Sales Report:Supplement No. 1 dated Mar 07, 2011 to Prospectus dated Mar 04, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Mar 04, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Mar 04, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 489610
This series of Notes was issued and sold upon the funding of the borrower loan #47573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1988 Debt/Income ratio: 16%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 10 / 8Length of status:0y 6m
Amount delinquent: $566 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,951Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: trade-flan Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Photography Debt Consolidation
Purpose of loan: Looking to consolidate high interest credit cards (2) and start paying off one lump sum. I went to school for photography, and when I graduated, bought a camera and some other items to keep me working in my field. While I work another full time job as well, I am still doing freelance photography on the side. Thank you.

My financial situation: I am employed full time and make 75K+ a year

Monthly net income: $ 4,200
Monthly expenses: $ 1,800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief description of your job and of the 2 current delinquencies noted on your account. Thank you! - newest-funds-powerplant
A: I work for an AdAgency in NYC leading the marketing efforts for a hypertension drug (strategy, budget and relaying safe and relevant clinical information) The 2 two delinquent reporting?s on my credit report are from the same company. ($288, so $530 twice) I was a T-mobile customer when I moved into NYC, except I never had any service. Wanted to charge me $288 to cancel, so I never paid it. Looking back, I probably should have paid, but being 19 at the time, I didn?t know any better. Thanks! (Feb-23-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 9:01:09 AM
CA-Lender$25.002/23/2011 9:03:54 AM
orderly-leverage$100.002/23/2011 9:02:47 AM
HamachiMan$50.002/23/2011 9:01:31 AM
Kaj$50.002/23/2011 9:05:52 AM
2grindstones$25.002/23/2011 9:22:28 AM
reflective-rupee$25.772/23/2011 9:25:44 AM
frogperson$155.882/24/2011 9:04:19 AM
Bob450$30.002/24/2011 6:36:05 PM
competent-p2p$40.002/24/2011 6:48:16 PM
jiggaman7$50.002/25/2011 8:38:23 AM
frogperson$100.002/25/2011 12:56:38 PM
the-discrete-income$100.002/25/2011 8:26:29 PM
FeedTheMachine$50.002/27/2011 9:41:23 AM
sensible-fund$50.002/28/2011 3:21:28 AM
tnjohnso$25.002/28/2011 8:21:34 AM
bullwink27$25.002/27/2011 4:12:21 PM
ichibon$50.002/27/2011 5:41:05 PM
openness-confidant$50.002/28/2011 9:39:08 AM
successful-generosity$25.002/28/2011 9:46:24 AM
Artist_Blue$25.002/28/2011 11:33:20 AM
profit-powerplant$25.002/28/2011 5:04:38 PM
realtormoises$25.002/28/2011 5:30:40 PM
chrisb1414$25.003/1/2011 7:41:08 AM
papaloha$25.003/1/2011 2:39:46 AM
kulender$100.003/1/2011 3:24:31 AM
treasure-bliss$34.593/1/2011 4:03:14 AM
Jloaner$50.003/1/2011 6:46:39 AM
rockhound84$25.003/1/2011 7:04:06 AM
iolaire$25.003/1/2011 12:02:52 PM
incbx$50.003/1/2011 11:13:35 AM
Jack55304$300.003/1/2011 11:15:22 AM
money-bauble$100.003/1/2011 12:12:43 PM
NYCFinancier$25.003/1/2011 5:12:10 PM
honorable-yield$25.003/1/2011 6:46:06 PM
IIP77$25.003/2/2011 1:07:48 AM
debt-force$25.003/2/2011 6:01:53 AM
shrewd-peace7$50.003/2/2011 1:58:47 AM
social-conductor4$25.003/2/2011 5:36:05 AM
Rdodson11$25.003/2/2011 6:17:32 AM
worthy-bid8$25.003/2/2011 8:00:58 AM
gain-gourd$100.003/2/2011 1:13:46 PM
ingenious-interest1$50.003/2/2011 1:25:42 PM
j-lender$50.003/2/2011 1:51:24 PM
zone8$50.003/2/2011 1:51:33 PM
NoMoreDebt4Me$25.003/2/2011 1:51:37 PM
point-kitten6$50.003/2/2011 1:52:30 PM
magnolia161$50.003/2/2011 1:56:00 PM
the-upbeat-p2p$50.003/2/2011 1:56:08 PM
jhernand17$25.003/2/2011 1:56:33 PM
wwwUniversal$25.003/2/2011 1:58:00 PM
nickel-position$25.003/2/2011 12:09:42 PM
loan-machine1$25.003/2/2011 1:51:11 PM
jigsaw$50.003/2/2011 1:51:20 PM
asiaratt$50.003/2/2011 1:52:28 PM
musegaze$100.003/2/2011 1:52:49 PM
gizzywump$50.003/2/2011 1:55:59 PM
Pilotaceh$25.003/2/2011 1:56:04 PM
market-inspector$50.003/2/2011 1:56:11 PM
gain-equator$25.003/2/2011 1:56:13 PM
yield-aurora4$56.353/2/2011 1:56:28 PM
hitsman$50.003/2/2011 1:56:32 PM
tech310$50.003/2/2011 1:56:47 PM
AF-Chief$50.003/2/2011 1:22:59 PM
truth-eclair$25.003/2/2011 1:51:12 PM
LR_Biker$50.003/2/2011 1:51:28 PM
GElender$25.003/2/2011 1:52:16 PM
deal-maple2$50.003/2/2011 1:52:43 PM
gelidfrank$25.003/2/2011 1:52:47 PM
finance-vault$25.003/2/2011 1:56:04 PM
papaman$25.003/2/2011 1:56:16 PM
income-sage9$25.003/2/2011 1:56:27 PM
helping-out$50.003/2/2011 1:56:35 PM
ingenious-deal6$25.002/23/2011 9:04:26 AM
umfan123$25.002/23/2011 9:06:16 AM
UCLA4life$50.002/23/2011 9:00:47 AM
Tylerh$100.002/23/2011 9:02:04 AM
sappy02$25.002/23/2011 9:03:05 AM
greencat$50.002/23/2011 9:14:35 AM
simplelender80$200.002/23/2011 9:17:41 AM
SecondChanceLendingSERV$50.002/23/2011 11:24:43 AM
newest-funds-powerplant$25.002/23/2011 1:16:50 PM
SolarMoonshine$25.002/23/2011 5:39:35 PM
platinum-scientist9$25.002/23/2011 7:19:51 PM
affluence-tycoon$50.002/24/2011 6:52:30 AM
vutah$25.002/24/2011 7:01:32 AM
treasure-pipeline$25.002/24/2011 10:21:58 AM
marketplace-meridian$25.002/24/2011 11:31:37 AM
handy-point5$25.002/24/2011 12:16:13 PM
liberty-destiny3$25.002/25/2011 11:56:25 AM
credit-investor5$50.002/25/2011 1:11:58 PM
festeringsnot$25.002/26/2011 7:16:25 AM
BradP$25.002/26/2011 8:54:45 AM
credible-balance6$50.002/26/2011 10:26:55 AM
wind183$100.002/28/2011 2:16:30 PM
Pitufo$25.002/28/2011 3:03:53 PM
foxtrot12$100.002/28/2011 5:05:32 PM
genius520$100.002/28/2011 5:05:44 PM
b2m80s$50.002/28/2011 5:18:09 PM
the-profit-oracle$25.003/1/2011 4:08:48 AM
life-is-great$25.003/1/2011 7:22:27 AM
inspiring-reward$100.003/1/2011 8:16:38 AM
finance-mushroom$100.003/1/2011 8:17:24 AM
PatRichi$25.003/1/2011 10:27:02 AM
orange-preeminant-bill$50.003/1/2011 10:41:15 AM
irrelevant$50.003/1/2011 10:24:33 AM
hope-hickory$25.003/1/2011 10:37:51 AM
stoopidnoodle$25.003/1/2011 11:17:00 AM
hopeful-truth5$25.003/1/2011 3:45:26 PM
handshake5$100.003/1/2011 12:31:00 PM
graceful-investment$100.003/1/2011 4:36:03 PM
MadHun$200.003/1/2011 4:56:55 PM
Pu239$60.003/1/2011 6:11:39 PM
108lender$100.003/2/2011 12:57:59 AM
missing-link$25.003/2/2011 2:03:11 AM
famous-bill$25.003/2/2011 5:21:13 AM
Rogesparkguy$25.003/2/2011 6:31:13 AM
shrewd-income$25.003/2/2011 6:59:44 AM
gold-blanket0$25.003/2/2011 9:54:34 AM
shmb6508$200.003/2/2011 10:42:37 AM
supersarah61$25.003/2/2011 1:22:48 PM
ddog0224$50.003/2/2011 1:25:44 PM
moola-escalator$25.003/2/2011 1:51:16 PM
gala279$50.003/2/2011 1:51:26 PM
sweetlan$25.003/2/2011 1:51:35 PM
brmar$25.003/2/2011 10:38:14 AM
mdf$50.003/2/2011 1:56:03 PM
Mark-7$50.003/2/2011 1:56:07 PM
dedicated-transaction796$50.003/2/2011 1:56:20 PM
miked8303$25.003/2/2011 1:56:37 PM
rockstar78$25.003/2/2011 1:58:13 PM
benjamins-fortress$100.003/2/2011 12:56:20 PM
the-silver-blaster$50.003/2/2011 1:22:46 PM
Fenix878$25.003/2/2011 1:51:15 PM
momoney2lend$25.003/2/2011 1:52:43 PM
fairness-champ7$25.003/2/2011 1:56:02 PM
vmann$50.003/2/2011 1:56:07 PM
balance-hercules$50.003/2/2011 1:56:12 PM
happy-return4$50.003/2/2011 1:56:17 PM
Investoman$50.003/2/2011 1:56:30 PM
finance-prescription$50.003/2/2011 1:56:36 PM
radforj22$25.003/2/2011 1:23:44 PM
courteous-kindness1$25.003/2/2011 1:23:46 PM
kendallv$25.003/2/2011 1:24:12 PM
sensible-order2$35.283/2/2011 1:24:36 PM
green-thoughtful-yield$50.003/2/2011 1:25:44 PM
WBB21$48.423/2/2011 1:51:09 PM
thefork$50.003/2/2011 1:51:14 PM
principal-trombone$50.003/2/2011 1:51:22 PM
vibraphone3$50.003/2/2011 1:51:31 PM
mtquan$25.003/2/2011 1:52:48 PM
assetmanager$25.003/2/2011 1:56:01 PM
kindness-hickory5$50.003/2/2011 1:56:09 PM
authoritative-capital$25.003/2/2011 1:56:34 PM
Marfloogan$25.003/2/2011 1:56:38 PM
cropdust3r$25.003/2/2011 1:58:11 PM
156 Investments
 
Borrower Payment Dependent Notes Series 490354
This series of Notes was issued and sold upon the funding of the borrower loan #47564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1995 Debt/Income ratio: 29%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,625Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: MBAGrad08 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Moving to Florida
I am moving to Florida to be closer to my family. I have lived away from my family for the last 17 years and am looking forward to being within a drive from my parents, sister and nieces.

This loan will help cover moving related costs - the move from Washington, DC to Miami, Fl and the purchase of furniture, etc.

There are several reasons I am a good candidate for this loan:

1) I have taken control of my finances resulting in a credit score increasing to almost 700 as of today;

2) I successfully paid off a 2008 prosper loan six months early.

3) I have already drafted a budget for my expenses once I move and I believe I can afford the monthly payments for this loan.

Thank you for considering this listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$50.002/25/2011 9:01:41 AM
UCLA4life$50.002/25/2011 9:01:55 AM
twjh$25.002/25/2011 9:03:21 AM
LittleMingo$25.002/25/2011 9:01:57 AM
jhouman$25.002/25/2011 9:02:30 AM
CoolPlexer$25.002/25/2011 9:06:02 AM
orderly-leverage$100.002/25/2011 9:06:20 AM
drcoop$25.002/25/2011 9:04:21 AM
fabulous-community4$25.002/25/2011 9:07:32 AM
liberty-magnate$75.002/25/2011 9:28:25 AM
Feyenoord$25.002/25/2011 9:06:04 AM
investment-artist$25.002/25/2011 9:06:58 AM
Wangchuk$25.002/25/2011 9:08:43 AM
benevolent-asset$25.002/25/2011 9:22:12 AM
competent-p2p$70.002/25/2011 1:10:22 PM
DasMula$27.002/25/2011 10:17:56 AM
DKSArt$25.002/25/2011 3:34:51 PM
liberty-destiny3$25.002/25/2011 11:57:08 AM
credit-investor5$50.002/25/2011 1:12:04 PM
DHolly$50.002/25/2011 1:49:27 PM
thankful-nickel2$25.002/25/2011 6:17:20 PM
DoctorJoe$25.002/25/2011 3:00:59 PM
Scotcha$50.002/25/2011 5:02:28 PM
Whipster$50.002/25/2011 6:22:01 PM
mikeandcat$89.542/26/2011 8:03:09 AM
OldManP$25.002/25/2011 10:51:17 PM
the_finance_guru$50.002/26/2011 11:32:28 AM
five-star-note$25.002/26/2011 10:39:00 PM
CA_Lender$25.002/26/2011 11:51:07 AM
income-awakening6$25.002/27/2011 6:59:15 AM
FeedTheMachine$50.002/27/2011 9:42:10 AM
superb-kindness2$25.002/26/2011 6:02:39 PM
YoungTaxMan$76.412/27/2011 12:21:57 PM
marwadi-62$500.002/27/2011 1:13:05 PM
chameleon125$50.002/27/2011 3:09:28 PM
youngtrader$300.002/27/2011 4:08:59 PM
soulblest$40.002/27/2011 7:06:22 PM
jaesposito$25.002/27/2011 8:42:46 PM
buffalobills$25.002/28/2011 8:04:13 AM
heerzaquestion$100.002/28/2011 9:30:16 AM
simplelender80$200.002/25/2011 9:02:43 AM
Skeptical-one$49.002/25/2011 9:04:27 AM
Kaj$50.002/25/2011 9:06:45 AM
LittleMingo$49.332/25/2011 9:32:24 AM
NekHoldings$25.002/25/2011 9:46:18 AM
marinbb$100.002/25/2011 9:50:30 AM
alexgalt$100.002/25/2011 9:01:08 AM
nethosters$25.002/25/2011 9:02:35 AM
investmentgroup$25.002/25/2011 9:01:50 AM
grnii78$99.812/25/2011 9:03:15 AM
investment-artist$25.002/25/2011 9:12:46 AM
B-rad_the_Coug$25.002/25/2011 9:05:56 AM
JustMee$25.002/25/2011 9:24:45 AM
hopeful-truth5$50.002/25/2011 2:01:55 PM
Keyver17$25.002/25/2011 10:45:16 AM
peso-aggregator$25.002/25/2011 2:57:07 PM
Jerrys1951$40.002/25/2011 5:29:18 PM
reflective-rupee$100.772/26/2011 4:21:28 AM
return-grizzly$100.002/26/2011 4:58:11 AM
rate-hickory$25.002/26/2011 6:17:56 AM
the-discrete-income$100.002/25/2011 8:27:08 PM
sflash$50.002/26/2011 7:59:57 AM
blue-useful-auction$25.002/26/2011 10:28:39 AM
selector568$150.002/26/2011 1:34:57 AM
DasMula$57.002/26/2011 3:36:19 AM
loanman2007$25.002/26/2011 6:24:04 AM
brondero$500.002/26/2011 7:38:14 AM
travels536$25.002/26/2011 9:22:23 AM
genuine-integrity0$25.002/26/2011 10:48:45 AM
payout-alien6$25.002/26/2011 4:38:56 PM
jgar_O$40.002/27/2011 12:29:35 PM
chipjet$25.002/27/2011 1:19:39 AM
cash-tent$26.072/27/2011 9:00:41 AM
ichibon$50.002/27/2011 5:41:29 PM
Christophe$25.002/27/2011 12:05:15 PM
mikeandcat$60.462/28/2011 6:44:11 AM
tomoe$25.002/28/2011 6:52:28 AM
umfan123$25.002/28/2011 7:16:39 AM
dcm6276$25.002/28/2011 8:32:20 AM
ingenious-deal6$25.002/27/2011 3:41:08 PM
Gobsek$25.002/27/2011 8:55:48 PM
gizmo65$25.002/28/2011 5:56:51 AM
doopers$25.002/28/2011 7:46:19 AM
penny-sergeant$25.002/28/2011 8:31:12 AM
brandall$100.002/28/2011 9:51:40 AM
85 Investments
 
Borrower Payment Dependent Notes Series 490486
This series of Notes was issued and sold upon the funding of the borrower loan #47544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $230.45
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1992 Debt/Income ratio: 29%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 2 Current / open credit lines: 12 / 12Length of status:2y 11m
Amount delinquent: $2,386 Total credit lines: 32 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,123Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: paydayloanh8tr Borrower's state: Georgia Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 80% ) 680-699 (Latest)
Principal borrowed: $3,500.00< 31 days late: 6 ( 17% )  
540-559 (Jan-2008)
540-559 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 1 ( 3% )
Total payments billed: 35  
Description
Getting Married
Purpose of loan:
This loan will be used to pay for our Honeymoon.

My financial situation:
I am a good candidate for this loan because I have a proven record of repaying my previous Prosper Loan.


Monthly net income: $2,500
Monthly expenses: $
Housing: $0.00 Live with others
Insurance: $ 75.00
Car expenses: $ 0.00
Utilities: $0.00
Phone, cable, internet: $41.00
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
HamachiMan$50.002/22/2011 5:08:05 PM
Tylerh$100.002/22/2011 5:08:55 PM
CA-Lender$25.002/22/2011 5:10:40 PM
gelidfrank$25.002/22/2011 5:11:02 PM
jhouman$25.002/22/2011 5:06:25 PM
UCLA4life$50.002/22/2011 5:07:01 PM
SFBank$50.002/22/2011 5:30:56 PM
Fire2$25.002/22/2011 5:09:48 PM
ingenious-deal6$25.002/22/2011 5:11:07 PM
hopeful-truth5$50.002/22/2011 7:02:03 PM
umfan123$25.002/22/2011 10:06:15 PM
thankful-nickel2$25.002/22/2011 7:24:19 PM
Feyenoord$25.002/22/2011 8:16:03 PM
autonomous-truth$100.002/22/2011 10:44:54 PM
innovator2$50.002/22/2011 10:39:15 PM
tech310$33.702/23/2011 2:11:58 AM
FarmersBank$25.002/23/2011 6:36:30 AM
mrxtravis$50.002/23/2011 2:27:32 AM
special-peso$50.002/23/2011 8:21:59 AM
Artist_Blue$25.002/23/2011 6:09:50 AM
gain-gourd$25.002/23/2011 6:31:46 AM
affluence-tycoon$50.002/23/2011 7:09:10 AM
hope-hickory$25.002/23/2011 12:25:43 PM
money-baron$45.002/23/2011 4:40:59 PM
return-grizzly$100.002/23/2011 4:49:11 PM
orange-rapid-benjamins$50.002/23/2011 3:31:15 PM
return-grizzly$100.002/23/2011 4:48:57 PM
SolarMoonshine$25.002/23/2011 5:18:17 PM
platinum-scientist9$25.002/23/2011 7:15:49 PM
outofoffice$50.002/24/2011 7:36:23 AM
twjh$25.002/24/2011 1:23:48 AM
treasure-pipeline$25.002/24/2011 10:21:55 AM
competent-p2p$25.002/24/2011 11:42:09 AM
Bob450$30.002/24/2011 6:32:00 PM
trumpeter5$35.002/24/2011 6:27:16 PM
Pitufo$25.002/25/2011 4:31:34 AM
PCity-LOA15$30.002/25/2011 8:08:10 AM
LivingInvestments00$26.112/25/2011 9:58:52 AM
halothane_logic$127.922/25/2011 12:53:43 PM
YoungTaxMan$43.922/25/2011 2:08:50 PM
kulender$100.002/25/2011 4:11:54 PM
Scotcha$50.002/25/2011 5:36:59 PM
credit-coach118$50.002/25/2011 9:48:50 PM
capital-galaxy$150.002/26/2011 4:51:01 AM
Leshan$154.132/26/2011 7:10:59 AM
youngtrader$500.002/27/2011 4:07:28 PM
FeedTheMachine$50.002/27/2011 9:41:18 AM
the_finance_guru$100.002/27/2011 11:54:46 AM
sensible-fund$50.002/28/2011 3:21:23 AM
sgt-schultz$28.002/28/2011 7:55:08 AM
marwadi-62$200.002/27/2011 1:13:37 PM
ichibon$37.002/27/2011 5:42:40 PM
income-rocker2$46.622/28/2011 7:38:40 AM
mikeandcat$57.692/28/2011 6:45:15 AM
atlas100$25.002/28/2011 9:23:51 AM
studio3d$25.002/28/2011 9:37:18 AM
YellowJacket$25.002/28/2011 9:47:03 AM
EretzCapital$25.002/28/2011 10:07:27 AM
immaculate-power3$50.002/28/2011 10:12:09 AM
simplelender80$100.002/22/2011 5:01:05 PM
orderly-leverage$100.002/22/2011 5:09:15 PM
authoritative-capital$25.002/22/2011 5:11:39 PM
reflective-rupee$100.772/22/2011 5:12:21 PM
suave-dime6$25.002/22/2011 5:07:27 PM
sappy02$25.002/22/2011 5:09:23 PM
competent-p2p$30.002/22/2011 5:11:41 PM
Kaj$50.002/22/2011 5:54:37 PM
innovator2$50.002/22/2011 10:29:26 PM
SouthernRemarketing$27.082/23/2011 5:49:09 AM
SecondChanceLendingSERV$50.002/23/2011 6:50:39 AM
Kash2010lu$25.002/23/2011 9:06:10 AM
loanman2007$25.002/23/2011 11:24:09 AM
davez0r$25.002/23/2011 11:33:10 AM
mikeandcat$92.312/23/2011 3:33:16 PM
return-grizzly$100.002/23/2011 4:46:08 PM
red-favorable-basis$25.002/23/2011 11:59:57 PM
Mikale360$25.002/24/2011 6:54:31 AM
jiggaman7$50.002/24/2011 8:04:21 PM
Lubava$171.032/25/2011 7:25:45 AM
One_Lolo$25.002/25/2011 11:15:49 AM
liberty-destiny3$25.002/25/2011 11:56:17 AM
loss-of-control$25.002/25/2011 5:17:45 PM
fairness-atmosphere$25.002/25/2011 8:45:31 PM
zorg77$25.002/25/2011 6:29:14 PM
the-discrete-income$100.002/25/2011 8:26:25 PM
TNG812$25.002/26/2011 4:23:17 PM
festeringsnot$25.002/26/2011 7:16:22 AM
vutah$25.002/26/2011 7:57:20 AM
credible-balance6$50.002/26/2011 10:26:47 AM
benefit-aggregator2$25.002/27/2011 1:50:10 AM
Miklot$50.002/27/2011 2:51:32 AM
well-mannered-income3$25.002/27/2011 6:20:22 AM
payout-bridge$300.002/27/2011 11:52:01 AM
superb-kindness2$25.002/26/2011 6:03:29 PM
Christophe$25.002/27/2011 12:06:07 PM
bullwink27$25.002/27/2011 4:12:16 PM
vigilance-searcher$25.002/28/2011 10:05:26 AM
dogchow$50.002/28/2011 9:41:04 AM
successful-generosity$25.002/28/2011 9:46:19 AM
mikeandcat$8.722/28/2011 10:13:40 AM
100 Investments
 
Borrower Payment Dependent Notes Series 493828
This series of Notes was issued and sold upon the funding of the borrower loan #47548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,200.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $166.69
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1994 Debt/Income ratio: 10%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 8 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $417Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: beyond17 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
School Financing
Purpose of loan:
This loan will be used to further my professional training that I need as a minister and pastoral counselor.

My financial situation:
I am a good candidate for this loan because - well, what can I say? I'm honest and I am very fiscally responsible. I have no delinquencies. My rating speaks for itself. Actually, I have the investments to pay for this without borrowing, but I prefer to not have to liquidate some of them in order to do this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/16/2011 9:07:25 AM
scrappy-bonus2$25.002/16/2011 9:08:10 AM
marketplace-cello5$25.002/16/2011 9:08:37 AM
don8ter$25.002/16/2011 9:09:13 AM
HamachiMan$50.002/16/2011 9:09:39 AM
quantumwellguy$50.002/16/2011 9:06:06 AM
omnius$50.002/16/2011 9:05:59 AM
kmr2$100.002/16/2011 9:08:48 AM
commerce-yeller$25.002/16/2011 9:11:21 AM
RandyL3$25.002/16/2011 9:11:49 AM
balance-force$25.002/16/2011 4:03:53 PM
reflective-rupee$100.702/16/2011 9:51:01 AM
Artist_Blue$25.002/16/2011 11:32:14 AM
hopeful-truth5$100.002/16/2011 3:36:37 PM
radforj22$25.002/16/2011 2:31:37 PM
heavy_ax$25.002/16/2011 5:15:48 PM
indomitable-coin$50.002/16/2011 4:58:54 PM
Planecourage$25.002/16/2011 8:28:23 PM
worth-arch$25.002/17/2011 7:17:01 AM
bold-pleasant-gold$25.002/17/2011 9:32:46 AM
choss02$100.002/17/2011 9:43:29 AM
rjrventure$75.002/17/2011 12:42:15 PM
jrbill1998$50.002/17/2011 12:43:09 PM
economy-caper9$25.002/17/2011 12:51:25 PM
phaded$25.002/17/2011 1:06:17 PM
CasaDeTomas$50.002/17/2011 3:15:09 PM
bid-czar8$100.002/17/2011 5:02:48 PM
payment-halo$25.002/17/2011 5:08:35 PM
jazzlender$25.002/17/2011 6:36:27 PM
respectful-integrity3$25.002/17/2011 6:54:22 PM
brightest-dynamic-peace$25.002/17/2011 7:01:36 PM
KDW08$25.002/18/2011 5:52:52 AM
superb-bonus0$26.202/18/2011 6:34:30 AM
resource777$50.002/18/2011 7:01:41 AM
108lender$200.002/18/2011 8:05:07 AM
infomas$50.002/18/2011 10:55:08 AM
peso-tiramisu$25.002/18/2011 12:42:39 PM
Astyanax$45.002/18/2011 2:41:06 PM
Ripsaw4U$50.002/18/2011 6:24:54 PM
HomerdohNY$25.002/18/2011 8:24:31 PM
ResQDoc$100.002/18/2011 7:55:27 PM
Trapman13$50.002/19/2011 3:23:53 AM
worth-victor6$25.002/19/2011 3:57:23 AM
investment-artist$25.002/16/2011 9:07:46 AM
velocity-solo$25.002/16/2011 9:08:18 AM
dime-smasher5$25.002/16/2011 9:09:08 AM
sk10023$25.002/16/2011 9:10:54 AM
Pickmar$25.002/16/2011 9:12:23 AM
one-midas$25.002/16/2011 10:02:16 AM
oskizzle$25.002/16/2011 10:02:50 AM
enthralling-deal180$100.002/16/2011 9:06:56 AM
simplelender80$100.002/16/2011 9:07:37 AM
credit-guard5$25.002/16/2011 9:02:22 AM
organized-payment6$50.002/16/2011 9:08:12 AM
kulender$100.002/16/2011 9:06:23 AM
melodious-fairness$100.002/16/2011 9:07:33 AM
harperpotok$100.002/16/2011 12:47:08 PM
BxRealtor$25.002/16/2011 9:07:43 AM
AFairDeal$75.002/16/2011 9:08:15 AM
Tradesmanlender$35.002/16/2011 9:08:43 AM
GrayStudio$25.002/16/2011 9:08:50 AM
macjp123$25.002/16/2011 9:11:16 AM
irrelevant$50.002/16/2011 9:08:54 AM
lendacity$25.002/16/2011 9:11:44 AM
cwegert$55.152/16/2011 10:28:54 AM
cash-queen$30.002/16/2011 10:38:22 AM
cwegert$30.002/16/2011 10:10:09 AM
misit$25.002/16/2011 11:03:41 AM
vtr1000$25.002/16/2011 12:41:39 PM
DasMula$27.002/16/2011 1:46:05 PM
newest-funds-powerplant$50.002/16/2011 1:18:03 PM
felicity-loyalist0$25.002/16/2011 3:27:51 PM
FinDoc$25.002/16/2011 5:16:50 PM
SolarMoonshine$25.002/16/2011 5:25:02 PM
cashhelp$30.002/16/2011 6:38:06 PM
vine99$50.002/16/2011 7:34:47 PM
SCD$25.002/17/2011 3:27:38 AM
bentonlending$100.002/17/2011 5:11:45 AM
gdfp158$25.002/17/2011 8:25:02 AM
psonicl$50.002/17/2011 8:02:27 AM
revenue-trombone5$25.002/17/2011 9:47:46 AM
loanman2007$75.002/17/2011 10:22:45 AM
alextiff01$25.002/17/2011 10:48:59 AM
Elbanko$50.002/17/2011 11:16:45 AM
penny-finder$35.002/17/2011 11:30:32 AM
TSC$50.002/17/2011 12:49:00 PM
genius520$100.002/17/2011 4:58:04 PM
interstellar$75.002/17/2011 5:51:50 PM
aiming_for_42$25.002/17/2011 8:26:12 PM
WalnutCreekguy$50.002/17/2011 10:14:54 PM
Tylerh$100.002/17/2011 10:42:21 PM
1800porsche$25.002/17/2011 11:40:31 PM
Brisket_Bob$101.002/18/2011 5:17:15 AM
jayk63$25.002/18/2011 7:19:49 AM
skaught$25.002/18/2011 8:48:30 AM
market-pudding$25.002/18/2011 11:32:13 AM
invest-in-ed$150.002/18/2011 12:21:11 PM
competent-p2p$30.002/18/2011 11:10:11 AM
CE88$100.002/18/2011 3:02:25 PM
wampum-chorus3$25.002/18/2011 1:52:30 PM
accelerator96$25.002/18/2011 4:25:49 PM
thankful-nickel2$25.002/18/2011 4:34:00 PM
goldsun$25.002/18/2011 5:04:04 PM
Jag97$30.472/18/2011 7:13:15 PM
best-generosity-financier$25.002/18/2011 6:27:27 PM
engaging-worth$25.002/18/2011 7:51:34 PM
arenangelchild$50.002/19/2011 2:51:11 AM
wwwUniversal$25.002/19/2011 3:47:13 AM
verdiprr$149.482/19/2011 7:08:36 AM
109 Investments
 
