Sales Report:Supplement No. 13 dated Apr 07, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 498103
This series of Notes was issued and sold upon the funding of the borrower loan #48334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $402.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1993 Debt/Income ratio: 9%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,197Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: AC-Peddler Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
acpeddler
Purpose of loan:
This loan will be used to...sell more airplanes

My financial situation:
I am a good candidate for this loan because...i have a good payment record and the industry is turning around


Monthly net income: $6760
Monthly expenses: $5370
Housing: $1685
Insurance: $225
Car expenses: $200
Utilities: $350
Phone, cable, internet: $85
Food, entertainment: $600
Clothing, household expenses: $350
Credit cards and other loans: $1875
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st lien is 235K 2nd lien for home improvement is 38K . Market value today is365,000 (Mar-15-2011)
Q: Can you tell us what kind of airplanes you are selling and what your market is (private small planes, executive planes, etc.). How will this loan help you "sell more planes"? Thanks! - zotzot
A: Private aircraft. the market is picking up significantly and i need funds to further the marketing i do to increase my visibility and gather market share. (Mar-23-2011)
Q: What is your position in the company - are you the owner? Thanks. - 113121
A: I am a part owner-20%. The way my comission works is that i get a commission when i sell an airplane but i must pay my own marketing expense. This sales is in addition to my other responsibilites as sales director for all of our other divisions. (Mar-24-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Azonic21$25.003/15/2011 9:04:24 AM
CA-Lender$100.003/15/2011 9:05:57 AM
worldly-money4$150.003/15/2011 9:08:14 AM
patriot897$25.003/15/2011 11:14:43 AM
bonus-chosen-one$25.003/15/2011 9:12:39 AM
ingenious-deal6$25.003/15/2011 9:03:41 AM
competent-p2p$25.003/15/2011 6:31:43 PM
Jack55304$125.003/16/2011 8:48:47 AM
leodaguy$25.003/15/2011 9:25:41 PM
integrity-doctor$100.003/16/2011 11:35:17 AM
wbahl$25.003/16/2011 8:11:13 PM
a-finance-nirvana$25.003/17/2011 2:04:19 AM
tnjohnso$25.003/17/2011 9:16:57 PM
reward-adventure$50.003/19/2011 3:29:01 AM
economy-producer$25.003/19/2011 9:58:16 AM
w3alter$100.003/19/2011 4:52:12 PM
Bob450$25.003/22/2011 1:58:42 AM
Thought$25.003/22/2011 10:50:15 AM
bid-czar8$50.003/23/2011 3:09:01 AM
loyalist1$100.003/23/2011 8:33:00 AM
Weaverville$25.003/23/2011 12:48:04 PM
thelovebug$100.003/23/2011 2:40:52 PM
finance-prescription$50.003/24/2011 5:33:08 AM
burrito6$25.003/24/2011 8:30:31 AM
point-kitten6$50.003/23/2011 8:38:43 PM
tech310$47.963/24/2011 1:26:45 AM
GatorBux$50.003/24/2011 11:09:40 AM
asset-professor$50.003/25/2011 2:15:13 AM
Ocean713$50.003/25/2011 11:33:06 AM
credit-sycamore4$100.003/25/2011 8:48:07 AM
Oak-Parker$25.003/25/2011 6:45:28 PM
loss-of-control$100.003/25/2011 7:00:17 PM
Yomain$50.003/25/2011 8:15:19 PM
treasure-hunter270$25.003/25/2011 8:24:37 PM
credit-coach118$25.003/25/2011 5:31:22 PM
mgking007$25.003/25/2011 5:34:49 PM
lie21073$50.003/25/2011 9:40:48 PM
NYCFinancier$25.003/25/2011 5:45:10 PM
hookUup$25.003/25/2011 9:44:08 PM
zotzot$25.443/25/2011 6:31:21 PM
kind-adventurous-finance$50.003/25/2011 4:27:49 PM
open-minded-deal$150.003/25/2011 8:04:51 PM
wwwUniversal$25.003/26/2011 3:20:58 AM
FinanceEngine$25.003/25/2011 11:51:59 PM
Speculator$100.003/25/2011 6:31:38 PM
robot777$25.003/25/2011 6:52:37 PM
Mariner3605$25.003/25/2011 7:16:00 PM
best-generosity-financier$25.003/25/2011 7:28:35 PM
DasMula$27.003/25/2011 8:13:38 PM
suave-dime6$25.003/15/2011 9:07:24 AM
texrob20$25.003/15/2011 9:12:46 AM
simplelender80$200.003/15/2011 9:01:42 AM
income-awakening6$25.003/15/2011 9:08:59 AM
kindness-launcher$1,500.003/15/2011 6:58:59 PM
leverage-monger$25.003/16/2011 7:38:02 AM
important-openness1$75.003/16/2011 8:02:27 PM
PRGuyinVA$25.003/18/2011 2:47:40 PM
zippy-interest$25.003/22/2011 7:16:25 PM
smilinsam$50.003/23/2011 12:48:07 PM
113121$30.003/23/2011 7:53:37 AM
SBT$25.003/23/2011 12:47:57 PM
ivy-league-MBA$25.003/23/2011 10:40:40 AM
zorg77$25.003/23/2011 5:55:58 PM
klend4$25.003/23/2011 7:11:04 PM
EarlyRiser$250.003/24/2011 9:46:16 AM
benjamins-utopia$100.003/24/2011 11:48:41 AM
dollar-cherry6$100.003/25/2011 9:33:38 AM
Raetha$25.003/25/2011 2:39:23 PM
squarebob$25.003/25/2011 5:59:40 PM
shepherd1$75.003/25/2011 11:58:27 AM
kindness-launcher$1,000.003/25/2011 9:31:08 PM
interstellar$51.003/25/2011 9:32:38 PM
hope-hickory$50.003/25/2011 6:26:08 PM
money-fort$30.003/25/2011 7:25:03 PM
capital-party6$50.003/25/2011 9:26:37 PM
113121$3,363.273/26/2011 4:37:58 AM
hookUup$25.003/25/2011 9:44:02 PM
reflective-rupee$250.333/26/2011 4:01:23 AM
rustysailor$25.003/25/2011 9:22:51 PM
vishal29$25.003/25/2011 10:54:01 PM
80 Investments
 
Borrower Payment Dependent Notes Series 498462
This series of Notes was issued and sold upon the funding of the borrower loan #48325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-19-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $184.52
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1996 Debt/Income ratio: 13%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $53,120Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: breathtaking-capital2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pooty tang
Purpose of loan:
This loan will be used to...pay off and considate some pressing debt and receive a comfortable payment plan

My financial situation:
I am a good candidate for this loan because...inspite of my debt i do pay on time.


Monthly net income: $6500
Monthly expenses: $4200
Housing: $1780
Insurance: $200
Car expenses: $427
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: total mortgage balance is 291,000 and current home value according to zillow is 294,000. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/19/2011 12:02:00 PM
reflective-rupee$100.333/19/2011 1:03:16 PM
patriot897$25.003/19/2011 12:01:55 PM
Weaverville$25.003/19/2011 12:03:56 PM
hostbank$100.003/19/2011 12:04:07 PM
thrifty-dedication$25.003/20/2011 8:11:24 AM
HamachiMan$50.003/20/2011 4:28:51 PM
Havana21$25.003/22/2011 1:59:55 AM
zippy-interest$25.003/22/2011 7:14:33 PM
organized-integrity8$250.003/23/2011 4:53:44 AM
radforj22$25.003/23/2011 2:38:42 AM
GreenHill$25.003/23/2011 6:03:56 AM
randsenterprise$25.003/23/2011 2:03:41 AM
balance-force$28.003/23/2011 8:57:37 PM
gold-cluster$100.003/23/2011 9:10:03 PM
money-surge1$50.003/24/2011 2:32:31 PM
intrepid-loot$50.003/24/2011 3:52:36 AM
efficient-treasure0$25.003/24/2011 7:14:42 AM
Quiddity$50.003/24/2011 7:45:03 AM
EarlyRiser$250.003/24/2011 9:46:19 AM
massuot$25.003/25/2011 5:00:04 AM
Makemony$50.003/25/2011 1:43:45 AM
108lender$429.353/25/2011 5:53:53 PM
vishal29$25.003/25/2011 11:23:40 PM
loss-of-control$50.003/26/2011 9:53:55 AM
loan-kung-fu$100.003/26/2011 6:28:22 AM
new-truth-chuckler$25.003/26/2011 7:47:59 AM
drkosh$25.003/26/2011 7:58:30 AM
wealth-competitor$25.003/26/2011 12:09:05 PM
astute-investment5$25.003/26/2011 10:47:42 AM
investment-habanero8$100.003/26/2011 7:06:48 AM
saga9$25.003/26/2011 1:54:45 PM
Aaron_Oz$25.003/26/2011 7:57:29 AM
ClearCut$50.003/26/2011 9:38:33 AM
godfather4u$150.003/26/2011 1:08:00 PM
Oak-Parker$25.003/26/2011 2:30:50 PM
2k1Toaster$38.673/26/2011 4:08:35 PM
Gandalf0001$25.003/26/2011 2:12:25 PM
iResponsibleLender$1,000.003/26/2011 4:14:45 PM
BxRealtor$25.003/19/2011 12:04:33 PM
enthralling-deal180$50.003/19/2011 12:04:54 PM
CA-Lender$100.003/19/2011 12:03:00 PM
loyalty-sherpa$25.003/19/2011 12:04:24 PM
GMPK_TLAS$50.003/19/2011 12:05:06 PM
vutah$25.003/20/2011 12:21:18 AM
a-unflappable-finance$100.003/22/2011 4:24:57 PM
ProjectVenture$25.003/23/2011 6:19:20 AM
borrowmine$25.003/23/2011 8:48:49 AM
agalt$75.003/23/2011 11:04:30 PM
red-favorable-basis$25.003/23/2011 8:14:13 PM
investorguy3000$100.003/24/2011 10:11:26 AM
Clambake$25.003/24/2011 7:05:29 PM
kind-adventurous-finance$75.003/25/2011 4:24:40 PM
Mariner3605$50.003/25/2011 10:54:01 PM
hookUup$25.003/26/2011 3:40:18 AM
courteous-fund9$50.003/26/2011 6:26:09 AM
adir1$25.003/26/2011 11:14:16 AM
mcgovern2024$50.003/26/2011 11:23:15 AM
NYCFinancier$25.003/26/2011 7:46:29 AM
wesleyan$100.003/26/2011 7:57:22 AM
Control$25.003/26/2011 2:32:22 PM
calkidd05$26.003/26/2011 10:19:56 AM
suave-dime6$25.003/26/2011 1:15:10 PM
Astyanax$50.003/26/2011 11:38:34 AM
wild-orange$25.003/26/2011 1:09:00 PM
autonomous-truth$50.003/26/2011 1:16:29 PM
the-discrete-income$400.003/26/2011 3:32:35 PM
67 Investments
 
Borrower Payment Dependent Notes Series 498753
This series of Notes was issued and sold upon the funding of the borrower loan #48337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1982 Debt/Income ratio: 30%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:20y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,004Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: spiritual-penny9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
 
Principal balance: $3,277.12 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
PAYING BILLS FOR ANIMAL RESCUE
Purpose of loan: WE ARE A FAMILY RUN ANIMAL RESCUE WITH NO OUTSIDE FUNDING--WE PAY FOR EVERYTHING OURSELVES (5 ADULTS IN THE FAMILY).
This loan will be used to...PAY VET BILLS

My financial situation: FINE BUT WE SOMETIMES NEED ASSISTANCE WHEN VET BILLS ARE EXCESSIVE.
I am a good candidate for this loan because...I HAVE BEEN AT THE SAME RESIDENCE FOR 37 YEARS AND EMPLOYED BY THE SAME EMPLOYER FOR 20 YEARS. I HAVE TAKEN OUT SEVERAL LOANS IN THE PAST AND PAID THEM ALL OFF IN A TIMELY MANNER. MY JOB IS FEDERALLY FUNDED. I WORK FOR UNEMPLOYMENT AND MY JOB IS STABLE.


Monthly net income: $2614.91
Monthly expenses: $
Housing: $0.00
Insurance: TAKEN PRIOR TO NET AMOUNT
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
squarebob$25.003/21/2011 5:03:38 PM
leodaguy$25.003/21/2011 5:05:30 PM
zotzot$25.443/21/2011 5:57:36 PM
CA-Lender$100.003/21/2011 6:07:52 PM
Green-Baron$25.003/21/2011 9:06:01 PM
credit-missile$100.003/21/2011 5:50:53 PM
redwraith$25.003/22/2011 2:06:19 AM
mcgovern2024$25.003/21/2011 6:43:47 PM
credit-observatory$25.003/21/2011 7:16:34 PM
EngineersAlliance$100.003/21/2011 7:21:17 PM
well-mannered-income3$30.003/21/2011 7:21:41 PM
DasMula$57.003/21/2011 9:53:48 PM
simplelender80$100.003/21/2011 5:02:44 PM
ac787$25.003/21/2011 11:33:54 PM
money-aggregator7$25.003/22/2011 2:06:25 AM
damage$25.003/21/2011 6:37:19 PM
cerebral-dollar773$250.003/21/2011 7:13:09 PM
profitable-balance$25.003/22/2011 2:42:57 AM
transaction-circuit$25.003/21/2011 5:04:20 PM
mikeandcat$100.003/21/2011 6:01:11 PM
Brisket_Bob$30.003/21/2011 6:15:52 PM
liberty-magnate$25.003/21/2011 6:42:43 PM
exchange-synapse$100.003/21/2011 7:16:04 PM
FinanceEngine$30.003/21/2011 8:24:41 PM
calkidd05$26.003/21/2011 8:48:19 PM
reflective-rupee$300.333/21/2011 5:05:34 PM
CollinsCrew$25.003/21/2011 5:06:23 PM
LittleMingo$26.003/22/2011 2:13:15 AM
cjames84$25.003/22/2011 2:41:36 AM
EretzCapital$50.003/21/2011 10:29:15 PM
the-kindness-honker$25.003/22/2011 12:07:08 AM
thankful-nickel2$25.003/21/2011 5:59:21 PM
skillful-asset5$31.773/21/2011 6:09:18 PM
justasoldier$50.003/21/2011 8:05:18 PM
the-yield-surfer$100.003/21/2011 11:41:00 PM
35 Investments
 
Borrower Payment Dependent Notes Series 499063
This series of Notes was issued and sold upon the funding of the borrower loan #48297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-22-2011 
Term: 60 months Listing End date:  Apr-05-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $248.47
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1988 Debt/Income ratio: 9%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:24y 4m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,501Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: looper4u Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan:consolidate debt
This loan will be used to...consolidate debt

My financial situation:ok
I am a good candidate for this loan because...


Monthly net income: $2500
Monthly expenses: $2500
Housing: $1400
Insurance: $150
Car expenses: $
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: I am a head custodian in an elementary school. I have been here for 20 years. I am looking to pay off a credit card with this loan. It was a credit card that I had to use to pay for legal fees in a recent divorce. It is maxed out at $10.000 at 16% and my monthly payment is almost $400.00 (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$500.333/22/2011 5:34:29 PM
loyalty-sherpa$25.003/22/2011 5:13:41 PM
enthralling-deal180$50.003/22/2011 5:14:09 PM
BxRealtor$25.003/22/2011 5:13:53 PM
simplelender80$100.003/22/2011 5:43:53 PM
P2P4me$100.003/23/2011 6:43:55 AM
Bank_Of_XL$100.003/23/2011 1:07:50 PM
Peterman$25.003/23/2011 9:31:51 AM
SecondChanceLendingSERV$32.653/24/2011 6:51:03 AM
competent-p2p$25.003/24/2011 10:30:39 AM
mgking007$27.133/25/2011 10:43:14 AM
Havana21$25.003/25/2011 5:26:08 PM
efficient-treasure0$25.003/25/2011 5:16:54 PM
spy0$25.003/26/2011 6:37:25 AM
zippy-interest$25.003/26/2011 12:26:15 PM
loot-heart$25.003/28/2011 11:05:06 AM
Rick21$50.003/28/2011 9:34:08 PM
radforj22$25.003/29/2011 4:26:35 PM
integrity-doctor$100.003/30/2011 1:42:34 PM
w3alter$100.003/31/2011 9:45:39 AM
dinero-wildebeest$50.003/31/2011 5:19:47 PM
ctav01$50.003/31/2011 4:23:29 PM
dinero-speaker$25.004/1/2011 6:24:14 AM
GElender$25.004/1/2011 6:41:43 AM
realtormoises$25.004/1/2011 10:06:11 AM
Artist_Blue$25.004/1/2011 9:30:54 AM
pythia$25.004/1/2011 11:52:44 AM
power-mad-scientist$25.004/1/2011 5:23:58 PM
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AFairDeal$75.004/3/2011 7:52:49 AM
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HamachiMan$50.004/4/2011 9:14:53 AM
WilliamLeeSims$25.004/4/2011 11:02:45 AM
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MadHun$100.004/5/2011 6:20:09 AM
fightinjoe$50.004/4/2011 5:15:43 PM
cablenews$50.004/5/2011 8:43:19 AM
OrcaFIN$50.004/5/2011 8:17:45 AM
value-den$50.004/5/2011 9:09:56 AM
slico$50.004/5/2011 8:32:19 AM
chemistry220$50.004/4/2011 7:32:33 PM
smart-gain$50.004/5/2011 10:58:59 AM
greenkid$155.284/4/2011 8:33:39 PM
lazyeye$25.004/5/2011 1:55:03 PM
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philantist$25.004/5/2011 2:51:43 PM
don8ter$25.004/5/2011 2:23:29 AM
mansim$34.354/5/2011 12:55:08 PM
silver-armada$50.004/5/2011 4:38:19 AM
Stavros$25.004/5/2011 6:13:14 AM
Tazeme$25.004/5/2011 1:57:42 PM
YosemiteSam$25.004/5/2011 2:15:36 PM
CSUgrad08$43.834/5/2011 4:17:27 PM
twenty_percent_plus$25.004/5/2011 2:39:54 PM
Astyanax$40.004/5/2011 2:42:40 PM
kulender$100.004/5/2011 4:30:24 PM
moola-pillow$25.004/5/2011 3:03:05 PM
wbahl$25.004/5/2011 8:40:56 AM
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113121$25.003/22/2011 6:52:24 PM
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patriot897$25.003/22/2011 5:13:11 PM
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magnetic-dedication3$25.003/23/2011 9:34:51 AM
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JustMee$25.003/23/2011 1:02:32 AM
thankful-nickel2$50.003/23/2011 4:39:35 PM
friendly-market5$40.183/24/2011 5:59:15 AM
indomitable-coin$25.003/24/2011 7:43:15 PM
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helgeboy$50.003/26/2011 6:20:13 PM
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mamayama$75.003/27/2011 6:41:33 PM
what_goes_around$50.003/29/2011 12:38:18 PM
transparency-grasshopper$50.003/29/2011 5:30:43 PM
tensalis$32.133/29/2011 7:39:04 PM
C_Mark$50.003/30/2011 9:45:38 AM
Watersports$25.003/30/2011 2:37:00 PM
Zolton$100.003/31/2011 6:49:03 AM
influential-cash7$50.003/31/2011 7:10:21 PM
sshgfwb$25.004/1/2011 9:48:44 AM
DreDub$50.004/1/2011 9:41:50 AM
kind-adventurous-finance$75.004/1/2011 5:25:55 PM
p40thawk$25.004/1/2011 7:48:54 PM
SelectTrustLending$25.004/1/2011 10:20:13 AM
astute-benjamins$25.004/1/2011 11:55:53 AM
a-finance-nirvana$25.004/2/2011 4:36:23 AM
grf1945$50.004/1/2011 1:54:26 PM
vigilance-spinner3$25.004/2/2011 10:18:05 AM
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fishintime$50.004/2/2011 1:11:21 PM
Chauncey_Gardener$50.004/2/2011 1:38:07 PM
Cai8899$30.004/2/2011 11:49:23 PM
Pickmar$25.004/3/2011 11:49:04 AM
Josphine$40.004/4/2011 7:07:36 AM
cutter21$25.004/3/2011 3:48:47 PM
accelerator96$25.004/3/2011 5:16:47 PM
debt-patriot$75.424/3/2011 5:21:22 PM
pumped130$29.004/3/2011 5:51:47 AM
worthy-bid8$100.004/3/2011 10:28:16 AM
versatile-platinum4$25.004/3/2011 12:24:00 PM
commerce-web5$25.004/3/2011 2:34:39 PM
objective-investor$150.004/4/2011 11:34:06 AM
palace2$100.004/4/2011 2:38:16 PM
practice44$50.004/4/2011 11:45:38 AM
onecooldrink$25.004/4/2011 10:14:28 AM
otto1939$50.004/4/2011 10:17:32 AM
GiftViftdotcom$25.004/4/2011 3:17:47 PM
wwwUniversal$25.004/4/2011 10:39:39 AM
dpdn57$25.004/4/2011 5:15:41 PM
peripatetic$25.004/4/2011 5:17:48 PM
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Trafficguy69$25.004/4/2011 5:28:49 PM
important-ore$250.004/4/2011 8:36:51 PM
dexstjames$50.004/4/2011 5:40:28 PM
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Engineer44$25.004/4/2011 5:43:43 PM
doctorgrab$25.004/4/2011 5:51:27 PM
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Aimvest$25.004/4/2011 8:32:39 PM
NYBIZ$25.004/4/2011 8:37:31 PM
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ClearCut$50.004/4/2011 4:32:53 PM
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ctgscott$25.004/5/2011 10:33:09 AM
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Mindful7$25.004/5/2011 5:15:37 AM
doopers$25.004/5/2011 5:21:46 AM
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gilbrear$25.004/5/2011 4:23:06 PM
FinanceEngine$35.004/5/2011 7:28:01 AM
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hampa$50.004/5/2011 4:39:59 PM
201 Investments
 
Borrower Payment Dependent Notes Series 499214
This series of Notes was issued and sold upon the funding of the borrower loan #48309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $442.85
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1998 Debt/Income ratio: 12%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,287Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: china1369 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair
Purpose of loan:
This loan will be used to fix my roof

My financial situation:
I am a good candidate for this loan because I have long existing credit and good payment history


