Sales Report:Supplement No. 10 dated Apr 01, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490146
This series of Notes was issued and sold upon the funding of the borrower loan #48174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $236.03
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1995 Debt/Income ratio: 5%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 44 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $106Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: jokerj006 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 11 ( 100% ) 760-779 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2010)
680-699 (Dec-2009)
660-679 (Aug-2009)
740-759 (Jul-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
To Payoff Auto Loan
Purpose of loan:
This loan will be used to payoff my auto loan with my bank.

My financial situation:
I am a good candidate for this loan because I have an excellent history with loans on Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
hostbank$100.003/24/2011 9:04:20 AM
reflective-rupee$25.333/24/2011 3:07:02 PM
SolarMoonshine$25.003/24/2011 6:36:43 PM
patriot897$25.003/24/2011 9:04:03 AM
ac787$78.003/24/2011 9:09:18 AM
b1geasy$25.003/25/2011 1:41:29 AM
lender12345$25.003/24/2011 5:59:29 PM
indomitable-coin$25.003/24/2011 7:43:37 PM
careful-return0$25.003/25/2011 10:20:59 PM
floridahelper$50.003/26/2011 6:10:56 AM
B1-Lancer$50.003/26/2011 2:49:00 PM
currency-persimmon$200.003/26/2011 12:43:19 PM
heerzaquestion$25.003/27/2011 9:21:19 AM
vutah$25.003/27/2011 10:44:55 AM
agbullet55443$100.003/26/2011 10:49:24 PM
intrepid-loot$100.003/27/2011 2:36:09 PM
simiray$27.003/27/2011 2:44:08 PM
E2BGR8$25.003/27/2011 4:58:22 PM
balance-force$25.003/27/2011 5:40:38 PM
gold-blanket0$200.003/27/2011 8:51:40 PM
Lubava$25.003/27/2011 1:38:02 PM
dinero-launcher$36.453/27/2011 1:42:53 PM
currency-persimmon$100.003/27/2011 2:18:18 PM
caring-hope2$50.003/27/2011 2:46:43 PM
MoneyMann$25.003/27/2011 3:53:09 PM
JGuide$25.863/27/2011 4:18:53 PM
pvd89$100.003/27/2011 4:45:50 PM
Delamere$50.003/27/2011 5:04:30 PM
dakoke$50.003/27/2011 5:17:38 PM
head$30.003/27/2011 8:17:29 PM
red-favorable-basis$25.003/27/2011 8:26:09 PM
balanced-bill7$500.003/27/2011 10:09:18 PM
CA-Lender$100.003/27/2011 1:38:44 PM
brightest-dynamic-peace$25.003/27/2011 5:01:44 PM
LD4LIFE$27.973/27/2011 6:06:37 PM
reflective-rupee$150.333/28/2011 10:56:02 AM
OregonDane$25.003/27/2011 7:31:40 PM
flshdaskll$25.003/27/2011 7:49:56 PM
jwm$100.003/27/2011 8:53:13 PM
adir1$25.003/27/2011 10:14:40 PM
goodhearted-gold3$48.063/29/2011 6:04:09 AM
lean-investment$40.363/29/2011 10:05:11 AM
capital-star5$25.003/29/2011 6:30:15 AM
circustab$50.003/28/2011 6:13:32 PM
porwestco$55.003/29/2011 1:54:47 AM
interstellar$51.003/29/2011 2:36:16 AM
kain11286$100.003/29/2011 2:20:04 PM
One-ninety-three$25.003/29/2011 6:59:59 AM
davez0r$25.003/29/2011 7:38:36 PM
wwwUniversal$25.003/29/2011 1:54:48 PM
Astyanax$40.003/29/2011 3:15:05 PM
hopeful-truth5$100.003/30/2011 8:19:48 AM
Weaverville$25.003/30/2011 9:40:25 AM
competent-p2p$30.003/30/2011 8:47:35 AM
rpg$50.003/29/2011 7:07:50 PM
moneybags16$25.003/30/2011 10:10:12 AM
crw1950$48.153/30/2011 5:31:49 AM
immaculate-treasure$50.003/30/2011 9:13:29 AM
radforj22$25.003/30/2011 9:30:38 AM
fund-tom-tom6$32.113/30/2011 9:35:05 AM
Ast24$25.003/30/2011 10:20:15 AM
BxRealtor$25.003/24/2011 9:04:52 AM
cashhelp$30.003/24/2011 9:06:05 AM
organized-payment6$50.003/24/2011 9:03:13 AM
AFairDeal$100.003/24/2011 9:04:33 AM
loyalty-sherpa$25.003/24/2011 9:04:40 AM
thankful-nickel2$25.003/24/2011 3:55:04 PM
enthralling-deal180$50.003/25/2011 12:42:32 AM
simplelender80$100.003/25/2011 1:42:18 AM
hookUup$25.003/24/2011 6:33:20 PM
mmzero$25.003/26/2011 7:42:49 AM
reflective-rupee$75.333/26/2011 4:35:23 AM
irishalaskan$25.003/26/2011 5:27:12 PM
first-serene-credit$25.003/27/2011 1:37:26 PM
friendinmoney$25.003/27/2011 2:40:04 PM
squarebob$25.003/27/2011 3:14:40 PM
availableloan$25.003/27/2011 4:27:41 PM
drkosh$100.003/27/2011 4:36:34 PM
credit-rocket4$50.003/27/2011 6:03:18 PM
enchanted-yield4$500.003/27/2011 6:44:38 PM
saahilld$25.003/27/2011 6:52:49 PM
sfmf$40.003/27/2011 7:00:16 PM
FinanceEngine$50.003/27/2011 8:04:21 PM
wild-orange$50.003/27/2011 8:13:51 PM
blue-lucrative-rate$100.003/27/2011 1:23:05 PM
Damostuff$25.003/27/2011 9:57:24 PM
BlessedEveryDay$40.003/27/2011 4:42:09 PM
1SteelerFan$35.003/27/2011 4:48:49 PM
brightest-dynamic-peace$25.003/27/2011 4:56:27 PM
Steveoo1$100.003/27/2011 6:15:59 PM
gold-blanket0$50.003/27/2011 8:46:17 PM
cash4less$25.003/27/2011 9:57:53 PM
gslinv$30.993/28/2011 8:58:58 AM
diligent-kindness9$34.003/27/2011 2:11:10 PM
ore-dojo$25.003/27/2011 2:54:33 PM
saga9$25.003/27/2011 3:25:01 PM
capital-blueberry$25.003/27/2011 3:42:04 PM
funds-kingdom$25.003/28/2011 1:25:19 PM
brightest-dynamic-peace$25.003/27/2011 5:01:55 PM
dakoke$50.003/27/2011 5:22:00 PM
JoeXB$50.003/27/2011 6:24:24 PM
sevenbridges$545.623/27/2011 6:50:46 PM
Earn_money$25.003/28/2011 11:34:57 AM
elbastador$25.003/27/2011 11:18:52 PM
HomerdohNY$25.003/28/2011 8:08:35 PM
zx12rider$25.003/28/2011 8:27:16 PM
magnificent-income7$25.003/28/2011 10:36:32 PM
zotzot$100.113/28/2011 6:15:15 PM
loot-heart$25.003/28/2011 11:05:39 AM
CapStack$25.003/28/2011 7:32:37 PM
Aitro$50.003/29/2011 10:21:33 AM
icanhelpyouout$25.003/28/2011 7:41:33 PM
billnsc$50.003/28/2011 7:46:12 PM
jtn4148$25.003/29/2011 10:53:47 AM
efficient-treasure0$25.003/29/2011 3:38:40 PM
transparency-grasshopper$50.003/29/2011 5:31:03 PM
WeshaTheLeopard$25.003/29/2011 4:44:26 PM
money-blossom110$150.003/29/2011 11:47:59 AM
Havana21$25.003/29/2011 3:39:18 PM
green-established-durability$100.003/29/2011 4:12:33 PM
retiresecure$25.003/30/2011 7:13:41 AM
lamsabuy$350.003/30/2011 10:40:08 AM
Chutney$25.003/30/2011 3:43:58 AM
Johnab$25.003/30/2011 6:11:22 AM
124 Investments
 
Borrower Payment Dependent Notes Series 496630
This series of Notes was issued and sold upon the funding of the borrower loan #48162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-14-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2008 Debt/Income ratio: 32%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 2 Occupation: Student - College J...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $95Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: ore-chomper Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan: To cover costs for my wedding.

My financial situation:
I am a good candidate for this loan because I can easily pay it back within the allotted time period and will do so to protect my credit. I will be having an ethnic wedding in which it is traditional for cash gifts to be given. I will be paying the loan back with these gifts (which I will receive in June) and also with my and my fiance's monthly income. I already have money saved up for rent so the monthly net income I have provided is actually more than I need.

Please consider funding the loan and making it possible for this wedding happen. Thank you.


Monthly net income: $1000
Housing: $512.50 (I split rent with a roommate)
Insurance: $0 (Already paid for)
Car expenses: $0
Utilities: $0
Phone, cable, internet: $17.50
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $0 (Will be paying student loans after graduating)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: First, Congrats! What are your expected costs post wedding? What additional bills will your future wife be bringing in to the marriage.. if she's $20K in CC debt and those things haven't been discussed, could be a surprise. Best wishes! - FerventOne
A: Thank you for your interest and good wishes. Actually, it is my future husband and he will not be bringing in any debt into the relationship. The only debt I have is the amount listed under my profile, which can also easily be paid back once I get a job post-graduation. We have both discussed post-wedding living expenses and have taken them into account when posting the listing. Thank you! (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/5/2011 12:06:21 PM
zotzot$50.883/5/2011 12:26:29 PM
suave-dime6$25.003/5/2011 12:10:55 PM
ingenious-deal6$25.003/5/2011 12:08:43 PM
jmichael23$100.003/5/2011 1:09:38 PM
asset-professor$25.003/5/2011 6:31:23 PM
lloyd_s$25.003/5/2011 1:21:25 PM
dedicated-diversification5$100.003/5/2011 4:14:40 PM
kttalamo$50.003/6/2011 7:49:34 AM
Cai8899$25.003/6/2011 8:42:51 AM
SolarMoonshine$25.003/5/2011 5:46:33 PM
competent-p2p$30.003/5/2011 6:35:58 PM
soulful-truth$100.003/6/2011 5:42:02 PM
Nerdster1$30.053/6/2011 4:19:47 PM
loyalist1$100.003/7/2011 8:18:09 AM
power-companion7$100.003/8/2011 10:09:04 AM
reward-walnut$50.003/8/2011 4:16:42 PM
CA-Lender$100.003/8/2011 3:16:55 PM
grammaspurse$25.003/8/2011 3:42:35 PM
patriot897$25.003/8/2011 6:35:20 PM
thelovebug$100.003/9/2011 12:51:43 PM
108lender$200.003/9/2011 9:18:18 AM
payout-banker4$25.003/9/2011 6:01:26 PM
gain-mountain1$100.003/9/2011 9:40:49 AM
chkrvrty$50.003/10/2011 4:21:34 AM
social-friendship5$50.003/11/2011 9:32:54 AM
thoughtful-exchange8$200.003/11/2011 7:18:37 PM
indomitable-dedication$50.003/11/2011 2:28:33 PM
kind-genuine-dough$25.003/11/2011 9:35:35 AM
secureincome$2,000.003/11/2011 11:32:40 AM
squarebob$101.003/11/2011 4:58:16 PM
FeedTheMachine$100.003/12/2011 8:26:17 AM
well-mannered-income3$30.003/11/2011 6:06:23 PM
rcm87$100.003/12/2011 6:30:34 AM
point-kitten6$100.003/12/2011 11:18:30 AM
chato2345$29.883/12/2011 8:56:20 PM
bronzmajom$25.003/13/2011 10:39:27 AM
hamster$26.003/12/2011 6:44:00 PM
buffalobills$25.003/14/2011 8:14:48 AM
tech310$50.003/13/2011 8:31:54 PM
mjosa$40.003/13/2011 12:04:43 PM
Interstate_Rate$100.003/14/2011 10:58:10 AM
octoberfresh$26.003/14/2011 9:29:43 AM
CACO_Lender$25.003/14/2011 1:23:15 PM
iolaire$25.003/14/2011 1:23:23 PM
yield-trader$50.003/14/2011 10:07:09 AM
GInBaghdad$25.003/14/2011 12:51:54 PM
wonderlandkat$25.003/14/2011 1:27:09 PM
genelinist$50.003/14/2011 11:06:16 AM
mummey$50.003/14/2011 11:11:14 AM
Ocean713$50.003/14/2011 1:00:13 PM
EBITDA$25.003/14/2011 1:08:30 PM
lovely-order7$25.003/14/2011 1:13:27 PM
sensible-fund$50.003/14/2011 1:27:52 PM
worthy-bid8$25.003/5/2011 12:11:40 PM
reflective-rupee$300.333/5/2011 12:19:45 PM
point-sasquatch$25.003/5/2011 12:13:16 PM
cloud8$40.003/5/2011 4:24:17 PM
squarebob$32.003/5/2011 12:29:15 PM
ThisGuyIKnow$25.003/5/2011 2:30:24 PM
MadHun$50.703/5/2011 7:37:55 PM
87Marc$25.003/5/2011 10:31:10 PM
greencat$50.003/7/2011 10:36:03 AM
rockhound84$25.003/7/2011 5:36:32 AM
chrisb1414$25.003/7/2011 8:02:30 AM
KarlMarx$25.003/7/2011 12:51:44 PM
Tylerh$100.003/7/2011 7:18:57 PM
rhin0cerx$50.003/8/2011 9:44:56 AM
Bob450$30.003/8/2011 11:06:34 AM
mammalian4$100.003/8/2011 2:47:23 PM
loan-kung-fu$100.003/9/2011 5:17:47 AM
Artist_Blue$25.003/10/2011 6:01:08 AM
loanman2007$100.003/10/2011 12:08:52 PM
top-basis-majesty$50.003/10/2011 9:35:05 AM
skillful-asset5$25.003/10/2011 4:11:40 PM
ready-interest9$25.003/10/2011 3:51:55 PM
shrewd-income$100.003/11/2011 2:10:44 PM
tnjohnso$25.003/11/2011 3:46:49 PM
musegaze$100.003/11/2011 6:11:44 AM
forthright-trade$25.003/11/2011 4:44:47 PM
chungfang$100.003/11/2011 1:31:57 PM
forthright-loot7$25.003/11/2011 12:51:09 PM
logical-investment4$25.003/11/2011 8:37:44 PM
Rob717171$50.003/12/2011 7:41:47 AM
treasure-widget$25.003/12/2011 10:27:27 AM
beakerfish$50.003/12/2011 1:03:02 PM
Easystreet$25.003/12/2011 1:41:27 PM
IIP77$25.003/12/2011 5:35:23 AM
kind-adventurous-finance$50.003/12/2011 8:47:13 AM
Lubava$100.003/13/2011 3:38:38 PM
LoanerPrincipal$25.003/13/2011 8:36:29 PM
umfan123$25.003/14/2011 7:31:05 AM
finance-vault$25.003/12/2011 9:02:04 PM
Weaverville$50.003/13/2011 5:48:07 PM
AK49-JW$25.003/13/2011 6:44:25 PM
symbiosis$50.003/14/2011 12:38:30 PM
courteous-kindness1$25.003/14/2011 12:43:47 PM
Bekim$38.953/14/2011 1:12:52 PM
NYCFinancier$25.003/14/2011 1:23:48 PM
PatRichi$25.003/14/2011 1:27:11 PM
seisen$50.003/14/2011 10:08:59 AM
Kaj$50.003/14/2011 1:00:29 PM
life-is-great$25.003/14/2011 1:23:01 PM
honorable-yield$25.003/14/2011 1:23:38 PM
104 Investments
 
Borrower Payment Dependent Notes Series 497274
This series of Notes was issued and sold upon the funding of the borrower loan #48156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 60 months Listing End date:  Mar-29-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1991 Debt/Income ratio: 26%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,266Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: best-gain-amigo Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... pay off high interest rate credit cards

My financial situation:
I am a good candidate for this loan because... I have learned from my mistakes and trying to take back control of my finances and get away from credit cards and high intrest rates and be done with them for good


Monthly net income: $ 3,500.00
Monthly expenses: $
Housing: $1061.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $190.00
Phone, cable, internet: $ 158.00
Food, entertainment: $
Clothing, household expenses: $600.00
Credit cards and other loans: $853.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, Is 27.99% better than your credit card interest rate? How secure is your job? Thanks, - p2ploan-sensation211
A: no 27.99% is not a better interest rate than some of my cards, my goal is to get all my eggs into one basket so i can pay in one spot and more to pay it off faster i also am planning on paying a card with i high credit limit so i can move over my smaller stuff to that card with a much lower intrest rate and than cut up all my cards my job is very secure i have been with them since 2004 you might better know us as golden corral (Mar-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/15/2011 5:00:55 PM
competent-p2p$55.003/15/2011 6:30:41 PM
reflective-rupee$500.333/15/2011 5:28:21 PM
worldly-money4$150.003/15/2011 5:06:17 PM
leverage-monger$25.003/16/2011 7:50:50 AM
Jack55304$125.003/16/2011 8:48:53 AM
restless-dime$25.003/16/2011 9:06:32 AM
ready-interest9$25.003/17/2011 6:37:49 PM
economy-producer$25.003/19/2011 9:58:22 AM
mrsp2e$25.003/21/2011 8:57:56 AM
brightest-dignified-penny$25.003/21/2011 4:58:52 PM
KarlMarx$25.003/22/2011 5:38:34 PM
zippy-interest$25.003/22/2011 7:16:29 PM
bid-czar8$50.003/23/2011 3:09:05 AM
point-kitten6$50.003/23/2011 8:38:44 PM
power-companion7$100.003/23/2011 2:40:41 PM
thelovebug$100.003/23/2011 3:57:58 PM
credit-sycamore4$100.003/25/2011 8:48:10 AM
FinDoc$25.003/24/2011 2:31:59 PM
stormtrooper72$123.563/25/2011 2:39:28 PM
kind-adventurous-finance$50.003/25/2011 4:27:52 PM
tech310$30.703/25/2011 2:01:03 AM
Ocean713$50.003/25/2011 11:33:07 AM
Raetha$25.003/25/2011 2:39:29 PM
mcgovern2024$100.003/25/2011 10:54:40 AM
worldly-money4$500.003/25/2011 2:16:25 PM
wwwUniversal$25.003/26/2011 3:21:01 AM
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the-dollar-topper$100.003/26/2011 2:43:02 PM
rcm87$100.003/26/2011 4:38:24 PM
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payout-banker4$25.003/26/2011 4:33:33 PM
HHP$100.003/26/2011 4:33:38 PM
SBT$25.003/26/2011 3:58:30 PM
FeedTheMachine$50.003/26/2011 5:26:25 PM
shrewd-peace7$25.003/26/2011 6:34:11 PM
Guerrilla_Man$25.003/27/2011 11:28:53 AM
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bounsy$50.003/28/2011 10:17:52 AM
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minddoc$25.003/29/2011 2:25:55 AM
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gotjack$25.003/29/2011 2:44:06 AM
Digs$25.003/28/2011 5:44:15 PM
traice$25.003/29/2011 2:46:22 AM
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Leopoldine$25.003/28/2011 8:13:20 PM
soulful-truth$100.003/28/2011 12:31:25 PM
agiovasil$25.003/29/2011 3:03:35 AM
asmithj$50.003/29/2011 3:04:00 AM
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sfmf$25.003/29/2011 12:59:05 PM
CatFunded$44.673/28/2011 7:50:04 PM
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GCSS$25.003/29/2011 1:52:23 PM
wbahl$25.003/29/2011 1:54:18 PM
Hanalei712$50.003/29/2011 1:57:50 PM
Bigg_Lender$50.003/29/2011 10:54:04 AM
zeelender$25.003/29/2011 10:57:45 AM
runner262$25.003/29/2011 2:34:47 AM
SDNLR$39.913/29/2011 2:35:35 AM
LngTerm$25.003/29/2011 11:05:21 AM
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PatRichi$25.003/29/2011 2:55:22 AM
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CA-Lender$100.003/15/2011 5:18:44 PM
leodaguy$25.003/15/2011 9:25:44 PM
economy-popcorn$25.003/15/2011 10:44:39 PM
zotzot$25.443/16/2011 11:05:18 AM
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PRGuyinVA$25.003/18/2011 2:47:42 PM
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Artist_Blue$25.003/26/2011 3:27:28 PM
Bob450$25.003/26/2011 3:44:48 PM
worthy-bid8$50.003/26/2011 6:33:55 PM
AF-Chief$50.003/26/2011 4:09:27 PM
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theshef$25.003/29/2011 2:26:02 AM
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kulender$50.003/28/2011 12:29:08 PM
Tikibarman$50.003/29/2011 6:48:47 AM
108lender$200.003/28/2011 12:31:37 PM
MadHun$200.003/28/2011 12:31:56 PM
dinero-fighter$30.003/28/2011 11:34:52 PM
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Trevor_C$25.003/29/2011 4:19:52 PM
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derec$25.003/29/2011 11:09:59 AM
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DscGlfn$25.003/29/2011 12:56:49 PM
trapper569$25.003/29/2011 1:57:44 PM
rae4sunshine$25.003/29/2011 2:29:18 PM
allaxul$48.833/29/2011 4:18:40 PM
inismor$25.003/29/2011 4:19:06 PM
239 Investments
 
Borrower Payment Dependent Notes Series 497310
This series of Notes was issued and sold upon the funding of the borrower loan #48235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2003 Debt/Income ratio: 11%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,962Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: frenbjr Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 29 ( 97% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 1 ( 3% )  
660-679 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Consolidate Debt.
Purpose of loan:
Consolidate Debt

My financial situation:
I have been able to remain current with all my bills but would like to invest more in my future. With a loan, I will be able to payoff some of my credit card debt and do just that.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
grnii78$150.003/28/2011 9:05:26 AM
suave-dime6$25.003/28/2011 9:08:47 AM
Mikale360$25.003/28/2011 9:09:19 AM
bizzzond$50.003/28/2011 9:27:55 AM
rate-hickory$25.003/28/2011 11:00:43 AM
LittleMingo$25.003/28/2011 9:36:03 AM
ac787$38.003/28/2011 9:54:42 AM
investment-artist$25.003/28/2011 9:07:32 AM
worldly-money4$200.003/28/2011 9:09:14 AM
squarebob$25.333/28/2011 9:16:43 AM
113121$25.003/28/2011 1:17:17 PM
113121$6,588.053/28/2011 1:58:01 PM
MoneyForNothing$71.293/28/2011 9:09:58 AM
DasMula$27.003/28/2011 11:15:53 AM
reflective-rupee$200.333/28/2011 11:59:20 AM
15 Investments
 
Borrower Payment Dependent Notes Series 497554
This series of Notes was issued and sold upon the funding of the borrower loan #48203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $362.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-2002 Debt/Income ratio: 33%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 45 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,114Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: Adding2OurFamily Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Adding to our Family (Home Improve)
This loan will be used to add a bedroom to our home so that we can add to our family.

I am a great candidate for this loan because I have few debts and I have the ability to pay $1000 towards this loan each month. Instead of seeing the return on your investment over the course of 3 Years, it will be nine months.

Monthly net income: $2550
Monthly expenses: $ 674

I am responsible for the following bills in our household. If they are not listed below, then my husband pays for them WITHOUT my income.

Car Payment $450 (To be paid off in 14 months)
Home Phone- $30
Cell Phone & Internet- $110
Contribution to my IRA $50
Curves Gym Payment $34

The Numbers:
Net Income $2250
Subtract expenses $ 674
Equals $ 1576
Subtract Prosper $ 1000

I still have $576 to buy groceries, put gas in my car, put money in our rainy day fund and pay for any unexpected expenses.

The numbers say that I am a great candidate!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi: I would like to know how much you owe on your home, when you bought it, and do you have a fixed loan or an adjustable loan? Thanks - RecoveryLender
A: We purchased our home in 2006, we purchased it straight out from the invdividual because he was looking to unload it. We bought it for 70,000, remodeled the house for 3 years before we moved in and all remodeling costs came out of pocket, no loan. After remodeling, our house doubled in assessed value. We currently owe 50,000 and we have fixed interest rate. (Mar-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DasMula$100.003/11/2011 5:12:25 PM
wonder3$35.003/11/2011 8:35:09 PM
unforgettable-market3$100.003/11/2011 11:18:04 PM
ingenious-deal6$25.003/11/2011 5:05:20 PM
DasMula$100.003/11/2011 5:16:50 PM
DasMula$100.003/11/2011 5:06:56 PM
Wangchuk$25.003/11/2011 5:08:08 PM
competent-p2p$101.003/11/2011 7:02:12 PM
RecoveryLender$100.003/11/2011 9:06:13 PM
loanman2007$200.003/12/2011 7:14:31 AM
113121$25.003/12/2011 9:54:20 AM
reward-adventure$50.003/15/2011 4:58:30 AM
Wellman$50.003/15/2011 4:03:45 AM
brightest-dignified-penny$25.003/15/2011 4:24:09 PM
leodaguy$25.003/15/2011 9:24:39 PM
shrewd-peace7$25.003/15/2011 11:36:46 PM
Jack55304$125.003/16/2011 8:47:43 AM
active-wealth3$25.003/16/2011 9:47:53 AM
loyalist1$100.003/16/2011 9:25:06 AM
vest_vortex$25.003/16/2011 6:17:55 PM
loss-of-control$200.003/16/2011 5:52:39 PM
dynrep$100.003/16/2011 4:15:55 PM
Shining-Star$50.003/16/2011 7:07:53 PM
FinanceEngine$25.003/16/2011 5:03:05 PM
squarebob$125.003/16/2011 5:20:48 PM
wbahl$25.003/16/2011 8:10:43 PM
mammalian4$25.003/16/2011 8:31:39 PM
fund-baker$36.003/16/2011 6:25:03 PM
all_of_that_one$50.003/16/2011 6:45:28 PM
buffalobills$25.003/16/2011 9:17:53 PM
ASuperJohn$250.003/16/2011 6:46:40 PM
Scotcha$50.003/16/2011 7:30:50 PM
jcw3rd$25.003/17/2011 1:58:30 AM
mlj0671$25.003/16/2011 9:32:44 PM
courteous-kindness1$25.003/16/2011 8:19:56 PM
secureincome$1,800.003/16/2011 8:20:08 PM
the-silver-blaster$98.003/17/2011 5:16:49 AM
the-revenue-demon$50.003/16/2011 9:46:43 PM
thorough-yield1$52.073/17/2011 4:16:19 AM
ghinga$25.003/17/2011 4:51:33 AM
wise-benjamins-fortress$100.003/17/2011 5:20:02 AM
MarvintheMartian$25.003/11/2011 9:52:06 PM
Wangchuk$25.013/12/2011 2:53:50 AM
simplelender80$150.003/11/2011 5:02:31 PM
thelovebug$100.003/11/2011 5:05:03 PM
Kash2010lu$25.003/11/2011 5:24:42 PM
credit-coach118$100.003/11/2011 7:44:55 PM
CA-Lender$100.003/11/2011 5:06:01 PM
zotzot$50.003/11/2011 5:24:22 PM
SolarMoonshine$100.003/11/2011 6:04:09 PM
reflective-rupee$1,200.333/11/2011 7:15:47 PM
JustMee$25.003/12/2011 6:16:38 AM
lendstats_com$200.003/12/2011 1:04:29 PM
leverage-monger$25.003/12/2011 8:25:17 AM
Whipster$50.003/12/2011 1:27:56 PM
suave-dime6$25.003/13/2011 3:43:06 PM
Nerdster1$25.053/14/2011 3:51:17 PM
Interstate_Rate$100.003/14/2011 10:56:45 AM
worldly-money4$150.003/14/2011 2:34:52 PM
p2ploan-sensation211$25.003/14/2011 3:56:10 PM
ready-interest9$25.003/14/2011 9:48:00 PM
patriot897$25.003/15/2011 11:12:53 AM
grnii78$263.673/15/2011 1:23:44 PM
grammaspurse$25.003/15/2011 8:00:20 PM
gentle-coin$25.003/15/2011 8:13:26 PM
peso-tiramisu$25.003/16/2011 6:32:20 AM
auction-seeker$25.003/15/2011 6:37:14 PM
Bob450$25.003/16/2011 1:46:49 AM
p2ploan-wildcat$25.003/16/2011 9:58:55 AM
integrity-doctor$200.003/16/2011 11:20:04 AM
back-scratchers$25.003/16/2011 11:21:02 AM
heerzaquestion$100.003/16/2011 6:45:47 PM
supreme-hope$25.003/16/2011 7:12:28 PM
larryboy10$50.003/16/2011 6:01:11 PM
credit-observatory$25.003/16/2011 7:41:07 PM
important-openness1$75.003/16/2011 7:05:04 PM
JackinGreen$54.163/16/2011 5:21:06 PM
visionary-asset5$81.963/16/2011 7:28:08 PM
DasMula$94.003/16/2011 5:35:41 PM
foothillender$25.003/16/2011 8:24:17 PM
natural-trade7$50.003/16/2011 8:08:33 PM
SBT$25.003/16/2011 8:52:50 PM
heerzaquestion$100.003/16/2011 6:46:47 PM
MoneyTree79$100.003/16/2011 7:42:03 PM
RetirementMoney$25.003/16/2011 7:59:50 PM
EBITDA$25.003/17/2011 1:20:16 AM
wbahl$200.003/16/2011 10:34:40 PM
greenback-guard$25.003/17/2011 2:03:02 AM
suave-dime6$25.003/17/2011 3:05:45 AM
worldly-money4$183.753/17/2011 6:40:27 AM
90 Investments
 
Borrower Payment Dependent Notes Series 497668
This series of Notes was issued and sold upon the funding of the borrower loan #48211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1991 Debt/Income ratio: 6%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 5 Current / open credit lines: 6 / 3Length of status:20y 6m
Amount delinquent: $0 Total credit lines: 56 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $566Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: marketplace-professor5 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ZBWFLM
Purpose of loan: Funeral Expensed
This loan will be used to...My mother recently died, the loan is needed to pay for funeral expenses and probate costs.

My financial situation: Good
I am a good candidate for this loan because...I am employed by the Federal Government. My expenses are low.


