Sales Report:Supplement No. 9 dated Mar 30, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 493640
This series of Notes was issued and sold upon the funding of the borrower loan #48041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1987 Debt/Income ratio: 17%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,540Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: euro-cheetah9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
engagement ring
Purpose of loan: to buy my girlfriend an engagement ring
This loan will be used to...

My financial situation: currently I have a full time job and bring in enough monthly income to cover this monthly payment
I am a good candidate for this loan because...I am a responsible man, I own a home, pay for my bills and am a very hard worker.


Monthly net income: $5500
Monthly expenses: $
Housing: $814
Insurance: $196/mo
Car expenses: $656/mo
Utilities: $250/mo
Phone, cable, internet: $200/mo
Food, entertainment: $250/mp
Clothing, household expenses: $200/mo
Credit cards and other loans: $400/mo
Other expenses: babysitter $600/mo
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello, I just purchased this home. The appraisal amount was 113,500. I bought it for 115,000. My monthly payment is 814 but I pay an extra 200 a month. So 507 comes out of my paycheck every two weeks to pay off the loan sooner. My interest rate in 4.5. I have only been paying on this mortgage since November of 2010 so the balance on my mortgage loan is probably still close to what I have borrowed. Please let me if you have any further questions. Thanks. (Mar-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Azonic21$25.003/16/2011 9:06:56 AM
suave-dime6$25.003/16/2011 9:07:28 AM
simplelender80$100.003/16/2011 9:04:26 AM
DHolly$50.003/16/2011 9:10:26 AM
leodaguy$25.003/16/2011 9:14:13 AM
reflective-rupee$25.333/16/2011 9:52:24 AM
SolarMoonshine$25.003/16/2011 6:45:50 PM
wbahl$25.003/16/2011 8:11:22 PM
important-openness1$75.003/16/2011 8:03:07 PM
worldly-money4$3,000.003/18/2011 9:56:32 AM
PRGuyinVA$25.003/18/2011 2:47:47 PM
Doug1043$25.003/18/2011 10:01:02 AM
money_money$1,000.003/18/2011 3:13:10 PM
patriot897$25.003/16/2011 9:09:04 AM
Jack55304$125.003/16/2011 9:17:08 AM
zotzot$25.443/16/2011 11:52:28 AM
Malkial$25.003/16/2011 9:31:34 AM
ingenious-deal6$25.003/16/2011 9:04:18 AM
worldly-money4$150.003/16/2011 9:08:14 AM
CA-Lender$100.003/16/2011 9:11:27 AM
foothillender$25.003/16/2011 8:20:52 PM
vutah$25.003/16/2011 7:16:17 PM
seineil$50.003/17/2011 1:25:42 AM
leverage-monger$50.003/17/2011 8:18:37 AM
SecondChanceLendingSERV$25.003/16/2011 9:25:09 PM
responsible-worth113$25.003/17/2011 5:07:38 PM
tnjohnso$25.003/17/2011 9:17:07 PM
Rashanir$25.003/18/2011 11:04:27 AM
joyful-power9$50.003/18/2011 12:00:52 PM
taetrade$25.003/18/2011 12:31:12 PM
30 Investments
 
Borrower Payment Dependent Notes Series 495712
This series of Notes was issued and sold upon the funding of the borrower loan #48161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $375.90
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2002 Debt/Income ratio: 22%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,769Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: brightest-openness-pagoda Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Responsible MOTIVATED barrower
Buy,Sell,Repair,Lease, slot machines "eightliners"
This loan will be used to... buy "eightliners" aka slot machines that are auctioned off by online acutioneers at a quarter of their actual value (because most people can't fix these machines) and repair these machines ( if any repairs are needed) and sell them at market price online. I am an electronic technician with five years of experience repairing "eightliners" and I have found that selling eightliners is a very LUCRATIVE market in Texas!

I pay absolutly nothing for rent (I live in my fathers house) and I am a hard working responsible adult with a very solid career!
I have recently cut my cost of living down by $900 per month! I moved to a home owned by my father and he doesn't charge me rent!

Monthly net income: $2,600
Monthly expenses: $ 741
Insurance: $65
Utilities: $125
Phone, cable, internet: $86
Food, entertainment:90
Clothing, household expenses: $75
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What do these things cost and, once repaired, sell for? How long does it take to turn one around? Who buys these things? Are there any gambling regulations this might violate? - The_Loan_Runner
A: I am limited in my response call me 83ZERO-370-3350 "These things" called eightliners cost anywhere from $800 to $2,500 brand new depending on the type of game that is installed in each machine. I recently purchased three "broken eightliners" for $1,100 and spent $400 on repairs. I then sold them (one at a time) for 1,200 $ a piece. The customers who purchase these machines are everywhere in Texas! They need working machines and I cant seem to come up with enough games for them to purchase! (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.003/7/2011 5:26:28 PM
BxRealtor$25.003/7/2011 5:32:17 PM
simplelender80$100.003/7/2011 5:35:31 PM
Tylerh$100.003/7/2011 7:17:47 PM
organized-payment6$50.003/7/2011 5:35:45 PM
Tradesmanlender$100.003/7/2011 5:36:14 PM
jdrez$25.003/7/2011 5:36:45 PM
credit-coach118$100.003/7/2011 7:33:10 PM
radforj22$25.003/8/2011 7:22:41 AM
thankful-nickel2$100.003/7/2011 8:02:04 PM
libra926$25.003/8/2011 8:33:52 AM
commerce-yeller$25.003/8/2011 8:04:41 PM
patriot897$25.003/8/2011 6:34:12 PM
Panna$25.003/8/2011 2:26:17 PM
nickel-ferret$100.003/9/2011 8:49:40 AM
payout-banker4$25.003/9/2011 6:03:21 PM
jazz619$25.003/9/2011 6:42:45 PM
CSAworker$25.003/10/2011 12:03:08 PM
rss197$25.003/10/2011 10:47:44 AM
billboy85$30.003/10/2011 2:34:28 PM
jescowa$50.003/12/2011 5:50:07 AM
kind-genuine-dough$50.003/12/2011 3:46:02 PM
Walkingcowboy$50.003/12/2011 11:33:18 AM
Havana21$25.003/15/2011 1:48:12 AM
dime-twister$25.003/14/2011 6:20:07 PM
Ripsaw4U$50.003/15/2011 2:14:29 AM
flexible-money1$50.003/15/2011 9:30:21 AM
enthralling-deal180$49.273/16/2011 2:16:08 AM
Trapman13$50.003/16/2011 12:19:24 PM
FinanceEngine$25.003/16/2011 2:52:28 PM
Preferred-Lender$25.003/16/2011 8:41:43 AM
skuba$25.003/16/2011 6:06:56 PM
AJIPrivateNotes$25.003/16/2011 9:27:30 PM
bold-careful-finance$50.003/16/2011 8:36:46 PM
kbodendorf$25.003/16/2011 8:43:40 PM
indomitable-coin$50.003/17/2011 5:48:36 AM
Philolend$25.003/17/2011 6:22:49 AM
rdrloan$50.003/17/2011 3:52:48 PM
kulender$100.003/17/2011 4:21:40 PM
red-contract-lionheart$25.003/17/2011 9:56:25 AM
BaxterEvil$25.003/17/2011 7:48:08 PM
loyalty-sherpa$25.003/17/2011 4:31:21 PM
benjo$50.003/17/2011 8:38:16 PM
hostbank$100.003/17/2011 3:41:43 PM
Control$25.003/18/2011 4:30:27 AM
triumph329$42.923/18/2011 5:34:57 AM
Artist_Blue$25.003/18/2011 6:06:51 AM
profitable-money$25.003/17/2011 10:20:04 PM
derec$25.003/17/2011 10:36:37 PM
gold-commander0$50.003/18/2011 9:54:07 AM
WordWrangler$50.003/18/2011 9:21:14 AM
return-beeper$50.003/18/2011 9:33:05 AM
360Winner$50.003/18/2011 9:33:42 AM
gold-sushi$25.003/18/2011 3:08:08 PM
MarinLoans$25.003/18/2011 4:37:53 PM
buddycat$50.003/18/2011 6:17:34 PM
compassionate-dime0$50.003/18/2011 6:33:01 PM
Johnab$25.003/19/2011 6:18:31 AM
simiray$50.003/19/2011 7:43:44 AM
bid-computer$25.003/19/2011 9:28:19 AM
vigilance-sumac6$50.003/19/2011 5:27:29 AM
thebigrig$100.003/19/2011 11:12:30 AM
dunrizzo$25.003/19/2011 7:50:53 AM
mistertao$25.003/19/2011 11:36:20 AM
GCInvestments$50.003/19/2011 1:01:43 AM
maximizer$25.003/19/2011 9:34:57 AM
GMPK_TLAS$50.003/19/2011 1:24:41 AM
don8ter$25.003/19/2011 3:10:06 AM
broker558$25.003/19/2011 5:16:50 PM
contract-high-five$100.003/19/2011 12:18:17 PM
Bank42$100.003/19/2011 9:43:39 AM
gracej$25.003/19/2011 9:50:49 AM
1phantom$25.003/19/2011 10:12:21 AM
dvandetta$25.003/19/2011 10:53:03 AM
Gibbyland$100.003/19/2011 7:54:23 PM
sparkling-contract7$25.003/20/2011 4:52:37 AM
bigphish$50.003/19/2011 2:40:59 PM
vigilance-searcher$25.003/19/2011 3:32:26 PM
MechEngLender$25.003/19/2011 3:33:28 PM
csandb$33.753/19/2011 4:47:33 PM
red-favorable-basis$25.003/19/2011 7:10:11 PM
GElender$25.003/21/2011 6:22:24 AM
loot-heart$25.003/19/2011 11:01:11 PM
osutc$108.003/20/2011 12:22:25 AM
credit-bliss8$25.003/20/2011 1:39:14 AM
credit-scout7$50.003/21/2011 8:06:48 AM
Eagledrop$25.003/20/2011 5:45:54 AM
marketplace-canary7$25.003/21/2011 9:35:45 AM
rmachi$25.003/21/2011 9:37:51 AM
money-explorer3$25.003/20/2011 11:36:41 PM
velocity-solo$25.003/21/2011 9:40:47 AM
Hexnut$25.003/21/2011 9:44:03 AM
designs626$50.003/21/2011 5:51:48 AM
buffalobills$25.003/21/2011 7:41:15 AM
kind-resolute-dough$25.003/21/2011 10:01:02 AM
jujitsulover$26.263/21/2011 10:20:17 AM
WindyKid$50.003/21/2011 10:20:52 AM
jsw7us$50.003/21/2011 10:21:40 AM
powerful-finance7$25.003/21/2011 10:22:12 AM
best-phenomenal-treasure$25.003/21/2011 10:22:21 AM
srspank24$50.003/21/2011 10:22:36 AM
agile-loan0$25.003/21/2011 10:24:56 AM
market-walnut5$25.003/21/2011 10:25:53 AM
techs$25.003/21/2011 9:32:21 AM
lost-money-so-far-on-these$25.003/21/2011 9:39:52 AM
Attract$25.003/21/2011 9:43:45 AM
peso-mate$50.003/20/2011 10:31:00 PM
revenue-appraiser$25.003/21/2011 6:37:03 AM
KeepOnRunning$50.003/21/2011 9:58:33 AM
exact-gold2$50.003/21/2011 7:01:50 AM
maschinenbau$25.003/21/2011 10:18:08 AM
JAVEHE$50.003/21/2011 10:22:05 AM
BigLinCT$25.003/21/2011 10:23:04 AM
Lender0424$50.003/21/2011 10:23:58 AM
topper480$50.003/21/2011 10:24:41 AM
five-star-note$50.003/21/2011 10:26:23 AM
wise-balanced-moola$25.003/21/2011 10:27:07 AM
the-capital-multiplier$50.003/21/2011 10:27:34 AM
feedpaulyfaster$25.003/21/2011 9:33:05 AM
intuitive-camaraderi9$25.003/21/2011 9:58:07 AM
proud-silver0$100.003/21/2011 10:20:05 AM
ijspence$25.003/21/2011 10:21:22 AM
the-dollar-topper$50.003/21/2011 10:21:27 AM
kanpur63$50.003/21/2011 10:21:33 AM
reward-burst4$50.003/21/2011 10:21:55 AM
IeatatWendys$50.003/21/2011 10:22:24 AM
five-star-responsibility0$50.003/21/2011 10:23:07 AM
BenefactorX$25.003/21/2011 10:23:22 AM
Zoramite$25.003/21/2011 10:24:25 AM
fiddlerzvi$45.373/21/2011 10:25:22 AM
flexible-fund6$38.143/21/2011 10:25:41 AM
aasx1108$25.003/21/2011 10:27:29 AM
competent-p2p$30.003/7/2011 8:15:03 PM
important-ore$150.003/7/2011 5:36:40 PM
DasMula$27.003/7/2011 6:00:04 PM
selector568$50.003/7/2011 5:34:30 PM
mizon291$110.003/7/2011 6:52:10 PM
power-companion7$100.003/8/2011 10:05:30 AM
worthy-bid8$100.003/8/2011 4:13:39 PM
SanJoser$100.003/9/2011 11:15:25 AM
tomdooley12520$25.003/9/2011 1:31:34 PM
CA-Lender$79.643/10/2011 5:42:48 PM
efficient-treasure0$25.003/11/2011 7:02:23 AM
justinology$29.423/11/2011 10:25:01 AM
treasure-widget$25.003/12/2011 10:28:18 AM
cingular$25.003/13/2011 7:57:16 PM
MadHun$100.003/14/2011 7:52:47 AM
Weaverville$50.003/13/2011 5:47:07 PM
riproaringrapids$25.003/14/2011 5:21:20 PM
eloquent-dough5$25.003/15/2011 7:03:07 PM
rate-mogul$100.003/15/2011 7:06:34 PM
Pasagam$50.003/15/2011 5:02:49 PM
kenji4861$25.003/16/2011 2:25:50 AM
leodaguy$50.003/15/2011 9:21:53 PM
caring-hope2$50.003/16/2011 9:54:05 AM
lender987654321$100.003/16/2011 12:07:39 PM
Gibbyland$100.003/16/2011 10:12:57 AM
cash-spinner$25.003/16/2011 12:51:37 PM
important-openness1$75.003/16/2011 8:09:11 PM
TikPmp1$25.003/16/2011 6:46:52 PM
SBT$75.003/16/2011 8:51:24 PM
slartibardfast$25.003/17/2011 3:34:40 AM
wbahl$25.003/16/2011 8:12:28 PM
currency-persimmon$100.003/17/2011 9:34:12 AM
treasure-pipeline$50.003/16/2011 8:43:12 PM
Cai8899$40.003/17/2011 12:01:30 PM
Nusk$30.003/17/2011 1:05:56 PM
life-is-great$25.003/17/2011 10:07:40 AM
MTGuy$45.003/17/2011 10:53:51 AM
Jag97$41.613/17/2011 5:26:45 PM
Ocean713$50.003/17/2011 3:59:20 PM
beeper2$30.003/17/2011 5:14:24 PM
corporatejim$50.003/18/2011 8:57:28 AM
falcone$50.003/18/2011 11:52:44 AM
meenan$50.003/18/2011 2:31:31 PM
6moonbeams$50.003/18/2011 3:01:58 PM
a-unflappable-finance$100.003/18/2011 9:37:17 AM
ClearCut$50.003/18/2011 10:27:45 PM
cjames84$25.003/19/2011 4:59:33 AM
Cheburashka$25.003/19/2011 1:59:31 AM
Goodlender42$25.003/19/2011 2:43:39 AM
credit-observatory$25.003/18/2011 5:08:59 PM
enthusiastic-ore5$30.003/19/2011 5:08:54 AM
Sealion$50.003/19/2011 10:18:20 AM
19vfwcinc89$125.003/19/2011 11:13:26 AM
platinum-exec1$100.003/18/2011 10:49:41 PM
Sixmil$100.003/19/2011 9:34:00 AM
ac787$26.003/19/2011 12:26:59 PM
duty-windmill$50.003/19/2011 9:39:46 AM
1SteelerFan$50.003/19/2011 1:25:49 PM
bullwink27$25.003/19/2011 9:50:59 AM
octoberfresh$25.003/19/2011 2:22:26 AM
jt88$50.003/19/2011 10:41:18 AM
w3alter$100.003/19/2011 4:56:07 PM
responsibility-pine$100.003/19/2011 5:02:43 AM
Eric_Gagne$50.003/19/2011 8:18:37 AM
Interloper$25.003/19/2011 2:15:59 PM
drkosh$25.003/19/2011 8:41:29 AM
WalnutCreekguy$50.003/20/2011 7:31:04 AM
financial-frenzy$25.003/19/2011 3:21:11 PM
exchange-synapse$100.003/19/2011 3:44:52 PM
thegreatstrafe$25.003/19/2011 8:09:09 PM
gold-blanket0$50.003/19/2011 8:56:57 PM
Pawnster$25.003/20/2011 7:36:38 AM
HamachiMan$50.003/20/2011 4:26:41 PM
Bigg_Lender$50.003/20/2011 12:21:14 PM
fcukciti$50.003/21/2011 2:20:57 AM
KDW08$27.793/19/2011 7:04:23 PM
debtcollector$50.003/19/2011 7:20:49 PM
nickel-demon2$100.003/19/2011 7:47:13 PM
AJIPrivateNotes$25.003/20/2011 1:07:37 PM
green-benefit-enclave$25.003/20/2011 2:05:59 PM
exciting-responsibility3$25.003/20/2011 3:21:22 PM
bdloans$50.003/20/2011 4:37:30 PM
money-surge1$50.003/20/2011 10:46:53 AM
bonus-forte$33.003/21/2011 9:43:51 AM
bailey1223$25.003/21/2011 9:44:38 AM
sociallender$25.003/20/2011 12:27:38 PM
wwwUniversal$25.003/21/2011 10:03:05 AM
income-mechanic7$25.003/21/2011 10:18:15 AM
stolan$43.563/21/2011 10:20:13 AM
kmprospeo$50.003/21/2011 10:22:13 AM
investment-tempo$50.003/21/2011 10:23:14 AM
lefty756$25.003/20/2011 3:09:45 PM
EvalCrux$50.003/21/2011 10:26:27 AM
CASHGIRL$25.003/21/2011 10:27:11 AM
Hanalei712$50.003/21/2011 10:27:32 AM
DrZoidberg$25.003/21/2011 9:34:48 AM
saga9$50.003/21/2011 10:18:35 AM
alpinaut$25.003/21/2011 10:22:45 AM
breadmanmanager$50.003/21/2011 10:22:50 AM
credit-superstar3$25.003/21/2011 10:23:09 AM
RMB-Investments$100.003/21/2011 10:27:30 AM
dunedin$50.003/21/2011 8:29:30 AM
hayhelp$25.003/21/2011 9:31:49 AM
tylerfd$25.003/21/2011 9:36:00 AM
nalaari$25.003/21/2011 9:39:02 AM
neutrino6$25.003/21/2011 9:47:20 AM
worthy-loot8$25.003/21/2011 10:21:19 AM
cscott2007$50.003/21/2011 10:21:24 AM
orgy63$50.003/21/2011 10:21:29 AM
luckyldy$25.003/21/2011 10:21:50 AM
trapper569$50.003/21/2011 10:22:17 AM
cberthiaume$25.003/21/2011 10:23:12 AM
income-excellence1$50.003/21/2011 10:23:45 AM
245 Investments
 
Borrower Payment Dependent Notes Series 496657
This series of Notes was issued and sold upon the funding of the borrower loan #48091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,880.59 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $125.45
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-2004 Debt/Income ratio: 24%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,794Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: happy-transparency3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
savvy sally
Purpose of loan: personal
This loan will be used to...

My financial situation: is stable
I am a good candidate for this loan because...


Monthly net income: $2423
Monthly expenses: $
Housing: $ 1302.96
Insurance: $ included
Car expenses: $0
Utilities: $150
Phone, cable, internet: $87
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $472
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: an you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $180,424 mortgage the median list price is $174,000 the market value of my home is indeterminable at this time. (Mar-07-2011)
Q: What is the purposes of this loan? Thanks - reflective-rupee
A: it is for a personal debt not associated with any credit problem. (Mar-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
lendstats_com$50.003/5/2011 12:49:11 PM
purpledog18$50.003/5/2011 12:15:01 PM
pietro_torna_indietro$25.003/5/2011 10:07:28 PM
850$50.003/6/2011 8:26:50 PM
RSRAssociates$26.993/7/2011 6:49:08 PM
LKCGICG$25.003/9/2011 5:51:43 PM
CA-Lender$50.003/9/2011 10:26:09 PM
reflective-rupee$100.333/11/2011 10:56:02 PM
worldly-money4$100.003/12/2011 4:42:47 PM
unforgettable-market3$34.163/16/2011 3:54:09 AM
theprince$25.003/16/2011 9:25:07 AM
delicious-cash$25.003/17/2011 5:17:24 PM
successful-generosity$25.003/17/2011 5:17:27 PM
worldly-money4$1,000.003/18/2011 8:37:20 AM
benevolent1$30.103/18/2011 10:18:21 AM
JGuide$25.083/19/2011 11:05:51 AM
kulender$50.003/5/2011 1:01:10 PM
Kash2010lu$40.003/5/2011 12:06:40 PM
favorite-commerce$50.003/5/2011 5:03:24 PM
ryclsun$50.003/5/2011 12:15:26 PM
DasMula$27.003/5/2011 12:35:40 PM
Gibbyland$100.003/6/2011 1:36:35 PM
droopie1$25.003/6/2011 9:49:46 PM
restless-dime$25.003/7/2011 2:06:39 PM
wild-orange$25.003/9/2011 4:10:24 AM
cash-raccoon$25.003/9/2011 7:17:00 AM
transformer855$25.003/8/2011 11:09:31 PM
houli123$25.003/9/2011 9:15:31 AM
emance$45.413/13/2011 1:46:49 PM
Rogelio48$25.003/14/2011 9:05:34 PM
kendigme$38.403/15/2011 1:50:19 PM
important-openness1$75.003/16/2011 7:26:00 PM
aquistoyraul$25.003/17/2011 7:27:20 AM
LongIslandNerd$25.003/17/2011 5:17:20 PM
JPMorrisLegacyFund$413.043/18/2011 2:36:54 AM
joyful-power9$25.003/18/2011 12:14:30 PM
JGuide$25.083/18/2011 2:02:40 PM
shepherd1$25.003/18/2011 9:33:26 PM
jerrymaguire$25.003/19/2011 6:00:11 AM
alphabet76$25.003/19/2011 11:45:42 AM
40 Investments
 
Borrower Payment Dependent Notes Series 496884
This series of Notes was issued and sold upon the funding of the borrower loan #48121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-07-2011 
Term: 60 months Listing End date:  Mar-18-2011 
 
Lender yield: 21.49% Borrower rate/APR: 22.49% / 24.76% Monthly payment: $418.47
 
Lender servicing fee: 1.00% Effective Yield*: 20.98%  
Estimated return*: 12.28%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1999 Debt/Income ratio: 26%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 38 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,293Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: red-engaging-nickel Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for 268
Purpose of loan:
This loan will be used to...
Pay hospital bills
My financial situation:
I am a good candidate for this loan because...
I am a teacher with professional status in the state of Massachusetts in good standing.

Monthly net income: $6500
Monthly expenses: $3000
Housing: $1700
Insurance: $60
Car expenses: $50
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $315,000 is the balance (only one lender) The home was appraised at $325,000 in 2010. (Mar-15-2011)
Q: Hi, What do you teach? Are you still teaching? Is the medical bill one time expense? How much is it? Thanks, - p2ploan-sensation211
A: I teach German and Spanish (2 master's degrees) I have been teaching for about 11 years at the same district. (I am number 2 in seniority in a district with about 14 FL teachers.) So, yes. I am still actively teaching. The medical bill was for a series of treatments I received in the fall that were kicked out by insurance. They are a little more that $5,000. (Mar-15-2011)
Q: Why are you requesting to borrow $15,000. for "a series of treatments that were a little bit above $5,000? Thanks - RecoveryLender
A: Because I am consolidating some other debts too. (Mar-16-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
magnetic-dedication3$25.003/7/2011 6:51:01 PM
credit-missile$100.003/7/2011 9:29:43 PM
jdrez$25.003/7/2011 5:36:47 PM
lendstats_com$200.003/7/2011 5:46:02 PM
leverage-monger$100.003/8/2011 7:42:28 AM
JustMee$25.003/7/2011 8:09:13 PM
reflective-rupee$500.333/7/2011 8:24:51 PM
simplelender80$100.003/7/2011 5:35:35 PM
Tradesmanlender$100.003/7/2011 5:36:18 PM
DasMula$100.003/7/2011 6:10:43 PM
radforj22$25.003/8/2011 7:22:45 AM
Nerdster1$25.053/8/2011 3:32:41 AM
wkeboarder21$100.003/8/2011 5:58:42 AM
loyalty-czar$100.003/8/2011 6:13:43 AM
ekmendenhall$250.003/8/2011 8:57:09 AM
new-ore-venture$200.003/8/2011 9:26:55 AM
power-companion7$100.003/8/2011 10:04:10 AM
thankful-nickel2$100.003/8/2011 3:33:39 PM
power-secret-agent$25.003/9/2011 2:11:49 AM
Roundhouse$500.003/8/2011 9:01:31 PM
credit-coach118$100.003/9/2011 8:46:22 AM
nickel-ferret$100.003/9/2011 8:49:51 AM
jazz619$25.003/9/2011 6:42:48 PM
jmichael23$100.003/9/2011 3:13:51 PM
ready-interest9$25.003/10/2011 3:54:06 PM
auction-seeker$25.003/10/2011 5:29:09 PM
CreditBuilder2$50.003/10/2011 2:58:54 PM
loss-of-control$150.003/10/2011 5:34:28 PM
SecondChanceLendingSERV$25.003/11/2011 9:44:54 AM
efficient-treasure0$25.003/11/2011 7:02:25 AM
BxRealtor$25.003/11/2011 8:06:11 AM
jescowa$50.003/12/2011 5:50:08 AM
Walkingcowboy$50.003/12/2011 11:33:20 AM
adir1$25.003/12/2011 10:16:21 PM
justanothersushieater$25.003/12/2011 10:30:30 AM
techs$25.003/12/2011 3:41:22 PM
vine99$90.003/13/2011 5:41:08 PM
social-investor5$25.003/14/2011 12:38:39 PM
NJournalist$25.003/14/2011 11:22:46 AM
KryptonWare-com$26.653/14/2011 11:40:15 AM
p2ploan-sensation211$50.003/14/2011 3:46:58 PM
AM2171$25.003/15/2011 12:44:16 PM
rinyt$25.003/15/2011 4:06:11 PM
riproaringrapids$25.003/15/2011 4:08:40 PM
handy-point5$25.003/15/2011 2:02:19 PM
Boca$30.003/15/2011 2:04:29 PM
leodaguy$50.003/15/2011 9:21:54 PM
treasure-bliss$50.003/16/2011 2:01:54 AM
economy-popcorn$25.003/15/2011 10:36:02 PM
loss-of-control$50.003/15/2011 5:51:10 PM
Preferred-Lender$25.003/16/2011 8:41:44 AM
enchanted-note$50.003/16/2011 10:40:53 AM
integrity-doctor$200.003/16/2011 11:17:22 AM
JeffHoll$60.003/16/2011 11:46:24 AM
cash-spinner$25.003/16/2011 12:51:39 PM
UBOtto186$50.003/16/2011 9:21:51 AM
skuba$25.003/16/2011 6:07:00 PM
brainy-repayment5$50.003/16/2011 8:35:48 PM
bold-careful-finance$50.003/16/2011 8:36:50 PM
SBT$75.003/16/2011 8:51:25 PM
enthralling-deal180$50.003/16/2011 6:33:03 PM
important-openness1$75.003/16/2011 7:12:12 PM
treasure-pipeline$50.003/16/2011 8:43:13 PM
nilonc1$25.003/17/2011 5:22:33 AM
mammalian4$25.003/17/2011 5:26:04 AM
Philolend$25.003/17/2011 6:22:50 AM
red-favorable-basis$25.003/17/2011 2:29:50 AM
lender987654321$100.003/16/2011 8:26:56 PM
Whipster$50.003/17/2011 5:08:09 AM
accelerator96$25.003/16/2011 9:26:53 PM
mlj0671$25.003/16/2011 9:43:01 PM
dime-vista2$25.003/16/2011 9:55:46 PM
newfoundation$25.003/17/2011 12:51:26 PM
JDWCARD$200.003/17/2011 2:34:08 AM
RecoveryLender$190.003/17/2011 11:17:18 AM
revenue-spa8$50.003/17/2011 1:52:57 PM
hostbank$100.003/17/2011 3:41:45 PM
lasalle123$50.003/17/2011 7:13:49 PM
BaxterEvil$25.003/17/2011 7:48:09 PM
propertytransformer$25.003/18/2011 4:08:04 AM
Control$25.003/18/2011 4:30:28 AM
debt-force$25.003/17/2011 4:22:09 PM
Artist_Blue$25.003/18/2011 6:06:53 AM
Pasagam$32.463/18/2011 1:44:20 AM
ihelpunow$25.003/18/2011 8:44:46 AM
GoingFishing$25.003/18/2011 4:37:10 AM
WDeamay$32.863/17/2011 6:25:23 PM
benjo$50.003/17/2011 8:38:17 PM
AustinAmerica$25.003/17/2011 10:11:38 PM
LngTerm$25.003/17/2011 10:23:12 PM
360Winner$50.003/18/2011 9:33:42 AM
ryanshain$500.003/18/2011 5:19:39 AM
social-workhorse$25.003/18/2011 1:11:47 PM
Gibbyland$100.003/18/2011 3:02:40 PM
WordWrangler$50.003/18/2011 9:21:16 AM
jlendog$200.003/18/2011 9:30:48 AM
MarinLoans$25.003/18/2011 4:37:54 PM
squarebob$100.023/18/2011 4:45:08 PM
gizzywump$700.003/18/2011 10:21:49 AM
jjswanso$200.003/18/2011 10:46:01 AM
bonbon224$90.003/18/2011 3:08:49 PM
hopeful-truth5$100.003/7/2011 9:08:16 PM
important-ore$150.003/7/2011 5:36:42 PM
Bank_Of_XL$100.003/8/2011 3:42:19 AM
one-midas$50.003/8/2011 5:43:52 AM
peso-aggregator$25.003/7/2011 6:34:24 PM
shrewd-income$200.003/7/2011 8:43:44 PM
squarebob$25.003/8/2011 9:53:21 AM
competent-p2p$101.003/7/2011 8:10:42 PM
reflective-rupee$1,500.333/7/2011 8:24:35 PM
Panna$25.003/8/2011 2:26:16 PM
patriot897$25.003/8/2011 6:34:18 PM
worthy-bid8$100.003/8/2011 4:13:43 PM
payout-banker4$25.003/9/2011 6:03:24 PM
enchanted-yield4$45.003/9/2011 3:01:14 PM
CA-Lender$100.003/9/2011 2:56:59 PM
careful-compassion$25.003/10/2011 10:28:28 AM
a-reasonable-return$25.003/10/2011 8:52:16 AM
loanman2007$225.003/10/2011 6:14:02 AM
shrewd-income$328.903/11/2011 6:23:15 AM
blue-dollar-viking$25.003/11/2011 9:13:08 PM
SeekingAlpha$34.003/11/2011 9:57:23 PM
treasure-widget$25.003/12/2011 10:28:24 AM
cingular$25.003/13/2011 7:57:18 PM
chameleon125$25.003/13/2011 6:37:39 AM
Weaverville$50.003/13/2011 5:47:09 PM
kind-genuine-dough$50.003/14/2011 7:53:32 AM
brightest-dignified-penny$25.003/14/2011 4:21:58 PM
wkeboarder21$50.003/14/2011 5:04:09 PM
fund-medalist171$30.003/15/2011 4:21:09 AM
inspiring-reward$50.003/15/2011 1:54:37 AM
Ripsaw4U$50.003/15/2011 2:14:31 AM
realtormoises$25.003/15/2011 5:36:01 AM
flexible-money1$50.003/15/2011 9:30:22 AM
rate-mogul$100.003/15/2011 7:06:37 PM
thomas16882004$25.003/15/2011 7:46:59 PM
kenji4861$25.003/16/2011 2:25:52 AM
orange-preeminant-bill$34.023/16/2011 2:17:05 AM
eloquent-dough5$25.003/15/2011 7:03:08 PM
dynrep$25.003/16/2011 4:14:32 PM
TikPmp1$25.003/16/2011 6:46:54 PM
Karey$25.003/16/2011 3:04:48 PM
orderly-leverage$100.003/16/2011 8:22:33 PM
zotzot$100.443/16/2011 9:42:21 PM
slartibardfast$25.003/17/2011 3:34:43 AM
melodious-openness$500.003/17/2011 5:08:58 AM
wbahl$25.003/16/2011 8:12:29 PM
DT_Banker$25.003/17/2011 12:36:04 AM
currency-persimmon$100.003/17/2011 9:34:16 AM
credit-missile$25.003/16/2011 8:41:26 PM
market-pudding$25.003/17/2011 7:22:41 AM
pietro_torna_indietro$50.003/16/2011 9:25:57 PM
organized-deal1$115.003/16/2011 9:50:48 PM
JDWCARD$100.003/17/2011 2:55:38 AM
suave-dime6$25.003/17/2011 3:08:26 AM
doopers$25.003/17/2011 3:35:37 AM
melodious-openness$114.273/17/2011 4:51:01 AM
life-is-great$25.003/17/2011 10:07:43 AM
wojo$25.003/17/2011 7:07:08 AM
sosleep$25.003/17/2011 8:18:54 AM
finance-solo$25.003/17/2011 12:04:32 PM
loyalty-sherpa$25.003/17/2011 4:31:22 PM
generosity-pizza$50.003/17/2011 9:52:36 AM
gilbrear$25.003/17/2011 5:01:18 PM
social-friendship5$100.003/17/2011 1:33:29 PM
profitable-money$25.003/17/2011 10:01:58 PM
Imaginos1892$100.003/17/2011 8:07:09 PM
GoingFishing$25.003/18/2011 4:39:15 AM
Cai8899$40.003/17/2011 4:04:50 PM
kendallv$25.003/17/2011 4:13:33 PM
derec$25.003/17/2011 10:36:38 PM
grampy48$50.003/18/2011 6:51:43 AM
a-unflappable-finance$100.003/18/2011 9:37:18 AM
buffalobills$25.003/18/2011 7:46:01 AM
gold-commander0$50.003/18/2011 9:54:08 AM
ore-dojo$100.003/18/2011 8:51:52 AM
rbgnr111$25.003/18/2011 1:03:16 PM
durability-halibut$29.673/18/2011 10:25:02 AM
Ocean713$50.003/18/2011 3:02:57 PM
Frosty$25.003/18/2011 7:45:43 AM
Keeping-The-Peace$300.003/18/2011 4:04:02 PM
on_your_side$25.003/18/2011 4:37:15 PM
noble-marketplace$25.003/18/2011 2:02:35 PM
meenan$50.003/18/2011 3:08:18 PM
jcw3rd$25.003/18/2011 4:29:51 PM
kulender$100.003/18/2011 2:27:26 PM
186 Investments
 
Borrower Payment Dependent Notes Series 497004
This series of Notes was issued and sold upon the funding of the borrower loan #48056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1993 Debt/Income ratio: 75%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,612Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: MinPinPapa Borrower's state: Georgia Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff 2 Personal Loans
*********Had too relist Bank account info incorrect sorry to prior bidders! Please consider rebidding.......*******
Thank you for you consideration and/or bids. I am looking for a Prosper loan to pay off 2 personal loans. I am an excellent candidate for this loan because, I can pay on time, all the time. I have not missed a payment or been late on anything in over 10 years.
I am married, no children except for my four legged one. I work in the Home Theater industry making $30,000 to $32,000 yearly. My wife works for the State of Georgia as a payroll manager she earns in the $40,000 to $50,000 range. I have had the same job for 5 years she has had her job for 8 years+.
In closing I appreciate the time and opportunity you have given to review my proposal.
Monthly net income: $4400 (includes Wife's of $2300)
Housing: $1300
Car Expenses: $350
Utilities: Water, Power, Cable, Internet & Phone $330
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/8/2011 5:05:02 PM
soulful-truth$100.003/8/2011 5:06:00 PM
simplelender80$150.003/8/2011 5:02:05 PM
Tylerh$100.003/8/2011 5:06:32 PM
reflective-rupee$25.333/8/2011 5:05:19 PM
favorite-commerce$50.003/9/2011 5:14:31 AM
greencat$50.003/9/2011 7:13:58 AM
thelovebug$100.003/9/2011 12:52:12 PM
loan-kung-fu$100.003/9/2011 5:18:38 AM
worthy-bid8$25.003/9/2011 6:31:28 AM
ingenious-deal6$25.003/10/2011 2:06:08 PM
Mrgiggleswic$100.003/11/2011 4:34:47 AM
tech310$50.003/13/2011 8:32:23 PM
LoanerPrincipal$25.003/13/2011 8:36:42 PM
RMB-Investments$50.003/15/2011 8:54:13 AM
benefit-trident$25.003/15/2011 5:21:44 PM
rate-mogul$100.003/15/2011 7:07:02 PM
FASTIZIO_P$25.003/16/2011 12:57:12 AM
lakehavasu88$25.003/16/2011 3:17:21 AM
HHP$100.003/16/2011 9:34:26 AM
cropdust3r$25.003/16/2011 6:31:11 AM
raisingophelia$25.003/16/2011 10:28:07 AM
Ocean713$50.003/16/2011 3:36:48 PM
dynrep$25.003/16/2011 4:19:11 PM
A-ONE-INVESTMENTS$50.003/16/2011 9:32:10 AM
AntiTrustBanker$25.003/16/2011 9:55:06 AM
squarebob$25.003/16/2011 11:42:58 AM
kulender$50.003/16/2011 7:52:46 PM
secureincome$750.003/16/2011 8:31:57 PM
important-openness1$75.003/16/2011 7:03:16 PM
unger$165.003/17/2011 4:05:50 AM
Phatt-Daddy$50.003/17/2011 4:59:03 AM
2grindstones$25.003/16/2011 10:03:55 PM
leverage-reaction$25.003/16/2011 11:41:16 PM
JDWCARD$175.003/17/2011 2:51:22 AM
bold-careful-finance$50.003/16/2011 8:37:04 PM
Starfin-Capital-Management$69.463/17/2011 6:39:01 AM
Reinadog9$50.003/17/2011 10:02:17 AM
life-is-great$25.003/17/2011 10:07:57 AM
zotzot$25.443/16/2011 9:40:34 PM
social-friendship5$100.003/17/2011 1:29:29 PM
mammalian4$25.003/17/2011 4:09:12 AM
worldly-money4$200.003/17/2011 11:08:17 AM
payment-gusto$25.003/17/2011 11:28:53 AM
mpatrick$25.003/17/2011 12:08:00 PM
revenue-spa8$50.003/17/2011 1:57:31 PM
partyplan$30.003/17/2011 10:10:56 AM
lasalle123$50.003/17/2011 7:18:07 PM
vishal29$100.003/17/2011 9:29:08 PM
payout-alien6$25.003/17/2011 2:42:35 PM
PrincessGrace33$25.003/17/2011 8:29:28 PM
tnjohnso$25.003/17/2011 9:16:18 PM
shrewd-income$100.003/17/2011 4:14:48 PM
2Below$25.003/17/2011 5:08:57 PM
KarlMarx$25.003/8/2011 5:06:08 PM
patriot897$25.003/8/2011 6:36:14 PM
SFBank$50.003/8/2011 7:22:35 PM
CA-Lender$100.003/8/2011 5:07:16 PM
Nerdster1$30.053/9/2011 3:53:40 AM
frogperson$300.003/9/2011 8:41:45 PM
kind-genuine-dough$25.003/11/2011 9:36:36 AM
chungfang$100.003/11/2011 1:32:29 PM
Bob450$25.003/12/2011 3:10:25 AM
rcm87$100.003/12/2011 6:31:29 AM
Weaverville$50.003/13/2011 5:48:48 PM
worldly-money4$150.003/14/2011 2:33:57 PM
Interstate_Rate$100.003/14/2011 10:57:39 AM
FeedTheMachine$100.003/14/2011 5:39:06 PM
Wellman$50.003/15/2011 4:02:22 AM
Hanalei712$50.003/15/2011 9:39:09 AM
reward-adventure$50.003/15/2011 4:57:25 AM
Kaj$50.003/15/2011 5:28:17 PM
108lender$200.003/15/2011 5:27:11 PM
umfan123$25.003/15/2011 5:27:20 PM
pioneer580$50.003/15/2011 8:45:06 PM
leodaguy$25.003/15/2011 9:23:52 PM
active-wealth3$25.003/16/2011 9:45:48 AM
shrewd-peace7$25.003/15/2011 11:38:49 PM
MadHun$29.523/16/2011 2:17:50 AM
Artist_Blue$25.003/16/2011 12:05:07 PM
Jack55304$125.003/16/2011 8:46:36 AM
FinanceEngine$25.003/16/2011 2:40:54 PM
squarebob$25.003/16/2011 11:42:14 AM
JeffHoll$40.003/16/2011 11:51:35 AM
Scotcha$50.003/16/2011 7:38:41 PM
wbahl$25.003/16/2011 8:10:01 PM
supreme-hope$25.003/16/2011 7:39:13 PM
irrelevant$25.003/16/2011 8:25:43 PM
loyalist1$100.003/16/2011 6:19:16 PM
first-serene-credit$25.003/16/2011 9:01:05 PM
visionary-asset5$100.003/16/2011 7:37:47 PM
Comoparklender$50.003/16/2011 8:37:30 PM
treasure-pipeline$50.003/16/2011 8:42:41 PM
jazzlender$25.003/17/2011 1:58:55 AM
dime-vista2$25.003/16/2011 9:52:50 PM
AF-Chief$50.003/17/2011 7:16:31 AM
SBT$25.003/16/2011 8:52:19 PM
burgeoning-marketplace4$30.003/16/2011 9:40:10 PM
mlj0671$25.003/16/2011 9:40:48 PM
principal-laser$32.773/17/2011 4:07:03 AM
DUDICO2006$25.003/17/2011 2:47:33 PM
zone6$100.003/17/2011 7:30:08 AM
point-sasquatch$25.003/17/2011 11:27:33 AM
ALVO$50.003/17/2011 8:21:07 AM
auction-workhorse679$25.003/17/2011 12:36:05 PM
gold-blanket0$50.003/17/2011 11:07:13 AM
Shawn95187$375.283/17/2011 9:39:01 PM
profitable-money$25.003/17/2011 9:57:50 PM
gain-dolphin$25.003/17/2011 8:09:01 PM
thankful-nickel2$50.003/17/2011 8:35:35 PM
whatreality$25.003/18/2011 1:49:21 AM
desertoasis$30.003/18/2011 1:54:07 AM
treasure-bliss$50.003/18/2011 2:18:02 AM
nashibaksi$25.003/17/2011 7:07:09 PM
derec$25.003/17/2011 10:36:06 PM
riproaringrapids$25.003/18/2011 12:46:15 AM
seisen$50.003/18/2011 1:55:03 AM
the-profit-oracle$25.003/18/2011 2:25:12 AM
orange-preeminant-bill$33.913/18/2011 2:36:57 AM
119 Investments
 
Borrower Payment Dependent Notes Series 497087
This series of Notes was issued and sold upon the funding of the borrower loan #48083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-08-2011 
Term: 60 months Listing End date:  Mar-22-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $372.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1999 Debt/Income ratio: 12%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 40 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,463Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: treasure-promiser1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expansion Inventory Needed
Purpose of loan:
This loan will be used to...
Purchase inventory to expand a rapidly growing new business
My financial situation:
I am a good candidate for this loan because...
I am fully employed and run a business on the side with partners. I have an MBA as well as a degree in Chemical engineering. Our new business is an online retailer that has generated over $2000 in sales during its first month with very limited investment to date.

Monthly net income: $8500
Monthly expenses: $6500
Housing: $1800
Insurance: $200
Car expenses: $350
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $1200
Clothing, household expenses: $1000
Credit cards and other loans: $500
Other expenses: $1100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I owe $179,000 on my primary residence and $110,000 on my rental. They are worth $230,000 and $135,000. (Mar-08-2011)
Q: Do you have a website? What exactly do you sell? - The_Loan_Runner
A: Our website is www.DragonSlayerOnline.com and we buy and sell gaming cards called "Magic: The Gathering" (MTG). The game has been around since 1993 and many of the cards are very valuable to collectors due to rarity. The game is played world-wide and has a large following. In February, our first month, we sold over $1500 with little advertising. In March we sold over $600 in the first week after beginning an aggressive advertising campaign and listing additional inventory. (Mar-10-2011)
Q: Can you please explain the type of online retailer? Thank you. - organic-treasure
A: Our website is www.DragonSlayerOnline.com and we buy and sell gaming cards called "Magic: The Gathering" (MTG). The game has been around since 1993 and many of the cards are very valuable to collectors due to rarity. The game is played world-wide and has a large following. In February, our first month, we sold over $1500 with little advertising. In March we sold over $600 in the first week after beginning an aggressive advertising campaign and listing additional inventory. (Mar-10-2011)
Q: What is your profit margin? You mention two months of sales, but I'm curious as to what your take home is after cost of inventory and other expenses. Thanks. - organic-treasure
A: Our profit margin is high right now due to our size and low overhead. Since markup is 50% to over 100%, our profit margin ranges from about 30% to 70% depending on the deals we get on used inventory. As we grow and add overhead, the margin will shrink to around 30% within a year. We have a very sustainable growth model and are taking care not to overextend ourselves. (Mar-15-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tylerh$100.003/8/2011 9:07:13 AM
macjp123$25.003/8/2011 10:29:05 AM
texrob20$25.003/8/2011 10:39:06 AM
BxRealtor$25.003/8/2011 9:03:20 AM
zone6$50.003/8/2011 11:36:09 AM
Tradesmanlender$100.003/8/2011 9:05:36 AM
reflective-rupee$25.333/8/2011 9:21:19 AM
worthy-truth$25.003/8/2011 9:34:02 AM
Panna$25.003/8/2011 2:26:05 PM
get30inc$35.783/8/2011 10:38:33 AM
dogtime19$75.003/8/2011 7:58:02 PM
debt_helper$25.003/8/2011 12:29:26 PM
imdave4me$100.003/8/2011 10:40:04 PM
thankful-nickel2$100.003/8/2011 3:30:47 PM
worthy-bid8$50.003/9/2011 6:31:35 AM
Kyileo$25.003/9/2011 6:41:09 AM
nickel-ferret$100.003/9/2011 8:50:10 AM
patriot897$25.003/8/2011 6:34:35 PM
felicity-loyalist0$25.003/9/2011 3:44:10 PM
spy0$25.003/9/2011 8:36:44 AM
radforj22$25.003/9/2011 9:32:58 AM
Watersports$25.003/10/2011 5:51:16 AM
velocity-winner$25.003/9/2011 6:24:30 PM
Num1Knicks$100.003/9/2011 7:25:35 PM
dquan97$110.053/10/2011 10:37:36 AM
payout-banker4$25.003/10/2011 2:44:13 PM
gadget7$25.003/10/2011 12:18:34 PM
djmjkelso$25.003/10/2011 2:32:31 PM
efficient-treasure0$25.003/11/2011 7:02:48 AM
p2ploan-sensation211$25.003/10/2011 7:04:40 PM
important-ore$100.003/11/2011 4:15:53 PM
SecondChanceLendingSERV$25.003/11/2011 10:00:08 AM
JDWCARD$110.003/12/2011 9:40:22 PM
cingular$25.003/13/2011 7:57:29 PM
calcloud$25.003/13/2011 11:02:32 AM
organic-treasure$25.003/14/2011 9:53:31 AM
caring-hope2$50.003/15/2011 7:26:13 AM
jazz619$25.003/15/2011 4:08:36 PM
rate-mogul$100.003/15/2011 7:06:59 PM
leodaguy$50.003/15/2011 9:22:03 PM
auction-seeker$25.003/15/2011 6:18:03 PM
kenji4861$25.003/16/2011 2:26:13 AM
wbahl$25.003/16/2011 8:12:37 PM
enthralling-deal180$50.003/16/2011 8:27:59 PM
important-openness1$75.003/16/2011 7:42:01 PM
SBT$75.003/16/2011 8:51:34 PM
indomitable-coin$50.003/17/2011 5:48:46 AM
newfoundation$25.003/17/2011 12:58:25 PM
ranstlin$25.003/17/2011 5:59:57 PM
BaxterEvil$25.003/17/2011 7:48:16 PM
profitable-money$25.003/17/2011 10:18:35 PM
benjo$50.003/17/2011 8:38:25 PM
360Winner$50.003/18/2011 9:33:51 AM
TikPmp1$25.003/18/2011 2:31:02 PM
bid-computer$25.003/19/2011 9:28:24 AM
westcoastsun$100.003/19/2011 11:05:15 AM
thebigrig$100.003/19/2011 11:12:41 AM
GCInvestments$50.003/19/2011 1:01:48 AM
bigphish$50.003/19/2011 2:41:04 PM
vigilance-searcher$25.003/19/2011 3:34:21 PM
squarebob$100.003/19/2011 12:11:23 PM
heat25$73.003/19/2011 9:10:53 PM
WalnutCreekguy$50.003/20/2011 7:31:10 AM
crippledcircus$29.683/19/2011 3:58:44 PM
1phantom$25.003/19/2011 10:12:30 AM
chrisb1414$25.003/19/2011 10:46:24 AM
debtcollector$50.003/19/2011 7:21:19 PM
derec$25.003/20/2011 12:23:14 PM
Rostov$50.003/20/2011 2:27:16 PM
wise-funds-rocker$25.003/20/2011 9:24:35 AM
balance-force$30.003/20/2011 2:43:57 PM
RyanM561$25.003/19/2011 5:39:34 PM
thegreatstrafe$25.003/19/2011 8:09:52 PM
loot-heart$25.003/19/2011 11:01:18 PM
swerty$57.453/19/2011 11:23:31 PM
HamachiMan$50.003/20/2011 4:26:46 PM
Cai8899$40.003/21/2011 8:25:18 AM
supersarah61$100.003/20/2011 5:53:37 PM
money-surge1$50.003/20/2011 10:05:07 AM
MoneyTree79$25.003/20/2011 7:24:50 PM
rockhound84$25.003/20/2011 8:34:21 PM
massuot$25.003/20/2011 9:58:30 PM
peso-mate$50.003/20/2011 10:31:04 PM
mistertao$25.003/21/2011 9:41:21 AM
fcukciti$50.003/21/2011 2:21:01 AM
rebeldog67$25.003/21/2011 7:07:36 AM
himanshuko$25.003/21/2011 8:03:00 AM
clandrummer$50.003/20/2011 5:24:55 PM
Josphine$25.003/20/2011 7:41:11 PM
Smallbear$25.003/21/2011 11:30:05 AM
ClearLake$25.003/21/2011 1:16:05 PM
dontletmoneyfoolya$25.003/21/2011 2:44:45 PM
Preferred-Lender$25.003/21/2011 10:26:20 AM
onecooldrink$25.003/21/2011 11:03:10 AM
gtheone$50.003/21/2011 5:26:26 PM
frooogal$50.003/21/2011 3:37:49 PM
asdf9876$50.003/21/2011 4:11:01 PM
exciting-responsibility3$25.003/21/2011 9:58:03 AM
intuitive-camaraderi9$25.003/21/2011 9:58:09 AM
photo999$25.003/21/2011 7:16:50 PM
bluefootedpig$25.833/21/2011 4:40:37 PM
WeAlNe$25.003/21/2011 4:51:39 PM
wrchism$50.003/21/2011 9:16:00 PM
don8ter$25.003/21/2011 10:35:42 AM
squarebob$25.003/21/2011 11:43:27 AM
balance-whistle7$25.003/21/2011 1:51:20 PM
TechieLender$50.003/21/2011 2:53:12 PM
Rider$100.003/21/2011 3:03:58 PM
thebigrig$100.003/21/2011 8:15:13 PM
michael573114$50.003/21/2011 8:31:01 PM
CapeDollars$50.003/22/2011 6:57:24 AM
sailorgm$25.003/22/2011 7:22:33 AM
gracej$25.003/22/2011 1:51:57 AM
Bank42$100.003/21/2011 5:15:05 PM
1800porsche$25.003/21/2011 7:21:33 PM
wwwUniversal$25.003/21/2011 7:26:48 PM
velocity-solo$25.003/22/2011 2:37:48 AM
-Angel-Investor-$25.003/22/2011 7:26:36 AM
Marty_W_Cordova$2,015.423/22/2011 7:33:09 AM
power-companion7$100.003/8/2011 10:04:32 AM
chestnut4$25.003/8/2011 11:27:56 AM
glimmering-point$25.003/8/2011 11:19:53 AM
mgking007$29.293/8/2011 1:50:41 PM
benjamins-utopia$50.003/8/2011 9:03:08 AM
simplelender80$100.003/8/2011 9:05:17 AM
Bank_Of_XL$100.003/8/2011 6:15:40 PM
lender987654321$25.003/8/2011 7:56:24 PM
kindness-launcher$1,500.003/9/2011 8:34:51 AM
Preteur$25.003/9/2011 1:36:37 PM
integrity-doctor$100.003/9/2011 2:18:08 PM
magnetic-dedication3$25.003/9/2011 10:01:01 PM
Peterman$25.003/9/2011 8:47:48 PM
The_Loan_Runner$25.003/10/2011 1:23:35 PM
CA-Lender$100.003/11/2011 2:27:11 PM
Oakland$50.003/11/2011 7:00:08 PM
jescowa$50.003/12/2011 5:50:24 AM
Walkingcowboy$50.003/12/2011 11:33:44 AM
jdrez$25.003/12/2011 3:46:15 PM
treasure-widget$25.003/12/2011 10:28:49 AM
Weaverville$50.003/13/2011 5:47:25 PM
hammersmn$70.003/14/2011 9:23:32 AM
MadHun$200.003/14/2011 6:00:06 PM
Ripsaw4U$50.003/15/2011 2:14:52 AM
flexible-money1$50.003/15/2011 9:30:32 AM
Havana21$25.003/16/2011 1:48:28 AM
economy-popcorn$25.003/15/2011 10:36:37 PM
The_Birnetts$129.333/16/2011 6:39:06 AM
eloquent-dough5$25.003/15/2011 7:03:14 PM
active-wealth3$25.003/16/2011 9:53:35 AM
B-rad_the_Coug$25.003/16/2011 5:55:40 PM
Frugal$50.003/16/2011 9:41:02 AM
dynrep$25.003/16/2011 4:21:43 PM
treasure-pipeline$50.003/16/2011 8:43:18 PM
kbodendorf$25.003/16/2011 8:43:49 PM
currency-persimmon$100.003/17/2011 9:34:36 AM
Domgabriel$50.003/17/2011 8:42:10 AM
zotzot$25.443/17/2011 2:32:34 PM
riproaringrapids$25.003/17/2011 4:01:17 PM
loyalty-sherpa$25.003/17/2011 4:31:30 PM
TabascoKat$50.003/17/2011 3:39:25 PM
hostbank$100.003/17/2011 3:41:53 PM
FinanceEngine$25.003/17/2011 10:40:55 AM
cutter21$25.003/17/2011 5:32:15 PM
gold-commander0$50.003/18/2011 9:54:21 AM
rbrown15$50.003/18/2011 3:06:20 PM
a-unflappable-finance$100.003/18/2011 9:37:26 AM
GMPK_TLAS$50.003/19/2011 1:24:51 AM
MarinLoans$25.003/18/2011 4:38:00 PM
Sixmil$100.003/19/2011 9:35:15 AM
financial-frenzy$50.003/19/2011 3:10:31 PM
kulender$61.493/19/2011 2:42:24 AM
blue-lucrative-rate$100.003/19/2011 10:36:28 AM
exchange-synapse$100.003/19/2011 3:52:00 PM
katnmouse$78.003/19/2011 3:58:08 PM
credit-coach118$50.003/19/2011 11:03:53 AM
Artist_Blue$25.003/19/2011 11:35:11 AM
nilonc1$50.003/19/2011 6:42:10 PM
visionary-fund$100.003/19/2011 8:04:05 PM
rbotterbLLC$25.003/19/2011 7:20:23 AM
MechEngLender$25.003/19/2011 3:25:18 PM
loss-of-control$100.003/20/2011 9:13:24 AM
money-surge1$100.003/20/2011 10:08:58 AM
kind-genuine-dough$50.003/19/2011 9:47:29 AM
w3alter$100.003/19/2011 4:56:11 PM
aztocas$100.003/19/2011 10:47:37 AM
Gibbyland$200.003/19/2011 7:51:38 PM
availableloan$25.003/19/2011 8:43:36 PM
slyders87$50.003/20/2011 1:24:22 PM
EretzCapital$25.003/20/2011 7:35:10 AM
green-benefit-enclave$25.003/20/2011 2:06:07 PM
bold-careful-finance$50.003/19/2011 12:41:50 PM
COtheBeast$25.003/20/2011 4:22:01 PM
supreme-hope$25.003/19/2011 3:07:37 PM
valiant-money$25.003/19/2011 4:20:10 PM
b2m80s$25.003/20/2011 8:47:16 PM
broker558$25.003/19/2011 5:21:45 PM
mansim$28.353/20/2011 10:11:31 PM
promise2$30.003/20/2011 11:10:04 PM
revenue-appraiser$25.003/21/2011 6:35:04 AM
funfamilyX4$25.003/21/2011 7:12:15 AM
moola-monger9$50.003/21/2011 7:24:35 AM
CivlDX$46.003/20/2011 4:14:55 PM
nelsonschool$136.793/20/2011 4:19:39 PM
fund-tom-tom6$50.003/20/2011 8:22:58 AM
designs626$50.003/21/2011 5:51:52 AM
GElender$50.003/21/2011 6:06:30 AM
worthy-commitment7$27.003/21/2011 10:02:08 AM
saga9$50.003/21/2011 10:18:51 AM
leeball$50.003/20/2011 2:23:23 PM
cash-backer8$100.003/20/2011 3:57:20 PM
mhammond$50.003/20/2011 6:30:05 PM
elegant-capital$25.003/20/2011 7:01:02 PM
Control$25.003/21/2011 9:34:32 AM
money-explorer3$25.003/20/2011 11:36:51 PM
red-favorable-basis$25.003/21/2011 12:58:21 AM
credit-scout7$50.003/21/2011 8:06:53 AM
meenan$50.003/21/2011 8:26:24 AM
Cambium$40.003/21/2011 6:05:15 PM
Queueball1$25.003/21/2011 6:20:44 PM
bullwink27$25.003/21/2011 4:37:31 PM
investment-tempo$50.003/21/2011 10:31:24 AM
alpinaut$25.003/21/2011 9:35:55 PM
sjlender$50.003/21/2011 9:42:20 PM
skuba$25.003/21/2011 10:34:31 AM
benefit-pro$50.003/21/2011 5:46:09 PM
Tingali$25.003/21/2011 12:11:53 PM
revenue-achievement$25.003/21/2011 1:41:06 PM
smilinsam$100.003/21/2011 2:12:04 PM
thebiggestnagger$119.773/21/2011 7:53:23 PM
jigsaw$50.003/22/2011 6:00:53 AM
honorable-yield$25.003/22/2011 6:41:25 AM
gold-sushi$25.003/21/2011 4:39:12 PM
johnayan$50.003/21/2011 11:11:52 PM
stanbalwight4$25.003/21/2011 5:32:05 PM
jcw3rd$25.003/22/2011 4:48:27 AM
cassperr$25.003/22/2011 5:58:15 AM
Munnie$25.003/21/2011 7:14:12 PM
nybanker85$50.003/21/2011 7:14:31 PM
Vans1975$71.003/22/2011 6:36:36 AM
studious-bonus7$100.003/21/2011 7:21:45 PM
bulldog555$25.003/21/2011 7:51:30 PM
newgroom422$25.003/21/2011 10:45:55 PM
Goodlender42$25.003/22/2011 1:59:30 AM
nalaari$25.003/22/2011 2:33:30 AM
be_wise$25.003/22/2011 2:37:19 AM
Ambassador$30.003/22/2011 4:44:50 AM
246 Investments
 
Borrower Payment Dependent Notes Series 497168
This series of Notes was issued and sold upon the funding of the borrower loan #48134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $402.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2005 Debt/Income ratio: 27%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,883Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: point-spruce1 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Better than a car note!
My financial situation:
I am a good candidate for this loan because I have a stable, good-paying job, my payment history is excellent.


Monthly net income: $ 2600
Monthly expenses: bills
Housing: $500
Insurance: $ 68
Utilities: $ n/a
Phone, cable, internet: $ 60
Food, entertainment: $ varies 100-200
Credit cards and other loans: $ pay 100/card/mo. (4 cards)
Other expenses: $ n/a

Here's is the plan. Pay off $4600 school loan (will save some interest money) pay off 2 credit cards and repair my transmission $4200! That leaves me with two credit card balances (1700 and 1350 balances).
*NEW loan - 410/ mo.
credit cards - 200/mo
total = 610/mo (which is what a car loan would cost, minus the debt)
Rent= +500= 1110/mo. which is less than half of my monthly income.
Questions welcomed! Thank you in advance! - A.M
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your income is $2600 and your expenses are $1000. This means you already save $1500 a month. Why don't you just use the $1500 a month that you are saving to pay off your credit lines (starting with the one paying highest interest)? - income-engine
A: The loan was initially considered to pay for the transmission repairs which now amount to $4800, due to replacing the valve body and lifetime warranty (wouldn't want to rebuild it again, rebuilt in 2007).I was left with two options, fix the car or get a new car. Not wanting a car note, I figured I'd take out this loan and consolidate most of the debt. Income is 1500/mt but I do incur expenses that are not monthly. i.e school. I took out a 6K loan but payed 5K this year, not enough saved for car. (Mar-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/8/2011 5:02:22 PM
lendstats_com$200.003/8/2011 8:11:04 PM
suave-dime6$25.003/8/2011 5:05:14 PM
competent-p2p$52.003/8/2011 5:42:24 PM
squarebob$25.003/8/2011 6:30:40 PM
loan-kung-fu$100.003/9/2011 5:18:52 AM
reflective-rupee$25.333/8/2011 5:05:32 PM
soulful-truth$100.003/8/2011 5:06:04 PM
power-companion7$100.003/9/2011 5:21:14 AM
thelovebug$100.003/9/2011 12:52:16 PM
Nerdster1$25.053/9/2011 3:57:17 AM
ready-interest9$25.003/10/2011 3:56:20 PM
ingenious-deal6$25.003/10/2011 2:06:21 PM
Bob450$25.003/12/2011 3:10:34 AM
rcm87$100.003/12/2011 6:31:39 AM
FinDoc$25.003/13/2011 7:31:00 AM
worldly-money4$150.003/14/2011 2:34:00 PM
RMB-Investments$50.003/15/2011 8:54:24 AM
reward-adventure$50.003/15/2011 4:57:34 AM
Hanalei712$50.003/15/2011 9:39:23 AM
Weaverville$50.003/15/2011 5:27:00 PM
rate-mogul$100.003/15/2011 7:07:11 PM
leodaguy$25.003/15/2011 9:24:02 PM
cropdust3r$25.003/16/2011 6:31:14 AM
gentle-coin$25.003/15/2011 8:01:32 PM
AntiTrustBanker$25.003/16/2011 9:55:10 AM
felicity-daydream$50.003/16/2011 8:15:50 AM
frclmym$25.003/16/2011 1:15:42 PM
wbahl$25.003/16/2011 8:10:07 PM
courteous-kindness1$25.003/16/2011 8:19:55 PM
treasure-pipeline$50.003/16/2011 8:42:42 PM
Artist_Blue$25.003/17/2011 1:23:06 AM
Kaj$50.003/16/2011 8:31:21 PM
Comoparklender$50.003/16/2011 8:37:32 PM
ALVO$25.003/17/2011 8:21:13 AM
DUDICO2006$25.003/17/2011 2:48:31 PM
Myrick$25.003/17/2011 9:58:13 AM
gold-blanket0$50.003/17/2011 11:07:19 AM
zotzot$25.883/17/2011 2:23:02 PM
seisen$38.833/18/2011 1:55:08 AM
irrelevant$25.003/17/2011 3:58:29 PM
RetirementMoney$25.003/18/2011 7:32:32 AM
FASTIZIO_P$25.003/18/2011 1:58:13 AM
treasure-bliss$50.003/18/2011 2:18:07 AM
tnjohnso$25.003/17/2011 9:16:19 PM
trade-surge3$50.003/18/2011 8:42:41 AM
roben12$50.003/18/2011 10:08:46 AM
asset-professor$50.003/18/2011 2:37:34 AM
return-beeper$50.003/18/2011 9:32:47 AM
money-aggregator7$25.003/18/2011 12:43:18 PM
bonus-seahorse$100.003/18/2011 1:36:05 PM
famous-bill$25.003/18/2011 7:11:20 AM
genius520$100.003/18/2011 3:06:56 PM
fund-tom-tom6$50.003/18/2011 8:12:14 AM
bold-meteoric-justice$50.003/18/2011 1:55:49 PM
worldly-gold$50.003/18/2011 2:00:17 PM
sweetlan$25.003/18/2011 2:01:10 PM
Miklot$50.003/18/2011 2:12:42 PM
tashara$25.003/18/2011 3:26:12 PM
loss-of-control$100.003/18/2011 4:29:41 PM
GCInvestments$50.003/19/2011 1:01:29 AM
restech$25.003/18/2011 12:16:17 PM
foothillender$25.003/18/2011 7:40:07 PM
orange-preeminant-bill$50.003/18/2011 2:29:15 PM
ac787$48.003/18/2011 10:26:42 PM
PRGuyinVA$25.003/18/2011 2:46:27 PM
jazzlender$25.003/19/2011 3:09:42 AM
finance-mushroom$100.003/19/2011 3:48:44 AM
treasure-generator$25.003/19/2011 4:36:28 AM
minddoc$25.003/18/2011 4:46:08 PM
graceful-investment$55.333/19/2011 3:40:08 AM
beakerfish$50.003/18/2011 7:49:24 PM
unassassinable$25.003/19/2011 11:17:27 AM
point-sasquatch$25.003/19/2011 11:34:08 AM
InvestForWealth$26.053/19/2011 8:43:46 AM
randsenterprise$25.003/19/2011 8:51:46 AM
inspiring-reward$143.523/19/2011 3:28:34 AM
mammalian4$25.003/19/2011 3:42:49 AM
TrekTune$25.003/19/2011 11:59:12 AM
rvfbroker$25.003/19/2011 2:07:14 PM
financial-frenzy$25.003/19/2011 3:21:01 PM
flexible-diversification9$50.003/20/2011 10:37:22 AM
money-surge1$50.003/20/2011 10:46:55 AM
runner262$25.003/19/2011 10:21:17 PM
buffalobills$25.003/21/2011 7:39:11 AM
verdiprr$100.003/20/2011 8:29:27 AM
willinvest$25.003/20/2011 5:10:19 PM
bnlforever$25.003/20/2011 7:50:57 PM
theprince$25.003/21/2011 9:47:33 AM
doomsday18$25.003/21/2011 9:51:04 AM
revenue-appraiser$25.003/21/2011 6:37:32 AM
CSUgrad08$41.683/21/2011 10:20:41 AM
pkn62572$25.003/21/2011 10:20:55 AM
balance-force$25.003/21/2011 10:49:26 AM
Luckas73$50.003/21/2011 9:25:26 AM
rss197$25.003/21/2011 10:58:41 AM
Luckas73$50.003/21/2011 9:25:40 AM
traice$25.003/21/2011 10:25:32 AM
Tylerh$100.003/8/2011 5:06:42 PM
CA-Lender$100.003/8/2011 5:07:27 PM
economy-popcorn$25.003/8/2011 5:46:47 PM
ichibon$75.883/8/2011 5:03:28 PM
JustMee$25.003/8/2011 5:17:07 PM
SolarMoonshine$25.003/8/2011 5:38:39 PM
marinbb$50.003/8/2011 7:25:02 PM
hopeful-truth5$100.003/8/2011 5:50:22 PM
patriot897$25.003/8/2011 6:36:21 PM
kttalamo$50.003/8/2011 9:00:48 PM
houli123$50.003/9/2011 9:12:09 AM
golffish2$100.003/9/2011 4:26:03 AM
open-minded-deal$100.003/9/2011 7:55:25 AM
loanman2007$150.003/10/2011 6:26:23 AM
kind-genuine-dough$25.003/11/2011 9:36:44 AM
mjosa$50.003/13/2011 12:05:46 PM
loyalist1$100.003/14/2011 1:06:57 PM
worthy-bid8$25.003/14/2011 1:25:06 PM
Interstate_Rate$100.003/14/2011 10:57:34 AM
frogperson$150.003/14/2011 8:19:43 PM
tech310$50.003/14/2011 5:55:35 PM
Wellman$50.003/15/2011 4:02:30 AM
FeedTheMachine$34.243/16/2011 2:02:57 AM
lakehavasu88$25.003/16/2011 3:17:24 AM
transformer855$25.003/15/2011 10:52:47 PM
shrewd-peace7$25.003/15/2011 11:44:53 PM
Jack55304$125.003/16/2011 8:46:42 AM
HHP$100.003/16/2011 9:34:29 AM
dynrep$25.003/16/2011 4:20:40 PM
MadHun$100.003/16/2011 4:42:44 PM
Ocean713$50.003/16/2011 3:36:53 PM
important-openness1$75.003/16/2011 7:03:37 PM
SBT$25.003/16/2011 8:52:22 PM
MoneyTree79$75.003/16/2011 7:50:23 PM
kulender$50.003/17/2011 1:42:24 AM
umfan123$25.003/16/2011 8:22:09 PM
bold-careful-finance$50.003/16/2011 8:37:13 PM
Reinadog9$25.003/17/2011 10:02:20 AM
life-is-great$25.003/17/2011 10:08:00 AM
derec$25.003/17/2011 10:36:08 PM
108lender$73.653/18/2011 1:28:36 AM
platinum-scientist9$25.003/18/2011 8:01:42 AM
zone6$100.003/18/2011 8:43:22 AM
majestic-bill8$200.003/18/2011 6:45:50 AM
360Winner$50.003/18/2011 9:34:36 AM
RyanM561$25.003/18/2011 7:06:35 AM
kind-bid-genome$25.003/18/2011 7:37:54 AM
joyful-power9$50.003/18/2011 12:16:04 PM
Tai$50.003/18/2011 3:32:47 PM
Finchy78$40.003/18/2011 3:18:17 PM
brainy-repayment5$200.003/18/2011 6:33:59 PM
Saleen06$30.003/18/2011 7:37:21 PM
income-awakening6$25.003/18/2011 8:11:23 PM
LaBamba$200.003/18/2011 9:46:35 PM
thankful-nickel2$50.003/18/2011 6:47:46 PM
compassionate-dime0$50.003/18/2011 6:58:10 PM
GrowthAspirations$63.283/18/2011 7:31:29 PM
payment-gusto$25.003/19/2011 3:40:28 AM
Pu239$60.003/19/2011 8:08:08 AM
red-power-pecan$50.003/19/2011 9:21:02 AM
the-profit-oracle$25.003/19/2011 3:08:59 AM
NYCFinancier$25.003/18/2011 5:45:20 PM
enriched-note6$25.003/18/2011 8:19:17 PM
orderly-leverage$100.003/19/2011 11:35:01 AM
rupee-tuba$50.003/19/2011 8:42:15 PM
hope-equation$50.003/19/2011 1:52:01 PM
Peacepower$25.003/19/2011 3:37:39 PM
w3alter$100.003/19/2011 4:51:10 PM
social-comet7$25.003/19/2011 9:51:09 AM
economy-producer$25.003/19/2011 9:56:56 AM
jubilant-agreement0$25.003/19/2011 9:59:36 AM
aztocas$50.003/19/2011 11:21:07 AM
vishal29$25.003/19/2011 3:22:14 PM
crdcteng$25.003/20/2011 10:50:08 AM
kind-efficient-credit$50.003/20/2011 6:25:58 PM
trippd6$25.003/20/2011 10:13:55 PM
UBOtto186$50.003/21/2011 5:17:40 AM
golffish2$100.003/21/2011 6:03:36 AM
bsh297$25.003/21/2011 6:11:36 AM
ThatDanGuy$50.003/20/2011 2:06:28 PM
wyogirllender$40.683/20/2011 3:14:08 PM
wise-balanced-moola$25.003/21/2011 8:21:33 AM
Preferred-Lender$25.003/21/2011 9:32:29 AM
desertoasis$25.003/21/2011 9:33:28 AM
ethicalhumanist$25.003/21/2011 9:43:26 AM
jcw3rd$25.003/21/2011 7:15:49 AM
spirited-leverage$25.003/21/2011 10:17:20 AM
sage4$25.003/21/2011 10:24:08 AM
bigbryan98$50.003/20/2011 4:56:33 PM
youngtrader$200.003/20/2011 5:18:04 PM
Cheburashka$25.003/21/2011 9:32:56 AM
payout-banker4$25.003/21/2011 9:39:06 AM
ITExec$39.323/21/2011 6:32:42 AM
calinno2$100.003/21/2011 10:22:49 AM
investment-tempo$25.003/21/2011 10:24:28 AM
worthy-commitment7$30.003/21/2011 10:05:36 AM
elegant-loot$25.003/21/2011 10:20:45 AM
squarebob$56.283/21/2011 10:58:50 AM
196 Investments
 
Borrower Payment Dependent Notes Series 497520
This series of Notes was issued and sold upon the funding of the borrower loan #48039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1989 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 23Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,387 
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: responsibility-guard9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off debts.

My financial situation:
I am a good candidate for this loan because I will meet the montly payments.


Monthly net income: $ 1500.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $ 435.69
Utilities: $ 175.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: The listing says not employed. Is that correct and if so, how do you plan on paying off the loan. Thanks. - CASSHMAN
A: I have money saved up from when I was working in addition to the un-employment benefits I receive bi-weekly. The loan is for debt consolidation to help me stay a float until I begin working again. But nevertheless the monthly payments will be made without a problem. Thanks. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/11/2011 5:02:28 PM
DasMula$27.003/11/2011 5:05:43 PM
CA-Lender$100.003/11/2011 5:05:59 PM
Interstate_Rate$100.003/14/2011 10:56:49 AM
CASSHMAN$75.003/15/2011 7:02:04 PM
Bob450$25.003/16/2011 1:46:42 AM
Jack55304$125.003/16/2011 8:47:41 AM
HHP$55.943/16/2011 9:35:01 AM
Tylerh$100.003/16/2011 8:28:22 PM
Comoparklender$25.003/16/2011 8:37:59 PM
worthy-bid8$25.003/16/2011 8:28:32 PM
a-reasonable-return$25.003/17/2011 8:24:48 AM
valiant-money$25.003/17/2011 9:16:40 AM
wild-orange$25.003/17/2011 3:42:06 PM
silver-cloud$30.003/17/2011 4:46:52 PM
ddamenace$30.003/18/2011 6:36:05 AM
trade-surge3$50.003/18/2011 8:48:46 AM
360Winner$50.003/18/2011 9:35:00 AM
kc8fot$30.003/18/2011 5:32:07 AM
NYCFinancier$25.003/18/2011 5:46:22 PM
YoungTaxMan$25.003/18/2011 6:09:46 PM
worldly-gold$50.003/18/2011 1:59:48 PM
responsibility-pine$25.003/19/2011 5:12:41 AM
proper-loot3$25.333/19/2011 7:50:22 AM
rvfbroker$25.003/19/2011 2:16:26 PM
w3alter$100.003/19/2011 4:51:35 PM
contract-high-five$25.003/19/2011 12:20:33 PM
Weaverville$25.003/20/2011 7:37:52 AM
exchange-synapse$100.003/19/2011 3:47:05 PM
Gibbyland$50.003/19/2011 7:52:33 PM
vishal29$25.003/20/2011 8:02:21 PM
jwm$25.003/22/2011 5:21:20 AM
radforj22$25.003/22/2011 6:36:18 AM
Tahoeman$25.003/22/2011 7:39:02 AM
Drewkeeper$25.003/22/2011 2:08:22 AM
dpries123$25.003/22/2011 10:20:51 AM
kwan$25.003/22/2011 10:51:18 AM
Artist_Blue$25.003/22/2011 7:26:25 PM
kulender$69.813/23/2011 2:04:23 AM
payment-gusto$25.003/24/2011 2:29:48 AM
Kaj$50.003/23/2011 3:57:13 PM
tech310$50.003/24/2011 1:25:45 AM
ingenious-deal6$25.003/11/2011 5:05:18 PM
thelovebug$100.003/11/2011 5:05:01 PM
investment-artist$25.003/12/2011 9:22:44 AM
suave-dime6$25.003/13/2011 3:43:03 PM
worldly-money4$150.003/14/2011 2:34:47 PM
Wellman$50.003/15/2011 4:03:42 AM
reward-adventure$50.003/15/2011 4:58:27 AM
patriot897$25.003/15/2011 11:12:51 AM
leodaguy$25.003/15/2011 9:24:38 PM
wbahl$25.003/16/2011 8:10:40 PM
SBT$25.003/16/2011 8:52:48 PM
platinum-scientist9$25.003/17/2011 11:06:14 AM
tnjohnso$25.003/17/2011 9:16:35 PM
barefootpaul$25.003/18/2011 6:33:34 AM
dsnybnd$25.003/18/2011 7:53:39 AM
CapricornLending$25.003/18/2011 4:55:28 AM
genelinist$25.003/17/2011 10:18:19 PM
chameleon125$25.003/18/2011 6:51:34 AM
mingthemink$32.083/18/2011 10:48:11 AM
PRGuyinVA$25.003/18/2011 2:46:52 PM
duty-windmill$25.003/19/2011 9:40:18 AM
jubilant-agreement0$25.003/19/2011 9:59:58 AM
shrewd-peace7$25.003/19/2011 11:07:01 PM
hope-equation$50.003/19/2011 1:52:23 PM
money-surge1$50.003/20/2011 10:47:45 AM
economy-producer$25.003/19/2011 9:57:20 AM
inspiring-reward$100.003/20/2011 3:16:30 AM
1randyp$100.003/19/2011 2:12:44 PM
cash-backer8$25.003/20/2011 4:14:01 PM
MoneyTree79$25.003/20/2011 7:28:11 PM
mckhbnpc$30.003/20/2011 6:13:16 PM
smilinsam$50.003/21/2011 2:16:25 PM
saga9$50.003/21/2011 5:31:52 PM
credible-balance6$25.003/22/2011 11:47:47 AM
zippy-interest$25.003/22/2011 7:15:40 PM
GoodScot$25.003/22/2011 10:13:44 PM
treasure-bliss$50.003/23/2011 6:27:52 AM
MadHun$200.003/23/2011 8:42:11 AM
bid-czar8$50.003/23/2011 3:08:03 AM
important-openness1$50.003/23/2011 8:41:30 AM
DonaldColorado$50.003/23/2011 12:53:24 PM
ivy-league-MBA$25.003/23/2011 10:22:50 AM
point-kitten6$50.003/23/2011 8:38:25 PM
missing-link$25.003/24/2011 2:31:20 AM
orbital-bill1$25.003/23/2011 2:24:21 PM
seisen$50.003/23/2011 3:57:26 PM
wwwUniversal$25.003/24/2011 2:17:14 AM
orange-preeminant-bill$50.003/24/2011 2:29:34 AM
90 Investments
 
Borrower Payment Dependent Notes Series 497547
This series of Notes was issued and sold upon the funding of the borrower loan #48027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-2000 Debt/Income ratio: 24%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,421Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: tough-platinum7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Personal Use
Purpose of loan:
This loan will be used for debt consolidation and school.

My financial situation:
I am a good candidate for this loan because I have a long employment history and I have payed off many of my large bills.


Monthly net income: $2400
Monthly expenses: $1900
Housing: $700
Insurance: $120
Car expenses: $400
Utilities: $50
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Hanalei712$25.003/15/2011 9:39:47 AM
favorite-commerce$50.003/15/2011 12:21:24 PM
Danjack_Capital$25.003/15/2011 2:52:09 PM
Kash2010lu$25.003/15/2011 9:16:00 AM
lendstats_com$51.243/15/2011 6:56:18 PM
pietro_torna_indietro$25.003/16/2011 9:36:31 PM
aquistoyraul$25.003/17/2011 7:27:39 AM
loanman2007$75.003/17/2011 9:34:22 AM
loss-of-control$50.003/18/2011 5:11:07 PM
aztocas$50.003/19/2011 11:52:49 AM
squarebob$25.003/19/2011 12:20:58 PM
Rogelio48$25.003/19/2011 7:39:06 AM
loss-of-control$50.003/20/2011 9:45:26 AM
credit-coach118$25.003/20/2011 6:05:06 PM
Prairie-MN$30.003/21/2011 7:29:14 PM
justasoldier$35.003/21/2011 8:08:19 PM
mt3209$50.003/21/2011 1:07:17 PM
CA-Lender$50.003/22/2011 10:24:05 AM
enthusiastic-ore5$46.613/22/2011 2:02:18 PM
terrific-peace8$50.003/23/2011 6:46:30 AM
DHolly$50.003/23/2011 8:08:29 AM
Lubava$50.003/23/2011 8:14:02 AM
vulgy$25.003/23/2011 5:15:37 AM
mcgovern2024$25.003/22/2011 10:01:43 PM
golffish2$25.003/23/2011 6:00:16 AM
fxlivin$50.003/23/2011 10:35:48 AM
CA-Lender$50.003/15/2011 9:47:06 AM
competent-p2p$30.003/15/2011 12:01:29 PM
worldly-money4$100.003/15/2011 9:06:45 AM
restless-dime$25.003/15/2011 8:20:33 PM
SolarMoonshine$25.003/15/2011 6:46:12 PM
reflective-rupee$400.333/16/2011 9:56:29 AM
sturdy-peace9$50.003/16/2011 7:53:26 AM
important-openness1$75.003/16/2011 7:50:20 PM
Nerdster1$25.053/17/2011 4:09:08 AM
MilitaryLending$93.273/17/2011 1:20:05 AM
zotzot$25.443/17/2011 1:52:19 PM
worldly-money4$1,000.003/18/2011 8:43:08 AM
SFBank$100.003/19/2011 5:53:42 PM
investment-raker8$50.003/20/2011 11:11:40 AM
buffalobills$25.003/21/2011 7:43:11 AM
carrinel$50.003/21/2011 8:30:37 AM
MrDance123$25.003/22/2011 11:26:52 AM
HammerSmith$25.003/22/2011 3:40:12 PM
Octamer$38.403/23/2011 5:21:20 AM
850$50.003/22/2011 11:02:25 PM
lenderrn$36.093/23/2011 5:18:22 AM
garnetchik$25.033/23/2011 8:29:03 AM
fxlivin$50.003/23/2011 10:26:37 AM
worldly-money4$613.543/23/2011 10:53:04 AM
50 Investments
 
Borrower Payment Dependent Notes Series 497592
This series of Notes was issued and sold upon the funding of the borrower loan #48103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 53%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 23Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 47 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,499Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: sharp-gain119 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because I contiually am employed.


Monthly net income: $3300
Housing: $823
Insurance: $92
Car expenses: $650
Utilities: $150
Phone, cable, internet: $160
Food, entertainment: $250
Clothing, household expenses: $25
Credit cards and other loans: $950
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You are requesting a loan at almost 32%: what is the rate of the cards you are paying off with this money? Thanks! - zotzot
A: from 30%-36% (Mar-18-2011)
Q: How are you going to be able to handle your high debt/income ratio? Thanks. - squarebob
A: This loan will help me pay off the high percentage rate cards, which will then lower my monthly bill paying amount. (Mar-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
reflective-rupee$200.333/16/2011 5:27:01 PM
worldly-money4$100.003/16/2011 6:14:55 PM
suave-dime6$25.003/16/2011 6:15:04 PM
investment-artist$25.003/16/2011 5:25:50 PM
wbahl$25.003/16/2011 8:11:34 PM
skillful-asset5$30.003/16/2011 7:36:28 PM
Nerdster1$30.053/17/2011 3:58:31 AM
restless-dime$25.003/16/2011 10:26:00 PM
greencat$50.003/17/2011 7:26:03 AM
bright-exchange$25.003/17/2011 7:48:19 AM
Artist_Blue$25.003/16/2011 8:26:10 PM
Bob450$25.003/17/2011 1:39:58 AM
RyanM561$25.003/17/2011 5:52:41 AM
DUDICO2006$25.003/17/2011 2:43:29 PM
nickel-hickory$50.003/18/2011 9:48:49 AM
nickel-hickory$50.003/18/2011 9:39:21 AM
nickel-hickory$50.003/18/2011 9:41:46 AM
nickel-hickory$50.003/18/2011 9:48:56 AM
economy-producer$25.003/19/2011 9:58:46 AM
SFBank$50.003/19/2011 5:56:58 PM
jjswanso$300.003/21/2011 5:51:52 AM
zippy-interest$25.003/22/2011 7:16:46 PM
elegant-commerce7$50.003/25/2011 4:28:02 AM
transformer855$25.003/24/2011 10:42:49 PM
kind-adventurous-finance$50.003/25/2011 4:28:05 PM
sudeep104$25.003/25/2011 9:35:26 AM
108lender$250.003/25/2011 5:49:28 PM
ingenious-deal6$25.003/16/2011 6:12:28 PM
patriot897$25.003/16/2011 6:16:32 PM
Jack55304$125.003/16/2011 6:21:04 PM
Kash2010lu$25.003/16/2011 5:15:23 PM
CA-Lender$100.003/16/2011 6:17:27 PM
simplelender80$100.003/16/2011 5:43:54 PM
larryboy10$50.003/16/2011 6:03:51 PM
leodaguy$25.003/16/2011 6:20:06 PM
treasure-pipeline$50.003/16/2011 8:42:20 PM
Amber_Stone$200.003/17/2011 9:15:52 AM
sturdy-peace9$29.003/17/2011 7:04:27 AM
nickel-hickory$75.003/17/2011 9:34:01 AM
worldly-money4$1,000.003/18/2011 8:43:44 AM
larryboy10$25.003/17/2011 7:58:30 PM
nickel-hickory$50.003/18/2011 9:39:36 AM
PRGuyinVA$25.003/18/2011 2:47:58 PM
nickel-hickory$50.003/18/2011 9:39:29 AM
nickel-hickory$50.003/18/2011 9:41:30 AM
w3alter$100.003/19/2011 4:52:32 PM
money-surge1$50.003/20/2011 10:49:21 AM
zotzot$25.883/19/2011 6:18:49 PM
loss-of-control$100.003/20/2011 9:55:07 AM
important-openness1$75.003/22/2011 2:48:25 PM
bid-czar8$50.003/23/2011 3:09:40 AM
finance-prescription$50.003/24/2011 5:33:28 AM
burrito6$25.003/24/2011 8:30:52 AM
benjamins-utopia$100.003/24/2011 11:48:53 AM
cleverly-clever$50.003/25/2011 12:39:57 PM
credit-sycamore4$100.003/25/2011 8:49:08 AM
dollar-cherry6$100.003/25/2011 9:34:03 AM
CashFlow13$3,000.003/25/2011 5:52:54 PM
daekpon$25.003/25/2011 5:27:25 PM
NYCFinancier$25.003/25/2011 5:45:21 PM
60 Investments
 
Borrower Payment Dependent Notes Series 497628
This series of Notes was issued and sold upon the funding of the borrower loan #48105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1999 Debt/Income ratio: 35%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,432Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: natural-integrity1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to...pay off most of my debts to make payments into one payment. I have been using my credit to slowly make necessary repairs on my house to put it on the market in a few months. A plumbing emergency put a large dent on my credit. I want to continue to make the necessary repairs on the house so I can list it.

My financial situation:
I am a good candidate for this loan because...I pay my bills on time and I'm selling my house within a few months and paying off all my debt. The whole family shares it, including expenses. They also pitch in for food and other. My husband also pays on the mortgage, food, and his car expenses. Our goal is to downsize and retire debt free.


Monthly net income: $1,650
Monthly expenses: $
Housing: $1,344
Insurance: $68
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $440
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: According to Zillow, the estimated value is $539,000. My balance is $407,000. A 2nd is $14,250. (Mar-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:01:24 PM
CA-Lender$100.003/13/2011 12:04:58 PM
competent-p2p$30.003/13/2011 5:58:47 PM
thelovebug$100.003/14/2011 10:09:41 AM
worldly-money4$150.003/14/2011 2:35:13 PM
reflective-rupee$200.333/14/2011 9:13:21 PM
reward-adventure$50.003/15/2011 4:58:48 AM
patriot897$25.003/15/2011 11:13:14 AM
TheAlchemist$25.003/15/2011 1:48:56 PM
leodaguy$25.003/15/2011 9:24:54 PM
Jack55304$125.003/16/2011 8:48:01 AM
important-openness1$75.003/16/2011 8:01:05 PM
SLN-10$25.003/17/2011 10:01:35 AM
tnjohnso$25.003/17/2011 9:16:40 PM
PRGuyinVA$25.003/18/2011 2:47:10 PM
Tylerh$100.003/19/2011 9:46:51 AM
money-surge1$50.003/20/2011 10:48:05 AM
economy-producer$25.003/19/2011 9:57:35 AM
inspiring-reward$100.003/20/2011 3:16:39 AM
Weaverville$25.003/20/2011 7:38:04 AM
smilinsam$50.003/21/2011 2:16:38 PM
worthy-bid8$25.003/22/2011 5:33:51 PM
asset-professor$42.483/22/2011 4:42:00 PM
luvlending$25.003/22/2011 5:43:01 PM
HHP$63.593/22/2011 4:45:11 PM
bid-czar8$50.003/23/2011 3:08:18 AM
principal-laser$65.003/23/2011 4:08:40 AM
RyanM561$25.003/23/2011 5:47:12 AM
rockhound84$25.003/23/2011 6:39:48 AM
Bob450$25.003/23/2011 8:34:02 AM
capital-blueberry$25.003/23/2011 5:20:21 AM
nilonc1$25.003/23/2011 6:20:44 AM
worldly-money4$1,350.003/23/2011 6:13:17 AM
ivy-league-MBA$25.003/23/2011 10:40:15 AM
buffalobills$25.003/23/2011 7:28:53 AM
squarebob$25.003/23/2011 5:16:18 PM
loyalist1$100.003/23/2011 2:40:11 PM
tech310$50.003/24/2011 1:25:57 AM
treasure-bliss$50.003/24/2011 2:16:07 AM
mlj0671$25.003/24/2011 9:25:44 AM
SFBank$50.003/23/2011 6:18:53 PM
point-kitten6$50.003/23/2011 8:38:30 PM
finance-prescription$50.003/24/2011 5:32:48 AM
GatorBux$50.003/24/2011 11:09:26 AM
benjamins-utopia$100.003/24/2011 11:48:30 AM
heavy_ax$25.003/24/2011 1:07:25 PM
mammalian4$25.003/24/2011 2:32:38 PM
EarlyRiser$250.003/24/2011 9:45:15 AM
ILWTC$50.003/24/2011 11:03:05 AM
suave-dime6$25.003/13/2011 3:43:32 PM
ingenious-deal6$25.003/13/2011 12:04:06 PM
investment-artist$25.003/13/2011 2:39:50 PM
Interstate_Rate$100.003/14/2011 10:56:38 AM
kindness-launcher$1,000.003/14/2011 4:20:56 PM
wbahl$25.003/16/2011 8:10:53 PM
courteous-kindness1$25.003/16/2011 8:19:57 PM
SBT$25.003/16/2011 8:53:02 PM
platinum-czar$100.003/16/2011 11:04:52 PM
Whipster$25.003/17/2011 7:26:10 PM
360Winner$50.003/18/2011 9:35:13 AM
d_grbg$27.743/18/2011 2:17:47 AM
jubilant-agreement0$25.003/19/2011 10:00:09 AM
w3alter$100.003/19/2011 4:51:51 PM
trippd6$25.003/20/2011 10:20:42 PM
credible-balance6$25.003/22/2011 11:48:05 AM
DonTraveler99$26.023/22/2011 4:55:52 PM
Reliance_Banker$25.003/22/2011 4:01:54 PM
zippy-interest$25.003/22/2011 7:15:57 PM
radforj22$25.003/22/2011 7:26:02 PM
GoodScot$25.003/22/2011 10:13:56 PM
GElender$25.003/23/2011 6:02:53 AM
branaa99$25.003/23/2011 10:10:57 AM
nilonc1$25.003/23/2011 6:21:50 AM
zone6$100.003/23/2011 4:41:59 AM
Engineer44$30.003/23/2011 5:51:56 AM
worldly-money4$230.003/23/2011 6:13:46 AM
Pu239$60.003/23/2011 10:47:25 AM
greencat$50.003/23/2011 7:30:11 AM
zotzot$50.443/23/2011 11:33:30 AM
DonaldColorado$50.003/23/2011 12:53:33 PM
soulful-truth$100.003/23/2011 3:40:27 PM
burrito6$25.003/24/2011 8:30:10 AM
hokee$25.003/24/2011 9:29:41 AM
mimoney16$25.003/24/2011 9:52:37 AM
Artist_Blue$25.003/24/2011 6:02:49 AM
impressive-p2p7$25.003/24/2011 11:19:51 AM
nimble-nickel$50.003/24/2011 2:54:54 PM
Myrick$25.003/24/2011 3:55:44 PM
Mariner3605$25.003/24/2011 4:17:48 PM
gallant-economy9$649.403/24/2011 5:26:21 PM
90 Investments
 
Borrower Payment Dependent Notes Series 497670
This series of Notes was issued and sold upon the funding of the borrower loan #48050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2001 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,054Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: reverent-benjamins3 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Minneapolis Recovery 2011
Purpose of loan: Consolidate payments to One Loan
This loan will be used to...To Pay down current debt faster

My financial situation: Is currently solid and Stable
I am a good candidate for this loan because...
I have been in good standing making payments to accounts on time. I also have Additional Yearly income from Veterans Disability of $1,082.00 a month.


Monthly net income: $1,950.00
Monthly expenses: $
Housing: $650.00
Insurance: $134.00
Car expenses: $320.00
Utilities: $50.00
Phone, cable, internet: $175.00
Food, entertainment: $200.00
Clothing, household expenses: $80.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Purpose: To pay down debt to one loan. What might that loan amount and rate be? Any other loans you may have forgotten to list? Your revolving credit balance is slightly above $1,000. Thanks - RecoveryLender
A: I do currently have One credit card with an interest rate of 22.9 and Yes I did forget to add in what I am looking to pay off also. I have 2 lines of credit thru the Dept of V.A. employee benefits for buying from Military exchange. Both have no interest but the Balance is combined 2,100.00 and comes out of bi-weekly check. For a total of 210-dollars each payday. I used this to purchase new electronic for my home. I would like to pay this off faster, and discontinue this payday card. (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/17/2011 5:02:44 PM
zotzot$25.443/17/2011 5:08:08 PM
leodaguy$25.003/17/2011 5:09:38 PM
Jack55304$125.003/17/2011 5:09:54 PM
ac787$25.003/17/2011 5:57:16 PM
wealth-pipeline$25.003/17/2011 5:01:29 PM
reflective-rupee$25.333/17/2011 9:30:57 PM
ingenious-deal6$25.003/17/2011 5:04:57 PM
squarebob$25.003/17/2011 5:07:32 PM
patriot897$25.003/17/2011 5:08:45 PM
MarvintheMartian$25.003/17/2011 8:46:23 PM
foothillender$25.003/18/2011 7:48:46 PM
economy-producer$25.003/19/2011 9:59:12 AM
w3alter$100.003/19/2011 4:52:49 PM
simiray$35.003/21/2011 2:25:19 PM
Bob450$25.003/22/2011 1:58:52 AM
foothillender$25.003/22/2011 2:23:24 PM
Credit4Talent$39.693/22/2011 1:50:01 PM
zippy-interest$25.003/22/2011 7:17:14 PM
supreme-hope$25.003/23/2011 8:07:44 AM
the-discrete-income$100.003/23/2011 5:06:30 PM
greencat$50.003/23/2011 3:49:50 PM
buffalobills$25.003/24/2011 8:02:40 AM
thankful-nickel2$25.003/23/2011 4:51:58 PM
burrito6$25.003/24/2011 8:31:03 AM
upbeat-finance8$25.003/24/2011 12:24:04 PM
Doug1043$25.003/24/2011 9:33:31 AM
C2Banking$25.003/24/2011 10:51:06 AM
worldly-money4$150.003/17/2011 5:08:23 PM
courteous-kindness1$25.003/17/2011 5:11:06 PM
Wangchuk$25.333/17/2011 5:03:09 PM
suave-dime6$25.003/17/2011 5:08:08 PM
DHolly$50.003/17/2011 5:08:40 PM
CA-Lender$100.003/17/2011 5:09:19 PM
income-awakening6$25.003/17/2011 5:08:38 PM
golffish2$25.003/18/2011 5:42:45 AM
wbahl$25.003/18/2011 3:07:23 PM
favorite-commerce$50.003/20/2011 6:20:18 AM
poolshark72$25.003/21/2011 12:54:05 PM
amlu1988$25.003/21/2011 12:55:29 PM
justasoldier$25.003/21/2011 9:00:06 PM
dpries123$25.003/22/2011 10:21:20 AM
FinanceEngine$30.003/23/2011 8:13:07 AM
worldly-money4$2,150.003/23/2011 8:37:07 AM
bid-czar8$50.003/23/2011 3:09:57 AM
entreprenooner$25.003/23/2011 7:31:21 AM
saga9$25.003/23/2011 8:16:49 AM
SV-AZ$40.003/23/2011 7:21:53 PM
finance-prescription$50.003/24/2011 5:33:39 AM
loss-of-control$50.003/23/2011 6:18:39 PM
EarlyRiser$250.003/24/2011 9:45:20 AM
gallant-economy9$499.213/24/2011 5:27:38 PM
ProModelA$25.003/24/2011 1:24:36 PM
benjamins-utopia$100.003/24/2011 11:49:00 AM
competent-p2p$30.003/24/2011 1:25:14 PM
55 Investments
 
Borrower Payment Dependent Notes Series 497683
This series of Notes was issued and sold upon the funding of the borrower loan #48101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-12-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1987 Debt/Income ratio: 17%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $123,611Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: open-minded-contract8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation
Purpose of loan: Loan Consolidation
This loan will be used to payoff credit cards

My financial situation: Stable employment, good credit history
I am a good candidate for this loan because I have overall good credit history. I have a good salary


Monthly net income: $12231
Monthly expenses: 200
Housing: $3200
Insurance: $50
Car expenses: $700
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. What kind of debt (credit card, home equity line of credit, personal loan, etc) is it, and how much of each kind? Thanks - reflective-rupee
A: Most is credit card, when credit limit got cut in half, my balance to available credit ratio took a big hit. About 50K of credit card Second is line of credit. One on primary residence which also got cut when real estate values went down. About 90K Third is credit line on investment property which are fully rented. The credit line was established as second mortgage, not really a true credit line, since I have never borrowed against it. About 27K (Mar-12-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Mortgage Balance: 477,000 HELOC: 90K Value: 680,000 - 700,000 (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/12/2011 12:01:25 PM
thelovebug$100.003/12/2011 12:06:29 PM
ingenious-deal6$25.003/12/2011 12:06:51 PM
CA-Lender$100.003/12/2011 12:07:21 PM
reflective-rupee$100.333/12/2011 12:16:55 PM
zotzot$75.443/12/2011 6:11:44 PM
tnjohnso$25.003/14/2011 4:41:27 PM
reward-adventure$50.003/15/2011 4:58:42 AM
nickel-hickory$50.003/15/2011 9:47:30 AM
patriot897$25.003/15/2011 11:13:07 AM
jmichael23$100.003/15/2011 5:20:57 PM
leodaguy$25.003/15/2011 9:24:47 PM
Wellman$29.013/16/2011 1:35:59 AM
PRGuyinVA$25.003/18/2011 2:47:01 PM
Bob450$25.003/19/2011 8:51:40 AM
power-companion7$100.003/19/2011 11:35:43 AM
HHP$25.003/21/2011 9:38:15 AM
smilinsam$50.003/21/2011 2:16:34 PM
radforj22$25.003/22/2011 6:36:24 AM
frogperson$200.003/21/2011 9:28:22 PM
credible-balance6$25.003/22/2011 11:47:59 AM
zippy-interest$25.003/22/2011 7:15:50 PM
DonaldColorado$50.003/23/2011 12:53:30 PM
reflective-rupee$300.333/23/2011 2:24:26 PM
worldly-gold$50.003/23/2011 3:12:06 PM
Peterman$25.003/23/2011 12:12:01 PM
sfmf$40.003/23/2011 12:25:32 PM
mpatrick$25.003/23/2011 5:26:10 PM
wwwUniversal$25.003/24/2011 2:17:21 AM
Maximum_Investment$45.773/23/2011 3:06:30 PM
burrito6$25.003/24/2011 8:30:07 AM
GatorBux$50.003/24/2011 11:09:23 AM
benjamins-utopia$100.003/24/2011 11:48:28 AM
EarlyRiser$250.003/24/2011 9:46:31 AM
Mariner3605$25.003/24/2011 4:17:47 PM
heavy_ax$25.003/24/2011 1:02:01 PM
credit-sycamore4$100.003/25/2011 8:47:52 AM
kind-durability-gravitas$50.003/25/2011 9:36:31 AM
Ocean713$50.003/25/2011 11:32:51 AM
orange-preeminant-bill$35.523/25/2011 2:09:19 AM
octoberfresh$26.003/25/2011 7:37:30 AM
mykkai$25.003/25/2011 5:29:13 PM
credit-coach118$25.003/25/2011 5:37:30 PM
McRowdy$25.003/25/2011 2:18:16 PM
kind-adventurous-finance$50.003/25/2011 4:27:37 PM
sonnet771$200.003/25/2011 9:34:27 AM
DasMula$57.003/25/2011 7:56:16 PM
somebody32$50.003/25/2011 10:52:43 AM
engbusres$50.003/25/2011 9:07:56 PM
NYCFinancier$25.003/25/2011 5:41:35 PM
108lender$500.003/25/2011 5:46:17 PM
Raetha$25.003/25/2011 2:39:08 PM
capital-party6$50.003/25/2011 9:44:56 PM
hope-hickory$50.003/25/2011 6:00:22 PM
upbeat-wealth$25.003/25/2011 11:56:18 PM
jjswanso$300.773/25/2011 6:34:12 PM
diversification-medalist$50.003/26/2011 1:15:03 AM
loss-of-control$150.003/25/2011 6:52:01 PM
photo999$25.003/26/2011 2:21:06 AM
frogperson$100.563/25/2011 8:12:34 PM
visionary-currency$39.513/26/2011 3:22:53 AM
industrious-silver$50.003/25/2011 5:27:48 PM
shrewd-peace7$25.003/26/2011 3:30:53 AM
gizmo65$25.003/25/2011 9:22:50 PM
MadHun$77.213/26/2011 3:49:35 AM
intrepid-loot$25.003/26/2011 4:21:11 AM
repayment-pudding$25.003/26/2011 5:13:24 AM
CincyTex$50.003/26/2011 1:52:39 AM
neoboy$270.773/26/2011 6:34:56 AM
Chex$200.003/26/2011 6:38:05 AM
attractive-rate$43.143/26/2011 6:56:18 AM
WindsorFunds$100.003/26/2011 7:01:33 AM
social-conductor4$25.003/26/2011 7:02:27 AM
nilonc1$80.003/25/2011 7:04:49 PM
Ubiquinone$35.003/26/2011 7:41:21 AM
svandgts$250.003/25/2011 7:14:45 PM
cashman100$100.003/26/2011 7:47:25 AM
PatRichi$25.003/26/2011 2:54:36 AM
shawnw2$123.483/26/2011 7:57:27 AM
damage$25.003/26/2011 7:58:36 AM
wesleyan$100.003/26/2011 8:00:06 AM
shawnw2$200.003/26/2011 8:11:11 AM
graceful-investment$100.003/26/2011 3:40:38 AM
C2Banking$100.003/25/2011 9:23:58 PM
OLYVRC$50.003/26/2011 9:19:24 AM
imlosttoo$50.003/26/2011 4:58:09 AM
transparency-mandolin$25.003/26/2011 5:11:44 AM
oldmora$50.003/26/2011 9:44:46 AM
Moe87$25.003/26/2011 5:30:46 AM
kind-efficient-credit$25.003/26/2011 5:53:23 AM
DT_Banker$25.003/25/2011 11:45:34 PM
power-secret-agent$25.003/25/2011 11:50:31 PM
wonder3$30.003/26/2011 6:05:57 AM
first-liberty-duckling$29.213/26/2011 12:04:51 AM
cedar_rose$25.573/26/2011 1:44:17 AM
benazafa$50.003/26/2011 10:48:35 AM
Maetryx$45.823/26/2011 7:05:24 AM
Preferred-Lender$25.003/26/2011 7:13:14 AM
IIP77$25.003/26/2011 2:05:51 AM
rockhound84$25.003/26/2011 7:29:00 AM
Dubbs360$25.003/26/2011 2:13:08 AM
Ananya$25.003/26/2011 7:40:54 AM
kendallv$50.003/26/2011 7:47:47 AM
pani5ue$25.003/26/2011 8:03:24 AM
reflective-rupee$250.333/26/2011 4:03:25 AM
CivlDX$26.733/26/2011 9:29:23 AM
cbivitz$150.003/26/2011 9:46:00 AM
MAYBROOK$50.003/26/2011 5:48:10 AM
emosspot$25.003/26/2011 6:07:28 AM
adir1$25.003/26/2011 11:01:24 AM
jktravl$100.003/26/2011 6:47:23 AM
klinebarger$25.003/26/2011 8:36:17 AM
S-Master$50.003/26/2011 9:29:20 AM
vest_vortex$50.003/26/2011 10:02:32 AM
loss-of-control$50.003/26/2011 10:25:41 AM
marketplace-canary7$25.003/26/2011 10:41:13 AM
cybercop45$50.003/26/2011 10:54:09 AM
WMY-Investor$150.003/26/2011 11:11:28 AM
economy-synapse$25.003/26/2011 11:12:43 AM
squarebob$125.003/12/2011 12:19:45 PM
reflective-rupee$100.333/12/2011 8:34:58 PM
Kash2010lu$25.003/12/2011 12:08:03 PM
suave-dime6$25.003/13/2011 3:43:20 PM
mrsp2e$25.003/14/2011 3:01:06 PM
kttalamo$50.003/14/2011 3:54:04 PM
magnetic-dedication3$25.003/14/2011 1:56:01 PM
worldly-money4$150.003/14/2011 2:35:09 PM
kttalamo$50.003/15/2011 10:10:49 AM
Jack55304$125.003/16/2011 8:47:55 AM
SBT$25.003/16/2011 8:52:58 PM
d_grbg$26.363/17/2011 1:58:10 AM
KarlMarx$25.003/16/2011 8:31:17 PM
360Winner$50.003/18/2011 9:35:06 AM
kttalamo$50.003/18/2011 11:07:22 PM
jubilant-agreement0$25.003/19/2011 10:00:06 AM
economy-producer$25.003/19/2011 9:57:30 AM
w3alter$100.003/19/2011 4:51:41 PM
Weaverville$25.003/20/2011 7:38:00 AM
hope-equation$50.003/21/2011 8:46:33 AM
money-surge1$50.003/20/2011 10:47:55 AM
asset-professor$50.003/22/2011 2:30:25 AM
GoodScot$25.003/22/2011 10:13:49 PM
ivy-league-MBA$25.003/23/2011 10:40:14 AM
enchanted-yield4$300.003/23/2011 12:11:14 PM
RyanM561$25.003/23/2011 12:39:01 PM
soulful-truth$100.003/23/2011 8:33:34 AM
bid-czar8$50.003/23/2011 3:08:11 AM
matt_2006$35.003/23/2011 8:38:52 AM
Oak-Parker$25.003/23/2011 6:40:48 PM
p2ploan-sensation211$25.003/23/2011 8:05:00 PM
helpful-credit156$27.003/23/2011 4:20:14 PM
thrifty-capital$25.003/23/2011 8:52:14 PM
well-mannered-income3$50.003/23/2011 4:42:30 PM
head$25.003/23/2011 5:40:27 PM
first-serene-credit$25.003/23/2011 8:06:35 PM
point-kitten6$50.003/23/2011 8:38:29 PM
pietro_torna_indietro$25.003/23/2011 10:43:56 PM
tech310$50.003/24/2011 1:25:53 AM
treasure-bliss$50.003/24/2011 2:15:06 AM
Artist_Blue$25.003/24/2011 6:02:44 AM
red-favorable-basis$25.003/23/2011 7:34:01 PM
finance-prescription$50.003/24/2011 5:32:45 AM
kulender$100.003/25/2011 1:50:13 AM
ILWTC$50.003/24/2011 11:03:02 AM
impressive-p2p7$25.003/24/2011 11:19:48 AM
dollar-cherry6$100.003/25/2011 9:33:16 AM
the-profit-oracle$25.003/25/2011 2:04:44 AM
RetiredATC$50.003/25/2011 2:22:53 AM
Roblaroni$25.003/25/2011 6:53:03 AM
Mailman2004$50.003/25/2011 12:57:33 PM
ultimate-bid8$159.833/25/2011 2:29:38 PM
irrelevant$25.003/25/2011 5:18:02 PM
marketplace-canary7$25.003/25/2011 10:02:32 AM
special-money$37.503/25/2011 5:42:32 PM
noble-marketplace$25.003/25/2011 2:01:45 PM
wind183$250.003/25/2011 5:59:30 PM
excellent-loan8$25.003/25/2011 6:39:32 PM
robot777$25.003/25/2011 6:52:30 PM
Mariner3605$25.003/25/2011 6:59:16 PM
engrossing-benefit0$25.003/25/2011 7:07:56 PM
mcgovern2024$25.003/25/2011 10:49:52 AM
treasure-hunter270$25.003/25/2011 8:17:30 PM
lendstats_com$200.003/25/2011 12:39:59 PM
unequivocal-nickel1$50.003/25/2011 9:46:41 PM
MADAOO7$50.003/25/2011 5:49:09 PM
treasure-singularity$30.003/25/2011 10:03:45 PM
duty-windmill$25.003/26/2011 12:02:44 AM
Engineer44$28.003/25/2011 4:38:23 PM
money-fort$25.003/25/2011 7:37:13 PM
brainy-repayment5$51.233/25/2011 5:24:43 PM
bonafide-economy$50.003/25/2011 5:27:45 PM
competent-p2p$50.003/25/2011 9:06:58 PM
mgking007$25.003/25/2011 5:36:24 PM
new0rleans$25.003/26/2011 3:40:55 AM
0OPS$25.003/26/2011 5:04:03 AM
Speculator$100.003/25/2011 6:21:15 PM
DUDICO2006$25.003/26/2011 6:04:06 AM
lucky2$37.803/26/2011 12:30:01 AM
kingpin1$50.003/25/2011 6:33:30 PM
Mayerfan$50.003/25/2011 6:43:12 PM
loanman2007$175.003/26/2011 6:52:34 AM
jasonrun$25.003/26/2011 6:56:42 AM
spiff666$25.003/25/2011 7:04:20 PM
NYCFinancier$25.003/26/2011 7:49:25 AM
Pu239$59.003/26/2011 7:57:26 AM
ldr2000$50.003/26/2011 8:04:45 AM
Yomain$100.003/25/2011 8:09:56 PM
kublai$200.003/25/2011 8:20:42 PM
foothillender$25.003/26/2011 8:17:10 AM
missing-link$25.003/26/2011 3:48:53 AM
gelt4u$25.003/26/2011 8:45:54 AM
ben10jen$33.313/26/2011 9:07:55 AM
TravisMcGee$25.003/26/2011 9:17:18 AM
hookUup$25.003/25/2011 9:45:03 PM
surfhoss644$100.003/26/2011 9:27:35 AM
Perksunlimited$70.003/26/2011 9:37:38 AM
saxaphone6$25.003/25/2011 10:41:12 PM
credit-observatory$25.003/26/2011 9:48:09 AM
Calif-smo$25.003/26/2011 9:56:24 AM
gizzywump$50.003/26/2011 1:36:08 AM
leverage-monger$209.563/26/2011 11:00:55 AM
rockhound84$25.003/26/2011 7:21:34 AM
soheagle$25.003/26/2011 7:48:07 AM
worldly-money4$350.003/26/2011 8:24:14 AM
silver-enlightenment0$100.003/26/2011 3:19:44 AM
compwhiz$25.003/26/2011 8:58:57 AM
cjames84$25.003/26/2011 8:59:38 AM
Helenska11$100.003/26/2011 9:06:35 AM
assetmanager$25.003/26/2011 9:22:28 AM
vigorous-velocity$100.003/26/2011 9:45:51 AM
economy-synapse$25.003/26/2011 11:12:55 AM
Chex$200.003/26/2011 6:46:52 AM
Rogesparkguy$25.003/26/2011 6:52:10 AM
supreme-hope$35.003/26/2011 7:40:48 AM
euro-banker$50.003/26/2011 7:42:34 AM
new-truth-chuckler$50.003/26/2011 7:42:45 AM
AAe$40.003/26/2011 9:19:19 AM
Astyanax$58.003/26/2011 11:25:55 AM
238 Investments
 
Borrower Payment Dependent Notes Series 497691
This series of Notes was issued and sold upon the funding of the borrower loan #48184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-13-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: 15%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:16y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,245Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: Enne Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan: Debt consolidation
This loan will be used to... Pay off credit cards

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4100
Monthly expenses: $
Housing: $ 1290
Insurance: $ on housing and car
Car expenses: $ 400
Utilities: $300
Phone, cable, internet: $ 300
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 480
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Only 1 mortgage, no 2nd. Mortgage balance is $163K value of home is now 186K according to zillow. As they dont know about the 2 new bathrooms i imagine that is low. Just want you to know that i am using this loan to pay off credit cards and a personal loan. Every penny of those debts was used to improve my home. I have had my job for 17 years and the only financial difficulty i have ever had was when my spouse of 25 years deserted us. Recovering has been slow going. (Mar-19-2011)
Q: Hi - can you please provide the interest rate you're paying on your other debt? Thanks. - worldly-money4
A: The only other debt I have is my house and car House is 5.15% Car is 1.25% (Mar-26-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:01:26 PM
CA-Lender$100.003/13/2011 12:05:00 PM
competent-p2p$40.003/13/2011 5:57:29 PM
leverage-monger$25.003/14/2011 1:35:28 PM
brightest-dignified-penny$25.003/14/2011 10:26:26 AM
tnjohnso$25.003/14/2011 5:38:06 PM
SecondChanceLendingSERV$25.003/14/2011 5:12:16 PM
worldly-money4$150.003/14/2011 2:35:14 PM
thelovebug$100.003/14/2011 5:56:59 PM
patriot897$25.003/15/2011 11:13:17 AM
jmichael23$100.003/15/2011 5:07:35 PM
Jack55304$125.003/16/2011 8:48:04 AM
leodaguy$25.003/15/2011 9:24:57 PM
beakerfish$50.003/16/2011 7:15:17 PM
SBT$25.003/16/2011 8:53:03 PM
360Winner$50.003/18/2011 9:35:23 AM
Bob450$25.003/19/2011 8:51:38 AM
power-companion7$100.003/21/2011 8:47:29 AM
smilinsam$50.003/21/2011 2:16:39 PM
omegamon1$25.003/21/2011 1:17:17 PM
WakkaWakkaWakka$25.003/21/2011 8:43:16 PM
zippy-interest$25.003/22/2011 7:16:00 PM
matt_2006$35.003/23/2011 3:55:23 PM
DonaldColorado$50.003/23/2011 12:53:37 PM
Artist_Blue$25.003/24/2011 6:02:50 AM
point-kitten6$50.003/23/2011 8:38:32 PM
benjamins-utopia$100.003/24/2011 11:48:31 AM
tech310$50.003/24/2011 1:26:00 AM
finance-prescription$50.003/24/2011 5:32:49 AM
mckhbnpc$30.003/24/2011 4:07:08 PM
ILWTC$50.003/24/2011 11:03:07 AM
sonnet771$200.003/25/2011 9:34:34 AM
wwwUniversal$25.003/25/2011 2:08:43 AM
willinvest$25.003/25/2011 3:49:22 PM
somebody32$50.003/25/2011 10:52:46 AM
Raetha$25.003/25/2011 2:39:11 PM
kind-adventurous-finance$50.003/25/2011 4:27:39 PM
IIP77$25.003/26/2011 2:05:57 AM
tuneman1980$25.003/26/2011 2:55:48 AM
silver-enlightenment0$100.003/26/2011 3:19:49 AM
oldmora$50.003/26/2011 9:44:47 AM
emosspot$25.003/26/2011 6:07:29 AM
Yomain$75.003/26/2011 12:17:41 AM
euro-banker$50.003/26/2011 7:42:35 AM
irrelevant$25.003/26/2011 2:56:41 AM
graceful-investment$100.003/26/2011 12:04:59 PM
selfmademan$25.003/26/2011 12:19:17 PM
hitsman$50.003/26/2011 11:47:34 AM
calinno2$39.693/26/2011 12:18:31 PM
the-profit-oracle$25.003/26/2011 12:19:26 PM
traice$25.003/26/2011 3:08:47 PM
billybragg$25.003/26/2011 3:09:08 PM
joshua18$25.003/26/2011 3:10:01 PM
important-openness1$50.003/26/2011 3:10:05 PM
Rob717171$50.003/26/2011 3:11:33 PM
rapid-credit428$25.003/26/2011 3:11:43 PM
logical-investment4$25.003/26/2011 3:12:09 PM
musegaze$100.003/26/2011 3:12:22 PM
108lender$200.003/26/2011 3:13:58 PM
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LngTerm$25.003/26/2011 3:49:05 PM
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Fonthill$50.003/26/2011 3:57:43 PM
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investment-visionary$25.003/26/2011 3:59:06 PM
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365 Investments
 
Borrower Payment Dependent Notes Series 497697
This series of Notes was issued and sold upon the funding of the borrower loan #48087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $553.56
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1989 Debt/Income ratio: 17%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: intuitive-power2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to replace roof and other items in home

My financial situation:
I am a good candidate for this loan because I am very responsible and always pay my bills. I do not have credit card debt and my car is paid for. I have worked for the same company for almost 7 years now. I have rented out the in-law suite for $500 a month to help with loan re-payment.