Borrower Payment Dependent Notes Series 494242
This series of Notes was issued and sold upon the funding of the borrower loan #47588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 60 months Listing End date:  Mar-01-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1996 Debt/Income ratio: 5%
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:0y 8m
Amount delinquent: $515 Total credit lines: 29 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $171Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: enriching-revenue176 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
trd
Purpose of loan:
This loan will be used to pay off a loan
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
expanding123$25.002/17/2011 5:16:24 PM
enthralling-deal180$100.002/17/2011 5:32:34 PM
melodious-fairness$50.002/17/2011 5:44:12 PM
simplelender80$100.002/17/2011 5:45:18 PM
AFairDeal$75.002/17/2011 6:03:35 PM
Tradesmanlender$50.002/17/2011 6:09:32 PM
GrayStudio$25.002/17/2011 6:22:59 PM
lendacity$25.002/17/2011 6:27:43 PM
macjp123$25.002/17/2011 6:27:06 PM
Tylerh$100.002/17/2011 10:43:19 PM
MonopolyDred$25.002/18/2011 5:28:09 AM
heavy_ax$25.002/18/2011 12:27:49 PM
StoneBlue$50.002/19/2011 4:27:46 AM
reflective-rupee$500.772/20/2011 8:16:26 AM
Arikos$50.002/20/2011 3:44:58 PM
SALLYEB$25.002/21/2011 4:17:34 AM
jeffpac$50.002/21/2011 6:44:53 AM
commerce-yeller$30.002/21/2011 8:24:58 AM
rebellender$25.002/21/2011 10:05:47 AM
orderly-leverage$100.002/21/2011 10:10:00 AM
jbaum$40.002/21/2011 12:20:31 PM
CE88$25.002/21/2011 12:32:26 PM
CE88$25.002/21/2011 12:33:18 PM
jigsaw$100.002/21/2011 1:32:13 PM
moola-escalator$50.002/21/2011 2:10:59 PM
trade-boots1$50.002/21/2011 2:11:58 PM
flexible-fund6$50.002/21/2011 4:45:04 PM
vutah$25.002/21/2011 7:26:31 PM
meenan$50.002/21/2011 7:24:40 PM
Ripsaw4U$50.002/22/2011 1:09:32 AM
authoritative-capital$25.002/21/2011 10:39:23 PM
marshallmanhattan$25.002/22/2011 7:10:06 AM
dime-revelry$25.002/22/2011 9:40:32 AM
adama_48$25.002/22/2011 9:45:19 AM
TikPmp1$25.002/22/2011 12:10:51 PM
lawboy74$25.002/22/2011 12:23:08 PM
ashirey$50.002/22/2011 12:33:45 PM
caring-hope2$100.002/22/2011 12:48:20 PM
mtquan$25.002/22/2011 1:15:23 PM
psonicl$50.002/22/2011 5:30:40 PM
choss02$100.002/22/2011 5:53:15 PM
jazzlender$25.002/22/2011 5:33:19 PM
hope-hickory$25.002/22/2011 6:40:12 PM
shrewd-income$25.002/22/2011 5:50:47 PM
sleepdeprived$26.872/22/2011 6:24:28 PM
Gr8Deal$50.002/23/2011 8:00:27 AM
GElender$50.002/23/2011 5:44:33 AM
dblaz5$400.002/23/2011 7:53:13 AM
special-peso$50.002/23/2011 8:20:31 AM
DADS-GIFT$25.002/23/2011 9:54:08 AM
the-worthy-income$25.002/23/2011 2:31:39 PM
shrewd-income$75.002/23/2011 3:46:02 PM
wrighco$25.002/23/2011 4:06:23 PM
friendly-market5$25.002/23/2011 3:51:14 PM
platinum-scientist9$50.002/23/2011 7:24:01 PM
availableloan$25.002/24/2011 7:08:03 AM
AuroraRobbin$50.002/24/2011 9:22:44 AM
loyalist1$200.002/24/2011 2:17:25 PM
supersarah61$50.002/24/2011 5:56:50 PM
efficient-treasure0$25.002/24/2011 9:36:29 PM
ctgscott$25.002/25/2011 1:28:37 AM
a-finance-nirvana$25.002/25/2011 1:35:27 AM
agalt$75.002/25/2011 8:32:23 AM
texasadam$100.002/25/2011 9:32:20 AM
genius520$100.002/25/2011 3:02:41 PM
pumped130$29.002/25/2011 4:58:49 PM
BLUE300Z$25.002/25/2011 1:51:03 PM
jimbo29blue$45.002/25/2011 9:35:36 PM
Slend49$25.002/25/2011 4:47:27 PM
HawaiianHelper$50.002/26/2011 12:32:46 AM
keeks$25.002/26/2011 12:16:54 AM
wwwUniversal$25.002/26/2011 6:46:24 AM
Bodyboard$25.292/26/2011 3:06:10 PM
amra$25.002/26/2011 6:19:10 PM
capital-web7$50.002/26/2011 10:11:14 AM
granitepk$50.002/26/2011 10:26:24 AM
namd$50.002/26/2011 10:27:31 AM
agile-loan0$25.002/27/2011 8:36:21 AM
upbeat-fund$25.002/26/2011 1:26:15 PM
4est$25.002/26/2011 2:06:25 PM
bdpres1$50.002/27/2011 11:56:09 AM
CBO-Enterprise$50.002/26/2011 5:41:46 PM
BOZO88$25.002/26/2011 6:03:07 PM
durban$25.002/26/2011 8:46:08 PM
bullwink27$25.002/27/2011 2:27:01 PM
BaxterEvil$25.002/26/2011 9:01:27 PM
currency-agave$50.002/27/2011 12:07:52 PM
compassionate-dime0$50.002/27/2011 2:36:23 PM
TelegramSam$25.002/28/2011 9:39:34 AM
KryptonWare-com$25.002/28/2011 9:41:45 AM
kind-resolute-dough$25.002/28/2011 9:42:08 AM
orgy63$50.002/28/2011 9:56:23 AM
fulfilling-investment4$25.002/28/2011 9:35:23 AM
benjamin67$50.002/28/2011 9:38:24 AM
microfunder$25.002/28/2011 9:41:35 AM
brandall$100.002/28/2011 10:03:08 AM
worth-arch$25.002/28/2011 1:52:49 PM
enterprising-cash0$25.002/28/2011 10:26:03 AM
Sang1963$50.002/28/2011 2:07:33 PM
flexible-return297$25.002/28/2011 7:01:37 PM
orange-courageous-dedication$50.002/28/2011 5:03:37 PM
Cash4U2also$50.002/28/2011 11:42:02 PM
theaterguy$25.003/1/2011 2:38:05 AM
CaliforniaSun$25.003/1/2011 2:39:19 AM
BigBroJake$25.002/28/2011 6:18:58 PM
Leopoldine$25.003/1/2011 2:54:27 AM
narblark$34.583/1/2011 3:14:43 AM
ptjg$50.002/28/2011 11:36:12 PM
thenewkaisersoze$25.003/1/2011 5:05:23 AM
ClearLake$25.003/1/2011 2:30:24 AM
rmachi$25.003/1/2011 2:04:05 AM
Interloper$25.003/1/2011 2:08:04 AM
Ballard$28.143/1/2011 2:53:32 AM
silverloan$26.583/1/2011 2:54:21 AM
anders94$48.803/1/2011 2:55:55 AM
626457$25.003/1/2011 3:06:01 AM
onlyinchicago$46.473/1/2011 3:11:38 AM
soroxy$25.003/1/2011 3:12:08 AM
philantist$29.563/1/2011 3:14:06 AM
IP$47.793/1/2011 2:32:55 AM
hanuman77$47.263/1/2011 3:24:13 AM
theloanfiller$25.003/1/2011 7:56:17 AM
DUDE66$34.093/1/2011 2:41:58 AM
SafeSaxa$30.003/1/2011 2:53:47 AM
rebelduke$30.333/1/2011 3:31:04 AM
tsquared_030$39.273/1/2011 3:31:48 AM
cassius84$25.003/1/2011 3:12:52 AM
TK4$39.773/1/2011 3:13:10 AM
miket71$50.003/1/2011 3:38:24 AM
Papa_Mema$25.003/1/2011 3:14:34 AM
TOCPI$25.003/1/2011 3:56:16 AM
peripatetic$25.003/1/2011 3:15:22 AM
chlebie$25.003/1/2011 3:57:35 AM
rlgnyc$29.733/1/2011 3:24:07 AM
rudyindc$31.703/1/2011 4:03:50 AM
community-saver158$50.003/1/2011 5:04:43 AM
ronow22$31.243/1/2011 3:37:05 AM
tuneman1980$25.003/1/2011 3:37:21 AM
lending_well$26.483/1/2011 3:57:12 AM
Pendruce$30.003/1/2011 5:17:54 AM
PitOfSuccess$25.003/1/2011 3:58:03 AM
arejaybe$34.993/1/2011 6:12:47 AM
stolan$45.603/1/2011 6:46:15 AM
Shanester$25.003/1/2011 6:08:24 AM
benjo$50.003/1/2011 7:56:06 AM
visionary-community$25.003/1/2011 9:32:12 AM
vigilance-searcher$25.003/1/2011 9:41:51 AM
gold-sushi$25.003/1/2011 10:23:12 AM
neutrino6$25.003/1/2011 10:37:27 AM
mentornetwork$25.003/1/2011 10:41:30 AM
Mickeyblu$25.003/1/2011 10:51:00 AM
HolyDayMan$26.443/1/2011 10:58:09 AM
dojo2$25.003/1/2011 11:08:55 AM
ethical-moola5$50.003/1/2011 9:31:12 AM
autonomous-camaraderi4$25.003/1/2011 9:32:00 AM
wampum-optimization$25.003/1/2011 11:10:41 AM
urbane-truth$25.003/1/2011 9:47:30 AM
Savings_EQ_Dignity$31.643/1/2011 9:55:59 AM
mikrolown$30.003/1/2011 10:24:31 AM
Solluna$25.003/1/2011 11:50:28 AM
partnerinflight$50.003/1/2011 10:15:04 AM
340$25.003/1/2011 10:16:56 AM
money-surge1$25.003/1/2011 12:06:26 PM
zztopdog$25.553/1/2011 10:22:08 AM
piter-to-la-investment$25.003/1/2011 10:41:02 AM
california2008$26.663/1/2011 12:22:04 PM
investment-comet$25.003/1/2011 11:24:28 AM
inspired-investment8$100.003/1/2011 11:31:06 AM
studious-bonus7$100.003/1/2011 11:46:39 AM
nomad35k$50.003/1/2011 11:29:40 AM
fiddlerzvi$28.493/1/2011 11:38:56 AM
blissful-note7$29.043/1/2011 11:39:33 AM
worthy-bid8$50.003/1/2011 12:16:09 PM
excellent-bonus8$25.003/1/2011 12:01:18 PM
unassassinable$25.003/1/2011 12:01:30 PM
tender-integrity3$74.973/1/2011 12:02:31 PM
satisfying-deal5$36.813/1/2011 12:11:17 PM
loot-heart$25.003/1/2011 12:12:31 PM
kulender$100.002/17/2011 5:25:16 PM
benjamins-utopia$50.002/17/2011 5:41:47 PM
BxRealtor$25.002/17/2011 5:48:53 PM
Pulchritudinous$25.002/17/2011 5:55:23 PM
velocity-solo$25.002/17/2011 6:04:59 PM
don8ter$25.002/17/2011 6:23:21 PM
HamachiMan$50.002/17/2011 6:24:17 PM
irrelevant$50.002/17/2011 6:32:33 PM
bid-czar8$100.002/17/2011 6:38:27 PM
competent-p2p$30.002/18/2011 11:10:05 AM
indomitable-coin$50.002/18/2011 12:30:40 PM
StoneBlue$50.002/19/2011 4:29:28 AM
radforj22$25.002/19/2011 9:09:15 AM
marketplace-cello5$25.002/19/2011 9:13:47 AM
the-silver-blaster$50.002/19/2011 11:07:59 AM
Artist_Blue$25.002/19/2011 12:38:23 PM
MadHun$100.002/19/2011 8:59:36 PM
hs112a$50.002/21/2011 9:20:42 AM
gain-gourd$100.002/21/2011 12:01:35 PM
kind-efficient-credit$25.532/21/2011 12:20:18 PM
astute-investment5$25.002/21/2011 12:35:17 PM
inspiring-reward$85.742/21/2011 12:55:27 PM
admirable-income9$25.002/21/2011 1:06:56 PM
best-ingenious-funds$25.002/21/2011 4:00:34 PM
Preteur$25.002/21/2011 4:19:28 PM
the-money-gargantuan$25.002/21/2011 4:59:45 PM
innocent-deal$50.002/21/2011 6:19:17 PM
barefootpaul$35.002/21/2011 8:09:49 PM
reasonable-capital4$25.002/22/2011 10:20:49 AM
wonderful-currency$50.002/22/2011 9:41:19 AM
JJ9876$25.002/22/2011 12:09:27 PM
top-epic-community$50.002/22/2011 12:21:07 PM
One1putt$50.002/22/2011 12:47:37 PM
attractive-asset$100.002/22/2011 12:37:02 PM
LendGuy$25.002/22/2011 12:55:30 PM
brightest-dynamic-peace$25.002/22/2011 1:50:16 PM
creativename$25.002/22/2011 1:36:36 PM
nickel-position$25.002/22/2011 1:56:43 PM
proud-silver0$50.002/22/2011 8:19:17 PM
Peterman$25.002/22/2011 7:03:24 PM
SecondChanceLendingSERV$50.002/23/2011 7:58:05 AM
T-Bizzone$25.002/23/2011 8:31:05 AM
economy-orchid$25.002/23/2011 9:39:34 AM
worker943$50.002/23/2011 9:40:39 AM
jescowa$50.002/23/2011 4:56:16 PM
all_of_that_one$35.002/23/2011 5:58:31 PM
ultimate-payment$50.002/23/2011 7:52:24 PM
Ocean713$50.002/23/2011 9:51:22 PM
majikthanos$50.002/23/2011 8:02:25 PM
affluence-tycoon$50.002/24/2011 6:51:25 AM
treasure-pipeline$50.002/24/2011 10:16:59 AM
jamschmidt$25.002/24/2011 9:47:46 PM
integrity-doctor$100.002/25/2011 7:58:09 AM
ideal-platinum1$25.002/25/2011 4:06:22 AM
lovely-leverage$140.002/25/2011 10:17:20 AM
income-champion$50.002/25/2011 9:31:18 AM
the-enterprising-leverage$25.002/25/2011 10:23:43 AM
loan-master996$50.002/25/2011 3:16:21 PM
credit-coach118$45.002/25/2011 7:35:03 PM
skuba$29.052/26/2011 12:55:08 AM
gracej$25.002/26/2011 1:25:13 AM
IIP77$25.002/26/2011 3:36:03 AM
thankful-nickel2$25.002/26/2011 2:26:49 PM
goodhearted-gold3$50.002/26/2011 10:04:02 AM
careful-penny$25.002/26/2011 10:52:46 AM
samijake$50.002/26/2011 11:42:40 AM
blissful-penny$117.172/26/2011 8:27:56 PM
oldrebel$25.002/27/2011 12:52:53 AM
Ivan2007$37.502/27/2011 2:06:46 AM
ms48105$25.002/27/2011 2:56:55 PM
bill-expert$75.002/27/2011 5:01:33 PM
pilot1723$25.002/27/2011 6:26:06 PM
wampum-lava5$50.002/28/2011 9:31:41 AM
gatorjh$25.002/28/2011 7:38:22 AM
mobius404$25.002/28/2011 6:41:15 AM
p2p-renaissance7$100.002/28/2011 9:40:04 AM
Joeburly$50.002/28/2011 9:14:03 AM
trapperdc$50.002/28/2011 10:17:51 AM
windfall46$25.002/28/2011 10:21:01 AM
reflective-gain$25.002/28/2011 9:34:07 AM
green-moola-platoon$50.002/28/2011 9:32:59 AM
balance-computer9$50.002/28/2011 9:35:09 AM
christmaslightpro$25.002/28/2011 9:35:43 AM
bold-basis-supernova$50.002/28/2011 9:36:08 AM
lostontheedge$25.002/28/2011 9:41:24 AM
social-comet7$25.002/28/2011 9:45:35 AM
KryptonWare-com$25.002/28/2011 9:53:44 AM
Cheburashka$25.002/28/2011 1:38:42 PM
theonezozo$50.002/28/2011 9:56:38 AM
harperpotok$100.002/28/2011 1:52:53 PM
bigphish$50.002/28/2011 10:51:13 AM
interstellar$51.002/28/2011 10:58:34 AM
deal-gazer$50.002/28/2011 12:21:44 PM
justice-officer$27.112/28/2011 12:36:26 PM
rogue_monster$50.002/28/2011 1:01:08 PM
RusRobo$50.002/28/2011 5:16:45 PM
Weaverville$25.002/28/2011 5:02:56 PM
calm-principal6$50.002/28/2011 5:41:25 PM
sjlnn$28.583/1/2011 2:37:20 AM
Divr555$32.543/1/2011 2:41:38 AM
LKN2RTR$25.003/1/2011 2:43:51 AM
jbrel$30.153/1/2011 2:52:02 AM
mmckune$25.003/1/2011 2:55:42 AM
Yankeeeagle$32.353/1/2011 3:04:03 AM
DcUnited$30.003/1/2011 3:05:04 AM
BrandonW$25.003/1/2011 3:11:14 AM
zaxsan$31.253/1/2011 3:14:29 AM
simplybarg$25.473/1/2011 3:23:12 AM
thegobbler$25.003/1/2011 3:23:55 AM
income-sage9$25.002/28/2011 7:31:02 PM
GreenHill$25.003/1/2011 3:57:26 AM
Tasmir$25.003/1/2011 3:58:15 AM
agiovasil$25.003/1/2011 3:58:51 AM
SAR-2$25.003/1/2011 4:04:00 AM
balance2$25.003/1/2011 4:12:01 AM
visionary-currency$50.003/1/2011 4:12:09 AM
brazilofmux$100.003/1/2011 2:13:07 AM
Tasteslikechicken$50.002/28/2011 9:51:09 PM
Reinadog9$50.002/28/2011 9:51:12 PM
selfmademan$25.003/1/2011 2:29:24 AM
ilinds$50.003/1/2011 6:42:44 AM
tlam168$25.003/1/2011 2:42:47 AM
taxman1971$25.003/1/2011 3:02:49 AM
helpinghand63$25.003/1/2011 3:05:46 AM
life-is-great$50.003/1/2011 7:22:13 AM
Gladglide$33.613/1/2011 3:11:59 AM
Easystreet$25.003/1/2011 2:30:15 AM
workinghardoregon$26.043/1/2011 3:22:21 AM
DaveG56313$31.943/1/2011 3:22:44 AM
julijask$45.003/1/2011 3:24:56 AM
Millmanator$28.563/1/2011 2:41:33 AM
E_G$50.003/1/2011 2:54:02 AM
jleng$25.003/1/2011 3:31:11 AM
jwood3030$25.003/1/2011 3:31:52 AM
hrubinst$50.003/1/2011 3:32:11 AM
bomdel$25.003/1/2011 3:04:35 AM
roman2008$25.003/1/2011 3:12:26 AM
amijo$25.003/1/2011 3:13:01 AM
dirkjan$50.003/1/2011 8:32:52 AM
checkuto$25.003/1/2011 4:02:39 AM
Goodlender42$50.003/1/2011 3:25:45 AM
museic1$44.753/1/2011 3:27:55 AM
andyb9$39.003/1/2011 3:48:12 AM
scottr$50.003/1/2011 3:49:43 AM
tbati$25.003/1/2011 3:57:45 AM
Cambium$40.003/1/2011 5:19:09 AM
Sid-K$25.003/1/2011 4:06:39 AM
wise-silver-wonder$50.003/1/2011 4:11:52 AM
bid-papyrus$25.003/1/2011 4:11:58 AM
TCayce$43.713/1/2011 9:31:56 AM
janderz990$25.003/1/2011 7:02:01 AM
thrifty-peso$25.003/1/2011 10:22:09 AM
PatRichi$25.003/1/2011 10:26:20 AM
finance_mba$25.003/1/2011 10:27:24 AM
SummaCapital$50.003/1/2011 10:56:26 AM
lokiswolf$27.003/1/2011 9:33:04 AM
green-tree-shake$25.453/1/2011 9:46:38 AM
pianoman82$50.003/1/2011 9:47:24 AM
marshallmanhattan$25.003/1/2011 9:33:27 AM
investment-tempo$45.383/1/2011 11:39:25 AM
Jonb6919$25.003/1/2011 10:23:19 AM
balance-warrior$25.003/1/2011 10:24:15 AM
bonus-tent$25.003/1/2011 12:01:43 PM
nalaari$25.003/1/2011 10:31:13 AM
econdoc$25.003/1/2011 10:19:05 AM
worldly-community3$34.323/1/2011 10:51:54 AM
brainy-repayment5$50.003/1/2011 10:57:02 AM
gold-commander0$32.323/1/2011 10:31:05 AM
important-ore$100.003/1/2011 10:32:26 AM
payout-carnival$25.003/1/2011 10:36:43 AM
gqrob$50.003/1/2011 10:59:30 AM
reward-motion$25.003/1/2011 11:40:13 AM
ttnk62918$25.003/1/2011 11:23:45 AM
covinokm1$40.573/1/2011 11:49:04 AM
dinero-speaker$25.003/1/2011 11:54:46 AM
yield-seeker$25.003/1/2011 12:01:49 PM
successful-agreement7$100.003/1/2011 12:02:26 PM
orange-dollar-guild$25.003/1/2011 12:06:57 PM
356 Investments
 
Borrower Payment Dependent Notes Series 494344
This series of Notes was issued and sold upon the funding of the borrower loan #47552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $123.02
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 5 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,475Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: magnetic-contract Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Scientist paying tuition
Purpose of loan:
This loan will be used to pay off student loans and credit card debt

My financial situation:
I am a good candidate for this loan because I have a steady job and great credit score. Moreover, I have very little expenses due to a low rent and currently no car.

Monthly net income: $
2500

Monthly expenses: $
1160
??Housing: $
550
??Insurance: $
15
??Car expenses: $
0
??Utilities: $
20
??Phone, cable, internet: $
25
??Food, entertainment: $ 300
??Clothing, household expenses $
50
??Credit cards and other loans: $ 200
??Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:52 PM
enthralling-deal180$100.002/17/2011 5:33:06 PM
benjamins-utopia$50.002/17/2011 5:42:31 PM
BxRealtor$25.002/17/2011 5:49:19 PM
selector568$168.972/17/2011 5:58:32 PM
melodious-fairness$100.002/17/2011 6:02:09 PM
organized-payment6$50.002/17/2011 6:19:52 PM
HamachiMan$50.002/17/2011 6:24:31 PM
macjp123$25.002/17/2011 6:26:57 PM
irrelevant$50.002/17/2011 6:32:50 PM
Tylerh$100.002/17/2011 10:43:41 PM
McChan$400.002/18/2011 8:28:38 AM
competent-p2p$30.002/18/2011 8:09:19 AM
infomas$50.002/18/2011 11:05:17 AM
upbeat-finance8$25.002/18/2011 3:35:57 PM
otalon$25.002/18/2011 5:36:44 PM
wild-orange$50.002/19/2011 1:54:23 AM
High-flyer$25.002/19/2011 7:55:06 AM
GrayStudio$25.002/19/2011 9:21:26 AM
shneb$100.002/19/2011 11:22:02 AM
radforj22$25.002/19/2011 11:39:08 AM
RJ-Pilot$50.002/19/2011 4:01:41 PM
velocity-solo$25.002/19/2011 9:15:24 PM
mauge35$49.522/20/2011 10:43:55 AM
Arikos$50.002/20/2011 3:45:03 PM
1randyp$100.002/20/2011 4:38:37 PM
the-silver-blaster$50.002/21/2011 1:13:40 AM
pirahna125$25.002/21/2011 3:52:04 AM
HolJenks$25.002/21/2011 6:08:32 AM
friendly-worth3$25.002/21/2011 6:05:07 AM
jeffpac$50.002/21/2011 6:45:03 AM
neelgagan$100.002/21/2011 7:09:05 AM
Moneypenny6$25.002/21/2011 7:02:46 AM
swti37$50.002/21/2011 8:07:37 AM
moola-monger9$50.002/21/2011 8:08:04 AM
aztec$50.002/21/2011 8:16:44 AM
independent-dollar$25.002/21/2011 8:13:21 AM
simplelender80$100.002/17/2011 5:45:56 PM
don8ter$25.002/17/2011 6:23:31 PM
Tradesmanlender$35.002/17/2011 6:38:03 PM
aiming_for_42$25.002/17/2011 9:43:51 PM
imdave4me$50.002/18/2011 7:27:11 AM
bunnybear$30.272/18/2011 10:23:15 AM
StrongMonty$26.002/18/2011 2:28:08 PM
RandyL3$25.002/19/2011 3:25:17 AM
best-listing-toro$25.002/19/2011 8:56:17 AM
penny-finder$27.672/19/2011 2:21:23 PM
MadHun$100.002/19/2011 8:59:41 PM
marketplace-cello5$25.002/19/2011 9:16:50 PM
listing-hawk3$100.002/20/2011 9:06:45 AM
engaging-worth$25.002/20/2011 11:08:40 AM
jirahola$30.532/20/2011 12:49:19 PM
marwadi-62$100.002/20/2011 2:41:40 PM
spudbeach$65.182/20/2011 4:19:34 PM
us957165$25.002/20/2011 5:36:51 PM
Lefty_the_Lender$25.002/21/2011 12:47:12 AM
friendly-money$50.002/20/2011 9:59:27 PM
availableloan$25.002/21/2011 12:39:33 AM
B-rad_the_Coug$25.002/21/2011 1:44:10 AM
bondhedger$25.002/21/2011 3:53:18 AM
statenisland51$25.002/21/2011 5:20:19 AM
herman7$25.002/21/2011 5:20:27 AM
heeeley$25.002/21/2011 5:52:10 AM
Q9-X3$50.002/21/2011 7:20:03 AM
ToloUSN$50.002/21/2011 7:44:15 AM
aganippe$50.002/21/2011 7:56:48 AM
alwayson$25.002/21/2011 8:10:53 AM
coin-sphinx4$31.342/21/2011 8:17:58 AM
MoneyForNothing$5.522/21/2011 8:22:46 AM
69 Investments
 
Borrower Payment Dependent Notes Series 494664
This series of Notes was issued and sold upon the funding of the borrower loan #47550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $92.02
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1991 Debt/Income ratio: 4%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,483Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: weezy22 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
flooring
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
smokinjoker252 has invested a total of $84.00.
"a 20yr mate whom I've always admired for his financial savvy, and discipline."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.003/2/2011 9:01:36 AM
kenji4861$25.003/2/2011 9:01:49 AM
kind-resolute-dough$50.003/2/2011 9:02:59 AM
meux99$25.003/2/2011 9:03:43 AM
tenacious-compassion9$25.003/2/2011 9:04:10 AM
MihirFromRedmond$25.003/2/2011 9:05:42 AM
ichibon$125.883/2/2011 9:06:17 AM
cwegert$300.003/2/2011 9:15:24 AM
jga516$25.003/2/2011 9:32:06 AM
a-exponential-hope$25.003/2/2011 9:02:35 AM
TikPmp1$25.003/2/2011 9:03:13 AM
Preteur$25.003/2/2011 9:03:26 AM
benjamins-utopia$100.003/2/2011 9:03:50 AM
evnagelist$50.003/2/2011 9:04:18 AM
RandyL3$25.003/2/2011 9:07:09 AM
DukSerduk$25.003/2/2011 9:01:44 AM
Tradesmanlender$50.003/2/2011 9:03:22 AM
scrappy-bonus2$25.003/2/2011 9:03:30 AM
community-pipeline$25.003/2/2011 9:04:05 AM
reflective-rupee$100.333/2/2011 11:05:49 AM
jenkris$25.003/2/2011 9:05:59 AM
zotzot$50.003/2/2011 9:12:05 AM
wealth-multiplier$25.003/2/2011 12:40:44 PM
jstnow$25.003/2/2011 4:14:25 PM
Rider$50.003/2/2011 1:13:23 PM
thankful-nickel2$25.003/2/2011 5:38:19 PM
Chosen-one$25.003/2/2011 8:06:34 PM
beachfunder$50.003/2/2011 8:44:38 PM
cash-queen$25.003/2/2011 11:43:44 PM
bondhedger$25.003/2/2011 8:47:06 PM
Dollars4Rent$50.003/3/2011 1:41:10 AM
depalma13$25.003/3/2011 5:07:36 AM
interest-fertilizer3$30.003/3/2011 5:25:40 AM
one-midas$25.003/3/2011 9:24:48 AM
ksubd$50.003/3/2011 10:10:40 AM
squarebob$94.793/3/2011 10:48:28 AM
Christophe$25.003/3/2011 8:36:29 AM
TomDalonajay$25.003/3/2011 9:46:19 AM
value-pouch$50.003/3/2011 9:02:13 AM
authoritative-capital$50.003/2/2011 9:01:41 AM
KWarrior$50.003/2/2011 9:04:00 AM
treasure-pipeline$50.003/2/2011 9:04:23 AM
minista$25.003/2/2011 9:05:23 AM
Phantom99$100.003/2/2011 9:06:13 AM
squarebob$100.003/2/2011 9:10:50 AM
BoughtTheFarm$25.003/2/2011 9:13:12 AM
blot44$25.003/2/2011 9:02:30 AM
nuclearmoose$25.003/2/2011 9:04:15 AM
BidDaddyBigBucks$25.003/2/2011 9:05:47 AM
worthy-bid8$50.003/2/2011 9:06:05 AM
cashhelp$60.003/2/2011 9:02:39 AM
nimble-money0$25.003/2/2011 9:03:35 AM
syounker$25.003/2/2011 9:04:26 AM
smokinjoker252$84.003/2/2011 9:05:43 AM
bowdish1$50.003/2/2011 9:06:02 AM
FundMaker$30.003/2/2011 12:41:48 PM
investment-artist$25.003/2/2011 10:29:02 AM
Tylerh$100.003/2/2011 12:37:44 PM
restless-balance9$50.003/2/2011 4:01:33 PM
simiray$25.003/2/2011 8:30:45 PM
sandeepPR$25.003/2/2011 11:11:55 PM
martymaniaman$25.003/3/2011 6:37:16 AM
wwwUniversal$25.003/3/2011 2:08:02 AM
LittleRhody07$25.003/3/2011 6:56:27 AM
careful-money2$25.003/3/2011 7:33:55 AM
Stepashka$50.003/3/2011 10:41:12 AM
66 Investments
 
Borrower Payment Dependent Notes Series 494998
This series of Notes was issued and sold upon the funding of the borrower loan #47577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Feb-22-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $184.52
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1990 Debt/Income ratio: 19%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,290Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: stealthy Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sw1
Purpose of loan:
This loan will be used to...fund home improvement

My financial situation: good
I am a good candidate for this loan because...iam trustworthy, reliable, honest. i have 13000 in savings for emergency fund i just dont want to deplete it. i really need home improvements done for health reasons.


Monthly net income: $2000
Monthly expenses: $1400
Housing: $680
Insurance: $included
Car expenses: $paid for
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$50.002/21/2011 9:00:49 AM
vine99$75.002/21/2011 9:09:06 AM
BxRealtor$25.002/21/2011 9:10:20 AM
incbx$50.002/21/2011 9:10:49 AM
HamachiMan$50.002/21/2011 9:11:39 AM
Tradesmanlender$35.002/21/2011 9:12:09 AM
MadHun$100.002/21/2011 9:13:36 AM
reflective-rupee$1,000.772/21/2011 9:37:26 AM
113121$25.002/21/2011 10:24:27 AM
Whipster$50.002/21/2011 10:31:22 AM
smalltown_mn$50.002/21/2011 10:54:30 AM
Azonic21$25.002/21/2011 10:55:37 AM
Scotcha$50.002/21/2011 11:07:34 AM
vutah$25.002/21/2011 11:22:02 AM
loan-tycoon0$25.002/21/2011 11:23:58 AM
inspiring-reward$50.002/21/2011 12:54:45 PM
moola-pillow$50.002/21/2011 12:56:39 PM
2grindstones$50.002/21/2011 1:53:35 PM
thankful-nickel2$25.002/21/2011 7:08:44 PM
credit-guard5$25.002/21/2011 7:16:53 PM
meenan$50.002/21/2011 7:25:56 PM
dime-vista2$25.002/21/2011 10:14:14 PM
newgroom422$25.002/21/2011 11:13:57 PM
competent-p2p$45.002/22/2011 7:01:47 AM
J-Rott$200.002/22/2011 8:00:23 AM
wild-orange$100.002/22/2011 10:38:34 AM
vennp$50.002/22/2011 12:11:29 PM
cash-backer8$25.002/22/2011 11:59:05 AM
tpcnet$50.002/22/2011 1:36:21 PM
active-wealth3$25.002/22/2011 1:06:41 PM
dough-hammock$25.002/22/2011 1:09:42 PM
stu6703$25.002/22/2011 1:46:26 PM
loot-squirrel6$25.002/22/2011 3:23:15 PM
cashhelp$30.002/22/2011 3:47:46 PM
num1irish$100.002/22/2011 3:33:09 PM
the-silver-blaster$50.002/21/2011 9:00:34 AM
benjamins-utopia$100.002/21/2011 9:09:00 AM
competent-p2p$30.002/21/2011 9:10:43 AM
Tylerh$100.002/21/2011 9:12:31 AM
simplelender80$100.002/21/2011 9:09:52 AM
liberty-society5$25.002/21/2011 9:13:24 AM
113121$500.002/21/2011 10:55:25 AM
loanman2007$225.002/21/2011 11:29:21 AM
upbeat-investment9$50.002/21/2011 12:11:05 PM
shawnw2$25.002/21/2011 1:05:32 PM
newest-funds-powerplant$25.002/21/2011 1:11:02 PM
CA-Lender$25.002/21/2011 1:09:46 PM
Finchy78$25.002/21/2011 2:19:00 PM
first-serene-credit$25.002/21/2011 2:53:12 PM
Preteur$25.002/21/2011 4:09:40 PM
Astyanax$40.002/21/2011 4:42:29 PM
kulender$100.002/21/2011 5:15:42 PM
SolarMoonshine$25.002/21/2011 5:16:06 PM
amlu1988$25.002/21/2011 6:00:59 PM
credit-missile$100.002/21/2011 6:41:51 PM
thrifty-capital$25.002/21/2011 8:43:04 PM
Nojukbong$50.002/22/2011 6:49:44 AM
rodolfo56$46.002/22/2011 3:13:01 AM
Moneypenny6$25.002/22/2011 8:44:40 AM
a-restless-dollar$50.002/22/2011 7:55:07 AM
TikPmp1$25.002/22/2011 12:11:45 PM
enchanted-note$25.002/22/2011 12:32:37 PM
first-dinero-temple$25.002/22/2011 1:10:28 PM
investment-artist$25.002/22/2011 1:58:58 PM
Reliance_Banker$25.002/22/2011 1:29:34 PM
1-HARD-HEAD$65.002/22/2011 3:29:54 PM
best-income-fertilizer$100.002/22/2011 3:34:02 PM
wealth-multiplier$25.002/22/2011 2:53:52 PM
Dutch66$233.232/22/2011 4:07:42 PM
69 Investments
 
Borrower Payment Dependent Notes Series 495196
This series of Notes was issued and sold upon the funding of the borrower loan #47551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $158.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2001 Debt/Income ratio: 6%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,275Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: responsibility-trader8 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BasementFinishing
Purpose of loan:
This loan will be used to...Finish my basement

My financial situation:
I am a good candidate for this loan because my salary is high and i got a lot of overtime opportunities and i am committed to repay my dues...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please give a brief job description. Thank you! - newest-funds-powerplant
A: i am doing structural steel inspection in shop fabrication and field erection for bolting and welding. i am a certified welding inspector. thanks.... (Feb-22-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/22/2011 5:05:56 PM
organized-payment6$50.002/22/2011 5:00:42 PM
benjamins-utopia$100.002/22/2011 5:00:59 PM
BxRealtor$25.002/22/2011 5:06:05 PM
scrappy-bonus2$25.002/22/2011 5:06:57 PM
Tradesmanlender$50.002/22/2011 5:07:21 PM
HamachiMan$50.002/22/2011 5:08:13 PM
Preteur$25.002/22/2011 5:09:33 PM
selector568$50.002/22/2011 5:25:36 PM
newest-funds-powerplant$50.002/23/2011 9:14:36 AM
top-epic-community$50.002/23/2011 11:07:28 AM
friendly-market5$25.002/23/2011 4:56:55 PM
kulender$100.002/23/2011 5:48:58 PM
Reddy_Capital$29.242/23/2011 10:19:40 PM
enthralling-deal180$50.002/24/2011 3:27:59 PM
vutah$50.002/24/2011 8:19:13 PM
caring-hope2$55.102/25/2011 9:46:26 AM
T-L-B$35.002/25/2011 10:10:17 AM
credit-investor5$50.002/25/2011 1:08:41 PM
tomjac2000$25.002/26/2011 11:44:51 AM
thankful-nickel2$25.002/26/2011 2:27:15 PM
ichibon$100.002/27/2011 5:42:54 PM
p2p-renaissance7$100.002/28/2011 9:40:42 AM
KichigaiSensei$50.002/28/2011 10:18:41 AM
wind183$250.002/28/2011 2:12:33 PM
careful-money2$25.002/28/2011 8:46:56 PM
crw1950$28.613/1/2011 9:31:01 AM
kander80$25.003/1/2011 9:34:08 AM
Invest_in_residual_income$25.003/1/2011 10:16:32 AM
green-moola-platoon$50.003/1/2011 2:38:42 PM
Grandmahoneybee$27.753/1/2011 11:55:47 AM
astute-benjamins$25.003/1/2011 3:16:10 PM
interstellar$51.003/1/2011 12:52:08 PM
reflective-gain$25.003/1/2011 2:38:43 PM
aiming_for_42$25.003/1/2011 4:20:20 PM
Astyanax$40.003/1/2011 3:31:16 PM
OnePoorDude$50.003/2/2011 1:06:28 AM
Johnab$25.003/2/2011 4:52:20 AM
gdfp158$25.003/2/2011 8:08:22 AM
Phantom99$50.003/2/2011 7:02:33 AM
ichibon$100.883/2/2011 7:07:26 AM
squarebob$100.003/2/2011 8:11:03 AM
the-elated-bid$25.003/2/2011 10:56:59 AM
Aaron_Oz$25.003/2/2011 12:16:25 PM
cudgeon$25.003/2/2011 7:06:58 PM
barkochva$25.003/2/2011 5:23:38 PM
interest-fertilizer3$25.003/3/2011 5:36:35 AM
GElender$50.003/3/2011 6:18:02 AM
velocity-solo$25.003/3/2011 2:24:53 AM
gold-sushi$25.003/3/2011 8:03:17 AM
wwwUniversal$25.003/3/2011 2:08:04 AM
Chief3394$25.003/3/2011 6:03:50 AM
gain-gourd$100.003/3/2011 8:56:30 AM
dontletmoneyfoolya$25.003/3/2011 9:09:58 AM
wampum-chorus3$68.583/3/2011 9:22:18 AM
meenan$50.002/22/2011 5:09:54 PM
JJ9876$25.002/22/2011 5:10:15 PM
investment-artist$25.002/22/2011 5:14:06 PM
reflective-rupee$25.772/22/2011 5:05:48 PM
AFairDeal$75.002/22/2011 5:06:10 PM
Tylerh$100.002/22/2011 5:08:46 PM
MadHun$100.002/22/2011 5:09:05 PM
TikPmp1$25.002/22/2011 5:10:23 PM
nikebootie$25.002/22/2011 11:10:59 PM
Goodthing$250.002/22/2011 10:24:47 PM
SCD$25.002/23/2011 3:28:10 AM
macjp123$25.002/23/2011 8:00:11 AM
bullwink27$25.002/23/2011 6:45:45 AM
SecondChanceLendingSERV$50.002/23/2011 7:49:22 AM
engaging-worth$25.002/23/2011 5:14:14 PM
penny-finder$25.002/25/2011 7:52:55 AM
heavy_ax$25.002/25/2011 8:37:40 AM
indomitable-coin$50.002/25/2011 3:06:05 PM
swissbanker$25.002/26/2011 7:07:59 AM
RandyL3$25.002/26/2011 1:26:16 AM
radforj22$25.002/27/2011 1:31:42 AM
pinballeffect$55.002/27/2011 8:29:34 AM
enterprising-cash0$25.002/28/2011 10:26:28 AM
kind-resolute-dough$25.002/28/2011 9:42:48 AM
wise-funds-rocker$25.002/28/2011 10:35:51 AM
Artist_Blue$25.002/28/2011 1:54:48 PM
green-liberty-thunder$50.002/28/2011 3:54:44 PM
FundMaker$25.003/1/2011 8:26:16 AM
dojo2$25.003/1/2011 11:10:16 AM
Kubasaki$75.003/1/2011 12:49:38 PM
LuckyPerks$50.003/1/2011 3:03:20 PM
Drewkeeper$25.003/1/2011 2:36:47 PM
rascal867$31.523/1/2011 8:11:41 PM
whipone$25.003/1/2011 6:51:22 PM
MortgageeMarty$25.003/2/2011 7:07:03 AM
worthy-bid8$50.003/2/2011 7:58:33 AM
octoberfresh$26.503/2/2011 9:31:56 AM
gold-blanket0$25.003/2/2011 9:53:00 AM
265alan0$25.003/2/2011 7:17:41 PM
adir1$25.003/2/2011 5:08:50 PM
rancher7$25.003/2/2011 5:23:45 PM
don8ter$25.003/3/2011 2:10:54 AM
value-pouch$25.003/3/2011 9:09:46 AM
GarBear88$100.003/3/2011 5:24:44 AM
bold-riveting-social$50.003/3/2011 9:43:22 AM
auction-workhorse679$25.003/3/2011 8:49:38 AM
moneytolend72$36.253/3/2011 7:18:05 AM
unafraid-loan5$25.003/3/2011 10:43:53 AM
squarebob$241.043/3/2011 10:50:11 AM
glc527$45.003/3/2011 9:55:57 AM
Kessler$27.763/3/2011 9:46:52 AM
note-pursuit$25.003/3/2011 10:37:42 AM
107 Investments
 
Borrower Payment Dependent Notes Series 495312
This series of Notes was issued and sold upon the funding of the borrower loan #47547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $221.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1991 Debt/Income ratio: 29%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,026Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: the-wampum-hyperdrive Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tiger9
Purpose of loan:
This loan will be used to...consolidate bills once and for all.