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
momentous-loot688 has invested a total of $150.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: Hello! I am interested in your loan. Please give a brief job description and a monthly budget of post-tax income and expense. Thank you! - newest-funds-powerplant
A: The rain in ca just damaged my roof therefore I need a loan to fix it...contractors have given me an estimate of 10,200 but I asked for a little more just in case. I don't have car payments or any other real debt except my mortgage my husband pays for the one credit card we do have so my wages of $4,400 after taxes are used for the mortgage and now $500 will go towards this loan hope you can help me out and invest (Mar-24-2011)
Q: Could you list the outstanding mortgage balance and the market value on you house(average estimate on Zillow)? When did you buy the house? - SkyLoan
A: The balance on my mortgage is $397,125. I bought the house on 4/22/08 unfortunately for me the market hasn't been too kind. I bought the house for $485,000 and My initial mortgage loan was $417,000. Currently the market value of the house is $408,000. Hopefully you can invest on my loan so that i can replace my roof and add value to my property. (Apr-02-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$1,200.333/23/2011 5:05:00 PM
hostbank$100.003/23/2011 5:07:00 PM
loyalty-sherpa$25.003/23/2011 5:07:38 PM
P2P4me$100.003/23/2011 5:08:59 PM
thankful-nickel2$50.003/23/2011 8:22:41 PM
vine99$90.003/23/2011 5:03:26 PM
JustMee$25.003/24/2011 12:13:48 AM
golffish2$25.003/24/2011 4:09:22 AM
thankful-nickel2$50.003/23/2011 8:23:18 PM
simplelender80$90.253/24/2011 1:51:53 AM
patriot897$25.003/23/2011 5:06:41 PM
113121$25.003/23/2011 6:06:29 PM
SecondChanceLendingSERV$32.653/24/2011 6:49:19 AM
transformer855$25.003/23/2011 8:47:43 PM
income-awakening6$25.003/25/2011 4:22:33 PM
lendstats_com$200.003/25/2011 1:07:31 PM
Kyileo$25.003/26/2011 12:15:53 PM
Edwardtomo$50.003/26/2011 8:50:41 PM
loot-heart$25.003/28/2011 11:05:25 AM
cashhelp$50.003/28/2011 4:36:01 PM
brightest-dignified-penny$25.003/28/2011 11:47:18 PM
magnetic-dedication3$25.003/28/2011 10:02:30 PM
helgeboy$50.003/29/2011 5:15:00 PM
transparency-grasshopper$50.003/29/2011 5:30:56 PM
houli123$450.003/29/2011 10:51:58 AM
Rick21$50.003/29/2011 4:29:51 PM
Techne_Funds_LLC$25.003/29/2011 4:39:35 PM
careful-return0$25.003/29/2011 8:25:48 PM
interest88$54.003/30/2011 8:49:18 AM
heerzaquestion$50.003/30/2011 12:01:03 PM
psycardis$25.003/31/2011 4:36:38 AM
w3alter$100.003/31/2011 9:46:01 AM
gaiusceasar$25.004/1/2011 9:49:44 AM
grf1945$50.004/1/2011 1:54:38 PM
intrepid-loot$25.004/1/2011 7:38:21 PM
gjm6d$25.004/1/2011 4:39:45 PM
JCMC$25.004/2/2011 9:50:09 AM
dinero-speaker$25.004/2/2011 9:58:30 AM
gilbrear$25.004/2/2011 5:25:18 AM
Chauncey_Gardener$50.004/2/2011 1:38:16 PM
DaMoneyTree$25.004/2/2011 2:13:17 PM
ethicalhumanist$50.004/2/2011 3:58:00 PM
silvox$76.234/4/2011 7:20:13 AM
dollardave$100.004/2/2011 10:17:25 PM
GMPK_TLAS$50.004/4/2011 11:35:28 AM
VBinvestor$100.004/4/2011 12:16:02 PM
durable-investment8$40.744/4/2011 11:21:26 AM
wealth-renaissance5$25.004/4/2011 2:28:58 PM
RedCentre$252.114/4/2011 11:43:42 AM
burgeoning-silver$25.004/4/2011 5:19:14 PM
fishintime$50.004/4/2011 5:36:54 PM
generous-deal6$50.004/4/2011 6:37:57 PM
wwwUniversal$25.004/4/2011 5:35:31 PM
Aimvest$25.004/4/2011 8:32:49 PM
a-unflappable-finance$100.004/4/2011 5:42:30 PM
HamachiMan$50.004/4/2011 5:42:39 PM
JackinGreen$50.004/4/2011 9:11:23 PM
practice44$50.004/4/2011 5:19:11 PM
tripnosis$25.004/4/2011 5:22:27 PM
bold-durability-drum$40.004/5/2011 8:04:48 AM
dexstjames$50.004/4/2011 5:40:38 PM
value-den$50.004/5/2011 9:10:12 AM
KileNSmyth4$40.004/5/2011 12:15:25 PM
exact-gold2$39.004/4/2011 9:45:07 PM
mad-scientist0$25.004/5/2011 9:35:43 AM
richboy56$25.004/5/2011 9:38:59 AM
nycmichael$100.004/5/2011 11:15:10 AM
steiglends$50.004/5/2011 5:22:23 PM
GiftViftdotcom$25.004/5/2011 5:33:46 PM
treasure-widget$25.004/5/2011 5:47:30 PM
buffalobills$25.004/5/2011 5:48:41 PM
CBO-Enterprise$50.004/5/2011 5:29:01 PM
Ocean713$50.004/5/2011 2:40:15 PM
Riccous$170.124/5/2011 5:32:48 PM
Astyanax$45.004/5/2011 2:46:30 PM
green-unrivaled-felicity$28.814/5/2011 6:49:14 PM
crw1950$50.004/5/2011 7:09:56 PM
don8ter$25.004/5/2011 5:56:25 PM
nickel-ferret$100.004/5/2011 5:59:31 PM
Nemo2001$25.004/5/2011 9:43:22 PM
astute-note1$25.004/5/2011 7:08:35 PM
Karey$25.004/5/2011 8:31:17 PM
YellowJacket$25.004/5/2011 5:17:40 PM
investment-habanero8$121.544/6/2011 3:44:08 AM
barkochva$25.004/5/2011 8:18:11 PM
pinballwizard$25.004/5/2011 8:40:55 PM
the-revenue-demon$75.004/5/2011 10:28:46 PM
Wangchuk$25.003/23/2011 5:09:39 PM
BxRealtor$25.003/23/2011 5:07:52 PM
top-courteous-peso$50.003/23/2011 5:09:04 PM
Bank_Of_XL$100.003/23/2011 5:14:14 PM
marketplace-meridian$25.003/23/2011 11:05:06 PM
enthralling-deal180$50.003/23/2011 5:08:04 PM
leverage-monger$25.003/24/2011 11:30:51 AM
competent-p2p$30.003/24/2011 7:53:13 AM
integrity-doctor$100.003/24/2011 3:42:06 PM
EarlyRiser$250.003/24/2011 9:47:34 AM
zotzot$50.443/24/2011 7:28:54 AM
Wangchuk$25.003/24/2011 1:51:54 PM
loanman2007$175.003/25/2011 10:12:07 AM
BangBros$500.003/25/2011 6:52:24 PM
efficient-treasure0$25.003/26/2011 6:28:22 PM
Havana21$25.003/26/2011 6:43:03 PM
loyalty-czar$75.003/28/2011 8:18:54 AM
tomdooley12520$25.003/28/2011 2:56:33 PM
p2ploan-sensation211$25.003/28/2011 7:26:41 PM
Weaverville$25.003/29/2011 4:29:53 PM
selector568$50.003/29/2011 3:23:21 PM
radforj22$25.003/30/2011 2:47:47 AM
zippy-interest$25.003/29/2011 5:22:28 PM
Scotcha$50.003/30/2011 7:11:56 PM
squarebob$25.333/30/2011 6:03:40 PM
Zolton$100.003/31/2011 6:49:18 AM
CA-Lender$100.003/31/2011 6:05:12 PM
houli123$650.004/1/2011 8:10:51 AM
4Horseman$25.003/31/2011 5:23:06 PM
C_Mark$50.004/1/2011 10:13:09 AM
overdrivep$28.143/31/2011 9:47:49 PM
Artist_Blue$25.004/1/2011 9:31:12 AM
loss-of-control$50.004/1/2011 6:20:28 PM
back-scratchers$25.004/2/2011 4:44:20 AM
dinero-wildebeest$50.004/2/2011 12:58:12 PM
B-rad_the_Coug$25.004/3/2011 12:17:55 PM
SelectTrustLending$25.004/3/2011 12:18:51 PM
loanman2007$50.004/4/2011 5:38:39 AM
commerce-web5$25.004/3/2011 2:34:48 PM
wonder3$35.004/2/2011 6:23:30 PM
Cai8899$30.004/2/2011 11:49:35 PM
worthy-bid8$100.004/3/2011 10:28:30 AM
power-mad-scientist$25.004/4/2011 11:04:24 AM
objective-investor$150.004/4/2011 11:34:23 AM
cashasaurus0$500.004/4/2011 4:05:48 PM
chekat$25.004/4/2011 11:24:07 AM
Mariner3605$25.004/4/2011 11:28:23 AM
kind-adventurous-finance$75.004/4/2011 11:35:09 AM
cathexis$25.004/4/2011 5:42:24 PM
marketplace-meridian$25.004/5/2011 6:48:38 AM
ddimports$100.004/4/2011 5:58:19 PM
momentous-loot688$150.004/5/2011 9:41:05 AM
panegryst$50.004/4/2011 8:12:54 PM
economy-caper9$25.004/5/2011 12:43:31 PM
oaktown23$50.004/4/2011 11:42:53 PM
rkhrdjp$25.004/5/2011 9:55:52 AM
DT_Banker$25.004/5/2011 12:25:24 AM
mammalian4$25.004/5/2011 1:46:53 PM
MadHun$100.004/5/2011 3:00:26 PM
silver-armada$50.004/5/2011 4:38:32 AM
cash-queen$27.004/5/2011 1:42:34 PM
photon8$29.384/5/2011 1:48:00 PM
investment-comet$25.004/5/2011 7:19:42 AM
reward-planetarium$25.004/5/2011 8:44:15 AM
razor783$25.004/5/2011 5:27:02 PM
ctgscott$25.004/5/2011 10:33:30 AM
Manvel$30.004/5/2011 12:23:09 PM
thelovebug$100.004/5/2011 5:14:07 PM
extraordinary-interest1$50.004/5/2011 5:21:11 PM
balance6$25.004/5/2011 6:01:31 PM
versatile-platinum4$25.004/5/2011 5:32:51 PM
noodles932$47.984/5/2011 6:46:23 PM
market-pudding$25.004/5/2011 7:02:24 PM
careful-return0$25.004/5/2011 7:09:16 PM
washboard3$70.004/5/2011 7:49:24 PM
five-star-note$300.004/5/2011 4:28:16 PM
jescowa$50.004/5/2011 6:12:23 PM
taylor883$50.004/5/2011 6:15:09 PM
justasoldier$35.004/5/2011 7:41:29 PM
coloradoadam$25.004/5/2011 8:20:36 PM
funds-kingdom$29.434/5/2011 10:55:17 PM
klend4$50.004/5/2011 5:32:10 PM
money-surge1$25.004/5/2011 6:00:25 PM
lovely-leverage$170.004/5/2011 8:18:38 PM
Tkhalaska$25.004/5/2011 9:09:36 PM
zztopdog$42.494/5/2011 9:39:33 PM
donkey$49.034/5/2011 10:03:21 PM
174 Investments
 
Borrower Payment Dependent Notes Series 499216
This series of Notes was issued and sold upon the funding of the borrower loan #48353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-23-2011 
Term: 60 months Listing End date:  Apr-06-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1996 Debt/Income ratio: 20%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,292Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: kind-leverage-armada Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt into one payment!

My financial situation:
I am a good candidate for this loan because...Honestly, I am very good with my money, just over the past couple of years some things hit hard that came out of the blue. I have NEVER been late, and have always made my payments on TIME. The terms and amount I am asking for are very good and I will use this to consolidate from some higher interest cards thereby allowing me some financial flexibility. Also, with some of the reduction in minimum payments from this consolidation I would add that to the monthly payment to this loan to pay it off early.

Thank You!


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am interested in funding your loan. Give a brief job descrip. and a detailed monthly budget of post-tax income and expense. List the debts to be consol. with this loan, with the outstanding balance, APR, and min monthly payment for each. Thanks - newest-funds-powerplant
A: Thank You...I am a group ops manager and have been employed by the same company for over 5 years. My job entails a lot of analytics, presentations, etc. Not sure I have enough space to describe a detailed montly budget, but I plan on paying off a card that carries a 23.99% APR and I currently have $7,000 on that card, then I plan on rolling the rest to another card that while the interest rate is not as high, still with the reduction gives me some cash flow flexibility. (Mar-24-2011)
Q: Thank you for your reply. Please list the outstanding balance for both cards, the APR for both cards, and the currently minimimum monthly payments. - newest-funds-powerplant
A: Actually, thank you. Card #1 has a balance of $7,100 and carries an APR of 19.24%, I have not gotten my new monthly minimum on this card as this expense just happened 2 weeks ago, my approximation would be in the $200 - $250 range. The 2nd card has a balance of $9,500 with a APR of 16.99% and minimum payment in the range of $180. So as you can see this loan will reduce my rates and allow for some flexibility to pay extra back each month. (Mar-24-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/23/2011 5:07:54 PM
Bank_Of_XL$100.003/23/2011 5:14:39 PM
patriot897$25.003/23/2011 5:06:42 PM
enthralling-deal180$50.003/23/2011 5:08:05 PM
simplelender80$100.003/24/2011 7:57:50 AM
P2P4me$100.003/23/2011 5:08:43 PM
113121$30.003/23/2011 6:02:10 PM
113121$1,500.003/24/2011 5:14:03 AM
JustMee$25.003/24/2011 12:29:56 AM
competent-p2p$40.003/24/2011 7:52:44 AM
spy0$25.003/24/2011 8:02:35 AM
newest-funds-powerplant$50.003/24/2011 5:55:04 PM
indomitable-coin$25.003/24/2011 7:43:32 PM
mamayama$100.003/27/2011 6:57:07 PM
Havana21$25.003/28/2011 9:21:05 AM
p2ploan-sensation211$25.003/28/2011 7:48:16 PM
Weaverville$25.003/29/2011 5:08:00 PM
helgeboy$50.003/29/2011 5:22:16 PM
zippy-interest$25.003/29/2011 5:22:30 PM
friendly-market5$40.553/30/2011 4:05:17 AM
transparency-grasshopper$50.003/29/2011 5:30:57 PM
radforj22$25.003/30/2011 2:47:50 AM
Watersports$25.003/30/2011 2:37:43 PM
Occhy$25.003/30/2011 3:35:22 PM
Zolton$100.003/31/2011 6:49:20 AM
tooflets$25.003/31/2011 1:10:56 PM
w3alter$100.003/31/2011 9:46:04 AM
Artist_Blue$25.004/1/2011 9:31:16 AM
ctav01$69.653/31/2011 4:24:09 PM
sshgfwb$25.004/1/2011 9:50:32 AM
power-companion7$100.004/1/2011 10:08:49 AM
realtormoises$25.004/1/2011 10:07:44 AM
C_Mark$50.004/1/2011 10:13:09 AM
p40thawk$25.004/1/2011 7:49:04 PM
grf1945$50.004/1/2011 1:54:39 PM
dinero-speaker$25.004/2/2011 9:58:32 AM
DaMoneyTree$25.004/2/2011 2:13:18 PM
vigilance-spinner3$25.004/2/2011 10:18:09 AM
loanman2007$225.004/4/2011 5:41:37 AM
GMPK_TLAS$50.004/4/2011 2:28:33 PM
wealth-renaissance5$25.004/4/2011 2:29:00 PM
Mariner3605$25.004/4/2011 4:37:53 PM
brightest-dignified-penny$25.004/4/2011 4:39:07 PM
power-mad-scientist$25.004/4/2011 5:36:38 PM
dexstjames$25.004/4/2011 5:40:39 PM
fishintime$50.004/4/2011 5:36:55 PM
burgeoning-silver$25.004/4/2011 5:41:56 PM
generous-deal6$50.004/4/2011 6:37:58 PM
Aimvest$25.004/4/2011 8:32:50 PM
HamachiMan$50.004/5/2011 6:18:21 AM
a-unflappable-finance$100.004/5/2011 6:18:19 AM
practice44$50.004/4/2011 5:41:55 PM
value-den$50.004/5/2011 9:10:14 AM
bentheredunthat$89.004/5/2011 12:14:57 PM
JPAW777$49.404/5/2011 1:25:26 PM
safe-credit2$50.004/5/2011 5:15:27 PM
Lendingsome$100.004/5/2011 5:25:12 PM
cathexis$25.004/5/2011 5:33:48 PM
wwwUniversal$25.004/5/2011 1:43:27 PM
lazyeye$25.004/5/2011 2:01:32 PM
availableloan$25.004/5/2011 6:18:02 PM
StrongMonty$31.714/5/2011 6:27:28 PM
easylivin$25.004/5/2011 6:42:44 PM
jamiee73$25.004/5/2011 7:28:42 PM
adir1$50.004/5/2011 7:56:44 PM
gulch$100.004/5/2011 8:16:05 PM
don8ter$25.004/5/2011 5:56:26 PM
repaymeplease$25.004/5/2011 8:49:54 PM
nickel-ferret$100.004/5/2011 5:59:34 PM
md1207$50.004/5/2011 9:26:12 PM
Shawn95187$529.604/5/2011 6:01:23 PM
FinanceEngine$50.004/5/2011 9:45:11 PM
supreme-hope$25.004/5/2011 6:24:56 PM
washboard3$40.004/5/2011 7:44:24 PM
cutter21$25.004/5/2011 8:23:23 PM
payment-chief9$100.004/5/2011 8:32:05 PM
payout-detective7$25.004/6/2011 4:33:33 AM
heerzaquestion$25.004/6/2011 4:55:07 AM
unassailable-fund$50.004/6/2011 6:13:13 AM
important-ore$250.004/5/2011 11:19:03 PM
Engineer44$27.004/5/2011 5:27:37 PM
hookUup$25.004/6/2011 7:08:33 AM
Kyileo$25.004/6/2011 7:35:16 AM
octoberfresh$29.004/6/2011 7:53:06 AM
silvercertificate$25.004/6/2011 8:02:10 AM
skaught$60.004/6/2011 9:18:52 AM
VitaminFunk$25.004/5/2011 5:53:29 PM
Josphine$25.004/6/2011 7:57:39 AM
brainy-repayment5$100.004/6/2011 8:20:32 AM
cttarheel$50.004/5/2011 6:15:28 PM
katnmouse$45.004/6/2011 11:49:13 AM
usbank$25.004/5/2011 6:43:06 PM
P2P4me$200.004/5/2011 7:05:02 PM
MrCoffee$29.714/6/2011 12:10:59 PM
MrBailey$40.004/5/2011 8:11:43 PM
JJ9876$100.004/6/2011 12:31:36 PM
Chervianne$50.004/6/2011 12:39:18 PM
Biturbo$50.214/5/2011 8:33:47 PM
AaronL$35.004/6/2011 1:23:12 PM
benjamins-utopia$56.794/6/2011 9:48:33 AM
IIP77$25.004/6/2011 9:49:09 AM
power-secret-agent$25.004/6/2011 2:37:06 AM
velocity-tom-tom2$25.004/6/2011 11:51:38 AM
mustang9935$35.004/6/2011 12:18:11 PM
whitegold24k$2,027.344/6/2011 12:24:31 PM
Shamrock731$26.004/6/2011 12:30:25 PM
sgt-schultz$41.664/6/2011 5:57:14 AM
Tradesmanlender$25.004/6/2011 6:13:22 AM
happylender999$27.144/6/2011 1:31:02 PM
dsnybnd$25.004/6/2011 8:15:23 AM
sosleep$25.004/6/2011 8:43:34 AM
investment-artist$25.004/6/2011 9:01:08 AM
reciprocate$100.004/6/2011 9:19:01 AM
felicity-performer3$350.004/6/2011 10:08:45 AM
neutrino6$50.004/6/2011 11:02:09 AM
coup173$26.874/6/2011 11:46:08 AM
unclejaef$25.004/6/2011 12:13:38 PM
jibe-set$50.004/6/2011 12:20:51 PM
spqrxxi$25.004/6/2011 12:27:54 PM
bold-shrewd-market$25.004/6/2011 12:39:19 PM
paul1$30.004/6/2011 1:27:01 PM
reflective-rupee$25.333/23/2011 5:09:53 PM
Peterman$25.003/23/2011 5:42:38 PM
thankful-nickel2$50.003/23/2011 8:23:41 PM
hostbank$100.003/23/2011 5:07:01 PM
loyalty-sherpa$25.003/23/2011 5:07:39 PM
tomdooley12520$25.003/24/2011 11:15:42 AM
zotzot$50.443/24/2011 7:00:34 AM
econgineer$50.003/24/2011 2:47:37 PM
magnetic-dedication3$25.003/24/2011 5:23:23 PM
mgking007$50.003/26/2011 2:42:53 PM
loot-heart$25.003/28/2011 11:05:28 AM
efficient-treasure0$25.003/28/2011 9:20:34 AM
what_goes_around$100.003/29/2011 12:39:54 PM
Rick21$50.003/29/2011 5:22:34 PM
GElender$50.004/1/2011 6:44:51 AM
escandalo$57.763/31/2011 4:41:36 PM
WxChem$25.003/31/2011 5:30:09 PM
astute-benjamins$25.004/1/2011 12:00:18 PM
bentheredunthat$94.004/1/2011 1:54:18 PM
investment-kazoo$44.344/2/2011 7:20:50 PM
Cai8899$30.004/2/2011 11:49:37 PM
dinero-wildebeest$50.004/2/2011 12:58:14 PM
AFairDeal$75.004/3/2011 7:53:07 AM
commerce-web5$25.004/3/2011 2:34:48 PM
worthy-bid8$100.004/3/2011 10:28:31 AM
Chauncey_Gardener$50.004/2/2011 1:38:18 PM
cutter21$25.004/3/2011 3:49:27 PM
chekat$25.004/4/2011 11:24:09 AM
objective-investor$150.004/4/2011 11:34:25 AM
SelectTrustLending$25.004/4/2011 10:41:44 AM
kind-adventurous-finance$50.004/4/2011 11:35:11 AM
vigilance-revolutionary$50.004/4/2011 2:02:43 PM
panegryst$50.004/4/2011 8:12:55 PM
investment-comet$25.004/5/2011 7:19:45 AM
silver-armada$50.004/5/2011 4:38:34 AM
mad-scientist0$25.004/5/2011 9:35:45 AM
reward-planetarium$25.004/5/2011 8:44:17 AM
nycmichael$100.004/5/2011 11:15:13 AM
ctgscott$25.004/5/2011 10:33:32 AM
YosemiteSam$25.004/5/2011 3:14:47 PM
Ocean713$50.004/5/2011 2:40:16 PM
dynamic-platinum$25.004/5/2011 5:20:01 PM
MoneyTree79$50.004/5/2011 5:49:41 PM
oaktown23$50.004/5/2011 5:34:35 PM
taylor883$50.004/5/2011 6:15:11 PM
MadHun$100.004/5/2011 3:00:30 PM
MonkeyHero$30.004/5/2011 7:01:53 PM
auction-seeker$25.004/5/2011 7:04:52 PM
mad-scientist418$100.004/5/2011 5:52:05 PM
SomebodysMom$50.004/5/2011 10:06:44 PM
runbix7$25.004/6/2011 1:34:27 AM
DrNano$50.004/5/2011 7:27:09 PM
Archchancellor$83.574/6/2011 4:58:46 AM
Lubava$50.004/6/2011 5:18:19 AM
E-B$50.004/6/2011 5:38:09 AM
nymoney$59.004/6/2011 6:37:37 AM
SecondChanceLendingSERV$28.184/6/2011 6:47:29 AM
Spiderman55$25.004/6/2011 7:13:12 AM
independent-transaction$75.004/6/2011 8:31:45 AM
mykkai$25.004/6/2011 8:57:27 AM
reciprocate$200.004/6/2011 9:05:17 AM
Big_Lendin$25.004/6/2011 9:11:39 AM
dblakels$25.004/6/2011 9:15:03 AM
intrepid-loot$75.004/6/2011 5:40:11 AM
wildanne$50.004/6/2011 5:53:05 AM
credit-investor5$50.004/6/2011 7:28:43 AM
jescowa$50.004/5/2011 6:12:25 PM
special-rupee$50.004/6/2011 11:17:17 AM
on_your_side$25.004/6/2011 11:54:04 AM
Clambake$50.004/6/2011 12:39:20 PM
pythia$25.004/6/2011 12:53:19 PM
Ripsaw4U$50.004/6/2011 9:40:04 AM
toomanyfishtanks$50.004/6/2011 1:06:43 PM
prominence8$25.004/5/2011 9:18:07 PM
friendinmoney$25.004/6/2011 1:12:49 PM
borrowmine$25.004/6/2011 1:14:29 PM
squarebob$25.004/6/2011 9:47:18 AM
thomas16882004$25.004/5/2011 10:10:49 PM
treasure-expert$25.004/6/2011 11:29:29 AM
aburton$50.004/6/2011 12:12:15 PM
unassuming-reward$50.004/6/2011 12:14:21 PM
rockerZ71$50.004/6/2011 3:48:40 AM
fund-javelin1$25.004/6/2011 12:30:44 PM
thrilling-nickel5$29.084/6/2011 4:37:36 AM
nilonc1$150.004/6/2011 5:09:07 AM
GElender$50.004/6/2011 6:10:31 AM
shrewd-income$287.614/6/2011 1:31:37 PM
interest88$58.004/6/2011 7:01:41 AM
mechanic111$100.004/6/2011 8:00:45 AM
John316$53.424/6/2011 10:15:45 AM
Tikibarman$25.004/6/2011 11:09:43 AM
famous-dollar9$100.004/6/2011 11:27:47 AM
five-star-justice$25.004/6/2011 11:57:44 AM
the-serene-transaction$50.004/6/2011 12:36:44 PM
julijask$50.004/6/2011 12:48:02 PM
platinum-oath0$25.004/6/2011 1:01:24 PM
agent86a$50.004/6/2011 1:17:52 PM
the-upbeat-p2p$64.784/6/2011 1:26:22 PM
219 Investments
 
Borrower Payment Dependent Notes Series 500293
This series of Notes was issued and sold upon the funding of the borrower loan #48315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-01-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $81.19
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1976 Debt/Income ratio: 15%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:39y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,721Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: mighty-trade0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
samantha
Purpose of loan:
This loan will be used to... pay off my lawyer, I have been trying to get custody of my granddaughter, it cost more than i thought. I have just been awarded custody.

My financial situation:
I am a good candidate for this loan because... I am very responsible, I all ways pay my bills.