Monthly net income: $15,000
Monthly expenses: $ 6000 total
Housing: $
Insurance: $
Car expenses: $ 400
Utilities: $ 200
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: hi, can you explain your monthly budget? INCOME 15K , YOU WANT 5K ? - firsttouch1
A: I need extra money for both a lawyer and funeral expenses. Once probate closes I will be able to pay it back quickly, however, the lawyer needs a retainer immediately, before they will start any work. (Mar-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
competent-p2p$50.003/12/2011 6:34:52 PM
thelovebug$100.003/12/2011 12:06:27 PM
CA-Lender$100.003/12/2011 12:07:19 PM
ingenious-deal6$25.003/12/2011 12:06:49 PM
DHolly$50.003/12/2011 12:22:09 PM
DasMula$27.003/14/2011 7:39:11 PM
Wellman$50.003/15/2011 4:03:57 AM
reward-adventure$50.003/15/2011 4:58:37 AM
a-finance-nirvana$25.003/15/2011 4:09:05 PM
Jack55304$125.003/16/2011 8:47:51 AM
heavy_ax$25.003/16/2011 6:22:32 PM
wbahl$25.003/16/2011 8:10:48 PM
first-serene-credit$25.003/17/2011 9:01:29 AM
SqueezeKing$25.003/17/2011 1:24:57 AM
worthy-bid8$25.003/17/2011 12:02:55 PM
tnjohnso$25.003/17/2011 9:16:38 PM
Eric_Gagne$25.003/18/2011 5:35:21 AM
head$25.003/18/2011 2:20:27 AM
Hogan55$25.003/18/2011 4:49:47 AM
chameleon125$25.003/18/2011 6:52:19 AM
360Winner$50.003/18/2011 9:35:05 AM
randsenterprise$25.003/19/2011 8:44:17 AM
LaBamba$150.003/18/2011 9:48:43 PM
slobberjob$100.003/19/2011 8:01:46 AM
hope-equation$25.003/19/2011 1:52:28 PM
w3alter$100.003/19/2011 4:51:40 PM
bold-careful-finance$50.003/19/2011 12:39:38 PM
FinanceEngine$30.003/19/2011 7:36:31 AM
exchange-synapse$100.003/19/2011 3:47:38 PM
ERJ$40.003/20/2011 10:57:44 AM
shrewd-peace7$25.003/19/2011 11:07:20 PM
invest-in-ed$100.003/19/2011 6:46:20 PM
greenback-chairman5$30.003/19/2011 8:33:40 PM
Weaverville$25.003/20/2011 7:37:59 AM
carrinel$50.003/21/2011 8:38:40 AM
smilinsam$50.003/21/2011 2:16:32 PM
ethicalhumanist$25.003/21/2011 10:39:55 AM
justasoldier$50.003/21/2011 7:59:40 PM
luvlending$25.003/22/2011 5:41:09 PM
intrepid-loot$25.003/22/2011 5:58:31 PM
bid-czar8$50.003/23/2011 3:08:09 AM
zippy-interest$25.003/22/2011 7:15:48 PM
simplelender80$100.003/12/2011 12:01:22 PM
leverage-monger$33.973/13/2011 9:52:44 AM
suave-dime6$25.003/13/2011 3:43:17 PM
Interstate_Rate$100.003/14/2011 10:56:42 AM
worldly-money4$150.003/14/2011 2:35:07 PM
Uylsses$100.003/14/2011 6:06:12 PM
ghinga$25.003/14/2011 6:48:05 PM
TheAlchemist$25.003/15/2011 1:55:46 PM
patriot897$25.003/15/2011 11:13:00 AM
leodaguy$25.003/15/2011 9:24:45 PM
bullwink27$25.003/16/2011 6:46:31 AM
important-openness1$75.003/16/2011 8:00:46 PM
amlu1988$25.003/16/2011 7:01:12 PM
SBT$25.003/16/2011 8:52:56 PM
Finchy78$25.003/17/2011 5:14:42 AM
squarebob$25.003/17/2011 8:12:02 AM
Tylerh$100.003/17/2011 4:15:41 PM
kc8fot$75.003/18/2011 5:42:13 AM
Shining-Star$25.003/17/2011 11:17:19 PM
ryan6853$25.003/18/2011 11:14:22 AM
GElender$100.003/18/2011 6:27:19 AM
PRGuyinVA$25.003/18/2011 2:47:00 PM
wwahammy$25.003/18/2011 10:24:48 AM
dunrizzo$25.003/19/2011 7:46:28 AM
jubilant-agreement0$25.003/19/2011 10:00:05 AM
1randyp$100.003/19/2011 2:15:59 PM
economy-producer$25.003/19/2011 9:57:26 AM
debtcollector$50.003/19/2011 7:18:59 PM
contract-high-five$25.003/19/2011 12:21:05 PM
coasterman$25.003/20/2011 7:46:22 AM
vtr1000$25.003/19/2011 1:39:18 PM
valiant-money$25.003/19/2011 4:14:46 PM
JLFinvestment$50.003/19/2011 6:23:37 PM
interstellar$51.003/19/2011 6:46:55 PM
inspiring-reward$100.003/20/2011 3:16:34 AM
HHP$100.003/21/2011 8:46:02 AM
money-surge1$150.003/20/2011 10:28:04 AM
trippd6$25.003/20/2011 10:16:27 PM
moola-pillow$50.003/21/2011 6:50:02 PM
dpries123$25.003/22/2011 10:20:53 AM
kwan$25.003/22/2011 10:51:52 AM
credible-balance6$25.003/22/2011 11:47:57 AM
radforj22$25.003/22/2011 6:36:22 AM
leverage-monger$35.003/22/2011 8:05:34 AM
850$50.003/22/2011 10:51:10 PM
EBITDA$25.003/23/2011 1:33:33 AM
GoodScot$25.003/22/2011 10:13:47 PM
well-rounded-return3$42.973/22/2011 7:22:28 PM
secureincome$777.003/23/2011 7:27:15 AM
mlj0671$25.003/23/2011 6:18:43 AM
92 Investments
 
Borrower Payment Dependent Notes Series 497876
This series of Notes was issued and sold upon the funding of the borrower loan #48226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1995 Debt/Income ratio: 27%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,849Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: cyberwolf2 Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...effect repairs and improvements to my home.

My financial situation:
I am a good candidate for this loan because...I currently do not have a home equity line of credit or secured or unsecured bank loan.


Monthly net income: $3400
Monthly expenses: $900
Housing: $622
Insurance: $68
Car expenses: $50
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $550
Clothing, household expenses: $100
Credit cards and other loans: $750
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1)current balance on VA home loan is $90000. 2) property value is appraised at $120,000. AHFC has placed a Lien on the property in the amount of $28,000. for a 4 years remaining Forgivable Loan since 2010. Contest the legality of liens and garnishments on property. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/13/2011 12:01:46 PM
CA-Lender$100.003/13/2011 12:04:43 PM
worldly-money4$100.003/13/2011 12:05:58 PM
loyalist1$100.003/13/2011 12:14:04 PM
lucrative-transparency0$50.003/14/2011 8:58:05 AM
competent-p2p$30.003/13/2011 12:44:59 PM
JGB$100.003/14/2011 7:41:42 AM
suave-dime6$25.003/13/2011 3:43:42 PM
greencat$50.003/14/2011 1:19:30 PM
reflective-rupee$300.333/14/2011 5:34:17 PM
Jack55304$125.003/16/2011 8:48:10 AM
wbahl$25.003/16/2011 8:10:59 PM
aquistoyraul$25.003/17/2011 7:28:13 AM
SBT$25.003/16/2011 8:53:15 PM
worldly-money4$1,000.003/18/2011 8:37:54 AM
PRGuyinVA$25.003/18/2011 2:47:19 PM
inspiring-reward$100.003/20/2011 3:16:43 AM
ITExec$100.003/21/2011 6:58:44 AM
smilinsam$50.003/21/2011 2:16:44 PM
Reliance_Banker$25.003/22/2011 4:02:25 PM
Kqwik$25.003/22/2011 5:38:17 PM
realtormoises$25.003/23/2011 2:29:46 AM
zippy-interest$25.003/22/2011 7:16:06 PM
worthy-bid8$25.003/23/2011 8:42:09 AM
DonaldColorado$50.003/23/2011 12:53:50 PM
ILWTC$50.003/24/2011 11:03:14 AM
well-mannered-income3$25.003/24/2011 3:30:19 PM
finance-prescription$50.003/24/2011 5:32:55 AM
dollar-cherry6$100.003/25/2011 9:33:26 AM
wwwUniversal$25.003/25/2011 2:08:52 AM
kind-adventurous-finance$50.003/25/2011 4:27:41 PM
youngtrader$300.003/25/2011 4:57:38 PM
jazzlender$25.003/25/2011 2:00:48 AM
shepherd1$25.003/25/2011 11:16:32 AM
Ocean713$50.003/25/2011 11:32:56 AM
credit-sycamore4$100.003/25/2011 8:47:57 AM
mcgovern2024$50.003/25/2011 10:50:40 AM
justasoldier$50.003/25/2011 8:04:22 PM
umfan123$25.003/25/2011 5:18:48 PM
Raetha$25.003/25/2011 2:39:13 PM
MADAOO7$50.003/25/2011 5:49:14 PM
mercuriant$25.003/26/2011 4:52:39 AM
Yomain$75.003/26/2011 12:17:45 AM
heritage_loans$25.733/26/2011 9:07:04 AM
MAYBROOK$50.003/26/2011 5:48:16 AM
emosspot$25.003/26/2011 6:07:31 AM
social-conductor4$25.003/26/2011 7:02:31 AM
euro-banker$50.003/26/2011 7:42:37 AM
wesleyan$50.003/26/2011 8:12:55 AM
ingenious-deal6$25.003/13/2011 12:04:19 PM
Kash2010lu$40.003/13/2011 12:14:08 PM
Weaverville$25.003/13/2011 5:49:20 PM
kulender$50.003/14/2011 7:51:23 AM
Artist_Blue$25.003/14/2011 4:56:45 PM
reward-adventure$50.003/15/2011 4:58:56 AM
RMB-Investments$25.003/15/2011 8:54:49 AM
patriot897$25.003/15/2011 11:13:26 AM
leodaguy$25.003/15/2011 9:25:05 PM
naptap$25.003/16/2011 12:47:50 AM
important-openness1$75.003/16/2011 7:30:34 PM
Rogesparkguy$25.003/17/2011 11:38:52 AM
economy-producer$25.003/19/2011 9:57:51 AM
money-surge1$50.003/20/2011 10:48:27 AM
w3alter$100.003/19/2011 4:51:58 PM
zorg77$25.003/20/2011 10:23:13 PM
credible-balance6$25.003/22/2011 11:48:10 AM
bid-czar8$50.003/23/2011 3:08:28 AM
Lubava$50.003/23/2011 7:42:07 PM
burrito6$25.003/24/2011 8:30:19 AM
tech310$50.003/24/2011 1:26:10 AM
GatorBux$50.003/24/2011 11:09:31 AM
benjamins-utopia$100.003/24/2011 11:48:34 AM
RetiredATC$50.003/25/2011 2:23:08 AM
KMB78$25.003/25/2011 9:08:37 AM
sonnet771$200.003/25/2011 9:34:38 AM
autonomous-truth$100.003/25/2011 4:50:58 PM
generosity-pizza$25.003/25/2011 11:09:33 AM
MrBailey$29.673/25/2011 5:46:43 PM
robot777$25.003/25/2011 6:52:33 PM
oldmora$27.803/26/2011 9:44:50 AM
duty-windmill$25.003/26/2011 12:02:53 AM
capital-halo1$500.003/26/2011 8:48:51 AM
cjames84$25.003/26/2011 11:02:03 AM
hitsman$50.003/26/2011 11:47:40 AM
84 Investments
 
Borrower Payment Dependent Notes Series 498068
This series of Notes was issued and sold upon the funding of the borrower loan #48192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,962.98 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $220.06
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1974 Debt/Income ratio: 18%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:2y 10m
Amount delinquent: $486 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 1/ 4 Revolving credit balance: $2,027Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: authoritative-payout6 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used for wedding expenses, repair to car, pay off balance on other car.

My financial situation:
I am a good candidate for this loan because I understand the importance of good credit and paying bills on time.


Monthly net income: $3400.
Monthly expenses: $
Housing: $
Insurance: $130.
Car expenses: $163. plus $80. gas
Utilities: $100.
Phone, cable, internet: $200.
Food, entertainment: $250.
Clothing, household expenses: $50.
Credit cards and other loans: $75.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/15/2011 9:05:16 AM
simplelender80$100.003/15/2011 9:04:45 AM
treasure-widget$25.003/15/2011 9:06:22 AM
jdrez$25.003/15/2011 4:57:01 PM
leodaguy$50.003/16/2011 4:07:05 PM
wbahl$25.003/16/2011 8:13:42 PM
suave-dime6$25.003/17/2011 3:24:21 AM
loyalty-sherpa$25.003/17/2011 4:33:01 PM
radforj22$25.003/18/2011 10:57:18 AM
enthralling-deal180$50.003/19/2011 12:04:07 AM
money-surge1$50.003/20/2011 10:48:55 AM
HamachiMan$50.003/20/2011 4:27:56 PM
credit-scout7$50.003/21/2011 8:07:45 AM
jescowa$50.003/21/2011 10:34:55 AM
zippy-interest$25.003/22/2011 7:13:45 PM
ivy-league-MBA$25.003/23/2011 10:40:36 AM
efficient-treasure0$25.003/24/2011 7:13:01 AM
GElender$50.003/24/2011 7:03:18 AM
Clambake$50.003/24/2011 7:04:26 PM
Chervianne$50.003/25/2011 7:28:04 AM
w3alter$100.003/25/2011 5:16:56 PM
chrisah$50.003/25/2011 5:17:32 PM
tylerfd$25.003/25/2011 5:18:44 PM
worthy-bid8$50.003/26/2011 3:49:44 AM
compwhiz$25.003/26/2011 12:31:55 PM
und-alum$50.003/26/2011 8:06:40 AM
helpinghand63$25.003/28/2011 8:12:31 AM
UT-Longhorn$25.003/28/2011 9:20:24 AM
logical-moola4$50.003/28/2011 9:21:24 AM
knowledgeable-note6$25.003/28/2011 9:34:30 AM
benjamin67$25.003/28/2011 9:43:50 AM
dinero-speaker$25.003/28/2011 6:37:54 AM
rudyindc$50.003/28/2011 10:52:48 AM
rogue_monster$50.003/28/2011 12:12:55 PM
Leopoldine$25.003/28/2011 2:08:04 PM
kulender$75.203/28/2011 2:09:39 PM
antaum$25.003/28/2011 8:15:05 PM
anton$700.003/28/2011 11:22:21 PM
Walkingcowboy$50.003/28/2011 9:20:32 AM
circustab$50.003/28/2011 6:12:52 PM
julijask$50.003/28/2011 11:17:32 AM
meenan$50.003/28/2011 2:13:49 PM
chererat$100.003/28/2011 3:05:37 PM
BaxterEvil$25.003/29/2011 5:02:43 AM
Peacepower$31.423/28/2011 5:13:52 PM
steiglends$50.003/28/2011 6:27:52 PM
natural-return0$252.983/28/2011 7:29:23 PM
bullwink27$25.003/29/2011 3:12:34 AM
innocent-income4$25.003/29/2011 5:33:19 AM
DasMula$27.003/29/2011 7:49:22 AM
sportcraft18$88.823/29/2011 8:53:07 AM
Weaverville$25.003/15/2011 9:07:31 AM
CA-Lender$100.003/15/2011 9:04:32 AM
SimpleChoice$25.003/15/2011 2:11:52 PM
patriot897$25.003/15/2011 11:12:09 AM
hostbank$100.003/17/2011 3:43:10 PM
a-unflappable-finance$100.003/18/2011 9:40:04 AM
GMPK_TLAS$50.003/19/2011 1:26:42 AM
nickel-ferret$100.003/19/2011 9:48:43 AM
Havana21$25.003/19/2011 2:44:23 AM
dollardave$100.003/23/2011 10:17:32 AM
Quiddity$50.003/24/2011 7:44:16 AM
point-kitten6$50.003/23/2011 8:38:42 PM
bold-shrewd-market$25.003/24/2011 12:19:05 PM
benjamins-utopia$50.003/24/2011 11:47:49 AM
kind-adventurous-finance$75.003/25/2011 4:24:01 PM
Ocean713$50.003/25/2011 11:28:56 AM
iolaire$25.003/25/2011 9:39:55 AM
GatorBux$50.003/25/2011 5:17:02 PM
melodious-fairness$100.003/26/2011 8:04:50 AM
TelegramSam$25.003/26/2011 8:33:35 AM
wealthstar$50.003/26/2011 1:55:42 PM
treasure-bliss$50.003/26/2011 4:03:54 PM
Ripsaw4U$50.003/26/2011 4:24:07 PM
kenji4861$25.003/26/2011 2:10:24 PM
C_Mark$50.003/26/2011 6:20:30 PM
income-pillow$50.003/27/2011 5:52:39 AM
Relevance$25.003/26/2011 7:12:42 PM
wwwUniversal$25.003/26/2011 4:30:58 PM
jcjdingdong$50.003/26/2011 10:27:42 PM
helgeboy$50.003/26/2011 6:07:41 PM
compassion-lotus5$50.003/27/2011 3:24:28 PM
tough-peso2$25.003/27/2011 7:09:03 AM
bold-durability-drum$50.003/28/2011 8:28:43 AM
Dragon4021$25.003/28/2011 8:56:55 AM
jt530$25.003/28/2011 9:20:00 AM
sensible-fund$50.003/28/2011 3:22:48 AM
Eagledrop$25.003/28/2011 10:49:20 AM
morfie$25.003/28/2011 11:00:35 AM
juiceman818$50.003/27/2011 2:52:40 PM
the-profit-oracle$25.003/28/2011 12:31:43 PM
mlbox3k$50.003/28/2011 9:18:57 AM
ramsba$50.003/27/2011 6:34:33 PM
immaculate-treasure$25.003/28/2011 9:59:26 AM
loot-heart$25.003/28/2011 11:03:02 AM
lender2611$50.003/27/2011 9:42:34 PM
Lender75$60.003/28/2011 6:44:37 PM
keeks$25.003/28/2011 4:11:45 PM
museic1$50.003/28/2011 8:02:57 PM
gtdane$34.263/28/2011 9:23:21 PM
kc8fot$50.003/28/2011 9:20:10 AM
wwahammy$25.003/28/2011 5:57:40 PM
friendly-point3$50.003/28/2011 1:07:34 PM
Wart126$25.003/29/2011 8:25:18 AM
IIP77$25.003/29/2011 2:35:44 AM
lostontheedge$25.003/29/2011 2:58:52 AM
graceful-investment$100.003/29/2011 3:19:52 AM
worthy-truth$25.003/29/2011 7:57:41 AM
Dskillz$68.303/29/2011 8:51:49 AM
rwelle$25.003/28/2011 8:37:48 PM
Rick21$50.003/28/2011 9:32:36 PM
Cluvnupe06$25.003/29/2011 2:43:29 AM
don8ter$25.003/29/2011 3:04:04 AM
credible-durability$25.003/29/2011 3:12:38 AM
velocity-solo$25.003/29/2011 3:20:12 AM
orange-preeminant-bill$50.003/29/2011 4:43:56 AM
BigLinCT$25.003/29/2011 8:57:53 AM
117 Investments
 
Borrower Payment Dependent Notes Series 498116
This series of Notes was issued and sold upon the funding of the borrower loan #48159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,765.12 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Mar-15-2011 
Term: 60 months Listing End date:  Mar-29-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $216.63
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1997 Debt/Income ratio: Not calculated
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 20Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,571 
Delinquencies in last 7y: 4 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: cognizant-commitment6 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consignment Shop Startup Loan
Purpose of loan:
This loan will be used to finance the startup of my used clothing sales and consignment store. My store will be located in a community that is generally lower to middle income.

My financial situation:
I am a good candidate for this loan because of my good credit score and work ethic. I have a Bachelor's Degree in Management & Organizational Leadership. I have 10 years of retail experience, as well as a history in management. Also, in the event that the business would fail, the loan payments are low enough to be covered by our household income.


Monthly net income: $0 - I am starting my own business - living expenses are covered by my fiance.
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage balance is $82,390. Market value is around $96,000. Thanks! (Mar-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/15/2011 5:05:01 PM
BxRealtor$25.003/15/2011 5:05:20 PM
Weaverville$25.003/15/2011 5:06:12 PM
patriot897$25.003/15/2011 5:07:07 PM
CA-Lender$100.003/15/2011 5:18:39 PM
competent-p2p$25.003/15/2011 6:28:33 PM
zotzot$25.443/16/2011 11:57:52 AM
important-openness1$75.003/16/2011 8:06:12 PM
wbahl$25.003/16/2011 8:13:57 PM
GMPK_TLAS$50.003/19/2011 1:26:55 AM
radforj22$25.003/19/2011 11:26:25 AM
HamachiMan$50.003/20/2011 4:28:11 PM
nickel-ferret$100.003/22/2011 10:29:10 AM
ivy-league-MBA$25.003/23/2011 10:40:44 AM
benjamins-utopia$50.003/24/2011 11:47:56 AM
EarlyRiser$250.003/24/2011 9:47:48 AM
Quiddity$50.003/24/2011 7:44:25 AM
bold-shrewd-market$25.003/24/2011 12:19:24 PM
Clambake$50.003/24/2011 7:04:37 PM
Ocean713$50.003/25/2011 5:20:59 PM
kind-adventurous-finance$75.003/25/2011 4:24:08 PM
GElender$50.003/25/2011 5:16:59 PM
wealthstar$25.003/26/2011 1:55:52 PM
TelegramSam$25.003/26/2011 4:31:39 PM
C_Mark$50.003/26/2011 6:20:35 PM
lender2611$50.003/27/2011 9:42:40 PM
compassion-lotus5$50.003/27/2011 3:24:33 PM
helpinghand63$25.003/28/2011 8:12:36 AM
juiceman818$50.003/28/2011 9:21:43 AM
healingangel22$25.003/28/2011 11:51:23 AM
dinero-speaker$25.003/28/2011 6:38:00 AM
kenji4861$25.003/28/2011 2:13:57 PM
bold-durability-drum$50.003/28/2011 8:28:50 AM
rwelle$25.003/28/2011 8:37:52 PM
seriousbusiness29$50.003/28/2011 6:37:58 PM
loot-heart$25.003/28/2011 11:03:21 AM
Ripsaw4U$34.553/29/2011 2:35:54 AM
w3alter$100.003/28/2011 2:10:22 PM
BaxterEvil$25.003/29/2011 5:02:49 AM
autodidact42$50.003/29/2011 6:59:41 AM
kegs$1,500.003/29/2011 11:24:52 AM
trustu$50.003/29/2011 12:14:48 PM
investment-comet$25.003/29/2011 11:37:54 AM
WilliamLeeSims$25.003/29/2011 4:48:34 PM
famous-bill$25.003/29/2011 10:13:53 AM
Emberfox$34.123/29/2011 11:29:24 AM
larrybird$1,675.003/29/2011 11:33:41 AM
Worldskiboy$50.003/29/2011 1:13:06 PM
treasure-widget$25.003/15/2011 5:09:08 PM
AlfinityBank25$25.003/16/2011 3:55:06 PM
hostbank$100.003/17/2011 3:43:18 PM
loyalty-sherpa$25.003/17/2011 4:33:08 PM
a-unflappable-finance$100.003/18/2011 9:40:14 AM
debt_helper$25.003/18/2011 2:28:02 PM
enthralling-deal180$50.003/19/2011 12:05:09 AM
AKK1980$44.003/19/2011 7:32:11 PM
money-surge1$50.003/20/2011 10:49:04 AM
leodaguy$50.003/21/2011 10:34:51 AM
credit-scout7$50.003/21/2011 8:07:53 AM
zippy-interest$25.003/22/2011 7:13:54 PM
jescowa$50.003/22/2011 7:24:59 PM
davidmlucas$50.003/23/2011 7:03:46 AM
reflective-rupee$250.333/23/2011 10:37:08 AM
efficient-treasure0$25.003/24/2011 7:13:07 AM
marketplace-meridian$25.003/23/2011 11:15:58 PM
point-kitten6$50.003/23/2011 8:38:46 PM
graceful-payment$25.003/25/2011 4:31:32 AM
iolaire$25.003/25/2011 9:40:05 AM
Chervianne$50.003/25/2011 7:28:08 AM
influential-cash7$25.003/25/2011 7:07:55 PM
Alittleluck$25.003/25/2011 8:19:39 PM
AlfinityBank25$25.003/25/2011 10:35:44 PM
melodious-fairness$100.003/26/2011 8:04:56 AM
worthy-bid8$100.003/26/2011 4:31:51 PM
jcjdingdong$50.003/26/2011 10:27:51 PM
helgeboy$50.003/26/2011 6:18:51 PM
tough-peso2$25.003/27/2011 7:09:10 AM
MoneyFarm$50.003/27/2011 7:52:45 PM
rogue_monster$50.003/28/2011 2:07:14 PM
paintedposies$50.003/28/2011 6:31:42 PM
innocent-income4$25.003/29/2011 5:33:28 AM
dinero-fighter$50.003/28/2011 11:34:08 PM
museic1$36.683/29/2011 3:00:57 AM
power-bluebird2$50.003/29/2011 9:37:09 AM
orange-preeminant-bill$50.003/29/2011 4:43:59 AM
tylerfd$25.003/29/2011 11:09:52 AM
benjamin67$25.003/29/2011 11:10:24 AM
steiglends$50.003/28/2011 6:27:53 PM
power-mad-scientist$25.003/29/2011 1:43:44 PM
checkuto$25.003/29/2011 9:34:06 AM
Leopoldine$25.003/28/2011 8:13:47 PM
Rick21$50.003/28/2011 9:32:42 PM
A-ONE-INVESTMENTS$50.003/29/2011 1:44:03 AM
wwwUniversal$25.003/29/2011 11:09:14 AM
treasure-bliss$50.003/29/2011 3:03:23 AM
luckyldy$25.003/29/2011 11:12:46 AM
bill-expert$25.003/29/2011 8:52:07 AM
Astyanax$40.003/29/2011 3:17:54 PM
BigLinCT$25.003/29/2011 8:58:02 AM
nickel-position$25.003/29/2011 4:04:23 PM
Flreap$25.003/29/2011 12:57:36 PM
101 Investments
 
Borrower Payment Dependent Notes Series 498324
This series of Notes was issued and sold upon the funding of the borrower loan #48217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $153.36
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1988 Debt/Income ratio: 11%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:28y 9m
Amount delinquent: $0 Total credit lines: 28 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,696Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: drtxal Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Loans
Purpose of loan:
This loan will be used to consolidate a few small loans. Our family is working on getting us and our children debt free.

My financial situation:
I am a good candidate for this loan because my family is working hard to get us and our children debt free. My credit records show that I always pay any loan on time. We have paid our house off and it is now free and clear. Plus I wanted to see how prosper works, so I can pass the word to many of our friends that are also working to get debt free. I have been working for the US Government over 25 years and don't plan to quite or retire anytime soon.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$60.003/18/2011 9:02:41 AM
meux99$25.003/18/2011 9:09:44 AM
minista$25.003/18/2011 9:10:13 AM
exact-gold2$25.003/18/2011 9:03:32 AM
emo13$100.003/18/2011 9:10:05 AM
axl163$25.003/18/2011 12:01:46 PM
reflective-rupee$25.333/18/2011 9:40:36 AM
kenji4861$25.003/18/2011 9:03:04 AM
patriot897$50.003/18/2011 9:04:07 AM
CA-Lender$25.003/18/2011 9:08:30 AM
community-pipeline$25.003/18/2011 9:09:27 AM
davisfl$100.003/18/2011 9:09:58 AM
RandyL3$25.003/18/2011 9:11:05 AM
thankful-nickel2$50.003/18/2011 6:36:59 PM
lloyd_s$25.003/19/2011 2:43:09 AM
worthy-bid8$100.003/19/2011 3:48:27 AM
Tylerh$100.003/19/2011 11:35:15 AM
Dollars4Rent$50.003/19/2011 2:00:55 AM
restless-balance9$50.003/19/2011 5:38:43 AM
bobby5832708$50.003/20/2011 12:28:07 PM
logical-reward8$25.003/20/2011 3:21:16 AM
singletrck$25.003/21/2011 8:42:48 AM
cwegert$46.233/20/2011 8:11:20 PM
smilinsam$50.003/21/2011 2:13:36 PM
mrpowers5531$25.003/21/2011 10:43:12 AM
damage$25.003/21/2011 6:41:29 PM
Tradesmanlender$35.003/21/2011 4:39:21 PM
saahilld$25.003/21/2011 7:21:20 PM
frooogal$50.003/21/2011 3:32:49 PM
neighborly-hope6$50.003/21/2011 7:01:30 PM
toronado$50.003/21/2011 7:15:30 PM
newgroom422$25.003/21/2011 10:39:19 PM
octoberfresh$30.003/22/2011 8:51:22 AM
coloradoloanman$25.003/22/2011 9:37:43 AM
KSPHoldings$25.003/22/2011 7:30:11 AM
efficient-treasure0$25.003/22/2011 5:01:30 PM
bill-booster5$25.003/22/2011 10:55:56 PM
YummiBear$25.003/22/2011 7:00:23 PM
pvd89$50.003/22/2011 8:12:38 PM
GElender$50.003/23/2011 6:02:08 AM
availableloan$25.003/22/2011 8:51:58 PM
Mint_Man$50.003/22/2011 6:54:04 PM
Freedom_Lender$75.583/23/2011 8:47:17 AM
calkidd05$26.003/22/2011 8:46:34 PM
glimmering-credit4$25.183/22/2011 11:28:50 PM
heerzaquestion$25.003/23/2011 8:48:15 AM
independent-transaction$118.773/23/2011 10:08:32 AM
nimble-openness1$50.003/23/2011 10:09:02 AM
nimble-openness1$100.003/23/2011 10:09:39 AM
enchanted-yield4$228.573/23/2011 10:12:59 AM
vigilance-searcher$25.003/23/2011 7:42:58 AM
JoeXB$50.003/23/2011 10:06:35 AM
nimble-openness1$50.003/23/2011 10:08:38 AM
Eric_Gagne$200.003/18/2011 9:05:03 AM
DukSerduk$25.003/18/2011 9:05:39 AM
TikPmp1$25.003/18/2011 9:09:38 AM
currency-persimmon$100.003/18/2011 9:10:51 AM
a-exponential-hope$25.003/18/2011 9:03:18 AM
blot44$25.003/18/2011 9:04:24 AM
fantastic-openness$100.003/18/2011 9:09:48 AM
moneyfriend$76.613/18/2011 9:02:14 AM
Hanalei712$50.003/18/2011 9:06:04 AM
kind-resolute-dough$100.003/18/2011 9:09:33 AM
ac787$33.003/18/2011 9:17:14 AM
TomDalonajay$25.003/19/2011 1:35:30 AM
zotzot$25.443/18/2011 4:42:35 PM
zippy-revenue8$25.003/19/2011 6:01:42 AM
samo102us$25.003/19/2011 2:42:38 AM
wbahl$25.003/19/2011 9:45:56 AM
panegryst$50.003/20/2011 12:29:36 PM
Lo0se_mo0se$25.003/20/2011 1:04:41 PM
leeball$50.003/20/2011 2:31:38 PM
carrinel$50.003/21/2011 8:42:39 AM
Mav26$100.003/20/2011 7:41:04 PM
Dan4703$25.003/20/2011 3:55:43 PM
Approved$75.003/22/2011 1:07:49 PM
outofoffice$50.003/22/2011 2:38:38 PM
Fonthill$100.003/22/2011 5:15:06 PM
Leopoldine$25.003/22/2011 7:18:13 PM
dwilson443$50.003/22/2011 1:36:22 PM
capital-blueberry$25.003/22/2011 8:25:05 PM
balance-force$35.003/22/2011 10:40:08 PM
eCapital$25.003/22/2011 6:15:46 PM
Emgolda$25.003/22/2011 5:09:04 PM
AaronPro$100.003/22/2011 7:15:00 PM
mark1017-31$100.003/23/2011 2:56:32 AM
emosspot$28.333/23/2011 6:05:12 AM
MoneyMann$25.003/22/2011 8:52:26 PM
friendinmoney$25.003/22/2011 9:48:23 PM
jedi8$25.003/23/2011 6:14:14 AM
syounker$25.003/22/2011 6:37:06 PM
bkb7484$30.003/23/2011 7:21:20 AM
intrepid-loot$125.003/22/2011 6:45:25 PM
wwwUniversal$25.003/23/2011 7:22:34 AM
Engineer44$30.003/23/2011 5:45:05 AM
finance-symphony7$50.003/23/2011 9:52:47 AM
BronxBomber79$25.003/22/2011 8:43:09 PM
silver-tycoon8$25.003/22/2011 8:45:33 PM
ProjectVenture$25.003/23/2011 6:19:16 AM
YesMoney$25.003/22/2011 10:33:28 PM
umfan123$33.343/23/2011 6:46:28 AM
EarlyRiser$187.623/23/2011 10:00:44 AM
102 Investments
 
Borrower Payment Dependent Notes Series 498414
This series of Notes was issued and sold upon the funding of the borrower loan #48171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $104.74
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2000 Debt/Income ratio: 12%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:3y 4m
Amount delinquent: $112 Total credit lines: 11 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $178Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: point-mastery2 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help me get a fence for my dogs!
Purpose of loan: Home Improvement
This loan will be used to... Build a fence in the back yard

My financial situation: stable
I am a good candidate for this loan because...
I pay my bills on time every month. I have not been late on any payments in the past several years.

