 | $25.00 | 4/15/2011 5:40:22 PM |
| Mombo-5 | $50.00 | 4/16/2011 6:37:36 AM |
| mercuriant | $25.00 | 4/16/2011 8:30:25 AM |
| Wangchuk | $25.00 | 4/16/2011 4:53:05 PM |
| jonmars | $25.00 | 4/17/2011 12:16:05 PM |
| ursus | $50.00 | 4/18/2011 8:47:41 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:00 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:24 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:28 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:38 AM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:19 PM |
| Barmas | $50.00 | 4/20/2011 8:10:23 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:36 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:14 PM |
| DreDub | $50.00 | 4/20/2011 4:50:56 PM |
| delicious-loan093 | $50.00 | 4/20/2011 5:42:07 PM |
| CA-Lender | $75.04 | 4/20/2011 5:45:53 PM |
| credit-missile | $125.00 | 4/20/2011 6:02:05 PM |
| VJ_Financial | $100.00 | 4/20/2011 7:37:22 PM |
| red-favorable-basis | $25.00 | 4/20/2011 8:18:09 PM |
| sunny-truth6 | $25.00 | 4/20/2011 6:51:50 PM |
| SIGLLC | $50.00 | 4/20/2011 6:56:21 PM |
| dudebrah | $25.00 | 4/20/2011 11:28:17 PM |
| cowboy1983 | $25.00 | 4/21/2011 1:39:00 PM |
| omegamon1 | $32.00 | 4/21/2011 3:01:06 PM |
| worthy-bid8 | $25.00 | 4/21/2011 5:17:03 PM |
| Helenska11 | $30.00 | 4/21/2011 8:04:31 PM |
| l2fp | $30.00 | 4/21/2011 9:24:52 PM |
| PRGuyinVA | $25.00 | 4/21/2011 6:59:24 PM |
| shrewd-income | $250.00 | 4/21/2011 11:06:27 PM |
| 1randyp | $200.00 | 4/22/2011 3:25:08 AM |
| Bill88 | $35.00 | 4/22/2011 8:14:56 AM |
| mpatrick | $25.00 | 4/22/2011 9:30:09 AM |
| SDKiwi | $25.00 | 4/22/2011 9:35:39 AM |
| integrity-hawk | $50.00 | 4/22/2011 10:59:55 AM |
| Max20 | $25.00 | 4/22/2011 11:01:50 AM |
| deal-marauder6 | $50.00 | 4/22/2011 11:26:09 AM |
| busytosucceed | $50.00 | 4/22/2011 11:58:23 AM |
| brightest-income-hunter | $50.00 | 4/22/2011 1:42:10 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:34 PM |
| Reddy_Capital | $25.00 | 4/22/2011 1:32:49 PM |
| nybanker85 | $50.00 | 4/22/2011 3:25:18 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
501446
This series of Notes was issued and sold upon the funding of the borrower loan #48801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,101.21 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $483.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,037 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| systematic-deal321 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
R C W
Purpose of loan:Consolidation
This loan will be used to...pay off debt.
My financial situation:Full time Employment
I am a good candidate for this loan because...I am consistant on paying my bills.
Monthly net income: $5960.00
Monthly expenses: $5000.00
Housing: $1374.95
Insurance: $3000.00/ yr . auto and home
Car expenses: $333.12 pmnt. 500.00 fuel
Utilities: $385.00
Phone, cable, internet: $180.00 Family cell plan
Food, entertainment: $300.00 to 450.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $75.00 | 4/9/2011 12:03:14 PM |
| BxRealtor | $25.00 | 4/9/2011 12:10:00 PM |
| top-courteous-peso | $50.00 | 4/9/2011 12:06:40 PM |
| Wangchuk | $25.01 | 4/9/2011 2:08:45 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:28:41 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:29 PM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:58:47 AM |
| brightest-dignified-penny | $25.00 | 4/11/2011 4:44:59 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:31:22 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:29 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:39 AM |
| sharp-trade0 | $25.00 | 4/13/2011 12:58:48 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:50 AM |
| patriot897 | $25.00 | 4/14/2011 5:19:40 PM |
| Weaverville | $50.00 | 4/14/2011 7:39:31 PM |
| Mariner3605 | $25.00 | 4/15/2011 6:13:24 AM |
| Tradesmanlender | $25.00 | 4/18/2011 4:56:59 PM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:49 AM |
| bold-durability-drum | $50.00 | 4/19/2011 5:58:07 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:12 PM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:01 AM |
| wtrboy | $50.00 | 4/20/2011 10:15:12 PM |
| SiebirdLending | $25.00 | 4/21/2011 4:17:17 PM |
| MARSTUN | $50.00 | 4/22/2011 1:41:35 AM |
| Anny-Disco | $75.00 | 4/22/2011 4:04:56 AM |
| Bill88 | $25.00 | 4/22/2011 8:15:41 AM |
| JTCorp | $25.00 | 4/22/2011 9:37:31 AM |
| silver-buckeye | $100.00 | 4/22/2011 9:41:36 AM |
| kenji4861 | $25.00 | 4/22/2011 10:01:56 AM |
| dudebrah | $25.00 | 4/22/2011 10:11:24 AM |
| FinanceEngine | $30.00 | 4/22/2011 11:49:03 AM |
| dynrep | $25.00 | 4/22/2011 11:06:51 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:12:51 PM |
| itskarma | $50.00 | 4/22/2011 12:23:01 PM |
| diverse-benjamins | $25.00 | 4/22/2011 12:50:20 PM |
| noble-marketplace | $28.00 | 4/22/2011 11:54:00 AM |
| loss-of-control | $150.00 | 4/22/2011 2:22:00 PM |
| platinum-cargo | $30.00 | 4/22/2011 3:18:51 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:06 PM |
| Chewbaca | $25.00 | 4/22/2011 4:24:09 PM |
| DreDub | $100.00 | 4/22/2011 5:26:05 PM |
| richboy56 | $25.00 | 4/22/2011 5:28:31 PM |
| balanced-rupee | $50.00 | 4/22/2011 5:27:26 PM |
| emosspot | $25.00 | 4/22/2011 5:44:42 PM |
| siesta100 | $50.00 | 4/22/2011 5:28:19 PM |
| durability-mad-scientist4 | $38.81 | 4/22/2011 5:28:14 PM |
| ersheido | $50.00 | 4/22/2011 5:28:27 PM |
| lostontheedge | $25.00 | 4/22/2011 5:31:56 PM |
| supersarah61 | $50.00 | 4/22/2011 5:37:47 PM |
| zebra7 | $50.00 | 4/22/2011 7:34:59 PM |
| dinero-fighter | $500.00 | 4/22/2011 6:17:20 PM |
| sfmf | $25.00 | 4/22/2011 8:05:39 PM |
| handy-justice | $100.00 | 4/22/2011 6:26:57 PM |
| Importexport | $100.00 | 4/22/2011 8:18:46 PM |
| orgy63 | $50.00 | 4/22/2011 8:15:29 PM |
| hope-lionheart1 | $33.00 | 4/22/2011 9:00:04 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:20 PM |
| musososeki | $46.00 | 4/22/2011 9:06:38 PM |
| fortress767 | $50.00 | 4/22/2011 8:28:52 PM |
| brandall | $50.00 | 4/22/2011 8:27:55 PM |
| fair-payment4 | $25.00 | 4/22/2011 8:36:17 PM |
| janeybooboo | $100.00 | 4/22/2011 8:40:05 PM |
| Rick21 | $25.00 | 4/22/2011 8:49:01 PM |
| setUup | $26.40 | 4/22/2011 10:09:03 PM |
| brightest-fascinating-principal | $50.00 | 4/22/2011 9:14:37 PM |
| sacmt | $32.00 | 4/22/2011 10:43:31 PM |
| ddog0224 | $100.00 | 4/22/2011 9:32:57 PM |
| admirable-basis1 | $25.00 | 4/22/2011 9:52:13 PM |
| UCSBGAUCHOS | $25.00 | 4/22/2011 10:13:15 PM |
| transaction-raccoon | $60.00 | 4/22/2011 10:51:44 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:59 PM |
| fortytwo | $100.00 | 4/23/2011 2:31:43 AM |
| top-impressive-dinero | $50.00 | 4/23/2011 12:49:19 AM |
| fun2invest | $25.00 | 4/23/2011 2:57:10 AM |
| ClearLake | $25.00 | 4/23/2011 3:08:59 AM |
| rmachi | $25.00 | 4/23/2011 2:30:33 AM |
| zeelender | $25.00 | 4/23/2011 2:56:06 AM |
| Cheburashka | $25.00 | 4/23/2011 3:08:03 AM |
| MissionMicroFinance | $25.00 | 4/23/2011 3:45:25 AM |
| meenan | $50.00 | 4/23/2011 4:00:57 AM |
| irrelevant | $25.00 | 4/23/2011 4:19:57 AM |
| mad4wknds | $46.66 | 4/23/2011 4:21:24 AM |
| devoider | $25.00 | 4/23/2011 4:30:49 AM |
| Banker7371 | $25.00 | 4/23/2011 5:00:16 AM |
| gold-sushi | $25.00 | 4/23/2011 5:12:50 AM |
| intrepid-loot | $25.00 | 4/23/2011 5:11:36 AM |
| loanman2007 | $150.00 | 4/23/2011 5:15:50 AM |
| orange-dollar-guild | $25.00 | 4/23/2011 5:41:02 AM |
| sensible-fund | $48.13 | 4/23/2011 5:22:40 AM |
| nalaari | $25.00 | 4/23/2011 5:25:14 AM |
| peace-maximizer8 | $25.00 | 4/23/2011 5:39:59 AM |
| gilbrear | $25.00 | 4/23/2011 6:30:35 AM |
| southIT | $50.00 | 4/23/2011 6:39:03 AM |
| EtaDuck | $25.00 | 4/23/2011 6:24:29 AM |
| riveting-rate | $50.00 | 4/23/2011 8:32:56 AM |
| mrrc7498 | $25.00 | 4/23/2011 7:44:15 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:15 AM |
| donmacprosper | $25.00 | 4/23/2011 10:04:57 AM |
| greenback-guard | $25.00 | 4/23/2011 10:51:37 AM |
| gold-disk | $50.00 | 4/23/2011 11:06:25 AM |
| handshake5 | $100.00 | 4/23/2011 10:35:20 AM |
| leverage-holly | $25.00 | 4/23/2011 11:14:33 AM |
| Zolton | $100.00 | 4/9/2011 12:09:17 PM |
| efficient-treasure0 | $25.00 | 4/9/2011 12:12:01 PM |
| reflective-rupee | $1,000.44 | 4/9/2011 12:22:15 PM |
| DasMula | $27.00 | 4/9/2011 12:48:16 PM |
| yield-seeker | $25.00 | 4/11/2011 6:20:28 PM |
| simplelender80 | $100.00 | 4/11/2011 6:28:32 PM |
| MasterJin | $25.00 | 4/14/2011 12:14:07 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:15 PM |
| ursus | $100.00 | 4/18/2011 8:59:39 AM |
| radforj22 | $25.00 | 4/19/2011 4:51:52 PM |
| loot-heart | $25.00 | 4/19/2011 5:47:28 PM |
| orderandprogress | $25.00 | 4/19/2011 10:21:56 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:35 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:10 AM |
| Barmas | $50.00 | 4/20/2011 8:11:58 AM |
| jazzlender | $25.00 | 4/20/2011 9:25:09 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:43 AM |
| Hondo | $25.00 | 4/20/2011 1:21:11 PM |
| melodious-fairness | $50.00 | 4/20/2011 12:44:37 PM |
| Ocean713 | $50.00 | 4/20/2011 3:25:30 PM |
| celkram | $25.00 | 4/20/2011 9:49:41 PM |
| tuffshorty | $50.00 | 4/21/2011 10:14:05 AM |
| hopethisworks | $50.00 | 4/21/2011 10:00:11 PM |
| mrpowers5531 | $25.00 | 4/22/2011 9:44:55 AM |
| msbutah | $50.00 | 4/22/2011 9:48:01 AM |
| benjamin67 | $25.00 | 4/22/2011 9:40:38 AM |
| CatFunded | $50.00 | 4/22/2011 10:54:17 AM |
| Whitewater_Loans | $50.00 | 4/22/2011 12:08:40 PM |
| the-profit-oracle | $25.00 | 4/22/2011 1:10:34 PM |
| NYCFinancier | $25.00 | 4/22/2011 11:52:36 AM |
| integrity-doctor | $100.00 | 4/22/2011 1:48:12 PM |
| bigphish | $50.00 | 4/22/2011 1:10:49 PM |
| reflective-rupee | $1,000.55 | 4/22/2011 2:00:39 PM |
| CA-Lender | $25.04 | 4/22/2011 2:29:42 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:38 PM |
| nybanker85 | $50.00 | 4/22/2011 5:06:21 PM |
| justice-dna | $35.00 | 4/22/2011 5:28:08 PM |
| aasx1108 | $25.00 | 4/22/2011 5:29:30 PM |
| reflective-rupee | $1,000.55 | 4/22/2011 5:18:50 PM |
| keeks | $25.00 | 4/22/2011 5:34:27 PM |
| zippy-interest | $50.00 | 4/22/2011 6:39:23 PM |
| famous-bill | $25.00 | 4/22/2011 5:36:30 PM |
| competent-p2p | $46.00 | 4/22/2011 6:05:56 PM |
| jarf | $50.00 | 4/22/2011 6:15:48 PM |
| adub1979 | $50.00 | 4/22/2011 7:25:17 PM |
| gala279 | $219.18 | 4/22/2011 8:08:44 PM |
| Pitufo | $50.00 | 4/22/2011 9:06:18 PM |
| 5kids5 | $60.15 | 4/22/2011 8:21:51 PM |
| pragmatic-camaraderi | $25.00 | 4/22/2011 9:26:35 PM |
| Binan | $25.00 | 4/22/2011 8:38:08 PM |
| Sixmil | $100.00 | 4/22/2011 9:47:28 PM |
| jasonrun | $25.00 | 4/22/2011 9:53:39 PM |
| cloud8 | $34.89 | 4/22/2011 9:23:29 PM |
| vishal29 | $50.00 | 4/22/2011 9:28:46 PM |
| thoughtful-exchange8 | $50.00 | 4/22/2011 9:37:58 PM |
| mrcrace | $25.00 | 4/22/2011 11:00:23 PM |
| Jazzy503 | $25.01 | 4/22/2011 10:00:48 PM |
| wascocor | $25.01 | 4/22/2011 10:34:00 PM |
| Bidwinner08 | $50.00 | 4/22/2011 10:51:29 PM |
| shrewd-income | $500.00 | 4/22/2011 10:51:58 PM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:00 AM |
| theaterguy | $25.00 | 4/23/2011 3:08:36 AM |
| riproaringrapids | $25.00 | 4/23/2011 1:39:46 AM |
| alpinaut | $25.00 | 4/23/2011 2:40:32 AM |
| museic1 | $29.01 | 4/23/2011 4:06:06 AM |
| flwah | $25.00 | 4/23/2011 4:05:40 AM |
| onlyinchicago | $40.43 | 4/23/2011 3:57:28 AM |
| Cubsfan07 | $25.00 | 4/23/2011 4:22:00 AM |
| rulender | $25.00 | 4/23/2011 4:24:44 AM |
| treasure-bliss | $50.00 | 4/23/2011 4:47:49 AM |
| harty | $50.00 | 4/23/2011 4:25:40 AM |
| blissful-note7 | $50.00 | 4/23/2011 5:29:43 AM |
| orange-preeminant-bill | $50.00 | 4/23/2011 5:24:57 AM |
| studious-bonus7 | $100.00 | 4/23/2011 5:27:39 AM |
| ryanshain | $1,000.00 | 4/23/2011 5:41:30 AM |
| Mindful7 | $25.00 | 4/23/2011 6:04:09 AM |
| nickel-demon2 | $217.12 | 4/23/2011 7:01:51 AM |
| shrewd-income | $116.95 | 4/23/2011 7:13:15 AM |
| Techne_Funds_LLC | $25.00 | 4/23/2011 7:23:10 AM |
| GL464 | $69.87 | 4/23/2011 8:40:27 AM |
| macgeek | $25.00 | 4/23/2011 9:35:15 AM |
| credible-durability | $25.00 | 4/23/2011 9:59:26 AM |
| ouyangers | $25.00 | 4/23/2011 10:37:35 AM |
| NPR65 | $25.00 | 4/23/2011 10:38:16 AM |
| velocity-solo | $25.00 | 4/23/2011 10:52:04 AM |
| 187 Investments
|
Borrower Payment Dependent Notes Series
501458
This series of Notes was issued and sold upon the funding of the borrower loan #48757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,080.15 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $349.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,869 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finder812 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to consolidate debt
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4,400
Monthly expenses: $ 2,350
Housing: $ 800
Insurance: $ 70
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 150
Clothing, household expenses: $ 130
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
What do you teach?
Are you still employed under the tight state budget?
Thanks, - p2ploan-sensation211
A:
I have been teaching first grade for 10 years, and yes I am still employed. The teacher lay offs go to the teachers who have 1-2 years of experience.
(Apr-10-2011)
Q:
Your credit balance shows ~&7000, but you are seeking a loan of twice the amount. Is there other debt that you are trying to consolidate with this loan. - delicious-loan093
A:
I am paying off my husband's credit card debt.
(Apr-10-2011)
Q:
Thanks for answering the question, what is the total family debt and the interest on this debt. - delicious-loan093
A:
We have 15,000 in credit card debt with interest rates averaging 25%.
(Apr-12-2011)
Q:
what are your total debts? - p2ploan-sensation211
A:
$15,000 in credit card debt.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/9/2011 12:09:25 PM |
| reflective-rupee | $1,000.44 | 4/9/2011 12:15:46 PM |
| competent-p2p | $45.00 | 4/11/2011 6:38:43 AM |
| Jofga | $50.00 | 4/11/2011 12:11:32 PM |
| p2ploan-sensation211 | $25.00 | 4/11/2011 4:21:51 PM |
| p40thawk | $25.00 | 4/13/2011 10:43:55 AM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:52 AM |
| Spiderman55 | $25.00 | 4/14/2011 8:35:46 AM |
| basis-sycamore | $26.74 | 4/14/2011 10:56:08 AM |
| transformer855 | $25.00 | 4/14/2011 7:13:49 PM |
| Weaverville | $50.00 | 4/14/2011 7:39:32 PM |
| ursus | $100.00 | 4/18/2011 8:59:40 AM |
| Tradesmanlender | $25.00 | 4/18/2011 4:57:00 PM |
| California04 | $50.00 | 4/19/2011 5:45:52 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:37 PM |
| orderandprogress | $25.00 | 4/19/2011 10:21:58 PM |
| friendly-market5 | $25.00 | 4/20/2011 3:36:47 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:07 AM |
| jazzlender | $25.00 | 4/20/2011 9:25:11 AM |
| Hondo | $25.00 | 4/20/2011 1:21:12 PM |
| Ripsaw4U | $50.00 | 4/20/2011 2:13:01 PM |
| Ocean713 | $50.00 | 4/20/2011 3:25:31 PM |
| terrific-return | $50.00 | 4/20/2011 4:53:57 PM |
| mraleig | $220.00 | 4/20/2011 5:30:07 PM |
| tuffshorty | $50.00 | 4/21/2011 10:14:07 AM |
| bid-papyrus | $25.00 | 4/21/2011 2:39:36 PM |
| hopethisworks | $50.00 | 4/21/2011 10:00:13 PM |
| Bill88 | $35.00 | 4/22/2011 8:18:40 AM |
| silver-buckeye | $100.00 | 4/22/2011 8:57:32 AM |
| goldenretriever | $100.00 | 4/22/2011 9:31:33 AM |
| triumph329 | $30.00 | 4/22/2011 10:04:31 AM |
| dudebrah | $25.00 | 4/22/2011 10:13:43 AM |
| Whitewall | $40.00 | 4/22/2011 9:38:39 AM |
| jules3304 | $25.00 | 4/22/2011 10:58:19 AM |
| FinanceEngine | $30.00 | 4/22/2011 11:50:17 AM |
| authoritative-loot | $25.00 | 4/22/2011 11:39:14 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:52:25 AM |
| KakeztheKid | $300.00 | 4/22/2011 12:06:50 PM |
| penny-finder | $33.33 | 4/22/2011 1:39:51 PM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:14:19 PM |
| fund-medalist171 | $37.00 | 4/22/2011 12:28:01 PM |
| p2p-eagle9 | $25.00 | 4/22/2011 2:25:42 PM |
| octoberfresh | $25.00 | 4/22/2011 1:01:53 PM |
| integrity-doctor | $100.00 | 4/22/2011 1:40:35 PM |
| first-serene-credit | $25.00 | 4/22/2011 1:53:11 PM |
| reflective-rupee | $1,000.55 | 4/22/2011 2:03:05 PM |
| loss-of-control | $100.00 | 4/22/2011 2:20:52 PM |
| tranquil-diversification8 | $100.00 | 4/22/2011 2:29:32 PM |
| dirkgently | $30.00 | 4/22/2011 4:14:09 PM |
| CreditBuilder2 | $150.00 | 4/22/2011 4:42:03 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:08:15 PM |
| benjamin67 | $25.00 | 4/22/2011 5:31:53 PM |
| zippy-revenue8 | $25.00 | 4/22/2011 6:28:17 PM |
| msbutah | $50.00 | 4/22/2011 5:32:00 PM |
| keeks | $25.00 | 4/22/2011 5:34:28 PM |
| CA-Lender | $25.04 | 4/22/2011 5:52:05 PM |
| dinero-fighter | $500.00 | 4/22/2011 6:29:20 PM |
| bibliomania | $25.00 | 4/22/2011 6:47:46 PM |
| important-ore | $150.00 | 4/22/2011 8:14:06 PM |
| orgy63 | $50.00 | 4/22/2011 8:20:51 PM |
| profitable-money | $25.00 | 4/22/2011 9:24:28 PM |
| top-impressive-dinero | $50.00 | 4/23/2011 12:49:21 AM |
| fortytwo | $100.00 | 4/23/2011 2:31:45 AM |
| riproaringrapids | $25.00 | 4/23/2011 1:39:47 AM |
| alpinaut | $25.00 | 4/23/2011 2:40:34 AM |
| CornerKetch | $25.00 | 4/23/2011 3:05:12 AM |
| ladyonthebay | $25.00 | 4/23/2011 4:11:39 AM |
| TeamAmerica | $25.00 | 4/23/2011 4:39:55 AM |
| nalaari | $25.00 | 4/23/2011 5:25:17 AM |
| Copper2000 | $28.41 | 4/23/2011 5:21:52 AM |
| ryanshain | $1,500.00 | 4/23/2011 5:46:15 AM |
| sportcraft18 | $80.00 | 4/23/2011 5:38:19 AM |
| newest-bountiful-basis | $25.00 | 4/23/2011 5:41:00 AM |
| CheapDolo22 | $25.00 | 4/23/2011 6:54:14 AM |
| mrrc7498 | $25.00 | 4/23/2011 7:44:16 AM |
| astute-benjamins | $25.00 | 4/23/2011 7:46:27 AM |
| macgeek | $25.00 | 4/23/2011 9:35:18 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:17 AM |
| sinner_c5 | $25.00 | 4/23/2011 9:47:06 AM |
| credible-durability | $25.00 | 4/23/2011 9:59:30 AM |
| leverage-holly | $25.00 | 4/23/2011 11:14:34 AM |
| indomitable-coin | $50.00 | 4/9/2011 12:07:08 PM |
| efficient-treasure0 | $25.00 | 4/9/2011 12:12:06 PM |
| Peterman | $25.00 | 4/9/2011 12:09:47 PM |
| BxRealtor | $25.00 | 4/9/2011 12:10:05 PM |
| DasMula | $27.00 | 4/9/2011 12:49:18 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:31 PM |
| NYBIZ | $25.00 | 4/9/2011 7:33:52 PM |
| caring-hope2 | $200.00 | 4/10/2011 6:11:01 AM |
| Bank_Of_XL | $100.00 | 4/10/2011 12:06:14 PM |
| yield-seeker | $25.00 | 4/11/2011 8:38:58 AM |
| simplelender80 | $100.00 | 4/11/2011 6:28:36 PM |
| mgking007 | $25.00 | 4/11/2011 11:00:42 PM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 7:59:19 AM |
| delicious-loan093 | $100.00 | 4/12/2011 5:59:59 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:41 AM |
| vine99 | $75.00 | 4/13/2011 10:16:03 PM |
| MasterJin | $25.00 | 4/14/2011 12:14:08 PM |
| Mariner3605 | $25.00 | 4/15/2011 10:33:30 AM |
| loyalty-czar | $56.60 | 4/15/2011 2:33:37 PM |
| Quid-Pro-Quo | $25.00 | 4/15/2011 5:08:06 PM |
| AFairDeal | $50.00 | 4/16/2011 7:35:06 AM |
| hat7e | $125.00 | 4/17/2011 4:16:53 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:17 PM |
| patriot897 | $25.00 | 4/18/2011 3:48:49 PM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:53 AM |
| radforj22 | $25.00 | 4/19/2011 5:46:50 PM |
| loot-heart | $25.00 | 4/19/2011 5:57:12 PM |
| bold-durability-drum | $50.00 | 4/19/2011 5:58:12 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:15 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:11 AM |
| spy0 | $25.00 | 4/20/2011 9:37:20 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:23 AM |
| melodious-fairness | $50.00 | 4/20/2011 12:44:41 PM |
| sharp-trade0 | $25.00 | 4/20/2011 1:12:51 PM |
| BankofBeth | $25.00 | 4/20/2011 5:18:25 PM |
| potatoepicker | $200.00 | 4/20/2011 4:32:54 PM |
| jarf | $25.00 | 4/20/2011 7:17:12 PM |
| palace2 | $300.00 | 4/20/2011 8:24:57 PM |
| celkram | $25.00 | 4/20/2011 9:49:42 PM |
| wtrboy | $50.00 | 4/21/2011 8:31:04 AM |
| djh47a | $25.00 | 4/21/2011 4:16:30 PM |
| MARSTUN | $50.00 | 4/22/2011 1:41:37 AM |
| Anny-Disco | $75.00 | 4/22/2011 4:05:00 AM |
| lazyeye | $37.95 | 4/22/2011 5:48:19 AM |
| 113121 | $75.00 | 4/22/2011 9:39:19 AM |
| Use_It_Wisely | $50.00 | 4/22/2011 10:33:00 AM |
| billk333 | $25.00 | 4/22/2011 9:59:03 AM |
| katnmouse | $25.00 | 4/22/2011 10:22:17 AM |
| balance-trailblazer | $200.00 | 4/22/2011 10:15:01 AM |
| easylivin | $25.00 | 4/22/2011 10:59:59 AM |
| friendly-moola0 | $250.00 | 4/22/2011 11:07:00 AM |
| CatFunded | $50.00 | 4/22/2011 11:18:30 AM |
| balance-force | $26.86 | 4/22/2011 12:14:18 PM |
| itskarma | $50.00 | 4/22/2011 12:26:21 PM |
| Whitewater_Loans | $50.00 | 4/22/2011 12:02:53 PM |
| nevetsnosliw1 | $25.00 | 4/22/2011 12:57:28 PM |
| jigsawhc | $30.00 | 4/22/2011 12:55:01 PM |
| bigphish | $50.00 | 4/22/2011 1:10:50 PM |
| the-profit-oracle | $25.00 | 4/22/2011 1:10:35 PM |
| platinum-cargo | $31.09 | 4/22/2011 3:16:48 PM |
| Eddy-2-Aces | $50.00 | 4/22/2011 4:10:59 PM |
| peso-tiramisu | $25.00 | 4/22/2011 4:29:09 PM |
| DreDub | $100.00 | 4/22/2011 5:26:07 PM |
| Zuzu | $25.00 | 4/22/2011 4:55:50 PM |
| balanced-rupee | $50.00 | 4/22/2011 5:27:28 PM |
| siesta100 | $50.00 | 4/22/2011 5:28:20 PM |
| kenji4861 | $25.00 | 4/22/2011 5:32:46 PM |
| justice-dna | $35.00 | 4/22/2011 5:28:10 PM |
| ersheido | $50.00 | 4/22/2011 5:28:28 PM |
| aasx1108 | $25.00 | 4/22/2011 5:29:35 PM |
| lostontheedge | $25.00 | 4/22/2011 5:31:57 PM |
| JTCorp | $25.00 | 4/22/2011 5:31:46 PM |
| Axium | $50.00 | 4/22/2011 6:39:21 PM |
| handy-justice | $100.00 | 4/22/2011 6:39:51 PM |
| nybanker85 | $50.00 | 4/22/2011 5:34:35 PM |
| supersarah61 | $50.00 | 4/22/2011 5:40:53 PM |
| emosspot | $25.00 | 4/22/2011 5:44:43 PM |
| bmbanzai | $25.00 | 4/22/2011 7:41:52 PM |
| aquarexbi | $100.00 | 4/22/2011 6:19:31 PM |
| Prosp_Lender | $50.00 | 4/22/2011 8:14:20 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:23 PM |
| shalofin | $200.00 | 4/22/2011 6:30:48 PM |
| zippy-interest | $50.00 | 4/22/2011 6:39:25 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:14:17 PM |
| janeybooboo | $100.00 | 4/22/2011 8:46:37 PM |
| availableloan | $25.00 | 4/22/2011 7:29:57 PM |
| zebra7 | $50.00 | 4/22/2011 7:35:00 PM |
| pragmatic-camaraderi | $25.00 | 4/22/2011 9:26:36 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:30:01 PM |
| rmachi | $25.00 | 4/23/2011 2:30:35 AM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:01 AM |
| Interloper | $25.00 | 4/23/2011 2:38:34 AM |
| Anamorph | $25.00 | 4/23/2011 3:14:20 AM |
| Cheburashka | $25.00 | 4/23/2011 3:08:09 AM |
| meenan | $36.58 | 4/23/2011 4:01:00 AM |
| harty | $50.00 | 4/23/2011 4:25:41 AM |
| irrelevant | $25.00 | 4/23/2011 4:27:17 AM |
| Cubsfan07 | $25.00 | 4/23/2011 4:22:02 AM |
| Banker7371 | $25.00 | 4/23/2011 5:00:19 AM |
| intrepid-loot | $75.00 | 4/23/2011 5:14:21 AM |
| commitment-farm | $25.00 | 4/23/2011 5:39:06 AM |
| studious-bonus7 | $100.00 | 4/23/2011 5:41:52 AM |
| loanman2007 | $150.00 | 4/23/2011 5:22:45 AM |
| ritwngr | $25.00 | 4/23/2011 5:49:16 AM |
| peace-maximizer8 | $25.00 | 4/23/2011 5:40:00 AM |
| Dskillz | $80.00 | 4/23/2011 5:39:44 AM |
| EtaDuck | $25.00 | 4/23/2011 6:24:30 AM |
| ChewyZ | $25.00 | 4/23/2011 6:56:44 AM |
| Centaur | $50.00 | 4/23/2011 9:14:24 AM |
| orange-dollar-guild | $25.00 | 4/23/2011 9:58:23 AM |
| B1 | $47.56 | 4/23/2011 9:03:23 AM |
| gold-disk | $50.00 | 4/23/2011 11:06:28 AM |
| handshake5 | $100.00 | 4/23/2011 10:35:22 AM |
| 194 Investments
|
Borrower Payment Dependent Notes Series
501480
This series of Notes was issued and sold upon the funding of the borrower loan #48751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $190.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,247 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glimmering-hope9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mrs Black
Purpose of loan:
This loan will be used to...Consolidate debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time...currently about the same each month on four credit cards that I would need to pay each month on this loan. My employment is also very reliable. My credit is important to me!! I would not want to jeopardize my score by not paying every month on time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/9/2011 12:06:45 PM |
| scrappy-bonus2 | $25.00 | 4/9/2011 12:08:58 PM |
| Zolton | $100.00 | 4/9/2011 12:09:33 PM |
| BxRealtor | $25.00 | 4/9/2011 12:10:08 PM |
| reflective-rupee | $100.44 | 4/9/2011 12:23:09 PM |
| efficient-treasure0 | $25.00 | 4/9/2011 12:12:11 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:33 PM |
| availableloan | $25.00 | 4/9/2011 9:16:55 PM |
| yield-seeker | $25.00 | 4/11/2011 8:38:59 AM |
| selector568 | $50.00 | 4/11/2011 9:27:01 AM |
| simplelender80 | $100.00 | 4/11/2011 6:28:40 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:29:13 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:53:57 PM |
| a-finance-nirvana | $25.00 | 4/12/2011 5:26:15 PM |
| atbright | $25.00 | 4/12/2011 9:58:47 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:43 AM |
| p40thawk | $25.00 | 4/13/2011 11:25:06 AM |
| cash-cymbal | $50.00 | 4/13/2011 8:45:11 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:55 AM |
| petsheep | $25.00 | 4/14/2011 9:43:28 AM |
| MasterJin | $25.00 | 4/14/2011 12:14:11 PM |
| AFairDeal | $50.00 | 4/16/2011 7:35:08 AM |
| Trident-Fund | $25.00 | 4/16/2011 1:18:23 PM |
| Charmart | $25.00 | 4/16/2011 7:21:16 PM |
| alex206 | $25.00 | 4/17/2011 5:35:07 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:19 PM |
| ursus | $100.00 | 4/18/2011 8:59:44 AM |
| djh47a | $25.00 | 4/18/2011 10:47:43 AM |
| sharp-trade0 | $25.00 | 4/19/2011 6:01:34 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:17 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:38 PM |
| Hondo | $25.00 | 4/20/2011 1:21:15 PM |
| Ocean713 | $50.00 | 4/20/2011 3:25:35 PM |
| palace2 | $200.00 | 4/20/2011 8:20:18 PM |
| currency-persimmon | $100.00 | 4/21/2011 1:13:55 PM |
| openness-viking | $50.15 | 4/21/2011 1:37:29 PM |
| nikebootie | $25.00 | 4/21/2011 11:18:08 AM |
| engaging-worth | $25.00 | 4/21/2011 3:52:38 PM |
| 1SteelerFan | $30.00 | 4/21/2011 2:58:34 PM |
| NYBIZ | $25.00 | 4/21/2011 3:06:18 PM |
| interstellar | $50.00 | 4/21/2011 4:19:47 PM |
| vutah | $25.00 | 4/21/2011 4:09:48 PM |
| bid-papyrus | $25.00 | 4/21/2011 2:39:38 PM |
| titilsbie14 | $40.00 | 4/21/2011 4:45:38 PM |
| friendinmoney | $29.68 | 4/21/2011 3:51:18 PM |
| delicious-loan093 | $25.00 | 4/21/2011 4:41:45 PM |
| palace2 | $200.00 | 4/21/2011 5:20:21 PM |
| aiming_for_42 | $25.00 | 4/21/2011 5:06:39 PM |
| hopethisworks | $25.00 | 4/21/2011 10:00:19 PM |
| rce1964 | $25.00 | 4/22/2011 3:13:27 AM |
| crazyinjun | $30.00 | 4/22/2011 7:54:29 AM |
| Barmas | $50.00 | 4/22/2011 8:35:36 AM |
| Cherrypicker | $50.00 | 4/22/2011 8:58:57 AM |
| circustab | $50.00 | 4/22/2011 11:20:13 AM |
| RainyDayLoans | $75.00 | 4/22/2011 12:05:29 PM |
| MacAtk | $100.00 | 4/22/2011 12:47:09 PM |
| bigphish | $50.00 | 4/22/2011 1:10:52 PM |
| refined-penny | $33.12 | 4/22/2011 4:53:48 PM |
| JTCorp | $25.00 | 4/22/2011 5:31:49 PM |
| msbutah | $50.00 | 4/22/2011 5:32:02 PM |
| charming-dough0 | $25.00 | 4/22/2011 5:23:04 PM |
| wtrboy | $50.00 | 4/22/2011 5:28:01 PM |
| Axium | $50.00 | 4/22/2011 6:17:29 PM |
| commerceasaurus-rex2 | $25.00 | 4/22/2011 6:34:08 PM |
| kenji4861 | $25.00 | 4/22/2011 5:32:54 PM |
| dinero-fighter | $100.00 | 4/22/2011 5:40:53 PM |
| emosspot | $25.00 | 4/22/2011 5:44:46 PM |
| zippy-interest | $50.00 | 4/22/2011 6:39:31 PM |
| Family_Investor | $62.53 | 4/22/2011 7:03:48 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:08:28 PM |
| organized-payment6 | $50.00 | 4/9/2011 12:07:33 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:26:31 PM |
| currency-persimmon | $100.00 | 4/9/2011 4:52:05 PM |
| astute-fairness0 | $25.00 | 4/10/2011 5:59:45 PM |
| Mav26 | $38.36 | 4/12/2011 9:46:44 AM |
| dime-surge | $50.00 | 4/13/2011 9:38:03 AM |
| Weaverville | $50.00 | 4/14/2011 7:39:34 PM |
| reflective-dollar8 | $50.00 | 4/15/2011 10:01:56 AM |
| Mariner3605 | $25.00 | 4/16/2011 2:56:15 AM |
| Tradesmanlender | $25.00 | 4/18/2011 4:57:06 PM |
| discrete-asset | $25.00 | 4/19/2011 8:56:48 AM |
| SiebirdLending | $25.00 | 4/19/2011 10:20:22 AM |
| patriot897 | $25.00 | 4/19/2011 4:59:03 PM |
| California04 | $50.00 | 4/19/2011 5:45:55 PM |
| radforj22 | $25.00 | 4/19/2011 5:46:53 PM |
| bold-durability-drum | $50.00 | 4/19/2011 5:58:15 PM |
| rmbot | $75.00 | 4/19/2011 5:51:31 PM |
| loot-heart | $25.00 | 4/19/2011 7:06:48 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:15 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:11 AM |
| jazzlender | $25.00 | 4/20/2011 9:25:17 AM |
| Theodon | $25.00 | 4/20/2011 10:09:46 AM |
| melodious-fairness | $50.00 | 4/20/2011 12:44:45 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:25 AM |
| Ripsaw4U | $39.00 | 4/20/2011 2:13:03 PM |
| celkram | $25.00 | 4/20/2011 9:49:48 PM |
| techreseller | $50.00 | 4/21/2011 6:43:01 AM |
| yield-blanket | $25.00 | 4/21/2011 8:21:31 AM |
| director877 | $50.00 | 4/21/2011 7:12:52 AM |
| goldenretriever | $100.00 | 4/21/2011 12:08:47 PM |
| Victor-E-Lane | $25.00 | 4/21/2011 1:43:45 PM |
| werdnaff | $30.00 | 4/21/2011 1:46:58 PM |
| momoney2lend | $25.00 | 4/21/2011 1:24:59 PM |
| noble-marketplace | $25.00 | 4/21/2011 2:00:05 PM |
| klend4 | $25.00 | 4/21/2011 2:06:42 PM |
| saahilld | $25.00 | 4/21/2011 1:39:46 PM |
| dmk2006 | $25.00 | 4/21/2011 2:20:44 PM |
| wealth-owner | $100.00 | 4/21/2011 3:19:50 PM |
| TheTimeIsNow | $25.00 | 4/21/2011 4:14:19 PM |
| wild-orange | $100.00 | 4/21/2011 3:37:52 PM |
| reflective-rupee | $200.55 | 4/21/2011 4:12:53 PM |
| xyzpl | $50.00 | 4/21/2011 5:03:17 PM |
| economy-beast | $50.00 | 4/21/2011 5:25:08 PM |
| Photoman42 | $25.00 | 4/21/2011 5:26:56 PM |
| BankofBeth | $25.00 | 4/21/2011 7:16:13 PM |
| MARSTUN | $50.00 | 4/22/2011 1:41:42 AM |
| Aaron_Oz | $25.00 | 4/22/2011 2:58:49 AM |
| Anny-Disco | $75.00 | 4/22/2011 4:05:10 AM |
| gogrannygo | $25.00 | 4/22/2011 7:08:05 AM |
| wwwUniversal | $25.00 | 4/22/2011 12:49:13 PM |
| the-profit-oracle | $25.00 | 4/22/2011 1:10:38 PM |
| impressive-p2p7 | $25.00 | 4/22/2011 1:25:49 PM |
| Reddy_Capital | $25.00 | 4/22/2011 1:34:58 PM |
| Happyhourcomics | $25.00 | 4/22/2011 2:03:38 PM |
| wss560 | $25.00 | 4/22/2011 2:18:15 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:39 PM |
| a-exponential-hope | $25.00 | 4/22/2011 5:01:25 PM |
| orderandprogress | $25.00 | 4/22/2011 5:30:29 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:11 PM |
| yennib | $44.91 | 4/22/2011 5:31:51 PM |
| tuffshorty | $50.00 | 4/22/2011 5:28:32 PM |
| benjamin67 | $25.00 | 4/22/2011 5:31:54 PM |
| mex_invests | $25.00 | 4/22/2011 5:57:06 PM |
| hard-working-interest153 | $25.00 | 4/22/2011 6:35:17 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
501486
This series of Notes was issued and sold upon the funding of the borrower loan #48722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,976.34 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $129.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 8y 10m |
|
Amount delinquent:
| $1,427 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,267 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-fortress1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
other expenses
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Current market value $243,500.
Balance $200,691.
(Apr-09-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| kindness-launcher | $600.00 | 4/9/2011 2:14:39 PM |
| vigorous-market5 | $200.00 | 4/15/2011 1:48:13 AM |
| rmbot | $75.00 | 4/20/2011 6:09:30 PM |
| reflective-rupee | $200.55 | 4/21/2011 4:14:09 PM |
| sunny-justice9 | $25.00 | 4/21/2011 5:15:22 PM |
| progressive-treasure1 | $25.00 | 4/21/2011 6:41:36 PM |
| Frover | $25.00 | 4/21/2011 9:21:47 PM |
| melodious-openness | $50.00 | 4/21/2011 10:22:07 PM |
| capital-galaxy | $50.09 | 4/22/2011 5:04:59 AM |
| capital-halo1 | $312.91 | 4/22/2011 7:43:19 AM |
| Lam0nt | $25.00 | 4/22/2011 10:24:29 AM |
| head | $25.00 | 4/22/2011 9:36:35 AM |
| CatFunded | $25.00 | 4/22/2011 11:31:06 AM |
| Texas_lender | $25.00 | 4/22/2011 10:55:54 AM |
| MJTimages_com | $25.00 | 4/22/2011 10:42:54 AM |
| svandgts | $38.46 | 4/22/2011 11:46:03 AM |
| Whitewater_Loans | $50.00 | 4/22/2011 11:56:10 AM |
| Rogelio48 | $25.00 | 4/22/2011 1:08:48 PM |
| WakkaWakkaWakka | $25.00 | 4/22/2011 9:59:16 PM |
| Lender75 | $50.00 | 4/9/2011 9:11:56 PM |
| golffish2 | $25.00 | 4/11/2011 4:32:41 AM |
| Weaverville | $25.00 | 4/14/2011 7:39:15 PM |
| mrsp2e | $25.00 | 4/21/2011 1:01:18 PM |
| money-baron-roth-IRA | $300.00 | 4/21/2011 1:58:54 PM |
| 2grindstones | $25.00 | 4/21/2011 12:11:01 PM |
| first-dinero-igloo | $25.00 | 4/21/2011 1:06:55 PM |
| Bocephus1959 | $25.00 | 4/21/2011 6:25:30 PM |
| unger | $113.33 | 4/21/2011 7:34:27 PM |
| competent-p2p | $35.00 | 4/21/2011 8:52:05 PM |
| benefit-boots | $25.00 | 4/21/2011 10:38:41 PM |
| open-minded-finance1 | $40.00 | 4/22/2011 6:50:20 AM |
| lovely-benefit7 | $25.00 | 4/22/2011 10:11:14 AM |
| silver-buckeye | $50.00 | 4/22/2011 9:31:11 AM |
| balance-trailblazer | $150.00 | 4/22/2011 10:08:18 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:50:01 AM |
| KakeztheKid | $25.00 | 4/22/2011 12:03:43 PM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:12:03 PM |
| wealth-prodigy1 | $101.00 | 4/23/2011 5:39:22 AM |
| shrewd-income | $25.00 | 4/23/2011 7:11:14 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
501500
This series of Notes was issued and sold upon the funding of the borrower loan #48770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,847.94 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $249.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 16y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,393 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-locomotive3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helpwanted
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off credit cards that were used to add onto our home for my mother-in-law
My financial situation: Is Great. I take home $1500 a week on salary
Mortgage Payment: $1917.70
Car Payment: $305.00
Insurance: $240.00
Motorcycle: $362.00
Home bills and Credit Card bills: $1250.00
All the rest go to my wife and two year old son
I am a good candidate for this loan because... Job security. I've been working at my family owned business for over 16 years. I own 6% now and will own, with my brother, all in the future. I run my life like the business that I run. With Honesty and commitment.