My financial situation: is not horrible but I'd like to get caught up on some past bills and have just one monthly payment. I want and need to get serious about saving for the future.

I am a good candidate for this loan because...I will work to pay the loan off before the 3 year deadline to show my committment to turning my situation around

Monthly net income: $2,000.00
Monthly expenses: $
Housing: $500.00
Insurance: $140.00
Car expenses: $212.00
Utilities: $120.00
Phone, cable, internet: $50.00
Food, entertainment: $200.--
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total mortgage balance: $118,266.59. Market value of home: $103,000.00 (Feb-26-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
orderly-leverage$100.002/23/2011 9:02:51 AM
UCLA4life$50.002/23/2011 9:00:50 AM
Tylerh$100.002/23/2011 9:02:17 AM
greencat$50.002/23/2011 9:03:52 AM
CA-Lender$25.002/23/2011 9:04:06 AM
ingenious-deal6$25.002/23/2011 9:04:33 AM
Kaj$50.002/23/2011 9:06:05 AM
SolarMoonshine$25.002/23/2011 5:35:14 PM
treasure-pipeline$25.002/24/2011 10:22:03 AM
Bob450$30.002/24/2011 6:36:12 PM
umfan123$25.002/25/2011 1:52:32 PM
peso-aggregator$25.002/25/2011 3:06:42 PM
the-discrete-income$100.002/25/2011 8:26:35 PM
ichibon$50.002/27/2011 5:41:09 PM
lasalle123$50.002/27/2011 10:41:23 AM
tnjohnso$25.002/28/2011 8:21:37 AM
credible-balance6$50.002/28/2011 1:07:53 PM
successful-generosity$25.002/28/2011 9:46:31 AM
jiggaman7$50.002/28/2011 1:43:20 PM
life-is-great$25.003/1/2011 7:22:32 AM
Pitufo$25.003/1/2011 8:17:29 AM
kulender$100.003/1/2011 9:37:31 AM
PatRichi$25.003/1/2011 10:27:09 AM
foxtrot12$100.003/1/2011 11:29:33 AM
MadHun$200.003/1/2011 4:56:58 PM
graceful-investment$100.003/1/2011 4:36:05 PM
treasure-bliss$50.003/2/2011 1:43:52 AM
the-profit-oracle$25.003/2/2011 1:44:03 AM
famous-bill$25.003/2/2011 5:21:15 AM
Rogesparkguy$25.003/2/2011 6:31:17 AM
handshake5$100.003/2/2011 2:03:34 AM
debt-force$25.003/2/2011 6:01:57 AM
Jack55304$300.003/2/2011 10:38:17 AM
green-thoughtful-yield$50.003/2/2011 1:52:57 PM
shmb6508$200.003/2/2011 10:42:40 AM
JJ9876$25.003/2/2011 1:58:16 PM
special-peso$50.003/2/2011 1:59:05 PM
ddog0224$50.003/2/2011 1:52:56 PM
Speculator$25.003/2/2011 1:58:17 PM
sweetlan$25.003/2/2011 1:58:39 PM
brmar$25.003/2/2011 1:25:23 PM
symbiosis$50.003/2/2011 1:58:16 PM
incbx$50.003/2/2011 1:58:27 PM
suave-dime6$25.002/23/2011 9:01:18 AM
HamachiMan$50.002/23/2011 9:01:41 AM
simplelender80$200.002/23/2011 9:17:54 AM
reflective-rupee$25.772/23/2011 9:27:20 AM
SecondChanceLendingSERV$50.002/23/2011 11:26:20 AM
Scotcha$50.002/23/2011 12:43:05 PM
platinum-scientist9$25.002/23/2011 4:51:00 PM
affluence-tycoon$50.002/24/2011 6:52:36 AM
competent-p2p$75.002/24/2011 6:44:26 PM
zone6$100.002/25/2011 6:52:37 AM
liberty-destiny3$25.002/25/2011 11:56:30 AM
ScottyJ$25.002/25/2011 10:49:40 AM
frogperson$256.592/25/2011 12:57:06 PM
credit-investor5$35.002/25/2011 1:12:02 PM
FeedTheMachine$50.002/27/2011 9:41:31 AM
openness-confidant$50.002/28/2011 9:39:15 AM
Artist_Blue$25.002/28/2011 11:33:15 AM
wind183$100.002/28/2011 2:16:41 PM
festeringsnot$25.002/28/2011 1:07:52 PM
b2m80s$50.002/28/2011 5:18:13 PM
papaloha$25.003/1/2011 2:39:54 AM
genius520$100.003/1/2011 8:18:24 AM
dsnybnd$25.003/1/2011 7:50:11 AM
iolaire$25.003/1/2011 12:03:00 PM
profit-powerplant$25.003/1/2011 10:24:35 AM
irrelevant$50.003/1/2011 4:02:40 PM
orange-preeminant-bill$50.003/1/2011 3:11:40 PM
Astyanax$30.003/1/2011 3:48:18 PM
all_of_that_one$25.773/1/2011 4:11:50 PM
NYCFinancier$25.003/1/2011 5:12:12 PM
honorable-yield$25.003/1/2011 6:46:13 PM
108lender$100.003/2/2011 12:58:05 AM
money-bauble$100.003/2/2011 2:03:00 AM
worthy-bid8$25.003/2/2011 8:01:02 AM
Lubava$25.003/2/2011 10:48:34 AM
benjamins-fortress$100.003/2/2011 12:56:21 PM
inspiring-reward$100.003/2/2011 12:36:17 PM
finance-mushroom$100.003/2/2011 12:36:58 PM
choss02$50.003/2/2011 1:58:18 PM
worker943$50.003/2/2011 1:58:40 PM
courteous-kindness1$25.003/2/2011 1:58:51 PM
SDNLR$25.003/2/2011 1:58:56 PM
cash-reaction2$50.003/2/2011 1:59:02 PM
thestartuplender$50.003/2/2011 1:59:06 PM
shrewd-peace7$25.003/2/2011 1:21:31 PM
missing-link$25.003/2/2011 1:24:30 PM
the-silver-blaster$50.003/2/2011 1:52:31 PM
kendallv$25.003/2/2011 1:52:35 PM
ingenious-interest1$50.003/2/2011 1:52:54 PM
hope-hickory$25.003/2/2011 1:57:18 PM
musegaze$64.893/2/2011 1:58:12 PM
barefootpaul$35.003/2/2011 1:58:29 PM
social-conductor4$25.003/2/2011 1:21:36 PM
J-Rott$25.003/2/2011 1:58:43 PM
supersarah61$25.003/2/2011 1:52:25 PM
Pakse$25.003/2/2011 1:55:41 PM
investment-comet$25.003/2/2011 1:58:20 PM
payment-silo$25.003/2/2011 1:58:44 PM
101 Investments
 
Borrower Payment Dependent Notes Series 495382
This series of Notes was issued and sold upon the funding of the borrower loan #47554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1978 Debt/Income ratio: Not calculated
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,010Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: liberty-rhythm1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Susan
Purpose of loan: pay bills
This loan will be used to... pay bills

My financial situation: I will have the money to make monthly payments
I am a good candidate for this loan because... I alway pay my bills. I am s trust worthly person.


Monthly net income: $2500.00
Monthly expenses: $1000.00
Housing: $0
Insurance: $850 a year
Car expenses: $0
Utilities: $240.00
Phone, cable, internet: $135.00
Food, entertainment: $100.00 weekly
Clothing, household expenses: $0
Credit cards and other loans: $ 150.00
Other expenses: $
100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How do I get 0 housing? No housing? Please post answer publicy. - RecoveryLender
A: I am sorry I do own house, zero payments is what I meant (Feb-23-2011)
Q: what line of work are you in? Also what is the value of your home? - firsttouch1
A: I am retired. The value of my house is 360,000.00.00 (Feb-25-2011)
Q: Please explain publicly why your debt to income ratio is so high. Do you really owe about what you earn each year? - mri555
A: My husband has income as well. This is a personal loan so i did not list his income. (Feb-25-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/23/2011 5:01:51 PM
Kash2010lu$25.002/23/2011 5:05:14 PM
special-peso$50.002/23/2011 5:05:41 PM
platinum-scientist9$25.002/23/2011 5:10:13 PM
orderly-leverage$50.002/23/2011 5:02:26 PM
ingenious-deal6$25.002/23/2011 5:05:15 PM
restless-dime$25.002/23/2011 5:04:20 PM
SecondChanceLendingSERV$50.002/23/2011 5:28:26 PM
DasMula$27.002/23/2011 5:07:25 PM
investment-artist$25.002/23/2011 5:13:04 PM
mrxtravis$34.642/24/2011 1:30:59 AM
greencat$50.002/24/2011 7:29:38 AM
treasure-pipeline$25.002/24/2011 10:22:17 AM
handy-point5$25.002/24/2011 11:08:58 AM
ready-interest9$25.002/24/2011 3:44:37 PM
Lubava$50.002/25/2011 7:21:31 AM
realtormoises$25.002/25/2011 10:17:29 AM
YoungTaxMan$50.002/25/2011 2:11:52 PM
rupee_power$25.002/25/2011 5:19:55 PM
loss-of-control$50.002/25/2011 5:30:17 PM
the-discrete-income$100.002/25/2011 8:26:46 PM
eboomer2611$25.002/25/2011 8:34:47 PM
jstrode10$25.002/26/2011 5:38:52 AM
FeedTheMachine$50.002/27/2011 9:41:46 AM
ichibon$37.002/27/2011 5:42:35 PM
umfan123$25.002/28/2011 7:16:10 AM
wind183$100.002/28/2011 2:16:52 PM
grampy48$33.842/28/2011 1:57:48 PM
RKLFinancial$25.002/28/2011 4:45:37 PM
reasonable-kindness0$36.003/1/2011 10:12:49 AM
karpman3$50.003/1/2011 12:18:08 PM
genius520$100.003/1/2011 11:30:37 AM
open-minded-fund9$50.003/1/2011 3:47:50 PM
newest-unbeatable-currency$45.003/1/2011 4:29:24 PM
trapperdc$50.003/1/2011 6:13:33 PM
impala6464$74.003/1/2011 6:22:20 PM
santhana$28.903/1/2011 5:02:41 PM
marleyjo420$60.853/1/2011 8:08:16 PM
vtr1000$25.003/1/2011 11:25:32 PM
best-generosity-financier$25.003/1/2011 6:36:58 PM
ZLyons$25.003/1/2011 9:26:10 PM
supreme-hope$25.003/2/2011 12:50:00 AM
graceful-investment$50.193/2/2011 2:01:54 AM
nickel-hickory$25.002/23/2011 5:06:07 PM
HamachiMan$50.002/23/2011 5:06:50 PM
ultimate-peace$50.002/23/2011 5:09:51 PM
suave-dime6$25.002/23/2011 5:03:08 PM
CA-Lender$25.002/23/2011 5:04:48 PM
Tylerh$100.002/23/2011 5:03:50 PM
Kaj$50.002/23/2011 5:05:29 PM
sappy02$25.002/23/2011 11:26:13 PM
hektek22$600.002/24/2011 1:14:03 AM
affluence-tycoon$50.002/24/2011 6:57:21 AM
blitzen40$25.002/24/2011 8:12:12 AM
nodebt2012$25.002/24/2011 4:40:08 PM
Bob450$30.002/25/2011 1:16:14 AM
witty-openness$25.002/25/2011 8:47:28 AM
liberty-destiny3$25.002/25/2011 11:56:46 AM
power-grid134$25.002/25/2011 4:54:15 PM
dollar-gatherer$69.852/26/2011 11:31:08 AM
the_finance_guru$50.002/27/2011 12:04:05 PM
social-heart$25.002/28/2011 10:23:18 AM
successful-generosity$25.002/28/2011 9:46:35 AM
Artist_Blue$25.002/28/2011 11:33:09 AM
openness-confidant$50.002/28/2011 1:09:37 PM
jiggaman7$25.002/28/2011 4:29:11 PM
QuidProQuo4u$25.002/28/2011 6:42:12 PM
Megaton$25.002/28/2011 6:57:39 PM
Makingitrain$25.003/1/2011 9:32:36 AM
sharpey$25.003/1/2011 10:24:48 AM
Ruckus888$50.003/1/2011 9:16:25 AM
PatRichi$25.003/1/2011 10:27:16 AM
Retiredsailor65$52.143/1/2011 10:58:01 AM
bold-productive-wampum$25.003/1/2011 11:54:14 AM
Iceman1347$25.003/1/2011 1:14:27 PM
sjo1984111$33.003/1/2011 3:20:57 PM
MadHun$200.003/1/2011 4:57:00 PM
zmaurides$25.003/1/2011 5:08:05 PM
honorable-yield$25.003/1/2011 6:46:16 PM
Moe87$25.003/1/2011 6:51:37 PM
credit-elation1$25.003/1/2011 7:58:38 PM
unfixer$25.003/1/2011 6:00:37 PM
whatreality$28.273/2/2011 12:23:29 AM
S-Master$50.003/2/2011 1:36:15 AM
the-profit-oracle$25.003/2/2011 1:44:08 AM
greenback-guard$25.003/2/2011 2:03:53 AM
86 Investments
 
Borrower Payment Dependent Notes Series 495420
This series of Notes was issued and sold upon the funding of the borrower loan #47568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2009 Debt/Income ratio: 13%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 2 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $55Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: dough-spy2 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Used car for family
Purpose of loan: To buy a used Honda Pilot for my wife and kids.

This loan will be used to buy a winter oriented car for my wife.

My financial situation: We have saved up half of the amount needed and need a little help to push forward for the used Honda Pilot.

I am a good candidate for this loan because I have finally learned financial responsibility. With two years of perfect payment history, two credit cards and an education that is improving, my credit means more to me than just numbers and history.
~My wife makes $1400 part time and is also a full time college student. We share expenses, so I hope that shows how we can actually afford this loan.



Monthly net income: $2000
Monthly expenses: $1770
Housing: $750
Insurance: $50
Car expenses: $none, just gas $200.
Utilities: $100
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $30
Other expenses: $na
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello, is your wife's income included in your stated net income of $2000? Who is your employer and what do you do for a living? Thanks. - liberty-magnate
A: Hello, My wife's income is not included in my stated net income of $2000 (just listed to provide an overall picture of our shared expenditures.) Funny enough, I work for Wells Fargo and know for a fact my credit history kills my loan chances with any Bank or Dealer loans without a co signer. My wife has no credit and no credit is bad credit. My actual Experian score is 728 (checked) and I strive to to keep thing this way (my wife dreams of a house after she finishes her RN program.) Thanks (Feb-24-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 5:03:10 PM
engaging-worth$25.002/23/2011 5:16:27 PM
simplelender80$100.002/23/2011 5:01:52 PM
Tylerh$100.002/23/2011 5:03:51 PM
CA-Lender$25.002/23/2011 5:04:49 PM
platinum-scientist9$25.002/23/2011 5:14:33 PM
SolarMoonshine$25.002/23/2011 5:23:05 PM
Mighty_Hunter$25.002/23/2011 6:30:39 PM
TheAlchemist$25.002/23/2011 7:41:59 PM
josephpenrod$25.002/23/2011 9:07:20 PM
greencat$50.002/24/2011 7:30:36 AM
felicity-daydream$50.002/24/2011 2:19:42 PM
Bob450$30.002/25/2011 1:16:16 AM
liberty-destiny3$25.002/25/2011 11:56:47 AM
loss-of-control$100.002/25/2011 4:31:35 PM
BradP$25.002/26/2011 9:04:49 AM
GrowTK$25.002/26/2011 7:05:06 PM
wind183$100.002/28/2011 2:16:54 PM
cleverly-clever$100.002/28/2011 11:50:55 AM
jiggaman7$50.002/28/2011 5:06:00 PM
BigBroJake$25.002/28/2011 6:40:45 PM
EasternLender$25.002/28/2011 7:49:46 PM
realtormoises$25.003/1/2011 6:51:53 AM
credit-maverick1$50.003/1/2011 6:58:07 AM
enriched-note6$25.003/1/2011 10:23:54 AM
genius520$100.003/1/2011 3:15:08 PM
velocity-motivator6$50.003/1/2011 7:22:11 PM
honorable-yield$25.003/1/2011 6:46:16 PM
buffalobills$25.003/2/2011 8:07:10 AM
profit-powerplant$25.003/2/2011 10:37:52 AM
papaloha$25.003/2/2011 10:38:34 AM
the-profit-oracle$25.003/2/2011 1:24:18 PM
shrewd-income$250.003/2/2011 2:52:27 PM
traice$25.003/2/2011 4:22:08 PM
the-silver-blaster$50.003/2/2011 4:42:15 PM
finance-mushroom$100.003/2/2011 1:58:59 PM
asiaratt$45.343/2/2011 4:42:55 PM
Jack55304$300.003/2/2011 1:59:23 PM
zippy-market5$30.003/2/2011 2:35:25 PM
CPAMAN$25.003/2/2011 3:51:19 PM
ingenious-deal6$25.002/23/2011 5:05:17 PM
Kaj$50.002/23/2011 5:05:30 PM
orderly-leverage$50.002/23/2011 5:02:27 PM
reflective-rupee$250.772/23/2011 5:32:58 PM
nilonc1$25.002/24/2011 1:31:44 AM
liberty-magnate$25.002/24/2011 9:35:52 AM
HamachiMan$50.002/24/2011 10:13:37 AM
competent-p2p$30.002/24/2011 11:46:51 AM
treasure-pipeline$25.002/24/2011 10:22:19 AM
loyalist1$100.002/24/2011 2:17:19 PM
foothillender$25.002/25/2011 8:11:10 AM
the-discrete-income$100.002/25/2011 8:26:47 PM
hopeful-truth5$50.002/25/2011 2:19:17 PM
moola-pillow$39.922/25/2011 6:15:45 PM
loanman2007$25.002/26/2011 6:34:51 AM
FeedTheMachine$50.002/27/2011 9:41:48 AM
tnjohnso$25.002/28/2011 8:21:44 AM
ichibon$50.002/27/2011 5:41:14 PM
zone6$100.002/28/2011 1:55:37 AM
umfan123$25.002/28/2011 7:16:12 AM
Artist_Blue$25.002/28/2011 11:33:08 AM
affluence-tycoon$50.002/28/2011 1:08:28 PM
amlu1988$25.002/28/2011 7:38:49 PM
openness-confidant$50.003/1/2011 9:16:07 AM
PatRichi$25.003/1/2011 10:27:18 AM
heerzaquestion$100.003/1/2011 12:23:33 PM
Astyanax$40.003/1/2011 3:45:54 PM
mikeandcat$55.313/1/2011 3:55:04 PM
MadHun$200.003/1/2011 4:57:00 PM
ichibon$50.883/1/2011 10:09:10 PM
debt-force$25.003/2/2011 6:02:08 AM
Rogesparkguy$25.003/2/2011 6:31:20 AM
worthy-bid8$25.003/2/2011 8:01:06 AM
superboss-awesomefist$25.003/2/2011 10:49:28 AM
Pitufo$25.003/2/2011 1:23:54 PM
kulender$50.003/2/2011 10:36:37 AM
irrelevant$50.003/2/2011 1:52:05 PM
shmb6508$200.003/2/2011 10:42:42 AM
unconquerable-openness9$100.003/2/2011 2:22:57 PM
FinanceEngine$30.003/2/2011 2:45:48 PM
Shining-Star$25.003/2/2011 2:49:08 PM
inspiring-reward$100.003/2/2011 4:42:09 PM
num1irish$100.003/2/2011 2:43:30 PM
Sugarmama21$50.003/2/2011 3:41:35 PM
foxtrot12$100.003/2/2011 1:53:02 PM
best-income-fertilizer$100.003/2/2011 2:42:42 PM
point-kitten6$50.003/2/2011 4:42:57 PM
87 Investments
 
Borrower Payment Dependent Notes Series 495450
This series of Notes was issued and sold upon the funding of the borrower loan #47578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2001 Debt/Income ratio: 15%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 9Length of status:15y 5m
Amount delinquent: $103 Total credit lines: 47 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,318Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: peaceful-yield8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
nankey
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 165,000.00 balance, 172,000.00 is the market value. (Feb-26-2011)
Q: Hi- I was wondering what this loan was going to be used for? Thanks- - diversification-maple1
A: Hi, thank you. This loan is being used to consolidate several debts and free up a little extra money for other activities. (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$150.002/24/2011 9:02:32 AM
UCLA4life$50.002/24/2011 9:06:12 AM
bassman2$25.002/24/2011 4:46:42 PM
competent-p2p$30.002/24/2011 6:22:07 PM
liberty-destiny3$25.002/25/2011 11:56:56 AM
the-discrete-income$100.002/25/2011 8:26:56 PM
FeedTheMachine$50.002/27/2011 9:41:59 AM
Bob450$25.002/28/2011 4:27:15 PM
jiggaman7$50.003/1/2011 10:26:11 AM
MadHun$200.003/1/2011 4:57:06 PM
worthy-bid8$25.003/2/2011 8:01:15 AM
shmb6508$200.003/2/2011 10:42:47 AM
careful-note$50.003/3/2011 5:18:58 AM
p2p-czar3$25.003/3/2011 10:10:43 AM
ssanders82$25.003/3/2011 12:21:04 PM
brmar$25.003/3/2011 6:25:33 PM
genius520$100.003/3/2011 6:25:36 PM
netelegent$25.003/3/2011 7:15:58 PM
radforj22$25.003/3/2011 6:24:08 PM
orange-preeminant-bill$28.253/3/2011 6:24:27 PM
cash-reaction2$50.003/3/2011 6:25:30 PM
saffron4$50.003/3/2011 6:25:52 PM
payment-gusto$25.003/3/2011 6:26:02 PM
kulender$50.003/3/2011 6:23:18 PM
bnlforever$25.003/3/2011 6:25:56 PM
money-bauble$99.353/3/2011 6:26:07 PM
ingenious-diversification$25.003/4/2011 9:34:43 AM
lowcostmoney$25.003/3/2011 7:01:21 PM
gain-gourd$100.003/4/2011 8:33:06 AM
momoney2lend$25.003/4/2011 8:33:11 AM
barefootpaul$35.003/4/2011 9:11:21 AM
kindness-hickory5$50.003/4/2011 10:35:09 AM
auctionzez$50.003/4/2011 9:33:26 AM
calkidd05$25.003/4/2011 12:37:31 PM
matt_2006$25.003/4/2011 12:37:56 PM
Lam0nt$25.003/4/2011 12:38:01 PM
payment-silo$25.003/4/2011 12:41:40 PM
kendallv$25.003/4/2011 12:43:00 PM
green-thoughtful-yield$50.003/4/2011 12:43:34 PM
stock106$25.003/4/2011 12:44:35 PM
CC911$25.003/4/2011 12:47:14 PM
codavee$100.003/4/2011 9:40:11 AM
villagers$35.003/4/2011 1:01:03 PM
desertoasis$25.003/4/2011 1:01:22 PM
i3urtonair$25.003/4/2011 9:55:08 AM
sf-funder$25.003/4/2011 10:26:43 AM
kmg751$50.003/4/2011 10:50:56 AM
credible-balance6$50.003/4/2011 12:32:42 PM
dirkjan$50.003/4/2011 12:32:58 PM
wind183$100.003/4/2011 12:33:15 PM
iolaire$25.003/4/2011 12:33:37 PM
ZTA0796$25.003/4/2011 12:37:29 PM
bonus-powerplant$25.003/4/2011 12:38:00 PM
affluence-tycoon$50.003/4/2011 12:38:27 PM
treasure-pipeline$25.003/4/2011 12:40:24 PM
authoritative-capital$25.003/4/2011 12:41:05 PM
J-Rott$25.003/4/2011 12:41:34 PM
thestartuplender$50.003/4/2011 12:41:46 PM
profit-powerplant$25.003/4/2011 12:42:52 PM
finance-mushroom$100.003/4/2011 12:45:05 PM
investment-tempo$25.003/4/2011 1:01:14 PM
truth-ceremony$25.003/4/2011 1:01:21 PM
b2m80s$50.003/4/2011 12:32:47 PM
life-is-great$25.003/4/2011 12:32:55 PM
ore-accomplishment$50.003/4/2011 12:33:33 PM
selfmademan$25.003/4/2011 12:33:55 PM
new-social-economist$47.133/4/2011 12:34:15 PM
soulwork$25.003/4/2011 12:37:44 PM
autonomous-basis$25.003/4/2011 12:37:53 PM
Ocean713$50.003/4/2011 12:38:06 PM
natural-greenback6$25.003/4/2011 12:40:52 PM
worker943$50.003/4/2011 12:41:28 PM
ingenious-interest1$50.003/4/2011 12:43:23 PM
nodrivelpls$25.003/4/2011 12:44:23 PM
LAM26$25.003/4/2011 12:47:18 PM
orderly-leverage$100.002/24/2011 9:04:42 AM
suave-dime6$25.002/24/2011 9:04:05 AM
ingenious-deal6$25.002/24/2011 9:05:24 AM
Kaj$50.002/24/2011 9:05:34 AM
reflective-rupee$25.772/24/2011 9:44:06 AM
Tylerh$100.002/24/2011 8:03:54 PM
SolarMoonshine$25.002/24/2011 5:17:13 PM
ichibon$50.002/27/2011 5:41:20 PM
umfan123$25.002/28/2011 7:16:23 AM
Artist_Blue$25.002/28/2011 11:32:55 AM
HamachiMan$50.002/28/2011 1:43:27 PM
tnjohnso$25.002/28/2011 1:43:23 PM
honorable-yield$25.003/1/2011 6:46:26 PM
debt-force$25.003/2/2011 6:02:18 AM
Rogesparkguy$25.003/2/2011 6:31:30 AM
Tikibarman$50.003/2/2011 5:30:40 PM
dparkhom$25.003/2/2011 6:44:39 PM
the-profit-oracle$25.003/3/2011 2:11:31 AM
mrfrog$25.003/2/2011 9:43:27 PM
metro457$50.003/3/2011 6:54:19 AM
papaloha$25.003/3/2011 1:42:54 AM
ivadood$50.003/3/2011 7:13:09 AM
asset-professor$50.003/3/2011 2:23:52 AM
five-star-euro3$50.003/3/2011 9:43:43 AM
pound-ace$50.003/3/2011 9:45:04 AM
utopia14$25.003/3/2011 9:45:56 AM
108lender$50.003/3/2011 3:53:08 PM
point-sasquatch$25.003/3/2011 10:51:48 AM
borquist$25.003/3/2011 12:45:36 PM
power-trophy7$25.003/3/2011 4:20:18 PM
Jack55304$300.003/3/2011 6:25:35 PM
SDNLR$25.003/3/2011 6:25:48 PM
missing-link$25.003/3/2011 6:26:04 PM
supersarah61$25.003/3/2011 5:25:02 PM
inspiring-reward$50.003/4/2011 8:32:59 AM
incbx$50.003/3/2011 6:25:29 PM
copper$49.403/3/2011 6:25:46 PM
ursus$50.003/3/2011 6:26:00 PM
gold-blanket0$25.003/3/2011 6:54:58 PM
Diamond_Jim$50.003/3/2011 6:25:58 PM
social-conductor4$25.003/3/2011 7:30:31 PM
bsh297$25.003/3/2011 6:26:11 PM
asmithj$50.003/4/2011 9:36:46 AM
admirable-basis1$25.003/4/2011 9:37:09 AM
bchang2001$25.003/3/2011 7:39:56 PM
commerce-renewal$100.003/3/2011 8:27:06 PM
irrelevant$50.003/4/2011 8:33:04 AM
hope-hickory$25.003/4/2011 8:33:02 AM
treasure-bliss$48.963/4/2011 8:33:14 AM
flexible-diversification9$50.003/4/2011 9:34:17 AM
bullwink27$25.003/4/2011 12:16:51 PM
Pu239$60.003/4/2011 9:43:42 AM
safe-finance$25.003/4/2011 9:35:31 AM
thedude393$25.003/4/2011 12:36:58 PM
benjamins-fortress$100.003/4/2011 12:37:22 PM
deal-secret-agent$25.003/4/2011 12:37:35 PM
studious-principal5$25.003/4/2011 12:37:57 PM
finagler$25.003/4/2011 12:38:17 PM
mtquan$25.003/4/2011 12:42:16 PM
musegaze$100.003/4/2011 12:43:06 PM
squarebob$101.003/4/2011 12:47:41 PM
oreyedoc$50.003/4/2011 1:01:09 PM
vigorous-velocity$50.003/4/2011 1:01:24 PM
newest-generous-income$25.003/4/2011 10:27:07 AM
Dragon4021$25.003/4/2011 12:16:46 PM
hard-working-asset2$50.003/4/2011 12:17:04 PM
thoughtful-currency5$50.003/4/2011 12:32:44 PM
credit-investor5$50.003/4/2011 12:33:03 PM
NYCFinancier$25.003/4/2011 12:33:45 PM
AAAInvestments$25.003/4/2011 12:36:40 PM
innocent-income4$25.003/4/2011 12:37:33 PM
ultimate-payment$50.003/4/2011 12:38:03 PM
hope-eagle6$25.003/4/2011 12:40:14 PM
Invest4kids$30.003/4/2011 12:41:00 PM
diversification-medalist$25.003/4/2011 12:41:17 PM
gelidfrank$25.003/4/2011 12:42:11 PM
Pitufo$25.003/4/2011 12:42:44 PM
asiaratt$50.003/4/2011 12:43:12 PM
point-kitten6$50.003/4/2011 12:43:18 PM
sweetlan$25.003/4/2011 12:45:00 PM
worth-arch$25.003/4/2011 12:45:40 PM
GElender$25.003/4/2011 12:47:34 PM
successful-generosity$25.003/4/2011 12:48:22 PM
tacinc100$25.003/4/2011 1:01:18 PM
festeringsnot$25.003/4/2011 12:32:38 PM
Jloaner$50.003/4/2011 12:32:51 PM
openness-confidant$50.003/4/2011 12:33:13 PM
stoopidnoodle$25.003/4/2011 12:33:57 PM
Rdodson11$25.003/4/2011 12:34:25 PM
contract-boomerang$25.003/4/2011 12:37:39 PM
wayman$50.003/4/2011 12:37:47 PM
cognizant-wealth$50.003/4/2011 12:38:12 PM
the-silver-blaster$50.003/4/2011 12:42:37 PM
ddog0224$50.003/4/2011 12:43:27 PM
foxtrot12$100.003/4/2011 12:43:44 PM
IIP77$25.003/4/2011 12:44:18 PM
Uncle_Scrooge$50.003/4/2011 1:01:06 PM
172 Investments
 
Borrower Payment Dependent Notes Series 495526
This series of Notes was issued and sold upon the funding of the borrower loan #47553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1982 Debt/Income ratio: 193%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 9 / 8Length of status:30y 7m
Amount delinquent: $10,467 Total credit lines: 15 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,839Stated income:$1-$24,999
Delinquencies in last 7y: 4 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: competent-fund0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/24/2011 5:07:07 PM
orderly-leverage$100.002/24/2011 5:07:46 PM
Kaj$50.002/24/2011 5:08:12 PM
goodhearted-basis4$25.002/25/2011 1:33:43 AM
FeedTheMachine$50.002/27/2011 9:42:07 AM
umfan123$25.002/28/2011 7:16:34 AM
Artist_Blue$25.002/28/2011 11:32:42 AM
Tylerh$100.003/1/2011 5:06:33 AM
Bob450$25.003/1/2011 11:12:10 AM
HamachiMan$50.003/1/2011 11:16:17 AM
MadHun$200.003/1/2011 4:57:10 PM
velocity-motivator6$50.003/1/2011 7:22:15 PM
debt-force$25.003/2/2011 6:02:28 AM
Rogesparkguy$25.003/2/2011 6:31:34 AM
GS-ROCK$25.003/2/2011 8:45:29 AM
worthy-bid8$25.003/2/2011 8:01:28 AM
grampy48$25.003/2/2011 11:31:32 AM
mrfrog$25.003/2/2011 9:43:37 PM
4mydaughterseducation$25.003/2/2011 9:40:34 PM
PotBellyPete$150.003/3/2011 8:36:05 AM
simplelender80$100.002/24/2011 5:03:08 PM
competent-p2p$25.002/24/2011 6:04:02 PM
ingenious-deal6$25.002/24/2011 8:04:12 PM
zone6$100.002/25/2011 6:16:20 AM
FASTIZIO_P$25.002/25/2011 9:33:36 AM
liberty-destiny3$25.002/25/2011 11:57:02 AM
the-discrete-income$100.002/25/2011 8:27:04 PM
ichibon$50.002/27/2011 5:41:26 PM
Evolver$50.002/28/2011 8:09:51 AM
precious-coin3$50.003/1/2011 11:11:25 AM
jiggaman7$25.003/1/2011 11:30:56 AM
scarlet-velvet$25.003/1/2011 5:02:43 PM
glenium$25.003/2/2011 2:54:39 AM
shmb6508$200.003/2/2011 10:42:54 AM
top-commerce-rumbler$25.003/2/2011 9:03:34 PM
careful-note$50.003/3/2011 5:19:08 AM
ivadood$50.003/3/2011 7:13:13 AM
37 Investments
 
Borrower Payment Dependent Notes Series 495916
This series of Notes was issued and sold upon the funding of the borrower loan #47557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1985 Debt/Income ratio: 21%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,740Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: best-deal-crescent Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
violet800
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/28/2011 9:05:39 AM
suave-dime6$25.002/28/2011 9:06:03 AM
ultimate-peace$300.002/28/2011 9:14:25 AM
simplelender80$200.002/28/2011 9:02:11 AM
successful-generosity$25.002/28/2011 9:46:51 AM
transaction-circuit$100.002/28/2011 9:05:41 AM
mrxtravis$50.002/28/2011 9:16:16 AM
Kash2010lu$25.002/28/2011 9:15:24 AM
Trevor_C$25.002/28/2011 9:34:53 AM
brightest-dignified-penny$25.002/28/2011 10:40:24 AM
loanman2007$25.002/28/2011 11:19:29 AM
precious-coin3$50.002/28/2011 4:51:30 PM
scarlet-velvet$25.002/28/2011 3:32:43 PM
HamachiMan$50.002/28/2011 3:05:00 PM
EngineersAlliance$100.002/28/2011 6:52:42 PM
poolshark72$25.002/28/2011 8:55:38 PM
EJF$25.003/1/2011 7:47:34 AM
MadHun$200.003/1/2011 4:57:39 PM
velocity-motivator6$50.003/1/2011 7:22:34 PM
debt-force$25.003/2/2011 6:03:14 AM
whirlingdervish$25.003/2/2011 2:26:32 AM
glenium$25.003/2/2011 2:54:05 AM
cbivitz$50.003/2/2011 6:48:35 AM
SecondChanceLendingSERV$47.553/2/2011 6:37:41 AM
worthy-bid8$25.003/2/2011 8:01:54 AM
RSRAssociates$25.013/2/2011 9:43:29 AM
Lubava$50.003/2/2011 10:44:30 AM
the-elated-bid$22.443/2/2011 10:55:29 AM
vutah$25.002/28/2011 9:03:13 AM
Kaj$50.002/28/2011 9:06:46 AM
competent-p2p$25.002/28/2011 9:12:57 AM
ingenious-deal6$25.002/28/2011 9:07:14 AM
Danjack_Capital$25.002/28/2011 9:54:53 AM
Artist_Blue$25.002/28/2011 11:31:22 AM
SFBank$100.002/28/2011 6:50:46 PM
FASTIZIO_P$25.003/1/2011 3:15:44 AM
Bob450$25.003/1/2011 7:41:02 AM
lendstats_com$50.003/1/2011 8:57:07 AM
head$25.003/1/2011 9:12:09 AM
brainy-repayment5$50.003/1/2011 10:58:50 AM
yons88$30.003/1/2011 1:22:12 PM
Moe87$25.003/1/2011 6:57:48 PM
goodhearted-basis4$25.003/2/2011 2:01:19 AM
B2152$25.003/2/2011 4:54:47 AM
droopie1$25.003/2/2011 8:23:05 AM
shmb6508$200.003/2/2011 10:43:25 AM
Shining-Star$25.003/2/2011 9:48:22 AM
WillBeFreeOfDebt$25.003/2/2011 10:55:04 AM
48 Investments
 