Monthly net income: $ 2800
Monthly expenses: $
Housing: $1220
Insurance: $115
Car expenses: $445
Utilities: $
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $30
Other expenses: $

I share my expenses with my partner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the $112 delinquency shown on your listing. Thanks. - tigercat
A: The $112 charge-off is from an old electric bill from several years ago when I was in between jobs and moving. I called the collection agency, Penn Credit Corp to pay the collection off back at the end of September 2010. They explained that the creditor has stopped collection efforts and they are no longer authorized to collect the account. Therefore the balance remains unpaid. I can pay the balance off at any time but no one I talked to knew where to where to send it. (Mar-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$150.003/18/2011 5:05:27 PM
suave-dime6$25.003/18/2011 5:05:11 PM
leodaguy$25.003/18/2011 5:06:51 PM
SolarMoonshine$25.003/18/2011 5:43:06 PM
CA-Lender$100.003/18/2011 5:06:22 PM
thankful-nickel2$50.003/18/2011 6:46:34 PM
19vfwcinc89$64.193/19/2011 11:16:19 AM
Eric_Gagne$200.003/19/2011 8:19:41 AM
CollinsCrew$42.803/19/2011 12:19:35 PM
contract-high-five$50.003/19/2011 12:22:19 PM
taiko6$25.003/19/2011 3:49:14 PM
valiant-money$25.003/19/2011 4:17:45 PM
COCHINOBOY$30.003/19/2011 5:39:33 PM
ingenious-deal6$25.003/19/2011 3:43:17 AM
all_of_that_one$31.313/19/2011 8:20:47 AM
wwahammy$25.003/20/2011 4:36:08 AM
thorough-yield1$100.003/19/2011 2:01:34 PM
2grindstones$25.003/19/2011 9:41:11 AM
Hummer-Guy$25.003/19/2011 7:51:13 PM
wild-orange$50.003/19/2011 12:39:45 PM
amlu1988$25.003/19/2011 8:29:03 PM
fantastic-investment$95.623/19/2011 9:17:52 PM
melodious-openness$150.003/19/2011 9:54:08 PM
zone6$98.953/19/2011 10:21:50 PM
cminus$25.003/20/2011 1:36:37 AM
yurison$25.003/20/2011 6:00:16 AM
foothillender$25.003/18/2011 7:46:34 PM
reflective-rupee$25.333/18/2011 8:31:13 PM
simplelender80$150.003/18/2011 5:01:38 PM
patriot897$25.003/18/2011 5:05:57 PM
Jack55304$125.003/18/2011 5:07:12 PM
leverage-monger$66.003/19/2011 10:34:57 AM
supreme-hope$25.003/19/2011 8:35:10 AM
exchange-synapse$100.003/19/2011 3:49:27 PM
bentonlending$25.003/19/2011 5:27:24 PM
GreenTiger$50.003/19/2011 9:42:33 PM
shrewd-peace7$25.003/19/2011 11:06:19 PM
credit-bliss8$25.003/20/2011 1:26:20 AM
helpful-credit156$34.833/19/2011 2:14:48 PM
Peacepower$25.003/19/2011 3:33:17 PM
exciting-fairness$200.003/19/2011 3:55:32 PM
fund-tom-tom6$25.003/19/2011 11:59:11 AM
MoneyForNothing$9.593/20/2011 6:48:35 AM
squarebob$25.003/19/2011 12:09:24 PM
dudebrah$25.003/19/2011 5:51:54 PM
I-Believe-In-You$26.383/19/2011 6:29:04 PM
a-responsible-return$25.003/20/2011 12:56:13 AM
profitable-balance$25.003/20/2011 6:01:04 AM
48 Investments
 
Borrower Payment Dependent Notes Series 498590
This series of Notes was issued and sold upon the funding of the borrower loan #48183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1997 Debt/Income ratio: 23%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,916Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: flamenco4 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
capital
Purpose of loan: debt consolidation
This loan will be used to... pay off current revolving debt and create a buffer in checking account

My financial situation: income is growing (just accepted promotion)
I am a good candidate for this loan because... I am dedicated to getting my revolving debt eliminated, increasing my fair credit rating to excellent, and building a house in the future (within the next two years).


Monthly net income: $2400 (my new net income) $1980 (wife's net income)
Monthly expenses: $2371
Housing: $280
Insurance: $125
Car expenses: $336
Utilities: $230
Phone, cable, internet: $200
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$150.003/18/2011 5:01:46 PM
worldly-money4$150.003/18/2011 5:05:29 PM
zotzot$25.443/18/2011 5:51:01 PM
DasMula$27.003/18/2011 6:52:49 PM
LaBamba$250.003/18/2011 9:50:29 PM
patriot897$25.003/18/2011 5:05:58 PM
head$25.003/19/2011 4:47:22 AM
exciting-fairness$200.003/19/2011 5:09:01 AM
vutah$25.003/19/2011 8:58:59 AM
CA-Lender$100.003/18/2011 5:06:24 PM
favorite-commerce$50.003/18/2011 5:13:25 PM
thankful-nickel2$50.003/18/2011 6:44:59 PM
EngineersAlliance$100.003/19/2011 5:56:39 AM
EL_Papin$100.003/19/2011 7:32:09 AM
FinanceEngine$25.003/19/2011 7:34:55 AM
Eric_Gagne$200.003/19/2011 8:19:15 AM
first-serene-credit$25.003/19/2011 8:22:04 AM
corporatejim$29.383/19/2011 5:07:25 AM
CPAecs$25.003/19/2011 8:07:20 AM
aztocas$75.003/19/2011 8:12:16 AM
all_of_that_one$25.003/19/2011 8:23:20 AM
platinum-czar$45.193/20/2011 11:51:32 AM
grampy48$25.003/19/2011 7:47:16 PM
Christophe$25.003/20/2011 1:24:01 PM
ac787$38.003/20/2011 1:47:50 PM
loss-of-control$100.003/20/2011 9:28:41 AM
vishal29$50.003/20/2011 7:48:10 PM
erowis$70.003/20/2011 8:09:14 AM
credit-missile$75.003/20/2011 7:47:10 PM
justasoldier$30.003/20/2011 6:01:17 PM
integrity-doctor$100.003/20/2011 6:55:01 PM
SolarMoonshine$25.003/18/2011 5:42:07 PM
DHolly$50.003/18/2011 8:53:09 PM
RetirementMoney$25.003/18/2011 10:00:45 PM
Jack55304$125.003/18/2011 5:07:14 PM
reflective-rupee$400.333/18/2011 5:09:03 PM
wonder3$25.003/18/2011 6:44:27 PM
thrifty-capital$25.003/18/2011 10:22:47 PM
slobberjob$50.003/19/2011 8:01:03 AM
suave-dime6$25.003/18/2011 5:05:14 PM
leodaguy$25.003/18/2011 5:06:54 PM
moneysong$300.003/19/2011 5:54:55 AM
shrewd-income$100.003/19/2011 6:49:00 AM
spiff666$25.003/19/2011 7:43:54 AM
Whipster$50.003/18/2011 9:51:06 PM
leverage-monger$29.003/19/2011 10:31:57 AM
Finchy78$25.003/19/2011 6:12:16 AM
LSAR$33.003/20/2011 6:06:37 AM
leverage-monger$25.003/20/2011 10:27:20 AM
aztocas$25.003/19/2011 11:32:23 AM
ingenious-deal6$25.003/19/2011 11:34:29 AM
youngtrader$150.003/20/2011 5:14:37 PM
SFBank$50.003/19/2011 5:47:00 PM
w3alter$100.003/20/2011 8:26:36 AM
credit-missile$25.003/20/2011 7:48:31 PM
trippd6$22.663/20/2011 10:11:31 PM
56 Investments
 
Borrower Payment Dependent Notes Series 498672
This series of Notes was issued and sold upon the funding of the borrower loan #48200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1993 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 15 / 10Length of status:12y 11m
Amount delinquent: $1,009 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,161Stated income:$100,000+
Delinquencies in last 7y: 58 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: CaliLilly Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 660-679 (Latest)
Principal borrowed: $9,500.00< 31 days late: 0 ( 0% )  
620-639 (Feb-2010)
640-659 (Jun-2008)
560-579 (Jun-2007)
 
Principal balance: $1,544.18 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
3rd Loan is a CHARM!
Hi Again!We are an honest & hard working family asking for consideration for our 3rd Prosper loan.The purpose is to consolidate small high int cred accts.We have steadily pd off cred accts for 3.5yrs out of a 5yr plan.We pd off our 1st Prosper loan w/NO LATES.We've also pd our 2nd loan on time for a yr now.I have a FT job as a Sr Civil Engineer Designer working for the same Co. for over 11yrs & also have a PT job.I work a min of 60 hrs/wk total.My wife works PT & breeds show quality Lab. Retrievers FT.We were given a chance 2.5yrs ago for a 1st Prosper loan & have shown committment & promise by paying both loans w/NO LATES.We are thankful to Prosper lenders who trusted & gave us the chance to improve

Mo GROSS inc:5625 FT
3000+ PT
750mo my wife PT
2500mo+ wife FT)
Exps:
House-2120
Insur-130
Car-250gas/211car
Util-200
Ph/Cab-115
Fd/Ent-400(lots of coupons)
Hsehd Exp-50
Cred/loan-800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.003/21/2011 5:04:16 PM
squarebob$25.003/21/2011 5:04:38 PM
CA-Lender$50.003/21/2011 6:05:31 PM
SolarMoonshine$200.003/21/2011 6:23:39 PM
MoneyForNothing$34.833/21/2011 5:08:13 PM
Zipcut$45.003/21/2011 10:52:27 PM
Moe87$37.073/22/2011 3:33:18 AM
sflash$100.003/21/2011 7:28:22 PM
YoungTaxMan$50.003/21/2011 9:20:25 PM
hookUup$25.003/22/2011 7:07:42 AM
thorough-yield1$500.003/22/2011 12:33:25 AM
reflective-rupee$1,000.333/21/2011 5:04:48 PM
Jerrys1951$30.003/21/2011 5:45:44 PM
zotzot$25.443/21/2011 5:59:42 PM
mikeandcat$100.003/21/2011 6:03:31 PM
mikeandcat$100.003/21/2011 6:05:31 PM
beachliving29$37.713/22/2011 5:27:06 AM
Mikale360$25.003/22/2011 5:51:33 AM
Lubava$26.283/22/2011 6:52:07 AM
1traveler$25.003/21/2011 7:40:52 PM
MoneyForNothing$18.953/22/2011 7:10:42 AM
worldly-money4$100.003/21/2011 5:05:04 PM
credit-missile$100.003/21/2011 5:41:53 PM
clemclan$26.783/21/2011 6:59:41 PM
trumpeter5$50.003/21/2011 5:03:17 PM
ac787$25.003/21/2011 11:34:46 PM
the-kindness-honker$25.003/22/2011 12:06:39 AM
thankful-nickel2$25.003/21/2011 6:00:23 PM
eod_man$50.003/22/2011 5:44:31 AM
justasoldier$35.003/21/2011 8:20:40 PM
DasMula$94.003/21/2011 10:05:19 PM
sweety075$25.003/21/2011 5:12:48 PM
Phatt-Daddy$100.003/22/2011 3:51:37 AM
golffish2$100.003/22/2011 4:09:49 AM
GElender$25.003/22/2011 5:43:55 AM
SFBank$200.003/21/2011 6:53:53 PM
bonus-quark4$25.003/22/2011 6:55:48 AM
Christophe$50.003/22/2011 7:09:34 AM
loanman2007$200.003/22/2011 4:29:14 AM
NekHoldings$25.003/22/2011 5:33:12 AM
Soulphoniks-Holdings$25.713/22/2011 5:39:13 AM
bughead$25.003/22/2011 5:47:50 AM
intuitive-worth7$50.003/22/2011 6:15:12 AM
atlas100$50.003/22/2011 6:34:25 AM
carrinel$77.903/22/2011 7:02:36 AM
45 Investments
 
Borrower Payment Dependent Notes Series 498686
This series of Notes was issued and sold upon the funding of the borrower loan #48195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1984 Debt/Income ratio: 45%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:16y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,848Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: intelligent-agreement772 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2056
Monthly expenses: $1796
Housing: $650.00
Insurance: $103
Car expenses: $288
Utilities: $120
Phone, cable, internet: $87
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $358
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you please explain the Public Record that shows up in your credit report. - lendstats_com
A: it was for an old credit card about 8 years ago that was not fully paid (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$56.003/20/2011 12:02:04 PM
worldly-money4$100.003/20/2011 12:02:28 PM
worldly-money4$2,587.153/20/2011 12:05:14 PM
Artist_Blue$25.003/21/2011 6:11:20 AM
cash-raccoon$25.003/21/2011 7:10:58 AM
purpledog18$50.003/21/2011 7:11:41 AM
ryclsun$50.003/21/2011 7:11:46 AM
CA-Lender$50.003/21/2011 6:08:28 PM
transparency-grasshopper$25.003/29/2011 5:31:21 PM
lendstats_com$200.003/30/2011 11:27:17 AM
kwan$25.003/31/2011 9:25:50 AM
mpatrick$32.983/31/2011 11:53:35 AM
zotzot$25.003/31/2011 9:16:38 AM
JDWCARD$85.003/31/2011 11:37:48 AM
850$50.003/22/2011 11:25:22 PM
w3alter$100.003/25/2011 9:18:58 AM
lean-ore9$25.003/25/2011 10:23:24 AM
investment-habanero8$100.003/27/2011 4:55:27 AM
2grindstones$25.003/27/2011 3:55:47 PM
nodebt2012$25.003/30/2011 8:25:12 AM
loanman2007$75.003/31/2011 10:12:32 AM
Ruckus888$100.003/31/2011 10:19:13 AM
eboomer2611$25.003/31/2011 8:32:04 AM
thorough-capital799$113.873/31/2011 9:57:18 AM
vigilance-spinner3$25.003/31/2011 9:14:45 AM
25 Investments
 
Borrower Payment Dependent Notes Series 498752
This series of Notes was issued and sold upon the funding of the borrower loan #48177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1978 Debt/Income ratio: 21%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 29 / 26Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 56 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $171,674Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: reliable-p2p2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment property renovation
Purpose of loan:
This loan will be used to renovate one of my investment properties in upstate NY in a good location.

My financial situation:
Good. I am up to date on all my obligations, I am making it a point to keep it that way even in these challenging economic times.

I am a good candidate for this loan because I only want the right tenant in this unit, and we need to make necessary repairs and renovations to insure some who will take proper care of the unit, which will yield $600 per month, will occupy it.

Monthly net income: $ 10000 (not including rental income that covers investment properties that results in positive cash flow)
Monthly expenses: $7500
Housing: $2539
Insurance: $450
Car expenses: $500
Utilities: $400
Phone, cable, internet: $60
Food, entertainment: $500
Clothing, household expenses: $1500
Credit cards and other loans: $1000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 62k Mortgage balance . Approximate value is $70k. It is a 2 unit bought for $72k in 2007. I had a property manager put in the wrong tenants, both were asked to leave.I now have a new property manager. I renovated the upstairs unit, looks great and has an excellent tenant. I need to do the same for the downstairs unit in this house, which is currently vacant. That is what the funds will be used for. I also own 2 other 1 family homes with great tenants and postive cash flow. I an in this long term (Mar-22-2011)
Q: Please explain your high revolving debt level. Thanks - reflective-rupee
A: When I joined Prosper I saw that figure, the only way it can be accurate is the inclusion of my HELOC on my primary residence. My calculations show a much lower figure that I have in fact reduced by $20k over the last 6 months. That number is frankly $100k high if you were to look at it from the perspective of unsecured debt. To summarize - I am brining it down, and I no late payments. Let me know if I you need more info, and hope we can work together. (Mar-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/21/2011 9:03:02 AM
patriot897$25.003/21/2011 9:06:03 AM
leodaguy$25.003/21/2011 9:06:20 AM
113121$25.003/22/2011 7:42:32 AM
113121$2,500.003/22/2011 8:15:43 AM
113121$4,775.003/22/2011 8:24:56 AM
6 Investments
 
Borrower Payment Dependent Notes Series 498848
This series of Notes was issued and sold upon the funding of the borrower loan #48207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1985 Debt/Income ratio: 9%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 5 / 2Length of status:0y 9m
Amount delinquent: $1,264 Total credit lines: 13 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $87Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: sentimental-transaction9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OF BILLS,
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$100.333/21/2011 5:36:04 PM
simplelender80$100.003/21/2011 5:02:45 PM
leodaguy$25.003/21/2011 5:05:30 PM
mrxtravis$25.003/22/2011 5:01:34 AM
zippy-interest$25.003/22/2011 7:18:44 PM
patriot897$25.003/22/2011 5:42:43 PM
a-finance-nirvana$25.003/22/2011 7:25:16 PM
shepherd1$50.003/23/2011 6:57:03 PM
benjamins-utopia$100.003/24/2011 11:49:51 AM
wild-orange$50.003/24/2011 11:47:48 AM
elegant-loot$25.003/25/2011 2:13:33 AM
ingenious-deal6$25.003/24/2011 10:28:02 PM
w3alter$100.003/25/2011 9:18:45 AM
order-bee1$50.003/25/2011 11:46:21 PM
loan-kung-fu$119.913/26/2011 6:31:20 AM
supreme-hope$25.003/26/2011 8:02:10 AM
Byrd24$100.003/26/2011 9:25:39 AM
interstellar$51.003/26/2011 5:00:24 AM
astute-investment5$25.003/26/2011 10:49:14 AM
mercuriant$25.003/26/2011 4:54:02 AM
NYCFinancier$25.003/26/2011 7:46:51 AM
kendallv$50.003/26/2011 7:57:09 AM
simplicity$25.003/26/2011 9:51:16 AM
JustSimpleInfo$25.003/26/2011 10:03:38 AM
CA-Lender$100.003/21/2011 7:00:38 PM
worldly-money4$100.003/21/2011 5:04:58 PM
abnvette$25.003/21/2011 10:19:15 PM
goodhearted-basis4$25.003/22/2011 2:32:32 AM
rf7949$25.003/22/2011 4:59:17 AM
suave-dime6$25.003/23/2011 6:06:04 AM
finance-prescription$50.003/24/2011 5:34:28 AM
competent-p2p$25.003/25/2011 11:09:52 AM
lending-theory$50.003/25/2011 3:37:32 PM
brightest-compassion-omatic$25.003/25/2011 11:31:48 PM
jktravl$100.003/26/2011 6:45:36 AM
S-Master$50.003/26/2011 9:32:20 AM
Calif-smo$40.033/26/2011 9:58:21 AM
cbivitz$50.003/26/2011 10:08:11 AM
Bob450$25.003/26/2011 9:36:52 AM
rupee_power$25.003/26/2011 7:53:40 AM
AdmiralKirk$25.003/26/2011 9:58:39 AM
well-rounded-payout0$50.003/26/2011 11:12:47 AM
42 Investments
 
Borrower Payment Dependent Notes Series 499290
This series of Notes was issued and sold upon the funding of the borrower loan #48180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $102.52
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2004 Debt/Income ratio: 16%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,642Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: ethical-balance5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Engine Rebuild Loan
Purpose of loan:
This loan will be used to pay for a new engine in my car, as my current engine has seized and is no longer under warranty.

My financial situation:
I am a good candidate for this loan because I have good income and plenty of spare cash each month. I simply depleted my savings at the wrong time.


Monthly net income: $6,875
Housing: $1,000
Insurance: $118
Car expenses: $301
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your income is solid enough to buy a new car, so I am guessing this is not a primary car? Is this a hobby car? Is it a classic? Also, your occupation is Other, could you be more specific for a 6 figure income? thanks - Kennfusion
A: Thanks for your question. This is my primary car. I've considered buying a new car, but I love my car (Chrysler 300 Touring Edition), and it's a better investment to just replace the engine. I've just finished getting work done on my wife's car, paying off some debt, and buying a fairly expensive gift for my wife (which I won't specify because it's still a surprise), and my engine happened to blow at a bad time. (Mar-25-2011)
Q: Hello, I see that your employment history is only 2 mths, could you tell me what your new job is, and what industry it is in? Thanks - kewgdns
A: I'm a Network Security Engineer. Prior to this position, I was a Core Network Engineer for the Department of Defense. (Mar-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/25/2011 9:05:45 AM
BxRealtor$25.003/25/2011 9:07:29 AM
zotzot$50.443/25/2011 9:35:32 AM
Eric_Gagne$25.003/25/2011 11:28:47 AM
dpries123$25.003/25/2011 9:03:11 AM
credit-guard5$25.003/25/2011 9:45:44 AM
Eric_Gagne$25.003/25/2011 11:29:01 AM
patriot897$25.003/25/2011 9:06:01 AM
wild-orange$100.003/25/2011 9:41:46 AM
reflective-rupee$25.333/25/2011 10:01:32 AM
113121$25.003/25/2011 1:44:49 PM
Kennfusion$98.053/25/2011 6:14:34 PM
SolarMoonshine$25.003/25/2011 6:22:49 PM
caring-hope2$50.003/26/2011 6:44:14 AM
RandyL3$50.003/26/2011 2:48:18 PM
FinDoc$25.003/26/2011 6:27:28 PM
SV-AZ$25.003/27/2011 6:22:41 PM
favorite-commerce$50.003/27/2011 7:09:41 PM
Edwardtomo$50.003/26/2011 8:48:39 PM
heerzaquestion$25.003/27/2011 9:01:01 AM
loot-heart$25.003/28/2011 11:06:17 AM
thankful-nickel2$50.003/28/2011 5:17:13 PM
cash4less$25.003/27/2011 10:13:56 PM
Kyileo$25.003/28/2011 5:10:45 PM
blLending$25.003/28/2011 5:14:11 PM
UD3230$68.493/28/2011 5:46:58 PM
RedCentre$333.513/28/2011 4:42:29 PM
benjamins-position$450.003/28/2011 5:19:54 PM
wwwUniversal$25.003/28/2011 5:44:26 PM
SecondChanceLendingSERV$46.903/28/2011 5:48:02 PM
hostbank$100.003/25/2011 9:06:29 AM
Azonic21$25.003/25/2011 9:08:10 AM
newest-funds-powerplant$50.003/25/2011 11:37:59 AM
commerce-yeller$30.003/25/2011 9:03:08 AM
loyalty-sherpa$25.003/25/2011 9:06:58 AM
loanman2007$50.003/25/2011 10:17:39 AM
competent-p2p$25.003/25/2011 11:00:02 AM
vutah$50.003/25/2011 6:14:35 PM
engaging-worth$25.003/26/2011 3:24:21 PM
Moneypenny6$25.003/26/2011 2:45:34 PM
JaceSpade$25.003/26/2011 11:59:52 PM
benefit-catalyst$100.003/26/2011 8:13:51 PM
auctionator1$50.003/26/2011 11:41:34 PM
ptclender$100.003/28/2011 9:21:32 AM
EngineersAlliance$100.003/28/2011 9:22:41 AM
Earn_money$25.433/28/2011 11:36:28 AM
bonus-sensai825$25.003/28/2011 1:31:43 PM
justanotherme$25.003/28/2011 4:42:23 PM
ROYFU$46.853/28/2011 7:18:59 AM
CA-Lender$100.003/28/2011 4:43:12 PM
indomitable-coin$50.003/28/2011 2:13:54 PM
penny-finder$50.003/28/2011 4:39:51 PM
Aaron_Oz$25.003/28/2011 4:42:46 PM
53 Investments
 
Borrower Payment Dependent Notes Series 499392
This series of Notes was issued and sold upon the funding of the borrower loan #48238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2007 Debt/Income ratio: 3%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:15y 11m
Amount delinquent: $0 Total credit lines: 5 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,224Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: kind-adventurous-capital Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mrmoneybags
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2100
Monthly expenses: $
Housing: $550
Insurance: $150
Car expenses: $
Utilities: $175
Phone, cable, internet: $160
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $40
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/25/2011 5:05:45 PM
Finchy78$25.003/25/2011 6:16:28 PM
worldly-money4$200.003/25/2011 5:06:00 PM
SolarMoonshine$25.003/25/2011 6:11:57 PM
goodhearted-basis4$25.003/26/2011 3:31:28 AM
competent-p2p$50.003/26/2011 9:26:10 AM
SecondChanceLendingSERV$25.003/26/2011 3:10:58 PM
transamerican$25.003/27/2011 11:18:33 AM
flexible-and-social$50.003/27/2011 2:38:08 PM
investment-habanero8$100.003/28/2011 5:13:46 AM
thelovebug$100.003/27/2011 9:19:28 PM
glenium$25.003/28/2011 2:48:02 AM
grampy48$25.003/28/2011 11:34:58 AM
CA-Lender$100.003/27/2011 8:27:41 PM
rakem777$25.003/28/2011 9:29:19 AM
duty-monger$50.003/28/2011 12:56:23 PM
transaction-circuit$50.003/25/2011 5:03:25 PM
Bob450$25.003/26/2011 2:39:48 AM
Requiem$25.003/26/2011 8:33:39 AM
Evolver$50.003/26/2011 11:18:28 AM
Kash2010lu$25.003/26/2011 12:18:19 PM
well-rounded-payout0$50.003/26/2011 11:12:54 AM
simplelender80$100.003/26/2011 4:30:06 PM
Moneypenny6$25.003/27/2011 9:26:01 AM
Pitufo$25.003/26/2011 11:34:21 PM
ASR3$50.003/27/2011 4:27:43 AM
vine99$50.003/27/2011 12:09:32 PM
first-dinero-igloo$25.003/28/2011 7:20:03 AM
dpries123$25.003/28/2011 7:37:37 AM
reflective-rupee$400.333/28/2011 12:06:07 PM
intrepid-loot$25.003/27/2011 3:06:21 PM
exact-gold2$53.513/28/2011 12:48:20 PM
SV-AZ$59.043/27/2011 6:15:23 PM
friendly-point3$62.123/28/2011 1:13:44 PM
34 Investments
 
Borrower Payment Dependent Notes Series 499780
This series of Notes was issued and sold upon the funding of the borrower loan #48198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1991 Debt/Income ratio: 31%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:22y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,094Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: bethanne39 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 720-739 (Latest)
Principal borrowed: $11,500.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
house needs work
Purpose of loan:
This loan will be used to... make some much needed repairs on my house and a trip so see my dad retire from the ministry after 44 years of service,

My financial situation: good im working on greatly improving my credtit status. have fixed a few errors on my credit report and have been diligently paying my credit down, should be debt free except house by 2013-Feb
I am a good candidate for this loan because...i am a full time military member and i pay my bills on time, i also have had a loan with prosper in the past and never missed a payment


