Sales Report:Supplement No. 5 dated Apr 25, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
498721
This series of Notes was issued and sold upon the funding of the borrower loan #48738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,543.22 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-07-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $334.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,094 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| intrepid-funds5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a solid income and am able to make payments.
Monthly net income: $ 8500 (plus 1500 rental income)
Monthly expenses: $ 1000
Housing: $850 (house payment 1200)
Insurance: $ 650 (yr)
Car expenses: $ 750 month
Utilities: $ 100
Phone, cable, internet: $ 125
Food, entertainment: $ 50
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Total mortgage is $182,000 with no HELOC. Market values is $140,000
(Apr-11-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
suave-dime6 | $25.00 | 4/7/2011 5:25:00 PM |
thelovebug | $50.00 | 4/7/2011 5:40:46 PM |
simplelender80 | $150.00 | 4/7/2011 5:16:38 PM |
ingenious-deal6 | $25.00 | 4/7/2011 5:25:40 PM |
reflective-rupee | $222.22 | 4/7/2011 8:17:15 PM |
JustMee | $25.00 | 4/8/2011 5:55:00 AM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:36:52 PM |
transformer855 | $25.00 | 4/12/2011 7:08:36 PM |
handy-justice | $50.00 | 4/14/2011 9:22:19 AM |
tnjohnso | $25.00 | 4/14/2011 1:09:31 PM |
Weaverville | $25.00 | 4/14/2011 7:30:21 PM |
courteous-kindness1 | $25.00 | 4/16/2011 11:31:05 AM |
laki_haole | $50.00 | 4/17/2011 1:16:29 PM |
ready-interest9 | $25.00 | 4/17/2011 10:44:53 PM |
miked8303 | $25.00 | 4/18/2011 6:55:34 AM |
JJ9876 | $25.00 | 4/18/2011 11:50:29 AM |
worthy-bid8 | $25.00 | 4/18/2011 4:56:42 PM |
asiaratt | $50.00 | 4/19/2011 4:14:49 AM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:10 AM |
DreDub | $50.00 | 4/19/2011 10:09:00 AM |
Rogesparkguy | $25.00 | 4/19/2011 10:55:02 AM |
CA-Lender | $50.04 | 4/19/2011 5:14:55 PM |
competent-p2p | $45.00 | 4/19/2011 5:40:35 PM |
money-bauble | $50.00 | 4/19/2011 5:44:04 PM |
Rob717171 | $50.00 | 4/19/2011 6:00:27 PM |
reflective-rupee | $250.55 | 4/19/2011 7:44:58 PM |
reflective-rupee | $300.55 | 4/19/2011 7:44:44 PM |
commerce-yeller | $50.00 | 4/19/2011 8:54:21 PM |
natural-greenback6 | $25.00 | 4/19/2011 9:41:11 PM |
integrityisnumone | $25.00 | 4/20/2011 3:04:28 AM |
diversification-medalist | $75.00 | 4/19/2011 11:41:30 PM |
supreme-hope | $25.00 | 4/20/2011 12:50:18 AM |
the-profit-oracle | $25.00 | 4/20/2011 9:23:50 AM |
HHP | $100.00 | 4/20/2011 9:23:58 AM |
glroark | $150.00 | 4/20/2011 7:49:12 AM |
money-baron-roth-IRA | $250.00 | 4/20/2011 9:10:02 AM |
Bill88 | $30.00 | 4/20/2011 9:11:07 AM |
TaxAcct_444 | $50.00 | 4/20/2011 11:43:26 AM |
MJTimages_com | $100.00 | 4/20/2011 2:28:55 PM |
Soxxes | $25.00 | 4/20/2011 4:25:49 PM |
symbiosis | $50.00 | 4/20/2011 5:56:34 PM |
bountiful-durability | $50.00 | 4/20/2011 5:56:47 PM |
important-openness1 | $50.00 | 4/20/2011 5:56:44 PM |
finance-prescription | $50.00 | 4/20/2011 6:41:07 PM |
nybanker85 | $50.00 | 4/20/2011 6:09:13 PM |
inventive-wealth2 | $25.00 | 4/20/2011 8:31:03 PM |
fortytwo | $44.96 | 4/21/2011 1:48:32 AM |
treasure-bliss | $32.02 | 4/21/2011 2:34:39 AM |
sensible-order2 | $56.89 | 4/21/2011 2:46:13 AM |
reward-adventure | $50.00 | 4/21/2011 2:44:23 AM |
graceful-investment | $100.00 | 4/21/2011 2:44:36 AM |
rockhound84 | $25.00 | 4/21/2011 3:28:30 AM |
coin-investor | $25.00 | 4/21/2011 9:35:58 AM |
floret596 | $25.00 | 4/21/2011 9:36:22 AM |
HiFinance | $28.08 | 4/21/2011 11:45:49 AM |
NoMoreDebt4Me | $25.00 | 4/21/2011 9:36:27 AM |
commitment-galaxy | $25.00 | 4/21/2011 12:18:01 PM |
AAe | $25.00 | 4/21/2011 1:30:35 PM |
best-generosity-financier | $25.00 | 4/21/2011 3:11:18 PM |
efficient-velocity7 | $50.00 | 4/21/2011 4:10:20 PM |
mrsp2e | $25.00 | 4/21/2011 3:24:11 PM |
sabot6 | $25.00 | 4/21/2011 3:04:34 PM |
power-bluebird2 | $25.00 | 4/21/2011 4:29:53 PM |
anton | $3,600.00 | 4/21/2011 4:50:14 PM |
diplomatic-wealth7 | $25.00 | 4/7/2011 5:25:28 PM |
income-awakening6 | $25.00 | 4/7/2011 5:21:33 PM |
Bob450 | $25.00 | 4/7/2011 6:00:39 PM |
magnetic-dedication3 | $25.00 | 4/7/2011 6:29:07 PM |
Gibbyland | $100.00 | 4/9/2011 12:22:56 PM |
erowis | $65.00 | 4/9/2011 9:22:34 PM |
nerdfactor | $25.00 | 4/10/2011 10:37:58 PM |
SLN-10 | $25.00 | 4/12/2011 12:11:42 PM |
frogperson | $100.00 | 4/13/2011 9:41:54 AM |
Midwestvalues | $50.00 | 4/16/2011 5:59:34 AM |
Jack55304 | $185.00 | 4/17/2011 5:32:02 AM |
mlj0671 | $25.00 | 4/18/2011 7:45:13 AM |
ursus | $50.00 | 4/18/2011 8:46:53 AM |
fighter122 | $50.00 | 4/18/2011 9:10:00 PM |
birddogsb | $50.00 | 4/19/2011 5:19:49 AM |
tylerfd | $25.00 | 4/19/2011 4:45:45 AM |
jjswanso | $50.00 | 4/19/2011 5:39:23 AM |
jigsaw | $50.00 | 4/19/2011 6:26:42 AM |
justonejake | $25.00 | 4/19/2011 6:34:52 AM |
ivadood | $50.00 | 4/19/2011 5:31:56 PM |
gain-equator | $25.00 | 4/19/2011 5:38:44 PM |
IIP77 | $25.00 | 4/19/2011 5:35:22 PM |
red-power-pecan | $50.00 | 4/19/2011 6:10:51 PM |
rockhound84 | $25.00 | 4/19/2011 6:50:56 PM |
well-mannered-income3 | $25.00 | 4/19/2011 7:07:27 PM |
PleaseDontDefault | $50.00 | 4/19/2011 9:48:26 PM |
dudebrah | $25.00 | 4/20/2011 12:59:31 AM |
orderandprogress | $25.00 | 4/19/2011 10:21:15 PM |
credit-sycamore4 | $50.00 | 4/19/2011 10:24:16 PM |
open-minded-fund9 | $50.00 | 4/20/2011 1:34:59 AM |
Dubbs360 | $100.00 | 4/20/2011 7:50:08 AM |
tech310 | $50.00 | 4/20/2011 9:23:44 AM |
ivy-league-MBA | $25.00 | 4/20/2011 9:39:06 AM |
point-kitten6 | $100.00 | 4/20/2011 11:22:24 AM |
jazzlender | $25.00 | 4/20/2011 9:24:20 AM |
Ocean713 | $50.00 | 4/20/2011 3:25:43 PM |
DER | $50.00 | 4/20/2011 3:39:28 PM |
inventive-wealth2 | $25.00 | 4/20/2011 5:33:16 PM |
Executive23 | $25.00 | 4/20/2011 5:56:42 PM |
apostle901 | $25.00 | 4/20/2011 5:56:52 PM |
FirstBank | $50.00 | 4/20/2011 6:41:17 PM |
sharp-trade0 | $25.00 | 4/20/2011 5:57:07 PM |
MasterJin | $25.00 | 4/20/2011 6:09:05 PM |
sunny-justice9 | $25.00 | 4/20/2011 8:32:45 PM |
top-historic-peso | $25.00 | 4/20/2011 9:16:10 PM |
wwwUniversal | $25.00 | 4/20/2011 6:40:05 PM |
amusement4 | $50.00 | 4/20/2011 6:42:24 PM |
BangBros | $200.00 | 4/20/2011 9:46:31 PM |
momoney2lend | $25.00 | 4/20/2011 7:55:02 PM |
Artist_Blue | $25.00 | 4/21/2011 2:06:34 AM |
seisen | $74.31 | 4/21/2011 2:16:42 AM |
ommcd | $25.00 | 4/21/2011 2:19:50 AM |
stock106 | $25.00 | 4/21/2011 2:35:47 AM |
340 | $25.00 | 4/21/2011 3:38:43 AM |
himistu22 | $25.00 | 4/21/2011 4:33:29 AM |
platinum-czar | $58.60 | 4/21/2011 7:01:22 AM |
handshake5 | $100.00 | 4/21/2011 2:42:57 AM |
shrewd-peace7 | $25.00 | 4/21/2011 2:44:04 AM |
social-conductor4 | $25.00 | 4/21/2011 7:42:00 AM |
studio3d | $25.00 | 4/21/2011 7:59:15 AM |
sdcc72 | $25.00 | 4/21/2011 8:17:06 AM |
jjswanso | $25.00 | 4/21/2011 5:44:54 AM |
mrsp2e | $25.00 | 4/21/2011 6:31:16 AM |
mpatrick | $25.00 | 4/21/2011 9:27:19 AM |
skunkor2 | $25.00 | 4/21/2011 9:34:05 AM |
hawat | $25.00 | 4/21/2011 9:34:45 AM |
spirited-leverage | $25.00 | 4/21/2011 9:34:03 AM |
justice-economist | $25.00 | 4/21/2011 9:36:37 AM |
panegryst | $100.00 | 4/21/2011 10:46:50 AM |
assetmanager | $25.00 | 4/21/2011 11:31:17 AM |
wellsfrugal | $50.00 | 4/21/2011 11:31:19 AM |
yertle9 | $25.00 | 4/21/2011 12:50:09 PM |
profit-powerplant | $50.00 | 4/21/2011 10:28:32 AM |
MO_Investor | $25.00 | 4/21/2011 2:29:14 PM |
teejay411 | $100.00 | 4/21/2011 3:16:09 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
500700
This series of Notes was issued and sold upon the funding of the borrower loan #48706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-06-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-20-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $253.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,106 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-loot-cherry |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Better Life
Purpose of loan: to consolidate bills
This loan will be used to...better my situation and give me some freedom from paying mutiple payments and not getting them paid off completely
My financial situation: I am a single mom, I work full time and have been an RN for almost 19 years. I work hard, always have...I went through a really bad divorce almost 4 years ago, and don't receive any child support for my son..my debt comes from paying for everyday living expenses, gas, food, utilities.
I am a good candidate for this loan because...I have a reliable job and a great work history, and I always make my payments on my bills
Monthly net income: $4000.00
Monthly expenses: $see below
Housing: $955.00
Insurance: $84.00
Car expenses: $425.00 mthly payment
Utilities: 375.00
Phone, cable, internet: $250.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: 900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
I owe approx. 120,000 on my primary mortgage and my EOC balance is 40,000...homes in my area now are valued at approx. 149000-155000, the last time I had an appraisal it appraised for 185000 but that was a couple of years ago.
(Apr-06-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $200.00 | 4/6/2011 9:02:42 AM |
suave-dime6 | $25.00 | 4/6/2011 9:04:14 AM |
restless-dime | $25.00 | 4/6/2011 3:02:22 PM |
thelovebug | $50.00 | 4/6/2011 1:53:06 PM |
erowis | $75.00 | 4/6/2011 7:36:09 PM |
frogperson | $50.00 | 4/9/2011 8:40:38 AM |
handy-justice | $50.00 | 4/9/2011 5:50:19 PM |
nerdfactor | $25.00 | 4/10/2011 10:37:21 PM |
Mrgiggleswic | $34.23 | 4/12/2011 4:56:42 AM |
worthy-bid8 | $25.00 | 4/14/2011 5:17:29 PM |
Weaverville | $25.00 | 4/14/2011 7:29:55 PM |
Jack55304 | $185.00 | 4/17/2011 5:31:48 AM |
money-baron-roth-IRA | $150.00 | 4/17/2011 2:59:55 PM |
ursus | $50.00 | 4/18/2011 8:46:33 AM |
miked8303 | $25.00 | 4/18/2011 6:55:13 AM |
MasterJin | $25.00 | 4/18/2011 10:11:48 AM |
rogue_monster | $25.00 | 4/18/2011 5:17:16 PM |
fighter122 | $50.00 | 4/18/2011 9:09:50 PM |
tylerfd | $25.00 | 4/19/2011 4:45:34 AM |
worldly-money4 | $1,000.00 | 4/19/2011 6:46:07 AM |
jigsaw | $50.00 | 4/19/2011 6:26:32 AM |
mlj0671 | $25.00 | 4/19/2011 7:29:33 AM |
whatreality | $28.58 | 4/19/2011 7:08:00 AM |
umwol13 | $25.00 | 4/19/2011 8:05:44 AM |
Bill88 | $25.00 | 4/19/2011 8:06:31 AM |
hookUup | $27.32 | 4/19/2011 7:13:17 AM |
octoberfresh | $25.00 | 4/19/2011 7:34:44 AM |
Gibbyland | $100.00 | 4/19/2011 7:47:04 AM |
spark548 | $75.00 | 4/19/2011 7:47:52 AM |
aprivatelender | $71.50 | 4/19/2011 9:17:03 AM |
CACO_Lender | $25.00 | 4/19/2011 9:36:38 AM |
inventive-wealth2 | $25.00 | 4/19/2011 9:54:52 AM |
sfmf | $40.00 | 4/19/2011 9:59:56 AM |
the-silver-blaster | $50.00 | 4/19/2011 9:52:44 AM |
gothampark | $25.00 | 4/19/2011 9:59:33 AM |
RatRaceChamp | $25.00 | 4/19/2011 10:54:32 AM |
exciting-fairness | $200.00 | 4/19/2011 11:05:20 AM |
Wangchuk | $25.01 | 4/19/2011 11:33:24 AM |
wbahl | $25.00 | 4/19/2011 5:25:36 PM |
Wellman | $50.00 | 4/19/2011 5:32:56 PM |
FirstBank | $50.00 | 4/19/2011 5:33:03 PM |
Hokie83 | $50.00 | 4/19/2011 5:32:48 PM |
Tylerh | $100.00 | 4/19/2011 5:33:26 PM |
the-profit-oracle | $25.00 | 4/19/2011 5:36:05 PM |
important-openness1 | $50.00 | 4/19/2011 5:43:49 PM |
symbiosis | $50.00 | 4/19/2011 5:33:16 PM |
red-power-pecan | $50.00 | 4/19/2011 5:55:07 PM |
loss-of-control | $100.00 | 4/19/2011 5:51:02 PM |
apostle901 | $25.00 | 4/19/2011 5:55:16 PM |
Rob717171 | $50.00 | 4/19/2011 6:00:21 PM |
well-mannered-income3 | $60.00 | 4/19/2011 7:11:02 PM |
wwwUniversal | $25.00 | 4/19/2011 7:15:23 PM |
Ocean713 | $50.00 | 4/19/2011 7:15:57 PM |
green-unrivaled-felicity | $25.00 | 4/19/2011 6:41:13 PM |
debbymcc | $25.00 | 4/19/2011 7:10:43 PM |
credit-sycamore4 | $50.00 | 4/19/2011 10:24:11 PM |
Kash2010lu | $25.00 | 4/6/2011 9:59:00 AM |
lendstats_com | $200.00 | 4/6/2011 10:12:04 AM |
diplomatic-wealth7 | $25.00 | 4/6/2011 9:05:01 AM |
ingenious-deal6 | $25.00 | 4/6/2011 9:05:37 AM |
Wangchuk | $25.00 | 4/6/2011 9:16:21 AM |
JustMee | $25.00 | 4/6/2011 11:44:29 AM |
DasMula | $57.00 | 4/6/2011 2:32:29 PM |
magnetic-dedication3 | $25.00 | 4/6/2011 9:03:40 PM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:36:08 PM |
Gibbyland | $100.00 | 4/9/2011 7:02:33 AM |
SLN-10 | $25.00 | 4/12/2011 12:11:38 PM |
tnjohnso | $25.00 | 4/13/2011 1:50:42 AM |
JJ9876 | $25.00 | 4/15/2011 10:07:46 AM |
Midwestvalues | $50.00 | 4/16/2011 5:59:25 AM |
handy-point5 | $25.00 | 4/16/2011 5:00:30 PM |
laki_haole | $50.00 | 4/17/2011 1:16:12 PM |
ivadood | $50.00 | 4/18/2011 2:31:24 PM |
money-bauble | $50.00 | 4/18/2011 5:01:24 PM |
IIP77 | $25.00 | 4/19/2011 1:51:23 AM |
asiaratt | $50.00 | 4/19/2011 4:14:35 AM |
jjswanso | $50.00 | 4/19/2011 5:39:20 AM |
birddogsb | $50.00 | 4/19/2011 5:19:41 AM |
floridass | $25.00 | 4/19/2011 6:06:29 AM |
p2p-czar3 | $25.00 | 4/19/2011 6:12:18 AM |
kristof2007 | $100.00 | 4/19/2011 6:48:52 AM |
Bob450 | $25.00 | 4/19/2011 6:49:50 AM |
FinanceEngine | $30.00 | 4/19/2011 7:23:57 AM |
reflective-rupee | $800.55 | 4/19/2011 6:09:30 AM |
gain-equator | $25.00 | 4/19/2011 6:44:37 AM |
economy-popcorn | $25.00 | 4/19/2011 6:47:03 AM |
foothillender | $25.00 | 4/19/2011 6:59:34 AM |
justonejake | $25.00 | 4/19/2011 6:34:39 AM |
dudebrah | $25.00 | 4/19/2011 7:39:49 AM |
Rogesparkguy | $25.00 | 4/19/2011 7:48:20 AM |
gelt4u | $25.00 | 4/19/2011 7:18:49 AM |
skaught | $35.00 | 4/19/2011 8:58:55 AM |
loyalist1 | $100.00 | 4/19/2011 9:16:50 AM |
CA-Lender | $50.04 | 4/19/2011 9:46:17 AM |
movingirl | $25.00 | 4/19/2011 9:48:34 AM |
DreDub | $50.00 | 4/19/2011 10:08:51 AM |
Wisc_investor | $30.00 | 4/19/2011 10:23:40 AM |
reflective-rupee | $200.55 | 4/19/2011 10:32:45 AM |
deal-marauder6 | $25.00 | 4/19/2011 2:39:10 PM |
liberty-injector | $50.00 | 4/19/2011 4:19:52 PM |
loanman2007 | $150.00 | 4/19/2011 1:50:20 PM |
sharp-trade0 | $25.00 | 4/19/2011 5:03:17 PM |
the-bid-sorcerer | $50.00 | 4/19/2011 5:30:55 PM |
carlover | $25.00 | 4/19/2011 5:32:23 PM |
ah-long | $25.00 | 4/19/2011 5:33:20 PM |
coin-investor | $25.00 | 4/19/2011 5:31:58 PM |
basis-zeus9 | $25.00 | 4/19/2011 5:32:37 PM |
Executive23 | $25.00 | 4/19/2011 5:33:29 PM |
thestartuplender | $50.00 | 4/19/2011 5:36:56 PM |
LordKinbote | $25.00 | 4/19/2011 5:27:16 PM |
american-investor | $25.00 | 4/19/2011 5:36:10 PM |
bountiful-durability | $50.00 | 4/19/2011 5:43:55 PM |
economy-producer | $25.00 | 4/19/2011 5:55:49 PM |
careful-moola3 | $100.00 | 4/19/2011 5:59:51 PM |
kanpur63 | $25.00 | 4/19/2011 6:11:50 PM |
careful-note | $25.00 | 4/19/2011 7:16:11 PM |
Mavrck88 | $50.00 | 4/19/2011 6:29:54 PM |
influential-cash7 | $25.00 | 4/19/2011 7:25:55 PM |
shrewd-income | $286.56 | 4/19/2011 6:41:54 PM |
forthright-trade | $25.00 | 4/19/2011 7:09:49 PM |
wampum-cocktail | $25.00 | 4/19/2011 7:15:47 PM |
supersarah61 | $25.00 | 4/19/2011 7:15:52 PM |
natural-greenback6 | $25.00 | 4/19/2011 9:41:01 PM |
LARRY4NY | $25.00 | 4/19/2011 7:21:54 PM |
fair-transparency1 | $138.66 | 4/20/2011 1:32:46 AM |
orderandprogress | $25.00 | 4/19/2011 10:21:00 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
501254
This series of Notes was issued and sold upon the funding of the borrower loan #48715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,767.11 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $360.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,342 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vibrant-payout5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to... personal use and credit card payments
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7000
Monthly expenses: $ 800
Housing: $ 1850
Insurance: $ 150
Car expenses: $ 200
Utilities: $ 200
Phone, cable, internet: $ 80
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
344k
281k
(Apr-08-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
dt_one | $25.00 | 4/7/2011 5:14:34 PM |
jdrez | $25.00 | 4/7/2011 5:24:00 PM |
Digs | $25.00 | 4/7/2011 8:33:06 PM |
Preteur | $25.00 | 4/7/2011 5:27:03 PM |
Zolton | $100.00 | 4/7/2011 5:30:55 PM |
golffish2 | $25.00 | 4/8/2011 4:09:16 AM |
selector568 | $50.00 | 4/9/2011 3:45:14 AM |
sharp-trade0 | $25.00 | 4/10/2011 2:52:35 PM |
yield-seeker | $25.00 | 4/11/2011 8:38:27 AM |
simplelender80 | $100.00 | 4/11/2011 6:27:54 PM |
Mariner3605 | $25.00 | 4/12/2011 8:07:08 AM |
SLN-10 | $25.00 | 4/12/2011 12:11:43 PM |
MasterJin | $25.00 | 4/14/2011 12:13:38 PM |
Weaverville | $50.00 | 4/14/2011 7:28:26 PM |
Tradesmanlender | $25.00 | 4/15/2011 6:46:49 AM |
imlosttoo | $25.00 | 4/15/2011 9:48:15 AM |
radforj22 | $25.00 | 4/15/2011 8:29:22 PM |
bid-czar8 | $50.00 | 4/17/2011 5:46:44 PM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:37 AM |
DreDub | $50.00 | 4/19/2011 10:19:01 AM |
loot-heart | $25.00 | 4/19/2011 12:30:27 PM |
investment-seeker7 | $38.39 | 4/19/2011 5:14:08 PM |
jcfung1 | $25.00 | 4/19/2011 5:29:14 PM |
Raven39 | $25.00 | 4/19/2011 5:34:39 PM |
liberty-injector | $50.00 | 4/19/2011 5:49:36 PM |
CA-Lender | $25.04 | 4/19/2011 6:11:40 PM |
best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:14 PM |
sharp-income2 | $25.00 | 4/19/2011 6:44:54 PM |
fantastic-wampum1 | $100.00 | 4/19/2011 7:07:03 PM |
DannyPhantom | $75.00 | 4/19/2011 8:55:27 PM |
goodhearted-basis4 | $25.00 | 4/19/2011 9:37:54 PM |
orderandprogress | $25.00 | 4/19/2011 10:21:29 PM |
GElender | $50.00 | 4/20/2011 6:00:46 AM |
wealth-renaissance5 | $25.00 | 4/20/2011 6:08:04 AM |
Dubbs360 | $100.00 | 4/20/2011 7:51:59 AM |
money-baron-roth-IRA | $150.00 | 4/20/2011 9:12:21 AM |
Print88 | $30.00 | 4/20/2011 7:43:06 AM |
dollardave | $100.00 | 4/20/2011 10:15:00 AM |
wild-orange | $25.00 | 4/20/2011 10:46:18 AM |
kellydawn | $50.00 | 4/20/2011 9:52:34 AM |
LordKinbote | $25.00 | 4/20/2011 9:20:47 AM |
ivy-league-MBA | $25.00 | 4/20/2011 9:38:09 AM |
reflective-rupee | $150.55 | 4/20/2011 10:18:11 AM |
SeminoleHoldings | $50.00 | 4/20/2011 12:48:30 PM |
Artist_Blue | $25.00 | 4/20/2011 1:10:03 PM |
five-star-justice | $25.00 | 4/20/2011 2:11:07 PM |
Chauncey_Gardener | $50.00 | 4/20/2011 4:00:02 PM |
rolandweary | $25.00 | 4/20/2011 4:00:05 PM |
handy-justice | $50.00 | 4/20/2011 3:59:27 PM |
Tlk2drew | $50.00 | 4/20/2011 4:20:06 PM |
Soxxes | $25.00 | 4/20/2011 4:25:36 PM |
moneyismyshot | $26.75 | 4/20/2011 5:58:32 PM |
irrelevant | $25.00 | 4/20/2011 6:06:59 PM |
justice-dna | $35.00 | 4/20/2011 6:08:51 PM |
nybanker85 | $50.00 | 4/20/2011 6:09:23 PM |
saga9 | $50.00 | 4/20/2011 6:35:29 PM |
palace2 | $400.00 | 4/20/2011 8:08:38 PM |
peer2peer-goodness | $25.00 | 4/20/2011 8:48:12 PM |
inventive-wealth2 | $25.00 | 4/20/2011 8:32:09 PM |
benefit-position | $25.00 | 4/20/2011 8:42:29 PM |
nest235 | $25.00 | 4/20/2011 6:20:39 PM |
Engineer44 | $25.00 | 4/20/2011 9:39:48 PM |
imdave4me | $25.25 | 4/21/2011 1:14:50 AM |
julijask | $50.00 | 4/21/2011 2:18:07 AM |
hons2000 | $25.00 | 4/21/2011 2:31:46 AM |
newest-camaraderi-fir | $50.00 | 4/20/2011 9:48:44 PM |
hanuman77 | $48.49 | 4/21/2011 2:32:49 AM |
Banker7371 | $25.00 | 4/21/2011 2:33:03 AM |
celkram | $25.00 | 4/20/2011 9:49:16 PM |
unrivaled-justice | $25.47 | 4/21/2011 2:40:05 AM |
jmb_lending | $200.00 | 4/20/2011 9:58:35 PM |
calm-deal7 | $25.00 | 4/21/2011 2:44:15 AM |
orange-dollar-guild | $25.00 | 4/21/2011 2:41:48 AM |
discrete-asset | $25.00 | 4/21/2011 2:45:16 AM |
sensible-fund | $50.00 | 4/21/2011 2:46:47 AM |
benjamins-utopia | $40.09 | 4/21/2011 2:57:42 AM |
TigerForce | $25.00 | 4/21/2011 3:04:45 AM |
basejump0 | $25.00 | 4/21/2011 3:09:33 AM |
PocketAces | $38.06 | 4/21/2011 2:03:36 AM |
acropiloterau2002 | $25.00 | 4/21/2011 2:17:59 AM |
hrubinst | $50.00 | 4/21/2011 2:32:03 AM |
Savings_EQ_Dignity | $29.26 | 4/21/2011 2:40:28 AM |
thrifty-return | $50.00 | 4/21/2011 2:42:15 AM |
nalaari | $25.00 | 4/21/2011 2:46:21 AM |
velocity-solo | $25.00 | 4/21/2011 2:47:45 AM |
UncleSteve3000 | $25.00 | 4/21/2011 7:19:20 AM |
zbfamwl | $25.00 | 4/21/2011 7:55:45 AM |