Monthly net income: $ 3,200
Monthly expenses: $
Housing: $ 000.00 paid off
Insurance: $125.00
Car expenses: $000.00 paid off
Utilities: $ 150.00-200.00
Phone, cable, internet: $ 180.00
Food, entertainment: $350.00
Clothing, household expenses: $25.00
Credit cards and other loans: $760.00
Other expenses: $
85.00 gas, 50.00 misc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why was your last listing cancelled? - hektek22
A: It was canceled because I found I could make payments to lawyer. also there was a problem with my phone number, proster could not get a hold of me. (Apr-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
investment-artist$25.004/1/2011 9:17:02 AM
ultimate-peace$150.004/1/2011 9:09:06 AM
patriot897$25.004/1/2011 10:16:45 AM
skillful-asset5$30.004/1/2011 1:20:51 PM
reflective-rupee$44.444/1/2011 11:25:15 AM
BxRealtor$25.004/1/2011 9:10:09 AM
Zolton$100.004/1/2011 9:10:21 AM
SecondChanceLendingSERV$25.004/1/2011 9:13:25 AM
SimpleChoice$25.004/1/2011 10:43:42 AM
heerzaquestion$25.004/2/2011 11:56:34 AM
heerzaquestion$25.004/2/2011 11:56:19 AM
atbright$25.004/2/2011 4:38:51 PM
1-HARD-HEAD$50.504/2/2011 6:29:04 AM
C2Banking$100.004/2/2011 3:51:19 PM
elvisloans$25.004/3/2011 6:44:07 AM
tranquil-revenue$88.604/3/2011 9:43:05 AM
Kyileo$25.004/3/2011 6:28:52 PM
buffalobills$25.004/4/2011 8:48:45 AM
ladyopium$50.004/4/2011 12:07:21 AM
Eric_Gagne$50.004/3/2011 2:13:38 PM
integrity-doctor$100.004/4/2011 12:57:38 PM
moola-monger9$50.004/4/2011 2:29:09 PM
agalt$75.004/4/2011 12:52:48 PM
zotzot$25.444/1/2011 3:00:54 PM
simplelender80$100.004/1/2011 9:09:59 AM
goodhearted-basis4$25.004/1/2011 2:12:40 PM
troubleman50$100.004/1/2011 5:36:06 PM
Pasagam$50.004/1/2011 9:40:47 AM
PRGuyinVA$50.004/1/2011 9:45:06 AM
RecoveryLender$25.004/1/2011 6:39:11 PM
wild-orange$25.004/1/2011 12:10:28 PM
favorite-commerce$50.004/1/2011 3:53:26 PM
PropertyInvest$25.004/2/2011 4:25:39 PM
tomdooley12520$25.004/3/2011 5:33:53 AM
intrepid-loot$55.104/3/2011 7:04:49 AM
unforgettable-order9$50.004/3/2011 10:08:22 AM
ethicalhumanist$50.004/2/2011 4:16:47 PM
NYBIZ$25.004/2/2011 10:00:16 PM
creative-generosity3$35.004/4/2011 10:56:02 AM
loss-of-control$25.004/3/2011 1:23:58 PM
EretzCapital$47.364/3/2011 4:26:00 PM
sadhikari$25.004/3/2011 5:05:48 PM
All_Wins$25.004/3/2011 5:31:41 PM
Whipster$25.004/3/2011 6:04:37 PM
all_of_that_one$33.334/4/2011 6:21:38 AM
FinanceEngine$30.004/4/2011 7:18:14 AM
palace2$60.234/4/2011 2:30:12 PM
TNG812$25.004/4/2011 11:43:19 AM
adorable-bonus$25.004/4/2011 1:59:14 PM
49 Investments
 
Borrower Payment Dependent Notes Series 495329
This series of Notes was issued and sold upon the funding of the borrower loan #48318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1988 Debt/Income ratio: 34%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:0y 10m
Amount delinquent: $17,546 Total credit lines: 36 Occupation: Clergy
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $10,002Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: tonyxiong Borrower's state: Colorado Borrower's group: Debt Consolidation &amp; Friends
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 97% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 3% )  
660-679 (May-2008)
680-699 (Mar-2008)
700-719 (Jan-2008)
660-679 (Dec-2007)
 
Principal balance: $209.38 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidation loans

I'm about to finish paying off my first Prosper Loans, so I'm looking for a new one to consolidate other smaller loans.

My financial situation:

Monthly net income: $3333
I will let my previous payments speak for me.

Looking to get a low interest rate.

Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current delinquency and past public records shown on your Prosper credit profile. Thanks - reflective-rupee
A: Public records go serveral years back. We had to paid some back taxes. The one delinquency is from our home foreclosure. I had to relocate to new state and new job. With the housing market the way it is, the house we had did not sell. I currently working on my credit to be able to buy another home in 3 years, main reason for this loan. (Mar-25-2011)
Q: What are the balances/interest rates on the debts you'd like to consolidate? Thank you. - Barrayaran
A: I would like to be under 29%. I have about $10,000 to consolidate. I'm expecting a tax refund of $5,000 to help with the consolidation. (Mar-28-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My home was forclose for $282,000. I tried selling it at $350,000. (Mar-28-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Amber_Stone$25.003/24/2011 5:10:46 PM
The-Helper$30.003/24/2011 7:28:15 PM
w3alter$100.003/25/2011 9:18:13 AM
FarmersBank$100.303/24/2011 9:48:36 PM
trumpeter5$25.003/25/2011 8:56:06 AM
realtormoises$25.003/25/2011 9:39:50 AM
reflective-rupee$500.333/25/2011 9:56:46 AM
myutmost$50.003/25/2011 6:11:19 AM
Mikale360$25.003/25/2011 6:36:36 AM
autonomous-truth$100.003/25/2011 4:40:38 PM
eronyc$50.003/25/2011 12:27:45 PM
marwadi-62$220.003/26/2011 7:58:06 AM
five-star-note$100.003/26/2011 1:47:41 PM
hillerod$25.263/26/2011 3:03:13 PM
likeable-hope$25.003/26/2011 11:19:40 AM
AF-Chief$50.003/26/2011 4:10:13 PM
2grindstones$25.003/27/2011 9:31:57 AM
CA-Lender$100.003/27/2011 8:27:16 PM
heerzaquestion$50.003/27/2011 9:11:01 AM
orange-rapid-benjamins$50.003/28/2011 9:15:16 AM
CommunityArts_Non-profit$35.003/27/2011 11:52:18 PM
eod_man$50.003/28/2011 7:40:43 AM
intrepid-loot$25.003/27/2011 3:10:44 PM
innovator2$50.003/27/2011 3:59:21 PM
doopers$25.003/28/2011 3:47:35 PM
Iceman1347$25.003/28/2011 9:58:39 AM
HammerSmith$25.003/28/2011 6:41:18 PM
Starfin-Capital-Management$47.193/29/2011 4:03:01 AM
capital-galaxy$150.003/29/2011 5:16:27 AM
WonByOne$50.003/29/2011 5:55:12 AM
grampy48$34.663/29/2011 7:08:40 AM
supreme-hope$25.003/29/2011 11:29:23 AM
wild-orange$25.003/29/2011 12:03:57 PM
Starfin-Capital-Management$830.263/29/2011 1:25:37 PM
Rip128$100.003/29/2011 6:44:12 AM
mpatrick$25.003/29/2011 9:14:30 AM
UCLA4life$50.003/24/2011 5:17:40 PM
lender12345$25.003/24/2011 6:01:19 PM
worldly-money4$100.003/24/2011 5:06:02 PM
snm2001$25.003/25/2011 2:06:50 PM
PXM-Financial$40.003/25/2011 3:20:09 PM
DasMula$27.003/24/2011 9:30:00 PM
thankful-nickel2$25.003/25/2011 4:56:47 PM
power-trophy7$25.003/26/2011 2:57:26 AM
return-grizzly$100.003/26/2011 9:40:07 PM
integrity-doctor$200.003/27/2011 6:15:05 PM
first-serene-credit$25.003/27/2011 10:43:44 PM
ZOOOM$25.003/28/2011 7:10:25 AM
payout-bridge$50.003/28/2011 4:25:54 PM
bizzzond$50.003/28/2011 9:27:46 AM
YoungTaxMan$35.003/28/2011 7:10:26 PM
51 Investments
 
Borrower Payment Dependent Notes Series 496101
This series of Notes was issued and sold upon the funding of the borrower loan #48344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,165.69 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $137.86
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2007 Debt/Income ratio: 31%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,487Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: lovely-kindness5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Neverland Butterflies
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I pay my bills and am responsible with the money I have. I went through a difficult financial time about a year ago and have just started recovering from that and this loan will enable me to get ahead.


Monthly net income: $2625
Monthly expenses: $2156
Housing: $600
Insurance: $150
Car expenses: $386
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you provide a little more color on the debts that you are consolidating with this loan? This loan is in the debt consolidation category so I am curious about what balances and interest rates you will cover with this loan. - circle
A: A few credit card balances - capitalone $500 and creditone $600 and a couple others. The interest rates are between 18 and 22%. I plan on paying off as much as I can and closing some of the accounts so that I can further improve my credit score. Like I mentioned in my listing, I have just come out of a very bad financial period and this loan will help greatly. Thanks for your interest. (Apr-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/23/2011 9:06:01 AM
reflective-rupee$400.333/23/2011 11:33:18 AM
2grindstones$25.003/23/2011 12:36:52 PM
a-versatile-power$25.003/23/2011 10:11:34 AM
brightest-dignified-penny$25.003/23/2011 4:09:33 PM
power-trophy7$25.003/26/2011 2:57:42 AM
COCHINOBOY$40.003/28/2011 6:00:13 AM
mykkai$25.003/30/2011 12:22:10 PM
Kqwik$25.003/30/2011 9:04:07 PM
droopie1$25.004/3/2011 11:04:58 AM
kindness-launcher$800.004/3/2011 4:19:00 PM
s_man1$50.004/4/2011 9:39:11 AM
RMirish$50.004/4/2011 9:54:59 AM
intrepid-loot$25.004/5/2011 1:35:24 AM
Mocaba$250.004/4/2011 3:45:37 PM
loan-eagle9$25.004/5/2011 7:12:20 AM
a-restless-dollar$50.004/5/2011 9:43:07 AM
ore-dojo$30.004/5/2011 9:30:44 AM
bboy21385$50.404/5/2011 9:42:47 AM
brightest-fascinating-principal$25.004/5/2011 12:29:23 AM
wyogirllender$25.004/5/2011 3:14:26 PM
mt3209$50.004/5/2011 4:14:19 PM
friendinmoney$25.004/5/2011 7:47:47 AM
wild-orange$25.004/5/2011 2:21:08 PM
YeoLenderSource$25.004/5/2011 2:44:56 PM
impressive-p2p7$25.004/5/2011 4:51:58 PM
LuvToLend$25.004/5/2011 10:20:22 PM
Kash2010lu$25.003/23/2011 9:25:10 AM
squarebob$25.003/23/2011 5:14:04 PM
Danjack_Capital$25.003/23/2011 1:04:14 PM
zotzot$25.443/24/2011 8:33:43 AM
SolarMoonshine$25.003/23/2011 5:55:47 PM
w3alter$100.003/25/2011 9:18:29 AM
lean-ore9$25.003/25/2011 10:23:50 AM
eronyc$50.003/25/2011 12:27:54 PM
transformer855$25.003/25/2011 9:37:44 AM
sturdy-peace9$39.003/26/2011 8:51:25 PM
Rogelio48$30.004/1/2011 6:11:02 AM
I-Believe-In-You$25.004/1/2011 2:06:47 PM
transparency-grasshopper$25.004/1/2011 5:22:21 PM
ddimports$100.004/4/2011 6:08:57 PM
850$50.004/4/2011 7:19:57 PM
MoneyBag4366$25.004/5/2011 1:20:25 AM
loanman2007$25.004/5/2011 4:41:14 AM
momentous-loot688$50.004/5/2011 9:42:22 AM
LKCGICG$25.004/4/2011 10:12:21 PM
icanhasloanz$25.004/5/2011 2:48:26 AM
shrewd-income$100.004/5/2011 4:11:46 PM
agreement-animal$25.524/6/2011 1:35:31 AM
market-pudding$25.004/5/2011 7:09:18 PM
50 Investments
 
Borrower Payment Dependent Notes Series 496755
This series of Notes was issued and sold upon the funding of the borrower loan #48303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $141.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1989 Debt/Income ratio: 16%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:0y 7m
Amount delinquent: $1,578 Total credit lines: 13 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $380Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: pposFUNDing Borrower's state: Illinois Borrower's group: Socorro Capital Partners
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Bill & Accountant Fees
Purpose of loan:
This loan will be used to...pay accounting fees and tax bill

My financial situation:
I am a good candidate for this loan because...I earn a good income and I have worked diligently to improve my credit over the past 5 years.

I have more than the requested loan amount in savings, but I am planning to purchase a home next year so I don't want to disrupt my savings schedule.


Monthly net income: $5400
Monthly expenses: $2500
Housing: $400
Insurance: $100
Car expenses: $650
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: If you have more than the requested loan amount in savings, why are you delinquent $1,578? Thanks - RecoveryLender
A: That is a paid collection with verizon. I have documentation from their collection department stating that I have fulfilled the debt. I am still trying to get this removed from my report. (Mar-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
halothane_logic$133.803/28/2011 9:02:23 AM
loanman2007$100.003/28/2011 9:02:45 AM
thelovebug$100.003/28/2011 2:59:18 PM
JGuide$25.003/28/2011 6:36:38 PM
SolarMoonshine$25.003/28/2011 6:39:47 PM
beachfunder$64.173/28/2011 9:02:33 AM
principal-star$25.003/28/2011 9:02:53 AM
suave-dime6$25.003/28/2011 9:08:43 AM
Jinja$100.003/28/2011 9:10:56 AM
BradP$25.003/28/2011 6:23:29 PM
Free-the-usa-1776$25.003/29/2011 12:26:20 AM
LSAR$33.003/28/2011 5:44:10 PM
investment-habanero8$100.003/29/2011 1:42:21 PM
greencat$50.003/29/2011 2:14:07 PM
reflective-rupee$1,000.333/29/2011 2:56:14 PM
CA-Lender$100.003/29/2011 10:40:18 AM
kain11286$75.003/29/2011 2:16:07 PM
Kennfusion$50.003/28/2011 9:02:51 AM
worldly-money4$200.003/28/2011 9:09:13 AM
competent-p2p$25.003/28/2011 11:07:18 AM
lasalsa03$25.003/28/2011 9:02:21 AM
svandgts$100.003/28/2011 9:02:59 AM
thinknovuu$25.003/28/2011 9:05:03 AM
zotzot$50.443/28/2011 6:01:35 PM
well-rounded-dinero$37.903/28/2011 9:02:48 AM
reflective-rupee$500.333/28/2011 10:42:46 AM
WonByOne$100.003/29/2011 5:50:55 AM
Oak-Parker$25.003/28/2011 5:53:45 PM
wild-orange$50.003/29/2011 12:07:02 PM
gpuck$50.003/29/2011 4:25:02 AM
spiff666$25.003/29/2011 9:08:15 AM
lendstats_com$489.713/29/2011 10:07:37 AM
32 Investments
 
Borrower Payment Dependent Notes Series 497885
This series of Notes was issued and sold upon the funding of the borrower loan #48332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $63.51
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1990 Debt/Income ratio: 13%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 23 / 22Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 56 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $900Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: alluring-cash5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Senior Citizen's Bucket List
Purpose of loan:
This loan will be used to pay off travel trip home to help care for ailing relative.

My financial situation:
I am a good candidate for this loan because I believe in paying my debts. I had to make a trip back home expectedly to help brother care for ailing wife. He was not able to take time off from work and could not depend on other (local) family members to help so I was requested to drive home(1200 miles) and help care for sister In law for a week. Due to high prices in gas and paying to stay at hotels, I acquired an unexpected debt. I live on a fixed income that gives me some flexibility but took money out of my "for emergencies" account and I would like to put the money back before another emergency arises. I have a bucket list of things I would like to do before I die and due to this unforseen situation, I am now at a stand still. Please help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:03:19 PM
BxRealtor$25.003/13/2011 12:04:40 PM
exchange-squirrel$25.003/13/2011 12:02:00 PM
JJ9876$25.003/13/2011 12:03:37 PM
AFairDeal$100.003/13/2011 12:03:43 PM
Azonic21$25.003/13/2011 12:05:38 PM
cashhelp$60.003/13/2011 12:13:03 PM
top-epic-community$50.003/14/2011 9:53:26 AM
organized-payment6$50.003/15/2011 6:01:20 AM
KSPHoldings$25.003/15/2011 8:16:03 AM
kinetic-social$50.003/15/2011 3:07:24 PM
MDJAX67$75.003/15/2011 4:42:28 PM
saahilld$25.003/15/2011 2:45:58 PM
calimanusa$25.003/15/2011 5:14:21 PM
TabascoKat$58.003/15/2011 3:43:04 PM
all_of_that_one$25.333/15/2011 4:07:12 PM
patriot897$25.003/15/2011 11:11:42 AM
tomdooley12520$25.003/15/2011 2:45:35 PM
justanotherme$25.003/15/2011 3:46:02 PM
MoneyForNothing$6.343/15/2011 5:45:12 PM
wild-orange$50.003/13/2011 4:58:07 PM
Weaverville$25.003/13/2011 5:51:19 PM
squarebob$25.003/14/2011 9:14:22 AM
goodhearted-basis4$25.003/14/2011 10:09:11 AM
jga516$25.003/14/2011 7:41:45 AM
Preteur$25.003/14/2011 7:52:03 AM
SimpleChoice$25.003/14/2011 7:52:34 AM
j2ee$25.003/14/2011 4:42:25 PM
a2190b$25.003/14/2011 7:03:43 PM
tomjac2000$25.003/14/2011 7:38:27 PM
CA-Lender$25.003/14/2011 6:04:19 PM
reflective-rupee$25.333/14/2011 9:16:05 PM
heerzaquestion$25.003/15/2011 5:06:00 AM
mushroomhunter$50.003/15/2011 3:45:57 PM
nickel-ferret$100.003/15/2011 2:11:49 PM
LuckyPerks$50.003/15/2011 3:44:41 PM
syounker$25.003/15/2011 5:42:50 PM
kander80$25.003/15/2011 1:26:26 PM
secureincome$500.003/15/2011 5:28:42 PM
diligent-kindness9$25.003/15/2011 5:45:03 PM
Gandalf0001$50.003/15/2011 5:16:15 PM
41 Investments
 
Borrower Payment Dependent Notes Series 498183
This series of Notes was issued and sold upon the funding of the borrower loan #48300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,577.92 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $539.15
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1993 Debt/Income ratio: 11%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $866Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: unequaled-deal6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quark
Purpose of loan:
This loan will be used for personal expenses.