Monthly net income: $2,300
Housing: $575
Insurance: $90
Car expenses: $0
Utilities: $100
Phone, cable, internet: $95
Credit cards and other loans: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/13/2011 12:02:19 PM
competent-p2p$75.003/13/2011 5:56:56 PM
simplelender80$100.003/13/2011 12:03:04 PM
Weaverville$25.003/13/2011 5:51:09 PM
nickel-ferret$100.003/13/2011 12:03:54 PM
zotzot$50.443/13/2011 12:37:06 PM
reflective-rupee$1,000.333/14/2011 9:20:12 PM
income-awakening6$25.003/14/2011 7:13:05 PM
power-companion7$100.003/15/2011 2:11:54 PM
leodaguy$50.003/15/2011 9:23:01 PM
kenji4861$25.003/16/2011 2:28:36 AM
economy-popcorn$25.003/15/2011 10:37:35 PM
radforj22$25.003/16/2011 1:16:37 PM
hostbank$100.003/17/2011 3:42:46 PM
a-unflappable-finance$100.003/18/2011 9:39:20 AM
GMPK_TLAS$50.003/19/2011 1:26:03 AM
w3alter$100.003/19/2011 4:56:51 PM
HamachiMan$50.003/20/2011 4:27:31 PM
worthy-bid8$50.003/21/2011 10:33:37 AM
saga9$50.003/21/2011 10:19:46 AM
B-rad_the_Coug$25.003/22/2011 1:40:12 AM
balance-booster8$25.073/22/2011 4:47:11 PM
zippy-interest$25.003/22/2011 7:13:24 PM
asset-professor$42.863/23/2011 2:37:06 AM
ivy-league-MBA$25.003/23/2011 10:40:21 AM
investment-kingdom$300.003/23/2011 9:33:43 AM
marketplace-meridian$25.003/23/2011 11:17:38 PM
EarlyRiser$250.003/24/2011 9:46:33 AM
Fiimg$50.003/23/2011 7:00:04 PM
GatorBux$50.003/24/2011 11:08:38 AM
wwwUniversal$25.003/23/2011 8:42:58 PM
IIP77$25.003/24/2011 6:28:02 AM
heerzaquestion$100.003/24/2011 6:38:38 AM
Quiddity$50.003/24/2011 7:43:45 AM
Clambake$50.003/24/2011 7:03:49 PM
Chervianne$50.003/25/2011 7:27:51 AM
brightest-affluence-motivator$25.003/25/2011 9:09:04 AM
benefit-ruler$25.003/25/2011 9:44:39 AM
rdav$25.003/25/2011 10:12:55 AM
tylerfd$25.003/25/2011 6:57:54 AM
worldly-money4$2,500.003/25/2011 2:14:01 PM
iolaire$25.003/25/2011 9:39:35 AM
benefit-piano5$25.003/25/2011 5:16:24 PM
Ambassador$28.003/25/2011 4:50:05 AM
money-bauble$100.003/25/2011 5:22:31 PM
Brain_m$25.003/25/2011 5:26:32 PM
squarebob$25.003/25/2011 5:48:55 PM
wind183$750.003/25/2011 6:02:01 PM
Speculator$100.003/25/2011 6:23:13 PM
smilinsam$100.003/25/2011 5:14:11 PM
Leopoldine$25.003/25/2011 10:47:43 AM
Beeeej$39.603/25/2011 8:11:41 PM
gunderstone$200.003/25/2011 8:12:19 PM
the-money-gargantuan$25.003/25/2011 11:08:11 AM
Steveoo1$25.003/25/2011 9:01:54 PM
mobucks2$51.473/25/2011 5:27:46 PM
enthusiastic-treasure$25.003/25/2011 5:42:48 PM
finance-prescription$138.853/25/2011 6:02:07 PM
Scotcha$50.003/25/2011 6:04:25 PM
intrepid-loot$50.003/25/2011 6:16:50 PM
wise-skillful-benjamins$250.003/26/2011 12:44:32 AM
kulender$100.003/26/2011 2:43:55 AM
mgking007$100.003/25/2011 5:23:32 PM
greenkid$100.003/25/2011 8:40:34 PM
orange-preeminant-bill$50.003/26/2011 3:31:14 AM
bigtag$25.003/25/2011 5:33:56 PM
BlessedEveryDay$30.003/25/2011 9:27:57 PM
investment-star$50.003/25/2011 5:53:07 PM
dremania$25.623/25/2011 9:55:05 PM
zotzot$50.883/25/2011 6:17:38 PM
shrewd-income$100.003/25/2011 6:19:53 PM
duty-windmill$50.003/26/2011 12:03:05 AM
Mariner3605$50.003/25/2011 7:05:34 PM
ladyonthebay$25.003/25/2011 7:21:09 PM
DasMula$57.003/25/2011 8:15:17 PM
blissful-penny$96.663/25/2011 8:28:34 PM
Hazlenut$100.003/26/2011 4:02:21 AM
capital-party6$150.003/25/2011 9:22:59 PM
hookUup$25.003/25/2011 9:28:38 PM
capital-blueberry$25.003/25/2011 10:10:00 PM
vishal29$25.003/25/2011 11:14:26 PM
studious-bonus7$36.923/26/2011 3:42:36 AM
msmlender$50.003/26/2011 4:54:05 AM
jcw3rd$25.003/26/2011 5:30:08 AM
Pendruce$30.003/26/2011 5:42:10 AM
treasure-widget$25.003/13/2011 12:05:49 PM
vine99$25.003/13/2011 12:01:17 PM
BxRealtor$25.003/13/2011 12:04:30 PM
JustMee$25.003/13/2011 7:55:20 PM
top-courteous-peso$25.003/14/2011 3:55:08 PM
jmichael23$100.003/15/2011 1:45:43 PM
patriot897$25.003/15/2011 11:11:30 AM
enchanted-yield4$100.003/15/2011 4:59:33 PM
jescowa$50.003/16/2011 5:39:44 PM
MoneyTree79$25.003/16/2011 8:01:07 PM
wbahl$25.003/16/2011 8:13:23 PM
Havana21$25.003/17/2011 1:45:15 AM
efficient-treasure0$25.003/17/2011 3:38:44 PM
loyalty-sherpa$25.003/17/2011 4:32:39 PM
freefly67$30.153/18/2011 7:32:30 AM
enthralling-deal180$50.003/19/2011 12:03:36 AM
money-surge1$50.003/20/2011 10:48:12 AM
credit-scout7$50.003/21/2011 8:07:28 AM
loot-heart$25.003/21/2011 9:44:07 AM
durable-investment8$43.003/22/2011 5:38:09 PM
Ripsaw4U$50.003/23/2011 2:29:04 AM
dollardave$100.003/23/2011 10:17:29 AM
important-ore$55.733/24/2011 2:24:27 AM
point-kitten6$50.003/23/2011 8:38:34 PM
well-mannered-income3$70.003/23/2011 6:03:48 PM
GElender$50.003/24/2011 7:02:57 AM
bold-shrewd-market$25.003/24/2011 12:18:18 PM
benjamins-utopia$50.003/24/2011 11:47:35 AM
chrisah$50.003/24/2011 7:28:45 PM
sgt-schultz$25.003/25/2011 6:55:32 AM
Ocean713$50.003/25/2011 11:28:32 AM
direct-compassion$48.423/25/2011 8:03:01 AM
kind-adventurous-finance$75.003/25/2011 4:23:47 PM
shorthairedg$50.003/25/2011 5:20:12 PM
Macinvest$25.003/25/2011 5:20:26 PM
serene-capital$25.003/25/2011 6:31:27 PM
Oak-Parker$26.003/25/2011 6:39:20 PM
best-generosity-financier$25.003/25/2011 7:12:40 PM
currency-persimmon$100.003/25/2011 5:13:37 PM
Doodlemeyer$25.003/25/2011 7:53:04 PM
Doodlemeyer$200.003/25/2011 7:55:00 PM
riproaringrapids$25.003/25/2011 5:17:40 PM
Artist_Blue$25.003/25/2011 5:18:38 PM
jt530$25.003/25/2011 8:12:30 PM
lostontheedge$25.003/25/2011 5:20:20 PM
Peterman$25.003/25/2011 8:31:08 PM
Jazzy503$25.013/25/2011 9:01:25 PM
NYCFinancier$25.003/25/2011 5:43:34 PM
unconquerable-openness9$200.003/25/2011 10:12:42 PM
hope-hickory$50.003/25/2011 6:14:36 PM
jybank$25.003/25/2011 6:31:15 PM
ethicalhumanist$50.003/25/2011 7:14:46 PM
meenan$50.003/26/2011 2:41:03 AM
the-profit-oracle$25.003/26/2011 3:13:21 AM
Gobsek$25.003/25/2011 8:32:48 PM
brightest-fascinating-principal$50.003/25/2011 9:21:31 PM
friendly-worth3$100.003/25/2011 5:58:32 PM
0OPS$25.003/26/2011 5:05:05 AM
excellent-loan8$25.003/25/2011 6:16:18 PM
uafedu$75.003/25/2011 6:30:40 PM
beeper2$150.003/25/2011 6:50:20 PM
don8ter$25.003/26/2011 3:11:05 AM
treasure-bliss$50.003/26/2011 3:13:57 AM
kublai$1,000.003/25/2011 8:13:29 PM
Yomain$75.003/25/2011 8:15:45 PM
treasure-hunter270$25.003/25/2011 8:21:07 PM
C2Banking$100.003/25/2011 9:27:51 PM
treasure-singularity$50.003/25/2011 10:05:23 PM
investment-habanero8$100.003/26/2011 5:35:08 AM
loan-kung-fu$447.663/26/2011 5:51:28 AM
Goodlender42$25.003/26/2011 2:45:21 AM
repaymeplease$25.003/26/2011 2:54:09 AM
nalaari$25.003/26/2011 3:31:05 AM
reflective-rupee$500.333/26/2011 4:28:09 AM
exciting-fairness$200.003/26/2011 5:29:22 AM
benefit-trident$25.003/26/2011 5:34:10 AM
161 Investments
 
Borrower Payment Dependent Notes Series 497801
This series of Notes was issued and sold upon the funding of the borrower loan #48096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $95.46
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1994 Debt/Income ratio: 16%
Credit score: 600-619 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,155Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: gr8joy Borrower's state: Ohio Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 61% ) 600-619 (Latest)
Principal borrowed: $2,050.00< 31 days late: 14 ( 39% )  
580-599 (Aug-2007)
520-539 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Consolidation Returning Customer
Purpose of loan: To consolidate debt
This loan will be used to...pay off some small debts

My financial situation: I recently got a 20% raise and want to be debt free.
I am a good candidate for this loan because...I've received a Prosper loan before and paid it back in full. It was a great experience.


Monthly net income: $4500.00
Monthly expenses: $
Housing: $1040.00
Insurance: $120.00
Car expenses: $500.00
Utilities: $300.00
Phone, cable, internet: $165.00
Food, entertainment: $350.00
Clothing, household expenses: $75.00
Credit cards and other loans: $275.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please explain what caused you to be late nearly 40% of the time during your last loan? Do you foresee this being an issue with this loan? - organic-treasure
A: We do not have an excuse. We were late. But this will not be an issue with this loan because it is set as auto draft. I appreciate the question but we will not excuse our lateness. We do however commit that we will always be on time with this one. Thanks for the question. (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
DHolly$50.003/14/2011 5:18:26 PM
CA-Lender$100.003/14/2011 5:31:33 PM
lendstats_com$200.003/14/2011 6:18:05 PM
UCLA4life$50.003/14/2011 5:28:34 PM
worldly-money4$150.003/14/2011 5:37:20 PM
reflective-rupee$25.333/14/2011 9:08:49 PM
all_of_that_one$25.003/15/2011 2:36:37 AM
DasMula$100.003/14/2011 8:04:13 PM
squarebob$125.003/15/2011 5:19:27 AM
MarvintheMartian$25.003/15/2011 5:34:32 AM
UBOtto186$50.003/15/2011 7:22:39 AM
Leshan$153.243/15/2011 7:52:36 AM
organic-treasure$25.003/15/2011 7:59:36 AM
DoctorJoe$25.003/15/2011 4:02:53 AM
ghinga$25.003/14/2011 6:55:30 PM
zotzot$100.443/15/2011 5:21:36 AM
chameleon125$25.003/15/2011 6:21:23 AM
loanman2007$200.003/15/2011 6:39:00 AM
bold-direct-asset$50.003/15/2011 7:31:02 AM
FinanceEngine$30.003/15/2011 8:09:59 AM
mlj0671$25.003/15/2011 7:51:45 AM
ingenious-deal6$25.003/14/2011 5:20:47 PM
transaction-circuit$25.003/14/2011 5:30:06 PM
vutah$25.003/14/2011 6:22:48 PM
suave-dime6$25.003/14/2011 5:32:05 PM
amlu1988$25.003/14/2011 8:44:52 PM
golffish2$50.003/15/2011 4:55:41 AM
simplelender80$100.003/14/2011 5:28:08 PM
one-midas$31.003/15/2011 5:22:46 AM
grampy48$100.003/15/2011 8:00:38 AM
reward-adventure$50.003/15/2011 4:59:09 AM
brondero$60.003/15/2011 5:12:34 AM
a-reasonable-return$25.003/15/2011 7:50:12 AM
ryan6853$25.003/15/2011 8:18:54 AM
kendigme$25.003/15/2011 4:02:29 AM
EngineersAlliance$100.003/15/2011 5:21:04 AM
leverage-monger$70.003/15/2011 7:28:28 AM
gothampark$25.003/15/2011 8:26:08 AM
trumpeter5$25.003/15/2011 8:48:43 AM
cerebral-dollar773$129.993/15/2011 8:51:59 AM
40 Investments
 
Borrower Payment Dependent Notes Series 497913
This series of Notes was issued and sold upon the funding of the borrower loan #48148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 60 months Listing End date:  Mar-24-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1996 Debt/Income ratio: 22%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 25 / 24Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 53 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,461Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: open-balance4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2011 Wedding Loan
Purpose of loan:
This loan will be used to...pay for upcoming wedding

My financial situation:
I am a good candidate for this loan because...I am a hard worker, pay all of my bills on time, great credit history, reliable, and trustworthy.


Monthly net income: $8080
Monthly expenses: $2092
Housing: $ Paid by fiancee
Insurance: $ 180
Car expenses: $ 182
Utilities: $ Paid by fiancee
Phone, cable, internet: $ Paid by fiancee
Food, entertainment: $ 200
Clothing, household expenses: $ Paid by fiancee
Credit cards and other loans: $1910
Other expenses: $None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I like your profile and payment history. Can you detail your outstanding loans/credit cards a bit more? - 113121
A: Gladly, The majority of my outstanding loans are from student loan debt. I graduated with a professional degree in 2009 and 4/5 loans are automatically deducted each month from my checking account. I do have open credit card accounts, in which all but one have a zero bal. The credit card that does have a balance was used to make wedding vendor deposits. This lead me into looking for a personal loan so I would not have to charge on many credit cards and allow me to make payments to one lender. (Mar-15-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Sure, 1. The total mortgage balance is $278K and HELOC is $75K so in total $353K. 2. The current market value of our home is $395K (4 bedrooms, 3 baths, fully renovated) Thank you for your interest! (Mar-19-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/15/2011 9:01:23 AM
CA-Lender$100.003/15/2011 9:05:29 AM
JustMee$25.003/15/2011 9:15:53 AM
ingenious-deal6$25.003/15/2011 9:03:23 AM
reward-adventure$50.003/15/2011 9:09:46 AM
113121$75.003/15/2011 9:37:53 AM
leverage-monger$25.003/15/2011 3:25:06 PM
tnjohnso$25.003/15/2011 4:48:15 PM
TeaHouseFinance$25.003/15/2011 9:23:29 PM
Jack55304$125.003/16/2011 8:48:33 AM
Uylsses$100.003/16/2011 9:03:05 AM
reflective-rupee$730.333/15/2011 7:43:53 PM
important-openness1$75.003/16/2011 7:00:32 PM
sensational-worth7$50.003/17/2011 1:56:06 PM
ready-interest9$25.003/17/2011 6:37:37 PM
peso-tiramisu$25.003/18/2011 2:31:01 PM
principal-star$25.003/18/2011 8:35:57 PM
newest-funds-powerplant$25.003/18/2011 10:45:43 PM
Bob450$25.003/20/2011 8:26:24 AM
Weaverville$25.003/20/2011 7:38:17 AM
aprivatelender$100.003/20/2011 8:58:53 AM
orderly-wampum$213.453/20/2011 3:04:18 PM
mrsp2e$25.003/21/2011 8:56:30 AM
rockhound84$25.003/20/2011 8:35:31 PM
Swish_Investments$40.003/21/2011 6:34:45 AM
Num1Knicks$25.003/21/2011 7:31:11 PM
rockhound84$25.003/22/2011 6:10:38 AM
113121$1,500.003/22/2011 8:19:47 AM
loss-of-control$200.003/22/2011 6:20:09 PM
zippy-interest$25.003/22/2011 7:16:17 PM
thelovebug$100.003/22/2011 5:32:45 PM
intrepid-loot$50.003/22/2011 6:39:11 PM
fund-secret-agent$25.003/23/2011 4:39:53 PM
finance-prescription$50.003/24/2011 5:33:03 AM
zorg77$25.003/23/2011 5:21:54 PM
point-kitten6$50.003/23/2011 8:38:39 PM
benjamins-utopia$100.003/24/2011 11:48:39 AM
pietro_torna_indietro$25.003/23/2011 10:44:49 PM
blissme8$100.003/23/2011 11:58:12 PM
heavy_ax$31.463/24/2011 1:10:12 PM
tech310$50.003/24/2011 1:26:26 AM
payout-igniter$50.003/24/2011 1:15:40 PM
EarlyRiser$250.003/24/2011 9:45:32 AM
forthright-trade$25.003/24/2011 3:49:33 PM
contract-student2$50.003/24/2011 1:05:49 PM
principal-star$25.003/15/2011 9:04:13 AM
suave-dime6$25.003/15/2011 9:07:05 AM
worldly-money4$150.003/15/2011 9:07:54 AM
Kash2010lu$25.003/15/2011 9:12:27 AM
competent-p2p$75.003/15/2011 12:01:09 PM
marinbb$50.003/15/2011 1:38:33 PM
113121$1,000.003/15/2011 11:29:04 AM
income-awakening6$25.003/15/2011 9:08:55 AM
patriot897$25.003/15/2011 11:14:07 AM
leverage-monger$25.003/15/2011 11:20:52 AM
vutah$25.003/15/2011 7:12:59 PM
transformer855$25.003/15/2011 10:49:59 PM
economy-popcorn$25.003/15/2011 10:43:08 PM
leverage-monger$25.003/16/2011 7:40:29 AM
leodaguy$25.003/15/2011 9:25:29 PM
FinanceEngine$25.003/16/2011 2:54:57 PM
reflective-rupee$250.333/16/2011 10:06:49 AM
integrity-doctor$100.003/16/2011 11:36:01 AM
houli123$500.003/16/2011 1:16:42 PM
Nerdster1$25.053/16/2011 1:29:13 PM
magnetic-dedication3$25.003/16/2011 8:14:50 PM
leverage-monger$75.003/17/2011 8:32:48 AM
SBT$25.003/16/2011 8:53:30 PM
loanman2007$250.003/17/2011 9:33:20 AM
ac787$48.003/17/2011 6:08:12 PM
golffish2$50.003/18/2011 11:38:18 AM
PRGuyinVA$25.003/18/2011 2:47:32 PM
economy-producer$25.003/19/2011 9:58:07 AM
enthusiastic-ore5$75.003/19/2011 5:19:47 AM
w3alter$100.003/19/2011 4:52:05 PM
gelt4u$25.003/19/2011 10:27:58 AM
jmichael23$100.003/21/2011 8:28:30 AM
smilinsam$50.003/21/2011 2:16:53 PM
KarlMarx$25.003/21/2011 8:46:21 AM
zotzot$50.443/21/2011 6:28:02 PM
FinDoc$25.003/22/2011 4:19:23 PM
squarebob$100.003/22/2011 6:49:28 PM
dakoke$100.003/23/2011 12:01:46 AM
bid-czar8$50.003/23/2011 3:08:44 AM
p2ploan-sensation211$50.003/22/2011 7:55:07 PM
buffalobills$25.003/23/2011 7:29:29 AM
DonaldColorado$50.003/23/2011 12:54:01 PM
jybank$25.003/23/2011 11:36:18 AM
power-companion7$100.003/23/2011 8:42:14 AM
ivy-league-MBA$25.003/23/2011 10:40:32 AM
capital-blueberry$25.003/23/2011 11:48:54 PM
marketplace-meridian$25.003/23/2011 11:30:48 PM
debt-force$25.003/24/2011 4:14:53 AM
worldly-money4$1,500.003/24/2011 9:53:05 AM
well-mannered-income3$70.003/24/2011 3:31:48 PM
GatorBux$50.003/24/2011 11:09:37 AM
vigilance-searcher$25.003/24/2011 7:43:12 AM
burrito6$25.003/24/2011 8:30:27 AM
wise-skillful-benjamins$78.003/24/2011 8:32:42 AM
113121$4,233.473/24/2011 7:05:11 PM
icon7$25.003/24/2011 5:47:16 PM
SkyLoan$29.473/24/2011 1:40:01 PM
102 Investments
 
Borrower Payment Dependent Notes Series 497919
This series of Notes was issued and sold upon the funding of the borrower loan #48120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1990 Debt/Income ratio: 21%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 2 Current / open credit lines: 6 / 5Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,871Stated income:$25,000-$49,999
Delinquencies in last 7y: 14 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: listing-tower2 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay debt
Purpose of loan: tax's&bill's
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3,200
Monthly expenses: $3,200
Housing: $1,020
Insurance: $115
Car expenses: $300
Utilities: $400
Phone, cable, internet: $125
Food, entertainment: $250
Clothing, household expenses: $300
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How can you afford this loan? Also, it is really hard for all of us lenders to part with our money when you won't take 2 minutes to fill out what you will use it for and why you are a good candidate. It shows commitment and character. - himistu22
A: thank, for you asking-but I HAVE OTHER INCOME (Mar-25-2011)
Q: Ok. But, not to sound mean, but how do you expect for us to part with our money when you don't disclose everything. We are not banks. We are lenders with money to lend. But we need to see who we are giving our money too. - himistu22
A: MY WIFE AND I DO HAVE INCOME: THE WIFE HAS "SS" $870.00 PER MONTH (Mar-25-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/15/2011 9:05:22 AM
ingenious-deal6$25.003/15/2011 9:03:25 AM
patriot897$25.003/15/2011 11:14:08 AM
simplelender80$200.003/15/2011 9:01:24 AM
reward-adventure$50.003/15/2011 9:09:47 AM
w3alter$100.003/19/2011 4:52:07 PM
money-surge1$50.003/20/2011 10:48:51 AM
smilinsam$50.003/21/2011 2:16:54 PM
zippy-interest$25.003/22/2011 7:16:18 PM
DonaldColorado$25.003/23/2011 12:54:05 PM
burrito6$25.003/24/2011 8:30:28 AM
tech310$50.003/24/2011 1:26:29 AM
finance-prescription$50.003/24/2011 5:33:05 AM
kind-adventurous-finance$50.003/25/2011 4:27:46 PM
dollar-cherry6$100.003/25/2011 9:33:35 AM
robot777$25.003/25/2011 6:40:15 PM
money-fort$30.003/25/2011 7:23:19 PM
Ocean713$50.003/25/2011 11:33:01 AM
VJ_Financial$25.003/25/2011 12:09:42 PM
Raetha$25.003/25/2011 2:39:21 PM
Maetryx$45.823/26/2011 7:06:39 AM
Bob450$25.003/26/2011 9:42:59 AM
kendallv$25.003/26/2011 7:50:53 AM
hitsman$50.003/26/2011 11:47:47 AM
wwwUniversal$25.003/26/2011 3:20:56 AM
Artist_Blue$25.003/26/2011 9:37:34 AM
astute-investment5$25.003/26/2011 10:44:46 AM
LibbyZ$50.003/26/2011 11:14:50 AM
vegibenz$25.003/26/2011 11:44:19 AM
the-dollar-topper$100.003/26/2011 2:43:00 PM
IIP77$25.003/26/2011 4:02:34 PM
360Winner$50.003/26/2011 4:35:25 PM
Gibbyland$100.003/26/2011 12:49:30 PM
reward-walnut$50.003/26/2011 4:37:05 PM
point-sasquatch$25.003/26/2011 4:37:29 PM
autonomous-truth$50.003/26/2011 1:09:08 PM
visionary-currency$50.003/26/2011 4:00:40 PM
new-social-economist$50.003/26/2011 4:32:44 PM
debt-force$25.003/26/2011 4:36:32 PM
Cai8899$25.003/26/2011 4:37:17 PM
indomitable-dedication$50.003/26/2011 4:37:47 PM
HHP$25.003/26/2011 3:15:05 PM
social-conductor4$25.003/26/2011 3:46:59 PM
TommyTucker$50.003/26/2011 4:24:38 PM
bsh297$25.003/26/2011 4:32:17 PM
seisen$50.003/26/2011 4:32:35 PM
jubilant-agreement0$25.003/26/2011 4:35:26 PM
soulful-truth$100.003/26/2011 4:37:33 PM
108lender$189.703/26/2011 4:38:03 PM
worldly-money4$100.003/15/2011 9:06:44 AM
suave-dime6$25.003/15/2011 9:07:07 AM
Hanalei712$25.003/15/2011 9:39:45 AM
leodaguy$25.003/15/2011 9:25:30 PM
Jack55304$125.003/16/2011 8:48:35 AM
SBT$25.003/16/2011 8:53:31 PM
wbahl$25.003/16/2011 8:11:06 PM
PRGuyinVA$25.003/18/2011 2:47:33 PM
economy-producer$25.003/19/2011 9:58:09 AM
Weaverville$25.003/21/2011 9:44:23 AM
bid-czar8$50.003/23/2011 3:08:47 AM
GatorBux$50.003/24/2011 11:09:38 AM
mrxtravis$25.003/24/2011 8:32:25 AM
benjamins-utopia$100.003/24/2011 11:48:40 AM
jazzlender$25.003/25/2011 2:06:50 AM
credit-sycamore4$100.003/25/2011 8:48:04 AM
NYCFinancier$25.003/25/2011 5:44:32 PM
reflective-rupee$25.333/26/2011 4:21:21 AM
kind-efficient-credit$25.103/26/2011 5:54:01 AM
euro-banker$25.003/26/2011 7:42:44 AM
open-minded-deal$150.003/25/2011 8:04:27 PM
wesleyan$50.003/26/2011 8:12:57 AM
mercuriant$25.003/26/2011 4:52:50 AM
capital-halo1$500.003/26/2011 8:46:18 AM
S-Master$50.003/26/2011 9:29:57 AM
WindsorFunds$100.003/26/2011 7:03:03 AM
Oak-Parker$25.003/26/2011 2:29:10 PM
aquistoyraul$25.003/26/2011 8:52:48 AM
symbiosis$25.003/26/2011 9:59:27 AM
umfan123$25.003/26/2011 3:16:42 PM
poppinkid$25.003/26/2011 2:21:57 PM
ivy-league-MBA$25.003/26/2011 3:58:28 PM
Engineer44$25.003/26/2011 3:59:51 PM
Yomain$125.003/26/2011 4:07:29 PM
sfmf$40.003/26/2011 4:16:43 PM
successful-generosity$25.003/26/2011 4:25:06 PM
payout-banker4$25.003/26/2011 4:33:31 PM
AF-Chief$50.003/26/2011 4:09:23 PM
Easystreet$25.003/26/2011 4:33:35 PM
MadHun$100.003/26/2011 4:33:55 PM
irrelevant$25.003/26/2011 4:36:05 PM
silver-enlightenment0$27.763/26/2011 4:36:19 PM
chkrvrty$50.003/26/2011 4:36:53 PM
credible-balance6$25.003/26/2011 4:25:04 PM
worthy-bid8$50.003/26/2011 4:25:12 PM
thoughtful-currency5$50.003/26/2011 4:32:08 PM
chungfang$100.003/26/2011 4:37:42 PM
96 Investments
 
Borrower Payment Dependent Notes Series 497938
This series of Notes was issued and sold upon the funding of the borrower loan #48054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1998 Debt/Income ratio: 16%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:15y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,366Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: red-penny-burger Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan For Debt Consolidation
Purpose of loan: This loan will be used to consolidate debt that I have.

My financial situation: I'm a good candidate because I have 650 credit score. I pay my bills on time. I'm a dependable person having been on job for almost 16 years. My monthly income of $3400 minus the $1390 in expenses leaves a montly total of $2010. This allows plenty of cash flow to pay my monthly loan payment.


Monthly net income: $3400
Monthly expenses: $1390
Housing: $875
Insurance: $0
Car expenses: $0
Utilities: $ 50
Phone, cable, internet: $140
Food, entertainment: $75
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you let me know what the situation was surrounding the delinquency and secondly why you are asking for about double the amount of your revolving debt. Thank you. - CASSHMAN
A: The delinquency revolved around a cable box. When comcast moved to digital cable they sent a technician to install my new box and retrieve the old one. As it turns out he never returned the old box and I was absolutely unaware of this until it appeared on my credit. I would have no reason to keep an old cable box and was frustrated by the situation. The reason for asking for more than my revolving debt is to have a small financial cushion and create a savings while repaying the debt. (Mar-24-2011)
Q: Hi - Can you please tell us what interest rate you're paying on your outstanding debt? - worldly-money4
A: Hi: The interest I'm paying is 26.99% for the credit cards. I have had no deliquecies therefore I pay my bills in time. I would the use the loan to remove most of the balance and thus lower the interest rate. (Mar-25-2011)
Q: Can you please tell us what the remaining ~$4K will be used for since your outstanding loan balance is only $3,366? - worldly-money4
A: Certainly. I'm making a effort to provide a financial cushion for myself as well as stay ahead (Mar-25-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/14/2011 5:31:41 PM
golffish2$50.003/15/2011 4:58:14 AM
reward-adventure$50.003/15/2011 4:59:12 AM
careful-compassion$25.003/15/2011 1:33:55 PM
wbahl$25.003/16/2011 8:11:05 PM
ghinga$25.003/17/2011 4:56:39 AM
brightest-dignified-penny$25.003/17/2011 4:21:12 PM
Weaverville$25.003/20/2011 7:38:15 AM
trippd6$25.003/20/2011 10:29:22 PM
GElender$25.003/22/2011 6:08:11 AM
inspiring-reward$100.003/22/2011 9:14:02 AM
money-surge1$50.003/22/2011 4:46:00 PM
point-kitten6$50.003/23/2011 8:38:38 PM
asset-professor$50.003/24/2011 2:29:21 AM
EarlyRiser$250.003/24/2011 9:46:26 AM
finance-prescription$50.003/24/2011 5:33:00 AM
GatorBux$50.003/24/2011 11:09:35 AM
impressive-p2p7$25.003/24/2011 11:19:57 AM
benjamins-utopia$100.003/24/2011 11:48:37 AM
dollar-cherry6$100.003/25/2011 9:33:33 AM
Artist_Blue$25.003/25/2011 1:21:33 AM
Ocean713$50.003/25/2011 11:32:59 AM
credit-sycamore4$100.003/25/2011 8:48:01 AM
lendstats_com$200.003/25/2011 5:14:44 PM
magnetic-dedication3$25.003/25/2011 5:48:55 PM
hope-hickory$50.003/25/2011 6:20:05 PM
jjswanso$50.773/25/2011 6:36:34 PM
loss-of-control$150.003/25/2011 6:56:02 PM
ethicalhumanist$25.003/25/2011 7:19:23 PM
Rogelio48$30.003/25/2011 7:59:24 PM
Gobsek$25.003/25/2011 8:34:24 PM
lendstats_com$200.003/25/2011 12:42:26 PM
NYCFinancier$25.003/25/2011 5:44:09 PM
lie21073$50.003/25/2011 10:03:36 PM
zotzot$25.003/25/2011 6:25:29 PM
duty-windmill$25.003/26/2011 12:02:55 AM
kind-adventurous-finance$50.003/25/2011 4:27:44 PM
a-restless-dollar$50.003/25/2011 8:58:12 PM
hookUup$25.003/25/2011 9:29:31 PM
MADAOO7$25.003/25/2011 5:49:16 PM
113121$424.583/26/2011 4:43:46 AM
p2p-gala$30.003/25/2011 10:40:17 PM
order-bee1$50.003/25/2011 11:31:20 PM
Speculator$100.003/25/2011 6:26:32 PM
Yomain$50.003/26/2011 12:17:48 AM
wise-skillful-benjamins$100.003/26/2011 1:11:23 AM
EBITDA$25.003/26/2011 1:56:12 AM
Mariner3605$25.003/25/2011 7:10:01 PM
DasMula$57.003/25/2011 8:00:41 PM
orange-preeminant-bill$36.403/26/2011 3:31:23 AM
Yaout$100.003/25/2011 8:24:54 PM
kublai$300.003/25/2011 8:31:57 PM
careful-return0$25.003/25/2011 8:39:05 PM
Binan$36.003/26/2011 4:54:04 AM
capital-party6$200.003/25/2011 9:37:52 PM
treasure-singularity$45.003/25/2011 10:08:52 PM
vishal29$25.003/25/2011 10:44:14 PM
mrxtravis$65.923/25/2011 11:59:03 PM
treasure-bliss$50.003/26/2011 3:14:06 AM
suave-dime6$25.003/14/2011 5:32:09 PM
Interstate_Rate$100.003/14/2011 5:33:35 PM
simplelender80$100.003/14/2011 5:28:16 PM
worldly-money4$150.003/14/2011 5:37:25 PM
lloyd_s$25.003/15/2011 1:46:43 AM
SolarMoonshine$25.003/14/2011 6:13:20 PM
SFBank$50.003/14/2011 6:42:22 PM
ingenious-deal6$25.003/14/2011 5:20:51 PM
2grindstones$25.003/14/2011 7:33:49 PM
patriot897$25.003/15/2011 11:14:02 AM
competent-p2p$25.003/15/2011 12:07:32 PM
leodaguy$25.003/15/2011 9:25:26 PM
Jack55304$125.003/16/2011 8:48:30 AM
firsttouch1$200.003/16/2011 5:36:22 PM
SBT$25.003/16/2011 8:53:28 PM
zotzot$25.443/17/2011 1:54:46 PM
tnjohnso$25.003/17/2011 9:16:44 PM
PRGuyinVA$25.003/18/2011 2:47:30 PM
economy-producer$25.003/19/2011 9:58:04 AM
w3alter$100.003/19/2011 4:52:03 PM
smilinsam$50.003/21/2011 2:16:50 PM
Bob450$25.003/22/2011 1:58:48 AM
thelovebug$100.003/22/2011 8:21:40 AM
zippy-interest$25.003/22/2011 7:16:14 PM
bid-czar8$50.003/23/2011 3:08:39 AM
ivy-league-MBA$25.003/23/2011 10:40:29 AM
DonaldColorado$50.003/23/2011 12:53:57 PM
burrito6$25.003/24/2011 8:30:25 AM
tech310$50.003/24/2011 1:26:20 AM
RetiredATC$50.003/25/2011 2:23:19 AM
sonnet771$69.363/25/2011 9:34:41 AM
CASSHMAN$125.003/25/2011 7:50:11 AM
Raetha$25.003/25/2011 2:39:18 PM
AdrianWapcaplet$100.413/25/2011 6:19:52 PM
robot777$100.003/25/2011 6:36:28 PM
Oak-Parker$26.003/25/2011 6:42:00 PM
squarebob$25.003/25/2011 5:19:27 PM
gunderstone$50.003/25/2011 8:19:32 PM
intrepid-loot$25.003/25/2011 9:00:19 PM
C2Banking$100.003/25/2011 9:32:34 PM
money-fort$30.003/25/2011 7:22:41 PM
daekpon$50.003/25/2011 5:28:33 PM
Loanstou$55.473/26/2011 3:42:17 AM
reflective-rupee$300.333/26/2011 4:02:07 AM
InspireLife$25.003/25/2011 9:40:51 PM
Finchy78$25.003/25/2011 5:50:22 PM
msmlender$89.353/26/2011 5:06:45 AM
jybank$25.003/25/2011 6:30:26 PM
bibliomania$25.003/26/2011 1:45:16 AM
himistu22$25.003/25/2011 7:09:19 PM
nilonc1$25.003/25/2011 7:10:52 PM
wwwUniversal$25.003/26/2011 3:20:53 AM
hookUup$25.003/25/2011 9:39:51 PM
SkinnyFish$7.973/26/2011 5:12:16 AM
brightest-compassion-omatic$55.003/25/2011 11:27:04 PM
FinanceEngine$40.003/25/2011 11:50:32 PM
JoeDuck$250.003/26/2011 12:41:33 AM
mercuriant$25.003/26/2011 4:52:43 AM
117 Investments
 
Borrower Payment Dependent Notes Series 498072
This series of Notes was issued and sold upon the funding of the borrower loan #48086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1998 Debt/Income ratio: 37%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:14y 10m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,394Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: diligent-velocity6 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
I have had water coming into my basement for the last 5 years. i need to fix this before it ruins my bathroom and becomes a larger expense.


My financial situation:
I am a good candidate for this loan because...

My credit is 632 it was damage in 2000 and slowly getting higher every year. My credit report stats I am A+ when paying my bills on time.


Monthly net income: $ 3600.00
Monthly expenses: $3000
Housing: $ 986
Insurance: $ 150
Car expenses: $300.00
Utilities: $ 250
Phone, cable, internet: $ 250
Food, entertainment: $ 500
Clothing, household expenses: $ 250
Credit cards and other loans: $ 314
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total loan balance142000 appraised value: $144900 assessed value $16,670 (Mar-16-2011)
Q: Can you tell us what your relatively high revolving credit balance is from? Is it a HELOC or credit cards, or a mix? Thanks! - zotzot
A: Not sure what Heloc is but most of my revolving credit comes from loans from the bank. Unsecured line of credit. Thanks (Mar-16-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/16/2011 9:07:35 AM
worldly-money4$150.003/16/2011 9:08:17 AM
reflective-rupee$25.333/16/2011 9:51:04 AM
simplelender80$100.003/16/2011 9:04:30 AM
Jack55304$125.003/16/2011 9:17:14 AM
leodaguy$25.003/16/2011 9:14:24 AM
wbahl$25.003/16/2011 8:11:28 PM
dime-vista2$25.003/16/2011 10:00:03 PM
umfan123$25.003/17/2011 12:05:15 AM
zone6$100.003/17/2011 7:09:35 AM
first-serene-credit$25.003/17/2011 8:58:25 AM
squarebob$50.003/17/2011 8:07:33 AM
2grindstones$25.003/16/2011 9:57:38 PM
platinum-czar$100.003/16/2011 11:09:35 PM
Nerdster1$25.053/17/2011 3:52:15 AM
valiant-money$25.003/17/2011 9:17:37 AM
jakebrady$36.003/17/2011 4:39:59 PM
silver-cloud$25.003/17/2011 4:34:05 PM
lender12345$25.003/17/2011 8:53:15 PM
kc8fot$35.003/18/2011 5:46:17 AM
autonomous-truth$50.003/17/2011 8:10:22 PM
chameleon125$25.003/18/2011 6:49:34 AM
exuberant-dime$59.083/18/2011 4:45:55 AM
worldly-gold$50.003/18/2011 1:58:07 PM
sweetlan$25.003/18/2011 2:02:07 PM
gizzywump$100.003/18/2011 10:04:17 AM
trade-elm$30.003/18/2011 6:44:04 AM
PRGuyinVA$25.003/18/2011 2:47:50 PM
Gobsek$25.003/18/2011 6:55:57 AM
RyanM561$25.003/18/2011 7:08:57 AM
cognizant-responsibility9$26.103/18/2011 12:45:08 PM
mpatrick$25.003/18/2011 11:17:55 AM
brainy-repayment5$250.003/18/2011 6:29:49 PM
Pitufo$25.003/18/2011 6:30:27 PM
economy-producer$25.003/19/2011 9:58:37 AM
w3alter$100.003/19/2011 4:52:25 PM
ookamikun$150.003/20/2011 12:48:40 PM
zotzot$50.443/20/2011 4:04:45 PM
investment-raker8$50.003/20/2011 10:47:23 AM
trippd6$25.003/20/2011 10:12:12 PM
cash-raccoon$30.003/21/2011 9:30:27 AM
youngtrader$150.003/20/2011 5:16:43 PM
GCSS$25.003/21/2011 12:37:33 PM
income-rocker2$34.003/21/2011 11:07:30 AM
dough-souffle$45.003/21/2011 1:19:02 PM
Bocephus1959$29.903/21/2011 2:19:26 PM
CA-Lender$100.003/16/2011 9:11:32 AM
ingenious-deal6$25.003/16/2011 9:05:25 AM
Malkial$25.003/16/2011 9:31:31 AM
Azonic21$25.003/16/2011 9:06:58 AM
patriot897$25.003/16/2011 9:09:14 AM
favorite-commerce$50.003/16/2011 1:09:55 PM
important-openness1$75.003/16/2011 8:03:53 PM
courteous-kindness1$25.003/16/2011 8:20:10 PM
SecondChanceLendingSERV$25.003/16/2011 9:16:49 PM
nilonc1$28.403/17/2011 5:17:23 AM
leverage-monger$66.003/17/2011 8:08:38 AM
Land_on_your_feet$58.893/16/2011 9:43:58 PM
pietro_torna_indietro$25.003/17/2011 12:54:21 PM
jmichael23$50.003/17/2011 10:50:44 AM
grnii78$100.003/17/2011 5:55:48 PM
tnjohnso$25.003/17/2011 9:17:15 PM
CapricornLending$25.003/18/2011 4:53:08 AM
VTXRider$25.003/18/2011 5:54:55 AM
genelinist$25.003/17/2011 10:17:55 PM
direct-social3$25.003/17/2011 10:22:55 PM
Blessed1958$30.003/18/2011 9:28:50 AM
mykkai$25.003/18/2011 7:55:37 AM
forthright-loot7$50.003/18/2011 3:52:06 AM
hard-working-reward2$25.003/18/2011 1:14:27 PM
principal-laser$42.363/18/2011 4:59:04 AM
siddman$243.893/18/2011 9:22:24 AM
payout-paddle1$50.003/18/2011 10:21:46 AM
neutrino6$50.003/18/2011 1:44:09 PM
aztocas$25.003/19/2011 11:22:35 AM
Reliance_Banker$25.003/20/2011 10:57:37 AM
Josphine$25.003/20/2011 7:37:18 PM
leverage-monger$25.003/21/2011 9:35:41 AM
income-rocker2$50.003/21/2011 11:07:56 AM
Intelon$54.563/21/2011 12:36:49 PM
80 Investments
 
Borrower Payment Dependent Notes Series 498215
This series of Notes was issued and sold upon the funding of the borrower loan #48188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1998 Debt/Income ratio: 16%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,437Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: order-comforter Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to pay off license for business (software)

My financial situation:
I am a good candidate for this loan because I am able to pay this loan back with money from my current income. I am currently employed and building this business on the side.


Monthly net income: $ 6300 (this amount does not include bonus of 36K per year)
Monthly expenses: $ 5000
Housing: $2200
Insurance: $120
Car expenses: $392
Utilities: $300
Phone, cable, internet: $60
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $1390
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage balance is 292,000. The current market value is approximately 280,000 (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Interstate_Rate$100.003/15/2011 5:18:30 PM
WindyKid$26.513/15/2011 5:03:50 PM
favorite-commerce$50.003/15/2011 5:57:49 PM
SolarMoonshine$25.003/15/2011 6:19:58 PM
cloud8$40.003/16/2011 1:59:17 AM
Azonic21$25.003/15/2011 5:05:42 PM
suave-dime6$25.003/15/2011 5:06:06 PM
Nerdster1$25.053/16/2011 3:45:05 AM
reflective-rupee$100.333/15/2011 5:14:39 PM
shrewd-peace7$25.003/15/2011 11:26:19 PM
Jack55304$125.003/16/2011 8:49:07 AM
integrity-doctor$100.003/16/2011 11:29:51 AM
leverage-monger$25.003/16/2011 11:06:00 AM
Malkial$25.003/16/2011 9:31:37 AM
dynrep$25.003/16/2011 4:22:10 PM
wbahl$25.003/16/2011 8:11:20 PM
courteous-kindness1$25.003/16/2011 8:20:08 PM
ttnk62918$25.003/16/2011 8:30:16 PM
leverage-monger$25.003/16/2011 6:29:50 PM
secureincome$1,000.003/16/2011 8:25:27 PM
2grindstones$50.003/16/2011 9:55:00 PM
umfan123$25.003/17/2011 12:07:13 AM
head$25.003/17/2011 2:48:42 AM
melodious-openness$200.003/17/2011 5:04:36 AM
mlj0671$25.003/16/2011 9:45:19 PM
sensational-worth7$50.003/16/2011 11:18:20 PM
zone6$100.003/17/2011 7:25:57 AM
larryboy10$50.003/16/2011 10:09:31 PM
RetirementMoney$25.003/16/2011 10:35:02 PM
gokart83$25.003/17/2011 5:07:56 AM
thankful-nickel2$25.003/17/2011 2:24:10 PM
pietro_torna_indietro$25.003/17/2011 12:58:37 PM
profitable-money$25.003/17/2011 9:55:47 PM
cash-queen$25.003/18/2011 12:00:20 AM
SkyLoan$36.143/17/2011 6:11:57 PM
vishal29$50.003/17/2011 9:19:13 PM
sonicpluto$25.003/17/2011 4:25:45 PM
Gandalf0001$30.003/17/2011 7:06:43 PM
whatreality$25.003/18/2011 1:47:28 AM
simplelender80$200.003/15/2011 5:04:30 PM
patriot897$25.003/15/2011 5:07:21 PM
DHolly$50.003/15/2011 5:09:30 PM
CA-Lender$100.003/15/2011 5:18:48 PM
Kreditorium$25.003/16/2011 1:52:44 AM
ingenious-deal6$25.003/15/2011 5:04:47 PM
worldly-money4$150.003/15/2011 5:06:21 PM
Eric_Gagne$25.003/16/2011 5:45:57 AM
JustMee$25.003/15/2011 9:23:58 PM
leodaguy$25.003/15/2011 9:25:53 PM
zotzot$25.443/16/2011 11:50:39 AM
golffish2$100.003/16/2011 5:00:44 AM
loanman2007$50.003/16/2011 12:39:38 PM
leverage-monger$25.003/16/2011 7:35:32 AM
important-openness1$75.003/16/2011 7:07:19 PM
pietro_torna_indietro$38.083/16/2011 9:22:48 PM
dime-vista2$25.003/16/2011 9:37:12 PM
RMirish$50.003/17/2011 1:00:29 AM
spsavage$25.003/17/2011 2:43:58 AM
JDWCARD$100.003/17/2011 2:53:01 AM
SecondChanceLendingSERV$25.003/16/2011 9:14:16 PM
mammalian4$25.003/17/2011 5:06:04 AM
Christophe$25.003/17/2011 7:31:16 AM
leverage-monger$25.773/17/2011 7:58:51 AM
red-favorable-basis$25.003/17/2011 2:27:17 AM
Moe87$30.003/17/2011 3:32:18 AM
the-silver-blaster$75.003/17/2011 5:22:58 AM
EL_Papin$100.003/17/2011 6:39:26 AM
buffalobills$25.003/17/2011 7:47:40 AM
Shining-Star$25.003/17/2011 1:09:26 AM
ethicalhumanist$25.003/17/2011 9:50:17 AM
SajDiddy$108.653/17/2011 10:58:57 AM
greencat$50.003/17/2011 11:00:15 AM
social-zebra$30.003/17/2011 8:29:06 AM
squarebob$50.003/17/2011 8:49:27 AM
sensational-worth7$50.003/17/2011 1:51:46 PM
red-contract-lionheart$25.003/17/2011 9:27:49 AM
Requiem$25.003/17/2011 9:57:48 AM
squarebob$50.003/17/2011 5:15:40 PM
zotzot$25.883/17/2011 5:27:55 PM
jmichael23$50.003/17/2011 11:05:00 AM
responsible-worth113$25.003/17/2011 5:07:01 PM
tnjohnso$25.003/17/2011 9:17:04 PM
magnetic-dedication3$25.003/17/2011 2:23:08 PM
payout-alien6$25.003/17/2011 2:40:57 PM
pound-puppy$25.003/17/2011 3:11:01 PM
best-generosity-financier$25.003/18/2011 12:35:57 AM
EBITDA$25.003/18/2011 1:32:21 AM
Snoopylover$25.003/18/2011 1:36:37 AM
platinum-cargo$40.253/17/2011 4:27:28 PM
mobius_titan$25.003/18/2011 1:52:53 AM
EretzCapital$25.003/17/2011 5:51:00 PM
91 Investments
 
Borrower Payment Dependent Notes Series 498220
This series of Notes was issued and sold upon the funding of the borrower loan #48164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 60 months Listing End date:  Mar-25-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $301.49
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2005 Debt/Income ratio: 18%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 9 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: durable-contract0 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
honda 1800 vtx
Purpose of loan: honda motorcycle
This loan will be used to... to purchase a motorcycle

My financial situation: good only have a truck payment
I am a good candidate for this loan because... i have good credit and not many bills


Monthly net income: $3500
Monthly expenses: $1000
Housing: $500
Insurance: $50
Car expenses: $400
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/16/2011 9:07:45 AM
CA-Lender$100.003/16/2011 9:11:37 AM
patriot897$25.003/16/2011 9:09:27 AM
leodaguy$25.003/16/2011 9:14:43 AM
Jack55304$125.003/16/2011 9:17:27 AM
kttalamo$50.003/16/2011 9:43:42 AM
transformer855$25.003/16/2011 3:33:06 PM
simplelender80$100.003/16/2011 9:04:40 AM
JustMee$25.003/16/2011 9:04:55 AM
113121$25.003/16/2011 9:14:19 AM
reflective-rupee$1,000.333/16/2011 9:57:57 AM
economy-popcorn$25.003/16/2011 1:05:16 PM
important-openness1$75.003/16/2011 7:56:49 PM
leverage-monger$25.003/16/2011 6:34:13 PM
EL_Papin$100.003/17/2011 8:47:58 AM
malar$25.003/17/2011 5:28:30 AM
loanman2007$200.003/17/2011 9:30:46 AM
tnjohnso$25.003/17/2011 4:14:11 PM
w3alter$100.003/19/2011 4:52:28 PM
mrsp2e$25.003/21/2011 8:57:01 AM
liberty-magnate$50.003/21/2011 11:04:52 AM
justasoldier$50.003/21/2011 8:47:52 PM
FinDoc$25.003/22/2011 4:18:30 PM
zippy-interest$25.003/22/2011 7:16:42 PM
bid-czar8$50.003/23/2011 3:09:35 AM
ivy-league-MBA$25.003/23/2011 10:40:59 AM
well-mannered-income3$80.003/23/2011 6:05:14 PM
zorg77$25.003/23/2011 5:22:15 PM
EarlyRiser$250.003/24/2011 9:46:08 AM
dollar-cherry6$100.003/25/2011 9:33:59 AM
first-charming-fund$27.253/25/2011 5:31:42 PM
Mariner3605$25.003/25/2011 7:16:37 PM
Yomain$150.003/25/2011 8:17:03 PM
Peterman$25.003/25/2011 8:35:20 PM
exchange-dreams$25.003/25/2011 9:27:35 PM
unequivocal-nickel1$25.003/25/2011 9:44:47 PM
unconquerable-openness9$200.003/25/2011 10:16:14 PM
vishal29$25.003/25/2011 11:00:28 PM
jjswanso$100.773/25/2011 6:52:36 PM
nilonc1$33.793/25/2011 7:01:15 PM
money-fort$25.003/25/2011 7:29:36 PM
Yaout$114.093/25/2011 8:10:28 PM
lucienphoto$50.003/25/2011 8:13:38 PM
daekpon$50.003/25/2011 5:24:54 PM
Finchy78$100.003/25/2011 5:27:27 PM
sudeep104$25.003/25/2011 9:13:21 PM
hookUup$25.003/25/2011 9:19:45 PM
lie21073$50.003/25/2011 9:38:15 PM
108lender$500.003/25/2011 5:50:25 PM
Kesselschlacht$200.003/25/2011 10:24:06 PM
contract-lionheart$101.023/25/2011 11:08:35 PM
hope-hickory$68.593/25/2011 6:31:45 PM
PunjabBank$265.003/25/2011 9:40:50 PM
worldly-money4$150.003/16/2011 9:08:19 AM
ingenious-deal6$25.003/16/2011 9:05:30 AM
zotzot$50.443/16/2011 11:17:36 AM
income-awakening6$25.003/16/2011 9:08:39 AM
houli123$500.003/16/2011 1:18:04 PM
ac787$27.003/16/2011 4:23:13 PM
leverage-monger$50.003/17/2011 8:12:06 AM
Nerdster1$35.053/17/2011 3:56:22 AM
ready-interest9$25.003/17/2011 6:37:17 PM
PRGuyinVA$25.003/18/2011 2:47:53 PM
competent-p2p$40.003/18/2011 7:03:21 PM
Bob450$25.003/19/2011 8:51:41 AM
economy-producer$25.003/19/2011 9:58:42 AM
Num1Knicks$25.003/21/2011 7:28:13 PM
KarlMarx$25.003/22/2011 8:31:01 AM
point-kitten6$50.003/23/2011 8:38:54 PM
reward-adventure$50.003/24/2011 9:28:21 AM
finance-prescription$50.003/24/2011 5:33:26 AM
benjamins-utopia$100.003/24/2011 11:48:51 AM
burrito6$25.003/24/2011 8:30:47 AM
rockhound84$25.003/24/2011 6:19:44 AM
credit-sycamore4$100.003/25/2011 8:48:55 AM
wealth-samaritan2$25.003/25/2011 5:23:20 PM
squarebob$25.343/25/2011 6:11:15 PM
Speculator$100.003/25/2011 6:35:51 PM
kingpin1$50.003/25/2011 6:51:44 PM
best-generosity-financier$25.003/25/2011 7:20:46 PM
DasMula$27.003/25/2011 8:06:02 PM
mcgovern2024$100.003/25/2011 10:57:05 AM
gunderstone$50.003/25/2011 8:09:08 PM
capital-party6$100.003/25/2011 9:24:59 PM
worldly-money4$1,500.003/25/2011 2:17:40 PM
investment-kingdom$100.003/25/2011 9:44:55 PM
jybank$25.003/25/2011 6:28:01 PM
top-investment-american$50.003/25/2011 6:30:27 PM
kind-adventurous-finance$50.003/25/2011 4:28:03 PM
robot777$25.003/25/2011 6:43:14 PM
Doodlemeyer$200.003/25/2011 7:54:15 PM
gulch$200.003/25/2011 6:12:23 PM
hawaiitechnical$25.003/25/2011 11:00:05 PM
shrewd-income$104.333/25/2011 6:30:43 PM
Oak-Parker$25.003/25/2011 6:52:31 PM
loss-of-control$100.003/25/2011 7:03:58 PM
head$25.003/25/2011 7:59:06 PM
C2Banking$100.003/25/2011 10:01:03 PM
98 Investments
 
Borrower Payment Dependent Notes Series 498307
This series of Notes was issued and sold upon the funding of the borrower loan #48142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-16-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $397.32
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 10.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1990 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $18,574Stated income:$100,000+
Delinquencies in last 7y: 16 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: captaincarl Borrower's state: Massachusetts Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 76 ( 100% ) 660-679 (Latest)
Principal borrowed: $13,601.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
640-659 (May-2008)
620-639 (Mar-2007)
 
Principal balance: $4,018.44 31+ days late: 0 ( 0% )
Total payments billed: 76  
Description
Finishing a Basement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 7500
Monthly expenses: $
Housing: $2900
Insurance: $240
Car expenses: $850
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $1000
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
trumpeter5$25.003/16/2011 5:04:43 PM
DoctorJoe$25.003/16/2011 6:05:16 PM
BxRealtor$25.003/16/2011 6:14:16 PM
buukyak$25.003/16/2011 6:02:48 PM
Aberdeen$3,000.003/16/2011 6:10:52 PM
CA-Lender$100.003/16/2011 6:17:14 PM
DasMula$107.003/16/2011 6:03:43 PM
patriot897$25.003/16/2011 6:12:54 PM
wbahl$25.003/16/2011 8:14:10 PM
Feyenoord$25.003/17/2011 1:55:37 AM
SimpleChoice$25.003/17/2011 1:58:00 AM
ac787$32.003/16/2011 11:58:35 PM
platinum-dojo$25.003/16/2011 8:38:09 PM
FinanceEngine$25.003/17/2011 3:56:08 PM
squarebob$25.003/17/2011 9:11:52 AM
helpful-payout$50.003/17/2011 9:40:01 AM
zotzot$100.443/17/2011 2:58:37 PM
chameleon125$100.003/18/2011 7:18:27 AM
a-unflappable-finance$100.003/18/2011 9:40:38 AM
golffish2$50.003/18/2011 11:46:49 AM
enthralling-deal180$50.003/19/2011 12:05:10 AM
GMPK_TLAS$50.003/19/2011 1:27:19 AM
RainyDayFunds$25.003/19/2011 2:24:09 PM
professional-coin1$50.003/21/2011 1:11:34 PM
radforj22$25.003/22/2011 2:29:34 AM
JJ-Loans$100.003/22/2011 6:08:44 AM
Cashlender1992$34.333/22/2011 6:05:54 PM
zippy-interest$25.003/22/2011 7:14:04 PM
integrity-doctor$100.003/22/2011 8:48:16 PM
commerce-yeller$25.003/23/2011 12:48:02 PM
bold-shrewd-market$25.003/24/2011 12:19:37 PM
EarlyRiser$250.003/24/2011 9:45:41 AM
hamster$25.003/24/2011 10:42:17 AM
benjamins-utopia$100.003/24/2011 4:01:21 PM
efficient-treasure0$25.003/24/2011 7:13:23 AM
nickel-ferret$100.003/24/2011 2:32:33 PM
lendstats_com$481.523/24/2011 7:24:46 PM
Clambake$50.003/24/2011 7:04:46 PM
credit-coach118$35.003/25/2011 5:33:55 PM
upperdeck$25.003/25/2011 5:42:15 PM
kind-adventurous-finance$75.003/25/2011 4:24:18 PM
shrewd-income$25.003/25/2011 6:29:08 PM
LittleMingo$30.003/25/2011 9:35:46 AM
lendstats_com$300.003/25/2011 5:12:40 PM
hookUup$25.003/25/2011 9:23:31 PM
magnetic-dedication3$25.003/25/2011 5:48:17 PM
robot777$100.003/25/2011 6:41:07 PM
gulch$40.003/25/2011 7:29:06 PM
Tomeus$150.003/25/2011 5:25:37 PM
BlessedEveryDay$40.003/25/2011 9:15:38 PM
sudeep104$25.003/25/2011 9:18:24 PM
friendly-worth3$25.003/25/2011 5:56:20 PM
capital-blueberry$25.003/25/2011 11:02:24 PM
GElender$50.003/26/2011 6:18:47 AM
fair-loan7$25.003/25/2011 6:50:53 PM
jasonrun$25.003/26/2011 7:12:15 AM
hawk357$30.003/26/2011 8:08:22 AM
shawnw2$375.003/26/2011 8:12:44 AM
kublai$500.003/25/2011 8:25:22 PM
Peterman$35.003/25/2011 8:34:18 PM
fabulous-community4$25.003/26/2011 3:48:44 AM
jaesposito$25.003/25/2011 8:48:44 PM
Jazzy503$25.013/25/2011 9:07:32 PM
kindness-hickory5$50.003/26/2011 5:43:33 AM
JoeDuck$200.003/26/2011 12:38:51 AM
Leshan$164.933/26/2011 6:43:53 AM
Johnab$25.003/26/2011 7:14:35 AM
vigilance-searcher$25.003/26/2011 7:59:01 AM
worldly-money4$180.483/26/2011 8:30:00 AM
msmlender$50.003/26/2011 4:58:35 AM
crw1950$28.683/26/2011 5:26:50 AM
NYCFinancier$25.003/26/2011 7:50:06 AM
shawnw2$1,400.003/26/2011 8:09:11 AM
reflective-rupee$100.333/16/2011 5:25:47 PM
MoneyForNothing$207.223/16/2011 5:16:15 PM
jga516$25.003/16/2011 5:44:45 PM
simplelender80$100.003/16/2011 6:13:44 PM
Weaverville$25.003/16/2011 6:15:46 PM
important-openness1$75.003/16/2011 8:05:17 PM
jdrez$25.003/16/2011 8:27:51 PM
Mikale360$25.003/16/2011 10:30:38 PM
suave-dime6$25.003/17/2011 3:19:33 AM
jmichael23$100.003/16/2011 8:32:32 PM
SLN-10$25.003/17/2011 10:03:14 AM
Nerdster1$25.053/17/2011 4:05:07 AM
realtormoises$25.003/17/2011 6:06:46 AM
loanman2007$200.003/17/2011 6:38:59 AM
LittleMingo$30.003/17/2011 8:41:25 AM
hostbank$100.003/17/2011 3:43:38 PM
Scotcha$50.003/17/2011 7:42:32 PM
lender12345$25.003/17/2011 8:54:56 PM
thankful-nickel2$25.003/17/2011 2:20:23 PM
loyalty-sherpa$25.003/17/2011 4:33:28 PM
tacopants$100.003/18/2011 2:07:33 AM
PRGuyinVA$50.003/18/2011 2:42:12 PM
power-companion7$100.003/18/2011 2:32:14 PM
atlas100$25.003/19/2011 6:44:41 AM
Eric_Gagne$25.003/19/2011 8:38:05 AM
money-surge1$50.003/20/2011 10:49:24 AM
HamachiMan$50.003/20/2011 4:28:20 PM
a_falk22$25.003/21/2011 1:48:38 PM
exact-gold2$50.003/21/2011 3:29:53 PM
grnii78$100.003/22/2011 3:48:26 PM
psycardis$50.003/22/2011 1:47:02 PM
intrepid-loot$75.003/22/2011 9:44:32 PM
point-kitten6$50.003/23/2011 8:38:56 PM
Veiglcc$25.003/23/2011 1:00:35 PM
Quiddity$50.003/24/2011 7:44:31 AM
competent-p2p$60.003/24/2011 1:28:37 PM
treasure-widget$25.003/24/2011 2:32:58 PM
mgking007$100.003/25/2011 5:25:39 PM
Chervianne$50.003/25/2011 7:28:17 AM
hope-hickory$50.003/25/2011 6:05:12 PM
money-fort$35.003/25/2011 7:29:11 PM
community-saver158$100.003/25/2011 7:36:15 PM
treasure-singularity$62.853/25/2011 10:15:15 PM
hookUup$25.003/25/2011 6:39:27 PM
gizzywump$100.003/26/2011 1:35:46 AM
influential-cash7$50.003/25/2011 7:10:53 PM
Mariner3605$50.003/25/2011 7:12:55 PM
credit-scout7$50.003/25/2011 5:17:04 PM
DasMula$57.003/25/2011 8:11:38 PM
careful-return0$50.003/25/2011 8:50:23 PM
reflective-rupee$400.333/26/2011 3:59:30 AM
108lender$500.003/25/2011 5:50:03 PM
warew$32.793/25/2011 6:17:48 PM
kind-efficient-credit$25.003/26/2011 5:54:30 AM
Oak-Parker$25.003/25/2011 6:47:13 PM
WindsorFunds$100.003/26/2011 7:04:07 AM
loss-of-control$100.003/25/2011 7:02:32 PM
NYCFinancier$25.003/26/2011 7:45:10 AM
heerzaquestion$180.003/26/2011 8:25:45 AM
Goodthing$300.003/26/2011 8:27:47 AM
vishal29$25.003/25/2011 10:58:18 PM
ldr2000$50.003/26/2011 8:02:49 AM
quickstep$340.043/26/2011 3:32:27 AM
jktravl$100.003/26/2011 6:44:24 AM
Preferred-Lender$50.003/26/2011 7:14:38 AM
soheagle$25.003/26/2011 8:01:05 AM
melodious-fairness$100.003/26/2011 8:05:02 AM
supreme-hope$30.003/26/2011 8:14:16 AM
141 Investments
 
Borrower Payment Dependent Notes Series 498471
This series of Notes was issued and sold upon the funding of the borrower loan #48145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1997 Debt/Income ratio: 15%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:13y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,107Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: rate-tent Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
guarentee
Purpose of loan:
This loan will be used to...pay unexpected tax due

My financial situation:
I am a good candidate for this loan because...I have a solid job and pay all of my bills on time,everytime


Monthly net income: $5000
Monthly expenses: $4000
Housing: $2300
Insurance: $
Car expenses: $750
Utilities: $80
Phone, cable, internet: $154
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I currently owe $241,000.00. I don't have a 2nd mortgage. The current value is $265,000.00. (Mar-21-2011)
Q: It appears your credit cards are maxed out: will you be able to make this payment and make progress at paying them down a bit? - zotzot
A: for sure, even though my cards appear maxed out, the balances are relatively low, as are the payments due on them. You can see that I am not late or behind on any of my cards. (Mar-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
loanman2007$100.003/20/2011 12:49:13 PM
rf7949$25.003/21/2011 5:55:29 AM
SecondChanceLendingSERV$25.003/21/2011 9:12:51 AM
Azonic21$25.003/20/2011 12:05:36 PM
wild-orange$100.003/21/2011 3:22:14 PM
CA-Lender$50.003/21/2011 11:47:57 AM
social-hunter5$27.813/22/2011 6:52:26 AM
ddoneday$26.573/22/2011 5:31:18 AM
justasoldier$25.003/21/2011 8:35:24 PM
CA-Lender$50.003/22/2011 10:26:24 AM
nickel-launcher$38.653/22/2011 8:37:52 AM
MrDance123$25.003/22/2011 11:24:48 AM
DHolly$50.003/23/2011 8:13:30 AM
terrific-peace8$33.273/23/2011 6:55:28 AM
Lubava$50.003/23/2011 8:13:34 AM
SolarMoonshine$25.003/20/2011 5:32:12 PM
transformer855$25.003/20/2011 9:15:32 PM
worldly-money4$100.003/20/2011 12:02:32 PM
Eric_Gagne$25.003/21/2011 6:52:14 AM
sharpey$25.003/21/2011 7:57:27 AM
reflective-rupee$400.333/21/2011 11:17:57 AM
zotzot$50.443/21/2011 8:02:24 PM
leverage-reaction$25.003/22/2011 3:44:24 AM
yons88$30.003/22/2011 11:39:37 AM
loss-of-control$150.003/22/2011 6:10:40 PM
850$50.003/22/2011 10:56:50 PM
squarebob$25.003/22/2011 6:42:13 PM
cjames84$25.003/23/2011 8:16:06 AM
Rogelio48$30.003/23/2011 8:48:42 AM
thankful-nickel2$25.003/22/2011 7:41:43 PM
buffalobills$25.003/22/2011 8:29:18 PM
worldly-money4$212.933/23/2011 10:10:08 AM
integrity-doctor$100.003/22/2011 9:04:35 PM
33 Investments
 
Borrower Payment Dependent Notes Series 498529
This series of Notes was issued and sold upon the funding of the borrower loan #48130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1988 Debt/Income ratio: 19%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,067Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: fund-trapper7 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan: Debt Consolidation
This loan will be used to...Pay Debts

My financial situation: Good
I am a good candidate for this loan because...Great Payment record


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/17/2011 5:05:16 PM
leodaguy$25.003/17/2011 5:09:47 PM
DHolly$50.003/17/2011 5:11:45 PM
SolarMoonshine$25.003/17/2011 6:12:56 PM
lendstats_com$200.003/17/2011 8:28:04 PM
courteous-kindness1$25.003/18/2011 3:41:01 AM
suave-dime6$25.003/17/2011 5:08:18 PM
worldly-money4$150.003/17/2011 5:08:32 PM
Jack55304$125.003/17/2011 5:10:08 PM
one-midas$25.003/17/2011 7:20:28 PM
ThisGuyIKnow$25.003/18/2011 2:17:20 AM
erowis$55.003/18/2011 8:00:18 AM
Maximum_Investment$28.793/18/2011 5:53:37 PM
economy-producer$25.003/19/2011 9:59:16 AM
w3alter$100.003/19/2011 4:52:51 PM
zippy-interest$25.003/22/2011 7:17:19 PM
finance-prescription$50.003/24/2011 5:33:45 AM
benjamins-utopia$100.003/24/2011 11:49:02 AM
EarlyRiser$250.003/24/2011 9:46:43 AM
burrito6$25.003/24/2011 8:31:04 AM
108lender$300.003/25/2011 5:52:09 PM
Yaout$100.003/25/2011 8:27:30 PM
hookUup$25.003/25/2011 9:38:12 PM
power-secret-agent$25.003/25/2011 11:43:09 PM
Mariner3605$25.003/25/2011 7:20:24 PM
Yomain$50.003/25/2011 8:17:44 PM
a-restless-dollar$50.003/25/2011 8:59:44 PM
reflective-rupee$350.333/26/2011 4:26:23 AM
intrepid-loot$25.003/26/2011 4:54:24 AM
Speculator$100.003/25/2011 6:39:49 PM
Rogelio48$40.003/25/2011 8:02:00 PM
supreme-hope$25.003/26/2011 8:20:31 AM
worldly-money4$850.003/26/2011 8:36:46 AM
cjames84$25.003/26/2011 9:06:24 AM
hookUup$25.003/25/2011 9:27:05 PM
bassman46$100.003/26/2011 9:42:19 AM
FinanceEngine$30.003/25/2011 11:58:05 PM
mcgovern2024$25.003/26/2011 11:02:57 AM
hellasow$25.003/26/2011 8:02:40 AM
Leopoldine$25.003/26/2011 12:12:04 PM
Helenska11$150.003/26/2011 9:19:15 AM
zotzot$25.443/26/2011 12:25:10 PM
loss-of-control$150.003/26/2011 9:50:57 AM
symbiosis$25.003/26/2011 10:01:39 AM
astute-investment5$25.003/26/2011 10:45:49 AM
reward-dynamo$25.003/26/2011 12:46:51 PM
2grindstones$25.003/26/2011 11:09:42 AM
Bob450$25.003/26/2011 1:00:34 PM
autonomous-truth$100.003/26/2011 1:14:09 PM
platinum-czar$39.363/26/2011 11:44:19 AM
RyanM561$25.003/26/2011 12:26:43 PM
profitable-money$25.003/26/2011 2:42:21 PM
compwhiz$25.003/26/2011 9:00:06 AM
wild-orange$25.003/26/2011 1:07:03 PM
draggon77$25.003/26/2011 3:16:33 PM
cash-queen$25.003/26/2011 11:17:10 AM
sjo1984111$33.003/26/2011 3:47:59 PM
well-mannered-income3$60.003/26/2011 2:26:21 PM
squarebob$50.003/26/2011 11:58:10 AM
wealth-competitor$25.003/26/2011 12:07:17 PM
engaging-worth$25.003/26/2011 3:17:00 PM
LoanerPrincipal$25.003/26/2011 3:30:48 PM
ferrous$75.003/26/2011 3:44:18 PM
piano55$30.003/26/2011 12:37:36 PM
AndyT1999$25.003/26/2011 1:06:56 PM
larryboy10$25.003/26/2011 1:34:11 PM
mammalian4$25.003/26/2011 2:09:31 PM
liberty-magnate$25.003/17/2011 11:02:58 PM
reflective-rupee$350.333/17/2011 9:33:01 PM
simplelender80$100.003/17/2011 5:03:02 PM
joee$25.003/18/2011 1:52:41 AM
patriot897$25.003/17/2011 5:09:02 PM
CA-Lender$100.003/17/2011 5:09:26 PM
lloyd_s$25.003/18/2011 2:10:15 AM
investment-artist$25.003/18/2011 9:15:55 AM
wonder3$25.003/18/2011 6:34:15 AM
DasMula$57.003/18/2011 4:23:14 PM
magnetic-dedication3$25.003/19/2011 9:27:13 AM
wbahl$25.003/21/2011 7:11:21 AM
GElender$25.003/22/2011 6:07:11 AM
bid-czar8$50.003/23/2011 3:10:01 AM
credit-sycamore4$100.003/25/2011 8:49:33 AM
transformer855$25.003/25/2011 9:49:40 AM
kind-adventurous-finance$50.003/25/2011 4:28:17 PM
robot777$25.003/25/2011 6:45:39 PM
Oak-Parker$25.003/25/2011 6:49:19 PM
lendstats_com$100.003/25/2011 1:02:43 PM
C2Banking$100.003/25/2011 9:37:35 PM
interest88$25.003/26/2011 12:18:23 AM
gold-cluster$100.003/25/2011 6:52:19 PM
himistu22$25.003/25/2011 7:15:03 PM
money-fort$30.003/25/2011 7:34:04 PM
daekpon$25.003/25/2011 5:25:58 PM
treasure-singularity$45.003/25/2011 10:14:22 PM
friendly-worth3$25.003/25/2011 6:00:43 PM
svandgts$100.003/25/2011 6:58:39 PM
mercuriant$25.003/26/2011 4:53:18 AM
pani5ue$25.003/26/2011 9:50:34 AM
order-bee1$25.003/25/2011 11:39:14 PM
gothampark$25.003/26/2011 10:03:36 AM
jstnow$25.003/25/2011 11:51:26 PM
vest_vortex$25.003/26/2011 10:03:51 AM
adir1$25.003/26/2011 11:12:06 AM
platinum-czar$100.003/26/2011 2:18:40 AM
kendallv$40.003/26/2011 8:05:23 AM
jasonrun$25.003/26/2011 8:06:21 AM
entrepreneur99$50.003/26/2011 11:19:57 AM
Astyanax$70.003/26/2011 11:34:08 AM
Control$25.003/26/2011 2:40:49 PM
pumatrap$25.003/26/2011 2:56:48 PM
dynamic-platinum$25.003/26/2011 12:38:31 PM
mcgovern2024$25.003/26/2011 11:03:55 AM
loanman2007$200.003/26/2011 1:26:22 PM
tashara$25.003/26/2011 3:37:49 PM
amlu1988$25.003/26/2011 11:22:48 AM
hitsman$50.003/26/2011 11:48:03 AM
the-dollar-topper$100.003/26/2011 2:43:13 PM
Gibbyland$100.003/26/2011 1:18:00 PM
shrewd-income$40.753/26/2011 3:49:28 PM
119 Investments
 
Borrower Payment Dependent Notes Series 498607
This series of Notes was issued and sold upon the funding of the borrower loan #48106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1990 Debt/Income ratio: 22%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:9y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,961Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: euphoria678 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Payment
Purpose of loan:
This loan will be used to...Tax Payment

My financial situation:
I am a good candidate for this loan because...I have an excellent Government Job. I had a family member die within the last year and sacrificed my credit dealing with that. I have rental properties which account for some money in net income and other expenses.


Monthly net income: $5573.83
Monthly expenses: $5,000
Housing: $750
Insurance: $65
Car expenses: $559
Utilities: $30
Phone, cable, internet: $177
Food, entertainment: $650
Clothing, household expenses: $150
Credit cards and other loans: $991
Other expenses: $1568.11
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. I currently rent and have 2 rental properties I own. present amount owed is $117,641.74. 2. Current zillow prices on properties total $321,000. (Mar-20-2011)
Q: Please publish a listing of account credit card debts for EACH of your current loans/debt/credit cards. (examples - Amex Card $1500 @ 29%, payday loan $5000 @ 69%, etc ...). No need to list any private information - Thanks! - Been_There_Owed_That
A: Discover [email protected], Cap one $17,[email protected], US Bank $13,[email protected], Car $8,[email protected], Wells Fargo $59,[email protected], and Wells Fargo $57,[email protected]. (Mar-25-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Azonic21$25.003/18/2011 5:02:24 PM
suave-dime6$25.003/18/2011 5:05:16 PM
zotzot$25.443/18/2011 5:49:55 PM
larryboy10$25.003/18/2011 5:08:21 PM
Artist_Blue$25.003/19/2011 1:44:53 AM
CA-Lender$100.003/18/2011 5:06:13 PM
lendstats_com$153.003/19/2011 4:17:54 PM
RyanM561$25.003/19/2011 12:07:31 PM
ingenious-deal6$25.003/20/2011 8:26:09 AM
credit-missile$75.003/20/2011 7:48:00 PM
w3alter$100.003/21/2011 5:27:07 AM
loanman2007$75.003/21/2011 4:20:28 AM
important-openness1$75.003/22/2011 2:48:51 PM
integrity-doctor$100.003/22/2011 9:09:08 PM
Peterman$25.003/23/2011 12:20:10 PM
zotzot$25.883/23/2011 12:33:22 PM
best-ingenious-funds$25.003/23/2011 9:34:09 AM
SFBank$100.003/23/2011 6:11:53 PM
finance-prescription$50.003/24/2011 5:34:00 AM
intrepid-loot$25.003/24/2011 4:59:33 AM
benjamins-utopia$100.003/24/2011 11:49:13 AM
economy-producer$25.003/24/2011 5:17:46 PM
bid-czar8$50.003/25/2011 8:14:05 AM
LuvToLend$25.003/24/2011 9:12:17 PM
LuckyDuck49$25.843/25/2011 4:11:09 PM
jktravl$100.003/26/2011 6:49:34 AM
red-favorable-basis$25.003/26/2011 2:18:16 AM
lucrative-deal5$32.003/26/2011 9:22:00 AM
brightest-excellent-rate$200.003/26/2011 9:22:49 AM
hookUup$25.003/25/2011 11:07:26 PM
brwnidgirl$50.003/26/2011 5:44:26 AM
hawk357$35.003/26/2011 8:11:08 AM
PunjabBank$25.003/26/2011 9:24:00 AM
power-secret-agent$25.003/26/2011 7:09:18 AM
NYCFinancier$25.003/26/2011 7:45:56 AM
kendallv$25.003/26/2011 7:55:23 AM
simplelender80$150.003/18/2011 5:01:52 PM
patriot897$25.003/18/2011 5:06:00 PM
leodaguy$25.003/18/2011 5:06:57 PM
Jack55304$125.003/18/2011 5:07:16 PM
reflective-rupee$300.333/18/2011 5:08:30 PM
pembull$75.003/18/2011 5:09:56 PM
Kash2010lu$25.003/19/2011 6:25:23 AM
worldly-money4$100.003/18/2011 5:04:59 PM
thankful-nickel2$50.003/18/2011 6:43:57 PM
Bob450$25.003/19/2011 2:36:16 AM
kindness-launcher$2,500.003/20/2011 1:59:13 PM
greencat$50.003/21/2011 7:25:36 AM
golffish2$50.003/21/2011 4:11:55 AM
squarebob$50.003/20/2011 3:25:54 PM
jjswanso$200.773/21/2011 5:53:06 AM
credit-missile$25.003/21/2011 5:47:52 PM
justasoldier$50.003/21/2011 8:18:33 PM
open-minded-p2p1$25.003/21/2011 7:06:42 PM
realtormoises$25.003/23/2011 2:31:08 AM
loss-of-control$100.003/22/2011 6:06:52 PM
zippy-interest$25.003/22/2011 7:17:35 PM
sturdy-peace9$25.003/23/2011 8:38:07 AM
stormtrooper72$100.003/24/2011 8:19:08 AM
burrito6$25.003/24/2011 8:31:15 AM
icon7$50.003/24/2011 5:44:48 PM
lendstats_com$150.003/25/2011 1:15:48 PM
contract-lionheart$200.003/25/2011 11:05:43 PM
jstnow$25.003/25/2011 11:41:52 PM
mercuriant$25.003/26/2011 4:53:25 AM
hookUup$25.003/25/2011 11:07:34 PM
vishal29$25.003/25/2011 11:11:48 PM
platinum-czar$100.003/26/2011 2:15:16 AM
jasonrun$25.003/26/2011 8:05:16 AM
loan-kung-fu$100.003/26/2011 6:03:37 AM
versatile-benefit933$46.743/26/2011 7:38:06 AM
RecoveryLender$30.103/26/2011 7:47:13 AM
vigilance-searcher$25.003/26/2011 8:03:51 AM
worldly-money4$400.003/26/2011 8:41:50 AM
reward-rancher$25.003/26/2011 6:05:32 AM
GElender$25.003/26/2011 6:26:05 AM
usanachris$25.003/26/2011 6:46:29 AM
compwhiz$25.003/26/2011 9:03:06 AM
Byrd24$100.003/26/2011 9:22:46 AM
S-Master$24.903/26/2011 9:31:00 AM
80 Investments
 
Borrower Payment Dependent Notes Series 498680
This series of Notes was issued and sold upon the funding of the borrower loan #48093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1991 Debt/Income ratio: 31%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,362Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: bonafide-return4 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hockey2011
Purpose of loan: Personal Trip
This loan will be used to... Fund unexpected trip to national hockey championships

My financial situation: Make good income
I am a good candidate for this loan because...I have an excellent work history and will be able to repay debt


Monthly net income: $5000 (combined with spouse)
Monthly expenses: $300
Housing: $1270
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $160
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total principle balance on home is $134,721.92. Second mortgage is $39,447.13 for a total of $174,169.05. The Zillow.com value of home is $178,300 (Mar-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/20/2011 12:02:29 PM
transformer855$25.003/20/2011 9:12:59 PM
DasMula$77.003/20/2011 4:01:33 PM
CA-Lender$50.003/21/2011 6:58:12 PM
lendstats_com$154.003/21/2011 8:58:42 PM
CA-Lender$50.003/23/2011 10:43:04 AM
Lubava$50.003/23/2011 7:45:48 PM
tidy-cash1$30.003/25/2011 10:24:39 AM
capital-kingdom$25.003/25/2011 7:33:28 AM
FinanceEngine$25.003/25/2011 9:38:47 AM
squarebob$25.003/25/2011 2:49:31 PM
MrBailey$70.163/25/2011 5:58:08 PM
sharpey$25.003/21/2011 7:57:28 AM
Artist_Blue$25.003/21/2011 6:11:25 AM
zotzot$25.443/21/2011 6:37:16 PM
reflective-rupee$200.333/21/2011 11:19:43 AM
wild-orange$50.003/21/2011 3:20:41 PM
loanman2007$100.003/22/2011 4:38:26 AM
sturdy-peace9$25.003/22/2011 8:35:04 AM
loss-of-control$150.003/22/2011 6:26:12 PM
850$50.003/22/2011 11:14:31 PM
social-hunter5$49.363/23/2011 7:16:59 AM
droopie1$25.003/23/2011 5:32:52 PM
SFBank$50.003/23/2011 6:13:09 PM
master648$28.713/23/2011 4:01:22 PM
Rogelio48$30.003/23/2011 4:42:30 PM
innovator2$25.003/24/2011 10:39:44 AM
penny-sergeant$25.003/25/2011 7:44:06 AM
lean-ore9$25.003/25/2011 10:23:23 AM
f4Tex$25.003/24/2011 10:40:32 PM
w3alter$100.003/25/2011 9:19:00 AM
Hummer-Guy$25.003/25/2011 9:57:28 AM
invincible-silver4$25.003/25/2011 10:38:42 AM
tzvie$25.003/25/2011 7:45:05 AM
youngtrader$100.003/25/2011 4:52:16 PM
justasoldier$35.003/25/2011 10:20:57 AM
innovator2$50.003/25/2011 5:15:36 PM
CreditPal$25.003/25/2011 5:42:39 PM
38 Investments
 
Borrower Payment Dependent Notes Series 498748
This series of Notes was issued and sold upon the funding of the borrower loan #48138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $477.32
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2000 Debt/Income ratio: 24%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,489Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: LMPjr007 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 52 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2008)
720-739 (Dec-2006)
 
Principal balance: $0.79 31+ days late: 0 ( 0% )
Total payments billed: 52  
Description
My loan for debt consolidation
With my business going well and I have decided to finally move to get myself out of credit card debt while at the same time expand my business. I am need of a $12,500 loan which I will be using in the following ways:

1) Pay off an $8,000 credit card. I have been paying on this card weekly the amount of $125 for the last four years with a credit card interest rate of 22.99% and my bank will still not lower my interest rate on this credit card. This has forced me to decide to pay it all off with a Prosper loan.

2) Spend the remaining $4,500 on two print runs of upcoming books and products I am making for my business for the 2011 year.

With the sales from the products that I am taking to press and due to my low production cost, with my personal payment of $525 an month, I can easily cover the amount need to pay back this loan. Most likely, with this print run and my personal payments, I will be easily able to pay back this loan at an accelerated rate of time than normal.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Two questions: 1.) What is the financial breakdown (cards, interest rates, terms etc) of the $12,489 in revolving debt? 2.) How did you build up this debt? - jaesposito
A: 1) The full amount is on one credit card with a 22.99% interest rate. 2) The debt was built during a time I was without a full time job. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
grnii78$150.003/20/2011 12:01:20 PM
trumpeter5$25.003/20/2011 1:49:12 PM
Jerrys1951$40.003/20/2011 1:56:47 PM
thankful-nickel2$50.003/20/2011 2:55:26 PM
SolarMoonshine$200.003/20/2011 5:26:13 PM
simplelender80$100.003/20/2011 12:01:13 PM
patriot897$25.003/20/2011 12:03:13 PM
leodaguy$25.003/20/2011 12:03:40 PM
rockhound84$25.003/20/2011 8:30:56 PM
OldManP$25.003/20/2011 12:20:15 PM
Payout_Assured$33.913/20/2011 10:15:12 PM
DoctorJoe$25.003/21/2011 4:02:26 AM
MoneyForNothing$47.613/20/2011 12:45:25 PM
MoneyTree79$50.003/20/2011 7:30:14 PM
transformer855$25.003/20/2011 9:11:04 PM
bonus-quark4$25.003/21/2011 6:40:00 AM
loanman2007$100.003/21/2011 9:59:00 AM
magnetic-dedication3$25.003/20/2011 7:44:54 PM
credit-missile$100.003/20/2011 7:49:50 PM
zippy-interest$50.003/20/2011 8:56:11 PM
professional-coin1$75.003/21/2011 12:58:56 PM
reflective-rupee$400.333/21/2011 11:21:13 AM
reflective-rupee$600.333/21/2011 11:23:01 AM
careful-compassion$25.003/21/2011 2:58:41 PM
good4loan$25.003/21/2011 4:45:30 PM
Feyenoord$25.003/21/2011 5:22:06 PM
Milonguero$100.003/21/2011 8:18:17 PM
BangBros$400.003/21/2011 9:16:13 PM
investmentgroup$25.003/22/2011 1:28:01 AM
suave-dime6$25.003/22/2011 2:39:04 AM
chameleon125$50.003/22/2011 6:39:35 AM
shawnw2$248.803/22/2011 8:17:08 AM
jpaulnyc$48.823/22/2011 7:02:18 AM
organic-treasure$30.003/22/2011 9:58:43 AM
LittleMingo$30.003/22/2011 5:03:59 PM
ingenious-deal6$25.003/22/2011 5:36:17 PM
intrepid-loot$25.003/22/2011 9:22:07 PM
papaloha$200.003/23/2011 3:07:12 AM
loss-of-control$150.003/22/2011 6:22:17 PM
fabulous-community4$25.003/23/2011 2:37:29 AM
platinum-cargo$31.393/23/2011 5:35:04 AM
best-ingenious-funds$25.003/23/2011 9:34:10 AM
Chesterite$40.263/23/2011 1:31:50 PM
CA-Lender$100.003/23/2011 11:31:53 AM
bughead$25.003/24/2011 5:47:40 AM
agalt$65.003/23/2011 11:25:09 PM
EarlyRiser$250.003/24/2011 9:45:30 AM
finance-prescription$50.003/24/2011 5:34:10 AM
loanman2007$50.003/24/2011 5:47:09 AM
benjamins-utopia$100.003/24/2011 11:49:34 AM
burrito6$25.003/24/2011 8:31:32 AM
a-reasonable-return$50.003/24/2011 8:55:36 AM
Leshan$265.913/24/2011 8:26:41 AM
competent-p2p$70.003/24/2011 1:21:15 PM
hamster$25.383/24/2011 10:43:33 AM
loyalist1$300.003/24/2011 5:17:28 PM
jcw3rd$25.003/24/2011 3:46:56 PM
lucky2$25.003/25/2011 10:03:55 AM
rockhound84$25.003/25/2011 6:22:45 AM
RainyDayFunds$25.003/25/2011 8:20:14 AM
chad-bro-chill$27.583/25/2011 3:50:04 PM
FinanceEngine$40.003/25/2011 9:42:06 AM
LivingInvestments01$27.843/25/2011 7:38:48 AM
jjswanso$400.773/25/2011 6:44:46 PM
Mikale360$25.003/25/2011 7:10:54 PM
hookUup$25.003/25/2011 10:08:19 PM
supreme-hope$25.003/25/2011 3:03:28 PM
C2Banking$100.003/25/2011 9:46:15 PM
mercuriant$25.003/26/2011 4:53:46 AM
careful-return0$25.003/25/2011 9:25:58 PM
interest88$300.003/26/2011 6:03:37 AM
shawnw2$100.003/20/2011 12:01:24 PM
investment-artist$25.003/20/2011 12:01:17 PM
ac787$148.003/20/2011 12:06:12 PM
cashhelp$50.003/20/2011 12:20:19 PM
JustMee$25.003/21/2011 1:38:11 AM
zotzot$50.443/20/2011 3:06:11 PM
jpblan11$25.003/20/2011 4:04:03 PM
sflash$25.003/20/2011 7:57:54 PM
MoneyForNothing$33.333/20/2011 12:18:39 PM
squarebob$25.333/21/2011 10:11:33 AM
TackingWindward$25.003/21/2011 8:32:46 AM
lendstats_com$181.643/21/2011 1:09:57 PM
Nerdster1$25.053/21/2011 4:31:55 AM
brightest-dignified-penny$25.003/21/2011 4:50:05 PM
blue-useful-auction$25.003/21/2011 8:27:08 AM
rate-hickory$25.003/21/2011 9:18:36 AM
justasoldier$150.003/21/2011 8:58:23 PM
GElender$50.003/22/2011 5:53:14 AM
klend4$100.003/22/2011 3:41:25 PM
ronin4sale$30.003/22/2011 4:27:41 PM
UCLA4life$50.003/22/2011 10:37:17 AM
shawnw2$1,000.003/22/2011 8:38:56 AM
1-HARD-HEAD$25.003/23/2011 12:43:44 AM
bid-czar8$50.003/23/2011 3:11:10 AM
worldly-money4$200.003/23/2011 6:07:09 AM
integrity-doctor$200.003/22/2011 8:54:10 PM
kendigme$25.003/23/2011 2:58:52 AM
twjh$25.003/23/2011 2:08:26 AM
jelly1126$25.003/23/2011 11:21:36 AM
Jack55304$125.003/23/2011 12:41:31 PM
golffish2$50.003/24/2011 4:19:56 AM
The-Helper$50.653/23/2011 2:49:32 PM
atomantic$50.003/24/2011 11:00:32 AM
NekHoldings$25.003/24/2011 1:59:09 PM
rlaboy$25.003/24/2011 1:53:05 AM
lender12345$25.003/24/2011 5:52:08 PM
dcm6276$25.003/24/2011 3:31:58 PM
jpaulnyc$32.373/25/2011 4:57:44 AM
zotzot$25.883/24/2011 5:43:19 PM
LittleMingo$26.783/24/2011 5:23:56 PM
LivingInvestments00$46.273/25/2011 7:40:30 AM
Kyileo$25.003/24/2011 7:15:32 PM
ethicalhumanist$25.003/25/2011 7:30:54 PM
platinum-czar$60.223/25/2011 7:36:18 PM
a-restless-dollar$25.003/25/2011 9:05:22 PM
repaymeplease$25.003/26/2011 3:26:08 AM
BlessedEveryDay$30.003/25/2011 9:17:38 PM
108lender$700.003/25/2011 5:53:35 PM
hookUup$25.003/25/2011 10:08:32 PM
Mariner3605$25.003/26/2011 12:20:39 AM
JoeDuck$250.003/26/2011 12:35:04 AM
vishal29$25.003/25/2011 11:44:37 PM
EBITDA$25.003/26/2011 1:56:15 AM
cbivitz$333.003/26/2011 5:37:05 AM
loan-kung-fu$1,402.113/26/2011 6:08:39 AM
126 Investments
 
Borrower Payment Dependent Notes Series 489918
This series of Notes was issued and sold upon the funding of the borrower loan #48141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $188.82
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1986 Debt/Income ratio: 5%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 35 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,858Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: jts1969 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 780-799 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
760-779 (Aug-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Consolidate Business Debt
Purpose of loan:
This loan will be used to consolidate higher interest credit card debt that funded the start-up of a business for a family member.

My financial situation:
I am a good candidate for this loan because I have a full-time, salaried job. I have borrowed through Prosper previously and paid off the loan early. I am also a Prosper lender.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
lender987654321$50.003/24/2011 9:02:59 AM
organized-payment6$50.003/24/2011 9:03:12 AM
rce1964$25.003/24/2011 9:06:14 AM
ac787$448.003/24/2011 9:06:41 AM
tomdooley12520$35.003/24/2011 11:14:14 AM
Aberdeen$3,000.003/24/2011 9:02:42 AM
hostbank$100.003/24/2011 9:04:19 AM
gothampark$25.003/24/2011 3:02:43 PM
RecoveryLender$25.003/24/2011 5:18:33 PM
gallant-economy9$248.563/24/2011 5:24:20 PM
khamen$25.003/24/2011 2:22:31 PM
orange-impartial-asset$500.003/24/2011 2:18:53 PM
caring-hope2$50.003/24/2011 4:18:29 PM
patriot897$25.003/24/2011 9:04:02 AM
AFairDeal$100.003/24/2011 9:04:32 AM
loyalty-sherpa$25.003/24/2011 9:04:39 AM
interstellar$51.003/24/2011 9:06:12 AM
saahilld$25.003/24/2011 9:06:18 AM
reflective-rupee$100.333/24/2011 9:31:06 AM
cashhelp$30.003/24/2011 9:02:31 AM
zotzot$150.113/24/2011 9:02:48 AM
Tech-Entrepreneur$25.003/24/2011 9:03:06 AM
scrappy-bonus2$25.003/24/2011 9:03:24 AM
JJ9876$25.003/24/2011 9:03:49 AM
Nasdaq$25.003/24/2011 1:02:33 PM
BxRealtor$25.003/24/2011 9:04:51 AM
Kessler$32.003/24/2011 2:22:47 PM
CA-Lender$100.003/24/2011 9:08:09 AM
thankful-nickel2$50.003/24/2011 3:53:43 PM
marwadi-62$300.003/24/2011 10:47:10 AM
redtilapia$25.003/24/2011 11:32:31 AM
JedClampett$75.003/24/2011 9:04:49 AM
MoneyForNothing$25.003/24/2011 9:13:30 AM
vivid-loot1$75.003/24/2011 4:57:22 PM
vigilance-searcher$25.003/24/2011 11:23:10 AM
jamschmidt$25.003/24/2011 3:50:17 PM
FoosMaster$25.003/24/2011 4:57:35 PM
UCSBGAUCHOS$30.003/24/2011 5:14:34 PM
38 Investments
 
Borrower Payment Dependent Notes Series 493638
This series of Notes was issued and sold upon the funding of the borrower loan #48032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,700.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $121.12
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1991 Debt/Income ratio: 20%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 26 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,589Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: city_slate Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 43 ( 100% ) 780-799 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
660-679 (May-2008)
640-659 (Jan-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 43  
Description
Reduce hi apr loan (3rd prosper)
Purpose of loan:
This loan will be used to pay off a line of credit at 20+% apr and add some liquidity

My financial situation:
I am a good candidate for this loan because this would be my third prosper loan (others paid off early, should I be sorry for that?) My debt to income may be a little high but we are a two income family and my name is on all of our loans.
Note: the CC with a high balance is 0% until paid off.


Monthly net income: $3,500 (my income only)
Housing: $1,200
Car expenses: $1,000 (loans, maint, gas, ins.) all vehicles
Credit cards and other loans: $200
Other expenses: $1,500 (food, util, etc.) entire household

* most of the car expenses and some of the other expenses come from my wife's paycheck. (her net income is $1,800)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$30.003/21/2011 9:01:49 AM
Azonic21$25.003/21/2011 9:08:43 AM
simplelender80$100.003/21/2011 9:04:54 AM
JJ9876$25.003/21/2011 9:05:28 AM
vine99$75.003/21/2011 9:01:37 AM
patriot897$25.003/21/2011 9:04:52 AM
hostbank$100.003/21/2011 9:06:36 AM
loyalty-sherpa$25.003/21/2011 9:07:39 AM
Aberdeen$3,000.003/21/2011 9:08:52 AM
wwwUniversal$25.003/21/2011 9:09:20 AM
organized-payment6$50.003/21/2011 9:04:40 AM
CoolPlexer$25.003/21/2011 9:04:45 AM
enthralling-deal180$50.003/21/2011 9:08:12 AM
loyalty-czar$75.003/21/2011 9:13:52 AM
principal-bull$25.003/21/2011 9:01:54 AM
BxRealtor$25.003/21/2011 9:07:56 AM
MoneyForNothing$20.003/21/2011 9:24:09 AM
17 Investments
 
Borrower Payment Dependent Notes Series 494302
This series of Notes was issued and sold upon the funding of the borrower loan #48109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $254.03
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1999 Debt/Income ratio: 17%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 28 / 25Length of status:19y 3m
Amount delinquent: $0 Total credit lines: 58 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,379Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: loot-synapse9 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolodation
Purpose of loan:
This loan will be used to for Dept Consolodation

My financial situation:
I am a good candidate for this loan because i am good loan payer, have not delayed any payment on previous loans car,credit card etc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/14/2011 9:04:53 AM
Weaverville$25.003/14/2011 9:01:13 AM
JJ9876$25.003/14/2011 9:03:38 AM
BxRealtor$25.003/14/2011 9:04:11 AM
j2ee$25.003/14/2011 4:42:26 PM
CA-Lender$25.003/14/2011 6:04:20 PM
reflective-rupee$80.333/14/2011 9:19:19 PM
thankful-nickel2$25.003/15/2011 6:28:05 AM
patriot897$25.003/15/2011 11:11:44 AM
penny-finder$25.003/15/2011 1:49:49 PM
important-ore$100.003/16/2011 1:36:44 PM
top-epic-community$50.003/16/2011 1:16:16 PM
radforj22$25.003/16/2011 8:32:43 PM
RandyL3$25.003/17/2011 3:58:05 PM
retiresecure$25.003/18/2011 2:44:21 AM
loyalty-sherpa$25.003/17/2011 4:32:46 PM
goodhearted-basis4$25.003/18/2011 9:44:23 AM
a-unflappable-finance$100.003/18/2011 9:39:36 AM
GMPK_TLAS$50.003/19/2011 1:26:16 AM
kenji4861$25.003/19/2011 3:12:13 PM
w3alter$100.003/19/2011 4:56:59 PM
economy-beast$60.733/22/2011 5:44:00 AM
intrepid-loot$100.003/22/2011 10:22:51 PM
Moneypenny6$25.003/23/2011 2:18:20 PM
first-serene-credit$25.003/23/2011 8:07:18 PM
sfmf$40.003/23/2011 9:10:59 PM
kublai$200.003/23/2011 7:32:24 PM
intrepid-loot$100.003/23/2011 7:51:03 PM
power-defender7$50.003/23/2011 8:35:28 PM
benjamins-utopia$50.003/24/2011 11:47:42 AM
established-hope5$25.003/24/2011 8:42:43 AM
chrisah$50.003/24/2011 7:28:55 PM
JedClampett$75.003/24/2011 9:09:07 AM
manugee$50.003/24/2011 5:48:17 PM
bold-shrewd-market$25.003/24/2011 12:18:39 PM
lukeskywalkerkp$25.003/25/2011 7:55:38 AM
porwestco$50.003/25/2011 3:12:05 AM
Ocean713$50.003/25/2011 11:28:42 AM
yerkster1$50.003/25/2011 1:55:23 PM
wwwUniversal$25.003/25/2011 4:20:06 PM
kind-adventurous-finance$75.003/25/2011 4:23:55 PM
investment-kingdom$300.003/25/2011 5:15:22 PM
j2ee$25.003/25/2011 5:18:18 PM
zenchef$35.003/25/2011 5:21:32 PM
capital-star5$25.003/25/2011 10:45:54 AM
SC2TX$200.003/25/2011 11:07:54 AM
tszbgae$38.883/25/2011 12:40:55 PM
zippy-revenue8$30.003/25/2011 5:43:27 PM
squarebob$25.343/25/2011 5:55:50 PM
serene-capital$30.003/25/2011 6:25:12 PM
ROCKLYVALE$50.003/25/2011 6:25:33 PM
grampy48$29.133/25/2011 6:26:51 PM
Bamaman205$47.513/25/2011 6:38:41 PM
iolaire$25.003/25/2011 9:39:46 AM
ltlsprite3$33.853/25/2011 5:31:22 PM
credit-coach118$30.003/25/2011 5:35:19 PM
upperdeck$25.003/25/2011 5:37:38 PM
Newfoundcash$25.003/25/2011 12:52:23 PM
funds-rascal$250.003/25/2011 5:51:55 PM
GeorgiaGator$50.003/25/2011 6:03:37 PM
Leopoldine$25.003/25/2011 5:15:13 PM
steiglends$50.003/25/2011 5:21:28 PM
mgking007$100.003/25/2011 5:21:54 PM
enterprising-cash0$25.003/25/2011 5:22:01 PM
platinum-platoon$25.003/25/2011 5:22:56 PM
a-responsible-return$100.003/25/2011 5:24:33 PM
Kessler$32.003/25/2011 5:42:30 PM
zotzot$25.883/25/2011 5:44:53 PM
TrustOne$50.003/25/2011 6:13:53 PM
ichibon$150.883/14/2011 10:00:11 AM
simplelender80$100.003/14/2011 9:03:02 AM
AFairDeal$100.003/14/2011 9:03:50 AM
Tech-Entrepreneur$25.003/14/2011 9:03:52 AM
zotzot$50.003/14/2011 10:23:27 AM
organized-payment6$50.003/15/2011 6:01:21 AM
lender987654321$50.003/15/2011 6:41:00 PM
nbah123$50.003/15/2011 1:54:40 PM
nickel-ferret$100.003/15/2011 4:11:18 PM
leodaguy$50.003/15/2011 9:23:10 PM
vutah$50.003/15/2011 5:49:38 PM
Tradesmanlender$35.003/16/2011 9:53:21 AM
benefit-trident$25.003/16/2011 4:14:44 PM
wbahl$25.003/16/2011 8:13:31 PM
principal-bull$25.003/16/2011 6:43:55 PM
MoneyTree79$50.003/16/2011 8:04:01 PM
indomitable-coin$50.003/17/2011 5:50:31 AM
relierma$25.003/17/2011 7:49:53 AM
Havana21$25.003/17/2011 1:45:35 AM
hostbank$100.003/17/2011 3:42:54 PM
astute-fairness0$25.003/17/2011 3:29:34 PM
syounker$25.003/17/2011 6:11:05 PM
axl163$25.003/18/2011 11:44:07 AM
jescowa$50.003/18/2011 12:01:17 PM
availableloan$25.003/18/2011 8:04:30 PM
enthralling-deal180$50.003/19/2011 12:03:47 AM
zippy-revenue8$25.003/19/2011 6:01:25 AM
efficient-treasure0$25.003/19/2011 3:12:29 PM
HamachiMan$50.003/20/2011 4:27:40 PM
credit-scout7$50.003/21/2011 8:07:35 AM
money-surge1$50.003/20/2011 10:48:28 AM
mrpowers5531$25.003/21/2011 10:43:36 AM
Mav26$75.003/20/2011 7:42:02 PM
TSC$50.003/21/2011 3:37:24 PM
saga9$50.003/21/2011 10:19:56 AM
Ripsaw4U$50.003/21/2011 10:34:42 AM
GElender$50.003/22/2011 5:50:05 AM
klend4$100.003/22/2011 9:33:48 AM
zevonyc$25.003/22/2011 2:08:29 PM
zippy-interest$25.003/22/2011 7:13:35 PM
BOZO88$25.003/22/2011 7:47:53 PM
cash-professor$100.003/22/2011 7:50:45 PM
worthy-bid8$36.713/22/2011 7:07:08 PM
enchanted-yield4$100.003/23/2011 6:42:57 AM
BabyLender$25.003/23/2011 10:55:57 AM
currency-persimmon$100.003/23/2011 4:49:38 PM
capital-blueberry$25.003/23/2011 7:11:53 PM
RainMakers$25.003/24/2011 6:11:00 AM
money-aggregator7$25.003/24/2011 7:23:22 AM
Quiddity$50.003/24/2011 7:44:05 AM
saahilld$25.003/24/2011 8:18:30 AM
socal-lender$25.003/24/2011 9:17:15 AM
rce1964$25.003/24/2011 6:32:33 AM
GatorBux$50.003/24/2011 11:08:50 AM
rate-coup9$50.003/24/2011 11:45:41 AM
lucrative-worth$100.003/24/2011 8:17:23 AM
marwadi-62$100.003/24/2011 10:49:16 AM
noodles932$39.063/24/2011 7:48:32 PM
tylerfd$25.003/25/2011 6:58:00 AM
broker558$25.003/25/2011 7:43:10 AM
Chervianne$50.003/25/2011 7:28:00 AM
Clambake$50.003/24/2011 7:04:08 PM
John_Galt$75.543/25/2011 2:55:55 PM
ml13$33.253/25/2011 3:54:45 PM
IIP77$25.003/25/2011 5:16:14 PM
sportract05$50.003/25/2011 12:12:32 PM
fenpark15$25.003/25/2011 12:24:32 PM
intlargonaut$80.003/25/2011 5:36:53 PM
ams294$50.003/25/2011 1:39:04 PM
Earnest_Money$25.003/25/2011 2:41:53 PM
squarebob$25.003/25/2011 5:55:19 PM
hope-hickory$100.003/25/2011 6:03:32 PM
Scotcha$50.003/25/2011 6:06:10 PM
fascinating-gold$200.003/25/2011 5:30:54 PM
CA-Lender$75.003/25/2011 12:52:35 PM
catfromtex$68.403/25/2011 6:22:32 PM
grampy48$30.003/25/2011 6:23:56 PM
excellent-loan8$25.003/25/2011 6:25:19 PM
serene-capital$25.003/25/2011 6:34:32 PM
payout-detective7$12.513/25/2011 6:39:33 PM
valemic$25.003/25/2011 5:22:08 PM
credit-investor5$50.003/25/2011 5:24:12 PM
1traveler$25.003/25/2011 5:49:23 PM
Aridus$40.003/25/2011 5:59:31 PM
PayingItForwardPlease$75.003/25/2011 6:07:11 PM
warew$35.003/25/2011 6:16:26 PM
155 Investments
 
Borrower Payment Dependent Notes Series 495402
This series of Notes was issued and sold upon the funding of the borrower loan #48157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2001 Debt/Income ratio: 14%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,971Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: marketplace-ceasar Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation / Vaction
Purpose of loan:
This loan will be used to pay off my Capital One Credit Card which had a 12-month 0% offer that is about to expire. I currently have the money to pay off the credit card but I would prefer to keep it in the stock market. I will use the additional proceeds to finance my annual vacation back to Texas. This will give me a good opportunity to test the waters with Prosper so that I can determine if this is a viable option for my future financing needs.

My financial situation:
I am a good candidate for this loan because I have a stable job as a CPA for a CPA firm. My credit score is excellent. I will be able to easily pay the monthly debt service. I would prefer to utilize Prosper because the rates are better than credit card rates these days, the rates are fixed, and I would rather my money go to hard working Americans rather than the thieving credit card companies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/25/2011 9:05:54 AM
loyalty-sherpa$25.003/25/2011 9:06:50 AM
AFairDeal$100.003/25/2011 9:08:27 AM
zotzot$25.443/25/2011 9:28:08 AM
hostbank$100.003/25/2011 9:06:17 AM
organized-payment6$50.003/25/2011 9:04:41 AM
socal-lender$25.003/25/2011 9:08:45 AM
thankful-nickel2$50.003/25/2011 4:59:12 PM
indomitable-coin$25.003/26/2011 3:27:43 PM
currency-persimmon$300.003/26/2011 12:41:10 PM
lender168$150.003/26/2011 10:17:36 PM
FinanceEngine$40.003/26/2011 11:10:43 PM
Astyanax$70.003/26/2011 11:29:17 PM
adir1$25.003/26/2011 11:52:41 PM
Reddy_Capital$25.003/27/2011 1:27:52 AM
N_P$25.003/26/2011 10:05:22 PM
generosity-magnifico5$25.003/26/2011 11:19:23 PM
Pitufo$75.003/26/2011 11:49:36 PM
hookUup$25.003/27/2011 12:10:05 AM
reflective-rupee$100.333/26/2011 11:09:25 PM
_NaLNaBB$200.003/26/2011 11:34:02 PM
hookUup$25.003/27/2011 12:09:47 AM
BxRealtor$25.003/25/2011 9:07:16 AM
reflective-rupee$100.333/25/2011 10:04:28 AM
one-midas$36.003/25/2011 11:04:45 AM
Eric_Gagne$50.003/25/2011 11:29:42 AM
caring-hope2$50.003/25/2011 4:44:14 PM
balance-force$31.003/25/2011 9:24:14 AM
SolarMoonshine$25.003/25/2011 6:26:43 PM
sweet-social2$54.203/25/2011 11:43:43 AM
swissbanker$50.003/25/2011 1:36:15 PM
Tech-Entrepreneur$25.003/25/2011 5:17:22 PM
astute-fairness0$50.003/26/2011 5:25:42 AM
SCD$25.003/26/2011 5:40:10 AM
RandyL3$25.003/26/2011 12:42:31 PM
best-income-fertilizer$100.003/26/2011 9:58:16 PM
saahilld$25.003/27/2011 12:14:07 AM
wellsfrugal$50.003/26/2011 10:40:54 PM
first-serene-credit$25.003/26/2011 11:42:13 PM
pragma$50.003/27/2011 12:07:37 AM
ideal-platinum1$50.003/27/2011 1:29:12 AM
lamsabuy$370.003/27/2011 1:40:13 AM
Earnest_Money$100.003/26/2011 8:49:14 PM
num1irish$99.003/26/2011 9:58:57 PM
Pitufo$50.003/26/2011 11:50:03 PM
abnvette$25.003/27/2011 12:52:52 AM
anton$2,000.003/27/2011 1:37:53 AM
47 Investments
 
Borrower Payment Dependent Notes Series 496382
This series of Notes was issued and sold upon the funding of the borrower loan #48038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,633.15 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-02-2011 
Term: 60 months Listing End date:  Mar-16-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $280.38
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1988 Debt/Income ratio: 7%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 9Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 33 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $232,828Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: rapid-repayment5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sure Returns
Purpose of loan:
This loan will be used to renew my backyrd landscaping in time for my sons graduation party.

My financial situation:
I am a good candidate for this loan because :
I have been continually employed for over 20 years.
I have had a perfect credit history for over 25 years.
My total outgoing cash flow is only 33% of my incoming.
I have owned a home since 1989.
I am a fellow investor and know what it is like to lose money on a bad investment . I will not let this happen to you on this one.
I really would like to share the interest I pay on this loan with you instead of a bank.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, What do you do for a living? 2. 232K in revolving debt is some of this a HELOC or is it all credit card debt? Thank you!!! - DasMula
A: I am a commercial construction estimator and manager. The revolving debt is all HELOC. We used it to add an addition to our house. (Mar-02-2011)
Q: May I presume you are a home owner even though you indicated 'no' in th profile? - cclady
A: I am a home owner. Prosper fills in that info based on the credit report. If there is no outstanding mortgage listed they show a no for home ownership. (Mar-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/2/2011 9:02:27 AM
scrappy-bonus2$25.003/2/2011 9:03:33 AM
benjamins-utopia$50.003/2/2011 9:02:02 AM
Tradesmanlender$35.003/2/2011 9:04:49 AM
simplelender80$100.003/2/2011 9:02:13 AM
PRGuyinVA$50.003/2/2011 12:15:59 PM
zotzot$100.003/2/2011 9:21:42 AM
macjp123$25.003/2/2011 12:12:02 PM
worthy-bid8$50.003/2/2011 6:38:06 PM
important-ore$150.003/4/2011 3:21:35 AM
integrity-doctor$100.003/4/2011 10:31:40 AM
indomitable-coin$100.003/4/2011 10:25:51 AM
marketplace-ceasar$50.003/4/2011 12:31:43 PM
gator98$51.363/4/2011 1:29:44 PM
radforj22$25.003/5/2011 8:41:15 AM
clandrummer$25.003/5/2011 7:19:56 PM
japerk$25.003/6/2011 3:15:56 PM
Ripsaw4U$50.003/7/2011 12:26:53 PM
new-ore-venture$100.003/8/2011 9:41:22 AM
greenback-octave$25.003/8/2011 7:01:20 PM
applepie1$50.003/9/2011 12:58:00 PM
wise-natural-return$25.003/9/2011 9:40:32 AM
katnmouse$25.003/9/2011 9:54:11 AM
PThor$25.003/9/2011 3:14:48 PM
Peterman$25.003/9/2011 8:36:45 PM
Tech-Entrepreneur$25.003/9/2011 12:22:16 PM
jazz619$25.003/9/2011 6:42:01 PM
peace-maximizer8$25.003/10/2011 4:36:51 AM
top-epic-community$50.003/10/2011 10:41:58 AM
vigilance-revolutionary$50.003/10/2011 9:22:40 AM
top-basis-majesty$50.003/10/2011 9:33:40 AM
dollymama$25.003/10/2011 9:54:04 AM
efficient-treasure0$25.003/11/2011 7:01:07 AM
szetowski$25.003/11/2011 7:28:28 AM
lender12345$25.003/10/2011 8:59:57 PM
Havana21$25.003/10/2011 2:41:55 PM
wizbiz717$50.003/10/2011 5:27:23 PM
gold-blanket0$50.003/11/2011 3:32:19 PM
kind-genuine-dough$50.003/11/2011 9:34:20 AM
jescowa$50.003/12/2011 5:48:38 AM
palace2$300.003/11/2011 4:44:06 PM
LR_Biker$50.003/12/2011 10:34:06 AM
Walkingcowboy$50.003/12/2011 11:31:48 AM
income-mechanic7$25.003/11/2011 10:11:20 PM
sevenbridges$500.003/12/2011 4:54:00 PM
Registerednurse1$30.003/13/2011 10:13:24 AM
cptproton$50.003/13/2011 11:01:24 AM
worldly-community3$50.003/14/2011 7:43:36 AM
bluefootedpig$35.003/14/2011 7:51:19 AM
fastnapper$60.003/13/2011 1:09:31 PM
cash-mountain4$25.003/13/2011 10:31:21 AM
Cash4U2also$50.003/14/2011 2:20:14 AM
blackbear$46.303/14/2011 10:07:07 AM
jujitsulover$26.263/14/2011 11:02:34 AM
gracej$25.003/14/2011 9:54:07 AM
LoanerPrincipal$25.003/14/2011 9:58:32 AM
Artist_Blue$25.003/14/2011 1:30:13 PM
gold-sushi$25.003/14/2011 5:33:50 PM
the-dollar-topper$50.003/14/2011 11:51:36 AM
CEK360$135.003/14/2011 1:32:25 PM
Woodworker57$25.003/15/2011 3:21:03 AM
skuba$25.003/15/2011 8:28:12 AM
vwally$25.003/15/2011 7:35:34 AM
oreyedoc$50.003/15/2011 10:07:47 AM
JAVEHE$50.003/15/2011 1:27:55 PM
atothez$75.003/15/2011 1:46:56 PM
divedude$25.003/15/2011 3:22:02 AM
agwosdof$50.003/15/2011 1:52:30 PM
LuckyPerks$75.003/15/2011 3:29:25 PM
mushroomhunter$75.003/15/2011 3:40:51 PM
DT_Banker$25.003/15/2011 3:49:07 PM
mmullen2$50.003/15/2011 3:55:12 PM
fallentimbers$25.003/15/2011 4:06:09 PM
breterst$25.003/15/2011 1:50:42 PM
wise-blazing-currency$25.563/15/2011 1:55:51 PM
Philman$25.003/15/2011 4:32:56 PM
MDJAX67$75.003/15/2011 4:38:27 PM
worldly-money4$300.003/15/2011 2:04:53 PM
ijspence$25.003/15/2011 2:06:35 PM
luckyldy$50.003/15/2011 5:04:24 PM
balance-voyager$100.003/15/2011 2:45:57 PM
Hanalei712$50.003/15/2011 9:37:42 AM
the-capital-multiplier$50.003/15/2011 10:06:27 AM
6moonbeams$50.003/15/2011 3:56:13 PM
HpyHpyJoyJoy$50.003/15/2011 4:12:07 PM
nilonc1$50.003/15/2011 4:16:56 PM
Lou-Holtz$50.003/15/2011 4:25:23 PM
trapper569$50.003/15/2011 6:26:10 PM
bobby5832708$50.003/15/2011 6:26:27 PM
the-platinum-entrepreneur$500.003/15/2011 12:29:13 PM
edsmoney$100.003/15/2011 1:24:13 PM
iaviate1$29.473/15/2011 1:38:44 PM
Redeast$25.003/15/2011 8:16:08 PM
Control$40.913/15/2011 1:57:23 PM
BigBroJake$25.003/15/2011 1:58:25 PM
HumRaahee$100.003/15/2011 6:07:21 PM
leodaguy$50.003/15/2011 9:21:11 PM
dahnkster$50.003/15/2011 2:05:00 PM
changechannels$25.003/15/2011 6:43:56 PM
valiant-money$25.003/15/2011 2:29:20 PM
economy-tuba7$100.003/15/2011 2:39:43 PM
worthy-loot8$25.003/15/2011 2:46:08 PM
rate-mogul$100.003/15/2011 7:06:05 PM
Frugal$25.003/15/2011 3:48:33 PM
phchristensen$50.003/15/2011 8:29:29 PM
Jimfromsac$80.083/15/2011 5:05:55 PM
reward-burst4$50.003/15/2011 5:06:49 PM
srspank24$50.003/15/2011 9:41:32 PM
prominence8$40.003/15/2011 10:15:12 PM
unforgettable-market3$200.003/16/2011 4:02:13 AM
sinner_c5$25.003/16/2011 7:06:07 AM
blue-relay$25.003/15/2011 6:39:38 PM
breadbroker$25.003/16/2011 9:00:41 AM
ORteacher$50.003/15/2011 7:56:01 PM
best-phenomenal-treasure$25.003/15/2011 7:57:41 PM
IeatatWendys$50.003/15/2011 8:22:46 PM
BigLinCT$25.003/16/2011 7:11:39 AM
ms48105$25.003/16/2011 1:35:38 AM
kenji4861$25.003/16/2011 2:24:24 AM
blooming-dedication$50.003/16/2011 4:51:03 AM
KDW08$25.003/16/2011 6:44:29 AM
MadHun$200.003/2/2011 9:02:53 AM
squarebob$100.003/2/2011 9:06:59 AM
TikPmp1$25.003/2/2011 9:14:01 AM
JJ9876$25.003/2/2011 9:04:58 AM
jga516$25.003/2/2011 1:51:41 PM
Heatguy$50.003/2/2011 10:28:40 PM
felicity-loyalist0$25.003/2/2011 4:36:37 PM
AFairDeal$75.003/3/2011 6:00:36 PM
felicity-loyalist0$25.003/4/2011 4:43:18 PM
kulender$100.003/4/2011 2:31:53 PM
jdrez$25.003/4/2011 6:31:49 PM
runbix7$25.003/5/2011 4:16:34 PM
chibear34$25.003/5/2011 3:05:05 PM
Cai8899$40.003/6/2011 8:44:13 AM
colorfulgardener$25.003/6/2011 12:18:54 AM
indomitable-coin$107.713/5/2011 8:36:33 PM
aggielender$25.003/6/2011 3:35:54 PM
availableloan$25.003/6/2011 8:36:28 PM
Bank42$100.003/7/2011 10:23:27 AM
Tylerh$100.003/7/2011 7:16:36 PM
enthralling-deal180$50.003/8/2011 11:34:30 AM
power-companion7$100.003/8/2011 10:02:36 AM
patriot897$25.003/8/2011 6:33:23 PM
trade-hyperdrive1$100.003/8/2011 7:31:43 PM
lender987654321$100.003/8/2011 8:11:58 PM
SweetPea2$100.003/8/2011 8:19:34 PM
new-dollar-sprout$100.003/8/2011 8:41:31 PM
nickel-ferret$100.003/9/2011 8:47:41 AM
genius520$100.003/9/2011 12:21:11 PM
payout-banker4$25.003/9/2011 6:02:33 PM
enterprising-cash0$25.003/9/2011 8:32:10 PM
meenan$50.003/10/2011 2:41:52 PM
return-seeker85$25.003/10/2011 6:12:44 AM
Eric_Gagne$25.003/10/2011 8:06:21 AM
moltopaolo$50.003/11/2011 7:27:21 AM
integrity-saver$100.003/11/2011 3:33:18 PM
kind-resolute-dough$25.003/11/2011 3:33:51 PM
whipone$25.003/11/2011 4:16:07 PM
brightest-income-hunter$25.003/11/2011 9:35:45 PM
GElender$50.003/12/2011 6:02:40 AM
UT-Longhorn$25.003/12/2011 6:32:49 AM
rcm87$100.003/12/2011 6:36:24 AM
CaptainKirk$70.003/12/2011 8:48:13 AM
a-finance-nirvana$25.003/12/2011 4:06:46 AM
BigGuyBank$27.773/12/2011 11:06:09 AM
Pasagam$50.003/13/2011 6:36:19 AM
cscott2007$50.003/12/2011 2:51:53 PM
riproaringrapids$25.003/13/2011 1:16:36 AM
cingular$25.003/13/2011 7:56:29 PM
jonn834$25.003/14/2011 9:53:19 AM
Weaverville$50.003/13/2011 5:46:29 PM
Philosonie$25.003/14/2011 9:54:06 AM
superb-funds335$25.003/14/2011 7:52:08 AM
CA-Lender$25.003/14/2011 6:02:57 PM
wwwUniversal$25.003/15/2011 1:55:52 AM
183Falcon$25.003/14/2011 5:11:12 PM
aasx1108$25.003/15/2011 5:16:46 AM
Kyjamune$50.003/15/2011 7:14:12 AM
flexible-money1$50.003/15/2011 9:29:13 AM
bullwink27$25.003/15/2011 5:01:36 AM
julijask$45.003/15/2011 1:17:56 PM
thrifty-capital$25.003/15/2011 2:16:44 PM
John_Galt$33.003/15/2011 11:54:41 AM
deal-enrichment063$100.003/15/2011 12:46:32 PM
woodman61$100.003/15/2011 1:28:21 PM
CLMnCWC$25.003/15/2011 1:32:20 PM
genelinist$25.003/15/2011 1:32:53 PM
ingenious-interest1$100.003/15/2011 3:37:32 PM
power-secret-agent$50.003/15/2011 3:47:10 PM
RMB-Investments$100.003/15/2011 8:53:18 AM
bertandearnings$250.003/15/2011 4:54:28 PM
cclady$100.003/15/2011 9:21:17 AM
don8ter$25.003/15/2011 5:04:18 PM
loyalty-czar$53.733/15/2011 5:07:34 PM
Rivermaverick$25.003/15/2011 6:13:24 PM
doopers$25.003/15/2011 5:04:35 PM
eloquent-dough5$25.003/15/2011 7:02:24 PM
jdwillcox$100.003/15/2011 1:44:07 PM
auction-seeker$25.003/15/2011 5:49:03 PM
Boca$25.003/15/2011 1:56:23 PM
squarebob$50.003/15/2011 2:03:38 PM
mansim$30.003/15/2011 6:21:44 PM
interstellar$51.003/15/2011 2:46:01 PM
Imageloan$200.003/15/2011 2:47:26 PM
rebeldog67$50.003/15/2011 2:58:17 PM
all_of_that_one$35.003/15/2011 3:49:06 PM
FinanceEngine$30.003/15/2011 4:04:23 PM
mizon291$50.003/15/2011 9:06:08 PM
orgy63$50.003/15/2011 5:01:47 PM
Yanwoo$25.003/16/2011 2:37:54 AM
profitable-money$25.003/15/2011 10:05:53 PM
the-profit-oracle$25.003/15/2011 5:28:03 PM
coolgenner$25.003/16/2011 6:34:07 AM
Mindful7$25.003/16/2011 6:58:31 AM
dmk2006$25.003/16/2011 7:32:20 AM
kmprospeo$50.003/15/2011 6:01:33 PM
credit-superstar3$25.003/16/2011 7:56:09 AM
loot-heart$25.003/16/2011 2:12:18 AM
lakehavasu88$25.003/16/2011 3:16:46 AM
the-silver-blaster$50.003/16/2011 9:00:17 AM
ranstlin$25.003/16/2011 9:00:33 AM
msh345$50.003/16/2011 6:46:55 AM
reliable-platinum8$100.003/15/2011 9:17:11 PM
chokichi$50.003/16/2011 7:53:07 AM
Preferred-Lender$25.003/16/2011 8:36:21 AM
JanLal$25.003/16/2011 9:00:23 AM
five-star-responsibility0$50.003/16/2011 7:37:51 AM
228 Investments
 
Borrower Payment Dependent Notes Series 496548
This series of Notes was issued and sold upon the funding of the borrower loan #48208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-06-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $91.45
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-2006 Debt/Income ratio: 36%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 10Length of status:4y 7m
Amount delinquent: $1,670 Total credit lines: 17 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,690Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: goal-money8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
in need of some help
Purpose of loan: motorcycle
This loan will be used to...
buy an 03 classic shadow mustang to save money on gas because these gas prices are outrageous.

