Sales Report:Supplement No. 12 dated Apr 06, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488638
This series of Notes was issued and sold upon the funding of the borrower loan #48279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,445.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $331.66
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1999 Debt/Income ratio: 9%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,521Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: openness-accord Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Simple Credit Consolidation
Purpose of loan:
This loan will be used to consolidate two credit cards and a personal loan. I borrowed money from a family member to pay off my car. It was a three year loan, but she has hit hard times and I would like to pay her back sooner. Here are the details:

Best Buy :: $1,885 @ 19.8%
Capital One :: $1,750 @ 24.99%
Personal :: $6,809 @ 11%

My financial situation:
I am a good candidate for this loan because I'm never late on payments. I'm honest, trustworthy, live within my means and will someday soon live debt free.

I built a spec house four years ago and it still hasn't sold, but I make that payment every month. It eats up a lot of my income, but I have changed my lifestyle and never ever miss a payment on anything. So many people are walking away from their investment properties like it's not their responsibility. I believe that walking away from a responsibility like that is immoral.

I have worked at the same job in the IT field for 8 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, I'm interested in funding your loan. I'd just like know what language your program in (I'm a programmer myself). Thanks and good luck! - missoula
A: Hi, I apologize for the late reply. I answered the question the same day it was posted, but it looks like my reply didn't post. I am a web developer. I started out programming in Classic ASP with a Microsoft Access database back end. That's what my first job required, so that's what I learned. Now I code in C# .NET with SQL Server as my database. What do you program in? (Apr-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/24/2011 9:04:50 AM
organized-payment6$50.003/24/2011 9:03:12 AM
AFairDeal$100.003/24/2011 9:04:31 AM
loyalty-sherpa$25.003/24/2011 9:04:39 AM
caring-hope2$50.003/24/2011 4:21:48 PM
reflective-rupee$25.333/24/2011 3:10:03 PM
indomitable-coin$25.003/24/2011 7:43:36 PM
SolarMoonshine$25.003/24/2011 6:38:16 PM
socal-lender$25.003/24/2011 7:53:47 PM
astute-fairness0$50.003/26/2011 5:21:50 AM
currency-persimmon$100.003/26/2011 12:15:14 PM
principal-bull$25.003/26/2011 5:36:49 PM
haryassman$25.003/26/2011 5:59:31 PM
CA-Lender$100.003/27/2011 4:12:12 PM
drkosh$200.003/27/2011 4:38:24 PM
BlessedEveryDay$50.003/27/2011 4:41:25 PM
pvd89$100.003/27/2011 4:44:48 PM
nilonc1$25.003/27/2011 7:51:24 PM
wild-orange$50.003/27/2011 8:14:26 PM
gold-blanket0$100.003/27/2011 8:45:54 PM
vishal29$50.003/27/2011 9:23:59 PM
reflective-rupee$34.333/27/2011 10:23:30 PM
pioneer580$25.823/27/2011 4:24:39 PM
Headfones$25.003/27/2011 5:41:28 PM
credit-rocket4$50.003/27/2011 6:01:39 PM
saga9$25.003/27/2011 6:21:30 PM
JoeXB$50.003/27/2011 6:26:28 PM
P2P4me$500.003/27/2011 6:45:08 PM
MoneyFarm$50.003/27/2011 7:37:24 PM
penny-finder$50.003/27/2011 7:47:29 PM
jwm$80.003/27/2011 8:55:18 PM
p2p-eagle9$25.003/28/2011 8:22:05 AM
gslinv$26.003/28/2011 9:00:58 AM
jigsaw$200.003/28/2011 11:26:48 AM
intrepid-loot$100.003/27/2011 4:30:51 PM
brightest-dynamic-peace$25.003/27/2011 4:52:41 PM
dime-smasher5$25.003/27/2011 6:03:07 PM
saga9$25.003/27/2011 6:21:54 PM
PXM-Financial$53.003/27/2011 6:32:05 PM
sevenbridges$500.003/27/2011 6:49:57 PM
sfmf$40.003/27/2011 6:59:57 PM
first-serene-credit$25.003/27/2011 8:01:11 PM
mechsoph$34.973/27/2011 10:17:07 PM
contract-student2$50.003/28/2011 5:43:16 AM
Astyanax$50.003/28/2011 6:55:08 PM
Manta_Rai$25.003/28/2011 2:29:03 PM
ddamenace$44.003/29/2011 10:16:32 AM
selector568$50.003/29/2011 3:24:03 PM
powerful-greenback2$50.003/29/2011 11:10:31 AM
dafkah$100.003/29/2011 9:05:09 AM
axl163$25.003/30/2011 12:09:37 AM
myidear$25.003/30/2011 5:48:58 AM
ANicePrep$25.003/30/2011 8:59:11 AM
retiresecure$25.003/30/2011 7:11:58 AM
1point21gigawatts$50.003/30/2011 9:46:58 AM
radforj22$25.003/30/2011 2:47:56 AM
Rick21$50.003/30/2011 9:36:39 AM
zippy-interest$25.003/30/2011 5:14:09 PM
BOZO88$25.003/30/2011 7:27:17 PM
helgeboy$50.003/30/2011 5:13:49 PM
Bodyboard$42.883/31/2011 5:53:33 PM
FundMaker$25.003/31/2011 11:35:23 AM
greenback-maniac$25.003/31/2011 1:05:13 PM
YesMoney$25.004/1/2011 12:26:10 AM
Bank_of_E-Ville$25.004/1/2011 11:15:36 AM
mrpowers5531$25.004/1/2011 4:17:54 PM
grf1945$50.004/1/2011 5:33:41 PM
appetizing-felicity0$33.154/1/2011 10:57:52 PM
arenangelchild$39.514/2/2011 2:53:23 AM
moneytolend72$25.004/1/2011 12:52:03 PM
soular21804$25.004/2/2011 3:24:07 AM
Brklyn01$25.004/2/2011 8:58:06 AM
UKloanfella$223.344/1/2011 9:48:49 PM
dinero-speaker$25.004/2/2011 1:19:47 PM
Chauncey_Gardener$50.004/2/2011 1:38:21 PM
mchoops21$25.004/2/2011 2:47:17 PM
zbanker$28.774/2/2011 4:51:20 AM
justice-cub5$100.004/2/2011 1:21:41 PM
myworld701$25.004/2/2011 1:23:53 PM
jwstclair$37.114/2/2011 1:55:15 PM
DaMoneyTree$25.004/2/2011 2:13:24 PM
RyanTH9893$25.004/2/2011 7:13:11 PM
sanfordproud$50.004/2/2011 12:55:43 PM
money-surge1$50.004/2/2011 12:57:16 PM
gogrannygo$30.004/3/2011 8:39:46 AM
purposeful-pound5$25.004/3/2011 8:43:01 AM
Pickmar$25.004/3/2011 11:52:42 AM
Kyileo$25.004/3/2011 6:24:10 PM
BOZO88$25.004/3/2011 6:52:22 PM
astute-benjamins$25.004/2/2011 5:45:12 PM
fairness-carrier$500.004/4/2011 10:12:01 AM
VBinvestor$100.004/4/2011 11:57:46 AM
dinero-wildebeest$50.004/4/2011 11:05:37 AM
objective-investor$150.004/4/2011 11:34:29 AM
zotzot$50.113/24/2011 9:34:01 AM
scrappy-bonus2$25.003/24/2011 9:03:23 AM
JJ9876$25.003/24/2011 9:03:48 AM
patriot897$25.003/24/2011 9:03:59 AM
enthralling-deal180$50.003/24/2011 3:03:42 PM
Tech-Entrepreneur$25.003/24/2011 9:03:05 AM
hostbank$100.003/24/2011 9:04:18 AM
simplelender80$100.003/25/2011 1:42:16 AM
availableloan$25.003/26/2011 9:23:09 PM
capital-blueberry$25.003/27/2011 6:04:25 PM
Steveoo1$100.003/27/2011 6:17:26 PM
walkerp$25.003/27/2011 6:45:49 PM
bnoble09$25.003/27/2011 7:03:57 PM
gold-blanket0$200.003/27/2011 8:51:19 PM
adir1$50.003/27/2011 10:13:13 PM
brightest-dynamic-peace$25.003/27/2011 5:02:34 PM
brightest-dynamic-peace$25.003/27/2011 5:05:52 PM
dakoke$50.003/27/2011 5:16:26 PM
balance-force$40.003/27/2011 5:40:03 PM
myduck$50.003/27/2011 6:55:27 PM
flshdaskll$25.003/27/2011 7:49:40 PM
squarebob$50.003/27/2011 7:50:51 PM
head$30.003/27/2011 8:17:49 PM
vutah$25.003/27/2011 10:59:29 AM
balanced-bill7$300.003/27/2011 10:09:07 PM
cash4less$25.003/27/2011 10:22:28 PM
loot-heart$25.003/28/2011 11:05:36 AM
carluvr33$25.003/28/2011 11:41:02 AM
brightest-dynamic-peace$25.003/27/2011 4:55:18 PM
P2P4me$251.043/27/2011 6:52:35 PM
red-favorable-basis$30.003/27/2011 8:27:50 PM
_NaLNaBB$200.003/27/2011 10:46:24 PM
Moots$25.003/28/2011 9:36:22 AM
friendinmoney$25.003/28/2011 9:55:38 AM
exact-gold2$50.003/28/2011 4:16:20 PM
efficient-treasure0$25.003/29/2011 10:28:46 AM
thankful-nickel2$50.003/28/2011 8:21:37 PM
Havana21$25.003/29/2011 10:29:59 AM
transparency-grasshopper$50.003/29/2011 5:31:01 PM
Weaverville$25.003/30/2011 2:01:31 AM
finance-symphony7$25.003/30/2011 4:20:11 PM
enchanted-note$25.003/30/2011 11:40:24 AM
interstellar$25.123/31/2011 1:49:40 AM
MonkeyHero$25.993/30/2011 8:12:46 PM
Barky52$25.003/30/2011 5:52:13 PM
The_dude_01$28.963/31/2011 3:00:51 PM
WxChem$25.003/30/2011 11:01:59 PM
zotzot$50.003/31/2011 6:39:27 PM
Zolton$100.003/31/2011 6:49:29 AM
Spiv_51$25.004/1/2011 12:30:55 AM
treasure-expert$25.004/1/2011 6:35:10 AM
w3alter$100.003/31/2011 9:46:10 AM
Artist_Blue$25.004/1/2011 9:31:23 AM
ac787$48.003/31/2011 6:04:26 PM
GElender$75.004/1/2011 6:48:44 AM
gjm6d$25.004/1/2011 4:40:14 PM
OKPapa$25.004/1/2011 9:54:36 AM
Bodyboard$25.004/1/2011 6:16:14 PM
p40thawk$25.004/1/2011 7:49:08 PM
marwadi-62$300.004/1/2011 12:20:51 PM
msh345$25.004/1/2011 1:00:25 PM
a-finance-nirvana$25.004/2/2011 4:48:40 AM
SCD$25.004/2/2011 5:50:12 AM
interstellar$50.004/2/2011 2:51:12 AM
khamen$25.004/1/2011 4:28:02 PM
yield-enlistment$50.004/2/2011 9:38:01 AM
C_Mark$50.004/2/2011 4:16:17 AM
payout-magician$25.004/2/2011 7:26:12 AM
yerkster1$51.794/1/2011 6:27:17 PM
HomerdohNY$25.004/2/2011 12:00:52 PM
Azonic21$25.004/2/2011 12:43:16 PM
active-benjamins4$50.004/2/2011 2:57:22 PM
prainvestment$100.004/2/2011 3:58:41 PM
nolahelper$25.004/3/2011 4:30:18 AM
commerce-web5$25.004/3/2011 2:34:51 PM
worthy-bid8$100.004/3/2011 10:28:39 AM
bkb7484$25.004/3/2011 7:01:33 PM
LendingP2P$100.004/4/2011 8:53:57 AM
Spkthewrd3$25.004/4/2011 9:05:54 AM
tszbgae$100.004/3/2011 5:39:24 PM
finance-symphony7$25.004/3/2011 6:47:39 PM
roguewinner$33.974/4/2011 9:48:07 AM
openness-viking$38.254/3/2011 1:48:45 AM
Charmart$25.004/4/2011 6:11:42 AM
Earn_money$25.184/4/2011 11:06:38 AM
SelectTrustLending$25.004/4/2011 10:41:49 AM
debt-legend$25.004/4/2011 12:12:11 PM
Cai8899$30.004/4/2011 11:22:11 AM
sincere-order5$63.384/4/2011 1:05:55 PM
183 Investments
 
Borrower Payment Dependent Notes Series 494820
This series of Notes was issued and sold upon the funding of the borrower loan #48275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $248.20
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1979 Debt/Income ratio: 29%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:11y 11m
Amount delinquent: $0 Total credit lines: 49 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $58,962Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: futurebuild Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 720-739 (Latest)
Principal borrowed: $24,000.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Combining Expences
Purpose of loan:
This loan will be used to
pay three other debts and have 1 singal payment
My financial situation: Good and getting better
I am a good candidate for this loan because...
I had a loan at Prosper before and paid it in full. I have always paid all loans in full.

Monthly net income: $5700.00
Monthly expenses: $125.00
Housing: $1788.00
Insurance: $95.00
Car expenses: $150.00
Utilities: $164.00
Phone, cable, internet: $95.00
Food, entertainment: $Wife budget handles this
Clothing, household expenses: $Wife budget handles this
Credit cards and other loans: $2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/22/2011 5:04:31 PM
investmentgroup$25.003/22/2011 5:09:43 PM
investment-artist$25.003/22/2011 5:06:37 PM
credit-missile$99.103/22/2011 5:25:58 PM
organic-treasure$25.003/22/2011 9:50:50 PM
grnii78$150.003/22/2011 5:02:38 PM
credit-guard5$25.003/22/2011 7:43:49 PM
loanman2007$200.003/23/2011 7:49:59 AM
Whipster$46.973/23/2011 7:52:30 AM
red-favorable-basis$25.003/23/2011 8:13:30 AM
twjh$25.003/23/2011 2:08:23 AM
heerzaquestion$300.003/23/2011 8:46:58 AM
credit-missile$25.003/23/2011 2:39:34 AM
thankful-nickel2$50.003/22/2011 7:35:02 PM
worldly-money4$200.003/23/2011 6:07:48 AM
orange-rapid-benjamins$50.003/23/2011 10:43:13 AM
FinanceEngine$40.003/23/2011 8:02:22 AM
worldly-money4$1,000.003/23/2011 8:34:21 AM
peso-tiramisu$25.003/23/2011 9:18:09 AM
CA-Lender$100.003/23/2011 9:39:49 AM
BlessedEveryDay$25.003/23/2011 10:50:05 AM
saga9$50.003/23/2011 8:10:01 AM
supreme-hope$25.003/23/2011 8:10:32 AM
squarebob$75.293/23/2011 5:19:56 PM
bughead$25.003/23/2011 6:24:15 PM
klend4$25.003/23/2011 9:48:40 AM
p2ploan-sensation211$25.003/23/2011 8:03:17 PM
riveting-credit5$232.603/23/2011 8:56:20 PM
us957165$25.003/23/2011 7:43:34 PM
secureincome$1,111.003/23/2011 9:24:36 PM
OldManP$25.003/22/2011 5:06:33 PM
SecondChanceLendingSERV$32.243/22/2011 7:11:17 PM
CoolPlexer$25.003/22/2011 5:12:28 PM
lendstats_com$228.803/22/2011 5:46:46 PM
Feyenoord$25.003/23/2011 2:26:57 AM
reflective-rupee$650.333/22/2011 5:25:28 PM
leverage-monger$65.003/22/2011 6:11:57 PM
JustMee$25.003/23/2011 1:09:04 AM
zotzot$50.443/22/2011 6:45:34 PM
tomoe$25.003/23/2011 9:25:59 AM
umfan123$25.003/23/2011 9:59:06 AM
independent-transaction$200.003/23/2011 10:09:14 AM
integrity-doctor$200.003/22/2011 8:58:10 PM
DoctorJoe$25.003/23/2011 3:52:52 AM
golffish2$50.003/23/2011 5:04:19 AM
ore-dojo$100.003/23/2011 9:11:18 AM
suave-dime6$25.003/23/2011 6:06:43 AM
rate-hickory$25.003/23/2011 6:59:12 AM
amlu1988$25.003/23/2011 8:18:01 AM
ac787$32.003/23/2011 5:51:07 PM
Milonguero$100.003/23/2011 9:21:04 AM
sweetlan$25.003/23/2011 9:48:20 AM
P2P4me$200.003/23/2011 9:57:22 AM
clemclan$29.203/23/2011 1:05:51 PM
loss-of-control$150.003/23/2011 6:27:36 PM
55 Investments
 
Borrower Payment Dependent Notes Series 495058
This series of Notes was issued and sold upon the funding of the borrower loan #48289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1997 Debt/Income ratio: 25%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $45,432Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: eyeforlove Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to Finish Bathroom Remodel
Purpose of loan: Home Improvement
This loan will be used to finish bathroom remodel. We are doing this ourselves to save money.

My financial situation: Pretty good. Annual income between my husband and I is $110,000.
I am a good candidate for this loan because I have proven that I pay my debt on time over the last 5 years. We just paid off one of my husband's Prosper loans. We have never had any problems paying Prosper through the monthly automatic payment.


Monthly net income: $6,500
Housing: $1300
Insurance: $98
Car expenses: $900
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, That is a interesting question and I am glad you asked. My balances between the 1st mortgage and my HELOC total about $204,000. The Zillow.com value is listed at $204,500. That is the main factor for us in deciding to update the house. We are definitely interested in increasing the home value...even if just a little bit at a time. Thank you! (Mar-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
well-rounded-payout0$50.003/30/2011 9:03:20 AM
Kash2010lu$25.003/30/2011 9:21:41 AM
simplelender80$100.003/30/2011 2:11:29 PM
CA-Lender$100.003/30/2011 2:49:56 PM
wild-orange$50.003/30/2011 3:32:47 PM
Astyanax$35.003/30/2011 7:44:47 PM
zorg77$25.003/31/2011 4:50:34 AM
Shining-Star$25.003/30/2011 10:44:05 PM
coasterman$25.003/31/2011 6:29:43 AM
kwan$25.003/31/2011 9:27:14 AM
168RichCapital$25.003/31/2011 6:33:00 AM
Lubava$43.253/31/2011 12:20:52 PM
vinyl969$54.233/30/2011 8:20:08 PM
larryboy10$25.003/30/2011 8:46:49 PM
Pitufo$50.003/31/2011 7:15:33 AM
greencat$50.003/31/2011 7:25:36 AM
rupee_power$29.293/31/2011 9:32:46 AM
master648$35.003/31/2011 4:41:42 PM
illinois_joe$25.003/31/2011 4:46:05 PM
DasMula$27.003/30/2011 9:49:45 AM
suave-dime6$25.003/30/2011 9:05:43 AM
worldly-money4$200.003/30/2011 9:06:16 AM
reflective-rupee$400.333/30/2011 10:23:34 AM
ingenious-deal6$25.003/30/2011 9:08:35 AM
transparency-grasshopper$25.003/30/2011 9:09:26 AM
BradP$25.003/30/2011 6:41:32 PM
thorough-yield1$50.003/30/2011 7:01:23 PM
Hummer-Guy$25.003/30/2011 7:02:20 PM
Makingitrain$25.003/31/2011 9:40:34 AM
bold-direct-asset$31.513/31/2011 7:27:18 AM
realtormoises$25.003/30/2011 8:20:57 PM
WxChem$25.003/30/2011 10:59:07 PM
LogCabin5$50.003/31/2011 3:30:48 PM
the-revenue-demon$50.003/31/2011 4:48:00 AM
excheesehead$50.813/31/2011 5:43:03 PM
coyone$52.023/31/2011 9:15:56 AM
note-mad-scientist$33.533/31/2011 9:50:24 AM
Amber_Stone$50.003/31/2011 5:33:42 PM
intrepid-loot$25.003/31/2011 5:37:22 PM
39 Investments
 
Borrower Payment Dependent Notes Series 495100
This series of Notes was issued and sold upon the funding of the borrower loan #48322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1998 Debt/Income ratio: 5%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 24 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: restless-peso467 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
cwdbug1974
Purpose of loan:
This loan will be used for a home improvment.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3,637
Rental Income per month: $800
Monthly expenses: $120
Housing: $1,078
Insurance: $115
Car expenses: $0
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Would you please describe the delinquencies on your record? Also, your profile says you do not own a home. What home do you want to improve? - intrepid-loot
A: I went through bankruptcy at the end of 2009 and I turned in a car that I could not afford any more in 2005. I do own my home, that is a two family house where I have a tenant on the first floor. (Apr-04-2011)
Q: Would you please describe your past delinquencies? - intrepid-loot
A: I went through bankruptcy in late 2009 and turned in a car that I could not afford any more in 2005. (Apr-04-2011)
Q: Would you please describe your delinquencies? - intrepid-loot
A: I went through bankruptcy in late 2009 and turned in a car that I could not afford any more in 2005. (Apr-04-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/22/2011 5:04:34 PM
DHolly$50.003/22/2011 5:23:56 PM
SolarMoonshine$25.003/22/2011 6:24:32 PM
worldly-money4$200.003/23/2011 6:07:49 AM
leodaguy$25.003/24/2011 10:43:31 AM
patriot897$25.003/24/2011 11:44:28 AM
responsible-worth113$30.003/25/2011 8:15:11 AM
mercuriant$25.003/26/2011 4:54:23 AM
the-dollar-topper$100.003/26/2011 2:43:43 PM
Jack55304$125.003/30/2011 2:30:08 PM
wwwUniversal$25.003/30/2011 2:08:47 PM
GS-ROCK$25.003/30/2011 10:21:26 AM
Tylerh$100.003/30/2011 8:33:15 PM
handshake5$100.003/31/2011 5:18:07 PM
CA-Lender$100.003/31/2011 5:41:35 PM
hitsman$50.004/1/2011 9:34:04 AM
seanambrose$25.004/1/2011 2:38:43 PM
rhightower003$40.694/1/2011 7:17:59 PM
1willray$25.004/2/2011 11:43:21 AM
genius520$100.004/2/2011 1:22:10 PM
seisen$50.004/2/2011 2:50:52 AM
umfan123$25.004/2/2011 3:44:22 AM
floridass$25.004/2/2011 1:23:14 PM
Cai8899$30.004/2/2011 11:48:05 PM
fortytwo$100.004/3/2011 12:20:00 AM
AM2171$25.004/3/2011 5:55:24 AM
Gibbyland$100.004/4/2011 10:04:54 AM
radforj22$25.004/4/2011 10:30:25 AM
peso-aggregator$25.004/3/2011 9:02:48 AM
forthright-dedication$50.004/4/2011 10:55:15 AM
zippy-interest$25.004/4/2011 10:55:57 AM
power-mad-scientist$25.004/4/2011 10:55:05 AM
reward-adventure$50.004/4/2011 10:56:43 AM
payout-paddle1$50.004/4/2011 10:58:33 AM
pfh$25.004/4/2011 2:20:12 PM
wbahl$25.004/4/2011 1:18:14 PM
value-allocator1$100.004/4/2011 9:56:51 AM
ingenious-interest1$100.004/4/2011 10:12:49 AM
graceful-investment$100.004/4/2011 10:43:32 AM
icon7$40.004/4/2011 3:59:52 PM
NoMoreDebt4Me$25.004/4/2011 10:56:29 AM
publisherptw$25.004/4/2011 4:16:23 PM
PotBellyPete$100.004/4/2011 5:03:44 PM
reflective-rupee$25.333/22/2011 5:26:17 PM
suave-dime6$25.003/23/2011 6:06:45 AM
unfixer$25.003/24/2011 3:45:35 AM
a-finance-nirvana$25.003/24/2011 2:26:16 AM
benjamins-utopia$100.003/24/2011 11:50:04 AM
finance-prescription$50.003/25/2011 8:14:12 AM
bid-czar8$50.003/26/2011 10:47:57 AM
ingenious-deal6$25.003/26/2011 6:33:57 PM
zorg77$25.003/27/2011 10:28:22 AM
thelovebug$100.003/27/2011 9:18:22 PM
Easystreet$25.003/29/2011 4:33:48 PM
caprirolito$25.003/29/2011 8:27:50 PM
w3alter$100.003/30/2011 10:03:26 AM
burrito6$25.003/30/2011 2:31:34 PM
KarlMarx$25.004/1/2011 3:38:55 AM
diplomatic-wealth7$25.004/1/2011 11:42:54 AM
dominickf$50.004/1/2011 10:43:01 AM
tech310$50.004/1/2011 2:02:49 PM
velocity-motivator6$25.004/1/2011 5:58:22 PM
revenue-circuit1$25.004/1/2011 10:29:07 AM
sensible-fund$36.284/2/2011 12:49:07 PM
DreDub$50.004/2/2011 4:35:56 PM
riproaringrapids$25.004/2/2011 4:37:05 PM
fairhelper$25.004/2/2011 4:36:07 PM
worthy-bid8$25.004/3/2011 10:29:39 AM
responsive-rate884$50.004/3/2011 4:30:03 PM
Mariner3605$25.004/3/2011 5:57:58 PM
helpishere777$25.004/3/2011 4:08:00 PM
gold-blanket0$25.004/2/2011 7:07:45 PM
trajectory8$50.004/4/2011 9:59:58 AM
kulender$50.004/4/2011 10:11:16 AM
BlindJoeDeath$50.004/3/2011 2:28:14 PM
moola-monger9$50.004/4/2011 2:29:54 PM
economy-producer$25.004/4/2011 11:46:58 AM
musegaze$50.004/4/2011 12:27:39 PM
erccpa$47.014/4/2011 3:11:17 PM
pnwlender$25.004/4/2011 3:18:00 PM
ITExec$90.294/4/2011 5:19:01 PM
bold-shrewd-duty$25.004/4/2011 3:52:35 PM
circustab$50.004/4/2011 4:18:02 PM
83 Investments
 
Borrower Payment Dependent Notes Series 495258
This series of Notes was issued and sold upon the funding of the borrower loan #48249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1989 Debt/Income ratio: 55%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:20y 10m
Amount delinquent: $0 Total credit lines: 57 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,626Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: nickel-symphony Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolodation
Purpose of loan:
This loan will be used to... combine small debts into one payment

My financial situation:
I am a good candidate for this loan because...Because I have been empolyeed by the same law firm for over 20 years. I have always paid my debts and always will


Monthly net income: $3500
Monthly expenses: $2700
Housing: $950.00
Insurance: $140.00
Car expenses: $274.00
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your debt/income ratio is listed as 55%. Are you really paying over half your income to debt payments? Thanks. - squarebob
A: The answer to that is no - I just paid off 11,600 in debt 2 weeks ago that has yet to be reflected on my credit report! So right now it is much lower then that. (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/15/2011 5:05:55 PM
ingenious-deal6$25.003/15/2011 5:00:38 PM
simplelender80$100.003/15/2011 5:01:03 PM
patriot897$25.003/15/2011 5:01:52 PM
Kash2010lu$25.003/15/2011 5:09:14 PM
leodaguy$25.003/15/2011 9:25:43 PM
OrdiNance$45.163/16/2011 1:51:36 AM
bright-exchange$25.003/15/2011 9:09:02 PM
Jack55304$125.003/16/2011 8:48:50 AM
RyanM561$25.003/16/2011 10:01:25 AM
zotzot$25.443/16/2011 11:06:25 AM
reflective-rupee$100.333/16/2011 9:54:41 AM
brightest-dignified-penny$25.003/17/2011 10:49:41 AM
larryboy10$25.003/17/2011 7:58:32 PM
PRGuyinVA$25.003/18/2011 2:47:41 PM
reward-adventure$32.523/19/2011 3:29:05 AM
economy-producer$25.003/19/2011 9:58:18 AM
SFBank$50.003/19/2011 5:55:24 PM
jjswanso$200.003/21/2011 5:50:35 AM
income-rocker2$100.003/21/2011 11:18:56 AM
intrepid-loot$25.003/22/2011 10:24:41 PM
zippy-interest$25.003/22/2011 7:16:27 PM
tech310$50.003/24/2011 9:28:17 AM
burrito6$25.003/24/2011 8:30:32 AM
dollar-cherry6$100.003/25/2011 9:33:39 AM
NYCFinancier$25.003/25/2011 5:45:00 PM
Raetha$25.003/25/2011 2:39:28 PM
kingpin1$50.003/25/2011 6:48:07 PM
Doodlemeyer$79.113/25/2011 7:56:24 PM
Ocean713$50.003/25/2011 11:33:07 AM
108lender$250.003/25/2011 5:48:58 PM
shrewd-income$25.003/25/2011 6:26:12 PM
gizzywump$100.003/26/2011 1:35:56 AM
loss-of-control$150.003/25/2011 6:58:35 PM
svandgts$250.003/25/2011 7:03:48 PM
red-favorable-basis$25.003/26/2011 2:15:45 AM
money-fort$35.003/25/2011 7:27:12 PM
melodious-openness$200.003/25/2011 7:34:23 PM
repaymeplease$25.003/26/2011 2:52:17 AM
Yomain$150.003/25/2011 8:08:46 PM
benefit-ruler$25.003/26/2011 3:05:10 AM
innovator2$25.003/25/2011 5:30:34 PM
Speculator$100.003/25/2011 6:28:54 PM
Snoopylover$25.003/26/2011 1:56:44 AM
melodious-openness$100.003/25/2011 7:35:26 PM
Megaton$25.003/25/2011 8:19:06 PM
capital-party6$50.003/25/2011 9:41:01 PM
saxaphone6$25.003/25/2011 10:36:55 PM
vishal29$25.003/25/2011 10:51:44 PM
contract-lionheart$100.003/25/2011 11:00:48 PM
power-secret-agent$25.003/25/2011 11:38:45 PM
platinum-czar$100.003/26/2011 2:13:11 AM
platinum-czar$100.003/26/2011 2:20:53 AM
lobstahlender$30.003/26/2011 3:47:25 AM
larryboy10$25.003/15/2011 7:02:34 PM
restless-dime$25.003/15/2011 8:18:27 PM
suave-dime6$25.003/15/2011 5:05:57 PM
CA-Lender$100.003/15/2011 5:18:42 PM
itsmaj$50.003/15/2011 11:55:20 PM
competent-p2p$25.003/15/2011 6:31:16 PM
Malkial$25.003/16/2011 9:31:47 AM
sturdy-peace9$50.003/16/2011 7:54:27 AM
nickel-hickory$25.003/16/2011 10:18:26 AM
greencat$50.003/16/2011 11:58:53 AM
wbahl$25.003/16/2011 8:11:14 PM
Bob450$25.003/17/2011 1:40:01 AM
DUDICO2006$25.003/17/2011 2:42:54 PM
worldly-money4$1,000.003/18/2011 8:43:19 AM
w3alter$100.003/19/2011 4:52:14 PM
Banker_Joe$25.003/19/2011 1:55:52 PM
money-surge1$50.003/20/2011 10:48:58 AM
important-openness1$75.003/22/2011 2:47:54 PM
bid-czar8$50.003/23/2011 3:09:03 AM
LKCGICG$25.003/23/2011 7:09:42 PM
klend4$25.003/23/2011 6:46:49 PM
benjamins-utopia$100.003/24/2011 11:48:42 AM
finance-prescription$50.003/24/2011 5:33:10 AM
GatorBux$50.003/24/2011 11:09:44 AM
dsnybnd$25.003/25/2011 7:52:32 AM
Engineer44$25.003/25/2011 4:45:47 PM
jazzlender$25.003/25/2011 2:06:53 AM
credit-sycamore4$100.003/25/2011 8:48:08 AM
profreshonal$50.003/25/2011 6:05:29 PM
kind-adventurous-finance$50.003/25/2011 4:27:50 PM
gold-cluster$100.003/25/2011 6:51:30 PM
DasMula$57.003/25/2011 8:03:32 PM
gunderstone$50.003/25/2011 8:16:08 PM
Yaout$100.003/25/2011 8:25:41 PM
kublai$300.003/25/2011 8:28:46 PM
engaging-repayment8$25.003/25/2011 5:24:14 PM
industrious-silver$50.003/25/2011 5:26:47 PM
found_funds$100.003/25/2011 9:12:30 PM
roadroamer$42.003/25/2011 9:14:02 PM
treasure-singularity$50.003/25/2011 10:10:26 PM
sudeep104$25.003/25/2011 5:52:49 PM
p2p-gala$25.003/25/2011 10:32:45 PM
Oak-Parker$26.003/25/2011 6:43:31 PM
careful-return0$25.003/25/2011 8:45:15 PM
mmeyer_jr$30.003/25/2011 8:59:34 PM
exchange-dreams$25.003/25/2011 9:26:47 PM
PunjabBank$250.003/25/2011 9:32:54 PM
visionary-asset5$50.003/25/2011 10:51:17 PM
hope-hickory$50.003/25/2011 6:23:59 PM
auctionator1$50.003/26/2011 12:26:21 AM
serene-capital$25.003/25/2011 6:38:12 PM
robot777$25.003/25/2011 6:52:37 PM
ethicalhumanist$25.003/25/2011 7:21:04 PM
wwwUniversal$25.003/26/2011 3:21:00 AM
payout-network1$25.003/26/2011 3:30:28 AM
a-restless-dollar$50.003/25/2011 8:59:04 PM
1traveler$25.003/25/2011 10:31:56 PM
greenback-guard$25.003/26/2011 3:48:18 AM
112 Investments
 
Borrower Payment Dependent Notes Series 497192
This series of Notes was issued and sold upon the funding of the borrower loan #48292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,250.65 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $590.45
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2000 Debt/Income ratio: 12%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,946Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: noobsaibot Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Gauranteed Income
Purpose of loan:
This loan will be used to...
Supplement the business expenses that are required to start up my business and adequately service clients:

Office Renovations
Office Furnishings
1 year worth of overhead expenses (phone, internet, lease).

My financial situation:
I am a good candidate for this loan because...
I have excellent credit history, and pay all my loans completely and on time. My current income and savings are high and my debts are small.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us what this business will be and are you keeping your "day job" for a while or jumping all in? Thanks! - zotzot
A: My day job as a programmer will be kept in the beginning. The business is a software contracting/placement oriented firm. I have 3 client companies with whom I have inside relationships with key persons that I will be able to leverage contracts with, as soon as my gross is 75% of what I am making now, I will quit the current work and focus all energies on the new business. (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DukSerduk$25.003/8/2011 5:03:44 PM
worthy-bid8$100.003/8/2011 5:04:12 PM
TikPmp1$25.003/8/2011 5:04:19 PM
ichibon$200.883/8/2011 5:04:49 PM
joffco$100.003/8/2011 7:31:51 PM
kyomoon$50.003/8/2011 5:03:38 PM
KWarrior$50.003/8/2011 5:03:47 PM
Supernick$50.003/8/2011 5:05:52 PM
BxRealtor$25.003/8/2011 5:06:07 PM
DavenportCapital$25.003/9/2011 1:59:14 AM
credit-bearer959$25.003/9/2011 6:27:29 AM
kenji4861$25.003/8/2011 5:01:52 PM
evnagelist$50.003/8/2011 5:04:07 PM
meux99$25.003/8/2011 5:04:34 PM
minista$25.003/8/2011 5:04:44 PM
Fonthill$100.003/8/2011 5:05:58 PM
contract-festival7$27.183/9/2011 2:34:17 AM
reflective-rupee$25.333/9/2011 5:55:28 AM
bigballer105$100.003/9/2011 11:13:20 AM
guybyny$50.003/9/2011 5:21:12 AM
thankful-nickel2$100.003/9/2011 10:17:55 AM
gemoscar$100.003/10/2011 6:42:10 AM
bobby5832708$50.003/10/2011 8:22:14 AM
aldeed$150.003/10/2011 7:06:23 AM
efficient-treasure0$25.003/11/2011 7:00:09 AM
wwwUniversal$25.003/12/2011 3:54:17 AM
FlexFunding$50.003/12/2011 2:41:34 PM
exact-gold2$50.003/13/2011 6:06:32 AM
davisfl$100.003/14/2011 7:54:48 AM
Bank42$100.003/14/2011 9:54:01 AM
jscope$25.003/14/2011 7:41:57 AM
SFGuy$25.003/13/2011 2:34:56 PM
emo13$100.003/13/2011 4:22:02 PM
UT-Longhorn$25.003/14/2011 7:44:39 AM
nuclearmoose$25.003/14/2011 5:56:21 PM
CA-Lender$25.003/14/2011 6:03:32 PM
nimble-money0$25.003/14/2011 5:56:24 PM
Woodworker57$25.003/15/2011 3:21:35 AM
Hanalei712$50.003/15/2011 9:36:38 AM
CASHGIRL$25.003/15/2011 11:21:19 AM
bndlending2u$50.003/15/2011 2:05:28 PM
Octavian315$35.003/16/2011 5:45:58 PM
a-responsible-return$100.003/16/2011 6:32:10 PM
wbahl$25.003/16/2011 8:07:50 PM
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384 Investments
 
Borrower Payment Dependent Notes Series 497912
This series of Notes was issued and sold upon the funding of the borrower loan #48285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $553.56
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:21y 11m
Amount delinquent: $0 Total credit lines: 24 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,745Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: credit-broker4 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan
Purpose of loan business expenses
This loan will be used to...pay payroll and pay for supplies needed to operate

My financial situation: I own an operate two hotels
I am a good candidate for this loan because...Gross from these hotels is in excess of $500,000.yearly


Monthly net income: $3005.00
Monthly expenses: $1700.
Housing: $1014.
Insurance: $233.
Car expenses: $225.
Utilities: $105.
Phone, cable, internet: $123.
Food, entertainment: $250
Clothing, household expenses: $100.
Credit cards and other loans: 1000.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How long have you owned these hotels? How much total debt do you have in relation to this business (including mortgage debt)? Thanks - reflective-rupee
A: I have been the sole owner since 1994 but was part owner from 1989. There is $230,000 owing on meeting room buildings that were built 10 years ago. (Mar-20-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage balance on our home is $291,000. There is no second mortgage. The market value is $700,000. (Mar-21-2011)
Q: What is the current value of the buildings? Is the business profitable? If so, why do you need the loan? Thanks - reflective-rupee
A: One building is valued at $1,057,000. The other building at $1,394,700. As the buildings are 22 and 21 years old respectively I have had to do improvements. With the economy down, my occupancy for this year was down but more than expected or planned for. Up until the last couple of years, I have always operated with a profit. (Mar-21-2011)
Q: Hi, What are your hotels' monthly net income? Do you plan to sell them soon? How many rooms does each of your hotels have? Thanks, - p2ploan-sensation211
A: The hotels monthly net income figures out to be about $3500. There are 24 rooms in one hotel and 31 in the other. I will not be selling the hotels. (Mar-22-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loyalty-sherpa$25.003/20/2011 12:04:34 PM
enthralling-deal180$50.003/20/2011 12:05:17 PM
Weaverville$50.003/20/2011 12:17:22 PM
top-courteous-peso$50.003/21/2011 8:22:09 AM
patriot897$25.003/20/2011 12:02:09 PM
hostbank$100.003/20/2011 12:03:58 PM
reflective-rupee$1,000.333/21/2011 11:13:59 AM
CA-Lender$100.003/21/2011 6:07:02 PM
loanman2007$150.003/21/2011 1:35:54 PM
Havana21$25.003/22/2011 2:00:09 AM
zotzot$25.443/21/2011 6:24:43 PM
loyalty-czar$57.043/22/2011 6:05:17 AM
psycardis$25.003/22/2011 1:48:56 PM
GMPK_TLAS$50.003/22/2011 4:25:03 PM
zippy-interest$25.003/22/2011 7:14:38 PM
HamachiMan$50.003/23/2011 5:57:35 AM
Sol_Invictus$25.003/23/2011 12:12:26 PM
borrowmine$25.003/23/2011 9:01:14 AM
davidmlucas$30.003/23/2011 7:03:53 AM
radforj22$25.003/24/2011 2:27:44 AM
marketplace-meridian$25.003/23/2011 11:08:07 PM
EarlyRiser$250.003/24/2011 9:45:49 AM
handy-point5$25.003/24/2011 10:27:17 PM
quick$50.003/25/2011 6:22:27 PM
und-alum$50.003/26/2011 8:08:34 AM
C_Mark$50.003/26/2011 6:21:02 PM
helgeboy$50.003/26/2011 6:19:18 PM
sugybutt$27.653/27/2011 12:11:39 AM
return-human6$50.003/28/2011 5:55:03 PM
squarebob$50.003/28/2011 7:41:30 AM
Rick21$50.003/28/2011 9:33:04 PM
Astyanax$50.003/28/2011 6:43:50 PM
leverage-oasis$25.003/28/2011 6:54:29 PM
durable-investment8$38.283/29/2011 11:23:49 AM
JUDAHiNVESTMENTGROUP$33.923/29/2011 9:50:02 AM
persistent-bazaar$50.003/29/2011 2:22:39 PM
WilliamLeeSims$25.003/29/2011 4:59:54 PM
transparency-grasshopper$50.003/29/2011 5:30:12 PM
psalms6612$25.003/29/2011 5:29:55 PM
Ambassador$27.003/30/2011 4:31:57 AM
stevekc1$25.003/30/2011 11:31:17 AM
6moonbeams$50.003/30/2011 2:02:14 PM
commerce-yeller$30.003/30/2011 2:21:22 PM
benjamins-utopia$100.003/30/2011 2:13:33 PM
melodious-fairness$100.003/30/2011 2:23:44 PM
duckslayer1$26.503/30/2011 4:52:34 PM
moola-pillow$50.003/30/2011 5:41:42 PM
sonicpluto$32.323/30/2011 5:43:46 PM
rbgnr111$25.003/30/2011 6:31:57 PM
mtquan$25.003/30/2011 2:41:31 PM
dollardave$100.003/30/2011 10:47:56 PM
fishintime$50.003/30/2011 7:07:41 PM
Tingali$25.003/31/2011 5:51:14 AM
Zolton$100.003/31/2011 6:48:20 AM
dalawya$59.743/31/2011 6:52:24 AM
zztopdog$25.913/31/2011 4:07:48 AM
helpwithoutbanks$25.003/31/2011 9:20:51 AM
otto1939$50.003/31/2011 4:22:50 PM
unafraid-loan5$25.003/31/2011 10:02:25 AM
compassion-lotus5$50.003/31/2011 5:15:01 PM
samurai2$53.573/31/2011 5:47:26 AM
mlj0671$25.003/31/2011 6:44:13 AM
rgrtanker$25.003/31/2011 5:15:53 PM
smooothymon$25.003/31/2011 5:43:13 PM
Belair_Advisors$25.004/1/2011 3:17:10 AM
dinero-speaker$25.004/1/2011 6:23:29 AM
kooties8$40.844/1/2011 9:03:20 AM
rockhound84$25.004/1/2011 5:29:46 AM
doomsday18$25.004/1/2011 7:40:30 AM
china1369$50.004/1/2011 9:14:54 AM
reflective-cash0$50.003/31/2011 5:21:52 PM
beest$42.504/1/2011 9:23:42 AM
GElender$50.004/1/2011 9:33:09 AM
balance-voyager$50.004/1/2011 10:18:11 AM
shrewd-income$250.003/31/2011 6:44:40 PM
razor783$25.003/31/2011 7:07:40 PM
YosemiteSam$25.004/1/2011 11:11:40 AM
Happyhourcomics$25.004/1/2011 10:09:53 AM
Cbgator$50.004/1/2011 10:16:40 AM
floridass$25.004/1/2011 10:18:34 AM
dpdn57$25.004/1/2011 8:34:53 AM
RecoveryLender$25.004/1/2011 12:06:36 PM
BaxterEvil$25.004/1/2011 9:47:49 AM
credit-scout7$50.004/1/2011 9:51:58 AM
leodaguy$50.004/1/2011 9:52:55 AM
FinanceEngine$30.004/1/2011 9:57:59 AM
EYEWILLPAYUBACK$50.004/1/2011 10:05:35 AM
life-is-great$25.004/1/2011 10:06:28 AM
orange-preeminant-bill$50.004/1/2011 10:13:23 AM
fightinjoe$50.004/1/2011 10:21:23 AM
BxRealtor$25.003/20/2011 12:04:54 PM
simplelender80$100.003/20/2011 12:02:10 PM
reflective-rupee$500.333/21/2011 8:26:00 AM
competent-p2p$25.003/20/2011 5:58:42 PM
balance-force$35.003/21/2011 10:55:42 AM
Dutchhunter$25.003/21/2011 8:52:17 AM
kindness-launcher$3,500.003/21/2011 10:51:30 AM
p2ploan-sensation211$25.003/21/2011 7:26:32 PM
intrepid-loot$50.003/22/2011 9:59:35 PM
power-companion7$100.003/22/2011 7:28:14 PM
generous-peace4$50.003/24/2011 6:45:13 AM
a-unflappable-finance$100.003/24/2011 3:03:37 PM
efficient-treasure0$25.003/24/2011 7:15:18 AM
Quiddity$50.003/24/2011 3:03:49 PM
kind-adventurous-finance$75.003/25/2011 4:24:45 PM
Alittleluck$25.003/25/2011 8:10:43 PM
gilbrear$25.003/26/2011 5:59:59 PM
cashasaurus0$2,000.003/27/2011 5:54:27 AM
Clambake$50.003/26/2011 4:30:53 PM
authoritative-loot$25.003/27/2011 1:58:16 PM
Reddy_Capital$25.003/27/2011 1:46:43 PM
benefit-banshee$27.263/27/2011 4:50:04 AM
rolo12$50.003/27/2011 9:51:16 PM
blue-ideal-dime$32.283/28/2011 5:35:04 AM
bold-durability-drum$25.003/28/2011 8:29:13 AM
loot-heart$25.003/28/2011 11:04:07 AM
n2fitns$100.003/28/2011 8:09:53 PM
cashhelp$50.003/28/2011 4:33:47 PM
zztopdog$500.003/29/2011 11:12:22 AM
steiglends$50.003/28/2011 6:28:08 PM
nickel-ferret$100.003/29/2011 5:18:55 PM
power-mad-scientist$25.003/29/2011 1:44:13 PM
lovelongandprosper$50.003/30/2011 8:12:55 AM
money-surge1$50.003/30/2011 9:36:19 AM
maximizer$25.003/30/2011 7:47:12 AM
partyplan$25.003/30/2011 8:35:00 AM
SomebodysMom$97.633/29/2011 9:17:09 PM
SecondChanceLendingSERV$25.003/29/2011 10:39:15 PM
silvercertificate$25.003/30/2011 11:03:38 AM
wbahl$25.003/30/2011 1:13:58 PM
w3alter$100.003/30/2011 2:16:22 PM
mammalian4$25.003/30/2011 2:13:49 PM
enchanted-note$25.003/30/2011 11:38:14 AM
well-mannered-income3$60.003/30/2011 11:54:29 AM
DreDub$50.003/30/2011 12:20:43 PM
WxChem$25.003/30/2011 10:49:40 PM
zotzot$25.003/30/2011 6:44:26 PM
Pasagam$50.003/31/2011 4:18:04 AM
dime-vista2$25.003/30/2011 9:57:48 PM
rockhound84$25.003/31/2011 7:15:04 AM
platinum-cargo$26.503/30/2011 3:33:30 PM
podosphero$52.613/30/2011 6:23:07 PM
forthright-dedication$50.003/31/2011 8:19:13 AM
SkyLoan$30.003/31/2011 1:31:40 PM
dinero-wildebeest$50.003/30/2011 10:28:08 PM
KryptonWare-com$50.003/31/2011 10:05:04 AM
imdave4me$25.003/31/2011 5:39:00 AM
JustMee$25.003/31/2011 5:51:22 AM
reasonable-durability1$25.003/31/2011 5:20:26 PM
point-mastery$100.003/31/2011 7:50:54 AM
treasure-bliss$50.004/1/2011 2:35:55 AM
velocity-solo$25.004/1/2011 2:55:42 AM
jfreaksho$30.003/31/2011 9:15:28 PM
congardner1$25.004/1/2011 9:03:55 AM
cash-queen$25.003/31/2011 11:43:20 AM
bold-shrewd-market$25.004/1/2011 9:45:43 AM
pleaseandthankyou81$36.024/1/2011 7:25:06 AM
Artist_Blue$25.004/1/2011 9:29:39 AM
lender2611$50.004/1/2011 9:47:24 AM
compassionate-dime0$50.003/31/2011 8:57:50 PM
The_dude_01$25.004/1/2011 10:06:40 AM
mizon291$50.003/31/2011 11:48:23 PM
colorfulgardener$25.004/1/2011 5:44:05 AM
wkeboarder21$50.004/1/2011 6:08:27 AM
calahan$218.224/1/2011 7:08:50 AM
famous-bill$25.004/1/2011 12:09:42 PM
helpinghand63$25.004/1/2011 12:37:46 PM
SelectTrustLending$25.004/1/2011 10:19:16 AM
black_adder2003$50.004/1/2011 11:17:48 AM
169 Investments
 
Borrower Payment Dependent Notes Series 497962
This series of Notes was issued and sold upon the funding of the borrower loan #48311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-01-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1998 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,380Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: Dexter8996 Borrower's state: California Borrower's group: University of San Francisco Students, Alumni and Affiliates
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 36 ( 88% ) 640-659 (Latest)
Principal borrowed: $16,900.00< 31 days late: 5 ( 12% )  
680-699 (Jun-2008)
600-619 (Apr-2007)
560-579 (Mar-2007)
 
Principal balance: $684.44 31+ days late: 0 ( 0% )
Total payments billed: 41  
Description
Moving Costs
I will be moving to a new duplex later this month. The deposit is quite steep compared to my current housing arrangement (small apartment). I was not planning on moving, but this place is a great deal. The rent is lower than my current(now $1400, new place will be $1100), but they want 2 times the rent for the deposit ($2200). I have a current Prosper loan that I have been paying for 2 years and 10 months. That is almost paid off in full (2 more monthly payments and then done!) I am in good standing and will have no problem paying this off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/1/2011 5:02:35 PM
thankful-nickel2$25.004/1/2011 5:49:55 PM
trumpeter5$30.004/1/2011 5:53:59 PM
transaction-circuit$50.004/1/2011 5:03:22 PM
credit-missile$75.004/1/2011 10:02:21 PM
zotzot$25.444/1/2011 6:56:12 PM
UCLA4life$50.004/1/2011 5:03:30 PM
FinanceEngine$40.004/2/2011 10:05:38 AM
loanman2007$150.004/2/2011 5:15:10 AM
1-HARD-HEAD$25.004/2/2011 6:25:50 AM
likeable-hope$25.004/1/2011 6:02:44 PM
MoneyForNothing$25.004/1/2011 6:15:54 PM
hookUup$25.004/1/2011 6:23:52 PM
hookUup$25.004/1/2011 6:24:35 PM
SolarMoonshine$25.004/1/2011 6:29:20 PM
RecoveryLender$25.004/1/2011 6:40:04 PM
DasMula$107.004/1/2011 8:04:32 PM
Moe87$25.004/1/2011 9:03:51 PM
economy-cherry$25.004/1/2011 9:45:15 PM
exciting-fairness$200.004/2/2011 7:10:40 AM
888GoldIngots$200.004/2/2011 9:52:27 AM
well-rounded-payout0$50.004/1/2011 5:05:22 PM
thelovebug$100.004/1/2011 5:07:10 PM
simplelender80$100.004/1/2011 5:03:03 PM
investment-artist$25.004/1/2011 5:19:04 PM
BlessedEveryDay$27.004/1/2011 5:50:30 PM
sweety075$25.004/2/2011 6:53:37 AM
twjh$25.004/1/2011 5:05:16 PM
spiff666$15.564/2/2011 10:25:45 AM
shrewd-income$200.004/1/2011 5:45:15 PM
spsavage$25.004/2/2011 9:36:24 AM
favorite-commerce$50.004/1/2011 6:40:58 PM
YoungTaxMan$30.004/1/2011 8:12:27 PM
careful-return0$25.004/2/2011 12:32:10 AM
ac787$25.004/2/2011 6:09:21 AM
mikeandcat$50.004/2/2011 8:03:48 AM
suave-dime6$25.004/2/2011 8:11:00 AM
37 Investments
 
Borrower Payment Dependent Notes Series 498554
This series of Notes was issued and sold upon the funding of the borrower loan #48307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $381.04
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1997 Debt/Income ratio: 16%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $618Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: durability-buckeye Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I have no debt. NONE.
(not even a car payment!)