Monthly net income: $3390
Monthly expenses: $2026
Housing: $688
Insurance: $69
Car expenses: $226
Utilities: $145
Phone, cable, internet: $125
Food, entertainment: $45
Clothing, household expenses: $40
Credit cards and other loans: $596
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
vine99$50.003/28/2011 5:02:42 PM
Wangchuk$25.003/28/2011 5:03:13 PM
ac787$78.003/28/2011 5:43:44 PM
squarebob$25.003/28/2011 5:53:02 PM
trumpeter5$25.003/28/2011 5:56:49 PM
reflective-rupee$700.333/28/2011 6:52:19 PM
friendinmoney$25.003/28/2011 7:38:56 PM
clemclan$35.003/28/2011 7:40:52 PM
hidavehi$29.003/28/2011 5:02:37 PM
UCLA4life$50.003/29/2011 2:34:11 AM
golffish2$100.003/29/2011 3:42:30 AM
WonByOne$89.223/29/2011 6:00:42 AM
cashhelp$50.003/28/2011 5:03:16 PM
worldly-money4$200.003/28/2011 5:06:50 PM
jhouman$25.003/28/2011 5:07:42 PM
mikeandcat$78.073/29/2011 6:03:31 AM
rate-hickory$60.003/29/2011 7:24:00 AM
a-reasonable-return$25.003/29/2011 8:11:12 AM
lendstats_com$400.003/28/2011 7:34:59 PM
clemclan$25.003/28/2011 7:45:03 PM
thankful-nickel2$25.003/28/2011 8:23:34 PM
selector568$100.003/29/2011 3:18:07 PM
Astyanax$70.003/29/2011 3:21:18 PM
YoungTaxMan$50.003/29/2011 3:36:26 PM
vutah$25.003/29/2011 4:11:08 PM
RecoveryLender$50.003/29/2011 4:46:25 AM
CA_Lender$25.003/29/2011 1:39:50 PM
Onlyhappycustomers$25.003/29/2011 6:27:27 AM
ingenious-deal6$25.003/29/2011 3:00:08 PM
KarlMarx$25.003/29/2011 4:28:37 PM
wealth-multiplier$25.003/29/2011 10:57:57 AM
papaloha$300.003/29/2011 5:51:26 PM
first-serene-credit$25.003/29/2011 11:00:21 AM
genuine-integrity0$25.003/29/2011 6:10:36 PM
cashhelp$50.003/29/2011 6:16:06 PM
listing-bada-bing$50.003/29/2011 6:26:13 PM
magnetic-dedication3$25.003/29/2011 7:26:00 PM
red-favorable-basis$25.003/29/2011 1:22:53 PM
brondero$60.003/29/2011 2:25:36 PM
fabulous-community4$25.003/30/2011 2:56:58 AM
DoctorJoe$25.003/29/2011 3:42:34 PM
CA-Lender$100.003/29/2011 4:02:30 PM
investment-habanero8$200.003/30/2011 4:58:59 AM
melodious-openness$160.983/30/2011 5:12:32 AM
investmentgroup$25.003/30/2011 1:55:41 AM
duty-monger$50.003/30/2011 4:36:08 AM
martymaniaman$40.263/30/2011 5:53:09 AM
Leshan$208.313/29/2011 6:03:38 PM
PropertyInvest$25.003/29/2011 6:37:05 PM
leverage-ectasy$41.343/29/2011 8:34:45 PM
Bob450$25.003/30/2011 2:23:30 AM
suave-dime6$25.003/28/2011 5:06:18 PM
marinbb$100.003/28/2011 7:43:03 PM
kindness-launcher$800.003/28/2011 8:42:47 PM
CoolPlexer$25.003/28/2011 5:05:37 PM
beakerfish$50.003/28/2011 9:20:27 PM
MoneyForNothing$42.123/28/2011 5:06:40 PM
rustysailor$25.003/28/2011 10:46:44 PM
Integrity1st$82.443/28/2011 5:52:33 PM
investment-thinker4$25.003/29/2011 5:30:47 AM
competent-p2p$58.933/29/2011 7:44:11 AM
Stek7$25.003/28/2011 5:02:35 PM
SolarMoonshine$25.003/28/2011 6:24:08 PM
Jerrys1951$50.003/28/2011 6:53:37 PM
BlessedEveryDay$37.333/28/2011 8:43:17 PM
integrity-doctor$100.003/29/2011 9:52:38 AM
Mikale360$25.003/28/2011 9:26:45 PM
zotzot$25.443/29/2011 10:54:49 AM
brightest-dignified-penny$30.003/28/2011 11:41:18 PM
EarlyRiser$250.003/29/2011 4:27:23 PM
loanman2007$300.003/29/2011 5:24:15 AM
credit-missile$50.003/29/2011 6:49:42 AM
Moe87$43.143/29/2011 3:10:44 PM
loss-of-control$150.003/29/2011 5:18:10 PM
Soulphoniks-Holdings$50.003/29/2011 10:41:28 AM
SecondChanceLendingSERV$25.003/29/2011 12:21:40 PM
DrunkenMic$25.003/29/2011 10:21:02 PM
Nasdaq$50.003/29/2011 11:48:32 PM
kain11286$75.003/29/2011 2:18:15 PM
careful-return0$75.003/29/2011 6:32:27 PM
Whipster$50.003/30/2011 5:12:08 AM
leverage-ectasy$30.003/29/2011 8:33:56 PM
labyrinth0$25.003/29/2011 4:27:31 PM
1-HARD-HEAD$100.003/29/2011 11:20:44 PM
FinanceEngine$35.003/29/2011 11:24:47 PM
EBITDA$25.003/30/2011 1:56:55 AM
Ray3486$25.003/29/2011 7:19:17 PM
yield-lion2$25.003/30/2011 2:55:23 AM
MoneyForNothing$15.093/30/2011 6:16:17 AM
89 Investments
 
Borrower Payment Dependent Notes Series 493671
This series of Notes was issued and sold upon the funding of the borrower loan #48223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $572.78
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1996 Debt/Income ratio: 14%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 5 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 7 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: Megmosg Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2010)
 
Principal balance: $1,368.12 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Buying a home, short term financing
Purpose of loan:
This loan will be used to finance closing costs on home

My financial situation:
I am a good candidate for this loan because I have an existing Prosper loan of 10k with a balance $1,300. The loan for was 36 months but it will be paid off in 9 months!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain the 5 public records and 7 past delinquencies noted on your loan description? Thanks. - liberty-magnate
A: Yes there were from financial difficulties from almost 7 years. All past monies owed were resolved a long time ago. Again my current 36 month 10K loan with Prosper will be paid off in 9 months. (Mar-19-2011)
Q: Hi. What sort of job do you have in what kind of industry? - 113121
A: I am a Sr financial analyst for Xerox specializing in major outsourcing environments (Mar-24-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$150.003/18/2011 5:05:22 PM
leodaguy$25.003/18/2011 5:06:43 PM
squarebob$25.333/18/2011 5:08:59 PM
suave-dime6$25.003/18/2011 5:05:05 PM
Jack55304$125.003/18/2011 5:07:03 PM
simplelender80$150.003/18/2011 5:01:25 PM
ingenious-deal6$25.003/18/2011 5:02:56 PM
trumpeter5$25.003/18/2011 5:29:08 PM
ac787$25.003/18/2011 10:04:10 PM
jmichael23$100.003/19/2011 11:35:03 AM
liberty-magnate$25.003/19/2011 9:45:01 AM
jpblan11$25.003/20/2011 3:49:27 PM
revenue-driver8$43.373/21/2011 9:11:44 AM
BlessedEveryDay$36.003/21/2011 11:34:11 AM
economy-producer$25.003/22/2011 4:41:44 PM
integrity-doctor$100.003/22/2011 8:52:39 PM
klend4$50.003/23/2011 3:27:47 PM
113121$25.003/23/2011 8:09:23 AM
rlaboy$25.003/24/2011 1:54:39 AM
EarlyRiser$250.003/24/2011 9:47:17 AM
finance-prescription$50.003/24/2011 5:33:55 AM
heerzaquestion$100.003/24/2011 6:40:35 AM
YoungTaxMan$50.003/25/2011 10:50:56 AM
realtormoises$25.003/25/2011 9:41:21 AM
kind-adventurous-finance$50.003/25/2011 4:28:22 PM
Mikale360$25.003/25/2011 7:13:07 PM
Moe87$47.233/26/2011 5:36:23 AM
handshake5$100.003/26/2011 4:52:47 PM
Barrayaran$100.003/27/2011 9:42:17 AM
jsnryn$50.003/28/2011 9:19:09 AM
Reddy_Capital$25.003/27/2011 1:38:50 PM
reward-adventure$50.003/28/2011 11:15:14 AM
power-companion7$100.003/28/2011 12:33:05 PM
sensible-fund$50.003/28/2011 3:23:01 AM
113121$10,326.743/28/2011 1:55:38 PM
reflective-rupee$500.333/18/2011 5:15:53 PM
SolarMoonshine$500.003/18/2011 5:46:59 PM
CA-Lender$100.003/18/2011 5:06:16 PM
loyalist1$300.003/18/2011 5:08:33 PM
hookUup$25.003/18/2011 10:13:03 PM
patriot897$25.003/18/2011 5:05:43 PM
ac787$96.003/18/2011 10:03:37 PM
economy-popcorn$25.003/19/2011 11:13:27 PM
DoctorJoe$25.003/19/2011 7:50:04 AM
NekHoldings$25.003/19/2011 3:43:27 PM
w3alter$100.003/19/2011 4:53:01 PM
sflash$25.003/20/2011 7:54:25 PM
zippy-interest$25.003/22/2011 7:17:28 PM
bid-czar8$50.003/23/2011 3:10:20 AM
burrito6$25.003/24/2011 8:31:10 AM
benjamins-utopia$100.003/24/2011 11:49:07 AM
five-star-note$25.003/24/2011 5:17:34 PM
lender12345$25.003/24/2011 5:50:54 PM
mcgovern2024$25.003/25/2011 11:00:13 AM
hitsman$50.003/26/2011 11:48:05 AM
mercuriant$25.003/26/2011 4:53:21 AM
Gibbyland$100.003/26/2011 1:18:02 PM
the-dollar-topper$100.003/26/2011 2:43:15 PM
wbahl$25.003/26/2011 3:14:19 PM
AF-Chief$50.003/26/2011 4:09:42 PM
thelovebug$100.003/27/2011 9:17:50 PM
compassion-lotus5$50.003/27/2011 3:27:50 PM
Guerrilla_Man$25.003/27/2011 11:29:01 AM
mlj0671$25.003/28/2011 11:19:18 AM
64 Investments
 
Borrower Payment Dependent Notes Series 496155
This series of Notes was issued and sold upon the funding of the borrower loan #48201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $402.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2001 Debt/Income ratio: 28%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 22Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 40 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,970Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: exchange-synapse1 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Loan
Purpose of loan: Start up cost for my business
This loan will be used to...Supply inventory for my business.

My financial situation: I hold a good jod and have my business as well.
I am a good candidate for this loan because...
I have an excellent payment history and have never been late on a payment.

Monthly net income: $4500.00
Monthly expenses: $100.00
Housing: $700.00
Insurance: $150.00
Car expenses: $186.00
Utilities: $200.00
Phone, cable, internet: $170.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $600.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Is your job separate from your business? If so, will you keep your job? Thanks. - reflective-rupee
A: Yes i plan to keep my job thanks. (Mar-18-2011)
Q: Please describe your business and its history and prospects in some detail. Thanks - reflective-rupee
A: I am a auto dealer on the side and I buy and sell used cars. (Mar-18-2011)
Q: How much do you typically mark-up what you purchase (10%? 20%?), and how long does a car usually sit on the lot before it's sold? - worldly-money4
A: Mark-up will vary ,anywhere from 50% to as much as %1000 it all depends on the car.A car will not sit longer than 90 days befor I send it back through the auction. This time of year they don't sit long becuase of income tax. (Mar-21-2011)
Q: What costs will this loan directly be covering? - cedar9
A: It will cover the cost of two or more cars that I will sell for a profit and turn around and pay the loan. (Mar-29-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
JustMee$25.003/16/2011 5:25:20 PM
DasMula$77.003/16/2011 5:41:43 PM
reflective-rupee$300.333/16/2011 5:34:15 PM
simplelender80$100.003/16/2011 5:43:50 PM
suave-dime6$25.003/16/2011 6:15:02 PM
Jack55304$125.003/16/2011 6:20:59 PM
TeaHouseFinance$25.003/16/2011 7:36:56 PM
wbahl$25.003/16/2011 8:11:33 PM
Whipster$50.003/17/2011 7:27:11 PM
tnjohnso$25.003/17/2011 9:17:18 PM
PRGuyinVA$25.003/18/2011 2:47:56 PM
economy-producer$25.003/19/2011 9:58:45 AM
zippy-interest$25.003/22/2011 7:16:43 PM
zorg77$25.003/23/2011 9:40:35 PM
benjamins-utopia$100.003/24/2011 11:48:52 AM
shepherd1$75.003/25/2011 11:58:47 AM
fillholdingsllc$25.003/25/2011 5:21:32 PM
Alittleluck$50.003/25/2011 8:17:50 PM
mercuriant$25.003/26/2011 4:53:07 AM
Gibbyland$100.003/26/2011 1:17:56 PM
wesleyan$50.003/26/2011 8:13:13 AM
wwwUniversal$25.003/26/2011 4:04:07 PM
Kyileo$25.003/26/2011 12:17:11 PM
the-dollar-topper$100.003/26/2011 2:43:06 PM
handshake5$100.003/26/2011 4:52:42 PM
thelovebug$100.003/26/2011 4:45:07 PM
cashasaurus0$100.003/27/2011 5:55:04 AM
imoutdoorsy$25.003/26/2011 10:03:45 PM
umfan123$25.003/28/2011 6:12:26 AM
mlj0671$25.003/28/2011 11:06:53 AM
shrewd-peace7$25.003/28/2011 12:30:23 PM
octoberfresh$26.003/28/2011 5:16:22 PM
tech310$50.003/28/2011 12:30:47 PM
HHP$100.003/28/2011 12:31:14 PM
Easystreet$25.003/29/2011 2:38:08 AM
Bob450$25.003/29/2011 2:57:31 AM
jga516$25.003/29/2011 3:00:51 AM
the-profit-oracle$25.003/29/2011 3:12:31 AM
investment-habanero8$100.003/29/2011 4:15:08 AM
orange-vigilance-shower$50.003/28/2011 7:32:46 PM
rcm87$100.003/28/2011 12:32:26 PM
enthusiastic-ore5$59.023/28/2011 12:44:16 PM
IIP77$25.003/29/2011 2:37:22 AM
treasure-bliss$50.003/29/2011 3:10:42 AM
exuberant-dime$50.003/28/2011 7:42:43 PM
Leopoldine$25.003/28/2011 8:13:24 PM
social-conductor4$25.003/29/2011 4:18:51 PM
payout-banker4$25.003/29/2011 4:21:07 PM
raisingophelia$25.003/29/2011 11:38:06 AM
orderly-leverage$100.003/29/2011 4:22:56 PM
Wellman$50.003/29/2011 1:57:55 PM
bonus-powerplant$30.003/29/2011 8:37:37 AM
selector568$50.003/29/2011 3:23:11 PM
power-bluebird2$50.003/29/2011 9:35:12 AM
brazilofmux$31.003/29/2011 4:29:14 PM
compassionate-asset8$100.003/29/2011 7:08:34 PM
squarebob$25.003/29/2011 5:04:31 PM
upright-commitment5$25.003/29/2011 7:43:37 PM
rcldesign$25.003/30/2011 1:53:50 AM
monstersdad$50.003/30/2011 2:03:09 AM
DadWarbucks$32.523/30/2011 2:09:05 AM
PatRichi$25.003/30/2011 2:28:48 AM
gristle$25.003/30/2011 2:30:15 AM
newest-inspiring-power$50.003/29/2011 6:28:49 PM
natural-greenback6$25.003/29/2011 6:36:24 PM
caprirolito$25.003/29/2011 8:27:25 PM
rockhound84$25.003/30/2011 5:47:09 AM
Banker7371$25.003/29/2011 4:27:48 PM
buffalobills$25.003/30/2011 8:02:57 AM
partyplan$35.003/30/2011 8:33:50 AM
WilliamLeeSims$25.003/29/2011 4:52:56 PM
Rdodson11$25.003/30/2011 1:47:33 AM
selfmademan$25.003/30/2011 1:57:32 AM
MONEYMATCH$25.003/30/2011 2:03:42 AM
persevering$30.093/30/2011 2:21:11 AM
Reinadog9$25.003/30/2011 2:29:23 AM
apostle901$25.003/30/2011 2:30:20 AM
antrux$25.003/30/2011 2:33:24 AM
affluence-tycoon$50.003/29/2011 5:07:35 PM
js44043$25.003/30/2011 9:25:14 AM
be_wise$25.003/29/2011 5:13:32 PM
rapid-credit428$25.003/30/2011 2:45:27 AM
payment-gusto$25.003/30/2011 2:59:19 AM
worth-arch$25.003/30/2011 9:29:46 AM
CC911$25.003/30/2011 6:03:26 AM
generosity-pizza$25.003/30/2011 8:38:24 AM
djmgd790$75.003/30/2011 9:47:37 AM
credit-wheel7$25.003/30/2011 9:48:03 AM
moola-pillow$102.723/29/2011 7:07:35 PM
transparency-burger$25.003/29/2011 7:43:32 PM
profitable-return5$25.003/30/2011 10:06:49 AM
TpbiCapitals$25.003/30/2011 9:24:14 AM
MissionMicroFinance$25.003/30/2011 9:25:12 AM
return-beeper$50.003/30/2011 9:25:35 AM
A007$50.003/30/2011 9:25:42 AM
Sixmil$45.603/30/2011 1:47:19 AM
copper$50.003/30/2011 1:57:25 AM
davidc314$26.473/30/2011 2:05:07 AM
Georgetastic$25.003/30/2011 2:09:41 AM
Diamond_Jim$37.923/30/2011 2:37:10 AM
visionary-currency$50.003/30/2011 2:45:15 AM
loanman2007$125.003/30/2011 4:48:00 AM
jonnysixgun$25.003/30/2011 6:16:54 AM
point-promiser$26.183/30/2011 10:01:22 AM
justice-economist$25.003/30/2011 10:05:02 AM
Vreet$50.003/30/2011 10:06:39 AM
chererat$100.003/30/2011 10:18:32 AM
bounsy$36.033/30/2011 10:30:11 AM
CA-Lender$100.003/16/2011 6:17:31 PM
leodaguy$25.003/16/2011 6:20:01 PM
ingenious-deal6$25.003/16/2011 6:12:25 PM
patriot897$25.003/16/2011 6:16:28 PM
worldly-money4$150.003/16/2011 6:15:53 PM
wonder3$35.003/17/2011 6:11:03 AM
courteous-kindness1$25.003/16/2011 8:20:11 PM
reflective-rupee$200.333/18/2011 9:24:59 AM
competent-p2p$25.003/18/2011 7:11:41 PM
w3alter$100.003/19/2011 4:52:30 PM
trippd6$25.003/20/2011 10:32:07 PM
bid-czar8$50.003/23/2011 3:09:38 AM
ivy-league-MBA$25.003/23/2011 12:48:24 PM
point-kitten6$50.003/23/2011 8:38:54 PM
p2ploan-sensation211$25.003/23/2011 8:25:33 PM
burrito6$25.003/24/2011 8:30:48 AM
finance-prescription$50.003/24/2011 5:33:27 AM
EarlyRiser$250.003/24/2011 9:47:36 AM
Cromag$25.003/25/2011 10:51:51 AM
credit-sycamore4$100.003/25/2011 8:49:02 AM
dollar-cherry6$100.003/25/2011 9:34:00 AM
kind-adventurous-finance$50.003/25/2011 4:28:04 PM
reward-adventure$50.003/26/2011 3:29:47 AM
hitsman$50.003/26/2011 11:47:56 AM
pani5ue$25.003/26/2011 8:10:39 AM
AF-Chief$50.003/26/2011 4:09:33 PM
Ocean713$50.003/26/2011 4:36:59 PM
compassion-lotus5$50.003/27/2011 3:27:41 PM
Guerrilla_Man$25.003/27/2011 11:28:56 AM
ramsba$50.003/27/2011 6:34:42 PM
Weaverville$39.713/28/2011 9:20:41 AM
sensible-fund$50.003/28/2011 3:22:59 AM
worthy-bid8$25.003/28/2011 12:30:43 PM
loyalist1$100.003/28/2011 12:30:55 PM
vtr1000$25.003/28/2011 4:01:29 PM
Peacepower$25.003/28/2011 5:17:17 PM
kind-important-liberty9$25.003/27/2011 10:22:05 PM
Lam0nt$200.003/28/2011 1:29:18 PM
dinero-fighter$50.003/28/2011 11:33:01 PM
ommcd$25.003/29/2011 2:46:40 AM
return-human6$50.003/28/2011 5:54:56 PM
dedicated-transaction796$50.003/29/2011 3:17:54 AM
Astyanax$45.003/28/2011 6:59:35 PM
MadHun$80.033/29/2011 3:24:29 AM
SBT$25.003/28/2011 11:14:51 AM
Tikibarman$50.003/29/2011 6:48:49 AM
FeedTheMachine$100.003/28/2011 12:32:29 PM
american-investor$25.003/29/2011 9:39:00 AM
asmithj$50.003/29/2011 9:40:43 AM
utopia14$25.003/29/2011 9:41:00 AM
famous-bill$25.003/29/2011 10:14:01 AM
cassperr$25.003/29/2011 3:21:44 PM
genius520$100.003/29/2011 4:28:08 PM
kind-durability-gravitas$50.003/29/2011 6:42:30 AM
enthralling-investment$33.403/29/2011 6:48:01 AM
revenue-appraiser$25.003/29/2011 8:52:39 AM
kencox$25.003/29/2011 5:19:28 PM
squarebob$25.003/29/2011 5:20:21 PM
orange-preeminant-bill$50.003/29/2011 4:28:15 PM
CoffeyvilleKS$34.683/29/2011 5:00:39 PM
kulender$50.003/29/2011 5:13:24 PM
power-mad-scientist$25.003/29/2011 1:44:35 PM
new-social-economist$50.003/30/2011 12:10:45 AM
flwah$25.003/30/2011 2:23:13 AM
mbf2234$25.003/29/2011 2:46:56 PM
agiovasil$25.003/30/2011 2:30:25 AM
flanative$25.003/29/2011 6:37:35 PM
exciting-responsibility3$25.003/30/2011 2:46:06 AM
gimincorp$29.373/30/2011 2:50:18 AM
blissful-deal0$36.063/29/2011 7:21:18 PM
unassailable-fund$32.283/30/2011 2:55:43 AM
missing-link$25.003/30/2011 2:57:26 AM
Dubbs360$25.003/29/2011 4:22:01 PM
mcgovern2024$25.003/29/2011 4:22:19 PM
admirable-basis1$32.003/29/2011 9:17:07 PM
nicklds$25.003/30/2011 1:45:03 AM
foxtrot12$56.763/30/2011 1:56:07 AM
SDNLR$49.953/30/2011 2:04:14 AM
jleng$25.003/30/2011 2:19:22 AM
CPAMAN$25.003/30/2011 2:21:22 AM
oldmora$38.773/30/2011 2:34:30 AM
mnmcarve$50.003/30/2011 9:27:14 AM
hope-eagle6$25.003/30/2011 2:50:01 AM
bid-papyrus$25.003/30/2011 9:30:32 AM
lovelongandprosper$50.003/30/2011 7:57:37 AM
gtheone$50.003/30/2011 8:59:49 AM
kind-bill-supporter$25.003/30/2011 9:48:07 AM
treasure-generator$25.003/30/2011 10:01:36 AM
diverse2$25.003/30/2011 9:25:09 AM
Gibbyland$100.003/29/2011 8:51:09 PM
sensible-order2$100.003/30/2011 9:30:42 AM
ticketman2$25.003/30/2011 9:31:44 AM
SPB$35.563/30/2011 1:55:55 AM
mobius404$25.003/30/2011 2:19:19 AM
CapeDollars$25.003/30/2011 2:20:26 AM
j-lender$50.003/30/2011 2:28:54 AM
NoCal$25.003/30/2011 2:30:32 AM
profit-powerplant$25.003/30/2011 2:35:22 AM
graceful-investment$100.003/30/2011 2:45:35 AM
shmb6508$200.003/30/2011 10:30:14 AM
jasonj72$25.003/30/2011 6:47:47 AM
culldud6900$50.003/30/2011 9:26:35 AM
lendme2$50.003/30/2011 9:32:16 AM
lyndyn$25.003/30/2011 10:29:55 AM
212 Investments
 
Borrower Payment Dependent Notes Series 497313
This series of Notes was issued and sold upon the funding of the borrower loan #48221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,472.17 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 4.95% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $408.26
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1997 Debt/Income ratio: 10%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 4Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $740Stated income:$75,000-$99,999
Delinquencies in last 7y: 15 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: irishforever Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
780-799 (Nov-2009)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Needed: LIFE changing surgery!
Purpose of loan: Medical.
This loan will be used for a much needed, life changing surgery for my wife. Insurance will cover a portion of it and I need to fund the rest.

My financial situation:
I've been with my current employer for 10 years with stable and consistent income. I never take on more than I can comfortably pay back.

Last year I weathered a significant financial crisis that caused my credit to suffer. I've had 13 years of perfect payments, now marred by 6 months of delinquencies, due to fraud. In the end it cost me over $14,000 out of pocket. I fixed it in one year, took no loans to accomplish it, and suffered few cutbacks in my family's lifestyle. I came out strong.