I make good income but my credit has not been open too long and i need to fix an error on my credit report that causes my credit score to go down. I pay all my bills on time and never give just the minimum. Currently it was just me bringing in income while i was supporting my wife thru nursing school. She just got a job so I know we will be able to do more things and pay off our loans quicker.



Monthly net income: $2279.00
Housing: $150.00
Insurance: $165 full coverage
Car expenses: $200 gas
Utilities: $100
Phone, cable, internet: $94
Food, entertainment: $100
Clothing, household expenses: $350
Credit cards and other loans: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.003/6/2011 1:13:48 PM
ryclsun$50.003/6/2011 12:07:32 PM
Gibbyland$100.003/6/2011 1:36:32 PM
competent-p2p$25.003/6/2011 7:08:45 PM
Kqwik$25.003/9/2011 2:20:34 AM
exponential-peace5$25.003/9/2011 10:30:53 AM
CA-Lender$50.003/9/2011 10:26:08 PM
mikelance7$25.003/11/2011 9:27:09 PM
wild-orange$25.003/13/2011 4:48:17 PM
capital-galaxy$200.003/14/2011 6:06:32 AM
dsnybnd$25.003/15/2011 7:51:28 AM
awesome-silver$100.003/15/2011 3:02:54 PM
heroic-benefit$200.003/16/2011 8:41:56 AM
theprince$25.003/16/2011 9:25:09 AM
matthewa$25.003/16/2011 8:50:57 AM
important-openness1$75.003/16/2011 6:44:12 PM
Silverling6$25.003/16/2011 7:08:16 PM
hopheadmike$25.003/16/2011 9:33:08 PM
Rogesparkguy$25.003/16/2011 7:18:45 PM
zone6$100.003/17/2011 7:20:08 AM
RickColo$50.003/17/2011 7:29:48 AM
coin-sphinx4$27.793/17/2011 7:36:21 AM
TedBronson$36.833/17/2011 8:12:57 AM
Sudoku$78.903/17/2011 8:25:56 AM
Heather11$25.003/17/2011 8:27:43 AM
850$50.003/6/2011 8:36:30 PM
deepblue34$30.003/8/2011 5:45:51 PM
cash-raccoon$25.003/9/2011 7:16:57 AM
GS-ROCK$25.003/9/2011 11:30:49 AM
carrinel$61.333/10/2011 7:05:19 AM
weezy22$27.003/12/2011 5:31:07 AM
worldly-money4$100.003/12/2011 4:42:46 PM
diversification-maple1$25.003/14/2011 6:41:17 PM
money-fort$25.003/15/2011 7:08:18 AM
Rulea72$38.813/16/2011 9:32:55 AM
OLYVRC$50.003/16/2011 5:17:41 PM
integrity-statue$25.023/16/2011 5:45:36 PM
important-openness1$75.003/16/2011 6:33:21 PM
admirable-basis1$25.003/17/2011 7:50:39 AM
Marty_W_Cordova$124.323/17/2011 9:29:09 AM
40 Investments
 
Borrower Payment Dependent Notes Series 496854
This series of Notes was issued and sold upon the funding of the borrower loan #48045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 36 months Listing End date:  Mar-15-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1998 Debt/Income ratio: 18%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:30y 7m
Amount delinquent: $200 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,887Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: golden-loot9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
1st Pawn
Purpose of loan:
This loan will be used to... Start a business

My financial situation:
I am a good candidate for this loan because... I pay my bills on time.


Monthly net income: $3800
Monthly expenses: $
Housing: $1700
Insurance: $100
Car expenses: $100
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please describe the business that you wish to start, and if you will keep your current job. Thanks - reflective-rupee
A: I will be investing in a pawn shop. The interest rate will be 25% per month with a 30 day grace period. The loan will be half of what retail amounts in the shop will be priced. I will remain at my current job. (Mar-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Tylerh$100.003/7/2011 7:19:23 PM
soulful-truth$100.003/7/2011 5:37:13 PM
ingenious-deal6$25.003/7/2011 5:29:44 PM
competent-p2p$35.003/7/2011 8:13:20 PM
suave-dime6$25.003/7/2011 5:36:10 PM
KarlMarx$25.003/7/2011 5:37:38 PM
sensational-worth7$50.003/7/2011 10:04:33 PM
loyalist1$75.003/8/2011 12:04:39 PM
OrdiNance$50.003/8/2011 6:16:54 AM
loan-kung-fu$100.003/9/2011 5:18:05 AM
musegaze$100.003/11/2011 6:11:56 AM
reflective-rupee$100.333/10/2011 8:56:23 PM
rcm87$100.003/12/2011 6:31:02 AM
FeedTheMachine$100.003/12/2011 8:26:37 AM
rss197$25.003/13/2011 3:03:05 PM
skillful-asset5$30.003/12/2011 7:28:10 PM
tech310$50.003/13/2011 8:32:10 PM
bullwink27$25.003/14/2011 2:55:56 PM
Interstate_Rate$100.003/14/2011 10:57:57 AM
top-courteous-peso$50.003/14/2011 1:12:50 PM
Bob450$30.003/14/2011 1:23:10 PM
MadHun$200.003/14/2011 1:38:43 PM
point-sasquatch$25.003/14/2011 5:38:48 PM
bassman46$100.003/14/2011 2:07:21 PM
finance-mushroom$42.653/15/2011 2:12:59 AM
squarebob$50.003/15/2011 5:29:24 AM
Reliance_Banker$25.003/15/2011 6:35:08 AM
kindness-hickory5$50.003/15/2011 7:06:59 AM
consummate-loyalty1$50.003/14/2011 8:47:50 PM
Bisoninvestor$50.003/15/2011 11:02:34 AM
RMB-Investments$50.003/15/2011 8:53:56 AM
barefootpaul$25.003/15/2011 1:06:13 PM
Easystreet$25.003/15/2011 1:43:46 PM
rogue_monster$25.003/15/2011 1:51:15 PM
Lubava$200.003/15/2011 11:00:07 AM
gizzywump$50.003/15/2011 12:17:22 PM
mystical-bonus7$25.003/15/2011 2:53:39 PM
razor783$25.003/15/2011 2:56:32 PM
american-investor$25.003/15/2011 1:50:51 PM
bold-productive-wampum$25.003/15/2011 4:35:44 PM
thankful-nickel2$25.003/15/2011 1:59:38 PM
mckhbnpc$30.003/15/2011 2:03:28 PM
valiant-money$25.003/15/2011 2:27:31 PM
secureincome$260.003/15/2011 5:25:50 PM
the-discrete-income$100.003/15/2011 4:48:20 PM
inspiring-reward$50.003/15/2011 5:01:57 PM
AF-Chief$50.003/15/2011 1:49:24 PM
impressive-loan9$34.693/15/2011 2:27:38 PM
all_of_that_one$50.003/15/2011 3:58:57 PM
payout-banker4$25.003/15/2011 4:09:19 PM
coin-explorer$27.503/15/2011 4:43:04 PM
affluence-tycoon$50.003/15/2011 4:47:41 PM
simplelender80$150.003/7/2011 5:32:03 PM
sensational-worth7$50.003/7/2011 10:04:40 PM
leverage-monger$100.003/8/2011 8:11:17 AM
power-companion7$100.003/8/2011 10:09:38 AM
greencat$50.003/8/2011 10:34:42 AM
CA-Lender$100.003/8/2011 3:17:17 PM
worthy-bid8$50.003/8/2011 4:14:27 PM
patriot897$25.003/8/2011 6:35:41 PM
108lender$200.003/9/2011 9:18:45 AM
thelovebug$100.003/9/2011 12:51:57 PM
chkrvrty$50.003/10/2011 4:22:05 AM
top-basis-majesty$50.003/10/2011 9:35:35 AM
SecondChanceLendingSERV$25.003/11/2011 9:27:07 AM
kind-genuine-dough$25.003/11/2011 9:36:11 AM
secureincome$1,400.003/11/2011 11:35:04 AM
chungfang$100.003/11/2011 1:32:14 PM
zotzot$25.883/11/2011 5:55:39 PM
Soulphoniks-Holdings$100.003/12/2011 7:33:16 AM
treasure-widget$25.003/12/2011 10:28:21 AM
LoanerPrincipal$25.003/13/2011 8:36:39 PM
yield-trader$50.003/14/2011 10:07:25 AM
Weaverville$50.003/13/2011 5:48:24 PM
umfan123$25.003/14/2011 4:40:46 PM
worldly-money4$150.003/14/2011 2:33:31 PM
JohnSmallberries$25.003/14/2011 12:36:39 PM
satisfying-durability$25.003/14/2011 9:26:07 PM
Cai8899$25.003/14/2011 5:54:36 PM
Artist_Blue$25.003/14/2011 4:40:22 PM
liberty-destiny3$25.003/15/2011 2:13:07 AM
Kaj$50.003/14/2011 4:48:38 PM
irrelevant$25.003/14/2011 7:21:22 PM
Hanalei712$50.003/15/2011 9:38:41 AM
first-dinero-temple$25.003/14/2011 10:01:37 PM
asset-professor$30.563/15/2011 2:12:12 AM
orderly-leverage$100.003/15/2011 1:47:15 PM
Wellman$50.003/15/2011 4:02:03 AM
reward-adventure$50.003/15/2011 4:57:09 AM
dollar-sonnet3$50.003/15/2011 11:03:50 AM
melodious-openness$120.833/15/2011 5:32:34 AM
Imageloan$50.003/15/2011 2:45:10 PM
worthy-loot8$25.003/15/2011 2:51:53 PM
angelinvestor2$50.003/15/2011 3:13:31 PM
trail8631$35.003/15/2011 3:53:19 PM
shmb6508$200.003/15/2011 1:47:20 PM
seisen$50.003/15/2011 1:48:15 PM
debt-force$25.003/15/2011 4:48:22 PM
benefit-boots$25.003/15/2011 3:26:42 PM
MDJAX67$50.003/15/2011 4:37:28 PM
IIP77$25.003/15/2011 1:42:13 PM
missing-link$25.003/15/2011 1:49:58 PM
UBOtto186$50.003/15/2011 2:45:38 PM
genius520$100.003/15/2011 4:49:53 PM
104 Investments
 
Borrower Payment Dependent Notes Series 497016
This series of Notes was issued and sold upon the funding of the borrower loan #48128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,330.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $255.01
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1996 Debt/Income ratio: 20%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,337Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: moola-spark Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to pay off a loan I just got which has an interest rate of 35.99% for 60 months with payments of $228.68 per month. I want a lower interest rate for a term of 3 years.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and the payment amount for the 3 year term is not much more than the current payment amount for the 5 year term.


Monthly net income: $3000
Monthly expenses: $2089
Housing: $967
Insurance: $60
Car expenses: $50
Utilities: $150
Phone, cable, internet: $87
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/24/2011 9:05:22 AM
suave-dime6$25.003/24/2011 9:05:03 AM
113121$6,105.003/24/2011 9:13:00 AM
3 Investments
 
Borrower Payment Dependent Notes Series 497080
This series of Notes was issued and sold upon the funding of the borrower loan #48178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $142.59
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1997 Debt/Income ratio: 3%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 1/ 3 Revolving credit balance: $2,599Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: JoanF Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 17 ( 94% ) 640-659 (Latest)
Principal borrowed: $7,000.00< 31 days late: 1 ( 6% )  
620-639 (Sep-2007)
(Feb-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Rebuilding Credit Score
Dear Prosper Lenders,

This loan will be used to pay off my credit cards and rebuild my credit score.

I am a good candidate for this loan because I have a successful history with Prosper and I understand the community responsibility. I will pay off this loan according to the pay schedule in 3 years. I am so grateful for prospers help in the past. With your help, my credit rating soared.

However, I fell off track a few years ago during a custody issue with my daughter. My attorney fees were outrageous... it lasted longer than anticipated. My daughter and I are still together, we won. She just turned 18 and even though it was a tough road, it was worth the hardship. You may be wondering if this could happen again, and my answer to you is, "No. she is my only child." Plus, the relationships are comfortable again.

Thank you for your careful consideration.

Sincerely,

J
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.333/8/2011 5:03:18 PM
Tradesmanlender$100.003/8/2011 5:05:22 PM
power-companion7$100.003/8/2011 5:07:02 PM
competent-p2p$40.003/8/2011 5:47:41 PM
credit-investor5$50.003/8/2011 5:07:35 PM
DasMula$27.003/8/2011 5:39:22 PM
vutah$50.003/8/2011 5:43:12 PM
patriot897$25.003/8/2011 6:34:41 PM
blue-useful-auction$25.003/9/2011 7:42:29 AM
LittleMingo$44.243/8/2011 5:03:55 PM
CoolPlexer$25.003/9/2011 2:18:24 AM
marinbb$50.003/8/2011 7:24:32 PM
worthy-bid8$28.303/9/2011 6:31:40 AM
wild-orange$50.003/9/2011 3:53:24 AM
DKSArt$25.003/9/2011 9:36:04 AM
golffish2$100.003/9/2011 4:30:02 AM
chameleon125$50.003/9/2011 6:20:59 AM
sflash$25.003/9/2011 3:37:12 PM
CA-Lender$100.003/9/2011 2:57:07 PM
a-reasonable-return$25.003/10/2011 8:47:02 AM
EverettFinancial$25.003/10/2011 7:55:52 AM
GS-ROCK$25.003/10/2011 9:49:07 AM
the-serene-transaction$25.323/10/2011 1:31:38 PM
lender12345$25.003/10/2011 8:54:49 PM
kappaknight$27.913/11/2011 1:13:07 AM
Leshan$150.003/11/2011 6:41:30 AM
marwadi-62$300.003/10/2011 8:09:50 PM
autonomous-truth$50.003/10/2011 4:27:11 PM
efficient-treasure0$25.003/11/2011 7:02:54 AM
a-restless-dollar$50.003/11/2011 8:14:43 AM
interstellar$51.003/11/2011 1:22:22 AM
aafg69$25.003/11/2011 9:25:12 AM
113121$704.153/11/2011 9:48:03 AM
Fun54115$25.003/11/2011 6:50:06 AM
atlas100$25.003/11/2011 8:34:42 AM
Tylerh$100.003/8/2011 5:06:24 PM
113121$25.003/8/2011 5:21:57 PM
squarebob$25.003/8/2011 5:51:17 PM
Johnab$25.003/8/2011 8:02:54 PM
suave-income397$250.003/8/2011 10:05:44 PM
mikeandcat$69.053/9/2011 5:29:32 AM
BxRealtor$25.003/8/2011 5:02:34 PM
benjamins-utopia$100.003/8/2011 5:02:39 PM
simplelender80$100.003/8/2011 5:02:58 PM
SolarMoonshine$50.003/8/2011 5:41:01 PM
hopeful-truth5$50.003/8/2011 5:57:15 PM
radforj22$25.003/9/2011 9:33:03 AM
ac787$25.003/8/2011 9:36:00 PM
Preteur$25.003/9/2011 1:36:34 PM
nickelasaurus-rex$27.283/9/2011 7:34:11 AM
nickel-ferret$100.003/9/2011 8:50:16 AM
Edge-City$25.003/9/2011 5:51:44 PM
heavy_ax$25.003/9/2011 3:01:13 PM
LittleMingo$30.003/10/2011 3:29:03 AM
JCM_MN$38.003/10/2011 5:04:35 AM
loanman2007$25.003/10/2011 11:54:54 AM
helpingyou1$25.323/10/2011 12:32:34 PM
Whitewater_Loans$50.003/10/2011 11:39:09 AM
us957165$25.003/10/2011 5:35:24 PM
WisconsinLiberal$25.003/10/2011 4:00:03 PM
power-secret-agent$50.003/11/2011 4:37:24 AM
carrinel$45.003/11/2011 7:32:19 AM
Chillito$92.103/11/2011 4:18:09 AM
LendToCause$25.003/10/2011 6:13:35 PM
64 Investments
 
Borrower Payment Dependent Notes Series 497276
This series of Notes was issued and sold upon the funding of the borrower loan #48155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2006 Debt/Income ratio: 22%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,252Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: diversification-saffron4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Making things more manageable
Purpose of loan:
Break two payments down into one at a lower monthly cost.

My financial situation:
I am very dependable and not looking to get into anything I can not afford. My credit score is what it is because I have always done what was necessary to keep it that way. I just want to make monthly payments a little bit more manageable and maybe have a little bit left over. The parts left unfilled below are because they are literally in the process of changing.


Monthly net income: $1,200.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $240.00
Utilities: $
Phone, cable, internet: $265.00
Food, entertainment:
Clothing, household expenses: $
Credit cards and other loans: 280.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why no housing costs? Do you have other income in your household; spouse, significant other? - CPAecs
A: I did not include any housing costs because there are currently none to enter. I was renting a house with a friend before and I took care of all house hold needs for myself as well as him and his family. However, as of April 1st I will be removed from the lease because I am turning over the home to my friend and his girlfriend. I have not yet decided where I will be moving and therefore I do not know the exact amount of what my housing costs will be. Mine is the only income in the household. (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/21/2011 9:05:57 AM
JustMee$25.003/21/2011 10:12:59 AM
simplelender80$150.003/21/2011 9:02:53 AM
liberty-magnate$25.003/21/2011 10:59:41 AM
Wangchuk$25.333/21/2011 9:01:59 AM
Wangchuk$25.003/21/2011 5:12:16 PM
competent-p2p$30.003/21/2011 6:35:13 PM
suave-dime6$25.003/22/2011 2:39:08 AM
LSAR$33.003/22/2011 4:48:15 AM
SolarMoonshine$25.003/21/2011 6:56:23 PM
ingenious-deal6$25.003/22/2011 5:36:24 PM
bid-czar8$50.003/23/2011 3:11:12 AM
worldly-money4$200.003/23/2011 6:07:09 AM
CASSHMAN$75.003/23/2011 7:01:55 PM
finance-prescription$50.003/24/2011 5:34:12 AM
zippy-interest$25.003/23/2011 7:53:59 PM
burrito6$25.003/24/2011 8:31:34 AM
EarlyRiser$250.003/24/2011 9:46:28 AM
integrity-doctor$100.003/24/2011 3:47:08 PM
jjswanso$200.773/25/2011 6:46:00 PM
mercuriant$25.003/26/2011 4:53:48 AM
Mrgiggleswic$28.633/26/2011 7:36:50 AM
NYCFinancier$25.003/26/2011 7:47:59 AM
CA-Lender$100.003/26/2011 12:17:23 PM
astute-investment5$25.003/26/2011 10:51:34 AM
piano55$30.003/26/2011 12:39:31 PM
Astyanax$40.003/26/2011 11:52:08 AM
cbivitz$50.003/26/2011 9:49:23 AM
courteous-kindness1$25.003/26/2011 3:15:18 PM
amlu1988$25.003/26/2011 11:15:01 AM
hitsman$50.003/26/2011 11:48:19 AM
Control$25.003/26/2011 2:49:53 PM
squarebob$25.003/26/2011 12:17:45 PM
vine99$50.003/26/2011 12:56:20 PM
wild-orange$50.003/26/2011 1:14:19 PM
first-serene-credit$25.003/26/2011 4:09:08 PM
sfmf$40.003/26/2011 4:19:29 PM
radionet$30.003/26/2011 4:22:34 PM
the-dollar-topper$100.003/26/2011 2:43:23 PM
return-seeker85$500.003/26/2011 6:33:41 PM
melodious-openness$1,000.003/26/2011 4:37:18 PM
green-thoughtful-yield$50.003/26/2011 4:48:00 PM
handshake5$100.003/26/2011 4:53:03 PM
credit-missile$50.003/26/2011 5:19:11 PM
kindness-sage$25.003/26/2011 5:44:45 PM
tashara$25.003/26/2011 3:38:24 PM
wbahl$25.003/26/2011 6:27:42 PM
hookUup$25.003/26/2011 6:07:18 PM
principal-star$25.003/21/2011 9:03:46 AM
leodaguy$25.003/21/2011 9:06:14 AM
reflective-rupee$600.333/21/2011 11:50:00 AM
Bob450$25.003/22/2011 8:33:40 AM
Jack55304$125.003/23/2011 12:48:26 PM
well-mannered-income3$50.003/23/2011 6:08:18 PM
loanman2007$75.003/24/2011 5:56:07 AM
benjamins-utopia$100.003/24/2011 11:49:35 AM
hellasow$30.003/26/2011 8:17:24 AM
wealth-competitor$25.003/26/2011 12:17:09 PM
vegibenz$50.003/26/2011 11:43:03 AM
Mariner3605$25.003/26/2011 11:57:16 AM
wise-natural-return$25.003/26/2011 1:19:20 PM
saga9$25.003/26/2011 1:45:09 PM
doopers$25.003/26/2011 12:06:03 PM
frogperson$144.263/26/2011 9:58:57 AM
pani5ue$25.003/26/2011 9:59:28 AM
benefit-piano5$25.003/26/2011 12:51:06 PM
2grindstones$25.003/26/2011 11:21:47 AM
glroark$100.003/26/2011 4:42:59 PM
mammalian4$25.003/26/2011 4:44:33 PM
Gibbyland$100.003/26/2011 1:18:13 PM
lawyervon$25.003/26/2011 4:58:45 PM
mdree$61.003/26/2011 5:44:19 PM
BlessedEveryDay$25.003/26/2011 3:35:46 PM
sjo1984111$33.003/26/2011 3:48:22 PM
w3alter$50.003/26/2011 4:23:14 PM
zotzot$100.443/26/2011 5:19:19 PM
bassman46$100.003/26/2011 5:32:23 PM
77 Investments
 
Borrower Payment Dependent Notes Series 497322
This series of Notes was issued and sold upon the funding of the borrower loan #48119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-10-2011 
Term: 60 months Listing End date:  Mar-22-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $221.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1986 Debt/Income ratio: 22%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 9Length of status:19y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,548Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: lava74 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Sanity with Interest Rates
Purpose of loan:
This loan will be used to..to pay off credit cards at 29.7% interest when I never have missed a payment or been late on a payment, but just because the Credit Card companies new I had too much credit outstanding.

My financial situation:
I am a good candidate for this loan because...I have a secure government job with 19 years experience at same place and I have never missed a payment at the 29.7% interest rate, so at this lower rate, I will not only be able to make the payments but be able to pay down the principal.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Is the entire $42K credit card debt? - jpblan11
A: Yes, it is. (Mar-13-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
zotzot$100.553/10/2011 9:03:49 AM
JJ9876$25.003/10/2011 9:04:25 AM
chibear34$25.003/10/2011 9:06:26 AM
simplelender80$100.003/10/2011 9:03:29 AM
patriot897$25.003/10/2011 9:04:48 AM
spirited-diversification0$100.003/10/2011 9:51:42 AM
felicity-loyalist0$25.003/10/2011 4:42:10 PM
reflective-rupee$25.333/10/2011 5:14:41 PM
Eric_Gagne$100.003/10/2011 12:58:55 PM
credit-coach118$100.003/10/2011 2:57:06 PM
investment-artist$25.003/10/2011 3:32:14 PM
efficient-treasure0$25.003/11/2011 7:04:39 AM
justinology$50.003/11/2011 10:26:17 AM
integrity-doctor$100.003/11/2011 1:33:57 PM
jescowa$50.003/12/2011 5:51:29 AM
BOZO88$25.003/13/2011 6:59:29 PM
Weaverville$25.003/13/2011 5:50:30 PM
caring-hope2$50.003/14/2011 9:15:22 AM
important-ore$100.003/14/2011 10:12:39 AM
CheapDolo22$25.003/15/2011 7:26:26 AM
GoingFishing$25.003/14/2011 8:58:31 PM
agwosdof$50.003/15/2011 1:54:42 PM
dinero-elevator$50.003/16/2011 1:06:12 AM
unclejaef$25.003/16/2011 12:13:09 PM
Tradesmanlender$35.003/16/2011 12:07:44 PM
Coach-n-u$29.033/16/2011 10:34:07 AM
worthy-bid8$50.003/16/2011 12:07:59 PM
wbahl$25.003/16/2011 8:13:02 PM
currency-persimmon$100.003/17/2011 9:35:36 AM
adir1$25.003/16/2011 9:29:41 PM
Havana21$25.003/17/2011 1:44:23 AM
GoingFishing$25.003/17/2011 7:41:26 AM
haryassman$25.003/17/2011 2:20:11 PM
FinanceEngine$30.003/17/2011 10:46:01 AM
loyalty-sherpa$25.003/17/2011 4:31:59 PM
singletrck$25.003/17/2011 12:35:08 PM
authoritative-loot$25.003/17/2011 11:26:43 PM
hostbank$100.003/17/2011 3:42:11 PM
p2ploan-sensation211$50.003/17/2011 8:19:59 PM
kc8fot$75.003/18/2011 5:36:32 AM
new-ore-venture$100.003/18/2011 9:20:31 AM
jeflanne$200.003/18/2011 7:18:46 AM
Metasequoia$25.003/18/2011 3:13:20 PM
a-unflappable-finance$100.003/18/2011 9:38:47 AM
GCInvestments$50.003/19/2011 1:02:14 AM
cjames84$25.003/19/2011 5:01:32 AM
GMPK_TLAS$50.003/19/2011 1:25:23 AM
Bucket219$25.003/19/2011 5:56:34 PM
loot-heart$25.003/19/2011 11:01:38 PM
important-ore$149.003/19/2011 1:18:19 PM
money-surge1$50.003/20/2011 10:47:09 AM
w3alter$100.003/19/2011 4:56:28 PM
CARedBull$50.003/19/2011 10:48:19 AM
thebigrig$100.003/19/2011 11:13:00 AM
spiff666$25.003/20/2011 2:08:36 PM
intuitive-camaraderi9$50.003/20/2011 3:40:53 PM
HamachiMan$50.003/20/2011 4:27:07 PM
duty-accomplishment$25.003/20/2011 4:44:28 PM
jarf$100.003/20/2011 9:55:10 PM
a-reasonable-return$25.003/21/2011 6:52:51 AM
TBCapitol$34.633/21/2011 8:15:50 AM
congardner1$50.003/21/2011 8:26:15 AM
Planecourage$28.303/21/2011 9:09:19 AM
bennycutts$50.003/21/2011 12:38:59 AM
LongTail$50.003/21/2011 9:55:13 AM
twerns$40.003/21/2011 11:09:08 AM
vishal29$100.003/20/2011 8:07:10 PM
superb-bonus0$29.783/21/2011 9:48:56 AM
TSC$50.003/21/2011 3:37:14 PM
mushroomhunter$50.003/21/2011 10:57:45 AM
FredHead3$29.393/21/2011 5:36:36 PM
HumRaahee$100.003/21/2011 6:13:24 PM
Marty_W_Cordova$2,147.383/22/2011 7:38:52 AM
doopers$25.003/21/2011 6:14:42 PM
honorable-yield$25.003/22/2011 6:41:38 AM
AFairDeal$100.003/10/2011 9:04:38 AM
nickel-ferret$100.003/10/2011 9:05:01 AM
KichigaiSensei$25.003/10/2011 10:06:21 AM
Tech-Entrepreneur$25.003/10/2011 9:05:05 AM
top-epic-community$50.003/10/2011 10:42:49 AM
BxRealtor$25.003/10/2011 9:02:44 AM
power-pagoda$105.003/10/2011 9:12:01 AM
auction-seeker$25.003/10/2011 5:13:03 PM
thankful-nickel2$100.003/10/2011 12:05:07 PM
newest-funds-powerplant$50.003/10/2011 1:18:16 PM
Kaustubh$150.003/10/2011 4:38:02 PM
fairness-swashbuckler$100.003/10/2011 6:43:54 PM
JustMee$25.003/11/2011 5:09:29 AM
radforj22$25.003/11/2011 4:15:19 PM
Tylerh$100.003/11/2011 3:35:00 PM
jpblan11$25.003/13/2011 4:47:55 PM
Walkingcowboy$50.003/14/2011 7:56:23 PM
CA-Lender$25.003/14/2011 6:03:48 PM
aquarexbi$100.003/15/2011 6:26:10 PM
leodaguy$50.003/15/2011 9:22:29 PM
KClender$25.003/15/2011 2:46:12 PM
indomitable-coin$82.613/15/2011 9:12:46 PM
Ripsaw4U$50.003/16/2011 1:24:30 AM
kenji4861$25.003/16/2011 2:27:22 AM
benjamins-utopia$100.003/16/2011 9:03:36 AM
JeffHoll$80.003/16/2011 11:53:56 AM
principal-bull$25.003/16/2011 6:42:44 PM
BzJ108$25.003/16/2011 9:36:33 PM
Domgabriel$25.003/17/2011 8:48:27 AM
syounker$25.003/17/2011 5:58:07 PM
syounker$25.003/17/2011 6:30:06 PM
BankofBeth$25.003/17/2011 8:03:24 PM
360Winner$50.003/18/2011 9:34:10 AM
axl163$25.003/18/2011 9:42:45 AM
enthralling-deal180$50.003/19/2011 12:03:01 AM
DrunkenMic$25.003/19/2011 1:08:07 AM
ms48105$25.003/19/2011 2:08:55 AM
availableloan$25.003/18/2011 7:57:56 PM
realtormoises$25.003/19/2011 5:48:43 AM
delmo$25.003/19/2011 6:36:46 AM
edsmoney$100.003/19/2011 8:22:35 AM
Peacepower$25.003/19/2011 3:40:27 PM
KClender$25.003/19/2011 8:40:10 AM
Cbank05$35.003/19/2011 9:39:42 AM
Agent1$50.003/19/2011 10:24:33 PM
a-responsible-return$100.003/20/2011 12:53:40 AM
credit-bliss8$25.003/20/2011 1:38:26 AM
JackinGreen$125.003/20/2011 7:47:10 AM
leeball$150.003/20/2011 2:27:06 PM
myworld701$25.003/20/2011 11:36:25 AM
rebeldog67$73.243/21/2011 7:11:42 AM
RecoveryLender$25.003/20/2011 8:33:26 AM
vigilance-searcher$25.003/20/2011 7:27:39 PM
cingular$25.003/21/2011 9:37:16 AM
credit-scout7$50.003/21/2011 8:07:10 AM
saga9$50.003/21/2011 10:19:16 AM
jstnow$25.003/20/2011 3:55:40 PM
ommuruga$31.143/20/2011 4:03:59 PM
enterprising-cash0$25.003/21/2011 10:35:01 AM
AY_RY$29.293/20/2011 5:14:10 PM
supersarah61$100.003/20/2011 6:02:46 PM
squarebob$50.333/21/2011 11:24:10 AM
1phantom$25.003/21/2011 9:40:58 AM
kbmarin$25.003/21/2011 12:33:41 PM
GElender$100.003/21/2011 6:11:31 AM
smilinsam$100.003/21/2011 2:12:35 PM
frooogal$50.003/21/2011 3:26:02 PM
himanshuko$30.003/21/2011 8:02:03 AM
professional-coin1$25.003/21/2011 12:29:49 PM
revenue-achievement$25.003/21/2011 1:41:19 PM
dlenz$25.003/21/2011 7:22:01 PM
jdrez$25.003/22/2011 1:29:08 AM
MadHun$200.003/22/2011 2:32:14 AM
RainMakers$25.003/21/2011 9:27:01 PM
Jcardone33$25.003/22/2011 5:54:39 AM
jigsaw$50.003/22/2011 6:01:11 AM
78$30.003/22/2011 7:28:31 AM
152 Investments
 
Borrower Payment Dependent Notes Series 497460
This series of Notes was issued and sold upon the funding of the borrower loan #48196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,741.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.25% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $369.49
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2004 Debt/Income ratio: 17%
Credit score: 800-819 (Jul-2010) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,203Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: dough-pro2 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 800-819 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2009)
 
Principal balance: $8,242.26 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Buying computers for business
Purpose of loan:
I will be using this loan to purchase computers for business use.

My financial situation:
I have a solid financial history and employment history. My financial situation is quite stable and my credit history proves that I am responsible with my money. I am simply looking to take advantage of the relatively low rates being offered right now to secure some medium-term financing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please describe your business and also explain why the computers will cost so much? - orange-impartial-asset
A: I will be purchasing very high-end equipment and renting it out. (Mar-12-2011)
Q: Are these computers "servers" Do you have contracts in place for the rental which will cover the loan payments? - a-income-rocket
A: Yes they are and yes I do. (Mar-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
b1geasy$38.623/11/2011 9:01:03 AM
top-epic-community$50.003/11/2011 9:02:06 AM
AFairDeal$100.003/11/2011 9:03:28 AM
SimpleChoice$25.003/11/2011 9:44:39 AM
JJ9876$25.003/11/2011 9:03:18 AM
nickel-ferret$100.003/11/2011 9:03:37 AM
BxRealtor$25.003/11/2011 9:04:58 AM
eloquent-dime416$25.003/12/2011 10:09:52 AM
jescowa$50.003/12/2011 5:51:52 AM
cptproton$50.003/13/2011 11:02:10 AM
Weaverville$25.003/13/2011 5:50:44 PM
patriot897$25.003/14/2011 5:56:31 AM
important-ore$100.003/14/2011 10:13:00 AM
radforj22$25.003/14/2011 5:29:35 PM
organized-payment6$50.003/14/2011 4:47:28 PM
ingenious-order783$50.003/16/2011 11:57:11 AM
interest-exec9$50.003/16/2011 11:56:03 AM
MoneyTree79$75.003/16/2011 8:02:27 PM
indomitable-coin$50.003/17/2011 5:49:49 AM
wbahl$25.003/16/2011 8:13:10 PM
worthy-bid8$50.003/17/2011 11:14:07 AM
Havana21$25.003/17/2011 1:44:43 AM
currency-persimmon$100.003/17/2011 9:35:51 AM
loyalty-sherpa$25.003/17/2011 4:32:08 PM
axl163$25.003/18/2011 11:43:57 AM
Walkingcowboy$50.003/19/2011 9:47:36 AM
zippy-revenue8$25.003/19/2011 6:01:29 AM
thebigrig$100.003/19/2011 11:13:08 AM
money-surge1$50.003/20/2011 10:47:20 AM
loot-heart$25.003/19/2011 11:01:43 PM
credit-scout7$50.003/21/2011 8:07:13 AM
balance-force$25.003/21/2011 1:05:04 AM
TSC$50.003/21/2011 3:37:15 PM
saga9$50.003/21/2011 10:19:22 AM
credit-kahuna$30.003/22/2011 9:06:34 AM
jigsaw$50.003/22/2011 6:01:16 AM
reflective-economy1$50.003/22/2011 9:13:17 AM
Goat$25.003/22/2011 10:22:09 AM
zippy-revenue8$25.003/22/2011 9:14:33 AM
honorable-yield$25.003/22/2011 6:41:43 AM
Belvidere82$50.003/22/2011 9:42:29 AM
musegaze$130.003/22/2011 9:58:04 AM
MadHun$200.003/22/2011 5:12:18 PM
jdrez$25.003/22/2011 4:42:39 PM
astute-note1$50.003/22/2011 6:32:31 PM
momentous-coin$81.913/22/2011 5:00:21 PM
Bigg_Lender$25.003/22/2011 7:12:49 PM
platinum-platoon$25.003/22/2011 5:37:12 PM
availableloan$25.003/22/2011 8:53:02 PM
Leopoldine$25.003/22/2011 7:28:43 PM
squarebob$25.003/22/2011 6:07:40 PM
syounker$25.003/22/2011 6:43:30 PM
vigilance-searcher$25.003/23/2011 7:41:30 AM
investment-kingdom$300.003/23/2011 9:33:25 AM
BabyLender$25.003/23/2011 10:55:10 AM
upbeat-investment9$151.813/23/2011 7:50:59 AM
TJRCapital$48.973/23/2011 2:02:20 PM
misit$25.003/23/2011 10:24:49 AM
reflective-rupee$75.333/23/2011 2:20:26 PM
cash-cymbal$100.003/23/2011 6:20:26 PM
msh345$25.003/23/2011 9:37:58 AM
mwaldo13$100.003/23/2011 10:30:16 AM
wwwUniversal$25.003/23/2011 8:42:41 PM
usanachris$25.003/23/2011 4:59:12 PM
WSB-GROUP$25.003/23/2011 10:43:39 PM
m0rlock$500.003/23/2011 5:14:27 PM
williemc44$25.003/23/2011 1:49:05 PM
JedClampett$75.003/23/2011 2:00:17 PM
Archchancellor$50.003/24/2011 5:02:30 AM
Oak-Parker$25.003/23/2011 6:26:53 PM
CA-Lender$75.003/23/2011 6:57:45 PM
IIP77$25.003/24/2011 6:27:47 AM
jktravl$100.003/23/2011 4:55:07 PM
the-profit-oracle$25.003/24/2011 2:15:33 AM
gold-sushi$25.003/24/2011 9:34:14 AM
benefit-piano5$25.003/24/2011 9:36:54 AM
Fiimg$50.003/23/2011 6:59:38 PM
br4444$50.003/23/2011 7:00:13 PM
GatorBux$50.003/24/2011 11:08:08 AM
payout-reaction740$25.003/23/2011 7:32:44 PM
first-serene-credit$25.003/23/2011 7:52:27 PM
bold-shrewd-market$25.003/24/2011 12:17:37 PM
Crisscross$50.003/24/2011 10:54:26 AM
ocho$50.003/24/2011 11:22:36 AM
bba11er45$100.003/24/2011 7:25:02 AM
slojudy$50.003/24/2011 5:42:35 PM
socal-lender$25.003/24/2011 7:44:16 PM
ranstlin$25.003/25/2011 4:17:57 AM
integrity-trumpet$50.003/24/2011 5:13:45 PM
sfmdg$50.003/25/2011 4:52:30 AM
Rivermaverick$25.003/25/2011 8:00:33 AM
chrisah$50.003/24/2011 7:28:33 PM
108lender$59.603/25/2011 1:14:20 AM
StreetJustice$31.563/25/2011 2:04:04 AM
focused-wampum$50.003/25/2011 4:11:05 AM
mammalian4$25.003/25/2011 5:02:27 AM
julijask$27.323/24/2011 5:27:27 PM
cpodakine$25.003/25/2011 6:47:35 AM
commanding-income774$25.003/25/2011 7:58:54 AM
riproaringrapids$25.003/24/2011 8:27:36 PM
financialsteward123$25.003/24/2011 10:32:30 PM
intrepid-loot$25.003/25/2011 5:28:38 AM
tylerfd$25.003/25/2011 6:57:37 AM
seanambrose$25.003/25/2011 8:57:35 AM
ichibon$150.883/11/2011 9:01:25 AM
credit-investor5$50.003/11/2011 9:04:31 AM
reflective-rupee$25.333/11/2011 10:20:09 AM
simplelender80$100.003/11/2011 9:02:37 AM
Tech-Entrepreneur$25.003/11/2011 9:03:43 AM
zotzot$50.113/11/2011 5:01:20 PM
efficient-treasure0$25.003/12/2011 3:46:36 PM
Azonic21$25.003/12/2011 9:12:28 AM
vine99$90.003/13/2011 5:41:12 PM
inspiring-credit4$25.003/14/2011 1:07:26 PM
CA-Lender$25.003/14/2011 6:03:57 PM
Tradesmanlender$70.003/14/2011 5:38:16 PM
Tylerh$100.003/15/2011 4:49:37 PM
leodaguy$50.003/15/2011 9:22:38 PM
kenji4861$25.003/16/2011 2:27:43 AM
Ripsaw4U$50.003/17/2011 12:00:05 PM
hostbank$100.003/17/2011 3:42:19 PM
benjamins-utopia$100.003/17/2011 12:01:45 PM
360Winner$50.003/18/2011 9:34:20 AM
a-unflappable-finance$100.003/18/2011 9:38:57 AM
enthralling-deal180$50.003/19/2011 12:03:11 AM
GMPK_TLAS$50.003/19/2011 1:25:37 AM
w3alter$100.003/19/2011 4:56:31 PM
GCInvestments$50.003/19/2011 3:12:17 PM
HamachiMan$50.003/20/2011 4:27:11 PM
mrpowers5531$25.003/21/2011 10:43:23 AM
smilinsam$100.003/21/2011 2:12:39 PM
joffco$50.003/21/2011 11:29:46 AM
enterprising-cash0$25.003/21/2011 4:37:14 PM
ddibernardo$35.403/22/2011 9:08:53 AM
durability-balance4$50.003/22/2011 8:42:47 AM
balance-booster8$50.003/22/2011 4:46:55 PM
elbastador$25.003/22/2011 3:15:29 PM
rawman$30.003/22/2011 6:15:38 PM
engaging-worth$25.003/22/2011 6:23:11 PM
compagnt$25.003/22/2011 6:33:45 PM
Artist_Blue$25.003/22/2011 5:35:04 PM
Krozy$49.053/22/2011 7:48:49 PM
butterfly841$50.003/22/2011 3:22:48 PM
a-responsible-return$100.003/22/2011 5:44:11 PM
Johnab$25.003/22/2011 7:10:09 PM
bid-czar8$50.003/23/2011 3:00:04 AM
enchanted-yield4$100.003/22/2011 5:34:09 PM
hopethisworks$50.003/22/2011 9:52:40 PM
enchanted-yield4$100.003/23/2011 6:27:08 AM
Rockymtnhi$50.003/23/2011 6:34:03 AM
kulender$50.003/23/2011 8:39:33 AM
zippy-interest$25.003/22/2011 7:13:12 PM
the-serene-transaction$32.743/23/2011 10:11:55 AM
Interstate_Rate$500.003/23/2011 10:55:49 AM
bkb7484$29.363/23/2011 7:22:36 AM
umfan123$25.003/23/2011 6:45:30 AM
integrity-broker$25.003/23/2011 11:43:06 AM
kublai$500.003/23/2011 5:05:26 PM
LimaGuy$25.003/23/2011 11:56:57 AM
Peterman$25.003/23/2011 12:07:16 PM
kr60$100.003/23/2011 6:45:07 PM
gold-blanket0$50.003/23/2011 7:33:01 PM
blissme8$100.003/24/2011 12:02:38 AM
don8ter$25.003/24/2011 2:14:47 AM
Veiglcc$25.003/23/2011 12:59:37 PM
shmb6508$50.003/23/2011 1:33:58 PM
magnetic-kindness$25.003/23/2011 2:29:59 PM
lamsabuy$500.003/23/2011 7:29:00 PM
currency-persimmon$100.003/23/2011 4:34:46 PM
lucrative-worth$100.003/24/2011 8:14:58 AM
intrepid-loot$100.003/23/2011 5:10:34 PM
MyPlantsEatBugs$25.003/24/2011 9:33:05 AM
income-sage9$25.003/24/2011 2:47:46 AM
platinum-rapture6$100.003/23/2011 6:06:43 PM
GElender$50.003/24/2011 7:02:53 AM
LendGuy$25.003/24/2011 12:53:48 PM
meenan$50.003/24/2011 2:04:06 AM
marwadi-62$100.003/24/2011 10:47:33 AM
sociallender$25.003/24/2011 3:58:33 PM
Quiddity$50.003/24/2011 7:43:28 AM
bashar$25.003/24/2011 12:53:38 PM
msh345$25.003/24/2011 3:46:36 PM
swpski$25.003/24/2011 9:32:53 AM
VikingInvestments$25.003/24/2011 8:32:35 PM
nalaari$25.003/25/2011 2:09:03 AM
studious-bonus7$63.623/25/2011 2:15:04 AM
velocity-solo$25.003/25/2011 2:19:17 AM
nobanksallowed$26.363/25/2011 6:08:40 AM
beachbum22$25.003/24/2011 5:57:37 PM
jtradition$50.003/25/2011 7:08:02 AM
PCGeekWI$25.003/24/2011 11:59:23 AM
Clambake$50.003/24/2011 7:03:35 PM
OzGuy609$25.003/24/2011 12:40:40 PM
The_Lending_Muscle$25.003/25/2011 12:02:51 AM
Cheburashka$25.003/25/2011 1:30:47 AM
LeReve$72.773/25/2011 1:31:19 AM
bullwink27$25.003/25/2011 4:12:29 AM
manugee$50.003/24/2011 5:48:13 PM
Hotrod52$25.003/24/2011 7:48:01 PM
GenerousGentleMan$25.773/25/2011 1:32:41 AM
Goodlender42$25.003/25/2011 1:52:43 AM
miket71$48.033/25/2011 2:00:02 AM
Svigel$41.463/25/2011 4:58:29 AM
Chervianne$50.003/25/2011 7:27:38 AM
204 Investments
 
Borrower Payment Dependent Notes Series 497496
This series of Notes was issued and sold upon the funding of the borrower loan #48021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $491.01
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1981 Debt/Income ratio: 9%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:19y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Doctor
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $12,688Stated income:$100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: deandroid Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
780-799 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
debt consolidation
Purpose of loan:
This loan will be used to..pay off credit card with higher interest and tax .payment

My financial situation:
I am a good candidate for this loan because...employed and pay all bills, payment for loan is less than I have been paying on credit card that will be payed off.


Monthly net income: $9,000
Monthly expenses: $
Housing: $1000
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$50.003/11/2011 5:01:18 PM
simplelender80$100.003/11/2011 5:03:45 PM
nickel-ferret$100.003/11/2011 5:04:36 PM
vutah$25.003/11/2011 5:12:42 PM
zotzot$50.223/11/2011 5:03:03 PM
jpblan11$25.003/11/2011 5:50:49 PM
ac787$37.003/12/2011 4:38:35 AM
silver-breeze3$25.003/12/2011 7:20:15 AM
BxRealtor$25.003/11/2011 5:05:37 PM
credit-investor5$50.003/11/2011 5:06:45 PM
SolarMoonshine$1,000.003/11/2011 6:06:00 PM
hopeful-truth5$100.003/12/2011 11:45:38 AM
thankful-nickel2$25.003/11/2011 8:34:44 PM
RecoveryLender$100.003/11/2011 9:00:54 PM
vigilance-searcher$25.003/12/2011 6:39:19 AM
rmpedi33$25.003/13/2011 8:59:14 PM
Chesterite$33.853/13/2011 7:02:54 PM
Weaverville$25.003/13/2011 5:50:49 PM
important-ore$100.003/14/2011 10:13:10 AM
genelinist$25.003/14/2011 1:31:58 PM
organized-payment6$50.003/14/2011 5:32:54 PM
888GoldIngots$25.003/14/2011 8:19:47 PM
radforj22$25.003/15/2011 2:11:02 AM
patriot897$25.003/15/2011 11:11:14 AM
power-companion7$100.003/15/2011 4:11:20 PM
efficient-treasure0$25.003/15/2011 2:11:32 PM
leodaguy$50.003/15/2011 9:22:46 PM
bullwink27$25.003/16/2011 6:46:44 AM
lender987654321$50.003/16/2011 4:04:58 PM
fuke$25.003/16/2011 8:57:00 PM
Ripsaw4U$50.003/16/2011 8:26:52 PM
hostbank$100.003/17/2011 3:42:36 PM
currency-persimmon$100.003/17/2011 9:36:08 AM
friendinmoney$25.003/17/2011 5:59:09 PM
newfoundation$25.003/17/2011 12:55:09 PM
GMPK_TLAS$50.003/19/2011 1:25:51 AM
Eric_Gagne$100.003/19/2011 8:35:18 AM
vivid-loot1$50.003/19/2011 10:07:35 AM
bankojerry$25.003/19/2011 6:24:20 AM
loot-heart$25.003/19/2011 11:01:54 PM
w3alter$100.003/19/2011 4:56:40 PM
money-surge1$50.003/20/2011 10:47:42 AM
balance-force$25.003/21/2011 1:12:59 AM
credit-scout7$50.003/21/2011 8:07:20 AM
smilinsam$100.003/21/2011 2:12:45 PM
robertmm25$100.003/22/2011 8:35:17 AM
vollynet$52.733/22/2011 9:07:13 AM
honorable-yield$25.003/22/2011 6:41:53 AM
guardian3$50.003/22/2011 7:59:03 AM
octoberfresh$25.003/22/2011 8:39:53 AM
musegaze$110.003/22/2011 9:51:44 AM
principal-bull$25.003/22/2011 5:26:01 PM
bughead$25.003/22/2011 7:32:17 PM
intrepid-loot$75.003/22/2011 5:54:54 PM
balance-booster8$50.003/22/2011 4:47:02 PM
Rockymtnhi$50.003/23/2011 6:34:10 AM
Bigg_Lender$25.003/22/2011 7:12:58 PM
cash-professor$50.003/22/2011 7:23:16 PM
investment-kingdom$300.003/23/2011 9:33:34 AM
BlessedEveryDay$25.003/23/2011 10:48:32 AM
jelly1126$50.003/23/2011 11:20:24 AM
newest-efficient-loan$35.003/23/2011 5:28:44 PM
shmb6508$50.003/23/2011 1:34:08 PM
IIP77$25.003/24/2011 6:27:57 AM
Quiddity$50.003/24/2011 7:43:36 AM
cash-queen$25.003/23/2011 9:16:33 PM
agalt$75.003/23/2011 11:16:08 PM
unafraid-loan5$25.003/24/2011 10:01:45 AM
payment-piledriver$44.933/24/2011 2:07:28 PM
GatorBux$50.003/24/2011 11:08:28 AM
impressive-p2p7$25.003/24/2011 11:19:37 AM
boomer5$25.003/24/2011 2:26:43 PM
JJ9876$25.003/11/2011 5:04:14 PM
AFairDeal$100.003/11/2011 5:04:30 PM
squarebob$25.003/11/2011 5:05:03 PM
Aberdeen$3,000.003/11/2011 5:01:38 PM
Feyenoord$25.003/12/2011 3:47:09 AM
CA-Lender$100.003/11/2011 5:06:13 PM
MoneyForNothing$59.063/11/2011 5:06:36 PM
ac787$65.003/13/2011 6:57:08 AM
CoolPlexer$25.003/13/2011 9:37:20 AM
jescowa$50.003/14/2011 5:56:33 AM
chameleon125$50.003/15/2011 6:24:26 AM
kenji4861$25.003/16/2011 2:27:59 AM
loyalist1$500.003/16/2011 9:59:52 AM
vivid-loot1$25.003/16/2011 8:41:08 PM
wbahl$25.003/16/2011 8:13:16 PM
Tylerh$100.003/17/2011 1:10:19 AM
Havana21$25.003/17/2011 1:44:59 AM
indomitable-coin$50.003/17/2011 5:50:15 AM
loyalty-sherpa$25.003/17/2011 4:32:28 PM
a-unflappable-finance$100.003/18/2011 9:39:03 AM
Tradesmanlender$100.003/18/2011 9:43:20 AM
360Winner$50.003/18/2011 9:34:30 AM
enthralling-deal180$50.003/19/2011 12:03:25 AM
worthy-bid8$50.003/19/2011 9:47:07 AM
a-finance-nirvana$25.003/19/2011 3:11:55 PM
HamachiMan$50.003/20/2011 4:27:21 PM
saga9$50.003/21/2011 10:19:39 AM
interstellar$51.003/22/2011 8:33:38 AM
Queueball1$25.003/21/2011 6:22:10 PM
klend4$100.003/22/2011 9:30:32 AM
Marty_W_Cordova$2,000.003/22/2011 7:46:51 AM
GElender$25.003/22/2011 5:46:43 AM
estancias$25.003/22/2011 2:52:55 PM
musegaze$150.003/22/2011 9:51:02 AM
organic-treasure$26.003/22/2011 9:57:14 AM
coolgenner$50.003/22/2011 10:42:59 AM
SnakeV$25.003/22/2011 2:35:15 PM
zippy-interest$25.003/22/2011 7:13:18 PM
gilbrear$25.003/22/2011 6:01:41 PM
euro-trumpet$25.003/22/2011 6:47:57 PM
Liam227$50.003/22/2011 7:47:25 PM
Leopoldine$25.003/23/2011 8:30:56 AM
wwwUniversal$25.003/23/2011 1:07:28 PM
PopeJP$50.003/23/2011 10:25:50 AM
vishal29$25.003/23/2011 2:44:43 PM
Fiimg$50.003/23/2011 6:59:53 PM
HomerdohNY$25.003/23/2011 5:53:35 PM
gallant-economy9$1,500.003/23/2011 1:04:55 PM
CASSHMAN$75.003/23/2011 7:41:46 PM
Artist_Blue$25.003/23/2011 7:54:10 PM
heerzaquestion$25.003/24/2011 6:30:38 AM
the-discrete-income$500.003/23/2011 4:53:47 PM
mflawyer$25.003/24/2011 10:14:11 AM
myduck$50.003/24/2011 6:30:20 AM
marwadi-62$50.003/24/2011 10:49:57 AM
benjamins-utopia$100.003/24/2011 11:47:27 AM
Row2010$25.003/24/2011 7:46:40 AM
dough-souffle$47.153/24/2011 1:24:49 PM
MonkeyHero$32.073/24/2011 1:31:45 PM
integrity-doctor$100.003/24/2011 2:58:03 PM
benefit-piano5$25.003/24/2011 9:37:05 AM
bold-shrewd-market$25.003/24/2011 12:17:52 PM
cdfmedic$25.603/24/2011 8:37:43 AM
Bank_of_E-Ville$25.373/24/2011 1:29:24 PM
mimoney16$25.003/24/2011 9:48:29 AM
PCGeekWI$25.003/24/2011 11:59:31 AM
gallant-economy9$30.023/24/2011 5:23:44 PM
139 Investments
 
Borrower Payment Dependent Notes Series 497508
This series of Notes was issued and sold upon the funding of the borrower loan #48015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1998 Debt/Income ratio: Not calculated
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,917Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: yield-medalist Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Operations Loan for IndoSole, LLC
Purpose of loan:
This loan will be used to fuel the company's monthly expenses for the months of March and April 2011.

My financial situation:
I am a good candidate for this loan because my company is growing and will be cash flow positive within a 6-month period.

Monthly net income: $2500
Monthly expenses: $2850
Housing: $1300
Insurance: $0
Car expenses: $300
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/11/2011 5:05:17 PM
simplelender80$150.003/11/2011 5:02:26 PM
thelovebug$100.003/11/2011 5:04:59 PM
CA-Lender$100.003/11/2011 5:05:58 PM
worldly-money4$150.003/14/2011 2:34:42 PM
Wellman$50.003/15/2011 4:03:40 AM
reward-adventure$50.003/15/2011 4:58:26 AM
loyalist1$100.003/15/2011 4:47:47 PM
leodaguy$25.003/15/2011 9:24:37 PM
nilonc1$50.003/16/2011 10:22:47 AM
frclmym$25.003/16/2011 1:27:53 PM
squarebob$25.003/16/2011 4:23:03 PM
important-openness1$75.003/16/2011 7:36:44 PM
worthy-bid8$25.003/16/2011 8:28:30 PM
wbahl$25.003/16/2011 8:10:39 PM
SBT$25.003/16/2011 8:52:47 PM
Tylerh$100.003/16/2011 8:28:21 PM
Comoparklender$50.003/16/2011 8:37:57 PM
JDWCARD$50.003/17/2011 2:47:00 AM
valiant-money$25.003/17/2011 9:13:48 AM
zone6$100.003/17/2011 6:56:13 AM
secureincome$400.003/17/2011 3:56:06 PM
jmichael23$50.003/17/2011 10:48:37 AM
ddog0224$25.003/18/2011 1:55:10 AM
tnjohnso$25.003/17/2011 9:16:33 PM
vegibenz$25.003/17/2011 11:12:47 PM
rockerZ71$25.003/18/2011 2:11:28 AM
mammalian4$25.003/18/2011 2:13:45 AM
360Winner$50.003/18/2011 9:34:59 AM
integrity-enrichment2$43.563/18/2011 3:43:50 PM
PRGuyinVA$25.003/18/2011 2:46:50 PM
asset-professor$46.113/19/2011 3:43:03 AM
aztocas$25.003/19/2011 11:28:03 AM
Galdis$25.003/19/2011 8:45:17 AM
jubilant-agreement0$25.003/19/2011 9:59:57 AM
hope-equation$50.003/19/2011 1:52:22 PM
money-surge1$50.003/20/2011 10:47:44 AM
youngtrader$150.003/20/2011 5:15:12 PM
ultimate-peace$50.003/11/2011 5:04:05 PM
favorite-commerce$50.003/11/2011 6:19:18 PM
transformer855$25.003/13/2011 9:08:38 AM
suave-dime6$25.003/13/2011 3:43:02 PM
Interstate_Rate$100.003/14/2011 10:56:52 AM
patriot897$25.003/15/2011 11:12:49 AM
Bob450$25.003/16/2011 1:46:20 AM
Jack55304$125.003/16/2011 8:47:40 AM
HHP$100.003/16/2011 9:35:00 AM
red-favorable-basis$25.003/16/2011 8:13:29 PM
umfan123$25.003/17/2011 12:08:27 AM
organized-deal1$200.003/16/2011 9:48:18 PM
platinum-scientist9$25.003/17/2011 11:12:13 AM
wild-orange$50.003/17/2011 3:41:08 PM
mckhbnpc$30.003/17/2011 1:39:41 PM
genelinist$50.003/17/2011 10:09:52 PM
pani5ue$25.003/18/2011 5:47:40 AM
economy-producer$25.003/19/2011 9:57:18 AM
rvfbroker$25.003/19/2011 2:16:25 PM
w3alter$100.003/19/2011 4:51:34 PM
vishal29$25.003/19/2011 3:23:26 PM
inspiring-reward$100.003/20/2011 3:16:29 AM
zotzot$25.443/20/2011 3:33:43 PM
Weaverville$25.003/20/2011 7:37:51 AM
DJDEWEY$25.003/21/2011 9:42:17 AM
trippd6$25.003/20/2011 10:12:48 PM
anton$280.003/21/2011 10:06:12 AM
65 Investments
 
Borrower Payment Dependent Notes Series 497586
This series of Notes was issued and sold upon the funding of the borrower loan #48185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-12-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1970 Debt/Income ratio: 47%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:32y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,108Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: commerce-advantage5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Railroad
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4500.00
Monthly expenses: $
Housing: $1100.00
Insurance: $450.00
Car expenses: $476.00
Utilities: $120.00
Phone, cable, internet: $75.00
Food, entertainment: $185.00
Clothing, household expenses: $90.00
Credit cards and other loans: $750.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/12/2011 12:01:20 PM
reflective-rupee$800.333/12/2011 12:19:56 PM
competent-p2p$50.003/12/2011 6:35:30 PM
suave-dime6$25.003/13/2011 3:43:16 PM
tnjohnso$25.003/14/2011 1:33:17 PM
worldly-money4$150.003/14/2011 2:35:05 PM
brightest-dignified-penny$25.003/14/2011 10:32:46 AM
mrsp2e$25.003/14/2011 2:59:52 PM
reward-adventure$50.003/15/2011 4:58:36 AM
ready-interest9$25.003/14/2011 9:46:42 PM
houli123$250.003/14/2011 10:38:51 PM
leodaguy$25.003/15/2011 9:24:44 PM
Jack55304$125.003/16/2011 8:47:50 AM
DUDICO2006$25.003/17/2011 2:46:30 PM
finance-solo$25.003/17/2011 12:08:09 PM
power-companion7$100.003/17/2011 4:15:53 PM
360Winner$50.003/18/2011 9:35:04 AM
Banker_Joe$25.003/19/2011 1:59:13 PM
hope-equation$50.003/19/2011 1:52:27 PM
economy-producer$25.003/19/2011 9:57:25 AM
rinyt$25.003/20/2011 12:10:39 PM
Bob450$25.003/21/2011 8:46:00 AM
frogperson$50.003/21/2011 9:28:03 PM
radforj22$25.003/22/2011 6:36:20 AM
credible-balance6$25.003/22/2011 11:47:55 AM
ivy-league-MBA$25.003/23/2011 10:22:54 AM
GoodScot$25.003/22/2011 10:13:46 PM
DonaldColorado$50.003/23/2011 12:53:28 PM
dsnybnd$25.003/23/2011 4:49:13 PM
supreme-hope$25.003/23/2011 6:03:39 PM
treasure-bliss$50.003/23/2011 3:55:08 PM
Artist_Blue$25.003/23/2011 3:55:57 PM
squarebob$25.003/23/2011 4:21:14 PM
sfmf$40.003/23/2011 12:25:21 PM
burrito6$25.003/24/2011 8:30:05 AM
orange-preeminant-bill$35.883/24/2011 2:29:41 AM
compassionate-return485$50.003/24/2011 4:35:37 AM
EarlyRiser$250.003/24/2011 9:46:17 AM
market-pudding$25.003/23/2011 6:29:46 PM
supersarah61$25.003/23/2011 6:38:15 PM
neelgagan$50.003/23/2011 7:08:39 PM
Mariner3605$25.003/24/2011 4:17:47 PM
GatorBux$50.003/24/2011 11:09:22 AM
Roblaroni$25.003/25/2011 6:53:03 AM
missing-link$25.003/25/2011 2:15:21 AM
Ocean713$50.003/25/2011 11:32:50 AM
black-plague$25.003/25/2011 11:48:58 AM
BangBros$500.003/24/2011 7:02:07 PM
Raetha$25.003/25/2011 2:39:07 PM
credit-sycamore4$100.003/25/2011 8:47:51 AM
MadHun$100.003/25/2011 4:21:45 PM
irrelevant$25.003/25/2011 2:00:12 AM
RetiredATC$50.003/25/2011 2:22:51 AM
octoberfresh$26.003/25/2011 7:37:29 AM
bonafide-economy$50.003/25/2011 5:27:44 PM
hope-hickory$25.003/25/2011 6:10:41 PM
autonomous-truth$100.003/25/2011 4:58:29 PM
money-fort$30.003/25/2011 7:20:21 PM
excellent-loan8$25.003/25/2011 7:29:28 PM
somebody32$50.003/25/2011 10:52:41 AM
vigilance-searcher$25.003/25/2011 8:04:26 PM
five-star-investment8$64.053/25/2011 11:02:14 AM
vigilance-searcher$25.003/25/2011 8:22:51 PM
engbusres$50.003/25/2011 9:06:23 PM
108lender$500.003/25/2011 5:46:42 PM
visionary-asset5$50.003/25/2011 10:51:39 PM
payment-chief9$50.003/26/2011 1:12:52 AM
Yomain$100.003/25/2011 8:14:30 PM
silver-enlightenment0$100.003/26/2011 3:19:42 AM
Jazzy503$25.013/25/2011 8:59:29 PM
shrewd-peace7$25.003/26/2011 3:30:50 AM
MADAOO7$50.003/25/2011 5:49:08 PM
melodious-openness$223.143/26/2011 4:27:05 AM
treasure-singularity$50.003/25/2011 10:04:45 PM
lendahope$426.203/26/2011 5:13:49 AM
jjswanso$57.353/25/2011 6:15:26 PM
kingpin1$50.003/25/2011 6:36:19 PM
robot777$100.003/25/2011 6:39:13 PM
IIP77$25.003/26/2011 2:05:49 AM
loss-of-control$250.003/25/2011 6:52:51 PM
platinum-czar$505.003/26/2011 2:11:47 AM
svandgts$250.003/25/2011 7:01:50 PM
FeedTheMachine$27.853/26/2011 3:14:23 AM
kublai$300.003/25/2011 8:22:26 PM
vigilance-searcher$25.003/25/2011 8:23:04 PM
graceful-investment$100.003/26/2011 3:40:36 AM
payment-gusto$25.003/26/2011 3:41:05 AM
capital-party6$50.003/25/2011 9:17:17 PM
BlessedEveryDay$25.003/25/2011 9:21:10 PM
C2Banking$100.003/25/2011 9:26:17 PM
unequivocal-nickel1$100.003/25/2011 9:47:42 PM
0OPS$25.003/26/2011 5:00:31 AM
Rdodson11$25.003/26/2011 1:45:04 AM
asmithj$29.213/26/2011 3:14:39 AM
worth-arch$25.003/26/2011 3:40:58 AM
Kash2010lu$25.003/12/2011 12:01:37 PM
ingenious-deal6$25.003/12/2011 12:06:48 PM
thelovebug$100.003/12/2011 12:06:25 PM
CA-Lender$100.003/12/2011 12:07:18 PM
JustMee$25.003/12/2011 1:14:29 PM
thomas16882004$25.003/12/2011 1:30:44 PM
Wellman$50.003/15/2011 4:03:56 AM
patriot897$25.003/15/2011 11:12:59 AM
erowis$70.003/16/2011 4:39:18 AM
important-openness1$75.003/16/2011 7:56:21 PM
SBT$25.003/16/2011 8:52:55 PM
KarlMarx$25.003/16/2011 8:31:15 PM
PRGuyinVA$25.003/18/2011 2:46:59 PM
HHP$48.713/19/2011 2:24:34 AM
jubilant-agreement0$25.003/19/2011 10:00:04 AM
w3alter$100.003/19/2011 4:51:39 PM
Weaverville$25.003/20/2011 7:37:58 AM
aprivatelender$100.003/20/2011 8:57:20 AM
money-surge1$50.003/20/2011 10:47:54 AM
asset-professor$50.003/21/2011 8:23:54 AM
smilinsam$50.003/21/2011 2:16:30 PM
bid-czar8$50.003/23/2011 3:08:07 AM
soulful-truth$100.003/22/2011 7:09:26 PM
zippy-interest$25.003/22/2011 7:15:45 PM
reflective-rupee$700.333/22/2011 9:16:06 PM
Peterman$25.003/23/2011 12:10:10 PM
open-currency737$25.003/23/2011 4:37:37 PM
well-mannered-income3$100.003/23/2011 4:41:31 PM
tech310$50.003/24/2011 1:25:49 AM
heerzaquestion$50.003/23/2011 1:51:43 PM
first-serene-credit$25.003/23/2011 8:04:59 PM
point-kitten6$50.003/23/2011 8:38:27 PM
marketplace-meridian$25.003/23/2011 11:13:05 PM
eloquent-bill6$25.003/24/2011 8:19:01 AM
wwwUniversal$25.003/24/2011 2:17:19 AM
finance-prescription$50.003/24/2011 5:32:44 AM
ILWTC$50.003/24/2011 11:02:57 AM
foothillender$25.003/24/2011 7:00:37 AM
capital-galaxy$100.003/24/2011 8:01:39 AM
kulender$100.003/25/2011 1:50:08 AM
impressive-p2p7$25.003/24/2011 11:19:44 AM
benjamins-utopia$100.003/24/2011 11:48:27 AM
Shining-Star$25.003/24/2011 10:36:32 PM
dollar-cherry6$100.003/25/2011 9:33:15 AM
the-profit-oracle$25.003/25/2011 2:04:42 AM
briskdevl07$25.003/25/2011 10:11:41 AM
mcgovern2024$50.003/25/2011 10:46:28 AM
Mailman2004$50.003/25/2011 12:57:33 PM
unforgettable-market3$100.003/24/2011 8:49:14 PM
Engineer44$25.003/25/2011 4:40:15 PM
sonnet771$200.003/25/2011 9:34:24 AM
marketplace-canary7$25.003/25/2011 10:02:31 AM
enthralling-investment$65.393/25/2011 7:03:14 AM
kind-durability-gravitas$50.003/25/2011 9:36:30 AM
Mariner3605$25.003/25/2011 7:01:18 PM
vigilance-searcher$25.003/25/2011 8:05:57 PM
lendstats_com$200.003/25/2011 5:18:08 PM
vigilance-searcher$25.003/25/2011 8:22:39 PM
careful-return0$25.003/25/2011 9:09:34 PM
NYCFinancier$25.003/25/2011 5:43:00 PM
shrewd-income$300.003/25/2011 6:18:02 PM
duty-windmill$25.003/26/2011 12:02:41 AM
Pakse$47.003/26/2011 12:10:07 AM
kind-adventurous-finance$50.003/25/2011 4:27:36 PM
Dubbs360$25.003/26/2011 2:13:07 AM
barefootpaul$25.003/25/2011 7:47:16 PM
DasMula$77.003/25/2011 7:54:08 PM
Diamond_Jim$31.593/26/2011 3:13:01 AM
vigilance-searcher$25.003/25/2011 8:18:00 PM
vigilance-searcher$25.003/25/2011 8:18:26 PM
gelt4u$25.003/25/2011 6:05:46 PM
ore-dojo$30.003/25/2011 6:44:48 PM
jga516$25.003/26/2011 2:44:39 AM
melodious-openness$224.723/25/2011 7:29:32 PM
BangBros$500.003/25/2011 7:43:56 PM
gunderstone$50.003/25/2011 8:09:39 PM
vigilance-searcher$25.003/25/2011 8:22:27 PM
investment-kingdom$200.003/25/2011 9:42:28 PM
contract-lionheart$287.373/25/2011 11:07:49 PM
intrepid-loot$25.003/25/2011 11:11:25 PM
wise-skillful-benjamins$150.003/26/2011 12:51:34 AM
PatRichi$25.003/26/2011 2:54:34 AM
repaymeplease$50.003/26/2011 2:57:57 AM
Banker7371$25.003/26/2011 3:13:42 AM
visionary-currency$50.003/26/2011 3:22:50 AM
mammalian4$25.003/26/2011 3:43:00 AM
dedicated-transaction796$50.003/26/2011 3:48:01 AM
genius520$70.913/26/2011 3:50:47 AM
Moe87$25.003/26/2011 5:31:28 AM
loan-kung-fu$631.963/26/2011 5:46:35 AM
185 Investments
 
Borrower Payment Dependent Notes Series 497594
This series of Notes was issued and sold upon the funding of the borrower loan #48136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,263.39 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $357.65
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1979 Debt/Income ratio: 10%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,793Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: kind-wonderous-investment Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
kind-investment
Purpose of loan:
FYI- I applied for a loan two weeks ago and it became funded at over 70 %. I was informed on 3-10-11 that Prosper is required to cancel the loan because the process started under a different checking account. I am reapplying because the checking account issue has been corrected with Prosper.

This loan will be used to...consolidate bills. I intend to pay off a $6K credit card with a 15.74% rate. I also will pay off a 9k credit card at 13.99 % rate. The minimum payments on these cards are around $240. and
$ 200.00. I can make this loan payment with the payments I currently send to the two credit card companies. I plan to pay more than the loan payment each month and will also have a lower interest rate.
My financial situation:
I am a good candidate for this loan because... I have a state retirement pension and also have a full time job in the security field.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
JJ9876$25.003/11/2011 9:03:20 AM
nickel-ferret$100.003/11/2011 9:03:38 AM
BxRealtor$25.003/11/2011 9:05:00 AM
UCSBGAUCHOS$100.003/11/2011 10:00:48 AM
AFairDeal$100.003/11/2011 9:03:30 AM
top-epic-community$50.003/11/2011 9:04:14 AM
zone6$50.003/11/2011 4:15:51 PM
jescowa$50.003/12/2011 5:51:54 AM
important-ore$100.003/14/2011 10:13:05 AM
efficient-treasure0$25.003/14/2011 7:45:42 AM
Weaverville$25.003/13/2011 5:50:45 PM
patriot897$25.003/14/2011 9:52:47 AM
radforj22$25.003/14/2011 5:57:03 PM
wbahl$25.003/16/2011 8:13:13 PM
Havana21$25.003/17/2011 1:44:48 AM
Domgabriel$50.003/17/2011 8:40:43 AM
loyalty-sherpa$25.003/17/2011 4:32:11 PM
hostbank$100.003/17/2011 3:42:27 PM
worthy-bid8$50.003/17/2011 4:05:07 PM
crw1950$50.003/18/2011 4:58:05 AM
arenangelchild$50.003/18/2011 7:33:09 AM
360Winner$50.003/18/2011 9:34:23 AM
axl163$25.003/18/2011 11:44:01 AM
GMPK_TLAS$50.003/19/2011 1:25:42 AM
enthralling-deal180$50.003/19/2011 12:03:17 AM
a-finance-nirvana$25.003/19/2011 3:30:38 AM
zippy-revenue8$25.003/19/2011 6:01:24 AM
w3alter$100.003/19/2011 4:56:33 PM
worthy-commitment7$25.003/21/2011 10:29:29 AM
credit-scout7$50.003/21/2011 8:07:15 AM
TSC$50.003/21/2011 3:37:21 PM
mrpowers5531$25.003/21/2011 10:43:26 AM
El_Maestro$25.003/21/2011 1:55:28 PM
ams294$50.003/21/2011 2:50:23 PM
intuitive-worth7$128.373/22/2011 8:49:32 AM
honorable-yield$25.003/22/2011 6:41:46 AM
payout-detective7$50.003/22/2011 10:25:07 AM
MontyTheMusicMan$25.003/22/2011 1:02:24 PM
zevonyc$25.003/22/2011 2:07:17 PM
heerzaquestion$25.003/22/2011 6:43:15 PM
zippy-interest$25.003/22/2011 7:13:14 PM
I_Karamazov$38.153/22/2011 5:40:07 PM
Lefty_the_Lender$25.003/22/2011 5:51:53 PM
balance-force$50.003/22/2011 10:37:41 PM
availableloan$25.003/22/2011 6:30:45 PM
fascinating-social422$100.003/22/2011 4:58:36 PM
bkb7484$30.003/23/2011 7:20:30 AM
icanhelpyouout$25.003/22/2011 7:10:16 PM
MadHun$45.683/23/2011 2:39:04 AM
peso-tiramisu$25.003/23/2011 9:05:16 AM
capital-blueberry$25.003/22/2011 8:20:05 PM
DrunkenMic$25.003/22/2011 8:41:12 PM
Rockymtnhi$50.003/23/2011 6:34:06 AM
hopethisworks$50.003/22/2011 9:52:43 PM
umfan123$25.003/23/2011 6:42:28 AM
183Falcon$25.003/22/2011 10:38:46 PM
ToweringDan$50.003/22/2011 10:51:02 PM
sfmf$40.003/23/2011 11:53:26 AM
vigilance-searcher$25.003/23/2011 7:38:52 AM
visionary-asset5$100.003/23/2011 3:30:26 PM
squarebob$100.333/23/2011 4:13:54 PM
PopeJP$50.003/23/2011 10:36:03 AM
20mule$200.003/23/2011 10:41:09 AM
Peterman$25.003/23/2011 12:08:07 PM
shmb6508$50.003/23/2011 1:34:01 PM
cash-cymbal$100.003/23/2011 6:05:58 PM
oceanside$25.003/23/2011 6:42:41 PM
lamsabuy$500.003/23/2011 7:33:02 PM
first-serene-credit$25.003/23/2011 8:00:32 PM
LiveNow$50.003/23/2011 12:39:18 PM
wwwUniversal$25.003/23/2011 8:42:46 PM
currency-persimmon$100.003/23/2011 4:35:29 PM
dumbass$25.003/23/2011 11:30:01 PM
the-discrete-income$100.003/23/2011 4:49:42 PM
Riccous$207.543/23/2011 5:16:52 PM
newest-efficient-loan$40.003/23/2011 5:26:21 PM
neelgagan$100.003/23/2011 6:58:27 PM
friendinmoney$25.003/24/2011 6:17:40 AM
IIP77$25.003/24/2011 6:27:51 AM
money-aggregator7$25.003/24/2011 7:20:58 AM
Quiddity$50.003/24/2011 7:43:31 AM
bold-shrewd-market$25.003/24/2011 12:17:40 PM
LendGuy$25.003/24/2011 12:53:56 PM
blue-courageous-justice$25.003/24/2011 1:33:43 PM
socal-lender$25.003/24/2011 9:16:12 AM
kulender$100.003/24/2011 2:01:31 AM
income-sage9$25.003/24/2011 2:47:52 AM
kjv1611$50.003/24/2011 3:53:10 PM
marwadi-62$100.003/24/2011 10:47:58 AM
rate-coup9$50.003/24/2011 11:39:53 AM
manugee$50.003/24/2011 5:48:14 PM
benefit-piano5$25.003/24/2011 9:36:57 AM
responsibility-bridge2$25.003/24/2011 10:10:48 AM
velocity-solo$25.003/25/2011 2:19:23 AM
PCGeekWI$25.003/24/2011 11:59:27 AM
lukeskywalkerkp$25.003/25/2011 7:56:06 AM
chemestudent$25.003/24/2011 7:57:27 PM
don8ter$25.003/25/2011 2:05:18 AM
gold-sushi$25.003/25/2011 2:09:34 AM
cpodakine$25.003/25/2011 6:47:37 AM
Chervianne$50.003/25/2011 7:27:41 AM
scrappy-bonus2$25.003/11/2011 9:04:35 AM
reflective-rupee$25.333/11/2011 10:31:50 AM
simplelender80$100.003/11/2011 9:02:42 AM
thankful-nickel2$100.003/11/2011 10:11:38 AM
Tech-Entrepreneur$25.003/11/2011 9:03:46 AM
SimpleChoice$25.003/11/2011 9:44:36 AM
astute-fairness0$100.003/11/2011 6:44:22 PM
ichibon$150.883/11/2011 3:34:24 PM
zotzot$50.223/11/2011 4:47:21 PM
Azonic21$25.003/12/2011 9:12:33 AM
jujitsulover$25.003/14/2011 12:08:22 AM
newest-funds-powerplant$50.003/12/2011 8:42:11 PM
Pickmar$25.003/14/2011 9:24:15 AM
CA-Lender$25.003/14/2011 6:04:02 PM
organized-payment6$44.163/14/2011 5:59:33 PM
Tradesmanlender$100.003/15/2011 10:01:53 AM
Tylerh$100.003/15/2011 5:20:07 PM
leodaguy$50.003/15/2011 9:22:41 PM
kenji4861$25.003/16/2011 2:27:50 AM
important-ore$100.003/16/2011 7:40:25 PM
indomitable-coin$50.003/17/2011 5:50:00 AM
currency-persimmon$100.003/17/2011 9:35:57 AM
a-unflappable-finance$100.003/18/2011 9:39:00 AM
Ripsaw4U$50.003/18/2011 3:05:19 PM
benjamins-utopia$100.003/18/2011 3:06:23 PM
money-surge1$50.003/20/2011 10:47:27 AM
Walkingcowboy$50.003/19/2011 3:12:26 PM
JustOneVoice$25.003/20/2011 4:37:09 PM
loot-heart$25.003/19/2011 11:01:49 PM
HamachiMan$50.003/20/2011 4:27:13 PM
saga9$50.003/21/2011 10:19:29 AM
smilinsam$100.003/21/2011 2:12:41 PM
GCInvestments$50.003/21/2011 9:42:56 AM
yield-blanket$25.003/21/2011 5:27:33 PM
GElender$50.003/22/2011 6:04:24 AM
zippy-revenue8$25.003/22/2011 9:17:37 AM
Hola_James$52.783/22/2011 7:39:20 AM
axl163$25.003/22/2011 10:43:00 AM
5kids5$36.723/22/2011 1:03:22 PM
durability-balance4$50.003/22/2011 8:42:52 AM
John_Galt$74.673/22/2011 1:12:39 PM
3am-preacher$25.003/22/2011 3:43:55 PM
dwilson443$100.003/22/2011 1:10:39 PM
pvd89$50.003/22/2011 8:03:15 PM
MoneyMann$25.003/22/2011 8:43:55 PM
enterprising-cash0$25.003/22/2011 5:44:20 PM
FinanceEngine$40.003/22/2011 10:37:52 PM
balance-booster8$50.003/22/2011 4:46:57 PM
Bigg_Lender$25.003/22/2011 7:12:51 PM
cash-professor$50.003/22/2011 7:17:49 PM
_NaLNaBB$200.003/22/2011 7:25:17 PM
Leopoldine$25.003/22/2011 7:28:46 PM
Artist_Blue$25.003/22/2011 5:35:10 PM
jdrez$25.003/22/2011 5:38:02 PM
enchanted-yield4$300.003/23/2011 6:30:00 AM
dakoke$100.003/22/2011 11:31:59 PM
syounker$25.003/22/2011 6:46:01 PM
JoeXB$50.003/23/2011 10:18:52 AM
indomitable-coin$70.813/23/2011 7:31:07 AM
investment-kingdom$300.003/23/2011 9:33:30 AM
octoberfresh$25.003/23/2011 7:00:39 AM
usanachris$25.003/23/2011 4:57:41 PM
williemc44$25.003/23/2011 1:49:07 PM
reflective-rupee$75.333/23/2011 2:21:19 PM
kublai$500.003/23/2011 7:21:23 PM
mozzarella$25.003/23/2011 5:35:20 PM
supersarah61$50.003/23/2011 6:27:31 PM
CA-Lender$75.003/23/2011 6:58:36 PM
Fiimg$50.003/23/2011 6:59:42 PM
jktravl$200.003/23/2011 4:57:02 PM
intrepid-loot$100.003/23/2011 5:13:21 PM
Charmart$25.003/24/2011 3:02:42 AM
Archchancellor$50.003/24/2011 5:02:32 AM
platinum-rapture6$100.003/23/2011 6:12:46 PM
Oak-Parker$25.003/23/2011 6:28:09 PM
gustavholstopus32$25.003/24/2011 5:37:04 AM
interstellar$51.003/23/2011 7:38:21 PM
dbs$25.003/23/2011 8:19:17 PM
power-defender7$25.003/23/2011 8:22:41 PM
generosity-magnifico5$25.003/23/2011 10:02:37 PM
GatorBux$50.003/24/2011 11:08:17 AM
Clambake$50.003/24/2011 7:03:37 PM
chrisah$50.003/24/2011 7:28:35 PM
CashBank$25.003/24/2011 9:05:54 AM
piano55$25.003/24/2011 10:58:53 AM
ocho$25.003/24/2011 11:22:43 AM
slojudy$43.573/24/2011 5:42:38 PM
rate-coup9$130.163/24/2011 11:55:16 AM
integrity-trumpet$25.003/24/2011 5:13:48 PM
zotzot$50.003/24/2011 5:29:28 PM
marshallmanhattan$25.003/25/2011 6:46:06 AM
jtradition$50.003/25/2011 7:08:04 AM
penny-finder$37.693/25/2011 7:15:51 AM
riproaringrapids$25.003/24/2011 8:27:38 PM
tylerfd$25.003/25/2011 6:57:41 AM
196 Investments
 
Borrower Payment Dependent Notes Series 497680
This series of Notes was issued and sold upon the funding of the borrower loan #48071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $129.16
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 20%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,808Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: funds-czar Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for yoga teacher training
Purpose of loan:
This loan will be used to... pay for a yoga teacher training course.

My financial situation:
I am a good candidate for this loan because...
I am a married home owner and teacher with a stable job.

Monthly net income: $5120
Monthly expenses: $
Housing: $ 1600/ month
Insurance: $147/month
Car expenses: $400
Utilities: $201
Phone, cable, internet: $147
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/12/2011 12:07:08 PM
treasure-widget$25.003/12/2011 12:08:23 PM
Azonic21$25.003/12/2011 12:08:11 PM
Weaverville$25.003/13/2011 5:50:58 PM
simplelender80$100.003/12/2011 12:04:20 PM
Marcus_Cato$26.923/13/2011 8:42:07 AM
competent-p2p$50.003/12/2011 6:32:59 PM
important-ore$50.003/14/2011 11:24:57 AM
SecondChanceLendingSERV$25.003/14/2011 1:35:23 PM
Scotcha$50.003/15/2011 9:09:15 PM
magnificent-asset3$62.563/15/2011 3:03:37 PM
SDD123$25.003/16/2011 5:19:00 AM
razor783$25.003/15/2011 6:31:36 PM
kenji4861$25.003/16/2011 2:28:12 AM
community-bee$40.003/15/2011 7:05:21 PM
zotzot$100.003/15/2011 9:16:09 PM
important-ore$100.003/16/2011 11:00:39 AM
shellstar$25.003/16/2011 12:45:17 PM
wild-orange$46.793/16/2011 2:04:14 PM
reflective-rupee$350.333/12/2011 12:20:29 PM
CA-Lender$100.003/12/2011 12:02:40 PM
nickel-ferret$100.003/12/2011 12:06:06 PM
beakerfish$50.003/12/2011 1:11:50 PM
SolarMoonshine$25.003/12/2011 5:13:05 PM
enchanted-yield4$100.003/12/2011 12:02:45 PM
BlueProteus$25.003/12/2011 9:51:17 PM
best-community-platoon$50.003/14/2011 4:21:13 PM
loanman2007$75.003/14/2011 10:30:59 AM
top-courteous-peso$25.003/14/2011 3:53:52 PM
jescowa$50.003/15/2011 2:11:36 PM
all_of_that_one$25.003/15/2011 4:03:35 PM
patriot897$25.003/15/2011 11:11:19 AM
Alittleluck$25.003/15/2011 4:13:20 PM
secureincome$700.003/15/2011 6:42:39 PM
leodaguy$50.003/15/2011 9:22:53 PM
Aaron_Oz$25.003/15/2011 6:46:11 PM
vigorous-velocity$100.003/15/2011 8:22:06 PM
Christophe$25.003/16/2011 6:05:20 AM
bentonlending$25.003/15/2011 8:43:37 PM
new-dedication-travels$25.003/15/2011 9:25:35 PM
platinum-czar$100.003/15/2011 10:26:08 PM
integrity-doctor$100.003/16/2011 10:48:06 AM
radforj22$25.003/16/2011 2:15:36 AM
Eric_Gagne$25.003/16/2011 5:51:48 AM
Dodgehuh$388.543/16/2011 3:06:52 PM
unafraid-loan5$25.003/16/2011 11:56:10 AM
efficient-treasure0$25.003/16/2011 4:04:32 PM
47 Investments
 
Borrower Payment Dependent Notes Series 497692
This series of Notes was issued and sold upon the funding of the borrower loan #48140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1993 Debt/Income ratio: 33%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:8y 10m
Amount delinquent: $0 Total credit lines: 49 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,366Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: WallFamilyProperties Borrower's state: California Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 94% ) 760-779 (Latest)
Principal borrowed: $5,000.00< 31 days late: 2 ( 6% )  
680-699 (Jul-2009)
600-619 (Mar-2008)
580-599 (Dec-2007)
640-659 (Jul-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Rehab Working Capital needed
Purpose of loan:
This loan will be used to rehab a property we already own, so that I can resell it. I just need to finish up some things and we can sell the house.

My financial situation good, I have a full time job, last year I earned nearly $100k from my full time job. I make enough to pay the bills (including student loans), but am striving for additional income, to get ahead, hence the real estate.

I am a good candidate for this loan because we already have a house that we are fixing up, and we just another $6-7k to finish, then we can put it on the market and resell.

Between my partner and I we have rehabbed several homes in the past year, you can see some of the projects here: http://bit.ly/ffOkBH

Please do not hesitate to ask any questions, or for additional information.

Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.003/12/2011 12:05:06 PM
squarebob$125.003/12/2011 12:06:26 PM
lendstats_com$500.003/12/2011 12:48:44 PM
ingenious-deal6$25.003/12/2011 12:06:52 PM
CA-Lender$100.003/12/2011 12:07:21 PM
supreme-hope$25.003/12/2011 7:35:16 PM
UCLA4life$50.003/12/2011 12:03:40 PM
zotzot$75.443/12/2011 5:08:18 PM
thankful-nickel2$25.003/12/2011 8:50:23 PM
DoctorJoe$25.003/13/2011 9:22:17 AM
Skeptical-one$49.003/14/2011 10:16:14 AM
green-rapid-openness$200.003/14/2011 5:03:23 PM
grnii78$100.003/14/2011 6:56:23 PM
DasMula$57.003/14/2011 7:34:10 PM
ryan6853$25.003/15/2011 8:20:56 AM
outofoffice$100.003/15/2011 1:30:29 PM
kendigme$25.003/15/2011 4:00:40 AM
return-grizzly$100.003/15/2011 5:04:13 PM
m0rlock$500.003/15/2011 7:10:36 PM
nashibaksi$25.003/15/2011 6:43:37 PM
twjh$25.003/16/2011 1:52:08 AM
greenback-guard$25.003/16/2011 2:14:10 AM
leodaguy$25.003/15/2011 9:24:48 PM
firsttouch1$250.003/15/2011 9:37:37 PM
secureincome$2,000.003/15/2011 5:53:33 PM
shrewd-peace7$25.003/15/2011 11:30:27 PM
Azonic21$25.003/12/2011 12:08:16 PM
ac787$25.003/12/2011 4:37:07 PM
simplelender80$100.003/12/2011 12:01:27 PM
five-star-note$25.003/12/2011 12:05:29 PM
Soulphoniks-Holdings$125.003/13/2011 3:24:16 AM
thelovebug$100.003/12/2011 12:06:31 PM
JustMee$25.003/12/2011 1:12:23 PM
thomas16882004$25.003/12/2011 1:28:37 PM
mikeandcat$200.003/12/2011 5:47:37 PM
vutah$25.003/12/2011 8:28:34 PM
jhouman$25.003/12/2011 12:03:35 PM
orange-rapid-benjamins$50.003/13/2011 7:40:32 PM
reflective-rupee$500.333/12/2011 12:14:37 PM
SolarMoonshine$50.003/12/2011 5:12:21 PM
competent-p2p$97.413/12/2011 6:31:56 PM
chameleon125$50.003/13/2011 6:18:16 AM
Interstate_Rate$100.003/14/2011 10:56:40 AM
suave-dime6$25.003/13/2011 3:43:21 PM
golffish2$100.003/14/2011 4:22:03 AM
SecondChanceLendingSERV$25.003/14/2011 1:26:02 PM
loanman2007$250.003/14/2011 10:25:12 AM
worldly-money4$150.003/14/2011 2:35:10 PM
bullwink27$25.003/14/2011 2:57:39 PM
top-courteous-peso$50.003/14/2011 3:46:48 PM
unolsu5$25.003/14/2011 8:05:05 PM
LittleMingo$30.003/15/2011 6:07:27 AM
Mikale360$25.003/15/2011 3:38:06 AM
patriot897$25.003/15/2011 11:13:08 AM
reward-adventure$50.003/15/2011 4:58:42 AM
economy-popcorn$25.003/15/2011 7:02:10 AM
Chesterite$28.713/15/2011 8:02:29 PM
wise-intelligent-duty$25.003/15/2011 2:18:58 PM
ethicalhumanist$25.003/15/2011 7:22:09 PM
RebuildingAmerica$29.003/15/2011 7:35:52 PM
trumpeter5$50.003/15/2011 3:41:11 PM
fabulous-community4$25.003/16/2011 2:13:36 AM
benefit-trident$25.003/15/2011 5:03:08 PM
benefit-banshee$42.113/15/2011 11:20:42 PM
Gandalf0001$50.003/15/2011 5:25:01 PM
Christophe$25.003/16/2011 6:04:43 AM
loss-of-control$200.003/15/2011 5:39:58 PM
leverage-monger$557.223/16/2011 7:10:47 AM
LivingInvestments00$27.153/15/2011 7:13:33 PM
martymaniaman$31.633/16/2011 5:32:56 AM
70 Investments
 
Borrower Payment Dependent Notes Series 497726
This series of Notes was issued and sold upon the funding of the borrower loan #48100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1997 Debt/Income ratio: 99%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 9Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,068Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: bid-javelin3 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Credit Card
Purpose of loan:
This loan will be used to pay off my credit card.

My financial situation:
I am a good candidate for this loan because I have never been late on paying my bills.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your debt/income ratio is listed as 99%. How would you be able to make the payments on this loan? Thanks. - squarebob
A: When I posted my request I was not able to list my income and expenses. I think the Prosper website defaulted to 99% without listing income. My income is $2050 a month with expenses totaling $1780. This includes all expenses including rent. I hope this answer your question. (Mar-12-2011)
Q: Can you tell us the rate of the credit card you are planning to use this money to pay off? Thanks! - zotzot
A: Last time I checked it was 25.99%. (Mar-12-2011)
Q: Why did you decide not to fill out your monthly expenses? - impressive-openness7
A: I accidently hit the continue button without filling out that part out. I tried to go back after it posted. The system would not let me complete that without canceling the request. (Mar-14-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/12/2011 12:06:55 PM
reflective-rupee$100.333/12/2011 12:18:14 PM
restless-dime$25.003/12/2011 12:03:42 PM
favorite-commerce$50.003/13/2011 4:28:17 PM
worldly-money4$100.003/12/2011 4:42:02 PM
Weaverville$25.003/13/2011 5:49:41 PM
reward-adventure$50.003/15/2011 4:58:44 AM
patriot897$25.003/15/2011 11:13:09 AM
auction-seeker$25.003/15/2011 6:06:13 PM
leodaguy$25.003/15/2011 9:24:49 PM
Jack55304$125.003/16/2011 8:47:57 AM
social-heart$25.003/16/2011 11:23:36 AM
larryboy10$25.003/17/2011 7:58:42 PM
worldly-money4$1,000.003/18/2011 8:37:44 AM
Tylerh$100.003/18/2011 2:30:41 PM
PRGuyinVA$25.003/18/2011 2:47:06 PM
economy-producer$25.003/19/2011 9:57:31 AM
alterlatina$25.003/18/2011 10:50:06 PM
jubilant-agreement0$25.003/19/2011 10:00:07 AM
impala6464$100.003/19/2011 4:11:44 PM
money-surge1$50.003/20/2011 10:47:57 AM
inspiring-reward$100.003/20/2011 3:16:35 AM
w3alter$100.003/19/2011 4:51:43 PM
GElender$25.003/21/2011 6:23:46 AM
saga9$50.003/21/2011 5:31:58 PM
justasoldier$25.003/21/2011 8:09:24 PM
kwan$25.003/22/2011 10:45:13 AM
HammerSmith$25.003/22/2011 3:42:45 PM
credible-balance6$25.003/22/2011 11:48:01 AM
zippy-interest$25.003/22/2011 7:15:52 PM
bid-czar8$50.003/23/2011 3:08:14 AM
broosky2$53.443/22/2011 7:46:49 PM
terrific-peace8$50.003/23/2011 6:37:11 AM
secureincome$555.003/23/2011 7:26:05 AM
CA-Lender$100.003/12/2011 12:07:10 PM
larryboy10$25.003/12/2011 12:19:56 PM
money-fort$25.003/12/2011 4:05:20 PM
velocity-motivator6$100.003/12/2011 12:02:24 PM
suave-dime6$25.003/13/2011 3:43:24 PM
simplelender80$100.003/12/2011 12:01:32 PM
Kash2010lu$25.003/12/2011 12:06:41 PM
lucrative-transparency0$50.003/14/2011 8:58:26 AM
well-mannered-marketplace5$25.003/13/2011 9:16:26 AM
nickel-hickory$25.003/16/2011 10:17:13 AM
nickel-hickory$25.003/16/2011 10:16:47 AM
important-openness1$75.003/16/2011 7:49:15 PM
wbahl$25.003/16/2011 8:10:50 PM
SBT$25.003/16/2011 8:52:59 PM
mrxtravis$25.003/16/2011 8:57:27 PM
aquistoyraul$25.003/17/2011 7:29:00 AM
Bob450$25.003/18/2011 2:11:53 AM
360Winner$50.003/18/2011 9:35:08 AM
jjswanso$50.003/18/2011 10:55:27 AM
loss-of-control$50.003/18/2011 5:15:11 PM
brainy-repayment5$50.003/18/2011 6:39:08 PM
loss-of-control$50.003/20/2011 9:44:51 AM
worthy-bid8$25.003/19/2011 11:34:23 AM
shrewd-income$50.003/20/2011 2:21:06 PM
Wyatte$25.003/20/2011 1:10:13 PM
Wellman$50.003/21/2011 8:45:57 AM
HHP$25.003/21/2011 5:14:59 PM
SFBank$50.003/21/2011 6:56:56 PM
smilinsam$50.003/21/2011 2:16:35 PM
Prairie-MN$30.003/21/2011 7:24:07 PM
radforj22$25.003/22/2011 8:25:42 AM
loss-of-control$50.003/22/2011 5:51:30 PM
jazzlender$25.003/23/2011 2:17:11 AM
capital-halo1$500.003/23/2011 2:45:53 AM
GoodScot$25.003/22/2011 10:13:50 PM
payout-bridge$150.003/23/2011 6:57:58 AM
70 Investments
 
Borrower Payment Dependent Notes Series 497774
This series of Notes was issued and sold upon the funding of the borrower loan #48099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,912.10 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-12-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $641.41
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-2000 Debt/Income ratio: 13%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 19 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,941Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: top-coin-animal Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to construct a new garage and replace an aging furnace and air conditioner

My financial situation:
I am a good candidate for this loan because I have steady employment, nearly 3 years with my current employer and 8 years of total work in the investment analysis field. I have no debt beyond my current mortgage and small auto loan (less than 10k). My spouse's income pays our monthly mortgage bill leaving my income largely disposable. As a result I have more than sufficient income to support the required loan payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
a-exponential-hope$25.003/12/2011 12:02:05 PM
kyomoon$50.003/12/2011 12:04:34 PM
KWarrior$50.003/12/2011 12:04:45 PM
kind-resolute-dough$100.003/12/2011 12:04:57 PM
meux99$25.003/12/2011 12:05:09 PM
fantastic-openness$100.003/12/2011 12:05:27 PM
PThor$25.003/12/2011 12:06:44 PM
blot44$50.003/12/2011 12:02:12 PM
emo13$100.003/13/2011 4:22:29 PM
efficient-treasure0$25.003/12/2011 12:02:34 PM
community-pipeline$25.003/12/2011 12:04:52 PM
TikPmp1$100.003/12/2011 12:05:04 PM
Tech-Entrepreneur$25.003/12/2011 12:06:17 PM
exact-gold2$50.003/13/2011 6:06:54 AM
thankful-nickel2$25.003/12/2011 8:48:33 PM
RandomMonkey$25.003/13/2011 8:51:37 PM
Guiren$100.003/14/2011 9:51:30 AM
ichibon$200.883/14/2011 10:13:42 AM
worthy-bid8$50.003/14/2011 4:47:47 PM
CA-Lender$25.003/14/2011 6:04:14 PM
secundus$25.003/14/2011 6:56:40 PM
income-encore1$50.003/15/2011 4:52:35 PM
Tradesmanlender$100.003/15/2011 4:10:53 PM
wbahl$25.003/16/2011 8:08:18 PM
SBT$66.003/17/2011 11:13:59 AM
Emgolda$25.003/17/2011 9:56:32 AM
Supernick$50.003/17/2011 11:13:19 AM
eronyc$50.003/18/2011 11:46:28 AM
compassionate-dime0$65.003/18/2011 7:52:36 PM
zippy-revenue8$25.003/19/2011 6:01:34 AM
gemoscar$100.003/19/2011 9:40:04 AM
wwwUniversal$25.003/19/2011 9:41:51 AM
Interstate_Rate$250.003/20/2011 12:27:55 PM
Algernon$25.003/21/2011 9:59:39 AM
impartial-deal$25.003/21/2011 10:34:09 AM
important-ore$100.003/21/2011 5:12:46 PM
authoritative-capital$50.003/21/2011 5:11:38 PM
guybyny$25.003/21/2011 5:16:56 PM
Boxhead$50.003/22/2011 8:43:11 AM
radforj22$50.003/22/2011 6:36:30 AM
windfall46$25.003/22/2011 2:44:30 PM
kindness-dessert$25.003/22/2011 9:34:00 AM
Mint_Man$50.003/22/2011 6:53:52 PM
dwilson443$50.003/22/2011 1:36:00 PM
aggielender$25.003/22/2011 8:04:52 PM
reflective-rupee$225.333/23/2011 3:02:03 PM
currency-persimmon$100.003/23/2011 4:33:43 PM
Leopoldine$25.003/23/2011 8:30:49 AM
nimble-openness1$100.003/23/2011 5:32:48 PM
prashgig$50.003/23/2011 2:32:37 PM
payout-paddle1$50.003/23/2011 7:30:23 PM
dumbass$25.003/23/2011 11:48:20 PM
cash-cymbal$50.003/23/2011 6:58:18 PM
kublai$1,000.003/23/2011 5:06:19 PM
nimble-openness1$100.003/23/2011 5:32:56 PM
cash-cymbal$50.003/23/2011 6:45:21 PM
Westerly$50.003/23/2011 8:02:30 PM
nuclearmoose$25.003/23/2011 8:37:58 PM
commerce-voyager$25.003/24/2011 2:27:31 AM
thedoctor$52.703/24/2011 4:00:07 PM
here2lend$25.003/25/2011 1:42:27 AM
Natronpee$25.003/25/2011 1:52:33 AM
ChristopherHS$25.003/25/2011 1:59:18 AM
slartibardfast$25.003/25/2011 2:00:19 AM
USMC0311$28.313/25/2011 2:01:18 AM
benjamins-utopia$100.003/24/2011 11:48:01 AM
cjames84$25.003/24/2011 5:17:26 PM
soulwork$25.003/24/2011 7:03:31 PM
ITS-A-WONDERFUL-LIFE$25.003/25/2011 9:22:44 AM
seabass123$25.003/24/2011 11:19:35 PM
irishalaskan$25.003/25/2011 9:34:14 AM
viecross$25.003/25/2011 9:36:10 AM
ujiba$49.633/24/2011 4:00:15 PM
ChicoBob$34.243/25/2011 1:52:22 AM
sci_guy$25.003/25/2011 10:37:38 AM
manugee$50.003/24/2011 5:48:15 PM
kind-adventurous-finance$100.003/25/2011 4:25:08 PM
wtrboy$25.003/24/2011 11:34:58 PM
LowLeftJim$25.003/25/2011 1:32:53 AM
xphile$25.003/25/2011 1:52:27 AM
knothead$25.003/25/2011 5:13:25 PM
brightest-dynamic-peace$25.003/25/2011 5:14:51 PM
Namrok$25.003/25/2011 12:57:28 PM
Seadrag367$50.003/25/2011 5:34:29 PM
gopbernie$25.003/25/2011 2:47:32 PM
Aridus$25.483/25/2011 6:01:01 PM
FrayBentos$50.003/25/2011 9:32:54 AM
revmax$37.713/25/2011 9:35:20 AM
payout-detective7$87.703/25/2011 6:40:31 PM
Engineer44$30.003/25/2011 4:39:37 PM
adhawan325$25.003/25/2011 9:37:18 AM
robot777$25.003/25/2011 6:44:39 PM
PeacefulWind$25.003/25/2011 6:57:22 PM
johannesfactotum$35.003/25/2011 9:44:56 AM
agile-vigilance8$150.003/25/2011 7:11:58 PM
js44043$25.003/25/2011 5:13:59 PM
MissionMicroFinance$44.863/25/2011 5:16:04 PM
greenkid$100.003/25/2011 8:34:18 PM
wormdc$25.003/25/2011 12:09:32 PM
hookUup$25.003/25/2011 9:21:06 PM
dealmaster$150.003/25/2011 9:40:06 PM
nickel-ferret$300.003/25/2011 5:52:44 PM
authoritative-capital$25.003/25/2011 10:39:03 PM
penny-finder$50.003/25/2011 10:46:15 PM
quick$200.003/25/2011 6:29:43 PM
bmcg$25.003/26/2011 1:45:44 AM
gauss02$25.003/26/2011 1:57:33 AM
Katburg$43.373/26/2011 2:08:55 AM
ndwayno$25.003/26/2011 2:19:08 AM
BankingFamily$25.003/26/2011 2:29:49 AM
Tsimmeej$25.003/26/2011 2:38:24 AM
afotherg$47.463/26/2011 2:39:14 AM
BankofQ$100.003/25/2011 8:09:48 PM
samijake$50.003/25/2011 5:21:11 PM
credit-magician$30.033/26/2011 3:18:08 AM
lender987654321$100.003/25/2011 5:24:30 PM
payment-freshmaker$32.563/26/2011 3:39:15 AM
BlessedEveryDay$50.003/25/2011 9:20:14 PM
socal-lender$25.003/25/2011 5:43:27 PM
bold-treasure-neutrino$30.003/26/2011 3:48:14 AM
billybragg$25.003/25/2011 5:57:35 PM
vishal29$25.003/25/2011 11:34:43 PM
sincere-balance$25.003/26/2011 5:47:24 AM
floridahelper$100.003/26/2011 6:04:55 AM
jts$25.003/26/2011 1:43:33 AM
PaulW$25.003/26/2011 1:44:07 AM
AJSinvest$25.003/26/2011 1:45:39 AM
steely_dan34$25.003/26/2011 1:57:29 AM
ZeoInvestments$25.003/26/2011 2:04:55 AM
momoney2lend$47.103/26/2011 2:23:12 AM
anyoi$35.713/26/2011 2:30:12 AM
ultimatepaintball$25.003/26/2011 2:38:32 AM
vigilance-searcher$25.003/26/2011 7:59:51 AM
reinforced-reward$25.003/26/2011 3:20:22 AM
loan-oasis4$25.003/26/2011 8:14:06 AM
ADRllc$100.003/26/2011 8:16:26 AM
fund-ambrosia0$25.003/26/2011 3:47:47 AM
subtle-revenue0$25.003/26/2011 3:48:25 AM
syounker$34.343/26/2011 9:02:03 AM
loot-funkmaster$25.003/26/2011 9:32:39 AM
bradny$25.003/26/2011 9:44:39 AM
El_Maestro$25.003/26/2011 5:29:24 AM
junctionking$25.003/26/2011 10:07:22 AM
trucklawyer$25.003/26/2011 6:15:01 AM
RetirementMoney$25.003/26/2011 10:21:16 AM
GElender$100.003/26/2011 6:23:35 AM
BanqueDeD$25.003/26/2011 1:53:43 AM
top-sensible-yield$25.003/26/2011 6:52:53 AM
visionary-asset5$43.643/26/2011 10:52:50 AM
guardlender$25.003/26/2011 1:57:24 AM
power-secret-agent$100.003/26/2011 7:04:27 AM
9skyrider$25.003/26/2011 7:29:13 AM
rainorshine47$50.003/26/2011 7:33:22 AM
Astyanax$100.003/26/2011 11:27:24 AM
kander80$491.103/26/2011 11:52:50 AM
vigilance-searcher$25.003/26/2011 8:08:33 AM
treasure-pipeline$25.003/26/2011 3:47:53 AM
uralrider$37.143/26/2011 9:17:17 AM
repayment-launcher$25.003/26/2011 5:32:42 AM
adir1$25.003/26/2011 11:09:10 AM
vegibenz$50.003/26/2011 11:39:21 AM
jasonrun$25.003/26/2011 6:58:12 AM
move11$76.953/26/2011 7:12:11 AM
trade-surge3$36.333/26/2011 7:17:16 AM
brewman$50.003/26/2011 8:42:34 AM
surfhoss644$100.003/26/2011 9:28:51 AM
SudianX$32.653/26/2011 9:57:54 AM
AFairDeal$150.003/26/2011 10:12:47 AM
marketplace-canary7$25.003/26/2011 10:57:43 AM
marketplace-canary7$25.003/26/2011 11:00:01 AM
Fonthill$100.003/12/2011 12:05:42 PM
minista$25.003/12/2011 12:07:46 PM
DukSerduk$25.003/12/2011 12:04:02 PM
power-companion7$100.003/12/2011 12:07:33 PM
reflective-rupee$25.333/12/2011 12:19:24 PM
phillipd48$25.003/13/2011 11:02:14 AM
zotzot$50.223/12/2011 6:05:15 PM
kenji4861$25.003/12/2011 12:01:58 PM
davisfl$100.003/14/2011 7:55:08 AM
Tylerh$100.003/14/2011 5:58:58 PM
patriot897$50.003/15/2011 10:00:22 AM
Hanalei712$50.003/15/2011 9:37:13 AM
restless-balance9$50.003/15/2011 8:56:08 AM
cptproton$50.003/15/2011 2:06:07 PM
bobby5832708$50.003/15/2011 6:26:47 PM
LiveNow$50.003/16/2011 5:17:27 AM
HHP$25.003/16/2011 9:35:31 AM
loaninvesting$30.003/16/2011 1:29:08 PM
evnagelist$50.003/16/2011 4:51:07 PM
tenacious-compassion9$25.003/16/2011 4:51:03 PM
Preteur$25.003/16/2011 6:32:26 PM
Bank42$100.003/17/2011 4:01:11 PM
currency-persimmon$100.003/17/2011 9:37:09 AM
panegryst$50.003/18/2011 11:36:59 PM
Marathoner$25.003/19/2011 9:42:27 AM
logical-reward8$25.003/20/2011 3:21:00 AM
bigballer105$100.003/20/2011 12:27:46 PM
Woodworker57$25.003/20/2011 12:27:57 PM
life-is-great$25.003/20/2011 12:28:26 PM
mistertao$25.003/20/2011 12:30:09 PM
leeball$50.003/20/2011 2:31:12 PM
ScionAltera$25.003/21/2011 9:54:20 AM
Castellan$50.003/21/2011 9:58:42 AM
BiggestG$25.003/20/2011 12:29:39 PM
dharma1$25.003/20/2011 12:30:36 PM
smilinsam$50.003/21/2011 2:13:13 PM
damage$25.003/21/2011 6:41:08 PM
mrpowers5531$25.003/21/2011 10:42:54 AM
octoberfresh$30.003/22/2011 8:51:03 AM
Trevor_C$25.003/22/2011 9:32:14 AM
syounker$25.003/22/2011 5:14:52 PM
a-responsible-return$100.003/22/2011 5:44:12 PM
Railbird$50.003/22/2011 9:40:07 AM
goldsun$25.003/22/2011 6:07:00 PM
velocity-solo$25.003/23/2011 2:43:55 AM
GodzillaLending$25.003/22/2011 5:17:09 PM
cash-professor$100.003/22/2011 7:32:02 PM
enchanted-yield4$200.003/23/2011 12:12:21 PM
jscope$25.003/23/2011 2:16:33 AM
elevated-finance$25.043/23/2011 5:35:29 PM
Oak-Parker$25.003/23/2011 6:31:29 PM
ivar$25.003/23/2011 8:17:33 PM
cbivitz$350.003/23/2011 4:49:26 PM
usanachris$25.003/23/2011 5:09:14 PM
power-defender7$50.003/23/2011 8:32:11 PM
capital-blueberry$25.003/23/2011 8:46:33 PM
sfmf$40.003/23/2011 9:13:56 PM
squarebob$25.003/23/2011 4:30:36 PM
power-mad-scientist$25.003/24/2011 11:52:43 AM
LendGuy$50.003/24/2011 12:54:01 PM
skillful-diversification2$25.003/24/2011 3:51:13 PM
mflawyer$50.003/24/2011 10:12:39 AM
rjleves$50.003/24/2011 10:47:43 AM
impressive-p2p7$25.003/24/2011 11:19:50 AM
Weaverville$100.003/24/2011 3:59:31 PM
Mantis75$25.003/24/2011 4:00:26 PM
totoro$25.003/25/2011 1:20:07 AM
neenerman$29.423/25/2011 1:22:02 AM
rcr549$25.003/24/2011 4:01:13 PM
shadowflame_99$25.003/25/2011 1:42:33 AM
tolstoy00$25.003/25/2011 2:01:22 AM
degster$25.003/25/2011 2:06:11 AM
inspired-investment8$57.843/25/2011 2:15:40 AM
MoonMama$25.003/24/2011 11:58:47 AM
OzGuy609$25.003/24/2011 12:45:00 PM
cropdust3r$25.003/25/2011 8:39:05 AM
Binan$25.003/25/2011 9:13:55 AM
Captain88$25.003/24/2011 3:55:00 PM
Zoramite$25.003/25/2011 9:35:36 AM
RockCrown$25.003/24/2011 4:00:38 PM
NMGbank$25.003/25/2011 1:52:37 AM
peb44$25.003/25/2011 2:01:27 AM
cash-merry-maker$25.003/25/2011 2:15:33 AM
commanding-income774$25.003/25/2011 7:59:01 AM
djs81$25.003/24/2011 8:12:31 PM
alpinaut$25.003/25/2011 1:14:00 AM
randomguy100$25.003/25/2011 1:52:18 AM
kanewna$100.003/25/2011 9:35:10 AM
paladin847$41.033/25/2011 2:06:04 AM
Sixmil$35.003/25/2011 9:36:36 AM
blissful-note7$45.293/25/2011 2:15:37 AM
whipone$25.003/25/2011 5:24:35 PM
pie4$25.003/25/2011 2:08:06 PM
CASHGIRL$25.003/25/2011 4:19:29 PM
Lender97$40.003/25/2011 6:22:42 PM
quick$50.003/25/2011 6:28:54 PM
SourDoughSteve$25.003/25/2011 9:37:21 AM
availableloan$25.003/25/2011 6:54:54 PM
Mariner3605$500.003/25/2011 7:00:15 PM
j2ee$25.003/25/2011 5:16:01 PM
careful-return0$25.003/25/2011 9:06:14 PM
CA-Lender$75.003/25/2011 5:43:39 PM
roadtruck$50.003/25/2011 2:42:34 PM
friendly-worth3$50.003/25/2011 5:57:47 PM
zotzot$100.003/25/2011 6:08:37 PM
hookUup$25.003/25/2011 6:36:46 PM
eyal0$42.483/26/2011 1:45:49 AM
cyonamine$25.113/26/2011 2:03:37 AM
Ripsaw4U$50.003/26/2011 2:05:15 AM
coloradoloanman$25.003/26/2011 2:47:55 AM
tlstar14$28.093/25/2011 5:21:15 PM
wise-silver-wonder$25.003/26/2011 3:20:33 AM
visionary-community$25.003/26/2011 3:29:26 AM
Steveoo1$100.003/25/2011 9:00:20 PM
intrepid-loot$125.003/26/2011 4:26:44 AM
buddyelen$170.993/25/2011 6:08:59 PM
FundMaker$33.333/26/2011 5:53:07 AM
spenrod$50.003/26/2011 6:04:25 AM
KeepOnRunning$47.413/26/2011 1:44:53 AM
naniamo$25.003/26/2011 2:03:51 AM
jfd287$25.003/26/2011 2:05:00 AM
Kijib$25.003/26/2011 2:12:53 AM
p1k4blu$25.003/26/2011 2:13:16 AM
janus_god$25.003/26/2011 2:29:56 AM
Breakfast_Gypsy$25.003/26/2011 2:30:41 AM
fireboss$48.783/26/2011 2:38:50 AM
WorldlyWorker$25.003/26/2011 2:39:10 AM
ramsbladder$25.003/26/2011 2:44:30 AM
gunderstone$50.003/25/2011 8:11:02 PM
Bieling$25.003/25/2011 8:16:54 PM
astute-benjamins$25.003/26/2011 8:19:59 AM
harmonious-moola7$37.113/26/2011 3:48:28 AM
community-bridge$400.003/26/2011 8:36:57 AM
greggathelegga$56.363/26/2011 8:44:33 AM
Auditman$50.003/26/2011 9:13:32 AM
income-encore1$50.003/26/2011 9:22:55 AM
Byrd24$100.003/26/2011 9:27:11 AM
alverado$124.003/26/2011 5:39:07 AM
brightest-income-hunter$48.543/26/2011 9:58:21 AM
SpareChangeDreamFundLLC$50.003/26/2011 5:53:52 AM
jono9999$300.003/26/2011 5:58:22 AM
MoneyTree79$45.153/26/2011 6:19:18 AM
leeball$75.003/26/2011 10:23:33 AM
dtrain5$25.003/26/2011 1:45:35 AM
jktravl$200.003/26/2011 6:48:05 AM
flopcat$27.793/26/2011 1:55:30 AM
Mark-O-Polo$32.303/26/2011 1:57:12 AM
L-vex$25.003/26/2011 2:08:03 AM
Stack23$50.003/26/2011 7:20:00 AM
sajitk$25.003/26/2011 2:13:27 AM
cash-queen$40.003/26/2011 11:33:21 AM
wampum-amplifier$54.353/26/2011 11:35:46 AM
Victor-E-Lane$25.003/26/2011 2:22:30 AM
soheagle$25.003/26/2011 7:49:17 AM
tj1683$25.003/26/2011 3:08:46 AM
repaymeplease$25.003/26/2011 3:18:11 AM
important-ore$379.373/26/2011 8:39:26 AM
reflective-rupee$250.333/26/2011 4:20:33 AM
balance-force$25.123/26/2011 10:14:51 AM
loan-kung-fu$1,000.003/26/2011 5:43:26 AM
gethope$100.003/26/2011 11:09:57 AM
platinum-exec1$300.003/26/2011 6:24:14 AM
spotty54$35.003/26/2011 6:34:35 AM
investment-artist$50.003/26/2011 11:28:18 AM
new-truth-chuckler$25.003/26/2011 7:46:04 AM
melodious-fairness$100.003/26/2011 7:59:56 AM
bid-papyrus$25.003/26/2011 8:18:32 AM
friendinmoney$25.003/26/2011 8:42:54 AM
BigSurf$50.003/26/2011 9:00:51 AM
quad$50.003/26/2011 9:20:49 AM
kc8fot$85.003/26/2011 9:46:08 AM
lifegrowth$25.003/26/2011 9:47:31 AM
CPA-Banker$49.373/26/2011 9:58:36 AM
reward-rancher$25.003/26/2011 10:31:30 AM
pumped130$25.733/26/2011 11:07:03 AM
principal-lion$100.003/26/2011 11:38:52 AM
the-capital-shooter$75.003/26/2011 11:52:32 AM
347 Investments
 
Borrower Payment Dependent Notes Series 497776
This series of Notes was issued and sold upon the funding of the borrower loan #48118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $322.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1984 Debt/Income ratio: 60%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $11,949Stated income:$1-$24,999
Delinquencies in last 7y: 5 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: principal-magma Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit cards and loans
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/14/2011 9:03:59 AM
competent-p2p$45.003/14/2011 11:06:44 AM
suave-dime6$25.003/14/2011 9:06:12 AM
CA-Lender$100.003/14/2011 9:04:27 AM
worldly-money4$150.003/14/2011 2:35:22 PM
reflective-rupee$100.333/14/2011 9:25:41 PM
reward-adventure$50.003/15/2011 4:59:00 AM
Jack55304$125.003/16/2011 8:48:15 AM
wbahl$25.003/16/2011 8:11:00 PM
PRGuyinVA$25.003/18/2011 2:47:22 PM
Weaverville$25.003/20/2011 7:38:09 AM
thelovebug$100.003/21/2011 8:46:10 AM
smilinsam$50.003/21/2011 2:16:47 PM
credible-balance6$25.003/22/2011 4:45:29 PM
finance-prescription$50.003/24/2011 5:32:57 AM
point-kitten6$50.003/23/2011 8:38:37 PM
worthy-bid8$25.003/24/2011 2:28:55 AM
Artist_Blue$25.003/25/2011 1:21:31 AM
dsnybnd$25.003/25/2011 7:51:56 AM
credit-sycamore4$100.003/25/2011 8:48:00 AM
kind-adventurous-finance$50.003/25/2011 4:27:43 PM
dollar-cherry6$100.003/25/2011 9:33:32 AM
Ocean713$50.003/25/2011 11:32:58 AM
108lender$500.003/25/2011 5:47:30 PM
upperdeck$25.003/25/2011 5:41:52 PM
PayingItForwardPlease$25.003/25/2011 6:13:57 PM
duty-windmill$25.003/26/2011 12:02:54 AM
Yomain$75.003/26/2011 12:17:46 AM
MADAOO7$50.003/25/2011 5:49:15 PM
Speculator$100.003/25/2011 6:23:55 PM
MAYBROOK$50.003/26/2011 5:48:18 AM
jjswanso$300.773/25/2011 6:35:03 PM
secureincome$900.003/26/2011 6:57:01 AM
Maetryx$45.823/26/2011 7:06:06 AM
euro-banker$50.003/26/2011 7:42:40 AM
wesleyan$50.003/26/2011 8:12:56 AM
Bob450$25.003/26/2011 9:35:24 AM
leeball$75.003/26/2011 10:26:32 AM
sweet-bonus$25.003/26/2011 7:01:05 AM
principal-lion$123.163/26/2011 11:39:40 AM
wealth-competitor$25.003/26/2011 12:01:52 PM
novice-speculator$25.003/26/2011 9:12:27 AM
symbiosis$25.003/26/2011 9:57:58 AM
astute-investment5$25.003/26/2011 10:43:40 AM
autonomous-truth$123.583/26/2011 12:49:52 PM
wampum-amplifier$25.003/26/2011 11:34:39 AM
dynamic-platinum$25.003/26/2011 12:23:18 PM
vigorous-velocity$100.003/26/2011 9:46:19 AM
vegibenz$25.003/26/2011 11:43:19 AM
kulender$50.003/26/2011 12:18:55 PM
Sapphicat$50.003/26/2011 12:32:29 PM
simplelender80$100.003/14/2011 9:01:18 AM
Interstate_Rate$100.003/14/2011 10:56:34 AM
patriot897$25.003/15/2011 11:13:31 AM
leodaguy$25.003/15/2011 9:25:09 PM
SBT$25.003/16/2011 8:53:18 PM
tnjohnso$25.003/17/2011 9:16:42 PM
economy-producer$25.003/19/2011 9:57:55 AM
inspiring-reward$100.003/20/2011 3:16:45 AM
w3alter$100.003/19/2011 4:52:00 PM
money-surge1$50.003/21/2011 8:47:12 AM
zippy-interest$25.003/22/2011 7:16:09 PM
bid-czar8$50.003/23/2011 3:08:33 AM
ivy-league-MBA$25.003/23/2011 10:40:27 AM
DonaldColorado$50.003/23/2011 12:53:54 PM
tech310$50.003/24/2011 1:26:14 AM
impressive-p2p7$25.003/24/2011 11:19:55 AM
EarlyRiser$250.003/24/2011 9:47:04 AM
GatorBux$50.003/24/2011 11:09:32 AM
benjamins-utopia$100.003/24/2011 11:48:35 AM
burrito6$25.003/24/2011 8:30:22 AM
RetiredATC$50.003/25/2011 2:23:15 AM
sonnet771$200.003/25/2011 9:34:40 AM
Raetha$25.003/25/2011 2:39:17 PM
Oak-Parker$26.003/25/2011 6:41:05 PM
JoeDuck$170.753/26/2011 12:40:27 AM
robot777$25.003/25/2011 6:46:44 PM
svandgts$100.003/25/2011 7:05:24 PM
Mariner3605$25.003/25/2011 7:07:16 PM
orange-preeminant-bill$50.003/26/2011 3:31:20 AM
reflective-rupee$100.333/26/2011 4:25:41 AM
GElender$25.003/26/2011 6:06:13 AM
capital-galaxy$200.003/26/2011 6:14:43 AM
Preferred-Lender$25.003/26/2011 7:13:32 AM
melodious-fairness$100.003/26/2011 8:02:50 AM
treasure-bliss$50.003/26/2011 3:14:04 AM
wwwUniversal$25.003/26/2011 3:20:52 AM
special-responsibility$25.003/26/2011 3:22:28 AM
compwhiz$25.003/26/2011 8:59:15 AM
ClearCut$50.003/26/2011 9:41:40 AM
loan-kung-fu$100.003/26/2011 6:25:35 AM
stonewell$30.003/26/2011 7:54:09 AM
js44043$25.003/26/2011 2:48:01 AM
scoobiedoo$50.003/26/2011 8:00:24 AM
vigorous-moola$36.003/26/2011 11:55:17 AM
worldly-money4$350.003/26/2011 8:27:41 AM
intrepid-loot$25.003/26/2011 4:43:50 AM
mercuriant$25.003/26/2011 4:52:41 AM
jmurray40$58.263/26/2011 12:45:06 PM
WindsorFunds$100.003/26/2011 7:02:00 AM
investment-habanero8$100.003/26/2011 7:11:47 AM
well-mannered-income3$25.003/26/2011 7:28:38 AM
soheagle$25.003/26/2011 7:50:04 AM
marketplace-canary7$25.003/26/2011 10:49:36 AM
hitsman$50.003/26/2011 11:47:44 AM
skidoo99$35.003/26/2011 12:06:42 PM
piano55$30.003/26/2011 12:35:11 PM
Gibbyland$100.003/26/2011 12:46:08 PM
108 Investments
 
Borrower Payment Dependent Notes Series 497814
This series of Notes was issued and sold upon the funding of the borrower loan #48190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,878.82 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $125.37
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2002 Debt/Income ratio: 12%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 5Employment status:Other
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: newhealthy-coin Borrower's state: Florida Borrower's group: Road To Better Credit
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
desperate for dental work!
Purpose of loan:
This loan will be used to...desperate dental work

My financial situation:
I am a good candidate for this loan because...i have worked hartd at rehabing my credit and realize the importance of financial responsibilitys


Monthly net income: $1700
Monthly expenses: $
Housing: $400
Insurance: $paid for year
Car expenses: $own 2003 hyundai
Utilities: $75
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $200(2 kids)
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: you may not want to talk about it, but what kind of dental work do you need? Sorry if it makes you uncomfortable. - pellet
A: I need partial dentures for all my molars because they were beyond restoration, and caps on my top and bottom front teeth. I have been having fillings and extractions done as I could afford them. It would be a lot more then this loan but I found a program that works w/some dentists and takes into account my income,dependents, degree of work needed to be done etc. and this would be the part i need to come up w/up front. Until my teeth became bad, I took for granted how important they are . (Mar-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Artist_Blue$25.003/14/2011 10:08:28 AM
zotzot$25.003/14/2011 10:30:56 AM
worldly-money4$100.003/14/2011 9:05:17 AM
investment-artist$25.003/14/2011 9:23:16 AM
restless-dime$25.003/14/2011 1:39:03 PM
reflective-rupee$25.333/14/2011 9:11:03 PM
Hanalei712$25.003/15/2011 9:40:24 AM
RMB-Investments$25.003/15/2011 8:54:42 AM
heerzaquestion$25.003/15/2011 12:09:16 PM
FinDoc$25.003/15/2011 1:57:34 PM
wild-orange$25.003/16/2011 1:58:13 PM
worldly-money4$250.003/17/2011 11:13:29 AM
worldly-money4$1,000.003/18/2011 8:38:00 AM
luvlending$25.003/21/2011 9:48:51 PM
CA-Lender$50.003/23/2011 10:38:45 AM
justice-trailblazer0$25.003/23/2011 10:57:20 AM
LKCGICG$25.003/23/2011 7:08:31 PM
jakdwak$25.003/24/2011 9:36:11 AM
lean-ore9$25.003/25/2011 10:22:40 AM
Kqwik$25.003/25/2011 9:21:49 AM
silvercertificate$25.003/25/2011 12:17:03 PM
delicious-cash$25.003/27/2011 12:14:10 PM
impressive-p2p7$25.003/27/2011 12:14:19 PM
Belair_Advisors$25.003/27/2011 2:50:17 PM
theprince$25.003/27/2011 12:14:56 PM
B2152$25.003/28/2011 5:38:58 AM
dsnybnd$25.003/28/2011 7:57:44 AM
CA-Lender$50.003/14/2011 9:04:37 AM
JustMee$25.003/14/2011 9:41:04 AM
w3alter$50.003/14/2011 3:36:49 PM
kgeezy$25.003/16/2011 9:35:10 AM
pietro_torna_indietro$25.003/16/2011 9:35:13 PM
ddoneday$25.003/17/2011 2:33:00 PM
heerzaquestion$25.003/18/2011 4:55:29 AM
weWantToHelp$25.003/18/2011 9:01:20 PM
carrinel$66.203/19/2011 8:14:49 AM
InvestmentFund$103.703/19/2011 11:55:32 AM
carrinel$50.003/22/2011 5:05:33 PM
850$50.003/22/2011 11:11:37 PM
fulfilling-money5$40.003/23/2011 9:16:24 AM
intrepid-loot$25.003/25/2011 5:17:30 AM
f4Tex$25.003/24/2011 10:48:19 PM
worth-jedi5$30.803/25/2011 9:06:00 AM
shepherd1$25.003/25/2011 11:17:51 AM
jclegacy$36.673/25/2011 8:36:13 PM
investment-cluster$35.003/26/2011 6:53:39 PM
bonk58$41.123/28/2011 5:25:55 AM
SV-AZ$25.003/27/2011 6:12:19 PM
llennoc$25.003/27/2011 7:48:29 PM
ZOOOM$25.003/28/2011 7:07:26 AM
dpries123$25.003/28/2011 7:36:19 AM
terrific-p2ploan$25.003/28/2011 8:50:21 AM
52 Investments
 
Borrower Payment Dependent Notes Series 497834
This series of Notes was issued and sold upon the funding of the borrower loan #48075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $239.21
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1966 Debt/Income ratio: 54%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,395Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: trade-guild1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card help
Purpose of loan:
This loan will be used to... Pay credit cards down

My financial situation:
I am a good candidate for this loan because... I am employed, live at home taking care of my mother


Monthly net income: $1200
Monthly expenses:80 $Insurance: $50
Car expenses: $300
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/13/2011 12:04:37 PM
zotzot$50.223/13/2011 12:10:25 PM
investment-artist$25.003/13/2011 2:18:54 PM
simplelender80$100.003/13/2011 12:03:14 PM
omahajay$25.003/13/2011 9:52:06 PM
Weaverville$25.003/13/2011 5:51:16 PM
reflective-rupee$25.333/14/2011 9:19:36 PM
organized-payment6$50.003/15/2011 6:01:31 AM
leodaguy$50.003/15/2011 9:23:08 PM
wbahl$25.003/16/2011 8:13:29 PM
radforj22$25.003/16/2011 6:46:30 PM
loyalty-sherpa$25.003/17/2011 4:32:44 PM
hostbank$100.003/17/2011 3:42:52 PM
microfunder$25.003/18/2011 4:47:04 AM
a-unflappable-finance$100.003/18/2011 9:39:32 AM
enthralling-deal180$50.003/19/2011 12:03:45 AM
GMPK_TLAS$50.003/19/2011 1:26:12 AM
Cbank05$35.003/19/2011 9:42:28 AM
saga9$50.003/21/2011 10:19:54 AM
HamachiMan$50.003/20/2011 4:27:38 PM
davidmlucas$45.003/23/2011 7:03:40 AM
Peterman$25.003/23/2011 9:32:34 AM
Ripsaw4U$41.943/24/2011 1:35:02 AM
GElender$50.003/24/2011 7:03:02 AM
IIP77$25.003/24/2011 6:28:07 AM
Quiddity$50.003/24/2011 7:44:02 AM
bold-shrewd-market$25.003/24/2011 12:18:34 PM
chrisah$50.003/24/2011 7:28:53 PM
Clambake$50.003/24/2011 7:04:01 PM
Chervianne$50.003/25/2011 7:27:58 AM
bill-expert$52.003/25/2011 8:58:02 AM
Engineer44$25.003/25/2011 4:41:33 PM
tylerfd$25.003/25/2011 6:57:58 AM
fascinating-gold$200.003/25/2011 5:28:22 PM
squarebob$25.003/25/2011 5:47:12 PM
PayingItForwardPlease$30.503/25/2011 6:05:26 PM
zotzot$50.003/25/2011 6:09:23 PM
friendly-market5$29.503/25/2011 6:13:46 PM
agile-vigilance8$50.003/25/2011 7:12:56 PM
jt530$25.003/25/2011 8:12:38 PM
mgking007$25.003/25/2011 5:20:05 PM
rdav$25.003/25/2011 5:20:45 PM
Ocean713$50.003/25/2011 11:28:36 AM
Peterman$25.003/25/2011 8:30:22 PM
Steveoo1$200.003/25/2011 9:08:23 PM
enthusiastic-treasure$25.003/25/2011 5:42:54 PM
investment-kingdom$85.003/25/2011 9:41:12 PM
wind183$250.003/25/2011 6:01:24 PM
kind-adventurous-finance$75.003/25/2011 4:23:53 PM
investment-habanero8$100.003/25/2011 8:00:14 PM
j2ee$25.003/25/2011 5:19:43 PM
Finchy78$25.003/25/2011 5:23:01 PM
vishal29$25.853/25/2011 5:41:58 PM
exchange-dreams$25.003/25/2011 9:26:03 PM
Prosp_Lender$50.003/25/2011 9:37:16 PM
intrepid-loot$75.003/25/2011 6:09:34 PM
Oak-Parker$25.003/25/2011 6:38:18 PM
ladyonthebay$25.003/25/2011 7:12:03 PM
shakas$29.663/25/2011 7:26:57 PM
Yomain$150.003/25/2011 8:06:11 PM
kublai$400.003/25/2011 8:09:37 PM
careful-return0$25.003/25/2011 8:34:51 PM
a-restless-dollar$50.003/25/2011 8:56:17 PM
mstebnicki$100.003/25/2011 9:15:10 PM
CA-Lender$100.003/13/2011 12:05:24 PM
JustMee$25.003/13/2011 7:50:15 PM
nickel-ferret$100.003/14/2011 7:56:21 PM
patriot897$25.003/15/2011 11:11:36 AM
Havana21$25.003/17/2011 1:45:29 AM
indomitable-coin$50.003/17/2011 5:50:29 AM
kenji4861$25.003/18/2011 3:07:27 PM
Stavros$25.003/19/2011 8:38:25 AM
efficient-treasure0$25.003/19/2011 9:47:51 AM
w3alter$100.003/19/2011 4:56:57 PM
competent-p2p$25.003/20/2011 6:04:13 PM
money-surge1$50.003/20/2011 10:48:21 AM
credit-scout7$50.003/21/2011 8:07:33 AM
intuitive-worth7$25.003/22/2011 6:09:40 AM
worthy-bid8$100.003/22/2011 4:40:19 PM
zippy-interest$25.003/22/2011 7:13:29 PM
investment-kingdom$300.003/23/2011 9:33:47 AM
PopeJP$50.003/23/2011 10:38:38 AM
Sol_Invictus$25.003/23/2011 12:12:43 PM
GatorBux$50.003/24/2011 11:08:47 AM
benjamins-utopia$50.003/24/2011 11:47:38 AM
jpyrek$25.003/24/2011 11:35:55 AM
broker558$25.003/25/2011 7:42:55 AM
GElender$25.003/25/2011 6:08:13 AM
economy-caper9$25.003/25/2011 11:48:44 AM
noble-marketplace$25.003/25/2011 2:03:19 PM
wwwUniversal$25.003/25/2011 2:05:10 AM
iolaire$25.003/25/2011 9:39:43 AM
intlargonaut$80.003/25/2011 5:38:46 PM
108lender$500.003/25/2011 5:46:57 PM
heroic-payout9$25.003/25/2011 5:52:31 PM
friendly-worth3$50.003/25/2011 5:53:56 PM
hope-hickory$50.003/25/2011 6:01:39 PM
availableloan$25.003/25/2011 6:57:30 PM
Doodlemeyer$25.003/25/2011 7:53:07 PM
Leopoldine$25.003/25/2011 10:47:49 AM
pious-integrity6$25.003/25/2011 9:02:06 PM
competent-p2p$50.003/25/2011 9:05:15 PM
BxRealtor$25.003/25/2011 9:24:46 PM
Mariner3605$100.003/25/2011 7:02:04 PM
ethicalhumanist$50.003/25/2011 7:16:04 PM
gulch$200.003/25/2011 7:26:13 PM
the-money-gargantuan$25.003/25/2011 5:20:52 PM
Scotcha$50.003/25/2011 6:18:27 PM
Sefotonga$80.003/25/2011 6:29:35 PM
payout-detective7$50.003/25/2011 6:41:11 PM
OzBitch$100.003/25/2011 6:54:59 PM
engrossing-benefit0$25.003/25/2011 7:09:32 PM
gunderstone$50.003/25/2011 8:10:11 PM
greenkid$100.003/25/2011 8:34:57 PM
engbusres$40.003/25/2011 9:08:48 PM
capital-party6$100.003/25/2011 9:13:34 PM
116 Investments
 
Borrower Payment Dependent Notes Series 497854
This series of Notes was issued and sold upon the funding of the borrower loan #48073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $214.70
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1987 Debt/Income ratio: 11%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 32 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,816Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: best-visionary-dough Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off a higher interest rate loan making my monthly payments much lower and thus opening up monthly cash flow.