My financial situation:
I am a good candidate for this loan because I have an excellent credit report and I will be able to pay the monthly loan payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you mind detailing out what this $25,000 is for? Currently it is listed as only "personal expenses". Also can you provide more light regarding your employment - what you do, how long you have been there, etc. - fairness-carrier
A: Hello! I am trying to work on a very small project which requires small amount of money. I am a research audiologist. I work at the Starkey Hearing Research Center in Berkeley, CA. I have been working here for 3.5 years. Prior to joining here, I worked in a start-up company in Palo Alto, CA (Sound ID). I hope my answer gives you some clarification. Thanks! (Mar-31-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
exact-gold2$50.003/22/2011 5:03:50 PM
kenji4861$50.003/22/2011 5:06:06 PM
davisfl$100.003/22/2011 5:07:49 PM
emo13$100.003/22/2011 5:07:54 PM
worthy-bid8$50.003/22/2011 5:00:59 PM
a-exponential-hope$25.003/22/2011 5:03:57 PM
DukSerduk$25.003/22/2011 5:05:46 PM
fantastic-openness$100.003/22/2011 5:07:43 PM
currency-persimmon$100.003/22/2011 5:08:05 PM
damage$25.003/22/2011 5:09:28 PM
power-companion7$100.003/22/2011 5:18:15 PM
quantumwellguy$50.003/22/2011 5:31:03 PM
logical-reward8$25.003/22/2011 5:04:10 PM
Dollars4Rent$50.003/23/2011 1:41:34 AM
thankful-nickel2$50.003/23/2011 4:45:00 PM
currency-persimmon$100.003/25/2011 3:16:12 PM
Tradesmanlender$35.003/25/2011 4:23:34 PM
skillful-diversification2$25.003/26/2011 3:30:11 AM
skuba$50.003/26/2011 1:15:25 PM
shamrocker$25.003/27/2011 10:22:46 AM
bds9646$26.003/26/2011 4:28:41 PM
wbahl$25.003/26/2011 4:30:16 PM
Emgolda$25.003/28/2011 5:48:23 PM
selector568$200.003/29/2011 3:23:43 PM
panegryst$50.003/30/2011 9:32:01 AM
eronyc$50.003/30/2011 9:24:54 AM
mcs86d$25.003/30/2011 2:50:39 PM
PThor$25.003/30/2011 2:38:21 PM
ingenious-order783$25.003/30/2011 2:53:17 PM
Bank42$63.083/30/2011 2:37:41 PM
Hogan55$50.003/30/2011 2:49:50 PM
AceInTheHole$25.003/31/2011 10:08:49 AM
Auburnmist$25.003/31/2011 10:12:37 AM
balance-voyager$50.004/1/2011 7:32:52 AM
important-ore$100.003/31/2011 5:16:35 PM
antlr$50.003/31/2011 5:44:02 PM
kulender$100.004/1/2011 9:32:27 AM
p40thawk$50.004/1/2011 7:39:01 PM
astute-benjamins$25.004/1/2011 11:53:27 AM
baseballfan111$50.004/2/2011 10:18:22 AM
acropiloterau2002$25.004/2/2011 8:23:42 AM
rmachi$25.004/2/2011 12:46:41 PM
jtrue71$25.004/2/2011 12:50:49 PM
rjleves$50.004/2/2011 12:48:22 PM
orindalender$50.004/2/2011 1:23:25 PM
dodibugg0881$50.004/2/2011 1:29:12 PM
lendermender$25.004/2/2011 1:04:13 PM
Toby1montana$75.004/2/2011 7:18:39 AM
balance6$25.004/2/2011 12:42:07 PM
Sykes66$25.004/3/2011 8:57:53 AM
Headhunter14$25.004/3/2011 7:25:16 PM
Octavian315$35.004/3/2011 12:29:07 PM
Duchdad$25.004/2/2011 9:08:18 PM
proper-commitment5$25.004/4/2011 10:28:30 AM
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best-deal-banker$50.004/4/2011 10:50:22 AM
seabass123$25.004/4/2011 10:57:09 AM
sanfordproud$50.004/4/2011 11:04:36 AM
bouvierchamp$50.004/4/2011 10:18:06 AM
cptproton$25.004/4/2011 10:35:01 AM
wormdc$25.004/4/2011 11:29:31 AM
radforj22$25.004/4/2011 2:25:05 PM
dbzen$50.004/4/2011 11:02:01 AM
fwaguy$25.004/4/2011 5:40:48 PM
bold-durability-drum$50.004/4/2011 5:50:01 PM
power-bluebird2$100.004/4/2011 7:34:15 PM
junctionking$27.534/4/2011 6:24:33 PM
bmcg$25.004/5/2011 1:27:50 AM
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lukeskywalkerkp$25.004/5/2011 1:45:11 AM
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pwkpwk$25.004/5/2011 1:57:42 AM
mnmcarve$28.024/5/2011 2:03:51 AM
ultimatepaintball$25.004/5/2011 2:05:19 AM
WorldlyWorker$25.004/5/2011 2:07:35 AM
officer8$25.004/4/2011 2:52:46 PM
dafrstke$30.004/4/2011 8:47:41 PM
aldeed$212.974/4/2011 9:04:03 PM
L-vex$25.004/4/2011 9:33:17 PM
a-responsible-return$50.004/4/2011 11:12:32 PM
fascinating-social422$100.004/5/2011 3:36:46 AM
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djs81$25.004/4/2011 4:34:03 PM
TpbiCapitals$25.004/5/2011 1:54:43 AM
pumped130$29.004/5/2011 6:17:09 AM
NMGbank$25.004/5/2011 2:07:27 AM
indianoven$50.004/5/2011 7:14:35 AM
UT-Longhorn$25.004/5/2011 2:30:52 AM
be_wise$25.004/5/2011 2:47:30 AM
thunderkiss$25.004/5/2011 8:43:43 AM
best-coin-miser$25.004/4/2011 5:21:32 PM
adventurous-commerce$25.004/5/2011 9:55:09 AM
cloud8$170.004/4/2011 9:42:46 PM
green-glowing-gain$25.004/5/2011 1:40:47 PM
webwesen$41.284/5/2011 1:34:10 AM
techs$25.004/5/2011 1:36:35 AM
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msfitzge$25.004/5/2011 2:26:29 PM
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slartibardfast$25.004/5/2011 2:16:08 AM
ctgscott$25.004/5/2011 2:19:47 AM
historic-finance0$25.004/5/2011 12:12:54 PM
lost-money-so-far-on-these$25.004/5/2011 2:55:26 PM
blissful-note7$31.254/5/2011 2:30:47 AM
IIP77$25.004/5/2011 5:17:16 AM
martymaniaman$25.004/5/2011 5:48:31 AM
newfoundation$25.004/5/2011 6:13:12 AM
market-jam$50.004/5/2011 6:13:43 AM
outwish$25.004/5/2011 2:16:49 PM
sci_guy$25.004/5/2011 4:17:44 PM
murlirao2002$25.004/5/2011 4:17:53 PM
johngaltline$25.004/5/2011 4:19:07 PM
contract-festival7$47.644/5/2011 4:19:38 PM
SBT$75.004/5/2011 4:21:12 PM
janus_god$25.004/5/2011 4:21:36 PM
jfd287$34.354/5/2011 4:24:48 PM
RMB-Investments$100.004/5/2011 4:26:03 PM
julijask$50.004/5/2011 7:30:52 AM
albatross897$25.004/5/2011 4:26:33 PM
p2p-eagle9$25.004/5/2011 7:37:46 AM
Namrok$25.004/5/2011 4:27:51 PM
C_Mark$100.004/5/2011 4:28:22 PM
dtrain5$25.004/5/2011 4:29:24 PM
Breakfast_Gypsy$25.004/5/2011 4:29:44 PM
subtle-revenue0$25.004/5/2011 4:30:08 PM
fireboss$38.694/5/2011 2:55:24 PM
CaliforniaSun$25.004/5/2011 4:33:47 PM
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moneynmotion$50.004/5/2011 4:21:18 PM
bellach$25.004/5/2011 4:25:59 PM
Rivervale_Westwood$25.004/5/2011 4:26:12 PM
hopeful-asset9$100.004/5/2011 4:26:29 PM
enigmallc$25.004/5/2011 4:26:50 PM
fcrick$25.004/5/2011 4:26:56 PM
FlexFunding$50.004/5/2011 4:27:05 PM
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gemoscar$50.004/5/2011 4:27:42 PM
ujiba$50.004/5/2011 4:29:43 PM
heavenly-interest9$50.004/5/2011 4:29:53 PM
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js44043$25.004/5/2011 2:53:41 PM
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angiegange$50.004/5/2011 4:18:52 PM
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AJSinvest$25.004/5/2011 4:21:25 PM
cleared2land$25.004/5/2011 4:21:39 PM
bold-treasure-neutrino$30.004/5/2011 4:21:47 PM
whistledicksmith$50.004/5/2011 4:22:08 PM
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Richmp412$25.004/5/2011 4:25:43 PM
moola-rose8$25.004/5/2011 4:26:22 PM
Invest4kids$30.004/5/2011 4:26:40 PM
BlindProphet$50.004/5/2011 4:27:09 PM
jscope$25.004/5/2011 4:27:24 PM
dinero-storm4$100.004/5/2011 4:27:45 PM
trucklawyer$25.004/5/2011 4:28:17 PM
johannesfactotum$34.004/5/2011 4:29:21 PM
dma1206$50.004/5/2011 4:29:46 PM
anton$3,500.004/5/2011 4:45:33 PM
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meux99$25.003/22/2011 5:07:37 PM
community-pipeline$25.003/22/2011 5:08:14 PM
kind-resolute-dough$100.003/22/2011 5:08:28 PM
Tech-Entrepreneur$25.003/22/2011 5:12:39 PM
mrpowers5531$25.003/22/2011 5:15:38 PM
patriot897$50.003/22/2011 5:06:11 PM
blot44$50.003/22/2011 5:07:18 PM
minista$25.003/22/2011 5:07:58 PM
TikPmp1$25.003/22/2011 5:07:31 PM
leeball$50.003/22/2011 5:08:34 PM
smilinsam$50.003/22/2011 5:08:41 PM
reflective-rupee$25.333/22/2011 5:24:51 PM
octoberfresh$30.003/23/2011 7:02:47 AM
restless-balance9$50.003/23/2011 2:12:28 PM
ivar$25.003/23/2011 8:16:25 PM
MoonMama$25.003/24/2011 11:59:07 AM
dumbass$25.003/23/2011 11:48:48 PM
power-mad-scientist$25.003/24/2011 11:53:11 AM
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the-dollar-topper$100.003/26/2011 2:48:39 PM
SchaeferJ$25.003/26/2011 7:58:59 PM
tough-peso2$25.003/27/2011 7:12:51 AM
AmericanCredit$25.003/28/2011 6:53:17 AM
indomitable-coin$25.003/28/2011 7:02:40 AM
bobby5832708$50.003/28/2011 5:17:35 PM
WilliamLeeSims$25.003/29/2011 4:59:06 PM
benjamins-utopia$100.003/29/2011 11:08:46 AM
cash-sensai2$25.003/30/2011 9:27:47 AM
Fonthill$100.003/30/2011 9:32:04 AM
efficient-treasure0$25.003/30/2011 1:17:11 PM
Mint_Man$50.003/30/2011 9:26:17 AM
kirkjerk$50.003/31/2011 7:26:19 AM
forthright-dedication$50.003/31/2011 8:18:31 AM
PK_USMC$25.003/31/2011 4:39:35 AM
life-is-great$25.003/31/2011 2:02:36 PM
GodzillaLending$25.003/31/2011 2:31:03 AM
velocity-solo$25.003/31/2011 5:16:33 PM
compoundinterest$25.014/1/2011 1:39:07 AM
valiant-liberty4$25.003/31/2011 9:43:56 AM
windfall46$25.004/1/2011 10:53:06 AM
mac415$50.004/1/2011 7:17:43 PM
thedoctor$45.434/2/2011 2:28:52 AM
wise-silver-wonder$25.004/2/2011 4:26:07 AM
DadWarbucks$40.004/2/2011 12:41:34 PM
Leopoldine$25.004/2/2011 12:42:34 PM
CASHGIRL$25.004/2/2011 12:46:54 PM
Zarks$25.004/2/2011 9:41:44 AM
jescowa$50.004/1/2011 7:57:40 PM
integrity-sycamore$25.004/2/2011 12:50:43 PM
Cheburashka$30.004/2/2011 12:57:02 PM
SeaLoans$25.004/2/2011 1:13:18 PM
friendlyviking$25.004/2/2011 8:12:40 AM
alpinaut$25.004/2/2011 12:44:01 PM
julijask$50.004/2/2011 12:49:55 PM
otalon$50.004/3/2011 10:59:26 AM
networks4ever$25.004/3/2011 10:12:32 AM
helpishere777$50.004/3/2011 4:03:58 PM
HeavyDriver03$25.004/2/2011 1:22:42 PM
TennSquire$50.004/4/2011 8:39:58 AM
bmbanzai$25.004/2/2011 6:58:55 PM
organic-income5$25.004/3/2011 9:18:13 PM
lifegrowth$25.004/4/2011 9:52:31 AM
platinum-rapture6$50.004/4/2011 11:24:26 AM
vigilance-revolutionary$50.004/4/2011 2:02:24 PM
dharma1$25.004/4/2011 3:27:41 PM
ProfPC$25.004/4/2011 1:52:26 PM
kyomoon$50.004/4/2011 2:52:31 PM
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agwosdof$100.004/4/2011 5:10:34 PM
mausolfe$50.004/4/2011 10:41:00 AM
gauss02$25.004/4/2011 10:43:57 AM
blukestrel$25.004/4/2011 10:44:53 AM
paladin847$38.654/4/2011 10:48:45 AM
Sixmil$100.004/4/2011 5:21:28 PM
asset-nebula1$100.004/4/2011 5:23:59 PM
bill-appraiser7$50.004/4/2011 5:36:53 PM
firstandten$50.004/4/2011 6:03:43 PM
goldsun$25.004/4/2011 6:26:42 PM
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axl163$25.004/4/2011 5:30:20 PM
FmrEngr2Phd$25.004/4/2011 5:34:51 PM
amsterq$25.004/4/2011 8:52:57 PM
investment-comet$25.004/4/2011 9:04:04 PM
joyous-revenue4$50.004/4/2011 5:47:37 PM
DLock99$50.004/4/2011 1:07:39 PM
pipopirate$25.004/5/2011 1:27:45 AM
beaker$25.004/5/2011 1:29:09 AM
theskippy$30.004/4/2011 7:10:17 PM
kalex752$25.004/5/2011 1:46:38 AM
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tolstoy00$25.004/5/2011 2:07:40 AM
zenchef$35.004/5/2011 2:10:09 AM
commitment-farm$25.004/5/2011 2:30:44 AM
PaulW$25.004/5/2011 1:28:28 AM
Turkish101$25.004/5/2011 5:29:01 AM
zeelender$25.004/5/2011 1:35:51 AM
Boba1964$25.004/5/2011 1:43:46 AM
cyonamine$26.184/5/2011 1:44:20 AM
LowLeftJim$25.004/5/2011 1:46:32 AM
theemhdoctor$25.004/5/2011 1:54:49 AM
Mantis75$25.004/5/2011 1:57:24 AM
MTLoans$25.004/5/2011 1:57:53 AM
hayhelp$40.374/5/2011 2:03:57 AM
Railbird$31.054/5/2011 2:07:47 AM
shawndw$25.004/5/2011 2:14:41 AM
latestone$25.004/5/2011 2:14:46 AM
canisian$25.004/5/2011 7:37:28 AM
BookandLaw$50.004/5/2011 5:13:55 AM
cablenews$50.004/5/2011 8:42:31 AM
john0720$25.004/5/2011 6:49:39 AM
principal-trombone$42.144/5/2011 7:23:26 AM
reward-planetarium$200.004/5/2011 8:05:30 AM
diverse2$40.004/5/2011 8:38:50 AM
impartial-deal$25.004/5/2011 8:40:59 AM
funds-magician142$50.004/4/2011 5:50:52 PM
Rico47$50.004/4/2011 6:55:52 PM
paramjit$50.004/4/2011 7:37:48 PM
ctgscott$25.004/5/2011 10:32:36 AM
TCayce$44.004/5/2011 9:33:14 AM
monstersdad$34.684/5/2011 1:49:26 AM
108lender$100.004/5/2011 2:43:25 PM
power-secret-agent$25.004/5/2011 2:12:34 AM
phillipd48$25.004/5/2011 2:14:14 AM
USMC0311$27.764/5/2011 2:16:03 AM
bid-papyrus$25.004/5/2011 2:54:16 PM
ILWTC$50.004/5/2011 3:53:04 PM
jamschmidt$25.004/5/2011 4:17:11 PM
spenrod$50.004/5/2011 4:17:47 PM
UncleTupelo2$25.004/5/2011 4:17:57 PM
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passbook$25.004/5/2011 4:19:02 PM
sb0453$25.004/5/2011 4:21:29 PM
ussugm$25.004/5/2011 4:21:56 PM
jonandmeg21$50.004/5/2011 4:24:55 PM
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dwilson443$50.004/5/2011 4:28:12 PM
nuclearmoose$25.004/5/2011 4:28:16 PM
naniamo$25.004/5/2011 4:28:27 PM
eyal0$44.154/5/2011 4:29:27 PM
peb44$25.004/5/2011 4:29:49 PM
revenue-officer36$55.574/5/2011 2:54:08 PM
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anton$100.004/5/2011 4:45:45 PM
prashgig$50.004/5/2011 4:17:36 PM
loot-funkmaster$25.004/5/2011 4:17:51 PM
paulsar71495$25.004/5/2011 4:18:43 PM
Vitruvius$50.004/5/2011 4:21:14 PM
Centaur$50.004/5/2011 4:21:21 PM
BiggestG$25.004/5/2011 4:22:03 PM
gzeo$25.004/5/2011 4:23:57 PM
tenacious-payout$50.004/5/2011 4:25:54 PM
Interstate_Rate$250.004/5/2011 4:26:08 PM
tszbgae$100.004/5/2011 4:26:44 PM
compassion-burrito$25.004/5/2011 9:13:24 AM
bndlending2u$50.004/5/2011 4:27:01 PM
platinum-platoon$25.004/5/2011 4:27:16 PM
ScionAltera$25.004/5/2011 4:27:40 PM
reinforced-reward$25.004/5/2011 4:28:02 PM
adhawan325$25.004/5/2011 4:29:10 PM
steely_dan34$25.004/5/2011 4:29:32 PM
afotherg$102.004/5/2011 4:29:47 PM
jayhawk1000$50.004/5/2011 10:58:42 AM
MrGhost$25.004/5/2011 2:47:53 PM
pappiandel$25.004/5/2011 4:18:46 PM
Zoramite$25.004/5/2011 4:23:36 PM
budyzr$25.004/5/2011 4:25:47 PM
virtualbank$50.004/5/2011 4:26:26 PM
trade-pumpkin$30.004/5/2011 4:26:47 PM
GreenSun$50.004/5/2011 4:27:20 PM
bigballer105$100.004/5/2011 4:27:35 PM
kc8fot$50.004/5/2011 4:28:19 PM
loantigger$50.004/5/2011 4:28:40 PM
339 Investments
 
Borrower Payment Dependent Notes Series 498227
This series of Notes was issued and sold upon the funding of the borrower loan #48341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,400.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $199.28
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1998 Debt/Income ratio: 11%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,548Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: Land_of_Lincoln Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$5,400 Personal Loan Needed
Purpose of loan:
This loan will be used to purchase a 6-year-old used car.? The banks that I have spoken with unfortunately do not finance used vehicles more than 5 years old.? After numerous hours of research, my only real chose is to get a personal loan and after doing my homework the Prosper interest rates are the most competitive.

My financial situation:
I have been with the same company for just over 10 years, and I am very responsible when it comes to paying my bills.? Never once in my life have I made a late payment for credit cards or any types of bills for that matter.? I am fully able to make my monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
golffish2$25.003/30/2011 9:15:45 AM
113121$25.003/30/2011 9:31:48 AM
GeorgiaGator$50.003/30/2011 9:03:12 AM
smart-gold$25.003/30/2011 9:43:28 AM
JustMee$25.003/30/2011 1:03:42 PM
BxRealtor$25.003/30/2011 9:05:18 AM
integrity-doctor$100.003/30/2011 1:30:30 PM
DasMula$27.003/30/2011 9:53:03 AM
felicity-daydream$25.003/30/2011 3:58:02 PM
reflective-rupee$500.333/30/2011 10:35:17 AM
simplelender80$100.003/30/2011 2:25:52 PM
rate-hickory$25.003/30/2011 11:19:25 AM
CA-Lender$100.003/30/2011 5:22:37 PM
nashibaksi$25.003/30/2011 6:56:22 PM
113121$2,500.003/30/2011 5:17:53 PM
The-Lighthouse-Group$25.003/31/2011 4:47:34 AM
brwnidgirl$50.003/31/2011 6:06:27 AM
jayk63$25.003/31/2011 3:24:11 AM
econgineer$50.003/31/2011 3:47:21 AM
credit-missile$75.003/31/2011 6:14:20 AM
SolarMoonshine$50.003/30/2011 6:02:39 PM
podosphero$50.003/30/2011 6:28:53 PM
dpries123$25.003/31/2011 12:04:08 AM
patriot897$25.003/30/2011 9:03:43 AM
lendstats_com$200.003/30/2011 11:33:55 AM
back-scratchers$25.003/30/2011 5:22:31 PM
squarebob$50.003/30/2011 6:08:57 PM
p2ploan-sensation211$50.003/30/2011 7:35:04 PM
treasure-expert$25.003/30/2011 8:06:58 PM
Reddy_Capital$25.003/30/2011 9:47:26 PM
cash-queen$25.003/30/2011 11:40:38 PM
EarlyRiser$250.003/31/2011 12:04:50 AM
wonder3$25.003/30/2011 5:28:35 PM
samurai2$60.003/31/2011 5:45:31 AM
WxChem$50.003/30/2011 10:52:24 PM
grampy48$65.423/31/2011 6:38:59 AM
greenback-guard$25.003/31/2011 2:47:32 AM
intrepid-loot$50.003/31/2011 5:41:25 AM
zotzot$100.113/30/2011 5:22:21 PM
Jazzy503$25.013/30/2011 7:04:33 PM
Astyanax$45.003/30/2011 7:40:17 PM
mammalian4$25.003/31/2011 2:51:02 AM
golffish2$25.003/31/2011 4:00:15 AM
psycardis$27.133/31/2011 4:15:26 AM
loanman2007$250.003/31/2011 4:38:57 AM
CPAecs$25.003/31/2011 5:37:22 AM
46 Investments
 
Borrower Payment Dependent Notes Series 498991
This series of Notes was issued and sold upon the funding of the borrower loan #48338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1985 Debt/Income ratio: 29%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,648Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: meteor58 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lower my high interest debt.
Purpose of loan:
This loan will be used to... consolidate my high interest credit card debts and pay off my vehicle loan.

My financial situation:
I am a good candidate for this loan because... I have an excellant job with great benefits. I also have many years of experience in my field of expertise. I am a dedicated professional aircraft technician that would like to align my finacial future to the goal of comfortable retirement.