Borrower Payment Dependent Notes Series 496006
This series of Notes was issued and sold upon the funding of the borrower loan #47558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1992 Debt/Income ratio: 46%
Credit score: 600-619 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,023Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: cjlav Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 42 ( 100% ) 600-619 (Latest)
Principal borrowed: $11,500.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2010)
640-659 (Feb-2008)
680-699 (Apr-2007)
 
Principal balance: $3,185.82 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1800
Monthly expenses: $
Housing: $0
Insurance: $60
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/28/2011 9:02:54 AM
Trevor_C$25.002/28/2011 9:34:48 AM
NekHoldings$25.002/28/2011 9:14:38 AM
ultimate-peace$500.002/28/2011 9:14:33 AM
Ubiquinone$35.002/28/2011 10:57:05 AM
gain-gourd$75.002/28/2011 3:01:47 PM
MarvintheMartian$25.002/28/2011 10:59:23 AM
MilitaryLending$25.002/28/2011 3:03:00 PM
kulender$50.002/28/2011 4:26:23 PM
nickel-hickory$25.002/28/2011 1:47:13 PM
rockstar78$25.002/28/2011 3:01:53 PM
barefootpaul$35.002/28/2011 3:02:08 PM
IIP77$25.002/28/2011 3:02:02 PM
affluence-tycoon$50.002/28/2011 3:16:34 PM
corporatejim$50.002/28/2011 3:16:03 PM
irrelevant$25.002/28/2011 4:26:56 PM
DKSArt$25.002/28/2011 3:48:53 PM
RainyDayFunds$25.002/28/2011 4:23:16 PM
trumpeter5$50.002/28/2011 4:37:46 PM
marybennet$25.002/28/2011 4:45:12 PM
mikeandcat$100.002/28/2011 5:33:02 PM
SFBank$100.002/28/2011 6:40:59 PM
credit-guard5$25.002/28/2011 7:41:02 PM
innovator2$50.002/28/2011 8:28:43 PM
the-kindness-honker$25.002/28/2011 7:24:27 PM
kendigme$29.203/1/2011 4:38:51 AM
silvercertificate$25.003/1/2011 7:36:33 AM
TackingWindward$25.003/1/2011 6:28:42 AM
Chesterite$100.003/1/2011 8:44:39 AM
justbman$25.003/1/2011 10:15:35 AM
proper-revenue7$25.003/1/2011 10:21:31 AM
Champion_Lending$25.003/1/2011 9:14:34 AM
repayment-pudding$25.003/1/2011 9:50:02 AM
Whitewater_Loans$25.003/1/2011 11:27:09 AM
Leshan$300.003/1/2011 11:34:16 AM
restless-dime$25.003/1/2011 10:26:00 AM
Montiesholdings$25.003/1/2011 10:24:27 AM
blitzen40$30.003/1/2011 11:11:37 AM
OldManP$25.002/28/2011 9:03:08 AM
UCLA4life$50.002/28/2011 9:01:50 AM
greencat$50.002/28/2011 9:13:21 AM
lendstats_com$135.152/28/2011 9:15:14 AM
Kash2010lu$29.002/28/2011 9:07:07 AM
Kash2010lu$25.002/28/2011 9:24:19 AM
Leopoldine$25.002/28/2011 9:38:37 AM
Ubiquinone$25.002/28/2011 2:38:08 PM
tech310$50.002/28/2011 3:03:03 PM
treasure-pipeline$25.002/28/2011 3:16:37 PM
reflective-rupee$100.772/28/2011 11:27:59 AM
loanman2007$50.002/28/2011 11:32:26 AM
EretzCapital$50.002/28/2011 4:10:20 PM
witty-openness$25.002/28/2011 2:18:20 PM
inspiring-reward$100.002/28/2011 3:01:35 PM
orderly-leverage$100.002/28/2011 3:16:12 PM
authoritative-capital$25.002/28/2011 3:03:15 PM
Jerrys1951$35.002/28/2011 4:38:54 PM
loss-of-control$50.002/28/2011 5:22:38 PM
SolarMoonshine$25.002/28/2011 5:45:54 PM
thankful-nickel2$25.002/28/2011 5:47:23 PM
peso-aggregator$25.002/28/2011 4:54:32 PM
clemclan$30.002/28/2011 9:55:34 PM
all_of_that_one$25.002/28/2011 5:33:10 PM
Hummer-Guy$27.102/28/2011 6:11:26 PM
autonomous-truth$100.002/28/2011 7:48:48 PM
Shining-Star$25.002/28/2011 10:04:14 PM
ronin4sale$25.003/1/2011 5:18:35 AM
FarmersBank$47.943/1/2011 6:30:07 AM
MoneyForNothing$29.723/1/2011 1:39:49 AM
hopeful-truth5$25.003/1/2011 7:18:35 AM
silvercertificate$25.003/1/2011 7:37:42 AM
bunnybear$34.933/1/2011 8:05:43 AM
UBOtto186$30.003/1/2011 8:12:26 AM
Moe87$27.613/1/2011 4:03:31 AM
niq4soccer$25.003/1/2011 5:59:47 AM
Mikale360$25.003/1/2011 7:11:25 AM
geophreigh$35.003/1/2011 9:31:55 AM
first-serene-credit$25.003/1/2011 10:15:39 AM
Phatt-Daddy$258.583/1/2011 11:36:18 AM
78 Investments
 
Borrower Payment Dependent Notes Series 496008
This series of Notes was issued and sold upon the funding of the borrower loan #47582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1996 Debt/Income ratio: 31%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 78 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,640Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: rupee-mole0 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Will not miss a payment
Purpose of loan:
This loan will be used to pay off credit cards

My financial situation:
I am a good candidate for this loan because as an invester you can count on me to not miss any payments.


Monthly net income: $8500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/28/2011 5:02:30 PM
Wangchuk$25.002/28/2011 5:03:35 PM
Kaj$50.002/28/2011 5:17:42 PM
credit-guard5$25.002/28/2011 7:42:27 PM
simplelender80$100.002/28/2011 5:12:50 PM
suave-dime6$25.002/28/2011 5:17:14 PM
Azonic21$25.002/28/2011 5:16:25 PM
cttarheel$25.002/28/2011 5:44:05 PM
reflective-rupee$750.772/28/2011 5:19:32 PM
SFBank$250.002/28/2011 6:40:19 PM
BigBroJake$25.002/28/2011 6:46:43 PM
thrifty-capital$25.002/28/2011 8:26:59 PM
red-favorable-basis$25.002/28/2011 11:29:25 PM
credit-missile$100.003/1/2011 12:13:50 AM
vine99$50.002/28/2011 9:21:11 PM
1-HARD-HEAD$25.003/1/2011 4:38:22 AM
l2fp$25.003/1/2011 12:19:52 AM
RyanM561$25.003/1/2011 6:50:48 AM
transformer855$25.003/1/2011 6:57:57 AM
loanman2007$75.003/1/2011 4:59:17 AM
hopeful-truth5$50.003/1/2011 7:16:57 AM
greencat$50.003/1/2011 7:23:24 AM
DHolly$50.002/28/2011 5:07:02 PM
SolarMoonshine$50.002/28/2011 5:35:07 PM
ingenious-deal6$25.002/28/2011 5:01:03 PM
competent-p2p$70.002/28/2011 7:34:57 PM
samdog079$500.002/28/2011 7:45:13 PM
calbertrand$25.002/28/2011 7:59:58 PM
credit-coach118$65.852/28/2011 9:24:49 PM
mrxtravis$50.002/28/2011 5:21:09 PM
pembull$75.002/28/2011 5:40:38 PM
liberty-magnate$25.002/28/2011 8:02:11 PM
realtormoises$25.003/1/2011 6:50:45 AM
Christophe$25.003/1/2011 7:27:15 AM
godspeed237$43.433/1/2011 7:51:28 AM
Bidwinner08$30.953/1/2011 7:52:55 AM
tech310$50.003/1/2011 3:33:23 AM
friendinmoney$25.003/1/2011 7:26:49 AM
HiFinance$50.003/1/2011 7:46:10 AM
houli123$534.953/1/2011 7:53:00 AM
40 Investments
 
Borrower Payment Dependent Notes Series 496026
This series of Notes was issued and sold upon the funding of the borrower loan #47561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1996 Debt/Income ratio: 29%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:4y 3m
Amount delinquent: $228 Total credit lines: 28 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,272Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: money-hut Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
lstu70
Purpose of loan: consolidate a few bills
This loan will be used to...consolidate bills and get rid of some smaller financial obligations

My financial situation: is getting better as my five year old twins will be going to school in August and I will no longer have childcare expenses which are a large part of my current budget
I am a good candidate for this loan because...because I always pay my bills


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$150.003/1/2011 9:02:17 AM
vine99$75.003/1/2011 9:01:59 AM
squarebob$25.003/1/2011 9:18:28 AM
top-courteous-peso$48.113/1/2011 9:56:24 AM
inspired-duty5$25.003/1/2011 10:39:36 AM
Artist_Blue$25.003/1/2011 1:36:11 PM
HamachiMan$50.003/1/2011 12:13:23 PM
loanman2007$125.003/1/2011 12:29:21 PM
shrewd-income$100.003/1/2011 3:53:16 PM
gain-gourd$25.003/1/2011 4:03:01 PM
MadHun$200.003/1/2011 4:58:04 PM
Moe87$25.003/1/2011 6:54:26 PM
credit-missile$75.003/1/2011 10:27:56 PM
novice-speculator$25.003/2/2011 12:17:18 AM
Makingitrain$25.003/2/2011 2:00:06 AM
squarebob$25.003/2/2011 4:32:39 AM
debt-force$25.003/2/2011 6:03:25 AM
realtormoises$25.003/2/2011 6:17:20 AM
Christophe$25.003/2/2011 6:45:56 AM
Kaj$50.003/1/2011 9:06:32 AM
greencat$50.003/1/2011 9:10:57 AM
ultimate-peace$500.003/1/2011 9:12:33 AM
mrxtravis$25.003/1/2011 9:21:29 AM
pembull$100.003/1/2011 9:13:58 AM
suave-dime6$25.003/1/2011 9:05:58 AM
ingenious-deal6$25.003/1/2011 9:07:02 AM
2grindstones$25.003/1/2011 9:46:22 AM
rupee_power$27.003/1/2011 11:27:26 AM
nickel-hickory$25.003/1/2011 9:56:27 AM
reflective-rupee$100.003/1/2011 9:22:21 AM
social-heart$25.003/1/2011 10:56:06 AM
reflective-rupee$900.333/1/2011 11:57:19 AM
hopeful-truth5$25.003/1/2011 3:42:31 PM
thankful-nickel2$25.003/1/2011 4:31:00 PM
vutah$25.003/1/2011 5:30:56 PM
cash-arboretum$25.003/1/2011 10:37:28 PM
SFBank$300.003/1/2011 6:25:35 PM
well-mannered-income3$60.003/1/2011 7:53:20 PM
loyalty-czar$28.103/1/2011 6:58:43 PM
supreme-hope$25.003/2/2011 12:51:17 AM
1traveler$25.003/1/2011 11:18:11 PM
zone6$100.003/2/2011 4:33:24 AM
power-secret-agent$25.003/2/2011 4:49:43 AM
golffish2$100.003/2/2011 4:59:11 AM
draggon77$25.003/2/2011 7:03:08 AM
shrewd-income$186.463/2/2011 7:15:15 AM
zotzot$50.003/2/2011 5:47:12 AM
47 Investments
 
Borrower Payment Dependent Notes Series 496054
This series of Notes was issued and sold upon the funding of the borrower loan #47575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $133.65
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1994 Debt/Income ratio: 49%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,692Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: Drivingfordollars Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 92% ) 760-779 (Latest)
Principal borrowed: $9,000.00< 31 days late: 1 ( 8% )  
780-799 (Apr-2010)
680-699 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Carriage Service-Buying new trailer
Purpose of loan:
This loan will be used to.make necessary repairs and completely new paint job to my older stock trailer.

My financial situation:
I am a good candidate for this loan because I have had a much larger Prosper loan in the past, paid all of my payments on time and paid the loan off early. I have additional income that Prosper does not reflect in my "debt to income" ratio or consider; as this income is generated from two rental units that are rented in good standing. My credit scores are excellent. (770) A clear reflection of my level of responsibility.


Monthly net income: $
Monthly expenses: $
Housing:
Insurance:
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses:
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.003/1/2011 5:01:51 PM
loyalist1$100.003/1/2011 5:02:48 PM
MadHun$200.003/1/2011 5:05:10 PM
SolarMoonshine$25.003/1/2011 5:24:59 PM
Kash2010lu$25.003/1/2011 5:33:21 PM
ingenious-deal6$25.003/1/2011 5:02:29 PM
investment-artist$25.003/1/2011 5:03:10 PM
Jerrys1951$30.003/1/2011 6:49:19 PM
principal-star$25.003/1/2011 5:01:18 PM
simplelender80$100.003/1/2011 5:01:29 PM
Kaj$50.003/1/2011 5:04:15 PM
one-midas$63.483/1/2011 8:16:18 PM
DasMula$57.003/1/2011 9:18:06 PM
Milonguero$100.003/1/2011 5:51:08 PM
JustMee$25.003/1/2011 9:32:04 PM
the-kindness-honker$25.003/1/2011 9:47:49 PM
credit-missile$100.003/1/2011 10:26:26 PM
trevize$25.003/2/2011 1:24:44 AM
clemclan$25.003/1/2011 7:56:02 PM
favorite-commerce$50.003/1/2011 8:13:50 PM
wealth-multiplier$25.003/1/2011 9:07:11 PM
greenback-guard$25.003/2/2011 2:04:01 AM
shawnw2$75.003/2/2011 1:04:51 AM
zone6$75.003/2/2011 4:30:00 AM
supreme-hope$25.003/2/2011 12:52:13 AM
EBITDA$25.003/2/2011 1:04:21 AM
redwraith$25.003/2/2011 1:35:01 AM
principal-laser$39.003/2/2011 4:16:45 AM
fabulous-community4$35.003/2/2011 2:03:17 AM
squarebob$25.003/2/2011 4:29:34 AM
orange-rapid-benjamins$25.003/1/2011 5:19:42 PM
sk10023$25.003/1/2011 5:53:43 PM
twjh$25.003/1/2011 5:02:47 PM
back-scratchers$25.003/1/2011 5:02:56 PM
Skeptical-one$49.003/1/2011 5:02:36 PM
reflective-rupee$350.333/1/2011 5:17:00 PM
Finchy78$25.003/1/2011 5:17:17 PM
competent-p2p$45.003/1/2011 7:56:10 PM
likeable-hope$25.003/1/2011 5:09:08 PM
Whipster$50.003/1/2011 5:51:46 PM
Moe87$25.003/1/2011 5:14:15 PM
dudebrah$25.003/1/2011 11:27:50 PM
ac787$65.003/1/2011 5:28:45 PM
justanothersushieater$25.003/2/2011 1:16:00 AM
Alittleluck$25.003/1/2011 7:06:40 PM
labate$37.833/1/2011 8:11:32 PM
houli123$1,000.003/2/2011 12:06:45 AM
thankful-nickel2$25.003/1/2011 8:27:59 PM
MarvintheMartian$25.003/1/2011 8:36:26 PM
whatreality$25.003/2/2011 12:24:16 AM
CoolPlexer$25.003/2/2011 1:24:39 AM
top-courteous-peso$38.473/2/2011 1:45:41 AM
Nerdster1$25.003/2/2011 3:50:54 AM
MoneyForNothing$14.893/2/2011 4:31:32 AM
54 Investments
 
Borrower Payment Dependent Notes Series 496126
This series of Notes was issued and sold upon the funding of the borrower loan #47571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1989 Debt/Income ratio: 25%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:24y 5m
Amount delinquent: $0 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,888Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: compassionate-worth8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Expenses
Purpose of loan: Within the space of two weeks, I've had to buy a new washing machine ($500) because my old one (16 yrs) died; a new water heater/installation ($500) b/c COLD showers are painful; a new car battery ($100) b/c I have to get to work; and one medical procedure ($674) b/c the doctor said I had to.

My financial situation: I am a good candidate for this loan because I ALWAYS PAY my debt. I'm single, stable, and have my own home.

Monthly net income: $5000
Monthly expenses: $
Housing: $600
Insurance: $250
Car expenses: $0
Utilities: $120
Phone, cable, internet: $90
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $200 (prescriptions and my pets--5 dogs, 2 cats and 4 goats....)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.003/1/2011 9:08:58 AM
pembull$75.003/1/2011 9:14:04 AM
marinbb$50.003/1/2011 9:40:04 AM
greencat$50.003/1/2011 9:02:28 AM
power-grid134$25.003/1/2011 10:23:47 AM
Azonic21$25.003/1/2011 9:05:47 AM
sensible-fund$42.413/1/2011 10:47:14 AM
brainy-repayment5$50.003/1/2011 10:59:10 AM
suave-dime6$25.003/1/2011 9:06:02 AM
Kaj$50.003/1/2011 9:06:44 AM
tech310$50.003/1/2011 11:15:31 AM
2grindstones$50.003/1/2011 9:47:59 AM
DasMula$57.003/1/2011 9:23:52 AM
responsible-worth113$25.003/1/2011 10:07:49 AM
DHolly$50.003/1/2011 9:34:31 AM
inspiring-reward$100.003/1/2011 10:24:27 AM
rae4sunshine$25.003/1/2011 10:36:41 AM
rockstar78$25.003/1/2011 11:15:01 AM
bluehen00$50.003/1/2011 11:28:45 AM
EarlyRiser$188.663/1/2011 11:29:18 AM
squarebob$25.003/1/2011 9:21:32 AM
nickel-hickory$25.003/1/2011 9:55:59 AM
wonder3$25.003/1/2011 10:00:16 AM
transaction-circuit$100.003/1/2011 9:05:43 AM
simplelender80$150.003/1/2011 9:02:25 AM
inspired-duty5$25.003/1/2011 10:39:33 AM
ingenious-deal6$25.003/1/2011 9:07:07 AM
vutah$25.003/1/2011 9:04:34 AM
mrxtravis$50.003/1/2011 9:16:16 AM
favorite-commerce$50.003/1/2011 11:09:16 AM
Bob450$28.003/1/2011 11:11:33 AM
MilitaryLending$25.003/1/2011 9:33:09 AM
Kash2010lu$25.003/1/2011 9:21:05 AM
EngineersAlliance$100.003/1/2011 9:56:29 AM
reflective-rupee$100.003/1/2011 9:21:38 AM
liberty-magnate$25.003/1/2011 10:09:00 AM
nickel-hickory$25.003/1/2011 9:55:53 AM
goodhearted-basis4$25.003/1/2011 10:41:23 AM
exchange-pledge$100.003/1/2011 11:14:57 AM
restless-dime$25.003/1/2011 11:15:53 AM
MarvintheMartian$25.003/1/2011 11:05:26 AM
rupee_power$27.003/1/2011 11:26:02 AM
admirable-basis1$25.003/1/2011 11:29:04 AM
sharpey$25.003/1/2011 11:15:40 AM
irrelevant$25.003/1/2011 11:26:10 AM
45 Investments
 
Borrower Payment Dependent Notes Series 496288
This series of Notes was issued and sold upon the funding of the borrower loan #47565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-2006 Debt/Income ratio: 11%
Credit score: 640-659 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 4 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: magnetic-order0 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help me consolidate 4 bills into 1!
Purpose of loan:
This loan will be used to pay off the following:

$400.00 Cap & Gown
$768.00 Loan Credit Union
$1,211.00 American General Loan
$1,800.00 Furniture
4,179.00 TOTAL

I can put the rest with it, this would save me $170.00 a month(which will help out greatly)

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2400.00
Monthly expenses: $ 1664.00
Housing: $0.00
Insurance: $214.00
Car expenses: $227.00
Utilities: $373.00
Phone, cable, internet: $150.00
Food, entertainment: $700.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is it you do for a living? Thank you!! - DasMula
A: I am a press operator. I was a supervisor but I wasn't making production so I went back to running a press. I make more money now. (Mar-02-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
CashFlow13$2,700.003/2/2011 5:47:39 PM
El_Profesional$25.003/2/2011 9:17:36 AM
MarvintheMartian$25.003/2/2011 11:22:45 AM
Kash2010lu$25.003/2/2011 9:26:04 AM
reflective-rupee$400.333/2/2011 10:23:30 AM
marinbb$25.003/2/2011 11:07:37 AM
nodebt2012$25.003/2/2011 2:17:59 PM
greencat$50.003/2/2011 3:24:22 PM
Nerdster1$25.053/2/2011 2:18:48 PM
shrewd-income$150.003/2/2011 2:49:32 PM
bluehen00$42.633/2/2011 5:39:42 PM
loanman2007$100.003/2/2011 2:16:36 PM
reflective-rupee$400.333/2/2011 11:10:11 AM
competent-p2p$25.003/2/2011 11:19:20 AM
cleverly-clever$50.003/2/2011 3:02:37 PM
15 Investments
 
Borrower Payment Dependent Notes Series 496394
This series of Notes was issued and sold upon the funding of the borrower loan #47579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Mar-02-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $60.83
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1976 Debt/Income ratio: 7%
Credit score: 780-799 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,289Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: CIC Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 26 ( 100% ) 780-799 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2010)
780-799 (Sep-2009)
 
Principal balance: $485.14 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Consolidating Two Loans
Purpose of loan:
This loan will be used to consolidate two existing loans. This is being done to get a better rate and allow me to make a single monthly payment.

My financial situation:
I am a good candidate for this loan because I own my house and all my cars debt free and therefore have very little debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
squarebob$100.003/2/2011 5:02:30 PM
cashhelp$30.003/2/2011 5:28:26 PM
selector568$250.003/2/2011 5:04:47 PM
Aberdeen$2,000.003/2/2011 5:28:43 PM
zotzot$100.003/2/2011 5:11:40 PM
kyomoon$50.003/2/2011 5:28:42 PM
6 Investments
 
Borrower Payment Dependent Notes Series 494567
This series of Notes was issued and sold upon the funding of the borrower loan #47585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $267.36
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1991 Debt/Income ratio: 37%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 23Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 62 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,168Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: thoughtful-p2ploan1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2010)
 
Principal balance: $7,266.85 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Consolidation of debt
Purpose of loan:
This loan will be used to...consolidate more date and get things into one low payment. Lower rate and one payment. The past year has been about reducing my overall debt, getting a roommate, living across the street from work (NO more commuting and paying high gas) and being more ready to purchase a home in 12-24 mos.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and I am reliable


Monthly net income: $4400.00
Monthly expenses: $ 3500.00
Housing: $900
Insurance: $125 (car and renters combine)
Car expenses: $484.00 gas (70 bucks a month)
Utilities: $75.00
Phone, cable, internet: $125.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $850
Other expenses: $179.00 Student loan
Savings= 400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: how much are you reducing your montly payments with this loan on debt? - firsttouch1
A: I would not be reducing my monthly payment, but the same money as a fixed rate would reduce my debt quicker in 3 years vs 36 years on a credit card. (Feb-25-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
investment-artist$25.002/18/2011 9:13:01 AM
benjamins-utopia$100.002/18/2011 9:16:53 AM
simplelender80$100.002/18/2011 9:17:55 AM
BxRealtor$25.002/18/2011 9:19:12 AM
2grindstones$25.002/18/2011 9:31:08 AM
HamachiMan$50.002/18/2011 9:31:18 AM
Tradesmanlender$35.002/18/2011 9:39:11 AM
Tylerh$100.002/18/2011 9:42:24 AM
liberty-society5$25.002/18/2011 9:46:03 AM
incbx$50.002/18/2011 9:45:45 AM
reflective-rupee$50.772/18/2011 3:54:25 PM
orange-rapid-benjamins$25.002/18/2011 4:25:43 PM
LoanerPrincipal$25.002/18/2011 10:29:11 PM
grnii78$80.812/19/2011 3:09:48 AM
auction-seeker$25.002/19/2011 10:12:38 AM
MadHun$100.002/19/2011 8:59:59 PM
Arikos$50.002/20/2011 3:45:30 PM
radforj22$25.002/21/2011 1:21:19 AM
B-rad_the_Coug$25.002/21/2011 1:44:15 AM
momoney2lend$25.002/21/2011 8:50:44 AM
amlu1988$25.002/21/2011 10:21:03 AM
blue-useful-auction$25.002/21/2011 11:56:03 AM
jbaum$40.002/21/2011 12:21:16 PM
astute-investment5$25.002/21/2011 12:32:28 PM
CA-Lender$25.002/21/2011 1:09:19 PM
moola-escalator$50.002/21/2011 2:11:26 PM
Preteur$25.002/21/2011 4:19:56 PM
flexible-fund6$50.002/21/2011 4:45:26 PM
Scotcha$50.002/21/2011 5:05:12 PM
innocent-deal$50.002/21/2011 6:19:49 PM
dtana$25.002/21/2011 7:19:46 PM
blackfur$25.002/21/2011 6:44:39 PM
newgroom422$25.002/21/2011 11:14:54 PM
MrCoffee$25.002/22/2011 9:44:02 AM
ashirey$50.002/22/2011 12:34:48 PM
platinum-scientist9$25.002/22/2011 4:36:33 PM
hopeful-truth5$50.002/22/2011 6:17:10 PM
SecondChanceLendingSERV$25.002/23/2011 7:22:43 AM
HenlopenCapital$25.002/23/2011 6:44:26 AM
credit-bliss8$25.002/23/2011 9:05:49 AM
Gr8Deal$50.002/23/2011 8:00:37 AM
special-peso$50.002/23/2011 8:20:48 AM
treasure-bliss$47.752/23/2011 9:16:55 AM
orange-preeminant-bill$37.852/23/2011 4:49:57 PM
friendly-market5$25.002/23/2011 3:51:27 PM
Astyanax$40.002/23/2011 5:24:04 PM
tntmojave$50.002/23/2011 5:57:36 PM
velocity-solo$25.002/23/2011 5:58:19 PM
GrayStudio$25.002/24/2011 12:56:45 AM
affluence-tycoon$50.002/24/2011 6:51:38 AM
all_of_that_one$35.002/24/2011 11:40:04 AM
treasure-pipeline$50.002/24/2011 10:17:09 AM
handy-point5$25.002/24/2011 12:46:57 PM
GElender$50.002/24/2011 11:37:15 AM
loyalist1$200.002/24/2011 2:17:32 PM
VAGweilo$25.002/24/2011 5:56:27 PM
efficient-treasure0$25.002/24/2011 9:36:49 PM
jazzlender$25.002/25/2011 1:29:37 AM
integrity-doctor$100.002/25/2011 7:50:58 AM
a-restless-dollar$50.002/25/2011 6:43:11 AM
paul1$25.002/25/2011 12:23:47 PM
syounker$25.002/25/2011 9:35:20 AM
the-enterprising-leverage$25.002/25/2011 10:23:54 AM
balance-force$25.002/25/2011 11:47:39 AM
credit-investor5$50.002/25/2011 1:07:58 PM
Nicedad72$36.132/26/2011 6:28:54 AM
futurechef11$25.002/26/2011 3:04:51 PM
Leshan$100.002/26/2011 7:10:27 AM
FinanceEngine$25.002/26/2011 9:38:00 AM
bullwink27$25.002/27/2011 2:27:23 PM
bdpres1$50.002/27/2011 11:56:22 AM
BigGuyBank$27.772/27/2011 10:56:55 AM
soulblest$52.632/27/2011 7:13:10 PM
balance-computer9$50.002/28/2011 9:35:14 AM
green-moola-platoon$50.002/28/2011 9:33:14 AM
bold-basis-supernova$50.002/28/2011 9:36:20 AM
pythia$25.002/28/2011 10:56:30 AM
christmaslightpro$25.002/28/2011 9:35:53 AM
dorfinia$50.002/28/2011 11:19:39 AM
atomantic$50.002/28/2011 12:00:56 PM
kind-resolute-dough$25.002/28/2011 9:42:13 AM
rogue_monster$27.002/28/2011 1:01:13 PM
successful-generosity$25.002/28/2011 9:45:50 AM
bsmtloan$100.002/28/2011 1:21:21 PM
DscGlfn$25.002/28/2011 10:11:35 AM
duckbill_1972$30.002/28/2011 10:20:36 AM
deal-gazer$50.002/28/2011 12:21:48 PM
ashinvest$25.002/28/2011 1:17:23 PM
EarlyRiser$250.002/28/2011 1:53:52 PM
lendacity$25.002/28/2011 1:53:14 PM
enthralling-deal180$75.002/18/2011 9:14:17 AM
Pulchritudinous$25.002/18/2011 9:29:10 AM
macjp123$25.002/18/2011 9:34:30 AM
bdkjr$25.002/18/2011 9:45:52 AM
competent-p2p$50.002/18/2011 10:59:37 AM
don8ter$25.002/19/2011 10:00:46 AM
the-silver-blaster$50.002/19/2011 11:08:12 AM
kulender$100.002/19/2011 12:32:18 PM
autonomous-truth$25.002/19/2011 7:13:33 PM
Feyenoord$25.002/21/2011 7:09:59 AM
MoneyTree79$50.002/21/2011 7:17:43 AM
bold-payout$25.882/21/2011 8:49:28 AM
irrelevant$50.002/21/2011 8:59:53 AM
LiveNow$25.002/21/2011 9:45:47 AM
houli123$500.002/21/2011 9:57:57 AM
rebellender$25.002/21/2011 10:06:24 AM
RetirementMoney$25.002/21/2011 10:56:48 AM
gain-gourd$100.002/21/2011 12:02:22 PM
inspiring-reward$50.002/21/2011 12:54:36 PM
shawnw2$25.002/21/2011 1:05:22 PM
best-ingenious-funds$25.002/21/2011 4:00:55 PM
thankful-nickel2$25.002/21/2011 6:43:21 PM
meenan$50.002/21/2011 7:24:59 PM
Artist_Blue$25.002/22/2011 6:17:21 AM
TikPmp1$25.002/22/2011 12:11:06 PM
debt-sphinx99$25.002/22/2011 9:55:34 AM
authoritative-capital$25.002/22/2011 2:14:36 PM
EJF$50.002/22/2011 3:49:42 PM
Bcs-cnc$25.002/22/2011 6:51:16 PM
hope-hickory$25.002/22/2011 6:40:30 PM
powerful-finance7$25.002/22/2011 7:49:10 PM
terrific-return$25.002/23/2011 8:53:08 AM
worker943$50.002/23/2011 9:40:55 AM
jescowa$50.002/23/2011 4:56:27 PM
melodious-fairness$100.002/23/2011 6:00:24 PM
AM2008$25.002/23/2011 6:16:27 PM
ultimate-payment$50.002/23/2011 7:52:39 PM
Ocean713$50.002/23/2011 9:51:35 PM
intelligent-reward$50.002/23/2011 8:59:06 PM
doopers$25.002/24/2011 6:49:19 AM
veneziani$25.002/24/2011 5:31:06 PM
fabulous-community4$25.002/25/2011 1:47:57 AM
coin-investor$25.002/25/2011 9:33:31 AM
heerzaquestion$50.002/25/2011 4:20:21 PM
credit-coach118$75.002/25/2011 8:11:04 PM
IIP77$25.002/26/2011 3:36:14 AM
trade-elm$30.002/26/2011 6:30:26 AM
Sol_Invictus$25.002/26/2011 9:45:45 AM
capital-web7$50.002/26/2011 10:11:24 AM
4est$25.002/26/2011 2:06:32 PM
payout-alien6$25.002/26/2011 4:42:10 PM
careful-penny$25.002/26/2011 10:53:00 AM
famous-bill$25.002/27/2011 5:06:07 AM
agile-loan0$25.002/27/2011 8:36:42 AM
dirkgently$25.002/27/2011 9:49:35 AM
the_finance_guru$88.822/27/2011 11:56:55 AM
orgy63$50.002/28/2011 9:56:33 AM
theonezozo$50.002/28/2011 9:56:43 AM
reflective-gain$25.002/28/2011 9:34:14 AM
bigphish$50.002/28/2011 10:51:18 AM
finance-admirer614$50.002/28/2011 11:16:29 AM
active-benjamins4$25.002/28/2011 11:18:42 AM
TelegramSam$25.002/28/2011 9:39:42 AM
p2p-renaissance7$100.002/28/2011 9:40:12 AM
high-five544$50.002/28/2011 9:51:31 AM
richboy56$25.002/28/2011 9:52:49 AM
350DGRZ$25.002/28/2011 1:52:17 PM
windfall46$25.002/28/2011 10:21:28 AM
loanermn$25.002/28/2011 2:20:18 PM
trapperdc$100.002/28/2011 10:47:19 AM
contract-lava0$25.002/28/2011 11:53:06 AM
justice-officer$100.002/28/2011 12:35:33 PM
BidDaddyBigBucks$25.002/28/2011 1:43:09 PM
Ripsaw4U$50.002/28/2011 1:52:18 PM
debt-force$25.002/28/2011 1:52:42 PM
noble-marketplace$25.002/28/2011 2:09:02 PM
beach_bum$14.592/28/2011 2:32:58 PM
167 Investments
 
Borrower Payment Dependent Notes Series 494623
This series of Notes was issued and sold upon the funding of the borrower loan #47566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $476.30
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1990 Debt/Income ratio: 20%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 40 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,567Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: order-promise2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Request
Purpose of loan:
This loan will be used to pay off four outstanding credit card debts that carry a current APR of 29.99%.