A lower interest rate will help improve the quality of life for my family. Not to mention the great satisfaction that we will get from paying real PEOPLE rather than banks. We thank you Much!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/9/2011 12:07:37 PM |
| Zolton | $100.00 | 4/9/2011 12:09:37 PM |
| BxRealtor | $25.00 | 4/9/2011 12:10:11 PM |
| efficient-treasure0 | $25.00 | 4/9/2011 12:12:17 PM |
| yield-seeker | $25.00 | 4/11/2011 8:39:03 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:01 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:47 AM |
| a-finance-nirvana | $25.00 | 4/13/2011 11:32:54 AM |
| dime-surge | $50.00 | 4/13/2011 9:38:01 AM |
| reflective-dollar8 | $50.00 | 4/15/2011 10:01:57 AM |
| AFairDeal | $50.00 | 4/16/2011 7:35:12 AM |
| ursus | $100.00 | 4/18/2011 8:59:48 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:19 PM |
| djh47a | $25.00 | 4/18/2011 10:47:54 AM |
| Mariner3605 | $25.00 | 4/18/2011 3:53:25 PM |
| Tradesmanlender | $25.00 | 4/19/2011 2:13:02 AM |
| radforj22 | $25.00 | 4/19/2011 5:46:55 PM |
| bold-durability-drum | $50.00 | 4/19/2011 5:58:19 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:19 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:31 AM |
| Hondo | $25.00 | 4/20/2011 1:21:16 PM |
| loot-heart | $25.00 | 4/20/2011 3:04:50 PM |
| patriot897 | $25.00 | 4/20/2011 11:29:10 PM |
| rmbot | $75.00 | 4/21/2011 8:30:37 AM |
| MARSTUN | $50.00 | 4/22/2011 1:41:48 AM |
| flexible-duty3 | $25.00 | 4/22/2011 4:51:17 AM |
| Nethead | $50.00 | 4/22/2011 6:55:13 AM |
| Iamatlast | $50.00 | 4/22/2011 5:46:42 AM |
| GElender | $50.00 | 4/22/2011 6:13:18 AM |
| loyalist1 | $300.00 | 4/22/2011 8:10:48 AM |
| musegaze | $120.00 | 4/22/2011 8:35:38 AM |
| silver-buckeye | $100.00 | 4/22/2011 8:56:48 AM |
| fund-tom-tom6 | $108.28 | 4/22/2011 9:06:36 AM |
| Hartfelt | $30.00 | 4/22/2011 10:45:54 AM |
| bold-pious-loot | $100.00 | 4/22/2011 10:53:24 AM |
| busytosucceed | $50.00 | 4/22/2011 11:59:50 AM |
| Danylostefan | $25.00 | 4/22/2011 1:15:07 PM |
| bomdel | $25.00 | 4/22/2011 2:46:21 PM |
| DrewBDoo | $100.00 | 4/22/2011 2:55:18 PM |
| money-surge1 | $50.00 | 4/22/2011 3:11:54 PM |
| tranquil-diversification8 | $100.00 | 4/22/2011 2:27:18 PM |
| Johnab | $26.00 | 4/22/2011 3:59:09 PM |
| anton | $1,000.00 | 4/22/2011 4:21:56 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:12 PM |
| Eddy-2-Aces | $50.00 | 4/22/2011 4:13:10 PM |
| ctav01 | $59.95 | 4/22/2011 4:20:22 PM |
| interstellar | $50.00 | 4/22/2011 4:24:22 PM |
| hopethisworks | $50.00 | 4/22/2011 5:30:44 PM |
| jazzlender | $25.00 | 4/22/2011 5:30:53 PM |
| marwadi-62 | $100.00 | 4/22/2011 7:10:37 PM |
| emosspot | $25.00 | 4/22/2011 5:44:47 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:28 PM |
| zippy-interest | $50.00 | 4/22/2011 6:39:33 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:30:04 PM |
| busybody333 | $40.00 | 4/22/2011 11:32:06 PM |
| merlin981 | $25.88 | 4/23/2011 3:14:26 AM |
| zenchef | $32.11 | 4/23/2011 4:19:29 AM |
| Cubsfan07 | $25.00 | 4/23/2011 4:22:09 AM |
| wwwUniversal | $25.00 | 4/23/2011 5:02:21 AM |
| justice-dna | $35.00 | 4/23/2011 5:07:45 AM |
| peace-maximizer8 | $25.00 | 4/23/2011 5:40:02 AM |
| klend4 | $25.00 | 4/23/2011 5:53:14 AM |
| ritwngr | $25.00 | 4/23/2011 5:49:18 AM |
| payout-detective7 | $25.00 | 4/23/2011 8:24:52 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:18 AM |
| credible-durability | $25.00 | 4/23/2011 9:59:32 AM |
| indomitable-coin | $25.00 | 4/9/2011 12:06:50 PM |
| reflective-rupee | $100.44 | 4/9/2011 12:21:33 PM |
| SolarMoonshine | $50.00 | 4/9/2011 3:25:15 PM |
| currency-persimmon | $100.00 | 4/9/2011 4:54:08 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:35 PM |
| income-pizza | $25.00 | 4/9/2011 9:19:26 PM |
| euro-deployment | $25.00 | 4/10/2011 12:10:37 PM |
| simplelender80 | $100.00 | 4/11/2011 6:28:44 PM |
| atbright | $25.00 | 4/13/2011 12:58:45 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:59 AM |
| p40thawk | $25.00 | 4/14/2011 9:19:46 AM |
| Weaverville | $50.00 | 4/14/2011 7:39:36 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:23 PM |
| selector568 | $50.00 | 4/19/2011 5:23:41 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:21 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:43 PM |
| California04 | $50.00 | 4/19/2011 6:34:14 PM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:16 AM |
| melodious-fairness | $50.00 | 4/20/2011 12:44:49 PM |
| potatoepicker | $100.00 | 4/20/2011 4:36:56 PM |
| sharp-trade0 | $25.00 | 4/20/2011 3:59:48 PM |
| celkram | $25.00 | 4/20/2011 9:49:51 PM |
| Ripsaw4U | $50.00 | 4/21/2011 2:02:31 AM |
| Ocean713 | $50.00 | 4/21/2011 8:28:43 AM |
| ingenious-order783 | $25.00 | 4/21/2011 7:59:12 AM |
| bid-papyrus | $25.00 | 4/21/2011 2:39:40 PM |
| reflective-rupee | $200.55 | 4/21/2011 4:57:28 PM |
| Anny-Disco | $75.00 | 4/22/2011 4:05:15 AM |
| commerce-yeller | $60.00 | 4/22/2011 5:54:39 AM |
| currency-persimmon | $100.00 | 4/22/2011 5:58:14 AM |
| goldenretriever | $100.00 | 4/22/2011 9:25:44 AM |
| Chewbaca | $25.00 | 4/22/2011 10:19:16 AM |
| refined-penny | $25.00 | 4/22/2011 10:00:12 AM |
| LiveNow | $50.00 | 4/22/2011 9:53:44 AM |
| balance-trailblazer | $182.23 | 4/22/2011 10:19:52 AM |
| the-silver-blaster | $175.00 | 4/22/2011 11:02:57 AM |
| Whitewater_Loans | $50.00 | 4/22/2011 12:00:17 PM |
| friendly-moola0 | $250.00 | 4/22/2011 11:05:21 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:13:39 PM |
| careful-yield1 | $25.00 | 4/22/2011 11:26:41 AM |
| saahilld | $25.00 | 4/22/2011 11:30:50 AM |
| the-profit-oracle | $25.00 | 4/22/2011 1:10:40 PM |
| frooogal | $25.00 | 4/22/2011 12:37:50 PM |
| payment-halo | $100.00 | 4/22/2011 1:00:26 PM |
| bigphish | $50.00 | 4/22/2011 1:10:52 PM |
| fund-widget | $25.00 | 4/22/2011 1:50:12 PM |
| tuffshorty | $50.00 | 4/22/2011 5:28:33 PM |
| wtrboy | $50.00 | 4/22/2011 5:28:04 PM |
| Squad51 | $25.00 | 4/22/2011 7:30:27 PM |
| pragmatic-camaraderi | $25.00 | 4/22/2011 9:26:40 PM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:10 AM |
| top-impressive-dinero | $50.00 | 4/23/2011 12:49:30 AM |
| Cheburashka | $25.00 | 4/23/2011 3:08:18 AM |
| Stavros | $25.00 | 4/23/2011 4:05:55 AM |
| lostontheedge | $25.00 | 4/23/2011 3:48:55 AM |
| studious-bonus7 | $31.40 | 4/23/2011 5:41:55 AM |
| TBCapitol | $44.03 | 4/23/2011 5:49:06 AM |
| EtaDuck | $25.00 | 4/23/2011 6:24:33 AM |
| principal-bull | $25.00 | 4/23/2011 7:22:10 AM |
| herman7 | $25.00 | 4/23/2011 7:23:14 AM |
| opportunity85 | $25.00 | 4/23/2011 8:07:42 AM |
| handshake5 | $100.00 | 4/23/2011 10:35:24 AM |
| satisfying-deal5 | $67.07 | 4/23/2011 10:04:20 AM |
| patriot897 | $50.00 | 4/23/2011 11:32:39 AM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
501502
This series of Notes was issued and sold upon the funding of the borrower loan #48725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $664 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adventurous-p2p7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Best Summer Ever
Purpose of loan: Used boat loan
This loan will be used to...Purchase a solid used boat and create several summers of lifetime memories with my daughter.
My financial situation: Very stable
I am a good candidate for this loan because...I am 42 years old and have been with a very stable company for over eight years with record revenues in 2010. I have worked very hard over the last three years on building my credit and take protecting it very serious.This is one more step in the big picture of building a great credit profile.
Monthly net income: $2580.00
Monthly expenses: $1128.00
Housing: $House is paid off. Family owned.
Insurance: $75.00
Car expenses: $Truck paid off. Gas monthly=$255.00
Utilities: $128.00
Phone, cable, internet: $94.00
Food, entertainment: $300.00
Clothing, household expenses: $75.00
Credit cards and other loans: $Visa total=$112.00, HC Credit loan balance is $400.00 on $4500.00 credit line.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:39 PM |
| value-allocator1 | $100.00 | 4/10/2011 12:13:52 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:27 PM |
| reflective-rupee | $222.22 | 4/10/2011 12:29:55 PM |
| MilitaryLoans | $1,000.00 | 4/10/2011 12:40:21 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:28 PM |
| Artist_Blue | $25.00 | 4/11/2011 6:07:02 AM |
| loyaltyologist | $25.00 | 4/11/2011 8:36:15 PM |
| transformer855 | $25.00 | 4/11/2011 10:09:27 PM |
| grotheik | $25.00 | 4/12/2011 9:01:31 AM |
| loanman2007 | $100.00 | 4/12/2011 12:00:32 PM |
| Bob450 | $25.00 | 4/12/2011 4:37:25 PM |
| kingbob | $25.00 | 4/13/2011 10:00:59 AM |
| thelovebug | $100.00 | 4/14/2011 10:20:03 AM |
| Nerdster1 | $25.08 | 4/15/2011 4:37:25 AM |
| money-baron-roth-IRA | $175.00 | 4/15/2011 6:42:06 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:37 AM |
| droopie1 | $25.00 | 4/16/2011 12:24:07 PM |
| nickel-hickory | $100.00 | 4/16/2011 5:01:29 PM |
| open-minded-fund9 | $50.00 | 4/17/2011 2:47:54 AM |
| ursus | $50.00 | 4/18/2011 8:48:08 AM |
| Banker_Joe | $25.00 | 4/18/2011 6:38:38 PM |
| asiaratt | $50.00 | 4/19/2011 4:16:09 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:45 AM |
| nickel-hickory | $100.00 | 4/19/2011 3:54:56 PM |
| shrewd-income | $200.00 | 4/19/2011 6:48:20 PM |
| umfan123 | $25.00 | 4/19/2011 6:50:15 PM |
| money-fort | $25.00 | 4/19/2011 8:07:02 PM |
| l2fp | $30.45 | 4/19/2011 9:57:38 PM |
| historic-loan1 | $30.00 | 4/19/2011 7:58:06 PM |
| jazzlender | $25.00 | 4/20/2011 9:25:23 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:24 PM |
| Makingitrain | $25.00 | 4/20/2011 9:39:40 AM |
| sunny-justice9 | $25.00 | 4/20/2011 9:03:01 PM |
| green-transaction-charmer | $28.16 | 4/21/2011 8:38:51 AM |
| FinDoc | $25.00 | 4/21/2011 3:28:50 PM |
| orderandprogress | $25.00 | 4/21/2011 5:18:58 PM |
| handy-justice | $50.00 | 4/21/2011 5:19:58 PM |
| palace2 | $400.00 | 4/21/2011 5:28:51 PM |
| courteous-kindness1 | $25.00 | 4/21/2011 5:18:32 PM |
| ASG_NECO | $58.88 | 4/21/2011 9:40:06 PM |
| roadroamer | $50.00 | 4/21/2011 8:33:57 PM |
| OLYVRC | $50.00 | 4/21/2011 8:45:35 PM |
| 1randyp | $250.00 | 4/22/2011 3:20:39 AM |
| klend4 | $25.00 | 4/22/2011 3:55:44 AM |
| greenback-guard | $25.00 | 4/22/2011 4:00:44 AM |
| intrepid-loot | $42.94 | 4/22/2011 6:24:23 AM |
| s_man1 | $50.00 | 4/22/2011 5:12:00 AM |
| simplelender80 | $150.00 | 4/10/2011 12:04:51 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:40 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:11:48 PM |
| reflective-rupee | $500.44 | 4/10/2011 12:29:44 PM |
| SolarMoonshine | $100.00 | 4/10/2011 1:16:17 PM |
| RyanM561 | $25.00 | 4/10/2011 2:38:54 PM |
| Kash2010lu | $25.00 | 4/10/2011 2:50:03 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:53:02 PM |
| sensible-fund | $50.00 | 4/10/2011 6:41:25 PM |
| StarshineXL | $500.00 | 4/11/2011 2:28:59 PM |
| zorg77 | $25.00 | 4/12/2011 4:35:04 AM |
| benefit-position | $25.00 | 4/13/2011 6:40:07 AM |
| credit-elation1 | $25.00 | 4/13/2011 9:08:43 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:29 PM |
| kingbob | $25.00 | 4/15/2011 7:39:14 AM |
| benefit-molecule338 | $300.00 | 4/15/2011 8:29:33 AM |
| BradP | $25.00 | 4/16/2011 4:37:49 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:01 AM |
| loss-of-control | $50.00 | 4/17/2011 7:59:19 AM |
| sturdy-peace9 | $75.00 | 4/17/2011 2:16:14 PM |
| buffalobills | $25.00 | 4/18/2011 8:54:48 AM |
| Jrbgood | $50.00 | 4/18/2011 4:26:43 PM |
| birddogsb | $50.00 | 4/19/2011 5:20:42 AM |
| deal-marauder6 | $25.00 | 4/19/2011 3:26:15 PM |
| nickel-hickory | $100.00 | 4/19/2011 3:55:04 PM |
| liberty-injector | $50.00 | 4/19/2011 4:20:20 PM |
| dfl | $50.00 | 4/19/2011 5:54:13 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:25:07 PM |
| greencat | $50.00 | 4/20/2011 7:24:47 AM |
| red-power-pecan | $50.00 | 4/20/2011 6:40:49 PM |
| kindness-venture1 | $25.00 | 4/20/2011 6:39:28 PM |
| patriot897 | $25.00 | 4/20/2011 11:39:32 PM |
| commanding-income774 | $25.00 | 4/21/2011 3:26:59 AM |
| Rogelio48 | $30.00 | 4/21/2011 5:47:54 AM |
| balanced-balance6 | $25.00 | 4/21/2011 6:36:33 AM |
| Bill88 | $30.00 | 4/21/2011 8:30:54 AM |
| open-minded-fund9 | $50.59 | 4/21/2011 3:10:20 PM |
| jo2y | $25.00 | 4/21/2011 3:49:42 PM |
| euro-spark | $100.00 | 4/21/2011 4:27:51 PM |
| IASKGOD | $25.00 | 4/21/2011 4:53:18 PM |
| dws2380 | $25.00 | 4/21/2011 5:57:54 PM |
| houli123 | $100.00 | 4/21/2011 8:36:12 PM |
| mammalian4 | $25.00 | 4/21/2011 7:15:42 PM |
| LendToCause | $25.00 | 4/21/2011 6:38:48 PM |
| Snoopylover | $25.00 | 4/22/2011 2:46:32 AM |
| Easystreet | $25.00 | 4/22/2011 3:21:07 AM |
| bold-direct-asset | $41.24 | 4/22/2011 3:51:38 AM |
| transparency-grasshopper | $25.00 | 4/22/2011 4:03:48 AM |
| greenback-boss296 | $50.00 | 4/22/2011 4:41:38 AM |
| B2152 | $25.00 | 4/22/2011 4:56:28 AM |
| rakey | $25.00 | 4/22/2011 6:01:20 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
501504
This series of Notes was issued and sold upon the funding of the borrower loan #48776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 23y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,936 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| historic-cash7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expense Loan
Purpose of loan:
This loan will be used to finance a couple of family/friends wedding travel and family graduation.
My financial situation:
I am a good candidate for this loan because I have proven my ability to make my payments over the years and my credit is in good standing percentile. My wife is very disciplined about paying the bills on-time and may hurt me if I ever miss something. It is my full intent to pay as agreed or better as has been my practice over the years. Based on the below I have more than enough add'l disposable income to be able to make these loan payments.
Monthly net income: $5200
Monthly expenses: $0
Housing: $1395
Insurance: $90
Car expenses: $100
Utilities: $120
Phone, cable, internet: $90
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $1089
Other expenses: $0
TOTAL = $3234 (add'l disposable income = $1966)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/11/2011 9:05:12 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:24 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 9:48:00 AM |
| ryan6853 | $25.00 | 4/13/2011 10:04:06 AM |
| Jack55304 | $185.00 | 4/17/2011 5:33:26 AM |
| thelovebug | $100.00 | 4/17/2011 8:02:28 PM |
| asiaratt | $50.00 | 4/19/2011 4:16:28 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:58 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:21 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:41 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:17:08 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:39 AM |
| deal-marauder6 | $100.00 | 4/22/2011 4:43:50 PM |
| reflective-rupee | $500.55 | 4/22/2011 5:14:00 PM |
| red-power-pecan | $50.00 | 4/22/2011 5:35:51 PM |
| handy-justice | $100.00 | 4/22/2011 6:41:46 PM |
| dinero-fighter | $300.00 | 4/22/2011 6:12:12 PM |
| I-Believe-In-You | $41.91 | 4/22/2011 6:19:36 PM |
| vutah | $25.00 | 4/22/2011 7:42:54 PM |
| thoughtful-exchange8 | $50.00 | 4/22/2011 9:39:43 PM |
| ingenious-deal6 | $25.00 | 4/11/2011 9:07:00 AM |
| suave-dime6 | $25.00 | 4/11/2011 9:03:44 AM |
| golffish2 | $25.00 | 4/11/2011 9:14:15 AM |
| nerdfactor | $25.00 | 4/11/2011 9:12:39 AM |
| fantastic-wampum1 | $100.00 | 4/11/2011 5:19:19 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:54 PM |
| mercuriant | $25.00 | 4/16/2011 8:31:01 AM |
| ursus | $50.00 | 4/18/2011 8:48:27 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:08 AM |
| daekpon | $25.00 | 4/20/2011 3:43:28 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:29 PM |
| credit-sycamore4 | $50.00 | 4/22/2011 5:35:06 PM |
| money-fort | $25.00 | 4/22/2011 5:17:35 PM |
| CA-Lender | $25.04 | 4/22/2011 5:40:20 PM |
| Whipster | $50.00 | 4/22/2011 5:27:01 PM |
| competent-p2p | $35.00 | 4/22/2011 6:10:02 PM |
| symbiosis | $50.00 | 4/22/2011 6:18:19 PM |
| cjames84 | $25.00 | 4/22/2011 6:23:53 PM |
| fund-javelin1 | $25.00 | 4/22/2011 6:04:39 PM |
| glroark | $100.00 | 4/22/2011 7:56:20 PM |
| silver-buckeye | $50.00 | 4/22/2011 6:55:28 PM |
| Bob450 | $25.00 | 4/23/2011 4:01:30 AM |
| scrappy-diversification7 | $2,000.00 | 4/23/2011 6:53:58 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
501562
This series of Notes was issued and sold upon the funding of the borrower loan #48766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $184.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,689 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Kofucius |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help for Car Repairs and Business
Purpose of loan:
This loan will be used to pay off unforeseen repair costs associated with my car and to help me lunch an online business (specifically inventory)
My financial situation:
I am a good candidate for this loan because after repairing my car, I should be able to fetch between $3500 to $6000 (limited edition 2003 MazdaSpeed Protege). Additionally I am currently working in the financial services industry and have a strong record of paying above the minimum for all of my monthly bills.
I appreciate any assistance you can offer!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| logical-reward8 | $25.00 | 4/11/2011 9:03:14 AM |
| MrDavid | $100.00 | 4/11/2011 9:04:10 AM |
| indomitable-coin | $50.00 | 4/11/2011 9:05:28 AM |
| worthy-bid8 | $100.00 | 4/11/2011 9:09:27 AM |
| blot44 | $50.00 | 4/11/2011 9:09:37 AM |
| minista | $25.00 | 4/11/2011 9:10:26 AM |
| subtle-revenue0 | $25.00 | 4/11/2011 9:10:02 AM |
| sparky1129 | $50.00 | 4/11/2011 9:13:05 AM |
| serene-truth2 | $50.00 | 4/11/2011 9:07:24 AM |
| dtrain5 | $25.00 | 4/11/2011 9:10:34 AM |
| Dollars4Rent | $50.00 | 4/11/2011 2:38:40 PM |
| Johnny1002 | $25.00 | 4/11/2011 9:47:34 PM |
| scrappy-bonus2 | $25.00 | 4/12/2011 2:56:51 AM |
| Mav26 | $40.00 | 4/12/2011 9:47:36 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:19 PM |
| thankful-nickel2 | $50.00 | 4/12/2011 5:25:40 PM |
| kenji4861 | $25.00 | 4/14/2011 1:21:51 AM |
| Kosme | $100.00 | 4/14/2011 11:32:16 PM |
| ytjameslee | $50.00 | 4/16/2011 3:42:29 AM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:45 AM |
| jescowa | $50.00 | 4/18/2011 4:47:59 PM |
| community-pipeline | $50.00 | 4/18/2011 4:59:00 PM |
| jeffpac | $50.00 | 4/19/2011 7:04:55 AM |
| compoundinterest | $50.00 | 4/19/2011 8:03:55 AM |
| damage | $25.00 | 4/19/2011 8:25:33 AM |
| BaxterEvil | $25.00 | 4/19/2011 11:49:41 AM |
| Bio-physicist | $25.00 | 4/19/2011 4:45:20 PM |
| atbright | $25.00 | 4/19/2011 6:00:59 PM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:19 PM |
| radforj22 | $50.00 | 4/20/2011 4:39:39 AM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:34:50 AM |
| ZeoInvestments | $25.00 | 4/20/2011 9:37:10 AM |
| shamrocker | $25.00 | 4/20/2011 4:18:51 PM |
| DreDub | $100.00 | 4/20/2011 5:36:22 PM |
| emo13 | $50.00 | 4/20/2011 5:54:34 PM |
| skuba | $100.00 | 4/20/2011 5:53:46 PM |
| saahilld | $25.00 | 4/21/2011 12:50:17 PM |
| SBT | $75.00 | 4/21/2011 2:29:09 PM |
| wise-silver-wonder | $25.00 | 4/22/2011 3:42:59 AM |
| bvzm | $50.00 | 4/22/2011 6:47:09 AM |
| payment-freshmaker | $25.00 | 4/22/2011 8:35:52 AM |
| betak | $50.00 | 4/22/2011 8:30:22 AM |
| donloah | $25.00 | 4/22/2011 11:08:42 AM |
| bold-pious-loot | $100.00 | 4/22/2011 10:56:21 AM |
| anton | $450.00 | 4/22/2011 1:24:34 PM |
| kind-adventurous-finance | $50.00 | 4/22/2011 4:29:55 PM |
| a-exponential-hope | $25.00 | 4/22/2011 4:55:17 PM |
| casaram | $50.00 | 4/22/2011 5:40:51 PM |
| Castellan | $25.00 | 4/22/2011 5:41:02 PM |
| kevinchu | $25.00 | 4/22/2011 10:56:47 PM |
| Jynxie | $36.08 | 4/23/2011 3:57:32 AM |
| LSAR | $28.26 | 4/23/2011 4:24:09 AM |
| GodzillaLending | $25.00 | 4/23/2011 5:12:41 AM |
| point-solstice | $50.00 | 4/23/2011 5:34:13 AM |
| mistertao | $25.00 | 4/23/2011 7:59:14 AM |
| Richmp412 | $25.00 | 4/23/2011 8:52:09 AM |
| credible-durability | $25.00 | 4/23/2011 10:00:57 AM |
| bvtvdave | $25.00 | 4/23/2011 10:12:27 AM |
| speyer | $50.00 | 4/23/2011 9:58:47 AM |
| UnclePockets | $25.00 | 4/23/2011 10:54:55 AM |
| velocity-solo | $25.00 | 4/23/2011 10:54:35 AM |
| BigLinCT | $50.00 | 4/23/2011 11:10:50 AM |
| Taxman44 | $25.00 | 4/23/2011 12:04:21 PM |
| DadWarbucks | $30.00 | 4/23/2011 2:25:28 PM |
| dinero-fighter | $150.00 | 4/23/2011 3:39:49 PM |
| Westerly | $50.00 | 4/23/2011 7:09:46 PM |
| truth-image | $50.00 | 4/23/2011 7:29:20 PM |
| elevated-finance | $25.00 | 4/23/2011 7:51:10 PM |
| VBAces | $50.00 | 4/23/2011 8:40:11 PM |
| Reddy_Capital | $25.00 | 4/23/2011 9:59:15 PM |
| bmcg | $25.00 | 4/24/2011 4:29:25 AM |
| bill-appraiser7 | $25.00 | 4/11/2011 9:06:05 AM |
| p40thawk | $50.00 | 4/11/2011 9:09:20 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:09 AM |
| DukSerduk | $25.00 | 4/11/2011 9:03:04 AM |
| meux99 | $25.00 | 4/11/2011 9:09:05 AM |
| currency-persimmon | $100.00 | 4/11/2011 10:47:46 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:29 AM |
| srgriff | $25.00 | 4/12/2011 3:38:39 AM |
| availableloan | $25.00 | 4/12/2011 6:41:54 PM |
| mrpowers5531 | $25.00 | 4/14/2011 2:20:24 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:07 PM |
| Weaverville | $100.00 | 4/14/2011 7:27:13 PM |
| RandyL3 | $25.00 | 4/14/2011 7:37:37 PM |
| Searlzy | $25.00 | 4/15/2011 7:28:07 AM |
| JJ9876 | $50.00 | 4/15/2011 10:04:48 AM |
| Havana21 | $200.00 | 4/16/2011 2:40:03 PM |
| nosualcneas | $25.00 | 4/16/2011 3:54:51 PM |
| fcrick | $25.00 | 4/16/2011 5:04:45 PM |
| worthy-value1 | $50.00 | 4/17/2011 5:39:37 PM |
| jazz619 | $25.00 | 4/18/2011 2:49:17 PM |
| kyomoon | $50.00 | 4/18/2011 4:50:01 PM |
| efficient-treasure0 | $25.00 | 4/19/2011 11:51:18 AM |
| fund-tom-tom6 | $25.00 | 4/19/2011 12:44:57 PM |
| djh47a | $25.00 | 4/19/2011 4:57:30 PM |
| selector568 | $50.00 | 4/19/2011 5:23:47 PM |
| lagnisiruk | $25.00 | 4/20/2011 3:21:28 PM |
| ebusinessagent | $25.00 | 4/20/2011 2:39:34 PM |
| the-dollar-topper | $100.00 | 4/20/2011 3:21:27 PM |
| axl163 | $25.00 | 4/20/2011 4:19:50 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:46 PM |
| eCapital | $25.00 | 4/20/2011 9:19:06 PM |
| a-responsible-return | $31.91 | 4/21/2011 2:47:35 AM |
| mizount | $25.00 | 4/21/2011 2:06:59 AM |
| jedi8 | $25.00 | 4/21/2011 7:38:06 AM |
| panegryst | $50.00 | 4/21/2011 10:51:13 AM |
| Carpetkid | $50.00 | 4/21/2011 5:56:36 PM |
| inforapenny | $50.00 | 4/22/2011 5:47:04 AM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:22 PM |
| systematic0 | $50.00 | 4/23/2011 12:39:51 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:40:41 AM |
| Octavian315 | $35.00 | 4/23/2011 10:37:43 AM |
| benjamins-utopia | $100.00 | 4/23/2011 11:10:30 AM |
| patriot897 | $50.00 | 4/23/2011 11:46:15 AM |
| marwadi-62 | $200.00 | 4/23/2011 11:54:37 AM |
| BankingFamily | $25.00 | 4/23/2011 1:08:41 PM |
| blooming-market | $25.00 | 4/23/2011 2:36:48 PM |
| mojii77 | $50.00 | 4/23/2011 4:55:28 PM |
| bonus-sensai825 | $25.00 | 4/23/2011 4:48:18 PM |
| Floridagirl | $100.00 | 4/24/2011 5:07:03 AM |
| thesage | $25.00 | 4/24/2011 5:34:23 AM |
| jasperpants | $25.00 | 4/24/2011 6:14:21 AM |
| Ilios | $105.00 | 4/24/2011 7:17:07 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
501576
This series of Notes was issued and sold upon the funding of the borrower loan #48796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,347 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Seattle-Mom-of-3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting my own photography studio!
This loan will be used to start my own photography business. I have been employed full time for the past 10 years as an accountant and photography was only a hobby. I lost my job in January and because of it I have found myself in a very difficult situation. My husband has an appointment in a new city beginning in August of 2011. No one wants to hire an accountant for only 6 months so I have been sitting around collecting unemployment. It is not for me.
The money would be used to purchase some new photography equipment but mostly would go towards website design and advertizing. I hope to build a portfolio in the next four months while I am still in Seattle in order to create an interactive website that would showcase my talent.
My husband makes enough money to take care of the family but I'm too creative to just sit around. I would only be contributing to the family income a few thousand a month; the rest is purely savings that would be funneled back into my business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:49 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:10 PM |
| scrappy-diversification7 | $513.61 | 4/10/2011 12:07:29 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:39 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:40 PM |
| persistent-bazaar | $25.00 | 4/12/2011 8:26:26 AM |
| thelovebug | $100.00 | 4/14/2011 5:21:02 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:52 AM |
| hcs1977 | $50.00 | 4/18/2011 2:58:25 PM |
| red-power-pecan | $50.00 | 4/21/2011 5:20:23 PM |
| Whitewater_Loans | $25.00 | 4/22/2011 12:04:54 PM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:14:43 PM |
| HelpfulLender1 | $50.00 | 4/22/2011 3:40:44 PM |
| money-surge1 | $50.00 | 4/22/2011 3:16:42 PM |
| worth-shower8 | $100.00 | 4/22/2011 3:34:08 PM |
| anton | $1,250.00 | 4/22/2011 4:33:58 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 5:35:55 PM |
| Axium | $50.00 | 4/22/2011 6:33:14 PM |
| mrcrace | $400.00 | 4/22/2011 11:03:35 PM |
| EarlyRiser | $205.10 | 4/23/2011 2:41:33 AM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:07:54 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:12:00 PM |
| TheAlchemist | $25.00 | 4/11/2011 5:44:18 AM |
| careful-moola3 | $100.00 | 4/11/2011 3:36:43 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:42 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:08 AM |
| ursus | $50.00 | 4/18/2011 8:48:16 AM |
| asiaratt | $50.00 | 4/19/2011 4:16:18 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:16 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:50 AM |
| miwoktribe | $50.00 | 4/19/2011 9:09:23 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:32 PM |
| credit-sycamore4 | $100.00 | 4/20/2011 5:34:25 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:17:03 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:26 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:01:29 AM |
| CA-Lender | $25.04 | 4/22/2011 12:21:22 PM |
| engaging-repayment8 | $50.00 | 4/22/2011 3:51:27 PM |
| DonTraveler99 | $25.00 | 4/22/2011 2:50:57 PM |
| patriot897 | $25.00 | 4/22/2011 5:30:18 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:23 PM |
| handy-justice | $50.00 | 4/22/2011 5:33:42 PM |
| point-kitten6 | $100.00 | 4/22/2011 5:35:12 PM |
| the-silver-blaster | $50.00 | 4/22/2011 5:34:54 PM |
| dinero-fighter | $500.00 | 4/22/2011 5:52:09 PM |
| muirheaj | $25.00 | 4/22/2011 8:09:03 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
501602
This series of Notes was issued and sold upon the funding of the borrower loan #48704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $233.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
16 | Length of status: | 19y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,124 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| relentless-market2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help to pay federal tax debt
Purpose of loan:
This loan will be used to...
pay my federal income tax debt.
My financial situation:
I am a good candidate for this loan because...I pay all of my bills on time. I have been working on the same job for over 20 years.
Monthly net income: $3600
Monthly expenses: $2100
Housing: $966
Insurance: $115
Car expenses: $0 ---no car note, mileage paid by employer
Utilities: $0 spouse pays
Phone, cable, internet: $0 spouse pays
Food, entertainment: $0 spouse pays
Clothing, household expenses: $ spouse pays
Credit cards and other loans: $900
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1. $115,582 - total balance (no 2nd/heloc)
2. $225,000
(Apr-11-2011)
Q:
Do you have an IRA, 401k, or 403b? If so, what?s a rough estimate of the value? Unlike a Pension fund, these have cash value and can be partially withdrawn. ONLY do this if behind on payments to save your credit. Penalties to cash in are STEEP! - SmartConsolidation
A:
No, I do not. I have paid into the TRSL (teacher pension) for the last 24 years. I am not behind on any payments.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/10/2011 12:03:55 PM |
| reflective-rupee | $25.44 | 4/10/2011 12:29:09 PM |
| lendstats_com | $100.00 | 4/11/2011 6:16:52 PM |
| upbeat-finance8 | $25.00 | 4/15/2011 6:09:38 PM |
| sudeep104 | $25.00 | 4/16/2011 12:55:34 PM |
| StarshineXL | $580.00 | 4/16/2011 12:53:34 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:20 AM |
| Bob450 | $25.00 | 4/17/2011 10:14:18 AM |
| loss-of-control | $100.00 | 4/17/2011 7:56:38 AM |
| ursus | $50.00 | 4/18/2011 8:48:20 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:19 AM |
| radiant-return | $50.00 | 4/19/2011 9:40:25 AM |
| justice-magnate | $96.06 | 4/19/2011 8:45:25 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:33 PM |
| Nerdster1 | $25.08 | 4/20/2011 6:20:27 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:17:04 PM |
| money-fort | $25.00 | 4/20/2011 7:44:36 PM |
| sunny-justice9 | $25.00 | 4/20/2011 9:05:01 PM |
| Madmigel | $34.35 | 4/21/2011 5:14:26 PM |
| credit-sycamore4 | $50.00 | 4/21/2011 5:16:12 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:28 AM |
| valiant-money | $25.00 | 4/22/2011 8:49:46 AM |
| SV-AZ | $50.00 | 4/22/2011 12:31:59 PM |
| handy-justice | $50.00 | 4/22/2011 5:35:45 PM |
| Axium | $50.00 | 4/22/2011 6:14:56 PM |
| kindness-launcher | $204.07 | 4/22/2011 6:32:18 PM |
| simplelender80 | $150.00 | 4/10/2011 12:05:26 PM |
| ingenious-deal6 | $25.00 | 4/10/2011 12:08:05 PM |
| fantastic-wampum1 | $100.00 | 4/10/2011 12:12:09 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:48 PM |
| investment-artist | $25.00 | 4/10/2011 6:11:03 PM |
| nerdfactor | $25.00 | 4/10/2011 10:40:57 PM |
| kindness-launcher | $1,600.00 | 4/11/2011 9:46:26 AM |
| mykkai | $25.00 | 4/11/2011 1:07:49 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:09 PM |
| loanman2007 | $50.00 | 4/12/2011 12:01:52 PM |
| Kash2010lu | $25.00 | 4/12/2011 10:56:04 PM |
| vigorous-market5 | $200.00 | 4/13/2011 2:53:34 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:48 PM |
| thelovebug | $100.00 | 4/15/2011 5:29:40 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:56 AM |
| thankful-nickel2 | $25.00 | 4/16/2011 12:32:07 PM |
| gjm6d | $25.00 | 4/16/2011 4:07:14 PM |
| asiaratt | $50.00 | 4/19/2011 4:16:23 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:53 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:01 AM |
| natural-trade7 | $100.00 | 4/19/2011 8:57:13 PM |
| umfan123 | $25.00 | 4/20/2011 6:42:10 PM |
| trippd6 | $25.00 | 4/21/2011 10:06:36 AM |
| red-power-pecan | $50.00 | 4/21/2011 5:20:26 PM |
| crazyinjun | $25.00 | 4/22/2011 7:55:00 AM |
| Reliance_Banker | $25.00 | 4/22/2011 11:14:45 AM |
| circustab | $50.00 | 4/22/2011 11:17:17 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:01:41 AM |
| enthusiastic-ore5 | $50.00 | 4/22/2011 4:02:01 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:24 PM |
| deal-marauder6 | $100.00 | 4/22/2011 4:45:41 PM |
| point-kitten6 | $100.00 | 4/22/2011 5:35:13 PM |
| dinero-fighter | $350.00 | 4/22/2011 5:41:46 PM |
| DannyPhantom | $50.00 | 4/22/2011 6:08:00 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
501608
This series of Notes was issued and sold upon the funding of the borrower loan #48701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $239.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,213 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-bonus-songbird |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off loan
Purpose of loan: Debit Considation
This loan will be used to...Pay off credit cards, auto loan
My financial situation: good
I am a good candidate for this loan because...I have a good credit history, just need to pay off auto loan and credit cards into one payment.
Monthly net income: $4500
Monthly expenses: $3300
Housing: $0
Insurance: $300
Car expenses: $25
Utilities: $400
Phone, cable, internet: $77
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $225
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
You report an income of $100,000+ a year and also $4500 a month. Which is correct? What is the source of your income? - intrepid-loot
A:
Sorry to be confusing. My 2010 1040 showes $109,795. I have since retired and the $4500 a month figure is a gustimate of what I will make from pentsions and socal security not including investments and interest etc.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| top-courteous-peso | $50.00 | 4/10/2011 12:06:05 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:15:19 PM |
| SolarMoonshine | $50.00 | 4/10/2011 12:59:59 PM |
| investment-artist | $25.00 | 4/10/2011 6:08:41 PM |
| PRGuyinVA | $25.00 | 4/10/2011 7:27:02 PM |
| competent-p2p | $45.00 | 4/11/2011 6:30:58 AM |
| loyalty-czar | $50.00 | 4/11/2011 6:25:42 AM |
| zone6 | $50.00 | 4/11/2011 2:40:30 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:35:34 PM |
| vutah | $25.00 | 4/11/2011 4:42:36 PM |
| new-ore-venture | $150.00 | 4/14/2011 5:36:40 PM |
| upbeat-finance8 | $50.00 | 4/15/2011 6:08:53 PM |
| slpark | $50.00 | 4/16/2011 10:59:19 PM |
| ursus | $100.00 | 4/18/2011 9:00:08 AM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:34 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:38 AM |
| miwoktribe | $50.00 | 4/19/2011 9:09:21 PM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:36 AM |
| jazzlender | $25.00 | 4/20/2011 9:25:34 AM |
| durable-investment8 | $50.00 | 4/20/2011 11:12:59 AM |
| MasterJin | $25.00 | 4/20/2011 1:10:43 PM |
| radforj22 | $25.00 | 4/20/2011 1:12:20 PM |
| Hondo | $25.00 | 4/20/2011 1:21:27 PM |
| havana111 | $25.00 | 4/20/2011 5:35:57 PM |
| patriot897 | $25.00 | 4/20/2011 11:29:19 PM |
| highyield | $30.00 | 4/20/2011 8:50:50 PM |
| Bill88 | $40.00 | 4/21/2011 8:59:22 AM |
| privatebankerva | $25.00 | 4/21/2011 9:33:18 AM |
| bold-durability-drum | $50.00 | 4/21/2011 12:38:57 PM |
| r48 | $25.00 | 4/21/2011 5:22:09 PM |
| gallant-camaraderi | $55.00 | 4/21/2011 6:52:53 PM |
| ShadowLender | $29.78 | 4/21/2011 6:58:36 PM |
| YellowJacket | $25.00 | 4/22/2011 2:56:59 AM |
| gogrannygo | $25.00 | 4/22/2011 7:22:14 AM |
| Sol_Invictus | $25.00 | 4/22/2011 7:58:11 AM |
| valiant-money | $25.00 | 4/22/2011 8:50:48 AM |
| payout-alien6 | $44.45 | 4/22/2011 11:35:18 AM |
| debt-sphinx99 | $25.00 | 4/22/2011 10:44:25 AM |
| Whitewater_Loans | $75.00 | 4/22/2011 12:03:37 PM |
| SV-AZ | $70.00 | 4/22/2011 12:29:21 PM |
| octoberfresh | $25.00 | 4/22/2011 12:47:53 PM |
| SkyLoan | $28.00 | 4/22/2011 12:56:18 PM |
| ChoiceInvestments | $31.00 | 4/22/2011 11:38:55 AM |
| busytosucceed | $50.00 | 4/22/2011 11:56:53 AM |
| p2ploan-sensation211 | $25.00 | 4/22/2011 1:55:08 PM |
| klend4 | $25.00 | 4/22/2011 2:02:14 PM |
| leverage-monger | $66.66 | 4/22/2011 1:22:33 PM |
| lobstahlender | $25.26 | 4/22/2011 1:28:59 PM |
| peso-aggregator | $25.00 | 4/22/2011 2:02:37 PM |
| reflective-rupee | $300.55 | 4/22/2011 2:05:59 PM |
| Zolton | $100.00 | 4/10/2011 12:08:57 PM |
| BxRealtor | $25.00 | 4/10/2011 12:10:12 PM |
| efficient-treasure0 | $25.00 | 4/10/2011 12:13:41 PM |
| reflective-rupee | $1,300.44 | 4/10/2011 12:58:07 PM |
| delicious-loan093 | $25.00 | 4/10/2011 2:30:24 PM |
| credit-guard5 | $25.00 | 4/10/2011 8:11:55 PM |
| wkeboarder21 | $100.00 | 4/11/2011 5:32:06 AM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 10:00:12 AM |
| brightest-dignified-penny | $25.00 | 4/11/2011 10:54:33 AM |
| simplelender80 | $100.00 | 4/11/2011 6:29:13 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:39:08 AM |
| yield-seeker | $25.00 | 4/13/2011 12:22:50 PM |
| platinum-cargo | $25.71 | 4/13/2011 3:51:52 PM |
| transformer855 | $25.00 | 4/13/2011 10:51:30 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:23 AM |
| Whipster | $50.00 | 4/14/2011 6:17:43 AM |
| loanman2007 | $125.00 | 4/14/2011 9:15:25 AM |
| enthralling-deal180 | $50.00 | 4/14/2011 5:17:58 PM |
| wonder3 | $30.00 | 4/14/2011 5:30:58 PM |
| p2ploan-sensation211 | $29.40 | 4/14/2011 7:25:14 PM |
| Weaverville | $50.00 | 4/14/2011 7:39:48 PM |
| wise-repayment-seeker | $25.00 | 4/15/2011 10:32:35 AM |
| cash4less | $25.00 | 4/15/2011 5:18:46 PM |
| thankful-nickel2 | $25.00 | 4/16/2011 7:11:41 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:37 PM |
| titilsbie14 | $40.00 | 4/18/2011 10:37:22 AM |
| atbright | $25.00 | 4/18/2011 3:51:23 PM |
| Mariner3605 | $25.00 | 4/19/2011 5:54:51 PM |
| Tradesmanlender | $25.00 | 4/19/2011 5:58:40 PM |
| sharp-trade0 | $25.00 | 4/19/2011 6:01:38 PM |
| priceless-cash5 | $25.00 | 4/19/2011 6:16:07 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:51 PM |
| JustMee | $25.00 | 4/19/2011 8:25:34 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:48 AM |
| potatoepicker | $50.00 | 4/20/2011 4:37:51 PM |
| palace2 | $400.00 | 4/20/2011 8:14:04 PM |
| nnomura | $25.00 | 4/20/2011 8:38:25 PM |
| shrewd-income | $200.00 | 4/21/2011 11:07:59 PM |
| Doug1043 | $25.00 | 4/22/2011 7:59:38 AM |
| love-interest | $25.00 | 4/22/2011 7:55:33 AM |
| shrewd-income | $150.00 | 4/22/2011 8:29:20 AM |
| mpatrick | $25.00 | 4/22/2011 9:31:53 AM |
| KakeztheKid | $200.00 | 4/22/2011 12:05:39 PM |
| GCSS | $25.00 | 4/22/2011 11:32:10 AM |
| mammalian4 | $50.00 | 4/22/2011 12:56:02 PM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:14:32 PM |
| dennyls | $31.14 | 4/22/2011 1:43:54 PM |
| Happyhourcomics | $25.00 | 4/22/2011 2:02:13 PM |
| fund-widget | $25.00 | 4/22/2011 1:40:32 PM |
| integrity-doctor | $100.00 | 4/22/2011 1:50:23 PM |
| new-goodhearted-economy | $100.00 | 4/22/2011 1:53:03 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
501620
This series of Notes was issued and sold upon the funding of the borrower loan #48798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $214.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,156 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truthologist7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pitch for loan
This loan will be used to consolidate $7K in credit card debt
I will be using this to create more ease by paying one lender, instead of 4 and securing a lower rate. I am 43 years old, have a MBA from UCLA and have been working at Prudential Insurance for the past 4 years, Metlife Insurance prior to that. I sell employee benefits of Long Term Disability, Short Term Disability, Dental and Life Insurance to companies that have 1000 employees and below. My credit score is 715. I have never defaulted on any loan. I am a condo owner for the past 6 years that has never paid late on a mortgage, while the rest of the world was foreclosing or walking away.
More than likely I will be paying off this loan much earlier than the amortized schedule. I hope my background suggest to you an accurate sense of financial responsibility. I am not married and I have no children.
Thanks so much.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 4/10/2011 12:02:54 PM |
| MrDavid | $50.00 | 4/10/2011 12:04:06 PM |
| Dollars4Rent | $50.00 | 4/10/2011 12:07:10 PM |
| blot44 | $50.00 | 4/10/2011 12:11:08 PM |
| meux99 | $25.00 | 4/10/2011 12:10:35 PM |
| p40thawk | $50.00 | 4/10/2011 12:10:45 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:12 PM |
| SolarMoonshine | $25.00 | 4/10/2011 12:58:33 PM |
| scrappy-bonus2 | $25.00 | 4/10/2011 3:48:23 PM |
| astute-fairness0 | $25.00 | 4/10/2011 5:56:51 PM |
| currency-persimmon | $100.00 | 4/10/2011 5:59:54 PM |
| restless-balance9 | $50.00 | 4/12/2011 3:24:11 AM |
| jehopper5 | $25.00 | 4/12/2011 8:41:35 AM |
| BaxterEvil | $25.00 | 4/13/2011 5:21:34 PM |
| kenji4861 | $25.00 | 4/14/2011 1:21:49 AM |
| ytjameslee | $41.15 | 4/14/2011 2:37:40 AM |
| Moneypenny6 | $25.00 | 4/14/2011 6:52:14 AM |
| kyomoon | $27.66 | 4/15/2011 6:08:52 AM |
| Searlzy | $25.00 | 4/15/2011 7:28:10 AM |
| Havana21 | $200.00 | 4/16/2011 2:39:59 PM |
| fcrick | $25.00 | 4/16/2011 5:04:42 PM |
| jazz619 | $25.00 | 4/18/2011 2:49:15 PM |
| jeffpac | $50.00 | 4/19/2011 7:04:54 AM |
| damage | $25.00 | 4/19/2011 8:25:32 AM |
| compoundinterest | $50.00 | 4/19/2011 8:03:53 AM |
| DreDub | $100.00 | 4/19/2011 11:53:58 AM |
| atbright | $25.00 | 4/19/2011 12:24:16 PM |
| lagnisiruk | $25.00 | 4/19/2011 11:51:10 AM |
| misit | $25.00 | 4/20/2011 9:49:04 AM |
| ZeoInvestments | $25.00 | 4/20/2011 9:37:09 AM |
| ebusinessagent | $25.00 | 4/20/2011 2:39:32 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:45 PM |
| a-responsible-return | $50.00 | 4/20/2011 4:19:04 PM |
| emo13 | $50.00 | 4/20/2011 4:19:17 PM |
| georgedorn | $25.00 | 4/20/2011 5:20:40 PM |
| highyield | $30.00 | 4/20/2011 8:52:28 PM |
| Jynxie | $50.00 | 4/21/2011 2:12:02 AM |
| panegryst | $50.00 | 4/21/2011 10:51:11 AM |
| SBT | $75.00 | 4/21/2011 2:29:07 PM |
| wise-silver-wonder | $25.00 | 4/22/2011 3:42:56 AM |
| GodzillaLending | $25.00 | 4/22/2011 3:55:14 AM |
| inforapenny | $50.00 | 4/22/2011 5:47:01 AM |
| payment-freshmaker | $25.00 | 4/22/2011 8:35:51 AM |
| betak | $50.00 | 4/22/2011 8:30:19 AM |
| brewlots | $25.00 | 4/22/2011 10:37:24 AM |
| busytosucceed | $50.00 | 4/22/2011 11:12:24 AM |
| frooogal | $25.00 | 4/22/2011 12:36:19 PM |
| btormc5 | $50.00 | 4/22/2011 11:44:00 AM |
| Vegasjim | $100.00 | 4/22/2011 12:01:28 PM |
| Castellan | $50.00 | 4/22/2011 5:41:01 PM |
| dinero-fighter | $200.00 | 4/22/2011 5:52:46 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:09:50 PM |
| casaram | $50.00 | 4/22/2011 5:40:48 PM |
| kevinchu | $25.00 | 4/22/2011 10:56:43 PM |
| OldestBrother | $50.00 | 4/22/2011 11:40:38 PM |
| systematic0 | $50.00 | 4/23/2011 12:39:50 AM |
| rjleves | $30.10 | 4/23/2011 3:33:01 AM |
| Mantis75 | $25.00 | 4/23/2011 3:41:56 AM |
| bankojerry | $25.00 | 4/23/2011 5:09:45 AM |
| point-solstice | $50.00 | 4/23/2011 5:34:11 AM |
| worth-victor6 | $25.00 | 4/23/2011 5:30:50 AM |
| valiant-liberty4 | $25.00 | 4/23/2011 5:40:21 AM |
| BankofBeth | $25.00 | 4/23/2011 7:58:25 AM |
| loan-stronghold1 | $140.00 | 4/23/2011 8:53:15 AM |
| ADRllc | $100.00 | 4/23/2011 9:09:54 AM |
| Richmp412 | $25.00 | 4/23/2011 8:52:08 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:40:39 AM |
| indomitable-coin | $25.00 | 4/10/2011 12:03:15 PM |
| logical-reward8 | $25.00 | 4/10/2011 12:03:05 PM |
| bill-appraiser7 | $25.00 | 4/10/2011 12:06:22 PM |
| serene-truth2 | $50.00 | 4/10/2011 12:08:14 PM |
| subtle-revenue0 | $25.00 | 4/10/2011 12:11:20 PM |
| sparky1129 | $50.00 | 4/10/2011 12:14:00 PM |
| worthy-bid8 | $100.00 | 4/10/2011 12:10:54 PM |
| minista | $25.00 | 4/10/2011 12:11:35 PM |
| dtrain5 | $25.00 | 4/10/2011 12:12:26 PM |
| reflective-rupee | $222.22 | 4/10/2011 12:31:01 PM |
| toronado | $100.00 | 4/10/2011 7:19:49 PM |
| srgriff | $25.00 | 4/11/2011 9:20:44 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:27 AM |
| Zipperdu | $50.00 | 4/12/2011 3:19:43 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:32:19 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:26 PM |
| RandyL3 | $25.00 | 4/12/2011 1:57:01 PM |
| Chosen-one | $25.00 | 4/13/2011 2:20:18 PM |
| mrpowers5531 | $25.00 | 4/13/2011 5:20:20 PM |
| jescowa | $50.00 | 4/13/2011 5:17:49 PM |
| MasterJin | $25.00 | 4/14/2011 12:07:05 PM |
| Weaverville | $100.00 | 4/14/2011 7:27:09 PM |
| JJ9876 | $50.00 | 4/15/2011 10:04:38 AM |
| nosualcneas | $25.00 | 4/16/2011 3:54:42 PM |
| j2ee | $25.00 | 4/16/2011 5:05:32 PM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:42 AM |
| worthy-value1 | $50.00 | 4/17/2011 5:39:35 PM |
| shellstar | $25.00 | 4/18/2011 5:08:48 PM |
| community-pipeline | $50.00 | 4/18/2011 4:58:59 PM |
| efficient-treasure0 | $25.00 | 4/18/2011 4:48:14 PM |
| the-dollar-topper | $100.00 | 4/19/2011 11:51:06 AM |
| djh47a | $25.00 | 4/19/2011 11:52:32 AM |
| fund-tom-tom6 | $25.00 | 4/19/2011 12:44:54 PM |
| selector568 | $50.00 | 4/19/2011 5:23:46 PM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:18 PM |
| radforj22 | $50.00 | 4/20/2011 4:39:36 AM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:34:49 AM |
| shamrocker | $25.00 | 4/20/2011 3:21:33 PM |
| axl163 | $25.00 | 4/20/2011 4:19:51 PM |
| credit-panda1 | $25.00 | 4/20/2011 5:07:47 PM |
| skuba | $100.00 | 4/20/2011 4:18:42 PM |
| mizount | $25.00 | 4/20/2011 5:54:12 PM |
| saahilld | $25.00 | 4/21/2011 12:50:16 PM |
| Carpetkid | $50.00 | 4/21/2011 5:56:35 PM |
| availableloan | $25.00 | 4/21/2011 6:50:49 PM |
| bvzm | $50.00 | 4/22/2011 6:47:07 AM |
| Darrkblu | $25.00 | 4/22/2011 9:34:37 AM |
| soheagle | $25.00 | 4/22/2011 11:35:26 AM |
| _NaLNaBB | $300.00 | 4/22/2011 11:56:45 AM |
| Whitewater_Loans | $25.00 | 4/22/2011 12:01:08 PM |
| donloah | $25.00 | 4/22/2011 11:08:41 AM |
| conceptpi | $86.00 | 4/22/2011 12:04:42 PM |
| fair_rates | $25.00 | 4/22/2011 12:09:18 PM |
| KakeztheKid | $300.00 | 4/22/2011 12:08:23 PM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:20 PM |
| Eddy-2-Aces | $35.00 | 4/22/2011 4:07:55 PM |
| a-exponential-hope | $25.00 | 4/22/2011 4:54:27 PM |
| kind-adventurous-finance | $50.00 | 4/22/2011 4:29:54 PM |
| Eddy-2-Aces | $50.00 | 4/22/2011 5:19:26 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:09:28 PM |
| wwwUniversal | $25.00 | 4/22/2011 7:09:44 PM |
| CPA-Banker | $25.00 | 4/22/2011 9:51:26 PM |
| MTLoans | $25.00 | 4/23/2011 3:46:35 AM |
| shadowflame_99 | $25.00 | 4/23/2011 3:40:59 AM |
| money-floret | $26.46 | 4/23/2011 5:40:17 AM |
| herman7 | $25.00 | 4/23/2011 7:25:31 AM |
| shakespeare6 | $25.00 | 4/23/2011 7:58:23 AM |
| mistertao | $25.00 | 4/23/2011 7:59:12 AM |
| ecn100 | $50.00 | 4/23/2011 8:29:16 AM |
| riveting-rate | $25.00 | 4/23/2011 8:31:22 AM |
| Centaur | $50.00 | 4/23/2011 9:14:31 AM |
| speyer | $50.00 | 4/23/2011 9:58:42 AM |
| MoneyForNothing | $11.41 | 4/23/2011 10:00:39 AM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
501624
This series of Notes was issued and sold upon the funding of the borrower loan #48780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $178.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 23y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,871 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rainbow17 |
Borrower's state:
| Indiana |
Borrower's group:
| Not Active |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 80% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 7
( 20% )
| 640-659
(Jan-2008)
640-659
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
I Always Pay Back Loans
Purpose of loan:
This loan will be used to...Pay off bills and advertise new book
My financial situation:
I am a good candidate for this loan because... I had a previous loan and paid it off on time.