Purpose of loan

This loan will be used to fund my small business. I will KEEP MY FULL TIME JOB while I start my small business. I will honor my loan regardless of what happens with my new venture.

My financial situation:
I am a good candidate for this loan because...

I have a college degree and a full time job.

I have NO DEBT - no car loan, no student loan, nothing - and excellent credit. I have one credit card on which I spend a few hundred dollars per month; and I pay it off in full every month. I have not missed a payment on anything in years.

If something happened and I couldn't work, I have financial resources to pay off the loan.
Information in the Description is not verified.
Friends And Family Investments
peso-cactus5 has invested a total of $250.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
Q: what is the buisness venture? - DrunkenMic
A: It is a coffee business. I have worked for a wholesale coffee roastery for years doing sales/consulting/training for start up businesses. My brother (and business partner) was in higher education administration for years before he started general managing retail coffeebars. We have years of experience; but we are now ready to do it on our own. As mentioned, I will keep my job until the business takes off. I will without question honor my loan agreement. (Mar-30-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/18/2011 5:05:38 PM
AFairDeal$100.003/18/2011 5:08:08 PM
BxRealtor$25.003/18/2011 5:08:30 PM
thankful-nickel2$50.003/18/2011 6:46:06 PM
organized-payment6$50.003/18/2011 5:03:34 PM
enthralling-deal180$50.003/19/2011 12:05:30 AM
GMPK_TLAS$50.003/19/2011 1:28:16 AM
Malkial$25.003/19/2011 3:07:04 AM
CapeDollars$25.003/19/2011 12:01:41 AM
simplelender80$100.003/18/2011 5:04:42 PM
JJ9876$25.003/18/2011 5:04:55 PM
hostbank$100.003/18/2011 5:08:04 PM
loyalty-sherpa$25.003/18/2011 5:08:18 PM
SimpleChoice$25.003/19/2011 3:11:37 AM
zotzot$25.443/18/2011 5:36:28 PM
value-microscope$25.733/19/2011 3:26:40 AM
Azonic21$25.003/19/2011 3:12:58 PM
mulberry4$50.003/19/2011 11:26:32 AM
money-surge1$50.003/20/2011 10:49:46 AM
interest-exec9$25.003/21/2011 8:41:21 AM
arenangelchild$50.003/22/2011 9:37:58 AM
top-epic-community$50.003/22/2011 5:31:50 PM
radforj22$25.003/23/2011 2:38:37 AM
BabyLender$25.003/23/2011 11:01:26 AM
currency-persimmon$100.003/24/2011 7:39:39 PM
indomitable-coin$25.003/24/2011 7:42:40 PM
fillholdingsllc$25.003/25/2011 5:24:23 PM
P2P4me$100.003/25/2011 4:23:24 PM
kind-adventurous-finance$75.003/25/2011 4:24:39 PM
Alittleluck$50.003/25/2011 8:22:04 PM
helgeboy$50.003/26/2011 6:19:13 PM
irishalaskan$25.003/26/2011 5:10:48 PM
investorrr$31.593/26/2011 3:31:25 PM
nickel-ferret$100.003/28/2011 2:14:28 PM
immaculate-treasure$25.003/28/2011 10:07:39 AM
loot-heart$25.003/28/2011 11:04:01 AM
bold-durability-drum$50.003/28/2011 8:29:09 AM
selector568$50.003/29/2011 3:24:00 PM
compassion-lotus5$50.003/29/2011 5:15:22 PM
melodious-fairness$100.003/29/2011 5:19:59 PM
power-mad-scientist$25.003/29/2011 1:44:09 PM
transparency-grasshopper$50.003/29/2011 5:30:06 PM
benjamins-utopia$100.003/30/2011 2:55:53 AM
WilliamLeeSims$25.003/29/2011 4:59:50 PM
GElender$50.003/30/2011 6:55:24 AM
cptproton$50.003/30/2011 9:28:11 AM
superb-fund8$1,000.003/30/2011 10:31:22 AM
DrunkenMic$41.003/29/2011 9:38:51 PM
rgrtanker$25.003/30/2011 10:55:22 AM
money-aggregator7$25.003/30/2011 1:02:21 PM
lender2611$50.003/30/2011 9:34:39 AM
w3alter$84.743/30/2011 10:05:30 AM
octoberfresh$26.503/30/2011 10:05:38 AM
6moonbeams$50.003/30/2011 10:18:57 AM
dinero-wildebeest$50.003/30/2011 10:27:58 PM
leodaguy$50.003/30/2011 2:20:30 PM
adventurous-cash$25.003/30/2011 10:14:29 PM
gustavholstopus32$25.003/30/2011 3:20:33 PM
Tighternbarkonatree$50.003/30/2011 7:18:47 PM
neelgagan$65.003/31/2011 2:05:00 PM
reasonable-durability1$25.003/31/2011 9:37:04 AM
reflective-cash0$50.003/31/2011 4:54:25 PM
velocity-solo$25.003/31/2011 9:41:24 AM
TSC$50.003/31/2011 5:14:13 PM
credit-scout7$50.003/31/2011 5:16:45 PM
wirebutterfly$100.003/31/2011 10:48:10 AM
currency-persimmon$100.003/31/2011 1:41:59 PM
forthright-dedication$50.003/31/2011 8:19:05 AM
capital-motion0$200.003/31/2011 8:32:24 PM
himanshuko$25.004/1/2011 7:42:58 AM
Artist_Blue$25.004/1/2011 9:29:24 AM
benjamins-voyage$25.004/1/2011 9:57:42 AM
EYEWILLPAYUBACK$50.003/31/2011 5:20:40 PM
CivlDX$50.004/1/2011 9:11:32 AM
mammalian4$25.004/1/2011 10:14:46 AM
ballz694$25.003/31/2011 6:42:50 PM
lostontheedge$25.004/1/2011 10:36:36 AM
bmarch$50.004/1/2011 9:57:16 AM
noodles932$50.004/1/2011 12:42:27 PM
The_Swafford_Group$25.004/1/2011 10:33:12 AM
shorthairedg$50.004/1/2011 10:34:33 AM
planet613$50.004/1/2011 11:42:44 AM
helpinghand63$25.004/1/2011 9:33:29 AM
tough-peso2$25.004/1/2011 9:46:53 AM
mister_waffle$25.004/1/2011 9:58:08 AM
meenan$50.004/1/2011 10:12:13 AM
Goodlender42$25.004/1/2011 10:12:35 AM
fightinjoe$50.004/1/2011 10:21:19 AM
coin-explorer$25.004/1/2011 10:24:09 AM
Maccs55$25.004/1/2011 10:41:59 AM
top-visionary-truth$25.004/1/2011 10:57:54 AM
VBinvestor$100.004/1/2011 11:45:11 AM
maximizer$25.004/1/2011 12:46:21 PM
sentry256$25.004/1/2011 12:47:53 PM
power-cell$25.004/1/2011 12:50:48 PM
msh345$25.004/1/2011 12:58:30 PM
Davidson2$50.004/1/2011 1:18:31 PM
NYBIZ$75.004/1/2011 1:27:23 PM
CA-Lender$25.003/18/2011 5:06:32 PM
Ducatiman1978$25.003/19/2011 1:43:59 AM
reflective-rupee$25.333/18/2011 8:32:12 PM
PRGuyinVA$50.003/19/2011 8:26:41 AM
Prosp_Lender$50.003/19/2011 9:27:11 AM
Weaverville$25.003/18/2011 5:07:53 PM
mobius404$25.003/19/2011 9:39:57 AM
market-solstice2$25.003/19/2011 3:26:58 AM
glimmering-point$25.003/19/2011 3:38:37 AM
availableloan$25.003/18/2011 7:58:32 PM
romario$29.673/19/2011 1:41:36 AM
TMillard$25.003/19/2011 1:46:32 AM
jdrez$25.003/19/2011 9:48:53 AM
HamachiMan$50.003/20/2011 4:28:48 PM
a-unflappable-finance$100.003/21/2011 9:42:59 AM
toronado$50.003/21/2011 7:07:30 PM
Havana21$25.003/22/2011 1:59:50 AM
cleverly-clever$50.003/21/2011 7:35:01 PM
axl163$25.003/22/2011 10:42:08 AM
zippy-interest$25.003/22/2011 7:14:31 PM
aggielender$25.003/22/2011 8:08:51 PM
Quiddity$50.003/24/2011 7:45:01 AM
efficient-treasure0$25.003/24/2011 7:14:37 AM
Clambake$50.003/24/2011 7:05:26 PM
socal-lender$25.003/24/2011 7:53:40 PM
basejump0$30.003/26/2011 12:45:52 AM
Earnest_Money$100.003/26/2011 8:44:53 PM
C_Mark$50.003/26/2011 6:20:58 PM
heerzaquestion$25.003/27/2011 9:18:30 AM
p2ploan-wildcat$25.003/27/2011 7:31:06 PM
Kaladen$50.003/27/2011 3:52:27 PM
Rick21$50.003/28/2011 9:32:58 PM
wbahl$25.003/28/2011 5:47:35 PM
aimm$25.003/29/2011 6:03:44 AM
YesMoney$25.003/28/2011 10:27:41 PM
Bodyboard$35.003/29/2011 10:58:08 AM
bazaar-winner$25.003/29/2011 1:40:27 PM
BaxterEvil$25.003/29/2011 5:18:16 PM
lovelongandprosper$50.003/30/2011 8:12:52 AM
sanfordproud$50.003/30/2011 8:22:51 AM
UAVDave$150.003/29/2011 9:45:56 PM
treasure-expert$25.003/30/2011 11:26:17 AM
ANicePrep$25.003/30/2011 8:58:06 AM
bold-shrewd-market$25.003/30/2011 9:33:48 AM
astute-benjamins$25.003/30/2011 2:29:34 PM
DF-Funding$84.503/30/2011 4:49:03 PM
peso-cactus5$250.003/30/2011 10:56:11 AM
mtquan$25.003/30/2011 2:41:28 PM
fishintime$50.003/30/2011 7:07:34 PM
fuzed$65.003/30/2011 4:03:16 PM
AlpineLakesGroup$25.003/30/2011 8:58:57 PM
m0rlock$500.003/30/2011 1:55:47 PM
Astyanax$40.003/30/2011 7:47:35 PM
Pasagam$43.853/31/2011 4:14:49 AM
Zolton$100.003/31/2011 6:48:14 AM
foofightee$50.003/31/2011 9:06:14 AM
squarebob$25.003/30/2011 5:42:00 PM
heroic-payout9$40.603/31/2011 7:16:21 AM
theloanfiller$25.003/31/2011 7:27:52 AM
riki3742$90.003/31/2011 2:30:35 PM
myduck$50.003/31/2011 3:57:41 PM
worth-excellence4$25.003/31/2011 11:57:20 AM
life-is-great$25.003/31/2011 5:21:44 PM
Emerex$25.003/31/2011 2:37:53 PM
beest$87.903/31/2011 4:33:20 AM
blissful-penny$114.113/31/2011 8:14:42 PM
compassionate-dime0$50.003/31/2011 8:57:45 PM
promise2$40.003/31/2011 9:48:20 PM
mizon291$50.003/31/2011 11:48:15 PM
ac787$25.003/31/2011 6:02:46 PM
peaceful-farmer$30.003/31/2011 6:36:11 PM
a-income-rocket$50.003/31/2011 7:13:27 PM
ingenious-order783$25.004/1/2011 6:00:15 AM
wwwUniversal$25.004/1/2011 2:35:12 AM
floridass$25.004/1/2011 8:35:12 AM
colorfulgardener$25.004/1/2011 5:43:25 AM
buukyak$175.004/1/2011 6:04:52 AM
dinero-speaker$25.004/1/2011 6:23:22 AM
Chewbaca$25.003/31/2011 3:22:57 PM
Ripsaw4U$50.004/1/2011 9:38:37 AM
Cbgator$50.004/1/2011 7:03:58 AM
orgy63$50.004/1/2011 9:49:02 AM
balance-voyager$50.004/1/2011 7:38:25 AM
diversification-balancer870$40.004/1/2011 9:20:34 AM
gold-sushi$25.004/1/2011 10:14:03 AM
ac787$96.003/31/2011 6:01:39 PM
Chervianne$50.004/1/2011 9:46:23 AM
jescowa$50.004/1/2011 9:53:52 AM
jfreaksho$30.003/31/2011 9:13:20 PM
slwholesales$25.004/1/2011 11:33:18 AM
SelectTrustLending$25.004/1/2011 10:19:08 AM
marwadi-62$200.004/1/2011 12:18:57 PM
knowledgeable-note6$25.004/1/2011 10:33:30 AM
unequaled-pound$25.004/1/2011 10:35:11 AM
trade-elm$30.004/1/2011 1:46:41 PM
grf1945$50.004/1/2011 1:53:44 PM
gold-disk$50.004/1/2011 1:57:43 PM
a-resplendent-commitment$25.004/1/2011 5:32:47 AM
lawyervon$25.004/1/2011 10:48:36 AM
black_adder2003$50.004/1/2011 11:17:43 AM
thegreatstrafe$25.004/1/2011 8:12:52 AM
twsems$100.004/1/2011 8:15:44 AM
dpdn57$25.004/1/2011 8:34:49 AM
Riccous$250.004/1/2011 11:57:59 AM
agalt$75.004/1/2011 11:59:15 AM
dollar-blackberry2$50.004/1/2011 12:22:25 PM
moneytolend72$50.004/1/2011 12:50:26 PM
ltstout$50.004/1/2011 1:44:45 PM
zx12rider$25.004/1/2011 2:03:04 PM
seanambrose$25.004/1/2011 2:32:46 PM
worthy-bid8$100.004/1/2011 9:35:37 AM
greenback-magma1$200.004/1/2011 2:35:28 PM
loan-master996$50.004/1/2011 9:48:48 AM
fairness-drum$50.004/1/2011 9:49:49 AM
andlifegoeson$50.004/1/2011 9:58:26 AM
kelly42$25.004/1/2011 10:03:48 AM
iLoaner$25.004/1/2011 10:07:46 AM
amijo$25.004/1/2011 10:08:14 AM
ouyangers$25.004/1/2011 10:12:47 AM
don8ter$25.004/1/2011 10:13:02 AM
value-den$50.004/1/2011 10:41:39 AM
LongTail$35.004/1/2011 12:49:58 PM
EODLEGS$25.004/1/2011 1:36:45 PM
new-goodhearted-economy$100.004/1/2011 2:11:38 PM
222 Investments
 
Borrower Payment Dependent Notes Series 498582
This series of Notes was issued and sold upon the funding of the borrower loan #48288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2001 Debt/Income ratio: 17%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,769Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: ant1500 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I earn $80,000 per year. I have been at the same company since I graduated college in 2004 and have a very good job.


Monthly net income: $4,200
Housing: $1,310
Insurance: $151
Car expenses: $280
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/22/2011 9:02:45 AM
patriot897$25.003/22/2011 9:03:13 AM
hostbank$100.003/22/2011 9:04:26 AM
enthralling-deal180$50.003/22/2011 9:05:22 AM
simplelender80$100.003/22/2011 9:03:17 AM
commerce-yeller$30.003/22/2011 9:02:18 AM
loyalty-sherpa$25.003/22/2011 9:04:45 AM
BxRealtor$25.003/22/2011 9:05:06 AM
caring-hope2$50.003/22/2011 6:56:09 PM
zippy-interest$25.003/22/2011 7:15:16 PM
Havana21$25.003/23/2011 2:07:00 AM
reflective-rupee$300.333/23/2011 11:40:53 AM
transformer855$25.003/23/2011 12:21:33 AM
Peterman$25.003/23/2011 5:45:27 PM
indomitable-coin$25.003/24/2011 7:43:03 PM
loot-heart$25.003/28/2011 11:04:40 AM
p2ploan-sensation211$25.003/28/2011 7:55:46 PM
Rick21$50.003/28/2011 9:33:49 PM
WilliamLeeSims$25.003/29/2011 5:23:49 PM
rpg$30.003/29/2011 7:06:28 PM
power-mad-scientist$25.003/29/2011 5:21:16 PM
DreDub$50.003/30/2011 12:20:57 PM
Zolton$100.003/31/2011 6:48:47 AM
GMPK_TLAS$50.003/30/2011 2:39:00 PM
Artist_Blue$25.004/1/2011 9:30:38 AM
HamachiMan$50.004/1/2011 9:52:16 AM
dinero-speaker$25.004/1/2011 6:23:58 AM
GElender$50.004/1/2011 6:45:48 AM
friendinmoney$25.004/1/2011 5:21:58 PM
SelectTrustLending$25.004/1/2011 10:19:52 AM
upbeat-finance8$25.004/1/2011 7:10:39 PM
p40thawk$25.004/1/2011 7:48:46 PM
wwwUniversal$25.004/2/2011 4:25:57 AM
Techne_Funds_LLC$25.004/2/2011 6:08:30 AM
dillonc$70.664/2/2011 9:07:40 AM
dpdn57$25.004/2/2011 1:01:00 PM
tsui517$50.004/2/2011 1:18:48 PM
versatile-platinum4$25.004/2/2011 2:27:48 PM
Photoman42$25.004/2/2011 3:32:23 PM
atbright$25.004/2/2011 4:37:16 PM
ijspence$25.004/3/2011 12:22:57 PM
chekat$25.004/3/2011 12:33:03 PM
mcgovern2024$25.004/3/2011 10:30:45 PM
Earnest_Money$30.004/3/2011 2:20:06 PM
velocity-solo$25.004/4/2011 10:31:42 AM
forthright-dedication$50.004/4/2011 11:06:02 AM
nickel-ferret$100.004/4/2011 11:08:29 AM
brutusbone$25.004/4/2011 11:20:26 AM
capital-web7$50.004/4/2011 11:26:09 AM
objective-investor$150.004/4/2011 11:33:57 AM
brightest-dynamic-peace$25.004/4/2011 11:47:17 AM
revenue-appraiser$25.004/4/2011 11:56:16 AM
melodious-fairness$100.004/4/2011 11:12:57 AM
dodibugg0881$50.004/4/2011 11:17:25 AM
ericd523$25.004/4/2011 11:17:52 AM
williemc44$25.004/4/2011 2:29:14 PM
peripatetic$25.004/4/2011 7:27:59 AM
burgeoning-silver$25.004/4/2011 11:46:31 AM
deal-seagull7$43.004/4/2011 3:03:30 PM
BxRealtor$75.004/4/2011 3:17:19 PM
myduck$50.004/4/2011 4:09:05 PM
benjamins-utopia$61.544/4/2011 4:38:09 PM
asset-expert0$25.004/4/2011 2:22:22 PM
don8ter$25.004/4/2011 2:28:03 PM
MarinLoans$25.004/4/2011 5:01:12 PM
gold-commander0$50.004/4/2011 5:01:57 PM
shadow1223$25.004/4/2011 3:03:52 PM
GiftViftdotcom$25.004/4/2011 3:17:39 PM
Zuzu$25.004/4/2011 3:18:15 PM
sensible-penny143$50.004/4/2011 3:24:18 PM
Mocaba$500.004/4/2011 3:37:55 PM
CBO-Enterprise$50.004/4/2011 4:07:31 PM
6moonbeams$50.004/4/2011 5:21:55 PM
ClearCut$50.004/4/2011 4:30:32 PM
passivesf$25.004/4/2011 5:32:59 PM
hard-working-loot$50.004/4/2011 5:36:27 PM
bmbanzai$25.004/4/2011 5:37:02 PM
dckpolo$25.004/4/2011 5:37:14 PM
green-radiant-durability$25.004/4/2011 5:38:50 PM
dexstjames$50.004/4/2011 5:40:18 PM
mizon291$50.004/4/2011 11:06:34 AM
shorthairedg$50.004/4/2011 5:50:57 PM
360Winner$50.004/4/2011 5:01:14 PM
jescowa$50.004/4/2011 5:01:33 PM
green-tree-shake$25.334/4/2011 5:02:40 PM
metro457$50.004/4/2011 5:17:46 PM
kinetic-yield4$25.004/4/2011 5:35:16 PM
bigphish$50.004/4/2011 11:37:11 AM
souperrich$25.004/4/2011 5:37:00 PM
best-marketologist$25.004/4/2011 5:38:25 PM
liberty-society5$25.004/4/2011 2:48:24 PM
the-charming-integrity$79.414/4/2011 2:50:45 PM
peso-tiramisu$25.004/4/2011 2:57:32 PM
fairness-carrier$500.004/4/2011 3:13:14 PM
burgeoning-greenback$25.004/4/2011 3:38:40 PM
AceKingLender$25.004/4/2011 4:18:12 PM
Walkingcowboy$50.004/4/2011 5:01:09 PM
Financer$50.004/4/2011 5:17:05 PM
skywise$50.004/4/2011 5:17:11 PM
Goodlender42$25.004/4/2011 5:21:56 PM
Sixmil$100.004/4/2011 5:38:58 PM
balance-force$26.003/22/2011 11:22:03 AM
JustMee$25.003/22/2011 11:32:38 AM
organized-payment6$50.003/22/2011 9:03:03 AM
reflective-rupee$25.333/22/2011 9:17:20 AM
Bank_Of_XL$50.003/22/2011 2:35:55 PM
smart-gold$25.003/22/2011 10:50:03 AM
SolarMoonshine$25.003/22/2011 6:31:54 PM
P2P4me$100.003/23/2011 6:43:51 AM
rbotterbLLC$25.003/23/2011 6:21:32 PM
efficient-treasure0$25.003/24/2011 7:17:07 AM
Weaverville$25.003/26/2011 1:59:56 AM
radforj22$25.003/26/2011 6:42:51 PM
helgeboy$50.003/26/2011 6:20:01 PM
C_Mark$30.473/28/2011 5:54:19 PM
kind-adventurous-finance$75.003/29/2011 5:14:51 PM
transparency-grasshopper$50.003/29/2011 5:30:31 PM
Charmart$25.003/31/2011 3:27:12 AM
dinero-wildebeest$50.003/30/2011 10:28:31 PM
otto1939$50.003/31/2011 4:23:11 PM
w3alter$100.003/31/2011 9:45:19 AM
a-unflappable-finance$100.004/1/2011 9:52:42 AM
astute-benjamins$25.004/1/2011 11:52:30 AM
grf1945$50.004/1/2011 1:54:17 PM
fishintime$50.004/1/2011 10:11:00 AM
black_adder2003$50.004/1/2011 11:18:21 AM
agalt$75.004/1/2011 12:24:57 PM
LendingSingularity$100.004/1/2011 4:49:40 PM
friendly-market5$25.004/2/2011 6:22:52 AM
rockhound84$25.004/2/2011 7:51:07 AM
SOP_Bank$25.004/2/2011 8:57:24 AM
PRGuyinVA$25.004/1/2011 7:03:54 PM
fightinjoe$50.004/2/2011 1:01:19 PM
seanambrose$25.004/2/2011 1:02:45 PM
Quiddity$50.004/2/2011 1:11:25 PM
wbahl$25.004/2/2011 2:18:03 AM
DaMoneyTree$25.004/2/2011 2:12:51 PM
worthy-bid8$100.004/3/2011 10:28:00 AM
Cai8899$30.004/2/2011 11:49:10 PM
wealth-renaissance5$25.004/3/2011 12:43:32 PM
commerce-web5$25.004/3/2011 2:34:29 PM
Chauncey_Gardener$50.004/2/2011 1:37:54 PM
nanda$50.004/3/2011 8:59:54 PM
worldly-community3$50.004/3/2011 2:19:37 PM
BlindJoeDeath$50.004/3/2011 2:28:00 PM
helpishere777$50.004/3/2011 4:07:45 PM
Bio-physicist$25.004/4/2011 3:23:38 AM
AM2171$25.004/3/2011 5:43:35 AM
triumph329$25.004/4/2011 5:27:43 AM
AFairDeal$75.004/3/2011 7:52:46 AM
Clambake$50.004/4/2011 11:03:32 AM
money-surge1$50.004/4/2011 11:05:11 AM
Mariner3605$25.004/3/2011 5:58:48 PM
jazz619$25.004/4/2011 11:18:16 AM
marlau$25.004/4/2011 11:21:59 AM
sumochicken$50.004/4/2011 11:29:43 AM
rogue_monster$50.004/4/2011 11:31:26 AM
practice44$50.004/4/2011 11:45:29 AM
IPlayOutsideTheBox$25.004/4/2011 3:05:11 PM
TrustOne$25.004/4/2011 3:06:09 PM
cashbroker$50.004/4/2011 3:13:42 PM
coin-explorer$25.004/4/2011 3:17:13 PM
joyful-treasure2$25.004/4/2011 12:57:26 PM
orangefob7$30.984/4/2011 3:34:04 PM
maximizer$25.004/4/2011 3:37:50 PM
hookUup$25.004/4/2011 2:48:56 PM
sfmf$40.004/4/2011 2:50:11 PM
cingular$25.004/4/2011 5:01:04 PM
kenji4861$25.004/4/2011 5:01:17 PM
leodaguy$50.004/4/2011 5:01:54 PM
meenan$39.334/4/2011 5:02:05 PM
MadHun$100.004/4/2011 5:02:10 PM
gilbrear$25.004/4/2011 5:10:16 PM
handshake5$100.004/4/2011 5:10:25 PM
mtquan$25.004/4/2011 5:15:26 PM
circustab$50.004/4/2011 4:22:31 PM
cathexis$25.004/4/2011 4:27:43 PM
the-profit-oracle$25.004/4/2011 5:35:39 PM
duty-starfish8$25.004/4/2011 5:37:10 PM
bold-durability-drum$50.004/4/2011 11:03:54 AM
BaxterEvil$25.004/4/2011 5:39:03 PM
joyous-revenue4$25.004/4/2011 5:49:28 PM
treasure-widget$25.004/4/2011 5:00:54 PM
flexible-money1$50.004/4/2011 5:01:00 PM
credit-scout7$50.004/4/2011 5:01:29 PM
lovelongandprosper$50.004/4/2011 5:14:16 PM
income-sage9$25.004/4/2011 5:16:58 PM
ciscoparrot$25.004/4/2011 5:21:42 PM
smilinsam$100.004/4/2011 5:21:57 PM
Pasagam$50.004/4/2011 5:33:57 PM
Sibelius2$25.004/4/2011 5:36:16 PM
ArmyGuy$25.004/4/2011 5:37:29 PM
diplomatic-capital$25.004/4/2011 5:50:52 PM
vigilance-revolutionary$50.004/4/2011 2:02:24 PM
razor783$25.004/4/2011 2:38:32 PM
MoneyTree79$100.004/4/2011 2:58:26 PM
108lender$250.004/4/2011 3:01:12 PM
important-ore$150.004/4/2011 3:10:37 PM
shellstar$25.004/4/2011 3:26:45 PM
festeringsnot$25.004/4/2011 5:15:59 PM
kulender$50.004/4/2011 5:33:51 PM
revenue-officer36$37.094/4/2011 5:34:08 PM
Ripsaw4U$50.004/4/2011 5:34:35 PM
VikingInvestments$25.004/4/2011 5:36:50 PM
fortytwo$100.004/4/2011 5:38:46 PM
B1-Lancer$45.534/4/2011 6:12:22 PM
206 Investments
 
Borrower Payment Dependent Notes Series 498628
This series of Notes was issued and sold upon the funding of the borrower loan #48284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,561.34 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $425.47
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2001 Debt/Income ratio: 33%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 13 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,523Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: exchange-kung-fu1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Engagement Ring
Purpose of loan:

This loan will be used to purchase an engagement ring. My girlfriend and I have been together for 6 years and it is now time to further our commitment to each other. My savings, that I had set aside to purchase an engagement ring, had to be used for a family emergency.

My financial situation:

I am a good candidate for this loan because I am reliable, hold a solid position in a company that I have worked for since 2001, have good credit and am a good mangager of my personal finances.

Monthly net income: $3000.00
________________________________________
Housing (rent): $500.00
Insurance: $0.00
Car expenses: $0.00
Utilities (PG&E): $30.00
Phone, cable, internet (ATT): $250.00
Food, entertainment: $400.00
Clothing, household expenses: $75.00
Credit cards and other loans: $200.00
________________________________________
Total Monthly expenses: $1455.00

I appreciate your time, please call or email me with any questions. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
leodaguy$25.003/18/2011 5:07:00 PM
simplelender80$150.003/18/2011 5:02:01 PM
patriot897$25.003/18/2011 5:06:03 PM
CA-Lender$100.003/18/2011 5:06:27 PM
Jack55304$125.003/18/2011 5:07:20 PM
rockhound84$25.003/20/2011 8:24:52 PM
ingenious-deal6$25.003/21/2011 7:11:11 AM
zippy-interest$25.003/22/2011 7:17:41 PM
courteous-kindness1$25.003/23/2011 2:36:56 AM
zorg77$25.003/23/2011 9:52:20 PM
economy-producer$25.003/25/2011 2:09:56 AM
mercuriant$25.003/26/2011 4:53:29 AM
hitsman$50.003/26/2011 11:48:08 AM
Gibbyland$100.003/26/2011 1:18:04 PM
kind-adventurous-finance$50.003/26/2011 3:11:35 PM
AF-Chief$50.003/26/2011 4:09:45 PM
handshake5$100.003/26/2011 4:52:50 PM
thelovebug$100.003/27/2011 9:17:54 PM
wbahl$25.003/28/2011 5:16:48 PM
reward-adventure$48.923/29/2011 3:23:50 AM
WilliamLeeSims$25.003/29/2011 5:00:21 PM
caprirolito$25.003/29/2011 8:27:30 PM
fairness-atmosphere$25.003/30/2011 8:45:38 AM
Bob450$25.003/30/2011 10:31:01 AM
HHP$86.823/30/2011 10:42:09 AM
FeedTheMachine$100.003/30/2011 10:43:23 AM
treasure-expert$25.003/30/2011 11:26:56 AM
DreDub$50.003/30/2011 12:20:10 PM
raisingophelia$25.003/30/2011 1:58:54 PM
shrewd-peace7$25.003/30/2011 1:59:00 PM
asmithj$33.383/30/2011 2:31:27 PM
finance-symphony7$25.003/30/2011 4:10:42 PM
kulender$100.003/31/2011 12:03:29 AM
orange-preeminant-bill$50.003/31/2011 2:30:45 AM
missing-link$25.003/31/2011 2:50:04 AM
Tylerh$100.003/30/2011 8:32:42 PM
genius520$100.003/31/2011 12:05:54 AM
attractive-fund$65.863/31/2011 7:01:28 AM
fairhelper$25.003/31/2011 11:42:36 AM
stock106$25.003/31/2011 3:12:28 PM
life-is-great$25.003/31/2011 2:08:13 PM
Ocean713$50.004/1/2011 9:36:16 AM
Banker7371$25.004/1/2011 9:39:28 AM
graceful-investment$100.004/1/2011 9:39:41 AM
cycle198$25.003/31/2011 6:11:26 PM
worth-arch$25.004/1/2011 9:51:25 AM
brazilofmux$51.464/1/2011 10:09:44 AM
diplomatic-wealth7$25.004/1/2011 11:42:36 AM
revenue-circuit1$25.004/1/2011 10:28:25 AM
p2ploan-charmer$25.004/1/2011 1:47:38 PM
orbital-investment5$50.004/1/2011 2:02:59 PM
seanambrose$25.004/1/2011 2:38:21 PM
floridass$25.004/1/2011 8:34:23 AM
nodrivelpls$25.004/1/2011 9:38:58 AM
anton$4,000.004/1/2011 10:10:17 AM
boxxy$86.284/1/2011 10:38:29 AM
dominickf$50.004/1/2011 10:42:24 AM
kegs$350.004/1/2011 3:17:57 PM
fattygordon$50.004/1/2011 3:53:23 PM
suave-dime6$25.003/18/2011 5:05:18 PM
reflective-rupee$25.333/18/2011 5:14:28 PM
thankful-nickel2$50.003/18/2011 6:42:50 PM
w3alter$100.003/21/2011 8:47:22 AM
worldly-money4$150.003/20/2011 8:26:13 AM
bid-czar8$50.003/23/2011 3:10:32 AM
benjamins-utopia$100.003/24/2011 11:49:17 AM
burrito6$25.003/24/2011 8:31:18 AM
finance-prescription$50.003/24/2011 5:34:02 AM
BAEVentures$25.003/24/2011 11:37:07 PM
the-dollar-topper$100.003/26/2011 2:43:17 PM
Guerrilla_Man$25.003/27/2011 11:29:04 AM
sensible-fund$50.003/28/2011 3:23:04 AM
compassion-lotus5$50.003/27/2011 3:27:53 PM
orange-vigilance-shower$50.003/28/2011 7:32:54 PM
Tikibarman$50.003/29/2011 6:48:57 AM
power-mad-scientist$25.003/29/2011 1:44:45 PM
wwwUniversal$25.003/29/2011 3:12:03 AM
asset-professor$50.003/29/2011 4:28:05 PM
selector568$100.003/29/2011 3:24:19 PM
power-companion7$100.003/29/2011 4:29:38 PM
Easystreet$25.003/29/2011 4:33:29 PM
umfan123$25.003/29/2011 11:08:19 AM
PRGuyinVA$25.003/29/2011 4:28:48 PM
unger$170.003/30/2011 5:02:31 AM
famous-bill$25.003/30/2011 1:47:18 PM
Weaverville$50.003/30/2011 2:06:53 PM
IIP77$25.003/30/2011 2:10:17 PM
ommcd$25.003/30/2011 2:31:49 PM
credit-sycamore4$100.003/30/2011 10:31:46 AM
benjamins-voyage$25.003/30/2011 7:03:16 PM
whartonmba$25.003/30/2011 2:50:44 PM
cminus$66.003/30/2011 8:50:31 PM
tech310$50.003/31/2011 2:06:52 AM
octoberfresh$26.003/31/2011 4:33:07 AM
copper$49.923/30/2011 2:30:59 PM
MadHun$200.003/30/2011 2:31:46 PM
Dubbs360$25.003/31/2011 1:48:19 AM
mtquan$25.003/30/2011 2:41:01 PM
profit-powerplant$25.003/31/2011 2:32:27 AM
a-successful-credit$100.003/30/2011 5:17:34 PM
seisen$50.003/30/2011 8:34:38 PM
treasure-bliss$50.003/31/2011 2:28:52 AM
silver-enlightenment0$33.203/31/2011 2:48:15 AM
forthright-dedication$50.003/31/2011 8:17:56 AM
razor783$25.003/31/2011 7:07:37 PM
iLoaner$25.003/31/2011 8:57:29 PM
radforj22$25.004/1/2011 2:56:43 AM
gizzywump$50.003/31/2011 12:03:37 PM
Sixmil$50.004/1/2011 9:37:37 AM
agiovasil$25.004/1/2011 9:39:24 AM
the-profit-oracle$25.004/1/2011 9:51:38 AM
gotjack$25.004/1/2011 10:11:48 AM
liberty-destiny3$25.004/1/2011 10:14:29 AM
imoutdoorsy$25.004/1/2011 9:33:43 AM
GInBaghdad$25.004/1/2011 9:38:19 AM
revenue-appraiser$25.004/1/2011 10:27:14 AM
soccermom33$25.004/1/2011 11:15:46 AM
panther757$25.004/1/2011 11:28:28 AM
justice-economist$25.004/1/2011 10:41:28 AM
persistent-funds9$35.004/1/2011 2:33:27 PM
SonomaHills$50.004/1/2011 10:57:32 AM
greenback-magma1$100.004/1/2011 2:42:52 PM
shmb6508$50.004/1/2011 8:42:29 AM
roben12$38.004/1/2011 11:58:55 AM
wesleyan$50.004/1/2011 9:34:00 AM
social-conductor4$25.004/1/2011 9:35:06 AM
worthy-bid8$25.004/1/2011 9:35:52 AM
visionary-currency$50.004/1/2011 9:39:26 AM
new-social-economist$45.174/1/2011 9:39:50 AM
BankofRon$25.004/1/2011 10:09:54 AM
KarlMarx$25.004/1/2011 10:15:05 AM
131 Investments
 
Borrower Payment Dependent Notes Series 498828
This series of Notes was issued and sold upon the funding of the borrower loan #48299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: 20%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 7 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,610Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: investment-dancer9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan 2011
Purpose of loan:
This loan will be used to consolidate credit cards.

My financial situation:
I am a good candidate for this loan because I have a salaried job and can put down collateral.