My financial situation:
I am a good candidate for this loan because I currently am in good financial standing with all credit agencies. I currently autopay my mortgages and utilities to ensure a prompt payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How does the $ amt of this Prosper loan compare to what you are currently paying on those credit cards? - BankofBeth
A: The dollar I amount I am requesting of Prosper is 85% of my current debt. Though I have been making a significant dent in the debt by making additional payments, the interest rates are not working in my favor. Feel free to ask more questions if you need more information of me. Thank you for your interest and consideration. (Feb-28-2011)
Q: Sorry, but I didn't state my previous question clearly. What I meant to ask was how does the MONTHLY amount of money you currently pay on the credit cards compare to the monthly amount you will pay on this loan? - BankofBeth
A: My apologies for not understanding your question. The prospective monthly repayment to Prosper is approximately $476 a month, as opposed to the amount I have been paying monthly to the credit card companies ($724.) (Feb-28-2011)
Q: Have you thrown away these credit cards or do you still plan to use them? - loan-warrior
A: Thank you for your question. I am closing all of these accounts. I do have two other $0 balance accounts that I will keep, since I pay bills with them to earn points for free stuff. (Mar-02-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/18/2011 5:06:02 PM
BxRealtor$25.002/18/2011 5:06:32 PM
Tradesmanlender$50.002/18/2011 5:07:56 PM
SolarMoonshine$25.002/18/2011 5:40:04 PM
enthralling-deal180$75.002/18/2011 5:12:16 PM
openness-viking$100.002/18/2011 9:24:31 PM
availableloan$25.002/21/2011 12:36:40 AM
Azonic21$25.002/21/2011 10:55:10 AM
radforj22$25.002/21/2011 12:50:02 PM
payment-halo$25.002/21/2011 3:07:45 PM
kulender$100.002/21/2011 5:14:32 PM
Cherrypicker$50.002/22/2011 11:14:02 AM
JJ9876$25.002/22/2011 12:09:44 PM
ashirey$50.002/22/2011 12:35:22 PM
sincere-balance$25.002/22/2011 4:47:13 PM
hope-hickory$25.002/22/2011 6:40:37 PM
Charmart$25.002/23/2011 2:49:14 AM
top-epic-community$50.002/23/2011 11:07:14 AM
friendly-market5$25.002/23/2011 3:51:34 PM
irrelevant$50.002/23/2011 6:00:58 PM
ultimate-payment$50.002/23/2011 7:52:50 PM
don8ter$25.002/23/2011 6:00:16 PM
affluence-tycoon$50.002/24/2011 6:51:44 AM
treasure-pipeline$50.002/24/2011 10:17:21 AM
Arikos$50.002/24/2011 5:57:04 PM
efficient-treasure0$25.002/24/2011 9:36:56 PM
caring-hope2$50.002/25/2011 10:08:02 AM
velocity-solo$25.002/25/2011 3:02:45 PM
Ripsaw4U$29.382/26/2011 1:08:57 AM
jazzlender$25.002/26/2011 1:41:17 AM
zevonyc$25.002/26/2011 1:31:07 PM
4est$25.002/26/2011 2:06:36 PM
balance-computer9$50.002/28/2011 9:35:15 AM
TelegramSam$25.002/28/2011 9:39:45 AM
kind-resolute-dough$25.002/28/2011 9:42:15 AM
deal-gazer$50.002/28/2011 12:21:50 PM
KichigaiSensei$50.002/28/2011 10:15:18 AM
enterprising-cash0$25.002/28/2011 10:26:09 AM
orgy63$50.002/28/2011 4:46:52 PM
GElender$50.002/28/2011 4:57:40 PM
IIP77$25.002/28/2011 4:58:12 PM
ptjg$50.002/28/2011 11:36:18 PM
octoberfresh$26.503/1/2011 3:04:24 AM
skuba$50.003/1/2011 2:18:46 AM
GrayStudio$25.003/1/2011 2:20:04 AM
wwwUniversal$25.003/1/2011 5:08:17 AM
ilinds$50.003/1/2011 6:42:51 AM
rebellender$25.003/1/2011 8:28:05 AM
ethical-moola5$50.003/1/2011 9:31:18 AM
moola-escalator$50.003/1/2011 8:27:32 AM
brainy-repayment5$50.003/1/2011 10:57:12 AM
jigsaw$100.003/1/2011 9:38:26 AM
finance_mba$25.003/1/2011 10:27:32 AM
PatRichi$25.003/1/2011 10:26:30 AM
dojo2$25.003/1/2011 11:09:12 AM
ouyangers$25.003/1/2011 3:59:41 PM
commerce-yeller$30.003/1/2011 4:02:17 PM
lendacity$25.003/1/2011 3:12:12 PM
JKEnterprises$25.003/1/2011 4:36:17 PM
One1putt$50.003/1/2011 3:52:12 PM
kmr2$100.003/1/2011 4:00:24 PM
shrewd-income$50.003/1/2011 3:58:01 PM
uncleharold$25.003/1/2011 5:27:42 PM
visionary-currency$50.003/1/2011 4:05:08 PM
honorable-yield$25.003/1/2011 6:42:41 PM
SBT$50.003/1/2011 7:26:02 PM
NYCFinancier$25.003/1/2011 5:11:57 PM
whipone$25.003/1/2011 6:51:14 PM
Danfromnapa$31.043/2/2011 1:12:08 AM
Ivan2007$50.003/2/2011 1:18:12 AM
AdamDB$25.003/2/2011 1:21:46 AM
schnatty$25.003/2/2011 1:33:30 AM
smloanbigresult$25.003/2/2011 1:41:24 AM
wise-deal-panda$25.003/2/2011 1:58:00 AM
community-saver158$46.763/2/2011 1:59:31 AM
important-ore$100.003/2/2011 2:02:03 AM
ciccio70$25.003/2/2011 1:03:08 AM
tender-integrity3$60.973/2/2011 2:07:09 AM
uncleubb$25.003/2/2011 1:04:14 AM
Interloper$25.003/2/2011 1:05:04 AM
fcukciti$25.003/2/2011 3:46:09 AM
azali$25.003/2/2011 12:03:01 AM
WeAlNe$25.003/2/2011 1:16:45 AM
janus_god$25.003/2/2011 1:17:19 AM
E_G$35.543/2/2011 1:17:31 AM
DcUnited$30.003/2/2011 1:19:02 AM
redx$25.003/2/2011 1:06:20 AM
aha6297$25.003/2/2011 1:33:22 AM
Cheburashka$25.003/2/2011 1:07:09 AM
derec$25.003/2/2011 1:07:17 AM
paramjit$25.003/2/2011 1:34:20 AM
Katburg$37.003/2/2011 1:12:36 AM
thrifty-return$25.653/2/2011 1:41:42 AM
devoider$25.003/2/2011 1:42:12 AM
suk200$25.003/2/2011 1:16:52 AM
ferdberfel$45.083/2/2011 1:43:20 AM
mmckune$25.003/2/2011 1:18:52 AM
WorldlyWorker$25.003/2/2011 1:22:35 AM
excellent-nickel$25.993/2/2011 1:56:04 AM
hrubinst$50.003/2/2011 1:37:41 AM
drlevvis$48.773/2/2011 1:41:58 AM
ThisGuyIKnow$25.483/2/2011 1:42:54 AM
nalaari$25.003/2/2011 2:04:59 AM
studious-bonus7$100.003/2/2011 2:05:32 AM
orange-dollar-guild$25.003/2/2011 2:06:00 AM
successful-agreement7$93.323/2/2011 2:07:00 AM
blue-receptive-affluence$25.003/2/2011 4:51:26 AM
BigLinCT$25.003/2/2011 5:15:47 AM
JandJ-Bank$50.003/2/2011 6:41:15 AM
squarebob$100.003/2/2011 8:12:10 AM
techreseller$50.003/2/2011 6:24:00 AM
economy-orchid$25.003/2/2011 8:52:13 AM
Phantom99$50.003/2/2011 7:02:03 AM
sensible-order2$100.003/2/2011 8:52:47 AM
grf1945$50.003/2/2011 7:07:40 AM
gold-blanket0$25.003/2/2011 9:51:49 AM
tolerant-dinero2$25.003/2/2011 9:53:32 AM
crdcteng$50.003/2/2011 9:56:20 AM
buukyak$100.003/2/2011 10:25:50 AM
loan-warrior$25.003/2/2011 8:58:44 AM
roman2008$25.003/2/2011 9:32:00 AM
worth-arch$25.003/2/2011 9:32:32 AM
restech$25.003/2/2011 10:53:19 AM
barefootpaul$35.003/2/2011 12:37:05 PM
point-promiser$25.003/2/2011 9:31:22 AM
proud-silver0$50.003/2/2011 1:11:04 PM
lgs83$25.003/2/2011 1:11:37 PM
taal1$50.003/2/2011 1:11:49 PM
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T-Bizzone$25.003/2/2011 1:12:10 PM
lincs$25.003/2/2011 1:12:32 PM
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wise-spiritual-commitment$50.003/2/2011 1:12:42 PM
alextiff01$25.003/2/2011 1:12:53 PM
TK4$50.003/2/2011 1:13:04 PM
asset-wheel$25.003/2/2011 10:36:15 AM
Use_It_Wisely$50.003/2/2011 12:31:13 PM
marketplace-cello5$50.003/2/2011 1:11:00 PM
harperpotok$100.003/2/2011 1:11:28 PM
reasonable-capital4$25.003/2/2011 1:11:36 PM
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Fenix878$25.003/2/2011 1:12:34 PM
point-shooter$50.003/2/2011 1:12:44 PM
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genius520$100.003/2/2011 1:13:03 PM
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Tylerh$100.002/18/2011 5:11:26 PM
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selector568$50.002/23/2011 2:25:07 AM
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worker943$50.002/23/2011 9:41:04 AM
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syounker$25.002/25/2011 9:35:24 AM
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T-L-B$35.002/25/2011 9:53:28 AM
credit-investor5$50.002/25/2011 1:08:02 PM
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RusRobo$50.002/28/2011 5:16:53 PM
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gracej$25.003/1/2011 3:15:48 AM
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Aimvest$25.003/2/2011 1:12:41 AM
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JDLN$25.003/1/2011 8:06:08 PM
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dinero-speaker$25.003/2/2011 2:05:51 AM
the-auction-bear$25.003/2/2011 2:07:16 AM
Victor-E-Lane$25.003/2/2011 1:16:42 AM
jam96$25.003/2/2011 1:16:57 AM
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derfen$25.003/2/2011 1:41:34 AM
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Aleut$25.003/2/2011 1:25:02 AM
rupee-artisan$25.003/2/2011 1:55:44 AM
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Jassi$25.003/2/2011 1:37:33 AM
loot-heart$25.003/2/2011 2:06:18 AM
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inforapenny$40.633/2/2011 1:42:48 AM
AF-Chief$50.003/2/2011 1:43:09 AM
unbelievable-diversification8$25.003/2/2011 1:53:44 AM
responsible-investment0$27.053/2/2011 1:55:07 AM
gold-sushi$25.003/2/2011 2:00:34 AM
blissful-note7$40.223/2/2011 2:02:15 AM
money-surge1$25.003/2/2011 2:02:51 AM
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zotzot$200.003/2/2011 5:44:04 AM
ichibon$100.883/2/2011 7:07:22 AM
useful-p2ploan$50.003/2/2011 7:11:33 AM
bluesheep$50.003/2/2011 6:06:26 AM
hopeful-truth5$100.003/2/2011 6:12:46 AM
Auditman$50.003/2/2011 6:51:34 AM
Tasselhoff$25.003/2/2011 8:07:10 AM
brutusbone$50.003/2/2011 6:56:00 AM
chops21$25.003/2/2011 6:57:36 AM
108lender$200.003/2/2011 8:52:08 AM
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worthy-bid8$50.003/2/2011 7:57:27 AM
fair_rates$25.003/2/2011 8:55:55 AM
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one-midas$25.003/2/2011 7:29:08 AM
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Brklyn01$25.003/2/2011 8:22:22 AM
raisingophelia$25.003/2/2011 9:55:05 AM
julijask$36.463/2/2011 8:51:29 AM
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cberthiaume$25.003/2/2011 12:12:44 PM
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Palacios$50.003/2/2011 1:12:12 PM
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LendGuy$25.003/2/2011 1:11:42 PM
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green-thoughtful-yield$100.003/2/2011 1:12:30 PM
FigTree$50.003/2/2011 1:12:38 PM
choss02$100.003/2/2011 1:12:57 PM
Jay_Tee$50.003/2/2011 12:12:05 PM
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drtrimmers$50.003/2/2011 1:11:47 PM
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psonicl$50.003/2/2011 1:12:55 PM
Preferred-Lender$25.003/2/2011 4:41:49 PM
Prairie-MN$30.003/2/2011 2:01:07 PM
NYBIZ$41.323/2/2011 1:40:38 PM
Denver-Rental-Properties$40.003/2/2011 4:06:10 PM
tryitout$26.443/2/2011 6:08:19 PM
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adir1$25.003/2/2011 5:08:15 PM
myduck$50.003/2/2011 5:29:26 PM
astute-fairness0$50.003/2/2011 6:01:24 PM
word140$25.003/2/2011 7:05:15 PM
kain11286$50.003/2/2011 8:07:13 PM
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jtc26$100.003/2/2011 10:39:31 PM
359 Investments
 
Borrower Payment Dependent Notes Series 494663
This series of Notes was issued and sold upon the funding of the borrower loan #47562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-18-2011 
Term: 60 months Listing End date:  Mar-02-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $332.91
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1994 Debt/Income ratio: 9%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $64,747Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: scdc123 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Let's pursue a win-win partnership!
Purpose of loan:
This loan will be used to consolidate my credit cards with higher APR rates into a lower rate alternative.

My financial situation:
I am a good candidate for this loan because:
- steady employment with a government contractor having received multiple promotions and raises; most recent promotion was last August from Supervisor to Operations Manager
- financially responsible homeowner since August 2004 (currently have equity in the home).
- pursuing MBA/MS in Finance dual degree program at University of Maryland (Smith School of Business); expected graduation is summer of 2012
- my car is paid off
- geographic area, Arlington, VA (suburb of Washington DC) which I live/work has done relatively well in terms of job opportunities and home prices compared to most other regions of the US
- I've been responsible in paying my credit card bills on time, I just don't want to continue paying high interest rates when better alternatives are available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:43 AM
BxRealtor$25.002/18/2011 9:19:38 AM
Tradesmanlender$50.002/18/2011 9:26:22 AM
HamachiMan$50.002/18/2011 9:31:57 AM
Tylerh$100.002/18/2011 9:43:10 AM
runner262$25.002/18/2011 10:10:13 AM
Scotcha$50.002/18/2011 3:03:53 PM
PRGuyinVA$50.002/18/2011 3:19:18 PM
meikaizen$50.002/18/2011 3:35:30 PM
worth-excellence4$25.002/18/2011 3:26:48 PM
thankful-nickel2$25.002/18/2011 4:53:24 PM
rbotterbLLC$25.002/18/2011 5:06:36 PM
crippledcircus$31.362/19/2011 3:22:51 PM
Shanster84$74.602/19/2011 4:21:03 PM
wise-natural-return$25.002/19/2011 8:20:09 PM
MadHun$100.002/19/2011 9:00:15 PM
reflective-rupee$25.772/20/2011 8:17:09 AM
vutah$25.002/20/2011 10:26:47 AM
1randyp$200.002/20/2011 4:02:36 PM
VTGunz$25.002/21/2011 5:36:04 AM
Arikos$50.002/21/2011 7:28:30 AM
Aridus$50.002/21/2011 10:08:59 AM
gain-gourd$100.002/21/2011 12:02:41 PM
STAN7366$100.002/21/2011 1:45:02 PM
liberty-revolutionary5$350.002/21/2011 2:36:09 PM
meenan$50.002/21/2011 7:25:04 PM
Artist_Blue$25.002/22/2011 6:17:31 AM
JJ9876$25.002/22/2011 12:09:42 PM
ashirey$50.002/22/2011 12:35:04 PM
Medops911$33.002/22/2011 10:45:04 AM
WealthBuildingLessons$50.002/22/2011 12:54:25 PM
TikPmp1$25.002/22/2011 12:11:10 PM
attractive-asset$100.002/22/2011 12:37:09 PM
authoritative-capital$25.002/22/2011 2:14:46 PM
rebellender$25.002/22/2011 5:32:14 PM
hope-hickory$25.002/22/2011 6:40:32 PM
Peterman$25.002/22/2011 7:06:37 PM
SecondChanceLendingSERV$50.002/23/2011 7:58:24 AM
bullincage$26.082/23/2011 8:51:02 AM
worker943$50.002/23/2011 9:40:59 AM
friendly-market5$25.002/23/2011 3:51:30 PM
jescowa$50.002/23/2011 4:56:29 PM
ajayne1953$97.002/23/2011 7:04:11 PM
ultimate-payment$50.002/23/2011 7:52:41 PM
mraleig$100.002/23/2011 8:18:44 PM
platinum-scientist9$25.002/23/2011 7:06:40 PM
Ripsaw4U$50.002/24/2011 12:54:33 AM
affluence-tycoon$50.002/24/2011 6:51:40 AM
edsmoney$100.002/24/2011 9:20:49 AM
treasure-pipeline$50.002/24/2011 10:17:14 AM
melodious-fairness$100.002/24/2011 11:41:34 AM
velocity-solo$25.002/24/2011 6:19:36 PM
dan234$25.002/24/2011 9:18:48 PM
efficient-treasure0$25.002/24/2011 9:36:52 PM
dtana$25.002/25/2011 8:28:07 AM
lovely-leverage$135.002/25/2011 10:18:28 AM
jazzlender$25.002/25/2011 4:12:45 PM
balance-force$25.002/25/2011 11:54:06 AM
Oakland$50.002/25/2011 6:16:04 PM
dough-destiny$28.292/26/2011 6:25:51 AM
IIP77$25.002/26/2011 3:36:17 AM
katnmouse$45.002/26/2011 9:29:44 AM
BaxterEvil$25.002/26/2011 9:01:35 PM
noodles932$29.772/26/2011 10:46:43 AM
terrific-return$25.002/26/2011 3:20:09 PM
currency-agave$50.002/27/2011 12:07:56 PM
felicity-loyalist0$25.002/26/2011 10:07:31 PM
income-awakening6$25.002/27/2011 6:57:38 AM
nolahelper$25.002/27/2011 9:23:14 PM
bullwink27$25.002/27/2011 2:27:24 PM
ms48105$25.002/27/2011 2:56:58 PM
TelegramSam$25.002/28/2011 9:39:44 AM
focused-wampum$25.002/28/2011 8:45:13 AM
surfnav$108.002/28/2011 10:16:45 AM
balance-computer9$50.002/28/2011 9:35:14 AM
kind-resolute-dough$25.002/28/2011 9:42:14 AM
GElender$50.002/28/2011 1:52:31 PM
deal-gazer$50.002/28/2011 12:21:49 PM
justice-officer$25.002/28/2011 12:37:07 PM
lendacity$25.002/28/2011 5:03:48 PM
flexible-fund6$50.002/28/2011 4:52:04 PM
BigBroJake$25.002/28/2011 6:21:07 PM
octoberfresh$26.503/1/2011 3:04:21 AM
income-sage9$25.002/28/2011 7:31:06 PM
wwwUniversal$25.003/1/2011 4:08:06 AM
Druidsoft$25.002/28/2011 11:31:57 PM
gracej$25.003/1/2011 3:06:15 AM
RuleOf70$31.003/1/2011 7:46:58 AM
lostontheedge$25.003/1/2011 3:14:13 AM
ilinds$50.003/1/2011 6:42:50 AM
promise2$50.003/1/2011 10:19:27 AM
PatRichi$25.003/1/2011 10:26:28 AM
a-finance-nirvana$25.003/1/2011 10:31:35 AM
marshallmanhattan$25.003/1/2011 9:34:37 AM
unassassinable$25.003/1/2011 12:01:32 PM
FlightAttendantBret$50.003/1/2011 10:17:14 AM
visionary-currency$50.003/1/2011 3:14:54 PM
jamschmidt$25.003/1/2011 3:55:55 PM
harperpotok$50.003/1/2011 3:59:37 PM
Barak$50.003/1/2011 3:59:49 PM
duty-windmill$25.003/1/2011 3:59:58 PM
6moonbeams$25.003/1/2011 4:00:06 PM
kublai$25.003/1/2011 3:09:21 PM
mlender$25.003/1/2011 4:00:11 PM
awwaww$50.003/1/2011 4:00:47 PM
flexiboy35$25.003/1/2011 4:00:51 PM
mizount$25.003/1/2011 4:00:59 PM
Weaverville$44.293/1/2011 4:01:09 PM
balance2$25.003/1/2011 4:01:43 PM
LuckyPerks$50.003/1/2011 2:58:52 PM
nalaari$25.003/1/2011 4:02:32 PM
worldly-community3$26.113/1/2011 4:02:38 PM
investment-comet$25.003/1/2011 4:02:44 PM
orange-dollar-guild$25.003/1/2011 4:02:51 PM
interstellar$51.003/1/2011 4:03:22 PM
cathexis$25.003/1/2011 4:03:35 PM
contract-paloverde1$25.003/1/2011 4:03:52 PM
point-shooter$50.003/1/2011 4:04:17 PM
1800porsche$25.003/1/2011 4:04:23 PM
choss02$100.003/1/2011 4:04:33 PM
hitsman$50.003/1/2011 4:04:41 PM
rakstar$38.793/1/2011 4:04:49 PM
the-auction-bear$25.003/1/2011 4:05:15 PM
nest235$50.003/1/2011 3:23:33 PM
gilbrear$25.003/1/2011 3:13:47 PM
durability-halibut$30.003/1/2011 3:29:41 PM
jrbill1998$50.003/1/2011 3:59:38 PM
Ivan2007$36.383/1/2011 3:59:46 PM
Yorker1776$50.003/1/2011 3:59:56 PM
generous-deal6$50.003/1/2011 4:00:04 PM
peace-maximizer8$25.003/1/2011 4:00:17 PM
superb-funds335$25.003/1/2011 4:00:36 PM
DcUnited$30.003/1/2011 4:01:22 PM
green-tree-shake$70.003/1/2011 4:02:24 PM
ttnk62918$25.003/1/2011 4:02:42 PM
Fenix878$25.003/1/2011 4:03:37 PM
grampy48$25.003/1/2011 4:03:47 PM
attentive-vigilance1$50.003/1/2011 4:03:54 PM
wise-spiritual-commitment$50.003/1/2011 4:04:15 PM
rdav$25.003/1/2011 4:04:20 PM
gethsemane4$25.003/1/2011 4:04:26 PM
rockstar78$50.003/1/2011 4:04:29 PM
bid-czar8$100.003/1/2011 4:04:36 PM
MakoF16$50.003/1/2011 3:59:47 PM
gain-equator$25.003/1/2011 4:04:45 PM
divedude$25.003/1/2011 3:59:55 PM
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successful-agreement7$100.003/1/2011 4:05:13 PM
Sixmil$29.423/1/2011 4:00:53 PM
kalex752$25.003/1/2011 4:01:11 PM
mmckune$25.003/1/2011 4:01:17 PM
tbati$25.003/1/2011 4:01:37 PM
MrCoffee$34.973/1/2011 4:02:45 PM
uncleharold$25.003/1/2011 5:27:41 PM
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lincs$25.003/1/2011 4:03:32 PM
GiftViftdotcom$25.003/1/2011 4:03:45 PM
tharmon$50.003/1/2011 4:04:11 PM
orderly-leverage$100.003/1/2011 4:04:19 PM
alextiff01$25.003/1/2011 4:04:31 PM
jenkris$25.003/1/2011 4:04:43 PM
NYCFinancier$25.003/1/2011 5:11:56 PM
SBT$50.003/1/2011 7:26:01 PM
engbusres$45.003/1/2011 8:30:13 PM
trapperdc$100.003/1/2011 6:06:36 PM
taylodo$49.543/1/2011 10:37:04 PM
sinner_c5$36.413/1/2011 6:24:42 PM
friendly-credit2$100.003/1/2011 6:25:18 PM
kscc183$25.003/2/2011 1:01:41 AM
honorable-yield$25.003/1/2011 6:42:39 PM
jcw3rd$25.003/1/2011 6:09:38 PM
pilot1723$25.003/1/2011 6:47:27 PM
nelie150$25.823/1/2011 6:23:09 PM
whipone$25.003/1/2011 6:43:41 PM
Tizzo27$33.563/1/2011 6:55:32 PM
Earnest_Money$34.003/1/2011 7:21:06 PM
credit-driver9$55.203/1/2011 8:01:24 PM
JDLN$25.003/1/2011 8:06:07 PM
morewhatsinstore$25.003/2/2011 1:01:48 AM
azali$25.003/2/2011 12:02:58 AM
simplelender80$100.002/18/2011 9:18:28 AM
benjamins-utopia$50.002/18/2011 9:20:55 AM
Pulchritudinous$25.002/18/2011 9:21:49 AM
AFairDeal$75.002/18/2011 9:24:49 AM
scrappy-bonus2$25.002/18/2011 9:29:50 AM
macjp123$25.002/18/2011 9:34:09 AM
SimpleChoice$25.002/18/2011 10:13:03 AM
heavy_ax$25.002/18/2011 12:28:11 PM
Bank_Of_XL$25.002/18/2011 1:51:55 PM
BAJMP$25.002/19/2011 8:52:28 AM
the-silver-blaster$50.002/19/2011 11:08:21 AM
first-serene-credit$25.002/20/2011 6:09:13 PM
statenisland51$25.002/21/2011 5:18:37 AM
radforj22$25.002/21/2011 7:29:05 AM
gpsgreg$35.002/21/2011 12:09:02 PM
jbaum$40.002/21/2011 12:21:30 PM
dblakels$25.002/21/2011 1:32:46 PM
moola-escalator$50.002/21/2011 2:11:33 PM
mgking007$25.002/21/2011 3:42:10 PM
Preteur$25.002/21/2011 4:20:03 PM
kulender$100.002/21/2011 5:14:25 PM
innocent-deal$50.002/21/2011 6:19:53 PM
ValyaLibra01$50.002/21/2011 6:14:43 PM
Proactive-Financial-Lending$25.002/22/2011 9:59:13 AM
One1putt$50.002/22/2011 12:54:33 PM
don8ter$25.002/22/2011 5:31:58 PM
best-ingenious-funds$25.002/22/2011 5:47:04 PM
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dblaz5$400.002/23/2011 7:53:26 AM
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WashingtonApple$100.002/23/2011 3:41:54 PM
auction-seeker$25.002/23/2011 5:14:21 PM
availableloan$25.002/24/2011 7:12:50 AM
indomitable-coin$50.002/24/2011 4:16:39 AM
loanman2007$100.002/24/2011 5:07:59 AM
usd1027$25.002/24/2011 3:36:13 PM
hopeful-truth5$50.002/25/2011 1:57:15 PM
credit-coach118$40.002/25/2011 8:00:35 PM
Ocean713$50.002/25/2011 3:01:41 PM
AM2171$30.002/25/2011 4:02:04 PM
adir1$41.002/25/2011 10:00:07 PM
4est$25.002/26/2011 2:06:35 PM
capital-web7$50.002/26/2011 10:11:25 AM
careful-penny$25.002/26/2011 10:53:02 AM
upbeat-investment9$51.712/26/2011 11:34:42 AM
agile-loan0$25.002/27/2011 8:36:45 AM
green-moola-platoon$50.002/28/2011 9:33:15 AM
christmaslightpro$25.002/28/2011 9:35:55 AM
KryptonWare-com$25.002/28/2011 9:55:02 AM
orgy63$50.002/28/2011 9:56:34 AM
reflective-gain$25.002/28/2011 9:34:15 AM
p2p-renaissance7$100.002/28/2011 9:40:12 AM
enterprising-cash0$25.002/28/2011 10:26:08 AM
bigphish$50.002/28/2011 10:51:19 AM
Astyanax$30.002/28/2011 11:46:50 AM
all_of_that_one$35.002/28/2011 1:52:43 PM
cassperr$25.002/28/2011 1:50:44 PM
GrayStudio$25.002/28/2011 4:52:31 PM
RusRobo$50.002/28/2011 5:16:50 PM
skuba$50.003/1/2011 2:18:44 AM
Reinadog9$50.002/28/2011 9:51:15 PM
ptjg$50.002/28/2011 11:36:17 PM
peripatetic$25.003/1/2011 3:15:35 AM
commerce-yeller$30.003/1/2011 9:37:18 AM
life-is-great$50.003/1/2011 7:22:19 AM
partnerinflight$50.003/1/2011 10:15:21 AM
jigsaw$100.003/1/2011 8:27:29 AM
dirkjan$50.003/1/2011 8:33:06 AM
SummaCapital$50.003/1/2011 10:56:36 AM
dojo2$25.003/1/2011 11:09:10 AM
ethical-moola5$50.003/1/2011 9:31:16 AM
autonomous-camaraderi4$25.003/1/2011 9:32:04 AM
inspired-investment8$100.003/1/2011 11:31:13 AM
admirable-income9$25.003/1/2011 9:37:10 AM
poloinc$117.333/1/2011 11:43:55 AM
brainy-repayment5$50.003/1/2011 10:57:11 AM
finance_mba$25.003/1/2011 10:27:31 AM
rogue_monster$50.003/1/2011 3:08:30 PM
orange-courageous-dedication$50.003/1/2011 3:12:02 PM
113121$25.003/1/2011 12:02:55 PM
macotra4$45.003/1/2011 3:17:22 PM
astute-benjamins$25.003/1/2011 3:07:41 PM
monster4$50.003/1/2011 4:00:01 PM
chlebie$50.003/1/2011 4:00:10 PM
intuitive-integrity9$50.003/1/2011 4:00:26 PM
first-pragmatic-note$25.003/1/2011 4:00:34 PM
Interloper$25.003/1/2011 4:00:56 PM
ClearLake$25.003/1/2011 4:01:13 PM
Papa_Mema$25.003/1/2011 4:01:24 PM
BoughtTheFarm$25.003/1/2011 4:01:45 PM
gold-commander0$27.463/1/2011 4:02:30 PM
worth-arch$25.003/1/2011 4:02:37 PM
mammalian4$25.003/1/2011 4:02:47 PM
supersarah61$50.003/1/2011 4:03:26 PM
FigTree$25.003/1/2011 4:03:44 PM
MoneyMA$25.003/1/2011 4:04:13 PM
orangetrust$100.003/1/2011 4:04:21 PM
WalnutCreekguy$50.003/1/2011 4:04:30 PM
SmokeyMirror$50.003/1/2011 4:04:39 PM
TK4$50.003/1/2011 4:04:51 PM
tender-integrity3$29.283/1/2011 4:05:14 PM
schnrbl$25.003/1/2011 4:21:05 PM
Gr8Deal$50.003/1/2011 3:52:45 PM
inspiring-reward$49.813/1/2011 3:59:27 PM
Archchancellor$50.003/1/2011 3:59:44 PM
bombay56$50.003/1/2011 3:59:53 PM
a-consummate-camaraderi$50.003/1/2011 4:00:00 PM
WindyKid$50.003/1/2011 4:00:09 PM
anders94$36.843/1/2011 4:01:19 PM
Sid-K$25.003/1/2011 4:01:39 PM
special-peso$50.003/1/2011 4:02:14 PM
Mickeyblu$25.003/1/2011 4:02:35 PM
studious-bonus7$75.923/1/2011 4:02:46 PM
green-thoughtful-yield$100.003/1/2011 4:03:29 PM
the-money-gargantuan$25.003/1/2011 4:03:43 PM
jct_enterprises$25.003/1/2011 4:03:48 PM
reflective-cash0$50.003/1/2011 4:04:12 PM
jeffpac$50.003/1/2011 4:04:16 PM
Aleut$25.003/1/2011 4:04:25 PM
exchange-pledge$100.003/1/2011 4:04:28 PM
psonicl$50.003/1/2011 4:04:32 PM
handshake5$100.003/1/2011 3:59:42 PM
jdwillcox$100.003/1/2011 4:04:38 PM
Iwantahelp$25.003/1/2011 3:59:52 PM
genius520$100.003/1/2011 4:04:47 PM
MARWARISETH$25.003/1/2011 4:00:02 PM
Dweeberkitty1$25.003/1/2011 4:00:13 PM
dajen1$50.003/1/2011 4:00:31 PM
maximizer$25.003/1/2011 4:00:35 PM
miket71$28.583/1/2011 4:01:34 PM
hrubinst$38.543/1/2011 4:02:34 PM
dinero-speaker$25.003/1/2011 4:02:49 PM
loot-heart$25.003/1/2011 4:02:59 PM
trade-boots1$50.003/1/2011 4:03:41 PM
Rockymtnhi$34.883/1/2011 4:04:14 PM
resource777$50.003/1/2011 4:04:24 PM
CasaDeTomas$50.003/1/2011 4:04:35 PM
EODLEGS$25.003/1/2011 5:52:17 PM
Goodlender42$50.003/1/2011 4:04:53 PM
turbostar666$27.263/1/2011 4:11:29 PM
squarebob$25.003/1/2011 6:18:38 PM
best-generosity-financier$25.003/1/2011 6:36:03 PM
JKEnterprises$25.003/1/2011 4:36:15 PM
myduck$50.003/1/2011 5:08:38 PM
encore02$100.003/1/2011 7:27:49 PM
DscGlfn$50.003/1/2011 5:07:18 PM
exuberant-dime$50.003/1/2011 6:06:46 PM
squarebob$25.003/1/2011 6:17:52 PM
rmachi$25.003/2/2011 12:57:53 AM
Erogan5877$26.953/2/2011 1:01:34 AM
pollak$50.003/1/2011 6:31:47 PM
easylivin$25.003/1/2011 7:19:55 PM
whipone$25.003/1/2011 6:51:13 PM
rangers94$25.003/1/2011 7:01:14 PM
ichibon$100.883/1/2011 9:32:42 PM
djlucas$25.003/2/2011 12:56:35 AM
bbrelo$25.003/2/2011 1:01:44 AM
MrGhost$25.003/2/2011 1:01:28 AM
nicklds$25.003/2/2011 1:01:54 AM
kanewna$43.533/2/2011 1:02:15 AM
340 Investments
 