Monthly net income: $61,513.00
Monthly expenses: $3,400
Housing: $1,277
Insurance: $230.00
Car expenses: $700
Utilities: $320
Phone, cable, internet: $130
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain the two public records. Also, you mention that you paid bills on time, but there were 7 instances where you were late in paying your last Prosper loan. Can you explain those 7 late instances? - organic-treasure
A:
Both public records were resolved immediately. Nothing owing on them.
I was late in paying the prosper loans by only perhaps a week or two. My accounts did not have all the funds available, however, I paid the loans and all associated charges. I take my credit seriously and all obligations. Thank you for reviewing my Prosper List.
(Apr-10-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 4/10/2011 12:04:21 PM |
| Zolton | $100.00 | 4/10/2011 12:08:58 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:15:21 PM |
| SolarMoonshine | $25.00 | 4/10/2011 12:57:06 PM |
| blue-useful-auction | $25.00 | 4/11/2011 10:31:52 AM |
| simplelender80 | $100.00 | 4/11/2011 6:29:14 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:18 AM |
| hookUup | $25.72 | 4/12/2011 5:26:05 PM |
| yield-seeker | $25.00 | 4/13/2011 12:58:12 PM |
| Weaverville | $50.00 | 4/14/2011 7:39:49 PM |
| Milonguero | $100.00 | 4/15/2011 9:43:06 AM |
| tntmojave | $28.96 | 4/16/2011 4:26:46 AM |
| lender12345 | $25.00 | 4/16/2011 6:15:12 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:38 PM |
| Slapshot | $25.00 | 4/18/2011 9:35:12 AM |
| KSPHoldings | $25.00 | 4/19/2011 8:00:14 AM |
| Tradesmanlender | $25.00 | 4/19/2011 5:58:41 PM |
| jazzlender | $25.00 | 4/20/2011 9:25:38 AM |
| ChoiceInvestments | $29.29 | 4/20/2011 10:24:04 AM |
| diversifylender | $50.00 | 4/20/2011 11:42:14 AM |
| Hondo | $25.00 | 4/20/2011 1:21:28 PM |
| Bill88 | $25.00 | 4/20/2011 3:22:10 PM |
| bb575 | $50.00 | 4/20/2011 9:09:26 PM |
| ONECENTATATIME | $28.00 | 4/21/2011 6:22:34 AM |
| ericgassercom | $50.00 | 4/21/2011 7:45:54 AM |
| palace2 | $300.00 | 4/21/2011 5:38:21 AM |
| grampy48 | $46.91 | 4/22/2011 4:31:14 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:48 PM |
| silver-buckeye | $100.00 | 4/22/2011 4:27:43 PM |
| Chewbaca | $25.00 | 4/22/2011 4:29:57 PM |
| ddamenace | $25.00 | 4/22/2011 4:31:38 PM |
| orderandprogress | $25.00 | 4/22/2011 5:30:30 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:17 PM |
| Axium | $50.00 | 4/22/2011 5:31:16 PM |
| melodious-fairness | $50.00 | 4/22/2011 5:31:02 PM |
| bluefootedpig | $25.00 | 4/22/2011 8:54:34 PM |
| BxRealtor | $25.00 | 4/10/2011 12:10:14 PM |
| efficient-treasure0 | $25.00 | 4/10/2011 12:13:42 PM |
| thankful-nickel2 | $25.00 | 4/10/2011 4:34:46 PM |
| sweety075 | $25.00 | 4/10/2011 5:26:40 PM |
| PRGuyinVA | $25.00 | 4/10/2011 7:27:01 PM |
| delicious-loan093 | $25.00 | 4/10/2011 10:30:20 PM |
| competent-p2p | $26.19 | 4/11/2011 6:24:02 AM |
| zone6 | $50.00 | 4/11/2011 2:40:28 PM |
| vutah | $50.00 | 4/11/2011 4:40:38 PM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 8:00:26 AM |
| SLN-10 | $25.00 | 4/12/2011 12:12:02 PM |
| wizard750 | $30.00 | 4/13/2011 2:14:00 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:25 AM |
| JJ-Loans | $75.00 | 4/14/2011 9:22:58 AM |
| enthralling-deal180 | $50.00 | 4/15/2011 10:35:06 AM |
| ursus | $100.00 | 4/18/2011 9:00:11 AM |
| atbright | $25.00 | 4/19/2011 2:52:10 PM |
| studious-peso | $25.00 | 4/19/2011 2:16:01 PM |
| grammaspurse | $25.00 | 4/19/2011 3:58:17 PM |
| Mariner3605 | $25.00 | 4/19/2011 5:54:52 PM |
| sharp-trade0 | $25.00 | 4/19/2011 6:01:39 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:36 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:52 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:41 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:41 AM |
| rlaboy | $25.00 | 4/20/2011 7:59:47 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:50 AM |
| krajne | $30.00 | 4/20/2011 2:20:01 PM |
| radforj22 | $25.00 | 4/20/2011 2:23:11 PM |
| MasterJin | $25.00 | 4/20/2011 2:24:51 PM |
| nnomura | $50.00 | 4/20/2011 8:43:07 PM |
| patriot897 | $25.00 | 4/20/2011 11:29:20 PM |
| privatebankerva | $25.00 | 4/21/2011 9:37:23 AM |
| bold-durability-drum | $50.00 | 4/21/2011 4:23:13 PM |
| ProjectVenture | $25.00 | 4/21/2011 6:24:37 PM |
| love-interest | $25.00 | 4/22/2011 7:45:18 AM |
| reflective-rupee | $25.55 | 4/22/2011 3:37:39 PM |
| FinanceEngine | $50.00 | 4/22/2011 3:45:29 PM |
| anton | $700.00 | 4/22/2011 4:29:40 PM |
| tomdooley12520 | $25.00 | 4/22/2011 3:24:45 PM |
| MARSTUN | $50.00 | 4/22/2011 5:30:48 PM |
| loot-heart | $25.00 | 4/22/2011 5:32:44 PM |
| Doug1043 | $25.00 | 4/22/2011 5:31:15 PM |
| dinero-fighter | $500.00 | 4/22/2011 5:49:52 PM |
| marwadi-62 | $300.00 | 4/22/2011 7:05:53 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:22 PM |
| a-resplendent-commitment | $50.00 | 4/22/2011 8:41:02 PM |
| bughead | $25.00 | 4/22/2011 9:43:51 PM |
| janeybooboo | $34.96 | 4/22/2011 9:19:45 PM |
| MoneyForNothing | $19.42 | 4/22/2011 9:44:07 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
501654
This series of Notes was issued and sold upon the funding of the borrower loan #48762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,566 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organized-money5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repair of vehicle-
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I pay all bills on time, I am a divorced mother of 3, with one vehicle as the sole form of transportation. Need lump sum amount to repair vehicle. Vehicle is paid for. But do not have money for needed repair.
Monthly net income: $ 2900.00
Monthly expenses: $ 2000.00
Housing: $ 1096.00
Insurance: $
Car expenses: $
Utilities: $ 180.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
155,000.00 mortgage balance
165,000.00-new construction home
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 4/11/2011 9:08:03 AM |
| 2grindstones | $25.00 | 4/11/2011 1:10:11 PM |
| SLN-10 | $25.00 | 4/12/2011 12:12:09 PM |
| loyaltyologist | $25.00 | 4/12/2011 4:21:12 PM |
| Weaverville | $25.00 | 4/14/2011 7:39:09 PM |
| money-baron-roth-IRA | $200.00 | 4/17/2011 2:37:21 PM |
| Sudoku | $50.00 | 4/18/2011 8:07:55 AM |
| StarshineXL | $200.00 | 4/18/2011 6:46:07 PM |
| pious-gold | $25.00 | 4/20/2011 5:41:47 PM |
| reflective-rupee | $25.44 | 4/11/2011 10:38:46 AM |
| dudebrah | $25.00 | 4/11/2011 8:42:05 PM |
| master648 | $30.00 | 4/13/2011 9:16:23 AM |
| kingbob | $25.00 | 4/13/2011 10:33:44 AM |
| droopie1 | $25.00 | 4/16/2011 12:25:38 PM |
| jstrode10 | $25.00 | 4/21/2011 8:23:43 AM |
| palace2 | $100.00 | 4/21/2011 12:15:08 PM |
| IASKGOD | $25.00 | 4/21/2011 5:16:28 PM |
| anton | $900.00 | 4/22/2011 1:29:03 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
501694
This series of Notes was issued and sold upon the funding of the borrower loan #48786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,358 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unequaled-return931 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
Pay down debt
My financial situation:
Currently employed full time for the same company for 3 years, and reducing expenses. Also married, and spouse pays most household bills incl. mortgage
Monthly net income: $ 3100
Monthly expenses: $ 2000
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 400
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 900
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain your high revolving debt. Is any of this home equity line of credit debt? Thanks - reflective-rupee
A:
It is mostly credit card debt shared with my wife (also employed) and student loans
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 4/11/2011 5:43:22 PM |
| reflective-rupee | $25.44 | 4/11/2011 8:02:00 PM |
| Weaverville | $25.00 | 4/14/2011 7:39:05 PM |
| wild-orange | $25.00 | 4/12/2011 11:25:48 AM |
| money-baron-roth-IRA | $150.00 | 4/15/2011 7:31:09 PM |
| anton | $1,575.00 | 4/22/2011 5:29:41 PM |
| reflective-rupee | $175.55 | 4/22/2011 5:15:35 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
501752
This series of Notes was issued and sold upon the funding of the borrower loan #48764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 16y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,805 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Par-72-Golfer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wags loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6400
Monthly expenses: $600
Housing: $1300
Insurance: $
Car expenses: $
Utilities: $150
Phone, cable, internet: $128
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $12,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What is the purpose of this loan? Thanks - reflective-rupee
A:
To pay IRS and to pay some small limit credit cards off. Working hard on improving my credit rating.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| CaptainCrunch | $25.00 | 4/11/2011 5:02:24 PM |
| magnetic-dedication3 | $25.00 | 4/11/2011 7:24:36 PM |
| reflective-rupee | $25.44 | 4/11/2011 8:02:34 PM |
| Kash2010lu | $25.00 | 4/11/2011 7:39:37 PM |
| SLN-10 | $25.00 | 4/12/2011 12:12:13 PM |
| fuzed | $30.00 | 4/13/2011 4:34:58 PM |
| Weaverville | $25.00 | 4/14/2011 7:39:04 PM |
| dinero-fighter | $200.00 | 4/22/2011 5:54:43 PM |
| CA-Lender | $25.04 | 4/22/2011 5:41:11 PM |
| EretzCapital | $44.76 | 4/22/2011 5:50:00 PM |
| 19vfwcinc89 | $57.98 | 4/23/2011 3:15:15 AM |
| lotuss4 | $50.00 | 4/23/2011 12:54:45 PM |
| faultline45 | $86.52 | 4/23/2011 4:33:58 PM |
| LuvToLend | $25.00 | 4/23/2011 5:16:12 PM |
| draggon77 | $30.19 | 4/23/2011 6:57:41 PM |
| loss-of-control | $50.00 | 4/23/2011 6:30:57 PM |
| ultimate-peace | $25.00 | 4/11/2011 5:08:09 PM |
| restless-dime | $25.00 | 4/12/2011 6:45:17 AM |
| money-baron-roth-IRA | $250.00 | 4/17/2011 3:03:28 PM |
| money-fort | $25.00 | 4/22/2011 5:55:30 PM |
| capital-halo1 | $2,500.00 | 4/22/2011 5:44:37 PM |
| lendstats_com | $200.00 | 4/22/2011 5:55:51 PM |
| 2grindstones | $25.00 | 4/22/2011 6:39:40 PM |
| dariop | $25.07 | 4/22/2011 8:30:02 PM |
| nickel-demon2 | $100.00 | 4/23/2011 6:55:32 AM |
| favorable-deal0 | $25.00 | 4/23/2011 1:02:30 PM |
| surferracerskaterboy | $50.00 | 4/23/2011 6:06:04 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
501754
This series of Notes was issued and sold upon the funding of the borrower loan #48781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,881 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funds-achievement0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: to paid all my credit card bills for amount $6000
This loan will be used to...consolidation
My financial situation:
I am a good candidate for this loan because I make sure I make all my payment on time to avoid a late fee charged and finish paid as an agreement i sigh for it.
Monthly net income: $1252
Monthly expenses: $1200
Housing: $400
Insurance: $72.69
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $50.00
Food, entertainment: $80.00
Clothing, household expenses: $200.00
Credit cards and other loans: $239
Other expenses: $30.00
this loan i take to paid all my credit card bills of $6,000 dollars credit debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/11/2011 5:04:10 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:36 PM |
| nerdfactor | $25.00 | 4/11/2011 5:08:40 PM |
| selector568 | $50.00 | 4/14/2011 2:32:39 AM |
| Weaverville | $25.00 | 4/14/2011 7:32:29 PM |
| StarshineXL | $400.00 | 4/15/2011 12:00:06 PM |
| fantastic-wampum1 | $100.00 | 4/15/2011 5:30:37 PM |
| thelovebug | $50.00 | 4/18/2011 5:50:49 PM |
| Gibbyland | $100.00 | 4/19/2011 8:07:28 AM |
| anton | $1,275.00 | 4/22/2011 4:38:18 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:38 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:07 AM |
| Aleut | $25.00 | 4/23/2011 6:14:22 PM |
| truelumen | $25.00 | 4/23/2011 6:53:36 PM |
| missing-link | $25.00 | 4/23/2011 7:49:17 PM |
| daano15 | $25.00 | 4/23/2011 7:08:31 PM |
| sturdy-openness885 | $25.00 | 4/24/2011 12:04:16 AM |
| FoosMaster | $25.00 | 4/24/2011 7:05:48 AM |
| GrooveBiz | $50.00 | 4/24/2011 12:54:10 PM |
| graceful-investment | $100.00 | 4/24/2011 2:44:15 PM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:11 PM |
| capital-visionary | $25.00 | 4/24/2011 2:15:30 PM |
| suave-dime6 | $25.00 | 4/11/2011 5:02:59 PM |
| reflective-rupee | $25.44 | 4/11/2011 5:10:29 PM |
| ingenious-deal6 | $25.00 | 4/11/2011 5:05:20 PM |
| zotzot | $25.44 | 4/12/2011 6:08:13 AM |
| SLN-10 | $25.00 | 4/12/2011 12:12:14 PM |
| scarlet-velvet | $25.00 | 4/13/2011 6:18:43 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:46 AM |
| ursus | $50.00 | 4/18/2011 8:48:52 AM |
| mercuriant | $25.00 | 4/18/2011 4:06:57 PM |
| sfmf | $40.00 | 4/19/2011 10:00:12 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:01 PM |
| daekpon | $50.00 | 4/20/2011 3:45:58 PM |
| birddogsb | $50.00 | 4/21/2011 5:19:34 PM |
| Easystreet | $25.00 | 4/22/2011 3:22:08 AM |
| jjswanso | $50.00 | 4/22/2011 5:34:46 PM |
| asiaratt | $50.00 | 4/22/2011 5:35:33 PM |
| macgeek | $25.00 | 4/23/2011 9:34:58 AM |
| DasMula | $27.00 | 4/23/2011 9:24:53 AM |
| top-historic-peso | $25.00 | 4/23/2011 10:28:39 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:51 AM |
| pureliquidhw | $25.00 | 4/23/2011 1:25:37 PM |
| DSFinancial | $50.00 | 4/23/2011 2:30:52 PM |
| janeybooboo | $100.00 | 4/23/2011 3:38:02 PM |
| drkosh | $25.00 | 4/23/2011 4:44:20 PM |
| maelstrom | $50.00 | 4/23/2011 4:59:25 PM |
| Comoparklender | $50.00 | 4/23/2011 8:14:37 PM |
| shrewd-income | $50.00 | 4/23/2011 8:03:10 PM |
| grampy48 | $30.00 | 4/24/2011 6:32:28 AM |
| buffalobills | $25.00 | 4/24/2011 7:40:27 AM |
| Tahoeman | $25.00 | 4/24/2011 8:15:03 AM |
| dsnybnd | $25.00 | 4/24/2011 9:29:21 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:28:14 AM |
| gold-commander0 | $25.00 | 4/24/2011 1:24:44 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
501792
This series of Notes was issued and sold upon the funding of the borrower loan #48728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,000 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-youngster2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Debt
Purpose of loan: Put all of my debt on one bill for one pay monthly payment. This will also reduce the interest rates
This loan will be used to... Pay off credit cards
My financial situation:
I am a good candidate for this loan because... I have always paid my bills on time and have a good credit history.
Monthly net income: $2,300.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nerdfactor | $25.00 | 4/12/2011 9:10:27 AM |
| suave-dime6 | $25.00 | 4/12/2011 9:05:19 AM |
| simplelender80 | $150.00 | 4/12/2011 9:06:41 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:25 AM |
| value-allocator1 | $100.00 | 4/12/2011 9:11:43 AM |
| brightest-dignified-penny | $25.00 | 4/12/2011 10:36:36 AM |
| one-midas | $25.00 | 4/12/2011 9:57:30 AM |
| restless-dime | $50.00 | 4/12/2011 11:27:53 AM |
| cash-raccoon | $25.00 | 4/12/2011 11:51:59 AM |
| transformer855 | $25.00 | 4/12/2011 6:17:05 PM |
| RyanM561 | $25.00 | 4/12/2011 8:09:15 PM |
| Rogelio48 | $30.00 | 4/16/2011 7:43:18 AM |
| nickel-hickory | $50.00 | 4/16/2011 5:03:01 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:55 AM |
| depalma13 | $25.00 | 4/17/2011 4:00:33 PM |
| wonder3 | $25.00 | 4/18/2011 12:13:01 PM |
| StarshineXL | $375.00 | 4/18/2011 6:51:54 PM |
| Gibbyland | $100.00 | 4/19/2011 8:07:42 AM |
| Bob450 | $25.00 | 4/19/2011 5:48:50 PM |
| mercuriant | $25.00 | 4/19/2011 5:45:14 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:11 PM |
| greencat | $50.00 | 4/21/2011 7:25:57 AM |
| lotuss4 | $50.00 | 4/22/2011 9:15:47 AM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:44 PM |
| anton | $4,040.00 | 4/22/2011 5:24:09 PM |
| sharp-trade0 | $25.00 | 4/12/2011 9:13:04 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 9:35:42 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 9:07:20 AM |
| reflective-rupee | $750.44 | 4/12/2011 9:17:55 AM |
| 2grindstones | $25.00 | 4/12/2011 11:14:06 AM |
| SLN-10 | $25.00 | 4/12/2011 12:12:24 PM |
| bright-exchange | $25.00 | 4/12/2011 1:45:04 PM |
| SolarMoonshine | $25.00 | 4/12/2011 7:09:50 PM |
| Amber_Stone | $25.00 | 4/12/2011 9:07:45 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:41 PM |
| larryboy10 | $50.00 | 4/15/2011 9:13:26 AM |
| kingbob | $25.00 | 4/15/2011 7:43:01 AM |
| money-baron-roth-IRA | $500.00 | 4/15/2011 7:03:32 PM |
| ursus | $50.00 | 4/18/2011 8:49:08 AM |
| fantastic-wampum1 | $100.00 | 4/18/2011 10:12:04 AM |
| Whipster | $50.00 | 4/18/2011 6:54:18 PM |
| loanman2007 | $75.00 | 4/20/2011 5:05:56 AM |
| thelovebug | $50.00 | 4/20/2011 9:21:04 AM |
| diversification-maple1 | $25.00 | 4/20/2011 5:49:50 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
501836
This series of Notes was issued and sold upon the funding of the borrower loan #48795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $537 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-souffle |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT
Purpose of loan:
This loan will be used to...
Consolidate my debt
My financial situation:
I am a good candidate for this loan because...I will be able to pay off loan in full either the end of may or June with doctorate school money.
Monthly net income: $2500
Monthly expenses: $600
Housing: $670
Insurance: $300 every three months
Car expenses: $200 dollars a month
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $varies
Credit cards and other loans: $80 a month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transaction-circuit | $50.00 | 4/12/2011 9:06:27 AM |
| ultimate-peace | $350.00 | 4/12/2011 9:09:20 AM |
| simplelender80 | $150.00 | 4/12/2011 9:06:44 AM |
| sharp-trade0 | $25.00 | 4/12/2011 9:13:05 AM |
| cash-raccoon | $25.00 | 4/12/2011 11:51:57 AM |
| mrxtravis | $25.00 | 4/13/2011 2:32:14 AM |
| Jack55304 | $185.00 | 4/17/2011 5:33:58 AM |
| ursus | $50.00 | 4/18/2011 8:49:12 AM |
| dsnybnd | $25.00 | 4/19/2011 7:37:50 AM |
| sfmf | $40.00 | 4/19/2011 10:00:18 AM |
| kingbob | $25.00 | 4/19/2011 3:02:36 PM |
| thelovebug | $100.00 | 4/20/2011 4:13:50 PM |
| IASKGOD | $25.00 | 4/21/2011 5:17:10 PM |
| mighty-payout1 | $25.00 | 4/21/2011 9:37:53 PM |
| TJB_2007 | $50.00 | 4/22/2011 9:37:59 AM |
| Makingitrain | $25.00 | 4/22/2011 9:42:58 AM |
| wealth-prodigy1 | $50.00 | 4/22/2011 1:15:30 PM |
| anton | $300.00 | 4/22/2011 4:34:39 PM |
| dinero-fighter | $200.00 | 4/22/2011 5:44:27 PM |
| mex_invests | $25.00 | 4/22/2011 5:55:27 PM |
| shrewd-income | $47.19 | 4/22/2011 6:36:30 PM |
| Bill88 | $25.00 | 4/22/2011 7:03:23 PM |
| muirheaj | $25.00 | 4/22/2011 8:08:03 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 9:07:23 AM |
| reflective-rupee | $222.22 | 4/12/2011 9:10:10 AM |
| well-rounded-payout0 | $50.00 | 4/12/2011 9:06:56 AM |
| nerdfactor | $25.00 | 4/12/2011 9:10:30 AM |
| suave-dime6 | $25.00 | 4/12/2011 9:05:22 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:28 AM |
| wild-orange | $25.00 | 4/12/2011 11:20:00 AM |
| Eric_Gagne | $25.00 | 4/12/2011 4:11:23 PM |
| SolarMoonshine | $25.00 | 4/12/2011 6:41:59 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:45 PM |
| money-baron-roth-IRA | $50.00 | 4/15/2011 7:04:35 PM |
| fantastic-wampum1 | $100.00 | 4/18/2011 2:15:04 PM |
| mercuriant | $25.00 | 4/20/2011 1:53:25 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:15 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:50 PM |
| reflective-rupee | $300.55 | 4/22/2011 5:22:58 PM |
| drmoney11 | $32.91 | 4/22/2011 9:56:42 PM |
| Easystreet | $25.00 | 4/23/2011 2:58:47 AM |
| ryanshain | $22.13 | 4/23/2011 5:29:59 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
501922
This series of Notes was issued and sold upon the funding of the borrower loan #48769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,920 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-serrano |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
trade-serrano
Purpose of loan:
This loan will be used to... To Pay 2 medical bills and repair on my van
My financial situation: Good
I am a good candidate for this loan because... I have never had an default account and a long credit history.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
We only have a 1st Mortgage. The balance at this time is $155,000. At the time of purchase in 2003 the value was at 165,000 .00. Now however with the down market its value is at 145,000.00
(Apr-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $300.00 | 4/12/2011 5:08:13 PM |
| reflective-rupee | $222.22 | 4/13/2011 6:25:38 AM |
| Weaverville | $25.00 | 4/14/2011 7:39:00 PM |
| sfmf | $40.00 | 4/19/2011 10:00:24 AM |
| eboomer2611 | $25.00 | 4/21/2011 11:32:56 AM |
| CA-Lender | $25.04 | 4/22/2011 8:19:47 PM |
| bsmtloan | $200.00 | 4/22/2011 8:56:41 PM |
| versatile-benefit933 | $81.83 | 4/22/2011 9:22:58 PM |
| WakkaWakkaWakka | $25.00 | 4/22/2011 9:53:10 PM |
| brondero | $50.00 | 4/23/2011 3:53:02 AM |
| melodious-openness | $100.00 | 4/23/2011 5:37:07 AM |
| authority624 | $27.61 | 4/23/2011 6:13:00 AM |
| persistent-income2 | $25.00 | 4/23/2011 6:12:45 AM |
| pureliquidhw | $25.00 | 4/23/2011 1:21:31 PM |
| Mombo-5 | $50.00 | 4/24/2011 4:25:05 AM |
| luvlending | $25.00 | 4/24/2011 6:20:28 PM |
| reward-dynamo | $25.00 | 4/24/2011 5:51:40 PM |
| loan-genie88 | $26.00 | 4/24/2011 9:59:27 PM |
| Amber_Stone | $25.00 | 4/12/2011 9:01:15 PM |
| investment-artist | $25.00 | 4/14/2011 8:56:39 AM |
| impala6464 | $100.00 | 4/22/2011 8:49:15 PM |
| glroark | $50.00 | 4/22/2011 7:57:51 PM |
| ddog0224 | $25.00 | 4/22/2011 9:38:11 PM |
| Pitufo | $25.00 | 4/22/2011 9:28:03 PM |
| WonByOne | $25.00 | 4/22/2011 10:52:25 PM |
| Roundhouse | $200.00 | 4/22/2011 11:09:21 PM |
| worth-shower8 | $100.00 | 4/23/2011 2:14:59 AM |
| 1randyp | $300.00 | 4/23/2011 4:50:51 AM |
| kr60 | $200.00 | 4/23/2011 6:14:24 AM |
| melodious-openness | $100.00 | 4/23/2011 5:47:11 AM |
| SkinnyFish | $25.00 | 4/23/2011 5:57:54 AM |
| IASKGOD | $45.00 | 4/23/2011 6:14:15 AM |
| alphabet76 | $25.00 | 4/23/2011 2:25:40 PM |
| money-fort | $25.00 | 4/23/2011 3:38:06 PM |
| shrewd-income | $50.00 | 4/23/2011 8:16:52 PM |
| grampy48 | $25.00 | 4/24/2011 6:33:57 AM |
| 2grindstones | $25.00 | 4/24/2011 9:02:33 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:34:34 AM |
| loss-of-control | $50.00 | 4/24/2011 10:09:33 AM |
| vest_vortex | $33.00 | 4/24/2011 10:43:19 AM |
| rate-sceptre | $50.00 | 4/24/2011 12:55:00 PM |
| resplendent-peace7 | $25.00 | 4/24/2011 7:15:41 PM |
| shepherd1 | $25.00 | 4/24/2011 8:02:34 PM |
| payout-bridge | $100.00 | 4/24/2011 9:14:13 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
501946
This series of Notes was issued and sold upon the funding of the borrower loan #48740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $153.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 21y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,252 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-strawberry5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle upgrade
Purpose of loan:
This loan will be used to purchase a 2005 Kawasaki Concours.
My financial situation:
I am a good candidate for this loan because I have a steady job, have a good credit rating, and I pay my bills on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kirkjerk | $50.00 | 4/13/2011 9:01:55 AM |
| serene-truth2 | $50.00 | 4/13/2011 9:07:17 AM |
| indomitable-coin | $50.00 | 4/13/2011 9:06:03 AM |
| meux99 | $25.00 | 4/13/2011 9:08:23 AM |
| logical-reward8 | $25.00 | 4/13/2011 9:02:50 AM |
| worthy-bid8 | $100.00 | 4/13/2011 9:06:17 AM |
| ore-genius2 | $100.00 | 4/13/2011 9:09:19 AM |
| availableloan | $25.00 | 4/13/2011 9:10:17 AM |
| bill-appraiser7 | $25.00 | 4/13/2011 5:21:59 PM |
| sparky1129 | $50.00 | 4/13/2011 5:21:48 PM |
| subtle-revenue0 | $25.00 | 4/13/2011 5:21:56 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:42:20 PM |
| currency-persimmon | $100.00 | 4/13/2011 6:06:12 PM |
| Dollars4Rent | $27.91 | 4/14/2011 1:59:53 AM |
| vine99 | $90.00 | 4/13/2011 10:28:40 PM |
| astute-fairness0 | $25.00 | 4/14/2011 6:19:33 PM |
| Kosme | $100.00 | 4/14/2011 11:32:00 PM |
| Searlzy | $25.00 | 4/15/2011 7:27:57 AM |
| JJ9876 | $50.00 | 4/15/2011 10:05:06 AM |
| fcrick | $25.00 | 4/16/2011 5:05:08 PM |
| a2190b | $25.00 | 4/16/2011 7:02:02 PM |
| jeffpac | $50.00 | 4/19/2011 7:05:14 AM |
| compoundinterest | $50.00 | 4/19/2011 8:04:37 AM |
| ryan6853 | $25.00 | 4/19/2011 8:22:54 AM |
| axl163 | $25.00 | 4/19/2011 8:24:35 AM |
| Drewkeeper | $25.00 | 4/20/2011 2:11:12 AM |
| ytjameslee | $50.00 | 4/20/2011 3:23:12 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:51 PM |
| credit-panda1 | $25.00 | 4/20/2011 5:05:31 PM |
| kyomoon | $50.00 | 4/20/2011 5:29:40 PM |
| Steveoo1 | $50.00 | 4/20/2011 5:37:40 PM |
| jazz619 | $25.00 | 4/20/2011 5:54:01 PM |
| scrappy-bonus2 | $25.00 | 4/21/2011 2:41:23 AM |
| community-pipeline | $50.00 | 4/21/2011 12:35:42 PM |
| saahilld | $25.00 | 4/21/2011 12:50:18 PM |
| micah7345 | $39.42 | 4/21/2011 2:07:41 PM |
| r48 | $25.00 | 4/21/2011 5:20:02 PM |
| Bodyboard | $25.00 | 4/21/2011 5:19:49 PM |
| bvzm | $50.00 | 4/22/2011 6:47:20 AM |
| Approved | $50.00 | 4/22/2011 9:32:23 AM |
| Darrkblu | $25.00 | 4/22/2011 9:34:43 AM |
| YellowJacket | $25.00 | 4/22/2011 9:41:01 AM |
| respectful-integrity3 | $33.88 | 4/22/2011 9:56:40 AM |
| anton | $100.00 | 4/22/2011 1:30:28 PM |
| a-exponential-hope | $25.00 | 4/22/2011 4:55:27 PM |
| Hybodant | $75.00 | 4/22/2011 8:22:12 PM |
| glimmering-credit4 | $30.00 | 4/22/2011 10:45:07 PM |
| herman7 | $25.00 | 4/23/2011 7:30:15 AM |
| speyer | $50.00 | 4/23/2011 9:59:16 AM |
| BankingFamily | $25.00 | 4/23/2011 1:08:57 PM |
| blooming-market | $25.00 | 4/23/2011 2:36:54 PM |
| Reddy_Capital | $36.00 | 4/23/2011 10:40:20 PM |
| Tighternbarkonatree | $25.00 | 4/24/2011 4:59:19 AM |
| ets2011 | $25.00 | 4/24/2011 7:30:26 AM |
| HealthAndSafety | $100.00 | 4/24/2011 10:46:43 AM |
| finance-symphony7 | $49.94 | 4/24/2011 11:03:38 AM |
| exact-gold2 | $50.00 | 4/24/2011 2:51:44 PM |
| pmandel | $104.96 | 4/24/2011 5:45:01 PM |
| DukSerduk | $25.00 | 4/13/2011 9:02:45 AM |
| MrDavid | $100.00 | 4/13/2011 9:04:08 AM |
| minista | $25.00 | 4/13/2011 9:08:38 AM |
| cashhelp | $60.00 | 4/13/2011 9:01:58 AM |
| reflective-rupee | $25.44 | 4/13/2011 9:30:08 AM |
| dtrain5 | $25.00 | 4/13/2011 9:04:41 AM |
| blot44 | $50.00 | 4/13/2011 9:08:30 AM |
| euro-deployment | $25.00 | 4/13/2011 9:09:08 AM |
| selector568 | $50.00 | 4/13/2011 11:23:32 AM |
| RandyL3 | $25.00 | 4/13/2011 6:06:47 PM |
| kenji4861 | $25.00 | 4/14/2011 1:22:03 AM |
| restless-balance9 | $50.00 | 4/14/2011 7:00:28 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:16 PM |
| nosualcneas | $25.00 | 4/16/2011 3:55:05 PM |
| Havana21 | $200.00 | 4/16/2011 2:40:15 PM |
| Weaverville | $100.00 | 4/16/2011 4:49:16 PM |
| agbullet55443 | $200.00 | 4/16/2011 9:04:12 PM |
| p40thawk | $50.00 | 4/19/2011 8:16:30 AM |
| damage | $25.00 | 4/19/2011 8:25:39 AM |
| worthy-value1 | $50.00 | 4/19/2011 11:50:38 AM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:25 PM |
| swissbanker | $25.00 | 4/20/2011 7:36:31 AM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:35:00 AM |
| srgriff | $25.00 | 4/20/2011 4:18:45 PM |
| georgedorn | $25.00 | 4/20/2011 5:18:59 PM |
| fund-tom-tom6 | $25.00 | 4/20/2011 5:36:33 PM |
| jedi8 | $50.00 | 4/21/2011 8:00:59 AM |
| JedClampett | $75.00 | 4/21/2011 6:32:31 AM |
| Carpetkid | $50.00 | 4/21/2011 5:56:45 PM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:31 PM |
| kind-adventurous-finance | $50.00 | 4/22/2011 4:30:01 PM |
| a-exponential-hope | $30.00 | 4/22/2011 5:04:42 PM |
| a2190b | $25.00 | 4/22/2011 5:21:56 PM |
| YummiBear | $25.00 | 4/22/2011 7:02:49 PM |
| CPA-Banker | $30.00 | 4/22/2011 9:41:58 PM |
| mistertao | $25.00 | 4/23/2011 7:59:26 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:40:54 AM |
| credible-durability | $25.00 | 4/23/2011 10:01:11 AM |
| UnclePockets | $25.00 | 4/23/2011 10:55:11 AM |
| marwadi-62 | $200.00 | 4/23/2011 11:54:39 AM |
| Taxman44 | $25.00 | 4/23/2011 12:04:29 PM |
| patriot897 | $50.00 | 4/23/2011 11:47:03 AM |
| cash-queen | $42.45 | 4/23/2011 7:33:31 PM |
| truth-image | $50.00 | 4/23/2011 7:29:24 PM |
| BankofRa | $25.00 | 4/23/2011 7:46:13 PM |
| VBAces | $50.00 | 4/23/2011 8:40:18 PM |
| jasperpants | $25.00 | 4/24/2011 6:14:32 AM |
| mrkb80 | $50.00 | 4/24/2011 11:49:31 AM |
| antlr | $50.00 | 4/24/2011 4:39:22 PM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
502000
This series of Notes was issued and sold upon the funding of the borrower loan #48739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 16.15% |
Monthly payment:
| $187.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,400 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-enjoyment8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Needed ASAP
Student needs car for college and to get job.
Purpose of loan:
This loan will be used to purchase a used vehicle for a college student. Mom is buying it because daughter's car was rear-ended by another driver March 8th and a total loss. The insurance money has not yet come through and she needs a car NOW. We have put money down on another vehicle, but need money fast.
My financial situation:
I am a good candidate for this loan because I pay my bills on time, have a full-time job of 5+ years, and own 3 other vehicles free and clear. Due to a property dispute with a neighbor, we had to spend almost $30,000 in legal fees (we won!) so my debt to income ratio is high at the moment, but I have been working some side jobs to pay down my debt. My credit score is still very good at between 730-740.
My monthly net income is $4465. No other car loans. Own 2004 Toyota Camry, 2003 Toyota Tundra and 1996 Honda Accord.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Peterman | $25.00 | 4/13/2011 9:08:15 AM |
| simplelender80 | $100.00 | 4/13/2011 9:09:26 AM |
| indomitable-coin | $50.00 | 4/13/2011 10:43:41 AM |
| reflective-rupee | $25.44 | 4/13/2011 1:46:51 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:41:42 PM |
| reflective-dollar8 | $50.00 | 4/15/2011 10:03:01 AM |
| StarshineXL | $550.00 | 4/16/2011 7:12:36 PM |
| efficient-treasure0 | $25.00 | 4/18/2011 4:24:55 AM |
| rdrloan | $25.00 | 4/18/2011 8:05:02 AM |
| ursus | $100.00 | 4/18/2011 9:01:42 AM |
| GeorgiaGator | $50.00 | 4/18/2011 1:03:43 PM |
| ryan6853 | $25.00 | 4/19/2011 8:24:06 AM |
| newest-funds-powerplant | $50.00 | 4/19/2011 9:24:55 AM |
| AFairDeal | $75.00 | 4/19/2011 5:52:53 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:25 AM |
| RandyL3 | $25.00 | 4/20/2011 12:52:23 AM |
| yield-seeker | $25.00 | 4/20/2011 1:11:10 PM |
| dmk2006 | $25.00 | 4/21/2011 2:27:26 PM |
| FinDoc | $25.00 | 4/21/2011 3:33:54 PM |
| radforj22 | $25.00 | 4/21/2011 2:49:35 PM |
| CASSHMAN | $100.00 | 4/21/2011 3:39:34 PM |
| diverse-benjamins | $50.00 | 4/22/2011 12:43:23 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:46 PM |
| wwwUniversal | $25.00 | 4/22/2011 3:54:11 PM |
| dinero-fighter | $500.00 | 4/22/2011 5:48:23 PM |
| r48 | $25.00 | 4/22/2011 6:29:36 PM |
| Axium | $50.00 | 4/22/2011 6:30:15 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:12:48 PM |
| SpookyJohn | $50.00 | 4/23/2011 12:18:08 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:09:59 AM |
| organized-payment6 | $50.00 | 4/13/2011 9:06:26 AM |
| BxRealtor | $25.00 | 4/13/2011 9:10:20 AM |
| Zolton | $100.00 | 4/13/2011 9:31:25 AM |
| Bank_Of_XL | $50.00 | 4/13/2011 1:11:56 PM |
| competent-p2p | $40.00 | 4/13/2011 7:19:42 PM |
| bradfid | $25.00 | 4/15/2011 8:19:04 AM |
| Weaverville | $25.00 | 4/16/2011 4:50:35 PM |
| titilsbie14 | $40.00 | 4/18/2011 11:12:04 AM |
| dough-hammock | $25.00 | 4/18/2011 1:03:14 PM |
| petsheep | $25.00 | 4/19/2011 2:50:44 PM |
| worthy-bid8 | $50.00 | 4/19/2011 6:40:34 PM |
| availableloan | $25.00 | 4/20/2011 7:34:35 PM |
| bid-czar8 | $50.00 | 4/21/2011 8:27:02 AM |
| loyalist1 | $200.00 | 4/21/2011 8:12:43 AM |
| bradfid | $25.00 | 4/21/2011 8:45:33 PM |
| anton | $1,625.00 | 4/22/2011 11:34:29 AM |
| RedCentre | $178.54 | 4/22/2011 11:35:23 AM |
| RainyDayLoans | $50.00 | 4/22/2011 12:06:34 PM |
| MacAtk | $200.00 | 4/22/2011 12:56:26 PM |
| FinanceEngine | $40.00 | 4/22/2011 3:50:24 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:12:24 PM |
| theloanfiller | $25.00 | 4/22/2011 7:28:38 PM |
| ToloUSN | $50.00 | 4/22/2011 8:14:12 PM |
| ExtraIncome | $25.00 | 4/22/2011 8:20:47 PM |
| Tradesmanlender | $25.00 | 4/23/2011 4:08:40 AM |
| MoneyForNothing | $1.02 | 4/23/2011 4:08:58 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
502010
This series of Notes was issued and sold upon the funding of the borrower loan #48834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
7 | Length of status: | 2y 1m |
|
Amount delinquent:
| $223 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $88,089 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kinetic-asset785 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto repair
Purpose of loan: to pay for the auto repair
This loan will be used to...pay for an unexpected auto repair cost ($3800 for transmission)
My financial situation: good
I am a good candidate for this loan because...I have a good income and some savings but it is in market accounts with penalties for early withdrawal so short term loan would be great
Monthly net income: $5000
Housing: $1500
Insurance: $100
Car expenses: $0
Utilities: $350
Phone, cable, internet: $210
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total Balance is 475K. Estimated value of my home is 550K
(Apr-19-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 4/14/2011 7:38:48 PM |
| kindness-launcher | $2,000.00 | 4/22/2011 6:36:27 PM |
| money-fort | $25.00 | 4/22/2011 7:43:54 PM |
| janeybooboo | $100.00 | 4/23/2011 3:46:32 PM |
| vigorous-market5 | $500.00 | 4/24/2011 8:27:50 PM |
| Armyman122 | $50.00 | 4/25/2011 6:43:19 AM |
| sharpey | $150.00 | 4/25/2011 11:36:55 AM |
| s_man1 | $50.00 | 4/25/2011 5:01:17 AM |
| SIGLLC | $50.00 | 4/25/2011 9:54:06 AM |
| aliasqalias | $25.00 | 4/25/2011 9:43:03 AM |
| unfixer | $25.00 | 4/25/2011 9:35:41 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
502154
This series of Notes was issued and sold upon the funding of the borrower loan #48734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 100% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,303 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigorous-benefit |
Borrower's state:
| NewYork |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
|
|
Principal balance:
| $2,449.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
New Car
Purpose of loan:
My last loan on Prosper bought me my first car. Yet driving to and from college each day, along with work and other things, has put a lot of strain on the car. The amount of money needed to fix all the problems is almost as much as a newer car would cost. I am hoping with this money and some saved money, a newer car can last me at least to graduate school.
My financial situation:
I am a good candidate for this loan because I have not one but two jobs, one on my campus and the other near my house. With few bills (I still live at home), I have enough money to pay the loan payment and more. I received a loan through Prosper in June 2010, and have never been late.
Monthly net income: $1200
Monthly expenses: $750
Housing: $0
Insurance: $0
Car expenses: $200 (Gas)
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing: $100
Loans: $250 ($135 a month for Prosper, rest used to pay more than minimum on credit cards)
Information in the Description is not verified.
Friends And Family Investments
engrossing-integrity has invested a total of
$25.00.
"I've known this borrower all my life, and she is hard working and trust worthy. There's no doubt in my mind she'll pay back every bit she owes. I only wish I could lend her more. Bid; you'll be glad you did."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 4/13/2011 5:24:53 PM |
| eronyc | $50.00 | 4/14/2011 3:58:43 PM |
| Amber_Stone | $25.00 | 4/14/2011 2:44:05 PM |
| Jon8403 | $100.00 | 4/14/2011 7:24:06 PM |
| nilonc1 | $50.00 | 4/14/2011 6:36:02 PM |
| autonomous-truth | $50.00 | 4/14/2011 6:55:36 PM |
| money-fort | $30.00 | 4/14/2011 7:42:19 PM |
| kingbob | $50.00 | 4/15/2011 7:09:07 AM |
| Bob450 | $25.00 | 4/15/2011 8:34:10 AM |
| valiant-money | $25.00 | 4/15/2011 8:53:14 AM |
| well-mannered-income3 | $25.00 | 4/15/2011 10:29:15 AM |
| wise-repayment-seeker | $25.00 | 4/15/2011 10:48:45 AM |
| money-baron-roth-IRA | $100.00 | 4/15/2011 5:58:49 PM |
| DUDICO2006 | $25.00 | 4/16/2011 6:37:56 AM |
| auction-sitar | $100.00 | 4/18/2011 2:49:21 PM |
| loanman2007 | $25.00 | 4/19/2011 5:05:23 AM |
| SouthernRemarketing | $31.92 | 4/19/2011 8:54:43 AM |
| first-serene-credit | $25.00 | 4/21/2011 1:57:58 PM |
| nickel-acrobat | $25.00 | 4/21/2011 10:31:55 PM |
| anton | $860.00 | 4/22/2011 11:35:48 AM |
| five-star-note | $100.00 | 4/22/2011 1:57:14 PM |
| Finchy78 | $30.66 | 4/23/2011 1:29:43 PM |
| Nailman88 | $50.00 | 4/23/2011 3:14:01 PM |
| sharp-return7 | $47.46 | 4/23/2011 4:38:20 PM |
| whirlingdervish | $27.00 | 4/23/2011 11:28:01 PM |
| riveting-credit5 | $214.53 | 4/24/2011 12:09:44 AM |
| stuart791 | $8.02 | 4/24/2011 5:26:44 AM |
| reflective-rupee | $200.22 | 4/14/2011 11:13:31 AM |
| reflective-rupee | $200.55 | 4/14/2011 5:11:34 PM |
| alphabet76 | $25.00 | 4/14/2011 7:12:28 PM |
| hookUup | $25.32 | 4/14/2011 5:43:17 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:43 PM |
| 2grindstones | $30.00 | 4/14/2011 7:04:03 PM |
| sunny-justice9 | $25.00 | 4/15/2011 12:31:16 AM |
| mrsp2e | $25.00 | 4/15/2011 3:07:43 AM |
| DasMula | $27.00 | 4/14/2011 7:39:09 PM |
| PleaseDontDefault | $50.00 | 4/15/2011 7:32:42 AM |
| Dubbs360 | $100.00 | 4/15/2011 8:05:13 AM |
| Pitufo | $25.00 | 4/15/2011 8:30:29 AM |
| engrossing-integrity | $25.00 | 4/17/2011 7:18:56 AM |
| cbivitz | $250.00 | 4/18/2011 2:13:41 PM |
| JGuide | $25.00 | 4/18/2011 12:09:51 PM |
| jpblan11 | $25.00 | 4/19/2011 9:39:31 AM |
| lotuss4 | $50.00 | 4/22/2011 9:15:43 AM |
| DasMula | $57.00 | 4/22/2011 3:50:13 PM |
| dinero-fighter | $250.00 | 4/22/2011 6:04:58 PM |
| dariop | $26.00 | 4/22/2011 8:28:38 PM |
| janeybooboo | $100.00 | 4/23/2011 8:13:45 AM |
| travels536 | $30.00 | 4/23/2011 9:46:57 AM |
| ILoveBearHats | $25.00 | 4/23/2011 11:33:13 AM |
| tiger1818 | $25.00 | 4/23/2011 5:58:25 PM |
| wise-skillful-benjamins | $40.39 | 4/23/2011 7:54:30 PM |
| shrewd-income | $100.00 | 4/23/2011 8:08:54 PM |
| Tsnark | $38.93 | 4/23/2011 9:35:43 PM |
| Tighternbarkonatree | $25.00 | 4/24/2011 4:55:36 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
502502
This series of Notes was issued and sold upon the funding of the borrower loan #48731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,002 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-missile4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto loan
Purpose of loan: Purchase a car
This loan will be used to purchase a car and pay the car insurance for a year.