Monthly net income: $5,100
Monthly expenses: $3,913
Housing: $1,685
Insurance: $180
Car expenses: $150 (fuel)
Utilities: $450
Phone, cable, internet: $150
Entertainment: $100
Household expenses, grocery: $1,000
Credit cards and other loans: $28
Other expenses: $170
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: For my own education, how did the fraud cost you money out of pocket? - credit-coach118
A: I need more than 500 characters to explain this one fully. The fraud was not with my creditors, it was with my house. I was duped by a group of cons that I qualified for a home modification. I hired "Harvest Capital" to modify + service my loan. I was not able to pay my credit cards because I had to save my house when I found out it was in foreclosure and the company had vanished with the money I was paying them. Forcing me to settle with my creditors and save my house all in the same year. (Mar-13-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I only have one mortgage. It is a little less than what my credit report states since another payment has been applied. $247,941.46. Oregon's housing market took a huge hit in 2008. The estimated value now stands at $208,000. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CoolPlexer$25.003/11/2011 9:01:05 AM
BxRealtor$25.003/11/2011 9:04:55 AM
competent-p2p$101.003/11/2011 1:00:48 PM
nickel-ferret$100.003/11/2011 9:03:35 AM
JJ9876$25.003/11/2011 9:03:17 AM
SimpleChoice$25.003/11/2011 9:44:41 AM
CA-Lender$100.003/11/2011 2:27:32 PM
patriot897$25.003/12/2011 6:58:23 AM
eloquent-dime416$50.003/12/2011 10:09:48 AM
GoingFishing$25.003/12/2011 4:01:54 PM
organized-payment6$50.003/12/2011 3:46:34 PM
Weaverville$25.003/13/2011 5:50:41 PM
power-companion7$100.003/14/2011 5:56:37 AM
credit-coach118$25.003/13/2011 9:23:08 PM
inspiring-credit4$25.003/14/2011 1:11:42 PM
Tylerh$100.003/15/2011 1:47:35 PM
Ripsaw4U$50.003/16/2011 9:03:39 AM
rdrloan$25.003/16/2011 9:51:44 AM
bullwink27$25.003/16/2011 6:46:46 AM
wbahl$25.003/16/2011 8:13:09 PM
indomitable-coin$50.003/17/2011 5:49:45 AM
Havana21$25.003/17/2011 1:44:37 AM
currency-persimmon$100.003/17/2011 9:35:49 AM
Havnfun$25.003/18/2011 7:59:35 AM
Walkingcowboy$50.003/18/2011 3:05:10 PM
enthralling-deal180$50.003/19/2011 12:03:09 AM
a-finance-nirvana$25.003/19/2011 3:30:35 AM
Firescreek$25.003/19/2011 9:23:41 AM
loot-heart$25.003/19/2011 11:01:41 PM
thebigrig$100.003/19/2011 11:13:06 AM
HamachiMan$50.003/20/2011 4:27:09 PM
credit-scout7$50.003/21/2011 8:07:12 AM
BankofBeth$25.003/20/2011 5:20:38 PM
saga9$50.003/21/2011 10:19:20 AM
nybanker85$50.003/21/2011 7:15:11 PM
jigsaw$50.003/22/2011 6:01:14 AM
honorable-yield$25.003/22/2011 6:41:41 AM
MadHun$200.003/22/2011 8:34:45 AM
elbastador$25.003/22/2011 3:19:07 PM
transparent-silver$50.003/22/2011 11:08:41 AM
credit-kahuna$50.003/22/2011 9:06:32 AM
dakoke$150.003/22/2011 11:43:20 PM
capital-blueberry$25.003/22/2011 8:07:32 PM
Artist_Blue$25.003/22/2011 5:34:48 PM
umfan123$25.003/23/2011 6:42:49 AM
meenan$50.003/23/2011 2:02:04 AM
Bigg_Lender$25.003/22/2011 7:12:47 PM
cingular$25.003/22/2011 7:24:51 PM
TikPmp1$25.003/22/2011 7:27:25 PM
Leopoldine$25.003/22/2011 7:28:42 PM
hopethisworks$50.003/22/2011 9:52:39 PM
ToweringDan$50.003/22/2011 10:51:48 PM
williemc44$25.003/23/2011 1:49:03 PM
reflective-rupee$25.333/23/2011 2:22:10 PM
visionary-asset5$50.003/23/2011 3:29:57 PM
investment-kingdom$300.003/23/2011 9:33:24 AM
squarebob$25.003/23/2011 4:17:17 PM
secureincome$150.003/23/2011 7:22:41 AM
Fiimg$50.003/23/2011 6:59:36 PM
convergentthinker$25.003/23/2011 7:16:23 PM
heerzaquestion$25.003/23/2011 5:33:26 PM
Peterman$25.003/23/2011 5:39:00 PM
IIP77$25.003/24/2011 6:27:45 AM
first-serene-credit$25.003/23/2011 7:54:39 PM
GElender$50.003/24/2011 7:02:51 AM
wwwUniversal$25.003/23/2011 8:42:36 PM
safe-kindness5$25.003/24/2011 9:32:58 AM
PitOfSuccess$25.003/24/2011 9:35:45 AM
benefit-piano5$25.003/24/2011 9:36:51 AM
Unclejohn$25.003/23/2011 6:22:52 PM
br4444$50.003/23/2011 7:00:11 PM
red-favorable-basis$25.003/23/2011 7:49:49 PM
jaesposito$25.003/23/2011 9:31:12 PM
bold-shrewd-market$25.003/24/2011 12:17:30 PM
derec$25.003/24/2011 3:53:25 PM
Zoramite$25.003/24/2011 3:53:56 PM
Ragestang$25.003/24/2011 10:43:56 AM
visionary-community$25.003/24/2011 3:59:20 PM
ocho$50.003/24/2011 11:22:32 AM
hidavehi$28.003/24/2011 5:47:30 PM
Dapple33$25.003/24/2011 2:44:34 PM
Kyileo$25.003/24/2011 7:19:55 PM
heavenly-treasure542$35.673/24/2011 3:48:29 PM
MoNeYMaN5$25.003/24/2011 3:50:27 PM
Kijib$25.003/24/2011 3:50:55 PM
cassius84$25.003/24/2011 9:33:13 AM
ultimatepaintball$25.003/24/2011 3:51:11 PM
lost-money-so-far-on-these$25.003/24/2011 3:51:45 PM
beaker$25.003/25/2011 1:13:29 AM
und-alum$28.543/25/2011 1:18:46 AM
Trolley08$25.003/25/2011 1:28:34 AM
Katburg$38.693/25/2011 1:30:12 AM
CaliforniaSun$25.003/25/2011 1:31:30 AM
divergregg$30.003/24/2011 4:38:02 PM
codenoise$25.003/25/2011 1:38:37 AM
Hutpit$27.333/25/2011 1:39:51 AM
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anders94$25.243/25/2011 1:41:41 AM
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sfmdg$50.003/25/2011 4:52:29 AM
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bashar$25.003/24/2011 12:53:35 PM
chrisah$50.003/24/2011 7:28:31 PM
proud-silver0$100.003/24/2011 3:51:34 PM
Sixmil$35.003/24/2011 3:53:29 PM
Soothsayer$25.003/25/2011 1:18:52 AM
ualf$26.293/25/2011 1:19:31 AM
Bank42$52.163/25/2011 1:20:35 AM
Millmanator$32.773/25/2011 1:28:56 AM
wild_carrot$25.003/25/2011 1:29:34 AM
Philosonie$25.003/25/2011 1:41:12 AM
fireboss$26.473/25/2011 1:49:27 AM
StreetJustice$50.003/25/2011 2:04:01 AM
melodious-fairness$51.233/25/2011 2:09:12 AM
studious-bonus7$100.003/25/2011 2:15:01 AM
productive-principal7$25.003/25/2011 2:18:06 AM
julijask$50.003/24/2011 5:27:24 PM
rate-negotiator$25.003/25/2011 6:10:55 AM
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AaronL$25.003/24/2011 6:20:29 PM
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transaction-animal8$25.003/25/2011 7:34:23 AM
riproaringrapids$25.003/24/2011 8:27:34 PM
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lendme2$33.803/25/2011 1:19:47 AM
Strato$25.023/25/2011 1:21:08 AM
martinatime$25.003/25/2011 1:31:01 AM
RSV$25.003/25/2011 1:48:48 AM
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ptjg$50.003/25/2011 1:51:00 AM
huorn$25.003/25/2011 2:03:41 AM
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Rivermaverick$35.003/25/2011 8:04:25 AM
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Feyenoord$25.003/11/2011 9:01:27 AM
AFairDeal$100.003/11/2011 9:03:27 AM
efficient-treasure0$25.003/11/2011 2:31:39 PM
zotzot$25.333/11/2011 3:13:16 PM
simplelender80$100.003/11/2011 9:02:35 AM
credit-investor5$50.003/11/2011 9:04:30 AM
reflective-rupee$25.333/11/2011 10:18:20 AM
ac787$25.003/12/2011 4:42:44 AM
newest-funds-powerplant$25.003/12/2011 8:46:16 PM
jescowa$50.003/12/2011 5:51:49 AM
Azonic21$25.003/12/2011 9:12:27 AM
important-ore$100.003/14/2011 10:12:57 AM
Chesterite$30.003/13/2011 7:09:37 PM
radforj22$25.003/14/2011 4:47:26 PM
leodaguy$50.003/15/2011 9:22:35 PM
kenji4861$25.003/16/2011 2:27:38 AM
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benjamins-utopia$100.003/16/2011 8:36:01 PM
vivid-loot1$25.003/16/2011 8:49:17 PM
worthy-bid8$50.003/17/2011 2:06:46 AM
hostbank$100.003/17/2011 3:42:18 PM
loyalty-sherpa$25.003/17/2011 4:32:06 PM
a-unflappable-finance$100.003/18/2011 9:38:55 AM
360Winner$50.003/18/2011 9:34:18 AM
caring-hope2$50.003/18/2011 4:28:57 PM
GMPK_TLAS$50.003/19/2011 1:25:35 AM
GCInvestments$50.003/19/2011 11:27:41 AM
rmpedi33$25.003/19/2011 8:14:36 AM
w3alter$100.003/19/2011 4:56:30 PM
money-surge1$50.003/20/2011 10:47:19 AM
smilinsam$100.003/21/2011 2:12:37 PM
UAVDave$100.003/22/2011 9:17:37 AM
3am-preacher$25.003/22/2011 3:45:37 PM
jdrez$25.003/22/2011 4:42:38 PM
harty$25.003/22/2011 4:46:28 PM
Goat$25.003/22/2011 10:22:06 AM
durability-balance4$50.003/22/2011 8:42:46 AM
balance-booster8$50.003/22/2011 4:46:54 PM
kulender$100.003/22/2011 7:05:24 PM
the-upbeat-p2p$50.003/22/2011 5:23:51 PM
jazz619$25.003/22/2011 7:27:46 PM
pvd89$50.003/22/2011 8:18:01 PM
LeReve$87.843/22/2011 5:41:19 PM
planet613$30.073/22/2011 10:32:38 PM
zippy-interest$25.003/22/2011 7:13:11 PM
bigphish$50.003/22/2011 7:26:46 PM
bid-czar8$50.003/23/2011 3:02:11 AM
propertytransformer$25.003/23/2011 3:40:00 AM
deal-mover$25.003/23/2011 10:15:57 AM
JoeXB$50.003/23/2011 10:17:09 AM
trade-surge3$25.003/23/2011 8:06:05 AM
sfmf$40.003/23/2011 12:24:55 PM
shmb6508$50.003/23/2011 1:33:53 PM
Rockymtnhi$50.003/23/2011 6:34:02 AM
octoberfresh$25.003/23/2011 7:01:46 AM
healingangel22$25.003/23/2011 7:23:44 AM
neelgagan$100.003/23/2011 7:11:43 PM
EtaDuck$25.003/23/2011 9:34:38 AM
the-profit-oracle$25.003/24/2011 2:15:30 AM
mgking007$54.303/23/2011 1:03:30 PM
magnetic-kindness$25.003/23/2011 2:29:57 PM
mooch_1993$25.003/24/2011 9:33:02 AM
income-sage9$25.003/24/2011 2:47:41 AM
drtexican$25.003/24/2011 9:33:15 AM
jjb3$25.003/24/2011 9:34:43 AM
neutrino6$25.003/24/2011 9:36:16 AM
Archchancellor$50.003/24/2011 5:02:30 AM
autonomous-camaraderi4$125.003/24/2011 10:04:38 AM
gold-blanket0$50.003/23/2011 7:32:58 PM
power-defender7$50.003/23/2011 8:30:07 PM
agalt$50.003/23/2011 11:13:42 PM
LendGuy$25.003/24/2011 12:53:43 PM
MyPlantsEatBugs$25.003/24/2011 9:33:04 AM
gold-sushi$25.003/24/2011 9:34:08 AM
don8ter$25.003/24/2011 2:14:44 AM
shaker348$25.003/24/2011 3:51:20 PM
Cheburashka$25.003/24/2011 3:52:15 PM
hope-hickory$25.003/24/2011 3:53:02 PM
vigilance-revolutionary$50.003/24/2011 3:57:35 PM
LenderByDay$25.003/24/2011 4:00:05 PM
Goodlender42$25.003/24/2011 4:00:42 PM
Quiddity$50.003/24/2011 7:43:25 AM
flanative$25.003/24/2011 5:57:39 PM
Clambake$50.003/24/2011 7:03:33 PM
swpski$25.003/24/2011 9:32:51 AM
GenerousGentleMan$75.003/24/2011 9:33:30 AM
techs$25.003/24/2011 3:51:23 PM
Trevor_C$42.763/24/2011 3:52:58 PM
VikingInvestments$25.003/24/2011 8:32:34 PM
The_Lending_Muscle$25.003/25/2011 12:02:45 AM
romario$25.003/25/2011 1:18:35 AM
RJN$25.003/25/2011 1:20:01 AM
DavenportCapital$25.003/25/2011 1:29:28 AM
macgeek$25.003/25/2011 1:39:09 AM
williamdkit$28.803/25/2011 1:48:05 AM
Cre8iveCash$25.003/25/2011 1:49:40 AM
lostontheedge$25.003/25/2011 1:51:08 AM
hrubinst$48.133/25/2011 1:51:31 AM
GatorBux$50.003/24/2011 11:08:07 AM
impressive-p2p7$25.003/24/2011 11:19:24 AM
pnace$26.163/25/2011 2:04:15 AM
nalaari$25.003/25/2011 2:09:01 AM
Infinity_Financial$200.003/24/2011 11:45:48 AM
genius520$93.573/25/2011 2:18:35 AM
cpodakine$25.003/25/2011 6:47:34 AM
slojudy$50.003/24/2011 5:42:33 PM
myduck$75.003/25/2011 6:54:16 AM
interstellar$38.383/24/2011 5:47:40 PM
jtradition$50.003/25/2011 7:08:01 AM
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uncleharold$25.003/24/2011 7:32:32 PM
dedication-merman$50.003/24/2011 2:58:41 PM
established-payout$25.003/24/2011 7:57:33 PM
biffmush$200.003/24/2011 3:48:43 PM
p1k4blu$25.003/24/2011 3:51:00 PM
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treasure-pipeline$43.893/24/2011 3:53:32 PM
fairness-champ7$25.003/24/2011 11:37:39 PM
fareast_man$25.003/25/2011 1:13:24 AM
TheYellowDart$25.003/25/2011 1:29:04 AM
valiant-liberty4$25.003/24/2011 3:59:11 PM
ClearLake$25.003/25/2011 1:32:13 AM
anyoi$50.003/24/2011 3:59:25 PM
108lender$93.803/24/2011 3:59:46 PM
hardwareman$25.003/25/2011 1:48:18 AM
rsd4444$25.003/25/2011 2:02:55 AM
market-jam$49.943/25/2011 2:09:06 AM
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authentic-liberty7$25.003/25/2011 2:14:03 AM
active-market$27.203/25/2011 2:14:38 AM
velocity-solo$25.003/25/2011 2:19:11 AM
Domgabriel$50.003/25/2011 3:26:45 AM
ranstlin$25.003/25/2011 4:17:56 AM
intrepid-loot$50.003/25/2011 4:54:21 AM
secureincome$125.003/25/2011 6:51:56 AM
SharkAttack$25.003/25/2011 1:19:02 AM
InvestorPartners$25.003/25/2011 1:19:42 AM
MakoF16$26.133/25/2011 1:39:05 AM
silverloan$35.243/25/2011 1:39:33 AM
RLC$46.643/25/2011 1:49:06 AM
Papa_Mema$25.003/25/2011 1:49:47 AM
miket71$50.003/25/2011 1:59:58 AM
corndog4000$110.003/25/2011 2:08:58 AM
tender-integrity3$29.903/25/2011 2:13:52 AM
worth-arch$25.003/25/2011 2:14:31 AM
bonus-zone$25.003/25/2011 6:53:06 AM
292 Investments
 
Borrower Payment Dependent Notes Series 497423
This series of Notes was issued and sold upon the funding of the borrower loan #48153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $483.42
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1978 Debt/Income ratio: 70%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $67,314Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: elixir373 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation & Taxes
Purpose of loan:
This loan will be used to...consolidate some debt and make some needed improvements to rental property

My financial situation:
I am a good candidate for this loan because...I've worked hard my whole life and have always paid my bills.
Monthly net income: $3400.00
Monthly expenses: $2324.00
Housing: $0.00
Insurance: $75.00
Car expenses: $160.00
Utilities: $185.00
Phone, cable, internet: $110.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $869.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/10/2011 5:03:03 PM
thelovebug$100.003/10/2011 5:04:48 PM
CA-Lender$100.003/10/2011 5:05:28 PM
ingenious-deal6$25.003/10/2011 5:05:59 PM
SecondChanceLendingSERV$25.003/11/2011 9:39:38 AM
Interstate_Rate$100.003/14/2011 10:57:03 AM
Wellman$50.003/15/2011 4:03:07 AM
reward-adventure$50.003/15/2011 4:58:07 AM
reflective-rupee$100.333/15/2011 12:06:13 PM
leodaguy$25.003/15/2011 9:24:24 PM
erowis$50.003/16/2011 4:36:43 AM
worthy-bid8$25.003/16/2011 1:30:37 PM
Ocean713$50.003/16/2011 3:37:25 PM
soulful-truth$100.003/16/2011 8:22:56 PM
SBT$25.003/16/2011 8:52:35 PM
important-openness1$75.003/16/2011 7:59:37 PM
Comoparklender$50.003/16/2011 8:37:43 PM
DUDICO2006$25.003/17/2011 2:48:56 PM
PRGuyinVA$25.003/18/2011 2:46:36 PM
Weaverville$25.003/20/2011 7:37:43 AM
money-surge1$50.003/20/2011 10:47:17 AM
w3alter$100.003/19/2011 4:51:20 PM
ThatDanGuy$50.003/20/2011 2:06:40 PM
trippd6$25.003/20/2011 10:28:27 PM
Artist_Blue$25.003/21/2011 6:16:05 AM
happy-yield$25.003/21/2011 7:01:54 PM
asiaratt$50.003/22/2011 2:21:18 AM
bsmtloan$75.003/21/2011 8:46:43 PM
Zoomzoom22$57.003/21/2011 8:50:18 PM
unger$63.333/22/2011 6:22:43 AM
rzlender$25.003/22/2011 6:26:54 AM
UAVDave$100.003/21/2011 9:52:02 PM
irrelevant$25.003/22/2011 2:11:21 AM
the-profit-oracle$25.003/22/2011 2:19:50 AM
umfan123$25.003/22/2011 7:02:26 AM
octoberfresh$25.003/22/2011 8:38:32 AM
desertoasis$30.003/22/2011 10:36:50 AM
treasure-bliss$28.213/22/2011 2:19:20 AM
autonomous-truth$100.003/22/2011 10:57:13 AM
credible-balance6$25.003/22/2011 11:47:35 AM
zone6$100.003/22/2011 3:45:16 AM
mammalian4$25.003/22/2011 4:57:08 AM
nilonc1$50.003/22/2011 2:24:19 PM
worldly-rate3$50.003/22/2011 9:33:12 AM
Haribelle$25.003/22/2011 4:25:19 PM
kind-genuine-dough$25.003/22/2011 5:02:12 PM
accelerator1$50.003/22/2011 1:33:20 PM
HammerSmith$25.003/22/2011 2:23:28 PM
3am-preacher$25.003/22/2011 3:42:30 PM
Peterman$25.003/22/2011 5:58:27 PM
heerzaquestion$50.003/22/2011 6:39:02 PM
mykkai$25.003/22/2011 6:59:45 PM
thomas16882004$25.003/22/2011 7:27:25 PM
greenkid$50.003/22/2011 7:44:39 PM
pvd89$50.003/22/2011 8:11:13 PM
jojo6686$33.353/22/2011 4:06:53 PM
Pu239$60.003/22/2011 5:52:15 PM
squarebob$25.003/22/2011 6:02:44 PM
Isotope$25.003/22/2011 6:13:29 PM
108lender$200.003/23/2011 1:26:25 AM
Kaj$50.003/22/2011 5:12:02 PM
seisen$50.003/22/2011 5:12:11 PM
graceful-investment$38.963/23/2011 2:35:59 AM
the-upbeat-p2p$50.003/22/2011 5:20:57 PM
intrepid-loot$25.003/23/2011 5:16:40 AM
missing-link$25.003/22/2011 5:32:37 PM
LaBamba$250.003/22/2011 8:48:19 PM
ChillyWilly$25.003/22/2011 6:10:18 PM
Dubbs360$26.593/23/2011 1:52:03 AM
TBTdragon$35.003/22/2011 6:50:03 PM
wwwUniversal$25.003/23/2011 8:33:40 AM
bid-czar8$50.003/23/2011 3:07:49 AM
Dskillz$60.003/22/2011 9:49:22 PM
Easystreet$25.003/23/2011 1:42:37 AM
GElender$25.003/23/2011 8:32:58 AM
Cai8899$25.003/23/2011 8:33:37 AM
magnetic-kindness$25.003/23/2011 2:29:44 PM
principal-laser$65.003/23/2011 4:07:42 AM
Yomain$125.003/23/2011 3:55:52 PM
top-payout-fixer$50.003/23/2011 4:04:06 PM
secureincome$2,000.003/23/2011 7:15:47 AM
extraordinary-interest1$50.003/23/2011 8:49:00 AM
Perksunlimited$50.003/23/2011 3:55:43 PM
flwah$25.003/23/2011 7:53:41 PM
dedicated-transaction796$44.793/23/2011 4:03:09 PM
silver-enlightenment0$34.023/23/2011 4:03:46 PM
money-bauble$78.423/23/2011 4:03:55 PM
gold-channel2$25.003/23/2011 4:04:10 PM
worth-arch$25.003/24/2011 2:28:35 AM
treasure-network$50.003/24/2011 5:02:36 AM
hopeful-asset9$25.003/23/2011 2:39:52 PM
a-restless-dollar$25.003/24/2011 6:20:21 AM
IIP77$25.003/24/2011 6:23:17 AM
symbiosis$100.003/23/2011 3:55:55 PM
point-kitten6$50.003/23/2011 8:38:19 PM
HedgeFund$50.003/23/2011 4:04:07 PM
berkeleyalum$25.003/23/2011 9:57:40 PM
frogperson$162.903/24/2011 8:18:44 AM
tech310$50.003/24/2011 1:25:29 AM
SFBank$50.003/23/2011 6:18:10 PM
Searlzy$25.003/24/2011 1:32:42 AM
simplelender80$200.003/10/2011 5:01:16 PM
worldly-money4$150.003/14/2011 2:34:20 PM
ready-interest9$25.003/14/2011 9:48:42 PM
patriot897$25.003/15/2011 11:12:21 AM
Bob450$25.003/15/2011 1:35:16 AM
Tylerh$100.003/15/2011 2:03:35 PM
Jack55304$125.003/16/2011 8:47:13 AM
HHP$100.003/16/2011 9:34:45 AM
wbahl$25.003/16/2011 8:10:20 PM
tnjohnso$25.003/17/2011 9:16:29 PM
MadHun$29.863/18/2011 2:41:56 AM
360Winner$50.003/18/2011 9:34:48 AM
jjswanso$100.003/18/2011 11:00:19 AM
sweetlan$25.003/18/2011 2:01:24 PM
jubilant-agreement0$25.003/19/2011 9:59:48 AM
hope-equation$50.003/19/2011 1:52:12 PM
rvfbroker$25.003/19/2011 2:16:12 PM
economy-producer$25.003/19/2011 9:57:08 AM
runner262$25.003/19/2011 10:21:31 PM
inspiring-reward$100.003/20/2011 3:16:22 AM
imlosttoo$25.003/21/2011 11:06:33 AM
smilinsam$50.003/21/2011 2:16:12 PM
glroark$100.003/21/2011 8:43:42 PM
mcgovern2024$25.003/21/2011 6:41:50 PM
exchange-synapse$100.003/21/2011 7:14:41 PM
jwm$25.003/22/2011 5:21:10 AM
radforj22$25.003/22/2011 6:36:09 AM
the-yield-surfer$53.213/21/2011 11:48:32 PM
wildanne$50.003/22/2011 7:42:58 AM
genelinist$50.003/22/2011 8:14:43 AM
kulender$50.003/21/2011 5:13:19 PM
orange-preeminant-bill$38.663/22/2011 8:35:50 AM
saga9$50.003/21/2011 5:31:40 PM
nybanker85$50.003/21/2011 7:15:09 PM
thrifty-capital$25.003/21/2011 7:24:30 PM
worldly-money4$850.003/22/2011 12:33:15 PM
dwilson443$50.003/22/2011 1:13:18 PM
OCedHrt$25.003/22/2011 1:06:27 PM
shrewd-peace7$25.003/22/2011 2:12:32 PM
Jinja$42.123/22/2011 5:51:08 PM
SweatyBalls$25.003/22/2011 5:53:01 PM
2grindstones$25.003/22/2011 10:30:27 AM
brainy-repayment5$78.353/22/2011 7:11:49 PM
Wart126$25.003/22/2011 1:25:16 PM
treasure-boomer$25.003/22/2011 7:50:18 PM
well-mannered-income3$25.003/22/2011 3:29:58 PM
GoodScot$25.003/22/2011 10:13:37 PM
profit-powerplant$25.003/23/2011 2:25:51 AM
zippy-interest$25.003/22/2011 7:15:28 PM
moola-monger9$50.003/23/2011 6:32:46 AM
hokee$25.003/23/2011 7:02:15 AM
reward-walnut$50.003/23/2011 8:33:14 AM
Gibbyland$100.003/23/2011 8:33:30 AM
musegaze$100.003/23/2011 8:41:46 AM
ommcd$25.003/23/2011 8:42:21 AM
gold-blanket0$25.003/23/2011 8:33:53 AM
DonaldColorado$50.003/23/2011 12:53:15 PM
NoCal$25.003/23/2011 8:42:26 AM
finance-mushroom$41.723/23/2011 2:45:49 AM
jga516$25.003/23/2011 2:39:01 PM
payout-banker4$25.003/23/2011 3:54:23 PM
joshua18$25.003/23/2011 3:55:48 PM
indomitable-dedication$50.003/23/2011 4:04:13 PM
prominence8$25.003/23/2011 8:02:49 AM
rhin0cerx$50.003/23/2011 8:33:32 AM
point-sasquatch$25.003/23/2011 8:41:57 AM
social-friendship5$50.003/23/2011 8:42:12 AM
payment-gusto$25.003/23/2011 8:42:29 AM
dime-bigwig4$105.003/23/2011 1:49:31 PM
greatwhiteninja$50.003/23/2011 3:55:33 PM
ivy-league-MBA$25.003/23/2011 10:22:35 AM
FeedTheMachine$100.003/23/2011 4:03:41 PM
inspired-duty5$50.003/23/2011 4:04:09 PM
chungfang$100.003/23/2011 4:04:11 PM
nerdfactor$38.983/23/2011 9:53:21 PM
shur$25.003/23/2011 2:39:11 PM
PThor$25.003/23/2011 2:39:18 PM
Jethro12$25.003/23/2011 2:39:48 PM
rcm87$100.003/23/2011 3:39:28 PM
chkrvrty$50.003/23/2011 3:55:56 PM
logical-investment4$25.003/23/2011 4:04:08 PM
the-discrete-income$200.003/23/2011 4:44:11 PM
finance-prescription$50.003/24/2011 5:32:37 AM
copper$29.203/24/2011 1:29:38 AM
caprirolito$25.003/24/2011 2:07:37 AM
186 Investments
 
Borrower Payment Dependent Notes Series 497443
This series of Notes was issued and sold upon the funding of the borrower loan #48212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,987.09 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $260.73
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1988 Debt/Income ratio: 27%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 6 / 6Length of status:10y 4m
Amount delinquent: $29,072 Total credit lines: 36 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,274Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: proud-camaraderi7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
Purpose of loan: daughters wedding
This loan will be used to... using money to pay for my daugthers wedding

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3500
Monthly expenses: $2600
Housing: $400
Insurance: $
Car expenses: $100
Utilities: $200
Phone, cable, internet: $90
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A: current and past delinquencies are because of the mail problem i had when i moved in to our new home. people that lived here before us had the same last name as us and they foward the mail when they moved to there new house to different city so all my mail kept going to there address and it still does that sometimes post office and dmv are still having this problem and i'm working very hard to get back on track and stay track. (Mar-10-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: my house was foreclosed in 2009. I don't own a house now i live in a rental home with my older daughter and her husband and my wife. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/10/2011 5:05:11 PM
velocity-motivator6$100.003/10/2011 5:01:30 PM
reflective-rupee$25.333/10/2011 8:55:02 PM
Evan_Safe$25.003/11/2011 8:37:06 AM
flwah$25.003/11/2011 1:30:31 AM
bold-steady-peso$25.003/10/2011 6:11:16 PM
mrsp2e$100.003/11/2011 6:09:45 PM
Wellman$50.003/15/2011 4:03:08 AM
leodaguy$25.003/15/2011 9:24:25 PM
Jack55304$125.003/16/2011 8:47:15 AM
Ocean713$50.003/16/2011 3:37:29 PM
wbahl$25.003/16/2011 8:10:22 PM
important-openness1$75.003/16/2011 7:48:19 PM
Comoparklender$50.003/16/2011 8:37:45 PM
aquistoyraul$25.003/17/2011 7:31:01 AM
Bob450$25.003/17/2011 4:15:19 PM
soulful-truth$100.003/17/2011 4:13:59 PM
MadHun$200.003/18/2011 3:06:59 PM
dollardave$100.003/18/2011 1:21:18 PM
PRGuyinVA$25.003/18/2011 2:46:37 PM
economy-producer$25.003/19/2011 9:57:10 AM
money-surge1$50.003/20/2011 10:47:18 AM
jubilant-agreement0$25.003/19/2011 9:59:49 AM
ThatDanGuy$50.003/20/2011 2:06:41 PM
rvfbroker$25.003/19/2011 2:16:14 PM
Artist_Blue$25.003/21/2011 6:16:06 AM
jazzlender$25.003/22/2011 2:20:00 AM
smilinsam$50.003/21/2011 2:16:14 PM
irrelevant$25.003/22/2011 2:11:24 AM
worldly-rate3$50.003/22/2011 9:33:14 AM
desertoasis$30.003/22/2011 10:36:52 AM
credible-balance6$25.003/22/2011 11:47:36 AM
Reliance_Banker$25.003/22/2011 4:00:55 PM
successful-generosity$25.003/22/2011 5:02:21 PM
green-capital-hornet$25.003/22/2011 5:10:02 PM
debt-force$25.003/22/2011 5:42:10 PM
Cashlender1992$45.003/22/2011 6:01:06 PM
sappy02$25.003/22/2011 5:01:18 PM
Kaj$50.003/22/2011 5:43:31 PM
seisen$50.003/22/2011 5:43:41 PM
profit-powerplant$25.003/23/2011 2:25:53 AM
108lender$100.003/23/2011 8:41:04 AM
GoodScot$25.003/22/2011 10:13:38 PM
extraordinary-interest1$50.003/23/2011 8:49:00 AM
shur$25.003/23/2011 3:57:01 PM
Easystreet$25.003/23/2011 8:42:18 AM
magnetic-kindness$25.003/23/2011 2:29:46 PM
reward-walnut$50.003/23/2011 2:39:22 PM
point-sasquatch$25.003/23/2011 2:39:56 PM
Gibbyland$50.003/23/2011 3:55:15 PM
hopeful-asset9$25.003/23/2011 3:57:34 PM
wwwUniversal$25.003/23/2011 4:03:58 PM
finance-prescription$50.003/24/2011 5:32:38 AM
PThor$25.003/23/2011 3:57:05 PM
FeedTheMachine$39.853/24/2011 2:16:11 AM
berkeleyalum$25.003/23/2011 9:57:43 PM
Scoote2912$25.003/24/2011 12:39:09 PM
dca_yyz$25.003/24/2011 9:32:49 AM
satanichammy$36.333/24/2011 3:50:10 PM
community-platoon8$40.003/24/2011 10:19:27 AM
IIP77$25.003/24/2011 6:23:19 AM
benjamins-utopia$100.003/24/2011 11:48:22 AM
justice-economist$25.003/24/2011 9:41:17 AM
mike2246s$25.003/24/2011 9:49:15 AM
hawat$25.003/24/2011 9:54:25 AM
nicklds$25.003/24/2011 3:54:12 PM
hope-hickory$25.003/24/2011 3:55:55 PM
foxtrot12$40.803/24/2011 4:07:49 PM
suave-dime6$25.003/10/2011 5:03:05 PM
ingenious-deal6$25.003/10/2011 5:06:02 PM
SecondChanceLendingSERV$25.003/11/2011 9:05:55 AM
simplelender80$200.003/10/2011 5:01:17 PM
inspiring-reward$38.723/11/2011 1:49:08 AM
worldly-money4$100.003/12/2011 4:42:18 PM
Weaverville$25.003/13/2011 5:50:05 PM
reward-adventure$50.003/15/2011 4:58:08 AM
patriot897$25.003/15/2011 11:12:23 AM
Tylerh$100.003/15/2011 5:07:47 PM
HHP$100.003/16/2011 9:34:47 AM
worthy-bid8$25.003/16/2011 1:30:37 PM
SBT$25.003/16/2011 8:52:38 PM
sweetlan$25.003/18/2011 2:01:27 PM
360Winner$50.003/18/2011 9:34:49 AM
hope-equation$50.003/19/2011 1:52:13 PM
w3alter$100.003/19/2011 4:51:21 PM
imlosttoo$25.003/21/2011 11:06:35 AM
the-yield-surfer$50.003/21/2011 11:53:03 PM
saga9$50.003/21/2011 5:31:41 PM
mcgovern2024$25.003/21/2011 6:41:51 PM
the-profit-oracle$25.003/22/2011 2:19:53 AM
radforj22$25.003/22/2011 6:36:11 AM
kulender$100.003/22/2011 8:26:47 AM
asiaratt$50.003/22/2011 2:21:20 AM
capital-halo1$79.983/22/2011 2:36:55 AM
jwm$25.003/22/2011 5:21:11 AM
liberty-society5$25.003/22/2011 5:11:25 PM
OCedHrt$25.003/22/2011 1:06:29 PM
famous-bill$25.003/22/2011 2:37:36 PM
SweatyBalls$25.003/22/2011 5:53:02 PM
painterflipper$27.463/22/2011 2:47:51 PM
jo2y$25.003/22/2011 3:32:37 PM
KMB78$25.003/22/2011 4:59:24 PM
kind-genuine-dough$25.003/22/2011 5:02:17 PM
zippy-interest$25.003/22/2011 7:15:31 PM
bid-czar8$50.003/23/2011 3:07:51 AM
prominence8$25.003/23/2011 8:02:51 AM
missing-link$25.003/23/2011 2:38:16 AM
finance-mushroom$100.003/23/2011 8:42:31 AM
ommcd$25.003/23/2011 3:56:01 PM
Jethro12$25.003/23/2011 3:57:29 PM
ivy-league-MBA$25.003/23/2011 10:22:36 AM
Pu239$60.003/23/2011 10:44:18 AM
rhin0cerx$50.003/23/2011 2:39:29 PM
Lubava$25.003/23/2011 7:41:44 PM
DonaldColorado$50.003/23/2011 12:53:16 PM
JPMorrisLegacyFund$59.503/24/2011 3:02:25 AM
GElender$25.003/23/2011 2:39:10 PM
Cai8899$25.003/23/2011 2:39:36 PM
gold-blanket0$25.003/23/2011 2:39:41 PM
musegaze$100.003/23/2011 4:04:14 PM
rcm87$100.003/23/2011 4:04:34 PM
social-conductor4$25.003/24/2011 8:22:34 AM
graceful-investment$54.943/24/2011 2:27:12 AM
gimincorp$30.003/24/2011 9:33:34 AM
impressive-p2p7$25.003/24/2011 11:19:15 AM
burrito6$25.003/24/2011 8:29:56 AM
tech310$50.003/24/2011 1:25:32 AM
mimoney16$25.003/24/2011 9:33:07 AM
bridgeguy$25.003/24/2011 3:48:32 PM
mrfrog$25.003/24/2011 3:50:35 PM
profitable-return5$25.003/24/2011 10:08:58 AM
ILWTC$50.003/24/2011 11:02:39 AM
MissionMicroFinance$25.003/24/2011 3:51:03 PM
FASTIZIO_P$25.003/24/2011 9:34:55 AM
authoritative-capital$25.003/24/2011 4:01:00 PM
DadWarbucks$29.183/24/2011 10:42:57 AM
GatorBux$50.003/24/2011 11:09:11 AM
Katburg$25.003/24/2011 3:51:08 PM
jga516$25.003/24/2011 3:59:38 PM
139 Investments
 
Borrower Payment Dependent Notes Series 497535
This series of Notes was issued and sold upon the funding of the borrower loan #48224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-12-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $317.36
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2002 Debt/Income ratio: 76%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,973Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: Belli0702 Borrower's state: Ohio Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation and Car Repair
Purpose of loan:
This loan will be used to...
Consolidate some high interest Credit Cards and for some needed car repairs. My car is leaking antifreeze into the oil and is estimated to cost $500 to fix, but could be more if there is damage.