Monthly net income: $2200
Monthly expenses:
Housing: $500
Insurance: $150
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Hello, I am currently employed in a mid-sized law firm that has many specialties. I work in juvenile and domestics. My job is to work with court appointed clients from the Juvenile & Domestic Relations District Court in the city and county. Usually, I will conduct phone conferences, speak with other professionals (school admin, social services, therapists) to ascertain what is the best course of action for these court appointed clients. I also work in no-fault divorces. Thank you. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$500.333/22/2011 9:11:58 AM
liberty-magnate$25.003/22/2011 10:05:05 AM
simplelender80$200.003/22/2011 9:01:46 AM
JustMee$25.003/22/2011 11:27:02 AM
transformer855$25.003/23/2011 12:22:01 AM
suave-dime6$25.003/23/2011 6:06:32 AM
bid-czar8$50.003/23/2011 3:47:38 PM
patriot897$25.003/23/2011 3:47:35 PM
magnetic-dedication3$25.003/24/2011 5:23:22 PM
loanman2007$50.003/26/2011 1:36:06 PM
ingenious-deal6$25.003/26/2011 4:29:22 PM
JeffHoll$60.003/27/2011 7:26:54 PM
greencat$50.003/28/2011 7:30:28 AM
COCHINOBOY$60.003/28/2011 5:53:14 AM
thelovebug$100.003/27/2011 9:18:12 PM
Starfin-Capital-Management$169.743/29/2011 1:33:52 PM
chrisb1414$25.003/29/2011 7:47:45 AM
hitsman$50.003/29/2011 10:57:32 AM
wwwUniversal$25.003/30/2011 2:35:55 AM
selector568$50.003/29/2011 3:23:14 PM
courteous-kindness1$25.003/30/2011 2:54:34 AM
Whipster$50.003/30/2011 1:55:10 AM
Starfin-Capital-Management$64.333/30/2011 3:48:41 AM
caprirolito$25.003/29/2011 8:27:48 PM
Jack55304$125.003/30/2011 10:39:41 AM
1point21gigawatts$50.003/30/2011 9:48:42 AM
w3alter$100.003/30/2011 10:03:23 AM
handshake5$100.003/30/2011 9:30:40 AM
Astyanax$40.003/30/2011 1:39:52 PM
squarebob$25.003/30/2011 5:35:52 PM
moola-pillow$26.003/30/2011 5:39:47 PM
sensible-fund$36.183/30/2011 2:20:04 PM
Tylerh$100.003/30/2011 8:33:11 PM
thankful-nickel2$25.003/30/2011 2:59:48 PM
FinanceEngine$25.003/31/2011 7:20:32 AM
razor783$25.003/31/2011 11:30:20 AM
Bcs-cnc$25.003/31/2011 2:01:55 PM
enlighter$30.153/31/2011 4:49:21 PM
enriched-note6$25.003/31/2011 11:26:03 AM
AM2008$25.003/31/2011 5:00:37 PM
sincerlyyours$100.004/1/2011 9:09:26 AM
well-mannered-income3$40.003/31/2011 5:27:17 PM
fairhelper$25.004/1/2011 9:43:37 AM
slwholesales$50.004/1/2011 11:37:04 AM
3613925$25.004/1/2011 10:39:57 AM
dblakels$25.004/1/2011 6:45:56 AM
systematic-loan$25.004/1/2011 8:21:59 AM
shrewd-income$75.004/1/2011 4:25:03 PM
1willray$25.004/2/2011 1:33:34 AM
diplomatic-wealth7$25.004/1/2011 11:42:52 AM
seanickson$25.004/1/2011 12:39:16 PM
umfan123$25.004/1/2011 4:33:17 PM
cash-queen$25.004/2/2011 12:23:31 PM
Gibbyland$100.004/2/2011 12:48:47 PM
mpatrick$25.004/2/2011 10:43:17 AM
otto1939$51.004/1/2011 8:23:56 PM
floridass$25.004/2/2011 1:23:11 PM
worthy-bid4$32.944/2/2011 2:30:01 PM
ethicalhumanist$25.004/2/2011 3:52:41 PM
Lubava$25.004/2/2011 7:40:05 AM
genius520$100.004/2/2011 11:03:11 AM
wise-skillful-benjamins$40.164/2/2011 1:13:58 PM
aztocas$50.004/2/2011 1:54:56 PM
Wangchuk$25.333/22/2011 9:02:13 AM
SolarMoonshine$25.003/22/2011 6:29:04 PM
careful-compassion$25.003/22/2011 4:20:10 PM
Bob450$25.003/23/2011 2:01:50 AM
worldly-money4$200.003/23/2011 6:07:40 AM
leodaguy$25.003/23/2011 12:42:24 PM
Nerdster1$25.053/24/2011 4:18:01 AM
benjamins-utopia$100.003/24/2011 11:50:00 AM
integrity-doctor$100.003/24/2011 3:06:13 PM
EarlyRiser$250.003/24/2011 9:47:54 AM
finance-prescription$50.003/24/2011 10:43:35 AM
income-awakening6$25.003/24/2011 6:07:58 PM
BAEVentures$25.003/24/2011 11:39:53 PM
Rogelio48$50.003/25/2011 8:03:47 PM
Requiem$25.003/25/2011 11:28:26 AM
mercuriant$25.003/26/2011 4:54:14 AM
jjswanso$300.773/25/2011 6:50:22 PM
the-dollar-topper$100.003/26/2011 2:43:35 PM
erowis$33.003/28/2011 9:05:23 PM
rockhound84$25.003/29/2011 6:25:45 AM
Easystreet$25.003/29/2011 4:33:45 PM
exciting-fairness$200.003/30/2011 5:23:08 AM
silvercertificate$25.003/30/2011 11:05:58 AM
burrito6$25.003/30/2011 2:49:13 AM
back-scratchers$25.003/30/2011 10:54:37 AM
fuzed$45.003/30/2011 3:57:49 PM
asset-professor$50.003/30/2011 10:46:44 AM
CA-Lender$100.003/30/2011 2:48:32 PM
buffalobills$25.003/30/2011 3:44:35 PM
brightest-dignified-penny$25.003/30/2011 5:02:22 PM
credit-maverick1$50.003/30/2011 2:00:39 PM
frogperson$200.003/30/2011 10:09:21 PM
wonder3$25.003/31/2011 6:00:29 AM
grammaspurse$25.003/31/2011 10:39:49 AM
intrepid-loot$50.003/31/2011 9:06:25 PM
Starfin-Capital-Management$96.723/31/2011 6:45:34 AM
dws2380$28.003/31/2011 5:17:59 PM
zotzot$50.443/31/2011 7:08:00 PM
washboard3$35.003/31/2011 9:19:02 PM
KarlMarx$25.004/1/2011 3:38:30 AM
DreDub$50.004/1/2011 9:34:49 AM
loss-of-control$150.003/31/2011 4:25:49 PM
houli123$350.004/1/2011 8:06:38 AM
basis-image$30.003/31/2011 5:05:41 PM
revenue-circuit1$25.004/1/2011 10:29:04 AM
seisen$29.074/1/2011 2:00:16 AM
dominickf$50.004/1/2011 10:42:56 AM
moola-tulip1$25.004/1/2011 11:11:52 AM
seanambrose$25.004/1/2011 2:38:40 PM
Spiderman55$25.004/1/2011 8:02:45 AM
branaa99$25.004/1/2011 2:16:08 PM
gjm6d$25.004/1/2011 4:37:58 PM
ready-interest9$25.004/1/2011 7:32:06 PM
tech310$50.004/1/2011 2:02:47 PM
Long-term2040$25.004/2/2011 6:19:34 AM
lovely-leverage$150.004/2/2011 10:53:40 AM
forthright-dedication$50.004/2/2011 12:50:03 PM
best-generosity-financier$25.004/1/2011 10:10:50 PM
leverage-monger$25.504/2/2011 1:54:46 PM
active-benjamins4$26.524/2/2011 2:55:25 PM
riproaringrapids$25.004/2/2011 1:28:57 PM
sportract05$50.004/2/2011 2:09:17 PM
investment-cluster$50.004/2/2011 3:11:40 PM
paintedposies$123.774/2/2011 3:53:30 PM
127 Investments
 
Borrower Payment Dependent Notes Series 498838
This series of Notes was issued and sold upon the funding of the borrower loan #48274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Apr-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1990 Debt/Income ratio: 19%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $521Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 104%  
   Homeownership: Yes  
Screen name: bill-wheel3 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bill-wheel3
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total principal balance on property from first and second mortgage is $146,985. Home value is $147,000 (Mar-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
leodaguy$25.003/21/2011 9:06:29 AM
reflective-rupee$500.333/21/2011 11:55:06 AM
SolarMoonshine$25.003/21/2011 6:41:56 PM
bid-czar8$50.003/23/2011 3:11:30 AM
top-courteous-peso$50.003/23/2011 3:09:09 PM
benjamins-utopia$100.003/24/2011 11:49:44 AM
mercuriant$25.003/26/2011 4:53:57 AM
Jack55304$125.003/26/2011 10:47:53 AM
hitsman$50.003/26/2011 11:48:24 AM
the-dollar-topper$100.003/26/2011 2:43:27 PM
handshake5$100.003/26/2011 4:53:11 PM
vine99$65.003/27/2011 12:05:40 PM
thelovebug$100.003/27/2011 9:18:03 PM
brightest-dignified-penny$25.003/28/2011 11:50:14 PM
sensible-fund$29.543/29/2011 3:22:11 AM
n2fitns$100.003/28/2011 8:13:15 PM
power-mad-scientist$25.003/29/2011 1:44:57 PM
w3alter$100.003/29/2011 3:22:53 PM
wwwUniversal$25.003/29/2011 5:17:47 PM
caprirolito$25.003/29/2011 8:27:39 PM
well-mannered-income3$30.003/30/2011 11:57:42 AM
EarlyRiser$34.653/30/2011 10:40:59 AM
umfan123$25.003/30/2011 2:31:18 PM
seisen$50.003/30/2011 8:34:44 PM
genius520$100.003/31/2011 12:06:12 AM
kulender$50.003/31/2011 2:04:42 AM
CA-Lender$100.003/30/2011 2:48:19 PM
Tylerh$100.003/30/2011 8:32:54 PM
floridass$25.004/1/2011 8:34:33 AM
Tikibarman$50.004/1/2011 9:33:55 AM
revenue-circuit1$25.004/1/2011 10:28:40 AM
peso-aggregator$25.003/31/2011 7:37:29 PM
washboard3$35.003/31/2011 9:25:44 PM
KarlMarx$25.004/1/2011 3:38:35 AM
seanambrose$25.004/1/2011 2:38:29 PM
diplomatic-wealth7$25.004/1/2011 11:42:46 AM
NoMoreDebt4Me$25.004/1/2011 6:32:40 PM
IIP77$25.004/2/2011 2:51:36 AM
treasure-bliss$50.004/2/2011 4:16:38 AM
Bob450$25.004/2/2011 9:13:36 AM
radforj22$25.004/2/2011 9:38:54 AM
LaBamba$70.004/2/2011 10:07:58 AM
CACO_Lender$25.004/2/2011 5:42:40 PM
gold-blanket0$25.004/2/2011 7:07:37 PM
worthy-bid8$25.004/3/2011 10:29:26 AM
mtquan$25.004/2/2011 12:49:15 PM
helpishere777$25.004/3/2011 4:07:51 PM
responsive-rate884$50.004/3/2011 4:29:51 PM
Mariner3605$25.004/3/2011 5:57:52 PM
Calif-smo$26.044/3/2011 9:23:23 PM
openness-prospector$50.004/2/2011 9:38:46 PM
five-star-note$100.004/3/2011 8:36:33 AM
n2fitns$45.004/3/2011 8:16:57 PM
shrewd-income$106.034/3/2011 8:25:17 PM
patriot897$25.003/21/2011 9:06:11 AM
simplelender80$150.003/21/2011 9:03:12 AM
suave-dime6$25.003/22/2011 5:44:43 PM
worldly-money4$200.003/23/2011 6:07:21 AM
ingenious-deal6$25.003/23/2011 3:56:39 PM
finance-prescription$50.003/24/2011 5:34:20 AM
burrito6$25.003/26/2011 3:23:21 AM
zippy-interest$25.003/26/2011 4:29:27 PM
Gibbyland$65.713/26/2011 4:36:36 PM
kegs$1,700.003/29/2011 11:26:22 AM
SecondChanceLendingSERV$25.003/29/2011 10:23:10 PM
Easystreet$25.003/29/2011 4:33:37 PM
WilliamLeeSims$25.003/30/2011 10:40:08 AM
economy-producer$25.003/30/2011 2:29:59 PM
DreDub$50.003/30/2011 12:20:21 PM
reward-adventure$30.983/31/2011 2:32:34 AM
forthright-dedication$50.003/31/2011 8:18:15 AM
fairhelper$25.003/31/2011 11:42:48 AM
wbahl$25.004/1/2011 9:41:02 AM
dominickf$50.004/1/2011 10:42:43 AM
1willray$25.004/2/2011 1:27:58 AM
tech310$50.004/1/2011 2:02:38 PM
orbital-investment5$40.024/1/2011 2:02:56 PM
ingenious-diversification$25.004/2/2011 7:19:04 AM
the-profit-oracle$25.004/2/2011 4:15:14 AM
order-elevator7$30.004/2/2011 10:00:40 AM
hard-working-loot$50.004/2/2011 12:08:35 PM
mlj0671$25.004/1/2011 7:19:46 PM
life-is-great$25.004/2/2011 12:50:15 PM
riproaringrapids$25.004/2/2011 1:28:50 PM
ingenious-truth0$50.004/2/2011 4:12:27 PM
sakha$25.004/2/2011 1:29:49 PM
jjswanso$100.774/2/2011 8:37:54 AM
intrepid-loot$25.004/3/2011 8:42:13 AM
Shining-Star$25.004/2/2011 8:32:23 PM
Comoparklender$40.004/2/2011 9:47:46 PM
famous-bill$25.004/2/2011 12:50:59 PM
vest_vortex$25.004/3/2011 1:05:31 PM
BlindJoeDeath$50.004/3/2011 2:28:06 PM
Cai8899$30.004/2/2011 11:47:54 PM
payout-paddle1$50.004/3/2011 12:12:54 AM
fortytwo$100.004/3/2011 12:19:52 AM
ASG_NECO$50.004/3/2011 9:28:25 PM
mcgovern2024$50.004/3/2011 10:27:07 PM
bsmtloan$164.364/3/2011 8:22:11 AM
mcgovern2024$50.004/3/2011 1:37:07 PM
graceful-investment$100.004/3/2011 4:43:29 PM
kindness-launcher$481.574/3/2011 10:39:31 PM
102 Investments
 
Borrower Payment Dependent Notes Series 498930
This series of Notes was issued and sold upon the funding of the borrower loan #48291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2005 Debt/Income ratio: 21%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,460Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: orange-loot-zoo Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mike
Purpose of loan: To assist with relocating.
This loan will be used to...assist with food, u-haul rental equipment, lodging, gas etc.

My financial situation: Is good.
I am a good candidate for this loan because...I am responsible and very conscious about my credit rating. Also because I do pay my bills in a timely manner.


Monthly net income: $4530
Monthly expenses: $
Housing: $1350
Insurance: $120
Car expenses: $490
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $380
Clothing, household expenses: $80
Credit cards and other loans: $180
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage balance is $177,160.25. The property value is $191,000. There is no second mortgage or 2nd/heloc. (Mar-27-2011)
Q: Hi, Why and where do you relocate to? Why is your credit utilization high? Thanks, - p2ploan-sensation211
A: I have received a job promotion at Charleston AFB, SC with the DoD. I am currently residing in Alaska. The government will not sponsor a Permanent Change of Station move. I can't turn down the position because it is an increase in pay and a career advancement. I did not realize my credit utiization was so high until I applied for this loan. I have (5) debts with my mortgage being the highest. The mortgage property is a rental property I am currently renting out. (Mar-31-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DHolly$50.003/22/2011 5:32:09 PM
simplelender80$100.003/22/2011 5:05:22 PM
reflective-rupee$25.333/22/2011 5:33:38 PM
transformer855$25.003/23/2011 12:19:09 AM
beakerfish$50.003/22/2011 9:12:37 PM
golffish2$50.003/23/2011 5:05:38 AM
leodaguy$25.003/28/2011 11:15:23 AM
thelovebug$100.003/27/2011 9:18:34 PM
SecondChanceLendingSERV$25.003/29/2011 10:25:29 PM
lendstats_com$200.003/31/2011 5:08:14 PM
wwwUniversal$25.003/31/2011 2:27:01 AM
1willray$25.004/2/2011 1:58:02 AM
upbeat-finance8$50.004/1/2011 7:17:23 PM
p2ploan-sensation211$25.004/1/2011 7:37:07 PM
asset-professor$50.004/2/2011 9:43:39 AM
dominickf$50.004/3/2011 7:43:14 AM
BlindJoeDeath$50.004/3/2011 2:28:26 PM
Mariner3605$25.004/3/2011 5:58:09 PM
seisen$50.004/4/2011 11:00:16 AM
money-fort$25.004/4/2011 5:43:24 PM
ghinga$25.004/4/2011 6:00:06 PM
loss-of-control$150.004/4/2011 6:22:21 PM
mcgovern2024$25.004/4/2011 6:32:37 PM
sweetlan$25.004/4/2011 7:24:29 PM
tripnosis$25.004/4/2011 5:22:21 PM
ddimports$100.004/4/2011 5:37:07 PM
oaktown23$50.004/4/2011 11:43:14 PM
Valley-of-the-Dollar$25.004/4/2011 7:55:58 PM
tender-ore$25.004/4/2011 8:38:23 PM
justasoldier$40.004/4/2011 9:19:05 PM
FinanceEngine$30.004/4/2011 10:35:06 PM
elevated-investment$25.004/4/2011 10:45:27 PM
1point21gigawatts$50.004/5/2011 4:15:29 AM
bold-shrewd-duty$25.004/4/2011 3:52:38 PM
investment-habanero8$100.004/5/2011 5:23:56 AM
patriot384$50.004/5/2011 5:45:08 AM
GElender$25.004/5/2011 6:10:32 AM
wbahl$25.004/5/2011 6:13:52 AM
wonder3$30.004/5/2011 6:15:04 AM
foothillender$25.004/5/2011 6:23:07 AM
p2p-eagle9$25.004/5/2011 7:34:17 AM
golath24$25.004/5/2011 7:44:41 AM
well-mannered-income3$25.004/4/2011 5:07:04 PM
reward-planetarium$200.004/5/2011 8:02:13 AM
reward-planetarium$200.004/5/2011 8:16:51 AM
Nerdster1$35.054/5/2011 3:59:59 AM
trippd6$25.004/5/2011 8:54:48 AM
dudebrah$25.004/4/2011 5:23:47 PM
ksubd$75.004/5/2011 7:02:48 AM
well-mannered-income3$25.004/5/2011 7:09:45 AM
KarlMarx$25.004/5/2011 9:34:45 AM
easylivin$25.004/5/2011 8:39:58 AM
cablenews$50.004/5/2011 8:43:29 AM
deepblue34$30.004/4/2011 6:25:01 PM
enriching-dollar$30.004/5/2011 8:45:12 AM
mykkai$25.004/5/2011 9:06:15 AM
cloud8$200.004/4/2011 9:41:35 PM
newest-generous-income$39.244/5/2011 3:06:07 AM
shrewd-income$50.004/5/2011 5:56:46 AM
DaddyBill$36.004/5/2011 6:20:16 AM
jmvingeorgia$25.004/5/2011 7:02:36 AM
The-Lighthouse-Group$25.004/5/2011 7:18:20 AM
profitable-money$25.004/5/2011 7:38:08 AM
ultimate-dough0$25.004/5/2011 7:55:07 AM
partyplan$25.004/5/2011 8:22:15 AM
contract-student2$50.004/5/2011 8:26:30 AM
buffalobills$25.004/5/2011 8:32:31 AM
rate-backer5$25.004/5/2011 8:41:43 AM
spsavage$0.744/5/2011 9:35:32 AM
suave-dime6$25.003/23/2011 6:06:58 AM
worldly-money4$200.003/23/2011 6:08:08 AM
competent-p2p$25.003/24/2011 10:31:19 AM
benjamins-utopia$100.003/24/2011 11:50:16 AM
mercuriant$25.003/26/2011 4:54:33 AM
patriot897$25.003/26/2011 4:45:08 PM
ASR3$50.003/27/2011 4:28:50 AM
selector568$50.003/29/2011 3:23:19 PM
ingenious-deal6$25.003/29/2011 2:57:52 PM
caprirolito$25.003/29/2011 8:27:56 PM
w3alter$100.003/30/2011 10:03:43 AM
Easystreet$25.003/30/2011 10:39:58 AM
Tylerh$100.003/30/2011 8:33:27 PM
the-dollar-topper$100.004/1/2011 9:34:10 AM
diplomatic-wealth7$25.004/1/2011 11:43:10 AM
finance-prescription$50.004/1/2011 4:33:49 PM
revenue-circuit1$25.004/1/2011 10:29:22 AM
tech310$50.004/2/2011 4:33:58 PM
worthy-bid8$25.004/3/2011 10:29:50 AM
Cai8899$30.004/2/2011 11:48:17 PM
fortytwo$100.004/3/2011 12:20:17 AM
handshake5$44.984/3/2011 7:42:49 AM
SOP_Bank$25.004/3/2011 11:56:52 AM
bid-czar8$50.004/3/2011 7:43:15 AM
value-allocator1$100.004/4/2011 9:57:46 AM
burrito6$25.004/4/2011 11:00:33 AM
musegaze$50.004/4/2011 12:27:51 PM
floridass$25.004/4/2011 5:14:58 PM
nilonc1$50.004/4/2011 5:30:06 PM
Jack55304$125.004/4/2011 11:00:02 AM
witty-openness$25.004/4/2011 5:53:52 PM
robust-trade$62.914/4/2011 7:25:31 PM
mohara25$126.564/4/2011 8:18:20 PM
the-upbeat-p2p$178.284/4/2011 5:50:37 PM
intrepid-loot$25.004/5/2011 1:15:01 AM
Rico47$50.004/4/2011 7:07:51 PM
balanced-balance6$40.004/4/2011 7:16:03 PM
income-awakening6$25.004/4/2011 7:35:21 PM
autonomous-truth$50.004/4/2011 8:41:00 PM
trade-surge3$25.004/4/2011 9:45:53 PM
COCHINOBOY$100.004/5/2011 2:46:12 AM
P2P4me$100.004/5/2011 5:27:18 AM
entreprenooner$25.004/5/2011 5:52:12 AM
sgt-schultz$30.614/5/2011 6:01:54 AM
FundMaker$25.004/5/2011 7:01:23 AM
the-profit-oracle$25.004/5/2011 2:22:16 AM
market-pudding$25.004/5/2011 7:59:12 AM
generosity-pizza$25.004/5/2011 8:02:22 AM
a-reasonable-return$25.004/5/2011 8:04:53 AM
Chillito$36.204/5/2011 8:13:03 AM
q4golf$25.004/5/2011 4:20:49 AM
IIP77$25.004/5/2011 5:15:23 AM
graceful-investment$100.004/5/2011 8:40:52 AM
Smallbear$25.004/5/2011 5:40:37 AM
fund-tom-tom6$73.904/5/2011 8:52:01 AM
bonus-quark4$25.004/5/2011 6:45:12 AM
return-seeker85$149.994/5/2011 9:01:01 AM
Whipster$50.004/4/2011 5:35:10 PM
Taz-Man-IIWIS$25.004/5/2011 9:16:44 AM
Adaboy$25.004/5/2011 8:36:20 AM
Kselr$26.784/5/2011 9:26:00 AM
power-bluebird2$50.004/4/2011 7:43:05 PM
vigorous-velocity$100.004/4/2011 8:47:51 PM
investment-comet$25.004/4/2011 9:03:14 PM
reasonable-power$25.004/4/2011 10:48:46 PM
dedicated-principal$100.004/4/2011 11:39:28 PM
kulender$100.004/5/2011 2:05:10 AM
loanman2007$200.004/5/2011 4:31:59 AM
heerzaquestion$25.004/5/2011 5:03:06 AM
open-dough6$51.604/5/2011 6:16:36 AM
brwnidgirl$76.834/5/2011 6:23:02 AM
credible-balance0$25.004/5/2011 6:51:06 AM
hookUup$25.004/5/2011 6:56:17 AM
shrewd-income$100.004/5/2011 7:50:30 AM
sadhikari$25.004/5/2011 8:26:39 AM
delicious-loan093$25.004/5/2011 8:56:22 AM
145 Investments
 
Borrower Payment Dependent Notes Series 499194
This series of Notes was issued and sold upon the funding of the borrower loan #48269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Apr-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1992 Debt/Income ratio: 0%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:22y 7m
Amount delinquent: $639 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: phenomenal-euro5 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Roofing
Purpose of loan:
This loan will be used to help with the cost of replacing the roof on our home.

My financial situation:
I am a good candidate for this loan because I am able to pay the amount stipulated. This loan will also help to establish my credit.


Monthly net income: $3,000.00
Monthly expenses: $2351.00
Housing: $835.00
Insurance: $180.00
Car expenses: $
Utilities: $371.00
Phone, cable, internet: $140.00
Food, entertainment: 550.00
Clothing, household expenses: $125.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the $639 delinquency reported. - luvlending
A: The reason for the delinquency was due to the fact that the payments were being taken out of my husbands bank account. He had some discprepancies with his account and stopped the automatic drafts. This set him back causing the delays. The account has since been put back on automatic drafts to avoid delays (Apr-01-2011)
Q: Hi- I was wondering if you could explain 1) The delinquency on your account, and 2) If you have such a large income and no credit card debt, why wouldn't you finance this that way? Thanks! - diversification-maple1
A: The reason for the delinquency on the account was due to the fact that the payments were being taken from my husbands bank account. He had some discrepancies in his account and stopped the drafts from being taken. This set him back causing the delay in payments. The account has since been placed back on automatic drafts to avoid delays. To answer the next question, the reason I am trying to finance this way is to try and establish some credit. Any purchases are made with my income. (Apr-01-2011)
Q: please explain your delinquent account. - loss-of-control
A: The reason for the delinquency was due to the fact that the payments were being taken from my husbands bank account. He experienced some discrepancies with his account and had the drafts stopped. This set him back causing the delays. The account has since been placed back on automatic drafts to avoid delays. (Apr-01-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/24/2011 5:05:57 PM
suave-dime6$25.003/24/2011 5:07:04 PM
zorg77$25.003/24/2011 5:34:51 PM
direct-social3$25.003/24/2011 5:12:49 PM
w3alter$100.003/25/2011 9:18:09 AM
responsible-worth113$40.003/25/2011 8:11:15 AM
power-trophy7$25.003/26/2011 2:57:19 AM
peso-aggregator$25.003/27/2011 9:59:07 AM
ASR3$50.003/27/2011 4:27:57 AM
thelovebug$100.003/27/2011 9:19:13 PM
kindness-venture1$25.003/30/2011 7:29:04 AM
seineil$50.003/30/2011 5:13:05 PM
Tylerh$100.003/30/2011 8:34:15 PM
CA-Lender$100.003/31/2011 5:22:07 PM
Pakse$25.003/31/2011 6:45:12 AM
income-rocker2$50.004/1/2011 6:24:13 AM
lending-theory$50.003/31/2011 8:13:29 PM
mrxtravis$25.004/1/2011 10:21:42 AM
dominickf$50.004/1/2011 10:43:15 AM
carrinel$50.004/1/2011 7:10:27 AM
diplomatic-wealth7$25.004/1/2011 11:43:45 AM
upbeat-finance8$25.004/1/2011 6:31:56 PM
interstellar$50.004/2/2011 2:51:03 AM
asset-mammal$34.594/1/2011 1:09:43 PM
jbloans$25.004/1/2011 4:13:19 PM
rhightower003$50.004/1/2011 7:17:53 PM
wild-orange$25.004/2/2011 3:10:11 PM
MrDance123$50.004/2/2011 11:57:56 AM
worthy-bid8$25.004/3/2011 10:30:38 AM
lalivn$37.564/3/2011 8:02:04 PM
kindness-launcher$371.294/3/2011 10:41:56 PM
LuvToLend$36.834/2/2011 10:43:22 PM
truth-trapper$25.004/3/2011 7:39:38 PM
terrific-dough6$100.004/3/2011 8:45:11 PM
hidavehi$26.004/3/2011 9:40:30 AM
Kyileo$25.004/3/2011 6:26:34 PM
OLYVRC$25.004/3/2011 8:56:08 PM
Calif-smo$25.004/3/2011 9:22:29 PM
a-finance-nirvana$25.003/25/2011 2:09:47 AM
foothillender$25.003/25/2011 5:57:43 AM
MrBailey$35.003/25/2011 5:54:14 PM
eronyc$50.003/25/2011 12:27:39 PM
SecondChanceLendingSERV$25.003/26/2011 8:51:15 AM
simplelender80$100.003/26/2011 2:23:48 AM
BradP$25.003/26/2011 2:32:31 PM
Pitufo$50.003/26/2011 11:29:39 PM
greencat$50.003/28/2011 7:25:58 AM
2grindstones$25.003/27/2011 9:34:53 AM
elegant-loot$25.003/28/2011 9:34:33 AM
ingenious-deal6$25.003/29/2011 2:58:49 PM
VJ_Financial$75.003/29/2011 7:30:26 PM
transparency-grasshopper$25.003/29/2011 5:31:36 PM
Rogesparkguy$25.003/30/2011 6:28:39 AM
GS-ROCK$25.003/30/2011 10:22:31 AM
mercuriant$25.003/30/2011 10:15:54 AM
capital-halo1$500.003/31/2011 12:05:21 AM
eboomer2611$25.003/31/2011 8:35:11 AM
nextar$58.493/31/2011 8:09:19 PM
worldpower2$25.004/1/2011 5:32:17 AM
intrepid-loot$25.004/1/2011 7:09:07 PM
Kqwik$25.004/1/2011 4:25:07 PM
velocity-motivator6$25.004/1/2011 5:58:32 PM
money-baron$67.084/2/2011 2:51:18 PM
red-favorable-basis$25.004/3/2011 10:13:20 AM
fortytwo$100.004/3/2011 12:21:09 AM
verdiprr$300.004/3/2011 7:12:32 AM
thankful-nickel2$25.004/3/2011 2:22:35 PM
camer069$35.914/3/2011 5:09:55 PM
mcgovern2024$25.004/3/2011 1:43:53 PM
Shining-Star$25.004/2/2011 8:40:18 PM
droopie1$25.004/3/2011 11:10:56 AM
rooster63$32.254/3/2011 9:02:27 PM
72 Investments
 
Borrower Payment Dependent Notes Series 499426
This series of Notes was issued and sold upon the funding of the borrower loan #48316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1994 Debt/Income ratio: 34%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:21y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,518Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: funds-carnation0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...help with divorce expenses

My financial situation:
I am a good candidate for this loan because...i am selling my house and have no mortgage and i own my car and it is paid in full.


Monthly net income: $2600
Monthly expenses: $
Housing: $1000 rent
Insurance: $85
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/31/2011 5:02:58 PM
reflective-rupee$1,000.333/31/2011 5:12:15 PM
JustMee$25.003/31/2011 9:20:06 PM
selector568$50.003/31/2011 5:05:07 PM
KarlMarx$25.004/1/2011 3:39:00 AM
DasMula$57.004/1/2011 7:28:52 AM
squarebob$25.003/31/2011 5:19:56 PM
investment-artist$25.004/1/2011 9:48:01 AM
golffish2$25.004/1/2011 4:16:03 AM
gjm6d$25.004/1/2011 4:47:15 PM
intrepid-loot$25.004/1/2011 7:11:29 PM
liberty-magnate$25.004/1/2011 7:53:03 PM
loss-of-control$100.004/1/2011 6:11:42 PM
loanman2007$25.004/3/2011 6:19:56 AM
elegant-commerce7$50.004/2/2011 6:38:16 PM
Starfin-Capital-Management$123.614/2/2011 12:12:46 PM
cbivitz$400.004/3/2011 6:18:14 AM
shrewd-income$212.974/3/2011 7:15:51 AM
leverage-monger$25.004/2/2011 1:58:00 PM
thankful-nickel2$25.004/2/2011 3:54:00 PM
grotheik$25.004/2/2011 6:19:58 PM
suave-dime6$25.003/31/2011 5:04:33 PM
ingenious-deal6$25.003/31/2011 5:04:57 PM
competent-p2p$25.003/31/2011 8:58:01 PM
zotzot$50.003/31/2011 5:16:13 PM
CA-Lender$100.003/31/2011 5:37:21 PM
SecondChanceLendingSERV$25.003/31/2011 5:56:17 PM
loanman2007$25.004/1/2011 5:43:08 AM
houli123$500.004/1/2011 8:05:20 AM
thelovebug$100.004/1/2011 1:18:14 PM
leverage-monger$25.994/1/2011 9:33:19 AM
upbeat-finance8$25.004/1/2011 7:22:15 PM
skillful-asset5$30.004/1/2011 1:22:58 PM
worldly-money4$150.004/2/2011 12:53:00 PM
rjcoutur2001$28.774/2/2011 2:42:14 AM
ethicalhumanist$25.004/2/2011 4:15:30 PM
Shining-Star$25.004/2/2011 9:04:29 PM
Bob450$25.004/2/2011 9:13:42 AM
mpatrick$25.004/2/2011 7:20:33 PM
tigercat$50.004/2/2011 5:13:55 PM
riveting-credit5$321.334/3/2011 7:50:30 AM
41 Investments
 
Borrower Payment Dependent Notes Series 499568
This series of Notes was issued and sold upon the funding of the borrower loan #48313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2001 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 6Length of status:7y 4m
Amount delinquent: $1,354 Total credit lines: 16 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,092Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: the-bonus-kingdom Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...i have paid off a similiar type loan.


Monthly net income: $2400.00
Monthly expenses: $1800.00
Housing: $
Insurance: $650.00
Car expenses: $400.00
Utilities: $75.00
Phone, cable, internet: $65.00
Food, entertainment: $120.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/25/2011 5:06:06 PM
SolarMoonshine$25.003/25/2011 6:07:48 PM
DadWarbucks$50.003/26/2011 2:29:36 AM
zone6$100.003/26/2011 3:20:38 AM
dedicated-diversification5$61.683/26/2011 3:29:42 AM
lloyd_s$25.003/26/2011 2:48:19 AM
simplelender80$100.003/26/2011 5:25:04 PM
SqueezeKing$25.003/26/2011 10:33:15 PM
ASR3$50.003/27/2011 4:27:37 AM
vutah$25.003/27/2011 10:34:17 AM
thelovebug$100.003/27/2011 9:19:31 PM
CA-Lender$100.003/31/2011 6:05:41 PM
omahajay$25.004/1/2011 6:50:05 AM
diplomatic-wealth7$25.004/1/2011 11:44:00 AM
elegant-loot$25.004/1/2011 2:46:21 AM
Rogelio48$25.004/1/2011 1:48:13 PM
responsible-worth113$30.004/1/2011 7:58:32 PM
cordial-affluence2$50.004/1/2011 10:13:04 PM
investment-habanero8$100.004/2/2011 4:42:21 AM
treasure-expert$25.004/2/2011 5:32:25 AM
EBITDA$25.004/2/2011 2:29:15 AM
luminous-payout6$25.004/2/2011 9:08:47 AM
ac787$25.004/2/2011 6:13:03 AM
velocity-motivator6$25.004/1/2011 5:58:37 PM
suave-dime6$25.003/25/2011 5:05:49 PM
Kreditorium$25.003/26/2011 2:55:23 AM
keeminn$50.003/26/2011 9:22:33 AM
amlu1988$25.003/26/2011 11:06:58 AM
Interstate_Rate$100.003/26/2011 6:34:05 PM
ingenious-deal6$25.003/29/2011 2:59:07 PM
w3alter$100.003/30/2011 10:40:24 AM
Tylerh$57.233/30/2011 8:34:32 PM
GElender$25.004/1/2011 6:56:57 AM
KarlMarx$25.004/1/2011 10:15:05 AM
FoosMaster$50.004/1/2011 2:34:34 PM
thankful-nickel2$25.004/1/2011 5:56:07 PM
scrappy-diversification7$2,000.004/1/2011 10:39:23 AM
1willray$25.004/2/2011 1:46:15 AM
Ananya$25.004/2/2011 7:06:54 AM
best-generosity-financier$25.004/1/2011 9:15:28 PM
Lubava$25.564/2/2011 7:39:41 AM
mpatrick$25.004/2/2011 10:41:23 AM
leverage-monger$75.534/2/2011 1:53:15 PM
43 Investments
 
Borrower Payment Dependent Notes Series 499584
This series of Notes was issued and sold upon the funding of the borrower loan #48283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,800.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $221.47
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1989 Debt/Income ratio: 15%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 26 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $861Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: vista5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
780-799 (Sep-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
New Roof **Repeat Customer**
Purpose of loan:
This loan will be used to put a new roof on our home.

My financial situation:
I am a good candidate for this loan because I have a good debt to income ratio and pay my bills on time. I have a stable job that I have been with for 14 years now.

My last Prosper loan was always paid on time and we paid it off early. I hope to do the same with this one.

Thank you for considering my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
orange-rapid-benjamins$25.003/28/2011 9:16:06 AM
reflective-rupee$1,000.333/28/2011 10:39:35 AM
marinbb$50.003/28/2011 9:04:59 AM
Mikale360$25.003/28/2011 9:10:42 AM
Nerdster1$40.053/28/2011 2:22:51 PM
brightest-dignified-penny$35.003/28/2011 5:00:38 PM
competent-p2p$76.003/28/2011 11:04:48 AM
thankful-nickel2$25.003/28/2011 5:12:50 PM
RecoveryLender$25.003/28/2011 1:04:01 PM
2grindstones$50.003/28/2011 2:02:25 PM
Astyanax$61.163/28/2011 6:48:46 PM
ethicalhumanist$25.003/28/2011 7:17:29 PM
verdiprr$100.003/28/2011 2:48:28 PM
cashhelp$50.003/28/2011 4:37:44 PM
investment-habanero8$100.003/29/2011 4:34:11 AM
LendsToMomos$39.263/29/2011 1:27:38 AM
Finchy78$30.003/28/2011 2:27:34 PM
doopers$25.003/28/2011 3:42:01 PM
Aitro$25.003/29/2011 10:20:18 AM
platinum-cargo$26.503/29/2011 5:15:48 AM
moola-monger9$50.003/29/2011 10:27:00 AM
first-serene-credit$25.003/29/2011 10:58:29 AM
grampy48$50.003/29/2011 7:06:42 AM
DasMula$27.003/29/2011 8:00:14 AM
squarebob$50.003/28/2011 5:49:55 PM
DasMula$27.003/28/2011 6:05:42 PM
loss-of-control$150.003/28/2011 6:40:10 PM
CA-Lender$100.003/28/2011 6:43:48 PM
Rabid_Dove$25.003/28/2011 10:56:48 PM
credit-missile$100.003/28/2011 11:16:20 PM
DT_Banker$25.003/29/2011 11:11:58 AM
SkinnyFish$50.003/29/2011 4:19:31 AM
loanman2007$225.003/29/2011 5:20:02 AM
zztopdog$25.323/29/2011 11:14:55 AM
shawnw2$50.003/28/2011 9:04:42 AM
suave-dime6$25.003/28/2011 9:08:56 AM
ac787$58.003/28/2011 9:59:07 AM
kindness-launcher$1,000.003/28/2011 12:51:53 PM
favorite-commerce$50.003/28/2011 1:06:17 PM
zotzot$50.443/28/2011 5:47:57 PM
SolarMoonshine$50.003/28/2011 6:37:22 PM
clemclan$25.003/28/2011 7:42:19 PM
gothampark$25.003/28/2011 5:01:52 PM
OldManP$35.003/28/2011 9:05:41 AM
CoolPlexer$25.003/28/2011 9:07:44 AM
worldly-money4$200.003/28/2011 9:09:21 AM
Banker_Joe$25.003/28/2011 7:20:21 PM
Reliance_Banker$25.003/28/2011 7:39:14 PM
DasMula$25.003/28/2011 11:18:51 AM
one-midas$27.613/29/2011 6:11:16 AM
bonus-quark4$25.003/29/2011 7:14:16 AM
JBF_Investments$25.003/28/2011 9:57:07 PM
vutah$25.003/28/2011 10:43:00 PM
FinanceEngine$30.003/29/2011 7:54:37 AM
klend4$100.003/28/2011 3:16:07 PM
Feyenoord$25.003/29/2011 3:11:14 AM
martymaniaman$25.003/29/2011 5:36:55 AM
WonByOne$50.003/29/2011 5:58:23 AM
rpd1211$25.003/29/2011 6:01:17 AM
hookUup$25.003/28/2011 5:30:46 PM
klend4$50.003/29/2011 7:31:01 AM
a-reasonable-return$25.003/29/2011 8:10:24 AM
top-courteous-peso$50.003/28/2011 5:54:33 PM
YoungTaxMan$80.003/28/2011 7:12:12 PM
friendinmoney$25.003/28/2011 7:45:50 PM
duty-monger$50.003/29/2011 9:32:02 AM
p2ploan-sensation211$25.003/28/2011 8:01:28 PM
integrity-doctor$100.003/29/2011 9:51:54 AM
thelovebug$100.003/29/2011 9:53:21 AM
jtn4148$30.003/29/2011 10:58:38 AM
EarlyRiser$59.293/29/2011 2:27:44 AM
golffish2$50.003/29/2011 3:46:49 AM
corporatejim$27.043/29/2011 4:49:26 AM
Christophe$50.003/29/2011 7:23:34 AM
trade-goblin9$25.003/29/2011 8:20:27 AM
head$25.003/29/2011 11:10:57 AM
meers2000$30.003/29/2011 11:13:50 AM
professional-integrity$39.953/29/2011 11:58:26 AM
lsx7$200.003/29/2011 12:02:40 PM
79 Investments
 
Borrower Payment Dependent Notes Series 499626
This series of Notes was issued and sold upon the funding of the borrower loan #48290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $111.14
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1993 Debt/Income ratio: 3%
Credit score: 860-879 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,584Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: dough-enlightenment3 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Post and Bean shed/ barn
I am having a 12 x 28 post and bean barn/ shed built on my properety. I want to have this project completed by mid may to avoid moving our 2011 -2012 wood cutting 2 or 3 times (tough to do at 61 years of age).

My wife and I have been happily married 37 years. We are highly dependable, hard working people that have earned everything we have. We have always paid our bills on time and occasionally ahead of schedule.

We own a newly built, custom home in the Berkshire mountains of Massachusetts where we will retire. We are home bodies that enjoy working around the house, walking our property lookng for wildlife and reading.

We have 2 sons, one a 19 year Army Special Forces Green Beret veteran and 1 recently honorably discharged from the Marine Corp after 5 years of service. We are very proud of both of them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/28/2011 9:08:26 AM
caring-hope2$100.003/28/2011 9:09:47 AM
scrappy-bonus2$25.003/28/2011 9:06:06 AM
lawndude16$25.003/28/2011 3:10:03 PM
RecoveryLender$25.003/28/2011 1:03:19 PM
zotzot$50.113/28/2011 6:14:04 PM
friendinmoney$25.003/28/2011 7:44:57 PM
penny-finder$50.003/28/2011 4:49:15 PM
Bieling$25.003/28/2011 9:02:25 AM
socal-lender$25.003/28/2011 9:04:02 AM
cashhelp$60.003/28/2011 9:05:24 AM
B-rad_the_Coug$25.003/29/2011 2:33:43 AM
vutah$25.003/28/2011 10:46:17 PM
tomdooley12520$25.003/28/2011 2:52:57 PM
exact-gold2$50.003/28/2011 4:19:17 PM
zippy-revenue8$25.003/29/2011 4:55:58 AM
kain11286$75.003/29/2011 2:20:55 PM
wild-orange$100.003/28/2011 9:43:06 PM
saahilld$25.003/28/2011 10:52:38 PM
Aaron_Oz$25.003/29/2011 3:23:00 PM
selector568$50.003/29/2011 3:23:10 PM
loyalty-sherpa$25.003/29/2011 5:23:13 PM
misit$25.003/29/2011 5:41:26 PM
thankful-nickel2$25.003/29/2011 6:20:26 PM
enthralling-deal180$50.003/29/2011 7:29:27 PM
power-cell$25.003/29/2011 6:26:06 PM
wonderous-power$25.003/30/2011 6:10:24 AM
Dan4703$25.003/30/2011 7:01:40 AM
FundMaker$25.003/30/2011 7:05:57 AM
WilliamLeeSims$40.823/29/2011 5:05:59 PM
rpg$35.003/29/2011 7:21:26 PM
uralrider$34.323/30/2011 10:50:56 AM
enchanted-note$25.003/30/2011 11:39:29 AM
gavinsp$25.003/30/2011 12:04:01 PM
turbostar666$35.003/30/2011 7:32:39 AM
platinum-cargo$26.503/30/2011 3:34:17 PM
mammalian4$25.003/30/2011 2:13:53 PM
simplelender80$100.003/30/2011 2:24:53 PM
EretzCapital$30.003/30/2011 3:27:28 PM
organized-payment6$50.003/28/2011 9:04:16 AM
AFairDeal$100.003/28/2011 9:04:26 AM
patriot897$25.003/28/2011 9:08:18 AM
openness-viking$75.003/28/2011 2:33:36 PM
reflective-rupee$500.333/28/2011 10:38:13 AM
jigsaw$200.003/28/2011 11:28:55 AM
ansky127$25.003/28/2011 1:11:29 PM
Jynxie$50.003/28/2011 9:44:16 AM
swissbanker$50.003/28/2011 10:34:19 PM
basejump0$30.003/28/2011 10:51:03 PM
SolarMoonshine$25.003/28/2011 6:36:26 PM
hostbank$100.003/29/2011 11:12:28 AM
DasMula$27.003/29/2011 7:59:05 AM
oheight$33.253/29/2011 5:54:38 PM
cwegert$32.863/29/2011 11:12:24 AM
timtheman1$75.003/29/2011 9:53:24 PM
Astyanax$70.003/29/2011 3:22:31 PM
hopeful-truth5$100.003/30/2011 8:26:44 AM
interstellar$51.003/30/2011 2:04:27 AM
goodhearted-basis4$25.003/30/2011 2:48:36 AM
ANicePrep$27.273/30/2011 9:00:42 AM
GatorsFan$50.003/30/2011 5:37:44 AM
dreamhope$25.003/30/2011 7:07:33 AM
Christophe$50.003/30/2011 7:32:18 AM
Mav26$45.003/30/2011 12:02:24 PM
kinetic-social$25.003/30/2011 2:43:11 PM
CA-Lender$25.003/30/2011 2:56:07 PM
vigilance-searcher$2.293/30/2011 3:44:12 PM
UCSBGAUCHOS$25.813/30/2011 1:15:35 PM
Tradesmanlender$93.443/30/2011 2:12:34 PM
kinetic-social$25.003/30/2011 2:52:42 PM
70 Investments
 
Borrower Payment Dependent Notes Series 499680
This series of Notes was issued and sold upon the funding of the borrower loan #48266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $212.92
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1998 Debt/Income ratio: 9%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,536Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: SD2Sweet Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 840-859 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
760-779 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Debt Concolidation Loan
Purpose of loan:
This loan will be used to consolidate credit card debt as well as pay off an escrow shortage on my mortgage.

My financial situation:
I am a good candidate for this loan because I can meet the monthly payments easily and on schedule, and will pay a significant portion of the loan off quickly using my income tax refund.

I come from a two income family where both parties have secure employment.