My financial situation:
I am a good candidate for this loan because I have stable employment with a credit of 705. You will see with my monthly expenses versus income that I will easlily be able to make my monthly payments. I am currently in nursing school and is expected to graduate by December 2011, which will enable me to payoff my loan in no time upon employment.
Monthly net income: $2916
Monthly expenses: $2700
Housing: $500
Insurance: $500 future car insurance payment
Car expenses: $250
Utilities: $0
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $350
Credit cards and other loans: $150
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/15/2011 5:06:07 PM |
| Weaverville | $25.00 | 4/15/2011 5:08:28 PM |
| suave-dime6 | $25.00 | 4/15/2011 5:08:05 PM |
| caprirolito | $25.00 | 4/15/2011 5:21:10 PM |
| Kash2010lu | $40.00 | 4/15/2011 5:06:52 PM |
| sunny-justice9 | $25.00 | 4/15/2011 8:20:45 PM |
| CA-Lender | $25.04 | 4/15/2011 8:35:21 PM |
| compassion-paladin042 | $25.00 | 4/16/2011 4:24:34 AM |
| PCGeekWI | $25.00 | 4/15/2011 11:54:10 PM |
| diplomatic-wealth7 | $50.00 | 4/16/2011 7:17:58 AM |
| gain-gourd | $75.00 | 4/16/2011 5:02:36 AM |
| Bob450 | $25.00 | 4/16/2011 8:35:34 AM |
| money-baron-roth-IRA | $100.00 | 4/16/2011 8:23:24 AM |
| zorg77 | $25.00 | 4/17/2011 7:09:07 AM |
| sharp-trade0 | $25.00 | 4/19/2011 6:01:42 PM |
| loyalist1 | $100.00 | 4/23/2011 7:34:13 AM |
| Whitewater_Loans | $50.00 | 4/23/2011 7:49:19 AM |
| Bank42 | $25.00 | 4/23/2011 8:19:18 AM |
| Kyileo | $25.00 | 4/23/2011 8:26:13 AM |
| neutrino6 | $37.09 | 4/23/2011 9:22:36 AM |
| 108lender | $100.00 | 4/23/2011 9:44:43 AM |
| thomas16882004 | $25.00 | 4/23/2011 10:41:22 AM |
| 2grindstones | $25.00 | 4/23/2011 11:06:30 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:44 AM |
| Artist_Blue | $25.00 | 4/23/2011 12:24:49 PM |
| income-rocker2 | $50.00 | 4/23/2011 1:04:13 PM |
| druidpoet | $25.00 | 4/23/2011 1:32:01 PM |
| finance-mushroom | $200.00 | 4/23/2011 2:14:34 PM |
| investment-comet | $25.00 | 4/23/2011 2:18:40 PM |
| brightest-benjamins-onator | $25.00 | 4/23/2011 2:11:23 PM |
| ursus | $250.00 | 4/23/2011 2:12:28 PM |
| melodious-openness | $534.52 | 4/23/2011 2:35:22 PM |
| ingenious-deal6 | $25.00 | 4/15/2011 5:07:27 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 5:09:04 PM |
| money-fort | $25.00 | 4/15/2011 8:36:14 PM |
| fcb202 | $26.93 | 4/16/2011 3:05:02 AM |
| reflective-rupee | $100.55 | 4/15/2011 10:25:23 PM |
| cash-raccoon | $25.00 | 4/16/2011 5:01:02 AM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 6:58:57 AM |
| George13 | $50.00 | 4/16/2011 8:44:52 AM |
| hookUup | $25.32 | 4/16/2011 8:49:10 AM |
| ursus | $50.00 | 4/18/2011 8:57:25 AM |
| RyanM561 | $25.00 | 4/18/2011 11:32:57 AM |
| reflective-rupee | $100.55 | 4/19/2011 11:35:37 AM |
| husley | $25.00 | 4/23/2011 7:31:20 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:24 AM |
| shawnw2 | $35.00 | 4/23/2011 8:50:39 AM |
| CA-Lender | $25.00 | 4/23/2011 8:58:48 AM |
| CatFunded | $25.00 | 4/23/2011 9:20:33 AM |
| Texas_lender | $25.00 | 4/23/2011 9:45:23 AM |
| money-baron-roth-IRA | $100.00 | 4/23/2011 9:04:09 AM |
| UBOtto186 | $50.00 | 4/23/2011 10:08:00 AM |
| kindness-launcher | $1,000.00 | 4/23/2011 10:42:58 AM |
| Travis247 | $50.00 | 4/23/2011 10:05:45 AM |
| secureincome | $1,000.00 | 4/23/2011 11:22:16 AM |
| jsledge | $50.00 | 4/23/2011 11:48:08 AM |
| kc8fot | $50.00 | 4/23/2011 12:16:20 PM |
| zone6 | $100.00 | 4/23/2011 1:08:21 PM |
| mrsp2e | $25.00 | 4/23/2011 1:53:25 PM |
| capital-halo1 | $1,500.00 | 4/23/2011 1:58:19 PM |
| capital-galaxy | $125.00 | 4/23/2011 2:06:23 PM |
| shrewd-income | $50.00 | 4/23/2011 2:16:31 PM |
| melodious-openness | $500.00 | 4/23/2011 2:25:44 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
502838
This series of Notes was issued and sold upon the funding of the borrower loan #48752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,378 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tidy-return581 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to replace inground pool liner and conduct other cosmetic upgrades to my home
My financial situation:
I am a good candidate for this loan because of consistent 13+ year history of stable/steady employment along with a favorable credit record
Monthly net income: $4411
Monthly expenses: $
Housing: $730
Insurance: $70
Car expenses: $30
Utilities: $140
Phone, cable, internet: $160
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 4/18/2011 5:11:20 PM |
| simplelender80 | $150.00 | 4/18/2011 5:13:06 PM |
| beakerfish | $100.00 | 4/18/2011 6:30:33 PM |
| reflective-rupee | $350.44 | 4/19/2011 10:39:47 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:36 PM |
| JGuide | $30.00 | 4/20/2011 11:04:53 AM |
| the-determined-value | $50.00 | 4/20/2011 3:21:43 PM |
| five-star-note | $100.00 | 4/20/2011 3:36:38 PM |
| llequire1 | $97.89 | 4/20/2011 4:48:16 PM |
| Weaverville | $25.00 | 4/20/2011 4:51:34 PM |
| vennp | $50.00 | 4/20/2011 6:50:37 PM |
| rustysailor | $25.00 | 4/20/2011 7:59:24 PM |
| loanman2007 | $75.00 | 4/21/2011 4:45:04 AM |
| rkt88edmo | $31.21 | 4/21/2011 7:25:43 AM |
| quickstep | $250.00 | 4/21/2011 4:38:40 AM |
| tacologic | $25.00 | 4/21/2011 7:23:04 AM |
| unger | $88.33 | 4/21/2011 10:32:37 AM |
| lendstats_com | $500.00 | 4/21/2011 1:12:58 PM |
| zorg77 | $25.00 | 4/21/2011 3:24:12 PM |
| JGuide | $25.00 | 4/21/2011 5:44:41 PM |
| palace2 | $100.00 | 4/21/2011 5:43:39 PM |
| goffmt | $37.39 | 4/21/2011 8:29:48 PM |
| fxlivin | $50.00 | 4/22/2011 6:05:49 AM |
| wise-order-czar | $50.00 | 4/22/2011 10:46:35 AM |
| houli123 | $100.00 | 4/22/2011 12:56:21 PM |
| beest | $77.36 | 4/22/2011 8:22:41 PM |
| WonByOne | $50.00 | 4/22/2011 10:41:57 PM |
| Mombo-5 | $50.00 | 4/23/2011 6:54:01 AM |
| janeybooboo | $100.00 | 4/23/2011 3:49:33 PM |
| money-fort | $25.00 | 4/24/2011 12:31:01 PM |
| first-genuine-bid | $150.93 | 4/24/2011 3:56:41 PM |
| asset-control2 | $150.00 | 4/24/2011 4:47:03 PM |
| Military-2-Military | $1,000.00 | 4/24/2011 5:42:03 PM |
| bentonlending | $50.00 | 4/24/2011 5:02:40 PM |
| SV-AZ | $35.00 | 4/24/2011 7:08:41 PM |
| ingenious-deal6 | $25.00 | 4/18/2011 5:51:39 PM |
| suave-dime6 | $25.00 | 4/18/2011 5:14:56 PM |
| SOP_Bank | $25.00 | 4/18/2011 5:37:58 PM |
| Interstate_Rate | $50.00 | 4/19/2011 1:48:21 AM |
| ready-interest9 | $25.00 | 4/19/2011 12:14:55 PM |
| well-rounded-dinero | $150.00 | 4/20/2011 3:36:18 PM |
| courteous-bazaar | $200.00 | 4/20/2011 5:55:28 PM |
| Finchy78 | $25.00 | 4/20/2011 6:58:02 PM |
| justasoldier | $30.00 | 4/20/2011 8:18:18 PM |
| KarmaBum77 | $25.00 | 4/21/2011 4:38:38 AM |
| Bill88 | $25.00 | 4/21/2011 8:35:49 AM |
| open-minded-fund9 | $50.00 | 4/21/2011 11:21:32 AM |
| gpuck | $25.00 | 4/21/2011 5:48:14 PM |
| unger | $100.00 | 4/22/2011 5:36:58 AM |
| wise-intelligent-duty | $25.00 | 4/22/2011 10:21:53 AM |
| deal-marauder6 | $50.00 | 4/22/2011 11:36:38 AM |
| gothampark | $25.00 | 4/22/2011 1:00:28 PM |
| Banker_Joe | $25.00 | 4/22/2011 5:00:10 PM |
| ethicalhumanist | $50.00 | 4/23/2011 1:15:34 PM |
| Bob450 | $25.00 | 4/23/2011 2:31:07 PM |
| Huck007 | $50.00 | 4/23/2011 4:09:50 PM |
| kindness-launcher | $1,200.00 | 4/24/2011 11:54:20 AM |
| scoobiedoo | $50.00 | 4/24/2011 12:38:12 PM |
| dime-fighter | $25.00 | 4/24/2011 2:52:45 PM |
| SolarMoonshine | $25.00 | 4/24/2011 3:15:52 PM |
| Only_Money | $25.00 | 4/24/2011 3:59:19 PM |
| WonByOne | $43.65 | 4/24/2011 6:26:45 PM |
| zone6 | $500.00 | 4/24/2011 5:54:48 PM |
| open-minded-fund9 | $27.80 | 4/24/2011 7:11:42 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
502864
This series of Notes was issued and sold upon the funding of the borrower loan #48840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $157.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1973 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,087 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elvisloans |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
|
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
INVEST IN PROSPER
Purpose of loan:
This loan will be used to...INCREASE MY PROSPER INVESTMENT
My financial situation:
I am a good candidate for this loan because... I HAVE AN EXCELLENT CREDIT HISTORY FOR MORE THAN 30 YEARS.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/21/2011 9:06:46 AM |
| hopeful-point | $25.00 | 4/21/2011 9:05:50 AM |
| indomitable-coin | $50.00 | 4/21/2011 9:06:39 AM |
| investment-artist | $25.00 | 4/21/2011 9:26:58 AM |
| r48 | $248.00 | 4/21/2011 10:06:14 AM |
| reflective-rupee | $300.22 | 4/21/2011 1:09:13 PM |
| reflective-rupee | $450.22 | 4/21/2011 1:13:24 PM |
| FinDoc | $25.00 | 4/21/2011 2:59:07 PM |
| thankful-nickel2 | $50.00 | 4/21/2011 4:31:20 PM |
| ippoco | $25.00 | 4/22/2011 3:50:10 PM |
| market-trooper3 | $300.00 | 4/22/2011 8:38:58 PM |
| Binan | $50.00 | 4/22/2011 8:46:25 PM |
| Whitewater_Loans | $100.00 | 4/22/2011 9:02:02 PM |
| well-rounded-dinero | $200.00 | 4/22/2011 9:04:09 PM |
| KapitalX | $40.00 | 4/22/2011 8:26:53 PM |
| fortress767 | $25.00 | 4/22/2011 8:30:13 PM |
| kinetic-yield4 | $25.00 | 4/22/2011 9:39:51 PM |
| nbah123 | $50.00 | 4/22/2011 8:54:12 PM |
| saahilld | $25.00 | 4/22/2011 9:04:24 PM |
| UCSBGAUCHOS | $30.00 | 4/22/2011 10:12:07 PM |
| Prossper-Godfather | $50.00 | 4/22/2011 10:17:19 PM |
| flshdaskll | $32.87 | 4/22/2011 10:34:43 PM |
| jybank | $50.00 | 4/22/2011 10:59:51 PM |
| beeper2 | $30.00 | 4/22/2011 10:06:40 PM |
| wealth-renaissance5 | $25.00 | 4/22/2011 11:42:10 PM |
| damage | $25.00 | 4/23/2011 12:12:38 AM |
| Bidwinner08 | $35.00 | 4/22/2011 10:58:04 PM |
| kindness-jedi | $25.00 | 4/23/2011 1:31:54 AM |
| hellasow | $100.00 | 4/23/2011 1:43:50 AM |
| alex206 | $25.00 | 4/23/2011 12:24:42 AM |
| lostviajero | $25.00 | 4/23/2011 12:53:55 AM |
| w8291 | $25.00 | 4/23/2011 12:40:14 AM |
| _NaLNaBB | $100.00 | 4/23/2011 1:02:38 AM |
| wild-orange | $400.00 | 4/23/2011 2:42:43 AM |
| Kessler | $25.57 | 4/23/2011 2:48:55 AM |
| wild-orange | $418.29 | 4/23/2011 2:58:25 AM |
| Zolton | $100.00 | 4/21/2011 9:07:21 AM |
| r48 | $100.00 | 4/21/2011 10:09:03 AM |
| cwegert | $25.00 | 4/22/2011 7:38:06 AM |
| cashhelp | $50.00 | 4/22/2011 7:33:04 AM |
| reflective-rupee | $250.22 | 4/22/2011 2:14:21 PM |
| withfries2 | $200.00 | 4/22/2011 8:57:49 PM |
| mrcrace | $25.00 | 4/22/2011 9:10:13 PM |
| CPA-Banker | $25.00 | 4/22/2011 9:36:26 PM |
| jasonrun | $25.00 | 4/22/2011 9:47:38 PM |
| rakem777 | $25.00 | 4/22/2011 10:01:30 PM |
| Bieling | $25.00 | 4/22/2011 10:00:12 PM |
| justhelpinout | $96.12 | 4/22/2011 10:14:26 PM |
| dudebrah | $25.00 | 4/22/2011 10:26:05 PM |
| peso-mate | $100.00 | 4/22/2011 10:48:53 PM |
| calimanusa | $50.06 | 4/22/2011 10:50:52 PM |
| ToweringDan | $75.00 | 4/22/2011 11:36:38 PM |
| wtrboy | $100.00 | 4/22/2011 11:13:43 PM |
| vishal29 | $25.00 | 4/22/2011 11:30:40 PM |
| serene-capital | $50.00 | 4/23/2011 12:06:07 AM |
| Lender0010 | $50.00 | 4/23/2011 12:24:46 AM |
| CliffordtheRed | $93.43 | 4/23/2011 12:40:54 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
502882
This series of Notes was issued and sold upon the funding of the borrower loan #48754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $981 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| xXWishUponAStarXx |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
I need this loan because I have debt that needs to be consolidated into one payment.
Bills ------------- Monthly Pay $2000. and i am offered to work alot of overtime for my job so its more than that. I am also trying to get a second job as well.
------
No rent **
Truck insurance $130
Cell bill $70
Credit card payments about $100 total.
Extra expenses- not many, try to save money $40 gas a month
I am a great person for this loan because I dont have many expenses. I work hard, I work alot of overtime and I can make the payments on this loan very easily. This would be a great investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transformer855 | $25.00 | 4/18/2011 6:19:02 PM |
| melodious-openness | $100.00 | 4/23/2011 5:50:47 AM |
| DHolly | $25.00 | 4/23/2011 6:46:20 AM |
| CA-Lender | $25.04 | 4/23/2011 7:25:36 AM |
| nilonc1 | $74.36 | 4/23/2011 7:52:07 AM |
| money-fort | $25.00 | 4/23/2011 7:55:39 AM |
| sfmf | $25.00 | 4/23/2011 8:17:51 AM |
| Moneypenny6 | $25.00 | 4/23/2011 8:23:49 AM |
| phchristensen | $50.00 | 4/23/2011 8:27:04 AM |
| money-baron-roth-IRA | $400.00 | 4/23/2011 8:50:36 AM |
| shawnw2 | $25.00 | 4/23/2011 8:30:00 AM |
| Kyileo | $25.00 | 4/23/2011 8:22:54 AM |
| friendinmoney | $25.00 | 4/23/2011 9:15:03 AM |
| Socal | $25.00 | 4/23/2011 8:46:15 AM |
| neutrino6 | $25.00 | 4/23/2011 9:39:47 AM |
| Nailman88 | $25.00 | 4/23/2011 9:50:57 AM |
| Lubava | $50.00 | 4/23/2011 10:00:23 AM |
| travels536 | $50.00 | 4/23/2011 10:00:26 AM |
| credit-missile | $75.00 | 4/23/2011 10:06:32 AM |
| cfarther | $200.00 | 4/23/2011 10:14:20 AM |
| well-mannered-income3 | $60.00 | 4/23/2011 10:01:58 AM |
| NPR65 | $25.00 | 4/23/2011 10:13:45 AM |
| loanermn | $25.00 | 4/23/2011 10:19:46 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:45:44 AM |
| 2grindstones | $25.00 | 4/23/2011 10:56:00 AM |
| El_Profesional | $35.70 | 4/23/2011 11:03:37 AM |
| mammalian4 | $25.00 | 4/23/2011 11:24:52 AM |
| fighter122 | $50.00 | 4/23/2011 12:30:48 PM |
| thankful-nickel2 | $25.00 | 4/23/2011 12:33:40 PM |
| kc8fot | $35.00 | 4/23/2011 12:13:09 PM |
| Astyanax | $40.00 | 4/23/2011 12:18:38 PM |
| paceme1 | $42.19 | 4/23/2011 12:35:39 PM |
| reflective-rupee | $400.22 | 4/19/2011 11:52:34 AM |
| Rob717171 | $50.00 | 4/19/2011 5:59:41 PM |
| eboomer2611 | $25.00 | 4/21/2011 11:39:35 AM |
| Bill88 | $25.00 | 4/22/2011 2:49:42 PM |
| reflective-rupee | $400.77 | 4/23/2011 5:53:29 AM |
| supreme-hope | $25.00 | 4/23/2011 6:16:37 AM |
| kind-efficient-credit | $25.98 | 4/23/2011 6:48:28 AM |
| bluehen00 | $68.91 | 4/23/2011 7:15:00 AM |
| Bank42 | $25.00 | 4/23/2011 6:29:52 AM |
| courteous-note1 | $48.10 | 4/23/2011 7:01:16 AM |
| setUup | $25.40 | 4/23/2011 7:16:22 AM |
| Whitewater_Loans | $50.00 | 4/23/2011 7:45:07 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:40 AM |
| shawnw2 | $75.00 | 4/23/2011 8:45:08 AM |
| PleaseDontDefault | $25.00 | 4/23/2011 8:53:02 AM |
| dudebrah | $25.00 | 4/23/2011 9:39:34 AM |
| 108lender | $50.00 | 4/23/2011 9:47:57 AM |
| well-mannered-income3 | $60.00 | 4/23/2011 10:01:43 AM |
| dynrep | $25.00 | 4/23/2011 10:26:45 AM |
| WMY-Investor | $100.00 | 4/23/2011 11:21:37 AM |
| 168RichCapital | $25.04 | 4/23/2011 11:50:01 AM |
| donlenboy | $25.00 | 4/23/2011 12:08:05 PM |
| thebigrig | $423.29 | 4/23/2011 11:50:47 AM |
| mummey | $60.00 | 4/23/2011 12:30:11 PM |
| cash-queen | $25.00 | 4/23/2011 12:01:56 PM |
| spiff666 | $25.00 | 4/23/2011 12:08:57 PM |
| jarevack | $25.00 | 4/23/2011 12:14:53 PM |
| q4golf | $50.00 | 4/23/2011 12:19:30 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
502956
This series of Notes was issued and sold upon the funding of the borrower loan #48730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 19y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,995 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jadakiss72 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Debt Consolidation Laon
Purpose of loan: Debt consolidation
This loan will be used to...pay off credit card bills
My financial situation:
I am a good candidate for this loan because... I owe a lot of credit cards and loans.
Monthly net income: $4100
Monthly expenses: $3600
Housing: $1250
Insurance: $197
Car expenses: $300
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1039
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cash4closeoutsdotnet | $25.00 | 4/22/2011 10:19:55 AM |
| MoneyForNothing | $26.57 | 4/21/2011 9:17:22 AM |
| marinbb | $100.00 | 4/21/2011 9:33:31 AM |
| OldManP | $25.00 | 4/21/2011 9:07:19 AM |
| lendstats_com | $200.00 | 4/21/2011 9:12:24 AM |
| MarvintheMartian | $25.00 | 4/21/2011 9:16:24 AM |
| reflective-rupee | $400.55 | 4/21/2011 10:20:02 AM |
| Ubiquinone | $41.00 | 4/21/2011 10:40:12 AM |
| favorite-commerce | $25.00 | 4/21/2011 12:03:20 PM |
| DasMula | $107.00 | 4/21/2011 1:26:41 PM |
| corporatejim | $47.05 | 4/21/2011 4:35:24 PM |
| competent-p2p | $25.00 | 4/21/2011 8:55:06 PM |
| atlas100 | $25.00 | 4/21/2011 9:21:07 PM |
| sweety075 | $25.00 | 4/21/2011 9:27:21 PM |
| Moe87 | $30.00 | 4/22/2011 3:47:10 AM |
| loanman2007 | $175.00 | 4/22/2011 5:07:46 AM |
| Feyenoord | $25.00 | 4/22/2011 3:42:23 AM |
| fabulous-community4 | $25.00 | 4/22/2011 4:00:31 AM |
| Bob450 | $25.00 | 4/22/2011 5:09:12 AM |
| benjamins-rumbler | $100.00 | 4/22/2011 5:07:54 AM |
| golffish2 | $100.00 | 4/22/2011 7:01:12 AM |
| Bill88 | $25.00 | 4/22/2011 8:39:23 AM |
| Ubiquinone | $75.00 | 4/22/2011 11:04:57 AM |
| RMI_Babylon | $25.00 | 4/22/2011 10:42:03 AM |
| lalivn | $27.05 | 4/22/2011 2:43:36 PM |
| gain-doughnut | $61.79 | 4/22/2011 1:54:32 PM |
| ddoneday | $25.00 | 4/22/2011 5:06:10 PM |
| clemclan | $25.00 | 4/22/2011 3:43:39 PM |
| FinanceEngine | $40.00 | 4/22/2011 3:48:39 PM |
| shrewd-income | $200.00 | 4/22/2011 6:34:21 PM |
| r48 | $28.00 | 4/21/2011 10:07:36 AM |
| JustMee | $25.00 | 4/21/2011 10:32:21 AM |
| tolerant-dinero2 | $25.00 | 4/21/2011 11:12:00 AM |
| investment-artist | $25.01 | 4/21/2011 9:08:16 AM |
| Kash2010lu | $50.00 | 4/21/2011 9:11:27 AM |
| return-grizzly | $100.00 | 4/21/2011 11:48:27 AM |
| Danjack_Capital | $25.00 | 4/21/2011 11:43:44 AM |
| hellasow | $25.00 | 4/21/2011 12:34:18 PM |
| clemclan | $25.24 | 4/21/2011 9:53:09 AM |
| CA_Lender | $25.00 | 4/21/2011 1:21:36 PM |
| credit-missile | $75.00 | 4/21/2011 10:54:49 AM |
| DasMula | $27.00 | 4/21/2011 1:22:31 PM |
| thankful-nickel2 | $50.00 | 4/21/2011 4:30:53 PM |
| StarshineXL | $200.00 | 4/21/2011 11:35:27 PM |
| credit-missile | $25.00 | 4/21/2011 11:38:19 PM |
| UCLA4life | $40.00 | 4/22/2011 3:03:00 AM |
| Mikale360 | $25.00 | 4/22/2011 6:16:03 AM |
| nodebt2012 | $49.19 | 4/22/2011 7:53:46 AM |
| cashhelp | $50.00 | 4/22/2011 7:30:52 AM |
| ZOOOM | $25.00 | 4/22/2011 9:53:09 AM |
| Amber_Stone | $300.00 | 4/22/2011 9:39:31 AM |
| Legally_Blonde | $28.56 | 4/22/2011 9:35:41 AM |
| Ubiquinone | $25.00 | 4/22/2011 11:05:33 AM |
| circustab | $50.00 | 4/22/2011 11:21:11 AM |
| wise-benjamins-fortress | $25.00 | 4/22/2011 11:46:02 AM |
| HomerdohNY | $25.00 | 4/22/2011 2:56:22 PM |
| loss-of-control | $150.00 | 4/22/2011 2:37:12 PM |
| money-fort | $35.00 | 4/22/2011 5:21:31 PM |
| Bill88 | $25.01 | 4/22/2011 7:04:00 PM |
| dinero-fighter | $100.00 | 4/22/2011 5:46:04 PM |
| marwadi-62 | $500.00 | 4/22/2011 7:05:13 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
503020
This series of Notes was issued and sold upon the funding of the borrower loan #48772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $210.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,861 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skramer221 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 51 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 1
( 2% )
| 600-619
(Aug-2009)
620-639
(Oct-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
consolidating high interest cards
Purpose of loan:
This loan will be used to consolidate the current revolving credit on my high interest credit cards.
My financial situation:
Propser has helped me purchase my first home and first new car. Now that I have settled into my new situation, I would like to consolidate the amount I pay in various bills. Consolidating my high interest credit card to one lower rate will improve upon my credit score, and allow for a faster payoff.
Right now the amounts I pay out to various credit cards and loans drain me and make very little room for savings. This consolidation will make my financials less stressful, and allow for me to start putting money in savings.
Monthly net income: $2300
Monthly expenses: $530
Housing: $300
Car expenses: $230
Food, entertainment: $380
Clothing, household expenses: $200
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 4/19/2011 5:08:31 PM |
| marinbb | $100.00 | 4/19/2011 5:22:57 PM |
| Skeptical-one | $40.00 | 4/19/2011 5:40:17 PM |
| CoolPlexer | $25.00 | 4/19/2011 5:40:40 PM |
| investment-artist | $25.01 | 4/19/2011 5:42:43 PM |
| thankful-nickel2 | $50.00 | 4/19/2011 5:46:45 PM |
| skillful-asset5 | $25.00 | 4/19/2011 6:07:49 PM |
| r48 | $25.00 | 4/19/2011 6:32:11 PM |
| DasMula | $27.00 | 4/19/2011 6:40:54 PM |
| credit-guard5 | $25.00 | 4/19/2011 7:23:09 PM |
| JustMee | $25.00 | 4/19/2011 8:23:04 PM |
| reflective-rupee | $222.22 | 4/20/2011 3:09:18 AM |
| StarshineXL | $275.00 | 4/20/2011 3:16:37 AM |
| golffish2 | $25.00 | 4/20/2011 5:42:39 AM |
| NekHoldings | $25.00 | 4/20/2011 9:26:34 AM |
| mikeandcat | $53.46 | 4/20/2011 9:44:30 AM |
| Whipster | $50.00 | 4/20/2011 11:14:09 AM |
| Interstate_Rate | $50.00 | 4/20/2011 4:16:16 PM |
| hookUup | $26.71 | 4/21/2011 2:59:46 AM |
| selector568 | $100.00 | 4/21/2011 2:29:45 AM |
| Bill88 | $25.00 | 4/21/2011 8:25:52 AM |
| amlu1988 | $25.00 | 4/21/2011 1:02:36 PM |
| hellasow | $75.00 | 4/21/2011 12:33:25 PM |
| Bob450 | $25.00 | 4/21/2011 1:05:43 PM |
| taetrade | $25.00 | 4/21/2011 6:44:09 PM |
| atlas100 | $50.00 | 4/21/2011 9:23:43 PM |
| houli123 | $100.00 | 4/21/2011 8:32:48 PM |
| valiant-money | $25.00 | 4/22/2011 8:51:14 AM |
| DannyPhantom | $100.00 | 4/22/2011 6:09:07 PM |
| marwadi-62 | $300.00 | 4/22/2011 7:06:25 PM |
| CA-Lender | $25.04 | 4/22/2011 8:24:28 PM |
| penny-finder | $30.00 | 4/22/2011 8:26:54 PM |
| fair-payment4 | $25.00 | 4/22/2011 8:37:56 PM |
| p2ploan-sensation211 | $25.00 | 4/22/2011 7:25:07 PM |
| therealjeremy | $33.98 | 4/22/2011 9:03:06 PM |
| benefit-flow | $25.00 | 4/22/2011 8:35:36 PM |
| brandall | $100.00 | 4/22/2011 8:37:09 PM |
| Binan | $25.00 | 4/22/2011 8:41:16 PM |
| GodisGr8 | $25.00 | 4/22/2011 9:04:33 PM |
| kendallv | $70.00 | 4/22/2011 9:14:12 PM |
| lendstats_com | $500.00 | 4/19/2011 5:12:08 PM |
| jhouman | $25.00 | 4/19/2011 5:27:44 PM |
| MoneyForNothing | $57.68 | 4/19/2011 5:09:45 PM |
| suave-dime6 | $25.00 | 4/19/2011 5:41:55 PM |
| competent-p2p | $45.00 | 4/19/2011 5:42:25 PM |
| rate-hickory | $25.00 | 4/19/2011 5:30:33 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:14:21 PM |
| favorite-commerce | $25.00 | 4/19/2011 8:46:04 PM |
| transformer855 | $25.00 | 4/19/2011 7:34:02 PM |
| Mikale360 | $25.00 | 4/20/2011 12:15:50 AM |
| DoctorJoe | $25.00 | 4/20/2011 4:11:22 AM |
| MarvintheMartian | $25.00 | 4/20/2011 4:23:13 AM |
| LittleMingo | $38.98 | 4/20/2011 10:04:23 AM |
| loanman2007 | $150.00 | 4/20/2011 11:13:20 AM |
| return-grizzly | $100.00 | 4/20/2011 3:59:50 PM |
| grammaspurse | $25.00 | 4/20/2011 4:29:22 PM |
| mikeandcat | $149.82 | 4/21/2011 5:10:16 AM |
| bonus-quark4 | $25.00 | 4/21/2011 6:50:20 AM |
| loanman2007 | $75.00 | 4/21/2011 4:47:48 AM |
| privatebankerva | $25.00 | 4/21/2011 9:38:23 AM |
| outofoffice | $86.21 | 4/21/2011 1:24:02 PM |
| exciting-fairness | $200.00 | 4/21/2011 3:57:19 PM |
| 1-HARD-HEAD | $25.00 | 4/21/2011 4:54:27 PM |
| ingenious-deal6 | $25.00 | 4/21/2011 5:20:15 PM |
| convergentthinker | $62.19 | 4/21/2011 9:06:20 PM |
| BankofBeth | $25.00 | 4/21/2011 7:19:11 PM |
| wonder3 | $35.00 | 4/22/2011 6:09:34 AM |
| duty-monger | $50.00 | 4/22/2011 6:54:03 AM |
| Leshan | $208.07 | 4/22/2011 9:19:23 AM |
| equitable-p2ploan8 | $27.59 | 4/22/2011 9:44:12 AM |
| velocity-winner | $25.00 | 4/22/2011 1:46:49 PM |
| Whitewater_Loans | $50.00 | 4/22/2011 2:41:59 PM |
| grnii78 | $150.00 | 4/22/2011 3:24:39 PM |
| sfmf | $25.00 | 4/22/2011 8:06:58 PM |
| trapperdc | $250.00 | 4/22/2011 8:18:29 PM |
| Christophe | $25.00 | 4/22/2011 6:24:03 PM |
| Scotcha | $50.00 | 4/22/2011 8:26:31 PM |
| Frover | $50.00 | 4/22/2011 9:00:00 PM |
| janeybooboo | $100.00 | 4/22/2011 9:10:12 PM |
| Jim33 | $25.00 | 4/22/2011 8:25:50 PM |
| vigilance-searcher | $25.00 | 4/22/2011 8:51:10 PM |
| ORteacher | $25.00 | 4/22/2011 8:53:43 PM |
| setUup | $37.40 | 4/22/2011 8:54:38 PM |
| GreenTiger | $50.00 | 4/22/2011 8:59:20 PM |
| Pitufo | $50.00 | 4/22/2011 9:04:10 PM |
| kendallv | $50.00 | 4/22/2011 9:13:34 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
503162
This series of Notes was issued and sold upon the funding of the borrower loan #48755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $56,961 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SPHR2007 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Emergency:Furnace & Air Conditioner
Purpose of loan: This loan will be used to replace 25-year-old Furnace & Air Conditioning Units that have recently gone out of service.
My financial situation: I am a good candidate for this loan because...
*** I have recently (July 2010) paid off a 15K prosper loan in full
*** As of July 2010, I have had no car payment, and own my vehicle out right
***I have incresed my income with my move to a new company in June 2010
Monthly net income: $ 4900
Housing: $ 1,300
Utilities: $ 300
Phone, cable, internet: $100
Food, entertainment: $ 175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pollyana | $50.00 | 4/20/2011 5:01:29 PM |
| Skeptical-one | $40.00 | 4/20/2011 5:06:14 PM |
| suave-dime6 | $25.00 | 4/20/2011 5:07:19 PM |
| reflective-rupee | $25.44 | 4/20/2011 5:37:54 PM |
| mrxtravis | $25.00 | 4/20/2011 5:09:29 PM |
| MoneyForNothing | $25.00 | 4/20/2011 5:28:03 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 6:10:23 PM |
| larryboy10 | $50.00 | 4/20/2011 6:46:38 PM |
| Moe87 | $55.00 | 4/20/2011 7:52:31 PM |
| kulender | $50.00 | 4/21/2011 2:36:48 AM |
| money-baron-roth-IRA | $200.00 | 4/21/2011 9:31:57 AM |
| Kash2010lu | $25.00 | 4/21/2011 9:13:36 AM |
| first-serene-credit | $25.00 | 4/21/2011 1:59:48 PM |
| thankful-nickel2 | $25.00 | 4/21/2011 4:32:37 PM |
| UCLA4life | $40.00 | 4/23/2011 3:09:43 AM |
| open-dough6 | $50.00 | 4/23/2011 7:01:09 AM |
| marketplace-meridian | $25.00 | 4/23/2011 7:12:41 AM |
| reflective-rupee | $77.77 | 4/23/2011 6:52:19 AM |
| CatFunded | $25.00 | 4/23/2011 7:20:25 AM |
| setUup | $37.40 | 4/23/2011 7:18:33 AM |
| husley | $25.00 | 4/23/2011 7:19:38 AM |
| CA-Lender | $25.04 | 4/23/2011 7:24:29 AM |
| loyalist1 | $300.00 | 4/23/2011 7:32:26 AM |
| nickel-synapse | $25.00 | 4/23/2011 7:35:11 AM |
| capital-blueberry | $25.00 | 4/23/2011 7:42:25 AM |
| nilonc1 | $70.00 | 4/23/2011 7:53:42 AM |
| sfmf | $25.00 | 4/23/2011 8:17:02 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:12 AM |
| Socal | $50.00 | 4/23/2011 8:47:55 AM |
| PleaseDontDefault | $50.00 | 4/23/2011 8:55:27 AM |
| neutrino6 | $50.00 | 4/23/2011 9:41:10 AM |
| VPRLLC | $25.00 | 4/23/2011 9:13:57 AM |
| zorg77 | $25.00 | 4/23/2011 10:01:12 AM |
| kublai | $200.00 | 4/23/2011 9:47:16 AM |
| dudebrah | $25.00 | 4/23/2011 9:43:44 AM |
| 108lender | $50.00 | 4/23/2011 9:46:58 AM |
| credit-missile | $65.00 | 4/23/2011 10:08:43 AM |
| courteous-note1 | $44.80 | 4/23/2011 11:09:16 AM |
| bouttruckin | $25.00 | 4/23/2011 10:33:44 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:36:16 AM |
| fabulous-community4 | $25.00 | 4/23/2011 10:36:33 AM |
| 2grindstones | $26.00 | 4/23/2011 11:05:22 AM |
| EEasyMoney | $50.00 | 4/23/2011 11:45:36 AM |
| chameleon125 | $25.00 | 4/23/2011 11:56:38 AM |
| jsledge | $50.00 | 4/23/2011 11:47:44 AM |
| jsledge | $50.00 | 4/23/2011 11:47:36 AM |
| druidpoet | $25.00 | 4/23/2011 12:32:43 PM |
| mummey | $60.00 | 4/23/2011 12:34:46 PM |
| capital-halo1 | $1,500.00 | 4/23/2011 1:55:53 PM |
| investment-comet | $25.00 | 4/23/2011 2:18:23 PM |
| alphabet76 | $25.00 | 4/23/2011 2:21:58 PM |
| Loan_Some_Money | $25.00 | 4/23/2011 2:28:19 PM |
| melodious-openness | $325.02 | 4/23/2011 2:33:21 PM |
| cbivitz | $25.00 | 4/20/2011 5:03:54 PM |
| money-baron-roth-IRA | $100.00 | 4/20/2011 5:03:51 PM |
| SLN-10 | $25.00 | 4/20/2011 5:02:30 PM |
| golffish2 | $25.00 | 4/21/2011 4:29:06 AM |
| Artist_Blue | $25.00 | 4/21/2011 6:07:07 AM |
| Mikale360 | $25.00 | 4/21/2011 6:17:20 AM |
| clemclan | $26.25 | 4/21/2011 9:53:56 AM |
| atlas100 | $25.00 | 4/21/2011 9:22:54 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:43 PM |
| red-favorable-basis | $30.00 | 4/23/2011 6:30:19 AM |
| kr60 | $146.51 | 4/23/2011 6:19:40 AM |
| supreme-hope | $40.00 | 4/23/2011 6:21:32 AM |
| Bank42 | $25.00 | 4/23/2011 6:29:18 AM |
| courteous-note1 | $75.00 | 4/23/2011 7:04:07 AM |
| Leshan | $202.22 | 4/23/2011 7:07:09 AM |
| janeybooboo | $100.00 | 4/23/2011 8:02:30 AM |
| CatFunded | $25.00 | 4/23/2011 7:20:38 AM |
| Whitewater_Loans | $50.00 | 4/23/2011 7:50:07 AM |
| Kyileo | $25.00 | 4/23/2011 8:25:15 AM |
| DasMula | $57.00 | 4/23/2011 9:16:06 AM |
| shawnw2 | $123.80 | 4/23/2011 8:32:55 AM |
| prominence8 | $25.00 | 4/23/2011 9:37:16 AM |
| money-baron-roth-IRA | $100.00 | 4/23/2011 8:53:13 AM |
| Lubava | $25.00 | 4/23/2011 9:59:56 AM |
| hillerod | $25.23 | 4/23/2011 9:35:15 AM |
| UBOtto186 | $50.00 | 4/23/2011 10:05:45 AM |
| Travis247 | $50.00 | 4/23/2011 10:01:43 AM |
| 168RichCapital | $25.04 | 4/23/2011 11:52:17 AM |
| platinum-scientist9 | $25.00 | 4/23/2011 11:31:58 AM |
| jasonrun | $29.95 | 4/23/2011 11:38:48 AM |
| mammalian4 | $25.00 | 4/23/2011 11:25:10 AM |
| q4golf | $25.00 | 4/23/2011 12:23:13 PM |
| kc8fot | $50.00 | 4/23/2011 12:14:11 PM |
| credit-missile | $60.00 | 4/23/2011 1:06:34 PM |
| money-fort | $25.00 | 4/23/2011 1:10:14 PM |
| Astyanax | $40.00 | 4/23/2011 12:42:04 PM |
| zone6 | $100.00 | 4/23/2011 1:10:53 PM |
| sentimental-commerce1 | $77.53 | 4/23/2011 1:32:57 PM |
| finance-mushroom | $300.00 | 4/23/2011 2:11:19 PM |
| ursus | $200.00 | 4/23/2011 2:08:50 PM |
| five-star-note | $150.00 | 4/23/2011 2:12:22 PM |
| shrewd-income | $25.00 | 4/23/2011 2:15:14 PM |
| Reddy_Capital | $25.00 | 4/23/2011 2:28:07 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
503204
This series of Notes was issued and sold upon the funding of the borrower loan #48783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-21-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $172.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.50% | | |
| |
Estimated return*:
| 3.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,703 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lucrative-rate124 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Card Balances
Purpose of loan:
Looking to consolidate a couple of small credit card balances. Want to do it quickly for the psychological boost and save a couple hundred in credit card interest. Also interested in giving Prosper a try.
My financial situation:
I am a good candidate for this loan because...
Never missed a payment on a loan or credit card. Don't have a mortgage or auto loan. I'm a business professional, with a finance background, and a secure job. Don't have a lot of cash on hand (obviously), but plenty of fungible assets elsewhere.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $50.00 | 4/20/2011 5:01:25 PM |
| MasterJin | $25.00 | 4/20/2011 5:03:45 PM |
| ore-genius2 | $100.00 | 4/20/2011 5:04:22 PM |
| reflective-rupee | $100.44 | 4/20/2011 5:05:36 PM |
| JJ9876 | $50.00 | 4/20/2011 5:06:09 PM |
| Weaverville | $75.00 | 4/20/2011 5:08:24 PM |
| availableloan | $25.00 | 4/20/2011 5:08:08 PM |
| TikPmp1 | $25.00 | 4/20/2011 5:31:13 PM |
| worthy-bid8 | $100.00 | 4/20/2011 5:01:08 PM |
| DukSerduk | $25.00 | 4/20/2011 5:03:29 PM |
| serene-truth2 | $50.00 | 4/20/2011 5:03:59 PM |
| nosualcneas | $25.00 | 4/20/2011 5:05:06 PM |
| kenji4861 | $25.00 | 4/20/2011 5:42:05 PM |
| balanced-rupee | $50.00 | 4/20/2011 5:08:16 PM |
| a-responsible-return | $50.00 | 4/20/2011 5:25:47 PM |
| LightTheWay | $50.00 | 4/20/2011 5:49:27 PM |
| Approved | $50.00 | 4/20/2011 7:09:41 PM |
| delicious-loan093 | $25.00 | 4/20/2011 6:03:53 PM |
| currency-persimmon | $100.00 | 4/20/2011 7:20:57 PM |
| Digs | $25.00 | 4/21/2011 1:46:54 AM |
| drummenace | $100.00 | 4/21/2011 5:33:34 AM |
| ericgassercom | $50.00 | 4/21/2011 7:43:12 AM |
| MrDavid | $100.00 | 4/20/2011 5:02:52 PM |
| dtrain5 | $25.00 | 4/20/2011 5:03:34 PM |
| meux99 | $25.00 | 4/20/2011 5:03:40 PM |
| minista | $25.00 | 4/20/2011 5:04:13 PM |
| compoundinterest | $50.00 | 4/20/2011 5:05:57 PM |
| r48 | $92.00 | 4/20/2011 5:05:27 PM |
| fcrick | $25.00 | 4/20/2011 5:40:20 PM |
| useful-currency | $25.00 | 4/20/2011 5:09:47 PM |
| mrpowers5531 | $25.00 | 4/20/2011 5:47:54 PM |
| caliguian | $50.00 | 4/20/2011 5:31:08 PM |
| authoritative-loot | $25.00 | 4/20/2011 6:39:42 PM |
| nnomura | $50.00 | 4/20/2011 8:06:48 PM |
| invincible-loot0 | $25.00 | 4/20/2011 7:27:16 PM |
| missoula | $25.00 | 4/21/2011 4:48:55 AM |
| Dan4703 | $25.00 | 4/21/2011 4:49:54 AM |
| a-restless-dollar | $75.00 | 4/21/2011 6:57:26 AM |
| coolgenner | $25.00 | 4/21/2011 5:01:16 AM |
| jedi8 | $50.00 | 4/21/2011 7:18:08 AM |
| dollarboy | $25.00 | 4/21/2011 8:38:12 AM |
| wealth-prodigy1 | $57.56 | 4/21/2011 9:07:53 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
503336
This series of Notes was issued and sold upon the funding of the borrower loan #48733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-21-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 33.08% |
Monthly payment:
| $378.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 11.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gharmonyservices |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase a used car
Purpose of loan: purchase a used car
My financial situation: 5yrs steady income- 1,400 -1,800 bi-weekly
I am a good candidate for this loan because i am able to pay back conveniently.
