Sales Report:Supplement No. 4 dated Feb 23, 2011 to Prospectus dated Feb 16, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488768
This series of Notes was issued and sold upon the funding of the borrower loan #47288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1990 Debt/Income ratio: 4%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 4Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 40 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: kander80 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase Car for Son
My financial situation:
I am a good candidate for this loan because I pay my bills on time, I have a steady income and I have more than enough in savings to pay this entire loan if I need to. One of the reasons I'm trying to get this loan is to keep my credit active. I found out from Proser that although my credit rating is quite high, the reason my Prosper grade is low is because there is not much recent history of my juggling debt.

Monthly net income: $2880
Monthly expenses: $1880 detailed below...

Housing: $400 (Property tax only - my husband owns the house outright)
Insurance: $150
Car expenses: $40 (Own car, but set aside a little for routine maintenance.)
Utilities: $150
Phone, cable, internet: $180
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $60 (I generally pay off entire balance each month, but this would be the monthly payment if I did not.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DasMula$86.572/17/2011 5:03:45 PM
vutah$25.002/17/2011 5:14:56 PM
DasMula$86.572/17/2011 5:02:48 PM
reflective-rupee$500.772/17/2011 5:19:20 PM
simplelender80$100.002/17/2011 5:30:30 PM
kulender$100.002/17/2011 5:33:15 PM
squarebob$25.002/17/2011 5:32:57 PM
suave-dime6$25.002/17/2011 5:47:13 PM
DHolly$50.002/17/2011 5:49:38 PM
tech310$50.002/17/2011 5:52:02 PM
UCLA4life$50.002/17/2011 6:09:19 PM
hidavehi$44.002/17/2011 6:12:48 PM
kind-bid-genome$25.002/17/2011 6:17:47 PM
transaction-circuit$100.002/17/2011 6:19:38 PM
genius520$100.002/17/2011 6:25:25 PM
Wangchuk$25.002/17/2011 5:05:22 PM
2grindstones$50.002/17/2011 5:05:30 PM
newest-funds-powerplant$25.002/17/2011 5:25:52 PM
RecoveryLender$25.002/17/2011 5:31:45 PM
SolarMoonshine$50.002/17/2011 5:53:32 PM
wealth-multiplier$25.002/17/2011 5:53:19 PM
daekpon$40.002/17/2011 6:01:48 PM
musegaze$100.002/17/2011 6:21:32 PM
Kash2010lu$28.002/17/2011 6:22:37 PM
profit-powerplant$25.002/17/2011 6:24:52 PM
HamachiMan$50.002/17/2011 6:24:03 PM
irrelevant$50.002/17/2011 6:25:49 PM
Jack55304$300.002/17/2011 6:25:51 PM
28 Investments
 
Borrower Payment Dependent Notes Series 489868
This series of Notes was issued and sold upon the funding of the borrower loan #47275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1989 Debt/Income ratio: 12%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $906Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: pjm311 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off auto loan
I have an auto loan at 6.25% with 14 payments of $228 left. The proceeds of this Prosper loan will be used to pay off the auto loan; Prosper's 5th birthday promo (making the 2nd payment for me) will save me a couple hundred over the next year. I have essentially no debt other than the auto loan and a perfect payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/17/2011 5:39:35 PM
BaxterEvil$25.002/17/2011 5:59:59 PM
nimble-money0$25.002/17/2011 6:00:55 PM
jonandmeg21$50.002/17/2011 6:09:05 PM
don8ter$25.002/17/2011 6:10:52 PM
DukSerduk$25.002/17/2011 6:11:35 PM
CBO-Enterprise$50.002/17/2011 6:12:25 PM
compoundinterest$50.002/17/2011 6:10:02 PM
cebgop$25.002/17/2011 6:11:27 PM
youqianderen$50.002/17/2011 6:15:06 PM
kid8549$25.002/17/2011 6:16:54 PM
bowdish1$50.002/17/2011 6:17:48 PM
truth-image$50.002/17/2011 6:16:12 PM
hitsman$50.002/17/2011 6:18:08 PM
KWarrior$50.002/17/2011 6:19:01 PM
camaraderi-atmosphere$100.002/17/2011 6:20:51 PM
danny-lender$50.002/17/2011 6:21:44 PM
axl163$25.002/17/2011 6:20:48 PM
Pickmar$25.002/17/2011 6:21:35 PM
sk10023$25.002/17/2011 6:28:22 PM
einvest1$50.002/17/2011 6:34:18 PM
reward-tamale1$25.002/17/2011 6:37:39 PM
velocity-solo$25.002/17/2011 6:47:17 PM
Tylerh$100.002/17/2011 10:39:47 PM
Dollars4Rent$50.002/18/2011 2:40:40 AM
kulender$89.292/18/2011 2:54:33 AM
sharpey$25.002/18/2011 5:47:30 AM
orindalender$50.002/18/2011 6:50:09 AM
skuba$50.002/18/2011 10:10:19 AM
radforj22$50.002/18/2011 10:10:24 AM
CE88$100.002/18/2011 3:00:11 PM
Chosen-one$25.002/18/2011 3:59:43 PM
kenji4861$25.002/17/2011 5:39:46 PM
a-responsible-return$50.002/17/2011 5:56:29 PM
adventurous-commerce$25.002/17/2011 5:58:42 PM
Pulchritudinous$25.002/17/2011 6:06:35 PM
organized-payment6$25.002/17/2011 6:08:06 PM
Tradesmanlender$50.002/17/2011 6:09:27 PM
blot44$25.002/17/2011 6:07:13 PM
Phantom99$100.002/17/2011 6:13:10 PM
meux99$25.002/17/2011 6:14:07 PM
jenkris$25.002/17/2011 6:13:33 PM
wwwUniversal$25.002/17/2011 6:17:39 PM
benjamins-utopia$100.002/17/2011 6:17:06 PM
paladin847$50.002/17/2011 6:14:49 PM
duty-windmill$25.002/17/2011 6:18:02 PM
Brisket_Bob$25.002/17/2011 6:18:42 PM
BankingFamily$50.002/17/2011 6:20:01 PM
damage$25.002/17/2011 6:21:19 PM
choss02$50.002/17/2011 6:30:11 PM
the-upbeat-p2p$50.002/17/2011 6:28:56 PM
docdekay$100.002/17/2011 6:31:03 PM
community-pipeline$25.002/17/2011 6:31:45 PM
exchange-pledge$100.002/17/2011 6:35:14 PM
BidDaddyBigBucks$25.002/17/2011 6:37:05 PM
rockstar78$50.002/17/2011 6:35:56 PM
RetirementMoney$25.002/17/2011 6:43:20 PM
1800porsche$25.002/17/2011 11:31:31 PM
indomitable-coin$25.002/18/2011 8:24:05 AM
skillful-treasure37$50.002/18/2011 10:06:37 AM
Daneistes$50.002/18/2011 10:09:55 AM
murren$25.002/18/2011 10:09:58 AM
euro-deployment$25.002/18/2011 3:23:23 PM
ProjectVenture$50.002/18/2011 4:30:57 PM
reflective-rupee$700.002/18/2011 5:09:23 PM
65 Investments
 