Monthly net income: $3750.00
Monthly expenses:
Housing: $1500.00/mo
Insurance: $130.00
Car expenses: $150.00
Utilities: $350.00
Phone, cable, internet: $110.00
Food, entertainment: $200.00
Clothing, household expenses: $75.00
Credit cards and other loans: $758.00/mo./min pmnts
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us about all the debts and interest rates that you are consolidating. - circle
A: My 5 CC accounts average 21.586 % . My vehicle debt is only 1,695.00 remaining. I have made 56 payments, all on time, with only 4 left to go. I think it's interest rate is 16% but I need to check on that. Thanks (Apr-04-2011)
Q: Can you tell us about the public record mentioned on your prosper report? Thanks. - circle
A: Yes, that was a bankruptcy in late 2003, discharged in early 2004. (Apr-05-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/22/2011 5:13:08 PM
hostbank$100.003/22/2011 5:13:25 PM
BxRealtor$25.003/22/2011 5:13:47 PM
SolarMoonshine$25.003/22/2011 6:15:25 PM
Peterman$25.003/23/2011 5:49:36 PM
zotzot$25.443/24/2011 8:52:02 AM
indomitable-coin$25.003/24/2011 7:43:12 PM
Havana21$25.003/25/2011 7:03:39 AM
helgeboy$50.003/26/2011 6:20:09 PM
Weaverville$50.003/26/2011 4:27:35 PM
JeffHoll$80.003/27/2011 7:27:21 PM
Rick21$50.003/28/2011 9:34:01 PM
loot-heart$25.003/28/2011 11:05:00 AM
C_Mark$50.003/30/2011 2:38:09 AM
power-companion7$100.003/30/2011 2:40:26 PM
w3alter$100.003/31/2011 9:45:31 AM
Artist_Blue$25.004/1/2011 9:30:49 AM
dinero-speaker$25.004/1/2011 6:24:08 AM
SelectTrustLending$25.004/1/2011 10:20:07 AM
astute-benjamins$25.004/1/2011 11:54:23 AM
power-mad-scientist$25.004/1/2011 9:48:27 AM
Cai8899$30.004/2/2011 11:49:17 PM
HamachiMan$50.004/2/2011 12:57:10 PM
AFairDeal$75.004/3/2011 7:52:48 AM
income-investor3$25.004/3/2011 6:16:25 PM
Peacepower$37.444/3/2011 7:09:09 PM
DaMoneyTree$25.004/2/2011 2:12:57 PM
versatile-platinum4$25.004/2/2011 2:27:54 PM
brainy-repayment5$100.004/4/2011 6:31:18 AM
Rico47$50.004/4/2011 9:43:46 AM
WilliamLeeSims$25.004/3/2011 12:18:06 PM
dpdn57$25.004/4/2011 11:06:54 AM
wwwUniversal$25.004/3/2011 12:18:58 PM
PRGuyinVA$25.004/3/2011 12:20:46 PM
Quiddity$50.004/4/2011 11:09:49 AM
practice44$50.004/4/2011 11:45:35 AM
seanambrose$25.004/4/2011 11:07:41 AM
Mariner3605$25.004/3/2011 5:58:52 PM
Saleen06$43.004/3/2011 8:23:31 PM
peripatetic$25.004/4/2011 11:30:31 AM
objective-investor$150.004/4/2011 11:34:00 AM
GiftViftdotcom$25.004/4/2011 3:17:43 PM
vigilance-revolutionary$50.004/4/2011 2:02:26 PM
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generous-deal6$50.004/4/2011 6:37:45 PM
wealth-renaissance5$25.004/4/2011 11:24:19 AM
chemistry220$50.004/4/2011 7:32:28 PM
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dexstjames$50.004/4/2011 5:40:22 PM
kind-genuine-dough$25.004/4/2011 9:52:24 PM
rogue_monster$40.004/4/2011 5:41:39 PM
bigphish$50.004/4/2011 5:41:53 PM
williemc44$25.004/4/2011 5:42:02 PM
oaktown23$50.004/4/2011 11:42:40 PM
joyful-treasure2$25.004/4/2011 12:57:32 PM
newest-generous-income$25.004/5/2011 12:15:52 AM
ingenious-truth0$50.004/4/2011 7:37:28 PM
crw1950$50.004/4/2011 7:39:07 PM
nest235$25.004/4/2011 7:49:13 PM
power-secret-agent$25.004/5/2011 2:20:16 AM
NYBIZ$25.004/4/2011 8:38:43 PM
investment-comet$25.004/4/2011 9:02:57 PM
silver-armada$50.004/5/2011 4:38:16 AM
wealth-renaissance5$25.004/5/2011 12:00:47 AM
IIP77$25.004/5/2011 5:17:33 AM
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cathexis$25.004/4/2011 4:27:49 PM
Spring342$50.004/5/2011 6:55:05 AM
FG9YTR$25.004/5/2011 7:02:54 AM
don8ter$25.004/5/2011 2:16:44 AM
indomitable-coin$84.114/5/2011 8:15:25 AM
The_Birnetts$95.374/5/2011 8:26:48 AM
1point21gigawatts$50.004/5/2011 4:13:55 AM
mizon291$50.004/4/2011 5:15:35 PM
DDPrime$50.004/5/2011 8:54:08 AM
reward-planetarium$200.004/5/2011 7:58:47 AM
slico$50.004/5/2011 8:32:15 AM
B1-Lancer$50.004/4/2011 6:27:40 PM
rate-backer5$25.004/5/2011 8:48:01 AM
UAVDave$50.124/5/2011 9:41:48 AM
meenan$50.004/5/2011 8:58:18 AM
GTMoneyMan$25.004/5/2011 10:07:37 AM
panegryst$50.004/4/2011 8:12:44 PM
ArnoTemplar$54.054/5/2011 11:01:56 AM
Aimvest$25.004/4/2011 8:32:36 PM
power-cell6$25.004/5/2011 9:22:16 AM
John_Galt$66.944/5/2011 12:11:59 PM
wise-transaction-grizzly$25.004/5/2011 9:33:30 AM
active-diversification8$50.004/5/2011 1:01:34 PM
credit-kahuna$50.004/4/2011 11:23:55 PM
icchok$100.004/5/2011 9:46:25 AM
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Leopoldine$25.004/5/2011 2:12:31 PM
the-money-gargantuan$25.004/5/2011 2:12:42 PM
Zach842$25.004/5/2011 2:12:46 PM
chrisah$50.004/5/2011 2:13:04 PM
intlargonaut$50.004/5/2011 2:13:31 PM
important-ore$150.004/5/2011 10:38:00 AM
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MNSS$25.004/5/2011 2:48:20 PM
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jwood3030$25.004/5/2011 2:14:51 AM
sclark$50.004/5/2011 2:49:52 PM
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Rivervale_Westwood$25.004/5/2011 2:50:58 PM
MilitaryAV8R$25.004/5/2011 2:51:12 PM
transparency-burger$38.134/5/2011 2:51:21 PM
Attract$25.004/5/2011 11:52:38 AM
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siege01$50.004/5/2011 12:55:19 PM
siege01$36.964/5/2011 1:00:08 PM
saga9$50.004/5/2011 1:22:27 PM
sparkling-contract7$25.004/5/2011 5:14:33 AM
buddy486$25.004/5/2011 5:29:16 AM
gold-commander0$50.004/5/2011 1:46:09 PM
treasure-pipeline$26.344/5/2011 1:47:22 PM
leodaguy$50.004/5/2011 1:47:52 PM
alpinaut$25.004/5/2011 6:14:11 AM
peaceful-agreement2$50.004/5/2011 2:08:20 PM
gold-disk$50.004/5/2011 2:12:48 PM
TeamAmerica$25.004/5/2011 2:13:08 PM
Chervianne$50.004/5/2011 2:13:56 PM
benjamins-utopia$50.004/5/2011 2:14:20 PM
bigtag$25.004/5/2011 2:48:15 PM
Swabjockey$25.004/5/2011 2:49:13 PM
LR_Biker$50.004/5/2011 2:49:21 PM
bobby5832708$50.004/5/2011 2:49:34 PM
julijask$50.004/5/2011 7:29:41 AM
rate-rapture8$38.314/5/2011 2:49:40 PM
tranquil-revenue$50.004/5/2011 2:50:12 PM
sbsahm$25.004/5/2011 2:50:48 PM
IndianChief$25.004/5/2011 2:50:54 PM
yertle9$25.004/5/2011 2:51:24 PM
logical-moola4$50.004/5/2011 2:51:35 PM
sadhikari$50.004/5/2011 8:24:40 AM
wakti$50.004/5/2011 10:02:36 AM
dlg$25.004/5/2011 10:09:19 AM
KileNSmyth4$35.004/5/2011 12:28:29 PM
Ripsaw4U$50.004/5/2011 1:43:33 PM
riproaringrapids$25.004/5/2011 1:46:59 PM
kbodendorf$25.004/5/2011 1:47:08 PM
eloquent-dough5$25.004/5/2011 1:47:15 PM
Walkingcowboy$50.004/5/2011 1:47:41 PM
duty-windmill$50.004/5/2011 2:12:52 PM
GatorBux$50.004/5/2011 2:13:00 PM
bold-shrewd-market$25.004/5/2011 2:14:13 PM
Clambake$50.004/5/2011 2:14:37 PM
jdrez$25.004/5/2011 2:23:10 PM
brightest-affluence-motivator$100.004/5/2011 2:48:03 PM
Brain_m$25.004/5/2011 2:48:13 PM
Richmp412$25.004/5/2011 2:48:36 PM
he-shoots-he-scores$40.004/5/2011 2:48:58 PM
enigmallc$25.004/5/2011 2:49:08 PM
apeloans$50.004/5/2011 2:49:15 PM
income-mechanic7$25.004/5/2011 2:49:20 PM
cscott2007$25.004/5/2011 2:49:30 PM
steely_dan34$25.004/5/2011 2:49:44 PM
Kmac_Lending$50.004/5/2011 2:50:07 PM
Loans101$25.004/5/2011 2:50:22 PM
logical-investment4$25.004/5/2011 2:50:40 PM
CashMoneyGNOME$25.004/5/2011 2:51:08 PM
loyalty-sherpa$25.003/22/2011 5:13:38 PM
Azonic21$25.003/22/2011 5:17:57 PM
organized-payment6$50.003/22/2011 5:12:37 PM
enthralling-deal180$50.003/22/2011 5:14:05 PM
simplelender80$100.003/22/2011 5:12:50 PM
P2P4me$100.003/23/2011 6:43:54 AM
balance-force$28.003/22/2011 10:32:43 PM
competent-p2p$35.003/24/2011 8:18:01 AM
efficient-treasure0$25.003/25/2011 12:42:37 AM
zippy-interest$25.003/25/2011 5:19:05 PM
radforj22$25.003/29/2011 3:23:18 AM
transparency-grasshopper$50.003/29/2011 5:30:40 PM
treasure-expert$25.003/30/2011 10:49:11 AM
Domgabriel$50.003/30/2011 5:53:35 PM
Zolton$100.003/31/2011 6:48:59 AM
dinero-wildebeest$50.003/30/2011 10:28:39 PM
GMPK_TLAS$50.004/1/2011 9:56:28 AM
kind-adventurous-finance$75.004/1/2011 10:00:18 AM
DreDub$50.004/1/2011 9:41:49 AM
fishintime$50.004/2/2011 2:44:39 AM
p40thawk$25.004/1/2011 7:48:49 PM
grf1945$50.004/1/2011 1:54:23 PM
Chauncey_Gardener$50.004/2/2011 1:38:02 PM
a-unflappable-finance$100.004/2/2011 1:08:16 PM
kind-value-pouch$50.004/2/2011 6:33:47 PM
wyogirllender$25.004/2/2011 8:52:02 PM
worthy-bid8$100.004/3/2011 10:28:09 AM
black_adder2003$50.004/2/2011 1:02:13 PM
jarf$27.104/3/2011 8:59:59 PM
otto1939$50.004/4/2011 10:17:22 AM
ijspence$25.004/4/2011 11:15:05 AM
tsui517$50.004/4/2011 11:16:08 AM
wbahl$25.004/4/2011 10:20:23 AM
chekat$25.004/3/2011 12:33:09 PM
helpishere777$50.004/4/2011 11:27:15 AM
commerce-web5$25.004/3/2011 2:34:36 PM
nanda$25.004/3/2011 8:59:58 PM
worldly-community3$50.004/4/2011 11:25:02 AM
BlindJoeDeath$50.004/4/2011 11:25:14 AM
nickel-ferret$100.004/4/2011 5:21:58 PM
bold-durability-drum$50.004/4/2011 5:44:58 PM
yennib$50.004/4/2011 6:43:34 PM
labate$25.004/4/2011 7:10:30 PM
brightest-dynamic-peace$25.004/4/2011 5:19:25 PM
bankdaddy$50.004/4/2011 7:45:47 PM
happy-loyalty$25.004/4/2011 7:51:56 PM
mgking007$25.004/4/2011 8:17:12 PM
velocity-solo$25.004/4/2011 5:35:22 PM
capital-web7$50.004/4/2011 5:41:26 PM
FinanceEngine$40.004/4/2011 10:39:05 PM
payout-detective7$25.004/4/2011 7:04:31 PM
Jim33$25.004/4/2011 8:39:38 PM
trade-surge3$25.004/4/2011 9:46:35 PM
MadHun$100.004/5/2011 2:49:53 AM
sentimental-worth443$50.004/4/2011 11:19:14 PM
rockerZ71$35.004/4/2011 11:21:37 PM
nilonc1$50.004/5/2011 5:17:48 AM
money-surge1$50.004/5/2011 6:18:13 AM
Goodlender42$25.004/5/2011 2:10:00 AM
shellback13$54.024/4/2011 5:06:14 PM
a-reasonable-return$25.004/5/2011 8:07:57 AM
contract-student2$50.004/5/2011 8:24:16 AM
paris4$100.004/5/2011 8:27:37 AM
GElender$50.004/5/2011 6:05:35 AM
razor783$25.004/4/2011 5:20:39 PM
ciscoparrot$25.004/4/2011 5:21:47 PM
nav1elt$70.004/5/2011 8:57:49 AM
maximizer$25.004/5/2011 9:03:21 AM
dudebrah$25.004/5/2011 7:46:44 AM
rulender$25.004/5/2011 7:52:47 AM
Engineer44$25.004/4/2011 5:37:38 PM
friendinmoney$25.004/5/2011 8:07:09 AM
OrcaFIN$100.004/5/2011 8:11:03 AM
value-den$50.004/5/2011 9:09:47 AM
mad-scientist0$25.004/5/2011 9:35:21 AM
cablenews$50.004/5/2011 8:43:12 AM
VBinvestor$100.004/5/2011 9:49:57 AM
power-bluebird2$200.004/4/2011 7:37:13 PM
therodabides$25.004/5/2011 11:03:38 AM
foofightee$25.004/4/2011 8:42:15 PM
gallant-economy9$872.024/5/2011 12:21:43 PM
supersarah61$25.004/5/2011 12:36:35 PM
Cal07$25.004/4/2011 9:50:16 PM
kind-genuine-dough$25.004/4/2011 9:55:22 PM
adir1$25.004/4/2011 10:43:50 PM
mcgillis99$101.004/4/2011 10:46:45 PM
green-moola-platoon$50.004/5/2011 1:39:58 PM
wirebutterfly$40.004/5/2011 9:39:52 AM
Control$25.004/5/2011 9:50:20 AM
jjb3$25.004/5/2011 1:43:51 PM
ddamenace$50.004/5/2011 10:11:36 AM
cingular$25.004/5/2011 1:47:37 PM
beeper2$100.004/5/2011 10:31:08 AM
rdav$25.004/5/2011 2:12:38 PM
enthusiastic-treasure$25.004/5/2011 2:12:45 PM
ctgscott$25.004/5/2011 10:33:01 AM
kc8fot$50.004/5/2011 2:12:57 PM
investment-kingdom$300.004/5/2011 2:13:12 PM
tylerfd$25.004/5/2011 2:14:49 PM
nycmichael$100.004/5/2011 11:14:52 AM
investment-star$50.004/5/2011 2:48:18 PM
chapman18$25.004/5/2011 2:48:41 PM
locofuego$50.004/5/2011 2:48:55 PM
billybragg$25.004/5/2011 2:49:48 PM
golden-platinum7$25.004/5/2011 2:50:00 PM
well-mannered-marketplace5$25.004/5/2011 2:50:53 PM
CSAworker$25.004/5/2011 11:48:48 AM
faldska$25.004/5/2011 2:51:03 PM
greenback-perfume$50.004/5/2011 2:51:14 PM
downbet$50.004/5/2011 2:51:29 PM
fascinating-social422$100.004/5/2011 3:34:42 AM
360Winner$44.694/5/2011 1:45:55 PM
rockhound84$25.004/5/2011 5:48:37 AM
credit-scout7$50.004/5/2011 1:46:03 PM
BaxterEvil$25.004/5/2011 1:46:15 PM
jescowa$50.004/5/2011 1:47:49 PM
mues83$25.854/5/2011 6:11:02 AM
lazyeye$25.004/5/2011 1:55:52 PM
Helping-One-Another$40.334/5/2011 2:04:15 PM
jt530$25.004/5/2011 2:12:55 PM
iolaire$25.004/5/2011 2:13:26 PM
mstebnicki$50.004/5/2011 2:14:03 PM
treasure-widget$25.004/5/2011 6:16:47 AM
twenty_percent_plus$25.004/5/2011 2:39:48 PM
Astyanax$50.004/5/2011 2:44:02 PM
emosspot$25.004/5/2011 2:48:30 PM
JKEnterprises$25.004/5/2011 2:49:10 PM
ideal-platinum1$50.004/5/2011 2:49:18 PM
UT-Longhorn$25.004/5/2011 2:49:23 PM
godzig$25.004/5/2011 2:49:57 PM
JumpinJackFlash$50.004/5/2011 2:50:16 PM
nikkiesgrandma$25.004/5/2011 2:50:36 PM
OaklandIuMien$50.004/5/2011 2:50:51 PM
lDewey$25.004/5/2011 2:51:18 PM
mlbox3k$50.004/5/2011 2:51:31 PM
adventurous-commerce$25.004/5/2011 9:54:10 AM
wop310$50.004/5/2011 11:57:03 AM
smilinsam$100.004/5/2011 1:46:13 PM
enterprising-cash0$25.004/5/2011 1:47:04 PM
SBT$75.004/5/2011 1:47:11 PM
kenji4861$25.004/5/2011 1:47:44 PM
Tazeme$25.004/5/2011 1:57:37 PM
benefit-ruler$25.004/5/2011 2:12:35 PM
compwhiz$25.004/5/2011 2:12:53 PM
Ocean713$50.004/5/2011 2:13:59 PM
TelegramSam$25.004/5/2011 2:14:46 PM
autonomous-basis$25.004/5/2011 2:48:09 PM
biglender5$25.004/5/2011 2:48:22 PM
ethical-point$50.004/5/2011 2:48:46 PM
rhodylend$25.004/5/2011 2:49:02 PM
Eagledrop$25.004/5/2011 2:49:11 PM
gemoscar$50.004/5/2011 2:49:16 PM
saahilld$25.004/5/2011 2:49:25 PM
bid-carrier0$25.004/5/2011 2:49:54 PM
gustavzantanon$50.004/5/2011 2:50:19 PM
citytreker$50.004/5/2011 2:50:45 PM
income-pillow$50.004/5/2011 2:51:34 PM
324 Investments
 
Borrower Payment Dependent Notes Series 500211
This series of Notes was issued and sold upon the funding of the borrower loan #48340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Apr-01-2011 
Term: 12 months Listing End date:  Apr-01-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $428.01
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1997 Debt/Income ratio: 10%
Credit score: 800-819 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 12Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 49 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,403Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: emerdave Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 53 ( 100% ) 800-819 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
640-659 (Dec-2007)
(Mar-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
Paying down higher interest debt
Purpose of loan:
This loan will be used to pay down higher interest debt

My financial situation:
I am able to lower my debt carrying costs given a solid credit score. After the credit cards raised my rates during the 2008 recession, I closed these cards to keep the rates from going up further. Now I want to pay the higher rate cards off with cheaper debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
socal-lender$25.004/1/2011 9:04:41 AM
TikPmp1$25.004/1/2011 9:06:45 AM
caliguian$50.004/1/2011 9:06:33 AM
Aberdeen$2,000.004/1/2011 9:06:39 AM
Jynxie$50.004/1/2011 9:07:25 AM
minista$25.004/1/2011 9:09:15 AM
ac787$848.004/1/2011 10:27:23 AM
FundMaker$25.004/1/2011 1:17:06 PM
reflective-rupee$44.444/1/2011 11:27:52 AM
mrpowers5531$250.004/1/2011 4:21:15 PM
cashhelp$30.004/1/2011 9:03:08 AM
logical-reward8$25.004/1/2011 9:05:51 AM
DukSerduk$25.004/1/2011 9:06:02 AM
patriot897$50.004/1/2011 9:06:53 AM
blot44$25.004/1/2011 9:08:05 AM
outofoffice$195.204/1/2011 12:19:25 PM
Dollars4Rent$36.574/1/2011 9:10:52 AM
zotzot$50.004/1/2011 2:54:51 PM
mrpowers5531$250.004/1/2011 4:22:00 PM
a-responsible-return$50.004/1/2011 9:06:29 AM
fantastic-openness$100.004/1/2011 9:08:22 AM
community-pipeline$25.004/1/2011 9:08:28 AM
shamrocker$25.004/1/2011 9:09:53 AM
saahilld$25.004/1/2011 9:37:55 AM
MoneyForNothing$33.334/1/2011 9:04:04 AM
invincible-loot0$25.004/1/2011 11:21:26 AM
lawyervon$25.004/1/2011 12:23:08 PM
YellowJacket$25.004/1/2011 10:37:00 AM
availableloan$25.004/1/2011 9:07:31 AM
scrappy-bonus2$25.004/1/2011 9:08:09 AM
kenji4861$50.004/1/2011 9:08:17 AM
the-dollar-topper$100.004/1/2011 9:09:06 AM
marketplace-spark$25.004/1/2011 9:11:06 AM
WilliamLeeSims$100.004/1/2011 9:43:54 AM
marwadi-62$293.004/1/2011 12:11:59 PM
mrpowers5531$25.004/1/2011 4:19:00 PM
36 Investments
 
Borrower Payment Dependent Notes Series 497098
This series of Notes was issued and sold upon the funding of the borrower loan #48359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1995 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:2y 6m
Amount delinquent: $3,152 Total credit lines: 15Stated income:Not employed
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $296 
Delinquencies in last 7y: 1 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: currency-sonnet5 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...p.o. my car ($2900) & $3100 on income tx I owe due to losing job 2.5 yrs. ago, I lost my home & forced to claim bankruptcy, I was forced into early retirement and the need to use ira $ to survive. I now live in senior housing and my income is social security My financial situation:
I am a good candidate for this loan because... short of the above situation, I have always valued my credit reputation and would never default on any credit obligation. After being a banking professional for over 40 years, I never dreamed that this is what would happen to me. Going forward, this loan would be a light at the end of the tunnel

Monthly net income: $1484
Monthly expenses: $
Housing: $412
Insurance: $pay in full
Car expenses: $plan to po loan
Utilities: $included in rent
Phone, cable, internet: $163 (can reduce
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Unfortunately, I lost my home and surrenderd same in bankruptcy two years ago after the loss of my job. Thus my early retirement and senior housing (Mar-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/8/2011 5:05:13 PM
soulful-truth$100.003/8/2011 5:06:03 PM
competent-p2p$25.003/8/2011 5:47:12 PM
Tylerh$100.003/8/2011 5:06:41 PM
CA-Lender$100.003/8/2011 5:07:26 PM
Invest4kids$30.003/8/2011 7:01:17 PM
kulender$50.003/9/2011 2:17:32 AM
patriot897$25.003/8/2011 6:36:19 PM
cash-raccoon$25.003/9/2011 7:16:17 AM
panegryst$50.003/9/2011 7:22:18 AM
PThor$25.003/9/2011 1:07:49 PM
ingenious-deal6$25.003/10/2011 2:06:20 PM
kind-genuine-dough$25.003/11/2011 9:36:43 AM
rcm87$100.003/12/2011 6:31:37 AM
Weaverville$50.003/13/2011 5:48:54 PM
worthy-bid8$25.003/14/2011 1:25:02 PM
Bob450$30.003/14/2011 5:53:54 PM
Wellman$50.003/15/2011 4:02:29 AM
reward-adventure$50.003/15/2011 4:57:32 AM
dollardave$78.103/15/2011 2:20:58 PM
lakehavasu88$25.003/16/2011 3:17:23 AM
rate-mogul$100.003/15/2011 7:07:09 PM
cropdust3r$25.003/16/2011 6:31:13 AM
AntiTrustBanker$25.003/16/2011 9:55:08 AM
MadHun$200.003/16/2011 10:53:37 AM
Kaj$50.003/16/2011 6:05:22 PM
wbahl$25.003/16/2011 8:10:03 PM
important-openness1$75.003/16/2011 6:37:44 PM
debt-force$25.003/16/2011 8:36:20 PM
Comoparklender$50.003/16/2011 8:37:31 PM
capital-halo1$176.733/17/2011 2:02:08 AM
irrelevant$25.003/16/2011 8:25:45 PM
ALVO$50.003/17/2011 8:21:11 AM
SBT$25.003/16/2011 8:52:20 PM
Artist_Blue$25.003/17/2011 1:23:03 AM
Reinadog9$50.003/17/2011 10:02:19 AM
desertoasis$27.913/18/2011 1:54:09 AM
genius520$96.743/18/2011 2:40:49 AM
derec$25.003/17/2011 10:36:07 PM
sweetlan$25.003/18/2011 2:01:09 PM
360Winner$50.003/18/2011 9:34:35 AM
minddoc$25.003/18/2011 4:46:07 PM
alterlatina$25.003/18/2011 9:58:51 PM
red-power-pecan$50.003/19/2011 9:21:01 AM
agiovasil$25.003/19/2011 3:07:29 AM
inspiring-reward$150.003/19/2011 3:28:32 AM
blackstar$25.003/19/2011 6:51:20 AM
found_funds$50.003/18/2011 9:26:41 PM
social-conductor4$25.003/19/2011 2:36:56 PM
financial-frenzy$25.003/19/2011 3:21:00 PM
w3alter$100.003/19/2011 4:51:09 PM
Pu239$60.003/19/2011 8:06:37 AM
hope-equation$50.003/19/2011 1:52:00 PM
impala6464$100.003/19/2011 3:53:38 PM
Reliance_Banker$25.003/20/2011 10:56:13 AM
RebuildingAmerica$25.003/19/2011 5:35:39 PM
Katburg$25.003/20/2011 12:19:36 PM
rvfbroker$25.003/19/2011 2:07:13 PM
bigbryan98$50.003/20/2011 4:56:32 PM
rupee-tuba$50.003/19/2011 8:42:14 PM
flexible-diversification9$50.003/20/2011 10:37:20 AM
ryclsun$50.003/8/2011 5:05:31 PM
simplelender80$150.003/8/2011 5:02:21 PM
power-companion7$100.003/8/2011 5:06:58 PM
SecondChanceLendingSERV$25.003/8/2011 5:23:27 PM
loan-kung-fu$100.003/9/2011 5:18:51 AM
worldly-money4$100.003/12/2011 4:42:28 PM
tech310$50.003/14/2011 1:07:46 PM
sappy02$25.003/14/2011 4:48:11 PM
Hanalei712$50.003/15/2011 9:39:18 AM
RMB-Investments$50.003/15/2011 8:54:22 AM
FeedTheMachine$100.003/15/2011 5:28:06 PM
leodaguy$25.003/15/2011 9:24:01 PM
Jack55304$125.003/16/2011 8:46:40 AM
FASTIZIO_P$25.003/16/2011 1:49:12 AM
HHP$100.003/16/2011 9:34:28 AM
Ocean713$50.003/16/2011 3:36:50 PM
treasure-pipeline$50.003/16/2011 8:42:41 PM
umfan123$25.003/16/2011 8:22:07 PM
bold-careful-finance$50.003/16/2011 8:37:09 PM
shrewd-peace7$25.003/16/2011 8:21:19 PM
gold-blanket0$50.003/17/2011 11:07:16 AM
108lender$110.773/17/2011 1:08:36 AM
AF-Chief$34.593/17/2011 7:16:34 AM
life-is-great$25.003/17/2011 10:07:58 AM
chungfang$100.003/17/2011 4:12:33 PM
riproaringrapids$25.003/18/2011 12:46:17 AM
seisen$50.003/18/2011 1:55:06 AM
point-sasquatch$25.003/17/2011 4:15:26 PM
Lubava$25.003/18/2011 8:32:36 AM
jazzlender$25.003/18/2011 2:18:34 AM
finance-mushroom$25.833/18/2011 2:41:45 AM
famous-bill$25.003/18/2011 7:11:19 AM
return-beeper$50.003/18/2011 9:32:46 AM
Miklot$50.003/18/2011 2:12:40 PM
PRGuyinVA$25.003/18/2011 2:46:26 PM
GCInvestments$50.003/19/2011 1:01:28 AM
restech$25.003/18/2011 12:16:16 PM
treasure-generator$25.003/19/2011 4:36:23 AM
Easystreet$25.003/19/2011 5:36:08 AM
randsenterprise$25.003/19/2011 8:51:45 AM
visionary-currency$45.283/19/2011 3:20:26 AM
graceful-investment$100.003/19/2011 3:40:04 AM
MicroLender357$50.003/19/2011 6:11:34 AM
unassassinable$25.003/19/2011 11:17:26 AM
TrekTune$25.003/19/2011 11:59:11 AM
kendallv$25.003/19/2011 1:49:00 AM
economy-producer$25.003/19/2011 9:56:55 AM
jubilant-agreement0$25.003/19/2011 9:59:34 AM
the-profit-oracle$25.003/19/2011 3:08:57 AM
investment-comet$25.003/19/2011 9:42:20 AM
radforj22$25.003/19/2011 11:33:49 AM
wwwUniversal$25.003/19/2011 11:34:05 AM
ThatDanGuy$50.003/20/2011 2:06:27 PM
dsnybnd$25.003/20/2011 9:17:52 AM
Wyatte$25.003/20/2011 12:58:14 PM
runner262$25.003/19/2011 10:21:16 PM
youngtrader$209.053/20/2011 5:01:31 PM
money-surge1$50.003/20/2011 10:46:54 AM
119 Investments
 
Borrower Payment Dependent Notes Series 497672
This series of Notes was issued and sold upon the funding of the borrower loan #48294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1986 Debt/Income ratio: 8%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,102Stated income:$100,000+
Delinquencies in last 7y: 34 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: community-universe1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Outdoor Kitchen Project
Purpose of loan:
I'm currently having a pool installed. I'm paying cash for the pool project. This loan would be used to finance an outdoor kitchen add on.

My financial situation:
I am a good candidate for this loan because I have good cash flow with strong income growth.


