Sales Report:Supplement No. 15 dated Apr 13, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 496186
This series of Notes was issued and sold upon the funding of the borrower loan #48435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $239.88
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1991 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,235Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: TheKena5000 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A new beginning
Purpose of loan:
This loan will be used to...
Consolidate my remaining debt.
My financial situation:
I am a good candidate for this loan because...
I have a clear vision of where I want to see myself within the next 3 years, and that is to be near debt free. I really don't think its possible for anyone to be completely without debt but it would be nice to know that I am on my way to become more financially sound in the near future.


Monthly net income: $2540
Monthly expenses: $1634 (total from below)
Housing: $600
Insurance: $95
Car expenses: $80
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $12400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Thank you for your interest. I am a Design Engineer who's main responsibility is to build a music and/or video system for commercial businesses based on the client's specifications. Our customers include retail stores, the hospitality industry and restaurants. Dell - $3,400 - 26.24 APR Citifinancial - $3,500 - 27.99 APR (Apr-06-2011)
Q: Hi, one question: After you consolidate, what will your monthly debt payments be? - historic-nickel
A: $239.88 a month for this loan. $164.00 a month on a credit card which is scheduled to be paid off by this summer. (Apr-08-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
income-awakening6$25.003/27/2011 12:04:27 PM
hostbank$100.003/27/2011 12:07:29 PM
chestnut4$25.003/27/2011 12:54:16 PM
patriot897$25.003/27/2011 12:05:14 PM
reflective-rupee$25.333/28/2011 12:12:33 PM
loyalty-sherpa$25.003/28/2011 5:54:43 PM
EasternLender$30.003/29/2011 4:39:13 PM
simplelender80$100.003/30/2011 2:24:28 PM
Mrgiggleswic$25.003/30/2011 11:12:10 AM
Zolton$100.003/31/2011 6:50:40 AM
engaging-worth$25.004/1/2011 6:10:18 PM
Chauncey_Gardener$50.004/2/2011 1:38:58 PM
efficient-treasure0$25.004/4/2011 2:24:16 PM
Weaverville$50.004/4/2011 5:33:22 PM
mad-scientist0$25.004/5/2011 9:36:30 AM
transparency-grasshopper$50.004/5/2011 5:32:56 PM
w3alter$100.004/5/2011 5:33:28 PM
nycmichael$100.004/5/2011 11:15:45 AM
Mariner3605$25.004/5/2011 5:54:14 PM
auction-seeker$25.004/5/2011 7:13:45 PM
VAGweilo$50.004/6/2011 9:47:36 AM
jescowa$50.004/5/2011 6:13:06 PM
five-star-justice$25.004/6/2011 11:58:37 AM
handy-justice$50.004/6/2011 5:55:16 PM
Rick21$50.004/7/2011 9:44:52 AM
objective-investor$150.004/7/2011 10:02:40 AM
Spiderman55$25.004/7/2011 7:59:43 AM
lagnisiruk$25.004/7/2011 8:07:29 AM
subtle-revenue0$25.004/7/2011 8:14:28 AM
techvet$50.004/7/2011 2:34:02 PM
C_Mark$50.004/7/2011 5:44:30 PM
commerce-web5$25.004/7/2011 10:52:26 AM
Aimvest$25.004/7/2011 6:01:24 PM
hope-lionheart1$33.004/7/2011 7:59:10 PM
Ocean713$50.004/7/2011 5:58:48 PM
GMPK_TLAS$50.004/7/2011 6:15:40 PM
gemoscar$50.004/7/2011 6:17:54 PM
bill-appraiser7$25.004/8/2011 5:08:58 AM
GElender$50.004/8/2011 6:35:58 AM
2Below$25.004/8/2011 8:44:24 AM
panegryst$50.004/8/2011 9:18:04 AM
HamachiMan$50.004/8/2011 9:23:55 AM
LongTail$30.004/8/2011 11:06:12 AM
debt-sphinx99$25.004/8/2011 10:52:46 AM
durability-revelry2$25.004/8/2011 11:11:18 AM
Lender2895a$250.004/8/2011 10:56:06 AM
titilsbie14$40.004/8/2011 11:12:56 AM
jybank$50.004/8/2011 11:10:17 AM
FinanceEngine$35.004/8/2011 11:04:10 AM
Techne_Funds_LLC$25.004/8/2011 11:16:55 AM
wild-orange$100.004/8/2011 11:19:42 AM
sunny-justice9$50.004/8/2011 11:20:21 AM
creative-generosity3$59.004/8/2011 11:23:03 AM
UCSBGAUCHOS$30.004/8/2011 11:14:10 AM
CityBank$100.004/8/2011 11:18:14 AM
unassailable-fund$75.004/8/2011 11:18:44 AM
economy-caper9$25.004/8/2011 11:45:59 AM
back-scratchers$25.004/8/2011 12:35:48 PM
Magician$50.004/8/2011 12:42:13 PM
bold-durability-drum$50.004/8/2011 12:44:03 PM
djh47a$25.004/8/2011 12:48:27 PM
Quiddity$50.004/8/2011 12:49:37 PM
Sol_Invictus$25.004/8/2011 1:07:53 PM
currency-persimmon$100.004/8/2011 1:28:09 PM
velocity-warrior$50.004/8/2011 1:33:17 PM
SafeSaxa$30.004/8/2011 1:38:15 PM
transaction-animal8$25.004/8/2011 1:38:19 PM
point-kitten6$50.004/8/2011 1:38:55 PM
ROCKI9$50.004/8/2011 1:34:58 PM
hope-hickory$25.004/8/2011 1:40:09 PM
GlobalVisionary$50.004/8/2011 1:40:23 PM
studious-bonus7$82.894/8/2011 1:41:52 PM
don8ter$25.004/8/2011 1:43:29 PM
money-surge1$50.004/8/2011 1:43:34 PM
WilliamLeeSims$25.004/8/2011 1:54:02 PM
gold-blanket0$25.004/8/2011 2:03:08 PM
orange-preeminant-bill$50.004/8/2011 2:30:46 PM
benjamins-utopia$50.004/8/2011 2:44:42 PM
IIP77$25.004/8/2011 2:43:47 PM
wealth-pipeline$25.003/27/2011 12:02:40 PM
BxRealtor$25.003/27/2011 12:06:02 PM
SolarMoonshine$25.003/27/2011 2:26:40 PM
zotzot$25.443/27/2011 12:26:12 PM
srilm$25.003/28/2011 7:27:49 AM
enthralling-deal180$50.003/29/2011 7:29:07 PM
EA_Pokerking$25.003/30/2011 7:49:03 AM
loot-heart$25.003/31/2011 4:53:29 AM
radforj22$25.004/2/2011 2:17:28 AM
SOP_Bank$25.004/2/2011 8:59:48 AM
DaMoneyTree$25.004/2/2011 2:13:36 PM
atbright$25.004/2/2011 4:37:48 PM
all_of_that_one$25.334/4/2011 6:04:13 AM
worthy-bid8$100.004/4/2011 5:17:08 PM
richboy56$25.004/5/2011 9:39:11 AM
Artist_Blue$25.004/5/2011 6:19:38 AM
zippy-interest$25.004/5/2011 5:58:24 PM
dollardave$100.004/6/2011 11:37:41 AM
randsenterprise$25.004/6/2011 4:18:11 PM
CASSHMAN$150.004/6/2011 6:37:23 PM
gogrannygo$25.004/7/2011 7:47:19 AM
asset-professor$50.004/7/2011 10:01:52 AM
Tradesmanlender$25.004/7/2011 10:54:31 AM
kindness-hickory5$50.004/7/2011 4:58:36 AM
thoughtful-community7$25.004/7/2011 9:11:08 AM
rolandweary$25.004/7/2011 10:13:14 AM
dinero-speaker$25.004/7/2011 6:16:58 PM
csak13$50.004/7/2011 1:17:29 PM
shrewd-deal$25.004/7/2011 6:10:11 PM
focused-asset8$250.004/8/2011 6:11:36 AM
bigphish$50.004/8/2011 7:17:37 AM
Polonius$27.324/8/2011 7:17:11 AM
a-unflappable-finance$100.004/8/2011 9:23:50 AM
CashBank$25.004/8/2011 10:28:39 AM
daekpon$30.004/8/2011 11:08:53 AM
payout-magician$25.004/8/2011 11:16:08 AM
mhotchan$100.004/8/2011 11:07:57 AM
money-fort$30.004/8/2011 11:08:02 AM
Scotcha$50.004/8/2011 11:17:10 AM
jarf$25.004/8/2011 11:23:38 AM
orange-influential-credit$100.004/8/2011 11:17:47 AM
newest-organic-rupee$33.004/8/2011 11:55:33 AM
lostontheedge$25.004/8/2011 12:09:05 PM
ClearLake$25.004/8/2011 12:46:52 PM
scratch4you$25.004/8/2011 1:05:42 PM
wwwUniversal$25.004/8/2011 1:25:54 PM
loyalty-spartan$25.004/8/2011 1:19:05 PM
treasure-widget$25.004/8/2011 1:28:34 PM
maple1$25.004/8/2011 1:36:17 PM
sparky1129$50.004/8/2011 1:30:06 PM
rookiecrd1$90.004/8/2011 1:36:32 PM
aasx1108$25.004/8/2011 1:44:43 PM
Doug1043$25.004/8/2011 1:55:02 PM
Goodlender42$25.004/8/2011 1:43:18 PM
investment-cluster$75.004/8/2011 2:07:48 PM
flexible-return297$25.004/8/2011 1:55:29 PM
gracej$25.004/8/2011 1:56:48 PM
Tlk2drew$50.004/8/2011 2:11:42 PM
DreDub$50.004/8/2011 2:25:33 PM
LoanerPrincipal$25.004/8/2011 2:23:52 PM
sensible-fund$50.004/8/2011 2:29:57 PM
openness-prospector$50.004/8/2011 2:23:28 PM
liquid-lender$25.234/8/2011 2:42:24 PM
142 Investments
 
Borrower Payment Dependent Notes Series 498532
This series of Notes was issued and sold upon the funding of the borrower loan #48501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-28-2011 
Term: 60 months Listing End date:  Apr-11-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1992 Debt/Income ratio: 36%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,728Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: adorable-principal4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card bills

My financial situation:
I am a good candidate for this loan because..my credit score is 758. my income comes from retirement.


Monthly net income: $2,250.
Monthly expenses: $1,265.---minus the $305. that this loan is going to take care of.
Housing: $651.93
Insurance: $118.
Car expenses: $85.00
Utilities: $71.00
Phone, cable, internet: $144.00
Food, entertainment: $160.
Clothing, household expenses: $30.00
Credit cards and other loans: $305.-----this amount will go away, because of the loan, I hopefully will receive.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: According to your data, you have a monthly surplus of ~$1000. How did you accumulate so much debt? Habitual overspending or emergency. - friendly-moola0
A: emergency, my mom was sick & passed away, and I had left over expenses from when all that happened, and I had to use my credit cards alot. (Apr-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/28/2011 5:05:50 PM
patriot897$25.003/29/2011 4:58:36 AM
reflective-rupee$25.333/29/2011 4:54:28 PM
enthralling-deal180$50.003/29/2011 7:29:38 PM
Zolton$100.003/31/2011 6:51:09 AM
friendly-market5$25.004/2/2011 6:21:39 AM
Chauncey_Gardener$50.004/2/2011 1:39:15 PM
AFairDeal$75.004/4/2011 11:01:25 AM
radforj22$25.004/5/2011 1:44:51 PM
efficient-treasure0$25.004/5/2011 5:52:15 PM
Mariner3605$25.004/6/2011 12:08:18 AM
Weaverville$50.004/5/2011 6:15:53 PM
Peterman$25.004/5/2011 9:47:46 PM
worthy-bid8$100.004/7/2011 9:43:38 AM
lagnisiruk$25.004/7/2011 8:07:50 AM
techvet$50.004/7/2011 2:34:15 PM
Tradesmanlender$25.004/7/2011 6:17:15 PM
zippy-interest$25.004/7/2011 10:54:42 AM
bill-appraiser7$25.004/8/2011 5:09:16 AM
availableloan$25.004/8/2011 11:26:40 AM
focused-asset8$500.004/8/2011 11:21:01 AM
Control$25.004/8/2011 11:32:49 AM
vigilance-searcher$25.004/8/2011 11:41:23 AM
hope-hickory$25.004/8/2011 11:54:27 AM
lucrative-coin$50.004/8/2011 12:01:06 PM
cloud8$60.004/8/2011 12:31:52 PM
aasx1108$25.004/8/2011 1:44:59 PM
capital-antioxidant$50.004/8/2011 2:00:37 PM
Invest_in_residual_income$75.004/8/2011 2:57:51 PM
hookUup$25.004/8/2011 4:02:42 PM
power-bluebird2$50.004/8/2011 4:19:47 PM
dudebrah$25.004/8/2011 4:19:58 PM
diligent-kindness9$25.004/8/2011 4:27:01 PM
ctav01$50.004/8/2011 4:30:43 PM
fantastic-wampum1$100.004/8/2011 4:30:02 PM
friendly-moola0$500.004/8/2011 4:34:08 PM
visionary-asset5$100.004/8/2011 4:34:11 PM
handshake52$30.004/8/2011 4:39:33 PM
loma38$100.004/8/2011 4:38:00 PM
phchristensen$50.004/8/2011 4:45:47 PM
ccclaireee333$25.004/8/2011 5:04:21 PM
CACO_Lender$25.004/8/2011 5:33:09 PM
brightest-restless-coin$100.004/8/2011 5:52:38 PM
apex-seals$71.904/8/2011 6:02:20 PM
bentheredunthat$150.004/8/2011 6:06:42 PM
ScottW$25.004/8/2011 5:50:01 PM
reward-walnut$50.004/8/2011 6:02:02 PM
chrisb1414$25.004/8/2011 6:41:33 PM
alex206$25.004/8/2011 7:02:35 PM
mpatrick$25.004/8/2011 7:20:18 PM
capital-party6$100.004/8/2011 6:37:16 PM
loss-of-control$100.004/8/2011 7:33:39 PM
Whitey$25.004/8/2011 8:01:28 PM
flexible-vigilance7$25.004/8/2011 8:43:24 PM
NYBIZ$25.004/8/2011 8:29:15 PM
economy-beast$75.004/8/2011 9:15:37 PM
KirosPOS$50.004/8/2011 9:49:02 PM
A-ONE-INVESTMENTS$26.574/8/2011 8:39:42 PM
Pitufo$50.004/8/2011 9:56:41 PM
MrCoffee$26.144/8/2011 10:13:22 PM
IIP77$25.004/8/2011 10:56:30 PM
trelum$25.004/8/2011 11:23:48 PM
riproaringrapids$25.004/8/2011 11:55:25 PM
conceptpi$50.004/9/2011 2:24:41 AM
C_Mark$27.004/9/2011 3:34:51 AM
MadHun$88.304/9/2011 4:08:13 AM
Domgabriel$25.004/9/2011 4:14:29 AM
investment-cluster$45.004/9/2011 4:46:39 AM
zotzot$50.114/9/2011 5:55:46 AM
Steveoo1$50.004/9/2011 7:50:54 AM
currency-cigar4$75.004/9/2011 7:57:44 AM
GrowthAspirations$33.004/9/2011 9:13:26 AM
best-listing-toro$25.004/9/2011 10:17:54 AM
JCMC$25.004/9/2011 10:29:25 AM
ezrloan$50.004/9/2011 10:27:15 AM
razor783$55.394/9/2011 10:43:05 AM
the-silver-blaster$100.004/9/2011 10:17:05 AM
dime-blackberry1$61.494/9/2011 10:18:08 AM
trade-surge3$25.004/9/2011 11:05:49 AM
pythia$25.004/9/2011 10:43:10 AM
the-discrete-income$75.004/9/2011 10:43:31 AM
financial-frenzy$50.004/9/2011 12:42:18 PM
PleaseDontDefault$50.004/9/2011 1:36:49 PM
crenen139$50.004/9/2011 2:34:44 PM
alluring-yield5$25.004/9/2011 2:30:24 PM
SacramentoLoaners$25.004/9/2011 3:31:57 PM
spiff666$25.004/9/2011 4:27:30 PM
clean-greenback5$50.004/9/2011 4:32:20 PM
gizzywump$120.934/9/2011 5:42:43 PM
r48$28.004/9/2011 5:23:57 PM
handy-justice$300.004/9/2011 5:52:37 PM
credit-investor5$50.004/9/2011 5:57:03 PM
diplomatic-wealth7$25.004/9/2011 6:04:41 PM
diplomatic-wealth7$25.004/9/2011 6:30:59 PM
ManhattanLender$25.004/9/2011 7:27:05 PM
consulguru$100.004/9/2011 7:07:55 PM
capital-baron507$100.004/9/2011 10:05:49 PM
wwwUniversal$25.004/10/2011 7:53:42 AM
MicroTeller$112.584/10/2011 1:20:45 PM
sharp-trade0$25.004/10/2011 2:47:27 PM
OmahaGuy$50.004/10/2011 2:50:25 PM
ROCKI9$50.004/10/2011 6:44:20 PM
Rick21$50.004/10/2011 6:42:11 PM
note-farm4$50.004/10/2011 6:52:30 PM
dood2112$25.004/10/2011 8:57:02 PM
yield-seeker$25.004/11/2011 8:31:54 AM
Hexnut$25.004/11/2011 8:06:54 AM
Ocean713$50.004/11/2011 7:45:02 AM
gold-blanket0$25.004/11/2011 7:59:16 AM
srgriff$25.004/11/2011 9:21:07 AM
top-emphatic-generosity$40.004/11/2011 10:34:40 AM
Unclejohn$25.004/11/2011 11:26:35 AM
Jofga$50.004/11/2011 11:47:56 AM
pi31415$25.004/11/2011 11:41:58 AM
Purple11$50.004/11/2011 11:41:46 AM
BigUmbrellaDrinks$50.004/11/2011 1:51:55 PM
terrific-p2ploan$25.004/11/2011 1:15:31 PM
brooklynjoe$25.004/11/2011 2:21:55 PM
token34$25.004/11/2011 2:46:56 PM
Aimvest$25.004/11/2011 2:47:13 PM
DavenportCapital$25.004/11/2011 2:32:52 PM
valiant-liberty4$25.004/11/2011 2:37:53 PM
uarewhatuthink$25.004/11/2011 3:11:49 PM
Bank42$100.004/11/2011 2:37:10 PM
Shockem923$25.004/11/2011 2:47:16 PM
stolan$25.174/11/2011 2:47:27 PM
ultimatepaintball$25.004/11/2011 2:47:22 PM
mistertao$25.004/11/2011 2:47:43 PM
SelectTrustLending$25.004/11/2011 4:23:27 PM
DreDub$50.004/11/2011 4:24:22 PM
HamachiMan$50.004/11/2011 4:26:00 PM
dobied$42.464/11/2011 4:37:55 PM
RR2441$25.004/11/2011 4:38:04 PM
Pennywize$25.004/11/2011 4:38:18 PM
hard-working-loot$50.004/11/2011 4:38:52 PM
bmbanzai$25.004/11/2011 4:39:05 PM
jazz619$25.004/11/2011 4:39:22 PM
Trevor_C$40.104/11/2011 4:24:35 PM
palace2$200.004/11/2011 4:20:28 PM
black_adder2003$50.004/11/2011 4:22:45 PM
grf1945$50.004/11/2011 4:23:37 PM
dinero-wildebeest$50.004/11/2011 4:23:48 PM
UncleSteve3000$25.004/11/2011 4:38:24 PM
kinetic-yield4$25.004/11/2011 4:38:41 PM
green-radiant-durability$25.004/11/2011 4:39:13 PM
boogienation$50.004/11/2011 4:37:52 PM
Raye147$25.004/11/2011 4:38:12 PM
souperrich$25.004/11/2011 4:39:02 PM
dckpolo$25.004/11/2011 4:39:09 PM
ericd523$25.004/11/2011 4:39:20 PM
hostbank$100.003/29/2011 9:43:07 PM
simplelender80$100.003/30/2011 2:25:09 PM
loyalty-sherpa$25.003/30/2011 5:14:15 PM
GElender$25.004/1/2011 7:00:24 AM
indomitable-coin$25.004/1/2011 9:49:12 PM
p40thawk$25.004/1/2011 7:49:49 PM
loot-heart$25.004/2/2011 2:44:54 PM
mad-scientist0$25.004/5/2011 9:36:51 AM
nycmichael$100.004/5/2011 11:15:56 AM
jescowa$50.004/5/2011 6:13:15 PM
vigilance-revolutionary$50.004/6/2011 9:30:08 AM
kindness-hickory5$50.004/7/2011 4:58:46 AM
medman$25.004/7/2011 8:47:59 AM
handy-justice$50.004/6/2011 5:55:26 PM
rolandweary$25.004/7/2011 10:13:36 AM
subtle-revenue0$25.004/7/2011 8:14:37 AM
w3alter$100.004/7/2011 2:13:15 PM
Lender2895a$250.004/8/2011 10:53:50 AM
Scotcha$50.004/8/2011 11:20:32 AM
investment-comet$25.004/8/2011 11:29:23 AM
momentous-coin$40.004/8/2011 11:32:30 AM
reflective-rupee$44.444/8/2011 11:34:48 AM
Dubbs360$100.004/8/2011 11:35:43 AM
beeper2$100.004/8/2011 12:07:40 PM
competent-p2p$35.004/8/2011 12:09:00 PM
shrewd-deal$25.004/8/2011 12:33:19 PM
jules3304$25.004/8/2011 12:36:36 PM
jlendog$125.004/8/2011 12:41:41 PM
djh47a$25.004/8/2011 12:48:43 PM
bold-durability-drum$50.004/8/2011 12:44:23 PM
Kyileo$25.004/8/2011 1:16:21 PM
sparky1129$50.004/8/2011 1:30:26 PM
wise-friendly-dollar$47.414/8/2011 1:38:02 PM
point-kitten6$50.004/8/2011 1:39:07 PM
fuzed$55.004/8/2011 1:53:53 PM
brainy-repayment5$150.004/8/2011 1:53:43 PM
julijask$50.004/8/2011 1:54:08 PM
gracej$25.004/8/2011 1:57:04 PM
neutrino6$25.004/8/2011 2:16:46 PM
BzJ108$64.254/8/2011 2:08:47 PM
und-alum$50.004/8/2011 2:38:16 PM
Artist_Blue$25.004/8/2011 2:44:53 PM
TigerForce$50.004/8/2011 3:17:56 PM
xrycac$25.004/8/2011 3:23:26 PM
kindness-jedi$25.004/8/2011 3:29:48 PM
investment-kingdom$70.564/8/2011 3:47:50 PM
1SteelerFan$30.004/8/2011 3:53:43 PM
ddog0224$100.004/8/2011 4:26:07 PM
Engineer44$25.004/8/2011 5:38:33 PM
kander80$25.004/8/2011 6:31:27 PM
Oakland$50.004/8/2011 6:38:15 PM
twerns$40.004/8/2011 6:09:16 PM
platinum-scientist9$25.004/8/2011 7:13:11 PM
bold-steady-peso$50.004/8/2011 7:21:59 PM
thankful-nickel2$50.004/8/2011 7:11:22 PM
Archchancellor$100.004/8/2011 7:26:30 PM
chameleon125$25.004/8/2011 8:04:55 PM
Bob450$25.004/8/2011 9:18:41 PM
XCWIZ007$75.004/8/2011 8:29:36 PM
SkyLoan$25.004/8/2011 10:27:56 PM
finance-magma7$50.004/8/2011 10:53:06 PM
Untiedshu$75.004/8/2011 9:48:43 PM
authoritative-loot$25.004/9/2011 1:07:47 AM
generator596$25.004/8/2011 11:29:57 PM
head$25.004/9/2011 3:23:52 AM
COCHINOBOY$125.004/9/2011 2:59:50 AM
reward-motion$50.004/9/2011 5:33:34 AM
NYCFinancier$25.004/9/2011 7:18:45 AM
comet55$25.004/9/2011 7:21:52 AM
silver-buckeye$25.004/9/2011 7:49:09 AM
hanuman77$50.004/9/2011 8:34:49 AM
SkiNZ$25.004/9/2011 8:35:19 AM
rawman$30.004/9/2011 10:24:24 AM
proud-silver0$100.004/9/2011 10:39:50 AM
MutuallyBeneficial$50.004/9/2011 11:10:43 AM
rate-mogul$150.004/9/2011 11:22:23 AM
Byrd24$100.004/9/2011 11:29:50 AM
excellent-loan8$25.004/9/2011 12:01:45 PM
treasure-expert$25.004/9/2011 11:33:39 AM
rebelduke$50.004/9/2011 12:42:10 PM
ramst41$25.004/9/2011 1:17:14 PM
terrobi$55.004/9/2011 1:42:14 PM
steiglends$325.004/9/2011 1:59:06 PM
BlueEyedCat$25.004/9/2011 2:19:46 PM
helping-out$75.004/9/2011 2:52:25 PM
rautility$150.004/9/2011 3:50:52 PM
proper-commitment5$25.004/9/2011 4:23:20 PM
thrifty-capital$25.004/9/2011 6:27:08 PM
WLenders$50.004/9/2011 8:27:01 PM
BuzzyBee336$35.004/9/2011 10:41:50 PM
Dahlozer$25.004/10/2011 8:47:15 AM
Dandanrad$25.004/10/2011 1:26:06 PM
E_G$50.004/10/2011 2:46:50 PM
the-bid-sorcerer$50.004/10/2011 3:23:49 PM
SanJoser$25.004/10/2011 3:26:48 PM
GoingFishing$25.004/10/2011 3:51:23 PM
lowestghost$50.004/10/2011 6:53:37 PM
producer553$25.004/10/2011 6:56:05 PM
superb-funds335$25.004/10/2011 10:59:14 PM
arampata$75.004/11/2011 4:06:34 AM
gold-sushi$25.004/11/2011 6:38:40 AM
delicious-cash$100.004/11/2011 9:33:55 AM
HeroJason86$25.004/11/2011 9:28:35 AM
Ranger_Investments$25.004/11/2011 9:32:53 AM
awwaww$50.004/11/2011 9:33:09 AM
knowledgeable-note6$25.004/11/2011 9:33:45 AM
benefit-catalyst$200.004/11/2011 9:27:59 AM
Hiro07$25.004/11/2011 11:05:08 AM
silvox$33.654/11/2011 11:37:44 AM
CaliforniaSun$25.004/11/2011 12:06:39 PM
sly718$45.714/11/2011 12:41:07 PM
IeatatWendys$50.004/11/2011 2:29:46 PM
credit-vinyl$25.004/11/2011 1:33:45 PM
manatee21$60.004/11/2011 1:15:03 PM
Walkingcowboy$50.004/11/2011 2:29:09 PM
alpinaut$25.004/11/2011 2:47:10 PM
bonus-maximizer919$25.004/11/2011 2:47:25 PM
Preteur$25.004/11/2011 2:37:13 PM
rmachi$25.004/11/2011 2:47:08 PM
Breakfast_Gypsy$25.004/11/2011 2:47:19 PM
brightest-benjamins-onator$25.004/11/2011 4:08:09 PM
astute-benjamins$25.004/11/2011 4:11:21 PM
careful-moola3$100.004/11/2011 3:33:44 PM
power-mad-scientist$25.004/11/2011 4:23:50 PM
fishintime$50.004/11/2011 4:25:07 PM
Butterfly1950$25.004/11/2011 4:37:58 PM
p2p-czar3$25.004/11/2011 4:38:08 PM
VikingInvestments$25.004/11/2011 4:38:59 PM
festeringsnot$25.004/11/2011 4:39:15 PM
flwah$25.004/11/2011 4:25:21 PM
WilliamLeeSims$25.004/11/2011 4:22:54 PM
otto1939$50.004/11/2011 4:23:43 PM
rachelrachelrachel$25.004/11/2011 4:38:10 PM
ss2020$30.004/11/2011 4:38:31 PM
kind-adventurous-finance$75.004/11/2011 4:24:07 PM
best-marketologist$25.004/11/2011 4:39:11 PM
marlau$25.004/11/2011 4:39:25 PM
desertoasis$40.004/11/2011 4:24:48 PM
GMPK_TLAS$50.004/11/2011 4:26:01 PM
dinero-speaker$25.004/11/2011 4:26:06 PM
transparency-grasshopper$50.004/11/2011 4:27:15 PM
Eagledrop$25.004/11/2011 4:38:16 PM
13nd3r$25.004/11/2011 4:38:27 PM
duty-starfish8$50.004/11/2011 4:39:07 PM
dodibugg0881$50.004/11/2011 4:39:17 PM
brutusbone$25.004/11/2011 4:39:23 PM
296 Investments
 
Borrower Payment Dependent Notes Series 499011
This series of Notes was issued and sold upon the funding of the borrower loan #48438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,700.14 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $350.49
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1999 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,783Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: blossom762 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Diddy
Purpose of loan:
This loan will be used to...Renovate electrical, kitchen, and bath

My financial situation:
I am a good candidate for this loan because...I stay within my means and commit only to what i can readily handle


Monthly net income: $7000
Monthly expenses: $400
Housing: $901
Insurance: $130
Car expenses: $350
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description. Thank you! - newest-funds-powerplant
A: I am a Certified Dietary Manager serving as Food and Nutrition Director for a Nursing/ Rehab Health Care Center. I have been in my current position for the past eight years. I am responsible for building and training the food services team, creating a menu cycle that pleases residents from ages 20 to 100., ordering foods and supplies while remaining within budgetary guidelines, and compling with federal and state regulations for operating my department in a manner to insure food safety/sanitat (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/23/2011 5:08:27 PM
Wangchuk$25.003/23/2011 5:12:06 PM
DasMula$27.003/23/2011 5:53:05 PM
SolarMoonshine$25.003/23/2011 5:48:51 PM
reflective-rupee$25.333/23/2011 5:03:38 PM
zotzot$25.443/24/2011 7:41:28 AM
income-awakening6$25.003/24/2011 6:08:00 PM
newest-funds-powerplant$25.003/24/2011 12:16:48 PM
wwwUniversal$25.003/31/2011 2:27:27 AM
revenue-circuit1$25.004/1/2011 10:29:37 AM
Easystreet$25.004/2/2011 2:41:42 AM
transformer855$25.004/1/2011 7:25:39 PM
worthy-bid8$25.004/3/2011 10:30:01 AM
value-allocator1$100.004/4/2011 9:58:51 AM
Mariner3605$25.004/3/2011 5:58:21 PM
asset-professor$50.004/4/2011 12:38:36 PM
bold-shrewd-duty$25.004/4/2011 3:52:46 PM
d_grbg$35.004/4/2011 4:38:03 PM
finance-prescription$50.004/4/2011 5:15:01 PM
musegaze$50.004/4/2011 5:37:38 PM
Ocean713$50.004/5/2011 2:42:36 PM
IIP77$25.004/5/2011 5:18:03 AM
seisen$50.004/5/2011 3:54:48 PM
Smallbear$25.004/5/2011 2:33:03 PM
Jack55304$125.004/5/2011 3:58:56 PM
the-profit-oracle$25.004/5/2011 5:50:47 PM
1phantom$25.004/5/2011 5:53:11 PM
credit-sycamore4$100.004/5/2011 6:16:39 PM
usbank$25.004/5/2011 6:41:11 PM
FinanceEngine$30.004/5/2011 9:43:14 PM
handshake5$100.004/5/2011 6:10:08 PM
mpatrick$25.004/5/2011 10:03:51 PM
supreme-hope$25.004/5/2011 6:21:00 PM
kulender$50.004/6/2011 3:20:18 AM
StreetJustice$45.174/6/2011 3:29:50 AM
symbiosis$25.004/5/2011 7:56:58 PM
assetmanager$25.004/5/2011 8:24:59 PM
shawnw2$101.644/6/2011 5:21:15 AM
umfan123$25.004/6/2011 6:07:42 AM
enthralling-investment$36.204/6/2011 7:04:35 AM
Johnab$25.004/5/2011 5:30:18 PM
neutrino6$25.004/6/2011 3:50:41 AM
reward-rancher$25.004/5/2011 5:47:48 PM
sagan$50.004/6/2011 4:14:28 AM
nilonc1$125.004/6/2011 5:03:15 AM
reward-adventure$50.004/5/2011 5:50:11 PM
GElender$25.004/6/2011 6:05:34 AM
rockhound84$25.004/6/2011 6:12:28 AM
Wart126$25.004/6/2011 7:14:50 AM
jules3304$25.004/6/2011 7:15:53 AM
foothillender$25.004/6/2011 8:18:28 AM
Artist_Blue$25.004/6/2011 10:22:48 AM
jybank$25.004/6/2011 10:24:45 AM
MissionMicroFinance$25.004/6/2011 9:20:56 AM
macotra4$25.244/6/2011 12:04:32 PM
washboard3$30.004/5/2011 7:45:19 PM
meteoric-asset4$25.004/6/2011 9:42:44 AM
kjsfld$25.004/6/2011 10:07:28 AM
asset-expert0$25.004/5/2011 10:48:55 PM
Engineer44$30.004/6/2011 10:39:35 AM
five-star-justice$25.004/6/2011 11:57:40 AM
investment-cluster$60.004/6/2011 4:18:10 PM
treasure-bliss$50.004/6/2011 3:44:39 AM
randsenterprise$25.004/6/2011 4:23:33 PM
gallant-economy9$82.434/6/2011 4:38:00 PM
bnlforever$25.004/6/2011 4:59:47 PM
tacopants$200.004/6/2011 12:24:25 PM
bonus-powerplant$25.004/6/2011 5:00:06 PM
s_man1$25.004/6/2011 5:07:48 AM
vigorous-velocity$100.004/6/2011 12:47:47 PM
julijask$50.004/6/2011 12:49:30 PM
mlj0671$25.004/6/2011 6:07:03 AM
silver-enlightenment0$100.004/6/2011 7:13:11 AM
thomas16882004$25.004/6/2011 3:08:59 PM
brainy-repayment5$133.414/6/2011 8:23:39 AM
kindness-hickory5$50.004/6/2011 3:54:05 PM
mammalian4$25.004/6/2011 4:01:55 PM
investment-artist$25.004/6/2011 9:00:13 AM
mark1017-31$50.004/6/2011 4:08:35 PM
agiovasil$25.004/6/2011 4:19:18 PM
llequire1$119.734/6/2011 9:08:43 AM
safe-finance$25.004/6/2011 4:59:08 PM
top-payout-fixer$50.004/6/2011 4:59:19 PM
zeelender$25.004/6/2011 9:26:00 AM
Income-Scout$200.004/6/2011 9:35:35 AM
jcholloway831$25.004/6/2011 9:37:52 AM
djmgd790$29.934/6/2011 9:38:48 AM
justice-economist$25.004/6/2011 9:40:52 AM
ivy-league-MBA$25.004/6/2011 9:49:18 AM
yertle9$25.004/6/2011 11:03:15 AM
jun$100.004/6/2011 2:02:47 PM
108lender$250.004/6/2011 3:12:50 PM
shaffyoftheloo$50.004/6/2011 3:56:41 PM
silver-storm$30.004/6/2011 4:11:28 PM
payout-flag6$334.004/6/2011 4:41:41 PM
DonaldColorado$50.004/6/2011 5:00:12 PM
Nerdster1$25.053/24/2011 4:35:59 AM
simplelender80$150.003/23/2011 5:03:37 PM
suave-dime6$25.003/23/2011 5:08:11 PM
competent-p2p$25.003/24/2011 10:24:17 AM
mercuriant$25.003/26/2011 4:54:50 AM
ASR3$50.003/27/2011 4:28:32 AM
thelovebug$100.003/27/2011 9:18:43 PM
benjamins-utopia$66.483/28/2011 2:22:31 PM
beakerfish$50.003/28/2011 9:26:26 PM
ingenious-deal6$25.003/29/2011 2:58:23 PM
selector568$100.003/29/2011 3:24:22 PM
caprirolito$25.003/29/2011 8:28:02 PM
magnetic-dedication3$25.003/29/2011 7:23:20 PM
patriot897$25.003/29/2011 4:29:29 PM
w3alter$100.003/30/2011 10:04:01 AM
Tylerh$100.003/30/2011 8:33:48 PM
leodaguy$25.003/30/2011 2:30:17 PM
diplomatic-wealth7$25.004/1/2011 11:43:22 AM
Cai8899$30.004/2/2011 11:48:28 PM
fortytwo$100.004/3/2011 12:20:30 AM
oaktown23$50.004/4/2011 11:43:27 PM
the-dollar-topper$100.004/4/2011 5:14:56 PM
BlindJoeDeath$50.004/5/2011 5:30:26 PM
well-mannered-income3$25.004/5/2011 5:48:44 PM
tech310$50.004/5/2011 5:24:45 PM
wbahl$25.004/5/2011 5:44:58 PM
bid-czar8$50.004/5/2011 3:43:12 PM
economy-producer$25.004/5/2011 5:51:03 PM
MrBailey$40.004/5/2011 8:11:29 PM
burrito6$25.004/5/2011 5:59:59 PM
dudebrah$25.004/6/2011 12:28:26 AM
trimwork99$25.004/5/2011 7:04:15 PM
p2ploan-sensation211$25.004/5/2011 7:12:51 PM
graceful-investment$31.934/6/2011 3:49:18 AM
golath24$25.004/6/2011 4:33:15 AM
unassailable-fund$50.004/6/2011 6:22:14 AM
hookUup$25.004/6/2011 7:10:38 AM
desertoasis$25.004/6/2011 3:00:04 AM
orange-preeminant-bill$37.414/6/2011 3:49:49 AM
Vreet$50.004/6/2011 9:20:53 AM
zippy-interest$25.004/5/2011 5:50:55 PM
Zoomzoom22$50.004/5/2011 6:10:03 PM
credit-investor5$50.004/6/2011 7:32:44 AM
point-kitten6$50.004/6/2011 9:49:15 AM
mechanic111$100.004/6/2011 8:03:53 AM
money-fort$25.004/5/2011 6:14:39 PM
Weaverville$25.004/5/2011 6:32:57 PM
easylivin$25.004/5/2011 6:44:32 PM
P2P4me$200.004/5/2011 7:04:36 PM
trippd6$25.004/5/2011 7:11:13 PM
best-balance-saver$50.004/5/2011 8:15:33 PM
shrewd-peace7$25.004/6/2011 12:59:29 PM
wtrboy$50.004/5/2011 9:48:12 PM
kubien$46.664/6/2011 2:24:55 PM
RedCentre$138.094/6/2011 2:28:11 PM
neutrino6$25.004/6/2011 11:03:41 AM
Tikibarman$50.004/6/2011 11:10:37 AM
SMARTDISK$25.004/6/2011 11:38:20 AM
ommcd$25.004/6/2011 3:14:03 AM
inforapenny$50.004/6/2011 12:12:24 PM
ghinga$30.004/6/2011 12:12:51 PM
fob$25.004/6/2011 12:20:43 PM
credible-balance6$25.004/6/2011 5:00:09 PM
bsmtloan$150.004/6/2011 4:59:10 AM
toomanyfishtanks$50.004/6/2011 1:05:48 PM
shrewd-income$50.004/6/2011 1:23:37 PM
octoberfresh$29.004/6/2011 7:54:56 AM
nickel-demon2$200.004/6/2011 8:02:45 AM
social-conductor4$25.004/6/2011 8:22:44 AM
moola-monger9$50.004/6/2011 8:36:18 AM
Scoote2912$25.004/6/2011 4:59:12 PM
investment-comet$25.004/6/2011 11:33:42 AM
famous-bill$25.004/6/2011 11:42:34 AM
lender12345$25.004/6/2011 1:51:21 PM
RenovatioCapital$25.004/6/2011 4:01:45 PM
djmjkelso$25.004/6/2011 4:12:21 PM
peace-saber0$25.004/6/2011 4:59:16 PM
cablenews$50.004/6/2011 4:59:52 PM
174 Investments
 
Borrower Payment Dependent Notes Series 499864
This series of Notes was issued and sold upon the funding of the borrower loan #48463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $369.04
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2002 Debt/Income ratio: 7%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,355Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: diligent-justice8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to replace 2 separate credit card payments with 1.

My financial situation:
I am a good candidate for this loan because I have a good credit rating, pay on time and the full amount. I just want to have a single payment to make.


Monthly net income: $4500
Monthly expenses: $2700
Housing: $1695
Insurance: $ 50
Car expenses: $ N/A (one of the perks of New York)
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 150
Credit cards and other loans: $ This load would replace these payments
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, what are your total debts? Please provide the details. Thanks, - p2ploan-sensation211
A: Currently, I have less than 5,500 dollars in debt, split across 2 credit cards. I have just over 4,500 on one card and around 800 on the other. (Apr-08-2011)
Q: If you only have 5500 in debt, why 10,000 for the loan? - best-shiny-hope
A: I plan on paying off the cards and closing the accounts. The remainder of the money will be kept as an "in case of emergency" fund and more than likely just be put towards paying this loan off. (Apr-09-2011)
Q: Hi. How did you get into such debt? You seem to have a large credit balance at the end of each month, given your expenses/income statment. Can you live within your means? - friendly-moola0
A: A move from Alaska to New York, quickly followed by the landlord being foreclosed on and me having to make a second move in a short amount of time led to the debt. Now that things with housing are finally stable I see no extra debt amounting anytime within the next few years. I can definitely live within my means. :^) (Apr-09-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
brightest-dignified-penny$25.003/29/2011 9:07:05 AM
BxRealtor$25.003/29/2011 9:06:14 AM
SolarMoonshine$25.003/29/2011 6:36:53 PM
selector568$50.003/29/2011 3:23:31 PM
reflective-rupee$25.333/29/2011 4:47:16 PM
spiff666$25.003/30/2011 7:18:28 AM
simplelender80$100.003/30/2011 2:25:27 PM
enthralling-deal180$50.003/31/2011 5:38:45 PM
GElender$50.004/1/2011 7:06:42 AM
hostbank$100.004/1/2011 10:17:57 AM
bullwink27$25.004/2/2011 2:06:48 AM
justinology$25.004/4/2011 3:24:38 PM
mad-scientist0$25.004/5/2011 9:37:16 AM
richboy56$25.004/5/2011 9:39:20 AM
ingenious-truth0$50.004/5/2011 9:34:17 AM
handy-justice$50.004/6/2011 5:55:42 PM
Weaverville$25.004/7/2011 9:56:43 AM
lagnisiruk$25.004/7/2011 10:05:12 AM
nycmichael$100.004/7/2011 6:06:19 PM
techvet$50.004/7/2011 2:34:25 PM
dcoggins$25.004/7/2011 7:38:40 PM
bill-appraiser7$25.004/8/2011 5:09:41 AM
Ratgirl$40.004/8/2011 6:34:14 AM
bold-durability-drum$50.004/8/2011 12:44:31 PM
sparky1129$35.004/8/2011 1:30:55 PM
point-kitten6$50.004/8/2011 1:39:15 PM
gracej$25.004/8/2011 1:57:18 PM
fantastic-wampum1$100.004/8/2011 4:30:25 PM
zippy-interest$25.004/8/2011 5:31:48 PM
bold-steady-peso$50.004/8/2011 7:22:06 PM
comet55$25.004/9/2011 7:22:05 AM
blue-relay$25.004/9/2011 9:07:41 AM
0403$25.004/9/2011 9:32:47 AM
suave-dime6$25.004/9/2011 10:31:50 AM
secureincome$900.004/9/2011 10:55:54 AM
reflective-rupee$100.554/9/2011 11:12:38 AM
Byrd24$100.004/9/2011 11:26:03 AM
VAGweilo$50.004/9/2011 11:51:44 AM
friendinmoney$25.004/9/2011 11:58:41 AM
Gibbyland$100.004/9/2011 12:10:48 PM
greenback-companion8$43.544/9/2011 12:37:17 PM
rebelduke$50.004/9/2011 12:44:38 PM
power-secret-agent$25.004/9/2011 1:59:57 PM
shrewd-income$100.004/9/2011 1:47:06 PM
ILovemoney$75.004/9/2011 2:11:09 PM
supreme-hope$25.004/9/2011 1:57:19 PM
LightTheWay$200.004/9/2011 2:38:49 PM
all_of_that_one$25.334/9/2011 2:46:13 PM
spiff666$25.004/9/2011 4:29:24 PM
clean-greenback5$50.004/9/2011 4:32:30 PM
Morgan-Investments$25.004/9/2011 5:17:21 PM
113121$75.004/9/2011 5:12:26 PM
credit-investor5$50.004/9/2011 5:57:14 PM
saga9$50.004/9/2011 5:57:03 PM
diplomatic-wealth7$25.004/9/2011 6:04:49 PM
SkyLoan$25.004/9/2011 7:22:57 PM
diplomatic-wealth7$25.004/9/2011 6:33:30 PM
gentle-coin$50.004/9/2011 7:17:33 PM
micko$25.004/9/2011 7:55:40 PM
FinanceEngine$40.004/9/2011 9:58:19 PM
capital-baron507$100.004/9/2011 10:08:40 PM
erowis$90.004/9/2011 9:03:57 PM
Peterman$25.004/9/2011 9:05:17 PM
investment-habanero8$100.004/10/2011 4:29:16 AM
intrepid-loot$50.004/10/2011 7:02:25 AM
113121$1,343.664/10/2011 5:08:54 AM
sharp-trade0$25.004/10/2011 2:47:45 PM
primed$25.004/10/2011 3:02:10 PM
Dandanrad$25.004/10/2011 3:03:21 PM
djh47a$25.004/10/2011 6:43:45 PM
w3alter$100.004/10/2011 6:45:03 PM
E_G$50.004/10/2011 6:57:06 PM
SanJoser$25.004/10/2011 6:57:19 PM
handshake52$25.004/10/2011 7:54:09 PM
wealth-competitor$25.004/10/2011 6:57:50 PM
GrowthAspirations$30.004/10/2011 8:24:25 PM
luminous-payout6$25.004/10/2011 9:13:31 PM
loanman2007$225.004/11/2011 4:35:23 AM
Ocean713$50.004/11/2011 7:45:19 AM
gold-sushi$25.004/11/2011 6:39:02 AM
yield-seeker$25.004/11/2011 8:32:04 AM
SnakeV$25.004/11/2011 10:15:13 AM
srgriff$25.004/11/2011 9:21:28 AM
focused-asset8$300.004/11/2011 10:18:20 AM
partyplan$25.004/11/2011 10:15:22 AM
patriot897$25.003/29/2011 9:07:48 AM
euro-trumpet$25.003/29/2011 9:02:43 AM
Zolton$100.003/31/2011 6:51:36 AM
loyalty-sherpa$25.004/1/2011 5:33:50 PM
atbright$25.004/2/2011 4:38:19 PM
DaMoneyTree$25.004/2/2011 2:13:42 PM
Chauncey_Gardener$50.004/2/2011 2:45:24 PM
fund-fox4$50.004/2/2011 1:15:13 PM
loot-heart$25.004/4/2011 5:42:16 PM
jescowa$50.004/5/2011 6:13:22 PM
a-finance-nirvana$25.004/5/2011 4:36:31 PM
Mariner3605$25.004/6/2011 12:08:32 AM
five-star-justice$25.004/6/2011 11:58:51 AM
radforj22$25.004/6/2011 9:30:41 AM
efficient-treasure0$25.004/7/2011 9:38:06 AM
subtle-revenue0$25.004/7/2011 8:14:45 AM
rolandweary$25.004/7/2011 10:13:49 AM
Tradesmanlender$25.004/7/2011 9:00:00 PM
p2ploan-sensation211$25.004/8/2011 12:29:01 PM
dollardave$100.004/8/2011 1:14:08 PM
Tlk2drew$50.004/8/2011 2:12:09 PM
durable-investment8$37.804/8/2011 3:59:13 PM
currency-cigar4$75.004/9/2011 7:58:00 AM
Dubbs360$100.004/9/2011 10:10:09 AM
ezrloan$50.004/9/2011 10:32:41 AM
JCMC$25.004/9/2011 10:34:01 AM
treasure-expert$25.004/9/2011 11:31:44 AM
moola-accelerator6$25.004/9/2011 12:38:38 PM
financial-frenzy$50.004/9/2011 12:42:32 PM
kublai$500.004/9/2011 1:28:51 PM
platinum-oath0$25.004/9/2011 1:33:57 PM
china1369$100.004/9/2011 1:58:20 PM
MrCoffee$38.744/9/2011 2:42:20 PM
1randyp$200.004/9/2011 2:34:50 PM
LightTheWay$100.004/9/2011 3:03:09 PM
rautility$200.004/9/2011 3:58:21 PM
chinolatino$50.004/9/2011 4:46:52 PM
ghinga$25.004/9/2011 5:58:39 PM
mgking007$25.004/9/2011 6:50:32 PM
IIP77$25.004/9/2011 7:36:55 PM
black-plague$42.874/9/2011 6:54:12 PM
thebigrig$500.004/9/2011 8:06:43 PM
WLenders$47.244/9/2011 8:27:09 PM
Sol_Invictus$25.004/9/2011 8:50:33 PM
jybank$50.004/9/2011 9:03:39 PM
Nerdster1$30.064/10/2011 4:19:09 AM
boneill$47.134/10/2011 10:22:28 AM
enriched-note6$25.004/10/2011 12:37:51 PM
nickel-position$25.004/10/2011 2:41:25 PM
the-bid-sorcerer$50.004/10/2011 6:57:16 PM
razor783$25.004/10/2011 7:03:14 PM
dood2112$25.004/10/2011 8:57:15 PM
superb-funds335$25.004/10/2011 10:59:29 PM
transparency-grasshopper$50.004/11/2011 9:18:57 AM
ethicalhumanist$50.004/11/2011 9:19:30 AM
skaught$35.004/11/2011 9:47:13 AM
wise-asset-cupcake$25.004/11/2011 9:56:42 AM
CashBank$25.004/11/2011 9:58:00 AM
143 Investments
 
Borrower Payment Dependent Notes Series 493800
This series of Notes was issued and sold upon the funding of the borrower loan #48420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $249.53
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1991 Debt/Income ratio: 18%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $82Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: Yes  
Screen name: Betterfuture1000 Borrower's state: Utah Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 69 ( 97% ) 800-819 (Latest)
Principal borrowed: $18,500.00< 31 days late: 2 ( 3% )  
800-819 (Jul-2010)
600-619 (Feb-2008)
600-619 (Jan-2008)
600-619 (Dec-2007)
 
Principal balance: $4,203.51 31+ days late: 0 ( 0% )
Total payments billed: 71  
Description
Putting In New Fence (4th Prp Loan)
Purpose of loan:
New fence for our backyard.

My financial situation:
I am a good candidate for this loan because this is my fourth Prosper loan and I have paid off the first two early and will have the third one paid off 18-24 months early.

In the process of paying off these loans, my wife and I have raised our credit score from 575-800+. My wife and I have both increased our salaries while decreasing our expenditures. At the end of each month, my wife and I have at least $2000 left over which will be used to pay this loan off in less than one year.

Monthly net income: $ 8350

Monthly expenses: $ 3155.26
Housing: $ 1486.84
Insurance: $ 72.19
Car expenses: $ 525.44
Utilities: $ 200-250
Phone, cable, internet: $ 45
Food, entertainment: $ 400
Clothing, household expenses $ 200
Credit cards and other loans: $ 175.79 (Prosper Loan #3)

Thank you for considering my loan. I have proven my reliability as this is my fourth Prosper Loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/30/2011 9:03:39 AM
DasMula$27.003/30/2011 9:47:40 AM
heerzaquestion$200.003/30/2011 12:03:07 PM
equitable-p2ploan8$26.053/30/2011 10:33:48 AM
integrity-doctor$100.003/30/2011 1:23:00 PM
helynn$25.003/30/2011 2:23:33 PM
Scotcha$50.003/30/2011 9:49:56 AM
hookUup$25.003/30/2011 3:24:49 PM
r48$32.003/30/2011 10:56:56 AM
competent-p2p$50.003/30/2011 11:54:24 AM
JJ-Loans$75.003/30/2011 3:01:31 PM
trade-goblin9$96.873/30/2011 9:44:18 PM
Reddy_Capital$25.003/30/2011 9:52:32 PM
simplelender80$100.003/30/2011 2:25:49 PM
economy-popcorn$25.003/31/2011 5:12:05 AM
hookUup$25.003/30/2011 3:24:40 PM
blue-useful-auction$25.003/30/2011 5:45:57 PM
exciting-fairness$200.003/31/2011 9:58:28 AM
YoungTaxMan$100.003/30/2011 7:07:49 PM
head$25.003/31/2011 7:48:24 AM
zotzot$50.113/31/2011 5:26:07 PM
Airthus$25.003/31/2011 1:27:18 PM
realtormoises$25.003/31/2011 6:04:16 PM
intrepid-loot$75.004/1/2011 5:50:40 AM
TooManyCats$25.004/1/2011 7:33:54 AM
loanman2007$100.003/31/2011 10:06:46 AM
lendstats_com$300.003/31/2011 10:21:36 AM
moneybags16$25.004/1/2011 8:31:01 AM
balance-river$39.654/1/2011 8:41:06 AM
Tighternbarkonatree$25.004/1/2011 5:05:26 AM
loanman2007$150.004/1/2011 5:37:12 AM
Steffy1976$29.924/1/2011 7:18:17 AM
4Horseman$25.003/31/2011 5:30:47 PM
jpblan11$25.003/31/2011 5:33:39 PM
RecoveryLender$25.003/31/2011 6:44:54 PM
newest-funds-powerplant$25.003/31/2011 11:31:33 PM
vigilance-searcher$89.634/1/2011 12:18:18 PM
brondero$85.004/1/2011 11:20:32 AM
atlas100$100.004/1/2011 5:15:04 PM
Johnab$25.004/1/2011 5:45:25 PM
intrepid-loot$50.004/1/2011 6:22:11 PM
papaloha$131.004/1/2011 7:08:49 PM
the-money-gargantuan$25.004/2/2011 2:49:41 AM
Techne_Funds_LLC$25.004/2/2011 6:01:39 AM
jayk63$25.004/2/2011 5:10:01 AM
MrEville$25.004/2/2011 5:20:55 AM
kushka$25.004/2/2011 11:13:57 AM
upbeat-finance8$50.004/1/2011 6:26:40 PM
HomerdohNY$25.004/1/2011 9:20:38 PM
best-generosity-financier$25.004/1/2011 10:11:16 PM
yield-lion2$25.004/2/2011 10:38:20 AM
hostbank$100.004/2/2011 1:09:07 PM
Gobsek$25.004/2/2011 1:16:37 PM
MoneyForNothing$65.533/30/2011 9:24:57 AM
squarebob$25.003/30/2011 9:54:23 AM
SecondChanceLendingSERV$25.003/30/2011 10:00:38 AM
reflective-rupee$700.333/30/2011 10:32:36 AM
top-courteous-peso$45.503/30/2011 10:46:38 AM
BxRealtor$25.003/30/2011 9:05:16 AM
MoneyForNothing$142.003/30/2011 9:15:16 AM
SolarMoonshine$50.003/30/2011 6:26:48 PM
us957165$25.003/30/2011 5:48:31 PM
p2ploan-sensation211$25.003/30/2011 7:56:30 PM
thankful-nickel2$50.003/30/2011 2:46:20 PM
DoctorJoe$25.003/31/2011 3:49:51 AM
skippiks$25.003/31/2011 10:29:39 AM
CA-Lender$100.003/31/2011 12:47:15 PM
soulblest$26.883/31/2011 1:00:03 PM
brightest-dignified-penny$25.003/31/2011 3:44:16 PM
LittleMingo$26.003/31/2011 4:12:09 PM
grammaspurse$25.003/31/2011 10:24:04 AM
dough-rocket$98.003/31/2011 10:43:20 AM
Payout_Assured$44.953/31/2011 11:10:02 AM
Bcs-cnc$30.003/31/2011 1:42:12 PM
zotzot$25.003/31/2011 6:43:04 PM
loss-of-control$100.003/31/2011 5:17:15 PM
Zolton$100.003/31/2011 6:51:53 AM
coldfuzion$71.343/31/2011 8:27:43 AM
bughead$25.003/31/2011 6:57:22 PM
113121$25.003/31/2011 7:03:03 PM
113121$350.003/31/2011 7:06:50 PM
friendinmoney$46.544/1/2011 6:20:03 AM
mrreynol$40.004/1/2011 7:11:37 AM
brainy-repayment5$100.003/31/2011 10:44:58 AM
fabulous-community4$25.004/1/2011 2:55:32 AM
exciting-dollar1$25.003/31/2011 12:49:52 PM
Sturgee$25.004/1/2011 7:39:21 AM
commerce-yeller$30.004/1/2011 7:40:24 AM
FinanceEngine$29.394/1/2011 10:00:18 AM
washboard3$35.003/31/2011 9:27:09 PM
gjm6d$25.004/1/2011 4:44:58 PM
Whitey$50.004/1/2011 8:04:46 PM
pitbullt$33.974/2/2011 12:54:56 AM
Quiz18$25.004/1/2011 8:07:20 PM
LSAR$33.004/1/2011 4:32:48 PM
_NaLNaBB$100.004/2/2011 7:33:19 AM
treasure-expert$25.004/1/2011 6:00:35 PM
freefly67$39.264/2/2011 8:43:48 AM
Land_on_your_feet$66.904/1/2011 6:27:20 PM
jcw3rd$25.004/1/2011 8:00:19 PM
nashibaksi$25.004/1/2011 8:16:35 PM
forthright-trade$25.004/2/2011 1:00:15 PM
cbivitz$389.014/2/2011 1:39:17 PM
Busekrc$32.004/2/2011 3:36:12 AM
CASSHMAN$150.004/2/2011 1:09:59 PM
LittleMingo$40.444/2/2011 1:14:58 PM
Nicedad72$25.004/2/2011 9:24:20 AM
ChoiceInvestments$26.734/2/2011 10:53:51 AM
dollymama$25.004/2/2011 11:17:10 AM
vine99$75.004/2/2011 12:52:27 PM
velocity-winner$25.004/2/2011 1:02:23 PM
111 Investments
 
Borrower Payment Dependent Notes Series 497190
This series of Notes was issued and sold upon the funding of the borrower loan #48460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1993 Debt/Income ratio: 17%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,571Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: refuge53 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to pay down debt and consolidate from multiple payments to one. I will pay off a couple of credit cards that I have been transferring from lowest rate to lowest rate and alleviate the hassle and stress.

My financial situation:
I am a good candidate for this loan because I have a very secure job and have been employed for more than 4 years. I make a good living and pay my bills on time. I own a home and have a very stable life - wife and 2 kids. I will repay this loan; I will pay on time each month. I am a good bet.