Hobson | $25.00 | 4/21/2011 7:29:47 AM |
studio3d | $25.00 | 4/21/2011 7:59:21 AM |
coolgenner | $25.00 | 4/21/2011 4:59:16 AM |
siesta100 | $50.00 | 4/21/2011 6:09:47 AM |
Doug1043 | $25.00 | 4/21/2011 9:35:09 AM |
buffalobills | $25.00 | 4/21/2011 9:36:43 AM |
maschinenbau | $25.00 | 4/21/2011 9:34:09 AM |
ersheido | $50.00 | 4/21/2011 10:12:30 AM |
WindyKid | $50.00 | 4/21/2011 9:34:19 AM |
tuffshorty | $50.00 | 4/21/2011 10:13:48 AM |
iolaire | $25.00 | 4/21/2011 1:24:50 PM |
LongTermCapital | $100.00 | 4/21/2011 11:45:42 AM |
boj2007 | $50.00 | 4/21/2011 2:29:17 PM |
Steveoo1 | $25.00 | 4/21/2011 12:35:58 PM |
subtle-revenue0 | $25.00 | 4/21/2011 12:36:25 PM |
gilbrear | $25.00 | 4/21/2011 3:50:55 PM |
Richmp412 | $25.00 | 4/21/2011 4:14:51 PM |
grampy48 | $25.00 | 4/21/2011 4:17:12 PM |
trident9 | $50.00 | 4/21/2011 4:17:23 PM |
fcukciti | $25.00 | 4/21/2011 4:17:54 PM |
dood2112 | $25.00 | 4/21/2011 4:18:24 PM |
MO_Investor | $25.00 | 4/21/2011 2:28:56 PM |
power-bluebird2 | $50.00 | 4/21/2011 4:29:55 PM |
Lam0nt | $25.00 | 4/21/2011 4:14:48 PM |
julijask | $50.00 | 4/21/2011 4:17:21 PM |
careful-moola3 | $100.00 | 4/21/2011 4:18:09 PM |
JKEnterprises | $25.00 | 4/21/2011 4:15:06 PM |
catterpillar | $50.00 | 4/21/2011 4:17:00 PM |
Marathoner | $25.00 | 4/21/2011 4:17:38 PM |
mistertao | $25.00 | 4/21/2011 4:18:55 PM |
balance2 | $25.00 | 4/21/2011 4:49:11 PM |
atbright | $25.00 | 4/7/2011 5:31:18 PM |
BxRealtor | $25.00 | 4/7/2011 5:31:51 PM |
PRGuyinVA | $50.00 | 4/7/2011 5:23:49 PM |
helpinghand63 | $50.00 | 4/7/2011 5:26:55 PM |
Pasagam | $50.00 | 4/7/2011 5:58:51 PM |
Toby1montana | $75.00 | 4/7/2011 9:00:09 PM |
magnetic-dedication3 | $25.00 | 4/7/2011 6:23:51 PM |
reflective-rupee | $44.44 | 4/7/2011 8:26:25 PM |
chestnut4 | $25.00 | 4/8/2011 5:01:51 AM |
efficient-treasure0 | $25.00 | 4/8/2011 8:30:25 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:00 PM |
Bank_Of_XL | $100.00 | 4/10/2011 12:16:09 PM |
patriot897 | $25.00 | 4/10/2011 6:56:58 PM |
commerce-yeller | $50.00 | 4/11/2011 8:22:01 PM |
ingenious-deal6 | $25.00 | 4/12/2011 11:38:10 AM |
bold-durability-drum | $50.00 | 4/12/2011 2:45:43 PM |
enthralling-deal180 | $50.00 | 4/13/2011 5:48:05 AM |
worthy-bid8 | $50.00 | 4/14/2011 6:14:11 AM |
Alpha-AssistU | $25.00 | 4/15/2011 8:52:33 AM |
ursus | $100.00 | 4/18/2011 8:59:10 AM |
gnar | $25.00 | 4/19/2011 8:18:56 AM |
paymentologist | $50.00 | 4/19/2011 9:26:35 AM |
philgreen | $50.00 | 4/19/2011 10:24:58 AM |
kenji4861 | $25.00 | 4/19/2011 1:16:22 PM |
treasure-kazoo | $50.00 | 4/19/2011 5:37:47 PM |
SiebirdLending | $25.00 | 4/19/2011 5:52:49 PM |
balanced-rupee | $50.00 | 4/19/2011 6:29:26 PM |
VAGweilo | $25.00 | 4/19/2011 7:04:27 PM |
jybank | $50.00 | 4/19/2011 11:36:42 PM |
natural-greenback6 | $25.00 | 4/19/2011 9:31:38 PM |
sonnet771 | $50.00 | 4/20/2011 12:49:37 AM |
wwwUniversal | $25.00 | 4/20/2011 2:21:36 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:31:24 AM |
jazzlender | $25.00 | 4/20/2011 9:24:38 AM |
melodious-fairness | $50.00 | 4/20/2011 12:44:16 PM |
williemc44 | $25.00 | 4/20/2011 12:24:58 PM |
108lender | $100.00 | 4/20/2011 12:26:27 PM |
point-kitten6 | $100.00 | 4/20/2011 11:23:00 AM |
Hondo | $25.00 | 4/20/2011 1:20:51 PM |
laughmotel | $25.00 | 4/20/2011 1:24:49 PM |
cymbal097 | $25.00 | 4/20/2011 1:48:45 PM |
kublai | $50.00 | 4/20/2011 2:06:30 PM |
Ripsaw4U | $50.00 | 4/20/2011 2:12:39 PM |
superb-funds335 | $25.00 | 4/20/2011 1:10:52 PM |
Ocean713 | $50.00 | 4/20/2011 3:25:07 PM |
Rinastiti | $50.00 | 4/20/2011 3:26:12 PM |
pacheco | $300.00 | 4/20/2011 3:34:24 PM |
income-awakening6 | $25.00 | 4/20/2011 4:28:59 PM |
OmahaGuy | $100.00 | 4/20/2011 7:04:03 PM |
midde551 | $25.00 | 4/20/2011 6:54:29 PM |
wtrboy | $50.00 | 4/20/2011 10:14:58 PM |
richboy56 | $25.00 | 4/20/2011 7:34:43 PM |
durability-mad-scientist4 | $50.00 | 4/20/2011 7:55:56 PM |
rmachi | $25.00 | 4/21/2011 1:41:19 AM |
Sol_Invictus | $25.00 | 4/20/2011 7:56:15 PM |
kscc183 | $25.00 | 4/21/2011 1:57:58 AM |
IIP77 | $25.00 | 4/21/2011 2:01:36 AM |
E_G | $30.16 | 4/21/2011 2:14:29 AM |
lostontheedge | $25.00 | 4/21/2011 2:16:19 AM |
meenan | $35.56 | 4/21/2011 2:17:23 AM |
agiovasil | $25.00 | 4/21/2011 2:29:14 AM |
harty | $36.04 | 4/21/2011 2:32:16 AM |
visionary-community | $25.00 | 4/21/2011 2:43:11 AM |
authentic-liberty7 | $25.00 | 4/21/2011 2:45:05 AM |
gold-sushi | $25.00 | 4/21/2011 2:42:39 AM |
green-tree-shake | $28.67 | 4/21/2011 2:45:28 AM |
ttnk62918 | $25.00 | 4/21/2011 2:45:57 AM |
LMPjr007 | $35.05 | 4/21/2011 3:58:22 AM |
Cluvnupe06 | $25.51 | 4/21/2011 2:15:49 AM |
the-skillful-value | $25.00 | 4/21/2011 2:40:01 AM |
stylish-transaction | $25.00 | 4/21/2011 2:40:33 AM |
UT-Longhorn | $25.00 | 4/21/2011 2:42:27 AM |
cymbal097 | $25.00 | 4/21/2011 4:29:13 AM |
agile-loan0 | $25.00 | 4/21/2011 9:34:15 AM |
breadbroker | $25.00 | 4/21/2011 9:37:39 AM |
CPAMAN | $25.00 | 4/21/2011 7:49:26 AM |
Tazeme | $25.00 | 4/21/2011 9:35:02 AM |
loyalist1 | $250.00 | 4/21/2011 7:57:17 AM |
best-lean-yield | $50.00 | 4/21/2011 9:35:32 AM |
a-tranquil-liberty | $25.00 | 4/21/2011 9:36:04 AM |
justice-cub5 | $100.00 | 4/21/2011 10:19:08 AM |
rhodylend | $25.00 | 4/21/2011 9:31:17 AM |
revenue-officer36 | $100.00 | 4/21/2011 9:34:54 AM |
durable-investment8 | $40.12 | 4/21/2011 9:56:49 AM |
gold-disk | $50.00 | 4/21/2011 1:33:28 PM |
aasx1108 | $25.00 | 4/21/2011 1:57:49 PM |
Adam_00 | $25.00 | 4/21/2011 2:05:36 PM |
five-star-note | $50.00 | 4/21/2011 11:14:33 AM |
wellsfrugal | $50.00 | 4/21/2011 11:24:15 AM |
Mindful7 | $25.00 | 4/21/2011 11:58:01 AM |
6moonbeams | $50.00 | 4/21/2011 4:17:07 PM |
market-assembler | $50.00 | 4/21/2011 4:17:26 PM |
teejay411 | $100.00 | 4/21/2011 3:15:55 PM |
vegaslender88 | $50.00 | 4/21/2011 4:19:32 PM |
suges | $25.00 | 4/21/2011 4:15:23 PM |
upbeat-finance8 | $25.00 | 4/21/2011 4:29:21 PM |
syounker | $25.00 | 4/21/2011 4:14:55 PM |
riproaringrapids | $25.00 | 4/21/2011 4:15:28 PM |
vibraphone3 | $50.00 | 4/21/2011 4:17:04 PM |
contract-victor5 | $50.00 | 4/21/2011 4:17:48 PM |
steady-penny1 | $30.00 | 4/21/2011 4:50:24 PM |
EarlyRiser | $149.21 | 4/21/2011 4:31:16 PM |
220 Investments
|
Borrower Payment Dependent Notes Series
501389
This series of Notes was issued and sold upon the funding of the borrower loan #48756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $465 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-equilibrium2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
borrower
Purpose of loan:
This loan will be used to...pay off another loan, pay for work on car
My financial situation: okay, but another loan interest rate is to high
I am a good candidate for this loan because...I do not have any bills other than normal gas&electric, home owers, car ins.
Monthly net income: $3,000
Monthly expenses: $1,700 est., not the same each month
Housing: $1147.73
Insurance: $36.36
Car expenses: $0
Utilities: $30.00 various up to $56 depending on weather
Phone, cable, internet: $146.00
Food, entertainment: $200 varies w/coupons
Clothing, household expenses: $50-$80 depends on what is need
Credit cards and other loans: $20.00
Other expenses: $ car ins. 56.00 for 4 months not every month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 4/8/2011 5:03:26 PM |
tech310 | $50.00 | 4/8/2011 5:50:28 PM |
Comoparklender | $50.00 | 4/8/2011 11:02:13 PM |
MarvintheMartian | $25.00 | 4/9/2011 5:36:18 AM |
blitzen40 | $25.00 | 4/9/2011 8:37:45 AM |
Kash2010lu | $25.00 | 4/10/2011 2:59:47 PM |
SLN-10 | $25.00 | 4/12/2011 12:11:53 PM |
mt3209 | $25.00 | 4/14/2011 12:51:52 PM |
kingbob | $25.00 | 4/15/2011 7:30:02 AM |
money-baron-roth-IRA | $150.00 | 4/17/2011 3:09:36 PM |
StarshineXL | $200.00 | 4/19/2011 11:24:25 AM |
daekpon | $25.00 | 4/20/2011 3:42:00 PM |
Whipster | $25.00 | 4/20/2011 5:28:48 PM |
2grindstones | $28.00 | 4/20/2011 5:34:03 PM |
loss-of-control | $100.00 | 4/20/2011 5:13:05 PM |
goodhearted-finance2 | $25.00 | 4/20/2011 6:06:13 PM |
rmbot | $75.00 | 4/20/2011 6:09:27 PM |
platinum-goat4 | $35.07 | 4/20/2011 6:39:08 PM |
autonomous-truth | $50.00 | 4/20/2011 5:53:05 PM |
competent-p2p | $25.00 | 4/20/2011 7:57:15 PM |
inventive-wealth2 | $25.00 | 4/20/2011 8:32:53 PM |
shooterjt | $25.00 | 4/20/2011 9:02:57 PM |
Jon8403 | $25.00 | 4/20/2011 9:41:10 PM |
jmb_lending | $50.00 | 4/20/2011 10:03:08 PM |
trade-defender | $25.00 | 4/20/2011 10:59:50 PM |
gizmo65 | $30.44 | 4/21/2011 4:22:52 AM |
zone6 | $100.00 | 4/21/2011 5:10:26 AM |
investment-habanero8 | $100.00 | 4/21/2011 5:15:13 AM |
principal-laser | $55.29 | 4/21/2011 4:21:27 AM |
enthusiastic-ore5 | $50.00 | 4/21/2011 1:35:37 PM |
LuvToLend | $25.00 | 4/21/2011 2:54:16 PM |
IASKGOD | $25.00 | 4/21/2011 4:55:45 PM |
1randyp | $200.00 | 4/22/2011 3:24:04 AM |
periko | $25.00 | 4/22/2011 10:54:40 AM |
deal-marauder6 | $50.00 | 4/22/2011 12:41:23 PM |
reflective-rupee | $222.22 | 4/8/2011 5:17:57 PM |
SolarMoonshine | $25.00 | 4/8/2011 6:05:17 PM |
CaptainCrunch | $25.00 | 4/8/2011 5:47:25 PM |
JustMee | $25.00 | 4/8/2011 9:30:09 PM |
gain-gourd | $67.81 | 4/9/2011 4:07:03 AM |
nowits10 | $38.62 | 4/9/2011 4:57:04 AM |
restless-dime | $50.00 | 4/9/2011 6:20:18 AM |
transformer855 | $25.00 | 4/9/2011 8:28:03 AM |
Weaverville | $25.00 | 4/14/2011 7:39:17 PM |
engaging-worth | $25.00 | 4/20/2011 5:13:30 PM |
reflective-rupee | $300.55 | 4/20/2011 4:53:11 PM |
money-fort | $25.00 | 4/20/2011 5:34:10 PM |
Kqwik | $25.00 | 4/20/2011 5:45:21 PM |
CA-Lender | $50.04 | 4/20/2011 6:04:26 PM |
bessbird | $259.14 | 4/20/2011 5:38:10 PM |
droopie1 | $25.00 | 4/20/2011 6:22:08 PM |
340 | $25.00 | 4/20/2011 6:40:00 PM |
Rogelio48 | $25.00 | 4/20/2011 7:34:17 PM |
randsenterprise | $25.00 | 4/20/2011 7:38:43 PM |
dudebrah | $25.00 | 4/20/2011 5:54:55 PM |
sunny-justice9 | $25.00 | 4/20/2011 8:45:08 PM |
VJ_Financial | $50.00 | 4/20/2011 7:42:13 PM |
market-happiness7 | $25.00 | 4/21/2011 12:55:42 AM |
neutrino6 | $25.00 | 4/20/2011 9:44:48 PM |
market-pudding | $25.00 | 4/21/2011 4:28:12 AM |
Bill88 | $25.00 | 4/21/2011 8:29:58 AM |
eboomer2611 | $25.00 | 4/21/2011 11:18:10 AM |
SDD123 | $25.00 | 4/21/2011 2:41:43 PM |
circle | $127.70 | 4/21/2011 10:55:40 PM |
Bob450 | $25.00 | 4/21/2011 10:19:45 PM |
buffalobills | $25.00 | 4/22/2011 7:37:17 AM |
nodebt2012 | $25.00 | 4/22/2011 7:52:02 AM |
keeper24 | $25.00 | 4/22/2011 8:33:17 AM |
s270 | $25.00 | 4/22/2011 8:42:46 AM |
lotuss4 | $50.00 | 4/22/2011 9:15:30 AM |
circustab | $50.00 | 4/22/2011 11:13:15 AM |
RMI_Babylon | $25.00 | 4/22/2011 10:45:44 AM |
busytosucceed | $50.00 | 4/22/2011 11:26:29 AM |
bnoble09 | $26.65 | 4/22/2011 1:06:50 PM |
anton | $198.00 | 4/22/2011 1:18:44 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
501519
This series of Notes was issued and sold upon the funding of the borrower loan #48732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 38% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,190 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| cindylouhome |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sioux Falls
Purpose of loan: debt consolidation
This loan will be used to...pay credit cards
My financial situation: stable
I am a good candidate for this loan because...employed full time
Monthly net income: $2400 employer / $900 rental income
Monthly expenses:
Housing: $1098
Insurance: $50
Car expenses: $270
Utilities: $300
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $535
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
suave-dime6 | $25.00 | 4/10/2011 12:03:42 PM |
simplelender80 | $150.00 | 4/10/2011 12:04:53 PM |
lendstats_com | $200.00 | 4/10/2011 1:33:12 PM |
nerdfactor | $25.00 | 4/10/2011 10:40:31 PM |
direct-asset | $25.00 | 4/11/2011 7:38:29 AM |
careful-moola3 | $100.00 | 4/11/2011 3:34:32 PM |
thankful-nickel2 | $25.00 | 4/11/2011 2:54:43 PM |
Kash2010lu | $25.00 | 4/12/2011 10:49:14 PM |
Rulea72 | $33.76 | 4/13/2011 7:42:46 AM |
thelovebug | $100.00 | 4/14/2011 1:11:25 PM |
Weaverville | $25.00 | 4/14/2011 7:31:32 PM |
upbeat-finance8 | $25.00 | 4/15/2011 6:02:02 PM |
mercuriant | $25.00 | 4/16/2011 8:30:39 AM |
StarshineXL | $200.00 | 4/16/2011 11:30:48 AM |
Bob450 | $25.00 | 4/17/2011 10:16:18 AM |
ursus | $50.00 | 4/18/2011 8:48:10 AM |
fireferd | $35.00 | 4/18/2011 9:40:15 PM |
jjswanso | $50.00 | 4/19/2011 5:40:13 AM |
asiaratt | $50.00 | 4/19/2011 4:16:13 AM |
umfan123 | $25.00 | 4/19/2011 6:05:23 AM |
Gibbyland | $100.00 | 4/19/2011 8:06:49 AM |
sfmf | $40.00 | 4/19/2011 10:00:04 AM |
shrewd-income | $25.00 | 4/19/2011 6:40:43 PM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:26 PM |
red-power-pecan | $50.00 | 4/21/2011 2:51:29 AM |
Frankk2 | $35.00 | 4/21/2011 5:18:49 PM |
palace2 | $100.00 | 4/21/2011 5:27:04 PM |
1randyp | $200.00 | 4/22/2011 3:21:42 AM |
greenback-guard | $25.00 | 4/22/2011 4:00:49 AM |
duty-monger | $50.00 | 4/22/2011 6:51:54 AM |
love-interest | $25.00 | 4/22/2011 7:37:10 AM |
helpwithoutbanks | $25.00 | 4/22/2011 9:40:15 AM |
scrappy-diversification7 | $2,000.00 | 4/10/2011 12:07:20 PM |
ingenious-deal6 | $25.00 | 4/10/2011 12:07:46 PM |
fantastic-wampum1 | $100.00 | 4/10/2011 12:11:50 PM |
diplomatic-wealth7 | $25.00 | 4/10/2011 12:14:31 PM |
reflective-rupee | $25.44 | 4/10/2011 12:19:09 PM |
loanman2007 | $100.00 | 4/11/2011 4:45:14 AM |
value-allocator1 | $100.00 | 4/14/2011 4:44:19 PM |
responsible-worth113 | $30.00 | 4/15/2011 3:40:20 PM |
Jack55304 | $185.00 | 4/17/2011 5:33:03 AM |
GrowthAspirations | $25.00 | 4/18/2011 9:38:58 PM |
birddogsb | $50.00 | 4/19/2011 5:20:45 AM |
credit-sycamore4 | $50.00 | 4/19/2011 10:25:09 PM |
Reddy_Capital | $25.00 | 4/20/2011 10:00:28 AM |
Peacepower | $25.00 | 4/20/2011 5:13:11 PM |
sunny-justice9 | $25.00 | 4/20/2011 9:00:41 PM |
patriot897 | $25.00 | 4/20/2011 11:39:34 PM |
top-historic-peso | $25.00 | 4/20/2011 9:16:52 PM |
the-silver-blaster | $50.00 | 4/21/2011 5:15:58 PM |
Gandalf0001 | $25.00 | 4/21/2011 6:48:54 PM |
OSERENKUKU | $25.08 | 4/21/2011 6:39:47 PM |
Easystreet | $25.00 | 4/22/2011 3:21:11 AM |
KarlMarx | $25.00 | 4/22/2011 3:30:12 AM |
revenue-circuit1 | $25.00 | 4/22/2011 6:31:34 AM |
EarlyRiser | $25.74 | 4/22/2011 10:04:27 AM |
fair-transparency1 | $39.98 | 4/22/2011 10:33:56 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
503191
This series of Notes was issued and sold upon the funding of the borrower loan #48753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 34% |
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,443 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| rozebudd2218 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,300.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2008)
|
Principal balance:
| $737.73 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Debt Cosolidation Part 2
This loan will be used to consolidate some of my debt incurred during my wifes unemployment.
My financial situation is better than when I 1st received a Prosper loan which I beleive makes me an ideal candidate.
I
My history of repayment is impeccable.
Monthly net income: $3400
Monthly expenses: $
Housing: $800
Insurance: $105
Utilities: $140-180
Phone, cable, internet: $150
Clothing, household expenses/food shopping: $300-400
Credit cards and other loans: $450
Other expenses: $200
These expenses per month including the recent birth of my son have made things tight.
The loan will allow me to knock out the credit cards & combined with some disciplined spending, reduce my total debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 4/20/2011 9:06:34 AM |
investment-artist | $25.01 | 4/20/2011 9:09:09 AM |
Invest4kids | $35.00 | 4/20/2011 9:20:07 AM |
ASR3 | $50.00 | 4/20/2011 9:22:21 AM |
suave-dime6 | $25.00 | 4/20/2011 9:08:32 AM |
ryclsun | $50.00 | 4/20/2011 9:20:02 AM |
fcb202 | $50.00 | 4/20/2011 9:20:40 AM |
money-baron-roth-IRA | $100.00 | 4/20/2011 9:05:14 AM |
reflective-rupee | $500.44 | 4/20/2011 10:16:12 AM |
golffish2 | $50.00 | 4/20/2011 9:18:59 AM |
kindness-hickory5 | $50.00 | 4/20/2011 9:20:14 AM |
keeminn | $50.00 | 4/20/2011 10:15:12 AM |
camaraderi-popcorn | $50.00 | 4/20/2011 9:35:22 AM |
lendstats_com | $428.44 | 4/20/2011 9:55:53 AM |
iolaire | $25.00 | 4/20/2011 10:10:17 AM |
flwah | $25.00 | 4/20/2011 1:06:05 PM |
Kash2010lu | $25.00 | 4/20/2011 10:50:08 AM |
money-baron-roth-IRA | $200.00 | 4/20/2011 11:59:03 AM |
cbivitz | $150.00 | 4/20/2011 1:27:02 PM |
DasMula | $57.00 | 4/20/2011 2:29:56 PM |
Moe87 | $25.81 | 4/20/2011 2:48:16 PM |
brightest-dignified-penny | $30.00 | 4/20/2011 4:34:38 PM |
Artist_Blue | $25.00 | 4/20/2011 3:58:21 PM |
barefootpaul | $25.00 | 4/20/2011 4:59:44 PM |
value-allocator1 | $100.00 | 4/20/2011 5:10:05 PM |
larryboy10 | $50.00 | 4/20/2011 6:45:05 PM |
MilitaryLoans | $1,780.86 | 4/20/2011 7:48:03 PM |
bav280 | $50.00 | 4/20/2011 8:33:36 PM |
StarshineXL | $750.00 | 4/20/2011 11:45:03 PM |
grampy48 | $53.53 | 4/21/2011 3:25:15 AM |
jcw3rd | $25.00 | 4/21/2011 4:23:12 AM |
ohmarkybaby | $48.03 | 4/21/2011 4:49:01 AM |
grnii78 | $34.10 | 4/21/2011 2:12:32 AM |
rich329 | $25.00 | 4/21/2011 7:13:29 AM |
eretro | $28.26 | 4/21/2011 7:47:28 AM |
green-transaction-charmer | $30.00 | 4/21/2011 8:34:18 AM |
dough-hammock | $2.89 | 4/21/2011 9:19:07 AM |
jedi8 | $25.00 | 4/21/2011 7:31:06 AM |
Bob450 | $25.00 | 4/21/2011 8:42:59 AM |
diplomatic-wealth7 | $25.00 | 4/20/2011 9:10:01 AM |
power-bluebird2 | $100.00 | 4/20/2011 9:20:35 AM |
OldManP | $25.00 | 4/20/2011 9:07:32 AM |
credit-guard5 | $25.00 | 4/20/2011 9:08:54 AM |
purpledog18 | $50.00 | 4/20/2011 9:19:54 AM |
NekHoldings | $25.00 | 4/20/2011 9:25:03 AM |
cbivitz | $25.00 | 4/20/2011 9:05:36 AM |
2grindstones | $35.00 | 4/20/2011 10:00:12 AM |
ErvLending | $25.00 | 4/20/2011 9:11:11 AM |
lagnisiruk | $25.00 | 4/20/2011 9:20:17 AM |
tolerant-dinero2 | $50.00 | 4/20/2011 10:49:18 AM |
credit-missile | $75.00 | 4/20/2011 9:34:31 AM |
leverage-trident | $25.00 | 4/20/2011 10:15:13 AM |
87Marc | $25.00 | 4/20/2011 10:15:42 AM |
lendstats_com | $200.00 | 4/20/2011 11:59:16 AM |
kulender | $50.00 | 4/20/2011 4:14:12 PM |
Feyenoord | $25.00 | 4/20/2011 3:58:45 PM |
Mikale360 | $50.00 | 4/20/2011 4:53:45 PM |
ThisGuyIKnow | $25.00 | 4/20/2011 4:59:29 PM |
thankful-nickel2 | $50.00 | 4/20/2011 5:45:31 PM |
Reddy_Capital | $25.00 | 4/20/2011 5:51:01 PM |
credit-missile | $25.00 | 4/20/2011 8:43:16 PM |
sunny-justice9 | $25.00 | 4/20/2011 9:07:05 PM |
intrepid-loot | $25.00 | 4/20/2011 10:27:59 PM |
riveting-credit5 | $148.75 | 4/21/2011 12:28:02 AM |
hookUup | $26.71 | 4/21/2011 2:52:00 AM |
bughead | $25.00 | 4/21/2011 3:21:37 AM |
golffish2 | $50.00 | 4/21/2011 4:18:09 AM |
ronin4sale | $25.00 | 4/21/2011 4:39:02 AM |
unassuming-market7 | $44.41 | 4/21/2011 4:47:53 AM |
MilitaryLoans | $157.94 | 4/21/2011 5:42:15 AM |
Leshan | $247.38 | 4/21/2011 5:38:48 AM |
benefit-position | $25.00 | 4/21/2011 6:15:41 AM |
EretzCapital | $25.44 | 4/21/2011 8:08:43 AM |
loanman2007 | $250.00 | 4/21/2011 4:51:44 AM |
money-fort | $30.00 | 4/21/2011 8:57:05 AM |
dough-hammock | $25.00 | 4/21/2011 9:18:20 AM |
shrewd-income | $200.00 | 4/21/2011 7:29:33 AM |
buffalobills | $25.00 | 4/21/2011 7:53:54 AM |
Brown98 | $25.00 | 4/21/2011 8:21:50 AM |
Bill88 | $30.00 | 4/21/2011 8:32:01 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
493207
This series of Notes was issued and sold upon the funding of the borrower loan #48750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 43% |
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,732 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| drake1156 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
540-559
(Jul-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
I owe the IRS more than I expected
Purpose of loan:
I need this money to pay my 2010 taxes quickly. Last year I took on a second job to help me pay my debts down faster, but while doing my taxes I discovered that I forgot to have extra money withheld and now I owe the IRS more than I can pay right away.