My financial situation:
I am a good candidate for this loan because...my credit is in great condition. I have been with my current employer for over 6 years and at my current residence for over 5. My fixed monthly costs are low and by lowering my current debt load with this loan and its low rates it will allow me to quickly repay and get a better balance of my finances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
community-pipeline$25.003/14/2011 9:03:20 AM
meux99$25.003/14/2011 9:03:34 AM
Pickmar$25.003/14/2011 9:13:36 AM
macgeek$62.163/14/2011 11:25:01 AM
moneyfriend$100.003/14/2011 9:01:38 AM
DukSerduk$25.003/14/2011 9:03:00 AM
fantastic-openness$100.003/14/2011 9:03:43 AM
kenji4861$25.003/14/2011 9:01:50 AM
blot44$50.003/14/2011 9:02:03 AM
KWarrior$50.003/14/2011 9:03:16 AM
kind-resolute-dough$100.003/14/2011 9:03:24 AM
TikPmp1$25.003/14/2011 9:03:30 AM
minista$25.003/14/2011 9:04:50 AM
davisfl$100.003/14/2011 9:07:44 AM
lloyd_s$25.003/14/2011 1:38:04 PM
kyomoon$50.003/14/2011 10:13:36 AM
Dollars4Rent$50.003/14/2011 5:56:12 PM
thankful-nickel2$25.003/14/2011 5:42:46 PM
Tylerh$100.003/14/2011 5:59:05 PM
CA-Lender$25.003/14/2011 6:04:21 PM
worthy-bid8$50.003/15/2011 2:08:32 AM
secundus$25.003/14/2011 6:56:42 PM
Dan4703$25.003/15/2011 6:28:48 AM
Hanalei712$50.003/15/2011 9:37:18 AM
MiniBank998$25.003/15/2011 3:11:25 AM
ichibon$40.683/15/2011 2:06:26 PM
toronado$50.003/15/2011 3:16:48 PM
patriot897$50.003/15/2011 11:11:05 AM
bobby5832708$50.003/15/2011 6:26:50 PM
benefit-trident$25.003/15/2011 4:49:46 PM
Tom579$50.003/16/2011 2:24:05 AM
value-pouch$50.003/16/2011 9:45:40 AM
wbahl$25.003/16/2011 8:08:22 PM
MoneyTree79$50.003/16/2011 7:53:38 PM
Preteur$25.003/17/2011 11:13:16 AM
NYCLAIMSGUY$25.003/17/2011 9:24:05 AM
BabyLender$35.003/17/2011 2:27:08 PM
pinnacle10$50.003/17/2011 3:38:44 PM
sun818$25.003/17/2011 1:35:31 PM
a-versatile-power$25.003/18/2011 6:01:59 AM
eronyc$50.003/18/2011 11:46:32 AM
panegryst$50.003/18/2011 11:37:05 PM
tenacious-compassion9$25.003/19/2011 9:43:09 AM
Agent1$50.003/19/2011 10:25:03 PM
evnagelist$50.003/19/2011 9:43:11 AM
kc_dude$25.003/21/2011 7:48:00 AM
mrpowers5531$25.003/21/2011 10:42:58 AM
Marathoner$25.003/21/2011 5:15:46 PM
Supernick$50.003/21/2011 9:55:59 AM
Woodworker57$25.003/21/2011 5:56:17 PM
GoBusinessGuy$25.803/22/2011 5:03:02 AM
GElender$50.003/22/2011 5:38:20 AM
deal-gazer$400.003/22/2011 5:58:42 AM
intuitive-worth7$50.003/22/2011 6:10:33 AM
Belvidere82$200.003/22/2011 8:15:37 AM
YellowJacket$25.003/22/2011 8:39:54 AM
jarf$50.003/22/2011 6:09:09 AM
adventurous-commerce$50.003/22/2011 6:10:17 AM
mster9ball$25.753/22/2011 9:22:17 AM
BoCo$25.323/22/2011 6:41:47 AM
availableloan$25.003/22/2011 7:06:28 AM
upbeat-marketplace$25.003/22/2011 7:36:17 AM
kfinvest$50.003/22/2011 12:11:51 PM
proud-gold9$50.003/22/2011 4:59:46 AM
bigballer105$100.003/22/2011 9:17:15 AM
kindness-dessert$25.003/22/2011 9:34:05 AM
payout-detective7$50.003/22/2011 10:37:00 AM
bradny$25.003/22/2011 8:55:57 AM
windfall46$25.003/22/2011 2:44:34 PM
dwilson443$50.003/22/2011 1:36:03 PM
micah7345$46.443/22/2011 5:40:48 PM
syounker$25.003/22/2011 6:35:45 PM
organized-integrity8$150.003/23/2011 2:14:54 AM
worth-victor6$25.003/23/2011 2:34:34 AM
greenback-guard$25.003/23/2011 2:45:37 AM
intrepid-loot$125.003/22/2011 6:30:44 PM
cash-professor$50.003/22/2011 7:57:25 PM
JCPlending$100.003/22/2011 8:06:17 PM
prashgig$50.003/23/2011 2:32:41 PM
squarebob$25.003/23/2011 11:29:28 AM
Fonthill$100.003/14/2011 9:03:48 AM
power-companion7$100.003/14/2011 9:07:33 AM
exact-gold2$25.003/14/2011 9:02:08 AM
Tech-Entrepreneur$25.003/14/2011 9:03:54 AM
efficient-treasure0$25.003/14/2011 10:11:01 AM
a-exponential-hope$25.003/14/2011 9:01:55 AM
emo13$100.003/14/2011 9:47:18 AM
RandyL3$25.003/14/2011 6:06:30 PM
PThor$25.003/15/2011 10:00:24 AM
vutah$25.003/15/2011 5:49:12 PM
LiveNow$50.003/16/2011 5:14:15 AM
syounker$25.003/15/2011 6:08:39 PM
Tradesmanlender$57.333/16/2011 1:30:32 PM
HHP$25.003/16/2011 9:35:27 AM
TomDalonajay$25.003/17/2011 9:33:04 AM
currency-persimmon$100.003/17/2011 9:37:16 AM
cptproton$50.003/17/2011 11:12:44 AM
Emgolda$25.003/17/2011 9:56:45 AM
coloradoloanman$25.003/17/2011 10:51:18 AM
astute-fairness0$25.003/17/2011 3:30:27 PM
Bank42$56.083/19/2011 1:44:23 AM
logical-reward8$25.003/20/2011 3:21:04 AM
leeball$50.003/20/2011 2:31:20 PM
loaninvesting$30.003/20/2011 12:28:31 PM
impartial-deal$25.003/21/2011 10:34:12 AM
knark$25.003/21/2011 12:59:17 PM
SBT$75.003/21/2011 9:56:19 AM
smilinsam$50.003/21/2011 2:13:18 PM
wwwUniversal$25.003/21/2011 5:16:57 PM
agbullet55443$200.003/21/2011 8:45:15 PM
saahilld$25.003/21/2011 8:46:09 PM
gemoscar$50.003/21/2011 5:15:19 PM
balance-force$25.003/21/2011 10:53:08 AM
vishal29$100.003/21/2011 9:51:09 PM
exchange-synapse$100.003/22/2011 7:35:38 AM
octoberfresh$30.003/22/2011 8:51:08 AM
damage$25.003/21/2011 6:41:11 PM
a-restless-dollar$50.003/22/2011 6:30:28 AM
Interstate_Rate$250.003/22/2011 9:17:24 AM
UAVDave$100.003/21/2011 9:53:41 PM
return-seeker85$200.003/22/2011 8:18:14 AM
radforj22$45.083/22/2011 6:36:33 AM
jrlvnv$25.003/22/2011 9:14:06 AM
Mint_Man$75.003/22/2011 6:46:10 PM
circustab$50.003/22/2011 12:42:24 PM
zevonyc$25.003/22/2011 2:09:33 PM
BiggestG$25.003/23/2011 1:29:01 AM
justasoldier$25.003/22/2011 10:12:11 PM
CA-Lender$75.003/23/2011 10:32:19 AM
gavinsp$25.003/23/2011 10:31:44 AM
Veiglcc$25.003/23/2011 12:25:48 PM
currency-persimmon$100.003/23/2011 4:45:00 PM
BabyLender$30.003/23/2011 10:56:35 AM
DanV$36.003/23/2011 4:44:21 PM
134 Investments
 
Borrower Payment Dependent Notes Series 498178
This series of Notes was issued and sold upon the funding of the borrower loan #48160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1990 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 3 Current / open credit lines: 4 / 4Length of status:2y 6m
Amount delinquent: $500 Total credit lines: 16Stated income:Not employed
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,220 
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: platinum-recruiter4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sdtb1
Purpose of loan: Payment
This loan will be used to...Bill pay

My financial situation: Looking for work
I am a good candidate for this loan because...I'm looking for work and have over 15 years experience in my field with 2 degrees.


Monthly net income: $60.00
Monthly expenses: $1500
Housing: $1125
Insurance: $not applicable
Car expenses: $not applicable
Utilities: $30
Phone, cable, internet: $30
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/15/2011 5:00:59 PM
patriot897$25.003/15/2011 5:07:18 PM
leodaguy$25.003/15/2011 9:25:48 PM
worldly-money4$150.003/15/2011 5:06:20 PM
CA-Lender$100.003/15/2011 5:18:46 PM
tnjohnso$25.003/17/2011 9:17:01 PM
PRGuyinVA$25.003/18/2011 2:47:44 PM
economy-producer$25.003/19/2011 9:58:28 AM
octoberfresh$25.003/22/2011 8:43:29 AM
reward-adventure$36.103/22/2011 4:17:53 PM
dsnybnd$25.003/23/2011 10:56:35 AM
finance-prescription$50.003/24/2011 5:33:16 AM
benjamins-utopia$100.003/24/2011 11:48:46 AM
dollar-cherry6$100.003/25/2011 9:33:47 AM
credit-sycamore4$100.003/25/2011 8:48:17 AM
Ocean713$50.003/25/2011 11:33:13 AM
kind-adventurous-finance$50.003/25/2011 4:27:57 PM
WindsorFunds$100.003/26/2011 7:02:42 AM
kendallv$50.003/26/2011 7:59:17 AM
wwwUniversal$25.003/26/2011 3:21:06 AM
mercuriant$25.003/26/2011 4:52:59 AM
Matt_Colsia$115.753/25/2011 9:45:39 PM
Maetryx$45.823/26/2011 7:06:23 AM
AAe$40.003/26/2011 9:18:13 AM
Mariner3605$300.003/26/2011 12:37:52 PM
the-dollar-topper$100.003/26/2011 2:39:26 PM
piano55$30.003/26/2011 12:36:04 PM
LoanerPrincipal$25.003/26/2011 3:08:49 PM
LibbyZ$50.003/26/2011 11:18:47 AM
Oak-Parker$25.003/26/2011 2:28:43 PM
Gibbyland$100.003/26/2011 1:17:51 PM
SweetPea2$50.003/26/2011 4:06:48 PM
thelovebug$100.003/26/2011 4:08:20 PM
simplelender80$100.003/15/2011 5:01:12 PM
suave-dime6$25.003/15/2011 5:06:04 PM
Jack55304$125.003/16/2011 8:48:59 AM
Malkial$25.003/16/2011 9:31:42 AM
wbahl$25.003/16/2011 8:11:18 PM
w3alter$100.003/19/2011 4:52:18 PM
SqueezeKing$25.003/22/2011 1:26:53 AM
zippy-interest$25.003/22/2011 7:16:35 PM
the-upbeat-p2p$78.193/22/2011 5:25:51 PM
dakoke$25.003/22/2011 11:36:38 PM
money-baron$125.563/22/2011 6:52:33 PM
moola-monger9$50.003/23/2011 6:37:25 AM
bid-czar8$50.003/23/2011 3:09:12 AM
worldly-gold$25.003/23/2011 3:17:58 PM
ivy-league-MBA$25.003/23/2011 10:40:45 AM
point-kitten6$50.003/23/2011 8:38:47 PM
burrito6$25.003/24/2011 8:30:34 AM
EarlyRiser$250.003/24/2011 9:46:12 AM
NYCFinancier$25.003/25/2011 5:44:20 PM
Mariner3605$25.003/25/2011 7:10:20 PM
Speculator$100.003/25/2011 6:27:21 PM
wesleyan$50.003/26/2011 8:13:02 AM
2grindstones$30.003/26/2011 11:07:29 AM
economy-synapse$50.003/26/2011 11:13:55 AM
poppinkid$25.003/26/2011 2:21:41 PM
astute-investment5$25.003/26/2011 10:44:32 AM
hitsman$50.003/26/2011 11:47:53 AM
worldly-rate3$25.003/26/2011 4:14:28 PM
handshake5$100.003/26/2011 4:52:39 PM
WindsorFunds$115.583/26/2011 5:40:08 PM
sjo1984111$33.003/26/2011 3:47:27 PM
AF-Chief$50.003/26/2011 4:09:30 PM
TommyTucker$25.003/26/2011 4:23:14 PM
66 Investments
 
Borrower Payment Dependent Notes Series 498212
This series of Notes was issued and sold upon the funding of the borrower loan #48048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1991 Debt/Income ratio: Not calculated
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 26 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,834Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: mozartk Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Movie Producer seeks working capita
Purpose of loan:
This loan will be used to...keep office running while closing the biggest movies in Hollywood

My financial situation:
I am a good candidate for this loan because...I am working with the best and brightest in Hollywood


Monthly net income: $ 3500
Monthly expenses: $2500
Housing: $ 800
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 200
Phone, cable, internet: $ 300
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What studio are you working for? OR is this an Indie project? I'm also in the business and would like to lend money to help out, but.... - investment-artist
A: I work for my own studio, I have 3 projects in heated negotiations. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/15/2011 5:06:05 PM
simplelender80$100.003/15/2011 5:01:15 PM
worldly-money4$150.003/15/2011 5:06:21 PM
cloud8$40.003/16/2011 1:59:19 AM
Jack55304$125.003/16/2011 8:49:04 AM
Malkial$25.003/16/2011 9:31:39 AM
leverage-monger$25.003/16/2011 7:43:21 AM
wbahl$25.003/16/2011 8:11:19 PM
important-openness1$75.003/16/2011 8:02:44 PM
red-favorable-basis$25.003/17/2011 2:35:51 AM
SecondChanceLendingSERV$25.003/16/2011 9:24:42 PM
leverage-monger$25.003/17/2011 8:16:50 AM
adventurous-commerce$25.003/18/2011 7:54:56 AM
barefootpaul$25.003/18/2011 6:29:59 AM
drkosh$25.003/19/2011 8:42:24 AM
economy-producer$25.003/19/2011 9:58:30 AM
bsmtloan$100.003/21/2011 8:50:10 PM
transparent-silver$50.003/22/2011 11:16:09 AM
GS-ROCK$26.573/22/2011 1:54:51 PM
thomas16882004$25.003/22/2011 7:28:32 PM
bid-czar8$50.003/23/2011 3:09:24 AM
santhana$33.673/22/2011 7:20:05 PM
healingangel22$25.003/23/2011 7:22:32 AM
worthy-bid4$25.003/23/2011 9:09:13 AM
ToweringDan$50.003/22/2011 10:52:39 PM
Oak-Parker$25.003/23/2011 6:25:25 PM
finance-prescription$50.003/24/2011 5:33:20 AM
icon7$25.003/24/2011 5:40:53 PM
EarlyRiser$250.003/24/2011 9:45:28 AM
stu6703$33.683/25/2011 6:02:50 AM
credit-sycamore4$100.003/25/2011 8:48:19 AM
velocity-motivator6$25.003/24/2011 8:12:29 PM
credit-fox3$25.003/25/2011 7:53:31 PM
MrBailey$83.923/25/2011 5:45:10 PM
nycusa123$25.003/25/2011 9:36:21 PM
mercuriant$25.003/26/2011 4:53:01 AM
wesleyan$50.003/26/2011 8:13:03 AM
wwwUniversal$25.003/26/2011 3:21:08 AM
CA-Lender$100.003/15/2011 5:18:47 PM
leodaguy$25.003/15/2011 9:25:51 PM
ingenious-deal6$25.003/15/2011 5:04:45 PM
patriot897$25.003/15/2011 5:07:20 PM
Eric_Gagne$25.003/16/2011 5:46:26 AM
shrewd-peace7$25.003/15/2011 11:26:22 PM
umfan123$25.003/17/2011 10:02:20 AM
wild-orange$100.003/17/2011 3:43:56 PM
tnjohnso$25.003/17/2011 9:17:02 PM
Ananya$25.003/18/2011 4:25:47 AM
joyful-power9$50.003/18/2011 11:30:36 AM
PRGuyinVA$25.003/18/2011 2:47:45 PM
tashara$25.003/18/2011 3:23:52 PM
exchange-synapse$100.003/19/2011 3:49:52 PM
w3alter$100.003/19/2011 4:52:19 PM
DADOF1$25.003/20/2011 12:03:36 PM
bsmtloan$50.003/21/2011 8:50:22 PM
the-yield-surfer$100.003/21/2011 11:47:03 PM
admirable-basis1$25.003/22/2011 10:54:05 AM
autonomous-truth$50.003/22/2011 10:59:40 AM
best-listing-toro$25.003/22/2011 7:16:47 AM
zippy-interest$25.003/22/2011 7:16:36 PM
reward-adventure$50.003/22/2011 4:45:40 PM
hollysee$75.003/22/2011 9:07:01 PM
ivy-league-MBA$25.003/23/2011 10:40:47 AM
vigilance-searcher$25.003/23/2011 7:47:45 AM
worldly-gold$50.003/23/2011 3:09:45 PM
point-kitten6$50.003/23/2011 8:38:48 PM
loyalist1$100.003/23/2011 3:56:43 PM
platinum-rapture6$25.003/23/2011 6:10:13 PM
burrito6$25.003/24/2011 8:30:35 AM
zorg77$25.003/23/2011 9:38:31 PM
benjamins-utopia$100.003/24/2011 11:48:47 AM
icon7$25.003/24/2011 5:41:34 PM
Ocean713$50.003/25/2011 11:33:15 AM
youngtrader$250.003/25/2011 4:53:13 PM
dollar-cherry6$100.003/25/2011 9:33:51 AM
kind-adventurous-finance$50.003/25/2011 4:27:58 PM
mstebnicki$49.743/25/2011 9:18:10 PM
EBITDA$25.003/26/2011 1:56:09 AM
YellowJacket$25.003/26/2011 2:08:34 AM
79 Investments
 
Borrower Payment Dependent Notes Series 498214
This series of Notes was issued and sold upon the funding of the borrower loan #48116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1994 Debt/Income ratio: 19%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,250Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: genuine-gold7 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating
Purpose of loan:
This loan will be used to...

My financial situation: paying off debt to get a home loan in next few years. Want everything paid off except for car.
I am a good candidate for this loan because...I have established a good repayment history in the last 5 years. I have a great job. Trying to get ahead so that I can allow more money to save for a home purchase.


Monthly net income: $4000
Monthly expenses: 0
Housing: $0
Insurance: $230
Car expenses: $531
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us what the public record on your listing is from? Thanks! - zotzot
A: It is from a bankruptcy back on 2005. I filed on bills from college dating back to 1994. I have had excellent credit since then. Have worked hard to rebuild my credit and havent been a day late on any bill that I owe. (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/16/2011 9:04:36 AM
worldly-money4$150.003/16/2011 9:08:18 AM
patriot897$25.003/16/2011 9:09:23 AM
CA-Lender$100.003/16/2011 9:11:35 AM
reflective-rupee$100.333/16/2011 9:47:58 AM
ingenious-deal6$25.003/16/2011 9:05:29 AM
important-openness1$75.003/16/2011 8:03:33 PM
leverage-monger$25.003/17/2011 8:15:31 AM
bid-czar8$50.003/23/2011 3:09:33 AM
ivy-league-MBA$25.003/23/2011 10:40:57 AM
reward-adventure$33.583/24/2011 2:29:02 AM
point-kitten6$50.003/23/2011 8:38:53 PM
burrito6$25.003/24/2011 8:30:45 AM
finance-prescription$50.003/24/2011 5:33:25 AM
elegant-commerce7$50.003/25/2011 4:29:44 AM
dollar-cherry6$100.003/25/2011 9:33:57 AM
credit-sycamore4$100.003/25/2011 8:48:41 AM
NYCFinancier$25.003/25/2011 5:45:44 PM
jybank$25.003/25/2011 6:26:21 PM
hope-hickory$50.003/25/2011 6:29:13 PM
mikeandcat$50.003/25/2011 7:09:31 PM
Doodlemeyer$100.003/25/2011 7:56:52 PM
gunderstone$38.833/25/2011 8:06:59 PM
kind-adventurous-finance$50.003/25/2011 4:28:02 PM
scarlet-velvet$25.003/25/2011 4:35:38 PM
wattboy$209.433/25/2011 6:50:26 PM
PeacefulWind$40.003/25/2011 6:53:48 PM
bullwink27$25.003/25/2011 5:13:40 PM
Finchy78$25.003/25/2011 5:22:10 PM
open-minded-deal$108.043/25/2011 8:02:46 PM
Shawn95187$57.773/25/2011 8:46:09 PM
DHolly$50.003/16/2011 9:06:56 AM
suave-dime6$25.003/16/2011 9:07:44 AM
leodaguy$25.003/16/2011 9:14:40 AM
Jack55304$125.003/16/2011 9:17:24 AM
Malkial$25.003/16/2011 9:31:28 AM
vutah$25.003/16/2011 7:02:05 PM
wbahl$25.003/16/2011 8:11:31 PM
SolarMoonshine$25.003/16/2011 6:30:59 PM
responsible-worth113$25.003/17/2011 5:08:20 PM
tnjohnso$25.003/17/2011 9:17:16 PM
scappellee$61.003/18/2011 2:36:15 PM
PRGuyinVA$25.003/18/2011 2:47:53 PM
economy-producer$25.003/19/2011 9:58:41 AM
w3alter$100.003/19/2011 4:52:27 PM
trippd6$25.003/20/2011 10:24:27 PM
carrinel$75.003/21/2011 8:34:45 AM
zippy-interest$25.003/22/2011 7:16:41 PM
113121$25.003/23/2011 8:01:31 AM
zorg77$25.003/23/2011 9:39:48 PM
EarlyRiser$250.003/24/2011 9:46:06 AM
benjamins-utopia$100.003/24/2011 11:48:50 AM
scho0590$25.003/24/2011 6:11:33 PM
velocity-motivator6$25.003/24/2011 8:12:29 PM
lendstats_com$200.003/25/2011 12:53:27 PM
zotzot$25.443/25/2011 6:32:02 PM
spiff666$25.003/25/2011 7:09:49 PM
Mariner3605$25.003/25/2011 7:11:47 PM
ethicalhumanist$25.003/25/2011 7:23:56 PM
greenkid$50.003/25/2011 8:42:19 PM
daekpon$40.003/25/2011 5:26:54 PM
intrepid-loot$25.003/25/2011 6:22:15 PM
I-Believe-In-You$27.813/25/2011 7:13:01 PM
DasMula$27.003/25/2011 8:01:41 PM
transaction-circuit$50.003/25/2011 5:34:37 PM
jjswanso$100.773/25/2011 6:38:07 PM
fair-loan7$25.003/25/2011 6:48:58 PM
maccpro1$50.003/25/2011 7:13:00 PM
money-fort$30.003/25/2011 7:27:57 PM
kublai$200.003/25/2011 8:16:22 PM
70 Investments
 
Borrower Payment Dependent Notes Series 498216
This series of Notes was issued and sold upon the funding of the borrower loan #48151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1993 Debt/Income ratio: 37%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,214Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: Meric21 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
This loan will be used to consolidate debt...

My financial situation:
I am a good candidate for this loan because I am on my way to improving my credit and am trying to button up any lose ends so that I can get better interest rates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, Could you explain your past delinquencies? Also, could you please list your monthly income and expenses? Answering these questions will help your loan get funded sooner. Thanks - bright-exchange
A: Past dlnqncys were due to a rental property vacant where we had to pay 2 mrtgs hence we brrwd on credit cards...We did a credit consol. not rlzng how damaging it can be to credit score. Since then we have had no problems with tenants, we have had the same tenants for 4 1/2 years.They sign a lease with us each year. Nor have we had any dlnqncys for 4+ years. I make 1430 after txs and my husband makes roughly 2900 a month. Our mrtg is 1900 and etc 1500.Weve strived to get our good score back! (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/17/2011 9:04:47 AM
wbahl$25.003/17/2011 9:09:04 AM
greencat$50.003/17/2011 9:21:40 AM
brightest-dignified-penny$25.003/17/2011 10:34:11 AM
patriot897$25.003/17/2011 9:02:10 AM
Jack55304$125.003/17/2011 9:07:20 AM
SecondChanceLendingSERV$25.003/17/2011 9:15:36 AM
zotzot$25.443/17/2011 9:34:28 AM
economy-popcorn$25.003/17/2011 1:46:47 PM
reflective-rupee$400.333/17/2011 9:58:04 AM
ingenious-deal6$25.003/17/2011 9:02:40 AM
worldly-money4$100.003/17/2011 9:04:40 AM
EL_Papin$100.003/17/2011 5:44:39 PM
SolarMoonshine$25.003/17/2011 6:25:24 PM
168RichCapital$28.973/18/2011 10:05:09 AM
squarebob$100.003/18/2011 4:51:03 PM
goodhearted-basis4$25.003/18/2011 12:12:39 PM
greenback-guard$25.003/19/2011 3:47:24 AM
Makingitrain$25.003/19/2011 3:49:10 AM
Phatt-Daddy$25.003/19/2011 7:51:44 AM
building_pennies$30.003/19/2011 11:44:39 AM
RetirementMoney$4.203/19/2011 12:07:09 PM
economy-producer$25.003/19/2011 9:59:01 AM
moola-tulip1$25.003/19/2011 10:43:48 AM
Starfin-Capital-Management$49.083/19/2011 6:52:55 AM
PrincessGrace33$25.003/19/2011 8:28:51 AM
Danjack_Capital$25.003/17/2011 9:18:37 AM
CA-Lender$100.003/17/2011 9:06:19 AM
mrxtravis$25.003/17/2011 10:02:06 AM
simplelender80$150.003/17/2011 9:01:39 AM
leodaguy$25.003/17/2011 9:06:57 AM
Kash2010lu$56.003/17/2011 9:07:41 AM
lendstats_com$209.503/17/2011 2:01:57 PM
shrewd-income$100.003/17/2011 3:02:30 PM
novice-speculator$25.003/17/2011 5:30:53 PM
bright-exchange$25.003/17/2011 7:40:25 PM
roguewinner$25.003/18/2011 9:05:11 AM
loanman2007$200.003/18/2011 5:07:27 AM
worldly-money4$1,000.003/18/2011 8:43:50 AM
trade-surge3$50.003/18/2011 8:48:01 AM
mpatrick$25.003/18/2011 11:16:52 AM
Spartamare$50.003/18/2011 11:26:25 AM
grampy48$46.483/18/2011 2:09:46 PM
hopeful-truth5$50.003/18/2011 8:03:50 AM
loss-of-control$100.003/18/2011 4:47:18 PM
found_funds$100.003/18/2011 4:41:32 PM
joyful-power9$25.003/18/2011 12:01:29 PM
gold-cluster$100.003/18/2011 11:37:20 PM
ZOOOM$25.003/19/2011 9:06:52 AM
Pitufo$25.003/18/2011 5:58:34 PM
futurechef11$25.003/19/2011 10:02:44 AM
aztocas$25.003/19/2011 10:58:19 AM
52 Investments
 
Borrower Payment Dependent Notes Series 498218
This series of Notes was issued and sold upon the funding of the borrower loan #48024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2006 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,519Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: littlechels7 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
littlechels7
Purpose of loan:
This loan will be used to...

My financial situation: I recently had to start paying back student loans and I have credit cards from being in school that I've been paying on and now I am trying to get my financials back in order.
I am a good candidate for this loan because...
I pay all my bills each month. I am working at getting my financial life back on track.

Monthly net income: $2200
Monthly expenses: $300
Housing: $160
Insurance: $50
Car expenses: $276
Utilities: $90
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $320
Other expenses: $320
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Hello and thank you! I am a certified surgical technician. I assist surgeons during operations and prepare/clean up the Operating rooms. I have a few small balanced credit cards to best buy, pay pal, victoria secret, and a $400 medical bill that i would like to consolidate. The revolving charge accts. all have 29% APR. I have $400 at best buy $200 at victoria secret and $400 on my Pay Pal. I think instead of paying interest on 4 accts. I could pay on one account and save money. Thanks again! (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
vutah$25.003/21/2011 6:18:39 PM
simplelender80$100.003/21/2011 5:02:37 PM
SolarMoonshine$25.003/21/2011 6:38:06 PM
justasoldier$25.003/21/2011 9:25:05 PM
poplar37$25.003/22/2011 7:19:53 AM
familyman2008$25.003/21/2011 5:04:14 PM
leodaguy$25.003/21/2011 5:05:25 PM
leverage-monger$35.003/22/2011 8:12:52 AM
octoberfresh$25.003/22/2011 8:41:29 AM
jwm$50.003/22/2011 5:23:50 AM
GElender$25.003/22/2011 5:39:45 AM
well-rounded-dinero$75.003/22/2011 7:14:51 AM
genelinist$25.003/22/2011 8:18:59 AM
Eric_Gagne$25.003/22/2011 10:14:28 AM
sensational-worth7$50.003/22/2011 8:41:45 AM
auctionator1$50.003/22/2011 11:48:41 AM
FrogAndToad$28.773/22/2011 12:29:54 PM
2grindstones$25.003/22/2011 9:12:57 AM
LittleRhody07$25.003/22/2011 9:25:38 AM
FinanceEngine$30.003/22/2011 7:29:27 AM
mpatrick$25.003/22/2011 10:25:08 AM
HRearden65$94.003/22/2011 8:47:18 AM
shrewd-income$50.003/22/2011 8:50:37 AM
scarlet-velvet$25.003/22/2011 9:33:15 AM
kind-rate-judo$50.003/22/2011 11:59:00 AM
MoneyForNothing$10.653/22/2011 12:41:32 PM
enchanted-yield4$100.003/22/2011 4:12:38 AM
mammalian4$25.003/22/2011 4:58:13 AM
Milonguero$100.003/21/2011 8:32:17 PM
exchange-synapse$100.003/22/2011 7:36:01 AM
DHolly$50.003/21/2011 5:11:31 PM
CA-Lender$100.003/22/2011 8:26:31 AM
hamster$26.583/22/2011 5:56:35 AM
loan-fluffy-bunny5$50.003/22/2011 9:50:34 AM
patriot897$25.003/22/2011 8:26:26 AM
Free-the-usa-1776$50.003/22/2011 10:57:46 AM
generosity-pizza$25.003/22/2011 9:04:39 AM
profitable-balance$25.003/22/2011 12:31:59 PM
adventurous-commerce$25.003/22/2011 6:14:35 AM
MarvintheMartian$25.003/22/2011 6:24:12 AM
umfan123$25.003/22/2011 7:04:52 AM
AF-Chief$50.003/22/2011 7:35:08 AM
yons88$30.003/22/2011 11:40:37 AM
musegaze$120.003/22/2011 9:40:53 AM
JGuide$25.003/22/2011 10:25:02 AM
kwan$25.003/22/2011 10:54:11 AM
motivator796$25.003/22/2011 11:37:07 AM
47 Investments
 
Borrower Payment Dependent Notes Series 498332
This series of Notes was issued and sold upon the funding of the borrower loan #48154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2002 Debt/Income ratio: 18%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,320Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: boilermaker2010 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to help me buy a vehicle.

My financial situation:

I am a good candidate for this loan because my financial situation is great and am financially disciplined. My debit is well managed and my credit rating has been consistently excellent over my credit history. Although getting a prosper loan and procuring the vehicle will increase my expenses, I have been given a raise effective July 2011 which should offset my new expenses; but, even without the raise I can still afford my loan as outlined below:

Monthly net income: $1200
Monthly expenses: $0
Housing: $ (paid by employer)
Insurance: $0 (paid by employer)
Car expenses: $0 (estimated at $100 if I get prosper loan)
Utilities: $0 (paid by employer)
Phone, cable, internet: $ (paid by employer)
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $125 (on track to be pay off credit cards by Feb 2012)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
liberty-magnate$25.003/16/2011 6:19:11 PM
reflective-rupee$200.333/16/2011 5:29:08 PM
zotzot$50.443/16/2011 5:29:26 PM
simplelender80$100.003/16/2011 5:44:20 PM
MoneyTree79$25.003/16/2011 7:44:14 PM
patriot897$25.003/16/2011 6:17:03 PM
wbahl$25.003/16/2011 8:11:49 PM
secureincome$750.003/16/2011 8:27:22 PM
ingenious-deal6$25.003/16/2011 6:13:26 PM
leodaguy$25.003/16/2011 6:20:39 PM
SolarMoonshine$25.003/16/2011 6:21:46 PM
foothillender$25.003/16/2011 8:28:40 PM
vutah$25.003/16/2011 6:57:41 PM
dime-vista2$25.003/16/2011 9:52:02 PM
moola-monger9$50.003/17/2011 7:27:04 AM
courteous-kindness1$25.003/16/2011 8:20:14 PM
melodious-openness$100.003/17/2011 5:03:26 AM
mammalian4$25.003/17/2011 5:21:05 AM
evergreen16$100.003/17/2011 11:33:46 AM
mex_invests$25.003/17/2011 12:30:42 PM
nilonc1$50.003/17/2011 5:18:30 AM
shellstar$25.003/17/2011 6:48:24 AM
taetrade$25.003/17/2011 11:05:15 AM
buffalobills$25.003/17/2011 7:46:27 AM
credit-missile$25.003/17/2011 12:43:20 PM
ore-dojo$25.003/17/2011 8:51:48 AM
jmichael23$50.003/17/2011 10:58:52 AM
mykkai$25.003/17/2011 11:28:16 AM
EL_Papin$100.003/17/2011 11:56:45 AM
Jack55304$125.003/16/2011 6:21:36 PM
bentonlending$50.003/16/2011 6:26:33 PM
favorite-commerce$50.003/16/2011 5:26:11 PM
heerzaquestion$100.003/16/2011 6:48:45 PM
important-openness1$75.003/16/2011 7:08:28 PM
Shining-Star$25.003/16/2011 7:10:08 PM
worldly-money4$150.003/16/2011 6:16:09 PM
visionary-asset5$100.003/16/2011 7:37:26 PM
reflective-rupee$200.333/16/2011 5:29:21 PM
shrewd-income$100.003/16/2011 5:59:01 PM
suave-dime6$25.003/16/2011 6:15:34 PM
CA-Lender$100.003/16/2011 6:18:09 PM
LuvToLend$25.613/16/2011 6:56:14 PM
2grindstones$25.003/16/2011 10:02:22 PM
supreme-hope$25.003/16/2011 7:31:53 PM
breterst$25.003/16/2011 7:53:20 PM
RetirementMoney$25.003/16/2011 10:32:48 PM
loanman2007$100.003/17/2011 6:02:20 AM
FinanceEngine$25.003/17/2011 7:19:15 AM
zone6$100.003/17/2011 7:22:17 AM
aultraman$25.003/17/2011 7:24:05 AM
social-zebra$30.003/17/2011 8:23:56 AM
EretzCapital$61.043/17/2011 8:31:28 AM
Finchy78$25.003/17/2011 5:21:11 AM
market-pudding$25.003/17/2011 7:19:37 AM
squarebob$50.003/17/2011 9:38:13 AM
vigilance-searcher$25.003/17/2011 8:45:02 AM
umfan123$25.003/17/2011 12:04:00 AM
ac787$32.003/17/2011 12:13:08 AM
UBOtto186$50.003/17/2011 9:55:27 AM
santhana$64.423/17/2011 7:36:09 AM
squarebob$50.003/17/2011 8:47:36 AM
credit-missile$10.833/17/2011 12:43:41 PM
generosity-pizza$25.003/17/2011 9:51:01 AM
ethicalhumanist$25.003/17/2011 9:58:22 AM
64 Investments
 
Borrower Payment Dependent Notes Series 498334
This series of Notes was issued and sold upon the funding of the borrower loan #48078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2001 Debt/Income ratio: 57%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,442Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: detective537 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
moving expenses and pay of debt
Purpose of loan:
This loan will be used to... pay off a few debts and fund my move to the new branch for my job.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4000.00
Monthly expenses: $
Housing: $250
Insurance: $70
Car expenses: $714
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/17/2011 9:05:59 AM
zotzot$25.443/17/2011 9:39:43 AM
ingenious-deal6$25.003/17/2011 9:02:42 AM
suave-dime6$25.003/17/2011 9:04:53 AM
CA-Lender$100.003/17/2011 9:06:23 AM
simplelender80$150.003/17/2011 9:01:42 AM
worldly-money4$150.003/17/2011 9:05:38 AM
leodaguy$25.003/17/2011 9:07:05 AM
wbahl$25.003/17/2011 9:09:07 AM
investment-artist$25.003/17/2011 9:30:40 AM
reflective-rupee$100.333/17/2011 9:50:14 AM
SOP_Bank$25.003/18/2011 6:11:57 AM
w3alter$100.003/19/2011 4:52:44 PM
PRGuyinVA$25.003/22/2011 4:45:34 PM
dpries123$25.003/22/2011 10:21:15 AM
zippy-interest$25.003/22/2011 7:17:07 PM
point-kitten6$50.003/23/2011 8:39:00 PM
benjamins-utopia$100.003/24/2011 11:48:56 AM
burrito6$25.003/24/2011 8:30:58 AM
credit-sycamore4$100.003/25/2011 8:49:19 AM
Oak-Parker$26.003/25/2011 6:40:40 PM
open-minded-deal$100.003/25/2011 8:03:18 PM
FinanceEngine$25.003/25/2011 11:57:13 PM
kind-adventurous-finance$50.003/25/2011 4:28:08 PM
sudeep104$25.003/25/2011 6:52:28 PM
Mariner3605$25.003/25/2011 7:18:52 PM
ethicalhumanist$25.003/25/2011 7:25:42 PM
daekpon$40.003/25/2011 5:22:52 PM
mercuriant$25.003/26/2011 4:53:11 AM
robot777$25.003/25/2011 6:46:06 PM
wattboy$200.003/25/2011 6:50:01 PM
secureincome$175.003/26/2011 7:01:29 AM
kingpin1$50.003/25/2011 6:58:40 PM
svandgts$100.003/25/2011 7:08:22 PM
credit-maverick1$50.003/26/2011 7:30:21 AM
Yomain$50.003/25/2011 8:17:22 PM
kublai$300.003/25/2011 8:38:51 PM
C2Banking$100.003/25/2011 9:36:40 PM
capital-party6$50.003/25/2011 9:45:57 PM
GElender$25.003/26/2011 6:19:32 AM
wise-skillful-benjamins$100.003/26/2011 1:02:45 AM
Preferred-Lender$25.003/26/2011 7:15:50 AM
kendallv$50.003/26/2011 7:46:36 AM
intrepid-loot$25.003/26/2011 4:58:01 AM
msmlender$25.003/26/2011 5:01:21 AM
brwnidgirl$50.003/26/2011 5:46:55 AM
bluehen00$33.193/26/2011 6:41:58 AM
favorite-commerce$50.003/17/2011 12:18:34 PM
Jack55304$125.003/17/2011 9:07:24 AM
transformer855$25.003/17/2011 2:49:54 PM
leverage-monger$66.563/18/2011 7:58:02 AM
economy-producer$25.003/19/2011 9:59:02 AM
bid-czar8$50.003/23/2011 3:09:50 AM
SqueezeKing$25.003/24/2011 1:40:09 AM
finance-prescription$50.003/24/2011 5:33:33 AM
EarlyRiser$250.003/24/2011 9:46:24 AM
orangetrust$50.003/25/2011 4:37:07 PM
TheAlchemist$25.003/25/2011 9:23:51 PM
money-aggregator7$25.003/25/2011 10:27:59 PM
Scotcha$50.003/25/2011 6:29:51 PM
CincyTex$50.003/26/2011 1:54:49 AM
money-fort$25.003/25/2011 7:31:49 PM
Finchy78$25.003/25/2011 5:45:51 PM
NYCFinancier$25.003/25/2011 5:46:43 PM
five-star-bid2$50.003/25/2011 10:09:10 PM
capital-blueberry$25.003/25/2011 11:00:19 PM
vishal29$25.003/25/2011 11:04:24 PM
order-bee1$50.003/25/2011 11:38:27 PM
serene-capital$25.003/25/2011 6:28:30 PM
stonewell$25.003/26/2011 7:43:03 AM
cashman100$100.003/26/2011 7:46:37 AM
head$25.003/26/2011 2:55:45 AM
lobstahlender$33.293/26/2011 3:44:20 AM
melodious-openness$100.003/26/2011 4:30:55 AM
jstnow$25.003/25/2011 11:43:23 PM
jasonrun$20.193/26/2011 7:51:52 AM
loan-kung-fu$100.003/26/2011 6:21:40 AM
JGuide$30.003/26/2011 7:38:20 AM
78 Investments
 
Borrower Payment Dependent Notes Series 498348
This series of Notes was issued and sold upon the funding of the borrower loan #48009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $141.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2007 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 9Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,336 
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: worth-cymbal Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
highlight
Purpose of loan: WEDDING EXPENSES
This loan will be use for..... MY WEDDING EXPENSES &
Help pay for shcool loans.
My financial situation:
I am a good candidate for this loan because...
I always pay on time. I'm getting married soon and i need a few extra dollars to help pay for my wedding expenses. Thank you for the help.

Monthly net income: $1320
Monthly expenses: $414
Housing: $525
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $30
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: If you are unemployed how will you make the payments? - JGuide
A: I get unemployment every week an plus I work with my farther and his limo service and I get paid from that to but its with cash and not check. I also leave for the military in June so I have plenty of ways to pay it back. Thanks for asking (Mar-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.003/18/2011 5:01:29 PM
suave-dime6$25.003/18/2011 5:05:07 PM
patriot897$25.003/18/2011 5:05:47 PM
investment-artist$25.003/19/2011 9:46:23 AM
w3alter$100.003/19/2011 4:53:02 PM
ultimate-peace$50.003/19/2011 6:13:06 AM
nilonc1$81.353/19/2011 6:31:44 PM
jstnow$25.003/20/2011 3:45:23 PM
newest-generous-income$30.003/20/2011 12:15:46 PM
nickel-demon2$100.003/19/2011 7:48:23 PM
ITExec$100.003/21/2011 6:51:30 AM
C2Banking$25.003/21/2011 4:40:21 PM
Abstract$50.003/21/2011 2:17:20 PM
Murdex$50.003/21/2011 5:06:48 PM
ghinga$25.003/21/2011 7:18:50 PM
money-baron$31.573/22/2011 8:07:41 AM
proud-gold9$50.003/22/2011 5:00:45 AM
genelinist$25.003/22/2011 8:14:01 AM
umfan123$25.003/22/2011 6:59:50 AM
attractive-fund$100.313/22/2011 8:14:47 AM
robertmm25$40.003/22/2011 8:38:31 AM
EretzCapital$25.003/22/2011 1:15:45 PM
GS-ROCK$26.573/22/2011 1:54:08 PM
JGuide$25.003/22/2011 10:21:48 AM
autonomous-truth$50.003/22/2011 10:58:30 AM
butterfly841$25.003/22/2011 3:13:04 PM
zippy-interest$25.003/22/2011 7:17:30 PM
finance-prescription$50.003/24/2011 5:33:56 AM
zorg77$25.003/23/2011 9:50:44 PM
EarlyRiser$250.003/24/2011 9:45:23 AM
RochelleW$100.003/24/2011 10:08:05 AM
burrito6$25.003/24/2011 8:31:11 AM
gallant-economy9$308.373/24/2011 5:26:52 PM
leodaguy$25.003/18/2011 5:06:46 PM
worldly-money4$150.003/18/2011 5:05:24 PM
CA-Lender$100.003/18/2011 5:06:18 PM
ingenious-deal6$25.003/18/2011 5:03:01 PM
Jack55304$125.003/18/2011 5:07:07 PM
exchange-synapse$100.003/19/2011 3:50:04 PM
Eric_Gagne$25.003/19/2011 8:20:56 AM
randsenterprise$25.003/19/2011 8:48:16 AM
trippd6$25.003/20/2011 9:34:02 PM
money-baron$51.743/20/2011 2:05:43 PM
glenium$25.003/21/2011 8:08:57 AM
open-currency737$50.003/21/2011 11:27:04 AM
Maetryx$34.983/21/2011 7:36:51 PM
unbelievable-exchange$25.003/21/2011 5:31:29 PM
octoberfresh$25.003/22/2011 8:40:15 AM
harmonious-liberty$30.003/22/2011 9:21:49 AM
best-listing-toro$25.003/22/2011 7:15:06 AM
2grindstones$25.003/22/2011 10:34:19 AM
wise-skillful-benjamins$35.163/22/2011 11:07:17 AM
dwilson443$75.003/22/2011 1:12:15 PM
shrewd-peace7$29.953/22/2011 2:15:06 PM
kr60$100.003/22/2011 3:42:48 PM
3am-preacher$25.003/22/2011 3:46:33 PM
FinanceEngine$25.003/22/2011 2:36:43 PM
economy-producer$25.003/23/2011 2:27:36 AM
bid-czar8$50.003/23/2011 3:10:22 AM
upbeat-finance8$25.003/23/2011 5:38:36 PM
benjamins-utopia$100.003/24/2011 11:49:08 AM
beachfunder$25.003/24/2011 3:28:54 PM
mammalian4$25.003/24/2011 2:33:20 PM
63 Investments
 
Borrower Payment Dependent Notes Series 498358
This series of Notes was issued and sold upon the funding of the borrower loan #48095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-2008 Debt/Income ratio: 20%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 7 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,301Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: thorough-community2 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
emergency loan
Purpose of loan:
This loan will be used to...cover for emergency situation

My financial situation: fair
I am a good candidate for this loan because...


Monthly net income: $3000
Monthly expenses: $2000
Housing: $520
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/16/2011 6:15:36 PM
reflective-rupee$25.333/16/2011 5:28:12 PM
Jonb6919$25.003/16/2011 8:09:04 PM
zotzot$25.443/16/2011 5:25:50 PM
CA-Lender$100.003/16/2011 6:18:13 PM
skillful-asset5$25.003/16/2011 7:28:09 PM
KramericaIndustries$25.003/17/2011 1:33:27 AM
dedicated-diversification5$56.033/17/2011 2:02:03 AM
DUDICO2006$25.003/17/2011 2:50:57 PM
Lonely_Hunter$50.003/17/2011 1:07:46 PM
zone6$100.003/18/2011 8:45:16 AM
loss-of-control$50.003/18/2011 4:36:41 PM
amlu1988$25.003/18/2011 11:42:20 AM
Tai$50.003/18/2011 3:37:18 PM
ryan6853$25.003/18/2011 4:58:24 PM
newest-generous-income$30.133/20/2011 12:18:43 PM
melodious-openness$400.003/19/2011 10:13:18 PM
shrewd-peace7$25.003/19/2011 11:08:03 PM
loss-of-control$50.003/20/2011 9:49:10 AM
MoneyTree79$50.003/20/2011 7:29:34 PM
greenback-chairman5$25.003/19/2011 8:38:30 PM
Shining-Star$25.003/20/2011 12:48:45 AM
Eric_Gagne$25.003/21/2011 6:49:03 AM
trippd6$25.003/20/2011 9:34:35 PM
Kyileo$25.003/21/2011 12:24:31 PM
ethicalhumanist$25.003/21/2011 11:07:56 AM
mt3209$50.003/21/2011 1:07:22 PM
Prairie-MN$30.003/21/2011 7:25:57 PM
SqueezeKing$25.003/22/2011 4:17:45 PM
buffalobills$25.003/22/2011 8:04:48 AM
dpries123$25.003/22/2011 10:21:11 AM
superboss-awesomefist$25.003/22/2011 10:30:35 AM
bid-czar8$50.003/23/2011 3:09:49 AM
EBITDA$25.003/23/2011 1:28:08 AM
shrewd-income$25.003/23/2011 1:25:25 PM
thankful-nickel2$25.003/23/2011 4:50:34 PM
vishal29$25.003/23/2011 2:40:36 PM
Lubava$25.003/23/2011 3:20:27 PM
newegg$54.843/24/2011 2:22:23 AM
Snoopylover$25.003/24/2011 6:02:34 AM
vigilance-searcher$23.633/24/2011 7:35:50 AM
SolarMoonshine$25.003/16/2011 6:19:17 PM
leodaguy$25.003/16/2011 6:20:41 PM
simplelender80$100.003/16/2011 5:44:23 PM
lloyd_s$25.003/16/2011 5:57:49 PM
patriot897$25.003/16/2011 6:17:05 PM
Jack55304$125.003/16/2011 6:21:39 PM
important-openness1$75.003/16/2011 8:04:15 PM
wbahl$25.003/16/2011 8:11:51 PM
ingenious-deal6$25.003/16/2011 6:13:29 PM
worldly-money4$150.003/16/2011 6:16:11 PM
ThisGuyIKnow$25.003/16/2011 8:14:30 PM
courteous-kindness1$25.003/16/2011 8:20:15 PM
transformer855$25.003/16/2011 10:35:42 PM
sensational-worth7$50.003/16/2011 11:20:56 PM
jga516$25.003/17/2011 1:41:56 AM
JGB$27.013/17/2011 1:54:21 AM
golffish2$100.003/17/2011 3:57:51 AM
leverage-monger$25.003/17/2011 2:36:38 PM
leverage-monger$51.003/17/2011 8:13:29 AM
tashara$25.003/18/2011 3:23:25 PM
squarebob$25.333/18/2011 4:41:51 PM
RetirementMoney$25.003/19/2011 8:32:23 AM
economy-producer$25.003/19/2011 9:58:59 AM
natural-trade7$100.003/19/2011 5:48:54 PM
credit-coach118$25.003/20/2011 9:46:27 AM
valiant-money$25.003/19/2011 4:18:55 PM
RyanM561$25.003/20/2011 10:59:27 AM
thorough-yield1$50.003/20/2011 12:00:26 AM
ac787$25.003/19/2011 12:19:09 PM
w3alter$100.003/19/2011 4:52:43 PM
bentonlending$25.003/19/2011 5:53:17 PM
nilonc1$25.003/19/2011 6:34:07 PM
RenovatioCapital$25.003/19/2011 8:09:41 PM
money-surge1$50.003/20/2011 10:11:22 AM
moola-monger9$50.003/21/2011 7:28:00 AM
secureincome$900.003/21/2011 10:29:14 AM
LSAR$33.003/21/2011 10:30:45 AM
well-mannered-truth3$25.003/21/2011 7:00:32 AM
bsmtloan$107.263/21/2011 7:44:01 AM
himanshuko$25.003/21/2011 8:04:53 AM
platinum-scientist9$25.003/21/2011 10:33:47 AM
Bob450$25.003/22/2011 1:58:50 AM
FoosMaster$35.003/22/2011 9:32:10 AM
PRGuyinVA$25.003/22/2011 4:17:34 PM
kwan$25.003/22/2011 10:52:43 AM
850$50.003/22/2011 10:49:28 PM
back-scratchers$25.003/23/2011 2:36:48 AM
intrepid-loot$25.003/22/2011 7:52:31 PM
zippy-interest$25.003/22/2011 7:17:06 PM
OnTracInvest$25.003/23/2011 4:53:53 AM
skaught$25.003/23/2011 2:01:04 PM
loss-of-control$50.003/23/2011 6:06:25 PM
ultimate-dough0$25.003/23/2011 12:58:08 PM
ghinga$25.003/23/2011 3:24:15 PM
point-kitten6$50.003/23/2011 8:38:58 PM
Top_Gun_Lender$26.003/23/2011 11:02:15 PM
finance-prescription$50.003/24/2011 5:33:32 AM
98 Investments
 
Borrower Payment Dependent Notes Series 498460
This series of Notes was issued and sold upon the funding of the borrower loan #48057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $171.83
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1992 Debt/Income ratio: 31%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $55,145Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: zoomer4 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
640-659 (Jan-2010)
 
Principal balance: $782.65 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Home Improvement
Purpose of loan:
This loan will be used for a small home improvement project.
I am a good candidate for this loan because I always pay my bills on time and just need a little extra cash to complete my project.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
twjh$25.003/22/2011 5:09:54 PM
CoolPlexer$25.003/22/2011 5:12:29 PM
simplelender80$100.003/22/2011 5:04:39 PM
kendigme$25.003/23/2011 2:57:36 AM
trumpeter5$25.003/22/2011 5:42:02 PM
worldly-money4$1,000.003/23/2011 6:36:37 AM
grnii78$41.183/23/2011 2:01:05 AM
worldly-money4$200.003/23/2011 6:07:52 AM
enchanted-yield4$100.003/23/2011 6:20:08 AM
Whipster$50.003/23/2011 6:37:29 AM
orange-rapid-benjamins$25.003/23/2011 10:51:32 AM
loyalist1$300.003/23/2011 7:25:37 AM
zotzot$100.003/23/2011 11:18:01 AM
best-ingenious-funds$25.003/23/2011 9:34:12 AM
ghinga$29.003/23/2011 3:26:35 PM
cash-tent$30.003/23/2011 9:24:41 PM
intrepid-loot$25.003/24/2011 4:23:01 AM
Eric_Gagne$25.003/24/2011 8:17:01 AM
Christophe$50.003/24/2011 7:22:39 AM
reflective-rupee$450.333/22/2011 5:26:01 PM
mikeandcat$119.293/22/2011 5:48:30 PM
squarebob$25.003/22/2011 5:24:41 PM
thankful-nickel2$25.003/22/2011 7:36:13 PM
integrity-doctor$100.003/22/2011 8:58:52 PM
NekHoldings$25.003/23/2011 6:20:50 AM
lendstats_com$200.003/22/2011 5:44:13 PM
davidmlucas$50.003/23/2011 6:45:28 AM
suave-dime6$25.003/23/2011 6:06:46 AM
Leshan$256.733/23/2011 7:32:37 AM
loanman2007$150.003/23/2011 7:45:48 AM
umfan123$25.003/23/2011 6:39:50 AM
CA-Lender$100.003/23/2011 7:37:40 AM
loss-of-control$150.003/23/2011 6:10:14 PM
jgar_O$30.003/23/2011 3:19:29 PM
us957165$25.003/23/2011 7:44:14 PM
heerzaquestion$100.003/24/2011 6:26:00 AM
generous-peace4$50.003/24/2011 6:47:10 AM
duty-monger$50.003/24/2011 8:26:37 AM
fabulous-community4$25.003/24/2011 2:27:20 AM
Nerdster1$25.053/24/2011 4:21:49 AM
bonus-quark4$25.003/24/2011 7:55:42 AM
vigilance-searcher$25.003/24/2011 7:38:04 AM
EarlyRiser$250.003/24/2011 9:45:06 AM
43 Investments
 
Borrower Payment Dependent Notes Series 498522
This series of Notes was issued and sold upon the funding of the borrower loan #48113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $181.28
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 23%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $881Stated income:$75,000-$99,999
Delinquencies in last 7y: 26 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: proper-camaraderi Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Florida Classics
Purpose of loan:
This loan will be used to... repair automobile (major engine damage)

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 4800
Monthly expenses: $ 200
Housing: $ 2267
Insurance: $ 210
Car expenses: $ 635
Utilities: $ 250
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 80
Credit cards and other loans: $ 90
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1.) Total mortgage balance - $349,708.89 2.) Unsure; zillow.com has $237,000.00 (Mar-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/22/2011 9:01:40 AM
leodaguy$25.003/22/2011 4:45:47 PM
ryan6853$25.003/22/2011 10:15:00 AM
SolarMoonshine$50.003/22/2011 6:32:25 PM
suave-dime6$25.003/23/2011 6:06:20 AM
worldly-money4$200.003/23/2011 6:07:39 AM
finance-prescription$50.003/24/2011 5:34:36 AM
bid-czar8$50.003/23/2011 2:53:44 PM
zotzot$25.443/24/2011 6:55:05 AM
EarlyRiser$250.003/24/2011 9:47:38 AM
benjamins-utopia$100.003/24/2011 11:49:58 AM
responsible-worth113$30.003/25/2011 8:14:34 AM
lendstats_com$300.003/24/2011 7:10:18 PM
LibbyZ$50.003/26/2011 11:25:04 AM
vegibenz$25.003/26/2011 11:45:58 AM
mercuriant$25.003/26/2011 4:54:10 AM
reflective-rupee$150.333/26/2011 3:29:12 PM
tashara$25.003/26/2011 3:38:47 PM
Mariner3605$25.003/26/2011 11:58:36 AM
jybank$25.003/26/2011 4:30:20 PM
red-favorable-basis$25.003/26/2011 3:47:05 PM
well-mannered-income3$25.003/26/2011 2:28:31 PM
Oak-Parker$25.003/26/2011 2:36:18 PM
credit-missile$100.003/26/2011 6:50:26 PM
glroark$100.003/26/2011 4:42:39 PM
important-openness1$55.003/26/2011 7:45:31 PM
vigorous-velocity$102.663/26/2011 7:55:50 PM
mcgovern2024$25.003/26/2011 9:11:58 PM
goodfaithAK$250.003/26/2011 9:58:36 PM
Bob450$25.003/26/2011 4:32:20 PM
melodious-openness$500.003/26/2011 4:38:20 PM
bill-appraiser7$50.003/26/2011 8:06:23 PM
lender168$47.243/26/2011 10:05:56 PM
golffish2$50.003/22/2011 9:03:05 AM
reflective-rupee$100.333/22/2011 9:18:05 AM
patriot897$25.003/23/2011 2:53:48 PM
integrity-doctor$100.003/24/2011 3:05:33 PM
vine99$50.003/26/2011 12:57:08 PM
wild-orange$25.003/26/2011 1:14:53 PM
astute-investment5$25.003/26/2011 10:52:02 AM
adir1$35.003/26/2011 11:29:36 AM
the-dollar-topper$100.003/26/2011 2:43:34 PM
currency-persimmon$100.003/26/2011 12:09:49 PM
CA-Lender$100.003/26/2011 12:19:33 PM
razor783$25.003/26/2011 3:22:05 PM
autonomous-truth$50.003/26/2011 1:02:16 PM
ingenious-deal6$25.003/26/2011 4:04:44 PM
Control$25.003/26/2011 2:50:56 PM
CapricornLending$25.003/26/2011 7:37:44 PM
admirable-basis1$25.003/26/2011 9:41:55 PM
velocity-motivator6$25.003/26/2011 6:34:33 PM
engbusres$54.003/26/2011 8:57:44 PM
jasonrun$25.003/26/2011 4:29:46 PM
micko$25.003/26/2011 9:07:11 PM
secureincome$500.003/26/2011 9:26:10 PM
55 Investments
 
Borrower Payment Dependent Notes Series 498524
This series of Notes was issued and sold upon the funding of the borrower loan #48181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1990 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 49 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $989Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: unflappable-compassion8 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: home improvement
This loan will be used to...
upgrade kitchen/bath
My financial situation: good
I am a good candidate for this loan because...

I always pay my bills
Monthly net income: $3800
Monthly expenses: $40
Housing: $528
Insurance: $80
Car expenses: $300
Utilities: $120
Phone, cable, internet: $70
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $230
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.003/18/2011 9:03:20 AM
ingenious-deal6$25.003/18/2011 9:03:54 AM
worldly-money4$100.003/18/2011 9:07:01 AM
Jack55304$125.003/18/2011 9:09:12 AM
transaction-circuit$25.003/18/2011 9:04:49 AM
CA-Lender$100.003/18/2011 9:08:07 AM
goodhearted-basis4$25.003/18/2011 12:12:31 PM
taetrade$25.003/18/2011 12:37:08 PM
vutah$25.003/19/2011 9:04:12 AM
VJ_Financial$50.003/19/2011 3:00:42 PM
dudebrah$25.003/19/2011 5:55:55 PM
Amber_Stone$50.003/20/2011 6:57:29 AM
w3alter$100.003/19/2011 4:52:58 PM
ITExec$100.003/21/2011 6:55:16 AM
Sudoku$100.003/20/2011 4:39:24 AM
zorg77$25.003/20/2011 10:27:31 PM
jdcasper$25.003/21/2011 11:36:58 AM
sharpey$25.003/21/2011 7:57:41 AM
ColoradoLender82$25.003/21/2011 2:25:56 PM
brightest-income-hunter$50.003/21/2011 8:53:32 PM
brightest-dignified-penny$25.003/21/2011 4:29:14 PM
upbeat-marketplace$25.003/22/2011 7:34:40 AM
robust-duty1$37.563/22/2011 12:08:14 PM
klend4$50.003/22/2011 9:47:07 AM
kwan$25.003/22/2011 10:47:21 AM
grampy48$30.003/22/2011 8:49:47 AM
droopie1$25.003/22/2011 10:41:57 AM
ultimate-peace$300.003/18/2011 9:05:59 AM
golffish2$25.003/18/2011 9:10:11 AM
DHolly$50.003/18/2011 9:36:54 AM
reflective-rupee$300.333/18/2011 9:42:01 AM
simplelender80$100.003/18/2011 9:01:46 AM
Rogelio48$25.003/18/2011 10:21:05 AM
suave-dime6$25.003/18/2011 9:07:21 AM
patriot897$25.003/18/2011 9:07:57 AM
leodaguy$25.003/18/2011 9:08:51 AM
larryboy10$25.003/18/2011 9:11:34 AM
benefit-position$34.733/18/2011 12:59:53 PM
Kash2010lu$25.003/18/2011 9:15:12 AM
SolarMoonshine$25.003/18/2011 5:36:42 PM
daekpon$25.003/19/2011 9:06:07 AM
mrxtravis$25.003/19/2011 3:10:32 AM
thankful-nickel2$25.003/18/2011 8:18:58 PM
wild-orange$50.003/19/2011 12:49:22 PM
SFBank$100.003/19/2011 5:58:11 PM
loss-of-control$100.003/20/2011 9:40:46 AM
economy-producer$25.003/21/2011 7:11:57 AM
greencat$50.003/21/2011 7:23:10 AM
Christophe$25.003/21/2011 7:31:20 AM
integrity-doctor$100.003/20/2011 7:17:53 PM
B2152$25.003/21/2011 5:14:03 AM
ethicalhumanist$25.003/21/2011 11:12:24 AM
l2fp$25.333/21/2011 7:50:55 PM
justasoldier$25.003/21/2011 7:46:40 PM
Makingitrain$25.003/22/2011 9:50:32 AM
YeoLenderSource$22.053/22/2011 2:14:35 PM
FoosMaster$75.003/22/2011 9:29:09 AM
57 Investments
 
Borrower Payment Dependent Notes Series 498564
This series of Notes was issued and sold upon the funding of the borrower loan #48114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2005 Debt/Income ratio: 9%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:5y 7m
Amount delinquent: $1,432 Total credit lines: 16 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $435Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: jaunt23 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
on the road to rebuilding my credit
Purpose of loan:
This loan will be used to help rebuild my credit and purchase a car for commuting to work

My financial situation:
I am a good candidate for this loan because I am in the process of paying off all my debit. I am on the right track to getting my credit back


Monthly net income: $2000
Monthly expenses: $
Housing: $500
Insurance: $50
Car expenses: $0
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you explain the current delinquency on your file? - capital-blueberry
A: it is an old issue with an old bank account (Mar-23-2011)
Q: Can you tell us what the delinquency is on your listing? - zotzot
A: it is an old issue with an old bank account (Mar-23-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/23/2011 9:03:16 AM
suave-dime6$25.003/23/2011 9:07:37 AM
sfmf$40.003/23/2011 11:54:47 AM
reflective-rupee$25.333/23/2011 5:13:43 PM
worldly-money4$200.003/23/2011 9:07:55 AM
ROYFU$25.003/23/2011 4:18:53 PM
Sparchange$29.373/23/2011 9:19:15 PM
a-golden-deal$25.003/23/2011 6:14:30 PM
vutah$25.003/24/2011 6:06:50 AM
a-finance-nirvana$25.003/24/2011 2:26:25 AM
econgineer$50.003/24/2011 2:49:51 PM
EarlyRiser$250.003/24/2011 9:46:46 AM
benjamins-utopia$100.003/24/2011 11:50:25 AM
mercuriant$25.003/26/2011 4:54:38 AM
Evolver$50.003/26/2011 11:18:26 AM
wealth-competitor$25.003/26/2011 12:18:03 PM
RetirementMoney$25.003/26/2011 12:24:30 PM
Mariner3605$750.003/26/2011 12:50:19 PM
bvgal$25.003/26/2011 3:24:02 PM
Control$25.003/26/2011 2:51:51 PM
worldly-rate3$25.003/26/2011 4:18:44 PM
interstellar$51.003/26/2011 12:50:50 PM
Bob450$25.003/26/2011 12:59:43 PM
EBITDA$25.003/26/2011 3:59:55 PM
Engineer44$25.003/26/2011 4:11:01 PM
Abstract$29.413/26/2011 4:16:39 PM
melodious-openness$179.513/26/2011 4:23:00 PM
zotzot$25.443/23/2011 11:07:18 AM
dsnybnd$50.003/23/2011 4:50:59 PM
squarebob$25.003/23/2011 4:29:40 PM
dumbass$25.003/23/2011 11:26:54 PM
SolarMoonshine$25.003/23/2011 5:54:12 PM
kr60$50.003/23/2011 6:31:44 PM
intrepid-loot$25.003/23/2011 5:42:46 PM
competent-p2p$25.003/24/2011 10:26:41 AM
RochelleW$75.003/24/2011 10:06:45 AM
ksubd$50.003/25/2011 9:08:53 AM
taetrade$25.003/25/2011 12:37:36 PM
responsible-worth113$35.003/25/2011 8:17:10 AM
Mariner3605$25.003/26/2011 12:07:08 PM
well-rounded-payout0$50.003/26/2011 11:12:50 AM
saga9$25.003/26/2011 1:37:24 PM
Oak-Parker$25.003/26/2011 2:41:28 PM
agalt$65.003/26/2011 3:03:00 PM
CA-Lender$100.003/26/2011 12:18:24 PM
red-favorable-basis$25.003/26/2011 3:39:52 PM
razor783$44.943/26/2011 3:23:25 PM
47 Investments
 
Borrower Payment Dependent Notes Series 498638
This series of Notes was issued and sold upon the funding of the borrower loan #48122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-19-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 15.37% Monthly payment: $232.63
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1993 Debt/Income ratio: 4%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:25y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,325Stated income:$100,000+
Delinquencies in last 7y: 30 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: investment-trail Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2010)
700-719 (Sep-2009)
 
Principal balance: $1,507.65 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off our high interest credit cards for which we have been unable to negotiate the rates down. I am currently half way through my first loan with Prosper and appreciate the competitive rates and the convenient automatic payment it offers.

My financial situation:
I am a good candidate for this loan because I have been employed with the same employer for the past 26 years as an engineering manager and have the employment and income stability to manage all my debt obligations.

Monthly net income: $7900
Monthly expenses: $
Housing: $3900
Insurance: $150
Car expenses: $350
Utilities: $450
Phone, cable, internet: $250
Food: $1000
Clothing, household expenses: $250
Credit cards and other loans: $650
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your revolving credit balance including outstanding prosper loan is only 4K. Why need 10K loan for debt consolidation? - Reddy_Capital
A: There is about $8000 credit card debt with incredibly high interest rates that are under my wife's name. We are a one income family so I am responsible for the few credit accounts she has had for years and I like to get them paid off and closed out. The payments for these accounts are included in my obligations under credit cards in my propser loan listing. Thank you for your consideration. (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/19/2011 12:02:42 PM
Feyenoord$25.003/19/2011 12:05:11 PM
loanman2007$175.003/19/2011 12:27:51 PM
CoolPlexer$25.003/19/2011 12:01:15 PM
Weaverville$25.003/19/2011 12:03:59 PM
hostbank$100.003/19/2011 12:04:11 PM
loyalty-sherpa$25.003/19/2011 12:04:26 PM
newest-funds-powerplant$50.003/20/2011 6:12:43 PM
golffish2$50.003/21/2011 4:24:50 AM
bonus-quark4$26.273/21/2011 6:41:19 AM
HamachiMan$50.003/21/2011 9:58:15 AM
euro-trumpet$25.003/22/2011 6:48:02 PM
kristl$25.003/22/2011 5:10:37 PM
tolerant-dinero2$25.003/22/2011 10:50:53 AM
zippy-interest$25.003/22/2011 7:14:36 PM
a-unflappable-finance$100.003/23/2011 5:57:41 AM
radforj22$25.003/23/2011 10:08:18 AM
Veiglcc$25.003/23/2011 1:02:16 PM
LittleMingo$35.003/24/2011 2:11:22 AM
competent-p2p$30.003/24/2011 8:15:19 AM
indomitable-coin$25.003/24/2011 7:42:42 PM
new-gold-innovator$68.053/24/2011 9:16:22 AM
bullwink27$25.003/24/2011 3:03:28 PM
capital-blueberry$25.003/25/2011 10:58:17 PM
GElender$50.003/26/2011 6:14:00 AM
palex$25.003/26/2011 6:36:06 AM
kind-value-pouch$40.003/26/2011 8:25:27 AM
cjames84$25.003/26/2011 9:10:51 AM
astute-investment5$25.003/26/2011 10:47:08 AM
LibbyZ$100.003/26/2011 11:19:42 AM
new-truth-chuckler$50.003/26/2011 7:46:32 AM
vegibenz$25.003/26/2011 11:40:40 AM
melodious-fairness$100.003/26/2011 8:03:46 AM
a-finance-nirvana$25.003/26/2011 3:30:01 AM
Mariner3605$400.003/26/2011 12:32:12 PM
wise-natural-return$25.003/26/2011 1:08:26 PM
godfather4u$100.003/26/2011 1:13:26 PM
Leopoldine$33.023/26/2011 12:03:23 PM
B1-Lancer$50.003/26/2011 1:49:14 PM
drkosh$25.003/26/2011 7:56:56 AM
Mariner3605$500.003/26/2011 12:23:05 PM
sacmt$35.003/26/2011 9:01:50 AM
Mariner3605$500.003/26/2011 12:47:00 PM
Gibbyland$50.003/26/2011 1:01:42 PM
RetirementMoney$25.003/26/2011 10:47:05 AM
reward-cosmos$25.003/26/2011 12:40:58 PM
saga9$50.003/26/2011 1:35:41 PM
MightyZep$41.703/26/2011 1:49:59 PM
important-ore$400.003/26/2011 2:22:34 PM
zotzot$50.443/19/2011 12:02:44 PM
CA-Lender$100.003/19/2011 12:01:33 PM
ac787$48.003/19/2011 12:11:45 PM
Eric_Gagne$25.003/19/2011 12:34:35 PM
GMPK_TLAS$50.003/19/2011 3:12:56 PM
Aberdeen$3,000.003/19/2011 12:01:21 PM
simplelender80$100.003/19/2011 12:02:04 PM
BxRealtor$25.003/19/2011 12:04:41 PM
enthralling-deal180$50.003/19/2011 12:04:57 PM
vutah$25.003/20/2011 9:56:54 AM
Manta_Rai$25.003/22/2011 10:08:47 AM
Havana21$25.003/22/2011 2:00:01 AM
intrepid-loot$100.003/22/2011 6:53:21 PM
agreement-bunny$25.003/23/2011 6:33:08 AM
Peterman$25.003/23/2011 12:00:33 PM
PopeJP$50.003/23/2011 10:29:31 AM
vigilance-searcher$25.003/24/2011 7:44:36 AM
efficient-treasure0$25.003/24/2011 7:14:58 AM
Quiddity$50.003/24/2011 7:45:06 AM
lender12345$25.003/24/2011 5:51:29 PM
intelligent-duty$26.003/24/2011 7:32:37 PM
integrity-doctor$100.003/24/2011 3:00:07 PM
impeccable-credit0$25.003/25/2011 11:22:06 AM
kind-adventurous-finance$75.003/25/2011 4:24:41 PM
Mariner3605$100.003/25/2011 7:14:13 PM
Clambake$50.003/25/2011 5:17:28 PM
direct-responsibility7$154.003/25/2011 8:09:21 PM
StoneBlue$150.003/26/2011 6:24:48 AM
Chillito$46.103/26/2011 9:10:28 AM
kc8fot$75.003/26/2011 9:48:35 AM
AFairDeal$75.003/26/2011 10:17:11 AM
Stavros$25.003/26/2011 2:43:34 AM
currency-persimmon$100.003/26/2011 12:01:23 PM
rakey$25.003/26/2011 8:48:48 AM
szetheli$110.093/26/2011 9:23:34 AM
ClearCut$50.003/26/2011 9:55:26 AM
Income-Scout$238.963/26/2011 10:43:52 AM
adir1$50.003/26/2011 11:06:06 AM
pumped130$29.003/26/2011 11:08:18 AM
benefit-piano5$25.003/26/2011 12:49:10 PM
JCMC$50.003/26/2011 1:30:41 PM
shawnw2$200.003/26/2011 8:09:42 AM
interstellar$51.003/26/2011 8:12:46 AM
mgking007$40.003/26/2011 2:12:07 PM
compwhiz$50.003/26/2011 9:01:07 AM
durability-halibut$29.283/26/2011 9:07:09 AM
jasonrun$25.003/26/2011 9:45:10 AM
calkidd05$26.003/26/2011 10:36:40 AM
Astyanax$90.003/26/2011 11:37:16 AM
Mariner3605$500.003/26/2011 2:23:16 PM
godfather4u$50.003/26/2011 12:59:10 PM
DasMula$57.003/26/2011 1:08:48 PM
dist$44.983/26/2011 1:34:36 PM
102 Investments
 
Borrower Payment Dependent Notes Series 498818
This series of Notes was issued and sold upon the funding of the borrower loan #48132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $92.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1978 Debt/Income ratio: 8%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 8 Current / open credit lines: 3 / 3Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 41 Occupation: Skilled Labor
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $773Stated income:$50,000-$74,999
Delinquencies in last 7y: 13 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: repayment-rapture5 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Outpatient Rehabilitation Expenses
Purpose of loan:
This loan will be used to continue intensive outpatient rehabilitation expenses for my son. This includes care by doctors and counselors and therapists.

My financial situation:
All negative issues on my credit record have been resolved. Most of the negative issues were satisfied in Chapter 13 which was discharged in June 2009. The most recent issue was a state income tax lien which has been paid in full. I have three sources of income from two jobs and my retirement check and I want my son to continue his rehab treatment which he has already been in for 6 months.

Monthly net income: $ 4,945
Monthly expenses: $
Housing: $1000
Insurance: $715
Car expenses: $100
Utilities: $340
Phone, cable, internet: $125
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/21/2011 9:05:16 AM
enthralling-deal180$50.003/21/2011 9:08:36 AM
reflective-rupee$25.333/21/2011 11:45:36 AM
BxRealtor$25.003/21/2011 9:08:08 AM
jdrez$25.003/21/2011 4:35:58 PM
zippy-interest$25.003/22/2011 7:14:59 PM
Havana21$25.003/22/2011 7:28:01 PM
borrowmine$25.003/23/2011 8:48:47 AM
ProjectVenture$25.003/23/2011 6:19:26 AM
precious-coin3$50.003/23/2011 11:44:53 AM
sfmf$40.003/23/2011 11:54:40 AM
borrowmine$25.003/23/2011 9:02:17 AM
intrepid-loot$50.003/23/2011 6:00:57 PM
kr60$50.003/23/2011 6:37:47 PM
sfmf$40.003/23/2011 9:11:22 PM
Oak-Parker$25.003/23/2011 6:41:31 PM
dumbass$25.003/23/2011 11:31:51 PM
Weaverville$25.003/24/2011 3:03:45 PM
bsmtloan$50.003/24/2011 11:47:24 AM
hookUup$25.003/25/2011 10:10:04 PM
hookUup$25.003/25/2011 10:09:18 PM
Mariner3605$50.003/25/2011 11:38:14 PM
courteous-fund9$50.003/26/2011 6:29:54 AM
interstellar$51.003/26/2011 6:32:37 AM
cashman100$100.003/26/2011 7:45:07 AM
radforj22$25.003/26/2011 3:42:27 AM
astute-investment5$25.003/26/2011 10:48:56 AM
melodious-fairness$100.003/26/2011 8:04:24 AM
greenback-guard$25.003/26/2011 12:08:19 PM
adir1$25.003/26/2011 11:10:35 AM
GElender$25.003/26/2011 6:30:16 AM
reward-rancher$25.003/26/2011 10:41:19 AM
njlom$50.003/26/2011 11:04:36 AM
hostbank$100.003/21/2011 9:07:24 AM
loyalty-sherpa$25.003/21/2011 9:07:49 AM
patriot897$25.003/21/2011 9:05:54 AM
euro-trumpet$25.003/22/2011 6:48:04 PM
umfan123$25.003/23/2011 6:44:11 AM
goodhearted-basis4$25.003/23/2011 2:35:43 AM
platinum-rapture6$50.003/23/2011 6:11:29 PM
blissme8$200.003/24/2011 12:00:49 AM
efficient-treasure0$25.003/24/2011 7:16:24 AM
f4Tex$25.003/24/2011 10:52:34 PM
kind-adventurous-finance$75.003/25/2011 4:25:06 PM
shur$25.003/25/2011 10:02:52 PM
compwhiz$25.003/26/2011 9:01:29 AM
pathcrx$25.003/26/2011 5:43:25 AM
RetirementMoney$25.003/26/2011 10:42:25 AM
JauaFlash$25.003/26/2011 12:02:09 PM
supreme-hope$25.003/26/2011 8:22:55 AM
cjames84$25.003/26/2011 9:12:21 AM
vegibenz$50.003/26/2011 11:41:32 AM
adventurous-commerce$25.003/26/2011 7:31:36 AM
CA-Lender$100.003/26/2011 7:47:54 AM
community-bridge$100.003/26/2011 8:40:58 AM
kc8fot$75.003/26/2011 9:24:28 AM
visionary-asset5$50.003/26/2011 10:54:23 AM
kander80$25.003/26/2011 11:51:58 AM
58 Investments
 
Borrower Payment Dependent Notes Series 498960
This series of Notes was issued and sold upon the funding of the borrower loan #48191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2000 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $392Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: elevator3 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to purchase detail equipment to decrease the time dramatically that I have to spend on every car.

My financial situation:
I am a good candidate for this loan because I've held a steady job since I was 16 with no gaps of unemployment between jobs , and continued to work all the way through college and currently work 50 to 70hrs a week detailing cars. I'm far from lazy and always pay my bills. My credit and track record show that.


Monthly net income: $2300
Monthly expenses: $700
Housing: $
Insurance: $
Car expenses: $235
Utilities: $
Phone, cable, internet: $
Food, entertainment: $

Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $365
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Your monthly expenses seem really low. You do not pay anything for housing, utilities, or insurance of any kind? Also, is the detailing work your primary source of income or a side business? - orange-impartial-asset
A: I am fortunate to have parents that do well for themselves and take care of my car/health insurance, rent and other expenses that they can. Detailing is my primary job. I have a bachelor degree in business management from Youngstown State university. If I didnt enjoy what I do I would pursue what I went to school for. (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/23/2011 9:03:31 AM
suave-dime6$25.003/23/2011 9:07:43 AM
reflective-rupee$200.333/23/2011 11:39:49 AM
2grindstones$43.003/23/2011 12:25:46 PM
DHolly$50.003/23/2011 9:11:22 AM
orange-impartial-asset$500.003/24/2011 2:18:29 PM
integrity-doctor$100.003/24/2011 3:06:55 PM
leverage-monger$25.003/24/2011 11:27:05 AM
loanman2007$125.003/25/2011 5:25:21 AM
interest-exec9$25.003/25/2011 10:57:08 AM
Finchy78$25.003/25/2011 6:28:10 PM
mercuriant$25.003/26/2011 4:54:47 AM
Astyanax$80.003/26/2011 11:55:04 AM
Gibbyland$100.003/26/2011 12:54:29 PM
autonomous-truth$171.853/26/2011 12:59:07 PM
wild-orange$50.003/26/2011 1:15:22 PM
Mariner3605$50.003/26/2011 11:59:37 AM
RetirementMoney$25.003/26/2011 12:26:05 PM
DasMula$77.003/26/2011 1:22:53 PM
mammalian4$25.003/26/2011 5:26:31 PM
return-seeker85$500.003/26/2011 6:35:14 PM
JGuide$25.003/26/2011 4:42:41 PM
CapricornLending$25.003/26/2011 7:41:04 PM
bill-appraiser7$50.003/26/2011 8:01:18 PM
gentle-coin$25.003/26/2011 8:37:34 PM
SweetPea2$50.003/26/2011 4:05:49 PM
Chewbaca$25.003/26/2011 7:20:39 PM
vigorous-velocity$100.003/26/2011 7:56:07 PM
kublai$400.003/26/2011 8:00:06 PM
capital-blueberry$25.003/26/2011 8:50:43 PM
zotzot$25.443/26/2011 5:30:38 PM
AJIPrivateNotes$25.003/26/2011 7:28:16 PM
micko$25.003/26/2011 9:02:39 PM
worldly-money4$200.003/23/2011 9:07:59 AM
JustMee$25.003/23/2011 9:12:46 AM
reflective-rupee$300.333/23/2011 11:39:40 AM
competent-p2p$25.003/24/2011 8:06:54 AM
SolarMoonshine$50.003/23/2011 5:51:56 PM
Nerdster1$25.053/24/2011 4:32:59 AM
EarlyRiser$250.003/24/2011 9:47:50 AM
benjamins-utopia$100.003/24/2011 10:28:08 PM
indianoven$25.003/25/2011 11:13:47 AM
greencat$50.003/25/2011 8:39:48 AM
investment-habanero8$100.003/26/2011 5:56:11 AM
Whipster$50.003/26/2011 2:04:16 AM
squarebob$25.003/26/2011 12:10:16 PM
credit-observatory$25.003/26/2011 12:55:03 PM
amlu1988$25.003/26/2011 11:15:48 AM
vine99$50.003/26/2011 12:57:57 PM
NYCFinancier$25.003/26/2011 7:48:10 AM
Bob450$25.003/26/2011 12:59:01 PM
DasMula$107.003/26/2011 1:22:31 PM
vegibenz$37.563/26/2011 11:46:53 AM
Mariner3605$450.003/26/2011 2:19:06 PM
CA-Lender$100.003/26/2011 12:16:59 PM
wealth-competitor$100.003/26/2011 12:18:43 PM
zotzot$50.443/26/2011 12:21:18 PM
reward-cosmos$25.003/26/2011 12:45:36 PM
bazaar-trapper707$100.003/26/2011 4:42:35 PM
first-serene-credit$25.003/26/2011 4:13:39 PM
mgking007$25.003/26/2011 2:35:05 PM
Oak-Parker$25.003/26/2011 2:47:08 PM
larryboy10$50.003/26/2011 7:00:44 PM
money-watcher$30.003/26/2011 5:06:04 PM
Peterman$25.003/26/2011 8:22:40 PM
red-favorable-basis$25.003/26/2011 3:44:13 PM
BigBroJake$25.003/26/2011 4:17:51 PM
authoritative-capital$25.003/26/2011 8:01:17 PM
Oak-Parker$12.003/26/2011 9:05:38 PM
glroark$100.003/26/2011 4:42:17 PM
green-thoughtful-yield$50.003/26/2011 4:48:54 PM
intrepid-loot$50.003/26/2011 7:23:22 PM
important-openness1$65.003/26/2011 7:45:21 PM
73 Investments
 
Borrower Payment Dependent Notes Series 498982
This series of Notes was issued and sold upon the funding of the borrower loan #48110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1988 Debt/Income ratio: 49%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,561Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: payout-position8 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
stn mtn
Purpose of loan:
This loan will be used to...consolidate bills

My financial situation:
I am a good candidate for this loan because...I cannot meet my monthly obligations with my current salary


Monthly net income: $2632
Monthly expenses: $3500
Housing: $879
Insurance: $113
Car expenses: $288
Utilities: $280
Phone, cable, internet: $125
Food, entertainment: $25
Clothing, household expenses: $
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How will this loan make it possible to live within your income? I imagine you can understand that as lenders we would feel better if we knew you could make your Prosper payments... thanks! - zotzot
A: Yes (Mar-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/21/2011 5:04:51 PM
simplelender80$100.003/21/2011 5:02:52 PM
Kash2010lu$56.003/21/2011 5:03:11 PM
larryboy10$25.003/21/2011 5:03:37 PM
shrewd-peace7$25.003/21/2011 5:21:31 PM
reflective-rupee$25.333/21/2011 5:29:23 PM
CA-Lender$100.003/21/2011 6:03:21 PM
Comoparklender$50.003/22/2011 2:18:14 AM
Artist_Blue$25.003/22/2011 6:06:03 AM
Weaverville$25.003/22/2011 6:30:55 AM
Cheburashka$25.003/22/2011 1:27:24 AM
worldly-money4$3,000.003/21/2011 5:07:06 PM
KMB78$25.003/21/2011 5:21:14 PM
PatRichi$25.003/21/2011 5:21:28 PM
skillful-asset5$25.003/21/2011 6:03:34 PM
justasoldier$25.003/21/2011 8:25:59 PM
nickel-hickory$50.003/22/2011 9:50:25 AM
gain-gourd$54.683/22/2011 2:36:27 AM
nickel-hickory$50.003/22/2011 9:51:01 AM
leodaguy$25.003/22/2011 10:45:51 AM
nickel-hickory$50.003/22/2011 9:50:32 AM
zippy-interest$25.003/22/2011 7:18:38 PM
SFBank$50.003/22/2011 6:47:05 PM
suave-dime6$25.003/23/2011 6:06:15 AM
thankful-nickel2$25.003/23/2011 4:52:28 PM
finance-prescription$50.003/24/2011 5:34:34 AM
w3alter$100.003/25/2011 9:18:41 AM
droopie1$25.003/25/2011 12:31:03 PM
OLYVRC$25.003/26/2011 9:26:36 AM
Helenska11$50.003/26/2011 9:26:51 AM
worth-quark$25.003/26/2011 9:39:32 AM
investment-habanero8$100.003/26/2011 5:43:19 AM
mcgovern2024$50.003/26/2011 11:39:44 AM
mcgovern2024$50.003/26/2011 11:41:35 AM
Gibbyland$50.003/26/2011 12:59:39 PM
astute-investment5$25.003/26/2011 10:50:14 AM
Makingitrain$25.003/26/2011 3:25:54 PM
hitsman$50.003/26/2011 11:48:32 AM
Control$25.003/26/2011 2:42:46 PM
Cory79$47.093/26/2011 3:09:29 PM
green-thoughtful-yield$50.003/26/2011 4:47:23 PM
ingenious-deal6$25.003/26/2011 3:13:53 PM
mammalian4$25.003/26/2011 5:26:30 PM
tashara$25.003/26/2011 3:35:41 PM
sfmf$40.003/26/2011 4:18:29 PM
MoneyForNothing$9.043/26/2011 6:21:51 PM
Prairie-MN$30.003/21/2011 7:27:50 PM
kulender$50.003/21/2011 5:13:21 PM
mickeyroi$25.003/21/2011 5:21:17 PM
Jonb6919$25.003/21/2011 5:21:33 PM
lucrative-transparency0$50.003/22/2011 6:30:57 AM
Kreditorium$25.003/22/2011 2:07:39 AM
DadWarbucks$42.153/22/2011 8:27:04 AM
bonus-chosen-one$25.003/22/2011 2:16:27 AM
parsec9$25.003/22/2011 2:27:56 AM
inspiring-reward$100.003/22/2011 2:28:16 AM
cloud8$40.003/22/2011 2:29:57 AM
well-mannered-marketplace5$25.003/22/2011 6:30:51 AM
nickel-hickory$50.003/22/2011 9:50:17 AM
mrscenicroute$25.003/22/2011 8:35:34 AM
dedicated-diversification5$36.123/22/2011 2:28:48 AM
nickel-hickory$50.003/22/2011 9:51:25 AM
flwah$25.003/22/2011 8:30:29 AM
SecondChanceLendingSERV$25.003/22/2011 9:27:10 AM
nickel-hickory$50.003/22/2011 9:50:41 AM
nickel-hickory$50.003/22/2011 9:50:48 AM
nickel-hickory$50.003/22/2011 9:51:11 AM
HammerSmith$25.003/22/2011 3:37:58 PM
best-ingenious-funds$25.003/23/2011 9:34:11 AM
patriot897$25.003/23/2011 12:42:18 PM
mpatrick$25.003/24/2011 4:27:43 PM
benjamins-utopia$100.003/24/2011 11:49:56 AM
icon7$50.003/24/2011 5:44:04 PM
competent-p2p$25.003/25/2011 11:09:19 AM
youngtrader$389.743/25/2011 4:58:19 PM
MrBailey$25.983/25/2011 6:00:28 PM
2grindstones$25.003/26/2011 11:20:43 AM
mercuriant$25.003/26/2011 4:54:08 AM
wild-orange$25.003/26/2011 1:12:46 PM
the-dollar-topper$100.003/26/2011 2:43:32 PM
piano55$30.003/26/2011 12:42:35 PM
DasMula$27.003/26/2011 11:02:34 AM
worldly-rate3$25.003/26/2011 4:16:30 PM
bazaar-trapper707$100.003/26/2011 4:28:48 PM
best-listing-toro$25.003/26/2011 5:28:19 PM
bigmoneybags$33.723/26/2011 5:35:19 PM
ronin4sale$25.003/26/2011 6:21:41 PM
handshake5$62.823/26/2011 4:53:20 PM
reflective-rupee$75.333/26/2011 3:30:46 PM
kindness-venture1$25.003/26/2011 4:25:05 PM
90 Investments
 
Borrower Payment Dependent Notes Series 499010
This series of Notes was issued and sold upon the funding of the borrower loan #48029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1985 Debt/Income ratio: 43%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 40 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,888Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: professional-basis1 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
jcrtitle
Purpose of loan: Pay off debt until I can sell my home.
This loan will be used to...
Pay off debt and use for emergency until I can sell my home.
My financial situation:
I am a good candidate for this loan because...
I have never defaulted on anything and I will pay the entire loan off hopefully very soon if my house sells.

Monthly net income: $5000
Monthly expenses: $
Housing: $908
Insurance: $100
Car expenses: $660
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The balance is around $97,000.00 and our realtor has it listed for $144,900. The property tax value is $136,500. We do not have a 2nd mortgage on our home. (Mar-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/22/2011 9:01:56 AM
larryboy10$25.003/22/2011 9:03:02 AM
nickel-hickory$50.003/22/2011 9:47:24 AM
nickel-hickory$50.003/22/2011 9:52:00 AM
kwan$25.003/22/2011 10:49:47 AM
lendstats_com$200.003/22/2011 11:53:25 AM
nickel-hickory$50.003/22/2011 9:49:55 AM
Azonic21$25.003/22/2011 9:05:45 AM
loss-of-control$100.003/22/2011 5:38:39 PM
CA-Lender$100.003/22/2011 9:35:16 AM
nickel-hickory$50.003/22/2011 9:46:57 AM
EretzCapital$35.003/22/2011 6:05:01 PM
nickel-hickory$50.003/22/2011 9:47:05 AM
gothampark$25.003/22/2011 6:14:34 PM
nickel-hickory$50.003/22/2011 9:51:51 AM
brendan711$50.003/22/2011 6:29:56 PM
wonder3$25.003/22/2011 4:58:21 PM
Eric_Gagne$25.003/22/2011 10:17:52 AM
brightest-dignified-penny$25.003/22/2011 10:27:35 AM
zippy-interest$25.003/22/2011 7:18:20 PM
ethicalhumanist$25.003/22/2011 1:14:19 PM
platinum-czar$148.233/22/2011 7:24:25 PM
PThor$25.003/22/2011 1:47:13 PM
ASASE-ABAN$25.003/22/2011 2:12:20 PM
Reliance_Banker$25.003/22/2011 3:57:11 PM
ryclsun$50.003/22/2011 4:27:51 PM
bassman2$25.003/22/2011 9:19:03 AM
EL_Papin$100.003/22/2011 10:27:55 AM
worldly-money4$3,000.003/22/2011 9:05:42 AM
reflective-rupee$400.333/22/2011 9:07:47 AM
SecondChanceLendingSERV$25.003/22/2011 9:28:08 AM
nickel-hickory$50.003/22/2011 9:46:45 AM
nickel-hickory$50.003/22/2011 9:47:36 AM
nickel-hickory$50.003/22/2011 9:49:47 AM
liberty-magnate$25.003/22/2011 10:01:16 AM
desertoasis$35.003/22/2011 10:35:59 AM
Makingitrain$25.003/22/2011 5:10:18 PM
Kash2010lu$56.003/22/2011 9:02:49 AM
worldly-money4$100.003/22/2011 9:03:54 AM
PatRichi$25.003/22/2011 4:12:46 PM
purpledog18$50.003/22/2011 4:27:47 PM
mpatrick$25.003/22/2011 5:58:19 PM
nickel-hickory$50.003/22/2011 9:47:12 AM
zotzot$25.443/22/2011 6:35:57 PM
Pakse$25.003/22/2011 4:59:15 PM
cash-raccoon$25.003/22/2011 1:46:42 PM
HammerSmith$25.003/22/2011 3:36:52 PM
commerce-renewal$100.003/22/2011 4:27:46 PM
hopeful-truth5$100.003/22/2011 5:45:34 PM
squarebob$25.003/22/2011 6:31:18 PM
SFBank$100.003/22/2011 6:44:38 PM
51 Investments
 
Borrower Payment Dependent Notes Series 499024
This series of Notes was issued and sold upon the funding of the borrower loan #48098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-22-2011 
Term: 12 months Listing End date:  Mar-23-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $264.75
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1991 Debt/Income ratio: 10%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: pound-grove3 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: can you please tell us about the delinquencies? - heerzaquestion
A: Yes. This was prior to getting married. My husband is on top of everything. I have been paying the bills lately, but looks and makes sure I do this correct. This is actually what this loan is for. Not to spend...but to put back into savings what I already spent on his birthday gift. So, it's either get the loan or return his gift. If I can't put that amount back into savings, I'm in trouble. Even though it's for him. (Mar-23-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: There is no mortgage on our home. We took out a loan for $ 60,000 to build a garage and shop and our monthly payments on that is $ 600. I really couldn't give you a value, except we sit on three acres. (Mar-23-2011)
Q: Can you explain what kind of home improvements you will be doing and how it will add value to the home? - blue-goal-deal
A: Well, this is not really a home improvement, but more like a tool investment. The money that I want to borrow is only to replace what I spent on my husband's birthday gift. If I can't get this loan, than I will just have to return the gift. I HAVE to get the money back into savings. I know that I can have this paid off before the 12 months. I am required to put $ 300 a week of my check into checking, which leaves me with $ 200 for spend, which I would put into savings to make my payments. (Mar-23-2011)
Q: Could you give us a listing of your monthly expenses by category? Also, is there any other source of income in your household? Spouse, significant other, etc. - CPAecs
A: My husband's income per month is $ 2740.00 (Gross) and then I do cleaning twice a month which totals $ 379.00. Auto Loan = 440.00 Garage Loan = 600.00 Life Ins = 86.53 Dish TV = 65.00 Phone/Internet = 54.00 Utilities = 155.00 avg Gas (Renner) = 200.00 Food (other) = 400.00 _____________________ Total (approx) = 2000.53 Property Taxes are paid with money put into different Bank for this (Mar-23-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.003/22/2011 9:01:58 AM
reflective-rupee$280.333/22/2011 9:03:40 AM
suave-dime6$25.003/23/2011 6:06:35 AM
cupcake0$31.853/23/2011 8:17:36 AM
borrowmine$25.003/23/2011 8:36:19 AM
a-versatile-power$25.003/23/2011 10:09:07 AM
secureincome$450.003/23/2011 7:07:49 AM
FinanceEngine$30.003/23/2011 7:59:27 AM
cunning-compassion1$27.003/23/2011 8:42:10 AM
reflective-rupee$120.333/23/2011 3:05:09 PM
microjen$101.933/23/2011 3:31:56 PM
leodaguy$25.003/23/2011 3:47:37 PM
platinum-scientist9$25.003/23/2011 11:02:24 AM
capital-blueberry$25.003/23/2011 7:04:32 PM
interstellar$51.003/23/2011 10:22:47 AM
bluefootedpig$39.063/23/2011 5:00:57 PM
jybank$25.003/23/2011 11:42:40 AM
intrepid-loot$25.003/23/2011 5:27:37 PM
fairness-refuge970$25.003/23/2011 1:33:59 PM
the-discrete-income$53.253/23/2011 4:38:37 PM
piperdrsmith$30.003/23/2011 6:09:32 PM
Oak-Parker$25.003/23/2011 6:24:35 PM
openness-confidant$24.193/23/2011 7:05:43 PM
bassman2$25.003/22/2011 9:19:01 AM
SecondChanceLendingSERV$25.003/22/2011 7:09:10 PM
worldly-money4$200.003/23/2011 6:07:43 AM
social-zebra$36.453/23/2011 8:52:54 AM
likeable-hope$25.003/22/2011 7:24:13 PM
vigilance-searcher$25.003/23/2011 7:39:31 AM
shrewd-income$50.003/23/2011 1:21:12 PM
CA-Lender$100.003/23/2011 10:13:42 AM
a-restless-dollar$50.003/23/2011 10:21:52 AM
sfmf$40.003/23/2011 11:54:00 AM
wild-orange$50.003/23/2011 12:49:26 PM
marketplace-spark$25.003/23/2011 8:53:08 AM
kr60$100.003/23/2011 6:16:36 PM
virgil12$112.393/23/2011 10:19:06 AM
MBann634$58.003/23/2011 11:54:33 AM
well-mannered-income3$25.003/23/2011 6:00:05 PM
uarewhatuthink$25.003/23/2011 2:07:54 PM
supreme-hope$25.003/23/2011 6:15:06 PM
Oak-Parker$25.003/23/2011 6:30:38 PM
ChiSoxFan23$64.223/23/2011 6:46:09 PM
trade-goblin9$25.003/23/2011 7:01:07 PM
44 Investments
 
Borrower Payment Dependent Notes Series 499070
This series of Notes was issued and sold upon the funding of the borrower loan #48175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1983 Debt/Income ratio: 7%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:5y 3m
Amount delinquent: $126 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $196Stated income:$1-$24,999
Delinquencies in last 7y: 27 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: alert632 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
alert632
Purpose of loan: home improvement
This loan will be used to...repair chimney and roof

My financial situation:
I am a good candidate for this loan because...I own my property outright and have lived here for 31 years.


Monthly net income: $1900
Monthly expenses: $1400
Housing: $
Insurance: $150
Car expenses: $75
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $450
Clothing, household expenses: $150
Credit cards and other loans: $75
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: In your "Profile" (above this box for "Questions" ) the line for "Home Ownership" it states "No". Is there any explanation. Can this discrepency be corrected? - f4Tex
A: I own a home and do not have a mortgage. It has been paid, so I responded 'no' to 'Do you have a mortgage?' I will try to correct this on my listing. Thank you for pointing this out to me. (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ryclsun$50.003/22/2011 5:18:10 PM
reflective-rupee$25.333/22/2011 5:22:58 PM
worldly-money4$100.003/22/2011 5:13:01 PM
ultimate-peace$150.003/22/2011 5:16:54 PM
PThor$25.003/22/2011 5:17:49 PM
Gibbyland$100.003/22/2011 5:31:19 PM
Comoparklender$50.003/23/2011 2:15:09 AM
shepherd1$25.003/23/2011 7:32:34 PM
carrinel$67.973/24/2011 6:47:13 AM
competent-p2p$25.003/24/2011 10:30:00 AM
f4Tex$25.003/24/2011 11:07:56 PM
lean-ore9$25.003/25/2011 10:23:48 AM
w3alter$100.003/25/2011 9:18:31 AM
eronyc$50.003/25/2011 12:27:56 PM
CA-Lender$100.003/25/2011 6:33:04 PM
investment-habanero8$100.003/27/2011 4:48:25 AM
SFBank$25.003/27/2011 5:07:32 AM
Lubava$38.663/27/2011 1:40:16 PM
whirlingdervish$25.003/28/2011 1:13:51 AM
B2152$25.003/28/2011 5:27:06 AM
justasoldier$35.003/27/2011 7:37:20 PM
dynamic-capital$25.003/27/2011 10:11:49 PM
wise-duty-investor$25.003/28/2011 10:24:36 AM
PleaseDoNotDefault$25.003/28/2011 5:45:10 AM
torpedoman-usn$22.933/28/2011 10:54:22 AM
Artist_Blue$25.003/22/2011 7:06:47 PM
zippy-interest$25.003/22/2011 7:18:11 PM
flwah$25.003/22/2011 5:33:58 PM
purpledog18$50.003/22/2011 5:44:24 PM
cash-raccoon$25.003/22/2011 5:17:46 PM
data2360$50.003/23/2011 5:18:38 AM
inspiring-reward$100.003/23/2011 2:26:09 AM
intrepid-loot$25.003/24/2011 5:33:06 AM
ethicalhumanist$25.003/25/2011 7:35:03 PM
carrinel$59.673/26/2011 6:33:30 AM
power-trophy7$25.003/26/2011 2:57:48 AM
exponential-peace5$25.003/26/2011 9:54:54 AM
zotzot$25.443/27/2011 9:01:55 AM
Belair_Advisors$25.003/27/2011 2:41:49 PM
Rogelio48$25.003/27/2011 5:56:45 PM
rakem777$25.003/28/2011 9:28:24 AM
Gatorzilla$25.003/28/2011 10:40:02 AM
nitrostamped$100.003/28/2011 7:37:55 AM
pfh$25.003/28/2011 8:58:19 AM
Happyhourcomics$25.003/28/2011 9:21:29 AM
45 Investments
 
Borrower Payment Dependent Notes Series 499082
This series of Notes was issued and sold upon the funding of the borrower loan #48036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $283.23
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1985 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,037Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: mdhensley911 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 7 On-time: 19 ( 100% ) 780-799 (Latest)
Principal borrowed: $29,200.00< 31 days late: 0 ( 0% )  
820-839 (Apr-2010)
680-699 (Jun-2008)
740-759 (Nov-2007)
780-799 (Aug-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Home Improvement Loan
Purpose of loan:

This loan will be used to:

1. Put a new roof on my house. I also want to add a covered front porch.

2. Repair water damage to the roof from the flood that happened in
the Nashville, TN area last year.

3. The builder put a metal door onto a wood frame and the wood
frame is rotting. I would like to replace the whole thing with a metal
(or composite) frame.

My financial situation:

1. I have two credit cards that are being paid down. The credit cards
are financed at 0%. The current balance on the two cards is $5,800.

2. I have one other credit card (Discover) that has a balance of $4,000.

The Prosper loan will be paid off completely before the end of this year! Sorry!! My goal is to be 100% debt free (except for home loan)
by the end of this year!!

Income:

I am a nurse (RN) and work in the Emergency Department. Last year,
I had an income of $98,000 before taxes.