Monthly net income: $3,000
Monthly expenses:
Housing: $800
Insurance: $100
Car expenses: $346
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $65.00 | 4/21/2011 9:05:33 AM |
| dollar-sonnet3 | $50.00 | 4/21/2011 9:06:09 AM |
| wealth-prodigy1 | $200.00 | 4/21/2011 9:06:35 AM |
| top-courteous-peso | $50.00 | 4/21/2011 9:06:49 AM |
| income-awakening6 | $25.00 | 4/21/2011 9:06:07 AM |
| suave-dime6 | $25.00 | 4/21/2011 10:19:28 AM |
| JustMee | $25.00 | 4/21/2011 10:30:22 AM |
| favorite-commerce | $50.00 | 4/21/2011 12:02:18 PM |
| DasMula | $27.00 | 4/21/2011 1:19:09 PM |
| FinDoc | $25.00 | 4/21/2011 2:58:52 PM |
| reflective-rupee | $600.22 | 4/21/2011 1:11:30 PM |
| r48 | $28.00 | 4/21/2011 5:09:50 PM |
| 1-HARD-HEAD | $50.00 | 4/21/2011 4:32:42 PM |
| diplomatic-wealth7 | $25.00 | 4/21/2011 4:46:39 PM |
| Bob450 | $25.00 | 4/21/2011 11:35:19 PM |
| loan-tycoon0 | $25.00 | 4/21/2011 11:34:30 PM |
| Spiderman55 | $25.00 | 4/21/2011 11:40:04 PM |
| competent-p2p | $50.00 | 4/21/2011 8:58:53 PM |
| loanman2007 | $75.00 | 4/22/2011 5:04:55 AM |
| taetrade | $25.00 | 4/22/2011 5:24:36 AM |
| leverage-monger | $66.66 | 4/22/2011 7:56:55 AM |
| golffish2 | $25.00 | 4/22/2011 7:03:18 AM |
| Bill88 | $35.00 | 4/22/2011 8:11:31 AM |
| wealth-multiplier | $25.00 | 4/22/2011 8:51:49 AM |
| SecondChanceLendingSERV | $25.00 | 4/22/2011 10:36:06 AM |
| Max20 | $31.00 | 4/22/2011 11:02:49 AM |
| havana111 | $25.00 | 4/22/2011 12:43:43 PM |
| busytosucceed | $50.00 | 4/22/2011 11:30:32 AM |
| blue-goal-deal | $32.13 | 4/22/2011 1:34:21 PM |
| bold-peaceful-silver | $50.00 | 4/22/2011 4:36:03 PM |
| Banker_Joe | $25.00 | 4/22/2011 4:57:57 PM |
| felicity-daydream | $25.00 | 4/22/2011 6:44:34 PM |
| glroark | $150.00 | 4/22/2011 7:56:51 PM |
| CA-Lender | $100.04 | 4/22/2011 8:22:09 PM |
| bluefootedpig | $25.00 | 4/22/2011 8:54:32 PM |
| agile-vigilance8 | $200.00 | 4/22/2011 8:16:15 PM |
| brandall | $50.00 | 4/22/2011 8:22:27 PM |
| a-resplendent-commitment | $50.00 | 4/22/2011 8:30:23 PM |
| market-trooper3 | $200.00 | 4/22/2011 8:40:48 PM |
| sfmf | $40.00 | 4/21/2011 9:06:32 AM |
| nethosters | $25.00 | 4/21/2011 9:05:19 AM |
| reflective-rupee | $200.22 | 4/21/2011 1:11:46 PM |
| LA-Funding-Bank | $75.00 | 4/21/2011 2:10:52 PM |
| nickel-hickory | $25.00 | 4/21/2011 4:23:13 PM |
| vutah | $25.00 | 4/21/2011 4:11:41 PM |
| delicious-loan093 | $25.00 | 4/21/2011 4:54:54 PM |
| _NaLNaBB | $200.00 | 4/21/2011 9:58:11 PM |
| StarshineXL | $200.00 | 4/21/2011 11:33:47 PM |
| credit-guard5 | $25.00 | 4/21/2011 11:07:04 PM |
| orange-determined-wealth | $25.00 | 4/22/2011 3:39:08 AM |
| Requiem | $25.00 | 4/22/2011 10:39:18 AM |
| Danylostefan | $26.01 | 4/22/2011 1:20:53 PM |
| diverse-benjamins | $25.00 | 4/22/2011 12:46:30 PM |
| trapperdc | $100.00 | 4/22/2011 8:16:57 PM |
| ccamp99 | $32.74 | 4/22/2011 8:21:27 PM |
| gold-miser9 | $100.00 | 4/22/2011 8:36:01 PM |
| Scotcha | $50.00 | 4/22/2011 8:28:02 PM |
| credit-missile | $50.00 | 4/22/2011 8:43:47 PM |
| Binan | $50.00 | 4/22/2011 8:42:26 PM |
| Onlyhappycustomers | $25.00 | 4/22/2011 8:43:52 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
503554
This series of Notes was issued and sold upon the funding of the borrower loan #48837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $103.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
11 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,966 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glbyd123 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
glbyd123
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/22/2011 9:02:43 AM |
| organized-payment6 | $50.00 | 4/22/2011 9:14:33 AM |
| samaritan5 | $50.00 | 4/22/2011 9:20:16 AM |
| SimpleChoice | $25.00 | 4/22/2011 9:45:51 AM |
| favorite-commerce | $25.00 | 4/22/2011 11:17:07 AM |
| SOP_Bank | $25.00 | 4/22/2011 1:02:18 PM |
| Bill88 | $25.00 | 4/22/2011 2:43:32 PM |
| reflective-rupee | $400.44 | 4/22/2011 2:08:54 PM |
| tomdooley12520 | $25.00 | 4/22/2011 3:17:30 PM |
| brightest-dignified-penny | $25.00 | 4/22/2011 6:21:32 PM |
| DannyPhantom | $100.00 | 4/22/2011 6:11:38 PM |
| jayk63 | $25.00 | 4/23/2011 4:10:02 AM |
| janeybooboo | $100.00 | 4/23/2011 8:38:06 AM |
| DasMula | $27.00 | 4/23/2011 9:44:18 AM |
| dproxima | $25.00 | 4/23/2011 5:05:46 PM |
| marwadi-62 | $100.00 | 4/23/2011 10:10:18 PM |
| Reddy_Capital | $36.00 | 4/23/2011 10:06:03 PM |
| transformer855 | $25.00 | 4/24/2011 12:30:16 AM |
| social-heart | $25.00 | 4/24/2011 8:22:28 AM |
| DasMula | $37.00 | 4/24/2011 8:14:52 AM |
| loss-of-control | $50.00 | 4/24/2011 10:24:17 AM |
| fallentimbers | $25.00 | 4/24/2011 6:27:52 PM |
| kind-value-pouch | $58.00 | 4/25/2011 3:19:18 AM |
| feb217 | $25.00 | 4/24/2011 11:32:38 PM |
| finance-expert4 | $50.00 | 4/25/2011 5:12:33 AM |
| c-gurista-5 | $25.00 | 4/25/2011 7:10:56 AM |
| grampy48 | $33.31 | 4/25/2011 7:13:11 AM |
| kind-bid-antioxidant | $25.00 | 4/25/2011 9:51:33 AM |
| beachfunder | $25.00 | 4/25/2011 9:57:56 AM |
| Chuck54 | $25.00 | 4/25/2011 11:21:57 AM |
| generator596 | $30.00 | 4/25/2011 9:42:28 AM |
| coin-amigo | $26.68 | 4/25/2011 9:53:53 AM |
| availableloan | $25.00 | 4/22/2011 9:14:49 AM |
| vine99 | $90.00 | 4/22/2011 9:10:26 AM |
| dudebrah | $25.00 | 4/22/2011 10:19:34 AM |
| unforgettable-order9 | $50.00 | 4/22/2011 9:58:22 AM |
| econgineer | $50.00 | 4/22/2011 11:25:17 AM |
| Bank_Of_XL | $50.00 | 4/22/2011 2:39:49 PM |
| JustMee | $25.00 | 4/22/2011 5:23:24 PM |
| vutah | $25.00 | 4/22/2011 7:48:33 PM |
| MarvintheMartian | $25.00 | 4/23/2011 6:24:39 AM |
| CheapDolo22 | $25.00 | 4/23/2011 6:56:57 AM |
| ethicalhumanist | $50.00 | 4/23/2011 1:32:11 PM |
| bonus-sensai825 | $25.00 | 4/23/2011 5:01:51 PM |
| jodilee31 | $65.95 | 4/24/2011 12:05:51 AM |
| wkeboarder21 | $50.00 | 4/24/2011 10:26:39 AM |
| Gibbyland | $100.00 | 4/24/2011 1:19:54 PM |
| SolarMoonshine | $25.00 | 4/24/2011 2:45:33 PM |
| Dano007 | $50.00 | 4/24/2011 7:11:10 PM |
| sadhikari | $25.00 | 4/25/2011 12:52:18 AM |
| fair_rates | $25.00 | 4/24/2011 11:34:13 PM |
| friendly-worth3 | $100.00 | 4/25/2011 7:34:12 AM |
| professional-coin1 | $25.00 | 4/25/2011 8:47:08 AM |
| terrific-p2ploan | $25.00 | 4/25/2011 8:56:12 AM |
| beachfunder | $25.00 | 4/25/2011 9:57:26 AM |
| redmen93 | $200.00 | 4/25/2011 11:08:02 AM |
| bambampk | $40.00 | 4/25/2011 11:28:02 AM |
| penny-finder | $31.65 | 4/25/2011 9:45:48 AM |
| thankful-nickel2 | $50.00 | 4/25/2011 10:27:14 AM |
| Big-Lender | $23.97 | 4/25/2011 11:28:50 AM |
| mpatrick | $25.00 | 4/25/2011 10:54:59 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
503570
This series of Notes was issued and sold upon the funding of the borrower loan #48779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,445 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| foxy-loyalty040 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation2
Purpose of loan:
This loan will be used to...pay taxes
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,000
Monthly expenses: $3,400
Housing: $ Paid by Wife
Insurance: $350.00
Car expenses: $200
Utilities: $600
Phone, cable, internet: $110
Food, entertainment: $1,000
Clothing, household expenses: $150
Credit cards and other loans: $1,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/22/2011 5:05:43 PM |
| ingenious-deal6 | $25.00 | 4/22/2011 5:34:15 PM |
| well-rounded-payout0 | $50.00 | 4/22/2011 5:08:01 PM |
| kindness-launcher | $2,885.00 | 4/22/2011 7:16:09 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
503590
This series of Notes was issued and sold upon the funding of the borrower loan #48788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,710 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| creative-yield8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pro -active loan
Purpose of loan:
This loan will be used to get ahead on bills. I dont have any late payments. I would like to concolidate a few small loans, that have a high interest.
My financial situation: good, I pay my bills on time
I am a good candidate for this loan because...I always pay my bills and will always be on time...I dont even mind doing a automatic payment from my aaccount.
Monthly net income: $4700
Monthly expenses: $
Housing: $2100
Insurance: $80
Car expenses: $300
Utilities: $150
Phone, cable, internet: $85
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $385
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lendstats_com | $300.00 | 4/22/2011 5:08:06 PM |
| reflective-rupee | $400.44 | 4/22/2011 5:14:32 PM |
| brightest-dignified-penny | $25.00 | 4/22/2011 6:11:36 PM |
| Kash2010lu | $25.00 | 4/22/2011 6:57:17 PM |
| money-fort | $25.00 | 4/22/2011 10:44:55 PM |
| Bob450 | $25.00 | 4/23/2011 4:01:11 AM |
| loanman2007 | $175.00 | 4/23/2011 5:14:35 AM |
| ryanshain | $250.00 | 4/23/2011 5:37:13 AM |
| DasMula | $27.00 | 4/23/2011 9:33:29 AM |
| kindness-launcher | $64.56 | 4/23/2011 11:27:33 AM |
| favorite-commerce | $25.00 | 4/22/2011 7:52:02 PM |
| kindness-launcher | $2,500.00 | 4/22/2011 10:32:12 PM |
| innovator2 | $45.06 | 4/23/2011 6:59:04 AM |
| sadhikari | $25.00 | 4/23/2011 9:54:45 AM |
| periko | $25.00 | 4/23/2011 10:04:37 AM |
| klend4 | $25.00 | 4/23/2011 10:47:51 AM |
| spike22 | $37.94 | 4/23/2011 11:22:04 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
493911
This series of Notes was issued and sold upon the funding of the borrower loan #48746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $171.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1968 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,446 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| invincible-bazaar6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
740-759
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
First Kid Going to College
Purpose of loan:
This loan will be used to pay off remaining credit card debt as we prepare to send the first of our kids to college this fall.
My financial situation:
I am a good candidate for this loan because I always pay off all of my debts, I pay all of my bills on time if not early, and I work in a stable career/industry with a minimum of 3% increases the past 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CoolPlexer | $25.00 | 4/20/2011 5:06:27 PM |
| sfmf | $40.00 | 4/20/2011 5:01:11 PM |
| SLN-10 | $25.00 | 4/20/2011 5:02:26 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 5:08:11 PM |
| reflective-rupee | $25.44 | 4/20/2011 5:44:43 PM |
| rate-hickory | $25.00 | 4/20/2011 6:14:50 PM |
| magnetic-dedication3 | $25.00 | 4/20/2011 10:41:31 PM |
| bb575 | $50.00 | 4/20/2011 9:09:47 PM |
| hookUup | $26.71 | 4/21/2011 3:16:30 AM |
| favorite-commerce | $25.00 | 4/21/2011 12:06:19 PM |
| DoctorJoe | $25.00 | 4/22/2011 4:01:49 AM |
| Bank42 | $25.00 | 4/23/2011 6:24:00 AM |
| bmbanzai | $25.00 | 4/23/2011 6:38:34 AM |
| loyalist1 | $300.00 | 4/23/2011 7:31:02 AM |
| Pu239 | $70.00 | 4/23/2011 7:32:37 AM |
| CatFunded | $25.00 | 4/23/2011 7:24:57 AM |
| nilonc1 | $50.00 | 4/23/2011 7:54:56 AM |
| gothampark | $25.00 | 4/23/2011 8:25:11 AM |
| PleaseDontDefault | $50.00 | 4/23/2011 8:51:24 AM |
| peso-aggregator | $40.00 | 4/23/2011 8:57:49 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:21 AM |
| dudebrah | $25.00 | 4/23/2011 9:39:03 AM |
| DasMula | $27.00 | 4/23/2011 9:13:50 AM |
| shawnw2 | $50.00 | 4/23/2011 8:49:52 AM |
| sadhikari | $25.00 | 4/23/2011 9:51:56 AM |
| neutrino6 | $25.00 | 4/23/2011 9:35:47 AM |
| momoney2lend | $48.94 | 4/23/2011 9:19:50 AM |
| bold-peaceful-silver | $50.00 | 4/23/2011 9:22:13 AM |
| kublai | $50.00 | 4/23/2011 9:49:55 AM |
| Whitewater_Loans | $75.00 | 4/23/2011 10:16:43 AM |
| dynrep | $100.00 | 4/23/2011 10:25:40 AM |
| thomas16882004 | $25.00 | 4/23/2011 10:39:12 AM |
| sunshinysmiles | $25.00 | 4/23/2011 10:20:23 AM |
| credit-missile | $75.00 | 4/23/2011 10:05:25 AM |
| klend4 | $50.00 | 4/23/2011 10:27:22 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:35:24 AM |
| suave-dime6 | $25.00 | 4/20/2011 5:07:06 PM |
| delicious-loan093 | $25.00 | 4/20/2011 6:08:35 PM |
| golffish2 | $25.00 | 4/21/2011 4:20:58 AM |
| palace2 | $100.00 | 4/21/2011 5:57:45 PM |
| vutah | $41.52 | 4/22/2011 7:46:54 AM |
| thankful-nickel2 | $25.00 | 4/22/2011 6:57:36 PM |
| ingenious-deal6 | $25.00 | 4/22/2011 6:50:44 PM |
| red-favorable-basis | $30.00 | 4/23/2011 6:30:57 AM |
| reflective-rupee | $177.77 | 4/23/2011 6:53:15 AM |
| FinanceEngine | $35.00 | 4/23/2011 7:19:23 AM |
| janeybooboo | $100.00 | 4/23/2011 7:22:29 AM |
| CatFunded | $25.00 | 4/23/2011 7:24:45 AM |
| Spring342 | $25.00 | 4/23/2011 7:02:19 AM |
| CatFunded | $25.00 | 4/23/2011 7:25:08 AM |
| marketplace-meridian | $25.00 | 4/23/2011 7:13:41 AM |
| CA-Lender | $25.04 | 4/23/2011 7:22:11 AM |
| capital-blueberry | $25.00 | 4/23/2011 7:41:21 AM |
| five-star-note | $75.00 | 4/23/2011 8:12:09 AM |
| CatFunded | $25.00 | 4/23/2011 7:25:24 AM |
| husley | $25.00 | 4/23/2011 7:26:44 AM |
| Milonguero | $100.00 | 4/23/2011 8:23:58 AM |
| Whipster | $50.00 | 4/23/2011 7:56:37 AM |
| Kyileo | $25.00 | 4/23/2011 8:23:56 AM |
| lendstats_com | $200.00 | 4/23/2011 8:07:12 AM |
| ore-dojo | $25.00 | 4/23/2011 8:10:18 AM |
| money-bauble | $100.00 | 4/23/2011 8:40:49 AM |
| money-watcher | $25.00 | 4/23/2011 8:46:52 AM |
| Travis247 | $100.00 | 4/23/2011 9:51:09 AM |
| elvisloans | $25.00 | 4/23/2011 8:57:07 AM |
| gdfp158 | $25.00 | 4/23/2011 9:19:15 AM |
| engaging-worth | $25.00 | 4/23/2011 9:55:21 AM |
| 108lender | $100.00 | 4/23/2011 9:44:07 AM |
| travels536 | $25.00 | 4/23/2011 10:01:01 AM |
| Lubava | $25.00 | 4/23/2011 10:01:15 AM |
| kindness-launcher | $1,062.58 | 4/23/2011 10:40:31 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
499655
This series of Notes was issued and sold upon the funding of the borrower loan #48799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 3y 8m |
|
Amount delinquent:
| $3,336 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,789 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspired-basis8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Current
Purpose of loan:
This loan will be used to...consolidate some bills
My financial situation:
I am a good candidate for this loan because...I realize how important credit is and strive to do the best I can.
Monthly net income: $4200.00
Monthly expenses: $
Housing: $1112.00
Insurance: $300.00
Car expenses: $875.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $800.00
Clothing, household expenses: $
Credit cards and other loans: $225.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/19/2011 5:41:36 PM |
| ingenious-deal6 | $25.00 | 4/20/2011 10:31:52 AM |
| Weaverville | $25.00 | 4/22/2011 2:48:24 AM |
| kendallv | $67.57 | 4/22/2011 9:23:43 PM |
| thoughtful-exchange8 | $50.00 | 4/22/2011 9:36:40 PM |
| WonByOne | $25.00 | 4/22/2011 10:54:02 PM |
| rakem777 | $25.00 | 4/22/2011 10:02:17 PM |
| jasonrun | $25.00 | 4/22/2011 10:29:23 PM |
| wealth-renaissance5 | $25.00 | 4/22/2011 11:44:48 PM |
| wild-orange | $50.00 | 4/23/2011 2:36:32 AM |
| chrisb1414 | $25.00 | 4/23/2011 4:18:14 AM |
| Hogan55 | $50.00 | 4/23/2011 4:21:53 AM |
| MoneyForNothing | $16.44 | 4/23/2011 4:45:53 AM |
| well-rounded-payout0 | $50.00 | 4/19/2011 5:42:20 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:14:01 PM |
| anton | $1,100.00 | 4/22/2011 5:31:20 PM |
| setUup | $25.40 | 4/22/2011 9:54:07 PM |
| jybank | $50.00 | 4/22/2011 11:06:26 PM |
| PayingItForwardPlease | $25.00 | 4/22/2011 11:25:10 PM |
| wild-orange | $50.00 | 4/23/2011 2:35:38 AM |
| EBITDA | $25.00 | 4/23/2011 2:48:42 AM |
| interstellar | $50.00 | 4/23/2011 3:18:17 AM |
| scappellee | $50.00 | 4/23/2011 4:08:55 AM |
| grampy48 | $50.00 | 4/23/2011 4:10:45 AM |
| aheazy | $40.00 | 4/23/2011 4:39:24 AM |
| justice-trooper | $25.59 | 4/23/2011 4:44:48 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
500651
This series of Notes was issued and sold upon the funding of the borrower loan #48719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 0% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 10
/
9 | Length of status: | 15y 3m |
|
Amount delinquent:
| $1,612 |
Total credit lines:
| 40 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,560 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engrossing-payout4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ARCHANGEL
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
1: 155,000
2: 175,000
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| SecondChanceLendingSERV | $25.00 | 4/11/2011 3:38:04 PM |
| vigorous-market5 | $200.00 | 4/13/2011 1:16:54 PM |
| Weaverville | $25.00 | 4/14/2011 7:39:11 PM |
| goodhearted-basis4 | $25.00 | 4/21/2011 4:19:45 PM |
| kindness-launcher | $1,249.00 | 4/22/2011 6:33:31 PM |
| Searlzy | $25.00 | 4/15/2011 7:28:34 AM |
| kingbob | $25.00 | 4/15/2011 7:17:37 AM |
| reflective-rupee | $200.55 | 4/22/2011 5:15:02 PM |
| CA-Lender | $25.04 | 4/22/2011 5:38:53 PM |
| dinero-fighter | $200.00 | 4/22/2011 6:09:39 PM |
| kindness-launcher | $0.41 | 4/22/2011 7:20:08 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
500673
This series of Notes was issued and sold upon the funding of the borrower loan #48773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,111 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-authoritative-repayment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Preparing for future after a loss
Purpose of loan:
This loan will be used to consolidate debt in order to pay debt off quicker. My wife and I just experienced the loss of our first child. This loss made us realize that we could be better prepared financially. We are ready to pay my debt down, in order to provide a better future. I have a good credit score, but due to having to pay for unexpected medical bills, my dti ratio is higher than desired. My wife also brings in $3600 monthly income. Questions are welcomed! Thanks and God bless!
My financial situation:
I am a good candidate for this loan because...
I always pay my bills on time. I plan to pay my debt down as quickly as possible, regardless of the sacrifices. I am grateful for this opportunity.
Monthly net income: $4583
Housing: $1004
Insurance: $65
Car expenses: $620
Utilities: $265
Phone, cable, internet: $70
Food, entertainment: $200
Clothing, household expenses: $60
Credit cards and other loans: $535
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Mortgage balance is $117,000 and value $135,000 - $140,000. We only have the one mortgage, no second mortgage on the property.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 4/13/2011 9:02:57 AM |
| ingenious-deal6 | $25.00 | 4/13/2011 9:06:45 AM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 9:08:45 AM |
| transformer855 | $25.00 | 4/13/2011 10:48:55 AM |
| reflective-rupee | $750.44 | 4/13/2011 12:09:18 PM |
| RyanM561 | $25.00 | 4/13/2011 3:20:43 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:43:44 PM |
| restless-dime | $115.96 | 4/14/2011 7:24:42 AM |
| nerdfactor | $25.00 | 4/14/2011 12:03:59 PM |
| value-allocator1 | $100.00 | 4/14/2011 4:02:11 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:02 PM |
| vigorous-market5 | $200.00 | 4/16/2011 2:50:20 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:13 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:55 AM |
| ursus | $50.00 | 4/19/2011 5:44:58 PM |
| thelovebug | $100.00 | 4/21/2011 4:19:28 PM |
| loyaltyologist | $25.00 | 4/21/2011 6:47:30 PM |
| wealth-prodigy1 | $50.00 | 4/22/2011 1:16:59 PM |
| DasMula | $57.00 | 4/22/2011 3:49:46 PM |
| money-fort | $25.00 | 4/22/2011 5:24:50 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:14:07 PM |
| Mombo-5 | $50.00 | 4/23/2011 6:46:16 AM |
| periko | $41.91 | 4/23/2011 10:36:56 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:08 AM |
| Bomber | $25.00 | 4/23/2011 1:03:52 PM |
| janeybooboo | $100.00 | 4/23/2011 3:40:47 PM |
| Aleut | $25.00 | 4/23/2011 6:15:06 PM |
| RMI_Babylon | $25.00 | 4/23/2011 8:56:52 PM |
| rapid-currency | $25.00 | 4/23/2011 11:39:21 PM |
| VJ_Financial | $50.00 | 4/24/2011 6:23:48 AM |
| grampy48 | $25.00 | 4/24/2011 6:35:40 AM |
| intrepid-loot | $25.00 | 4/24/2011 7:48:46 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:37:50 AM |
| vutah | $25.00 | 4/24/2011 11:00:17 AM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:23 PM |
| CreditPal | $25.00 | 4/24/2011 4:36:48 PM |
| sturdy-peace9 | $50.00 | 4/24/2011 7:16:52 PM |
| greenback-chairman5 | $25.00 | 4/24/2011 7:00:40 PM |
| onecooldrink | $25.00 | 4/25/2011 12:20:26 AM |
| 168RichCapital | $25.40 | 4/25/2011 5:13:22 AM |
| icon7 | $50.00 | 4/25/2011 4:27:05 AM |
| greencat | $50.00 | 4/25/2011 7:19:45 AM |
| cognizant-responsibility9 | $25.00 | 4/25/2011 7:59:15 AM |
| professional-coin1 | $25.00 | 4/25/2011 8:46:24 AM |
| suave-dime6 | $25.00 | 4/13/2011 9:05:04 AM |
| sharp-trade0 | $25.00 | 4/13/2011 9:10:53 AM |
| DasMula | $27.00 | 4/13/2011 11:13:50 AM |
| bright-exchange | $25.00 | 4/13/2011 11:57:58 AM |
| larryboy10 | $25.00 | 4/13/2011 6:11:48 PM |
| magnetic-dedication3 | $25.00 | 4/13/2011 7:03:28 PM |
| Barmas | $50.00 | 4/14/2011 2:15:34 PM |
| moola-tulip1 | $25.00 | 4/15/2011 8:42:52 AM |
| money-baron-roth-IRA | $350.00 | 4/15/2011 7:22:23 PM |
| kindness-launcher | $600.00 | 4/16/2011 11:42:55 AM |
| nickel-hickory | $50.00 | 4/16/2011 5:00:02 PM |
| loanman2007 | $50.00 | 4/19/2011 5:17:28 AM |
| fantastic-wampum1 | $100.00 | 4/19/2011 5:49:22 PM |
| historic-loan1 | $25.00 | 4/19/2011 7:59:04 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:27 PM |
| mercuriant | $25.00 | 4/21/2011 9:37:25 AM |
| lotuss4 | $50.00 | 4/22/2011 9:15:45 AM |
| anton | $1,850.00 | 4/22/2011 11:33:49 AM |
| Bob450 | $25.00 | 4/22/2011 11:36:18 AM |
| Rogelio48 | $25.00 | 4/22/2011 1:07:46 PM |
| Axium | $50.00 | 4/22/2011 6:31:22 PM |
| 2grindstones | $25.00 | 4/22/2011 6:45:25 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:28 PM |
| Nailman88 | $100.00 | 4/23/2011 3:16:26 PM |
| loss-of-control | $100.00 | 4/24/2011 10:13:04 AM |
| fixing_financials | $25.00 | 4/24/2011 11:57:37 AM |
| rate-sceptre | $100.00 | 4/24/2011 1:07:58 PM |
| value-squirrel3 | $25.00 | 4/24/2011 2:47:58 PM |
| reward-dynamo | $25.00 | 4/24/2011 5:50:10 PM |
| s_man1 | $50.00 | 4/25/2011 4:59:54 AM |
| laika | $27.96 | 4/25/2011 6:45:31 AM |
| panther757 | $25.00 | 4/24/2011 11:39:14 PM |
| gold-cluster | $100.00 | 4/25/2011 7:07:03 AM |
| justice-ally8 | $26.74 | 4/25/2011 8:06:59 AM |
| Invest_in_residual_income | $50.00 | 4/25/2011 7:52:22 AM |
| nickel-universe2 | $25.00 | 4/25/2011 8:12:45 AM |
| MarcusJames04 | $195.00 | 4/25/2011 8:23:55 AM |
| mykkai | $25.00 | 4/25/2011 8:51:29 AM |
| Mlusher | $97.59 | 4/25/2011 9:02:29 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
501045
This series of Notes was issued and sold upon the funding of the borrower loan #48822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-20-2011 |
|
|
Lender yield:
| 8.60% |
Borrower rate/APR:
| 9.60% / 9.82% |
Monthly payment:
| $231.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.59% | | |
| |
Estimated return*:
| 7.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $62,375 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reward-awakening |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Planning to live a debt free life, This would consolidate 2 other high interest payments and allow me to make a larger impact on principal.
I am not working on paying of my HELOC as the interest rate is low at this time.
My financial situation:
The Prosper payment is less than the current payments I'm making. I intend to pay this off in less than 5 years. I listed at 5 year term in order to make it more attractive to lenders as the interest rate is higher.
Information in the Description is not verified.
Friends And Family Investments
JustMee has invested a total of
$2,130.65.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $50.00 | 4/8/2011 9:28:21 AM |
| bill-appraiser7 | $25.00 | 4/8/2011 9:27:52 AM |
| vigilance-spinner3 | $25.00 | 4/8/2011 10:13:09 AM |
| meux99 | $25.00 | 4/8/2011 11:58:18 AM |
| subtle-revenue0 | $25.00 | 4/8/2011 12:02:41 PM |
| serene-truth2 | $50.00 | 4/8/2011 11:54:56 AM |
| worthy-bid8 | $100.00 | 4/8/2011 12:00:53 PM |
| bds9646 | $26.00 | 4/8/2011 12:43:12 PM |
| minista | $25.00 | 4/8/2011 1:54:53 PM |
| 3_boyz | $25.00 | 4/8/2011 3:00:53 PM |
| jazz619 | $25.00 | 4/8/2011 5:49:44 PM |
| Oakland | $100.00 | 4/8/2011 6:49:53 PM |
| preciouschild | $50.00 | 4/8/2011 6:22:32 PM |
| JustMee | $56.37 | 4/9/2011 10:58:41 AM |
| gojackgo | $50.00 | 4/9/2011 2:22:02 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:20 PM |
| value-guru3 | $25.00 | 4/9/2011 6:30:07 PM |
| OmahaGuy | $150.00 | 4/10/2011 3:15:00 PM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:20 AM |
| Jofga | $50.00 | 4/11/2011 12:09:40 PM |
| GoldenGo4 | $50.00 | 4/11/2011 2:37:58 PM |
| JustMee | $125.00 | 4/11/2011 9:18:18 PM |
| calbertrand | $25.00 | 4/12/2011 1:12:39 PM |
| adir1 | $25.00 | 4/12/2011 8:51:54 PM |
| JustMee | $55.69 | 4/13/2011 6:11:20 AM |
| JustMee | $50.00 | 4/13/2011 12:04:06 PM |
| Lender0010 | $100.00 | 4/13/2011 5:21:51 PM |
| cash-cymbal | $100.00 | 4/13/2011 8:07:29 PM |
| mizount | $25.00 | 4/14/2011 1:59:58 AM |
| mcabery | $100.00 | 4/14/2011 3:22:05 AM |
| JustMee | $290.56 | 4/14/2011 6:41:30 AM |
| MasterJin | $25.00 | 4/14/2011 12:06:57 PM |
| Ricajote | $25.00 | 4/14/2011 2:41:45 PM |
| Weaverville | $100.00 | 4/14/2011 7:27:00 PM |
| JustMee | $125.00 | 4/14/2011 5:25:01 PM |
| JustMee | $264.08 | 4/15/2011 6:12:33 AM |
| JJ9876 | $50.00 | 4/15/2011 10:03:43 AM |
| graceful-benjamins | $25.00 | 4/15/2011 5:31:25 PM |
| marwadi-62 | $100.00 | 4/15/2011 7:38:25 PM |
| Furryone | $25.00 | 4/15/2011 7:55:58 PM |
| myworld701 | $25.00 | 4/16/2011 3:34:47 AM |
| GodzillaLending | $25.00 | 4/16/2011 4:36:57 AM |
| emo13 | $26.58 | 4/16/2011 3:20:55 AM |
| Trident-Fund | $35.00 | 4/16/2011 1:16:52 PM |
| Lotsofbears | $25.00 | 4/17/2011 11:26:38 AM |
| faithey | $50.00 | 4/17/2011 11:54:31 AM |
| availableloan | $25.00 | 4/17/2011 10:10:26 AM |
| grampy48 | $50.00 | 4/17/2011 11:30:58 AM |
| worthy-value1 | $50.00 | 4/17/2011 5:39:25 PM |
| JustMee | $172.83 | 4/18/2011 6:25:14 AM |
| ryanshain | $250.00 | 4/18/2011 1:06:22 PM |
| r48 | $25.00 | 4/18/2011 3:19:57 PM |
| wbahl | $25.00 | 4/18/2011 4:51:02 PM |
| MonkeyHero | $29.00 | 4/18/2011 8:28:10 PM |
| wise-silver-wonder | $25.00 | 4/19/2011 2:27:32 AM |
| jeffpac | $50.00 | 4/19/2011 7:04:35 AM |
| RMB-Investments | $85.94 | 4/19/2011 7:52:08 AM |
| compoundinterest | $50.00 | 4/19/2011 8:03:36 AM |
| radiant-return | $67.00 | 4/19/2011 9:36:25 AM |
| vollynet | $75.00 | 4/19/2011 10:03:00 AM |
| value-squirrel3 | $25.00 | 4/19/2011 10:43:36 AM |
| fund-tom-tom6 | $25.00 | 4/19/2011 12:44:42 PM |
| Manta_Rai | $25.00 | 4/19/2011 5:20:51 PM |
| wwwUniversal | $25.00 | 4/19/2011 5:36:14 PM |
| fandacom | $50.00 | 4/19/2011 5:52:46 PM |
| create42xn | $25.00 | 4/19/2011 6:30:34 PM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:08 PM |
| Rob717171 | $50.00 | 4/19/2011 6:01:20 PM |
| Crisscross | $25.00 | 4/19/2011 6:54:21 PM |
| ZeoInvestments | $25.00 | 4/20/2011 9:36:51 AM |
| jazzlender | $25.00 | 4/20/2011 9:24:44 AM |
| reward-planetarium | $50.00 | 4/20/2011 11:59:23 AM |
| Hondo | $50.00 | 4/20/2011 1:13:37 PM |
| SchaeferJ | $25.00 | 4/20/2011 3:19:38 PM |
| Preteur | $25.00 | 4/20/2011 3:20:04 PM |
| NYBIZ | $25.00 | 4/20/2011 3:22:07 PM |
| revops2008 | $25.00 | 4/20/2011 3:40:09 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:36 PM |
| dharma1 | $25.00 | 4/20/2011 4:12:08 PM |
| degster | $25.00 | 4/20/2011 4:18:38 PM |
| potatoepicker | $100.00 | 4/20/2011 4:24:54 PM |
| money-blossom110 | $150.00 | 4/20/2011 4:27:13 PM |
| Cheburashka | $30.00 | 4/20/2011 4:12:20 PM |
| Soxxes | $25.00 | 4/20/2011 5:55:06 PM |
| wamozart | $50.00 | 4/20/2011 5:51:32 PM |
| ChristopherHS | $25.00 | 4/20/2011 5:55:09 PM |
| delicious-loan093 | $50.00 | 4/20/2011 5:47:31 PM |
| green-unrivaled-felicity | $25.00 | 4/20/2011 7:16:12 PM |
| the-money-gargantuan | $25.00 | 4/20/2011 7:22:38 PM |
| balanced-bill7 | $50.00 | 4/20/2011 5:53:05 PM |
| Nerdster1 | $40.08 | 4/20/2011 6:17:49 PM |
| Belair_Advisors | $25.00 | 4/20/2011 7:29:49 PM |
| FoosMaster | $25.00 | 4/20/2011 7:51:10 PM |
| JustMee | $25.00 | 4/8/2011 10:12:14 AM |
| DukSerduk | $25.00 | 4/8/2011 10:43:14 AM |
| logical-reward8 | $25.00 | 4/8/2011 11:12:29 AM |
| MrDavid | $100.00 | 4/8/2011 11:16:07 AM |
| kyomoon | $50.00 | 4/8/2011 11:51:43 AM |
| the-dollar-topper | $100.00 | 4/8/2011 11:59:35 AM |
| Dollars4Rent | $50.00 | 4/8/2011 11:52:26 AM |
| kenji4861 | $50.00 | 4/8/2011 11:58:58 AM |
| jescowa | $50.00 | 4/8/2011 11:54:38 AM |
| p40thawk | $50.00 | 4/8/2011 12:00:26 PM |
| lagnisiruk | $25.00 | 4/8/2011 12:03:07 PM |
| shamrocker | $25.00 | 4/8/2011 12:49:43 PM |
| sparky1129 | $50.00 | 4/8/2011 1:32:25 PM |
| reflective-rupee | $44.44 | 4/8/2011 1:33:22 PM |
| skuba | $50.00 | 4/8/2011 1:54:34 PM |
| dtrain5 | $25.00 | 4/8/2011 7:37:22 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:27:38 PM |
| JustMee | $294.59 | 4/8/2011 9:34:59 PM |
| caring-hope2 | $100.00 | 4/9/2011 7:23:06 AM |
| Gibbyland | $100.00 | 4/9/2011 12:23:14 PM |
| calbertrand | $25.00 | 4/9/2011 8:13:35 PM |
| GoingFishing | $25.00 | 4/10/2011 3:55:40 PM |
| reflective-rupee | $444.44 | 4/10/2011 8:51:34 PM |
| JustMee | $50.00 | 4/10/2011 9:00:37 PM |
| p2ploan-sensation211 | $25.00 | 4/10/2011 9:20:07 PM |
| srgriff | $25.00 | 4/11/2011 9:20:28 AM |
| JustMee | $498.84 | 4/11/2011 9:26:44 AM |
| WilliamLeeSims | $25.00 | 4/11/2011 4:45:13 PM |
| BaxterEvil | $25.00 | 4/11/2011 6:59:05 PM |
| Hogpilot | $50.00 | 4/12/2011 3:38:25 AM |
| exact-gold2 | $25.00 | 4/12/2011 3:34:55 AM |
| JustMee | $32.27 | 4/12/2011 6:56:26 AM |
| csak13 | $50.00 | 4/12/2011 1:21:33 PM |
| ytjameslee | $50.00 | 4/12/2011 3:32:20 PM |
| carluvr33 | $25.00 | 4/12/2011 3:52:32 PM |
| retiresecure | $30.00 | 4/12/2011 5:21:37 PM |
| ddamenace | $40.00 | 4/12/2011 7:13:05 PM |
| JustMee | $50.00 | 4/12/2011 9:32:51 PM |
| community-pipeline | $25.00 | 4/13/2011 5:21:12 PM |
| indomitable-coin | $100.00 | 4/14/2011 8:31:37 AM |
| benjamins-utopia | $100.00 | 4/14/2011 10:16:03 AM |
| a-responsible-return | $50.00 | 4/15/2011 7:26:31 AM |
| kulender | $50.00 | 4/15/2011 6:41:19 AM |
| toocautious | $96.03 | 4/15/2011 8:32:21 AM |
| bglender | $50.00 | 4/15/2011 9:24:33 AM |
| John_Galt | $77.00 | 4/15/2011 2:51:12 PM |
| JustMee | $40.42 | 4/16/2011 5:38:16 AM |
| nosualcneas | $25.00 | 4/16/2011 3:54:30 PM |
| California04 | $50.00 | 4/16/2011 5:05:54 PM |
| Havana21 | $200.00 | 4/16/2011 2:39:34 PM |
| fcrick | $25.00 | 4/16/2011 5:04:28 PM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:33 AM |
| corndog4000 | $70.00 | 4/18/2011 12:54:40 AM |
| intrepid-credit5 | $64.09 | 4/18/2011 8:36:05 AM |
| pakrbkr | $50.00 | 4/18/2011 5:29:25 AM |
| jarf | $100.00 | 4/18/2011 8:32:05 AM |
| heavenly-interest9 | $50.00 | 4/18/2011 10:49:39 AM |
| djh47a | $25.00 | 4/18/2011 10:46:54 AM |
| Anny-Disco | $50.00 | 4/18/2011 4:47:25 PM |
| AmericanCredit | $25.00 | 4/18/2011 4:47:22 PM |
| bobycat | $30.00 | 4/18/2011 10:40:01 PM |
| authoritative-capital | $35.83 | 4/18/2011 8:56:51 PM |
| valueguru | $25.00 | 4/19/2011 7:20:57 AM |
| Tulalue | $25.00 | 4/19/2011 7:09:42 AM |
| damage | $25.00 | 4/19/2011 8:25:24 AM |
| discrete-asset | $25.00 | 4/19/2011 8:54:56 AM |
| syounker | $25.00 | 4/19/2011 9:14:49 AM |
| reward-blueberry2 | $25.00 | 4/19/2011 10:22:48 AM |
| bold-pious-loot | $500.00 | 4/19/2011 10:00:13 AM |
| DreDub | $100.00 | 4/19/2011 10:07:41 AM |
| dough-hammock | $25.00 | 4/19/2011 11:23:38 AM |
| kind-genuine-dough | $50.00 | 4/19/2011 4:19:29 PM |
| balance-force | $25.00 | 4/19/2011 5:15:30 PM |
| CoolPlexer | $100.00 | 4/19/2011 5:02:33 PM |
| jcw3rd | $25.00 | 4/19/2011 6:01:52 PM |
| forthright-trade | $25.00 | 4/19/2011 7:07:49 PM |
| radforj22 | $25.00 | 4/19/2011 7:05:47 PM |
| intrepid-loot | $125.00 | 4/20/2011 5:58:45 AM |
| handy-wealth0 | $50.00 | 4/20/2011 6:44:12 AM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:34:39 AM |
| YellowJacket | $25.00 | 4/20/2011 3:17:21 PM |
| ebusinessagent | $25.00 | 4/20/2011 2:39:18 PM |
| alpinaut | $25.00 | 4/20/2011 3:18:45 PM |
| BankofBeth | $25.00 | 4/20/2011 5:09:02 PM |
| friendlyviking | $25.00 | 4/20/2011 4:18:10 PM |
| georgedorn | $50.00 | 4/20/2011 5:16:34 PM |
| unclejaef | $25.00 | 4/20/2011 5:52:53 PM |
| mpactlender | $25.00 | 4/20/2011 5:57:44 PM |
| Druidsoft | $25.00 | 4/20/2011 7:30:13 PM |
| FlexFunding | $50.00 | 4/20/2011 5:53:28 PM |
| return-poblano | $25.00 | 4/20/2011 7:22:07 PM |
| irishalaskan | $25.00 | 4/20/2011 7:40:31 PM |
| nnomura | $47.92 | 4/20/2011 8:00:38 PM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
501341
This series of Notes was issued and sold upon the funding of the borrower loan #48831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $171.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
10 | Length of status: | 4y 0m |
|
Amount delinquent:
| $39 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,276 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-liberty-genome |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2010)
|
|
Principal balance:
| $3,101.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I always pay my debts
Monthly net income: $2500
Monthly expenses: $
Housing: $1200
Insurance: $50
Car expenses: $0
Utilities: $175
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $25
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/11/2011 5:03:49 PM |
| ingenious-deal6 | $25.00 | 4/11/2011 5:05:06 PM |
| reflective-rupee | $25.44 | 4/11/2011 5:19:18 PM |
| golffish2 | $25.00 | 4/12/2011 4:12:29 AM |
| mikeandcat | $50.00 | 4/12/2011 5:10:39 AM |
| fantastic-wampum1 | $100.00 | 4/13/2011 5:24:44 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:04 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:37 AM |
| mercuriant | $25.00 | 4/18/2011 9:17:01 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:16 AM |
| birddogsb | $50.00 | 4/19/2011 10:47:19 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:49 PM |
| asiaratt | $50.00 | 4/21/2011 1:49:52 PM |
| top-historic-peso | $25.00 | 4/21/2011 5:19:45 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:32 PM |
| Scotcha | $50.00 | 4/22/2011 8:27:20 PM |
| dudebrah | $25.00 | 4/22/2011 9:32:48 PM |
| Bidwinner08 | $50.00 | 4/22/2011 10:53:43 PM |
| worth-shower8 | $100.00 | 4/23/2011 2:11:03 AM |
| grampy48 | $37.35 | 4/23/2011 4:13:50 AM |
| Swabjockey | $25.00 | 4/23/2011 5:28:57 AM |
| reflective-rupee | $175.55 | 4/23/2011 5:18:46 AM |
| klend4 | $25.00 | 4/23/2011 5:41:14 AM |
| persistent-income2 | $25.00 | 4/23/2011 6:17:41 AM |
| Bank42 | $25.00 | 4/23/2011 6:24:21 AM |
| mark1017-31 | $128.52 | 4/23/2011 6:36:41 AM |
| loyalist1 | $200.00 | 4/23/2011 7:16:44 AM |
| marketplace-meridian | $25.00 | 4/23/2011 7:09:38 AM |
| leverage-monger | $100.00 | 4/23/2011 8:31:45 AM |
| Oak-Parker | $25.00 | 4/23/2011 8:15:25 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:25:26 AM |
| flanative | $50.00 | 4/23/2011 8:44:33 AM |
| macgeek | $25.00 | 4/23/2011 9:34:53 AM |
| red-power-pecan | $50.00 | 4/23/2011 10:28:45 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:36 AM |
| worthy-bid8 | $25.00 | 4/23/2011 2:29:24 PM |
| IIP77 | $25.00 | 4/23/2011 2:30:12 PM |
| JJ9876 | $25.00 | 4/23/2011 2:32:16 PM |
| handy-justice | $50.00 | 4/23/2011 2:29:48 PM |
| symbiosis | $50.00 | 4/23/2011 2:34:13 PM |
| Midwestvalues | $50.00 | 4/23/2011 2:32:30 PM |
| tech310 | $50.00 | 4/23/2011 2:36:35 PM |
| dedicated-transaction796 | $50.00 | 4/23/2011 2:36:43 PM |
| money-bauble | $50.00 | 4/23/2011 2:34:26 PM |
| Nailman88 | $25.00 | 4/23/2011 3:11:41 PM |
| dinero-fighter | $229.00 | 4/23/2011 3:37:05 PM |
| suave-dime6 | $25.00 | 4/11/2011 5:02:48 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:18 PM |
| nerdfactor | $25.00 | 4/11/2011 5:08:27 PM |
| thankful-nickel2 | $25.00 | 4/12/2011 5:16:30 PM |
| fabulous-community4 | $25.00 | 4/13/2011 2:29:24 AM |
| Pu239 | $60.00 | 4/14/2011 9:45:37 AM |
| ursus | $50.00 | 4/18/2011 8:48:39 AM |
| thelovebug | $100.00 | 4/18/2011 4:06:54 PM |
| jjswanso | $50.00 | 4/20/2011 4:49:50 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:53 AM |
| Binan | $25.00 | 4/22/2011 8:41:51 PM |
| resplendent-dollar | $25.00 | 4/23/2011 12:52:23 AM |
| sfmf | $25.00 | 4/22/2011 11:19:37 PM |
| CA-Lender | $25.04 | 4/22/2011 11:28:59 PM |
| investmentgroup | $25.00 | 4/23/2011 3:47:17 AM |
| investment-cluster | $35.00 | 4/23/2011 4:21:59 AM |
| scappellee | $50.00 | 4/23/2011 4:07:00 AM |
| 1randyp | $200.00 | 4/23/2011 4:48:36 AM |
| bmbanzai | $25.00 | 4/23/2011 6:25:13 AM |
| emosspot | $25.00 | 4/23/2011 5:54:39 AM |
| janeybooboo | $100.00 | 4/23/2011 7:19:06 AM |
| rubylender | $25.00 | 4/23/2011 6:59:06 AM |
| worldly-gold | $50.00 | 4/23/2011 7:55:48 AM |
| Kyileo | $25.00 | 4/23/2011 8:08:26 AM |
| harddollars | $25.00 | 4/23/2011 8:27:08 AM |
| NYCFinancier | $25.00 | 4/23/2011 8:15:38 AM |
| credit-sycamore4 | $50.00 | 4/23/2011 10:27:58 AM |
| DSFinancial | $50.00 | 4/23/2011 2:30:45 PM |
| stock106 | $25.00 | 4/23/2011 2:31:18 PM |
| thoughtful-exchange8 | $50.00 | 4/23/2011 2:33:59 PM |
| amusement4 | $50.00 | 4/23/2011 2:34:03 PM |
| umfan123 | $25.00 | 4/23/2011 2:33:29 PM |
| finance-prescription | $50.00 | 4/23/2011 2:33:45 PM |
| bountiful-durability | $50.00 | 4/23/2011 2:34:22 PM |
| payment-gusto | $25.00 | 4/23/2011 2:35:43 PM |
| burrito6 | $25.00 | 4/23/2011 2:36:08 PM |
| apostle901 | $25.00 | 4/23/2011 2:36:40 PM |
| MasterJin | $25.00 | 4/23/2011 2:36:11 PM |
| Executive23 | $25.00 | 4/23/2011 2:36:22 PM |
| Medic05 | $25.00 | 4/23/2011 2:39:20 PM |
| sharp-trade0 | $25.00 | 4/23/2011 2:39:00 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
501365
This series of Notes was issued and sold upon the funding of the borrower loan #48749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,580.13 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $242.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,799 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-terrific-euro |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reducing debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I pay my bills! I would like to pay everything off quickly, I feel that this would be the best option for me at this time.