Borrower Payment Dependent Notes Series 494677
This series of Notes was issued and sold upon the funding of the borrower loan #47555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $341.73
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1969 Debt/Income ratio: 33%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 57 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,050Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: brainy-capital1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $10,000
Monthly expenses: $
Housing: $848.00
Insurance: $100.00
Car expenses: $700.00
Utilities: $150.00
Phone, cable, internet: $135.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $2,000.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: hi, looking over your expenses vs net income suggest you have enough to pay down your debts of 51 k , are your numbers correct? - firsttouch1
A: Yes, my numbers are correct and they are being paid down. (Feb-20-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BxRealtor$25.002/18/2011 5:06:33 PM
benjamins-utopia$100.002/18/2011 5:07:02 PM
Tradesmanlender$35.002/18/2011 5:10:31 PM
Tylerh$100.002/18/2011 5:11:27 PM
simplelender80$100.002/18/2011 5:06:04 PM
JustMee$25.002/18/2011 6:00:19 PM
enthralling-deal180$75.002/18/2011 5:12:17 PM
macjp123$25.002/19/2011 9:20:39 AM
selector568$50.002/19/2011 12:33:45 PM
reflective-rupee$50.772/19/2011 2:03:18 PM
the-silver-blaster$50.002/21/2011 1:13:51 AM
Azonic21$25.002/21/2011 10:55:15 AM
gain-gourd$100.002/21/2011 12:02:59 PM
jbaum$40.002/21/2011 12:21:36 PM
CA-Lender$25.002/21/2011 1:09:26 PM
Preteur$25.002/21/2011 4:20:11 PM
kulender$100.002/21/2011 5:14:34 PM
thankful-nickel2$25.002/21/2011 8:01:47 PM
TikPmp1$25.002/22/2011 12:11:15 PM
ashirey$50.002/22/2011 12:35:25 PM
hope-hickory$25.002/22/2011 6:40:39 PM
Peterman$25.002/22/2011 7:23:06 PM
SecondChanceLendingSERV$50.002/23/2011 7:28:18 AM
competent-p2p$30.002/23/2011 7:51:40 AM
friendly-market5$25.002/23/2011 3:51:35 PM
irrelevant$50.002/23/2011 6:00:59 PM
don8ter$25.002/24/2011 1:31:31 AM
treasure-pipeline$50.002/24/2011 10:17:23 AM
efficient-treasure0$25.002/24/2011 9:36:57 PM
credit-investor5$50.002/25/2011 1:08:03 PM
syounker$25.002/25/2011 9:35:24 AM
AM2171$25.002/25/2011 3:59:41 PM
careful-penny$25.002/26/2011 10:53:05 AM
credit-coach118$50.772/26/2011 7:28:11 PM
BaxterEvil$25.002/26/2011 9:01:38 PM
bullwink27$25.002/27/2011 2:27:28 PM
agile-loan0$25.002/27/2011 8:36:47 AM
green-moola-platoon$50.002/28/2011 9:33:18 AM
reflective-gain$25.002/28/2011 9:34:16 AM
TelegramSam$25.002/28/2011 9:39:46 AM
p2p-renaissance7$100.002/28/2011 9:40:13 AM
bigphish$50.002/28/2011 10:51:22 AM
justice-officer$25.002/28/2011 12:37:38 PM
velocity-solo$25.002/28/2011 4:55:42 PM
income-sage9$25.002/28/2011 7:31:07 PM
Cambium$30.003/1/2011 5:23:00 AM
peripatetic$25.003/1/2011 3:15:39 AM
gracej$25.003/1/2011 3:15:52 AM
otto1939$50.003/1/2011 3:29:35 AM
dirkjan$50.003/1/2011 8:33:15 AM
jazzlender$25.003/1/2011 3:59:21 AM
lazyeye$25.003/1/2011 5:54:47 AM
ilinds$50.003/1/2011 6:42:52 AM
PatRichi$25.003/1/2011 10:26:32 AM
finance_mba$25.003/1/2011 10:27:34 AM
moola-escalator$50.003/1/2011 9:38:28 AM
a-finance-nirvana$25.003/1/2011 10:31:38 AM
SummaCapital$50.003/1/2011 10:56:38 AM
MoNeYMaN5$25.003/1/2011 2:31:07 PM
top-epic-community$50.003/1/2011 3:52:07 PM
jigsaw$100.003/1/2011 3:14:41 PM
lendacity$25.003/1/2011 4:04:42 PM
IIP77$25.003/1/2011 3:58:11 PM
admirable-income9$25.003/1/2011 4:05:00 PM
GrayStudio$25.003/1/2011 4:01:06 PM
azali$25.003/2/2011 12:03:03 AM
skuba$50.003/2/2011 1:03:33 AM
AF-Chief$50.003/2/2011 1:43:10 AM
agiovasil$25.003/2/2011 1:43:40 AM
SBT$50.003/1/2011 7:26:03 PM
wwwUniversal$25.003/2/2011 1:44:22 AM
JDLN$25.003/1/2011 8:06:08 PM
Johnab$25.003/2/2011 4:49:18 AM
debt-force$25.003/2/2011 6:01:28 AM
visionary-currency$50.003/2/2011 1:45:59 AM
unassassinable$25.003/2/2011 1:56:35 AM
investment-comet$25.003/2/2011 2:05:23 AM
loot-heart$25.003/2/2011 2:06:20 AM
nunnie$25.003/2/2011 3:31:16 AM
important-ore$43.043/2/2011 2:02:07 AM
yield-seeker$25.003/2/2011 2:02:45 AM
JandJ-Bank$28.523/2/2011 6:41:16 AM
useful-p2ploan$50.003/2/2011 7:11:34 AM
bluesheep$50.003/2/2011 6:06:27 AM
Mindful7$25.003/2/2011 5:34:52 AM
grf1945$50.003/2/2011 7:07:41 AM
LendingCentral$200.003/2/2011 9:15:27 AM
E_G$50.003/2/2011 8:51:08 AM
janus_god$25.003/2/2011 9:32:36 AM
raisingophelia$25.003/2/2011 9:55:06 AM
Breadandbutter$25.003/2/2011 9:40:31 AM
independent-revenue4$50.003/2/2011 12:31:10 PM
pwkpwk$25.003/2/2011 9:31:42 AM
gold-blanket0$25.003/2/2011 9:51:50 AM
Relevance$25.003/2/2011 11:51:01 AM
OzGuy609$25.003/2/2011 12:47:57 PM
Pitufo$25.003/2/2011 1:58:24 PM
manatee21$60.003/2/2011 2:34:55 PM
sensible-order2$100.003/2/2011 4:42:01 PM
asdf9876$25.003/2/2011 10:53:25 PM
PropertyInvest$25.003/2/2011 4:12:03 PM
brazilofmux$51.493/3/2011 1:37:30 AM
selfmademan$25.003/3/2011 1:37:58 AM
wild_carrot$25.003/3/2011 1:38:19 AM
ClearLake$25.003/3/2011 1:40:50 AM
wbahl$25.003/3/2011 1:49:30 AM
mammalian4$25.003/2/2011 6:53:36 PM
Millmanator$30.183/3/2011 1:51:55 AM
DcUnited$30.003/3/2011 1:54:38 AM
Goodlender42$45.063/3/2011 1:55:36 AM
BlackFred$25.003/3/2011 1:55:58 AM
rudyindc$28.053/3/2011 2:07:19 AM
Sid-K$25.003/3/2011 2:08:37 AM
hrubinst$43.003/3/2011 2:09:11 AM
dinero-speaker$25.003/3/2011 2:27:15 AM
PaulW$25.003/3/2011 1:24:48 AM
ramblin$25.003/3/2011 1:35:20 AM
rakey$25.003/3/2011 6:09:29 AM
shrewd-income$27.893/3/2011 6:15:53 AM
ualf$29.833/3/2011 1:37:45 AM
Sixmil$32.083/3/2011 1:39:06 AM
Au-Ag-Pt$25.003/3/2011 1:39:24 AM
kanewna$33.683/3/2011 1:40:21 AM
tlam168$25.003/3/2011 1:51:59 AM
mmckune$25.003/3/2011 1:54:29 AM
ISLA-VISTA$25.243/3/2011 2:03:58 AM
Robyn5722$25.003/3/2011 2:04:22 AM
Dweeberkitty1$25.003/3/2011 2:09:36 AM
AF_Trust$50.003/3/2011 2:11:46 AM
the-auction-bear$25.003/3/2011 2:27:39 AM
worth-arch$25.003/3/2011 2:29:32 AM
Oupa-George$25.003/3/2011 1:35:41 AM
pilot1723$25.003/3/2011 2:39:02 AM
InvestorPartners$25.003/3/2011 1:37:25 AM
mizount$25.003/3/2011 1:39:40 AM
jojnax$25.003/3/2011 1:50:16 AM
silverloan$28.723/3/2011 1:51:15 AM
jblack01$25.003/3/2011 1:53:00 AM
Ivan2007$49.943/3/2011 1:54:25 AM
squarebob$25.003/3/2011 5:58:42 AM
scottr$28.383/3/2011 2:06:51 AM
wampum-optimization$29.253/3/2011 2:21:31 AM
best-phenomenal-treasure$25.003/3/2011 2:22:30 AM
piter-to-la-investment$25.003/3/2011 2:23:38 AM
handshake5$100.003/3/2011 2:24:32 AM
depalma13$25.003/3/2011 5:13:28 AM
heat25$50.003/3/2011 5:54:59 AM
the-charming-integrity$37.473/3/2011 6:51:45 AM
HamachiMan$50.002/18/2011 5:08:54 PM
organized-payment6$50.002/18/2011 5:08:23 PM
Bank_Of_XL$50.002/19/2011 4:52:41 AM
enthralling-investment$41.002/19/2011 8:50:23 AM
MadHun$100.002/19/2011 9:00:20 PM
radforj22$25.002/21/2011 12:50:03 PM
meenan$50.002/21/2011 7:25:12 PM
debt_helper$25.002/21/2011 8:48:56 PM
authoritative-capital$25.002/22/2011 2:14:52 PM
Artist_Blue$25.002/22/2011 5:32:28 PM
powerful-finance7$25.002/22/2011 7:49:14 PM
momoney2lend$25.002/23/2011 1:58:10 AM
worker943$50.002/23/2011 9:41:05 AM
platinum-scientist9$50.002/23/2011 7:05:25 PM
ultimate-payment$50.002/23/2011 7:52:51 PM
affluence-tycoon$50.002/24/2011 6:51:44 AM
balance-computer9$50.002/28/2011 9:35:15 AM
kind-resolute-dough$25.002/28/2011 9:42:16 AM
enterprising-cash0$25.002/28/2011 10:26:10 AM
deal-gazer$50.002/28/2011 12:21:51 PM
ouyangers$25.002/28/2011 4:52:50 PM
LightTheWay$50.002/28/2011 4:57:42 PM
melodious-fairness$63.852/28/2011 1:53:49 PM
all_of_that_one$35.002/28/2011 5:03:43 PM
Ruckus888$50.002/28/2011 5:04:32 PM
durable-hope0$25.002/28/2011 5:07:40 PM
RusRobo$50.002/28/2011 5:16:55 PM
TheBaldGuy$25.003/1/2011 2:01:34 AM
ptjg$50.002/28/2011 11:36:19 PM
Ripsaw4U$50.003/1/2011 2:30:58 AM
Arikos$50.003/1/2011 8:28:03 AM
coin-investor$25.003/1/2011 4:06:46 AM
innocent-deal$50.003/1/2011 8:27:38 AM
brainy-repayment5$50.003/1/2011 10:57:14 AM
dime-smasher5$25.003/1/2011 9:38:07 AM
flexible-fund6$50.003/1/2011 9:38:30 AM
ethical-moola5$50.003/1/2011 9:31:19 AM
inspired-investment8$100.003/1/2011 11:31:16 AM
nhm$50.003/1/2011 9:32:07 AM
best-ingenious-funds$25.003/1/2011 9:37:35 AM
rebellender$25.003/1/2011 9:38:42 AM
djmgd790$57.123/1/2011 12:26:31 PM
dojo2$25.003/1/2011 11:09:15 AM
persistent-bazaar$25.003/1/2011 11:46:22 AM
astute-benjamins$25.003/1/2011 3:08:12 PM
GElender$50.003/1/2011 3:11:16 PM
Ocean713$50.003/1/2011 3:53:09 PM
sjo1984111$33.003/1/2011 3:23:57 PM
NYCFinancier$25.003/1/2011 5:11:57 PM
schnrbl$25.003/1/2011 4:21:08 PM
JKEnterprises$25.003/1/2011 4:36:18 PM
honorable-yield$25.003/1/2011 6:42:42 PM
uncleharold$25.003/1/2011 5:27:43 PM
magnetic-dedication3$25.003/1/2011 7:22:19 PM
Interloper$25.003/2/2011 1:05:07 AM
fcukciti$25.003/2/2011 3:46:11 AM
Cheburashka$25.003/2/2011 1:07:12 AM
lostontheedge$25.003/2/2011 1:23:53 AM
5kids5$33.663/2/2011 3:57:48 AM
studious-bonus7$36.833/2/2011 2:05:35 AM
maximizer$25.003/2/2011 3:58:33 AM
BigLinCT$25.003/2/2011 5:15:53 AM
Adam_00$50.003/2/2011 7:41:13 AM
brutusbone$50.003/2/2011 6:56:00 AM
Phantom99$50.003/2/2011 7:02:04 AM
worthy-bid8$50.003/2/2011 7:57:31 AM
mchoreography$51.003/2/2011 8:57:49 AM
power-leader1$30.853/2/2011 10:12:56 AM
momentous-responsibility2$25.003/2/2011 9:45:14 AM
Use_It_Wisely$50.003/2/2011 12:31:15 PM
mgraycfs$100.003/2/2011 9:31:04 AM
LongTail$25.003/2/2011 12:56:08 PM
restech$25.003/2/2011 10:53:21 AM
commerce-yeller$30.003/2/2011 1:12:17 PM
riproaringrapids$25.003/2/2011 4:37:49 PM
iamricher$25.003/2/2011 1:41:08 PM
barefootpaul$35.003/2/2011 1:52:38 PM
Munnie$50.003/2/2011 7:27:45 PM
lender987654321$25.003/2/2011 7:57:26 PM
gmf$25.003/2/2011 8:36:36 PM
KirosPOS$25.663/2/2011 8:48:44 PM
hopethisworks$50.003/2/2011 10:19:04 PM
worldly-community3$50.003/2/2011 6:17:50 PM
yarg$29.513/3/2011 1:34:57 AM
intuitive-hope9$25.003/2/2011 6:23:15 PM
GenerousGentleMan$75.003/3/2011 1:39:12 AM
Midg$25.003/3/2011 1:49:49 AM
cberthiaume$25.003/3/2011 1:56:34 AM
jcatlman$50.003/2/2011 8:00:29 PM
yerkster1$25.003/3/2011 2:06:25 AM
miket71$25.923/3/2011 2:08:32 AM
museic1$31.053/3/2011 2:09:06 AM
Banker7371$48.553/3/2011 2:10:39 AM
wampum-chorus3$25.003/2/2011 8:50:55 PM
celkram$50.003/2/2011 5:39:39 PM
interest-fertilizer3$30.003/3/2011 5:22:16 AM
zeelender$25.003/3/2011 1:36:07 AM
e6400$28.683/3/2011 1:37:09 AM
KileNSmyth4$34.783/3/2011 6:37:22 AM
mistertao$25.003/3/2011 1:50:23 AM
ultimatepaintball$25.003/3/2011 1:51:38 AM
gethsemane4$25.003/3/2011 1:56:38 AM
bconn078$25.003/3/2011 2:04:15 AM
thezfunk$25.003/2/2011 10:19:23 PM
dignified-finance$27.903/3/2011 2:20:31 AM
capital-dynamo0$30.443/3/2011 2:22:35 AM
flexible-return297$25.003/3/2011 2:24:11 AM
nalaari$25.003/3/2011 2:26:47 AM
tender-integrity3$47.103/3/2011 2:27:31 AM
pbenjamin$25.003/3/2011 1:35:02 AM
littlemonkey$25.003/3/2011 1:35:36 AM
Easystreet$25.003/3/2011 1:38:14 AM
ElChico124$25.003/3/2011 1:49:35 AM
DUDE66$33.333/3/2011 1:49:57 AM
Kijib$25.003/3/2011 1:50:36 AM
Spring342$37.843/3/2011 1:51:00 AM
anders94$28.573/3/2011 1:54:32 AM
CPAMAN$25.003/3/2011 1:57:22 AM
Loans101$25.003/3/2011 2:06:14 AM
Tasmir$25.003/3/2011 2:07:12 AM
wonderful-dime$25.003/3/2011 2:21:50 AM
reward-motion$25.003/3/2011 2:23:46 AM
greenback-guard$25.003/3/2011 2:26:38 AM
271 Investments
 
Borrower Payment Dependent Notes Series 494877
This series of Notes was issued and sold upon the funding of the borrower loan #47576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-20-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 7.90% Borrower rate/APR: 8.90% / 10.99% Monthly payment: $254.03
 
Lender servicing fee: 1.00% Effective Yield*: 7.88%  
Estimated return*: 4.38%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1992 Debt/Income ratio: 15%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,532Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: goodhearted-silver0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Re-Fi High Interest Credit Card
Purpose of loan:
Pay off a high interest credit card. After missing one payment, over a year ago, our bank raised the rate to over 25%. Repeated attempts to lower the rate after a year of timely payments has been refused. The interest rate reduction will save us over $800 in the first year, money that will be used to pay off the principal faster.

My financial situation:
I have worked for the same company for almost five years and have a solid position. I also have supplemental income from teaching and acting. (almost $7500 in 2010) My wife also works and her income is not even included in my request.
We have a solid credit. We have owned two homes in the past and have paid off both mortgages. We currently rent. A year ago we downsized to a smaller apartment to reduce our rent, and sold one car, eliminating a car payment. We are doing everything we can to eliminate the debt we have, and since 2008 we have steadily lowered our balance every month.

Thank you for your help!
Information in the Description is not verified.
Friends And Family Investments
Chauncey_Gardener has invested a total of $103.93.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/20/2011 12:03:56 PM
HamachiMan$50.002/20/2011 12:06:47 PM
AFairDeal$75.002/20/2011 12:05:59 PM
Tylerh$100.002/20/2011 12:07:39 PM
Chauncey_Gardener$37.002/20/2011 1:36:54 PM
vutah$25.002/20/2011 3:04:31 PM
felicity-loyalist0$25.002/20/2011 6:26:11 PM
reflective-rupee$50.772/20/2011 7:39:30 PM
balance-force$35.002/20/2011 10:09:12 PM
enthralling-deal180$50.002/21/2011 5:23:43 AM
investment-artist$25.002/21/2011 8:49:52 AM
misit$25.002/21/2011 11:38:45 AM
RetirementMoney$25.002/21/2011 11:32:57 AM
radforj22$25.002/21/2011 12:50:21 PM
robertmm25$50.002/21/2011 3:51:58 PM
kulender$100.002/21/2011 5:15:01 PM
meenan$50.002/21/2011 7:25:38 PM
GranCarol$25.002/21/2011 6:28:27 PM
thankful-nickel2$25.002/21/2011 7:49:04 PM
engaging-worth$25.002/21/2011 10:28:38 PM
JoeXB$25.002/22/2011 7:18:39 PM
powerful-finance7$25.002/22/2011 7:49:27 PM
SecondChanceLendingSERV$50.002/23/2011 7:48:49 AM
top-epic-community$50.002/23/2011 11:07:25 AM
hopeful-truth5$25.002/23/2011 4:45:51 PM
platinum-scientist9$25.002/23/2011 5:07:18 PM
Artist_Blue$25.002/24/2011 6:06:28 AM
careful-penny$25.002/26/2011 10:53:32 AM
rakey$25.002/26/2011 1:30:03 AM
BankofBeth$25.002/26/2011 10:20:45 AM
goodcents$25.002/26/2011 7:22:14 PM
pythia$25.002/27/2011 6:07:20 AM
bullwink27$25.002/27/2011 4:06:13 PM
ichibon$100.002/27/2011 5:42:53 PM
green-moola-platoon$50.002/28/2011 9:33:34 AM
kind-resolute-dough$25.002/28/2011 9:42:30 AM
Chauncey_Gardener$66.932/28/2011 9:57:41 AM
enterprising-cash0$25.002/28/2011 10:26:16 AM
bigphish$50.002/28/2011 10:51:40 AM
StLME$65.002/28/2011 1:58:46 PM
don8ter$25.002/28/2011 5:04:16 PM
otto1939$50.003/1/2011 3:29:52 AM
jbaum$40.003/1/2011 9:38:46 AM
SnakeV$25.003/1/2011 8:59:36 AM
ashirey$50.003/1/2011 8:27:44 AM
inspired-investment8$100.003/1/2011 11:31:47 AM
astute-benjamins$25.003/1/2011 3:10:36 PM
dproxima$25.003/1/2011 4:56:40 PM
myduck$75.003/1/2011 5:10:33 PM
wwwUniversal$25.003/2/2011 1:44:42 AM
bluesheep$50.003/2/2011 6:06:34 AM
grf1945$50.003/2/2011 7:07:51 AM
squarebob$100.003/2/2011 8:16:20 AM
ichibon$100.883/2/2011 7:07:25 AM
useful-p2ploan$50.003/2/2011 7:11:40 AM
worthy-bid8$50.003/2/2011 7:57:48 AM
octoberfresh$26.503/2/2011 9:31:55 AM
LongTail$25.003/2/2011 12:56:16 PM
celkram$50.003/2/2011 5:39:48 PM
bill-booster5$25.003/2/2011 11:41:04 PM
bill-expert$53.003/2/2011 4:12:57 PM
beachfunder$50.003/2/2011 8:46:00 PM
purplepotato$26.003/2/2011 9:37:37 PM
velocity-solo$25.003/3/2011 2:24:47 AM
gustavholstopus32$25.003/3/2011 5:34:44 AM
gator76$50.003/3/2011 5:00:27 AM
GElender$50.003/3/2011 6:17:47 AM
HighFired3000F$50.003/3/2011 6:21:49 AM
metro457$25.003/3/2011 6:53:07 AM
melodious-fairness$27.973/3/2011 2:30:27 AM
a-resplendent-commitment$25.003/3/2011 7:34:56 AM
888GoldIngots$50.003/3/2011 8:38:49 AM
five-star-euro3$50.003/3/2011 9:43:59 AM
shrewd-income$50.003/3/2011 6:22:06 AM
greenback-professor5$50.003/3/2011 9:45:21 AM
Aimvest$25.003/3/2011 9:47:06 AM
one-midas$36.003/3/2011 9:26:22 AM
tolerant-dinero2$25.003/3/2011 9:48:35 AM
navy_cash$31.463/3/2011 3:52:47 PM
squarebob$150.003/3/2011 11:23:07 AM
bondhedger$25.003/3/2011 11:25:22 AM
tranquil-revenue$50.003/3/2011 11:35:10 AM
Earn_money$25.003/3/2011 3:09:39 PM
comet55$25.003/3/2011 5:06:10 PM
radiant-return$50.003/3/2011 1:03:26 PM
El_Maestro$25.003/3/2011 1:40:04 PM
cake7$47.533/3/2011 8:47:08 PM
codavee$100.003/4/2011 9:39:51 AM
commerce-renewal$100.003/3/2011 8:25:07 PM
important-ore$150.003/4/2011 3:20:14 AM
finance_mba$25.003/4/2011 8:32:10 AM
vigilance-searcher$100.003/4/2011 9:53:44 AM
Arikos$50.003/4/2011 10:09:42 AM
kedia$200.003/4/2011 9:53:18 AM
bsmtloan$175.003/4/2011 10:22:20 AM
simplelender80$100.002/20/2011 12:04:35 PM
BxRealtor$25.002/20/2011 12:04:52 PM
Tradesmanlender$35.002/20/2011 12:07:19 PM
organized-payment6$50.002/20/2011 12:05:56 PM
MadHun$100.002/20/2011 12:08:37 PM
principal-bull$25.002/20/2011 5:39:43 PM
availableloan$25.002/21/2011 12:37:30 AM
aganippe$50.002/21/2011 8:05:51 AM
gain-gourd$100.002/21/2011 12:03:30 PM
Reddy_Capital$25.002/21/2011 12:36:38 PM
starry2001$25.002/21/2011 1:07:13 PM
penny-finder$35.002/21/2011 1:36:14 PM
payment-halo$25.002/21/2011 3:00:45 PM
Preteur$25.002/21/2011 4:20:34 PM
vutah$25.002/21/2011 4:32:05 PM
credit-coach118$25.002/21/2011 7:44:14 PM
competent-p2p$100.002/22/2011 7:02:59 AM
JJ9876$25.002/22/2011 12:09:54 PM
TikPmp1$25.002/22/2011 12:11:29 PM
FundMaker$25.002/22/2011 5:14:12 PM
CE88$25.002/22/2011 10:46:41 PM
rjrventure$37.502/22/2011 7:54:58 PM
SCD$25.002/23/2011 3:31:12 AM
20mule$200.002/23/2011 10:41:25 AM
friendly-market5$25.002/23/2011 3:51:54 PM
affluence-tycoon$50.002/24/2011 6:52:05 AM
indomitable-coin$50.002/24/2011 4:16:52 AM
RandyL3$25.002/24/2011 6:19:23 PM
caring-hope2$50.002/25/2011 10:12:39 AM
syounker$25.002/25/2011 9:35:37 AM
T-L-B$40.002/25/2011 10:04:36 AM
credit-investor5$50.002/25/2011 1:08:19 PM
BaxterEvil$25.002/26/2011 9:01:51 PM
youngtrader$100.002/27/2011 3:57:46 PM
reflective-gain$25.002/28/2011 9:34:29 AM
brandall$100.002/28/2011 10:11:34 AM
KichigaiSensei$50.002/28/2011 10:18:07 AM
p2p-renaissance7$100.002/28/2011 9:40:21 AM
Cherrypicker$50.002/28/2011 1:30:31 PM
Astyanax$38.692/28/2011 11:48:11 AM
SnakeV$25.002/28/2011 12:30:55 PM
auction-workhorse679$25.002/28/2011 10:44:09 PM
RusRobo$50.002/28/2011 5:17:08 PM
agreement-bunny$25.003/1/2011 6:48:11 AM
jedi8$25.003/1/2011 10:41:10 AM
dojo2$25.003/1/2011 11:09:41 AM
SBT$50.003/1/2011 7:26:09 PM
return-phase9$25.003/2/2011 5:35:36 AM
zotzot$100.003/2/2011 6:16:27 AM
Phantom99$50.003/2/2011 7:02:13 AM
nunnie$25.003/2/2011 3:31:29 AM
yield-friend$26.593/2/2011 11:31:18 AM
Azonic21$25.003/2/2011 12:16:10 PM
gold-blanket0$25.003/2/2011 9:52:35 AM
irrelevant$50.003/2/2011 1:11:19 PM
Relevance$25.003/2/2011 11:51:08 AM
GBlack$25.003/2/2011 1:31:15 PM
hopethisworks$50.003/2/2011 10:19:13 PM
astute-fairness0$50.003/2/2011 6:05:01 PM
riproaringrapids$25.003/2/2011 4:38:00 PM
Charmart$25.003/3/2011 2:54:37 AM
myidear$25.003/3/2011 1:52:33 AM
jazzlender$25.003/3/2011 2:10:43 AM
moneytolend72$50.003/3/2011 7:16:35 AM
gold-sushi$25.003/3/2011 8:03:03 AM
bold-riveting-social$50.003/3/2011 9:43:05 AM
pound-ace$50.003/3/2011 9:44:42 AM
mark1017-31$144.913/3/2011 4:12:52 PM
blLending$25.003/3/2011 10:54:16 AM
harty$50.003/3/2011 2:40:29 PM
myworld701$25.003/3/2011 3:50:20 PM
valiant-liberty4$25.003/3/2011 6:00:51 PM
Havana21$25.003/3/2011 5:20:26 PM
deal-gazer$50.003/4/2011 8:32:24 AM
MicroLender357$50.003/4/2011 10:18:14 AM
authoritative-capital$25.003/4/2011 10:06:04 AM
platinum-genetics$25.003/4/2011 10:18:03 AM
172 Investments
 
Borrower Payment Dependent Notes Series 495143
This series of Notes was issued and sold upon the funding of the borrower loan #47591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-21-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1970 Debt/Income ratio: 19%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 3 Current / open credit lines: 18 / 17Length of status:2y 2m
Amount delinquent: $5,514 Total credit lines: 64Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,728 
Delinquencies in last 7y: 34 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: wealth-voltage4 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MCA5K APPLICATION
Purpose of loan:
This loan will be used to?


My financial situation:
I am a good candidate for this loan because?



Monthly net income: $ Monthly expenses: $
??Housing: $

??Insurance: $

??Car expenses: $

??Utilities: $

??Phone, cable, internet: $

??Food, entertainment: $

??Clothing, household expenses $

??Credit cards and other loans: $

??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/21/2011 5:04:23 PM
CA-Lender$25.002/21/2011 5:07:23 PM
Pitufo$25.002/21/2011 5:07:07 PM
competent-p2p$30.002/21/2011 5:07:09 PM
MilitaryLending$25.002/21/2011 5:49:09 PM
economy-synapse$25.002/21/2011 10:50:22 PM
Artist_Blue$25.002/22/2011 6:09:24 AM
income-rocker2$25.002/22/2011 7:57:27 AM
SecondChanceLendingSERV$25.002/22/2011 9:50:42 AM
ingenious-deal6$25.002/22/2011 1:26:33 PM
reflective-rupee$25.772/22/2011 3:10:44 PM
hope-hickory$25.002/22/2011 6:39:40 PM
inspiring-reward$51.242/23/2011 12:20:12 PM
Bob450$30.002/24/2011 1:18:17 AM
Ocean713$50.002/23/2011 9:56:39 PM
affluence-tycoon$50.002/24/2011 6:52:24 AM
treasure-pipeline$25.002/24/2011 10:21:41 AM
jiggaman7$50.002/24/2011 11:40:31 AM
Ruckus888$50.002/24/2011 5:05:35 PM
capital-halo1$150.872/25/2011 1:46:02 AM
profit-powerplant$25.002/25/2011 1:54:00 PM
rvfbroker$25.002/25/2011 8:17:19 PM
the-discrete-income$100.002/25/2011 8:26:23 PM
credible-balance6$50.002/26/2011 10:26:41 AM
festeringsnot$25.002/26/2011 7:16:18 AM
careful-penny$25.002/26/2011 10:53:50 AM
FeedTheMachine$50.002/27/2011 9:41:11 AM
moola-wildebeest3$50.002/26/2011 7:37:32 PM
wtrboy$50.002/27/2011 2:51:14 AM
Miklot$50.002/27/2011 2:51:26 AM
SirJev$50.002/27/2011 11:41:13 AM
ivy-league-MBA$25.002/27/2011 8:07:18 PM
openness-confidant$50.002/28/2011 9:38:57 AM
successful-generosity$25.002/28/2011 9:46:12 AM
flexible-diversification9$50.002/28/2011 9:32:27 AM
studio3d$25.002/28/2011 9:37:13 AM
bsh297$25.002/28/2011 9:48:39 AM
sweetlan$25.002/28/2011 1:39:50 PM
wind183$100.002/28/2011 2:16:15 PM
morpholog$50.002/28/2011 2:51:08 PM
GElender$25.002/28/2011 5:05:34 PM
bdkjr$25.002/28/2011 3:01:31 PM
sensible-order2$100.002/28/2011 5:04:24 PM
musegaze$100.002/28/2011 5:05:10 PM
green-capital-hornet$25.002/28/2011 8:51:08 PM
copper$25.533/1/2011 2:12:38 AM
papaloha$25.003/1/2011 2:39:32 AM
money-bauble$100.002/28/2011 7:36:05 PM
jo2y$25.003/1/2011 4:06:21 AM
AF-Chief$50.003/1/2011 4:07:39 AM
SDNLR$25.003/1/2011 2:38:46 AM
divedude$25.003/1/2011 2:38:57 AM
108lender$100.003/1/2011 2:04:18 AM
MissionMicroFinance$25.003/1/2011 3:12:37 AM
IIP77$25.003/1/2011 2:31:15 AM
the-profit-oracle$25.003/1/2011 4:08:40 AM
tech310$50.003/1/2011 3:33:12 AM
Jloaner$50.003/1/2011 6:46:26 AM
life-is-great$25.003/1/2011 7:22:20 AM
the-silver-blaster$50.003/1/2011 8:17:16 AM
ddog0224$50.003/1/2011 8:18:03 AM
american-investor$25.003/1/2011 9:32:16 AM
JJ9876$25.003/1/2011 11:11:52 AM
cash-reaction2$50.003/1/2011 11:12:18 AM
gain-gourd$100.003/1/2011 9:38:02 AM
graceful-investment$100.003/1/2011 11:23:55 AM
saffron4$29.483/1/2011 9:46:28 AM
iolaire$25.003/1/2011 12:02:42 PM
PatRichi$25.003/1/2011 10:26:49 AM
dedicated-transaction796$50.003/1/2011 12:37:03 PM
famous-hope$25.003/1/2011 10:41:19 AM
ready-vigilance3$50.003/1/2011 11:11:35 AM
bessbird$50.003/1/2011 11:11:41 AM
stoopidnoodle$25.003/1/2011 11:16:47 AM
natural-greenback6$25.003/1/2011 11:23:05 AM
orangetrust$100.003/1/2011 11:11:32 AM
moola-trumpeter$25.003/1/2011 3:09:50 PM
velocity-solo$25.003/1/2011 12:37:43 PM
income-vault6$25.003/1/2011 12:41:04 PM
economy-lotus$25.003/1/2011 12:41:08 PM
sjo1984111$33.003/1/2011 3:20:06 PM
shoedds$25.003/1/2011 3:51:44 PM
social-conductor4$25.003/1/2011 12:16:39 PM
handshake5$100.003/1/2011 12:30:56 PM
courteous-kindness1$25.003/1/2011 12:31:04 PM
ursus$50.003/1/2011 12:45:59 PM
mistertao$25.003/1/2011 3:06:59 PM
the-bid-sorcerer$50.003/1/2011 3:09:48 PM
PaulW$25.003/1/2011 3:10:45 PM
worth-arch$25.003/1/2011 3:11:53 PM
Easystreet$25.003/1/2011 3:58:42 PM
LAM26$25.003/1/2011 4:21:03 PM
NYCFinancier$25.003/1/2011 5:12:07 PM
unfixer$25.003/1/2011 5:58:00 PM
honorable-yield$25.003/1/2011 6:46:01 PM
DudeRanch$50.003/1/2011 9:59:19 PM
suave-dime6$25.002/21/2011 5:06:05 PM
Tylerh$100.002/21/2011 5:06:35 PM
sappy02$25.002/21/2011 5:07:11 PM
HamachiMan$50.002/21/2011 5:06:19 PM
orderly-leverage$100.002/21/2011 5:06:48 PM
Pakse$25.002/21/2011 5:23:58 PM
barefootpaul$35.002/21/2011 8:09:06 PM
debt_helper$25.002/21/2011 8:48:49 PM
authoritative-capital$25.002/21/2011 10:34:23 PM
mickeyroi$25.002/22/2011 8:50:29 AM
magusfoo$25.002/22/2011 8:43:28 AM
green-thoughtful-yield$100.002/22/2011 8:43:35 AM
gelidfrank$25.002/22/2011 12:48:03 PM
mtquan$25.002/22/2011 1:16:18 PM
Kaj$50.002/22/2011 5:54:26 PM
ramst41$25.002/22/2011 6:56:28 PM
umfan123$25.002/22/2011 10:06:05 PM
special-peso$50.002/23/2011 8:21:48 AM
Makingitrain$25.002/23/2011 12:52:24 PM
finance-mushroom$47.622/25/2011 1:47:38 AM
genius520$100.002/25/2011 8:38:19 AM
foxtrot12$47.192/25/2011 4:31:56 AM
kulender$50.002/25/2011 8:05:07 AM
liberty-destiny3$25.002/25/2011 11:56:13 AM
proud-gold9$50.002/25/2011 8:17:33 PM
OCedHrt$25.002/26/2011 6:11:15 AM
bullwink27$25.002/27/2011 2:27:16 PM
MyKidsDad$25.002/27/2011 8:01:11 PM
ichibon$37.002/27/2011 5:42:43 PM
sensible-fund$50.002/28/2011 3:21:16 AM
runner262$25.002/28/2011 9:39:57 AM
thoughtful-currency5$50.002/28/2011 1:16:09 PM
loyalty-spartan$25.002/28/2011 2:36:04 PM
debt-force$25.002/28/2011 3:05:02 PM
Jack55304$300.002/28/2011 4:28:54 PM
irrelevant$50.002/28/2011 5:02:42 PM
brmar$25.002/28/2011 5:05:37 PM
zeelender$25.003/1/2011 2:18:20 AM
Banker7371$25.003/1/2011 4:07:52 AM
Katburg$25.003/1/2011 2:37:46 AM
Gibbyland$50.003/1/2011 3:26:02 AM
dirkjan$50.003/1/2011 8:32:31 AM
TCR3$29.983/1/2011 3:56:49 AM
wwwUniversal$25.003/1/2011 4:12:32 AM
Steveoo1$25.003/1/2011 9:32:21 AM
momoney2lend$25.003/1/2011 8:31:35 AM
ferocious-exchange3$40.793/1/2011 10:12:51 AM
shrewd-peace7$25.003/1/2011 10:23:31 AM
rockstar78$25.003/1/2011 11:11:48 AM
Speculator$25.003/1/2011 11:12:07 AM
economy-producer$25.003/1/2011 11:12:23 AM
radforj22$25.003/1/2011 9:37:43 AM
missing-link$25.003/1/2011 12:26:17 PM
brainy-repayment5$25.003/1/2011 10:32:35 AM
safe-finance$25.003/1/2011 12:41:15 PM
rysil$50.003/1/2011 11:11:29 AM
RMB-Investments$50.003/1/2011 11:11:55 AM
buyrite334$25.003/1/2011 11:28:42 AM
BooRadley$25.003/1/2011 11:11:38 AM
symbiosis$50.003/1/2011 11:12:02 AM
choss02$50.003/1/2011 11:12:14 AM
miggy5$25.003/1/2011 12:03:08 PM
ore-accomplishment$50.003/1/2011 11:42:41 AM
GCInvestments$25.003/1/2011 3:10:43 PM
green-moola-sniffer$28.333/1/2011 12:26:26 PM
payment-gusto$25.003/1/2011 11:54:12 AM
new-social-economist$60.003/1/2011 12:07:09 PM
dartmouth99$50.003/1/2011 3:07:44 PM
agiovasil$25.003/1/2011 4:00:29 PM
Q9-X3$50.003/1/2011 3:13:23 PM
worthy-bid4$25.003/1/2011 3:18:57 PM
Lubava$25.003/1/2011 3:46:14 PM
Cheburashka$25.003/1/2011 3:56:17 PM
Preferred-Lender$25.003/1/2011 3:59:30 PM
janus_god$25.003/1/2011 3:53:16 PM
prudent-gain7$25.003/1/2011 5:21:19 PM
rcflick$25.003/1/2011 4:11:32 PM
punctual-worth$25.003/1/2011 4:21:13 PM
impala6464$100.003/1/2011 6:19:33 PM
MadHun$200.003/1/2011 4:56:52 PM
176 Investments
 
Borrower Payment Dependent Notes Series 495275
This series of Notes was issued and sold upon the funding of the borrower loan #47559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Feb-22-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 13.11% Monthly payment: $170.22
 
Lender servicing fee: 1.00% Effective Yield*: 9.83%  
Estimated return*: 4.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1994 Debt/Income ratio: 18%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:18y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,812Stated income:$50,000-$74,999
Delinquencies in last 7y: 15 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: Bubbles01 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 29 ( 97% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 1 ( 3% )  
640-659 (Feb-2010)
680-699 (Jul-2009)
680-699 (Apr-2009)
620-639 (Jan-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
***BIRTHDAY WISH***
Purpose of loan: Consolidate & lower APR

This loan will be used to... To consolidate five credit cards that combined have a monthly payment of $300.00 and a APR of 26.88% "Ouch".