Thank you for your help in making my life a little easier managing our finances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DukSerduk$25.003/28/2011 5:02:29 PM
AmericanCredit$25.003/28/2011 5:07:48 PM
hookUup$25.003/28/2011 5:37:55 PM
scrappy-bonus2$25.003/28/2011 5:04:15 PM
davisfl$25.003/28/2011 5:04:38 PM
shamrocker$25.003/28/2011 5:07:37 PM
power-mad-scientist$25.003/28/2011 5:18:16 PM
ac787$188.003/28/2011 5:42:12 PM
Zipperdu$50.003/29/2011 8:38:08 AM
logical-reward8$25.003/28/2011 5:02:23 PM
socal-lender$25.003/28/2011 5:02:46 PM
patriot897$50.003/28/2011 5:04:10 PM
community-pipeline$25.003/28/2011 5:04:58 PM
Jynxie$50.003/28/2011 5:07:51 PM
restless-balance9$50.003/29/2011 8:39:50 AM
transparency-grasshopper$50.003/29/2011 5:32:03 PM
Hanalei712$50.003/29/2011 6:04:35 PM
selector568$50.003/29/2011 3:24:13 PM
worthy-bid8$100.003/30/2011 2:59:48 AM
WilliamLeeSims$25.003/29/2011 4:59:30 PM
mrpowers5531$25.003/30/2011 9:37:40 AM
careful-return0$50.003/29/2011 7:22:36 PM
YummiBear$25.003/29/2011 7:43:20 PM
emo13$100.003/30/2011 12:12:53 AM
Aberdeen$1,000.003/30/2011 2:10:58 AM
skuba$50.003/30/2011 9:38:30 AM
outofoffice$100.003/30/2011 2:47:33 PM
Milonguero$100.003/30/2011 2:42:08 PM
kind-resolute-dough$50.003/31/2011 1:08:27 PM
p40thawk$50.004/1/2011 7:39:31 PM
UKloanfella$500.004/1/2011 9:05:59 PM
indomitable-coin$25.004/1/2011 11:32:34 AM
baseballfan111$50.004/2/2011 10:18:46 AM
alxnyc2000$40.004/2/2011 10:33:26 AM
cjames84$25.004/2/2011 5:19:17 AM
Speedracer12$50.004/2/2011 10:23:32 PM
atbright$25.004/2/2011 4:38:03 PM
LendingP2P$100.004/4/2011 8:39:22 AM
conqueror359$50.004/3/2011 5:25:02 PM
martymaniaman$25.004/4/2011 5:53:00 AM
Aberdeen$1,000.004/3/2011 8:17:50 AM
cashhelp$30.003/28/2011 5:03:01 PM
currency-persimmon$100.003/28/2011 5:04:44 PM
kanakakm$50.003/28/2011 5:18:32 PM
hookUup$25.003/28/2011 5:38:05 PM
the-dollar-topper$100.003/28/2011 5:07:17 PM
exact-gold2$25.003/28/2011 5:47:20 PM
lloyd_s$25.003/29/2011 2:54:59 AM
reflective-rupee$50.333/28/2011 6:54:43 PM
BlessedEveryDay$50.003/28/2011 8:42:20 PM
blot44$50.003/28/2011 5:02:52 PM
kenji4861$50.003/28/2011 5:03:54 PM
fantastic-openness$100.003/28/2011 5:04:20 PM
minista$25.003/28/2011 5:05:24 PM
SchaeferJ$25.003/28/2011 5:07:28 PM
hookUup$25.003/28/2011 5:37:50 PM
billnsc$100.003/28/2011 7:44:18 PM
availableloan$25.003/28/2011 8:12:13 PM
Dollars4Rent$50.003/29/2011 1:55:12 PM
currency-persimmon$200.003/29/2011 9:21:18 AM
zotzot$25.113/30/2011 6:55:15 AM
RandyL3$50.003/30/2011 2:30:50 AM
thankful-nickel2$50.003/29/2011 6:15:45 PM
Preteur$25.003/30/2011 2:39:37 PM
zotzot$25.003/30/2011 6:16:41 PM
saahilld$25.003/30/2011 2:49:10 PM
a-exponential-hope$25.003/30/2011 1:14:19 PM
ILoveBearHats$50.003/30/2011 2:36:26 PM
T-L-B$30.483/31/2011 7:25:03 AM
mojii77$50.003/31/2011 1:07:37 PM
eCapital$25.003/30/2011 10:39:19 PM
wbahl$25.003/31/2011 5:16:28 PM
octoberfresh$30.003/31/2011 5:18:19 PM
Tech-Entrepreneur$25.003/31/2011 5:21:37 PM
zotzot$25.003/31/2011 6:42:05 PM
YellowJacket$25.004/1/2011 10:37:31 AM
marwadi-62$300.004/1/2011 12:20:27 PM
gjm6d$25.004/1/2011 4:43:31 PM
jescowa$50.004/1/2011 7:57:58 PM
Toby1montana$75.004/2/2011 7:18:10 AM
kind-adventurous-finance$100.004/2/2011 12:45:57 PM
friendlyviking$25.004/2/2011 8:12:57 AM
khamen$25.004/3/2011 8:18:11 AM
treasure-expert$25.004/2/2011 12:49:49 PM
sturzstrom$37.924/3/2011 6:46:41 AM
exciting-dollar1$25.004/3/2011 1:47:22 PM
payout-reaction740$25.004/3/2011 2:37:28 PM
durability-exchanger$26.874/4/2011 5:36:49 AM
LendingP2P$191.294/4/2011 8:42:09 AM
Speedfreak$25.004/3/2011 2:25:19 PM
helpishere777$50.004/3/2011 4:04:30 PM
Snoopylover$25.004/4/2011 6:07:26 AM
92 Investments
 
Borrower Payment Dependent Notes Series 499750
This series of Notes was issued and sold upon the funding of the borrower loan #48296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-28-2011 
Term: 12 months Listing End date:  Mar-30-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $256.81
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1992 Debt/Income ratio: 8%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $339Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: genius484 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
engagement ring
Purpose of loan:
Help fund the cost of an engagement ring

My financial situation:
I am a good candidate for this loan because I have great credit and am in good standing otherwise.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, what do you teach? - missoula
A: Hello. I teach a graduate level Biochemistry and Molecular Biology course. I also teach a lecture for the medical students. Very fun. Thank you, (Mar-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
a-responsible-return$50.003/28/2011 5:03:21 PM
the-dollar-topper$100.003/28/2011 5:07:19 PM
shamrocker$25.003/28/2011 5:07:39 PM
caliguian$50.003/28/2011 5:07:55 PM
invincible-loot0$25.003/28/2011 5:16:17 PM
Tom579$50.003/28/2011 5:48:06 PM
p2ploan-sensation211$50.003/28/2011 7:20:11 PM
DukSerduk$25.003/28/2011 5:02:30 PM
TikPmp1$25.003/28/2011 5:03:18 PM
blot44$25.003/28/2011 5:03:31 PM
currency-persimmon$100.003/28/2011 5:04:46 PM
community-pipeline$25.003/28/2011 5:04:59 PM
SchaeferJ$25.003/28/2011 5:07:30 PM
The_Third_Hand$100.003/29/2011 1:10:20 AM
neighborly-hope6$50.003/28/2011 5:48:08 PM
werdnaff$25.003/29/2011 9:41:52 AM
patriot897$50.003/28/2011 5:04:11 PM
AmericanCredit$25.003/28/2011 5:07:49 PM
Jynxie$50.003/28/2011 5:07:52 PM
davisfl$100.003/28/2011 5:18:14 PM
Preteur$25.003/28/2011 5:49:37 PM
UCSBGAUCHOS$40.003/29/2011 8:50:31 AM
billnsc$25.003/28/2011 7:41:51 PM
availableloan$25.003/28/2011 8:11:49 PM
thankful-nickel2$50.003/28/2011 8:22:06 PM
bambampk$25.003/29/2011 4:57:51 PM
WilliamLeeSims$25.003/29/2011 4:59:31 PM
power-mad-scientist$25.003/29/2011 6:03:47 PM
worthy-bid8$66.503/30/2011 2:59:50 AM
Sigonio$25.003/30/2011 9:24:32 AM
Stewardship4Life$100.003/30/2011 4:48:18 AM
realtormoises$25.003/30/2011 6:33:35 AM
emo13$100.003/30/2011 9:38:40 AM
coin-comet3$25.003/30/2011 8:07:56 AM
integrity-enrichment2$46.723/30/2011 10:15:25 AM
skuba$50.003/30/2011 9:38:32 AM
scrappy-bonus2$25.003/28/2011 5:04:17 PM
exact-gold2$25.003/28/2011 5:47:21 PM
ac787$48.003/28/2011 5:47:57 PM
marketplace-spark$25.003/28/2011 7:42:28 PM
logical-reward8$25.003/28/2011 5:02:24 PM
zx12rider$25.003/28/2011 8:32:03 PM
kanakakm$50.003/28/2011 5:18:31 PM
Dollars4Rent$50.003/28/2011 5:47:24 PM
MiniBank998$25.003/28/2011 5:48:04 PM
lloyd_s$25.003/29/2011 2:54:57 AM
zotzot$50.003/28/2011 6:00:22 PM
ferocious-finance$25.003/29/2011 4:19:08 AM
kenji4861$50.003/28/2011 5:03:56 PM
fantastic-openness$100.003/28/2011 5:04:21 PM
minista$25.003/28/2011 5:05:27 PM
Delamere$50.003/28/2011 5:07:44 PM
a-restless-dollar$50.003/29/2011 10:40:23 AM
reflective-rupee$100.333/28/2011 5:29:31 PM
saahilld$25.003/28/2011 7:42:31 PM
cash-queen$25.003/28/2011 10:07:55 PM
sharpey$25.003/29/2011 3:22:47 PM
currency-persimmon$200.003/29/2011 9:21:56 AM
Dan4703$25.003/29/2011 9:30:26 AM
transparency-grasshopper$50.003/29/2011 5:32:03 PM
SecondChanceLendingSERV$25.003/29/2011 11:26:29 PM
Hanalei712$50.003/30/2011 12:12:51 AM
commerce-broker$25.003/30/2011 7:03:01 AM
shakespeare6$25.003/30/2011 9:49:54 AM
hopeful-truth5$100.003/30/2011 8:20:49 AM
65 Investments
 
Borrower Payment Dependent Notes Series 499756
This series of Notes was issued and sold upon the funding of the borrower loan #48295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $92.02
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1986 Debt/Income ratio: 18%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,314Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: Keyver17 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Time for a New Car
Purpose of loan:
This loan will be used to... help purchase a vehicle. This loan will help lessen the impact on my savings account.

My financial situation:
I am a good candidate for this loan because... I am responsible and manage my money very well, as reflected in my high credit score.

Thanks for you time! :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
logical-reward8$25.003/28/2011 5:02:25 PM
community-pipeline$25.003/28/2011 5:05:01 PM
Preteur$25.003/28/2011 5:17:57 PM
minista$25.003/28/2011 5:18:17 PM
get30inc$50.003/28/2011 5:43:26 PM
RandomMonkey$25.003/28/2011 5:44:46 PM
billnsc$25.003/28/2011 7:43:14 PM
blot44$50.003/28/2011 5:02:56 PM
the-dollar-topper$100.003/28/2011 5:07:21 PM
Delamere$50.003/28/2011 5:07:45 PM
Jynxie$50.003/28/2011 5:07:53 PM
bonus-chosen-one$50.003/28/2011 5:12:57 PM
reflective-rupee$25.333/28/2011 5:25:32 PM
value-microscope$50.003/28/2011 5:45:15 PM
davisfl$100.003/28/2011 5:49:44 PM
SchaeferJ$25.003/28/2011 5:07:32 PM
MiniBank998$25.003/28/2011 5:12:55 PM
cello1$25.003/28/2011 5:44:34 PM
investment-artist$25.003/28/2011 6:14:00 PM
saahilld$25.003/29/2011 9:22:48 AM
thankful-nickel2$25.003/29/2011 6:19:58 PM
zotzot$25.113/29/2011 5:00:07 PM
reflective-rupee$225.333/29/2011 2:58:09 PM
Stewardship4Life$50.003/30/2011 4:49:01 AM
gdfp158$25.003/30/2011 7:57:29 AM
transparency-grasshopper$50.003/29/2011 5:32:02 PM
gothampark$25.003/30/2011 9:07:45 AM
GS-ROCK$25.003/30/2011 10:21:07 AM
power-mad-scientist$25.003/30/2011 12:10:21 AM
Sigonio$25.003/30/2011 1:15:52 PM
a-exponential-hope$25.003/30/2011 2:18:36 PM
Hanalei712$50.003/30/2011 9:38:35 AM
jga516$25.003/30/2011 10:02:28 AM
zotzot$25.003/30/2011 5:43:19 PM
RandyL3$25.003/31/2011 2:06:06 AM
bancoroyal$25.003/31/2011 2:41:29 AM
greenback-guard$25.003/31/2011 2:47:27 AM
lawyervon$25.003/31/2011 2:14:55 AM
ac787$25.003/30/2011 5:12:04 PM
DukSerduk$25.003/28/2011 5:02:31 PM
kenji4861$50.003/28/2011 5:03:58 PM
patriot897$50.003/28/2011 5:04:12 PM
fantastic-openness$100.003/28/2011 5:04:23 PM
Tom579$50.003/28/2011 5:12:59 PM
pwkpwk$25.003/28/2011 5:43:08 PM
shamrocker$25.003/28/2011 5:07:40 PM
AmericanCredit$25.003/28/2011 5:07:50 PM
JGB$27.443/29/2011 3:03:00 AM
cloud8$40.453/29/2011 3:09:00 AM
wam37$25.003/29/2011 8:30:58 AM
currency-persimmon$200.003/29/2011 9:22:38 AM
currency-persimmon$100.003/28/2011 5:04:52 PM
neighborly-hope6$25.003/28/2011 5:13:14 PM
kanakakm$50.003/28/2011 5:18:30 PM
engaging-worth$25.003/28/2011 8:14:06 PM
KramericaIndustries$25.003/29/2011 2:53:53 AM
lloyd_s$25.003/29/2011 2:54:54 AM
exact-gold2$50.003/29/2011 1:54:08 PM
WilliamLeeSims$25.003/29/2011 4:59:32 PM
Astyanax$40.003/29/2011 3:18:43 PM
selector568$50.003/29/2011 3:23:08 PM
RicheyRich$25.003/29/2011 3:32:09 PM
emo13$100.003/30/2011 9:38:41 AM
shakespeare6$25.003/30/2011 9:51:46 AM
wonderous-power$25.003/30/2011 6:09:44 AM
worthy-bid8$50.003/30/2011 9:27:48 AM
YellowJacket$25.003/30/2011 2:01:02 PM
knark$25.003/30/2011 4:00:42 PM
availableloan$25.003/30/2011 11:29:36 PM
TomDalonajay$25.003/31/2011 1:29:22 AM
roguewinner$25.003/30/2011 3:55:26 PM
Tighternbarkonatree$25.003/30/2011 7:15:05 PM
skuba$50.003/31/2011 4:32:49 AM
73 Investments
 
Borrower Payment Dependent Notes Series 499758
This series of Notes was issued and sold upon the funding of the borrower loan #48261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2004 Debt/Income ratio: 24%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 6 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $456Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: ore-mammal3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to...make home improvements.

My financial situation:
I am a good candidate for this loan because my wife and I work hard and just need a little help.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$40.003/29/2011 9:03:09 AM
worldly-money4$3,000.003/29/2011 9:05:51 AM
CA-Lender$100.003/29/2011 9:13:41 AM
reflective-rupee$835.003/29/2011 9:14:32 AM
brightest-dignified-penny$25.003/29/2011 9:10:26 AM
5 Investments
 
Borrower Payment Dependent Notes Series 499852
This series of Notes was issued and sold upon the funding of the borrower loan #48243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1994 Debt/Income ratio: 22%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:24y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,390Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: pegasus44 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2009)
760-779 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Home Improvement Loan
Purpose of loan: Home Improvement - new flooring
This loan will be used to...
Replace the carpet and flooring in our house with hardwood laminate.
My financial situation: Good
I am a good candidate for this loan because...
I always pay my debts. I just paid off a Prosper loan with no issues over the last 3 years.

Monthly net income: $6076
Monthly expenses: $3480
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$800.333/29/2011 9:15:53 AM
DasMula$57.003/29/2011 10:05:12 AM
clemclan$50.003/29/2011 11:01:03 AM
vine99$50.003/29/2011 9:04:23 AM
suave-dime6$25.003/29/2011 9:06:25 AM
worldly-money4$200.003/29/2011 9:06:31 AM
integrity-doctor$100.003/29/2011 9:53:20 AM
cashhelp$50.003/29/2011 9:04:40 AM
jhouman$25.003/29/2011 9:07:05 AM
ac787$78.003/29/2011 9:31:00 AM
lendstats_com$400.003/29/2011 10:49:15 AM
zotzot$25.443/29/2011 10:54:05 AM
CA-Lender$100.003/29/2011 11:27:31 AM
113121$25.003/29/2011 10:06:55 AM
golffish2$100.003/29/2011 9:08:54 AM
brightest-dignified-penny$25.003/29/2011 9:11:45 AM
kindness-launcher$1,000.003/29/2011 11:25:54 AM
113121$801.783/29/2011 11:52:23 AM
CoolPlexer$25.003/29/2011 9:05:57 AM
MoneyForNothing$37.453/29/2011 9:08:49 AM
squarebob$25.003/29/2011 10:29:59 AM
21 Investments
 
Borrower Payment Dependent Notes Series 500046
This series of Notes was issued and sold upon the funding of the borrower loan #48305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1997 Debt/Income ratio: 35%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:20y 8m
Amount delinquent: $0 Total credit lines: 35 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,902Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: 111urban Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2010)
700-719 (Aug-2008)
 
Principal balance: $2,243.30 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Piperdog
Purpose of loan:
This loan will be used to...pay federal taxes, necessary dental work.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4,800.00
Monthly expenses: $3,200.00
Housing: $850.00
Insurance: $67.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $125.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $900.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Home value $165,000.00 amount owed $152,000.00. No 2nd mortgage of Equity Line. (Mar-30-2011)
Q: You're almost done w/your 1st Prosper loan-congrats! Your 1st loan was to pay off CC debt...doesn't look like this happened-rather it seems to have increased. Are you making progress on CC debt or will you have those payments+this one? Thanks! - careful-return0
A: Making great progress! I will pay off the remainder of my first Prosper Loan which I'm paying 551.00 per month and pay off some taxes and teeth work. (Mar-31-2011)
Q: Further to the above question, in your prior loan, you had about $13K in debt and now you have about $21K in revolving debt. So, even though the prior loan was to consolidate debt, your debt has gone up and not down. Can you please explain? Thanks. - liberty-magnate
A: My foundation was sinking in one area of my house and it had to be fixed, I did not have enough in savings so I used my Capital One Credit cards to take care of that. I no longer use credit cards. I'm working the Dave Ramsey program and I know borrowing is against his "rules" however, I have back taxes to pay because of an inscription error. When school is out in June I will be working another job to boost my pay-off ability. I wasn't able to put all of this information in my listing. (Apr-02-2011)
Q: Do you anticipate any Major Life Event within the next 12 months? This would include a change in employment or employment status, marriage, divorce, birth of a child, declaring personal bankruptcy, moving house, etc.? Thanks and good luck. - CaribbeanBanker
A: My teaching job is secure, I'm not married so I can't get divorced, can't get pregnant anymore, I would clean commodes before I would file bankruptcy, I have no intentions of leaving this house. I can not predict future "curve balls" I have landed on my feet all of my life, I don't plan on doing otherwise. (Apr-03-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
grnii78$150.003/30/2011 5:02:19 PM
blue-useful-auction$25.003/30/2011 5:52:18 PM
corporatejim$26.943/30/2011 7:30:27 PM
grnii78$150.003/30/2011 7:57:27 PM
UCLA4life$43.033/30/2011 5:02:27 PM
credit-missile$100.003/30/2011 11:18:25 PM
worldly-money4$200.003/30/2011 5:05:23 PM
JustMee$25.003/30/2011 5:30:55 PM
onecooldrink$25.003/31/2011 8:50:09 AM
golffish2$25.003/31/2011 3:51:05 AM
OldManP$35.003/30/2011 5:02:39 PM
shawnw2$77.093/31/2011 5:01:23 AM
Wangchuk$25.003/30/2011 5:16:33 PM
Bcs-cnc$30.003/31/2011 1:45:32 PM
riveting-credit5$350.003/31/2011 12:48:50 AM
loanman2007$200.003/31/2011 4:51:49 AM
KarlMarx$25.004/1/2011 3:38:47 AM
dblakels$25.004/1/2011 6:47:24 AM
trumpeter5$30.003/31/2011 5:05:59 PM
wisconsinvestor$39.254/1/2011 10:17:16 AM
penny-sergeant$25.004/1/2011 7:12:39 AM
PXM-Financial$37.004/1/2011 9:35:03 PM
Feyenoord$25.004/2/2011 4:14:25 AM
Bob450$25.004/2/2011 9:13:43 AM
upbeat-finance8$25.004/1/2011 7:32:53 PM
1willray$30.004/2/2011 12:04:51 PM
ethicalhumanist$25.004/2/2011 4:14:10 PM
fund-dragster$43.164/2/2011 2:22:26 PM
orange-rapid-benjamins$50.004/2/2011 8:47:05 AM
nashibaksi$25.004/2/2011 4:38:04 PM
fabulous-community4$25.004/2/2011 10:33:15 AM
genuine-integrity0$25.004/3/2011 11:04:55 AM
superb-kindness2$25.004/3/2011 7:21:48 AM
peso-aggregator$25.004/3/2011 8:54:41 AM
payout-alien6$25.724/3/2011 2:01:41 PM
EretzCapital$50.004/3/2011 4:23:29 PM
clemclan$25.004/3/2011 11:52:37 AM
squadron781$34.654/3/2011 6:51:10 PM
cash-mountain4$25.004/4/2011 8:02:37 AM
heerzaquestion$25.004/2/2011 6:55:47 PM
cbivitz$275.004/3/2011 6:06:43 AM
hidavehi$26.004/3/2011 9:38:09 AM
vest_vortex$50.004/3/2011 1:04:57 PM
phaded$25.004/3/2011 5:09:47 PM
ag-ventures$25.004/3/2011 11:17:56 PM
jhouman$25.003/30/2011 5:02:45 PM
suave-dime6$25.003/30/2011 5:05:10 PM
ac787$25.003/30/2011 5:05:58 PM
DasMula$57.003/30/2011 5:09:31 PM
reflective-rupee$500.333/30/2011 5:41:05 PM
credit-guard5$25.003/30/2011 6:18:09 PM
shawnw2$36.903/30/2011 7:42:38 PM
magnetic-dedication3$25.003/30/2011 7:43:19 PM
lendstats_com$400.003/30/2011 5:04:39 PM
selector568$50.003/30/2011 5:05:47 PM
simplelender80$100.003/30/2011 5:06:08 PM
MoneyForNothing$25.003/30/2011 5:13:37 PM
DoctorJoe$25.003/31/2011 4:01:36 AM
a-reasonable-return$25.003/31/2011 6:42:07 AM
vine99$50.003/30/2011 5:02:42 PM
investment-artist$25.003/30/2011 5:05:30 PM
ingenious-deal6$25.003/30/2011 5:05:39 PM
economy-popcorn$25.003/31/2011 5:08:33 AM
Scotcha$50.003/31/2011 6:22:53 AM
SolarMoonshine$25.003/30/2011 6:15:31 PM
witty-openness$25.003/30/2011 6:25:27 PM
thankful-nickel2$50.003/30/2011 7:53:58 PM
myidear$25.003/31/2011 2:14:32 AM
Jerrys1951$40.003/31/2011 6:21:58 PM
twjh$25.003/31/2011 4:40:14 PM
head$25.003/31/2011 7:29:07 AM
mikeandcat$100.004/1/2011 5:08:35 AM
YoungTaxMan$48.653/31/2011 9:58:20 PM
competent-p2p$48.924/1/2011 7:17:37 AM
CA-Lender$100.003/31/2011 12:48:13 PM
Galdis$25.004/1/2011 5:03:53 AM
Jordan1123$25.004/1/2011 6:29:41 AM
thelovebug$100.004/1/2011 1:17:58 PM
Moe87$25.004/1/2011 3:46:38 AM
shawnw2$169.964/1/2011 4:55:52 AM
hamster$25.004/1/2011 6:04:29 AM
diplomatic-wealth7$25.004/1/2011 11:45:16 AM
LittleMingo$36.244/1/2011 9:40:01 AM
888GoldIngots$25.004/1/2011 9:45:44 AM
kindness-launcher$600.004/1/2011 7:25:37 PM
loss-of-control$100.004/1/2011 6:16:33 PM
intrepid-loot$25.004/1/2011 8:11:54 PM
CA_Lender$25.004/1/2011 4:41:04 PM
papaloha$100.004/2/2011 12:51:57 PM
Whipster$25.004/2/2011 4:21:49 AM
jcw3rd$25.004/2/2011 6:30:33 AM
wonder3$25.004/2/2011 6:32:45 AM
kingpin1$50.004/3/2011 6:56:17 AM
shawnw2$239.004/2/2011 10:32:13 AM
cerebral-dollar773$52.554/3/2011 6:16:25 AM
chameleon125$75.004/3/2011 6:33:27 AM
COtheBeast$25.004/3/2011 8:17:06 AM
Requiem$25.004/3/2011 12:55:30 PM
mpatrick$25.004/2/2011 7:19:44 PM
vulgy$25.004/3/2011 7:45:44 PM
1-HARD-HEAD$200.504/4/2011 1:12:29 AM
bonus-quark4$25.004/4/2011 7:44:58 AM
EarlyRiser$250.004/4/2011 8:02:25 AM
888GoldIngots$25.004/3/2011 8:16:06 AM
five-star-note$200.004/3/2011 8:45:23 AM
mcgovern2024$50.004/3/2011 1:32:27 PM
beachfunder$50.004/3/2011 3:59:57 PM
FinanceEngine$40.004/4/2011 7:12:47 AM
shrewd-income$127.114/4/2011 8:33:57 AM
109 Investments
 
Borrower Payment Dependent Notes Series 500084
This series of Notes was issued and sold upon the funding of the borrower loan #48287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1986 Debt/Income ratio: 45%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 5Length of status:14y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,380Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: fund-influencer7 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 401(k) Loan
Purpose of loan:
This loan will be used to...pay off my current 401(k) loan. I will then be eligible for another loan from my 401(k) immediately and for a larger amount. I will use that money to pay off my prosper loan and I will still have money left to use to pay off other debts as needed.

My financial situation:
I am a good candidate for this loan because... once I receive the proceeds from my 401(k) loan I will be able to repay the prosper loan. I will be able to pay back my prosper loan in a short amount of time.


Monthly net income: $2341.04
Monthly expenses: $ paid for by my spouse
Housing: $ paid for by my spouse
Insurance: $ paid for by my spouse
Car expenses: $ paid for by my spouse
Utilities: $ paid for by my spouse
Phone, cable, internet: $ paid for by my spouse
Food, entertainment: $ paid for by my spouse
Clothing, household expenses: $500.00
Credit cards and other loans: $829.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The current balance on my mortgage is $256,002.08. There is no 2nd mortgage/heloc. The market value of my home according to zillow.com is $250,000.00. (Mar-30-2011)
Q: please list the amounts your spouse pays - jcholloway831
A: My spouse's information is as follows: Monthly net income - $8,226.76 Monthly expenses - $500 House pymt - $2,260.24 Insurance - $177.54 Car pymt - $538.79 Utilities - $280.00 Phone, cell phone, cable - $410.00 Food, entertainment, household items, clothing, misc - $1,800.00 Credit cards - $850.00 (Mar-31-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/29/2011 5:04:25 PM
treasure-pipeline$50.003/29/2011 5:08:05 PM
reflective-rupee$500.333/29/2011 5:16:32 PM
nickel-hickory$200.003/30/2011 9:39:40 AM
nickel-hickory$100.003/30/2011 9:43:13 AM
azncurls82$50.003/29/2011 6:14:56 PM
investment-artist$25.003/30/2011 9:45:24 AM
jcholloway831$25.003/30/2011 2:27:53 AM
ultimate-peace$25.003/30/2011 5:02:56 AM
lendstats_com$100.003/30/2011 11:23:35 AM
loanman2007$150.003/30/2011 12:12:08 PM
restless-dime$25.003/30/2011 9:19:27 AM
simplelender80$100.003/30/2011 2:11:24 PM
squarebob$25.003/30/2011 5:53:56 PM
LuvToLend$25.003/30/2011 2:36:51 PM
larryboy10$50.004/1/2011 4:56:19 PM
kindness-launcher$600.004/1/2011 7:30:20 PM
lending-theory$50.004/1/2011 11:47:25 AM
Rogelio48$25.004/2/2011 6:10:58 AM
sirpher$53.814/2/2011 6:44:34 AM
likeable-hope$25.004/1/2011 6:04:21 PM
Reliance_Banker$25.004/2/2011 8:38:06 PM
wild-orange$50.004/2/2011 3:13:40 PM
ethicalhumanist$25.004/2/2011 4:11:40 PM
Nerdster1$35.064/3/2011 3:52:25 AM
MrDance123$29.004/2/2011 12:03:50 PM
Shining-Star$80.954/2/2011 8:36:46 PM
jtc26$91.624/3/2011 11:32:17 AM
Imageloan$25.004/3/2011 1:00:32 PM
mcgovern2024$133.794/3/2011 1:27:06 PM
verdiprr$225.004/3/2011 7:13:20 AM
bsmtloan$150.004/3/2011 8:18:16 AM
riveting-credit5$200.004/3/2011 8:19:37 AM
ingenious-deal6$25.003/29/2011 5:05:31 PM
lendstats_com$100.003/29/2011 5:44:20 PM
shepherd1$50.003/29/2011 7:18:56 PM
caprirolito$25.003/29/2011 8:33:18 PM
tech310$50.003/30/2011 2:29:27 AM
JustMee$25.003/29/2011 11:41:12 PM
worldly-money4$200.003/29/2011 5:04:36 PM
affluence-tycoon$25.863/30/2011 2:34:22 AM
transparency-grasshopper$25.003/29/2011 5:31:56 PM
SecondChanceLendingSERV$25.003/29/2011 10:14:42 PM
credit-missile$50.003/30/2011 5:34:57 AM
nickel-hickory$100.003/30/2011 9:43:04 AM
well-mannered-income3$30.003/30/2011 12:00:23 PM
bluehen00$44.583/30/2011 6:25:26 PM
CA-Lender$100.003/30/2011 2:53:14 PM
credit-missile$50.003/30/2011 11:23:10 PM
gaurantee101$25.004/1/2011 12:06:15 AM
Pitufo$25.003/31/2011 7:19:43 AM
peso-aggregator$25.003/31/2011 7:39:17 PM
thankful-nickel2$25.003/31/2011 6:30:23 PM
mrxtravis$25.004/1/2011 10:21:51 AM
gjm6d$25.004/1/2011 4:44:34 PM
global1adventurer$25.004/1/2011 9:17:34 PM
diplomatic-wealth7$25.004/1/2011 11:44:55 AM
gold-cluster$100.004/2/2011 10:41:01 AM
five-star-note$75.004/3/2011 8:40:09 AM
head$25.004/3/2011 9:22:56 AM
cbivitz$350.004/3/2011 6:49:09 AM
ZOOOM$25.004/3/2011 7:36:41 AM
62 Investments
 
Borrower Payment Dependent Notes Series 500174
This series of Notes was issued and sold upon the funding of the borrower loan #48326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-2007 Debt/Income ratio: 22%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 18 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $367Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: hard-working-rupee Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Needy
Purpose of loan: debt
This loan will be used to...pay off debt

My financial situation: in debt I was scam now needing money to pay off companies
I am a good candidate for this loan because...I really need to pay my bills so I can be in good standing


Monthly net income: $900
Monthly expenses: $600
Housing: $0
Insurance: $600 /6months
Car expenses: $200
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loan
Total Debt 5,342
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$40.003/30/2011 9:02:43 AM
CA-Lender$100.003/30/2011 9:08:18 AM
Bob450$25.003/30/2011 9:32:10 AM
reflective-rupee$600.333/30/2011 9:46:13 AM
zotzot$25.003/30/2011 9:54:15 AM
lending-theory$50.003/30/2011 9:30:07 AM
suave-dime6$25.003/30/2011 9:06:10 AM
ingenious-deal6$25.003/30/2011 9:08:54 AM
transparency-grasshopper$25.003/30/2011 9:09:37 AM
1point21gigawatts$50.003/30/2011 9:49:48 AM
MoneyForNothing$9.673/30/2011 9:55:01 AM
worldly-money4$3,000.003/30/2011 9:05:04 AM
sudeep104$25.003/30/2011 9:26:09 AM
13 Investments
 
Borrower Payment Dependent Notes Series 500186
This series of Notes was issued and sold upon the funding of the borrower loan #48298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1985 Debt/Income ratio: 34%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 10Length of status:22y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,655Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: superb-yield4 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...debt consolidation and taxes.
My financial situation:
I am a good candidate for this loan because...I have always paid my bills.


Monthly net income: $ 3640
Monthly expenses: $
Housing: $720
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $135
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $1580
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/30/2011 9:06:13 AM
reflective-rupee$400.333/30/2011 10:18:39 AM
DasMula$27.003/30/2011 9:37:06 AM
vutah$25.003/30/2011 12:27:19 PM
magnetic-dedication3$25.003/30/2011 4:52:36 PM
lendstats_com$300.003/30/2011 11:21:01 AM
SolarMoonshine$25.003/30/2011 6:21:02 PM
Whipster$25.003/30/2011 1:30:48 PM
simplelender80$100.003/30/2011 2:12:11 PM
foothillender$25.003/31/2011 6:27:26 AM
zotzot$25.003/31/2011 6:15:32 PM
seanickson$25.004/1/2011 12:38:06 PM
one-midas$25.004/1/2011 5:24:58 PM
thelovebug$100.004/1/2011 1:17:55 PM
shrewd-income$75.004/1/2011 4:25:26 PM
exciting-fairness$200.004/1/2011 6:15:23 PM
upbeat-finance8$50.004/1/2011 6:22:06 PM
diplomatic-wealth7$25.004/1/2011 11:45:08 AM
worldly-money4$200.003/30/2011 9:06:29 AM
selector568$50.003/30/2011 9:09:12 AM
ASR3$50.003/30/2011 10:18:07 AM
ingenious-deal6$25.003/30/2011 9:08:59 AM
brightest-dignified-penny$25.003/30/2011 10:27:44 AM
squarebob$25.003/30/2011 6:38:45 PM
erowis$55.003/30/2011 9:12:13 PM
lloyd_s$25.003/30/2011 4:47:34 PM
CA-Lender$100.003/31/2011 5:59:00 PM
scrappy-diversification7$2,000.004/1/2011 10:39:45 AM
wonder3$25.004/1/2011 11:03:31 AM
thankful-nickel2$25.004/1/2011 5:55:38 PM
velocity-motivator6$25.004/1/2011 5:58:50 PM
intrepid-loot$25.004/1/2011 6:00:33 PM
Reddy_Capital$25.004/1/2011 9:43:00 PM
mpatrick$25.004/1/2011 10:20:45 PM
head$25.004/1/2011 10:58:24 PM
buffalobills$25.004/1/2011 7:00:07 PM
EarlyRiser$250.004/2/2011 2:19:14 AM
bluehen00$81.994/1/2011 10:44:42 AM
loanman2007$200.004/1/2011 11:21:05 AM
liberty-magnate$25.004/1/2011 8:16:01 PM
Rogelio48$25.004/1/2011 1:49:11 PM
gjm6d$25.004/1/2011 4:45:50 PM
loss-of-control$150.004/1/2011 6:00:42 PM
transformer855$25.004/1/2011 7:43:01 PM
44 Investments
 
Borrower Payment Dependent Notes Series 500212
This series of Notes was issued and sold upon the funding of the borrower loan #48255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1986 Debt/Income ratio: 11%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 3 / 3Length of status:2y 9m
Amount delinquent: $341 Total credit lines: 15 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,764Stated income:$1-$24,999
Delinquencies in last 7y: 21 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: point-pledge0 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mr.aj
Purpose of loan:
This loan will be used to...pay off all overdue bills and start creating good credit

My financial situation:
I am a good candidate for this loan because... i can pay 80 dollars a month no problem...


Monthly net income: $1100
Monthly expenses: $0
Housing: $100
Insurance: $75
Car expenses: $0
Utilities: $0
Phone, cable, internet: $70
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/31/2011 5:03:02 PM
well-rounded-payout0$50.003/31/2011 5:04:07 PM
Malkial$25.004/1/2011 10:34:56 AM
scrappy-diversification7$2,000.004/1/2011 10:39:59 AM
suave-dime6$25.003/31/2011 5:04:36 PM
ingenious-deal6$25.003/31/2011 5:05:02 PM
reflective-rupee$25.333/31/2011 5:05:15 PM
SecondChanceLendingSERV$25.003/31/2011 5:55:00 PM
CA-Lender$39.243/31/2011 5:17:35 PM
9 Investments
 
Borrower Payment Dependent Notes Series 500260
This series of Notes was issued and sold upon the funding of the borrower loan #48301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-01-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 25%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,917Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: generosity-equation8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
LTD LOAN
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 4500
Monthly expenses: $ 2800
Housing: $ 1272
Insurance: $ 200
Car expenses: $ 465
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/1/2011 5:05:46 PM
brightest-dignified-penny$25.004/1/2011 6:07:52 PM
simplelender80$100.004/1/2011 5:03:08 PM
favorite-commerce$50.004/1/2011 6:39:36 PM
wonder3$35.004/2/2011 6:14:40 AM
Bob450$25.004/2/2011 8:53:54 AM
liberty-magnate$50.004/1/2011 7:49:51 PM
leverage-monger$43.694/2/2011 11:49:50 AM
vine99$65.004/2/2011 1:06:34 PM
wild-orange$50.004/2/2011 3:14:47 PM
thankful-nickel2$25.004/2/2011 3:54:34 PM
loanman2007$175.004/3/2011 6:20:47 AM
peso-aggregator$25.004/3/2011 9:19:19 AM
diplomatic-wealth7$25.004/3/2011 9:48:19 AM
intrepid-loot$25.004/3/2011 8:49:49 AM
vest_vortex$50.004/3/2011 1:06:24 PM
ethicalhumanist$25.004/2/2011 4:19:54 PM
shrewd-income$250.004/4/2011 8:33:19 AM
OGS_Capital$25.004/4/2011 9:03:48 AM
1-HARD-HEAD$50.504/4/2011 12:56:12 AM
FinanceEngine$25.004/4/2011 7:15:21 AM
supreme-hope$25.004/3/2011 1:36:20 PM
JohnWS$43.684/3/2011 9:05:21 PM
golffish2$50.004/4/2011 3:49:14 AM
MoneyForNothing$7.444/4/2011 9:04:12 AM
SolarMoonshine$25.004/1/2011 6:28:00 PM
zotzot$25.444/1/2011 7:04:01 PM
selector568$50.004/1/2011 5:06:01 PM
scrappy-diversification7$2,000.004/1/2011 5:07:03 PM
investment-artist$25.004/1/2011 5:17:06 PM
reflective-rupee$44.444/1/2011 5:20:00 PM
loss-of-control$100.004/1/2011 6:22:47 PM
GeorgiaGator$50.004/2/2011 4:44:14 AM
thelovebug$100.004/1/2011 5:07:13 PM
JustMee$25.004/1/2011 5:15:06 PM
lendstats_com$300.004/2/2011 11:24:24 AM
upbeat-finance8$25.004/1/2011 6:54:44 PM
DasMula$27.004/1/2011 7:15:22 PM
loanman2007$25.004/2/2011 5:16:26 AM
suave-dime6$25.004/2/2011 8:11:03 AM
Whipster$31.394/2/2011 12:01:33 PM
vutah$25.004/3/2011 9:30:44 AM
magnetic-dedication3$25.004/2/2011 1:58:07 PM
leverage-monger$25.004/2/2011 2:00:21 PM
investment-habanero8$100.004/4/2011 3:53:51 AM
KarlMarx$25.004/4/2011 8:02:39 AM
riveting-credit5$383.704/3/2011 8:01:05 AM
ShadowLender$41.334/3/2011 8:41:00 AM
OSERENKUKU$26.394/4/2011 8:15:44 AM
mcgovern2024$25.004/3/2011 1:39:06 PM
Eric_Gagne$50.004/3/2011 2:12:33 PM
truth-trapper$25.004/3/2011 7:39:15 PM
ag-ventures$25.004/3/2011 11:22:02 PM
vigilance-searcher$25.004/4/2011 6:39:52 AM
buffalobills$25.004/4/2011 8:48:20 AM
55 Investments
 
Borrower Payment Dependent Notes Series 500546
This series of Notes was issued and sold upon the funding of the borrower loan #48319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-01-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1999 Debt/Income ratio: 3%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 3 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: red-urbane-liberty Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
yonkers guy
Purpose of loan:
This loan will be used to... pay off all debts

My financial situation: decent
I am a good candidate for this loan because... I have been employed and worked at three location (3 companies) for the last 28 years .


Monthly net income: $3200 + $300 pension
Monthly expenses: $1630
Housing: $999
Insurance: $80
Car expenses: $0
Utilities: $60
Phone, cable, internet: $155
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please tell us the balances and rates of your other debts. Thanks - zotzot
A: These debts are payday loans which the interest is not possible to keepp up with and I would like to pay them off completely . An on medical bill for an ER visit which needs to be paid off . (Apr-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$40.004/1/2011 5:04:54 PM
brightest-dignified-penny$25.004/1/2011 5:56:33 PM
DasMula$27.004/1/2011 7:37:19 PM
pollyana$50.004/2/2011 4:16:51 AM
tech310$50.004/2/2011 3:42:17 AM
irrelevant$25.004/2/2011 7:12:50 AM
marinbb$25.004/2/2011 2:49:19 PM
ddoneday$25.004/2/2011 6:19:50 PM
Shining-Star$25.004/2/2011 9:15:27 PM
Xarach$25.004/3/2011 2:08:34 PM
zotzot$25.444/2/2011 5:24:45 PM
restless-dime$50.004/4/2011 8:53:11 AM
Sudoku$124.734/3/2011 11:14:27 PM
Whipster$25.004/3/2011 7:53:39 AM
s_man1$50.004/4/2011 9:20:13 AM
golffish2$25.004/4/2011 4:07:33 AM
pfh$25.004/4/2011 2:19:33 PM
droopie1$25.004/4/2011 12:58:37 PM
Been_There_Owed_That$200.004/4/2011 10:00:30 AM
desertoasis$25.004/4/2011 1:20:55 PM
SecondChanceLendingSERV$25.944/1/2011 7:13:28 PM
w3alter$100.004/1/2011 5:19:18 PM
flwah$25.004/2/2011 3:40:46 AM
2grindstones$25.004/2/2011 9:35:56 AM
reflective-rupee$44.444/1/2011 5:17:03 PM
BradP$25.004/2/2011 6:09:33 AM
worldly-money4$100.004/1/2011 5:34:07 PM
kulender$50.004/2/2011 12:43:02 PM
upbeat-finance8$25.004/1/2011 7:02:16 PM
Artist_Blue$25.004/2/2011 2:30:54 AM
gain-gourd$75.004/2/2011 1:39:41 PM
Rob717171$50.004/2/2011 10:15:59 AM
dudebrah$25.004/2/2011 12:14:56 PM
Amber_Stone$50.004/3/2011 7:10:06 AM
thankful-nickel2$25.004/3/2011 2:26:17 PM
green-wampum-titan$30.004/4/2011 8:33:13 AM
1-HARD-HEAD$50.504/4/2011 12:52:25 AM
green-safe-wampum$221.894/4/2011 11:59:16 AM
ZOOOM$25.004/3/2011 10:53:19 PM
gold-cluster$100.004/4/2011 2:17:17 PM
MoneyForNothing$10.064/4/2011 2:20:23 PM
41 Investments
 
Borrower Payment Dependent Notes Series 493777
This series of Notes was issued and sold upon the funding of the borrower loan #48267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,900.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-28-2011 
Term: 60 months Listing End date:  Apr-04-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.20% Monthly payment: $184.71
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-2000 Debt/Income ratio: 19%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,629Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: honestman4u Borrower's state: Ohio Borrower's group: Liberty United Financial
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 4 On-time: 72 ( 100% ) 740-759 (Latest)
Principal borrowed: $23,550.00< 31 days late: 0 ( 0% )  
760-779 (Jul-2010)
740-759 (Sep-2008)
760-779 (Feb-2008)
740-759 (Jan-2007)
 
Principal balance: $6,547.10 31+ days late: 0 ( 0% )
Total payments billed: 72  
Description
Want to make money?? A sure bet!
Purpose of Loan:
This loan will be used to consolidate some debt and some bigger purchases that I have had upcoming from credit card payments and to invest some upfront for the year through ira's.

My financial situation:
I am a good candidate for this loan because I have very little monthly expenses by living at home. I have also used prosper before, so you can see I am extremely reliable. I always pay my bills on time and have a tremendous credit score. I have never had deliquent accounts or anything like that. If you invest in this loan, you will make money and it will be paid back, guaranteed!

Any questions, please let me know.

Thank you for looking, investing, and happy bidding!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
logical-reward8$25.003/28/2011 5:02:21 PM
DukSerduk$25.003/28/2011 5:02:27 PM
AmericanCredit$25.003/28/2011 5:07:46 PM
hookUup$25.003/28/2011 5:36:41 PM
patriot897$50.003/28/2011 5:04:08 PM
davisfl$100.003/28/2011 5:04:33 PM
ac787$78.003/28/2011 5:29:50 PM
caring-hope2$50.003/29/2011 8:39:14 AM
MoneyForNothing$111.113/28/2011 5:05:04 PM
shamrocker$25.003/28/2011 5:07:35 PM
Delamere$50.003/28/2011 5:07:43 PM
currency-persimmon$100.003/29/2011 9:20:31 AM
Hanalei712$50.003/29/2011 1:55:00 PM
emo13$100.003/29/2011 6:04:37 PM
Aberdeen$1,000.003/30/2011 2:10:53 AM
reflective-rupee$225.333/29/2011 2:57:50 PM
thankful-nickel2$50.003/29/2011 6:16:16 PM
skuba$50.003/30/2011 12:12:48 AM
worthy-bid8$100.003/30/2011 2:59:44 AM
transparency-grasshopper$50.003/29/2011 5:32:04 PM
Gibbyland$100.003/29/2011 9:03:04 PM
888GoldIngots$25.003/30/2011 1:46:19 PM
wbahl$25.003/30/2011 2:09:38 PM
loanman2007$100.003/30/2011 12:07:35 PM
squarebob$25.333/30/2011 6:00:03 PM
kind-resolute-dough$100.003/31/2011 4:27:00 AM
sunny1985$25.003/31/2011 10:09:02 AM
kind-adventurous-finance$100.003/31/2011 1:08:31 PM
noble-silver1$25.003/31/2011 5:59:38 PM
CA-Lender$25.003/31/2011 5:56:28 PM
goldsun$25.003/31/2011 6:10:06 PM
UKloanfella$778.074/1/2011 9:07:33 PM
smilinsam$50.004/2/2011 12:45:58 PM
JCMC$25.004/2/2011 9:44:25 AM
CASSHMAN$75.004/2/2011 1:17:50 PM
BzJ108$50.004/2/2011 8:31:22 AM
atbright$25.004/2/2011 4:37:59 PM
bentonlending$50.004/3/2011 8:35:28 AM
Eric_Gagne$200.004/3/2011 2:16:38 PM
asset-control2$100.004/3/2011 11:34:25 AM
GotRox$50.004/3/2011 6:12:25 PM
Barrayaran$25.004/2/2011 2:14:18 PM
simiray$40.004/3/2011 11:41:15 PM
martymaniaman$33.084/4/2011 5:53:38 AM
vigilance-searcher$25.004/4/2011 6:38:13 AM
makosdJR02$35.754/2/2011 7:09:50 PM
All_Wins$50.684/3/2011 5:27:38 PM
katnmouse$25.004/3/2011 5:37:38 PM
Socorro_Capital_Partners$25.004/3/2011 10:50:38 PM
intrepid-loot$125.004/3/2011 6:51:43 AM
Snoopylover$25.004/4/2011 6:07:24 AM
Imageloan$25.004/3/2011 1:01:47 PM
Eric_Gagne$75.004/3/2011 2:00:36 PM
AustinAmerica$25.004/3/2011 7:04:37 PM
kenji4861$50.003/28/2011 5:03:51 PM
currency-persimmon$100.003/28/2011 5:04:41 PM
the-dollar-topper$100.003/28/2011 5:07:14 PM
SchaeferJ$25.003/28/2011 5:07:25 PM
friendinmoney$25.003/28/2011 7:41:29 PM
blot44$25.003/28/2011 5:03:29 PM
community-pipeline$25.003/28/2011 5:04:55 PM
power-mad-scientist$25.003/28/2011 5:05:07 PM
minista$25.003/28/2011 5:05:21 PM
exact-gold2$50.003/28/2011 5:14:23 PM
vutah$50.003/28/2011 10:41:59 PM
MoneyForNothing$123.453/28/2011 5:16:02 PM
reflective-rupee$25.333/28/2011 5:34:03 PM
billnsc$25.003/28/2011 7:41:02 PM
fantastic-openness$100.003/28/2011 5:04:18 PM
kanakakm$50.003/28/2011 5:18:33 PM
availableloan$25.003/28/2011 8:14:39 PM
WilliamLeeSims$25.003/29/2011 4:59:29 PM
what_goes_around$50.003/29/2011 12:42:03 PM
a2190b$50.003/29/2011 5:17:37 PM
corporatejim$26.923/30/2011 9:39:59 AM
careful-return0$25.003/29/2011 7:40:58 PM
DrunkenMic$100.003/29/2011 9:48:09 PM
coup173$25.003/30/2011 1:17:58 PM
a-exponential-hope$25.003/30/2011 9:31:57 AM
tomdooley12520$25.003/30/2011 4:28:35 PM
T-L-B$26.133/30/2011 5:00:51 PM
zotzot$25.003/30/2011 6:01:19 PM
Tradesmanlender$100.003/31/2011 2:09:08 AM
Preteur$25.003/31/2011 4:33:36 AM
octoberfresh$30.003/31/2011 1:59:39 AM
tiger1818$50.004/1/2011 4:40:07 AM
LovinMe$34.193/31/2011 10:42:35 PM
jescowa$50.003/31/2011 12:11:21 PM
indomitable-coin$25.004/1/2011 11:32:33 AM
Toby1montana$75.004/2/2011 7:18:12 AM
friendlyviking$25.004/2/2011 8:12:56 AM
p40thawk$50.004/1/2011 7:39:27 PM
mrpowers5531$32.984/2/2011 12:41:05 PM
Octamer$33.004/2/2011 8:00:01 PM
lenderrn$28.794/2/2011 8:03:04 PM
unolsu5$25.004/2/2011 10:16:36 PM
baseballfan111$50.004/2/2011 10:18:44 AM
gpuck$50.004/2/2011 7:06:01 PM
kushka$25.004/3/2011 10:13:59 AM
treasure-expert$25.004/2/2011 12:49:42 PM
Aberdeen$1,000.004/3/2011 8:16:17 AM
marwadi-62$640.004/3/2011 8:20:42 AM
brightest-income-hunter$25.004/3/2011 1:45:43 PM
Oak-Parker$25.004/3/2011 2:53:22 PM
helpishere777$50.004/3/2011 4:04:29 PM
tszbgae$90.004/3/2011 5:37:26 PM
network08$30.004/3/2011 8:36:57 PM
authoritative-loot$25.004/3/2011 9:55:01 PM
12Knocksinna$25.004/4/2011 12:49:59 AM
Only_Money$25.004/2/2011 6:30:19 PM
market-pudding$25.004/2/2011 11:44:18 PM
vulgy$25.004/3/2011 7:41:51 PM
finance-symphony7$25.004/3/2011 6:47:04 PM
BOZO88$25.004/3/2011 6:53:22 PM
mex_invests$25.004/3/2011 9:17:26 PM
Chief3394$25.004/3/2011 9:21:08 PM
ScottCapital$25.004/4/2011 5:29:39 AM
MoneyForNothing$1.864/4/2011 6:38:31 AM
118 Investments
 
Borrower Payment Dependent Notes Series 496431
This series of Notes was issued and sold upon the funding of the borrower loan #48308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-2002 Debt/Income ratio: 17%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 3 / 3Length of status:2y 2m
Amount delinquent: $46,010 Total credit lines: 16 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,186Stated income:$50,000-$74,999
Delinquencies in last 7y: 21 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: Jttrieu Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rebuild Credit ...
Purpose of loan: Rebuild Credit
This is my first listing on prosper. I am trying it out to rebuild my credit. A personal loan will be able to strength my credit rating.