My financial situation:
I'm on track to be completely debt free in about 2 years. My debt built up after I lost my job years ago and spent a long time either unemployed or under-employed. I have cut my expenses and use whatever is left after paying my obligations to make extra payments or build up my emergency savings.
The only instances where I?ve paid a bill late were when my automatic payments stopped without notice. This will be my second loan through Prosper.
Monthly net income: $1800
Housing: $300
Insurance: $70
Car expenses: $230
Food, entertainment: $100
Credit cards and other loans: $500
----------------------
Total: $1200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rustysailor | $25.00 | 4/19/2011 9:10:40 AM |
Kash2010lu | $25.00 | 4/19/2011 10:34:50 AM |
reflective-rupee | $222.22 | 4/19/2011 12:09:42 PM |
NekHoldings | $25.00 | 4/19/2011 12:02:40 PM |
dudebrah | $25.00 | 4/19/2011 2:22:15 PM |
marinbb | $100.00 | 4/19/2011 5:19:54 PM |
Rob717171 | $50.00 | 4/19/2011 5:59:37 PM |
money-fort | $25.00 | 4/19/2011 6:17:49 PM |
greencat | $50.00 | 4/20/2011 7:20:52 AM |
2grindstones | $25.00 | 4/20/2011 9:42:26 AM |
Slapshot | $116.97 | 4/21/2011 1:46:44 AM |
brondero | $66.00 | 4/21/2011 3:36:33 AM |
systematic-fairness1 | $40.78 | 4/21/2011 7:28:09 PM |
Free-the-usa-1776 | $56.19 | 4/21/2011 11:12:17 PM |
1randyp | $200.00 | 4/22/2011 3:29:10 AM |
s_man1 | $36.16 | 4/22/2011 5:13:26 AM |
Cliffie83 | $50.00 | 4/22/2011 5:23:58 AM |
yield-lion2 | $25.00 | 4/22/2011 4:00:00 AM |
snm2001 | $25.00 | 4/22/2011 5:55:07 AM |
Ubiquinone | $35.00 | 4/19/2011 2:33:11 PM |
competent-p2p | $35.00 | 4/19/2011 5:43:17 PM |
thankful-nickel2 | $25.00 | 4/19/2011 5:45:39 PM |
Amber_Stone | $25.00 | 4/19/2011 9:40:31 PM |
fabulous-community4 | $25.00 | 4/20/2011 2:29:56 AM |
ronin4sale | $25.00 | 4/20/2011 4:57:34 AM |
iolaire | $25.00 | 4/20/2011 10:10:42 AM |
wise-repayment-seeker | $25.00 | 4/20/2011 10:36:22 AM |
JustMee | $25.00 | 4/20/2011 9:04:28 PM |
Mikale360 | $25.00 | 4/21/2011 6:19:42 AM |
Bob450 | $25.00 | 4/21/2011 8:42:54 AM |
Bill88 | $25.00 | 4/21/2011 8:33:46 AM |
five-star-note | $100.00 | 4/21/2011 11:07:08 AM |
hellasow | $25.00 | 4/21/2011 12:31:43 PM |
outofoffice | $75.00 | 4/21/2011 1:24:26 PM |
first-serene-credit | $25.00 | 4/21/2011 1:55:29 PM |
ultimate-power2 | $30.00 | 4/21/2011 4:28:51 PM |
IASKGOD | $25.00 | 4/21/2011 5:18:21 PM |
wild-orange | $50.00 | 4/22/2011 1:39:39 AM |
sadhikari | $25.00 | 4/21/2011 11:05:16 PM |
klend4 | $25.00 | 4/22/2011 4:03:45 AM |
crazyinjun | $25.00 | 4/22/2011 7:55:34 AM |
MoneyForNothing | $11.68 | 4/22/2011 9:08:22 AM |
shrewd-income | $50.00 | 4/22/2011 8:30:35 AM |
Champ3295 | $25.00 | 4/22/2011 9:08:11 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
494319
This series of Notes was issued and sold upon the funding of the borrower loan #48744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $306.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,606 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| George13 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Roof Replacement
Purpose of loan:
This loan will be used to Replace our Roof sooner than we had expected. Taking out this loan will help us keep a comfortable portion of cash in our savings for emergencies while we pay this off over time.
My financial situation:
I am a good candidate for this loan because I pay all my debts on time and meet my committments as demonstrated by my credit score. Though I have budgeted for this loan and will have no problem making payments, I have several options to pay this monthly loan payment if other emergencies, including tapping into savings or reducing monthly savings contribution (currently $1600.00). I'm also looking forward to making final car payment in August to open up $600 per month and a monthly pay raise in May about equal to this loan payment.
Thanks for helping me out.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$25.08.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
availableloan | $25.00 | 4/14/2011 9:01:44 AM |
logical-reward8 | $25.00 | 4/14/2011 9:02:22 AM |
meux99 | $25.00 | 4/14/2011 9:18:58 AM |
subtle-revenue0 | $25.00 | 4/14/2011 9:22:04 AM |
serene-truth2 | $50.00 | 4/14/2011 9:03:53 AM |
minista | $25.00 | 4/14/2011 9:04:56 AM |
DukSerduk | $25.00 | 4/14/2011 9:02:13 AM |
reflective-rupee | $500.44 | 4/14/2011 11:34:39 AM |
astute-fairness0 | $25.00 | 4/14/2011 6:18:48 PM |
Dollars4Rent | $50.00 | 4/15/2011 6:09:52 AM |
shrewd-asset | $50.00 | 4/16/2011 7:55:48 AM |
bkb7484 | $25.00 | 4/16/2011 3:37:41 PM |
fcrick | $25.00 | 4/16/2011 5:05:10 PM |
bill-appraiser7 | $25.00 | 4/18/2011 4:55:14 PM |
axl163 | $25.00 | 4/19/2011 8:24:31 AM |
balanced-rupee | $50.00 | 4/19/2011 6:44:26 PM |
Theodon | $25.00 | 4/19/2011 7:15:50 PM |
currency-persimmon | $100.00 | 4/19/2011 9:43:51 PM |
p40thawk | $50.00 | 4/20/2011 3:21:45 PM |
worthy-value1 | $50.00 | 4/20/2011 4:17:55 PM |
lenderrn | $25.00 | 4/20/2011 8:35:55 PM |
inphri | $4,514.00 | 4/21/2011 7:16:43 AM |
jedi8 | $50.00 | 4/21/2011 7:33:39 AM |
gothampark | $25.00 | 4/21/2011 10:16:27 AM |
purposeful-pound5 | $25.00 | 4/21/2011 12:03:32 PM |
kyomoon | $50.00 | 4/21/2011 12:36:22 PM |
saahilld | $25.00 | 4/21/2011 12:50:19 PM |
thankful-nickel2 | $50.00 | 4/21/2011 4:34:59 PM |
gpuck | $25.00 | 4/21/2011 5:47:26 PM |
authoritative-capital | $48.59 | 4/22/2011 7:19:34 AM |
bvzm | $50.00 | 4/22/2011 6:47:22 AM |
najmn103 | $25.00 | 4/22/2011 7:09:20 AM |
YellowJacket | $25.00 | 4/22/2011 9:40:56 AM |
circustab | $50.00 | 4/22/2011 11:14:26 AM |
anton | $1,785.00 | 4/22/2011 11:37:47 AM |
indomitable-coin | $50.00 | 4/14/2011 9:03:46 AM |
worthy-bid8 | $100.00 | 4/14/2011 9:18:56 AM |
commerce-yeller | $50.00 | 4/14/2011 9:02:46 AM |
dtrain5 | $25.00 | 4/14/2011 9:02:50 AM |
cashhelp | $60.00 | 4/14/2011 9:03:32 AM |
blot44 | $50.00 | 4/14/2011 9:04:35 AM |
MrDavid | $50.00 | 4/14/2011 9:02:39 AM |
ore-genius2 | $100.00 | 4/14/2011 9:05:07 AM |
kenji4861 | $25.00 | 4/14/2011 9:26:37 AM |
MasterJin | $25.00 | 4/14/2011 12:07:19 PM |
SolarMoonshine | $50.00 | 4/14/2011 3:43:36 PM |
restless-balance9 | $50.00 | 4/15/2011 4:51:45 AM |
JJ9876 | $50.00 | 4/15/2011 10:05:12 AM |
JGuide | $25.08 | 4/15/2011 8:12:44 PM |
nosualcneas | $25.00 | 4/16/2011 3:55:08 PM |
Havana21 | $200.00 | 4/16/2011 2:40:17 PM |
Weaverville | $100.00 | 4/16/2011 4:49:19 PM |
preciouschild | $50.00 | 4/17/2011 11:36:40 PM |
RandyL3 | $25.00 | 4/18/2011 4:55:44 PM |
sparky1129 | $50.00 | 4/18/2011 4:55:30 PM |
jeffpac | $50.00 | 4/19/2011 7:05:19 AM |
compoundinterest | $50.00 | 4/19/2011 8:04:48 AM |
damage | $25.00 | 4/19/2011 8:25:42 AM |
Chosen-one | $25.00 | 4/19/2011 12:22:13 PM |
Oak-Parker | $25.00 | 4/20/2011 3:41:12 PM |
useful-currency | $25.00 | 4/20/2011 4:00:53 PM |
ytjameslee | $50.00 | 4/20/2011 5:54:37 PM |
Octamer | $25.00 | 4/20/2011 8:32:09 PM |
zorg77 | $25.00 | 4/21/2011 5:39:45 AM |
indianoven | $50.00 | 4/21/2011 11:24:02 AM |
payment-pursuit3 | $50.00 | 4/21/2011 12:37:01 PM |
srgriff | $25.00 | 4/21/2011 12:37:25 PM |
r48 | $25.00 | 4/21/2011 5:18:39 PM |
beachfunder | $50.00 | 4/21/2011 6:33:32 PM |
Carpetkid | $50.00 | 4/21/2011 5:56:49 PM |
love-interest | $25.00 | 4/22/2011 8:03:05 AM |
najmn103 | $25.00 | 4/22/2011 7:08:21 AM |
crazyinjun | $30.00 | 4/22/2011 7:54:53 AM |
Darrkblu | $25.00 | 4/22/2011 9:34:44 AM |
Huck007 | $39.62 | 4/22/2011 10:51:49 AM |
Sneezie | $100.00 | 4/22/2011 10:21:15 AM |
wwwUniversal | $25.00 | 4/22/2011 10:26:13 AM |
busytosucceed | $50.00 | 4/22/2011 11:27:47 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
497263
This series of Notes was issued and sold upon the funding of the borrower loan #48729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.11% |
Monthly payment:
| $229.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.83% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,493 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensational-penny |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2010)
720-739
(Feb-2010)
|
Principal balance:
| $2,866.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to purchase a car needed for work.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and I have never failed to pay back a loan.
Monthly net income: 3500$
Monthly expenses: $
Housing: 975$
Insurance: 30$
Car expenses: 0$
Utilities: 30$
Phone, cable, internet: 20$
Food, entertainment: 500$
Clothing, household expenses: 100$
Credit cards and other loans: 400$
Other expenses: 300$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rockymtnhi | $100.00 | 4/8/2011 5:15:05 PM |
indomitable-coin | $25.00 | 4/8/2011 5:24:08 PM |
grnii78 | $62.27 | 4/8/2011 5:18:26 PM |
thankful-nickel2 | $50.00 | 4/8/2011 7:06:26 PM |
caring-hope2 | $100.00 | 4/9/2011 7:33:32 AM |
commerce-yeller | $30.00 | 4/10/2011 8:46:48 AM |
reflective-rupee | $222.22 | 4/10/2011 8:53:37 PM |
competent-p2p | $30.00 | 4/11/2011 6:29:15 AM |
yield-seeker | $25.00 | 4/11/2011 8:38:40 AM |
atbright | $25.00 | 4/11/2011 10:16:58 AM |
simplelender80 | $100.00 | 4/11/2011 6:28:09 PM |
Mariner3605 | $25.00 | 4/13/2011 10:43:46 AM |
bold-durability-drum | $50.00 | 4/14/2011 8:37:47 AM |
radforj22 | $25.00 | 4/15/2011 8:29:34 PM |
AFairDeal | $50.00 | 4/16/2011 7:34:54 AM |
loyalist1 | $200.00 | 4/17/2011 7:44:46 AM |
bid-czar8 | $50.00 | 4/17/2011 5:46:58 PM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:53 AM |
loot-heart | $25.00 | 4/19/2011 12:30:36 PM |
Alpha-AssistU | $25.00 | 4/19/2011 5:28:45 PM |
gnar | $25.00 | 4/19/2011 5:39:34 PM |
RandyL3 | $25.00 | 4/19/2011 5:46:33 PM |
philgreen | $50.00 | 4/19/2011 5:44:29 PM |
djh47a | $25.00 | 4/19/2011 5:50:58 PM |
balanced-rupee | $50.00 | 4/19/2011 6:29:36 PM |
BlueProteus | $25.00 | 4/19/2011 6:53:07 PM |
best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:25 PM |
sharp-income2 | $25.00 | 4/19/2011 6:44:58 PM |
orderandprogress | $25.00 | 4/19/2011 10:21:38 PM |
point-kitten6 | $100.00 | 4/20/2011 11:33:12 AM |
Ripsaw4U | $50.00 | 4/20/2011 2:12:52 PM |
Ocean713 | $50.00 | 4/20/2011 3:25:12 PM |
credit-investor5 | $50.00 | 4/20/2011 3:59:32 PM |
gustavholstopus32 | $25.00 | 4/20/2011 5:51:18 PM |
nybanker85 | $50.00 | 4/20/2011 6:50:35 PM |
theboat | $25.00 | 4/20/2011 8:24:42 PM |
celkram | $25.00 | 4/20/2011 9:49:25 PM |
wtrboy | $50.00 | 4/20/2011 10:15:02 PM |
availableloan | $25.00 | 4/20/2011 7:34:37 PM |
wwwUniversal | $25.00 | 4/21/2011 2:32:29 AM |
Sol_Invictus | $25.00 | 4/21/2011 4:13:42 AM |
LiveNow | $25.00 | 4/21/2011 4:50:43 AM |
siesta100 | $50.00 | 4/21/2011 6:09:56 AM |
immaculate-treasure | $26.57 | 4/21/2011 6:41:48 AM |
commanding-income774 | $25.00 | 4/21/2011 3:26:49 AM |
moneytolend72 | $50.00 | 4/21/2011 7:35:24 AM |
Spiderman55 | $25.00 | 4/21/2011 7:45:36 AM |
fantastic-wampum1 | $100.00 | 4/21/2011 8:29:18 AM |
pumped130 | $25.00 | 4/21/2011 5:27:11 AM |
asaurus0 | $40.00 | 4/21/2011 9:11:30 AM |
asaurus0 | $35.00 | 4/21/2011 9:11:54 AM |
wntrequinx | $34.09 | 4/21/2011 9:40:49 AM |
ersheido | $50.00 | 4/21/2011 10:12:35 AM |
tuffshorty | $50.00 | 4/21/2011 10:13:52 AM |
reflective-rupee | $200.55 | 4/21/2011 8:57:02 AM |
debt-patriot | $36.12 | 4/21/2011 9:05:31 AM |
wellsfrugal | $50.00 | 4/21/2011 11:24:18 AM |
superb-bonus0 | $33.17 | 4/21/2011 9:37:37 AM |
dmk2006 | $25.00 | 4/21/2011 2:26:14 PM |
teejay411 | $100.00 | 4/21/2011 3:16:03 PM |
superb-funds335 | $25.00 | 4/21/2011 4:20:36 PM |
bid-papyrus | $25.00 | 4/21/2011 2:39:31 PM |
mad-scientist0 | $25.00 | 4/21/2011 4:18:52 PM |
tryitout | $37.23 | 4/21/2011 4:45:12 PM |
SlowGardener | $50.00 | 4/21/2011 4:46:05 PM |
jescowa | $50.00 | 4/21/2011 4:20:41 PM |
LeReve | $50.00 | 4/21/2011 5:21:33 PM |
saraven01 | $25.98 | 4/21/2011 6:03:35 PM |
focused-wampum | $40.00 | 4/21/2011 10:20:11 PM |
usd1027 | $25.00 | 4/22/2011 1:13:28 AM |
worklessmakemore | $50.00 | 4/21/2011 7:54:21 PM |
hopethisworks | $50.00 | 4/21/2011 9:59:56 PM |
frobin | $50.00 | 4/21/2011 11:44:40 PM |
IIP77 | $25.00 | 4/22/2011 3:01:27 AM |
CPAMAN | $25.00 | 4/22/2011 3:18:26 AM |
unassassinable | $25.00 | 4/22/2011 3:52:02 AM |
palace2 | $26.32 | 4/22/2011 4:50:17 AM |
irrelevant | $25.00 | 4/22/2011 3:30:03 AM |
valiant-liberty4 | $25.00 | 4/22/2011 3:55:05 AM |
velocity-solo | $25.00 | 4/22/2011 4:02:34 AM |
money-floret | $25.00 | 4/22/2011 3:53:35 AM |
Anny-Disco | $75.00 | 4/22/2011 4:04:32 AM |
klend4 | $25.00 | 4/22/2011 3:57:49 AM |
grampy48 | $25.00 | 4/22/2011 4:23:44 AM |
inforapenny | $50.00 | 4/22/2011 5:46:50 AM |
ADSFL05 | $25.00 | 4/22/2011 7:19:26 AM |
Eagledrop | $25.00 | 4/22/2011 7:30:00 AM |
Zolton | $100.00 | 4/8/2011 5:28:16 PM |
BxRealtor | $25.00 | 4/8/2011 5:28:58 PM |
organized-payment6 | $50.00 | 4/8/2011 5:28:10 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:30:40 PM |
QsDad | $25.00 | 4/9/2011 2:47:47 AM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:09 PM |
patriot897 | $25.00 | 4/11/2011 6:20:32 PM |
p40thawk | $25.00 | 4/12/2011 8:08:35 AM |
rmbot | $75.00 | 4/12/2011 5:45:31 PM |
enthralling-deal180 | $50.00 | 4/13/2011 5:48:12 AM |
glimmering-credit4 | $25.00 | 4/13/2011 8:36:00 PM |
worthy-bid8 | $50.00 | 4/14/2011 6:14:32 AM |
petsheep | $25.00 | 4/14/2011 9:43:41 AM |
MasterJin | $25.00 | 4/14/2011 12:13:50 PM |
Weaverville | $50.00 | 4/14/2011 7:28:39 PM |
Tradesmanlender | $25.00 | 4/15/2011 9:56:28 AM |
California04 | $50.00 | 4/16/2011 5:06:06 PM |
ursus | $100.00 | 4/18/2011 8:59:20 AM |
myworld701 | $25.00 | 4/19/2011 2:02:01 AM |
DreDub | $50.00 | 4/19/2011 10:19:18 AM |
paymentologist | $50.00 | 4/19/2011 5:42:56 PM |
sharp-trade0 | $25.00 | 4/19/2011 6:01:27 PM |
SiebirdLending | $25.00 | 4/19/2011 7:17:18 PM |
sonnet771 | $50.00 | 4/20/2011 12:49:49 AM |
OCedHrt | $25.00 | 4/20/2011 1:53:49 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:31:45 AM |
kenji4861 | $25.00 | 4/20/2011 1:53:35 AM |
Barmas | $50.00 | 4/20/2011 7:59:32 AM |
jazzlender | $25.00 | 4/20/2011 9:24:49 AM |
williemc44 | $25.00 | 4/20/2011 12:25:07 PM |
Hondo | $25.00 | 4/20/2011 1:20:57 PM |
melodious-fairness | $50.00 | 4/20/2011 12:44:22 PM |
Rinastiti | $25.00 | 4/20/2011 3:26:17 PM |
Bill88 | $25.00 | 4/20/2011 3:19:29 PM |
Soxxes | $25.00 | 4/20/2011 4:25:43 PM |
justice-dna | $35.00 | 4/20/2011 6:08:55 PM |
palace2 | $200.00 | 4/20/2011 8:16:27 PM |
bb575 | $50.00 | 4/20/2011 9:09:21 PM |
midde551 | $25.00 | 4/20/2011 6:54:33 PM |
durability-mad-scientist4 | $50.00 | 4/20/2011 7:56:09 PM |
bomdel | $25.00 | 4/21/2011 6:00:27 AM |
GElender | $25.00 | 4/21/2011 6:07:17 AM |
Artist_Blue | $25.00 | 4/21/2011 6:09:42 AM |
ironman84 | $50.00 | 4/21/2011 6:44:42 AM |
PotBellyPete | $128.11 | 4/21/2011 6:51:31 AM |
vikings23 | $25.00 | 4/21/2011 7:16:14 AM |
jedi8 | $50.00 | 4/21/2011 8:02:15 AM |
bancoroyal | $25.00 | 4/21/2011 8:31:28 AM |
dough-hammock | $25.00 | 4/21/2011 9:23:35 AM |
rhodylend | $25.00 | 4/21/2011 9:31:26 AM |
gold-sushi | $25.00 | 4/21/2011 9:37:45 AM |
treasure-hunter270 | $25.00 | 4/21/2011 8:31:52 AM |
sunny-justice9 | $25.00 | 4/21/2011 8:56:05 AM |
best-lean-yield | $50.00 | 4/21/2011 9:35:38 AM |
a-tranquil-liberty | $25.00 | 4/21/2011 9:36:13 AM |
Cluvnupe06 | $25.00 | 4/21/2011 9:37:33 AM |
aasx1108 | $25.00 | 4/21/2011 1:57:56 PM |
FinDoc | $25.00 | 4/21/2011 2:59:18 PM |
boj2007 | $50.00 | 4/21/2011 2:29:22 PM |
worth-victor6 | $25.00 | 4/21/2011 4:14:44 PM |
xyzpl | $50.00 | 4/21/2011 5:02:35 PM |
Nerdster1 | $25.08 | 4/21/2011 5:16:45 PM |
balance2 | $25.00 | 4/21/2011 4:49:15 PM |
worldly-community3 | $50.00 | 4/21/2011 5:35:24 PM |
palace2 | $200.00 | 4/21/2011 5:21:58 PM |
MARSTUN | $50.00 | 4/22/2011 1:41:16 AM |
PCGeekWI | $25.00 | 4/21/2011 9:59:10 PM |
StreetJustice | $30.12 | 4/22/2011 3:35:16 AM |
meenan | $29.67 | 4/22/2011 3:19:25 AM |
ttnk62918 | $25.00 | 4/22/2011 3:56:01 AM |
Zen_help | $25.00 | 4/22/2011 5:20:30 AM |
hayhelp | $25.00 | 4/22/2011 6:35:13 AM |
thegoat1970 | $72.50 | 4/22/2011 7:35:46 AM |
160 Investments
|
Borrower Payment Dependent Notes Series
500751
This series of Notes was issued and sold upon the funding of the borrower loan #48747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 31% |
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,451 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-magnate2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Professional
Purpose of loan: This loan will be used to consolidate outstanding tax issues related to prior years.
My financial situation:
I am a great candidate for this loan, in over 25 plus years I have never missed a payment, I do not wish to use credit and would prefer a loan to pay off debt.