Any questions?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
mulberry4$50.003/22/2011 5:04:06 PM
Tech-Entrepreneur$25.003/22/2011 5:12:42 PM
patriot897$25.003/22/2011 5:13:14 PM
hostbank$100.003/22/2011 5:13:30 PM
loyalty-sherpa$25.003/22/2011 5:13:42 PM
RandyL3$25.003/22/2011 5:14:31 PM
Bobafet$25.003/22/2011 5:32:28 PM
simplelender80$100.003/22/2011 5:44:00 PM
cloud8$42.323/22/2011 5:06:59 PM
AFairDeal$100.003/22/2011 5:13:35 PM
lloyd_s$50.003/22/2011 5:32:24 PM
1stBankAndHal$25.003/22/2011 7:28:24 PM
Panna$25.003/22/2011 5:37:05 PM
intrepid-loot$150.003/22/2011 10:14:51 PM
runner262$25.003/23/2011 1:33:09 AM
MoneyForNothing$29.893/22/2011 5:09:36 PM
j2ee$25.003/22/2011 5:12:22 PM
organized-payment6$50.003/22/2011 5:12:35 PM
JJ9876$25.003/22/2011 5:12:57 PM
BxRealtor$25.003/22/2011 5:13:56 PM
reflective-rupee$25.333/22/2011 5:22:37 PM
platinum-sorcerer6$50.003/22/2011 5:30:31 PM
Preteur$25.003/22/2011 5:30:49 PM
SimpleChoice$25.003/22/2011 5:32:30 PM
KramericaIndustries$25.003/23/2011 1:58:00 AM
thunderd$25.003/23/2011 1:58:19 AM
Feyenoord$25.003/23/2011 2:26:59 AM
CA-Lender$100.003/23/2011 10:18:02 AM
saahilld$25.003/23/2011 10:28:00 AM
reflective-rupee$200.333/23/2011 11:42:32 AM
sfmf$40.003/23/2011 11:54:11 AM
upbeat-investment9$50.003/23/2011 7:50:02 AM
a-healthy-affluence$25.533/23/2011 2:23:53 AM
cello1$25.003/23/2011 2:34:32 AM
JGONZ13850$25.003/23/2011 2:55:08 PM
peso-tiramisu$25.003/23/2011 9:14:14 AM
professional-coin1$50.003/23/2011 7:50:27 AM
ryan6853$25.003/23/2011 8:24:08 AM
Aberdeen$3,000.003/23/2011 7:36:24 PM
hookUup$25.003/23/2011 5:45:48 PM
Breadandbutter$26.003/23/2011 3:51:47 PM
hookUup$25.003/23/2011 5:45:18 PM
OSERENKUKU$25.003/22/2011 5:30:42 PM
RecoveryLender$30.003/22/2011 5:32:32 PM
zotzot$50.443/22/2011 6:41:02 PM
jdrez$25.003/22/2011 5:30:50 PM
Snailslug$25.003/22/2011 5:31:34 PM
PRGuyinVA$50.003/22/2011 5:36:31 PM
SolarMoonshine$25.003/22/2011 6:14:07 PM
platinum-dojo$25.003/23/2011 2:25:15 AM
Aberdeen$1,762.593/22/2011 5:12:31 PM
enthralling-deal180$50.003/22/2011 5:14:12 PM
missoula$25.003/22/2011 7:16:37 PM
courteous-fund9$50.003/22/2011 7:23:04 PM
thankful-nickel2$50.003/22/2011 7:34:22 PM
Reddy_Capital$25.003/22/2011 10:46:19 PM
get30inc$34.853/23/2011 1:58:36 AM
cpbreton$25.003/23/2011 2:14:07 AM
glimmering-point$25.003/23/2011 2:34:50 AM
ac787$448.003/22/2011 8:42:04 PM
revenue-trombone5$25.003/23/2011 10:27:49 AM
GoodScot$25.003/22/2011 10:14:03 PM
balance-force$25.003/22/2011 10:31:32 PM
BabyLender$25.003/23/2011 11:03:14 AM
reflective-rupee$300.333/23/2011 11:42:20 AM
vigilance-searcher$25.003/23/2011 7:45:45 AM
return-seeker85$100.003/23/2011 12:11:28 PM
dospapalotes$27.033/23/2011 1:50:25 AM
klend4$50.003/23/2011 12:46:12 PM
borrowmine$25.003/23/2011 8:48:45 AM
commanding-openness$40.003/23/2011 2:57:08 PM
tomdooley12520$25.003/23/2011 5:27:07 AM
squarebob$125.003/23/2011 4:24:40 PM
currency-persimmon$100.003/23/2011 4:48:38 PM
wild-orange$100.003/23/2011 12:51:06 PM
hookUup$25.003/23/2011 5:45:10 PM
heerzaquestion$200.003/23/2011 1:53:54 PM
magnetic-kindness$50.003/23/2011 2:30:31 PM
reflective-rupee$225.333/23/2011 3:04:38 PM
payout-reaction740$25.003/23/2011 3:08:33 PM
zippy-revenue8$35.003/23/2011 3:59:02 PM
nimble-openness1$200.003/23/2011 10:22:46 AM
elbastador$25.003/23/2011 4:05:18 PM
mammalian4$100.003/23/2011 4:23:45 PM
vishal29$88.543/23/2011 10:59:11 AM
HomerdohNY$25.003/23/2011 5:56:56 PM
86 Investments
 
Borrower Payment Dependent Notes Series 499144
This series of Notes was issued and sold upon the funding of the borrower loan #48076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:11y 11m
Amount delinquent: $0 Total credit lines: 29 Occupation: Tradesman - Carpent...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,428Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: thank-you2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Putnam
Purpose of loan:
This loan will be used to purchase home (cash)

My financial situation: As a carpenter,for over ten years, succesfully I have managed six houses and two duplexs of my own. Living five miles fom a state park that generates over three million visitors a year, I have been aware of the money a weekly rental can generate. Now I have found a great little house with a river view; five miles from the park, and two blocks from our historic river walk. My 9 to 5 is managing a senior complex that provides me with free living quarters all utilities included. This little house I am very confident wil make BIG CASH! Please help me. Thank You!
Monthly net income: $2380.00
Housing: $0.00
Insurance: $0.00
Car expenses: $350.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$56.003/23/2011 9:04:30 AM
worldly-money4$3,000.003/23/2011 9:07:06 AM
value-microscope$50.003/23/2011 9:32:45 AM
nickel-hickory$100.003/23/2011 10:23:37 AM
nickel-hickory$50.003/23/2011 10:23:59 AM
credit-missile$100.003/23/2011 11:54:27 AM
2grindstones$25.003/23/2011 12:22:08 PM
skaught$40.003/23/2011 2:04:18 PM
suave-dime6$25.003/23/2011 9:07:49 AM
awesome-silver$100.003/23/2011 3:15:20 PM
loanman2007$100.003/23/2011 9:43:46 AM
nickel-hickory$50.003/23/2011 10:23:28 AM
zotzot$100.443/23/2011 11:20:45 AM
Peterman$25.003/23/2011 12:23:03 PM
natural-point1$25.003/23/2011 12:27:04 PM
simplelender80$100.003/23/2011 9:03:39 AM
payout-bridge$250.003/23/2011 1:43:15 PM
SecondChanceLendingSERV$25.003/23/2011 2:38:41 PM
nickel-hickory$100.003/23/2011 10:23:43 AM
CA-Lender$100.003/23/2011 10:33:18 AM
reflective-rupee$750.333/23/2011 10:52:43 AM
klend4$50.003/23/2011 12:22:42 PM
cash-raccoon$25.003/23/2011 3:39:16 PM
worldly-money4$100.003/23/2011 9:06:00 AM
golffish2$25.003/23/2011 9:11:43 AM
nickel-hickory$100.003/23/2011 10:23:18 AM
nickel-hickory$100.003/23/2011 10:23:52 AM
loyalist1$100.003/23/2011 9:05:39 AM
EretzCapital$39.433/23/2011 9:35:16 AM
JustMee$25.003/23/2011 9:10:44 AM
DHolly$50.003/23/2011 9:11:38 AM
vishal29$25.003/23/2011 2:42:25 PM
nickel-hickory$100.003/23/2011 10:24:22 AM
gothampark$25.003/23/2011 4:49:07 PM
reflective-rupee$750.333/23/2011 10:52:24 AM
EL_Papin$100.003/23/2011 12:10:07 PM
vigilance-searcher$25.003/23/2011 12:14:41 PM
impala6464$151.003/23/2011 1:17:09 PM
168RichCapital$36.113/23/2011 1:51:48 PM
Lubava$100.003/23/2011 3:21:41 PM
ac787$25.003/23/2011 3:48:37 PM
squarebob$50.003/23/2011 4:41:54 PM
squarebob$50.003/23/2011 4:42:40 PM
thankful-nickel2$50.003/23/2011 4:50:03 PM
the-discrete-income$226.363/23/2011 4:56:51 PM
45 Investments
 
Borrower Payment Dependent Notes Series 499160
This series of Notes was issued and sold upon the funding of the borrower loan #48097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1994 Debt/Income ratio: 7%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $831Stated income:$50,000-$74,999
Delinquencies in last 7y: 22 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: inspired-rate7 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vanbemme
Purpose of loan:
This loan will be used to...pay for my son's basketball program.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $6000
Monthly expenses: $
Housing: $2300
Insurance: $
Car expenses: $200
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why so many delinquecies? - CPAecs
A: my household income was reduced and this caused me to get behind in payments. (Mar-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/23/2011 9:03:41 AM
value-microscope$50.003/23/2011 9:32:42 AM
enchanted-yield4$100.003/23/2011 9:59:36 AM
CA-Lender$100.003/23/2011 10:19:31 AM
transaction-circuit$50.003/23/2011 9:04:36 AM
suave-dime6$25.003/23/2011 9:07:52 AM
DHolly$50.003/23/2011 9:11:03 AM
Short_Stack$25.003/23/2011 11:01:24 PM
head$25.003/23/2011 5:22:21 PM
FinanceEngine$25.003/23/2011 5:41:25 PM
CPAecs$25.003/24/2011 6:20:16 AM
worldly-gold$25.003/23/2011 3:17:35 PM
goodhearted-basis4$25.003/24/2011 2:26:57 AM
rate-coup9$50.003/24/2011 11:42:51 AM
Sparchange$25.003/23/2011 9:17:40 PM
leverage-monger$62.323/24/2011 11:16:04 AM
worldly-money4$200.003/23/2011 9:08:01 AM
reflective-rupee$25.333/23/2011 3:05:46 PM
ultimate-peace$25.003/23/2011 9:12:56 AM
dedicated-diversification5$40.763/23/2011 3:54:37 PM
vutah$25.003/23/2011 5:21:46 PM
sfmf$40.003/23/2011 1:50:50 PM
Oak-Parker$25.003/23/2011 6:40:20 PM
cash-cymbal$25.003/23/2011 6:54:22 PM
enriching-fund4$25.003/23/2011 3:55:03 PM
kublai$200.003/23/2011 7:34:56 PM
unfixer$25.003/23/2011 10:12:34 AM
dumbass$25.003/23/2011 11:31:08 PM
intrepid-loot$25.003/23/2011 5:34:52 PM
balanced-return5$30.003/23/2011 11:47:48 PM
SolarMoonshine$25.003/23/2011 5:41:14 PM
wampum-chorus3$44.123/24/2011 7:58:30 AM
interstellar$51.003/24/2011 1:43:54 AM
EarlyRiser$250.003/24/2011 9:45:27 AM
RochelleW$25.003/24/2011 10:05:19 AM
heavy_ax$107.003/24/2011 1:03:51 PM
36 Investments
 
Borrower Payment Dependent Notes Series 499180
This series of Notes was issued and sold upon the funding of the borrower loan #48060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1998 Debt/Income ratio: Not calculated
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 54 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $84Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: funfamilyX4 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Re-invest into Prosper
Purpose of loan: To IMPROVE my credit score! I am a lender and trader with Prosper for a few years.

This loan will be used to re-invest into Prosper.

My financial situation:
I am a good candidate for this loan because I have the requested loan amount in my savings account. I don't need the money. I just want to improve my credit score. In the next 2 years I want to buy a house and need a better credit score for a better loan rate.


Monthly net income: $ 2600
Monthly expenses: $
Housing: $525
Insurance: $75
Car expenses: $10
Utilities: $200
Phone, cable, internet: $105
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $75
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/23/2011 9:03:42 AM
reflective-rupee$500.333/23/2011 11:43:23 AM
heerzaquestion$50.003/23/2011 1:48:17 PM
asset-professor$25.003/23/2011 2:37:43 PM
worldly-gold$27.003/23/2011 3:20:53 PM
Land_on_your_feet$59.813/23/2011 3:42:00 PM
vigilance-searcher$25.003/23/2011 12:15:48 PM
vigilance-searcher$25.003/23/2011 12:16:24 PM
worldly-money4$200.003/23/2011 9:08:02 AM
worthy-bid4$50.003/23/2011 9:10:36 AM
Kreditorium$25.003/23/2011 3:38:49 PM
suave-dime6$25.003/23/2011 9:07:53 AM
vigilance-searcher$25.003/23/2011 12:16:07 PM
green-transaction-charmer$48.033/23/2011 12:23:18 PM
MikeB918$25.003/23/2011 2:37:35 PM
kinetic-social$100.003/23/2011 3:14:24 PM
loanman2007$50.003/23/2011 9:51:31 AM
RecoveryLender$25.003/23/2011 12:45:40 PM
value-microscope$50.003/23/2011 9:32:41 AM
worldly-gold$50.003/23/2011 3:09:11 PM
87Marc$25.003/23/2011 3:38:33 PM
dedicated-diversification5$80.593/23/2011 3:54:35 PM
CA-Lender$100.003/23/2011 10:18:33 AM
Roundhouse$100.003/23/2011 11:46:35 AM
wild-orange$100.003/23/2011 12:44:43 PM
uarewhatuthink$25.003/23/2011 2:08:49 PM
investment-kingdom$100.003/23/2011 2:55:59 PM
lendme2$25.003/23/2011 3:38:03 PM
28 Investments
 
Borrower Payment Dependent Notes Series 499208
This series of Notes was issued and sold upon the funding of the borrower loan #48176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1998 Debt/Income ratio: 29%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $813Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: Kkoester Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
660-679 (Jun-2010)
520-539 (Dec-2006)
500-519 (May-2006)
(Apr-2006)
 
Principal balance: $2,822.99 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Buying new land next to mine.
Purpose of loan:
Purchase land
My financial situation:
I am a good candidate for this loan because I pay all bills on time and have consistantly increased credit score


Monthly net income: $4000
Housing: $285
Insurance: $180
Car expenses: $250
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $500
Credit cards and other loans: $142
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ac787$26.003/23/2011 5:11:31 PM
SolarMoonshine$25.003/23/2011 5:46:15 PM
thankful-nickel2$25.003/23/2011 8:18:05 PM
TeaHouseFinance$25.003/23/2011 9:08:14 PM
suave-dime6$25.003/23/2011 5:08:21 PM
rlaboy$25.003/24/2011 1:59:40 AM
wonder3$30.003/23/2011 6:14:28 PM
realtormoises$25.003/24/2011 6:32:28 AM
Bob450$25.003/23/2011 5:08:50 PM
fairness-atmosphere$25.003/24/2011 9:53:24 AM
golffish2$50.003/24/2011 4:08:37 AM
mikeandcat$162.463/24/2011 5:31:41 AM
atomantic$25.003/24/2011 11:02:28 AM
greencat$50.003/24/2011 6:55:31 AM
labyrinth0$25.003/24/2011 8:15:07 PM
loanman2007$100.003/24/2011 11:15:05 AM
Champion_Lending$25.003/25/2011 8:57:41 AM
w3alter$100.003/25/2011 9:18:23 AM
nickel-hickory$100.003/25/2011 9:34:37 AM
outofoffice$100.003/25/2011 9:42:14 AM
chameleon125$50.003/25/2011 6:21:26 AM
autonomous-truth$100.003/25/2011 4:39:21 PM
nickel-hickory$100.003/25/2011 9:33:52 AM
nickel-hickory$100.003/25/2011 9:34:00 AM
nickel-hickory$100.003/25/2011 9:34:06 AM
hamster$25.893/25/2011 7:57:18 AM
eronyc$50.003/25/2011 12:27:52 PM
BlessedEveryDay$25.003/25/2011 9:31:44 PM
MrBailey$41.783/25/2011 5:48:29 PM
Rogelio48$30.003/25/2011 7:54:10 PM
the-kindness-honker$25.003/26/2011 7:39:40 AM
NYCFinancier$25.003/26/2011 7:48:33 AM
sflash$25.003/26/2011 12:12:47 PM
dynamic-platinum$25.003/26/2011 12:28:16 PM
well-mannered-income3$34.003/26/2011 2:30:40 PM
420limo$80.983/26/2011 4:07:25 PM
payout-bridge$400.003/26/2011 12:59:14 PM
vine99$50.003/26/2011 12:59:57 PM
brightest-dignified-penny$25.003/26/2011 3:55:54 PM
bazaar-trapper707$200.003/26/2011 4:44:25 PM
DasMula$57.003/26/2011 1:17:54 PM
hidavehi$28.003/26/2011 1:22:26 PM
credit-missile$100.003/26/2011 5:20:23 PM
superb-kindness2$25.003/26/2011 6:04:58 PM
jybank$25.003/26/2011 4:31:57 PM
green-moola-platoon$50.003/26/2011 6:28:22 PM
lawyervon$25.003/26/2011 4:43:57 PM
bvgal$25.003/26/2011 3:28:29 PM
sfmf$40.003/26/2011 4:22:10 PM
glroark$200.003/26/2011 4:37:35 PM
power-companion7$100.003/26/2011 4:45:12 PM
mammalian4$25.003/26/2011 5:26:33 PM
DHolly$50.003/23/2011 5:12:54 PM
reflective-rupee$750.333/23/2011 5:01:41 PM
squarebob$25.003/23/2011 5:03:46 PM
Artist_Blue$25.003/24/2011 1:36:03 AM
zotzot$25.443/24/2011 6:57:20 AM
larryboy10$50.003/23/2011 8:23:23 PM
simplelender80$49.993/23/2011 5:03:49 PM
Kash2010lu$56.003/23/2011 5:05:05 PM
worldly-money4$100.003/23/2011 5:06:28 PM
Comoparklender$32.113/24/2011 2:10:14 AM
zorg77$25.003/23/2011 5:35:51 PM
larryboy10$25.003/24/2011 10:43:01 AM
Row2010$25.003/24/2011 7:41:58 AM
competent-p2p$25.003/24/2011 8:14:48 AM
flwah$25.003/24/2011 2:05:15 AM
tech310$50.003/24/2011 2:10:29 AM
jhernand17$25.003/24/2011 6:02:56 AM
realtormoises$25.003/24/2011 6:32:07 AM
genuine-integrity0$25.003/24/2011 5:59:12 PM
nickel-hickory$100.003/25/2011 9:34:22 AM
twjh$25.003/25/2011 2:01:38 AM
fund-baker$25.003/25/2011 10:18:23 AM
PXM-Financial$40.003/25/2011 3:20:24 PM
thorough-yield1$35.003/25/2011 5:13:16 PM
brondero$75.003/25/2011 6:20:19 PM
power-trophy7$25.003/26/2011 2:57:38 AM
foothillender$25.003/26/2011 8:28:04 AM
Mariner3605$100.003/26/2011 12:13:41 PM
mercuriant$25.003/26/2011 4:54:52 AM
loss-of-control$100.003/26/2011 10:33:41 AM
CA-Lender$100.003/26/2011 12:59:24 PM
wild-orange$25.003/26/2011 1:16:08 PM
STLRacer$30.003/26/2011 1:40:08 PM
wealth-competitor$51.803/26/2011 12:20:22 PM
Oak-Parker$25.003/26/2011 2:48:02 PM
Control$50.003/26/2011 2:54:05 PM
Nailman88$25.003/26/2011 3:03:17 PM
duty-accomplishment$25.003/26/2011 3:12:07 PM
five-star-note$100.003/26/2011 1:48:44 PM
saga9$25.003/26/2011 2:06:02 PM
Astyanax$75.003/26/2011 12:05:47 PM
first-serene-credit$25.003/26/2011 4:14:32 PM
tolerant-dinero2$25.003/26/2011 3:39:11 PM
RyanM561$25.003/26/2011 12:30:44 PM
RetirementMoney$25.003/26/2011 1:14:15 PM
RetirementMoney$25.003/26/2011 5:17:26 PM
AF-Chief$50.003/26/2011 4:10:16 PM
hookUup$25.003/26/2011 6:08:49 PM
77scout$82.593/26/2011 3:01:43 PM
340$30.803/26/2011 4:38:27 PM
saxaphone6$25.003/26/2011 5:23:38 PM
EL_Papin$100.003/26/2011 5:33:12 PM
return-seeker85$500.003/26/2011 6:31:56 PM
melodious-openness$1,000.003/26/2011 4:40:05 PM
green-thoughtful-yield$50.003/26/2011 4:48:38 PM
goodcents$30.003/26/2011 4:52:05 PM
one-midas$25.003/26/2011 4:56:30 PM
MoneyTree79$35.003/26/2011 5:54:08 PM
orange-pound-party$37.003/26/2011 6:06:50 PM
111 Investments
 
Borrower Payment Dependent Notes Series 499232
This series of Notes was issued and sold upon the funding of the borrower loan #48085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1992 Debt/Income ratio: 32%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 48 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $69,779Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: bold-bountiful-worth Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt snowball
Purpose of loan: Debt snowball. This loan will be used to pay off the remaining balance of a personal loan with a high payment. Eliminating a very large payment will help me tackle other debt. I've struggled with financing education and childcare. With those issues behind me, I'm focusing on eliminating debt. I've never missed a payment and will continue to honor my obligations. I am a good candidate for this loan because I have a flawless record of repayment. Repaying debts is important to me. This loan will enable me to eliminate a $640 payment and refocus those efforts on other debt. Monthly net income: $ 9,410
Monthly expenses: $ 5398 Housing: $ 858 Insurance: $ 90 (car insurance) Car expenses: $300 (no car payments, just maintenance, fuel) Utilities: $ 280 Phone, cable, internet: $ 170 Food, entertainment: $ 800 Clothing, household expenses: $ 200 Credit cards and other loans: $ 2240 Other expenses: $ 500 (school expenses, professional fees, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/23/2011 5:08:35 PM
intrepid-loot$50.003/23/2011 5:50:32 PM
Wangchuk$25.013/23/2011 5:06:03 PM
squarebob$100.003/23/2011 5:07:13 PM
sfmf$40.003/23/2011 5:34:03 PM
113121$1,302.663/23/2011 5:57:24 PM
head$25.003/23/2011 5:26:45 PM
upbeat-finance8$25.003/23/2011 5:32:31 PM
1traveler$25.003/23/2011 5:34:56 PM
DasMula$77.003/23/2011 5:45:09 PM
capital-blueberry$25.003/23/2011 5:47:41 PM
LittleRhody07$25.003/23/2011 5:13:54 PM
mpatrick$25.003/23/2011 5:27:03 PM
ac787$25.003/23/2011 5:47:12 PM
reflective-rupee$600.333/23/2011 5:04:16 PM
suave-dime6$25.003/23/2011 5:08:23 PM
ultimate-peace$150.003/23/2011 5:12:20 PM
Peterman$25.003/23/2011 5:35:19 PM
SolarMoonshine$200.003/23/2011 5:39:58 PM
FinanceEngine$30.003/23/2011 5:40:40 PM
20 Investments
 
Borrower Payment Dependent Notes Series 499330
This series of Notes was issued and sold upon the funding of the borrower loan #48163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $107.35
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1993 Debt/Income ratio: 15%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,837Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: basis-system Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Income Taxes
Purpose of loan: Paying 2010 income taxes
This loan will be used to...pay Uncle Sam. I left my health insurance business after ObamaCare passed last year. During the transition I ran up a larger than anticipated tax bill.

My financial situation: Solid.
I am a good candidate for this loan because...I have plenty of income (salary and rental) to make payments and an excellent payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exchange-squirrel$25.003/25/2011 9:02:47 AM
a-exponential-hope$25.003/25/2011 9:03:43 AM
DukSerduk$25.003/25/2011 9:04:05 AM
currency-persimmon$100.003/25/2011 9:05:23 AM
community-pipeline$25.003/25/2011 9:05:31 AM
outofoffice$75.003/25/2011 9:40:57 AM
realtormoises$25.003/25/2011 9:44:16 AM
Hanalei712$50.003/25/2011 9:04:53 AM
power-mad-scientist$25.003/25/2011 9:08:21 AM
exact-gold2$50.003/25/2011 9:03:49 AM
logical-reward8$25.003/25/2011 9:03:57 AM
kenji4861$25.003/25/2011 9:04:15 AM
minista$25.003/25/2011 9:05:18 AM
RandyL3$25.003/25/2011 9:13:38 AM
SolarMoonshine$25.003/25/2011 6:20:52 PM
reflective-rupee$25.333/25/2011 9:58:03 AM
JGB$46.953/25/2011 12:23:36 PM
bds9646$26.003/25/2011 5:34:03 PM
hookUup$25.003/25/2011 10:12:28 PM
currency-persimmon$300.003/26/2011 12:39:55 PM
Mariner3605$1,500.003/26/2011 12:51:03 PM
saahilld$25.003/26/2011 12:53:48 PM
Mariner3605$51.723/26/2011 12:57:46 PM
tofubank$25.003/26/2011 12:24:30 PM
patriot897$50.003/25/2011 9:04:36 AM
fantastic-openness$100.003/25/2011 9:05:01 AM
kind-resolute-dough$100.003/25/2011 9:05:38 AM
davisfl$100.003/25/2011 9:05:09 AM
thankful-nickel2$50.003/25/2011 4:58:25 PM
lloyd_s$25.003/25/2011 12:23:39 PM
blot44$50.003/25/2011 9:04:18 AM
emo13$100.003/25/2011 9:05:12 AM
kind-adventurous-finance$100.003/25/2011 4:25:42 PM
Preteur$25.003/25/2011 4:22:57 PM
Fearless_Lender$25.003/26/2011 12:54:56 PM
Gibbyland$100.003/26/2011 12:52:21 PM
CA-Lender$100.003/26/2011 12:54:09 PM
37 Investments
 
Borrower Payment Dependent Notes Series 499346
This series of Notes was issued and sold upon the funding of the borrower loan #48194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1988 Debt/Income ratio: 15%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,341Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: dollar-builder5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement (Bathroom Remodel)
Purpose of loan:
This loan will be used to...Home Improvement (Bathroom remodels)

My financial situation: Excellent
I am a good candidate for this loan because...


Monthly net income: $109,000
Monthly expenses: $3,310
Housing: $850
Insurance: $135
Car expenses: $675
Utilities: $150
Phone, cable, internet: $350
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $350
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
zotzot$50.443/25/2011 5:25:35 PM
worldly-money4$200.003/25/2011 5:05:58 PM
malar$25.003/25/2011 5:21:37 PM
newest-funds-powerplant$25.003/26/2011 12:01:32 AM
simplelender80$200.003/26/2011 4:30:04 PM
thelovebug$100.003/27/2011 9:19:27 PM
COCHINOBOY$50.003/28/2011 6:09:44 AM
reflective-rupee$500.333/28/2011 12:07:07 PM
income-awakening6$25.003/25/2011 5:06:52 PM
suave-dime6$25.003/25/2011 5:05:44 PM
SolarMoonshine$200.003/25/2011 6:12:27 PM
golffish2$25.003/26/2011 7:29:28 AM
Bob450$25.003/26/2011 2:39:55 AM
ASR3$50.003/27/2011 4:27:44 AM
113121$250.003/27/2011 10:56:29 AM
113121$5,749.233/28/2011 1:45:53 PM
16 Investments
 
Borrower Payment Dependent Notes Series 499522
This series of Notes was issued and sold upon the funding of the borrower loan #48150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-26-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1996 Debt/Income ratio: 18%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 3Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $919Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: powa98367 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 29 ( 83% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 6 ( 17% )  
620-639 (Oct-2009)
640-659 (Apr-2008)
 
Principal balance: $275.73 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Buy economical transportation
Purpose of loan:
This loan will be used to...Buy economical car for transportation to school. To purchase tires, shocks and repairs to primary family car.

My financial situation:
I am a good candidate for this loan because...I have good history with previous Prosper loan. Steady full-time employment. Currently working towards being debt-free by the end of 2011.


Monthly net income: $2950.00
Monthly expenses: $2174.00
Housing: $1199.00
Insurance: $100.00
Car expenses: $100.00
Utilities: $125.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/26/2011 12:06:47 PM
Kash2010lu$25.003/26/2011 12:22:43 PM
lendstats_com$300.003/26/2011 12:31:58 PM
UCLA4life$34.503/26/2011 12:05:22 PM
worldly-money4$200.003/26/2011 12:07:00 PM
Interstate_Rate$100.003/26/2011 4:43:59 PM
brondero$50.003/26/2011 1:43:09 PM
mikeandcat$100.003/26/2011 4:16:58 PM
TheAlchemist$25.003/26/2011 10:22:12 PM
loanman2007$200.003/27/2011 5:01:34 AM
Mikale360$25.003/26/2011 8:49:49 PM
Scotcha$50.003/26/2011 9:44:56 PM
zotzot$25.443/27/2011 11:48:17 AM
simplelender80$150.003/26/2011 6:33:59 PM
amlu1988$25.003/26/2011 6:48:31 PM
Feyenoord$25.003/26/2011 11:27:13 PM
Kaladen$50.003/27/2011 3:43:43 PM
heerzaquestion$25.003/27/2011 9:12:04 AM
investment-habanero8$100.003/28/2011 1:41:28 PM
integrity-doctor$100.003/27/2011 6:18:33 PM
proton346$25.003/27/2011 8:57:47 PM
reflective-rupee$150.333/28/2011 11:58:02 AM
market-pudding$25.003/28/2011 1:27:31 PM
Astyanax$45.003/28/2011 6:03:44 PM
JBF_Investments$25.003/28/2011 9:52:59 PM
Jerrys1951$40.003/28/2011 6:24:14 PM
YoungTaxMan$25.003/28/2011 7:10:56 PM
ethicalhumanist$25.003/28/2011 7:11:31 PM
kindness-launcher$1,000.003/28/2011 11:28:32 AM
CA-Lender$100.003/28/2011 12:03:04 PM
goodhearted-gold3$25.003/29/2011 6:01:12 AM
EBITDA$25.003/29/2011 2:25:31 AM
new-goodhearted-economy$92.213/29/2011 9:10:43 AM
sonicpluto$25.003/29/2011 5:56:45 AM
value-rapture$25.003/29/2011 7:52:21 AM
bughead$25.003/28/2011 11:29:05 PM
twjh$25.003/29/2011 3:03:53 AM
squarebob$25.003/26/2011 12:07:28 PM
DasMula$37.003/26/2011 3:01:40 PM
SolarMoonshine$100.003/26/2011 3:11:47 PM
hookUup$25.003/26/2011 6:34:16 PM
reflective-rupee$100.333/26/2011 3:33:10 PM
vutah$25.003/27/2011 10:27:17 AM
thankful-nickel2$25.003/26/2011 4:46:19 PM
Galdis$25.003/27/2011 12:10:48 PM
Reddy_Capital$25.003/27/2011 1:33:02 PM
Socorro_Capital_Partners$25.003/27/2011 9:30:41 PM
Pitufo$50.003/26/2011 11:32:37 PM
ASR3$50.003/27/2011 4:27:34 AM
DoctorJoe$25.003/27/2011 9:10:40 AM
chameleon125$50.003/27/2011 10:44:04 AM
orange-rapid-benjamins$25.003/28/2011 9:17:24 AM
thelovebug$100.003/27/2011 9:19:37 PM
first-serene-credit$25.003/27/2011 10:50:49 PM
ac787$25.003/28/2011 5:50:47 PM
EarlyRiser$250.003/28/2011 5:54:12 PM
loss-of-control$150.003/28/2011 6:25:41 PM
jgar_O$35.003/28/2011 3:08:21 PM
n2fitns$50.003/28/2011 8:00:33 PM
BlessedEveryDay$25.003/28/2011 8:41:01 PM
bizzzond$50.003/28/2011 9:27:51 AM
tomoe$25.003/28/2011 1:18:37 PM
mex_invests$25.003/29/2011 8:47:20 AM
greenback-guard$25.003/29/2011 3:18:32 AM
WonByOne$50.003/29/2011 5:57:19 AM
Christophe$25.003/29/2011 7:25:04 AM
redtilapia$25.003/29/2011 7:35:45 AM
FinanceEngine$25.003/29/2011 7:53:48 AM
Reliance_Banker$25.003/28/2011 7:36:20 PM
LenderRob07$115.193/28/2011 10:29:09 PM
70 Investments
 
Borrower Payment Dependent Notes Series 499570
This series of Notes was issued and sold upon the funding of the borrower loan #48205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1989 Debt/Income ratio: 23%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:12y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,157Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: blue-justice-flamenco Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repairs
Purpose of loan: Home Repairs
This loan will be used to...Redo basement

My financial situation:
I am a good candidate for this loan because...
As you can see from my credit report I pay all my bills on time.

Monthly net income: $ 3,480
Monthly expenses: $
Housing: $ 1,022
Insurance: $ 90
Car expenses: $ 426
Utilities: $ 200
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, How does this loan help you in your finance? It looks as you still have a big portion of credit card debt, but you only borrow for $3000? Any other debts not listed in Prosper? Thanks, - p2ploan-sensation211
A: I need the loan for some home repairs. I don't need the money for my credit cards; I pay on time monthly, and will have them paid off by the beginning of 2012. No (Mar-27-2011)
Q: Hello, what is the % interest on your existing credit lines. Thanks very much - delicious-loan093
A: It varies from 18% to 29% (Mar-27-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Owe 142,000, according to zillow.com the market vakue is only $132,000 (Mar-27-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
GeorgiaGator$50.003/27/2011 12:02:34 PM
Kash2010lu$25.003/27/2011 12:40:28 PM
worldly-money4$200.003/27/2011 12:06:44 PM
squarebob$25.003/28/2011 7:43:25 AM
suave-dime6$25.003/27/2011 12:06:26 PM
Evolver$50.003/27/2011 12:07:00 PM
vine99$50.003/27/2011 12:12:26 PM
reflective-rupee$1,000.333/28/2011 10:58:50 AM
thelovebug$100.003/27/2011 9:19:56 PM
dpries123$25.003/28/2011 7:38:52 AM
buffalobills$25.003/28/2011 8:01:55 AM
exciting-fairness$186.043/28/2011 12:29:27 PM
income-awakening6$25.003/27/2011 12:04:21 PM
well-rounded-payout0$50.003/27/2011 12:06:54 PM
DasMula$57.003/27/2011 1:02:40 PM
loanman2007$200.003/27/2011 1:15:39 PM
vutah$25.003/27/2011 2:02:48 PM
competent-p2p$45.003/27/2011 5:22:11 PM
favorite-commerce$50.003/27/2011 7:08:20 PM
SolarMoonshine$25.003/27/2011 2:13:06 PM
investment-artist$25.003/27/2011 2:53:13 PM
wonder3$35.003/28/2011 6:04:00 AM
CA-Lender$100.003/28/2011 11:02:53 AM
greencat$50.003/28/2011 7:29:19 AM
lendstats_com$326.633/27/2011 12:34:09 PM
SV-AZ$50.003/27/2011 6:08:37 PM
SecondChanceLendingSERV$25.003/28/2011 11:07:42 AM
p2ploan-sensation211$25.003/28/2011 11:58:11 AM
Jewbag$100.003/28/2011 12:26:33 PM
EBITDA$25.003/28/2011 11:14:03 AM
30 Investments
 
Borrower Payment Dependent Notes Series 499580
This series of Notes was issued and sold upon the funding of the borrower loan #48124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $103.10
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1999 Debt/Income ratio: 16%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,033Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: D-N-A_Investments Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Jun-2010)
560-579 (Jul-2008)
 
Principal balance: $1,418.90 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Check my other loan..I pay!!
Purpose of loan:
This loan will be used to...pay off all my debt and combine into one payment. I have worked hard to get my credit back on track and I'm happy to say, as you can see, I have no delinquent accounts. My debt to income should hopefully show you that I'm able to pay this loan back and this will further improve my credit score.



My financial situation:
I am a good candidate for this loan because...I have more than enough income to pay $100 a month.


Monthly net income: $ 2800

Monthly expenses: $
Housing: $ 750
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 50
Phone, cable, internet: $ 100
Food, entertainment: $ 75
Clothing, household expenses $ 100
Credit cards and other loans: $ 210
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
transaction-circuit$50.003/25/2011 5:03:26 PM
suave-dime6$25.003/25/2011 5:05:50 PM
CoolPlexer$25.003/25/2011 5:03:37 PM
worldly-money4$200.003/25/2011 5:06:08 PM
hookUup$25.003/25/2011 5:32:52 PM
careful-return0$25.003/25/2011 10:15:40 PM
daekpon$50.003/25/2011 5:03:16 PM
mikeandcat$50.003/25/2011 7:00:08 PM
spiff666$25.003/25/2011 7:21:22 PM
Bob450$25.003/26/2011 2:40:03 AM
justasoldier$25.003/25/2011 7:57:41 PM
zone6$100.003/26/2011 3:20:37 AM
C2Banking$25.003/25/2011 9:44:05 PM
rate-hickory$25.003/25/2011 6:16:01 PM
DadWarbucks$50.003/26/2011 2:29:36 AM
lloyd_s$25.003/26/2011 2:48:16 AM
marwadi-62$50.003/26/2011 7:56:35 AM
EarlyRiser$250.003/26/2011 10:47:46 AM
realtormoises$25.003/26/2011 6:40:35 AM
CA-Lender$100.003/26/2011 10:48:34 AM
DasMula$27.003/26/2011 11:10:50 AM
golffish2$25.003/26/2011 7:24:53 AM
joee$25.003/26/2011 2:18:45 AM
lendstats_com$200.003/26/2011 12:26:09 PM
loss-of-control$50.003/26/2011 10:30:10 AM
amlu1988$25.003/26/2011 11:00:41 AM
JGuide$29.003/26/2011 7:25:49 AM
sweety075$25.003/26/2011 7:58:43 AM
snm2001$25.003/26/2011 9:37:28 AM
well-rounded-payout0$50.003/26/2011 11:12:56 AM
RecoveryLender$25.003/26/2011 12:28:35 PM
reflective-rupee$25.333/25/2011 5:17:59 PM
thankful-nickel2$25.003/25/2011 5:03:42 PM
JGB$65.723/26/2011 3:04:06 AM
ac787$25.003/25/2011 10:53:30 PM
Finchy78$25.003/25/2011 6:17:36 PM
loanman2007$50.003/26/2011 6:56:51 AM
bonus-chosen-one$25.003/26/2011 3:12:31 AM
dedicated-diversification5$100.003/26/2011 3:29:39 AM
newest-funds-powerplant$25.003/25/2011 11:37:38 PM
Erasma$25.003/26/2011 10:52:05 AM
israel15$25.003/26/2011 1:56:59 AM
LSAR$25.603/26/2011 10:53:35 AM
amlu1988$25.003/26/2011 11:02:44 AM
WindyKid$25.933/26/2011 2:05:07 AM
DoctorJoe$25.003/26/2011 7:16:26 AM
EngineersAlliance$100.003/26/2011 7:27:24 AM
get30inc$50.003/26/2011 2:28:54 AM
CapeDollars$26.543/26/2011 2:38:18 AM
Kreditorium$25.003/26/2011 2:55:20 AM
wise-intelligent-duty$25.003/26/2011 8:56:08 AM
keeminn$50.003/26/2011 9:22:32 AM
B1-Lancer$50.003/26/2011 2:51:17 PM
SolarMoonshine$25.003/26/2011 3:07:29 PM
velocity-winner$25.003/26/2011 10:15:30 AM
Evolver$50.003/26/2011 11:18:21 AM
B1-Lancer$50.003/26/2011 2:20:43 PM
upbeat-finance8$24.883/26/2011 3:23:30 PM
58 Investments
 
Borrower Payment Dependent Notes Series 499622
This series of Notes was issued and sold upon the funding of the borrower loan #48167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-26-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $125.70
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1991 Debt/Income ratio: 24%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 15Length of status:17y 9m
Amount delinquent: $0 Total credit lines: 50 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,845Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: GoodRisk Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 36 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Dec-2009)
620-639 (Aug-2009)
640-659 (Jun-2008)
600-619 (Jan-2008)
 
Principal balance: $1,285.48 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Almost Done with Revolving Debt!!!
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $6800
Monthly expenses: $600
Housing: $1880
Insurance: $125
Car expenses: $400
Utilities: $250
Phone, cable, internet: $125
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $1400
Other expenses: $100

Never a missed or late payment EVER!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
grnii78$150.003/26/2011 12:02:29 PM
squarebob$50.333/26/2011 12:04:50 PM
worldly-money4$100.003/26/2011 12:06:17 PM
twjh$25.003/26/2011 12:08:08 PM
investment-artist$25.003/26/2011 12:05:34 PM
suave-dime6$25.003/26/2011 12:06:52 PM
Feyenoord$25.003/26/2011 12:08:12 PM
well-rounded-payout0$50.003/26/2011 12:08:34 PM
mikeandcat$140.513/26/2011 4:14:49 PM
tech310$50.003/26/2011 4:28:55 PM
affluence-tycoon$50.003/26/2011 4:31:52 PM
cash-raccoon$25.003/26/2011 4:34:05 PM
thankful-nickel2$25.003/26/2011 4:50:36 PM
loanman2007$200.003/26/2011 1:34:10 PM
payout-bridge$50.003/26/2011 5:43:42 PM
superb-kindness2$25.003/26/2011 6:06:27 PM
eboomer2611$25.003/26/2011 4:51:43 PM
upbeat-finance8$25.003/26/2011 5:11:02 PM
MarvintheMartian$25.003/26/2011 9:11:17 PM
vutah$25.003/26/2011 5:59:06 PM
AF-Chief$50.003/26/2011 4:10:12 PM
kulender$50.003/26/2011 4:26:54 PM
Mikale360$25.003/26/2011 8:50:33 PM
mcgovern2024$50.003/26/2011 9:13:46 PM
bmw2$93.003/26/2011 7:55:40 PM
Kash2010lu$40.003/26/2011 12:09:02 PM
dpries123$25.003/26/2011 12:05:31 PM
lendstats_com$200.003/26/2011 12:29:40 PM
Keeping-The-Peace$50.003/26/2011 12:32:12 PM
SolarMoonshine$50.003/26/2011 3:06:15 PM
ac787$48.003/26/2011 12:02:50 PM
OldManP$25.003/26/2011 12:04:24 PM
MilitaryLending$63.083/26/2011 12:05:12 PM
DasMula$57.003/26/2011 2:53:52 PM
CoolPlexer$25.003/26/2011 12:06:06 PM
hillerod$25.263/26/2011 2:57:54 PM
Azonic21$25.003/26/2011 12:07:14 PM
Artist_Blue$25.003/26/2011 3:16:07 PM
Wangchuk$25.003/26/2011 2:42:00 PM
MoneyForNothing$53.463/26/2011 2:52:05 PM
credit-missile$100.003/26/2011 6:46:35 PM
CA-Lender$100.003/26/2011 4:43:41 PM
duty-accomplishment$25.003/26/2011 9:07:16 PM
Oak-Parker$25.003/26/2011 9:08:55 PM
reflective-rupee$300.333/26/2011 3:31:32 PM
sweety075$25.003/26/2011 4:02:58 PM
moneybags16$25.003/26/2011 7:36:45 PM
riveting-credit5$244.083/26/2011 8:15:25 PM
army-daddy$34.953/26/2011 9:19:24 PM
49 Investments
 
Borrower Payment Dependent Notes Series 499652
This series of Notes was issued and sold upon the funding of the borrower loan #48169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-26-2011 
Term: 12 months Listing End date:  Mar-27-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1978 Debt/Income ratio: 13%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,608Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: thrilling-loyalty6 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Connecticut consumer
Purpose of loan:
This loan will be used to...Cover repairs

My financial situation:
I am a good candidate for this loan because...I


Monthly net income: $11,200
Monthly expenses:
Housing: $4026
Insurance: $172
Car expenses: $500
Utilities: $500
Phone, cable, internet: $180
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $2013
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: repairs of what? Thank you - Invest-In-Rednecks
A: Plumbing leak and resulting water damage to wall & ceiling. (Mar-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/26/2011 12:07:08 PM
Gibbyland$50.003/26/2011 1:10:16 PM
Invest-In-Rednecks$25.003/26/2011 2:04:10 PM
newest-funds-powerplant$25.003/26/2011 3:16:45 PM
SecondChanceLendingSERV$48.273/26/2011 3:24:22 PM
goodhearted-basis4$25.003/26/2011 3:26:18 PM
reflective-rupee$100.333/26/2011 3:32:07 PM
ultimate-peace$25.003/26/2011 12:05:13 PM
suave-dime6$25.003/26/2011 12:06:58 PM
investment-artist$25.003/26/2011 4:53:31 PM
amlu1988$25.003/26/2011 6:47:36 PM
reflective-rupee$100.333/26/2011 3:32:16 PM
loanman2007$100.003/27/2011 4:59:44 AM
marketplace-spark$25.003/26/2011 6:49:20 PM
buffalobills$25.003/27/2011 8:57:01 AM
rjcoutur2001$100.003/27/2011 5:04:39 AM
ultimate-peace$25.003/27/2011 6:30:52 AM
87Marc$25.003/26/2011 5:57:28 PM
capital-kingdom$25.003/27/2011 8:48:19 AM
Crom$50.003/27/2011 9:15:40 AM
unflappable-balance5$35.753/27/2011 10:10:09 AM
_NaLNaBB$200.003/26/2011 9:48:29 PM
CA-Lender$100.003/27/2011 5:03:22 AM
VBPlayer$25.003/27/2011 7:43:35 AM
peso-aggregator$25.003/27/2011 9:53:07 AM
zotzot$25.443/26/2011 12:35:07 PM
Evolver$50.003/26/2011 12:08:41 PM
ThisGuyIKnow$25.003/26/2011 3:49:29 PM
well-rounded-payout0$50.003/26/2011 12:08:36 PM
zone6$100.003/26/2011 4:29:04 PM
DasMula$27.003/26/2011 2:55:06 PM
credit-missile$100.003/26/2011 6:47:59 PM
ASR3$50.003/27/2011 4:27:29 AM
rjcoutur2001$112.883/27/2011 5:39:34 AM
vutah$25.003/26/2011 6:01:17 PM
35 Investments
 
Borrower Payment Dependent Notes Series 499730
This series of Notes was issued and sold upon the funding of the borrower loan #48144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $249.53
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2001 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,115Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: theafterglow Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 100% ) 660-679 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
700-719 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Fix sewer
Purpose of loan:
We have discovered that the sewer drain, under the garage, leaving the house has cracked and slightly shifted. This is causing it to become clogged easily and the sewer backing up into the basement. After getting several companies in to price out the fix we have an estimate of $7,000 to fix it.

My financial situation:
I had another loan of $9,000 with prosper and never missed a payment and actually paid it off one year early. Additionally my wife is finishing nursing school in August and we will be adding her full time income to mine.


Monthly net income: $4,800
Monthly expenses: $3870
Housing: $600
Insurance: $300
Car expenses: $400
Utilities: $360
Phone, cable, internet: $360
Food, entertainment: $600
Clothing, household expenses: $250
Credit cards and other loans: $600
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MoneyForNothing$33.333/27/2011 12:02:28 PM
Aberdeen$3,000.003/27/2011 12:03:08 PM
patriot897$25.003/27/2011 12:05:17 PM
CoolPlexer$25.003/27/2011 12:05:29 PM
ac787$78.003/27/2011 12:07:24 PM
p2ploan-sensation211$25.003/27/2011 1:43:05 PM
ryanshain$50.003/27/2011 4:40:12 PM
CA-Lender$100.003/27/2011 5:01:35 PM
1-HARD-HEAD$100.003/27/2011 6:27:21 PM
grnii78$150.003/27/2011 12:02:55 PM
squarebob$25.003/27/2011 12:04:55 PM
broomfieldbucks$25.003/27/2011 7:14:34 PM
BxRealtor$25.003/27/2011 12:06:08 PM
Reddy_Capital$25.003/27/2011 1:48:15 PM
mikeandcat$50.003/28/2011 5:53:22 AM
rate-hickory$25.003/28/2011 6:30:52 AM
LittleMingo$30.003/27/2011 4:46:35 PM
CA_Lender$25.003/27/2011 5:50:19 PM
intrepid-loot$75.003/27/2011 7:24:55 PM
elbastador$25.003/27/2011 11:19:35 PM
drcoop$25.003/27/2011 12:02:31 PM
thrilling-nickel5$25.003/28/2011 4:34:49 AM
JCM_MN$56.003/28/2011 4:58:03 AM
buffalobills$25.003/28/2011 8:01:01 AM
heerzaquestion$50.003/28/2011 8:52:08 AM
EarlyRiser$250.003/27/2011 2:03:16 PM
upbeat-finance8$25.003/27/2011 4:31:09 PM
exact-gold2$50.003/27/2011 5:33:01 PM
integrity-doctor$100.003/27/2011 6:06:30 PM
Socorro_Capital_Partners$25.003/27/2011 9:28:03 PM
DoctorJoe$25.003/28/2011 4:00:56 AM
grnii78$200.003/28/2011 6:39:28 AM
888GoldIngots$500.003/28/2011 6:55:31 AM
chameleon125$75.003/28/2011 7:07:28 AM
The-Helper$25.003/28/2011 7:42:26 AM
professional-coin1$50.003/28/2011 8:28:33 AM
zotzot$50.113/27/2011 12:05:39 PM
DasMula$57.003/27/2011 1:06:10 PM
vutah$50.003/27/2011 1:44:05 PM
Brown98$25.003/27/2011 4:19:30 PM
Nerdster1$35.053/27/2011 4:32:06 PM
OldManP$35.003/27/2011 12:03:16 PM
itsmaj$70.873/27/2011 8:12:35 PM
chestnut4$25.003/27/2011 12:54:12 PM
loanman2007$225.003/27/2011 1:10:11 PM
SolarMoonshine$100.003/27/2011 2:12:01 PM
jpaulnyc$67.033/27/2011 2:15:31 PM
nakedboy$42.363/28/2011 8:54:20 AM
bizzzond$186.993/28/2011 9:14:50 AM
cash4less$25.003/27/2011 10:28:11 PM
Mikale360$25.003/28/2011 1:28:31 AM
golffish2$200.003/28/2011 3:51:10 AM
investment-artist$25.003/27/2011 12:04:59 PM
ac787$32.003/27/2011 12:08:00 PM
trade-goblin9$25.003/28/2011 7:19:26 AM
first-serene-credit$25.003/28/2011 7:25:00 AM
iGeoff$25.003/28/2011 7:57:33 AM
blue-useful-auction$25.003/28/2011 8:03:29 AM
Aaron_Oz$25.003/27/2011 2:12:34 PM
quest0$26.263/27/2011 5:34:55 PM
RecoveryLender$25.003/27/2011 5:42:02 PM
professional-coin1$75.003/28/2011 7:13:34 AM
srilm$25.003/28/2011 7:27:40 AM
pfh$25.003/28/2011 8:57:38 AM
64 Investments
 
Borrower Payment Dependent Notes Series 490059
This series of Notes was issued and sold upon the funding of the borrower loan #48084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 60 months Listing End date:  Mar-24-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 41 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $57,622Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: market-supergiant Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to... Attorney Fees

My financial situation:
I am a good candidate for this loan because... My credit score is between 760 and 780


Monthly net income: $15,000.00
TOTAL Monthly expenses: $ 10,950.00
Housing: $3,700
Insurance: $ 1,500 ANUALLY
Car expenses: $ 900
Utilities: $ 500
Phone, cable, internet: $ 300
Food, entertainment: $ 1,000.00
Clothing, household expenses: $ 500
Credit cards and other loans: $ 2000
Other expenses: $ HEALTH INSURNACE $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/11/2011 5:05:53 PM
reflective-rupee$1,000.333/11/2011 7:13:21 PM
fund-secret-agent$25.003/11/2011 7:29:27 PM
Kash2010lu$25.003/11/2011 5:20:37 PM
reflective-rupee$500.333/11/2011 7:13:29 PM
DasMula$100.003/11/2011 7:35:13 PM
loanman2007$125.003/12/2011 7:19:01 AM
Wangchuk$25.003/12/2011 2:59:02 PM
Wellman$50.003/15/2011 4:03:34 AM
ready-interest9$25.003/14/2011 9:47:23 PM
leodaguy$25.003/15/2011 9:24:33 PM
Jack55304$125.003/16/2011 8:47:34 AM
HHP$100.003/16/2011 9:34:55 AM
PRGuyinVA$25.003/18/2011 2:46:44 PM
rvfbroker$25.003/19/2011 2:16:19 PM
w3alter$100.003/19/2011 4:51:26 PM
hope-equation$50.003/19/2011 1:52:18 PM
Weaverville$25.003/20/2011 7:37:46 AM
money-surge1$50.003/20/2011 10:47:32 AM
saga9$50.003/21/2011 5:31:46 PM
moola-pillow$100.003/21/2011 6:49:03 PM
nybanker85$34.943/22/2011 1:17:25 AM
radforj22$25.003/22/2011 6:36:14 AM
soulful-truth$100.003/22/2011 5:11:35 PM
supreme-hope$25.003/22/2011 5:05:07 PM
orange-preeminant-bill$50.003/23/2011 2:39:28 AM
Armyman122$50.003/23/2011 5:06:16 AM
GoodScot$25.003/22/2011 10:13:41 PM
dtana$25.003/23/2011 7:23:41 AM
prominence8$25.003/23/2011 8:02:54 AM
brainy-repayment5$50.003/22/2011 7:12:46 PM
zone6$100.003/23/2011 4:19:34 AM
LaBamba$250.003/22/2011 8:45:32 PM
Peterman$25.003/23/2011 12:10:48 PM
bboy21385$34.373/23/2011 2:45:48 PM
umfan123$25.003/23/2011 6:38:14 AM
ivy-league-MBA$25.003/23/2011 10:22:37 AM
Ocean713$50.003/23/2011 8:33:09 AM
RyanM561$25.003/23/2011 12:47:21 PM
kind-genuine-dough$25.003/23/2011 8:41:48 AM
zorg77$25.003/23/2011 5:21:18 PM
heerzaquestion$25.003/23/2011 8:57:02 AM
uarewhatuthink$25.003/23/2011 2:05:15 PM
diligent-kindness9$29.023/23/2011 6:12:06 PM
SFBank$200.003/23/2011 6:16:42 PM
natural-greenback6$25.003/23/2011 8:16:59 PM
Zipcut$26.273/23/2011 10:42:04 AM
marketplace-meridian$25.003/23/2011 4:52:45 PM
intrepid-loot$25.003/23/2011 5:20:15 PM
heerzaquestion$50.003/23/2011 1:49:24 PM
slfgrb$46.003/23/2011 2:15:05 PM
first-serene-credit$25.003/23/2011 8:02:53 PM
capital-galaxy$100.003/24/2011 8:00:57 AM
burrito6$25.003/24/2011 8:29:57 AM
jjswanso$163.953/24/2011 5:38:01 AM
supersarah61$25.003/23/2011 6:39:52 PM
Rulea72$39.603/24/2011 6:27:20 AM
point-kitten6$50.003/23/2011 8:38:23 PM
hawat$25.003/24/2011 9:54:30 AM
golffish2$25.003/24/2011 4:23:25 AM
finance-prescription$50.003/24/2011 5:32:40 AM
ILWTC$50.003/24/2011 11:02:41 AM
GatorBux$50.003/24/2011 11:09:13 AM
EL_Papin$100.003/24/2011 7:01:20 AM
nimble-nickel$25.003/24/2011 3:03:13 PM
chroman$50.003/24/2011 3:47:35 PM
mlj0671$25.003/24/2011 9:19:28 AM
mimoney16$25.003/24/2011 9:33:08 AM
EarlyRiser$250.003/24/2011 9:45:18 AM
authoritative-capital$25.003/24/2011 4:01:01 PM
FoosMaster$75.003/24/2011 4:56:13 PM
dollar-spy$50.003/24/2011 11:28:18 AM
Cory79$25.003/24/2011 3:58:26 PM
zotzot$25.443/24/2011 5:30:49 PM
unforgettable-market3$100.003/11/2011 11:03:17 PM
simplelender80$150.003/11/2011 5:02:14 PM
thelovebug$100.003/11/2011 5:04:48 PM
Wangchuk$25.003/11/2011 5:05:13 PM
tnjohnso$25.003/11/2011 5:26:18 PM
mrsp2e$100.003/11/2011 6:01:53 PM
competent-p2p$101.003/11/2011 7:08:05 PM
KarlMarx$25.003/11/2011 9:21:24 PM
JustMee$25.003/12/2011 6:54:23 AM
ingenious-deal6$25.003/11/2011 5:03:34 PM
thomas16882004$25.003/12/2011 1:30:25 PM
restless-dime$50.003/12/2011 9:10:58 AM
Wangchuk$25.003/12/2011 2:57:17 PM
suave-dime6$25.003/13/2011 3:42:53 PM
worldly-money4$150.003/14/2011 2:34:33 PM
Bob450$25.003/15/2011 1:35:28 AM
reward-adventure$50.003/15/2011 4:58:21 AM
power-companion7$100.003/15/2011 1:47:49 PM
patriot897$25.003/15/2011 11:12:45 AM
gentle-coin$25.003/15/2011 8:10:55 PM
active-wealth3$25.003/16/2011 9:30:00 AM
important-openness1$75.003/16/2011 7:32:07 PM
Comoparklender$50.003/16/2011 8:37:51 PM
SBT$25.003/16/2011 8:52:43 PM
golffish2$50.003/18/2011 11:30:14 AM
360Winner$50.003/18/2011 9:34:56 AM
asset-professor$50.003/19/2011 3:43:01 AM
economy-producer$25.003/19/2011 9:57:14 AM
jubilant-agreement0$25.003/19/2011 9:59:53 AM
bentonlending$25.003/19/2011 5:46:30 PM
BangBros$550.003/20/2011 10:18:34 AM
Artist_Blue$25.003/21/2011 4:36:58 PM
smilinsam$50.003/21/2011 2:16:20 PM
jwm$25.003/22/2011 5:21:17 AM
desertoasis$30.003/22/2011 10:36:59 AM
credible-balance6$25.003/22/2011 11:47:39 AM
treasure-bliss$50.003/22/2011 7:25:35 PM
MadHun$200.003/22/2011 5:37:25 PM
mpatrick$25.003/22/2011 5:56:49 PM
kulender$50.003/22/2011 5:04:25 PM
mykkai$25.003/22/2011 7:00:45 PM
irrelevant$25.003/23/2011 2:08:04 AM
the-profit-oracle$25.003/23/2011 2:28:34 AM
integrity-doctor$100.003/22/2011 8:43:24 PM
rate-sceptre$40.503/22/2011 8:53:54 PM
nilonc1$50.003/23/2011 6:19:13 AM
well-mannered-income3$100.003/22/2011 5:49:48 PM
octoberfresh$25.003/23/2011 7:02:03 AM
zippy-interest$25.003/22/2011 7:15:37 PM
willhelppeps$46.463/23/2011 9:37:36 AM
enchanted-yield4$300.003/23/2011 10:14:26 AM
worldly-money4$1,000.003/23/2011 6:09:06 AM
sfmf$40.003/23/2011 11:53:35 AM
capital-galaxy$100.003/23/2011 8:15:30 AM
bid-czar8$50.003/23/2011 3:07:56 AM
open-minded-fund9$49.493/23/2011 2:14:49 PM
worldly-gold$75.003/23/2011 3:08:32 PM
worthy-bid4$65.003/23/2011 9:08:29 AM
payment-gusto$25.003/23/2011 3:57:42 PM
moola-monger9$50.003/23/2011 6:34:04 AM
helpful-credit156$28.003/23/2011 4:18:47 PM
vigilance-searcher$25.003/23/2011 7:42:11 AM
Ubiquinone$25.003/23/2011 11:35:30 AM
DonaldColorado$50.003/23/2011 12:53:20 PM
loss-of-control$200.003/23/2011 6:00:59 PM
chato2345$28.233/23/2011 6:18:52 PM
market-pudding$25.003/23/2011 6:28:20 PM
ore-dojo$25.003/23/2011 9:14:04 AM
power-secret-agent$30.003/23/2011 2:55:35 PM
missing-link$25.003/23/2011 7:17:41 PM
kublai$1,000.003/23/2011 7:24:50 PM
unfixer$25.003/23/2011 10:11:13 AM
squarebob$25.003/23/2011 4:20:33 PM
pietro_torna_indietro$25.003/23/2011 10:42:27 PM
japerk$25.003/23/2011 11:14:55 AM
108lender$119.093/24/2011 1:24:35 AM
mickw2000$34.933/23/2011 5:26:48 PM
shrewd-income$300.003/23/2011 1:22:52 PM
a-golden-deal$36.003/23/2011 6:15:18 PM
magnetic-kindness$25.003/23/2011 2:29:48 PM
mammalian4$50.003/23/2011 4:03:05 PM
tech310$50.003/24/2011 1:25:36 AM
wwwUniversal$25.003/24/2011 2:17:04 AM
flwah$25.003/24/2011 9:28:09 AM
head$25.003/23/2011 5:54:21 PM
kr60$250.003/23/2011 6:24:42 PM
profitable-return5$25.003/24/2011 10:09:00 AM
Oak-Parker$25.003/23/2011 6:38:34 PM
lovely-greenback4$25.003/24/2011 10:57:52 AM
careful-money2$40.003/24/2011 6:45:30 AM
rate-coup9$50.003/24/2011 11:44:24 AM
gold-cluster$100.003/23/2011 9:07:39 PM
Scoote2912$25.003/24/2011 12:39:11 PM
heavy_ax$25.003/24/2011 1:05:07 PM
greenback-magma1$60.003/24/2011 10:35:51 AM
p2ploan-sensation211$50.003/24/2011 4:30:48 PM
YukonCornelius$27.003/24/2011 11:18:06 AM
foothillender$25.003/24/2011 6:56:38 AM
benjamins-utopia$100.003/24/2011 11:48:24 AM
ac787$25.003/24/2011 5:21:31 PM
investorguy3000$100.003/24/2011 10:12:54 AM
HAWK-Investing$211.003/24/2011 10:28:46 AM
Mariner3605$25.003/24/2011 4:17:37 PM
impressive-p2p7$25.003/24/2011 11:19:29 AM
gallant-economy9$463.053/24/2011 5:32:40 PM
forthright-trade$25.003/24/2011 3:45:14 PM
gallant-economy9$800.003/24/2011 5:25:47 PM
181 Investments
 
Borrower Payment Dependent Notes Series 494847
This series of Notes was issued and sold upon the funding of the borrower loan #48094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-13-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $73.81
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2006 Debt/Income ratio: 4%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 4 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $305Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: TomDalonajay Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
5-year prosper lender now borrowing
Purpose of loan:
I will be using this loan to experience the borrower-side of Prosper. I have been investing with Prosper since July 28th of 2006. In that time, I have never borrowed money through Prosper, and I am now trying it out in order to better understand the system.

My financial situation:
I am a good candidate for this loan because I have stellar credit, a secure job (HS Chemistry Teacher), and more than enough cash to pay off the loan when I am satisfied with my borrower experience.


Monthly net income: $2000
Monthly expenses: $1208
Housing: $500
Insurance: $78
Car expenses: $60
Utilities: $160
Phone, cable, internet: Included with Utilities
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $150 student loans. No CC debt
Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
squarebob$25.003/13/2011 12:11:07 PM
ac787$295.003/13/2011 1:10:34 PM
GeorgiaGator$50.003/13/2011 12:01:14 PM
nickel-ferret$100.003/13/2011 12:03:49 PM
treasure-widget$25.003/13/2011 12:05:45 PM
marinbb$25.003/13/2011 12:25:44 PM
ac787$500.003/13/2011 1:08:08 PM
ac787$500.003/13/2011 1:09:49 PM
CA-Lender$100.003/13/2011 12:02:13 PM
zotzot$50.003/13/2011 12:06:29 PM
simplelender80$100.003/13/2011 12:02:53 PM
BxRealtor$25.003/13/2011 12:04:24 PM
ac787$180.003/13/2011 1:05:25 PM
dpries123$25.003/13/2011 12:01:41 PM
14 Investments
 
Borrower Payment Dependent Notes Series 496237
This series of Notes was issued and sold upon the funding of the borrower loan #48051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-08-2011 
Term: 36 months Listing End date:  Mar-17-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $190.52
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2004 Debt/Income ratio: 22%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,224Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: bold-credit-cocktail Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bold-credit-cocktail
Purpose of loan:
This loan will be used to help pay off credit card debt,and also to have a little extra for family fun

My financial situation:
I have a wife and two children ages 4 and 7. I am a good candidate for this loan because I have been dedicated to the same job for the past five years, I also pay all my bills on time, i have a great credit history. I am trust worthy, and finacially stable enough to pay the loan back on time. this loan will help my family and i to pay back credit card debt, and also give us a little extra for a chance to have a our first family vacation this summer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.003/8/2011 9:02:59 AM
BxRealtor$25.003/8/2011 9:03:13 AM
JJ9876$25.003/8/2011 9:05:41 AM
Tylerh$100.003/8/2011 9:07:02 AM
cwegert$100.003/8/2011 9:12:59 AM
Panna$25.003/8/2011 2:26:08 PM
patriot897$25.003/8/2011 6:34:30 PM
worthy-bid8$100.003/8/2011 4:13:55 PM
astute-fairness0$100.003/8/2011 4:27:33 PM
RandyL3$25.003/9/2011 3:14:52 PM
payout-banker4$25.003/9/2011 6:03:35 PM
jdrez$25.003/10/2011 2:41:43 PM
top-epic-community$50.003/10/2011 10:42:39 AM
jescowa$50.003/12/2011 5:50:17 AM
jazz619$25.003/12/2011 3:46:08 PM
Walkingcowboy$50.003/12/2011 11:33:32 AM
retiresecure$25.003/12/2011 1:29:38 PM
enterprising-cash0$25.003/14/2011 7:52:18 AM
cingular$25.003/13/2011 7:57:22 PM
Ripsaw4U$50.003/14/2011 9:54:04 AM
MadHun$200.003/14/2011 4:40:44 PM
j2ee$25.003/14/2011 4:42:20 PM
CA-Lender$25.003/14/2011 6:03:26 PM
bobby5832708$50.003/15/2011 6:26:38 PM
the-serene-transaction$100.003/16/2011 12:51:14 AM
syounker$25.003/15/2011 5:38:58 PM
Havana21$25.003/16/2011 1:48:14 AM
kenji4861$25.003/16/2011 2:26:08 AM
eloquent-dough5$25.003/15/2011 7:03:11 PM
Frugal$25.003/16/2011 9:23:47 AM
first-serene-credit$25.003/16/2011 8:25:07 AM
AustinAmerica$25.003/15/2011 9:47:01 PM
Earn_money$25.213/16/2011 12:40:57 PM
GElender$50.003/16/2011 6:36:38 AM
TheTimeIsNow$25.003/16/2011 7:40:55 AM
CashBank$25.003/16/2011 9:06:44 AM
toronado$25.003/16/2011 2:02:58 PM
crdcteng$25.003/16/2011 9:53:38 AM
interest88$50.003/16/2011 10:12:55 AM
unclejaef$25.003/16/2011 12:09:38 PM
ddamenace$30.003/16/2011 8:08:32 PM
kbodendorf$25.003/16/2011 8:43:43 PM
bold-careful-finance$50.003/16/2011 8:36:56 PM
important-openness1$75.003/16/2011 7:43:55 PM
cash-professor$50.003/16/2011 7:59:20 PM
wbahl$25.003/16/2011 8:12:35 PM
squarebob$50.003/17/2011 9:40:23 AM
turbostar666$35.003/17/2011 1:08:50 AM
wwwUniversal$25.003/17/2011 1:57:04 AM
currency-persimmon$100.003/17/2011 9:34:30 AM
mflawyer$25.003/17/2011 10:28:21 AM
trade-hyperdrive1$100.003/17/2011 12:06:53 PM
dpries123$25.003/17/2011 12:08:14 PM
newfoundation$25.003/17/2011 12:48:50 PM
dreamhope$25.003/17/2011 9:57:35 AM
blue-courageous-justice$25.003/17/2011 10:50:06 AM
social-friendship5$100.003/17/2011 1:26:36 PM
simplelender80$100.003/8/2011 9:05:11 AM
organized-payment6$50.003/8/2011 9:05:21 AM
Tradesmanlender$100.003/8/2011 9:04:03 AM
thankful-nickel2$100.003/8/2011 3:22:45 PM
AFairDeal$100.003/8/2011 9:06:18 AM
radforj22$25.003/8/2011 12:29:42 PM
zotzot$25.333/8/2011 1:58:32 PM
nickel-ferret$100.003/9/2011 8:50:04 AM
Preteur$25.003/9/2011 1:36:44 PM
important-ore$150.003/9/2011 3:13:56 PM
Eric_Gagne$25.003/10/2011 8:04:58 AM
Pickmar$25.003/10/2011 6:23:51 AM
caring-hope2$50.003/10/2011 11:36:51 AM
efficient-treasure0$25.003/11/2011 7:02:39 AM
cerebral-dollar773$500.003/11/2011 7:41:07 AM
Azonic21$25.003/12/2011 9:11:58 AM
Weaverville$50.003/13/2011 5:47:18 PM
KichigaiSensei$25.003/14/2011 12:09:56 PM
flexible-money1$50.003/15/2011 9:30:28 AM
leodaguy$50.003/15/2011 9:21:59 PM
electrak$300.003/16/2011 7:26:02 AM
mhotchan$100.003/16/2011 7:40:02 AM
wildanne$150.003/16/2011 8:29:10 AM
all_of_that_one$33.333/16/2011 6:33:46 AM
RetirementMoney$25.003/16/2011 7:38:33 AM
saahilld$25.003/16/2011 12:51:29 AM
enterprising-diversification5$25.003/16/2011 10:28:14 AM
value-pouch$50.003/16/2011 9:44:06 AM
cwegert$25.003/16/2011 7:02:35 AM
squarebob$100.003/16/2011 10:26:33 AM
Oak-Parker$30.003/16/2011 9:15:14 AM
gustavholstopus32$25.003/16/2011 9:52:49 AM
benefit-trident$25.003/16/2011 3:50:51 PM
interest88$50.003/16/2011 10:07:25 AM
riproaringrapids$25.003/16/2011 6:33:31 PM
enthralling-deal180$50.003/16/2011 6:03:15 PM
Barky52$25.003/16/2011 6:38:38 PM
principal-bull$25.003/16/2011 6:37:46 PM
BzJ108$25.003/16/2011 9:24:59 PM
taal1$50.003/17/2011 8:42:30 AM
treasure-pipeline$50.003/16/2011 8:43:16 PM
SBT$75.003/16/2011 8:51:31 PM
nautika96$100.003/17/2011 10:21:02 AM
ready-agreement5$150.003/17/2011 10:53:25 AM
gjacobs2$25.003/16/2011 10:10:17 PM
YellowJacket$25.003/17/2011 12:06:45 PM
gogene2002$25.003/17/2011 9:23:52 AM
indomitable-coin$50.003/17/2011 5:48:41 AM
Woodworker57$25.003/17/2011 10:40:25 AM
epwait56$26.003/17/2011 12:47:31 PM
GBlack$25.003/17/2011 1:36:22 PM
Aaron_Oz$25.003/17/2011 12:08:06 PM
eCapital$25.003/17/2011 1:12:26 PM
knixfan78$70.133/17/2011 1:59:45 PM
111 Investments
 
Borrower Payment Dependent Notes Series 496419
This series of Notes was issued and sold upon the funding of the borrower loan #48065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,054.49 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $480.28
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1997 Debt/Income ratio: 16%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 3Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 22 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,246Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: emphatic-auction7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please help me buy my dream busines
Purpose of loan:
This loan will be used to...Buy a business. I purchase vending machines and locations as they become available. A two machine route that I want to buy averages $1100 per month in gross revenue and a three machine route that I want does about $1,300 per month in gross revenue.

My financial situation:
I am a good candidate for this loan because...
I have a full time job with steady income.
I have a proven history in my credit report of paying my bills on time.
I have a Master's degree.

Monthly net income: $4100
Monthly expenses:
Housing: $1350
Insurance: $150
Car expenses: $0
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How many vending machines and routes do you already own and how long have you been in this business? How does this business interact with your listed teaching job? Do you have employees? - The_Loan_Runner
A: These will be the first machines that I am going to purchase. As far as teaching goes, I am finished everyday at 2:30 and also have Saturdays and Sundays available to service the machines. I will be restocking/servicing the machines myself. (Mar-10-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My current mortgage balance is about $135,000 and the current value would be around $165,000. (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
nickel-ferret$100.003/10/2011 9:04:59 AM
Bank_Of_XL$50.003/10/2011 1:05:47 PM
transformer855$25.003/10/2011 10:43:32 AM
BxRealtor$25.003/10/2011 9:02:41 AM
JustMee$25.003/11/2011 5:12:05 AM
credit-coach118$100.003/10/2011 2:49:30 PM
power-companion7$100.003/11/2011 10:17:16 AM
CA-Lender$100.003/11/2011 2:27:23 PM
radforj22$25.003/11/2011 1:54:13 AM
Azonic21$25.003/12/2011 9:12:20 AM
Weaverville$25.003/13/2011 5:50:26 PM
important-ore$100.003/14/2011 10:12:35 AM
upperdeck$25.003/15/2011 1:31:38 PM
Ripsaw4U$50.003/15/2011 2:15:49 AM
Tradesmanlender$35.003/15/2011 5:07:53 PM
worthy-bid8$50.003/16/2011 9:12:10 AM
kenji4861$25.003/16/2011 2:27:17 AM
Havana21$25.003/17/2011 1:44:18 AM
indomitable-coin$50.003/17/2011 5:49:15 AM
currency-persimmon$100.003/17/2011 9:35:31 AM
hostbank$100.003/17/2011 3:42:06 PM
cingular$25.003/17/2011 3:37:26 PM
360Winner$50.003/18/2011 9:34:06 AM
a-unflappable-finance$100.003/18/2011 9:38:34 AM
GCInvestments$50.003/19/2011 1:02:11 AM
GMPK_TLAS$50.003/19/2011 1:25:18 AM
jdrez$25.003/19/2011 1:49:54 AM
thebigrig$100.003/19/2011 11:12:57 AM
saga9$50.003/21/2011 10:19:12 AM
balance-force$25.003/21/2011 1:06:05 AM
credit-scout7$50.003/21/2011 8:07:08 AM
proper-deal6$50.003/21/2011 1:09:03 PM
epic-transaction$25.003/21/2011 1:39:48 PM
squarebob$25.003/21/2011 7:08:39 PM
wrchism$50.003/21/2011 9:16:21 PM
colorfulgardener$25.003/21/2011 11:30:41 PM
rebeldog67$90.003/21/2011 6:00:31 PM
money-bauble$110.003/21/2011 12:42:19 PM
revenue-achievement$25.003/21/2011 1:41:18 PM
anton$1,000.003/21/2011 6:57:30 PM
exchange-synapse$100.003/21/2011 7:14:55 PM
creativename$40.003/21/2011 7:47:32 PM
FinanceEngine$30.003/21/2011 8:21:55 PM
jigsaw$50.003/22/2011 6:01:09 AM
deal-gazer$300.003/22/2011 5:43:59 AM
nybanker85$50.003/21/2011 7:14:56 PM
umfan123$25.003/22/2011 7:09:52 AM
BigBroJake$25.003/22/2011 7:56:26 AM
Artist_Blue$25.003/22/2011 1:23:56 AM
rogue_monster$32.003/22/2011 10:13:50 AM
octoberfresh$25.003/22/2011 8:37:46 AM
IPlayOutsideTheBox$50.003/22/2011 3:37:19 AM
sprinkler5$25.003/22/2011 5:21:32 AM
market-jam$50.003/22/2011 10:02:55 AM
bigphish$50.003/22/2011 8:28:54 AM
2grindstones$25.003/22/2011 10:42:01 AM
joplinoz$35.003/22/2011 10:45:13 AM
payment-friendship$25.003/22/2011 11:26:37 AM
TBONE2008$50.003/22/2011 9:04:52 AM
speedy2shoes$25.003/22/2011 5:49:30 PM
harty$50.003/22/2011 4:46:24 PM
kristl$25.003/22/2011 5:01:27 PM
Goat$25.003/22/2011 10:22:03 AM
Preteur$25.003/22/2011 5:10:25 PM
zippy-interest$25.003/22/2011 7:13:09 PM
fulfilling-investment4$40.003/22/2011 11:50:26 AM
Snowflake6515$25.003/22/2011 1:08:37 PM
kulender$100.003/22/2011 5:31:13 PM
investment-comet$25.003/22/2011 7:25:55 PM
Johnab$25.003/22/2011 7:34:47 PM
jazz619$25.003/22/2011 5:39:20 PM
capital-blueberry$25.003/22/2011 8:04:33 PM
balance-booster8$50.003/22/2011 4:46:49 PM
syounker$25.003/22/2011 6:39:14 PM
Bank42$34.913/23/2011 1:34:57 AM
gold-commander0$50.003/23/2011 2:35:38 AM
propertytransformer$25.003/23/2011 3:42:31 AM
the-upbeat-p2p$200.003/22/2011 5:21:42 PM
Cai8899$40.003/22/2011 7:27:56 PM
beest$150.353/23/2011 4:40:29 AM
TikPmp1$25.003/22/2011 5:37:47 PM
LeReve$100.003/22/2011 5:41:16 PM
Lubava$25.003/23/2011 8:17:57 AM
old$50.003/23/2011 8:25:44 AM
don8ter$25.003/23/2011 2:16:56 AM
heerzaquestion$25.003/23/2011 8:49:35 AM
gold-sushi$25.003/22/2011 7:27:33 PM
microfunder$50.003/23/2011 9:27:51 AM
EtaDuck$25.003/23/2011 9:34:37 AM
epall$25.003/22/2011 7:52:12 PM
Rockymtnhi$50.003/23/2011 6:34:00 AM
davidmlucas$50.003/23/2011 6:42:00 AM
schnippy$25.003/23/2011 10:48:19 AM
ToweringDan$50.003/22/2011 10:49:37 PM
vigilance-searcher$25.003/23/2011 7:36:52 AM
julijask$45.003/23/2011 8:27:42 AM
pnace$26.703/23/2011 2:27:14 AM
shmb6508$50.003/23/2011 1:33:41 PM
investment-kingdom$300.003/23/2011 9:33:16 AM
mykeystoy$25.003/23/2011 9:34:28 AM
independent-transaction$100.003/23/2011 9:50:44 AM
108lender$200.003/23/2011 3:54:30 PM
unfixer$25.003/23/2011 10:09:10 AM
JoeXB$50.003/23/2011 10:26:20 AM
market-enthusiast$25.003/23/2011 10:32:14 AM
the-discrete-income$100.003/23/2011 4:41:45 PM
healingangel22$25.003/23/2011 7:21:42 AM
Sol_Invictus$25.003/23/2011 12:10:30 PM
mala54$40.003/23/2011 1:01:43 PM
Nyarpy$25.003/23/2011 1:51:55 PM
vacaerol$25.003/23/2011 2:37:39 PM
worth-sanctuary9$29.133/23/2011 6:28:52 PM
fair-integrity5$25.003/23/2011 9:32:53 AM
wwwUniversal$25.003/23/2011 8:42:33 PM
details$32.963/23/2011 10:52:05 AM
Quiddity$50.003/24/2011 1:02:38 AM
Strato$25.023/24/2011 1:28:03 AM
KeepOnRunning$50.003/24/2011 1:28:49 AM
morewhatsinstore$25.003/24/2011 1:34:00 AM
MrMoney0622$25.003/24/2011 1:38:05 AM
cberthiaume$25.003/24/2011 1:43:33 AM
norcalsv$25.353/24/2011 1:58:56 AM
TK4$39.953/24/2011 2:02:12 AM
lostontheedge$25.003/24/2011 2:03:31 AM
miket71$28.853/24/2011 2:08:52 AM
mikrolown$27.083/24/2011 2:24:05 AM
sensible-order2$67.083/24/2011 2:24:48 AM
income-vault6$25.003/24/2011 2:39:29 AM
open-wealth492$50.003/23/2011 2:17:39 PM
Jonb6919$25.003/23/2011 2:37:52 PM
Purple11$50.003/23/2011 7:27:28 PM
wise-silver-wonder$30.913/23/2011 3:53:28 PM
gogrannygo$25.003/24/2011 7:23:53 AM
ItsJustMe79$29.763/24/2011 7:42:35 AM
cbfresh$26.003/23/2011 4:18:49 PM
auction-workhorse679$25.003/24/2011 8:12:38 AM
hebergee$25.003/24/2011 1:33:03 AM
dansarkis$25.003/24/2011 1:38:58 AM
divedude$25.003/24/2011 1:40:33 AM
Pasagam$27.273/24/2011 1:43:29 AM
mobius_titan$25.003/24/2011 1:49:24 AM
jblack01$25.003/24/2011 2:00:33 AM
nalaari$25.003/24/2011 2:24:57 AM
neutrino6$39.483/24/2011 2:26:02 AM
Archchancellor$50.003/24/2011 5:02:28 AM
br4444$50.003/23/2011 7:00:08 PM
JohnBanks$25.003/24/2011 7:17:42 AM
p_amadeus$30.893/23/2011 9:27:10 PM
Tingali$50.003/24/2011 8:37:01 AM
CASHGIRL$25.003/24/2011 1:39:30 AM
DUDE66$37.193/24/2011 1:43:03 AM
pdxKurt$27.803/24/2011 1:50:28 AM
gracej$25.003/24/2011 2:03:54 AM
schnatty$25.003/24/2011 2:08:13 AM
wampum-optimization$39.573/24/2011 2:24:38 AM
piter-to-la-investment$25.003/24/2011 2:24:53 AM
studious-bonus7$74.653/24/2011 2:27:05 AM
IIP77$25.003/24/2011 6:27:40 AM
idriveajeep$26.003/24/2011 7:45:26 AM
competent-p2p$101.003/10/2011 11:07:15 AM
patriot897$25.003/10/2011 9:04:46 AM
simplelender80$100.003/10/2011 9:03:24 AM
thankful-nickel2$100.003/10/2011 7:27:41 PM
Tylerh$100.003/10/2011 2:44:08 PM
reflective-rupee$25.333/10/2011 9:07:45 PM
organized-payment6$50.003/11/2011 10:16:47 AM
efficient-treasure0$25.003/11/2011 7:04:32 AM
jescowa$50.003/12/2011 5:51:21 AM
Walkingcowboy$50.003/12/2011 3:46:42 PM
benjamins-utopia$100.003/15/2011 4:09:08 PM
leodaguy$50.003/15/2011 9:22:26 PM
wbahl$25.003/16/2011 8:12:59 PM
loyalty-sherpa$25.003/17/2011 4:31:55 PM
falcone$25.003/18/2011 11:58:01 AM
MadHun$112.143/19/2011 9:46:59 AM
enthralling-deal180$50.003/19/2011 12:03:00 AM
loot-heart$25.003/19/2011 11:01:36 PM
1phantom$25.003/19/2011 10:12:44 AM
AJIPrivateNotes$25.003/20/2011 1:11:48 PM
HamachiMan$50.003/20/2011 4:27:04 PM
w3alter$100.003/19/2011 4:56:24 PM
money-surge1$50.003/20/2011 10:47:05 AM
MarinLoans$25.003/21/2011 9:37:21 AM
mgking007$25.643/21/2011 12:46:28 PM
smilinsam$100.003/21/2011 2:12:31 PM
rdrloan$50.003/21/2011 7:41:56 AM
penny-zeus$50.003/21/2011 3:02:03 PM
enchanted-yield4$100.003/21/2011 11:22:25 AM
damage$25.003/21/2011 6:36:23 PM
market-pudding$25.003/21/2011 7:53:08 PM
UAVDave$100.003/21/2011 9:52:16 PM
ph0rse$50.003/21/2011 2:27:40 PM
ingenious-order783$25.003/22/2011 5:25:50 AM
adventurous-commerce$50.003/22/2011 6:02:35 AM
honorable-yield$25.003/22/2011 6:41:36 AM
durability-balance4$50.003/22/2011 8:42:43 AM
generator596$25.003/22/2011 4:32:18 AM
GElender$50.003/22/2011 5:37:24 AM
zotzot$25.443/21/2011 6:40:35 PM
credit-kahuna$50.003/22/2011 9:06:29 AM
intuitive-worth7$50.003/22/2011 6:02:33 AM
BuckeyeBanker$70.003/22/2011 7:02:04 AM
atlvalet$50.003/22/2011 4:42:41 PM
genelinist$25.003/22/2011 8:12:57 AM
powerful-finance7$25.003/22/2011 5:28:40 PM
lender987654321$100.003/22/2011 9:18:41 AM
meenan$45.803/22/2011 5:38:08 PM
cash-professor$25.003/22/2011 7:09:34 PM
VonAp$60.003/22/2011 11:51:31 AM
payout-banker4$25.003/22/2011 7:25:53 PM
LaBamba$250.003/22/2011 8:54:18 PM
hopethisworks$50.003/22/2011 9:52:35 PM
Peterman$25.003/22/2011 6:02:37 PM
dakoke$125.003/22/2011 11:34:49 PM
astute-note1$25.003/22/2011 6:41:14 PM
ClearLake$25.003/23/2011 1:40:35 AM
Bigg_Lender$25.003/22/2011 7:12:45 PM
Long-term2040$25.003/23/2011 4:48:09 AM
Leopoldine$25.003/22/2011 7:28:34 PM
goodcents$25.003/22/2011 7:32:51 PM
Engineer44$25.003/23/2011 5:41:23 AM
dime-vista2$25.003/22/2011 6:05:16 PM
newest-camaraderi-fir$50.003/23/2011 6:46:34 AM
compagnt$25.003/22/2011 6:32:44 PM
Trapman13$50.003/23/2011 7:51:43 AM
therodabides$25.003/23/2011 4:58:36 AM
MoneyMann$25.003/22/2011 8:33:20 PM
AJaye2006$25.003/23/2011 6:10:52 AM
upbeat-investment9$100.003/23/2011 7:47:18 AM
trade-surge3$25.003/23/2011 8:02:09 AM
Helping-One-Another$35.903/23/2011 8:38:03 AM
genius520$100.003/23/2011 2:45:42 AM
williemc44$25.003/23/2011 1:49:00 PM
intrepid-loot$75.003/23/2011 5:19:53 AM
useful-p2ploan$50.003/23/2011 5:53:20 AM
djmgd790$43.573/23/2011 9:34:15 AM
be_wise$25.003/23/2011 3:54:08 PM
top-visionary-truth$25.003/23/2011 9:51:00 AM
visionary-currency$50.003/23/2011 3:54:13 PM
deal-mover$25.003/23/2011 10:15:54 AM
mwaldo13$100.003/23/2011 10:21:05 AM
Richmp412$25.003/23/2011 11:47:34 AM
borrowmine$25.003/23/2011 8:48:54 AM
mightymousemom$25.003/23/2011 1:52:31 PM
magnetic-kindness$25.003/23/2011 2:29:53 PM
dollar-oracle55$25.003/23/2011 6:17:42 PM
finance-symphony7$28.263/23/2011 9:50:26 AM
gold-blanket0$50.003/23/2011 7:32:55 PM
diverse-benjamins$50.003/23/2011 10:51:22 AM
vishal29$100.003/23/2011 10:54:49 AM
bold-basis-supernova$50.003/23/2011 11:37:32 AM
bbrelo$25.003/24/2011 1:32:50 AM
sjlnn$25.733/24/2011 1:37:52 AM
IP$29.563/24/2011 1:39:08 AM
Jager31$25.003/24/2011 1:43:41 AM
Florida67$26.503/24/2011 1:49:32 AM
anders94$32.873/24/2011 1:50:35 AM
ptjg$50.003/24/2011 2:03:24 AM
roman2008$25.003/24/2011 2:04:50 AM
dadalou$25.003/24/2011 2:13:06 AM
the-profit-oracle$25.003/24/2011 2:15:25 AM
intelligent-credit0$26.413/24/2011 2:23:22 AM
yield-seeker$25.003/24/2011 2:24:08 AM
velocity-solo$25.003/24/2011 2:25:36 AM
melodious-fairness$37.073/24/2011 2:27:57 AM
income-sage9$25.003/24/2011 2:47:37 AM
Unclejohn$25.003/23/2011 6:22:48 PM
Fiimg$50.003/23/2011 6:59:32 PM
worth-arch$25.003/23/2011 3:53:42 PM
totoro$25.003/24/2011 1:28:43 AM
geekguy$25.003/24/2011 1:29:46 AM
THREE-POINTS-LENDING$32.913/24/2011 1:39:12 AM
Cutts$25.003/24/2011 1:42:52 AM
benjamin67$25.003/24/2011 1:50:54 AM
slyder61$25.003/24/2011 2:01:07 AM
Goodlender42$25.003/24/2011 2:04:18 AM
ferdberfel$26.613/24/2011 2:08:07 AM
PatRichi$25.003/24/2011 2:09:11 AM
income-excellence1$26.543/24/2011 2:13:33 AM
flexible-return297$25.003/24/2011 2:23:55 AM
peace-maximizer8$25.003/24/2011 2:26:09 AM
rockstar73$25.003/24/2011 3:12:32 AM
ganemmy$50.003/23/2011 5:43:39 PM
cash-tent$30.003/23/2011 9:27:11 PM
EODLEGS$25.003/23/2011 10:10:58 PM
LenderByDay$25.003/24/2011 1:29:09 AM
hermosaloan$25.003/24/2011 1:43:09 AM
shorthairedg$26.053/24/2011 2:00:45 AM
hrubinst$33.623/24/2011 2:04:12 AM
sensible-fund$28.733/24/2011 2:23:49 AM
justice-dna$34.913/24/2011 2:24:42 AM
Thoth_88$25.003/24/2011 8:35:37 AM
292 Investments
 
Borrower Payment Dependent Notes Series 496567
This series of Notes was issued and sold upon the funding of the borrower loan #48139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $230.04
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1992 Debt/Income ratio: 16%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,922Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: kinetic-bid2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Low-Risk Borrower
Purpose of loan:
This loan will be used to... pay for plastic surgery for breast augmentation. There, I said it. I am a 45-year old female who has finally decided to pursue the look that I have always wanted, but kept postponing.
My financial situation:
I am a good candidate for this loan because... I am a Program Director over several recovery programs and transitional living facilities in Fort Worth, Texas. I have been in my chosen profession for over 20 years. As you can see by my credit score, I also have a great payment history and little debt. I am choosing not to use my savings and to acquire a loan because I can easily afford the monthly payments. As collateral, I have Raymond James portfolio with close to $100,000. I have my SSN protected for identity-theft by LifeLock services. I will need to be contacted personally in order to approve credit being taken out under my name.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
TikPmp1$25.003/14/2011 5:13:33 PM
cashhelp$60.003/14/2011 5:29:20 PM
community-pipeline$25.003/14/2011 5:30:39 PM
davisfl$100.003/14/2011 5:32:25 PM
secundus$25.003/14/2011 6:56:46 PM
a-exponential-hope$25.003/14/2011 5:28:54 PM
fantastic-openness$100.003/14/2011 5:31:11 PM
reflective-rupee$25.333/14/2011 9:16:30 PM
ac787$25.003/14/2011 6:51:15 PM
KWarrior$50.003/14/2011 5:30:33 PM
power-companion7$100.003/14/2011 5:33:46 PM
restless-balance9$50.003/15/2011 8:54:09 AM
Tylerh$98.823/14/2011 5:59:07 PM
CA-Lender$25.003/14/2011 6:04:23 PM
Imageloan$50.003/15/2011 2:50:43 PM
toronado$100.003/15/2011 3:17:55 PM
Tom579$50.003/16/2011 2:23:59 AM
value-pouch$50.003/16/2011 9:45:12 AM
CorMDNY$25.003/16/2011 1:53:33 AM
ingenious-order783$25.003/16/2011 12:00:10 PM
HHP$25.003/16/2011 9:35:25 AM
currency-persimmon$100.003/17/2011 9:37:24 AM
BabyLender$35.003/17/2011 2:28:21 PM
Preteur$25.003/18/2011 9:54:37 AM
zippy-revenue8$25.003/19/2011 6:01:38 AM
logical-reward8$25.003/20/2011 3:21:06 AM
leeball$50.003/20/2011 2:31:24 PM
cptproton$50.003/20/2011 12:28:42 PM
Algernon$100.003/21/2011 6:39:31 AM
coloradoloanman$25.003/20/2011 12:20:03 PM
tenacious-compassion9$25.003/21/2011 9:56:10 AM
smilinsam$50.003/21/2011 2:13:21 PM
saahilld$25.003/22/2011 2:44:23 PM
order-promise2$25.003/22/2011 9:48:04 AM
octoberfresh$35.003/22/2011 8:42:15 AM
gemoscar$50.003/22/2011 5:14:39 PM
heerzaquestion$25.003/22/2011 1:09:56 PM
penny-finder$50.003/22/2011 7:30:32 PM
friendinmoney$25.003/22/2011 9:47:12 PM
YesMoney$25.003/22/2011 10:32:23 PM
momentous-coin$75.003/22/2011 4:48:40 PM
keichi03$30.003/22/2011 4:58:23 PM
FundMaker$30.003/22/2011 6:57:41 PM
_NaLNaBB$200.003/22/2011 7:28:01 PM
MoneyMann$25.003/22/2011 8:36:51 PM
organized-integrity8$300.003/23/2011 1:24:47 AM
AaronPro$50.003/22/2011 7:15:59 PM
CA-Lender$75.003/23/2011 10:39:13 AM
balance-force$25.003/22/2011 10:38:30 PM
currency-persimmon$100.003/23/2011 4:47:57 PM
impartial-deal$25.003/24/2011 2:14:27 AM
rce1964$25.003/24/2011 6:32:35 AM
Westerly$50.003/23/2011 8:02:35 PM
MoonMama$25.003/24/2011 11:58:54 AM
UBOtto186$50.003/24/2011 10:06:51 AM
power-mad-scientist$25.003/24/2011 11:52:50 AM
surfsider123$25.003/24/2011 10:47:17 AM
Mav26$56.853/24/2011 6:51:42 PM
Bank_of_E-Ville$25.003/24/2011 1:30:18 PM
djs81$25.003/24/2011 8:12:35 PM
YellowJacket$25.003/25/2011 9:34:07 AM
Firescreek$25.003/25/2011 5:50:28 AM
GarciaCompany$26.593/25/2011 7:39:39 AM
pie4$25.003/25/2011 2:15:20 PM
turbostar666$29.513/25/2011 1:13:05 AM
TFAD72$25.003/25/2011 4:45:56 PM
benefit-ruler$25.003/25/2011 9:51:36 AM
Loan-Mart$80.633/25/2011 11:08:20 AM
BlessedEveryDay$25.003/25/2011 9:26:53 PM
Bodyboard$25.003/25/2011 6:49:49 PM
toronado$50.003/25/2011 7:36:42 PM
blot44$50.003/14/2011 5:29:46 PM
DukSerduk$25.003/14/2011 5:30:14 PM
kenji4861$50.003/14/2011 5:29:01 PM
moneyfriend$100.003/14/2011 5:29:41 PM
kind-resolute-dough$100.003/14/2011 5:30:48 PM
Tech-Entrepreneur$25.003/14/2011 5:31:17 PM
emo13$100.003/14/2011 5:33:02 PM
Fonthill$100.003/14/2011 5:33:16 PM
exact-gold2$50.003/14/2011 5:29:12 PM
meux99$25.003/14/2011 5:30:59 PM
minista$25.003/14/2011 5:31:55 PM
thankful-nickel2$25.003/14/2011 5:43:16 PM
efficient-treasure0$25.003/15/2011 10:00:19 AM
patriot897$50.003/15/2011 11:11:07 AM
Hanalei712$50.003/15/2011 9:37:22 AM
MiniBank998$25.003/15/2011 3:11:22 AM
kyomoon$50.003/15/2011 2:05:39 PM
bonus-chosen-one$50.003/15/2011 9:12:33 AM
RandyL3$25.003/15/2011 9:44:09 AM
PThor$25.003/15/2011 5:19:40 PM
worthy-bid8$25.003/15/2011 4:48:40 PM
vutah$25.003/15/2011 5:48:38 PM
benefit-trident$25.003/15/2011 5:07:39 PM
bobby5832708$50.003/15/2011 6:26:54 PM
outofoffice$50.003/16/2011 9:16:36 AM
wbahl$25.003/16/2011 8:08:25 PM
Tradesmanlender$100.003/16/2011 6:47:30 PM
Emgolda$25.003/17/2011 9:56:52 AM
zotzot$25.113/17/2011 2:03:27 PM
astute-fairness0$50.003/17/2011 3:31:54 PM
sun818$25.003/17/2011 1:35:42 PM
Dan4703$25.003/18/2011 5:27:57 AM
panegryst$50.003/18/2011 11:37:10 PM
wam37$25.003/19/2011 7:59:05 AM
nimcha$50.003/20/2011 10:07:15 AM
Bank42$58.133/20/2011 12:29:41 PM
evnagelist$50.003/21/2011 9:56:15 AM
eronyc$50.003/20/2011 12:29:17 PM
damage$25.003/21/2011 6:41:13 PM
mrpowers5531$25.003/21/2011 10:43:01 AM
guardian3$30.003/22/2011 8:09:37 AM
radforj22$25.003/22/2011 10:03:24 AM
Supernick$50.003/22/2011 9:17:45 AM
intuitive-worth7$25.003/22/2011 6:11:57 AM
FordhamLaw$25.003/22/2011 3:54:28 PM
daddypro$25.003/22/2011 8:34:34 AM
Marathoner$25.003/22/2011 5:14:50 PM
Guiren$100.003/22/2011 2:40:46 PM
FordhamLaw$25.003/22/2011 3:56:09 PM
eCapital$25.003/22/2011 6:17:35 PM
Mint_Man$75.003/22/2011 6:44:13 PM
dwilson443$100.003/22/2011 1:11:02 PM
Krozy$100.003/22/2011 7:56:23 PM
BronxBomber79$25.003/22/2011 8:49:31 PM
engaging-worth$25.003/22/2011 6:21:57 PM
YummiBear$25.003/22/2011 6:58:11 PM
windfall46$25.003/22/2011 5:08:45 PM
wwwUniversal$25.003/22/2011 5:14:55 PM
pvd89$50.003/22/2011 8:09:46 PM
capital-blueberry$25.003/22/2011 8:23:11 PM
green-glowing-gain$25.003/22/2011 5:37:13 PM
intrepid-loot$150.003/22/2011 5:42:48 PM
sensational-dollar$25.003/22/2011 5:48:37 PM
Leopoldine$25.003/22/2011 7:17:19 PM
dignified-euro8$40.003/23/2011 2:08:59 PM
Digs$25.003/24/2011 1:28:21 AM
duagne$27.003/24/2011 3:36:52 AM
prashgig$50.003/23/2011 2:32:44 PM
SoccerDad98$25.503/24/2011 9:28:34 AM
mimoney16$60.003/24/2011 9:46:54 AM
RiskManiac$25.003/24/2011 5:26:04 AM
rjleves$50.003/24/2011 10:47:48 AM
dbs$50.003/23/2011 8:12:29 PM
nuclearmoose$25.003/23/2011 8:38:03 PM
benjamins-utopia$100.003/24/2011 11:48:05 AM
mster9ball$25.793/24/2011 8:18:13 AM
dumbass$25.003/23/2011 11:48:26 PM
BiggestG$25.003/25/2011 1:14:16 AM
marwadi-62$100.003/24/2011 10:46:38 AM
FoosMaster$25.003/24/2011 4:57:03 PM
Spiv_51$25.003/25/2011 3:44:45 AM
zotzot$25.003/24/2011 5:35:02 PM
violaetain$50.003/24/2011 12:57:39 PM
cropdust3r$25.003/25/2011 8:39:10 AM
Woodworker57$25.003/24/2011 3:51:40 PM
johannesfactotum$35.003/25/2011 9:45:00 AM
rascal867$50.003/25/2011 11:47:46 AM
powerful-benefit$25.003/25/2011 12:30:08 PM
duty-accomplishment$25.003/25/2011 1:27:38 PM
Binan$25.003/25/2011 9:14:01 AM
Zoramite$25.003/25/2011 9:35:41 AM
sci_guy$25.003/25/2011 10:37:50 AM
Rammuel$25.003/25/2011 5:17:47 PM
Zachilles$25.003/25/2011 11:39:18 AM
upperdeck$25.003/25/2011 5:40:48 PM
pinnacle10$15.743/25/2011 10:13:48 PM
kind-adventurous-finance$100.003/25/2011 4:25:14 PM
sisepuede$25.003/25/2011 8:45:36 PM
169 Investments
 
Borrower Payment Dependent Notes Series 496629
This series of Notes was issued and sold upon the funding of the borrower loan #48127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-05-2011 
Term: 36 months Listing End date:  Mar-19-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2002 Debt/Income ratio: 17%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,285Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: unequivocal-order7 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...make home modifications

My financial situation:
I am a good candidate for this loan because...I have been employed by the same employer for twelve years, I have good credit, and very minimal revolving debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you have any equity in your home (market value - loans)? Thanks. - squarebob
A: I do not have any equity in my home unfortunately. This is why I am applying for a personal loan. (Mar-05-2011)
Q: You appear to have five recent delinquencies. What were they from? Does that mean we should expect delinquencies as well? - RealEstateInvestorsoftheUS
A: I had a seperation that was going to result in selling my home which was the reason for the delinquencies. I did not sell and reestablished my loan. You should not expect any deliquencies because the payments will be set up monthly for automatic withdrawl from my checking account. (Mar-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/5/2011 12:08:09 PM
simplelender80$100.003/5/2011 12:09:27 PM
Tradesmanlender$100.003/5/2011 12:10:14 PM
caring-hope2$50.003/5/2011 3:12:07 PM
MadHun$200.003/5/2011 12:10:22 PM
important-ore$150.003/5/2011 12:12:25 PM
zotzot$100.113/5/2011 12:13:09 PM
benjamins-utopia$50.003/5/2011 12:07:22 PM
AFairDeal$100.003/5/2011 12:12:06 PM
Bank42$100.003/5/2011 12:36:19 PM
radforj22$25.003/6/2011 4:51:36 AM
power-companion7$100.003/8/2011 10:03:31 AM
nickel-ferret$100.003/9/2011 8:48:46 AM
Cai8899$40.003/9/2011 12:21:24 PM
payout-banker4$25.003/9/2011 6:02:57 PM
efficient-treasure0$25.003/11/2011 7:01:47 AM
indomitable-coin$50.003/11/2011 3:31:20 PM
a-responsible-return$100.003/11/2011 3:33:48 PM
enthralling-deal180$45.833/12/2011 4:17:12 AM
courteous-deal114$50.003/11/2011 6:54:22 PM
Havana21$25.003/12/2011 3:20:06 AM
rcm87$100.003/12/2011 6:36:45 AM
Walkingcowboy$50.003/12/2011 11:32:26 AM
Weaverville$50.003/13/2011 5:46:47 PM
kulender$50.003/14/2011 12:42:23 PM
TikPmp1$25.003/14/2011 7:44:14 AM
Pasagam$50.003/14/2011 12:01:11 PM
CA-Lender$25.003/14/2011 6:03:14 PM
RMB-Investments$100.003/15/2011 8:53:39 AM
the-capital-multiplier$50.003/15/2011 4:10:57 PM
ijspence$25.003/15/2011 2:06:45 PM
GElender$50.003/15/2011 5:08:10 PM
leodaguy$50.003/15/2011 9:21:29 PM
unforgettable-market3$200.003/16/2011 4:12:00 AM
HHP$100.003/16/2011 9:33:55 AM
Preferred-Lender$25.003/16/2011 8:41:32 AM
kind-resolute-dough$25.003/16/2011 4:43:25 PM
unclejaef$25.003/16/2011 12:07:30 PM
Ocean713$50.003/16/2011 3:35:58 PM
MoneyTree79$100.003/16/2011 7:40:41 PM
Artist_Blue$25.003/16/2011 6:19:34 PM
One1putt$50.003/16/2011 6:29:01 PM
visionary-asset5$150.003/16/2011 7:36:58 PM
kbodendorf$25.003/16/2011 8:43:30 PM
vibraphone3$50.003/16/2011 8:33:41 PM
heerzaquestion$25.003/16/2011 7:19:04 PM
cubesteak$25.003/17/2011 1:40:30 AM
umfan123$25.003/17/2011 12:16:10 AM
gold-sushi$25.003/16/2011 8:36:11 PM
life-is-great$25.003/17/2011 10:07:28 AM
vigilance-searcher$25.003/17/2011 10:43:37 AM
szetowski$25.003/17/2011 12:07:30 PM
gold-disk$50.003/17/2011 1:06:11 PM
Philolend$25.003/17/2011 6:22:22 AM
wild-orange$25.003/17/2011 3:46:57 PM
worldly-community3$50.003/17/2011 12:01:00 PM
money-aggregator7$25.003/17/2011 12:12:45 PM
broosky2$50.903/17/2011 4:00:36 PM
desertoasis$40.003/17/2011 9:38:22 AM
gracej$25.003/17/2011 4:05:10 PM
BaxterEvil$25.003/17/2011 7:47:58 PM
Booray$50.003/17/2011 12:41:03 PM
capital-commando$50.003/17/2011 12:51:04 PM
Goodlender42$25.003/17/2011 8:31:08 PM
nalaari$25.003/18/2011 2:24:41 AM
gustavholstopus32$25.003/18/2011 4:22:17 AM
genius520$100.003/17/2011 4:03:08 PM
kc8fot$75.003/18/2011 5:29:13 AM
MARSTUN$50.003/18/2011 12:21:11 AM
the-profit-oracle$25.003/18/2011 2:17:30 AM
Control$25.003/18/2011 4:30:16 AM
DrZoidberg$50.003/18/2011 5:29:06 AM
pbo922$25.003/18/2011 6:31:11 AM
360Winner$50.003/18/2011 9:33:18 AM
benjo$50.003/17/2011 8:38:01 PM
Bigg_Lender$50.003/18/2011 8:06:06 AM
tomxnsn$28.033/18/2011 9:42:10 AM
jlendog$100.003/18/2011 9:42:23 AM
derec$25.003/17/2011 10:36:28 PM
wwahammy$25.003/18/2011 10:18:04 AM
active-market$39.563/18/2011 2:41:16 AM
velocity-amplifier9$25.003/18/2011 2:43:49 AM
MyPlantsEatBugs$25.003/18/2011 1:21:50 PM
gslinv$29.703/18/2011 1:42:40 PM
steiglends$50.003/18/2011 2:26:32 PM
Nikelaos$25.003/18/2011 2:27:06 PM
power-collider$50.003/18/2011 2:27:16 PM
shur$25.003/18/2011 2:27:50 PM
inspiring-reward$50.003/18/2011 2:27:59 PM
gravbox$25.003/18/2011 2:29:01 PM
platinum-platoon$25.003/18/2011 2:29:41 PM
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orange-dollar-guild$25.003/18/2011 9:49:25 AM
ansset$25.003/18/2011 10:46:11 AM
divedude$25.003/18/2011 3:01:41 PM
AntiTrustBanker$50.003/18/2011 3:02:37 PM
Jewels$100.003/18/2011 11:08:58 AM
AgTiPinisher$50.003/18/2011 3:04:14 PM
GenerousGentleMan$75.003/18/2011 3:04:30 PM
bigphish$50.003/18/2011 3:05:42 PM
Chewbaca$25.003/18/2011 3:16:55 PM
cvlender$25.003/18/2011 4:12:21 PM
green-dedicated-transaction$50.003/18/2011 2:26:30 PM
firstandten$50.003/18/2011 2:27:05 PM
green-moola-platoon$100.003/18/2011 2:28:44 PM
bountiful-durability$100.003/18/2011 2:28:59 PM
superb-funds335$25.003/18/2011 2:29:31 PM
Mr_Money$25.003/18/2011 2:30:00 PM
DMCA$37.083/18/2011 5:08:47 PM
productive-principal7$25.003/18/2011 3:04:24 PM
busnssmn$25.003/18/2011 5:31:20 PM
studious-bonus7$100.003/18/2011 3:05:53 PM
Gr8Deal$50.003/18/2011 3:06:14 PM
Engineer44$30.003/18/2011 5:51:10 PM
a-unflappable-finance$100.003/18/2011 9:36:50 AM
geemel$50.003/18/2011 4:12:08 PM
rcflick$25.003/18/2011 4:16:10 PM
kingfish66$42.003/18/2011 10:27:38 PM
ti22ring$25.003/18/2011 10:45:48 AM
ingeborg77$50.003/18/2011 11:21:19 AM
108lender$250.003/19/2011 1:22:28 AM
Ready2Loan$25.003/19/2011 1:34:45 AM
rmachi$25.003/19/2011 1:35:59 AM
ciccio70$25.003/19/2011 1:41:29 AM
mizount$25.003/19/2011 1:44:31 AM
atlaaron$25.003/19/2011 1:46:46 AM
soular21804$25.003/19/2011 1:57:28 AM
Cheburashka$25.003/19/2011 1:59:11 AM
CaliforniaSun$25.003/19/2011 2:07:54 AM
adama_48$25.003/19/2011 2:08:33 AM
MasterKey$25.003/19/2011 2:17:44 AM
LoisLoan$25.003/18/2011 2:26:29 PM
mketelecom$25.003/18/2011 2:26:54 PM
wonderful-rupee$25.003/18/2011 8:51:03 PM
harperpotok$25.003/18/2011 2:27:09 PM
velocity-solo$25.003/18/2011 2:28:53 PM
durability-mad-scientist4$50.003/18/2011 2:28:57 PM
PThor$25.003/18/2011 2:29:25 PM
RR2441$25.003/18/2011 10:21:16 PM
gavinfh$25.003/18/2011 2:29:58 PM
platinum-exec1$100.003/18/2011 10:47:27 PM
aasx1108$25.003/18/2011 3:01:45 PM
Preteur$25.003/18/2011 3:05:25 PM
jigsaw$100.003/18/2011 3:05:38 PM
bid-czar8$49.943/18/2011 3:06:02 PM
Slend49$25.003/18/2011 3:41:18 PM
Cubsfan07$25.003/19/2011 1:34:22 AM
MarinLoans$25.003/18/2011 4:37:39 PM
James_and_Tracy$25.003/19/2011 1:43:20 AM
ArmyGuy$25.003/19/2011 1:44:04 AM
Searlzy$25.003/19/2011 1:47:14 AM
DavenportCapital$25.003/19/2011 1:48:49 AM
gustavzantanon$29.973/19/2011 1:57:09 AM
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g314$30.003/19/2011 2:08:25 AM
TCayce$27.713/19/2011 2:11:04 AM
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brainy-repayment5$100.003/18/2011 6:19:18 PM
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azali$25.003/19/2011 1:32:03 AM
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IP$30.053/19/2011 1:59:46 AM
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Hiro07$25.003/19/2011 2:18:10 AM
Yankeeeagle$41.773/19/2011 2:21:34 AM
Papa_Mema$25.003/19/2011 2:23:12 AM
reflective-rupee$25.333/5/2011 12:16:22 PM
JJ9876$25.003/5/2011 12:11:24 PM
organized-payment6$50.003/5/2011 12:10:44 PM
jdrez$25.003/5/2011 12:13:36 PM
Ripsaw4U$50.003/7/2011 4:57:08 PM
Tylerh$100.003/7/2011 7:17:16 PM
worthy-bid8$100.003/8/2011 4:13:17 PM
patriot897$25.003/8/2011 6:33:49 PM
jazz619$25.003/9/2011 6:42:24 PM
enterprising-cash0$25.003/9/2011 8:32:26 PM
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jescowa$50.003/12/2011 5:49:26 AM
riproaringrapids$25.003/13/2011 1:16:53 AM
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cingular$25.003/13/2011 7:56:54 PM
vigilance-revolutionary$50.003/14/2011 9:49:32 AM
flexible-money1$50.003/15/2011 9:29:39 AM
skuba$25.003/15/2011 8:28:38 AM
Hanalei712$50.003/15/2011 4:10:36 PM
6moonbeams$50.003/15/2011 3:56:34 PM
bobby5832708$50.003/15/2011 6:26:34 PM
eloquent-dough5$25.003/15/2011 7:02:46 PM
kenji4861$25.003/16/2011 2:25:03 AM
Yanwoo$25.003/16/2011 2:38:25 AM
lakehavasu88$25.003/16/2011 3:17:04 AM
meenan$50.003/16/2011 1:48:37 AM
zeelender$25.003/16/2011 4:08:02 PM
cash-spinner$25.003/16/2011 12:51:21 PM
clean-loyalty$50.003/16/2011 3:48:31 PM
Gibbyland$100.003/16/2011 10:11:57 AM
astute-fairness0$100.003/16/2011 3:35:49 PM
wbahl$25.003/16/2011 8:12:03 PM
bold-careful-finance$50.003/16/2011 8:36:31 PM
BzJ108$25.003/16/2011 8:56:26 PM
slartibardfast$25.003/17/2011 3:34:14 AM
treasure-pipeline$50.003/16/2011 8:42:56 PM
SBT$75.003/16/2011 8:51:10 PM
dime-vista2$25.003/16/2011 9:50:27 PM
don8ter$25.003/17/2011 1:59:05 AM
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zone6$60.003/17/2011 6:53:52 AM
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BabyLender$30.003/17/2011 2:22:27 PM
currency-persimmon$100.003/17/2011 9:33:32 AM
hostbank$100.003/17/2011 3:41:27 PM
Residuum$50.003/17/2011 5:17:46 PM
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melodious-fairness$100.003/17/2011 4:03:11 PM
ranstlin$25.003/17/2011 4:04:10 PM
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MNJ$25.003/18/2011 6:12:21 AM
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axl163$25.003/18/2011 9:42:34 AM
wwwUniversal$25.003/18/2011 2:28:47 PM
integrity-saver$100.003/18/2011 2:29:33 PM
DreDub$50.003/18/2011 2:29:56 PM
gt5149c$25.003/18/2011 6:06:22 AM
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GElender$100.003/18/2011 6:19:18 AM
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wizbiz717$50.003/18/2011 3:04:48 PM
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hebergee$25.003/18/2011 8:21:44 AM
the-silver-blaster$50.003/18/2011 3:16:04 PM
financial-frenzy$25.003/18/2011 1:51:01 PM
hampa$50.003/18/2011 2:26:26 PM
rogue_monster$50.003/18/2011 2:27:11 PM
hopeful-asset9$25.003/18/2011 2:28:49 PM
cropdust3r$25.003/18/2011 2:29:04 PM
peace-maximizer8$25.003/18/2011 2:29:21 PM
powerful-finance7$25.003/18/2011 2:29:48 PM
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crazycool$100.003/18/2011 2:30:18 PM
WordWrangler$50.003/18/2011 9:21:03 AM
george_kaplan$50.003/18/2011 3:04:17 PM
codavee$100.003/18/2011 3:05:47 PM
the-enterprising-leverage$25.003/18/2011 3:06:09 PM
ultimate-payment$50.003/18/2011 3:06:17 PM
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ClearCut$50.003/18/2011 10:21:00 PM
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availableloan$25.003/18/2011 11:15:35 AM
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Adam_00$50.003/18/2011 3:04:01 PM
GCInvestments$50.003/19/2011 12:53:36 AM
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331 Investments
 
Borrower Payment Dependent Notes Series 496697
This series of Notes was issued and sold upon the funding of the borrower loan #48182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,926.48 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-04-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $549.84
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1990 Debt/Income ratio: 17%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,982Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: power-cooker2 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
olebra50
Purpose of loan:
This loan will be used to add 755 square feet of living space to my home.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and I believe that doing this is one if the most important things in life.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
thankful-nickel2$100.003/4/2011 5:35:03 PM
kenji4861$25.003/4/2011 5:05:24 PM
KWarrior$50.003/4/2011 5:05:51 PM
meux99$25.003/5/2011 1:42:15 AM
zotzot$100.223/4/2011 5:12:06 PM
tenacious-compassion9$25.003/4/2011 5:06:08 PM
Tradesmanlender$100.003/4/2011 5:06:38 PM
Preteur$25.003/4/2011 5:08:00 PM
minista$25.003/5/2011 3:41:28 AM
Digs$25.003/5/2011 2:32:53 AM
bowdish1$50.003/5/2011 12:23:07 PM
axl163$25.003/5/2011 3:37:36 AM
jga516$25.003/5/2011 12:59:56 PM
felicity-loyalist0$25.003/5/2011 11:28:33 AM
samo102us$25.003/5/2011 1:22:05 PM
CorMDNY$25.003/5/2011 2:37:12 PM
diicali$25.003/6/2011 6:01:13 AM
fantastic-openness$100.003/5/2011 5:20:04 PM
lender_100$25.003/5/2011 7:21:26 PM
Fonthill$100.003/6/2011 10:02:16 AM
nimble-money0$25.003/6/2011 4:21:54 AM
Phantom99$100.003/6/2011 4:22:21 AM
cello1$25.003/6/2011 9:41:05 AM
jscope$25.003/7/2011 6:11:29 PM
Tylerh$100.003/7/2011 7:19:34 PM
blot44$50.003/7/2011 5:39:22 PM
patriot897$50.003/8/2011 6:26:24 PM
commerce-renewal$100.003/10/2011 5:19:34 AM
DDPrime$50.003/9/2011 6:08:09 PM
gemoscar$50.003/10/2011 6:28:24 AM
GreenSun$50.003/10/2011 5:01:56 AM
enterprising-cash0$25.003/10/2011 5:22:04 AM
CASHGIRL$25.003/10/2011 8:51:32 PM
fcrick$25.003/11/2011 9:52:51 AM
efficient-treasure0$25.003/11/2011 6:59:46 AM
ScionAltera$25.003/11/2011 6:08:10 PM
UT-Longhorn$25.003/12/2011 6:29:36 AM
exact-gold2$50.003/13/2011 6:06:22 AM
lost-money-so-far-on-these$25.003/12/2011 10:01:20 PM
important-ore$50.003/14/2011 7:52:54 AM
transparency-giant$50.003/14/2011 9:30:48 AM
cptproton$50.003/13/2011 11:01:36 AM
davisfl$100.003/14/2011 7:54:43 AM
enigmallc$25.003/14/2011 9:37:22 AM
vigilance-revolutionary$50.003/14/2011 9:49:30 AM
techs$25.003/14/2011 8:22:18 AM
Interstate_Rate$250.003/14/2011 11:06:13 AM
secundus$25.003/14/2011 6:56:15 PM
afotherg$29.653/15/2011 1:34:10 AM
syounker$25.003/14/2011 5:56:05 PM
CA-Lender$25.003/14/2011 6:03:12 PM
Richmp412$25.003/15/2011 6:57:26 AM
dtrain5$25.003/15/2011 2:02:52 PM
trade-pumpkin$30.003/15/2011 2:02:43 PM
windfall46$25.003/15/2011 2:03:20 PM
elevated-finance$34.743/15/2011 5:38:50 PM
secureincome$500.003/15/2011 6:50:53 PM
billy_hoe_22$25.003/15/2011 2:03:33 PM
platinum-exec1$100.003/15/2011 6:31:39 PM
Octavian315$35.003/15/2011 7:46:06 PM
vigorous-velocity$100.003/15/2011 8:25:54 PM
alpinaut$25.003/16/2011 1:17:15 AM
diligent-kindness9$25.003/15/2011 5:43:42 PM
fortress767$75.003/16/2011 6:48:27 AM
dreammachine$225.003/16/2011 7:33:25 AM
rate-mogul$100.003/15/2011 7:06:13 PM
money-aggregator7$25.003/16/2011 6:18:11 AM
Sixmil$100.003/15/2011 10:41:07 PM
chrisb1414$25.003/16/2011 10:09:54 AM
ingenious-order783$25.003/16/2011 11:58:12 AM
lry651$50.003/16/2011 1:12:08 PM
interest88$50.003/16/2011 10:12:46 AM
unclejaef$25.003/16/2011 12:07:59 PM
surfsider123$25.003/16/2011 3:33:43 PM
fuzed$60.003/16/2011 6:43:52 PM
heerzaquestion$50.003/16/2011 6:49:48 PM
visionary-asset5$100.003/16/2011 7:23:38 PM
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DscGlfn$25.003/16/2011 8:45:01 PM
SBT$75.003/16/2011 8:51:46 PM
Tasmir$25.003/17/2011 6:51:06 AM
totoro$25.003/17/2011 1:20:27 AM
gauss02$25.003/17/2011 1:20:38 AM
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lenderme$25.003/17/2011 1:37:04 AM
RockCrown$25.003/17/2011 1:38:11 AM
paladin847$26.863/17/2011 1:53:53 AM
whistledicksmith$33.013/17/2011 2:21:33 AM
zackool$30.003/17/2011 4:46:02 AM
otalon$50.003/17/2011 9:40:13 AM
smallbizrule$25.003/17/2011 9:53:24 AM
jmichael23$50.003/17/2011 10:42:27 AM
dime-vista2$25.003/16/2011 9:47:17 PM
rmachi$25.003/17/2011 1:09:30 AM
Rivervale_Westwood$25.003/17/2011 1:19:55 AM
adhawan325$25.003/17/2011 1:23:31 AM
Railbird$50.003/17/2011 1:45:44 AM
productive-finance$25.003/17/2011 9:38:55 AM
slartibardfast$25.003/17/2011 3:34:47 AM
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life-is-great$25.003/17/2011 10:06:53 AM
chances64$34.283/17/2011 2:44:57 PM
vigilance-searcher$25.003/17/2011 10:48:00 AM
ManhattanLender$25.003/17/2011 4:00:17 PM
BabyLender$35.003/17/2011 2:21:19 PM
engaging-worth$25.003/17/2011 7:35:29 PM
daddypro$25.003/17/2011 12:09:28 PM
b2006$25.003/18/2011 1:26:15 AM
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HRVRfunding$25.703/18/2011 1:56:19 AM
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valiant-liberty4$25.003/18/2011 2:38:26 AM
neelgagan$75.003/18/2011 4:35:43 AM
MNJ$25.003/18/2011 6:08:01 AM
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shadowflame_99$25.003/18/2011 1:53:47 AM
MTLoans$25.003/18/2011 1:58:43 AM
causr08$25.003/18/2011 2:17:05 AM
beeper2$50.003/17/2011 5:15:00 PM
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skillful-diversification2$25.003/18/2011 2:33:54 AM
top-sensible-yield$25.003/18/2011 3:00:10 AM
exuberant-dime$88.233/18/2011 4:29:48 AM
soulwork$25.003/17/2011 8:12:13 PM
conaty$100.003/18/2011 7:07:28 AM
Bigg_Lender$50.003/18/2011 8:06:05 AM
derec$25.003/17/2011 10:36:46 PM
anton$4,000.003/18/2011 10:02:49 AM
Sigonio$25.003/18/2011 1:37:34 AM
Steveoo1$37.313/18/2011 1:38:20 AM
passbook$25.003/18/2011 1:44:52 AM
Ballard$25.723/18/2011 1:53:38 AM
nofreelunch$25.003/18/2011 1:56:34 AM
onlyinchicago$27.513/18/2011 1:57:24 AM
calessabay$25.003/18/2011 2:07:49 AM
happyface$71.003/18/2011 11:19:40 AM
reinforced-reward$25.003/18/2011 2:22:15 AM
logical-reward8$25.003/18/2011 2:32:12 AM
zeelender$25.003/18/2011 3:03:00 PM
loan-paladin470$50.003/18/2011 7:36:03 AM
market-network$25.003/18/2011 7:43:55 AM
trade-surge3$50.003/18/2011 8:38:07 AM
trugood4u$50.003/18/2011 4:51:52 PM
nomneu$50.003/18/2011 4:31:06 PM
murphbc$25.003/18/2011 10:10:59 AM
SanJoser$50.003/18/2011 10:46:32 AM
sly718$54.663/18/2011 12:20:35 PM
kyomoon$50.003/4/2011 5:03:45 PM
Delamere$50.003/4/2011 5:05:26 PM
evnagelist$50.003/4/2011 5:06:23 PM
a-exponential-hope$25.003/4/2011 5:05:31 PM
DukSerduk$25.003/4/2011 5:05:43 PM
community-pipeline$25.003/4/2011 5:05:59 PM
nuclearmoose$25.003/4/2011 5:06:17 PM
worthy-bid8$100.003/4/2011 5:06:33 PM
authoritative-capital$50.003/4/2011 5:07:26 PM
kind-resolute-dough$50.003/4/2011 5:07:32 PM
TikPmp1$25.003/4/2011 5:07:50 PM
ichibon$200.883/5/2011 3:26:38 AM
jjb3$30.003/5/2011 3:41:13 AM
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pwkpwk$25.003/5/2011 12:19:13 PM
wwwUniversal$25.003/5/2011 3:27:59 PM
HHP$25.003/5/2011 12:04:52 PM
community-saver158$30.563/5/2011 5:36:22 PM
KramericaIndustries$25.003/5/2011 12:25:00 PM
Bank42$100.003/5/2011 6:03:48 PM
JGB$100.003/5/2011 2:28:51 PM
revenue-officer36$50.873/5/2011 3:28:38 PM
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guybyny$25.003/6/2011 8:58:03 AM
a-responsible-return$100.003/6/2011 4:22:03 AM
dinero-storm4$100.003/6/2011 6:41:28 PM
BxRealtor$25.003/6/2011 9:56:38 PM
Guiren$100.003/7/2011 5:09:48 PM
power-companion7$100.003/8/2011 10:00:45 AM
platinum-platoon$25.003/9/2011 2:24:48 PM
bigballer105$100.003/9/2011 11:12:47 AM
PThor$25.003/9/2011 1:07:11 PM
Havana21$200.003/10/2011 5:19:42 AM
bobby5832708$50.003/10/2011 8:21:58 AM
Marathoner$25.003/10/2011 5:19:38 AM
Emgolda$25.003/10/2011 1:24:55 AM
treasure-pipeline$25.003/11/2011 4:14:00 PM
radforj22$50.003/12/2011 4:16:54 AM
FlexFunding$50.003/12/2011 2:41:20 PM
bndlending2u$50.003/13/2011 12:51:16 PM
BlindProphet$50.003/12/2011 8:06:19 PM
Weaverville$100.003/14/2011 7:45:37 AM
emo13$100.003/13/2011 4:21:51 PM
DreDub$50.003/14/2011 9:30:55 AM
GodzillaLending$25.003/15/2011 2:06:05 AM
RMB-Investments$100.003/15/2011 8:53:02 AM
theskippy$25.003/15/2011 10:44:44 AM
Hanalei712$50.003/15/2011 9:36:22 AM
Woodworker57$25.003/15/2011 3:21:24 AM
MihirFromRedmond$25.003/15/2011 2:02:50 PM
NMGbank$25.003/15/2011 2:02:58 PM
GoingFishing$25.003/15/2011 2:02:44 PM
degster$25.003/15/2011 2:02:56 PM
credit-investor5$50.003/15/2011 2:03:22 PM
codavee$100.003/15/2011 2:02:32 PM
astute-fairness0$100.003/15/2011 6:40:24 PM
Binan$50.003/15/2011 9:34:58 PM
new-dedication-travels$25.003/15/2011 9:40:34 PM
benefit-trident$25.003/15/2011 5:08:15 PM
kulender$50.003/16/2011 1:45:10 AM
authoritative-capital$39.983/16/2011 7:31:03 AM
electrak$300.003/16/2011 7:21:19 AM
first-serene-credit$25.003/16/2011 7:29:40 AM
The_Lendor$50.943/16/2011 8:20:27 AM
velocity-solo$25.003/16/2011 2:12:26 AM
value-pouch$50.003/16/2011 9:46:09 AM
Preferred-Lender$25.003/16/2011 8:36:50 AM
conqueror359$60.003/16/2011 2:56:33 PM
potatoepicker$200.003/16/2011 9:04:57 AM
myidear$25.003/16/2011 1:26:35 PM
zone6$50.003/16/2011 9:25:31 AM
best-ingenious-funds$25.003/16/2011 9:33:41 AM
clean-loyalty$50.003/16/2011 3:47:29 PM
DadWarbucks$60.003/16/2011 5:23:11 PM
reflective-gain$25.003/16/2011 5:53:38 PM
SpareChangeDreamFundLLC$25.003/16/2011 5:55:00 PM
umfan123$25.003/17/2011 12:14:05 AM
thedoctor$41.963/17/2011 1:09:11 AM
jfd287$25.003/17/2011 1:23:39 AM
BankingFamily$25.003/17/2011 1:37:58 AM
phillipd48$25.003/17/2011 1:42:47 AM
wbahl$25.003/16/2011 8:07:42 PM
compoundinterest$50.003/17/2011 1:09:38 AM
awwaww$40.003/16/2011 8:15:10 PM
Breakfast_Gypsy$25.003/17/2011 1:35:17 AM
inspired-investment8$99.083/17/2011 2:03:52 AM
Domgabriel$50.003/17/2011 8:33:11 AM
Vitruvius$50.003/17/2011 9:23:03 AM
currency-persimmon$100.003/17/2011 9:36:24 AM
mflawyer$25.003/17/2011 10:25:01 AM
Cheburashka$25.873/17/2011 1:21:06 AM
subtle-revenue0$25.003/17/2011 2:03:47 AM
newfoundation$25.003/17/2011 12:56:43 PM
zone6$50.003/17/2011 6:46:42 AM
important-ore$100.003/17/2011 8:32:26 AM
cleared2land$25.003/17/2011 4:16:01 PM
aldeed$250.003/17/2011 8:21:19 PM
IIP77$25.003/18/2011 1:37:07 AM
ddog0224$100.003/18/2011 1:50:32 AM
blissful-note7$50.003/18/2011 2:34:53 AM
mg144$25.003/18/2011 6:03:16 AM
MoneySiles$25.003/18/2011 1:27:16 AM
nicklds$27.693/18/2011 1:32:17 AM
Keebs$25.003/18/2011 7:36:06 AM
WorldlyWorker$25.003/18/2011 1:57:34 AM
nhm$44.153/18/2011 1:58:27 AM
peb44$25.003/18/2011 2:08:49 AM
vault542$58.023/18/2011 2:27:42 AM
repayment-launcher$25.003/18/2011 2:33:48 AM
_NaLNaBB$200.003/18/2011 5:54:55 AM
goldenretriever$100.003/18/2011 9:20:33 AM
Mookouw$25.003/18/2011 9:32:33 AM
revmax$35.293/18/2011 9:35:35 AM
adventurous-commerce$75.003/18/2011 7:58:03 AM
blue-note-relaxation$32.733/18/2011 9:51:54 AM
sb0453$25.003/18/2011 1:36:31 AM
SF2Berlin$25.003/18/2011 1:42:24 AM
PA2LA$25.003/18/2011 1:43:23 AM
fireboss$41.713/18/2011 1:58:06 AM
mchale$25.003/18/2011 2:07:40 AM
availableloan$25.003/18/2011 11:16:47 AM
the-financier814$25.003/18/2011 2:22:26 AM
market-socrates4$41.203/18/2011 2:33:03 AM
commerce-voyager$25.003/18/2011 2:35:55 AM
forthright-loot7$50.003/18/2011 3:42:49 AM
Hogan55$100.003/18/2011 4:42:51 AM
viecross$25.003/18/2011 10:22:43 AM
eronyc$50.003/18/2011 11:46:03 AM
be_wise$25.003/18/2011 2:29:38 PM
cosmof16$25.003/18/2011 9:31:40 AM
jayhawk1000$48.813/18/2011 9:52:43 AM
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jimbo29blue$50.003/18/2011 11:16:59 AM
happyface$50.003/18/2011 11:19:25 AM
283 Investments
 
Borrower Payment Dependent Notes Series 496749
This series of Notes was issued and sold upon the funding of the borrower loan #48112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-12-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $572.78
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2001 Debt/Income ratio: Not calculated
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 6 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,558Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: jpaulnyc Borrower's state: NewYork Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
540-559 (Jun-2008)
540-559 (Apr-2008)
 
Principal balance: $1,170.77 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Re-financing a personal loan
A few years ago, I took a $25,000 personal loan from a friend who had come into a bit of money, enabling him to earn interest and allowing me to save five to ten points under what I'd been paying.