Borrower Payment Dependent Notes Series 492554
This series of Notes was issued and sold upon the funding of the borrower loan #47263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1998 Debt/Income ratio: 21%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,506Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: fund-ferret9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to? personal

My financial situation:
I am a good candidate for this loan because? I am trying to rebuild my credit.

Monthly net income: $4,800

Monthly expenses: $ 1,685.22
??Housing: $ 872.22
??Insurance: $ 173.00
??Car expenses: $
??Utilities: $ 75
??Phone, cable, internet: $?225
??Food, entertainment: $ 240
??Clothing, household expenses $100
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1): Balance of mortage is $95000 2): market value on zillow says $71500 (Feb-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
dollardave$78.562/8/2011 9:00:51 AM
fishintime$100.002/8/2011 9:08:29 AM
american6$100.002/8/2011 9:08:50 AM
jenkris$25.002/8/2011 9:09:50 AM
grf1945$35.002/8/2011 9:12:09 AM
newest-funds-powerplant$25.002/8/2011 12:47:38 PM
marketplace-cello5$25.002/8/2011 9:09:00 AM
gain-equator$25.002/8/2011 9:10:49 AM
liberty-society5$25.002/8/2011 9:10:32 AM
BidDaddyBigBucks$25.002/8/2011 9:11:03 AM
cash-reaction2$50.002/8/2011 9:11:39 AM
radforj22$25.002/8/2011 2:26:38 PM
otto1939$50.002/8/2011 2:26:58 PM
genius520$100.002/8/2011 9:12:33 AM
SolarMoonshine$25.002/8/2011 4:01:55 PM
reflective-rupee$100.772/8/2011 9:38:06 AM
worthy-truth$25.002/8/2011 10:26:17 AM
Artist_Blue$25.002/8/2011 6:14:14 PM
active-reward7$50.002/8/2011 10:24:02 PM
meenan$50.002/8/2011 6:21:25 PM
EarlyRiser$90.842/8/2011 6:22:03 PM
lenderrb$35.002/8/2011 6:41:19 PM
loanman2007$25.002/9/2011 5:05:50 AM
monster4$50.002/9/2011 9:33:48 AM
don8ter$25.002/10/2011 7:57:13 AM
treasure-bliss$50.002/10/2011 1:00:48 AM
manatee21$65.002/10/2011 8:25:56 AM
tomoe$25.002/10/2011 2:12:36 PM
Dubbs360$25.002/11/2011 1:00:15 AM
credit-kahuna$48.592/11/2011 11:51:22 AM
realtormoises$25.002/11/2011 4:19:05 PM
upbeat-finance8$25.002/11/2011 7:41:40 PM
macjp123$25.002/11/2011 1:57:51 PM
IIP77$25.002/12/2011 6:20:46 AM
myhrer$50.002/12/2011 1:50:46 AM
graceful-investment$100.002/12/2011 3:00:01 AM
a-finance-nirvana$25.002/12/2011 2:50:30 AM
ferdberfel$50.002/12/2011 8:32:29 AM
delicious-cash$25.002/12/2011 12:08:39 PM
1phantom$25.002/12/2011 10:47:05 AM
Viamin$25.002/12/2011 11:06:33 AM
compwhiz$25.002/12/2011 12:47:23 PM
52digital$50.002/12/2011 2:16:00 PM
mtp$50.002/12/2011 3:35:57 PM
generous-deal6$50.002/13/2011 12:51:54 AM
commerce-yeller$30.002/13/2011 11:18:20 AM
efficient-treasure0$25.002/13/2011 3:06:01 PM
agalt$75.002/14/2011 8:06:30 AM
BxRealtor$25.002/14/2011 8:22:07 AM
GCInvestments$25.002/13/2011 5:20:59 PM
Dweeberkitty1$25.002/13/2011 7:51:35 PM
janus_god$25.002/14/2011 6:51:07 AM
debt_helper$25.002/14/2011 9:35:22 AM
6moonbeams$25.002/14/2011 10:01:13 AM
restless-currency$40.002/14/2011 11:57:28 AM
jamiee73$25.002/14/2011 1:47:19 PM
credit-investor5$50.002/14/2011 2:11:28 PM
investorRE$30.002/14/2011 4:28:01 PM
deal-maple2$25.002/14/2011 4:28:46 PM
organized-dedication9$50.002/14/2011 1:45:35 PM
haplender$50.002/14/2011 1:45:51 PM
Rick7925$25.002/14/2011 2:37:44 PM
point-kitten6$50.002/14/2011 4:32:27 PM
red_spade$40.002/14/2011 4:32:18 PM
Mariner3605$25.002/15/2011 1:45:30 AM
balance6$25.002/14/2011 5:08:56 PM
gnar$25.002/14/2011 5:09:01 PM
investment-tempo$50.002/14/2011 5:50:07 PM
riproaringrapids$25.002/14/2011 7:32:04 PM
ramst41$25.002/14/2011 11:06:48 PM
rakem777$25.002/15/2011 7:20:07 AM
mmckune$25.002/15/2011 1:44:35 AM
Cheburashka$25.002/15/2011 1:43:46 AM
note-axis5$50.002/15/2011 8:01:36 AM
mpatrick$25.002/15/2011 8:56:52 AM