Monthly net income: $ 6063.24 - after tax
Monthly expenses: $ 5670.09 - from actual budget
Housing: $ 1654
Insurance: $ 240 / auto/ home/ life
Car expenses: $ 700 / including gas
Utilities: $ 500
Phone, cable, internet: $ 100- no cable
Food, entertainment: $ 1000 / including groceries
Clothing, household expenses: $ 350
Credit cards and other loans: $ 600
Other expenses: $ 500 / +-
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi. I am wondering how you accumlated so much debt. Are you currently living within your means? If you are constantly opening new credit cards, why is your credit score so high? - friendly-moola0
A: Thanks for the questions - Debt came from a couple of unexpected expenses over the last couple of years. I pay consistently on it and it's slowly decreasing. Dont open lots of CCs- just transfer to lowest interest and open about one a year for the offers they send.Credit is good because I am intentionall about it and pay bills on time. I don't want to open new CCs and go through the process again. I do live within means - have money left over to pay down debt. Do not use CCs except for debt (Apr-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/28/2011 5:05:39 PM
BxRealtor$25.003/28/2011 5:05:48 PM
SolarMoonshine$25.003/28/2011 6:28:26 PM
Azonic21$25.003/28/2011 5:32:34 PM
enthralling-deal180$50.003/29/2011 7:29:37 PM
simplelender80$100.003/30/2011 2:25:08 PM
Zolton$100.003/31/2011 6:51:04 AM
Chauncey_Gardener$50.004/2/2011 1:39:14 PM
mraleig$100.004/3/2011 2:46:15 PM
radforj22$25.004/5/2011 8:58:30 AM
nycmichael$100.004/5/2011 11:15:55 AM
power-companion7$100.004/5/2011 2:59:44 PM
jescowa$50.004/5/2011 6:13:14 PM
Mariner3605$25.004/6/2011 12:08:17 AM
efficient-treasure0$25.004/5/2011 5:52:14 PM
Weaverville$25.004/5/2011 5:57:57 PM
vigilance-revolutionary$50.004/5/2011 6:11:12 PM
handy-justice$50.004/6/2011 5:55:25 PM
lagnisiruk$25.004/7/2011 8:07:49 AM
techvet$50.004/7/2011 2:34:14 PM
zippy-interest$25.004/7/2011 9:58:09 AM
Tradesmanlender$25.004/7/2011 6:17:14 PM
shrewd-deal$25.004/7/2011 6:10:21 PM
triumph329$35.004/8/2011 6:16:01 AM
GElender$50.004/8/2011 6:36:16 AM
Rick21$50.004/8/2011 9:22:23 AM
Scotcha$50.004/8/2011 11:22:03 AM
treasure-expert$25.004/8/2011 11:24:39 AM
TaxAcct_444$100.004/8/2011 11:11:19 AM
LongTail$35.004/8/2011 11:23:38 AM
investment-comet$25.004/8/2011 11:32:30 AM
reflective-rupee$1,500.554/8/2011 11:45:22 AM
agalt$75.004/8/2011 11:37:51 AM
quick$50.004/8/2011 11:40:05 AM
newest-organic-rupee$33.004/8/2011 11:44:47 AM
dynrep$100.004/8/2011 11:59:37 AM
SOP_Bank$25.004/8/2011 11:59:47 AM
lucrative-coin$100.004/8/2011 12:05:28 PM
active-wealth3$50.004/8/2011 12:13:49 PM
Danylostefan$25.004/8/2011 12:10:02 PM
DrunkenMic$50.004/8/2011 12:35:39 PM
sparky1129$50.004/8/2011 1:30:25 PM
Chessplayer71$47.004/8/2011 1:38:59 PM
point-kitten6$50.004/8/2011 1:39:07 PM
Whitey$100.004/8/2011 2:05:58 PM
Tlk2drew$50.004/8/2011 2:11:54 PM
BzJ108$50.004/8/2011 2:00:41 PM
capital-antioxidant$50.004/8/2011 2:02:30 PM
neutrino6$25.004/8/2011 2:19:23 PM
newest-bountiful-basis$50.004/8/2011 2:39:42 PM
patriot897$25.004/8/2011 2:54:10 PM
TigerForce$100.004/8/2011 3:13:18 PM
money-surge1$100.004/8/2011 3:12:03 PM
kindness-jedi$25.004/8/2011 3:28:51 PM
diligent-kindness9$25.004/8/2011 4:28:54 PM
visionary-asset5$55.934/8/2011 4:34:58 PM
FinanceEngine$50.004/8/2011 4:35:42 PM
ccclaireee333$25.004/8/2011 5:05:05 PM
Yomain$150.004/8/2011 4:47:22 PM
balance-force$30.004/8/2011 5:09:49 PM
la_tim$70.004/8/2011 5:25:54 PM
crw1950$34.464/8/2011 5:39:19 PM
cash-queen$30.004/8/2011 5:56:37 PM
mchoops21$25.004/8/2011 5:41:29 PM
power-secret-agent$25.004/8/2011 6:02:07 PM
bentheredunthat$100.004/8/2011 6:10:25 PM
twerns$40.004/8/2011 6:10:27 PM
ursus$300.004/8/2011 6:13:30 PM
Charmart$25.004/8/2011 7:34:38 PM
loss-of-control$100.004/8/2011 7:37:51 PM
TooManyCats$25.004/8/2011 8:30:03 PM
economy-popcorn$25.004/8/2011 8:31:21 PM
XCWIZ007$75.004/8/2011 8:34:45 PM
NYBIZ$30.004/8/2011 8:30:22 PM
Rick21$25.004/8/2011 9:22:27 PM
Jazzy503$25.014/8/2011 9:24:11 PM
BuzzyBee336$35.004/8/2011 8:38:31 PM
flexible-vigilance7$25.004/8/2011 8:41:03 PM
Untiedshu$75.004/8/2011 9:44:37 PM
Photoman42$25.004/8/2011 9:13:52 PM
economy-beast$75.004/8/2011 9:17:42 PM
Bob450$25.004/8/2011 9:18:11 PM
Paddington922$25.004/8/2011 10:19:28 PM
IIP77$25.004/8/2011 10:55:44 PM
Pitufo$25.004/8/2011 9:59:08 PM
authoritative-loot$25.004/9/2011 1:08:01 AM
conceptpi$25.004/9/2011 2:15:27 AM
MadHun$100.004/9/2011 4:08:09 AM
C_Mark$50.004/9/2011 3:34:45 AM
Domgabriel$25.004/9/2011 4:11:40 AM
enthusiastic-ore5$63.924/9/2011 4:55:34 AM
econwhiz$25.004/9/2011 5:25:35 AM
Mindful7$25.004/9/2011 5:32:07 AM
squarebob$25.004/9/2011 5:52:23 AM
rockhound84$25.004/9/2011 5:39:43 AM
cpblue79$300.004/9/2011 5:59:36 AM
goldenretriever$100.004/9/2011 5:22:23 AM
open-dough6$54.874/9/2011 6:53:28 AM
ridestwins_998$50.004/9/2011 6:58:45 AM
nilonc1$25.004/9/2011 7:05:51 AM
benefit-trident$25.004/9/2011 7:10:10 AM
Gamblor$136.484/9/2011 7:06:47 AM
emosspot$25.004/9/2011 6:08:29 AM
melodious-openness$91.484/9/2011 6:43:35 AM
thankful-nickel2$50.004/9/2011 7:23:15 AM
loyalist1$100.004/9/2011 7:37:19 AM
hopeful-truth5$300.004/9/2011 7:20:16 AM
randolphtaco$30.004/9/2011 7:45:55 AM
peso-tiramisu$25.004/9/2011 8:22:32 AM
CASSHMAN$100.004/9/2011 8:36:59 AM
StargazerLending$25.004/9/2011 8:04:57 AM
keichi03$40.004/9/2011 9:02:01 AM
lowestghost$50.004/9/2011 9:16:56 AM
gothampark$25.004/9/2011 9:18:40 AM
CBO-Enterprise$100.004/9/2011 9:24:16 AM
ethicalhumanist$50.004/9/2011 9:33:02 AM
BlueProteus$25.004/9/2011 9:47:06 AM
the-silver-blaster$150.004/9/2011 10:09:59 AM
WSTRDG$25.004/9/2011 10:23:47 AM
LARRY4NY$25.004/9/2011 9:52:38 AM
exchange-upholder0$25.004/9/2011 10:37:09 AM
ezrloan$50.004/9/2011 10:36:53 AM
yungtiger$159.994/9/2011 10:40:41 AM
littleblue$4.594/9/2011 11:21:18 AM
cash-prodigy1$28.024/9/2011 11:14:46 AM
trade-surge3$25.004/9/2011 11:06:05 AM
caring-hope2$50.003/29/2011 8:50:58 AM
patriot897$25.003/29/2011 4:58:34 AM
selector568$50.003/29/2011 3:17:51 PM
SecondChanceLendingSERV$25.003/29/2011 11:17:29 PM
reflective-rupee$250.333/29/2011 4:54:15 PM
hostbank$100.003/29/2011 5:23:41 PM
loyalty-sherpa$25.003/30/2011 2:40:11 PM
indomitable-coin$25.004/1/2011 5:31:08 PM
p40thawk$25.004/1/2011 7:49:48 PM
loot-heart$25.004/2/2011 1:04:11 PM
AFairDeal$50.004/3/2011 7:53:41 AM
cash-professor$25.004/4/2011 8:25:17 PM
mad-scientist0$25.004/5/2011 9:36:48 AM
Peterman$25.004/5/2011 9:47:41 PM
subtle-revenue0$25.004/7/2011 8:14:37 AM
medman$25.004/7/2011 8:47:58 AM
worthy-bid8$100.004/7/2011 9:43:36 AM
w3alter$100.004/7/2011 9:44:39 AM
kindness-hickory5$50.004/7/2011 4:58:45 AM
rolandweary$25.004/7/2011 10:13:35 AM
p2ploan-sensation211$25.004/7/2011 7:36:18 PM
bill-appraiser7$25.004/8/2011 5:09:12 AM
availableloan$25.004/8/2011 11:27:31 AM
titilsbie14$40.004/8/2011 11:31:39 AM
momentous-coin$80.004/8/2011 11:29:02 AM
Dubbs360$100.004/8/2011 11:38:50 AM
P2P4me$100.004/8/2011 12:06:31 PM
competent-p2p$35.004/8/2011 12:07:11 PM
Artist_Blue$25.004/8/2011 12:28:11 PM
jerrysdet$50.004/8/2011 12:24:38 PM
bold-durability-drum$50.004/8/2011 12:44:21 PM
ore-historian5$50.004/8/2011 1:00:02 PM
djh47a$25.004/8/2011 12:48:42 PM
LaXavier$25.004/8/2011 12:48:10 PM
Kyileo$25.004/8/2011 1:21:30 PM
ROCKI9$50.004/8/2011 1:35:14 PM
aasx1108$25.004/8/2011 1:44:57 PM
julijask$50.004/8/2011 1:55:37 PM
gracej$25.004/8/2011 1:57:03 PM
wyogirllender$25.004/8/2011 2:12:20 PM
neutrino6$25.004/8/2011 2:19:50 PM
und-alum$50.004/8/2011 2:40:54 PM
duty-accomplishment$77.124/8/2011 3:23:12 PM
brightest-dynamic-peace$25.004/8/2011 3:24:47 PM
hookUup$25.004/8/2011 4:06:45 PM
merciful-yield$48.494/8/2011 4:25:57 PM
green-planet-guy$32.004/8/2011 4:26:18 PM
fantastic-wampum1$100.004/8/2011 4:30:01 PM
octoberfresh$25.004/8/2011 5:24:29 PM
CACO_Lender$50.004/8/2011 5:33:46 PM
Engineer44$26.004/8/2011 5:40:45 PM
ScottW$25.004/8/2011 5:50:00 PM
reward-walnut$25.004/8/2011 6:00:55 PM
Oakland$50.004/8/2011 6:44:54 PM
mighty-commerce7$25.004/8/2011 7:00:14 PM
alex206$25.004/8/2011 7:03:17 PM
benefit-banshee$50.004/8/2011 7:00:20 PM
Archchancellor$100.004/8/2011 7:16:37 PM
adir1$50.004/8/2011 6:28:04 PM
peso-mate$50.004/8/2011 7:20:48 PM
bold-steady-peso$50.004/8/2011 7:21:58 PM
friendly-moola0$800.004/8/2011 8:06:18 PM
squadron781$25.004/8/2011 8:22:31 PM
KirosPOS$84.144/8/2011 9:45:47 PM
Reddy_Capital$25.004/8/2011 10:11:45 PM
finance-magma7$50.004/8/2011 10:53:02 PM
AustinAmerica$25.004/8/2011 9:52:45 PM
generator596$50.004/8/2011 11:34:13 PM
wealth-renaissance5$25.004/8/2011 11:37:07 PM
riproaringrapids$25.004/8/2011 11:55:24 PM
industrious-dedication$25.004/9/2011 12:51:45 AM
JustOneVoice$25.004/9/2011 3:42:19 AM
revenue-candy$25.004/9/2011 5:20:21 AM
Domgabriel$25.004/9/2011 4:06:11 AM
zotzot$100.114/9/2011 5:43:48 AM
loanman2007$300.004/9/2011 4:52:17 AM
cpblue79$300.004/9/2011 5:58:02 AM
cjames84$25.004/9/2011 5:22:51 AM
NYCFinancier$25.004/9/2011 7:18:57 AM
Mocaba$150.004/9/2011 6:13:14 AM
comet55$25.004/9/2011 7:21:51 AM
saver9$25.004/9/2011 7:23:39 AM
LiveNow$25.004/9/2011 7:45:16 AM
currency-cigar4$75.004/9/2011 7:57:41 AM
silver-buckeye$25.004/9/2011 7:43:21 AM
respectful-integrity3$50.004/9/2011 8:14:35 AM
Steveoo1$50.004/9/2011 7:52:54 AM
BankofBeth$25.004/9/2011 8:21:13 AM
primed$25.004/9/2011 8:27:38 AM
hanuman77$50.004/9/2011 8:34:45 AM
SkiNZ$25.004/9/2011 8:35:17 AM
friendly-market5$25.004/9/2011 8:45:44 AM
PopeJP$50.004/9/2011 8:14:39 AM
Floridian71$50.004/9/2011 8:20:23 AM
sincere-balance$25.004/9/2011 9:35:23 AM
DDPrime$50.004/9/2011 9:41:51 AM
Hexnut$50.004/9/2011 9:23:46 AM
DG2007$26.884/9/2011 9:26:11 AM
annieem$50.004/9/2011 10:30:28 AM
20mule$200.004/9/2011 10:33:10 AM
reward-planetarium$309.414/9/2011 10:34:39 AM
leverage-tsunami$38.534/9/2011 10:38:28 AM
Dapple33$53.634/9/2011 10:57:43 AM
JCMC$25.004/9/2011 10:30:32 AM
capital-party6$50.004/9/2011 11:11:06 AM
best-shiny-hope$25.004/9/2011 11:17:06 AM
UncleScroogeDMD$113.064/9/2011 11:12:43 AM
statenisland51$50.004/9/2011 11:05:42 AM
234 Investments
 
Borrower Payment Dependent Notes Series 498136
This series of Notes was issued and sold upon the funding of the borrower loan #48465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,851.42 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $276.01
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $270Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: social-capo0 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Growing business needs!
Purpose of loan: I run my massage therapy business from my home and am looking to open a storefront so that I can hire 2-4 employees and expand my business.

This loan will be used to...purchasing furnishings, equipment, office supplies, etc.

My financial situation: I have built my business from the ground up, increasing my revenue by 2-3 times each year and by bringing in employees, I can increase the revenue even more. I have a solid client base and have to turn clients away because my schedule is booked solid.

I am a good candidate for this loan because...I have built a solid business and I can meet all my expenses with income from myself alone, so additional employees will only further secure that I am able to meet my financial obligations.

Monthly net income: $ 4,500
Monthly expenses (includes all expenses for personal and business including the rent, utilities, etc. on the new storefront): $ 3,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
leodaguy$25.003/21/2011 5:05:25 PM
patriot897$25.003/21/2011 5:07:12 PM
reflective-rupee$25.333/21/2011 5:36:32 PM
SolarMoonshine$25.003/21/2011 6:38:58 PM
simplelender80$100.003/21/2011 5:02:35 PM
bid-czar8$50.003/23/2011 3:11:36 AM
worldly-money4$200.003/23/2011 6:07:27 AM
ingenious-deal6$25.003/24/2011 9:28:07 AM
benjamins-utopia$100.003/24/2011 11:49:47 AM
mercuriant$25.003/26/2011 4:54:00 AM
burrito6$25.003/26/2011 10:48:26 AM
the-dollar-topper$100.003/26/2011 2:43:29 PM
hitsman$50.003/26/2011 11:48:27 AM
handshake5$100.003/26/2011 4:53:15 PM
Jack55304$125.003/26/2011 4:45:05 PM
cashasaurus0$100.003/27/2011 6:04:44 AM
thelovebug$100.003/27/2011 9:18:06 PM
dough-destiny$35.353/27/2011 10:17:44 AM
caprirolito$25.003/29/2011 8:27:44 PM
Gibbyland$100.003/30/2011 10:31:56 AM
zippy-interest$25.003/30/2011 2:26:42 PM
umfan123$25.003/30/2011 2:31:20 PM
DreDub$50.003/30/2011 12:20:26 PM
kulender$50.003/31/2011 2:04:57 AM
fairhelper$25.003/31/2011 11:42:52 AM
genius520$100.003/31/2011 2:52:20 AM
seanambrose$25.004/1/2011 2:38:35 PM
dime-vista2$25.004/1/2011 9:38:44 PM
IIP77$25.004/2/2011 2:51:42 AM
reward-adventure$50.004/2/2011 4:45:47 AM
Toby1montana$120.004/2/2011 7:11:20 AM
NoMoreDebt4Me$25.004/2/2011 2:58:21 AM
gadget7$25.004/2/2011 8:40:17 AM
economy-producer$25.004/2/2011 12:52:46 PM
mckhbnpc$30.004/2/2011 10:27:27 AM
treasure-bliss$50.004/2/2011 1:15:49 PM
the-profit-oracle$25.004/2/2011 4:15:20 AM
gold-blanket0$25.004/2/2011 7:07:39 PM
Cai8899$30.004/2/2011 11:47:57 PM
unger$115.334/2/2011 8:49:36 AM
brightest-benjamins-tomahawk$50.004/2/2011 4:10:00 PM
orbital-investment5$50.004/2/2011 4:36:19 PM
gator98$53.044/3/2011 7:52:15 AM
upbeat-wealth$25.004/2/2011 6:18:01 PM
fortytwo$100.004/3/2011 12:19:55 AM
MrRooster101$25.004/3/2011 1:33:16 PM
worthy-bid8$25.004/3/2011 10:29:28 AM
nickel-banshee$54.684/4/2011 8:38:35 AM
graceful-investment$100.004/3/2011 4:43:32 PM
duty-whomper5$36.584/2/2011 7:03:18 PM
Comoparklender$40.004/2/2011 9:47:47 PM
generosity-pizza$25.004/4/2011 9:48:26 AM
Marfloogan$25.004/4/2011 9:53:23 AM
radforj22$25.004/4/2011 10:30:11 AM
AF-Chief$50.004/4/2011 10:39:16 AM
life-is-great$25.004/4/2011 10:40:13 AM
famous-bill$25.004/4/2011 9:10:14 AM
bosloan26$35.004/4/2011 10:42:44 AM
orange-preeminant-bill$50.004/4/2011 10:50:06 AM
stolan$49.314/4/2011 10:13:18 AM
jga516$25.004/4/2011 10:14:23 AM
shrewd-peace7$25.004/4/2011 10:20:35 AM
WilliamLeeSims$25.004/4/2011 10:38:44 AM
gizzywump$50.004/4/2011 10:44:47 AM
ommcd$25.004/4/2011 10:46:20 AM
BlindJoeDeath$50.004/3/2011 2:28:08 PM
missing-link$25.004/4/2011 10:51:39 AM
ITExec$100.004/4/2011 11:43:15 AM
Rico47$50.004/4/2011 9:46:45 AM
hayhelp$25.004/4/2011 9:54:12 AM
trajectory8$50.004/4/2011 9:59:42 AM
ticketman2$25.004/4/2011 10:00:33 AM
nybanker85$50.004/4/2011 2:23:54 PM
passivesf$25.004/4/2011 4:48:22 PM
kind-bill-supporter$25.004/4/2011 2:25:58 PM
kind-adventurous-finance$50.004/4/2011 10:18:32 AM
derec$25.004/4/2011 4:57:45 PM
compassion-lotus5$50.004/4/2011 10:38:51 AM
fozkan$50.004/4/2011 3:23:30 PM
karmarush$25.004/4/2011 3:58:39 PM
FeedTheMachine$62.414/4/2011 10:48:49 AM
sakha$50.004/4/2011 10:52:11 AM
p2ploan-charmer$25.004/4/2011 4:28:26 PM
benefit-pro$50.004/4/2011 4:50:22 PM
treasure-expert$25.004/4/2011 11:04:57 AM
gciarami$25.004/4/2011 4:54:17 PM
rate-mogul$100.004/4/2011 4:54:25 PM
Bigg_Lender$50.004/4/2011 4:55:55 PM
palace2$50.004/4/2011 2:32:45 PM
icon7$40.004/4/2011 4:02:20 PM
bold-careful-finance$50.004/4/2011 4:55:59 PM
DHolly$50.003/21/2011 5:09:54 PM
suave-dime6$25.003/23/2011 2:46:13 AM
finance-prescription$50.003/24/2011 5:34:23 AM
sensible-fund$50.003/29/2011 5:17:59 PM
wwwUniversal$25.003/30/2011 2:35:44 AM
Easystreet$25.003/29/2011 4:33:41 PM
power-mad-scientist$25.003/30/2011 10:32:51 AM
w3alter$100.003/30/2011 10:03:02 AM
Tylerh$100.003/30/2011 8:33:00 PM
seisen$50.003/30/2011 8:34:46 PM
forthright-dedication$50.003/31/2011 8:18:19 AM
floridass$25.004/1/2011 8:34:37 AM
dominickf$50.004/1/2011 10:42:48 AM
diplomatic-wealth7$25.004/1/2011 11:42:49 AM
wbahl$25.004/1/2011 5:22:11 PM
tech310$50.004/1/2011 2:02:42 PM
credit-fox3$25.004/1/2011 7:37:15 PM
revenue-circuit1$25.004/1/2011 10:28:51 AM
riproaringrapids$25.004/2/2011 1:28:54 PM
payout-paddle1$50.004/3/2011 12:12:56 AM
Imageloan$25.004/3/2011 12:56:45 PM
truth-trapper$25.004/3/2011 7:38:06 PM
rodaku$35.034/3/2011 1:46:53 PM
ingenious-diversification$25.004/2/2011 4:36:57 PM
responsive-rate884$50.004/3/2011 4:29:55 PM
Mariner3605$25.004/3/2011 5:57:54 PM
openness-prospector$50.004/2/2011 9:38:49 PM
RMirish$50.004/4/2011 9:56:31 AM
revenue-officer36$50.004/4/2011 10:03:20 AM
ingenious-interest1$100.004/4/2011 10:09:04 AM
NYLG$25.004/4/2011 7:49:29 AM
orange-vigilance-shower$50.004/4/2011 10:38:54 AM
mtquan$25.004/4/2011 10:39:59 AM
HHP$100.004/4/2011 10:46:25 AM
hard-working-loot$50.004/4/2011 10:54:31 AM
pkn62572$25.004/4/2011 9:55:05 AM
flopcat$25.004/4/2011 10:03:46 AM
Vreet$44.364/4/2011 10:10:22 AM
Digs$25.004/4/2011 10:12:52 AM
traice$25.004/4/2011 10:32:09 AM
wampum-chorus3$25.004/4/2011 10:36:40 AM
One_Lolo$25.004/4/2011 10:49:33 AM
helpishere777$25.004/3/2011 4:07:54 PM
musegaze$50.004/4/2011 12:27:26 PM
wdjnm$50.004/4/2011 2:33:08 PM
veritek$45.004/4/2011 7:54:08 AM
PRGuyinVA$25.004/4/2011 11:44:27 AM
MissionMicroFinance$25.004/4/2011 10:13:35 AM
justice-economist$25.004/4/2011 10:18:24 AM
zeelender$25.004/4/2011 10:19:18 AM
ingenious-truth0$50.004/4/2011 10:42:36 AM
LongTermCapital$50.004/4/2011 3:39:05 PM
mbf2234$25.004/4/2011 3:51:03 PM
NYCFinancier$25.004/4/2011 10:49:06 AM
Tikibarman$50.004/4/2011 10:54:44 AM
GMOD026$25.004/4/2011 10:58:37 AM
Alittleluck$25.004/4/2011 4:41:41 PM
investment-comet$25.004/4/2011 4:58:08 PM
Mathiaslh$25.004/4/2011 11:29:07 AM
dmh4880$100.004/4/2011 2:59:43 PM
utmom$25.004/4/2011 3:10:18 PM
bold-shrewd-duty$25.004/4/2011 3:52:32 PM
153 Investments
 
Borrower Payment Dependent Notes Series 498242
This series of Notes was issued and sold upon the funding of the borrower loan #48443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,665.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-28-2011 
Term: 60 months Listing End date:  Apr-06-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $182.40
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1991 Debt/Income ratio: 17%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 38 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,943Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: kesto_presto Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan to consolidate debt
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I have owned a timeshare mortgage for the last four years, which I am happy with, however the interest rate on the mortgage loan is at 12.5%, which puts my monthly payments at $220. The remaining mortgage balance is approximately $8500. I thought finding a lower rate for refinancing to decrease my monthly payment would be easy, but banks typically do not refinance timeshare mortgage loans. A home equity loan is not an option because I have less than 15% equity on my home, plus my primary home's value has decreased. I have excellent credit and have never been delinquent on the payment of this mortgage. Moreover, I would be able to continue my current payments of $220 if given no other choice. However, it would be a common sense decision to pay this mortgage off completely and replace it with a lower interest/lower monthly payment loan. For this reason, I am searching for a loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: That's among the lowest doctor salaries that I've seen. Do you work part time? - bnoble09
A: No, I work full-time. I am a resident physician. That means I have graduated from medical school, earned my M.D., and am now in training to learn my specialty. Residents do not earn as much money as attending physicians. I will complete my residency training in June 2012. (Apr-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
logical-reward8$25.003/28/2011 9:03:26 AM
davisfl$100.003/28/2011 9:06:26 AM
skuba$50.003/28/2011 9:09:43 AM
currency-persimmon$200.003/28/2011 10:38:22 AM
caring-hope2$50.003/28/2011 9:02:15 AM
lender987654321$50.003/28/2011 9:03:07 AM
fantastic-openness$100.003/28/2011 9:06:18 AM
emo13$100.003/28/2011 9:06:37 AM
kind-resolute-dough$100.003/28/2011 9:07:00 AM
shamrocker$25.003/28/2011 9:10:17 AM
restless-balance9$50.003/28/2011 9:52:43 AM
exact-gold2$50.003/28/2011 9:03:17 AM
DukSerduk$25.003/28/2011 9:03:45 AM
blot44$25.003/28/2011 9:03:54 AM
Hanalei712$50.003/28/2011 9:06:11 AM
community-pipeline$25.003/28/2011 9:06:48 AM
kanakakm$50.003/28/2011 5:18:41 PM
friendinmoney$38.963/28/2011 7:48:23 PM
historic-finance0$50.003/28/2011 9:51:24 PM
p2ploan-sensation211$50.003/28/2011 7:38:56 PM
Moneypenny6$25.003/29/2011 1:53:32 PM
YummiBear$25.003/29/2011 7:41:17 PM
gdfp158$25.003/30/2011 7:58:48 AM
Gibbyland$100.003/29/2011 9:03:02 PM
CFOGO$25.003/30/2011 12:04:54 PM
justinology$57.813/30/2011 2:04:42 PM
T-L-B$25.003/30/2011 4:57:38 PM
jescowa$50.003/31/2011 12:09:19 PM
indomitable-coin$25.003/31/2011 4:32:44 AM
auction-seeker$25.003/31/2011 7:26:34 PM
beeslow$35.993/31/2011 7:38:27 AM
TechieLender$50.004/1/2011 6:10:18 AM
generous-at-heart$25.003/31/2011 1:26:54 PM
the-friendly-wealth$25.004/1/2011 9:32:54 AM
indomitable-coin$139.284/1/2011 6:17:58 AM
Immunologist$25.004/1/2011 7:34:14 PM
rce1964$25.004/2/2011 3:25:19 AM
3_boyz$25.004/1/2011 3:54:06 PM
jpblan11$25.004/2/2011 5:50:23 AM
Toby1montana$75.004/2/2011 7:18:17 AM
friendlyviking$25.004/2/2011 8:12:54 AM
chibear34$25.004/1/2011 7:19:56 PM
acropiloterau2002$25.004/2/2011 1:18:18 PM
Bodyboard$42.204/2/2011 1:22:26 PM
Photoman42$25.004/2/2011 3:29:42 PM
baseballfan111$50.004/2/2011 10:18:41 AM
intrepid-loot$125.004/3/2011 6:48:55 AM
MrRooster101$25.004/3/2011 1:37:25 PM
Pickmar$25.004/3/2011 11:37:50 AM
atbright$25.004/2/2011 4:37:51 PM
goodhearted-gold3$25.004/4/2011 6:25:07 AM
heerzaquestion$100.004/4/2011 10:37:48 AM
antlr$50.004/4/2011 10:37:52 AM
helpishere777$50.004/3/2011 4:04:26 PM
delicious-loan093$25.004/4/2011 11:57:26 AM
AceInTheHole$25.004/4/2011 1:19:06 PM
kyomoon$50.004/4/2011 2:53:14 PM
tough-peso2$25.004/4/2011 10:35:24 AM
PotBellyPete$326.554/4/2011 5:07:48 PM
ORteacher$50.004/4/2011 7:18:24 PM
mster9ball$27.404/4/2011 11:43:24 AM
a-responsible-return$50.004/4/2011 11:12:44 PM
zevonyc$25.004/4/2011 2:48:50 PM
Passionate_Nurse$50.004/4/2011 10:54:11 PM
newest-funds-powerplant$50.004/5/2011 12:01:55 AM
authoritative-capital$66.164/4/2011 4:09:48 PM
JackinGreen$100.004/4/2011 9:11:53 PM
Headhunter14$25.004/5/2011 1:37:01 AM
dsgfl1$258.004/5/2011 11:17:48 AM
doopers$25.004/5/2011 5:20:37 AM
kind-value-pouch$50.004/5/2011 4:42:06 PM
damage$25.004/5/2011 4:30:28 PM
Guiren$101.094/5/2011 11:27:35 AM
CHAZGEO6685$57.764/5/2011 5:30:19 PM
Astyanax$75.004/5/2011 2:49:35 PM
Eric_Gagne$100.004/5/2011 8:33:38 PM
newgroom422$25.004/5/2011 10:46:20 PM
YellowJacket$25.004/5/2011 4:33:43 PM
crw1950$50.004/5/2011 7:11:06 PM
lanlie$239.454/6/2011 4:50:08 AM
Bodyboard$28.554/5/2011 10:42:50 PM
LadyAnne$25.004/5/2011 5:25:53 PM
a2190b$25.004/5/2011 5:54:49 PM
starry2001$25.004/5/2011 8:00:44 PM
titilsbie14$80.004/5/2011 9:19:32 PM
Nich$42.254/5/2011 11:51:33 PM
Anny-Disco$50.004/6/2011 12:22:47 AM
joshuaajones$65.674/6/2011 6:01:43 AM
kenji4861$50.003/28/2011 9:05:45 AM
minista$25.003/28/2011 9:07:18 AM
SchaeferJ$25.003/28/2011 9:10:09 AM
AmericanCredit$25.003/28/2011 9:10:44 AM
cashhelp$60.003/28/2011 9:05:21 AM
patriot897$50.003/28/2011 9:05:53 AM
the-dollar-topper$100.003/28/2011 9:09:48 AM
worthy-bid8$50.003/28/2011 5:43:31 PM
currency-persimmon$100.003/28/2011 9:06:41 AM
power-mad-scientist$25.003/28/2011 9:07:04 AM
carluvr33$30.003/28/2011 9:45:24 AM
reflective-rupee$200.333/28/2011 10:41:59 AM
The_Third_Hand$50.003/29/2011 1:20:26 AM
availableloan$25.003/28/2011 8:15:06 PM
a-exponential-hope$25.003/29/2011 1:54:31 PM
SCD$25.003/28/2011 9:21:53 PM
rpg$35.003/29/2011 7:20:34 PM
Dollars4Rent$50.003/30/2011 2:05:36 AM
realtormoises$25.003/30/2011 6:35:14 AM
WilliamLeeSims$25.003/29/2011 4:59:22 PM
kind-adventurous-finance$100.003/30/2011 9:37:04 AM
smilinsam$50.003/30/2011 9:37:33 AM
Tech-Entrepreneur$25.003/30/2011 9:40:20 AM
coup173$25.003/30/2011 1:15:46 PM
wbahl$25.003/30/2011 2:09:32 PM
octoberfresh$30.003/30/2011 10:41:56 AM
thankful-nickel2$50.003/30/2011 2:50:58 PM
carluvr33$35.003/30/2011 1:39:00 PM
Tradesmanlender$100.003/30/2011 2:12:33 PM
runbix7$25.003/31/2011 2:09:38 AM
abundant-nickel$100.003/31/2011 9:58:07 AM
treasure-transformer9$25.003/31/2011 10:12:10 AM
zotzot$25.003/31/2011 5:23:02 PM
MonopolyDred$25.003/31/2011 6:09:04 AM
Metasequoia$25.003/31/2011 6:08:39 PM
CA-Lender$25.003/31/2011 6:22:24 PM
Bank_of_E-Ville$25.004/1/2011 11:17:32 AM
YesMoney$25.004/1/2011 9:04:55 PM
lanlie$113.734/2/2011 7:00:17 AM
mrgoldy$25.234/2/2011 10:32:36 AM
forthright-dedication$50.004/2/2011 12:45:31 PM
treasure-expert$25.004/2/2011 12:49:27 PM
p40thawk$50.004/1/2011 7:39:25 PM
dumbass$25.004/2/2011 1:11:45 PM
Emgolda$25.004/4/2011 10:46:15 AM
MoonMama$25.004/4/2011 10:35:19 AM
meux99$25.004/4/2011 11:36:27 AM
TennSquire$25.004/4/2011 1:20:34 PM
delicious-loan093$25.004/4/2011 4:50:51 PM
benjamins-utopia$100.004/4/2011 10:53:54 AM
kulender$100.004/4/2011 4:55:00 PM
vigilance-revolutionary$50.004/4/2011 4:59:10 PM
bobby5832708$50.004/4/2011 1:18:48 PM
NYBIZ$25.004/4/2011 8:40:10 PM
Barky52$25.004/4/2011 4:14:53 PM
fascinating-social422$100.004/5/2011 3:45:04 AM
forthright-trade$25.004/4/2011 5:38:01 PM
senior1$25.004/4/2011 7:17:21 PM
dreamhope$25.004/5/2011 10:59:16 AM
serene-capital$25.004/5/2011 12:27:16 AM
KileNSmyth4$30.004/5/2011 12:31:04 PM
leeball$50.004/5/2011 4:30:41 PM
reinforced-marketplace3$300.004/5/2011 4:34:00 PM
Bank42$100.004/5/2011 2:57:56 PM
cjames84$25.004/5/2011 5:52:22 PM
penny-finder$50.004/5/2011 4:18:06 PM
serene-truth2$50.004/5/2011 9:28:56 PM
locomotive7$50.004/5/2011 11:22:49 PM
turbostar666$30.414/6/2011 2:32:48 AM
TBCapitol$57.384/5/2011 6:41:02 PM
JaceSpade$25.004/6/2011 4:23:34 AM
WilsonFunds$32.004/6/2011 5:40:45 AM
market-pudding$25.004/5/2011 7:04:38 PM
payment-chief9$100.004/5/2011 8:38:27 PM
sinner_c5$32.584/5/2011 10:36:29 PM
building_pennies$40.004/6/2011 1:19:45 AM
Octavian315$31.224/6/2011 2:59:02 AM
165 Investments
 
Borrower Payment Dependent Notes Series 499288
This series of Notes was issued and sold upon the funding of the borrower loan #48478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,610.23 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Apr-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $145.44
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2000 Debt/Income ratio: 5%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 0 / 0Length of status:2y 11m
Amount delinquent: $231 Total credit lines: 14 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: calm-auction5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
paying people back
Purpose of loan:
This loan will be used to...pay some bills off to get rid of the extra 2000 in exspenses

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $7000
Monthly expenses: $4000
Housing: $800
Insurance: $300
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/24/2011 9:05:20 AM
reflective-rupee$25.333/24/2011 9:56:20 AM
SolarMoonshine$25.003/24/2011 6:29:41 PM
simplelender80$100.003/25/2011 5:33:37 PM
w3alter$100.003/30/2011 10:04:31 AM
Tylerh$100.003/30/2011 8:34:11 PM
diplomatic-wealth7$25.004/1/2011 11:43:43 AM
worthy-bid8$25.004/3/2011 10:30:33 AM
value-allocator1$100.004/4/2011 9:58:02 AM
patriot897$25.004/4/2011 2:27:21 PM
Mariner3605$25.004/5/2011 3:54:56 PM
Ocean713$50.004/5/2011 3:53:28 PM
dudebrah$25.004/6/2011 9:38:30 AM
jybank$25.004/6/2011 10:22:48 AM
tadpole256$25.004/6/2011 12:51:10 PM
Evan_Safe$25.004/6/2011 1:38:20 PM
GElender$25.004/6/2011 6:22:40 AM
lender12345$25.004/6/2011 1:53:45 PM
credit-investor5$50.004/6/2011 7:33:03 AM
Cai8899$30.004/6/2011 5:47:11 PM
Easystreet$25.004/6/2011 5:47:49 PM
djindepth$50.004/7/2011 3:27:45 AM
euro-spark$100.004/6/2011 7:26:19 PM
platinum-scientist9$25.004/7/2011 6:10:02 AM
KarlMarx$25.004/7/2011 8:34:04 AM
capital-galaxy$150.004/7/2011 4:18:20 AM
finance-prescription$50.004/7/2011 8:35:13 AM
the-profit-oracle$25.004/7/2011 8:36:01 AM
s_man1$50.004/7/2011 5:34:45 AM
Preferred-Lender$25.004/7/2011 7:14:23 AM
wise-deal-panda$25.004/6/2011 6:57:39 PM
bid-czar8$50.004/7/2011 8:35:19 AM
orange-preeminant-bill$50.004/7/2011 8:35:53 AM
investment-habanero8$100.004/7/2011 5:03:40 AM
LakeShoreLending$25.004/7/2011 8:06:52 AM
worldly-money4$200.003/24/2011 9:05:32 AM
competent-p2p$25.003/24/2011 10:15:26 AM
a-finance-nirvana$25.003/25/2011 2:09:45 AM
ASR3$50.003/27/2011 4:28:05 AM
mercuriant$25.003/27/2011 2:02:54 PM
thelovebug$100.003/27/2011 9:19:05 PM
ingenious-deal6$25.003/29/2011 2:58:40 PM
velocity-motivator6$25.004/1/2011 5:58:31 PM
fortytwo$100.004/3/2011 12:21:03 AM
leodaguy$25.004/4/2011 5:21:01 PM
wwwUniversal$25.004/5/2011 2:21:41 AM
credit-sycamore4$100.004/5/2011 6:16:51 PM
benjamins-utopia$100.004/5/2011 5:46:42 PM
1phantom$25.004/5/2011 5:53:33 PM
vigorous-velocity$100.004/6/2011 12:48:03 PM
five-star-justice$25.004/6/2011 11:57:54 AM
108lender$250.004/6/2011 3:09:25 PM
credit-wheel7$25.004/6/2011 7:29:23 PM
head$25.004/6/2011 7:43:30 PM
kindness-hickory5$50.004/6/2011 5:43:50 PM
ockid007$25.004/7/2011 1:38:18 AM
felicity-tower$25.004/7/2011 2:02:39 AM
kaleinoue$25.004/6/2011 6:34:26 PM
Au-Ag-Pt$54.904/6/2011 7:43:45 PM
PowerBarDC$50.004/6/2011 10:25:04 PM
order-souffle$25.004/7/2011 7:35:01 AM
caprirolito$25.004/6/2011 4:58:21 PM
orangetrust$50.004/7/2011 7:44:37 AM
asiaratt$50.004/7/2011 4:09:42 AM
Weaverville$25.004/6/2011 5:30:51 PM
sfmdg$50.004/7/2011 4:20:43 AM
tech310$50.004/7/2011 8:35:50 AM
studio3d$25.004/7/2011 6:35:54 AM
ttnk62918$25.004/7/2011 6:53:02 AM
treasure-bliss$50.004/7/2011 8:35:59 AM
money-bauble$50.004/7/2011 4:12:43 AM
alluring-yield5$25.004/7/2011 6:16:52 AM
lagnisiruk$25.004/7/2011 8:08:17 AM
73 Investments
 
Borrower Payment Dependent Notes Series 499308
This series of Notes was issued and sold upon the funding of the borrower loan #48441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1987 Debt/Income ratio: 8%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 2 / 2Length of status:3y 9m
Amount delinquent: $7,957 Total credit lines: 9 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,743Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: historic-credit2 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Little D
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/28/2011 9:08:23 AM
P2P4me$49.913/28/2011 2:13:04 PM
Zolton$100.003/31/2011 6:50:48 AM
loot-heart$25.004/1/2011 10:17:30 AM
goodhearted-basis4$25.004/2/2011 4:46:28 AM
Chauncey_Gardener$50.004/2/2011 1:39:02 PM
DaMoneyTree$25.004/2/2011 2:13:37 PM
atbright$25.004/2/2011 4:37:52 PM
richboy56$25.004/5/2011 9:39:12 AM
transparency-grasshopper$50.004/5/2011 5:32:59 PM
Mariner3605$25.004/5/2011 5:54:16 PM
five-star-justice$25.004/6/2011 11:58:42 AM
Artist_Blue$25.004/7/2011 1:33:48 AM
kindness-hickory5$50.004/7/2011 4:58:39 AM
zippy-interest$25.004/6/2011 4:10:57 PM
subtle-revenue0$25.004/7/2011 8:14:32 AM
lagnisiruk$25.004/7/2011 8:07:38 AM
jescowa$50.004/7/2011 9:55:46 AM
gemoscar$26.204/7/2011 6:17:58 PM
thoughtful-community7$25.004/7/2011 6:00:47 PM
techvet$50.004/7/2011 2:34:08 PM
shrewd-deal$25.004/7/2011 6:10:14 PM
GMPK_TLAS$50.004/8/2011 9:24:02 AM
bigphish$50.004/8/2011 9:15:16 AM
agwosdof$100.004/8/2011 11:09:31 AM
TaxAcct_444$100.004/8/2011 11:09:23 AM
Dubbs360$100.004/8/2011 11:31:54 AM
suave-dime6$25.004/8/2011 11:41:55 AM
interstellar$50.004/8/2011 11:41:25 AM
kind-important-liberty9$25.004/8/2011 11:56:26 AM
sunny-justice9$25.004/8/2011 12:31:39 PM
FJerry$50.004/8/2011 12:37:05 PM
transaction-animal8$25.004/8/2011 1:38:25 PM
ROCKI9$50.004/8/2011 1:35:06 PM
rookiecrd1$90.004/8/2011 1:36:41 PM
aasx1108$25.004/8/2011 1:44:46 PM
gracej$25.004/8/2011 1:56:51 PM
Tlk2drew$50.004/8/2011 2:11:44 PM
ayerobbie$50.004/8/2011 2:58:23 PM
handshake5$100.004/8/2011 4:26:04 PM
DreDub$50.004/8/2011 4:25:55 PM
ProjectVenture$25.004/8/2011 5:02:05 PM
patriot897$25.003/28/2011 9:08:11 AM
hostbank$100.003/28/2011 5:54:45 PM
loyalty-sherpa$25.003/29/2011 3:39:22 PM
enthralling-deal180$50.003/29/2011 7:29:22 PM
simplelender80$100.003/30/2011 2:24:45 PM
p2p_banker$25.003/31/2011 12:38:04 PM
radforj22$25.004/2/2011 4:34:33 PM
efficient-treasure0$25.004/4/2011 5:41:48 PM
a-finance-nirvana$25.004/5/2011 2:33:10 AM
mad-scientist0$25.004/5/2011 9:36:36 AM
kazanov$40.004/5/2011 10:42:14 AM
Weaverville$50.004/5/2011 1:47:25 PM
nycmichael$100.004/5/2011 11:15:47 AM
worthy-bid8$100.004/5/2011 5:33:06 PM
dollardave$100.004/6/2011 11:37:43 AM
handy-justice$50.004/6/2011 5:55:19 PM
w3alter$100.004/6/2011 4:08:06 PM
rolandweary$25.004/7/2011 10:13:25 AM
Tradesmanlender$25.004/7/2011 11:47:53 AM
Rick21$50.004/7/2011 5:41:20 PM
C_Mark$50.004/7/2011 6:16:27 PM
bill-appraiser7$25.004/8/2011 5:09:05 AM
GElender$50.004/8/2011 6:36:03 AM
Ocean713$50.004/8/2011 9:19:04 AM
dinero-speaker$25.004/8/2011 9:26:19 AM
wild-orange$25.004/8/2011 11:10:26 AM
unassailable-fund$25.004/8/2011 11:21:33 AM
investment-comet$25.004/8/2011 11:28:58 AM
aimm$68.184/8/2011 11:40:31 AM
competent-p2p$25.004/8/2011 12:05:44 PM
bold-durability-drum$50.004/8/2011 12:44:06 PM
djh47a$25.004/8/2011 12:48:31 PM
ClearLake$25.004/8/2011 12:47:03 PM
wwwUniversal$25.004/8/2011 1:26:08 PM
objective-investor$33.684/8/2011 1:27:17 PM
velocity-warrior$50.004/8/2011 1:33:21 PM
sparky1129$50.004/8/2011 1:30:11 PM
maple1$25.004/8/2011 1:36:22 PM
point-kitten6$50.004/8/2011 1:38:57 PM
hope-hickory$25.004/8/2011 1:40:14 PM
flexible-return297$25.004/8/2011 1:55:33 PM
fascinating-gold$50.004/8/2011 3:36:46 PM
kulender$100.004/8/2011 4:21:13 PM
fantastic-wampum1$100.004/8/2011 4:29:49 PM
MadHun$100.004/8/2011 4:26:53 PM
87 Investments
 
Borrower Payment Dependent Notes Series 499338
This series of Notes was issued and sold upon the funding of the borrower loan #48466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,013.37 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $131.23
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1984 Debt/Income ratio: 35%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 32 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,969Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: fascinating-coin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mort
Purpose of loan: Personal
This loan will be used to...debt consolidation

My financial situation:
I am a good candidate for this loan because...capable of making timely monthly payments


Monthly net income: $3100.00
Monthly expenses: $600
Housing: $1705
Insurance: $
Car expenses: $160
Utilities:75
Phone, cable, internet: $90
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $15000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/25/2011 5:04:46 PM
Artist_Blue$25.003/26/2011 1:59:06 AM
power-trophy7$25.003/26/2011 2:57:09 AM
COCHINOBOY$25.003/28/2011 6:25:13 AM
transparency-grasshopper$25.004/1/2011 5:22:30 PM
terrific-dough6$50.004/3/2011 8:47:12 PM
sturdy-peace9$40.004/5/2011 7:49:47 PM
terrific-dough6$75.004/6/2011 6:10:28 PM
investment-comet$25.004/7/2011 8:05:41 PM
nilonc1$25.764/7/2011 5:27:25 PM
gemoscar$25.004/7/2011 6:11:21 PM
jmichael23$25.004/8/2011 5:03:03 AM
1willray$25.004/8/2011 5:41:36 AM
GElender$25.004/8/2011 6:23:02 AM
wtrboy$50.004/8/2011 6:24:33 AM
nodebt2012$25.004/8/2011 6:40:38 AM
wampum-chorus3$25.004/8/2011 7:27:28 AM
zydeco337$25.004/8/2011 7:36:42 AM
Thorny$200.004/8/2011 7:44:12 AM
mike2246s$25.004/8/2011 7:29:52 AM
kristof2007$50.004/8/2011 9:26:58 AM
Danylostefan$25.004/8/2011 11:49:19 AM
YeoLenderSource$25.004/8/2011 1:59:12 PM
tech310$50.003/26/2011 2:48:46 AM
Cheburashka$25.003/26/2011 2:04:46 AM
lean-ore9$25.003/27/2011 12:14:35 PM
lendstats_com$200.003/31/2011 5:10:35 PM
eboomer2611$25.003/31/2011 8:39:14 AM
lend4life13$975.004/4/2011 3:22:11 PM
Mocaba$250.004/4/2011 3:55:17 PM
loanman2007$25.004/5/2011 4:42:42 AM
s_man1$50.004/5/2011 5:00:26 AM
Wart126$25.004/7/2011 5:36:48 PM
Loanstou$67.614/7/2011 8:40:49 PM
2grindstones$25.004/7/2011 7:58:04 PM
money-fort$25.004/7/2011 8:01:02 PM
sadhikari$25.004/7/2011 8:53:06 PM
mark1017-31$50.004/8/2011 3:47:05 AM
green-wampum-titan$30.004/8/2011 7:05:47 AM
octoberfresh$25.004/8/2011 6:54:59 AM
supreme-hope$25.004/8/2011 6:58:46 AM
well-mannered-income3$25.004/8/2011 7:20:13 AM
aquistoyraul$25.004/8/2011 12:59:14 PM
shepherd1$25.004/8/2011 2:54:56 PM
icon7$50.004/8/2011 4:28:23 PM
45 Investments
 
Borrower Payment Dependent Notes Series 499480
This series of Notes was issued and sold upon the funding of the borrower loan #48449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,501.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-25-2011 
Term: 60 months Listing End date:  Apr-08-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $238.05
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1999 Debt/Income ratio: Not calculated
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 23 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $283Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: a-contract-hammock Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to purchase one acre next to De gray Lake for $6,500, which is appraised for $11,000+. The remaining funds will be used to start my business.
My financial situation:
I am a good candidate for this loan because I have little debt with good income. I hold a large sum of revolving clients which are sustaining my family. I have everything but the land needed for my business although I plan on retaining my current job until the business is sustaining. I am highly motivated and very energetic. I have three A.A.S. Degrees, Inducted into the Phi Theta Kappa honor society, on National Deans list, five Presidents awards,140+ credits @ 3.5+GPA

Monthly net income: $3200-5,000
Monthly expenses: $1800-2,500
Housing: $520
Insurance: $150
Car expenses: $450
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $150-250
Credit cards and other loans: $50
Other expenses: $150-250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you kindly explain what business you plan to start? What is your experience in that area? - Reddy_Capital
A: Appointment only Tattoo Studio and eventually training studio as well. Called Resort Tattoo, which also sales hand drawn prorates, arts, crafts, etc. Being on the lake I will target a lot of clients who normally like to be on the lake during the summer. I will take calls and have local pick-up for those clients who would be on the lake. With new technology bandages used in today's tattooing one can get it wet after one hour, then it's back to fun! Children accommodations as well...very exp. (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/25/2011 5:05:46 PM
worldly-money4$200.003/25/2011 5:06:02 PM
zone6$31.113/26/2011 3:23:57 AM
simplelender80$100.003/26/2011 4:43:49 PM
zorg77$25.003/27/2011 10:20:11 AM
thelovebug$100.003/27/2011 9:19:29 PM
mrsp2e$25.003/29/2011 10:30:59 AM
ingenious-deal6$25.003/29/2011 2:59:04 PM
Tylerh$100.003/30/2011 8:34:29 PM
SecondChanceLendingSERV$25.003/31/2011 7:09:52 PM
worthy-bid8$25.004/3/2011 10:30:52 AM
patriot897$25.004/5/2011 5:53:44 PM
wwwUniversal$25.004/6/2011 3:41:53 AM
GElender$25.004/6/2011 6:22:49 AM
five-star-justice$25.004/6/2011 11:58:24 AM
JSCharter$100.004/6/2011 7:25:05 PM
1phantom$25.004/7/2011 9:50:28 AM
kindness-hickory5$50.004/7/2011 4:57:53 AM
bountiful-durability$50.004/7/2011 4:19:07 PM
platinum-platoon$25.004/7/2011 5:46:25 PM
agile-vigilance8$100.004/7/2011 5:50:28 PM
investment-comet$25.004/7/2011 8:04:53 PM
leverage-ectasy$25.004/7/2011 7:32:27 PM
wtrboy$50.004/8/2011 6:24:03 AM
GElender$25.004/8/2011 6:24:15 AM
bsh297$25.004/8/2011 6:28:26 AM
songbird98$25.004/8/2011 6:59:40 AM
red-favorable-basis$25.004/8/2011 7:15:10 AM
jhernand17$25.004/8/2011 9:08:35 AM
bold-durability-drum$50.004/8/2011 8:46:14 AM
galenisme$50.004/8/2011 9:02:46 AM
integrity-reformer$500.004/8/2011 9:24:20 AM
kristof2007$100.004/8/2011 9:15:13 AM
BU49er$50.004/8/2011 9:57:06 AM
kristof2007$350.004/8/2011 9:27:57 AM
reflective-rupee$44.444/8/2011 10:13:40 AM
first-liberty-duckling$25.044/8/2011 9:50:38 AM
ingenious-diversification$25.004/8/2011 10:29:36 AM
atlvalet$52.994/8/2011 11:01:56 AM
payout-bridge$500.004/8/2011 10:58:08 AM
fabulous-diversification9$25.004/8/2011 11:09:59 AM
ridestwins_998$25.004/8/2011 11:14:41 AM
Dubbs360$100.004/8/2011 11:28:07 AM
dime-sanctuary$50.004/8/2011 11:32:39 AM
PunjabBank$25.004/8/2011 11:35:24 AM
CaliforniaSun$25.004/8/2011 11:34:18 AM
broomfieldbucks$25.004/8/2011 11:34:25 AM
rookiecrd1$300.004/8/2011 11:35:01 AM
trumpet485$25.004/8/2011 11:49:00 AM
ASR3$50.003/27/2011 4:27:42 AM
tnjohnso$25.003/29/2011 4:28:39 PM
w3alter$100.003/30/2011 10:04:49 AM
frogperson$186.983/30/2011 10:11:29 PM
diplomatic-wealth7$25.004/1/2011 11:43:58 AM
fortytwo$100.004/3/2011 12:21:25 AM
beakerfish$100.004/2/2011 6:41:43 PM
value-allocator1$100.004/4/2011 9:58:21 AM
leodaguy$25.004/5/2011 6:01:20 PM
credit-sycamore4$100.004/5/2011 6:17:02 PM
credit-investor5$50.004/6/2011 5:33:13 PM
djindepth$50.004/7/2011 3:27:52 AM
benjamins-utopia$100.004/7/2011 9:39:01 AM
Ocean713$50.004/7/2011 10:08:56 AM
felicity-tower$25.004/7/2011 2:03:06 AM
asiaratt$50.004/7/2011 4:09:50 AM
money-bauble$50.004/7/2011 4:12:53 AM
rhin0cerx$50.004/7/2011 10:58:02 AM
handy-justice$50.004/7/2011 9:58:49 AM
lagnisiruk$25.004/7/2011 8:08:27 AM
inventive-wealth2$25.004/7/2011 1:08:51 PM
Artist_Blue$25.004/7/2011 10:04:10 AM
RenovatioCapital$25.004/7/2011 5:49:49 PM
fair-rate$25.004/7/2011 6:17:33 PM
vkm2000$50.004/7/2011 6:24:49 PM
inspired-duty5$25.004/7/2011 6:33:07 PM
handshake5$100.004/7/2011 5:36:11 PM
the-profit-oracle$25.004/7/2011 5:36:38 PM
genius520$50.004/7/2011 5:45:05 PM
shrewd-deal$25.004/7/2011 6:10:28 PM
money-fort$25.004/7/2011 8:00:02 PM
relentless-fund1$25.004/8/2011 2:58:27 AM
s_man1$50.004/8/2011 4:54:34 AM
magnolia161$50.004/8/2011 6:04:21 AM
dedicated-hope640$25.004/8/2011 6:37:11 AM
cropdust3r$25.004/8/2011 6:59:23 AM
barefootpaul$25.004/8/2011 7:52:51 AM
worthy-bid4$100.004/8/2011 9:12:35 AM
Mariner3605$25.004/8/2011 9:12:20 AM
credit-wheel7$25.004/8/2011 9:18:53 AM
moose-capital-funding$43.814/8/2011 10:29:20 AM
ommcd$25.004/8/2011 10:37:21 AM
donlenboy$25.004/8/2011 10:21:53 AM
Weaverville$25.004/8/2011 11:11:02 AM
raisingophelia$50.004/8/2011 11:14:36 AM
jybank$25.004/8/2011 11:13:52 AM
desertoasis$30.004/8/2011 11:17:17 AM
gelt4u$25.004/8/2011 11:21:14 AM
macedvm$165.484/8/2011 11:16:00 AM
boola1010$50.004/8/2011 11:24:04 AM
treasure-bliss$50.004/8/2011 11:26:26 AM
sunny-justice9$25.004/8/2011 11:16:40 AM
orbital-investment5$100.004/8/2011 11:23:40 AM
gethsemane4$25.004/8/2011 11:30:05 AM
deal-enrichment063$200.004/8/2011 11:24:32 AM
musegaze$50.004/8/2011 11:34:31 AM
sentimental-cash0$25.004/8/2011 11:38:22 AM
newest-organic-rupee$33.004/8/2011 11:41:24 AM
hope-hickory$50.004/8/2011 11:45:04 AM
vigilance-searcher$25.004/8/2011 11:37:47 AM
payout-paddle1$40.004/8/2011 11:50:08 AM
ciscoparrot$97.464/8/2011 11:49:54 AM
kindness-launcher$550.694/8/2011 11:55:39 AM
112 Investments
 
Borrower Payment Dependent Notes Series 499670
This series of Notes was issued and sold upon the funding of the borrower loan #48456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1997 Debt/Income ratio: 5%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 0 / 0Length of status:0y 5m
Amount delinquent: $11,995 Total credit lines: 23 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 17 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: purposeful-payment6 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Humbly asking for some help.
Purpose of loan: Debt consolidation.
This loan will be used to...pay off debts.

My financial situation:
I am a good candidate for this loan because...I have a secure and stable job with a company that is actually growing in this tough economic time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: some more info would be useful, like monthly income/expenses, etc. - shrewd-income
A: I apologize - I should have included this in the first place. Monthly net income: $4,000 Housing: $1025 Insurance: $475 Car expenses: $100 Utilities: $250 Phone, Cable, Internet: $175 Food: $1000 Other expenses: $1000 So, using this loan to pay off debts (included in other expenses) will have a tremendous impact. I will easily be able to pay the loan back and provide better financial security and stability for my family. (Apr-08-2011)
Q: HI. How did you acquire this debt? How many years have you worked as an engineer? - friendly-moola0
A: Unexpected expenses (medical, car, housing, etc) that caused me to take out unsecured debt. By consolidating with this loan, it will provide financial flexibility to first, repay the loan, second, satisfy the conditions of my use of unsecured debt, and third, provide financial security to be able to withstand future unexpected expenses. I have worked as an engineer for 10+ years. (Apr-08-2011)
Q: Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks - reflective-rupee
A: These were the result of credit card payments that were unpaid due to unexpected financial obligations at the time. There were several that became delinquent. I worked with the card companies and thought that it was resolved. I did not realize until I saw the credit check results in my loan request listing with prosper that it was even in my credit report. (Apr-08-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/27/2011 12:06:32 PM
simplelender80$100.003/29/2011 9:53:07 AM
a-finance-nirvana$25.003/30/2011 2:47:13 AM
credit-sycamore4$100.004/5/2011 6:17:16 PM
mercuriant$25.004/6/2011 5:01:11 PM
wwwUniversal$25.004/6/2011 5:31:43 PM
money-bauble$50.004/7/2011 4:14:26 AM
patriot897$25.004/6/2011 5:47:25 PM
lagnisiruk$25.004/7/2011 8:08:46 AM
kindness-hickory5$50.004/7/2011 4:58:02 AM
leodaguy$25.004/7/2011 10:10:11 AM
shrewd-deal$25.004/7/2011 6:10:43 PM
jybank$25.004/8/2011 11:07:04 AM
asiaratt$50.004/8/2011 12:19:10 PM
yield-aurora4$100.004/8/2011 12:09:29 PM
djindepth$50.004/8/2011 12:18:57 PM
active-wealth3$25.004/8/2011 12:12:21 PM
inspired-duty5$25.004/8/2011 12:38:47 PM
fuzed$25.004/8/2011 1:52:32 PM
neutrino6$50.004/8/2011 2:10:05 PM
the-profit-oracle$25.004/8/2011 2:31:29 PM
adventurous-commerce$25.004/8/2011 2:34:40 PM
Invest_in_residual_income$50.004/8/2011 2:56:46 PM
just-point$25.004/8/2011 2:58:15 PM
burrito6$25.004/8/2011 2:59:44 PM
Easystreet$25.004/8/2011 2:59:05 PM
ddog0224$50.004/8/2011 4:17:17 PM
tech310$50.004/8/2011 4:19:57 PM
graceful-investment$78.704/8/2011 4:20:09 PM
benjamins-utopia$100.004/8/2011 4:25:41 PM
caprirolito$25.004/8/2011 4:26:00 PM
umfan123$25.004/8/2011 4:28:32 PM
Maetryx$38.444/8/2011 4:40:56 PM
Weaverville$35.294/8/2011 5:11:21 PM
social-conductor4$25.004/8/2011 5:03:16 PM
hookUup$50.324/8/2011 5:06:29 PM
StreetJustice$33.284/8/2011 5:19:51 PM
KMB78$25.004/8/2011 5:27:48 PM
justice-economist$25.004/8/2011 5:38:33 PM
CACO_Lender$25.004/8/2011 5:32:28 PM
new-social-economist$50.004/8/2011 5:39:33 PM
shrewd-peace7$25.004/8/2011 5:32:50 PM
mtquan$25.004/8/2011 5:40:16 PM
seisen$100.004/8/2011 5:34:09 PM
FeedTheMachine$100.004/8/2011 5:41:03 PM
treasure-bliss$50.004/8/2011 5:35:26 PM
reward-adventure$50.004/8/2011 5:37:03 PM
a-successful-credit$100.004/8/2011 5:39:01 PM
PRGuyinVA$25.004/8/2011 5:40:05 PM
ommcd$25.004/8/2011 5:40:31 PM
inventive-wealth2$25.004/8/2011 5:38:34 PM
power-mad-scientist$25.004/8/2011 5:41:06 PM
profit-powerplant$25.004/8/2011 5:39:13 PM
hitsman$50.004/8/2011 5:41:36 PM
zippy-interest$25.004/8/2011 5:39:40 PM
compassion-lotus5$50.004/8/2011 5:40:08 PM
jjswanso$25.004/8/2011 5:43:07 PM
dominickf$50.004/8/2011 5:40:57 PM
loss-of-control$50.004/8/2011 7:53:16 PM
friendly-moola0$500.004/8/2011 8:08:53 PM
newest-organic-rupee$33.004/8/2011 8:37:56 PM
frclmym$25.004/8/2011 9:17:11 PM
ah-long$25.004/9/2011 12:42:13 AM
finance-magma7$50.004/8/2011 10:53:16 PM
derec$25.004/9/2011 2:30:36 AM
cropdust3r$25.004/9/2011 3:19:35 AM
KarlMarx$25.004/9/2011 3:20:44 AM
ingenious-diversification$25.004/9/2011 3:49:07 AM
greenback-guard$25.004/9/2011 4:05:50 AM
credit-wheel7$25.004/9/2011 4:05:06 AM
unassassinable$25.004/9/2011 4:06:05 AM
dedicated-transaction796$46.964/9/2011 4:07:29 AM
worldly-money4$200.003/27/2011 12:06:45 PM
thelovebug$100.003/27/2011 9:20:04 PM
ingenious-deal6$25.003/29/2011 2:59:33 PM
Tylerh$100.004/1/2011 10:09:21 AM
diplomatic-wealth7$25.004/1/2011 11:44:18 AM
fortytwo$100.004/3/2011 12:21:49 AM
worthy-bid8$25.004/3/2011 10:31:20 AM
w3alter$100.004/4/2011 11:30:54 AM
five-star-justice$25.004/7/2011 10:12:34 AM
Pi06$50.004/7/2011 4:02:59 PM
bountiful-durability$50.004/7/2011 4:19:22 PM
rhin0cerx$50.004/7/2011 10:58:13 AM
felicity-tower$25.004/7/2011 6:02:27 PM
orange-influential-credit$25.004/8/2011 11:23:22 AM
investment-comet$25.004/8/2011 11:28:04 AM
Dubbs360$100.004/8/2011 11:36:08 AM
GElender$25.004/8/2011 12:29:21 PM
SeaStarsServices$25.004/8/2011 1:01:53 PM
joyful-power9$25.004/8/2011 1:21:54 PM
rookiecrd1$90.004/8/2011 1:36:38 PM
washboard1$200.004/8/2011 2:16:51 PM
majestic-bill8$106.104/8/2011 2:18:15 PM
Jack55304$125.004/8/2011 2:59:42 PM
reflective-rupee$50.554/8/2011 4:15:25 PM
handshake52$25.004/8/2011 4:20:42 PM
finance-prescription$50.004/8/2011 4:28:59 PM
IIP77$25.004/8/2011 4:25:32 PM
economy-producer$25.004/8/2011 4:27:45 PM
bid-czar8$50.004/8/2011 4:29:03 PM
famous-bill$25.004/8/2011 4:29:41 PM
admirable-wealth$28.424/8/2011 4:31:44 PM
fantastic-wampum1$100.004/8/2011 4:32:23 PM
life-is-great$25.004/8/2011 5:18:42 PM
handshake5$100.004/8/2011 5:35:47 PM
blackstar$25.004/8/2011 5:36:21 PM
HHP$34.994/8/2011 5:38:56 PM
Guerrilla_Man$25.004/8/2011 5:39:03 PM
payment-gusto$25.004/8/2011 5:39:21 PM
CA-Lender$25.044/8/2011 5:32:08 PM
Gibbyland$100.004/8/2011 5:39:46 PM
One_Lolo$25.004/8/2011 5:40:02 PM
kind-adventurous-finance$50.004/8/2011 5:40:37 PM
floridass$25.004/8/2011 5:41:01 PM
fairhelper$25.004/8/2011 5:41:14 PM
Comoparklender$40.004/8/2011 5:36:52 PM
the-dollar-topper$100.004/8/2011 5:41:42 PM
riproaringrapids$25.004/8/2011 5:37:01 PM
gold-blanket0$25.004/8/2011 5:37:06 PM
asmithj$50.004/8/2011 5:39:09 PM
orange-preeminant-bill$50.004/8/2011 5:39:52 PM
orange-vigilance-shower$50.004/8/2011 5:40:12 PM
Tikibarman$50.004/8/2011 5:40:26 PM
forthright-dedication$50.004/8/2011 5:41:10 PM
missing-link$25.004/8/2011 5:41:48 PM
AF-Chief$50.004/8/2011 5:39:58 PM
interstellar$41.294/8/2011 5:50:43 PM
gizzywump$50.004/8/2011 5:40:23 PM
orange-leverage-phoenix$50.004/8/2011 5:43:34 PM
musegaze$50.004/8/2011 5:48:46 PM
mpatrick$25.004/8/2011 7:22:41 PM
upbeat-wealth$25.004/8/2011 8:29:09 PM
nletunic$50.004/8/2011 10:16:50 PM
cbivitz$150.004/9/2011 12:00:31 AM
EBITDA$25.004/9/2011 2:13:18 AM
Artist_Blue$25.004/9/2011 2:20:50 AM
kulender$100.004/9/2011 3:10:16 AM
ttnk62918$25.004/9/2011 3:53:50 AM
kind-bill-supporter$25.004/9/2011 4:06:11 AM
1phantom$25.004/9/2011 3:56:26 AM
141 Investments
 
Borrower Payment Dependent Notes Series 499762
This series of Notes was issued and sold upon the funding of the borrower loan #48477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,100.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $225.45
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1998 Debt/Income ratio: 26%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 24 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,385Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: mizzdre1977 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off home repair costs charged to my home depot credit card and outstanding medical bills that I have had to pay with a credit card.