My financial situation:
I had went through foreclosure back in Feb 2009. To sum it up I was young and naive to have bought a condo. Since then I have been finding ways to improve my credit. Beside my foreclosed mortgages, I have never been late on any credit card pass or present. I have had credit card limits of up to 30k prior to foreclosing. I have never max out on any credit card.
I have a stable job as a banker. I have my own liquid asset. I can provide W2 and financial statement if requested.

Monthly net income: $4000
Monthly expenses: $1000 max
Housing: $0
Insurance: $45
Car expenses: $200
Phone, cable, internet: $70
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $100
Student Loan: 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/11/2011 5:05:14 PM
mrsp2e$100.003/11/2011 6:11:20 PM
worldly-money4$100.003/12/2011 4:42:10 PM
Weaverville$25.003/13/2011 5:49:52 PM
reward-adventure$50.003/15/2011 4:58:22 AM
patriot897$25.003/15/2011 11:12:46 AM
leodaguy$25.003/15/2011 9:24:34 PM
heroic-deal7$50.003/15/2011 3:37:08 PM
Comoparklender$50.003/16/2011 8:37:52 PM
SBT$25.003/16/2011 8:52:44 PM
worthy-bid8$25.003/16/2011 8:28:27 PM
aquistoyraul$25.003/17/2011 7:30:19 AM
ddamenace$25.003/17/2011 6:10:07 PM
jjswanso$200.003/18/2011 10:51:58 AM
360Winner$50.003/18/2011 9:34:57 AM
168RichCapital$25.003/18/2011 10:13:31 AM
PRGuyinVA$25.003/18/2011 2:46:45 PM
jubilant-agreement0$25.003/19/2011 9:59:54 AM
rvfbroker$25.003/19/2011 2:16:21 PM
CashCow-Moooo-la$28.443/20/2011 9:12:23 AM
inspiring-reward$100.003/20/2011 3:16:26 AM
money-surge1$50.003/20/2011 10:47:36 AM
jwm$25.003/22/2011 5:21:18 AM
saga9$50.003/21/2011 5:31:47 PM
Artist_Blue$25.003/22/2011 8:10:04 AM
credible-balance6$25.003/22/2011 11:47:40 AM
power-companion7$100.003/22/2011 5:18:20 PM
desertoasis$25.003/22/2011 5:36:10 PM
MadHun$131.623/22/2011 5:37:26 PM
soulful-truth$100.003/22/2011 5:11:35 PM
capital-halo1$500.003/22/2011 5:42:07 PM
squarebob$25.003/22/2011 6:53:03 PM
Bob450$30.003/22/2011 7:04:33 PM
zippy-interest$25.003/22/2011 7:15:37 PM
prominence8$25.003/23/2011 8:02:56 AM
Kaj$50.003/23/2011 8:33:47 AM
the-profit-oracle$25.003/23/2011 2:28:36 AM
DonaldColorado$50.003/23/2011 12:53:21 PM
mohara25$54.573/23/2011 8:57:37 AM
magnetic-kindness$25.003/23/2011 2:29:50 PM
Amber_Stone$100.003/23/2011 3:24:30 PM
shepherd1$100.003/23/2011 7:15:03 PM
Ocean713$50.003/23/2011 2:39:14 PM
finance-mushroom$100.003/23/2011 3:56:03 PM
ommcd$25.003/24/2011 2:05:23 AM
finance-prescription$50.003/24/2011 5:32:41 AM
ILWTC$50.003/24/2011 11:02:45 AM
a-restless-dollar$25.003/24/2011 6:21:58 AM
GatorBux$50.003/24/2011 11:09:15 AM
soulwork$25.003/24/2011 7:03:27 PM
brazilofmux$49.123/25/2011 1:21:16 AM
AM2008$25.003/25/2011 5:39:36 AM
108lender$95.573/25/2011 1:13:52 AM
LKN2RTR$25.003/25/2011 1:38:53 AM
Aljasa2008$25.223/25/2011 1:58:30 AM
agiovasil$25.003/25/2011 1:59:33 AM
stock106$25.003/25/2011 2:00:26 AM
Banker7371$25.003/25/2011 2:04:08 AM
smallbizrule$25.003/25/2011 2:04:56 AM
sensible-order2$46.833/25/2011 2:14:00 AM
genius520$100.003/25/2011 2:19:31 AM
icon7$25.003/24/2011 5:46:27 PM
social-conductor4$25.003/25/2011 7:08:08 AM
selfmademan$25.003/25/2011 1:30:27 AM
IIP77$25.003/25/2011 1:32:20 AM
GracieLuLu04$25.003/25/2011 1:39:22 AM
balance-force$30.003/25/2011 9:26:55 AM
graceful-investment$66.223/25/2011 2:14:19 AM
RetiredATC$50.003/25/2011 2:22:39 AM
Roblaroni$25.003/25/2011 6:53:00 AM
umfan123$25.003/25/2011 7:02:28 AM
reflective-rupee$500.333/11/2011 7:20:47 PM
simplelender80$150.003/11/2011 5:02:17 PM
zotzot$25.993/11/2011 5:21:45 PM
CA-Lender$100.003/11/2011 5:05:50 PM
suave-dime6$25.003/13/2011 3:42:57 PM
lucrative-transparency0$50.003/14/2011 8:58:38 AM
Wellman$50.003/15/2011 4:03:36 AM
Jack55304$125.003/16/2011 8:47:35 AM
HHP$100.003/16/2011 9:34:56 AM
wbahl$25.003/16/2011 8:10:36 PM
Tylerh$100.003/16/2011 8:28:17 PM
alterlatina$25.003/18/2011 10:06:26 PM
economy-producer$25.003/19/2011 9:57:15 AM
hope-equation$50.003/19/2011 1:52:19 PM
w3alter$100.003/19/2011 4:51:27 PM
smilinsam$50.003/21/2011 2:16:22 PM
radforj22$25.003/22/2011 6:36:15 AM
important-openness1$75.003/22/2011 2:46:57 PM
GoodScot$25.003/22/2011 10:13:41 PM
jazzlender$25.003/23/2011 2:17:08 AM
kulender$100.003/23/2011 2:04:17 AM
seisen$50.003/23/2011 8:33:57 AM
missing-link$25.003/23/2011 2:38:22 AM
bid-czar8$50.003/23/2011 3:07:58 AM
ivy-league-MBA$25.003/23/2011 10:22:38 AM
extraordinary-interest1$50.003/23/2011 8:49:03 AM
well-mannered-income3$50.003/23/2011 6:02:24 PM
kind-genuine-dough$25.003/23/2011 3:39:40 PM
GElender$25.003/23/2011 3:56:58 PM
Easystreet$25.003/23/2011 4:04:21 PM
helpful-credit156$29.803/23/2011 4:24:20 PM
wwwUniversal$25.003/24/2011 2:17:07 AM
impressive-p2p7$25.003/24/2011 11:19:31 AM
burrito6$25.003/24/2011 8:29:59 AM
Scoote2912$25.003/24/2011 12:39:12 PM
tech310$50.003/24/2011 1:25:39 AM
mimoney16$25.003/24/2011 9:33:09 AM
irrelevant$25.003/24/2011 2:09:20 AM
KMB78$25.003/24/2011 10:38:05 AM
shrewd-income$100.003/24/2011 7:44:44 PM
Katburg$25.003/24/2011 3:51:09 PM
Sixmil$25.843/25/2011 1:12:59 AM
oreyedoc$26.053/25/2011 1:41:04 AM
flwah$25.003/25/2011 1:52:02 AM
FeedTheMachine$47.593/25/2011 2:05:44 AM
liberty-destiny3$25.003/25/2011 2:14:35 AM
benjamins-utopia$100.003/24/2011 11:48:25 AM
prudent-gain7$25.003/24/2011 5:48:26 PM
flanative$25.003/24/2011 5:57:41 PM
vibraphone3$50.003/25/2011 7:18:48 AM
dsnybnd$25.003/25/2011 7:51:03 AM
worth-jedi5$30.723/25/2011 8:47:39 AM
adaptable-capital$175.493/24/2011 7:29:26 PM
dollar-cherry6$100.003/25/2011 9:33:06 AM
CC911$25.003/25/2011 1:13:42 AM
faldska$25.003/25/2011 1:19:15 AM
OCedHrt$25.003/25/2011 1:31:12 AM
Marfloogan$25.003/25/2011 1:49:33 AM
profit-powerplant$25.003/25/2011 2:04:31 AM
visionary-currency$39.183/25/2011 2:08:16 AM
inventive-wealth2$25.003/25/2011 2:08:30 AM
consummate-loyalty1$28.373/25/2011 2:18:18 AM
helpwithoutbanks$25.003/25/2011 5:34:42 AM
mex_invests$25.003/25/2011 6:34:35 AM
LaBamba$100.003/24/2011 6:45:56 PM
Frankk2$35.003/25/2011 7:54:45 AM
ErvLending$25.003/24/2011 9:29:57 PM
benefit-flow$25.003/24/2011 9:46:49 PM
minddoc$25.003/25/2011 1:20:28 AM
SDNLR$30.523/25/2011 1:31:25 AM
FASTIZIO_P$25.003/25/2011 1:52:05 AM
shrewd-peace7$25.003/25/2011 2:07:37 AM
saffron4$26.253/25/2011 2:08:01 AM
credit-sycamore4$100.003/25/2011 8:47:45 AM
145 Investments
 
Borrower Payment Dependent Notes Series 497361
This series of Notes was issued and sold upon the funding of the borrower loan #48252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,574.94 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $426.01
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1984 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 12Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 54 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,631Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: well-mannered-note620 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for 2011
Purpose of loan:
This loan will be used to pay for unexpected medical expenses for my family.

My financial situation:
I am a good candidate for this loan because my husband and I have solid jobs in the New Englad area. And we take our financial situation very seriously. Every loan, or credit card, we have signed up for has been re-paid on time.


Monthly net income: $ 10,833.00
Monthly expenses: $
Housing: $ 4501.00
Insurance: $ 185.00
Car expenses: $ 414.00
Utilities: $ 300.00
Phone, cable, internet: $ 140.00
Food, entertainment: $ 1,200.00
Clothing, household expenses: $ 1000.00
Credit cards and other loans: $ 2000.00
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$150.003/17/2011 5:08:21 PM
patriot897$25.003/17/2011 5:06:03 PM
Nerdster1$25.053/18/2011 3:58:03 AM
suave-dime6$25.003/17/2011 5:08:06 PM
income-awakening6$25.003/17/2011 5:08:36 PM
golffish2$50.003/18/2011 5:41:19 AM
reflective-rupee$400.333/17/2011 9:32:06 PM
wbahl$25.003/18/2011 9:54:34 AM
zorg77$25.003/23/2011 9:46:24 PM
finance-prescription$50.003/24/2011 5:33:38 AM
benjamins-utopia$100.003/24/2011 11:48:59 AM
burrito6$25.003/24/2011 8:31:02 AM
wesleyan$50.003/26/2011 8:13:19 AM
hitsman$50.003/26/2011 11:48:01 AM
PRGuyinVA$25.003/26/2011 3:58:32 PM
power-companion7$100.003/26/2011 4:10:00 PM
reward-adventure$50.003/26/2011 4:44:23 PM
compassion-lotus5$50.003/27/2011 3:27:47 PM
Guerrilla_Man$25.003/27/2011 11:28:59 AM
sensible-fund$50.003/28/2011 3:23:00 AM
umfan123$25.003/28/2011 12:32:41 PM
ommcd$25.003/29/2011 2:46:42 AM
raisingophelia$25.003/29/2011 11:38:10 AM
shrewd-peace7$25.003/29/2011 11:11:03 AM
famous-bill$25.003/29/2011 10:14:09 AM
power-mad-scientist$25.003/29/2011 1:44:39 PM
IIP77$25.003/30/2011 1:58:04 AM
Dubbs360$38.883/30/2011 2:03:46 AM
treasure-bliss$50.003/30/2011 2:35:17 AM
Bob450$25.003/29/2011 4:27:35 PM
Easystreet$25.003/29/2011 4:33:24 PM
JustMee$25.003/30/2011 12:51:39 AM
orange-preeminant-bill$41.433/30/2011 2:50:27 AM
new-social-economist$50.003/30/2011 2:59:56 AM
enforcer0$101.823/30/2011 6:23:16 AM
unger$167.003/29/2011 7:46:38 PM
squarebob$25.003/30/2011 10:29:25 AM
exuberant-dime$50.003/30/2011 10:30:44 AM
rcm87$100.003/30/2011 10:39:51 AM
DreDub$50.003/30/2011 12:20:06 PM
genius520$90.243/30/2011 2:59:15 AM
shmb6508$61.653/30/2011 10:30:24 AM
dollar-cherry6$100.003/30/2011 10:31:48 AM
SpareChangeHero$25.003/30/2011 1:56:17 PM
Aunca$31.193/30/2011 1:56:47 PM
ChuckieG$50.003/30/2011 1:57:29 PM
kulender$55.633/30/2011 9:25:32 AM
Perksunlimited$40.003/30/2011 1:47:21 PM
Jethro12$25.003/30/2011 1:47:37 PM
SBT$25.003/30/2011 2:29:01 PM
Cai8899$25.003/30/2011 2:29:10 PM
minddoc$25.003/30/2011 2:29:20 PM
RMB-Investments$50.003/30/2011 2:30:30 PM
FinanceEngine$30.003/30/2011 2:16:14 PM
moola-berserker$25.003/30/2011 3:57:44 PM
smilinsam$50.003/30/2011 2:27:55 PM
jubilant-agreement0$25.003/30/2011 2:28:37 PM
gold-blanket0$25.003/30/2011 2:28:53 PM
inventive-wealth2$25.003/30/2011 2:29:29 PM
liberty-destiny3$25.003/30/2011 2:29:45 PM
Wellman$50.003/30/2011 2:30:34 PM
agiovasil$25.003/30/2011 2:31:24 PM
Diamond_Jim$44.043/30/2011 2:31:30 PM
gallant-economy9$366.363/30/2011 3:13:28 PM
safe-finance$25.003/30/2011 1:47:12 PM
GInBaghdad$25.003/30/2011 5:27:59 PM
seisen$43.153/30/2011 1:59:06 PM
bradania$25.003/31/2011 2:00:07 AM
peso-aggregator$25.003/30/2011 6:01:49 PM
visionary-currency$50.003/30/2011 2:05:26 PM
Comoparklender$50.003/30/2011 2:28:29 PM
rhin0cerx$50.003/30/2011 2:28:44 PM
AntiTrustBanker$25.003/30/2011 2:29:06 PM
Sixmil$50.003/30/2011 2:30:54 PM
rate-mogul$100.003/30/2011 2:40:19 PM
mtquan$25.003/30/2011 2:40:58 PM
gotjack$25.003/31/2011 2:00:24 AM
zrohmm$27.503/31/2011 2:03:04 AM
transparency-burger$25.003/31/2011 7:55:20 AM
forthright-dedication$50.003/31/2011 8:17:47 AM
LBOregon$25.003/31/2011 2:17:52 AM
consummate-loyalty1$50.003/31/2011 2:48:22 AM
rcldesign$25.003/31/2011 9:40:18 AM
Pakse$39.833/31/2011 6:37:52 AM
Learning2Lend$31.193/31/2011 7:15:41 AM
fairhelper$25.003/31/2011 11:42:30 AM
gizzywump$100.003/31/2011 11:57:24 AM
stock106$25.003/31/2011 3:12:25 PM
larrybird$225.003/31/2011 4:07:35 PM
prost$50.003/31/2011 9:37:32 AM
NedNederlanderII$50.003/31/2011 1:43:36 AM
SDNLR$34.873/31/2011 1:49:18 AM
Digs$25.003/31/2011 11:24:27 AM
y2russ$33.763/31/2011 11:28:25 AM
One_Lolo$25.003/31/2011 2:32:42 AM
treasure-network$25.923/31/2011 2:40:52 AM
TommyTucker$43.683/31/2011 2:54:14 PM
schmegs$25.003/31/2011 3:09:03 PM
LogCabin5$50.003/31/2011 3:40:16 PM
Tasmir$25.003/31/2011 3:42:49 PM
radforj22$25.003/31/2011 4:53:34 AM
onecooldrink$25.003/31/2011 8:49:27 AM
theprince$25.003/31/2011 9:14:53 AM
razor783$25.003/31/2011 11:29:11 AM
Isotope$25.003/31/2011 12:51:36 PM
sturdy-fairness5$40.003/31/2011 2:08:10 PM
leodaguy$25.003/17/2011 5:09:36 PM
Jack55304$125.003/17/2011 5:09:51 PM
simplelender80$100.003/17/2011 5:02:39 PM
ingenious-deal6$25.003/17/2011 5:04:55 PM
CA-Lender$100.003/17/2011 5:09:17 PM
courteous-kindness1$25.003/17/2011 5:11:04 PM
zotzot$25.443/17/2011 5:18:40 PM
jmichael23$100.003/18/2011 3:06:30 PM
economy-producer$25.003/19/2011 9:59:11 AM
w3alter$100.003/19/2011 4:52:48 PM
zippy-interest$25.003/22/2011 7:17:13 PM
bid-czar8$50.003/23/2011 3:09:56 AM
kind-adventurous-finance$50.003/25/2011 4:28:12 PM
credit-sycamore4$100.003/25/2011 8:49:28 AM
TheAlchemist$25.003/25/2011 9:24:34 PM
mercuriant$25.003/26/2011 4:53:14 AM
point-kitten6$100.003/26/2011 3:15:38 PM
Gibbyland$100.003/26/2011 1:17:59 PM
AF-Chief$50.003/26/2011 4:09:40 PM
the-dollar-topper$100.003/26/2011 2:43:12 PM
asset-professor$50.003/26/2011 4:04:48 PM
point-kitten6$50.003/26/2011 4:38:31 PM
handshake5$100.003/26/2011 4:52:46 PM
imoutdoorsy$25.003/26/2011 10:03:48 PM
wwwUniversal$25.003/28/2011 9:19:12 AM
thelovebug$100.003/27/2011 9:17:49 PM
ivy-league-MBA$25.003/29/2011 3:09:33 AM
power-bluebird2$50.003/29/2011 9:35:44 AM
asmithj$31.823/29/2011 9:40:47 AM
Tikibarman$50.003/29/2011 6:48:53 AM
orange-vigilance-shower$50.003/28/2011 7:32:50 PM
MadHun$123.553/29/2011 4:29:34 PM
bonus-powerplant$30.003/29/2011 8:37:41 AM
FeedTheMachine$100.003/29/2011 4:29:31 PM
WilliamLeeSims$25.003/29/2011 5:00:17 PM
DrunkenMic$25.003/29/2011 9:22:32 PM
monstersdad$34.753/30/2011 2:03:11 AM
Weaverville$50.003/29/2011 1:58:02 PM
HHP$100.003/29/2011 4:26:39 PM
tech310$50.003/30/2011 9:32:08 AM
foothillender$25.003/30/2011 8:37:41 AM
caprirolito$25.003/29/2011 8:27:26 PM
octoberfresh$26.003/30/2011 9:27:18 AM
Ocean713$50.003/30/2011 10:29:28 AM
worthy-loot8$25.003/30/2011 10:33:28 AM
worthy-bid8$25.003/30/2011 10:29:45 AM
copper$50.003/30/2011 10:41:12 AM
voidpile$25.003/30/2011 1:47:28 PM
morpholog$50.003/30/2011 1:54:07 PM
silverloan$25.003/30/2011 1:55:55 PM
Rdodson11$25.003/30/2011 1:56:19 PM
Trimalchio12$25.003/30/2011 1:56:43 PM
mrfrog$25.003/30/2011 1:04:53 PM
stolan$50.003/30/2011 1:10:11 PM
derec$25.003/30/2011 2:06:33 PM
life-is-great$25.003/30/2011 2:28:25 PM
five-star-note$25.003/30/2011 2:28:49 PM
lakehavasu88$25.003/30/2011 2:29:04 PM
point-sasquatch$25.003/30/2011 2:29:17 PM
NYCFinancier$25.003/30/2011 1:56:15 PM
silver-enlightenment0$100.003/30/2011 1:56:57 PM
payment-gusto$25.003/30/2011 2:31:43 PM
social-conductor4$25.003/30/2011 10:31:22 AM
360Winner$50.003/30/2011 2:28:33 PM
money-bauble$100.003/30/2011 2:28:47 PM
flexible-diversification9$50.003/30/2011 2:28:57 PM
saffron4$50.003/30/2011 2:29:23 PM
rupee-tuba$50.003/30/2011 2:29:39 PM
irrelevant$25.003/30/2011 2:30:25 PM
brazilofmux$84.303/30/2011 2:31:08 PM
hope-eagle6$25.003/30/2011 2:31:36 PM
missing-link$25.003/30/2011 2:31:41 PM
treasure-expert$25.003/30/2011 11:37:56 AM
justice-economist$25.003/30/2011 2:32:06 PM
thankful-nickel2$25.003/30/2011 3:01:52 PM
trade-surge3$50.003/30/2011 9:19:04 PM
stoopidnoodle$25.003/30/2011 1:47:09 PM
profit-powerplant$25.003/31/2011 12:05:15 AM
Vreet$50.003/31/2011 1:29:47 AM
GElender$25.003/30/2011 1:54:08 PM
sonicpluto$25.003/30/2011 5:31:28 PM
kind-durability-gravitas$50.003/30/2011 1:56:40 PM
runner262$25.003/30/2011 2:01:15 PM
Gladglide$30.003/30/2011 2:01:35 PM
a-dough-plato$25.003/30/2011 6:50:02 PM
NoCal$25.003/31/2011 2:17:31 AM
benjamins-voyage$25.003/30/2011 7:03:11 PM
the-profit-oracle$25.003/30/2011 2:19:24 PM
adventurous-cash$25.003/30/2011 10:16:12 PM
treasure-pipeline$50.003/30/2011 2:28:19 PM
nodrivelpls$25.003/30/2011 2:28:41 PM
soulful-truth$100.003/30/2011 2:29:13 PM
Banker7371$25.003/30/2011 2:29:25 PM
dedicated-transaction796$50.003/30/2011 2:31:40 PM
whartonmba$25.003/30/2011 2:50:41 PM
treasure-generator$25.003/31/2011 2:28:37 AM
graceful-investment$100.003/31/2011 2:44:21 AM
unassassinable$25.003/31/2011 2:48:30 AM
mlj0671$25.003/31/2011 6:38:08 AM
a-successful-credit$100.003/30/2011 5:17:30 PM
the-upbeat-p2p$50.003/30/2011 6:59:31 PM
StreetJustice$50.003/30/2011 7:58:05 PM
Tylerh$100.003/30/2011 8:32:39 PM
Engineer44$25.003/31/2011 9:00:43 AM
meteoric-asset4$25.003/31/2011 11:29:28 AM
heerzaquestion$100.003/31/2011 12:37:37 PM
credit-wheel7$25.003/31/2011 2:46:36 AM
BankofRon$25.003/31/2011 4:17:39 PM
Smallbear$25.003/31/2011 6:13:03 AM
mykkai$25.003/31/2011 7:52:40 AM
hawat$25.003/31/2011 9:39:10 AM
gimincorp$25.563/31/2011 9:40:53 AM
gold-cluster$100.003/31/2011 10:05:40 AM
top-basis-majesty$50.003/31/2011 3:02:21 PM
sfmf$25.003/31/2011 4:10:29 PM
221 Investments
 
Borrower Payment Dependent Notes Series 498129
This series of Notes was issued and sold upon the funding of the borrower loan #48293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-16-2011 
Term: 60 months Listing End date:  Mar-30-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $352.15
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 32%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 22Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,805Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: felicity-genius Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
700-719 (Mar-2010)
700-719 (Feb-2010)
680-699 (Jan-2010)
 
Principal balance: $1,495.21 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation Post-Cancer
This loan will be used to pay off a high interest cc that I had to use for some of my cancer treatment.

I'm a good candidate for this loan because I'm 14 months into remission, I have a new job at a fortune 500 company where I'm getting paid significantly more. I've been saving as much money as possible as well a paying down my debts. This loan would go directly into paying off my cc (and free up about $100/mon). I have diligently paid a loan I received >9 mons ago from Prosper. Please ask me any questions as I am happy to answer any of them! Thanks!

Monthly net income: $ 4850

Monthly expenses: $4200

Monthly Breakdown:
Housing (including phone, cable, internet, gas, etc): $1600
Insurance: $100
Car expenses: I fully own my car
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards, student loans, and other loans: $1600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Congratulations on your progress so far. What was your recent inquiry? Thanks. - squarebob
A: Hey thanks! I think the recent inquiry could be because I got a new job (more correctly, a promotion and back to full time work) and they checked my credit. It could also be my new apartment complex (which is run by a professional property manager, Alliance Residential Company). Both of these are more than 6 mons ago. I'm happy to tell you exactly why if you tell me how I can find this out. I have credit monitor from Citi and took a look but couldn't find any inquiry info for the past 6 mons. (Mar-28-2011)
Q: What are the interest rates of the cc's you want to pay off? Thanks. - squarebob
A: I exclusively want to use this to pay off a hospital bill of about 10K that is at 29.99%. It used to be $15K and 22.99%, but the "special" rate for the first year has now elapsed. Also, I used my entire first prosper loan for this purpose and have paid down a lot extra of the loan over the past year: $15K-$2K (first prosper loan), and I have paid down about $3K more over the year! (Mar-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
JustMee$25.003/16/2011 5:22:43 PM
simplelender80$100.003/16/2011 5:44:03 PM
worldly-money4$150.003/16/2011 6:15:59 PM
leodaguy$25.003/16/2011 6:20:16 PM
DasMula$57.003/16/2011 5:50:40 PM
suave-dime6$25.003/16/2011 6:15:12 PM
Jack55304$125.003/16/2011 6:21:14 PM
orange-rapid-benjamins$55.503/16/2011 9:42:53 PM
travels536$25.003/17/2011 6:35:35 AM
JGuide$42.083/17/2011 11:57:09 AM
lendstats_com$200.003/17/2011 1:39:03 PM
DUDICO2006$25.003/17/2011 2:39:18 PM
reflective-rupee$250.333/17/2011 1:12:59 PM
erowis$55.003/18/2011 8:03:19 AM
PRGuyinVA$25.003/21/2011 5:26:25 AM
tolerant-dinero2$25.003/21/2011 9:43:26 AM
five-star-note$25.003/21/2011 5:21:35 PM
zippy-interest$25.003/22/2011 7:16:50 PM
benjamins-utopia$100.003/24/2011 11:48:54 AM
atomantic$25.003/24/2011 10:59:36 AM
dollar-cherry6$100.003/25/2011 9:34:04 AM
autonomous-truth$100.003/25/2011 4:43:50 PM
Barrayaran$25.003/25/2011 5:32:45 AM
squarebob$79.723/25/2011 5:23:41 PM
credit-sycamore4$100.003/25/2011 8:49:11 AM
mcgovern2024$25.003/25/2011 10:57:55 AM
kind-adventurous-finance$50.003/25/2011 4:28:06 PM
jjswanso$100.773/25/2011 6:42:43 PM
hitsman$50.003/26/2011 11:47:57 AM
squarebob$25.003/26/2011 12:43:59 PM
reward-adventure$50.003/26/2011 3:44:54 PM
handshake5$100.003/26/2011 4:52:43 PM
AF-Chief$50.003/26/2011 4:09:36 PM
mikeandcat$100.003/26/2011 10:49:15 PM
superb-kindness2$25.003/26/2011 6:03:02 PM
RKLFinancial$25.003/27/2011 10:48:04 AM
compassion-lotus5$50.003/27/2011 3:27:43 PM
squarebob$349.013/28/2011 9:30:54 AM
HHP$25.003/28/2011 5:16:42 PM
Astyanax$50.003/28/2011 6:53:20 PM
orange-vigilance-shower$50.003/28/2011 7:32:47 PM
squarebob$350.003/28/2011 8:02:18 AM
squarebob$225.003/28/2011 6:07:58 PM
Tikibarman$50.003/29/2011 6:48:50 AM
power-bluebird2$50.003/29/2011 9:35:23 AM
squarebob$91.383/29/2011 5:45:23 AM
first-serene-credit$25.003/29/2011 11:09:22 AM
Leshan$197.843/29/2011 8:56:03 AM
asmithj$50.003/29/2011 9:40:44 AM
famous-bill$25.003/29/2011 10:14:03 AM
kind-durability-gravitas$50.003/29/2011 6:42:31 AM
utopia14$25.003/29/2011 9:41:04 AM
leverage-ectasy$25.003/29/2011 8:33:27 PM
kencox$25.003/29/2011 5:19:36 PM
rcm87$100.003/29/2011 1:57:54 PM
agiovasil$25.003/30/2011 2:30:27 AM
payment-gusto$25.003/30/2011 2:59:22 AM
averagefore$25.003/30/2011 5:52:59 AM
mikeandcat$57.993/30/2011 6:34:57 AM
worthy-bid8$25.003/29/2011 4:25:52 PM
american-investor$25.003/29/2011 4:28:32 PM
new-social-economist$50.003/30/2011 12:10:47 AM
hopeful-truth5$100.003/30/2011 8:23:35 AM
flwah$25.003/30/2011 2:23:16 AM
diverse2$25.003/30/2011 9:25:10 AM
kulender$100.003/30/2011 9:25:30 AM
orange-preeminant-bill$50.003/30/2011 2:50:22 AM
loss-of-control$150.003/29/2011 5:20:25 PM
principal-laser$70.003/30/2011 5:00:01 AM
loanman2007$100.003/30/2011 5:31:03 AM
upright-commitment5$50.003/30/2011 9:37:48 AM
treasure-generator$25.003/30/2011 10:01:38 AM
laika$28.003/29/2011 9:36:46 PM
Miklot$25.003/30/2011 10:33:49 AM
wealth-competitor$25.003/30/2011 10:35:03 AM
rzlender$25.003/30/2011 10:35:25 AM
1-HARD-HEAD$100.003/29/2011 11:07:59 PM
FinanceEngine$30.003/29/2011 11:27:20 PM
graceful-investment$35.073/30/2011 2:45:37 AM
djmgd790$25.003/30/2011 10:06:47 AM
fund-web3$25.003/30/2011 10:33:41 AM
note-sphinx$50.003/30/2011 10:34:22 AM
durability-mad-scientist4$50.003/30/2011 10:34:47 AM
smilinsam$50.003/30/2011 10:35:40 AM
1point21gigawatts$50.003/30/2011 9:42:49 AM
siuflightboy$25.003/30/2011 10:32:23 AM
Invest4kids$30.003/30/2011 10:34:00 AM
1phantom$25.003/30/2011 10:34:10 AM
ThatDanGuy$50.003/30/2011 10:35:06 AM
worldly-rate3$50.003/30/2011 10:35:31 AM
ingenious-deal6$25.003/16/2011 6:13:09 PM
patriot897$25.003/16/2011 6:16:48 PM
CA-Lender$100.003/16/2011 6:17:42 PM
reflective-rupee$250.333/16/2011 5:24:28 PM
Nerdster1$25.053/17/2011 4:00:17 AM
loyalist1$300.003/18/2011 7:18:07 AM
chameleon125$50.003/18/2011 7:19:44 AM
economy-producer$25.003/19/2011 9:58:51 AM
w3alter$100.003/19/2011 4:52:36 PM
fairness-atmosphere$25.003/20/2011 10:30:03 AM
fairness-atmosphere$25.003/20/2011 10:30:53 AM
integrity-doctor$200.003/20/2011 7:05:08 PM
reflective-rupee$250.333/21/2011 11:17:04 AM
justasoldier$30.003/21/2011 9:17:58 PM
grnii78$100.003/22/2011 3:46:02 PM
bid-czar8$50.003/23/2011 3:09:43 AM
dakoke$75.003/23/2011 12:06:24 AM
finance-prescription$50.003/24/2011 5:33:30 AM
point-kitten6$50.003/23/2011 8:38:55 PM
burrito6$25.003/24/2011 8:30:53 AM
YoungTaxMan$100.003/24/2011 4:33:14 PM
EarlyRiser$250.003/24/2011 9:46:39 AM
ivy-league-MBA$25.003/24/2011 2:32:46 PM
zotzot$50.223/25/2011 5:37:13 PM
Kyileo$25.003/26/2011 12:06:39 PM
wesleyan$50.003/26/2011 8:13:14 AM
Gibbyland$100.003/26/2011 1:17:57 PM
the-dollar-topper$100.003/26/2011 2:43:07 PM
thelovebug$100.003/26/2011 6:34:22 PM
wwwUniversal$25.003/26/2011 4:04:10 PM
imoutdoorsy$25.003/26/2011 10:03:46 PM
Guerrilla_Man$25.003/27/2011 11:28:57 AM
squarebob$267.083/27/2011 12:16:08 PM
leverage-ectasy$29.263/27/2011 5:56:25 PM
doopers$50.003/28/2011 3:41:28 PM
return-human6$50.003/28/2011 5:54:58 PM
Weaverville$25.003/28/2011 2:14:05 PM
FeedTheMachine$100.003/29/2011 3:12:58 AM
exuberant-dime$50.003/28/2011 7:42:43 PM
revenue-appraiser$25.003/29/2011 8:53:18 AM
treasure-bliss$50.003/29/2011 3:10:43 AM
bonus-powerplant$30.003/29/2011 8:37:38 AM
MadHun$200.003/29/2011 11:11:36 AM
power-mad-scientist$25.003/29/2011 1:44:36 PM
Leopoldine$25.003/28/2011 8:13:27 PM
tech310$50.003/29/2011 1:57:25 PM
Ocean713$50.003/29/2011 11:06:11 AM
Bob450$25.003/29/2011 2:57:34 AM
shrewd-peace7$25.003/29/2011 3:12:48 AM
raisingophelia$25.003/29/2011 11:38:08 AM
SBT$25.003/29/2011 4:25:38 PM
Wellman$50.003/29/2011 4:29:28 PM
gentle-coin$25.003/29/2011 6:34:36 AM
shrewd-income$100.003/29/2011 3:45:08 PM
Dubbs360$25.003/29/2011 4:22:02 PM
IIP77$25.003/29/2011 4:27:31 PM
the-profit-oracle$25.003/29/2011 4:27:55 PM
zotzot$300.003/29/2011 11:09:23 AM
hudget$50.003/29/2011 1:47:02 PM
brazilofmux$54.593/30/2011 2:00:51 AM
compassionate-asset8$100.003/29/2011 7:12:47 PM
dedicated-transaction796$41.343/30/2011 2:54:09 AM
careful-return0$50.003/29/2011 7:14:53 PM
shrewd-income$148.433/29/2011 3:37:30 PM
ommcd$25.003/30/2011 5:37:50 AM
jonnysixgun$34.523/30/2011 6:21:25 AM
WilliamLeeSims$25.003/29/2011 4:52:57 PM
zotzot$135.003/29/2011 5:07:28 PM
MissionMicroFinance$25.003/30/2011 9:25:13 AM
octoberfresh$26.003/30/2011 9:27:17 AM
genius520$100.003/30/2011 2:59:10 AM
wbahl$25.003/30/2011 9:31:50 AM
CC911$25.003/30/2011 6:03:28 AM
zotzot$55.593/30/2011 9:58:54 AM
Lam0nt$25.003/30/2011 10:33:55 AM
the-yield-surfer$50.003/30/2011 10:35:17 AM
radforj22$25.003/30/2011 10:35:29 AM
loanman2007$125.003/30/2011 4:51:00 AM
panther757$25.003/30/2011 10:33:44 AM
davlbrwn$50.003/30/2011 10:33:53 AM
Nikelaos$30.003/30/2011 10:34:31 AM
finagler$25.003/30/2011 10:34:42 AM
rvfbroker$25.003/30/2011 10:35:14 AM
social-conductor4$25.003/30/2011 6:28:32 AM
draggon77$25.003/30/2011 7:18:11 AM
lovelongandprosper$35.853/30/2011 7:57:39 AM
buffalobills$25.003/30/2011 8:03:47 AM
bid-papyrus$25.003/30/2011 9:30:33 AM
profitable-return5$25.003/30/2011 10:06:51 AM
ramsba$50.003/30/2011 10:30:02 AM
gotjack$25.003/30/2011 10:30:56 AM
payout-banker4$25.003/30/2011 10:31:13 AM
chungfang$100.003/30/2011 10:33:34 AM
Turtlebear44$36.143/30/2011 10:34:03 AM
Fonthill$50.003/30/2011 10:34:36 AM
hope-equation$50.003/30/2011 10:35:10 AM
asiaratt$50.003/30/2011 10:35:23 AM
desertoasis$30.003/30/2011 10:35:34 AM
188 Investments
 
Borrower Payment Dependent Notes Series 498255
This series of Notes was issued and sold upon the funding of the borrower loan #48281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,905.35 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Mar-17-2011 
Term: 60 months Listing End date:  Mar-31-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $332.14
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1985 Debt/Income ratio: 10%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,219Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: strawberry0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
strawberry0
Purpose of loan:
This loan will be used to...debt consolidation for myself and my son

My financial situation:
I am a good candidate for this loan because...I have an excellent job which I have held for 11 years. I am very stable in my life and I am also getting monthly social security payments