Monthly net income: $ 7,200
Monthly expenses: $
Housing: $2,000
Insurance: $200
Car expenses: $700
Utilities: $300
Phone, cable, internet: $70
Food, entertainment: $1500
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, 1) Mortgage balance is $285K @ 4.25 - hard to beat. 2) Zestimate for my house is $385. I'm looking to finance my outdoor kitchen, in part, because we're hosting a family reunion this summer and we want to enjoy our new pool with grilled outdoor dining. If investors aren't willing to fund my request....I'll save and pay cash next year. Thanks, Adam (Mar-14-2011)
Q: Am curious as to why you have 34 delinquent payments in the last 7 yearas? - pinnacle10
A: I was in a car accident and out of work for some time and got behind on my obligations. That was just about seven years ago. If I'd waited 6 months to apply for a loan....my score (and rate) would have been a lot better. Adam (Mar-18-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nickel-ferret$100.003/11/2011 5:04:39 PM
SolarMoonshine$25.003/11/2011 6:01:03 PM
BxRealtor$25.003/11/2011 5:05:43 PM
cash-vault$25.003/12/2011 4:03:27 AM
bradfid$25.003/12/2011 10:31:18 AM
reflective-rupee$25.333/11/2011 7:14:45 PM
jescowa$50.003/14/2011 9:52:52 AM
organized-payment6$50.003/14/2011 7:56:39 PM
patriot897$25.003/15/2011 11:11:16 AM
IPlayOutsideTheBox$50.003/15/2011 1:48:16 PM
warew$25.003/15/2011 2:05:18 PM
leodaguy$50.003/15/2011 9:22:49 PM
radforj22$25.003/15/2011 2:11:20 PM
Eric_Gagne$25.003/16/2011 5:52:12 AM
bullwink27$25.003/16/2011 6:46:43 AM
kenji4861$25.003/16/2011 2:28:06 AM
LittleRhody07$25.003/17/2011 9:21:06 AM
loyalty-sherpa$25.003/17/2011 4:32:31 PM
goodhearted-basis4$25.003/18/2011 2:25:21 AM
Tradesmanlender$40.273/18/2011 12:01:40 PM
a-unflappable-finance$100.003/18/2011 9:39:06 AM
Stavros$25.003/19/2011 8:38:22 AM
currency-persimmon$100.003/19/2011 11:26:45 AM
a-finance-nirvana$25.003/20/2011 8:26:32 AM
credit-scout7$50.003/21/2011 8:07:22 AM
simiray$25.003/21/2011 9:34:05 AM
Kyileo$25.003/21/2011 12:40:05 PM
rdrloan$25.003/21/2011 7:41:58 AM
redtilapia$25.003/21/2011 3:53:07 PM
Techne_Funds_LLC$25.003/21/2011 4:28:01 PM
zippy-revenue8$25.003/21/2011 5:03:18 PM
interstellar$51.003/22/2011 1:39:43 AM
klend4$100.003/21/2011 12:44:18 PM
md1207$50.003/22/2011 3:57:51 AM
jarf$50.003/22/2011 6:13:57 AM
siegoris$50.633/22/2011 6:56:04 AM
proud-gold9$50.003/22/2011 4:57:21 AM
heretoprosper$25.903/22/2011 5:36:04 AM
wwwUniversal$25.003/22/2011 5:36:15 AM
honorable-yield$50.003/22/2011 6:24:07 AM
myduck$80.003/22/2011 6:30:27 AM
creativename$30.003/21/2011 7:50:11 PM
abnvette$25.003/21/2011 10:12:28 PM
deal-pioneer1$150.003/22/2011 5:17:11 AM
Nickle-Back$150.003/22/2011 6:03:10 AM
adventurous-commerce$25.003/22/2011 6:17:25 AM
MapleLaker$28.393/22/2011 6:48:52 AM
vigilance-searcher$25.003/22/2011 7:06:26 AM
umfan123$25.003/22/2011 7:08:05 AM
vutah$100.003/11/2011 8:08:22 PM
simplelender80$100.003/11/2011 5:03:48 PM
Panna$25.003/12/2011 3:43:26 AM
CA-Lender$100.003/11/2011 5:06:16 PM
Azonic21$25.003/12/2011 9:12:40 AM
3_boyz$25.003/12/2011 2:03:36 PM
SimpleChoice$25.003/12/2011 3:43:10 AM
newest-funds-powerplant$25.003/12/2011 8:29:39 PM
113121$25.003/12/2011 9:55:39 AM
mjdaking$50.003/12/2011 10:41:24 AM
Weaverville$25.003/13/2011 5:50:51 PM
caring-hope2$100.003/14/2011 10:04:40 AM
important-ore$100.003/14/2011 10:13:11 AM
tomjac2000$25.003/14/2011 7:35:41 PM
loanman2007$25.003/15/2011 6:30:15 AM
ryan6853$25.003/15/2011 8:17:27 AM
efficient-treasure0$25.003/15/2011 5:09:03 PM
crippledcircus$35.003/16/2011 2:35:52 PM
wbahl$25.003/16/2011 8:13:18 PM
indomitable-coin$50.003/17/2011 5:50:19 AM
Havana21$25.003/17/2011 1:45:02 AM
FinanceEngine$30.003/17/2011 10:48:00 AM
hostbank$100.003/17/2011 3:42:39 PM
Ripsaw4U$50.003/17/2011 4:04:40 PM
Tylerh$45.163/18/2011 1:33:41 AM
dogbait$50.003/18/2011 1:02:41 PM
fabulous-diversification9$25.003/18/2011 4:29:01 PM
lockstock$30.003/18/2011 7:21:57 PM
enthralling-deal180$50.003/19/2011 12:03:30 AM
GreenHill$25.003/19/2011 3:07:34 AM
GMPK_TLAS$50.003/19/2011 1:25:55 AM
360Winner$50.003/19/2011 3:12:07 PM
19vfwcinc89$150.003/19/2011 8:11:57 PM
loot-heart$25.003/19/2011 11:01:57 PM
HamachiMan$50.003/20/2011 4:27:23 PM
w3alter$100.003/19/2011 4:56:41 PM
StanTheMan$32.233/20/2011 9:15:26 PM
worthy-bid8$50.003/20/2011 12:29:58 PM
money-surge1$50.003/20/2011 10:47:51 AM
havok555$25.003/20/2011 1:25:42 PM
carrinel$150.003/21/2011 8:28:38 AM
smilinsam$100.003/21/2011 2:12:51 PM
saga9$50.003/21/2011 10:19:41 AM
newgroom422$25.003/21/2011 10:37:27 PM
P2P4me$100.003/22/2011 4:14:34 AM
ScottCapital$25.003/22/2011 6:22:05 AM
a-restless-dollar$50.003/22/2011 6:31:17 AM
well-rounded-dinero$100.003/22/2011 7:17:47 AM
GElender$50.003/22/2011 5:35:16 AM
SimonHova$63.833/22/2011 5:38:30 AM
kangarookim99$26.663/22/2011 5:58:50 AM
Kessler$32.003/22/2011 6:06:11 AM
chrisb1414$25.003/22/2011 6:30:05 AM
euphoria8$25.003/22/2011 7:01:24 AM
profitable-liberty170$25.003/21/2011 9:28:51 PM
best-listing-toro$25.003/22/2011 7:14:04 AM
Marty_W_Cordova$148.603/22/2011 7:19:43 AM
106 Investments
 
Borrower Payment Dependent Notes Series 497870
This series of Notes was issued and sold upon the funding of the borrower loan #48312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,328.67 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $250.44
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1995 Debt/Income ratio: 6%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,762Stated income:$75,000-$99,999
Delinquencies in last 7y: 12 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: gain-resonance Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Coco2000
Purpose of loan:
This loan will be used to... Pay 2009 Taxes

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 4800
Monthly expenses: $
Housing: $ 1200
Insurance: $ 250
Car expenses: $0
Utilities: $
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:03:17 PM
CA-Lender$100.003/13/2011 12:05:25 PM
vutah$25.003/13/2011 3:12:43 PM
nickel-ferret$100.003/15/2011 1:29:20 PM
leodaguy$50.003/15/2011 9:23:09 PM
wbahl$25.003/16/2011 8:13:30 PM
radforj22$25.003/16/2011 8:21:53 PM
indomitable-coin$50.003/17/2011 5:50:30 AM
Havana21$25.003/17/2011 1:45:32 AM
caring-hope2$50.003/17/2011 9:26:09 AM
loyalty-sherpa$25.003/17/2011 4:32:45 PM
hostbank$100.003/17/2011 3:42:53 PM
enthralling-deal180$50.003/19/2011 12:03:46 AM
w3alter$100.003/19/2011 4:56:58 PM
Stavros$25.003/19/2011 8:38:26 AM
kenji4861$25.003/19/2011 11:26:58 AM
HamachiMan$50.003/20/2011 4:27:39 PM
credit-scout7$50.003/21/2011 8:07:34 AM
saga9$50.003/21/2011 10:19:55 AM
worthy-bid8$50.003/22/2011 4:42:43 PM
cash-professor$50.003/22/2011 7:49:06 PM
GElender$50.003/24/2011 7:03:03 AM
GatorBux$50.003/24/2011 11:08:49 AM
Quiddity$50.003/24/2011 7:44:04 AM
bold-shrewd-market$25.003/24/2011 12:18:36 PM
wwwUniversal$25.003/25/2011 2:05:12 AM
benjamins-utopia$50.003/24/2011 11:47:39 AM
chrisah$50.003/24/2011 7:28:54 PM
tylerfd$25.003/25/2011 6:57:59 AM
Chervianne$50.003/25/2011 7:27:59 AM
Ripsaw4U$50.003/25/2011 5:15:50 PM
kind-adventurous-finance$75.003/25/2011 4:23:54 PM
Ocean713$50.003/25/2011 11:28:37 AM
und-alum$50.003/26/2011 8:07:47 AM
melodious-fairness$100.003/26/2011 8:04:43 AM
jescowa$50.003/26/2011 12:07:23 PM
Fiimg$50.003/26/2011 12:20:43 PM
don8ter$25.003/26/2011 2:11:14 PM
brightest-affluence-motivator$100.003/26/2011 12:23:03 PM
the-money-gargantuan$25.003/26/2011 12:23:46 PM
gold-disk$50.003/26/2011 12:32:00 PM
meenan$50.003/26/2011 12:32:48 PM
vigilance-revolutionary$50.003/26/2011 3:16:35 PM
Walkingcowboy$50.003/26/2011 3:29:50 PM
kind-resolute-dough$25.003/26/2011 3:30:02 PM
the-profit-oracle$25.003/26/2011 2:09:18 PM
riproaringrapids$25.003/26/2011 2:09:43 PM
Artist_Blue$25.003/26/2011 2:10:10 PM
herman7$25.003/26/2011 2:54:59 PM
murlirao2002$25.003/26/2011 4:10:08 PM
cingular$25.003/26/2011 4:34:11 PM
currency-persimmon$100.003/26/2011 4:06:42 PM
genius520$63.373/26/2011 4:34:19 PM
Pasagam$50.003/26/2011 3:26:59 PM
Cai8899$40.003/26/2011 3:30:10 PM
mlbox3k$50.003/26/2011 3:30:56 PM
C_Mark$50.003/26/2011 6:20:25 PM
nalaari$25.003/26/2011 4:06:54 PM
tough-peso2$25.003/27/2011 7:08:59 AM
helgeboy$50.003/26/2011 6:07:35 PM
jcjdingdong$50.003/26/2011 10:27:38 PM
anton$1,900.003/27/2011 1:31:32 AM
logical-moola4$50.003/27/2011 9:38:41 AM
Weaverville$25.003/13/2011 5:51:17 PM
BxRealtor$25.003/13/2011 12:04:38 PM
organized-payment6$50.003/15/2011 6:01:32 AM
patriot897$25.003/15/2011 11:11:38 AM
bullwink27$25.003/16/2011 6:46:34 AM
a-unflappable-finance$100.003/18/2011 9:39:35 AM
GMPK_TLAS$50.003/19/2011 1:26:14 AM
efficient-treasure0$25.003/19/2011 11:28:27 AM
money-surge1$50.003/20/2011 10:48:25 AM
zippy-interest$25.003/22/2011 7:13:32 PM
a-finance-nirvana$25.003/23/2011 2:38:02 AM
Peterman$25.003/23/2011 9:44:13 AM
IIP77$25.003/24/2011 6:28:08 AM
Clambake$50.003/24/2011 7:04:05 PM
Leopoldine$25.003/25/2011 10:47:54 AM
investment-kingdom$300.003/25/2011 5:15:21 PM
iolaire$25.003/25/2011 9:39:45 AM
duty-windmill$50.003/26/2011 12:03:11 AM
ouyangers$25.003/26/2011 3:13:06 AM
StreetJustice$27.663/26/2011 3:09:57 AM
Doodlemeyer$25.003/25/2011 7:53:07 PM
jt530$25.003/25/2011 8:12:40 PM
TelegramSam$25.003/26/2011 8:33:31 AM
loot-heart$25.003/26/2011 12:20:16 PM
benefit-ruler$25.003/26/2011 12:23:35 PM
kc8fot$50.003/26/2011 10:03:01 AM
lostontheedge$25.003/26/2011 12:28:34 PM
balance-booster8$50.003/26/2011 12:20:32 PM
investment-star$50.003/26/2011 12:25:53 PM
compwhiz$25.003/26/2011 9:08:15 AM
Zach842$75.003/26/2011 12:30:46 PM
locofuego$50.003/26/2011 2:49:06 PM
Bank42$100.003/26/2011 12:32:39 PM
duty-accomplishment$29.033/26/2011 3:11:13 PM
One1putt$50.003/26/2011 3:24:30 PM
gold-sushi$25.003/26/2011 3:29:47 PM
Goodlender42$25.003/26/2011 2:11:01 PM
rdav$25.003/26/2011 12:23:43 PM
enthusiastic-treasure$25.003/26/2011 12:25:49 PM
emosspot$25.003/26/2011 12:30:37 PM
wealthstar$50.003/26/2011 1:55:33 PM
ptjg$34.603/26/2011 4:06:46 PM
kulender$39.413/26/2011 2:06:28 PM
downbet$50.003/26/2011 2:12:30 PM
kind-genuine-dough$50.003/26/2011 4:34:15 PM
jazz619$25.003/26/2011 3:30:06 PM
treasure-widget$25.003/26/2011 3:31:39 PM
Earnest_Money$50.003/26/2011 8:52:13 PM
interstellar$44.603/27/2011 1:32:31 AM
MadHun$200.003/26/2011 5:25:11 PM
UT-Longhorn$25.003/26/2011 6:03:18 PM
Relevance$25.003/26/2011 7:12:37 PM
income-pillow$50.003/27/2011 5:52:33 AM
credible-durability$25.003/27/2011 10:47:33 AM
117 Investments
 
Borrower Payment Dependent Notes Series 498492
This series of Notes was issued and sold upon the funding of the borrower loan #48347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-20-2011 
Term: 60 months Listing End date:  Apr-02-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1994 Debt/Income ratio: 18%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 22 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,198Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: influential-dedication9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business start-up
Purpose of loan:
This loan will be used to...Pay my start up franchise fees for a small LLC business.