My financial situation:
I am a good candidate for this loan because...I am currently paying, between these two accounts, double the cost of what my prosper loan would be. I am looking to consolidate payments, with a simple interest loan that gives me the ability to pay the debts off sooner for less money in interest. If I can pay this prosper account off in sooner than 3 years I will do so by making larger payments. I need to build my savings account back up at this point, and hope to do so by getting the Prosper loan to help eliminate the excessive interest fees from 2 cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/28/2011 5:05:54 PM
socal-lender$25.003/28/2011 5:03:34 PM
caring-hope2$50.003/29/2011 8:43:11 AM
selector568$50.003/29/2011 3:24:14 PM
enthralling-deal180$50.003/30/2011 9:38:01 AM
simplelender80$100.003/30/2011 2:25:14 PM
treasure-expert$25.003/30/2011 11:11:18 AM
hostbank$100.003/30/2011 1:19:55 PM
Zolton$100.003/31/2011 6:51:18 AM
GElender$50.004/1/2011 7:01:34 AM
Planecourage$25.004/1/2011 12:56:05 AM
Chauncey_Gardener$50.004/2/2011 1:39:17 PM
atbright$25.004/2/2011 4:38:04 PM
mrpowers5531$25.004/2/2011 7:28:22 PM
payout-magician$50.004/2/2011 7:58:26 AM
RandyL3$25.004/4/2011 11:24:55 AM
cash-professor$50.004/4/2011 8:29:38 PM
j2ee$25.004/5/2011 8:53:32 AM
YesMoney$25.004/4/2011 9:05:04 PM
axl163$25.004/5/2011 10:59:36 AM
radforj22$25.004/5/2011 3:58:17 PM
mad-scientist0$25.004/5/2011 9:36:53 AM
jescowa$50.004/5/2011 6:13:16 PM
Mariner3605$25.004/6/2011 12:08:20 AM
efficient-treasure0$25.004/6/2011 9:42:42 AM
magnificent-income7$25.004/6/2011 3:21:22 PM
money-surge1$50.004/6/2011 5:45:44 PM
rce1964$25.004/6/2011 12:37:36 PM
Weaverville$25.004/6/2011 12:38:54 PM
gogrannygo$25.004/7/2011 7:50:01 AM
Azonic21$25.004/6/2011 5:30:09 PM
medman$25.004/7/2011 8:48:02 AM
davidmlucas$50.004/7/2011 9:34:49 AM
CE88$60.004/7/2011 8:27:28 AM
availableloan$25.004/7/2011 7:04:18 AM
rolandweary$25.004/7/2011 10:13:38 AM
value-squirrel3$25.004/7/2011 1:46:51 PM
dreamhope$25.004/7/2011 9:29:14 AM
techvet$50.004/7/2011 2:34:17 PM
DaMoneyTree$25.004/7/2011 10:26:44 AM
zippy-interest$25.004/7/2011 5:43:14 PM
transparency-grasshopper$50.004/7/2011 6:14:40 PM
bill-appraiser7$25.004/8/2011 5:09:20 AM
sentimental-cash0$25.004/8/2011 12:01:21 PM
steady-gain5$25.004/8/2011 12:28:29 PM
pietro_torna_indietro$25.004/8/2011 12:35:14 PM
octoberfresh$25.004/8/2011 12:43:32 PM
1SteelerFan$30.004/8/2011 12:53:20 PM
ColoradoCamping$50.004/8/2011 12:55:51 PM
sparky1129$50.004/8/2011 1:30:31 PM
indomart$75.004/8/2011 1:38:56 PM
point-kitten6$50.004/8/2011 1:39:09 PM
dollar-oracle55$29.924/8/2011 1:48:38 PM
titilsbie14$80.004/8/2011 1:50:43 PM
gracej$25.004/8/2011 1:57:08 PM
investorrr$117.734/8/2011 2:04:31 PM
BzJ108$25.004/8/2011 2:07:11 PM
marwadi-62$200.004/8/2011 2:07:44 PM
Tlk2drew$50.004/8/2011 2:11:56 PM
bigwig155$200.004/8/2011 2:32:44 PM
fantastic-wampum1$100.004/8/2011 4:30:09 PM
Rivermaverick$25.004/8/2011 4:43:04 PM
Artist_Blue$25.004/8/2011 5:48:59 PM
Charmart$25.004/8/2011 7:35:57 PM
cash-queen$25.004/8/2011 9:27:12 PM
YesMoney$25.004/8/2011 10:11:53 PM
Kessler$32.004/8/2011 10:56:37 PM
wwwUniversal$25.004/9/2011 3:47:11 AM
ArtemisFitzlebottom$50.004/9/2011 5:56:58 AM
comet55$25.004/9/2011 7:21:54 AM
BankofBeth$25.004/9/2011 8:24:20 AM
SkiNZ$25.004/9/2011 8:35:23 AM
RecoveryLender$25.004/9/2011 12:28:49 PM
worth-victor6$25.004/9/2011 12:34:56 PM
SolarMoonshine$25.003/28/2011 6:25:17 PM
patriot897$25.003/29/2011 4:58:39 AM
organized-payment6$50.003/28/2011 5:03:40 PM
AFairDeal$100.003/28/2011 5:03:46 PM
reflective-rupee$75.333/29/2011 4:57:45 PM
rpg$30.003/29/2011 7:23:09 PM
Tradesmanlender$100.003/31/2011 4:33:39 AM
oskizzle$25.003/31/2011 6:22:35 AM
loyalty-sherpa$25.004/1/2011 7:37:59 AM
JGONZ13850$25.003/31/2011 4:43:02 PM
indomitable-coin$25.004/1/2011 11:32:34 AM
Tech-Entrepreneur$25.004/1/2011 7:38:02 AM
p40thawk$25.004/1/2011 7:49:51 PM
carluvr33$25.004/3/2011 10:29:12 AM
Pickmar$25.004/3/2011 11:42:40 AM
loot-heart$25.004/4/2011 9:15:27 AM
heerzaquestion$50.004/4/2011 10:39:20 AM
currency-persimmon$100.004/4/2011 11:19:15 AM
Mav26$75.004/4/2011 2:02:07 PM
WilliamLeeSims$28.334/5/2011 4:24:11 PM
penny-finder$30.004/5/2011 4:24:56 PM
nycmichael$100.004/5/2011 6:15:51 PM
El_Maestro$50.004/6/2011 3:30:39 PM
handy-justice$50.004/6/2011 5:55:29 PM
subtle-revenue0$25.004/7/2011 8:14:39 AM
vigilance-revolutionary$50.004/6/2011 5:37:54 PM
astute-fairness0$50.004/6/2011 5:38:40 PM
bill-expert$27.004/7/2011 8:57:35 AM
kindness-hickory5$50.004/7/2011 4:58:47 AM
productive-finance$29.854/7/2011 10:20:50 AM
lagnisiruk$25.004/7/2011 8:07:53 AM
w3alter$100.004/7/2011 5:27:31 PM
sanfordproud$50.004/7/2011 10:53:23 AM
worthy-bid8$100.004/7/2011 6:05:57 PM
carluvr33$25.004/8/2011 9:47:07 AM
competent-p2p$50.004/8/2011 12:11:06 PM
Dubbs360$100.004/8/2011 12:03:01 PM
lucrative-coin$75.004/8/2011 12:06:58 PM
calimanusa$25.004/8/2011 12:07:45 PM
newest-organic-rupee$33.004/8/2011 12:17:23 PM
saahilld$25.004/8/2011 12:14:26 PM
bold-durability-drum$50.004/8/2011 12:44:25 PM
DrunkenMic$50.004/8/2011 12:36:22 PM
FJerry$50.004/8/2011 12:38:09 PM
jlendog$150.004/8/2011 12:39:31 PM
303lender$50.004/8/2011 1:08:58 PM
djh47a$25.004/8/2011 12:48:47 PM
reflective-rupee$250.554/8/2011 1:08:18 PM
Kyileo$25.004/8/2011 1:25:54 PM
Magician$50.004/8/2011 1:46:52 PM
ingenious-order783$25.004/8/2011 1:50:59 PM
bold-pious-loot$100.004/8/2011 1:55:12 PM
gustavholstopus32$25.004/8/2011 3:02:09 PM
newest-bountiful-basis$25.004/8/2011 3:19:14 PM
ScottW$25.004/8/2011 5:50:03 PM
thankful-nickel2$50.004/8/2011 7:08:19 PM
bold-steady-peso$50.004/8/2011 7:22:01 PM
SCD$25.004/8/2011 8:21:20 PM
finance-magma7$50.004/8/2011 10:53:09 PM
turbostar666$32.184/9/2011 2:03:15 AM
Aaron_Oz$25.004/9/2011 2:28:27 AM
bicyclist2270$25.004/9/2011 2:32:40 AM
currency-cigar4$75.004/9/2011 7:57:48 AM
greenventures$25.004/9/2011 8:01:33 AM
LARRY4NY$25.004/9/2011 9:54:46 AM
DDPrime$50.004/9/2011 9:41:53 AM
friendly-moola0$500.004/9/2011 10:57:33 AM
lonix$25.004/9/2011 11:42:36 AM
financial-frenzy$50.004/9/2011 12:42:22 PM
Hidalgo2004$28.134/9/2011 1:43:01 PM
clean-greenback5$50.004/9/2011 4:32:22 PM
145 Investments
 
Borrower Payment Dependent Notes Series 499782
This series of Notes was issued and sold upon the funding of the borrower loan #48486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-29-2011 
Term: 60 months Listing End date:  Apr-12-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $443.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1993 Debt/Income ratio: 18%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,945Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: repayment-associate Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:

This loan will be used to consolidate my debt and lower my overall annual interest rate for my open debt obligations.

My financial situation:

I am a good candidate because I make good money thanks to a December promotion and raise. Although there?s more money to reduce debt, most of it goes towards paying off interest for 3 credit cards; APRs range from 13.24% to 25.99%.

My plan is to pay off two credit cards, with APRs of 13.24% and 25.99%. Then, I?ll transfer the remaining card's balance to one of my the credit cards just paid off, using the promo balance transfer rate of 0% to temporarily ?freeze? my interest payments until the end of the year when the promo ends. Although I?ll pay a balance transfer fee, the transfer provides a savings equal to 4 months of interest.

Debt reduction is my top priority for 2011. I will debt through an aggressive repayment schedule and lowering my APRs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in your loan. Please give a brief job description and a monthly budget of post-tax income and expense. Also, what are the balances and min monthly payments on the cards you are looking to consolidate. Thank you! - newest-funds-powerplant
A: Thank you for your question. My after tax take home pay is $5100 per month. My housing expense is $1400 per month and I budget $350 per month for utilities, cable, renter's insurance and student loans. I budget approximately $1300 per month for food, gas, car insurance and car maintenance. I use the remaining $2050 to pay off credit cards. Minimum payments of the cards total $590 per month. The cards have balances of $15.5k, $9k, and $1k. (Apr-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
AFairDeal$100.003/29/2011 9:05:12 AM
BxRealtor$25.003/29/2011 9:06:12 AM
patriot897$25.003/29/2011 9:07:44 AM
rpg$25.003/29/2011 7:24:24 PM
daddypro$25.003/30/2011 3:02:19 PM
simplelender80$100.003/30/2011 2:25:23 PM
jpblan11$25.003/31/2011 5:02:44 AM
GElender$50.004/1/2011 7:05:04 AM
indomitable-coin$25.004/1/2011 11:32:38 AM
p40thawk$25.004/1/2011 7:49:55 PM
power-companion7$100.004/2/2011 1:05:18 PM
Chauncey_Gardener$50.004/2/2011 1:39:29 PM
KichigaiSensei$25.004/4/2011 10:09:28 AM
YesMoney$25.004/4/2011 9:08:18 PM
mad-scientist0$25.004/5/2011 9:37:05 AM
availableloan$25.004/5/2011 6:27:37 PM
jescowa$50.004/5/2011 6:13:21 PM
medman$25.004/7/2011 8:48:07 AM
techvet$50.004/7/2011 2:34:23 PM
Tradesmanlender$25.004/7/2011 8:59:57 PM
bill-appraiser7$25.004/8/2011 5:09:35 AM
zippy-interest$25.004/8/2011 9:24:27 AM
vigilance-spinner3$25.004/8/2011 9:54:59 AM
bold-durability-drum$50.004/8/2011 12:44:29 PM
Kyileo$25.004/8/2011 1:28:45 PM
sparky1129$50.004/8/2011 1:30:47 PM
point-kitten6$50.004/8/2011 1:39:12 PM
dollar-oracle55$30.004/8/2011 1:37:03 PM
investorrr$100.004/8/2011 2:03:43 PM
kindness-jedi$25.004/8/2011 3:26:45 PM
lucrative-coin$100.004/8/2011 3:39:58 PM
orange-leverage-phoenix$200.004/8/2011 4:23:40 PM
green-planet-guy$32.004/8/2011 4:27:56 PM
fantastic-wampum1$100.004/8/2011 4:30:21 PM
balance-force$30.004/8/2011 5:13:00 PM
CACO_Lender$25.004/8/2011 5:39:09 PM
p2p-eagle9$25.004/8/2011 6:16:23 PM
bold-steady-peso$50.004/8/2011 7:22:05 PM
dt_one$25.004/8/2011 8:19:25 PM
sincere-balance$26.994/8/2011 10:09:16 PM
mgking007$45.004/9/2011 1:01:12 AM
authoritative-loot$25.004/9/2011 1:08:53 AM
Proactive-Financial-Lending$25.004/9/2011 3:40:07 AM
honeybee11$100.004/9/2011 4:04:48 AM
ArtemisFitzlebottom$50.004/9/2011 5:57:03 AM
squarebob$25.004/9/2011 5:58:05 AM
cashasaurus0$400.004/9/2011 7:13:36 AM
brainy-repayment5$72.024/9/2011 7:06:37 AM
titilsbie14$40.004/9/2011 7:05:41 AM
currency-cigar4$75.004/9/2011 7:57:58 AM
momoney2lend$75.004/9/2011 8:01:11 AM
BankofBeth$25.004/9/2011 8:30:32 AM
Gibbyland$100.004/9/2011 11:34:29 AM
teachermrb$34.004/9/2011 3:50:49 PM
proper-commitment5$25.004/9/2011 4:24:03 PM
credit-investor5$50.004/9/2011 5:57:12 PM
income-awakening6$25.004/9/2011 6:28:47 PM
WLenders$50.004/9/2011 8:27:07 PM
lambu22$100.004/9/2011 7:59:46 PM
adir1$50.004/9/2011 10:52:11 PM
ddamenace$30.004/10/2011 6:26:28 AM
mreggz$45.004/10/2011 7:51:00 AM
caring-hope2$100.004/10/2011 6:02:32 AM
rautility$150.004/10/2011 8:13:04 AM
420limo$25.004/10/2011 8:44:37 AM
futurechef11$40.004/10/2011 8:37:20 AM
haryassman$25.004/10/2011 10:37:00 AM
power-defender7$50.004/10/2011 9:47:29 AM
Pakse$25.004/10/2011 12:05:26 PM
treasure-pipeline$35.004/10/2011 1:39:34 PM
brightest-dynamic-peace$50.004/10/2011 2:52:33 PM
aldeed$300.004/10/2011 3:15:27 PM
supersarah61$100.004/10/2011 3:38:12 PM
GeelongTrader$100.004/10/2011 3:38:27 PM
SanJoser$25.004/10/2011 3:26:52 PM
japerk$25.004/10/2011 4:04:46 PM
whatreality$25.804/10/2011 4:33:08 PM
p2p-mushroom1$40.434/10/2011 5:41:02 PM
sunny-justice9$25.004/10/2011 5:53:14 PM
best-generosity-financier$25.004/10/2011 5:06:49 PM
P2P4me$131.204/10/2011 6:16:58 PM
DaMoneyTree$25.004/10/2011 6:18:17 PM
razor783$50.004/10/2011 6:44:56 PM
kindness-hickory5$50.004/10/2011 6:41:43 PM
C2Banking$100.004/10/2011 7:08:05 PM
cash-cymbal$100.004/10/2011 8:10:44 PM
intrepid-loot$100.004/10/2011 7:42:32 PM
dood2112$25.004/10/2011 8:57:09 PM
Yaout$115.004/10/2011 9:09:32 PM
WashingtonApple$119.854/10/2011 9:16:38 PM
dubois31$25.004/10/2011 8:49:12 PM
srgriff$25.004/11/2011 9:21:23 AM
CaliforniaSun$25.004/11/2011 12:06:48 PM
Jofga$50.004/11/2011 11:31:19 AM
techreseller$50.004/11/2011 1:11:41 PM
flyfisherman99$40.004/11/2011 1:03:58 PM
Walkingcowboy$50.004/11/2011 2:29:24 PM
thankful-nickel2$50.004/11/2011 2:48:01 PM
peripatetic$25.004/11/2011 4:42:12 PM
GiftViftdotcom$25.004/11/2011 4:42:18 PM
blissful-note7$50.004/11/2011 4:42:35 PM
prohelper$50.004/11/2011 4:42:40 PM
orange-dollar-guild$25.004/11/2011 4:43:13 PM
compassion-lotus5$50.004/11/2011 4:43:32 PM
Ripsaw4U$50.004/11/2011 4:44:01 PM
reflective-cash0$50.004/11/2011 4:44:13 PM
rgrtanker$25.004/11/2011 4:44:27 PM
social-comet7$25.004/11/2011 4:23:19 PM
leodaguy$50.004/11/2011 4:44:35 PM
Cheburashka$25.004/11/2011 4:45:38 PM
visionary-currency$50.004/11/2011 4:45:52 PM
TSC$50.004/11/2011 4:46:30 PM
tsui517$50.004/11/2011 4:47:23 PM
tender-integrity3$100.004/11/2011 4:48:12 PM
burgeoning-silver$25.004/11/2011 4:42:29 PM
power-mad-scientist$25.004/11/2011 4:51:04 PM
1phantom$25.004/11/2011 4:42:56 PM
dinero-speaker$25.004/11/2011 4:51:37 PM
green-discrete-responsibility$25.004/11/2011 4:38:21 PM
UT-Longhorn$25.004/11/2011 4:43:55 PM
reasonable-durability1$25.004/11/2011 4:44:08 PM
Cai8899$30.004/11/2011 4:44:23 PM
prost$50.004/11/2011 4:44:50 PM
fishintime$31.464/11/2011 4:46:41 PM
cathexis$25.004/11/2011 4:42:20 PM
revenue-achievement$25.004/11/2011 4:42:49 PM
ptjg$50.004/11/2011 4:47:36 PM
worthy-bid8$100.004/11/2011 4:43:27 PM
don8ter$25.004/11/2011 4:47:48 PM
Clambake$50.004/11/2011 4:44:32 PM
studious-bonus7$100.004/11/2011 4:48:20 PM
wwwUniversal$25.004/11/2011 4:45:49 PM
Rick21$50.004/11/2011 4:51:16 PM
sensible-order2$100.004/11/2011 4:46:01 PM
Ivan2007$35.554/11/2011 4:47:28 PM
rlgnyc$25.004/11/2011 4:47:41 PM
objective-investor$150.004/11/2011 4:48:06 PM
hrubinst$50.004/11/2011 4:48:36 PM
justice-cub5$100.004/11/2011 4:56:51 PM
crawfingers$25.004/11/2011 4:49:32 PM
fortytwo$96.804/11/2011 4:58:18 PM
grf1945$50.004/11/2011 4:50:49 PM
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r48$25.004/11/2011 5:49:16 PM
All_Wins$84.854/11/2011 5:22:47 PM
billybragg$25.004/11/2011 6:59:21 PM
ash135$25.004/11/2011 9:01:56 PM
Tapu22$50.004/11/2011 8:06:58 PM
vegibenz$25.004/12/2011 1:47:50 AM
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bayinvestor$25.004/11/2011 11:56:33 PM
rmachi$25.004/12/2011 1:49:19 AM
DreDub$50.004/12/2011 2:29:48 AM
E2BGR8$25.004/12/2011 2:39:53 AM
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IP$45.084/12/2011 1:58:37 AM
tylerfd$25.004/12/2011 1:58:55 AM
Bank42$100.004/12/2011 2:01:38 AM
e6400$31.474/12/2011 2:01:03 AM
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mkell43$25.004/12/2011 2:18:54 AM
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ferdberfel$29.224/12/2011 2:28:30 AM
irrelevant$25.004/12/2011 2:29:53 AM
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reflective-rupee$25.333/29/2011 4:51:36 PM
Banker2OO7$50.003/29/2011 9:42:28 PM
JustMee$25.003/30/2011 12:56:54 AM
enthralling-deal180$50.003/31/2011 4:53:09 AM
Zolton$100.003/31/2011 6:51:32 AM
hostbank$100.003/31/2011 5:38:47 PM
auction-seeker$25.003/31/2011 7:30:06 PM
loyalty-sherpa$25.004/1/2011 1:40:18 PM
Tech-Entrepreneur$25.004/1/2011 5:31:27 PM
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loot-heart$25.004/4/2011 3:09:40 PM
radforj22$25.004/5/2011 5:47:14 PM
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Peterman$25.004/5/2011 9:37:11 PM
axl163$25.004/6/2011 4:06:47 PM
currency-persimmon$100.004/6/2011 4:09:28 PM
handy-justice$50.004/6/2011 5:55:39 PM
Pendruce$30.004/7/2011 5:59:04 AM
subtle-revenue0$25.004/7/2011 8:14:43 AM
lagnisiruk$25.004/7/2011 8:08:03 AM
nycmichael$100.004/7/2011 9:48:21 AM
Weaverville$50.004/7/2011 9:48:32 AM
money-surge1$50.004/7/2011 10:55:53 AM
efficient-treasure0$25.004/7/2011 9:38:02 AM
rolandweary$25.004/7/2011 10:13:47 AM
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djh47a$25.004/8/2011 12:48:59 PM
reflective-rupee$100.554/8/2011 1:06:24 PM
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neutrino6$50.004/8/2011 2:25:00 PM
w3alter$90.254/8/2011 2:25:48 PM
newest-bountiful-basis$25.004/8/2011 3:19:35 PM
brightest-compassion-omatic$150.544/8/2011 4:23:42 PM
power-bluebird2$100.004/8/2011 4:25:06 PM
hookUup$25.004/8/2011 4:55:26 PM
friendly-moola0$800.004/8/2011 4:58:36 PM
Dubbs360$100.004/8/2011 5:06:51 PM
ccclaireee333$25.004/8/2011 5:09:21 PM
CACO_Lender$25.004/8/2011 5:38:57 PM
reflective-gain$25.004/8/2011 6:25:13 PM
chrisb1414$25.004/8/2011 6:40:33 PM
Oakland$100.004/8/2011 6:38:57 PM
ursus$300.004/8/2011 6:06:53 PM
Archchancellor$100.004/8/2011 7:21:04 PM
peso-mate$50.004/8/2011 7:28:28 PM
p2ploan-sensation211$50.004/8/2011 8:09:00 PM
NYBIZ$27.004/8/2011 8:28:35 PM
Pitufo$25.004/8/2011 10:30:51 PM
IIP77$25.004/8/2011 10:55:23 PM
generator596$50.004/8/2011 11:37:18 PM
mgking007$25.004/9/2011 1:07:34 AM
zotzot$50.114/9/2011 6:02:05 AM
economy-popcorn$25.004/9/2011 5:11:01 AM
nolahelper$25.004/9/2011 6:01:26 AM
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rockhound84$25.004/9/2011 5:42:16 AM
Bucket219$25.004/9/2011 7:18:36 AM
momoney2lend$25.004/9/2011 7:16:26 AM
comet55$25.004/9/2011 7:22:02 AM
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behicks$100.004/9/2011 8:54:19 AM
investment-comet$25.004/9/2011 9:22:48 AM
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JCMC$25.004/9/2011 10:31:17 AM
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friendinmoney$25.004/9/2011 12:42:52 PM
clean-greenback5$50.004/9/2011 4:32:28 PM
diplomatic-wealth7$25.004/9/2011 6:04:47 PM
diplomatic-wealth7$25.004/9/2011 6:31:12 PM
taal1$25.004/9/2011 7:35:10 PM
ManhattanLender$25.004/9/2011 7:27:08 PM
Gundu$25.004/9/2011 9:29:23 PM
duty-windmill$25.004/9/2011 9:43:59 PM
jmb_lending$500.004/10/2011 12:18:02 AM
ore-frontier$65.124/9/2011 11:18:01 PM
aquarexbi$200.004/10/2011 6:56:02 AM
tomdooley12520$25.004/10/2011 9:23:11 AM
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integrity-doctor$100.004/10/2011 9:17:57 AM
autonomous-truth$200.004/10/2011 10:41:45 AM
reflective-rupee$125.554/10/2011 10:31:23 AM
delicious-loan093$25.004/10/2011 10:49:00 AM
Tai$50.004/10/2011 11:32:41 AM
market-pudding$25.004/10/2011 10:34:41 AM
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transparency-grasshopper$50.004/10/2011 12:22:47 PM
Engineer44$30.004/10/2011 2:19:08 PM
jmichael23$100.004/10/2011 2:28:11 PM
E_G$50.004/10/2011 2:47:01 PM
money-yeller$100.004/10/2011 2:05:31 PM
sharp-trade0$25.004/10/2011 2:47:43 PM
OmahaGuy$300.004/10/2011 2:36:30 PM
the-bid-sorcerer$100.004/10/2011 3:07:36 PM
aztec$100.004/10/2011 3:58:00 PM
first-serene-credit$25.004/10/2011 4:16:11 PM
jdwillcox$200.004/10/2011 4:07:24 PM
painta$26.174/10/2011 4:24:50 PM
saga9$25.004/10/2011 4:32:21 PM
head$30.004/10/2011 5:39:49 PM
HammerSmith$100.004/10/2011 5:53:17 PM
red-favorable-basis$30.004/10/2011 5:44:20 PM
spsavage$25.004/10/2011 5:49:15 PM
Agent1$26.984/10/2011 5:54:09 PM
supreme-hope$30.004/10/2011 5:45:48 PM
oneeighty$250.004/10/2011 6:33:48 PM
Nicedad72$25.004/10/2011 6:12:48 PM
bank-of-lomax$50.004/10/2011 6:16:12 PM
john0720$25.004/10/2011 6:31:42 PM
sanfordproud$50.004/10/2011 6:43:20 PM
octoberfresh$25.004/10/2011 6:43:40 PM
wealth-competitor$150.004/10/2011 6:48:05 PM
reinforced-velocity158$250.004/10/2011 8:08:21 PM
lendsalot$50.004/10/2011 8:33:28 PM
labate$38.684/10/2011 8:52:46 PM
Jassi$25.004/10/2011 8:22:33 PM
JDWCARD$68.934/10/2011 8:51:53 PM
fairness-swashbuckler$103.954/10/2011 9:38:52 PM
important-ore$200.004/10/2011 9:38:51 PM
important-openness1$100.004/10/2011 10:12:01 PM
the-discrete-income$117.724/10/2011 10:35:11 PM
superb-funds335$25.004/10/2011 10:59:25 PM
wise-natural-return$25.004/11/2011 6:49:43 AM
gold-sushi$25.004/11/2011 6:38:50 AM
yield-seeker$25.004/11/2011 8:32:02 AM
Ocean713$50.004/11/2011 7:45:11 AM
credit-vinyl$25.004/11/2011 1:33:50 PM
C_Mark$50.004/11/2011 4:26:05 PM
helpishere777$44.014/11/2011 4:42:02 PM
joyful-treasure2$25.004/11/2011 4:42:16 PM
chekat$25.004/11/2011 4:42:25 PM
pnace$35.004/11/2011 4:42:37 PM
ualf$50.004/11/2011 4:42:45 PM
think-become$25.004/11/2011 4:43:15 PM
astute-benjamins$25.004/11/2011 4:27:14 PM
ArmyGuy$25.004/11/2011 4:43:48 PM
SelectTrustLending$25.004/11/2011 4:44:05 PM
forthright-dedication$50.004/11/2011 4:44:21 PM
ClearLake$25.004/11/2011 4:44:30 PM
benjamins-utopia$50.004/11/2011 4:44:52 PM
Divr555$50.004/11/2011 4:46:07 PM
commerce-web5$25.004/11/2011 4:46:33 PM
TK4$39.404/11/2011 4:47:38 PM
Artist_Blue$25.004/11/2011 4:48:44 PM
nanda$50.004/11/2011 4:42:06 PM
dajen1$43.854/11/2011 4:42:22 PM
dinero-wildebeest$50.004/11/2011 4:50:59 PM
ssh1983$25.004/11/2011 4:42:38 PM
HamachiMan$50.004/11/2011 4:51:19 PM
wrchism$50.004/11/2011 4:42:53 PM
BaxterEvil$25.004/11/2011 4:43:35 PM
twerns$80.004/11/2011 4:43:44 PM
rjleves$25.004/11/2011 4:43:59 PM
mtquan$25.004/11/2011 4:44:17 PM
credit-scout7$50.004/11/2011 4:44:33 PM
miket71$50.004/11/2011 4:45:41 PM
velocity-solo$25.004/11/2011 4:46:05 PM
practice44$50.004/11/2011 4:42:27 PM
Goodlender42$25.004/11/2011 4:47:45 PM
6moonbeams$50.004/11/2011 4:43:38 PM
authentic-liberty7$25.004/11/2011 4:47:58 PM
a-unflappable-finance$100.004/11/2011 4:44:37 PM
GMPK_TLAS$50.004/11/2011 4:51:26 PM
lostontheedge$25.004/11/2011 4:47:34 PM
MadHun$100.004/11/2011 4:48:17 PM
black_adder2003$50.004/11/2011 4:50:35 PM
kind-adventurous-finance$75.004/11/2011 4:51:07 PM
finance-symphony7$25.004/11/2011 7:14:06 PM
LenderOnWheels$25.004/11/2011 8:06:52 PM
bdloans$50.004/11/2011 6:43:53 PM
ISHLEP67$50.004/11/2011 7:21:52 PM
ilend57$50.004/11/2011 8:41:16 PM
seanwolter$25.004/12/2011 1:54:11 AM
Philosonie$50.004/12/2011 2:10:40 AM
L-vex$25.004/12/2011 2:11:10 AM
skuba$25.004/12/2011 1:36:41 AM
KeepOnRunning$25.704/12/2011 1:47:43 AM
TOCPI$25.004/12/2011 2:27:35 AM
PatRichi$25.004/12/2011 2:29:19 AM
frankdelraza$25.004/12/2011 1:53:03 AM
mjjjrj$25.004/12/2011 2:39:06 AM
ctgscott$25.004/12/2011 2:40:15 AM
YellowJacket$25.004/12/2011 2:09:02 AM
PsiPro$25.004/12/2011 2:09:15 AM
Snoopylover$25.004/12/2011 2:01:12 AM
joetrish$26.884/12/2011 2:17:52 AM
ndwayno$25.004/12/2011 2:08:06 AM
jcn12321$25.004/12/2011 2:18:20 AM
DaveG56313$25.004/12/2011 2:19:11 AM
macgeek$25.004/12/2011 2:21:20 AM
flwah$25.004/12/2011 2:30:29 AM
gemoscar$29.104/12/2011 2:29:42 AM
wampum-optimization$50.004/12/2011 2:38:25 AM
calm-deal7$25.004/12/2011 2:39:38 AM
363 Investments
 
Borrower Payment Dependent Notes Series 499862
This series of Notes was issued and sold upon the funding of the borrower loan #48442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,334.60 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.25% Listing Start date:  Mar-28-2011 
Term: 60 months Listing End date:  Apr-11-2011 
 
Lender yield: 10.29% Borrower rate/APR: 11.29% / 12.63% Monthly payment: $423.18
 
Lender servicing fee: 1.00% Effective Yield*: 10.26%  
Estimated return*: 7.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1986 Debt/Income ratio: 17%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 25 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,130Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: thryn Borrower's state: Missouri Borrower's group: GOT ZIP SUBSCRIBERS
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 52 ( 100% ) 740-759 (Latest)
Principal borrowed: $9,100.00< 31 days late: 0 ( 0% )  
740-759 (May-2010)
760-779 (Aug-2009)
760-779 (May-2008)
760-779 (May-2006)
 
Principal balance: $1,108.44 31+ days late: 0 ( 0% )
Total payments billed: 52  
Description
Loan consolidation
Purpose of loan:
This loan will be used to consolidate remaining loans I have.
I already have 1 prosper loan I used to consolidate several credit card loans which I will use this loan to consolidate with a car loan, home improvement loan and 1 last credit card I did not yet consolidate.

My financial situation:
I am a good candidate for this loan because I am in solid employment for over 20 years, have built my credit back up over the last 15 years with no missed or late payments and I am very committed to becoming debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am interested in funding your loan. Give a brief job descrip. and a detailed monthly budget of post-tax income and expense. List the debts to be consol. with this loan, with the outstanding balance, APR, and min monthly payment for each. Thanks - newest-funds-powerplant
A: I am a software engineer. Monthly after-tax income : 3600 Monthly Expenses: House 800 Gas/Elect/Water 300 Phone/Internet/cable 250 Credit Debt 900 (detailed below) Car Ins/Gas 300 Food 400 Credit Debt to be consolidated prosper Bal -1,100.00 Min pmt - 66 APR -8% Credit Card Bal - 12,000 Min pmt - 305 APR -14% Home Imp Bal - 2300 Min pmt - 165 APR -12% Car Bal - 5000 Min pmt - 337 APR -10% (Apr-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/28/2011 9:08:38 AM
AFairDeal$100.003/28/2011 9:04:32 AM
helpinghand63$25.003/28/2011 9:18:27 AM
jsnryn$58.683/28/2011 9:25:44 AM
MoneyForNothing$33.333/28/2011 9:05:11 AM
hookUup$25.003/28/2011 5:35:55 PM
patriot897$25.003/28/2011 6:58:25 PM
competent-p2p$30.003/28/2011 11:05:26 AM
jdrez$25.003/28/2011 2:13:00 PM
r48$25.003/28/2011 4:21:17 PM
hostbank$100.003/29/2011 5:23:39 PM
reflective-rupee$500.333/29/2011 2:57:05 PM
thankful-nickel2$50.003/29/2011 6:16:42 PM
simplelender80$100.003/30/2011 2:25:05 PM
tolerant-dinero2$25.003/30/2011 11:15:24 AM
MonopolyDred$25.003/31/2011 6:08:24 AM
Tradesmanlender$100.003/31/2011 2:09:05 AM
GElender$50.004/1/2011 6:59:23 AM
grnii78$150.004/1/2011 10:41:48 AM
newest-funds-powerplant$50.004/1/2011 5:58:27 PM
maj0508$100.004/2/2011 9:53:11 AM
payout-magician$50.004/2/2011 7:49:51 AM
Tamerz$25.004/3/2011 5:37:55 AM
asset-control2$150.004/3/2011 11:32:46 AM
interest88$36.004/3/2011 7:11:12 AM
loot-heart$25.004/2/2011 1:04:10 PM
loanman2007$150.004/3/2011 10:18:28 AM
Green-Baron$25.004/3/2011 3:54:17 PM
JGuide$25.084/2/2011 1:50:30 PM
UncleScroogeDMD$174.444/2/2011 5:52:33 PM
Octamer$40.004/2/2011 7:58:52 PM
Huck007$60.004/4/2011 9:25:08 AM
Eaglehigh$25.004/3/2011 7:07:15 PM
tacologic$25.004/4/2011 6:44:35 AM
nycmichael$100.004/5/2011 11:15:53 AM
radforj22$25.004/5/2011 6:15:55 AM
penny-finder$25.004/5/2011 4:23:38 PM
vigilance-revolutionary$50.004/5/2011 5:33:44 PM
Weaverville$25.004/5/2011 5:57:55 PM
efficient-treasure0$25.004/5/2011 5:52:12 PM
availableloan$25.004/5/2011 6:29:22 PM
Mariner3605$25.004/6/2011 12:08:15 AM
Feyenoord$25.004/6/2011 3:43:23 AM
NekHoldings$25.004/6/2011 7:09:12 AM
currency-persimmon$100.004/6/2011 3:38:21 PM
money-surge1$50.004/6/2011 4:10:38 PM
handy-justice$50.004/6/2011 5:55:24 PM
Big_Lendin$25.004/7/2011 12:02:28 AM
lagnisiruk$25.004/7/2011 8:07:47 AM
subtle-revenue0$25.004/7/2011 8:14:36 AM
transparency-grasshopper$50.004/7/2011 10:52:12 AM
worthy-bid8$100.004/7/2011 9:43:34 AM
techvet$50.004/7/2011 2:34:13 PM
zippy-interest$25.004/7/2011 9:58:07 AM
shrewd-deal$25.004/7/2011 6:10:19 PM
flyfisherman99$28.004/7/2011 5:23:58 PM
Rick21$50.004/7/2011 6:14:47 PM
focused-asset8$400.004/8/2011 10:46:40 AM
mhotchan$100.004/8/2011 11:11:46 AM
FinanceEngine$60.004/8/2011 11:09:21 AM
ORteacher$100.004/8/2011 11:14:39 AM
Scotcha$50.004/8/2011 11:26:01 AM
zevonyc$25.004/8/2011 11:17:25 AM
agwosdof$100.004/8/2011 11:28:55 AM
j2ee$25.004/8/2011 11:23:16 AM
rookiecrd1$700.004/8/2011 11:36:39 AM
momentous-coin$75.004/8/2011 11:37:16 AM
reflective-rupee$1,000.554/8/2011 11:43:31 AM
vigilance-searcher$25.004/8/2011 11:42:31 AM
Banco de Claydo$30.004/8/2011 11:47:18 AM
yield-aurora4$250.004/8/2011 12:01:38 PM
lucrative-coin$100.004/8/2011 12:03:25 PM
delicious-loan093$50.004/8/2011 12:05:39 PM
cbivitz$350.004/8/2011 12:28:48 PM
WSTRDG$50.004/8/2011 12:45:48 PM
octoberfresh$25.004/8/2011 12:43:31 PM
terryaj$50.004/8/2011 1:08:53 PM
djh47a$25.004/8/2011 12:48:40 PM
WSTRDG$50.004/8/2011 12:57:23 PM
ore-historian5$50.004/8/2011 12:51:55 PM
E-B$50.004/8/2011 1:10:32 PM
jtu55$50.004/8/2011 1:32:42 PM
sparky1129$50.004/8/2011 1:30:22 PM
ZackZoo$250.004/8/2011 1:29:16 PM
friendly-moola0$250.004/8/2011 4:38:43 PM
la_tim$50.004/8/2011 5:25:27 PM
ScottW$25.004/8/2011 5:49:58 PM
Oakland$50.004/8/2011 6:52:20 PM
NYBIZ$25.164/8/2011 8:32:37 PM
finance-magma7$50.004/8/2011 10:53:01 PM
riproaringrapids$25.004/8/2011 11:55:21 PM
RedCentre$59.034/9/2011 2:38:11 AM
jwood3030$25.004/9/2011 3:19:45 AM
wwwUniversal$25.004/9/2011 3:47:19 AM
note-farm4$25.004/9/2011 6:21:50 AM
Leshan$100.004/9/2011 5:42:28 AM
lazyeye$39.724/9/2011 7:10:08 AM
daveseansworld$36.904/9/2011 7:11:14 AM
hanuman77$50.004/9/2011 8:34:38 AM
SkiNZ$25.004/9/2011 8:35:14 AM
lowestghost$50.004/9/2011 9:16:54 AM
behicks$102.004/9/2011 8:52:02 AM
financial-frenzy$50.004/9/2011 12:42:16 PM
dynrep$100.004/9/2011 2:20:28 PM
SacramentoLoaners$25.004/9/2011 3:31:55 PM
wesleys$25.004/9/2011 4:00:55 PM
clean-greenback5$50.004/9/2011 4:32:19 PM
ManhattanLender$25.004/9/2011 7:27:03 PM
Medops911$35.004/9/2011 11:22:58 PM
producer553$25.004/10/2011 8:37:26 AM
rutzebach$44.734/10/2011 2:57:17 PM
SanJoser$25.004/10/2011 3:26:46 PM
velocity-solo$25.004/10/2011 6:42:45 PM
ayerobbie$50.004/10/2011 6:45:25 PM
revenue-prospector$25.004/10/2011 6:47:52 PM
andycheb$50.004/10/2011 6:53:33 PM
don8ter$25.004/10/2011 6:50:58 PM
mrfixerupper$25.004/10/2011 6:55:38 PM
zhiguli$25.004/10/2011 6:53:41 PM
tremendous-payment$25.004/10/2011 6:53:29 PM
wealth-competitor$25.004/10/2011 6:57:01 PM
Jassi$25.004/10/2011 8:22:30 PM
vigilance-spinner3$25.004/10/2011 7:18:58 PM
e6400$50.004/10/2011 7:47:48 PM
superb-funds335$25.004/10/2011 10:59:12 PM
gold-sushi$25.004/11/2011 6:38:39 AM
myduck$50.004/11/2011 8:06:48 AM
gold-blanket0$25.004/11/2011 7:59:14 AM
yield-seeker$25.004/11/2011 8:31:52 AM
reflective-rupee$250.333/28/2011 12:11:47 PM
caring-hope2$50.003/28/2011 9:06:31 AM
MoneyForNothing$155.863/28/2011 9:18:29 AM
Aberdeen$474.103/29/2011 2:46:13 AM
glimmering-point$25.003/28/2011 2:52:31 PM
DrunkenMic$40.003/29/2011 10:29:26 PM
enthralling-deal180$50.003/29/2011 7:29:36 PM
RainyDayFunds$25.003/30/2011 6:46:56 AM
atomantic$29.093/30/2011 9:11:14 AM
loyalty-sherpa$25.003/30/2011 2:40:10 PM
Aberdeen$2,500.003/31/2011 4:47:30 AM
Zolton$100.003/31/2011 6:51:01 AM
p2ploan-sensation211$25.003/31/2011 4:27:40 PM
Tech-Entrepreneur$25.003/31/2011 1:08:55 PM
indomitable-coin$25.004/1/2011 11:32:32 AM
power-companion7$100.004/1/2011 5:27:28 PM
JGuide$25.084/1/2011 3:49:17 PM
BAJMP$25.004/2/2011 3:03:59 AM
WZ3190$25.004/2/2011 6:42:59 AM
888GoldIngots$75.004/2/2011 9:58:19 AM
p40thawk$25.004/1/2011 7:49:45 PM
Chauncey_Gardener$50.004/2/2011 1:39:13 PM
Phantom$30.004/2/2011 5:26:19 PM
lenderrn$27.004/2/2011 8:01:47 PM
gpuck$50.004/2/2011 7:05:22 PM
rubylender$25.004/3/2011 6:55:08 AM
jaesposito$25.004/2/2011 4:23:42 PM
Oak-Parker$25.004/3/2011 2:51:43 PM
KapitalX$50.004/2/2011 10:27:13 PM
chameleon125$100.004/3/2011 6:36:02 AM
dammage$62.154/4/2011 11:07:02 AM
axl163$25.004/4/2011 10:53:33 AM
sincere-order5$100.004/4/2011 1:10:02 PM
mad-scientist0$25.004/5/2011 9:36:47 AM
gothampark$25.004/5/2011 10:48:52 AM
Peterman$25.004/5/2011 9:47:40 PM
1point21gigawatts$50.004/5/2011 6:28:31 PM
currency-persimmon$100.004/6/2011 6:57:42 AM
jescowa$50.004/5/2011 6:13:13 PM
jrhinomo$47.004/6/2011 9:55:58 AM
lender12345$100.004/6/2011 2:01:04 PM
kindness-hickory5$50.004/7/2011 4:58:44 AM
selector568$115.734/7/2011 2:16:31 AM
DaMoneyTree$25.004/7/2011 10:12:24 AM
rolandweary$25.004/7/2011 10:13:34 AM
FredHead3$25.004/7/2011 9:40:56 AM
medman$25.004/7/2011 8:47:56 AM
w3alter$100.004/7/2011 9:44:36 AM
ExtraIncome$25.004/7/2011 2:30:55 PM
sanfordproud$50.004/7/2011 9:52:10 AM
bill-appraiser7$25.004/8/2011 5:09:11 AM
intrepid-loot$100.004/8/2011 5:13:11 AM
payout-magician$50.004/8/2011 11:13:45 AM
otter$100.004/8/2011 11:21:08 AM
ddamenace$75.004/8/2011 11:24:58 AM
financelover$50.004/8/2011 11:29:04 AM
investment-comet$25.004/8/2011 11:31:21 AM
kind-genuine-dough$50.004/8/2011 11:36:10 AM
carluvr33$35.004/8/2011 11:28:36 AM
newest-organic-rupee$33.004/8/2011 11:42:27 AM
Dubbs360$100.004/8/2011 12:01:23 PM
beeper2$100.004/8/2011 12:06:59 PM
new-reward-sequoia$26.444/8/2011 12:20:11 PM
AlBRich$29.574/8/2011 12:21:01 PM
cloud8$125.004/8/2011 12:39:25 PM
Artist_Blue$25.004/8/2011 12:28:07 PM
KichigaiSensei$25.004/8/2011 12:30:51 PM
bold-durability-drum$50.004/8/2011 12:44:14 PM
Sndmn8119$50.004/8/2011 12:50:21 PM
1SteelerFan$40.004/8/2011 12:52:52 PM
indomitable-coin$250.004/8/2011 12:46:33 PM
fund-lightning$300.004/8/2011 12:47:54 PM
dennyls$50.004/8/2011 12:53:28 PM
ZackZoo$35.424/8/2011 1:18:34 PM
Kyileo$25.004/8/2011 1:19:54 PM
careful-compassion$25.004/8/2011 1:23:45 PM
C_Mark$27.424/8/2011 1:29:51 PM
dahnkster$32.454/8/2011 1:31:38 PM
point-kitten6$50.004/8/2011 1:39:06 PM
ROCKI9$50.004/8/2011 1:35:13 PM
aasx1108$25.004/8/2011 1:44:55 PM
marwadi-62$200.004/8/2011 2:06:54 PM
gracej$25.004/8/2011 1:57:01 PM
newest-bountiful-basis$25.004/8/2011 3:19:04 PM
astute-benjamins$25.004/8/2011 3:25:35 PM
astute-fairness0$25.004/8/2011 3:29:11 PM
fascinating-value4$100.004/8/2011 4:16:26 PM
fantastic-wampum1$100.004/8/2011 4:30:00 PM
Rivermaverick$25.004/8/2011 4:40:03 PM
mark1017-31$512.424/8/2011 5:39:45 PM
MadHun$48.014/8/2011 5:39:29 PM
scloans$36.814/8/2011 6:27:52 PM
bold-steady-peso$50.004/8/2011 7:21:58 PM
first-class-wealth6$100.004/8/2011 8:06:03 PM
XCWIZ007$50.004/8/2011 8:42:22 PM
BoughtTheFarm$25.004/9/2011 3:46:43 AM
ArtemisFitzlebottom$50.004/9/2011 5:56:58 AM
comet55$25.004/9/2011 7:21:50 AM
currency-cigar4$75.004/9/2011 7:57:35 AM
BankofBeth$25.004/9/2011 8:19:44 AM
credit-investor5$50.004/9/2011 5:57:02 PM
diplomatic-wealth7$25.004/9/2011 6:04:40 PM
khamen$25.004/9/2011 7:32:39 PM
WLenders$50.004/9/2011 8:27:00 PM
glc527$42.774/10/2011 12:03:26 AM
adir1$25.004/9/2011 10:54:51 PM
Dahlozer$25.004/10/2011 8:47:10 AM
the-auction-bear$25.004/10/2011 10:44:58 AM
Bank_Of_XL$25.004/10/2011 11:08:46 AM
BobRand$70.004/10/2011 12:28:20 PM
E_G$50.004/10/2011 2:46:49 PM
sharp-trade0$25.004/10/2011 2:47:26 PM
the-bid-sorcerer$50.004/10/2011 3:23:48 PM
GoingFishing$25.004/10/2011 3:51:18 PM
1-HARD-HEAD$100.004/10/2011 4:41:23 PM
RoyFauntleroy$50.004/10/2011 6:52:55 PM
dcmotorcyclemayhem$50.004/10/2011 6:53:51 PM
rebelduke$50.004/10/2011 6:54:47 PM
dood2112$25.004/10/2011 8:57:00 PM
Hexnut$25.004/11/2011 8:06:52 AM
Ocean713$50.004/11/2011 7:45:00 AM
citytreker$40.004/11/2011 8:27:14 AM
251 Investments
 
Borrower Payment Dependent Notes Series 500102
This series of Notes was issued and sold upon the funding of the borrower loan #48446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1983 Debt/Income ratio: 19%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,511Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: gentle-payout6 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Will prosper
Purpose of loan:
This loan will be used to...consolidate debt.

My financial situation:
I am a good candidate for this loan because...I have an excellent credit rating as a result of being a responsible borrower. My value system demands this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your value system? - friendly-moola0
A: My value system is founded on the belief that you honor your word, and your commitments. If you borrow something, you return it. Integrity, honesty, and trustworthiness are important personal characteristics to possess. I choose to live a life reflective of these principles. (Apr-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/29/2011 5:03:30 PM
selector568$50.003/29/2011 5:05:51 PM
BxRealtor$25.003/29/2011 5:03:59 PM
Kierf$25.003/30/2011 1:59:43 AM
cello1$25.003/29/2011 6:02:55 PM
Jynxie$50.003/29/2011 5:04:54 PM
AFairDeal$100.003/29/2011 9:42:51 PM
JGB$49.643/30/2011 2:29:16 AM
simplelender80$100.003/30/2011 2:25:47 PM
BaxterEvil$25.003/30/2011 7:53:27 PM
thankful-nickel2$50.003/30/2011 8:33:22 PM
JaceSpade$25.003/31/2011 5:41:21 AM
currency-persimmon$100.003/31/2011 7:52:39 AM
RandyL3$25.003/31/2011 1:08:24 PM
fenix692$25.004/1/2011 12:34:41 AM
indomitable-coin$25.004/1/2011 11:32:47 AM
hostbank$100.004/2/2011 2:21:42 AM
FundMaker$25.004/2/2011 4:10:03 PM
NYBIZ$25.004/2/2011 9:58:12 PM
Pickmar$25.004/3/2011 11:21:41 AM
Tech-Entrepreneur$25.004/4/2011 10:42:04 AM
retiresecure$32.004/4/2011 4:03:40 PM
Chauncey_Gardener$50.004/5/2011 2:02:56 PM
1point21gigawatts$50.004/5/2011 6:27:33 PM
market-pudding$25.004/5/2011 7:33:01 PM
Heater36$25.004/6/2011 2:41:28 PM
Global_Lender$25.004/6/2011 12:07:15 PM
El_Maestro$50.004/6/2011 3:26:48 PM
p2p-eagle9$25.004/7/2011 6:31:53 AM
radforj22$25.004/7/2011 2:16:55 AM
subtle-revenue0$25.004/7/2011 8:15:00 AM
saahilld$25.004/7/2011 7:52:52 AM
medman$25.004/7/2011 8:48:18 AM
mad-scientist0$25.004/7/2011 10:53:34 AM
finance-symphony7$25.004/7/2011 6:47:20 PM
handy-justice$50.004/8/2011 9:11:00 AM
Weaverville$25.004/8/2011 9:23:45 AM
newest-organic-rupee$33.004/8/2011 12:21:17 PM
dgagli1$33.564/8/2011 1:05:23 PM
sparky1129$50.004/8/2011 1:31:35 PM
point-kitten6$50.004/8/2011 1:39:25 PM
gracej$25.004/8/2011 1:57:32 PM
fortunesell$25.004/8/2011 2:11:50 PM
workaholic68$29.884/8/2011 2:43:34 PM
newest-bountiful-basis$50.004/8/2011 2:42:17 PM
lawndude16$25.004/8/2011 2:45:09 PM
nickel-demon2$100.004/8/2011 2:40:19 PM
paul1$27.524/8/2011 2:54:40 PM
money-surge1$100.004/8/2011 3:04:45 PM
TigerForce$25.004/8/2011 3:17:02 PM
brightest-dynamic-peace$100.004/8/2011 3:21:18 PM
SolarMoonshine$25.003/29/2011 6:24:46 PM
zotzot$50.113/29/2011 5:04:06 PM
reflective-rupee$25.333/29/2011 5:04:55 PM
jdrez$27.123/30/2011 1:57:15 AM
vine99$90.003/29/2011 5:02:29 PM
patriot897$25.003/29/2011 5:03:18 PM
helpinghand63$50.003/29/2011 5:18:23 PM
vutah$50.003/29/2011 8:46:38 PM
investment-artist$25.003/30/2011 9:43:15 AM
caring-hope2$50.003/30/2011 1:05:07 PM
Moneypenny6$25.003/30/2011 9:29:00 AM
ILoveBearHats$25.003/30/2011 2:49:42 PM
engaging-worth$25.003/30/2011 7:45:10 PM
oskizzle$25.003/31/2011 6:22:33 AM
Zolton$100.003/31/2011 6:51:51 AM
p2p_banker$25.003/31/2011 12:38:24 PM
Mav26$45.004/1/2011 1:53:43 PM
p40thawk$25.004/1/2011 7:50:08 PM
enthralling-deal180$50.004/2/2011 1:08:57 PM
atbright$25.004/2/2011 4:38:28 PM
cwegert$25.004/2/2011 9:05:19 AM
socal-lender$25.004/2/2011 12:47:52 PM
elvisloans$25.004/3/2011 6:51:39 AM
penny-finder$45.004/3/2011 1:00:17 PM
loyalty-sherpa$25.004/4/2011 11:36:17 AM
wild-orange$50.004/4/2011 3:20:51 PM
FinDoc$25.004/5/2011 1:50:18 AM
jescowa$50.004/5/2011 6:13:46 PM
loot-heart$25.004/5/2011 6:15:56 PM
gdfp158$25.004/5/2011 7:56:32 PM
Mariner3605$25.004/6/2011 12:08:46 AM
carluvr33$30.004/6/2011 2:40:06 PM
astute-fairness0$50.004/6/2011 5:41:09 PM
myidear$25.004/7/2011 9:22:23 AM
carluvr33$25.004/7/2011 8:29:12 AM
availableloan$25.004/7/2011 7:03:03 AM
gogrannygo$30.004/7/2011 7:51:43 AM
-Me$50.004/7/2011 10:57:30 AM
progressive-power9$25.004/7/2011 12:40:38 PM
rolandweary$25.004/7/2011 10:14:04 AM
klend4$25.004/7/2011 6:07:18 PM
efficient-treasure0$25.004/7/2011 6:11:49 PM
JIM1JIM2$50.004/7/2011 5:14:34 PM
mrpowers5531$25.004/7/2011 5:26:34 PM
bill-appraiser7$25.004/8/2011 5:10:02 AM
honorable-vigilance$46.854/8/2011 8:06:37 AM
bold-durability-drum$50.004/8/2011 12:44:39 PM
Tradesmanlender$25.004/8/2011 12:49:53 PM
Tlk2drew$50.004/8/2011 2:12:18 PM
marwadi-62$200.004/8/2011 2:06:17 PM
neutrino6$50.004/8/2011 2:08:38 PM
reflective-rupee$400.554/8/2011 2:35:09 PM
adventurous-commerce$25.004/8/2011 2:37:01 PM
brightest-durability-chomper$35.004/8/2011 2:44:53 PM
squadron781$25.004/8/2011 3:03:12 PM
fascinating-gold$125.004/8/2011 3:27:55 PM
TigerForce$25.004/8/2011 3:31:16 PM
investment-kingdom$244.444/8/2011 3:45:15 PM
109 Investments
 
Borrower Payment Dependent Notes Series 500108
This series of Notes was issued and sold upon the funding of the borrower loan #48472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-12-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1993 Debt/Income ratio: 19%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,119Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: kindness-confidant1 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5,800.00
Monthly expenses: $
Housing: $2600.00
Insurance: $100.00
Car expenses: $410.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $30.08.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Please be advised that Zillow reports: zestimate=$493,000; Range= $434,000 to $547,000. First Mortgage= $542,755 Second=$61,015.00 (Mar-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.003/29/2011 6:23:38 PM
worldly-money4$200.003/29/2011 5:04:37 PM
income-awakening6$25.003/29/2011 5:05:01 PM
jga516$25.003/30/2011 2:22:50 AM
suave-dime6$25.003/29/2011 5:04:26 PM
ingenious-deal6$25.003/29/2011 5:05:33 PM
golffish2$25.003/30/2011 5:05:53 AM
nowits10$25.003/29/2011 9:42:21 PM
Lonely_Hunter$45.003/30/2011 4:36:07 PM
DasMula$27.003/30/2011 2:57:27 PM
thelovebug$100.004/1/2011 1:17:49 PM
peso-aggregator$25.004/3/2011 9:14:40 AM
grotheik$25.004/2/2011 6:12:36 PM
worthy-bid8$25.004/5/2011 5:30:46 PM
wonder3$25.004/7/2011 12:27:17 PM
Tylerh$100.004/7/2011 10:10:28 AM
credit-sycamore4$100.004/8/2011 12:29:53 PM
fantastic-wampum1$100.004/8/2011 4:32:58 PM
jjswanso$25.004/8/2011 5:43:20 PM
economy-beast$25.004/8/2011 9:24:37 PM
money-fort$25.004/8/2011 9:58:32 PM
green-wampum-titan$30.004/8/2011 10:38:53 PM
reflective-rupee$200.554/8/2011 11:12:13 PM
generator596$25.004/8/2011 11:42:41 PM
industrious-dedication$25.004/9/2011 12:59:22 AM
global1adventurer$25.004/9/2011 1:09:49 AM
authoritative-loot$25.004/9/2011 1:10:51 AM
Easystreet$25.004/9/2011 5:38:24 AM
euro-spark$100.004/9/2011 5:35:07 AM
zotzot$100.664/9/2011 5:45:37 AM
nilonc1$25.004/9/2011 6:59:42 AM
AndyT1999$34.004/9/2011 7:12:59 AM
finance-prescription$50.004/9/2011 7:43:23 AM
alphabet76$25.004/9/2011 7:39:10 AM
jules3304$25.004/9/2011 8:07:29 AM
harddollars$25.004/9/2011 9:11:00 AM
income-pizza$25.014/9/2011 8:39:03 AM
atlmoneyman$33.344/9/2011 9:39:44 AM
tough-income4$35.774/9/2011 9:14:54 AM
RyanM561$25.004/9/2011 9:52:29 AM
1point21gigawatts$50.004/9/2011 1:47:16 PM
FirstBank$50.004/9/2011 4:02:48 PM
JGuide$30.084/9/2011 5:18:58 PM
handy-justice$50.004/9/2011 5:47:11 PM
moola-wildebeest3$50.004/10/2011 5:27:08 AM
intrepid-loot$25.004/10/2011 7:19:30 AM
sharp-trade0$25.004/10/2011 2:48:15 PM
red-power-pecan$50.004/10/2011 4:02:58 PM
bankbuddy55$100.004/10/2011 5:47:18 PM
CreditPal$25.004/10/2011 6:34:49 PM
rapid-currency$25.004/10/2011 7:31:35 PM
luminous-payout6$26.304/10/2011 9:17:45 PM
nerdfactor$25.004/10/2011 10:34:25 PM
mlj0671$25.004/11/2011 10:26:08 AM
thoughtful-exchange8$50.004/11/2011 11:35:16 AM
duty-monger$50.004/11/2011 1:01:17 PM
leodaguy$25.004/11/2011 4:57:43 PM
brightest-benjamins-onator$50.004/11/2011 7:07:30 PM
tech310$33.794/11/2011 11:06:59 PM
kulender$50.004/12/2011 2:20:32 AM
treasure-bliss$50.004/12/2011 2:41:34 AM
vutah$25.003/29/2011 8:44:44 PM
get30inc$31.813/30/2011 2:09:29 AM
dedicated-diversification5$64.273/30/2011 2:48:44 AM
SecondChanceLendingSERV$25.003/29/2011 10:34:51 PM
ASR3$39.703/30/2011 2:29:56 AM
selector568$50.003/29/2011 5:05:53 PM
reflective-rupee$200.333/29/2011 5:09:31 PM
Whipster$28.283/30/2011 5:14:13 AM
favorite-commerce$50.003/29/2011 7:29:00 PM
JustMee$25.003/29/2011 11:40:42 PM
simplelender80$100.003/30/2011 2:11:26 PM
squarebob$25.003/31/2011 5:41:11 PM
houli123$100.004/1/2011 8:15:18 AM
diplomatic-wealth7$25.004/1/2011 11:44:56 AM
1willray$25.004/2/2011 1:51:39 AM
erowis$90.004/2/2011 10:56:01 AM
value-allocator1$100.004/4/2011 9:57:55 AM
frogperson$150.004/4/2011 9:57:50 PM
Nerdster1$25.064/6/2011 4:18:00 AM
money-bauble$50.004/7/2011 4:16:13 AM
bountiful-durability$50.004/7/2011 4:19:49 PM
fortytwo$100.004/7/2011 10:51:37 AM
w3alter$100.004/7/2011 12:02:28 PM
wwwUniversal$25.004/8/2011 11:42:06 AM
Dubbs360$25.004/8/2011 1:15:53 PM
patriot897$25.004/8/2011 3:02:52 PM
mercuriant$25.004/8/2011 4:28:53 PM
d_grbg$35.004/8/2011 5:23:51 PM
orange-leverage-phoenix$50.004/8/2011 5:43:46 PM
economy-producer$25.004/8/2011 10:08:11 PM
Untiedshu$50.004/8/2011 9:47:32 PM
Bob450$25.004/8/2011 9:13:15 PM
Pitufo$25.004/8/2011 10:22:35 PM
IIP77$25.004/8/2011 11:02:52 PM
bsmtloan$100.004/9/2011 1:25:05 AM
ah-long$25.004/9/2011 12:42:35 AM
COCHINOBOY$25.004/9/2011 2:57:17 AM
careful-note$50.004/9/2011 4:37:59 AM
loanman2007$25.004/9/2011 4:56:01 AM
courteous-integrity661$55.284/9/2011 8:51:00 AM
ekmendenhall$101.014/9/2011 8:56:30 AM
credit-missile$100.004/9/2011 9:24:36 AM
2grindstones$25.004/9/2011 8:59:40 AM
apostle901$25.004/9/2011 12:21:00 PM
financial-frenzy$50.004/9/2011 12:48:34 PM
thankful-nickel2$25.004/9/2011 4:25:12 PM
unfixer$25.004/10/2011 6:37:59 PM
important-openness1$50.004/10/2011 10:12:03 PM
Katburg$25.004/11/2011 5:32:02 AM
Wellman$50.004/11/2011 6:07:26 AM
buffalobills$25.004/11/2011 7:50:07 AM
Ocean713$50.004/11/2011 7:46:12 AM
bnlforever$25.004/11/2011 9:59:18 AM
terrific-p2ploan$25.004/11/2011 1:13:55 PM
wildsf$50.004/11/2011 12:56:41 PM
grampy48$30.004/11/2011 2:27:42 PM
symbiosis$50.004/11/2011 2:56:43 PM
careful-moola3$100.004/11/2011 3:33:41 PM
lagnisiruk$25.004/11/2011 5:17:49 PM
oreyedoc$50.004/11/2011 5:19:03 PM
top-payout-fixer$50.004/11/2011 7:01:48 PM
cerbear9$25.004/11/2011 9:27:57 PM
Snoopylover$25.004/12/2011 2:01:10 AM
Artist_Blue$25.004/12/2011 1:54:33 AM
orange-preeminant-bill$50.004/12/2011 2:43:09 AM
seisen$25.634/12/2011 2:11:54 AM
musegaze$36.174/12/2011 2:21:41 AM
CO_Engineer$47.244/12/2011 2:38:35 AM
129 Investments
 
Borrower Payment Dependent Notes Series 500170
This series of Notes was issued and sold upon the funding of the borrower loan #48457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $214.70
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1995 Debt/Income ratio: 10%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,718Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: ferocious-payment0 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes 2010
Purpose of loan:
This loan will be used to open an IRA in order to avoid paying additional federal taxes

My financial situation:
I am a good candidate for this loan because I'm an educated individual who understands the importance of great credit. This happens to be the first year my wife and I were in a situation where an employee sponsered 401K was not offered. I changed some excemptions on my W4 and unfortunately, ended up owing a decent amount of money to the federal government. However, to avoid paying the government I have the option of opening an IRA and depositing the max and I will at least be able to pay myself opposed to the federal government. In the long run I will come out ahead. Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$60.003/31/2011 9:02:28 AM
selector568$50.003/31/2011 9:03:15 AM
zotzot$100.113/31/2011 9:06:02 AM
minista$25.003/31/2011 9:06:22 AM
sf-funder$50.003/31/2011 1:33:21 PM
ideal-penny8$25.003/31/2011 1:33:29 PM
awwaww$80.003/31/2011 1:33:43 PM
AmericanCredit$25.003/31/2011 1:34:18 PM
currency-persimmon$500.003/31/2011 1:40:13 PM
neighborly-hope6$50.003/31/2011 1:33:11 PM
community-pipeline$25.003/31/2011 9:05:06 AM
MONEYLENDER101$100.004/1/2011 5:43:54 AM
RandyL3$25.004/1/2011 2:20:37 AM
worthy-bid8$85.144/1/2011 2:57:16 AM
treasure-expert$25.004/1/2011 6:36:50 AM
mrpowers5531$25.004/1/2011 4:18:56 PM
Toby1montana$75.004/2/2011 7:17:51 AM
organic-income5$50.004/3/2011 9:12:44 PM
meux99$25.004/4/2011 11:36:47 AM
authoritative-capital$25.004/4/2011 4:10:48 PM
cristy05$25.004/4/2011 8:02:39 PM
open-dough6$100.004/4/2011 1:35:19 PM
Dan4703$25.004/5/2011 5:08:50 AM
engaging-worth$25.004/5/2011 9:08:20 PM
intrepid-loot$100.004/5/2011 8:44:11 PM
indomitable-coin$50.004/6/2011 4:57:35 AM
authoritative-capital$35.154/6/2011 6:54:33 AM
emo13$100.004/6/2011 9:27:48 AM
usd1027$50.004/5/2011 9:06:44 PM
Anny-Disco$50.004/6/2011 12:23:01 AM
ryanshain$250.004/6/2011 3:31:25 PM
payout-pal$35.004/6/2011 1:45:30 PM
power-mad-scientist$25.004/6/2011 5:37:21 PM
a-responsible-return$50.004/6/2011 9:33:40 AM
unclejaef$25.004/6/2011 12:22:05 PM
toronado$100.004/6/2011 7:27:37 PM
MrDavid$100.004/6/2011 9:42:59 PM
kinetic-social$25.004/7/2011 2:50:07 PM
kulender$100.004/7/2011 5:21:57 PM
Bodyboard$31.954/7/2011 7:11:56 PM
degster$25.004/8/2011 11:36:07 AM
Tahoeguy$50.004/8/2011 12:49:23 PM
sparky1129$50.004/8/2011 1:32:01 PM
aasx1108$25.004/8/2011 1:44:37 PM
fascinating-value4$100.004/8/2011 4:19:09 PM
dtrain5$25.004/8/2011 7:37:07 PM
FourLeafKlover$25.004/8/2011 7:46:10 PM
efficient-treasure0$25.004/8/2011 8:27:18 PM
cash-queen$50.004/8/2011 9:25:50 PM
pinnacle10$75.014/8/2011 11:54:49 PM
logical-reward8$25.003/31/2011 9:02:33 AM
patriot897$50.003/31/2011 9:03:23 AM
lender987654321$25.003/31/2011 9:03:53 AM
kenji4861$50.003/31/2011 9:04:49 AM
Ardy123$25.003/31/2011 11:09:29 AM
DukSerduk$25.003/31/2011 9:02:36 AM
WilliamLeeSims$25.003/31/2011 1:33:13 PM
BaxterEvil$25.003/31/2011 1:33:41 PM
blot44$25.003/31/2011 9:03:20 AM
scrappy-bonus2$25.003/31/2011 9:03:34 AM
the-dollar-topper$100.003/31/2011 9:06:06 AM
availableloan$25.003/31/2011 9:08:44 AM
reflective-rupee$100.333/31/2011 9:17:55 AM
outofoffice$74.403/31/2011 10:00:28 AM
kanakakm$50.003/31/2011 1:08:44 PM
exact-gold2$25.003/31/2011 1:33:40 PM
Preteur$25.003/31/2011 1:33:50 PM
Guiren$138.963/31/2011 2:42:20 PM
SchaeferJ$25.004/1/2011 12:10:23 AM
thankful-nickel2$50.003/31/2011 6:14:12 PM
fantastic-openness$100.003/31/2011 9:04:59 AM
Jynxie$50.003/31/2011 9:06:10 AM
shamrocker$25.003/31/2011 9:07:34 AM
Zipperdu$50.004/1/2011 4:15:35 AM
restless-balance9$50.004/1/2011 4:17:29 AM
jga516$25.003/31/2011 1:33:16 PM
p40thawk$50.004/1/2011 7:39:48 PM
RainMakers$25.004/1/2011 4:58:47 PM
friendlyviking$25.004/2/2011 1:18:13 PM
atbright$25.004/2/2011 4:38:46 PM
Tradesmanlender$55.004/2/2011 2:45:06 PM
unforgettable-order9$50.004/3/2011 10:07:39 AM
axl163$25.004/3/2011 12:20:54 PM
skuba$100.004/4/2011 2:02:53 AM
kyomoon$50.004/4/2011 2:53:46 PM
davisfl$100.004/4/2011 10:37:58 AM
jstnow$25.004/4/2011 11:05:07 PM
octoberfresh$30.004/5/2011 1:58:13 AM
cloud8$80.004/4/2011 9:43:00 PM
wbahl$25.004/5/2011 8:57:15 AM
jescowa$50.004/5/2011 6:11:51 PM
helpishere777$50.004/6/2011 9:24:09 AM
FundMaker$25.004/6/2011 11:31:22 AM
saahilld$25.004/5/2011 6:23:17 PM
benjamins-utopia$100.004/6/2011 9:19:02 AM
Hanalei712$50.004/6/2011 9:27:51 AM
locomotive7$50.004/6/2011 9:31:27 AM
serene-truth2$50.004/5/2011 9:29:15 PM
worthy-value1$50.004/6/2011 9:34:46 AM
damage$25.004/6/2011 10:52:47 PM
market-squadron3$25.004/6/2011 11:29:22 PM
subtle-revenue0$25.004/7/2011 8:04:30 AM
AF_Trust$100.004/7/2011 8:37:40 AM
financelover$50.004/6/2011 11:07:41 PM
FL-Lender$25.004/7/2011 6:17:02 AM
lagnisiruk$25.004/7/2011 8:06:03 AM
-Me$50.004/7/2011 10:57:43 AM
Druidsoft$25.004/7/2011 6:11:36 PM
balanced-bill7$50.004/7/2011 6:16:48 PM
bill-appraiser7$25.004/8/2011 5:08:01 AM
redtilapia$25.004/8/2011 6:29:19 AM
LawyerLoan$25.004/8/2011 10:00:58 AM
YellowJacket$25.004/8/2011 10:36:23 AM
outdoorduck8$25.004/8/2011 10:44:58 AM
credit-investor5$50.004/8/2011 11:03:50 AM
djh47a$25.004/8/2011 12:48:06 PM
uscode35$74.954/8/2011 12:44:12 PM
WSTRDG$50.004/8/2011 1:05:23 PM
Interstate_Rate$250.004/8/2011 1:33:48 PM
UT2008$50.004/8/2011 1:41:09 PM
FlexFunding$50.004/8/2011 2:09:36 PM
marwadi-62$200.004/8/2011 2:04:10 PM
rvirk$100.004/8/2011 4:32:45 PM
jazz619$25.004/8/2011 5:49:15 PM
openness-viking$25.004/8/2011 8:56:21 PM
newest-organic-rupee$44.004/8/2011 8:51:29 PM
sandeepPR$25.004/8/2011 11:36:53 PM
127 Investments
 
Borrower Payment Dependent Notes Series 500296
This series of Notes was issued and sold upon the funding of the borrower loan #48467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-04-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,455Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: CA-Lender Borrower's state: California Borrower's group: Socorro Capital Partners
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Top 100 Prosper Lender
Purpose of loan: Test how Prosper processes loans
This loan will be used to...buy-in to a small poker game.