studious-bonus7$62.532/15/2011 2:30:12 AM
Brainworm$25.002/15/2011 5:06:13 AM
loot-heart$25.002/15/2011 6:26:04 AM
hightek$50.002/15/2011 6:31:26 AM
mlj0671$25.002/15/2011 6:44:52 AM
quest0$25.002/15/2011 7:22:17 AM
income-rocker2$50.002/15/2011 7:37:45 AM
listing-vista$350.002/15/2011 11:52:09 AM
RgPro$50.002/15/2011 2:46:46 PM
skillful-auction$50.002/15/2011 9:38:26 AM
jpjones86$25.002/15/2011 9:39:53 AM
DUDE66$50.002/15/2011 9:40:06 AM
just-finance7$25.002/15/2011 10:00:37 AM
gracej$25.002/15/2011 3:12:32 PM
Barak$50.002/15/2011 5:35:54 PM
skillful-asset5$25.002/15/2011 7:20:45 PM
Easystreet$25.002/15/2011 4:38:19 PM
greenback-guard$25.002/15/2011 5:45:48 PM
Pu239$60.002/15/2011 6:01:21 PM
orderly-leverage$100.002/15/2011 5:37:02 PM
moola-pillow$32.992/15/2011 8:00:43 PM
productive-principal7$25.002/15/2011 8:10:08 PM
engbusres$28.002/15/2011 8:11:41 PM
kulender$100.002/8/2011 9:02:36 AM
velocity-solo$50.002/8/2011 9:08:38 AM
sensible-order2$100.002/8/2011 9:09:24 AM
HamachiMan$50.002/8/2011 9:10:12 AM
enthralling-deal180$75.002/8/2011 9:01:43 AM
debt-force$25.002/8/2011 9:02:54 AM
melodious-fairness$100.002/8/2011 9:03:20 AM
jazzlender$25.002/8/2011 9:03:45 AM
simplelender80$100.002/8/2011 9:03:52 AM
benjamins-utopia$100.002/8/2011 9:03:07 AM
competent-p2p$30.002/8/2011 9:04:22 AM
enchanted-yield4$50.002/8/2011 9:08:45 AM
Tradesmanlender$35.002/8/2011 9:10:24 AM
bold-durability-drum$100.002/8/2011 9:10:45 AM
skuba$50.002/8/2011 9:11:51 AM
be_wise$25.002/8/2011 2:30:40 PM
thrifty-dedication$50.002/8/2011 4:49:02 PM
GoldenGo4$50.002/8/2011 5:35:06 PM
epic-value6$50.002/8/2011 10:24:21 PM
tech310$50.002/8/2011 10:24:31 PM
peripatetic$25.002/8/2011 10:24:22 PM
superb-funds335$25.002/8/2011 8:31:01 PM
irrelevant$50.002/9/2011 7:01:43 AM
encore06$25.002/9/2011 8:21:56 AM
AF-Chief$29.522/9/2011 12:59:00 AM
famous-bill$25.002/9/2011 8:06:21 AM
loss-of-control$50.002/9/2011 6:19:09 PM
harperpotok$50.002/10/2011 1:36:13 PM
Yorker1776$50.002/10/2011 8:16:21 PM
orange-preeminant-bill$50.002/11/2011 1:31:19 AM
worthy-bid8$50.002/11/2011 6:06:30 AM
lendstats_com$50.002/11/2011 10:11:19 AM
bigphish$25.002/11/2011 11:31:04 AM
kublai$25.002/11/2011 5:27:28 PM
MrOglesby$25.002/12/2011 6:33:50 AM
MARWARISETH$25.002/12/2011 7:46:38 AM
duty-windmill$25.002/12/2011 11:11:11 AM
hitsman$50.002/12/2011 12:07:43 PM
planetibet$50.002/12/2011 3:24:59 PM
lucrative-coin$50.002/13/2011 2:57:59 PM
Purple11$50.002/12/2011 9:25:53 PM
silver-enlightenment0$100.002/13/2011 5:42:30 PM
jdwillcox$100.002/14/2011 2:46:34 AM
incbx$50.002/13/2011 6:00:44 PM
a-consummate-camaraderi$50.002/13/2011 4:00:09 PM
beaker$25.002/14/2011 7:22:54 AM
jjswanso$50.002/14/2011 2:40:56 PM
thorough-exchange4$25.002/14/2011 2:47:17 PM
maldok1$25.002/14/2011 11:18:24 AM
ladybird1$50.002/14/2011 1:45:50 PM
Clambake$100.002/14/2011 2:46:44 PM
ttnk62918$25.002/14/2011 4:28:51 PM
platinum-genetics$25.002/14/2011 5:35:14 PM
orange-courageous-dedication$50.002/14/2011 4:52:51 PM
lendacity$25.002/15/2011 3:16:46 AM
narblark$50.002/15/2011 4:57:18 AM
first-pragmatic-note$25.002/14/2011 9:55:26 PM
jybank$25.002/14/2011 11:05:31 PM
authentic-liberty7$25.002/15/2011 2:30:30 AM
power-trophy7$50.002/15/2011 6:56:11 AM
houli123$25.002/15/2011 11:42:23 AM
credit-bliss8$25.002/15/2011 1:05:35 PM
unequaled-loyalty7$25.002/15/2011 9:27:59 AM
swpski$25.002/15/2011 9:40:29 AM
restech$50.002/15/2011 4:41:06 PM
p2p-rider7$50.002/15/2011 3:05:38 PM
dinero-speaker$25.002/15/2011 2:36:30 PM
Iwantahelp$25.002/15/2011 5:35:56 PM
LightTheWay$50.002/15/2011 4:35:45 PM
powerful-finance7$25.002/15/2011 5:36:11 PM
msh345$25.002/15/2011 5:36:29 PM
BuckeyeGuy$25.002/15/2011 7:55:22 PM
WindyKid$50.002/15/2011 8:00:35 PM
MoneyForNothing$3.202/15/2011 8:18:20 PM
172 Investments
 