My financial situation:
I am a good candidate for this loan because...
I have been working hard to improve my Credit and have paid off many smaller debts and I have a stable job along with my husband.

Monthly net income: $3500(including my husbands)
Monthly expenses: $
Housing: $535
Insurance: $120
Car expenses: $120
Utilities: $150
Phone, cable, internet: $220
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $7500(total)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/12/2011 12:07:17 PM
zotzot$25.443/12/2011 6:16:47 PM
competent-p2p$50.003/12/2011 6:37:36 PM
ingenious-deal6$25.003/12/2011 12:06:46 PM
thelovebug$100.003/12/2011 12:06:23 PM
reflective-rupee$200.333/12/2011 12:21:56 PM
suave-dime6$25.003/13/2011 3:43:14 PM
mrsp2e$25.003/14/2011 3:00:14 PM
ready-interest9$25.003/14/2011 9:47:04 PM
reward-adventure$50.003/15/2011 4:58:34 AM
erowis$50.003/16/2011 4:38:57 AM
leodaguy$25.003/15/2011 9:24:43 PM
Jack55304$125.003/16/2011 8:47:49 AM
KarlMarx$25.003/16/2011 6:05:03 PM
frogperson$200.003/16/2011 9:35:37 PM
DUDICO2006$25.003/17/2011 2:46:01 PM
360Winner$50.003/18/2011 9:35:02 AM
HHP$25.003/18/2011 9:55:21 AM
jjswanso$200.003/18/2011 11:01:16 AM
economy-producer$25.003/19/2011 9:57:23 AM
Weaverville$25.003/20/2011 7:37:56 AM
saga9$50.003/21/2011 5:31:55 PM
radforj22$25.003/22/2011 6:36:19 AM
sfmf$40.003/23/2011 12:25:04 PM
well-mannered-income3$40.003/23/2011 4:40:40 PM
MadHun$200.003/23/2011 3:55:59 PM
kublai$500.003/23/2011 7:44:27 PM
Peterman$25.003/23/2011 12:09:12 PM
market-pudding$25.003/23/2011 6:28:51 PM
finance-prescription$50.003/24/2011 5:32:43 AM
bonus-seahorse$50.003/23/2011 3:25:49 PM
FinanceEngine$30.003/23/2011 3:56:27 PM
RMI_Babylon$25.003/23/2011 10:03:56 PM
dsnybnd$50.003/23/2011 4:47:11 PM
burrito6$25.003/24/2011 8:30:03 AM
natural-greenback6$25.003/23/2011 8:19:55 PM
EarlyRiser$250.003/24/2011 9:45:34 AM
a-dough-plato$25.003/24/2011 12:40:08 PM
AW14$25.003/24/2011 7:50:25 PM
ILWTC$50.003/24/2011 11:02:55 AM
irrelevant$25.003/25/2011 2:00:08 AM
the-profit-oracle$25.003/25/2011 2:04:38 AM
loss-of-control$150.003/24/2011 5:42:08 PM
Roblaroni$25.003/25/2011 6:53:02 AM
philantist$25.003/25/2011 9:34:47 AM
Mariner3605$25.003/24/2011 4:17:45 PM
inventive-exchange$50.003/25/2011 10:18:09 AM
missing-link$25.003/25/2011 2:15:18 AM
somebody32$50.003/25/2011 10:52:38 AM
Ocean713$50.003/25/2011 11:32:33 AM
credit-sycamore4$100.003/25/2011 8:47:49 AM
Shining-Star$25.003/24/2011 8:16:06 PM
RetiredATC$50.003/25/2011 2:22:48 AM
revenue-appraiser$25.003/25/2011 7:30:38 AM
bonafide-economy$50.003/25/2011 5:27:41 PM
commanding-income774$25.003/25/2011 7:58:59 AM
asmithj$30.163/25/2011 9:37:13 AM
robot777$25.003/25/2011 6:52:29 PM
sharp-return7$25.003/25/2011 10:38:55 AM
MADAOO7$50.003/25/2011 5:49:07 PM
be_wise$25.003/25/2011 4:21:37 PM
Doug1043$25.003/25/2011 4:33:21 PM
Rdodson11$25.003/26/2011 1:44:59 AM
brazilofmux$100.003/26/2011 1:58:27 AM
SDNLR$44.663/26/2011 2:09:44 AM
MONEYMATCH$25.003/26/2011 2:13:22 AM
silverloan$25.003/26/2011 2:18:56 AM
A007$31.683/26/2011 2:38:41 AM
MissionMicroFinance$25.003/26/2011 2:39:05 AM
stock106$25.003/26/2011 2:48:53 AM
inkplj$29.993/26/2011 3:03:28 AM
NoCal$25.003/26/2011 3:09:03 AM
FeedTheMachine$100.003/26/2011 3:14:16 AM
wise-balanced-moola$25.003/26/2011 3:22:39 AM
shrewd-peace7$25.003/26/2011 3:30:48 AM
kind-bill-supporter$25.003/26/2011 3:40:50 AM
payment-gusto$25.003/26/2011 3:41:03 AM
cbivitz$38.203/26/2011 5:24:43 AM
amf$25.003/26/2011 1:37:43 AM
SPB$34.313/26/2011 1:54:52 AM
nicklds$25.003/26/2011 1:57:19 AM
nodrivelpls$25.003/26/2011 2:19:36 AM
intrepid-loot$25.003/25/2011 7:04:15 PM
Diamond_Jim$50.003/26/2011 3:12:57 AM
Banker7371$25.003/26/2011 3:13:39 AM
hope-eagle6$25.003/26/2011 3:19:59 AM
elegant-loot$25.003/26/2011 3:39:26 AM
robust-trade$32.273/26/2011 3:39:51 AM
graceful-investment$100.003/26/2011 3:40:34 AM
Yomain$75.003/26/2011 12:17:38 AM
gustavzantanon$30.123/26/2011 2:02:49 AM
TheYellowDart$25.003/26/2011 2:03:11 AM
photo999$25.003/26/2011 2:18:23 AM
davidc314$30.783/26/2011 2:19:19 AM
diverse2$25.003/26/2011 2:29:24 AM
FASTIZIO_P$25.003/26/2011 2:40:09 AM
flwah$25.003/26/2011 2:45:04 AM
ticketman2$25.003/26/2011 3:03:25 AM
theincarnatemike$25.003/26/2011 3:08:12 AM
revenue-officer36$32.513/26/2011 3:19:23 AM
silver-enlightenment0$100.003/26/2011 3:19:38 AM
worth-arch$25.003/26/2011 3:40:56 AM
wealth-competitor$25.003/26/2011 3:47:50 AM
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201 Investments
 
Borrower Payment Dependent Notes Series 497779
This series of Notes was issued and sold upon the funding of the borrower loan #48209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $512.59
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2000 Debt/Income ratio: 24%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $457Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: bazaar-souffle Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lamont
Purpose of loan:
This loan will be used to... To purchase A Fed Ex Ground Truck for the purpose of work

My financial situation:
I am a good candidate for this loan because... I am very responsible when it comes to paying bills, I also will be using this loan to purchase a truck for the purpose of work so I will be making money to pay the loan back.


Monthly net income: $ 2,400
Monthly expenses: $ 200.00
Housing: $ 300.00 a month
Insurance: $ 80.61 a month ( car insurance)
Car expenses: $ Gas $26.00 a week
Utilities: $ 100.00
Phone, cable, internet: $100.00 a month
Food, entertainment: $ 200.00 a month
Clothing, household expenses: $ 60.00 a month
Credit cards and other loans: $ 50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi! Do you work for FedEx now? Can you also explain why you need to purchase a truck to work for them? Do they hire drivers as contractors? Thank you! - missoula
A: Hello! Yes I work for Fed Ex but I drive for a contractor, He wants to sell me his truck and then I will bea contractor for Fed Ex instead of working for a contractor. Yes Fed Ex hires drivers as contractors. It is actually a good experience and the money is great.. (Mar-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/15/2011 5:04:53 PM
BxRealtor$25.003/15/2011 5:05:15 PM
Azonic21$25.003/15/2011 5:05:25 PM
commerce-yeller$30.003/15/2011 5:17:06 PM
reflective-rupee$100.333/15/2011 7:40:48 PM
patriot897$25.003/15/2011 5:02:17 PM
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zotzot$25.443/16/2011 11:04:09 AM
wbahl$25.003/16/2011 8:13:49 PM
loyalty-sherpa$25.003/17/2011 4:33:03 PM
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Havana21$25.003/19/2011 2:44:29 AM
HamachiMan$50.003/20/2011 4:28:03 PM
3_boyz$25.003/21/2011 2:10:52 PM
rdrloan$50.003/22/2011 5:30:33 PM
missoula$50.113/22/2011 7:14:25 PM
AM2171$25.003/22/2011 10:00:36 PM
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imlosttoo$25.003/29/2011 11:58:40 AM
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epall$25.003/22/2011 7:53:29 PM
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iolaire$25.003/25/2011 9:39:56 AM
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j2ee$25.003/26/2011 3:56:39 PM
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tough-peso2$25.003/27/2011 7:09:04 AM
dinero-speaker$25.003/28/2011 6:37:55 AM
helpinghand63$25.003/28/2011 8:12:32 AM
Bank42$100.003/28/2011 9:18:48 AM
rogue_monster$50.003/28/2011 12:12:58 PM
income-pillow$50.003/28/2011 9:21:20 AM
market-jam$50.003/28/2011 5:17:44 PM
ClearCut$50.003/28/2011 1:17:37 PM
Walkingcowboy$50.003/28/2011 2:13:59 PM
bold-durability-drum$50.003/28/2011 8:28:45 AM
Leopoldine$25.003/28/2011 8:13:14 PM
anton$1,500.003/28/2011 11:24:03 PM
innocent-income4$25.003/29/2011 5:33:21 AM
philantist$25.003/29/2011 2:58:02 AM
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ranstlin$25.003/29/2011 10:56:15 AM
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BritDad$25.003/29/2011 10:51:36 AM
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blue-principal-seagull$50.003/29/2011 10:54:17 AM
Lesburger$25.003/29/2011 10:54:44 AM
Divr555$45.223/29/2011 10:54:52 AM
hebergee$25.003/29/2011 10:55:40 AM
Soothsayer$25.003/29/2011 10:56:07 AM
Dweeberkitty1$25.003/29/2011 10:59:14 AM
AgTiPinisher$50.003/29/2011 11:01:20 AM
torpedoman-usn$50.003/29/2011 11:01:39 AM
comet55$25.003/29/2011 11:02:52 AM
EvalCrux$50.003/29/2011 11:03:07 AM
DreDub$50.003/29/2011 11:03:19 AM
justice-dna$35.003/29/2011 11:04:37 AM
debt-force$25.003/29/2011 11:06:23 AM
gold-disk$50.003/29/2011 11:07:18 AM
the-profit-oracle$25.003/29/2011 11:07:41 AM
genius520$100.003/29/2011 11:08:11 AM
divedude$25.003/29/2011 11:10:20 AM
luckyldy$50.003/29/2011 11:12:40 AM
kencox$25.003/29/2011 11:18:43 AM
durable-investment8$25.003/29/2011 11:26:34 AM
agalt$100.003/29/2011 11:35:04 AM
BaxterEvil$25.003/29/2011 5:02:44 AM
important-ore$200.003/29/2011 2:13:19 PM
Astyanax$50.003/29/2011 3:11:16 PM
visionary-community$25.003/29/2011 9:37:34 AM
selfmademan$25.003/29/2011 4:21:58 PM
nybanker85$50.003/29/2011 4:22:44 PM
aasx1108$25.003/29/2011 10:26:01 AM
lender987654321$100.003/29/2011 10:26:33 AM
nonukem$35.003/29/2011 10:51:07 AM
MARSTUN$50.003/29/2011 10:51:18 AM
WolRab$28.413/29/2011 10:51:41 AM
powerful-greenback2$25.003/29/2011 10:52:34 AM
brainy-dedication$25.003/29/2011 10:54:24 AM
dspmn$27.003/29/2011 10:58:42 AM
TK4$50.003/29/2011 10:59:02 AM
kbodendorf$25.003/29/2011 11:02:03 AM
Philolend$25.003/29/2011 11:02:18 AM
lakehavasu88$25.003/29/2011 11:02:36 AM
five-star-note$50.003/29/2011 11:03:02 AM
Preferred-Lender$25.003/29/2011 11:03:40 AM
brainy-repayment5$50.003/29/2011 11:03:48 AM
tender-integrity3$29.233/29/2011 11:04:18 AM
commerce-renewal$100.003/29/2011 11:05:49 AM
revenue-trombone5$25.003/29/2011 11:06:39 AM
treasure-widget$25.003/29/2011 11:07:44 AM
treasure-pipeline$50.003/29/2011 11:07:53 AM
pdxKurt$44.573/29/2011 11:10:22 AM
ptjg$50.003/29/2011 11:10:40 AM
don8ter$25.003/29/2011 11:10:54 AM
tampa_cmc$50.003/29/2011 11:18:33 AM
investment-comet$25.003/29/2011 11:37:46 AM
blissful-openness8$25.003/29/2011 11:59:16 AM
guardian3$30.003/29/2011 1:11:51 PM
Cheburashka$25.003/29/2011 4:21:51 PM
flwah$25.003/29/2011 4:23:16 PM
WilliamLeeSims$25.003/29/2011 4:48:29 PM
313 Investments
 
Borrower Payment Dependent Notes Series 497965
This series of Notes was issued and sold upon the funding of the borrower loan #48229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,713.93 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $431.61
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2001 Debt/Income ratio: 49%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,458Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: a-currency-lyrics Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
pay off my credit card bills and make 1 easy payment.
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and have good credit. I have a steady job and easily pay this off. My husband pay for other expenses as housing, food, etc.

Monthly net income: $ 4500-5000
Monthly expenses: $
Housing: $0- paid by husband
Insurance: $0- paid by husband
Car expenses: $0- 1 car is paid off, other car is paid by husband
Utilities: $100
Phone, cable, internet: 200.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1000.00
Other expenses: $100 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what was the 31k spent on & how do you plan to reverse the tide? do you use any budgeting software like Mint.com? - on_your_side
A: Hello. No I have not used any budgeting software yet. The amount i've used in the past was for my wedding. I just want to pay of these unsecured loans and pay 1 bill only. (Mar-28-2011)
Q: Hi - Can you please tell us 1) how much credit card debt you have, 2) what interest rate you're paying on that debt, and 3) what comprises the rest of your revolving balance? Thanks. - worldly-money4
A: Hello. 1) I have about 20,000 in credit card debt 2) The interest rate varies- ranging from 9-20% 3) I only asked for the amount on my high interest rate cards. I pay every month and just want 1 bill to pay off these credit cards. (Mar-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/14/2011 5:26:48 PM
CA-Lender$100.003/14/2011 5:31:43 PM
reflective-rupee$100.333/14/2011 9:24:28 PM
ready-interest9$25.003/14/2011 9:48:28 PM
Interstate_Rate$100.003/14/2011 5:33:34 PM
credit-coach118$25.003/15/2011 9:27:47 AM
patriot897$25.003/15/2011 11:14:03 AM
lloyd_s$25.003/15/2011 1:46:40 AM
leverage-monger$65.003/15/2011 11:17:02 AM
competent-p2p$45.003/15/2011 12:06:04 PM
DUDICO2006$25.003/17/2011 2:49:20 PM
tnjohnso$25.003/17/2011 9:16:46 PM
economy-producer$25.003/19/2011 9:58:06 AM
w3alter$100.003/19/2011 4:52:04 PM
Weaverville$25.003/20/2011 7:38:16 AM
smilinsam$50.003/21/2011 2:16:51 PM
power-companion7$100.003/22/2011 7:09:43 PM
bid-czar8$50.003/23/2011 3:08:41 AM
DonaldColorado$50.003/23/2011 12:53:59 PM
point-kitten6$50.003/23/2011 8:38:39 PM
tech310$50.003/24/2011 1:26:23 AM
EarlyRiser$250.003/24/2011 9:48:02 AM
benjamins-utopia$100.003/24/2011 11:48:38 AM
burrito6$25.003/24/2011 8:30:26 AM
GatorBux$50.003/24/2011 11:09:36 AM
Ocean713$50.003/25/2011 11:33:00 AM
credit-sycamore4$100.003/25/2011 8:48:02 AM
Artist_Blue$25.003/25/2011 4:22:54 PM
dollar-cherry6$100.003/25/2011 9:33:34 AM
kind-adventurous-finance$50.003/25/2011 4:27:45 PM
treasure-bliss$29.483/26/2011 3:14:09 AM
octoberfresh$26.003/26/2011 2:31:03 AM
wwwUniversal$25.003/26/2011 3:20:55 AM
wesleyan$50.003/26/2011 8:12:56 AM
new-social-economist$33.753/26/2011 3:11:24 PM
kulender$100.003/26/2011 3:25:20 PM
payout-banker4$25.003/26/2011 3:26:36 PM
HHP$25.003/26/2011 3:08:45 PM
orange-preeminant-bill$30.773/26/2011 12:08:15 PM
GElender$25.003/26/2011 3:10:19 PM
worthy-bid8$25.003/26/2011 3:13:42 PM
Easystreet$25.003/26/2011 3:14:59 PM
bchang2001$25.003/26/2011 4:23:21 PM
the-upbeat-p2p$50.003/26/2011 4:23:26 PM
SpareChangeHero$25.003/26/2011 4:24:04 PM
papaman$25.003/26/2011 4:24:45 PM
radforj22$25.003/26/2011 4:24:52 PM
Trimalchio12$25.003/26/2011 4:28:34 PM
sensible-fund$47.713/26/2011 4:29:05 PM
money-surge1$50.003/26/2011 4:30:41 PM
Dubbs360$25.003/26/2011 4:32:25 PM
chkrvrty$50.003/26/2011 4:36:52 PM
rhin0cerx$50.003/26/2011 4:37:08 PM
point-sasquatch$25.003/26/2011 4:37:27 PM
chungfang$100.003/26/2011 4:37:40 PM
360Winner$50.003/26/2011 3:56:03 PM
treasure-widget$25.003/26/2011 4:38:27 PM
Gibbyland$100.003/26/2011 1:17:46 PM
Wellman$50.003/26/2011 4:45:03 PM
silver-enlightenment0$100.003/26/2011 4:05:01 PM
soulful-truth$100.003/26/2011 4:08:26 PM
rcm87$100.003/26/2011 4:09:55 PM
credible-balance6$50.003/26/2011 4:23:32 PM
metro457$50.003/26/2011 4:23:42 PM
p2p-czar3$25.003/26/2011 4:23:46 PM
NYCFinancier$25.003/26/2011 4:24:03 PM
ChuckieG$50.003/26/2011 6:07:31 PM
the-dollar-topper$100.003/26/2011 2:42:59 PM
thoughtful-currency5$50.003/26/2011 3:08:20 PM
greatwhiteninja$50.003/26/2011 4:36:39 PM
reward-walnut$50.003/26/2011 4:37:04 PM
gold-channel2$25.003/26/2011 4:37:38 PM
musegaze$100.003/26/2011 4:37:50 PM
108lender$200.003/26/2011 4:38:01 PM
Katburg$25.003/26/2011 3:12:36 PM
handshake5$100.003/26/2011 4:52:34 PM
affluence-tycoon$50.003/26/2011 5:23:09 PM
asmithj$50.003/26/2011 5:26:03 PM
inventive-wealth2$25.003/26/2011 5:26:10 PM
RMB-Investments$50.003/26/2011 6:34:01 PM
jazzlender$25.003/26/2011 4:09:17 PM
netelegent$25.003/26/2011 4:23:17 PM
honorable-yield$25.003/26/2011 4:23:28 PM
power-trophy7$25.003/26/2011 4:23:44 PM
Rdodson11$25.003/26/2011 4:24:55 PM
copper$50.003/26/2011 4:28:28 PM
graceful-investment$100.003/26/2011 4:29:36 PM
imoutdoorsy$25.003/26/2011 10:03:38 PM
the-profit-oracle$25.003/26/2011 4:33:43 PM
gold-blanket0$25.003/26/2011 4:37:21 PM
FeedTheMachine$100.003/26/2011 4:38:11 PM
desertoasis$25.003/26/2011 5:25:29 PM
investment-visionary$25.003/26/2011 5:26:05 PM
blackstar$25.003/27/2011 8:32:40 AM
grampy48$30.003/27/2011 12:19:49 PM
COCHINOBOY$35.003/28/2011 5:47:57 AM
E2BGR8$25.003/27/2011 5:02:35 PM
ramsba$50.003/27/2011 6:34:36 PM
squarebob$50.003/27/2011 7:43:06 AM
bid-computer$25.003/27/2011 9:53:42 AM
on_your_side$25.003/28/2011 9:47:53 AM
exciting-responsibility3$25.003/28/2011 10:13:58 AM
flexible-and-social$50.003/27/2011 2:40:35 PM
Smallbear$25.003/27/2011 3:08:57 PM
srspank24$50.003/28/2011 12:30:20 PM
cropdust3r$25.003/28/2011 12:30:30 PM
Hanalei712$50.003/28/2011 12:32:00 PM
a-tranquil-liberty$25.003/28/2011 9:33:16 AM
flexible-diversification9$50.003/28/2011 9:34:52 AM
coin-amigo$30.053/28/2011 9:54:52 AM
willinvest$25.003/27/2011 6:55:26 PM
raisingophelia$25.003/28/2011 12:28:34 PM
satisfying-durability$25.003/28/2011 12:30:00 PM
kindness-hickory5$50.003/28/2011 12:30:10 PM
Preferred-Lender$25.003/28/2011 12:30:32 PM
smoothmoniker$25.003/28/2011 12:30:39 PM
bounsy$50.003/28/2011 10:17:47 AM
mlj0671$25.003/28/2011 11:00:36 AM
rogue_monster$25.003/28/2011 12:30:12 PM
lakehavasu88$25.003/28/2011 12:30:26 PM
sgf$50.003/28/2011 2:38:01 PM
juliasdad$30.003/28/2011 3:49:48 PM
suave-dime6$25.003/14/2011 5:32:10 PM
worldly-money4$150.003/14/2011 5:37:27 PM
simplelender80$100.003/14/2011 5:28:17 PM
JustMee$25.003/14/2011 5:46:18 PM
dedicated-diversification5$70.303/15/2011 2:13:31 AM
Nerdster1$25.053/15/2011 3:57:52 AM
2grindstones$25.003/14/2011 7:34:43 PM
houli123$100.003/14/2011 10:35:06 PM
reward-adventure$50.003/15/2011 4:59:13 AM
leodaguy$25.003/15/2011 9:25:28 PM
erowis$50.003/16/2011 4:43:24 AM
Jack55304$125.003/16/2011 8:48:32 AM
wbahl$25.003/16/2011 8:11:06 PM
SBT$25.003/16/2011 8:53:30 PM
PRGuyinVA$25.003/18/2011 2:47:31 PM
jjswanso$155.493/18/2011 10:56:13 AM
zippy-interest$25.003/22/2011 7:16:16 PM
thelovebug$100.003/22/2011 4:39:49 PM
inspiring-reward$50.003/22/2011 5:31:08 PM
ivy-league-MBA$25.003/23/2011 10:40:30 AM
finance-prescription$50.003/24/2011 5:33:02 AM
Raetha$25.003/25/2011 2:39:19 PM
robot777$25.003/25/2011 6:52:34 PM
euro-banker$50.003/26/2011 7:42:41 AM
duty-windmill$25.003/26/2011 12:02:56 AM
amlu1988$25.003/26/2011 11:13:29 AM
pani5ue$25.003/26/2011 8:07:26 AM
mercuriant$25.003/26/2011 4:52:48 AM
hitsman$50.003/26/2011 11:47:46 AM
morpholog$50.003/26/2011 3:08:37 PM
Bob450$30.003/26/2011 3:09:22 PM
Yomain$125.003/26/2011 3:10:03 PM
social-conductor4$25.003/26/2011 3:11:15 PM
stolan$50.003/26/2011 3:44:44 PM
famous-bill$25.003/26/2011 3:50:51 PM
irrelevant$25.003/26/2011 4:03:35 PM
AF-Chief$50.003/26/2011 4:09:22 PM
gtheone$50.003/26/2011 4:23:19 PM
admirable-basis1$25.003/26/2011 4:23:23 PM
careful-note$50.003/26/2011 4:24:01 PM
PatRichi$25.003/26/2011 4:24:53 PM
ommcd$25.003/26/2011 4:28:37 PM
profit-powerplant$25.003/26/2011 4:35:49 PM
liberty-destiny3$25.003/26/2011 4:35:55 PM
symbiosis$100.003/26/2011 4:36:48 PM
indomitable-dedication$50.003/26/2011 4:37:44 PM
payment-gusto$25.003/26/2011 4:38:14 PM
jubilant-agreement0$25.003/26/2011 3:56:07 PM
genius520$100.003/26/2011 4:09:14 PM
oldmora$50.003/26/2011 5:24:34 PM
umfan123$25.003/26/2011 2:08:57 PM
SirJev$50.003/26/2011 4:23:30 PM
shmb6508$200.003/26/2011 4:25:14 PM
Perksunlimited$50.003/26/2011 4:32:29 PM
bsh297$25.003/26/2011 3:08:50 PM
joshua18$25.003/26/2011 4:36:41 PM
PThor$25.003/26/2011 4:37:01 PM
hopeful-asset9$25.003/26/2011 4:37:25 PM
seisen$50.003/26/2011 3:10:51 PM
IIP77$25.003/26/2011 3:11:52 PM
LAM26$25.003/26/2011 4:37:53 PM
shrewd-peace7$25.003/26/2011 4:44:25 PM
worthy-loot8$25.003/26/2011 3:45:01 PM
visionary-currency$50.003/26/2011 4:00:36 PM
Miklot$50.003/26/2011 4:23:39 PM
janus_god$25.003/26/2011 4:23:47 PM
Searlzy$25.003/26/2011 4:26:34 PM
Aunca$50.003/26/2011 4:28:35 PM
Guerrilla_Man$25.003/27/2011 11:28:50 AM
MadHun$200.003/26/2011 4:33:54 PM
shur$25.003/26/2011 4:36:56 PM
Cai8899$25.003/26/2011 4:37:16 PM
money-bauble$100.003/26/2011 4:37:35 PM
asiaratt$50.003/26/2011 5:25:27 PM
hope-eagle6$25.003/26/2011 5:26:15 PM
lyndyn$25.003/27/2011 2:03:40 PM
rvfbroker$25.003/26/2011 5:52:42 PM
macbeck22$25.003/27/2011 9:20:14 PM
compassion-lotus5$50.003/27/2011 3:27:35 PM
JeffHoll$80.003/27/2011 7:18:45 PM
traice$25.003/28/2011 9:34:48 AM
fair-integrity5$50.003/27/2011 12:15:01 PM
AntiTrustBanker$25.003/28/2011 12:30:36 PM
FASTIZIO_P$25.003/28/2011 12:30:50 PM
ryanshain$100.003/27/2011 4:48:33 PM
mammalian4$25.003/28/2011 2:13:14 PM
cospilot$25.003/28/2011 9:33:42 AM
justice-economist$25.003/28/2011 9:34:45 AM
LaBamba$100.003/28/2011 10:14:43 AM
new-ore-venture$200.003/28/2011 11:32:23 AM
pieceofcake$25.003/28/2011 12:30:28 PM
A-ONE-INVESTMENTS$50.003/28/2011 12:30:34 PM
rate-mogul$100.003/28/2011 12:32:04 PM
dsnybnd$25.003/28/2011 7:58:39 AM
rickp$50.003/28/2011 9:32:41 AM
pkn62572$25.003/28/2011 9:33:11 AM
consummate-loyalty1$50.003/28/2011 12:29:23 PM
trapper569$25.003/28/2011 12:30:18 PM
missing-link$25.003/28/2011 12:31:00 PM
221 Investments
 
Borrower Payment Dependent Notes Series 498089
This series of Notes was issued and sold upon the funding of the borrower loan #48214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-2010 Debt/Income ratio: 10%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: income-meteor2 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Home. improvment

My financial situation: good
I am a good candidate for this loan because...
I pay my bills on time and I am a dependable customer

Monthly net income: $2400
Monthly expenses: $1600
Housing: $0.00
Insurance: $36.00
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You application indicates you have no mortgage, yet you want a home improvement loan. Do you own your home? - one-midas
A: No I do not own the home yet my grandmother owns it but I am living in the home. It is stated in my grandmothers will that when she passes the home will be left to me. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Hanalei712$25.003/15/2011 9:39:35 AM
competent-p2p$25.003/15/2011 11:56:36 AM
favorite-commerce$50.003/15/2011 12:19:17 PM
SolarMoonshine$25.003/15/2011 6:31:36 PM
FinDoc$25.003/15/2011 2:00:46 PM
transformer855$25.003/15/2011 10:44:53 PM
reflective-rupee$300.333/16/2011 9:55:28 AM
worldly-money4$400.003/17/2011 11:14:29 AM
loanman2007$25.003/18/2011 5:11:28 AM
loss-of-control$50.003/20/2011 9:46:33 AM
buffalobills$25.003/21/2011 7:43:52 AM
justasoldier$25.003/21/2011 9:46:33 PM
Lubava$50.003/23/2011 8:17:10 AM
Cawse$25.263/22/2011 7:41:38 PM
850$50.003/22/2011 11:08:00 PM
DHolly$50.003/23/2011 8:09:41 AM
golffish2$25.003/24/2011 4:27:38 AM
sharp-return7$25.003/25/2011 10:39:57 AM
diversification-maple1$25.003/26/2011 1:50:24 AM
upbeat-finance8$25.003/26/2011 5:16:00 PM
mcgovern2024$25.003/26/2011 9:17:10 PM
profitable-money$25.003/26/2011 9:16:12 PM
investment-habanero8$100.003/27/2011 4:52:35 AM
melodious-openness$100.003/27/2011 1:45:44 PM
Reddy_Capital$25.003/27/2011 2:01:31 PM
Crom$50.003/27/2011 9:16:20 AM
Zoomzoom22$67.023/27/2011 9:34:47 AM
unfixer$25.003/27/2011 5:37:25 PM
Rogelio48$25.003/27/2011 5:45:35 PM
kgeezy$25.003/27/2011 6:24:37 PM
worldly-money4$100.003/15/2011 9:06:36 AM
CA-Lender$50.003/15/2011 9:06:06 AM
Danjack_Capital$25.003/15/2011 2:49:23 PM
malar$25.003/16/2011 5:00:49 AM
pietro_torna_indietro$25.003/16/2011 9:38:18 PM
zotzot$50.443/17/2011 3:03:47 PM
worldly-money4$1,000.003/18/2011 8:43:16 AM
squarebob$25.333/18/2011 4:57:50 PM
brainy-repayment5$100.003/18/2011 6:37:02 PM
aztocas$25.003/19/2011 11:51:35 AM
investment-raker8$50.003/20/2011 11:15:10 AM
aquistoyraul$25.003/21/2011 7:49:04 AM
hidavehi$25.093/21/2011 6:23:00 PM
Kyileo$25.003/21/2011 12:44:30 PM
mt3209$50.003/21/2011 1:07:19 PM
CA-Lender$50.003/22/2011 10:25:04 AM
kushka$25.003/23/2011 11:30:53 PM
AdamsWay$25.003/24/2011 1:09:09 AM
zorg77$25.003/23/2011 5:33:57 PM
intrepid-loot$25.003/24/2011 4:47:27 AM
icon7$25.003/24/2011 5:43:23 PM
shepherd1$25.003/25/2011 11:21:45 AM
youngtrader$100.003/25/2011 4:56:03 PM
tidy-cash1$30.003/25/2011 10:26:40 AM
market-pudding$25.003/25/2011 7:12:09 AM
lean-ore9$25.003/25/2011 10:22:47 AM
ethicalhumanist$25.003/25/2011 7:20:21 PM
squarebob$25.003/26/2011 12:37:51 PM
debt-legend$25.003/27/2011 4:50:48 PM
Southern_Illinois_Girl$57.893/27/2011 11:02:45 AM
Sudoku$68.643/27/2011 7:00:04 PM
Belair_Advisors$25.003/27/2011 2:33:21 PM
UBOtto186$25.003/27/2011 3:46:52 PM
TooManyCats$25.003/27/2011 4:33:55 PM
64 Investments
 
Borrower Payment Dependent Notes Series 498149
This series of Notes was issued and sold upon the funding of the borrower loan #48197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1993 Debt/Income ratio: 55%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:3y 3m
Amount delinquent: $9,285 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,344Stated income:$1-$24,999
Delinquencies in last 7y: 3 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: top-punctual-credit Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a loan
Purpose of loan: To pay for Attorney Fee's for son.
This loan will be used to...pay attorney's retainer fee.