Monthly net income: $8,066.66
Monthly expenses: $
Housing: $921.00
Insurance: $90
Car expenses: $312.00
Utilities: $100.00
Phone, cable, internet: $90.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $745.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $1,000.44 | 4/8/2011 5:22:00 PM |
suave-dime6 | $25.00 | 4/8/2011 5:23:05 PM |
diplomatic-wealth7 | $25.00 | 4/8/2011 5:26:40 PM |
ingenious-deal6 | $25.00 | 4/8/2011 5:26:59 PM |
fantastic-wampum1 | $100.00 | 4/8/2011 5:42:41 PM |
liberty-magnate | $50.00 | 4/8/2011 10:46:21 PM |
DasMula | $27.00 | 4/8/2011 11:19:28 PM |
selector568 | $50.00 | 4/9/2011 3:45:16 AM |
SecondChanceLendingSERV | $25.00 | 4/9/2011 8:16:54 AM |
nerdfactor | $25.00 | 4/10/2011 10:38:59 PM |
careful-moola3 | $100.00 | 4/11/2011 3:36:45 PM |
lendstats_com | $300.00 | 4/15/2011 5:46:08 PM |
mercuriant | $25.00 | 4/16/2011 8:30:11 AM |
Jack55304 | $185.00 | 4/17/2011 5:32:28 AM |
handy-justice | $50.00 | 4/18/2011 5:26:35 PM |
fighter122 | $50.00 | 4/18/2011 9:10:22 PM |
tylerfd | $25.00 | 4/19/2011 4:46:19 AM |
Gibbyland | $100.00 | 4/19/2011 8:06:15 AM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:58 AM |
DreDub | $50.00 | 4/19/2011 10:09:33 AM |
thoughtful-exchange8 | $50.00 | 4/19/2011 5:34:26 PM |
red-power-pecan | $50.00 | 4/19/2011 6:11:10 PM |
credit-sycamore4 | $50.00 | 4/19/2011 10:24:40 PM |
miked8303 | $25.00 | 4/20/2011 9:21:51 AM |
Barmas | $50.00 | 4/20/2011 8:04:54 AM |
worthy-bid8 | $25.00 | 4/20/2011 11:50:07 AM |
Ocean713 | $50.00 | 4/20/2011 3:26:01 PM |
platinum-cargo | $33.26 | 4/20/2011 3:40:37 PM |
Pitufo | $25.00 | 4/20/2011 5:29:31 PM |
2grindstones | $25.00 | 4/20/2011 5:39:22 PM |
delicious-loan093 | $25.00 | 4/20/2011 5:39:54 PM |
CA-Lender | $100.04 | 4/20/2011 5:42:48 PM |
money-fort | $25.00 | 4/20/2011 5:33:35 PM |
dudebrah | $25.00 | 4/20/2011 5:57:05 PM |
Nerdster1 | $40.08 | 4/20/2011 6:31:22 PM |
autonomous-truth | $200.00 | 4/20/2011 5:55:04 PM |
benefit-position | $28.57 | 4/20/2011 8:48:02 PM |
credit-missile | $65.00 | 4/20/2011 8:48:18 PM |
cash-reaction2 | $50.00 | 4/20/2011 6:40:57 PM |
nybanker85 | $50.00 | 4/20/2011 6:43:51 PM |
sunny-justice9 | $25.00 | 4/20/2011 6:50:22 PM |
sweetlan | $25.04 | 4/20/2011 9:51:46 PM |
jmb_lending | $300.00 | 4/20/2011 9:56:17 PM |
top-historic-peso | $25.00 | 4/20/2011 9:16:25 PM |
market-pudding | $25.00 | 4/21/2011 4:29:46 AM |
E-B | $50.00 | 4/21/2011 4:15:41 AM |
quickstep | $350.00 | 4/21/2011 4:45:59 AM |
loanman2007 | $200.00 | 4/21/2011 4:54:28 AM |
intrepid-loot | $25.00 | 4/21/2011 5:01:49 AM |
economy-popcorn | $25.00 | 4/21/2011 4:42:04 AM |
JSON | $25.00 | 4/21/2011 9:45:58 PM |
ryanshain | $250.00 | 4/21/2011 6:57:28 PM |
Helenska11 | $50.00 | 4/21/2011 8:03:30 PM |
tech310 | $50.00 | 4/22/2011 3:29:51 AM |
buffalobills | $25.00 | 4/22/2011 7:37:39 AM |
dsnybnd | $25.00 | 4/22/2011 7:51:27 AM |
revenue-circuit1 | $25.00 | 4/22/2011 6:30:51 AM |
treasure-bliss | $50.00 | 4/22/2011 10:05:31 AM |
mpatrick | $25.00 | 4/22/2011 9:29:12 AM |
sfmdg | $50.00 | 4/22/2011 9:38:42 AM |
orange-preeminant-bill | $50.00 | 4/22/2011 9:58:48 AM |
Rulea72 | $30.22 | 4/22/2011 11:30:26 AM |
peace-commander | $25.00 | 4/22/2011 11:44:00 AM |
integrity-hawk | $50.00 | 4/22/2011 10:59:33 AM |
RainyDayLoans | $50.00 | 4/22/2011 12:04:23 PM |
innocent-liberty6 | $25.00 | 4/22/2011 11:17:47 AM |
coin-trajectory | $27.07 | 4/22/2011 12:01:07 PM |
simplelender80 | $100.00 | 4/8/2011 5:21:12 PM |
top-courteous-peso | $50.00 | 4/8/2011 5:23:39 PM |
SolarMoonshine | $25.00 | 4/8/2011 6:14:06 PM |
JustMee | $25.00 | 4/8/2011 9:33:28 PM |
thelovebug | $50.00 | 4/9/2011 7:27:37 AM |
golffish2 | $25.00 | 4/9/2011 7:55:27 AM |
erowis | $120.00 | 4/9/2011 9:19:33 PM |
transformer855 | $25.00 | 4/12/2011 7:14:40 PM |
Weaverville | $25.00 | 4/14/2011 7:30:51 PM |
auction-seeker | $25.00 | 4/16/2011 6:29:07 PM |
ursus | $50.00 | 4/18/2011 8:47:29 AM |
Midwestvalues | $50.00 | 4/18/2011 11:50:52 AM |
asiaratt | $50.00 | 4/19/2011 4:15:36 AM |
birddogsb | $50.00 | 4/19/2011 5:20:15 AM |
jjswanso | $50.00 | 4/19/2011 5:39:48 AM |
natural-greenback6 | $25.00 | 4/19/2011 9:41:32 PM |
Easystreet | $25.00 | 4/20/2011 1:54:02 AM |
Rob717171 | $50.00 | 4/20/2011 9:22:41 AM |
laki_haole | $50.00 | 4/20/2011 9:21:54 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:07:06 PM |
point-kitten6 | $100.00 | 4/20/2011 11:23:13 AM |
Bill88 | $30.00 | 4/20/2011 3:18:36 PM |
platinum-cargo | $25.42 | 4/20/2011 4:44:41 PM |
reflective-rupee | $1,000.55 | 4/20/2011 5:14:59 PM |
Whipster | $25.00 | 4/20/2011 5:29:51 PM |
Bob450 | $25.00 | 4/20/2011 6:06:09 PM |
money-baron-roth-IRA | $300.00 | 4/20/2011 5:58:41 PM |
authoritative-loot | $25.00 | 4/20/2011 6:34:30 PM |
competent-p2p | $40.00 | 4/20/2011 8:06:13 PM |
inventive-wealth2 | $25.00 | 4/20/2011 8:34:54 PM |
jybank | $50.00 | 4/20/2011 9:52:06 PM |
patriot897 | $25.00 | 4/20/2011 11:39:20 PM |
SkyLoan | $28.00 | 4/21/2011 12:14:32 AM |
wealth-renaissance5 | $25.00 | 4/21/2011 1:43:47 AM |
klend4 | $350.00 | 4/21/2011 3:46:58 AM |
power-secret-agent | $25.00 | 4/21/2011 4:16:58 AM |
TigerForce | $25.00 | 4/21/2011 3:09:51 AM |
credit-missile | $35.00 | 4/21/2011 10:56:31 AM |
finance-prescription | $50.00 | 4/21/2011 4:29:57 PM |
Christophe | $25.00 | 4/21/2011 7:01:05 PM |
PRGuyinVA | $25.00 | 4/21/2011 6:59:16 PM |
shrewd-income | $500.00 | 4/21/2011 11:05:17 PM |
credit-missile | $25.00 | 4/21/2011 11:40:05 PM |
1randyp | $250.00 | 4/22/2011 3:22:39 AM |
mlj0671 | $25.00 | 4/22/2011 6:30:00 AM |
valiant-money | $25.00 | 4/22/2011 8:48:50 AM |
liberty-destiny3 | $25.00 | 4/22/2011 9:46:25 AM |
revenue-giraffe5 | $29.34 | 4/22/2011 10:08:16 AM |
SDKiwi | $25.00 | 4/22/2011 9:35:07 AM |
Trevor_C | $25.00 | 4/22/2011 9:44:10 AM |
msbutah | $50.00 | 4/22/2011 9:48:14 AM |
foxtrot12 | $50.00 | 4/22/2011 10:07:31 AM |
bnlforever | $25.00 | 4/22/2011 11:28:38 AM |
wise-benjamins-fortress | $25.00 | 4/22/2011 11:29:01 AM |
busytosucceed | $50.00 | 4/22/2011 11:08:54 AM |
auction-sitar | $100.00 | 4/22/2011 11:21:41 AM |
green-safe-wampum | $33.49 | 4/22/2011 11:26:14 AM |
Railbird | $25.00 | 4/22/2011 12:21:30 PM |
tranquil-note7 | $60.55 | 4/22/2011 12:37:17 PM |
deal-marauder6 | $50.00 | 4/22/2011 11:45:17 AM |
-PokerNut | $55.93 | 4/22/2011 11:35:30 AM |
exciting-fairness | $200.00 | 4/22/2011 11:57:42 AM |
balance-force | $30.00 | 4/22/2011 12:18:23 PM |
130 Investments
|
Borrower Payment Dependent Notes Series
500863
This series of Notes was issued and sold upon the funding of the borrower loan #48698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,926.35 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $127.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 23y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $7,062 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-grove |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
looking for a little help
Purpose of loan:
This loan will be used to...consuldate debt into one payment
My financial situation: is very good
I am a good candidate for this loan because...because i always pay my loans and my work history
Monthly net income: $2200
Monthly expenses: $
Housing: $399
Insurance: $325 every six months
Car expenses: $125
Utilities: $120
Phone, cable, internet: $110
Food, entertainment: $min
Clothing, household expenses: $min
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
50500 is the balance and the value of my home is 59500 by zilow.com
(Apr-06-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
ofern01 | $50.00 | 4/5/2011 5:17:36 PM |
reflective-rupee | $44.44 | 4/5/2011 5:29:17 PM |
Hanalei712 | $25.00 | 4/5/2011 5:19:22 PM |
power-trophy7 | $25.00 | 4/5/2011 5:21:26 PM |
DDHMoney | $25.00 | 4/5/2011 6:01:35 PM |
caprirolito | $25.00 | 4/5/2011 6:09:21 PM |
SolarMoonshine | $25.00 | 4/5/2011 6:10:15 PM |
direct-peso1 | $25.00 | 4/5/2011 5:16:49 PM |
mclilpaws | $25.00 | 4/6/2011 4:20:51 AM |
Artist_Blue | $25.00 | 4/6/2011 8:52:27 AM |
flwah | $25.00 | 4/6/2011 8:08:25 AM |
fcb202 | $50.00 | 4/6/2011 2:25:22 PM |
sharp-trade0 | $25.00 | 4/12/2011 5:31:16 PM |
hookUup | $26.32 | 4/16/2011 7:30:20 PM |
surfhoss644 | $50.00 | 4/16/2011 5:12:00 PM |
first-serene-credit | $25.00 | 4/16/2011 10:30:24 PM |
reflective-rupee | $150.55 | 4/16/2011 6:56:44 PM |
Bob450 | $25.00 | 4/17/2011 10:00:48 AM |
LiveNow | $25.00 | 4/17/2011 12:11:18 PM |
Green-Baron | $25.00 | 4/17/2011 10:53:12 AM |
jstnow | $25.00 | 4/17/2011 4:37:17 PM |
Trondheim_Norway | $100.00 | 4/17/2011 12:29:36 PM |
Bill88 | $25.00 | 4/18/2011 9:23:47 AM |
shrewd-income | $25.00 | 4/18/2011 2:02:02 PM |
fireferd | $30.00 | 4/18/2011 9:41:50 PM |
treasure-pipeline | $50.00 | 4/5/2011 5:23:11 PM |
compassion-lotus5 | $50.00 | 4/5/2011 5:28:18 PM |
ILWTC | $50.00 | 4/5/2011 5:17:34 PM |
w3alter | $100.00 | 4/5/2011 5:53:53 PM |
eronyc | $50.00 | 4/5/2011 5:21:24 PM |
tech310 | $50.00 | 4/5/2011 6:10:53 PM |
PatRichi | $25.00 | 4/5/2011 5:39:55 PM |
cash-raccoon | $25.00 | 4/5/2011 5:40:01 PM |
RMB-Investments | $25.00 | 4/5/2011 5:51:12 PM |
lucrative-transparency0 | $50.00 | 4/5/2011 5:51:19 PM |
Weaverville | $25.00 | 4/5/2011 5:51:24 PM |
desertoasis | $25.00 | 4/5/2011 11:37:58 PM |
thankful-nickel2 | $25.00 | 4/5/2011 7:11:33 PM |
feedpaulyfaster | $25.00 | 4/5/2011 5:23:17 PM |
barefootpaul | $25.00 | 4/6/2011 8:07:39 AM |
MONEYMATCH | $25.00 | 4/6/2011 8:08:09 AM |
Leopoldine | $25.00 | 4/6/2011 7:59:42 AM |
s_man1 | $50.00 | 4/6/2011 5:18:38 AM |
792FICO | $50.00 | 4/6/2011 7:59:52 AM |
brightest-dignified-penny | $25.00 | 4/6/2011 4:50:56 PM |
kindness-hickory5 | $50.00 | 4/7/2011 4:57:42 AM |
lean-ore9 | $25.00 | 4/12/2011 9:18:41 AM |
rmbot | $75.00 | 4/12/2011 5:45:13 PM |
vigorous-market5 | $200.00 | 4/13/2011 1:14:50 PM |
money-baron-roth-IRA | $50.00 | 4/15/2011 2:44:21 PM |
2grindstones | $25.00 | 4/16/2011 5:35:51 PM |
MoneyBag4366 | $25.00 | 4/16/2011 6:30:16 PM |
YoungTaxMan | $25.00 | 4/16/2011 5:11:30 PM |
Dubbs360 | $100.00 | 4/16/2011 11:21:53 PM |
investment-habanero8 | $100.00 | 4/17/2011 5:20:18 AM |
CA-Lender | $25.04 | 4/16/2011 6:32:11 PM |
gpuck | $25.00 | 4/17/2011 8:00:03 AM |
zenzorba | $50.00 | 4/16/2011 9:59:42 PM |
brondero | $40.00 | 4/17/2011 12:07:47 AM |
sunny-justice9 | $25.00 | 4/17/2011 12:16:20 AM |
a-resplendent-commitment | $25.00 | 4/17/2011 10:59:10 AM |
grampy48 | $50.00 | 4/17/2011 11:17:12 AM |
DT_Banker | $25.00 | 4/17/2011 8:43:08 AM |
56bones | $25.00 | 4/17/2011 11:46:24 AM |
fund-tom-tom6 | $25.00 | 4/17/2011 12:28:41 PM |
onecooldrink | $25.00 | 4/17/2011 12:51:16 PM |
B2152 | $25.00 | 4/17/2011 8:00:16 AM |
Whitewater_Loans | $25.00 | 4/17/2011 12:03:03 PM |
Director78 | $35.00 | 4/17/2011 9:50:14 AM |
StarshineXL | $100.00 | 4/17/2011 5:20:30 PM |
transparency-baton | $25.00 | 4/18/2011 9:37:01 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
501049
This series of Notes was issued and sold upon the funding of the borrower loan #48709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,740.56 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $231.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 1m |
Amount delinquent:
| $80 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,438 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| majestic-principal4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KRW
Purpose of loan:
This loan will be used to...provide bump in resources
My financial situation: average
I am a good candidate for this loan because...
Monthly net income: $3000.00
Monthly expenses: $
Housing: $1000.00
Insurance: $
Car expenses: $400.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Approx 100000 balance owed (no 2nd)
Approx 165000 value
(Apr-08-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
ingenious-deal6 | $25.00 | 4/7/2011 5:29:57 PM |
simplelender80 | $150.00 | 4/7/2011 5:17:04 PM |
suave-dime6 | $25.00 | 4/7/2011 5:25:17 PM |
careful-moola3 | $100.00 | 4/11/2011 3:35:52 PM |
Whipster | $50.00 | 4/15/2011 1:49:15 AM |
vigorous-market5 | $400.00 | 4/15/2011 1:45:26 AM |
Jack55304 | $185.00 | 4/17/2011 5:32:14 AM |
finance-prescription | $50.00 | 4/18/2011 11:49:55 AM |
handy-justice | $33.21 | 4/18/2011 11:50:11 AM |
fighter122 | $50.00 | 4/18/2011 9:10:13 PM |
tylerfd | $25.00 | 4/19/2011 4:46:05 AM |
jjswanso | $50.00 | 4/19/2011 5:39:37 AM |
Gibbyland | $100.00 | 4/19/2011 8:06:06 AM |
partyplan | $25.00 | 4/19/2011 9:00:53 AM |
CA-Lender | $25.04 | 4/19/2011 5:04:57 PM |
brightest-benjamins-onator | $25.00 | 4/19/2011 5:38:03 PM |
competent-p2p | $35.00 | 4/19/2011 5:38:35 PM |
Control | $25.00 | 4/19/2011 5:29:32 PM |
Rob717171 | $50.00 | 4/19/2011 6:00:46 PM |
George13 | $50.00 | 4/19/2011 7:11:24 PM |
whatreality | $25.00 | 4/19/2011 6:19:32 PM |
natural-greenback6 | $25.00 | 4/19/2011 9:29:38 PM |
autonomous-truth | $100.00 | 4/19/2011 10:16:15 PM |
diversification-medalist | $70.10 | 4/19/2011 11:42:23 PM |
LoanerPrincipal | $25.00 | 4/19/2011 8:47:52 PM |
credit-sycamore4 | $50.00 | 4/19/2011 10:24:29 PM |
Engineer44 | $25.00 | 4/19/2011 10:59:40 PM |
dudebrah | $25.00 | 4/20/2011 12:54:26 AM |
Dubbs360 | $100.00 | 4/20/2011 7:45:20 AM |
money-baron-roth-IRA | $25.00 | 4/20/2011 8:53:54 AM |
leverage-monger | $66.66 | 4/20/2011 10:00:53 AM |
wild-orange | $50.00 | 4/20/2011 10:48:38 AM |
umfan123 | $25.00 | 4/20/2011 1:20:25 PM |
JJ9876 | $25.00 | 4/20/2011 6:07:23 PM |
lendstats_com | $300.00 | 4/20/2011 6:33:11 PM |
top-historic-peso | $25.00 | 4/20/2011 9:16:17 PM |
benefit-position | $25.00 | 4/20/2011 8:53:03 PM |
money-bauble | $50.00 | 4/21/2011 4:31:01 PM |
diplomatic-wealth7 | $25.00 | 4/7/2011 5:30:09 PM |
kindness-launcher | $1,500.00 | 4/8/2011 9:31:00 AM |
value-allocator1 | $100.00 | 4/8/2011 1:39:54 PM |
thelovebug | $50.00 | 4/8/2011 1:54:12 PM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:37:27 PM |
nerdfactor | $25.00 | 4/10/2011 10:38:38 PM |
Weaverville | $25.00 | 4/14/2011 7:30:40 PM |
Midwestvalues | $50.00 | 4/16/2011 5:59:54 AM |
mercuriant | $25.00 | 4/16/2011 8:30:01 AM |
laki_haole | $50.00 | 4/18/2011 9:19:06 AM |
miked8303 | $25.00 | 4/18/2011 9:19:19 AM |
ursus | $50.00 | 4/18/2011 8:47:13 AM |
thoughtful-exchange8 | $50.00 | 4/18/2011 10:11:14 AM |
asiaratt | $50.00 | 4/19/2011 4:15:19 AM |
birddogsb | $50.00 | 4/19/2011 5:20:00 AM |
worthy-bid8 | $25.00 | 4/19/2011 8:17:15 AM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:26 AM |
DreDub | $50.00 | 4/19/2011 10:09:20 AM |
Easystreet | $25.00 | 4/19/2011 4:55:18 PM |
Bob450 | $25.00 | 4/19/2011 4:55:44 PM |
jonmars | $25.00 | 4/19/2011 5:55:50 PM |
red-power-pecan | $50.00 | 4/19/2011 6:11:04 PM |
shrewd-income | $25.00 | 4/19/2011 6:37:29 PM |
DannyPhantom | $25.00 | 4/19/2011 8:53:25 PM |
reflective-rupee | $25.55 | 4/19/2011 7:43:15 PM |
profit-powerplant | $50.00 | 4/19/2011 11:57:44 PM |
GElender | $25.00 | 4/20/2011 6:04:28 AM |
brainy-repayment5 | $50.00 | 4/20/2011 8:04:48 AM |
octoberfresh | $25.00 | 4/20/2011 8:28:06 AM |
bsmtloan | $150.00 | 4/20/2011 8:11:24 AM |
jazzlender | $25.00 | 4/20/2011 9:24:34 AM |
bnlforever | $25.00 | 4/20/2011 9:41:26 AM |
joyful-investment3 | $25.00 | 4/20/2011 9:42:19 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:06:59 PM |
point-kitten6 | $100.00 | 4/20/2011 11:22:47 AM |
Ocean713 | $50.00 | 4/20/2011 3:25:54 PM |
DER | $50.00 | 4/20/2011 3:39:43 PM |
nybanker85 | $50.00 | 4/20/2011 6:09:21 PM |
delicious-loan093 | $25.00 | 4/20/2011 5:58:04 PM |
patriot897 | $25.00 | 4/20/2011 11:39:18 PM |
buffalobills | $25.00 | 4/21/2011 9:36:18 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
501353
This series of Notes was issued and sold upon the funding of the borrower loan #48735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,635.90 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-08-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 18.41% |
Monthly payment:
| $264.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 9m |
Amount delinquent:
| $26,070 |
Total credit lines:
| 17 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $637 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-commitment-wildebeest |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Second Chance
Purpose of loan:
This loan will be used to...purchase a professional quality violin
My financial situation:
I am a good candidate for this loan because...I am repairing my credit, it is a slow process. I work very hard to manage my finances,now, and pay everything off at each month. I was out of work for 3 years, I tried to maintain payments for one year, but finally had to default, at which time I made some poor decisions. I am asking for a chance to prove that I can manage my finances.