Monthly net income: $4600
Monthly expenses: $
Housing: $1200
Insurance: $100
Car expenses: $320
Utilities: $200
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 4/8/2011 5:29:05 PM |
| SolarMoonshine | $25.00 | 4/8/2011 6:10:54 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:30:44 PM |
| yield-seeker | $25.00 | 4/11/2011 8:38:45 AM |
| simplelender80 | $100.00 | 4/11/2011 6:28:14 PM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:19 AM |
| Mariner3605 | $25.00 | 4/13/2011 12:47:46 PM |
| MasterJin | $25.00 | 4/14/2011 12:13:53 PM |
| loyalist1 | $400.00 | 4/17/2011 7:44:49 AM |
| ursus | $100.00 | 4/18/2011 8:59:24 AM |
| DreDub | $50.00 | 4/19/2011 10:19:23 AM |
| sonnet771 | $50.00 | 4/20/2011 12:49:52 AM |
| orderandprogress | $25.00 | 4/19/2011 10:21:45 PM |
| reflective-cash0 | $50.00 | 4/20/2011 5:31:49 AM |
| jazzlender | $25.00 | 4/20/2011 9:24:54 AM |
| dollardave | $100.00 | 4/20/2011 10:15:01 AM |
| melodious-fairness | $50.00 | 4/20/2011 12:44:26 PM |
| williemc44 | $25.00 | 4/20/2011 12:25:11 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:19 AM |
| Alpha-AssistU | $25.00 | 4/20/2011 1:09:34 PM |
| Ocean713 | $50.00 | 4/20/2011 3:25:14 PM |
| kenji4861 | $25.00 | 4/20/2011 2:25:39 PM |
| authoritative-loot | $25.00 | 4/20/2011 6:35:27 PM |
| Freedomforme16 | $30.00 | 4/20/2011 9:43:48 PM |
| celkram | $25.00 | 4/20/2011 9:49:29 PM |
| jybank | $50.00 | 4/20/2011 9:49:44 PM |
| wwwUniversal | $25.00 | 4/21/2011 2:32:35 AM |
| newest-generous-income | $25.00 | 4/21/2011 5:30:59 AM |
| ironman84 | $50.00 | 4/21/2011 6:50:53 AM |
| philgreen | $50.00 | 4/21/2011 8:26:51 AM |
| Ripsaw4U | $50.00 | 4/21/2011 8:28:25 AM |
| tuffshorty | $50.00 | 4/21/2011 10:13:54 AM |
| panegryst | $100.00 | 4/21/2011 10:31:20 AM |
| ersheido | $50.00 | 4/21/2011 10:12:36 AM |
| natural-greenback6 | $25.00 | 4/21/2011 1:01:56 PM |
| jtn4148 | $25.00 | 4/21/2011 1:48:06 PM |
| wellsfrugal | $50.00 | 4/21/2011 11:24:21 AM |
| nymoney | $34.72 | 4/21/2011 2:14:31 PM |
| sabot6 | $25.00 | 4/21/2011 3:16:09 PM |
| aasx1108 | $25.00 | 4/21/2011 1:57:58 PM |
| Engineer44 | $25.00 | 4/21/2011 6:26:07 PM |
| worldly-community3 | $50.00 | 4/21/2011 5:35:30 PM |
| treasure-expert | $26.71 | 4/21/2011 7:45:20 PM |
| euro-trumpet | $25.00 | 4/21/2011 9:49:28 PM |
| 1randyp | $200.00 | 4/22/2011 3:16:23 AM |
| Anny-Disco | $75.00 | 4/22/2011 4:04:35 AM |
| gold-sushi | $25.00 | 4/22/2011 3:56:27 AM |
| ADSFL05 | $25.00 | 4/22/2011 7:19:29 AM |
| interstellar | $50.00 | 4/22/2011 7:55:43 AM |
| HardLender | $50.00 | 4/22/2011 8:29:22 AM |
| Hexnut | $25.00 | 4/22/2011 6:57:11 AM |
| EricandJudy | $34.00 | 4/22/2011 7:46:15 AM |
| Rockymtnhi | $50.00 | 4/22/2011 8:30:38 AM |
| steiglends | $50.00 | 4/22/2011 9:55:49 AM |
| sparky1129 | $50.00 | 4/22/2011 10:00:15 AM |
| JTCorp | $25.00 | 4/22/2011 9:37:19 AM |
| tripnosis | $25.00 | 4/22/2011 9:55:52 AM |
| 350DGRZ | $50.00 | 4/22/2011 9:57:50 AM |
| Hobie88 | $62.55 | 4/22/2011 10:00:31 AM |
| msbutah | $50.00 | 4/22/2011 9:47:47 AM |
| fantastic-wampum1 | $100.00 | 4/22/2011 10:01:50 AM |
| agreement-fluffy-bunny | $25.00 | 4/22/2011 11:04:08 AM |
| JMP | $50.00 | 4/22/2011 12:09:29 PM |
| bigphish | $50.00 | 4/22/2011 1:10:43 PM |
| murlirao2002 | $25.00 | 4/22/2011 2:14:23 PM |
| the-profit-oracle | $25.00 | 4/22/2011 1:10:25 PM |
| famous-bill | $25.00 | 4/22/2011 1:24:12 PM |
| keeks | $25.00 | 4/22/2011 2:34:33 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:28 PM |
| Eddy-2-Aces | $50.00 | 4/22/2011 4:09:17 PM |
| money-surge1 | $39.07 | 4/22/2011 3:11:34 PM |
| Zolton | $100.00 | 4/8/2011 5:28:26 PM |
| a-finance-nirvana | $25.00 | 4/9/2011 3:55:30 AM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:13 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:51 PM |
| atbright | $25.00 | 4/11/2011 4:49:49 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:37:07 AM |
| patriot897 | $25.00 | 4/12/2011 2:43:29 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:37 AM |
| bold-durability-drum | $50.00 | 4/14/2011 4:20:17 PM |
| Weaverville | $50.00 | 4/14/2011 7:28:43 PM |
| Tradesmanlender | $25.00 | 4/15/2011 9:56:32 AM |
| radforj22 | $25.00 | 4/15/2011 8:29:37 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:01 PM |
| jarf | $25.00 | 4/18/2011 11:58:24 PM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:12 AM |
| loot-heart | $25.00 | 4/19/2011 12:30:39 PM |
| balanced-rupee | $50.00 | 4/19/2011 6:29:39 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:02 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:28 PM |
| Hondo | $25.00 | 4/20/2011 1:21:01 PM |
| SiebirdLending | $25.00 | 4/20/2011 2:21:51 PM |
| reflective-rupee | $25.55 | 4/20/2011 5:49:45 PM |
| justice-dna | $35.00 | 4/20/2011 6:08:58 PM |
| richboy56 | $25.00 | 4/20/2011 7:34:45 PM |
| durability-mad-scientist4 | $50.00 | 4/20/2011 7:56:13 PM |
| wealth-renaissance5 | $25.00 | 4/21/2011 1:37:47 AM |
| wtrboy | $50.00 | 4/20/2011 10:15:05 PM |
| generator596 | $38.66 | 4/21/2011 2:52:00 AM |
| steady-gold | $100.00 | 4/21/2011 3:17:34 AM |
| pythia | $25.00 | 4/21/2011 3:28:21 AM |
| Johnab | $26.00 | 4/21/2011 4:48:39 AM |
| LiveNow | $25.00 | 4/21/2011 5:05:08 AM |
| GElender | $25.00 | 4/21/2011 5:59:35 AM |
| ericgassercom | $50.00 | 4/21/2011 7:46:56 AM |
| studio3d | $25.00 | 4/21/2011 7:59:22 AM |
| siesta100 | $50.00 | 4/21/2011 6:09:59 AM |
| rhodylend | $25.00 | 4/21/2011 9:31:29 AM |
| PowerCouple | $49.14 | 4/21/2011 8:06:43 AM |
| KrisKringle | $25.00 | 4/21/2011 11:11:19 AM |
| currency-revolutionary | $25.00 | 4/21/2011 11:13:14 AM |
| slwholesales | $63.55 | 4/21/2011 11:14:25 AM |
| gardenofeden | $25.00 | 4/21/2011 11:56:25 AM |
| Dubbs360 | $100.00 | 4/21/2011 10:25:52 AM |
| boj2007 | $50.00 | 4/21/2011 2:29:25 PM |
| palace2 | $100.00 | 4/21/2011 5:09:34 PM |
| gallant-camaraderi | $30.00 | 4/21/2011 6:51:22 PM |
| hopethisworks | $50.00 | 4/21/2011 9:59:59 PM |
| MARSTUN | $50.00 | 4/22/2011 1:41:21 AM |
| chungfang | $50.00 | 4/21/2011 9:20:45 PM |
| setUup | $26.32 | 4/22/2011 3:04:59 AM |
| Artist_Blue | $25.00 | 4/22/2011 2:47:19 AM |
| kindness-sage | $25.00 | 4/22/2011 5:45:23 AM |
| najmn103 | $25.00 | 4/22/2011 7:04:15 AM |
| accelerator1 | $25.00 | 4/22/2011 7:39:14 AM |
| hayhelp | $25.00 | 4/22/2011 6:35:18 AM |
| PotBellyPete | $82.86 | 4/22/2011 7:49:33 AM |
| DaMoneyTree | $25.00 | 4/22/2011 9:41:06 AM |
| five-star-justice | $25.00 | 4/22/2011 9:41:40 AM |
| lostontheedge | $25.00 | 4/22/2011 9:42:08 AM |
| mrpowers5531 | $25.00 | 4/22/2011 9:44:42 AM |
| economy-beast | $25.00 | 4/22/2011 9:07:26 AM |
| silver-buckeye | $50.00 | 4/22/2011 8:58:21 AM |
| goldenretriever | $100.00 | 4/22/2011 9:28:21 AM |
| Leopoldine | $26.00 | 4/22/2011 9:21:43 AM |
| Hiro07 | $25.00 | 4/22/2011 9:40:11 AM |
| benjamin67 | $25.00 | 4/22/2011 9:40:19 AM |
| red-favorable-basis | $25.00 | 4/22/2011 9:34:36 AM |
| ILWTC | $100.00 | 4/22/2011 9:36:14 AM |
| new-truth-chuckler | $25.00 | 4/22/2011 9:55:44 AM |
| djh47a | $25.00 | 4/22/2011 9:56:18 AM |
| ivy-league-MBA | $25.00 | 4/22/2011 9:56:41 AM |
| helpinghand63 | $25.00 | 4/22/2011 9:42:36 AM |
| swpski | $25.00 | 4/22/2011 11:05:37 AM |
| mad4wknds | $50.00 | 4/22/2011 11:44:12 AM |
| Eastern | $50.00 | 4/22/2011 4:24:26 PM |
| nybanker85 | $50.00 | 4/22/2011 3:25:04 PM |
| Byrd24 | $100.00 | 4/22/2011 4:59:14 PM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
501373
This series of Notes was issued and sold upon the funding of the borrower loan #48768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,553.47 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $389.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,360 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| supercath |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Third time listing's the charm...
This loan will be used to fill in a funding gap for a feature length film I am financing myself. I have saved up my money for this project for the past three years and we are ready to start production. The budget is $80,000 and we have $60,000. Rather than wait another year, I wanted to take out a loan now, since all the other pieces (cast, locations) are in place and ready to go.
My financial situation: I am a good candidate for this loan because I budget myself and my projects very strictly. I have had my current job for almost three years, during which time I have been saving money and attained a great credit score. I have never had a late payment or defaulted on any financial obligation. I hope you will therefore see me as an excellent candidate with whom to invest your money.
My first listing was cancelled as my HR rep at work did not get back to Prosper employment verification in time. My second listing did not fund. Thank you for reading and I appreciate your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.44 | 4/8/2011 5:24:02 PM |
| Zolton | $100.00 | 4/8/2011 5:28:28 PM |
| BxRealtor | $25.00 | 4/8/2011 5:29:07 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:14 PM |
| yield-seeker | $25.00 | 4/11/2011 8:38:46 AM |
| simplelender80 | $100.00 | 4/11/2011 6:28:15 PM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:37:42 AM |
| patriot897 | $25.00 | 4/12/2011 4:24:49 PM |
| balance-proton | $35.82 | 4/12/2011 7:09:19 PM |
| Spiderman55 | $25.00 | 4/14/2011 8:32:53 AM |
| MasterJin | $25.00 | 4/14/2011 12:13:55 PM |
| bold-durability-drum | $50.00 | 4/14/2011 5:20:23 PM |
| Weaverville | $50.00 | 4/14/2011 7:28:44 PM |
| Tradesmanlender | $25.00 | 4/15/2011 9:56:34 AM |
| radforj22 | $25.00 | 4/15/2011 8:29:39 PM |
| Emberfox | $37.69 | 4/16/2011 9:03:46 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:03 PM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:15 AM |
| balance-force | $25.00 | 4/19/2011 5:16:33 PM |
| DreDub | $100.00 | 4/19/2011 5:43:34 PM |
| orderandprogress | $25.00 | 4/19/2011 10:21:46 PM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:22 AM |
| Hondo | $25.00 | 4/20/2011 1:21:03 PM |
| kenji4861 | $25.00 | 4/20/2011 3:24:57 PM |
| deal-dreams8 | $115.00 | 4/20/2011 6:19:43 PM |
| wtrboy | $50.00 | 4/20/2011 10:15:06 PM |
| commanding-income774 | $25.00 | 4/21/2011 3:26:52 AM |
| LiveNow | $25.00 | 4/21/2011 5:05:09 AM |
| studio3d | $25.00 | 4/21/2011 7:59:24 AM |
| palace2 | $400.00 | 4/21/2011 5:35:54 AM |
| treasure-hunter270 | $25.00 | 4/21/2011 8:43:46 AM |
| tuffshorty | $50.00 | 4/21/2011 10:13:56 AM |
| reflective-rupee | $200.55 | 4/21/2011 8:53:50 AM |
| panegryst | $200.00 | 4/21/2011 10:45:37 AM |
| Bill88 | $30.00 | 4/21/2011 11:12:17 AM |
| first-serene-credit | $25.00 | 4/21/2011 11:44:38 AM |
| hopethisworks | $50.00 | 4/21/2011 10:00:01 PM |
| MARSTUN | $50.00 | 4/22/2011 1:41:23 AM |
| Anny-Disco | $75.00 | 4/22/2011 4:04:38 AM |
| crw1950 | $28.67 | 4/22/2011 5:14:12 AM |
| MoneyTree79 | $52.00 | 4/22/2011 5:46:45 AM |
| fund-tom-tom6 | $50.00 | 4/22/2011 8:50:06 AM |
| ADSFL05 | $25.00 | 4/22/2011 7:19:30 AM |
| economy-beast | $43.33 | 4/22/2011 9:07:48 AM |
| Rockymtnhi | $25.00 | 4/22/2011 8:30:40 AM |
| musegaze | $150.00 | 4/22/2011 8:41:19 AM |
| mrpowers5531 | $25.00 | 4/22/2011 9:44:50 AM |
| silver-buckeye | $100.00 | 4/22/2011 9:32:40 AM |
| JTCorp | $25.00 | 4/22/2011 9:37:20 AM |
| lostontheedge | $25.00 | 4/22/2011 9:42:12 AM |
| Max20 | $50.00 | 4/22/2011 10:54:58 AM |
| mmccoy26 | $25.00 | 4/22/2011 11:58:13 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:49:13 AM |
| genelinist | $25.00 | 4/22/2011 11:50:50 AM |
| bigphish | $50.00 | 4/22/2011 1:10:44 PM |
| famous-bill | $25.00 | 4/22/2011 1:24:14 PM |
| Planecourage | $30.31 | 4/22/2011 1:34:08 PM |
| larrybird | $239.85 | 4/22/2011 2:14:24 PM |
| kegs | $627.32 | 4/22/2011 2:15:38 PM |
| liberty-upholder3 | $50.00 | 4/22/2011 3:15:07 PM |
| keeks | $25.00 | 4/22/2011 2:34:34 PM |
| anton | $3,150.00 | 4/22/2011 4:12:52 PM |
| nybanker85 | $50.00 | 4/22/2011 3:25:05 PM |
| Eastern | $50.00 | 4/22/2011 4:24:27 PM |
| selector568 | $100.00 | 4/8/2011 5:16:57 PM |
| income-awakening6 | $25.00 | 4/8/2011 5:21:45 PM |
| efficient-treasure0 | $25.00 | 4/8/2011 8:30:45 PM |
| Bank_Of_XL | $25.00 | 4/10/2011 12:20:58 PM |
| sharp-trade0 | $25.00 | 4/11/2011 5:06:49 AM |
| enthralling-deal180 | $50.00 | 4/13/2011 5:48:21 AM |
| Mariner3605 | $25.00 | 4/13/2011 4:18:48 PM |
| fuzed | $35.00 | 4/13/2011 4:35:35 PM |
| transformer855 | $25.00 | 4/13/2011 10:50:54 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:14:38 AM |
| new-ore-venture | $100.00 | 4/14/2011 5:35:11 PM |
| ursus | $100.00 | 4/18/2011 8:59:27 AM |
| loyalist1 | $500.00 | 4/18/2011 9:17:41 AM |
| SiebirdLending | $25.00 | 4/19/2011 10:21:07 AM |
| loot-heart | $25.00 | 4/19/2011 12:30:40 PM |
| balanced-rupee | $50.00 | 4/19/2011 6:29:41 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:03 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:29 PM |
| sonnet771 | $50.00 | 4/20/2011 12:49:53 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:31:50 AM |
| jazzlender | $25.00 | 4/20/2011 9:24:55 AM |
| melodious-fairness | $50.00 | 4/20/2011 12:44:27 PM |
| dollardave | $98.28 | 4/20/2011 10:15:02 AM |
| Ocean713 | $50.00 | 4/20/2011 3:25:15 PM |
| justice-dna | $35.00 | 4/20/2011 6:08:59 PM |
| richboy56 | $25.00 | 4/20/2011 7:34:48 PM |
| durability-mad-scientist4 | $36.19 | 4/20/2011 7:56:15 PM |
| OCedHrt | $25.00 | 4/21/2011 2:01:47 AM |
| celkram | $25.00 | 4/20/2011 9:49:30 PM |
| siesta100 | $50.00 | 4/21/2011 6:10:01 AM |
| unafraid-loan5 | $30.00 | 4/21/2011 9:47:16 AM |
| williemc44 | $25.00 | 4/21/2011 8:28:02 AM |
| Alpha-AssistU | $25.00 | 4/21/2011 8:28:14 AM |
| ersheido | $50.00 | 4/21/2011 10:12:38 AM |
| wwwUniversal | $25.00 | 4/21/2011 8:31:33 AM |
| invincible-peso | $25.48 | 4/21/2011 10:27:40 AM |
| rustysailor | $25.00 | 4/21/2011 12:02:48 PM |
| kindness-jedi | $50.00 | 4/21/2011 1:23:02 PM |
| aasx1108 | $25.00 | 4/21/2011 1:58:00 PM |
| boj2007 | $50.00 | 4/21/2011 2:29:26 PM |
| worldly-community3 | $50.00 | 4/21/2011 5:35:31 PM |
| trapperdc | $70.55 | 4/21/2011 8:21:44 PM |
| Frover | $35.00 | 4/21/2011 9:23:49 PM |
| Alittleluck | $50.00 | 4/21/2011 7:26:55 PM |
| Artist_Blue | $25.00 | 4/22/2011 2:47:21 AM |
| 1randyp | $200.00 | 4/22/2011 3:06:35 AM |
| love-interest | $25.00 | 4/22/2011 7:34:56 AM |
| Jim33 | $25.00 | 4/22/2011 8:32:29 AM |
| benjamin67 | $25.00 | 4/22/2011 9:40:23 AM |
| profit-powerplant | $25.00 | 4/22/2011 10:37:59 AM |
| msbutah | $50.00 | 4/22/2011 9:47:49 AM |
| revenue-giraffe5 | $25.00 | 4/22/2011 10:05:22 AM |
| asset-professor | $50.00 | 4/22/2011 11:29:24 AM |
| shawnb777 | $50.00 | 4/22/2011 11:10:21 AM |
| mad4wknds | $50.00 | 4/22/2011 11:43:35 AM |
| Whitewater_Loans | $25.00 | 4/22/2011 11:54:40 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:16:56 PM |
| the-profit-oracle | $25.00 | 4/22/2011 1:10:27 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:29 PM |
| lobstahlender | $25.00 | 4/22/2011 1:33:24 PM |
| gallant-economy9 | $86.99 | 4/22/2011 2:12:48 PM |
| murlirao2002 | $25.00 | 4/22/2011 2:14:25 PM |
| HelpfulLender1 | $25.00 | 4/22/2011 3:43:58 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
501431
This series of Notes was issued and sold upon the funding of the borrower loan #48778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 16y 3m |
|
Amount delinquent:
| $2,025 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $966 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-scholarly-moola |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
444866
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/11/2011 5:02:49 PM |
| well-rounded-payout0 | $50.00 | 4/11/2011 5:04:48 PM |
| simplelender80 | $150.00 | 4/11/2011 5:03:49 PM |
| nerdfactor | $25.00 | 4/11/2011 5:08:28 PM |
| SecondChanceLendingSERV | $25.00 | 4/11/2011 5:52:54 PM |
| fantastic-wampum1 | $100.00 | 4/14/2011 8:26:49 AM |
| Weaverville | $25.00 | 4/14/2011 7:32:06 PM |
| ursus | $50.00 | 4/18/2011 8:48:43 AM |
| thelovebug | $100.00 | 4/18/2011 4:30:28 PM |
| birddogsb | $50.00 | 4/19/2011 5:45:21 PM |
| asiaratt | $50.00 | 4/21/2011 5:19:28 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:33 PM |
| scrappy-diversification7 | $2,000.00 | 4/23/2011 6:54:01 AM |
| ingenious-deal6 | $25.00 | 4/11/2011 5:05:07 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:21 PM |
| wild-orange | $50.00 | 4/12/2011 11:26:32 AM |
| Jack55304 | $185.00 | 4/17/2011 5:33:38 AM |
| mercuriant | $25.00 | 4/18/2011 9:17:05 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:19 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:51 PM |
| FASTIZIO_P | $25.00 | 4/21/2011 9:35:22 AM |
| jjswanso | $50.00 | 4/21/2011 1:49:28 PM |
| palace2 | $100.00 | 4/21/2011 5:42:34 PM |
| Easystreet | $25.00 | 4/22/2011 3:21:55 AM |
| top-historic-peso | $25.00 | 4/22/2011 5:06:41 PM |
| SqueezeKing | $25.00 | 4/23/2011 3:06:46 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
501459
This series of Notes was issued and sold upon the funding of the borrower loan #48789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $317.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,187 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-thrilling-fairness |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
WEDDING LOAN
Purpose of loan:
This loan will be used to pay for wedding expenses.
My financial situation:
I am a good candidate for this loan because I am employed full time and have a union job.
Monthly net income: $4100
Monthly expenses: $1000
Housing: $350
Insurance: $100
Car expenses: $100
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/9/2011 12:04:31 PM |
| suave-dime6 | $25.00 | 4/9/2011 12:06:08 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:50 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:50 AM |
| ursus | $50.00 | 4/18/2011 8:47:55 AM |
| rustysailor | $25.00 | 4/18/2011 11:09:17 AM |
| courteous-kindness1 | $25.00 | 4/18/2011 3:12:16 PM |
| jjswanso | $50.00 | 4/19/2011 5:40:06 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:32 AM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:24 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:55 PM |
| handy-justice | $50.00 | 4/20/2011 5:57:15 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:43 PM |
| tnjohnso | $25.00 | 4/21/2011 2:07:12 AM |
| HardLender | $50.00 | 4/22/2011 8:33:19 AM |
| reflective-rupee | $25.44 | 4/22/2011 9:48:53 AM |
| silver-buckeye | $50.00 | 4/22/2011 9:27:54 AM |
| mrsp2e | $25.00 | 4/22/2011 10:45:18 AM |
| CatFunded | $50.00 | 4/22/2011 10:57:46 AM |
| FinanceEngine | $30.00 | 4/22/2011 11:42:38 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:51:22 AM |
| Whitewater_Loans | $50.00 | 4/22/2011 12:05:58 PM |
| Railbird | $25.00 | 4/22/2011 12:21:44 PM |
| loss-of-control | $100.00 | 4/22/2011 2:28:44 PM |
| reflective-rupee | $175.55 | 4/22/2011 2:02:14 PM |
| capital-halo1 | $1,000.00 | 4/22/2011 3:06:04 PM |
| money-baron-roth-IRA | $97.80 | 4/22/2011 4:55:28 PM |
| Banker_Joe | $25.00 | 4/22/2011 4:55:24 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:12 PM |
| symbiosis | $25.00 | 4/22/2011 6:16:10 PM |
| Christophe | $50.00 | 4/22/2011 6:21:54 PM |
| worthy-bid8 | $25.00 | 4/22/2011 5:29:57 PM |
| handy-justice | $100.00 | 4/22/2011 6:29:00 PM |
| the-profit-oracle | $25.00 | 4/22/2011 5:34:20 PM |
| PRGuyinVA | $25.00 | 4/22/2011 5:35:47 PM |
| LakeShoreLending | $35.00 | 4/22/2011 7:11:37 PM |
| shalofin | $200.00 | 4/22/2011 6:32:00 PM |
| silver-buckeye | $50.00 | 4/22/2011 6:47:15 PM |
| PAULBOT | $50.57 | 4/22/2011 8:45:12 PM |
| kristof2007 | $155.30 | 4/22/2011 8:14:51 PM |
| Pitufo | $150.00 | 4/22/2011 9:05:37 PM |
| market-trooper3 | $300.00 | 4/22/2011 8:39:57 PM |
| ddog0224 | $29.05 | 4/22/2011 9:34:26 PM |
| a-resplendent-commitment | $65.00 | 4/22/2011 8:48:05 PM |
| janeybooboo | $100.00 | 4/22/2011 9:03:45 PM |
| consummate-loyalty1 | $50.00 | 4/22/2011 9:59:26 PM |
| WakkaWakkaWakka | $25.00 | 4/22/2011 9:33:33 PM |
| shrewd-income | $50.00 | 4/22/2011 10:52:29 PM |
| setUup | $26.40 | 4/22/2011 10:03:15 PM |
| JoeDuck | $500.00 | 4/22/2011 11:45:57 PM |
| jybank | $50.00 | 4/22/2011 10:57:19 PM |
| lostviajero | $25.00 | 4/23/2011 12:54:29 AM |
| neoboy | $36.43 | 4/23/2011 12:16:43 AM |
| CliffordtheRed | $100.00 | 4/23/2011 2:10:12 AM |
| DadWarbucks | $33.34 | 4/23/2011 3:40:49 AM |
| IIP77 | $25.00 | 4/23/2011 3:10:27 AM |
| BigGuyBank | $27.77 | 4/23/2011 3:08:54 AM |
| tech310 | $50.00 | 4/23/2011 4:08:07 AM |
| investmentgroup | $25.00 | 4/23/2011 3:47:35 AM |
| 1randyp | $300.00 | 4/23/2011 4:42:13 AM |
| treasure-bliss | $50.00 | 4/23/2011 4:47:56 AM |
| shrewd-peace7 | $25.00 | 4/23/2011 5:11:45 AM |
| Core-Marketing | $25.00 | 4/23/2011 5:47:16 AM |
| peace-maximizer8 | $50.00 | 4/23/2011 5:56:32 AM |
| melodious-openness | $500.00 | 4/23/2011 6:05:07 AM |
| melodious-openness | $300.00 | 4/23/2011 5:46:11 AM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:10 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:30 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:21 PM |
| kindness-launcher | $600.00 | 4/9/2011 1:44:48 PM |
| Kash2010lu | $25.00 | 4/10/2011 2:50:52 PM |
| thelovebug | $100.00 | 4/13/2011 11:52:16 AM |
| vigorous-market5 | $200.00 | 4/13/2011 1:16:39 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:21 PM |
| asiaratt | $50.00 | 4/19/2011 4:15:55 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:54:55 AM |
| fighter122 | $50.00 | 4/20/2011 9:21:59 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:47 AM |
| natural-greenback6 | $25.00 | 4/20/2011 4:51:04 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:19 AM |
| head | $25.00 | 4/22/2011 6:49:51 AM |
| hundorama | $54.77 | 4/22/2011 7:14:38 AM |
| Dubbs360 | $50.00 | 4/22/2011 8:21:35 AM |
| money-fort | $25.00 | 4/22/2011 8:31:26 AM |
| dudebrah | $25.00 | 4/22/2011 10:09:12 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:09 AM |
| CA-Lender | $25.04 | 4/22/2011 11:11:30 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:19:19 PM |
| money-surge1 | $50.00 | 4/22/2011 3:12:36 PM |
| HelpfulLender1 | $43.79 | 4/22/2011 3:46:21 PM |
| deal-marauder6 | $100.00 | 4/22/2011 4:39:03 PM |
| Ocean713 | $50.00 | 4/22/2011 5:35:17 PM |
| Axium | $50.00 | 4/22/2011 5:16:26 PM |
| tylerfd | $25.00 | 4/22/2011 5:35:21 PM |
| nybanker85 | $50.00 | 4/22/2011 5:34:37 PM |
| DreDub | $50.00 | 4/22/2011 5:35:00 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 5:36:33 PM |
| glroark | $50.00 | 4/22/2011 7:55:31 PM |
| emosspot | $25.00 | 4/22/2011 6:51:32 PM |
| a-plentiful-loyalty | $82.86 | 4/22/2011 8:41:34 PM |
| Rick21 | $25.00 | 4/22/2011 8:46:45 PM |
| first-restless-payout | $50.00 | 4/22/2011 8:19:16 PM |
| DannyPhantom | $50.00 | 4/22/2011 9:05:47 PM |
| Importexport | $200.00 | 4/22/2011 8:20:32 PM |
| kendallv | $100.00 | 4/22/2011 9:11:32 PM |
| attractive-fund | $54.95 | 4/22/2011 8:33:18 PM |
| jasonrun | $25.00 | 4/22/2011 9:46:18 PM |
| WonByOne | $25.00 | 4/22/2011 10:47:04 PM |
| money-yeller | $29.50 | 4/22/2011 11:00:41 PM |
| wtrboy | $55.54 | 4/22/2011 11:11:03 PM |
| five-star-note | $75.00 | 4/23/2011 12:38:34 AM |
| E-B | $50.00 | 4/23/2011 4:03:02 AM |
| brondero | $40.00 | 4/23/2011 3:41:28 AM |
| debt-force | $69.08 | 4/23/2011 4:02:39 AM |
| intrepid-loot | $25.00 | 4/23/2011 4:34:45 AM |
| new0rleans | $25.00 | 4/23/2011 4:30:45 AM |
| PatRichi | $25.00 | 4/23/2011 4:18:18 AM |
| loanman2007 | $125.00 | 4/23/2011 4:54:33 AM |
| orange-preeminant-bill | $50.00 | 4/23/2011 5:25:02 AM |
| graceful-investment | $56.20 | 4/23/2011 5:31:39 AM |
| atlmoneyman | $27.38 | 4/23/2011 5:54:30 AM |
| head | $25.00 | 4/23/2011 6:05:00 AM |
| melodious-openness | $51.94 | 4/23/2011 5:45:03 AM |
| liberty-destiny3 | $25.00 | 4/23/2011 5:41:31 AM |
| foldingbenny2 | $51.00 | 4/23/2011 6:05:29 AM |
| persistent-income2 | $25.30 | 4/23/2011 6:10:20 AM |
| Evan_Safe | $25.00 | 4/23/2011 5:53:22 AM |
| mrsp2e | $25.00 | 4/23/2011 6:06:45 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
501479
This series of Notes was issued and sold upon the funding of the borrower loan #48743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $223 | |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| monster0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net Monthly expenses: $1439
Car Utilities: Phone, cable, Food, Clothing, household expenses: $
Credit cards and
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/9/2011 12:04:35 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:32 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:25 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:55 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:31 AM |
| jjswanso | $50.00 | 4/19/2011 5:40:08 AM |
| the-silver-blaster | $50.00 | 4/19/2011 9:55:04 AM |
| miwoktribe | $50.00 | 4/19/2011 9:09:22 PM |
| red-power-pecan | $50.00 | 4/19/2011 7:17:32 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:18 PM |
| handy-justice | $50.00 | 4/20/2011 6:42:00 PM |
| top-historic-peso | $25.00 | 4/20/2011 9:16:44 PM |
| Bidwinner08 | $39.69 | 4/21/2011 12:32:06 PM |
| transparent-silver6 | $25.00 | 4/21/2011 4:18:15 PM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:25 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:16 AM |
| Railbird | $25.00 | 4/22/2011 12:21:46 PM |
| seisen | $50.00 | 4/23/2011 3:20:46 AM |
| tech310 | $50.00 | 4/23/2011 4:08:13 AM |
| treasure-bliss | $50.00 | 4/23/2011 4:48:05 AM |
| the-profit-oracle | $25.00 | 4/23/2011 5:01:39 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:54 AM |
| flanative | $50.00 | 4/23/2011 8:59:24 AM |
| DreDub | $50.00 | 4/23/2011 10:27:50 AM |
| worthy-bid8 | $25.00 | 4/23/2011 10:28:51 AM |
| NoMoreDebt4Me | $25.00 | 4/23/2011 10:36:23 AM |
| studio3d | $25.00 | 4/23/2011 10:37:24 AM |
| orderandprogress | $25.00 | 4/23/2011 10:26:49 AM |
| jazzlender | $25.00 | 4/23/2011 10:27:03 AM |
| tylerfd | $25.00 | 4/23/2011 10:29:30 AM |
| Midwestvalues | $50.00 | 4/23/2011 10:27:29 AM |
| peace-saber0 | $25.00 | 4/23/2011 10:34:33 AM |
| ivadood | $29.82 | 4/23/2011 10:37:29 AM |
| graceful-investment | $53.45 | 4/23/2011 10:36:45 AM |
| suave-dime6 | $25.00 | 4/9/2011 12:06:10 PM |
| scrappy-diversification7 | $2,000.00 | 4/9/2011 12:07:55 PM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:14 PM |
| careful-moola3 | $100.00 | 4/11/2011 3:34:44 PM |
| thelovebug | $100.00 | 4/13/2011 3:56:33 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:24 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:53 AM |
| ursus | $50.00 | 4/18/2011 8:47:59 AM |
| asiaratt | $50.00 | 4/19/2011 4:16:00 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:34 AM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:58 PM |
| Bob450 | $25.00 | 4/20/2011 9:41:39 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:23:55 AM |
| patriot897 | $25.00 | 4/20/2011 11:39:28 PM |
| sabot6 | $25.00 | 4/21/2011 3:08:53 PM |
| Easystreet | $25.00 | 4/21/2011 4:31:20 PM |
| fighter122 | $50.00 | 4/21/2011 5:15:59 PM |
| natural-greenback6 | $25.00 | 4/21/2011 5:16:11 PM |
| thoughtful-exchange8 | $50.00 | 4/22/2011 11:28:16 AM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:16 PM |
| consummate-loyalty1 | $50.00 | 4/22/2011 9:59:28 PM |
| IIP77 | $25.00 | 4/23/2011 3:10:32 AM |
| nybanker85 | $50.00 | 4/23/2011 2:41:57 AM |
| SPCLending | $50.00 | 4/23/2011 6:24:25 AM |
| blackstar | $25.00 | 4/23/2011 7:06:21 AM |
| marcomnzs | $25.00 | 4/23/2011 9:35:40 AM |
| macgeek | $25.00 | 4/23/2011 9:34:40 AM |
| HHP | $59.23 | 4/23/2011 10:30:00 AM |
| credible-durability | $25.00 | 4/23/2011 10:02:32 AM |
| utopia14 | $25.00 | 4/23/2011 10:34:56 AM |
| reward-adventure | $43.96 | 4/23/2011 10:35:43 AM |
| efficient-velocity7 | $50.00 | 4/23/2011 10:36:03 AM |
| sharp-trade0 | $25.00 | 4/23/2011 10:29:09 AM |
| apostle901 | $25.00 | 4/23/2011 10:37:27 AM |
| upbeat-fund | $25.00 | 4/23/2011 10:39:19 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
501533
This series of Notes was issued and sold upon the funding of the borrower loan #48761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.20% |
Monthly payment:
| $228.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.69% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,759 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| suzanlori |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Step Two
This is my second loan from Prosper (hence step 2)
Purpose of loan:
This loan will be used to eliminate Credit Card Debt.
My financial situation:
I have about $6,500 on credit cards and also owe about $4,000 to my brother from grad school days. I would like to repay him before his wedding this summer. I have pretty high credit scores. I also have high credit limits on my credit cards, about $45,000. You can infer as much from my profile. Clearly I am not desperate for more credit. This loan is to eliminate all revolving debt. My income is just under $78,000 a year. After taxes and expenses I have about $2000 left each month. This has helped me reduce my debt. In the past 3 years, I have reduced my debt by around $40,000. I could have reduced it even further, but I started putting some money into a retirement account as well. I have about $25,000 in that TIAA-CREF account now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $48.00 | 4/10/2011 12:03:09 PM |
| logical-reward8 | $25.00 | 4/10/2011 12:03:03 PM |
| indomitable-coin | $25.00 | 4/10/2011 12:03:12 PM |
| DukSerduk | $25.00 | 4/10/2011 12:02:51 PM |
| bill-appraiser7 | $25.00 | 4/10/2011 12:06:18 PM |
| cashhelp | $50.00 | 4/10/2011 12:06:38 PM |
| serene-truth2 | $50.00 | 4/10/2011 12:08:11 PM |
| r48 | $28.00 | 4/10/2011 12:09:49 PM |
| p40thawk | $50.00 | 4/10/2011 12:10:41 PM |
| minista | $25.00 | 4/10/2011 12:11:29 PM |
| meux99 | $25.00 | 4/10/2011 12:10:27 PM |
| sparky1129 | $50.00 | 4/10/2011 12:13:56 PM |
| worthy-bid8 | $100.00 | 4/10/2011 12:10:50 PM |
| dtrain5 | $25.00 | 4/10/2011 12:12:20 PM |
| MoneyForNothing | $78.05 | 4/10/2011 1:42:56 PM |
| thankful-nickel2 | $50.00 | 4/10/2011 4:29:16 PM |
| currency-persimmon | $100.00 | 4/10/2011 5:58:18 PM |
| The-Lighthouse-Group | $25.00 | 4/11/2011 7:09:50 AM |
| srgriff | $25.00 | 4/11/2011 9:20:40 AM |
| Gibbyland | $100.00 | 4/11/2011 4:50:18 PM |
| availableloan | $25.00 | 4/12/2011 3:33:30 AM |
| sharp-income2 | $25.00 | 4/12/2011 10:15:44 AM |
| outofoffice | $200.00 | 4/12/2011 12:13:54 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:54:30 PM |
| jazz619 | $25.00 | 4/13/2011 7:53:38 AM |
| lagnisiruk | $25.00 | 4/13/2011 5:21:11 PM |
| kenji4861 | $25.00 | 4/14/2011 1:21:47 AM |
| cash-cymbal | $100.00 | 4/13/2011 8:09:33 PM |
| Barmas | $50.00 | 4/14/2011 1:52:01 PM |
| Weaverville | $100.00 | 4/14/2011 7:27:06 PM |
| buukyak | $25.00 | 4/15/2011 6:02:57 AM |
| JJ9876 | $50.00 | 4/15/2011 10:04:24 AM |
| Bodyboard | $33.84 | 4/16/2011 5:57:51 PM |
| fcrick | $25.00 | 4/16/2011 5:04:38 PM |
| bradny | $25.00 | 4/17/2011 12:56:26 PM |
| Steveoo1 | $50.00 | 4/17/2011 10:56:40 AM |
| heavenly-interest9 | $150.00 | 4/18/2011 11:00:49 AM |
| djh47a | $25.00 | 4/18/2011 10:47:56 AM |
| community-pipeline | $50.00 | 4/18/2011 4:58:57 PM |
| authoritative-capital | $34.30 | 4/19/2011 7:12:14 AM |
| Tulalue | $100.00 | 4/19/2011 7:14:45 AM |
| compoundinterest | $50.00 | 4/19/2011 8:03:49 AM |
| damage | $25.00 | 4/19/2011 8:25:30 AM |
| DreDub | $100.00 | 4/19/2011 10:07:50 AM |
| jpblan11 | $25.00 | 4/19/2011 9:40:33 AM |
| a-responsible-return | $50.00 | 4/19/2011 11:52:28 AM |
| skuba | $48.97 | 4/19/2011 11:49:36 AM |
| California04 | $50.00 | 4/19/2011 11:50:24 AM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:15 PM |
| dedicated-trade9 | $400.00 | 4/19/2011 7:54:44 PM |
| radforj22 | $50.00 | 4/20/2011 4:39:33 AM |
| payment-pursuit3 | $50.00 | 4/20/2011 9:34:46 AM |
| DJReflections | $50.00 | 4/20/2011 10:39:01 AM |
| ladyorayne | $100.00 | 4/20/2011 11:24:05 AM |
| newest-funds-powerplant | $50.00 | 4/20/2011 1:33:50 PM |
| restless-balance9 | $50.00 | 4/20/2011 12:49:07 PM |
| Hogpilot | $50.00 | 4/20/2011 4:18:58 PM |
| potatoepicker | $200.00 | 4/20/2011 4:35:00 PM |
| GodzillaLending | $25.00 | 4/20/2011 4:19:20 PM |
| authoritative-capital | $44.82 | 4/20/2011 4:22:58 PM |
| TNG812 | $25.00 | 4/20/2011 4:39:34 PM |
| BankofBeth | $25.00 | 4/20/2011 5:22:40 PM |
| jarf | $50.00 | 4/20/2011 7:16:25 PM |
| adventure0 | $300.00 | 4/20/2011 7:59:43 PM |
| gotbyu | $25.00 | 4/21/2011 1:17:33 AM |
| nnomura | $50.00 | 4/20/2011 8:04:05 PM |
| Bodyboard | $50.91 | 4/21/2011 3:42:24 AM |
| Charmart | $25.00 | 4/21/2011 5:19:12 AM |
| gustavholstopus32 | $25.00 | 4/21/2011 5:16:43 AM |
| privatebankerva | $25.00 | 4/21/2011 9:31:39 AM |
| WilliamLeeSims | $25.00 | 4/21/2011 8:24:58 AM |
| panegryst | $50.00 | 4/21/2011 10:51:05 AM |
| FinDoc | $25.00 | 4/21/2011 2:59:15 PM |
| kbmarin | $25.00 | 4/21/2011 2:36:56 PM |
| NYBIZ | $36.50 | 4/21/2011 3:10:16 PM |
| wwwUniversal | $25.00 | 4/21/2011 3:14:15 PM |
| SBT | $75.00 | 4/21/2011 2:29:04 PM |
| SlowGardener | $75.00 | 4/21/2011 4:35:47 PM |
| ryanshain | $250.00 | 4/21/2011 6:54:47 PM |
| alpinaut | $25.00 | 4/22/2011 2:32:25 AM |
| Firescreek | $25.00 | 4/22/2011 4:56:50 AM |
| Cliffie83 | $44.63 | 4/22/2011 5:24:50 AM |
| bvzm | $50.00 | 4/22/2011 6:47:03 AM |
| najmn103 | $25.00 | 4/22/2011 7:10:39 AM |
| JDKevin | $81.00 | 4/22/2011 7:26:56 AM |
| Bill88 | $30.00 | 4/22/2011 8:20:45 AM |
| betak | $50.00 | 4/22/2011 8:30:12 AM |
| Darrkblu | $25.00 | 4/22/2011 9:34:35 AM |
| YellowJacket | $25.00 | 4/22/2011 9:40:52 AM |
| cclady | $500.00 | 4/22/2011 9:06:19 AM |
| gsp1885 | $37.00 | 4/22/2011 9:23:04 AM |
| MrDavid | $50.00 | 4/10/2011 12:04:01 PM |
| subtle-revenue0 | $25.00 | 4/10/2011 12:11:13 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:08 PM |
| reflective-rupee | $500.44 | 4/10/2011 12:26:13 PM |
| MoneyForNothing | $77.50 | 4/10/2011 1:56:56 PM |
| scrappy-bonus2 | $25.00 | 4/10/2011 3:48:19 PM |
| OmahaGuy | $200.00 | 4/10/2011 3:27:31 PM |
| thankful-nickel2 | $50.00 | 4/10/2011 4:31:22 PM |
| hookUup | $50.76 | 4/10/2011 6:31:11 PM |
| MonopolyDred | $25.00 | 4/11/2011 5:33:48 AM |
| ore-genius2 | $100.00 | 4/11/2011 11:12:25 AM |
| caring-hope2 | $500.00 | 4/11/2011 7:46:35 PM |
| BaxterEvil | $25.00 | 4/12/2011 3:39:24 AM |
| jescowa | $50.00 | 4/12/2011 3:35:53 AM |
| retiresecure | $30.00 | 4/12/2011 5:19:34 PM |
| SCD | $25.00 | 4/12/2011 8:36:32 PM |
| ytjameslee | $50.00 | 4/13/2011 7:56:12 AM |
| efficient-treasure0 | $25.00 | 4/13/2011 7:53:42 AM |
| the-dollar-topper | $100.00 | 4/13/2011 5:21:07 PM |
| carluvr33 | $30.00 | 4/13/2011 6:50:59 PM |
| kyomoon | $50.00 | 4/13/2011 5:18:48 PM |
| adventure0 | $300.00 | 4/13/2011 10:01:59 PM |
| GoldenGo4 | $30.74 | 4/14/2011 2:45:25 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:03 PM |
| loyalty-czar | $30.00 | 4/14/2011 2:40:36 PM |
| respectful-integrity3 | $50.00 | 4/15/2011 12:03:04 PM |
| MonkeyHero | $40.67 | 4/16/2011 7:56:26 AM |
| vine99 | $75.00 | 4/16/2011 12:12:10 PM |
| Havana21 | $200.00 | 4/16/2011 2:39:53 PM |
| nosualcneas | $25.00 | 4/16/2011 3:54:39 PM |
| worthy-value1 | $50.00 | 4/17/2011 5:39:33 PM |
| shamrocker | $25.00 | 4/18/2011 4:48:09 PM |
| labate | $25.00 | 4/18/2011 8:05:14 PM |
| jeffpac | $50.00 | 4/19/2011 7:04:51 AM |
| bold-pious-loot | $500.00 | 4/19/2011 10:03:29 AM |
| riv701 | $25.00 | 4/19/2011 10:21:11 AM |
| faithey | $50.00 | 4/19/2011 11:50:26 AM |
| BlessedEveryDay | $30.00 | 4/19/2011 2:04:25 PM |
| fund-tom-tom6 | $25.00 | 4/19/2011 12:44:50 PM |
| Bizyhusbandnfather | $25.00 | 4/19/2011 9:20:17 PM |
| benjamins-utopia | $100.00 | 4/20/2011 2:29:25 AM |
| lazyeye | $26.21 | 4/20/2011 6:15:57 AM |
| birchbark86 | $25.00 | 4/20/2011 7:30:23 AM |
| ZeoInvestments | $25.00 | 4/20/2011 9:37:02 AM |
| ebusinessagent | $25.00 | 4/20/2011 2:39:24 PM |
| emo13 | $50.00 | 4/20/2011 3:23:02 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:43 PM |
| mizount | $25.00 | 4/20/2011 3:21:41 PM |
| Hondo | $50.00 | 4/20/2011 5:42:32 PM |
| georgedorn | $50.00 | 4/20/2011 5:17:44 PM |
| carluvr33 | $35.00 | 4/20/2011 5:20:51 PM |
| mpactlender | $25.00 | 4/20/2011 5:57:51 PM |
| theboat | $25.00 | 4/20/2011 8:24:45 PM |
| bb575 | $50.00 | 4/20/2011 9:09:25 PM |
| return-poblano | $38.76 | 4/20/2011 7:27:38 PM |
| selector568 | $59.03 | 4/21/2011 2:30:33 AM |
| lion445 | $26.00 | 4/21/2011 3:16:53 AM |
| wise-silver-wonder | $25.00 | 4/21/2011 2:51:07 AM |
| Hey_Joe | $25.00 | 4/21/2011 11:22:41 AM |
| UD3230 | $66.74 | 4/21/2011 11:58:47 AM |
| Bodyboard | $25.00 | 4/21/2011 5:18:38 PM |
| D-N-A_Investments | $50.00 | 4/21/2011 5:48:37 PM |
| Carpetkid | $50.00 | 4/21/2011 5:56:32 PM |
| palace2 | $200.00 | 4/21/2011 5:22:26 PM |
| principal-capo8 | $25.00 | 4/21/2011 8:06:43 PM |
| listing-exchanger596 | $39.00 | 4/22/2011 2:15:56 AM |
| jtc26 | $194.81 | 4/22/2011 9:50:05 AM |
| RecoveryLender | $25.00 | 4/22/2011 9:36:01 AM |
| helpwithoutbanks | $25.00 | 4/22/2011 9:42:16 AM |
| jtc26 | $273.32 | 4/22/2011 9:52:03 AM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
501643
This series of Notes was issued and sold upon the funding of the borrower loan #48810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $317.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,051 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lotuss4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in Prosper
Purpose of loan:
This loan will be used to...Invest in higher rate Prosper loans
My financial situation:
I am a good candidate for this loan because...I'm in the military, have a steady paycheck, have retirement investments, have individual investments, available funds to payback the loan, and a sound credit history.
After tax income: $5246
Total Expenses: $4744
Rent: $1250
Utilities: $0 (included in rent)
Cars: $747
Ins: $161
IRAs & ESAs: $1167
Credit card: $180
Phone: $112
Cable: $98
Other expenses: $1029
Information in the Description is not verified.
Friends And Family Investments
dammage has invested a total of
$2,095.42.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q:
Do you have an investment strategy to find higher rate loans that won't default? At some point, it becomes almost a pyramid scheme. Loaning to you so you can loan to someone at a higher rate. - best-shiny-hope
A:
I plan to loan to people that have never had a DQ or public record in their credit history. I prefer people that have been employed for over a year to show stability. I plan on lending to those primarily in the D and E groups. The gain over the payments will be reinvested in similar loans. Nothing is 100% foolproof. I plan on preserving my credit history, and I have the ability to pay the loan off in full at anytime.
Thank you for your question.