Borrower Payment Dependent Notes Series 492954
This series of Notes was issued and sold upon the funding of the borrower loan #47269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-10-2011 
Term: 60 months Listing End date:  Feb-20-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $210.26
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1998 Debt/Income ratio: 4%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,879Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: wealth-cypress Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Borrowing to expand Investment
Purpose of loan:
This loan will be used to expand my investment. Currently, I am making great return with my investment and would like to expand.

My financial situation:
I am a good candidate for this loan because I have graduated without any loans 6 years ago and I am fully employeed for last 6 years without any debt. I have no car or house payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$50.002/10/2011 9:00:47 AM
ThomasC$50.002/10/2011 9:00:52 AM
kanakakm$50.002/10/2011 9:02:16 AM
DukSerduk$25.002/10/2011 9:02:51 AM
jenkris$25.002/10/2011 9:03:14 AM
meux99$25.002/10/2011 9:03:19 AM
kid8549$25.002/10/2011 9:03:49 AM
MTLoans$25.002/10/2011 9:04:03 AM
BidDaddyBigBucks$25.002/10/2011 9:09:47 AM
don8ter$25.002/10/2011 9:02:27 AM
CBO-Enterprise$50.002/10/2011 9:02:59 AM
velocity-solo$60.002/10/2011 9:03:21 AM
sensible-order2$100.002/10/2011 9:03:26 AM
truth-image$50.002/10/2011 9:03:45 AM
benjamins-utopia$100.002/10/2011 9:04:01 AM
lenderrb$50.002/10/2011 9:04:15 AM
encore06$25.002/10/2011 9:04:28 AM
colorfulgardener$25.002/10/2011 1:46:44 PM
kenji4861$25.002/10/2011 9:01:02 AM
skuba$50.002/10/2011 9:01:14 AM
CashProvider$100.002/10/2011 9:02:14 AM
cebgop$25.002/10/2011 9:02:36 AM
a-responsible-return$50.002/10/2011 9:02:48 AM
heavenly-interest9$50.002/10/2011 9:02:56 AM
Phantom99$100.002/10/2011 9:03:05 AM
Uncle_Scrooge$50.002/10/2011 9:03:52 AM
sk10023$25.002/10/2011 9:09:52 AM
acropiloterau2002$25.002/10/2011 9:10:30 AM
Imageloan$200.002/10/2011 5:02:17 PM
lloyd_s$25.002/11/2011 1:11:55 AM
balance-force$30.002/11/2011 3:27:07 PM
tbrnet$50.002/11/2011 1:06:06 PM
axl163$25.002/11/2011 8:35:58 PM
Turkish101$25.002/12/2011 1:23:25 AM
usd1027$25.002/12/2011 12:50:03 AM
Kerrysbay$50.002/12/2011 3:17:47 AM
EarlyRiser$50.252/12/2011 12:05:49 PM
MARWARISETH$25.002/12/2011 7:47:24 AM
duty-windmill$25.002/12/2011 11:11:03 AM
Brisket_Bob$25.002/12/2011 2:56:09 PM
Castellan$50.002/12/2011 3:01:12 PM
KWarrior$50.002/13/2011 6:21:06 AM
prainvestment$40.002/13/2011 8:03:44 AM
market-squadron3$25.002/13/2011 5:53:28 PM
BankingFamily$50.002/13/2011 10:02:32 PM
unclejaef$25.002/14/2011 4:23:56 PM
CE88$65.002/14/2011 2:11:52 PM
be_wise$25.002/14/2011 2:35:13 PM
Alittleluck$25.002/14/2011 4:19:11 PM
klinebarger$25.002/14/2011 4:25:33 PM
availableloan$25.002/14/2011 10:17:23 PM
sunny1985$25.002/15/2011 8:40:36 AM
damage$25.002/15/2011 10:08:06 AM
KeepOnRunning$50.002/15/2011 3:12:21 PM
danny-lender$50.002/16/2011 8:51:17 AM
indomitable-coin$100.002/16/2011 6:57:01 AM
John_Galt$88.002/16/2011 11:36:49 AM
degster$25.002/16/2011 5:24:22 PM
340$25.002/17/2011 4:14:44 AM
Daneistes$50.002/17/2011 5:00:07 AM
choss02$50.002/17/2011 9:44:24 AM
meteoric-trade$25.002/17/2011 10:15:58 AM
murren$25.002/17/2011 10:21:05 AM
newest-orbital-justice$25.002/17/2011 10:21:40 AM
aquarexbi$50.002/17/2011 12:45:02 PM
exchange-pledge$100.002/17/2011 12:52:55 PM
rockstar78$50.002/17/2011 1:25:20 PM
reward-tamale1$25.002/17/2011 2:29:26 PM
GREATDEALS$50.002/17/2011 1:48:55 PM
jimbo29blue$50.002/17/2011 3:34:57 PM
ingeborg77$50.002/17/2011 3:46:27 PM
don'twannadance$50.002/17/2011 3:48:37 PM
DadWarbucks$60.002/17/2011 5:21:32 PM
FlexFunding$45.132/17/2011 5:29:11 PM
LoanBrkr$25.002/17/2011 6:48:05 PM
Tylerh$100.002/17/2011 10:39:13 PM
1800porsche$25.002/17/2011 11:31:13 PM
sprinkler5$25.002/18/2011 5:45:07 AM
orindalender$50.002/18/2011 6:49:51 AM
adama_48$25.002/18/2011 6:16:14 AM
EmpireInvestments$350.002/18/2011 9:08:53 AM
skillful-treasure37$50.002/18/2011 10:06:26 AM
competent-p2p$30.002/18/2011 11:10:13 AM
ATOHokie$25.002/18/2011 10:26:58 AM
LovinMe$25.002/18/2011 2:33:12 PM
berkeleylender$100.002/18/2011 10:12:05 PM
rmachi$25.002/19/2011 2:23:01 AM
Woodworker57$25.002/19/2011 3:12:23 AM
valiant-liberty4$25.002/19/2011 3:57:44 AM
Bodyboard$36.952/19/2011 7:25:20 AM
aasx1108$25.002/19/2011 7:09:00 AM
vigorous-moola$36.002/19/2011 6:32:09 AM
bicyclist2270$25.002/19/2011 9:02:43 AM