He's recently had a new baby and I'd like to pay him the balance ASAP so he can have the money around for his new family. I will pay a slightly higher rate with Prosper thanks to the new no-bidding system, but this is worth it to me to pay my friend quickly.

I am a technology consultant and have been employed at the same company for several years. My annual income is approximately $100,000, though I receive several other perks from my company (such as phone, Internet, computers, etc). I net about $5000 per month and my monthly expenses are generally under $2500.

I'm a lender here in the LendersClub (ca. $3600 invested) and I would never apply for this loan if I didn't intend to repay it in full and on time.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $282.96.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
hellasow$50.003/9/2011 9:01:00 AM
KTOWN$25.003/9/2011 9:01:21 AM
squarebob$125.003/9/2011 9:06:08 AM
soulful-truth$100.003/9/2011 9:08:21 AM
brainy-repayment5$77.503/9/2011 9:09:46 AM
competent-p2p$50.003/9/2011 11:09:23 AM
thankful-nickel2$100.003/9/2011 11:27:15 AM
JGuide$51.993/9/2011 11:44:02 AM
loanman2007$100.003/9/2011 9:00:58 AM
dammage$63.073/9/2011 9:02:28 AM
reflective-rupee$25.333/9/2011 10:42:41 AM
DasMula$300.003/9/2011 12:38:47 PM
thelovebug$100.003/9/2011 12:52:20 PM
WZ3190$25.003/9/2011 12:57:56 PM
loanermn$25.003/9/2011 9:01:05 AM
lasalsa03$25.003/9/2011 9:01:42 AM
well-rounded-dinero$150.003/9/2011 9:02:01 AM
thinknovuu$25.003/9/2011 9:02:11 AM
halothane_logic$150.003/9/2011 9:02:38 AM
bookher2washington$25.003/9/2011 9:05:12 AM
loan-kung-fu$100.003/9/2011 9:10:52 AM
zotzot$100.443/9/2011 3:20:00 PM
Oak-Parker$25.843/10/2011 1:21:59 AM
CA-Lender$100.003/9/2011 2:51:04 PM
JustMee$25.003/9/2011 3:11:25 PM
power-companion7$100.003/9/2011 4:01:56 PM
kendigme$25.003/10/2011 2:19:04 AM
Finchy78$30.003/10/2011 4:17:46 AM
a-reasonable-return$50.003/10/2011 8:32:54 AM
ac787$25.003/9/2011 6:48:07 PM
principal-star$25.003/10/2011 10:16:06 AM
Galdis$25.003/10/2011 4:21:31 AM
autonomous-truth$150.003/10/2011 4:23:03 PM
us957165$25.003/10/2011 5:37:05 PM
coldfuzion$25.003/10/2011 7:47:41 PM
jpblan11$25.003/11/2011 4:22:26 AM
loss-of-control$100.003/10/2011 5:36:34 PM
JGuide$101.993/10/2011 3:09:14 PM
grnii78$300.003/11/2011 9:17:56 AM
shrewd-income$300.003/11/2011 6:41:36 AM
lostperception$25.003/10/2011 5:48:02 PM
lender12345$100.003/10/2011 8:55:46 PM
first-genuine-bid$125.003/11/2011 12:48:17 PM
loanman2007$100.003/11/2011 4:19:02 AM
kendigme$48.363/11/2011 4:28:36 AM
tigercat$50.003/11/2011 5:15:53 PM
fxlivin$100.003/11/2011 8:13:47 PM
Huck007$250.003/11/2011 4:01:20 PM
Stalker_Sn$25.623/12/2011 2:27:14 AM
Bob450$25.003/12/2011 3:10:40 AM
KirosPOS$75.003/12/2011 3:28:01 AM
exciting-fairness$200.003/11/2011 5:30:53 PM
upbeat-investment9$100.003/11/2011 6:29:34 PM
thoughtful-exchange8$200.003/11/2011 7:21:06 PM
lenderrn$50.003/11/2011 7:50:28 PM
LSAR$31.723/11/2011 3:31:16 PM
five-star-note$100.003/11/2011 3:58:04 PM
AustinAmerica$25.003/11/2011 4:17:54 PM
rubylender$25.003/11/2011 5:17:50 PM
unger$75.003/11/2011 7:19:52 PM
mrreynol$25.003/12/2011 6:22:26 AM
payment-halo$25.003/12/2011 6:22:59 AM
rcm87$100.003/12/2011 6:31:44 AM
whatreality$25.593/11/2011 9:19:07 PM
the-kindness-honker$105.053/11/2011 11:30:25 PM
reflective-rupee$1,500.333/12/2011 12:30:32 AM
hellasow$50.003/12/2011 7:11:04 AM
huwa$67.293/12/2011 8:13:08 AM
mlj0671$25.003/12/2011 8:42:56 AM
fabulous-community4$25.003/12/2011 4:32:02 AM
Lefty_the_Lender$25.003/12/2011 10:52:44 AM
dickfore$25.003/12/2011 11:43:07 AM
shrewd-income$238.273/12/2011 6:37:46 AM
loanman2007$50.003/12/2011 6:49:45 AM
trumpeter5$25.003/12/2011 7:55:26 AM
Lancasterdust$35.003/12/2011 8:37:32 AM
benefit-flow$25.003/12/2011 11:34:35 AM
courteous-bazaar$250.003/12/2011 1:04:15 PM
inforapenny$50.003/9/2011 9:01:16 AM
grnii78$200.003/9/2011 9:01:33 AM
Nerdster1$35.053/9/2011 9:09:49 AM
one-midas$35.003/9/2011 9:10:10 AM
patriot897$25.003/9/2011 9:10:21 AM
mikeandcat$100.003/9/2011 10:30:57 AM
RecoveryLender$100.003/9/2011 11:32:11 AM
beachfunder$100.003/9/2011 9:01:06 AM
simplelender80$200.003/9/2011 9:03:11 AM
Eaglehigh$25.003/9/2011 9:15:47 AM
Dollars4Rent$25.003/9/2011 2:21:32 PM
liberty-magnate$50.003/9/2011 10:44:18 AM
DasMula$500.003/9/2011 12:36:31 PM
matthewa$25.003/9/2011 9:01:26 AM
JGuide$50.003/9/2011 9:01:47 AM
the-determined-value$50.003/9/2011 9:01:52 AM
Jinja$100.003/9/2011 9:01:57 AM
Kennfusion$50.003/9/2011 9:02:07 AM
coldfuzion$50.003/9/2011 9:02:34 AM
five-star-note$25.003/9/2011 9:08:07 AM
Tylerh$100.003/9/2011 9:09:08 AM
SolarMoonshine$100.003/9/2011 7:05:51 PM
Only_Money$25.003/9/2011 11:31:10 AM
LittleMingo$25.003/9/2011 12:59:52 PM
Speedracer12$50.003/9/2011 7:27:04 PM
orange-rapid-benjamins$25.003/9/2011 8:33:58 PM
red-favorable-basis$100.003/10/2011 3:31:54 AM
DoctorJoe$25.003/9/2011 5:39:23 PM
loanman2007$250.003/10/2011 5:16:12 AM
NekHoldings$25.003/10/2011 10:32:28 AM
lendstats_com$500.003/10/2011 11:24:01 AM
simiray$35.003/10/2011 11:35:59 AM
five-star-note$100.003/10/2011 3:11:02 PM
GS-ROCK$74.223/10/2011 10:00:11 AM
bonus-quark4$25.003/10/2011 7:23:30 AM
Scotcha$100.003/10/2011 7:33:11 AM
EverettFinancial$50.003/10/2011 7:57:28 AM
SkyLoan$40.003/10/2011 11:34:16 PM
svandgts$39.413/11/2011 2:03:06 AM
ingenious-deal6$25.003/10/2011 2:06:23 PM
economy-popcorn$25.003/10/2011 9:44:53 PM
kind-genuine-dough$25.003/11/2011 9:36:47 AM
cerebral-dollar773$500.003/11/2011 7:25:51 AM
mikeandcat$100.003/10/2011 6:30:25 PM
gpuck$50.003/11/2011 4:04:28 PM
foothillender$25.003/11/2011 8:06:27 AM
Octamer$50.003/11/2011 7:46:29 PM
JGuide$26.993/11/2011 2:57:17 PM
PrepWonder$100.003/11/2011 4:06:31 PM
nickel-hickory$600.003/11/2011 4:28:07 PM
CincyTex$100.003/11/2011 12:30:18 PM
justanothersushieater$25.003/11/2011 1:12:36 PM
Saleen06$30.003/11/2011 8:04:40 PM
jaesposito$25.003/11/2011 4:05:13 PM
vulgy$42.973/12/2011 7:35:59 AM
mikeandcat$100.003/12/2011 8:25:08 AM
quickstep$151.003/12/2011 3:12:03 AM
principal-laser$65.003/12/2011 4:38:36 AM
brightest-dignified-penny$50.003/12/2011 10:43:43 AM
convergentthinker$100.003/11/2011 8:47:34 PM
lepolgr$50.003/12/2011 7:49:30 AM
leverage-monger$70.003/12/2011 8:07:30 AM
Catz_aplenty$27.363/12/2011 3:46:08 AM
Champion_Lending$30.003/12/2011 9:50:03 AM
JGuide$51.993/12/2011 5:06:30 PM
hopeful-truth5$100.003/12/2011 11:17:02 AM
Leshan$265.893/12/2011 6:27:32 AM
FinanceEngine$40.003/12/2011 7:50:41 AM
halothane_logic$173.993/12/2011 7:51:21 AM
ore-dojo$100.003/12/2011 2:42:38 PM
gothampark$25.003/12/2011 9:03:06 AM
platinum-czar$504.633/12/2011 6:13:58 PM
draggon77$25.003/12/2011 5:29:53 PM
neptuno$233.113/12/2011 5:41:37 PM
152 Investments
 
Borrower Payment Dependent Notes Series 496913
This series of Notes was issued and sold upon the funding of the borrower loan #48080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 12 months Listing End date:  Mar-25-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $719.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1981 Debt/Income ratio: 53%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,708Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: fund-curriculum Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To pay taxes
Purpose of loan:
This loan will be used to...Pay tax liability

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5200.00
Monthly expenses: $
Housing: $ 600.00
Insurance: $ 400.00
Car expenses: $ 589.00
Utilities: $
Phone, cable, internet: $350.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 1285.00
Other expenses: $
Savings: $225.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What kind of work do you do? Thank you - Invest-In-Rednecks
A: I work in state government for the processing center. (Mar-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 9:01:15 AM
CA-Lender$100.003/14/2011 9:04:24 AM
BAJMP$25.003/14/2011 3:01:10 PM
ingenious-deal6$25.003/14/2011 9:03:57 AM
worldly-money4$100.003/14/2011 9:05:20 AM
restless-dime$25.003/14/2011 1:28:43 PM
reflective-rupee$25.333/14/2011 9:04:07 PM
reward-adventure$50.003/15/2011 4:58:58 AM
Jack55304$125.003/16/2011 8:48:13 AM
SBT$25.003/16/2011 8:53:16 PM
larryboy10$25.003/17/2011 7:58:28 PM
loanman2007$25.003/18/2011 9:47:00 AM
worldly-money4$1,000.003/18/2011 8:37:55 AM
PRGuyinVA$25.003/18/2011 2:47:21 PM
inspiring-reward$100.003/20/2011 3:16:44 AM
economy-producer$25.003/19/2011 9:57:53 AM
Weaverville$25.003/20/2011 7:38:08 AM
Invest-In-Rednecks$25.003/21/2011 4:08:22 PM
zippy-interest$25.003/22/2011 7:16:08 PM
VJ_Financial$75.003/22/2011 12:51:23 PM
unrelenting-auction7$25.003/22/2011 5:28:32 PM
power-companion7$100.003/22/2011 5:44:35 PM
secureincome$1,500.003/23/2011 7:09:52 AM
bid-czar8$50.003/23/2011 3:08:30 AM
marketplace-spark$25.003/23/2011 7:13:39 AM
tech310$50.003/24/2011 1:26:12 AM
zorg77$25.003/23/2011 5:42:22 PM
DonaldColorado$50.003/23/2011 12:53:52 PM
dedicated-bid1$42.713/23/2011 1:25:41 PM
loss-of-control$100.003/23/2011 6:30:51 PM
magnetic-kindness$35.003/23/2011 2:35:22 PM
worthy-bid8$25.003/23/2011 3:39:42 PM
finance-prescription$50.003/24/2011 5:32:56 AM
wise-skillful-benjamins$100.003/24/2011 9:32:56 AM
burrito6$25.003/24/2011 8:30:21 AM
mues83$25.003/24/2011 11:41:17 AM
benjamins-utopia$100.003/24/2011 11:48:35 AM
dollar-cherry6$100.003/25/2011 9:33:31 AM
marketplace-meridian$25.003/24/2011 4:34:11 PM
Ocean713$50.003/25/2011 11:32:57 AM
debt_helper$29.533/25/2011 11:56:22 AM
wbahl$25.003/24/2011 10:27:56 PM
jazzlender$25.003/25/2011 2:00:54 AM
wealth-samaritan2$25.003/25/2011 5:21:34 PM
Engineer44$25.003/25/2011 4:44:08 PM
youngtrader$100.003/25/2011 4:51:44 PM
sportract05$50.003/25/2011 12:15:44 PM
jjohn412001$25.003/25/2011 5:43:19 PM
Raetha$25.003/25/2011 2:39:15 PM
lendstats_com$100.003/25/2011 5:15:21 PM
suave-dime6$25.003/14/2011 9:06:03 AM
Kash2010lu$40.003/14/2011 9:05:44 AM
competent-p2p$25.003/14/2011 11:09:39 AM
Artist_Blue$25.003/14/2011 12:58:37 PM
lendstats_com$200.003/14/2011 1:02:59 PM
nickel-hickory$25.003/14/2011 11:58:32 AM
reflective-rupee$75.333/14/2011 9:04:20 PM
Nerdster1$25.053/14/2011 4:02:52 PM
larryboy10$25.003/14/2011 6:06:25 PM
RMB-Investments$25.003/15/2011 8:54:45 AM
Hanalei712$25.003/15/2011 9:40:33 AM
patriot897$25.003/15/2011 11:13:28 AM
leodaguy$25.003/15/2011 9:25:07 PM
a-versatile-power$25.003/18/2011 5:54:41 AM
thebigrig$100.003/19/2011 11:11:57 AM
money-banker867$117.123/19/2011 4:45:10 PM
w3alter$100.003/19/2011 4:51:59 PM
money-surge1$50.003/20/2011 10:48:30 AM
sharpey$25.003/21/2011 7:57:21 AM
justasoldier$50.003/21/2011 8:44:04 PM
smilinsam$50.003/21/2011 2:16:46 PM
credible-balance6$25.003/22/2011 11:48:11 AM
dollar-sonnet3$50.003/22/2011 7:03:51 PM
the-discrete-income$100.003/23/2011 4:34:37 PM
blue-goal-deal$25.003/23/2011 2:53:56 PM
shepherd1$25.003/23/2011 7:43:25 PM
klend4$75.003/23/2011 6:07:46 PM
GatorBux$50.003/24/2011 11:09:31 AM
ILWTC$25.003/24/2011 11:03:17 AM
icon7$50.003/24/2011 5:40:07 PM
nimble-nickel$25.003/24/2011 2:58:17 PM
maccpro1$50.003/25/2011 2:30:39 AM
credit-sycamore4$100.003/25/2011 8:47:59 AM
VJ_Financial$45.573/24/2011 7:45:12 PM
RetiredATC$50.003/25/2011 2:23:12 AM
intrepid-loot$25.003/25/2011 6:02:41 AM
johnnyldr$30.283/25/2011 11:31:01 AM
industrious-silver$50.003/25/2011 5:26:25 PM
credit-coach118$25.003/25/2011 5:28:31 PM
RecoveryLender$25.003/25/2011 5:34:57 PM
peso-tostada$25.003/25/2011 5:42:30 PM
just_for_today$38.433/25/2011 5:47:39 PM
kind-adventurous-finance$50.003/25/2011 4:27:42 PM
youngtrader$100.003/25/2011 4:51:02 PM
return-seeker85$50.003/25/2011 5:25:38 PM
lendstats_com$100.003/25/2011 12:35:42 PM
1traveler$25.003/25/2011 5:47:29 PM
kermitdafrog$25.003/25/2011 3:26:59 PM
Finchy78$25.003/25/2011 5:25:09 PM
five-star-bid2$25.003/25/2011 5:29:31 PM
108lender$500.003/25/2011 5:47:54 PM
101 Investments
 
Borrower Payment Dependent Notes Series 496985
This series of Notes was issued and sold upon the funding of the borrower loan #48090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-07-2011 
Term: 12 months Listing End date:  Mar-15-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $472.77
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2001 Debt/Income ratio: 10%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,752Stated income:$75,000-$99,999
Delinquencies in last 7y: 19 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: gold-kazoo214 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to buy a CAR and other house expenses. I do have some savings. I do not want to take the money from my savings account.

My financial situation:
I have been working for last 5 years. I am working with my current employer for 6 months.
I work for a software company. I am in job for last five years. My job is secured for a full time position. The company did not have any layoff for last 3 years.


Monthly net income: $6250
Monthly expenses: $3000
Housing: $693
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $6000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please go over your delinquencies with us. - organic-treasure
A: I had a bankruptcy because of the college fees I have to pay for my ph.d program. I had no delinquencies after I filled my bankruptcy for last 6 years. (Mar-09-2011)
Q: You mention that you have been working for the last 5yrs, but then say you have been with your current employer for only a few months. What was the reason for this? Also, what is your PhD in? - BAJMP
A: I started with my new company ness usa inc from 10/2010. I was working with deloitte consulting previously for 2 1/2 years. My employer before that was mindtech llc for whom I worked for 2 years. I did my ph.d in computer science at kent state university, ohio. Due to financial issues I had drop out of school and start working. (Mar-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
KarlMarx$25.003/7/2011 5:37:39 PM
loyalist1$54.933/8/2011 2:09:49 PM
CA-Lender$100.003/8/2011 3:17:20 PM
108lender$124.273/9/2011 9:18:48 AM
thelovebug$100.003/9/2011 12:51:59 PM
worthy-bid8$25.003/9/2011 6:31:12 AM
brightest-dignified-penny$25.003/10/2011 4:34:16 PM
a-restless-dollar$50.003/11/2011 8:09:02 AM
kind-genuine-dough$25.003/11/2011 9:36:16 AM
chungfang$100.003/11/2011 1:32:16 PM
rcm87$100.003/12/2011 6:31:09 AM
BAJMP$25.003/12/2011 9:14:39 AM
FeedTheMachine$100.003/12/2011 8:26:40 AM
suave-dime6$25.003/13/2011 3:42:38 PM
Johnab$26.003/12/2011 11:16:02 AM
benjamins-fortress$350.003/13/2011 2:06:44 PM
generosity-pizza$50.003/14/2011 2:04:10 PM
velocity-motivator6$25.003/14/2011 4:56:39 PM
interstellar$51.003/14/2011 4:57:44 PM
unfixer$25.003/14/2011 4:21:55 PM
irrelevant$25.003/14/2011 7:21:27 PM
consummate-loyalty1$50.003/14/2011 8:47:54 PM
Artist_Blue$25.003/14/2011 5:37:41 PM
first-dinero-temple$25.003/14/2011 10:00:45 PM
velocity-owner4$150.003/14/2011 2:39:08 PM
Wellman$50.003/15/2011 4:02:07 AM
satisfying-durability$25.003/14/2011 9:26:09 PM
kindness-hickory5$50.003/15/2011 7:07:04 AM
authoritative-loot$25.003/14/2011 7:30:56 PM
imdave4me$25.003/14/2011 10:03:20 PM
wise-intelligent-duty$25.003/15/2011 1:41:14 PM
point-sasquatch$25.003/15/2011 1:47:10 PM
reward-adventure$50.003/15/2011 4:57:13 AM
circustab$50.003/15/2011 3:29:02 PM
FG9YTR$25.003/15/2011 7:52:39 AM
ADRllc$50.003/15/2011 2:37:31 PM
nickel-demon2$100.003/15/2011 3:25:33 PM
soulful-truth$100.003/7/2011 5:37:15 PM
beakerfish$50.003/7/2011 8:02:32 PM
simplelender80$150.003/7/2011 5:32:06 PM
reflective-rupee$250.333/7/2011 8:16:49 PM
competent-p2p$45.003/8/2011 8:53:45 AM
patriot897$25.003/8/2011 6:35:43 PM
loan-kung-fu$100.003/9/2011 5:18:12 AM
a-restless-dollar$50.003/9/2011 4:09:53 PM
ingenious-deal6$25.003/10/2011 2:06:02 PM
loanman2007$50.003/11/2011 4:47:44 AM
musegaze$100.003/11/2011 6:11:59 AM
a-finance-nirvana$25.003/11/2011 1:50:40 AM
brightest-income-hunter$25.003/11/2011 9:25:21 PM
icanhasloanz$50.003/12/2011 12:35:45 PM
treasure-widget$25.003/12/2011 10:28:30 AM
icanhasloanz$50.003/12/2011 12:36:10 PM
tech310$50.003/13/2011 8:32:13 PM
Weaverville$50.003/13/2011 5:48:29 PM
treasure-brigade$25.003/14/2011 10:26:48 AM
katnmouse$25.003/14/2011 3:24:55 PM
marketplace-spark$25.003/14/2011 10:31:27 AM
worldly-money4$150.003/14/2011 2:33:36 PM
Bob450$30.003/14/2011 4:39:44 PM
inspiring-credit4$25.003/14/2011 1:04:26 PM
enlighter$33.503/14/2011 10:02:32 PM
RMB-Investments$50.003/15/2011 8:54:01 AM
shrewd-income$100.003/14/2011 6:54:34 PM
RoccoLoan$50.003/15/2011 11:01:34 AM
LightTheWay$50.003/15/2011 12:22:46 AM
rate-sceptre$50.003/15/2011 12:35:27 PM
Hanalei712$50.003/15/2011 9:38:48 AM
dollar-sonnet3$50.003/15/2011 3:54:08 PM
rogue_monster$25.003/15/2011 1:51:20 PM
FinanceEngine$25.003/15/2011 2:43:00 PM
barefootpaul$25.003/15/2011 1:06:17 PM
EmmaDog44$25.003/15/2011 1:22:53 PM
Great-White-Shark$25.003/15/2011 1:44:51 PM
worthy-loot8$25.003/15/2011 2:51:58 PM
113121$734.973/15/2011 5:10:24 PM
76 Investments
 
Borrower Payment Dependent Notes Series 497061
This series of Notes was issued and sold upon the funding of the borrower loan #48125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,480.44 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Mar-09-2011 
Term: 60 months Listing End date:  Mar-23-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $310.10
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1999 Debt/Income ratio: 13%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 17 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $244Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: suave-revenue9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
1994 Oldsmobile classic
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4250
Monthly expenses: $2800
Housing: $2100
Insurance: $80
Car expenses: $100
Utilities: $170
Phone, cable, internet: $85
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $450
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: I have two homes. I owe him the first home 104,000. He praised for high $110,000. The appraiser was done 2007 The second home I old hundred 149,000. 2007 it praised for hundred 155,000. The loan I'm trying to get for 15,000 on this site. We'll pay for a $8,500 balance was beneficial. The rest is to pay a contractor I owe money for done on one of the homes which I updated. (Mar-10-2011)
Q: I assume this loan will be used to purchase a car. If so, I applaud you for buying used ... though a 1994 vehicle seems likely to be nearing some major repair expenses. But with an 800 credit score, can't you get better financing through the dealer? - platinum-scientist9
A: Thank you for your interest in my loan. First of all the side asked for a car so I used my work car. Please understand when I applied for this loan. I activated the link without realizing I was supposed to answer several questions. My first time on this link. The loan is for several reasons. I want to pay a high interest off. I need to pay back easy $8,300. I need to pay a contractor off roughly $5,000. I owe $5,000 for carpet. (Mar-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/9/2011 9:04:49 AM
radforj22$25.003/9/2011 9:33:08 AM
credit-coach118$100.003/9/2011 10:25:41 AM
benjamins-utopia$100.003/9/2011 9:05:21 AM
thankful-nickel2$100.003/9/2011 10:16:40 AM
Tylerh$100.003/9/2011 9:08:48 AM
competent-p2p$101.003/9/2011 9:51:44 AM
reflective-rupee$25.333/9/2011 10:52:02 AM
Preteur$25.003/9/2011 1:36:29 PM
Tradesmanlender$35.003/10/2011 10:48:11 AM
efficient-treasure0$25.003/11/2011 7:03:15 AM
CA-Lender$100.003/11/2011 2:27:16 PM
worthy-bid8$50.003/11/2011 2:06:44 AM
Weaverville$50.003/13/2011 5:47:42 PM
caring-hope2$83.413/14/2011 10:08:47 AM
Ripsaw4U$50.003/15/2011 2:15:12 AM
leodaguy$50.003/15/2011 9:22:08 PM
Havana21$25.003/16/2011 6:40:38 PM
indomitable-coin$50.003/17/2011 5:48:59 AM
currency-persimmon$100.003/17/2011 9:34:52 AM
hostbank$100.003/17/2011 3:41:57 PM
loyalty-sherpa$25.003/17/2011 4:31:35 PM
cutter21$25.003/17/2011 5:32:46 PM
gold-commander0$50.003/18/2011 9:54:29 AM
jazz619$25.003/18/2011 3:07:47 PM
a-unflappable-finance$100.003/18/2011 9:37:32 AM
compassionate-dime0$100.003/18/2011 7:30:19 PM
MarinLoans$25.003/18/2011 4:38:04 PM
payout-banker4$25.003/19/2011 9:47:32 AM
GCInvestments$50.003/19/2011 1:01:56 AM
bigphish$50.003/19/2011 2:41:11 PM
1phantom$25.003/19/2011 10:12:37 AM
thebigrig$100.003/19/2011 11:12:47 AM
money-surge1$100.003/20/2011 10:19:31 AM
GElender$50.003/21/2011 6:04:51 AM
intuitive-camaraderi9$50.003/20/2011 3:41:41 PM
HamachiMan$50.003/20/2011 4:26:52 PM
vigilance-searcher$25.003/20/2011 7:22:29 PM
rautility$25.003/20/2011 11:11:11 AM
SBT$75.003/21/2011 9:36:50 AM
Artist_Blue$25.003/21/2011 6:07:33 AM
funfamilyX4$25.003/21/2011 7:00:53 AM
moola-monger9$50.003/21/2011 7:26:00 AM
green-benefit-enclave$25.003/20/2011 2:06:16 PM
debtcollector$100.003/21/2011 8:27:00 AM
eloquent-dough5$25.003/21/2011 10:34:26 AM
massuot$25.003/20/2011 10:00:15 PM
revenue-achievement$25.003/21/2011 1:41:10 PM
smilinsam$100.003/21/2011 2:12:17 PM
investment-tempo$50.003/21/2011 10:31:33 AM
rebeldog67$40.003/21/2011 11:44:49 AM
money-bauble$100.003/21/2011 12:40:07 PM
ClearLake$25.003/21/2011 1:16:10 PM
balance-whistle7$25.003/21/2011 1:51:31 PM
sjlender$50.003/21/2011 9:42:27 PM
UAVDave$100.003/21/2011 9:54:06 PM
don8ter$25.003/22/2011 2:20:19 AM
exchange-synapse$100.003/21/2011 7:12:56 PM
nybanker85$50.003/21/2011 7:14:36 PM
best-listing-toro$25.003/22/2011 7:13:00 AM
studious-bonus7$82.733/22/2011 2:35:20 AM
durability-balance4$50.003/22/2011 8:42:27 AM
velocity-solo$25.003/22/2011 2:37:59 AM
1800porsche$25.003/21/2011 7:21:38 PM
exuberant-dime$50.003/22/2011 10:13:34 AM
Goat$25.003/22/2011 10:21:50 AM
dlenz$25.003/22/2011 10:26:24 AM
Johnab$26.003/22/2011 4:26:51 AM
jigsaw$50.003/22/2011 6:00:58 AM
honorable-yield$25.003/22/2011 6:29:59 AM
investment-comet$25.003/22/2011 4:41:51 PM
Cai8899$40.003/22/2011 8:32:49 AM
prodigitus$50.003/22/2011 11:56:02 AM
green-moola-platoon$100.003/22/2011 5:39:02 PM
PThor$25.003/22/2011 5:39:09 PM
integrity-saver$100.003/22/2011 5:39:15 PM
commerce-renewal$100.003/22/2011 5:39:34 PM
worldly-community3$50.003/22/2011 5:40:21 PM
3am-preacher$25.003/22/2011 3:39:17 PM
LeReve$100.003/22/2011 5:41:06 PM
Sixmil$100.003/22/2011 9:39:26 AM
toronado$50.003/22/2011 6:51:45 PM
pnace$35.003/22/2011 10:43:35 AM
compwhiz$25.003/22/2011 1:06:04 PM
psycardis$25.003/22/2011 1:29:24 PM
Leopoldine$28.393/22/2011 7:20:18 PM
bullwink27$25.003/22/2011 7:23:42 PM
Chauncey_Gardener$100.003/22/2011 7:23:55 PM
friendly-market5$25.003/22/2011 5:32:13 PM
wizbiz717$50.003/22/2011 7:26:57 PM
kchen486$100.003/22/2011 5:38:50 PM
gravbox$25.003/22/2011 5:39:56 PM
melodious-fairness$25.503/22/2011 5:40:38 PM
capital-party6$100.003/22/2011 6:24:21 PM
PaulW$25.003/23/2011 1:23:48 AM
Ivan2007$36.173/23/2011 1:51:54 AM
sociallender$25.003/23/2011 1:59:06 AM
yerkster1$25.003/23/2011 2:25:34 AM
ml13$25.003/22/2011 7:18:56 PM
apeloans$25.003/22/2011 7:23:20 PM
LR_Biker$50.003/22/2011 7:24:31 PM
kind-genuine-dough$50.003/22/2011 7:24:53 PM
useful-p2ploan$50.003/23/2011 5:52:56 AM
Fonthill$100.003/22/2011 5:39:23 PM
superb-funds335$25.003/22/2011 5:40:01 PM
JDFuego$33.003/23/2011 6:12:34 AM
hopethisworks$50.003/22/2011 9:52:31 PM
speedy2shoes$25.003/22/2011 5:49:18 PM
Peterman$25.003/22/2011 5:56:28 PM
tylerfd$25.003/23/2011 1:33:23 AM
jonn834$25.003/23/2011 1:34:41 AM
divedude$25.003/23/2011 1:42:08 AM
Victor-E-Lane$25.003/23/2011 1:48:56 AM
lisanate$25.003/23/2011 1:49:39 AM
Danfromnapa$25.753/23/2011 1:50:40 AM
Skiph$25.993/23/2011 1:57:52 AM
ptjg$48.933/23/2011 1:59:43 AM
Marfloogan$25.003/23/2011 8:39:03 AM
impartial-deal$25.003/23/2011 2:26:02 AM
Bigg_Lender$25.003/22/2011 7:12:41 PM
zippy-interest$25.003/22/2011 7:13:05 PM
best-ingenious-funds$25.003/23/2011 2:35:14 AM
authentic-liberty7$25.003/23/2011 2:35:29 AM
AaronPro$100.003/22/2011 7:13:50 PM
gemoscar$50.003/22/2011 7:23:26 PM
cscott2007$25.003/22/2011 7:23:53 PM
rcm87$100.003/22/2011 7:24:44 PM
enchanted-yield4$100.003/23/2011 6:42:53 AM
MilitaryAV8R$25.003/23/2011 1:33:02 AM
EJO$25.003/23/2011 1:38:42 AM
jjb3$25.003/23/2011 1:53:17 AM
Doodlemeyer$27.483/23/2011 1:58:07 AM
lostontheedge$25.003/23/2011 1:59:53 AM
4est$25.003/23/2011 2:03:25 AM
Goodlender42$25.003/23/2011 2:04:54 AM
valiant-liberty4$25.003/23/2011 2:36:04 AM
profitable-money$25.003/23/2011 8:26:19 AM
revenue-officer36$51.653/23/2011 8:39:09 AM
BxRealtor$25.003/9/2011 9:04:23 AM
patriot897$25.003/9/2011 9:10:10 AM
power-companion7$100.003/9/2011 9:11:09 AM
nickel-ferret$100.003/9/2011 9:11:51 AM
integrity-doctor$100.003/9/2011 2:19:02 PM
methodical-basis822$50.003/10/2011 4:18:16 AM
mgking007$42.783/9/2011 9:25:20 PM
SecondChanceLendingSERV$25.003/11/2011 10:01:32 AM
jescowa$50.003/12/2011 5:50:48 AM
treasure-widget$25.003/12/2011 3:42:57 PM
Walkingcowboy$50.003/12/2011 11:33:58 AM
cingular$25.003/13/2011 7:57:44 PM
important-ore$100.003/14/2011 10:12:01 AM
flexible-money1$50.003/15/2011 9:30:42 AM
kenji4861$25.003/16/2011 2:26:33 AM
rate-mogul$100.003/15/2011 7:07:19 PM
jdrez$25.003/16/2011 9:15:22 AM
MadHun$100.003/16/2011 9:54:28 AM
wbahl$25.003/16/2011 8:12:44 PM
haryassman$25.003/17/2011 2:18:52 PM
BaxterEvil$25.003/17/2011 7:48:21 PM
enthralling-deal180$41.573/17/2011 3:55:39 PM
treasure-pipeline$50.003/18/2011 3:03:39 PM
360Winner$50.003/18/2011 9:33:58 AM
GMPK_TLAS$50.003/19/2011 1:25:03 AM
w3alter$100.003/19/2011 4:56:15 PM
peso-mate$50.003/20/2011 10:31:08 PM
loot-heart$25.003/19/2011 11:01:25 PM
credit-scout7$50.003/21/2011 8:06:59 AM
WalnutCreekguy$50.003/20/2011 7:31:15 AM
genelinist$25.003/21/2011 9:35:21 AM
red-favorable-basis$25.003/21/2011 1:01:10 AM
TikPmp1$25.003/21/2011 10:01:09 AM
saga9$50.003/21/2011 10:19:00 AM
riproaringrapids$25.003/21/2011 10:29:46 AM
kulender$50.003/21/2011 4:33:28 PM
mpatrick$25.003/21/2011 5:38:45 PM
benjo$50.003/21/2011 9:33:51 AM
benefit-pro$50.003/21/2011 5:46:12 PM
AM2008$25.003/21/2011 5:57:19 PM
wrchism$50.003/21/2011 9:16:05 PM
alpinaut$25.003/21/2011 9:36:00 PM
IPlayOutsideTheBox$50.003/22/2011 3:49:38 AM
LongTail$25.003/21/2011 10:18:28 PM
AF-Chief$100.003/22/2011 7:26:09 AM
meenan$50.003/22/2011 1:59:37 AM
John_Galt$33.003/21/2011 5:30:25 PM
F16Pilot$25.003/22/2011 8:42:21 AM
return-seeker85$100.003/22/2011 8:21:55 AM
5kids5$50.003/22/2011 12:57:10 PM
loyalty-spartan$25.003/22/2011 9:32:31 AM
umfan123$25.003/22/2011 7:11:18 AM
balance-booster8$50.003/22/2011 4:46:32 PM
rogue_monster$50.003/22/2011 10:13:43 AM
julijask$45.003/22/2011 8:30:26 AM
octoberfresh$25.003/22/2011 8:35:38 AM
tlam168$25.003/22/2011 11:07:12 AM
credit-kahuna$50.003/22/2011 9:06:15 AM
bullincage$36.673/22/2011 1:51:12 PM
peace-maximizer8$25.003/22/2011 5:34:00 PM
dahburbb$25.003/22/2011 2:22:31 PM
be_wise$25.003/22/2011 5:35:59 PM
nprfan5$25.003/22/2011 2:27:43 PM
tszbgae$100.003/22/2011 5:38:23 PM
Ocean713$50.003/22/2011 5:38:55 PM
hopeful-asset9$25.003/22/2011 5:39:06 PM
bountiful-durability$100.003/22/2011 5:39:49 PM
revenue-serenity$25.003/22/2011 3:29:18 PM
harty$50.003/22/2011 4:46:13 PM
Dodgehuh$100.003/22/2011 4:46:41 PM
108lender$200.003/22/2011 7:07:31 PM
Bank42$100.003/22/2011 5:15:59 PM
the-dollar-topper$50.003/22/2011 7:24:23 PM
UT-Longhorn$25.003/22/2011 7:24:34 PM
Philosonie$25.003/22/2011 7:24:42 PM
kind-resolute-dough$25.003/22/2011 5:37:32 PM
harperpotok$25.003/22/2011 5:38:37 PM
power-collider$50.003/22/2011 5:38:59 PM
engbusres$69.003/22/2011 8:24:59 PM
important-ore$100.003/22/2011 8:46:09 PM
gold-sushi$25.003/22/2011 4:42:47 PM
selfmademan$25.003/23/2011 1:33:30 AM
kendallv$25.003/23/2011 1:40:44 AM
maschinenbau$25.003/23/2011 1:59:22 AM
mistertao$25.003/23/2011 2:00:16 AM
aha6297$25.003/23/2011 2:03:49 AM
tuneman1980$25.003/23/2011 2:07:39 AM
ctgscott$25.003/23/2011 2:25:22 AM
wampum-optimization$36.923/23/2011 2:34:36 AM
gain-gourd$72.373/23/2011 2:43:18 AM
income-mechanic7$25.003/22/2011 7:24:01 PM
Pasagam$50.003/22/2011 7:24:18 PM
moltopaolo$50.003/22/2011 7:24:40 PM
matt_2006$25.003/22/2011 7:25:21 PM
helpinghand63$25.003/22/2011 5:31:01 PM
genius520$100.003/22/2011 5:34:13 PM
brightest-supreme-dollar$50.003/22/2011 5:38:15 PM
shur$25.003/22/2011 5:38:40 PM
crazycool$100.003/22/2011 5:39:29 PM
Mr_Money$25.003/22/2011 5:39:42 PM
wwwUniversal$25.003/23/2011 6:19:09 AM
vigilance-revolutionary$50.003/22/2011 5:42:04 PM
crazyinjun$31.913/22/2011 11:50:23 PM
fareast_man$25.003/23/2011 1:23:54 AM
Frenchynh$25.003/23/2011 1:27:59 AM
sugarhoof$25.003/23/2011 1:38:16 AM
IIP77$25.003/23/2011 1:42:16 AM
ATLANTAHELP$25.003/23/2011 1:49:00 AM
dparkhom$25.003/23/2011 2:15:02 AM
cospilot$25.003/23/2011 8:38:32 AM
Dweeberkitty1$25.003/23/2011 2:24:38 AM
oreyedoc$50.003/23/2011 8:40:58 AM
tender-integrity3$37.603/23/2011 2:34:57 AM
payout-carnival$25.003/23/2011 2:35:22 AM
ideal-platinum1$50.003/22/2011 7:23:50 PM
gold-blanket0$100.003/22/2011 7:24:27 PM
gracej$25.003/22/2011 7:25:09 PM
saahilld$25.003/22/2011 7:25:25 PM
thomas16882004$25.003/22/2011 7:30:10 PM
thegreatstrafe$25.003/22/2011 7:56:27 PM
mckhbnpc$30.003/22/2011 8:51:37 PM
beaker$25.003/23/2011 1:27:51 AM
Premierelender$25.003/23/2011 1:39:00 AM
CaliforniaSun$25.003/23/2011 1:50:46 AM
hrubinst$29.623/23/2011 2:04:48 AM
chlebie$27.673/23/2011 2:14:23 AM
nestegg4e$25.003/23/2011 2:24:48 AM
discrete-asset$25.003/23/2011 2:27:09 AM
SRK_FROM_WA$25.003/23/2011 2:34:02 AM
the-profit-oracle$25.003/23/2011 8:41:20 AM
drtrimmers$25.003/23/2011 6:22:40 AM
Rockymtnhi$50.003/23/2011 6:33:56 AM
calm-deal7$25.003/23/2011 8:34:06 AM
borrowmine$25.003/23/2011 8:48:52 AM
272 Investments
 
Borrower Payment Dependent Notes Series 497157
This series of Notes was issued and sold upon the funding of the borrower loan #48079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1991 Debt/Income ratio: 10%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 41 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,243Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: coin-historian5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reflective-rupee$1,000.333/9/2011 5:12:57 PM
credit-coach118$25.003/9/2011 8:28:58 PM
soulful-truth$100.003/9/2011 5:04:09 PM
patriot897$25.003/9/2011 5:04:53 PM
DasMula$100.003/9/2011 5:06:16 PM
squarebob$25.003/9/2011 5:13:01 PM
DHolly$50.003/9/2011 5:14:06 PM
loan-kung-fu$36.733/10/2011 1:57:49 AM
pembull$100.003/9/2011 5:01:51 PM
suave-dime6$25.003/9/2011 5:03:31 PM
Kash2010lu$25.003/9/2011 5:23:13 PM
credit-missile$75.003/9/2011 5:24:01 PM
competent-p2p$101.003/9/2011 7:03:20 PM
CA-Lender$100.003/9/2011 8:10:59 PM
greencat$50.003/10/2011 7:23:41 AM
a-reasonable-return$25.003/10/2011 8:53:14 AM
liberty-magnate$25.003/10/2011 9:23:01 AM
zotzot$25.003/10/2011 9:15:36 AM
brightest-dignified-penny$25.003/10/2011 10:46:29 AM
interstellar$49.003/11/2011 9:45:27 AM
gold-cluster$100.003/10/2011 6:06:37 PM
Snoopylover$25.003/11/2011 4:13:33 PM
sentimental-commerce1$58.773/11/2011 9:57:00 AM
loss-of-control$100.003/11/2011 5:03:21 PM
Amber_Stone$25.003/11/2011 8:24:42 AM
orbital-bill1$25.003/11/2011 4:50:18 PM
jubilant-fund6$44.003/11/2011 5:20:47 PM
mammalian4$100.003/11/2011 3:40:22 PM
zotzot$100.883/11/2011 4:24:53 PM
credit-missile$25.003/9/2011 5:17:54 PM
restless-dime$100.003/9/2011 8:02:48 PM
simplelender80$100.003/9/2011 5:01:11 PM
power-companion7$100.003/9/2011 5:05:46 PM
JustMee$25.003/9/2011 5:12:06 PM
SolarMoonshine$100.003/9/2011 6:54:14 PM
larryboy10$50.003/9/2011 6:03:04 PM
SFBank$100.003/9/2011 6:22:50 PM
loanman2007$100.003/10/2011 6:18:11 AM
transformer855$25.003/9/2011 9:32:49 PM
VJ_Financial$100.003/10/2011 10:54:47 AM
Tylerh$100.003/10/2011 11:36:33 AM
credit-missile$25.003/10/2011 2:12:34 AM
investment-artist$25.003/10/2011 3:43:35 PM
sensible-fund$50.003/10/2011 10:47:01 AM
ingenious-deal6$25.003/10/2011 2:06:55 PM
nickel-hickory$700.003/10/2011 9:21:16 AM
careful-compassion$25.003/10/2011 10:04:19 AM
a-finance-nirvana$25.003/11/2011 1:50:43 AM
shrewd-income$200.003/11/2011 6:21:05 AM
well-mannered-income3$100.003/10/2011 6:40:19 PM
kindness-venture1$25.003/11/2011 7:23:29 AM
autonomous-truth$100.003/10/2011 4:31:48 PM
kind-genuine-dough$25.003/11/2011 9:36:56 AM
gothampark$25.003/11/2011 11:19:25 AM
platinum-scientist9$100.003/11/2011 10:06:18 AM
sweet-peace3$25.003/11/2011 5:17:48 PM
Lubava$200.003/11/2011 8:31:00 AM
secureincome$2,100.003/11/2011 1:19:33 PM
SecondChanceLendingSERV$25.003/11/2011 9:01:07 AM
Darkjokerg1$33.293/11/2011 3:44:23 PM
squarebob$101.003/11/2011 3:57:21 PM
greenback-guard$25.003/11/2011 4:15:43 PM
investment-raker8$50.003/11/2011 4:53:05 PM
63 Investments
 
Borrower Payment Dependent Notes Series 497221
This series of Notes was issued and sold upon the funding of the borrower loan #48062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-09-2011 
Term: 36 months Listing End date:  Mar-18-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $166.07
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1980 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $16,964Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: credit-owner8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
retired
Purpose of loan:
This loan will be used to...lower debt.


My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4300
Monthly expenses: $2300
Housing: $0
Insurance: $700 per year
Car expenses: $200 per month
Utilities: $150 per month
Phone, cable, internet: $103 per month
Food, entertainment: $250 per month
Clothing, household expenses: $250 per month
Credit cards and other loans: $750 per month
Other expenses: $350 per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/9/2011 9:10:15 AM
power-companion7$100.003/9/2011 9:11:26 AM
Tylerh$100.003/9/2011 9:08:57 AM
competent-p2p$25.003/9/2011 9:35:55 AM
enthusiastic-ore5$60.433/9/2011 2:46:12 PM
CA-Lender$100.003/9/2011 3:14:55 PM
benjamins-utopia$100.003/10/2011 8:46:04 AM
radforj22$25.003/10/2011 5:18:48 AM
SecondChanceLendingSERV$25.003/11/2011 9:52:53 AM
upbeat-finance8$25.003/11/2011 6:07:54 PM
social-heart$75.003/11/2011 2:05:28 PM
Tradesmanlender$50.003/11/2011 4:16:00 PM
treasure-widget$25.003/12/2011 10:28:59 AM
jescowa$50.003/12/2011 5:51:02 AM
Walkingcowboy$50.003/12/2011 11:34:05 AM
important-ore$100.003/14/2011 10:12:10 AM
randsenterprise$25.003/15/2011 1:32:02 AM
Ripsaw4U$50.003/15/2011 2:15:22 AM
elvisloans$25.003/16/2011 5:55:36 AM
kenji4861$25.003/16/2011 2:26:49 AM
nilonc1$25.003/16/2011 10:33:02 AM
reward-dynamo$25.003/16/2011 1:25:01 PM
Havana21$25.003/16/2011 6:40:50 PM
wbahl$25.003/16/2011 8:12:49 PM
FinanceEngine$30.003/16/2011 5:16:55 PM
investment-seeker7$31.423/16/2011 11:47:41 PM
slick8812$75.003/17/2011 6:18:38 AM
dime-vista2$25.003/16/2011 9:53:24 PM
Doug1043$25.003/17/2011 12:55:58 PM
social-friendship5$100.003/17/2011 1:32:15 PM
wampum-chorus3$25.003/17/2011 6:40:21 AM
suave-dime6$25.003/17/2011 3:52:19 PM
ethicalhumanist$50.003/17/2011 9:42:40 AM
Imaginos1892$50.003/17/2011 8:06:18 PM
hostbank$100.003/17/2011 3:42:01 PM
treasure-bliss$50.003/18/2011 2:18:12 AM
ProjectVenture$50.003/17/2011 4:21:24 PM
vishal29$25.003/17/2011 9:26:42 PM
loyalty-sherpa$25.003/17/2011 4:31:38 PM
integrity-reformer$50.003/18/2011 6:22:40 AM
best-generosity-financier$25.003/18/2011 12:38:29 AM
adaboy65$224.113/18/2011 8:21:42 AM
ryanshain$50.003/18/2011 5:23:27 AM
a-restless-dollar$50.003/18/2011 6:48:38 AM
BxRealtor$25.003/9/2011 9:04:31 AM
simplelender80$100.003/9/2011 9:04:54 AM
nickel-ferret$100.003/9/2011 9:11:55 AM
vutah$25.003/9/2011 4:09:57 PM
Preteur$25.003/9/2011 1:36:25 PM
newest-funds-powerplant$25.003/10/2011 1:11:13 PM
C2Banking$25.003/10/2011 5:38:41 PM
efficient-treasure0$25.003/11/2011 7:03:43 AM
LoanerPrincipal$25.003/13/2011 8:36:47 PM
worthy-bid8$50.003/14/2011 7:52:12 AM
Weaverville$25.003/13/2011 5:50:14 PM
cingular$25.003/13/2011 7:57:51 PM
best-community-platoon$50.003/14/2011 4:18:55 PM
flexible-money1$50.003/15/2011 5:08:56 PM
leodaguy$50.003/15/2011 9:22:14 PM
mspiggybank$100.003/16/2011 6:07:06 AM
rate-mogul$100.003/15/2011 7:07:25 PM
mhotchan$100.003/16/2011 7:38:21 AM
inspiring-reward$50.003/16/2011 9:25:00 AM
wildanne$100.003/16/2011 8:27:23 AM
all_of_that_one$25.003/16/2011 6:34:42 AM
fortress767$50.003/16/2011 6:47:02 AM
frclmym$25.003/16/2011 1:25:31 PM
MadHun$200.003/16/2011 6:41:41 PM
scamps$25.003/16/2011 9:14:39 PM
important-openness1$75.003/16/2011 7:14:21 PM
jdrez$25.003/16/2011 8:35:17 PM
Scotcha$50.003/16/2011 7:36:15 PM
realtormoises$25.003/17/2011 6:07:06 AM
ttnk62918$25.003/16/2011 8:29:55 PM
open-dough6$54.043/17/2011 6:18:40 AM
currency-persimmon$100.003/17/2011 9:35:07 AM
zone6$100.003/17/2011 6:55:11 AM
mammalian4$25.003/17/2011 6:57:55 AM
economy-caper9$25.003/17/2011 10:34:58 AM
slpark$35.003/16/2011 10:05:47 PM
umfan123$25.003/17/2011 12:11:00 AM
newfoundation$25.003/17/2011 12:51:13 PM
BaxterEvil$25.003/17/2011 7:48:26 PM
gain-dolphin$25.003/17/2011 8:09:38 PM
Whipster$25.003/17/2011 7:24:33 PM
kc8fot$65.003/18/2011 5:32:40 AM
thankful-nickel2$50.003/17/2011 8:36:13 PM
profitable-money$25.003/17/2011 10:00:26 PM
heerzaquestion$25.003/18/2011 5:07:25 AM
Eric_Gagne$25.003/18/2011 5:37:28 AM
90 Investments
 
Borrower Payment Dependent Notes Series 497459
This series of Notes was issued and sold upon the funding of the borrower loan #48199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1998 Debt/Income ratio: 44%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:19y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,327Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: brightest-thorough-liberty Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4,000
Monthly expenses: $
Housing: $324
Insurance: $120
Car expenses: $589
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/24/2011 5:06:01 PM
suave-dime6$25.003/24/2011 5:07:01 PM
RyanM561$25.003/24/2011 6:35:46 PM
CA-Lender$100.003/25/2011 12:33:58 PM
bright-exchange$25.003/24/2011 7:31:44 PM
wonder3$25.003/25/2011 6:01:53 AM
brightest-dignified-penny$25.003/25/2011 10:39:57 AM
cbivitz$155.003/26/2011 5:38:23 AM
intrepid-loot$25.003/26/2011 5:13:48 AM
Sapphicat$50.003/26/2011 12:33:19 PM
greenback-guard$25.003/26/2011 12:08:22 PM
worldly-money4$3,000.003/24/2011 5:06:55 PM
SFBank$100.003/24/2011 7:18:49 PM
Kash2010lu$56.003/24/2011 5:05:00 PM
reflective-rupee$500.333/24/2011 5:08:06 PM
Whipster$25.003/25/2011 4:46:11 AM
eronyc$50.003/25/2011 12:27:43 PM
w3alter$100.003/25/2011 9:18:13 AM
lendstats_com$200.003/25/2011 12:51:14 PM
MrBailey$43.673/25/2011 5:55:53 PM
CashFlow13$1,000.003/25/2011 5:57:26 PM
saxaphone6$25.003/25/2011 10:35:56 PM
simplelender80$100.003/26/2011 2:23:42 AM
new-goodhearted-economy$50.003/26/2011 6:19:38 AM
NYCFinancier$50.003/26/2011 7:49:02 AM
power-trophy7$25.003/26/2011 2:57:25 AM
ZOOOM$25.003/26/2011 7:23:04 AM
Mariner3605$40.003/26/2011 12:47:47 PM
piano55$30.003/26/2011 12:40:53 PM
29 Investments
 
Borrower Payment Dependent Notes Series 497465
This series of Notes was issued and sold upon the funding of the borrower loan #48143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-10-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $306.72
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1991 Debt/Income ratio: 6%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:12y 10m
Amount delinquent: $0 Total credit lines: 52 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,251Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: nourishing-generosity9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Domino
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: i need to pay 401k money that i borrowed last year because i am moving to another job. i don't want to pay the gov 40% of this money. thanks (Mar-10-2011)
Q: Can you please tell us what this loan will be used for? - zotzot
A: i am changing jobs and I need to pay a loan from my 401K . If i pay full this loan that will be 40% of my retirement. thanks (Mar-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
blot44$50.003/10/2011 9:02:51 AM
DukSerduk$25.003/10/2011 9:03:16 AM
moneyfriend$100.003/10/2011 9:03:50 AM
kyomoon$50.003/10/2011 9:03:55 AM
kind-resolute-dough$100.003/10/2011 9:04:06 AM
fantastic-openness$100.003/10/2011 9:04:29 AM
minista$25.003/10/2011 9:05:27 AM
jjb3$30.003/10/2011 9:38:18 AM
power-companion7$100.003/10/2011 9:05:19 AM
a-exponential-hope$25.003/10/2011 9:02:34 AM
BxRealtor$25.003/10/2011 9:04:34 AM
ichibon$200.883/10/2011 11:17:31 AM
restless-balance9$50.003/11/2011 7:57:26 AM
astute-fairness0$100.003/10/2011 5:41:48 PM
reflective-rupee$100.333/10/2011 8:55:49 PM
efficient-treasure0$25.003/11/2011 7:00:19 AM
Zipperdu$50.003/11/2011 8:00:27 AM
worthy-bid8$74.213/12/2011 4:16:37 AM
sandeepPR$25.003/11/2011 9:57:53 PM
Supernick$50.003/14/2011 7:42:03 AM
techs$25.003/14/2011 7:45:06 AM
cptproton$50.003/13/2011 11:02:02 AM
Preteur$25.003/14/2011 7:43:16 AM
Tradesmanlender$35.003/14/2011 7:52:33 AM
Interstate_Rate$250.003/14/2011 11:06:32 AM
secundus$25.003/14/2011 6:56:33 PM
Hanalei712$50.003/15/2011 9:36:56 AM
loaninvesting$30.003/15/2011 1:51:52 PM
ScionAltera$25.003/15/2011 2:05:22 PM
dollar-heart5$50.003/15/2011 1:46:37 PM
bigballer105$100.003/15/2011 2:05:02 PM
HHP$25.003/16/2011 9:35:39 AM
guybyny$25.003/16/2011 6:43:28 PM
Marathoner$25.003/17/2011 7:41:19 AM
Emgolda$25.003/17/2011 9:56:21 AM
coloradoloanman$25.003/17/2011 10:51:14 AM
currency-persimmon$100.003/17/2011 9:36:55 AM
BabyLender$30.003/17/2011 2:26:11 PM
microfunder$30.003/18/2011 4:47:24 AM
heerzaquestion$100.003/18/2011 5:13:20 AM
important-ore$200.003/18/2011 2:29:23 PM
eronyc$50.003/18/2011 11:46:20 AM
BiggestG$25.003/19/2011 12:02:16 AM
panegryst$50.003/18/2011 11:36:44 PM
DrunkenMic$25.003/19/2011 1:11:22 AM
compassionate-dime0$65.003/18/2011 7:41:32 PM
zippy-revenue8$25.003/19/2011 6:01:33 AM
dharma1$25.003/19/2011 3:36:04 PM
a-responsible-return$100.003/20/2011 12:27:34 PM
logical-reward8$25.003/20/2011 3:20:57 AM
leeball$50.003/20/2011 2:31:07 PM
radforj22$25.003/21/2011 8:23:52 AM
impartial-deal$25.003/21/2011 9:30:35 AM
treasure-pipeline$25.003/21/2011 9:39:58 AM
nuclearmoose$25.003/21/2011 9:55:36 AM
smilinsam$50.003/21/2011 2:13:08 PM
velocity-solo$25.003/21/2011 5:14:14 PM
simiray$40.003/21/2011 9:31:20 AM
damage$25.003/21/2011 6:41:04 PM
goldenretriever$100.003/21/2011 9:49:33 AM
encore06$25.003/21/2011 3:15:29 PM
CreditBuilder2$150.003/21/2011 3:35:49 PM
UT-Longhorn$25.003/21/2011 9:54:24 AM
BlindProphet$50.003/21/2011 9:54:34 AM
jscope$25.003/21/2011 9:55:19 AM
klend4$50.003/21/2011 7:27:32 PM
mrpowers5531$25.003/21/2011 10:42:50 AM
CASHGIRL$25.003/22/2011 1:28:11 AM
HumRaahee$100.003/21/2011 6:14:30 PM
scrappy-bonus2$25.003/10/2011 9:03:53 AM
KWarrior$50.003/10/2011 9:03:59 AM
meux99$25.003/10/2011 9:04:10 AM
contract-festival7$50.003/10/2011 9:37:49 AM
kenji4861$25.003/10/2011 9:02:31 AM
patriot897$50.003/10/2011 9:04:41 AM
thankful-nickel2$100.003/10/2011 7:23:14 PM
community-pipeline$25.003/10/2011 9:04:03 AM
TikPmp1$100.003/10/2011 9:04:08 AM
Fonthill$100.003/10/2011 9:04:32 AM
Tech-Entrepreneur$25.003/10/2011 9:05:07 AM
PThor$25.003/10/2011 9:05:14 AM
Guiren$100.003/10/2011 3:07:32 PM
Dollars4Rent$50.003/11/2011 1:21:43 AM
Tylerh$100.003/11/2011 9:21:18 PM
RandyL3$25.003/12/2011 4:27:39 AM
gemoscar$50.003/14/2011 7:42:08 AM
authoritative-capital$25.003/14/2011 7:44:31 AM
emo13$100.003/13/2011 4:22:17 PM
exact-gold2$50.003/13/2011 6:06:43 AM
evnagelist$50.003/14/2011 7:44:10 AM
davisfl$100.003/14/2011 7:54:59 AM
Pickmar$25.003/14/2011 9:15:40 AM
tenacious-compassion9$25.003/14/2011 7:44:08 AM
wwwUniversal$25.003/15/2011 1:55:04 AM
CA-Lender$25.003/14/2011 6:03:48 PM
bobby5832708$50.003/15/2011 9:58:05 AM
toronado$100.003/15/2011 1:36:06 PM
important-ore$100.003/16/2011 1:27:43 PM
Bank42$100.003/16/2011 6:32:38 PM
SBT$75.003/16/2011 8:52:01 PM
wbahl$25.003/16/2011 8:08:03 PM
life-is-great$25.003/17/2011 10:07:15 AM
Woodworker57$25.003/17/2011 10:48:50 AM
newfoundation$25.003/17/2011 12:57:24 PM
a-versatile-power$25.003/18/2011 5:57:10 AM
arenangelchild$50.003/18/2011 7:33:16 AM
brainy-repayment5$100.003/18/2011 6:45:44 PM
mistertao$25.003/19/2011 11:35:53 AM
nimcha$50.003/20/2011 10:06:21 AM
myworld701$25.003/20/2011 11:36:26 AM
exchange-pledge$50.003/20/2011 12:30:30 PM
saahilld$25.003/20/2011 12:31:12 PM
ore-historian5$50.003/21/2011 10:17:52 AM
balance-force$28.003/21/2011 10:51:52 AM
Castellan$50.003/20/2011 7:22:45 PM
Algernon$25.003/21/2011 6:36:46 AM
BoughtTheFarm$25.003/21/2011 8:52:24 AM
GodzillaLending$25.003/21/2011 5:17:14 PM
authoritative-capital$25.003/21/2011 9:11:30 AM
GElender$100.003/21/2011 2:40:39 PM
FlexFunding$50.003/21/2011 9:54:30 AM
squarebob$50.333/21/2011 11:25:35 AM
anton$1,000.003/21/2011 6:55:48 PM
Marty_W_Cordova$2,361.253/22/2011 7:43:38 AM
syounker$25.003/21/2011 5:15:53 PM
saga9$50.003/21/2011 5:31:30 PM
Aggie88$100.003/22/2011 3:38:43 AM
127 Investments
 
Borrower Payment Dependent Notes Series 497479
This series of Notes was issued and sold upon the funding of the borrower loan #48030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1993 Debt/Income ratio: 8%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:19y 4m
Amount delinquent: $79 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $4,159Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: enriching-funds4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
garbage man
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $7000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, could you provide some more details in your profile? Thanks. - lend4life13
A: 289000 one loan only payment is2275 (Mar-14-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: market value is296000 one loan onhome is289000 (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/11/2011 9:01:18 AM
SecondChanceLendingSERV$25.003/11/2011 9:07:42 AM
suave-dime6$25.003/11/2011 9:03:14 AM
CA-Lender$100.003/11/2011 2:26:54 PM
lucrative-transparency0$50.003/14/2011 8:58:44 AM
a-finance-nirvana$25.003/14/2011 4:47:03 PM
reward-adventure$50.003/15/2011 4:58:15 AM
HHP$100.003/16/2011 9:34:50 AM
mrxtravis$25.003/16/2011 3:40:59 PM
SBT$25.003/16/2011 8:52:40 PM
ttnk62918$25.003/16/2011 8:31:37 PM
aquistoyraul$25.003/17/2011 7:27:01 AM
goodhearted-basis4$25.003/18/2011 12:12:35 PM
PRGuyinVA$25.003/18/2011 2:46:41 PM
jubilant-agreement0$25.003/19/2011 9:59:51 AM
w3alter$100.003/19/2011 4:51:22 PM
OLYVRC$25.003/20/2011 2:19:50 PM
ITExec$100.003/21/2011 6:58:20 AM
Artist_Blue$25.003/21/2011 6:16:07 AM
smilinsam$50.003/21/2011 2:16:16 PM
the-yield-surfer$50.003/21/2011 11:53:04 PM
newstar2000$25.003/22/2011 8:20:34 AM
irrelevant$25.003/22/2011 9:18:26 AM
worldly-rate3$50.003/22/2011 9:33:15 AM
radforj22$25.003/22/2011 6:36:11 AM
desertoasis$30.003/22/2011 10:36:54 AM
capital-halo1$500.003/22/2011 5:10:11 PM
the-profit-oracle$25.003/22/2011 5:32:33 PM
MadHun$100.003/22/2011 4:42:28 PM
broosky2$53.753/22/2011 7:45:10 PM
Reliance_Banker$25.003/22/2011 4:01:23 PM
agreement-animal$30.973/23/2011 1:55:31 AM
zippy-interest$25.003/22/2011 7:15:34 PM
bid-czar8$50.003/23/2011 3:07:53 AM
justasoldier$25.003/22/2011 9:52:56 PM
terrific-peace8$50.003/23/2011 6:33:08 AM
850$50.003/22/2011 10:47:09 PM
greenback-guard$25.003/23/2011 2:45:34 AM
secureincome$23.793/23/2011 7:24:18 AM
ingenious-deal6$25.003/11/2011 9:04:22 AM
vutah$25.003/11/2011 10:37:54 AM
Weaverville$25.003/13/2011 5:49:58 PM
worldly-money4$100.003/12/2011 4:42:14 PM
Wellman$50.003/15/2011 4:03:20 AM
patriot897$25.003/15/2011 11:12:39 AM
leodaguy$25.003/15/2011 9:24:29 PM
Jack55304$125.003/16/2011 8:47:24 AM
Tylerh$100.003/16/2011 12:04:16 PM
Ocean713$50.003/16/2011 3:37:34 PM
worthy-bid8$25.003/16/2011 4:43:43 PM
Comoparklender$50.003/16/2011 8:37:47 PM
wbahl$25.003/16/2011 8:10:33 PM
direct-social3$25.003/17/2011 10:22:42 PM
360Winner$50.003/18/2011 9:34:51 AM
dollardave$100.003/18/2011 1:21:19 PM
rvfbroker$25.003/19/2011 2:16:16 PM
economy-producer$25.003/19/2011 9:57:12 AM
money-surge1$50.003/20/2011 10:47:22 AM
inspiring-reward$100.003/20/2011 3:16:23 AM
hope-equation$50.003/19/2011 1:52:15 PM
ThatDanGuy$50.003/20/2011 2:06:42 PM
jazzlender$25.003/22/2011 2:20:01 AM
asiaratt$50.003/22/2011 8:25:46 AM
saga9$50.003/21/2011 5:31:42 PM
jwm$25.003/22/2011 5:21:12 AM
credible-balance6$25.003/22/2011 11:47:37 AM
kulender$100.003/22/2011 4:39:27 PM
kindness-venture1$25.003/22/2011 4:58:35 PM
kind-genuine-dough$25.003/22/2011 5:41:28 PM
Kaj$50.003/22/2011 7:09:36 PM
interstellar$33.313/22/2011 5:12:12 PM
important-openness1$75.003/22/2011 2:46:40 PM
sappy02$25.003/22/2011 5:41:23 PM
GoodScot$25.003/22/2011 10:13:39 PM
Bob450$25.003/22/2011 5:01:25 PM
seisen$50.003/22/2011 7:09:40 PM
jo2y$25.003/23/2011 2:27:28 AM
missing-link$25.003/23/2011 2:38:19 AM
Makingitrain$25.003/23/2011 2:36:13 AM
bold-direct-asset$28.183/23/2011 2:34:53 AM
worldpower2$25.003/23/2011 6:07:26 AM
81 Investments
 
Borrower Payment Dependent Notes Series 497493
This series of Notes was issued and sold upon the funding of the borrower loan #48102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Mar-11-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $294.61
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1988 Debt/Income ratio: 18%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 37 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,306Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: subtle-capital Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
 
Principal balance: $3,618.05 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Saying NO to Credit Card Comany
Purpose of loan:
This loan will be used to pay off existing credit card balance, not create new debt.

My financial situation:
I am a good candidate for this loan because I am currently paying more each month to the credit card company than I would be paying under this loan. I'd save over $5,200 and pay off the loan more than a year early. I am a CPA and financial planner and see Prosper as a great tool for gettting out of debt.

This is a two-way victory. I pay less, and investors get more. Advanta was seized by the FDIC and they walked away from their debt. I'm paying mine.


Monthly net income: $15,000
Monthly expenses (detailed below): $14,000
Housing: $2,900
Insurance: $1,000
Car expenses: $500
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $1,500
Clothing, household expenses: $600
Credit cards and other loans: $3,500
Other expenses (Taxes): $3,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. Total amount owed $368,000 2. Market Value - $380,000 (Purchase price plus improvements total $430,000) (Mar-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
JJ9876$25.003/11/2011 5:04:12 PM
zotzot$25.003/11/2011 5:06:57 PM
hookUup$25.003/11/2011 10:04:45 PM
tntmojave$50.003/11/2011 5:01:46 PM
thankful-nickel2$25.003/11/2011 8:36:25 PM
CA-Lender$100.003/11/2011 5:06:11 PM
squarebob$125.003/11/2011 5:07:55 PM
QsDad$25.003/12/2011 2:51:27 AM
JustMee$25.003/12/2011 6:52:47 AM
jescowa$50.003/12/2011 3:46:40 PM
important-ore$100.003/14/2011 10:13:08 AM
organized-payment6$50.003/14/2011 9:45:21 AM
efficient-treasure0$25.003/14/2011 7:56:17 PM
MakingMoneyBlogNet$34.453/15/2011 1:22:57 PM
tolerant-dinero2$25.003/15/2011 10:59:57 AM
patriot897$25.003/15/2011 11:11:12 AM
loyalist1$300.003/16/2011 9:58:51 AM
riv701$25.003/16/2011 10:12:47 AM
cul8rv8$25.003/16/2011 10:28:48 AM
TNG812$25.003/16/2011 6:01:35 PM
Havana21$25.003/17/2011 1:44:56 AM
Domgabriel$50.003/17/2011 8:43:18 AM
elvisloans$25.003/17/2011 12:40:31 PM
loyalty-sherpa$25.003/17/2011 4:32:25 PM
Tradesmanlender$35.003/17/2011 4:21:59 PM
rcj1411$50.003/17/2011 9:31:42 PM
360Winner$50.003/18/2011 9:34:28 AM
Stavros$25.003/19/2011 8:38:20 AM
enthralling-deal180$50.003/19/2011 12:03:22 AM
rmpedi33$25.003/19/2011 8:15:24 AM
benjamins-utopia$100.003/19/2011 3:12:23 PM
balance-force$25.003/21/2011 1:02:53 AM
Mav26$44.383/20/2011 7:39:43 PM
credit-scout7$50.003/21/2011 8:07:19 AM
saga9$50.003/21/2011 10:19:37 AM
BlessedEveryDay$30.003/21/2011 11:28:45 AM
CashBank$25.003/22/2011 8:48:32 AM
bigb7$26.763/22/2011 4:41:00 PM
balance-booster8$50.003/22/2011 4:47:01 PM
intrepid-loot$75.003/22/2011 5:52:41 PM
capital-party6$100.003/22/2011 6:26:30 PM
kander80$75.473/22/2011 6:31:37 PM
toronado$50.003/22/2011 6:53:24 PM
green-glowing-gain$25.003/22/2011 5:42:27 PM
bentheredunthat$100.003/22/2011 4:12:52 PM
momentous-coin$75.003/22/2011 4:43:40 PM
Bigg_Lender$25.003/22/2011 7:12:56 PM
Walkingcowboy$50.003/22/2011 7:24:56 PM
pvd89$50.003/22/2011 8:16:09 PM
FinanceEngine$40.003/22/2011 10:27:49 PM
availableloan$25.003/22/2011 6:34:47 PM
zippy-interest$25.003/22/2011 7:13:17 PM
cash-professor$50.003/22/2011 7:20:59 PM
Engineer44$30.003/23/2011 5:42:48 AM
davidmlucas$50.003/23/2011 6:50:21 AM
jarf$33.343/22/2011 11:36:05 PM
bancoroyal$37.743/23/2011 3:40:15 AM
mrbalboa$25.003/23/2011 5:15:00 AM
investment-kingdom$300.003/23/2011 9:33:33 AM
agreement-bunny$25.003/23/2011 6:17:42 AM
umfan123$25.003/23/2011 6:41:47 AM
zotzot$100.883/23/2011 11:30:31 AM
vigilance-searcher$25.003/23/2011 7:48:36 AM
Leopoldine$25.923/23/2011 8:21:16 AM
Sol_Invictus$25.003/23/2011 12:11:17 PM
Fiimg$50.003/23/2011 6:59:51 PM
wwwUniversal$25.003/23/2011 8:42:52 PM
agalt$75.003/23/2011 11:15:16 PM
3musketeers$50.003/24/2011 8:56:20 AM
rutzebach$32.273/24/2011 9:22:07 AM
newest-efficient-loan$27.713/23/2011 5:32:13 PM
Archchancellor$25.003/24/2011 5:02:35 AM
competent-p2p$25.003/24/2011 9:47:27 AM
investorguy3000$100.003/24/2011 10:06:14 AM
IIP77$25.003/24/2011 6:27:56 AM
GatorBux$50.003/24/2011 11:08:26 AM
Quiddity$50.003/24/2011 7:43:35 AM
PCGeekWI$25.003/24/2011 11:59:29 AM
exciting-dollar1$25.003/24/2011 4:37:48 AM
bold-shrewd-market$25.003/24/2011 12:17:45 PM
MortgageeMarty$25.003/24/2011 7:01:03 PM
currency-persimmon$100.003/24/2011 7:25:08 PM
chrisah$50.003/24/2011 7:28:39 PM
Stingray8a$25.003/24/2011 9:04:15 PM
unafraid-loan5$25.003/24/2011 10:05:22 AM
AustinAmerica$25.003/24/2011 6:41:09 PM
Stingray8a$25.003/24/2011 9:03:27 PM
Keeping-The-Peace$50.003/24/2011 11:19:54 PM
dogchow$103.843/25/2011 9:33:59 AM
Willylump$25.003/25/2011 9:36:18 AM
mobius_titan$25.003/25/2011 1:41:32 AM
truelumen$25.003/25/2011 6:52:29 AM
tylerfd$25.003/25/2011 6:57:44 AM
megich06$50.003/25/2011 8:43:47 AM
YellowJacket$25.003/25/2011 9:33:01 AM
myduck$50.003/25/2011 6:55:47 AM
nickel-ferret$100.003/11/2011 5:04:34 PM
BxRealtor$25.003/11/2011 5:05:35 PM
credit-investor5$50.003/11/2011 5:06:42 PM
AFairDeal$100.003/11/2011 5:04:28 PM
simplelender80$100.003/11/2011 5:03:44 PM
BlueProteus$25.003/12/2011 9:43:05 PM
silver-breeze3$31.633/12/2011 7:22:34 AM
Azonic21$25.003/12/2011 9:12:36 AM
heerzaquestion$50.003/13/2011 11:43:13 AM
Weaverville$25.003/13/2011 5:50:48 PM
SnakeV$25.003/14/2011 12:55:09 PM
chameleon125$25.003/15/2011 6:24:01 AM
radforj22$25.003/15/2011 2:10:54 AM
Row2010$27.043/15/2011 10:16:18 AM
lender987654321$25.003/15/2011 6:40:59 PM
leodaguy$50.003/15/2011 9:22:45 PM
kenji4861$25.003/16/2011 2:27:57 AM
grnii78$200.003/16/2011 9:54:42 AM
Ripsaw4U$50.003/16/2011 12:07:10 PM
Barrayaran$25.003/16/2011 2:59:45 PM
wbahl$25.003/16/2011 8:13:15 PM
MoneyTree79$25.003/16/2011 8:02:54 PM
Tylerh$100.003/16/2011 6:45:07 PM
indomitable-coin$50.003/17/2011 5:50:08 AM
hostbank$100.003/17/2011 3:42:34 PM
currency-persimmon$100.003/17/2011 9:36:04 AM
syounker$25.003/17/2011 6:05:20 PM
wonderous-power$25.003/18/2011 2:47:20 AM
worthy-bid8$100.003/18/2011 3:01:26 PM
a-unflappable-finance$100.003/18/2011 9:39:02 AM
GMPK_TLAS$50.003/19/2011 1:25:48 AM
loot-heart$25.003/19/2011 11:01:52 PM
papaloha$100.003/20/2011 3:45:30 AM
w3alter$100.003/19/2011 4:56:38 PM
HamachiMan$50.003/20/2011 4:27:19 PM
money-surge1$50.003/20/2011 10:47:40 AM
smilinsam$100.003/21/2011 2:12:44 PM
honorable-yield$25.003/22/2011 6:41:50 AM
klend4$100.003/22/2011 12:49:16 PM
hopeful-truth5$100.003/22/2011 5:40:38 PM
skifamily1992$31.683/22/2011 6:16:30 PM
payout-detective7$50.003/22/2011 10:39:19 AM
Liam227$50.003/22/2011 7:55:02 PM
AustinAmerica$25.003/22/2011 7:57:06 PM
capital-blueberry$25.003/22/2011 8:18:29 PM
rawman$25.003/22/2011 6:14:45 PM
heerzaquestion$25.003/22/2011 6:48:40 PM
GElender$100.003/23/2011 5:59:29 AM
enchanted-yield4$200.003/23/2011 6:29:03 AM
Sandiegorep$53.653/23/2011 12:45:55 AM
euro-trumpet$25.003/22/2011 6:33:41 PM
blue-dollar-viking$25.003/22/2011 6:45:36 PM
profitable-money$25.003/23/2011 8:23:37 AM
AFFlyboy$59.973/23/2011 3:02:07 AM
Krozy$25.003/22/2011 7:46:24 PM
coldfuzion$83.573/22/2011 7:48:25 PM
payout-reaction740$25.003/23/2011 6:33:31 AM
JBF_Investments$25.003/22/2011 9:29:36 PM
Rockymtnhi$50.003/23/2011 6:34:09 AM
accelerator1$50.003/23/2011 7:51:19 AM
propertytransformer$25.003/23/2011 3:34:27 AM
Sturgee$25.003/23/2011 2:44:44 PM
the-fairness-tsunami290$30.003/23/2011 11:03:16 AM
trade-surge3$25.003/23/2011 8:02:22 AM
shmb6508$50.003/23/2011 1:34:06 PM
PopeJP$50.003/23/2011 10:18:02 AM
Artist_Blue$25.003/23/2011 2:38:55 PM
benefit-piano5$25.003/24/2011 9:37:02 AM
Torero06$34.833/24/2011 9:54:23 AM
gilbrear$25.003/24/2011 4:06:37 PM
impressive-p2p7$25.003/24/2011 11:19:36 AM
nolahelper$25.003/24/2011 7:49:46 AM
lender12345$25.003/24/2011 5:49:32 PM
integrity-doctor$100.003/24/2011 2:58:35 PM
riproaringrapids$25.003/24/2011 8:27:40 PM
marwadi-62$50.003/24/2011 10:50:24 AM
Clambake$50.003/24/2011 7:03:40 PM
brightest-affluence-motivator$100.003/25/2011 9:08:59 AM
investment-cluster$50.003/25/2011 9:14:07 AM
helpinghand63$25.003/25/2011 9:36:03 AM
corndog4000$50.003/25/2011 2:10:39 AM
intrepid-loot$25.003/24/2011 9:14:15 PM
velocity-winner$25.003/24/2011 10:04:05 PM
a-restless-dollar$50.003/25/2011 6:41:09 AM
jtradition$50.003/25/2011 7:08:05 AM
Chervianne$50.003/25/2011 7:27:44 AM
CN3$27.583/25/2011 8:18:14 AM
183 Investments
 
Borrower Payment Dependent Notes Series 497545
This series of Notes was issued and sold upon the funding of the borrower loan #48044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-11-2011 
Term: 60 months Listing End date:  Mar-24-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $253.89
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2006 Debt/Income ratio: Not calculated
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,036Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: shiny-greenback0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Student loans and credit cards
Purpose of loan:To avoid paying high interest rates on credit cards.
This loan will be used to...pay off credit cards and student loans.

My financial situation: Pretty stable, able to live pretty well with my current job at the gas station, but credit cards bills and student loans are fast approaching, having some extra cash is a must.
I am a good candidate for this loan because...I have always paid my credit cards on time, never late once. I have always been able to save money,and put my finances before anything else..


Monthly net income: $ 1100
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $150
Utilities: $
Phone, cable, internet: $80
Food, entertainment: $175
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
leverage-monger$100.003/11/2011 10:53:06 AM
reflective-rupee$400.333/11/2011 10:36:00 AM
autonomous-truth$150.003/11/2011 12:11:50 PM
KarlMarx$25.003/11/2011 5:26:13 PM
ready-interest9$25.003/11/2011 7:13:18 PM
ingenious-deal6$25.003/11/2011 9:04:25 AM
competent-p2p$101.003/11/2011 12:53:43 PM
suave-dime6$25.003/13/2011 3:42:46 PM
worldly-money4$150.003/14/2011 2:34:28 PM
Bob450$25.003/15/2011 1:35:24 AM
Wellman$50.003/15/2011 4:03:31 AM
patriot897$25.003/15/2011 11:12:42 AM
UBOtto186$25.003/15/2011 3:35:27 PM
leodaguy$25.003/15/2011 9:24:32 PM
gentle-coin$25.003/15/2011 8:10:13 PM
Jack55304$125.003/16/2011 8:47:33 AM
HHP$100.003/16/2011 9:34:53 AM
Comoparklender$50.003/16/2011 8:37:50 PM
PRGuyinVA$25.003/18/2011 2:46:43 PM
hope-equation$50.003/19/2011 1:52:17 PM
ThatDanGuy$50.003/20/2011 2:06:45 PM
erowis$90.003/20/2011 8:18:04 AM
money-surge1$50.003/20/2011 10:47:26 AM
smilinsam$50.003/21/2011 2:16:19 PM
saga9$50.003/21/2011 5:31:44 PM
justasoldier$25.003/21/2011 8:41:22 PM
nybanker85$50.003/21/2011 7:15:15 PM
worldly-rate3$50.003/22/2011 9:33:18 AM
KBC000$100.003/21/2011 8:24:44 PM
accelerator1$50.003/22/2011 1:31:19 PM
HammerSmith$25.003/22/2011 2:20:05 PM
radforj22$25.003/22/2011 6:36:12 AM
octoberfresh$25.003/22/2011 8:42:36 AM
JohnWS$72.123/22/2011 10:55:08 AM
nilonc1$50.003/22/2011 1:58:56 PM
loss-of-control$100.003/22/2011 5:52:43 PM
Pu239$60.003/22/2011 5:53:32 PM
desertoasis$30.003/22/2011 10:36:56 AM
Ocean713$50.003/22/2011 7:08:48 PM
zone6$100.003/22/2011 10:56:08 AM
loans-from-us-2-u$50.003/22/2011 11:48:50 AM
worldly-money4$1,000.003/22/2011 12:30:51 PM
top-return-oasis$38.353/22/2011 2:07:38 PM
kulender$50.003/22/2011 5:04:21 PM
kind-genuine-dough$25.003/22/2011 7:08:42 PM
worthy-bid8$50.003/22/2011 5:29:01 PM
the-profit-oracle$25.003/23/2011 2:28:30 AM
extraordinary-interest1$50.003/23/2011 8:49:01 AM
orange-preeminant-bill$50.003/22/2011 7:25:38 PM
GoodScot$25.003/22/2011 10:13:40 PM
prominence8$25.003/23/2011 8:02:52 AM
magnetic-kindness$25.003/23/2011 2:22:55 PM
graceful-investment$100.003/23/2011 3:54:18 PM
social-friendship5$50.003/23/2011 4:04:19 PM
jybank$25.003/23/2011 11:31:01 AM
loss-of-control$50.003/23/2011 6:07:21 PM
reward-walnut$50.003/23/2011 3:57:07 PM
gold-blanket0$25.003/23/2011 3:57:15 PM
point-sasquatch$25.003/23/2011 3:57:38 PM
ivy-league-MBA$25.003/23/2011 10:22:36 AM
the-discrete-income$148.643/23/2011 4:59:13 PM
zorg77$25.003/23/2011 5:20:56 PM
noble-marketplace$25.003/24/2011 4:15:03 AM
finance-prescription$50.003/24/2011 5:32:39 AM
leverage-monger$25.003/23/2011 2:37:16 PM
Cai8899$25.003/23/2011 3:57:10 PM
wise-skillful-benjamins$17.403/24/2011 8:27:21 AM
Snoopylover$25.003/24/2011 6:02:35 AM
wwwUniversal$25.003/24/2011 2:17:02 AM
CA-Lender$100.003/11/2011 2:26:57 PM
zotzot$25.993/11/2011 4:48:34 PM
mrsp2e$100.003/11/2011 11:02:43 AM
squarebob$101.003/11/2011 5:18:55 PM
simplelender80$100.003/11/2011 9:01:21 AM
thelovebug$100.003/11/2011 9:03:54 AM
unforgettable-market3$100.003/11/2011 11:00:49 PM
tnjohnso$25.003/11/2011 3:46:28 PM
loanman2007$50.003/12/2011 7:24:08 AM
frogperson$126.043/14/2011 8:20:36 PM
reward-adventure$50.003/15/2011 4:58:19 AM
important-openness1$75.003/16/2011 6:58:40 PM
SBT$25.003/16/2011 8:52:42 PM
360Winner$50.003/18/2011 9:34:55 AM
jubilant-agreement0$25.003/19/2011 9:59:53 AM
rvfbroker$25.003/19/2011 2:16:18 PM
Weaverville$25.003/20/2011 7:37:44 AM
aprivatelender$50.003/20/2011 8:42:55 AM
w3alter$100.003/19/2011 4:51:25 PM
economy-producer$25.003/19/2011 9:57:14 AM
Artist_Blue$25.003/21/2011 8:29:11 AM
the-yield-surfer$50.003/21/2011 11:53:06 PM
loyalist1$100.003/22/2011 8:31:09 AM
jwm$25.003/22/2011 5:21:14 AM
2grindstones$25.003/22/2011 9:15:21 AM
worldly-rate3$25.003/22/2011 9:48:56 AM
admirable-basis1$25.003/22/2011 10:52:25 AM
credible-balance6$25.003/22/2011 11:47:38 AM
JPMorrisLegacyFund$25.523/22/2011 1:26:05 PM
capital-galaxy$200.003/22/2011 2:24:16 PM
treasure-bliss$50.003/22/2011 8:12:06 AM
soulful-truth$100.003/22/2011 8:29:57 AM
justice-economist$25.003/22/2011 11:55:27 AM
generosity-pizza$50.003/22/2011 9:05:48 AM
asiaratt$50.003/22/2011 5:33:09 PM
MadHun$200.003/22/2011 5:37:23 PM
zippy-interest$25.003/22/2011 7:15:35 PM
dwilson443$75.003/22/2011 1:10:14 PM
frooogal$50.003/22/2011 1:47:32 PM
irrelevant$25.003/23/2011 2:08:02 AM
DonaldColorado$50.003/23/2011 12:53:18 PM
bid-czar8$50.003/23/2011 3:07:55 AM
missing-link$25.003/23/2011 7:17:39 PM
rhin0cerx$50.003/23/2011 3:57:08 PM
point-kitten6$50.003/23/2011 8:38:21 PM
peso-bonaza$31.683/23/2011 5:45:01 PM
orderly-leverage$100.003/23/2011 2:38:03 PM
108lender$200.003/23/2011 2:38:40 PM
payment-gusto$25.003/23/2011 2:39:59 PM
berkeleyalum$25.003/23/2011 9:57:45 PM
Cornelian$31.933/24/2011 8:16:20 AM
tech310$50.003/24/2011 1:25:34 AM
SFBank$50.003/23/2011 6:15:41 PM
sweetlan$25.003/24/2011 6:02:26 AM
vigilance-searcher$25.003/24/2011 7:42:20 AM
124 Investments
 
Borrower Payment Dependent Notes Series 497671
This series of Notes was issued and sold upon the funding of the borrower loan #48202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-26-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1998 Debt/Income ratio: 14%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,309Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: reinforced-return011 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...pay off high interest debt

My financial situation: improving
I am a good candidate for this loan because...I have been in the military for 11 years and receive a paycheck every two weeks


Monthly net income: $6650
Monthly expenses: $1000
Housing: $825
Insurance: $350
Car expenses: $500
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My townhouse in Colorado is valued at apx $155,000. I hold a first mortgage of $149,000 and a second for $31,000 (Mar-28-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
hidavehi$29.003/26/2011 12:05:28 PM
SolarMoonshine$25.003/26/2011 3:15:14 PM
Azonic21$25.003/26/2011 12:07:12 PM
RyanM561$25.003/26/2011 7:23:51 PM
COCHINOBOY$25.003/28/2011 5:57:41 AM
well-rounded-dinero$300.003/28/2011 10:54:13 AM
Military-2-Military$975.003/28/2011 9:58:27 AM
emjaybee$25.003/28/2011 12:44:03 PM
Astyanax$40.003/28/2011 6:01:57 PM
Sudoku$50.003/28/2011 8:43:41 AM
Kyileo$25.003/28/2011 5:13:15 PM
rustysailor$25.003/28/2011 10:48:10 PM
HammerSmith$25.003/28/2011 6:38:26 PM
capital-galaxy$226.003/29/2011 5:15:20 AM
gpuck$50.003/29/2011 4:25:09 AM
l2fp$28.993/28/2011 7:17:57 PM
WonByOne$200.003/28/2011 7:45:47 PM
Stek7$25.003/26/2011 12:02:23 PM
worldly-money4$100.003/26/2011 12:06:21 PM
reflective-rupee$500.333/26/2011 11:13:36 PM
JGuide$30.003/26/2011 8:46:32 PM
bold-meteoric-justice$50.003/27/2011 11:08:16 AM
diversification-maple1$30.003/27/2011 3:32:03 PM
jeffe43$75.003/26/2011 7:22:15 PM
SecondChanceLendingSERV$25.003/26/2011 9:18:28 PM
golffish2$25.003/28/2011 3:52:54 AM
Sudoku$231.363/27/2011 7:33:38 PM
loanman2007$50.003/28/2011 4:59:00 AM
MilitaryMTP$200.003/28/2011 4:53:57 PM
CA-Lender$100.003/28/2011 12:39:58 PM
Integrity1st$75.443/28/2011 5:48:26 PM
zotzot$50.113/28/2011 5:51:33 PM
loss-of-control$100.003/28/2011 6:26:31 PM
ac787$48.003/28/2011 5:49:39 PM
squarebob$25.003/28/2011 5:55:03 PM
Sudoku$60.773/29/2011 4:13:36 AM
investment-habanero8$100.003/29/2011 4:17:26 AM
37 Investments
 
Borrower Payment Dependent Notes Series 497769
This series of Notes was issued and sold upon the funding of the borrower loan #48077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-2002 Debt/Income ratio: 7%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 3Length of status:3y 4m
Amount delinquent: $698 Total credit lines: 10 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $878Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: inspired-payout4 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Consolidate All Debt for preparation of wedding & 1st time Home Buyer.

I am a good candidate for this loan because I am diligent with keeping a good relationship with partners such as you, by being truthful. I have made mistakes in the past, now knowing the importants of good credit not only for me, but my children & future family. I have taken on full parental custody of my 2 daughters. They inspire me everyday to not fail in anything I am involved with. Over the years I have implemented a daily expense sheet on myself to help track my spending and reduce my expenses. Giving me great discipline with my finances. This has resulted in a 688 credit rating as of 3/10/2011 with Experian.

Monthly net income: $2502
Monthly expenses: $2030
Housing: $ 1100 (covers Ins/Utilities/Phone)

I come to Prosper looking for a 2nd chance to re-establish my financial health. Thank you in advance for your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in your loan. Please give a brief job description and APR, balance, and min payment on each debt. Also, please provide info on the nature of the current account that is delinquent and how it will be fixed. Thank you! - newest-funds-powerplant
A: My job consist of calling on and selling to assigned retail stores to ensure store level conditions meet or exceed standards, including shelf conditions, distribution, display support, retail pricing and etc. On average with 4 open loans the APR is 24.99% and the combined balance is $4088. I was looking to pay off all of them & have 1 payment with Prosper. The $698 that is showing delinquent is included in this total consolidation. (Mar-14-2011)
Q: Can you tell us what the delinquencies (past and current) on your record are about? Thanks! - zotzot
A: Unfortunately, some of the mishaps on my credit came from the Divorce: Funiture loan my Ex has position of = $1700, School Loan that I co-signed for my Ex- $698, Ins Violation- $1210 , Medical Bills- 480 (Mar-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 9:03:08 AM
Weaverville$25.003/14/2011 9:07:07 AM
competent-p2p$25.003/14/2011 11:07:34 AM
SimpleChoice$25.003/14/2011 4:47:43 PM
SolarMoonshine$25.003/14/2011 6:27:20 PM
patriot897$25.003/15/2011 11:11:48 AM
bullwink27$25.003/16/2011 6:46:38 AM
nickel-ferret$100.003/16/2011 9:12:28 AM
wild-orange$25.003/16/2011 2:00:24 PM
randsenterprise$25.003/16/2011 4:42:08 PM
spiff666$25.003/16/2011 4:20:51 PM
goodhearted-basis4$25.003/16/2011 4:42:26 PM
zone6$100.003/17/2011 7:15:30 AM
hostbank$100.003/17/2011 3:42:57 PM
omahajay$25.003/18/2011 6:39:35 AM
platinum-scientist9$25.003/18/2011 8:01:00 AM
wowlender$35.003/18/2011 5:49:07 AM
derec$25.003/17/2011 10:37:34 PM
gizzywump$500.003/18/2011 10:07:08 AM
scappellee$50.003/18/2011 1:54:54 PM
kc8fot$25.003/18/2011 5:43:08 AM
UCSBGAUCHOS$25.003/18/2011 8:30:10 AM
a-unflappable-finance$100.003/18/2011 9:39:43 AM
IrrationalPi$25.003/18/2011 10:01:55 AM
njlom$50.003/18/2011 5:37:20 PM
randsenterprise$25.003/18/2011 3:05:18 PM
GMPK_TLAS$50.003/19/2011 1:26:26 AM
Jim33$25.003/19/2011 8:54:15 AM
NYCFinancier$25.003/18/2011 5:45:43 PM
duty-windmill$25.003/19/2011 9:35:26 AM
jescowa$50.003/19/2011 9:48:07 AM
aztocas$25.003/19/2011 10:51:48 AM
generator596$25.003/19/2011 3:33:10 AM
beeper2$125.003/19/2011 5:44:51 PM
bold-careful-finance$50.003/19/2011 12:37:07 PM
vigilance-searcher$25.003/19/2011 3:37:20 PM
StrongMonty$25.003/20/2011 1:37:33 PM
money-surge1$50.003/20/2011 10:48:35 AM
balance-force$25.003/21/2011 12:59:45 AM
vishal29$25.003/20/2011 7:57:48 PM
shellstar$25.003/21/2011 11:41:03 AM
moola-pillow$45.713/21/2011 6:53:21 PM
ethicalhumanist$25.003/21/2011 10:47:29 AM
PropertyInvest$25.003/21/2011 5:42:17 PM
SimonHova$60.003/22/2011 5:38:01 AM
ChewyZ$25.003/22/2011 6:32:12 AM
BxRealtor$25.003/14/2011 9:04:14 AM
CA-Lender$100.003/14/2011 9:02:39 AM
treasure-widget$25.003/14/2011 9:05:07 AM
leodaguy$50.003/15/2011 9:23:28 PM
wbahl$25.003/16/2011 8:13:33 PM
radforj22$25.003/17/2011 2:07:15 AM
klemer$25.003/17/2011 11:57:03 AM
suave-dime6$25.003/17/2011 3:53:30 PM
mdree$59.383/18/2011 4:32:09 AM
loyalty-sherpa$25.003/17/2011 4:32:48 PM
supreme-hope$25.003/18/2011 2:37:34 AM
chameleon125$25.003/18/2011 6:53:58 AM
liberty-society5$45.003/18/2011 10:41:13 AM
Havana21$25.003/18/2011 12:01:26 PM
enthralling-deal180$50.003/19/2011 12:03:51 AM
ChoiceInvestments$28.003/19/2011 8:40:45 AM
well-rounded-dinero$61.523/19/2011 8:48:58 AM
TigerForce$38.463/19/2011 4:44:06 AM
Agent1$75.003/19/2011 10:24:00 PM
exchange-synapse$100.003/19/2011 3:46:46 PM
interstellar$51.003/19/2011 9:51:20 AM
financial-frenzy$50.003/19/2011 3:15:52 PM
w3alter$100.003/19/2011 4:57:02 PM
GreenHill$25.003/21/2011 6:07:11 AM
credit-scout7$50.003/21/2011 8:07:37 AM
ac787$32.003/20/2011 2:09:09 PM
HamachiMan$50.003/20/2011 4:27:44 PM
MasterMind5$51.643/20/2011 10:29:25 PM
hopeful-truth5$50.003/21/2011 2:51:54 PM
GreatReturnForYou$30.333/21/2011 9:24:32 PM
jybank$25.003/21/2011 2:03:07 PM
klend4$75.003/22/2011 6:05:20 AM
Marty_W_Cordova$211.963/22/2011 7:22:34 AM
justasoldier$25.003/21/2011 8:02:58 PM
80 Investments
 
Borrower Payment Dependent Notes Series 497773
This series of Notes was issued and sold upon the funding of the borrower loan #48082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-13-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1990 Debt/Income ratio: 51%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 18 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,185Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: camaraderi-icon Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Higdog
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Could you list your monthly income and expenses? Also, what type of debt will you be paying off with this loan? Please answer publicly, it will help your chances of getting funded sooner. - bright-exchange
A: monthly expenses: rent/utilities $645 cable $118 phone $85 power $60-$90 depending on use of heat or air car insurance $90 These are estimates and vary with the exception of the rent monthly income $2,200 I sent this before but for some reason still was shown as not answered. Hopefully this goes through (Mar-16-2011)
Q: Hi: where and what do you teach? What debts will you be paying down with this loan and what debt will remain outstanding? What is your plan to pay down your debt? Thanks. - courteous-bazaar
A: Hello I teach in the Pinellas County School System at Pinellas Park Middle School. I teach 7th grade Life Science. The debt I will be paying down with this money will be credit card the only thing that will be left to pay down any remaining is a couple of personal loans as I am going thru a divorce and needed to pay attorney fees. My goal is to pay as much as I can without having to request any additional help by putting money aside ear marked specifically for those loans (Mar-21-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/13/2011 12:01:34 PM
Kash2010lu$25.003/13/2011 12:42:02 PM
competent-p2p$50.003/13/2011 12:48:00 PM
ready-interest9$25.003/13/2011 3:07:57 PM
ingenious-deal6$25.003/13/2011 12:04:15 PM
worldly-money4$100.003/13/2011 12:06:06 PM
larryboy10$25.003/13/2011 12:36:43 PM
reward-adventure$50.003/15/2011 4:58:54 AM
reflective-rupee$500.333/14/2011 9:23:22 PM
patriot897$25.003/15/2011 11:13:22 AM
nickel-hickory$50.003/15/2011 9:43:44 AM
leodaguy$25.003/15/2011 9:25:00 PM
Jack55304$125.003/16/2011 8:48:08 AM
wbahl$25.003/16/2011 8:10:58 PM
SBT$25.003/16/2011 8:53:12 PM
platinum-czar$100.003/16/2011 11:07:25 PM
Bob450$25.003/17/2011 1:39:56 AM
Amber_Stone$200.003/17/2011 9:17:43 AM
larryboy10$25.003/17/2011 7:58:26 PM
loanman2007$75.003/18/2011 5:00:51 AM
nodebt2012$25.003/18/2011 11:54:08 AM
economy-producer$25.003/19/2011 9:57:44 AM
Peterman$30.003/19/2011 2:50:49 PM
money-surge1$50.003/20/2011 10:48:17 AM
w3alter$100.003/19/2011 4:51:56 PM
SFBank$200.003/19/2011 5:52:21 PM
jubilant-agreement0$25.003/21/2011 8:46:19 AM
smilinsam$50.003/21/2011 2:16:42 PM
realtormoises$25.003/22/2011 5:49:47 AM
abnvette$25.003/21/2011 10:05:48 PM
credible-balance6$25.003/22/2011 11:48:08 AM
MarvintheMartian$25.003/22/2011 6:49:23 AM
HammerSmith$25.003/22/2011 3:40:48 PM
luvlending$25.003/22/2011 5:45:52 PM
transformer855$25.003/23/2011 12:27:44 AM
zippy-interest$25.003/22/2011 7:16:04 PM
bid-czar8$50.003/23/2011 3:08:24 AM
fulfilling-money5$50.003/23/2011 9:13:39 AM
Lubava$50.003/23/2011 8:15:33 AM
DonaldColorado$50.003/23/2011 12:53:46 PM
zotzot$25.443/23/2011 11:35:34 AM
saxaphone6$25.003/24/2011 2:42:22 AM
nodebt2012$25.003/24/2011 4:44:36 AM
LKCGICG$25.003/23/2011 7:07:09 PM
burrito6$25.003/24/2011 8:30:16 AM
finance-prescription$50.003/24/2011 5:32:52 AM
GatorBux$50.003/24/2011 11:09:30 AM
mammalian4$25.003/24/2011 2:31:32 PM
wise-skillful-benjamins$25.003/24/2011 9:32:00 AM
innovator2$50.003/24/2011 10:27:20 AM
HHP$64.603/25/2011 1:51:16 AM
wwwUniversal$25.003/25/2011 2:08:47 AM
icon7$50.003/24/2011 5:34:55 PM
Core-Marketing$29.003/24/2011 12:59:03 PM
marketplace-meridian$25.003/24/2011 1:34:33 PM
cash-queen$25.003/24/2011 1:52:50 PM
sudeep104$25.003/25/2011 9:35:24 AM
Makingitrain$25.003/25/2011 9:36:13 AM
KMB78$25.003/24/2011 5:13:33 PM
CACO_Lender$25.003/25/2011 7:51:20 AM
shrewd-income$100.003/24/2011 7:47:17 PM
unforgettable-market3$100.003/24/2011 8:43:36 PM
invincible-silver4$25.003/25/2011 10:32:30 AM
debt-legend$25.003/25/2011 9:46:40 AM
lucky2$25.003/25/2011 9:56:00 AM
atlmoneyman$44.583/25/2011 10:43:27 AM
CA-Lender$100.003/13/2011 12:04:47 PM
suave-dime6$25.003/13/2011 3:43:38 PM
Weaverville$25.003/13/2011 5:49:25 PM
restless-dime$25.003/13/2011 12:02:35 PM
nickel-hickory$25.003/14/2011 11:58:49 AM
RyanM561$25.003/13/2011 6:05:51 PM
JustMee$25.003/13/2011 7:52:47 PM
VJ_Financial$25.003/14/2011 1:10:42 PM
lucrative-transparency0$50.003/14/2011 8:58:13 AM
kind-important-liberty9$25.003/14/2011 2:07:54 PM
RMB-Investments$25.003/15/2011 8:55:04 AM
nickel-hickory$50.003/15/2011 9:43:37 AM
nickel-hickory$50.003/15/2011 9:43:50 AM
Artist_Blue$25.003/15/2011 6:07:16 AM
auction-seeker$25.003/15/2011 6:08:55 PM
bright-exchange$25.003/16/2011 11:11:50 AM
brainy-repayment5$75.003/16/2011 10:53:47 AM
greencat$50.003/17/2011 7:27:22 AM
finance-solo$50.003/17/2011 12:12:49 PM
aquistoyraul$25.003/17/2011 7:28:34 AM
brightest-dignified-penny$25.003/17/2011 4:29:55 PM
DUDICO2006$25.003/17/2011 2:37:29 PM
VJ_Financial$100.003/17/2011 6:04:24 PM
handy-point5$36.433/18/2011 8:19:42 AM
worldly-money4$1,000.003/18/2011 8:37:52 AM
scappellee$50.003/18/2011 2:01:53 PM
loss-of-control$100.003/18/2011 5:17:58 PM
PRGuyinVA$25.003/18/2011 2:47:16 PM
Banker_Joe$25.003/19/2011 1:54:49 PM
investment-raker8$50.003/20/2011 11:07:51 AM
loss-of-control$100.003/20/2011 9:47:09 AM
jjswanso$200.773/21/2011 6:04:57 AM
inspiring-reward$100.003/20/2011 3:16:42 AM
GElender$25.003/21/2011 6:25:12 AM
360Winner$50.003/21/2011 8:46:13 AM
justasoldier$25.003/21/2011 9:47:45 PM
klend4$75.003/22/2011 3:19:26 PM
Kqwik$25.003/22/2011 5:37:18 PM
power-companion7$100.003/22/2011 5:44:35 PM
terrific-peace8$75.003/23/2011 6:38:55 AM
sturdy-peace9$29.003/23/2011 8:33:41 AM
worthy-bid8$25.003/22/2011 7:26:49 PM
valiant-money$25.003/23/2011 10:57:31 AM
shepherd1$50.003/23/2011 6:50:36 PM
tech310$50.003/24/2011 1:26:05 AM
nimble-nickel$25.003/24/2011 2:57:27 PM
benjamins-utopia$100.003/24/2011 11:48:33 AM
zotzot$25.883/24/2011 5:34:08 PM
ILWTC$50.003/24/2011 11:03:11 AM
RetiredATC$50.003/25/2011 2:23:03 AM
Pu239$60.003/25/2011 7:47:36 AM
worth-jedi5$30.533/25/2011 8:49:46 AM
the_finance_guru$48.443/24/2011 8:34:03 PM
jazzlender$25.003/25/2011 2:00:44 AM
credit-sycamore4$100.003/25/2011 8:47:55 AM
dollar-cherry6$100.003/25/2011 9:33:22 AM
intrepid-loot$25.003/25/2011 5:34:17 AM
tidy-cash1$25.003/25/2011 10:28:55 AM
sonnet771$200.003/25/2011 9:34:35 AM
Hummer-Guy$25.003/25/2011 9:53:18 AM
126 Investments
 
Borrower Payment Dependent Notes Series 497815
This series of Notes was issued and sold upon the funding of the borrower loan #48126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,570.71 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.55% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $324.22
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1994 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 18 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,839Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: currency-kingg Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting it all in one place.
Purpose of loan:
This loan will be used to combine some credit card debt and ensure coverage of my wedding costs.

My financial situation:
I am a good candidate for this loan because I have never made a late payment in my life, and I know as lenders that is what you are looking for. I just feel like I need to get this all in one place to simplify my life. I already work three jobs and run my rental property. Just one bill, done in three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DukSerduk$25.003/14/2011 9:02:58 AM
efficient-treasure0$25.003/14/2011 9:38:51 AM
emo13$100.003/14/2011 9:47:16 AM
a-exponential-hope$25.003/14/2011 9:01:53 AM
kind-resolute-dough$100.003/14/2011 9:03:23 AM
kyomoon$50.003/14/2011 9:59:36 AM
community-pipeline$25.003/14/2011 9:03:19 AM
Fonthill$100.003/14/2011 9:03:47 AM
Tech-Entrepreneur$25.003/14/2011 9:03:53 AM
power-companion7$100.003/14/2011 9:07:27 AM
PThor$25.003/14/2011 10:13:23 AM
zotzot$25.223/14/2011 10:32:14 AM
reflective-rupee$25.333/14/2011 9:18:27 PM
patriot897$50.003/15/2011 11:11:03 AM
Tom579$50.003/16/2011 2:24:09 AM
HHP$25.003/16/2011 9:35:28 AM
wbahl$25.003/16/2011 8:08:20 PM
evnagelist$50.003/17/2011 11:13:40 AM
astute-fairness0$25.003/17/2011 3:30:03 PM
currency-persimmon$100.003/17/2011 9:37:14 AM
syounker$25.003/17/2011 6:16:45 PM
Bank42$38.943/18/2011 1:33:47 AM
zippy-revenue8$25.003/19/2011 6:01:35 AM
loaninvesting$30.003/19/2011 9:42:43 AM
gemoscar$50.003/21/2011 9:44:48 AM
leeball$50.003/20/2011 2:31:18 PM
Interstate_Rate$250.003/21/2011 5:16:50 PM
Woodworker57$25.003/21/2011 5:56:16 PM
smilinsam$50.003/21/2011 2:13:16 PM
impartial-deal$25.003/21/2011 10:34:11 AM
radforj22$50.003/22/2011 6:36:32 AM
bigballer105$100.003/21/2011 5:16:28 PM
octoberfresh$30.003/22/2011 8:51:06 AM
dharma1$25.003/22/2011 9:48:23 AM
Boxhead$50.003/22/2011 10:04:32 AM
dwilson443$50.003/22/2011 1:36:02 PM
ScionAltera$25.003/22/2011 9:56:42 AM
zevonyc$25.003/22/2011 2:09:07 PM
kindness-dessert$25.003/22/2011 9:34:02 AM
Mint_Man$50.003/22/2011 6:53:54 PM
important-ore$46.693/22/2011 5:08:52 PM
authoritative-capital$34.613/22/2011 5:15:41 PM
guybyny$25.763/22/2011 5:16:20 PM
cash-professor$50.003/22/2011 7:55:58 PM
PopeJP$50.003/23/2011 10:37:09 AM
benjamins-utopia$100.003/24/2011 11:48:03 AM
power-mad-scientist$25.003/24/2011 11:52:46 AM
surfsider123$25.003/24/2011 10:46:44 AM
currency-persimmon$100.003/24/2011 7:28:08 PM
Railbird$50.003/24/2011 4:00:28 PM
cropdust3r$25.003/25/2011 8:39:07 AM
kind-adventurous-finance$100.003/25/2011 4:25:11 PM
johannesfactotum$35.003/25/2011 9:44:58 AM
indomitable-coin$155.723/25/2011 7:20:05 AM
Namrok$25.003/25/2011 12:57:30 PM
roadtruck$25.003/25/2011 2:42:38 PM
Binan$25.003/25/2011 9:13:57 AM
sci_guy$25.003/25/2011 10:37:44 AM
velocity-solo$25.003/25/2011 5:17:17 PM
gopbernie$25.003/25/2011 2:47:34 PM
loot-funkmaster$25.003/26/2011 9:32:42 AM
authoritative-capital$25.003/25/2011 10:39:24 PM
lifegrowth$25.003/26/2011 9:47:34 AM
kc8fot$50.003/26/2011 10:02:36 AM
brewman$50.003/26/2011 8:42:34 AM
Shockem923$25.003/26/2011 12:32:07 PM
zeelender$25.003/26/2011 2:06:38 PM
RG$25.003/26/2011 12:19:02 PM
wise-silver-wonder$25.003/26/2011 2:09:21 PM
Auditman$50.003/26/2011 9:15:20 AM
the-dollar-topper$100.003/26/2011 2:48:26 PM
heavensfx$25.003/26/2011 12:30:50 PM
A007$28.553/26/2011 3:09:47 PM
FlexFunding$50.003/26/2011 3:13:02 PM
DreDub$50.003/26/2011 3:13:20 PM
Havana21$200.003/26/2011 3:13:31 PM
monstersdad$39.693/26/2011 3:14:00 PM
Ripsaw4U$50.003/26/2011 3:26:07 PM
kulender$100.003/26/2011 12:03:27 PM
awwaww$40.003/26/2011 3:59:31 PM
Sixmil$87.193/26/2011 4:01:07 PM
techs$25.003/26/2011 3:09:28 PM
tsquared_030$34.043/26/2011 3:11:21 PM
transparency-giant$50.003/26/2011 3:13:19 PM
commerce-renewal$100.003/26/2011 3:13:29 PM
Weaverville$100.003/26/2011 3:13:38 PM
valiant-liberty4$25.003/26/2011 12:19:38 PM
revenue-officer36$50.003/26/2011 3:58:27 PM
skuba$50.003/26/2011 1:15:02 PM
wild_carrot$25.003/26/2011 3:59:25 PM
C_Mark$100.003/26/2011 6:18:39 PM
Druidsoft$25.003/26/2011 2:26:06 PM
fcrick$25.003/26/2011 3:12:56 PM
BlindProphet$50.003/26/2011 3:13:04 PM
codavee$100.003/26/2011 3:13:18 PM
platinum-platoon$25.003/26/2011 3:13:27 PM
jscope$25.003/26/2011 3:13:36 PM
dtrain5$25.003/26/2011 3:14:56 PM
intrepid-loot$125.003/26/2011 7:33:40 PM
SchaeferJ$25.003/26/2011 7:58:42 PM
shamrocker$25.003/27/2011 10:22:29 AM
khjcho$30.003/26/2011 4:35:17 PM
Hogan55$50.003/27/2011 5:12:36 AM
irishalaskan$25.003/26/2011 5:15:57 PM
tough-peso2$25.003/27/2011 7:12:33 AM
commitment-farm$25.003/27/2011 8:53:39 AM
focused-wampum$25.003/27/2011 4:26:14 PM
derec$25.003/26/2011 6:42:28 PM
important-ore$200.003/26/2011 8:05:52 PM
elbastador$25.003/27/2011 11:18:28 PM
joseapg$25.003/28/2011 12:02:35 AM
stammyc3$26.313/27/2011 3:24:45 PM
ryanshain$25.003/27/2011 4:36:38 PM
pappiandel$25.003/28/2011 6:52:52 AM
Tulalue$25.003/27/2011 5:36:43 AM
merlin981$50.003/27/2011 5:52:42 AM
zotzot$25.003/27/2011 9:02:41 AM
yogi1975$25.003/27/2011 7:58:51 PM
Lendomatic$65.003/27/2011 1:46:00 PM
Belair_Advisors$25.003/27/2011 2:46:27 PM
wormdc$25.003/27/2011 3:32:33 PM
nonukem$25.003/27/2011 7:43:57 PM
balanced-bill7$500.003/27/2011 10:11:49 PM
DadWarbucks$60.003/28/2011 7:08:21 AM
meux99$25.003/14/2011 9:03:33 AM
kenji4861$25.003/14/2011 9:01:48 AM
TikPmp1$25.003/14/2011 9:03:29 AM
macgeek$25.003/14/2011 1:11:48 PM
Delamere$50.003/14/2011 9:01:34 AM
blot44$50.003/14/2011 9:02:00 AM
exact-gold2$25.003/14/2011 9:02:07 AM
KWarrior$50.003/14/2011 9:03:14 AM
fantastic-openness$100.003/14/2011 9:03:41 AM
minista$25.003/14/2011 9:04:48 AM
davisfl$100.003/14/2011 9:07:42 AM
worthy-bid8$50.003/14/2011 5:58:51 PM
secundus$25.003/14/2011 6:56:41 PM
Tylerh$100.003/14/2011 5:59:02 PM
CA-Lender$25.003/14/2011 6:04:21 PM
Hanalei712$50.003/15/2011 9:37:17 AM
thankful-nickel2$25.003/15/2011 6:28:52 AM
Dollars4Rent$50.003/15/2011 2:06:11 PM
ichibon$200.883/15/2011 10:00:37 AM
bobby5832708$50.003/15/2011 6:26:49 PM
reflective-rupee$75.333/16/2011 10:47:46 AM
cptproton$50.003/16/2011 1:29:18 PM
Preteur$25.003/16/2011 6:32:32 PM
Emgolda$25.003/17/2011 9:56:40 AM
tenacious-compassion9$25.003/17/2011 11:13:37 AM
loan-warrior$25.003/17/2011 7:59:47 PM
eronyc$50.003/18/2011 11:46:31 AM
panegryst$50.003/18/2011 11:37:02 PM
logical-reward8$25.003/20/2011 3:21:02 AM
Supernick$50.003/20/2011 12:28:45 PM
Januck$31.963/20/2011 3:44:21 PM
Marathoner$25.003/21/2011 9:46:00 AM
SBT$75.003/20/2011 12:28:58 PM
mrpowers5531$25.003/21/2011 10:42:57 AM
wwwUniversal$25.003/21/2011 9:55:30 AM
toronado$50.003/21/2011 7:13:41 PM
sandeepPR$25.003/22/2011 12:01:05 AM
damage$25.003/21/2011 6:41:10 PM
BiggestG$25.003/22/2011 9:48:08 AM
mistertao$25.003/22/2011 5:09:49 PM
life-is-great$25.003/22/2011 9:15:44 AM
windfall46$25.003/22/2011 2:44:33 PM
prashgig$50.003/23/2011 2:32:40 PM
BabyLender$30.003/23/2011 10:56:15 AM
Westerly$50.003/23/2011 8:02:33 PM
nuclearmoose$25.003/23/2011 8:38:01 PM
dumbass$25.003/23/2011 11:48:23 PM
MoonMama$25.003/24/2011 11:58:50 AM
GodzillaLending$25.003/24/2011 4:00:52 PM
djs81$25.003/24/2011 8:12:33 PM
rjleves$50.003/24/2011 10:47:46 AM
Zoramite$25.003/25/2011 9:35:38 AM
SourDoughSteve$25.003/25/2011 9:37:26 AM
toronado$50.003/25/2011 7:34:00 PM
peb44$25.003/26/2011 2:55:36 AM
spenrod$50.003/26/2011 6:04:27 AM
trucklawyer$25.003/26/2011 6:29:09 AM
thedoctor$86.473/26/2011 1:46:30 AM
dinero-storm4$25.003/26/2011 7:18:10 AM
bid-papyrus$25.003/26/2011 8:18:35 AM
SpareChangeDreamFundLLC$50.003/26/2011 5:53:53 AM
alpinaut$25.003/26/2011 1:46:19 AM
be_wise$25.003/26/2011 12:19:39 PM
CASHGIRL$25.003/26/2011 12:19:54 PM
herman7$25.003/26/2011 2:57:40 PM
balance6$25.003/26/2011 12:39:31 PM
bndlending2u$50.003/26/2011 3:12:57 PM
a-responsible-return$100.003/26/2011 3:14:54 PM
CA-Lender$75.003/26/2011 11:03:43 AM
reflective-gain$25.003/26/2011 3:56:25 PM
phillipd48$25.003/26/2011 4:03:39 PM
bold-treasure-neutrino$30.003/26/2011 4:04:54 PM
DDPrime$50.003/26/2011 3:09:00 PM
murlirao2002$25.003/26/2011 4:10:01 PM
UT-Longhorn$25.003/26/2011 3:13:01 PM
GreenSun$50.003/26/2011 3:13:28 PM
beaker$25.003/26/2011 4:26:31 PM
token34$25.003/26/2011 3:44:04 PM
mrfrog$45.073/26/2011 5:23:00 PM
palpbert$25.003/26/2011 3:08:39 PM
enigmallc$25.003/26/2011 3:12:55 PM
enterprising-cash0$25.003/26/2011 3:13:34 PM
lender987654321$100.003/26/2011 3:16:45 PM
mwl$25.003/26/2011 3:44:00 PM
mobius404$25.003/26/2011 3:45:23 PM
YesMoney$25.003/26/2011 11:44:49 PM
Vreet$50.003/26/2011 3:55:15 PM
Supp0rter$40.383/26/2011 4:23:37 PM
worth-victor6$25.003/26/2011 4:25:27 PM
p2p-paradise$50.003/26/2011 9:23:00 PM
N_P$25.003/26/2011 10:07:20 PM
ac787$26.003/27/2011 2:14:44 AM
region123$25.003/27/2011 5:12:49 AM
Lotsofbears$25.003/27/2011 7:52:43 AM
Denver-Rental-Properties$25.003/27/2011 9:27:54 AM
CE88$71.573/26/2011 7:06:17 PM
Chewbaca$25.003/26/2011 7:30:37 PM
kazdag$50.003/27/2011 12:08:17 PM
AmericanCredit$25.003/28/2011 6:52:56 AM
bobycat$25.003/27/2011 7:33:20 AM
rmachi$25.003/27/2011 6:44:31 PM
3musketeers$50.003/28/2011 8:08:14 AM
Aggie88$100.003/28/2011 4:04:50 AM
martymaniaman$25.003/28/2011 5:53:51 AM
228 Investments
 
Borrower Payment Dependent Notes Series 497851
This series of Notes was issued and sold upon the funding of the borrower loan #48074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1982 Debt/Income ratio: 11%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:32y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,317Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: blue-sympathetic-dinero Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating
Purpose of loan: Debt cosolidation
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because...