My financial situation:
I am a good candidate for this loan because...My strong commitment to making this business my last career change This will help me reconnect myself to my family life and that is what is most important to me. I have a spouse with a level head who has helped me turn around my financial goals and has helped me establish a retirement fund which continues to flourish. With this proven business model which has been in place since 1920, my possibilities for success and expansion are limitless. I have received a full disclosure document which has listed the fiscal year ending in 2010 showing a profit of $690 million dollars. This business has also won awards for business success. I am excited to be a part of this and look forward to achieving the American dream.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I am interested in funding your loan. Wish you full success in your new endeavor. Could you please provide more details about your new franchise business. Thank you. - Reddy_Capital
A: Thanks for the question. The business I am trying to buy into is Snap-on. Each truck is its own private franchise, and I have the opportunity to become a franchisee. I have already completed all the paperwork and all aspects required to become a franchisee. This move will allow me to be able to come home every night and have dinner with my family. Currently i work evenings and only see my kids in the morning when I drop them off at school. Thank you for your interest. (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tech-Entrepreneur$25.003/20/2011 12:02:07 PM
patriot897$25.003/20/2011 12:02:47 PM
AFairDeal$100.003/20/2011 12:04:27 PM
BxRealtor$25.003/20/2011 12:04:58 PM
JJ9876$25.003/20/2011 12:02:22 PM
money-surge1$50.003/20/2011 12:05:53 PM
simplelender80$100.003/20/2011 12:02:13 PM
enthralling-deal180$50.003/20/2011 12:05:20 PM
caring-hope2$50.003/21/2011 5:01:02 PM
Havana21$25.003/22/2011 2:00:16 AM
RedCentre$46.113/22/2011 4:41:41 PM
axl163$25.003/22/2011 10:42:13 AM
Peterman$25.003/23/2011 5:56:04 PM
chibear34$25.003/24/2011 12:27:39 PM
indomitable-coin$25.003/24/2011 7:42:44 PM
Quiddity$50.003/25/2011 7:02:49 AM
irishalaskan$25.003/26/2011 5:14:45 PM
C_Mark$50.003/26/2011 6:21:03 PM
helgeboy$50.003/26/2011 6:19:20 PM
Clambake$50.003/28/2011 9:19:34 AM
loot-heart$25.003/28/2011 11:04:09 AM
Rick21$50.003/28/2011 9:33:07 PM
palace2$100.003/29/2011 3:40:11 PM
WilliamLeeSims$25.003/29/2011 4:59:55 PM
transparency-grasshopper$50.003/29/2011 5:30:13 PM
treasure-expert$25.003/30/2011 11:16:54 AM
lovelongandprosper$50.003/30/2011 8:12:56 AM
fishintime$50.003/30/2011 7:07:42 PM
w3alter$100.003/30/2011 2:16:22 PM
melodious-fairness$92.533/31/2011 2:30:02 AM
paperbuyers$25.003/31/2011 5:31:52 PM
Zolton$100.003/31/2011 6:48:21 AM
leodaguy$50.004/1/2011 9:52:58 AM
dpdn57$25.004/1/2011 8:34:53 AM
compassion-lotus5$50.004/1/2011 9:46:57 AM
rgrtanker$25.004/1/2011 9:50:08 AM
FredHead3$27.233/31/2011 10:09:33 PM
Cbgator$50.004/1/2011 10:16:42 AM
SelectTrustLending$25.004/1/2011 10:19:17 AM
fightinjoe$50.004/1/2011 10:21:24 AM
grf1945$50.004/1/2011 1:53:49 PM
seanambrose$25.004/1/2011 2:32:52 PM
black_adder2003$50.004/1/2011 11:17:48 AM
ingeborg77$71.004/1/2011 3:15:23 PM
floridass$25.004/1/2011 5:31:41 PM
mauge35$50.624/1/2011 7:27:09 PM
reflective-cash0$50.004/1/2011 10:06:39 AM
orgy63$50.004/1/2011 5:24:13 PM
EYEWILLPAYUBACK$50.004/1/2011 5:26:59 PM
kurg$25.004/1/2011 8:18:41 PM
ommuruga$71.764/1/2011 5:48:27 PM
PRGuyinVA$25.004/1/2011 7:03:30 PM
VikingInvestments$25.004/1/2011 7:12:29 PM
p40thawk$25.004/1/2011 7:48:01 PM
ptjg$40.634/2/2011 3:26:18 AM
excellent-loan8$25.004/2/2011 12:17:13 AM
wwwUniversal$25.004/2/2011 4:25:09 AM
jescowa$50.004/2/2011 1:51:28 AM
alpinaut$25.004/2/2011 2:15:03 AM
marketplace-canary7$25.004/2/2011 6:51:27 AM
ijspence$25.004/2/2011 6:59:59 AM
ingeborg77$50.004/1/2011 3:14:49 PM
festeringsnot$25.004/2/2011 9:53:02 AM
handshake5$100.004/2/2011 10:38:48 AM
TSC$50.004/1/2011 5:23:03 PM
authentic-liberty7$25.004/2/2011 10:39:44 AM
lounges$50.004/2/2011 11:08:48 AM
irrelevant$25.004/2/2011 7:13:44 AM
Jaywatl$47.684/2/2011 7:17:05 AM
social-comet7$25.004/2/2011 12:06:19 PM
balance-voyager$50.004/1/2011 5:31:32 PM
littlemonkey$25.004/2/2011 12:43:59 PM
ryguy150$25.004/2/2011 8:48:37 AM
Brklyn01$25.004/2/2011 8:53:44 AM
tsui517$50.004/2/2011 9:40:28 AM
mac415$25.004/1/2011 7:17:50 PM
Ocean713$50.004/2/2011 12:54:38 PM
trustu$50.004/2/2011 12:55:19 PM
TW2000$25.004/2/2011 12:58:17 PM
RedCentre$200.004/2/2011 10:23:07 AM
noble-silver1$25.004/2/2011 12:59:19 PM
benjamin67$25.004/2/2011 12:59:55 PM
jblack01$25.004/2/2011 1:00:04 PM
camaraderi-game-changer$25.004/2/2011 1:00:16 PM
The_Swafford_Group$25.004/2/2011 1:01:32 PM
credit-triumph1$25.004/2/2011 1:01:43 PM
gold-disk$50.004/2/2011 1:02:38 PM
cocopuffs$25.004/2/2011 1:04:16 PM
flexible-money1$50.004/2/2011 1:04:43 PM
cingular$25.004/2/2011 1:04:48 PM
platinum-optimization1$25.004/2/2011 1:05:30 PM
Minnvestor$50.004/2/2011 1:05:49 PM
vibraphone3$50.004/2/2011 1:06:06 PM
TelegramSam$25.004/2/2011 1:06:18 PM
unclejaef$25.004/2/2011 1:06:53 PM
WordWrangler$50.004/2/2011 1:07:03 PM
cash-spinner$25.004/2/2011 1:07:07 PM
eloquent-dough5$25.004/2/2011 1:07:16 PM
commerce-renewal$100.004/2/2011 1:07:23 PM
vegibenz$25.004/2/2011 1:07:52 PM
shorthairedg$50.004/2/2011 1:08:52 PM
db0973$25.004/2/2011 1:09:27 PM
13nd3r$25.004/2/2011 1:09:35 PM
Soothsayer$25.004/2/2011 1:10:12 PM
UKloanfella$261.454/1/2011 9:13:26 PM
dspmn$26.834/2/2011 1:10:57 PM
mister_waffle$25.004/2/2011 1:11:13 PM
Ivan2007$50.004/2/2011 1:11:58 PM
helpinghand63$25.004/1/2011 9:49:59 PM
LTR$25.004/2/2011 12:40:36 PM
wampum-optimization$38.194/2/2011 12:41:22 PM
TK4$50.004/2/2011 1:13:17 PM
cvlender$25.004/2/2011 1:13:28 PM
museic1$50.004/2/2011 1:13:55 PM
mcs86d$25.004/2/2011 12:43:30 PM
devoider$25.004/2/2011 1:14:47 PM
fireboss$50.004/2/2011 12:44:42 PM
GrommetPosse$44.824/2/2011 1:15:56 PM
dinero-festivity2$54.414/2/2011 1:16:48 PM
Strato$25.024/2/2011 12:46:49 PM
foxworthy77$42.544/2/2011 1:19:55 PM
reward-force$25.004/2/2011 12:53:58 PM
Goodlender42$25.004/2/2011 2:20:40 AM
Chervianne$50.004/2/2011 12:54:33 PM
fairness-drum$50.004/2/2011 12:55:45 PM
DreDub$50.004/2/2011 12:56:58 PM
atm1216$50.004/2/2011 12:57:27 PM
peace-habanero$25.004/2/2011 12:58:24 PM
jonn834$25.004/2/2011 12:59:39 PM
jjb3$25.004/2/2011 12:59:49 PM
buddy486$25.004/2/2011 1:01:22 PM
ClarityFinancial$25.004/2/2011 1:01:26 PM
RJN$25.004/2/2011 1:01:57 PM
junctionking$25.004/2/2011 1:05:35 PM
Ready2Loan$25.004/2/2011 1:05:56 PM
benjo$50.004/2/2011 1:06:59 PM
Gibbyland$100.004/2/2011 1:07:06 PM
lakehavasu88$25.004/2/2011 1:07:15 PM
HHP$100.004/2/2011 1:07:22 PM
crazycool$38.664/2/2011 1:07:31 PM
EliteCapital$25.004/2/2011 1:07:48 PM
uarewhatuthink$25.004/2/2011 1:09:42 PM
InvestorPartners$25.004/2/2011 1:10:21 PM
Trimalchio12$25.004/2/2011 1:10:54 PM
IP$33.014/2/2011 1:11:05 PM
ClearLake$25.004/2/2011 1:11:10 PM
janus_god$25.004/2/2011 1:12:47 PM
miket71$50.004/2/2011 1:14:30 PM
chlebie$34.604/2/2011 1:14:52 PM
rudyindc$50.004/2/2011 1:15:23 PM
Savings_EQ_Dignity$28.344/2/2011 1:15:54 PM
blue-note-relaxation$25.004/2/2011 1:16:30 PM
piter-to-la-investment$25.004/2/2011 1:16:57 PM
Richmp412$25.004/2/2011 1:17:35 PM
dg5803$50.004/2/2011 1:18:28 PM
valiant-liberty4$25.004/2/2011 1:18:52 PM
yield-seeker$25.004/2/2011 1:19:42 PM
nickel-alien$30.074/2/2011 1:20:18 PM
Ballard$25.454/2/2011 12:40:23 PM
djlucas$25.004/2/2011 12:43:55 PM
anyoi$31.944/2/2011 12:44:25 PM
amijo$25.004/2/2011 12:50:24 PM
MasterKey$25.004/2/2011 12:59:59 PM
KarmaBum77$33.034/2/2011 1:00:05 PM
gerryfixit$25.004/2/2011 1:00:24 PM
value-den$50.004/2/2011 1:02:01 PM
yhagood$50.004/2/2011 1:02:09 PM
Davidson2$50.004/2/2011 1:02:31 PM
able2help$25.004/2/2011 1:02:53 PM
kind-genuine-dough$50.004/2/2011 1:04:30 PM
Cai8899$40.004/2/2011 1:04:40 PM
Slend49$25.004/2/2011 1:05:38 PM
mike279766$28.004/2/2011 1:05:45 PM
the-capital-multiplier$50.004/2/2011 1:06:58 PM
desertoasis$40.004/2/2011 1:07:19 PM
360Winner$50.004/2/2011 1:07:24 PM
worldly-community3$50.004/2/2011 1:07:34 PM
slartibardfast$25.004/2/2011 1:07:40 PM
Interloper$25.004/2/2011 1:10:44 PM
p1k4blu$25.004/2/2011 1:11:38 PM
sociallender$25.004/2/2011 1:12:26 PM
schnatty$25.004/2/2011 1:14:12 PM
lending_well$25.004/2/2011 1:14:50 PM
dollar-oracle55$25.004/2/2011 1:15:04 PM
balance2$25.004/2/2011 1:15:58 PM
calm-deal7$25.004/2/2011 1:17:07 PM
understanding-payout2$50.004/2/2011 1:17:25 PM
momoney2lend$25.004/2/2011 1:17:32 PM
loyalty-sherpa$25.003/20/2011 12:04:39 PM
Bank_Of_XL$25.003/21/2011 6:21:25 AM
thankful-nickel2$50.003/20/2011 4:08:12 PM
hostbank$100.003/20/2011 12:04:04 PM
orange-truth-pole$48.793/21/2011 10:43:34 AM
Dutchhunter$50.003/21/2011 8:52:15 AM
Weaverville$50.003/21/2011 9:37:32 AM
zippy-interest$25.003/22/2011 7:14:40 PM
Tradesmanlender$33.723/23/2011 2:06:32 AM
GMPK_TLAS$50.003/23/2011 5:57:42 AM
P2P4me$100.003/23/2011 6:48:58 AM
efficient-treasure0$25.003/24/2011 7:15:28 AM
radforj22$25.003/24/2011 2:32:27 PM
HamachiMan$50.003/24/2011 2:32:35 PM
a-unflappable-finance$100.003/25/2011 7:02:46 AM
kind-adventurous-finance$75.003/25/2011 4:24:46 PM
TechieLender$32.153/26/2011 4:51:41 AM
currency-persimmon$100.003/26/2011 12:12:30 PM
top-epic-community$50.003/26/2011 6:27:34 PM
cashasaurus0$100.003/27/2011 6:06:44 AM
bold-durability-drum$50.003/28/2011 9:22:07 AM
power-mad-scientist$25.003/29/2011 1:44:15 PM
nickel-ferret$100.003/30/2011 9:35:37 AM
sanfordproud$50.003/30/2011 8:22:55 AM
benjamins-utopia$100.003/30/2011 2:13:34 PM
mtquan$25.003/30/2011 2:41:32 PM
octoberfresh$26.503/30/2011 2:23:53 PM
wbahl$25.003/30/2011 1:14:00 PM
6moonbeams$50.003/30/2011 2:02:15 PM
dinero-wildebeest$50.003/30/2011 10:28:09 PM
cptproton$50.003/30/2011 2:38:23 PM
forthright-dedication$50.003/31/2011 8:19:14 AM
Pasagam$50.003/31/2011 4:18:05 AM
velocity-solo$25.004/1/2011 9:42:58 AM
BaxterEvil$25.004/1/2011 9:47:54 AM
sescubed$25.004/1/2011 7:40:22 AM
Artist_Blue$25.004/1/2011 9:29:41 AM
lender2611$50.004/1/2011 9:47:26 AM
mizon291$50.003/31/2011 11:48:26 PM
dinero-speaker$25.004/1/2011 6:23:31 AM
bold-shrewd-market$25.004/1/2011 9:45:46 AM
GElender$50.004/1/2011 9:51:33 AM
reasonable-durability1$25.004/1/2011 10:04:35 AM
compassionate-dime0$50.004/1/2011 10:07:51 AM
bmarch$50.004/1/2011 5:25:39 PM
KichigaiSensei$25.004/1/2011 10:12:19 AM
don8ter$25.004/1/2011 5:28:50 PM
lostontheedge$25.004/2/2011 2:18:07 AM
Cheburashka$25.004/2/2011 2:43:20 AM
payout-detective7$25.004/1/2011 11:11:34 AM
astute-benjamins$25.004/1/2011 11:43:55 AM
Ripsaw4U$50.004/2/2011 2:41:26 AM
TheoProf$50.004/2/2011 7:02:18 AM
MicroLender357$50.004/2/2011 8:42:54 AM
studious-bonus7$100.004/2/2011 9:51:18 AM
credit-scout7$50.004/1/2011 5:24:55 PM
benjamins-voyage$25.004/1/2011 5:25:41 PM
life-is-great$25.004/1/2011 5:27:08 PM
meenan$33.374/1/2011 5:28:19 PM
careful-money2$25.004/2/2011 7:58:14 AM
stollcm$25.004/2/2011 12:43:53 PM
ultimatepaintball$25.004/2/2011 12:45:36 PM
RyuRabbit$25.004/2/2011 12:52:17 PM
jcjdingdong$50.004/2/2011 12:54:43 PM
vigilance-spinner3$25.004/2/2011 10:18:11 AM
PittsburghMark$25.004/2/2011 12:58:20 PM
prost$50.004/2/2011 12:58:57 PM
Tammy102800$25.004/2/2011 12:59:09 PM
soulwork$25.004/2/2011 12:59:24 PM
adama_48$25.004/2/2011 12:59:46 PM
DMark69$25.004/2/2011 1:00:01 PM
investment-tempo$50.004/2/2011 1:00:10 PM
bhelgarath$25.004/2/2011 1:00:20 PM
streak269$25.004/2/2011 1:00:37 PM
MadHun$100.004/2/2011 10:40:29 AM
tomxnsn$33.804/2/2011 1:01:29 PM
Ravyn$25.004/2/2011 1:01:38 PM
riproaringrapids$25.004/2/2011 1:04:33 PM
jazz619$25.004/2/2011 1:04:45 PM
Walkingcowboy$50.004/2/2011 1:04:52 PM
geemel$50.004/2/2011 1:05:41 PM
MARSTUN$50.004/2/2011 1:06:00 PM
Booray$50.004/2/2011 1:06:08 PM
MarinLoans$25.004/2/2011 1:06:56 PM
capital-commando$50.004/2/2011 1:07:04 PM
Philolend$25.004/2/2011 1:07:10 PM
Preferred-Lender$25.004/2/2011 1:07:17 PM
integrity-saver$100.004/2/2011 1:07:26 PM
the-profit-oracle$25.004/2/2011 1:07:55 PM
pr0sp3r1ty$25.004/2/2011 1:09:19 PM
hard-working-loot$50.004/2/2011 12:07:45 PM
wealthy60$25.294/2/2011 1:10:51 PM
Cutts$25.004/2/2011 1:11:52 PM
pdxKurt$35.404/2/2011 1:12:04 PM
Hutpit$34.154/2/2011 1:12:13 PM
ssh1983$25.004/2/2011 1:12:24 PM
slyder61$25.004/2/2011 1:13:07 PM
rlgnyc$25.004/2/2011 1:13:25 PM
GCCPartners$25.004/2/2011 1:14:28 PM
ferdberfel$30.374/2/2011 1:14:45 PM
bullwink27$25.004/2/2011 1:15:29 PM
impartial-deal$25.004/2/2011 12:44:54 PM
justice-dna$35.004/2/2011 1:16:21 PM
peace-maximizer8$25.004/2/2011 12:45:00 PM
useful-p2ploan$38.624/2/2011 1:16:52 PM
wampum-chorus3$25.004/2/2011 1:17:19 PM
davechris870$50.004/2/2011 1:17:27 PM
visionary-community$25.004/2/2011 12:47:10 PM
selfmademan$25.004/2/2011 12:48:55 PM
tender-integrity3$95.764/2/2011 1:19:53 PM
orange-dollar-guild$25.004/2/2011 1:20:14 PM
razor783$25.004/2/2011 12:53:25 PM
inqbus$50.004/2/2011 12:58:40 PM
divedude$25.004/2/2011 12:59:42 PM
dime-blackberry1$28.874/2/2011 1:00:06 PM
Hexnut$25.004/2/2011 1:00:26 PM
BeachWalkz$50.004/2/2011 1:01:12 PM
esquire76$50.004/2/2011 1:01:24 PM
Divr555$50.004/2/2011 1:01:51 PM
mstebnicki$50.004/2/2011 1:02:55 PM
cspot$50.004/2/2011 1:03:05 PM
skuba$25.004/2/2011 1:04:26 PM
panegryst$25.004/2/2011 1:05:47 PM
busnssmn$25.004/2/2011 1:05:58 PM
DrZoidberg$25.004/2/2011 1:07:01 PM
SBT$75.004/2/2011 1:07:09 PM
gracej$25.004/2/2011 1:07:20 PM
treasure-pipeline$50.004/2/2011 1:07:25 PM
kenji4861$25.004/2/2011 1:08:08 PM
hrubinst$50.004/2/2011 3:43:45 AM
lokiswolf$27.004/2/2011 1:09:45 PM
ualf$26.814/2/2011 1:10:27 PM
Danfromnapa$25.544/2/2011 1:11:39 PM
dajen1$35.614/2/2011 1:11:47 PM
Philosonie$25.004/2/2011 1:11:56 PM
swpski$25.004/2/2011 1:12:04 PM
prohelper$25.534/2/2011 1:12:29 PM
Papa_Mema$25.004/2/2011 1:12:35 PM
calinno2$25.774/2/2011 1:13:27 PM
think-become$25.004/2/2011 1:14:18 PM
LesPaul1$25.004/2/2011 1:15:07 PM
BoughtTheFarm$25.004/2/2011 1:15:19 PM
MO_Investor$25.004/2/2011 1:16:46 PM
nalaari$25.004/2/2011 4:37:49 AM
attentive-vigilance1$50.004/2/2011 1:18:45 PM
rupee-artisan$25.004/2/2011 1:19:02 PM
Serp$25.004/2/2011 1:20:31 PM
justice-cub5$100.004/2/2011 1:21:29 PM
Mysticman$50.004/2/2011 10:41:09 AM
Auditman$50.004/2/2011 12:15:04 PM
excellent-nickel$31.934/2/2011 12:41:26 PM
kalex752$25.004/2/2011 12:42:38 PM
zeelender$25.004/2/2011 12:44:07 PM
silverloan$45.594/2/2011 12:46:57 PM
ranstlin$25.004/2/2011 12:50:05 PM
tough-peso2$25.004/2/2011 12:54:51 PM
loan-master996$50.004/2/2011 12:55:26 PM
andlifegoeson$50.004/2/2011 12:57:35 PM
kelly42$25.004/2/2011 12:58:27 PM
lendme2$45.754/2/2011 12:59:36 PM
taxman1971$25.004/2/2011 12:59:57 PM
crawfingers$25.004/2/2011 1:00:13 PM
knowledgeable-note6$25.004/2/2011 1:01:36 PM
unequaled-pound$25.004/2/2011 1:01:54 PM
sentry256$25.004/2/2011 1:02:22 PM
mkell43$25.004/2/2011 1:02:28 PM
RMB-Investments$100.004/2/2011 1:04:25 PM
worthy-bid8$100.004/2/2011 1:04:55 PM
TheBaldGuy$25.004/2/2011 1:05:26 PM
help4u$50.004/2/2011 1:05:43 PM
nycfinance$25.004/2/2011 1:05:53 PM
Hanalei712$50.004/2/2011 1:07:13 PM
rcm87$100.004/2/2011 1:07:22 PM
Fonthill$100.004/2/2011 1:07:27 PM
genius520$100.004/2/2011 1:07:36 PM
MyPlantsEatBugs$25.004/2/2011 1:08:12 PM
gold-commander0$50.004/2/2011 1:08:33 PM
jtradition$41.994/2/2011 1:09:50 PM
mlender$25.004/2/2011 1:10:58 PM
Maccs55$25.004/2/2011 1:11:28 PM
PatRichi$25.004/2/2011 1:13:36 PM
causr08$25.004/2/2011 1:14:49 PM
pnace$35.004/2/2011 1:15:43 PM
payout-carnival$25.004/2/2011 1:16:55 PM
currency-trophy$30.164/2/2011 1:17:10 PM
mammalian4$25.004/2/2011 1:19:31 PM
a-truth-upholder$25.004/2/2011 1:20:37 PM
375 Investments
 
Borrower Payment Dependent Notes Series 498676
This series of Notes was issued and sold upon the funding of the borrower loan #48328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-19-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $71.30
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1978 Debt/Income ratio: 29%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,031Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: transaction-burrito Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
 
Principal balance: $2,480.89 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
need help paying off a payday loan
Purpose of loan:
This loan will be used to pay off a payday loan that I'm stuck in due to the very very high interest rate.

My financial situation:
I am a good candidate for this loan because I pay all my bills on time, I have a good credit score, and that I'm very grateful for any help with this.


Monthly net income: $2500
Monthly expenses: $
Housing: $400
Insurance: $40
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/19/2011 12:02:05 PM
USNavyVet$25.003/19/2011 12:05:48 PM
ac787$25.003/19/2011 12:14:37 PM
Weaverville$25.003/19/2011 12:04:01 PM
zotzot$25.443/19/2011 12:04:06 PM
debtcollector$50.003/19/2011 7:16:15 PM
hostbank$100.003/19/2011 12:04:12 PM
Eric_Gagne$25.003/19/2011 12:33:59 PM
1SteelerFan$25.003/19/2011 1:28:10 PM
moneysong$200.003/19/2011 5:35:03 PM
familyman2008$25.003/19/2011 5:56:15 PM
cash-cymbal$50.003/19/2011 9:14:30 PM
BxRealtor$25.003/19/2011 12:04:42 PM
enthralling-deal180$50.003/19/2011 12:04:59 PM
squarebob$25.003/19/2011 12:05:09 PM
wild-orange$50.003/19/2011 12:38:52 PM
entertaining-greenback2$25.003/19/2011 6:59:32 PM
Agent1$50.003/19/2011 10:23:08 PM
TrustinOthers$25.003/20/2011 7:34:30 AM
tomdooley12520$35.223/20/2011 7:43:53 AM
CA-Lender$100.003/19/2011 12:03:05 PM
reflective-rupee$100.333/19/2011 1:01:18 PM
investment-artist$25.003/19/2011 2:37:15 PM
thankful-nickel2$25.003/19/2011 2:47:02 PM
UCSBGAUCHOS$25.003/19/2011 2:47:46 PM
vigilance-searcher$25.003/19/2011 3:38:05 PM
bold-careful-finance$50.003/19/2011 12:41:07 PM
Gamblor$133.053/19/2011 12:46:36 PM
Peterman$25.003/19/2011 2:55:50 PM
exchange-synapse$100.003/19/2011 3:48:11 PM
valiant-money$25.003/19/2011 4:15:12 PM
patriot897$25.003/19/2011 12:02:44 PM
papaloha$50.003/20/2011 3:50:31 AM
loyalty-sherpa$25.003/19/2011 12:04:27 PM
favorite-commerce$50.003/20/2011 6:18:14 AM
vine99$50.003/19/2011 12:05:56 PM
rlaboy$25.003/20/2011 6:26:38 AM
Wangchuk$25.003/19/2011 12:08:52 PM
unfixer$25.003/19/2011 3:56:57 PM
nilonc1$50.003/19/2011 6:35:53 PM
a-responsible-return$25.003/20/2011 12:55:04 AM
slick8812$25.003/20/2011 6:42:06 AM
EretzCapital$30.963/20/2011 7:35:51 AM
43 Investments
 
Borrower Payment Dependent Notes Series 498782
This series of Notes was issued and sold upon the funding of the borrower loan #48335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $369.04
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1988 Debt/Income ratio: 15%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $14,815Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: green-methodical-bid5 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mh
Purpose of loan:
This loan will be used to...consolidate credit cards

My financial situation:
I am a good candidate for this loan because...


Monthly net income
Monthly expenses: $4000
Housing: $818
Insurance: $included in house payment
Car expenses: $
Utilities: $400
Phone, cable, internet: $90
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Our mortgage balance through Chase is 96,000. Our house is worth 179,000 in this market. Ahouse two doors down sold for 159,000 the other day but it has two bedrooms and ours has 4 and 3 full baths hardwood floors fenced in yard etc. We have no second mortgage just first. (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/21/2011 9:05:14 AM
patriot897$25.003/21/2011 9:05:53 AM
BxRealtor$25.003/21/2011 9:08:07 AM
enthralling-deal180$50.003/21/2011 9:08:34 AM
Bank_Of_XL$25.003/21/2011 1:13:08 PM
GElender$50.003/22/2011 6:05:23 AM
113121$25.003/22/2011 7:40:23 AM
zippy-interest$25.003/22/2011 7:14:58 PM
the-discrete-income$100.003/23/2011 5:12:03 PM
upbeat-finance8$49.253/23/2011 5:50:19 PM
EarlyRiser$250.003/24/2011 9:46:34 AM
Weaverville$25.003/24/2011 2:33:07 PM
DasMula$57.003/26/2011 11:07:39 AM
radforj22$25.003/26/2011 3:42:24 AM
kc8fot$75.003/26/2011 9:25:26 AM
CA-Lender$100.003/26/2011 10:55:05 AM
godfather4u$50.003/26/2011 1:01:04 PM
Mariner3605$200.003/26/2011 12:34:49 PM
RetirementMoney$25.003/26/2011 10:50:46 AM
adir1$50.003/26/2011 11:27:52 AM
Control$25.003/26/2011 2:45:48 PM
duty-accomplishment$25.003/26/2011 3:07:31 PM
wealth-competitor$100.003/26/2011 12:13:50 PM
saga9$25.003/26/2011 3:58:56 PM
sfmf$40.003/26/2011 4:18:50 PM
helgeboy$50.003/26/2011 6:19:44 PM
Nailman88$25.003/26/2011 3:05:04 PM
intrepid-loot$75.003/26/2011 7:03:07 PM
fascinating-social422$25.003/26/2011 4:43:40 PM
Chewbaca$25.003/26/2011 7:16:47 PM
investment-kazoo$37.653/26/2011 7:44:08 PM
bill-appraiser7$50.003/26/2011 7:54:19 PM
Oak-Parker$25.003/26/2011 9:06:32 PM
goodfaithAK$569.953/26/2011 10:07:44 PM
Pitufo$25.003/26/2011 10:25:58 PM
nickel-ferret$25.003/26/2011 5:52:45 PM
red-favorable-basis$25.003/26/2011 3:45:15 PM
abnvette$27.293/27/2011 12:50:42 AM
UAVDave$50.003/26/2011 7:02:56 PM
Johnab$25.003/26/2011 9:42:22 PM
lender168$100.003/26/2011 10:13:11 PM
lamsabuy$1,300.003/27/2011 1:41:17 AM
zotzot$25.443/26/2011 5:26:59 PM
sophisticated-economy8$100.003/26/2011 6:11:01 PM
C_Mark$50.003/26/2011 6:21:17 PM
ready-agreement5$500.003/26/2011 6:44:38 PM
jrhinomo$50.003/26/2011 9:20:50 PM
lender168$100.003/26/2011 10:14:57 PM
benefit-boots$46.483/26/2011 11:27:08 PM
anton$1,000.003/27/2011 1:13:54 AM
Reddy_Capital$25.003/27/2011 1:34:43 AM
hostbank$100.003/21/2011 9:07:13 AM
loyalty-sherpa$25.003/21/2011 9:07:49 AM
kindness-launcher$2,000.003/21/2011 1:25:24 PM
SolarMoonshine$25.003/21/2011 6:46:31 PM
Havana21$25.003/22/2011 5:40:54 PM
debt-force$25.003/24/2011 4:13:32 AM
efficient-treasure0$25.003/24/2011 7:16:20 AM
kind-adventurous-finance$75.003/25/2011 4:25:05 PM
C2Banking$25.003/25/2011 9:49:42 PM
astute-investment5$25.003/26/2011 10:50:30 AM
NYCFinancier$25.003/26/2011 7:47:14 AM
mcgovern2024$25.003/26/2011 11:43:27 AM
Mariner3605$50.003/26/2011 11:49:41 AM
cjames84$25.003/26/2011 9:22:19 AM
godfather4u$100.003/26/2011 1:14:10 PM
reflective-rupee$25.333/26/2011 3:30:23 PM
bvgal$75.003/26/2011 3:31:31 PM
Astyanax$80.003/26/2011 11:45:31 AM
mgking007$30.573/26/2011 2:09:33 PM
Engineer44$25.003/26/2011 4:09:27 PM
squarebob$25.003/26/2011 12:36:18 PM
Mariner3605$500.003/26/2011 12:58:51 PM
MoneyTree79$25.003/26/2011 6:27:34 PM
Chesterite$45.833/26/2011 7:27:03 PM
falcone$25.003/26/2011 3:19:39 PM
Peterman$25.003/26/2011 8:17:34 PM
Earnest_Money$100.003/26/2011 8:34:09 PM
jcjdingdong$50.003/26/2011 10:20:09 PM
FinanceEngine$30.003/26/2011 11:04:02 PM
hookUup$25.003/26/2011 6:17:50 PM
palmdelino$25.003/27/2011 12:05:39 AM
Steveoo1$25.003/26/2011 6:51:11 PM
orange-finance-banker$50.003/26/2011 7:20:04 PM
platinum-scientist9$25.003/27/2011 12:16:38 AM
Scotcha$50.003/26/2011 5:11:22 PM
important-openness1$65.003/26/2011 7:44:35 PM
micko$25.003/26/2011 9:06:35 PM
lender168$150.003/26/2011 10:19:20 PM
ideal-platinum1$50.003/27/2011 1:29:56 AM
90 Investments
 
Borrower Payment Dependent Notes Series 499196
This series of Notes was issued and sold upon the funding of the borrower loan #48356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-23-2011 
Term: 60 months Listing End date:  Apr-06-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $210.51
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1997 Debt/Income ratio: 5%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $144,103Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: solstice946 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses
Purpose of loan:
This loan will be used to...
Pay off moving related expenses instead of using my savings or long term investments.