pashonu$35.002/19/2011 9:21:12 AM
dharma1$25.002/19/2011 11:14:25 AM
gilbrear$25.002/19/2011 11:35:17 AM
RIVERHTS$50.002/19/2011 11:45:50 AM
IIP77$25.002/19/2011 12:26:01 PM
minista$25.002/19/2011 12:27:50 PM
RJN$25.002/19/2011 12:26:56 PM
elegant-income3$50.002/19/2011 12:27:40 PM
paramjit$25.002/19/2011 12:32:48 PM
scottburger$50.002/19/2011 12:52:10 PM
trade-elm$34.002/19/2011 2:41:17 PM
HaniaGroup$49.172/19/2011 2:56:41 PM
truth-trapper$25.002/19/2011 6:00:33 PM
capt996$300.002/19/2011 5:44:43 PM
astute-benjamins$25.002/19/2011 6:53:09 PM
crafty$25.002/19/2011 6:52:16 PM
tommyanthony$31.762/19/2011 9:54:00 PM
Robione$50.002/19/2011 9:21:21 PM
flexiboy35$25.002/19/2011 10:04:53 PM
currency-persimmon$25.002/10/2011 9:02:21 AM
TikPmp1$25.002/10/2011 9:02:30 AM
thedoctor$100.002/10/2011 9:02:41 AM
tedsrfdude$50.002/10/2011 9:03:10 AM
ogmanny$50.002/10/2011 9:03:34 AM
C_Mark$100.002/10/2011 9:03:41 AM
kulender$100.002/10/2011 9:03:55 AM
bowdish1$50.002/10/2011 9:04:09 AM
BaxterEvil$25.002/10/2011 9:01:08 AM
Artist_Blue$25.002/10/2011 11:05:41 AM
Pulchritudinous$25.002/10/2011 9:01:30 AM
vutah$50.002/10/2011 11:17:15 AM
compoundinterest$50.002/10/2011 9:02:24 AM
nimble-money0$25.002/10/2011 9:02:45 AM
Goodlender42$25.002/10/2011 9:03:37 AM
intuitive-integrity9$50.002/10/2011 9:04:07 AM
paladin847$50.002/10/2011 9:03:24 AM
youqianderen$50.002/10/2011 9:03:30 AM
ingenious-order783$25.002/10/2011 9:30:46 AM
jjb3$25.002/10/2011 9:34:49 AM
indomitable-coin$50.002/10/2011 9:09:36 AM
vigilance-searcher$25.002/10/2011 10:38:43 AM
GoldenGo4$100.002/10/2011 11:06:04 AM
retiresecure$38.002/10/2011 2:48:21 PM
radforj22$32.872/10/2011 4:44:16 PM
Preteur$25.002/11/2011 12:57:52 AM
MONEYLENDER101$41.422/11/2011 12:58:15 AM
dinero-festivity2$34.532/11/2011 1:24:11 AM
wwwUniversal$25.002/11/2011 1:32:24 AM
JGB$94.472/11/2011 1:27:46 AM
efficient-marketplace$25.002/11/2011 10:17:14 AM
cactus70$35.502/11/2011 1:16:48 PM
jrhinomo$100.002/11/2011 4:11:22 PM
Mantis75$25.002/12/2011 2:02:46 AM
mpactlender$25.002/12/2011 2:17:06 AM
Viamin$25.002/12/2011 11:06:09 AM
cognizant-rate732$25.002/12/2011 2:52:00 AM
hitsman$50.002/12/2011 12:07:15 PM
efficient-treasure0$25.002/13/2011 3:05:46 PM
camaraderi-atmosphere$100.002/14/2011 2:58:13 PM
Havana21$200.002/14/2011 4:23:58 PM
credit-force5$50.002/14/2011 4:25:31 PM
mlkhamilton$25.002/14/2011 4:25:35 PM
wise-agile-investment$25.002/14/2011 6:24:10 PM
Pickmar$25.002/15/2011 12:17:43 PM
honorable-vigilance$50.002/16/2011 8:04:26 AM
caring-hope2$50.002/16/2011 7:40:29 AM
versatile-commerce$25.002/16/2011 3:01:12 PM
Engineer44$30.002/16/2011 3:45:30 PM
sharpey$50.002/16/2011 11:00:38 AM
worlds-best-worth2$100.002/16/2011 5:07:19 PM
the-upbeat-p2p$50.002/16/2011 6:50:55 PM
worth-engine5$25.002/17/2011 12:24:24 AM
proud-gold9$50.002/17/2011 9:46:48 AM
community-pipeline$25.002/17/2011 10:12:02 AM
SARMAR$50.002/17/2011 10:12:37 AM
willtravel$50.002/17/2011 10:39:55 AM
PLending$50.002/17/2011 12:51:08 PM
Sigonio$25.002/17/2011 12:52:35 PM
don'twannadance$50.002/17/2011 3:48:50 PM
jimbo29blue$50.002/17/2011 3:34:40 PM
happyface$75.002/17/2011 3:44:32 PM
don'twannadance$50.002/17/2011 3:48:27 PM
ingeborg77$61.002/17/2011 3:46:13 PM
bds9646$26.002/17/2011 4:46:45 PM
g314$26.882/17/2011 4:57:37 PM
Anny-Disco$41.122/17/2011 6:32:05 PM
brightest-dynamic-peace$25.002/17/2011 6:51:52 PM
best-coin-miser$25.002/17/2011 7:34:39 PM
gsp1885$35.002/18/2011 12:47:04 AM
108lender$250.002/18/2011 8:09:25 AM
worthy-bid8$50.002/18/2011 9:00:31 AM
Astyanax$40.002/18/2011 2:46:30 PM
Ripsaw4U$50.002/18/2011 6:24:31 PM
FinDoc$25.002/19/2011 2:52:20 AM
julijask$45.002/19/2011 3:24:32 AM
slartibardfast$25.002/19/2011 3:37:48 AM
balance-voyager$50.002/19/2011 3:44:48 AM
a-versatile-power$25.002/19/2011 4:54:51 AM
preciouschild$70.002/19/2011 9:34:36 AM
bold-visionary-rate$25.002/19/2011 10:20:51 AM
Steveoo1$50.002/19/2011 10:54:36 AM
AsianDragon$35.002/19/2011 11:12:16 AM
kushka$25.002/19/2011 12:06:57 PM
fair-funds$50.002/19/2011 12:25:54 PM
Gr8Deal$25.002/19/2011 12:27:48 PM
Washington_Loan$25.002/19/2011 12:30:56 PM
tenacious-payout$50.002/19/2011 12:31:58 PM
tj1683$25.002/19/2011 12:32:49 PM
p123$25.002/19/2011 12:40:36 PM
bankojerry$30.002/19/2011 1:30:02 PM
rajs$200.002/19/2011 1:54:56 PM
phileagle76$60.702/19/2011 4:32:17 PM
myduck$50.002/19/2011 5:03:47 PM
grasscutter$100.002/19/2011 5:20:37 PM
MAJESTIC5$50.002/19/2011 5:39:38 PM
Speedfreak$25.002/19/2011 5:58:20 PM
MoneyForNothing$6.252/20/2011 5:52:37 AM
210 Investments
 