Monthly net income: $5998
Monthly expenses: $3000
Housing: $950
Insurance: $244
Car expenses: $150
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $ violin lessons = $300, piano lessons = $150
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $50.00 | 4/8/2011 9:28:47 AM |
MissionMicroFinance | $25.00 | 4/8/2011 10:28:21 AM |
Headhunter14 | $25.00 | 4/8/2011 10:39:39 AM |
JGB | $85.41 | 4/8/2011 11:09:00 AM |
samo102us | $25.00 | 4/8/2011 11:42:27 AM |
fair-rate | $25.00 | 4/8/2011 12:11:49 PM |
jdrez | $25.00 | 4/8/2011 1:15:25 PM |
lloyd_s | $42.09 | 4/8/2011 1:53:31 PM |
srilm | $25.00 | 4/8/2011 4:19:43 PM |
chestnut4 | $25.00 | 4/8/2011 4:22:24 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:30:38 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:08 PM |
yield-seeker | $25.00 | 4/11/2011 8:38:38 AM |
patriot897 | $25.00 | 4/11/2011 5:28:25 PM |
simplelender80 | $100.00 | 4/11/2011 6:28:05 PM |
enthralling-deal180 | $50.00 | 4/13/2011 5:48:10 AM |
bold-durability-drum | $50.00 | 4/13/2011 5:26:01 PM |
MasterJin | $25.00 | 4/14/2011 12:13:48 PM |
Weaverville | $50.00 | 4/14/2011 7:28:37 PM |
Tradesmanlender | $25.00 | 4/15/2011 9:56:26 AM |
radforj22 | $25.00 | 4/15/2011 8:29:33 PM |
ursus | $100.00 | 4/18/2011 8:59:19 AM |
djh47a | $25.00 | 4/18/2011 10:47:06 AM |
DreDub | $50.00 | 4/19/2011 10:19:09 AM |
Alpha-AssistU | $25.00 | 4/19/2011 5:28:41 PM |
philgreen | $50.00 | 4/19/2011 5:44:28 PM |
paymentologist | $50.00 | 4/19/2011 5:42:55 PM |
OCedHrt | $25.00 | 4/19/2011 7:05:04 PM |
sonnet771 | $50.00 | 4/20/2011 12:49:47 AM |
jazzlender | $25.00 | 4/20/2011 9:24:48 AM |
kellydawn | $50.00 | 4/20/2011 9:52:41 AM |
reflective-rupee | $25.55 | 4/20/2011 10:19:55 AM |
melodious-fairness | $50.00 | 4/20/2011 12:44:21 PM |
Hondo | $25.00 | 4/20/2011 1:20:56 PM |
ladyorayne | $100.00 | 4/20/2011 11:32:51 AM |
cymbal097 | $50.00 | 4/20/2011 2:04:59 PM |
Ripsaw4U | $50.00 | 4/20/2011 2:12:50 PM |
kublai | $50.00 | 4/20/2011 2:05:48 PM |
wwwUniversal | $25.00 | 4/20/2011 3:03:46 PM |
fantastic-wampum1 | $100.00 | 4/20/2011 4:00:10 PM |
Soxxes | $50.00 | 4/20/2011 4:17:14 PM |
Oranje88 | $90.00 | 4/20/2011 4:19:00 PM |
justice-dna | $35.00 | 4/20/2011 6:08:54 PM |
celkram | $25.00 | 4/20/2011 9:49:22 PM |
midde551 | $25.00 | 4/20/2011 6:54:32 PM |
durability-mad-scientist4 | $50.00 | 4/20/2011 7:56:05 PM |
ps2roy | $56.00 | 4/21/2011 4:18:22 AM |
palace2 | $100.00 | 4/21/2011 5:31:11 AM |
GElender | $25.00 | 4/21/2011 6:02:40 AM |
Artist_Blue | $25.00 | 4/21/2011 6:09:41 AM |
loyalist1 | $100.00 | 4/21/2011 7:50:11 AM |
superb-funds335 | $25.00 | 4/21/2011 8:28:38 AM |
jescowa | $50.00 | 4/21/2011 8:29:05 AM |
treasure-kazoo | $50.00 | 4/21/2011 8:26:40 AM |
medman | $25.00 | 4/21/2011 8:29:03 AM |
revenue-officer36 | $100.00 | 4/21/2011 9:34:57 AM |
rhodylend | $25.00 | 4/21/2011 9:31:24 AM |
gold-sushi | $25.00 | 4/21/2011 9:37:43 AM |
best-lean-yield | $50.00 | 4/21/2011 9:35:36 AM |
ranstlin | $25.00 | 4/21/2011 9:35:54 AM |
r6cwt | $25.00 | 4/21/2011 9:42:18 AM |
IIP77 | $25.00 | 4/21/2011 8:27:42 AM |
a-tranquil-liberty | $25.00 | 4/21/2011 9:36:11 AM |
natural-greenback6 | $25.00 | 4/21/2011 12:58:14 PM |
Mlusher | $50.00 | 4/21/2011 12:58:31 PM |
kindness-jedi | $25.00 | 4/21/2011 1:13:22 PM |
bid-papyrus | $25.00 | 4/21/2011 2:39:29 PM |
Victor-E-Lane | $25.00 | 4/21/2011 1:40:25 PM |
boj2007 | $50.00 | 4/21/2011 2:29:20 PM |
ProudDad | $50.00 | 4/21/2011 3:03:40 PM |
balance2 | $25.00 | 4/21/2011 4:49:14 PM |
LeReve | $50.00 | 4/21/2011 5:21:31 PM |
well-mannered-truth3 | $25.00 | 4/21/2011 6:05:15 PM |
Cal07 | $25.00 | 4/21/2011 6:12:04 PM |
soulwork | $25.00 | 4/21/2011 7:34:18 PM |
PCGeekWI | $25.00 | 4/21/2011 9:59:09 PM |
Preteur | $25.00 | 4/22/2011 3:00:12 AM |
hrubinst | $30.68 | 4/22/2011 3:29:10 AM |
BeachWalkz | $25.00 | 4/22/2011 3:11:39 AM |
velocity-solo | $25.00 | 4/22/2011 4:02:32 AM |
meenan | $50.00 | 4/22/2011 3:19:17 AM |
credit-vinyl | $25.00 | 4/22/2011 3:56:31 AM |
Banker7371 | $25.00 | 4/22/2011 3:43:17 AM |
subtle-revenue0 | $25.00 | 4/22/2011 4:03:14 AM |
valiant-liberty4 | $25.00 | 4/22/2011 3:55:03 AM |
Raye147 | $30.00 | 4/22/2011 5:09:39 AM |
anton | $4,200.00 | 4/22/2011 8:25:51 AM |
runner262 | $25.00 | 4/8/2011 10:35:02 AM |
helpinghand63 | $50.00 | 4/8/2011 11:52:01 AM |
Bobafet | $25.00 | 4/8/2011 11:44:55 AM |
Zolton | $100.00 | 4/8/2011 11:56:19 AM |
BxRealtor | $25.00 | 4/8/2011 11:58:07 AM |
Toby1montana | $75.00 | 4/8/2011 12:42:11 PM |
proper-commitment5 | $25.00 | 4/8/2011 1:10:16 PM |
glimmering-point | $25.00 | 4/8/2011 1:09:37 PM |
Malkial | $25.00 | 4/8/2011 1:53:35 PM |
wanna-help | $50.00 | 4/8/2011 3:36:53 PM |
Casimir | $25.00 | 4/8/2011 4:17:55 PM |
p40thawk | $25.00 | 4/12/2011 6:42:13 AM |
enterprising-cash0 | $25.00 | 4/12/2011 1:53:40 PM |
Mariner3605 | $25.00 | 4/13/2011 8:35:18 AM |
worthy-bid8 | $50.00 | 4/14/2011 6:14:27 AM |
AFairDeal | $50.00 | 4/16/2011 7:34:52 AM |
California04 | $50.00 | 4/16/2011 5:06:05 PM |
bid-czar8 | $50.00 | 4/17/2011 5:46:56 PM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:49 AM |
loot-heart | $25.00 | 4/19/2011 12:30:34 PM |
sharp-trade0 | $25.00 | 4/19/2011 5:03:26 PM |
gnar | $25.00 | 4/19/2011 5:39:32 PM |
balanced-rupee | $50.00 | 4/19/2011 6:29:35 PM |
sharp-income2 | $25.00 | 4/19/2011 6:44:57 PM |
orderandprogress | $25.00 | 4/19/2011 10:21:36 PM |
best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:24 PM |
kenji4861 | $25.00 | 4/20/2011 1:53:32 AM |
reflective-cash0 | $50.00 | 4/20/2011 5:31:42 AM |
williemc44 | $25.00 | 4/20/2011 12:25:06 PM |
point-kitten6 | $100.00 | 4/20/2011 11:33:10 AM |
mad-scientist0 | $25.00 | 4/20/2011 3:05:18 PM |
Ocean713 | $50.00 | 4/20/2011 3:25:11 PM |
Rinastiti | $50.00 | 4/20/2011 3:26:15 PM |
nybanker85 | $50.00 | 4/20/2011 6:50:31 PM |
Rick21 | $25.00 | 4/20/2011 9:12:31 PM |
adir1 | $25.00 | 4/20/2011 9:22:05 PM |
wtrboy | $50.00 | 4/20/2011 10:15:01 PM |
inventive-wealth2 | $25.00 | 4/20/2011 8:34:08 PM |
CSUgrad08 | $25.72 | 4/21/2011 2:26:10 AM |
wealth-renaissance5 | $25.00 | 4/21/2011 1:39:57 AM |
Chillito | $50.00 | 4/21/2011 2:07:31 AM |
pumped130 | $29.00 | 4/21/2011 5:26:16 AM |
BenefactorX | $25.00 | 4/21/2011 8:49:20 AM |
siesta100 | $50.00 | 4/21/2011 6:09:55 AM |
ersheido | $50.00 | 4/21/2011 10:12:34 AM |
tuffshorty | $50.00 | 4/21/2011 10:13:51 AM |
CPAMAN | $25.00 | 4/21/2011 8:32:30 AM |
WindyKid | $50.00 | 4/21/2011 9:34:25 AM |
aasx1108 | $25.00 | 4/21/2011 1:57:53 PM |
wellsfrugal | $50.00 | 4/21/2011 11:24:17 AM |
1SteelerFan | $25.00 | 4/21/2011 2:57:03 PM |
wealth-owner | $100.00 | 4/21/2011 3:18:52 PM |
teejay411 | $100.00 | 4/21/2011 3:15:59 PM |
worldly-community3 | $50.00 | 4/21/2011 5:35:23 PM |
worklessmakemore | $50.00 | 4/21/2011 7:54:19 PM |
tampa_cmc | $50.00 | 4/21/2011 7:34:25 PM |
MARSTUN | $50.00 | 4/22/2011 1:41:14 AM |
hopethisworks | $50.00 | 4/21/2011 9:59:54 PM |
ClearLake | $25.00 | 4/22/2011 2:59:36 AM |
frobin | $50.00 | 4/21/2011 11:44:39 PM |
PatRichi | $25.00 | 4/22/2011 3:27:52 AM |
irrelevant | $25.00 | 4/22/2011 3:30:00 AM |
unassassinable | $25.00 | 4/22/2011 3:51:59 AM |
money-floret | $25.00 | 4/22/2011 3:53:33 AM |
dinero-speaker | $25.00 | 4/22/2011 3:53:49 AM |
authentic-liberty7 | $25.00 | 4/22/2011 4:02:54 AM |
Anny-Disco | $75.00 | 4/22/2011 4:04:29 AM |
hayhelp | $25.00 | 4/22/2011 6:35:10 AM |
handshake5 | $77.95 | 4/22/2011 4:00:26 AM |
happy-loyalty | $25.00 | 4/22/2011 6:39:53 AM |
he-shoots-he-scores | $33.50 | 4/22/2011 6:55:13 AM |
ADSFL05 | $25.00 | 4/22/2011 7:19:24 AM |
Eagledrop | $25.00 | 4/22/2011 7:29:58 AM |
GoingFishing | $25.00 | 4/22/2011 9:20:16 AM |
Rockymtnhi | $50.00 | 4/22/2011 8:30:31 AM |
162 Investments
|
Borrower Payment Dependent Notes Series
501483
This series of Notes was issued and sold upon the funding of the borrower loan #48741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $264.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,634 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| Ramprat15 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,750.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Help us adopt a child
Purpose of loan:
This loan will be used to... pay the fees to help us start the adoption process. We have over half the money currently however we are still a bit short.
My financial situation:
I am a good candidate for this loan because...my wife and I are both working full time and we have never faulted on any kind of debt. I did take out a prosper loan about 6-8 months ago to consolidate our debt and paid it off a year and a half early. We plan to pay this off by the middle of next year so it won't take the full 3 years to get your money back.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 4/9/2011 12:06:47 PM |
BxRealtor | $25.00 | 4/9/2011 12:10:10 PM |
hookUup | $25.00 | 4/9/2011 12:06:52 PM |
Zolton | $100.00 | 4/9/2011 12:09:36 PM |
efficient-treasure0 | $25.00 | 4/9/2011 12:12:16 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:13:34 PM |
OmahaGuy | $100.00 | 4/10/2011 3:30:32 PM |
competent-p2p | $75.00 | 4/11/2011 6:26:13 AM |
yield-seeker | $25.00 | 4/11/2011 8:39:01 AM |
simplelender80 | $100.00 | 4/11/2011 6:28:42 PM |
revenue-giraffe5 | $25.00 | 4/12/2011 10:19:58 AM |
enthralling-deal180 | $50.00 | 4/13/2011 5:48:44 AM |
atbright | $25.00 | 4/13/2011 11:24:05 AM |
availableloan | $25.00 | 4/13/2011 7:10:38 PM |
worthy-bid8 | $50.00 | 4/14/2011 6:14:57 AM |
888GoldIngots | $35.00 | 4/14/2011 9:47:11 AM |
socal-lender | $25.00 | 4/15/2011 8:47:23 AM |
Trident-Fund | $65.00 | 4/16/2011 1:19:10 PM |
lender12345 | $50.00 | 4/16/2011 6:14:29 PM |
Mariner3605 | $25.00 | 4/18/2011 4:24:38 AM |
hopeful-point | $25.00 | 4/17/2011 2:44:13 PM |
MasterJin | $25.00 | 4/18/2011 4:24:11 AM |
ursus | $100.00 | 4/18/2011 8:59:46 AM |
rpd1211 | $25.00 | 4/18/2011 2:55:21 PM |
Tulalue | $25.00 | 4/19/2011 7:16:27 AM |
California04 | $50.00 | 4/19/2011 5:45:59 PM |
rmbot | $75.00 | 4/19/2011 5:51:33 PM |
bold-durability-drum | $50.00 | 4/19/2011 5:58:18 PM |
patriot897 | $25.00 | 4/19/2011 5:56:55 PM |
best-phenomenal-treasure | $25.00 | 4/19/2011 7:18:41 PM |
sharp-trade0 | $25.00 | 4/19/2011 6:34:20 PM |
sharp-income2 | $25.00 | 4/19/2011 6:45:19 PM |
reflective-cash0 | $50.00 | 4/20/2011 5:32:14 AM |
point-kitten6 | $100.00 | 4/20/2011 11:33:28 AM |
Hondo | $25.00 | 4/20/2011 1:21:15 PM |
Ocean713 | $50.00 | 4/20/2011 3:25:37 PM |
potatoepicker | $50.00 | 4/20/2011 4:31:29 PM |
bb575 | $50.00 | 4/20/2011 9:09:23 PM |
celkram | $25.00 | 4/20/2011 9:49:49 PM |
market-happiness7 | $25.00 | 4/21/2011 12:51:14 AM |
orange-truth-pole | $49.55 | 4/21/2011 5:48:58 AM |
Charmart | $25.00 | 4/21/2011 5:17:49 AM |
jazzlender | $25.00 | 4/21/2011 8:31:43 AM |
klend4 | $25.00 | 4/21/2011 12:49:23 PM |
excellent-loan8 | $25.00 | 4/21/2011 1:33:39 PM |
bid-papyrus | $25.00 | 4/21/2011 2:39:39 PM |
FinDoc | $25.00 | 4/21/2011 2:59:17 PM |
dunrizzo | $29.55 | 4/21/2011 3:43:45 PM |
1SteelerFan | $25.00 | 4/21/2011 2:59:01 PM |
engaging-worth | $25.00 | 4/21/2011 3:53:34 PM |
calm-principal6 | $55.52 | 4/21/2011 5:21:08 PM |
peaceful-bazaar497 | $75.00 | 4/21/2011 5:49:54 PM |
cerebral-dollar773 | $173.98 | 4/21/2011 7:44:06 PM |
Barky52 | $25.00 | 4/21/2011 6:44:23 PM |
Maeby | $35.25 | 4/21/2011 11:00:47 PM |
vanderhp | $30.00 | 4/21/2011 11:22:53 PM |
HRVRfunding | $75.00 | 4/22/2011 2:31:50 AM |
capital-party6 | $150.00 | 4/21/2011 9:09:37 PM |
durability-stronghold1 | $100.00 | 4/21/2011 10:47:51 PM |
saahilld | $25.00 | 4/21/2011 10:51:33 PM |
leverage-reaction | $25.00 | 4/21/2011 11:16:31 PM |
MARSTUN | $50.00 | 4/22/2011 1:41:44 AM |
HolJenks | $25.00 | 4/22/2011 6:40:08 AM |
kindness-sage | $30.00 | 4/22/2011 5:47:03 AM |
IrrationalPi | $45.74 | 4/22/2011 6:18:52 AM |
LivingInvestments00 | $41.47 | 4/22/2011 6:32:43 AM |
1phantom | $25.00 | 4/22/2011 7:29:45 AM |
mrladybug101 | $144.31 | 4/22/2011 7:26:08 AM |
loyalist1 | $600.00 | 4/22/2011 8:07:36 AM |
payment-freshmaker | $25.00 | 4/22/2011 8:35:42 AM |
silver-buckeye | $100.00 | 4/22/2011 8:55:57 AM |
Caidin | $25.00 | 4/22/2011 9:52:45 AM |
coin-flower1 | $25.00 | 4/22/2011 10:00:31 AM |
sjvicker | $25.00 | 4/22/2011 10:01:07 AM |
truth-poplar | $52.00 | 4/22/2011 10:03:52 AM |
jaesposito | $25.00 | 4/22/2011 10:31:17 AM |
CatFunded | $25.00 | 4/22/2011 10:42:53 AM |
jtc26 | $100.00 | 4/22/2011 9:55:19 AM |
balance-trailblazer | $150.00 | 4/22/2011 10:09:28 AM |
adaptable-moola0 | $200.00 | 4/22/2011 10:44:19 AM |
reflective-rupee | $100.44 | 4/9/2011 12:10:39 PM |
organized-payment6 | $50.00 | 4/9/2011 12:07:34 PM |
thankful-nickel2 | $50.00 | 4/9/2011 12:54:53 PM |
r48 | $48.00 | 4/9/2011 2:06:09 PM |
magnificent-income7 | $25.00 | 4/9/2011 5:11:48 PM |
caring-hope2 | $100.00 | 4/10/2011 6:07:53 AM |
BlessedEveryDay | $42.56 | 4/10/2011 3:27:47 PM |
astute-fairness0 | $25.00 | 4/10/2011 5:58:19 PM |
Onlyhappycustomers | $25.00 | 4/11/2011 6:38:13 PM |
selector568 | $50.00 | 4/12/2011 8:32:04 AM |
p40thawk | $25.00 | 4/13/2011 12:47:49 PM |
Trapman13 | $50.00 | 4/14/2011 5:02:47 AM |
Weaverville | $50.00 | 4/14/2011 7:39:36 PM |
AFairDeal | $50.00 | 4/16/2011 7:35:10 AM |
groovychick | $25.00 | 4/16/2011 1:33:19 PM |
bid-czar8 | $50.00 | 4/17/2011 5:47:21 PM |
RandyL3 | $25.00 | 4/18/2011 4:24:48 AM |
djh47a | $25.00 | 4/18/2011 10:47:48 AM |
Tradesmanlender | $25.00 | 4/19/2011 2:12:58 AM |
radforj22 | $25.00 | 4/19/2011 5:46:54 PM |
sonnet771 | $50.00 | 4/20/2011 12:50:17 AM |
loot-heart | $25.00 | 4/20/2011 2:21:20 PM |
melodious-fairness | $50.00 | 4/20/2011 12:44:47 PM |
Ripsaw4U | $40.41 | 4/20/2011 3:55:39 PM |
Chutney | $25.00 | 4/20/2011 3:56:05 PM |
r48 | $38.00 | 4/20/2011 5:23:05 PM |
Firescreek | $25.00 | 4/21/2011 5:43:36 AM |
ingenious-order783 | $25.00 | 4/21/2011 8:00:15 AM |
basis-viking | $28.87 | 4/21/2011 1:27:32 PM |
dmk2006 | $25.00 | 4/21/2011 2:24:22 PM |
Zen_help | $25.00 | 4/21/2011 3:15:28 PM |
GElender | $50.00 | 4/21/2011 3:17:44 PM |
reflective-rupee | $200.55 | 4/21/2011 4:17:15 PM |
income-awakening6 | $25.00 | 4/21/2011 3:44:26 PM |
Cal07 | $25.00 | 4/21/2011 6:13:53 PM |
loan-warrior | $25.00 | 4/21/2011 8:03:46 PM |
mammalian4 | $25.00 | 4/21/2011 7:11:29 PM |
visionary-asset5 | $59.74 | 4/21/2011 10:33:25 PM |
usd1027 | $50.00 | 4/22/2011 1:14:44 AM |
KapitalX | $25.00 | 4/21/2011 10:41:27 PM |
adir1 | $25.00 | 4/21/2011 9:01:25 PM |
rmtcpa55 | $150.00 | 4/22/2011 2:05:10 AM |
setUup | $38.32 | 4/22/2011 3:02:48 AM |
1randyp | $200.00 | 4/22/2011 3:13:19 AM |
Bank42 | $50.00 | 4/22/2011 3:17:10 AM |
gulch | $50.00 | 4/22/2011 2:56:29 AM |
flexible-duty3 | $25.00 | 4/22/2011 4:49:37 AM |
fairness-carrier | $1,000.00 | 4/22/2011 6:08:19 AM |
Hogan55 | $50.00 | 4/22/2011 4:07:58 AM |
Anny-Disco | $75.00 | 4/22/2011 4:05:13 AM |
inforapenny | $50.00 | 4/22/2011 5:46:53 AM |
CaliforniaSun | $25.00 | 4/22/2011 7:17:29 AM |
wwwUniversal | $25.00 | 4/22/2011 8:11:12 AM |
PurplePonchoMan | $25.00 | 4/22/2011 7:40:44 AM |
MGMNT | $100.00 | 4/22/2011 8:31:37 AM |
musegaze | $120.00 | 4/22/2011 8:32:35 AM |
best-heavenly-justice | $25.00 | 4/22/2011 9:50:13 AM |
BankShark | $25.00 | 4/22/2011 9:28:30 AM |
Leopoldine | $25.00 | 4/22/2011 9:22:13 AM |
finance-symphony7 | $25.00 | 4/22/2011 10:36:14 AM |
Hartfelt | $25.00 | 4/22/2011 10:41:23 AM |
Snoopylover | $25.00 | 4/22/2011 10:04:33 AM |
refined-penny | $25.00 | 4/22/2011 9:50:06 AM |
Chewbaca | $25.00 | 4/22/2011 10:14:50 AM |
144 Investments
|
Borrower Payment Dependent Notes Series
501831
This series of Notes was issued and sold upon the funding of the borrower loan #48689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,804 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| magnetic-economy2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A little help please...
Purpose of loan:
This loan will be used to...
Pay down debt and securing new residence.
My financial situation:
I am a good candidate for this loan because I am a good risk. My job is stable. Just need a little help at the moment please.
Monthly net income: $4,208
Monthly expenses: $2,429
Housing: $650.00
Insurance: $
Car expenses: $411.00
Utilities: $121.00
Phone, cable, internet: $258.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: about $300.00 a month dispersed between 2 cards.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/11/2011 5:04:22 PM |
suave-dime6 | $25.00 | 4/11/2011 5:03:11 PM |
ingenious-deal6 | $25.00 | 4/11/2011 5:05:31 PM |
sharp-trade0 | $25.00 | 4/11/2011 5:09:45 PM |
Leopoldine | $25.00 | 4/11/2011 5:12:07 PM |
nerdfactor | $25.00 | 4/11/2011 5:08:50 PM |
diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:47 PM |
bonus-chosen-one | $25.00 | 4/11/2011 5:12:06 PM |
792FICO | $50.00 | 4/11/2011 5:12:08 PM |
Kash2010lu | $25.00 | 4/11/2011 7:24:56 PM |
favorite-commerce | $25.00 | 4/11/2011 7:21:18 PM |
flwah | $25.00 | 4/12/2011 2:22:34 AM |
zotzot | $25.44 | 4/12/2011 6:05:45 AM |
zorg77 | $25.00 | 4/12/2011 4:45:59 AM |
blitzen40 | $25.00 | 4/12/2011 6:35:08 AM |
AlfinityBank25 | $25.00 | 4/13/2011 12:44:11 PM |
loanman2007 | $25.00 | 4/14/2011 9:10:16 AM |
larryboy10 | $50.00 | 4/14/2011 7:22:50 PM |
Weaverville | $25.00 | 4/14/2011 7:32:35 PM |
money-baron-roth-IRA | $500.00 | 4/15/2011 6:47:08 PM |
Jack55304 | $185.00 | 4/17/2011 5:33:52 AM |
loss-of-control | $100.00 | 4/17/2011 7:55:38 AM |
Bob450 | $25.00 | 4/17/2011 10:13:22 AM |
fantastic-wampum1 | $100.00 | 4/18/2011 9:18:52 AM |
Gibbyland | $100.00 | 4/19/2011 8:07:37 AM |
Makingitrain | $25.00 | 4/19/2011 9:37:54 AM |
mercuriant | $25.00 | 4/19/2011 10:47:15 AM |
thelovebug | $100.00 | 4/19/2011 5:44:49 PM |
shrewd-income | $100.00 | 4/19/2011 6:39:24 PM |
historic-loan1 | $35.00 | 4/19/2011 7:58:53 PM |
dough-hammock | $25.00 | 4/20/2011 8:04:26 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:08:06 PM |
Nerdster1 | $30.08 | 4/20/2011 6:15:56 PM |
Rick21 | $25.00 | 4/20/2011 9:18:25 PM |
benefit-position | $25.00 | 4/21/2011 6:14:52 AM |
winmals | $25.00 | 4/21/2011 7:24:08 AM |
open-minded-fund9 | $45.02 | 4/21/2011 2:56:05 PM |
value-allocator1 | $100.00 | 4/11/2011 5:09:56 PM |
tech310 | $50.00 | 4/11/2011 5:12:14 PM |
reflective-rupee | $444.44 | 4/11/2011 5:21:05 PM |
lendstats_com | $200.00 | 4/11/2011 6:14:15 PM |
2grindstones | $25.00 | 4/11/2011 5:38:47 PM |
lloyd_s | $25.00 | 4/12/2011 2:28:55 AM |
chicagobear23 | $40.00 | 4/12/2011 5:11:50 AM |
RyanM561 | $25.00 | 4/12/2011 6:02:47 AM |
restless-dime | $50.00 | 4/12/2011 6:46:55 AM |
Artist_Blue | $25.00 | 4/12/2011 6:09:36 AM |
benefit-molecule338 | $300.00 | 4/12/2011 11:23:49 AM |
transformer855 | $25.00 | 4/12/2011 6:17:31 PM |
mrxtravis | $25.00 | 4/13/2011 2:32:09 AM |
kingbob | $25.00 | 4/13/2011 10:01:56 AM |
nodebt2012 | $25.00 | 4/13/2011 2:22:21 PM |
selector568 | $100.00 | 4/15/2011 8:24:42 AM |
DasMula | $27.00 | 4/15/2011 11:22:40 AM |
intrepid-loot | $25.00 | 4/15/2011 4:58:54 PM |
cbivitz | $220.00 | 4/16/2011 6:29:52 AM |
thankful-nickel2 | $25.00 | 4/16/2011 12:30:49 PM |
ursus | $50.00 | 4/18/2011 8:49:05 AM |
buffalobills | $25.00 | 4/18/2011 8:54:24 AM |
money-fort | $25.00 | 4/18/2011 11:03:06 PM |
umfan123 | $25.00 | 4/19/2011 8:17:46 AM |
silver-enlightenment0 | $97.35 | 4/19/2011 11:50:47 AM |
lotuss4 | $50.00 | 4/19/2011 3:54:01 PM |
YurshotCapital | $121.41 | 4/19/2011 8:55:20 PM |
well-mannered-income3 | $40.00 | 4/19/2011 7:13:43 PM |
fair-transparency1 | $150.00 | 4/20/2011 1:35:37 AM |
euro-spark | $100.00 | 4/20/2011 4:53:49 PM |
s_man1 | $50.00 | 4/20/2011 7:49:21 PM |
sunny-justice9 | $25.00 | 4/20/2011 8:57:02 PM |
duty-monger | $50.00 | 4/21/2011 4:31:36 AM |
sturdy-peace9 | $50.00 | 4/21/2011 6:09:13 AM |
auction-mastery | $29.26 | 4/21/2011 9:47:11 AM |
top-commerce-rumbler | $50.00 | 4/21/2011 10:16:30 AM |
Trespass4 | $60.00 | 4/21/2011 12:02:23 PM |
kwan | $25.00 | 4/21/2011 11:00:07 AM |
open-minded-fund9 | $50.00 | 4/21/2011 2:36:12 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
502297
This series of Notes was issued and sold upon the funding of the borrower loan #48718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,963 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| calm-reward321 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purposes
Purpose of loan:
This loan will be used to...
Help pay some bills and to pay for extra expenses for child's graduation and extra items in preparation for them to go to college
My financial situation:
I am a good candidate for this loan because...