My financial situation: I no longer use credit cards. I've paid them all off except five, which I hope to do with this consolidation loan from Prosper.

I am a good candidate for this loan because... I have been a full time teacher in the same school district since 1993. I have also had two prior prosper loans and paid both of them off early.


Monthly net income: $ 3282.77
Monthly expenses: $
Housing: $ My husband pays the mortgage.
Insurance: $ 158.00 .
Car expenses: $ 351.09
Utilities: $ Husband pays them.
Phone, cable, internet: $ AT&T Uvers. 175.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $ 300.00
Other expenses: $ 400.00 Kids basketball, hockey, & tennis.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/22/2011 5:05:47 PM
Tradesmanlender$35.002/22/2011 5:08:37 PM
Tylerh$100.002/22/2011 5:08:51 PM
meenan$50.002/22/2011 5:09:57 PM
vutah$50.002/22/2011 5:21:43 PM
Preteur$25.002/22/2011 5:09:42 PM
One1putt$50.002/22/2011 5:10:56 PM
simplelender80$100.002/22/2011 5:05:59 PM
SimpleChoice$25.002/22/2011 5:45:23 PM
MadHun$100.002/22/2011 5:09:11 PM
Reddy_Capital$25.002/22/2011 5:13:01 PM
Rockymtnhi$100.002/22/2011 5:26:29 PM
benefit-squirrel$50.002/22/2011 5:26:53 PM
bold-durability-drum$100.002/22/2011 5:46:09 PM
RetirementMoney$25.002/22/2011 5:50:39 PM
penny-plato$50.002/22/2011 6:06:32 PM
hopeful-truth5$100.002/22/2011 6:51:01 PM
economy-popcorn$25.002/22/2011 8:34:53 PM
tylerfd$25.002/23/2011 12:05:30 AM
runner262$25.002/23/2011 1:37:42 AM
chestnut4$25.002/23/2011 2:26:45 AM
liberty-bearer0$25.622/23/2011 2:41:00 AM
bullwink27$25.002/23/2011 6:45:47 AM
SecondChanceLendingSERV$50.002/23/2011 7:40:27 AM
jsnryn$35.442/23/2011 10:25:27 AM
davez0r$25.002/23/2011 11:34:30 AM
sweety075$25.002/23/2011 5:51:28 PM
SolarMoonshine$25.002/23/2011 5:13:25 PM
credit-bliss8$25.002/23/2011 5:56:41 PM
the-kindness-honker$25.002/23/2011 6:50:30 PM
kulender$44.932/24/2011 1:16:49 AM
outofoffice$75.002/24/2011 7:34:59 AM
Astyanax$45.002/24/2011 2:45:48 PM
penny-finder$32.402/25/2011 7:49:01 AM
convergentthinker$38.922/25/2011 4:11:39 PM
Scotcha$50.002/25/2011 5:37:48 PM
bentonlending$50.002/26/2011 8:50:09 AM
M34ME$100.002/26/2011 12:38:00 PM
allbalooboy2$50.002/26/2011 2:48:45 PM
jgar_O$25.002/27/2011 12:30:32 PM
justice-officer$25.002/28/2011 12:39:00 PM
trapperdc$75.002/28/2011 10:37:33 AM
pythia$25.002/28/2011 10:45:26 AM
active-benjamins4$50.002/28/2011 11:22:04 AM
True-Patriot$25.002/28/2011 11:23:32 AM
fuzed$40.002/28/2011 4:49:54 PM
ChoiceInvestments$28.002/28/2011 2:26:11 PM
durable-hope0$25.002/28/2011 5:08:45 PM
radforj22$25.002/28/2011 4:56:36 PM
simiray$40.002/28/2011 11:17:44 PM
Socorro_Capital_Partners$25.002/28/2011 7:16:01 PM
fairness-leader3$100.002/28/2011 6:34:07 PM
power-secret-agent$25.003/1/2011 2:07:20 AM
circustab$50.003/1/2011 6:43:08 AM
grampy48$30.003/1/2011 8:17:14 AM
paul1$39.003/1/2011 7:17:05 AM
Sturgee$25.003/1/2011 7:25:40 AM
enthralling-deal180$75.003/1/2011 8:29:09 AM
EretzCapital$50.003/1/2011 8:36:41 AM
organized-payment6$50.002/22/2011 5:07:53 PM
TikPmp1$25.002/22/2011 5:10:29 PM
wealth-multiplier$25.002/22/2011 5:21:38 PM
principal-bull$25.002/22/2011 5:26:30 PM
BxRealtor$25.002/22/2011 5:06:08 PM
JJ9876$25.002/22/2011 5:10:16 PM
HamachiMan$50.002/22/2011 5:08:22 PM
CoolPlexer$25.002/22/2011 5:10:13 PM
macjp123$25.002/22/2011 5:32:10 PM
ac787$25.002/22/2011 5:50:19 PM
newest-funds-powerplant$50.002/22/2011 7:54:21 PM
thankful-nickel2$25.002/22/2011 7:25:27 PM
get30inc$27.742/23/2011 1:51:40 AM
helpinghand63$29.532/23/2011 1:53:44 AM
samo102us$25.002/23/2011 2:06:37 AM
Feyenoord$25.002/22/2011 8:16:50 PM
worthy-truth$25.002/23/2011 2:26:20 AM
analogman$25.002/23/2011 1:38:23 AM
cloud8$44.382/23/2011 2:23:35 AM
thunderd$25.002/23/2011 1:56:50 AM
The-Lighthouse-Group$25.002/23/2011 7:11:19 AM
hookUup$50.002/23/2011 5:38:39 AM
lloyd_s$46.152/23/2011 6:30:06 AM
diversification-medalist$25.002/23/2011 7:39:40 AM
selector568$50.002/23/2011 12:51:25 PM
DasMula$27.002/23/2011 2:04:54 PM
friendly-market5$25.002/23/2011 4:56:56 PM
platinum-scientist9$50.002/23/2011 5:21:33 PM
Johnab$25.002/23/2011 5:56:05 PM
LittleMingo$30.002/23/2011 8:35:14 PM
ScottCapital$25.002/24/2011 5:45:31 AM
marwadi-62$100.002/24/2011 10:41:36 AM
competent-p2p$30.002/24/2011 11:41:36 AM
loanman2007$100.002/24/2011 11:39:40 AM
Nasdaq$100.002/24/2011 6:12:27 PM
spiff666$25.002/25/2011 7:09:16 AM
btormc5$30.002/25/2011 8:41:04 AM
credit-investor5$50.002/25/2011 1:08:43 PM
Barrayaran$25.002/25/2011 4:26:24 PM
HawaiianHelper$50.002/26/2011 12:30:20 AM
myduck$40.002/26/2011 4:40:52 PM
GrowthAspirations$50.002/27/2011 7:35:14 PM
Havnfun$25.002/27/2011 8:07:23 PM
kind-resolute-dough$25.002/28/2011 9:42:50 AM
p2p-renaissance7$100.002/28/2011 9:40:47 AM
brandall$100.002/28/2011 11:06:05 AM
FundMaker$25.002/28/2011 3:23:31 PM
likeable-hope$25.002/28/2011 11:30:46 AM
Napoli_Lending$110.002/28/2011 2:28:42 PM
Wild84Cats$85.572/28/2011 2:11:57 PM
HomerdohNY$25.002/28/2011 3:05:13 PM
gold-chomper$100.002/28/2011 8:18:16 PM
auction-workhorse679$25.002/28/2011 10:42:00 PM
versatile-commerce$25.002/28/2011 5:31:29 PM
AF_Trust$50.002/28/2011 11:21:27 PM
183Falcon$25.003/1/2011 8:44:44 AM
5kids5$27.023/1/2011 3:54:33 AM
Chesterite$80.873/1/2011 8:57:51 AM
martymaniaman$32.433/1/2011 6:00:05 AM
118 Investments
 
Borrower Payment Dependent Notes Series 495283
This series of Notes was issued and sold upon the funding of the borrower loan #47580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-27-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1996 Debt/Income ratio: 14%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,679Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: peace-position2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Use
Purpose of loan:
This loan will be used to...Fund a start up business

My financial situation:
I am a good candidate for this loan because...I pay my bills on time.


Monthly net income: $2500.00
Monthly expenses: $1041.00
Housing: $200.00
Insurance: $
Car expenses: $422.00
Utilities: $200.00
Phone, cable, internet: $79.00
Food, entertainment: $100.00
Clothing, household expenses: $60.00
Credit cards and other loans: $387.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the startup business and does it have a realistic business plan with realistic income and expense projections? - razor783
A: The first business my company is getting into is the Snack Machine Business. In fact we already have a few machines in place at a high traffic location. I also have a complete business plan which includes income and expenses if you'd like to see it. Please let me know. (Feb-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ichibon$50.002/27/2011 5:42:07 PM
durable-economy2$30.002/27/2011 12:05:58 PM
Kash2010lu$25.002/27/2011 12:10:49 PM
greencat$50.002/28/2011 7:20:41 AM
Evolver$50.002/28/2011 8:09:52 AM
goodhearted-basis4$25.002/28/2011 1:53:21 PM
velocity-motivator6$50.003/1/2011 7:22:30 PM
squarebob$25.003/2/2011 6:31:52 AM
GS-ROCK$30.003/2/2011 8:44:35 AM
shmb6508$200.003/2/2011 10:43:20 AM
orderly-leverage$100.003/2/2011 1:59:29 PM
ssanders82$25.003/3/2011 12:21:12 PM
best-unbeatable-transaction$31.153/3/2011 5:17:38 PM
Rashanir$25.003/4/2011 9:27:06 AM
top-commerce-rumbler$25.003/3/2011 7:00:16 PM
worthy-bid4$46.963/4/2011 9:15:59 AM
Xarach$25.003/4/2011 9:35:12 AM
Lou-Holtz$25.003/4/2011 10:24:57 AM
simplelender80$100.002/27/2011 12:01:33 PM
transaction-circuit$100.002/27/2011 12:06:03 PM
Kaj$50.002/27/2011 12:06:54 PM
loyalist1$100.002/27/2011 12:07:13 PM
suave-dime6$25.002/27/2011 12:06:21 PM
ingenious-deal6$25.002/27/2011 3:41:36 PM
umfan123$25.002/28/2011 1:38:39 PM
red-contract-lionheart$25.002/28/2011 10:04:14 AM
Artist_Blue$25.002/28/2011 11:31:37 AM
FASTIZIO_P$25.003/1/2011 3:04:54 AM
scarlet-velvet$25.003/1/2011 4:49:27 PM
MadHun$200.003/1/2011 4:57:31 PM
dudebrah$25.003/1/2011 11:29:31 PM
worthy-bid8$25.003/2/2011 8:01:47 AM
evergreen16$25.003/3/2011 12:28:40 PM
klemer$25.003/3/2011 2:58:15 PM
dollar-sonnet3$50.003/3/2011 6:23:42 PM
commerce-renewal$100.003/3/2011 8:27:26 PM
tearingstar$35.003/3/2011 6:40:14 PM
gold-blanket0$25.003/3/2011 6:55:15 PM
psycardis$26.003/3/2011 8:08:51 PM
payment-gusto$25.003/4/2011 10:14:22 AM
duty-monger$50.003/4/2011 9:53:52 AM
pshans$25.893/4/2011 11:06:39 AM
42 Investments
 
Borrower Payment Dependent Notes Series 495425
This series of Notes was issued and sold upon the funding of the borrower loan #47594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-23-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1997 Debt/Income ratio: 30%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,832Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: porcelain581 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consuladation loan
Purpose of loan:
This loan will be used to...consulidate

My financial situation:
I am a good candidate for this loan because...I have the means to pay it back and just need a little help


Monthly net income: $4500
Monthly expenses: $3500
Housing: $1400
Insurance: $150
Car expenses: $600
Utilities: $100
Phone, cable, internet: $75Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $650
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/23/2011 5:03:12 PM
simplelender80$100.002/23/2011 5:01:53 PM
UCLA4life$50.002/23/2011 5:03:00 PM
CA-Lender$25.002/23/2011 5:04:50 PM
witty-openness$25.002/23/2011 6:03:54 PM
kind-bid-genome$25.002/23/2011 7:23:11 PM
kttalamo$25.002/24/2011 7:44:18 AM
social-heart$75.002/24/2011 2:28:42 PM
marketplace-meridian$25.002/24/2011 12:27:28 PM
handy-point5$25.002/24/2011 12:27:54 PM
ready-interest9$25.002/24/2011 3:39:30 PM
Bob450$30.002/25/2011 1:16:18 AM
selector568$50.002/25/2011 1:26:47 AM
treasure-pipeline$25.002/25/2011 4:31:42 AM
HamachiMan$50.002/25/2011 4:31:48 AM
lotuss4$50.002/25/2011 2:15:06 PM
the-discrete-income$100.002/25/2011 8:26:48 PM
GeorgiaGator$28.232/26/2011 1:34:26 AM
FeedTheMachine$50.002/27/2011 9:41:50 AM
magnetic-dedication3$25.002/28/2011 3:01:29 AM
wind183$100.002/28/2011 2:17:03 PM
jiggaman7$50.002/28/2011 5:06:02 PM
affluence-tycoon$25.002/28/2011 5:01:55 PM
EJF$25.003/1/2011 7:59:52 AM
Whipster$50.003/1/2011 5:05:05 PM
debt-force$25.003/2/2011 6:02:10 AM
first-dinero-igloo$25.003/2/2011 6:20:29 AM
frogperson$150.003/2/2011 8:14:48 AM
genius520$100.003/2/2011 10:38:27 AM
papaloha$25.003/2/2011 1:25:32 PM
ethicalhumanist$25.003/2/2011 1:42:38 PM
irrelevant$25.003/2/2011 1:55:55 PM
finance-mushroom$100.003/2/2011 4:42:37 PM
Jack55304$300.003/2/2011 4:43:02 PM
foxtrot12$100.003/2/2011 1:59:33 PM
head$25.003/2/2011 2:02:39 PM
squarebob$100.003/2/2011 5:12:26 PM
brmar$25.003/2/2011 4:43:01 PM
Lubava$50.003/2/2011 5:09:24 PM
traice$25.003/2/2011 4:22:10 PM
SDNLR$25.003/3/2011 1:42:40 AM
nodrivelpls$25.003/3/2011 1:56:46 AM
ingenious-interest1$50.003/2/2011 4:43:06 PM
wise-silver-wonder$25.003/3/2011 2:06:19 AM
green-thoughtful-yield$50.003/2/2011 4:43:08 PM
dparkhom$25.003/2/2011 6:44:34 PM
copper$30.593/3/2011 1:42:07 AM
tsquared_030$25.003/3/2011 2:06:34 AM
NoCal$25.003/3/2011 2:06:59 AM
108lender$100.003/3/2011 1:25:29 AM
Cheburashka$25.003/3/2011 1:36:17 AM
ommcd$25.003/3/2011 1:52:35 AM
Tylerh$100.002/23/2011 5:03:52 PM
platinum-scientist9$25.002/23/2011 5:14:58 PM
orderly-leverage$50.002/23/2011 5:02:28 PM
Kaj$50.002/23/2011 5:05:31 PM
ingenious-deal6$25.002/23/2011 5:05:17 PM
investment-artist$25.002/23/2011 5:12:38 PM
favorite-commerce$50.002/23/2011 7:43:22 PM
auction-seeker$25.002/23/2011 5:58:20 PM
parsec9$25.002/23/2011 11:58:36 PM
nilonc1$25.002/24/2011 1:31:47 AM
greencat$50.002/24/2011 7:27:44 AM
transformer855$25.002/24/2011 10:05:23 AM
liberty-destiny3$25.002/25/2011 11:56:48 AM
ichibon$50.002/27/2011 5:41:16 PM
umfan123$25.002/28/2011 7:16:13 AM
tnjohnso$25.002/28/2011 8:21:47 AM
Artist_Blue$25.002/28/2011 11:33:06 AM
social-investor5$25.002/28/2011 4:54:17 PM
PatRichi$25.003/1/2011 10:27:21 AM
MadHun$200.003/1/2011 4:57:01 PM
honorable-yield$25.003/1/2011 6:46:17 PM
velocity-motivator6$50.003/1/2011 7:22:12 PM
Rogesparkguy$25.003/2/2011 6:31:22 AM
worthy-bid8$25.003/2/2011 8:01:07 AM
hopeful-truth5$25.003/2/2011 6:24:14 AM
shmb6508$200.003/2/2011 10:42:43 AM
profit-powerplant$25.003/2/2011 1:23:42 PM
kulender$50.003/2/2011 10:36:41 AM
the-profit-oracle$25.003/2/2011 1:58:58 PM
Pitufo$25.003/2/2011 1:52:33 PM
mammalian4$25.003/2/2011 6:53:38 PM
mrfrog$25.003/2/2011 9:43:19 PM
investment-cluster$25.003/2/2011 2:32:41 PM
ITExec$100.003/3/2011 1:38:09 AM
IIP77$25.003/3/2011 1:40:44 AM
macgeek$25.003/3/2011 1:52:27 AM
inspiring-reward$54.863/2/2011 4:42:10 PM
momoney2lend$25.003/3/2011 1:57:13 AM
point-kitten6$27.223/2/2011 4:43:00 PM
ddog0224$50.003/2/2011 4:43:07 PM
mpatrick$25.003/2/2011 5:19:58 PM
Tikibarman$50.003/2/2011 5:30:34 PM
simeonthewhale$41.003/2/2011 5:36:42 PM
eccles$25.003/2/2011 6:23:12 PM
kendallv$25.003/3/2011 1:42:43 AM
pixeldave$27.823/3/2011 1:50:48 AM
Leopoldine$25.003/3/2011 1:52:08 AM
dlg$25.053/3/2011 1:52:52 AM
onecooldrink$25.003/2/2011 8:40:44 PM
firsttouch1$200.003/2/2011 9:59:21 PM
Shining-Star$25.003/2/2011 10:47:22 PM
wyobeads$25.003/3/2011 12:09:13 AM
Steveoo1$25.003/3/2011 1:38:55 AM
Gibbyland$50.003/3/2011 1:53:09 AM
Runegeld$25.003/3/2011 1:53:57 AM
HHP$42.583/3/2011 1:54:56 AM
108 Investments
 
Borrower Payment Dependent Notes Series 495475
This series of Notes was issued and sold upon the funding of the borrower loan #47597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,371Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: felicity-innovator Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto/ Motorcycle
Purpose of loan:
This loan will be used to purchase a 2007 Kawasaki motorcycle off of a friend. I want this motorcycle for riding around town as another option to my current vehicle.

My financial situation:
I am a good candidate for this loan because I always make payments on time and for the full amount. I do small contract labor for family members, friends, and friends of friends. I do not have many other monthly expenses except for a car payment and insurance. My parents pay for my food and I live with my family, so I do not have any other expenses. I do not have an actual job with a company because I am currently a student in college, but recently I have been looking for a job that will work with my schedule so I can make some extra money.

Monthly net income: $800
Monthly expenses: $600
Housing: $0. I currently live with family while I attend school.
Insurance: $200.00
Car expenses: $400
Food, entertainment: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/24/2011 5:07:03 PM
loyalist1$100.002/24/2011 5:09:25 PM
simplelender80$100.002/24/2011 5:03:05 PM
zone6$100.002/25/2011 6:16:23 AM
reflective-rupee$400.772/25/2011 5:33:06 AM
euro-deployment$25.002/25/2011 9:31:23 AM
nickel-hickory$25.002/25/2011 12:09:39 PM
kind-important-liberty9$25.002/25/2011 11:09:54 AM
nickel-hickory$25.002/25/2011 12:09:34 PM
Bob450$30.002/26/2011 1:28:29 AM
dostrust$25.002/27/2011 4:10:55 PM
Tylerh$100.002/28/2011 1:07:50 PM
Artist_Blue$25.002/28/2011 11:32:46 AM
HamachiMan$50.002/28/2011 5:05:51 PM
moola-disk$35.283/1/2011 6:44:34 PM
tnjohnso$25.003/2/2011 1:07:52 AM
Rogesparkguy$25.003/2/2011 6:31:33 AM
worthy-bid8$25.003/2/2011 8:01:24 AM
GS-ROCK$30.003/2/2011 8:49:42 AM
master648$28.043/2/2011 4:24:58 PM
dparkhom$25.003/2/2011 6:44:43 PM
frogperson$250.003/2/2011 9:29:32 PM
metro457$50.003/3/2011 6:54:33 AM
careful-note$50.003/3/2011 5:19:06 AM
market-pudding$25.003/3/2011 7:27:07 AM
mammalian4$25.003/3/2011 9:48:26 AM
pound-ace$50.003/3/2011 9:45:09 AM
squarebob$25.003/3/2011 11:41:03 AM
income-rocker2$50.003/3/2011 12:26:38 PM
power-trophy7$25.003/3/2011 4:20:22 PM
HermanstadtKid$25.003/3/2011 4:26:07 PM
tearingstar$25.003/3/2011 6:45:06 PM
gold-blanket0$25.003/3/2011 6:55:02 PM
well-mannered-income3$40.003/3/2011 4:35:48 PM
commerce-renewal$100.003/3/2011 8:27:09 PM
codavee$100.003/4/2011 9:40:16 AM
bullwink27$25.003/4/2011 12:16:54 PM
asmithj$36.113/4/2011 1:06:57 PM
REITRUST$25.003/4/2011 12:37:59 PM
ingenious-deal6$25.002/24/2011 5:08:04 PM
Kaj$50.002/24/2011 5:08:08 PM
suave-dime6$25.002/24/2011 5:07:05 PM
liberty-destiny3$25.002/25/2011 11:56:59 AM
nickel-hickory$25.002/25/2011 12:09:23 PM
nickel-hickory$25.002/25/2011 12:09:43 PM
nickel-hickory$25.002/25/2011 12:09:30 PM
the-discrete-income$100.002/25/2011 8:27:01 PM
loanman2007$75.002/26/2011 6:39:15 AM
FeedTheMachine$50.002/27/2011 9:42:04 AM
umfan123$25.002/28/2011 7:16:31 AM
ichibon$50.002/27/2011 5:41:23 PM
loss-of-control$25.002/28/2011 5:48:31 PM
jiggaman7$50.003/1/2011 11:16:10 AM
MadHun$200.003/1/2011 4:57:08 PM
debt-force$25.003/2/2011 6:02:23 AM
shmb6508$200.003/2/2011 10:42:51 AM
4mydaughterseducation$25.003/2/2011 9:42:29 PM
mrfrog$25.003/2/2011 9:43:35 PM
ivadood$50.003/3/2011 7:13:11 AM
p2p-czar3$25.003/3/2011 10:10:50 AM
point-sasquatch$25.003/3/2011 10:51:54 AM
five-star-euro3$50.003/3/2011 9:43:47 AM
payout-alien6$25.003/3/2011 10:39:34 AM
netelegent$25.003/3/2011 7:16:03 PM
SFBank$100.003/3/2011 8:09:09 PM
payment-gusto$25.003/4/2011 10:13:45 AM
flexible-diversification9$50.003/4/2011 9:34:26 AM
Rashanir$25.003/4/2011 9:29:29 AM
shrewd-income$100.003/4/2011 12:48:55 PM
i3urtonair$25.003/4/2011 9:55:17 AM
craig1050$25.003/4/2011 1:22:38 PM
kmg751$50.003/4/2011 10:51:51 AM
DudeRanch$24.803/4/2011 1:31:25 PM
kulender$100.003/4/2011 1:02:49 PM
74 Investments
 
Borrower Payment Dependent Notes Series 495527
This series of Notes was issued and sold upon the funding of the borrower loan #47560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1989 Debt/Income ratio: 29%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:15y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,411Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: charming-justice086 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2011 DEBT CONSOLIDATION
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/25/2011 9:04:18 AM
vine99$75.002/25/2011 9:01:49 AM
Kaj$50.002/25/2011 9:06:46 AM
hopeful-truth5$50.002/25/2011 1:54:10 PM
DasMula$27.002/25/2011 10:19:48 AM
Wangchuk$25.002/25/2011 10:55:38 AM
vutah$25.002/25/2011 4:23:03 PM
wonder3$25.002/25/2011 12:10:45 PM
peso-aggregator$25.002/25/2011 3:08:46 PM
SolarMoonshine$25.002/25/2011 5:21:28 PM
the-discrete-income$100.002/25/2011 8:27:10 PM
credit-coach118$25.002/25/2011 9:40:14 PM
FinanceEngine$25.002/26/2011 9:35:49 AM
EL_Papin$100.002/26/2011 11:16:58 AM
Bob450$25.002/26/2011 1:29:54 AM
loanman2007$200.002/26/2011 6:19:18 AM
supreme-hope$25.002/26/2011 6:55:15 PM
mckhbnpc$30.002/26/2011 9:20:03 AM
vest_vortex$25.002/26/2011 1:27:42 PM
thankful-nickel2$25.002/26/2011 2:44:44 PM
well-mannered-income3$40.002/26/2011 3:07:35 PM
rate-sceptre$50.002/26/2011 6:36:01 PM
thrifty-capital$25.002/26/2011 8:25:44 PM
the_finance_guru$200.002/27/2011 11:44:20 AM
credit-coach118$25.452/27/2011 1:21:06 PM
ingenious-deal6$25.002/27/2011 3:41:09 PM
youngtrader$140.002/27/2011 4:02:20 PM
lendstats_com$100.002/25/2011 9:07:17 AM
JustMee$25.002/25/2011 9:24:03 AM
simplelender80$200.002/25/2011 9:02:45 AM
suave-dime6$25.002/25/2011 9:03:59 AM
reflective-rupee$1,000.772/25/2011 11:27:47 AM
Wangchuk$25.332/25/2011 9:02:12 AM
Yomain$60.002/25/2011 9:05:58 AM
orderly-leverage$100.002/25/2011 9:06:24 AM
Kash2010lu$25.002/25/2011 9:04:44 AM
113121$25.002/25/2011 9:14:51 AM
competent-p2p$50.002/25/2011 1:09:25 PM
SFBank$200.002/25/2011 9:54:20 AM
kind-important-liberty9$25.002/25/2011 3:26:50 PM
liberty-destiny3$25.002/25/2011 11:57:12 AM
Cory79$28.812/25/2011 5:27:00 PM
DiabolicalGamer$25.002/25/2011 5:31:01 PM
ethicalhumanist$25.002/25/2011 2:07:20 PM
ready-interest9$25.002/25/2011 3:49:26 PM
one-midas$50.002/25/2011 4:12:34 PM
Scotcha$50.002/25/2011 5:14:55 PM
loss-of-control$150.002/25/2011 5:28:13 PM
social-heart$50.002/25/2011 5:46:13 PM
credit-missile$50.002/26/2011 9:21:16 AM
cttarheel$25.002/26/2011 10:18:11 AM
top-courteous-peso$48.632/26/2011 1:38:29 AM
leverage-monger$40.342/26/2011 12:01:05 PM
credit-missile$25.002/26/2011 1:50:12 AM
houli123$480.642/26/2011 7:47:31 AM
Shining-Star$25.002/26/2011 10:32:30 AM
duty-monger$50.002/27/2011 5:44:52 AM
shrewd-income$100.002/27/2011 8:37:28 AM
FeedTheMachine$50.002/27/2011 9:42:12 AM
trevize$25.002/27/2011 11:46:05 AM
scarlet-velvet$25.002/26/2011 5:58:27 PM
money-yeller$50.002/27/2011 1:12:40 PM
dws2380$25.002/27/2011 2:30:01 PM
atlmoneyman$3.032/27/2011 4:04:14 PM
five-star-note$200.002/27/2011 9:51:27 AM
AM2008$25.002/27/2011 12:04:23 PM
66 Investments
 
Borrower Payment Dependent Notes Series 495635
This series of Notes was issued and sold upon the funding of the borrower loan #47574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-24-2011 
Term: 36 months Listing End date:  Mar-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1986 Debt/Income ratio: 36%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 6Length of status:1y 5m
Amount delinquent: $429 Total credit lines: 34 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,068Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: 37amber37 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
integrity
Purpose of loan:
This loan will be used to... help my 24 year old son begin his business.

My financial situation:
I am a good candidate for this loan because... I fully understand what I am asking for. I have a secure and stable teaching position with Portland Public Schools, and I can easily make these monthly payments.


Monthly net income: $ 3200
Monthly expenses: $ 700
Housing: $
Insurance:
Car expenses: $ 500
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the delinquency and what is it's status? - brendan711
A: Thanks for the inquiring! This was my Honda payment and I brought it up to date this weekend - but it wont change for one month on my account, according to the gentlemen at Prosper. I get paid once a month and the last couple of months, I tried helping my son out - but it effected me. (Mar-01-2011)
Q: Hello, can you please explain the $429 that is currently delinquent? Thank you. - cleverly-clever
A: I am new to this, so I am not clear if you are able to see the message I just sent to the other person. This was my car payment and it is now up to date. I get paid monthly and I had let my car go a few weeks because I gave the money to 24 year old son. This is why I am trying to borrow. I plan on paying this loan back much quicker than it is scheduled for. Thank you! (Mar-01-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
jml3482$25.002/24/2011 5:02:18 PM
2grindstones$25.002/24/2011 5:55:59 PM
irrelevant$25.002/24/2011 5:58:10 PM
simplelender80$100.002/24/2011 5:03:11 PM
inspiring-reward$100.002/24/2011 8:02:01 PM
gain-gourd$75.002/24/2011 8:02:07 PM
gelidfrank$25.002/24/2011 8:02:21 PM
tech310$50.002/24/2011 8:03:26 PM
affluence-tycoon$50.002/24/2011 8:11:04 PM
Kaj$50.002/24/2011 5:08:17 PM
UCLA4life$33.422/25/2011 1:04:28 AM
108lender$50.002/24/2011 8:02:57 PM
rockstar78$25.002/24/2011 8:03:05 PM
MONEYMATCH$25.002/24/2011 8:03:23 PM
Pakse$25.002/24/2011 8:02:54 PM
IIP77$25.002/24/2011 8:03:21 PM
gss_000$25.002/25/2011 1:01:02 AM
zone6$89.272/25/2011 1:30:07 AM
barefootpaul$35.002/25/2011 4:31:23 AM
loanman2007$25.002/25/2011 6:38:55 AM
realtormoises$25.002/25/2011 5:23:15 AM
vutah$25.002/25/2011 8:22:26 AM
Amber_Stone$25.002/25/2011 8:48:04 AM
WMY-Investor$100.002/25/2011 12:08:35 PM
liberty-destiny3$25.002/25/2011 11:57:05 AM
loss-of-control$50.002/26/2011 6:14:27 PM
chih2han$50.002/26/2011 9:51:26 AM
FeedTheMachine$50.002/27/2011 9:42:09 AM
Artist_Blue$25.002/28/2011 11:32:36 AM
successful-generosity$25.002/28/2011 9:46:40 AM
amlu1988$25.002/28/2011 7:42:21 PM
cleverly-clever$100.003/1/2011 8:16:39 AM
lend4life13$1,000.003/1/2011 6:48:14 AM
special-peso$50.003/1/2011 9:16:11 AM
jiggaman7$50.003/1/2011 3:15:12 PM
Lubava$100.003/1/2011 3:47:38 PM
Moe87$25.003/1/2011 6:55:44 PM
well-mannered-income3$25.003/1/2011 7:57:07 PM
BU49er$30.003/2/2011 5:17:27 AM
Armyman122$50.003/2/2011 11:50:14 AM
Shining-Star$25.003/2/2011 9:50:42 AM
shmb6508$200.003/2/2011 10:42:56 AM
LuckyDuck49$29.713/2/2011 11:16:01 AM
Bob450$25.003/2/2011 1:55:56 PM
shrewd-income$25.003/2/2011 2:46:24 PM
PeePaw$25.003/2/2011 2:01:05 PM
Loanstou$94.023/2/2011 3:40:54 PM
impala6464$208.003/2/2011 4:09:37 PM
orderly-leverage$100.002/24/2011 5:07:49 PM
HamachiMan$50.002/24/2011 5:08:49 PM
ultimate-peace$300.002/24/2011 5:02:23 PM
exchange-pledge$100.002/24/2011 5:05:33 PM
thankful-nickel2$25.002/24/2011 5:16:32 PM
treasure-pipeline$25.002/24/2011 8:11:07 PM
suave-dime6$25.002/24/2011 5:07:09 PM
squarebob$25.002/24/2011 5:18:59 PM
kulender$50.002/24/2011 5:57:24 PM
competent-p2p$45.002/24/2011 6:00:19 PM
jga516$25.002/24/2011 8:01:58 PM
Jonb6919$25.002/25/2011 1:24:04 AM
lendstats_com$50.002/24/2011 7:36:31 PM
data2360$50.002/24/2011 8:02:28 PM
MilitaryLending$25.002/24/2011 10:11:03 PM
lloyd_s$25.002/25/2011 1:23:58 AM
greencat$50.002/25/2011 7:22:57 AM
rate-sceptre$50.002/25/2011 8:24:04 AM
schaffran$36.002/25/2011 8:01:19 PM
the-discrete-income$100.002/25/2011 8:27:07 PM
VJ_Financial$25.002/25/2011 8:39:39 PM
Nailman88$25.002/26/2011 11:34:52 AM
move11$100.002/26/2011 4:04:23 PM
ingenious-deal6$25.002/27/2011 3:41:07 PM
ichibon$37.002/27/2011 5:42:31 PM
umfan123$25.002/28/2011 7:16:38 AM
red-contract-lionheart$25.002/28/2011 9:56:29 AM
sappy02$25.002/28/2011 1:43:19 PM
Zipcut$25.002/28/2011 6:46:22 PM
head$25.003/1/2011 9:08:53 AM
HiFinance$50.003/1/2011 7:47:35 AM
Makingitrain$25.003/1/2011 9:32:42 AM
Ruckus888$50.003/1/2011 11:30:44 AM
Tylerh$100.003/1/2011 10:24:54 AM
MadHun$200.003/1/2011 4:57:11 PM
vtr1000$25.003/1/2011 11:28:16 PM
melodious-openness$133.913/2/2011 5:05:03 AM
debt-force$25.003/2/2011 6:02:32 AM
worthy-bid8$25.003/2/2011 8:01:31 AM
Pakse$25.003/2/2011 8:55:13 AM
bid-hugger$50.003/2/2011 9:20:55 AM
RSRAssociates$25.013/2/2011 9:45:03 AM
payout-bridge$250.003/2/2011 11:21:10 AM
EretzCapital$47.273/2/2011 12:17:05 PM
basis-image$30.003/2/2011 2:14:25 PM
money-baron$51.393/2/2011 4:16:20 PM
94 Investments
 
Borrower Payment Dependent Notes Series 495639
This series of Notes was issued and sold upon the funding of the borrower loan #47541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-25-2011 
Term: 36 months Listing End date:  Feb-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1997 Debt/Income ratio: 19%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 47 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,720Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: nourishing-platinum566 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Great borrower, 125K income!
Purpose of loan:
This loan will be used to... medical bill consolidation

My financial situation:
I am a good candidate for this loan because...I have an excellent income plus rental income, I have come upon medical issues that i have been solved but now must repay.