Borrower Payment Dependent Notes Series 493166
This series of Notes was issued and sold upon the funding of the borrower loan #47308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-17-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1992 Debt/Income ratio: 12%
Credit score: 840-859 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,734Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 13%  
   Homeownership: Yes  
Screen name: Sonos Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 840-859 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
820-839 (Jun-2010)
840-859 (Sep-2009)
 
Principal balance: $8,913.27 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Payoff child's birth expenses
Purpose of loan:
Pay the bills incurred for my child's birth.
Plus I like using Prosper.

My financial situation:
I am a good candidate for this loan because I pay all my bills on time, have a current Prosper loan, and am financially secure.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$33.622/17/2011 5:28:17 PM
kyomoon$50.002/17/2011 5:39:28 PM
kenji4861$25.002/17/2011 5:39:51 PM
Jay_Tee$50.002/17/2011 5:55:53 PM
Aberdeen$3,500.002/17/2011 5:58:23 PM
a-responsible-return$50.002/17/2011 5:56:31 PM
6 Investments
 
Borrower Payment Dependent Notes Series 493262
This series of Notes was issued and sold upon the funding of the borrower loan #47270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1997 Debt/Income ratio: 24%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 7 / 7Length of status:1y 8m
Amount delinquent: $1,867 Total credit lines: 66 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $451Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: punctual-benefit084 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to open?a massage center.?

My financial situation:
I am a good candidate for this loan because I am a great massage therapist.? Although, my credit history looks atrocious it does not reflect my willingness and ability to repay a loan.

Monthly net income: $ 2000????????