Monthly net income: $ 4500
Monthly expenses: $ 800
Housing: $ 2441
Insurance: $
Car expenses: $ 100
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/14/2011 9:01:21 AM
ingenious-deal6$25.003/14/2011 9:04:01 AM
worldly-money4$100.003/14/2011 9:05:16 AM
suave-dime6$25.003/14/2011 9:06:18 AM
ac787$25.003/14/2011 10:58:54 AM
greencat$50.003/14/2011 2:49:13 PM
impressive-openness7$25.003/14/2011 9:49:43 AM
competent-p2p$35.003/14/2011 11:05:30 AM
w3alter$50.003/14/2011 3:36:47 PM
loss-of-control$100.003/15/2011 5:56:07 PM
sturdy-peace9$50.003/16/2011 7:52:18 AM
Jack55304$125.003/16/2011 8:48:21 AM
squarebob$50.003/16/2011 10:41:17 AM
important-openness1$75.003/16/2011 6:52:08 PM
riveting-credit5$100.003/16/2011 8:02:48 PM
spiff666$25.003/16/2011 4:12:06 PM
SBT$25.003/16/2011 8:53:23 PM
buffalobills$25.003/17/2011 7:49:12 AM
ddoneday$25.003/17/2011 2:22:41 PM
Jazzy503$25.013/17/2011 9:06:03 PM
integrity-doctor$100.003/17/2011 9:00:54 PM
Makingitrain$25.003/18/2011 2:40:24 AM
PrincessGrace33$138.003/17/2011 6:35:23 PM
golffish2$25.003/18/2011 5:44:26 AM
Pitufo$25.003/18/2011 6:32:58 PM
briskdevl07$25.003/18/2011 1:59:25 PM
PRGuyinVA$25.003/18/2011 2:47:25 PM
investment-raker8$50.003/20/2011 11:10:17 AM
Weaverville$25.003/20/2011 7:38:13 AM
money-surge1$50.003/20/2011 10:48:41 AM
justasoldier$30.003/21/2011 9:45:42 PM
kwan$25.003/22/2011 10:46:22 AM
zippy-interest$25.003/22/2011 7:16:12 PM
Trespass4$60.003/23/2011 9:04:38 AM
bid-czar8$50.003/23/2011 3:08:37 AM
Forlio$209.553/23/2011 9:28:29 AM
tech310$50.003/24/2011 1:26:18 AM
burrito6$25.003/24/2011 8:30:24 AM
benjamins-utopia$100.003/24/2011 11:48:37 AM
wise-skillful-benjamins$35.003/24/2011 9:28:51 AM
mimoney16$25.003/24/2011 9:51:15 AM
168RichCapital$32.303/24/2011 10:07:27 AM
mpatrick$25.003/24/2011 4:22:15 PM
CA-Lender$100.003/14/2011 9:04:21 AM
DHolly$50.003/14/2011 9:10:36 AM
Artist_Blue$25.003/14/2011 10:08:24 AM
2grindstones$25.003/14/2011 11:59:09 AM
SFBank$50.003/14/2011 6:46:31 PM
sensational-worth7$50.003/14/2011 11:27:23 PM
RMB-Investments$25.003/15/2011 8:54:41 AM
Hanalei712$25.003/15/2011 9:40:21 AM
patriot897$25.003/15/2011 11:13:41 AM
kindness-launcher$2,500.003/15/2011 12:13:37 PM
reward-adventure$50.003/15/2011 4:59:03 AM
leodaguy$25.003/15/2011 9:25:13 PM
bright-exchange$25.003/16/2011 7:53:11 AM
wbahl$25.003/16/2011 8:11:03 PM
courteous-kindness1$25.003/16/2011 8:19:59 PM
pietro_torna_indietro$25.003/16/2011 9:35:39 PM
aquistoyraul$25.003/17/2011 7:17:59 AM
zone6$100.003/17/2011 7:38:01 AM
sensational-worth7$50.003/17/2011 1:57:19 PM
dws2380$25.003/18/2011 10:27:31 AM
Rogelio48$30.003/18/2011 7:47:19 AM
economy-producer$25.003/19/2011 9:57:59 AM
loss-of-control$50.003/20/2011 9:39:54 AM
smilinsam$50.003/21/2011 2:16:49 PM
inspiring-reward$58.903/22/2011 8:08:56 AM
HammerSmith$25.003/22/2011 3:40:37 PM
loss-of-control$50.003/22/2011 5:50:43 PM
velocity-motivator6$100.003/22/2011 5:29:05 PM
terrific-peace8$50.003/23/2011 6:42:11 AM
realtormoises$25.003/23/2011 2:30:29 AM
DonaldColorado$50.003/23/2011 12:53:55 PM
jybank$25.003/23/2011 11:34:47 AM
newequity$25.003/23/2011 5:17:06 PM
Lubava$25.003/23/2011 3:22:55 PM
Kqwik$25.003/23/2011 9:43:53 AM
secureincome$350.003/23/2011 9:26:07 PM
saxaphone6$25.003/24/2011 2:43:42 AM
finance-prescription$50.003/24/2011 5:32:59 AM
GatorBux$50.003/24/2011 11:09:34 AM
gallant-economy9$296.243/24/2011 5:25:01 PM
chroman$100.003/24/2011 3:51:37 PM
worthy-bid8$25.003/24/2011 4:00:54 PM
85 Investments
 
Borrower Payment Dependent Notes Series 497943
This series of Notes was issued and sold upon the funding of the borrower loan #48179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,529.74 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-29-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $334.35
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1997 Debt/Income ratio: 35%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,461Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: magical-truth3 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
stella10
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/15/2011 9:04:44 AM
top-epic-community$50.003/17/2011 12:08:03 PM
loyalty-sherpa$25.003/17/2011 4:32:59 PM
courteous-deal114$50.003/17/2011 6:28:12 PM
radforj22$25.003/18/2011 2:39:37 AM
axl163$25.003/18/2011 11:44:10 AM
indomitable-coin$50.003/19/2011 9:27:09 AM
zippy-revenue8$25.003/19/2011 6:01:26 AM
mrpowers5531$25.003/21/2011 10:43:39 AM
TSC$50.003/21/2011 3:37:27 PM
Ripsaw4U$50.003/22/2011 4:41:09 PM
zippy-interest$25.003/22/2011 7:13:43 PM
GElender$50.003/24/2011 7:03:15 AM
Chervianne$50.003/25/2011 7:28:04 AM
Clambake$50.003/24/2011 7:04:24 PM
w3alter$100.003/24/2011 3:02:58 PM
iolaire$25.003/25/2011 9:39:53 AM
chrisah$50.003/25/2011 5:17:31 PM
tylerfd$25.003/25/2011 5:18:43 PM
Ocean713$50.003/25/2011 11:28:54 AM
rebelduke$26.943/26/2011 2:47:40 AM
TelegramSam$25.003/26/2011 8:33:34 AM
saga9$50.003/26/2011 12:20:18 PM
compwhiz$25.003/26/2011 9:08:21 AM
currency-persimmon$200.003/26/2011 12:41:49 PM
Bank42$100.003/26/2011 3:28:05 PM
mlbox3k$50.003/26/2011 3:31:04 PM
IIP77$25.003/26/2011 4:30:26 PM
the-profit-oracle$25.003/26/2011 5:25:44 PM
octoberfresh$26.503/26/2011 2:08:18 PM
Walkingcowboy$50.003/26/2011 6:28:16 PM
UT-Longhorn$25.003/26/2011 6:03:22 PM
bullwink27$25.003/26/2011 6:28:31 PM
und-alum$45.033/26/2011 4:31:37 PM
income-pillow$50.003/27/2011 5:52:37 AM
jcjdingdong$50.003/26/2011 10:27:41 PM
ramsba$50.003/27/2011 6:34:32 PM
lender2611$50.003/27/2011 9:42:33 PM
Leopoldine$25.003/28/2011 9:18:12 AM
fair-integrity5$25.003/28/2011 9:21:40 AM
knowledgeable-note6$25.003/28/2011 9:34:28 AM
dinero-speaker$25.003/28/2011 6:37:53 AM
rudyindc$50.003/28/2011 10:52:46 AM
loot-heart$25.003/28/2011 11:03:00 AM
julijask$50.003/28/2011 11:17:31 AM
bobby5832708$50.003/28/2011 2:06:22 PM
brightest-dynamic-peace$25.003/27/2011 4:52:32 PM
credible-durability$25.003/28/2011 9:21:27 AM
coalescent$50.003/28/2011 9:21:50 AM
jazz619$25.003/28/2011 2:13:52 PM
benjamin67$25.003/28/2011 9:43:48 AM
Eagledrop$25.003/28/2011 10:49:19 AM
rjleves$25.003/28/2011 5:14:35 PM
monroemoney$25.003/28/2011 5:45:56 PM
LocalKid86$25.003/28/2011 1:38:17 PM
micloans$25.003/28/2011 1:54:01 PM
Slend49$25.003/28/2011 6:23:23 PM
platinum-platoon$25.003/28/2011 2:09:56 PM
reward-force$25.003/28/2011 2:18:45 PM
thetropics18$25.003/28/2011 7:23:08 PM
PThor$25.003/28/2011 10:09:23 PM
green-glowing-gain$25.003/28/2011 5:17:42 PM
lostontheedge$25.003/28/2011 9:19:16 AM
E2BGR8$25.003/28/2011 9:21:46 AM
dinero-festivity2$39.723/28/2011 5:46:55 PM
impartial-deal$25.003/29/2011 3:13:03 AM
Lender75$60.003/28/2011 6:44:37 PM
useful-p2ploan$32.043/29/2011 3:24:10 AM
flanative$25.003/28/2011 7:02:28 PM
aimm$25.003/29/2011 6:03:35 AM
poster177$50.003/29/2011 6:53:09 AM
bonus-poplar2$60.693/29/2011 7:38:58 AM
DasMula$27.003/29/2011 8:01:06 AM
zenchef$35.003/28/2011 2:09:53 PM
a-responsible-return$100.003/28/2011 2:12:19 PM
don8ter$25.003/28/2011 2:13:47 PM
velocity-solo$25.003/29/2011 3:20:07 AM
BaxterEvil$25.003/29/2011 5:02:41 AM
adama_48$25.003/28/2011 5:17:38 PM
divedude$25.003/29/2011 2:37:53 AM
innocent-income4$25.003/29/2011 5:33:17 AM
Weaverville$25.003/15/2011 9:07:30 AM
patriot897$25.003/15/2011 11:12:08 AM
JJ9876$25.003/15/2011 9:04:54 AM
organized-payment6$50.003/15/2011 9:10:03 AM
AFairDeal$100.003/15/2011 9:05:02 AM
BxRealtor$25.003/15/2011 9:05:14 AM
Azonic21$25.003/15/2011 9:06:12 AM
CA-Lender$25.003/15/2011 9:46:57 AM
reflective-rupee$25.333/15/2011 7:41:50 PM
leodaguy$50.003/16/2011 1:16:25 PM
wbahl$25.003/16/2011 8:13:42 PM
Banker2OO7$50.003/17/2011 12:07:20 PM
hostbank$100.003/17/2011 3:43:09 PM
thankful-nickel2$50.003/17/2011 8:22:25 PM
nickel-ferret$100.003/18/2011 3:08:27 PM
a-unflappable-finance$100.003/18/2011 9:40:03 AM
enthralling-deal180$50.003/19/2011 12:04:04 AM
Havana21$25.003/19/2011 2:44:18 AM
GMPK_TLAS$50.003/19/2011 1:26:41 AM
credit-scout7$50.003/21/2011 8:07:44 AM
money-surge1$50.003/20/2011 10:48:54 AM
HamachiMan$50.003/20/2011 4:27:55 PM
jescowa$50.003/21/2011 9:43:12 AM
order-promise2$25.003/22/2011 9:47:27 AM
davidmlucas$50.003/23/2011 7:02:57 AM
BabyLender$25.003/23/2011 10:57:53 AM
Quiddity$50.003/24/2011 7:44:14 AM
benjamins-utopia$50.003/24/2011 11:47:48 AM
efficient-treasure0$25.003/24/2011 7:12:59 AM
bold-shrewd-market$25.003/24/2011 12:19:03 PM
GatorBux$50.003/24/2011 3:03:22 PM
worthy-bid8$50.003/25/2011 4:22:09 PM
kind-adventurous-finance$75.003/25/2011 4:24:00 PM
melodious-fairness$100.003/26/2011 8:04:48 AM
kenji4861$25.003/26/2011 12:20:21 PM
wwwUniversal$25.003/26/2011 2:08:22 PM
gustavholstopus32$25.003/26/2011 12:02:34 PM
kc8fot$50.003/26/2011 4:31:41 PM
wealthstar$50.003/26/2011 1:55:40 PM
irishalaskan$25.003/26/2011 5:06:45 PM
Relevance$25.003/26/2011 7:12:41 PM
authoritative-capital$31.573/26/2011 7:54:58 PM
C_Mark$50.003/26/2011 6:20:29 PM
tough-peso2$25.003/27/2011 7:09:02 AM
logical-moola4$25.003/27/2011 9:38:48 AM
jt530$25.003/26/2011 4:31:34 PM
kulender$50.003/27/2011 12:13:55 PM
helgeboy$50.003/26/2011 6:07:39 PM
compassion-lotus5$50.003/27/2011 3:24:27 PM
sensible-fund$50.003/28/2011 3:22:46 AM
bold-durability-drum$50.003/28/2011 8:28:42 AM
first-serene-credit$25.003/27/2011 10:35:43 PM
Doodlemeyer$25.003/28/2011 9:19:55 AM
wtrboy$50.003/28/2011 9:22:04 AM
helpinghand63$25.003/28/2011 8:12:29 AM
juiceman818$50.003/27/2011 2:52:37 PM
powerful-finance7$25.003/28/2011 2:07:39 PM
Hobson$25.003/28/2011 9:48:21 AM
best-heavenly-justice$25.003/28/2011 5:17:37 PM
keeks$25.003/28/2011 4:11:42 PM
museic1$50.003/28/2011 8:02:56 PM
divemaster$25.003/28/2011 8:52:57 PM
Flatfoot$25.003/28/2011 5:17:40 PM
LenderByDay$25.003/29/2011 2:25:10 AM
meenan$50.003/28/2011 9:18:55 AM
awwaww$50.003/28/2011 9:34:02 AM
wwahammy$25.003/28/2011 5:57:39 PM
platinum-rapture6$50.003/28/2011 6:23:12 PM
Tasmir$25.003/28/2011 10:49:11 AM
gold-sushi$25.003/29/2011 3:13:10 AM
handshake5$58.603/29/2011 3:21:22 AM
rogue_monster$50.003/28/2011 12:12:54 PM
anton$2,500.003/28/2011 11:30:36 PM
BigLinCT$25.003/29/2011 8:57:50 AM
borrowmine$25.003/28/2011 2:08:21 PM
investment-kingdom$300.003/28/2011 2:13:46 PM
cingular$25.003/28/2011 2:13:56 PM
sensible-order2$46.323/29/2011 3:19:30 AM
worthy-truth$25.003/29/2011 7:57:39 AM
rwelle$25.003/28/2011 8:37:47 PM
Rick21$50.003/28/2011 9:32:35 PM
Comoparklender$50.003/29/2011 8:07:44 AM
dollar-oracle55$25.003/29/2011 8:37:31 AM
gallant-economy9$1,240.003/29/2011 8:42:00 AM
165 Investments
 
Borrower Payment Dependent Notes Series 497981
This series of Notes was issued and sold upon the funding of the borrower loan #48072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-14-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $368.06
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1994 Debt/Income ratio: 8%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,152Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: careful-return0 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used primarily for part of a kitchen remodel which will add to the value of my home.

My financial situation:
I am a good candidate for this loan because I have excellent credit and am responsible with my finances and any debt. I am never late or behind on any payments for any financial obligations. I have been steadily employed for over 17 years. I would appreciate the assistance in accomplishing some work on my home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
exact-gold2$25.003/14/2011 9:02:09 AM
kind-resolute-dough$100.003/14/2011 9:03:25 AM
Guiren$100.003/14/2011 9:53:48 AM
blot44$50.003/14/2011 9:02:04 AM
emo13$100.003/14/2011 9:47:20 AM
CorMDNY$25.003/14/2011 10:09:08 AM
a-exponential-hope$25.003/14/2011 9:01:56 AM
scrappy-bonus2$25.003/14/2011 9:02:19 AM
cloud8$61.363/14/2011 10:08:09 AM
macgeek$100.003/14/2011 11:24:59 AM
thankful-nickel2$25.003/14/2011 5:43:42 PM
JGB$52.963/14/2011 1:38:07 PM
reflective-rupee$25.333/14/2011 9:16:18 PM
Hanalei712$50.003/15/2011 9:37:20 AM
ichibon$200.883/15/2011 5:19:54 PM
Tradesmanlender$35.003/16/2011 4:43:37 PM
astute-fairness0$50.003/17/2011 3:30:56 PM
Emgolda$25.003/17/2011 9:56:48 AM
a-versatile-power$25.003/18/2011 6:00:10 AM
eronyc$50.003/19/2011 9:45:44 AM
zippy-revenue8$25.003/19/2011 6:01:36 AM
hunterMG$25.003/19/2011 1:10:22 PM
evnagelist$50.003/20/2011 12:28:55 PM
leeball$50.003/20/2011 2:31:22 PM
Woodworker57$25.003/21/2011 5:56:19 PM
octoberfresh$30.003/22/2011 8:51:09 AM
damage$25.003/21/2011 6:41:12 PM
Marathoner$25.003/22/2011 9:17:05 AM
SBT$75.003/22/2011 9:15:58 AM
gemoscar$50.003/22/2011 9:16:40 AM
Mint_Man$50.003/22/2011 6:53:55 PM
BabyLender$30.003/23/2011 10:57:03 AM
nuclearmoose$25.003/23/2011 8:38:02 PM
dumbass$25.003/23/2011 11:48:25 PM
ivar$25.003/23/2011 8:17:52 PM
bigballer105$100.003/24/2011 3:52:29 PM
important-ore$100.003/24/2011 3:56:11 PM
BiggestG$25.003/24/2011 3:57:50 PM
Interstate_Rate$250.003/24/2011 3:52:38 PM
syounker$25.003/24/2011 3:56:35 PM
benjamins-utopia$100.003/24/2011 11:48:04 AM
ScionAltera$25.003/24/2011 3:54:08 PM
sci_guy$25.003/25/2011 10:37:47 AM
Zoramite$25.003/25/2011 9:35:40 AM
cropdust3r$25.003/25/2011 8:39:08 AM
Corky1234$100.003/25/2011 5:56:49 PM
hookUup$25.003/25/2011 6:36:00 PM
beeper2$100.003/25/2011 6:49:51 PM
johannesfactotum$35.003/25/2011 9:44:59 AM
unique-order8$25.003/25/2011 7:31:20 PM
BankofQ$100.003/25/2011 8:19:46 PM
dealmaster$206.143/25/2011 9:38:29 PM
108lender$1,000.003/25/2011 5:48:33 PM
yield-quest$100.003/25/2011 10:06:24 PM
squarebob$25.343/25/2011 5:54:25 PM
quick$50.003/25/2011 6:25:16 PM
worlds-best-worth2$100.003/26/2011 12:34:58 AM
wise-skillful-benjamins$50.003/26/2011 12:56:38 AM
repaymeplease$20.053/26/2011 3:13:29 AM
Gobsek$25.003/25/2011 8:28:00 PM
nimble-openness1$50.003/25/2011 8:34:40 PM
BlessedEveryDay$100.003/25/2011 9:19:00 PM
unequivocal-nickel1$75.003/25/2011 9:37:02 PM
coolcoast$100.003/25/2011 9:38:50 PM
sandeepPR$25.003/25/2011 10:30:44 PM
squarebob$25.343/25/2011 6:09:11 PM
Phillip4ever$53.473/25/2011 6:22:46 PM
zotzot$100.223/25/2011 6:23:05 PM
Scotcha$50.003/25/2011 6:31:37 PM
payout-detective7$100.003/25/2011 6:42:28 PM
Snoopylover$25.003/26/2011 1:56:36 AM
fair-loan7$25.003/25/2011 6:49:29 PM
availableloan$25.003/25/2011 6:56:01 PM
kublai$1,000.003/25/2011 8:14:34 PM
hookUup$25.003/25/2011 9:20:19 PM
capital-party6$50.003/25/2011 9:46:50 PM
vishal29$25.003/25/2011 10:47:34 PM
Surfwaikiki$88.343/26/2011 12:18:48 AM
KWarrior$50.003/14/2011 9:03:17 AM
community-pipeline$25.003/14/2011 9:03:21 AM
meux99$25.003/14/2011 9:03:35 AM
fantastic-openness$100.003/14/2011 9:03:44 AM
Tech-Entrepreneur$25.003/14/2011 9:03:55 AM
power-companion7$100.003/14/2011 9:07:28 AM
minista$25.003/14/2011 9:04:52 AM
Fonthill$100.003/14/2011 9:59:44 AM
HHP$25.003/14/2011 10:08:44 AM
pwkpwk$25.003/14/2011 10:09:21 AM
kenji4861$25.003/14/2011 9:01:51 AM
ac787$25.003/14/2011 10:56:48 AM
DukSerduk$25.003/14/2011 9:03:01 AM
TikPmp1$25.003/14/2011 9:03:31 AM
davisfl$100.003/14/2011 9:07:47 AM
community-saver158$50.003/14/2011 10:08:41 AM
Preteur$25.003/14/2011 10:08:53 AM
CA-Lender$25.003/14/2011 6:04:22 PM
lloyd_s$25.003/14/2011 1:38:00 PM
efficient-treasure0$25.003/14/2011 5:56:08 PM
Tylerh$100.003/14/2011 5:59:06 PM
secundus$25.003/14/2011 6:56:43 PM
MiniBank998$25.003/15/2011 3:11:23 AM
Dollars4Rent$50.003/15/2011 10:01:59 AM
kyomoon$50.003/15/2011 10:00:32 AM
patriot897$50.003/15/2011 11:11:06 AM
restless-balance9$50.003/15/2011 8:54:40 AM
PThor$25.003/15/2011 2:05:36 PM
bobby5832708$50.003/15/2011 6:26:52 PM
worthy-bid8$100.003/15/2011 2:03:31 PM
income-encore1$25.003/15/2011 4:53:04 PM
Tom579$50.003/16/2011 2:24:01 AM
outofoffice$75.003/16/2011 9:16:53 AM
wbahl$25.003/16/2011 8:08:23 PM
currency-persimmon$100.003/17/2011 9:37:19 AM
Bank42$100.003/19/2011 9:50:39 AM
panegryst$50.003/18/2011 11:37:07 PM
cptproton$50.003/19/2011 9:43:02 AM
rvmomma$151.673/20/2011 12:14:58 PM
tenacious-compassion9$25.003/20/2011 12:28:52 PM
logical-reward8$25.003/20/2011 3:21:05 AM
mrpowers5531$25.003/21/2011 10:42:59 AM
smilinsam$50.003/21/2011 2:13:20 PM
radforj22$32.163/22/2011 6:36:42 AM
Supernick$50.003/21/2011 5:17:06 PM
windfall46$25.003/22/2011 2:44:35 PM
dwilson443$50.003/22/2011 1:36:04 PM
wwwUniversal$25.003/22/2011 9:17:28 AM
impartial-deal$25.003/22/2011 9:50:47 AM
prashgig$50.003/23/2011 2:32:43 PM
currency-persimmon$100.003/23/2011 4:52:21 PM
Westerly$50.003/23/2011 8:02:34 PM
guybyny$25.803/24/2011 3:57:12 PM
rjleves$50.003/24/2011 10:47:47 AM
power-mad-scientist$25.003/24/2011 11:52:48 AM
MoonMama$25.003/24/2011 11:58:51 AM
mistertao$25.003/24/2011 3:56:20 PM
surfsider123$25.003/24/2011 10:47:00 AM
djs81$25.003/24/2011 8:12:34 PM
kind-adventurous-finance$100.003/25/2011 4:25:12 PM
ksubd$50.003/25/2011 9:14:35 AM
authoritative-capital$25.003/25/2011 2:15:25 AM
Tomeus$350.003/25/2011 5:27:27 PM
Binan$25.003/25/2011 9:13:59 AM
PayingItForwardPlease$34.003/25/2011 6:17:36 PM
SourDoughSteve$25.003/25/2011 9:37:28 AM
j2ee$25.003/25/2011 5:17:20 PM
Yomain$150.003/25/2011 8:07:29 PM
nimble-openness1$50.003/25/2011 8:34:49 PM
pinnacle10$25.003/25/2011 10:15:06 PM
authoritative-capital$82.943/25/2011 10:33:51 PM
bobycat$30.003/25/2011 10:40:45 PM
penny-finder$50.003/25/2011 10:47:31 PM
Aridus$28.003/25/2011 6:02:56 PM
visionary-asset5$50.003/25/2011 10:54:25 PM
hope-hickory$50.003/25/2011 6:18:08 PM
excellent-loan8$25.003/25/2011 6:45:01 PM
OzBitch$200.003/25/2011 6:49:32 PM
Mariner3605$300.003/25/2011 7:09:28 PM
best-generosity-financier$25.003/25/2011 7:15:07 PM
vigilance-searcher$25.003/25/2011 8:03:18 PM
nimble-openness1$100.003/25/2011 8:35:06 PM
a-restless-dollar$50.003/25/2011 8:57:48 PM
CA-Lender$75.003/25/2011 5:42:34 PM
cordial-integrity$200.003/25/2011 10:16:38 PM
wind183$500.003/25/2011 6:00:48 PM
intrepid-loot$125.003/25/2011 6:18:44 PM
Oak-Parker$26.003/25/2011 6:41:36 PM
greenkid$100.003/25/2011 8:41:23 PM
capital-blueberry$25.003/25/2011 10:18:11 PM
payment-chief9$50.003/26/2011 1:17:36 AM
169 Investments
 
Borrower Payment Dependent Notes Series 498025
This series of Notes was issued and sold upon the funding of the borrower loan #48170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $483.42
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1997 Debt/Income ratio: 15%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,742Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: note-bridge Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan For Bakery Equipment
Purpose of loan: To secure equipment for my new bakery business that I have started with my wife.

This loan will be used to purchase the big ticket names necessary to bring a successful kitchen to life: convection oven, 20 quart mixer, fridge, freezer, coffee machine, etc.

My financial situation: My wife and I do not have any credit card debt and are in good standing credit-wise. We pay all our bills (i.e. rent, utilities and car lease) and student loans on time every month.

I am a good candidate for this loan because I have an excellent business plan for the bakery and also because I will maintain my full-time job, which pays well, while also helping run the business to mitigate risks.

We will make our loan payments each month on time, as we will be truly grateful to whoever helps make us in our quest to get our bakery up and running.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you & your spouse have experience in running a bakery? How do you project the future income? What are your current and coming monthly income and expenses (including your work and bakery business)? Thanks, - p2ploan-sensation211
A: My wife and I have run a successful baking catering business for the last two years. Before that, my wife spent two years in a kitchen learning from others. We expect monthly expenses to be around $12K (rent, utilities, staffing, ingredients, loan repayment, etc.) once the bake shop is up and running. My income is $95k/year and we hope the bake shop will come close to break even in year one. Thanks for your interest! (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/15/2011 9:03:25 AM
worldly-money4$150.003/15/2011 9:07:56 AM
reward-adventure$50.003/15/2011 9:09:49 AM
patriot897$25.003/15/2011 11:14:10 AM
competent-p2p$35.003/15/2011 11:59:39 AM
simplelender80$200.003/15/2011 9:01:25 AM
suave-dime6$25.003/15/2011 9:07:08 AM
leverage-monger$65.003/15/2011 11:18:49 AM
transformer855$25.003/15/2011 10:57:14 PM
leodaguy$25.003/15/2011 9:25:31 PM
Jack55304$125.003/16/2011 8:48:36 AM
reflective-rupee$300.333/16/2011 10:06:23 AM
interest-exec9$25.003/16/2011 11:58:50 AM
Uylsses$100.003/16/2011 9:03:36 AM
wbahl$25.003/16/2011 8:11:07 PM
courteous-kindness1$25.003/16/2011 8:20:01 PM
SBT$25.003/16/2011 8:53:32 PM
TeaHouseFinance$25.003/16/2011 7:36:11 PM
economy-producer$25.003/19/2011 9:58:10 AM
upbeat-finance8$25.003/23/2011 5:19:34 PM
klend4$50.003/23/2011 3:31:53 PM
pietro_torna_indietro$25.003/23/2011 10:47:30 PM
asset-professor$35.393/24/2011 2:29:26 AM
rockhound84$25.003/24/2011 6:21:39 AM
p2ploan-sensation211$50.003/24/2011 4:29:58 PM
tuneman1980$25.003/25/2011 1:58:39 AM
kind-adventurous-finance$50.003/25/2011 4:27:48 PM
shepherd1$75.003/25/2011 11:58:09 AM
Raetha$25.003/25/2011 2:39:22 PM
dollar-cherry6$100.003/25/2011 9:33:37 AM
silvercertificate$25.003/25/2011 12:18:27 PM
worldly-money4$500.003/25/2011 2:15:44 PM
robot777$25.003/25/2011 6:52:35 PM
willinvest$25.003/26/2011 7:48:13 AM
hitsman$50.003/26/2011 11:47:48 AM
the-dollar-topper$100.003/26/2011 2:43:01 PM
treasure-bliss$50.003/26/2011 12:04:52 PM
HHP$100.003/26/2011 4:07:04 PM
famous-bill$25.003/26/2011 4:07:11 PM
DonaldColorado$50.003/26/2011 4:25:54 PM
orange-preeminant-bill$50.003/26/2011 4:30:10 PM
Yomain$125.003/26/2011 4:36:45 PM
genius520$25.193/26/2011 4:38:19 PM
Artist_Blue$25.003/26/2011 1:14:54 PM
worthy-bid8$25.003/26/2011 4:44:03 PM
ommcd$25.003/26/2011 5:26:01 PM
liberty-destiny3$25.003/26/2011 5:26:13 PM
umfan123$25.003/26/2011 4:33:59 PM
FeedTheMachine$70.003/26/2011 4:38:12 PM
AJIPrivateNotes$25.003/26/2011 7:31:16 PM
careful-note$50.003/26/2011 5:25:55 PM
imoutdoorsy$25.003/26/2011 10:03:39 PM
MadHun$100.003/26/2011 6:28:02 PM
bid-computer$25.003/27/2011 9:53:44 AM
moola-pillow$200.003/27/2011 11:20:55 AM
handshake5$100.003/26/2011 4:52:35 PM
p2p-czar3$25.003/26/2011 5:25:54 PM
lyndyn$25.003/27/2011 2:03:42 PM
payment-gusto$25.003/26/2011 5:26:26 PM
CACO_Lender$25.003/27/2011 2:14:09 PM
squarebob$50.333/27/2011 8:12:23 AM
Wellman$50.003/26/2011 6:34:16 PM
MoneyFarm$100.003/27/2011 7:42:11 PM
sensible-fund$50.003/28/2011 3:22:56 AM
frclmym$39.003/27/2011 3:36:35 AM
debt-legend$25.003/27/2011 4:55:55 PM
thatguyoverseas$25.193/28/2011 7:53:15 AM
squarebob$50.003/27/2011 8:14:29 AM
muirheaj$25.003/27/2011 7:53:07 PM
deepblue34$40.003/27/2011 9:58:17 AM
kulender$50.003/28/2011 9:18:08 AM
investment-habanero8$100.003/28/2011 4:57:01 AM
rickp$26.893/28/2011 9:32:42 AM
COCHINOBOY$25.003/28/2011 5:44:51 AM
martymaniaman$31.263/28/2011 5:53:24 AM
flexible-diversification9$50.003/28/2011 9:34:54 AM
new-ore-venture$200.003/28/2011 11:33:03 AM
Sugarmama21$50.003/28/2011 11:47:20 AM
Easystreet$25.003/28/2011 12:31:11 PM
musegaze$100.003/28/2011 12:31:27 PM
asmithj$50.003/28/2011 12:31:51 PM
Kaladen$100.003/27/2011 3:33:16 PM
treasure-widget$25.003/28/2011 12:33:08 PM
E2BGR8$25.003/27/2011 5:02:37 PM
beest$35.023/27/2011 5:15:36 PM
unfixer$25.003/27/2011 5:42:18 PM
admirable-basis1$75.003/28/2011 9:26:47 AM
exciting-responsibility3$25.003/28/2011 10:13:59 AM
LaBamba$200.003/28/2011 10:15:32 AM
DasMula$100.003/28/2011 4:34:27 PM
mlj0671$25.003/28/2011 11:01:41 AM
DadWarbucks$50.003/28/2011 5:13:26 PM
greenfuzz$50.003/28/2011 11:30:07 AM
macbeck22$25.003/27/2011 9:20:16 PM
irrelevant$25.003/28/2011 12:31:17 PM
KarlMarx$25.003/28/2011 12:32:20 PM
krbychoates$50.003/28/2011 12:16:07 AM
lovely-order7$50.003/28/2011 5:34:51 AM
integrity-broker$25.003/28/2011 6:59:33 AM
buffalobills$25.003/28/2011 8:00:18 AM
Frosty$25.003/28/2011 3:57:25 PM
janus_god$25.003/28/2011 5:16:01 PM
FinanceEngine$30.003/28/2011 11:26:56 AM
CA-Lender$100.003/15/2011 9:05:30 AM
income-awakening6$25.003/15/2011 9:08:56 AM
JustMee$25.003/15/2011 9:14:08 AM
sensational-worth7$50.003/15/2011 2:48:48 PM
FinDoc$25.003/15/2011 2:02:19 PM
benefit-trident$25.003/16/2011 4:04:58 PM
loyalist1$100.003/17/2011 11:27:05 AM
tnjohnso$25.003/17/2011 9:16:47 PM
PRGuyinVA$25.003/18/2011 2:47:34 PM
w3alter$100.003/19/2011 4:52:08 PM
smilinsam$50.003/21/2011 2:16:55 PM
Weaverville$25.003/22/2011 8:24:06 AM
Bob450$25.003/22/2011 1:58:46 AM
superboss-awesomefist$25.003/22/2011 10:28:40 AM
thelovebug$100.003/22/2011 7:06:36 PM
zippy-interest$25.003/22/2011 7:16:20 PM
bid-czar8$50.003/23/2011 3:08:49 AM
dakoke$50.003/23/2011 12:08:35 AM
ivy-league-MBA$25.003/23/2011 10:40:33 AM
tech310$50.003/24/2011 1:26:31 AM
finance-prescription$50.003/24/2011 5:33:06 AM
point-kitten6$50.003/23/2011 8:38:40 PM
zorg77$25.003/23/2011 5:43:55 PM
burrito6$25.003/24/2011 8:30:29 AM
EarlyRiser$250.003/24/2011 9:47:14 AM
generous-peace4$100.003/24/2011 6:54:34 AM
GatorBux$50.003/24/2011 11:09:39 AM
benjamins-utopia$100.003/24/2011 11:48:40 AM
well-mannered-income3$25.003/25/2011 9:33:03 AM
mcgovern2024$100.003/25/2011 10:53:17 AM
Ocean713$50.003/25/2011 11:33:04 AM
credit-sycamore4$100.003/25/2011 8:48:06 AM
fillholdingsllc$25.003/25/2011 5:20:41 PM
wwwUniversal$25.003/26/2011 3:20:57 AM
octoberfresh$26.003/26/2011 2:31:05 AM
credit-fox3$25.003/25/2011 7:55:41 PM
wesleyan$50.003/26/2011 8:12:59 AM
mercuriant$25.003/26/2011 4:52:52 AM
Gibbyland$100.003/26/2011 1:06:56 PM
Kyileo$25.003/26/2011 12:04:05 PM
social-conductor4$25.003/26/2011 4:32:40 PM
IIP77$25.003/26/2011 4:33:17 PM
radforj22$25.003/26/2011 5:23:33 PM
shmb6508$200.003/26/2011 5:25:59 PM
point-sasquatch$25.003/26/2011 5:26:23 PM
soulful-truth$100.003/26/2011 4:37:34 PM
108lender$108.713/26/2011 4:38:09 PM
graceful-investment$100.003/26/2011 5:25:03 PM
profit-powerplant$25.003/26/2011 5:26:07 PM
gold-blanket0$25.003/26/2011 5:26:19 PM
chungfang$100.003/26/2011 6:34:02 PM
cashasaurus0$1,000.003/27/2011 5:52:29 AM
zotzot$50.443/26/2011 6:52:39 PM
matt_2006$35.003/26/2011 4:07:17 PM
AF-Chief$50.003/26/2011 4:09:24 PM
squarebob$50.333/27/2011 7:44:52 AM
payout-banker4$25.003/26/2011 4:33:32 PM
rcm87$100.003/26/2011 4:38:23 PM
shrewd-peace7$25.003/26/2011 5:23:06 PM
power-trophy7$25.003/26/2011 5:25:48 PM
flexible-and-social$50.003/27/2011 2:36:38 PM
blackstar$25.003/27/2011 8:32:42 AM
compassion-lotus5$50.003/27/2011 3:27:37 PM
Tkhalaska$25.003/26/2011 6:42:56 PM
zotzot$50.003/27/2011 11:43:07 AM
Chewbaca$25.003/26/2011 7:29:32 PM
shrewd-income$50.003/27/2011 10:23:52 PM
ramsba$50.003/27/2011 6:34:38 PM
funtwosay$25.003/27/2011 9:33:02 PM
rolo12$50.003/27/2011 9:49:27 PM
Guerrilla_Man$25.003/27/2011 11:28:51 AM
platinum-enlightenment$25.003/27/2011 10:17:35 PM
JBF_Investments$25.003/28/2011 12:10:10 AM
moola-monger9$50.003/28/2011 8:06:13 AM
WakkaWakkaWakka$30.643/27/2011 12:57:14 PM
Belair_Advisors$25.003/27/2011 2:47:33 PM
worthy-loot8$25.003/28/2011 12:30:13 PM
seisen$25.643/28/2011 12:31:04 PM
Cai8899$25.003/28/2011 12:31:21 PM
friendly-point3$37.883/28/2011 1:15:11 PM
ryanshain$100.003/27/2011 4:38:00 PM
the-profit-oracle$25.003/28/2011 9:20:13 AM
balance-force$25.003/27/2011 5:42:12 PM
on_your_side$35.003/28/2011 9:49:22 AM
persistent-bazaar$125.003/28/2011 4:25:17 PM
intrepid-loot$50.003/27/2011 7:28:08 PM
paulpk$150.003/28/2011 1:25:54 PM
benefit-position$49.133/28/2011 6:30:38 AM
mammalian4$25.003/28/2011 2:13:15 PM
juliasdad$25.003/28/2011 3:49:08 PM
rockhound84$25.003/28/2011 4:27:23 PM
planetibet$50.003/28/2011 4:35:51 PM
heerzaquestion$25.003/28/2011 8:59:48 AM
bounsy$50.003/28/2011 10:17:49 AM
RMB-Investments$50.003/28/2011 12:32:13 PM
2grindstones$27.003/28/2011 2:09:24 PM
JTRADER056$90.003/28/2011 2:10:22 PM
fair-integrity5$50.003/28/2011 2:13:28 PM
cash-daisy$44.153/28/2011 2:41:10 PM
InvestForWealth$30.003/28/2011 3:26:41 PM
mnmcarve$50.003/28/2011 5:15:52 PM
204 Investments
 
Borrower Payment Dependent Notes Series 498037
This series of Notes was issued and sold upon the funding of the borrower loan #48129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,202Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: camaraderi-sergeant8 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for a commercial fisherman
Purpose of loan:
This loan will be used to...purchase a plane ticket to southeast Alaska for the fishing season starting in June and ending in August, purchase fishing gear as needed, and pay for my expenses during the fishing season until I get paid for my contract on September 1.

My financial situation:
I am a good candidate for this loan because...My only expenses are student loans payments and credit card payments. I have always made payments on time.

I have worked two summers (2008 and 2010) as a commercial fisherman during the summer break from college and I have made $17500 and $24000 in each three-month period. Having recently graduated from college, I can now work more than just three months continuously per year. I expect my annual income in 2011 to be my highest yet.

Monthly net income: $ 2100
Monthly expenses: $ 400
Phone, cable, internet: $ 50
Credit cards and other loans: $ 350
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $45.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$50.003/17/2011 5:09:34 PM
zotzot$25.443/17/2011 5:09:36 PM
loanman2007$25.003/18/2011 9:45:36 AM
worldly-money4$1,000.003/18/2011 8:44:00 AM
carrinel$50.003/21/2011 8:37:06 AM
worldly-money4$500.003/22/2011 9:02:50 PM
Nerdster1$25.053/23/2011 3:45:34 AM
CA-Lender$50.003/23/2011 10:41:12 AM
ddoneday$25.873/23/2011 4:31:17 AM
shepherd1$45.003/23/2011 7:07:06 PM
cash-tent$25.003/23/2011 9:29:16 PM
Starfin-Capital-Management$159.873/24/2011 3:47:17 AM
f4Tex$40.003/24/2011 10:46:46 PM
Dark_Helmet$25.003/24/2011 5:39:03 PM
husley$41.893/25/2011 10:07:51 AM
Starfin-Capital-Management$66.593/25/2011 5:00:29 AM
w3alter$100.003/25/2011 9:19:26 AM
lean-ore9$25.003/25/2011 10:23:04 AM
fillholdingsllc$25.003/25/2011 5:23:00 PM
ethicalhumanist$25.003/25/2011 7:28:20 PM
five-star-note$150.003/26/2011 1:51:29 PM
rupee_power$27.773/26/2011 4:08:06 PM
RickColo$127.863/26/2011 11:29:51 PM
investment-habanero8$87.893/27/2011 4:41:24 AM
duty-accomplishment$25.003/26/2011 9:10:33 PM
chato2345$46.773/26/2011 8:33:47 PM
Reddy_Capital$25.003/27/2011 1:51:02 AM
reflective-rupee$40.333/17/2011 9:31:20 PM
worldly-money4$100.003/17/2011 5:08:02 PM
Kash2010lu$25.003/18/2011 9:13:14 AM
tigercat$50.003/18/2011 6:28:50 PM
transformer855$25.003/18/2011 9:41:20 AM
AEH_Now$25.003/19/2011 8:19:28 AM
JGuide$45.003/22/2011 4:13:22 PM
courteous-bazaar$25.003/22/2011 9:43:14 PM
nickelasaurus-rex$25.003/22/2011 4:47:16 PM
terrific-peace8$25.003/23/2011 6:52:45 AM
Starfin-Capital-Management$212.673/23/2011 6:00:00 AM
gpuck$25.003/23/2011 4:19:22 PM
upbeat-finance8$25.003/23/2011 5:39:47 PM
natural-point1$25.003/23/2011 1:08:29 PM
Oak-Parker$25.003/23/2011 6:22:28 PM
SV-AZ$45.003/23/2011 7:13:46 PM
gpuck$25.003/24/2011 4:51:45 PM
loss-of-control$50.003/24/2011 5:39:04 PM
Starfin300$37.003/24/2011 12:48:40 PM
icon7$25.003/24/2011 5:49:04 PM
Finchy78$25.003/25/2011 5:30:36 PM
aquistoyraul$25.003/26/2011 8:56:27 AM
cbivitz$150.003/26/2011 5:34:56 AM
AEH_Now$25.003/26/2011 12:18:26 PM
squarebob$25.003/26/2011 12:13:18 PM
Armyman122$50.003/27/2011 1:11:21 AM
53 Investments
 
Borrower Payment Dependent Notes Series 498039
This series of Notes was issued and sold upon the funding of the borrower loan #48066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1985 Debt/Income ratio: 29%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 23Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,408 
Delinquencies in last 7y: 3 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: currency-metronome0 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repairs
Purpose of loan:
This loan will be used to...Home Repairs

My financial situation:
I am a good candidate for this loan because... i have good credit i can afford this monthly payment with my other bills


Monthly net income: $1496.00
Monthly expenses: $1219.00
Housing: $200.00
Insurance: $240.00
Car expenses: $0
Utilities: $64.00
Phone, cable, internet: $165.00
Food, entertainment: $150.00
Clothing, household expenses: $0
Credit cards and other loans: $400.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/15/2011 5:05:52 PM
CA-Lender$50.003/15/2011 5:19:12 PM
treasure-pipeline$50.003/16/2011 8:42:32 PM
worldly-money4$1,000.003/18/2011 8:43:25 AM
dudebrah$25.003/19/2011 5:55:26 PM
sharpey$25.003/21/2011 7:57:26 AM
CA-Lender$50.003/22/2011 10:24:29 AM
exponential-peace5$25.003/23/2011 10:50:04 AM
AdamsWay$25.003/24/2011 1:13:41 AM
payout-igniter$50.003/24/2011 1:14:26 PM
lean-ore9$25.003/25/2011 10:22:53 AM
f4Tex$36.003/24/2011 10:18:26 PM
tidy-cash1$30.003/25/2011 10:26:05 AM
MrBailey$34.003/25/2011 5:58:37 PM
new-poetic-transaction$42.553/25/2011 6:43:16 PM
justsk8tingby$50.713/26/2011 6:37:01 AM
affluence-tycoon$50.003/16/2011 8:16:26 AM
exponential-peace5$25.003/18/2011 2:25:27 PM
Lubava$50.003/23/2011 8:14:38 AM
terrific-peace8$50.003/23/2011 6:47:40 AM
entertaining-greenback2$25.003/23/2011 4:59:23 PM
ColoradoLender82$25.003/25/2011 11:33:49 AM
youngtrader$100.003/25/2011 4:54:43 PM
new-goodhearted-economy$50.003/26/2011 6:20:12 AM
ZOOOM$6.743/26/2011 7:21:30 AM
25 Investments
 
Borrower Payment Dependent Notes Series 498055
This series of Notes was issued and sold upon the funding of the borrower loan #48092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-17-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $252.61
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1990 Debt/Income ratio: 5%
Credit score: 840-859 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,538Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: storm936 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...make home improvements to my house including painting, kitchen upgrades, flooring, etc.

My financial situation:
I am a good candidate for this loan because...I have excellent credit and a stable job for the past 11 years with a good income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$50.003/17/2011 9:02:08 AM
kenji4861$25.003/17/2011 9:02:25 AM
Dollars4Rent$44.503/17/2011 9:08:47 AM
CA-Lender$25.003/17/2011 9:06:31 AM
fantastic-openness$100.003/17/2011 9:08:18 AM
emo13$100.003/17/2011 9:08:27 AM
zotzot$100.553/17/2011 9:36:59 AM
treasure-transformer9$25.003/17/2011 10:09:09 AM
worthy-bid8$38.253/17/2011 10:22:15 AM
Tylerh$100.003/17/2011 11:13:32 AM
Tech-Entrepreneur$25.003/17/2011 9:03:27 AM
TikPmp1$25.003/17/2011 9:08:07 AM
wbahl$25.003/17/2011 9:09:00 AM
currency-persimmon$100.003/17/2011 9:37:40 AM
calbertrand$25.003/17/2011 8:14:23 PM
thankful-nickel2$50.003/17/2011 8:21:18 PM
important-ore$150.003/17/2011 8:22:33 PM
BAJMP$25.003/18/2011 4:38:51 AM
SCD$25.003/17/2011 5:09:50 PM
panegryst$50.003/18/2011 11:37:21 PM
Preteur$25.003/19/2011 9:45:33 AM
efficient-treasure0$25.003/19/2011 9:42:40 AM
3_boyz$25.003/19/2011 6:08:12 PM
indomitable-coin$110.473/19/2011 12:37:37 PM
balance-force$45.003/21/2011 1:03:33 AM
leeball$50.003/20/2011 2:31:31 PM
preciouschild$75.003/20/2011 1:44:57 AM
scholarly-integrity$25.003/21/2011 10:22:40 AM
gsp1885$35.003/21/2011 5:24:00 PM
intrepid-loot$125.003/22/2011 10:36:23 PM
mcabery$150.003/23/2011 3:34:59 AM
aggielender$25.003/22/2011 7:59:53 PM
MoneyMann$25.003/22/2011 8:45:07 PM
GoldenGo4$39.063/23/2011 5:46:01 PM
senior1$25.003/23/2011 5:56:40 PM
nuclearmoose$25.003/23/2011 8:38:06 PM
currency-persimmon$100.003/23/2011 4:50:50 PM
Westerly$50.003/23/2011 8:02:44 PM
ivar$25.003/23/2011 8:18:49 PM
dumbass$25.003/23/2011 11:48:33 PM
trade-structure$25.003/24/2011 6:41:10 PM
FoosMaster$25.003/24/2011 4:57:40 PM
lanlie$52.903/25/2011 3:08:19 AM
blissful-exchange4$40.003/25/2011 12:30:44 PM
Zoramite$25.003/25/2011 9:35:48 AM
JaceSpade$25.003/25/2011 5:46:32 AM
sci_guy$25.003/25/2011 10:38:02 AM
vigilance-spinner3$25.003/25/2011 11:26:39 AM
dlenz$25.003/25/2011 5:40:26 PM
brightest-important-worth$52.883/25/2011 8:48:04 PM
eronyc$50.003/25/2011 12:27:59 PM
BlessedEveryDay$35.003/25/2011 9:28:23 PM
CA-Lender$75.003/25/2011 9:41:04 PM
capital-blueberry$25.003/25/2011 11:14:39 PM
runbix7$25.003/26/2011 2:41:58 AM
nimble-openness1$200.003/25/2011 8:39:56 PM
reflective-rupee$500.333/26/2011 3:53:38 AM
unequivocal-nickel1$250.003/25/2011 9:40:15 PM
loan-kung-fu$914.303/26/2011 5:45:30 AM
Oak-Parker$25.003/25/2011 6:50:25 PM
Yomain$150.003/25/2011 8:11:42 PM
kublai$1,000.003/25/2011 8:39:55 PM
LuckyPerks$100.003/26/2011 5:17:40 AM
authoritative-capital$50.003/25/2011 10:37:56 PM
payment-chief9$75.003/26/2011 1:23:02 AM
TechieLender$50.003/26/2011 4:48:13 AM
DukSerduk$25.003/17/2011 9:02:18 AM
scrappy-bonus2$25.003/17/2011 9:07:51 AM
community-pipeline$25.003/17/2011 9:07:59 AM
meux99$25.003/17/2011 9:08:11 AM
minista$25.003/17/2011 9:08:32 AM
exact-gold2$25.003/17/2011 9:02:34 AM
blot44$25.003/17/2011 9:07:34 AM
davisfl$100.003/17/2011 9:08:23 AM
Guiren$100.003/17/2011 9:24:28 AM
reflective-rupee$500.333/17/2011 9:53:13 AM
astute-fairness0$50.003/17/2011 3:37:22 PM
a-exponential-hope$25.003/17/2011 9:02:31 AM
Hanalei712$50.003/17/2011 9:03:10 AM
bobby5832708$50.003/17/2011 9:06:49 AM
kind-resolute-dough$100.003/17/2011 9:08:03 AM
KichigaiSensei$25.003/17/2011 12:13:00 PM
RedCentre$65.443/18/2011 1:53:33 AM
restless-balance9$50.003/18/2011 8:44:20 AM
caring-hope2$100.003/18/2011 5:09:08 AM
Minnvestor$50.003/18/2011 6:41:34 PM
goat361$50.003/18/2011 5:58:17 PM
Emgolda$25.003/19/2011 9:42:32 AM
PrivateCapitalResources$25.003/18/2011 6:17:33 PM
availableloan$25.003/18/2011 7:56:47 PM
Fonthill$100.003/19/2011 9:43:07 AM
Tradesmanlender$85.003/19/2011 9:48:10 AM
JackinGreen$60.243/20/2011 7:54:39 AM
logical-reward8$25.003/20/2011 3:21:11 AM
PThor$25.003/21/2011 9:55:46 AM
kyomoon$50.003/20/2011 12:28:37 PM
planet613$50.003/20/2011 9:22:59 PM
authoritative-capital$25.003/21/2011 9:11:57 AM
damage$25.003/21/2011 6:41:21 PM
3_boyz$30.003/21/2011 2:02:33 PM
neighborly-hope6$50.003/21/2011 7:01:36 PM
smilinsam$50.003/21/2011 2:13:28 PM
Algernon$25.003/22/2011 6:46:12 AM
octoberfresh$30.003/22/2011 8:51:14 AM
Aggie88$100.003/22/2011 3:37:49 AM
4Horseman$25.003/22/2011 5:28:56 PM
dwilson443$50.003/22/2011 1:36:08 PM
chris-heretoinvest$25.003/22/2011 9:37:59 AM
Barky52$25.003/22/2011 6:08:13 PM
Mint_Man$50.003/22/2011 6:53:58 PM
ospreyusmc$25.003/22/2011 11:29:19 PM
goldsun$25.003/22/2011 6:08:16 PM
BOZO88$25.003/23/2011 6:58:59 PM
ingenious-order783$35.003/23/2011 9:52:49 AM
marketplace-meridian$25.003/23/2011 11:08:57 PM
lovely-greenback4$50.003/24/2011 10:59:09 AM
benjamins-utopia$100.003/24/2011 11:48:08 AM
MoonMama$25.003/24/2011 11:58:58 AM
djs81$25.003/24/2011 8:12:39 PM
rjleves$50.003/24/2011 10:47:54 AM
power-mad-scientist$25.003/24/2011 11:52:53 AM
Medops911$25.003/24/2011 11:48:39 PM
upperdeck$25.003/25/2011 5:39:09 PM
108lender$1,000.003/25/2011 5:52:53 PM
hyeholdings$25.003/25/2011 6:29:59 PM
BxRealtor$100.003/25/2011 9:27:59 PM
penny-finder$50.003/25/2011 10:48:28 PM
visionary-asset5$25.003/25/2011 10:54:02 PM
kind-adventurous-finance$100.003/25/2011 4:25:20 PM
Mariner3605$1,000.003/25/2011 7:11:17 PM
hookUup$25.003/25/2011 9:32:46 PM
secundus$25.003/25/2011 9:39:36 PM
w8291$25.003/26/2011 4:42:02 AM
imlosttoo$50.003/26/2011 4:57:43 AM
888GoldIngots$25.003/25/2011 6:48:00 PM
cashman100$100.003/26/2011 2:38:58 AM
Doodlemeyer$200.003/25/2011 7:52:46 PM
maineman$25.003/26/2011 4:29:13 AM
hookUup$25.003/25/2011 9:32:39 PM
bobycat$30.003/25/2011 10:30:09 PM
visionary-asset5$50.003/25/2011 10:53:41 PM
Pendruce$25.003/26/2011 5:40:11 AM
versatile-commerce$30.753/26/2011 12:03:19 AM
repaymeplease$50.003/26/2011 3:00:15 AM
msmlender$100.003/26/2011 5:02:56 AM
145 Investments
 
Borrower Payment Dependent Notes Series 498085
This series of Notes was issued and sold upon the funding of the borrower loan #48173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-15-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1988 Debt/Income ratio: 10%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 5 / 7Length of status:8y 9m
Amount delinquent: $40,389 Total credit lines: 29 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,150Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: well-mannered-duty0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
chrissy
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies shown on your Prosper credit profile. Thanks - reflective-rupee
A: I fell behind when the no-interest / low payment on a credit card purchase ($20k - cabinet from Sears) ran out and it made my regurlar monthly payments for that card around $600/mo. I kept it up for a short while and then I got behind in other cards and eventually couldn't keep up the Sears card. I am curently getting my mortgage payments current. Overall, I pay my bills on time and i'm not consistently late anymore. (Mar-15-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $335k is the balance including the side loan. Market value is around 160k (Mar-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/15/2011 9:03:33 AM
CA-Lender$100.003/15/2011 9:05:41 AM
suave-dime6$25.003/15/2011 9:07:18 AM
leodaguy$25.003/15/2011 9:25:37 PM
important-openness1$75.003/16/2011 8:01:38 PM
ttnk62918$25.003/16/2011 8:30:13 PM
dime-vista2$25.003/16/2011 9:54:40 PM
champ079$55.003/17/2011 7:31:37 AM
a-finance-nirvana$25.003/17/2011 2:04:04 AM
platinum-scientist9$25.003/17/2011 11:29:57 AM
trade-surge3$25.003/18/2011 8:47:06 AM
randsenterprise$25.003/18/2011 3:03:03 PM
siddman$236.293/18/2011 9:23:29 AM
Engineer44$25.003/18/2011 5:59:53 PM
goodhearted-basis4$25.003/18/2011 12:12:32 PM
bonus-seahorse$25.003/18/2011 1:40:48 PM
llequire1$155.943/18/2011 4:27:08 PM
economy-producer$25.003/19/2011 9:58:14 AM
Leopoldine$32.003/19/2011 10:38:10 AM
investment-cluster$50.003/19/2011 5:12:30 AM
payout-mongoose$29.393/19/2011 9:31:33 AM
Reliance_Banker$25.003/20/2011 10:57:12 AM
w3alter$100.003/19/2011 4:52:10 PM
SBT$25.003/21/2011 8:46:09 AM
Weaverville$50.003/22/2011 7:04:15 PM
smilinsam$50.003/22/2011 4:40:53 PM
ivy-league-MBA$25.003/23/2011 10:40:39 AM
gallant-economy9$197.933/23/2011 1:02:48 PM
precious-coin3$50.003/23/2011 11:44:45 AM
patriot897$25.003/15/2011 11:14:17 AM
simplelender80$200.003/15/2011 9:01:31 AM
ultimate-peace$50.003/15/2011 9:06:17 AM
worldly-money4$150.003/15/2011 9:08:06 AM
reward-adventure$33.713/15/2011 9:09:58 AM
Jack55304$125.003/16/2011 8:48:42 AM
FASTIZIO_P$25.003/15/2011 11:36:15 PM
Ananya$25.003/16/2011 4:18:41 AM
frclmym$25.003/16/2011 1:31:13 PM
bullwink27$25.003/16/2011 11:10:09 AM
wbahl$25.003/16/2011 8:11:10 PM
tnjohnso$25.003/17/2011 9:16:51 PM
PRGuyinVA$25.003/18/2011 2:47:37 PM
NYCFinancier$25.003/18/2011 5:48:51 PM
interstellar$51.003/18/2011 5:50:55 PM
neutrino6$50.003/18/2011 1:45:14 PM
neutrino6$27.003/18/2011 1:54:55 PM
worldly-gold$50.003/18/2011 1:59:21 PM
platinum-exec1$100.003/18/2011 10:51:34 PM
sharpey$25.003/21/2011 7:57:38 AM
income-rocker2$100.003/21/2011 11:13:21 AM
astro128$31.743/22/2011 1:53:35 PM
zippy-interest$25.003/22/2011 7:16:22 PM
EBITDA$25.003/23/2011 1:28:10 AM
bid-czar8$50.003/23/2011 3:08:57 AM
thelovebug$100.003/23/2011 12:48:20 PM
55 Investments
 
Borrower Payment Dependent Notes Series 498159
This series of Notes was issued and sold upon the funding of the borrower loan #48063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2002 Debt/Income ratio: 28%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 15Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,256Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: top-foxy-repayment Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
John
Purpose of loan: Debt Consolidation / Buy Computer
This loan will be used to...consolidate debt.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3200
Monthly expenses: $2000
Housing: $200
Insurance: $90
Car expenses: $230
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello, will you please advise why your housing payment is so low (only $200)? Also, please advise why there were 4 inquiries into your credit in the last 6 months. Thank you. - liberty-magnate
A: Housing payment is low because I live with a relative. There has been inquiries into my credit because I have been trying to figure best way to consolidate debt. Thanks. (Mar-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
zotzot$25.443/16/2011 5:22:16 PM
simplelender80$100.003/16/2011 5:44:10 PM
Jack55304$125.003/16/2011 6:21:30 PM
SolarMoonshine$25.003/16/2011 6:23:33 PM
reflective-rupee$250.333/16/2011 5:28:40 PM
wbahl$25.003/16/2011 8:11:41 PM
patriot897$25.003/16/2011 6:16:57 PM
CA-Lender$100.003/16/2011 6:17:51 PM
leodaguy$25.003/16/2011 6:20:24 PM
leverage-monger$25.003/17/2011 8:20:26 AM
DUDICO2006$25.003/17/2011 2:50:17 PM
squarebob$25.003/17/2011 9:13:03 AM
economy-producer$25.003/19/2011 9:58:56 AM
trippd6$25.003/20/2011 10:30:11 PM
GElender$25.003/22/2011 6:10:41 AM
zippy-interest$25.003/22/2011 7:17:02 PM
point-kitten6$50.003/23/2011 8:38:56 PM
burrito6$25.003/24/2011 8:30:54 AM
finance-prescription$50.003/24/2011 5:33:31 AM
kind-adventurous-finance$50.003/25/2011 4:28:07 PM
Oak-Parker$25.003/25/2011 6:48:00 PM
kingpin1$50.003/25/2011 6:52:47 PM
best-generosity-financier$25.003/25/2011 7:27:53 PM
Rogelio48$40.003/25/2011 8:02:41 PM
capital-party6$50.003/25/2011 9:35:07 PM
Mariner3605$25.003/25/2011 7:17:11 PM
DasMula$27.003/25/2011 8:08:44 PM
credit-coach118$25.003/25/2011 5:36:26 PM
C2Banking$100.003/25/2011 10:07:45 PM
vishal29$25.003/25/2011 10:59:39 PM
MarvintheMartian$25.003/26/2011 5:59:52 AM
zotzot$25.003/25/2011 6:33:41 PM
CincyTex$50.003/26/2011 1:57:32 AM
nilonc1$25.003/25/2011 7:07:50 PM
best-generosity-financier$25.003/25/2011 7:23:03 PM
pani5ue$25.003/26/2011 8:09:16 AM
supreme-hope$25.003/26/2011 8:15:17 AM
bassman46$100.003/26/2011 9:40:08 AM
heroic-payout9$25.003/26/2011 5:20:25 AM
reward-rancher$25.003/26/2011 10:33:26 AM
jasonrun$25.003/26/2011 7:14:40 AM
durability-halibut$25.003/26/2011 8:59:12 AM
mercuriant$25.003/26/2011 4:53:08 AM
symbiosis$25.003/26/2011 10:00:45 AM
gothampark$25.003/26/2011 10:02:04 AM
hidavehi$33.003/26/2011 10:19:59 AM
Income-Scout$188.853/26/2011 10:39:22 AM
loanman2007$175.003/26/2011 6:54:24 AM
trumpeter5$25.003/26/2011 6:57:47 AM
hellasow$25.003/26/2011 8:07:10 AM
wesleyan$50.003/26/2011 8:13:15 AM
foothillender$25.003/26/2011 8:20:44 AM
novice-speculator$25.003/26/2011 9:16:45 AM
ingenious-deal6$25.003/16/2011 6:13:16 PM
suave-dime6$25.003/16/2011 6:15:22 PM
worldly-money4$150.003/16/2011 6:16:04 PM
shrewd-income$100.003/16/2011 6:01:29 PM
skillful-asset5$25.003/16/2011 7:32:01 PM
investment-artist$25.003/16/2011 5:19:25 PM
Nerdster1$25.053/17/2011 4:03:38 AM
courteous-kindness1$25.003/16/2011 8:20:14 PM
liberty-magnate$25.003/17/2011 10:27:54 AM
tnjohnso$25.003/17/2011 9:17:22 PM
brightest-dignified-penny$25.003/17/2011 4:22:31 PM
erowis$55.003/18/2011 8:01:43 AM
TeaHouseFinance$25.003/19/2011 3:49:21 AM
w3alter$100.003/19/2011 4:52:41 PM
PRGuyinVA$25.003/21/2011 7:11:54 AM
bid-czar8$50.003/23/2011 3:09:45 AM
EarlyRiser$250.003/24/2011 9:46:57 AM
benjamins-utopia$100.003/24/2011 11:48:54 AM
dollar-cherry6$53.723/25/2011 9:34:05 AM
ammasv$25.003/25/2011 3:06:03 PM
credit-sycamore4$100.003/25/2011 8:49:14 AM
lendstats_com$200.003/25/2011 5:23:41 PM
hope-hickory$50.003/25/2011 6:30:10 PM
wattboy$200.003/25/2011 6:49:35 PM
daekpon$25.003/25/2011 5:25:33 PM
competent-p2p$50.003/25/2011 9:16:54 PM
Finchy78$25.003/25/2011 5:43:37 PM
NYCFinancier$25.003/25/2011 5:46:10 PM
friendly-worth3$25.003/25/2011 5:56:53 PM
capital-blueberry$25.003/25/2011 11:04:48 PM
order-bee1$50.003/25/2011 11:37:30 PM
power-secret-agent$25.003/25/2011 11:41:13 PM
Speculator$100.003/25/2011 6:37:05 PM
wise-skillful-benjamins$50.003/26/2011 1:00:24 AM
money-fort$30.003/25/2011 7:30:28 PM
Yaout$100.003/25/2011 8:28:32 PM
jarf$33.343/25/2011 8:32:35 PM
repaymeplease$25.003/26/2011 3:33:22 AM
visionary-asset5$75.003/25/2011 10:52:06 PM
interest88$25.003/26/2011 12:17:46 AM
robot777$25.003/25/2011 6:43:39 PM
_NaLNaBB$200.003/26/2011 6:37:42 AM
platinum-czar$100.003/26/2011 2:14:07 AM
investment-habanero8$100.003/26/2011 7:13:56 AM
scoobiedoo$50.003/26/2011 8:03:11 AM
Yomain$150.003/25/2011 8:11:17 PM
harddollars$40.003/26/2011 8:39:59 AM
reflective-rupee$250.333/26/2011 3:58:37 AM
intrepid-loot$25.003/26/2011 4:52:55 AM
Helenska11$150.003/26/2011 9:22:36 AM
kc8fot$60.003/26/2011 9:30:02 AM
loss-of-control$150.003/26/2011 9:49:24 AM
FinanceEngine$25.003/25/2011 11:54:20 PM
wildanne$25.003/26/2011 6:49:39 AM
soheagle$25.003/26/2011 8:00:30 AM
worldly-money4$350.003/26/2011 8:31:36 AM
friendinmoney$25.003/26/2011 8:41:15 AM
wojo$25.003/26/2011 9:02:21 AM
GeorgiaGator$50.003/26/2011 4:19:19 AM
velocity-winner$25.003/26/2011 10:20:56 AM
Starfin-Capital-Management$186.123/26/2011 5:19:07 AM
attractive-fund$55.093/26/2011 6:34:03 AM
rockhound84$25.003/26/2011 7:23:46 AM
new-truth-chuckler$44.193/26/2011 7:43:27 AM
icon7$25.003/26/2011 7:57:32 AM
kendallv$50.003/26/2011 8:00:47 AM
BuckeyeBanker$49.213/26/2011 8:24:44 AM
fireman4$30.003/26/2011 9:07:31 AM
cjames84$25.003/26/2011 9:17:46 AM
unger$173.333/26/2011 9:28:20 AM
ClearCut$50.003/26/2011 9:45:32 AM
felicity-daydream$50.003/26/2011 10:04:33 AM
RetirementMoney$25.003/26/2011 10:13:18 AM
126 Investments
 
Borrower Payment Dependent Notes Series 498181
This series of Notes was issued and sold upon the funding of the borrower loan #48158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-16-2011 
Term: 12 months Listing End date:  Mar-17-2011 
 
Lender yield: 17.49% Borrower rate/APR: 18.49% / 27.46% Monthly payment: $229.78
 
Lender servicing fee: 1.00% Effective Yield*: 17.09%  
Estimated return*: 8.39%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1981 Debt/Income ratio: 9%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 3 Current / open credit lines: 8 / 8Length of status:0y 9m
Amount delinquent: $2,593 Total credit lines: 56 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,827Stated income:$100,000+
Delinquencies in last 7y: 16 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: basis-compadre Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consol
Purpose of loan:
This loan will be used to..pay off debts and attorney bill for son..

My financial situation:
I am a good candidate for this loan because.I have a steady retirement income.


Monthly net income: $ 7,800
Monthly expenses: $ 5,600
Housing: $ 2,100
Insurance: $ 350
Car expenses: $ 200
Utilities: $ 275
Phone, cable, internet: $150
Food, entertainment: $ 500
Clothing, household expenses: $500
Credit cards and other loans: $ 850
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: I see your yearly income exceeds 100k and the loan is a small amount when compared to income. Is this loan for your son and will he be responsible for repayment? - coyote5
A: No, I will be totally responsible for repayment of the loan. Thanks for your question and I'm sorry I didn't make this clear. This is all new, but exciting for me. (Mar-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.003/16/2011 6:14:14 PM
reflective-rupee$25.333/16/2011 5:22:22 PM
vutah$50.003/16/2011 7:13:52 PM
patriot897$25.003/16/2011 6:12:52 PM
CA-Lender$100.003/16/2011 6:17:11 PM
rakem777$25.003/16/2011 5:41:00 PM
FG9YTR$25.003/16/2011 5:58:54 PM
simplelender80$100.003/16/2011 6:13:40 PM
the-money-gargantuan$25.003/16/2011 8:40:30 PM
jmichael23$50.003/17/2011 10:53:32 AM
yield-museum$49.003/17/2011 11:51:19 AM
suave-dime6$25.003/17/2011 3:21:47 AM
a-restless-dollar$25.003/17/2011 6:41:40 AM
Shining-Star$25.003/17/2011 11:01:58 AM
jybank$25.003/17/2011 11:15:24 AM
social-zebra$25.003/17/2011 8:39:58 AM
EmmaDog44$25.003/17/2011 8:46:38 AM
social-friendship5$100.003/17/2011 1:24:01 PM
Aaron_Oz$25.003/17/2011 4:05:16 PM
SC2TX$100.003/17/2011 2:16:48 PM
mimoney16$25.003/17/2011 4:25:21 PM
jc33148$45.573/17/2011 4:56:48 PM
klemer$25.003/17/2011 11:54:47 AM
newfoundation$25.003/17/2011 12:59:12 PM
prudent-dinero$25.003/17/2011 5:06:12 PM
hostbank$100.003/17/2011 3:43:37 PM
quest0$50.003/17/2011 4:52:31 PM
beeper2$6.423/17/2011 5:10:48 PM
Weaverville$25.003/16/2011 6:15:43 PM
wbahl$25.003/16/2011 8:14:08 PM
goodhearted-basis4$25.003/16/2011 8:27:54 PM
a-versatile-power$25.003/17/2011 2:05:29 AM
Strongestmanevr$25.003/17/2011 2:04:53 AM
SecondChanceLendingSERV$49.003/17/2011 10:04:05 AM
fireinsp61$74.303/17/2011 10:41:11 AM
marketplace-spark$25.003/17/2011 2:42:27 PM
secureincome$600.003/17/2011 3:56:34 PM
Scotcha$50.003/17/2011 2:19:27 PM
social-workhorse$25.003/17/2011 2:41:06 PM
loyalty-sherpa$25.003/17/2011 4:33:27 PM
entertaining-greenback2$25.003/17/2011 4:48:46 PM
wonderous-velocity1$50.003/17/2011 2:15:34 PM
TFAD72$25.003/17/2011 2:52:02 PM
red-favorable-basis$25.003/17/2011 3:06:25 PM
wild-orange$100.003/17/2011 3:34:25 PM
TigerForce$75.383/17/2011 4:26:18 PM
knowledgeable-note6$50.003/17/2011 4:58:02 PM
47 Investments
 
Borrower Payment Dependent Notes Series 498265
This series of Notes was issued and sold upon the funding of the borrower loan #48088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1997 Debt/Income ratio: Not calculated
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $53,594Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: flexible-yield488 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funding 2 Hearing Aids
Purpose of loan: Purchase hearing aids not covered by insurance

This loan will be used to buy 2 hearing aids so I can continue to work full time.

My financial situation: My debt to income ratio is poor because I am single person with a mortgage and student loans. I am never late on a payment but I cannot get a credit card to cover the hearing aids because of my debt to income ratio. I have worked full time at the same job for nearly 8 years. My parents will be helping me to make the payments each month but they cannot give me the lump sum needed to purchase them outright.

I work full time, I am never late on payments and I have someone who can help make the payments if needed.

Monthly net income: $2600
Monthly expenses:
Housing: $1200
Insurance: $ 0
Car expenses: $ 0
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is your occupation? Thanks - RecoveryLender
A: Customer Service Coordinator (Mar-16-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: My current balance is $146,400. The estimated value right now is $150,000. The mortgage started Sept 2009. (Mar-16-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.003/16/2011 9:04:50 AM
patriot897$25.003/16/2011 9:09:54 AM
Gibbyland$57.443/16/2011 9:23:43 AM
commerce-renewal$100.003/16/2011 9:24:40 AM
jhernand17$25.003/16/2011 9:36:13 AM
reflective-rupee$500.333/16/2011 9:46:20 AM
ingenious-deal6$25.003/16/2011 9:05:36 AM
worldly-money4$100.003/16/2011 9:07:13 AM
nickel-hickory$50.003/16/2011 10:14:37 AM
nickel-hickory$25.003/16/2011 10:19:34 AM
nickel-hickory$50.003/16/2011 10:20:23 AM
leodaguy$25.003/16/2011 9:14:58 AM
Artist_Blue$25.003/16/2011 10:52:57 AM
Jack55304$125.003/16/2011 9:17:42 AM
exchange-pledge$100.003/16/2011 9:22:57 AM
ryclsun$50.003/16/2011 9:24:44 AM
restless-dime$25.003/16/2011 2:48:54 PM
benefit-trident$25.003/16/2011 4:08:13 PM
Kash2010lu$40.003/16/2011 9:24:14 AM
tech310$50.003/16/2011 9:24:58 AM
nickel-hickory$50.003/16/2011 10:20:08 AM
irrelevant$25.003/16/2011 10:52:18 AM
affluence-tycoon$50.003/16/2011 10:52:29 AM
orderly-leverage$100.003/16/2011 10:53:35 AM
important-openness1$75.003/16/2011 6:55:55 PM
2grindstones$25.003/16/2011 12:17:30 PM
FinanceEngine$25.003/16/2011 2:45:03 PM
investment-artist$25.003/16/2011 5:30:09 PM
larryboy10$25.003/16/2011 6:07:35 PM
treasure-pipeline$50.003/16/2011 8:42:23 PM
wbahl$25.003/16/2011 8:11:32 PM
wise-benjamins-fortress$50.003/17/2011 5:49:31 AM
Lonely_Hunter$45.003/17/2011 1:36:30 PM
ddoneday$25.003/17/2011 2:26:19 PM
aquistoyraul$25.003/17/2011 7:22:39 AM
168RichCapital$25.003/18/2011 10:09:02 AM
nickel-hickory$100.003/18/2011 9:43:12 AM
brainy-repayment5$200.003/18/2011 6:32:22 PM
loss-of-control$50.003/18/2011 5:04:32 PM
briskdevl07$25.003/18/2011 2:02:39 PM
economy-producer$25.003/19/2011 9:58:44 AM
Bob450$25.003/19/2011 2:36:25 AM
money-surge1$50.003/20/2011 10:49:17 AM
Swish_Investments$36.683/21/2011 6:40:38 AM
loss-of-control$100.003/20/2011 9:36:22 AM
best-ingenious-funds$25.003/21/2011 9:33:13 AM
ITExec$100.003/21/2011 6:54:09 AM
EL_Papin$100.003/21/2011 7:59:16 AM
payout-bridge$1,000.003/20/2011 4:52:25 PM
new-goodhearted-economy$51.313/21/2011 10:01:56 AM
sigma310$50.003/21/2011 8:05:09 AM
squarebob$50.003/21/2011 10:57:07 AM
MoneyForNothing$0.303/21/2011 11:40:06 AM
Makingitrain$25.003/21/2011 10:29:04 AM
nickel-hickory$50.003/16/2011 10:14:31 AM
nickel-hickory$50.003/16/2011 10:19:57 AM
nickel-hickory$50.003/16/2011 10:20:15 AM
CA-Lender$100.003/16/2011 9:11:12 AM
authoritative-capital$25.003/16/2011 10:53:29 AM
keeminn$50.003/16/2011 9:23:03 AM
purpledog18$50.003/16/2011 9:24:42 AM
asset-professor$25.003/16/2011 9:24:56 AM
Malkial$25.003/16/2011 9:31:17 AM
nickel-hickory$50.003/16/2011 10:14:22 AM
nickel-hickory$25.003/16/2011 10:19:25 AM
israel15$25.003/16/2011 10:51:55 AM
shrewd-peace7$25.003/16/2011 10:52:44 AM
admirable-basis1$25.003/16/2011 10:53:19 AM
zotzot$50.443/16/2011 11:15:27 AM
suave-dime6$25.003/16/2011 9:07:55 AM
RyanM561$25.003/16/2011 12:31:10 PM
gain-gourd$41.943/16/2011 9:24:38 AM
cash-raccoon$25.003/16/2011 9:25:03 AM
sturdy-peace9$40.003/16/2011 6:08:43 PM
nickel-hickory$50.003/16/2011 10:19:43 AM
nickel-hickory$50.003/16/2011 10:20:29 AM
wonder3$25.003/16/2011 10:43:12 AM
rockstar78$25.003/16/2011 10:53:22 AM
integrity-doctor$100.003/16/2011 11:26:29 AM
loanman2007$75.003/16/2011 12:35:46 PM
WMY-Investor$100.003/16/2011 6:26:11 PM
SecondChanceLendingSERV$25.003/17/2011 9:14:22 AM
Nerdster1$30.053/17/2011 3:57:23 AM
sensational-worth7$50.003/17/2011 2:03:44 PM
larryboy10$25.003/17/2011 7:58:55 PM
squarebob$100.003/17/2011 2:33:59 PM
JGuide$45.083/17/2011 11:45:08 PM
nickel-hickory$50.003/18/2011 9:46:53 AM
nickel-hickory$50.003/18/2011 9:47:04 AM
worldly-money4$1,000.003/18/2011 8:43:42 AM
weWantToHelp$50.003/18/2011 8:57:19 PM
PRGuyinVA$25.003/18/2011 2:47:55 PM
Peterman$35.523/19/2011 2:52:20 PM
w3alter$100.003/19/2011 4:52:30 PM
SFBank$100.003/19/2011 5:56:22 PM
youngtrader$250.003/20/2011 5:14:04 PM
nodebt2012$48.873/20/2011 4:40:16 PM
zorg77$25.003/20/2011 10:27:09 PM
income-rocker2$35.543/21/2011 11:05:53 AM
testguy$66.503/21/2011 9:31:51 AM
100 Investments
 
Borrower Payment Dependent Notes Series 498297
This series of Notes was issued and sold upon the funding of the borrower loan #48047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-19-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1984 Debt/Income ratio: 32%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 43 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,600Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: Swish3pts Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,100.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2009)
700-719 (Jun-2008)
680-699 (May-2008)
 
Principal balance: $3,937.28 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Paying OFF Last Of Credit Cards
Purpose of loan:
This loan will be used to...Pay off the last of the credit cards. that is left and have a higher interest rate.
My financial situation:
I am a good candidate for this loan because...Paying off the last of the credit cards that is left and have higher interest rates. Trying to get these all cleared out to make way for the retirement years ahead. Prosper has been so good for my wife and I (but I miss the old Prosper way, interest was better). It has cleared out some debt that would of taken us more then 3 years to pay off. Now this is the last of it to debt freedom from credit cards. My bills are always paid on time. My job is doing great and many more years of service. As you can tell my Prosper loan was never late or behind or stopped. Please consider me once again and I plan on this being the last. This last loan should wipe the credit cards out for me, then in 3 years totally paid off.....priceless!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you tell us what the public record on your listing is from? Thanks! - zotzot
A: Actually I haven't seen that on my record. I haven't looked at my credit report for along time. It could be I had a bankruptcy almost 6 years ago. That is because I was between jobs and I didn't know how long I would be out of work. The cards we are paying off now is mostly in my wife's name. She was not on that bankruptcy so we are trying to clear things off on that end from those debts we occurred back then up to now. (Mar-19-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1st mortgage aprox $19,000 left and our 2nd mortgage aprox $61, 500. Had to take a 2nd mortgage out in 2001 due to a cut at United Airlines (where I worked) due to 9/11 actions. My pay was cut to 60% less due to cuts in positions. Our 1st loan will be paid off in 3 yrs. Our plans are to sell the house and go smaller for just the 2 of us but want to wait till the 1st mortgage is paid in full. The market value right now is approx between $104,000 to 110,000. In 2001 it was marketed at $128,000. (Mar-20-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Feyenoord$25.003/19/2011 12:05:10 PM
Azonic21$25.003/19/2011 12:05:13 PM
NekHoldings$25.003/19/2011 3:43:45 PM
squarebob$25.003/19/2011 12:07:56 PM
mikeandcat$100.003/19/2011 3:10:08 PM
fairness-atmosphere$25.003/20/2011 10:28:08 AM
credit-missile$100.003/19/2011 9:15:02 PM
leodaguy$25.003/19/2011 12:03:33 PM
DoctorJoe$25.003/20/2011 8:49:39 AM
blue-useful-auction$25.003/20/2011 8:53:06 AM
Jerrys1951$40.003/20/2011 1:48:37 PM
bizzzond$59.763/21/2011 8:03:10 AM
ingenious-deal6$25.003/21/2011 5:22:16 PM
Milonguero$100.003/21/2011 8:00:57 PM
wealth-multiplier$25.003/21/2011 5:28:00 PM
GElender$100.003/22/2011 5:51:39 AM
justasoldier$100.003/21/2011 8:49:32 PM
UCLA4life$50.003/22/2011 10:30:54 AM
ronin4sale$25.003/22/2011 4:28:06 PM
integrity-doctor$100.003/22/2011 8:53:26 PM
intrepid-loot$50.003/22/2011 9:42:14 PM
capital-blueberry$25.003/23/2011 5:32:23 AM
shrewd-peace7$26.323/23/2011 6:32:32 AM
umfan123$25.003/23/2011 6:41:00 AM
well-rounded-dinero$85.233/23/2011 4:27:50 AM
vishal29$25.003/23/2011 2:47:50 PM
RyanM561$25.003/23/2011 5:46:36 AM
loyalist1$400.003/23/2011 7:30:53 AM
the-discrete-income$300.003/23/2011 5:01:49 PM
klend4$75.003/23/2011 9:36:45 AM
mpatrick$25.003/23/2011 5:28:25 PM
atlas100$25.003/23/2011 9:34:14 PM
agalt$75.003/23/2011 11:22:54 PM
reflective-rupee$250.333/19/2011 1:04:24 PM
thankful-nickel2$25.003/19/2011 2:48:11 PM
suave-dime6$25.003/19/2011 12:02:34 PM
CA-Lender$100.003/19/2011 12:03:10 PM
Jack55304$75.003/19/2011 12:03:38 PM
MoneyForNothing$29.613/19/2011 12:48:49 PM
Whipster$25.003/20/2011 5:06:10 AM
liberty-magnate$25.003/20/2011 10:01:30 AM
simplelender80$100.003/19/2011 12:00:55 PM
patriot897$25.003/19/2011 12:02:54 PM
trumpeter5$25.003/20/2011 1:49:46 PM
chameleon125$75.003/20/2011 9:04:38 AM
lendstats_com$200.003/19/2011 3:51:49 PM
SolarMoonshine$25.003/19/2011 5:32:46 PM
loanman2007$200.003/21/2011 4:31:16 AM
DasMula$27.003/19/2011 8:22:23 PM
rlaboy$25.003/20/2011 6:28:17 AM
worldly-money4$150.003/21/2011 8:47:08 AM
sflash$50.003/20/2011 7:56:28 PM
Chesterite$44.813/20/2011 3:04:19 PM
BlessedEveryDay$25.003/21/2011 11:31:41 AM
good4loan$25.003/21/2011 4:46:43 PM
five-star-note$75.003/21/2011 8:47:56 AM
professional-coin1$50.003/21/2011 1:06:01 PM
twjh$25.003/22/2011 2:11:13 AM
grnii78$200.003/22/2011 3:47:49 PM
LittleMingo$33.563/22/2011 9:32:10 AM
loss-of-control$150.003/22/2011 6:31:01 PM
jhouman$25.003/22/2011 5:02:42 PM
SecondChanceLendingSERV$25.003/22/2011 7:10:16 PM
zippy-interest$25.003/22/2011 7:17:51 PM
Finchy78$30.003/23/2011 4:08:00 AM
exciting-fairness$200.003/23/2011 5:04:03 AM
dakoke$100.003/23/2011 12:03:53 AM
bid-czar8$50.003/23/2011 3:10:39 AM
Engineer44$25.003/23/2011 5:46:58 AM
moola-monger9$50.003/23/2011 6:35:29 AM
ultimate-dough0$25.003/23/2011 1:05:23 PM
spsavage$25.003/23/2011 5:33:55 AM
davidmlucas$50.003/23/2011 6:46:58 AM
secureincome$1,500.003/23/2011 7:21:23 AM
Leshan$256.733/23/2011 7:35:26 AM
w3alter$100.003/23/2011 12:41:22 PM
shrewd-income$75.273/23/2011 1:29:43 PM
us957165$25.003/23/2011 7:40:55 PM
CASSHMAN$125.003/23/2011 7:44:24 PM
brondero$65.003/23/2011 12:33:02 PM
riveting-credit5$200.003/23/2011 8:54:13 PM
platinum-czar$101.383/23/2011 11:37:37 PM
blissful-cash3$150.003/23/2011 9:24:11 PM
83 Investments
 
Borrower Payment Dependent Notes Series 498317
This series of Notes was issued and sold upon the funding of the borrower loan #48108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $456.32
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1967 Debt/Income ratio: 20%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,487Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: hope-nexus2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 800-819 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
760-779 (May-2010)
 
Principal balance: $6,112.86 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation
Purpose of loan:
This loan will be to consolidate existing debt at a more reasonable interest rate. Full disclosure: I do intend to satisfy my previous loan with this one (taking advantage of a lower interest rate).

My financial situation:
I am in a very good financial situation currently. No car loans, very good credit score (767 as of 3-16-2011), and am a homeowner. I am extremely reliable about my monthly payments, as my previous history indicates.

About me:
I have a very stable job in management at a multinational investment firm in Century City, (Los Angeles) CA. I am a sophisticated investor, skilled in financial operations, and really like the idea of this site and service.

Feel free to contact me directly with any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/16/2011 6:14:31 PM
CA-Lender$25.003/16/2011 6:18:36 PM
reflective-rupee$25.333/16/2011 5:26:22 PM
AFairDeal$100.003/16/2011 6:39:39 PM
organized-payment6$50.003/16/2011 6:04:31 PM
JJ9876$25.003/16/2011 6:14:04 PM
patriot897$25.003/16/2011 6:16:18 PM
penny-finder$34.003/16/2011 5:10:21 PM
wbahl$25.003/16/2011 8:14:11 PM
SimpleChoice$25.003/16/2011 8:21:50 PM
vine99$90.003/16/2011 5:44:32 PM
tntmojave$25.003/16/2011 6:11:02 PM
BxRealtor$25.003/16/2011 6:14:19 PM
Weaverville$25.003/16/2011 6:15:49 PM
platinum-dojo$25.003/16/2011 8:38:05 PM
Ducatiman1978$25.003/17/2011 1:21:34 AM
dospapalotes$28.093/17/2011 1:36:32 AM
important-ore$100.003/17/2011 8:23:50 AM
jdrez$25.003/16/2011 8:27:49 PM
ac787$26.003/17/2011 12:01:30 AM
b1geasy$34.813/17/2011 11:14:02 AM
credit-investor5$50.003/17/2011 4:27:38 PM
syounker$25.003/17/2011 6:23:41 PM
Tradesmanlender$100.003/18/2011 3:07:34 PM
a-unflappable-finance$100.003/18/2011 9:40:40 AM
enthralling-deal180$50.003/19/2011 12:04:29 AM
axl163$25.003/19/2011 2:10:05 AM
zippy-revenue8$25.003/19/2011 6:01:29 AM
benefit-trident$25.003/19/2011 7:39:19 AM
MoneyTree79$50.003/20/2011 7:31:14 PM
important-ore$150.003/21/2011 9:33:28 AM
HamachiMan$50.003/20/2011 4:28:22 PM
mrpowers5531$25.003/21/2011 10:43:41 AM
TSC$50.003/21/2011 3:37:29 PM
indomitable-coin$50.003/21/2011 10:34:39 AM
radforj22$25.003/22/2011 2:29:35 AM
zippy-interest$25.003/22/2011 7:14:05 PM
enchanted-yield4$100.003/23/2011 6:43:23 AM
Ripsaw4U$50.003/23/2011 10:08:38 AM
Quiddity$50.003/24/2011 7:44:33 AM
Row2010$25.003/24/2011 7:45:53 AM
bold-shrewd-market$25.003/24/2011 12:19:39 PM
nickel-ferret$100.003/24/2011 3:03:34 PM
TechieLender$50.003/24/2011 4:55:10 AM
efficient-treasure0$25.003/24/2011 7:13:25 AM
Chervianne$50.003/25/2011 7:28:19 AM
outofoffice$100.003/25/2011 9:42:32 AM
socal-lender$25.003/24/2011 7:53:37 PM
kind-adventurous-finance$75.003/25/2011 4:24:19 PM
gogrannygo$30.003/26/2011 8:48:14 AM
jescowa$50.003/26/2011 12:32:23 PM
currency-persimmon$100.003/26/2011 12:40:30 PM
DrNano$50.003/26/2011 1:10:46 PM
helgeboy$50.003/26/2011 6:18:56 PM
PalmettoInvestor$28.413/26/2011 8:39:42 PM
jcjdingdong$50.003/26/2011 10:28:01 PM
C_Mark$50.003/26/2011 6:20:42 PM
power-secret-agent$25.003/27/2011 4:16:01 AM
Brisket_Bob$99.003/27/2011 7:03:15 AM
micko$25.003/27/2011 7:10:53 AM
Lotsofbears$25.003/27/2011 7:47:05 AM
trustworthy-finance6$150.003/27/2011 7:54:56 AM
autonomous-truth$100.003/27/2011 10:14:23 AM
piano55$30.003/27/2011 10:44:50 AM
lively-point$316.383/27/2011 11:57:02 AM
NYCFinancier$25.003/27/2011 4:13:12 AM
peso-mate$100.003/27/2011 4:35:06 AM
thebadpelican$100.003/27/2011 12:48:52 PM
principal-laser$220.083/27/2011 6:40:28 AM
MoneyBagsRUs$100.003/27/2011 7:07:22 AM
reflective-rupee$250.333/27/2011 2:15:45 PM
squarebob$50.343/27/2011 7:30:20 AM
heroic-payout9$31.923/27/2011 7:32:30 AM
Coco_Chanel$25.003/27/2011 3:23:06 PM
schoolchamp$900.003/27/2011 3:29:51 PM
Barrayaran$50.003/27/2011 9:37:42 AM
adir1$25.003/27/2011 9:41:44 AM
apennysaved4you$25.003/27/2011 9:44:13 AM
Buddy07$67.873/27/2011 10:10:57 AM
AustinAmerica$48.553/27/2011 10:32:53 AM
Buddy07$200.003/27/2011 11:38:07 AM
supersarah61$100.003/27/2011 12:41:40 PM
vigilance-searcher$25.003/27/2011 1:08:30 PM
dynamic-platinum$25.003/27/2011 2:33:30 PM
Belair_Advisors$25.003/27/2011 2:35:37 PM
keichi03$40.003/27/2011 2:38:51 PM
friendinmoney$25.003/27/2011 2:41:29 PM
patron123$42.503/27/2011 2:58:03 PM
first-serene-credit$25.003/27/2011 7:22:53 AM
helping-out$748.513/27/2011 8:20:35 AM
enchanted-yield4$600.003/27/2011 10:04:27 AM
CA-Lender$75.003/27/2011 11:07:10 AM
grampy48$50.003/27/2011 12:17:39 PM
vigilance-searcher$25.003/27/2011 1:01:56 PM
Whitey$50.003/27/2011 2:39:39 PM
tom48l$25.003/16/2011 5:22:06 PM
Tech-Entrepreneur$25.003/16/2011 6:12:43 PM
simplelender80$100.003/16/2011 6:13:49 PM
shabufa$50.003/16/2011 5:21:58 PM
jga516$25.003/16/2011 5:44:38 PM
get30inc$26.333/17/2011 1:35:34 AM
lloyd_s$35.203/17/2011 1:43:12 AM
cpbreton$25.003/17/2011 8:51:43 AM
thankful-nickel2$25.003/17/2011 2:22:17 PM
astute-fairness0$50.003/17/2011 3:37:05 PM
loyalty-sherpa$25.003/17/2011 4:33:29 PM
hostbank$100.003/17/2011 3:43:40 PM
arenangelchild$50.003/18/2011 7:33:13 AM
heerzaquestion$25.003/18/2011 5:08:56 AM
Havana21$25.003/19/2011 2:44:54 AM
PRGuyinVA$50.003/18/2011 2:42:10 PM
GMPK_TLAS$50.003/19/2011 1:27:23 AM
top-epic-community$50.003/19/2011 11:28:14 AM
maj0508$100.003/19/2011 6:18:27 PM
money-surge1$50.003/20/2011 10:49:26 AM
tolerant-dinero2$25.003/21/2011 9:50:22 AM
balance-force$50.003/21/2011 1:07:14 AM
professional-coin1$50.003/21/2011 12:50:26 PM
klend4$100.003/22/2011 9:36:44 AM
myidear$25.003/22/2011 4:06:33 AM
davidmlucas$50.003/23/2011 7:03:14 AM
BabyLender$25.003/23/2011 10:58:58 AM
gogrannygo$30.003/24/2011 7:23:05 AM
benjamins-utopia$100.003/24/2011 5:18:29 PM
Clambake$50.003/24/2011 7:04:49 PM
credit-scout7$50.003/25/2011 5:17:05 PM
888GoldIngots$50.003/25/2011 6:42:30 PM
leodaguy$50.003/26/2011 12:21:30 PM
melodious-fairness$100.003/26/2011 8:05:03 AM
GElender$50.003/26/2011 3:26:34 PM
principal-bull$25.003/26/2011 5:34:00 PM
Mariner3605$161.833/27/2011 2:03:01 AM
dreemin$50.003/27/2011 3:50:44 AM
MoneyBagsRUs$100.003/27/2011 7:10:12 AM
washboard1$200.003/27/2011 7:42:53 AM
loyalist1$500.003/27/2011 8:12:51 AM
heerzaquestion$25.003/27/2011 8:37:00 AM
credit-coach118$25.003/27/2011 9:57:51 AM
income-awakening6$25.003/27/2011 10:00:13 AM
investment-artist$25.003/27/2011 10:07:02 AM
upbeat-investment9$100.003/27/2011 10:31:15 AM
theloanfiller$25.003/27/2011 10:40:34 AM
DrunkenMic$150.003/27/2011 11:00:25 AM
Astyanax$60.003/27/2011 11:46:53 AM
building_community$250.003/27/2011 11:52:50 AM
dreemin$100.003/27/2011 3:44:32 AM
supersarah61$142.593/27/2011 12:33:23 PM
moneynmotion$50.003/27/2011 5:24:23 AM
interest88$235.003/27/2011 5:31:54 AM
slygorman$45.003/27/2011 1:01:35 PM
irishalaskan$25.003/26/2011 5:17:33 PM
head$25.003/27/2011 6:13:34 AM
Barky52$25.003/27/2011 7:03:53 AM
Oak-Parker$35.003/27/2011 7:07:29 AM
tough-peso2$25.003/27/2011 7:09:17 AM
intrepid-loot$100.003/27/2011 2:31:34 PM
friendinmoney$25.003/27/2011 2:37:45 PM
caring-hope2$50.003/27/2011 2:42:05 PM
squarebob$100.343/27/2011 7:32:51 AM
capital-blueberry$25.003/27/2011 8:06:23 AM
bzanlo33$60.003/27/2011 3:16:50 PM
compassion-lotus5$50.003/27/2011 3:24:44 PM
Kaladen$50.003/27/2011 3:25:11 PM
rdav$25.003/27/2011 10:12:51 AM
RetirementMoney$25.003/27/2011 10:21:55 AM
greenback-snowdome1$200.003/27/2011 11:57:42 AM
authoritative-capital$25.003/26/2011 7:55:22 PM
Pitufo$100.003/27/2011 12:12:34 PM
credit-birch$100.003/27/2011 12:14:33 PM
peterpossum$50.003/27/2011 1:11:51 PM
trade-freshmaker$117.003/27/2011 1:38:11 PM
Reddy_Capital$25.003/27/2011 1:55:48 PM
flexible-and-social$50.003/27/2011 2:33:51 PM
benefit-ruler$25.003/27/2011 5:05:01 AM
zotzot$200.003/27/2011 7:35:16 AM
WorkingTA$50.003/27/2011 8:29:43 AM
goldenretriever$105.003/27/2011 8:34:18 AM
muzicman$50.003/27/2011 9:42:52 AM
BlessedEveryDay$50.003/27/2011 11:23:58 AM
saga9$50.003/27/2011 11:46:08 AM
blackfur$53.573/27/2011 12:07:05 PM
fair-integrity5$100.003/27/2011 12:10:05 PM
greenback-ally$50.003/27/2011 12:52:46 PM
integrityisnumone$50.003/27/2011 1:02:29 PM
auctionator1$50.003/27/2011 1:26:53 PM
Lubava$25.003/27/2011 1:37:39 PM
nimble-openness1$200.003/27/2011 2:04:48 PM
diligent-kindness9$33.003/27/2011 2:10:11 PM
reflective-rupee$225.333/27/2011 2:13:57 PM
educationfirst$320.003/27/2011 3:32:25 PM
190 Investments
 
Borrower Payment Dependent Notes Series 498349
This series of Notes was issued and sold upon the funding of the borrower loan #48081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-16-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1995 Debt/Income ratio: 15%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $347Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: ohioyankee Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Saving House
Purpose of loan:
This loan will be used to...catch up on back payments and lawyer fees

My financial situation:
I am a good candidate for this loan because...I've had the same full time job for 10 years and a second part time job for 5 years. I only got behind due to a divorce and have been playing catch up since. Mortgage company has agreed to a revised payment plan but payments are more than doubled the original payment. This has been my son's home since he was 1 and I don't want to lose it.


Monthly net income: $3,028
Monthly expenses: $2,020

Housing: $690
Insurance: $65
Car expenses: $300
Utilities: $150
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $15
Other expenses: $160 - childcare
$200 - gasoline
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
chih2han$50.003/16/2011 5:47:40 PM
Kash2010lu$56.003/16/2011 6:22:24 PM
commerce-renewal$100.003/16/2011 6:27:04 PM
benjamins-fortress$50.003/16/2011 5:47:36 PM
purpledog18$50.003/16/2011 6:22:51 PM
ryclsun$50.003/16/2011 6:23:11 PM
faldska$25.003/17/2011 1:18:28 AM
aquistoyraul$25.003/17/2011 7:26:21 AM
irrelevant$25.003/17/2011 1:43:30 AM
worldly-money4$1,000.003/18/2011 8:43:47 AM
dudebrah$25.003/19/2011 5:53:17 PM
CA-Lender$50.003/22/2011 10:23:43 AM
kwan$25.003/22/2011 10:47:04 AM
terrific-peace8$50.003/23/2011 6:49:28 AM
dakoke$50.003/22/2011 11:59:02 PM
youngtrader$100.003/25/2011 4:55:23 PM
lean-ore9$25.003/25/2011 10:23:01 AM
ZOOOM$25.003/26/2011 7:25:25 AM
Armyman122$50.003/27/2011 1:11:27 AM
worldly-money4$100.003/16/2011 6:14:35 PM
tech310$50.003/16/2011 6:23:27 PM
feedpaulyfaster$25.003/16/2011 5:41:12 PM
CA-Lender$50.003/16/2011 6:18:41 PM
cash-raccoon$25.003/16/2011 6:26:46 PM
DadWarbucks$50.003/16/2011 8:08:51 PM
important-openness1$75.003/16/2011 7:31:36 PM
flwah$25.003/16/2011 8:23:59 PM
compassion-paladin042$25.003/16/2011 8:16:02 PM
treasure-pipeline$50.003/16/2011 8:42:14 PM
gain-gourd$75.003/16/2011 8:25:40 PM
affluence-tycoon$25.933/17/2011 1:54:58 AM
Artist_Blue$25.003/16/2011 8:26:06 PM
Comoparklender$43.193/17/2011 1:57:48 AM
meteoric-asset4$25.003/17/2011 2:01:31 AM
AJIPrivateNotes$25.003/20/2011 1:21:37 PM
CollinsCrew$25.003/21/2011 5:09:31 PM
850$50.003/22/2011 11:00:53 PM
intrepid-loot$25.003/24/2011 4:30:38 AM
shepherd1$25.003/25/2011 11:26:18 AM
icon7$50.003/24/2011 5:38:18 PM
f4Tex$25.003/24/2011 10:22:54 PM
redhead21$52.623/25/2011 5:23:00 PM
investment-habanero8$50.003/26/2011 5:41:39 AM
brainy-deal$32.803/26/2011 5:24:59 PM
payout-bridge$50.003/26/2011 5:42:21 PM
kwan$25.003/26/2011 11:32:41 PM
ASR3$75.003/27/2011 4:28:17 AM
47 Investments
 
Borrower Payment Dependent Notes Series 498387
This series of Notes was issued and sold upon the funding of the borrower loan #48089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $222.27
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2002 Debt/Income ratio: 27%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,878Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: thrifty-treasure Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
Purpose of loan:
This loan will be used to...buy a car, Acura MDX, 2002 with 54000 miles.
The value of the car is about $12000.00 but I am paying the balance of $5000.00 from out of pocket.

My financial situation:
I am a good candidate for this loan because..
1. I can pay off this loan in less than three years.
2. I currently have a car loan on my credit history which is not being paid by me but by the church.
3. I am only a Co - signer for the student loan on my account. The loan belongs to my daughter who is in the medical school.
4. I have been meeting my financial obligations without any problem.
5. The only late payment I had was about three years ago and the amount I owed was $26.00, (the record is there). I did not realize that I had a debit on account. The bank official advised that we should close the account and I agreed and it was reported as being delinquent. I should have refused but close it by myself. I knew this later.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Tech-Entrepreneur$25.003/18/2011 5:04:04 PM
patriot897$25.003/18/2011 5:05:35 PM
AFairDeal$100.003/18/2011 5:08:07 PM
loyalty-sherpa$25.003/18/2011 5:08:17 PM
reflective-rupee$100.333/18/2011 5:11:18 PM
BxRealtor$25.003/18/2011 5:08:29 PM
zippy-revenue8$25.003/19/2011 6:01:27 AM
GMPK_TLAS$50.003/19/2011 1:28:10 AM
organized-payment6$50.003/18/2011 5:03:32 PM
simplelender80$100.003/18/2011 5:04:27 PM
JJ9876$25.003/18/2011 5:04:54 PM
hostbank$100.003/18/2011 5:08:02 PM
Moneypenny6$25.003/19/2011 7:35:27 AM
QsDad$25.003/19/2011 2:17:03 AM
Azonic21$25.003/19/2011 11:27:30 AM
thankful-nickel2$50.003/19/2011 2:49:10 PM
a-unflappable-finance$100.003/19/2011 3:12:21 PM
SCD$25.003/20/2011 4:27:54 AM
carrinel$50.003/21/2011 8:46:55 AM
toronado$50.003/21/2011 7:08:45 PM
RandyL3$25.003/21/2011 7:11:59 PM
Tradesmanlender$100.003/22/2011 4:45:52 PM
davidmlucas$50.003/23/2011 7:03:02 AM
radforj22$25.003/23/2011 2:38:29 AM
enchanted-yield4$100.003/23/2011 10:09:23 AM
BabyLender$25.003/23/2011 11:00:16 AM
sweet-social2$33.003/25/2011 11:39:21 AM
currency-persimmon$100.003/24/2011 7:29:01 PM
indomitable-coin$25.003/24/2011 7:42:39 PM
lukeskywalkerkp$67.713/25/2011 7:56:39 AM
zotzot$100.223/25/2011 5:53:17 PM
Jtomtom$25.003/25/2011 6:51:30 PM
peso-tostada$45.043/25/2011 5:44:17 PM
vishal29$25.003/25/2011 11:16:24 PM
sudeep104$25.003/25/2011 9:22:02 PM
money-aggregator7$25.003/25/2011 10:12:15 PM
capital-blueberry$25.003/25/2011 11:17:02 PM
a2190b$25.003/25/2011 6:40:52 PM
currency-solo$36.583/26/2011 7:40:03 AM
melodious-fairness$100.003/26/2011 8:01:29 AM
syounker$25.003/26/2011 9:13:11 AM
saahilld$25.003/26/2011 5:02:27 AM
sincere-balance$25.003/26/2011 5:46:39 AM
LianaB$100.003/26/2011 5:49:35 AM
Hogan55$51.073/26/2011 5:53:46 AM
jono9999$250.003/26/2011 5:57:37 AM
AFairDeal$50.003/26/2011 10:15:15 AM
Photoman42$25.003/26/2011 10:24:05 AM
GElender$50.003/26/2011 6:28:55 AM
stonewell$25.003/26/2011 7:47:35 AM
dproxima$25.003/26/2011 7:54:19 AM
vigilance-searcher$25.003/26/2011 7:57:57 AM
vutah$100.003/26/2011 8:06:23 AM
repaymeplease$25.003/26/2011 3:06:28 AM
entertaining-greenback2$25.003/26/2011 8:09:07 AM
community-bridge$300.003/26/2011 8:38:03 AM
cjames84$50.003/26/2011 9:09:12 AM
calkidd05$26.003/26/2011 10:19:02 AM
reward-rancher$25.003/26/2011 10:39:13 AM
Aaron_Oz$25.003/26/2011 6:04:14 AM
trucklawyer$25.003/26/2011 6:14:23 AM
loan-kung-fu$100.003/26/2011 6:23:28 AM
compwhiz$50.003/26/2011 8:58:43 AM
RetirementMoney$25.003/26/2011 10:26:33 AM
j2ee$25.003/18/2011 5:02:12 PM
CA-Lender$25.003/18/2011 5:06:30 PM
enthralling-deal180$50.003/19/2011 12:05:26 AM
Eric_Gagne$100.003/19/2011 8:27:28 AM
Weaverville$25.003/18/2011 5:07:51 PM
availableloan$25.003/18/2011 8:03:59 PM
SimpleChoice$25.003/19/2011 3:11:47 AM
money-surge1$50.003/20/2011 10:49:44 AM
Reddy_Capital$25.003/20/2011 10:18:20 PM
HamachiMan$50.003/20/2011 4:28:46 PM
Havana21$25.003/22/2011 1:59:47 AM
top-epic-community$50.003/22/2011 4:23:49 PM
dpries123$25.003/22/2011 10:21:35 AM
soular21804$25.003/22/2011 5:05:27 PM
axl163$25.003/22/2011 10:42:06 AM
zippy-interest$25.003/22/2011 7:14:30 PM
rce1964$25.003/24/2011 6:32:38 AM
CollinsCrew$25.003/23/2011 3:45:40 PM
Brisket_Bob$100.343/23/2011 6:33:46 PM
efficient-treasure0$25.003/24/2011 7:14:32 AM
Quiddity$50.003/24/2011 7:45:00 AM
socal-lender$25.003/24/2011 7:53:39 PM
Clambake$50.003/24/2011 7:05:24 PM
Mariner3605$200.003/25/2011 7:29:30 PM
capital-party6$200.003/25/2011 9:33:00 PM
visionary-asset5$50.003/25/2011 10:54:12 PM
kind-adventurous-finance$75.003/25/2011 4:24:37 PM
penny-finder$40.003/25/2011 10:49:56 PM
astute-fairness0$50.003/26/2011 5:17:07 AM
kublai$250.003/26/2011 5:42:28 AM
MoneyTree79$50.003/26/2011 6:21:55 AM
jktravl$100.003/26/2011 6:50:15 AM
NYCFinancier$25.003/26/2011 7:45:34 AM
jasonrun$25.003/26/2011 8:24:50 AM
maineman$25.003/26/2011 4:33:12 AM
kc8fot$65.003/26/2011 9:22:17 AM
shellstar$30.003/26/2011 9:45:00 AM
CPA-Banker$25.003/26/2011 9:57:12 AM
tenchi2777$25.003/26/2011 10:00:45 AM
logical-p2ploan$25.003/26/2011 6:11:26 AM
floridahelper$50.003/26/2011 6:12:27 AM
LoWRec$25.003/26/2011 6:23:18 AM
worlds-best-worth2$100.003/26/2011 12:39:07 AM
nimcha$50.003/26/2011 7:46:35 AM
drkosh$50.003/26/2011 7:55:48 AM
Byrd24$100.003/26/2011 9:29:41 AM
intrepid-loot$100.003/26/2011 5:02:18 AM
leeball$75.003/26/2011 10:28:08 AM
platinum-exec1$300.003/26/2011 6:25:04 AM
_NaLNaBB$200.003/26/2011 6:42:28 AM
Preferred-Lender$25.003/26/2011 7:16:59 AM
soheagle$38.483/26/2011 8:03:25 AM
scoobiedoo$50.003/26/2011 8:09:04 AM
durability-halibut$30.003/26/2011 9:08:46 AM
SudianX$30.003/26/2011 10:01:54 AM
Income-Scout$206.233/26/2011 10:46:32 AM
120 Investments
 
Borrower Payment Dependent Notes Series 498403
This series of Notes was issued and sold upon the funding of the borrower loan #48068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $100.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1991 Debt/Income ratio: 8%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $193Stated income:$1-$24,999
Delinquencies in last 7y: 6 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: bold-coin-pinnacle Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 1600.00
Monthly expenses: $
Housing: $ 600.00
Insurance: $ 70.00
Car expenses: $
Utilities: $ 150.00
Phone, cable, internet: $ 150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.003/17/2011 9:02:47 AM
wbahl$25.003/17/2011 9:09:09 AM
suave-dime6$25.003/17/2011 9:05:02 AM
taetrade$25.003/17/2011 11:09:06 AM
Jack55304$125.003/17/2011 9:07:29 AM
worldly-money4$150.003/17/2011 9:05:42 AM
patriot897$25.003/17/2011 9:06:03 AM
CA-Lender$100.003/17/2011 9:06:27 AM
zotzot$25.443/17/2011 9:21:55 AM
DHolly$50.003/17/2011 10:53:23 AM
barefootpaul$25.003/18/2011 6:34:39 AM
GElender$25.003/18/2011 6:18:17 AM
trade-surge3$50.003/18/2011 8:48:23 AM
generosity-pizza$25.003/18/2011 4:09:25 PM
YoungTaxMan$25.003/18/2011 6:10:21 PM
mittman43$50.263/19/2011 12:21:34 PM
fund-tom-tom6$25.003/20/2011 8:08:28 AM
value-rocket$25.423/20/2011 9:11:06 AM
sweetlan$25.003/20/2011 9:21:06 AM
exchange-synapse$100.003/19/2011 3:50:35 PM
economy-producer$25.003/19/2011 9:59:06 AM
money-surge1$100.003/20/2011 10:16:18 AM
SmartBanking$25.003/19/2011 3:31:47 PM
nickel-demon2$100.003/19/2011 7:48:00 PM
thorough-yield1$50.003/19/2011 11:59:13 PM
zone6$100.003/17/2011 10:48:10 AM
leodaguy$25.003/17/2011 9:07:10 AM
simplelender80$150.003/17/2011 9:01:44 AM
KTOWN$35.003/17/2011 2:19:04 PM
wild-orange$25.003/17/2011 3:34:59 PM
umfan123$25.003/17/2011 10:01:01 AM
platinum-scientist9$25.003/17/2011 11:12:39 AM
a-finance-nirvana$25.003/18/2011 2:24:23 AM
Hogan55$25.003/18/2011 4:44:59 AM
MNJ$25.003/18/2011 6:13:36 AM
Eric_Gagne$25.003/18/2011 5:34:25 AM
goodhearted-basis4$25.003/18/2011 12:12:29 PM
worldly-gold$50.003/18/2011 2:02:43 PM
neutrino6$25.003/18/2011 1:47:24 PM
Image68$25.003/18/2011 10:44:23 AM
FASTIZIO_P$25.003/19/2011 2:23:36 AM
NYCFinancier$25.003/18/2011 5:47:24 PM
likeable-hope$25.003/18/2011 7:36:45 PM
dudebrah$25.003/19/2011 5:52:39 PM
thebigrig$100.003/19/2011 8:12:17 PM
shrewd-peace7$25.003/19/2011 11:06:39 PM
c_justin$27.003/19/2011 3:01:47 PM
interstellar$51.003/19/2011 3:05:59 PM
w3alter$100.003/19/2011 4:52:46 PM
melodious-openness$216.573/19/2011 9:55:19 PM
profitable-balance$25.003/20/2011 10:22:57 AM
51 Investments
 
Borrower Payment Dependent Notes Series 498439
This series of Notes was issued and sold upon the funding of the borrower loan #48053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Mar-17-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $249.53
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2001 Debt/Income ratio: 19%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 42 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,906Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: economy-finder2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2010)
 
Principal balance: $3,759.29 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Need help consolidating debt!
This loan will be used to... Help take care of high interest bills.

My financial situation:
I am a good candidate for this loan because... I currently have a prosper loan in good standing, and would like to refinance. I am in good standing with the loan.