Monthly net income: $6600
Monthly expenses: $4000
Housing: $1100
Insurance: $100
Car expenses: $50
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $NONE
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kaj$50.002/25/2011 5:04:24 PM
RyanM561$25.002/25/2011 8:12:35 PM
suave-dime6$25.002/25/2011 5:03:34 PM
droopie1$25.002/25/2011 6:27:57 PM
DasMula$57.002/25/2011 5:06:17 PM
competent-p2p$30.002/25/2011 5:09:50 PM
IIP77$25.002/26/2011 3:36:37 AM
Starfin-Capital-Management$60.502/26/2011 5:48:09 AM
realtormoises$25.002/26/2011 6:13:31 AM
loanman2007$150.002/26/2011 6:20:29 AM
golffish2$100.002/26/2011 7:38:41 AM
compassionate-return485$75.002/26/2011 8:34:21 AM
Nerdster1$35.052/26/2011 10:43:15 AM
enthusiastic-ore5$35.002/26/2011 5:21:56 AM
bluehen00$77.042/26/2011 5:29:54 AM
penny-plato$25.002/26/2011 4:31:14 PM
spiff666$25.002/26/2011 8:56:20 AM
BradP$25.002/26/2011 9:23:25 AM
credit-missile$25.002/26/2011 9:31:51 AM
chih2han$50.002/26/2011 9:51:18 AM
Shining-Star$25.002/26/2011 10:33:37 AM
cash-queen$25.002/26/2011 11:08:33 AM
economy-structure9$25.002/26/2011 12:27:04 PM
168RichCapital$34.732/27/2011 10:31:05 AM
WillBeFreeOfDebt$25.002/27/2011 10:39:53 AM
loss-of-control$75.002/26/2011 1:35:51 PM
well-mannered-income3$60.002/26/2011 3:10:04 PM
SkinnyFish$25.002/26/2011 3:36:22 PM
OSERENKUKU$25.002/26/2011 5:50:58 PM
supreme-hope$25.002/26/2011 6:52:21 PM
justanothersushieater$25.002/26/2011 6:43:32 PM
amra$25.002/26/2011 7:19:45 PM
platinum-scientist9$50.002/27/2011 5:42:01 AM
Gandalf0001$25.002/27/2011 10:54:27 AM
the_finance_guru$171.002/27/2011 11:40:52 AM
SolarMoonshine$25.002/25/2011 5:11:28 PM
DHolly$50.002/25/2011 5:58:36 PM
orderly-leverage$100.002/25/2011 5:04:02 PM
simplelender80$100.002/25/2011 5:01:14 PM
tech310$32.722/26/2011 1:27:54 AM
pembull$50.002/25/2011 5:02:49 PM
Kash2010lu$25.002/25/2011 5:03:19 PM
Wangchuk$25.002/25/2011 5:04:27 PM
HamachiMan$50.002/25/2011 5:05:03 PM
VJ_Financial$25.002/25/2011 8:23:16 PM
liberty-magnate$50.002/25/2011 7:05:54 PM
sturdy-peace9$25.002/25/2011 11:25:58 PM
credit-elation1$25.002/26/2011 1:16:39 PM
reflective-rupee$1,000.772/26/2011 4:52:24 AM
mrxtravis$50.002/26/2011 4:56:39 AM
best-ingenious-funds$25.002/26/2011 6:46:21 AM
move11$25.002/26/2011 4:29:30 PM
Sudoku$50.002/26/2011 7:24:01 AM
Haribelle$25.002/26/2011 5:23:58 PM
rate-sceptre$50.002/26/2011 6:31:20 PM
credit-missile$75.002/26/2011 9:30:53 AM
credit-coach118$35.002/26/2011 7:22:17 PM
scarlet-velvet$25.002/26/2011 7:44:05 PM
brightest-income-hunter$50.002/26/2011 11:19:58 AM
payout-alien6$25.002/26/2011 2:59:24 PM
impala6464$100.002/26/2011 8:19:51 PM
coloradocash$50.002/26/2011 7:08:34 PM
credit-coach118$25.002/26/2011 7:38:00 PM
zippy-market5$30.002/26/2011 10:23:54 PM
pietro_torna_indietro$25.002/27/2011 7:00:45 AM
shrewd-income$100.002/27/2011 8:32:36 AM
cash-daisy$41.652/27/2011 11:05:28 AM
hopeful-truth5$25.002/27/2011 11:24:06 AM
68 Investments
 
Borrower Payment Dependent Notes Series 495799
This series of Notes was issued and sold upon the funding of the borrower loan #47572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Feb-28-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1989 Debt/Income ratio: 55%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,568Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: peaceful-deal420 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: We owe about 129,000 and our last appraisal was 150,000. (Feb-28-2011)
Q: What is the purpose of this loan. It is a pretty small amount and it seems with your credit scores you would have a line of credit available for use already? - trapperdc
A: The reason for this amount is to add it to my tax refund and pay off some credit card debt and to see how first hand how peer to peer lending works. (Feb-28-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
durable-economy2$30.002/26/2011 12:01:28 PM
suave-dime6$25.002/26/2011 12:02:04 PM
ultimate-peace$50.002/26/2011 12:10:11 PM
favorite-commerce$50.002/26/2011 12:50:26 PM
competent-p2p$25.002/26/2011 2:40:58 PM
2grindstones$30.002/26/2011 4:49:37 PM
vutah$25.002/26/2011 12:01:23 PM
transaction-circuit$100.002/26/2011 12:01:42 PM
Wangchuk$25.002/26/2011 1:47:32 PM
loss-of-control$100.002/26/2011 5:58:18 PM
wonder3$25.002/27/2011 6:19:17 AM
JustMee$25.002/27/2011 1:26:36 PM
ingenious-deal6$25.002/27/2011 3:41:29 PM
Top_Gun_Lender$32.722/27/2011 6:33:08 PM
umfan123$25.002/28/2011 7:16:59 AM
Evolver$50.002/28/2011 8:09:49 AM
DscGlfn$25.002/28/2011 10:40:58 AM
trapperdc$25.002/28/2011 12:38:11 PM
Maximum_Investment$31.692/28/2011 1:10:43 PM
bsmtloan$100.002/28/2011 1:26:35 PM
SkinnyFish$25.002/28/2011 1:30:55 PM
BARNAPAS$37.592/28/2011 3:00:30 PM
kinetic-social$25.002/28/2011 2:44:00 PM
rakem777$25.002/28/2011 2:58:25 PM
corporatejim$62.232/28/2011 3:21:59 PM
Kash2010lu$25.002/26/2011 12:26:48 PM
investment-artist$25.002/26/2011 3:13:27 PM
scarlet-velvet$25.002/26/2011 6:01:47 PM
Whipster$50.002/26/2011 12:01:05 PM
simplelender80$150.002/26/2011 12:01:19 PM
Kaj$50.002/26/2011 12:02:33 PM
reflective-rupee$300.772/26/2011 12:52:34 PM
randsenterprise$25.002/26/2011 2:31:27 PM
Paddington922$25.002/26/2011 5:47:27 PM
loanman2007$25.002/27/2011 11:54:00 AM
greencat$50.002/28/2011 7:16:25 AM
ichibon$50.002/27/2011 5:41:49 PM
social-heart$25.002/28/2011 10:37:36 AM
Astyanax$25.002/28/2011 11:06:47 AM
Artist_Blue$25.002/28/2011 11:31:52 AM
grampy48$25.002/28/2011 1:51:45 PM
loanermn$25.002/28/2011 2:20:56 PM
elegant-commerce7$50.002/28/2011 3:12:19 PM
trustworthy-money2$25.002/28/2011 3:04:51 PM
44 Investments
 
Borrower Payment Dependent Notes Series 495823
This series of Notes was issued and sold upon the funding of the borrower loan #47570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1994 Debt/Income ratio: 4%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 37 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: durable-payment3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
durable-payment3
Purpose of loan:
This loan will be used to pay medical expences for my wife who suffers of ALS and my health insurance does not cover nurse care.

My financial situation:
I am a good candidate for this loan because I have good secure job with
good income.Ido not have any credit cards pay everything with cash, check or debit card.


Monthly net income: about 3700$
Monthly expenses:3400 $
Housing:2000 $
Insurance:100 $
Car expenses:100 $
Utilities: 200 $
Phone, cable, internet: 280 $
Food, entertainment:600 $
Clothing, household expenses:50 $
Credit cards and other loans: 70 $
Other expenses:0 $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.002/28/2011 5:00:52 PM
reflective-rupee$100.772/28/2011 5:20:16 PM
simplelender80$100.002/28/2011 5:12:46 PM
suave-dime6$25.002/28/2011 5:14:32 PM
Kaj$50.002/28/2011 5:17:35 PM
Megaton$25.002/28/2011 6:57:50 PM
RyanM561$25.003/1/2011 6:59:49 AM
lend4life13$1,000.003/1/2011 6:51:03 AM
greencat$50.003/1/2011 7:13:32 AM
diversification-maple1$30.253/1/2011 10:23:09 AM
HamachiMan$50.003/1/2011 8:19:59 AM
Artist_Blue$25.003/1/2011 3:15:28 PM
supreme-hope$25.003/2/2011 1:12:51 AM
kttalamo$50.003/2/2011 7:33:57 AM
zorg77$25.003/2/2011 5:34:06 AM
debt-force$25.003/2/2011 6:03:19 AM
economy-popcorn$25.003/2/2011 6:43:25 AM
worthy-bid8$25.003/2/2011 8:01:59 AM
RSRAssociates$25.013/2/2011 9:51:32 AM
sappy02$25.003/2/2011 1:25:47 PM
bsmtloan$200.003/2/2011 7:10:46 PM
well-mannered-income3$25.003/2/2011 7:52:18 PM
thorough-yield1$100.003/3/2011 1:45:34 AM
jordanicolas$25.003/3/2011 7:06:49 AM
brendan711$50.003/3/2011 4:22:18 AM
market-pudding$25.003/3/2011 7:22:58 AM
ichibon$50.003/3/2011 7:28:05 AM
cash-raccoon$25.003/3/2011 7:28:41 AM
successful-generosity$25.002/28/2011 5:02:09 PM
SFBank$64.692/28/2011 6:51:32 PM
Kash2010lu$25.002/28/2011 5:01:38 PM
DHolly$50.002/28/2011 5:06:12 PM
tech310$50.003/1/2011 3:33:34 AM
vutah$25.003/1/2011 5:53:47 AM
competent-p2p$30.003/1/2011 6:42:52 AM
mrxtravis$25.003/1/2011 6:52:29 AM
brainy-repayment5$50.003/1/2011 10:58:56 AM
Amber_Stone$50.003/1/2011 12:17:35 PM
hopeful-truth5$25.003/1/2011 3:48:22 PM
thankful-nickel2$25.003/1/2011 4:31:36 PM
MadHun$200.003/1/2011 4:57:51 PM
aultraman$25.003/1/2011 6:27:48 PM
hidavehi$26.003/1/2011 7:18:44 PM
ichibon$100.883/1/2011 10:20:48 PM
Bob450$25.003/2/2011 1:36:52 AM
interstellar$51.003/2/2011 6:06:02 AM
shmb6508$200.003/2/2011 10:43:29 AM
a-finance-nirvana$25.003/2/2011 12:37:01 PM
shrewd-income$25.003/2/2011 2:47:22 PM
rate-sceptre$50.003/2/2011 3:43:14 PM
money-baron$26.823/2/2011 4:18:25 PM
head$25.003/2/2011 1:58:01 PM
firsttouch1$200.003/2/2011 10:00:41 PM
Lubava$25.003/2/2011 5:07:27 PM
Shining-Star$25.003/2/2011 10:45:49 PM
bid-caballero$25.003/3/2011 7:10:34 AM
99Lender$25.003/3/2011 8:08:01 AM
unger$127.003/3/2011 3:55:57 AM
Rip128$25.003/3/2011 5:13:06 AM
mad-scientist418$92.583/3/2011 8:54:08 AM
60 Investments
 
Borrower Payment Dependent Notes Series 495839
This series of Notes was issued and sold upon the funding of the borrower loan #47569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-26-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1977 Debt/Income ratio: 40%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 28 / 27Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 70 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,619Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: garnett540 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short-Term Loan Needed
Purpose of loan:
This loan will be used to...help me pay off some credit card debts.

My financial situation:
I am a good candidate for this loan because...I'm a resposible person with a good steady job and income. But I have fallen into more debts and am trying to get it back in order.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1.) My mortgage blance as of 02/04/2011 is $84,701.15; I have a second lien with a balance of $5871.54 that will be paid off in 2012. 2.) The market value of my home is $164,170. Regard, garnett540 (Feb-27-2011)
Q: How do we know you won't fall back into another debt situation (go on a spending spree) and leave us, who trusted you, behind in the gutter? - evergreen16
A: to evergreen16 (and all the investors), I have learned my lessons the hard way and I realized that this is not the way I want to go forward. To all the investors like you, I owed all of you a big "Thank you". You all have entrusted in me and I will not let you down. I also realized that this is the only way for me to get myself out of debts. I am a responsible person and I am truly appreciative of you. I will not let you down. Regard, garnett540 (Mar-03-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
squarebob$25.002/26/2011 12:11:54 PM
Azonic21$25.002/26/2011 12:01:51 PM
ultimate-peace$500.002/26/2011 12:10:03 PM
Kash2010lu$25.002/26/2011 12:28:16 PM
BigGuyBank$27.772/27/2011 10:51:09 AM
affluence-tycoon$50.002/26/2011 4:51:08 PM
shrewd-income$25.002/27/2011 8:33:58 AM
888GoldIngots$25.002/28/2011 9:48:11 AM
droopie1$25.002/28/2011 6:03:13 PM
EJF$25.003/1/2011 7:53:23 AM
supreme-hope$25.003/2/2011 1:14:16 AM
Moe87$25.003/1/2011 7:00:49 PM
RSRAssociates$29.433/2/2011 11:47:07 AM
wyobeads$25.003/3/2011 12:13:56 AM
cash-raccoon$25.003/3/2011 7:28:56 AM
squarebob$225.003/3/2011 12:30:16 PM
RebuildingAmerica$33.483/3/2011 6:14:58 PM
MrDance123$25.003/4/2011 11:56:44 AM
Rashanir$25.003/4/2011 9:30:02 AM
the-platinum-entrepreneur$71.143/4/2011 12:48:54 PM
the-platinum-entrepreneur$200.003/4/2011 12:48:43 PM
lendstats_com$100.002/26/2011 12:20:40 PM
treasure-pipeline$25.002/26/2011 4:51:09 PM
hopeful-truth5$50.002/27/2011 7:57:19 PM
kindness-launcher$1,000.002/27/2011 4:28:03 PM
loss-of-control$50.002/27/2011 6:12:14 PM
EretzCapital$50.002/28/2011 10:12:40 AM
systematic-fairness1$30.752/28/2011 11:46:47 AM
reward-dynamo$25.002/28/2011 5:31:56 PM
head$25.003/1/2011 9:15:05 AM
bluehen00$42.133/1/2011 11:33:30 AM
honorable-yield$25.003/1/2011 6:51:01 PM
california2008$50.003/2/2011 10:21:03 AM
sturdy-peace9$27.003/3/2011 8:18:34 AM
payout-bridge$450.003/3/2011 12:26:51 PM
ready-p2p4$50.003/3/2011 10:38:40 AM
evergreen16$25.003/3/2011 12:27:47 PM
commerce-renewal$100.003/3/2011 8:21:09 PM
principal-laser$100.003/4/2011 10:04:27 AM
SecondChanceLendingSERV$25.003/4/2011 12:29:10 PM
CoffeeKing$38.303/4/2011 11:44:57 AM
economy-dreamer3$250.003/4/2011 12:39:45 PM
42 Investments
 
Borrower Payment Dependent Notes Series 495855
This series of Notes was issued and sold upon the funding of the borrower loan #47581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-2001 Debt/Income ratio: 5%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 8 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,025Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: bonus-dominator Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I am an Accountant placed with a successful financial services company. In addition I am in the process of moving over to the company I am placed with to a full position with a higher salary.


Monthly net income: $4000
Monthly expenses: $250
Housing: $1300
Insurance: $150
Car expenses: $285
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$50.002/28/2011 9:03:18 AM
BxRealtor$25.002/28/2011 9:03:43 AM
Tradesmanlender$35.002/28/2011 9:06:16 AM
red-contract-lionheart$25.002/28/2011 10:07:10 AM
Bank_Of_XL$25.002/28/2011 2:19:49 PM
vutah$25.002/28/2011 5:09:48 PM
interstellar$51.003/1/2011 10:24:43 AM
jedi8$25.003/1/2011 10:22:49 AM
elvisloans$25.003/1/2011 11:45:14 AM
113121$1,509.003/1/2011 12:00:31 PM
simplelender80$100.002/28/2011 9:03:29 AM
kind-resolute-dough$25.002/28/2011 9:44:33 AM
TikPmp1$25.002/28/2011 9:06:35 AM
MadHun$100.002/28/2011 9:04:11 AM
HamachiMan$50.002/28/2011 9:07:30 AM
competent-p2p$30.002/28/2011 9:07:46 AM
MarvintheMartian$25.002/28/2011 11:10:23 AM
heavy_ax$25.002/28/2011 1:51:48 PM
thankful-nickel2$25.002/28/2011 5:51:12 PM
113121$950.002/28/2011 6:30:36 PM
SolarMoonshine$25.002/28/2011 5:55:01 PM
113121$500.002/28/2011 6:23:19 PM
SolarMoonshine$100.002/28/2011 5:56:24 PM
shawnw2$25.003/1/2011 2:05:01 AM
loanman2007$200.003/1/2011 5:06:03 AM
25 Investments
 
Borrower Payment Dependent Notes Series 495981
This series of Notes was issued and sold upon the funding of the borrower loan #47556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $76.37
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1996 Debt/Income ratio: 3%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $413Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: D-Man71 Borrower's state: Florida Borrower's group: AA Credit***
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 620-639 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2009)
720-739 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Building credit after a bankruptcy
Purpose of loan:
This loan will be used to build my credit after a bankruptcy...

My financial situation:
I am a good candidate for this loan because before my bankcruptcy I had an excellent credit history and was forced to file due to both my wife and myself losing our jobs. We couldn't keep up with the bills. We did take out a loan of $11,000 previously on Prosper and paid it off. Both my wife and I pay our bills on time and like to pay off our loans early. We are now both fully employed (her salary of $1500/mth is not included here) We kindly ask for this small loan amount so we can reestablish our credit.


Monthly net income: $ 4000
Monthly expenses: $ 2640
Housing: $1100
Car Insurance: $190
Car expenses: $300
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-investor5$50.002/28/2011 5:02:04 PM
investmentgroup$25.002/28/2011 5:12:28 PM
bazaar-winner$25.002/28/2011 5:14:34 PM
all_of_that_one$25.002/28/2011 5:35:16 PM
interstellar$51.002/28/2011 6:26:37 PM
alexgalt$100.002/28/2011 5:12:23 PM
DHolly$50.002/28/2011 5:13:28 PM
ultimate-peace$300.002/28/2011 5:13:49 PM
reflective-rupee$200.772/28/2011 5:17:31 PM
Kaj$50.002/28/2011 5:17:40 PM
Paddington922$25.002/28/2011 6:24:30 PM
113121$25.002/28/2011 6:25:20 PM
sweet-social2$40.002/28/2011 7:26:19 PM
ac787$55.002/28/2011 10:21:12 PM
autonomous-truth$25.002/28/2011 7:50:48 PM
EasternLender$50.002/28/2011 7:51:18 PM
duty-monger$50.003/1/2011 4:29:14 AM
loanman2007$75.003/1/2011 4:58:16 AM
CoolPlexer$25.003/1/2011 3:13:16 AM
draggon77$25.003/1/2011 5:03:09 AM
payment-halo$25.003/1/2011 5:57:59 AM
EngineersAlliance$100.002/28/2011 5:46:17 PM
ingenious-deal6$25.002/28/2011 5:01:01 PM
Evolver$25.002/28/2011 5:01:12 PM
simplelender80$100.002/28/2011 5:12:49 PM
clemclan$25.002/28/2011 9:56:41 PM
red-favorable-basis$25.002/28/2011 11:26:47 PM
SolarMoonshine$100.002/28/2011 5:36:28 PM
giantfan19$30.002/28/2011 7:00:27 PM
vutah$50.002/28/2011 8:10:20 PM
thrifty-capital$25.002/28/2011 8:24:37 PM
ScottCapital$25.003/1/2011 5:20:42 AM
EBITDA$25.003/1/2011 2:18:56 AM
taetrade$25.003/1/2011 5:20:41 AM
mikeandcat$100.003/1/2011 5:11:32 AM
payment-halo$23.233/1/2011 5:58:23 AM
36 Investments
 
Borrower Payment Dependent Notes Series 496109
This series of Notes was issued and sold upon the funding of the borrower loan #47538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-28-2011 
Term: 36 months Listing End date:  Mar-01-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $106.94
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1981 Debt/Income ratio: 14%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,210Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: serendipity_7_7_07 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 33% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 24 ( 67% )  
600-619 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Paid before will pay again
Purpose of loan: Personal
This loan will be used to for a personal matter. I will answer any private questions if needed. I had a previous loan of $5K with pmt of $189.00. I paid it and will pay this one. I will pay additional principal to pay off as quickly as possible.

My financial situation: Very Good
I am a good candidate for this loan because I have a good job and make good money. I currently put $900.00 a month into my retirement account to play catch up and get the entire employer match. I have the disposible income to pay this account.

Monthly net income: $3,400
Monthly expenses: $2,250
Housing: $500.00
Insurance: $100.00
Car expenses: $0.00 (own vehicle)
Utilities: $0.00 (included with rent)
Phone, cable, internet: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $900.00 (retirement account)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Why were 24 of your 36 payments on your other Prosper loan less than 30 days late? - RecoveryLender
A: I tried to go into my previous loan and find out exact dates of loan payments. I will honestly say that I only know if they were late it was only by a day or two and that is because of the way my paydates fell, or I simply didn't get them coded in the computer in time and the day I would go in would say the payment would not post until a later date. I was late twice because I was in the hospital and my last payoff payment somehow got lost in limbo and it was late. (Mar-01-2011)
Q: Why were you late " twenty-four" times on your scheduled payments? - jpblan11
A: I tried to go into my previous loan and find out exact dates of loan payments. I will honestly say that I only know if they were late it was only by a day or two and that is because of the way my paydates fell, or I simply didn't get them coded in the computer in time and the day I would go in would say the payment would not post until a later date. I was late twice because I was in the hospital and my last payoff payment somehow got lost in limbo and it was late. (Mar-01-2011)
Q: WOW..... only 24 lates on your last loan, yeah that's reassuring!!! - DasMula
A: You may see my answer to other borrowers that ask a similar question but without the snide remark. You do not have to bid on my loan. And for what it is worth, while late, I never incurred late fees except on my last payment on the previous loan and it somehow got lost in the system and had to be re-sent. I believe even with late my previous investors received their interest as they should have. (Mar-01-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
bazaar-winner$50.002/28/2011 5:11:14 PM
MadHun$100.002/28/2011 5:14:08 PM
benjamins-utopia$100.002/28/2011 5:13:36 PM
simplelender80$100.002/28/2011 5:13:44 PM
Digs$25.003/1/2011 2:13:32 AM
thankful-nickel2$25.002/28/2011 5:45:45 PM
competent-p2p$25.002/28/2011 7:26:49 PM
lloyd_s$50.003/1/2011 3:32:52 AM
lounges$43.493/1/2011 3:56:29 AM
platinum-sorcerer6$50.002/28/2011 9:42:55 PM
vutah$25.002/28/2011 8:08:18 PM
Ducatiman1978$25.003/1/2011 2:12:20 AM
FinDoc$25.003/1/2011 2:37:51 AM
shawnw2$25.003/1/2011 2:09:07 AM
chameleon125$50.003/1/2011 6:50:30 AM
Contour$29.203/1/2011 2:52:07 AM
jdrez$25.003/1/2011 2:27:27 AM
Prosp_Lender$42.173/1/2011 2:55:01 AM
texrob20$25.003/1/2011 3:11:33 AM
cpbreton$25.003/1/2011 3:56:23 AM
Malkial$25.003/1/2011 3:57:30 AM
mikeandcat$73.953/1/2011 5:09:38 AM
1stBankAndHal$25.003/1/2011 6:12:42 AM
five-star-note$150.003/1/2011 9:49:45 AM
income-lion$25.003/1/2011 8:04:40 AM
HamachiMan$50.003/1/2011 9:39:48 AM
open-currency737$25.003/1/2011 11:29:08 AM
thebadpelican$25.003/1/2011 10:57:41 AM
brainy-repayment5$50.003/1/2011 10:59:02 AM
Raghu$100.003/1/2011 3:06:26 PM
cash-queen$25.003/1/2011 12:05:30 PM
karpman3$50.003/1/2011 12:16:45 PM
cdfmedic$26.513/1/2011 12:29:01 PM
squarebob$25.003/1/2011 12:57:19 PM
wealth-multiplier$25.003/1/2011 1:58:52 PM
jgar_O$35.003/1/2011 3:17:18 PM
BxRealtor$25.002/28/2011 5:13:52 PM
macjp123$25.002/28/2011 5:03:50 PM
reflective-rupee$25.772/28/2011 5:16:44 PM
Tradesmanlender$35.002/28/2011 5:17:24 PM
credit-investor5$50.002/28/2011 5:16:34 PM
TikPmp1$25.002/28/2011 5:17:32 PM
nelie150$25.002/28/2011 5:44:54 PM
SolarMoonshine$25.002/28/2011 5:28:40 PM
dospapalotes$39.693/1/2011 2:42:20 AM
samo102us$25.003/1/2011 3:31:40 AM
orange-rapid-benjamins$25.002/28/2011 9:45:28 PM
Johnab$26.003/1/2011 4:20:37 AM
Barrayaran$45.003/1/2011 5:07:41 AM
jakdwak$25.003/1/2011 2:52:49 AM
Chesterite$25.003/1/2011 8:48:10 AM
fishcreek$50.003/1/2011 3:49:35 AM
Panna$25.003/1/2011 3:57:05 AM
SimpleChoice$25.003/1/2011 3:59:01 AM
Nerdster1$30.053/1/2011 4:08:53 AM
loanman2007$25.003/1/2011 5:07:43 AM
FinanceEngine$30.003/1/2011 9:54:16 AM
a-healthy-affluence$50.003/1/2011 8:42:47 AM
slxvq$50.003/1/2011 8:19:52 AM
kander80$25.003/1/2011 9:18:25 AM
outofoffice$47.673/1/2011 10:08:03 AM
jedi8$25.003/1/2011 10:32:03 AM
california2008$31.053/1/2011 12:39:36 PM
favorite-commerce$50.003/1/2011 11:14:15 AM
Leshan$199.573/1/2011 11:39:05 AM
blue-useful-auction$25.003/1/2011 11:40:46 AM
LuckyPerks$50.003/1/2011 2:55:50 PM
heroic-deal7$50.003/1/2011 11:42:54 AM
worthy-bid4$38.013/1/2011 3:15:45 PM
kind-resolute-dough$25.003/1/2011 2:38:46 PM
jayk63$25.003/1/2011 2:37:30 PM
point-pinnacle$25.003/1/2011 2:41:56 PM
mex_invests$25.003/1/2011 3:16:18 PM
sjo1984111$33.003/1/2011 3:19:22 PM
74 Investments
 
Borrower Payment Dependent Notes Series 496143
This series of Notes was issued and sold upon the funding of the borrower loan #47567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Mar-01-2011 
Term: 36 months Listing End date:  Mar-03-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1991 Debt/Income ratio: 37%
Credit score: 760-779 (Mar-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,985Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: Frankie474 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $24,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.003/1/2011 5:03:11 PM
ingenious-deal6$25.003/1/2011 5:04:32 PM
reflective-rupee$750.333/1/2011 5:18:17 PM
Wangchuk$25.003/1/2011 6:04:22 PM
principal-star$25.003/1/2011 5:01:19 PM
Skeptical-one$49.003/1/2011 5:02:38 PM
cashhelp$50.003/1/2011 5:02:40 PM
Feyenoord$25.003/1/2011 5:04:43 PM
MadHun$200.003/1/2011 5:05:12 PM
OldManP$25.003/1/2011 5:03:15 PM
competent-p2p$70.003/1/2011 7:55:18 PM
thankful-nickel2$25.003/1/2011 8:28:29 PM
Kash2010lu$25.003/1/2011 5:37:51 PM
PXM-Financial$57.003/1/2011 10:00:00 PM
113121$25.003/1/2011 6:24:47 PM
Jerrys1951$50.003/1/2011 6:33:55 PM
squarebob$100.003/1/2011 6:12:21 PM
MoneyTree79$41.093/1/2011 6:38:13 PM
labate$25.003/1/2011 8:09:53 PM
twjh$25.003/2/2011 1:38:06 AM
DasMula$57.003/1/2011 9:33:35 PM
credit-missile$100.003/1/2011 10:25:34 PM
wonder3$25.003/2/2011 5:56:41 AM
golffish2$100.003/2/2011 5:07:33 AM
investment-thinker4$25.003/2/2011 5:20:16 AM
loanman2007$150.003/2/2011 5:53:32 AM
rate-hickory$25.003/2/2011 6:30:01 AM
credit-missile$25.003/2/2011 6:06:17 AM
worthy-bid8$25.003/2/2011 8:02:23 AM
chameleon125$25.003/2/2011 6:36:40 AM
shrewd-income$100.003/2/2011 7:01:21 AM
leverage-monger$27.003/2/2011 8:55:06 AM
Leshan$264.223/2/2011 8:07:08 AM
corporatejim$34.653/2/2011 10:28:29 AM
power-secret-agent$30.003/2/2011 9:18:56 AM
Shining-Star$25.003/2/2011 10:24:17 AM
blue-useful-auction$25.003/2/2011 9:37:30 AM
gothampark$25.003/2/2011 10:40:37 AM
NekHoldings$25.003/2/2011 10:11:29 AM
treasure-trader$25.003/2/2011 11:40:29 AM
grampy48$75.583/2/2011 11:33:04 AM
manatee21$65.003/2/2011 2:37:10 PM
benefit-banshee$37.083/2/2011 3:37:28 PM
trumpeter5$35.003/2/2011 4:17:06 PM
ethicalhumanist$25.003/2/2011 2:14:04 PM
spsavage$25.003/2/2011 1:53:26 PM
mpatrick$25.003/2/2011 5:19:20 PM
firsttouch1$250.003/2/2011 9:55:10 PM
bughead$25.003/2/2011 6:42:46 PM
vutah$25.003/2/2011 6:37:39 PM
vutah$25.003/2/2011 6:39:54 PM
mammalian4$25.003/2/2011 6:53:40 PM
yield-aurora4$200.003/3/2011 6:40:19 AM
mikeandcat$63.703/3/2011 6:50:46 AM
BangBros$42.873/2/2011 8:28:16 PM
mizon291$103.313/2/2011 8:46:54 PM
psycardis$50.003/2/2011 10:02:38 PM
kind-bid-genome$25.003/2/2011 10:06:40 PM
interest-fertilizer3$30.003/3/2011 5:27:24 AM
fabulous-community4$35.003/3/2011 2:26:24 AM
roadster199$25.003/3/2011 4:07:09 AM
shrewd-income$50.003/3/2011 6:14:04 AM
martymaniaman$47.383/3/2011 6:36:47 AM
Moe87$50.003/1/2011 5:14:00 PM
orange-rapid-benjamins$200.003/1/2011 5:24:51 PM
grnii78$48.223/1/2011 5:01:24 PM
UCLA4life$50.003/1/2011 5:01:59 PM
B-rad_the_Coug$25.003/1/2011 5:03:08 PM
Kaj$50.003/1/2011 5:04:17 PM
simplelender80$100.003/1/2011 5:01:31 PM
credit-guard5$50.003/1/2011 7:17:07 PM
jhouman$25.003/1/2011 5:02:57 PM
clemclan$35.003/1/2011 7:58:46 PM
SolarMoonshine$25.003/1/2011 5:22:42 PM
brainy-repayment5$75.003/1/2011 5:05:00 PM
ac787$88.003/1/2011 5:30:36 PM
JustMee$25.003/1/2011 9:30:47 PM
cashhelp$50.003/1/2011 5:53:41 PM
MoneyForNothing$29.423/1/2011 6:18:53 PM
DasMula$77.003/1/2011 9:33:22 PM
Whipster$50.003/1/2011 9:36:21 PM
liberty-magnate$100.003/1/2011 9:02:47 PM
shawnw2$26.393/2/2011 1:04:54 AM
houli123$294.693/2/2011 12:08:06 AM
convergentthinker$100.003/2/2011 4:33:56 AM
golffish2$100.003/2/2011 5:07:07 AM
grnii78$100.003/2/2011 2:36:20 AM
TigerForce$40.223/2/2011 6:05:03 AM
Artist_Blue$25.003/2/2011 6:06:17 AM
hopeful-truth5$50.003/2/2011 6:15:55 AM
best-ingenious-funds$25.003/2/2011 8:52:00 AM
mikeandcat$249.073/2/2011 8:34:41 AM
bonus-quark4$25.003/2/2011 10:39:27 AM
five-star-note$300.003/2/2011 9:44:40 AM
nickel-hickory$100.003/2/2011 9:47:14 AM
The-Helper$40.003/2/2011 11:47:10 AM
num1irish$100.003/2/2011 2:36:34 PM
FinanceEngine$50.003/2/2011 5:10:17 PM
leverage-monger$51.053/2/2011 2:34:53 PM
best-income-fertilizer$100.003/2/2011 2:40:27 PM
thrifty-capital$25.003/2/2011 6:33:54 PM
magnetic-dedication3$25.003/2/2011 6:37:47 PM
sweety075$25.003/2/2011 5:29:51 PM
brightest-dignified-penny$25.003/2/2011 3:58:36 PM
CA_Lender$25.003/2/2011 5:50:06 PM
nashibaksi$25.003/2/2011 6:05:46 PM
ore-dojo$30.003/2/2011 4:29:32 PM
return-grizzly$66.873/2/2011 9:12:19 PM
oploans$26.003/3/2011 3:46:35 AM
jules3304$25.003/3/2011 5:19:07 AM
whatreality$32.863/3/2011 12:16:38 AM
return-grizzly$100.003/2/2011 9:07:53 PM
witty-openness$25.003/3/2011 3:14:16 AM
skubwa$25.003/3/2011 5:33:23 AM
114 Investments
 
Borrower Payment Dependent Notes Series 496435
This series of Notes was issued and sold upon the funding of the borrower loan #47583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Mar-03-2011 
Term: 36 months Listing End date:  Mar-04-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $73.81
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: 13%
Credit score: 700-719 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:11y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,313Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: enticing-kindness2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pichonsito08
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What is the purpose of this loan? Thanks - reflective-rupee
A: FOR FAMILY EMERGENCY, TO TRAVEL TO SEE A RELATIVE THAT PASS AWAY.. (Mar-03-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
hidavehi$25.093/3/2011 9:09:09 AM
Tradesmanlender$35.003/3/2011 9:10:55 AM
investment-artist$25.003/3/2011 9:04:07 AM
ultimate-peace$300.003/3/2011 9:11:38 AM
USNavyVet$25.003/3/2011 9:07:51 AM
simplelender80$100.003/3/2011 9:09:21 AM
brainy-repayment5$75.003/3/2011 9:11:19 AM
debt-force$25.003/3/2011 9:11:30 AM
commanding-income774$25.003/3/2011 9:11:46 AM
EngineersAlliance$100.003/3/2011 9:47:17 AM
beachliving29$34.063/3/2011 12:55:15 PM
jayk63$25.003/3/2011 2:16:02 PM
shrewd-income$25.003/3/2011 2:47:36 PM
zotzot$25.003/3/2011 5:00:20 PM
psycardis$25.003/3/2011 8:07:12 PM
mreod$82.583/3/2011 8:31:03 PM
drb4ever$25.003/3/2011 8:59:25 PM
marybennet$25.003/3/2011 6:07:13 PM
lnrn$25.003/3/2011 8:17:14 PM
BxRealtor$25.003/3/2011 9:09:35 AM
Paddington922$25.003/3/2011 9:13:08 AM
favorite-commerce$25.003/3/2011 9:35:13 AM
competent-p2p$30.003/3/2011 12:18:41 PM
benjamins-utopia$100.003/3/2011 9:08:44 AM
Bank_Of_XL$25.003/3/2011 1:09:33 PM
MadHun$200.003/3/2011 9:10:30 AM
market-pudding$25.003/3/2011 11:03:27 AM
reflective-rupee$50.333/3/2011 12:03:40 PM
zone6$86.173/3/2011 10:24:47 AM
squarebob$25.003/3/2011 12:31:39 PM
mammalian4$25.003/3/2011 12:56:32 PM
vutah$50.003/3/2011 12:15:29 PM
SolarMoonshine$25.003/3/2011 5:18:02 PM
loss-of-control$50.003/3/2011 5:58:08 PM
carrinel$52.673/3/2011 4:15:46 PM
FinanceEngine$25.003/3/2011 3:56:39 PM
SFBank$25.003/3/2011 7:56:34 PM
Nasdaq$25.003/3/2011 6:14:04 PM
important-ore$150.003/4/2011 3:21:46 AM
39 Investments