My financial situation:
I am a good candidate for this loan because...I am one of Prosper's top 100 lenders (ericscc.com).

Monthly net income: $20,000
Monthly expenses: $ 6,000
Housing: $ 0
Insurance: $ 250
Car expenses: $ 250
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 2,000
Clothing, household expenses: $ 2,000
Other expenses: $ 1,000

I currently have over $70k loaned on Prosper.

I am asking for this loan to see how the lending side of Prosper works (due diligence, etc).

I am an investor and professional poker player.

My poker income for the last 10 yrs from poker has averaged between $100k to $700k.

I own 7 properties. All are free and clear. My personal residence is valued at $850k and my rental properties are all valued between $50k and $160k.

My rental income is $50k per year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
halothane_logic$115.664/4/2011 9:04:56 AM
thinknovuu$25.004/4/2011 9:05:11 AM
ingenious-deal6$25.004/4/2011 9:11:36 AM
RecoveryLender$25.004/4/2011 9:27:36 AM
loanermn$25.004/4/2011 9:04:30 AM
loanman2007$100.004/4/2011 9:04:59 AM
Wangchuk$25.004/4/2011 9:08:07 AM
Wangchuk$25.004/4/2011 9:08:55 AM
RecoveryLender$100.004/4/2011 9:18:23 AM
reflective-rupee$333.494/4/2011 9:39:30 AM
Wangchuk$75.004/4/2011 9:07:28 AM
transaction-circuit$50.004/4/2011 9:08:28 AM
Wangchuk$25.004/4/2011 9:10:50 AM
Wangchuk$25.004/4/2011 9:11:27 AM
well-rounded-payout0$50.004/4/2011 9:12:16 AM
ddoneday$26.614/4/2011 9:14:58 AM
reflective-rupee$222.224/4/2011 9:24:10 AM
nickel-hickory$100.004/4/2011 9:26:26 AM
principal-star$25.004/4/2011 9:05:04 AM
simplelender80$100.004/4/2011 9:06:37 AM
roxon$25.004/4/2011 9:08:16 AM
mrxtravis$25.004/4/2011 9:11:22 AM
SecondChanceLendingSERV$27.024/4/2011 9:21:04 AM
DHolly$50.004/4/2011 9:32:53 AM
Jinja$100.004/4/2011 9:05:19 AM
Kennfusion$50.004/4/2011 9:08:21 AM
well-rounded-dinero$150.004/4/2011 9:08:59 AM
suave-dime6$25.004/4/2011 9:12:01 AM
diplomatic-wealth7$25.004/4/2011 9:11:07 AM
s_man1$25.004/4/2011 9:25:46 AM
30 Investments
 
Borrower Payment Dependent Notes Series 500368
This series of Notes was issued and sold upon the funding of the borrower loan #48469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-02-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1978 Debt/Income ratio: 61%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $71,244Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: enriched-rate6 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
chief764
Purpose of loan:
This loan will be used to...repair existing structure of home.

My financial situation:
I am a good candidate for this loan because...My wife and I have always made payments on time or before they are due.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$1,656.984/2/2011 12:03:40 PM
Kash2010lu$25.004/2/2011 12:17:19 PM
capital-halo1$475.004/2/2011 7:13:29 PM
gain-gourd$75.004/2/2011 1:39:36 PM
truth-trapper$25.004/3/2011 7:40:08 PM
sirchacha$100.004/4/2011 3:14:27 PM
RyanM561$25.004/6/2011 5:57:11 AM
pani5ue$25.004/7/2011 6:09:29 AM
reciprocate$100.004/7/2011 1:53:02 PM
enthusiastic-ore5$31.444/8/2011 5:56:14 AM
marketplace-meridian$25.004/8/2011 6:34:23 AM
aquistoyraul$25.004/8/2011 12:57:55 PM
Bomber$25.004/9/2011 8:03:48 AM
1randyp$100.004/9/2011 2:46:30 PM
lean-ore9$25.004/10/2011 2:16:42 PM
sharp-trade0$25.004/10/2011 2:50:40 PM
handshake52$25.004/10/2011 7:55:39 PM
euro-spark$100.004/11/2011 7:44:33 AM
chroman$100.004/11/2011 3:46:47 PM
cunning-compassion1$32.004/11/2011 4:49:40 PM
w3alter$100.004/2/2011 1:29:54 PM
2grindstones$25.004/2/2011 4:35:07 PM
kulender$50.004/2/2011 12:42:57 PM
red-favorable-basis$25.004/3/2011 10:22:12 AM
investment-artist$25.004/3/2011 8:53:15 AM
s_man1$50.004/4/2011 9:27:49 AM
droopie1$25.004/4/2011 12:59:37 PM
desertoasis$25.004/4/2011 1:20:52 PM
social-hunter5$29.324/4/2011 4:28:07 PM
Artist_Blue$25.004/4/2011 11:46:22 AM
loan-eagle9$25.004/6/2011 1:37:28 PM
IASKGOD$25.004/6/2011 9:22:38 AM
moola-monger9$50.004/7/2011 12:34:06 PM
justasoldier$25.004/7/2011 7:21:11 PM
Bob450$25.004/8/2011 9:31:55 PM
cbivitz$150.004/9/2011 12:04:01 AM
NYBIZ$25.004/9/2011 12:25:52 PM
vest_vortex$25.004/10/2011 6:28:23 PM
drluong$25.004/11/2011 1:44:43 PM
payout-bridge$100.004/11/2011 3:17:42 PM
Kselr$34.164/11/2011 3:14:25 PM
new-goodhearted-economy$33.884/11/2011 6:05:25 PM
credit-driver9$57.224/11/2011 5:33:09 PM
43 Investments
 
Borrower Payment Dependent Notes Series 500408
This series of Notes was issued and sold upon the funding of the borrower loan #48433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $282.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2006 Debt/Income ratio: 13%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 8 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $431Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: smart-exchange4 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
remodeling
Purpose of loan:
This loan will be used to... Do remodeling of the house

My financial situation: Is great
I am a good candidate for this loan because always pay my debts on time. Never late on a payment.


Monthly net income: $2800
Monthly expenses: $1480
Housing: $785
Insurance: $60
Car expenses: $paid off
Utilities: $120
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage balance is 90,000 market value is around 112,000 . not really sure what you mean by 2nd heloc , I dont have one if that's what you mean? (Apr-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
principal-star$25.003/31/2011 5:02:26 PM
ingenious-deal6$25.003/31/2011 5:05:05 PM
zotzot$75.003/31/2011 5:13:09 PM
brightest-dignified-penny$35.003/31/2011 9:17:44 PM
leverage-monger$49.004/1/2011 9:37:24 AM
CA-Lender$50.003/31/2011 6:01:46 PM
houli123$500.004/1/2011 8:06:10 AM
thelovebug$100.004/1/2011 1:18:15 PM
Malkial$25.004/1/2011 10:34:54 AM
ready-interest9$25.004/1/2011 7:31:14 PM
Whipster$25.004/2/2011 4:23:11 AM
worldly-money4$200.004/3/2011 7:43:42 AM
peso-aggregator$25.004/3/2011 9:16:31 AM
leverage-monger$25.004/2/2011 2:02:33 PM
mcgovern2024$50.004/3/2011 10:50:51 PM
intrepid-loot$25.004/3/2011 12:52:14 PM
mikeandcat$100.004/4/2011 6:16:24 AM
loss-of-control$150.004/3/2011 1:33:02 PM
klend4$50.004/4/2011 10:00:37 PM
Reliance_Banker$25.004/5/2011 3:33:41 PM
rockhound84$25.004/5/2011 5:47:23 AM
tacopants$250.004/6/2011 12:27:32 PM
tigercat$50.004/6/2011 4:43:07 PM
money-bauble$50.004/7/2011 4:17:17 AM
balanced-balance6$25.004/7/2011 8:50:41 AM
moola-monger9$50.004/7/2011 12:38:07 PM
natural-greenback6$25.004/7/2011 8:01:21 PM
grammaspurse$25.004/7/2011 1:40:42 PM
trippd6$25.004/7/2011 5:07:42 PM
justasoldier$25.004/7/2011 7:21:43 PM
tiger1818$25.004/8/2011 3:31:13 AM
nickel-hickory$100.004/8/2011 9:54:33 AM
malar$25.004/8/2011 4:08:37 PM
fantastic-wampum1$100.004/8/2011 4:33:35 PM
cash-queen$25.004/8/2011 9:32:24 PM
treasure-expert$25.004/9/2011 11:44:07 AM
dynrep$500.004/9/2011 2:22:43 PM
wesleys$25.004/9/2011 3:48:04 PM
FirstBank$50.004/9/2011 4:03:15 PM
investment-habanero8$100.004/10/2011 4:16:33 AM
KarlMarx$25.004/10/2011 7:55:07 AM
Rulea72$40.004/10/2011 7:35:02 AM
ptclender$100.004/10/2011 10:47:27 AM
muirheaj$25.004/10/2011 11:26:36 AM
euro-spark$100.004/10/2011 1:37:36 PM
aldeed$125.004/10/2011 3:22:59 PM
red-power-pecan$50.004/10/2011 4:03:32 PM
japerk$25.004/10/2011 4:07:09 PM
selector568$50.003/31/2011 5:05:09 PM
reflective-rupee$1,000.333/31/2011 5:09:37 PM
DasMula$27.003/31/2011 5:25:43 PM
SecondChanceLendingSERV$25.003/31/2011 5:53:08 PM
competent-p2p$35.003/31/2011 8:57:20 PM
Bob450$25.004/1/2011 2:13:45 AM
simplelender80$100.003/31/2011 5:03:04 PM
suave-dime6$25.003/31/2011 5:04:40 PM
squarebob$25.003/31/2011 5:13:36 PM
cttarheel$25.003/31/2011 6:09:32 PM
SolarMoonshine$25.003/31/2011 6:40:22 PM
MarvintheMartian$25.004/1/2011 11:15:11 AM
WindyKid$25.014/1/2011 1:53:23 AM
golffish2$25.004/1/2011 4:18:43 AM
skillful-asset5$30.004/1/2011 1:22:33 PM
BradP$25.004/1/2011 9:15:36 AM
loanman2007$75.004/1/2011 11:28:08 AM
diplomatic-wealth7$25.004/3/2011 9:24:23 AM
thankful-nickel2$25.004/3/2011 2:28:51 PM
value-allocator1$100.004/4/2011 9:57:13 AM
FinanceEngine$30.004/4/2011 7:32:26 AM
Nerdster1$30.064/4/2011 9:47:32 AM
ethicalhumanist$25.004/4/2011 11:54:48 AM
Tradesmanlender$50.004/4/2011 2:28:17 PM
income-awakening6$25.004/4/2011 7:37:27 PM
ingenious-truth0$50.004/5/2011 9:11:10 AM
LiveNow$25.004/6/2011 5:17:45 AM
greencat$50.004/6/2011 7:27:28 AM
rockhound84$25.004/6/2011 11:34:53 AM
market-pudding$25.004/5/2011 7:24:01 PM
platinum-cargo$27.294/6/2011 4:44:56 AM
JohnSmallberries$25.004/6/2011 5:07:41 PM
well-mannered-income3$40.004/6/2011 7:33:55 PM
p2ploan-sensation211$25.004/6/2011 2:26:40 PM
back-scratchers$25.004/7/2011 2:13:13 AM
exciting-fairness$200.004/7/2011 7:44:04 AM
Travis247$25.004/7/2011 9:58:41 AM
bountiful-durability$50.004/7/2011 4:20:25 PM
FutureLenderEC$25.004/7/2011 4:47:56 PM
first-liberty-duckling$25.034/8/2011 9:53:25 AM
nickel-hickory$100.004/8/2011 9:54:46 AM
Frover$25.004/8/2011 3:34:11 PM
xlnt-loans$25.004/8/2011 8:34:36 PM
worthy-bid8$25.004/8/2011 9:29:33 PM
gain-dolphin$25.004/8/2011 11:35:26 PM
economy-producer$25.004/9/2011 3:49:47 AM
finance-prescription$50.004/9/2011 7:43:41 AM
apostle901$25.004/9/2011 12:21:48 PM
beakerfish$100.004/9/2011 1:28:06 PM
1randyp$200.004/9/2011 2:45:05 PM
handy-justice$50.004/9/2011 5:47:47 PM
EBITDA$25.004/10/2011 7:55:04 AM
historic-nickel$25.004/10/2011 10:55:04 AM
l2fp$25.004/10/2011 12:38:16 PM
bassman46$100.004/10/2011 1:39:22 PM
sharp-trade0$25.004/10/2011 2:49:53 PM
awe-inspiring-basis$25.004/10/2011 2:51:40 PM
MoneyForNothing$6.284/10/2011 4:07:14 PM
106 Investments
 
Borrower Payment Dependent Notes Series 500464
This series of Notes was issued and sold upon the funding of the borrower loan #48451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-03-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1997 Debt/Income ratio: 32%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 2 / 2Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $359Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: ZEEGALLERY Borrower's state: Minnesota Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 76 ( 99% ) 660-679 (Latest)
Principal borrowed: $15,500.00< 31 days late: 1 ( 1% )  
660-679 (Jun-2010)
660-679 (Feb-2010)
680-699 (Feb-2008)
640-659 (Apr-2007)
 
Principal balance: $1,226.99 31+ days late: 0 ( 0% )
Total payments billed: 77  
Description
need to buy new used car
Purpose of loan:
This loan will be used to purchase a used car

My financial situation:
I am a good candidate for this loan because i have been a borrower on prosper for six years now and have never missed a pmt


Monthly net income: $1800
Monthly expenses: $350
Housing: $0
Insurance: $60
Car expenses: $0
Utilities: $0
Phone, cable, internet: $55
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, can you explain current delinquencies, and single Prosper late payment? Thanks! - five-star-note
A: the delinquencies are one medical bill which i am trying to pay but was too large to pay at one lump sum and the other i am disputing with golds gym about a personal training bill they didnt give me my training within my membership i wasnt paying for services never received. the one late pmt was i switched bank accounts during my scheduled pmt and they wouldnt allow me to make a manual pmt because of that i paid it as soon as i could (Apr-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
AF-Chief$50.004/3/2011 12:04:12 PM
reflective-rupee$44.444/3/2011 4:06:18 PM
trumpeter5$34.004/3/2011 5:40:09 PM
DasMula$107.004/3/2011 12:07:54 PM
golffish2$25.004/4/2011 4:02:32 AM
snm2001$25.004/4/2011 7:55:13 AM
YoungTaxMan$31.324/3/2011 5:46:38 PM
Moe87$35.704/3/2011 7:58:32 PM
ColoradoLender82$25.004/4/2011 10:03:27 AM
heerzaquestion$100.004/4/2011 10:32:39 AM
thankful-nickel2$25.004/3/2011 2:08:20 PM
SolarMoonshine$50.004/3/2011 3:14:53 PM
five-star-note$100.004/3/2011 3:42:48 PM
Artist_Blue$25.004/4/2011 11:46:13 AM
loanman2007$100.004/4/2011 1:59:59 PM
orange-rapid-benjamins$50.004/4/2011 7:55:18 AM
ddimports$150.004/4/2011 6:17:56 PM
innovator2$75.004/4/2011 10:39:47 PM
innovator2$50.004/4/2011 10:55:01 PM
icanhasloanz$75.004/5/2011 2:53:51 AM
eod_man$50.004/5/2011 7:28:49 AM
icanhasloanz$100.004/5/2011 2:56:15 AM
cjames84$25.004/5/2011 3:39:55 PM
found$101.474/5/2011 7:55:44 AM
euro-spark$100.004/5/2011 5:13:21 PM
kwan$25.004/5/2011 4:50:54 PM
kinetic-social$25.004/5/2011 2:20:18 PM
Astyanax$50.004/5/2011 2:41:21 PM
Spinnaker$50.004/5/2011 3:47:03 PM
Bob450$25.004/5/2011 4:04:33 PM
supreme-hope$25.004/3/2011 1:31:56 PM
zone6$100.004/3/2011 4:24:48 PM
Kash2010lu$50.004/3/2011 12:03:23 PM
MoneyForNothing$200.814/3/2011 12:09:14 PM
mikeandcat$100.004/4/2011 5:54:53 AM
geophreigh$25.004/4/2011 7:07:12 AM
natural-point1$25.004/4/2011 8:32:08 AM
myutmost$97.264/3/2011 5:34:32 PM
restless-dime$25.004/3/2011 7:19:11 PM
heerzaquestion$30.004/4/2011 10:15:15 AM
NekHoldings$25.004/4/2011 7:59:39 AM
bobd32$25.004/4/2011 8:05:22 AM
r48$72.004/3/2011 12:52:12 PM
imoutdoorsy$25.004/3/2011 2:34:06 PM
helpishere777$25.004/3/2011 4:08:05 PM
desertoasis$25.004/4/2011 1:20:44 PM
greencat$50.004/4/2011 7:19:42 AM
Amber_Stone$100.004/4/2011 2:52:39 PM
deepblue34$35.004/4/2011 6:35:39 PM
sturdy-peace9$39.004/4/2011 10:26:46 PM
loss-of-control$100.004/4/2011 6:39:56 PM
JJ-Loans$75.004/4/2011 2:53:04 PM
1-HARD-HEAD$25.254/5/2011 4:12:18 AM
Leshan$261.914/5/2011 7:26:56 AM
Champion_Lending$25.004/5/2011 8:14:14 AM
icanhasloanz$25.004/5/2011 2:52:48 AM
ZOOOM$25.004/5/2011 9:34:30 AM
Starfin-Capital-Management$225.004/5/2011 1:03:00 PM
dedicated-principal$100.004/5/2011 12:03:34 AM
EretzCapital$50.004/5/2011 2:07:54 PM
UCLA4life$33.504/5/2011 1:46:42 AM
droopie1$25.004/5/2011 11:32:29 AM
spike22$25.524/5/2011 10:39:24 AM
FinanceEngine$30.004/5/2011 4:49:39 PM
carrinel$50.004/5/2011 5:02:44 PM
mstar925$25.004/5/2011 12:36:15 PM
likeable-hope$25.004/5/2011 4:34:53 PM
thelovebug$100.004/5/2011 5:12:36 PM
68 Investments
 
Borrower Payment Dependent Notes Series 500608
This series of Notes was issued and sold upon the funding of the borrower loan #48471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-04-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1987 Debt/Income ratio: 27%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:26y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,358Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: mindful-treasure4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Abukena Financing
Purpose of loan:
This loan will be used to... Pay off a personal debt.

My financial situation:
I am a good candidate for this loan because... I had good crdit and will be most likely paying it off within a couple of months.

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you please list your monthly income and expenses? Also, what type of debt will you be paying off? Thanks - bright-exchange
A: This Loan will be used to pay off a personal debt. $ 5,132.05 Monthly Income $ 1,040.00 Rent $ 211.00 Utilities $ 80.00 JC Penny $ 25.00 Chase $ 50.00 Capital One $ 279.00 CTI Loan $ 497.00 Car Payment (Apr-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
wealth-pipeline$25.004/4/2011 9:05:58 AM
nickel-hickory$25.004/4/2011 9:25:53 AM
Kash2010lu$25.004/4/2011 9:48:10 AM
value-allocator1$100.004/4/2011 9:56:19 AM
MilitaryLending$123.144/4/2011 9:11:42 AM
pembull$50.004/4/2011 1:48:54 PM
JustMee$25.004/4/2011 10:12:04 AM
DasMula$27.004/4/2011 4:21:28 PM
restless-dime$50.004/4/2011 10:19:16 PM
droopie1$25.004/4/2011 1:00:40 PM
SolarMoonshine$25.004/4/2011 6:18:39 PM
larryboy10$25.004/4/2011 6:41:45 PM
FinDoc$25.004/5/2011 1:50:15 AM
thankful-nickel2$25.004/4/2011 7:53:57 PM
RyanM561$25.004/5/2011 6:27:24 AM
zorg77$25.004/5/2011 4:23:08 PM
larryboy10$25.004/5/2011 5:51:16 PM
lendhouse2008$111.274/5/2011 8:22:57 PM
bright-exchange$25.004/6/2011 8:47:24 PM
transparency-grasshopper$25.004/7/2011 9:37:05 AM
FinanceEngine$35.004/7/2011 11:56:18 AM
marketplace-meridian$25.004/8/2011 6:35:49 AM
saxaphone6$25.004/8/2011 8:00:28 AM
pani5ue$25.004/8/2011 11:34:22 AM
Bob450$25.004/8/2011 9:32:28 PM
newequity$25.004/10/2011 11:23:24 AM
MilitaryLoans$1,558.714/10/2011 9:04:10 PM
simplelender80$100.004/4/2011 9:06:52 AM
suave-dime6$25.004/4/2011 9:13:20 AM
Artist_Blue$25.004/4/2011 11:46:08 AM
selector568$100.004/4/2011 9:11:38 AM
ingenious-deal6$25.004/4/2011 9:12:39 AM
diplomatic-wealth7$25.004/4/2011 9:14:19 AM
reflective-rupee$44.444/4/2011 9:22:55 AM
DHolly$25.004/4/2011 9:36:41 AM
rjcoutur2001$150.004/4/2011 3:15:51 PM
desertoasis$25.004/4/2011 1:20:41 PM
s_man1$50.004/5/2011 5:08:06 AM
mrxtravis$25.004/4/2011 6:43:05 PM
s_man1$50.004/5/2011 5:05:43 AM
thelovebug$50.004/5/2011 6:11:26 PM
dws2380$25.004/5/2011 2:50:39 PM
wild-orange$50.004/6/2011 3:56:04 AM
Rogelio48$30.004/5/2011 5:34:04 PM
2grindstones$25.004/6/2011 12:50:48 PM
zotzot$25.444/7/2011 7:46:34 AM
Invest_in_residual_income$100.004/7/2011 12:27:29 PM
responsible-worth113$35.004/7/2011 2:30:01 PM
money-bauble$50.004/8/2011 12:40:24 PM
lending-theory$50.004/8/2011 1:21:16 PM
aquistoyraul$25.004/8/2011 1:02:59 PM
fantastic-wampum1$100.004/8/2011 4:34:43 PM
cbivitz$110.004/9/2011 12:08:16 AM
handy-justice$50.004/9/2011 5:48:26 PM
lotuss4$50.004/9/2011 5:56:43 PM
sharp-trade0$25.004/10/2011 2:51:31 PM
56 Investments
 
Borrower Payment Dependent Notes Series 500624
This series of Notes was issued and sold upon the funding of the borrower loan #48426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-02-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2007 Debt/Income ratio: 10%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 3 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $303Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: credible-generosity8 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me Accomplish My Dreams!
Please help me move to England and accomplish my dreams of becoming a photographer. My boyfriend of 4 years lives in England, and the first time I went for a visit, my breath was taken away. It's the epitome of beauty, and I can't even find the words to describe the feelings that wash over me when I'm on her shores. However, due to finances, I've had to make the constant back and forth between England and America, and I've not been able to settle down and focus on what I desire. Honestly, I need about twice the loan amount, but I suppose they won't give me more. Whatever I can get will help, so I'll take what I can. I have a steady monthly income at the moment, and when I arrive to my desired destination, I have a better job aligned that is guaranteed money for my entire tenure.

Monthly net income: ~$2,000
Monthly expenses: ~$100
Housing: $0 (Living with family. Most expenses paid for by parents.)
Car expenses: $40
Phone, cable, internet: $40
Food, entertainment: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How certain are you of having a job once you move? If the job falls through, will you have any other financial support from your boyfriend or family? - best-shiny-hope
A: The job is through the company that my future mother-in-law owns and operates, so the odds of it falling through are slim. However, to answer your question, in such an event, yes, I would receive support from my family. (Apr-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/2/2011 12:07:33 PM
shrewd-peace7$25.004/2/2011 12:50:57 PM
Jonb6919$25.004/2/2011 12:41:24 PM
kulender$50.004/2/2011 12:42:51 PM
HenryS$50.004/2/2011 1:27:50 PM
master648$35.004/2/2011 5:04:30 PM
worldly-money4$100.004/2/2011 1:28:36 PM
Bob450$25.004/3/2011 5:07:23 AM
ASR3$50.004/3/2011 7:42:23 AM
mrxtravis$25.004/2/2011 7:17:27 PM
diplomatic-wealth7$25.004/3/2011 9:48:32 AM
happy-return4$50.004/2/2011 9:32:36 PM
Keeping-The-Peace$50.004/2/2011 9:53:13 PM
w3alter$100.004/2/2011 12:53:54 PM
tech310$50.004/3/2011 7:42:32 AM
responsible-worth113$35.004/3/2011 9:32:16 AM
helpishere777$25.004/3/2011 4:08:13 PM
deepblue34$25.004/3/2011 4:50:48 PM
capital-halo1$500.004/2/2011 7:13:21 PM
Sirenisis$25.004/3/2011 9:24:35 AM
a-finance-nirvana$25.004/3/2011 12:19:01 PM
elegant-loot$25.004/4/2011 10:15:05 AM
thankful-nickel2$25.004/3/2011 2:28:09 PM
desertoasis$25.004/4/2011 1:20:50 PM
interstellar$50.004/6/2011 3:00:49 AM
IASKGOD$25.004/6/2011 9:23:29 AM
wild-orange$50.004/6/2011 3:59:38 AM
velocity-motivator6$25.004/7/2011 2:27:19 AM
money-bauble$50.004/7/2011 4:17:51 AM
internetwolf$60.004/7/2011 6:58:48 PM
RebuildingAmerica$25.004/7/2011 7:29:57 PM
bountiful-durability$50.004/8/2011 1:55:53 PM
cbivitz$50.004/9/2011 12:05:25 AM
PrincessGrace33$61.014/9/2011 9:53:46 AM
protector734$50.004/9/2011 11:29:07 AM
treasure-expert$25.004/9/2011 11:43:34 AM
1randyp$100.004/9/2011 2:51:31 PM
handy-justice$50.004/9/2011 5:48:08 PM
eboomer2611$25.004/10/2011 12:27:21 PM
sharp-trade0$25.004/10/2011 2:50:50 PM
impala6464$100.004/10/2011 6:36:22 PM
wealth-competitor$25.004/10/2011 6:54:39 PM
diversification-maple1$25.004/10/2011 6:56:13 PM
pfh$25.004/10/2011 7:19:43 PM
handshake52$25.004/10/2011 7:51:29 PM
Stingray8a$25.004/10/2011 9:53:26 PM
gizmo65$25.004/11/2011 6:20:00 AM
FoosMaster$39.784/11/2011 7:09:19 AM
ThisGuyIKnow$25.004/2/2011 12:48:56 PM
simplelender80$100.004/2/2011 12:02:43 PM
ingenious-deal6$25.004/2/2011 12:04:10 PM
worldly-money4$100.004/2/2011 1:02:48 PM
caprirolito$25.004/2/2011 4:33:27 PM
reflective-rupee$44.444/2/2011 4:53:54 PM
ddoneday$25.004/2/2011 6:10:07 PM
gain-gourd$75.004/2/2011 1:39:34 PM
vine99$40.004/2/2011 12:02:27 PM
lloyd_s$25.004/2/2011 12:45:53 PM
jhernand17$25.004/3/2011 1:02:54 AM
zippy-interest$25.004/2/2011 1:27:51 PM
larryboy10$25.004/2/2011 1:45:38 PM
Artist_Blue$25.004/4/2011 11:46:20 AM
s_man1$25.004/4/2011 9:41:20 AM
value-allocator1$100.004/4/2011 9:55:22 AM
FinDoc$25.004/4/2011 4:37:52 PM
ddimports$100.004/4/2011 6:11:29 PM
larryboy10$25.004/5/2011 4:20:00 PM
back-scratchers$25.004/5/2011 4:23:20 PM
wise-skillful-benjamins$29.774/5/2011 7:00:34 PM
thelovebug$100.004/5/2011 5:31:06 PM
transparency-grasshopper$25.004/6/2011 8:02:58 AM
JSCharter$50.004/6/2011 7:21:57 PM
droopie1$25.004/6/2011 9:36:36 PM
Makingitrain$25.004/7/2011 5:45:42 PM
green-wampum-titan$30.004/8/2011 7:11:11 AM
saxaphone6$25.004/8/2011 7:55:52 AM
aquistoyraul$25.004/8/2011 1:02:33 PM
fantastic-wampum1$100.004/8/2011 4:34:04 PM
lotuss4$50.004/9/2011 5:56:43 PM
West_End_Local$25.004/10/2011 2:33:25 PM
red-power-pecan$50.004/10/2011 4:03:58 PM
debt-legend$25.004/10/2011 5:39:10 PM
entertaining-greenback2$25.004/10/2011 5:07:04 PM
B2152$25.004/10/2011 7:13:57 PM
important-openness1$50.004/10/2011 10:12:58 PM
nerdfactor$25.004/10/2011 10:35:40 PM
86 Investments
 
Borrower Payment Dependent Notes Series 500734
This series of Notes was issued and sold upon the funding of the borrower loan #48429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-05-2011 
Term: 12 months Listing End date:  Apr-11-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $479.33
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-2008 Debt/Income ratio: Not calculated
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $527Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: logical-truth1 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle loan
Purpose of loan:
This loan will be used to buy a motorcycle

My financial situation:
I am a good candidate for this loan because i have good credit always make my payments.


Monthly net income: $5,000
Monthly expenses: $700
Housing: 0
Insurance: 0
Car expenses: 0
Utilities: 0
Phone, cable, internet: 0
Food, entertainment: $150
Clothing, household expenses: 0
Credit cards and other loans: $250-$400
Other expenses: 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nickel-hickory$25.004/5/2011 5:09:54 PM
KMB78$27.504/5/2011 5:16:25 PM
reflective-rupee$222.224/5/2011 5:37:30 PM
Weaverville$25.004/5/2011 5:51:25 PM
Invest-In-Rednecks$25.004/5/2011 5:53:08 PM
favorite-commerce$50.004/5/2011 5:55:01 PM
DHolly$25.004/5/2011 5:55:47 PM
suave-dime6$25.004/5/2011 5:30:03 PM
larryboy10$25.004/5/2011 6:09:10 PM
competent-p2p$35.004/5/2011 5:38:37 PM
Rogesparkguy$25.004/5/2011 10:12:38 PM
liberty-magnate$50.004/5/2011 9:00:04 PM
ready-interest9$25.004/6/2011 11:32:42 AM
natural-trade7$50.004/6/2011 7:26:53 PM
fcb202$50.004/6/2011 2:25:25 PM
mrxtravis$25.004/7/2011 5:03:21 AM
polka2002$25.004/8/2011 9:35:55 AM
s_man1$100.004/8/2011 3:12:39 PM
compassionate-asset8$100.004/8/2011 4:17:00 PM
fantastic-wampum1$100.004/8/2011 4:35:41 PM
reflective-rupee$222.224/8/2011 5:00:28 PM
Mocaba$150.004/9/2011 6:04:23 AM
Bob450$25.004/9/2011 11:04:51 AM
secureincome$750.004/9/2011 11:02:33 AM
handy-justice$50.004/9/2011 5:50:07 PM
mri555$26.874/9/2011 6:04:26 PM
handshake52$50.004/10/2011 8:04:24 PM
a-restless-dollar$50.004/11/2011 6:55:51 AM
Iloanyoumoney$25.004/11/2011 7:19:54 AM
silver-enlightenment0$100.004/11/2011 7:07:50 AM
worldly-money4$361.194/11/2011 7:49:56 AM
diplomatic-wealth7$25.004/5/2011 5:42:50 PM
RMB-Investments$25.004/5/2011 5:51:14 PM
lucrative-transparency0$50.004/5/2011 5:51:21 PM
simplelender80$100.004/5/2011 5:23:56 PM
cash-raccoon$25.004/5/2011 5:40:04 PM
ingenious-deal6$25.004/5/2011 5:41:37 PM
sharpey$25.004/5/2011 5:51:47 PM
r48$25.004/5/2011 5:05:00 PM
delicious-loan093$25.004/5/2011 6:28:11 PM
SecondChanceLendingSERV$25.004/5/2011 8:20:00 PM
tech310$50.004/6/2011 8:04:21 AM
Artist_Blue$25.004/6/2011 8:52:29 AM
thelovebug$50.004/6/2011 8:52:42 AM
Kash2010lu$25.004/6/2011 9:28:04 AM
golffish2$25.004/7/2011 4:08:40 AM
kindness-hickory5$50.004/7/2011 4:57:43 AM
tipan1$60.004/8/2011 10:36:11 AM
glroark$100.004/8/2011 4:03:14 PM
loanman2007$100.004/9/2011 5:18:21 AM
marketplace-spark$25.004/9/2011 11:04:15 AM
lending-theory$50.004/9/2011 11:04:31 AM
investment-habanero8$100.004/10/2011 4:31:28 AM
houli123$400.004/10/2011 7:58:07 AM
erowis$45.004/10/2011 10:08:40 AM
1randyp$250.004/10/2011 11:36:32 AM
SolarMoonshine$100.004/10/2011 12:51:13 PM
sharp-trade0$25.004/10/2011 2:52:02 PM
riveting-credit5$200.004/10/2011 10:36:01 PM
nerdfactor$25.004/10/2011 10:37:07 PM
euro-spark$100.004/11/2011 7:45:29 AM
61 Investments
 
Borrower Payment Dependent Notes Series 500758
This series of Notes was issued and sold upon the funding of the borrower loan #48474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-05-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-2006 Debt/Income ratio: 12%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 7 Occupation: Student - College J...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $806Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: auction-magnate6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Solomon Stone
Purpose of loan:
This loan will be used for debt consolidation

My financial situation:
I am a good candidate for this loan because I do not have large amounts of debt and bills that i have to pay every month. I also have a study job and can pay off this lone in less then a year. This loan will just be used to make it a little easier to pay off what little debt I have. I will be happy to answer any questions that anyone may have. I appreciate any and all support and guarantee to pay off the loan.


Monthly net income: $1833.33
Monthly expenses: $425.00
Housing: $0.00
Insurance: $130.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $75.00
Clothing, household expenses: $
Credit cards and other loans: $170.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.004/5/2011 9:13:09 AM
2grindstones$25.004/5/2011 4:58:11 PM
Danjack_Capital$25.004/5/2011 12:32:29 PM
CashFlow13$1,500.004/6/2011 7:13:22 PM
Invest_in_residual_income$100.004/7/2011 12:18:37 PM
Rebelrick9$41.054/7/2011 3:24:06 PM
moola-monger9$50.004/7/2011 12:34:50 PM
authoritative-capital$25.004/8/2011 8:58:43 AM
outofoffice$45.054/8/2011 9:46:24 AM
1randyp$100.004/9/2011 2:43:06 PM
droopie1$25.004/10/2011 12:17:09 PM
euro-spark$100.004/10/2011 1:38:30 PM
reflective-rupee$44.444/5/2011 10:00:17 AM
Eric_Gagne$25.004/5/2011 3:16:48 PM
SolarMoonshine$25.004/5/2011 6:25:06 PM
zotzot$25.444/7/2011 7:39:47 AM
s_man1$50.004/7/2011 5:29:18 AM
shrewd-income$25.004/7/2011 10:09:55 AM
deepblue34$30.004/7/2011 5:39:29 PM
thankful-nickel2$25.004/7/2011 5:33:08 PM
wild-orange$50.004/8/2011 4:00:16 AM
buffalobills$25.004/8/2011 7:49:28 AM
carrinel$28.954/8/2011 11:36:51 AM
newstar2000$25.004/8/2011 12:20:40 PM
aquistoyraul$25.004/8/2011 12:57:02 PM
best-agreement-exchanger$25.004/9/2011 8:21:36 AM
ekmendenhall$55.554/9/2011 9:05:45 AM
nextar$55.684/9/2011 12:00:36 PM
mcgovern2024$25.004/9/2011 5:48:10 PM
the-ethical-order$25.004/10/2011 4:27:49 PM
entertaining-greenback2$25.004/10/2011 5:06:04 PM
impala6464$100.004/10/2011 6:37:37 PM
32 Investments
 
Borrower Payment Dependent Notes Series 500774
This series of Notes was issued and sold upon the funding of the borrower loan #48493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-04-2011 
Term: 12 months Listing End date:  Apr-12-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $208.02
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1999 Debt/Income ratio: 6%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 15 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: entertaining-moola0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Baywatch
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $181, 000 (only one mortgage) $85, 000 (current market value!) (Apr-04-2011)
Q: Are you planning on staying in your current residence since you are way under water in it? - mri555
A: My wife and I are both tenured public school teachers, we have job security, and yes we are planning on staying in our current home for at least 7-10 years. (Apr-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
well-rounded-payout0$50.004/4/2011 9:12:20 AM
diplomatic-wealth7$25.004/4/2011 9:14:27 AM
ingenious-deal6$25.004/4/2011 9:12:44 AM
thelovebug$100.004/4/2011 9:13:10 AM
simplelender80$100.004/4/2011 9:07:14 AM
reflective-rupee$44.444/4/2011 9:20:15 AM
value-allocator1$100.004/4/2011 9:58:08 AM
SecondChanceLendingSERV$25.004/4/2011 2:28:11 PM
ChoiceInvestments$28.004/5/2011 2:21:24 AM
rakem777$25.004/5/2011 9:05:37 AM
glenium$25.004/6/2011 2:59:10 AM
goodhearted-basis4$25.004/7/2011 5:46:14 PM
a-bountiful-trade$25.004/8/2011 1:08:14 PM
fantastic-wampum1$100.004/8/2011 4:34:54 PM
money-bauble$50.004/8/2011 9:28:12 PM
secureincome$200.004/9/2011 10:58:50 AM
handy-justice$50.004/9/2011 5:49:26 PM
sharp-trade0$25.004/10/2011 2:51:40 PM
likeable-hope$26.794/11/2011 9:29:44 AM
kinetic-social$25.004/11/2011 4:06:20 PM
brightest-benjamins-onator$25.004/11/2011 4:17:38 PM
B2152$25.004/12/2011 5:00:50 AM
orange-determined-wealth$25.004/12/2011 7:14:22 AM
CMDCO$50.004/12/2011 8:50:41 AM
Chex$100.004/12/2011 9:38:48 AM
cxl9$43.044/12/2011 9:46:16 AM
wealth-prodigy1$100.004/12/2011 9:51:29 AM
leverage-monger$2.184/12/2011 9:55:16 AM
suave-dime6$25.004/4/2011 9:13:23 AM
reflective-rupee$44.444/4/2011 9:20:33 AM
ASR3$50.004/4/2011 3:32:44 PM
dollar-sonnet3$26.114/5/2011 2:48:01 AM
a-finance-nirvana$25.004/5/2011 3:42:58 PM
DHolly$25.004/5/2011 5:54:32 AM
sharpey$25.004/5/2011 4:29:16 PM
Reliance_Banker$25.004/6/2011 11:29:08 AM
GS-ROCK$25.004/6/2011 11:43:56 AM
Rogesparkguy$25.004/8/2011 9:51:20 AM
marketplace-spark$25.004/9/2011 11:04:18 AM
responsible-worth113$35.004/10/2011 11:51:34 AM
nerdfactor$25.004/10/2011 10:36:29 PM
thoughtful-exchange8$50.004/11/2011 11:36:09 AM
BigMac1953$25.004/11/2011 2:00:43 PM
careful-moola3$100.004/11/2011 3:34:04 PM
entertaining-greenback2$25.004/11/2011 5:30:39 PM
NYBIZ$25.004/11/2011 5:31:43 PM
interstellar$50.004/12/2011 2:14:18 AM
worthy-bid8$25.004/12/2011 6:33:30 AM
Danylostefan$25.004/12/2011 7:46:12 AM
ferocious-finance$25.004/12/2011 9:03:18 AM
Littlepeng$25.004/12/2011 8:50:11 AM
51 Investments
 
Borrower Payment Dependent Notes Series 501354
This series of Notes was issued and sold upon the funding of the borrower loan #48476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1993 Debt/Income ratio: 46%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,734Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: 1ellaben1 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
820-839 (Apr-2008)
 
Principal balance: $217.06 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
1ellaben1
Purpose of loan:
This loan will be used to...
consalidate credit cards and loans to one.
My financial situation: Good
I am a good candidate for this loan because...
I always pay my bills!!

Monthly net income: $3500.00
Monthly expenses: $1300.00
Housing: $800.00
Insurance: $124.00
Car expenses: paid off
Utilities: $214.00
Phone, cable, internet: $86.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My current balance is 91000.00 total. the market value is 154,000.00. If you need anything else please let me know. Thanks (Apr-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$700.444/8/2011 5:10:55 PM
MoneyForNothing$32.984/8/2011 5:05:38 PM
jhouman$25.004/8/2011 5:22:48 PM
suave-dime6$25.004/8/2011 5:23:11 PM
simplelender80$100.004/8/2011 5:21:19 PM
diplomatic-wealth7$25.004/8/2011 5:26:44 PM
lendstats_com$100.004/8/2011 6:24:30 PM
brightest-dignified-penny$30.004/8/2011 6:43:06 PM
UCLA4life$25.004/9/2011 2:28:37 AM
Mikale360$25.004/9/2011 5:32:41 AM
loyalist1$500.004/9/2011 8:02:17 AM
econgineer$50.004/9/2011 8:08:39 AM
selector568$50.004/9/2011 9:31:46 AM
leverage-monger$66.664/9/2011 9:55:02 AM
marwadi-62$105.004/9/2011 7:25:09 PM
peso-aggregator$25.004/10/2011 8:08:18 AM
integrity-doctor$100.004/10/2011 9:34:23 AM
autonomous-truth$143.134/10/2011 12:08:11 PM
labyrinth0$25.004/10/2011 12:33:37 PM
atlas100$50.004/10/2011 1:27:08 PM
delicious-loan093$25.004/10/2011 3:07:09 PM
sweety075$25.004/10/2011 5:29:28 PM
return-grizzly$100.004/10/2011 6:41:57 PM
loss-of-control$200.004/10/2011 7:15:32 PM
reflective-rupee$444.444/10/2011 8:54:11 PM
nerdfactor$25.004/10/2011 10:39:04 PM
Moe87$25.524/11/2011 4:33:45 AM
ethicalhumanist$25.004/11/2011 9:27:17 AM
Skeptical-one$40.004/11/2011 12:13:45 PM
kindness-launcher$2,270.984/11/2011 6:55:29 PM
Wangchuk$25.014/8/2011 5:18:37 PM
cashhelp$50.004/8/2011 5:25:34 PM
ingenious-deal6$25.004/8/2011 5:27:14 PM
fantastic-wampum1$100.004/8/2011 5:42:43 PM
SolarMoonshine$25.004/8/2011 6:12:45 PM
thankful-nickel2$25.004/8/2011 7:06:50 PM
credit-guard5$25.004/8/2011 8:50:16 PM
mikeandcat$156.694/8/2011 9:22:51 PM
liberty-magnate$100.004/8/2011 10:59:35 PM
Feyenoord$25.004/8/2011 11:02:05 PM
DasMula$27.004/8/2011 11:26:00 PM
LittleMingo$33.574/9/2011 2:35:05 AM
NekHoldings$25.004/9/2011 5:47:52 AM
DoctorJoe$25.004/9/2011 7:42:42 AM
loanman2007$125.004/9/2011 12:27:40 PM
riveting-credit5$200.004/9/2011 9:14:26 PM
erowis$75.004/9/2011 9:16:17 PM
Jerrys1951$40.004/9/2011 10:22:07 PM
thelovebug$100.004/10/2011 7:55:44 AM
1-HARD-HEAD$25.254/10/2011 4:50:37 PM
competent-p2p$25.004/11/2011 6:28:43 AM
clemclan$33.334/11/2011 8:41:00 AM
a-reasonable-return$25.004/11/2011 10:59:32 AM
RKLFinancial$25.004/11/2011 11:10:48 AM
cash-queen$25.004/11/2011 11:26:28 AM
careful-moola3$100.004/11/2011 3:34:17 PM
shrewd-income$150.004/11/2011 4:15:44 PM
57 Investments
 
Borrower Payment Dependent Notes Series 501482
This series of Notes was issued and sold upon the funding of the borrower loan #48464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-09-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1989 Debt/Income ratio: 30%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:31y 11m
Amount delinquent: $0 Total credit lines: 35 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,036Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: bignick5775 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 89% ) 620-639 (Latest)
Principal borrowed: $7,500.00< 31 days late: 4 ( 11% )  
660-679 (Apr-2008)
 
Principal balance: $380.15 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
bignick5775
Purpose of loan:
This loan will be used to..home improvement.

My financial situation: good
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.004/9/2011 12:05:58 PM
reflective-rupee$400.444/9/2011 12:10:08 PM
Kash2010lu$41.004/9/2011 12:28:38 PM
MilitaryLoans$3,308.564/9/2011 12:51:17 PM
4 Investments
 
Borrower Payment Dependent Notes Series 501536
This series of Notes was issued and sold upon the funding of the borrower loan #48455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-10-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2007 Debt/Income ratio: 19%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 6 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: deal-exec018 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Loan
Purpose of loan:
This loan will be used to buy a motorcycle.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time. My credit score is 715. I can pay up to $200 maximum for the monthly payments on this loan. This will allow me to get insurance on the motorcycle, still be able to pay my other bills, and still put money in savings.
I currently have a truck loan that I'm paying on. This loan is a secured loan of $7500. I put my own money down and borrowed against it to bring up my credit score.

The reason I would like a motorcycle is because of the gas prices. I'm driving approximately 110 miles each day, Monday through Friday. I also do not want to keep putting a ton of miles on my truck because it's more expensive to repair and maintain than a motorcycle.

Take home income (bi-weekly): $680
Insurance: $130
Car expenses gas per week: about $160
Other loan: $153 a month (I put down $200 to pay it off quicker)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/10/2011 12:03:46 PM
simplelender80$150.004/10/2011 12:05:02 PM
ingenious-deal6$25.004/10/2011 12:07:52 PM
fantastic-wampum1$100.004/10/2011 12:11:56 PM
value-allocator1$100.004/10/2011 12:13:47 PM
reflective-rupee$800.444/10/2011 12:21:23 PM
SolarMoonshine$25.004/10/2011 12:52:59 PM
tigercat$50.004/10/2011 4:06:14 PM
thankful-nickel2$25.004/10/2011 4:38:26 PM
favorite-commerce$50.004/10/2011 6:30:52 PM
loss-of-control$150.004/10/2011 7:06:51 PM
ore-accord$31.654/10/2011 9:41:40 PM
Alvin_Me$25.004/10/2011 10:12:22 PM
loanman2007$125.004/11/2011 4:41:45 AM
greencat$50.004/11/2011 7:15:48 AM
euro-spark$100.004/11/2011 7:47:13 AM
nickel-hickory$100.004/11/2011 11:12:45 AM
DaddyBill$35.004/11/2011 11:28:07 AM
cash-queen$25.004/11/2011 11:34:08 AM
payout-bridge$100.004/11/2011 12:13:13 PM
agreement-welder$200.004/11/2011 12:18:21 PM
euro-deployment$25.004/10/2011 12:10:04 PM
diplomatic-wealth7$25.004/10/2011 12:14:36 PM
MilitaryLoans$1,000.004/10/2011 12:38:48 PM
lending-theory$50.004/10/2011 12:41:40 PM
marinbb$100.004/10/2011 2:15:38 PM
DHolly$25.004/10/2011 2:30:16 PM
Wangchuk$25.014/10/2011 2:02:26 PM
Kash2010lu$25.004/10/2011 2:55:21 PM
r48$25.004/10/2011 3:15:55 PM
Amber_Stone$25.004/10/2011 3:16:55 PM
sharp-trade0$25.004/10/2011 2:53:06 PM
ready-interest9$25.004/10/2011 4:28:53 PM
handshake52$50.004/10/2011 8:09:04 PM
rapid-currency$25.004/10/2011 7:39:39 PM
nerdfactor$25.004/10/2011 10:40:36 PM
Artist_Blue$25.004/11/2011 6:06:57 AM
silver-enlightenment0$100.004/11/2011 7:08:27 AM
buffalobills$25.004/11/2011 7:49:37 AM
Makingitrain$25.004/11/2011 9:34:34 AM
nickel-hickory$100.004/11/2011 11:14:20 AM
taetrade$25.004/11/2011 11:40:22 AM
42 Investments
 
Borrower Payment Dependent Notes Series 501606
This series of Notes was issued and sold upon the funding of the borrower loan #48481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-10-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1995 Debt/Income ratio: 16%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 4Length of status:11y 8m
Amount delinquent: $1,303 Total credit lines: 26 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,658Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: singleteach Borrower's state: Colorado Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
540-559 (Nov-2007)
560-579 (Feb-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt consolidation
Purpose of loan: Pay off bills
This loan will be used to...pay off some unexpected car payments, bills

My financial situation: I have a good steady job, am a teacher-20 years.
I am a good candidate for this loan because...I have a good steady income.


Monthly net income: $55000
Monthly expenses: $2900
Housing: $825
Insurance: $100
Car expenses: $450
Utilities: $150
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/10/2011 12:03:57 PM
simplelender80$150.004/10/2011 12:05:27 PM
Feyenoord$25.004/10/2011 12:04:29 PM
Aberdeen$3,000.004/10/2011 12:05:41 PM
4 Investments
 
Borrower Payment Dependent Notes Series 501726
This series of Notes was issued and sold upon the funding of the borrower loan #48490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-11-2011 
Term: 36 months Listing End date:  Apr-12-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1997 Debt/Income ratio: 31%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $70,714Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: toots1732 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2010)
700-719 (Mar-2008)
 
Principal balance: $1,417.74 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt

My financial situation:
I am a good candidate for this loan because I pay my bills on time. The fact that you will get a 30% return on your money is completely ridiculous. If I had the money to invest in myself, I would. Look at my history. No late payments. Enough said. I've already had one Prosper loan go full cycle.


Monthly net income: $4500
Monthly expenses: $3038
Housing: $1220
Insurance: $92
Car expenses: $0
Utilities: $200
Phone, cable, internet: $138
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain your occupation or source of income? Also, please explain your high revolving credit balance. It has grown substantially since your first loan. Thank you. - MilitaryLoans
A: I currently have 3 sources of income. $500/ month in rent from a roommate. $600/ month from a weekend job. This is a 3rd shift job on Friday and Saturday night, $10/hour pay. My day job is doing investments. It is 100% commission, but it brings in about $3,000/month. Revolving debt has accumulated from few avenues. First, I have a HELOC that is currently $30,000. This was not present for my first Prosper loan. Second, my income was cut in half in 2008, borrowed money. (Apr-11-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $164,966 mortgage balance. Zillow has it a $150,500. I bought it in 2005 at the top of the market. Cannot get a refi or lower payment from Obama. (Apr-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
investment-artist$25.004/11/2011 9:04:58 AM
Mikale360$50.004/11/2011 9:08:45 AM
MoneyForNothing$73.014/11/2011 9:13:31 AM
favorite-commerce$25.004/11/2011 9:11:58 AM
Kash2010lu$50.004/11/2011 9:29:47 AM
likeable-hope$25.004/11/2011 10:08:51 AM
tolerant-dinero2$25.004/11/2011 10:59:26 AM
Free-the-usa-1776$40.004/11/2011 11:46:34 AM
2grindstones$25.004/11/2011 1:06:19 PM
innovator2$75.004/11/2011 11:56:55 AM
interloode$196.974/11/2011 12:42:51 PM
wild-orange$100.004/11/2011 12:20:17 PM
thankful-nickel2$25.004/11/2011 2:45:32 PM
sweety075$25.004/11/2011 4:33:58 PM
Artist_Blue$25.004/11/2011 4:26:27 PM
ddoneday$25.004/11/2011 5:40:25 PM
dudebrah$50.004/11/2011 8:43:01 PM
feb217$25.004/11/2011 10:20:09 PM
UCLA4life$30.004/12/2011 2:00:31 AM
ChoiceInvestments$28.004/12/2011 2:22:49 AM
Nerdster1$25.074/12/2011 4:20:30 AM
bmw2$26.504/12/2011 4:51:24 AM
OldManP$35.004/11/2011 9:02:26 AM
philanthro$50.004/11/2011 9:32:59 AM
DasMula$27.004/11/2011 9:56:01 AM
tolerant-dinero2$25.004/11/2011 10:58:53 AM
NekHoldings$25.004/11/2011 9:59:02 AM
reflective-rupee$222.224/11/2011 10:35:37 AM
blue-useful-auction$25.004/11/2011 10:46:34 AM
zone6$100.004/11/2011 2:39:13 PM
restless-dime$25.004/11/2011 3:01:03 PM
Moe87$50.004/11/2011 3:46:23 PM
shrewd-income$25.004/11/2011 4:15:10 PM
power-trophy7$25.004/11/2011 4:27:41 PM
kulender$50.004/11/2011 4:44:47 PM
head$25.004/11/2011 9:17:12 PM
feb217$25.004/11/2011 10:22:10 PM
Socorro_Capital_Partners$25.004/11/2011 11:20:07 PM
Feyenoord$25.004/12/2011 2:44:36 AM
skubwa$25.004/12/2011 3:15:35 AM
draggon77$25.004/12/2011 4:48:10 AM
principal-laser$69.594/12/2011 4:21:55 AM
investment-habanero8$101.644/12/2011 4:54:23 AM
43 Investments
 
Borrower Payment Dependent Notes Series 497633
This series of Notes was issued and sold upon the funding of the borrower loan #48440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,767Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: logical-greenback6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate some personal debts.

My financial situation:
My business is growing rapidly and I may need to acquire business credit or a line of credit in the future. It is therefore imperative to consolidate personal debt and clean up my credit scores.


Monthly net income: $30,000
Monthly expenses: $
Housing: $780 a month mortgage
Insurance: $
Car expenses: $ no car loan
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $120,000 2. $188,000 (Apr-06-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/28/2011 9:08:49 AM
worldly-money4$200.003/28/2011 9:09:15 AM
SecondChanceLendingSERV$25.003/29/2011 12:07:18 PM
ready-interest9$25.003/29/2011 12:47:31 PM
simplelender80$100.003/29/2011 4:28:42 PM
terrific-p2ploan$25.004/4/2011 8:13:25 AM
w3alter$100.004/4/2011 4:38:22 PM
power-companion7$100.004/5/2011 5:56:21 PM
s_man1$50.004/6/2011 3:03:06 PM
kindness-launcher$400.004/6/2011 5:34:24 PM
zotzot$25.444/7/2011 7:47:25 AM
lagnisiruk$25.004/7/2011 8:08:47 AM
kindness-launcher$1,200.004/6/2011 5:34:10 PM
kindness-hickory5$50.004/7/2011 4:58:03 AM
bountiful-durability$50.004/7/2011 4:19:24 PM
rhin0cerx$50.004/7/2011 10:58:15 AM
eagle1271$30.004/7/2011 4:31:26 PM
payout-bridge$50.004/8/2011 10:59:11 AM
gelt4u$25.004/8/2011 11:27:01 AM
agalt$50.004/8/2011 11:40:51 AM
dynrep$25.004/8/2011 11:55:21 AM
supreme-hope$25.004/8/2011 11:54:04 AM
sentimental-cash0$25.004/8/2011 12:00:03 PM
asiaratt$28.174/8/2011 12:19:12 PM
shrewd-deal$25.004/8/2011 12:33:27 PM
transaction-animal8$25.004/8/2011 1:38:06 PM
KrauseVentures$25.004/8/2011 2:24:11 PM
investment-comet$25.004/8/2011 4:26:44 PM
icon7$50.004/8/2011 4:24:54 PM
Easystreet$25.004/8/2011 4:28:27 PM
Jack55304$125.004/8/2011 4:29:12 PM
social-conductor4$25.004/8/2011 5:36:13 PM
shrewd-peace7$25.004/8/2011 5:33:01 PM
Weaverville$25.004/8/2011 5:33:41 PM
PRGuyinVA$25.004/8/2011 5:40:06 PM
ommcd$25.004/8/2011 5:40:32 PM
new-social-economist$29.794/8/2011 5:39:38 PM
mtquan$25.004/8/2011 5:40:17 PM
Gibbyland$100.004/8/2011 5:39:49 PM
AF-Chief$50.004/8/2011 5:40:00 PM
Tikibarman$50.004/8/2011 5:40:28 PM
nickel-hickory$25.003/28/2011 9:43:48 AM
thelovebug$100.003/28/2011 3:32:44 PM
ingenious-deal6$25.003/29/2011 2:59:46 PM
kindness-venture1$25.003/30/2011 7:29:09 AM
transparency-grasshopper$25.003/29/2011 5:31:44 PM
diplomatic-wealth7$25.004/1/2011 11:44:22 AM
dominickf$50.004/1/2011 10:43:23 AM
worthy-bid8$25.004/3/2011 10:31:31 AM
fortytwo$100.004/3/2011 12:21:58 AM
Tylerh$100.004/3/2011 7:43:30 AM
credit-sycamore4$100.004/5/2011 6:17:19 PM
mercuriant$25.004/6/2011 5:47:18 PM
wwwUniversal$25.004/6/2011 5:31:46 PM
money-bauble$50.004/7/2011 4:14:40 AM
patriot897$25.004/6/2011 5:47:27 PM
leodaguy$25.004/7/2011 10:10:12 AM
marketplace-meridian$25.004/8/2011 6:38:08 AM
saxaphone6$25.004/8/2011 8:06:12 AM
Uylsses$50.004/8/2011 11:12:49 AM
daekpon$25.004/8/2011 11:07:04 AM
WMY-Investor$100.004/8/2011 11:23:43 AM
vigilance-searcher$25.004/8/2011 11:43:27 AM
Dubbs360$100.004/8/2011 11:32:50 AM
reflective-rupee$444.444/8/2011 11:36:24 AM
Thoth_88$25.004/8/2011 11:47:49 AM
deal-enrichment063$100.004/8/2011 11:38:05 AM
shrewd-income$88.474/8/2011 11:39:03 AM
raisingophelia$50.004/8/2011 11:50:24 AM
reflective-rupee$500.554/8/2011 11:53:52 AM
108lender$300.004/8/2011 12:03:10 PM
kindness-launcher$600.004/8/2011 11:59:58 AM
Makingitrain$25.004/8/2011 12:11:28 PM
yield-aurora4$100.004/8/2011 12:08:02 PM
felicity-tower$25.004/8/2011 12:18:22 PM
GElender$25.004/8/2011 12:29:28 PM
aquistoyraul$25.004/8/2011 12:56:37 PM
rookiecrd1$90.004/8/2011 1:36:40 PM
the-profit-oracle$25.004/8/2011 2:48:54 PM
burrito6$25.004/8/2011 4:29:17 PM
fantastic-wampum1$100.004/8/2011 4:32:24 PM
gotjack$25.004/8/2011 5:20:54 PM
jerrymaguire$25.004/8/2011 5:30:49 PM
reward-adventure$50.004/8/2011 5:37:04 PM
wbahl$25.004/8/2011 5:33:20 PM
compassion-lotus5$50.004/8/2011 5:40:10 PM
life-is-great$25.004/8/2011 5:40:19 PM
handshake5$100.004/8/2011 5:35:50 PM
tech310$50.004/8/2011 5:37:12 PM
One_Lolo$25.004/8/2011 5:40:03 PM
zippy-interest$25.004/8/2011 5:39:42 PM
orange-vigilance-shower$50.004/8/2011 5:40:13 PM
kind-adventurous-finance$50.004/8/2011 5:40:38 PM
93 Investments
 
Borrower Payment Dependent Notes Series 498385
This series of Notes was issued and sold upon the funding of the borrower loan #48453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-07-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1994 Debt/Income ratio: 20%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,916Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: generosity-steward Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to help pay for medical related and personal expenses.