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 50
??Car expenses: $ 230?
??Utilities: $ 60
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50?
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 50
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Are you currently a massage therapist? What is your position at your current job? - diversification-maple1
A: Yes, I am currently a licensed and practicing Massage Therapist. I work at a spa as a Massage Therapist. (Feb-10-2011)
Q: You have a number of delinquencies and are currently over $1800 (about 25% of the loan amount you are asking for) delinquent. What assurances can you give investors that you will not be delinquent on this loan? - lawchick
A: To be honest I have no idea what the $1800 delinquency is for. I have not looked at my credit report in years. I've had no reason because I prefer to pay cash. I understand this is a bad practice. As for assurances, I have only the words I write that I will not default on this loan or any other loan in the future. I am looking to increase my credit score not hurt it more. (Feb-11-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.002/8/2011 5:04:27 PM
HamachiMan$50.002/8/2011 5:09:50 PM
musegaze$100.002/8/2011 5:12:20 PM
kulender$50.002/8/2011 5:02:25 PM
liberty-society5$25.002/8/2011 5:10:21 PM
profit-powerplant$25.002/8/2011 5:11:07 PM
benjamins-utopia$50.002/8/2011 5:12:29 PM
genius520$100.002/8/2011 5:11:43 PM
jazzlender$25.002/8/2011 5:14:11 PM
asset-professor$25.002/8/2011 5:24:07 PM
kmprospeo$50.002/8/2011 5:23:50 PM
ASR3$35.002/8/2011 6:06:40 PM
Artist_Blue$25.002/8/2011 10:10:47 PM
authoritative-platinum7$25.002/8/2011 10:11:04 PM
lendme2$28.702/9/2011 12:38:19 AM
aquistoyraul$25.002/9/2011 7:11:53 AM
databaseguy$52.042/9/2011 10:05:10 AM
monster4$50.002/9/2011 9:32:48 AM
seanambrose$25.002/9/2011 12:13:22 PM
jes5199$38.702/9/2011 10:49:44 PM
LibbyZ$50.002/9/2011 6:17:23 PM
papaloha$25.002/10/2011 11:05:49 AM
Rob717171$50.002/10/2011 5:55:51 PM
debt-force$25.002/11/2011 6:03:39 AM
diversification-maple1$30.002/10/2011 6:34:39 PM
Banker7371$25.002/11/2011 1:37:18 AM
lend4life13$177.582/11/2011 10:51:11 AM
56bones$25.002/11/2011 9:25:20 AM
diplomatic-wealth7$25.002/11/2011 12:01:12 PM
Investoman$50.002/11/2011 12:17:53 PM
Rogesparkguy$25.002/11/2011 5:13:37 PM
green-capital-hornet$25.002/12/2011 3:06:10 AM
melodious-openness$100.002/12/2011 5:01:44 AM
melodious-openness$128.712/12/2011 5:05:25 AM
zone6$55.032/11/2011 10:31:56 PM
Armyman122$50.002/12/2011 11:07:47 AM
ds5184$25.002/12/2011 4:57:47 PM
graceful-investment$63.572/12/2011 12:02:04 PM
JPMorrisLegacyFund$50.002/13/2011 12:06:55 AM
108lender$100.002/12/2011 12:32:20 PM
JiggaJoeyS$44.482/13/2011 12:01:23 PM
YoungTaxMan$25.002/12/2011 2:44:14 PM
comicdoc$50.002/14/2011 7:30:42 AM
AdrianWapcaplet$50.002/13/2011 1:41:00 PM
velocity-solo$25.002/14/2011 6:00:55 AM
ingenious-deal6$25.002/13/2011 11:34:40 PM
finance-mammalian2$25.002/14/2011 9:58:05 AM
agalt$75.002/14/2011 8:05:38 AM
bold-worth-vinyl$50.002/14/2011 9:35:30 AM
bahamaman$30.002/14/2011 4:21:46 PM
igotmoney$50.002/14/2011 4:21:54 PM
exuberant-pound$42.502/14/2011 4:22:05 PM
famous-hope$25.002/14/2011 4:23:10 PM
rakem777$25.002/14/2011 4:24:37 PM
forthright-dedication$25.002/14/2011 4:25:45 PM
dedicated-transaction796$31.052/14/2011 4:26:27 PM
natural-greenback6$25.002/14/2011 4:27:45 PM
ursus$50.002/14/2011 2:44:48 PM
Lubava$50.002/14/2011 3:03:54 PM
bullwink27$25.002/14/2011 4:21:49 PM
payout-carnival$44.602/14/2011 4:22:07 PM
Maupinman$50.002/14/2011 4:24:30 PM
somebody32$50.002/14/2011 4:24:47 PM
Weaverville$25.002/14/2011 4:26:00 PM
AF-Chief$50.002/14/2011 4:26:22 PM
DonaldColorado$50.002/14/2011 4:27:22 PM
dough-bear$50.002/14/2011 4:27:33 PM
TheCount$25.002/14/2011 4:28:49 PM
blackstar$25.002/14/2011 4:22:12 PM
credit-wheel7$25.002/14/2011 4:22:27 PM
lucrative-transparency0$50.002/14/2011 4:25:38 PM
ommcd$25.002/14/2011 4:27:17 PM
investment-visionary$25.002/14/2011 4:27:31 PM
courteous-kindness1$50.002/14/2011 4:27:54 PM
CC911$25.002/14/2011 4:29:22 PM
suave-dime6$25.002/8/2011 5:08:52 PM
important-openness1$50.002/8/2011 5:12:59 PM
sensible-order2$100.002/8/2011 5:04:21 PM
zone6$50.002/8/2011 5:05:37 PM
orderly-leverage$50.002/8/2011 5:08:33 PM
finance-prescription$50.002/8/2011 5:12:39 PM
persevering$25.002/8/2011 5:58:45 PM
JBA25$25.002/8/2011 5:52:48 PM
Kreditorium$25.002/8/2011 6:06:20 PM
Ananya$25.002/8/2011 7:30:56 PM
irrelevant$50.002/9/2011 7:02:04 AM
kind-important-liberty9$25.002/9/2011 1:55:25 AM
JGB$32.912/9/2011 12:59:35 AM
Jack55304$300.002/9/2011 7:36:43 AM
impala6464$50.002/9/2011 9:21:56 AM
liberty-destiny3$25.002/9/2011 6:08:14 PM
troy0868$50.002/9/2011 8:01:31 PM
Bob450$25.002/9/2011 8:55:49 PM
finance-mushroom$100.002/10/2011 3:20:50 AM
Makingitrain$25.002/10/2011 9:34:25 AM
SweatyBalls$25.002/10/2011 5:41:04 PM
rupee_power$50.372/10/2011 11:27:15 AM
magnolia161$50.002/10/2011 6:16:31 PM
gain-equator$25.002/10/2011 4:46:41 PM
money-bauble$100.002/11/2011 1:46:24 AM
capital-halo1$500.002/10/2011 10:40:48 PM
worthy-bid8$50.002/11/2011 6:06:48 AM
euro-mirth$25.002/11/2011 6:10:46 AM
commitment-orbiter5$50.002/11/2011 12:17:17 PM
yield-aurora4$100.002/11/2011 9:31:17 AM
f4Tex$25.152/11/2011 12:08:01 PM
KMB78$26.002/11/2011 5:19:27 PM
CA-Lender$25.002/12/2011 3:02:03 AM
desertoasis$25.002/11/2011 8:15:43 PM
capital-galaxy$75.002/12/2011 6:40:23 AM
IIP77$25.002/12/2011 6:20:56 AM
MARWARISETH$25.002/12/2011 7:47:10 AM
REASONABLE$25.002/12/2011 8:55:38 AM
drkosh$25.002/12/2011 9:23:23 AM
HenryS$50.002/12/2011 10:21:02 AM
ds5184$25.002/12/2011 4:56:55 PM
kind-efficient-credit$25.002/12/2011 6:36:32 PM
hitsman$50.002/12/2011 12:17:16 PM
vigorous-velocity$50.002/12/2011 2:16:03 PM
x27$25.002/13/2011 9:40:18 AM
deal-pinnacle7$40.002/13/2011 2:17:25 PM
archeanchaos$25.002/13/2011 2:58:03 AM
historic-loan1$40.002/12/2011 6:10:50 PM
Comoparklender$50.002/13/2011 6:52:19 AM
GCInvestments$25.002/13/2011 5:20:18 PM
miked8303$25.002/13/2011 4:10:00 PM
helpful-credit156$75.002/13/2011 7:12:37 PM
silver-enlightenment0$100.002/13/2011 5:42:34 PM
Vennela$30.002/14/2011 1:50:21 AM
emphatic-bonus5$25.002/13/2011 7:15:00 PM
jhernand17$25.002/14/2011 6:16:49 AM
seisen$50.002/14/2011 9:36:22 AM
reward-adventure$50.002/14/2011 8:06:12 AM
revenue-spa8$25.002/14/2011 11:43:14 AM
greenback-porcelain2$25.002/14/2011 11:47:16 AM
LAM26$25.002/14/2011 9:36:17 AM
investment-tempo$25.002/14/2011 2:39:54 PM
credit-sycamore4$100.002/14/2011 4:21:57 PM
social-conductor4$25.002/14/2011 4:22:16 PM
shrewd-peace7$25.002/14/2011 4:23:17 PM
gold-commander0$27.642/14/2011 4:24:40 PM
peace-missile$25.002/14/2011 4:25:42 PM
careful-note$50.002/14/2011 4:25:47 PM
SDNLR$25.002/14/2011 4:26:50 PM
stock106$25.002/14/2011 4:27:18 PM
FeedTheMachine$50.002/14/2011 4:27:27 PM
the-yield-surfer$50.002/14/2011 4:30:33 PM
asiaratt$50.002/14/2011 4:30:36 PM
minddoc$25.002/14/2011 2:00:48 PM
theincarnatemike$25.002/14/2011 4:22:02 PM
spark548$25.002/14/2011 4:24:28 PM
investment-comet$25.002/14/2011 4:25:07 PM
d_grbg$25.002/14/2011 4:26:11 PM
mercuriant$25.002/14/2011 4:26:43 PM
FASTIZIO_P$35.002/14/2011 4:27:14 PM
shmb6508$25.002/14/2011 4:30:31 PM
J-Rott$50.002/14/2011 4:30:50 PM
Justbiz$50.002/14/2011 4:24:09 PM
gain-gourd$75.002/14/2011 4:26:33 PM
payment-gusto$25.002/14/2011 4:27:52 PM
160 Investments
 