My financial situation:
I am a good candidate for this loan because...I pay my bills and keep up with my finances.


Monthly net income: 1600.00
Monthly expenses: $982.25
Housing:
Insurance: $52.25
Car expenses: $250.00
Utilities: $280.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain your delinquencies? - visionary-asset5
A: I'm not aware of what delinquencies they are referring to on here. Everything that I have is paid up to date and stays that way. Unless its years ago when my ex boyfriend got credit cards in my name and ran them up. But I have taken care of those debts myself. (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ultimate-peace$50.003/15/2011 5:05:46 PM
leodaguy$25.003/15/2011 9:25:46 PM
patriot897$25.003/15/2011 5:07:17 PM
affluence-tycoon$50.003/16/2011 8:16:24 AM
treasure-pipeline$50.003/16/2011 8:42:31 PM
PRGuyinVA$25.003/18/2011 2:47:44 PM
bid-czar8$50.003/23/2011 3:09:08 AM
benjamins-utopia$100.003/24/2011 11:48:45 AM
dollar-cherry6$100.003/25/2011 9:33:45 AM
kind-adventurous-finance$50.003/25/2011 4:27:56 PM
credit-sycamore4$100.003/25/2011 8:48:15 AM
robot777$25.003/25/2011 6:52:40 PM
profreshonal$45.003/25/2011 6:07:30 PM
wwwUniversal$25.003/26/2011 3:21:04 AM
visionary-asset5$75.003/25/2011 10:55:53 PM
GElender$25.003/26/2011 6:10:31 AM
Helenska11$100.003/26/2011 9:12:26 AM
supreme-hope$25.003/26/2011 7:49:54 AM
astute-investment5$25.003/26/2011 10:45:05 AM
wesleyan$50.003/26/2011 8:13:01 AM
S-Master$50.003/26/2011 9:30:29 AM
symbiosis$25.003/26/2011 9:59:59 AM
tashara$25.003/26/2011 3:33:55 PM
Engineer44$25.003/26/2011 4:13:24 PM
sfmf$40.003/26/2011 4:23:42 PM
chaachie12$29.663/26/2011 4:35:26 PM
tech310$50.003/26/2011 4:00:23 PM
Gibbyland$100.003/26/2011 1:17:49 PM
kindness-sage$25.003/26/2011 5:44:21 PM
Weaverville$50.003/26/2011 4:32:21 PM
brainy-deal$25.003/26/2011 5:15:52 PM
helvet$27.103/26/2011 6:33:29 PM
dritter$31.113/26/2011 4:53:06 PM
best-listing-toro$25.003/26/2011 5:13:23 PM
Bob450$25.003/26/2011 6:32:54 PM
worldly-money4$100.003/15/2011 5:05:51 PM
CA-Lender$100.003/15/2011 5:18:41 PM
ingenious-deal6$25.003/15/2011 5:00:58 PM
simplelender80$100.003/15/2011 5:01:11 PM
suave-dime6$25.003/15/2011 5:06:02 PM
Malkial$25.003/16/2011 9:31:43 AM
Jack55304$125.003/16/2011 8:48:58 AM
wbahl$25.003/16/2011 8:11:16 PM
goodhearted-basis4$25.003/18/2011 12:12:40 PM
economy-producer$25.003/19/2011 9:58:27 AM
w3alter$100.003/19/2011 4:52:16 PM
money-surge1$50.003/20/2011 10:49:05 AM
reward-adventure$48.623/22/2011 2:30:36 AM
mrxtravis$25.003/22/2011 7:26:18 PM
zippy-interest$25.003/22/2011 7:16:33 PM
finance-prescription$50.003/24/2011 5:33:14 AM
burrito6$25.003/24/2011 8:30:34 AM
velocity-motivator6$25.003/24/2011 8:12:27 PM
Raetha$25.003/25/2011 2:39:34 PM
industrious-silver$50.003/25/2011 5:27:12 PM
NYCFinancier$25.003/25/2011 5:44:48 PM
wind183$250.003/25/2011 6:00:16 PM
Ocean713$50.003/25/2011 11:33:11 AM
money-fort$25.003/25/2011 7:23:59 PM
reflective-rupee$25.333/26/2011 4:22:41 AM
barefootpaul$25.003/26/2011 11:43:16 AM
kendallv$50.003/26/2011 7:53:11 AM
aquistoyraul$25.003/26/2011 8:53:55 AM
mercuriant$25.003/26/2011 4:52:58 AM
WindsorFunds$100.003/26/2011 7:03:22 AM
hitsman$50.003/26/2011 11:47:52 AM
Ananya$25.003/26/2011 7:41:31 AM
capital-halo1$141.433/26/2011 8:48:53 AM
kc8fot$50.003/26/2011 9:27:52 AM
Oak-Parker$25.003/26/2011 2:30:05 PM
worldly-rate3$25.003/26/2011 4:23:41 PM
340$25.003/26/2011 4:37:20 PM
ivy-league-MBA$25.003/26/2011 4:25:44 PM
Control$25.003/26/2011 2:34:55 PM
the-dollar-topper$100.003/26/2011 2:43:03 PM
all_of_that_one$25.333/26/2011 4:41:26 PM
green-thoughtful-yield$50.003/26/2011 4:46:41 PM
return-seeker85$200.003/26/2011 6:34:20 PM
AF-Chief$50.003/26/2011 4:09:29 PM
handshake5$100.003/26/2011 4:52:38 PM
80 Investments
 
Borrower Payment Dependent Notes Series 498393
This series of Notes was issued and sold upon the funding of the borrower loan #48232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-18-2011 
Term: 60 months Listing End date:  Mar-30-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $231.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1994 Debt/Income ratio: 10%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 34 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,461Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: systematic-auction1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Refinancing a small outstanding loa
Purpose of loan:
This loan will be used to refinance a small loan I have outstanding. I'd also like to stretch the monthly payments out a bit to give myself more room each month.

My financial situation:
I am a good candidate for this loan because I have good income, good credit, and have never defaulted on anything in my life. I have a stable job that pays me well. In addition, my 135k income should get larger this year due to my expectation that my next annual bonus will be larger than last year.

I have a BA in Economics and an MBA in finance.

Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what was the issue on your public record? - Tulalue
A: If memory serves me correctly, it was an unpaid ticket I received when I was in high school. The city of new York didn't get around to trying to collect it until 2003. Original amount was $60 that ended up costing about $300 when all was said and done. (Mar-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
a-exponential-hope$25.003/18/2011 5:02:42 PM
patriot897$50.003/18/2011 5:03:30 PM
blot44$25.003/18/2011 5:03:36 PM
DukSerduk$25.003/18/2011 5:03:55 PM
CA-Lender$25.003/18/2011 5:06:31 PM
reflective-rupee$25.333/18/2011 8:32:44 PM
kenji4861$50.003/18/2011 5:02:44 PM
newest-funds-powerplant$25.003/18/2011 10:58:46 PM
fantastic-openness$100.003/18/2011 5:07:37 PM
availableloan$25.003/18/2011 8:00:52 PM
Preteur$25.003/19/2011 2:00:13 AM
jga516$25.003/19/2011 2:41:51 AM
lloyd_s$25.003/19/2011 2:43:04 AM
community-pipeline$25.003/18/2011 5:07:26 PM
meux99$25.003/18/2011 5:07:34 PM
mehlp2$50.003/19/2011 6:35:58 AM
CapeDollars$25.003/19/2011 12:01:26 AM
goat361$50.003/19/2011 2:23:00 PM
get30inc$42.263/19/2011 2:17:37 AM
thankful-nickel2$50.003/19/2011 2:49:43 PM
samo102us$25.003/19/2011 2:42:33 AM
cloud8$36.023/19/2011 3:27:41 AM
felicity-loyalist0$25.003/19/2011 11:48:33 AM
tomdooley12520$25.003/20/2011 7:46:43 AM
balance-force$35.003/21/2011 1:04:29 AM
best-coin-miser$26.143/20/2011 10:53:42 AM
leeball$50.003/20/2011 2:31:40 PM
authoritative-capital$39.293/21/2011 9:12:19 AM
smilinsam$50.003/21/2011 2:13:37 PM
GElender$50.003/22/2011 6:02:43 AM
bobby5832708$50.003/21/2011 5:12:04 PM
neighborly-hope6$50.003/21/2011 7:01:28 PM
wbahl$25.003/22/2011 9:38:06 AM
Emgolda$25.003/23/2011 2:00:09 AM
Mint_Man$50.003/22/2011 6:54:05 PM
dumbass$25.003/23/2011 11:48:38 PM
ivar$25.003/23/2011 8:15:08 PM
efficient-treasure0$25.003/24/2011 3:55:52 PM
MoonMama$25.003/24/2011 11:59:02 AM
payout-detective7$25.003/25/2011 11:11:46 AM
benjamins-utopia$100.003/26/2011 2:08:54 PM
the-dollar-topper$100.003/26/2011 2:48:33 PM
social-comet224$25.003/26/2011 2:16:57 PM
bds9646$26.003/26/2011 4:28:47 PM
Big_Baller$30.003/26/2011 6:54:21 PM
reinforced-marketplace3$300.003/27/2011 7:18:31 AM
SchaeferJ$25.003/26/2011 7:58:53 PM
shamrocker$25.003/27/2011 10:22:39 AM
EmpireInvestments$100.003/27/2011 11:00:37 AM
Edwardtomo$50.003/26/2011 8:49:12 PM
DadWarbucks$44.433/28/2011 7:08:33 AM
responsibilityenstein3$75.003/28/2011 5:10:04 PM
dwilson443$50.003/28/2011 5:13:21 PM
Astyanax$75.003/28/2011 6:07:25 PM
AmericanCredit$25.003/28/2011 6:53:10 AM
forthright-trade$25.003/28/2011 7:50:21 PM
kc8fot$50.003/28/2011 5:15:02 PM
C_Mark$100.003/28/2011 5:16:45 PM
dontletmoneyfoolya$25.003/29/2011 1:03:22 AM
wealth-renaissance5$25.003/28/2011 12:32:03 PM
historic-finance0$25.003/28/2011 9:49:00 PM
rjleves$38.133/29/2011 2:44:49 AM
JustOneVoice$25.003/29/2011 9:25:43 AM
indomitable-coin$46.583/29/2011 4:42:50 AM
Aitro$25.003/29/2011 4:46:09 PM
I_Karamazov$50.003/29/2011 6:53:29 PM
blissful-openness8$25.003/29/2011 12:01:32 PM
Archimeech$50.003/30/2011 5:37:45 AM
friendinmoney$25.003/30/2011 6:35:34 AM
bambampk$50.003/29/2011 4:52:33 PM
djs81$25.003/30/2011 9:26:29 AM
trucklawyer$25.003/30/2011 9:26:43 AM
naniamo$25.003/30/2011 9:27:37 AM
cptproton$50.003/30/2011 9:28:09 AM
Leopoldine$25.003/30/2011 9:28:23 AM
George2384$25.003/30/2011 8:12:54 AM
GodzillaLending$25.003/30/2011 9:46:29 AM
zevonyc$25.003/30/2011 9:18:08 AM
crmoir$32.723/30/2011 10:56:54 AM
Number_Cruncher$25.003/30/2011 12:08:03 PM
velocity-solo$25.003/30/2011 2:56:30 AM
lanlie$62.623/30/2011 3:45:23 AM
retiresecure$25.003/30/2011 7:10:34 AM
sanfordproud$50.003/30/2011 8:22:50 AM
Westerly$50.003/30/2011 1:04:11 PM
passbook$25.003/30/2011 1:16:36 PM
finance-shower2$236.173/30/2011 1:21:02 PM
shakespeare6$25.003/30/2011 9:50:47 AM
gemoscar$50.003/30/2011 2:38:08 PM
loan-warrior$25.003/30/2011 10:19:07 AM
mcs86d$25.003/30/2011 2:50:31 PM
wwwUniversal$25.003/30/2011 10:33:17 AM
Sixmil$72.903/30/2011 2:38:48 PM
intrepid-loot$25.003/30/2011 2:08:51 PM
Marathoner$25.003/30/2011 2:38:12 PM
scrappy-bonus2$25.003/18/2011 5:03:38 PM
davisfl$100.003/18/2011 5:07:38 PM
kind-resolute-dough$100.003/18/2011 5:07:29 PM
minista$25.003/18/2011 5:07:41 PM
currency-persimmon$100.003/18/2011 5:07:56 PM
KramericaIndustries$25.003/19/2011 2:32:00 AM
Eric_Gagne$100.003/19/2011 8:27:04 AM
exact-gold2$50.003/18/2011 5:02:51 PM
Hanalei712$50.003/18/2011 5:04:00 PM
macgeek$34.743/19/2011 2:22:36 AM
TikPmp1$25.003/18/2011 5:07:32 PM
emo13$100.003/18/2011 5:07:40 PM
worthy-bid8$50.003/19/2011 9:45:37 AM
JGB$100.003/19/2011 2:59:47 AM
ItsJustMe79$40.003/19/2011 3:42:35 AM
cclady$500.003/19/2011 3:57:50 PM
3_boyz$30.003/19/2011 6:10:07 PM
axl163$25.003/19/2011 11:26:28 AM
logical-reward8$25.003/20/2011 3:21:18 AM
Marlin2010$25.003/20/2011 6:00:53 PM
3_boyz$30.003/21/2011 2:03:49 PM
damage$25.003/21/2011 6:41:31 PM
panegryst$50.003/22/2011 9:16:01 AM
Tradesmanlender$50.003/22/2011 4:45:53 PM
ospreyusmc$25.003/22/2011 11:30:07 PM
Fonthill$100.003/24/2011 3:56:48 PM
power-mad-scientist$25.003/24/2011 11:53:04 AM
indomitable-coin$46.253/24/2011 7:47:24 AM
trade-structure$25.003/24/2011 6:43:07 PM
Buzzpoet$100.003/24/2011 6:46:53 PM
currency-persimmon$100.003/24/2011 7:30:18 PM
eronyc$50.003/25/2011 12:28:05 PM
kind-adventurous-finance$100.003/25/2011 4:25:25 PM
authoritative-capital$25.003/25/2011 10:43:33 PM
the-capital-shooter$69.993/26/2011 12:00:16 PM
realtormoises$25.003/26/2011 6:39:51 AM
skuba$50.003/26/2011 1:15:19 PM
balance6$25.003/26/2011 12:39:45 PM
irishalaskan$25.003/26/2011 5:09:47 PM
tough-peso2$25.003/27/2011 7:12:44 AM
the-capital-shooter$100.003/27/2011 7:56:58 AM
JaceSpade$25.003/26/2011 11:57:40 PM
YesMoney$25.003/26/2011 11:42:47 PM
thermopylae6$50.003/27/2011 8:27:01 PM
vutah$25.003/27/2011 10:58:34 AM
listing-dna6$2,000.003/28/2011 10:19:29 AM
ezfund$74.383/27/2011 5:37:38 PM
nuclearmoose$25.003/28/2011 5:13:42 PM
PThor$25.003/28/2011 5:15:36 PM
Hogan55$50.003/28/2011 5:48:30 PM
Manta_Rai$25.003/28/2011 2:27:05 PM
ac787$25.003/28/2011 4:26:08 PM
new-ore-venture$200.003/28/2011 11:34:12 AM
Belair_Advisors$25.003/29/2011 3:06:39 AM
cash-sensai2$25.003/28/2011 4:11:28 PM
orange-agreement-historian$30.003/29/2011 10:41:30 AM
paul1$25.003/29/2011 7:05:27 AM
YellowJacket$25.003/28/2011 5:45:02 PM
money-blossom110$150.003/29/2011 11:49:44 AM
zx12rider$25.003/28/2011 8:28:20 PM
important-ore$250.003/28/2011 10:03:08 PM
irishalaskan$25.003/29/2011 3:21:05 PM
WilliamLeeSims$25.003/29/2011 4:48:26 PM
Gibbyland$100.003/29/2011 9:02:33 PM
1willray$50.003/29/2011 11:01:12 PM
BlueProteus$25.003/29/2011 5:37:06 PM
indomitable-coin$165.233/30/2011 8:33:28 AM
lilgates26$41.003/30/2011 9:06:02 AM
Zoramite$25.003/30/2011 9:24:50 AM
loantigger$50.003/30/2011 9:32:14 AM
Bank42$30.133/30/2011 1:58:42 AM
coup173$50.003/30/2011 1:12:17 PM
HR_Capital$100.003/30/2011 12:48:18 PM
compoundinterest$50.003/30/2011 1:20:14 PM
REITRUST$25.003/30/2011 1:44:15 PM
thedoctor$68.783/30/2011 2:39:23 PM
intrepid-loot$100.003/30/2011 2:05:59 PM
Bank_of_E-Ville$25.003/30/2011 12:14:51 PM
Supernick$50.003/30/2011 2:38:16 PM
Woodworker57$25.003/30/2011 2:38:28 PM
fair-loan7$22.043/30/2011 2:52:34 PM
rmachi$25.003/30/2011 1:14:48 PM
goodhearted-gold3$68.013/30/2011 1:42:39 PM
mansim$30.863/30/2011 1:57:03 PM
alpinaut$25.003/30/2011 2:22:23 PM
astute-benjamins$25.003/30/2011 2:28:37 PM
181 Investments
 
Borrower Payment Dependent Notes Series 498597
This series of Notes was issued and sold upon the funding of the borrower loan #48165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1988 Debt/Income ratio: 23%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:11y 10m
Amount delinquent: $0 Total credit lines: 48 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,495Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: wise-payout-boomarang Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
700-719 (Nov-2009)
 
Principal balance: $1,241.53 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Spring forward with success
Purpose of loan: Consolidate
This loan will be used to... pay off first loan, consolidate other debt and begin the journey of planning a debt free life

My financial situation: Employment is strong with upcoming raise in July.
I am a good candidate for this loan because I am a hard working honest person with good values and great work eithic. I will always make my payment according to the schedule.

Monthly net income: $ 4833.33
Monthly expenses: $ 500.00
Housing: $ 830.00
Insurance: $ included in housing
Car expenses: $596.00
Utilities: $ 225.00
Phone, cable, internet: $ 130.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 400.00
Credit cards and other loans: $ 1,000.00
Other expenses: $
*Accepted loan will erase the $1,000 credit cards and other loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It looks like your first Prosper loan is at 11%. Why would you pay that one off with this loan at 21%? Or are you planning on paying off other debt first? Thanks! - zotzot
A: Yes, other debt will be paid off first. 1. Wells Fargo $4,332.23 2. Genzyme $850.00 3. Jc Penny $303.94 4. Credit First $512.00 (Mar-21-2011)
Q: I can see from your listings that you've gone through tough times, and that your life circumstances have changed significantly since your last listing. Could you please say a word about how stable your income and expenses are at this point? Thanks. - squarebob
A: Income is very stable, look to get another raise in July, 2010. Will be starting my MBA is June and will be graduating in 14 mths this will give me opportunity to incr my income more. My husband has been in remission for 2 years in July and is feeling great and has not missed a days work in a year. I just completed a financial planning class and have a goal. Expenses are expenses but have not taken over our life. Very comfortable with taken on this loan. I see no problem with handling it. (Mar-21-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total balance is $135,000 and zillow estimate states $155,000 (Mar-21-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
grnii78$150.003/21/2011 9:04:29 AM
income-awakening6$25.003/21/2011 9:04:44 AM
leodaguy$25.003/21/2011 9:06:18 AM
OldManP$25.003/21/2011 9:08:58 AM
squarebob$100.333/21/2011 5:01:32 PM
ac787$48.003/21/2011 10:38:49 AM
investment-artist$25.003/21/2011 9:09:00 AM
golffish2$100.003/21/2011 9:10:07 AM
twjh$25.003/21/2011 5:21:51 PM
mikeandcat$200.003/21/2011 11:35:26 AM
reflective-rupee$25.333/21/2011 11:43:04 AM
thankful-nickel2$50.003/21/2011 6:01:46 PM
professional-coin1$25.003/21/2011 12:45:37 PM
rate-hickory$25.003/21/2011 8:44:30 PM
finance-prescription$50.003/24/2011 5:34:14 AM
benjamins-utopia$100.003/24/2011 11:49:37 AM
heerzaquestion$200.003/24/2011 6:44:35 AM
Row2010$25.003/24/2011 7:43:30 AM
Jack55304$125.003/24/2011 5:17:54 PM
EarlyRiser$250.003/24/2011 9:46:30 AM
burrito6$25.003/24/2011 10:28:27 PM
chameleon125$50.003/25/2011 6:23:22 AM
geophreigh$25.003/25/2011 7:16:43 AM
DUDICO2006$25.003/24/2011 7:03:21 PM
shawnw2$50.003/25/2011 1:14:05 AM
careful-return0$25.003/25/2011 9:31:13 PM
CA-Lender$100.003/26/2011 10:55:28 AM
invest-in-ed$50.003/26/2011 11:33:29 AM
vegibenz$50.003/26/2011 11:42:24 AM
hitsman$50.003/26/2011 11:48:21 AM
mercuriant$25.003/26/2011 4:53:50 AM
amlu1988$25.003/26/2011 11:04:16 AM
Gibbyland$50.003/26/2011 12:57:23 PM
2grindstones$25.003/26/2011 11:23:48 AM
wise-natural-return$25.003/26/2011 1:17:27 PM
NYCFinancier$25.003/26/2011 7:47:44 AM
Control$50.003/26/2011 2:48:20 PM
astute-investment5$25.003/26/2011 10:51:19 AM
RetirementMoney$25.003/26/2011 10:54:02 AM
saga9$50.003/26/2011 1:42:56 PM
the-dollar-topper$100.003/26/2011 2:43:24 PM
LittleMingo$25.003/26/2011 12:10:16 PM
wealth-competitor$25.003/26/2011 12:16:19 PM
reflective-rupee$75.333/26/2011 3:29:52 PM
autonomous-truth$50.003/26/2011 1:18:26 PM
RetirementMoney$25.003/26/2011 5:11:27 PM
natural-greenback6$25.003/26/2011 7:14:52 PM
elvisloans$25.003/26/2011 3:23:49 PM
credit-missile$100.003/26/2011 6:48:52 PM
infomas$34.063/26/2011 7:17:35 PM
capital-party6$50.003/26/2011 7:50:05 PM
Scotcha$50.003/26/2011 5:02:28 PM
brainy-deal$25.003/26/2011 5:19:19 PM
best-listing-toro$25.003/26/2011 5:31:51 PM
bill-appraiser7$62.393/26/2011 7:57:26 PM
Oak-Parker$25.003/26/2011 9:04:18 PM
micko$25.003/26/2011 9:05:15 PM
simplelender80$150.003/21/2011 9:02:59 AM
CoolPlexer$25.003/21/2011 9:04:47 AM
liberty-magnate$25.003/21/2011 10:55:28 AM
squarebob$68.403/21/2011 10:39:34 AM
patriot897$25.003/21/2011 9:06:01 AM
trumpeter5$25.003/21/2011 11:10:14 AM
Feyenoord$25.003/22/2011 2:20:45 AM
DoctorJoe$25.003/22/2011 5:27:29 AM
blue-useful-auction$25.003/22/2011 7:49:39 AM
suave-dime6$25.003/22/2011 4:45:43 PM
bid-czar8$50.003/23/2011 3:11:21 AM
WonByOne$50.003/23/2011 4:59:35 AM
worldly-money4$200.003/23/2011 6:07:12 AM
ingenious-deal6$25.003/23/2011 8:40:24 AM
tolerant-dinero2$25.003/23/2011 9:50:46 AM
us957165$25.003/23/2011 7:42:52 PM
rlaboy$25.003/24/2011 2:02:06 AM
atomantic$25.003/24/2011 11:01:28 AM
lender12345$25.003/24/2011 5:53:45 PM
zotzot$100.443/24/2011 6:33:52 PM
integrity-doctor$100.003/24/2011 3:01:16 PM
zippy-interest$25.003/24/2011 10:28:25 PM
competent-p2p$35.003/25/2011 11:14:12 AM
The-Helper$40.003/25/2011 8:29:56 AM
realtormoises$25.003/25/2011 9:42:51 AM
C2Banking$100.003/25/2011 9:40:56 PM
Income-Scout$200.003/26/2011 11:04:10 AM
red-favorable-basis$25.003/26/2011 11:06:57 AM
bstlndlrd207$70.003/26/2011 11:46:19 AM
jasonrun$25.003/26/2011 9:57:57 AM
visionary-asset5$50.003/26/2011 10:55:27 AM
DasMula$107.003/26/2011 1:13:31 PM
Astyanax$70.003/26/2011 11:50:43 AM
Mariner3605$25.003/26/2011 11:51:51 AM
DasMula$77.003/26/2011 1:13:59 PM
Mariner3605$325.003/26/2011 1:16:26 PM
first-serene-credit$25.003/26/2011 3:43:31 PM
LibbyZ$50.003/26/2011 11:27:40 AM
agalt$65.003/26/2011 3:01:23 PM
thebigrig$400.003/26/2011 4:13:40 PM
mammalian4$25.003/26/2011 3:16:47 PM
falcone$25.003/26/2011 3:18:26 PM
Mariner3605$400.003/26/2011 12:45:22 PM
BigBroJake$25.003/26/2011 4:21:21 PM
hookUup$25.003/26/2011 6:07:38 PM
mgking007$25.003/26/2011 2:31:28 PM
curveylady$25.003/26/2011 7:08:02 PM
DT_Banker$25.003/26/2011 3:20:44 PM
Peterman$25.003/26/2011 8:21:21 PM
zotzot$50.883/26/2011 5:29:00 PM
hookUup$25.003/26/2011 6:06:20 PM
intrepid-loot$25.003/26/2011 7:18:43 PM
cerebral-dollar773$170.843/26/2011 9:09:29 PM
JGuide$25.003/26/2011 4:50:17 PM
handshake5$100.003/26/2011 4:53:05 PM
credit-missile$50.003/26/2011 5:17:53 PM
Steveoo1$25.003/26/2011 6:50:20 PM
114 Investments
 
Borrower Payment Dependent Notes Series 498743
This series of Notes was issued and sold upon the funding of the borrower loan #48218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2002 Debt/Income ratio: 45%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,329Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: lovely-economy9 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Maria
Purpose of loan:
This loan will be used to...pay off credit card

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2100
Monthly expenses: $1500
Housing: $300
Insurance: $126
Car expenses: $360
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your listing shows a high debt/income ratio. Are you currently able to make your debt payments? Do you have another source of income? Thanks. - squarebob
A: yes i am able to make all of my debt payments and my credit report does show that i would just prefer to everything off and make just one monthly payment. If i was to get this loan the savings will be much easier on me. And yes i have a second cleaning job. (Mar-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/21/2011 5:02:43 PM
worldly-money4$100.003/21/2011 5:04:59 PM
worldly-money4$3,000.003/21/2011 5:07:02 PM
justasoldier$75.003/21/2011 8:25:00 PM
larryboy10$25.003/21/2011 5:03:35 PM
SolarMoonshine$25.003/21/2011 6:21:40 PM
reflective-rupee$300.333/21/2011 5:08:38 PM
CA-Lender$100.003/21/2011 6:03:46 PM
lendstats_com$50.003/21/2011 8:55:22 PM
kttalamo$50.003/22/2011 8:21:24 AM
zippy-interest$25.003/22/2011 7:18:46 PM
squarebob$25.003/22/2011 6:58:40 PM
back-scratchers$25.003/23/2011 2:36:43 AM
suave-dime6$25.003/23/2011 6:05:57 AM
nickel-hickory$100.003/23/2011 10:26:36 AM
thankful-nickel2$25.003/23/2011 4:56:50 PM
DUDICO2006$25.003/24/2011 7:07:57 PM
zotzot$25.443/24/2011 5:44:26 PM
Kyileo$25.003/24/2011 7:16:43 PM
competent-p2p$30.003/25/2011 11:10:23 AM
platinum-czar$50.003/25/2011 7:34:29 PM
brightest-dignified-penny$25.003/25/2011 6:03:55 PM
kingpin1$50.003/25/2011 6:37:47 PM
Starfin-Capital-Management$300.003/26/2011 5:12:52 AM
Kash2010lu$56.003/21/2011 5:03:09 PM
wonder3$25.003/21/2011 6:54:51 PM
bright-exchange$25.003/21/2011 7:05:23 PM
leodaguy$25.003/21/2011 5:05:29 PM
loanman2007$25.003/22/2011 4:36:46 AM
ac787$25.003/21/2011 11:39:22 PM
RyanM561$25.003/22/2011 9:01:59 AM
liberty-magnate$25.003/21/2011 6:38:51 PM
SFBank$100.003/21/2011 6:52:32 PM
Whipster$25.003/22/2011 4:56:54 AM
patriot897$25.003/22/2011 5:11:19 PM
loss-of-control$150.003/22/2011 6:13:48 PM
greencat$50.003/23/2011 7:21:19 AM
nickel-hickory$35.003/23/2011 10:27:45 AM
nickel-hickory$100.003/23/2011 10:27:36 AM
finance-prescription$50.003/24/2011 5:34:27 AM
benjamins-utopia$100.003/24/2011 11:49:49 AM
Keeping-The-Peace$50.003/24/2011 11:33:31 PM
transformer855$25.003/25/2011 9:36:30 AM
ingenious-deal6$25.003/24/2011 5:17:59 PM
w3alter$100.003/25/2011 9:18:48 AM
PrincessGrace33$50.003/25/2011 7:43:10 PM
investment-habanero8$100.003/25/2011 7:58:22 PM
CashFlow13$1,500.003/25/2011 5:58:21 PM
MrBailey$28.233/25/2011 6:00:03 PM
mercuriant$25.003/26/2011 4:54:01 AM
ethicalhumanist$25.003/25/2011 7:32:40 PM
saxaphone6$25.003/25/2011 10:34:59 PM
fantastic-truth3$100.003/26/2011 2:15:19 AM
53 Investments
 
Borrower Payment Dependent Notes Series 498817
This series of Notes was issued and sold upon the funding of the borrower loan #48168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1998 Debt/Income ratio: 35%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,465Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: fund-albatross188 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Operational Loan - Audio Production
Purpose of loan:
This loan will be used as operational capital to start a part-time business that provides live music and audio production services in and around the Tulsa, Oklahoma metro area. I have spent the last five years building a solid network in the region that will fully support this venture. I conservatively estimate initial monthly revenue to be $400 and to double within the first year.