My financial situation:
I am a good candidate for this loan because I have a stable income from employment.

Monthly net income: $4,700
Monthly expenses: $500
Housing: $900
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $700
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: is 12.99% better than your credit card interest rate? Thanks, - p2ploan-sensation211
A: For one card it is better and the other its is higher but the limit is not high on it since I recently received it. Thank you. (Apr-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/25/2011 9:05:55 AM
hostbank$100.003/25/2011 9:06:20 AM
Bank_Of_XL$50.003/25/2011 1:11:24 PM
zotzot$25.443/25/2011 9:30:24 AM
reflective-rupee$500.333/25/2011 10:19:20 AM
competent-p2p$25.003/25/2011 11:01:40 AM
organized-payment6$50.003/25/2011 9:05:42 AM
loyalty-sherpa$25.003/25/2011 9:06:52 AM
BxRealtor$25.003/25/2011 9:07:19 AM
indomitable-coin$25.003/26/2011 4:30:31 PM
loot-heart$25.003/28/2011 11:06:09 AM
enthralling-deal180$50.003/29/2011 10:27:39 AM
SecondChanceLendingSERV$25.003/29/2011 11:13:28 PM
radforj22$25.003/31/2011 2:49:15 AM
Zolton$100.003/31/2011 6:50:06 AM
Agent-S$25.004/1/2011 6:54:45 AM
efficient-treasure0$25.004/1/2011 10:17:01 AM
p40thawk$25.004/1/2011 7:49:19 PM
Chauncey_Gardener$50.004/2/2011 1:38:43 PM
AFairDeal$75.004/3/2011 7:53:16 AM
transparency-grasshopper$50.004/4/2011 11:21:15 AM
zippy-revenue8$25.004/4/2011 4:55:28 PM
objective-investor$150.004/4/2011 11:34:48 AM
C_Mark$38.984/5/2011 2:23:15 AM
nycmichael$100.004/5/2011 11:15:31 AM
astute-benjamins$25.004/5/2011 2:45:13 PM
jescowa$50.004/5/2011 6:12:47 PM
Peterman$25.004/5/2011 9:47:29 PM
Preferred-Lender$25.004/7/2011 7:22:38 AM
kander80$25.004/7/2011 9:38:46 AM
grf1945$50.004/7/2011 9:43:01 AM
Cai8899$30.004/7/2011 9:43:25 AM
subtle-revenue0$25.004/7/2011 8:14:15 AM
income-sage9$25.004/7/2011 10:04:53 AM
Ripsaw4U$50.004/7/2011 10:50:03 AM
kind-adventurous-finance$75.004/7/2011 9:53:32 AM
kindness-hickory5$50.004/7/2011 4:58:20 AM
Nevyn$25.004/7/2011 11:49:27 AM
saga9$25.004/7/2011 1:33:41 PM
stollcm$25.004/7/2011 10:23:13 AM
investorrr$100.004/7/2011 3:14:47 PM
supersarah61$50.004/7/2011 4:05:19 PM
Leopoldine$25.004/7/2011 5:05:51 PM
ramsba$50.004/7/2011 5:06:17 PM
wtrboy$25.004/7/2011 5:06:26 PM
sail120$50.004/7/2011 5:06:36 PM
micloans$25.004/7/2011 5:06:45 PM
HalfDayz$50.004/7/2011 5:07:07 PM
henmota$25.004/7/2011 5:07:20 PM
BenefactorX$25.004/7/2011 5:08:05 PM
rogue_monster$50.004/7/2011 5:08:52 PM
mennleo$50.004/7/2011 5:09:43 PM
GIGO$50.004/7/2011 5:10:08 PM
HappyToLoan$25.004/7/2011 5:10:46 PM
red-unequivocal-finance$25.004/7/2011 5:11:44 PM
birdlender$32.524/7/2011 5:12:17 PM
dvandetta$25.004/7/2011 5:12:28 PM
Hexnut$25.004/7/2011 5:12:37 PM
br4444$50.004/7/2011 5:13:09 PM
DaMoneyTree$25.004/7/2011 9:07:43 AM
kalex752$25.004/7/2011 5:14:06 PM
Zoramite$25.004/7/2011 5:15:19 PM
bid-computer$25.004/7/2011 5:16:06 PM
designs626$50.004/7/2011 5:16:16 PM
ualf$50.004/7/2011 5:17:18 PM
onlyinchicago$46.814/7/2011 5:17:33 PM
Washington_Loan$25.004/7/2011 5:17:43 PM
impartial-deal$25.004/7/2011 5:18:07 PM
Pasagam$50.004/7/2011 5:18:15 PM
thegobbler$25.004/7/2011 5:18:27 PM
money-explorer3$25.004/7/2011 5:18:45 PM
MarinLoans$25.004/7/2011 5:19:17 PM
income-pillow$50.004/7/2011 5:19:36 PM
PThor$25.004/7/2011 5:19:55 PM
credible-durability$25.004/7/2011 5:20:06 PM
unclejaef$25.004/7/2011 5:20:16 PM
InvestorPartners$25.004/7/2011 5:20:40 PM
TelegramSam$25.004/7/2011 5:21:49 PM
benjamin67$25.004/7/2011 5:22:33 PM
deal-enrichment$25.414/7/2011 5:23:08 PM
sociallender$25.004/7/2011 5:23:28 PM
Stack23$39.494/7/2011 1:48:52 PM
investment-comet$25.004/7/2011 9:41:55 AM
value-den$50.004/7/2011 9:46:19 AM
phillipd48$25.004/7/2011 5:27:18 PM
jibe-set$50.004/7/2011 9:53:20 AM
benjamins-utopia$50.004/7/2011 5:33:51 PM
miket71$50.004/7/2011 5:34:12 PM
durability-balance4$50.004/7/2011 5:34:48 PM
bold-shrewd-market$25.004/7/2011 5:35:27 PM
Clambake$50.004/7/2011 5:35:35 PM
museic1$50.004/7/2011 5:35:46 PM
think-become$25.004/7/2011 5:36:51 PM
E2BGR8$25.004/7/2011 5:06:13 PM
smmgnn99$47.194/7/2011 5:06:24 PM
JDFuego$33.004/7/2011 5:06:52 PM
bold-basis-supernova$50.004/7/2011 5:07:04 PM
wwahammy$25.004/7/2011 5:07:09 PM
Bubbasnestegg$25.004/7/2011 5:07:19 PM
nerdbomber$25.004/7/2011 5:07:30 PM
dood2112$25.004/7/2011 5:08:03 PM
innocent-income4$25.004/7/2011 5:09:04 PM
bonus-forte$33.254/7/2011 5:09:28 PM
Worldskiboy$50.004/7/2011 5:09:50 PM
upright-commitment5$50.004/7/2011 5:10:30 PM
talang$25.004/7/2011 5:10:34 PM
Ragestang$25.004/7/2011 5:10:42 PM
t2smoney$25.004/7/2011 5:11:18 PM
Hiro07$30.004/7/2011 5:11:24 PM
Dapple33$25.004/7/2011 5:11:30 PM
influential-dollar$25.004/7/2011 5:12:11 PM
unequaled-deal3$25.004/7/2011 5:12:22 PM
exact-gold2$50.004/7/2011 5:12:43 PM
worthy-loot8$25.004/7/2011 5:12:47 PM
mlender$25.004/7/2011 5:14:13 PM
PaulW$25.004/7/2011 5:15:11 PM
commitment-farm$25.004/7/2011 5:15:38 PM
bdloans$50.004/7/2011 5:16:13 PM
prohelper$33.474/7/2011 5:16:27 PM
MasterKey$25.004/7/2011 5:17:30 PM
rudyindc$50.004/7/2011 5:18:01 PM
tlam168$25.004/7/2011 5:18:32 PM
jigsaw$50.004/7/2011 5:18:55 PM
wrchism$50.004/7/2011 5:19:06 PM
WalnutCreekguy$25.004/7/2011 5:19:12 PM
downbet$25.004/7/2011 5:19:25 PM
Vreet$50.004/7/2011 5:19:53 PM
slartibardfast$25.004/7/2011 5:20:19 PM
reueljw$25.004/7/2011 5:20:28 PM
pdxKurt$65.284/7/2011 5:20:38 PM
theaterguy$25.004/7/2011 5:22:24 PM
Danfromnapa$50.004/7/2011 5:22:30 PM
bid-papyrus$25.004/7/2011 5:22:51 PM
jblack01$25.004/7/2011 5:23:11 PM
TeamAmerica$25.004/7/2011 5:23:51 PM
slojudy$28.174/7/2011 5:24:10 PM
Gladglide$35.004/7/2011 5:28:14 PM
don8ter$25.004/7/2011 10:55:39 AM
power-companion7$100.004/7/2011 11:05:22 AM
Quiddity$50.004/7/2011 11:07:36 AM
TK4$34.034/7/2011 5:35:44 PM
techvet$50.004/7/2011 2:33:45 PM
powerful-finance7$25.004/7/2011 2:51:18 PM
kubien$50.004/7/2011 3:28:47 PM
AndyT1999$25.004/7/2011 3:49:12 PM
Yomain$75.004/7/2011 4:39:01 PM
emosspot$25.004/7/2011 5:06:11 PM
Hobson$25.004/7/2011 5:06:27 PM
Tasmir$25.004/7/2011 5:06:31 PM
ml13$25.004/7/2011 5:06:48 PM
keeks$25.004/7/2011 5:07:08 PM
thetropics18$25.004/7/2011 5:07:16 PM
cberthiaume$25.004/7/2011 5:07:27 PM
hawksfanmd$25.004/7/2011 5:07:35 PM
bullwink27$25.004/7/2011 5:07:58 PM
Comoparklender$50.004/7/2011 5:08:08 PM
AnthonyPierreFund$25.004/7/2011 5:10:27 PM
RSV$25.004/7/2011 5:10:49 PM
kelseyshea$25.004/7/2011 5:11:35 PM
agile-loan0$25.004/7/2011 5:12:01 PM
bailey1223$25.004/7/2011 5:12:41 PM
magnetic-kindness$25.004/7/2011 5:12:59 PM
Unclejohn$25.004/7/2011 5:13:06 PM
microfunder$50.004/7/2011 5:13:20 PM
gold-disk$50.004/7/2011 5:13:57 PM
lending_well$25.004/7/2011 5:14:15 PM
rlgnyc$25.004/7/2011 5:16:29 PM
DUDE66$30.044/7/2011 5:17:23 PM
philantist$25.004/7/2011 5:17:29 PM
fcukciti$50.004/7/2011 5:18:48 PM
logical-moola4$50.004/7/2011 5:19:41 PM
johannesfactotum$25.004/7/2011 5:20:07 PM
monroemoney$25.004/7/2011 5:20:24 PM
fireboss$25.494/7/2011 5:20:42 PM
fiddlerzvi$50.004/7/2011 5:21:26 PM
peace-maximizer8$25.004/7/2011 5:21:42 PM
community-saver158$26.024/7/2011 5:22:55 PM
chrisah$50.004/7/2011 5:24:15 PM
tylerfd$25.004/7/2011 5:24:23 PM
Crystalprop$25.004/7/2011 5:28:08 PM
wbahl$25.004/7/2011 5:33:58 PM
treasure-widget$25.004/7/2011 5:34:17 PM
hopethisworks$50.004/7/2011 5:34:41 PM
Finchy78$35.004/7/2011 5:35:18 PM
cassius84$25.004/7/2011 5:35:41 PM
orange-dollar-guild$25.004/7/2011 5:36:04 PM
Azonic21$25.003/25/2011 9:08:07 AM
simplelender80$100.003/30/2011 10:16:24 AM
Artist_Blue$25.004/1/2011 9:31:44 AM
Havana21$25.004/1/2011 10:17:37 AM
Weaverville$25.004/1/2011 5:25:49 PM
Oakland$50.004/2/2011 8:07:04 AM
zippy-interest$25.004/4/2011 9:15:19 AM
rdrloan$25.004/4/2011 8:02:55 AM
worthy-bid8$100.004/3/2011 10:29:01 AM
Rick21$50.004/3/2011 12:24:07 PM
w3alter$100.004/4/2011 11:33:09 AM
power-companion7$100.004/4/2011 11:35:22 AM
commerce-web5$25.004/4/2011 11:25:23 AM
Aimvest$25.004/4/2011 8:33:06 PM
vigilance-revolutionary$50.004/4/2011 2:02:58 PM
mad-scientist0$25.004/5/2011 9:36:04 AM
panegryst$50.004/4/2011 8:13:14 PM
Mariner3605$25.004/5/2011 4:44:30 PM
Ocean713$50.004/5/2011 5:39:40 PM
dinero-speaker$25.004/6/2011 3:50:27 AM
five-star-justice$25.004/6/2011 11:58:11 AM
Tradesmanlender$25.004/6/2011 4:10:43 PM
HamachiMan$50.004/6/2011 5:45:24 PM
reward-planetarium$25.004/6/2011 9:25:37 AM
MadHun$100.004/6/2011 5:44:38 PM
GMPK_TLAS$50.004/6/2011 12:39:04 PM
medman$25.004/7/2011 8:47:33 AM
a-unflappable-finance$100.004/6/2011 5:45:21 PM
thoughtful-community7$25.004/7/2011 9:10:34 AM
handy-justice$50.004/6/2011 5:55:02 PM
generous-deal6$50.004/7/2011 9:45:19 AM
genius520$50.004/7/2011 10:04:47 AM
DavenportCapital$25.004/7/2011 10:19:07 AM
JonnyD$25.004/7/2011 10:26:15 AM
Invest_in_residual_income$50.004/7/2011 11:25:03 AM
lagnisiruk$25.004/7/2011 8:07:05 AM
dinero-wildebeest$50.004/7/2011 10:51:57 AM
ozner$25.004/7/2011 5:06:22 PM
Eagledrop$25.004/7/2011 5:06:34 PM
safe-kindness5$25.004/7/2011 5:06:55 PM
platinum-rapture6$50.004/7/2011 5:07:10 PM
diablo_ny$25.004/7/2011 5:07:53 PM
beaker$25.004/7/2011 5:08:30 PM
Lender75$60.004/7/2011 5:08:58 PM
kencox$25.004/7/2011 5:09:39 PM
1750$50.004/7/2011 5:10:52 PM
borquist$25.004/7/2011 5:11:40 PM
treasure-expert$25.004/7/2011 11:21:50 AM
jt88$50.004/7/2011 5:12:26 PM
Interloper$25.004/7/2011 5:12:30 PM
srspank24$50.004/7/2011 5:12:53 PM
Purple11$50.004/7/2011 5:13:11 PM
income-excellence1$27.184/7/2011 5:13:38 PM
wampum-optimization$50.004/7/2011 5:13:48 PM
reward-force$25.004/7/2011 5:14:09 PM
BR2006007$25.004/7/2011 5:14:30 PM
blissful-note7$50.004/7/2011 5:15:32 PM
pnace$35.004/7/2011 5:15:46 PM
LeReve$100.004/7/2011 5:16:01 PM
FinanceEngine$30.004/7/2011 11:48:04 AM
exciting-responsibility3$25.004/7/2011 5:16:10 PM
mistertao$25.004/7/2011 5:16:21 PM
fortytwo$100.004/7/2011 12:02:46 PM
urbanMisfit$25.004/7/2011 5:17:27 PM
luckyldy$50.004/7/2011 5:17:35 PM
GrommetPosse$50.004/7/2011 5:18:03 PM
rulender$25.004/7/2011 5:18:12 PM
lender987654321$100.004/7/2011 5:18:18 PM
compwhiz$25.004/7/2011 5:18:36 PM
peso-mate$50.004/7/2011 5:18:59 PM
mlbox3k$50.004/7/2011 5:19:28 PM
murlirao2002$25.004/7/2011 5:19:33 PM
treasure-pipeline$27.524/7/2011 5:20:05 PM
SouthCoast$25.004/7/2011 5:20:11 PM
Ivan2007$32.714/7/2011 5:20:31 PM
agalt$50.004/7/2011 1:09:45 PM
CaliforniaSun$25.004/7/2011 5:21:44 PM
ccclaireee333$25.004/7/2011 1:44:13 PM
Goat$25.004/7/2011 5:23:55 PM
thebigrig$100.004/7/2011 5:24:02 PM
DudeRanch$27.004/7/2011 2:23:51 PM
wwwUniversal$25.004/7/2011 5:29:15 PM
brightest-dynamic-peace$25.004/7/2011 2:59:50 PM
CapitolHill$82.244/7/2011 3:37:29 PM
kenji4861$25.004/7/2011 5:34:50 PM
investment-kingdom$300.004/7/2011 5:35:03 PM
useful-p2ploan$50.004/7/2011 5:35:51 PM
roman2008$25.004/7/2011 5:36:18 PM
EtaDuck$25.004/7/2011 5:36:48 PM
knowledgeable-note6$25.004/7/2011 5:36:54 PM
chinolatino$50.004/7/2011 9:59:38 AM
serene-power0$25.004/7/2011 5:37:19 PM
power-bluebird2$100.004/7/2011 4:33:37 PM
greenback-magma1$100.004/7/2011 4:34:06 PM
buddy486$25.004/7/2011 5:06:15 PM
mykeystoy$25.004/7/2011 5:06:59 PM
Richmp412$25.004/7/2011 5:07:05 PM
flanative$25.004/7/2011 5:07:13 PM
THREE-POINTS-LENDING$50.004/7/2011 5:07:25 PM
DMCA$36.074/7/2011 5:07:45 PM
hayhelp$25.004/7/2011 5:08:26 PM
juiceman818$50.004/7/2011 5:08:40 PM
bill-appraiser7$25.004/7/2011 5:10:21 PM
Zarf$50.004/7/2011 10:11:37 AM
IamSparticus$25.004/7/2011 5:10:55 PM
thunder135$25.004/7/2011 5:11:22 PM
mcs86d$25.004/7/2011 5:11:28 PM
Frugal$25.004/7/2011 5:12:05 PM
rolandweary$25.004/7/2011 10:12:55 AM
forthright-trade$25.004/7/2011 5:12:14 PM
gold-blanket0$50.004/7/2011 5:12:34 PM
dunedin$50.004/7/2011 5:12:44 PM
mizon291$50.004/7/2011 5:12:51 PM
deal-mover$25.004/7/2011 5:13:24 PM
The_Lending_Muscle$25.004/7/2011 5:13:37 PM
kanewna$44.884/7/2011 5:15:14 PM
credit-kahuna$50.004/7/2011 5:15:54 PM
ssh1983$25.004/7/2011 5:16:24 PM
WilliamLeeSims$25.004/7/2011 5:16:32 PM
Ready2Loan$25.004/7/2011 5:17:14 PM
worthy-truth$25.004/7/2011 5:17:58 PM
harty$50.004/7/2011 5:18:41 PM
revenue-achievement$25.004/7/2011 5:19:01 PM
1phantom$25.004/7/2011 5:19:08 PM
green-benefit-enclave$25.004/7/2011 5:19:15 PM
Relevance$25.004/7/2011 5:19:43 PM
riproaringrapids$25.004/7/2011 5:20:00 PM
simpy$50.004/7/2011 5:20:09 PM
dspmn$27.004/7/2011 5:20:21 PM
lost-money-so-far-on-these$25.004/7/2011 5:20:36 PM
kc8fot$50.004/7/2011 5:21:46 PM
rwelle$25.004/7/2011 5:22:26 PM
rmachi$25.004/7/2011 5:23:24 PM
iolaire$25.004/7/2011 5:23:37 PM
RedCentre$500.004/7/2011 5:23:53 PM
78$25.004/7/2011 5:24:37 PM
honorable-yield$25.004/7/2011 5:34:46 PM
currency-persimmon$100.004/7/2011 5:35:08 PM
Chervianne$50.004/7/2011 5:35:16 PM
IIP77$25.004/7/2011 5:36:29 PM
sturdy-openness885$25.004/7/2011 11:28:45 AM
melodious-fairness$63.174/7/2011 11:48:05 AM
progressive-power9$25.004/7/2011 12:47:03 PM
platinum-pear4$25.004/7/2011 1:26:18 PM
ProudDad$50.004/7/2011 3:20:29 PM
diversification-pilot$25.004/7/2011 3:31:25 PM
Yomain$75.004/7/2011 4:43:06 PM
Oak-Parker$25.004/7/2011 4:52:02 PM
coalescent$50.004/7/2011 5:06:19 PM
CashCowNow$25.004/7/2011 5:06:29 PM
LocalKid86$50.004/7/2011 5:06:38 PM
Insuredcash$50.004/7/2011 5:07:02 PM
Slend49$25.004/7/2011 5:07:11 PM
kmprospeo$50.004/7/2011 5:07:23 PM
Yankeeeagle$48.694/7/2011 5:07:32 PM
calm-deal7$25.004/7/2011 5:08:00 PM
BigLinCT$25.004/7/2011 5:09:13 PM
tampa_cmc$50.004/7/2011 5:09:34 PM
Lam0nt$25.004/7/2011 5:11:02 PM
jazzlender$25.004/7/2011 5:11:48 PM
resource777$50.004/7/2011 5:12:08 PM
Attract$25.004/7/2011 5:12:32 PM
Invest4kids$30.004/7/2011 5:12:56 PM
ganemmy$50.004/7/2011 5:13:01 PM
js44043$25.004/7/2011 5:13:53 PM
marketplace-canary7$25.004/7/2011 5:14:12 PM
financial-frenzy$25.004/7/2011 5:16:19 PM
fishman42$25.004/7/2011 5:17:20 PM
derec$25.004/7/2011 5:17:26 PM
speedy2shoes$25.004/7/2011 5:18:39 PM
investment-tempo$50.004/7/2011 5:18:51 PM
be_wise$25.004/7/2011 5:19:59 PM
pound-puppy$28.464/7/2011 5:20:17 PM
piter-to-la-investment$25.004/7/2011 5:20:34 PM
busnssmn$25.004/7/2011 5:20:46 PM
Veltliner$25.004/7/2011 5:22:22 PM
chlebie$36.484/7/2011 5:22:47 PM
yield-seeker$25.004/7/2011 5:22:58 PM
djmgd790$30.894/7/2011 5:23:31 PM
GatorBux$50.004/7/2011 5:24:12 PM
davidmlucas$50.004/7/2011 5:25:54 PM
anyoi$27.594/7/2011 5:28:17 PM
Rockymtnhi$50.004/7/2011 5:34:44 PM
369 Investments
 
Borrower Payment Dependent Notes Series 498501
This series of Notes was issued and sold upon the funding of the borrower loan #48479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $307.55
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1987 Debt/Income ratio: 14%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 20Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 48 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,253Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: dollar-violin Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off two high interest credit cards

My financial situation:
I am a good candidate for this loan because I have a strong cash flow each month and have been current on all payments for years.


Monthly net income: $20,000
Monthly expenses: $ 12,000
Housing: $ 2500
Insurance: $ 200
Car expenses: $ 1500
Utilities: $ 600
Phone, cable, internet: $ 200
Food, entertainment: $ 1000
Clothing, household expenses: $1000
Credit cards and other loans: $ 1500
Other expenses: $3500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/20/2011 12:02:14 PM
patriot897$25.003/20/2011 12:02:49 PM
spiff666$25.003/20/2011 2:15:07 PM
vutah$25.003/20/2011 9:09:37 PM
StrongMonty$32.003/20/2011 1:41:01 PM
BxRealtor$25.003/20/2011 12:05:00 PM
Azonic21$25.003/20/2011 12:05:38 PM
transformer855$25.003/20/2011 9:13:22 PM
Weaverville$25.003/21/2011 10:33:40 AM
Havana21$25.003/22/2011 2:00:18 AM
zippy-interest$25.003/22/2011 7:14:41 PM
ospreyusmc$25.003/22/2011 11:45:22 PM
GMPK_TLAS$50.003/23/2011 10:09:07 AM
Sol_Invictus$25.003/23/2011 12:16:19 PM
efficient-treasure0$25.003/24/2011 7:15:39 AM
bradfid$25.003/24/2011 11:31:18 AM
HamachiMan$50.003/24/2011 3:03:36 PM
indomitable-coin$25.003/24/2011 7:42:45 PM
Quiddity$50.003/25/2011 5:19:01 PM
gogrannygo$30.003/26/2011 3:03:16 PM
C_Mark$50.003/26/2011 6:21:04 PM
cash4less$25.003/28/2011 12:02:44 AM
loot-heart$25.003/28/2011 11:04:11 AM
Rick21$50.003/28/2011 9:33:11 PM
ghinga$25.003/29/2011 4:42:40 AM
power-mad-scientist$25.003/29/2011 1:44:16 PM
Clambake$50.003/29/2011 5:14:23 PM
lovelongandprosper$25.003/30/2011 8:13:00 AM
transparency-grasshopper$50.003/29/2011 5:30:14 PM
sosleep$25.003/30/2011 8:55:24 AM
lender987654321$25.003/30/2011 1:15:40 PM
cashtolendyou$40.003/30/2011 10:05:22 AM
nickel-ferret$100.003/30/2011 2:20:48 PM
dinero-wildebeest$50.003/30/2011 10:28:13 PM
Zolton$100.003/31/2011 6:48:22 AM
fishintime$50.003/30/2011 7:07:43 PM
treasure-expert$25.003/30/2011 8:08:34 PM
6moonbeams$50.003/31/2011 5:15:51 PM
melodious-fairness$100.003/31/2011 5:18:58 PM
yerkster1$50.003/31/2011 7:24:20 PM
Green-Baron$25.003/31/2011 9:11:10 PM
w3alter$100.003/31/2011 9:14:15 AM
Planecourage$25.004/1/2011 1:01:08 AM
lth35$49.644/1/2011 9:08:13 AM
otto1939$50.003/31/2011 4:22:55 PM
sescubed$25.004/1/2011 7:38:39 AM
fightinjoe$50.004/1/2011 10:21:25 AM
leodaguy$50.004/1/2011 9:53:08 AM
SelectTrustLending$25.004/1/2011 10:19:18 AM
pythia$25.004/1/2011 11:59:20 AM
grf1945$50.004/1/2011 1:53:51 PM
gogene2002$25.004/1/2011 4:53:33 PM
NYBIZ$25.004/1/2011 12:01:04 PM
gustavholstopus32$25.004/1/2011 1:01:53 PM
balance-voyager$50.004/1/2011 5:31:35 PM
roi-advantage$25.004/1/2011 9:33:50 AM
noble-marketplace$25.004/1/2011 2:31:06 PM
millionaireat40$75.004/1/2011 9:44:47 AM
Hotrod52$25.004/1/2011 4:31:36 PM
prost$50.004/1/2011 10:05:10 AM
lender2611$50.004/1/2011 5:23:35 PM
Cbgator$50.004/1/2011 5:30:59 PM
excellent-loan8$25.004/2/2011 12:04:14 AM
VikingInvestments$25.004/1/2011 7:12:30 PM
p40thawk$25.004/1/2011 7:48:07 PM
black_adder2003$50.004/1/2011 11:17:49 AM
astute-benjamins$25.004/1/2011 11:44:21 AM
wwwUniversal$25.004/2/2011 4:25:15 AM
investment-seeker7$25.074/1/2011 12:11:46 PM
Anamorph$25.004/2/2011 2:48:12 AM
E-B$50.004/1/2011 5:18:58 PM
Manta_Rai$25.004/2/2011 7:01:09 AM
bill-expert$50.004/2/2011 11:24:09 AM
floridass$25.004/1/2011 5:31:44 PM
tsui517$50.004/2/2011 9:40:30 AM
studious-bonus7$100.004/2/2011 9:51:23 AM
festeringsnot$25.004/2/2011 9:53:03 AM
fairness-drum$50.004/2/2011 12:55:46 PM
benjamins-voyage$25.004/2/2011 12:57:24 PM
kelly42$25.004/2/2011 12:58:32 PM
handshake5$76.184/2/2011 10:38:50 AM
authentic-liberty7$25.004/2/2011 10:39:45 AM
unequaled-pound$25.004/2/2011 1:01:56 PM
mstebnicki$50.004/2/2011 1:02:58 PM
lounges$50.004/2/2011 11:08:50 AM
gold-commander0$50.004/2/2011 1:08:36 PM
cash-cymbal$50.004/1/2011 8:50:04 PM
amijo$25.004/2/2011 12:50:25 PM
meenan$50.004/2/2011 2:20:32 AM
Ocean713$50.004/2/2011 12:54:40 PM
jcjdingdong$50.004/2/2011 12:54:45 PM
bmarch$50.004/2/2011 12:57:21 PM
PittsburghMark$25.004/2/2011 12:58:22 PM
sentry256$25.004/2/2011 1:02:24 PM
lostontheedge$25.004/2/2011 3:19:15 AM
worthy-bid8$100.004/2/2011 1:05:00 PM
gilbrear$25.004/2/2011 5:20:32 AM
ijspence$25.004/2/2011 7:00:01 AM
cudgeon$25.004/2/2011 8:27:56 AM
yield-enlistment$50.004/2/2011 9:34:08 AM
mammalian4$25.004/2/2011 9:58:19 AM
profitable-money$25.004/2/2011 10:37:49 AM
hard-working-loot$50.004/2/2011 12:07:48 PM
DDPrime$50.004/2/2011 12:43:38 PM
nhm$25.004/2/2011 12:44:28 PM
orgy63$50.004/2/2011 12:55:32 PM
bhelgarath$25.004/2/2011 1:00:22 PM
value-den$50.004/2/2011 1:02:04 PM
gold-disk$50.004/2/2011 1:02:40 PM
padewy$25.004/2/2011 1:02:47 PM
marketplace-canary7$25.004/2/2011 1:06:45 PM
vegibenz$25.004/2/2011 1:07:53 PM
enthralling-deal180$50.003/20/2011 12:05:21 PM
organized-payment6$50.003/20/2011 12:01:49 PM
JustMee$25.003/21/2011 1:43:37 AM
Bank_Of_XL$50.003/21/2011 6:21:42 AM
hostbank$100.003/20/2011 12:04:06 PM
loyalty-sherpa$25.003/20/2011 12:04:40 PM
Dutchhunter$50.003/21/2011 8:52:14 AM
SOP_Bank$25.003/22/2011 5:52:55 AM
newest-funds-powerplant$50.003/21/2011 6:45:43 PM
P2P4me$100.003/23/2011 6:43:34 AM
Peterman$25.003/23/2011 12:01:17 PM
ONECENTATATIME$26.003/24/2011 2:45:07 PM
radforj22$25.003/24/2011 3:02:38 PM
moneytolend72$25.003/25/2011 10:41:44 AM
kind-adventurous-finance$75.003/25/2011 4:24:48 PM
upperdeck$25.003/25/2011 5:38:13 PM
a-unflappable-finance$100.003/25/2011 5:18:54 PM
LoanerPrincipal$25.003/26/2011 4:34:49 PM
helgeboy$50.003/26/2011 6:19:22 PM
wealth-renaissance5$25.003/28/2011 12:33:14 PM
friendly-market5$25.003/29/2011 11:06:59 AM
WilliamLeeSims$25.003/29/2011 4:59:56 PM
bold-durability-drum$50.003/29/2011 5:15:33 PM
money-surge1$50.003/29/2011 5:21:48 PM
rpg$25.003/29/2011 6:55:44 PM
penny-finder$36.073/30/2011 1:13:04 PM
sanfordproud$50.003/30/2011 8:22:56 AM
DreDub$50.003/30/2011 12:20:45 PM
rockerZ71$50.003/30/2011 12:44:12 PM
mtquan$25.003/30/2011 2:41:34 PM
wbahl$25.003/30/2011 1:14:02 PM
benjamins-utopia$100.003/30/2011 2:13:36 PM
forthright-dedication$50.003/31/2011 8:19:17 AM
twerns$40.003/31/2011 3:08:58 PM
Pasagam$50.003/31/2011 4:18:07 AM
a-balance-surgeon$53.833/31/2011 4:45:58 PM
UAVDave$100.003/31/2011 8:26:04 PM
dinero-speaker$25.004/1/2011 6:23:33 AM
GElender$50.004/1/2011 6:39:31 AM
mamayama$100.004/1/2011 8:17:13 AM
dpdn57$25.004/1/2011 8:34:54 AM
treasure-widget$25.004/1/2011 9:36:00 AM
velocity-solo$25.004/1/2011 9:43:02 AM
rgrtanker$25.004/1/2011 9:50:15 AM
himanshuko$25.004/1/2011 7:44:22 AM
Domgabriel$25.004/1/2011 9:58:39 AM
silver-breeze3$32.103/31/2011 5:08:27 PM
reasonable-durability1$25.004/1/2011 10:04:42 AM
reflective-cash0$50.004/1/2011 10:06:41 AM
caring-hope2$50.003/31/2011 8:18:54 PM
mizon291$50.003/31/2011 11:48:28 PM
12Knocksinna$27.424/1/2011 1:12:28 AM
llequire1$91.154/1/2011 4:12:50 AM
happy-yield$35.004/1/2011 1:49:35 PM
top-visionary-truth$25.004/1/2011 10:54:50 AM
gjm6d$25.004/1/2011 4:35:26 PM
bold-shrewd-market$25.004/1/2011 5:23:10 PM
EYEWILLPAYUBACK$50.004/1/2011 5:27:00 PM
Artist_Blue$25.004/1/2011 9:29:44 AM
compassion-lotus5$50.004/1/2011 9:47:00 AM
BaxterEvil$25.004/1/2011 9:47:59 AM
upbeat-finance8$50.004/1/2011 6:53:46 PM
PRGuyinVA$25.004/1/2011 7:03:31 PM
compassionate-dime0$50.004/1/2011 10:07:53 AM
credit-scout7$50.004/1/2011 5:24:57 PM
life-is-great$25.004/1/2011 5:27:09 PM
Cluvnupe06$25.004/2/2011 2:07:28 AM
Goodlender42$25.004/2/2011 3:32:31 AM
Stavros$25.004/2/2011 3:38:59 AM
Aaron_Oz$25.004/1/2011 9:48:54 PM
powerful-finance7$25.004/2/2011 3:50:55 AM
helpinghand63$25.004/1/2011 9:50:02 PM
LongTail$35.004/1/2011 12:58:34 PM
palace2$50.004/2/2011 4:43:07 AM
intrepid-loot$75.004/2/2011 5:33:34 AM
Ripsaw4U$50.004/2/2011 2:41:29 AM
ams294$50.004/2/2011 7:03:03 AM
seanambrose$25.004/1/2011 2:32:53 PM
irrelevant$25.004/2/2011 7:13:45 AM
Jane3721$75.004/2/2011 8:39:31 AM
BoughtTheFarm$25.004/2/2011 4:13:45 AM
JCMC$25.004/2/2011 9:46:31 AM
nalaari$25.004/2/2011 4:37:53 AM
gilbrear$25.004/2/2011 5:19:42 AM
TheoProf$50.004/2/2011 7:02:23 AM
don8ter$25.004/1/2011 5:28:53 PM
primed$25.004/2/2011 8:23:48 AM
BuzzyBee336$35.004/2/2011 8:41:11 AM
atm1216$25.004/2/2011 12:57:29 PM
jwood3030$25.004/2/2011 12:57:56 PM
peace-habanero$25.004/2/2011 12:58:25 PM
Hexnut$25.004/2/2011 1:00:28 PM
esquire76$50.004/2/2011 1:01:25 PM
justice-cub5$100.004/2/2011 10:40:42 AM
mrpowers5531$50.004/2/2011 12:34:08 PM
Zuzu$25.004/2/2011 1:36:45 AM
tough-peso2$25.004/2/2011 12:54:52 PM
inqbus$25.004/2/2011 12:58:44 PM
Davidson2$25.004/2/2011 1:02:32 PM
jescowa$50.004/2/2011 1:05:04 PM
Fortuno_per_commodo$25.004/2/2011 6:31:38 AM
poetic-economy$150.004/2/2011 7:37:18 AM
Torero06$30.004/2/2011 9:49:22 AM
order-elevator7$31.324/2/2011 9:58:27 AM
Chervianne$50.004/2/2011 12:54:34 PM
loan-master996$25.004/2/2011 12:55:28 PM
andlifegoeson$50.004/2/2011 12:57:37 PM
jjb3$25.004/2/2011 12:59:53 PM
BeachWalkz$25.004/2/2011 1:01:14 PM
The_Swafford_Group$25.004/2/2011 1:01:35 PM
knowledgeable-note6$25.004/2/2011 1:01:37 PM
mac415$25.004/2/2011 1:03:23 PM
cocopuffs$25.004/2/2011 1:04:17 PM
the-profit-oracle$25.004/2/2011 1:07:57 PM
226 Investments
 
Borrower Payment Dependent Notes Series 498787
This series of Notes was issued and sold upon the funding of the borrower loan #48447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,600.40 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Apr-03-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $362.25
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1991 Debt/Income ratio: 26%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:18y 1m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,101Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: chemmstr1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
jewery business expansion
Purpose of loan:
This loan will be used to expand my jewelry repair trade shop

My financial situation:
I am a good candidate for this loan because my business profits will cover the loan payment

Monthly net income: $4600
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $120
Utilities: $
Phone, cable, internet: $ 76
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: mortgage balance 254,000 and value 0f 303,000 from zillow (Mar-20-2011)
Q: I am interested in funding your loan request. You listed you are a professor by occupation. So can you please provide is the business you are seeking loan for is a kind of freelancing? How much time you will be able to devote for your business? - Reddy_Capital
A: The business is a full service jewelry trade shop offering repairs to jewelers in our area. We offer the usual services and also have a laser which allows us to do specialized repairs. I have 2 jewelers working with me and I am there at least 30 hours a week, one of the jewelers is full time and the other is there about 50%. I am using this loan to buy equipment for expansion and alteration of our facilities. (Mar-20-2011)
Q: How many years have you been in business? - capital-motion0
A: I started in june of 99 so about 2 years. (Mar-31-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/20/2011 12:02:55 PM
enthralling-deal180$50.003/20/2011 12:05:28 PM
thankful-nickel2$50.003/20/2011 4:09:47 PM
loyalty-sherpa$25.003/20/2011 12:04:48 PM
Azonic21$25.003/20/2011 12:05:41 PM
deepclear$100.003/21/2011 9:15:12 AM
reflective-rupee$100.333/21/2011 11:21:53 AM
zippy-revenue8$50.003/21/2011 1:09:46 PM
Reddy_Capital$25.003/22/2011 12:00:54 AM
Havana21$25.003/22/2011 8:11:45 AM
Weaverville$50.003/22/2011 8:30:38 AM
Peterman$25.003/23/2011 12:02:33 PM
efficient-treasure0$25.003/24/2011 7:15:59 AM
GMPK_TLAS$50.003/25/2011 5:19:00 PM
radforj22$25.003/25/2011 5:16:50 PM
Alittleluck$50.003/25/2011 8:39:14 PM
money-bauble$100.003/27/2011 11:19:24 AM
a-unflappable-finance$100.003/28/2011 9:20:57 AM
Rick21$50.003/28/2011 9:33:25 PM
transparency-grasshopper$50.003/29/2011 5:30:18 PM
rpg$25.003/29/2011 6:56:55 PM
SecondChanceLendingSERV$25.003/29/2011 11:07:49 PM
wbahl$25.003/30/2011 1:14:09 PM
money-surge1$50.003/30/2011 2:31:53 PM
DreDub$50.003/30/2011 12:20:48 PM
Pasagam$30.283/31/2011 4:18:11 AM
w3alter$100.003/31/2011 9:44:57 AM
Clambake$50.003/31/2011 5:14:49 PM
mizon291$50.003/31/2011 11:48:39 PM
otto1939$50.003/31/2011 4:23:00 PM
lovelongandprosper$50.004/1/2011 9:45:19 AM
realtormoises$25.004/1/2011 10:06:53 AM
Artist_Blue$25.004/1/2011 9:29:54 AM
sanfordproud$50.004/1/2011 9:49:25 AM
melodious-fairness$100.004/1/2011 10:13:39 AM
astute-benjamins$25.004/1/2011 11:47:11 AM
agalt$75.004/1/2011 12:09:25 PM
seabassx$25.004/1/2011 6:52:28 AM
wampum-chorus3$33.784/1/2011 5:22:27 PM
rgrtanker$25.004/1/2011 5:24:38 PM
reflective-cash0$50.004/1/2011 5:27:14 PM
compassionate-dime0$50.004/1/2011 5:27:22 PM
grf1945$50.004/1/2011 1:53:54 PM
PRGuyinVA$25.004/1/2011 7:03:35 PM
nickel-ferret$100.004/1/2011 9:54:27 AM
mtquan$25.004/1/2011 9:56:55 AM
indianoven$25.004/1/2011 10:41:29 AM
p40thawk$25.004/1/2011 7:48:17 PM
meenan$50.004/2/2011 3:26:36 AM
LongTail$35.004/1/2011 1:05:54 PM
Fortuno_per_commodo$100.004/2/2011 6:32:34 AM
seanambrose$25.004/1/2011 2:32:56 PM
BaxterEvil$25.004/1/2011 5:23:45 PM
leodaguy$50.004/1/2011 5:25:15 PM
tsui517$50.004/2/2011 9:40:36 AM
lender2611$50.004/2/2011 12:55:02 PM
hard-working-loot$50.004/2/2011 12:08:01 PM
lostontheedge$25.004/2/2011 1:13:02 PM
lounges$50.004/2/2011 1:22:16 PM
ericd523$25.004/2/2011 1:29:26 PM
Chauncey_Gardener$50.004/2/2011 1:37:37 PM
trade-elm$28.004/2/2011 2:40:16 PM
brightest-benjamins-tomahawk$50.004/2/2011 3:38:36 PM
boogienation$50.004/2/2011 1:24:02 PM
bmbanzai$25.004/2/2011 6:48:29 PM
jazz619$25.004/2/2011 1:43:33 PM
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scredneck$50.004/3/2011 6:12:32 AM
treasure-hunter270$25.004/2/2011 10:21:56 AM
AFairDeal$75.004/3/2011 7:52:35 AM
anton$3,300.004/2/2011 10:31:58 PM
Ripsaw4U$50.004/2/2011 12:49:41 PM
life-is-great$25.004/2/2011 12:59:13 PM
Cbgator$50.004/2/2011 1:00:39 PM
DasMula$107.004/3/2011 11:50:57 AM
FmrEngr2Phd$25.004/2/2011 5:07:42 PM
dobied$50.004/2/2011 6:08:45 PM
kind-value-pouch$50.004/2/2011 6:28:04 PM
integrity-cowbell$30.004/2/2011 6:56:28 PM
ElbowToast$50.004/2/2011 7:32:29 PM
momentous-coin$72.044/2/2011 10:40:02 PM
duty-starfish8$50.004/3/2011 7:27:39 AM
BxRealtor$25.003/20/2011 12:05:08 PM
competent-p2p$45.003/20/2011 5:54:08 PM
Bank_Of_XL$50.003/21/2011 6:22:01 AM
Dutchhunter$50.003/21/2011 8:52:09 AM
transformer855$25.003/20/2011 9:09:37 PM
organized-payment6$50.003/20/2011 12:01:52 PM
simplelender80$100.003/20/2011 12:02:19 PM
JustMee$25.003/21/2011 1:36:41 AM
hostbank$100.003/20/2011 12:04:16 PM
zippy-interest$25.003/22/2011 7:14:46 PM
RedCentre$26.693/23/2011 1:53:11 AM
indomitable-coin$25.003/24/2011 7:42:50 PM
kind-adventurous-finance$75.003/25/2011 4:24:57 PM
p2ploan-sensation211$50.003/26/2011 3:29:51 PM
HamachiMan$50.003/26/2011 4:31:07 PM
power-companion7$100.003/26/2011 4:38:29 PM
C_Mark$50.003/26/2011 6:21:11 PM
helgeboy$50.003/26/2011 6:19:36 PM
loot-heart$25.003/28/2011 11:04:17 AM
power-mad-scientist$25.003/29/2011 1:44:19 PM
WilliamLeeSims$25.003/29/2011 5:00:00 PM
cashasaurus0$100.003/30/2011 2:17:42 PM
fishintime$50.003/30/2011 7:07:48 PM
dinero-wildebeest$50.003/30/2011 10:28:18 PM
Zolton$100.003/31/2011 6:48:28 AM
HolJenks$25.003/31/2011 6:58:52 AM
forthright-dedication$50.003/31/2011 5:20:19 PM
a-income-rocket$75.003/31/2011 7:20:32 PM
colorfulgardener$25.004/1/2011 5:44:47 AM
Quiddity$50.004/1/2011 3:37:40 AM
dinero-speaker$25.004/1/2011 6:23:38 AM
benjamins-utopia$100.004/1/2011 9:41:18 AM
dpdn57$25.004/1/2011 8:34:58 AM
bold-durability-drum$50.003/31/2011 5:15:05 PM
SelectTrustLending$25.004/1/2011 10:19:26 AM
black_adder2003$50.004/1/2011 11:17:55 AM
compassion-lotus5$50.004/1/2011 5:23:30 PM
reasonable-durability1$25.004/1/2011 5:26:51 PM
MTGuy$30.004/1/2011 6:26:52 PM
6moonbeams$50.004/1/2011 9:50:03 AM
fightinjoe$50.004/1/2011 10:21:29 AM
velocity-solo$25.004/2/2011 2:16:24 AM
cash-cymbal$84.604/1/2011 9:00:50 PM
wwwUniversal$25.004/2/2011 4:25:22 AM
ijspence$25.004/2/2011 7:00:27 AM
Chewbaca$25.004/1/2011 2:22:48 PM
Goodlender42$25.004/2/2011 3:32:38 AM
don8ter$25.004/2/2011 4:07:43 AM
RedCentre$200.004/2/2011 10:23:36 AM
Jaywatl$47.684/2/2011 7:17:52 AM
GElender$50.004/2/2011 12:48:17 PM
VikingInvestments$25.004/1/2011 7:12:33 PM
powerful-finance7$25.004/2/2011 1:14:39 PM
TheoProf$50.004/2/2011 1:17:49 PM
bold-shrewd-market$25.004/2/2011 12:54:25 PM
DaMoneyTree$25.004/2/2011 2:12:34 PM
VAMUSIC$50.004/2/2011 3:37:09 AM
dodibugg0881$50.004/2/2011 1:24:12 PM
marlau$25.004/2/2011 9:23:00 PM
Buddy07$50.004/2/2011 10:08:25 PM
festeringsnot$25.004/2/2011 9:53:08 AM
souperrich$25.004/2/2011 5:34:11 PM
brutusbone$25.004/2/2011 5:37:31 PM
youthful-greenback3$25.004/2/2011 6:18:10 PM
dckpolo$25.004/3/2011 8:52:33 AM
bball_bandit$50.004/3/2011 9:45:02 AM
Cai8899$30.004/2/2011 11:48:43 PM
busyguy07$25.004/2/2011 1:07:59 PM
irrelevant$25.004/2/2011 1:17:51 PM
MadHun$100.004/2/2011 1:21:25 PM
brightest-luminous-cash9$25.004/2/2011 3:17:25 PM
income-sage9$25.004/3/2011 1:12:56 AM
Financer$50.004/3/2011 9:03:31 AM
upbeat-investment9$100.004/3/2011 10:00:22 AM
worthy-bid8$100.004/3/2011 10:27:39 AM
skywise$50.004/3/2011 10:35:08 AM
158 Investments
 
Borrower Payment Dependent Notes Series 498885
This series of Notes was issued and sold upon the funding of the borrower loan #48495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-22-2011 
Term: 60 months Listing End date:  Apr-05-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1994 Debt/Income ratio: 9%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 8 Occupation: Biologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,009Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: hard-working-leverage4 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase Existing Baskin Robbins
I'm in contract to purchase an existing Baskin Robbins in the Westwood area near UCLA in Los Angeles,CA.Seeking $15,000 towards down payment.Selling price-$90k-Seller financing $50k/48 mo/6%.

BR is a part of the Dunkin Brands that owns Dunkin Donuts.World's largest ice cream franchise.62 yrs,6,000 outlets,35 countries.Serving 3.7 million people a week.Sales include ice cream,cones,cakes,sundaes& shakes.

The culinary team is led by award-winning chef Stan Frankenthaler,author of The NY Times best-seller,The Occidental Tourist.He oversees new flavor development.Once 31 flavors for each day of the month,now over 1,000.

BR offers fundraisers,rewards for children?s academic achievement,attendance&reading.Pint for Pint for blood donations&31 cent scoop night for Fallen Firefighters.

Famous former BR scoopers are President Obama,Julia Roberts,Rosie O?Donnell,chef Bobby Flay,actress Chandra Wilson,actors Eric Dane&Randy Quaid,Leeza Gibbons&NY Yankees pitcher Phil Hughes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I see your location is outside of California. How will the business be managed? What role will you play as the owner? - responsibilityenstein3
A: Thanks for your time .I am relocating to California&will be a full time owner/operator.I have already secured my new residence with family members&arranged movers. I am continuing to hold full time employment in Chicago during the due diligence/escrow phase.Before we go to closing, I will complete a 4 week/40hr/week session in Burbank, Ca.starting May 23rd and undergo extensive financial,store, and employee management training&work in a store to learn ice cream cake preparation&customer service. (Mar-26-2011)
Q: I see that you will be a full-time onwer/operator. What is the expected Net Income from the BR store? How much is your monthly Rent & CAM (show separately)? Monthly food & paper expense as a % of Gross? Monthly labor expense as a % of Gross? - dignified-euro8
A: Thanks for your interest. Below is general financial information for the business. Monthly Gross income-$14,000 Monthly Net income for the store is $2,900-$5,000 Monthly salaries for the store -$2,500-$3,500(1-2% Gross) Monthly Rent and CAM-$3,300 Monthly Cost of goods and services-$4,600 (32%0f Gross) Thanks (Apr-05-2011)
Q: Any general financial information you can give about the store? Gross revenue? Have sales increased Y/Y for the past couple of years? Thanks. - wise-asset-cupcake
A: Thanks for your interest. Seller took over store in an emergency because owner passed. Sales are increasing as he is securing catering contracts. Gross sales-$175k-$220k,Cost of Goods/ Services-$53k-$57k,Gross profits-$120k-$160k,Net Profit-$35k-$60k,Advertising, Royalties, Insurance-$6,500,Credit card merchant, bank charges, professional fees, licenses/permits-$2,300,Salaries-$30k,Rent, Repair, maintenance, equipment rental-$40k,State / County taxes-$1,800,Utilities, music/ cable-$1,700 (Apr-05-2011)
Q: Do you have any experience running a business or working in the food industry? - friendly-moola0
A: Business Skills-I'm a licensed real estate broker/property manager who worked as an independent.I'm also a licensed nail technician who has managed a salon.Food industry experience-I used to work as a cook/cashier in my grandmothers neighborhood store that sells food/beverages.I take pride in my organization&marketing skills to increase sales in a slow economy.Being a franchise the initial 1 month&ongoing training increasing success.I'm also purchasing an existing location with customers/income (Apr-05-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/22/2011 5:12:49 PM
patriot897$25.003/22/2011 5:13:06 PM
hostbank$100.003/22/2011 5:13:24 PM
axl163$25.003/22/2011 5:17:30 PM
Tech-Entrepreneur$25.003/22/2011 5:12:40 PM
vtrentster$25.003/23/2011 5:59:40 AM
balance-force$50.003/22/2011 10:33:01 PM
caring-hope2$50.003/22/2011 6:30:29 PM
thankful-nickel2$50.003/23/2011 4:41:35 PM
fairmaiden$25.003/23/2011 7:53:51 AM
Bank_Of_XL$25.003/23/2011 1:07:02 PM
Peterman$25.003/23/2011 6:00:25 PM
efficient-treasure0$25.003/24/2011 3:02:44 PM
Havana21$25.003/25/2011 12:42:46 AM
Tradesmanlender$100.003/25/2011 5:26:14 PM
nad139$25.003/26/2011 8:13:36 AM
irishalaskan$25.003/26/2011 5:22:02 PM
cashasaurus0$200.003/27/2011 6:07:36 AM
what_goes_around$100.003/29/2011 12:41:14 PM
transparency-grasshopper$50.003/29/2011 5:30:39 PM
C_Mark$50.003/30/2011 2:38:07 AM
indianoven$25.003/30/2011 6:05:35 PM
dinero-wildebeest$50.003/30/2011 10:28:38 PM
w3alter$100.003/31/2011 9:45:29 AM
Barky52$25.003/30/2011 5:51:25 PM
a-finance-nirvana$25.003/31/2011 2:28:17 AM
chibear34$25.003/31/2011 1:30:52 PM
goldsun$25.003/31/2011 6:03:38 PM
GMPK_TLAS$50.004/1/2011 9:56:24 AM
mamayama$100.004/1/2011 8:37:14 AM
kind-adventurous-finance$75.004/1/2011 10:00:16 AM
Rogesparkguy$25.004/1/2011 10:46:57 AM
black_adder2003$50.004/1/2011 5:33:20 PM
fishintime$50.004/1/2011 5:27:39 PM
blue-relay$25.004/1/2011 12:42:31 PM
payout-magician$50.004/2/2011 7:48:48 AM
HamachiMan$50.004/1/2011 5:25:05 PM
WilliamLeeSims$75.294/2/2011 12:50:13 PM
p40thawk$25.004/1/2011 7:48:48 PM
DaMoneyTree$25.004/2/2011 2:12:55 PM
Phantom$25.004/2/2011 5:22:12 PM
AM2171$25.004/3/2011 5:49:35 AM
worthy-bid8$100.004/3/2011 10:28:06 AM
joshredneck$65.004/2/2011 1:00:13 PM
commerce-web5$25.004/3/2011 2:34:35 PM
rorser12$50.004/3/2011 2:50:00 PM
nanda$50.004/3/2011 8:59:57 PM
Cai8899$30.004/2/2011 11:49:16 PM
mizon291$25.004/4/2011 11:06:42 AM
tsui517$50.004/4/2011 11:16:05 AM
wbahl$25.004/4/2011 10:20:20 AM
helpishere777$50.004/4/2011 11:27:13 AM
Serge2005$25.004/3/2011 5:57:24 PM
Quiddity$50.004/4/2011 11:09:47 AM
joyful-treasure2$25.004/4/2011 12:57:29 PM
velocity-solo$25.004/4/2011 5:10:14 PM
GiftViftdotcom$25.004/4/2011 3:17:42 PM
capital-web7$50.004/4/2011 5:17:27 PM
ciscoparrot$25.004/4/2011 5:21:46 PM
cathexis$25.004/4/2011 4:27:47 PM
Engineer44$25.004/4/2011 5:34:09 PM
Clambake$50.004/4/2011 5:39:34 PM
ijspence$25.004/4/2011 11:14:59 AM
zenchef$50.004/4/2011 6:00:14 PM
worldly-community3$50.004/4/2011 11:25:00 AM
BlindJoeDeath$50.004/4/2011 11:25:10 AM
bigphish$50.004/4/2011 5:18:57 PM
williemc44$25.004/4/2011 5:20:34 PM
nest235$25.004/4/2011 7:47:09 PM
bonus-poplar2$25.664/4/2011 7:54:42 PM
objective-investor$150.004/4/2011 11:33:59 AM
bill-appraiser7$50.004/4/2011 5:35:26 PM
TSC$50.004/4/2011 5:36:31 PM
dodibugg0881$50.004/4/2011 5:40:16 PM
odp01$100.004/4/2011 9:29:42 PM
marlau$25.004/4/2011 5:41:03 PM
kind-genuine-dough$50.004/4/2011 9:44:13 PM
calkidd05$26.004/4/2011 10:16:15 PM
adir1$25.004/4/2011 10:45:47 PM
brightest-fascinating-principal$25.004/4/2011 11:45:06 PM
wealth-renaissance5$25.004/5/2011 12:01:54 AM
jojnax$25.004/5/2011 12:24:06 AM
B1-Lancer$50.004/4/2011 6:27:38 PM
little_brother1$25.724/4/2011 1:28:57 PM
vigilance-revolutionary$50.004/4/2011 2:02:25 PM
meenan$37.424/5/2011 2:09:50 AM
razor783$25.004/4/2011 2:38:35 PM
important-ore$200.004/4/2011 8:42:08 PM
Glowworm11$26.154/4/2011 10:35:48 PM
oaktown23$50.004/4/2011 11:42:38 PM
Jcardone33$25.004/5/2011 5:09:45 AM
intrepid-loot$100.004/5/2011 1:04:26 AM
buddy486$25.004/5/2011 5:29:14 AM
rulender$50.004/5/2011 7:52:46 AM
nalaari$25.004/5/2011 2:35:33 AM
MadHun$100.004/5/2011 2:49:49 AM
Crisscross$25.004/5/2011 8:32:21 AM
silver-armada$50.004/5/2011 4:38:15 AM
top-epic-community$50.004/5/2011 8:53:30 AM
Ripsaw4U$50.004/5/2011 8:55:54 AM
leodaguy$50.004/5/2011 8:59:19 AM
power-companion7$100.004/4/2011 5:23:21 PM
value-den$50.004/5/2011 9:09:45 AM
epic-interest0$25.004/4/2011 5:59:11 PM
cablenews$50.004/5/2011 8:43:10 AM
generous-deal6$50.004/4/2011 6:37:44 PM
chemistry220$50.004/4/2011 7:32:27 PM
CityBank$75.004/4/2011 7:36:35 PM
mgking007$25.004/4/2011 8:21:21 PM
KileNSmyth4$45.004/5/2011 12:29:44 PM
cloud8$200.004/4/2011 9:41:14 PM
dime-vista2$25.004/4/2011 10:02:49 PM
elevated-investment$25.004/4/2011 10:42:12 PM
harperpotok$25.004/5/2011 1:39:49 PM
green-moola-platoon$50.004/5/2011 1:39:57 PM
CASHGIRL$25.004/5/2011 1:40:07 PM
tlam168$25.004/5/2011 1:40:10 PM
sentimental-worth443$50.004/4/2011 11:19:12 PM
peace-maximizer8$25.004/5/2011 1:41:08 PM
crazycool$100.004/5/2011 1:41:29 PM
pnace$35.004/5/2011 1:41:46 PM
durability-balance4$50.004/5/2011 1:42:11 PM
Bank42$28.314/5/2011 1:42:34 PM
bullwink27$25.004/5/2011 1:42:42 PM
bountiful-durability$100.004/5/2011 1:42:46 PM
generator596$46.744/4/2011 11:48:00 PM
jigsaw$50.004/5/2011 1:44:21 PM
sjlender$50.004/5/2011 1:44:36 PM
wrchism$50.004/5/2011 1:44:55 PM
360Winner$50.004/5/2011 1:45:47 PM
alpinaut$25.004/5/2011 1:28:16 AM
fund-lightning$200.004/5/2011 11:00:20 AM
Woodworker57$25.004/5/2011 1:38:25 PM
firstandten$27.684/5/2011 1:39:39 PM
kchen486$100.004/5/2011 1:39:53 PM
PThor$25.004/5/2011 1:40:12 PM
Ocean713$50.004/5/2011 1:40:16 PM
Bigg_Lender$25.004/5/2011 1:40:38 PM
benjamin67$25.004/5/2011 1:41:23 PM
honorable-yield$25.004/5/2011 1:42:07 PM
fcukciti$50.004/5/2011 1:42:40 PM
superb-funds335$25.004/5/2011 1:42:51 PM
thrilling-nickel5$25.004/5/2011 5:06:02 AM
dinero-festivity2$26.074/5/2011 1:44:08 PM
1800porsche$25.004/5/2011 1:44:23 PM
revenue-achievement$25.004/5/2011 1:44:54 PM
WalnutCreekguy$50.004/5/2011 1:45:13 PM
enterprising-cash0$25.004/5/2011 8:55:25 AM
ttnk62918$25.004/5/2011 8:58:37 AM
icchok$100.004/5/2011 9:29:01 AM
generosity-giraffe0$50.004/5/2011 9:48:05 AM
nycmichael$100.004/5/2011 11:14:50 AM
HolJenks$25.004/5/2011 1:20:08 PM
shur$25.004/5/2011 1:39:51 PM
platinum-platoon$25.004/5/2011 1:40:10 PM
balance-booster8$50.004/5/2011 1:42:13 PM
balance-whistle7$25.004/5/2011 1:42:19 PM
michael573114$50.004/5/2011 1:42:31 PM
wise-balanced-moola$25.004/5/2011 1:43:55 PM
studious-bonus7$100.004/5/2011 1:44:14 PM
1phantom$25.004/5/2011 1:44:58 PM
BxRealtor$25.003/22/2011 5:13:46 PM
JJ9876$25.003/22/2011 5:12:53 PM
AFairDeal$100.003/22/2011 5:13:33 PM
loyalty-sherpa$25.003/22/2011 5:13:38 PM
scrappy-bonus2$25.003/22/2011 5:06:22 PM
enthralling-deal180$50.003/22/2011 5:14:03 PM
SCD$25.003/23/2011 3:57:17 AM
reflective-rupee$25.333/22/2011 5:27:15 PM
aggielender$50.003/22/2011 8:02:38 PM
JustMee$25.003/23/2011 1:05:25 AM
RedCentre$300.303/23/2011 5:57:50 AM
P2P4me$100.003/23/2011 6:49:05 AM
indomitable-coin$25.003/24/2011 7:43:11 PM
availableloan$25.003/24/2011 8:39:36 PM
zippy-interest$25.003/25/2011 7:03:35 AM
interest-exec9$25.003/25/2011 10:56:13 AM
Alittleluck$50.003/25/2011 8:34:17 PM
blissful-exchange4$40.003/25/2011 12:34:43 PM
income-encore1$25.003/26/2011 9:31:11 AM
Tulalue$50.003/27/2011 5:44:13 AM
Weaverville$25.003/26/2011 4:05:55 PM
helgeboy$50.003/26/2011 6:20:07 PM
lendlubber$50.003/27/2011 12:59:08 PM
loot-heart$25.003/28/2011 11:04:58 AM
Rick21$50.003/28/2011 9:34:00 PM
dafkah$239.383/29/2011 9:02:33 AM
KichigaiSensei$26.843/29/2011 10:20:05 AM
irishalaskan$25.003/29/2011 3:29:13 PM
radforj22$25.003/29/2011 3:23:16 AM
Zolton$100.003/31/2011 6:48:55 AM
sanfordproud$50.003/31/2011 5:15:42 PM
money-surge1$50.003/31/2011 5:17:15 PM
NJournalist$25.003/31/2011 2:24:31 AM
worth-excellence4$25.003/31/2011 11:59:01 AM
Artist_Blue$25.004/1/2011 9:30:47 AM
dinero-speaker$25.004/1/2011 6:24:05 AM
SelectTrustLending$25.004/1/2011 10:20:05 AM
power-mad-scientist$25.004/1/2011 9:48:25 AM
astute-benjamins$25.004/1/2011 11:54:00 AM
grf1945$50.004/1/2011 1:54:22 PM
octoberfresh$26.504/1/2011 9:44:02 AM
a-unflappable-finance$100.004/2/2011 2:20:11 AM
wwwUniversal$25.004/2/2011 12:49:04 PM
PRGuyinVA$25.004/2/2011 1:03:15 PM
vigilance-spinner3$25.004/2/2011 1:20:25 PM
versatile-platinum4$25.004/2/2011 2:27:53 PM
JonyWinter$50.004/2/2011 2:53:28 PM
Asparagirl$25.004/2/2011 6:00:13 PM
Chauncey_Gardener$50.004/2/2011 1:38:00 PM
pumped130$25.004/3/2011 5:50:30 AM
chekat$25.004/3/2011 12:33:08 PM
Mariner3605$25.004/3/2011 5:58:51 PM
Independenttools$25.004/3/2011 9:32:11 PM
bikermouse$50.004/4/2011 9:03:08 AM
gardenglow$25.004/2/2011 6:11:47 PM
integrity-cowbell$30.004/2/2011 6:50:28 PM
fightinjoe$50.004/4/2011 11:07:06 AM
practice44$50.004/4/2011 11:45:34 AM
wise-repayment-kayak$25.004/4/2011 10:56:54 AM
dpdn57$25.004/4/2011 11:06:53 AM
peripatetic$25.004/4/2011 11:30:29 AM
burgeoning-silver$25.004/4/2011 11:46:34 AM
Helping-One-Another$33.414/4/2011 9:28:00 AM
Rico47$50.004/4/2011 9:42:41 AM
rogue_monster$50.004/4/2011 5:17:50 PM
Realty24$32.874/4/2011 5:27:30 PM
Tighternbarkonatree$64.294/4/2011 11:03:50 AM
forthright-dedication$50.004/4/2011 5:39:50 PM
seanambrose$25.004/4/2011 11:07:39 AM
bold-durability-drum$50.004/4/2011 5:42:14 PM
don8ter$25.004/4/2011 5:42:33 PM
junctionking$26.184/4/2011 6:04:38 PM
nickel-ferret$100.004/4/2011 5:01:39 PM
DasMula$27.004/4/2011 5:11:22 PM
ORteacher$50.004/4/2011 7:04:57 PM
paramjit$50.004/4/2011 7:37:49 PM
NYBIZ$50.004/4/2011 8:35:33 PM
nilonc1$25.004/4/2011 5:38:57 PM
aldeed$100.004/4/2011 8:57:48 PM
dexstjames$50.004/4/2011 5:40:21 PM
brightest-dynamic-peace$25.004/4/2011 11:47:18 AM
blue-lucrative-rate$100.004/4/2011 5:40:44 PM
rockerZ71$30.004/4/2011 11:23:29 PM
merlin981$25.934/5/2011 1:44:36 AM
exchange-jedi$25.004/4/2011 2:10:43 PM
power-bluebird2$250.004/4/2011 7:32:25 PM
regahj99$25.004/4/2011 7:37:38 PM
StrongMonty$55.004/4/2011 7:39:53 PM
lostontheedge$25.004/5/2011 1:57:36 AM
P2P4me$200.004/5/2011 1:57:52 AM
trapperdc$119.154/4/2011 7:43:43 PM
Goodlender42$25.004/5/2011 2:09:58 AM
investment-comet$25.004/4/2011 9:00:04 PM
Rusty3$25.004/4/2011 10:25:01 PM
CBO-Enterprise$50.004/4/2011 4:07:33 PM
rmachi$25.004/5/2011 1:29:03 AM
martymaniaman$31.884/5/2011 5:47:45 AM
CornerKetch$25.004/5/2011 1:45:03 AM
interstellar$51.004/5/2011 1:47:15 AM
FG9YTR$25.004/5/2011 7:02:49 AM
heerzaquestion$25.004/5/2011 5:07:15 AM
Adaboy$25.004/5/2011 8:40:35 AM
edsmoney$100.004/5/2011 5:52:51 AM
globalsocialcom$25.004/4/2011 5:25:53 PM
bold-durability-drum$50.004/4/2011 5:39:36 PM
slico$50.004/5/2011 8:32:13 AM
melodious-fairness$89.594/4/2011 5:40:06 PM
joyous-revenue4$25.004/4/2011 5:41:19 PM
xrycac$25.004/4/2011 5:49:34 PM
reward-planetarium$25.004/5/2011 8:43:51 AM
bobby5832708$50.004/5/2011 8:53:41 AM
income-awakening6$25.004/4/2011 7:34:24 PM
panegryst$50.004/4/2011 8:12:43 PM
jm88162$50.004/4/2011 8:18:24 PM
Aimvest$25.004/4/2011 8:32:34 PM
MGCFINANCIALSERVICES$25.004/5/2011 9:10:28 AM
wise-transaction-grizzly$25.004/5/2011 9:33:27 AM
mad-scientist0$25.004/5/2011 9:35:19 AM
LoisLoan$25.004/5/2011 1:39:42 PM
power-collider$50.004/5/2011 1:39:55 PM
neighborly-bid$50.004/5/2011 1:40:08 PM
be_wise$25.004/5/2011 1:40:41 PM
feedpaulyfaster$25.004/5/2011 1:40:50 PM
credit-kahuna$50.004/4/2011 11:21:18 PM
integrity-saver$100.004/5/2011 1:41:26 PM
GElender$50.004/5/2011 1:41:43 PM
harty$50.004/5/2011 1:42:00 PM
Munnie$25.004/5/2011 1:42:27 PM
money-explorer3$25.004/5/2011 1:42:37 PM
durability-mad-scientist4$50.004/5/2011 1:42:44 PM
LenderByDay$25.004/5/2011 1:42:57 PM
benjo$50.004/5/2011 1:43:09 PM
peso-mate$50.004/5/2011 1:44:39 PM
payout-banker4$25.004/5/2011 1:44:49 PM
jjb3$25.004/5/2011 1:57:13 AM
Attract$25.004/5/2011 11:52:37 AM
tszbgae$100.004/5/2011 1:39:48 PM
Heather11$25.004/5/2011 3:49:34 AM
oreyedoc$50.004/5/2011 1:40:14 PM
compwhiz$25.004/5/2011 1:40:19 PM
wizbiz717$50.004/5/2011 1:40:36 PM
genius520$100.004/5/2011 1:41:31 PM
Goat$25.004/5/2011 1:41:56 PM
gravbox$25.004/5/2011 1:42:49 PM
IIP77$25.004/5/2011 5:14:54 AM
jonn834$25.004/5/2011 1:43:48 PM
investment-tempo$50.004/5/2011 1:44:04 PM
benjamins-utopia$50.004/5/2011 1:44:17 PM
thebigrig$100.004/5/2011 1:44:41 PM
ClearLake$25.004/5/2011 1:44:53 PM
green-benefit-enclave$25.004/5/2011 1:45:19 PM
MarinLoans$25.004/5/2011 1:45:44 PM
OrcaFIN$50.004/5/2011 8:17:39 AM
thunderkiss$25.004/5/2011 8:43:45 AM
cptproton$50.004/5/2011 8:55:28 AM
visionary-community$25.004/5/2011 9:33:59 AM
wakti$50.004/5/2011 10:02:35 AM
ctgscott$25.004/5/2011 10:32:54 AM
brightest-supreme-dollar$50.004/5/2011 1:39:45 PM
hopeful-asset9$25.004/5/2011 1:40:04 PM
Cheburashka$25.004/5/2011 1:40:31 PM
divedude$25.004/5/2011 1:41:18 PM
speedy2shoes$25.004/5/2011 1:41:54 PM
asdf9876$25.004/5/2011 1:42:22 PM
visionary-currency$50.004/5/2011 1:44:11 PM
326 Investments
 
Borrower Payment Dependent Notes Series 498901
This series of Notes was issued and sold upon the funding of the borrower loan #48424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1997 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,097Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: pure-basis3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Launch business
Purpose of loan:
This loan will be used to...
consolidate debts and website business startup
My financial situation:
I am a good candidate for this loan because...
I own my house outright valued at 250,000; I am responsible and hard-working; My credit score is 719.