(Apr-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/11/2011 9:06:34 AM |
| indomitable-coin | $25.00 | 4/11/2011 9:02:19 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:11:54 AM |
| BxRealtor | $25.00 | 4/11/2011 9:08:41 AM |
| reflective-rupee | $222.22 | 4/11/2011 10:48:18 AM |
| QsDad | $25.00 | 4/11/2011 12:21:48 PM |
| simplelender80 | $100.00 | 4/11/2011 6:29:20 PM |
| SolarMoonshine | $25.00 | 4/11/2011 6:55:52 PM |
| currency-persimmon | $100.00 | 4/12/2011 4:05:30 AM |
| reflective-rupee | $666.66 | 4/12/2011 9:06:41 AM |
| loanman2007 | $50.00 | 4/12/2011 12:10:03 PM |
| tacologic | $25.00 | 4/12/2011 11:56:56 AM |
| capital-star5 | $25.00 | 4/13/2011 10:22:59 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:33 AM |
| ingenious-order783 | $25.00 | 4/14/2011 1:44:05 PM |
| superb-kindness2 | $75.00 | 4/15/2011 7:15:04 AM |
| Weaverville | $50.00 | 4/15/2011 1:09:38 PM |
| money_player | $25.00 | 4/15/2011 3:33:53 PM |
| AFairDeal | $50.00 | 4/16/2011 7:35:32 AM |
| gpuck | $100.00 | 4/17/2011 7:52:56 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:43 PM |
| MasterJin | $25.00 | 4/18/2011 1:19:23 PM |
| CoolPlexer | $100.00 | 4/19/2011 5:03:22 PM |
| djh47a | $25.00 | 4/19/2011 5:51:01 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:42 PM |
| ILoveBearHats | $25.00 | 4/20/2011 8:29:34 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:57 AM |
| Bill88 | $30.00 | 4/20/2011 3:29:26 PM |
| LiveNow | $25.00 | 4/20/2011 3:55:43 PM |
| gpuck | $25.00 | 4/20/2011 4:47:28 PM |
| radforj22 | $25.00 | 4/20/2011 5:42:59 PM |
| nnomura | $100.00 | 4/20/2011 8:30:50 PM |
| patriot897 | $25.00 | 4/20/2011 11:29:26 PM |
| economy-beast | $50.00 | 4/21/2011 5:25:58 PM |
| r48 | $32.00 | 4/22/2011 5:20:32 AM |
| Huck007 | $50.00 | 4/22/2011 10:55:41 AM |
| saahilld | $25.00 | 4/22/2011 10:59:19 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:54 PM |
| anton | $1,850.00 | 4/22/2011 4:20:28 PM |
| bold-durability-drum | $50.00 | 4/22/2011 5:33:09 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:22 PM |
| marwadi-62 | $200.00 | 4/22/2011 7:11:24 PM |
| dammage | $60.08 | 4/22/2011 9:12:06 PM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:29 AM |
| herman7 | $25.00 | 4/23/2011 7:26:31 AM |
| social-comet7 | $27.99 | 4/23/2011 7:54:20 AM |
| Socorro_Capital_Partners | $25.00 | 4/23/2011 8:27:38 AM |
| sharp-trade0 | $25.00 | 4/23/2011 2:06:07 PM |
| California04 | $50.00 | 4/23/2011 2:29:06 PM |
| Nailman88 | $50.00 | 4/23/2011 3:18:34 PM |
| jpalmer | $107.47 | 4/23/2011 3:24:29 PM |
| cash-queen | $25.00 | 4/23/2011 7:32:01 PM |
| Reddy_Capital | $36.00 | 4/23/2011 10:35:59 PM |
| jameskdean | $50.00 | 4/24/2011 8:49:29 AM |
| davidmanheim | $25.00 | 4/24/2011 1:54:19 PM |
| heng2x | $50.00 | 4/24/2011 1:08:44 PM |
| credit-investor5 | $50.00 | 4/24/2011 3:44:10 PM |
| calkidd05 | $25.00 | 4/24/2011 3:20:42 PM |
| Harpersferry | $85.00 | 4/24/2011 4:26:05 PM |
| derbier122x | $25.43 | 4/24/2011 4:57:18 PM |
| SV-AZ | $25.00 | 4/24/2011 7:06:30 PM |
| brightest-affluence-motivator | $100.00 | 4/24/2011 6:49:42 PM |
| Zolton | $100.00 | 4/11/2011 9:07:42 AM |
| efficient-treasure0 | $25.00 | 4/11/2011 9:10:42 AM |
| zone6 | $50.00 | 4/11/2011 2:40:21 PM |
| caring-hope2 | $100.00 | 4/11/2011 7:54:27 PM |
| JGuide | $25.00 | 4/12/2011 10:32:13 AM |
| yield-seeker | $25.00 | 4/13/2011 10:43:48 AM |
| best-shiny-hope | $25.00 | 4/13/2011 11:55:35 AM |
| asset-control2 | $200.00 | 4/13/2011 3:10:53 PM |
| cash-cymbal | $50.00 | 4/13/2011 8:46:51 PM |
| FL-Lender | $25.00 | 4/13/2011 7:51:23 PM |
| dammage | $1,020.98 | 4/14/2011 6:32:11 AM |
| gothampark | $25.00 | 4/14/2011 2:43:32 PM |
| Huck007 | $54.69 | 4/15/2011 4:53:45 AM |
| MilitaryMTP | $200.00 | 4/15/2011 6:38:52 AM |
| socal-lender | $25.00 | 4/15/2011 8:47:33 AM |
| ursus | $100.00 | 4/18/2011 9:00:31 AM |
| enthralling-deal180 | $50.00 | 4/19/2011 12:22:32 PM |
| selector568 | $32.51 | 4/19/2011 5:23:49 PM |
| p40thawk | $25.00 | 4/19/2011 5:58:35 PM |
| atbright | $25.00 | 4/19/2011 7:07:08 PM |
| Tradesmanlender | $25.00 | 4/19/2011 7:07:21 PM |
| JGuide | $25.08 | 4/19/2011 7:34:45 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:48 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:59 AM |
| Mariner3605 | $25.00 | 4/20/2011 2:25:06 PM |
| Bio-physicist | $25.00 | 4/20/2011 1:08:53 PM |
| Hondo | $25.00 | 4/20/2011 1:21:32 PM |
| Octamer | $25.00 | 4/20/2011 8:32:33 PM |
| lenderrn | $25.00 | 4/20/2011 8:36:14 PM |
| best-phenomenal-treasure | $25.00 | 4/21/2011 8:27:11 AM |
| capital-star5 | $27.00 | 4/21/2011 7:06:58 AM |
| s270 | $50.00 | 4/22/2011 8:45:45 AM |
| respectful-integrity3 | $25.00 | 4/22/2011 9:48:50 AM |
| RainyDayLoans | $50.00 | 4/22/2011 12:09:10 PM |
| neptuno | $25.00 | 4/22/2011 2:41:36 PM |
| melodious-fairness | $46.65 | 4/23/2011 5:27:11 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:29 AM |
| credible-durability | $25.00 | 4/23/2011 9:59:59 AM |
| UncleScroogeDMD | $49.94 | 4/23/2011 11:13:02 AM |
| drkosh | $25.00 | 4/23/2011 4:44:33 PM |
| Aleut | $25.00 | 4/23/2011 6:14:36 PM |
| silver-saguaro | $30.00 | 4/23/2011 8:34:22 PM |
| VBAces | $50.00 | 4/23/2011 8:40:30 PM |
| PatriotKnight | $50.00 | 4/24/2011 9:59:25 AM |
| GrooveBiz | $50.00 | 4/24/2011 12:49:28 PM |
| gold-commander0 | $50.00 | 4/24/2011 1:24:37 PM |
| generator535 | $25.00 | 4/24/2011 1:44:07 PM |
| dammage | $1,014.36 | 4/24/2011 3:55:49 PM |
| HumRaahee | $100.00 | 4/24/2011 3:33:33 PM |
| fallentimbers | $25.00 | 4/24/2011 6:19:47 PM |
| C_Mark | $50.00 | 4/24/2011 7:36:37 PM |
| slimof37 | $50.00 | 4/24/2011 7:34:16 PM |
| wampum-chorus3 | $25.00 | 4/24/2011 7:29:31 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
501645
This series of Notes was issued and sold upon the funding of the borrower loan #48804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,376.29 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $208.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,140 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| subtle-velocity0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JJ's Auntie
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi,
Why do you have 1 delinquency? - p2ploan-sensation211
A:
I shouldn't have any delinquencies - I'll check my credit report.
(Apr-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/10/2011 12:09:00 PM |
| diplomatic-wealth7 | $25.00 | 4/10/2011 12:15:23 PM |
| GoingFishing | $25.00 | 4/10/2011 3:57:05 PM |
| indomitable-coin | $25.00 | 4/11/2011 4:24:51 PM |
| finance-symphony7 | $25.00 | 4/11/2011 7:24:08 PM |
| integrity-doctor | $200.00 | 4/12/2011 9:51:46 AM |
| yield-seeker | $25.00 | 4/13/2011 2:37:44 AM |
| organic-treasure | $25.83 | 4/14/2011 10:08:28 AM |
| loyalty-czar | $25.00 | 4/14/2011 2:46:52 PM |
| a-finance-nirvana | $25.00 | 4/15/2011 3:39:22 AM |
| friendly-moola0 | $100.00 | 4/15/2011 3:03:16 PM |
| first-class-wealth6 | $25.00 | 4/18/2011 8:35:37 PM |
| atbright | $25.00 | 4/19/2011 5:02:51 PM |
| Tradesmanlender | $25.00 | 4/19/2011 5:58:43 PM |
| Mariner3605 | $25.00 | 4/19/2011 6:39:46 PM |
| jazzlender | $25.00 | 4/20/2011 9:25:40 AM |
| Hondo | $25.00 | 4/20/2011 1:21:29 PM |
| NYBIZ | $25.00 | 4/20/2011 3:23:26 PM |
| terrific-return | $25.00 | 4/20/2011 4:52:14 PM |
| MasterJin | $25.00 | 4/21/2011 8:28:27 AM |
| bold-durability-drum | $50.00 | 4/22/2011 10:02:13 AM |
| triumph329 | $25.00 | 4/22/2011 10:12:08 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:50 PM |
| reflective-rupee | $1,000.55 | 4/22/2011 3:16:19 PM |
| silver-buckeye | $100.00 | 4/22/2011 4:28:13 PM |
| safe-kindness5 | $25.00 | 4/22/2011 5:44:41 PM |
| handy-justice | $100.00 | 4/22/2011 6:30:10 PM |
| MARSTUN | $50.00 | 4/22/2011 5:30:49 PM |
| melodious-fairness | $50.00 | 4/22/2011 5:31:03 PM |
| emosspot | $25.00 | 4/22/2011 6:50:11 PM |
| Sealion | $50.00 | 4/22/2011 7:46:15 PM |
| dinero-fighter | $500.00 | 4/22/2011 6:19:12 PM |
| penny-finder | $38.00 | 4/22/2011 6:29:17 PM |
| NorwayHillLender | $60.00 | 4/22/2011 8:24:51 PM |
| p2ploan-sensation211 | $25.00 | 4/22/2011 7:16:12 PM |
| Binan | $25.00 | 4/22/2011 8:43:15 PM |
| fair-payment4 | $25.00 | 4/22/2011 8:44:26 PM |
| availableloan | $25.00 | 4/22/2011 7:30:11 PM |
| loanman2007 | $100.00 | 4/23/2011 5:24:30 AM |
| payout-detective7 | $25.00 | 4/23/2011 8:26:27 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:25 AM |
| loot-heart | $25.00 | 4/23/2011 2:02:14 PM |
| peace-maximizer8 | $25.00 | 4/23/2011 2:04:32 PM |
| Medic05 | $25.00 | 4/23/2011 2:39:15 PM |
| Nailman88 | $25.00 | 4/23/2011 3:22:05 PM |
| drkosh | $25.00 | 4/23/2011 4:44:29 PM |
| intrepid-loot | $50.00 | 4/24/2011 7:28:14 AM |
| MrRooster101 | $52.24 | 4/24/2011 8:45:37 AM |
| BxRealtor | $25.00 | 4/10/2011 12:10:18 PM |
| efficient-treasure0 | $25.00 | 4/10/2011 12:13:44 PM |
| Bank_Of_XL | $25.00 | 4/10/2011 12:22:21 PM |
| reflective-rupee | $1,000.44 | 4/10/2011 12:57:16 PM |
| GoingFishing | $25.00 | 4/10/2011 3:56:25 PM |
| imlosttoo | $25.00 | 4/10/2011 6:39:57 PM |
| PRGuyinVA | $25.00 | 4/10/2011 7:26:58 PM |
| chestnut4 | $25.00 | 4/11/2011 5:06:41 AM |
| competent-p2p | $45.00 | 4/11/2011 6:30:24 AM |
| dsgfl1 | $100.00 | 4/11/2011 9:27:41 AM |
| zone6 | $50.00 | 4/11/2011 2:40:26 PM |
| simplelender80 | $100.00 | 4/11/2011 6:29:16 PM |
| BaxterEvil | $25.00 | 4/12/2011 8:07:31 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 8:00:50 AM |
| p2ploan-sensation211 | $40.22 | 4/12/2011 11:24:25 AM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:53:34 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:27 AM |
| Weaverville | $50.00 | 4/14/2011 7:39:50 PM |
| enthralling-deal180 | $50.00 | 4/15/2011 1:09:20 PM |
| AFairDeal | $50.00 | 4/16/2011 7:35:28 AM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:40 PM |
| ursus | $100.00 | 4/18/2011 9:00:14 AM |
| p40thawk | $25.00 | 4/19/2011 5:58:33 PM |
| best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:53 PM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:38 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:42 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:32:47 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:33:52 AM |
| radforj22 | $25.00 | 4/20/2011 3:04:33 PM |
| potatoepicker | $100.00 | 4/20/2011 4:39:04 PM |
| palace2 | $400.00 | 4/20/2011 8:23:03 PM |
| patriot897 | $25.00 | 4/20/2011 11:29:21 PM |
| Bill88 | $40.00 | 4/21/2011 11:06:35 AM |
| FinanceEngine | $40.00 | 4/22/2011 3:43:42 PM |
| CirC | $49.04 | 4/22/2011 3:55:05 PM |
| tranquil-ore4 | $50.00 | 4/22/2011 4:10:20 PM |
| ore-historian5 | $50.00 | 4/22/2011 4:46:28 PM |
| worth-dandelion | $200.00 | 4/22/2011 5:05:46 PM |
| marwadi-62 | $100.00 | 4/22/2011 7:13:56 PM |
| CA-Lender | $25.04 | 4/22/2011 5:52:49 PM |
| bmbanzai | $25.00 | 4/22/2011 7:42:23 PM |
| newest-finance-viola | $100.00 | 4/22/2011 8:17:43 PM |
| Axium | $50.00 | 4/22/2011 6:40:05 PM |
| trapperdc | $150.00 | 4/22/2011 8:19:47 PM |
| a-resplendent-commitment | $50.00 | 4/22/2011 8:31:27 PM |
| important-ore | $150.00 | 4/22/2011 8:14:56 PM |
| LendGuy | $100.00 | 4/22/2011 8:34:41 PM |
| janeybooboo | $100.00 | 4/22/2011 8:36:32 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:30:17 PM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:24 AM |
| interstellar | $50.00 | 4/23/2011 3:18:24 AM |
| Rockymtnhi | $54.93 | 4/23/2011 3:59:50 AM |
| credible-durability | $25.00 | 4/23/2011 9:59:47 AM |
| CalBear5 | $25.00 | 4/23/2011 3:09:17 PM |
| derwiki | $25.00 | 4/23/2011 2:46:34 PM |
| Aleut | $25.00 | 4/23/2011 6:14:31 PM |
| VBAces | $50.00 | 4/23/2011 8:40:27 PM |
| silver-saguaro | $30.00 | 4/23/2011 8:34:19 PM |
| JustMee | $25.00 | 4/23/2011 9:03:30 PM |
| grampy48 | $25.00 | 4/24/2011 6:34:58 AM |
| power-defender7 | $50.00 | 4/24/2011 7:29:36 AM |
| elfincove | $50.00 | 4/24/2011 8:50:03 AM |
| AGSLending | $25.00 | 4/24/2011 8:27:11 AM |
| PatriotKnight | $50.00 | 4/24/2011 9:59:21 AM |
| ugotrice | $150.00 | 4/24/2011 9:36:24 AM |
| jameskdean | $50.00 | 4/24/2011 8:49:23 AM |
| commerce-yeller | $75.00 | 4/24/2011 10:04:17 AM |
| loss-of-control | $50.00 | 4/24/2011 10:14:53 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
501673
This series of Notes was issued and sold upon the funding of the borrower loan #48737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 7.90% |
Borrower rate/APR:
| 8.90% / 10.99% |
Monthly payment:
| $127.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.88% | | |
| |
Estimated return*:
| 4.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,012 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-aspen |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit with higher interest rates and pay off high utilities from the winter months.
My financial situation:
I am a good candidate for this loan because I do not bounce checks, I have had the same financial institution for almost 7 years and I am paying on a home mortgage since 2002. I do not have a car loan as I own my own car and use a company car for my business. I would like to consolidate some bills and pay off my high utilities from this past winter. I receive regular salaried paychecks every two weeks. I am a single female with no children. I am pretty much responsible for only myself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/11/2011 9:06:46 AM |
| efficient-treasure0 | $25.00 | 4/11/2011 9:10:56 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 9:12:05 AM |
| BxRealtor | $25.00 | 4/11/2011 10:17:09 AM |
| zone6 | $50.00 | 4/11/2011 2:40:13 PM |
| enterprising-cash0 | $25.00 | 4/12/2011 1:53:52 PM |
| dime-surge | $50.00 | 4/13/2011 9:37:54 AM |
| yield-seeker | $25.00 | 4/13/2011 12:48:08 PM |
| golden-cat | $25.00 | 4/13/2011 7:06:17 PM |
| worthy-bid8 | $50.00 | 4/14/2011 6:15:40 AM |
| petsheep | $25.00 | 4/14/2011 9:43:23 AM |
| Cherrypicker | $50.00 | 4/15/2011 8:45:30 AM |
| AFairDeal | $50.00 | 4/16/2011 7:35:35 AM |
| MasterJin | $25.00 | 4/18/2011 1:19:26 PM |
| enthralling-deal180 | $50.00 | 4/19/2011 5:31:47 PM |
| christifa | $25.00 | 4/19/2011 7:24:12 PM |
| sonnet771 | $50.00 | 4/20/2011 12:50:52 AM |
| point-kitten6 | $100.00 | 4/20/2011 11:34:03 AM |
| p40thawk | $25.00 | 4/20/2011 1:10:48 PM |
| Tradesmanlender | $25.00 | 4/20/2011 2:25:46 PM |
| heroic-deal7 | $50.00 | 4/20/2011 5:28:44 PM |
| radforj22 | $25.00 | 4/21/2011 2:50:16 AM |
| ericgassercom | $50.00 | 4/21/2011 7:46:24 AM |
| palace2 | $100.00 | 4/21/2011 5:39:13 PM |
| ProjectVenture | $25.00 | 4/21/2011 6:24:38 PM |
| Cherrypicker | $50.00 | 4/22/2011 8:59:55 AM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:44:58 PM |
| marwadi-62 | $100.00 | 4/22/2011 7:11:50 PM |
| generous-deal6 | $50.00 | 4/23/2011 12:57:38 AM |
| JGONZ13850 | $25.00 | 4/23/2011 3:55:13 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:33 AM |
| credible-durability | $25.00 | 4/23/2011 10:00:17 AM |
| bold-durability-drum | $50.00 | 4/23/2011 2:38:27 PM |
| surferracerskaterboy | $50.00 | 4/23/2011 6:07:41 PM |
| authentic-peace7 | $25.00 | 4/23/2011 6:52:02 PM |
| farly13 | $100.00 | 4/23/2011 6:40:13 PM |
| grampy48 | $30.00 | 4/24/2011 6:31:39 AM |
| Ilios | $56.25 | 4/24/2011 7:19:26 AM |
| power-defender7 | $30.00 | 4/24/2011 7:24:24 AM |
| sandeepPR | $25.00 | 4/24/2011 7:52:51 AM |
| BOZO88 | $25.00 | 4/24/2011 8:46:28 AM |
| MoneyForNothing | $10.42 | 4/24/2011 8:46:37 AM |
| Zolton | $100.00 | 4/11/2011 9:08:01 AM |
| indomitable-coin | $25.00 | 4/11/2011 9:05:56 AM |
| simplelender80 | $100.00 | 4/11/2011 6:29:24 PM |
| a-finance-nirvana | $25.00 | 4/15/2011 12:54:39 PM |
| Weaverville | $25.00 | 4/16/2011 4:49:34 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:47:49 PM |
| ursus | $100.00 | 4/18/2011 9:00:41 AM |
| heavy_ax | $25.00 | 4/19/2011 10:55:02 AM |
| sharp-income2 | $25.00 | 4/19/2011 6:45:45 PM |
| reflective-cash0 | $50.00 | 4/20/2011 5:33:07 AM |
| atbright | $25.00 | 4/20/2011 3:05:22 PM |
| djh47a | $25.00 | 4/20/2011 3:58:03 PM |
| Mariner3605 | $25.00 | 4/21/2011 2:02:44 AM |
| patriot897 | $25.00 | 4/20/2011 11:29:29 PM |
| Hondo | $25.00 | 4/21/2011 8:28:23 AM |
| director877 | $50.00 | 4/21/2011 7:13:46 AM |
| xyzpl | $50.00 | 4/21/2011 5:04:09 PM |
| anton | $900.00 | 4/22/2011 4:35:36 PM |
| interstellar | $43.33 | 4/22/2011 4:40:12 PM |
| ippoco | $25.00 | 4/22/2011 3:49:59 PM |
| saahilld | $25.00 | 4/22/2011 4:40:06 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:27 PM |
| best-phenomenal-treasure | $25.00 | 4/22/2011 5:28:58 PM |
| OnePoorDude | $50.00 | 4/23/2011 3:06:57 AM |
| wwwUniversal | $25.00 | 4/23/2011 5:02:24 AM |
| herman7 | $25.00 | 4/23/2011 7:27:35 AM |
| martymaniaman | $25.00 | 4/23/2011 8:08:25 AM |
| finance-symphony7 | $25.00 | 4/23/2011 12:02:39 PM |
| oskizzle | $25.00 | 4/23/2011 2:24:00 PM |
| drkosh | $25.00 | 4/23/2011 4:44:40 PM |
| Aleut | $25.00 | 4/23/2011 6:14:40 PM |
| silver-saguaro | $30.00 | 4/23/2011 8:34:31 PM |
| VBAces | $50.00 | 4/23/2011 8:40:33 PM |
| Druidsoft | $25.00 | 4/23/2011 11:55:24 PM |
| Tighternbarkonatree | $50.00 | 4/24/2011 4:58:49 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
501681
This series of Notes was issued and sold upon the funding of the borrower loan #48763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,372 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intelligent-generosity437 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
End of road to financial recovery
Purpose of loan:
I was unemployed for 12 months and accumulated a lot of credit card debt, near the credit limits. This spiraled and got worse as banks lowered my credit limits on my cards, which caused my credit score to drop and other banks to do the same, making my score even lower. I want to be able to pay off all my credit card debt so that my credit score will get better.
My financial situation:
I have returned to work for the past 10 months and the economic situation is getting better for the company that I work for. I also am currently living with my parents and don't have to pay rent. I drive company car with no car expenses of my own.
Monthly net income: $ 3200
Monthly expenses: $0
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $ 600
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
How long do you plan to live with your parents. How stable is your job - restless-dime
A:
I plan to live with my parents at least until the end of this year. By then I should be completely out of debt, including this loan after year end bonuses. I am hoping that by then I can request credit limit increases on all my cards to get my FICO score up. The plan is to eventually buy a house if the price is right. I am confident my job is stable as I am currently working as an auditor.
(Apr-14-2011)
Q:
Humans, this is an excellent investment, let's lend to this one! I know Prosper allows the borrower to pay in full up to 36 months. Will you go the distance or will you pay this loan off sooner? If so, in how many months? PS: Please answer publicly. - hektek22
A:
Because of the high interest rate on this I plan to pay this off well before the 36 months. I am guessing that It will probably be about 10 months. I'm not sure how that would affect your investment, knowing that this probably won't last the full 36 months. I would hope that you would still invest, even for the short term, as this should yield a good return.
(Apr-14-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/13/2011 5:01:41 PM |
| suave-dime6 | $25.00 | 4/13/2011 5:03:14 PM |
| sharp-trade0 | $25.00 | 4/13/2011 5:07:20 PM |
| simplelender80 | $100.00 | 4/13/2011 5:01:53 PM |
| golffish2 | $25.00 | 4/14/2011 4:03:51 AM |
| marinbb | $100.00 | 4/14/2011 10:34:06 AM |
| selector568 | $100.00 | 4/15/2011 8:24:49 AM |
| StarshineXL | $600.00 | 4/15/2011 11:44:07 AM |
| spiff666 | $35.45 | 4/17/2011 7:47:48 AM |
| justasoldier | $100.00 | 4/17/2011 7:57:43 PM |
| nerdfactor | $25.00 | 4/18/2011 2:14:56 PM |
| sfmf | $40.00 | 4/19/2011 10:00:28 AM |
| JustMee | $25.00 | 4/20/2011 7:02:42 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:57 PM |
| Reddy_Capital | $25.00 | 4/20/2011 10:13:48 AM |
| jwsun90 | $90.03 | 4/20/2011 6:35:15 PM |
| sturdy-peace9 | $40.00 | 4/21/2011 6:12:41 AM |
| dsgfl1 | $30.00 | 4/21/2011 6:30:33 AM |
| buffalobills | $25.00 | 4/21/2011 9:38:05 AM |
| fantastic-wampum1 | $100.00 | 4/21/2011 4:24:24 PM |
| money-fort | $25.00 | 4/22/2011 6:03:08 PM |
| double22 | $100.00 | 4/22/2011 8:06:45 PM |
| CA-Lender | $25.04 | 4/22/2011 8:17:56 PM |
| pembull | $50.00 | 4/22/2011 8:27:27 PM |
| 19vfwcinc89 | $100.00 | 4/23/2011 3:23:29 AM |
| klend4 | $25.00 | 4/23/2011 6:09:44 AM |
| benefit-flow | $25.00 | 4/23/2011 9:10:42 AM |
| greenback-guard | $25.00 | 4/23/2011 10:51:39 AM |
| patriot897 | $25.00 | 4/23/2011 11:45:27 AM |
| Bomber | $25.00 | 4/23/2011 1:02:12 PM |
| green-unrivaled-felicity | $25.00 | 4/23/2011 2:29:55 PM |
| newest-reliable-velocity | $17.46 | 4/23/2011 2:30:55 PM |
| diplomatic-wealth7 | $25.00 | 4/13/2011 5:04:40 PM |
| DHolly | $25.00 | 4/13/2011 5:04:41 PM |
| sensible-fund | $50.00 | 4/13/2011 5:18:07 PM |
| reflective-rupee | $222.22 | 4/13/2011 5:20:53 PM |
| SolarMoonshine | $25.00 | 4/13/2011 6:28:05 PM |
| transformer855 | $25.00 | 4/13/2011 10:44:57 PM |
| investment-artist | $25.00 | 4/14/2011 8:29:55 AM |
| bright-exchange | $25.00 | 4/14/2011 11:20:38 AM |
| brightest-dignified-penny | $25.00 | 4/14/2011 5:02:55 PM |
| Weaverville | $25.00 | 4/14/2011 7:33:22 PM |
| larryboy10 | $25.00 | 4/15/2011 9:15:11 AM |
| DasMula | $27.00 | 4/15/2011 11:25:14 AM |
| lendstats_com | $300.00 | 4/15/2011 5:33:56 PM |
| money-baron-roth-IRA | $150.00 | 4/15/2011 7:29:58 PM |
| DUDICO2006 | $25.00 | 4/16/2011 6:42:42 AM |
| CASSHMAN | $75.00 | 4/16/2011 11:22:22 AM |
| loanman2007 | $200.00 | 4/16/2011 1:09:39 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:39 AM |
| depalma13 | $50.00 | 4/17/2011 3:57:28 PM |
| BAEVentures | $25.00 | 4/18/2011 12:54:33 PM |
| Gibbyland | $100.00 | 4/19/2011 8:08:12 AM |
| Bob450 | $25.00 | 4/19/2011 7:16:54 PM |
| Mrgiggleswic | $35.02 | 4/20/2011 4:50:52 AM |
| reward-awakening | $47.08 | 4/20/2011 11:11:21 AM |
| BankofBeth | $25.00 | 4/20/2011 5:28:08 PM |
| RMI_Babylon | $30.00 | 4/20/2011 7:55:58 PM |
| greencat | $50.00 | 4/21/2011 7:24:47 AM |
| privatebankerva | $25.00 | 4/21/2011 9:36:27 AM |
| WisconsinLiberal | $25.00 | 4/21/2011 2:21:59 PM |
| loyaltyologist | $25.00 | 4/21/2011 6:04:05 PM |
| natural-trade7 | $50.00 | 4/21/2011 6:42:40 PM |
| careful-compassion | $25.00 | 4/22/2011 12:07:54 PM |
| brightest-income-hunter | $25.00 | 4/22/2011 1:43:28 PM |
| DannyPhantom | $100.00 | 4/22/2011 6:18:03 PM |
| felicity-daydream | $50.00 | 4/22/2011 6:50:47 PM |
| wodude | $25.00 | 4/22/2011 8:26:38 PM |
| Importexport | $200.00 | 4/22/2011 8:19:18 PM |
| trapperdc | $205.35 | 4/22/2011 8:21:53 PM |
| Scotcha | $50.00 | 4/22/2011 8:25:23 PM |
| mrcrace | $100.00 | 4/22/2011 9:20:33 PM |
| chiwang | $33.89 | 4/23/2011 4:32:20 AM |
| ryanshain | $336.46 | 4/23/2011 5:51:00 AM |
| Frosty | $25.00 | 4/23/2011 8:42:03 AM |
| hektek22 | $600.00 | 4/23/2011 10:07:36 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:21:30 AM |
| systematic-fairness | $25.00 | 4/23/2011 11:27:04 AM |
| AM2008 | $25.00 | 4/23/2011 12:42:59 PM |
| ethicalhumanist | $25.00 | 4/23/2011 1:09:40 PM |
| drluong | $50.00 | 4/23/2011 1:40:18 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
501799
This series of Notes was issued and sold upon the funding of the borrower loan #48819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $258.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,293 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-generator9 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...I have a few large bills I need to pay off (some medical) and I have paid most of them but am still short around $7,000.I could use my credit cards for this but I would rather let a hard working investor make the interest I am paying than some bank.
My financial situation:
I am a good candidate for this loan because...I have more than enough cash flow to meet the payments of this loan. I have a good credit score (between 720-739) and I have never defaulted on anything.
I also have a good job working for a Fortune 500 company in a mid level position.
Please let me know if you have any questions
Monthly net income: $4500
TOTAL Monthly expenses: $2359
Housing: $511
Insurance: $68
Car expenses: $236
Utilities: $77
Phone, cable, internet: $99
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $650
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 4/11/2011 5:09:25 PM |
| Zolton | $100.00 | 4/11/2011 5:05:59 PM |
| Wangchuk | $25.00 | 4/11/2011 5:07:13 PM |
| magnetic-dedication3 | $25.00 | 4/11/2011 5:42:19 PM |
| reflective-rupee | $400.44 | 4/11/2011 5:30:34 PM |
| simplelender80 | $100.00 | 4/11/2011 6:29:39 PM |
| SolarMoonshine | $25.00 | 4/11/2011 6:35:41 PM |
| golffish2 | $50.00 | 4/12/2011 4:05:35 AM |
| reflective-rupee | $444.44 | 4/12/2011 6:49:02 AM |
| wonder3 | $40.00 | 4/14/2011 5:54:10 AM |
| StarshineXL | $700.00 | 4/16/2011 12:44:04 PM |
| killdare | $25.00 | 4/17/2011 9:25:39 AM |
| Whipster | $50.00 | 4/19/2011 2:35:17 AM |
| studious-peso | $25.00 | 4/19/2011 2:13:25 PM |
| durable-investment8 | $50.00 | 4/20/2011 11:17:39 AM |
| Occhy | $25.00 | 4/20/2011 7:52:23 PM |
| palace2 | $300.00 | 4/20/2011 8:18:23 PM |
| JustMee | $25.00 | 4/20/2011 9:01:42 PM |
| Sol_Invictus | $25.00 | 4/22/2011 7:58:39 AM |
| sharp-trade0 | $25.00 | 4/22/2011 9:43:51 AM |
| DasMula | $27.00 | 4/22/2011 10:35:42 AM |
| auction-sitar | $100.00 | 4/22/2011 11:25:55 AM |
| RainyDayLoans | $50.00 | 4/22/2011 12:07:51 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:45:17 PM |
| DasMula | $27.00 | 4/22/2011 3:48:25 PM |
| FinanceEngine | $30.00 | 4/22/2011 3:51:32 PM |
| Axium | $50.00 | 4/22/2011 5:33:06 PM |
| DannyPhantom | $50.00 | 4/22/2011 6:07:10 PM |
| dinero-fighter | $1,000.00 | 4/22/2011 6:03:40 PM |
| auctionator1 | $27.00 | 4/22/2011 7:01:54 PM |
| Sturgee | $25.00 | 4/22/2011 8:15:26 PM |
| 1-HARD-HEAD | $50.00 | 4/23/2011 12:10:00 AM |
| ChewyZ | $25.00 | 4/23/2011 6:52:53 AM |
| Techne_Funds_LLC | $25.00 | 4/23/2011 7:22:13 AM |
| opportunity85 | $25.00 | 4/23/2011 8:06:13 AM |
| martymaniaman | $25.00 | 4/23/2011 8:09:17 AM |
| leverage-monger | $23.13 | 4/23/2011 8:41:38 AM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:08:11 PM |
| efficient-treasure0 | $25.00 | 4/11/2011 6:20:36 PM |
| rate-hickory | $25.00 | 4/12/2011 6:48:06 AM |
| competent-p2p | $30.00 | 4/12/2011 8:09:25 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 7:58:01 AM |
| one-midas | $28.92 | 4/12/2011 10:01:15 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 11:38:37 AM |
| SLN-10 | $25.00 | 4/12/2011 12:12:18 PM |
| Wangchuk | $25.00 | 4/13/2011 1:24:06 PM |
| worthy-bid8 | $100.00 | 4/14/2011 8:44:06 AM |
| Weaverville | $25.00 | 4/16/2011 4:49:56 PM |
| bid-czar8 | $50.00 | 4/17/2011 5:48:11 PM |
| johngotti | $50.00 | 4/18/2011 8:58:17 AM |
| ursus | $100.00 | 4/18/2011 9:01:02 AM |
| elegant-loot | $25.00 | 4/19/2011 2:30:14 AM |
| loanman2007 | $75.00 | 4/19/2011 5:19:05 AM |
| yield-seeker | $25.00 | 4/19/2011 2:51:34 PM |
| sonnet771 | $50.00 | 4/20/2011 12:51:03 AM |
| reflective-cash0 | $50.00 | 4/20/2011 5:33:24 AM |
| loyalist1 | $300.00 | 4/21/2011 8:03:02 AM |
| enthralling-deal180 | $50.00 | 4/21/2011 8:28:17 AM |
| patriot897 | $25.00 | 4/21/2011 12:37:52 PM |
| radforj22 | $25.00 | 4/21/2011 2:48:46 PM |
| houli123 | $250.00 | 4/21/2011 8:37:20 PM |
| jazzlender | $25.00 | 4/22/2011 3:37:41 AM |
| Tradesmanlender | $25.00 | 4/22/2011 3:31:05 AM |
| inforapenny | $50.00 | 4/22/2011 5:47:06 AM |
| bill-appraiser7 | $33.32 | 4/22/2011 4:44:14 AM |
| gogrannygo | $25.00 | 4/22/2011 7:17:33 AM |
| anton | $650.00 | 4/22/2011 1:26:42 PM |
| Quid-Pro-Quo | $25.00 | 4/22/2011 2:25:35 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:11:45 PM |
| Gobsek | $25.00 | 4/22/2011 5:52:35 PM |
| p2ploan-sensation211 | $25.00 | 4/22/2011 7:17:39 PM |
| r48 | $25.00 | 4/22/2011 6:36:23 PM |
| blLending | $25.00 | 4/22/2011 11:33:37 PM |
| Mariner3605 | $25.00 | 4/23/2011 3:12:14 AM |
| EarlyRiser | $63.75 | 4/23/2011 2:41:41 AM |
| shantran | $100.00 | 4/23/2011 3:42:45 AM |
| ryanshain | $250.00 | 4/23/2011 5:31:22 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
501809
This series of Notes was issued and sold upon the funding of the borrower loan #48816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,370 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-judo |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,400.00 | < 31 days late:
| 1
( 11% )
| 700-719
(Jun-2010)
720-739
(May-2010)
|
|
Principal balance:
| $3,604.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying down credit card
Purpose of loan:
This loan will be used for consolidating some of my debt. I have a high interest credit card (30%) and want to pay down part of the balance with this loan. Getting a Proper loan will help me make regular payments and also reduce this credit card balance ... not just make the minimum monthly payment.
My financial situation:
I am a good candidate for this loan because I have a stable job and a long history in my job (15 years). I also make debt payments on time.
Monthly net income: $3,400
Monthly expenses: $2,800
Housing: $550
Insurance: $100
Car expenses: $50 car insurance
* My car is paid off
Utilities: $60
Phone, cable, internet: $60
Food, entertainment: $330 (groceries, mostly)
Clothing, household expenses: $50
Credit cards and other loans: $1,600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/14/2011 5:01:49 PM |
| ingenious-deal6 | $25.00 | 4/14/2011 5:04:26 PM |
| hookUup | $25.73 | 4/14/2011 5:33:27 PM |
| reflective-rupee | $25.44 | 4/14/2011 8:55:37 PM |
| greencat | $50.00 | 4/15/2011 7:22:04 AM |
| Dubbs360 | $100.00 | 4/15/2011 7:59:13 AM |
| nodebt2012 | $25.00 | 4/15/2011 1:03:49 PM |
| tolerant-dinero2 | $25.00 | 4/15/2011 1:22:13 PM |
| diplomatic-wealth7 | $25.00 | 4/15/2011 4:32:29 PM |
| chameleon125 | $25.00 | 4/15/2011 2:36:10 PM |
| Bob450 | $25.00 | 4/15/2011 6:56:45 PM |
| PCGeekWI | $25.00 | 4/15/2011 11:54:56 PM |
| reflective-rupee | $200.55 | 4/15/2011 10:17:27 PM |
| DUDICO2006 | $25.00 | 4/16/2011 6:38:56 AM |
| principal-laser | $50.00 | 4/16/2011 9:02:55 AM |
| ursus | $50.00 | 4/18/2011 8:57:57 AM |
| money-baron-roth-IRA | $100.00 | 4/19/2011 7:11:36 AM |
| Gibbyland | $100.00 | 4/19/2011 8:08:39 AM |
| nodebt2012 | $25.00 | 4/19/2011 5:14:25 PM |
| bold-shrewd-duty | $25.00 | 4/21/2011 1:49:38 PM |
| nerdfactor | $25.00 | 4/21/2011 5:20:43 PM |
| jasonrun | $25.00 | 4/23/2011 12:12:59 AM |
| intrepid-loot | $25.00 | 4/23/2011 5:05:34 AM |
| emosspot | $25.00 | 4/23/2011 5:58:43 AM |
| DHolly | $25.00 | 4/23/2011 6:37:29 AM |
| Bank42 | $25.00 | 4/23/2011 6:30:17 AM |
| klend4 | $25.00 | 4/23/2011 6:33:06 AM |
| rubylender | $25.00 | 4/23/2011 7:01:28 AM |
| HardLender | $50.00 | 4/23/2011 7:56:30 AM |
| KlarthXVII | $25.00 | 4/23/2011 7:31:57 AM |
| Oak-Parker | $25.00 | 4/23/2011 8:14:07 AM |
| shawnw2 | $25.00 | 4/23/2011 8:28:30 AM |
| janeybooboo | $100.00 | 4/23/2011 7:39:11 AM |
| trustworthy-money2 | $25.00 | 4/23/2011 7:40:22 AM |
| Kyileo | $25.00 | 4/23/2011 8:17:30 AM |
| ore-dojo | $25.00 | 4/23/2011 8:08:53 AM |
| mpatrick | $25.00 | 4/23/2011 8:48:17 AM |
| itskarma | $25.00 | 4/23/2011 8:57:08 AM |
| Socal | $25.00 | 4/23/2011 8:44:20 AM |
| PleaseDontDefault | $50.00 | 4/23/2011 8:46:29 AM |
| neutrino6 | $25.00 | 4/23/2011 9:33:40 AM |
| authoritative-capital | $29.85 | 4/23/2011 10:19:53 AM |
| Lubava | $59.00 | 4/23/2011 10:02:25 AM |
| NPR65 | $25.00 | 4/23/2011 10:17:16 AM |
| Rogesparkguy | $25.00 | 4/23/2011 10:27:07 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:31:01 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:22:07 AM |
| mammalian4 | $50.00 | 4/23/2011 11:24:30 AM |
| witty-openness | $25.00 | 4/23/2011 11:28:46 AM |
| jsledge | $50.00 | 4/23/2011 11:45:23 AM |
| 168RichCapital | $25.04 | 4/23/2011 11:49:09 AM |
| Astyanax | $50.00 | 4/23/2011 12:26:05 PM |
| ch-swiss-bank | $28.50 | 4/23/2011 12:49:30 PM |
| fighter122 | $25.00 | 4/23/2011 12:34:18 PM |
| credit-missile | $25.00 | 4/23/2011 1:05:20 PM |
| chungfang | $25.00 | 4/23/2011 1:42:05 PM |
| TigerForce | $25.00 | 4/23/2011 1:37:34 PM |
| mittman43 | $70.78 | 4/23/2011 1:58:36 PM |
| Finchy78 | $25.00 | 4/23/2011 1:19:38 PM |
| Cbank05 | $25.00 | 4/23/2011 1:28:34 PM |
| capital-halo1 | $876.07 | 4/23/2011 2:00:35 PM |
| diplomatic-wealth7 | $25.00 | 4/14/2011 5:04:43 PM |
| suave-dime6 | $25.00 | 4/14/2011 5:07:09 PM |
| sharp-trade0 | $25.00 | 4/14/2011 5:08:06 PM |
| Kash2010lu | $25.00 | 4/14/2011 5:26:10 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:15 PM |
| reflective-rupee | $75.44 | 4/14/2011 8:55:58 PM |
| GElender | $25.00 | 4/15/2011 7:22:17 AM |
| worth-shower8 | $100.00 | 4/15/2011 8:34:10 AM |
| c-gurista-5 | $25.00 | 4/15/2011 7:20:08 AM |
| fabulous-community4 | $25.00 | 4/15/2011 7:47:43 AM |
| mikeandcat | $50.00 | 4/15/2011 8:36:16 AM |
| competent-p2p | $45.00 | 4/15/2011 3:43:39 PM |
| money-baron-roth-IRA | $300.00 | 4/15/2011 3:31:20 PM |
| CA-Lender | $25.04 | 4/15/2011 6:45:56 PM |
| cbivitz | $25.00 | 4/16/2011 8:19:24 PM |
| Jack55304 | $185.00 | 4/18/2011 2:15:06 PM |
| five-star-note | $50.00 | 4/18/2011 3:26:20 PM |
| kindness-launcher | $1,000.00 | 4/22/2011 6:37:40 PM |
| JoeDuck | $250.00 | 4/22/2011 11:49:15 PM |
| thomas16882004 | $25.00 | 4/22/2011 11:33:00 PM |
| worth-shower8 | $100.00 | 4/23/2011 2:13:49 AM |
| kindness-jedi | $50.00 | 4/23/2011 1:36:07 AM |
| unger | $95.33 | 4/23/2011 3:21:28 AM |
| wonder3 | $25.00 | 4/23/2011 5:57:30 AM |
| head | $25.00 | 4/23/2011 6:13:01 AM |
| CatFunded | $25.00 | 4/23/2011 7:13:08 AM |
| courteous-note1 | $25.25 | 4/23/2011 6:55:48 AM |
| bmbanzai | $25.00 | 4/23/2011 6:35:35 AM |
| bsmtloan | $229.12 | 4/23/2011 7:25:14 AM |
| worldly-gold | $50.00 | 4/23/2011 8:00:11 AM |
| shawnw2 | $75.00 | 4/23/2011 8:39:08 AM |
| durability-halibut | $25.00 | 4/23/2011 8:28:35 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:29:24 AM |
| wattboy | $48.51 | 4/23/2011 8:29:01 AM |
| musegaze | $150.00 | 4/23/2011 9:15:24 AM |
| diligent-kindness9 | $25.00 | 4/23/2011 8:52:51 AM |
| dynrep | $47.00 | 4/23/2011 10:29:32 AM |
| travels536 | $25.00 | 4/23/2011 10:03:35 AM |
| credit-missile | $100.00 | 4/23/2011 10:07:10 AM |
| fairness-atmosphere | $25.00 | 4/23/2011 10:35:53 AM |
| 2grindstones | $35.00 | 4/23/2011 11:02:08 AM |
| black-plague | $30.21 | 4/23/2011 11:32:40 AM |
| spiff666 | $25.00 | 4/23/2011 12:10:08 PM |
| chameleon125 | $25.00 | 4/23/2011 11:55:35 AM |
| bboy21385 | $40.46 | 4/23/2011 12:25:34 PM |
| kc8fot | $100.00 | 4/23/2011 12:12:11 PM |
| vigorous-velocity | $120.62 | 4/23/2011 12:44:34 PM |
| thatguyoverseas | $37.06 | 4/23/2011 1:14:32 PM |
| income-rocker2 | $50.00 | 4/23/2011 1:02:09 PM |
| jhernand17 | $25.00 | 4/23/2011 1:24:25 PM |
| investment-cluster | $40.00 | 4/23/2011 1:28:30 PM |
| Elbanko | $30.00 | 4/23/2011 1:36:47 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
502033
This series of Notes was issued and sold upon the funding of the borrower loan #48807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-24-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $398.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,036 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-boomer6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SilveradoPrelude
Purpose of loan:
This loan will be used to pay off Home Equity Line of Credit.
My financial situation:
I am a good candidate for this loan because I am employed full time with excellent credit rating.
I have stable employment and have been with this company for 28 years. I have a good history of making all my payments on time or early. I intend to pay this loan off before the stated length of the loan. I am a responsible person and take care of all my obligations.