My financial situation:
I am a good candidate for this loan because...
I have an excellent credit history and will be preserving my cash position to be able pay off the loan early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exact-gold2$50.003/23/2011 5:03:59 PM
fantastic-openness$100.003/23/2011 5:05:28 PM
open-minded-credit4$25.003/23/2011 6:22:37 PM
davisfl$100.003/23/2011 5:05:32 PM
minista$25.003/23/2011 5:05:53 PM
reflective-rupee$25.333/23/2011 5:09:35 PM
DukSerduk$25.003/23/2011 5:04:11 PM
patriot897$50.003/23/2011 5:04:36 PM
blot44$25.003/23/2011 5:04:39 PM
scrappy-bonus2$25.003/23/2011 5:05:13 PM
smilinsam$50.003/23/2011 5:06:07 PM
samo102us$25.003/24/2011 2:08:02 AM
octoberfresh$30.003/23/2011 5:08:46 PM
Preteur$25.003/24/2011 7:42:44 AM
CIC$25.003/24/2011 12:21:21 PM
worthy-bid8$96.063/24/2011 4:00:58 PM
rce1964$25.003/24/2011 6:32:42 AM
zotzot$50.113/24/2011 7:33:56 AM
MoonMama$25.003/24/2011 11:59:14 AM
currency-persimmon$100.003/24/2011 7:38:48 PM
skuba$50.003/26/2011 1:15:30 PM
the-dollar-topper$100.003/26/2011 2:48:47 PM
Fearless_Lender$25.003/26/2011 12:55:18 PM
tough-peso2$25.003/27/2011 7:12:53 AM
shamrocker$25.003/27/2011 10:22:52 AM
SchaeferJ$25.003/26/2011 7:59:02 PM
indomitable-coin$25.003/28/2011 7:02:50 AM
wbahl$25.003/28/2011 11:14:30 AM
AmericanCredit$25.003/28/2011 6:53:22 AM
leeball$50.003/28/2011 5:13:48 PM
kanakakm$50.003/28/2011 5:18:56 PM
WilliamLeeSims$25.003/29/2011 4:59:12 PM
Gibbyland$100.003/29/2011 9:02:52 PM
meux99$25.003/29/2011 1:54:55 PM
ibealion$25.003/29/2011 7:14:50 PM
Fonthill$100.003/30/2011 2:38:45 PM
Auburnmist$25.003/31/2011 10:12:41 AM
auction-seeker$25.003/31/2011 7:31:13 PM
astute-benjamins$25.004/1/2011 11:59:55 AM
p40thawk$50.004/1/2011 7:39:11 PM
jescowa$50.004/1/2011 7:57:45 PM
realtormoises$25.004/2/2011 4:00:24 AM
planet613$44.284/1/2011 11:45:28 AM
Toby1montana$75.004/2/2011 7:18:33 AM
friendlyviking$25.004/2/2011 8:12:47 AM
acropiloterau2002$25.004/2/2011 8:23:47 AM
valiant-liberty4$25.004/2/2011 9:43:28 AM
Bank42$55.764/2/2011 12:46:51 PM
velocity-solo$25.004/2/2011 12:54:02 PM
baseballfan111$50.004/2/2011 10:18:27 AM
balance-voyager$50.004/2/2011 12:47:25 PM
treasure-expert$25.004/2/2011 12:49:33 PM
HeavyDriver03$25.004/2/2011 1:22:50 PM
orindalender$50.004/2/2011 1:23:40 PM
life-is-great$25.004/2/2011 12:46:22 PM
otalon$25.004/3/2011 10:59:32 AM
Octavian315$35.004/3/2011 12:29:19 PM
cbivitz$50.004/3/2011 6:31:13 AM
p2ploan-wildcat$25.004/4/2011 7:35:20 AM
windfall46$25.004/4/2011 10:40:55 AM
eronyc$50.004/4/2011 10:32:45 AM
compoundinterest$50.004/4/2011 10:44:30 AM
Serge2005$25.004/3/2011 5:57:59 PM
finance-symphony7$25.004/3/2011 6:49:02 PM
palace2$100.004/4/2011 2:35:15 PM
Hogan55$50.004/4/2011 10:42:59 AM
ORteacher$50.004/4/2011 7:13:34 PM
a-responsible-return$50.004/4/2011 11:12:38 PM
dharma1$25.004/4/2011 3:27:48 PM
Turkish101$25.004/5/2011 5:29:09 AM
Cheburashka$25.024/5/2011 1:48:03 AM
KileNSmyth4$25.004/5/2011 12:31:45 PM
Astyanax$40.004/5/2011 3:09:25 PM
vollynet$50.554/5/2011 3:57:29 PM
kirkjerk$50.004/5/2011 4:29:04 PM
radforj22$50.004/5/2011 4:44:54 PM
PK_USMC$25.004/5/2011 4:29:00 PM
locomotive7$50.004/5/2011 11:22:39 PM
rmachi$25.004/6/2011 2:33:07 AM
impartial-deal$25.004/6/2011 3:43:38 AM
coloradoadam$25.004/5/2011 8:19:47 PM
mac415$50.004/6/2011 9:22:04 AM
Mantis75$25.004/6/2011 9:32:51 AM
credit-investor5$50.004/6/2011 7:27:50 AM
trade-structure$64.824/5/2011 6:12:54 PM
reciprocate$100.004/6/2011 9:17:45 AM
officer8$25.004/6/2011 9:24:23 AM
Earnest_Money$25.004/5/2011 7:15:02 PM
Anny-Disco$50.004/6/2011 12:22:38 AM
tryitout$25.974/6/2011 8:49:33 AM
CASHGIRL$25.004/6/2011 9:20:48 AM
DadWarbucks$50.004/6/2011 9:24:53 AM
ctgscott$25.004/6/2011 9:25:49 AM
Mint_Man$50.004/6/2011 9:26:56 AM
aburton$50.004/6/2011 12:12:44 PM
kenji4861$50.003/23/2011 5:04:33 PM
emo13$100.003/23/2011 5:05:39 PM
a-exponential-hope$25.003/23/2011 5:03:54 PM
Hanalei712$50.003/23/2011 5:05:23 PM
community-pipeline$25.003/23/2011 5:06:01 PM
kind-resolute-dough$100.003/23/2011 5:06:05 PM
dumbass$25.003/23/2011 11:48:55 PM
axl163$25.003/24/2011 7:42:47 AM
Eric_Gagne$100.003/24/2011 8:19:23 AM
logical-reward8$25.003/23/2011 5:04:29 PM
currency-persimmon$100.003/23/2011 5:05:57 PM
JGB$100.003/24/2011 7:42:38 AM
lloyd_s$25.003/24/2011 7:42:50 AM
power-mad-scientist$25.003/24/2011 11:53:20 AM
Eric_Gagne$100.003/24/2011 8:19:15 AM
blissful-exchange4$36.493/25/2011 12:35:24 PM
kind-adventurous-finance$100.003/25/2011 4:25:35 PM
bds9646$26.003/25/2011 5:34:10 PM
reinforced-marketplace3$300.003/27/2011 7:22:50 AM
MoneyFarm$50.003/27/2011 7:54:07 PM
payout-tamarack9$37.883/27/2011 8:42:39 PM
damage$25.003/28/2011 5:48:10 PM
coloradoloanman$25.003/30/2011 2:27:59 AM
prossperous01$25.003/30/2011 6:26:10 AM
bobby5832708$50.003/30/2011 9:28:06 AM
indomitable-coin$102.993/30/2011 1:16:56 PM
Emgolda$25.003/30/2011 9:42:48 AM
benjamins-utopia$100.003/30/2011 1:12:38 PM
forthright-dedication$50.003/31/2011 8:18:37 AM
currency-persimmon$100.003/31/2011 1:48:38 PM
Chosen-one$25.003/31/2011 2:17:57 PM
AceInTheHole$25.003/31/2011 10:08:56 AM
generous-at-heart$25.003/31/2011 1:25:41 PM
Algernon$25.003/31/2011 4:32:32 AM
lanlie$31.874/1/2011 4:13:15 AM
NYBIZ$35.003/31/2011 3:40:55 PM
antlr$50.003/31/2011 5:44:13 PM
realtormoises$25.004/1/2011 10:09:58 AM
mecaterpillar$25.004/1/2011 7:20:04 PM
kulender$50.004/2/2011 3:28:48 AM
GoldenGo4$50.004/2/2011 11:03:20 AM
greendale$149.374/2/2011 6:56:33 AM
atbright$25.004/2/2011 4:37:20 PM
Oakland$50.004/2/2011 8:07:50 AM
mchoops21$25.004/2/2011 2:46:30 PM
respectful-integrity3$25.004/2/2011 6:09:01 PM
GodzillaLending$25.004/2/2011 1:16:35 PM
Headhunter14$25.004/3/2011 7:25:22 PM
helpishere777$50.004/3/2011 4:04:09 PM
Samvega$50.004/4/2011 9:54:39 AM
important-ore$150.004/4/2011 10:38:23 AM
networks4ever$25.004/3/2011 10:12:41 AM
vigilance-spinner3$25.004/4/2011 10:51:17 AM
alpinaut$25.004/4/2011 10:10:29 AM
productive-finance$25.004/4/2011 10:12:40 AM
PThor$25.004/4/2011 10:34:54 AM
vigilance-revolutionary$50.004/4/2011 2:02:42 PM
TennSquire$50.004/4/2011 8:40:07 AM
kyomoon$50.004/4/2011 2:52:39 PM
ProfPC$25.004/4/2011 1:52:29 PM
authoritative-capital$75.004/4/2011 4:09:25 PM
asset-nebula1$250.004/4/2011 5:28:21 PM
thedoctor$100.004/5/2011 1:29:13 AM
cash-professor$50.004/4/2011 7:58:58 PM
djs81$25.004/4/2011 4:34:09 PM
cablenews$50.004/5/2011 8:42:50 AM
bankdaddy$50.004/4/2011 7:53:05 PM
wise-silver-wonder$25.004/5/2011 2:21:12 AM
lanlie$25.104/5/2011 1:45:47 PM
Leopoldine$25.004/5/2011 4:23:34 PM
reward-planetarium$25.004/5/2011 8:44:14 AM
Lendomatic$50.004/5/2011 8:54:52 AM
secret-santa$25.004/5/2011 4:23:16 PM
efficient-treasure0$25.004/5/2011 4:28:53 PM
gmf$25.004/5/2011 8:09:26 PM
dinero-rumbler$25.004/5/2011 8:41:27 PM
serene-truth2$50.004/5/2011 9:28:50 PM
panegryst$50.004/5/2011 4:28:49 PM
CARedBull$50.004/5/2011 10:56:29 PM
rockytop$36.004/5/2011 5:11:48 PM
Rivervale_Westwood$25.004/6/2011 5:47:59 AM
YellowJacket$25.004/6/2011 2:53:35 AM
shepherd1$84.194/6/2011 3:41:04 AM
SeaLoans$25.004/6/2011 9:22:17 AM
balance6$25.004/6/2011 9:27:00 AM
Woodworker57$25.004/6/2011 9:28:28 AM
KDW08$25.004/6/2011 6:27:39 AM
forthright-trade$25.004/6/2011 10:08:19 AM
degster$25.004/6/2011 11:18:48 AM
dodibugg0881$50.004/6/2011 9:22:31 AM
Breken6$25.004/6/2011 12:10:43 PM
rjleves$50.004/6/2011 9:26:40 AM
MTLoans$25.004/6/2011 9:32:55 AM
Kyjamune$69.024/6/2011 10:35:40 AM
just-benefit$25.004/6/2011 10:38:37 AM
TitoBob$49.394/6/2011 12:02:04 PM
whitegold24k$1,148.804/6/2011 12:21:01 PM
worthy-value1$50.004/6/2011 6:47:59 AM
Zarks$25.004/6/2011 9:22:23 AM
best-coin-miser$25.004/6/2011 9:24:41 AM
lifegrowth$25.004/6/2011 9:26:19 AM
cash-sensai2$25.004/6/2011 9:27:02 AM
197 Investments
 
Borrower Payment Dependent Notes Series 499266
This series of Notes was issued and sold upon the funding of the borrower loan #48331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-06-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1990 Debt/Income ratio: 53%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,447Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: profitable-currency518 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
For Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/29/2011 9:06:29 AM
reflective-rupee$400.333/29/2011 1:19:27 PM
SecondChanceLendingSERV$25.003/29/2011 12:34:01 PM
ingenious-deal6$25.003/29/2011 3:00:14 PM
simplelender80$100.003/30/2011 2:10:59 PM
loanman2007$25.003/30/2011 12:14:13 PM
Whipster$25.003/31/2011 5:16:26 AM
credit-missile$25.003/30/2011 11:21:55 PM
CA-Lender$100.003/31/2011 5:36:53 PM
larryboy10$50.004/1/2011 4:56:58 PM
mrxtravis$25.004/1/2011 10:21:49 AM
diplomatic-wealth7$25.004/1/2011 11:44:41 AM
groundsquirrel$25.004/3/2011 7:33:57 AM
thankful-nickel2$25.004/3/2011 2:29:23 PM
unforgettable-market3$100.004/3/2011 5:15:12 PM
restless-dime$25.004/4/2011 8:45:49 AM
lending-theory$50.004/4/2011 8:47:56 AM
value-allocator1$100.004/4/2011 9:55:20 AM
worthy-bid8$25.004/4/2011 11:28:01 AM
open-dough6$50.004/4/2011 1:33:45 PM
twtb19$25.004/4/2011 4:46:08 PM
rjcoutur2001$100.004/4/2011 3:57:30 PM
briskdevl07$25.004/4/2011 3:04:56 PM
found_funds$50.004/4/2011 3:13:19 PM
Prairie-MN$30.004/5/2011 4:35:10 AM
nickel-hickory$100.004/5/2011 9:21:17 AM
KileNSmyth4$25.004/5/2011 12:07:16 PM
Reliance_Banker$25.004/5/2011 3:30:47 PM
rjcoutur2001$100.004/5/2011 5:17:14 PM
Tylerh$100.004/5/2011 6:14:44 PM
sturdy-peace9$34.004/5/2011 7:57:27 PM
Nerdster1$14.884/6/2011 3:54:20 AM
OLYVRC$25.004/5/2011 5:54:15 PM
zippy-market5$25.004/5/2011 8:27:05 PM
suave-dime6$25.003/29/2011 9:06:22 AM
DasMula$27.003/29/2011 10:09:49 AM
2grindstones$25.003/29/2011 4:56:15 PM
nickel-hickory$150.003/29/2011 2:15:53 PM
Kash2010lu$25.003/29/2011 9:25:57 AM
reflective-rupee$200.333/29/2011 1:19:38 PM
transparency-grasshopper$25.003/29/2011 5:31:54 PM
credit-missile$40.003/30/2011 5:38:00 AM
Bob450$25.003/30/2011 7:50:10 AM
dpries123$25.003/30/2011 9:25:40 AM
credit-missile$25.003/31/2011 6:15:59 AM
velocity-motivator6$25.004/1/2011 5:58:46 PM
MrDance123$25.004/2/2011 12:02:52 PM
droopie1$25.004/3/2011 11:13:34 AM
saxaphone6$25.004/3/2011 9:33:17 PM
intrepid-loot$25.004/3/2011 12:50:29 PM
s_man1$50.004/4/2011 9:36:33 AM
thelovebug$100.004/3/2011 5:24:45 PM
wild-orange$50.004/4/2011 3:21:51 PM
social-hunter5$30.004/4/2011 4:26:26 PM
fortytwo$100.004/5/2011 1:29:24 AM
FinanceEngine$25.004/5/2011 7:34:37 AM
Makingitrain$25.004/5/2011 9:34:18 AM
nickel-hickory$79.004/5/2011 9:21:33 AM
Megaton$25.004/4/2011 9:23:16 PM
Requiem$25.004/5/2011 5:49:00 AM
godspeed237$50.004/5/2011 10:39:58 AM
unflappable-gold6$25.004/5/2011 6:02:22 PM
w3alter$100.004/5/2011 6:14:30 PM
loss-of-control$100.004/5/2011 4:44:52 PM
sgvending$89.464/6/2011 3:41:16 AM
washboard3$25.004/5/2011 7:49:58 PM
euro-spark$100.004/5/2011 5:14:47 PM
JauaFlash$25.004/6/2011 12:20:56 AM
lovely-leverage$155.004/5/2011 8:21:50 PM
69 Investments
 
Borrower Payment Dependent Notes Series 499274
This series of Notes was issued and sold upon the funding of the borrower loan #48306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,175.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $94.72
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1987 Debt/Income ratio: 31%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:4y 10m
Amount delinquent: $1,305 Total credit lines: 13 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,037Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: genzers Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FUNDS NEEDED FOR AUTO MAINTENANCE
Purpose of loan:
This loan will be used for auto maintenance expenses: New tires needed, major tune-up, brakes, transmission service & A/C service.

My financial situation:
I am a good candidate for this loan because...I am gainfully employed & have been with the same company for almost 5-years and I will be able to pay back this loan.

My employer has been in business for over 25 years and is very solid and will stay in business for many more years to come which I intend to be part of this company for many years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies and public record shown on your prosper credit profile. Thanks - reflective-rupee
A: I do not have any current delinquencies, all my current accounts are current and paid in a timely manner. Delinquent amount showing of $1,305.00 is when I owned a Time Share with Pacific Monarch Resorts. I acquired Time Share in 2002 and due to financial hardships, I was not able to make the monthly payments, so Pacific Monarch Resorts repossessed the Time Share back in 2007. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/24/2011 9:03:52 AM
Danjack_Capital$25.003/24/2011 11:50:42 AM
suave-dime6$25.003/24/2011 9:05:16 AM
ultimate-peace$150.003/24/2011 9:12:40 AM
wrencher51$25.003/24/2011 2:52:31 PM
eronyc$50.003/25/2011 12:27:46 PM
reflective-rupee$200.333/24/2011 8:47:06 PM
w3alter$100.003/25/2011 9:18:15 AM
goodhearted-basis4$25.003/25/2011 8:13:27 AM
power-trophy7$25.003/26/2011 2:57:28 AM
dime-sitar$50.003/26/2011 1:39:22 PM
rate-sceptre$50.003/26/2011 3:26:49 PM
CA-Lender$100.003/26/2011 12:50:04 PM
jybank$25.003/26/2011 4:35:58 PM
all_of_that_one$30.003/26/2011 4:38:03 PM
money-fort$30.003/26/2011 4:46:16 PM
green-thoughtful-yield$50.003/26/2011 4:47:39 PM
saga9$40.143/26/2011 4:56:48 PM
zippy-interest$25.003/24/2011 10:43:08 AM
HenryS$50.003/24/2011 10:42:53 AM
mrxtravis$25.003/24/2011 8:47:31 PM
simplelender80$100.003/25/2011 12:23:59 PM
MrBailey$74.673/25/2011 5:56:18 PM
well-rounded-payout0$50.003/26/2011 11:12:52 AM
Mariner3605$25.003/26/2011 12:08:34 PM
djalan$45.513/26/2011 2:20:08 PM
vine99$40.003/26/2011 1:00:57 PM
LuvToLend$25.003/26/2011 1:03:27 PM
Oak-Parker$25.003/26/2011 2:32:55 PM
opus08$25.003/26/2011 4:07:46 PM
wealth-competitor$25.003/26/2011 12:19:49 PM
melodious-openness$89.643/26/2011 4:24:09 PM
Moe87$30.003/26/2011 3:43:43 PM
autonomous-truth$100.003/26/2011 12:57:45 PM
CollinsCrew$29.543/26/2011 1:22:20 PM
Brisket_Bob$75.173/26/2011 1:36:10 PM
sfmf$40.003/26/2011 4:19:53 PM
Control$50.003/26/2011 2:33:43 PM
Mariner3605$75.003/26/2011 2:41:31 PM
kinetic-social$25.003/26/2011 3:29:10 PM
worldly-rate3$25.003/26/2011 4:19:51 PM
41 Investments
 
Borrower Payment Dependent Notes Series 499360
This series of Notes was issued and sold upon the funding of the borrower loan #48350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 12 months Listing End date:  Mar-25-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1991 Debt/Income ratio: 27%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 18 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,330Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: escalator8 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reliable Federal Employee
Purpose of loan:
This loan will be used to purchase new home furnishings.

My financial situation:
I am a good candidate for this loan because I am a Department of Defense federal employee assigned to a position of trust and responsibility. I have never defaulted on a loan and have never been late with any credit payments. I will remain in Hawaii for at least three more years and have a very stable domestic situation. I look forward to doing business with you and thank you in advance for your consideration of my listing!

Monthly net income: $ 6800.00
Monthly expenses: $ 700.00
Housing: $ 1600.00
Insurance: $ 57.00
Car expenses: $ 200.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 1000.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 900.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/24/2011 5:07:07 PM
squarebob$25.003/24/2011 6:20:31 PM
dudebrah$25.003/24/2011 6:59:51 PM
DasMula$37.003/24/2011 9:15:03 PM
vutah$25.003/24/2011 9:25:47 PM
EarlyRiser$44.953/24/2011 10:28:28 PM
worldly-money4$200.003/24/2011 5:07:16 PM
marketplace-spark$25.003/25/2011 5:27:27 AM
moneysong$200.003/25/2011 6:05:39 AM
CA-Lender$100.003/25/2011 6:08:30 AM
Paddington922$50.003/25/2011 7:34:40 AM
Eric_Gagne$100.003/24/2011 7:47:08 PM
black-plague$103.753/25/2011 5:52:28 AM
capital-kingdom$25.003/25/2011 7:28:57 AM
revenue-appraiser$50.003/25/2011 7:31:16 AM
GarciaCompany$25.003/25/2011 7:41:21 AM
reflective-rupee$200.333/24/2011 5:09:05 PM
zotzot$50.443/24/2011 5:10:15 PM
a-restless-dollar$50.003/25/2011 6:39:37 AM
ultimate-peace$150.003/24/2011 5:12:29 PM
vigilance-searcher$25.003/25/2011 6:27:57 AM
WorkerBee55$25.003/25/2011 6:37:39 AM
zxr$50.003/25/2011 6:52:40 AM
realtormoises$25.003/25/2011 6:56:22 AM
market-pudding$25.003/25/2011 7:06:37 AM
Invest-In-Rednecks$50.003/24/2011 6:36:35 PM
social-zebra$29.003/25/2011 7:46:03 AM
loanman2007$125.003/25/2011 5:23:05 AM
actl$25.003/25/2011 7:16:49 AM
buffalobills$25.003/25/2011 7:35:44 AM
persistent-bazaar$84.533/25/2011 7:57:16 AM
31 Investments
 
Borrower Payment Dependent Notes Series 500240
This series of Notes was issued and sold upon the funding of the borrower loan #48362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2001 Debt/Income ratio: 8%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 9 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,379Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 103%  
   Homeownership: No  
Screen name: tenacious-commerce2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Living Expenses Loan
Purpose of loan:
This loan will be used to...debt consolidation and moving expenses relating to a new apartment and corresponding job.

My financial situation:
I am a good candidate for this loan because...I have good relationships with other creditors and am in a good employment situation at the moment and plan to pay this loan off very quickly.


Monthly net income: $ 3,400
Monthly expenses: $ 1,200
Housing: $ 1,000
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 120
Food, entertainment: $ 150
Clothing, household expenses: $ 0
Credit cards and other loans: $ 80
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why have you head lined this as a 'Living Expenses Loan'? - circle
A: There are several security deposits and increases in rent and rent security deposits that have put me in need of some extra cash quick, as well as some tax related expenses. I expect this to be a quick loan that I plan on paying off well within the time-frame of the loan. They are basically unexpected moving expenses. (Apr-05-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/30/2011 5:14:37 PM
2grindstones$25.003/30/2011 5:18:13 PM
golffish2$50.003/31/2011 3:54:16 AM
zotzot$50.443/30/2011 5:09:40 PM
reflective-rupee$250.333/30/2011 8:34:10 PM
MONEYMATCH$25.003/31/2011 1:46:42 AM
dudebrah$25.003/31/2011 10:24:45 PM
CA-Lender$100.003/31/2011 5:32:35 PM
shrewd-income$100.004/1/2011 5:39:53 PM
ddoneday$25.004/1/2011 6:09:41 PM
enthusiastic-ore5$30.004/2/2011 8:43:00 AM
mauge35$38.194/2/2011 7:25:43 PM
droopie1$25.004/2/2011 2:09:01 PM
1-HARD-HEAD$25.504/4/2011 1:05:10 AM
thankful-nickel2$25.004/3/2011 2:27:37 PM
s_man1$50.004/4/2011 9:31:46 AM
supreme-hope$25.004/3/2011 1:42:53 PM
ddimports$100.004/4/2011 5:53:41 PM
clkventures$100.004/4/2011 8:37:04 PM
Mocaba$250.004/4/2011 4:03:55 PM
icanhasloanz$25.004/5/2011 2:47:44 AM
Gobsek$25.004/5/2011 10:24:31 AM
B2152$25.004/5/2011 5:22:28 AM
loan-eagle9$25.004/5/2011 7:10:57 AM
loss-of-control$100.004/5/2011 4:40:22 PM
lalivn$25.004/5/2011 3:52:55 PM
SolarMoonshine$25.003/30/2011 6:12:05 PM
tuneman1980$25.003/31/2011 2:14:11 AM
wild-orange$25.003/31/2011 1:55:47 AM
squarebob$25.003/30/2011 5:10:01 PM
transformer855$25.003/31/2011 12:02:05 AM
flwah$25.003/31/2011 2:06:35 AM
loanman2007$25.004/1/2011 11:26:21 AM
carrinel$50.004/1/2011 7:12:09 AM
Kqwik$25.004/1/2011 4:30:33 PM
squadron781$25.004/1/2011 3:41:02 PM
carrinel$52.424/2/2011 8:38:45 AM
leverage-ectasy$25.004/1/2011 9:27:36 PM
cybercop45$25.004/3/2011 4:28:14 AM
restless-dime$50.004/4/2011 8:51:57 AM
PotBellyPete$150.004/4/2011 5:06:59 PM
MoneyBag4366$25.004/5/2011 1:16:08 AM
investment-habanero8$100.004/5/2011 5:26:48 AM
WisconsinLiberal$25.004/5/2011 3:51:54 PM
q4golf$25.004/5/2011 4:18:58 PM
EretzCapital$51.634/5/2011 4:43:39 PM
new-poetic-transaction$51.494/5/2011 4:31:07 PM
47 Investments