Other income: 3,500 (spouse)
Monthly net income: $ 1200
Monthly expenses: $
Housing:
Insurance: $ 269
Car expenses: $
Utilities: $ 75
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please describe your source of income. Thanks - reflective-rupee
A:
I'm disabled and I get Social Security
(Apr-15-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/14/2011 5:01:59 PM |
well-rounded-payout0 | $50.00 | 4/14/2011 5:02:25 PM |
transaction-circuit | $50.00 | 4/14/2011 5:02:12 PM |
suave-dime6 | $25.00 | 4/14/2011 5:07:19 PM |
sharp-trade0 | $25.00 | 4/14/2011 5:08:08 PM |
dpries123 | $25.00 | 4/14/2011 5:18:05 PM |
ingenious-deal6 | $25.00 | 4/14/2011 5:04:32 PM |
diplomatic-wealth7 | $25.00 | 4/14/2011 5:04:49 PM |
DasMula | $27.00 | 4/14/2011 7:45:19 PM |
investment-artist | $25.00 | 4/15/2011 8:08:05 AM |
mrxtravis | $25.00 | 4/15/2011 10:01:32 AM |
money-baron-roth-IRA | $500.00 | 4/15/2011 7:16:47 PM |
Amber_Stone | $75.00 | 4/15/2011 10:25:00 PM |
marketplace-meridian | $25.00 | 4/15/2011 6:25:42 PM |
loanman2007 | $50.00 | 4/16/2011 6:06:22 AM |
kendigme | $46.79 | 4/16/2011 7:11:19 AM |
Red-Bull-One | $25.00 | 4/16/2011 10:21:21 AM |
ethicalhumanist | $25.00 | 4/16/2011 4:02:26 PM |
gjm6d | $25.00 | 4/16/2011 4:11:28 PM |
hopeful-point | $25.00 | 4/17/2011 3:06:32 PM |
l2fp | $25.00 | 4/17/2011 7:02:55 PM |
glenium | $25.00 | 4/18/2011 4:01:53 AM |
ursus | $50.00 | 4/18/2011 8:57:54 AM |
s_man1 | $25.00 | 4/18/2011 7:20:57 PM |
pembull | $100.00 | 4/14/2011 5:04:39 PM |
Weaverville | $25.00 | 4/14/2011 7:38:22 PM |
reflective-rupee | $222.22 | 4/15/2011 10:00:00 AM |
Bob450 | $25.00 | 4/15/2011 7:20:54 PM |
ultimate-peace | $150.00 | 4/15/2011 5:09:07 PM |
handy-point5 | $25.00 | 4/16/2011 7:51:30 AM |
wealth-competitor | $25.00 | 4/16/2011 11:41:35 AM |
droopie1 | $25.00 | 4/16/2011 12:30:39 PM |
momentous-value | $25.00 | 4/16/2011 5:46:03 PM |
loss-of-control | $50.00 | 4/17/2011 7:51:50 AM |
Sudoku | $56.89 | 4/17/2011 7:36:36 PM |
Sudoku | $50.00 | 4/17/2011 10:03:19 PM |
shrewd-income | $25.00 | 4/18/2011 1:58:49 PM |
cbivitz | $175.00 | 4/18/2011 2:03:56 PM |
fireferd | $25.00 | 4/18/2011 9:27:29 PM |
wild-orange | $122.10 | 4/18/2011 10:27:10 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
502649
This series of Notes was issued and sold upon the funding of the borrower loan #48759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,004 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| leverage-mole |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Payoff
Purpose of loan:
This loan will be used to...
PAY BACK LOAN FROM PARENTS
My financial situation:
I am a good candidate for this loan because...
-NO LATE PAYMENTS FOR OVER 5 YEARS
-LOW MONTHLY EXPENSES
-STABLE EMPLOYMENT AS A GRAPHIC ARTIST AT FAITH FAMILY CHURCH, ALSO RECENTLY LICENSED AS A REALTOR.
Monthly net income: $1400+
Monthly expenses: $1000+
Housing: $0 LIVE WITH PARENTS
Insurance: $100 (INCLUDING HEALTH, AUTO, LIFE
Car expenses: $200-GAS/MAINTENANCE (CAR PAID OFF)
Utilities: $0
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100 MIN.
Other expenses: $225 (DONATIONS)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 4/20/2011 9:08:54 AM |
Whipster | $50.00 | 4/20/2011 9:07:03 AM |
suave-dime6 | $25.00 | 4/20/2011 9:08:22 AM |
dudebrah | $25.00 | 4/20/2011 9:38:43 AM |
leverage-monger | $66.66 | 4/20/2011 10:34:12 AM |
SecondChanceLendingSERV | $25.00 | 4/20/2011 1:09:33 PM |
DasMula | $27.00 | 4/20/2011 2:32:06 PM |
lendstats_com | $200.00 | 4/21/2011 9:40:44 AM |
investment-artist | $25.00 | 4/21/2011 9:43:04 AM |
loanman2007 | $175.00 | 4/22/2011 5:09:44 AM |
anton | $610.00 | 4/22/2011 1:25:14 PM |
diplomatic-wealth7 | $25.00 | 4/20/2011 9:09:47 AM |
Interstate_Rate | $50.00 | 4/20/2011 4:16:15 PM |
ingenious-deal6 | $25.00 | 4/20/2011 4:51:27 PM |
reflective-rupee | $222.22 | 4/20/2011 4:56:55 PM |
spiff666 | $26.66 | 4/20/2011 8:13:37 PM |
1-HARD-HEAD | $25.00 | 4/21/2011 4:42:03 PM |
Bob450 | $25.00 | 4/22/2011 5:15:36 AM |
klemer | $25.00 | 4/22/2011 5:12:34 AM |
TJB_2007 | $50.00 | 4/22/2011 9:37:47 AM |
Evolver | $50.00 | 4/22/2011 10:29:44 AM |
exciting-fairness | $200.00 | 4/22/2011 11:49:52 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
499428
This series of Notes was issued and sold upon the funding of the borrower loan #48724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,889.16 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-19-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $487.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,918 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glowing-silver4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: My relatives are coming to live with me from another country, but i don't have enough room for them so i have to remodel the garage to a small room and also build a small house in the back yerd. it costs approximate: $50000
This loan will be used to...Build a house!
My financial situation:
Yearly income: $70000
I have been working as a manager in a very famous restaurant for more than 11 years
I am a good candidate for this loan because...
I am an American Citizen
I have very good job
I am a house owner
I have 3 cars
I have never owed people money
Thank You very much for Your Amazing Grace!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
selector568 | $200.00 | 4/5/2011 5:26:43 PM |
p40thawk | $50.00 | 4/5/2011 5:40:48 PM |
power-companion7 | $100.00 | 4/5/2011 5:56:20 PM |
Kerrysbay | $50.00 | 4/6/2011 12:37:33 AM |
skuba | $50.00 | 4/5/2011 5:28:24 PM |
the-dollar-topper | $100.00 | 4/5/2011 5:40:32 PM |
exact-gold2 | $50.00 | 4/6/2011 9:19:53 AM |
WilliamLeeSims | $25.00 | 4/6/2011 9:23:05 AM |
open-minded-credit4 | $25.00 | 4/6/2011 9:18:35 AM |
AmericanCredit | $25.00 | 4/6/2011 5:37:31 PM |
Anny-Disco | $50.00 | 4/6/2011 5:38:24 PM |
MrDavid | $100.00 | 4/6/2011 9:43:12 PM |
lagnisiruk | $25.00 | 4/7/2011 8:06:18 AM |
iolaire | $25.00 | 4/7/2011 10:58:28 AM |
SchaeferJ | $25.00 | 4/7/2011 11:46:44 AM |
wbahl | $25.00 | 4/7/2011 6:07:47 PM |
unclejaef | $25.00 | 4/8/2011 12:41:51 PM |
djh47a | $25.00 | 4/8/2011 12:48:12 PM |
jazz619 | $25.00 | 4/8/2011 5:49:26 PM |
Hogpilot | $50.00 | 4/9/2011 1:02:12 AM |
financial-frenzy | $25.00 | 4/9/2011 12:43:06 PM |
Jassi | $25.00 | 4/10/2011 8:22:24 PM |
srgriff | $25.00 | 4/11/2011 9:20:08 AM |
ore-genius2 | $100.00 | 4/11/2011 11:12:04 AM |
worthy-value1 | $50.00 | 4/11/2011 2:34:59 PM |
mizount | $25.00 | 4/11/2011 6:08:14 PM |
locomotive7 | $50.00 | 4/12/2011 3:37:22 AM |
interest-fox7 | $50.00 | 4/12/2011 9:32:05 AM |
ytjameslee | $50.00 | 4/12/2011 3:31:53 PM |
the_prince | $50.00 | 4/13/2011 7:19:41 AM |
syounker | $25.00 | 4/13/2011 7:07:47 PM |
Cheburashka | $30.00 | 4/14/2011 1:58:24 AM |
velocity-solo | $25.00 | 4/14/2011 2:47:43 AM |
MasterJin | $25.00 | 4/14/2011 12:06:46 PM |
paddatjie | $50.00 | 4/14/2011 10:22:05 AM |
thedoctor | $33.38 | 4/15/2011 5:49:54 AM |
mdreiss | $50.00 | 4/15/2011 7:40:04 AM |
arenangelchild | $50.00 | 4/15/2011 6:22:42 AM |
Timchenko_LLC | $25.00 | 4/15/2011 9:23:04 AM |
gerryfixit | $25.00 | 4/15/2011 9:45:16 AM |
bglender | $50.00 | 4/15/2011 9:24:09 AM |
iLoaner | $25.00 | 4/15/2011 11:34:43 AM |
dharma1 | $25.00 | 4/15/2011 12:10:09 PM |
JJ9876 | $50.00 | 4/15/2011 10:03:27 AM |
Adventurouschef | $50.00 | 4/15/2011 3:51:37 PM |
arcangel72 | $25.00 | 4/15/2011 5:41:32 PM |
449449 | $44.71 | 4/15/2011 6:45:14 PM |
compoundinterest | $35.11 | 4/16/2011 2:30:33 AM |
adhawan325 | $25.00 | 4/16/2011 2:56:38 AM |
bnordman | $25.00 | 4/16/2011 9:52:16 AM |
nosualcneas | $25.00 | 4/16/2011 3:54:16 PM |
integrity-saver | $50.00 | 4/16/2011 12:24:58 PM |
george6791 | $45.00 | 4/16/2011 5:24:21 PM |
zyztemboy | $50.00 | 4/16/2011 5:54:25 PM |
Havana21 | $200.00 | 4/16/2011 2:39:22 PM |
fcrick | $25.00 | 4/16/2011 5:00:49 PM |
California04 | $50.00 | 4/16/2011 5:05:34 PM |
dedication-merman | $25.00 | 4/16/2011 7:00:45 PM |
faithey | $50.00 | 4/17/2011 11:54:22 AM |
SpareChangeDreamFundLLC | $50.00 | 4/17/2011 11:10:42 AM |
Steveoo1 | $50.00 | 4/17/2011 10:56:17 AM |
capital-futurist | $25.00 | 4/17/2011 5:01:15 PM |
flexiboy35 | $25.00 | 4/17/2011 4:10:29 PM |
Kattosha | $25.00 | 4/18/2011 8:10:26 AM |
pakrbkr | $50.00 | 4/18/2011 5:29:11 AM |
Captain88 | $25.00 | 4/18/2011 6:40:02 AM |
heavenly-interest9 | $50.00 | 4/18/2011 10:49:16 AM |
outwish | $25.00 | 4/18/2011 11:26:44 AM |
rmachi | $25.00 | 4/18/2011 3:49:54 PM |
Hogan55 | $47.45 | 4/18/2011 4:41:23 PM |
ruminating | $25.00 | 4/18/2011 4:41:40 PM |
Danylostefan | $25.00 | 4/18/2011 4:41:45 PM |
lukeskywalkerkp | $25.00 | 4/18/2011 4:42:25 PM |
token34 | $25.00 | 4/18/2011 4:16:08 PM |
fwaguy | $25.00 | 4/18/2011 4:42:58 PM |
Tasmir | $25.00 | 4/18/2011 4:43:06 PM |
rate-rapture8 | $49.12 | 4/18/2011 4:43:14 PM |
antlr | $50.00 | 4/18/2011 4:43:54 PM |
cablenews | $50.00 | 4/18/2011 4:44:17 PM |
tough-peso2 | $25.00 | 4/18/2011 4:44:25 PM |
kind-adventurous-finance | $100.00 | 4/18/2011 4:44:34 PM |
financelover | $50.00 | 4/18/2011 4:46:05 PM |
DadWarbucks | $50.00 | 4/18/2011 4:46:40 PM |
gzeo | $25.00 | 4/18/2011 4:49:42 PM |
Natronpee | $25.00 | 4/18/2011 4:50:19 PM |
jjb3 | $25.00 | 4/18/2011 3:53:18 PM |
eyal0 | $43.63 | 4/18/2011 4:51:59 PM |
inforapenny | $50.00 | 4/18/2011 4:41:26 PM |
jfd287 | $28.39 | 4/18/2011 4:52:13 PM |
monstersdad | $60.58 | 4/18/2011 4:52:23 PM |
Sykes66 | $50.00 | 4/18/2011 4:41:47 PM |
tatsuo20001 | $25.00 | 4/18/2011 4:42:31 PM |
Namrok | $25.00 | 4/18/2011 4:43:01 PM |
AceInTheHole | $25.00 | 4/18/2011 4:43:48 PM |
leeball | $50.00 | 4/18/2011 4:44:28 PM |
Castellan | $50.00 | 4/18/2011 4:44:47 PM |
aha6297 | $25.00 | 4/18/2011 4:45:26 PM |
power-mad-scientist | $25.00 | 4/18/2011 4:45:43 PM |
ArtemisFitzlebottom | $50.00 | 4/18/2011 4:46:30 PM |
rjleves | $50.00 | 4/18/2011 4:48:34 PM |
frankdelraza | $25.00 | 4/18/2011 4:49:03 PM |
Strato | $25.02 | 4/18/2011 4:49:33 PM |
lenderforyoutoday | $50.00 | 4/18/2011 4:49:46 PM |
fiscal65 | $50.00 | 4/18/2011 4:50:09 PM |
Railbird | $36.81 | 4/18/2011 4:52:52 PM |
virtualbank | $50.00 | 4/18/2011 4:52:57 PM |
jonesboyz | $25.00 | 4/18/2011 4:40:27 PM |
system2007 | $25.00 | 4/18/2011 4:41:50 PM |
pipopirate | $25.00 | 4/18/2011 4:41:59 PM |
sb0453 | $25.00 | 4/18/2011 4:42:14 PM |
Iowa65 | $25.03 | 4/18/2011 4:42:20 PM |
CorporateT00l | $25.00 | 4/18/2011 4:42:55 PM |
MechEngineer | $25.00 | 4/18/2011 4:43:10 PM |
lucky6 | $25.00 | 4/18/2011 4:43:22 PM |
kind-resolute-dough | $100.00 | 4/18/2011 4:43:51 PM |
TennSquire | $50.00 | 4/18/2011 4:44:06 PM |
moola-rose8 | $25.00 | 4/18/2011 4:44:44 PM |
credit-investor5 | $50.00 | 4/18/2011 4:45:46 PM |
Interstate_Rate | $250.00 | 4/18/2011 4:46:14 PM |
Woodworker57 | $25.00 | 4/18/2011 4:46:54 PM |
peb44 | $25.00 | 4/18/2011 4:46:59 PM |
Octavian315 | $35.00 | 4/18/2011 4:48:24 PM |
revenue-officer36 | $57.49 | 4/18/2011 4:49:30 PM |
networks4ever | $25.00 | 4/18/2011 4:50:25 PM |
here2lend | $25.00 | 4/18/2011 4:52:27 PM |
Emgolda | $25.00 | 4/18/2011 4:52:40 PM |
Mark-O-Polo | $39.28 | 4/18/2011 4:54:51 PM |
perlindc | $100.00 | 4/18/2011 5:29:13 PM |
commitment-cadence | $25.00 | 4/18/2011 5:27:04 PM |
Warbler | $25.00 | 4/19/2011 1:46:39 AM |
ultimatepaintball | $25.00 | 4/19/2011 2:02:41 AM |
availableloan | $25.00 | 4/18/2011 9:01:06 PM |
Bobafet | $25.00 | 4/19/2011 2:10:15 AM |
Raetha | $25.00 | 4/19/2011 1:46:45 AM |
LKN2RTR | $25.00 | 4/19/2011 1:55:45 AM |
MissionMicroFinance | $28.61 | 4/19/2011 2:00:56 AM |
money-floret | $29.42 | 4/19/2011 2:26:04 AM |
Nco | $25.00 | 4/19/2011 5:24:45 AM |
sparkling-contract7 | $25.00 | 4/19/2011 4:59:49 AM |
justonejake | $200.00 | 4/19/2011 6:50:29 AM |
objective-investor | $250.00 | 4/19/2011 7:04:25 AM |
valueguru | $100.00 | 4/19/2011 7:20:23 AM |
jeffpac | $50.00 | 4/19/2011 7:04:21 AM |
ZackZoo | $100.00 | 4/19/2011 8:01:04 AM |
murphbc | $25.00 | 4/19/2011 7:54:46 AM |
julijask | $50.00 | 4/19/2011 8:58:59 AM |
discrete-asset | $25.00 | 4/19/2011 9:16:58 AM |
Mookouw | $25.00 | 4/19/2011 9:35:12 AM |
the-silver-blaster | $100.00 | 4/19/2011 9:24:41 AM |
handy-wealth0 | $50.00 | 4/19/2011 9:57:35 AM |
ManhattanLender | $25.00 | 4/19/2011 12:20:55 PM |
vigilance-revolutionary | $50.00 | 4/19/2011 12:24:41 PM |
wesleys | $25.00 | 4/19/2011 12:30:17 PM |
DDPrime | $50.00 | 4/19/2011 12:20:45 PM |
SkiNZ | $25.00 | 4/19/2011 12:29:12 PM |
nuclearmoose | $25.00 | 4/19/2011 1:30:03 PM |
wwahammy | $25.00 | 4/19/2011 3:22:10 PM |
economy-beast | $25.53 | 4/19/2011 12:45:38 PM |
BikesUnlimited | $25.00 | 4/19/2011 12:51:16 PM |
misit | $25.00 | 4/19/2011 1:29:07 PM |
kind-genuine-dough | $50.00 | 4/19/2011 4:19:16 PM |
ILoveBearHats | $50.00 | 4/19/2011 4:44:27 PM |
curveylady | $27.14 | 4/19/2011 4:29:11 PM |
green-benefit-enclave | $25.00 | 4/19/2011 4:40:53 PM |
gallant-economy9 | $156.64 | 4/19/2011 4:42:55 PM |
Cover4 | $25.00 | 4/19/2011 4:55:23 PM |
kegs | $167.15 | 4/19/2011 4:44:25 PM |
anton | $700.00 | 4/19/2011 4:59:27 PM |
anton | $400.00 | 4/19/2011 4:59:37 PM |
patriot897 | $50.00 | 4/5/2011 5:27:23 PM |
logical-reward8 | $25.00 | 4/5/2011 5:24:14 PM |
blot44 | $50.00 | 4/5/2011 5:26:49 PM |
meux99 | $25.00 | 4/5/2011 5:28:13 PM |
jescowa | $50.00 | 4/5/2011 6:12:10 PM |
worthy-bid8 | $100.00 | 4/5/2011 5:40:53 PM |
Dollars4Rent | $50.00 | 4/5/2011 5:41:04 PM |
indomitable-coin | $50.00 | 4/6/2011 4:57:41 AM |
serene-truth2 | $50.00 | 4/5/2011 9:29:31 PM |
DukSerduk | $25.00 | 4/5/2011 5:24:23 PM |
kyomoon | $50.00 | 4/5/2011 5:28:53 PM |
kenji4861 | $50.00 | 4/5/2011 5:40:25 PM |
minista | $25.00 | 4/5/2011 5:40:41 PM |
shamrocker | $25.00 | 4/5/2011 5:40:45 PM |
SilverRain | $25.00 | 4/5/2011 7:07:46 PM |
PumpkinHead406 | $25.00 | 4/6/2011 12:37:25 PM |
axl163 | $25.00 | 4/6/2011 12:37:59 PM |
currency-persimmon | $100.00 | 4/6/2011 3:36:50 PM |
community-pipeline | $25.00 | 4/6/2011 9:25:44 AM |
mrpowers5531 | $25.00 | 4/6/2011 9:25:50 AM |
bds9646 | $26.00 | 4/6/2011 9:32:59 AM |
subtle-revenue0 | $25.00 | 4/7/2011 8:05:01 AM |
davisfl | $100.00 | 4/7/2011 8:34:27 PM |
Tech-Entrepreneur | $25.00 | 4/7/2011 8:34:45 PM |
friendlyviking | $25.00 | 4/7/2011 9:00:08 PM |
balanced-bill7 | $50.00 | 4/7/2011 9:46:11 PM |
bill-appraiser7 | $25.00 | 4/8/2011 5:08:15 AM |
benjamins-utopia | $100.00 | 4/8/2011 12:07:32 PM |
sparky1129 | $50.00 | 4/8/2011 1:32:09 PM |
a-responsible-return | $50.00 | 4/8/2011 1:44:09 PM |
UT2008 | $25.00 | 4/8/2011 1:41:14 PM |
Preteur | $25.00 | 4/8/2011 1:42:27 PM |
FlexFunding | $50.00 | 4/8/2011 2:09:44 PM |
kulender | $50.00 | 4/8/2011 5:22:43 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:27:25 PM |
dtrain5 | $25.00 | 4/8/2011 7:37:12 PM |
gojackgo | $50.00 | 4/9/2011 2:22:11 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:04 PM |
BaxterEvil | $25.00 | 4/11/2011 6:58:48 PM |
emo13 | $100.00 | 4/12/2011 3:37:17 AM |
Tahoeguy | $50.00 | 4/12/2011 3:37:33 AM |
BlindProphet | $50.00 | 4/12/2011 3:38:35 AM |
degster | $25.00 | 4/12/2011 2:47:51 AM |
helpishere777 | $50.00 | 4/12/2011 3:35:05 AM |
damage | $25.00 | 4/12/2011 3:34:38 AM |
rmbot | $75.00 | 4/12/2011 5:45:10 PM |
Lender0010 | $100.00 | 4/13/2011 12:04:31 AM |
zone6 | $50.00 | 4/13/2011 2:33:18 AM |
nuclearmoose | $40.00 | 4/13/2011 9:47:40 AM |
wamozart | $50.00 | 4/13/2011 12:43:50 PM |
saysana | $25.00 | 4/13/2011 1:52:04 PM |
a-tranquil-liberty | $25.00 | 4/13/2011 5:37:03 PM |
GodzillaLending | $25.00 | 4/14/2011 2:35:20 AM |
wise-silver-wonder | $25.00 | 4/14/2011 11:22:35 AM |
octoberfresh | $30.00 | 4/14/2011 1:07:59 PM |
Mar_Holdings_LLC | $25.00 | 4/14/2011 12:34:05 PM |
conductor146 | $25.00 | 4/14/2011 5:22:28 PM |
The_Loan_Ranger | $50.00 | 4/14/2011 7:40:03 PM |
Weaverville | $50.00 | 4/14/2011 7:06:50 PM |
tenacious-payout | $50.00 | 4/14/2011 8:57:31 PM |
radforj22 | $50.00 | 4/15/2011 7:36:00 AM |
LenderByDay | $25.00 | 4/15/2011 5:50:10 AM |
10ECgirl | $25.00 | 4/15/2011 9:24:50 AM |
officer8 | $25.00 | 4/15/2011 11:54:37 AM |
yertle9 | $25.00 | 4/15/2011 6:49:34 PM |
fair-funds | $50.00 | 4/15/2011 6:35:01 PM |
valiant-liberty4 | $25.00 | 4/16/2011 4:51:34 AM |
latestone | $25.00 | 4/16/2011 4:02:23 AM |
reinforced-reward | $25.00 | 4/16/2011 5:58:13 AM |
j2ee | $25.00 | 4/16/2011 5:04:04 PM |
bndlending2u | $50.00 | 4/16/2011 8:44:26 PM |
Denver-Rental-Properties | $25.00 | 4/16/2011 5:54:21 PM |
alpinaut | $25.00 | 4/17/2011 7:49:45 AM |
maclove10 | $25.00 | 4/17/2011 11:44:33 AM |
credit-maple5 | $200.00 | 4/18/2011 4:39:28 AM |
NorthwestValue | $25.00 | 4/18/2011 7:39:15 AM |
akl_5277 | $25.00 | 4/18/2011 11:43:12 AM |
looney-toon | $25.00 | 4/18/2011 2:49:23 PM |
orbital-velocity7 | $50.00 | 4/18/2011 1:20:09 PM |
Shockem923 | $25.00 | 4/18/2011 3:45:35 PM |
ctgscott | $25.00 | 4/18/2011 3:46:45 PM |
Auburnmist | $25.00 | 4/18/2011 4:41:16 PM |
zski | $25.00 | 4/18/2011 4:41:43 PM |
bouvierchamp | $50.00 | 4/18/2011 4:42:05 PM |
Tsimmeej | $25.00 | 4/18/2011 4:42:44 PM |
Bearls | $25.00 | 4/18/2011 4:42:51 PM |
Thelonius10 | $25.00 | 4/18/2011 4:43:03 PM |
safe-kindness5 | $25.00 | 4/18/2011 4:43:12 PM |
Refugee | $25.00 | 4/18/2011 4:43:16 PM |
orindalender | $50.00 | 4/18/2011 4:44:02 PM |
MoonMama | $25.00 | 4/18/2011 4:44:21 PM |
forthright-dedication | $50.00 | 4/18/2011 4:44:31 PM |
kindness-hickory5 | $50.00 | 4/18/2011 4:44:39 PM |
Bank42 | $42.17 | 4/18/2011 4:44:55 PM |
dumbass | $25.00 | 4/18/2011 4:46:21 PM |
power-bluebird2 | $100.00 | 4/18/2011 4:47:52 PM |
Katburg | $46.89 | 4/18/2011 4:48:04 PM |
BiggestG | $25.00 | 4/18/2011 4:49:35 PM |
randomguy100 | $25.00 | 4/18/2011 4:50:14 PM |
life-is-great | $25.00 | 4/18/2011 4:41:18 PM |
diligent-leverage | $50.00 | 4/18/2011 4:41:30 PM |
cantsavenuf | $25.00 | 4/18/2011 4:42:28 PM |
fireboss | $50.00 | 4/18/2011 4:52:49 PM |
NJNY | $25.00 | 4/18/2011 4:42:53 PM |
budyzr | $25.00 | 4/18/2011 4:43:18 PM |
Mantis75 | $25.00 | 4/18/2011 4:54:47 PM |
baseballfan111 | $50.00 | 4/18/2011 4:43:57 PM |
djs81 | $25.00 | 4/18/2011 4:44:12 PM |
smilinsam | $50.00 | 4/18/2011 4:44:36 PM |
unassuming-note | $25.00 | 4/18/2011 4:45:30 PM |
aasx1108 | $25.00 | 4/18/2011 4:46:19 PM |
acropiloterau2002 | $25.00 | 4/18/2011 4:47:01 PM |
Rivervale_Westwood | $25.00 | 4/18/2011 4:47:39 PM |
ChicoBob | $50.00 | 4/18/2011 4:48:29 PM |
Schuld66 | $50.00 | 4/18/2011 4:49:37 PM |
anyoi | $50.00 | 4/18/2011 4:50:06 PM |
tolstoy00 | $25.00 | 4/18/2011 4:52:54 PM |
windfall46 | $25.00 | 4/18/2011 4:40:43 PM |
ProfPC | $25.00 | 4/18/2011 4:41:21 PM |
reward-burst4 | $25.00 | 4/18/2011 4:41:55 PM |
pubnat | $25.00 | 4/18/2011 4:42:10 PM |
blukestrel | $25.00 | 4/18/2011 4:42:17 PM |
jey6941 | $25.00 | 4/18/2011 4:42:22 PM |
buckeye55 | $25.00 | 4/18/2011 4:42:41 PM |
unknowable | $50.00 | 4/18/2011 4:43:21 PM |
HeavyDriver03 | $25.00 | 4/18/2011 4:43:59 PM |
shrewd-deal | $25.00 | 4/18/2011 4:44:41 PM |
-Me | $50.00 | 4/18/2011 4:46:34 PM |
lost-money-so-far-on-these | $25.00 | 4/18/2011 4:46:49 PM |
sajitk | $25.00 | 4/18/2011 4:48:25 PM |
market-socrates4 | $50.00 | 4/18/2011 4:50:36 PM |
SourDoughSteve | $25.00 | 4/18/2011 4:52:15 PM |
MusicFarker | $25.00 | 4/18/2011 5:18:50 PM |
Dubbs360 | $100.00 | 4/18/2011 7:04:45 PM |
handy-justice | $100.00 | 4/18/2011 7:53:38 PM |
investment-comet | $25.00 | 4/18/2011 6:20:13 PM |
vtr1000 | $25.00 | 4/18/2011 6:25:33 PM |
Supp0rter | $38.97 | 4/19/2011 1:35:02 AM |
Sixmil | $55.14 | 4/19/2011 1:36:36 AM |
CaliforniaSun | $25.00 | 4/18/2011 10:09:19 PM |
MAJESTIC5 | $32.83 | 4/19/2011 1:59:57 AM |
afotherg | $29.65 | 4/19/2011 2:02:45 AM |
LogicalCC | $38.44 | 4/19/2011 2:10:32 AM |
rulender | $25.00 | 4/19/2011 2:11:25 AM |
Viamin | $25.00 | 4/19/2011 1:37:14 AM |
Aimvest | $25.00 | 4/19/2011 1:55:56 AM |
Hogan55 | $60.00 | 4/19/2011 4:39:23 AM |
xphile | $25.00 | 4/19/2011 2:01:02 AM |
johngaltline | $25.00 | 4/19/2011 2:10:54 AM |
excellent-nickel | $28.02 | 4/19/2011 2:25:43 AM |
flexible-duty3 | $25.00 | 4/19/2011 5:44:14 AM |
orange-truth-pole | $25.76 | 4/19/2011 5:50:01 AM |
nicklds | $25.00 | 4/19/2011 6:12:25 AM |
MO_Investor | $25.00 | 4/19/2011 6:01:18 AM |
generator596 | $25.57 | 4/19/2011 6:20:17 AM |
Gibbyland | $100.00 | 4/19/2011 7:49:34 AM |
balance-voyager | $50.00 | 4/19/2011 8:17:55 AM |
RMB-Investments | $100.00 | 4/19/2011 7:51:48 AM |
gopbernie | $25.00 | 4/19/2011 8:56:24 AM |
platinum-platoon | $25.00 | 4/19/2011 9:36:04 AM |
cash-cymbal | $50.00 | 4/19/2011 9:28:00 AM |
inventive-wealth2 | $25.00 | 4/19/2011 10:06:13 AM |
inventive-wealth2 | $25.00 | 4/19/2011 9:53:23 AM |
reflective-rupee | $25.55 | 4/19/2011 9:55:48 AM |
DreDub | $100.00 | 4/19/2011 10:07:23 AM |
grc | $50.00 | 4/19/2011 11:54:06 AM |
hanoi10 | $25.00 | 4/19/2011 11:17:16 AM |
Tlk2drew | $50.00 | 4/19/2011 12:24:45 PM |
okibee7 | $25.00 | 4/19/2011 1:17:15 PM |
Whitewater_Loans | $28.49 | 4/19/2011 11:39:28 AM |
newest-bountiful-basis | $25.00 | 4/19/2011 12:29:57 PM |
Chuppie | $25.00 | 4/19/2011 1:49:34 PM |
fund-tom-tom6 | $25.00 | 4/19/2011 12:44:32 PM |
sentimental-cash0 | $25.00 | 4/19/2011 12:44:55 PM |
Trondheim_Norway | $150.00 | 4/19/2011 12:32:48 PM |
ISLA-VISTA | $30.00 | 4/19/2011 4:37:59 PM |
best-deal-banker | $50.00 | 4/19/2011 4:16:06 PM |
reward-planetarium | $25.00 | 4/19/2011 4:45:35 PM |
PaulW | $25.00 | 4/19/2011 4:47:55 PM |
larrybird | $165.19 | 4/19/2011 4:43:35 PM |
349 Investments
|
Borrower Payment Dependent Notes Series
500220
This series of Notes was issued and sold upon the funding of the borrower loan #48721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,960.78 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $128.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,479 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-unflappable-kindness |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to pay off some balances that we need to pay before our wedding.