Monthly net income: $ 3150
Monthly expenses: $ 2200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: what is your job/industry? - shrewd-income
A: I am a second year resident in the general surgery program at Mount Sinai. (Mar-17-2011)
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: My job is a surgical resident. Think: Grey's Anatomy, just less incest. As far as debts - ~3700$ @ 27.25% Prosper (204/month) ~3200$ @26.99% Mastercard (186/month minimum) This loan would allow me to pay off both fully and have one payment per month which would be 250/month instead of 390/month, and save me about 1800$ in total intrest paid. (Mar-20-2011)
Q: I see that you plan to pay off your first Prosper loan early. Do you plan to pay off this (second) loan early as well? - jaesposito
A: If I am able to refinance with an 8% (or ballpark) loan in the future, I will likely pay off the loan early. As it stands, this loan would be an 11% decrease in interest so this is a pretty good deal for me. I think this ([email protected]%) loan is likely to last most of the 3yr duration. (Mar-22-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
zotzot$25.443/17/2011 9:24:23 AM
wbahl$25.003/17/2011 9:09:25 AM
Prosp_Lender$50.003/17/2011 12:11:24 PM
JGB$62.563/17/2011 3:36:54 PM
Preteur$25.003/17/2011 12:11:30 PM
patriot897$25.003/17/2011 9:05:54 AM
mulberry4$50.003/17/2011 4:26:38 PM
Feyenoord$25.003/17/2011 11:14:04 AM
mogul16$50.003/17/2011 4:30:53 PM
loyalty-sherpa$25.003/17/2011 4:33:37 PM
hostbank$100.003/17/2011 3:43:53 PM
jdrez$25.003/17/2011 4:21:39 PM
blue-useful-auction$25.003/18/2011 7:58:02 AM
SolarMoonshine$300.003/17/2011 6:19:49 PM
Scotcha$50.003/17/2011 7:42:05 PM
a-unflappable-finance$100.003/18/2011 9:40:51 AM
Eric_Gagne$75.003/18/2011 5:44:50 AM
credit-investor5$50.003/18/2011 3:08:15 PM
squarebob$25.333/18/2011 5:09:52 PM
warew$29.133/18/2011 1:24:57 PM
enchanted-yield4$100.003/18/2011 2:29:34 PM
Havana21$25.003/19/2011 2:45:09 AM
money-surge1$50.003/20/2011 10:49:31 AM
radiant-return$25.003/20/2011 9:42:39 PM
ethicalhumanist$50.003/21/2011 11:11:24 AM
Leshan$250.003/22/2011 8:01:29 AM
ddamenace$40.003/22/2011 8:02:34 AM
Rabid_Dove$30.003/22/2011 8:52:22 AM
El_Profesional$25.003/22/2011 9:11:39 AM
sparkling-contract7$25.003/22/2011 7:26:48 AM
dlenz$25.003/22/2011 10:14:00 AM
coolgenner$25.003/22/2011 10:55:04 AM
psycardis$25.003/22/2011 12:22:58 PM
tofujo$50.003/22/2011 12:42:08 PM
radforj22$25.003/22/2011 6:37:13 AM
szetheli$136.583/22/2011 7:35:59 AM
a-reasonable-return$25.003/22/2011 7:49:24 AM
orangefob7$40.003/22/2011 10:27:15 AM
fabulous-community4$25.003/22/2011 5:09:24 PM
klend4$100.003/22/2011 12:36:54 PM
EretzCapital$50.003/22/2011 1:14:05 PM
blue-worth-enclave$28.003/22/2011 1:14:33 PM
equitable-yield4$100.003/22/2011 2:02:53 PM
FinanceEngine$50.003/22/2011 2:31:06 PM
AM2171$30.003/22/2011 10:12:23 PM
dakoke$200.003/22/2011 11:52:33 PM
zotzot$25.883/23/2011 12:31:32 PM
redwraith$25.003/23/2011 2:07:54 AM
santhana$46.633/23/2011 8:27:30 PM
PopeJP$50.003/23/2011 10:28:01 AM
Techne_Funds_LLC$25.003/23/2011 3:59:31 PM
the-discrete-income$100.003/23/2011 5:02:28 PM
us957165$25.003/23/2011 7:38:27 PM
secureincome$222.003/23/2011 9:21:25 PM
simplelender80$100.003/17/2011 9:04:01 AM
BxRealtor$25.003/17/2011 9:04:21 AM
CA-Lender$100.003/17/2011 9:06:14 AM
Weaverville$25.003/17/2011 9:13:44 AM
tomdooley12520$25.003/17/2011 1:32:33 PM
zone6$50.003/17/2011 3:36:10 PM
OSERENKUKU$25.003/17/2011 3:36:48 PM
Panna$25.003/17/2011 3:36:58 PM
Ducatiman1978$25.003/17/2011 3:38:00 PM
reflective-rupee$300.333/17/2011 9:48:44 AM
platinum-sorcerer6$50.003/17/2011 11:57:32 AM
cello1$25.003/17/2011 3:36:28 PM
shrewd-income$200.003/17/2011 4:06:05 PM
ac787$52.003/17/2011 5:04:00 PM
freefly67$25.003/18/2011 7:28:08 AM
rate-hickory$25.003/18/2011 8:17:11 AM
PRGuyinVA$50.003/18/2011 2:41:54 PM
corporatejim$50.003/18/2011 8:56:23 AM
GMPK_TLAS$50.003/19/2011 1:27:41 AM
enthralling-deal180$50.003/19/2011 12:04:47 AM
competent-p2p$50.003/18/2011 7:02:38 PM
spiff666$25.003/19/2011 7:45:19 AM
loanman2007$25.003/19/2011 12:17:05 PM
Johnab$26.003/20/2011 11:36:19 AM
balance-force$35.003/21/2011 1:02:23 AM
pythia$25.003/20/2011 3:09:22 PM
newest-funds-powerplant$50.003/20/2011 9:12:16 AM
HamachiMan$50.003/20/2011 4:28:29 PM
income-rocker2$25.003/21/2011 11:23:34 AM
professional-coin1$50.003/21/2011 12:13:59 PM
the-kindness-honker$29.673/22/2011 12:08:13 AM
saga9$50.003/22/2011 10:40:28 AM
tolerant-dinero2$25.003/22/2011 10:44:31 AM
red-favorable-basis$25.003/22/2011 12:59:12 PM
John_Galt$55.003/22/2011 1:09:52 PM
heerzaquestion$25.003/22/2011 1:11:32 PM
accelerator1$50.003/22/2011 1:28:45 PM
trade-goblin9$25.003/22/2011 2:07:21 PM
SomebodysMom$47.643/22/2011 3:05:24 PM
butterfly841$50.003/22/2011 3:10:45 PM
kr60$200.003/22/2011 3:25:24 PM
exchange-synapse$100.003/22/2011 7:36:25 AM
Belvidere82$200.003/22/2011 8:29:58 AM
JCM_MN$49.003/22/2011 7:05:22 PM
payout-detective7$50.003/22/2011 10:32:18 AM
zippy-interest$25.003/22/2011 7:14:10 PM
assetmanager$25.003/22/2011 2:36:18 PM
elbastador$25.003/22/2011 3:17:41 PM
integrity-doctor$100.003/22/2011 8:49:03 PM
jaesposito$25.003/22/2011 4:19:11 PM
intrepid-loot$50.003/22/2011 8:19:48 PM
Reddy_Capital$36.003/22/2011 10:33:23 PM
yield-lion2$25.003/23/2011 2:34:26 AM
Veiglcc$25.003/23/2011 12:51:33 PM
missoula$25.003/23/2011 6:14:47 AM
Dairyboy$40.003/23/2011 12:28:06 PM
rateasaurus1$25.003/23/2011 1:29:23 PM
DasMula$220.003/23/2011 6:27:06 PM
DasMula$500.003/23/2011 6:30:28 PM
openness-confidant$45.813/23/2011 7:15:40 PM
jgar_O$35.003/23/2011 3:21:05 PM
115 Investments
 
Borrower Payment Dependent Notes Series 498497
This series of Notes was issued and sold upon the funding of the borrower loan #48104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Mar-21-2011 
Term: 60 months Listing End date:  Mar-26-2011 
 
Lender yield: 10.29% Borrower rate/APR: 11.29% / 12.63% Monthly payment: $328.31
 
Lender servicing fee: 1.00% Effective Yield*: 10.26%  
Estimated return*: 7.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2003 Debt/Income ratio: 30%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,037Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: RichDadCoach Borrower's state: Utah Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Buying Home All Cash - Needs Fix-Up
Purpose of loan:

This loan will be used to help me fix and rent two single-family investment properties. The homes are in good, high rent neighborhoods and were built in the past decade. Each is worth $100,000, but I have them under contract for about $50,000 apiece. My savings will be used to buy the homes (all cash, no bank loans), but I just need some extra cash for new paint, carpet, and appliances. The properties will be professionally managed. See photos on my profile.

My financial situation:

Solid full-time employment (5 yrs)
Professional investor by trade (see profile)
Previous Prosper borrower (paid off, no lates)
Investments & spouse's job add to income (not included in stats)
If need arose, could sell assets & pay off all debts
No late payments on any cards/loans, ever
Excellent credit score (764 Experian)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
JJ9876$25.003/21/2011 9:05:31 AM
enthralling-deal180$50.003/21/2011 9:08:14 AM
zotzot$200.443/21/2011 10:08:41 AM
grnii78$150.003/21/2011 9:04:31 AM
BxRealtor$25.003/21/2011 9:08:00 AM
hostbank$100.003/21/2011 9:06:47 AM
bold-enriching-capital$35.443/21/2011 9:16:11 AM
loanman2007$200.003/21/2011 9:46:31 AM
Feyenoord$25.003/22/2011 2:20:43 AM
caring-hope2$50.003/21/2011 4:57:59 PM
ore-historian5$50.003/22/2011 12:28:02 PM
Weaverville$50.003/22/2011 7:25:05 PM
KichigaiSensei$29.533/23/2011 5:31:55 AM
zippy-interest$25.003/22/2011 7:14:52 PM
SCD$25.003/23/2011 4:00:45 AM
tomdooley12520$25.003/23/2011 5:29:26 AM
davidmlucas$50.003/23/2011 7:03:00 AM
lion445$26.893/24/2011 2:58:09 AM
intrepid-loot$100.003/24/2011 5:19:59 AM
Aberdeen$3,000.003/23/2011 7:35:31 PM
efficient-treasure0$25.003/24/2011 7:16:08 AM
Row2010$25.003/24/2011 7:44:17 AM
spudbeach$61.043/24/2011 8:48:21 AM
888GoldIngots$25.003/23/2011 7:07:08 PM
p2ploan-sensation211$25.003/23/2011 7:45:01 PM
rate-coup9$50.003/24/2011 11:47:14 AM
cclady$500.003/24/2011 8:36:15 AM
integrity-doctor$100.003/24/2011 3:00:38 PM
indomitable-coin$25.003/24/2011 7:42:52 PM
adir1$40.003/24/2011 8:51:20 PM
gaiusceasar$25.003/24/2011 11:33:14 AM
availableloan$25.003/24/2011 8:42:36 PM
balance-force$35.003/25/2011 9:27:58 AM
corndog4000$200.003/25/2011 2:16:40 AM
Loan-Mart$100.003/25/2011 11:10:31 AM
NYBIZ$33.243/25/2011 1:16:53 PM
unolsu5$25.003/24/2011 9:58:27 PM
forthright-trade$25.003/25/2011 11:15:42 AM
radiant-cash0$40.003/25/2011 1:22:53 PM
kind-adventurous-finance$75.003/25/2011 4:25:00 PM
mobucks2$60.003/25/2011 5:21:35 PM
pioneer580$103.423/25/2011 3:24:47 PM
visionary-asset5$200.003/25/2011 10:50:42 PM
vishal29$25.003/25/2011 11:28:08 PM
888GoldIngots$75.003/25/2011 6:32:23 PM
payment-chief9$50.003/26/2011 1:22:02 AM
heerzaquestion$50.003/25/2011 4:34:04 PM
squarebob$25.003/25/2011 5:07:22 PM
Wilcat77$50.003/26/2011 6:00:51 AM
soheagle$25.003/26/2011 7:59:05 AM
drkosh$50.003/26/2011 8:04:19 AM
sacmt$30.003/26/2011 9:00:00 AM
treasure-singularity$50.003/25/2011 10:07:59 PM
microfunder$25.003/26/2011 10:00:28 AM
leeball$75.003/26/2011 10:29:45 AM
Stack23$100.003/26/2011 7:19:06 AM
minista$25.003/26/2011 11:18:28 AM
Baeksta$31.813/26/2011 7:42:02 AM
Isaac007$89.523/26/2011 3:03:24 AM
jasonrun$60.683/26/2011 8:21:28 AM
first-serene-credit$25.003/26/2011 8:42:15 AM
awesome-revenue4$25.003/26/2011 8:49:55 AM
radforj22$25.003/26/2011 3:42:14 AM
bughead$25.003/26/2011 9:25:19 AM
RetirementMoney$25.003/26/2011 10:45:25 AM
astute-investment5$25.003/26/2011 10:49:55 AM
Income-Scout$400.003/26/2011 11:01:48 AM
Astyanax$150.003/26/2011 11:28:35 AM
klinebarger$25.003/26/2011 8:37:19 AM
credit-coach118$55.003/26/2011 9:16:47 AM
AFairDeal$100.003/21/2011 9:07:35 AM
JustMee$25.003/21/2011 10:08:59 AM
ac787$148.003/21/2011 10:33:32 AM
simplelender80$100.003/21/2011 9:04:58 AM
reflective-rupee$100.333/21/2011 11:27:36 AM
Eric_Gagne$25.003/21/2011 9:39:52 AM
cashhelp$30.003/21/2011 9:03:34 AM
patriot897$25.003/21/2011 9:05:47 AM
loyalty-sherpa$25.003/21/2011 9:07:42 AM
Aberdeen$2,053.423/21/2011 9:08:53 AM
dsgfl1$200.003/21/2011 12:49:50 PM
thankful-nickel2$50.003/21/2011 6:02:55 PM
sflash$25.003/21/2011 7:32:02 PM
DoctorJoe$25.003/22/2011 5:23:26 AM
asset-reaction$30.003/21/2011 8:10:35 PM
economy-popcorn$25.003/21/2011 9:02:10 PM
fund-medalist171$30.003/22/2011 11:15:52 AM
Havana21$25.003/22/2011 4:25:12 PM
4Horseman$50.003/22/2011 5:27:42 PM
axl163$25.003/22/2011 10:42:17 AM
1stBankAndHal$25.003/22/2011 7:28:23 PM
enchanted-yield4$100.003/23/2011 6:49:01 AM
jpblan11$63.803/23/2011 6:56:32 AM
money-surge1$50.003/23/2011 10:08:03 AM
Peterman$25.003/23/2011 6:05:09 PM
b1geasy$25.993/24/2011 1:49:12 AM
competent-p2p$50.003/24/2011 9:46:11 AM
atomantic$25.003/24/2011 11:01:12 AM
vigilance-searcher$25.003/24/2011 11:24:37 AM
agalt$75.003/23/2011 11:26:35 PM
marwadi-62$100.003/24/2011 10:48:53 AM
marketplace-ceasar$54.133/24/2011 6:44:30 PM
coldfuzion$52.743/24/2011 11:32:42 PM
radiant-return$25.003/25/2011 8:58:56 AM
Zachilles$25.883/25/2011 11:42:08 AM
lender12345$25.003/24/2011 5:52:30 PM
The-Helper$25.003/25/2011 8:30:42 AM
YellowJacket$25.003/25/2011 9:33:03 AM
VMoney1$60.003/25/2011 6:52:33 PM
money-blossom110$250.003/25/2011 10:41:44 AM
payout-detective7$25.003/25/2011 11:09:38 AM
Barrayaran$100.003/25/2011 2:33:22 PM
CA-Lender$100.003/25/2011 6:44:57 PM
brightest-compassion-omatic$175.543/25/2011 11:33:00 PM
MoneyTree79$75.003/26/2011 6:20:10 AM
conductor49$25.003/26/2011 7:08:28 AM
quick$50.003/26/2011 7:15:37 AM
9skyrider$25.003/26/2011 7:19:34 AM
cactus70$40.963/26/2011 8:12:56 AM
nickelasaurus-rex$29.003/25/2011 8:26:14 PM
InvestForWealth$46.223/26/2011 8:36:41 AM
BlessedEveryDay$50.003/25/2011 9:32:30 PM
surfhoss644$200.003/26/2011 9:30:45 AM
benefit-trident$25.003/26/2011 5:32:11 AM
cbivitz$125.003/26/2011 5:40:33 AM
ClearCut$50.003/26/2011 9:57:21 AM
SudianX$30.003/26/2011 10:00:24 AM
boo_hoo$50.003/26/2011 6:22:09 AM
RecoveryLender$25.003/26/2011 10:50:12 AM
McChan$573.283/26/2011 11:19:02 AM
economy-synapse$50.003/26/2011 11:28:37 AM
compwhiz$50.003/26/2011 9:02:01 AM
dunrizzo$33.333/26/2011 9:03:31 AM
cjames84$50.003/26/2011 9:14:13 AM
kc8fot$100.003/26/2011 9:40:39 AM
1stBankAndHal$52.463/26/2011 9:58:50 AM
54CHEVY$425.003/26/2011 10:37:38 AM
LibbyZ$100.003/26/2011 11:23:25 AM
the-capital-shooter$147.913/26/2011 11:45:06 AM
nimble-openness1$200.003/26/2011 8:38:05 AM
credit-coach118$35.003/26/2011 9:17:11 AM
serene-capital$30.003/26/2011 11:43:07 AM
142 Investments
 
Borrower Payment Dependent Notes Series 498511
This series of Notes was issued and sold upon the funding of the borrower loan #48012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-17-2011 
Term: 12 months Listing End date:  Mar-18-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $287.60
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1990 Debt/Income ratio: 16%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,253Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: return-utensil3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to... home improvements

My financial situation:
I am a good candidate for this loan because... good credit, bills always paid on time.


Monthly net income: $3500
Monthly expenses: $
Housing: $1600
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/17/2011 5:03:00 PM
suave-dime6$25.003/17/2011 5:08:17 PM
Gibbyland$100.003/17/2011 5:17:14 PM
commerce-renewal$100.003/17/2011 5:17:35 PM
larryboy10$50.003/17/2011 7:43:15 PM
cash-raccoon$25.003/17/2011 5:17:09 PM
ryclsun$50.003/17/2011 5:17:33 PM
mrxtravis$25.003/17/2011 5:18:09 PM
SecondChanceLendingSERV$25.003/17/2011 5:20:51 PM
cash-queen$25.003/18/2011 12:04:45 AM
jhernand17$25.003/18/2011 1:44:40 AM
larryboy10$25.003/17/2011 7:58:16 PM
loanman2007$75.003/18/2011 5:03:43 AM
Frankk2$30.003/18/2011 6:45:43 AM
patriot897$25.003/17/2011 5:09:00 PM
courteous-kindness1$25.003/18/2011 2:43:05 AM
BAJMP$25.003/18/2011 4:36:36 AM
marketplace-spark$25.003/17/2011 7:47:14 PM
a-versatile-power$25.003/18/2011 5:50:39 AM
favorite-commerce$50.003/17/2011 8:44:01 PM
direct-social3$25.003/17/2011 10:23:00 PM
lloyd_s$25.003/18/2011 2:10:19 AM
inspiring-reward$76.183/18/2011 2:23:47 AM
gain-gourd$32.123/18/2011 2:37:42 AM
platinum-investor1$25.003/18/2011 4:52:20 AM
Azonic21$25.003/17/2011 5:05:26 PM
CA-Lender$100.003/17/2011 5:09:10 PM
leodaguy$25.003/17/2011 5:09:45 PM
purpledog18$50.003/17/2011 5:17:31 PM
squarebob$73.643/17/2011 5:30:25 PM
worldly-money4$100.003/17/2011 5:07:51 PM
Jack55304$125.003/17/2011 5:10:03 PM
IIP77$25.003/17/2011 5:16:56 PM
1traveler$25.003/17/2011 10:37:10 PM
rjcoutur2001$39.903/17/2011 6:25:29 PM
Cheburashka$25.003/18/2011 1:37:26 AM
flwah$25.003/18/2011 2:10:47 AM
reflective-rupee$200.333/17/2011 9:29:25 PM
integrity-reformer$50.003/18/2011 6:30:18 AM
ingenious-deal6$25.003/17/2011 5:05:15 PM
reflective-rupee$400.333/17/2011 5:38:05 PM
Eric_Gagne$50.003/18/2011 5:42:11 AM
EL_Papin$100.003/18/2011 6:07:46 AM
integrity-reformer$150.003/18/2011 6:23:50 AM
integrity-doctor$100.003/17/2011 9:06:52 PM
Artist_Blue$25.003/18/2011 1:33:29 AM
mammalian4$25.003/18/2011 2:13:51 AM
Comoparklender$32.183/18/2011 2:17:42 AM
Nerdster1$40.053/18/2011 3:56:59 AM
Requiem$25.003/18/2011 6:41:56 AM
a-restless-dollar$50.003/18/2011 6:46:49 AM
grampy48$50.273/18/2011 6:49:15 AM
52 Investments
 
Borrower Payment Dependent Notes Series 498513
This series of Notes was issued and sold upon the funding of the borrower loan #48187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $184.52
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: 20%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,015Stated income:$1-$24,999
Delinquencies in last 7y: 4 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: contract-supernova7 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To Consolidate Debt
Purpose of loan:
This loan will be used to... consolidate debt and not depend on credit cards

My financial situation:
I am a good candidate for this loan because...
I am good with paying my bills on time and trying not to use credit cards to pay for stuff from now on..

Monthly net income: $1200
Monthly expenses:
Housing: $400
Insurance: $60
Car expenses: $100
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you specify what debts you plan to consolidate? Your debt is listed as only being over $2000 yet you are asking for $5000? - StrongMonty
A: Yes first it is going towards consolidating credit card debt and then I have some Car repair debt as well, as well as having to pay some people back money I have had to borrow.. I hope this answers your question. (Mar-20-2011)
Q: Hello! I am interested in funding your loan. Please give a brief job description and list the debts you want to consolidate with this loan, and include the outstanding balance, APR, and min monthly payment for each. Thank you! - newest-funds-powerplant
A: Hello I work retail for Safeway and Lowes.. i have quite a few credit cards with balances.. and its getting to hard to keep track that is why i want to consolidate,capital one cc 1,175.00 balance min pymt 45 dollars apr 18.00 percent. frontier mastercard 500 dollar balance min pymt 20 dollars apr 19.00,capital one card 300 dollar balance min pymt 15 dollars apr 17.99,chase cc balance 150.00 min pymt 15 dollars apr 14 .00,chase cc 120 dollars min pymt 15 dollars apr 14.00,sorry no roomto listall (Mar-20-2011)
Q: Based on your last answer, all of your credit cards are at a lesser rate than you'll get here. Can you explain why you think this is a good idea? - visionary-asset5
A: Well yeah they are but I need a loan like this to be able to pay them all off regardless of there rate, to many credit cards to keep track of with balances and while my rate with this loan might be higher I can handle it and this loan will help me get back on track again and not using multiple credit cards.. (Mar-25-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/20/2011 12:02:51 PM
hostbank$100.003/20/2011 12:04:09 PM
BxRealtor$25.003/20/2011 12:05:01 PM
Weaverville$25.003/21/2011 10:33:41 AM
Dutchhunter$50.003/21/2011 8:52:13 AM
newest-funds-powerplant$25.003/21/2011 1:05:03 PM
Havana21$25.003/22/2011 2:00:20 AM
efficient-treasure0$25.003/24/2011 7:15:44 AM
GMPK_TLAS$50.003/24/2011 2:32:37 PM
HamachiMan$50.003/25/2011 7:02:44 AM
Quiddity$50.003/25/2011 5:19:03 PM
NYCFinancier$25.003/26/2011 7:46:39 AM
Mariner3605$50.003/26/2011 12:20:08 AM
leeball$60.953/26/2011 10:33:25 AM
astute-investment5$25.003/26/2011 10:48:00 AM
CA-Lender$100.003/26/2011 10:53:39 AM
moneysong$300.003/26/2011 7:35:46 AM
doopers$25.003/26/2011 12:07:12 PM
drkosh$25.003/26/2011 8:00:04 AM
Control$25.003/26/2011 2:38:00 PM
Mariner3605$500.003/26/2011 12:40:47 PM
investorguy3000$100.003/26/2011 12:50:26 PM
wild-orange$25.003/26/2011 1:09:29 PM
autonomous-truth$50.003/26/2011 1:20:07 PM
saga9$50.003/26/2011 2:13:54 PM
Oak-Parker$25.643/26/2011 2:31:48 PM
sfmf$40.003/26/2011 4:17:46 PM
trade-surge3$30.053/26/2011 3:40:18 PM
JCMC$25.003/26/2011 1:32:14 PM
FWF-kinetic$50.003/26/2011 4:18:27 PM
jybank$25.003/26/2011 4:27:04 PM
GreenHill$25.003/26/2011 6:42:26 PM
all_of_that_one$25.333/26/2011 4:35:47 PM
FundMaker$29.013/26/2011 6:47:43 PM
important-openness1$65.003/26/2011 7:44:15 PM
maccpro1$50.003/26/2011 7:50:34 PM
durability-revelry2$25.003/26/2011 8:49:26 PM
micko$25.003/26/2011 9:06:03 PM
Engineer44$25.003/26/2011 4:05:56 PM
benefit-catalyst$100.003/26/2011 8:17:27 PM
seineil$25.003/26/2011 6:43:09 PM
natural-greenback6$25.003/26/2011 7:08:55 PM
intrepid-loot$25.003/26/2011 7:12:31 PM
cerebral-dollar773$174.403/26/2011 9:08:46 PM
loyalty-sherpa$25.003/20/2011 12:04:42 PM
competent-p2p$36.693/20/2011 5:55:47 PM
simplelender80$100.003/20/2011 12:02:16 PM
enthralling-deal180$50.003/20/2011 12:05:23 PM
carrinel$50.003/21/2011 8:40:38 AM
reflective-rupee$200.333/21/2011 11:18:37 AM
ProjectVenture$25.003/23/2011 6:19:23 AM
enchanted-yield4$100.003/23/2011 6:43:36 AM
borrowmine$25.003/23/2011 8:48:50 AM
zippy-interest$25.003/22/2011 7:14:42 PM
EarlyRiser$250.003/24/2011 9:47:27 AM
radforj22$25.003/25/2011 2:14:08 AM
kind-adventurous-finance$75.003/25/2011 4:24:49 PM
a-unflappable-finance$100.003/25/2011 5:18:55 PM
GElender$50.003/26/2011 6:15:42 AM
courteous-fund9$100.003/26/2011 6:31:37 AM
Preferred-Lender$25.003/26/2011 7:21:50 AM
mcgovern2024$25.003/26/2011 11:34:46 AM
Astyanax$50.003/26/2011 11:40:28 AM
vegibenz$25.003/26/2011 11:41:07 AM
Longfellow20011$50.003/26/2011 2:09:30 PM
important-ore$200.003/26/2011 4:33:09 PM
CASSHMAN$50.003/26/2011 6:31:26 PM
Doogles02$25.003/26/2011 4:34:48 PM
awe-inspiring-power$25.003/26/2011 6:46:39 PM
Edwardtomo$50.003/26/2011 8:44:34 PM
zotzot$25.443/26/2011 5:20:59 PM
nickel-ferret$25.003/26/2011 5:51:08 PM
helgeboy$50.003/26/2011 6:19:28 PM
C_Mark$50.003/26/2011 6:21:06 PM
Josphine$25.003/26/2011 6:40:27 PM
Steveoo1$50.003/26/2011 6:48:50 PM
UAVDave$50.003/26/2011 7:02:44 PM
Byrd24$100.003/26/2011 7:09:03 PM
visionary-asset5$49.843/26/2011 7:46:32 PM
bill-appraiser7$50.003/26/2011 7:51:04 PM
revenue-channel8$37.243/26/2011 7:09:31 PM
lawyervon$25.003/26/2011 7:12:33 PM
orange-finance-banker$50.003/26/2011 7:20:28 PM
JGuide$25.083/26/2011 8:43:56 PM
84 Investments
 
Borrower Payment Dependent Notes Series 498549
This series of Notes was issued and sold upon the funding of the borrower loan #48033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-20-2011 
Term: 36 months Listing End date:  Mar-20-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1990 Debt/Income ratio: 11%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,469Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: kbren Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
660-679 (Oct-2010)
640-659 (Apr-2008)
 
Principal balance: $128.77 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Old loan is about paid-off/new loan
Purpose of loan:
This loan will be used to consolidate debt and pay medical bill.

My financial situation:
I am a good candidate for this loan because job is stable,
on time for past three year loan payments, can handle loan
payment in budget, credit card will cancelled when new loan
is processed.


Monthly net income: $2,900
Monthly expenses: $2,432
Housing: $650
Insurance: $90
Car expenses: $200
Utilities: $210
Phone, cable, internet: $75
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $157
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.003/20/2011 12:01:06 PM
CoolPlexer$25.003/20/2011 12:02:00 PM
patriot897$25.003/20/2011 12:03:01 PM
ac787$78.003/20/2011 12:03:08 PM
leodaguy$25.003/20/2011 12:03:26 PM
Aberdeen$3,000.003/20/2011 12:05:57 PM
transaction-circuit$25.003/20/2011 12:01:44 PM
7 Investments
 
Borrower Payment Dependent Notes Series 498595
This series of Notes was issued and sold upon the funding of the borrower loan #48018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-18-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $272.35
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1987 Debt/Income ratio: 11%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 61 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,412Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: Indio92203 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 32 ( 94% ) 620-639 (Latest)
Principal borrowed: $5,750.00< 31 days late: 2 ( 6% )  
600-619 (Oct-2009)
600-619 (Dec-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Dental Work
Purpose of loan:
This loan will be used to get all of my needed dental work at one time. I have been getting done in stages, but it is causing more problems getting it done that way, plus I have to see the dentist every two weeks.
Thanks for your consideration!

My financial situation:
I am a good candidate for this loan because I have a steady, good paying job. I currently save the maximum to my retirement accounts and have reduced my monthly living expenses to set up an additional "emergency" savings fund.

Monthly net income: $5800.00
Monthly expenses: $4270 Total (including savings)
Housing: $900
Insurance: $255 (including Long term care policy)
Car expenses: $355 (gas, maint, registration)
Utilities: $175
Phone, cable, internet: $160
Food, entertainment: $900
Clothing, household expenses: $100
Credit cards and other loans: $675
Other expenses: $750 (savings)
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $25.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
trumpeter5$25.003/18/2011 9:03:45 AM
CA-Lender$100.003/18/2011 9:08:05 AM
golffish2$50.003/18/2011 9:13:30 AM
suave-dime6$25.003/18/2011 9:07:23 AM
larryboy10$25.003/18/2011 9:11:29 AM
NekHoldings$25.003/18/2011 9:16:29 AM
bobd32$25.003/18/2011 12:18:27 PM
simplelender80$100.003/18/2011 9:02:01 AM
ingenious-deal6$25.003/18/2011 9:03:58 AM
jhouman$25.003/18/2011 9:05:59 AM
Skeptical-one$49.003/18/2011 3:03:14 PM
SolarMoonshine$50.003/18/2011 5:47:48 PM
joyful-power9$50.003/18/2011 12:23:16 PM
UCLA4life$50.003/19/2011 2:00:35 AM
EL_Papin$100.003/19/2011 8:53:02 AM
squarebob$25.003/19/2011 12:13:03 PM
w3alter$100.003/19/2011 4:52:59 PM
thorough-yield1$66.193/20/2011 12:04:52 AM
Jerrys1951$30.003/20/2011 1:41:23 PM
greencat$50.003/21/2011 7:27:22 AM
papaloha$50.003/20/2011 3:47:21 AM
BlessedEveryDay$25.003/21/2011 11:31:04 AM
note-buddy$212.683/21/2011 3:49:00 PM
convergentthinker$25.003/21/2011 8:31:02 PM
Leshan$261.763/22/2011 8:09:57 AM
fabulous-community4$25.003/21/2011 5:21:59 PM
grnii78$183.363/22/2011 5:07:54 PM
integrity-doctor$100.003/22/2011 9:12:15 PM
loss-of-control$100.003/22/2011 6:15:56 PM
well-rounded-dinero$75.003/23/2011 4:16:11 AM
Kennfusion$89.233/23/2011 2:56:03 AM
zippy-interest$25.003/22/2011 7:17:26 PM
fairness-atmosphere$25.003/23/2011 9:07:46 AM
WonByOne$50.003/23/2011 4:45:41 AM
beachliving29$40.473/23/2011 1:19:13 PM
Moe87$36.183/23/2011 3:29:26 AM
worldly-money4$500.003/23/2011 5:27:31 AM
Lubava$50.003/23/2011 3:21:05 PM
rubylender$25.003/23/2011 9:18:29 AM
FarmersBank$25.003/23/2011 8:03:12 AM
zorg77$25.003/23/2011 5:22:51 PM
The-Helper$30.003/23/2011 2:40:30 PM
squarebob$25.003/23/2011 4:40:03 PM
note-buddy$107.293/23/2011 4:50:34 PM
chato2345$18.913/23/2011 6:06:54 PM
Kash2010lu$35.003/18/2011 9:06:18 AM
leodaguy$25.003/18/2011 9:08:54 AM
Jack55304$125.003/18/2011 9:09:14 AM
LittleMingo$26.283/18/2011 9:11:37 AM
MoneyForNothing$31.383/18/2011 9:34:05 AM
reflective-rupee$65.333/18/2011 9:44:07 AM
worldly-money4$100.003/18/2011 9:06:53 AM
patriot897$25.003/18/2011 9:07:59 AM
ac787$28.003/18/2011 9:10:22 AM
trumpeter5$25.003/18/2011 5:31:25 PM
DHolly$50.003/18/2011 9:36:02 AM
thankful-nickel2$50.003/18/2011 6:33:39 PM
competent-p2p$30.003/18/2011 7:01:27 PM
twjh$25.003/19/2011 2:48:00 AM
DasMula$107.003/18/2011 4:17:44 PM
Eric_Gagne$25.003/19/2011 8:38:44 AM
mikeandcat$71.293/19/2011 7:42:10 AM
lendstats_com$200.003/19/2011 12:59:40 PM
marinbb$50.003/19/2011 1:14:37 PM
ronin4sale$25.003/20/2011 6:01:15 AM
loanman2007$150.003/20/2011 12:33:40 PM
carrinel$75.003/21/2011 8:43:42 AM
JGuide$25.003/20/2011 6:48:44 PM
mrxtravis$25.003/21/2011 2:46:07 PM
blue-useful-auction$25.003/21/2011 8:29:15 AM
economy-producer$25.003/21/2011 2:46:12 PM
return-grizzly$200.003/21/2011 3:45:02 PM
Mikale360$25.003/21/2011 5:30:32 PM
good4loan$25.003/21/2011 4:44:56 PM
the-kindness-honker$25.003/22/2011 12:05:36 AM
mcgovern2024$25.003/22/2011 10:07:14 PM
Stek7$25.003/23/2011 12:30:46 AM
asset-control2$100.003/23/2011 8:36:09 AM
bid-czar8$50.003/23/2011 3:10:15 AM
intrepid-loot$25.003/22/2011 8:46:56 PM
found$122.013/23/2011 6:50:59 AM
jelly1126$25.003/23/2011 11:21:04 AM
orange-rapid-benjamins$50.003/23/2011 10:35:53 AM
jjsparks28$133.643/23/2011 2:16:32 PM
attractive-rate$100.003/23/2011 4:50:06 PM
brondero$50.003/23/2011 12:30:00 PM
gallant-economy9$750.003/23/2011 1:06:24 PM
shrewd-income$25.003/23/2011 1:26:21 PM
jgar_O$25.003/23/2011 3:18:34 PM
velocity-motivator6$100.003/23/2011 3:39:22 PM
gpuck$25.003/23/2011 4:19:52 PM
the-discrete-income$25.003/23/2011 4:55:32 PM
92 Investments
 
Borrower Payment Dependent Notes Series 498615
This series of Notes was issued and sold upon the funding of the borrower loan #48131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $381.85
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1989 Debt/Income ratio: Not calculated
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,786Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: mikewhit Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 63 ( 97% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 2 ( 3% )  
640-659 (Aug-2008)
600-619 (Nov-2006)
 
Principal balance: $697.67 31+ days late: 0 ( 0% )
Total payments billed: 65  
Description
_Growing Business Looking Grow More
Purpose of loan:
Currently we run 2 trucks and we are maxed out. After donating an entire landscape for ABC Extreme Makeover Home edition we have been swamped with new installs and maintenance contracts. Looking to add another maintenance truck, trailer and equipment.

My financial situation:
. We have started this year with 100K in revenue which is our slowest three months of the year. Adding another one would allow us to manage our demand. Check us out online www.meangreenlawncare.com . We primarly only do commercial contracts with large apartment complexes. We did 350K last year.

Monthly net income: $4500
Housing: $1000
Insurance: $ paid for by business
Car expenses: $ paid for by business
Utilities: $ paid for by business
Phone, cable, internet: $ paid for by business
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $paid for by business
Other expenses: $paid for by business
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you still work part-time for the State? If so, does the monthly net income include that payroll plus what you take home from the business? I am trying to reconcile it to your reported annual income of $25K to $50K. Thank you. - orange-impartial-asset
A: I pay myself 4K a month. Plus a bonus if I close any contract. So I just report 48K a year. I am no longer working for the state as I have not worked for them for about a year. I have 19K under contract and we have a new contract starting in April worth 4K a month. Our margin is 20% after all expenses. (Mar-22-2011)
Q: What is the monthly revenue and total expenses, including personal expenses paid for by the business, each month for the business only? - orange-impartial-asset
A: Revenue - Jan 22,500 Expenses - Jan 14,000 My pay roll Jan $4000 Total profit in Jan 4,500 Revenue - Feb 28,700 Expenses - Jan 19000 My pay roll Jan $4000 Total profit in Jan 5700 So far revenue for March should be $35-40K (Mar-22-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
leodaguy$25.003/21/2011 9:06:19 AM
mikeandcat$100.003/21/2011 11:32:19 AM
MoneyForNothing$58.623/21/2011 9:40:30 AM
reflective-rupee$100.333/21/2011 11:46:57 AM
squarebob$25.333/21/2011 10:38:14 AM
investment-artist$25.003/21/2011 9:09:01 AM
loyalist1$200.003/21/2011 5:21:12 PM
ac787$38.003/21/2011 10:37:51 AM
kendigme$28.883/22/2011 2:29:08 AM
integrity-doctor$100.003/22/2011 8:56:31 PM
kendigme$25.003/23/2011 2:58:14 AM
worldly-money4$200.003/23/2011 6:07:13 AM
ingenious-deal6$25.003/23/2011 12:41:47 PM
benjamins-rumbler$100.003/23/2011 7:38:31 PM
Nerdster1$25.053/24/2011 4:08:58 AM
finance-prescription$50.003/24/2011 5:34:15 AM
competent-p2p$35.003/24/2011 9:45:28 AM
Jack55304$125.003/24/2011 10:28:24 PM
zippy-interest$25.003/25/2011 8:14:02 AM
LittleMingo$25.003/25/2011 9:38:40 AM
kendigme$25.003/25/2011 3:00:17 AM
chameleon125$75.003/25/2011 6:23:50 AM
tolerant-dinero2$25.003/25/2011 10:25:09 AM
Alittleluck$50.003/25/2011 8:08:14 PM
Leshan$200.003/26/2011 6:45:59 AM
RetirementMoney$25.003/26/2011 10:57:58 AM
hookUup$25.003/26/2011 8:46:38 AM
mercuriant$25.003/26/2011 4:53:52 AM
astute-investment5$25.003/26/2011 10:51:02 AM
reward-cosmos$25.003/26/2011 12:43:18 PM
NYCFinancier$25.003/26/2011 7:47:31 AM
wealth-competitor$150.003/26/2011 12:15:02 PM
Control$100.003/26/2011 2:44:47 PM
Gibbyland$100.003/26/2011 12:58:22 PM
godfather4u$100.003/26/2011 1:10:27 PM
Astyanax$100.003/26/2011 11:47:31 AM
hitsman$50.003/26/2011 11:48:22 AM
shawnw2$250.003/26/2011 12:07:46 PM
AEH_Now$50.003/26/2011 12:12:26 PM
sflash$41.513/26/2011 12:16:30 PM
zotzot$100.443/26/2011 12:20:02 PM
benefit-piano5$35.003/26/2011 1:04:51 PM
DasMula$77.003/26/2011 1:10:25 PM
handshake5$100.003/26/2011 4:53:06 PM
mrreynol$35.003/26/2011 1:50:04 PM
Scotcha$50.003/26/2011 5:06:18 PM
RetirementMoney$25.003/26/2011 5:12:09 PM
mgking007$25.003/26/2011 2:28:47 PM
Oak-Parker$30.003/26/2011 2:35:24 PM
capital-galaxy$250.003/26/2011 6:53:35 PM
natural-greenback6$25.003/26/2011 7:11:42 PM
visionary-asset5$250.003/26/2011 8:07:06 PM
AJIPrivateNotes$25.003/26/2011 7:27:10 PM
Peterman$25.003/26/2011 8:19:18 PM
capital-blueberry$25.003/26/2011 8:31:06 PM
return-seeker85$500.003/26/2011 6:33:02 PM
sibling_rivalry$100.003/26/2011 7:36:34 PM
simplelender80$150.003/21/2011 9:03:01 AM
patriot897$25.003/21/2011 9:06:02 AM
trumpeter5$50.003/21/2011 11:12:27 AM
DoctorJoe$25.003/22/2011 5:30:49 AM
Milonguero$100.003/21/2011 8:07:28 PM
thankful-nickel2$25.003/21/2011 6:02:30 PM
SolarMoonshine$25.003/21/2011 6:49:41 PM
twjh$25.003/22/2011 2:11:16 AM
LittleMingo$25.003/22/2011 2:17:05 AM
UCLA4life$50.003/22/2011 10:31:01 AM
suave-dime6$25.003/22/2011 5:18:30 PM
bid-czar8$50.003/23/2011 3:11:24 AM
orange-impartial-asset$500.003/23/2011 1:48:51 PM
kendigme$25.003/24/2011 2:48:04 AM
EarlyRiser$250.003/24/2011 9:47:07 AM
brondero$110.003/24/2011 12:59:50 PM
jhouman$25.003/24/2011 5:17:33 PM
benjamins-utopia$100.003/24/2011 11:49:39 AM
labyrinth0$25.003/24/2011 8:13:05 PM
burrito6$25.003/25/2011 2:10:02 AM
RainyDayFunds$25.003/25/2011 8:20:38 AM
Jerrys1951$40.003/25/2011 8:47:39 PM
convergentthinker$25.003/25/2011 2:27:51 PM
Mikale360$25.003/25/2011 7:14:23 PM
klinebarger$25.003/26/2011 8:38:18 AM
cjames84$25.003/26/2011 9:16:14 AM
red-favorable-basis$25.003/26/2011 11:05:18 AM
Income-Scout$400.003/26/2011 11:07:08 AM
Mariner3605$25.003/26/2011 11:55:09 AM
hookUup$25.003/26/2011 8:46:47 AM
CA-Lender$100.003/26/2011 10:55:16 AM
Mariner3605$900.003/26/2011 12:41:55 PM
DasMula$57.003/26/2011 1:10:38 PM
Mariner3605$100.003/26/2011 11:56:11 AM
organized-deal1$100.003/26/2011 2:11:09 PM
bizguy1982$25.003/26/2011 2:39:58 PM
the-dollar-topper$100.003/26/2011 2:43:25 PM
kc8fot$125.003/26/2011 9:39:29 AM
autonomous-truth$100.003/26/2011 1:04:38 PM
wild-orange$25.003/26/2011 1:19:19 PM
rockhound84$25.003/26/2011 1:48:03 PM
economy-synapse$100.003/26/2011 11:27:46 AM
BigBroJake$25.003/26/2011 4:19:37 PM
bvgal$50.003/26/2011 3:19:03 PM
benevolent-capital1$50.003/26/2011 1:03:36 PM
DasMula$107.003/26/2011 1:10:51 PM
first-serene-credit$25.003/26/2011 4:00:40 PM
SweetPea2$100.003/26/2011 4:03:24 PM
loanman2007$100.003/26/2011 1:24:58 PM
the-discrete-income$500.003/26/2011 4:15:00 PM
green-moola-platoon$60.003/26/2011 6:34:42 PM
cleo1255$56.003/26/2011 5:10:53 PM
zotzot$25.883/26/2011 5:27:48 PM
superb-kindness2$25.003/26/2011 6:04:04 PM
asset-bada-bing$25.003/26/2011 6:32:20 PM
UAVDave$50.003/26/2011 7:03:05 PM
intrepid-loot$50.003/26/2011 7:05:43 PM
vigilance-searcher$25.003/26/2011 7:08:20 PM
Chewbaca$25.003/26/2011 7:15:39 PM
bill-appraiser7$50.003/26/2011 7:48:08 PM
fairness-coup8$25.003/26/2011 8:03:45 PM
Earnest_Money$100.003/26/2011 8:40:13 PM
money-watcher$25.003/26/2011 5:56:05 PM
economy-popcorn$25.003/26/2011 8:29:22 PM
Haribelle$25.003/26/2011 8:36:04 PM
122 Investments
 
Borrower Payment Dependent Notes Series 498627
This series of Notes was issued and sold upon the funding of the borrower loan #48149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $184.03
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-2000 Debt/Income ratio: 8%
Credit score: 820-839 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $297Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: first-likeable-silver Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HVAC
Purpose of loan:
This loan will be used to install a new furnace and add air conditioning to my home.

My financial situation:
I am a good candidate for this loan because I have the money to pay it back, but would rather have a safety net in my account.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
a-exponential-hope$25.003/22/2011 5:03:58 PM
scrappy-bonus2$25.003/22/2011 5:06:19 PM
Hanalei712$50.003/22/2011 5:07:28 PM
meux99$25.003/22/2011 5:07:39 PM
community-pipeline$25.003/22/2011 5:08:18 PM
kind-resolute-dough$100.003/22/2011 5:08:30 PM
eCapital$25.003/22/2011 6:14:42 PM
kenji4861$50.003/22/2011 5:06:07 PM
worthy-bid8$100.003/22/2011 5:10:06 PM
RandyL3$25.003/22/2011 5:14:28 PM
reflective-rupee$100.333/22/2011 5:22:02 PM
exact-gold2$50.003/22/2011 5:03:51 PM
DukSerduk$25.003/22/2011 5:05:48 PM
TikPmp1$25.003/22/2011 5:07:33 PM
emo13$100.003/22/2011 5:07:56 PM
leeball$50.003/22/2011 5:08:35 PM
organized-integrity8$150.003/23/2011 2:32:39 AM
swissbanker$50.003/22/2011 5:47:14 PM
mrpowers5531$25.003/23/2011 10:08:07 AM
restless-balance9$50.003/23/2011 2:11:56 PM
Moneypenny6$25.003/23/2011 2:17:43 PM
thankful-nickel2$50.003/23/2011 4:37:29 PM
dumbass$25.003/23/2011 11:48:49 PM
intrepid-loot$125.003/24/2011 5:42:40 AM
MoonMama$25.003/24/2011 11:59:08 AM
rce1964$25.003/24/2011 6:32:39 AM
open-minded-credit4$25.003/24/2011 7:45:12 AM
saahilld$25.003/24/2011 8:47:30 PM
Cliffie83$52.903/24/2011 8:46:13 PM
zotzot$25.443/25/2011 9:47:32 AM
dreamhope$25.003/25/2011 12:50:34 PM
bds9646$26.003/26/2011 2:32:10 AM
Tradesmanlender$100.003/25/2011 5:26:12 PM
vishal29$25.003/25/2011 11:29:26 PM
astute-fairness0$100.003/26/2011 5:19:50 AM
letsbank$30.003/26/2011 10:01:56 AM
Mariner3605$300.003/26/2011 11:54:20 AM
squarebob$25.003/26/2011 12:09:08 PM
jasonrun$25.003/26/2011 9:46:11 AM
nimble-openness1$200.003/26/2011 10:47:19 AM
usd1027$50.003/26/2011 5:47:35 AM
visionary-asset5$50.003/26/2011 10:56:19 AM
Astyanax$100.003/26/2011 11:53:08 AM
ddamenace$28.003/26/2011 12:12:40 PM
drkosh$100.003/26/2011 8:04:55 AM
calkidd05$26.003/26/2011 10:37:35 AM
RetirementMoney$25.003/26/2011 10:55:43 AM
LibbyZ$100.003/26/2011 11:22:20 AM
investment-artist$25.003/26/2011 11:31:18 AM
logical-reward8$25.003/22/2011 5:04:12 PM
fantastic-openness$100.003/22/2011 5:07:46 PM
minista$25.003/22/2011 5:08:01 PM
damage$25.003/22/2011 5:09:29 PM
Delamere$50.003/22/2011 5:29:39 PM
currency-persimmon$100.003/22/2011 5:08:06 PM
smilinsam$50.003/22/2011 5:08:42 PM
patriot897$50.003/22/2011 5:06:13 PM
blot44$50.003/22/2011 5:07:20 PM
davisfl$100.003/22/2011 5:07:51 PM
cashhelp$60.003/22/2011 5:14:25 PM
balance-force$32.003/22/2011 10:34:34 PM
YummiBear$25.003/22/2011 7:00:56 PM
lloyd_s$25.003/23/2011 2:04:41 AM
SCD$25.003/23/2011 3:58:19 AM
BabyLender$25.003/23/2011 11:02:24 AM
octoberfresh$30.003/23/2011 7:02:49 AM
hollywood_muneca$66.893/23/2011 11:18:17 AM
tomdooley12520$25.003/23/2011 5:28:39 AM
Dan4703$25.003/23/2011 5:56:38 AM
currency-persimmon$100.003/23/2011 4:51:27 PM
CollinsCrew$107.593/23/2011 3:41:31 PM
Brisket_Bob$107.603/23/2011 6:37:00 PM
marwadi-62$300.003/24/2011 10:46:02 AM
TomDalonajay$25.003/24/2011 9:34:25 AM
power-mad-scientist$25.003/24/2011 11:53:12 AM
FoosMaster$25.003/24/2011 4:58:18 PM
power-comet4$25.003/25/2011 7:41:05 AM
T-L-B$100.003/25/2011 4:32:02 PM
aylatrigger$25.003/25/2011 8:01:58 PM
authoritative-capital$100.003/25/2011 10:40:36 PM
kind-adventurous-finance$100.003/25/2011 4:25:32 PM
sisepuede$25.003/25/2011 8:42:32 PM
cjames84$25.003/26/2011 9:16:36 AM
FundMaker$33.333/26/2011 5:56:43 AM
CA-Lender$100.003/26/2011 10:48:29 AM
vegibenz$50.003/26/2011 11:39:43 AM
the-capital-shooter$100.003/26/2011 11:53:09 AM
tofubank$75.003/26/2011 12:10:14 PM
astute-investment5$25.003/26/2011 10:51:50 AM
alxnyc2000$25.003/26/2011 11:38:52 AM
invest-in-ed$110.003/26/2011 11:39:25 AM
melodious-fairness$100.003/26/2011 8:02:06 AM
ac787$25.003/26/2011 12:16:29 PM
Mariner3605$325.653/26/2011 12:29:09 PM
indomitable-coin$188.273/26/2011 11:31:53 AM
95 Investments
 
Borrower Payment Dependent Notes Series 498735
This series of Notes was issued and sold upon the funding of the borrower loan #48193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-21-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $349.29
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1986 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,258Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: cg2007 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
conservative debt consolidation
Purpose of loan:
This loan will be used to...
pay off my outstanding debt.

My financial situation:
I am a good candidate for this loan because...
I have NEVER been late for ANY financial obligation, ever. Moreover, I finally now have a comfortable income in relation to my monthly expenses (including debt payments).

And although this borrowing venue's interest rates will be lower than what I'm now paying, I just don't like sending money every month to institutions like Bank Of America and Citibank. These Wall Street institutions have caused so many fiscal problems for this country just to pursue their own unbridled greed. B of A even chooses to pirate the good name of this nation for their own miserly ends.

I just don't like the current state of the big bank industry. Yes, this probably is not the place for me to advocate my opinions; I'll get down off the soapbox now.

Thanks for viewing my listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, can you please tell me what your monthly expenses are? Thank you! - missoula
A: -now that a substantial past medical debt is paid in full, I'm left with only: 600 rent 100-150 utilities 36 cell(no land line) 20 broadband service 0-50 car upkeep(no car note-'2005 Honda Accord) 125-200 gasoline-personal use(employer pays mileage on work driving) 24 car insurance(health ins by employer) 350-475 food, entertainment 445 sum of current debt payments 0-200 unforeseen misc. 1700-2200 total (Mar-24-2011)
Q: Hi, Would you please describe your job a little bit? Thanks, - p2ploan-sensation211
A: I work in the HomeHealth industry (since '98). I'm a pedorthist and spend most of my time in diabetic patient management; most of the rest of my work time is spent doing the voluminous amounts of paperwork that Medicare requires. My short term job stability ( up to ~10 years) is good and I could probably get a quick bump in pay by going to work for a competitor. But now that I'm a middle age guy, I'd rather have a predicable and peaceful day to day work life than an extra 10% in income. (Mar-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
patriot897$25.003/21/2011 5:05:15 PM
enthralling-deal180$50.003/21/2011 5:06:47 PM
simplelender80$100.003/21/2011 5:04:36 PM
reflective-rupee$25.333/21/2011 5:11:44 PM
AFairDeal$100.003/21/2011 5:06:08 PM
SolarMoonshine$25.003/21/2011 6:35:10 PM
missoula$25.003/22/2011 7:17:29 PM
zippy-interest$25.003/22/2011 7:15:08 PM
Havana21$25.003/23/2011 2:06:52 AM
CollinsCrew$25.003/23/2011 3:48:32 PM
thankful-nickel2$50.003/23/2011 4:42:18 PM
efficient-treasure0$25.003/24/2011 7:16:49 AM
indomitable-coin$25.003/24/2011 7:43:01 PM
dreamhope$25.003/25/2011 12:49:49 PM
BAEVentures$25.003/24/2011 11:39:17 PM
Weaverville$25.003/25/2011 5:19:08 PM
astute-fairness0$50.003/26/2011 5:19:32 AM
radforj22$25.003/26/2011 4:05:26 PM
toronado$50.003/26/2011 6:50:17 PM
vutah$25.003/27/2011 11:00:29 AM
kind-adventurous-finance$75.003/26/2011 4:31:29 PM
agbullet55443$150.003/26/2011 10:53:27 PM
Galdis$25.003/27/2011 12:09:29 PM
economy-popcorn$25.003/27/2011 12:35:48 PM
vigilance-searcher$25.003/27/2011 1:04:10 PM
Soxxes$36.003/27/2011 1:30:15 PM
diligent-kindness9$33.003/27/2011 2:11:26 PM
reflective-rupee$125.333/27/2011 2:14:24 PM
friendinmoney$25.003/27/2011 2:39:18 PM
intrepid-loot$100.003/27/2011 2:42:04 PM
friendinmoney$25.003/27/2011 2:44:05 PM
ihelpunow$25.003/27/2011 3:47:01 PM
MoneyMann$25.003/27/2011 3:56:23 PM
ryanshain$500.003/27/2011 4:51:03 PM
blackfur$25.003/27/2011 12:05:38 PM
flshdaskll$25.003/27/2011 7:49:19 PM
payment-wonder2$40.003/27/2011 7:54:04 PM
nimble-openness1$200.003/27/2011 8:00:25 PM
Pitufo$52.353/27/2011 12:13:46 PM
five-star-bid2$40.003/27/2011 8:36:36 PM
greenback-ally$50.003/27/2011 12:54:53 PM
dcoggins$25.003/26/2011 9:27:22 PM
Scotcha$50.003/27/2011 9:51:27 PM
mirageseeker$100.003/27/2011 10:03:53 PM
DscGlfn$25.003/27/2011 2:40:18 PM
InTheProcess$100.003/27/2011 4:34:22 PM
Delamere$50.003/27/2011 5:02:44 PM
dime-smasher5$25.003/27/2011 6:02:18 PM
nbah123$50.003/27/2011 6:21:07 PM
walkerp$25.003/27/2011 6:40:52 PM
barefootpaul$25.003/27/2011 7:34:03 PM
red-favorable-basis$25.003/27/2011 8:27:29 PM
gold-blanket0$200.003/27/2011 8:50:59 PM
estaban2501$63.653/27/2011 8:57:40 PM
squarebob$25.343/27/2011 12:03:15 PM
squarebob$25.343/27/2011 12:03:35 PM
CA-Lender$100.003/27/2011 12:09:27 PM
The_Lendor$25.003/27/2011 12:30:53 PM
brightest-durability-chomper$25.003/27/2011 1:08:41 PM
Lubava$25.003/27/2011 1:37:44 PM
jybank$25.003/27/2011 2:32:43 PM
educationfirst$1,700.003/27/2011 3:35:30 PM
brightest-dynamic-peace$25.003/27/2011 4:59:17 PM
head$25.003/27/2011 5:02:42 PM
brightest-dynamic-peace$25.003/27/2011 5:05:28 PM
ezfund$100.003/27/2011 5:25:11 PM
Headfones$25.003/27/2011 5:36:10 PM
credit-rocket4$50.003/27/2011 5:59:38 PM
myduck$75.003/27/2011 6:54:51 PM
sfmf$40.003/27/2011 6:59:35 PM
open-minded-p2p1$25.003/27/2011 7:07:51 PM
auctionator1$54.893/27/2011 7:13:52 PM
Peterman$25.003/27/2011 7:35:51 PM
FinanceEngine$50.003/27/2011 8:03:38 PM
sweetlan$30.003/27/2011 8:21:44 PM
jwm$50.003/27/2011 8:54:20 PM
hope-kingdom$125.003/27/2011 9:39:55 PM
szetheli$90.003/27/2011 9:42:51 PM
fund-tom-tom6$300.003/27/2011 10:08:45 PM
loyalty-sherpa$25.003/21/2011 5:06:18 PM
klend4$50.003/21/2011 7:54:34 PM
organized-payment6$50.003/21/2011 5:03:14 PM
Tech-Entrepreneur$25.003/21/2011 5:04:26 PM
JJ9876$25.003/21/2011 5:04:48 PM
hostbank$100.003/21/2011 5:05:58 PM
BxRealtor$25.003/21/2011 5:06:31 PM
nbah123$50.003/22/2011 3:41:55 PM
axl163$25.003/22/2011 10:42:26 AM
Azonic21$25.003/23/2011 10:09:20 AM
Brisket_Bob$101.673/23/2011 6:31:17 PM
socal-lender$25.003/24/2011 7:53:43 PM
floridahelper$50.003/26/2011 6:09:40 AM
currency-persimmon$100.003/26/2011 12:44:34 PM
helgeboy$50.003/26/2011 6:19:55 PM
C_Mark$50.003/26/2011 6:21:21 PM
availableloan$25.003/26/2011 9:23:52 PM
zotzot$100.113/27/2011 12:02:20 PM
greenback-snowdome1$150.003/27/2011 12:08:05 PM
afm$120.003/27/2011 12:20:15 PM
integrityisnumone$50.003/27/2011 1:03:32 PM
red-power-pecan$50.003/27/2011 1:18:45 PM
reflective-rupee$125.333/27/2011 2:14:38 PM
capital-blueberry$25.003/27/2011 3:40:59 PM
focused-return366$25.003/27/2011 3:46:59 PM
brightest-dynamic-peace$25.003/27/2011 4:51:38 PM
JoeXB$50.003/27/2011 6:16:43 PM
enchanted-yield4$500.003/27/2011 12:02:07 PM
enchanted-yield4$250.003/27/2011 6:52:58 PM
ChrisJB$250.003/27/2011 7:10:49 PM
investment-kingdom$200.003/27/2011 7:45:47 PM
Edge-City$25.003/27/2011 8:02:51 PM
building_community$123.133/27/2011 8:47:43 PM
wise-agile-investment$25.003/27/2011 9:00:26 PM
dasbuntenheim$35.353/27/2011 12:31:05 PM
supersarah61$125.003/27/2011 12:37:09 PM
supersarah61$100.003/27/2011 12:43:26 PM
vigilance-searcher$25.003/27/2011 1:09:26 PM
RLaumeyer$100.003/27/2011 10:11:55 PM
simiray$25.003/27/2011 2:45:29 PM
saga9$25.003/27/2011 3:22:38 PM
drkosh$100.003/27/2011 4:35:59 PM
TooManyCats$25.003/27/2011 4:37:00 PM
drkosh$100.003/27/2011 4:40:06 PM
pvd89$100.003/27/2011 4:42:10 PM
debt-legend$25.003/27/2011 4:46:52 PM
brightest-dynamic-peace$25.003/27/2011 4:59:48 PM
YLlama$25.003/27/2011 6:16:42 PM
nav1elt$25.003/27/2011 6:55:14 PM
gold-blanket0$100.003/27/2011 8:45:23 PM
vishal29$50.003/27/2011 9:23:16 PM
balanced-bill7$200.003/27/2011 10:08:56 PM
first-serene-credit$25.003/27/2011 1:39:00 PM
responsibility-euphoria0$26.003/27/2011 1:39:27 PM
caring-hope2$50.003/27/2011 2:43:56 PM
penny-finder$41.303/27/2011 3:04:59 PM
BlessedEveryDay$50.003/27/2011 4:40:54 PM
dakoke$100.003/27/2011 5:14:42 PM
balance-force$30.003/27/2011 5:40:56 PM
Steveoo1$100.003/27/2011 6:14:54 PM
somebody32$50.003/27/2011 6:58:58 PM
philly_eagles$25.003/27/2011 7:28:36 PM
nilonc1$25.003/27/2011 7:51:52 PM
wild-orange$50.003/27/2011 8:12:11 PM
hard-working-reward2$25.003/27/2011 9:37:52 PM
Damostuff$25.003/27/2011 9:54:53 PM
mirageseeker$100.003/27/2011 10:12:30 PM
146 Investments
 
Borrower Payment Dependent Notes Series 498737
This series of Notes was issued and sold upon the funding of the borrower loan #48069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2000 Debt/Income ratio: Not calculated
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,163Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: studious-payout865 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation for may wedding
Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because I have had credit cards for 12 years and have always paid at least the minimum amount each month and have never missed a payment.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$3,000.003/22/2011 5:14:17 PM
one-midas$36.003/22/2011 5:24:08 PM
reflective-rupee$750.333/22/2011 5:21:36 PM
simplelender80$100.003/22/2011 5:05:07 PM
Kash2010lu$25.003/22/2011 5:09:26 PM
zippy-interest$25.003/22/2011 7:18:14 PM
DHolly$50.003/22/2011 5:17:45 PM
cash-raccoon$25.003/22/2011 5:18:05 PM
SolarMoonshine$25.003/22/2011 6:08:29 PM
transformer855$25.003/23/2011 12:16:06 AM
SFBank$100.003/22/2011 6:43:21 PM
squarebob$25.003/22/2011 6:44:26 PM
flwah$25.003/23/2011 2:06:17 AM
inspiring-reward$100.003/23/2011 2:26:12 AM
nickel-hickory$100.003/23/2011 10:26:59 AM
loanman2007$50.003/23/2011 7:46:58 AM
suave-dime6$25.003/23/2011 6:06:50 AM
wonder3$25.003/23/2011 6:08:27 AM
nickel-hickory$100.003/23/2011 10:27:20 AM
nickel-hickory$100.003/23/2011 10:27:30 AM
Christophe$25.003/24/2011 7:21:14 AM
rockhound84$25.003/23/2011 9:20:07 PM
Makingitrain$25.003/24/2011 9:34:59 AM
Peterman$25.003/23/2011 6:07:05 PM
Requiem$25.003/24/2011 11:56:03 AM
sturdy-peace9$31.003/24/2011 11:23:14 AM
benjamins-utopia$100.003/24/2011 11:50:07 AM
wise-skillful-benjamins$100.003/24/2011 8:29:02 AM
shrewd-income$160.913/24/2011 6:52:43 PM
leodaguy$25.003/24/2011 10:28:32 PM
Wyatte$25.003/24/2011 8:20:23 PM
the_finance_guru$100.003/24/2011 8:28:44 PM
rustysailor$25.003/24/2011 9:59:50 PM
engaging-repayment8$25.003/24/2011 4:57:02 PM
tidy-cash1$30.393/25/2011 10:29:15 AM
rjcoutur2001$75.003/25/2011 10:40:52 AM
patriot897$25.003/25/2011 8:14:07 AM
FoosMaster$50.003/25/2011 12:15:52 PM
pokey38650$29.423/25/2011 2:48:12 PM
farmn$25.003/25/2011 4:16:42 PM
vigilance-searcher$25.003/25/2011 11:40:59 AM
KMB78$25.003/22/2011 5:32:20 PM
intrepid-loot$25.003/22/2011 8:38:07 PM
loss-of-control$200.003/22/2011 6:14:33 PM
worldly-money4$100.003/22/2011 5:13:04 PM
credit-missile$100.003/23/2011 2:44:21 AM
golffish2$25.003/23/2011 4:53:29 AM
Artist_Blue$25.003/23/2011 6:05:31 AM
CA-Lender$100.003/22/2011 5:35:45 PM
integrity-doctor$100.003/22/2011 9:10:09 PM
ryclsun$50.003/22/2011 5:44:28 PM
nickel-hickory$100.003/23/2011 10:27:07 AM
2grindstones$25.003/23/2011 12:34:22 PM
bluehen00$51.943/23/2011 4:14:11 AM
nickel-hickory$100.003/23/2011 10:26:54 AM
RyanM561$25.003/23/2011 7:16:58 AM
Lubava$100.003/23/2011 8:19:18 AM
liberty-magnate$25.003/23/2011 11:54:53 AM
Peterman$25.003/23/2011 12:23:47 PM
klend4$50.003/23/2011 6:02:58 PM
Nerdster1$30.053/24/2011 4:23:21 AM
larryboy10$25.003/23/2011 8:25:51 PM
thankful-nickel2$25.003/23/2011 4:51:17 PM
ac787$25.003/24/2011 10:36:49 AM
mammalian4$25.003/24/2011 2:30:35 PM
SkinnyFish$25.003/25/2011 7:25:26 AM
intrepid-loot$25.003/24/2011 9:12:52 PM
justasoldier$40.003/25/2011 10:18:27 AM
icon7$50.003/24/2011 5:34:24 PM
intelligent-duty$25.003/24/2011 7:25:35 PM
squarebob$25.003/25/2011 2:40:45 PM
jes5199$34.093/25/2011 2:51:45 PM
JauaFlash$25.003/25/2011 3:19:27 PM
MoneyForNothing$5.873/25/2011 4:16:56 PM
competent-p2p$25.003/25/2011 11:08:16 AM
next-time$25.003/25/2011 3:54:43 PM
w3alter$100.003/25/2011 9:18:32 AM
lucky2$25.003/25/2011 9:57:17 AM
78 Investments
 
Borrower Payment Dependent Notes Series 498819
This series of Notes was issued and sold upon the funding of the borrower loan #48107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1994 Debt/Income ratio: 11%
Credit score: 620-639 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,011Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: rb24x7cb Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 89% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 3 ( 9% )  
560-579 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 1 ( 3% )
Total payments billed: 35  
Description
Numbers DO lie.... occasionally
This loan will be used to... bridge the gap between the cash I have and the cash I need for home improvements.

My financial situation:
This is a great opportunity for you the lender because I have a nice income, a secure job with the same company for seven years, and a sterling credit history over the past three years, including a relationship with Prosper in which I paid as agreed a similar sized loan. I would think this listing would be like gold - a chance to earn a HIGH rate of return on a relatively low risk. The credit score doesn't tell the full story of the low-risk individual behind the number. Restoring my credit score has been job one since it's destruction 4 years ago, and you can make a GREAT return on this loan!!!!!

Monthly net income: $5200 (I am married, my wife earns a similar income. My expenses below indicate our household expenses / 2)

Monthly expenses: $ 2400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What caused the destruction of your credit score 4 years ago? - CollinsCrew
A: A couple of things combined for the "perfect storm", one of which was a previous spouse who maxed out three credit cards in my name around the time we were separating, and left me with the bills on half the income. Around the same time I suffered a serious freak illness that required a lengthy hospital stay, and I racked up a small fortune in medical bills I couldn't pay in a timely manner. A couple of items went 90 days and even into collections, so I was toast. Never any bankruptcy though. (Mar-23-2011)
Q: Hi- I was wondering what you do for a living? What type of company, size, title etc. Thanks! - diversification-maple1
A: Hi. I work in Technology as a Serice Delivery Manager for an extremely large bank headquartered in North Carolina, working to deliver technology solutions to Line of Business (Internal) customers. I've been with this company in various technology related capacities for more than 7 years (started as a contractor and was converted to full-time employee 6 years ago). (Mar-25-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/22/2011 9:04:00 AM
UCLA4life$46.833/22/2011 10:37:19 AM
trumpeter5$50.003/22/2011 5:41:12 PM
PatRichi$25.003/22/2011 4:12:53 PM
ac787$25.003/22/2011 8:46:29 PM
mikeandcat$100.003/22/2011 5:45:05 PM
SolarMoonshine$50.003/22/2011 6:30:23 PM
WonByOne$50.003/23/2011 4:57:24 AM
FarmersBank$66.623/23/2011 8:04:21 AM
bobd32$25.003/23/2011 8:33:15 AM
lendstats_com$300.003/23/2011 12:45:33 PM
klend4$25.003/23/2011 6:49:31 PM
papaloha$165.003/24/2011 6:26:40 PM
competent-p2p$35.003/24/2011 1:14:49 PM
econgineer$50.003/24/2011 2:53:43 PM
fairness-atmosphere$25.003/25/2011 7:38:47 AM
well-rounded-dinero$130.593/25/2011 9:27:10 AM
CA-Lender$100.003/25/2011 11:08:15 AM
rate-negotiator$25.003/25/2011 6:13:53 AM
jelly1126$25.003/25/2011 10:56:34 AM
golffish2$50.003/25/2011 7:12:04 AM
w3alter$100.003/25/2011 9:18:36 AM
ddoneday$32.243/25/2011 5:09:33 PM
loss-of-control$150.003/25/2011 7:14:22 PM
marwadi-62$300.003/26/2011 7:57:15 AM
upbeat-finance8$25.003/26/2011 10:58:41 AM
carrinel$55.003/26/2011 6:32:01 AM
Rulea72$30.793/26/2011 8:31:12 AM
credit-missile$75.003/22/2011 9:03:10 AM
golffish2$50.003/22/2011 9:05:33 AM
cash-raccoon$25.003/22/2011 5:44:27 PM
Kash2010lu$60.003/22/2011 9:45:31 AM
FarmersBank$33.383/22/2011 10:42:46 AM
zippy-interest$25.003/22/2011 7:18:24 PM
witty-openness$25.003/23/2011 3:25:51 AM
innovator2$125.003/23/2011 12:19:46 AM
ColoradoLender82$25.003/23/2011 7:33:27 AM
Bob450$25.003/23/2011 2:01:42 AM
credit-missile$25.003/23/2011 2:41:10 AM
balance-force$25.003/22/2011 10:35:48 PM
greencat$50.003/23/2011 3:57:41 PM
innovator2$25.003/23/2011 9:51:50 AM
orange-rapid-benjamins$25.003/23/2011 10:39:01 AM
Reddy_Capital$25.003/23/2011 10:18:45 PM
The-Helper$35.003/23/2011 2:42:34 PM
blitzen40$30.003/24/2011 6:34:40 AM
zorg77$25.003/23/2011 5:19:57 PM
Mikale360$25.003/24/2011 10:44:27 AM
rlaboy$25.003/24/2011 1:57:47 AM
113121$25.003/24/2011 9:36:40 AM
riv701$25.003/24/2011 3:31:51 PM
intrepid-loot$50.003/24/2011 5:48:47 AM
simiray$40.003/24/2011 12:35:37 PM
malomar66$55.003/24/2011 10:50:41 PM
innovator2$50.003/24/2011 3:05:29 PM
lender12345$25.003/24/2011 5:55:50 PM
snm2001$25.003/25/2011 2:03:29 PM
Barrayaran$25.003/25/2011 2:39:24 PM
autonomous-truth$100.003/25/2011 4:36:08 PM
investment-habanero8$100.003/25/2011 9:52:24 AM
supreme-hope$25.003/25/2011 3:01:29 PM
tidy-cash1$30.003/25/2011 10:28:04 AM
YoungTaxMan$47.703/25/2011 10:53:43 AM
cbivitz$323.003/26/2011 5:31:01 AM
velocity-winner$25.003/26/2011 10:04:54 AM
ZOOOM$35.003/26/2011 7:27:50 AM
cjames84$25.003/26/2011 9:23:38 AM
roguewinner$23.853/26/2011 11:09:34 AM
68 Investments
 
Borrower Payment Dependent Notes Series 498945
This series of Notes was issued and sold upon the funding of the borrower loan #48059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $258.33
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1995 Debt/Income ratio: 13%
Credit score: 800-819 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 9 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,239Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: top-sensible-generosity Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Home improvement, specifically some plumbing work and driveway repair
My financial situation:
I am a good candidate for this loan because...
I have worked for nearly 15 years for the same company. My position is secure and the company is doing very well (it is an alarm company, we do well whatever the state of the economy). If I need more more money, I can always work extra hours. I made some mistakes when I was younger but my credit for the last seven years has been spotless.

Monthly net income: $ 3800
Monthly expenses: $ (see below)
Housing: $ 1350
Insurance: $ 50
Car expenses: $ 250
Utilities: $ 350
Phone, cable, internet: $ 70
Food, entertainment: $ 200
Clothing, household expenses: $ 150
Credit cards and other loans: $
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/23/2011 9:05:54 AM
hostbank$100.003/23/2011 9:06:08 AM
113121$5,423.053/23/2011 3:12:21 PM
loyalty-sherpa$25.003/23/2011 9:06:24 AM
enthralling-deal180$50.003/23/2011 9:06:58 AM
113121$25.003/23/2011 9:40:28 AM
Bank_Of_XL$25.003/23/2011 1:09:02 PM
loyalty-czar$51.623/23/2011 1:12:04 PM
enchanted-yield4$100.003/23/2011 9:08:06 AM
simplelender80$100.003/23/2011 9:07:17 AM
top-courteous-peso$50.003/23/2011 3:09:19 PM
reflective-rupee$1,000.333/23/2011 11:36:16 AM
BxRealtor$25.003/23/2011 9:06:38 AM
13 Investments
 
Borrower Payment Dependent Notes Series 498951
This series of Notes was issued and sold upon the funding of the borrower loan #48111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $381.85
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1982 Debt/Income ratio: 37%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 25Length of status:34y 5m
Amount delinquent: $0 Total credit lines: 59 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,526Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: NiceMentsch Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 39 ( 100% ) 740-759 (Latest)
Principal borrowed: $17,500.00< 31 days late: 0 ( 0% )  
600-619 (Aug-2008)
620-639 (Jan-2007)
620-639 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 39  
Description
Father of the Bride
Purpose of loan:
This loan will be used to...
Pay for my daughter's wedding
My financial situation:
I am a good candidate for this loan because...
I had 2 other Prosper Loans and both were paid off at least a year earlier.


Monthly net income: $3800
Monthly expenses: $ 2500
Housing: $ 810
Insurance: $ 100
Car expenses: $ 700
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $100
Clothing, household expenses: $ 25
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$46.953/23/2011 9:04:35 AM
MoneyForNothing$49.263/23/2011 9:05:44 AM
simplelender80$100.003/23/2011 9:03:29 AM
principal-star$25.003/23/2011 9:03:59 AM
golffish2$50.003/23/2011 9:08:39 AM
cttarheel$50.003/23/2011 4:06:35 PM
BlessedEveryDay$35.003/23/2011 10:50:31 AM
reflective-rupee$1,200.333/23/2011 11:31:37 AM
2grindstones$43.003/23/2011 12:27:39 PM
SolarMoonshine$100.003/23/2011 5:52:49 PM
The-Helper$30.003/23/2011 2:35:27 PM
JustMee$25.003/23/2011 9:14:02 AM
intrepid-loot$50.003/24/2011 5:57:05 AM
EarlyRiser$250.003/24/2011 9:46:10 AM
atomantic$25.003/24/2011 11:02:18 AM
economy-popcorn$25.003/24/2011 7:45:48 AM
grnii78$150.003/24/2011 8:08:29 AM
Reddy_Capital$25.003/23/2011 10:33:00 PM
convergentthinker$70.543/24/2011 3:30:22 PM
riv701$25.003/24/2011 8:30:07 AM
LittleMingo$63.043/24/2011 9:34:51 AM
RecoveryLender$25.003/24/2011 10:08:17 AM
chrisb1414$25.003/25/2011 8:09:04 AM
integrity-doctor$200.003/24/2011 3:02:52 PM
El_Profesional$47.873/25/2011 9:13:51 AM
twjh$25.003/25/2011 2:01:41 AM
kind-important-liberty9$25.003/25/2011 2:19:21 AM
Jerrys1951$25.003/24/2011 5:49:53 PM
Onlyhappycustomers$25.003/25/2011 8:34:26 AM
rockhound84$25.003/25/2011 6:24:51 AM
Kselr$99.793/25/2011 2:40:18 PM
mercuriant$25.003/26/2011 4:54:45 AM
the-kindness-honker$25.003/26/2011 7:42:58 AM
hellasow$75.003/26/2011 8:12:14 AM
vishal29$25.003/25/2011 11:31:50 PM
LibbyZ$70.003/26/2011 11:26:52 AM
Mariner3605$500.003/26/2011 12:05:31 PM
houli123$1,000.003/26/2011 8:27:44 AM
loss-of-control$300.003/26/2011 10:27:59 AM
Income-Scout$200.003/26/2011 10:54:43 AM
zotzot$25.443/26/2011 12:30:31 PM
amlu1988$50.003/26/2011 11:10:50 AM
adir1$50.003/26/2011 11:28:42 AM
investment-artist$25.003/23/2011 9:04:50 AM
mikeandcat$112.443/23/2011 9:19:26 AM
trumpeter5$50.003/23/2011 9:29:24 AM
DoctorJoe$25.003/23/2011 9:59:26 AM
Chesterite$25.003/23/2011 1:28:38 PM
OldManP$25.003/23/2011 9:04:45 AM
suave-dime6$25.003/23/2011 9:07:41 AM
squarebob$125.333/23/2011 5:11:01 PM
cashhelp$50.003/23/2011 9:04:13 AM
worldly-money4$200.003/23/2011 9:07:58 AM
marinbb$50.003/23/2011 7:04:54 PM
NekHoldings$25.003/23/2011 9:44:33 AM
elbastador$25.003/23/2011 4:12:10 PM
thankful-nickel2$50.003/23/2011 4:27:46 PM
zotzot$25.443/23/2011 11:18:58 AM
liberty-magnate$150.003/23/2011 11:57:06 AM
grnii78$150.003/23/2011 7:12:55 PM
loanman2007$250.003/24/2011 5:53:18 AM
Jerrys1951$38.553/23/2011 8:09:11 PM
ac787$26.003/23/2011 3:47:01 PM
competent-p2p$75.003/24/2011 8:07:33 AM
kendigme$39.053/24/2011 2:46:13 AM
Nerdster1$25.053/24/2011 4:32:31 AM
investmentgroup$25.003/24/2011 1:34:31 AM
The-Lighthouse-Group$50.003/24/2011 4:25:40 AM
rate-hickory$40.003/24/2011 7:08:26 AM
benjamins-utopia$94.823/24/2011 11:50:30 AM
lender12345$100.003/24/2011 5:57:35 PM
mikeandcat$150.003/24/2011 4:57:08 PM
kendigme$25.263/25/2011 2:57:20 AM
labyrinth0$50.003/24/2011 8:14:30 PM
Feyenoord$25.003/25/2011 2:05:27 AM
fund-baker$28.963/25/2011 10:19:40 AM
chameleon125$50.003/25/2011 6:25:06 AM
atlas100$25.003/25/2011 7:44:41 AM
jelly1126$50.003/25/2011 10:57:09 AM
red-favorable-basis$25.003/25/2011 3:05:40 PM
brondero$100.003/25/2011 6:22:49 PM
shawnw2$50.003/26/2011 1:46:25 AM
Mikale360$25.003/25/2011 7:10:02 PM
shawnw2$100.003/26/2011 7:56:18 AM
fabulous-community4$25.003/26/2011 3:48:47 AM
cbivitz$500.003/26/2011 10:10:29 AM
DT_Banker$25.003/26/2011 12:35:59 AM
sflash$50.003/26/2011 12:14:04 PM
wealth-competitor$100.003/26/2011 12:19:04 PM
cjames84$49.653/26/2011 9:26:15 AM
visionary-asset5$50.003/26/2011 10:57:44 AM
Astyanax$150.003/26/2011 12:02:24 PM
ToddN$50.873/26/2011 12:22:17 PM
RetirementMoney$25.003/26/2011 12:31:19 PM
squarebob$25.003/26/2011 12:40:26 PM
CA-Lender$100.003/26/2011 10:10:58 AM
velocity-winner$25.003/26/2011 10:13:14 AM
bjr01$25.003/26/2011 11:22:16 AM
Kash2010lu$25.003/26/2011 12:20:19 PM
Mariner3605$800.003/26/2011 12:38:35 PM
Mariner3605$62.363/26/2011 12:43:03 PM
101 Investments
 
Borrower Payment Dependent Notes Series 498989
This series of Notes was issued and sold upon the funding of the borrower loan #48035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $107.85
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 17%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 8Length of status:3y 0m
Amount delinquent: $10 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,470Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: chrissyb Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
560-579 (Aug-2008)
 
Principal balance: $312.06 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Want to further my education
Purpose of loan:
This loan will be used to pay for night classes at a local university so I can earn my masters degree and further my career.

My financial situation:
I am a good candidate for this loan because I do not have the best credit history due to some omplications in my past, but my score is getting higher every month. Also, I am not new to Prosper, I have a previous loan with them that is in good standing, I was never late, and never missed a payment.


Monthly net income: $4000
Monthly expenses: $500
Housing: $750
Insurance: $
Car expenses: $
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
worldly-money4$100.003/22/2011 9:03:58 AM
golffish2$50.003/22/2011 9:11:34 AM
Kash2010lu$40.003/22/2011 9:42:24 AM
FarmersBank$30.003/22/2011 10:42:17 AM
MoneyForNothing$35.143/22/2011 9:15:43 AM
mikeandcat$75.143/22/2011 9:33:17 AM
PatRichi$25.003/22/2011 4:12:50 PM
organic-treasure$25.433/22/2011 10:33:00 AM
Rashanir$25.003/22/2011 10:34:02 AM
hookUup$25.003/22/2011 2:22:29 PM
SFBank$100.003/22/2011 6:45:33 PM
loanman2007$200.003/22/2011 1:16:36 PM
cash-raccoon$25.003/22/2011 5:44:26 PM
justasoldier$52.933/22/2011 9:48:42 PM
SolarMoonshine$25.003/22/2011 6:09:54 PM
money-fort$32.013/22/2011 5:15:57 PM
squarebob$25.333/22/2011 5:23:29 PM
zippy-interest$25.003/22/2011 7:18:22 PM
intrepid-loot$25.003/22/2011 7:43:08 PM
integrity-doctor$100.003/22/2011 9:01:39 PM
reflective-rupee$400.333/22/2011 9:09:34 AM
UCLA4life$50.003/22/2011 10:31:08 AM
lendstats_com$300.003/22/2011 11:51:30 AM
CA-Lender$100.003/22/2011 12:01:01 PM
genuine-integrity0$25.003/22/2011 9:33:58 AM
deepblue34$30.003/22/2011 5:04:20 PM
outofoffice$75.003/22/2011 2:37:56 PM
trumpeter5$50.003/22/2011 5:40:12 PM
Danjack_Capital$25.003/22/2011 9:43:21 AM
gothampark$25.003/22/2011 6:21:51 PM
hillerod$25.253/22/2011 2:13:59 PM
zotzot$25.443/22/2011 6:34:18 PM
Jerrys1951$50.003/22/2011 4:59:21 PM
sparkling-funds$25.003/22/2011 6:38:09 PM
loss-of-control$150.003/22/2011 6:00:54 PM
thankful-nickel2$25.003/22/2011 7:33:42 PM
ac787$78.003/22/2011 8:43:24 PM
37 Investments
 
Borrower Payment Dependent Notes Series 499043
This series of Notes was issued and sold upon the funding of the borrower loan #48042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-23-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $92.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1989 Debt/Income ratio: 7%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 9 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,441Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: treasure-gatherer6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
treasure-gatherer6
Purpose of loan:
This loan will be used to...pay off a doctors bill, a current loan with a high payment and fix my car

My financial situation:
I am a good candidate for this loan because...I can repay this amount every month and not have it cause undue hardship paying my other bills.


Monthly net income: $1660
Monthly expenses: $550
Housing: $ spouse pays
Insurance: $ spouse pays
Car expenses: $ spouse pays
Utilities: $ spouse pays
Phone, cable, internet: $ 130
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
patriot897$25.003/23/2011 9:06:02 AM
loyalty-sherpa$25.003/23/2011 9:06:29 AM
2grindstones$25.003/23/2011 11:59:46 AM
daekpon$50.003/23/2011 9:04:26 AM
hostbank$100.003/23/2011 9:06:12 AM
BxRealtor$25.003/23/2011 9:06:48 AM
simplelender80$100.003/23/2011 9:07:21 AM
thankful-nickel2$25.003/23/2011 4:58:32 PM
enthralling-deal180$30.403/23/2011 9:07:03 AM
capital-kingdom$25.003/23/2011 2:47:41 PM
engaging-worth$25.003/23/2011 8:13:56 PM
vutah$25.003/23/2011 9:28:58 PM
nickel-position$25.003/23/2011 12:54:37 PM
jayk63$25.003/23/2011 2:37:37 PM
kublai$1,000.003/23/2011 7:30:52 PM
intrepid-loot$50.003/23/2011 6:03:14 PM
a-golden-deal$25.003/23/2011 6:14:51 PM
interstellar$51.003/23/2011 7:32:34 PM
ddamenace$30.003/23/2011 8:06:12 PM
balance-force$25.003/23/2011 8:56:41 PM
Bank_Of_XL$25.003/23/2011 1:11:29 PM
sfmf$40.003/23/2011 11:54:32 AM
capital-blueberry$25.003/23/2011 6:03:54 PM
spiff666$25.003/23/2011 8:15:46 PM
Short_Stack$25.003/23/2011 10:46:24 PM
Roundhouse$100.003/23/2011 11:44:12 AM
kr60$50.003/23/2011 6:40:18 PM
rbgnr111$25.003/23/2011 9:34:48 PM
Oak-Parker$25.003/23/2011 6:39:36 PM
trade-goblin9$25.003/23/2011 7:06:10 PM
cash-cymbal$116.333/23/2011 7:16:24 PM
CA-Lender$100.003/23/2011 7:32:32 PM
EngineersAlliance$100.003/23/2011 7:32:41 PM
Sparchange$25.003/23/2011 9:18:21 PM
BuzzyBee336$50.003/23/2011 9:40:40 PM
Reddy_Capital$25.003/23/2011 10:46:16 PM
MoneyForNothing$7.273/23/2011 10:46:35 PM
37 Investments
 
Borrower Payment Dependent Notes Series 499053
This series of Notes was issued and sold upon the funding of the borrower loan #48137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-23-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $190.52
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1965 Debt/Income ratio: 22%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,936Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: benjamins-loyalist Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan REquest
Purpose of loan: Taxes/Debt Consolidation
This loan will be used to... Tax Payments/Debt Consolidation

My financial situation: Good
I am a good candidate for this loan because... I am fully employed, hard working and have good credit. I will work hard to pay this loan off within the allocated time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
JJ9876$25.003/23/2011 5:06:19 PM
patriot897$25.003/23/2011 5:06:36 PM
hostbank$100.003/23/2011 5:06:54 PM
thankful-nickel2$50.003/23/2011 8:21:22 PM
enthralling-deal180$50.003/23/2011 5:08:02 PM
organized-payment6$50.003/23/2011 5:04:44 PM
simplelender80$100.003/24/2011 1:51:49 AM
AFairDeal$100.003/23/2011 5:07:19 PM
zotzot$25.443/24/2011 7:35:35 AM
currency-persimmon$100.003/26/2011 12:42:30 PM
efficient-treasure0$25.003/26/2011 4:34:27 PM
Azonic21$25.003/26/2011 6:22:48 PM
Astyanax$40.003/26/2011 11:30:04 PM
j2ee$25.003/26/2011 6:27:54 PM
N_P$25.003/26/2011 10:04:30 PM
first-serene-credit$25.003/26/2011 11:39:53 PM
Quiddity$100.003/27/2011 1:43:09 AM
dreemin$50.003/27/2011 3:50:58 AM
Hogan55$50.003/27/2011 5:05:46 AM
loanman2007$50.003/27/2011 1:04:34 PM
peterpossum$50.003/27/2011 1:11:29 PM
Oak-Parker$25.003/27/2011 7:05:39 AM
MoneyBagsRUs$25.003/27/2011 7:09:23 AM
muzicman$50.003/27/2011 9:43:30 AM
income-awakening6$25.003/27/2011 10:01:04 AM
investment-artist$25.003/27/2011 10:07:37 AM
Galdis$25.003/27/2011 12:10:05 PM
dreemin$100.003/27/2011 3:45:37 AM
head$25.003/27/2011 6:11:07 AM
dime-vista2$25.003/27/2011 6:55:29 AM
loyalist1$200.003/27/2011 8:05:39 AM
credit-coach118$25.003/27/2011 9:56:31 AM
rancher7$25.003/27/2011 12:30:27 PM
exchange-cub$25.003/27/2011 1:00:10 PM
brightest-durability-chomper$25.003/27/2011 1:05:57 PM
reflective-rupee$25.333/23/2011 5:06:37 PM
loyalty-sherpa$25.003/23/2011 5:07:35 PM
BxRealtor$25.003/23/2011 5:07:49 PM
rce1964$25.003/24/2011 6:32:40 AM
myecool$27.193/24/2011 2:04:36 PM
Eric_Gagne$100.003/24/2011 8:19:41 AM
socal-lender$25.003/24/2011 7:53:46 PM
indomitable-coin$25.003/24/2011 7:43:28 PM
davidmlucas$50.003/25/2011 5:17:48 PM
astute-fairness0$50.003/26/2011 5:21:04 AM
soular21804$25.003/26/2011 2:10:08 PM
ideal-platinum1$50.003/27/2011 1:32:15 AM
peso-mate$100.003/27/2011 4:33:35 AM
interest88$25.003/27/2011 5:31:14 AM
MoneyBagsRUs$100.003/27/2011 7:06:49 AM
enchanted-yield4$500.003/27/2011 10:03:04 AM
upbeat-investment9$100.003/27/2011 10:32:26 AM
piano55$25.003/27/2011 10:41:31 AM
goodfaithAK$250.003/26/2011 10:00:27 PM
fund-tom-tom6$50.003/27/2011 11:34:15 AM
nimcha$50.003/27/2011 11:50:12 AM
Havana21$25.003/26/2011 4:34:44 PM
hookUup$25.003/27/2011 12:12:28 AM
vigilance-searcher$25.003/27/2011 1:06:01 PM
zotzot$25.883/27/2011 7:36:01 AM
helping-out$400.003/27/2011 8:19:36 AM
ballz694$25.003/27/2011 8:28:29 AM
heerzaquestion$25.003/27/2011 8:35:52 AM
currency-persimmon$100.003/27/2011 9:04:18 AM
CA-Lender$100.003/27/2011 10:08:55 AM
power-secret-agent$25.003/27/2011 10:52:23 AM
E-B$50.003/27/2011 11:19:28 AM
OregonDane$25.003/26/2011 7:46:21 PM
supersarah61$100.003/27/2011 12:36:01 PM
integrityisnumone$25.003/27/2011 1:04:19 PM
RandyL3$50.003/26/2011 10:03:31 PM
entrepreneur99$42.043/26/2011 11:50:09 PM
Mariner3605$500.003/27/2011 2:02:32 AM
Brisket_Bob$101.003/27/2011 6:58:38 AM
micko$25.003/27/2011 7:10:31 AM
meabandit$35.643/27/2011 7:41:48 AM
saahilld$25.003/27/2011 8:07:32 AM
autonomous-truth$50.003/27/2011 10:26:44 AM
The_Lendor$25.003/27/2011 10:57:16 AM
DrunkenMic$50.003/27/2011 11:02:52 AM
Buddy07$50.003/27/2011 11:37:12 AM
saga9$25.003/27/2011 11:44:54 AM
building_community$50.003/27/2011 11:53:26 AM
fair-integrity5$300.003/27/2011 12:08:08 PM
unafraid-loan5$25.003/27/2011 1:03:32 PM
whitegold24k$302.483/27/2011 1:13:09 PM
86 Investments
 
Borrower Payment Dependent Notes Series 499101
This series of Notes was issued and sold upon the funding of the borrower loan #48117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $141.00
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1994 Debt/Income ratio: 15%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 6Length of status:0y 8m
Amount delinquent: $797 Total credit lines: 30 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,070Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: shiny-liberty4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because it helps us back on track.


Monthly net income: $2500
Monthly expenses: $1700
Housing: $760
Insurance: $0
Car expenses: $50
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $20
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks. - reflective-rupee
A: it was due to lost of income due to past layoff. (Mar-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.003/24/2011 9:05:09 AM
worldly-money4$200.003/24/2011 9:05:28 AM
RochelleW$99.003/24/2011 10:10:58 AM
reflective-rupee$350.333/25/2011 5:22:49 AM
simplelender80$200.003/24/2011 5:18:13 PM
mercuriant$25.003/26/2011 4:55:04 AM
wild-orange$25.003/26/2011 1:17:23 PM
jybank$25.003/26/2011 4:34:00 PM
green-thoughtful-yield$50.003/26/2011 4:48:20 PM
Oak-Parker$25.003/26/2011 2:42:31 PM
important-openness1$65.003/26/2011 7:44:51 PM
lender168$100.003/26/2011 10:04:27 PM
hookUup$25.003/26/2011 6:21:05 PM
CapricornLending$25.003/26/2011 7:39:14 PM
engbusres$50.003/26/2011 8:56:52 PM
EarlyRiser$250.003/25/2011 7:03:42 AM
SecondChanceLendingSERV$25.003/26/2011 8:58:59 AM
investment-habanero8$50.003/26/2011 5:53:03 AM
CA-Lender$100.003/26/2011 2:07:50 PM
kublai$200.003/26/2011 3:01:35 PM
Mariner3605$500.003/26/2011 12:49:10 PM
all_of_that_one$25.003/26/2011 4:40:05 PM
shrewd-income$100.003/26/2011 4:04:01 PM
goodcents$35.003/26/2011 5:00:52 PM
AF-Chief$50.003/26/2011 3:25:59 PM
KBC000$72.003/26/2011 9:40:23 PM
lender168$21.253/26/2011 10:11:13 PM
chevy92$50.003/26/2011 6:35:34 PM
wampum-chorus3$64.423/26/2011 7:22:51 PM
intrepid-loot$25.003/26/2011 7:31:07 PM
sfmf$40.003/26/2011 4:20:53 PM
vigorous-velocity$100.003/26/2011 7:56:31 PM
mcgovern2024$25.003/26/2011 9:10:12 PM
PugDog$25.003/26/2011 4:28:52 PM
best-listing-toro$25.003/26/2011 5:25:40 PM
silver-cloud$28.003/26/2011 9:12:53 PM
secureincome$400.003/26/2011 9:27:39 PM
37 Investments
 
Borrower Payment Dependent Notes Series 499125
This series of Notes was issued and sold upon the funding of the borrower loan #48133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,400.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $184.36
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1984 Debt/Income ratio: 37%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 11Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 49 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,851Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: stnlmrtn Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 49 ( 98% ) 700-719 (Latest)
Principal borrowed: $4,200.00< 31 days late: 1 ( 2% )  
660-679 (Oct-2009)
620-639 (Apr-2008)
 
Principal balance: $561.26 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
helping daughter get used car
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...This would be the third loan I have had, the first was paid off early and I am ahead of schedule on the second one.


Monthly net income: $6100
Monthly expenses: $750
Housing: $1100
Insurance: $168
Car expenses: $411
Utilities: $42
Phone, cable, internet: $238
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $
250 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$34.733/24/2011 9:02:45 AM
Kash2010lu$56.003/24/2011 9:03:17 AM
suave-dime6$25.003/24/2011 9:05:12 AM
ac787$25.003/24/2011 9:10:54 AM
golffish2$25.003/24/2011 9:33:56 AM
reflective-rupee$750.333/24/2011 10:07:44 AM
EL_Papin$108.013/24/2011 11:31:12 AM
lendstats_com$337.883/24/2011 12:22:14 PM
zotzot$25.443/24/2011 9:04:57 AM
PeePaw$25.003/24/2011 11:05:37 AM
NekHoldings$25.003/24/2011 11:09:51 AM
zorg77$25.003/24/2011 5:36:10 PM
lender12345$100.003/24/2011 6:00:07 PM
econgineer$50.003/24/2011 2:44:12 PM
SFBank$100.003/24/2011 7:19:26 PM
simplelender80$100.003/24/2011 10:28:06 PM
credit-guard5$25.003/24/2011 4:33:15 PM
tieshuanpan$25.003/25/2011 1:35:38 AM
ponch12$25.093/24/2011 6:33:39 PM
shrewd-income$100.003/24/2011 7:51:10 PM
labyrinth0$25.003/24/2011 8:15:55 PM
melodious-openness$245.903/24/2011 8:29:23 PM
f4Tex$25.003/24/2011 10:19:19 PM
fabulous-community4$25.003/25/2011 2:15:08 AM
credit-missile$64.193/25/2011 2:58:39 AM
corporatejim$25.983/24/2011 5:17:18 PM
wise-intelligent-duty$25.003/25/2011 6:01:16 AM
loss-of-control$250.003/24/2011 5:43:09 PM
vigilance-searcher$25.003/25/2011 6:27:04 AM
Leshan$134.793/25/2011 7:04:16 AM
geophreigh$50.003/25/2011 7:17:48 AM
worldly-money4$100.003/24/2011 9:03:56 AM
Azonic21$25.003/24/2011 9:05:45 AM
MoneyForNothing$41.273/24/2011 9:16:44 AM
Eric_Gagne$100.003/24/2011 10:40:59 AM
loanman2007$175.003/24/2011 11:08:30 AM
CoolPlexer$25.003/24/2011 9:03:03 AM
Nerdster1$25.053/24/2011 1:42:33 PM
credit-missile$44.113/24/2011 10:18:09 AM
mikeandcat$150.003/24/2011 12:16:40 PM
competent-p2p$60.003/24/2011 9:42:43 AM
intrepid-loot$25.003/24/2011 9:18:04 PM
Bob450$35.003/24/2011 9:53:38 AM
mrxtravis$25.003/24/2011 10:08:33 AM
Mikale360$25.003/24/2011 10:48:52 AM
equitable-p2ploan8$28.273/24/2011 11:46:17 AM
Moe87$33.873/25/2011 3:23:56 AM
1-HARD-HEAD$25.953/24/2011 5:35:22 PM
chameleon125$100.003/25/2011 6:21:50 AM
SkinnyFish$2.003/25/2011 7:24:24 AM
intrepid-loot$25.003/24/2011 6:37:44 PM
thankful-nickel2$25.003/24/2011 3:54:20 PM
YoungTaxMan$130.003/24/2011 4:36:09 PM
twjh$25.003/24/2011 5:17:36 PM
CA-Lender$100.003/24/2011 6:03:13 PM
SolarMoonshine$25.003/24/2011 6:06:52 PM
market-pudding$25.003/25/2011 6:58:56 AM
mikeandcat$91.143/25/2011 5:42:36 AM
bonus-quark4$25.003/25/2011 6:54:18 AM
59 Investments
 
Borrower Payment Dependent Notes Series 499129
This series of Notes was issued and sold upon the funding of the borrower loan #48006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-22-2011 
Term: 36 months Listing End date:  Mar-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1996 Debt/Income ratio: 38%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,767Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: calm-wealth1 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Good Things
Purpose of loan:
This loan will be used to... consolidate debt incurred while being unemployed and in school. I am now employed full time.

My financial situation:
I am a good candidate for this loan because...I'm more responsible with my finances now that I'm older. I have paid all of my debts on time in the last 5 years, including a car loan and a mortgage. I have learned about managing my money in the recent years and am determined to live within my means forever and will never make a late payment. I have no intention of creating any new debt until this debt is paid off.

Monthly net income: $ 45,600
Monthly expenses: $3321(includes everything below)
Housing: $2200
Insurance: (included above)
Car expenses: $472
Utilities: $47
Phone, cable, internet: $122
Food, entertainment: $ 200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $80 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-renewal$100.003/22/2011 5:17:59 PM
worldly-money4$3,000.003/22/2011 5:14:21 PM
ultimate-peace$200.003/22/2011 5:17:08 PM
cash-raccoon$25.003/22/2011 5:17:43 PM
purpledog18$50.003/22/2011 5:18:02 PM
ryclsun$50.003/22/2011 5:18:08 PM
reflective-rupee$450.003/22/2011 5:21:00 PM
worldly-money4$100.003/22/2011 5:13:00 PM
PThor$25.003/22/2011 5:17:48 PM
9 Investments
 
Borrower Payment Dependent Notes Series 499143
This series of Notes was issued and sold upon the funding of the borrower loan #48115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-24-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1999 Debt/Income ratio: 79%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 43 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,868Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: brightest-elegant-fund Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to take care of some personal expenses.

My financial situation:
I am a good candidate for this loan because...I have a consistent job history at the same employer for 7 years which ensures that I will pay the loan back. I have been at the same address for seven years. The expenses that show 0 balance is paid by my spouse.


Monthly net income: $1750.00
Total Monthly expenses: $875.00 is for auto, credit cards, phone and cable
Housing: $0
Insurance: $0
Car expenses: $475.00
Utilities: 0
Phone, cable, internet: $200
Food, entertainment: 0
Clothing, household expenses: 0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
CA-Lender$100.003/24/2011 9:06:02 AM
worldly-money4$3,000.003/24/2011 9:05:00 AM
lendstats_com$145.003/24/2011 12:47:44 PM
zotzot$25.443/24/2011 9:07:31 AM
Eric_Gagne$25.003/24/2011 10:40:09 AM
squarebob$25.003/24/2011 10:27:59 AM
worldly-money4$100.003/24/2011 9:03:55 AM
reflective-rupee$400.333/24/2011 9:18:05 AM
2grindstones$30.003/24/2011 9:39:47 AM
Bob450$25.003/24/2011 9:54:39 AM
payout-bridge$100.003/24/2011 11:30:39 AM
mues83$25.003/24/2011 11:36:33 AM
12 Investments
 
Borrower Payment Dependent Notes Series 499283
This series of Notes was issued and sold upon the funding of the borrower loan #48135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-24-2011 
Term: 12 months Listing End date:  Mar-27-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $378.22
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1985 Debt/Income ratio: 19%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,899Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: shrine876 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
shrine876
Purpose of loan: debt consolidation
This loan will be used to...pay off existing debt

My financial situation:
I am a good candidate for this loan because...the payments fit into my budget


Monthly net income: $4000
Monthly expenses: $
Housing: $1100
Insurance: $
Car expenses: $500(includes gas)
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: it looks like your monthly expenses exceeds your income - can you clarify? Thanks. - 113121
A: That's why I need the loan. this would allow me to streamline to a point where I can manage better. Hope this answers your question. Thanks (Mar-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
worldly-money4$200.003/24/2011 9:05:31 AM
Azonic21$25.003/24/2011 9:05:46 AM
competent-p2p$45.003/24/2011 9:50:18 AM
integrity-doctor$100.003/24/2011 3:43:23 PM
EarlyRiser$71.213/25/2011 1:14:32 AM
simplelender80$100.003/25/2011 4:22:40 PM
Fish_manager$30.003/25/2011 9:26:38 PM
Gibbyland$200.003/26/2011 12:51:24 PM
godfather4u$50.003/26/2011 1:11:59 PM
wild-orange$100.003/26/2011 1:16:48 PM
CA-Lender$100.003/26/2011 2:08:10 PM
red-favorable-basis$25.003/26/2011 3:51:21 PM
sfmf$40.003/26/2011 4:20:19 PM
hookUup$25.003/26/2011 6:19:21 PM
return-seeker85$313.273/26/2011 6:36:04 PM
bill-appraiser7$50.003/26/2011 8:09:05 PM
gentle-coin$25.003/26/2011 8:42:07 PM
SqueezeKing$25.003/26/2011 10:34:25 PM
vigilance-searcher$25.003/26/2011 7:11:52 PM
important-openness1$65.003/26/2011 7:45:01 PM
2grindstones$25.003/26/2011 10:33:01 PM
FinanceEngine$30.003/26/2011 11:07:45 PM
benefit-boots$25.003/26/2011 11:26:52 PM
saga9$25.003/27/2011 12:15:02 AM
intrepid-loot$25.003/26/2011 7:29:12 PM
secureincome$600.003/26/2011 9:24:12 PM
lender168$100.003/26/2011 10:15:34 PM
anton$135.003/27/2011 1:11:45 AM
Invest-In-Rednecks$50.003/24/2011 9:40:05 AM
DHolly$50.003/24/2011 9:07:22 AM
reflective-rupee$400.333/24/2011 10:00:57 AM
suave-dime6$25.003/24/2011 9:05:18 AM
ac787$32.003/24/2011 9:11:42 AM
leverage-monger$25.003/24/2011 11:28:22 AM
leverage-monger$44.833/25/2011 8:58:36 AM
Rogelio48$25.003/25/2011 8:10:21 PM
debt_helper$25.003/26/2011 1:08:28 PM
SecondChanceLendingSERV$25.003/26/2011 2:22:01 PM
the-money-gargantuan$25.003/26/2011 7:24:42 PM
lawyervon$25.003/26/2011 10:22:28 PM
marketplace-spark$25.003/26/2011 6:37:39 PM
lender168$100.003/26/2011 10:07:35 PM
svandgts$100.003/26/2011 10:24:47 PM
Pitufo$50.003/26/2011 11:51:51 PM
cerebral-dollar773$177.733/26/2011 9:15:26 PM
lender168$144.563/26/2011 10:20:39 PM
Pitufo$25.003/26/2011 10:24:11 PM
platinum-scientist9$50.003/27/2011 12:16:13 AM
48 Investments
 
Borrower Payment Dependent Notes Series 499299
This series of Notes was issued and sold upon the funding of the borrower loan #48146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-25-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $166.07
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1999 Debt/Income ratio: 16%
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,361Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: responsibility-wrangler2 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BIGGUY
Purpose of loan: HOME IMPROVEMENT
This loan will be used to...REMODEL BATH

My financial situation: CAPITAL ONE
I am a good candidate for this loan because...I PAY MY BILLS ON TIME, AS I HAVE LEARNED OVER THE YEARS


Monthly net income: $5200
Monthly expenses: $3300
Housing: $800
Insurance: $250
Car expenses: $600
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
loyalty-sherpa$25.003/25/2011 9:07:00 AM
enchanted-yield4$100.003/25/2011 9:08:31 AM
yerkster1$50.003/25/2011 1:56:04 PM
golffish2$25.003/25/2011 9:18:27 AM
Bank_Of_XL$25.003/25/2011 1:12:18 PM
patriot897$25.003/25/2011 9:06:02 AM
hostbank$100.003/25/2011 9:06:31 AM
113121$2,500.003/25/2011 1:40:08 PM
EngineersAlliance$100.003/25/2011 1:42:56 PM
BxRealtor$25.003/25/2011 9:07:32 AM
113121$1,525.003/25/2011 2:11:44 PM
11 Investments
 
Borrower Payment Dependent Notes Series 499321
This series of Notes was issued and sold upon the funding of the borrower loan #48166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-24-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1995 Debt/Income ratio: 8%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 6 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,513Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: precious-yield243 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
helpingdad
Purpose of loan:
This loan will be used to consolidate debt

My financial situation:
I am a good candidate for this loan because i can afford this loan and actually save money each month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
organized-payment6$50.003/24/2011 5:04:50 PM
loyalty-sherpa$25.003/24/2011 5:06:34 PM
thankful-nickel2$50.003/25/2011 4:58:46 PM
Moneypenny6$25.003/25/2011 9:00:39 AM
zotzot$25.883/25/2011 6:57:01 PM
jcjdingdong$50.003/26/2011 10:21:04 PM
principal-bull$25.003/26/2011 5:37:26 PM
dime-vista2$25.003/27/2011 6:54:45 AM
PerryM$50.003/27/2011 7:28:11 AM
muzicman$50.003/27/2011 9:43:59 AM
56bones$25.003/27/2011 9:57:06 AM
newest-famous-velocity$25.003/27/2011 11:13:59 AM
noble-marketplace$25.003/27/2011 11:20:46 AM
generosity-magnifico5$25.003/26/2011 11:14:50 PM
saga9$25.003/27/2011 12:15:44 AM
dreemin$50.003/27/2011 3:51:13 AM
supreme-hope$25.003/27/2011 6:06:38 AM
Barky52$25.003/27/2011 7:04:32 AM
micko$25.003/27/2011 7:08:37 AM
orange-agreement-historian$30.003/27/2011 7:21:02 AM
loyalist1$300.003/27/2011 8:09:04 AM
heerzaquestion$25.003/27/2011 8:56:47 AM
CA-Lender$100.003/27/2011 10:02:56 AM
autonomous-truth$50.003/27/2011 10:16:10 AM
repaymeplease$25.003/27/2011 10:41:00 AM
enchanted-yield4$259.573/27/2011 11:54:57 AM
NYCFinancier$25.003/27/2011 4:13:49 AM
Brisket_Bob$112.163/27/2011 6:47:34 AM
credit-coach118$25.003/27/2011 9:55:55 AM
rdav$25.003/27/2011 10:10:25 AM
fund-tom-tom6$100.003/27/2011 11:31:02 AM
gothampark$25.003/27/2011 11:40:56 AM
scrappy-bonus2$25.003/24/2011 5:05:04 PM
patriot897$25.003/24/2011 5:06:11 PM
rce1964$25.003/24/2011 5:07:40 PM
AFairDeal$100.003/24/2011 5:07:57 PM
hostbank$100.003/24/2011 5:06:20 PM
BxRealtor$25.003/24/2011 5:06:50 PM
indomitable-coin$50.003/25/2011 5:16:47 PM
cash-vault$25.003/26/2011 3:28:03 AM
currency-persimmon$300.003/26/2011 5:11:41 PM
Engineer44$30.003/26/2011 10:56:57 PM
frclmym$25.003/27/2011 3:34:46 AM
dreemin$100.003/27/2011 3:46:33 AM
cashman100$112.153/27/2011 4:18:20 AM
kr60$100.003/27/2011 4:51:02 AM
enthralling-deal180$50.003/26/2011 6:43:00 PM
Oak-Parker$28.003/27/2011 7:06:36 AM
kublai$80.003/27/2011 8:26:30 AM
deal-dreams8$25.003/27/2011 8:42:48 AM
Row2010$25.003/27/2011 9:33:29 AM
theloanfiller$25.003/27/2011 10:41:34 AM
chameleon125$25.003/27/2011 10:48:36 AM
money-bauble$100.003/27/2011 11:00:56 AM
BlessedEveryDay$40.003/27/2011 11:23:15 AM
adir1$25.003/26/2011 11:50:32 PM
hookUup$25.003/27/2011 12:11:21 AM
peso-mate$100.003/27/2011 4:35:25 AM
Hogan55$25.003/27/2011 4:47:29 AM
Hogan55$75.003/27/2011 5:07:50 AM
saahilld$25.003/27/2011 7:08:54 AM
heroic-payout9$25.003/27/2011 7:31:32 AM
zotzot$25.003/27/2011 7:41:22 AM
bill-booster5$25.003/27/2011 9:36:37 AM
Rabid_Dove$25.003/27/2011 9:47:32 AM
UBOtto186$50.003/27/2011 10:10:12 AM
upbeat-investment9$100.003/27/2011 10:34:50 AM
piano55$25.003/27/2011 10:42:27 AM
bunnybear$27.243/27/2011 10:43:53 AM
lawyervon$25.003/27/2011 10:58:58 AM
Buddy07$50.003/27/2011 11:36:34 AM
Lender95466$25.003/27/2011 11:40:58 AM
building_community$50.003/27/2011 11:53:16 AM
Astyanax$50.003/26/2011 11:31:10 PM
first-serene-credit$25.003/26/2011 11:40:33 PM
hookUup$25.003/27/2011 12:12:04 AM
Mariner3605$500.003/27/2011 2:02:02 AM
VBPlayer$30.003/27/2011 7:48:05 AM
usanachris$25.003/27/2011 9:03:14 AM
heerzaquestion$25.003/27/2011 9:20:31 AM
enchanted-yield4$400.003/27/2011 10:02:04 AM
junctionking$25.003/27/2011 11:31:25 AM
82 Investments
 
Borrower Payment Dependent Notes Series 499429
This series of Notes was issued and sold upon the funding of the borrower loan #48172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Mar-25-2011 
Term: 36 months Listing End date:  Mar-28-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $222.27
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1997 Debt/Income ratio: 10%
Credit score: 720-739 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,671Stated income:$100,000+
Delinquencies in last 7y: 18 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: compassion-hornet Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay bills/family.

My financial situation:
I am a good candidate for this loan because I have solid income and work history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you give us some background on the delinquencies? - heroic-payout9
A: I have no delinquencies. I have approximately $2900 in debt that is all current. (Mar-27-2011)
Q: Your credit history shows 18 delinquencies in the last 7 years. What was the reason for those delinquencies? - apennysaved4you
A: Those deliquencies are from many years ago during an unemployment timeframe. Income was low around 2006. They are not recent. (Mar-27-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
hostbank$100.003/25/2011 9:06:35 AM
BxRealtor$25.003/25/2011 9:07:37 AM
patriot897$25.003/25/2011 9:06:05 AM
caring-hope2$50.003/26/2011 6:17:14 AM
currency-persimmon$200.003/26/2011 12:18:53 PM
Mariner3605$500.003/27/2011 2:01:24 AM
dreemin$100.003/27/2011 3:46:56 AM
NYCFinancier$25.003/27/2011 4:14:06 AM
squarebob$25.343/27/2011 7:32:06 AM
loyalist1$200.003/27/2011 8:11:14 AM
ryan6853$25.003/27/2011 8:29:37 AM
piano55$25.003/27/2011 10:41:53 AM
E-B$50.003/27/2011 11:21:14 AM
saga9$25.003/27/2011 11:47:02 AM
ideal-platinum1$68.003/27/2011 1:33:43 AM
Pitufo$25.003/27/2011 12:15:19 PM
supersarah61$75.003/27/2011 12:44:43 PM
vigilance-searcher$25.003/27/2011 1:07:11 PM
head$25.003/27/2011 6:12:42 AM
intrepid-loot$100.003/27/2011 2:33:34 PM
mittman43$44.033/27/2011 3:44:56 PM
mason5$100.003/27/2011 4:43:57 PM
brightest-dynamic-peace$25.003/27/2011 4:53:30 PM
dakoke$50.003/27/2011 5:21:29 PM
Headfones$25.003/27/2011 5:38:08 PM
building_community$50.003/27/2011 11:53:12 AM
Lubava$25.003/27/2011 1:38:09 PM
vishal29$25.003/27/2011 9:26:36 PM
stonewell$28.583/27/2011 10:20:53 PM
friendinmoney$25.003/27/2011 2:45:54 PM
FunkyBro$25.003/27/2011 11:37:47 PM
active-diversification8$50.003/28/2011 6:07:50 AM
drkosh$100.003/27/2011 4:37:14 PM
sweetlan$25.003/27/2011 5:00:06 PM
MoneyBagsRUs$100.003/27/2011 7:07:58 AM
credit-rocket4$25.003/27/2011 5:57:31 PM
auctionator1$50.003/27/2011 7:12:16 PM
goldenretriever$105.003/27/2011 8:35:38 AM
currency-persimmon$100.003/27/2011 9:03:33 AM
Row2010$49.273/27/2011 9:34:58 AM
flshdaskll$25.003/27/2011 7:48:28 PM
autonomous-truth$50.003/27/2011 10:16:33 AM
vutah$25.003/27/2011 10:18:25 AM
hard-working-reward2$39.953/27/2011 9:38:33 PM
joefoolz$35.273/28/2011 7:05:21 AM
dpries123$47.463/28/2011 7:40:40 AM
brightest-dynamic-peace$25.003/27/2011 5:01:11 PM
brightest-dynamic-peace$25.003/27/2011 5:06:17 PM
credit-rocket4$25.003/27/2011 5:56:13 PM
junctionking$25.003/27/2011 6:18:43 PM
ChrisTJ$240.003/27/2011 7:05:09 PM
lamsabuy$525.003/27/2011 7:07:16 PM
wild-orange$50.003/27/2011 8:15:13 PM
gold-blanket0$200.003/27/2011 8:52:04 PM
neptuno$25.003/27/2011 9:02:36 PM
balanced-bill7$360.003/27/2011 10:09:53 PM
loanman2007$25.003/28/2011 4:51:13 AM
loyalty-sherpa$25.003/25/2011 9:07:04 AM
AFairDeal$100.003/25/2011 9:08:28 AM
organized-payment6$50.003/25/2011 9:04:44 AM
zotzot$50.443/25/2011 9:40:28 AM
benefit-squirrel$50.003/25/2011 7:22:42 PM
SolarMoonshine$25.003/25/2011 6:18:25 PM
adir1$50.003/26/2011 11:51:20 PM
hookUup$25.003/27/2011 12:10:49 AM
Brisket_Bob$87.843/27/2011 6:55:37 AM
muzicman$50.003/27/2011 9:44:39 AM
enchanted-yield4$600.003/27/2011 10:01:08 AM
theloanfiller$25.003/27/2011 10:42:32 AM
greenback-ally$80.003/27/2011 12:47:23 PM
penny-finder$25.003/27/2011 3:10:08 PM
availableloan$25.003/27/2011 4:27:00 PM
brightest-dynamic-peace$25.003/27/2011 5:01:22 PM
just21andy$85.003/27/2011 7:16:59 PM
Soxxes$36.003/27/2011 1:30:44 PM
reflective-rupee$25.333/26/2011 11:08:52 PM
fund-tom-tom6$50.003/27/2011 9:55:50 PM
pragma$50.003/27/2011 12:06:01 AM
Kaladen$50.003/27/2011 3:26:41 PM
dreemin$50.003/27/2011 3:51:29 AM
peso-mate$100.003/27/2011 4:33:53 AM
red-favorable-basis$25.003/27/2011 6:15:39 AM
rdav$25.003/27/2011 10:10:56 AM
gold-blanket0$100.003/27/2011 8:46:42 PM
upbeat-investment9$50.003/27/2011 10:34:07 AM
CA-Lender$100.003/27/2011 11:07:49 AM
zmaurides$25.003/27/2011 11:27:52 PM
saahilld$25.003/27/2011 11:54:06 AM
integrityisnumone$25.003/27/2011 1:04:47 PM
flexible-and-social$50.003/27/2011 2:34:36 PM
kewgdns$27.493/27/2011 4:01:56 PM
pvd89$100.003/27/2011 4:43:37 PM
ezfund$100.003/27/2011 5:28:17 PM
supreme-hope$25.003/27/2011 8:20:55 PM
hope-kingdom$75.003/27/2011 9:41:53 PM
balanced-bill7$40.003/27/2011 10:09:46 PM
96 Investments
 
Borrower Payment Dependent Notes Series 499691
This series of Notes was issued and sold upon the funding of the borrower loan #48123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Mar-27-2011 
Term: 12 months Listing End date:  Mar-28-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $283.66
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1982 Debt/Income ratio: 31%
Credit score: 740-759 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 58 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $66,948Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: intelligent-loot3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to...Buy a used car

My financial situation:
I am a good candidate for this loan because...I am responsible, hard working and pay my bills


Monthly net income: $4,000
Monthly expenses: $
Housing: $2,400
Insurance: $180.00
Car expenses: $608.77
Utilities: $225.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $1,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Azonic21$25.003/27/2011 12:07:56 PM
competent-p2p$25.003/27/2011 5:21:29 PM
nickel-demon2$135.513/27/2011 8:22:53 PM
thelovebug$100.003/27/2011 9:20:06 PM
capital-kingdom$25.003/28/2011 7:03:27 AM
vine99$50.003/27/2011 12:13:09 PM
loanman2007$150.003/27/2011 1:13:04 PM
flexible-and-social$50.003/27/2011 2:38:40 PM
Wangchuk$25.003/27/2011 4:32:32 PM
integrity-doctor$100.003/27/2011 6:13:37 PM
favorite-commerce$50.003/27/2011 7:07:43 PM
reflective-rupee$1,000.333/28/2011 10:44:05 AM
investment-habanero8$100.003/28/2011 5:12:49 AM
nitrostamped$56.033/28/2011 7:41:48 AM
Invest-In-Rednecks$100.003/27/2011 12:21:41 PM
marketplace-spark$25.003/27/2011 5:42:37 PM
worldly-money4$200.003/27/2011 12:06:47 PM
ultimate-peace$300.003/27/2011 12:07:29 PM
DasMula$37.003/27/2011 1:09:56 PM
vutah$25.003/27/2011 1:45:43 PM
1traveler$25.003/27/2011 9:38:32 PM
leverage-monger$164.123/27/2011 3:45:45 PM
rolo12$50.003/27/2011 9:50:53 PM
a-restless-dollar$50.003/28/2011 6:28:15 AM
suave-dime6$25.003/27/2011 12:06:33 PM
well-rounded-payout0$50.003/27/2011 12:06:57 PM
Evolver$50.003/27/2011 12:07:01 PM
dpries123$25.003/28/2011 7:34:41 AM
lendstats_com$200.003/27/2011 12:35:19 PM
CA-Lender$100.003/27/2011 5:38:42 PM
p2ploan-wildcat$25.003/27/2011 7:29:29 PM
buffalobills$25.003/28/2011 8:00:42 AM
32 Investments
 
Borrower Payment Dependent Notes Series 499745
This series of Notes was issued and sold upon the funding of the borrower loan #48152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Mar-27-2011 
Term: 36 months Listing End date:  Mar-27-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $68.35
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1999 Debt/Income ratio: 16%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $818Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: friendly-investment494 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
atk13
Purpose of loan:
This loan will be used to...pay off an unexpected medical debt. (I had tried to fill this loan before but checked one of the boxes wrong so it didn't go through.)

My financial situation:
I am a good candidate for this loan because...I am about to turn 30 and have never been delinquent for any payment or bill in my life, my credit score report (last I checked) was 785, and I currently live rent-free with relatives. I also owe no money on my vehicle. My only significant monthly payment is grad school loans.

All these are monthly:
Monthly net income: $2000 (varies...I do freelance work)
Monthly expenses: $0
Housing: $0
Insurance: $120
Car expenses: $40-80 (gas)
Utilities: $0
Phone, cable, internet: $30
Food, entertainment: $150
Clothing, household expenses: $20
Credit cards and other loans: $290 (student loans)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
commerce-yeller$30.003/27/2011 12:05:21 PM
organized-payment6$50.003/27/2011 12:05:42 PM
BxRealtor$25.003/27/2011 12:06:09 PM
cclady$1,744.893/27/2011 2:40:21 PM
patriot897$25.003/27/2011 12:05:18 PM
zotzot$25.113/27/2011 12:07:15 PM
chestnut4$25.003/27/2011 12:54:09 PM
vine99$75.003/27/2011 12:07:16 PM
8 Investments