Monthly net income: $4000
Monthly expenses: $2100 (total of below expenses)
Housing: $1240
Insurance: $50
Car expenses: $60
Utilities: $60
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Thanks for responding. I work as an Ophthalmic Technician - working for the same employer for 11 years. I earn a good salary and also get social security - the reason I need extra money is because I am helping to pay off my son's credit card debt. He overextended himself and is making large monthly payments and I want him to stop wasting his money on these large payments. I don't know the exact amounts and APR, but I want a lump sum to pay everything off. (Mar-21-2011)
Q: please explain the last 5 delinq's in the last 7 years.... - DrunkenMic
A: None (Mar-30-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/17/2011 5:07:13 PM
DonTraveler99$25.003/17/2011 6:07:38 PM
patriot897$25.003/17/2011 5:07:04 PM
loyalty-sherpa$25.003/17/2011 5:11:41 PM
a-unflappable-finance$100.003/18/2011 9:40:58 AM
wbahl$25.003/18/2011 10:57:01 AM
enthralling-deal180$50.003/19/2011 12:05:12 AM
money-surge1$50.003/20/2011 10:49:32 AM
efficient-treasure0$25.003/24/2011 7:13:31 AM
Clambake$50.003/24/2011 7:04:56 PM
kind-adventurous-finance$75.003/25/2011 4:24:23 PM
Chervianne$50.003/25/2011 5:19:22 PM
nickel-ferret$100.003/25/2011 5:24:20 PM
a-finance-nirvana$25.003/26/2011 3:29:55 AM
influential-cash7$50.003/25/2011 7:13:45 PM
ladyonthebay$25.003/25/2011 7:23:24 PM
point-kitten6$100.003/26/2011 12:04:44 PM
credit-scout7$50.003/26/2011 3:24:57 PM
leodaguy$50.003/26/2011 4:31:59 PM
jcjdingdong$25.003/26/2011 10:28:04 PM
helgeboy$50.003/26/2011 6:18:58 PM
C_Mark$50.003/26/2011 6:20:45 PM
GElender$50.003/28/2011 9:19:26 AM
compassion-lotus5$50.003/27/2011 3:24:47 PM
loot-heart$25.003/28/2011 11:03:38 AM
lender2611$50.003/27/2011 9:42:48 PM
steiglends$50.003/28/2011 6:27:58 PM
helpinghand63$25.003/28/2011 8:12:45 AM
Peacepower$25.003/28/2011 5:18:19 PM
BaxterEvil$25.003/29/2011 5:02:55 AM
power-mad-scientist$25.003/29/2011 1:43:54 PM
WilliamLeeSims$25.003/29/2011 4:59:39 PM
checkuto$25.003/29/2011 5:18:39 PM
iolaire$25.003/29/2011 5:14:43 PM
power-bluebird2$50.003/29/2011 5:18:43 PM
museic1$50.003/30/2011 2:25:07 AM
treasure-bliss$50.003/30/2011 2:35:18 AM
investment-comet$25.003/30/2011 2:50:57 AM
orgy63$50.003/29/2011 9:38:34 PM
Leopoldine$25.003/30/2011 2:05:22 AM
velocity-solo$25.003/30/2011 9:29:49 AM
transparency-grasshopper$50.003/29/2011 5:29:54 PM
TelegramSam$25.003/30/2011 9:34:24 AM
innocent-income4$25.003/30/2011 9:35:14 AM
meenan$50.003/30/2011 9:44:27 AM
Lam0nt$25.003/30/2011 9:48:20 AM
Elbanko$49.993/30/2011 5:33:53 AM
lovelongandprosper$50.003/30/2011 8:12:42 AM
thebigrig$100.003/30/2011 1:59:19 PM
riproaringrapids$25.003/30/2011 2:02:28 PM
currency-persimmon$100.003/30/2011 2:06:23 PM
kenji4861$25.003/30/2011 9:35:43 AM
orange-preeminant-bill$25.263/30/2011 9:47:11 AM
Hiro07$30.003/30/2011 9:50:15 AM
Attract$25.003/30/2011 9:52:56 AM
jdrez$25.003/30/2011 2:01:25 PM
cingular$25.003/30/2011 2:02:47 PM
Preferred-Lender$25.003/30/2011 2:05:09 PM
gracej$25.003/30/2011 2:05:20 PM
6moonbeams$50.003/30/2011 10:18:29 AM
gold-sushi$25.003/30/2011 2:23:29 PM
CityBank$100.003/30/2011 4:42:58 PM
rgrtanker$25.003/30/2011 10:54:58 AM
mtquan$25.003/30/2011 2:41:16 PM
SMARTDISK$25.003/30/2011 8:12:35 PM
mister_waffle$25.003/30/2011 9:28:59 PM
escharfer$25.003/31/2011 1:28:43 AM
ualf$29.493/31/2011 1:35:10 AM
bigphish$50.003/30/2011 1:59:16 PM
nhm$25.003/31/2011 1:58:05 AM
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fireboss$28.023/31/2011 2:05:34 AM
Cai8899$40.003/30/2011 2:02:32 PM
flexible-money1$50.003/30/2011 2:02:37 PM
Cre8iveCash$25.003/31/2011 2:07:36 AM
eloquent-dough5$25.003/30/2011 2:04:41 PM
inventive-exchange$30.743/31/2011 2:24:51 AM
income-excellence1$35.683/31/2011 2:26:06 AM
impartial-deal$25.003/31/2011 2:28:08 AM
studious-bonus7$100.003/31/2011 2:46:17 AM
atm1216$50.003/30/2011 7:53:06 PM
sensible-order2$93.493/31/2011 2:48:57 AM
valiant-liberty4$25.003/30/2011 2:15:43 PM
peace-habanero$25.003/31/2011 6:12:38 AM
TrixieD$25.003/31/2011 1:33:28 AM
Oupa-George$25.003/31/2011 1:34:50 AM
slojudy$29.443/31/2011 1:46:16 AM
IP$41.563/31/2011 1:48:31 AM
bmarch$50.003/30/2011 2:50:06 PM
vacaerol$25.003/31/2011 2:13:47 AM
forthright-dedication$50.003/31/2011 8:18:51 AM
chlebie$32.393/31/2011 2:15:49 AM
payout-carnival$25.003/31/2011 2:24:20 AM
calm-deal7$25.003/31/2011 2:25:45 AM
crawfingers$25.003/31/2011 2:42:19 AM
bullwink27$25.003/31/2011 3:53:51 AM
kwan$25.003/31/2011 9:24:32 AM
PitOfSuccess$25.003/31/2011 9:35:36 AM
intrepid-loot$75.003/31/2011 5:26:55 AM
CSinvestments$25.003/31/2011 6:19:39 AM
Mindful7$25.003/31/2011 10:07:02 AM
rbgnr111$25.003/30/2011 6:28:36 PM
fishintime$100.003/30/2011 7:02:39 PM
benjamins-voyage$25.003/30/2011 7:02:52 PM
FinanceEngine$30.003/31/2011 7:11:35 AM
inqbus$50.003/31/2011 7:17:32 AM
llequire1$100.003/31/2011 8:12:14 AM
Velocity_Lenders$29.293/31/2011 12:22:37 PM
retirementlady$25.003/31/2011 8:34:40 AM
turbobrat$50.003/31/2011 8:52:34 AM
jjswanso$173.433/31/2011 2:55:58 PM
unrivaled-justice$50.003/30/2011 10:02:29 PM
dinero-wildebeest$50.003/30/2011 10:27:39 PM
NYBIZ$25.003/31/2011 3:42:40 PM
Ivan2007$50.003/30/2011 11:29:44 PM
otto1939$50.003/31/2011 4:22:42 PM
Frenchynh$25.003/31/2011 12:02:57 AM
KeepOnRunning$25.823/31/2011 12:04:12 AM
justice-cub5$100.003/31/2011 9:37:55 AM
rmachi$25.003/31/2011 1:25:00 AM
neutrino6$42.123/31/2011 9:42:01 AM
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Tammy102800$25.003/31/2011 10:03:08 AM
Philosonie$25.003/31/2011 1:47:47 AM
KryptonWare-com$25.003/31/2011 10:03:22 AM
ClearLake$25.003/31/2011 1:49:11 AM
forthright-trade$25.003/31/2011 10:08:25 AM
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rlgnyc$25.003/31/2011 2:07:41 AM
lizard_lips$26.693/31/2011 2:13:33 AM
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mikrolown$30.003/31/2011 2:24:39 AM
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piter-to-la-investment$25.003/31/2011 2:27:42 AM
LKN2RTR$25.003/31/2011 12:54:45 PM
the-profit-oracle$25.003/31/2011 2:29:03 AM
Isotope$25.003/31/2011 1:16:40 PM
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handshake5$100.003/31/2011 2:46:58 AM
Pasagam$50.003/31/2011 4:13:55 AM
i2amme$50.003/31/2011 3:43:34 PM
loss-of-control$200.003/31/2011 4:14:14 PM
fund-javelin1$25.003/31/2011 4:29:29 PM
Zolton$100.003/31/2011 6:47:44 AM
enthusiastic-market2$25.003/31/2011 6:52:24 AM
green-wampum-titan$30.003/31/2011 7:58:29 AM
Engineer44$25.003/31/2011 9:02:32 AM
safe-kindness5$25.003/31/2011 9:35:30 AM
janus_god$25.003/31/2011 10:27:32 AM
seanambrose$25.003/31/2011 11:19:35 AM
Shanester$25.003/31/2011 12:01:21 PM
squarebob$25.003/31/2011 2:27:27 PM
worthy-bid4$113.223/31/2011 3:45:04 PM
uncleharold$25.003/31/2011 4:42:31 PM
BxRealtor$25.003/17/2011 5:07:41 PM
Weaverville$25.003/17/2011 5:11:13 PM
CA-Lender$100.003/17/2011 5:09:04 PM
reflective-rupee$300.333/17/2011 9:36:41 PM
suave-dime6$25.003/18/2011 6:17:48 AM
hostbank$100.003/17/2011 5:11:29 PM
PRGuyinVA$50.003/18/2011 2:41:53 PM
magnetic-dedication3$25.003/19/2011 9:51:24 AM
GMPK_TLAS$50.003/19/2011 1:27:43 AM
HamachiMan$50.003/20/2011 4:28:30 PM
radforj22$25.003/22/2011 6:37:15 AM
euro-trumpet$25.003/22/2011 6:48:01 PM
P2P4me$100.003/23/2011 6:43:26 AM
zippy-interest$25.003/22/2011 7:14:11 PM
Makemony$50.003/23/2011 7:09:32 AM
Quiddity$50.003/24/2011 7:44:37 AM
bold-shrewd-market$25.003/24/2011 12:19:43 PM
benjamins-utopia$100.003/26/2011 10:47:48 AM
melodious-fairness$100.003/26/2011 8:05:06 AM
treasure-widget$25.003/26/2011 4:45:10 PM
jescowa$50.003/26/2011 6:28:18 PM
tough-peso2$25.003/27/2011 7:09:20 AM
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dollardave$100.003/28/2011 11:57:24 PM
worthy-bid8$100.003/29/2011 11:06:29 AM
trustu$50.003/29/2011 12:15:33 PM
Rick21$50.003/28/2011 9:32:46 PM
Ocean713$50.003/29/2011 11:01:10 AM
entreprenooner$25.003/29/2011 4:19:55 PM
soulful-dime1$107.473/29/2011 5:02:28 PM
dinero-speaker$25.003/29/2011 5:18:05 PM
natural-greenback6$25.003/29/2011 6:39:13 PM
loan-master996$50.003/29/2011 8:33:28 PM
serene-power0$25.003/30/2011 2:25:54 AM
kulender$50.003/30/2011 9:25:22 AM
ivy-league-MBA$25.003/30/2011 9:29:39 AM
point-kitten6$25.003/30/2011 9:51:51 AM
borquist$25.003/30/2011 10:22:48 AM
squarebob$25.003/30/2011 10:30:56 AM
red-unequivocal-finance$25.003/30/2011 10:58:23 AM
DreDub$50.003/30/2011 12:20:33 PM
wealth-renaissance5$25.003/30/2011 12:33:36 PM
rockerZ71$25.003/30/2011 12:35:58 PM
w3alter$100.003/30/2011 10:05:14 AM
Cheburashka$25.003/30/2011 1:13:08 PM
wwwUniversal$25.003/30/2011 1:13:40 PM
GElender$25.003/30/2011 6:54:07 AM
treasure-expert$25.003/30/2011 11:37:58 AM
important-ore$150.003/30/2011 9:25:00 AM
kind-genuine-dough$50.003/30/2011 2:02:25 PM
jazz619$25.003/30/2011 2:02:42 PM
Gibbyland$100.003/30/2011 2:04:15 PM
wealthstar$50.003/30/2011 9:33:43 AM
gold-commander0$45.373/30/2011 2:15:53 PM
Walkingcowboy$50.003/30/2011 2:20:18 PM
fairness-drum$50.003/30/2011 10:00:30 AM
skuba$25.003/30/2011 2:02:21 PM
360Winner$50.003/30/2011 2:05:50 PM
payout-banker4$25.003/30/2011 2:06:18 PM
don8ter$25.003/30/2011 2:22:54 PM
nalaari$25.003/30/2011 2:23:36 PM
Evan_Safe$25.003/30/2011 4:13:14 PM
refined-penny$25.003/30/2011 4:19:44 PM
RJN$25.003/31/2011 1:34:34 AM
DadWarbucks$60.003/30/2011 1:55:40 PM
Marfloogan$25.003/31/2011 1:55:14 AM
Papa_Mema$25.003/31/2011 1:56:17 AM
ptjg$50.003/31/2011 2:07:02 AM
The_Lending_Muscle$25.003/31/2011 2:15:44 AM
smallbizrule$25.003/31/2011 2:24:26 AM
Dweeberkitty1$25.003/31/2011 2:26:22 AM
Ripsaw4U$50.003/30/2011 2:08:23 PM
justice-dna$35.003/31/2011 2:30:52 AM
peace-maximizer8$25.003/31/2011 2:42:58 AM
community-saver158$27.523/31/2011 2:43:20 AM
UT-Longhorn$25.003/30/2011 2:23:16 PM
TW2000$25.003/31/2011 5:03:24 AM
OgOman$50.003/31/2011 6:19:23 AM
andlifegoeson$50.003/30/2011 11:32:57 PM
LittlePiggyBank$25.003/31/2011 12:03:07 AM
miket71$28.563/31/2011 12:04:39 AM
littlemonkey$25.003/31/2011 1:28:29 AM
divedude$25.003/31/2011 1:49:04 AM
Goodlender42$25.003/30/2011 2:39:54 PM
MakoF16$33.313/31/2011 1:55:35 AM
anyoi$32.723/31/2011 1:57:13 AM
drtexican$25.003/31/2011 2:03:24 AM
hrubinst$50.003/31/2011 2:05:21 AM
BankofTony$27.013/31/2011 2:13:15 AM
porter22$25.003/31/2011 2:14:23 AM
HoyaHeel$25.003/31/2011 2:29:24 AM
wealth-pal3$25.003/31/2011 2:39:36 AM
finance-symphony7$25.003/30/2011 4:07:58 PM
authentic-liberty7$25.003/31/2011 2:48:39 AM
EYEWILLPAYUBACK$50.003/31/2011 9:38:12 AM
myduck$35.003/31/2011 6:24:08 AM
mlj0671$25.003/31/2011 6:38:56 AM
nestegg4e$25.003/31/2011 9:48:19 AM
kelly42$25.003/31/2011 7:03:59 AM
mavenhaven$25.003/31/2011 10:59:19 AM
heerzaquestion$25.003/31/2011 12:43:37 PM
ultimatepaintball$25.003/31/2011 8:24:09 AM
Bekim$42.783/31/2011 3:41:26 PM
reasonable-durability1$25.003/31/2011 9:35:42 AM
prost$50.003/31/2011 9:37:37 AM
vegibenz$25.003/31/2011 1:23:49 AM
Bujinkan1$35.633/31/2011 1:28:01 AM
pi31415$25.003/31/2011 1:28:13 AM
InvestorPartners$25.003/31/2011 1:29:16 AM
dingus$25.003/31/2011 1:33:42 AM
zeelender$25.003/31/2011 1:34:26 AM
Eagledrop$25.003/31/2011 9:46:15 AM
LMM1$32.593/31/2011 1:45:25 AM
interstellar$51.003/31/2011 1:49:34 AM
Hutpit$100.003/31/2011 1:56:32 AM
roman2008$25.003/31/2011 1:59:06 AM
lostontheedge$25.003/31/2011 2:00:17 AM
simplybarg$31.573/31/2011 2:03:10 AM
power-expert$25.003/31/2011 2:25:25 AM
worthy-truth$25.003/31/2011 2:28:31 AM
tender-integrity3$44.153/31/2011 2:44:37 AM
be_wise$25.003/31/2011 2:45:59 AM
worth-arch$25.003/31/2011 2:46:43 AM
psycardis$25.003/31/2011 4:39:31 AM
PittsburghMark$25.003/31/2011 5:13:00 AM
reflective-cash0$50.003/31/2011 4:54:09 PM
breadbroker$25.003/31/2011 9:38:55 AM
razor783$25.003/31/2011 10:45:45 AM
djkaiser$25.653/31/2011 12:25:30 PM
life-is-great$25.003/31/2011 2:02:42 PM
top-basis-majesty$50.003/31/2011 3:02:17 PM
jdtrip03$50.003/31/2011 4:39:20 PM
AM2008$25.003/31/2011 4:57:29 PM
288 Investments
 
Borrower Payment Dependent Notes Series 498357
This series of Notes was issued and sold upon the funding of the borrower loan #48304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $170.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2005 Debt/Income ratio: 16%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $297Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: immaculate-currency Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to get transportation to get to work and back. I am not trying to get the best transportation, but something that will last.

My financial situation:
Housing: $250
Insurance: $100
Car expenses: N/A
Utilities: $25
Phone, cable, internet: $90
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: N/A
Other expenses: > $40

Monthly net income: $1200 or >
-
Monthly expenses: $855
=
Monthly Minimun Net Savings: $345
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please tell us what you do for a living? - mrbalboa
A: I currently work as a lift operator at Canyons Mountain Resort. I'm sure there will be questions about summer, because its a winter resort, but Canyons does run lifts in the summer and I am on the list to work. Also I have applied for a department change from lift operations to Lift maintenance. The hiring managers know me and my abilities pretty well, and they have kind of started training me already, although its still unofficial. I will keep updates on that position. (Mar-23-2011)
Q: Why aren't you going to the Bank or a Credit Union for this loan? - Armenish
A: I am not refering to a Bank or Credit Union for this loan because the Banks and Credit Unions need a co-signer. Most everyone I know is not capable of co-signing for a loan, and a few just dont want to co-sign (its not that they dont trust me, its that they just wont do it for anyone). (Mar-25-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
commerce-yeller$30.003/18/2011 5:03:21 PM
simplelender80$100.003/18/2011 5:04:13 PM
patriot897$25.003/18/2011 5:05:33 PM
a-unflappable-finance$100.003/18/2011 6:11:55 PM
Eric_Gagne$100.003/19/2011 8:27:44 AM
hostbank$100.003/18/2011 5:08:00 PM
Havana21$25.003/21/2011 10:35:52 AM
simiray$40.003/21/2011 2:22:53 PM
SOP_Bank$25.003/22/2011 5:56:09 AM
fishcreek$25.003/22/2011 9:38:42 PM
zippy-interest$25.003/22/2011 7:14:27 PM
ProjectVenture$25.003/23/2011 6:19:18 AM
saga9$50.003/23/2011 8:15:33 AM
market-enthusiast$25.003/23/2011 10:45:51 AM
wild-orange$50.003/23/2011 12:47:35 PM
heerzaquestion$25.003/23/2011 8:54:44 AM
SPickle$25.003/23/2011 9:05:45 AM
direct-responsibility7$164.003/23/2011 7:46:18 AM
Sol_Invictus$25.003/23/2011 12:12:06 PM
return-seeker85$150.003/23/2011 12:12:44 PM
the-discrete-income$100.003/23/2011 5:09:36 PM
sfmf$40.003/23/2011 11:54:24 AM
LSAR$33.003/23/2011 5:13:37 PM
nickel-position$25.003/23/2011 12:55:46 PM
mammalian4$50.003/23/2011 4:13:55 PM
Quiddity$50.003/24/2011 7:44:57 AM
kushka$25.003/23/2011 11:24:09 PM
marwadi-62$100.003/24/2011 10:45:34 AM
wise-skillful-benjamins$25.003/24/2011 8:37:50 AM
Keeping-The-Peace$50.003/24/2011 11:22:56 PM
competent-p2p$40.003/24/2011 10:04:21 AM
auctionator1$53.333/24/2011 11:22:34 AM
zotzot$50.773/24/2011 5:38:41 PM
the-cash-allotment$26.373/25/2011 9:40:37 AM
sweet-social2$33.003/25/2011 11:35:50 AM
vinyl117$36.003/25/2011 12:18:06 PM
Prairie-MN$30.003/25/2011 5:03:05 AM
unixkid$119.573/25/2011 5:37:49 PM
tutnyce$75.003/25/2011 1:35:37 PM
yerkster1$31.983/25/2011 1:54:43 PM
Finchy78$25.003/25/2011 6:26:03 PM
money-blossom110$100.003/25/2011 10:39:32 AM
Kessler$32.003/25/2011 10:43:21 AM
the-money-gargantuan$25.003/25/2011 11:00:29 AM
radiant-cash0$25.003/25/2011 1:23:29 PM
kind-adventurous-finance$75.003/25/2011 4:24:35 PM
jcw3rd$25.003/25/2011 6:09:10 PM
organized-payment6$50.003/18/2011 5:03:48 PM
BxRealtor$25.003/18/2011 5:08:25 PM
GMPK_TLAS$50.003/19/2011 1:28:04 AM
newest-funds-powerplant$25.003/18/2011 10:53:36 PM
CA-Lender$100.003/18/2011 5:03:52 PM
Weaverville$25.003/18/2011 5:07:44 PM
loyalty-sherpa$25.003/18/2011 5:08:13 PM
thankful-nickel2$50.003/18/2011 8:20:57 PM
vutah$50.003/19/2011 9:03:35 AM
enthralling-deal180$50.003/19/2011 12:05:21 AM
Brown98$25.003/19/2011 11:48:26 AM
StrongMonty$35.003/20/2011 1:40:13 PM
HamachiMan$50.003/20/2011 4:28:43 PM
3_boyz$25.003/21/2011 2:01:44 PM
dpries123$25.003/22/2011 10:21:27 AM
intuitive-worth7$25.003/22/2011 6:05:33 AM
TomDalonajay$25.003/23/2011 1:28:15 AM
radforj22$25.003/22/2011 5:32:43 PM
GreenHill$25.003/23/2011 6:03:53 AM
JoeXB$50.003/23/2011 10:03:33 AM
upbeat-finance8$50.003/23/2011 1:18:32 PM
finance-symphony7$50.003/23/2011 9:51:33 AM
jktravl$100.003/23/2011 4:53:45 PM
FinanceEngine$25.003/23/2011 8:05:14 AM
RandyL3$25.003/23/2011 8:17:46 AM
reflective-rupee$100.333/23/2011 3:05:24 PM
P2P4me$200.003/23/2011 10:05:20 AM
2grindstones$50.003/23/2011 10:27:46 AM
mwaldo13$50.003/23/2011 10:28:17 AM
squarebob$25.003/23/2011 4:35:55 PM
currency-persimmon$100.003/23/2011 4:38:33 PM
Roundhouse$100.003/23/2011 11:42:18 AM
Peterman$25.003/23/2011 12:00:05 PM
cash-tent$26.313/23/2011 9:28:10 PM
kublai$500.003/23/2011 5:06:43 PM
efficient-treasure0$25.003/24/2011 7:14:06 AM
FundMaker$25.003/24/2011 8:27:28 AM
Christophe$25.003/24/2011 7:23:34 AM
Moneypenny6$25.003/24/2011 7:38:31 AM
gdfp158$25.003/24/2011 8:14:31 AM
Clambake$50.003/24/2011 7:05:20 PM
indomitable-coin$25.003/24/2011 7:42:37 PM
stu6703$35.003/25/2011 5:58:54 AM
duty-accomplishment$25.003/25/2011 1:24:10 PM
buffalobills$25.003/25/2011 7:36:53 AM
dmk2006$25.003/25/2011 2:23:12 PM
mstebnicki$68.343/25/2011 9:17:03 PM
94 Investments
 
Borrower Payment Dependent Notes Series 498521
This series of Notes was issued and sold upon the funding of the borrower loan #48263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $155.00
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2004 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:0y 7m
Amount delinquent: $10 Total credit lines: 45 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,705Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: wonderful-loot6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing My Car
Purpose of loan:
This loan will be used to...Purchase a new used car. On a snowy March 8th day I slid off the road and totaled my car. Given my price range the cars than I can afford are either too old or have too many miles to qualify for traditional bank financing.

My financial situation:
I am a good candidate for this loan because...I reliably make payments. I value my credit, am low maintenance and live well within my means. Also I am a graduate student studying psychology. Student loans have covered basic living expenses such as rent, and insurance. After graduation this June my income bracket is about grow significantly and I will be paying off this loan in full asap.

Monthly net income: $1750
Monthly expenses: $
Housing: $500
Insurance: $Paid in Full
Car expenses: $200
Utilities: $80
Phone, cable, internet: $30
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/21/2011 9:05:04 AM
BxRealtor$25.003/21/2011 9:08:01 AM
Eric_Gagne$25.003/21/2011 9:39:34 AM
enthralling-deal180$50.003/21/2011 9:08:15 AM
patriot897$25.003/21/2011 9:05:49 AM
loyalty-sherpa$25.003/21/2011 9:07:44 AM
Havana21$25.003/22/2011 4:46:07 PM
zippy-interest$25.003/22/2011 7:14:54 PM
Weaverville$25.003/23/2011 5:57:38 AM
ProjectVenture$25.003/23/2011 6:19:25 AM
radforj22$25.003/26/2011 3:42:17 AM
C_Mark$50.003/26/2011 6:21:14 PM
GMPK_TLAS$50.003/26/2011 6:42:58 PM
HamachiMan$50.003/28/2011 2:14:13 PM
aimm$25.003/29/2011 6:07:58 AM
Sealion$50.003/29/2011 11:17:05 AM
a-unflappable-finance$100.003/29/2011 5:16:43 PM
Keyver17$25.003/30/2011 7:40:46 AM
steiglends$50.003/30/2011 9:28:15 AM
treasure-expert$25.003/30/2011 8:17:02 PM
dinero-wildebeest$50.003/30/2011 10:28:22 PM
fishintime$50.003/30/2011 7:07:53 PM
Zolton$100.003/31/2011 6:48:33 AM
MrOglesby$25.003/31/2011 1:53:03 PM
otto1939$50.003/31/2011 4:23:03 PM
p2p_banker$25.003/31/2011 12:38:09 PM
dinero-speaker$25.004/1/2011 6:23:42 AM
benjamins-utopia$100.004/1/2011 9:41:41 AM
SelectTrustLending$25.004/1/2011 10:19:33 AM
famous-bill$25.004/1/2011 12:09:53 PM
Artist_Blue$25.004/1/2011 9:30:01 AM
melodious-fairness$100.004/1/2011 5:29:23 PM
upbeat-finance8$25.004/1/2011 6:25:40 PM
bold-durability-drum$50.004/1/2011 9:47:39 AM
forthright-dedication$50.004/1/2011 10:04:17 AM
1stofthemonth$32.804/1/2011 10:05:48 AM
lovelongandprosper$50.004/1/2011 5:23:06 PM
mizon291$50.004/1/2011 10:08:24 AM
mtquan$25.004/1/2011 5:25:36 PM
Goodlender42$25.004/2/2011 3:32:46 AM
cordial-affluence2$50.004/1/2011 10:13:55 PM
don8ter$25.004/2/2011 4:17:31 AM
Pasagam$50.004/1/2011 5:19:04 PM
velocity-solo$25.004/2/2011 10:55:24 AM
ijspence$25.004/2/2011 7:01:03 AM
tsui517$50.004/2/2011 9:40:43 AM
compassion-lotus5$50.004/2/2011 12:54:56 PM
MoneyForNothing$1.104/2/2011 1:09:19 PM
6moonbeams$50.004/2/2011 1:49:09 AM
reasonable-durability1$25.004/2/2011 12:58:54 PM
hard-working-loot$50.004/2/2011 12:08:10 PM
VikingInvestments$25.004/2/2011 1:03:17 PM
BaxterEvil$25.004/2/2011 1:06:41 PM
leodaguy$50.004/2/2011 1:08:24 PM
hostbank$100.003/21/2011 9:06:51 AM
borrowmine$25.003/23/2011 8:48:48 AM
dbs$50.003/23/2011 8:16:04 PM
heerzaquestion$25.003/24/2011 6:37:42 AM
efficient-treasure0$25.003/24/2011 7:16:11 AM
kind-adventurous-finance$75.003/25/2011 4:25:02 PM
krajne$50.003/26/2011 4:44:18 PM
helgeboy$50.003/26/2011 6:19:41 PM
loot-heart$25.003/28/2011 11:04:23 AM
cash4less$25.003/27/2011 10:14:27 PM
Rick21$50.003/28/2011 9:33:34 PM
power-mad-scientist$25.003/29/2011 1:44:22 PM
WilliamLeeSims$25.003/29/2011 5:00:03 PM
bazaar-winner$25.003/29/2011 1:46:43 PM
transparency-grasshopper$50.003/29/2011 5:30:22 PM
DreDub$50.003/30/2011 12:20:50 PM
mjohnson0930$25.003/30/2011 6:02:54 PM
dollardave$56.663/30/2011 10:47:59 PM
Ray3486$25.003/30/2011 7:02:16 PM
Scotcha$50.003/30/2011 7:04:12 PM
VTXRider$25.003/30/2011 2:25:10 PM
wbahl$25.003/31/2011 1:08:03 PM
w3alter$100.003/31/2011 9:45:01 AM
GreenHill$25.004/1/2011 6:02:31 AM
Quiddity$50.004/1/2011 3:37:46 AM
CA-Lender$100.003/31/2011 5:21:17 PM
nickel-ferret$100.004/1/2011 9:55:01 AM
razor783$27.794/1/2011 11:29:14 AM
fightinjoe$50.004/1/2011 10:21:33 AM
dpdn57$25.004/1/2011 8:35:01 AM
grf1945$50.004/1/2011 1:53:57 PM
Clambake$50.004/1/2011 9:46:04 AM
PRGuyinVA$25.004/1/2011 7:03:40 PM
mlj0671$25.004/1/2011 7:17:56 PM
black_adder2003$50.004/1/2011 11:18:06 AM
seanambrose$25.004/1/2011 2:32:59 PM
leverage-gravitas$25.004/2/2011 7:56:14 AM
KryptonWare-com$26.654/2/2011 8:52:32 AM
JCMC$25.004/2/2011 9:48:49 AM
festeringsnot$25.004/2/2011 9:53:14 AM
order-elevator7$30.004/2/2011 9:59:46 AM
rgrtanker$25.004/2/2011 12:55:55 PM
reflective-cash0$50.004/2/2011 12:59:18 PM
treasure-bliss$50.004/2/2011 4:16:32 AM
wwwUniversal$25.004/2/2011 4:25:35 AM
orange-preeminant-bill$50.004/2/2011 4:48:07 AM
gilbrear$25.004/2/2011 5:22:16 AM
compassionate-dime0$50.004/2/2011 12:59:27 PM
102 Investments
 
Borrower Payment Dependent Notes Series 498675
This series of Notes was issued and sold upon the funding of the borrower loan #48264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-21-2011 
Term: 60 months Listing End date:  Apr-04-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: 17%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,064Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: TheTruth163 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
15000 Personal Loan / Consolidation
Purpose of loan:
This loan will be used to consolidate some my outstanding credit and remaing cash will be used to purchase a vehicle.

My financial situation:
I am a good candidate for this loan because I pay my bills all on time. I'm just loking for a loan to have one payment only rather than being 3 different creditors. Plus, I can have a few extra cash to purchase a vehicle.

Monthly net income: $3840
Monthly expenses: $
Housing: $600 (help my mother with rent)
Insurance: $0
Car expenses: $0 (dont own a vehicle at the moment)
Utilities: $100 (con ed)
Phone, cable, internet: $70 (Sprint)
Food, entertainment: $100 per week
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $80 (metro card)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$100.333/21/2011 5:11:12 PM
simplelender80$100.003/21/2011 5:04:32 PM
enthralling-deal180$25.003/21/2011 5:06:40 PM
patriot897$25.003/21/2011 5:05:10 PM
hostbank$100.003/21/2011 5:05:52 PM
BxRealtor$25.003/21/2011 5:06:29 PM
caring-hope2$50.003/21/2011 5:20:32 PM
competent-p2p$70.003/21/2011 6:32:05 PM
zippy-interest$25.003/22/2011 7:15:04 PM
P2P4me$100.003/23/2011 6:43:43 AM
Havana21$25.003/23/2011 2:06:45 AM
indomitable-coin$25.003/24/2011 7:42:58 PM
sshgfwb$25.003/24/2011 12:35:01 PM
Weaverville$25.003/25/2011 1:21:58 AM
Oakland$50.003/25/2011 1:40:21 PM
kind-adventurous-finance$75.003/25/2011 5:26:20 PM
friendly-market5$33.553/26/2011 5:34:56 AM
Scotcha$50.003/26/2011 10:32:49 PM
mamayama$100.003/27/2011 7:00:44 PM
power-mad-scientist$25.003/29/2011 1:44:28 PM
DreDub$50.003/30/2011 12:20:55 PM
Zolton$100.003/31/2011 6:48:40 AM
fishintime$27.313/30/2011 7:07:58 PM
dinero-wildebeest$50.003/30/2011 10:28:27 PM
ctav01$50.003/31/2011 4:23:09 PM
calbertrand$25.003/31/2011 8:38:33 PM
fightinjoe$50.004/1/2011 10:21:37 AM
grf1945$50.004/1/2011 1:54:01 PM
mizon291$50.004/1/2011 5:27:25 PM
Quiddity$50.004/1/2011 10:15:02 AM
black_adder2003$50.004/1/2011 11:18:12 AM
excellent-loan8$25.004/1/2011 11:59:07 PM
PRGuyinVA$25.004/1/2011 7:03:48 PM
Clambake$50.004/2/2011 12:54:27 PM
p40thawk$25.004/1/2011 7:48:37 PM
melodious-fairness$100.004/2/2011 1:17:15 PM
bold-durability-drum$50.004/2/2011 12:55:07 PM
versatile-platinum4$25.004/2/2011 2:27:42 PM
Goodlender42$25.004/2/2011 1:14:02 PM
kind-value-pouch$50.004/2/2011 6:33:04 PM
jazz619$25.004/2/2011 1:43:44 PM
Cai8899$30.004/2/2011 11:48:57 PM
vigilance-spinner3$25.004/2/2011 10:18:03 AM
velocity-solo$25.004/2/2011 10:55:32 AM
AFairDeal$75.004/3/2011 7:52:45 AM
Pasagam$50.004/3/2011 12:17:49 PM
income-sage9$25.004/3/2011 12:25:50 PM
nickel-ferret$100.004/2/2011 1:05:09 PM
worldly-community3$50.004/3/2011 2:19:26 PM
DrNano$50.004/2/2011 1:14:29 PM
dodibugg0881$50.004/2/2011 1:24:18 PM
lovelongandprosper$50.004/3/2011 12:17:36 PM
Charmart$25.004/4/2011 6:04:50 AM
BlindJoeDeath$50.004/3/2011 2:27:52 PM
direct-compassion$34.194/2/2011 4:59:30 PM
capital-web7$50.004/3/2011 3:09:26 PM
brutusbone$25.004/2/2011 5:37:36 PM
credit-sanctuary630$60.124/4/2011 9:28:32 AM
income-investor3$25.004/3/2011 6:10:46 PM
proud-silver0$100.004/4/2011 9:53:59 AM
vigilance-revolutionary$50.004/4/2011 10:09:30 AM
exadius71$35.004/4/2011 6:13:29 AM
brainy-repayment5$52.984/4/2011 6:34:23 AM
techs$25.004/4/2011 10:21:32 AM
Zoramite$25.004/4/2011 10:21:52 AM
reueljw$25.004/4/2011 10:22:04 AM
rjleves$25.004/4/2011 10:24:24 AM
vc4114$27.094/4/2011 9:10:53 AM
worthy-bid8$100.004/3/2011 10:27:53 AM
knothead$25.004/4/2011 9:53:34 AM
openness-prospector$50.004/4/2011 10:58:15 AM
BaxterEvil$25.004/4/2011 11:03:58 AM
rgrtanker$25.004/4/2011 11:04:49 AM
compassionate-dime0$50.004/4/2011 11:06:27 AM
lender987654321$100.004/4/2011 10:09:22 AM
mtquan$25.004/3/2011 12:20:00 PM
shorthairedg$50.004/4/2011 11:08:56 AM
Interloper$25.004/4/2011 11:09:18 AM
meenan$50.004/4/2011 11:10:16 AM
hrubinst$50.004/4/2011 11:10:29 AM
nalaari$25.004/4/2011 11:12:11 AM
KeepOnRunning$50.004/4/2011 10:19:38 AM
ashlil01$25.004/4/2011 11:17:01 AM
Midg$25.004/4/2011 11:17:39 AM
Cheburashka$25.004/4/2011 10:23:07 AM
ElChico124$25.004/4/2011 10:25:43 AM
skywise$50.004/3/2011 12:26:20 PM
Butterfly1950$25.004/4/2011 11:24:30 AM
RR2441$25.004/4/2011 11:24:48 AM
rachelrachelrachel$25.004/4/2011 11:29:53 AM
objective-investor$150.004/4/2011 11:33:53 AM
lostontheedge$25.004/4/2011 10:46:39 AM
dinero-festivity2$27.034/4/2011 10:49:58 AM
cutter21$25.004/3/2011 3:48:27 PM
life-is-great$25.004/4/2011 11:03:01 AM
compassion-lotus5$50.004/4/2011 11:03:39 AM
orgy63$50.004/4/2011 11:04:30 AM
credit-scout7$50.004/4/2011 11:05:01 AM
balance-voyager$50.004/4/2011 11:06:50 AM
Mariner3605$25.004/3/2011 5:58:43 PM
mac415$25.004/4/2011 11:08:10 AM
mister_waffle$25.004/4/2011 11:09:29 AM
finance-symphony7$25.004/3/2011 6:52:53 PM
davechris870$50.004/4/2011 11:14:25 AM
macgeek$25.004/4/2011 1:17:58 PM
irrelevant$25.004/4/2011 11:15:23 AM
authentic-liberty7$25.004/4/2011 11:16:45 AM
boogienation$50.004/4/2011 11:17:11 AM
nanda$50.004/3/2011 8:59:48 PM
dobied$50.004/4/2011 11:20:30 AM
ElbowToast$50.004/4/2011 11:21:50 AM
dckpolo$25.004/4/2011 11:23:06 AM
sumochicken$50.004/4/2011 12:53:03 AM
smilinsam$100.004/4/2011 2:23:44 PM
durability-balance4$50.004/4/2011 2:23:49 PM
Walkingcowboy$50.004/4/2011 2:25:48 PM
williemc44$25.004/4/2011 2:29:10 PM
bigphish$50.004/4/2011 11:36:58 AM
buyrite334$50.004/4/2011 11:46:52 AM
BlueProteus$25.004/4/2011 3:04:44 PM
teega5$25.004/4/2011 3:09:56 PM
GiftViftdotcom$25.004/4/2011 3:17:34 PM
integrity-doctor$100.004/4/2011 1:02:53 PM
haryassman$25.004/4/2011 3:55:29 PM
kinetic-yield4$25.004/4/2011 9:59:27 AM
speedy2shoes$25.004/4/2011 2:23:02 PM
phillipd48$25.004/4/2011 10:03:38 AM
harty$50.004/4/2011 2:23:38 PM
well-rounded-loot9$50.004/4/2011 4:47:17 PM
Munnie$25.004/4/2011 4:50:27 PM
bigrpf5$50.004/4/2011 4:51:32 PM
dcdr23$25.004/4/2011 4:51:41 PM
investment-tempo$50.004/4/2011 4:52:20 PM
piter-to-la-investment$25.004/4/2011 4:52:49 PM
Veltliner$25.004/4/2011 4:52:53 PM
bdloans$50.004/4/2011 4:53:20 PM
designs626$50.004/4/2011 4:53:38 PM
bullwink27$25.004/4/2011 4:53:45 PM
Mr_Money$25.004/4/2011 4:54:23 PM
razor783$25.004/4/2011 2:38:27 PM
littlemonkey$25.004/4/2011 4:56:11 PM
rate-mogul$45.004/4/2011 10:19:32 AM
UT-Longhorn$25.004/4/2011 10:28:53 AM
blissful-note7$50.004/4/2011 10:29:55 AM
UncleSteve3000$25.004/4/2011 3:23:25 PM
amijo$25.004/4/2011 10:40:17 AM
green-radiant-durability$25.004/4/2011 3:39:08 PM
Daubertoo$25.004/4/2011 3:42:56 PM
PatRichi$25.004/4/2011 10:47:58 AM
IIP77$25.004/4/2011 10:54:08 AM
green-tree-shake$44.034/4/2011 4:42:30 PM
asdf9876$50.004/4/2011 4:49:54 PM
cash-surge$25.004/4/2011 4:50:43 PM
rovo$25.004/4/2011 4:51:14 PM
blue-note-relaxation$25.004/4/2011 4:51:50 PM
bid-computer$25.004/4/2011 4:53:06 PM
bmarch$50.004/4/2011 11:05:26 AM
lost-money-so-far-on-these$25.004/4/2011 4:53:53 PM
reasonable-durability1$25.004/4/2011 11:06:07 AM
flopcat$47.894/4/2011 4:56:08 PM
leodaguy$50.004/4/2011 11:08:44 AM
ClearLake$25.004/4/2011 11:09:23 AM
dg5803$50.004/4/2011 11:15:38 AM
Serp$25.004/4/2011 11:16:36 AM
souperrich$25.004/4/2011 11:20:07 AM
Buddy07$50.004/4/2011 11:22:07 AM
captainack$50.004/4/2011 11:22:45 AM
scottssm$43.004/4/2011 11:23:25 AM
buddy486$25.004/4/2011 11:24:42 AM
fortytwo$100.004/4/2011 11:26:47 AM
Raye147$25.004/4/2011 11:30:21 AM
Millmanator$50.004/4/2011 11:45:20 AM
raetus$25.004/4/2011 11:47:20 AM
principal-kung-fu$50.004/4/2011 11:52:29 AM
1phantom$25.004/4/2011 2:23:16 PM
Goat$25.004/4/2011 2:23:35 PM
cingular$25.004/4/2011 2:25:44 PM
360Winner$50.004/4/2011 2:25:52 PM
best-marketologist$25.004/4/2011 2:54:04 PM
CBO-Enterprise$50.004/4/2011 4:07:25 PM
balance-whistle7$25.004/4/2011 4:49:21 PM
stanbalwight4$25.004/4/2011 4:50:09 PM
alpinaut$25.004/4/2011 4:51:01 PM
CASHGIRL$25.004/4/2011 4:51:59 PM
fcukciti$50.004/4/2011 4:53:34 PM
gravbox$25.004/4/2011 4:54:00 PM
Control$25.004/4/2011 4:54:09 PM
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C_Mark$50.003/26/2011 6:21:19 PM
helgeboy$50.003/26/2011 6:19:46 PM
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attentive-vigilance1$25.004/4/2011 11:15:56 AM
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E-B$50.004/4/2011 3:56:50 PM
Boca$36.774/4/2011 4:28:21 PM
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bulldog555$25.004/4/2011 4:50:37 PM
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LenderByDay$25.004/4/2011 4:55:09 PM
381 Investments
 
Borrower Payment Dependent Notes Series 498711
This series of Notes was issued and sold upon the funding of the borrower loan #48302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,652.98 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $418.76
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1977 Debt/Income ratio: 11%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 39 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $105,512Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: income-trail Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Funds
Purpose of loan:
This loan will be used to pay off an emergency medical expense in the family. American Express Co. charges high interest rate. I hope to borrow from Prosper with a lower interest rate to pay off the American Express account.

My financial situation:
I am a good candidate for this loan because I have a decent annual salary working as a registered pharmacist. I intend to pay this off in 2 years and eventually I will become a lender.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
blot44$50.003/21/2011 5:02:58 PM
TikPmp1$25.003/21/2011 5:03:43 PM
leeball$50.003/21/2011 5:06:56 PM
patriot897$50.003/21/2011 5:02:53 PM
meux99$25.003/21/2011 5:03:46 PM
lloyd_s$25.003/22/2011 1:58:10 AM
damage$25.003/21/2011 6:41:35 PM
neighborly-hope6$50.003/21/2011 7:01:25 PM
kenji4861$25.003/21/2011 5:03:01 PM
DukSerduk$25.003/21/2011 5:03:21 PM
emo13$100.003/21/2011 5:03:55 PM
currency-persimmon$100.003/21/2011 5:04:07 PM
power-companion7$100.003/22/2011 10:04:15 AM
dumbass$25.003/23/2011 11:48:45 PM
MoonMama$25.003/24/2011 11:59:05 AM
eronyc$50.003/25/2011 12:28:08 PM
toronado$75.003/25/2011 7:35:36 PM
wbahl$25.003/26/2011 12:19:11 PM
bds9646$26.003/26/2011 4:28:44 PM
Emgolda$25.003/26/2011 3:13:15 PM
tough-peso2$25.003/27/2011 7:12:48 AM
Fonthill$100.003/28/2011 5:48:25 PM
benjamins-utopia$100.003/28/2011 2:58:20 PM
efficient-treasure0$25.003/29/2011 1:54:33 PM
PThor$25.003/30/2011 9:28:03 AM
balance6$25.003/30/2011 9:26:54 AM
Hogan55$50.003/30/2011 9:31:33 AM
loan-warrior$25.003/30/2011 10:20:27 AM
Bank42$100.003/30/2011 1:14:51 PM
GodzillaLending$25.003/30/2011 2:40:01 PM
DadWarbucks$53.093/31/2011 1:56:38 AM
mcs86d$25.003/30/2011 2:50:36 PM
Auburnmist$25.003/31/2011 10:12:35 AM
kirkjerk$50.003/31/2011 7:26:14 AM
alpinaut$25.004/1/2011 1:40:17 AM
kulender$100.004/1/2011 9:32:23 AM
integrity-sycamore$25.004/1/2011 10:31:12 AM
jtrue71$25.004/1/2011 10:35:45 AM
rmachi$25.004/1/2011 1:38:36 AM
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p40thawk$50.004/1/2011 7:38:57 PM
cash-cymbal$50.004/1/2011 8:52:12 PM
lendermender$25.004/1/2011 10:22:30 PM
pythia$25.004/1/2011 12:01:03 PM
blukestrel$25.004/2/2011 2:41:53 AM
acropiloterau2002$25.004/2/2011 8:23:39 AM
baseballfan111$50.004/2/2011 10:18:21 AM
Cheburashka$30.004/1/2011 5:24:50 PM
theskippy$25.004/2/2011 6:37:17 AM
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cptproton$50.004/2/2011 12:43:43 PM
revmax$50.004/2/2011 12:50:44 PM
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C_Mark$100.004/2/2011 12:42:09 PM
roadtruck$50.004/2/2011 12:50:53 PM
best-deal-banker$50.004/2/2011 8:13:18 AM
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platinum-rapture6$50.004/3/2011 12:47:38 PM
KlarthXVII$25.004/3/2011 1:42:38 PM
myworld701$25.004/2/2011 1:23:51 PM
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royboy0292$25.004/4/2011 9:51:04 AM
outwish$25.004/4/2011 9:51:17 AM
Chuck9802$50.004/4/2011 9:52:58 AM
donmacprosper$25.004/4/2011 9:53:09 AM
lenderme$25.004/4/2011 10:02:33 AM
Mar_Holdings_LLC$25.004/4/2011 10:05:30 AM
Rivervale_Westwood$25.004/4/2011 10:06:13 AM
hopeful-asset9$100.004/4/2011 10:06:49 AM
GoingFishing$25.004/4/2011 10:06:59 AM
fcrick$25.004/4/2011 10:07:50 AM
FlexFunding$50.004/4/2011 10:08:00 AM
GreenSun$50.004/4/2011 10:08:31 AM
bornsucka$25.004/4/2011 10:11:01 AM
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tj1683$25.004/4/2011 10:26:34 AM
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Supernick$50.004/4/2011 10:34:48 AM
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adhawan325$25.004/4/2011 10:40:35 AM
t-loan$25.004/4/2011 10:43:38 AM
Mark-O-Polo$30.774/4/2011 10:43:53 AM
monstersdad$69.874/4/2011 10:45:17 AM
shadowflame_99$25.004/4/2011 10:45:30 AM
dma1206$50.004/4/2011 10:45:58 AM
ChicoBob$50.004/4/2011 10:47:09 AM
peb44$25.004/4/2011 10:48:23 AM
responsibility-cherry6$50.004/4/2011 10:50:35 AM
Rico47$50.004/4/2011 9:41:05 AM
samijake$25.004/4/2011 9:51:39 AM
mscomeaux$25.004/4/2011 9:53:14 AM
tsquared_030$35.544/4/2011 9:53:47 AM
otalon$50.004/3/2011 10:59:25 AM
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miq3263827$25.004/4/2011 10:01:44 AM
grallu$50.004/4/2011 10:02:04 AM
ATOHokie$25.004/4/2011 10:04:27 AM
RMB-Investments$100.004/4/2011 10:05:42 AM
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gemoscar$50.004/4/2011 10:09:52 AM
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RgPro$35.264/3/2011 12:32:52 PM
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dtrain5$25.004/4/2011 10:43:19 AM
lost-money-so-far-on-these$25.004/4/2011 10:43:50 AM
steely_dan34$25.004/4/2011 10:44:05 AM
ZeoInvestments$25.004/4/2011 10:44:49 AM
AWTT$36.744/4/2011 10:46:46 AM
Bearls$25.004/4/2011 10:48:12 AM
the-financier814$25.004/4/2011 10:48:39 AM
pleasant-basis$40.514/4/2011 10:49:53 AM
Green_Bean$25.004/4/2011 10:50:15 AM
heavenly-interest9$33.924/4/2011 10:51:49 AM
misit$25.004/4/2011 11:58:06 AM
WarmWeather$42.194/4/2011 12:36:37 PM
DLock99$50.004/4/2011 1:07:35 PM
nethawk00$25.004/4/2011 1:19:53 PM
Tsimmeej$25.004/4/2011 1:28:59 PM
treasure-expert$25.004/4/2011 11:21:38 AM
MTLoans$25.004/4/2011 11:25:28 AM
gerryfixit$25.004/4/2011 9:51:22 AM
FrayBentos$46.304/4/2011 9:53:39 AM
UncleTupelo2$25.004/4/2011 1:37:17 PM
authoritative-capital$25.004/4/2011 4:08:28 PM
BookandLaw$25.004/4/2011 10:01:48 AM
HaniaGroup$36.424/4/2011 2:21:52 PM
msh345$50.004/4/2011 10:03:28 AM
zone6$50.004/4/2011 10:05:09 AM
bellach$25.004/4/2011 10:05:22 AM
mpactlender$25.004/4/2011 10:07:35 AM
transparency-giant$50.004/4/2011 10:08:12 AM
Weaverville$100.004/4/2011 10:08:44 AM
Contact911$47.884/4/2011 4:52:51 PM
dingus$25.004/4/2011 4:52:56 PM
ideal-penny8$50.004/4/2011 2:29:08 PM
palace2$100.004/4/2011 2:36:39 PM
income-investor3$25.004/4/2011 10:34:55 AM
sanjl79$25.004/4/2011 3:23:26 PM
beaker$25.004/4/2011 10:43:41 AM
jfd287$25.004/4/2011 10:43:48 AM
buckeye55$25.004/4/2011 10:45:34 AM
pwkpwk$25.004/4/2011 10:47:02 AM
tolstoy00$25.004/4/2011 10:47:50 AM
Railbird$50.004/4/2011 10:48:07 AM
Loans101$25.004/4/2011 10:48:31 AM
Curly-Girly$25.004/4/2011 10:50:43 AM
rcr549$25.004/4/2011 4:28:32 PM
market-jam$34.784/4/2011 11:12:14 AM
vigilance-spinner3$25.004/4/2011 2:21:23 PM
officer8$25.004/4/2011 2:52:23 PM
djs81$25.004/4/2011 4:33:59 PM
lender987654321$100.004/4/2011 4:59:08 PM
Hanalei712$50.003/21/2011 5:03:40 PM
fantastic-openness$100.003/21/2011 5:03:49 PM
community-pipeline$25.003/21/2011 5:04:12 PM
worthy-bid8$100.003/21/2011 5:15:08 PM
reflective-rupee$25.333/21/2011 5:27:35 PM
a-exponential-hope$25.003/21/2011 5:02:19 PM
exact-gold2$50.003/21/2011 5:02:24 PM
davisfl$100.003/21/2011 5:03:52 PM
kind-resolute-dough$100.003/21/2011 5:04:16 PM
Tech-Entrepreneur$25.003/21/2011 5:04:24 PM
logical-reward8$25.003/21/2011 5:03:05 PM
minista$25.003/21/2011 5:04:01 PM
smilinsam$50.003/21/2011 5:07:27 PM
axl163$25.003/22/2011 4:25:16 PM
octoberfresh$30.003/22/2011 10:04:58 AM
mrpowers5531$25.003/22/2011 9:51:02 AM
Preteur$25.003/22/2011 9:55:07 AM
toronado$100.003/22/2011 6:39:57 PM
BabyLender$25.003/23/2011 11:01:49 AM
power-mad-scientist$25.003/24/2011 11:53:09 AM
bobby5832708$50.003/24/2011 3:56:06 PM
currency-persimmon$100.003/25/2011 3:10:48 PM
kind-adventurous-finance$100.003/25/2011 4:25:29 PM
the-dollar-topper$100.003/26/2011 2:48:36 PM
skuba$50.003/26/2011 1:15:23 PM
SchaeferJ$25.003/26/2011 7:58:57 PM
authoritative-capital$25.003/26/2011 7:59:53 PM
shamrocker$25.003/27/2011 10:22:43 AM
AmericanCredit$25.003/28/2011 6:53:15 AM
indomitable-coin$25.003/28/2011 7:02:37 AM
Mint_Man$50.003/28/2011 5:13:22 PM
YesMoney$25.003/28/2011 10:33:30 PM
cash-sensai2$25.003/28/2011 5:18:02 PM
panegryst$50.003/29/2011 1:54:53 PM
WilliamLeeSims$25.003/29/2011 4:59:00 PM
rjleves$27.253/30/2011 9:28:49 AM
velocity-solo$25.003/30/2011 2:13:42 PM
important-ore$150.003/30/2011 2:14:50 PM
Archimeech$50.003/30/2011 9:48:30 AM
sanfordproud$50.003/30/2011 9:49:48 AM
compoundinterest$50.003/31/2011 1:31:05 AM
CASHGIRL$25.003/31/2011 1:51:05 AM
valiant-liberty4$25.003/31/2011 9:43:52 AM
life-is-great$25.003/31/2011 2:02:34 PM
PK_USMC$25.003/31/2011 4:39:32 AM
Leopoldine$25.004/1/2011 2:00:29 AM
forthright-dedication$50.003/31/2011 8:18:29 AM
thedoctor$70.524/1/2011 1:38:58 AM
AceInTheHole$25.003/31/2011 10:08:46 AM
antlr$50.003/31/2011 5:43:45 PM
julijask$28.474/1/2011 9:39:11 AM
windfall46$25.004/1/2011 10:53:03 AM
balance-voyager$50.004/1/2011 7:32:47 AM
astute-benjamins$25.004/1/2011 11:50:07 AM
SeaLoans$25.004/1/2011 7:17:36 PM
mac415$50.004/1/2011 7:17:40 PM
proper-commitment5$25.004/2/2011 4:36:50 AM
dwilson443$50.004/2/2011 12:41:55 PM
kc8fot$50.004/2/2011 12:42:05 PM
friendlyviking$25.004/2/2011 8:12:37 AM
Woodworker57$25.004/2/2011 12:46:53 PM
lifegrowth$25.004/2/2011 10:33:23 AM
jescowa$50.004/1/2011 7:57:38 PM
gauss02$25.004/2/2011 1:10:24 PM
paladin847$47.864/2/2011 1:15:26 PM
market-socrates4$26.684/2/2011 1:17:24 PM
HeavyDriver03$25.004/2/2011 1:22:40 PM
techs$25.004/2/2011 1:06:33 PM
wise-silver-wonder$25.004/2/2011 4:26:03 AM
seabass123$25.004/2/2011 4:52:36 PM
orindalender$50.004/2/2011 1:23:23 PM
Duchdad$25.004/2/2011 9:08:15 PM
Zarks$25.004/2/2011 9:41:37 AM
toocautious$117.224/3/2011 9:06:23 AM
bouvierchamp$50.004/2/2011 12:44:03 PM
RB_Double-A_Bravo$25.004/2/2011 12:47:21 PM
radforj22$50.004/2/2011 12:51:28 PM
slartibardfast$25.004/2/2011 1:14:48 PM
networks4ever$25.004/3/2011 10:12:30 AM
dbzen$50.004/3/2011 10:35:25 AM
conqueror359$50.004/3/2011 5:32:22 PM
dodibugg0881$50.004/2/2011 1:29:10 PM
Octavian315$35.004/3/2011 12:29:03 PM
tszbgae$104.534/3/2011 5:39:52 PM
income-investor3$25.004/3/2011 6:12:13 PM
Headhunter14$25.004/3/2011 7:25:14 PM
bfn311$25.004/4/2011 9:50:55 AM
V40Harmony$50.004/4/2011 9:51:11 AM
freesia54$50.004/4/2011 9:53:04 AM
wormdc$25.004/3/2011 11:32:46 PM
scottburger$50.004/4/2011 10:01:23 AM
solstice175$25.004/4/2011 10:02:09 AM
FG9YTR$25.004/4/2011 10:02:39 AM
tenacious-payout$50.004/4/2011 10:05:17 AM
Interstate_Rate$250.004/4/2011 10:06:02 AM
albatross897$25.004/4/2011 10:06:55 AM
Invest4kids$30.004/4/2011 10:07:04 AM
enigmallc$25.004/4/2011 10:07:43 AM
bndlending2u$50.004/4/2011 10:07:55 AM
DreDub$50.004/4/2011 10:08:18 AM
reflective-gain$25.004/4/2011 10:09:01 AM
momoney2lend$51.474/4/2011 10:11:07 AM
gopbernie$25.004/4/2011 7:08:50 AM
gzeo$25.004/4/2011 10:21:11 AM
viecross$25.004/4/2011 10:40:26 AM
johannesfactotum$35.004/4/2011 10:43:12 AM
neenerman$28.634/4/2011 10:43:44 AM
ujiba$32.464/4/2011 10:44:42 AM
LoanAngel$25.004/4/2011 10:45:21 AM
Mantis75$25.004/4/2011 10:45:45 AM
WorldlyWorker$25.004/4/2011 10:46:57 AM
afotherg$102.004/4/2011 10:47:16 AM
NJNY$25.004/4/2011 10:53:05 AM
hanoi10$25.004/4/2011 9:50:44 AM
Tiger6543$25.004/4/2011 9:52:04 AM
Goodlender42$25.004/4/2011 10:58:50 AM
contract-boomerang$25.004/4/2011 11:01:17 AM
un_listed$50.004/4/2011 10:00:14 AM
capital-futurist$25.004/4/2011 10:01:39 AM
deal-enrichment063$100.004/4/2011 10:01:58 AM
Kyjamune$50.004/4/2011 10:02:49 AM
Richmp412$25.004/4/2011 10:03:56 AM
budyzr$25.004/4/2011 10:04:35 AM
saysana$25.004/4/2011 10:04:42 AM
Turkish101$25.004/4/2011 10:06:24 AM
virtualbank$50.004/4/2011 10:06:42 AM
jscope$25.004/4/2011 10:08:37 AM
ScionAltera$25.004/4/2011 10:09:48 AM
dinero-storm4$100.004/4/2011 10:09:56 AM
IIP77$25.004/4/2011 10:10:40 AM
Namrok$25.004/4/2011 10:11:48 AM
reinforced-reward$25.004/4/2011 10:15:13 AM
Natronpee$25.004/4/2011 10:25:01 AM
latestone$25.004/4/2011 10:26:21 AM
impartial-deal$25.004/4/2011 10:28:18 AM
naniamo$25.004/4/2011 10:33:55 AM
Imageloan$50.004/3/2011 12:57:56 PM
subtle-revenue0$25.004/4/2011 11:29:58 AM
able2help$25.004/4/2011 10:41:08 AM
here2lend$25.004/4/2011 10:45:13 AM
Seadrag367$28.284/4/2011 10:46:50 AM
USMC0311$50.004/4/2011 10:48:17 AM
p2p-paradise$50.004/4/2011 10:48:42 AM
sensible-gain884$50.004/4/2011 10:49:50 AM
green2brown2$25.004/4/2011 10:53:17 AM
helpishere777$50.004/3/2011 4:03:52 PM
tatsuo20001$25.004/4/2011 10:58:04 AM
grc$25.004/4/2011 11:01:57 AM
prost$50.004/4/2011 11:06:13 AM
kyomoon$50.004/4/2011 2:52:27 PM
VBinvestor$100.004/4/2011 12:04:11 PM
GiftViftdotcom$25.004/4/2011 3:13:49 PM
j352000$25.004/4/2011 3:18:47 PM
dharma1$25.004/4/2011 3:27:39 PM
Anny-Disco$38.754/4/2011 9:51:59 AM
ProfPC$25.004/4/2011 1:52:24 PM
vigilance-revolutionary$50.004/4/2011 2:02:18 PM
red-unequivocal-finance$25.004/4/2011 10:01:30 AM
billy_hoe_22$50.004/4/2011 10:02:44 AM
trade-pumpkin$30.004/4/2011 10:07:16 AM
BlindProphet$50.004/4/2011 10:08:06 AM
platinum-platoon$25.004/4/2011 10:08:25 AM
bigballer105$100.004/4/2011 10:09:42 AM
_kyle$50.004/4/2011 10:10:55 AM
NMGbank$25.004/4/2011 10:11:41 AM
fireboss$50.004/4/2011 10:24:49 AM
trucklawyer$25.004/4/2011 10:33:18 AM
9boag$25.004/4/2011 10:38:33 AM
sunshine1121$25.004/4/2011 10:42:46 AM
RG$25.004/4/2011 10:43:16 AM
stensonb$25.004/4/2011 10:43:40 AM
eyal0$50.004/4/2011 10:43:46 AM
sajitk$25.004/4/2011 10:45:00 AM
ArashMass$30.004/4/2011 10:45:26 AM
Breakfast_Gypsy$25.004/4/2011 10:45:37 AM
Thecozychick$25.004/4/2011 10:48:27 AM
pbeach05$25.004/4/2011 11:29:23 AM
open-dough6$50.004/4/2011 1:34:28 PM
rate-mogul$50.004/4/2011 2:27:15 PM
Ilyav$28.734/4/2011 3:00:54 PM
LendingRyan$26.674/4/2011 3:26:21 PM
well-rounded-loot9$50.004/4/2011 4:35:18 PM
wwwUniversal$25.004/4/2011 4:55:03 PM
KeepOnRunning$45.674/4/2011 4:56:57 PM
342 Investments
 