Below is a snapshot of my income and expenses:
Monthly Income $8000.00
401K contribution: 15%
Own Home: $400.00
Vehicle: $0, free and clear
Car Insurance: $100.00
Gas: $100.00
Utilities $150.00
Cable and Internet: $80.00
Phone: $90
Thank you in advance for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 4/13/2011 9:02:47 AM |
| meux99 | $25.00 | 4/13/2011 9:08:26 AM |
| minista | $25.00 | 4/13/2011 9:08:40 AM |
| blot44 | $50.00 | 4/13/2011 9:08:34 AM |
| MONEYLENDER101 | $41.40 | 4/14/2011 1:59:29 AM |
| JGB | $25.61 | 4/14/2011 2:31:58 AM |
| get30inc | $46.40 | 4/14/2011 2:13:12 AM |
| kyomoon | $50.00 | 4/14/2011 1:56:27 AM |
| PumpkinHead406 | $25.00 | 4/14/2011 2:09:31 AM |
| jga516 | $25.00 | 4/14/2011 8:42:40 AM |
| MasterJin | $25.00 | 4/14/2011 12:07:17 PM |
| Dollars4Rent | $50.00 | 4/16/2011 2:59:47 AM |
| Havana21 | $200.00 | 4/16/2011 2:40:16 PM |
| damage | $25.00 | 4/19/2011 8:25:40 AM |
| p40thawk | $50.00 | 4/19/2011 11:53:01 AM |
| balanced-rupee | $100.00 | 4/19/2011 6:30:26 PM |
| currency-persimmon | $100.00 | 4/19/2011 9:44:56 PM |
| payment-pursuit3 | $50.00 | 4/20/2011 5:41:29 PM |
| Carpetkid | $50.00 | 4/21/2011 5:56:47 PM |
| efficient-marketplace | $50.00 | 4/22/2011 12:49:32 PM |
| kind-adventurous-finance | $50.00 | 4/22/2011 4:30:02 PM |
| Steveoo1 | $50.00 | 4/23/2011 2:56:01 AM |
| emosspot | $25.00 | 4/23/2011 6:07:45 AM |
| bmbanzai | $50.00 | 4/23/2011 6:37:52 AM |
| Bank42 | $50.00 | 4/23/2011 6:22:32 AM |
| power-secret-agent | $25.00 | 4/23/2011 6:58:47 AM |
| dkjl | $100.00 | 4/23/2011 7:41:38 AM |
| shakespeare6 | $25.00 | 4/23/2011 7:54:36 AM |
| setUup | $31.40 | 4/23/2011 7:15:00 AM |
| mjunlimited | $100.00 | 4/23/2011 8:06:06 AM |
| availableloan | $25.00 | 4/23/2011 7:30:35 AM |
| mistertao | $50.00 | 4/23/2011 7:51:01 AM |
| payout-detective7 | $50.00 | 4/23/2011 8:21:05 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:40:56 AM |
| kublai | $500.00 | 4/23/2011 9:45:24 AM |
| cfarther | $100.00 | 4/23/2011 9:50:34 AM |
| travels536 | $25.00 | 4/23/2011 9:58:18 AM |
| 108lender | $120.00 | 4/23/2011 9:48:32 AM |
| neutrino6 | $25.00 | 4/23/2011 9:42:27 AM |
| UnclePockets | $25.00 | 4/23/2011 10:55:17 AM |
| rmtcpa55 | $124.04 | 4/23/2011 10:54:31 AM |
| jsledge | $50.00 | 4/23/2011 11:46:40 AM |
| djh47a | $25.00 | 4/23/2011 11:49:33 AM |
| Taxman44 | $25.00 | 4/23/2011 12:04:30 PM |
| novice-speculator | $25.00 | 4/23/2011 11:59:08 AM |
| Trondheim_Norway | $250.00 | 4/23/2011 12:08:26 PM |
| kc8fot | $50.00 | 4/23/2011 12:23:17 PM |
| pureliquidhw | $25.00 | 4/23/2011 1:16:07 PM |
| p2p-eagle9 | $25.00 | 4/23/2011 3:08:36 PM |
| Reddy_Capital | $25.00 | 4/23/2011 3:37:54 PM |
| CE88 | $25.00 | 4/23/2011 3:51:44 PM |
| Zach842 | $100.00 | 4/23/2011 4:45:08 PM |
| Aleut | $50.00 | 4/23/2011 6:04:25 PM |
| daano15 | $25.00 | 4/23/2011 5:08:48 PM |
| _NaLNaBB | $100.00 | 4/23/2011 5:30:33 PM |
| truth-image | $50.00 | 4/23/2011 7:29:24 PM |
| adir1 | $25.00 | 4/23/2011 7:19:29 PM |
| diplomatic-wealth7 | $25.00 | 4/23/2011 7:39:29 PM |
| VBAces | $50.00 | 4/23/2011 8:40:18 PM |
| 20mule | $200.00 | 4/23/2011 9:27:27 PM |
| peso-mate | $100.00 | 4/23/2011 11:30:10 PM |
| commerce-yeller | $60.00 | 4/24/2011 4:21:12 AM |
| jasperpants | $25.00 | 4/24/2011 6:14:35 AM |
| janderz990 | $25.00 | 4/24/2011 6:13:47 AM |
| foldingbenny2 | $85.00 | 4/24/2011 6:39:41 AM |
| CPA-Banker | $25.15 | 4/24/2011 7:35:53 AM |
| sk10023 | $25.00 | 4/24/2011 7:04:05 AM |
| Pakse | $25.00 | 4/24/2011 7:59:16 AM |
| listing-meridian | $250.00 | 4/24/2011 8:04:20 AM |
| heerzaquestion | $100.00 | 4/24/2011 8:38:11 AM |
| brightest-lucrative-rate | $50.00 | 4/24/2011 10:02:54 AM |
| income-awakening6 | $25.00 | 4/24/2011 8:53:41 AM |
| bradny | $25.00 | 4/24/2011 11:10:07 AM |
| ddamenace | $65.00 | 4/24/2011 10:11:58 AM |
| uvawfs | $50.00 | 4/24/2011 11:58:22 AM |
| payment-halo | $25.00 | 4/24/2011 10:32:59 AM |
| cloud8 | $150.00 | 4/24/2011 11:34:55 AM |
| adventurous-cash | $25.00 | 4/24/2011 12:34:29 PM |
| auction-seeker | $25.00 | 4/24/2011 11:45:23 AM |
| baseballfan111 | $50.00 | 4/24/2011 12:52:57 PM |
| gold-commander0 | $50.00 | 4/24/2011 1:08:09 PM |
| adama_48 | $25.00 | 4/24/2011 12:48:56 PM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:33:59 PM |
| Paxman84 | $25.86 | 4/24/2011 1:22:39 PM |
| Wishmaker | $100.00 | 4/24/2011 2:45:46 PM |
| bobbyoderek | $100.00 | 4/24/2011 2:58:43 PM |
| kristof2007 | $25.00 | 4/24/2011 3:04:47 PM |
| mad-scientist0 | $200.00 | 4/24/2011 3:07:08 PM |
| bonus-apple | $600.00 | 4/24/2011 4:19:55 PM |
| sk0514 | $50.00 | 4/24/2011 3:06:26 PM |
| supersarah61 | $50.00 | 4/24/2011 3:22:57 PM |
| credit-investor5 | $50.00 | 4/24/2011 3:36:07 PM |
| flexible-duty3 | $25.00 | 4/24/2011 3:18:30 PM |
| mystical-bonus7 | $25.00 | 4/24/2011 4:06:08 PM |
| logical-reward8 | $25.00 | 4/13/2011 9:02:53 AM |
| dtrain5 | $25.00 | 4/13/2011 9:04:44 AM |
| indomitable-coin | $50.00 | 4/13/2011 9:06:06 AM |
| MrDavid | $100.00 | 4/13/2011 9:04:16 AM |
| serene-truth2 | $50.00 | 4/13/2011 9:07:20 AM |
| ore-genius2 | $100.00 | 4/13/2011 9:09:24 AM |
| worthy-bid8 | $100.00 | 4/13/2011 9:09:47 AM |
| reflective-rupee | $25.44 | 4/13/2011 1:48:18 PM |
| subtle-revenue0 | $25.00 | 4/13/2011 5:21:57 PM |
| majestic-dedication | $50.00 | 4/13/2011 5:37:08 PM |
| gojackgo | $50.00 | 4/13/2011 5:21:06 PM |
| bds9646 | $26.00 | 4/14/2011 2:15:20 AM |
| lloyd_s | $25.00 | 4/14/2011 2:33:16 AM |
| kenji4861 | $25.00 | 4/14/2011 1:22:04 AM |
| JJ9876 | $50.00 | 4/15/2011 10:05:08 AM |
| Weaverville | $100.00 | 4/16/2011 4:49:17 PM |
| fcrick | $25.00 | 4/16/2011 5:05:09 PM |
| nosualcneas | $25.00 | 4/16/2011 3:55:06 PM |
| bill-appraiser7 | $25.00 | 4/17/2011 6:29:39 PM |
| sparky1129 | $50.00 | 4/17/2011 6:30:17 PM |
| jeffpac | $50.00 | 4/19/2011 7:05:16 AM |
| compoundinterest | $50.00 | 4/19/2011 8:04:42 AM |
| axl163 | $25.00 | 4/19/2011 8:24:33 AM |
| worthy-value1 | $50.00 | 4/20/2011 3:19:00 PM |
| useful-currency | $25.00 | 4/20/2011 4:00:52 PM |
| ytjameslee | $50.00 | 4/20/2011 4:19:18 PM |
| srgriff | $25.00 | 4/20/2011 5:53:49 PM |
| jazz619 | $25.00 | 4/21/2011 12:35:32 PM |
| fund-tom-tom6 | $25.00 | 4/21/2011 12:36:57 PM |
| bvzm | $50.00 | 4/22/2011 6:47:21 AM |
| a-exponential-hope | $25.00 | 4/22/2011 4:55:28 PM |
| reflective-rupee | $77.77 | 4/23/2011 5:22:12 AM |
| peace-maximizer8 | $50.00 | 4/23/2011 5:46:32 AM |
| friendly-market5 | $50.00 | 4/23/2011 5:36:02 AM |
| bicyclebear | $93.72 | 4/23/2011 5:54:40 AM |
| swerd | $100.00 | 4/23/2011 6:31:00 AM |
| Theodon | $25.00 | 4/23/2011 6:39:08 AM |
| r48 | $25.00 | 4/23/2011 7:11:22 AM |
| jcrew007 | $25.00 | 4/23/2011 7:59:00 AM |
| Whitewater_Loans | $100.00 | 4/23/2011 7:47:40 AM |
| TomDalonajay | $25.00 | 4/23/2011 8:40:31 AM |
| speyer | $25.00 | 4/23/2011 9:59:19 AM |
| credible-durability | $50.00 | 4/23/2011 9:55:13 AM |
| the-discrete-income | $100.00 | 4/23/2011 10:32:31 AM |
| Johnab | $25.00 | 4/23/2011 10:27:56 AM |
| kind-genuine-dough | $50.00 | 4/23/2011 11:22:43 AM |
| marwadi-62 | $200.00 | 4/23/2011 12:06:53 PM |
| finance-symphony7 | $25.00 | 4/23/2011 11:59:00 AM |
| indomitable-coin | $250.00 | 4/23/2011 12:01:44 PM |
| Astyanax | $55.00 | 4/23/2011 12:40:31 PM |
| BankingFamily | $25.00 | 4/23/2011 1:08:59 PM |
| Elbanko | $30.00 | 4/23/2011 1:38:17 PM |
| najmn103 | $25.00 | 4/23/2011 1:46:37 PM |
| Travis247 | $25.00 | 4/23/2011 2:18:55 PM |
| investment-comet | $25.00 | 4/23/2011 2:17:40 PM |
| blooming-market | $25.00 | 4/23/2011 2:36:54 PM |
| lucrative-coin | $150.00 | 4/23/2011 3:30:49 PM |
| best-unbeatable-transaction | $69.57 | 4/23/2011 2:46:30 PM |
| loan-warrior | $25.00 | 4/23/2011 3:05:17 PM |
| jpskylar187 | $50.00 | 4/23/2011 4:02:33 PM |
| drkosh | $100.00 | 4/23/2011 4:40:19 PM |
| cognizant-responsibility9 | $27.86 | 4/23/2011 5:53:53 PM |
| ge0bab | $36.00 | 4/23/2011 5:53:46 PM |
| nuclearmoose | $50.00 | 4/23/2011 6:12:42 PM |
| bentonlending | $25.00 | 4/23/2011 7:02:49 PM |
| best-generosity-financier | $25.00 | 4/23/2011 6:29:46 PM |
| oldandcrafty | $50.00 | 4/23/2011 6:30:06 PM |
| important-openness1 | $80.00 | 4/23/2011 9:25:45 PM |
| silver-metronome2 | $100.00 | 4/23/2011 8:52:53 PM |
| IIP77 | $25.00 | 4/24/2011 1:12:35 AM |
| amerigor | $50.00 | 4/24/2011 6:48:20 AM |
| potatoepicker | $100.00 | 4/24/2011 6:34:41 AM |
| cbivitz | $400.00 | 4/24/2011 7:38:17 AM |
| power-defender7 | $50.00 | 4/24/2011 7:15:18 AM |
| Byrd24 | $100.00 | 4/24/2011 8:01:43 AM |
| ets2011 | $25.00 | 4/24/2011 7:30:28 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:23:49 AM |
| jmb_lending | $100.00 | 4/24/2011 7:36:38 AM |
| newest-organic-rupee | $33.00 | 4/24/2011 8:32:39 AM |
| saysana | $50.00 | 4/24/2011 9:36:14 AM |
| jc33148 | $100.00 | 4/24/2011 9:52:44 AM |
| StarshineXL | $500.00 | 4/24/2011 11:24:03 AM |
| commerce-yeller | $25.00 | 4/24/2011 9:54:38 AM |
| sunny-truth6 | $25.00 | 4/24/2011 11:50:18 AM |
| mrkb80 | $50.00 | 4/24/2011 11:49:32 AM |
| sunny-truth6 | $25.00 | 4/24/2011 11:50:11 AM |
| YesMoney | $25.00 | 4/24/2011 11:59:40 AM |
| haryassman | $25.00 | 4/24/2011 10:58:36 AM |
| hard-working-reward2 | $30.00 | 4/24/2011 12:11:45 PM |
| inventive-wealth2 | $25.00 | 4/24/2011 12:56:20 PM |
| successful-economy5 | $150.00 | 4/24/2011 12:39:40 PM |
| saga9 | $50.00 | 4/24/2011 1:36:17 PM |
| Gibbyland | $100.00 | 4/24/2011 1:00:25 PM |
| capital-party6 | $200.00 | 4/24/2011 2:15:39 PM |
| georgedorn | $100.00 | 4/24/2011 1:37:51 PM |
| natural-greenback6 | $25.00 | 4/24/2011 1:56:28 PM |
| Aridus | $35.00 | 4/24/2011 2:28:27 PM |
| Nerdster1 | $40.08 | 4/24/2011 3:07:12 PM |
| Lith | $300.00 | 4/24/2011 3:09:55 PM |
| Jinja | $101.00 | 4/24/2011 4:09:20 PM |
| cash-spinner | $25.00 | 4/24/2011 4:18:58 PM |
| noble-silver1 | $25.00 | 4/24/2011 3:18:42 PM |
| supersarah61 | $100.00 | 4/24/2011 3:12:11 PM |
| crippledcircus | $50.00 | 4/24/2011 3:46:57 PM |
| calkidd05 | $26.00 | 4/24/2011 3:15:34 PM |
| drtxmac | $43.14 | 4/24/2011 4:14:21 PM |
| VBinvestor | $100.00 | 4/24/2011 4:16:22 PM |
| 201 Investments
|
Borrower Payment Dependent Notes Series
502237
This series of Notes was issued and sold upon the funding of the borrower loan #48843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $469 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-admiral0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lane52
Purpose of loan:
This loan will be used to consolidat and pay some bills.
My financial situation:
I am a good candidate for this loan because I like to keep my bills
paided.I like to use this for future loans.And build my credit ,credit
score up.
Monthly net income: $1,702.00
Monthly expenses: $1550.00
Housing: $350.00
Insurance: $100.00
Car expenses: $50.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.44 | 4/14/2011 11:36:03 AM |
| eronyc | $50.00 | 4/14/2011 12:33:25 PM |
| sfmf | $40.00 | 4/19/2011 10:00:36 AM |
| anton | $1,785.00 | 4/22/2011 5:30:01 PM |
| Weaverville | $25.00 | 4/14/2011 7:38:36 PM |
| LittleHelp | $25.00 | 4/15/2011 9:44:31 AM |
| ursus | $50.00 | 4/18/2011 8:58:12 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
502329
This series of Notes was issued and sold upon the funding of the borrower loan #48716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| authentic-p2ploan8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Authentic-p2ploan8
Purpose of loan Consoladation
This loan will be used to...To catch up on bills that are behind
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,000.00
Monthly expenses: $
Housing: $749.00
Insurance: $185.00
Car expenses: $310.00plus$2o.oo in gas
Utilities: included in rent180.00 storage unit
Phone, cable, internet: $180.00
Food, entertainment: $400.00
Clothing, household expenses: $50.00
Credit cards and other loans: $N/A
Other expenses: $0
Mobile phone $180.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $222.22 | 4/15/2011 10:31:17 AM |
| SLN-10 | $25.00 | 4/15/2011 9:10:54 AM |
| SolarMoonshine | $25.00 | 4/15/2011 2:51:15 PM |
| dudebrah | $25.00 | 4/15/2011 10:01:50 PM |
| ddoneday | $25.00 | 4/15/2011 8:05:04 PM |
| FinDoc | $25.00 | 4/16/2011 3:07:26 AM |
| Moneypenny6 | $25.00 | 4/18/2011 10:29:59 AM |
| sfmf | $40.00 | 4/19/2011 10:00:41 AM |
| anton | $1,465.00 | 4/22/2011 5:27:02 PM |
| transformer855 | $25.00 | 4/15/2011 11:38:57 AM |
| money-fort | $25.00 | 4/17/2011 3:53:05 PM |
| ursus | $50.00 | 4/18/2011 8:57:47 AM |
| goodhearted-basis4 | $25.00 | 4/22/2011 3:57:18 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
502485
This series of Notes was issued and sold upon the funding of the borrower loan #48742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $496.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,337 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| boomer5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2010)
|
|
Principal balance:
| $1,433.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Consolidate credit cards
Purpose of loan:
This loan will be used to pay off two of my credit cards, first prosper loan and do some home improvements. My credit cards have about 8000 my prosper loan has about 1800 and the rest will be used for home improvements that I am doing. I am also a prosper lender and I have borrowed once. Thank you for looking.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. You can look at my track record from my first prosper loan.
Monthly net income: $6600
Monthly expenses: $4493
Housing: $2150
Insurance: $115
Car expenses: $389
Utilities: $289
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $600
Other expenses: $700 (investments)
Information in the Description is not verified.
Friends And Family Investments
Finchy78 has invested a total of
$215.00.
JGuide has invested a total of
$100.08.
trade-goblin9 has invested a total of
$94.03.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/16/2011 12:08:20 PM |
| econgineer | $50.00 | 4/16/2011 12:23:15 PM |
| thankful-nickel2 | $25.00 | 4/16/2011 12:27:04 PM |
| grnii78 | $120.85 | 4/16/2011 12:05:17 PM |
| Weaverville | $25.00 | 4/16/2011 12:09:58 PM |
| diplomatic-wealth7 | $25.00 | 4/16/2011 12:10:42 PM |
| competent-p2p | $50.00 | 4/16/2011 2:46:33 PM |
| suave-dime6 | $25.00 | 4/16/2011 12:09:04 PM |
| lendstats_com | $500.00 | 4/17/2011 8:31:09 AM |
| vigorous-market5 | $100.00 | 4/17/2011 7:15:11 PM |
| reflective-rupee | $500.44 | 4/19/2011 11:32:48 AM |
| JGuide | $25.00 | 4/19/2011 7:16:24 PM |
| amlu1988 | $25.00 | 4/20/2011 7:22:20 AM |
| best-shiny-hope | $100.00 | 4/21/2011 6:07:38 PM |
| JGuide | $75.08 | 4/22/2011 11:21:04 AM |
| new-ore-venture | $213.00 | 4/22/2011 8:25:59 PM |
| Wangchuk | $25.00 | 4/22/2011 7:32:24 PM |
| sfmf | $40.00 | 4/22/2011 8:08:42 PM |
| CA-Lender | $75.04 | 4/22/2011 8:20:39 PM |
| jasonrun | $25.00 | 4/22/2011 10:26:37 PM |
| greenback-companion8 | $50.00 | 4/22/2011 9:40:21 PM |
| resplendent-dollar | $25.00 | 4/23/2011 12:56:50 AM |
| thomas16882004 | $25.00 | 4/22/2011 11:29:44 PM |
| elated-greenback | $50.00 | 4/23/2011 5:49:38 AM |
| jules3304 | $25.00 | 4/23/2011 6:13:13 AM |
| lah20 | $50.00 | 4/23/2011 6:18:57 AM |
| prudent-gain7 | $25.00 | 4/23/2011 6:03:59 AM |
| hookUup | $26.40 | 4/23/2011 6:56:49 AM |
| rubylender | $25.00 | 4/23/2011 6:59:56 AM |
| marketplace-meridian | $25.00 | 4/23/2011 7:10:06 AM |
| ore-dojo | $100.00 | 4/23/2011 8:07:44 AM |
| Kyileo | $25.00 | 4/23/2011 8:10:06 AM |
| Pu239 | $70.00 | 4/23/2011 7:24:13 AM |
| nilonc1 | $50.00 | 4/23/2011 7:59:01 AM |
| Socorro_Capital_Partners | $25.00 | 4/23/2011 8:28:27 AM |
| worldly-gold | $100.00 | 4/23/2011 8:02:12 AM |
| peso-tiramisu | $25.00 | 4/23/2011 7:41:14 AM |
| RecoveryLender | $25.00 | 4/23/2011 8:13:28 AM |
| NYCFinancier | $25.00 | 4/23/2011 8:16:00 AM |
| PleaseDontDefault | $100.00 | 4/23/2011 8:42:34 AM |
| upperdeck | $25.00 | 4/23/2011 8:35:58 AM |
| platinum-czar | $342.70 | 4/23/2011 9:42:57 AM |
| Leopoldine | $33.85 | 4/23/2011 8:58:59 AM |
| Nailman88 | $25.00 | 4/23/2011 9:40:10 AM |
| momoney2lend | $100.00 | 4/23/2011 9:14:43 AM |
| CatFunded | $25.00 | 4/23/2011 9:22:37 AM |
| credit-missile | $25.00 | 4/23/2011 10:04:29 AM |
| trade-goblin9 | $40.06 | 4/23/2011 9:24:48 AM |
| pacheco | $300.00 | 4/23/2011 10:20:32 AM |
| dynrep | $100.00 | 4/23/2011 10:21:21 AM |
| Travis247 | $50.00 | 4/23/2011 9:57:49 AM |
| credit-missile | $100.00 | 4/23/2011 10:03:53 AM |
| platinum-enlightenment | $25.00 | 4/23/2011 10:45:50 AM |
| ore-frontier | $119.50 | 4/23/2011 10:23:59 AM |
| Whitewater_Loans | $75.00 | 4/23/2011 10:15:00 AM |
| JPAW777 | $25.37 | 4/23/2011 10:38:00 AM |
| RkyMtnHi | $50.00 | 4/23/2011 11:03:57 AM |
| Stek7 | $25.00 | 4/16/2011 12:04:17 PM |
| simplelender80 | $150.00 | 4/16/2011 12:05:33 PM |
| Wangchuk | $25.00 | 4/16/2011 1:39:08 PM |
| top-courteous-peso | $50.00 | 4/16/2011 12:06:43 PM |
| kindness-launcher | $600.00 | 4/17/2011 11:06:25 AM |
| ready-interest9 | $25.00 | 4/17/2011 7:15:21 AM |
| DoctorJoe | $25.00 | 4/18/2011 5:00:26 AM |
| reflective-rupee | $500.44 | 4/19/2011 10:14:14 AM |
| SecondChanceLendingSERV | $25.00 | 4/19/2011 6:40:35 PM |
| StarshineXL | $500.00 | 4/20/2011 3:26:10 AM |
| trade-goblin9 | $53.97 | 4/20/2011 3:06:13 AM |
| Finchy78 | $215.00 | 4/20/2011 6:54:01 PM |
| Bill88 | $30.00 | 4/20/2011 9:23:30 PM |
| best-shiny-hope | $100.00 | 4/21/2011 6:07:58 PM |
| CoolPlexer | $25.00 | 4/21/2011 9:36:36 PM |
| Pitufo | $101.52 | 4/22/2011 9:24:03 PM |
| penny-finder | $25.01 | 4/22/2011 8:47:34 PM |
| Binan | $39.22 | 4/22/2011 8:56:57 PM |
| admirable-basis1 | $25.00 | 4/22/2011 9:58:18 PM |
| dudebrah | $25.00 | 4/22/2011 9:33:56 PM |
| admirable-basis1 | $25.00 | 4/22/2011 9:59:00 PM |
| E-B | $50.00 | 4/23/2011 4:00:57 AM |
| 1randyp | $200.00 | 4/23/2011 4:51:58 AM |
| Integrity1st | $78.17 | 4/23/2011 5:27:24 AM |
| reflective-rupee | $1,000.55 | 4/23/2011 5:20:36 AM |
| minnesotafinancial | $25.00 | 4/23/2011 5:28:57 AM |
| peace-maximizer8 | $50.00 | 4/23/2011 5:55:34 AM |
| Bank42 | $50.00 | 4/23/2011 6:19:23 AM |
| red-favorable-basis | $25.00 | 4/23/2011 6:38:53 AM |
| BlessedEveryDay | $30.00 | 4/23/2011 6:24:32 AM |
| reward-dynamo | $25.00 | 4/23/2011 6:28:20 AM |
| bmbanzai | $30.00 | 4/23/2011 6:32:07 AM |
| janeybooboo | $100.00 | 4/23/2011 7:26:04 AM |
| StargazerLending | $25.00 | 4/23/2011 6:58:53 AM |
| FinanceEngine | $40.00 | 4/23/2011 7:14:38 AM |
| goldenretriever | $100.00 | 4/23/2011 7:33:06 AM |
| whatreality | $42.83 | 4/23/2011 7:37:37 AM |
| capital-blueberry | $25.00 | 4/23/2011 7:54:10 AM |
| leverage-monger | $100.00 | 4/23/2011 8:35:08 AM |
| gothampark | $25.00 | 4/23/2011 8:23:19 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:25:45 AM |
| mpatrick | $25.00 | 4/23/2011 8:47:49 AM |
| money-baron-roth-IRA | $125.00 | 4/23/2011 8:52:05 AM |
| diligent-kindness9 | $37.77 | 4/23/2011 8:54:09 AM |
| upperdeck | $25.00 | 4/23/2011 8:34:43 AM |
| DasMula | $27.00 | 4/23/2011 9:08:44 AM |
| neutrino6 | $25.00 | 4/23/2011 9:23:29 AM |
| money-baron-roth-IRA | $125.00 | 4/23/2011 8:52:29 AM |
| CatFunded | $25.00 | 4/23/2011 9:22:25 AM |
| the-discrete-income | $150.00 | 4/23/2011 10:26:43 AM |
| independent-silver9 | $30.00 | 4/23/2011 9:43:21 AM |
| lukeskywalkerkp | $28.06 | 4/23/2011 10:02:39 AM |
| brainy-repayment5 | $70.00 | 4/23/2011 10:38:07 AM |
| kindness-launcher | $2,000.00 | 4/23/2011 10:38:25 AM |
| principal-lion | $75.00 | 4/23/2011 10:24:29 AM |
| klend4 | $50.00 | 4/23/2011 10:14:55 AM |
| pacheco | $300.00 | 4/23/2011 10:20:15 AM |
| MDJAX67 | $175.00 | 4/23/2011 10:53:46 AM |
| Spinnaker | $50.00 | 4/23/2011 10:41:15 AM |
| CycleRyder | $40.00 | 4/23/2011 11:02:22 AM |
| poplar37 | $29.76 | 4/23/2011 10:58:03 AM |
| secureincome | $600.00 | 4/23/2011 11:07:10 AM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
502695
This series of Notes was issued and sold upon the funding of the borrower loan #48707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 18y 0m |
|
Amount delinquent:
| $360 |
Total credit lines:
| 33 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,068 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forever731 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
|
Principal balance:
| $479.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Road to Recovery
This loan will be used to pay off doctor bills from surgeries I had on 2/14/11 and 3/2/11. The first was planned, but the second surgery was totally unexpected and caused me to be off work much longer than planned. My FMLA has run out and I may have to return to work before the doctor releases me due to my salary being reduced because of the length of time I've been on disability. I have fallen behind on a few other bills and also need to supplement my lost income while I recover until I can get back to work.
I am a good candidate for this loan because I have truly spent the last few years paying down my debt. I am currently in good standing with creditors and am hoping to remain that way.
Monthly net income: $ 2668 before surgery / now reduced to $1800
Housing: $700
Car expenses: $ 600
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $300 (food only - not able yet to go out for entertainment yet)
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 4/18/2011 9:14:27 AM |
| return-grizzly | $100.00 | 4/18/2011 12:23:51 PM |
| Amber_Stone | $50.00 | 4/18/2011 5:37:41 PM |
| UCLA4life | $31.15 | 4/19/2011 1:48:11 AM |
| thankful-nickel2 | $25.00 | 4/19/2011 10:39:08 AM |
| eod_man | $50.00 | 4/19/2011 12:34:01 PM |
| Feyenoord | $25.00 | 4/19/2011 4:54:58 PM |
| minnesotafinancial | $25.00 | 4/20/2011 7:48:29 AM |
| myutmost | $29.71 | 4/21/2011 8:22:24 AM |
| Bill88 | $30.00 | 4/22/2011 8:51:56 PM |
| glroark | $100.00 | 4/22/2011 7:57:16 PM |
| WakkaWakkaWakka | $35.00 | 4/22/2011 9:37:26 PM |
| impala6464 | $68.00 | 4/22/2011 8:56:09 PM |
| Whitewater_Loans | $50.00 | 4/22/2011 9:01:05 PM |
| jasonrun | $25.00 | 4/22/2011 10:20:27 PM |
| WonByOne | $25.00 | 4/22/2011 10:55:34 PM |
| reasonable-power | $25.00 | 4/22/2011 11:10:32 PM |
| worth-shower8 | $100.00 | 4/23/2011 2:13:09 AM |
| brondero | $40.00 | 4/23/2011 3:49:11 AM |
| unger | $95.00 | 4/23/2011 3:18:30 AM |
| 1randyp | $300.00 | 4/23/2011 4:49:39 AM |
| reflective-rupee | $400.55 | 4/23/2011 5:18:07 AM |
| melodious-openness | $100.00 | 4/23/2011 5:43:37 AM |
| CASSHMAN | $75.00 | 4/23/2011 5:58:15 AM |
| spsavage | $30.00 | 4/23/2011 6:00:15 AM |
| MoneyForNothing | $6.91 | 4/23/2011 6:00:48 AM |
| thrifty-capital | $25.00 | 4/23/2011 5:49:45 AM |
| organic-treasure | $25.00 | 4/18/2011 9:30:43 AM |
| money-baron-roth-IRA | $225.00 | 4/18/2011 12:53:18 PM |
| Rashanir | $25.00 | 4/18/2011 4:04:25 PM |
| innovator2 | $50.00 | 4/18/2011 5:55:47 PM |
| fabulous-community4 | $25.00 | 4/19/2011 2:42:06 AM |
| Mikale360 | $25.00 | 4/19/2011 5:39:36 AM |
| Bob450 | $25.00 | 4/19/2011 9:39:40 AM |
| innovator2 | $50.00 | 4/19/2011 10:32:17 AM |
| NekHoldings | $25.00 | 4/19/2011 12:04:51 PM |
| reflective-rupee | $400.44 | 4/19/2011 11:13:04 AM |
| Champion_Lending | $25.00 | 4/19/2011 11:36:23 AM |
| marwadi-62 | $200.00 | 4/19/2011 2:30:14 PM |
| money-fort | $30.00 | 4/19/2011 1:41:38 PM |
| halothane_logic | $25.67 | 4/20/2011 8:07:29 AM |
| CA-Lender | $25.04 | 4/22/2011 8:29:18 PM |
| Scotcha | $50.00 | 4/22/2011 8:29:35 PM |
| Binan | $25.00 | 4/22/2011 8:45:33 PM |
| Starman57 | $200.00 | 4/22/2011 10:37:46 PM |
| dudebrah | $25.00 | 4/22/2011 9:33:26 PM |
| justice-trooper | $31.00 | 4/23/2011 4:55:31 AM |
| siafu_kali | $112.94 | 4/23/2011 5:33:30 AM |
| melodious-openness | $100.00 | 4/23/2011 5:43:47 AM |
| orange-useful-revenue | $50.00 | 4/23/2011 5:47:05 AM |
| TigerForce | $30.00 | 4/23/2011 5:49:58 AM |
| melodious-openness | $100.00 | 4/23/2011 5:36:15 AM |
| melodious-openness | $100.00 | 4/23/2011 5:44:07 AM |
| principal-laser | $78.59 | 4/23/2011 5:58:44 AM |
| emosspot | $25.00 | 4/23/2011 5:55:13 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
502825
This series of Notes was issued and sold upon the funding of the borrower loan #48727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,246 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vivacious-vigilance |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2009)
|
|
Principal balance:
| $741.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Personal Loan 2011
Purpose of loan:
This loan will be used to...make personal purchases
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and have stable employment
Monthly net income: $2585.00
Monthly expenses: $1000.00
Housing: $307.52
Insurance: $0
Car expenses: $475.00
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $35.00 | 4/18/2011 5:11:39 PM |
| money-baron-roth-IRA | $127.19 | 4/18/2011 6:30:10 PM |
| yield-lion2 | $25.00 | 4/19/2011 2:41:26 AM |
| Mikale360 | $25.00 | 4/19/2011 5:49:14 AM |
| dudebrah | $35.00 | 4/19/2011 2:21:51 PM |
| FarmersBank | $25.00 | 4/21/2011 6:51:54 AM |
| anton | $1,525.00 | 4/22/2011 5:28:01 PM |
| sweety075 | $25.00 | 4/18/2011 6:32:00 PM |
| Kash2010lu | $25.00 | 4/18/2011 5:29:57 PM |
| investment-artist | $25.01 | 4/18/2011 5:15:34 PM |
| fabulous-community4 | $25.00 | 4/19/2011 2:42:02 AM |
| Bob450 | $25.00 | 4/19/2011 9:37:50 AM |
| thankful-nickel2 | $25.00 | 4/19/2011 10:38:47 AM |
| money-fort | $30.00 | 4/19/2011 1:42:12 PM |
| first-serene-credit | $25.00 | 4/21/2011 1:55:00 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
502851
This series of Notes was issued and sold upon the funding of the borrower loan #48777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $121.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 3.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $559 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-nimble-penny |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Auto Ford Ranger Used
Purpose of loan:
This loan will be used to buy a Used Ford Ranger
My financial situation:
I am a good candidate for this loan because I always pay back my loans. I do not owe anyone any money. My Credit is perfect. You won't have any problems with me. I will have this paid back in a very short time. Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| socal-lender | $25.00 | 4/19/2011 9:07:00 AM |
| minista | $25.00 | 4/19/2011 9:10:58 AM |
| Delamere | $50.00 | 4/19/2011 9:06:33 AM |
| ore-genius2 | $100.00 | 4/19/2011 9:11:04 AM |
| nosualcneas | $25.00 | 4/19/2011 9:11:13 AM |
| Digs | $25.00 | 4/19/2011 9:36:19 AM |
| cashhelp | $30.00 | 4/19/2011 9:06:41 AM |
| dtrain5 | $25.00 | 4/19/2011 9:09:31 AM |
| reflective-rupee | $25.44 | 4/19/2011 10:19:45 AM |
| chillware | $25.00 | 4/19/2011 11:50:54 AM |
| gojackgo | $50.00 | 4/19/2011 11:52:44 AM |
| JJ9876 | $50.00 | 4/19/2011 11:53:38 AM |
| axl163 | $25.00 | 4/19/2011 12:25:36 PM |
| samo102us | $25.00 | 4/19/2011 2:01:15 PM |
| kenji4861 | $25.00 | 4/19/2011 4:57:23 PM |
| balanced-rupee | $50.00 | 4/19/2011 6:44:40 PM |
| kyomoon | $50.00 | 4/20/2011 1:52:06 AM |
| restless-balance9 | $50.00 | 4/20/2011 12:53:16 PM |
| selector568 | $50.00 | 4/20/2011 4:11:31 PM |
| useful-currency | $25.00 | 4/20/2011 4:01:09 PM |
| logical-reward8 | $25.00 | 4/20/2011 5:36:18 PM |
| bb575 | $50.00 | 4/20/2011 9:09:38 PM |
| currency-persimmon | $100.00 | 4/20/2011 7:19:59 PM |
| ericgassercom | $50.00 | 4/21/2011 7:44:51 AM |
| damage | $25.00 | 4/21/2011 12:37:08 PM |
| saahilld | $25.00 | 4/21/2011 12:50:21 PM |
| Carpetkid | $50.00 | 4/21/2011 5:57:15 PM |
| kirkjerk | $50.00 | 4/22/2011 3:13:52 AM |
| bvzm | $50.00 | 4/22/2011 6:47:53 AM |
| Darrkblu | $25.00 | 4/22/2011 9:34:51 AM |
| a-exponential-hope | $25.00 | 4/22/2011 5:06:12 PM |
| trapperdc | $100.00 | 4/22/2011 8:15:58 PM |
| slobberjob | $50.00 | 4/22/2011 8:19:55 PM |
| meux99 | $25.00 | 4/19/2011 9:09:45 AM |
| serene-truth2 | $50.00 | 4/19/2011 9:10:52 AM |
| r48 | $92.00 | 4/19/2011 9:11:00 AM |
| DukSerduk | $25.00 | 4/19/2011 9:07:24 AM |
| compoundinterest | $50.00 | 4/19/2011 9:14:38 AM |
| fcrick | $25.00 | 4/19/2011 9:11:19 AM |
| MasterJin | $50.00 | 4/19/2011 9:09:51 AM |
| indomitable-coin | $50.00 | 4/19/2011 9:10:35 AM |
| MrDavid | $50.00 | 4/19/2011 9:10:41 AM |
| thankful-nickel2 | $50.00 | 4/19/2011 10:38:26 AM |
| Weaverville | $100.00 | 4/19/2011 11:52:00 AM |
| MONEYLENDER101 | $100.00 | 4/19/2011 11:52:54 AM |
| bds9646 | $26.00 | 4/19/2011 11:50:16 AM |
| RandyL3 | $25.00 | 4/19/2011 11:51:41 AM |
| Dollars4Rent | $50.00 | 4/19/2011 11:53:11 AM |
| get30inc | $50.00 | 4/19/2011 1:59:56 PM |
| eCapital | $25.00 | 4/19/2011 4:45:25 PM |
| E_G | $50.00 | 4/19/2011 4:39:32 PM |
| worthy-bid8 | $100.00 | 4/19/2011 5:02:05 PM |
| awwaww | $53.27 | 4/19/2011 4:48:00 PM |
| KramericaIndustries | $25.00 | 4/19/2011 5:23:37 PM |
| lloyd_s | $25.00 | 4/19/2011 5:29:43 PM |
| jga516 | $25.00 | 4/20/2011 12:24:21 AM |
| Pickmar | $25.00 | 4/20/2011 11:34:04 AM |
| unforgettable-order9 | $50.00 | 4/20/2011 4:17:38 PM |
| euro-deployment | $25.00 | 4/21/2011 11:41:37 AM |
| Approved | $50.00 | 4/22/2011 9:30:04 AM |
| Algernon | $25.00 | 4/22/2011 8:11:28 AM |
| subtle-revenue0 | $25.00 | 4/22/2011 10:01:42 AM |
| anton | $500.00 | 4/22/2011 4:30:32 PM |
| sfmf | $25.00 | 4/22/2011 8:05:57 PM |
| setUup | $38.32 | 4/22/2011 8:29:29 PM |
| Hybodant | $25.00 | 4/22/2011 8:20:16 PM |
| penny-finder | $34.88 | 4/22/2011 8:20:42 PM |
| dealmaster | $250.00 | 4/22/2011 8:23:49 PM |
| wwwUniversal | $25.00 | 4/22/2011 8:24:27 PM |
| LendGuy | $100.00 | 4/22/2011 8:28:51 PM |
| GoldenGo4 | $300.09 | 4/22/2011 8:36:41 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
502929
This series of Notes was issued and sold upon the funding of the borrower loan #48792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $95.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-accelerator |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2008)
|
|
Principal balance:
| $255.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
CARPET AND UPDATING HOME
Purpose of loan:
This loan will be used to...
My financial situation: GOOD
I am a good candidate for this loan because...I HAVE HAD A PREVIOUS LOAN AND NEVER LATE. HONEST.
Monthly net income: $5500
Monthly expenses: $
Housing: $2300
Insurance: 120
Car expenses: 400
Utilities: $200
Phone, cable, internet: 200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 4/19/2011 9:07:43 AM |
| transaction-circuit | $50.00 | 4/19/2011 9:10:05 AM |
| Aberdeen | $2,000.00 | 4/19/2011 9:06:19 AM |
| credit-missile | $150.00 | 4/19/2011 9:08:42 AM |
| CoolPlexer | $25.00 | 4/19/2011 9:08:58 AM |
| cashhelp | $50.00 | 4/19/2011 9:06:56 AM |
| Skeptical-one | $40.00 | 4/19/2011 9:07:55 AM |
| Whipster | $50.00 | 4/19/2011 9:08:14 AM |
| golffish2 | $100.00 | 4/19/2011 9:09:31 AM |
| EngineersAlliance | $100.00 | 4/19/2011 9:10:28 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
503039
This series of Notes was issued and sold upon the funding of the borrower loan #48713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,371 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| power-armada4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate My Debt
Purpose of loan:
This loan will help me get out debt and improve my financial situation.
My financial situation:
I am a good candidate for this loan because I will pay it off early.
Monthly net income: $1500
Monthly expenses: $
Housing: $700 (monthly mortgage)
Insurance: $125/month (auto)
Car expenses:
Utilities: $120
Phone, cable, internet: $125
Food, entertainment: $70
Clothing, household expenses: $80
Credit cards and other loans: $200/month (2 major credit cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 4/19/2011 5:22:19 PM |
| Rob717171 | $50.00 | 4/19/2011 5:21:19 PM |
| irrelevant | $25.00 | 4/19/2011 5:21:27 PM |
| kulender | $48.13 | 4/19/2011 5:54:59 PM |
| responsive-rate884 | $25.00 | 4/19/2011 6:01:48 PM |
| ursus | $50.00 | 4/19/2011 6:44:08 PM |
| DasMula | $27.00 | 4/19/2011 6:39:36 PM |
| reflective-rupee | $300.44 | 4/19/2011 7:48:46 PM |
| faldska | $25.00 | 4/20/2011 1:40:26 AM |
| dudebrah | $25.00 | 4/20/2011 9:37:19 AM |
| Angel_Investor_7 | $25.00 | 4/20/2011 8:44:49 AM |
| 2grindstones | $25.00 | 4/20/2011 9:54:22 AM |
| iolaire | $25.00 | 4/20/2011 10:10:27 AM |
| thankful-nickel2 | $25.00 | 4/21/2011 4:36:34 PM |
| Rogelio48 | $25.00 | 4/22/2011 1:10:57 PM |
| sfmf | $25.00 | 4/22/2011 8:06:34 PM |
| Kqwik | $25.78 | 4/22/2011 8:13:46 PM |
| CA-Lender | $25.04 | 4/22/2011 8:18:39 PM |
| ddog0224 | $50.00 | 4/22/2011 9:36:21 PM |
| Bill88 | $30.00 | 4/22/2011 8:51:10 PM |
| Binan | $25.00 | 4/22/2011 8:58:14 PM |
| setUup | $26.40 | 4/22/2011 9:53:10 PM |
| Whitewater_Loans | $25.00 | 4/22/2011 9:06:25 PM |
| Pitufo | $25.00 | 4/22/2011 9:13:36 PM |
| WakkaWakkaWakka | $25.00 | 4/22/2011 9:46:23 PM |
| Roundhouse | $300.00 | 4/22/2011 11:08:30 PM |
| lively-exchange | $25.00 | 4/22/2011 9:56:23 PM |
| jasonrun | $25.00 | 4/22/2011 10:11:21 PM |
| PayingItForwardPlease | $113.12 | 4/22/2011 11:26:06 PM |
| WonByOne | $25.00 | 4/22/2011 10:51:10 PM |
| shrewd-income | $75.00 | 4/22/2011 10:54:08 PM |
| resplendent-dollar | $25.00 | 4/23/2011 12:59:56 AM |
| serene-capital | $25.00 | 4/23/2011 12:07:29 AM |
| wampum-chorus3 | $25.71 | 4/23/2011 1:12:52 AM |
| worth-shower8 | $100.00 | 4/23/2011 2:10:15 AM |
| lobstahlender | $25.00 | 4/23/2011 2:48:13 AM |
| ladyonthebay | $25.00 | 4/23/2011 3:57:19 AM |
| pollyana | $50.00 | 4/19/2011 5:21:17 PM |
| caprirolito | $25.00 | 4/19/2011 5:25:42 PM |
| Wangchuk | $25.00 | 4/19/2011 5:05:59 PM |
| gain-gourd | $51.27 | 4/19/2011 5:36:22 PM |
| Kash2010lu | $25.00 | 4/19/2011 8:56:59 PM |
| transformer855 | $25.00 | 4/19/2011 7:32:44 PM |
| favorite-commerce | $25.00 | 4/19/2011 8:44:48 PM |
| Artist_Blue | $25.00 | 4/20/2011 1:53:04 AM |
| Danjack_Capital | $25.00 | 4/20/2011 9:34:23 AM |
| camaraderi-popcorn | $50.00 | 4/20/2011 9:35:42 AM |
| lendstats_com | $200.00 | 4/21/2011 9:39:35 AM |
| money-fort | $25.00 | 4/22/2011 5:31:13 PM |
| impala6464 | $100.00 | 4/22/2011 8:48:03 PM |
| matthewa | $25.00 | 4/22/2011 9:19:11 PM |
| zone6 | $100.00 | 4/22/2011 8:35:57 PM |
| well-rounded-dinero | $50.00 | 4/22/2011 9:14:04 PM |
| platinum-scientist9 | $25.00 | 4/22/2011 10:12:23 PM |
| dime-bigwig4 | $61.00 | 4/22/2011 11:31:21 PM |
| mrcrace | $25.00 | 4/22/2011 10:54:58 PM |
| wild-orange | $50.00 | 4/23/2011 2:29:32 AM |
| power-secret-agent | $25.00 | 4/23/2011 2:51:19 AM |
| awesome-silver | $148.95 | 4/23/2011 1:05:28 AM |
| E-B | $17.16 | 4/23/2011 4:01:49 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
503045
This series of Notes was issued and sold upon the funding of the borrower loan #48745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $110.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,404 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-drum123 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to pay for son's car.
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $15500.00
Monthly expenses: $500.00
Housing: $2000.00
Insurance: $400.00
Car expenses: $1200.00
Utilities: $400.00
Phone, cable, internet: $450.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jdrez | $25.00 | 4/19/2011 5:20:54 PM |
| vutah | $25.00 | 4/19/2011 5:05:01 PM |
| top-courteous-peso | $50.00 | 4/19/2011 5:42:25 PM |
| Malkial | $25.00 | 4/19/2011 5:29:06 PM |
| Zolton | $100.00 | 4/19/2011 5:41:25 PM |
| favorite-commerce | $25.00 | 4/19/2011 8:18:16 PM |
| chestnut4 | $25.00 | 4/20/2011 2:27:27 AM |
| texrob20 | $25.00 | 4/20/2011 5:14:13 AM |
| wonder3 | $25.00 | 4/20/2011 6:17:30 AM |
| euphoria8 | $25.00 | 4/20/2011 11:03:43 AM |
| tomdooley12520 | $25.00 | 4/20/2011 3:54:15 PM |
| Bill88 | $30.00 | 4/21/2011 8:48:21 AM |
| vutah | $25.00 | 4/22/2011 7:41:43 AM |
| r48 | $25.00 | 4/22/2011 11:38:28 AM |
| mrcrace | $25.00 | 4/22/2011 9:15:07 PM |
| glenmailman | $25.00 | 4/22/2011 9:23:43 PM |
| admirable-basis1 | $25.00 | 4/22/2011 9:45:07 PM |
| rakem777 | $25.00 | 4/22/2011 10:01:45 PM |
| JoeDuck | $250.00 | 4/22/2011 11:50:12 PM |
| resplendent-dollar | $25.00 | 4/23/2011 12:57:30 AM |
| wild-orange | $238.73 | 4/23/2011 2:31:16 AM |
| imlosttoo | $25.00 | 4/19/2011 5:23:25 PM |
| vine99 | $75.00 | 4/19/2011 5:26:57 PM |
| EngineersAlliance | $47.82 | 4/19/2011 5:41:02 PM |
| benefit-squirrel | $28.47 | 4/19/2011 5:48:04 PM |
| SimpleChoice | $25.00 | 4/19/2011 5:48:12 PM |
| reflective-rupee | $500.44 | 4/19/2011 7:48:18 PM |
| serene-capital | $25.00 | 4/20/2011 2:35:35 AM |
| Bank_Of_XL | $25.00 | 4/20/2011 5:16:25 AM |
| dudebrah | $25.00 | 4/20/2011 9:37:52 AM |
| Whipster | $50.00 | 4/20/2011 9:39:12 AM |
| magnetic-dedication3 | $25.00 | 4/20/2011 10:38:50 AM |
| palace2 | $400.00 | 4/20/2011 8:18:58 PM |
| thankful-nickel2 | $25.00 | 4/21/2011 4:36:03 PM |
| TJB_2007 | $50.00 | 4/22/2011 9:38:03 AM |
| spirited-diversification0 | $100.00 | 4/22/2011 11:18:51 AM |
| Pitufo | $25.00 | 4/22/2011 9:14:29 PM |
| Whitewater_Loans | $75.00 | 4/22/2011 9:11:33 PM |
| responsibility-wind6 | $30.59 | 4/22/2011 9:14:14 PM |
| dorfinia | $50.00 | 4/22/2011 9:33:28 PM |
| sacmt | $30.00 | 4/22/2011 10:48:10 PM |
| setUup | $26.40 | 4/22/2011 9:49:51 PM |
| jasonrun | $25.00 | 4/22/2011 9:51:41 PM |
| CA-Lender | $50.04 | 4/22/2011 11:11:23 PM |
| Jazzy503 | $25.01 | 4/22/2011 10:04:57 PM |
| platinum-scientist9 | $25.00 | 4/22/2011 10:19:34 PM |
| wealth-renaissance5 | $50.00 | 4/22/2011 11:44:19 PM |
| WonByOne | $25.00 | 4/22/2011 10:57:37 PM |
| integrity-saver | $42.50 | 4/23/2011 12:27:17 AM |
| kindness-jedi | $25.00 | 4/23/2011 1:35:28 AM |
| 50 Investments
|