Monthly net income: $1833
Monthly expenses: $800
Housing: $0
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $100
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.333/21/2011 5:35:29 PM
foothillender$25.003/22/2011 2:22:20 PM
patriot897$25.003/22/2011 11:44:56 PM
worldly-money4$200.003/23/2011 6:07:35 AM
benjamins-utopia$100.003/24/2011 11:49:53 AM
mercuriant$25.003/26/2011 4:54:06 AM
the-dollar-topper$100.003/26/2011 2:43:32 PM
velocity-motivator6$25.003/26/2011 5:23:16 PM
thelovebug$100.003/27/2011 9:18:09 PM
burrito6$25.003/29/2011 11:10:58 AM
Easystreet$25.003/29/2011 4:33:44 PM
Jack55304$125.003/29/2011 11:07:48 AM
sensible-fund$50.003/30/2011 9:35:00 AM
DreDub$50.003/30/2011 12:20:30 PM
forthright-dedication$50.003/31/2011 8:18:22 AM
fairhelper$25.003/31/2011 11:42:56 AM
genius520$100.004/1/2011 2:56:38 AM
KarlMarx$25.004/1/2011 3:38:57 AM
GElender$25.004/1/2011 6:43:09 AM
revenue-circuit1$25.004/1/2011 10:28:59 AM
seanambrose$25.004/1/2011 2:38:37 PM
wbahl$25.004/1/2011 5:22:15 PM
Gibbyland$100.004/1/2011 9:34:06 AM
intrepid-loot$25.004/1/2011 5:55:42 PM
enlighter$35.874/1/2011 4:22:20 PM
1willray$25.004/2/2011 1:30:06 AM
dominickf$50.004/1/2011 10:42:52 AM
diplomatic-wealth7$25.004/1/2011 11:42:50 AM
payout-bridge$75.004/1/2011 11:49:56 AM
Snoopylover$25.004/2/2011 2:25:58 AM
EBITDA$25.004/2/2011 2:29:12 AM
kulender$41.294/1/2011 5:18:35 PM
investment-habanero8$157.054/2/2011 4:40:47 AM
simplelender80$100.003/21/2011 5:02:48 PM
leodaguy$25.003/21/2011 5:05:35 PM
suave-dime6$25.003/23/2011 6:06:12 AM
bid-czar8$50.003/23/2011 3:11:44 AM
finance-prescription$50.003/24/2011 5:34:32 AM
ingenious-deal6$25.003/26/2011 10:47:42 AM
hitsman$50.003/26/2011 11:48:31 AM
handshake5$100.003/26/2011 4:53:19 PM
Myrick$25.003/27/2011 12:59:07 PM
social-heart$25.003/27/2011 6:34:17 PM
Drewkeeper$25.003/29/2011 2:55:06 AM
scamps$25.003/29/2011 7:30:05 PM
caprirolito$25.003/29/2011 8:27:47 PM
wwwUniversal$25.003/30/2011 2:35:51 AM
w3alter$100.003/30/2011 10:03:12 AM
Bomber$25.003/30/2011 4:31:25 AM
umfan123$25.003/31/2011 2:07:51 AM
Tylerh$100.003/30/2011 8:33:07 PM
seisen$25.123/31/2011 12:06:59 AM
wild-orange$50.003/31/2011 1:58:22 AM
scrappy-diversification7$2,000.004/1/2011 10:38:39 AM
tech310$50.004/1/2011 2:02:45 PM
gjm6d$25.004/1/2011 4:37:35 PM
upbeat-finance8$50.004/1/2011 6:23:51 PM
best-generosity-financier$25.004/1/2011 9:14:50 PM
EarlyRiser$115.344/2/2011 2:19:20 AM
appetizing-felicity0$25.004/1/2011 10:49:38 PM
supreme-hope$25.004/2/2011 2:10:04 AM
61 Investments
 
Borrower Payment Dependent Notes Series 498919
This series of Notes was issued and sold upon the funding of the borrower loan #48468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,669.13 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-21-2011 
Term: 60 months Listing End date:  Apr-04-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $371.95
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1997 Debt/Income ratio: 15%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:13y 7m
Amount delinquent: $0 Total credit lines: 32 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,355Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: preeminant-market Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
combine debt
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I never been late on a payment for anything , have complied to all debt terms
have a good stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exact-gold2$50.003/21/2011 5:02:25 PM
emo13$100.003/21/2011 5:03:57 PM
smilinsam$50.003/21/2011 5:07:32 PM
a-exponential-hope$25.003/21/2011 5:02:21 PM
logical-reward8$25.003/21/2011 5:03:07 PM
fantastic-openness$100.003/21/2011 5:03:50 PM
davisfl$100.003/21/2011 5:03:53 PM
currency-persimmon$100.003/21/2011 5:04:10 PM
Tech-Entrepreneur$25.003/21/2011 5:04:27 PM
calbertrand$25.003/21/2011 9:18:02 PM
sf-funder$50.003/21/2011 5:11:34 PM
Preteur$25.003/21/2011 5:14:06 PM
Dollars4Rent$50.003/22/2011 1:31:24 AM
blot44$25.003/21/2011 5:03:30 PM
Hanalei712$50.003/21/2011 5:03:41 PM
leeball$50.003/21/2011 5:06:57 PM
reflective-rupee$25.333/21/2011 5:24:12 PM
axl163$25.003/22/2011 9:38:10 AM
lloyd_s$25.003/22/2011 1:58:08 AM
MonopolyDred$25.003/22/2011 6:02:27 AM
Tradesmanlender$100.003/25/2011 9:38:08 AM
kind-adventurous-finance$100.003/25/2011 4:25:30 PM
wbahl$25.003/26/2011 4:30:14 PM
skuba$50.003/26/2011 1:15:24 PM
shamrocker$25.003/27/2011 10:22:45 AM
reinforced-marketplace3$300.003/27/2011 7:19:50 AM
indomitable-coin$25.003/28/2011 7:02:39 AM
Emgolda$25.003/28/2011 5:15:40 PM
Bodyboard$35.003/29/2011 10:59:14 AM
rpg$25.003/29/2011 7:04:54 PM
Mint_Man$50.003/30/2011 9:26:16 AM
Hogan55$50.003/30/2011 9:31:34 AM
panegryst$50.003/30/2011 9:32:01 AM
PThor$25.003/30/2011 1:16:42 PM
GodzillaLending$25.003/30/2011 2:40:02 PM
Bank42$100.003/30/2011 2:37:39 PM
forthright-dedication$50.003/31/2011 8:18:30 AM
valiant-liberty4$25.003/31/2011 9:43:54 AM
AceInTheHole$25.003/31/2011 10:08:48 AM
generous-at-heart$25.003/31/2011 1:25:14 PM
life-is-great$25.003/31/2011 2:02:35 PM
lanlie$37.683/31/2011 5:40:45 PM
jescowa$50.003/31/2011 12:10:02 PM
kulender$100.004/1/2011 9:32:25 AM
balance-voyager$50.004/1/2011 7:32:50 AM
antlr$50.003/31/2011 5:43:55 PM
payout-detective7$25.004/1/2011 11:21:21 AM
GoldenGo4$50.004/1/2011 6:28:22 AM
p40thawk$50.004/1/2011 7:38:59 PM
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rmachi$25.004/2/2011 12:46:39 PM
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radforj22$34.344/2/2011 12:51:30 PM
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Duchdad$25.004/2/2011 9:08:16 PM
acropiloterau2002$25.004/2/2011 8:23:41 AM
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marshallmanhattan$25.004/4/2011 9:29:38 AM
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loaninvesting$30.004/4/2011 10:01:52 AM
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Breakfast_Gypsy$25.004/4/2011 10:45:42 AM
ChicoBob$36.654/4/2011 10:47:11 AM
Goodlender42$25.004/4/2011 10:58:52 AM
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sfmf$25.004/4/2011 2:48:05 PM
adaboy65$850.004/4/2011 3:33:32 PM
zotzot$25.444/4/2011 3:55:49 PM
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meux99$25.003/21/2011 5:03:47 PM
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awwaww$45.013/22/2011 9:37:33 AM
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dollar-turtle$27.133/25/2011 7:05:14 PM
currency-persimmon$100.003/25/2011 3:13:22 PM
the-dollar-topper$100.003/26/2011 2:48:38 PM
haryassman$25.003/26/2011 6:02:25 PM
bds9646$26.003/26/2011 4:28:43 PM
bobby5832708$50.003/26/2011 3:13:14 PM
SchaeferJ$25.003/26/2011 7:58:58 PM
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eronyc$50.003/28/2011 5:13:19 PM
AmericanCredit$25.003/28/2011 6:53:16 AM
benjamins-utopia$100.003/28/2011 5:13:52 PM
WilliamLeeSims$25.003/29/2011 4:59:01 PM
Fonthill$100.003/29/2011 1:54:59 PM
Gibbyland$100.003/29/2011 9:02:37 PM
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rjleves$27.424/1/2011 9:33:25 AM
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lendermender$25.004/1/2011 10:22:31 PM
SeaLoans$25.004/2/2011 3:26:06 AM
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DadWarbucks$60.004/2/2011 12:41:31 PM
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mac415$50.004/1/2011 7:17:41 PM
baseballfan111$50.004/2/2011 10:18:22 AM
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mausolfe$50.004/2/2011 12:50:56 PM
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C_Mark$100.004/4/2011 10:33:48 AM
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djs81$25.004/4/2011 4:34:01 PM
kegs$2,000.004/4/2011 4:41:43 PM
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liberty-society5$50.004/4/2011 2:49:28 PM
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gauss02$25.004/4/2011 10:43:56 AM
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ProfPC$25.004/4/2011 1:52:25 PM
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officer8$25.004/4/2011 2:52:42 PM
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valueguru$150.004/4/2011 4:28:07 PM
224 Investments
 
Borrower Payment Dependent Notes Series 498953
This series of Notes was issued and sold upon the funding of the borrower loan #48483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1994 Debt/Income ratio: 21%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:18y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,427Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: superb-peso2 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ky Fan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4200
Monthly expenses: $
Housing: $810.00
Insurance: $120.00
Car expenses: $500.00
Utilities: $150.00
Phone, cable, internet: $60.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why do you borrow? When will you retire? Would you please describe your job a little bit? Thanks, - p2ploan-sensation211
A: I would like to borrow to consolidate 2 credit cards and pay them off. I will retire out of the Army in about 5 years, but If the economy still sucks then I will probably stay longer. Well right now I'm a Army Recruiter In Bowling Green Ky. I have another 1/1/2 to go with that then I will go back to the Active Army and finish out my career. (Mar-31-2011)
Q: Ky Fan. Good luck on your loan. I'm also a recruiter. - hidavehi
A: Thanks. I should not have a problem getting this loan. I always pay my bills on time. Where are u a Recruiter at? (Apr-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/31/2011 9:02:51 AM
selector568$400.003/31/2011 9:03:25 AM
Zolton$100.003/31/2011 9:09:01 AM
hidavehi$29.003/31/2011 1:33:00 PM
simplelender80$100.003/31/2011 9:07:38 AM
cttarheel$25.003/31/2011 6:09:56 PM
SecondChanceLendingSERV$25.003/31/2011 9:18:43 AM
spiff666$25.004/1/2011 7:07:47 AM
p2ploan-sensation211$25.003/31/2011 5:25:41 PM
SolarMoonshine$25.003/31/2011 6:57:11 PM
proper-commitment5$25.003/31/2011 9:19:34 PM
3_boyz$25.004/1/2011 3:49:34 PM
lucabratsie$33.904/1/2011 9:55:33 PM
payout-magician$50.004/2/2011 7:46:11 AM
respectful-integrity3$50.004/2/2011 6:33:24 PM
Pickmar$25.004/3/2011 11:26:41 AM
penny-finder$25.004/3/2011 1:01:41 PM
RandyL3$25.004/3/2011 2:19:06 PM
gokart83$25.004/4/2011 7:54:08 AM
atbright$25.004/2/2011 4:38:42 PM
loan-kung-fu$100.004/4/2011 9:37:29 AM
jpblan11$26.304/4/2011 2:23:52 PM
ethicalhumanist$50.004/4/2011 11:53:27 AM
Mav26$42.814/4/2011 1:59:43 PM
social-heart$25.004/5/2011 2:25:34 AM
mad-scientist0$25.004/5/2011 9:37:52 AM
LittleRhody07$25.004/5/2011 9:35:45 AM
hostbank$100.004/5/2011 3:02:36 PM
myidear$25.004/6/2011 2:39:14 AM
Havnfun$25.004/6/2011 7:23:34 AM
myworld701$25.004/5/2011 6:08:48 PM
newgroom422$25.004/5/2011 10:45:31 PM
Mariner3605$25.004/6/2011 12:09:07 AM
liberty-thinker$25.004/6/2011 7:03:44 AM
jescowa$50.004/6/2011 5:43:23 PM
subtle-revenue0$25.004/7/2011 8:15:28 AM
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loot-heart$25.004/8/2011 9:23:06 AM
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Sol_Invictus$25.004/8/2011 1:11:12 PM
Tlk2drew$50.004/8/2011 2:12:50 PM
velocity-winner$25.004/8/2011 5:29:42 PM
efficient-treasure0$25.004/8/2011 8:28:17 PM
BuzzyBee336$35.004/8/2011 8:34:56 PM
NYBIZ$50.004/8/2011 8:35:04 PM
newest-organic-rupee$33.004/8/2011 8:40:55 PM
fishcreek$25.004/8/2011 8:42:06 PM
DaiUy$25.004/9/2011 7:43:38 AM
diplomatic-wealth7$25.004/9/2011 6:07:00 PM
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r48$25.004/10/2011 4:38:22 AM
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intrepid-loot$75.004/10/2011 1:55:17 PM
OmahaGuy$50.004/10/2011 2:49:10 PM
ProjectVenture$25.004/10/2011 6:57:34 PM
superb-funds335$25.004/10/2011 10:59:58 PM
FoosMaster$35.004/11/2011 7:13:21 AM
yield-seeker$25.004/11/2011 8:32:47 AM
Jofga$50.004/11/2011 11:23:05 AM
auctionator1$25.004/11/2011 12:29:34 PM
VTXRider$25.004/11/2011 2:42:58 PM
northphoto$25.004/11/2011 4:22:11 PM
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Kessler$32.004/11/2011 4:25:04 PM
GeorgiaGator$50.004/11/2011 4:25:49 PM
ToloUSN$50.004/11/2011 5:46:12 PM
economy-beast$50.004/11/2011 6:32:01 PM
bowl800$25.004/11/2011 6:49:14 PM
Long-term2040$25.004/11/2011 8:00:05 PM
salegalaxy$25.004/11/2011 8:18:49 PM
cleverly-clever$93.964/11/2011 6:38:49 PM
TooManyCats$25.004/11/2011 7:31:21 PM
vutah$25.004/11/2011 7:33:25 PM
dmk2006$25.004/11/2011 8:40:02 PM
BxRealtor$25.003/31/2011 9:08:19 AM
DasMula$27.003/31/2011 4:06:51 PM
competent-p2p$45.003/31/2011 11:28:06 AM
organized-payment6$50.003/31/2011 9:05:13 AM
reflective-rupee$100.333/31/2011 9:08:54 AM
caring-hope2$50.003/31/2011 8:21:22 PM
tomdooley12520$25.004/1/2011 10:41:26 AM
thankful-nickel2$50.004/1/2011 5:51:50 PM
Domgabriel$25.004/1/2011 5:58:15 PM
p40thawk$25.004/1/2011 7:50:24 PM
upbeat-finance8$25.004/1/2011 7:12:51 PM
SOP_Bank$25.004/2/2011 7:15:55 AM
Eric_Gagne$50.004/3/2011 2:14:40 PM
finance-symphony7$29.574/3/2011 6:53:46 PM
leverage-reaction$25.004/4/2011 9:24:52 PM
FinDoc$25.004/5/2011 1:50:21 AM
indomitable-coin$25.004/4/2011 5:20:44 PM
Azonic21$25.004/5/2011 6:17:36 AM
loyalty-sherpa$25.004/5/2011 5:59:49 PM
Peterman$25.004/5/2011 9:47:49 PM
WxChem$29.844/5/2011 7:07:22 PM
market-pudding$25.004/5/2011 7:30:30 PM
Earn_money$25.064/6/2011 9:41:48 AM
cash-vault$25.004/6/2011 3:54:15 PM
productive-ore$100.004/6/2011 8:32:30 PM
enthralling-deal180$50.004/7/2011 9:46:35 AM
Invest_in_residual_income$50.004/7/2011 12:20:47 PM
studious-value8$25.004/7/2011 2:02:38 PM
hope-lionheart1$25.004/7/2011 7:56:03 PM
giantfan19$29.264/7/2011 8:59:21 PM
taijidaoist$55.004/8/2011 1:59:26 PM
Nusk$25.004/8/2011 3:58:27 PM
fantastic-wampum1$100.004/8/2011 4:31:30 PM
Tradesmanlender$25.004/8/2011 5:32:27 PM
DrNano$50.004/8/2011 7:32:50 PM
radforj22$25.004/9/2011 3:54:15 AM
nolahelper$25.004/9/2011 5:59:51 AM
rolandweary$25.004/9/2011 7:01:55 AM
gogrannygo$30.004/9/2011 7:06:35 AM
Bank_Of_XL$50.004/10/2011 11:09:56 AM
sharp-trade0$25.004/10/2011 2:49:13 PM
hidavehi$26.004/10/2011 8:22:01 PM
dood2112$25.004/10/2011 8:57:54 PM
c-gurista-5$25.004/11/2011 10:16:52 AM
careful-moola3$100.004/11/2011 3:33:56 PM
dpries123$25.004/11/2011 4:24:37 PM
seineil$50.004/11/2011 4:22:09 PM
Chauncey_Gardener$50.004/11/2011 4:49:36 PM
wealth-carrier$25.004/11/2011 5:39:13 PM
treasure-expert$25.004/11/2011 5:08:21 PM
ISHLEP67$50.004/11/2011 8:29:00 PM
Reddy_Capital$25.004/11/2011 10:48:55 PM
bayinvestor$16.974/11/2011 11:54:45 PM
127 Investments
 
Borrower Payment Dependent Notes Series 499119
This series of Notes was issued and sold upon the funding of the borrower loan #48454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,004.27 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Apr-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.48
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-2006 Debt/Income ratio: 69%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:4y 8m
Amount delinquent: $3,720 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,463Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: favorable-treasure5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Recent Graduate Working full time
First off thank you for your interest in helping me further my career.

Purpose of loan:
I am a full time filmmaker, I currently work for a safety production company which produces training videos for fortune 500 companies. I am looking to branch out into weddings and music videos on the side and need some equipment to get started.
I will be using this loan exclusively for a Glidecam X22 camera stabilization unit. This unit cost $6,500 before tax and accessory add ons.

My financial situation:
I am a good candidate for this loan because I am not leaving my current company to start a new business, I am taking up a side business and my income will not change. I recently graduated school so I am now working full time now and recently received a raise. I have already budgeted everything out and I am able to handle this loan no problem with plenty of breathing room.

Monthly net income: $ 2800-3200
Monthly expenses: $488 School Loan, $120 phone bill, $50 credit card
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, can you give some information about the delinquency? Thanks and good luck with the listing. - Mocaba
A: I lived in apartment with three other people during my college years and they decided to move out three months early which left me with the bill since we broke the lease and the apartment was in my name. I have been making payments on it since November 2010 and I actually paid that off in full last month but for some reason it hasn't been wiped off my credit yet. I can provided proof from FCO Collections that it was paid in full last month. Thanks so much for your consideration! (Apr-04-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/24/2011 9:05:11 AM
zorg77$25.003/24/2011 5:31:35 PM
w3alter$100.003/25/2011 9:18:19 AM
2grindstones$25.003/27/2011 4:14:36 PM
thelovebug$100.003/27/2011 9:18:58 PM
Pitufo$25.003/26/2011 11:47:37 PM
transparency-grasshopper$25.003/29/2011 5:31:30 PM
kindness-venture1$25.003/30/2011 7:29:00 AM
KMB78$25.003/30/2011 2:32:17 PM
Tylerh$100.003/30/2011 8:34:05 PM
diplomatic-wealth7$25.004/1/2011 11:43:39 AM
fortytwo$100.004/3/2011 12:20:56 AM
Rico47$50.004/4/2011 10:51:43 AM
leodaguy$25.004/4/2011 12:39:27 PM
patriot897$25.004/4/2011 10:56:11 AM
Mocaba$100.004/4/2011 6:24:07 PM
ddimports$100.004/4/2011 6:27:32 PM
wwwUniversal$25.004/5/2011 2:21:30 AM
Ocean713$50.004/5/2011 2:42:51 PM
money-surge1$50.004/5/2011 6:00:28 PM
Cai8899$30.004/5/2011 6:14:51 PM
Weaverville$25.004/5/2011 6:33:12 PM
zotzot$25.444/6/2011 10:37:54 AM
El_Profesional$25.004/6/2011 9:23:58 AM
upbeat-finance8$25.004/6/2011 11:20:48 AM
saxaphone6$25.004/6/2011 4:29:54 PM
green-capital-hornet$25.004/6/2011 3:54:05 AM
finance-prescription$50.004/6/2011 5:01:15 PM
dynamic-platinum$25.004/6/2011 3:48:47 PM
extraordinary-interest1$50.004/6/2011 5:41:35 PM
bid-czar8$50.004/6/2011 5:01:18 PM
umfan123$25.004/6/2011 5:49:03 PM
cash-raccoon$25.004/6/2011 6:41:27 PM
JPMorrisLegacyFund$217.454/6/2011 7:27:05 PM
orange-influential-credit$100.004/6/2011 8:15:14 PM
wodude$25.724/6/2011 8:56:39 PM
seisen$50.004/7/2011 1:47:42 AM
engaging-leverage823$50.004/6/2011 12:07:11 PM
asiaratt$50.004/7/2011 4:09:36 AM
kaleinoue$100.004/6/2011 6:27:59 PM
lender12345$25.004/6/2011 1:47:47 PM
s_man1$50.004/6/2011 3:07:53 PM
regahj99$25.004/6/2011 8:50:08 PM
kindness-hickory5$50.004/6/2011 3:54:13 PM
worth-excellence4$25.004/6/2011 4:04:51 PM
invest-in-ed$150.004/7/2011 7:07:38 AM
SV-AZ$25.004/6/2011 4:20:59 PM
b-rent$25.004/7/2011 2:11:18 AM
investment-comet$25.004/6/2011 5:42:12 PM
Jack55304$125.004/6/2011 5:47:37 PM
tech310$50.004/6/2011 5:47:59 PM
lagnisiruk$25.004/7/2011 8:08:11 AM
YoungTaxMan$25.004/6/2011 7:06:51 PM
authoritative-capital$25.004/6/2011 8:22:43 PM
missing-link$25.004/7/2011 2:27:57 AM
FL-Lender$25.004/7/2011 6:22:32 AM
IASKGOD$25.004/7/2011 6:49:22 AM
ideal-platinum1$50.004/7/2011 8:17:38 AM
wbahl$25.004/7/2011 8:33:17 AM
loyalist1$100.003/24/2011 9:03:08 AM
worldly-money4$100.003/24/2011 9:03:57 AM
OrdiNance$25.193/25/2011 2:03:34 AM
simplelender80$50.003/24/2011 5:23:29 PM
MrBailey$74.813/25/2011 5:56:46 PM
eronyc$50.003/25/2011 12:27:48 PM
power-trophy7$25.003/26/2011 2:57:33 AM
mercuriant$25.003/26/2011 4:55:07 AM
ASR3$50.003/27/2011 4:28:08 AM
ingenious-deal6$25.003/29/2011 2:58:35 PM
power-companion7$100.003/29/2011 1:58:26 PM
caprirolito$25.003/29/2011 8:28:14 PM
capital-halo1$122.633/30/2011 2:58:16 AM
dominickf$50.004/1/2011 10:43:11 AM
value-allocator1$100.004/4/2011 9:56:13 AM
worthy-bid8$25.004/3/2011 10:30:26 AM
benjamins-utopia$100.004/4/2011 1:18:19 PM
famous-bill$25.004/4/2011 11:37:21 AM
deepblue34$30.004/4/2011 6:45:05 PM
revenue-circuit1$25.004/4/2011 4:38:16 PM
Easystreet$25.004/5/2011 6:16:05 PM
squarebob$25.004/6/2011 9:36:02 AM
credit-sycamore4$100.004/5/2011 6:16:47 PM
droopie1$25.004/6/2011 11:21:10 AM
beans53$25.004/6/2011 12:32:35 PM
VJ_Financial$57.004/6/2011 10:18:30 AM
Jofga$50.004/6/2011 2:18:42 PM
108lender$200.004/6/2011 3:10:25 PM
supreme-hope$25.004/6/2011 11:33:05 AM
money-fort$30.004/6/2011 3:39:41 PM
peace-pilot$100.004/6/2011 4:54:31 PM
IIP77$25.004/6/2011 5:01:37 PM
FinanceEngine$30.004/6/2011 1:13:37 PM
Chewbaca$25.004/6/2011 5:18:21 PM
Bikerider$50.004/6/2011 1:23:21 PM
hundorama$26.284/6/2011 5:21:00 PM
GElender$25.004/6/2011 6:22:36 AM
musegaze$100.004/6/2011 5:27:02 PM
msmlender$68.244/6/2011 5:27:42 PM
veneziani$25.004/6/2011 5:49:09 PM
steamboatgal$50.004/6/2011 6:39:24 PM
wise-deal-panda$50.004/6/2011 6:57:34 PM
1willray$25.004/6/2011 9:07:01 PM
handy-justice$100.004/6/2011 5:40:08 PM
340$25.004/6/2011 12:02:15 PM
money-bauble$50.004/7/2011 4:12:33 AM
lender12345$25.004/6/2011 1:48:01 PM
bonanza1973$50.004/6/2011 1:58:24 PM
MoneyTree79$26.764/6/2011 6:40:20 PM
Au-Ag-Pt$50.004/6/2011 7:43:00 PM
ResQDoc$69.204/6/2011 3:53:42 PM
ASG_NECO$50.004/6/2011 9:32:29 PM
shaffyoftheloo$27.484/6/2011 3:57:33 PM
felicity-tower$25.004/7/2011 2:02:29 AM
the-profit-oracle$25.004/6/2011 5:48:03 PM
burrito6$25.004/6/2011 5:48:09 PM
neutrino6$25.004/6/2011 5:48:47 PM
epic-transaction$25.004/6/2011 6:00:40 PM
credit-wheel7$25.004/6/2011 7:29:17 PM
mammalian4$25.004/6/2011 7:38:10 PM
busyguy07$28.944/6/2011 8:05:18 PM
jjb516$39.134/6/2011 9:32:02 PM
djindepth$50.004/7/2011 3:27:40 AM
investment-habanero8$100.004/7/2011 5:12:11 AM
Artist_Blue$25.004/7/2011 6:03:13 AM
124 Investments
 
Borrower Payment Dependent Notes Series 499219
This series of Notes was issued and sold upon the funding of the borrower loan #48436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,369.02 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $145.34
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1997 Debt/Income ratio: 19%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,601Stated income:$25,000-$49,999
Delinquencies in last 7y: 24 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: 3GoalGame Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 67% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 2 ( 33% )  
700-719 (Aug-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Let's make it happen!
Purpose of loan: To pay off various debts and to consolidate into one monthly payment.

My financial situation: Is good, I have been in the same line of work for 13 years and always been employed full time. I've been at my current job since 2005.

I am a good candidate for this loan because... I've had one prosper loan and paid it off, I will obviously do the same with this one!


Monthly net income: $.2450.00
Monthly expenses: $
Housing: $200
Insurance: $75
Car expenses: $300
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what's with all the delinquencies and the drop in credit score? - shrewd-income
A: The delinquencies are from a bankruptcy I filled in 2008, I didn't have any previous, or since then. The drop in credit score is odd. Since my bk I monitor it with Credit Karma and don't see anything odd, no missed or late payments. I applied and received an auto loan two months ago. My guess is the inquires lowered my overall score. (Mar-29-2011)
Q: what happened with the BK, what is your job/industry, what changes have you made to ensure BK doesn't happen again? As a lender I need to be sure genuine changes have been made. - shrewd-income
A: The BK was as a result of mounting debt accumulated over the years and snowballed out of control. Before I was advised by my lawyer to file, my score was in the mid 700's, which is great for a non-homeowner. Since then I have adopted a weekly cash budget and stuck to it. I work in marketing at a very stable company. (Mar-29-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$200.333/23/2011 5:02:29 PM
SolarMoonshine$25.003/23/2011 5:45:12 PM
Comoparklender$50.003/23/2011 7:53:37 PM
ofern01$50.003/23/2011 5:09:13 PM
RMB-Investments$25.003/24/2011 7:07:51 AM
loanman2007$50.003/24/2011 11:18:20 AM
rlaboy$25.003/24/2011 2:03:15 AM
Mikale360$25.003/24/2011 10:46:22 AM
lender12345$25.003/24/2011 5:58:31 PM
w3alter$100.003/25/2011 9:18:21 AM
brondero$50.003/25/2011 6:12:34 PM
autonomous-truth$49.643/25/2011 4:42:03 PM
first-serene-credit$25.003/27/2011 10:45:04 PM
YoungTaxMan$50.003/28/2011 7:09:58 PM
zone6$100.003/29/2011 5:39:07 PM
Rogelio48$25.004/1/2011 1:45:16 PM
red-favorable-basis$25.004/3/2011 10:24:23 AM
ronin4sale$25.004/2/2011 6:40:13 PM
s_man1$50.004/4/2011 9:35:03 AM
droopie1$25.004/3/2011 11:07:02 AM
Mocaba$250.004/4/2011 3:47:40 PM
atomantic$25.004/4/2011 4:19:08 PM
ddimports$100.004/4/2011 6:07:10 PM
irishalaskan$25.004/5/2011 8:49:20 AM
dedicated-principal$50.004/4/2011 11:56:42 PM
MoneyBag4366$50.004/5/2011 1:18:36 AM
Leshan$208.314/5/2011 2:03:19 PM
shrewd-income$25.004/5/2011 4:12:28 PM
1point21gigawatts$50.004/5/2011 6:21:42 PM
EverettFinancial$25.004/5/2011 9:36:48 PM
Bob450$25.004/6/2011 7:59:10 AM
EretzCapital$39.084/6/2011 4:16:27 PM
DKSArt$25.004/6/2011 3:43:27 PM
GeorgiaCredit$31.013/23/2011 7:53:09 PM
IIP77$25.003/23/2011 7:53:31 PM
jhernand17$25.003/23/2011 7:53:07 PM
Row2010$25.003/24/2011 7:41:20 AM
Kash2010lu$56.003/23/2011 5:05:07 PM
DadWarbucks$36.213/24/2011 1:50:02 AM
worldly-money4$100.003/23/2011 5:06:26 PM
Hanalei712$25.003/24/2011 7:07:55 AM
faldska$25.003/23/2011 7:53:05 PM
gristle_mcthornbody$25.003/23/2011 7:53:12 PM
desertoasis$35.003/23/2011 7:53:33 PM
competent-p2p$25.003/24/2011 8:14:19 AM
Artist_Blue$25.003/24/2011 1:35:59 AM
Cheburashka$25.003/24/2011 1:39:48 AM
flwah$25.003/24/2011 2:05:12 AM
tech310$50.003/24/2011 2:10:26 AM
eronyc$50.003/25/2011 12:27:51 PM
power-trophy7$25.003/26/2011 2:57:36 AM
AF-Chief$50.003/26/2011 4:10:15 PM
papaloha$25.003/29/2011 5:49:39 PM
principal-laser$70.003/30/2011 4:58:28 AM
CA-Lender$100.003/30/2011 2:52:40 PM
WillBeFreeOfDebt$25.003/31/2011 10:35:06 AM
transparency-grasshopper$25.004/1/2011 5:22:23 PM
vanklein$25.004/2/2011 3:47:37 AM
Starfin-Capital-Management$200.004/2/2011 12:09:54 PM
bunnybear$31.634/2/2011 10:01:34 AM
intrepid-loot$25.004/4/2011 6:43:12 PM
deepblue34$25.004/4/2011 6:32:48 PM
Phatt-Daddy$100.004/5/2011 12:54:30 PM
Astyanax$35.004/5/2011 2:52:19 PM
Row2010$25.004/5/2011 4:34:59 PM
SouthernRemarketing$26.814/6/2011 6:51:46 AM
jjsparks28$50.004/6/2011 4:24:24 PM
67 Investments
 
Borrower Payment Dependent Notes Series 499235
This series of Notes was issued and sold upon the funding of the borrower loan #48445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,814.51 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 12 months Listing End date:  Apr-07-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $653.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1995 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,040Stated income:$100,000+
Delinquencies in last 7y: 18 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: Versailles2010 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Assisted living improvements
Purpose of loan:
This loan will be used to...provide upgrades/improvements, landscaping to the assisted living facility I currently lease and operate with the option to purchase.
My financial situation:
I am a good candidate for this loan because...as an RN, o have 15 years Geriatrics experience, 6 1/2 years of those at the assisted living I currently operate. I am dedicated to my residents and am in this for the long haul. Improving elders quality of life is my passion.


Monthly net income: $12,000
Monthly expenses: $
Housing: $2500
Insurance: $126
Car expenses: $600
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $500
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain the 18 delinquencies over the past 7 years? - orange-impartial-asset
A: Sure, my ex-husband ran up debt and we fell behind. After our divorce, I worked hard at making amends for this and have not have late pays since being on my own. These lates are due to drop off my report within the next couple of months per the bureaus that I have spoken with. (Mar-25-2011)
Q: Based on your reported income and expenses, your monthly net income is $6,574 per month. Which such a high net, why is your debt balance at $9,000 and why do you need this loan? That seems like just a couple month of work. - orange-impartial-asset
A: I have a lot of home improvement projects going on right now. I have been using my credit card because I get great airline mileage rewards in doing so. The loan is for the busines I lease. I don't have much credit in my name other than co-signer on mortgage, my car and co-signer on credit card and a small personal loan. While meeting with different banks, investors etc in regards to trying to secure a business loan and commerical real estate loan, they advised building this up (Mar-25-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Approximately $388k, no HELOC or 2nd 2. Appraised at $407k last April. This was prior to finishing the basement with 2 additional bedrooms, kitchen and media room, hardscaping to include private patio/retaining wall off basement doors, retaining wall, patio & firepit at pond, retaining wall along part of driveway adjacent to garage. The house sits on just shy of 6 acres, has 6 bedrooms, 5 full baths. (Apr-07-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/24/2011 9:03:54 AM
Kash2010lu$25.003/24/2011 11:08:48 AM
a-restless-dollar$50.003/25/2011 6:38:21 AM
simplelender80$100.003/25/2011 12:42:35 AM
r48$25.003/24/2011 5:08:43 PM
w3alter$100.003/25/2011 9:18:18 AM
dollar-sonnet3$50.003/26/2011 3:48:06 AM
BAJMP$25.003/26/2011 7:51:29 AM
Gibbyland$100.003/26/2011 1:05:41 PM
ASR3$50.003/27/2011 4:28:07 AM
Kaladen$50.003/27/2011 3:54:29 PM
Pitufo$25.003/26/2011 11:38:32 PM
thelovebug$100.003/27/2011 9:19:00 PM
VJ_Financial$75.003/29/2011 7:25:06 PM
SecondChanceLendingSERV$25.003/29/2011 10:16:51 PM
Bomber$25.003/30/2011 4:36:47 AM
power-companion7$100.003/30/2011 2:40:31 PM
compassionate-asset8$100.004/1/2011 9:59:47 AM
Rogesparkguy$25.004/1/2011 10:38:29 AM
dominickf$50.004/1/2011 10:43:12 AM
KMB78$25.004/1/2011 2:47:33 PM
nickel-demon2$78.654/2/2011 10:46:58 AM
fund-secret-agent$25.004/4/2011 9:38:23 AM
fortytwo$100.004/3/2011 12:20:57 AM
patriot897$25.004/4/2011 10:56:14 AM
leodaguy$25.004/4/2011 2:28:49 PM
loanman2007$25.004/5/2011 4:45:23 AM
wwwUniversal$25.004/5/2011 2:21:33 AM
Ocean713$50.004/5/2011 2:42:52 PM
Reliance_Banker$25.004/5/2011 3:36:33 PM
sharpey$25.004/5/2011 6:16:31 PM
professional-dinero753$100.004/6/2011 9:30:46 AM
dudebrah$25.004/6/2011 9:31:28 AM
money-surge1$50.004/5/2011 6:00:31 PM
jybank$25.004/6/2011 10:21:54 AM
Big_Lendin$25.004/6/2011 9:14:52 AM
engaging-leverage823$48.964/6/2011 12:07:56 PM
Socal$27.974/6/2011 12:21:55 PM
Income-Scout$200.004/6/2011 9:55:51 AM
sweetlan$25.004/6/2011 2:55:47 PM
108lender$250.004/6/2011 3:14:04 PM
coin-sphinx4$93.514/6/2011 12:18:10 PM
FinanceEngine$35.004/6/2011 1:07:15 PM
lender12345$50.004/6/2011 1:47:28 PM
kindness-hickory5$25.004/6/2011 3:54:14 PM
Jack55304$125.004/6/2011 5:47:39 PM
neutrino6$25.004/6/2011 5:48:48 PM
squarebob$25.004/6/2011 9:31:53 AM
marketplace-spark$25.004/6/2011 9:58:06 AM
zotzot$25.444/6/2011 10:29:49 AM
Engineer44$30.004/6/2011 10:36:55 AM
seisen$50.004/7/2011 1:47:44 AM
bid-czar8$50.004/6/2011 5:47:30 PM
tech310$50.004/6/2011 5:48:00 PM
umfan123$25.004/6/2011 5:49:04 PM
toomanyfishtanks$25.004/6/2011 1:11:57 PM
asiaratt$50.004/7/2011 4:09:38 AM
thomas16882004$25.004/6/2011 3:09:50 PM
money-fort$25.004/6/2011 3:40:42 PM
natural-return0$215.024/6/2011 10:28:24 PM
Reddy_Capital$25.004/7/2011 12:15:57 AM
IASKGOD$25.004/6/2011 5:20:12 PM
burrito6$25.004/7/2011 8:35:27 AM
best-coin-funkmaster$25.004/7/2011 7:28:25 AM
steamboatgal$50.004/6/2011 6:39:25 PM
IIP77$25.004/7/2011 1:40:01 AM
green-capital-hornet$25.004/7/2011 2:28:07 AM
money-bauble$50.004/7/2011 4:12:34 AM
Impact_Vector$31.154/7/2011 5:26:54 AM
ideal-platinum1$50.004/7/2011 8:17:40 AM
suave-dime6$25.003/24/2011 9:05:13 AM
loyalist1$100.003/24/2011 9:03:09 AM
reflective-rupee$400.333/24/2011 3:06:08 PM
zorg77$25.003/24/2011 5:36:35 PM
competent-p2p$45.003/24/2011 10:16:54 AM
eronyc$50.003/25/2011 12:27:47 PM
power-trophy7$25.003/26/2011 2:57:31 AM
CMDCO$50.003/26/2011 3:08:26 PM
ingenious-deal6$25.003/29/2011 2:58:37 PM
orbital-investment5$100.003/29/2011 3:44:56 PM
transparency-grasshopper$25.003/29/2011 5:31:32 PM
caprirolito$25.003/29/2011 8:28:16 PM
capital-halo1$140.443/30/2011 2:14:08 PM
first-serene-credit$25.003/30/2011 8:27:01 PM
Tylerh$100.003/30/2011 8:34:07 PM
sharpey$33.483/31/2011 4:42:14 PM
transparency-grasshopper$25.003/31/2011 2:28:06 PM
diplomatic-wealth7$25.004/1/2011 11:43:40 AM
nickel-universe2$25.004/2/2011 5:22:45 AM
peso-aggregator$25.004/3/2011 9:07:28 AM
euro-deployment$25.004/2/2011 8:34:54 PM
worthy-bid8$25.004/3/2011 10:30:27 AM
value-allocator1$100.004/4/2011 9:55:35 AM
benjamins-utopia$50.004/4/2011 5:00:10 PM
revenue-circuit1$25.004/4/2011 5:38:54 PM
britches613$36.274/5/2011 7:40:39 AM
Weaverville$25.004/5/2011 6:33:14 PM
credit-sycamore4$100.004/5/2011 6:16:48 PM
reciprocate$100.004/6/2011 9:12:47 AM
healingangel22$25.004/6/2011 12:07:35 PM
beans53$25.004/6/2011 12:28:44 PM
treasure-brigade$25.004/6/2011 12:33:22 PM
supreme-hope$25.004/6/2011 2:13:25 PM
s_man1$100.004/6/2011 2:56:41 PM
Huntington$25.004/6/2011 3:27:44 PM
famous-bill$25.004/6/2011 11:42:40 AM
Cai8899$30.004/6/2011 5:01:03 PM
well-mannered-income3$40.004/6/2011 12:49:25 PM
shrewd-income$100.004/6/2011 1:26:18 PM
GElender$25.004/6/2011 6:22:37 AM
lender12345$50.004/6/2011 1:47:14 PM
El_Profesional$25.004/6/2011 9:23:10 AM
Belair_Advisors$25.004/6/2011 7:31:36 PM
green-liberty-thunder$25.004/6/2011 8:49:14 PM
open-dough6$50.004/6/2011 11:20:20 AM
finance-prescription$50.004/6/2011 5:47:23 PM
felicity-tower$25.004/7/2011 2:02:31 AM
the-profit-oracle$25.004/6/2011 5:48:04 PM
ThirdWorldHoldings$28.294/6/2011 12:50:01 PM
credit-wheel7$25.004/6/2011 7:29:19 PM
CliffordtheRed$100.004/6/2011 3:31:58 PM
CliffordtheRed$100.004/6/2011 3:42:41 PM
lagnisiruk$25.004/7/2011 8:08:13 AM
intrepid-loot$25.004/6/2011 5:16:06 PM
investment-comet$25.004/7/2011 2:19:46 AM
djindepth$50.004/7/2011 3:27:41 AM
missing-link$25.004/7/2011 8:36:06 AM
wbahl$25.004/6/2011 5:41:00 PM
musegaze$50.004/6/2011 5:47:15 PM
veneziani$25.004/6/2011 5:49:10 PM
wise-deal-panda$50.004/6/2011 6:57:35 PM
luvlending$25.004/6/2011 11:12:27 PM
PeePaw$25.004/7/2011 7:30:46 AM
133 Investments
 
Borrower Payment Dependent Notes Series 499279
This series of Notes was issued and sold upon the funding of the borrower loan #48461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1994 Debt/Income ratio: 38%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:36y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,529Stated income:$1-$24,999
Delinquencies in last 7y: 2 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: green-interest-visionary Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
monna
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: Pay bills and Incomtax (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/24/2011 5:07:05 PM
worldly-money4$200.003/24/2011 5:07:12 PM
reflective-rupee$25.333/25/2011 9:56:16 AM
simplelender80$100.003/26/2011 2:23:50 AM
ASR3$50.003/27/2011 4:27:56 AM
SecondChanceLendingSERV$25.003/26/2011 9:19:14 PM
ingenious-deal6$25.003/29/2011 2:58:50 PM
mercuriant$25.003/30/2011 10:47:07 AM
diplomatic-wealth7$25.004/1/2011 11:43:46 AM
wild-orange$50.004/2/2011 3:11:20 PM
ASG_NECO$50.004/3/2011 9:31:08 PM
worthy-bid8$25.004/3/2011 10:30:40 AM
mpatrick$25.004/4/2011 10:40:19 AM
patriot897$25.004/4/2011 5:19:47 PM
wwwUniversal$25.004/5/2011 2:21:47 AM
Franchiseguy$25.004/4/2011 9:38:28 PM
KileNSmyth4$30.004/5/2011 12:10:31 PM
leverage-monger$48.004/5/2011 12:57:13 PM
leodaguy$25.004/5/2011 3:59:04 PM
golath24$25.004/5/2011 7:48:27 AM
EBITDA$25.004/5/2011 3:53:23 PM
asset-bada-bing$25.004/5/2011 5:06:51 PM
thelovebug$100.004/5/2011 5:11:22 PM
thelovebug$100.003/27/2011 9:19:14 PM
direct-social3$25.003/29/2011 1:53:37 PM
w3alter$100.003/30/2011 10:04:35 AM
Tylerh$100.003/30/2011 8:34:19 PM
scrappy-diversification7$2,000.004/1/2011 10:39:16 AM
velocity-motivator6$25.004/1/2011 5:58:33 PM
Bob450$25.004/2/2011 9:13:40 AM
fortytwo$100.004/3/2011 12:21:11 AM
value-allocator1$100.004/4/2011 9:56:41 AM
B2152$25.004/4/2011 4:50:43 AM
peso-aggregator$25.004/3/2011 9:08:19 AM
850$50.004/4/2011 6:58:45 PM
fund-ambrosia0$25.004/5/2011 2:44:10 AM
krazyju84$27.814/4/2011 5:32:08 PM
KarlMarx$25.004/5/2011 9:34:50 AM
Reliance_Banker$25.004/5/2011 3:30:25 PM
EarlyRiser$250.004/5/2011 4:33:09 PM
kwan$25.004/5/2011 4:50:08 PM
41 Investments
 
Borrower Payment Dependent Notes Series 499357
This series of Notes was issued and sold upon the funding of the borrower loan #48450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-07-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1993 Debt/Income ratio: 16%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:9y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,128Stated income:$25,000-$49,999
Delinquencies in last 7y: 32 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: dignified-return5 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan: Home Improvements
This loan will be used to...help make the home I just purchased more energy efficient to reduce my energy cost.

My financial situation: my credit is fair and working very hard to repair it. I have been employed at the same job for over 9 years and have stable income to repay the loan.
I am a good candidate for this loan because...


Monthly net income: $2040.00
Monthly expenses: $1339.00
Housing: $589.00
Insurance: $55.00
Car expenses: $160.00
Utilities: $200.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $55.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your profile states that you are not a home owner, but this loan is to make improvements to your home. Are you improving a place you rent? - dan234
A: My profile is incorrect...I am a homeowner. I purchased my home in December 2010. Thought I had found a great deal but after moving in realized I had alot of work on my hands. I keep trying to change my profile but it will not go through!! :( (Mar-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/25/2011 9:07:53 AM
zotzot$25.443/25/2011 9:39:15 AM
graceful-payment$25.003/26/2011 5:18:09 AM
simplelender80$100.003/26/2011 3:15:02 PM
ASR3$50.003/27/2011 4:27:50 AM
diplomatic-wealth7$25.004/1/2011 11:43:54 AM
scrappy-diversification7$2,000.004/1/2011 10:39:21 AM
responsible-worth113$40.004/1/2011 7:58:07 PM
mercuriant$25.004/2/2011 4:34:09 PM
dedicated-principal$50.004/4/2011 11:53:14 PM
ingenious-truth0$50.004/5/2011 9:10:19 AM
patriot897$25.004/5/2011 4:37:17 PM
Starfin-Capital-Management$372.724/6/2011 4:08:42 AM
scarlet-velvet$25.004/6/2011 7:12:46 AM
wbahl$25.004/6/2011 9:42:45 AM
five-star-justice$25.004/6/2011 11:58:16 AM
newgroom422$25.004/6/2011 9:46:28 PM
felicity-tower$25.004/7/2011 2:02:56 AM
credit-investor5$50.004/6/2011 5:33:09 PM
asiaratt$50.004/7/2011 4:09:47 AM
GolfPro2006$25.004/7/2011 4:20:19 AM
worldly-money4$200.003/25/2011 9:07:59 AM
thelovebug$100.003/27/2011 9:19:21 PM
ingenious-deal6$25.003/29/2011 2:58:58 PM
w3alter$100.003/30/2011 10:04:44 AM
Tylerh$100.003/30/2011 8:34:26 PM
SecondChanceLendingSERV$25.003/31/2011 7:17:25 PM
velocity-motivator6$25.004/1/2011 5:58:36 PM
intrepid-loot$25.004/1/2011 7:14:26 PM
roxon$25.004/1/2011 11:11:51 AM
Bob450$25.004/2/2011 9:13:41 AM
wild-orange$50.004/2/2011 3:11:49 PM
value-allocator1$100.004/4/2011 9:56:57 AM
fortytwo$100.004/3/2011 12:21:21 AM
worthy-bid8$25.004/3/2011 10:30:49 AM
ddimports$100.004/4/2011 6:03:45 PM
deepblue34$25.004/4/2011 6:31:15 PM
Top_Gun_Lender$26.004/4/2011 8:35:02 PM
FinanceEngine$30.004/5/2011 7:36:00 AM
KarlMarx$25.004/5/2011 9:34:55 AM
Astyanax$40.004/5/2011 3:07:14 PM
wwwUniversal$25.004/5/2011 3:55:20 PM
investment-habanero8$100.004/6/2011 3:52:42 AM
GElender$25.004/6/2011 6:22:46 AM
leodaguy$25.004/5/2011 6:01:17 PM
credit-sycamore4$100.004/5/2011 6:16:56 PM
lakrav$25.004/6/2011 11:05:42 AM
washboard3$25.004/5/2011 8:34:32 PM
Belair_Advisors$25.004/6/2011 7:16:55 PM
Ocean713$50.004/6/2011 5:46:48 PM
agent86a$40.004/6/2011 1:20:21 PM
VonAp$140.004/7/2011 7:24:49 AM
MoneyForNothing$10.844/7/2011 7:27:26 AM
money-bauble$50.004/7/2011 4:12:48 AM
kindness-hickory5$50.004/7/2011 4:57:50 AM
djindepth$50.004/7/2011 3:27:50 AM
ASR3$25.004/7/2011 3:57:09 AM
57 Investments
 
Borrower Payment Dependent Notes Series 499373
This series of Notes was issued and sold upon the funding of the borrower loan #48439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1994 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 6 / 3Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,083Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: thrifty-capital9 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
buckfever54
Purpose of loan:
This loan will be used to...Home improvement

My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and never miss a payment

Monthly net income: $1501.00
Monthly expenses: $800.00
Housing: $0
Insurance: $ 200.00 Car expenses: $0
Utilities: $250.00 Winter time 90.00 summer
Phone, cable, internet: $230.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $120.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$150.003/27/2011 12:05:03 PM
suave-dime6$25.003/27/2011 12:06:15 PM
ingenious-deal6$25.003/29/2011 2:59:17 PM
Tylerh$100.003/31/2011 1:31:30 AM
fortytwo$100.004/3/2011 12:21:39 AM
worthy-bid8$25.004/3/2011 10:30:59 AM
amlu1988$25.004/4/2011 8:55:46 PM
credit-sycamore4$100.004/5/2011 6:17:08 PM
wwwUniversal$25.004/6/2011 3:42:00 AM
GElender$25.004/6/2011 4:59:27 PM
five-star-justice$25.004/6/2011 5:07:18 PM
kindness-hickory5$50.004/7/2011 4:57:56 AM
money-bauble$50.004/7/2011 4:13:11 AM
asiaratt$50.004/7/2011 10:03:07 AM
felicity-tower$25.004/7/2011 2:03:13 AM
benjamins-utopia$100.004/7/2011 9:39:08 AM
rhin0cerx$50.004/7/2011 10:58:08 AM
handy-justice$50.004/7/2011 5:59:38 PM
credit-investor5$50.004/7/2011 6:01:48 PM
vkm2000$50.004/7/2011 6:24:55 PM
galenisme$50.004/8/2011 9:03:39 AM
jybank$25.004/8/2011 11:11:06 AM
reflective-rupee$44.444/8/2011 11:27:55 AM
Dubbs360$100.004/8/2011 11:30:14 AM
sentimental-cash0$25.004/8/2011 11:55:47 AM
hope-hickory$25.004/8/2011 11:48:37 AM
power-bluebird2$50.004/8/2011 12:12:11 PM
handshake5$100.004/8/2011 12:04:49 PM
1phantom$25.004/8/2011 12:17:15 PM
Starfin300$43.034/8/2011 12:05:32 PM
platinum-platoon$25.004/8/2011 12:11:37 PM
IIP77$25.004/8/2011 12:19:27 PM
the-profit-oracle$25.004/8/2011 12:36:08 PM
kingston1$25.004/8/2011 1:20:29 PM
joyful-power9$25.004/8/2011 1:21:23 PM
rookiecrd1$90.004/8/2011 1:36:33 PM
shrewd-truth1$50.004/8/2011 1:34:40 PM
umfan123$25.004/8/2011 1:35:50 PM
burrito6$25.004/8/2011 1:42:50 PM
zippy-interest$25.004/8/2011 1:42:37 PM
Jack55304$125.004/8/2011 1:42:47 PM
jasjac0105$26.164/8/2011 2:17:25 PM
gold-blanket0$25.004/8/2011 2:27:01 PM
economy-producer$25.004/8/2011 2:28:36 PM
2grindstones$30.004/8/2011 2:41:34 PM
wbahl$25.004/8/2011 2:43:58 PM
kind-adventurous-finance$50.004/8/2011 2:47:19 PM
graceful-investment$100.004/8/2011 2:45:10 PM
missing-link$25.004/8/2011 2:48:17 PM
hitsman$50.004/8/2011 2:48:08 PM
HHP$100.004/8/2011 2:47:16 PM
orange-preeminant-bill$50.004/8/2011 2:56:07 PM
AF-Chief$50.004/8/2011 2:56:29 PM
orange-vigilance-shower$50.004/8/2011 2:56:57 PM
Tikibarman$50.004/8/2011 2:57:20 PM
PRGuyinVA$25.004/8/2011 2:56:39 PM
social-conductor4$25.004/8/2011 2:56:45 PM
mtquan$25.004/8/2011 2:57:00 PM
gizzywump$50.004/8/2011 2:57:12 PM
NYCFinancier$25.004/8/2011 2:57:15 PM
hard-working-loot$50.004/8/2011 2:57:24 PM
power-mad-scientist$25.004/8/2011 2:58:52 PM
GMOD026$25.004/8/2011 2:57:31 PM
Comoparklender$40.004/8/2011 2:57:34 PM
ommcd$25.004/8/2011 2:57:39 PM
NoMoreDebt4Me$25.004/8/2011 2:57:45 PM
reward-adventure$50.004/8/2011 2:57:50 PM
FeedTheMachine$30.104/8/2011 2:58:49 PM
fairhelper$25.004/8/2011 2:59:00 PM
floridass$25.004/8/2011 2:58:43 PM
Invest_in_residual_income$25.004/8/2011 3:03:13 PM
just-point$42.994/8/2011 2:59:35 PM
Jloaner$50.004/8/2011 3:45:00 PM
famous-bill$25.004/8/2011 4:09:12 PM
thelovebug$100.003/27/2011 9:19:47 PM
simplelender80$100.003/28/2011 2:22:33 PM
diplomatic-wealth7$25.004/1/2011 11:44:09 AM
w3alter$100.004/2/2011 12:52:56 PM
mercuriant$25.004/5/2011 4:24:44 PM
patriot897$25.004/5/2011 6:00:39 PM
leodaguy$25.004/6/2011 5:01:21 PM
Ocean713$50.004/7/2011 9:35:28 AM
djindepth$50.004/7/2011 10:03:03 AM
lagnisiruk$25.004/7/2011 8:08:37 AM
bountiful-durability$50.004/7/2011 4:19:15 PM
shrewd-deal$25.004/7/2011 6:10:37 PM
inspired-duty5$25.004/7/2011 6:33:12 PM
investment-comet$25.004/8/2011 11:27:00 AM
Easystreet$25.004/8/2011 11:23:55 AM
competent-p2p$30.004/8/2011 12:04:07 PM
genius520$50.004/8/2011 12:38:00 PM
Artist_Blue$25.004/8/2011 1:28:03 PM
innocent-income4$25.004/8/2011 1:35:28 PM
transaction-animal8$25.004/8/2011 1:37:30 PM
capital-antioxidant$25.004/8/2011 1:53:06 PM
bid-czar8$25.004/8/2011 1:42:44 PM
finance-prescription$50.004/8/2011 1:42:42 PM
neutrino6$50.004/8/2011 2:00:21 PM
neutrino6$50.004/8/2011 2:09:37 PM
LenderFish$25.004/8/2011 2:31:49 PM
tech310$50.004/8/2011 2:31:32 PM
caprirolito$25.004/8/2011 2:45:06 PM
shrewd-peace7$25.004/8/2011 2:44:08 PM
the-dollar-topper$100.004/8/2011 2:48:12 PM
Cai8899$30.004/8/2011 2:47:14 PM
treasure-bliss$50.004/8/2011 2:55:06 PM
Weaverville$25.004/8/2011 2:54:03 PM
SonomaHills$50.004/8/2011 2:56:42 PM
Gibbyland$100.004/8/2011 2:55:39 PM
compassion-lotus5$50.004/8/2011 2:56:55 PM
life-is-great$25.004/8/2011 2:57:02 PM
Oak-Parker$25.004/8/2011 2:56:33 PM
seanambrose$25.004/8/2011 2:57:57 PM
green-moola-sniffer$50.004/8/2011 2:56:50 PM
blackstar$25.004/8/2011 2:56:52 PM
ingenious-truth0$50.004/8/2011 2:57:09 PM
sakha$50.004/8/2011 2:57:18 PM
orbital-investment5$50.004/8/2011 2:57:28 PM
unger$75.334/8/2011 2:59:09 PM
payout-paddle1$50.004/8/2011 2:57:35 PM
ingenious-diversification$25.004/8/2011 2:57:37 PM
riproaringrapids$25.004/8/2011 2:57:48 PM
forthright-dedication$50.004/8/2011 2:58:55 PM
secureincome$500.004/8/2011 3:01:20 PM
Frover$35.004/8/2011 3:09:53 PM
iLoaner$25.004/8/2011 4:18:08 PM
worthy-loot8$25.004/8/2011 4:18:04 PM
return-pumpkin7$25.004/8/2011 4:18:14 PM
128 Investments
 