Borrower Payment Dependent Notes Series 498729
This series of Notes was issued and sold upon the funding of the borrower loan #48258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2007 Debt/Income ratio: 43%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,367Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: commitment-jubilee Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Big T
Purpose of loan:
This loan will be used to...

My financial situation: pay off 3 credit cards
I am a good candidate for this loan because... it will be a lot easier to have just one payment instead of three.


Monthly net income: $1600
Monthly expenses: $1300
Housing: $350
Insurance: $90
Car expenses: $343
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $5000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your listing shows a high debt/income ratio. Are you currently able to make your debt payments? Do you have another source of income? Thanks. - squarebob
A: yes i can pay them it would just be nice to have one bill (Mar-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$3,000.003/21/2011 5:06:59 PM
simplelender80$100.003/21/2011 5:02:42 PM
SFBank$100.003/21/2011 6:53:00 PM
justasoldier$100.003/21/2011 8:22:01 PM
larryboy10$25.003/21/2011 5:03:35 PM
leodaguy$25.003/21/2011 5:05:28 PM
reflective-rupee$250.333/21/2011 5:08:18 PM
WakkaWakkaWakka$25.003/21/2011 8:23:30 PM
RyanM561$25.003/22/2011 9:01:27 AM
back-scratchers$25.003/22/2011 4:17:25 PM
credit-elation1$25.003/22/2011 9:50:02 PM
nickel-hickory$50.003/23/2011 10:25:42 AM
nickel-hickory$50.003/23/2011 10:25:57 AM
greencat$50.003/23/2011 7:20:23 AM
nickel-hickory$100.003/23/2011 10:26:03 AM
Peterman$25.003/23/2011 6:10:59 PM
thankful-nickel2$25.003/23/2011 4:53:17 PM
finance-prescription$50.003/24/2011 5:34:26 AM
Keeping-The-Peace$50.003/24/2011 11:33:33 PM
ingenious-deal6$25.003/24/2011 11:43:47 AM
zotzot$25.883/24/2011 5:42:06 PM
competent-p2p$25.003/24/2011 1:20:40 PM
elegant-commerce7$50.003/25/2011 4:21:17 AM
DUDICO2006$25.003/24/2011 7:07:14 PM
w3alter$100.003/25/2011 9:18:50 AM
transformer855$25.003/25/2011 9:36:51 AM
FinanceEngine$25.003/25/2011 9:39:57 AM
ac787$25.003/21/2011 11:38:54 PM
worldly-money4$100.003/21/2011 5:05:00 PM
reflective-rupee$250.333/21/2011 5:07:54 PM
CA-Lender$100.003/21/2011 6:03:02 PM
zotzot$25.443/21/2011 6:10:32 PM
SolarMoonshine$25.003/21/2011 6:22:16 PM
bright-exchange$25.003/21/2011 7:03:46 PM
loanman2007$75.003/22/2011 4:31:11 AM
FoosMaster$50.003/22/2011 9:35:44 AM
loss-of-control$100.003/22/2011 6:12:09 PM
patriot897$25.003/22/2011 5:11:18 PM
suave-dime6$25.003/23/2011 6:05:49 AM
zippy-interest$25.003/22/2011 7:18:47 PM
Lubava$45.363/23/2011 8:19:34 AM
nickel-hickory$100.003/23/2011 10:25:51 AM
Nerdster1$25.053/24/2011 4:12:56 AM
benjamins-utopia$100.003/24/2011 11:49:48 AM
sturdy-peace9$32.003/25/2011 4:16:14 AM
commanding-income774$25.003/25/2011 7:59:05 AM
icon7$25.003/24/2011 5:50:06 PM
sudeep104$25.003/25/2011 9:35:27 AM
CashFlow13$2,000.003/25/2011 5:56:49 PM
49 Investments
 
Borrower Payment Dependent Notes Series 498799
This series of Notes was issued and sold upon the funding of the borrower loan #48277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,682.13 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Mar-20-2011 
Term: 60 months Listing End date:  Apr-03-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $214.32
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1989 Debt/Income ratio: 24%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:21y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $214,633Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: upbeat-wampum6 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Eliminator
Purpose of loan:
This loan will be used to..payoff high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have stable income with outstanding job and solid net worth....


Monthly net income: $4100
Monthly expenses: $3100
Housing: $1600
Insurance: $110
Car expenses: $620
Utilities: $125
Phone, cable, internet: $99
Food, entertainment: $25
Clothing, household expenses: $0
Credit cards and other loans: $1200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please elaborate on the $214,633 revolving credit outstanding and your current bankcard ratio. - beeper2
A: Thanks for the question. $172K is a Home Equity Line of Credit on my home & remaining is revolving credit card debt. The loan will be used to payoff high interest credit cards. (Mar-20-2011)
Q: Please explain your high revolving debt level. Is this all credit card debt, or is some home equity line of credit debt or other? Thanks - reflective-rupee
A: Thanks for the question. $172K is a Home Equity Line of Credit & remaining is revolving credit card debt.This loan will be used to payoff high interest credit cards. (Mar-20-2011)
Q: 172 K? That is a lot of money. What did you use that money for? - SweatyBalls
A: Thanks for the question. $172K is a Home Equity Loan used for home improvements (total gut & rehab of a historical 1920 4 Story Rowhouse) of my current home. (Mar-23-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loyalty-sherpa$25.003/20/2011 12:04:49 PM
simplelender80$100.003/20/2011 12:02:20 PM
hostbank$100.003/20/2011 12:04:22 PM
Bank_Of_XL$50.003/21/2011 6:20:52 AM
magnetic-dedication3$25.003/21/2011 10:30:20 AM
Weaverville$25.003/22/2011 10:28:58 AM
zippy-interest$25.003/22/2011 7:14:49 PM
P2P4me$100.003/23/2011 6:43:40 AM
dollar-turtle$25.003/25/2011 7:07:22 PM
radforj22$25.003/25/2011 5:16:52 PM
GMPK_TLAS$50.003/26/2011 12:22:33 PM
C_Mark$50.003/26/2011 6:21:12 PM
loot-heart$25.003/28/2011 11:04:21 AM
spy0$25.003/28/2011 2:18:35 PM
steiglends$25.003/28/2011 6:28:10 PM
power-mad-scientist$25.003/29/2011 1:44:21 PM
transparency-grasshopper$50.003/29/2011 5:30:19 PM
wbahl$25.003/30/2011 1:14:11 PM
Zolton$100.003/31/2011 6:48:29 AM
otto1939$50.003/31/2011 4:23:01 PM
razor783$25.003/31/2011 7:07:41 PM
dinero-speaker$25.004/1/2011 6:23:39 AM
Artist_Blue$25.004/1/2011 9:29:56 AM
MrOglesby$25.003/31/2011 1:52:00 PM
lovelongandprosper$50.004/1/2011 9:45:26 AM
Pasagam$50.003/31/2011 5:19:13 PM
Clambake$50.004/1/2011 9:45:53 AM
millionaireat40$100.004/1/2011 9:46:17 AM
Domgabriel$25.004/1/2011 9:56:39 AM
forthright-dedication$50.004/1/2011 10:04:11 AM
famous-bill$25.004/1/2011 12:09:50 PM
reflective-cash0$50.004/1/2011 5:27:15 PM
grf1945$50.004/1/2011 1:53:55 PM
seanambrose$25.004/1/2011 2:32:57 PM
bold-durability-drum$50.004/1/2011 9:47:31 AM
nickel-ferret$100.004/1/2011 9:54:38 AM
mlj0671$25.004/1/2011 7:16:43 PM
independent-silver9$74.004/1/2011 7:45:58 PM
VikingInvestments$25.004/1/2011 7:12:34 PM
Goodlender42$25.004/2/2011 3:32:40 AM
don8ter$25.004/2/2011 4:07:46 AM
rgrtanker$25.004/1/2011 5:24:39 PM
ijspence$25.004/2/2011 7:00:40 AM
reasonable-durability1$25.004/1/2011 5:26:53 PM
compassionate-dime0$50.004/1/2011 5:27:23 PM
hard-working-loot$50.004/2/2011 12:08:05 PM
leodaguy$50.004/2/2011 2:20:16 AM
ericd523$25.004/2/2011 1:29:27 PM
jazz619$25.004/2/2011 1:43:35 PM
AM2008$25.004/2/2011 5:19:00 PM
brutusbone$25.004/2/2011 5:37:32 PM
boogienation$50.004/2/2011 1:24:03 PM
versatile-platinum4$25.004/2/2011 2:27:36 PM
jjswanso$100.774/2/2011 8:36:57 AM
brightest-luminous-cash9$25.004/2/2011 3:13:08 PM
KryptonWare-com$25.004/2/2011 8:51:34 AM
atbright$25.004/2/2011 4:37:11 PM
cbivitz$100.004/3/2011 6:15:55 AM
mckhbnpc$30.004/2/2011 10:26:07 AM
zotzot$25.444/2/2011 5:27:02 PM
Tizzo27$29.764/3/2011 9:36:09 AM
marlau$25.004/2/2011 9:23:01 PM
worthy-bid8$100.004/3/2011 10:27:45 AM
DasMula$107.004/2/2011 10:03:17 PM
five-star-note$100.004/3/2011 8:28:48 AM
bentonlending$25.004/3/2011 8:41:50 AM
Financer$50.004/3/2011 9:03:33 AM
meenan$50.004/2/2011 1:13:23 PM
skywise$50.004/3/2011 10:35:10 AM
Chauncey_Gardener$50.004/2/2011 1:37:38 PM
DaMoneyTree$25.004/2/2011 2:12:35 PM
zooom7$50.004/2/2011 4:34:52 PM
bmbanzai$25.004/2/2011 6:48:31 PM
wyogirllender$50.004/2/2011 8:48:48 PM
Buddy07$50.004/2/2011 10:08:26 PM
Cai8899$30.004/2/2011 11:48:45 PM
dckpolo$25.004/3/2011 8:52:35 AM
BxRealtor$25.003/20/2011 12:05:10 PM
enthralling-deal180$50.003/20/2011 12:05:29 PM
samaritan5$50.003/20/2011 5:21:06 PM
patriot897$25.003/20/2011 12:02:56 PM
reflective-rupee$300.333/21/2011 8:24:27 AM
Dutchhunter$50.003/21/2011 8:52:06 AM
efficient-treasure0$25.003/24/2011 7:16:02 AM
heerzaquestion$25.003/24/2011 6:35:49 AM
kind-adventurous-finance$75.003/25/2011 4:24:57 PM
HamachiMan$50.003/26/2011 6:42:55 PM
helgeboy$50.003/26/2011 6:19:38 PM
dcoggins$25.003/26/2011 9:26:22 PM
Rick21$50.003/28/2011 9:33:30 PM
a-unflappable-finance$100.003/28/2011 2:14:15 PM
WilliamLeeSims$25.003/29/2011 5:00:01 PM
Gibbyland$100.003/29/2011 9:02:35 PM
DreDub$50.003/30/2011 12:20:49 PM
dollardave$100.003/30/2011 10:47:58 PM
fishintime$50.003/30/2011 7:07:49 PM
treasure-expert$25.003/30/2011 8:17:04 PM
dinero-wildebeest$50.003/30/2011 10:28:20 PM
w3alter$100.003/31/2011 9:44:58 AM
dpdn57$25.004/1/2011 8:34:59 AM
Quiddity$50.004/1/2011 3:37:42 AM
benjamins-utopia$100.004/1/2011 9:41:29 AM
mtquan$25.004/1/2011 9:56:59 AM
melodious-fairness$30.664/1/2011 10:13:40 AM
SelectTrustLending$25.004/1/2011 10:19:29 AM
money-surge1$50.004/1/2011 9:55:55 AM
Green-Baron$25.003/31/2011 9:05:45 PM
mizon291$50.003/31/2011 11:48:42 PM
black_adder2003$50.004/1/2011 11:17:58 AM
compassion-lotus5$50.004/1/2011 5:23:31 PM
millionaireat40$50.004/1/2011 9:51:41 AM
fightinjoe$50.004/1/2011 10:21:30 AM
BaxterEvil$25.004/2/2011 2:09:24 AM
orange-preeminant-bill$50.004/2/2011 4:48:05 AM
treasure-bliss$50.004/2/2011 2:17:54 AM
TigerForce$25.004/2/2011 4:50:33 AM
jerrysdet$50.004/2/2011 8:23:52 AM
wwwUniversal$25.004/2/2011 4:25:27 AM
6moonbeams$50.004/1/2011 5:24:30 PM
Toby1montana$100.004/2/2011 7:09:26 AM
accelerator1$25.004/2/2011 9:14:56 AM
PRGuyinVA$25.004/1/2011 7:03:37 PM
dodibugg0881$50.004/2/2011 1:24:13 PM
leverage-symphony$25.004/2/2011 1:01:10 PM
mchoops21$25.004/2/2011 2:44:27 PM
marketplace-canary7$25.004/2/2011 5:06:31 PM
anton$1,100.004/2/2011 9:58:55 PM
soulful-dime1$100.314/2/2011 3:19:39 PM
tsui517$50.004/2/2011 9:40:39 AM
HermanstadtKid$25.004/2/2011 4:25:17 PM
festeringsnot$25.004/2/2011 9:53:11 AM
open-minded-p2p1$25.004/3/2011 7:37:05 AM
velocity-solo$25.004/2/2011 10:55:18 AM
FmrEngr2Phd$25.004/2/2011 5:07:43 PM
dobied$50.004/2/2011 6:08:47 PM
red-favorable-basis$25.004/3/2011 10:15:23 AM
NeketanBank$25.004/3/2011 11:01:53 AM
income-sage9$25.004/3/2011 1:12:58 AM
duty-starfish8$50.004/3/2011 7:27:40 AM
irrelevant$25.004/2/2011 1:17:53 PM
MadHun$71.864/2/2011 1:21:26 PM
DasMula$57.004/3/2011 11:52:20 AM
souperrich$25.004/2/2011 5:34:12 PM
mcgovern2024$25.004/2/2011 9:37:14 PM
144 Investments
 
Borrower Payment Dependent Notes Series 498861
This series of Notes was issued and sold upon the funding of the borrower loan #48273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Apr-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1990 Debt/Income ratio: 10%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:21y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $5,576Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: ally461 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
In need of a Home Improvement loan
Purpose of loan: Home Improvement
This loan will be used to...
Make some household improvements

My financial situation: Very Good
I am a good candidate for this loan because...
I am trying to build my credit. I have a secure job of almost 22 years. I also have extra income coming in from a rental home that I own and from other sources. My plan is to pay this loan off within the next 6 to 9 months.

Monthly net income: $ 3000
Monthly expenses: $
Housing: $1100
Insurance: $100
Car expenses: $ 125
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/22/2011 5:05:09 PM
worldly-money4$200.003/23/2011 6:07:56 AM
mercuriant$25.003/26/2011 4:54:24 AM
zorg77$25.003/27/2011 10:26:46 AM
thelovebug$100.003/27/2011 9:18:26 PM
ASR3$50.003/27/2011 4:28:58 AM
ingenious-deal6$25.003/28/2011 2:58:11 PM
Easystreet$25.003/29/2011 4:33:49 PM
w3alter$100.003/30/2011 10:03:33 AM
wwwUniversal$25.003/30/2011 2:08:56 PM
Tylerh$100.003/30/2011 8:33:19 PM
handshake5$100.004/1/2011 9:58:37 AM
revenue-circuit1$25.004/1/2011 10:29:12 AM
scrappy-diversification7$2,000.004/1/2011 10:38:51 AM
dominickf$50.004/1/2011 10:43:06 AM
diplomatic-wealth7$25.004/1/2011 11:43:01 AM
interstellar$50.004/2/2011 2:51:07 AM
natural-greenback6$25.004/2/2011 4:10:26 PM
intrepid-loot$25.004/3/2011 8:46:23 AM
fortytwo$100.004/3/2011 12:20:05 AM
coin-trajectory$25.004/3/2011 10:39:14 AM
responsive-rate884$25.004/3/2011 4:30:10 PM
seanambrose$25.004/2/2011 4:36:21 PM
Cai8899$30.004/2/2011 11:48:10 PM
radforj22$25.004/4/2011 10:30:42 AM
worthy-bid8$25.004/3/2011 10:29:44 AM
hitsman$50.004/4/2011 10:54:56 AM
genius520$92.554/4/2011 10:56:58 AM
Mariner3605$25.004/3/2011 5:58:02 PM
musegaze$50.004/4/2011 12:27:43 PM
trajectory8$50.004/4/2011 10:00:05 AM
kulender$50.004/4/2011 10:11:27 AM
KarlMarx$25.004/4/2011 11:30:46 AM
suave-dime6$25.003/23/2011 6:06:52 AM
a-finance-nirvana$25.003/24/2011 2:26:22 AM
benjamins-utopia$100.003/24/2011 11:50:08 AM
leodaguy$25.003/25/2011 8:14:09 AM
responsible-worth113$30.003/25/2011 8:15:36 AM
patriot897$25.003/26/2011 10:47:59 AM
the-dollar-topper$100.003/26/2011 2:43:48 PM
finance-prescription$50.003/28/2011 2:58:09 PM
caprirolito$25.003/29/2011 8:27:51 PM
bid-czar8$50.003/30/2011 2:26:46 PM
tech310$50.004/1/2011 2:02:52 PM
Jack55304$125.004/1/2011 9:37:17 AM
velocity-motivator6$25.004/1/2011 5:58:23 PM
interstellar$32.024/2/2011 2:18:15 AM
reward-dynamo$25.004/2/2011 6:54:11 AM
burrito6$25.004/2/2011 4:27:49 AM
floridass$25.004/2/2011 1:23:18 PM
wild-orange$25.004/2/2011 3:07:00 PM
ethicalhumanist$25.004/2/2011 3:54:42 PM
sensible-fund$50.004/3/2011 12:19:30 PM
mcgovern2024$25.004/3/2011 1:37:43 PM
seisen$50.004/2/2011 1:11:48 PM
wbahl$25.004/2/2011 4:34:05 PM
umfan123$25.004/2/2011 4:34:52 PM
thankful-nickel2$25.004/3/2011 2:12:35 PM
natural-greenback6$25.004/3/2011 4:32:48 PM
Rogesparkguy$25.004/4/2011 9:59:58 AM
gold-blanket0$25.004/4/2011 10:57:56 AM
value-allocator1$100.004/4/2011 9:56:37 AM
BlindJoeDeath$50.004/3/2011 2:28:21 PM
trippd6$25.004/4/2011 11:25:47 AM
kwan$25.004/4/2011 11:58:18 AM
Gibbyland$38.754/4/2011 10:04:57 AM
helpishere777$25.004/4/2011 11:27:38 AM
67 Investments
 
Borrower Payment Dependent Notes Series 499111
This series of Notes was issued and sold upon the funding of the borrower loan #48280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $405.95
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1984 Debt/Income ratio: 31%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,887Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: wealth-formula9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
responsible and credit worthy
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello, What is your profession and what are you planning to do with the loan? Thanks - delicious-loan093
A: I am an employee wellness specialist and provide health education and wellness activities for a school district's employees and families. The purpose of the loan will be to consolidate and pay-off some credit card debt, to prepare for my retirement in the next five to six years. (Mar-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
P2P4me$100.003/25/2011 9:03:18 AM
loyalty-sherpa$25.003/25/2011 9:06:53 AM
BxRealtor$25.003/25/2011 9:07:20 AM
patriot897$25.003/25/2011 9:05:56 AM
SolarMoonshine$25.003/25/2011 6:25:39 PM
houli123$600.003/26/2011 8:32:07 AM
loanman2007$125.003/26/2011 1:44:38 PM
squarebob$25.003/26/2011 12:32:25 PM
magnetic-dedication3$25.003/26/2011 5:23:51 PM
p2ploan-sensation211$50.003/27/2011 2:01:32 PM
upbeat-finance8$25.003/26/2011 5:30:29 PM
Madmigel$40.003/26/2011 8:55:12 PM
kewgdns$25.003/27/2011 3:55:15 PM
vine99$50.003/27/2011 12:01:08 PM
planetibet$50.003/28/2011 4:42:17 PM
ethicalhumanist$50.003/28/2011 7:06:00 PM
exact-gold2$70.003/28/2011 4:25:02 PM
Techne_Funds_LLC$25.003/29/2011 4:40:30 PM
selector568$50.003/29/2011 3:23:23 PM
jjswanso$115.703/29/2011 6:50:03 PM
BuzzyBee336$50.003/30/2011 8:52:35 AM
lotus6$37.503/29/2011 6:19:54 PM
Jazzy503$25.013/29/2011 6:24:32 PM
1point21gigawatts$50.003/30/2011 9:46:14 AM
EarlyRiser$250.003/30/2011 1:47:37 AM
REITRUST$25.003/30/2011 1:45:05 PM
CA-Lender$100.003/30/2011 11:31:19 AM
platinum-czar$71.413/30/2011 5:47:20 PM
fuzed$75.003/30/2011 3:55:11 PM
Astyanax$40.003/30/2011 1:32:26 PM
BansirOfBabylon$25.003/30/2011 5:33:10 PM
angel879$26.803/30/2011 11:34:14 PM
moola-accelerator6$27.003/31/2011 7:29:23 AM
Occhy$25.003/30/2011 3:37:42 PM
JustMee$25.003/31/2011 5:52:21 AM
zotzot$100.113/30/2011 5:20:24 PM
RebuildingAmerica$49.683/30/2011 5:34:54 PM
mpatrick$25.003/31/2011 11:55:35 AM
Engineer44$25.003/31/2011 8:54:32 AM
beachfunder$25.003/31/2011 2:04:00 PM
loss-of-control$100.003/31/2011 4:20:22 PM
razor783$25.003/31/2011 10:49:33 AM
justice-cub5$100.003/31/2011 11:19:36 AM
radforj22$25.003/31/2011 2:49:17 AM
wise-skillful-benjamins$30.913/31/2011 6:20:41 PM
Reddy_Capital$25.003/31/2011 6:25:03 PM
Starfin-Capital-Management$39.194/1/2011 3:56:52 AM
houli123$700.004/1/2011 8:03:50 AM
rich329$25.004/1/2011 8:20:52 AM
efficient-treasure0$25.004/1/2011 10:17:07 AM
Havana21$25.004/1/2011 10:17:39 AM
FoosMaster$40.004/1/2011 2:34:04 PM
RKLFinancial$25.004/1/2011 12:15:11 PM
treasure-expert$25.004/1/2011 9:49:42 AM
UKloanfella$238.554/1/2011 9:09:44 PM
redtilapia$25.004/1/2011 6:26:09 PM
washboard3$25.004/1/2011 8:44:26 PM
cogent$25.004/1/2011 4:12:15 PM
The_dude_01$25.004/1/2011 4:34:13 PM
Byrd24$100.004/1/2011 4:49:26 PM
klend4$25.004/1/2011 6:14:09 PM
hostbank$100.003/25/2011 9:06:22 AM
Bank_Of_XL$100.003/25/2011 1:11:44 PM
brightest-dignified-penny$35.003/25/2011 10:34:33 AM
DasMula$57.003/25/2011 12:09:43 PM
lendstats_com$200.003/25/2011 1:09:02 PM
thankful-nickel2$50.003/25/2011 5:05:23 PM
reflective-rupee$1,500.333/25/2011 10:18:58 AM
competent-p2p$30.003/25/2011 11:01:00 AM
tomdooley12520$25.003/25/2011 6:04:23 PM
top-courteous-peso$50.003/26/2011 3:23:12 AM
investment-habanero8$100.003/26/2011 6:57:49 AM
loanman2007$75.003/26/2011 1:45:12 PM
social-comet224$25.003/26/2011 2:55:12 PM
DT_Banker$25.003/27/2011 4:50:44 PM
Madmigel$40.033/26/2011 8:54:31 PM
loot-heart$25.003/28/2011 11:06:11 AM
loyalty-czar$25.953/28/2011 11:16:23 AM
enthralling-deal180$50.003/29/2011 3:39:16 PM
exciting-fairness$200.003/30/2011 5:21:28 AM
SecondChanceLendingSERV$25.003/29/2011 10:41:24 PM
kindness-launcher$2,500.003/29/2011 6:56:46 PM
integrity-doctor$100.003/30/2011 1:38:40 PM
FinanceEngine$30.003/30/2011 7:55:41 AM
buffalobills$25.003/30/2011 8:04:35 AM
enchanted-note$50.003/30/2011 11:38:40 AM
intrepid-loot$50.003/30/2011 2:09:57 PM
finance-symphony7$25.003/30/2011 4:16:09 PM
simplelender80$100.003/30/2011 2:24:03 PM
squarebob$25.003/30/2011 5:19:49 PM
wonder3$25.003/30/2011 5:25:16 PM
zotzot$28.413/30/2011 6:17:33 PM
mammalian4$25.003/30/2011 3:37:37 PM
WxChem$25.003/30/2011 10:54:24 PM
cash-queen$25.003/30/2011 11:35:39 PM
Zolton$100.003/31/2011 6:50:08 AM
platinum-cargo$26.503/30/2011 3:35:01 PM
ac787$38.003/31/2011 5:57:55 PM
LARRY4NY$25.004/1/2011 5:34:06 AM
KryptonWare-com$26.473/31/2011 10:05:33 AM
balance-river$25.004/1/2011 8:37:06 AM
zotzot$25.003/31/2011 6:37:07 PM
RyanTH9893$25.003/31/2011 6:48:32 PM
peso-aggregator$25.003/31/2011 7:41:49 PM
platinum-czar$124.294/1/2011 10:04:24 AM
VBinvestor$100.004/1/2011 11:39:07 AM
pythia$25.004/1/2011 11:55:25 AM
Nerdster1$30.054/1/2011 3:45:04 AM
shrewd-income$150.004/1/2011 4:23:48 PM
Weaverville$25.004/1/2011 5:25:50 PM
Artist_Blue$25.004/1/2011 9:31:46 AM
truth-willow$25.504/1/2011 3:45:43 PM
gjm6d$25.004/1/2011 4:41:29 PM
nelie150$30.614/1/2011 5:35:34 PM
Domgabriel$25.004/1/2011 5:48:25 PM
Whitey$50.004/1/2011 8:01:22 PM
116 Investments
 
Borrower Payment Dependent Notes Series 499313
This series of Notes was issued and sold upon the funding of the borrower loan #48323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,697Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: studious-ore9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Would like to expand my business
Purpose of loan: I would like to expand my online marketing business.
This loan will be used to invest in advertising for websites I own so that I can make a larger profit from them. See more about my business here: http://www.searchite.com

My financial situation: Good. I make a sufficient income but would like to invest in my business even more.

I am a good candidate for this loan because I have a steady enough income where I can pay it back. I work in an industry that is always growing (online marketing) and the risk of things failing is very low.

I am also an excellent loan payer. I have not delayed any payment on previous loans or credit card.

Monthly net income: $4000
Monthly expenses: $4000
Housing: $830
Insurance: $300
Car expenses: $n/a
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $1000

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$56.003/24/2011 9:03:21 AM
gelidfrank$25.003/24/2011 9:27:44 AM
CA-Lender$100.003/24/2011 9:06:03 AM
ultimate-peace$25.003/24/2011 9:13:07 AM
MoneyForNothing$8.673/24/2011 9:29:04 AM
thestartuplender$35.003/24/2011 9:27:36 AM
worldly-money4$100.003/24/2011 9:03:50 AM
worldly-money4$3,000.003/24/2011 9:05:01 AM
wtrboy$50.003/24/2011 9:27:42 AM
Artist_Blue$25.003/24/2011 9:28:19 AM
RMB-Investments$25.003/24/2011 9:28:23 AM
reflective-rupee$400.333/24/2011 9:16:08 AM
affluence-tycoon$50.003/24/2011 9:27:34 AM
mtquan$25.003/24/2011 9:27:38 AM
w3alter$50.003/24/2011 9:27:48 AM
Hanalei712$25.003/24/2011 9:28:26 AM
16 Investments
 
Borrower Payment Dependent Notes Series 499621
This series of Notes was issued and sold upon the funding of the borrower loan #48278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,800.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $267.67
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1996 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,640Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: rupee-oracle Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 780-799 (Latest)
Principal borrowed: $5,400.00< 31 days late: 0 ( 0% )  
800-819 (Apr-2010)
 
Principal balance: $4,033.76 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
I'm on the home stretch!
Purpose of loan:
This loan will be used to pay off my last high-interest credit card.

My financial situation:
Once I pay this card off, I will be free of revolving debt. I don't have a car loan, I have already gotten this card paid down to under $9,000 and I look forward to knowing exactly when I will be debt-free - with this Prosper loan, that will be in 3 years...no ifs, ands, or buts (well, except for my mortgage).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your profession? Thanks! - missoula
A: I'm an insurance underwriter for a regional company (we write in 32 states). I'm in a program department which only targets Human Services business (organizations like homeless shelters, soup kitchens, counseling centers, etc.) I've been doing it for 14 1/2 years, my company has just been upgraded in June 2010 from A- to A (AM Best rating), so we're doing pretty well. (Not AIG, no bailouts needed here) (Mar-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
logical-reward8$25.003/27/2011 12:02:45 PM
DukSerduk$25.003/27/2011 12:02:59 PM
blot44$50.003/27/2011 12:03:37 PM
kind-resolute-dough$100.003/27/2011 12:04:11 PM
fantastic-openness$100.003/27/2011 12:03:53 PM
zotzot$50.113/27/2011 12:04:08 PM
intrepid-loot$100.003/27/2011 7:59:19 PM
saahilld$25.003/27/2011 10:12:30 PM
socal-lender$25.003/27/2011 12:02:25 PM
exact-gold2$25.003/27/2011 12:02:49 PM
Aberdeen$3,000.003/27/2011 12:03:04 PM
ac787$25.003/27/2011 12:03:21 PM
revenue-trombone5$25.003/27/2011 12:04:33 PM
shamrocker$25.003/27/2011 12:08:14 PM
crude$25.003/28/2011 11:39:09 AM
currency-persimmon$100.003/28/2011 10:41:06 AM
kanakakm$50.003/28/2011 5:18:43 PM
a-exponential-hope$25.003/28/2011 5:45:12 PM
randsenterprise$25.003/29/2011 6:46:06 AM
kind-adventurous-finance$100.003/29/2011 6:03:33 PM
RandyL3$25.003/29/2011 6:04:47 PM
mrpowers5531$25.003/29/2011 6:04:21 PM
indomitable-coin$25.003/30/2011 9:37:14 AM
tolerant-dinero2$25.003/30/2011 11:13:49 AM
octoberfresh$30.003/30/2011 2:10:12 AM
payout-reaction740$25.003/30/2011 6:52:44 AM
CA-Lender$25.003/31/2011 5:57:51 PM
Spiv_51$25.004/1/2011 12:33:05 AM
himanshuko$25.004/1/2011 7:41:31 AM
CCLP2P$26.423/31/2011 10:36:48 AM
platinum-cargo$32.604/1/2011 11:44:54 AM
lucrative-deal6$50.004/1/2011 10:27:18 AM
heerzaquestion$600.004/1/2011 5:45:43 AM
lawyervon$25.004/1/2011 3:22:25 PM
pythia$25.004/1/2011 12:02:50 PM
redryder20$86.514/1/2011 3:21:23 PM
Lou-Holtz$50.004/1/2011 7:28:12 PM
p40thawk$50.004/1/2011 7:39:23 PM
dumbass$25.004/2/2011 2:49:51 AM
marwadi-62$300.004/1/2011 12:19:24 PM
turbostar666$35.004/2/2011 2:14:01 AM
BzJ108$25.004/2/2011 8:21:45 AM
Toby1montana$75.004/2/2011 7:18:20 AM
MoonMama$25.004/2/2011 12:45:14 PM
friendlyviking$25.004/2/2011 8:12:53 AM
bankofp350$49.864/2/2011 1:02:18 PM
greenback-guard$25.004/2/2011 10:54:05 AM
jescowa$50.004/1/2011 7:57:56 PM
pitbullt$25.004/2/2011 12:55:58 AM
acropiloterau2002$25.004/2/2011 8:23:58 AM
yield-enlistment$47.434/2/2011 9:35:40 AM
baseballfan111$50.004/2/2011 10:18:39 AM
davisfl$100.003/27/2011 12:03:57 PM
currency-persimmon$100.003/27/2011 12:04:02 PM
minista$25.003/27/2011 12:04:31 PM
SchaeferJ$25.003/27/2011 12:08:08 PM
patriot897$50.003/27/2011 12:03:40 PM
AmericanCredit$25.003/28/2011 6:53:33 AM
balanced-bill7$298.303/27/2011 10:12:22 PM
kenji4861$50.003/27/2011 12:03:27 PM
Hanalei712$50.003/27/2011 12:03:49 PM
emo13$100.003/27/2011 12:04:00 PM
community-pipeline$25.003/27/2011 12:04:07 PM
power-mad-scientist$25.003/27/2011 12:04:16 PM
squarebob$25.003/27/2011 12:06:06 PM
skuba$50.003/27/2011 12:07:23 PM
the-dollar-topper$100.003/27/2011 12:07:42 PM
heerzaquestion$25.003/28/2011 8:49:09 AM
reflective-rupee$300.333/28/2011 11:53:56 AM
thankful-nickel2$50.003/28/2011 5:14:17 PM
worthy-bid8$25.003/28/2011 5:17:21 PM
euro-deployment$25.003/29/2011 11:00:34 AM
zx12rider$25.003/28/2011 8:31:24 PM
One-ninety-three$25.003/29/2011 7:02:08 AM
selector568$50.003/29/2011 3:24:11 PM
WilliamLeeSims$25.003/29/2011 4:59:21 PM
I_Karamazov$50.003/29/2011 6:56:09 PM
careful-return0$25.003/29/2011 6:59:35 PM
Tech-Entrepreneur$25.003/30/2011 2:00:34 AM
shakespeare6$25.003/30/2011 9:52:38 AM
smilinsam$50.003/30/2011 9:37:31 AM
1point21gigawatts$50.003/30/2011 9:45:11 AM
zotzot$25.003/30/2011 6:51:43 AM
wbahl$25.003/30/2011 2:09:28 PM
T-L-B$25.003/30/2011 4:41:03 PM
availableloan$25.003/30/2011 11:29:40 PM
zotzot$25.003/30/2011 5:40:55 PM
forthright-dedication$50.003/31/2011 8:18:49 AM
martymaniaman$42.373/31/2011 6:02:19 AM
sunny1985$25.003/31/2011 10:07:37 AM
LendingRyan$25.003/31/2011 11:50:11 AM
alaskanbearcub$25.003/31/2011 2:39:21 PM
Planecourage$25.874/1/2011 1:02:59 AM
friendinmoney$25.003/31/2011 8:43:59 AM
treasure-expert$25.004/1/2011 6:26:45 AM
rce1964$25.004/1/2011 2:12:56 AM
YellowJacket$25.004/1/2011 10:36:58 AM
Tighternbarkonatree$25.004/1/2011 4:57:37 AM
UKloanfella$500.004/1/2011 9:08:39 PM
b1geasy$25.004/2/2011 3:15:01 AM
bfn311$25.004/2/2011 2:23:43 AM
Nicedad72$25.204/2/2011 9:27:44 AM
cjames84$25.004/2/2011 5:19:07 AM
dkjl$50.004/2/2011 9:51:54 AM
104 Investments
 
Borrower Payment Dependent Notes Series 499627
This series of Notes was issued and sold upon the funding of the borrower loan #48246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 28%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 34 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,015Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: buddhayes Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 35 ( 97% ) 620-639 (Latest)
Principal borrowed: $4,500.00< 31 days late: 1 ( 3% )  
660-679 (Feb-2010)
620-639 (Sep-2009)
620-639 (May-2008)
740-759 (Feb-2008)
 
Principal balance: $1,495.34 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
New Roof for House
Purpose of loan: This will be used to build a metal roof for our house. Our current roof is 15 years old and needs to be replaced promptly.

We plan to pay off the loan in 11 months.

My financial situation:
I own the house with my girlfriend of 7 years, she is a nurse and I run a business. We have solid income.