My financial situation: is fine
I am a good candidate for this loan because I do pay my bills and trying to increase my credit score.
Monthly net income: $ 3,500
Monthly expenses: $1000.00
Housing: $0.00
Insurance: $100.00
Car expenses: $200.00
Utilities: $200.00
Phone, cable, internet: $120.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcb202 | $50.00 | 4/6/2011 2:25:16 PM |
kindness-hickory5 | $50.00 | 4/7/2011 4:57:41 AM |
s_man1 | $50.00 | 4/7/2011 9:34:45 AM |
money-baron-roth-IRA | $25.00 | 4/15/2011 2:45:53 PM |
bluprntguy | $25.00 | 4/17/2011 11:46:26 AM |
CA-Lender | $25.04 | 4/17/2011 11:01:11 AM |
Dubbs360 | $100.00 | 4/18/2011 9:10:42 AM |
dudebrah | $25.00 | 4/18/2011 11:45:12 AM |
reflective-rupee | $50.55 | 4/18/2011 10:54:25 AM |
RMirish | $26.83 | 4/18/2011 10:01:22 AM |
REITRUST | $25.00 | 4/18/2011 3:09:50 PM |
money-baron-roth-IRA | $100.00 | 4/18/2011 2:29:22 PM |
Kqwik | $25.00 | 4/18/2011 6:46:30 PM |
GreenHill | $25.00 | 4/19/2011 12:16:37 AM |
dreemin | $50.00 | 4/19/2011 5:54:22 AM |
loancrusader | $75.00 | 4/19/2011 6:48:06 AM |
Rogelio48 | $25.00 | 4/19/2011 7:46:34 AM |
Gibbyland | $50.00 | 4/19/2011 7:42:13 AM |
credit-elation1 | $25.00 | 4/19/2011 8:27:58 AM |
I-Believe-In-You | $47.71 | 4/19/2011 9:52:02 AM |
brondero | $35.00 | 4/19/2011 10:18:58 AM |
droopie1 | $25.00 | 4/19/2011 10:24:16 AM |
wealth-prodigy1 | $50.00 | 4/19/2011 11:06:51 AM |
likeable-hope | $26.07 | 4/19/2011 12:28:30 PM |
green-dollar-equinox | $25.00 | 4/19/2011 12:52:31 PM |
hershey88 | $40.96 | 4/19/2011 1:00:14 PM |
junctionking | $30.07 | 4/19/2011 4:05:51 PM |
NYCFinancier | $25.00 | 4/19/2011 4:13:45 PM |
Trondheim_Norway | $50.00 | 4/19/2011 12:37:34 PM |
FrogAndToad | $25.00 | 4/19/2011 2:53:34 PM |
payout-bridge | $25.00 | 4/19/2011 3:01:01 PM |
ridestwins_998 | $25.00 | 4/19/2011 4:43:41 PM |
excellent-loan8 | $25.00 | 4/19/2011 4:57:42 PM |
loss-of-control | $150.00 | 4/19/2011 5:31:35 PM |
openness-confidant | $50.00 | 4/19/2011 5:28:15 PM |
shrewd-income | $50.00 | 4/19/2011 6:45:47 PM |
TheCount | $25.00 | 4/20/2011 8:03:42 AM |
SolarMoonshine | $25.00 | 4/6/2011 6:47:22 PM |
lean-ore9 | $25.00 | 4/12/2011 5:43:46 PM |
sharp-trade0 | $25.00 | 4/13/2011 8:34:12 AM |
sunny-justice9 | $25.00 | 4/17/2011 3:53:30 PM |
money-fort | $25.00 | 4/17/2011 3:46:20 PM |
transparency-baton | $25.00 | 4/18/2011 9:37:04 AM |
kingbob | $25.00 | 4/18/2011 11:35:06 AM |
octoberfresh | $25.00 | 4/18/2011 10:36:01 AM |
lsx7 | $50.00 | 4/18/2011 2:27:16 PM |
upbeat-investment9 | $25.00 | 4/18/2011 11:38:21 AM |
meridian3 | $25.00 | 4/18/2011 2:47:13 PM |
transparency-baton | $50.00 | 4/18/2011 3:07:16 PM |
handy-justice | $100.00 | 4/18/2011 8:27:46 PM |
unfixer | $25.00 | 4/19/2011 2:33:27 AM |
reflective-rupee | $350.55 | 4/19/2011 6:10:09 AM |
VJ_Financial | $50.00 | 4/19/2011 6:20:51 AM |
supreme-hope | $25.00 | 4/19/2011 7:47:31 AM |
inventive-wealth2 | $25.00 | 4/19/2011 9:47:53 AM |
LuvToLend | $25.00 | 4/19/2011 11:35:48 AM |
moola-monger9 | $50.00 | 4/19/2011 12:47:01 PM |
MJTimages_com | $50.00 | 4/19/2011 1:08:37 PM |
Unitas4302 | $50.00 | 4/19/2011 2:09:33 PM |
curveylady | $28.00 | 4/19/2011 4:25:19 PM |
orange-leverage-phoenix | $50.00 | 4/19/2011 3:56:13 PM |
kingbob | $25.00 | 4/19/2011 2:53:36 PM |
money-yeller | $25.00 | 4/19/2011 4:43:11 PM |
autonomous-truth | $100.00 | 4/19/2011 4:19:45 PM |
adorable-bonus | $45.00 | 4/19/2011 5:18:36 PM |
historic-loan1 | $30.00 | 4/19/2011 7:57:06 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
500350
This series of Notes was issued and sold upon the funding of the borrower loan #48723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 51% |
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,259 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dollar-sitar |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan: consolidatoin
This loan will be used to..pay my bills.
My financial situation: fair
I am a good candidate for this loan because...i,am a good worker and i pay on time.
Monthly net income: $2,050
Monthly expenses: $1,345
Housing: $8,00
Insurance: $345 yr
Car expenses: $345
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 4/1/2011 5:03:09 PM |
transparency-grasshopper | $25.00 | 4/1/2011 5:22:34 PM |
Bob450 | $25.00 | 4/1/2011 6:38:51 PM |
reflective-rupee | $44.44 | 4/1/2011 5:22:13 PM |
worldly-money4 | $100.00 | 4/1/2011 5:34:11 PM |
pollyana | $50.00 | 4/2/2011 4:17:06 AM |
JustMee | $25.00 | 4/1/2011 5:14:48 PM |
irrelevant | $25.00 | 4/2/2011 7:13:03 AM |
suave-dime6 | $25.00 | 4/2/2011 8:11:03 AM |
Rob717171 | $50.00 | 4/2/2011 10:16:07 AM |
nickel-hickory | $25.00 | 4/2/2011 4:25:33 PM |
bright-exchange | $25.00 | 4/3/2011 11:45:19 AM |
gain-gourd | $75.00 | 4/2/2011 1:39:46 PM |
larryboy10 | $25.00 | 4/2/2011 1:49:16 PM |
diplomatic-wealth7 | $25.00 | 4/3/2011 9:48:21 AM |
desertoasis | $25.00 | 4/4/2011 1:20:57 PM |
droopie1 | $25.00 | 4/7/2011 11:10:23 AM |
nodebt2012 | $25.00 | 4/8/2011 6:39:19 AM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:33:52 PM |
handy-justice | $50.00 | 4/9/2011 5:48:03 PM |
eboomer2611 | $25.00 | 4/10/2011 12:26:46 PM |
red-power-pecan | $50.00 | 4/10/2011 4:03:52 PM |
nerdfactor | $25.00 | 4/10/2011 10:35:32 PM |
symbiosis | $50.00 | 4/11/2011 2:57:46 PM |
apostle901 | $25.00 | 4/11/2011 5:17:30 PM |
kindness-launcher | $600.00 | 4/11/2011 10:41:57 PM |
finance-solo | $35.41 | 4/12/2011 5:32:06 AM |
Dubbs360 | $25.00 | 4/12/2011 7:35:06 AM |
kingbob | $25.00 | 4/13/2011 9:45:22 AM |
Makingitrain | $25.00 | 4/13/2011 9:55:21 AM |
benefit-molecule338 | $100.00 | 4/13/2011 11:33:46 AM |
sudeep104 | $25.00 | 4/13/2011 12:23:24 PM |
shrewd-income | $50.00 | 4/13/2011 2:54:39 PM |
CoyoteJack | $100.00 | 4/13/2011 2:50:11 PM |
reflective-rupee | $375.55 | 4/13/2011 2:54:09 PM |
wampum-chorus3 | $35.07 | 4/13/2011 3:07:45 PM |
CA-Lender | $25.04 | 4/13/2011 3:34:51 PM |
ingenious-deal6 | $25.00 | 4/1/2011 5:05:48 PM |
Kash2010lu | $40.00 | 4/1/2011 5:04:51 PM |
transformer855 | $25.00 | 4/1/2011 7:16:38 PM |
ready-interest9 | $25.00 | 4/1/2011 7:23:57 PM |
tech310 | $50.00 | 4/2/2011 3:42:25 AM |
SecondChanceLendingSERV | $27.45 | 4/2/2011 9:57:56 AM |
2grindstones | $25.00 | 4/2/2011 4:38:27 PM |
restless-dime | $50.00 | 4/2/2011 3:01:37 PM |
kttalamo | $50.00 | 4/3/2011 12:58:52 AM |
RyanM561 | $25.00 | 4/4/2011 6:57:00 AM |
value-allocator1 | $100.00 | 4/4/2011 9:56:20 AM |
Artist_Blue | $25.00 | 4/4/2011 2:28:41 PM |
thelovebug | $100.00 | 4/5/2011 5:31:04 PM |
greencat | $50.00 | 4/6/2011 7:23:56 AM |
exchange-upholder0 | $25.00 | 4/7/2011 8:33:40 AM |
money-bauble | $50.00 | 4/7/2011 4:17:43 AM |
s_man1 | $50.00 | 4/7/2011 8:49:20 AM |
bountiful-durability | $50.00 | 4/7/2011 6:47:51 PM |
RMI_Babylon | $25.00 | 4/8/2011 7:19:41 PM |
lotuss4 | $50.00 | 4/9/2011 5:56:50 PM |
sharp-trade0 | $25.00 | 4/10/2011 2:50:25 PM |
important-openness1 | $50.00 | 4/10/2011 10:12:52 PM |
worthy-bid8 | $25.00 | 4/12/2011 6:33:00 AM |
Executive23 | $25.00 | 4/12/2011 12:25:42 PM |
Whipster | $50.00 | 4/12/2011 3:46:47 PM |
worldly-money4 | $2,000.00 | 4/12/2011 3:43:26 PM |
CashFlow13 | $1,500.00 | 4/12/2011 5:49:24 PM |
shrewd-income | $50.00 | 4/12/2011 6:43:56 PM |
OLYVRC | $25.00 | 4/12/2011 6:50:24 PM |
godspeed237 | $35.00 | 4/12/2011 6:25:14 PM |
intrepid-loot | $25.00 | 4/12/2011 6:41:20 PM |
money-fort | $30.00 | 4/12/2011 10:14:55 PM |
cash-cymbal3 | $25.00 | 4/13/2011 8:08:32 AM |
Rogelio48 | $30.00 | 4/13/2011 12:16:21 PM |
PotBellyPete | $150.00 | 4/13/2011 3:16:25 PM |
DGC_Lending | $17.59 | 4/13/2011 3:39:49 PM |
treasure-widget | $29.45 | 4/13/2011 2:49:39 PM |
SkinnyFish | $25.00 | 4/13/2011 3:14:22 PM |
excellent-reward323 | $50.00 | 4/13/2011 3:06:24 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
500982
This series of Notes was issued and sold upon the funding of the borrower loan #48712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,566.68 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-07-2011 |
Term:
| 60 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $335.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 53% |
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,380 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| counsel101 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt be Gone!!!
Purpose of loan: Consolidate Loans
This loan will be used to Consolidate Loans to one montly payment.
My financial situation:
I am a good candidate for this loan because I take my financial situation very seriously and pay my creditors on time...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
My total mortgage balance is $188,000.00 I have no HELOC on the home. The market value of the home is appox. $230,000.00.
Thank you for interest in my loan.
(Apr-07-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $150.00 | 4/7/2011 5:17:01 PM |
skillful-asset5 | $30.00 | 4/7/2011 8:58:10 PM |
kindness-launcher | $800.00 | 4/7/2011 6:07:02 PM |
suave-dime6 | $25.00 | 4/7/2011 5:25:14 PM |
SecondChanceLendingSERV | $25.00 | 4/7/2011 8:21:22 PM |
competent-p2p | $25.00 | 4/8/2011 7:38:53 AM |
fantastic-wampum1 | $100.00 | 4/8/2011 4:37:21 PM |
nerdfactor | $25.00 | 4/10/2011 10:38:37 PM |
transformer855 | $25.00 | 4/12/2011 7:09:00 PM |
tnjohnso | $25.00 | 4/16/2011 2:45:41 AM |
Midwestvalues | $50.00 | 4/16/2011 5:59:52 AM |
ursus | $50.00 | 4/18/2011 8:47:11 AM |
laki_haole | $50.00 | 4/18/2011 9:19:03 AM |
fighter122 | $50.00 | 4/18/2011 9:10:12 PM |
asiaratt | $50.00 | 4/19/2011 4:15:18 AM |
worthy-bid8 | $25.00 | 4/19/2011 8:17:12 AM |
DreDub | $50.00 | 4/19/2011 10:09:19 AM |
CA-Lender | $100.04 | 4/19/2011 5:48:33 PM |
1randyp | $500.00 | 4/19/2011 5:40:59 PM |
Rob717171 | $50.00 | 4/19/2011 6:00:44 PM |
well-mannered-income3 | $25.00 | 4/19/2011 7:09:17 PM |
natural-greenback6 | $25.00 | 4/19/2011 9:41:24 PM |
profit-powerplant | $50.00 | 4/20/2011 12:08:29 AM |
dudebrah | $25.00 | 4/20/2011 1:00:18 AM |
valiant-money | $25.00 | 4/19/2011 9:06:05 PM |
Dubbs360 | $100.00 | 4/20/2011 7:49:40 AM |
finance-solo | $25.00 | 4/20/2011 7:31:56 AM |
glroark | $100.00 | 4/20/2011 7:47:54 AM |
vishal29 | $50.00 | 4/20/2011 1:02:30 PM |
MJTimages_com | $100.00 | 4/20/2011 2:19:51 PM |
smear87 | $25.00 | 4/20/2011 2:26:06 PM |
RyanM561 | $25.00 | 4/20/2011 2:50:52 PM |
euro-spark | $200.00 | 4/20/2011 2:49:50 PM |
money-baron-roth-IRA | $250.00 | 4/20/2011 2:06:03 PM |
DER | $50.00 | 4/20/2011 3:39:42 PM |
sunny-justice9 | $25.00 | 4/20/2011 4:14:02 PM |
Rogesparkguy | $25.00 | 4/20/2011 4:47:49 PM |
JJ9876 | $25.00 | 4/20/2011 4:51:46 PM |
nybanker85 | $50.00 | 4/20/2011 6:09:20 PM |
jmb_lending | $127.98 | 4/20/2011 10:04:32 PM |
340 | $28.32 | 4/21/2011 3:39:00 AM |
jjswanso | $37.84 | 4/21/2011 5:45:41 AM |
valiant-money | $25.00 | 4/21/2011 7:36:50 AM |
lawstudent203 | $25.00 | 4/21/2011 7:05:57 AM |
Bob450 | $25.00 | 4/21/2011 1:13:49 PM |
newest-reliable-velocity | $30.00 | 4/21/2011 1:04:48 PM |
kegs | $500.00 | 4/21/2011 1:37:04 PM |
gallant-economy9 | $306.28 | 4/21/2011 1:32:02 PM |
larrybird | $570.24 | 4/21/2011 1:33:21 PM |
mrsp2e | $25.00 | 4/21/2011 3:24:56 PM |
diplomatic-wealth7 | $25.00 | 4/7/2011 5:30:05 PM |
reflective-rupee | $222.22 | 4/7/2011 8:25:58 PM |
ingenious-deal6 | $25.00 | 4/7/2011 5:29:54 PM |
thelovebug | $100.00 | 4/8/2011 12:28:24 PM |
Gibbyland | $100.00 | 4/9/2011 12:23:05 PM |
ready-interest9 | $25.00 | 4/10/2011 4:30:12 PM |
vigorous-market5 | $200.00 | 4/14/2011 6:48:38 PM |
Weaverville | $25.00 | 4/14/2011 7:30:38 PM |
Jack55304 | $185.00 | 4/17/2011 5:32:13 AM |
miked8303 | $25.00 | 4/18/2011 6:55:55 AM |
handy-justice | $50.00 | 4/18/2011 10:09:30 AM |
birddogsb | $50.00 | 4/19/2011 5:19:59 AM |
tylerfd | $25.00 | 4/19/2011 4:46:04 AM |
jjswanso | $50.00 | 4/19/2011 5:39:35 AM |
the-silver-blaster | $50.00 | 4/19/2011 9:53:23 AM |
1randyp | $256.00 | 4/19/2011 5:44:23 PM |
red-power-pecan | $50.00 | 4/19/2011 6:11:03 PM |
jonmars | $25.00 | 4/19/2011 6:00:13 PM |
reflective-rupee | $500.55 | 4/19/2011 7:46:55 PM |
credit-sycamore4 | $50.00 | 4/19/2011 10:24:28 PM |
autonomous-truth | $100.00 | 4/19/2011 10:40:23 PM |
Wisc_investor | $30.00 | 4/20/2011 7:25:32 AM |
nilonc1 | $25.00 | 4/20/2011 8:24:14 AM |
reflective-rupee | $250.55 | 4/20/2011 10:56:26 AM |
point-kitten6 | $100.00 | 4/20/2011 11:22:43 AM |
jazzlender | $25.00 | 4/20/2011 9:24:33 AM |
vishal29 | $50.00 | 4/20/2011 12:58:47 PM |
Bill88 | $30.00 | 4/20/2011 3:07:40 PM |
money-fort | $25.00 | 4/20/2011 1:20:24 PM |
Ocean713 | $50.00 | 4/20/2011 3:25:52 PM |
FinanceEngine | $35.00 | 4/20/2011 4:43:56 PM |
PleaseDontDefault | $50.00 | 4/20/2011 4:32:49 PM |
orange-leverage-phoenix | $100.00 | 4/20/2011 6:10:24 PM |
money-bauble | $50.00 | 4/20/2011 6:42:39 PM |
inventive-wealth2 | $25.00 | 4/20/2011 8:31:27 PM |
sunny-justice9 | $25.00 | 4/20/2011 8:33:04 PM |
symbiosis | $25.00 | 4/20/2011 6:07:08 PM |
top-historic-peso | $25.00 | 4/20/2011 9:16:15 PM |
peer2peer-goodness | $25.00 | 4/20/2011 8:51:58 PM |
compuguy8 | $25.00 | 4/20/2011 11:35:38 PM |
quickstep | $150.00 | 4/21/2011 4:43:06 AM |
mrsp2e | $25.00 | 4/21/2011 6:31:25 AM |
himistu22 | $50.00 | 4/21/2011 4:30:34 AM |
octoberfresh | $25.00 | 4/21/2011 7:14:39 AM |
mpatrick | $25.00 | 4/21/2011 9:27:52 AM |
privatebankerva | $25.00 | 4/21/2011 9:39:23 AM |
cash-daisy | $35.35 | 4/21/2011 10:16:09 AM |
reflective-rupee | $100.55 | 4/21/2011 11:58:52 AM |
JauaFlash | $25.00 | 4/21/2011 1:29:26 PM |
anton | $1,000.00 | 4/21/2011 1:09:12 PM |
NYBIZ | $26.00 | 4/21/2011 3:04:12 PM |
sabot6 | $25.00 | 4/21/2011 2:48:24 PM |
hundorama | $39.21 | 4/21/2011 2:03:41 PM |
reflective-rupee | $500.55 | 4/21/2011 4:02:07 PM |
shrewd-income | $300.00 | 4/21/2011 3:49:39 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
501302
This series of Notes was issued and sold upon the funding of the borrower loan #48692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,308 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| surge283 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Chef
Purpose of loan: Wedding and Auto Repair
This loan will be used to...
My financial situation:Employed full time, plus 2nd job not w2
I am a good candidate for this loan because...