Borrower Payment Dependent Notes Series 499403
This series of Notes was issued and sold upon the funding of the borrower loan #48423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2008 Debt/Income ratio: 7%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 4 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $413Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: green-efficient-benjamins Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PerSonal
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
loyalty-sherpa$25.003/25/2011 6:37:46 PM
organized-payment6$50.003/25/2011 5:04:37 PM
patriot897$25.003/25/2011 5:05:00 PM
benefit-squirrel$50.003/25/2011 7:22:29 PM
myworld701$25.003/25/2011 5:02:58 PM
jdrez$25.003/26/2011 2:06:06 AM
imlosttoo$25.003/26/2011 4:58:14 AM
cttarheel$50.003/26/2011 6:55:50 PM
money-bauble$100.003/27/2011 11:23:34 AM
reflective-rupee$100.333/28/2011 12:14:55 PM
Rockymtnhi$50.003/28/2011 2:10:13 PM
indomitable-coin$25.003/29/2011 5:21:59 PM
rpg$30.003/29/2011 7:14:24 PM
Zolton$100.003/31/2011 6:50:23 AM
radforj22$25.004/1/2011 2:56:14 AM
upbeat-finance8$25.004/1/2011 6:59:37 PM
AFairDeal$75.004/3/2011 7:53:29 AM
Pickmar$25.004/3/2011 11:32:47 AM
efficient-treasure0$25.004/3/2011 12:24:19 PM
Mav26$30.004/4/2011 2:01:18 PM
Samvega$50.004/5/2011 9:53:54 AM
dsgfl1$100.004/5/2011 11:11:29 AM
zippy-interest$25.004/5/2011 4:50:52 PM
lazyeye$31.984/5/2011 1:59:47 PM
Peterman$25.004/5/2011 9:47:34 PM
AM2171$30.004/6/2011 10:16:26 AM
pilot1723$25.004/6/2011 4:29:05 PM
objective-investor$150.004/6/2011 5:32:09 PM
triumph329$25.004/7/2011 6:14:37 AM
handy-justice$50.004/6/2011 5:55:12 PM
subtle-revenue0$25.004/7/2011 8:14:24 AM
C_Mark$50.004/7/2011 10:01:48 AM
rolandweary$25.004/7/2011 10:13:10 AM
commerce-web5$25.004/7/2011 9:43:58 AM
kindness-hickory5$50.004/7/2011 4:58:32 AM
Tradesmanlender$25.004/7/2011 9:57:45 AM
techvet$50.004/7/2011 2:33:58 PM
bjr01$25.004/7/2011 3:47:39 PM
JBF_Investments$30.564/7/2011 5:15:06 PM
Aimvest$25.004/7/2011 9:45:44 AM
sparkling-contract7$25.004/7/2011 5:38:27 PM
a-unflappable-finance$100.004/7/2011 5:42:52 PM
Quiddity$50.004/7/2011 6:17:08 PM
sonicpluto$26.554/7/2011 6:49:36 PM
finance-admirer614$25.004/7/2011 7:52:05 PM
kind-adventurous-finance$75.004/7/2011 6:14:57 PM
intrepid-loot$75.004/7/2011 6:25:15 PM
currency-persimmon$100.004/7/2011 6:29:43 PM
zippy-revenue8$25.004/7/2011 6:34:26 PM
durable-deal2$25.004/7/2011 7:16:38 PM
hope-lionheart1$25.004/7/2011 7:44:17 PM
HamachiMan$50.004/7/2011 5:42:56 PM
shrewd-deal$25.004/7/2011 6:10:07 PM
back-scratchers$25.004/7/2011 6:11:19 PM
theloanfiller$25.004/7/2011 6:24:55 PM
income-awakening6$25.004/7/2011 7:38:51 PM
bigphish$50.004/8/2011 7:17:15 AM
MadHun$100.004/8/2011 9:18:46 AM
credit-scout7$50.004/8/2011 9:23:24 AM
bold-durability-drum$50.004/8/2011 9:21:38 AM
bill-expert$35.004/8/2011 10:00:27 AM
buffalobills$25.004/8/2011 10:22:00 AM
yennib$50.004/8/2011 10:31:07 AM
kulender$100.004/8/2011 10:40:47 AM
money-floret$25.004/8/2011 11:05:47 AM
bass$25.004/8/2011 11:09:11 AM
rjleves$25.004/8/2011 11:21:34 AM
Cheburashka$25.004/8/2011 11:20:45 AM
velocity-solo$25.004/8/2011 11:38:40 AM
speedy-ore$50.004/8/2011 11:41:00 AM
enthralling-investment$25.004/8/2011 11:40:02 AM
newest-organic-rupee$33.004/8/2011 11:46:36 AM
Ripsaw4U$50.004/8/2011 11:37:49 AM
investment-tempo$50.004/8/2011 11:47:10 AM
jtradition$50.004/8/2011 12:07:12 PM
drseuzz$149.004/8/2011 12:09:54 PM
commerce-yeller$30.003/25/2011 5:03:31 PM
hostbank$100.003/25/2011 5:05:19 PM
BxRealtor$25.003/25/2011 5:05:34 PM
Azonic21$25.003/25/2011 5:06:19 PM
competent-p2p$45.003/26/2011 9:25:31 AM
p2ploan-sensation211$25.003/26/2011 3:51:23 PM
vutah$25.003/27/2011 10:35:22 AM
SecondChanceLendingSERV$25.003/29/2011 12:26:14 PM
enthralling-deal180$50.003/29/2011 7:28:50 PM
loot-heart$25.003/29/2011 4:29:59 PM
simplelender80$100.003/30/2011 2:24:14 PM
thankful-nickel2$50.003/30/2011 8:34:27 PM
openness-viking$25.003/31/2011 4:59:15 PM
Johnab$25.004/1/2011 5:47:50 PM
krajne$34.154/1/2011 3:53:22 PM
p40thawk$25.004/1/2011 7:49:24 PM
Chauncey_Gardener$50.004/2/2011 1:38:54 PM
payout-magician$50.004/2/2011 7:59:05 AM
atbright$25.004/2/2011 4:37:37 PM
worthy-bid8$100.004/4/2011 11:23:30 AM
vigilance-revolutionary$50.004/4/2011 2:03:10 PM
Weaverville$25.004/4/2011 11:33:20 AM
a-finance-nirvana$25.004/5/2011 2:32:52 AM
Artist_Blue$25.004/5/2011 6:19:25 AM
mad-scientist0$25.004/5/2011 9:36:17 AM
nycmichael$100.004/5/2011 11:15:41 AM
RandyL3$25.004/5/2011 1:53:41 PM
w3alter$100.004/5/2011 1:45:58 PM
Mariner3605$25.004/5/2011 4:44:41 PM
Rick21$50.004/5/2011 5:33:34 PM
jescowa$50.004/5/2011 6:13:00 PM
Sol_Invictus$25.004/6/2011 9:00:59 AM
Sol_Invictus$25.004/6/2011 9:06:46 AM
astute-benjamins$25.004/6/2011 2:44:22 PM
lagnisiruk$25.004/7/2011 8:07:22 AM
medman$25.004/7/2011 8:47:43 AM
LoanerPrincipal$25.004/6/2011 8:44:20 PM
gaiusceasar$25.004/7/2011 10:20:11 AM
dinero-speaker$25.004/7/2011 10:55:42 AM
gogrannygo$25.004/7/2011 7:21:34 AM
Caledoni$114.204/7/2011 10:47:48 AM
-Me$50.004/7/2011 10:56:50 AM
thoughtful-community7$25.004/7/2011 9:10:51 AM
panegryst$50.004/7/2011 9:45:36 AM
ONECENTATATIME$26.004/7/2011 2:53:18 PM
FinanceEngine$30.004/7/2011 5:37:45 PM
nilonc1$50.004/7/2011 6:08:32 PM
gemoscar$50.004/7/2011 6:12:24 PM
frankdelraza$25.004/7/2011 6:14:23 PM
don8ter$25.004/7/2011 6:16:56 PM
Ocean713$50.004/7/2011 10:53:11 AM
GMPK_TLAS$50.004/7/2011 10:54:17 AM
five-star-justice$25.004/7/2011 5:36:44 PM
pghtiny$25.004/7/2011 7:34:10 PM
Preferred-Lender$25.004/7/2011 6:02:57 PM
dime-twister$25.004/7/2011 6:08:46 PM
nickel-ferret$100.004/7/2011 6:15:45 PM
TBONE2008$75.004/7/2011 6:54:45 PM
chantal1382$63.734/7/2011 7:47:29 PM
friendinmoney$25.004/7/2011 7:32:41 PM
repaymeplease$25.004/7/2011 7:52:53 PM
giantfan19$40.004/7/2011 8:51:45 PM
bill-appraiser7$25.004/8/2011 5:08:44 AM
GElender$50.004/8/2011 6:35:50 AM
reward-planetarium$25.004/8/2011 9:18:22 AM
lender2611$50.004/8/2011 9:21:13 AM
leodaguy$50.004/8/2011 9:23:37 AM
compassion-lotus5$50.004/8/2011 9:21:06 AM
jcjdingdong$50.004/8/2011 9:21:53 AM
loanman2007$50.004/8/2011 10:10:34 AM
CapeDollars$25.004/8/2011 10:24:28 AM
revenue-officer36$100.004/8/2011 10:28:58 AM
crmoir$25.004/8/2011 10:37:56 AM
Rivervale_Westwood$25.004/8/2011 10:42:05 AM
jojo6686$25.004/8/2011 11:07:02 AM
Helping-One-Another$129.354/8/2011 11:09:26 AM
SteadyOne$25.004/8/2011 11:30:42 AM
SelectTrustLending$25.004/8/2011 11:38:09 AM
worth-arch$25.004/8/2011 11:39:35 AM
wwwUniversal$25.004/8/2011 11:43:09 AM
RedCentre$42.834/8/2011 11:49:35 AM
interstellar$26.564/8/2011 11:41:38 AM
Dr_Starchildren$50.004/8/2011 11:52:46 AM
jms007$50.004/8/2011 11:52:06 AM
wbahl$25.004/8/2011 12:04:00 PM
lostontheedge$25.004/8/2011 12:08:37 PM
shorthairedg$50.004/8/2011 12:06:38 PM
163 Investments
 
Borrower Payment Dependent Notes Series 499511
This series of Notes was issued and sold upon the funding of the borrower loan #48470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1991 Debt/Income ratio: 6%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,777Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: dede220 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement (Outdoor)
Purpose of loan:
This loan will be used to update yard of home

My financial situation:
I have been a registered nurse since December, 2008. I have not had a break in employement since I began working. I have been in my home for almost a year and have been taking my time decorating. I would love to have my backyard ready for the summer so my family and I can spend more time in the yard. Please give me a hand...

Monthly net income: $ 3200
Monthly expenses: $
Housing: $ 1270
Insurance: $100
Car expenses: $
Utilities: $80
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $ 80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/25/2011 5:05:02 PM
vutah$25.003/25/2011 6:08:02 PM
SolarMoonshine$25.003/25/2011 6:09:57 PM
Azonic21$25.003/25/2011 5:06:21 PM
loyalty-sherpa$25.003/25/2011 9:58:35 PM
organized-payment6$50.003/25/2011 5:04:38 PM
jdrez$25.003/25/2011 5:19:27 PM
newest-funds-powerplant$50.003/25/2011 11:51:12 PM
SimpleChoice$25.003/26/2011 3:10:26 AM
3_boyz$25.003/26/2011 10:27:01 AM
engaging-worth$25.003/26/2011 3:25:29 PM
thankful-nickel2$50.003/26/2011 4:51:50 PM
OregonDane$25.003/27/2011 7:37:51 PM
cash4less$25.003/27/2011 10:16:51 PM
reflective-rupee$25.333/28/2011 12:05:09 PM
wild-orange$50.003/28/2011 9:56:31 PM
loot-heart$25.003/29/2011 5:22:51 PM
SecondChanceLendingSERV$25.003/29/2011 12:26:41 PM
DasMula$38.003/29/2011 4:08:56 PM
Rockymtnhi$31.103/30/2011 2:22:08 AM
treasure-expert$25.003/30/2011 10:52:59 AM
TomDalonajay$25.003/31/2011 11:25:24 AM
WxChem$39.013/31/2011 5:25:43 PM
4Horseman$39.583/31/2011 5:37:02 PM
colorfulgardener$25.004/1/2011 5:39:19 AM
MonkeyHero$40.004/1/2011 6:50:09 PM
CASSHMAN$75.004/1/2011 8:19:48 PM
myextracash$25.004/2/2011 3:46:20 AM
upbeat-finance8$25.004/1/2011 6:38:13 PM
Moneypenny6$25.004/2/2011 4:35:04 PM
atbright$25.004/2/2011 4:37:40 PM
Loan2Own$100.004/3/2011 12:10:09 PM
FundMaker$25.004/2/2011 4:15:58 PM
respectful-integrity3$25.004/2/2011 6:12:45 PM
sadhikari$25.004/3/2011 5:03:10 PM
NYBIZ$50.004/2/2011 9:55:59 PM
Big_Lendin$25.704/4/2011 8:14:03 AM
ethicalhumanist$50.004/4/2011 11:43:17 AM
moneytolend72$35.004/4/2011 7:45:14 AM
Samvega$50.004/4/2011 9:54:45 AM
circustab$49.444/4/2011 4:24:01 PM
fireinsp61$82.654/4/2011 2:57:18 PM
orangefob7$32.004/4/2011 3:33:23 PM
worthy-bid8$100.004/4/2011 11:23:32 AM
StrongMonty$42.124/4/2011 7:40:52 PM
klend4$50.004/4/2011 9:48:12 PM
interstellar$51.004/5/2011 1:47:18 AM
vigilance-revolutionary$50.004/4/2011 2:03:11 PM
cash-professor$25.004/4/2011 8:17:24 PM
Franchiseguy$50.004/4/2011 9:40:05 PM
lawyervon$25.004/5/2011 2:45:12 AM
wwwUniversal$25.004/5/2011 8:55:49 AM
Kessler$26.584/5/2011 6:22:24 AM
icchok$376.394/5/2011 9:30:50 AM
joyous-revenue4$25.004/4/2011 5:51:49 PM
Aaron_Oz$25.004/5/2011 8:53:52 AM
nest235$25.004/4/2011 7:53:02 PM
elvisloans$25.004/5/2011 9:12:38 AM
hostbank$100.003/25/2011 5:05:20 PM
zotzot$25.443/25/2011 5:17:24 PM
BxRealtor$25.003/25/2011 5:05:35 PM
benefit-squirrel$50.003/25/2011 7:22:28 PM
competent-p2p$35.003/26/2011 9:25:07 AM
imlosttoo$25.003/26/2011 4:58:11 AM
golffish2$50.003/26/2011 7:31:42 AM
selector568$400.003/29/2011 3:18:03 PM
rpg$40.003/29/2011 7:15:24 PM
indomitable-coin$25.003/29/2011 5:22:01 PM
enthralling-deal180$50.003/29/2011 7:28:51 PM
simplelender80$100.003/30/2011 2:24:16 PM
Nyarpy$25.003/31/2011 6:27:20 AM
Zolton$100.003/31/2011 6:50:25 AM
p2p_banker$25.003/31/2011 12:38:15 PM
radforj22$25.004/1/2011 7:38:07 AM
3_boyz$25.004/1/2011 3:48:04 PM
Mav26$52.584/1/2011 1:53:26 PM
rockhound84$25.004/2/2011 7:44:14 AM
p40thawk$25.004/1/2011 7:49:25 PM
Techne_Funds_LLC$25.004/2/2011 6:05:04 AM
Chauncey_Gardener$50.004/2/2011 1:38:55 PM
finance-symphony7$25.004/3/2011 6:48:37 PM
elloboverde$25.004/3/2011 11:02:38 PM
intrepid-loot$75.004/3/2011 12:56:26 PM
BuzzyBee336$35.004/3/2011 1:08:12 PM
AFairDeal$75.004/3/2011 7:53:32 AM
Weaverville$25.004/4/2011 11:33:21 AM
efficient-treasure0$25.004/4/2011 9:15:24 AM
PotBellyPete$100.004/4/2011 5:05:05 PM
crw1950$50.004/4/2011 7:43:45 PM
sincere-order5$500.004/4/2011 1:26:27 PM
a_andy$27.044/4/2011 4:17:39 PM
Artist_Blue$25.004/5/2011 6:19:26 AM
ChewyZ$25.004/5/2011 6:57:05 AM
delicious-loan093$25.004/5/2011 8:50:55 AM
rakey$25.004/5/2011 2:16:58 AM
a-finance-nirvana$25.004/5/2011 2:32:55 AM
brginhuntr$41.044/5/2011 6:27:59 AM
Spring342$50.004/5/2011 7:02:31 AM
golath24$25.004/5/2011 7:47:44 AM
paul1$35.004/5/2011 8:47:56 AM
100 Investments
 
Borrower Payment Dependent Notes Series 499681
This series of Notes was issued and sold upon the funding of the borrower loan #48459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $491.01
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1993 Debt/Income ratio: 16%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 39 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,417Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: freedomflyer Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 100% ) 760-779 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
780-799 (Sep-2008)
 
Principal balance: $0.06 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Return Borrower and Lender
Purpose of loan:
This loan will be used to...make home improvements.

My financial situation:
I am a good candidate for this loan because I have borrowed and repaid in the past.


Monthly net income: $8,000
Monthly expenses: $3000
Housing: $1,800
Insurance: $200
Car expenses: $500
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $452
Other expenses: $
338
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MoneyForNothing$33.333/28/2011 9:05:13 AM
CoolPlexer$25.003/28/2011 9:07:48 AM
organized-payment6$50.003/28/2011 9:07:51 AM
Azonic21$25.003/28/2011 9:10:02 AM
caring-hope2$50.003/28/2011 9:21:41 AM
investment-artist$25.003/28/2011 9:07:34 AM
commerce-yeller$30.003/28/2011 9:07:41 AM
grnii78$100.003/28/2011 5:32:32 PM
Aberdeen$1,000.003/29/2011 2:46:04 AM
enthralling-deal180$50.003/29/2011 7:29:32 PM
thankful-nickel2$50.003/29/2011 6:17:50 PM
loyalty-sherpa$25.003/30/2011 9:38:08 AM
first-serene-credit$25.003/30/2011 3:55:32 PM
simplelender80$100.003/30/2011 2:24:58 PM
WxChem$25.003/31/2011 5:26:28 PM
zotzot$25.003/31/2011 6:46:37 PM
zotzot$100.113/31/2011 5:06:05 PM
squarebob$25.003/31/2011 5:08:28 PM
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lender12345$100.004/6/2011 2:00:42 PM
dlenz$25.004/6/2011 4:11:21 PM
asset-reaction$55.544/6/2011 2:43:48 PM
NYBIZ$26.004/6/2011 5:20:12 PM
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-Me$50.004/7/2011 10:57:01 AM
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TooManyCats$25.004/7/2011 4:46:35 PM
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techvet$50.004/7/2011 2:34:12 PM
Rick21$50.004/7/2011 6:14:45 PM
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Nusk$25.004/8/2011 3:51:02 PM
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Medops911$25.004/9/2011 11:24:33 PM
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Chauncey_Gardener$50.004/2/2011 1:39:10 PM
rdrloan$50.004/4/2011 8:02:49 AM
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shrewd-deal$25.004/7/2011 6:10:18 PM
RealEstateInvestorsoftheUS$25.004/7/2011 11:46:47 AM
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atomantic$25.004/7/2011 12:34:25 PM
Gobsek$25.004/7/2011 7:33:15 PM
jcw3rd$25.004/8/2011 3:15:29 AM
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Artist_Blue$25.004/8/2011 12:28:00 PM
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Sol_Invictus$25.004/8/2011 1:08:48 PM
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C_Mark$50.004/8/2011 1:29:48 PM
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ayerobbie$25.004/8/2011 2:58:32 PM
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MadHun$100.004/8/2011 5:39:28 PM
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e6400$50.004/10/2011 7:47:46 PM
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Jassi$25.004/10/2011 8:22:28 PM
dood2112$25.004/10/2011 8:47:12 PM
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KonkoKid$50.004/11/2011 1:54:46 AM
hrubinst$31.214/11/2011 2:27:06 AM
superb-funds335$25.004/10/2011 10:59:08 PM
228 Investments
 
Borrower Payment Dependent Notes Series 499695
This series of Notes was issued and sold upon the funding of the borrower loan #48492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $604.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1991 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,847Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: sharp-community137 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to...consolidate credit cards

My financial situation:
I am a good candidate for this loan because...my income will icrease in four months due to new agreements with clients with added orders to our office volumne.


Monthly net income: $6250
Monthly expenses: $4725
Housing: $2651
Insurance: $89
Car expenses: $Paid in full
Utilities: $350
Phone, cable, internet: $130
Food, entertainment: $250
Clothing, household expenses: $55
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage Balance: $310,000 / No second Mtg, first only New assessment from city for July 2011 is $340,000 (Mar-28-2011)
Q: Hi, What do you do for employment? Ty - Wangchuk
A: I have a Settlement Agency in Virginia Beach (Mar-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Whipster$25.004/8/2011 8:13:04 PM
reflective-rupee$750.333/28/2011 6:53:01 PM
kindness-launcher$1,000.003/28/2011 6:09:46 PM
top-courteous-peso$50.003/29/2011 3:14:10 AM
golffish2$25.003/29/2011 3:40:48 AM
ingenious-deal6$25.003/29/2011 3:00:03 PM
p2ploan-sensation211$25.003/31/2011 4:50:28 PM
vine99$75.004/2/2011 12:56:00 PM
loyalty-czar$35.154/4/2011 9:58:46 AM
Tylerh$100.004/4/2011 4:38:49 PM
wwwUniversal$25.004/7/2011 2:15:14 AM
credit-sycamore4$100.004/6/2011 5:30:27 PM
patriot897$25.004/7/2011 6:09:12 PM
asset-professor$50.004/7/2011 6:02:31 PM
kindness-hickory5$50.004/7/2011 6:02:44 PM
mercuriant$25.004/8/2011 11:44:38 AM
P2P4me$400.004/8/2011 12:07:48 PM
lucrative-coin$50.004/8/2011 12:08:11 PM
active-wealth3$25.004/8/2011 12:15:05 PM
jules3304$25.004/8/2011 12:43:51 PM
helping-out$35.004/8/2011 12:37:34 PM
Kyileo$25.004/8/2011 1:26:40 PM
joyful-power9$100.004/8/2011 1:30:04 PM
durability-halibut$25.004/8/2011 1:48:19 PM
money-surge1$75.004/8/2011 3:18:31 PM
mammalian4$50.004/8/2011 3:50:38 PM
dudebrah$25.004/8/2011 4:22:43 PM
kindness-hickory5$100.004/8/2011 4:11:48 PM
2grindstones$25.004/8/2011 4:27:49 PM
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fantastic-wampum1$100.004/8/2011 4:32:35 PM
Wart126$25.004/8/2011 5:05:53 PM
balance-force$30.244/8/2011 5:11:05 PM
Bob450$25.004/8/2011 5:33:10 PM
CA-Lender$100.044/8/2011 5:38:26 PM
washboard3$50.004/8/2011 5:36:28 PM
KrauseVentures$25.004/8/2011 5:35:39 PM
gothampark$25.004/8/2011 5:45:54 PM
jjswanso$25.004/8/2011 5:43:10 PM
orange-leverage-phoenix$50.004/8/2011 5:43:40 PM
Gibbyland$100.004/8/2011 6:52:45 PM
Oakland$50.004/8/2011 6:45:37 PM
mighty-commerce7$25.814/8/2011 7:02:20 PM
economy-producer$25.004/8/2011 10:08:01 PM
finance-magma7$50.004/8/2011 10:53:27 PM
the-profit-oracle$25.004/9/2011 3:36:53 AM
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PatRichi$25.004/9/2011 1:52:36 PM
sportcraft18$25.004/9/2011 2:43:00 PM
dynrep$96.004/9/2011 2:24:49 PM
cladius67$25.004/9/2011 3:07:05 PM
FirstBank$50.004/9/2011 4:02:38 PM
handy-justice$50.004/9/2011 5:37:42 PM
well-mannered-income3$60.004/9/2011 8:06:52 PM
burrito6$25.004/10/2011 7:55:13 AM
dparkhom$25.004/10/2011 7:47:11 AM
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finance-prescription$50.004/10/2011 7:54:12 AM
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excellent-greenback$50.004/10/2011 3:08:55 PM
aldeed$100.834/10/2011 3:21:38 PM
red-power-pecan$50.004/10/2011 4:02:46 PM
power-bluebird2$50.004/10/2011 6:41:22 PM
IIP77$25.004/10/2011 6:45:18 PM
rapid-currency$50.004/10/2011 7:07:21 PM
wkeboarder21$50.004/11/2011 5:25:50 AM
silver-enlightenment0$100.004/11/2011 7:11:51 AM
credit-coach118$30.004/11/2011 8:56:48 AM
income-rocker2$74.184/11/2011 8:31:50 AM
dsnybnd$25.004/11/2011 8:49:58 AM
pkn62572$25.004/11/2011 9:32:27 AM
wise-transaction-grizzly$25.004/11/2011 9:57:47 AM
LionFan$50.004/11/2011 9:41:53 AM
seisen$100.004/11/2011 9:34:07 AM
diversifylender$50.004/11/2011 9:56:45 AM
bnlforever$25.004/11/2011 9:59:06 AM
MoneyForNothing$8.294/11/2011 9:59:20 AM
erowis$35.003/28/2011 9:06:16 PM
suave-dime6$25.003/28/2011 5:06:14 PM
worldly-money4$200.003/28/2011 5:06:35 PM
competent-p2p$30.003/29/2011 7:47:28 AM
simplelender80$100.003/30/2011 9:32:52 AM
SecondChanceLendingSERV$25.003/29/2011 10:32:46 PM
thelovebug$100.004/1/2011 5:07:29 AM
wkeboarder21$100.004/1/2011 6:10:12 AM
thomas16882004$25.003/31/2011 9:03:55 PM
diplomatic-wealth7$25.004/1/2011 11:44:30 AM
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fortytwo$50.004/3/2011 12:22:16 AM
worthy-bid8$25.004/3/2011 10:31:47 AM
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w3alter$100.004/5/2011 5:30:33 PM
money-bauble$50.004/7/2011 4:15:31 AM
lagnisiruk$25.004/7/2011 8:08:59 AM
bountiful-durability$50.004/7/2011 4:19:34 PM
d_grbg$35.004/7/2011 5:59:16 PM
genuine-dime$200.004/8/2011 4:49:42 AM
focused-asset8$500.004/8/2011 11:01:22 AM
Dubbs360$100.004/8/2011 12:02:17 PM
admirable-basis1$25.004/8/2011 12:12:53 PM
pietro_torna_indietro$25.004/8/2011 12:35:43 PM
reflective-rupee$750.554/8/2011 1:04:56 PM
leodaguy$25.004/8/2011 1:42:53 PM
flag3$50.004/8/2011 2:06:04 PM
neutrino6$50.004/8/2011 2:20:58 PM
leverage-monger$100.004/8/2011 2:38:37 PM
secureincome$2,000.004/8/2011 2:52:48 PM
glroark$250.004/8/2011 3:02:22 PM
fizicks06$69.344/8/2011 3:05:03 PM
TigerForce$100.004/8/2011 3:14:33 PM
1SteelerFan$25.004/8/2011 3:54:37 PM
ddog0224$100.004/8/2011 4:25:03 PM
FinanceEngine$30.004/8/2011 4:36:47 PM
handshake52$29.384/8/2011 4:41:54 PM
Maetryx$38.434/8/2011 4:42:05 PM
ccclaireee333$25.004/8/2011 5:09:40 PM
hookUup$50.004/8/2011 4:54:22 PM
easylivin$25.004/8/2011 5:10:16 PM
CACO_Lender$50.004/8/2011 5:37:39 PM
careful-penny$25.004/8/2011 5:48:30 PM
loyaltyologist$50.004/8/2011 5:43:20 PM
trustworthy-finance6$100.004/8/2011 5:54:02 PM
hawk357$50.004/8/2011 7:07:04 PM
thankful-nickel2$25.004/8/2011 7:15:28 PM
loss-of-control$150.004/8/2011 7:39:08 PM
Cory79$51.254/8/2011 7:40:53 PM
platinum-scientist9$25.004/8/2011 7:10:48 PM
mcgovern2024$25.004/8/2011 7:45:24 PM
RMI_Babylon$29.004/8/2011 7:13:35 PM
nletunic$50.004/8/2011 10:16:54 PM
ah-long$25.004/9/2011 12:42:21 AM
treasure-bliss$32.984/9/2011 3:35:45 AM
graceful-investment$100.004/9/2011 3:55:41 AM
nowits10$50.004/9/2011 5:02:05 AM
careful-note$50.004/9/2011 4:37:32 AM
loanman2007$175.004/9/2011 5:11:10 AM
Easystreet$25.004/9/2011 5:38:09 AM
Weaverville$25.004/9/2011 10:40:54 AM
apostle901$25.004/9/2011 12:20:38 PM
willinvest$25.004/9/2011 2:07:25 PM
Dskillz$25.004/9/2011 2:46:08 PM
prudent-gain7$25.004/9/2011 6:24:17 PM
mpatrick$25.004/9/2011 8:12:19 PM
cbivitz$350.004/10/2011 7:43:27 AM
rhin0cerx$50.004/10/2011 7:53:26 AM
five-star-justice$25.004/10/2011 7:55:17 AM
moola-wildebeest3$50.004/10/2011 5:26:59 AM
point$50.004/10/2011 8:03:00 AM
rookiecrd1$90.004/10/2011 7:52:59 AM
intrepid-loot$25.004/10/2011 7:54:10 AM
shrewd-income$300.004/10/2011 8:56:39 AM
peregrine$92.374/10/2011 12:06:09 PM
VOID67$50.004/10/2011 12:41:56 PM
l2fp$25.004/10/2011 12:42:06 PM
euro-spark$254.184/10/2011 1:43:34 PM
sharp-trade0$25.004/10/2011 2:47:30 PM
the-bid-sorcerer$50.004/10/2011 3:23:59 PM
japerk$25.004/10/2011 4:08:27 PM
vest_vortex$25.004/10/2011 6:26:06 PM
unfixer$25.004/10/2011 6:31:38 PM
razor783$25.004/10/2011 6:46:00 PM
social-conductor4$25.004/10/2011 6:57:48 PM
lendsalot$25.004/10/2011 8:42:38 PM
important-openness1$50.004/10/2011 10:11:52 PM
nerdfactor$25.004/10/2011 10:34:15 PM
jtc26$80.154/11/2011 12:01:23 AM
Katburg$25.004/11/2011 5:31:56 AM
Wellman$50.004/11/2011 6:07:10 AM
FoosMaster$25.004/11/2011 7:05:51 AM
Ocean713$50.004/11/2011 7:46:00 AM
ethicalhumanist$25.004/11/2011 9:16:05 AM
traice$25.004/11/2011 9:34:00 AM
justice-economist$25.004/11/2011 9:34:21 AM
TeamRamRod$31.504/11/2011 9:41:57 AM
umfan123$25.004/11/2011 9:47:01 AM
elegant-loot$25.004/11/2011 9:33:50 AM
177 Investments
 
Borrower Payment Dependent Notes Series 499767
This series of Notes was issued and sold upon the funding of the borrower loan #48452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $136.69
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2006 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 26Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,001 
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: currency-voyage2 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MBA Finance Recent Grad
Purpose of loan:
This loan will be used to finance my basic living expenses (housing, food, transportation) during my 2 month job search process for a position as an analyst after recently receiving my MBA.

My financial situation:
During the last two years in business school, I have lived frugally (no car, cheap apartments, etc.) and managed to receive an MBA at the age of 22 (awarded 3 graduate merit scholarships, and until I receive my grades for my last two classes, my overall MBA GPA is 3.807). Also, I'm single with no dependents.

Monthly net income: $1250 (approximately during my time in business school)
Monthly expenses: $ 970.00
Housing: $ 385.00
Utilities: $ 65.00
Phone, cable, internet: $ 85.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 10.00
Credit cards and other loans: $ 25.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Which graduate business school did you attend? Thanks - reflective-rupee
A: I just graduated with an MBA in Finance from City University of Seattle in Bellevue, WA, USA (cityu.edu). Additionally, I received my BA from the University of Washington (washington.edu). (Mar-29-2011)
Q: How did you manage to get all those years of school in and only be 22? - mommaroeroe
A: I grew up in a state which allows for students to enroll in college as a junior/senior--When I was 16 I applied to this program (Running Start), completed my first year of college when I was 17 (and a hs senior), transferred to the University of Washington and finished my remaining 3 years at the age of 20. I took 3 months off, and then I enrolled at City University of Seattle immediately afterwards and never took any quarters off, which took 2 years. Now I am 22. (Apr-08-2011)
Q: How did you earn an income while in school? Thanks for your answer. - mommaroeroe
A: I was in Air Force ROTC, worked as a research assistant, worked in the summers as a Lifeguard for a private waterpark, worked at Walmart for a bit, and received money from the schools I attended. Overall I lived frugally, and tuition at my undergrad institution was 6K a year, and for business school it was 14K a year. I did running start in high school for 1 year, so my first year of college was free. Overall, my post-secondary education cost me approximately 46K-50K in tuition. (Apr-08-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/29/2011 9:06:01 AM
enthralling-deal180$50.003/30/2011 5:14:11 PM
imdave4me$50.003/31/2011 5:41:13 AM
hostbank$100.003/31/2011 5:21:26 PM
colorfulgardener$25.004/1/2011 5:46:24 AM
payout-magician$50.004/2/2011 7:56:12 AM
indomitable-coin$25.004/2/2011 1:00:43 PM
Brisket_Bob$100.004/3/2011 7:24:03 AM
atbright$25.004/2/2011 4:38:15 PM
AFairDeal$75.004/4/2011 11:01:29 AM
CPA-Banker$25.004/4/2011 2:22:52 PM
goodhearted-basis4$25.004/5/2011 2:34:35 AM
miamiwill$25.004/4/2011 3:33:08 PM
55to13$65.004/4/2011 4:15:22 PM
davidmlucas$50.004/5/2011 5:19:59 PM
Mariner3605$25.004/6/2011 12:08:27 AM
NYBIZ$25.004/6/2011 5:21:37 PM
efficient-treasure0$25.004/6/2011 5:44:43 PM
subtle-revenue0$25.004/7/2011 8:14:43 AM
lagnisiruk$25.004/7/2011 8:08:00 AM
nycmichael$100.004/7/2011 9:48:11 AM
rolandweary$25.004/7/2011 10:13:46 AM
Invest_in_residual_income$50.004/7/2011 12:26:45 PM
vigilance-revolutionary$50.004/7/2011 10:53:21 AM
Sealion$50.004/7/2011 3:10:50 PM
zippy-interest$25.004/7/2011 6:15:49 PM
GElender$50.004/8/2011 6:36:30 AM
kindness-hickory5$50.004/8/2011 9:11:33 AM
Dubbs360$100.004/8/2011 12:43:14 PM
WealthBuildingLessons$25.004/8/2011 12:53:34 PM
Sol_Invictus$25.004/8/2011 1:09:13 PM
sparky1129$50.004/8/2011 1:30:45 PM
gracej$25.004/8/2011 1:57:13 PM
neutrino6$50.004/8/2011 2:12:34 PM
nickel-demon2$200.004/8/2011 2:42:51 PM
adventurous-commerce$25.004/8/2011 2:36:12 PM
newest-bountiful-basis$25.004/8/2011 2:41:29 PM
weiyinsan$25.004/8/2011 2:48:16 PM
gilbrear$25.004/8/2011 3:18:52 PM
klemer$25.004/8/2011 6:03:12 PM
bold-steady-peso$50.004/8/2011 7:22:04 PM
deal-dreams8$50.004/8/2011 7:31:58 PM
NYBIZ$30.004/8/2011 8:33:18 PM
newest-organic-rupee$44.004/8/2011 8:52:31 PM
elloboverde$25.004/9/2011 12:36:11 AM
comet55$25.004/9/2011 7:22:01 AM
sinner_c5$30.004/9/2011 8:06:34 AM
treasure-expert$25.004/9/2011 11:38:54 AM
clean-greenback5$50.004/9/2011 4:32:28 PM
BxRealtor$25.003/29/2011 9:06:10 AM
patriot897$25.003/29/2011 9:07:42 AM
simplelender80$100.003/30/2011 2:25:22 PM
Zolton$100.003/31/2011 6:51:30 AM
p2p_banker$25.003/31/2011 12:38:07 PM
caring-hope2$50.003/31/2011 8:28:57 PM
loyalty-sherpa$25.004/1/2011 10:17:47 AM
p40thawk$25.004/1/2011 7:49:54 PM
Chauncey_Gardener$50.004/2/2011 1:39:22 PM
Pickmar$25.004/3/2011 11:44:51 AM
loot-heart$25.004/4/2011 2:23:52 PM
mad-scientist0$25.004/5/2011 9:37:03 AM
jescowa$50.004/5/2011 6:13:20 PM
radforj22$25.004/5/2011 5:47:13 PM
handy-justice$50.004/6/2011 5:55:38 PM
medman$25.004/7/2011 8:48:05 AM
Weaverville$50.004/7/2011 9:48:28 AM
techvet$50.004/7/2011 2:34:22 PM
Tradesmanlender$25.004/7/2011 8:59:55 PM
goodcents$25.004/7/2011 6:05:38 PM
bill-appraiser7$25.004/8/2011 5:09:33 AM
w3alter$100.004/8/2011 12:11:20 PM
djh47a$25.004/8/2011 12:48:55 PM
bold-durability-drum$50.004/8/2011 12:44:28 PM
1SteelerFan$25.004/8/2011 12:53:56 PM
jtu55$25.004/8/2011 1:33:44 PM
indomart$50.004/8/2011 1:38:15 PM
point-kitten6$50.004/8/2011 1:39:11 PM
Tlk2drew$50.004/8/2011 2:12:05 PM
Nusk$25.004/8/2011 3:48:54 PM
dpries123$25.004/8/2011 4:08:14 PM
fantastic-wampum1$100.004/8/2011 4:30:20 PM
KirosPOS$50.004/8/2011 9:53:51 PM
AustinAmerica$33.274/8/2011 10:01:17 PM
titilsbie14$40.004/8/2011 10:20:44 PM
next-time$38.904/9/2011 5:19:25 AM
nolahelper$25.004/9/2011 5:58:45 AM
rockhound84$25.004/9/2011 5:46:54 AM
currency-cigar4$75.004/9/2011 7:57:57 AM
MonkeyHero$54.794/9/2011 8:56:19 AM
financial-frenzy$50.004/9/2011 12:42:28 PM
scratch4you$25.004/9/2011 1:43:26 PM
credit-investor5$50.004/9/2011 5:57:08 PM
92 Investments
 
Borrower Payment Dependent Notes Series 499849
This series of Notes was issued and sold upon the funding of the borrower loan #48432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1996 Debt/Income ratio: 10%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,073Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: new-credit-doctor Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate two credit cards, lower my interest rate, and pay the balance off.

My financial situation:
I am a good candidate for this loan because I am a first grade teacher, mother of two, and currently going through a divorce. This debt accrued as my children and I moved to a new home. I am currently getting my Master's and would like to streamline all payments if possible and lower the monthly amount I am paying towards interest. Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Delamere$50.003/29/2011 9:07:08 AM
currency-persimmon$100.003/29/2011 9:24:34 AM
logical-reward8$25.003/29/2011 9:02:30 AM
the-dollar-topper$100.003/29/2011 9:06:41 AM
shamrocker$25.003/29/2011 9:06:59 AM
kenji4861$50.003/29/2011 9:05:23 AM
scrappy-bonus2$25.003/29/2011 9:05:36 AM
currency-persimmon$100.003/29/2011 9:05:45 AM
transparency-grasshopper$50.003/29/2011 5:31:59 PM
jga516$25.003/30/2011 10:02:21 AM
davisfl$100.003/30/2011 12:10:37 AM
worthy-bid8$100.003/30/2011 2:40:06 PM
Dollars4Rent$50.003/31/2011 1:49:25 AM
emo13$100.003/31/2011 4:28:05 AM
indomitable-coin$25.004/1/2011 11:32:39 AM
p40thawk$50.004/1/2011 7:39:38 PM
jescowa$50.004/1/2011 7:58:05 PM
friendlyviking$25.004/2/2011 8:13:01 AM
Tech-Entrepreneur$25.004/2/2011 1:00:53 PM
wbahl$25.004/2/2011 12:51:46 PM
Toby1montana$75.004/2/2011 7:18:05 AM
benjamins-utopia$100.004/4/2011 10:53:58 AM
meux99$25.004/4/2011 11:36:35 AM
baseballfan111$50.004/4/2011 1:20:16 PM
kind-resolute-dough$100.004/4/2011 1:19:07 PM
kyomoon$50.004/4/2011 2:53:27 PM
a-responsible-return$50.004/4/2011 11:12:47 PM
smilinsam$50.004/5/2011 4:30:52 PM
kind-adventurous-finance$100.004/5/2011 4:30:48 PM
locomotive7$50.004/5/2011 11:22:59 PM
MoonMama$25.004/6/2011 9:27:30 AM
power-companion7$100.004/6/2011 9:31:15 AM
unclejaef$25.004/6/2011 12:21:43 PM
kulender$50.004/6/2011 5:25:54 PM
credit-investor5$50.004/6/2011 7:28:18 AM
acropiloterau2002$25.004/6/2011 9:32:33 AM
damage$25.004/6/2011 10:52:32 PM
kindness-hickory5$50.004/7/2011 4:59:02 AM
financelover$50.004/6/2011 11:07:34 PM
GodzillaLending$25.004/7/2011 2:18:59 AM
degster$25.004/7/2011 10:24:22 AM
lagnisiruk$25.004/7/2011 8:05:47 AM
power-bluebird2$100.004/7/2011 4:34:49 PM
shrewd-deal$25.004/7/2011 6:09:53 PM
balanced-bill7$50.004/7/2011 6:16:41 PM
HeavyDriver03$25.004/8/2011 10:47:37 AM
leeball$50.004/8/2011 10:54:32 AM
orindalender$50.004/8/2011 10:47:51 AM
dharma1$25.004/8/2011 10:48:22 AM
windfall46$25.004/8/2011 10:39:26 AM
cablenews$50.004/8/2011 10:49:40 AM
networks4ever$25.004/8/2011 10:46:41 AM
AceInTheHole$25.004/8/2011 10:47:00 AM
TennSquire$50.004/8/2011 10:48:03 AM
thedoctor$100.004/8/2011 11:07:22 AM
djh47a$25.004/8/2011 12:47:50 PM
Tahoeguy$50.004/8/2011 12:49:09 PM
sparky1129$50.004/8/2011 1:30:50 PM
Interstate_Rate$250.004/8/2011 1:33:32 PM
zski$25.004/8/2011 1:34:08 PM
UT2008$50.004/8/2011 1:40:55 PM
FlexFunding$50.004/8/2011 2:09:19 PM
Tlk2drew$50.004/8/2011 2:12:08 PM
reflective-rupee$400.554/8/2011 2:36:10 PM
TigerForce$39.534/8/2011 3:15:31 PM
lucrative-coin$50.004/8/2011 3:40:40 PM
radforj22$50.004/8/2011 4:22:28 PM
green-planet-guy$32.004/8/2011 4:35:33 PM
ccclaireee333$25.004/8/2011 5:09:06 PM
hookUup$25.004/8/2011 4:56:17 PM
balance-force$30.004/8/2011 5:11:57 PM
ekbangali$100.004/8/2011 5:24:15 PM
Castellan$50.004/8/2011 5:37:24 PM
mchoops21$25.004/8/2011 5:38:55 PM
economy-equilibrium7$25.004/8/2011 5:55:11 PM
thankful-nickel2$50.004/8/2011 7:10:25 PM
dtrain5$25.004/8/2011 7:36:52 PM
capital-party6$100.004/8/2011 8:57:21 PM
efficient-treasure0$25.004/8/2011 8:27:04 PM
sk10023$25.004/8/2011 8:35:03 PM
power-companion7$458.004/8/2011 9:05:24 PM
flexible-vigilance7$50.004/8/2011 8:45:51 PM
cash-queen$50.004/8/2011 9:11:05 PM
Untiedshu$37.964/8/2011 9:46:15 PM
vigilance-searcher$25.004/8/2011 9:55:56 PM
sandeepPR$25.004/8/2011 11:34:11 PM
wealth-renaissance5$25.004/8/2011 11:39:00 PM
IIP77$25.004/8/2011 10:58:34 PM
Hogpilot$50.004/9/2011 1:01:48 AM
industrious-dedication$100.004/9/2011 1:00:47 AM
naniamo$25.004/9/2011 2:18:29 AM
Proactive-Financial-Lending$25.004/9/2011 3:38:10 AM
Sykes66$25.004/9/2011 3:09:24 AM
Tasmir$25.004/9/2011 3:26:48 AM
loanman2007$100.004/9/2011 4:36:44 AM
jescowa$50.004/9/2011 4:59:11 AM
ArtemisFitzlebottom$50.004/9/2011 5:56:44 AM
kublai$100.004/9/2011 6:40:05 AM
momoney2lend$100.004/9/2011 8:02:24 AM
unknowable$27.904/9/2011 8:11:56 AM
currency-cigar4$338.234/9/2011 8:10:26 AM
ChicoBob$44.614/9/2011 8:35:01 AM
authoritative-capital$30.004/9/2011 8:46:27 AM
DDPrime$50.004/9/2011 9:41:58 AM
the-silver-blaster$75.004/9/2011 10:20:00 AM
drkosh$100.004/9/2011 10:30:16 AM
Engineer44$26.004/9/2011 10:33:28 AM
otalon$50.004/9/2011 10:40:14 AM
Greycat$25.004/9/2011 11:38:09 AM
financial-frenzy$50.004/9/2011 12:33:45 PM
Captain88$25.004/9/2011 1:32:44 PM
joshua18$25.004/9/2011 2:23:12 PM
r48$48.004/9/2011 5:22:02 PM
Billybobobbrain$27.334/9/2011 5:35:56 PM
lifegrowth$25.004/9/2011 6:46:42 PM
FundMaker$25.004/9/2011 6:54:32 PM
sparkling-contract7$25.004/9/2011 6:44:08 PM
seanvr33$50.004/9/2011 8:03:20 PM
micko$25.004/9/2011 7:58:25 PM
surfhoss644$300.004/9/2011 9:15:52 PM
KrisKringle$25.004/9/2011 8:28:34 PM
jimduism$50.004/9/2011 10:56:32 PM
diancecht$50.004/10/2011 4:43:43 AM
jmto_02$25.004/9/2011 11:01:03 PM
Truchaos$25.004/10/2011 1:38:48 AM
AmericanCredit$25.003/29/2011 9:07:15 AM
DukSerduk$25.003/29/2011 9:02:37 AM
fantastic-openness$100.003/29/2011 9:05:40 AM
community-pipeline$25.003/29/2011 9:05:49 AM
minista$25.003/29/2011 9:07:27 AM
WilliamLeeSims$25.003/29/2011 4:59:35 PM
blot44$50.003/29/2011 9:04:36 AM
patriot897$50.003/29/2011 9:05:31 AM
SchaeferJ$25.003/29/2011 9:06:51 AM
reflective-rupee$25.333/29/2011 1:19:57 PM
Preteur$25.003/30/2011 12:10:31 AM
exact-gold2$25.003/30/2011 12:09:01 AM
restless-balance9$50.003/30/2011 8:51:08 AM
Hanalei712$50.003/30/2011 2:39:10 PM
power-mad-scientist$25.003/31/2011 4:32:47 AM
GElender$50.004/1/2011 7:02:48 AM
a-exponential-hope$25.003/31/2011 1:08:51 PM
mrpowers5531$25.004/1/2011 4:18:49 PM
skuba$50.004/2/2011 12:46:09 PM
octoberfresh$30.004/2/2011 12:52:31 PM
helpishere777$50.004/3/2011 4:08:15 PM
Pickmar$25.004/3/2011 11:45:48 AM
unforgettable-order9$50.004/3/2011 10:07:48 AM
dumbass$25.004/5/2011 4:33:59 PM
serene-truth2$50.004/5/2011 9:29:03 PM
worthy-value1$50.004/6/2011 6:48:19 AM
Anny-Disco$50.004/6/2011 12:22:51 AM
tough-peso2$25.004/6/2011 9:27:33 AM
forthright-dedication$50.004/6/2011 9:27:38 AM
Emgolda$25.004/6/2011 9:29:35 AM
velocity-solo$25.004/7/2011 2:28:49 AM
antlr$50.004/6/2011 5:34:36 PM
bobby5832708$50.004/6/2011 5:37:50 PM
availableloan$25.004/7/2011 7:04:59 AM
MrDavid$100.004/6/2011 9:42:47 PM
Bank42$35.434/7/2011 1:34:02 AM
subtle-revenue0$25.004/7/2011 8:03:56 AM
unassuming-note$25.004/7/2011 1:47:52 PM
-Me$50.004/7/2011 10:57:17 AM
vigilance-revolutionary$50.004/7/2011 5:22:04 PM
Cheburashka$30.004/7/2011 5:59:48 PM
bill-appraiser7$25.004/8/2011 5:07:46 AM
djs81$25.004/8/2011 10:48:35 AM
Octavian315$35.004/8/2011 11:00:20 AM
inforapenny$50.004/8/2011 11:04:54 AM
compoundinterest$40.554/8/2011 10:58:39 AM
ProfPC$25.004/8/2011 10:48:16 AM
valiant-liberty4$25.004/8/2011 11:53:15 AM
aasx1108$25.004/8/2011 1:44:28 PM
moola-rose8$25.004/8/2011 1:55:39 PM
virtualbank$44.354/8/2011 1:55:58 PM
newest-bountiful-basis$25.004/8/2011 3:19:37 PM
kindness-hickory5$100.004/8/2011 4:10:41 PM
Dubbs360$100.004/8/2011 5:08:42 PM
jazz619$25.004/8/2011 5:49:08 PM
kander80$104.824/8/2011 6:36:36 PM
benefit-banshee$50.004/8/2011 7:05:58 PM
peso-mate$50.004/8/2011 7:22:22 PM
Gibbyland$100.004/8/2011 6:53:57 PM
mad-scientist0$200.004/8/2011 8:05:28 PM
lenderforyoutoday$40.374/8/2011 8:18:41 PM
ridestwins_998$75.004/8/2011 8:56:58 PM
economy-beast$50.004/8/2011 9:16:12 PM
Engrrob$50.004/8/2011 10:03:34 PM
ore-frontier$50.004/8/2011 11:30:32 PM
conceptpi$50.004/9/2011 2:02:56 AM
BiggestG$25.004/9/2011 2:08:20 AM
authoritative-loot$25.004/9/2011 1:09:20 AM
fiscal65$25.864/9/2011 2:48:46 AM
Mantis75$25.004/9/2011 2:48:34 AM
zotzot$50.114/9/2011 5:51:10 AM
lucky6$25.004/9/2011 8:22:02 AM
Hexnut$50.004/9/2011 9:19:09 AM
acsej$25.004/9/2011 10:07:56 AM
WSTRDG$25.004/9/2011 10:33:07 AM
littleblue$25.004/9/2011 11:23:51 AM
treasure-expert$25.004/9/2011 11:40:22 AM
proper-commitment5$25.004/9/2011 11:31:58 AM
kmwvma$190.694/9/2011 12:20:26 PM
Belair_Advisors$25.004/9/2011 12:34:10 PM
KileNSmyth4$39.964/9/2011 2:00:18 PM
LightTheWay$150.004/9/2011 2:38:04 PM
prainvestment$30.004/9/2011 3:24:58 PM
capital-web7$50.004/9/2011 3:07:38 PM
elevated-finance$25.124/9/2011 3:53:45 PM
proper-commitment5$25.004/9/2011 4:21:31 PM
Minnvestor$50.004/9/2011 5:04:45 PM
diplomatic-wealth7$25.004/9/2011 6:03:23 PM
djmjkelso$35.004/9/2011 6:07:34 PM
income-awakening6$25.004/9/2011 6:31:25 PM
diplomatic-wealth7$25.004/9/2011 6:33:10 PM
mistertao$25.004/9/2011 6:28:34 PM
fair_rates$25.004/9/2011 6:52:06 PM
ManhattanLender$25.004/9/2011 7:27:09 PM
mikeleib$25.004/9/2011 9:16:47 PM
jtu55$25.004/9/2011 10:33:33 PM
apogor$26.404/9/2011 11:33:14 PM
jimduism$50.004/9/2011 10:58:55 PM
taal1$50.004/10/2011 5:51:18 AM
jmb_lending$200.004/10/2011 12:03:57 AM
intrepid-loot$52.624/10/2011 6:17:12 AM
cebgop$25.004/10/2011 3:26:46 AM
Trigger$73.284/10/2011 5:07:50 AM
228 Investments
 
Borrower Payment Dependent Notes Series 499883
This series of Notes was issued and sold upon the funding of the borrower loan #48462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1989 Debt/Income ratio: 38%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,086Stated income:$1-$24,999
Delinquencies in last 7y: 11 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: enthusiastic-dough Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
marriage
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is this loan for? Would you please comment on your delinquencies? - intrepid-loot
A: we are using the money for our wedding,, my delinquencies were all during my break-up of my first marriage and i've had none since. (Apr-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
transaction-circuit$50.003/28/2011 5:04:03 PM
tech310$50.003/29/2011 2:57:17 AM
suave-dime6$25.003/28/2011 5:06:19 PM
wild-orange$25.003/28/2011 9:27:14 PM
CA-Lender$50.003/31/2011 5:34:46 PM
velocity-motivator6$25.004/1/2011 5:58:45 PM
hopeful-deal7$50.004/2/2011 9:11:26 AM
s_man1$50.004/4/2011 9:48:18 AM
worthy-bid8$25.004/3/2011 10:31:58 AM
thankful-nickel2$25.004/3/2011 2:27:01 PM
rustysailor$25.004/4/2011 10:33:29 AM
ddimports$100.004/4/2011 6:14:43 PM
Tylerh$100.004/5/2011 5:30:57 PM
credit-sycamore4$100.004/6/2011 5:30:31 PM
shrewd-income$25.004/6/2011 1:41:26 PM
Makingitrain$25.004/7/2011 10:23:28 AM
sirchacha$80.004/7/2011 2:36:35 PM
econgineer$50.004/7/2011 8:57:12 PM
YellowJacket$25.004/7/2011 5:08:15 PM
RebuildingAmerica$25.004/7/2011 7:40:21 PM
B2152$25.004/8/2011 5:07:07 AM
enthusiastic-ore5$40.004/8/2011 5:58:14 AM
wise382$25.014/8/2011 7:34:46 AM
worthy-bid4$55.854/8/2011 9:18:22 AM
outofoffice$29.954/8/2011 9:43:21 AM
Lubava$38.864/8/2011 9:28:53 AM
well-rounded-payout0$50.003/28/2011 5:07:09 PM
reflective-rupee$200.333/28/2011 6:51:36 PM
Leopoldine$25.003/28/2011 8:13:31 PM
792FICO$50.003/29/2011 7:02:32 AM
worldly-money4$200.003/28/2011 5:06:53 PM
ultimate-peace$25.003/29/2011 6:11:48 AM
droopie1$25.003/29/2011 6:56:43 PM
ingenious-deal6$25.003/29/2011 3:00:09 PM
transparency-grasshopper$25.003/29/2011 5:31:50 PM
simplelender80$100.003/30/2011 1:14:37 PM
diplomatic-wealth7$25.004/1/2011 11:44:34 AM
mrxtravis$25.004/1/2011 10:21:47 AM
thelovebug$100.004/2/2011 4:36:00 PM
finance-symphony7$25.004/3/2011 6:50:48 PM
value-allocator1$100.004/4/2011 9:55:25 AM
fortytwo$100.004/4/2011 12:38:44 PM
Bob450$25.004/5/2011 2:06:37 AM
FASTIZIO_P$25.004/5/2011 5:23:24 PM
w3alter$100.004/5/2011 6:01:01 PM
dominickf$50.004/5/2011 5:31:28 PM
intrepid-loot$25.004/5/2011 8:18:29 PM
glenium$25.004/6/2011 2:57:47 AM
euro-spark$100.004/5/2011 5:19:43 PM
IASKGOD$25.004/6/2011 9:18:26 AM
toomanyfishtanks$25.004/6/2011 1:18:10 PM
wwwUniversal$25.004/7/2011 2:15:23 AM
money-bauble$50.004/7/2011 4:15:38 AM
lagnisiruk$25.004/7/2011 8:09:04 AM
kwan$25.004/7/2011 9:39:26 AM
bountiful-durability$50.004/7/2011 4:19:37 PM
wbahl$25.004/7/2011 8:34:49 PM
wild-orange$25.004/8/2011 4:02:35 AM
Gandalf0001$25.004/8/2011 6:05:35 AM
green-wampum-titan$30.004/8/2011 7:08:25 AM
shrewd-income$25.004/8/2011 8:46:57 AM
kristof2007$50.004/8/2011 9:25:26 AM
62 Investments
 
Borrower Payment Dependent Notes Series 499911
This series of Notes was issued and sold upon the funding of the borrower loan #48475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $199.37
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1995 Debt/Income ratio: 10%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 31 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,363Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: relentless-duty3 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
relentless-duty3
Purpose of loan:
This loan will be used to...consolidate credit cards

My financial situation:
I am a good candidate for this loan because...i have always paid my bills on time and i have never been on unemployment and have always worked my credit is one of my priorities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
blot44$50.003/30/2011 9:03:29 AM
kenji4861$50.003/30/2011 9:04:11 AM
AmericanCredit$25.003/30/2011 9:08:03 AM
WilliamLeeSims$25.003/30/2011 9:09:20 AM
investment-artist$25.003/30/2011 9:33:10 AM
SchaeferJ$25.003/30/2011 9:33:22 AM
Dollars4Rent$50.003/30/2011 9:41:23 AM
selector568$50.003/30/2011 9:03:51 AM
fantastic-openness$100.003/30/2011 9:04:30 AM
jga516$25.003/30/2011 10:02:16 AM
the-dollar-topper$100.003/30/2011 9:06:40 AM
logical-reward8$25.003/30/2011 9:02:59 AM
exact-gold2$25.003/30/2011 1:14:42 PM
wam37$25.003/31/2011 11:32:13 AM
BaxterEvil$25.003/30/2011 7:53:19 PM
zotzot$25.003/31/2011 5:18:28 PM
MONEYLENDER101$100.004/1/2011 5:44:03 AM
mrpowers5531$25.004/1/2011 4:18:52 PM
Tradesmanlender$100.004/2/2011 3:44:32 AM
friendlyviking$25.004/2/2011 8:13:05 AM
unforgettable-order9$50.004/3/2011 10:07:43 AM
engaging-worth$25.004/3/2011 11:51:53 AM
skuba$100.004/4/2011 2:02:46 AM
Zipperdu$50.004/3/2011 6:41:15 AM
jescowa$50.004/4/2011 10:42:14 AM
kyomoon$50.004/4/2011 2:53:38 PM
a-exponential-hope$25.004/4/2011 1:19:34 PM
octoberfresh$30.004/4/2011 10:41:21 AM
benjamins-utopia$50.004/5/2011 8:57:33 AM
serene-truth2$50.004/5/2011 9:29:10 PM
credit-investor5$50.004/6/2011 7:28:25 AM
unclejaef$25.004/6/2011 12:21:53 PM
indomitable-coin$50.004/6/2011 4:57:30 AM
El_Maestro$50.004/6/2011 3:25:40 PM
astute-fairness0$50.004/6/2011 6:13:43 PM
financelover$50.004/6/2011 11:07:36 PM
gogrannygo$25.004/7/2011 7:52:48 AM
availableloan$25.004/7/2011 7:02:40 AM
MrDavid$100.004/6/2011 9:42:53 PM
-Me$50.004/7/2011 10:57:34 AM
p2p-eagle9$25.004/7/2011 6:33:08 AM
degster$25.004/7/2011 10:24:33 AM
shrewd-deal$25.004/7/2011 6:09:56 PM
velocity-solo$25.004/7/2011 5:28:49 PM
balanced-bill7$50.004/7/2011 6:16:43 PM
YellowJacket$25.004/8/2011 10:36:34 AM
kind-adventurous-finance$100.004/8/2011 10:54:54 AM
Emgolda$25.004/8/2011 10:41:46 AM
acropiloterau2002$25.004/8/2011 11:01:39 AM
smilinsam$50.004/8/2011 10:55:05 AM
kind-resolute-dough$100.004/8/2011 10:47:06 AM
GodzillaLending$25.004/8/2011 11:09:40 AM
MoonMama$25.004/8/2011 10:54:04 AM
Exibility-Inc$25.004/8/2011 12:00:21 PM
Bank42$100.004/8/2011 11:53:05 AM
Interstate_Rate$250.004/8/2011 1:33:37 PM
UT2008$50.004/8/2011 1:41:01 PM
aasx1108$25.004/8/2011 1:44:32 PM
marwadi-62$200.004/8/2011 2:04:52 PM
taijidaoist$50.004/8/2011 1:58:25 PM
Castellan$50.004/8/2011 5:37:32 PM
dtrain5$25.004/8/2011 7:36:59 PM
FourLeafKlover$25.004/8/2011 7:48:27 PM
efficient-treasure0$25.004/8/2011 8:27:10 PM
YesMoney$25.004/8/2011 10:16:30 PM
wwwUniversal$25.004/9/2011 3:46:59 AM
diplomatic-wealth7$25.004/9/2011 6:03:41 PM
mistertao$25.004/9/2011 6:28:39 PM
community-pipeline$25.003/30/2011 9:05:00 AM
currency-persimmon$300.003/30/2011 9:33:58 AM
DukSerduk$25.003/30/2011 9:03:07 AM
minista$25.003/30/2011 9:08:24 AM
patriot897$50.003/30/2011 9:04:18 AM
currency-persimmon$100.003/30/2011 9:04:48 AM
Jynxie$50.003/30/2011 9:08:09 AM
scrappy-bonus2$25.003/30/2011 9:09:44 AM
shamrocker$25.003/30/2011 9:33:30 AM
reflective-rupee$25.333/30/2011 10:22:43 AM
thankful-nickel2$50.003/30/2011 2:52:48 PM
davisfl$100.003/30/2011 2:39:07 PM
Preteur$25.003/30/2011 1:18:21 PM
worthy-bid8$80.303/31/2011 2:50:47 AM
restless-balance9$50.003/31/2011 7:47:06 AM
sandeepPR$25.003/31/2011 11:15:21 PM
wntrequinx$30.004/1/2011 10:11:55 AM
RandyL3$25.004/1/2011 2:20:34 AM
Toby1montana$75.004/2/2011 7:17:57 AM
p40thawk$50.004/1/2011 7:39:44 PM
atbright$25.004/2/2011 4:38:33 PM
Pickmar$25.004/3/2011 11:22:23 AM
Hanalei712$50.004/4/2011 10:37:16 AM
helpishere777$50.004/3/2011 4:08:23 PM
power-mad-scientist$25.004/4/2011 1:19:19 PM
emo13$100.004/4/2011 10:36:55 AM
meux99$25.004/4/2011 11:36:42 AM
Moneypenny6$25.004/5/2011 7:09:06 AM
a-responsible-return$50.004/5/2011 2:40:09 AM
wbahl$25.004/5/2011 8:56:59 AM
locomotive7$50.004/5/2011 11:23:09 PM
Anny-Disco$50.004/6/2011 12:22:56 AM
worthy-value1$50.004/6/2011 6:48:28 AM
kulender$50.004/6/2011 5:26:00 PM
FundMaker$25.004/6/2011 11:34:32 AM
saahilld$25.004/6/2011 3:30:06 PM
damage$25.004/6/2011 10:52:37 PM
lagnisiruk$25.004/7/2011 8:05:51 AM
sfd$50.004/7/2011 9:02:03 AM
subtle-revenue0$25.004/7/2011 8:04:06 AM
kindness-hickory5$49.654/7/2011 4:59:06 AM
TexasLender2007$25.004/7/2011 4:37:24 PM
Aggie88$100.004/8/2011 3:45:41 AM
bill-appraiser7$25.004/8/2011 5:07:53 AM
forthright-dedication$50.004/8/2011 10:54:48 AM
dumbass$25.004/8/2011 10:55:48 AM
baseballfan111$50.004/8/2011 10:47:24 AM
tough-peso2$25.004/8/2011 10:54:24 AM
unassuming-note$25.004/8/2011 11:42:48 AM
djh47a$25.004/8/2011 12:48:01 PM
Tahoeguy$50.004/8/2011 12:49:11 PM
sparky1129$50.004/8/2011 1:31:40 PM
bold-pious-loot$100.004/8/2011 1:55:45 PM
FlexFunding$50.004/8/2011 2:09:30 PM
Tlk2drew$50.004/8/2011 2:12:21 PM
newest-bountiful-basis$25.004/8/2011 3:19:53 PM
nomneu$50.004/8/2011 4:12:38 PM
jazz619$25.004/8/2011 5:49:12 PM
cash-queen$25.004/8/2011 6:00:58 PM
Charmart$25.004/8/2011 7:40:23 PM
newest-organic-rupee$33.004/8/2011 8:33:39 PM
Hogpilot$50.004/9/2011 1:01:54 AM
valiant-liberty4$25.004/9/2011 3:53:56 AM
ArtemisFitzlebottom$50.004/9/2011 5:56:50 AM
authoritative-capital$25.004/9/2011 8:46:57 AM
Hexnut$50.004/9/2011 9:32:59 AM
acsej$25.004/9/2011 10:08:01 AM
treasure-expert$25.004/9/2011 11:41:13 AM
financial-frenzy$25.004/9/2011 12:42:51 PM
Captain88$25.004/9/2011 1:33:02 PM
ManhattanLender$25.004/9/2011 7:27:19 PM
a2190b$51.724/9/2011 7:48:27 PM
140 Investments
 
Borrower Payment Dependent Notes Series 499967
This series of Notes was issued and sold upon the funding of the borrower loan #48489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,053.67 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-12-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $414.50
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1981 Debt/Income ratio: 17%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 32 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,487Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: LetsDiveIn Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...finish my lagoon pool, patio & landscaping.