After all our expenses including food and savings we have an extra $500 monthly to pay towards the roof.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your credit profile says home ownership NO. Can you clairfy? Thanks - RecoveryLender
A: I am, I have sent an email to customer service to fax paperwork showing this. I have also contacted the credit to see why it is not showing. (Mar-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$50.003/27/2011 12:07:20 PM
marinbb$75.003/27/2011 12:37:19 PM
RecoveryLender$25.003/27/2011 6:17:45 PM
favorite-commerce$50.003/27/2011 7:08:01 PM
CoolPlexer$25.003/27/2011 12:05:24 PM
AF-Chief$50.003/27/2011 12:07:49 PM
DHolly$50.003/27/2011 12:09:27 PM
Barrayaran$50.003/27/2011 12:58:19 PM
compassion-lotus5$50.003/27/2011 3:28:11 PM
careful-return0$25.003/27/2011 4:26:22 PM
suave-dime6$25.003/27/2011 12:06:29 PM
chameleon125$75.003/28/2011 7:06:58 AM
Kash2010lu$40.003/27/2011 12:34:16 PM
twjh$25.003/27/2011 2:03:03 PM
nodebt2012$25.003/28/2011 1:26:02 PM
thankful-nickel2$25.003/28/2011 5:11:51 PM
LenderRob07$100.003/28/2011 10:30:12 PM
LSAR$33.003/28/2011 5:53:59 PM
Astyanax$75.003/28/2011 5:58:42 PM
loss-of-control$100.003/28/2011 6:18:37 PM
upbeat-finance8$25.003/28/2011 6:29:20 PM
resplendent-peace7$25.003/28/2011 6:39:26 PM
greenback-guard$25.003/29/2011 3:18:31 AM
profitable-money$25.003/28/2011 6:46:34 PM
Shining-Star$25.003/29/2011 12:14:42 AM
simplelender80$67.543/29/2011 2:47:02 AM
Belair_Advisors$25.003/29/2011 3:00:48 AM
Jerrys1951$50.003/28/2011 6:19:51 PM
LuvToLend$25.003/28/2011 10:01:24 PM
fabulous-community4$25.003/29/2011 3:18:21 AM
lendstats_com$200.003/27/2011 12:28:33 PM
UCLA4life$30.183/27/2011 2:02:59 PM
trumpeter5$35.003/27/2011 3:33:06 PM
brondero$85.003/27/2011 6:08:05 PM
thelovebug$100.003/27/2011 9:19:59 PM
SolarMoonshine$25.003/27/2011 2:21:15 PM
golffish2$25.003/28/2011 3:58:44 AM
loanman2007$200.003/28/2011 4:57:53 AM
investment-habanero8$100.003/28/2011 5:18:13 AM
innovator2$61.383/27/2011 4:01:19 PM
FarmersBank$28.883/28/2011 6:41:33 AM
The-Helper$25.003/28/2011 7:46:55 AM
Mikale360$25.003/28/2011 9:14:31 AM
CommunityArts_Non-profit$35.003/27/2011 11:51:04 PM
mikeandcat$100.003/28/2011 5:52:52 AM
worldly-money4$100.003/27/2011 12:05:51 PM
reflective-rupee$500.333/28/2011 10:43:37 AM
blue-useful-auction$25.003/28/2011 8:09:34 AM
Bob450$25.003/28/2011 12:29:20 PM
CA-Lender$100.003/28/2011 12:40:17 PM
bizzzond$50.003/28/2011 9:27:53 AM
first-serene-credit$25.003/27/2011 10:41:33 PM
greencat$50.003/28/2011 7:23:27 AM
hektek22$600.003/28/2011 4:11:36 PM
YoungTaxMan$25.003/28/2011 7:11:17 PM
ethicalhumanist$25.003/28/2011 7:15:35 PM
phoenix08$25.003/28/2011 11:57:05 AM
bluehen00$32.093/29/2011 4:21:10 AM
Christophe$25.003/28/2011 5:33:56 PM
depalma13$26.603/29/2011 3:01:37 AM
60 Investments
 
Borrower Payment Dependent Notes Series 499709
This series of Notes was issued and sold upon the funding of the borrower loan #48310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Apr-05-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2002 Debt/Income ratio: 24%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 21 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,357Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: kind-commitment-position Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...provide repairs to my home necessary to refinance. I am refinancing with an FHA loan that has been approved, pending the repair of some things in the home (having a barn power washed and repainted because of chipping paint, replacing some wiring in the home to meet current standards)

My financial situation:
I am a good candidate for this loan because...I have a long established work history and have proved to be financially responsible given the financial hardships of a divorce. With this loan, all of my finances will be in order and I will finally be over the strain!


Monthly net income: $6,200.00-7,500.00
Monthly expenses: $
Housing: $1100.00 (escrowed)
Insurance: $ 200.00
Car expenses: $450.00
Utilities: $200.00
Phone, cable, internet: $130.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The mortgage is $136,000 - I do not have a 2nd mortgage on the home. It appraises for $142,000. (Mar-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/27/2011 12:06:48 PM
competent-p2p$45.003/27/2011 5:20:58 PM
income-awakening6$25.003/27/2011 12:04:23 PM
suave-dime6$25.003/27/2011 12:06:35 PM
thelovebug$75.003/27/2011 9:20:10 PM
golffish2$50.003/28/2011 4:00:49 AM
marinbb$100.003/27/2011 12:32:18 PM
favorite-commerce$50.003/27/2011 7:07:19 PM
brightest-dignified-penny$25.003/28/2011 11:49:20 PM
leverage-monger$25.003/29/2011 9:12:45 AM
simplelender80$100.003/29/2011 1:58:04 PM
SecondChanceLendingSERV$25.003/29/2011 10:31:23 PM
tigercat$50.003/30/2011 1:07:29 PM
loanman2007$200.003/30/2011 4:57:44 AM
malomar66$50.133/30/2011 2:07:28 PM
Rogelio48$30.003/31/2011 6:27:25 AM
Whipster$50.003/31/2011 5:14:53 AM
p2ploan-sensation211$25.003/30/2011 7:43:25 PM
newest-funds-powerplant$25.003/31/2011 11:38:50 PM
bullish2bearish$38.844/1/2011 6:24:56 AM
diplomatic-wealth7$25.004/1/2011 11:44:20 AM
intrepid-loot$25.004/1/2011 7:55:49 PM
Tylerh$100.004/2/2011 1:10:47 PM
riveting-credit5$300.004/3/2011 8:16:17 AM
five-star-note$250.004/3/2011 8:53:33 AM
Kyileo$25.004/3/2011 6:33:14 PM
ethicalhumanist$25.004/2/2011 4:05:25 PM
elegant-commerce7$64.004/2/2011 6:48:06 PM
fortytwo$100.004/3/2011 12:21:55 AM
SOP_Bank$25.004/3/2011 11:58:03 AM
mcgovern2024$100.004/3/2011 10:40:11 PM
w3alter$100.004/4/2011 12:39:13 PM
DasMula$57.004/4/2011 4:33:03 PM
ddimports$100.004/4/2011 5:48:11 PM
EBITDA$25.004/5/2011 1:36:05 AM
FutureLenderEC$25.004/5/2011 2:13:26 AM
icanhasloanz$25.004/5/2011 2:47:04 AM
greenback-guard$25.004/5/2011 2:48:24 AM
draggon77$25.004/5/2011 6:10:51 AM
JustMee$25.004/5/2011 7:15:45 AM
green-transaction-charmer$27.734/5/2011 6:00:36 AM
nashibaksi$25.004/4/2011 7:03:49 PM
Top_Gun_Lender$26.004/4/2011 8:36:33 PM
brightest-fascinating-principal$75.004/5/2011 12:02:26 AM
FundMaker$18.994/5/2011 7:42:56 AM
credit-guard5$25.003/27/2011 8:23:41 PM
SolarMoonshine$25.003/27/2011 2:16:58 PM
Wangchuk$25.003/27/2011 4:24:20 PM
reflective-rupee$1,000.333/28/2011 12:00:52 PM
klend4$50.003/28/2011 8:32:35 PM
wonder3$25.003/29/2011 6:00:38 AM
ingenious-deal6$25.003/29/2011 2:59:36 PM
magnetic-dedication3$25.003/28/2011 10:02:27 PM
selector568$50.003/29/2011 3:23:27 PM
leverage-monger$42.003/30/2011 9:35:13 AM
squarebob$25.003/30/2011 6:22:10 PM
CA-Lender$100.003/31/2011 5:26:12 PM
KarlMarx$25.004/1/2011 3:38:49 AM
Bob450$25.004/1/2011 7:25:06 AM
loss-of-control$200.004/1/2011 6:24:05 PM
Nerdster1$35.064/3/2011 3:57:27 AM
economy-popcorn$25.004/2/2011 12:58:13 PM
FinanceEngine$30.004/4/2011 7:19:58 AM
lendstats_com$200.004/4/2011 9:59:22 AM
peso-aggregator$25.004/3/2011 9:10:23 AM
red-favorable-basis$25.004/3/2011 10:21:11 AM
worthy-bid8$25.004/3/2011 10:31:27 AM
vest_vortex$25.004/3/2011 1:11:14 PM
thankful-nickel2$25.004/3/2011 2:24:47 PM
EL_Papin$107.234/4/2011 12:03:59 PM
value-allocator1$100.004/4/2011 9:56:47 AM
rjcoutur2001$100.004/4/2011 3:37:46 PM
dedicated-principal$50.004/4/2011 11:48:00 PM
balanced-balance6$30.004/4/2011 7:19:40 PM
ready-interest9$25.004/4/2011 3:30:24 PM
Christophe$25.004/5/2011 7:15:29 AM
well-mannered-income3$60.004/4/2011 5:13:58 PM
investment-habanero8$100.004/5/2011 5:28:12 AM
shrewd-income$250.004/5/2011 6:03:33 AM
exciting-fairness$200.004/5/2011 7:00:55 AM
Rulea72$37.694/5/2011 7:24:59 AM
81 Investments
 
Borrower Payment Dependent Notes Series 499791
This series of Notes was issued and sold upon the funding of the borrower loan #48314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,200.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-29-2011 
Term: 36 months Listing End date:  Apr-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $313.55
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1983 Debt/Income ratio: 27%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 21Length of status:13y 0m
Amount delinquent: $0 Total credit lines: 67 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $90,560Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: loot-equinox Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
AE Loan
Purpose of loan: Pay off unexpected bill
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because... I make a decent salary and I am religious about making payments on time


Monthly net income: $ 7013.50
Monthly expenses: $ 6500.00
Housing: $ 1910
Insurance: $ 500
Car expenses: $ 350
Utilities: $ 400
Phone, cable, internet: $ 200
Food, entertainment: $ 220
Clothing, household expenses: $ 220
Credit cards and other loans: $ 2700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. Thanks - reflective-rupee
A: Thank you for the question. Through a series of extended family matters (primarily medical), I have obtained a large revolving debt. However, I have never taken on more debt than I can service (I have never been late on a payment). I am currently working on paying off the revolving debt, which is one of the reasons that I am looking for an installment loan rather than using the available limits of my revolving debt. I hope this answers your question. (Mar-29-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage is $240,288.42 (the primary mortgage is $213, 183.99 and the second mortgage is $27,104.44). The market value of my house is $280,000.00. (Mar-29-2011)
Q: What is the form of your revolving debt? Is any home equity line of credit debt? If so, how much? If so, how much is the total debt on your home, and what is its current value? Thanks - reflective-rupee
A: The bulk of my revolving debt is in a single unsecured credit line through a major bank that I have had for nearly five years and my American Express account. I have no home equity line of credit. The total mortgage on my home is $244,288.43; the current value of my home is $280,000.00. (Mar-29-2011)
Q: Hi, Does Prosper verify your income and occupation? Thanks, - p2ploan-sensation211
A: Yes they did verify both my income and my occupation. (Mar-30-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/29/2011 5:04:13 PM
ingenious-deal6$25.003/29/2011 5:05:18 PM
worldly-money4$150.003/29/2011 5:03:01 PM
sturdy-peace9$30.003/29/2011 6:14:19 PM
SolarMoonshine$25.003/29/2011 6:32:44 PM
golffish2$25.003/30/2011 4:54:08 AM
Bob450$25.003/30/2011 7:49:07 AM
tech310$50.003/30/2011 2:29:31 AM
pembull$75.003/29/2011 5:19:52 PM
nickel-hickory$100.003/30/2011 9:42:40 AM
nickel-hickory$100.003/30/2011 9:42:53 AM
MilitaryLending$56.043/30/2011 10:14:57 AM
RyanM561$25.003/30/2011 6:38:06 AM
greencat$50.003/30/2011 7:22:44 AM
well-mannered-income3$50.003/30/2011 11:59:36 AM
simplelender80$100.003/30/2011 2:11:06 PM
nickel-hickory$100.003/30/2011 9:42:48 AM
CA-Lender$100.003/30/2011 3:27:09 PM
tigercat$50.003/30/2011 1:00:46 PM
credit-missile$100.003/30/2011 11:20:39 PM
nodebt2012$31.503/31/2011 4:24:18 AM
zone6$100.003/31/2011 8:51:09 AM
wyobeads$25.003/31/2011 9:24:19 AM
squarebob$100.333/30/2011 5:56:36 PM
p2ploan-sensation211$25.003/30/2011 7:01:54 PM
brightest-dignified-penny$25.003/31/2011 3:46:49 PM
nickel-hickory$100.003/31/2011 9:35:54 AM
peso-aggregator$25.003/31/2011 7:38:32 PM
zorg77$25.003/31/2011 4:48:08 AM
golffish2$100.004/1/2011 4:22:30 AM
marketplace-meridian$25.003/31/2011 8:54:23 PM
seanickson$25.004/1/2011 12:40:36 PM
intrepid-loot$25.004/1/2011 5:46:26 AM
wonder3$25.004/1/2011 6:31:22 AM
Kqwik$25.004/1/2011 4:21:33 PM
open-minded-fund9$150.004/1/2011 10:26:07 PM
alphabet76$25.004/1/2011 2:50:17 PM
gjm6d$25.004/1/2011 4:44:09 PM
cash-queen$25.004/2/2011 12:29:27 PM
otto1939$51.004/2/2011 8:14:41 AM
Pitufo$42.004/2/2011 8:42:03 AM
Amber_Stone$25.004/1/2011 9:02:31 PM
Gobsek$25.004/2/2011 1:15:48 PM
payout-bridge$500.004/2/2011 1:50:26 PM
paintedposies$249.574/2/2011 3:58:22 PM
Rip128$100.004/2/2011 7:47:34 AM
reflective-rupee$500.333/29/2011 5:11:24 PM
lendstats_com$200.003/29/2011 5:45:00 PM
leverage-ectasy$25.003/29/2011 8:39:52 PM
SolarMoonshine$100.003/29/2011 6:51:37 PM
reflective-rupee$500.333/29/2011 9:48:03 PM
Azonic21$25.003/29/2011 5:03:07 PM
Kash2010lu$25.003/29/2011 5:15:39 PM
ultimate-peace$25.003/30/2011 5:03:04 AM
credit-missile$100.003/30/2011 5:36:53 AM
transparency-grasshopper$25.003/29/2011 5:31:55 PM
SecondChanceLendingSERV$25.003/29/2011 10:13:24 PM
nickel-hickory$300.003/30/2011 9:39:54 AM
credit-elation1$25.003/30/2011 1:37:12 PM
loanman2007$150.003/30/2011 12:10:34 PM
magnetic-dedication3$25.003/30/2011 7:11:49 PM
zotzot$100.003/30/2011 6:14:46 PM
larryboy10$50.003/30/2011 8:46:16 PM
buffalobills$25.003/31/2011 7:36:55 AM
nickel-hickory$100.003/31/2011 9:35:45 AM
golffish2$75.003/31/2011 9:16:36 AM
nickel-hickory$100.003/31/2011 9:35:31 AM
nickel-hickory$100.003/31/2011 9:36:08 AM
loss-of-control$150.003/31/2011 4:32:59 PM
thankful-nickel2$25.003/31/2011 6:19:15 PM
washboard3$35.003/31/2011 9:22:27 PM
WillBeFreeOfDebt$25.003/31/2011 10:30:22 AM
orange-pound-party$35.004/1/2011 4:57:17 AM
zotzot$50.883/31/2011 6:24:06 PM
diplomatic-wealth7$25.004/1/2011 11:44:45 AM
sonicpluto$27.384/1/2011 9:55:25 AM
head$25.004/1/2011 10:59:50 PM
Whipster$50.004/2/2011 4:25:28 AM
Rip128$60.004/2/2011 7:52:23 AM
kindness-launcher$800.004/1/2011 7:33:35 PM
worthy-bid4$30.004/2/2011 2:31:03 PM
TotosLion$50.644/2/2011 3:52:29 PM
gothampark$25.004/2/2011 9:44:30 AM
aztocas$25.004/2/2011 1:57:25 PM
84 Investments
 
Borrower Payment Dependent Notes Series 499953
This series of Notes was issued and sold upon the funding of the borrower loan #48240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-30-2011 
Term: 12 months Listing End date:  Apr-01-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 29.00% Monthly payment: $463.15
 
Lender servicing fee: 1.00% Effective Yield*: 18.54%  
Estimated return*: 8.74%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1996 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:19y 1m
Amount delinquent: $0 Total credit lines: 55 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $96,004Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: reward-violin5 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 720-739 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
760-779 (Mar-2010)
760-779 (Jan-2010)
 
Principal balance: $5,717.26 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
short term debt consolidation
Purpose of loan:
This loan will be used to...conssolidate exitsting high interest credit card and bridge a short term gap in capitol to keep my bills paid.

My financial situation:
I am a good candidate for this loan because...I have an excellent credit history and have never been late on any bill since I was 18.. I am now 39. I have a unique financial situation. I have purchased a lot of real estate this year and have two properties under contract that will close in April. These two closing alone will bring in 150,000.00 of cash back into my business.I have several properties for sale and several more free and clear. This loan would be a short bridge loan untill I can get more cash in.



Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/30/2011 9:06:22 AM
investment-artist$25.003/30/2011 9:08:15 AM
ingenious-deal6$25.003/30/2011 9:08:43 AM
SecondChanceLendingSERV$25.003/30/2011 9:46:30 AM
competent-p2p$35.003/30/2011 11:50:39 AM
reflective-rupee$750.333/30/2011 10:22:12 AM
thankful-nickel2$25.003/30/2011 2:47:20 PM
treasure-expert$25.003/30/2011 11:23:32 AM
shawnw2$50.003/30/2011 7:42:36 PM
gadget7$38.923/30/2011 6:54:15 PM
investment-habanero8$100.003/31/2011 3:36:14 AM
trade-goblin9$25.003/31/2011 8:57:27 AM
DoctorJoe$25.003/31/2011 3:57:34 AM
BAJMP$25.003/31/2011 5:20:02 AM
CA-Lender$100.003/31/2011 10:27:07 AM
peace-sitar0$76.163/30/2011 9:31:42 PM
loss-of-control$150.003/31/2011 4:29:53 PM
china1369$50.003/31/2011 9:38:04 AM
basis-sycamore$25.003/31/2011 9:45:32 AM
smooothymon$25.003/31/2011 5:47:56 PM
twjh$25.003/31/2011 4:40:13 PM
ac787$38.003/31/2011 5:54:37 PM
marketplace-spark$25.003/31/2011 8:58:05 AM
zotzot$25.003/31/2011 7:07:22 PM
principal-laser$100.004/1/2011 5:29:02 AM
SFteacher$95.003/31/2011 11:44:14 AM
Bcs-cnc$30.003/31/2011 1:43:04 PM
1-HARD-HEAD$25.003/31/2011 4:50:13 PM
tender-ore$30.004/1/2011 7:42:27 AM
FinanceEngine$30.004/1/2011 9:59:19 AM
washboard3$50.003/31/2011 9:10:38 PM
tiger1818$25.004/1/2011 4:34:49 AM
srsock$25.004/1/2011 3:09:50 PM
calahan$100.004/1/2011 7:00:57 AM
opus08$25.004/1/2011 7:11:53 AM
thelovebug$100.004/1/2011 1:17:52 PM
FoosMaster$25.004/1/2011 2:32:34 PM
JustMee$25.003/30/2011 1:03:03 PM
unger$100.003/30/2011 11:13:09 AM
suave-dime6$25.003/30/2011 9:06:00 AM
integrity-doctor$100.003/30/2011 1:24:47 PM
simplelender80$100.003/30/2011 2:11:46 PM
squarebob$25.003/30/2011 9:53:17 AM
q4golf$26.983/30/2011 2:39:35 PM
ILoveBearHats$25.003/30/2011 4:26:26 PM
Invest-In-Rednecks$50.003/30/2011 4:16:29 PM
wild-orange$200.003/31/2011 1:52:13 AM
Feyenoord$25.003/31/2011 2:32:00 AM
fabulous-community4$25.003/31/2011 2:44:29 AM
onecooldrink$25.003/31/2011 8:51:52 AM
p2ploan-sensation211$25.003/30/2011 7:48:05 PM
Leshan$204.173/31/2011 8:33:10 AM
transparency-grasshopper$25.003/31/2011 2:31:58 PM
omyogafinance$63.733/30/2011 9:41:35 PM
imlosttoo$25.003/31/2011 1:57:41 AM
brainy-repayment5$138.093/31/2011 10:46:02 AM
RainMakers$25.003/31/2011 5:33:21 PM
BangBros$500.003/31/2011 7:12:11 PM
KarlMarx$25.004/1/2011 3:38:23 AM
GElender$25.004/1/2011 7:08:28 AM
EBITDA$25.004/1/2011 1:44:29 AM
donlenboy$47.513/31/2011 10:03:08 AM
The_Secret$84.313/31/2011 4:55:53 PM
ac787$25.003/31/2011 5:55:29 PM
tolerant-dinero2$25.004/1/2011 10:18:40 AM
YoungTaxMan$25.003/31/2011 9:57:27 PM
supreme-hope$25.004/1/2011 6:51:29 AM
shrewd-income$36.804/1/2011 4:21:31 PM
diplomatic-wealth7$25.004/1/2011 11:45:00 AM
leverage-monger$25.004/1/2011 9:30:09 AM
producer720$25.004/1/2011 4:00:17 PM
EarlyRiser$250.004/1/2011 10:09:15 AM
72 Investments
 
Borrower Payment Dependent Notes Series 499957
This series of Notes was issued and sold upon the funding of the borrower loan #48272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2007 Debt/Income ratio: 57%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,464Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: profit-razor Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay debt off faster!
Purpose of loan:
This loan will be used to pay off some debt off and then just pay one monthly payment.
My financial situation:
I am a good candidate for this loan because I have a stable job and I have never been late on a payment.


Monthly net income: $1400
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $340.00
Utilities: $0
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $3000.00 in credit cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/30/2011 9:08:44 AM
transaction-circuit$50.003/30/2011 9:03:18 AM
worldly-money4$200.003/30/2011 9:06:23 AM
reflective-rupee$150.333/30/2011 10:20:50 AM
wild-orange$50.003/30/2011 3:32:13 PM
simplelender80$100.003/30/2011 2:11:49 PM
rupee_power$27.003/31/2011 9:40:58 AM
zotzot$25.003/31/2011 5:35:59 PM
profitable-balance$25.004/1/2011 10:57:22 AM
slwholesales$22.674/1/2011 11:34:25 AM
favorite-commerce$50.003/30/2011 10:10:43 AM
well-rounded-payout0$50.003/30/2011 9:03:22 AM
suave-dime6$25.003/30/2011 9:06:01 AM
investment-artist$25.003/30/2011 9:28:56 AM
squarebob$25.003/31/2011 5:37:43 PM
CA-Lender$100.003/31/2011 6:06:20 PM
scrappy-diversification7$2,000.004/1/2011 10:39:43 AM
moola-monger9$50.004/1/2011 10:52:48 AM
18 Investments
 
Borrower Payment Dependent Notes Series 500037
This series of Notes was issued and sold upon the funding of the borrower loan #48286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1985 Debt/Income ratio: 3%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 11 Current / open credit lines: 1 / 1Length of status:2y 9m
Amount delinquent: $7,501 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,255Stated income:$75,000-$99,999
Delinquencies in last 7y: 11 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: joecool13 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a 2500 loan
Purpose of loan:
This loan will be used to pay off debts

My financial situation:
I am a good candidate for this loan because I have a steady income.


Monthly net income: 6100
Monthly expenses: $
Housing: 1750
Insurance: 200
Car expenses: 200
Utilities: 300
Phone, cable, internet: 230
Food, entertainment: 1000
Clothing, household expenses: $
Credit cards and other loans: 100
Other expenses: 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the purpose of this loan. Thanks - reflective-rupee
A: currently looking to finish paying off some small medical bills which accummulated over the last few years (Mar-31-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: total mortgage - 240,000 market value - 245,000 (Mar-31-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/30/2011 5:05:19 PM
ingenious-deal6$25.003/30/2011 5:05:34 PM
CA-Lender$100.003/31/2011 5:33:00 PM
suave-dime6$25.003/30/2011 5:05:07 PM
squarebob$25.003/30/2011 5:15:55 PM
vutah$25.003/30/2011 5:52:53 PM
well-rounded-payout0$50.003/30/2011 5:04:05 PM
simplelender80$100.003/30/2011 5:06:05 PM
reflective-rupee$25.333/31/2011 9:50:42 AM
scrappy-diversification7$2,000.004/1/2011 10:39:48 AM
10 Investments
 
Borrower Payment Dependent Notes Series 500171
This series of Notes was issued and sold upon the funding of the borrower loan #48320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1986 Debt/Income ratio: 27%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 11Length of status:16y 4m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,226Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: economy-thinker2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
make my expenses paid accordingly
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. $3,000 2. $434,000.00 (Apr-01-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/30/2011 9:06:08 AM
ingenious-deal6$25.003/30/2011 9:08:53 AM
transparency-grasshopper$25.003/30/2011 9:09:35 AM
Kash2010lu$25.003/30/2011 9:26:08 AM
Bob450$25.003/30/2011 1:58:52 PM
mtquan$25.003/30/2011 2:40:48 PM
lendstats_com$100.003/30/2011 11:37:52 AM
vutah$25.003/30/2011 5:58:40 PM
SolarMoonshine$25.003/30/2011 6:21:36 PM
sturdy-peace9$33.003/31/2011 5:34:47 AM
RyanM561$25.003/31/2011 10:40:01 AM
CA-Lender$100.003/31/2011 5:38:39 PM
Rogelio48$25.003/31/2011 10:01:33 AM
diplomatic-wealth7$25.004/1/2011 11:45:05 AM
worldly-money4$200.003/30/2011 9:06:28 AM
reflective-rupee$400.333/30/2011 10:19:19 AM
SecondChanceLendingSERV$25.003/30/2011 9:54:14 AM
simplelender80$100.003/30/2011 2:12:07 PM
tech310$38.243/30/2011 2:12:56 PM
power-trophy7$25.003/30/2011 2:26:04 PM
lloyd_s$25.003/30/2011 4:47:37 PM
squarebob$25.003/31/2011 5:34:53 PM
loanman2007$50.004/1/2011 5:45:42 AM
mrxtravis$25.004/1/2011 10:21:52 AM
larryboy10$25.004/1/2011 2:04:09 PM
kindness-launcher$2,503.434/1/2011 7:43:30 PM
velocity-motivator6$25.004/1/2011 5:58:48 PM
Kqwik$25.004/1/2011 4:27:59 PM
28 Investments
 
Borrower Payment Dependent Notes Series 500183
This series of Notes was issued and sold upon the funding of the borrower loan #48317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-30-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1999 Debt/Income ratio: 32%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 6 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,650Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: shaker434 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Self Worth
Purpose of loan:
This loan will be used to Disney Vacation for Family and Daughters Birthday

My financial situation:
I am a good candidate for this loan because I have low debt. and usually pay off loans before establishing new ones

Monthly net income: $ 1000.00
Monthly expenses: $ 340.00
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 160.00
Clothing, household expenses: $ 0
Credit cards and other loans: $ 80.00
Other expenses: My husband takes care of all the other expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$100.003/30/2011 9:03:54 AM
suave-dime6$25.003/30/2011 9:06:12 AM
reflective-rupee$400.333/30/2011 9:49:47 AM
2grindstones$30.003/30/2011 9:59:08 AM
ingenious-deal6$25.003/30/2011 9:08:57 AM
reflective-rupee$350.333/30/2011 9:51:31 AM
JustMee$25.003/30/2011 1:00:32 PM
kulender$50.003/30/2011 1:10:34 PM
lucrative-transparency0$50.003/30/2011 1:58:25 PM
tech310$50.003/30/2011 2:12:55 PM
DasMula$57.003/30/2011 9:36:25 AM
CA-Lender$100.003/30/2011 2:22:05 PM
loanman2007$25.003/30/2011 12:03:27 PM
deepblue34$30.003/30/2011 7:01:24 PM
vigilance-searcher$25.003/30/2011 3:47:21 PM
ASR3$50.003/30/2011 4:22:34 PM
eronyc$50.003/30/2011 2:24:00 PM
zorg77$25.003/31/2011 4:49:23 AM
WxChem$25.003/30/2011 10:56:53 PM
mtquan$25.003/30/2011 2:40:47 PM
EretzCapital$38.933/30/2011 3:26:28 PM
nickel-hickory$100.003/31/2011 9:36:49 AM
moola-pillow$29.293/30/2011 5:43:48 PM
sdcc72$25.003/31/2011 10:33:08 AM
loss-of-control$100.003/31/2011 4:19:25 PM
nickel-hickory$100.003/31/2011 9:36:24 AM
nickel-hickory$100.003/31/2011 9:36:39 AM
nickel-hickory$85.003/31/2011 9:37:52 AM
1-HARD-HEAD$25.003/31/2011 4:48:04 PM
mri555$25.003/31/2011 5:44:58 PM
Kqwik$25.003/31/2011 2:09:03 PM
econgineer$50.003/31/2011 3:48:19 PM
nextar$55.003/31/2011 8:16:16 PM
Green-Baron$25.003/31/2011 9:22:02 PM
ready-interest9$25.003/31/2011 2:19:33 PM
income-rocker2$50.004/1/2011 6:16:11 AM
gold-cluster$100.004/1/2011 7:41:46 AM
droopie1$25.004/1/2011 8:03:38 AM
payout-bridge$25.004/1/2011 11:49:04 AM
investment-habanero8$100.004/1/2011 5:00:52 AM
calahan$50.004/1/2011 7:06:27 AM
jasjac0105$25.964/1/2011 2:09:55 PM
squadron781$25.004/1/2011 3:58:53 PM
nodebt2012$27.614/1/2011 7:12:07 PM
washboard3$25.004/1/2011 8:43:37 PM
leverage-ectasy$30.164/1/2011 9:25:54 PM
upbeat-finance8$25.004/1/2011 7:20:32 PM
seanickson$25.004/1/2011 2:09:47 PM
klend4$25.004/1/2011 6:07:29 PM
Land_on_your_feet$40.004/1/2011 6:23:10 PM
best-generosity-financier$25.004/1/2011 9:13:51 PM
market-pudding$25.004/1/2011 9:50:46 PM
Fromthebu$25.004/1/2011 10:17:03 PM
worldly-money4$3,000.003/30/2011 9:05:06 AM
Kash2010lu$25.003/30/2011 9:20:31 AM
Bob450$25.003/30/2011 10:14:51 AM
power-trophy7$25.003/30/2011 10:17:53 AM
greencat$50.003/30/2011 10:31:27 AM
well-mannered-income3$50.003/30/2011 11:56:53 AM
Shining-Star$25.003/30/2011 10:07:37 AM
transparency-grasshopper$25.003/30/2011 9:09:38 AM
buffalobills$25.003/30/2011 12:43:55 PM
Weaverville$25.003/30/2011 1:58:31 PM
simplelender80$100.003/30/2011 2:12:09 PM
sturdy-peace9$25.003/30/2011 10:17:44 AM
Rogelio48$30.003/30/2011 10:19:47 AM
thankful-nickel2$25.003/30/2011 2:58:21 PM
nickel-hickory$39.003/30/2011 3:11:55 PM
lloyd_s$25.003/30/2011 4:47:36 PM
thorough-yield1$54.823/30/2011 7:02:07 PM
visionary-asset5$50.003/30/2011 2:37:06 PM
168RichCapital$25.263/31/2011 11:05:07 AM
balanced-balance6$25.003/31/2011 8:27:00 AM
nickel-hickory$100.003/31/2011 9:36:58 AM
Lubava$30.003/31/2011 12:20:26 PM
wise-skillful-benjamins$30.003/31/2011 6:15:05 PM
Amber_Stone$50.003/31/2011 5:31:33 PM
Makingitrain$25.004/1/2011 2:56:52 AM
zone6$63.193/31/2011 8:43:43 AM
marketplace-meridian$25.003/31/2011 8:45:53 AM
zotzot$25.443/31/2011 7:01:39 PM
valiant-money$25.004/1/2011 6:27:28 AM
ZOOOM$25.003/31/2011 10:23:06 PM
balance-river$25.004/1/2011 8:39:49 AM
competent-p2p$25.004/1/2011 7:19:12 AM
foothillender$25.004/1/2011 7:55:29 AM
muzik23$35.833/31/2011 7:28:13 PM
Megaton$25.003/31/2011 9:29:02 PM
diplomatic-wealth7$25.004/1/2011 11:45:07 AM
Moe87$25.004/1/2011 3:57:58 AM
shrewd-income$100.004/1/2011 4:22:53 PM
WillBeFreeOfDebt$25.004/1/2011 9:13:30 AM
winmals$25.004/1/2011 7:06:50 PM
larryboy10$25.004/1/2011 2:04:59 PM
alphabet76$25.004/1/2011 2:45:29 PM
gjm6d$25.004/1/2011 4:45:21 PM
appetizing-felicity0$16.854/1/2011 10:42:44 PM
97 Investments
 
Borrower Payment Dependent Notes Series 500251
This series of Notes was issued and sold upon the funding of the borrower loan #48282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $178.24
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1987 Debt/Income ratio: 20%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:14y 6m
Amount delinquent: $0 Total credit lines: 40 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,068Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: seeking12 Borrower's state: Ohio Borrower's group: Military Veterans helping eachother.
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 41 ( 98% ) 680-699 (Latest)
Principal borrowed: $15,626.00< 31 days late: 1 ( 2% )  
660-679 (Aug-2008)
700-719 (Mar-2008)
660-679 (Oct-2006)
 
Principal balance: $0.42 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
Veteran in Need
Purpose of loan:
This loan will be used to...provide home improvements for inherited. home - rental income from home anticipated. No mortgage on home. Appraised at $45,000. Rental income will be $700 per month once repairs are done. Have been assured by realtor - renter easy to find. I have half of the repairs completed need to finish to rent no later than 5/1/11.

My financial situation:
I am a good candidate for this loan because...I have had two previous loans with Prosper. Both loans were paid prior to their maturity date.


Monthly net income: $5,000
Monthly expenses: Total Including those listed below - $3,800
Housing: $1,299
Insurance: $70.00
Car expenses: $475 - Car Note
Utilities: $300
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.003/31/2011 5:03:21 PM
hookUup$25.003/31/2011 5:15:36 PM
DasMula$45.003/31/2011 5:28:35 PM
zotzot$25.443/31/2011 7:16:14 PM
competent-p2p$56.003/31/2011 8:54:03 PM
simplelender80$100.003/31/2011 5:05:19 PM
AustinAmerica$25.003/31/2011 9:46:49 PM
Zolton$100.003/31/2011 5:05:43 PM
supreme-hope$25.003/31/2011 11:15:52 PM
CA-Lender$100.003/31/2011 6:00:38 PM
thankful-nickel2$25.003/31/2011 6:06:22 PM
113121$377.783/31/2011 7:09:01 PM
SecondChanceLendingSERV$25.003/31/2011 9:19:35 PM
intrepid-loot$75.003/31/2011 9:21:49 PM
EarlyRiser$41.694/1/2011 1:39:27 AM
squarebob$25.003/31/2011 5:03:10 PM
lendstats_com$400.003/31/2011 5:03:44 PM
BxRealtor$25.003/31/2011 5:05:35 PM
patriot897$25.003/31/2011 5:38:40 PM
SolarMoonshine$25.003/31/2011 6:42:23 PM
payout-reaction740$25.003/31/2011 7:27:37 PM
washboard3$30.003/31/2011 9:04:50 PM
JustMee$25.003/31/2011 9:18:20 PM
hillerod$25.313/31/2011 10:11:54 PM
favorite-commerce$50.003/31/2011 5:03:51 PM
MoneyForNothing$63.303/31/2011 5:05:33 PM
zotzot$25.003/31/2011 5:07:00 PM
hookUup$25.003/31/2011 5:15:45 PM
ac787$38.003/31/2011 5:48:08 PM
Reddy_Capital$25.003/31/2011 6:34:19 PM
113121$100.003/31/2011 6:49:46 PM
113121$600.003/31/2011 7:05:25 PM
Doug1043$25.003/31/2011 7:27:41 PM
brondero$60.003/31/2011 7:35:52 PM
RecoveryLender$25.003/31/2011 8:24:21 PM
LittleMingo$27.553/31/2011 5:03:01 PM
reflective-rupee$100.333/31/2011 5:07:28 PM
starry2001$25.003/31/2011 8:28:44 PM
proper-commitment5$25.003/31/2011 9:19:10 PM
MoneyForNothing$14.664/1/2011 1:40:04 AM
CoolPlexer$25.003/31/2011 5:38:35 PM
113121$2,019.943/31/2011 7:23:31 PM
Hartfelt$25.003/31/2011 10:21:11 PM
newest-funds-powerplant$25.003/31/2011 11:23:36 PM
44 Investments
 
Borrower Payment Dependent Notes Series 500417
This series of Notes was issued and sold upon the funding of the borrower loan #48329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-31-2011 
Term: 36 months Listing End date:  Apr-01-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $102.52
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1998 Debt/Income ratio: 6%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: penny-healer5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan that pays for itself
Purpose of loan:
This loan will be used to purchase a motorcycle for economical transportation to and from work. I currently drive a 1996 Jeep Cherokee which gets 14mpg. The motorcycle I am trying to puchase gets 45-50 mpg. Which will save me over $200 dollars a month in fuel expenses to and from the firehouse I work at.

My financial situation:
I am a good candidate for this loan because I am a full time firefigter. I also work a second job on my off days as floorcovering subcontractor. My wife also has a full time job


Monthly net income: $4600
Monthly expenses: $3440
Housing: $966
Insurance: $189
Car expenses: $313
Utilities: $275
Phone, cable, internet: $275
Food, entertainment: $950
Clothing, household expenses: $275
Credit cards and other loans: $200

I recently removed a loan request for a larger amount ($4000). I was able to come up with the remaining $1000 after the sale of a secondary vehicle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$400.003/31/2011 5:03:37 PM
GALERXLoans$25.673/31/2011 6:22:59 PM
newest-funds-powerplant$25.003/31/2011 11:33:43 PM
SolarMoonshine$25.003/31/2011 6:39:47 PM
competent-p2p$35.003/31/2011 8:55:26 PM
proper-commitment5$25.003/31/2011 9:19:07 PM
commerce-yeller$25.004/1/2011 7:43:40 AM
treasure-expert$25.004/1/2011 6:36:35 AM
carrinel$74.674/1/2011 7:24:26 AM
himanshuko$25.004/1/2011 7:44:16 AM
duty-sundae1$25.004/1/2011 9:51:14 AM
mamayama$100.004/1/2011 8:28:48 AM
organized-payment6$50.003/31/2011 5:04:28 PM
BxRealtor$25.003/31/2011 5:05:37 PM
thankful-nickel2$50.003/31/2011 6:14:48 PM
tomdooley12520$25.004/1/2011 10:40:40 AM
EngineersAlliance$100.004/1/2011 10:48:50 AM
FoosMaster$65.564/1/2011 2:35:12 PM
Crysalith$40.004/1/2011 3:37:02 PM
jpblan11$25.004/1/2011 3:55:26 PM
marwadi-62$100.004/1/2011 12:22:07 PM
microfunder$35.004/1/2011 12:54:38 PM
freetolive$25.004/1/2011 1:22:22 PM
WisconsinLiberal$25.004/1/2011 5:45:25 PM
engaging-worth$25.004/1/2011 6:06:05 PM
UKloanfella$221.934/1/2011 9:04:28 PM
upbeat-finance8$50.004/1/2011 7:06:16 PM
SecondChanceLendingSERV$25.003/31/2011 5:51:55 PM
simplelender80$100.003/31/2011 5:05:22 PM
dudebrah$25.003/31/2011 10:23:48 PM
Tighternbarkonatree$25.004/1/2011 5:00:52 AM
loanman2007$100.004/1/2011 5:44:33 AM
favorite-commerce$50.003/31/2011 5:01:42 PM
Zolton$100.003/31/2011 5:05:45 PM
reflective-rupee$25.333/31/2011 5:06:23 PM
PRGuyinVA$50.004/1/2011 12:37:54 PM
auctionator1$74.764/1/2011 12:52:15 PM
SimpleChoice$25.004/1/2011 10:43:50 AM
dollarboy$25.004/1/2011 3:13:16 PM
omahajay$50.004/1/2011 6:48:27 AM
slwholesales$200.004/1/2011 11:40:24 AM
commerce-yeller$30.004/1/2011 7:35:08 AM
patriot897$25.004/1/2011 7:37:45 AM
caring-hope2$50.004/1/2011 5:08:23 PM
NYBIZ$50.004/1/2011 12:00:13 PM
MrBadExample$144.004/1/2011 7:45:25 PM
p40thawk$25.004/1/2011 7:50:35 PM
repaymeplease$28.754/1/2011 5:44:47 PM
aiming_for_42$25.004/1/2011 6:43:16 PM
MonkeyHero$25.124/1/2011 6:48:51 PM
KirosPOS$49.214/1/2011 7:44:04 PM
51 Investments
 
Borrower Payment Dependent Notes Series 500489
This series of Notes was issued and sold upon the funding of the borrower loan #48270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-01-2011 
Term: 12 months Listing End date:  Apr-03-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $335.53
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1991 Debt/Income ratio: 41%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $66,290Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: powerful-transparency5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Work related expense
Purpose of loan:
This loan will be used to attend two work related conferences in the next week and I will be reimbursed by my employer.

My financial situation:
I am a good candidate for this loan because I will be reimbursed by my employer and these conferences will give me additional skills that will allow me to be promoted and earn a much higher income.


Monthly net income: $4600
Monthly expenses: $
Housing: $730
Insurance: $60
Car expenses: $100
Utilities: $100
Phone, cable, internet: $220
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1)69K-only one mortgage, no helocs 2)90K (Apr-01-2011)
Q: Could you explain your high revolving credit balance shown by Prosper? Thanks for your listing. - _NaLNaBB
A: I'm in my last months of training as a physician (fellow). For the past 10 years I've used credit for expenses during and after medical school. I've been offered a full-time academic position starting July 2011. I look forward to finally resolving my debts. (Apr-02-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.004/1/2011 9:05:24 AM
transparency-grasshopper$25.004/1/2011 9:42:26 AM
w3alter$50.004/1/2011 10:31:57 AM
Rogesparkguy$25.004/1/2011 10:40:22 AM
sharpey$25.004/1/2011 5:18:27 PM
ultimate-peace$125.004/1/2011 9:09:17 AM
suave-dime6$25.004/1/2011 4:34:13 PM
Malkial$25.004/1/2011 10:34:42 AM
shrewd-peace7$25.004/1/2011 11:28:26 AM
1traveler$25.004/2/2011 1:00:11 AM
pollyana$50.004/2/2011 4:17:18 AM
loanman2007$50.004/2/2011 5:19:43 AM
worldly-money4$100.004/1/2011 2:47:45 PM
Invest-In-Rednecks$50.004/1/2011 4:08:55 PM
marketplace-spark$25.004/2/2011 10:17:57 AM
irrelevant$25.004/2/2011 7:13:16 AM
Rob717171$50.004/2/2011 10:16:12 AM
_NaLNaBB$400.004/2/2011 10:17:48 AM
gain-gourd$75.004/2/2011 1:39:49 PM
tech310$50.004/2/2011 3:42:30 AM
ingenious-deal6$25.004/1/2011 9:09:39 AM
reflective-rupee$44.444/1/2011 11:28:26 AM
skillful-asset5$30.004/1/2011 1:19:02 PM
favorite-commerce$50.004/1/2011 3:52:06 PM
larryboy10$50.004/1/2011 4:54:56 PM
mrxtravis$25.004/1/2011 8:53:23 PM
first-serene-credit$25.004/1/2011 11:05:04 PM
vutah$50.004/2/2011 9:39:24 AM
kindness-launcher$500.004/1/2011 8:48:38 PM
Shining-Star$25.004/2/2011 8:49:32 PM
ethicalhumanist$25.004/2/2011 4:18:07 PM
master648$31.594/2/2011 5:16:24 PM
diplomatic-wealth7$25.004/3/2011 9:48:14 AM
shrewd-income$893.974/3/2011 8:20:53 PM
brightest-benjamins-tomahawk$50.004/2/2011 5:35:54 PM
Kyileo$25.004/3/2011 6:30:54 PM
red-favorable-basis$25.004/3/2011 10:19:46 AM
Loan2Own$200.004/3/2011 12:37:08 PM
Eric_Gagne$25.004/3/2011 2:13:06 PM
39 Investments
 
Borrower Payment Dependent Notes Series 500567
This series of Notes was issued and sold upon the funding of the borrower loan #48276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-01-2011 
Term: 36 months Listing End date:  Apr-03-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1995 Debt/Income ratio: 19%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 6Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,143Stated income:$1-$24,999
Delinquencies in last 7y: 14 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: the-transaction-producer Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2010)
640-659 (Dec-2009)
700-719 (Nov-2009)
620-639 (Sep-2008)
 
Principal balance: $1,152.68 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidation
Purpose of loan: Consolidate
This loan will be used to...payoff current Prosper loan with better rate and pay recent medical bill for my daughter.

My financial situation: good
I am a good candidate for this loan because...I have been a great Prosper customer. My loan is always paid early. My credit is better than when I got my original loan and I want to get a lower rate.


Monthly net income: $1700.00
Monthly expenses: $
Housing: $300.00
Insurance: $35.00
Car expenses: $
Utilities: $125.00 Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/1/2011 5:05:54 PM
simplelender80$100.004/1/2011 5:03:13 PM
well-rounded-payout0$50.004/1/2011 5:05:26 PM
reflective-rupee$44.444/1/2011 5:10:06 PM
ac787$48.004/1/2011 5:11:24 PM
loanman2007$150.004/2/2011 5:22:55 AM
fabulous-community4$25.004/2/2011 10:40:56 AM
credit-missile$100.004/2/2011 9:54:35 AM
hidavehi$28.004/2/2011 10:33:11 AM
CASSHMAN$50.004/2/2011 1:15:02 PM
corporatejim$30.674/2/2011 6:46:24 AM
melodious-openness$273.654/2/2011 7:43:56 PM
suave-dime6$25.004/2/2011 8:11:06 AM
silver-bluebird$48.914/2/2011 10:27:54 PM
credit-missile$25.004/3/2011 2:32:59 AM
hillerod$25.024/2/2011 10:27:21 AM
ready-vigilance3$57.264/2/2011 8:45:18 PM
Cliffie83$41.794/2/2011 11:14:56 PM
wild-orange$50.004/2/2011 3:05:08 PM
cbivitz$139.964/3/2011 5:45:42 AM
likeable-hope$29.994/1/2011 6:07:12 PM
thelovebug$100.004/1/2011 5:07:17 PM
DasMula$77.004/1/2011 7:36:06 PM
hookUup$25.004/1/2011 6:29:32 PM
riveting-credit5$165.314/1/2011 6:58:10 PM
Bob450$25.004/2/2011 9:13:44 AM
vine99$50.004/1/2011 5:03:19 PM
competent-p2p$35.004/1/2011 5:13:14 PM
dudebrah$25.004/2/2011 12:12:49 PM
newest-funds-powerplant$25.004/1/2011 6:03:43 PM
SecondChanceLendingSERV$25.004/1/2011 7:13:08 PM
spiff666$25.004/2/2011 10:28:18 AM
head$25.004/1/2011 10:56:25 PM
kinetic-social$30.004/2/2011 2:47:28 PM
34 Investments