My financial situation:
I am an excellent candidate for this loan because I have steady income from my main employer to cover all debt payments. My equipment is readily valued over $40,000 and provides ample collateral. I have an impeccable credit history and I am strongly suited in cash flow and investment analysis, having obtained both an MS in Accounting from the University of Virginia and a BS in Finance from Oklahoma State University.

Monthly net income: $3,070 (includes the projected $400 from initial operations)
Monthly expenses: $2,375
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
larryboy10$25.003/21/2011 9:03:42 AM
worldly-money4$3,000.003/21/2011 9:09:16 AM
DadWarbucks$50.003/21/2011 9:32:49 AM
leodaguy$25.003/21/2011 9:06:26 AM
HenryS$50.003/21/2011 10:36:04 AM
CA-Lender$100.003/21/2011 11:46:57 AM
RyanM561$25.003/21/2011 2:28:17 PM
168RichCapital$27.753/21/2011 3:52:28 PM
five-star-note$100.003/21/2011 4:52:53 PM
simplelender80$150.003/21/2011 9:03:09 AM
loyalist1$100.003/21/2011 9:03:53 AM
worldly-money4$100.003/21/2011 9:05:37 AM
patriot897$25.003/21/2011 9:06:09 AM
sturdy-peace9$29.003/21/2011 9:29:29 AM
reflective-rupee$125.333/21/2011 10:06:31 AM
zotzot$50.443/21/2011 10:15:50 AM
wonder3$25.003/21/2011 6:55:39 PM
Nerdster1$40.053/22/2011 3:57:42 AM
Amber_Stone$100.003/22/2011 8:58:35 AM
SFBank$100.003/21/2011 6:54:32 PM
Stek7$25.003/22/2011 6:31:54 AM
greencat$50.003/22/2011 7:18:58 AM
HammerSmith$25.003/22/2011 3:38:42 PM
deepblue34$30.003/22/2011 5:03:28 PM
thankful-nickel2$25.003/22/2011 7:40:40 PM
zippy-interest$25.003/22/2011 7:18:50 PM
payout-bridge$100.003/23/2011 1:43:58 PM
lendstats_com$200.003/23/2011 7:16:22 PM
bonecrusher$47.673/23/2011 3:44:56 PM
finance-prescription$50.003/24/2011 5:34:19 AM
ingenious-deal6$25.003/23/2011 3:47:35 PM
benjamins-utopia$100.003/24/2011 11:49:42 AM
cash-tent$25.003/23/2011 9:25:46 PM
engaging-repayment8$50.003/24/2011 4:58:47 PM
icon7$50.003/24/2011 5:33:11 PM
f4Tex$30.003/24/2011 10:29:08 PM
generosity-pizza$50.003/25/2011 11:11:28 AM
ScottCapital$25.003/25/2011 6:12:45 AM
first-aggresive-platinum$30.003/24/2011 5:58:42 PM
fairness-cell6$25.003/25/2011 3:01:31 PM
JauaFlash$25.003/25/2011 3:20:27 PM
healingangel22$25.003/25/2011 8:18:25 AM
youngtrader$266.123/25/2011 4:47:46 PM
FoosMaster$50.003/25/2011 12:16:16 PM
Eric_Gagne$25.003/21/2011 9:37:15 AM
nickel-hickory$180.003/21/2011 10:05:09 AM
loanman2007$75.003/21/2011 9:33:56 AM
IIP77$25.003/21/2011 9:38:05 AM
feedpaulyfaster$25.003/21/2011 4:33:35 PM
ryclsun$50.003/21/2011 10:00:36 AM
Artist_Blue$25.003/21/2011 10:31:18 AM
reflective-rupee$275.333/21/2011 11:15:56 AM
pembull$75.003/21/2011 1:17:14 PM
WakkaWakkaWakka$25.003/21/2011 8:45:51 PM
abnvette$25.003/21/2011 10:04:31 PM
EL_Papin$100.003/21/2011 5:18:33 PM
squarebob$50.003/21/2011 7:16:38 PM
buffalobills$25.003/22/2011 8:05:43 AM
important-openness1$75.003/22/2011 2:49:08 PM
loss-of-control$200.003/22/2011 5:53:34 PM
suave-dime6$25.003/22/2011 5:44:42 PM
intrepid-loot$25.003/22/2011 8:10:43 PM
natural-point1$25.003/23/2011 1:31:30 PM
Makingitrain$25.003/23/2011 9:34:43 AM
zorg77$25.003/23/2011 5:16:32 PM
melodious-openness$47.313/24/2011 5:11:48 AM
Max20$50.003/24/2011 9:56:28 AM
Christophe$25.003/24/2011 7:22:00 AM
nimble-nickel$25.003/24/2011 2:56:21 PM
ore-dojo$25.003/24/2011 11:23:49 AM
unforgettable-market3$55.063/24/2011 8:42:02 PM
w3alter$100.003/25/2011 9:18:51 AM
debt-legend$25.003/25/2011 9:48:29 AM
rjcoutur2001$39.723/25/2011 2:02:29 AM
attractive-rate$25.003/25/2011 2:54:36 AM
Lubava$26.223/25/2011 11:03:53 AM
johnnyldr$50.003/25/2011 11:20:24 AM
FinanceEngine$25.003/25/2011 9:37:35 AM
78 Investments
 
Borrower Payment Dependent Notes Series 498849
This series of Notes was issued and sold upon the funding of the borrower loan #48215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1993 Debt/Income ratio: 37%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 58 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,179Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: lauridyan Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Working for Ourselves!
Purpose of loan:
This loan will be used to start our own business in the Age-In-Place market. Age-In-Place technology is the current "hot-spot" for entrepreneurial investment.

My financial situation:
I am a good candidate for this loan because I take all my debts very seriously. I have never defaulted on any type of loan. The profit margin on this business is such that we anticipate being profitable within the first year. We already have significant interest in this business even before officially "starting."


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total Mortgage balance on 30yr. 5% fixed rate is $147,231.84. No second mortgage. Zestimate from Zillow is $199,500. Thanks! :) (Mar-22-2011)
Q: Can you tell us what your business is? - zotzot
A: Sure! We are affiliating with a company that sells technology that assists with "aging-in-place." These comprehensive monitoring/communication systems allow people to remain in their homes for longer.Using a combination of remote environmental sensing, passive physiological sensing, artificial intelligence, and networking technologies, it allows the caregiver to remotely and passively monitor a loved-one without compromising dignity or privacy. This reduces caregiver stress. (Mar-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$25.333/22/2011 9:10:30 AM
suave-dime6$25.003/23/2011 6:06:33 AM
patriot897$25.003/23/2011 3:58:39 PM
bid-czar8$50.003/24/2011 11:43:27 AM
klend4$50.003/24/2011 10:34:32 AM
zorg77$25.003/27/2011 10:27:23 AM
SV-AZ$75.003/27/2011 6:25:24 PM
squarebob$25.003/27/2011 7:54:05 PM
FunkyBro$35.703/27/2011 11:58:49 PM
CA-Lender$100.003/27/2011 7:35:25 PM
thelovebug$100.003/27/2011 9:18:14 PM
greencat$50.003/28/2011 7:28:09 AM
planetibet$50.003/28/2011 4:39:58 PM
favorite-commerce$50.003/27/2011 7:10:26 PM
wbahl$25.003/28/2011 2:13:11 PM
n2fitns$50.003/28/2011 7:58:22 PM
mammalian4$25.003/28/2011 5:54:28 PM
erccpa$38.943/29/2011 8:18:53 AM
bonus-sensai825$25.003/28/2011 1:28:09 PM
investment-habanero8$100.003/28/2011 1:43:27 PM
diligent-gain8$35.873/29/2011 9:27:05 AM
Astyanax$40.003/28/2011 6:05:40 PM
Reliance_Banker$25.003/28/2011 7:35:42 PM
worthy-bid4$25.003/29/2011 9:38:01 AM
KarlMarx$25.003/29/2011 9:48:02 AM
spike22$25.523/29/2011 10:12:27 AM
kain11286$50.003/29/2011 2:12:04 PM
JBF_Investments$25.003/28/2011 9:55:57 PM
Top_Gun_Lender$26.003/28/2011 10:31:40 PM
selector568$50.003/29/2011 3:23:15 PM
velocity-motivator6$25.003/29/2011 1:57:27 PM
moneyismyshot$25.003/29/2011 3:16:36 PM
orbital-investment5$84.983/29/2011 3:26:09 PM
simplelender80$200.003/22/2011 9:01:48 AM
worldly-money4$200.003/23/2011 6:07:41 AM
leodaguy$25.003/23/2011 12:48:29 PM
benjamins-utopia$100.003/24/2011 11:50:01 AM
finance-prescription$50.003/24/2011 11:44:34 AM
mercuriant$25.003/26/2011 4:54:17 AM
the-dollar-topper$100.003/26/2011 2:43:36 PM
ingenious-deal6$25.003/26/2011 4:29:25 PM
admirable-basis1$80.003/28/2011 9:31:48 AM
kindness-launcher$1,600.003/27/2011 4:42:40 PM
intrepid-loot$25.003/27/2011 7:07:37 PM
loss-of-control$50.003/28/2011 6:27:31 PM
return-human6$50.003/28/2011 5:55:05 PM
FinanceEngine$30.003/28/2011 11:27:30 AM
kinetic-social$25.003/28/2011 3:02:04 PM
persistent-bazaar$50.003/28/2011 4:28:23 PM
motivator72$25.003/29/2011 7:04:39 AM
santhana$52.663/28/2011 5:31:39 PM
wild-orange$50.003/29/2011 12:03:04 PM
Rogue_Funding$25.003/29/2011 12:28:42 PM
alphabet76$25.003/29/2011 3:16:39 PM
EarlyRiser$250.003/29/2011 2:19:00 AM
wyobeads$25.003/29/2011 11:40:39 AM
56 Investments
 
Borrower Payment Dependent Notes Series 498893
This series of Notes was issued and sold upon the funding of the borrower loan #48204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-31-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1998 Debt/Income ratio: 13%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 5 Current / open credit lines: 12 / 9Length of status:5y 4m
Amount delinquent: $6,762 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $740Stated income:$50,000-$74,999
Delinquencies in last 7y: 33 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: bmchardcore Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 86% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 5 ( 14% )  
580-599 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Paying Off IRS Debt
Purpose of loan:
This loan will be used to... pay off taxes owed to the IRS

My financial situation:
I am a good candidate for this loan because... I paid off my last prosper loan on time and in full.


Monthly net income: $5,000.00
Monthly expenses: $
Housing: $600
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100.00
Food, entertainment: $40.00
Clothing, household expenses: $40.00
Credit cards and other loans: $100.00
Other expenses: $600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$100.333/21/2011 5:06:21 PM
mikeandcat$100.003/21/2011 5:58:51 PM
SolarMoonshine$25.003/21/2011 6:31:34 PM
trumpeter5$25.003/21/2011 5:04:39 PM
worldly-money4$100.003/21/2011 5:04:53 PM
credit-missile$50.003/21/2011 5:45:59 PM
UCLA4life$50.003/22/2011 10:37:18 AM
golffish2$50.003/22/2011 4:17:02 AM
zippy-interest$25.003/22/2011 7:18:41 PM
innovator2$125.003/23/2011 12:20:20 AM
orange-rapid-benjamins$25.003/23/2011 10:37:43 AM
FarmersBank$75.003/23/2011 8:05:03 AM
competent-p2p$35.003/24/2011 9:43:50 AM
marwadi-62$100.003/24/2011 10:51:34 AM
YoungTaxMan$40.003/24/2011 4:35:42 PM
w3alter$100.003/25/2011 9:18:43 AM
autonomous-truth$100.003/25/2011 4:37:11 PM
AF-Chief$50.003/26/2011 4:10:17 PM
Feyenoord$25.003/26/2011 11:26:15 PM
ohmarkybaby$25.003/27/2011 7:51:52 PM
Socorro_Capital_Partners$25.003/27/2011 9:29:18 PM
Hummer-Guy$25.003/27/2011 11:41:58 AM
unassuming-market7$25.003/27/2011 7:53:35 PM
first-serene-credit$25.003/27/2011 10:46:19 PM
Supervark$35.003/28/2011 5:50:37 PM
melodious-openness$51.933/29/2011 4:42:35 AM
agalt$50.003/29/2011 11:47:35 AM
Bomber$25.003/30/2011 4:22:43 AM
investment-habanero8$100.003/30/2011 5:00:54 AM
SouthernRemarketing$28.453/30/2011 6:56:39 AM
bobd32$25.003/30/2011 8:33:43 AM
Leshan$205.623/30/2011 8:40:24 AM
carrinel$50.003/30/2011 7:02:03 AM
ChoiceInvestments$28.003/30/2011 12:05:27 AM
JJ-Loans$60.003/30/2011 2:56:12 PM
outofoffice$88.243/30/2011 2:48:12 PM
wild-orange$50.003/31/2011 1:57:13 AM
Artist_Blue$25.003/22/2011 6:06:06 AM
Reddy_Capital$25.003/22/2011 12:04:41 AM
Amber_Stone$25.003/22/2011 8:56:04 AM
Mikale360$25.003/22/2011 5:48:39 AM
WonByOne$50.003/23/2011 4:54:40 AM
innovator2$25.003/23/2011 9:52:35 AM
The-Helper$25.003/23/2011 2:44:13 PM
rlaboy$25.003/24/2011 1:55:31 AM
equitable-p2ploan8$25.003/24/2011 11:43:56 AM
lender12345$25.003/24/2011 5:54:58 PM
supreme-hope$25.003/25/2011 3:02:15 PM
likeable-hope$25.003/26/2011 11:17:46 AM
innovator2$25.003/26/2011 2:12:27 PM
Fire2$25.003/27/2011 5:47:57 AM
bunnybear$40.003/27/2011 10:46:18 AM
return-grizzly$100.003/26/2011 9:40:38 PM
CommunityArts_Non-profit$25.003/27/2011 11:55:51 PM
Soulphoniks-Holdings$34.623/28/2011 11:43:47 AM
bizzzond$101.003/28/2011 9:13:22 AM
loss-of-control$100.003/28/2011 6:50:07 PM
Stek7$25.003/29/2011 7:37:10 AM
payout-bridge$250.003/29/2011 6:28:06 PM
CA-Lender$100.003/29/2011 7:03:57 PM
papaloha$50.003/29/2011 5:48:43 PM
principal-laser$73.513/30/2011 4:57:53 AM
transparency-grasshopper$25.003/29/2011 5:31:27 PM
organic-treasure$25.013/30/2011 9:17:16 AM
lendstats_com$50.003/30/2011 11:44:11 AM
Rashanir$25.003/30/2011 5:02:43 PM
Galt_Capitalist$230.003/30/2011 6:57:41 PM
melodious-openness$146.333/30/2011 9:16:44 PM
capital-galaxy$26.963/31/2011 5:30:04 AM
seadogs$25.003/30/2011 4:16:50 PM
AlpineLakesGroup$25.003/30/2011 9:02:26 PM
depalma13$25.003/31/2011 5:16:21 AM
72 Investments
 
Borrower Payment Dependent Notes Series 499363
This series of Notes was issued and sold upon the funding of the borrower loan #48206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1988 Debt/Income ratio: 17%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:16y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,233Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: magnetic-bill439 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moneytoborrow
Purpose of loan:
This loan will be used to...consolodate debt

My financial situation is just a little to tight right now and need this loan to get me back on track.
I am a good candidate for this loan because I will repay it in full and have worked for the same prosperous company for 17 years.


Monthly net income: $2600
Monthly expenses: $
Housing: $200
Insurance: $85
Car expenses: $337
Utilities: $40
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $76
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
daekpon$50.003/24/2011 5:03:19 PM
worldly-money4$100.003/24/2011 5:05:54 PM
zotzot$25.443/24/2011 5:08:46 PM
Weaverville$25.003/24/2011 5:13:22 PM
RyanM561$25.003/24/2011 6:42:39 PM
dudebrah$25.003/24/2011 6:55:36 PM
SFBank$100.003/24/2011 7:17:27 PM
Eric_Gagne$25.003/24/2011 7:46:30 PM
DasMula$27.003/24/2011 9:14:22 PM
Bob450$25.003/25/2011 1:51:52 AM
Rogelio48$30.003/25/2011 6:52:57 AM
SolarMoonshine$25.003/24/2011 6:09:59 PM
responsible-worth113$30.003/25/2011 8:11:44 AM
bold-steady-peso$25.003/24/2011 5:12:37 PM
FoosMaster$61.863/25/2011 12:18:06 PM
sturdy-peace9$25.003/25/2011 8:16:21 AM
EngineersAlliance$100.003/25/2011 3:52:47 AM
tidy-cash1$30.003/25/2011 10:27:25 AM
w3alter$100.003/25/2011 9:18:07 AM
wild-orange$75.003/25/2011 9:42:55 AM
CA-Lender$100.003/25/2011 10:28:34 AM
Danjack_Capital$25.003/25/2011 10:46:08 AM
Asian-Persuasion$25.003/25/2011 2:18:17 PM
mrxtravis$25.003/24/2011 5:13:37 PM
Kash2010lu$25.003/24/2011 5:23:44 PM
zone6$46.943/25/2011 2:08:37 AM
reflective-rupee$500.333/24/2011 5:09:34 PM
bluehen00$35.813/25/2011 7:42:43 AM
tech310$50.003/25/2011 1:51:40 AM
transaction-circuit$50.003/24/2011 5:04:20 PM
power-grid134$25.003/25/2011 10:32:10 AM
suave-dime6$25.003/24/2011 5:07:08 PM
competent-p2p$25.003/25/2011 11:03:47 AM
income-lion$25.003/25/2011 6:44:58 AM
eronyc$50.003/25/2011 12:27:38 PM
larryboy10$50.003/24/2011 6:40:35 PM
golffish2$25.003/25/2011 3:50:44 AM
vigilance-searcher$25.003/25/2011 11:43:04 AM
autonomous-truth$100.003/25/2011 4:56:35 PM
youngtrader$412.623/25/2011 4:56:52 PM
brightest-dignified-penny$25.003/25/2011 10:36:04 AM
41 Investments
 
Borrower Payment Dependent Notes Series 499377
This series of Notes was issued and sold upon the funding of the borrower loan #48220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-25-2011 
Term: 12 months Listing End date:  Mar-26-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $178.63
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1996 Debt/Income ratio: 7%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,535Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: velvet123 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
gifford13
Purpose of loan:
This loan will be used to furnish my new apartment. I plan to replace the out dated and damaged furniture I currently have.

My financial situation: I am in good financial standing and will soon be moving up the ladder in my industry. I work for an event planning company out of San Diego, CA.
I am a good candidate for this loan because I have excellent credit!


Monthly net income: $2800
Monthly expenses: $2500
Housing: $730
Insurance: $400
Car expenses: $300
Utilities: $120
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Gibbyland$100.003/25/2011 5:02:44 PM
myworld701$25.003/25/2011 5:02:57 PM
hostbank$100.003/25/2011 5:05:14 PM
zotzot$25.443/25/2011 5:05:52 PM
AFairDeal$100.003/25/2011 5:06:32 PM
reflective-rupee$500.333/25/2011 5:13:22 PM
marketplace-spark$25.003/25/2011 5:18:31 PM
patriot897$25.003/25/2011 5:04:54 PM
arkleseizure$25.003/25/2011 8:06:06 PM
CA-Lender$100.003/25/2011 5:49:50 PM
LSAR$33.003/25/2011 5:52:35 PM
pinnacle10$25.003/25/2011 10:14:56 PM
tomdooley12520$25.003/25/2011 6:01:52 PM
vutah$25.003/25/2011 6:10:22 PM
888GoldIngots$25.003/25/2011 6:45:10 PM
BxRealtor$25.003/25/2011 5:05:31 PM
interstellar$51.003/25/2011 5:17:26 PM
ac787$48.003/25/2011 10:55:25 PM
Finchy78$25.003/25/2011 6:15:44 PM
cbivitz$200.003/26/2011 5:39:35 AM
payment-chief9$25.003/26/2011 1:15:53 AM
jayk63$25.003/26/2011 3:55:02 AM
imlosttoo$25.003/26/2011 4:58:17 AM
TikPmp1$25.003/25/2011 5:02:54 PM
loyalty-sherpa$25.003/25/2011 5:26:57 PM
revenue-trombone5$25.003/25/2011 5:33:26 PM
invincible-loot0$25.003/25/2011 5:53:55 PM
organized-payment6$50.003/25/2011 5:04:35 PM
Invest-In-Rednecks$200.003/25/2011 5:14:42 PM
wealth-samaritan2$25.583/25/2011 5:28:30 PM
Iloanyoumoney$25.003/25/2011 9:36:00 PM
a-responsible-return$50.003/25/2011 5:03:29 PM
Reddy_Capital$25.003/25/2011 8:53:07 PM
bankojerry$25.003/26/2011 4:52:06 AM
benefit-squirrel$50.003/25/2011 7:22:32 PM
35 Investments
 
Borrower Payment Dependent Notes Series 499649
This series of Notes was issued and sold upon the funding of the borrower loan #48189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-26-2011 
Term: 36 months Listing End date:  Mar-30-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1992 Debt/Income ratio: 47%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 41 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,486Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: admirable-rate7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Nashville
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. 64,449.25 2. 70,000.00 (Mar-29-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$3,000.003/26/2011 12:05:18 PM
Jonb6919$25.003/26/2011 12:19:04 PM
loanman2007$125.003/26/2011 1:30:30 PM
DasMula$27.003/26/2011 2:55:43 PM
suave-dime6$25.003/26/2011 12:06:57 PM
Kash2010lu$35.003/26/2011 12:12:09 PM
transaction-eclipse$25.003/26/2011 3:24:25 PM
PThor$25.003/26/2011 3:25:41 PM
purpledog18$50.003/26/2011 4:26:09 PM
ryclsun$50.003/26/2011 4:27:26 PM
reflective-rupee$150.333/26/2011 3:31:49 PM
ThisGuyIKnow$25.003/26/2011 3:49:37 PM
thankful-nickel2$25.003/26/2011 4:53:46 PM
SFBank$50.003/27/2011 5:05:45 AM
bright-exchange$25.003/27/2011 9:10:50 AM
integrity-doctor$100.003/27/2011 6:10:53 PM
MrBailey$28.143/27/2011 6:43:47 PM
intrepid-loot$25.003/27/2011 2:57:51 PM
rjcoutur2001$100.003/27/2011 5:13:20 AM
CA-Lender$100.003/27/2011 5:02:23 PM
peso-aggregator$25.003/27/2011 9:55:21 AM
greencat$50.003/28/2011 12:04:41 PM
simplelender80$100.003/28/2011 2:13:17 PM
thelovebug$100.003/27/2011 9:19:45 PM
loss-of-control$100.003/28/2011 6:32:08 PM
kindness-launcher$1,000.003/29/2011 8:21:29 AM
Rogelio48$25.003/29/2011 3:56:23 PM
investment-habanero8$100.003/29/2011 1:39:23 PM
shrewd-income$25.003/29/2011 3:43:51 PM
green-established-durability$100.003/29/2011 4:10:58 PM
icon7$40.003/29/2011 5:35:26 PM
Snoopylover$25.003/30/2011 1:56:00 AM
ingenious-deal6$25.003/29/2011 2:59:14 PM
satisfying-exchange3$25.003/29/2011 6:46:04 PM
draggon77$25.003/29/2011 3:23:53 PM
Lubava$30.433/30/2011 5:08:29 AM
Megaton$25.003/29/2011 8:31:53 PM
Nerdster1$30.053/30/2011 4:05:07 AM
southIT$25.003/30/2011 6:18:34 AM
RMB-Investments$25.003/26/2011 1:14:34 PM
affluence-tycoon$50.003/26/2011 2:07:38 PM
Artist_Blue$25.003/26/2011 12:27:15 PM
lendstats_com$200.003/26/2011 12:45:12 PM
lucrative-transparency0$50.003/26/2011 1:14:48 PM
Keeping-The-Peace$50.003/26/2011 12:05:25 PM
Gibbyland$100.003/26/2011 4:25:17 PM
cash-raccoon$25.003/26/2011 3:25:45 PM
kulender$50.003/26/2011 4:26:53 PM
Weaverville$25.003/26/2011 1:14:51 PM
IIP77$25.003/26/2011 4:26:25 PM
tech310$50.003/26/2011 4:28:54 PM
PatRichi$25.003/26/2011 5:23:58 PM
compassion-paladin042$25.003/26/2011 4:24:00 PM
sturdy-peace9$25.003/26/2011 8:47:29 PM
droopie1$25.003/26/2011 4:46:14 PM
flexible-and-social$50.003/27/2011 2:37:30 PM
Phatt-Daddy$50.003/27/2011 4:59:14 PM
RyanM561$25.003/26/2011 7:23:21 PM
Pitufo$25.003/26/2011 11:27:52 PM
shrewd-income$25.003/27/2011 10:26:00 PM
ASR3$50.003/27/2011 4:27:30 AM
justasoldier$35.003/27/2011 7:38:29 PM
kendigme$25.003/28/2011 3:43:26 AM
nickel-hickory$200.003/28/2011 9:48:27 AM
HammerSmith$25.003/28/2011 6:36:29 PM
mpatrick$25.003/29/2011 9:13:07 AM
justice-ectasy074$40.003/29/2011 9:52:14 AM
bambampk$25.003/29/2011 4:54:49 PM
income-rocker2$50.003/29/2011 12:08:23 PM
transparency-grasshopper$25.003/29/2011 5:31:40 PM
jtc26$47.883/29/2011 6:23:25 PM
JDWCARD$50.003/30/2011 6:55:58 AM
Lubava$25.003/29/2011 5:10:13 PM
kendigme$25.753/30/2011 2:45:06 AM
s_man1$26.003/30/2011 5:07:59 AM
75 Investments
 
Borrower Payment Dependent Notes Series 499811
This series of Notes was issued and sold upon the funding of the borrower loan #48186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-28-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $572.78
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1984 Debt/Income ratio: 118%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 31 / 28Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 50 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,138Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: snappy1857 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,900.00< 31 days late: 0 ( 0% )  
760-779 (Dec-2009)
740-759 (May-2008)
 
Principal balance: $766.75 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
Paying Off Last of High Interest
I am never late on bills as you can see by my credit report. My husband has a very good & stable job with Sony (6yrs), my job (9rys). Prosper has rated me too low. I was a AA over a yr ago and now suddenly I am a D. Our income is higher since then and my C score has gone up to 772. We paid our oldest loan off by 3 mos. I got my Revolving Credit down from $28,624 (1st loan), $23,161 (2nd)to now $17,138. Then my Bankcard Utilization was 48% (1st), 19% (2nd) and now down to 17%. Matter of fact you can see where Prosper has been a great help to me and that is why I am back. You can see by my good pymt history here on prosper so I wouldn't let you down. My bills are paid first before anything else. That is why my credit score is what it is today.
Monthly income that both of us bring in..NET: Approx $6200 (low end) Total out going for a month: Approx $3700-4000. My husband works a lot of over time during the fall and winter months so the above net income does not include this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Mikale360$25.003/28/2011 9:13:06 AM
reflective-rupee$500.333/28/2011 12:11:23 PM
worldly-money4$200.003/28/2011 9:09:25 AM
grnii78$45.073/28/2011 9:05:29 AM
MoneyForNothing$25.003/28/2011 9:16:38 AM
competent-p2p$75.003/28/2011 11:04:20 AM
Interstate_Rate$100.003/28/2011 11:15:10 AM
grnii78$250.003/28/2011 12:12:22 PM
suave-dime6$25.003/28/2011 9:09:05 AM
113121$25.003/28/2011 1:23:47 PM
jhouman$25.003/28/2011 9:10:31 AM
113121$13,553.273/28/2011 1:44:41 PM
squarebob$25.003/28/2011 9:11:30 AM
a_falk22$25.003/28/2011 10:29:18 AM
investment-artist$25.003/28/2011 9:07:35 AM
squarebob$25.333/28/2011 9:12:24 AM
DasMula$51.003/28/2011 11:23:36 AM
17 Investments