My financial situation:
I am a good candidate for this loan because... I have excellent credit history and secure income. I am Sergeant with the Broward Sheriff's Office and have been with the agency for 12 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/29/2011 9:06:17 AM
selector568$50.003/29/2011 3:24:17 PM
AFairDeal$30.583/29/2011 9:05:19 AM
Zolton$100.003/31/2011 6:51:40 AM
hostbank$100.004/1/2011 1:40:21 PM
loyalty-sherpa$25.004/2/2011 2:21:37 AM
income-encore1$25.004/2/2011 2:36:13 PM
Tech-Entrepreneur$25.004/2/2011 1:00:55 PM
Chauncey_Gardener$50.004/4/2011 11:19:45 AM
mrpowers5531$25.004/4/2011 5:20:06 PM
loot-heart$25.004/5/2011 1:45:31 PM
Mariner3605$25.004/6/2011 12:08:37 AM
currency-persimmon$100.004/6/2011 3:39:04 PM
subtle-revenue0$25.004/7/2011 8:14:51 AM
handy-justice$50.004/6/2011 5:55:44 PM
rolandweary$25.004/7/2011 10:13:55 AM
medman$25.004/7/2011 8:48:11 AM
efficient-treasure0$25.004/7/2011 5:33:44 PM
bill-appraiser7$25.004/8/2011 5:09:51 AM
bold-durability-drum$50.004/8/2011 12:44:33 PM
point-kitten6$50.004/8/2011 1:39:17 PM
gracej$25.004/8/2011 1:57:23 PM
Dubbs360$100.004/8/2011 5:20:35 PM
capital-party6$100.004/8/2011 6:41:33 PM
Archchancellor$100.004/8/2011 7:22:38 PM
peso-mate$50.004/8/2011 7:26:39 PM
Charmart$25.004/8/2011 7:38:20 PM
ridestwins_998$25.004/8/2011 8:59:02 PM
economy-beast$100.004/8/2011 9:18:01 PM
IIP77$25.004/8/2011 10:59:28 PM
reflective-rupee$700.554/8/2011 11:13:47 PM
authoritative-loot$25.004/9/2011 1:09:55 AM
JustOneVoice$25.004/9/2011 3:43:08 AM
loyalist1$200.004/9/2011 7:43:04 AM
silver-buckeye$50.004/9/2011 7:53:55 AM
currency-cigar4$75.004/9/2011 7:58:05 AM
WSTRDG$25.004/9/2011 10:15:39 AM
treasure-expert$25.004/9/2011 11:34:29 AM
littleblue$25.004/9/2011 11:25:42 AM
rebelduke$100.004/9/2011 12:47:59 PM
PleaseDontDefault$77.164/9/2011 1:39:56 PM
nimcha$50.004/9/2011 1:15:54 PM
capital-web7$75.004/9/2011 3:11:06 PM
credit-investor5$50.004/9/2011 5:57:18 PM
diplomatic-wealth7$25.004/9/2011 6:04:51 PM
income-awakening6$25.004/9/2011 6:33:23 PM
vigilance-searcher$25.004/9/2011 7:07:29 PM
ManhattanLender$25.004/9/2011 7:27:11 PM
taal1$50.004/9/2011 7:37:50 PM
head$25.004/9/2011 7:36:32 PM
duty-windmill$25.004/9/2011 9:46:07 PM
jimduism$50.004/9/2011 11:07:51 PM
jmb_lending$200.004/10/2011 12:15:43 AM
cbivitz$300.004/10/2011 7:35:42 AM
gogene2002$25.004/10/2011 5:14:48 AM
rautility$200.004/10/2011 8:18:41 AM
MonkeyHero$50.004/10/2011 9:35:22 AM
I_Karamazov$33.004/10/2011 1:48:19 PM
money-yeller$54.004/10/2011 2:06:50 PM
treasure-pipeline$50.004/10/2011 1:40:34 PM
JABank$36.004/10/2011 1:52:00 PM
Engineer44$30.004/10/2011 2:19:48 PM
sharp-trade0$25.004/10/2011 2:47:48 PM
OmahaGuy$200.004/10/2011 2:37:59 PM
the-bid-sorcerer$100.004/10/2011 3:15:21 PM
red-power-pecan$50.004/10/2011 3:54:38 PM
aztec$50.004/10/2011 3:59:13 PM
blue-courageous-justice$29.464/10/2011 4:15:08 PM
Gobsek$25.004/10/2011 4:28:30 PM
thankful-nickel2$50.004/10/2011 4:36:01 PM
debt-legend$25.004/10/2011 5:34:24 PM
first-serene-credit$25.004/10/2011 4:16:44 PM
spsavage$25.004/10/2011 5:51:29 PM
BACKJUDGE$59.054/10/2011 6:21:38 PM
QuidProQuo4u$25.004/10/2011 6:05:53 PM
john0720$25.004/10/2011 6:33:45 PM
ArtemisFitzlebottom$50.004/10/2011 6:52:26 PM
orange-dollar-guild$25.004/10/2011 7:26:17 PM
jasonrun$33.484/10/2011 6:59:18 PM
Jassi$25.004/10/2011 8:22:36 PM
cerebral-dollar773$33.814/10/2011 7:44:28 PM
superb-funds335$25.004/10/2011 10:59:32 PM
gold-sushi$25.004/11/2011 6:39:06 AM
Ocean713$50.004/11/2011 7:45:24 AM
srgriff$25.004/11/2011 9:21:31 AM
CaliforniaSun$25.004/11/2011 12:07:00 PM
ams294$40.004/11/2011 1:16:19 PM
WilliamLeeSims$30.064/11/2011 2:36:01 PM
zippy-interest$25.004/11/2011 4:26:03 PM
palace2$75.004/11/2011 4:57:09 PM
w3alter$100.004/11/2011 5:19:52 PM
ISHLEP67$50.004/11/2011 7:21:59 PM
bayinvestor$25.004/12/2011 12:10:37 AM
green-planet-guy$32.004/12/2011 1:27:01 AM
skuba$25.004/12/2011 1:36:44 AM
OzGuy609$25.004/11/2011 11:06:06 PM
fortytwo$85.174/12/2011 1:49:35 AM
velocity-solo$25.004/12/2011 2:57:07 AM
SelectTrustLending$25.004/12/2011 2:23:10 AM
ptjg$34.754/12/2011 2:23:24 AM
visionary-currency$50.004/12/2011 2:49:10 AM
dinero-speaker$25.004/12/2011 2:59:05 AM
reward-burger2$50.004/12/2011 3:21:50 AM
myduck$50.004/12/2011 6:29:02 AM
worthy-bid8$100.004/12/2011 6:31:56 AM
turbostar666$35.004/12/2011 3:41:45 AM
jamstah$50.004/12/2011 4:03:27 AM
smallbizrule$25.004/12/2011 8:24:45 AM
wicus$50.004/12/2011 6:59:18 AM
gotyourgear$50.004/12/2011 7:23:37 AM
patriot897$25.003/29/2011 9:07:53 AM
organized-payment6$50.003/29/2011 9:05:00 AM
reflective-rupee$300.333/29/2011 4:48:50 PM
lender987654321$50.003/29/2011 9:02:47 AM
Prosp_Lender$50.003/29/2011 4:30:09 PM
SolarMoonshine$25.003/29/2011 6:35:42 PM
rpg$35.003/29/2011 7:25:11 PM
caring-hope2$50.003/30/2011 1:00:07 PM
caring-hope2$50.003/30/2011 1:01:52 PM
simplelender80$100.003/30/2011 2:25:31 PM
availableloan$25.003/30/2011 11:21:41 PM
Tradesmanlender$100.004/1/2011 10:40:08 AM
indomitable-coin$25.004/1/2011 11:32:41 AM
socal-lender$25.004/1/2011 7:37:34 AM
enthralling-deal180$50.004/1/2011 1:38:38 PM
p40thawk$25.004/1/2011 7:50:00 PM
penny-finder$40.004/3/2011 12:59:18 PM
arenangelchild$50.004/4/2011 10:23:56 AM
Barky52$25.004/4/2011 4:15:53 PM
gavinsp$25.004/5/2011 6:38:13 AM
jescowa$50.004/5/2011 6:13:24 PM
mad-scientist0$25.004/5/2011 5:44:22 PM
radforj22$25.004/6/2011 9:30:58 AM
astute-fairness0$50.004/6/2011 5:40:25 PM
axl163$25.004/7/2011 11:47:36 AM
lagnisiruk$25.004/7/2011 6:03:00 PM
-Me$50.004/7/2011 10:57:22 AM
techvet$50.004/7/2011 2:34:30 PM
Weaverville$25.004/7/2011 5:42:46 PM
GElender$50.004/8/2011 9:16:03 AM
vigilance-revolutionary$50.004/8/2011 12:26:38 PM
sparky1129$50.004/8/2011 1:31:20 PM
Tlk2drew$50.004/8/2011 2:12:12 PM
newest-bountiful-basis$25.004/8/2011 3:19:42 PM
fantastic-wampum1$100.004/8/2011 4:30:37 PM
hookUup$25.324/8/2011 5:25:45 PM
kander80$25.004/8/2011 6:30:06 PM
cash-queen$50.004/8/2011 5:53:45 PM
bold-steady-peso$50.004/8/2011 7:22:08 PM
SCD$25.004/8/2011 8:20:33 PM
9skyrider$25.004/8/2011 7:38:23 PM
Reddy_Capital$25.004/8/2011 10:14:10 PM
balance-force$25.004/8/2011 9:34:30 PM
generator596$50.004/8/2011 11:39:54 PM
industrious-dedication$25.004/9/2011 1:02:38 AM
purposeful-pound5$25.004/9/2011 5:37:40 AM
emosspot$25.004/9/2011 6:06:12 AM
kublai$300.004/9/2011 6:28:36 AM
newest-asset-smasher$29.614/9/2011 5:59:33 AM
comet55$25.004/9/2011 7:22:09 AM
respectful-integrity3$30.004/9/2011 8:26:27 AM
Hexnut$25.004/9/2011 9:20:29 AM
DDPrime$50.004/9/2011 9:41:59 AM
CBO-Enterprise$100.004/9/2011 9:26:09 AM
proud-silver0$100.004/9/2011 10:41:42 AM
financial-frenzy$50.004/9/2011 12:42:35 PM
paladin847$50.004/9/2011 2:01:48 PM
i3urtonair$30.004/9/2011 1:50:11 PM
DirtyJack$50.004/9/2011 2:31:33 PM
payment-halo$25.004/9/2011 2:44:17 PM
LightTheWay$300.004/9/2011 3:01:09 PM
rautility$150.004/9/2011 3:52:52 PM
clean-greenback5$50.004/9/2011 4:32:32 PM
wesleys$50.004/9/2011 4:43:47 PM
garbageman$100.004/9/2011 4:57:13 PM
saga9$25.004/9/2011 5:57:38 PM
diplomatic-wealth7$25.004/9/2011 6:32:17 PM
lambu22$200.004/9/2011 8:00:49 PM
jimduism$50.004/9/2011 10:57:56 PM
jtu55$100.004/9/2011 10:31:56 PM
The-Lighthouse-Group$25.004/10/2011 6:00:11 AM
autonomous-truth$200.004/10/2011 10:46:58 AM
power-defender7$75.004/10/2011 9:43:36 AM
wealth-renaissance5$25.004/10/2011 11:40:40 AM
best-shiny-hope$25.004/10/2011 11:15:37 AM
Tai$50.004/10/2011 11:33:53 AM
SudianX$26.504/10/2011 11:52:51 AM
The_Lendor$25.354/10/2011 12:51:30 PM
nickel-position$25.004/10/2011 2:40:01 PM
BronxBomber79$30.004/10/2011 2:39:35 PM
brightest-dynamic-peace$25.004/10/2011 2:51:32 PM
brightest-dynamic-peace$25.004/10/2011 2:53:04 PM
agalt$100.004/10/2011 3:02:20 PM
supersarah61$100.004/10/2011 3:35:12 PM
exchange-paladin$50.004/10/2011 3:10:30 PM
gold-blanket$33.794/10/2011 3:48:31 PM
jmb_lending$100.004/10/2011 4:46:38 PM
FWF-kinetic$150.004/10/2011 5:58:19 PM
thomas16882004$25.004/10/2011 6:03:48 PM
calkidd05$26.004/10/2011 5:50:04 PM
best-generosity-financier$25.004/10/2011 5:08:50 PM
sunny-justice9$25.004/10/2011 5:52:32 PM
wealth-competitor$75.004/10/2011 6:48:34 PM
ccclaireee333$25.004/10/2011 6:46:16 PM
money-surge1$50.004/10/2011 6:46:57 PM
rapid-currency$25.004/10/2011 6:56:54 PM
intrepid-loot$100.004/10/2011 7:45:31 PM
dood2112$25.004/10/2011 8:57:19 PM
yield-seeker$25.004/11/2011 8:32:08 AM
Jofga$50.004/11/2011 11:41:18 AM
Walkingcowboy$50.004/11/2011 2:29:35 PM
Crisscross$25.004/11/2011 4:37:43 PM
bowl800$25.004/11/2011 6:47:53 PM
bdloans$50.004/11/2011 6:43:57 PM
ash135$25.004/11/2011 9:02:01 PM
lucrative-worth$50.004/11/2011 7:46:06 PM
Cheburashka$25.004/12/2011 2:00:50 AM
Ripsaw4U$37.634/12/2011 1:59:25 AM
don8ter$25.004/12/2011 2:49:48 AM
octoberfresh$25.004/12/2011 3:36:20 AM
nalaari$25.004/12/2011 2:46:36 AM
handshake5$100.004/12/2011 2:55:10 AM
MLMarine$25.004/12/2011 6:24:14 AM
priceless-money6$300.004/12/2011 3:51:54 AM
gustavholstopus32$25.004/12/2011 7:04:58 AM
Nerdster1$35.074/12/2011 4:59:12 AM
boxorox$50.004/12/2011 7:55:58 AM
tolerant-diversification4$25.004/12/2011 8:08:51 AM
Danylostefan$50.004/12/2011 8:17:00 AM
haidoken$75.004/12/2011 8:41:41 AM
Marathoner$25.004/12/2011 7:37:16 AM
friendinmoney$25.004/12/2011 8:07:47 AM
LeReve$50.004/12/2011 8:51:50 AM
233 Investments
 
Borrower Payment Dependent Notes Series 499979
This series of Notes was issued and sold upon the funding of the borrower loan #48498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $238.15
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1976 Debt/Income ratio: 6%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: enthusiast93 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to... Purchase a New never titled 2009 Suzuki Boulevard M90.

My financial situation:
I am a good candidate for this loan because...Stable,Only a house payment and twenty dollars on one credit card. MSRP on this Motorcycle is $10,999 I will put cash down to make the difference from $7,500 to the $9,000 price I have negoiated with the Suzuki dealer. I am a very expierenced rider and will have total insurance coverage including theft.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/29/2011 9:07:54 AM
euro-deployment$25.003/29/2011 10:57:33 AM
organized-payment6$50.003/29/2011 9:05:02 AM
jdrez$25.003/29/2011 11:03:52 AM
scrappy-bonus2$25.003/29/2011 1:55:23 PM
Prosp_Lender$50.003/29/2011 4:30:08 PM
caring-hope2$100.003/30/2011 1:01:18 PM
oskizzle$25.003/31/2011 6:22:41 AM
Zolton$100.003/31/2011 6:51:41 AM
JGONZ13850$25.003/31/2011 4:45:27 PM
quantumwellguy$50.004/1/2011 6:12:30 AM
enthralling-deal180$50.004/1/2011 2:12:45 PM
indomitable-coin$25.004/1/2011 11:32:42 AM
hostbank$100.004/1/2011 1:40:22 PM
loyalty-sherpa$25.004/2/2011 1:09:02 PM
bkb7484$35.004/3/2011 7:02:41 PM
penny-finder$45.004/3/2011 12:58:01 PM
logical-p2ploan$50.004/5/2011 5:42:11 AM
radforj22$25.004/6/2011 9:43:45 AM
Mariner3605$25.004/6/2011 12:08:39 AM
astute-fairness0$50.004/6/2011 5:40:48 PM
mad-scientist0$25.004/6/2011 5:43:29 PM
mrpowers5531$25.004/6/2011 5:25:15 PM
medman$25.004/7/2011 8:48:13 AM
Weaverville$25.004/7/2011 5:42:47 PM
axl163$25.004/7/2011 8:34:43 PM
lagnisiruk$25.004/8/2011 9:17:03 AM
bold-durability-drum$50.004/8/2011 12:44:34 PM
GElender$50.004/8/2011 1:28:15 PM
sparky1129$50.004/8/2011 1:31:22 PM
Tlk2drew$50.004/8/2011 2:12:14 PM
lawndude16$25.004/8/2011 2:46:52 PM
marketplace-ceasar$50.004/8/2011 3:52:34 PM
engaging-worth$25.004/8/2011 4:05:21 PM
kander80$50.004/8/2011 6:23:15 PM
a2190b$25.004/8/2011 6:11:27 PM
MoneyMann$25.004/8/2011 7:09:46 PM
thankful-nickel2$50.004/8/2011 7:10:02 PM
Charmart$25.004/8/2011 7:39:17 PM
Planecourage$27.424/8/2011 7:11:31 PM
ridestwins_998$25.004/8/2011 8:57:55 PM
power-companion7$450.004/8/2011 9:03:10 PM
cash-queen$32.004/8/2011 9:13:34 PM
Photoman42$25.004/8/2011 9:16:35 PM
Rick21$25.004/8/2011 9:20:59 PM
bill-booster5$25.004/8/2011 10:04:06 PM
pmj453$25.004/8/2011 10:07:03 PM
economy-beast$50.004/8/2011 9:17:26 PM
calimanusa$50.554/8/2011 9:58:55 PM
blissful-penny$31.664/8/2011 11:32:19 PM
generator596$25.004/8/2011 11:39:06 PM
pinnacle10$25.004/8/2011 11:53:45 PM
Nasdaq$25.004/9/2011 12:00:07 AM
interstellar$50.004/9/2011 2:35:34 AM
purposeful-pound5$25.004/9/2011 5:25:39 AM
Dan4703$25.004/9/2011 5:31:44 AM
squarebob$25.004/9/2011 5:59:02 AM
goldenretriever$100.004/9/2011 5:26:33 AM
zotzot$50.114/9/2011 5:50:07 AM
LiveNow$50.004/9/2011 7:39:52 AM
greenventures$25.004/9/2011 8:01:21 AM
momoney2lend$100.004/9/2011 8:02:01 AM
respectful-integrity3$25.004/9/2011 8:12:35 AM
silver-buckeye$25.004/9/2011 7:51:28 AM
keichi03$40.004/9/2011 8:58:00 AM
Hexnut$50.004/9/2011 9:06:41 AM
MSLendingLLC$70.934/9/2011 9:48:36 AM
benefit-squirrel$50.003/29/2011 11:59:49 AM
reflective-rupee$25.333/29/2011 4:49:40 PM
BxRealtor$25.003/29/2011 9:06:18 AM
AFairDeal$100.003/29/2011 9:29:52 AM
SimpleChoice$25.003/29/2011 11:59:47 AM
selector568$50.003/29/2011 3:24:17 PM
simplelender80$100.003/30/2011 2:25:32 PM
Tradesmanlender$100.004/1/2011 10:40:10 AM
socal-lender$25.004/1/2011 9:10:59 AM
p40thawk$25.004/1/2011 7:50:02 PM
SCD$25.004/2/2011 5:48:15 AM
B-rad_the_Coug$25.004/2/2011 2:49:30 AM
atbright$25.004/2/2011 4:38:23 PM
JedClampett$75.004/2/2011 10:38:20 AM
Samvega$50.004/4/2011 9:54:48 AM
Bio-physicist$25.004/4/2011 3:23:59 AM
RandyL3$25.004/4/2011 11:24:56 AM
p2ploan-futurist9$50.004/4/2011 10:35:56 AM
Tech-Entrepreneur$25.004/4/2011 10:42:01 AM
Chauncey_Gardener$50.004/4/2011 11:19:48 AM
currency-persimmon$100.004/4/2011 8:31:08 PM
loot-heart$25.004/5/2011 2:03:37 PM
jescowa$50.004/5/2011 6:13:25 PM
goldsun$25.004/5/2011 5:27:29 PM
a-finance-nirvana$25.004/6/2011 3:50:01 AM
handy-justice$50.004/6/2011 5:55:46 PM
subtle-revenue0$25.004/7/2011 8:14:52 AM
rolandweary$25.004/7/2011 10:13:57 AM
-Me$50.004/7/2011 10:57:25 AM
arenangelchild$50.004/7/2011 5:15:25 PM
WilliamLeeSims$31.834/7/2011 9:34:16 AM
techvet$25.004/7/2011 2:34:31 PM
Longfellow20011$50.004/7/2011 5:45:17 PM
efficient-treasure0$25.004/7/2011 5:33:46 PM
bill-appraiser7$25.004/8/2011 5:09:54 AM
vigilance-revolutionary$50.004/8/2011 12:26:43 PM
point-kitten6$50.004/8/2011 1:39:21 PM
gracej$25.004/8/2011 1:57:25 PM
raiderj$25.004/8/2011 2:56:49 PM
reflective-rupee$500.554/8/2011 3:14:11 PM
newest-bountiful-basis$25.004/8/2011 3:19:44 PM
helpishere777$50.004/8/2011 4:04:47 PM
fantastic-wampum1$100.004/8/2011 4:30:39 PM
violaetain$50.004/8/2011 4:46:45 PM
hookUup$25.004/8/2011 4:57:18 PM
mojii77$50.004/8/2011 4:43:16 PM
Yomain$100.004/8/2011 4:49:56 PM
ccclaireee333$25.004/8/2011 5:08:18 PM
TooManyCats$25.004/8/2011 5:32:12 PM
MoneyBagsRUs$50.004/8/2011 5:58:48 PM
adir1$25.004/8/2011 6:33:58 PM
availableloan$25.004/8/2011 6:41:05 PM
alex206$25.004/8/2011 7:00:46 PM
bold-steady-peso$50.004/8/2011 7:22:09 PM
FourLeafKlover$25.004/8/2011 7:40:26 PM
friendly-moola0$500.004/8/2011 8:16:05 PM
vigilance-searcher$25.004/8/2011 9:55:19 PM
titilsbie14$40.004/8/2011 10:12:39 PM
IIP77$25.004/8/2011 10:57:34 PM
AaronPro$50.004/8/2011 11:15:12 PM
wealth-renaissance5$25.004/8/2011 11:38:23 PM
cbivitz$250.004/8/2011 11:57:08 PM
authoritative-loot$25.004/9/2011 1:09:04 AM
zebra806$100.004/9/2011 3:39:31 AM
wwwUniversal$25.004/9/2011 3:47:16 AM
power-secret-agent$25.004/9/2011 3:42:57 AM
loanman2007$125.004/9/2011 4:43:19 AM
Heliosky77$90.594/9/2011 5:53:57 AM
penny-healer5$25.004/9/2011 6:14:45 AM
benefit-trident$25.004/9/2011 7:11:05 AM
loyalist1$100.004/9/2011 7:39:39 AM
comet55$25.004/9/2011 7:22:10 AM
careful-money2$35.004/9/2011 7:45:37 AM
saver9$25.004/9/2011 7:27:06 AM
currency-cigar4$75.004/9/2011 7:58:05 AM
gothampark$25.004/9/2011 9:19:56 AM
payout-flow$50.004/9/2011 9:37:39 AM
144 Investments
 
Borrower Payment Dependent Notes Series 500331
This series of Notes was issued and sold upon the funding of the borrower loan #48480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-02-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1989 Debt/Income ratio: 28%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 17 / 12Length of status:22y 8m
Amount delinquent: $96 Total credit lines: 53 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,703Stated income:$100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 110%  
   Homeownership: Yes  
Screen name: epoc41 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 40 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2010)
700-719 (Mar-2010)
700-719 (Dec-2009)
660-679 (Jul-2008)
 
Principal balance: $3,269.47 31+ days late: 0 ( 0% )
Total payments billed: 40  
Description
Debt Consolidation Loan
Purpose of loan: pay down some existing debt
This loan will be used to...

My financial situation: Very Stable
I am a good candidate for this loan because... I am a very steady secure job in municipal government. I have 22.5 years seniority and am in no danger of losing my position.


Monthly net income: $5100.00
Monthly expenses: $
Housing: $1957
Insurance: $
Car expenses: $425.00
Utilities: $200.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hi, The balance on my mortgage is 209,000.00. The current value of my home is 225,000.00. I have only a first mortgage. There is no home equity loan. Thank You for your consideration. (Apr-05-2011)
Q: So, please tell us about the delinquencies on your current prosper report. - circle
A: Hello, Most of the deliquencies are older, hopefully coming off of my credit report soon. I was divorced approximately 15 years ago and went through a pretty rough stretch financially, paying attorney fees and child support etc.. I have since remarried and my wife and I are both employed full time. Unfortunatelty it is still difficult at times to obtain credit through traditional banks. As you can see this will be my third prosper loan and I have never missed a payment. Thank You (Apr-05-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
AF-Chief$50.004/2/2011 12:03:21 PM
UCLA4life$50.004/2/2011 12:03:18 PM
gain-gourd$75.004/2/2011 1:39:37 PM
DasMula$27.004/2/2011 2:29:54 PM
thankful-nickel2$25.004/2/2011 3:51:50 PM
fairness-atmosphere$25.004/2/2011 8:03:59 PM
MoneyForNothing$41.384/2/2011 12:04:03 PM
Champion_Lending$25.004/2/2011 7:07:42 PM
myutmost$40.004/3/2011 11:54:38 AM
worldly-money4$100.004/3/2011 5:07:33 AM
zone6$86.114/3/2011 4:24:11 PM
YoungTaxMan$45.004/3/2011 5:42:10 PM
futurechef11$30.004/3/2011 6:55:20 PM
thrifty-capital$25.004/3/2011 9:14:49 PM
SolarMoonshine$50.004/2/2011 3:06:59 PM
innovator2$75.814/2/2011 4:11:13 PM
benrice$25.004/4/2011 6:17:04 AM
NekHoldings$25.004/4/2011 7:59:15 AM
Amber_Stone$50.004/3/2011 6:58:09 AM
mikeandcat$50.004/4/2011 5:55:54 AM
Artist_Blue$25.004/4/2011 11:46:23 AM
loanman2007$25.004/4/2011 5:28:37 AM
benjamins-rumbler$200.004/4/2011 9:32:30 AM
contract-lionheart$33.004/4/2011 1:57:12 PM
850$50.004/4/2011 7:27:01 PM
Feyenoord$25.004/5/2011 2:21:57 AM
witty-openness$25.004/4/2011 5:56:38 PM
ohmarkybaby$44.684/4/2011 6:06:03 PM
FinanceEngine$30.004/5/2011 4:51:26 PM
rlaboy$25.004/5/2011 4:48:54 PM
Iza13$35.744/5/2011 5:08:48 PM
justbman$25.004/5/2011 8:12:46 PM
wild-orange$25.004/6/2011 4:01:20 AM
melodious-openness$500.004/5/2011 9:02:05 PM
Lubava$41.564/6/2011 5:23:04 AM
Bob450$25.004/6/2011 7:57:09 AM
MoneyForNothing$1.174/6/2011 10:11:52 AM
tdorren$25.004/6/2011 3:13:32 AM
justsk8tingby$42.774/6/2011 5:53:53 AM
seadrg$25.004/6/2011 8:47:35 AM
bunnybear$29.444/6/2011 10:08:55 AM
r48$28.004/2/2011 12:52:39 PM
DasMula$27.004/2/2011 2:29:44 PM
autonomous-truth$50.004/3/2011 2:35:07 AM
Jerrys1951$30.004/2/2011 4:42:00 PM
reflective-rupee$44.444/2/2011 4:52:53 PM
Moe87$25.004/2/2011 8:22:21 PM
kulender$50.004/2/2011 12:42:59 PM
golffish2$25.004/4/2011 3:55:30 AM
orange-rapid-benjamins$25.004/4/2011 7:55:57 AM
geophreigh$25.004/4/2011 7:06:17 AM
greencat$50.004/4/2011 7:25:47 AM
marwadi-62$200.004/3/2011 8:19:29 AM
head$25.004/3/2011 9:18:42 AM
Eric_Gagne$25.004/3/2011 2:02:03 PM
five-star-note$75.004/4/2011 8:25:28 AM
s_man1$25.004/4/2011 9:44:54 AM
desertoasis$25.004/4/2011 1:20:53 PM
loss-of-control$100.004/4/2011 6:41:33 PM
hillerod$25.044/4/2011 4:13:14 PM
SkinnyFish$50.004/5/2011 8:17:38 AM
Starfin-Capital-Management$285.914/5/2011 1:07:27 PM
deepblue34$35.004/5/2011 4:03:12 PM
washboard3$35.004/5/2011 8:45:38 PM
EverettFinancial$25.004/5/2011 9:43:19 PM
intrepid-loot$25.004/5/2011 8:23:41 PM
innovator2$25.004/6/2011 5:55:25 AM
myutmost$40.954/6/2011 5:21:38 AM
squarebob$25.004/6/2011 10:09:21 AM
reciprocate$100.004/6/2011 9:16:17 AM
velocity-winner$25.004/5/2011 6:39:32 PM
Leshan$220.004/6/2011 7:22:21 AM
IASKGOD$25.004/6/2011 9:02:45 AM
kwan$25.004/6/2011 9:24:10 AM
74 Investments
 
Borrower Payment Dependent Notes Series 500367
This series of Notes was issued and sold upon the funding of the borrower loan #48444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-04-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $71.30
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2005 Debt/Income ratio: 20%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 11 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,974Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: anthonyj1989 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2008)
 
Principal balance: $101.69 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
1st Loan Paid Off - New Loan
Purpose of loan: To pay off school loan

This loan will be used to...
I have a school loan of $4,700 that requires a monthly payment of $200.00. If I pay in cash 1/2 the loan ($2,400), they will waive the rest of the balance.

My financial situation:
I have had the same job for the past 3 1/2 years met all my financial obligations.

I am a good candidate for this loan because...
I have a proven track record with the Prosper community. I will have no problem meeting the monthly loan payment. Building a solid credit foundation is very important to me.


Monthly net income: $2,300
Monthly expenses: $ 2,150
Housing: $ 600.00
Insurance: $ 150.00 (Car and Health)
Car expenses: $ 350.00 car payment and gas
Utilities: $ 100.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 450.00 (school loan is included in this amount)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$40.004/4/2011 9:04:49 AM
cashhelp$50.004/4/2011 9:11:44 AM
Aberdeen$2,000.004/4/2011 9:11:50 AM
MoneyForNothing$33.334/4/2011 9:07:28 AM
OldManP$35.004/4/2011 9:06:17 AM
CoolPlexer$25.004/4/2011 9:09:23 AM
6 Investments
 
Borrower Payment Dependent Notes Series 500389
This series of Notes was issued and sold upon the funding of the borrower loan #48427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,999.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-08-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $152.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1998 Debt/Income ratio: 10%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,797Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: NekHoldings Borrower's state: NewYork Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 25 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,175.00< 31 days late: 0 ( 0% )  
740-759 (Sep-2010)
740-759 (Feb-2010)
700-719 (Dec-2009)
740-759 (Sep-2008)
 
Principal balance: $1,724.48 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Fourth Prosper Loan - Score 10/10
Purpose of loan:

The purpose of this loan is to reinvest back in Prosper. This will the 4th time that I have borrowed from Prosper.

My financial situation:

I am a professional investor who is well educated and has a full-time job in New York within financial industry, specializing in complex financial derivatives.

I have been investing successfully in Prosper for a long time with a fair amount of success, funding hundreds of loans. I have a lot more invested than I am asking for in this particular loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
courteous-bazaar$100.004/7/2011 5:05:34 PM
dammage$43.584/7/2011 5:13:40 PM
kirkjerk$31.234/7/2011 5:26:12 PM
scrappy-bonus2$25.004/7/2011 5:30:28 PM
minista$25.004/7/2011 5:32:22 PM
worthy-bid8$100.004/7/2011 5:32:52 PM
RandyL3$25.004/7/2011 5:37:07 PM
PrepWonder$100.004/7/2011 5:05:40 PM
selector568$50.004/7/2011 5:58:00 PM
Dollars4Rent$25.004/7/2011 5:13:34 PM
inforapenny$50.004/7/2011 5:23:44 PM
lagnisiruk$25.004/7/2011 5:33:17 PM
Only_Money$25.004/7/2011 6:12:43 PM
matthewa$25.004/7/2011 5:05:27 PM
tacologic$50.004/7/2011 5:05:37 PM
loanermn$25.004/7/2011 5:14:38 PM
Kennfusion$50.004/7/2011 5:14:49 PM
DukSerduk$25.004/7/2011 5:21:09 PM
jescowa$50.004/7/2011 5:26:26 PM
subtle-revenue0$25.004/7/2011 5:33:06 PM
reflective-rupee$44.444/7/2011 6:00:20 PM
currency-persimmon$100.004/7/2011 6:31:59 PM
kyomoon$50.004/7/2011 8:34:10 PM
MoneyForNothing$25.004/8/2011 4:53:15 AM
thinknovuu$25.004/8/2011 6:58:59 AM
ryan6853$25.004/8/2011 8:31:20 AM
Troutfinder$35.004/8/2011 9:59:28 AM
vigilance-searcher$25.004/8/2011 9:50:10 AM
YellowJacket$25.004/8/2011 10:36:38 AM
WilliamLeeSims$25.004/8/2011 12:25:53 PM
fenix692$25.004/8/2011 12:53:49 PM
WSTRDG$100.004/8/2011 1:04:48 PM
sparky1129$50.004/8/2011 1:32:18 PM
marwadi-62$200.004/8/2011 2:05:27 PM
nimcha$150.004/8/2011 2:20:55 PM
HomerdohNY$25.004/8/2011 2:11:54 PM
khamen$25.004/8/2011 3:01:46 PM
FL-Lender$25.004/8/2011 4:10:46 PM
JIM1JIM2$135.004/8/2011 4:26:36 PM
loanman2007$100.004/7/2011 5:14:42 PM
socal-lender$25.004/7/2011 5:21:31 PM
indomitable-coin$50.004/7/2011 5:24:47 PM
r48$458.004/7/2011 5:24:57 PM
thankful-nickel2$50.004/7/2011 5:25:45 PM
MrDavid$50.004/7/2011 5:27:33 PM
atbright$25.004/7/2011 5:31:02 PM
Oak-Parker$101.004/7/2011 5:05:45 PM
beachfunder$27.534/7/2011 5:06:06 PM
svandgts$100.004/7/2011 5:23:19 PM
skuba$100.004/7/2011 5:26:38 PM
serene-truth2$50.004/7/2011 5:30:16 PM
the-dollar-topper$100.004/7/2011 5:32:17 PM
p40thawk$50.004/7/2011 5:32:37 PM
mrpowers5531$25.004/7/2011 5:37:00 PM
saahilld$25.004/7/2011 5:59:53 PM
KarmaBum77$50.004/7/2011 5:05:31 PM
Jinja$92.684/7/2011 5:14:46 PM
well-rounded-dinero$150.004/7/2011 5:14:53 PM
logical-reward8$25.004/7/2011 5:20:59 PM
meux99$25.004/7/2011 5:31:54 PM
kenji4861$50.004/7/2011 5:32:05 PM
shamrocker$25.004/7/2011 5:32:33 PM
blot44$50.004/7/2011 5:33:00 PM
well-mannered-truth3$25.004/7/2011 6:00:01 PM
bill-appraiser7$25.004/8/2011 5:08:34 AM
hookUup$25.004/8/2011 6:27:52 AM
Row2010$25.004/8/2011 7:27:43 AM
ChoiceInvestments$27.034/8/2011 11:09:32 AM
patriot897$50.004/8/2011 11:40:38 AM
Dollars4Rent$25.004/8/2011 12:01:49 PM
newest-organic-rupee$33.004/8/2011 12:18:53 PM
newest-organic-rupee$33.004/8/2011 12:19:04 PM
community-pipeline$25.004/8/2011 12:42:42 PM
exact-gold2$25.004/8/2011 12:40:48 PM
LSAR$25.084/8/2011 1:09:45 PM
Jynxie$50.004/8/2011 1:53:22 PM
TomDalonajay$25.004/8/2011 1:53:28 PM
maverickfella$500.004/8/2011 2:53:00 PM
rvirk$100.004/8/2011 4:35:10 PM
1-HARD-HEAD$187.434/8/2011 5:08:58 PM
80 Investments
 
Borrower Payment Dependent Notes Series 500733
This series of Notes was issued and sold upon the funding of the borrower loan #48473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2003 Debt/Income ratio: 12%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 5 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $193Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: new-credit-holly Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new-credit-holly
Purpose of loan: debt consolidation
This loan will be used to...combine some debts into one payment with enough left to get two paymebnts ahead on my mortgage. i am current with no late payments

My financial situation: good.
I am a good candidate for this loan because...because i fully intend to use the money wisely and make all payments on time until the loan is paid in full


Monthly net income: $3800
Monthly expenses: $food utilities ect about 375
Housing: $payment is 470.00
Insurance: $470 Iincludes escrowed city/county tased and insuance
Car expenses: $gas 100 a month
Utilities: $as mentioned above around 375
Phone, cable, internet: $129.00
Food, entertainment: $est. 150.00
Clothing, household expenses: $i dont buy many clothes. have a hous keeper i pay her 120 a month to keep my house clean and organized
Credit cards and other loans: $have one credit card. payment is 25.00, usually pay more than the minimum
Other expenses: $est. 80 to 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.004/6/2011 9:02:44 AM
transaction-circuit$100.004/6/2011 9:03:27 AM
daekpon$50.004/6/2011 9:02:30 AM
scrappy-diversification7$2,000.004/6/2011 9:03:31 AM
4 Investments
 
Borrower Payment Dependent Notes Series 500917
This series of Notes was issued and sold upon the funding of the borrower loan #48484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-09-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $155.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2001 Debt/Income ratio: 20%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,326Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: marketplace-umbrella Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,100.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
To pay a high interest credit card
Purpose of loan:
This loan will be used to pay a high interest credit card.

My financial situation:
This is the second loan I ask in Prosper.com. The first loan was fully paid and with no issues.

I am a good candidate for this loan because? I have never missed any payment(s), I have a good credit scrore and I have the financial capacity to pay the monthly payments.

Please be free to ask for any additional information.

Monthly net income: $ 4,100.00
Mortgage: $976.00 monthly
Car loans: 2 cars, $650.00 for both, monthly + insurance

Status: Divorced, no kids
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please tell us the balance and rate of the credit card you are going to pay with this loan? - zotzot
A: Balance - 3,200 usd. It has an APR of 38%. (Apr-06-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Balance as of 03/22/11 - $108,014.66 I bought the house in May of 2011. Zestimate - $109,000 (Apr-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Bob450$25.004/6/2011 9:07:14 AM
golffish2$25.004/6/2011 9:09:45 AM
2grindstones$25.004/6/2011 12:37:49 PM
thankful-nickel2$25.004/6/2011 1:31:32 PM
lender12345$100.004/6/2011 2:07:02 PM
DasMula$57.004/6/2011 2:29:35 PM
restless-dime$50.004/6/2011 2:46:10 PM
r48$26.004/6/2011 3:48:00 PM
Moe87$25.004/6/2011 5:29:42 PM
JustMee$25.004/6/2011 11:42:32 AM
s_man1$100.004/6/2011 3:00:52 PM
hookUup$50.004/6/2011 3:24:48 PM
green-rapid-openness$100.004/6/2011 8:54:08 PM
lagnisiruk$25.004/7/2011 8:09:27 AM
droopie1$25.004/7/2011 11:22:51 AM
grammaspurse$25.004/7/2011 1:06:24 PM
loanman2007$175.004/7/2011 11:22:32 AM
genuine-integrity0$25.004/7/2011 7:10:20 PM
five-star-note$50.004/8/2011 8:42:52 AM
kristof2007$100.004/8/2011 9:39:21 AM
melodious-openness$55.934/8/2011 8:58:15 PM
newest-organic-rupee$33.004/8/2011 8:47:26 PM
investment-habanero8$100.004/9/2011 4:20:33 AM
aquistoyraul$25.004/9/2011 4:31:42 AM
Leshan$135.714/9/2011 5:45:51 AM
Barrayaran$25.004/9/2011 7:21:07 AM
lendstats_com$200.004/6/2011 10:08:55 AM
NekHoldings$25.004/6/2011 9:10:10 AM
Ubiquinone$25.004/6/2011 8:08:49 PM
transformer855$25.004/6/2011 11:01:17 PM
SolarMoonshine$100.004/6/2011 6:44:21 PM
kendigme$25.004/7/2011 4:43:21 AM
fcb202$50.004/6/2011 2:25:07 PM
kindness-hickory5$50.004/7/2011 4:57:37 AM
DKSArt$25.004/6/2011 3:51:06 PM
Danjack_Capital$25.004/6/2011 5:08:48 PM
ColoradoLender82$25.004/7/2011 8:04:45 AM
zotzot$25.444/7/2011 7:14:26 AM
brightest-dignified-penny$25.004/7/2011 4:50:53 PM
Mikale360$25.004/7/2011 9:53:02 AM
leverage-ectasy$25.194/7/2011 7:26:21 PM
kendigme$49.914/8/2011 3:07:21 AM
squarebob$25.004/8/2011 11:39:56 AM
likeable-hope$25.004/8/2011 11:56:57 AM
transaction-animal8$25.004/8/2011 1:38:43 PM
marwadi-62$100.004/8/2011 1:56:14 PM
Feyenoord$25.004/8/2011 11:12:10 PM
wonderous-power$25.004/9/2011 4:10:39 AM
wealth-samaritan2$25.004/9/2011 7:01:48 AM
ekmendenhall$101.014/9/2011 9:13:17 AM
SkinnyFish$50.004/9/2011 1:43:32 PM
MilitaryLoans$1,040.814/9/2011 1:49:57 PM
52 Investments
 
Borrower Payment Dependent Notes Series 500965
This series of Notes was issued and sold upon the funding of the borrower loan #48458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-11-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,706Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: direct-fairness7 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan: Debt Consolidation
This loan will be used to pay off several debts I owe

My financial situation:
I am a good candidate for this loan because I am a responsible, self-employed attorney with a good history of paying my debts.


Monthly net income: $6,000
Monthly expenses: $
Housing: $ 500
Insurance: $150
Car expenses: $265
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/6/2011 5:04:58 PM
Peterman$25.004/6/2011 5:05:35 PM
BxRealtor$25.004/6/2011 5:06:08 PM
reflective-rupee$444.444/6/2011 5:09:37 PM
tomdooley12520$25.004/6/2011 7:41:55 PM
transformer855$25.004/6/2011 10:57:39 PM
atbright$25.004/6/2011 5:05:11 PM
SolarMoonshine$500.004/6/2011 6:34:18 PM
jayk63$25.004/7/2011 3:23:02 AM
penny-finder$25.524/7/2011 9:47:37 AM
caring-hope2$500.004/7/2011 5:08:56 AM
Earn_money$25.004/7/2011 10:10:51 AM
one-midas$25.004/7/2011 12:42:06 PM
ethicalhumanist$50.004/7/2011 12:47:45 PM
delicious-loan093$25.004/7/2011 1:51:28 PM
spiff666$25.004/7/2011 4:05:59 PM
p40thawk$25.004/7/2011 6:06:31 PM
TigerForce$25.004/7/2011 6:14:16 PM
Pickmar$25.004/7/2011 11:49:52 AM
wealth-multiplier$25.004/7/2011 8:10:31 PM
upbeat-finance8$50.004/7/2011 5:41:27 PM
1point21gigawatts$50.004/7/2011 4:39:59 PM
p2ploan-sensation211$50.004/7/2011 7:16:16 PM
intrepid-loot$75.004/7/2011 7:46:07 PM
indomitable-coin$50.004/8/2011 6:11:57 AM
1-HARD-HEAD$126.004/8/2011 5:18:35 PM
efficient-treasure0$25.004/8/2011 8:30:03 PM
NYBIZ$25.004/8/2011 8:37:15 PM
treasure-expert$25.004/9/2011 11:41:45 AM
scratch4you$25.004/9/2011 1:56:36 PM
r48$25.004/9/2011 2:23:47 PM
LendToCause$25.004/9/2011 3:04:58 PM
titilsbie14$40.004/9/2011 8:06:00 PM
basejump0$30.004/10/2011 8:28:33 AM
cbivitz$200.004/10/2011 7:46:38 AM
the-auction-bear$25.004/10/2011 10:45:01 AM
ptclender$100.004/10/2011 10:51:24 AM
OmahaGuy$50.004/10/2011 2:47:03 PM
ToloUSN$50.004/10/2011 4:08:47 PM
entertaining-greenback2$25.004/10/2011 5:08:04 PM
suburbanman64$35.004/10/2011 5:44:14 PM
big-lendin$200.004/10/2011 5:49:09 PM
wealth-competitor$25.004/10/2011 6:53:50 PM
bold-durability-drum$50.004/10/2011 6:54:36 PM
elbastador$25.004/10/2011 11:26:43 PM
Snoopylover$25.004/11/2011 6:06:36 AM
circustab$42.524/11/2011 6:53:34 AM
investment-artist$25.004/6/2011 5:08:19 PM
Zolton$100.004/6/2011 5:04:45 PM
jdrez$25.004/7/2011 1:38:54 AM
golffish2$50.004/7/2011 4:10:18 AM
competent-p2p$45.004/7/2011 7:12:18 AM
organized-payment6$50.004/6/2011 5:04:10 PM
JustMee$25.004/7/2011 6:13:01 AM
zotzot$25.444/7/2011 7:16:31 AM
patriot897$25.004/7/2011 9:54:51 AM
Panna$25.004/7/2011 2:17:51 AM
loanman2007$125.004/7/2011 11:12:34 AM
SOP_Bank$25.004/7/2011 6:05:37 AM
thankful-nickel2$50.004/7/2011 5:36:48 PM
Nerdster1$30.064/8/2011 4:09:00 AM
Manvel$27.024/8/2011 9:19:18 AM
FinanceEngine$30.004/8/2011 9:34:51 AM
Mariner3605$25.004/8/2011 11:44:20 AM
friendly-moola0$500.004/9/2011 11:04:27 AM
diplomatic-wealth7$25.004/9/2011 6:12:41 PM
Sol_Invictus$25.004/9/2011 8:51:38 PM
jtu55$25.004/9/2011 10:48:25 PM
Nusk$49.004/10/2011 10:32:12 AM
primed$25.004/10/2011 3:01:25 PM
aztec$50.004/10/2011 4:02:13 PM
Reddy_Capital$25.004/10/2011 6:21:04 PM
bitbucket$100.004/10/2011 9:25:32 PM
ScottCapital$25.004/11/2011 6:01:20 AM
74 Investments
 
Borrower Payment Dependent Notes Series 501047
This series of Notes was issued and sold upon the funding of the borrower loan #48448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-06-2011 
Term: 36 months Listing End date:  Apr-07-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $68.35
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1998 Debt/Income ratio: 7%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 2Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $454Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: top-ferocious-marketplace Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Army Vet
Purpose of loan:
This loan will be used to... Debt consoladation, Medical bills outside the VA.

My financial situation:
I am a good candidate for this loan because... I have guarenteed income from VA disability, SS, and OPM. I Have a good credit score and history. It is impossable to get family and friends to fund my account because it is not allowed form PA. God Bless


Monthly net income: $2200
Monthly expenses: 500
Housing: $0
Insurance: $0
Car expenses: $329
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Zolton$100.004/6/2011 9:06:12 AM
atbright$25.004/6/2011 9:06:33 AM
Headhunter14$25.004/6/2011 9:22:58 AM
newfoundation$25.004/6/2011 9:26:48 AM
reflective-rupee$44.444/6/2011 9:42:19 AM
PRGuyinVA$50.004/6/2011 12:37:34 PM
loanman2007$25.004/6/2011 11:10:59 AM
SecondChanceLendingSERV$25.004/6/2011 4:57:37 PM
tomdooley12520$25.004/6/2011 7:45:24 PM
FundMaker$25.004/6/2011 11:26:24 AM
interstellar$50.004/7/2011 1:39:50 AM
invest-in-ed$140.004/7/2011 7:09:44 AM
niss615$100.004/7/2011 8:50:29 AM
newest-market-spy$25.004/7/2011 12:04:01 PM
Toby1montana$75.004/6/2011 9:25:57 AM
BxRealtor$25.004/6/2011 9:44:18 AM
selector568$200.004/6/2011 9:02:32 AM
organized-payment6$50.004/6/2011 9:05:28 AM
wild-orange$100.004/6/2011 3:17:26 PM
GS-ROCK$50.004/6/2011 11:43:24 AM
competent-p2p$50.004/6/2011 12:30:56 PM
SimpleChoice$25.004/6/2011 4:07:03 PM
simplelender80$100.004/6/2011 9:06:28 AM
thankful-nickel2$25.004/6/2011 1:34:46 PM
social-comet7$25.004/7/2011 6:02:52 AM
jdrez$25.004/6/2011 4:04:59 PM
NYBIZ$27.504/6/2011 5:17:41 PM
LittleRhody07$25.004/6/2011 5:23:07 PM
patriot897$25.004/6/2011 5:43:44 PM
p40thawk$25.004/7/2011 9:53:05 AM
omahajay$25.004/6/2011 11:08:39 PM
market-squadron3$25.004/6/2011 11:25:33 PM
goodhearted-basis4$25.004/7/2011 2:15:35 AM
ASR3$25.004/7/2011 4:00:45 AM
iostorms$29.364/7/2011 4:43:31 AM
Invest_in_residual_income$70.004/7/2011 11:36:56 AM
ethicalhumanist$50.004/7/2011 12:47:08 PM
TFAD72$25.004/7/2011 10:26:26 AM
Mariner3605$25.004/7/2011 9:54:42 AM
swerve1317$50.004/7/2011 2:02:42 PM
1131B$150.004/7/2011 2:36:41 PM
41 Investments
 
Borrower Payment Dependent Notes Series 501131
This series of Notes was issued and sold upon the funding of the borrower loan #48430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-07-2011 
Term: 36 months Listing End date:  Apr-07-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-2001 Debt/Income ratio: 35%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,643Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: ecmguy Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 30 ( 100% ) 620-639 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2010)
600-619 (Aug-2009)
620-639 (Jul-2009)
620-639 (Apr-2009)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Prosper Loan Number 3
Purpose of loan:
This loan will be used to buy a laptop.

My financial situation:
I am a good candidate for this loan because I have an outstanding on time payment history. I have taken out 2 previous loans via Prosper and paid both back early. My Experian score (just purchased today is 700). I'm unsure why my Prosper Experian based "Experian Scorex Plus" score of 626 is that much lower (my Transunion and Equifax scores are 688 and 690 respectively).


Monthly net income: $4,200
Monthly expenses: $
Housing: $ 1,300
Insurance: $ 105
Car expenses: $ 545
Utilities: $ 60
Phone, cable, internet: $ 190
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 910
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
NekHoldings$25.004/7/2011 9:02:21 AM
DasMula$77.004/7/2011 9:02:47 AM
Wangchuk$25.004/7/2011 9:10:16 AM
restless-dime$50.004/7/2011 9:24:15 AM
reflective-rupee$444.444/7/2011 11:15:04 AM
eronyc$50.004/7/2011 11:52:46 AM
vigilance-searcher$25.004/7/2011 11:58:06 AM
LittleMingo$25.004/7/2011 10:25:08 AM
2grindstones$25.004/7/2011 10:51:54 AM
boodo$444.444/7/2011 11:19:23 AM
droopie1$25.004/7/2011 11:23:56 AM
Bob450$25.004/7/2011 9:09:22 AM
w3alter$100.004/7/2011 11:52:57 AM
MilitaryLoans$263.764/7/2011 12:05:57 PM
s_man1$50.004/7/2011 9:28:36 AM
Paddington922$25.004/7/2011 10:11:14 AM
lendstats_com$300.004/7/2011 10:20:11 AM
credit-guard5$25.004/7/2011 10:51:17 AM
loanman2007$225.004/7/2011 11:20:39 AM
forthright-trade$25.004/7/2011 12:00:46 PM
Kash2010lu$50.004/7/2011 9:58:44 AM
clemclan$28.554/7/2011 9:04:53 AM
MoneyForNothing$35.184/7/2011 9:12:51 AM
DasMula$337.004/7/2011 9:30:53 AM
Mikale360$25.004/7/2011 9:54:00 AM
IASKGOD$25.004/7/2011 11:28:19 AM
FinanceEngine$35.004/7/2011 11:49:31 AM
power-trophy7$25.004/7/2011 11:52:48 AM
vigilance-searcher$25.004/7/2011 11:58:20 AM
Invest_in_residual_income$34.634/7/2011 12:13:08 PM
brightest-dignified-penny$25.004/7/2011 10:48:33 AM
marinbb$100.004/7/2011 11:12:31 AM
32 Investments
 
Borrower Payment Dependent Notes Series 501343
This series of Notes was issued and sold upon the funding of the borrower loan #48504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-12-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $89.12
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1999 Debt/Income ratio: 14%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,469Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: thoughtful-dough Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
740-759 (Mar-2010)
 
Principal balance: $368.38 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Moving Expenses
Purpose of loan:
This loan will help me with moving expenses for a new job. I will be working for an already funded program that will be reimbursing my moving expenses.

My financial situation:
I am a good candidate for this loan because I have a steady income, I pay my bills on time and I am responsible. I am taking a job that will increase my funds and allow me to be even more responsible with my bills. I live meagerly but am creating a situation where I am able to make strong financial decisions. I took out a prosper loan last year to make housing repairs and although I had 3 years to pay it back, I will be making my last payment this month.

Monthly net income: $ 2800.00
Monthly expenses: $ 1500.00
Housing: $ 525
Insurance: $ 20.00
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $ Not much...
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MoneyForNothing$25.004/8/2011 9:47:59 AM
vine99$40.004/8/2011 10:26:41 AM
Headhunter14$25.004/8/2011 10:39:52 AM
tolerant-dinero2$25.004/8/2011 10:54:17 AM
BxRealtor$25.004/8/2011 11:57:58 AM
Zolton$100.004/8/2011 11:56:02 AM
thankful-nickel2$25.004/8/2011 1:24:11 PM
Toby1montana$75.004/8/2011 2:55:33 PM
efficient-treasure0$25.004/8/2011 8:30:33 PM
liberty-magnate$25.004/8/2011 10:52:48 PM
vutah$25.004/8/2011 11:20:28 PM
loanman2007$50.004/9/2011 5:17:21 AM
atbright$25.004/9/2011 9:31:53 AM
r48$72.004/9/2011 2:11:12 PM
diplomatic-wealth7$25.004/9/2011 6:13:05 PM
sharp-trade0$25.004/10/2011 2:52:47 PM
Reddy_Capital$25.004/10/2011 6:52:08 PM
yield-seeker$25.004/11/2011 8:38:34 AM
ryan6853$25.004/11/2011 8:54:53 AM
blue-useful-auction$25.004/11/2011 10:32:50 AM
careful-moola3$100.004/11/2011 3:34:15 PM
Christophe$25.004/11/2011 8:31:39 PM
Barrayaran$25.004/12/2011 5:11:16 AM
intrepid-loot$75.004/12/2011 6:05:25 AM
trade-goblin9$25.004/12/2011 6:23:26 AM
wealth-prodigy1$50.004/12/2011 9:53:02 AM
Hartfelt$30.004/12/2011 9:20:00 AM
dogchow$104.154/12/2011 10:13:28 AM
revenue-giraffe5$50.004/12/2011 10:14:37 AM
icchok$63.614/12/2011 10:19:16 AM
FinanceEngine$35.004/12/2011 11:09:38 AM
drb4ever$25.004/12/2011 10:58:47 AM
natural-point1$25.004/8/2011 11:15:20 AM
competent-p2p$40.004/8/2011 12:13:24 PM
reflective-rupee$222.224/8/2011 1:26:05 PM
marwadi-62$100.004/8/2011 1:55:46 PM
wanna-help$50.004/8/2011 3:36:59 PM
goodhearted-basis4$25.004/8/2011 4:24:40 PM
dudebrah$25.004/8/2011 4:38:21 PM
Feyenoord$25.004/8/2011 5:30:41 PM
SolarMoonshine$25.004/8/2011 6:18:45 PM
the-kindness-honker$25.004/8/2011 6:58:17 PM
titilsbie14$40.004/8/2011 10:33:11 PM
integrity-doctor$100.004/10/2011 9:38:13 AM
kinetic-social$25.004/10/2011 3:00:43 PM
delicious-loan093$50.004/10/2011 3:12:57 PM
1-HARD-HEAD$50.504/10/2011 4:53:27 PM
elbastador$25.004/10/2011 11:29:23 PM
Skeptical-one$40.004/11/2011 12:13:51 PM
patriot897$25.004/11/2011 4:13:14 PM
SecondChanceLendingSERV$25.004/11/2011 4:21:43 PM
simplelender80$100.004/11/2011 6:28:00 PM
Kennfusion$50.004/11/2011 8:20:01 PM
organic-treasure$25.244/12/2011 9:55:34 AM
CivlDX$35.964/12/2011 10:43:01 AM
wild-orange$26.324/12/2011 11:15:53 AM
56 Investments
 
Borrower Payment Dependent Notes Series 501369
This series of Notes was issued and sold upon the funding of the borrower loan #48487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-10-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2000 Debt/Income ratio: 56%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,123Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 115%  
   Homeownership: No  
Screen name: pcward Borrower's state: Utah Borrower's group: College Graduates with Good Credit Potential
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
(Feb-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Phd student neeeds car maintenance
Purpose of loan:
This loan will be used to replace the timing belt on my 2005 Subaru, before the belt snaps and the engine is toast.

My financial situation:
I am a good candidate for this loan because I have never had a late payment of any kind.


Monthly net income: $1600
Monthly expenses: $1280
Housing: $500
Insurance: $80
Car expenses: $100
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.004/8/2011 5:03:16 PM
reflective-rupee$222.224/8/2011 5:12:25 PM
thankful-nickel2$25.004/8/2011 7:07:37 PM
credit-missile$50.004/8/2011 8:14:15 PM
Reddy_Capital$25.004/8/2011 10:06:12 PM
Comoparklender$25.004/8/2011 11:02:22 PM
fabulous-community4$25.004/9/2011 4:05:09 AM
Mikale360$25.004/9/2011 5:23:14 AM
mikeandcat$50.004/9/2011 6:49:42 AM
ekmendenhall$55.554/9/2011 9:15:19 AM
CincyTex$50.004/9/2011 12:52:29 PM
riveting-credit5$200.004/9/2011 9:11:22 PM
Jerrys1951$30.004/9/2011 10:18:54 PM
coasterman$25.004/10/2011 9:19:17 AM
loyaltyologist$25.004/10/2011 8:56:46 AM
autonomous-truth$101.264/10/2011 11:36:38 AM
AF-Chief$50.004/8/2011 5:14:26 PM
investment-artist$25.004/8/2011 5:25:34 PM
SolarMoonshine$25.004/8/2011 6:10:18 PM
Bob450$25.004/8/2011 6:27:06 PM
Milonguero$100.004/8/2011 6:58:53 PM
ronin4sale$25.004/8/2011 7:58:27 PM
Rashanir$27.804/8/2011 7:52:03 PM
Moe87$25.004/8/2011 8:47:53 PM
Feyenoord$25.004/8/2011 11:07:16 PM
restless-dime$25.004/8/2011 11:49:42 PM
Ubiquinone$35.004/8/2011 10:57:23 PM
DasMula$57.004/8/2011 11:29:06 PM
yield-lion2$25.004/9/2011 4:03:41 AM
NekHoldings$25.004/9/2011 5:46:31 AM
IASKGOD$25.004/9/2011 10:21:04 AM
kinetic-social$30.004/9/2011 1:27:41 PM
r48$25.004/9/2011 1:54:59 PM
Amber_Stone$50.004/9/2011 6:39:40 PM
Rulea72$32.174/10/2011 7:30:08 AM
cbivitz$159.004/10/2011 7:44:23 AM
shrewd-income$50.004/10/2011 8:55:09 AM
s_man1$50.004/10/2011 9:02:33 AM
38 Investments