Monthly net income: $5000.00
Monthly expenses: $75.00
Housing: $2192.00
Insurance: $60.00
Car expenses: $400.00
Utilities: $250.00
Phone, cable, internet: $paid by company
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $25.00 | 4/8/2011 9:54:18 AM |
Kash2010lu | $25.00 | 4/8/2011 10:43:45 AM |
Weaverville | $25.00 | 4/14/2011 7:39:26 PM |
money-baron-roth-IRA | $100.00 | 4/18/2011 6:33:35 PM |
CA-Lender | $25.04 | 4/20/2011 10:08:58 AM |
108lender | $100.00 | 4/20/2011 12:26:58 PM |
reflective-rupee | $200.55 | 4/20/2011 10:15:22 AM |
money-fort | $25.00 | 4/20/2011 1:19:25 PM |
MJTimages_com | $25.00 | 4/20/2011 2:25:01 PM |
capital-halo1 | $815.96 | 4/20/2011 5:37:44 PM |
Lubava | $39.31 | 4/20/2011 5:43:42 PM |
head | $25.00 | 4/20/2011 7:31:42 PM |
Bob450 | $25.00 | 4/20/2011 10:44:31 PM |
mohara25 | $280.10 | 4/20/2011 10:40:43 PM |
VJ_Financial | $75.00 | 4/20/2011 7:38:35 PM |
mrsp2e | $25.00 | 4/21/2011 6:33:27 AM |
nitrostamped | $129.98 | 4/21/2011 7:58:18 AM |
sdcc72 | $25.00 | 4/21/2011 8:15:58 AM |
EretzCapital | $40.00 | 4/21/2011 8:07:49 AM |
mikelance7 | $25.00 | 4/21/2011 8:54:10 AM |
debt-legend | $25.00 | 4/21/2011 9:06:56 AM |
jvg10 | $100.00 | 4/21/2011 8:20:09 AM |
Silverling6 | $25.00 | 4/21/2011 10:48:36 AM |
eboomer2611 | $25.00 | 4/21/2011 11:17:07 AM |
Wart126 | $25.00 | 4/21/2011 11:38:14 AM |
Wisc_investor | $30.00 | 4/21/2011 11:52:47 AM |
note-mad-scientist | $39.38 | 4/21/2011 9:47:37 AM |
wellsfrugal | $50.00 | 4/21/2011 10:49:46 AM |
cloud546 | $45.89 | 4/21/2011 11:12:19 AM |
investment-comet | $25.00 | 4/21/2011 11:28:40 AM |
Mlusher | $61.12 | 4/21/2011 12:49:00 PM |
caprirolito | $25.00 | 4/8/2011 2:55:51 PM |
dudebrah | $25.00 | 4/20/2011 9:32:22 AM |
2grindstones | $25.00 | 4/20/2011 9:37:42 AM |
vishal29 | $25.00 | 4/20/2011 12:42:19 PM |
droopie1 | $25.00 | 4/20/2011 12:16:22 PM |
NYCFinancier | $25.00 | 4/20/2011 3:22:22 PM |
deepblue34 | $30.00 | 4/20/2011 4:25:28 PM |
joyful-investment3 | $25.00 | 4/20/2011 4:43:10 PM |
sunny-justice9 | $25.00 | 4/20/2011 4:32:16 PM |
lean-ore9 | $25.00 | 4/20/2011 6:06:16 PM |
autonomous-truth | $50.00 | 4/20/2011 5:48:24 PM |
Rogelio48 | $25.00 | 4/20/2011 7:35:24 PM |
Freedomforme16 | $30.64 | 4/20/2011 9:42:33 PM |
competent-p2p | $25.00 | 4/20/2011 7:59:05 PM |
himistu22 | $25.00 | 4/21/2011 4:31:45 AM |
sgt-schultz | $25.00 | 4/21/2011 5:51:59 AM |
PotBellyPete | $150.00 | 4/21/2011 6:50:02 AM |
nitrostamped | $50.00 | 4/21/2011 7:57:45 AM |
wampum-chorus3 | $37.05 | 4/21/2011 7:35:41 AM |
coasterman | $25.00 | 4/21/2011 6:02:41 AM |
thatguyoverseas | $29.76 | 4/21/2011 9:25:09 AM |
apple757 | $27.00 | 4/21/2011 9:41:17 AM |
lendstats_com | $175.00 | 4/21/2011 9:44:03 AM |
vine99 | $40.00 | 4/21/2011 7:58:47 AM |
fairness-atmosphere | $25.00 | 4/21/2011 10:04:14 AM |
macotra4 | $32.09 | 4/21/2011 8:33:31 AM |
opus08 | $25.00 | 4/21/2011 10:39:20 AM |
giggling_DB | $25.25 | 4/21/2011 10:27:24 AM |
panegryst | $100.00 | 4/21/2011 10:32:10 AM |
balanced-return5 | $25.00 | 4/21/2011 11:04:12 AM |
treasure-singularity | $50.00 | 4/21/2011 11:33:04 AM |
investment-artist | $25.00 | 4/21/2011 9:09:05 AM |
ideal-economy | $35.00 | 4/21/2011 11:09:16 AM |
pure-note0 | $25.00 | 4/21/2011 12:08:36 PM |
loan-eagle9 | $25.00 | 4/21/2011 9:30:49 AM |
building_pennies | $29.88 | 4/21/2011 11:56:03 AM |
likeable-hope | $25.00 | 4/21/2011 9:48:48 AM |
wild-orange | $50.00 | 4/21/2011 10:26:15 AM |
organized-power3 | $26.00 | 4/21/2011 12:05:41 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
501342
This series of Notes was issued and sold upon the funding of the borrower loan #48726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $398.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 6% |
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $115,809 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enriching-velocity5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for short term need
Purpose of loan:
This loan will be used to pay for misc fee/expenses for my investment property
My financial situation:
I am a good candidate for this loan because I have a steady income and have been with my company for 12+ years. I owned my residentail house and have a mortgage payment of $1200 with escrows included, never have a late payment. I don't have any car payment. I do have HELOC payment which used to fund the downpayment that I bought this investment property in upstate NY. Of course now due to the banking mess, they cut the line of credit on everyone including me, even thought I still have some equities on my house. Recently there is a water main break in my investment property and also the sudden 70% increase of property tax, this screwed up the budget a little bit. This loan will help solve this short term needs and help to prepare for the long term budgeting.
Thanks for viewing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bill-appraiser7 | $25.00 | 4/8/2011 9:27:57 AM |
indomitable-coin | $50.00 | 4/8/2011 9:28:37 AM |
DukSerduk | $25.00 | 4/8/2011 10:43:22 AM |
Fearless_Lender | $25.00 | 4/8/2011 11:40:49 AM |
kanakakm | $50.00 | 4/8/2011 11:40:16 AM |
kyomoon | $50.00 | 4/8/2011 11:51:35 AM |
serene-truth2 | $50.00 | 4/8/2011 11:55:04 AM |
jescowa | $50.00 | 4/8/2011 11:54:44 AM |
meux99 | $25.00 | 4/8/2011 11:58:25 AM |
p40thawk | $50.00 | 4/8/2011 12:00:38 PM |
Preteur | $25.00 | 4/8/2011 12:42:31 PM |
bds9646 | $26.00 | 4/8/2011 12:43:08 PM |
Pasagam | $50.00 | 4/8/2011 1:11:32 PM |
reflective-rupee | $44.44 | 4/8/2011 1:31:52 PM |
open-minded-credit4 | $25.00 | 4/8/2011 1:53:19 PM |
MiniBank998 | $25.00 | 4/8/2011 1:53:33 PM |
iolaire | $25.00 | 4/8/2011 1:54:14 PM |
the-dollar-topper | $100.00 | 4/8/2011 1:54:49 PM |
jazz619 | $25.00 | 4/8/2011 5:49:47 PM |
dtrain5 | $25.00 | 4/8/2011 7:37:27 PM |
get30inc | $50.00 | 4/9/2011 9:40:44 AM |
gojackgo | $50.00 | 4/9/2011 2:22:00 PM |
Jofga | $50.00 | 4/11/2011 12:10:44 PM |
BaxterEvil | $25.00 | 4/11/2011 6:59:11 PM |
skuba | $51.03 | 4/12/2011 3:36:54 AM |
enterprising-cash0 | $25.00 | 4/12/2011 1:54:19 PM |
Algernon | $25.00 | 4/13/2011 7:51:54 AM |
Hogpilot | $50.00 | 4/13/2011 5:21:21 PM |
MasterJin | $25.00 | 4/14/2011 12:06:59 PM |
Weaverville | $100.00 | 4/14/2011 7:27:02 PM |
mizount | $25.00 | 4/15/2011 5:58:48 AM |
JJ9876 | $50.00 | 4/15/2011 10:04:02 AM |
a-responsible-return | $34.72 | 4/16/2011 4:37:13 AM |
Havana21 | $200.00 | 4/16/2011 2:39:43 PM |
fcrick | $25.00 | 4/16/2011 5:04:30 PM |
California04 | $50.00 | 4/16/2011 5:05:58 PM |
Steveoo1 | $50.00 | 4/17/2011 10:56:36 AM |
worthy-value1 | $50.00 | 4/17/2011 5:39:28 PM |
WilliamLeeSims | $25.00 | 4/18/2011 4:44:52 PM |
emo13 | $50.00 | 4/18/2011 4:52:33 PM |
community-pipeline | $50.00 | 4/18/2011 4:58:54 PM |
damage | $25.00 | 4/19/2011 8:25:26 AM |
Rob717171 | $50.00 | 4/19/2011 6:01:22 PM |
balanced-rupee | $100.00 | 4/19/2011 6:30:12 PM |
Theodon | $25.00 | 4/20/2011 10:14:27 AM |
reward-planetarium | $25.00 | 4/20/2011 11:59:27 AM |
cymbal097 | $25.00 | 4/20/2011 2:00:54 PM |
ebusinessagent | $25.00 | 4/20/2011 2:39:20 PM |
108lender | $500.00 | 4/20/2011 12:25:03 PM |
fulfilling-investment4 | $25.00 | 4/20/2011 2:13:14 PM |
kulender | $50.00 | 4/20/2011 3:17:10 PM |
Lender0010 | $100.00 | 4/20/2011 4:17:06 PM |
availableloan | $25.00 | 4/20/2011 9:27:23 PM |
thedoctor | $100.00 | 4/21/2011 1:49:32 AM |
inphri | $2,000.00 | 4/21/2011 12:32:30 AM |
macgeek | $45.00 | 4/21/2011 12:41:00 AM |
Oak-Parker | $25.00 | 4/21/2011 4:32:06 AM |
Johnab | $25.00 | 4/21/2011 4:52:29 AM |
bomdel | $25.00 | 4/21/2011 6:11:21 AM |
PotBellyPete | $150.00 | 4/21/2011 6:50:57 AM |
vikings23 | $25.00 | 4/21/2011 7:16:51 AM |
a-restless-dollar | $25.00 | 4/21/2011 6:56:17 AM |
octoberfresh | $25.00 | 4/21/2011 7:25:24 AM |
moneytolend72 | $25.00 | 4/21/2011 7:34:10 AM |
nimcha | $100.00 | 4/21/2011 3:57:38 AM |
goodhearted-gold3 | $56.81 | 4/21/2011 6:57:26 AM |
panegryst | $100.00 | 4/21/2011 10:33:10 AM |
Bank42 | $50.00 | 4/21/2011 10:38:40 AM |
ideal-economy | $50.00 | 4/21/2011 11:10:23 AM |
investment-artist | $25.00 | 4/21/2011 9:11:09 AM |
otalon | $50.00 | 4/21/2011 11:09:16 AM |
first-serene-credit | $25.00 | 4/21/2011 11:43:56 AM |
vigilance-spinner3 | $25.00 | 4/21/2011 12:31:03 PM |
profit-powerplant | $50.00 | 4/21/2011 10:24:50 AM |
best-generosity-financier | $25.00 | 4/21/2011 3:10:52 PM |
werdnaff | $30.00 | 4/21/2011 1:46:18 PM |
enterprising-cash0 | $50.00 | 4/21/2011 2:13:05 PM |
dmk2006 | $25.00 | 4/21/2011 2:22:15 PM |
MO_Investor | $25.00 | 4/21/2011 2:28:52 PM |
SBT | $75.00 | 4/21/2011 2:29:01 PM |
jcttjg | $40.00 | 4/21/2011 3:15:45 PM |
cymbal097 | $25.00 | 4/21/2011 4:15:53 PM |
bfn311 | $25.00 | 4/21/2011 5:10:41 PM |
money-animal3 | $250.00 | 4/21/2011 5:20:34 PM |
lifegrowth | $25.00 | 4/21/2011 6:24:35 PM |
Carpetkid | $50.00 | 4/21/2011 5:56:29 PM |
hard-working-interest153 | $50.00 | 4/21/2011 6:41:44 PM |
YesMoney | $25.00 | 4/21/2011 10:36:34 PM |
ochardlender | $25.00 | 4/21/2011 8:53:38 PM |
ore-frontier | $25.00 | 4/22/2011 12:45:20 AM |
Rivervale_Westwood | $25.00 | 4/22/2011 2:44:11 AM |
pubnat | $25.00 | 4/22/2011 2:46:19 AM |
mytime06 | $25.00 | 4/21/2011 9:49:24 PM |
Easystreet | $25.00 | 4/22/2011 2:57:06 AM |
Cheburashka | $30.00 | 4/22/2011 2:59:54 AM |
adhawan325 | $25.00 | 4/22/2011 3:03:14 AM |
1randyp | $100.00 | 4/22/2011 3:10:07 AM |
setUup | $31.32 | 4/22/2011 12:03:27 AM |
cd3333 | $28.00 | 4/22/2011 1:10:48 AM |
monstersdad | $36.40 | 4/22/2011 3:02:18 AM |
mistertao | $25.00 | 4/22/2011 3:17:56 AM |
outwish | $25.00 | 4/22/2011 3:15:23 AM |
NMGbank | $25.00 | 4/22/2011 3:28:38 AM |
naniamo | $25.00 | 4/22/2011 2:45:44 AM |
ctgscott | $25.00 | 4/22/2011 3:36:37 AM |
discrete-asset | $25.00 | 4/22/2011 3:42:15 AM |
sajitk | $25.00 | 4/22/2011 3:01:59 AM |
virtualbank | $34.22 | 4/22/2011 3:28:50 AM |
Interstate_Rate | $139.87 | 4/22/2011 3:03:40 AM |
xphile | $25.00 | 4/22/2011 3:17:41 AM |
flexible-duty3 | $25.00 | 4/22/2011 4:46:18 AM |
Bearls | $25.00 | 4/22/2011 3:29:16 AM |
reinforced-reward | $25.00 | 4/22/2011 3:42:48 AM |
market-socrates4 | $48.76 | 4/22/2011 3:55:36 AM |
attractive-rate | $28.67 | 4/22/2011 4:15:39 AM |
anton | $300.00 | 4/22/2011 6:42:37 AM |
logical-reward8 | $25.00 | 4/8/2011 11:12:50 AM |
MrDavid | $100.00 | 4/8/2011 11:16:20 AM |
Dollars4Rent | $50.00 | 4/8/2011 11:52:29 AM |
scrappy-bonus2 | $25.00 | 4/8/2011 11:55:16 AM |
kenji4861 | $50.00 | 4/8/2011 11:59:09 AM |
subtle-revenue0 | $25.00 | 4/8/2011 12:02:51 PM |
worthy-bid8 | $100.00 | 4/8/2011 12:01:19 PM |
blot44 | $50.00 | 4/8/2011 12:02:07 PM |
sparky1129 | $50.00 | 4/8/2011 1:32:28 PM |
lagnisiruk | $25.00 | 4/8/2011 1:54:55 PM |
mrpowers5531 | $25.00 | 4/8/2011 3:02:31 PM |
minista | $25.00 | 4/8/2011 5:32:43 PM |
efficient-treasure0 | $25.00 | 4/8/2011 8:27:40 PM |
diplomatic-wealth7 | $25.00 | 4/9/2011 6:04:23 PM |
toronado | $50.00 | 4/10/2011 7:20:41 PM |
srgriff | $25.00 | 4/11/2011 9:20:33 AM |
ore-genius2 | $100.00 | 4/11/2011 11:12:22 AM |
shamrocker | $25.00 | 4/11/2011 2:35:50 PM |
sharp-income2 | $25.00 | 4/12/2011 10:32:22 AM |
ytjameslee | $50.00 | 4/12/2011 3:32:29 PM |
exact-gold2 | $32.54 | 4/13/2011 7:52:11 AM |
bglender | $50.00 | 4/15/2011 9:24:38 AM |
benjamins-utopia | $100.00 | 4/16/2011 5:09:17 AM |
nosualcneas | $25.00 | 4/16/2011 3:54:34 PM |
faithey | $50.00 | 4/17/2011 11:54:33 AM |
pakrbkr | $50.00 | 4/18/2011 5:29:28 AM |
djh47a | $25.00 | 4/18/2011 10:46:58 AM |
GodzillaLending | $25.00 | 4/19/2011 2:32:21 AM |
jeffpac | $50.00 | 4/19/2011 7:04:39 AM |
compoundinterest | $50.00 | 4/19/2011 8:03:41 AM |
DreDub | $100.00 | 4/19/2011 10:07:44 AM |
fund-tom-tom6 | $25.00 | 4/19/2011 12:44:46 PM |
radforj22 | $50.00 | 4/20/2011 4:39:27 AM |
payment-pursuit3 | $50.00 | 4/20/2011 9:34:42 AM |
ZeoInvestments | $25.00 | 4/20/2011 9:36:56 AM |
generator596 | $26.59 | 4/20/2011 9:40:26 AM |
Hondo | $50.00 | 4/20/2011 1:13:41 PM |
junctionking | $40.00 | 4/20/2011 3:00:26 PM |
restless-balance9 | $50.00 | 4/20/2011 12:56:32 PM |
vishal29 | $50.00 | 4/20/2011 12:57:24 PM |
theskippy | $27.00 | 4/20/2011 2:28:27 PM |
useful-currency | $25.00 | 4/20/2011 4:00:40 PM |
wbahl | $25.00 | 4/20/2011 3:20:14 PM |
AmericanCredit | $25.00 | 4/20/2011 4:18:19 PM |
income-awakening6 | $25.00 | 4/20/2011 4:36:22 PM |
vibraphone3 | $200.00 | 4/20/2011 4:29:58 PM |
wise-silver-wonder | $25.00 | 4/20/2011 4:12:34 PM |
Anny-Disco | $50.00 | 4/20/2011 4:18:22 PM |
kind-genuine-dough | $50.00 | 4/20/2011 5:36:46 PM |
SchaeferJ | $25.00 | 4/20/2011 5:53:09 PM |
mpactlender | $25.00 | 4/20/2011 5:57:47 PM |
jmb_lending | $300.00 | 4/20/2011 9:33:06 PM |
wealth-renaissance5 | $25.00 | 4/21/2011 1:38:35 AM |
investorrr | $119.87 | 4/20/2011 9:39:07 PM |
joyous-revenue4 | $25.00 | 4/21/2011 6:06:35 AM |
Paxman84 | $27.00 | 4/21/2011 6:15:46 AM |
degster | $25.00 | 4/21/2011 2:35:14 AM |
ironman84 | $50.00 | 4/21/2011 6:46:43 AM |
reward-walnut | $25.00 | 4/21/2011 7:27:06 AM |
alpinaut | $25.00 | 4/21/2011 4:14:19 AM |
theskippy | $25.99 | 4/21/2011 6:28:44 AM |
Tasmir | $25.00 | 4/21/2011 9:17:44 AM |
i3urtonair | $25.00 | 4/21/2011 7:05:13 AM |
reflective-rupee | $150.55 | 4/21/2011 7:12:12 AM |
asaurus0 | $125.00 | 4/21/2011 9:10:47 AM |
Zoramite | $25.00 | 4/21/2011 9:49:46 AM |
dedicated-trade9 | $200.00 | 4/21/2011 11:28:12 AM |
ujiba | $50.00 | 4/21/2011 9:37:00 AM |
Mlusher | $50.00 | 4/21/2011 1:01:10 PM |
investment-comet | $25.00 | 4/21/2011 11:29:26 AM |
teejay411 | $100.00 | 4/21/2011 3:15:20 PM |
Astyanax | $50.00 | 4/21/2011 1:35:13 PM |
crippledcircus | $27.81 | 4/21/2011 1:44:14 PM |
Tlk2drew | $50.00 | 4/21/2011 4:19:21 PM |
steady-penny1 | $27.76 | 4/21/2011 4:46:11 PM |
RMB-Investments | $48.22 | 4/21/2011 4:19:13 PM |
joyful-investment3 | $25.00 | 4/21/2011 5:37:37 PM |
wwwUniversal | $25.00 | 4/21/2011 5:59:14 PM |
solarwind | $25.00 | 4/21/2011 5:18:46 PM |
soulwork | $25.00 | 4/21/2011 7:31:50 PM |
Mira48 | $53.33 | 4/21/2011 9:27:47 PM |
MARSTUN | $50.00 | 4/22/2011 1:21:03 AM |
rmachi | $25.00 | 4/22/2011 2:31:37 AM |
bouvierchamp | $28.02 | 4/22/2011 2:42:45 AM |
perlindc | $26.11 | 4/22/2011 2:46:46 AM |
gulch | $50.00 | 4/22/2011 2:57:16 AM |
Aimvest | $25.00 | 4/22/2011 3:00:45 AM |
myworld701 | $25.00 | 4/22/2011 3:14:27 AM |
SourDoughSteve | $25.00 | 4/22/2011 3:01:52 AM |
Natronpee | $25.00 | 4/22/2011 3:17:49 AM |
BiggestG | $25.00 | 4/22/2011 2:32:06 AM |
1randyp | $200.00 | 4/22/2011 3:15:38 AM |
LenderByDay | $25.00 | 4/22/2011 2:45:32 AM |
Mantis75 | $25.00 | 4/22/2011 3:17:21 AM |
Emgolda | $25.00 | 4/22/2011 3:17:35 AM |
networks4ever | $25.00 | 4/22/2011 3:36:32 AM |
dumbass | $25.00 | 4/22/2011 3:02:04 AM |
ramsbladder | $25.00 | 4/22/2011 3:28:58 AM |
repayment-launcher | $25.00 | 4/22/2011 3:55:21 AM |
ChristopherHS | $25.00 | 4/22/2011 3:36:28 AM |
the-upbeat-p2p | $50.00 | 4/22/2011 3:59:37 AM |
BoughtTheFarm | $25.00 | 4/22/2011 3:43:05 AM |
tolstoy00 | $25.00 | 4/22/2011 3:29:21 AM |
newest-bountiful-basis | $25.00 | 4/22/2011 3:56:40 AM |
persistent-income2 | $150.00 | 4/22/2011 5:56:07 AM |
Hogan55 | $27.08 | 4/22/2011 4:12:40 AM |
MSTCOURTJESTER | $50.00 | 4/22/2011 5:11:34 AM |
inforapenny | $50.00 | 4/22/2011 5:46:46 AM |
bonus-poplar2 | $43.35 | 4/22/2011 6:14:17 AM |
brightest-durability-chomper | $25.00 | 4/22/2011 6:41:02 AM |
226 Investments
|
Borrower Payment Dependent Notes Series
501740
This series of Notes was issued and sold upon the funding of the borrower loan #48695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Apr-22-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $114.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 7m |
Amount delinquent:
| $2,662 |
Total credit lines:
| 37 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,980 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| aada525 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Kitchen Remodel
Purpose of loan:
This loan will be used to finish a kitchen remodel we started a month ago. We did not get back as much in taxes and can not finish without a loan.
My financial situation:
I am a good candidate for this loan because I have paid off my previous prosper loan within the alloted time allowed. My finiancial situation has improved since then and my job is stable (Engineer with General Motors). I do not have equity in the home to refinance or for a home equity loan at this time.
Monthly net income: $6000
Monthly expenses: $700
Housing: $1500
Insurance: $390
Car expenses: $530
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Owe about 160,000 and the median price for the area right now is 110,000.
(Apr-13-2011)
1 question & answer
Information in Questions and Answers is not verified
Investor | Amount | Investment Date (PT) |
|
r48 | $25.00 | 4/12/2011 5:03:55 PM |
cashhelp | $30.00 | 4/12/2011 5:26:35 PM |
well-rounded-payout0 | $50.00 | 4/12/2011 5:27:18 PM |
a-finance-nirvana | $25.00 | 4/13/2011 2:34:08 AM |
reflective-rupee | $222.22 | 4/13/2011 12:03:01 PM |
Asian-Persuasion | $25.00 | 4/13/2011 12:51:52 PM |
scarlet-velvet | $25.00 | 4/14/2011 4:08:36 PM |
Weaverville | $25.00 | 4/14/2011 7:32:50 PM |
investmentgroup | $25.00 | 4/15/2011 5:56:01 AM |
Bob450 | $25.00 | 4/15/2011 7:01:44 PM |
lender12345 | $25.00 | 4/16/2011 6:16:25 PM |
SecondChanceLendingSERV | $43.19 | 4/17/2011 8:05:46 AM |
the-kindness-honker | $25.00 | 4/17/2011 7:18:52 PM |
vutah | $25.00 | 4/18/2011 10:06:08 PM |
Feyenoord | $25.00 | 4/19/2011 2:16:01 AM |
papaloha | $48.00 | 4/19/2011 3:33:50 AM |
mikeandcat | $58.36 | 4/19/2011 6:09:05 AM |
bold-shrewd-duty | $25.00 | 4/20/2011 12:08:21 PM |
kinetic-social | $25.00 | 4/20/2011 2:35:34 PM |
donenzo | $25.00 | 4/21/2011 7:07:09 AM |
aafg69 | $30.00 | 4/21/2011 8:52:17 AM |
amlu1988 | $25.00 | 4/21/2011 1:00:42 PM |
outofoffice | $100.00 | 4/21/2011 1:24:55 PM |
Evolver | $50.00 | 4/21/2011 4:15:57 PM |
sadhikari | $50.00 | 4/21/2011 10:49:19 PM |
wild-orange | $50.00 | 4/22/2011 1:38:40 AM |
nickel-acrobat | $50.00 | 4/21/2011 10:24:53 PM |
1randyp | $117.72 | 4/22/2011 3:26:24 AM |
grampy48 | $25.00 | 4/22/2011 4:25:55 AM |
brondero | $80.00 | 4/22/2011 8:56:39 AM |
profitable-balance | $25.00 | 4/22/2011 9:55:31 AM |
thankful-nickel2 | $25.00 | 4/12/2011 5:19:20 PM |
ingenious-deal6 | $25.00 | 4/12/2011 5:27:50 PM |
suave-dime6 | $25.00 | 4/12/2011 5:23:16 PM |
simplelender80 | $100.00 | 4/12/2011 5:24:09 PM |
nerdfactor | $25.00 | 4/12/2011 5:29:55 PM |
diplomatic-wealth7 | $25.00 | 4/12/2011 5:29:07 PM |
delicious-loan093 | $100.00 | 4/12/2011 9:39:36 PM |
Mikale360 | $25.00 | 4/12/2011 11:31:55 PM |
hookUup | $25.77 | 4/13/2011 4:32:20 AM |
twjh | $25.00 | 4/14/2011 2:32:02 AM |
organic-treasure | $25.06 | 4/14/2011 10:13:40 AM |
Jack55304 | $185.00 | 4/17/2011 5:34:02 AM |
ursus | $50.00 | 4/18/2011 8:49:19 AM |
fantastic-wampum1 | $100.00 | 4/18/2011 4:31:34 PM |
imlosttoo | $25.00 | 4/19/2011 2:01:11 AM |
Gibbyland | $100.00 | 4/19/2011 8:07:48 AM |
thelovebug | $100.00 | 4/19/2011 5:56:14 PM |
interstellar | $50.00 | 4/20/2011 11:32:09 AM |
ladyorayne | $100.00 | 4/20/2011 11:24:57 AM |
mercuriant | $25.00 | 4/20/2011 6:40:30 PM |
Rollshaft | $25.00 | 4/20/2011 7:35:19 PM |
rakem777 | $25.00 | 4/21/2011 10:51:06 AM |
justbman | $25.00 | 4/21/2011 11:03:19 AM |
mikeandcat | $79.66 | 4/22/2011 5:40:43 AM |
klend4 | $25.00 | 4/22/2011 5:49:35 AM |
carrinel | $66.93 | 4/22/2011 6:56:57 AM |
shrewd-income | $30.93 | 4/22/2011 8:31:33 AM |
careful-moola3 | $100.00 | 4/22/2011 10:02:26 AM |
jtc26 | $126.68 | 4/22/2011 9:54:24 AM |
60 Investments
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