Borrower Payment Dependent Notes Series 493272
This series of Notes was issued and sold upon the funding of the borrower loan #47293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $86.04
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1990 Debt/Income ratio: 10%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 52 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $997Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: bold-bright-credit Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bopeep50
Purpose of loan:
This loan will be used to? consolidate higher interest loans?

My financial situation:
I am a good candidate for this loan because? I have never been late in a house payment, utility payment and have paid back a car loan early.? I pay all of my bills on time.? Although a bankruptcy from 2007 is on my credit report, I have not been negligent in any way in paying my bills.

Monthly net income: $ 2108.42

Monthly expenses: $
??Housing: $ 436.24
??Insurance: $ property taxed paid from escrow; car ins, $78.95 monthly
??Car expenses: $ 180.00
??Utilities: $ 180.00
??Phone, cable, internet: $?123.00
??Food, entertainment: $ Groceries 200.00
??Clothing, household expenses $ 35.00
??Credit cards and other loans: $ 150.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/9/2011 5:00:51 PM
kulender$100.002/9/2011 5:01:37 PM
jenkris$25.002/9/2011 5:04:08 PM
ProjectVenture$50.002/9/2011 5:05:22 PM
irrelevant$50.002/9/2011 5:05:56 PM
auctionator1$50.002/9/2011 5:52:18 PM
dime-smasher5$25.002/9/2011 8:26:47 PM
HamachiMan$50.002/9/2011 5:04:19 PM
bold-durability-drum$100.002/9/2011 5:04:39 PM
chevy92$93.532/9/2011 5:10:02 PM
fishintime$100.002/9/2011 5:03:07 PM
velocity-solo$50.002/9/2011 5:03:19 PM
sensible-order2$100.002/9/2011 5:03:48 PM
icon7$25.002/10/2011 4:37:26 AM
GrayStudio$25.002/9/2011 5:05:48 PM
vutah$25.002/9/2011 5:33:55 PM
mues83$25.002/10/2011 7:00:19 AM
sk10023$40.002/9/2011 5:06:24 PM
roguewinner$25.002/10/2011 9:04:31 AM
porwestco$30.002/10/2011 1:50:55 AM
wwwUniversal$25.002/10/2011 4:41:21 AM
circustab$50.002/10/2011 7:08:28 AM
don8ter$25.002/10/2011 7:57:35 AM
spiff666$25.002/10/2011 8:41:14 AM
unafraid-loan5$25.002/10/2011 9:39:03 AM
evergreen16$119.702/10/2011 10:40:46 AM
benjamins-utopia$50.002/9/2011 5:01:46 PM
marketplace-cello5$25.002/9/2011 5:03:36 PM
kmr2$100.002/9/2011 5:05:02 PM
superb-funds335$25.002/9/2011 5:05:33 PM
reflective-rupee$25.772/9/2011 5:07:25 PM
jazzlender$25.002/9/2011 5:02:51 PM
american6$100.002/9/2011 5:03:29 PM
Tradesmanlender$35.002/9/2011 5:04:28 PM
gain-equator$25.002/9/2011 5:04:43 PM
interstellar$75.002/9/2011 5:11:19 PM
melodious-fairness$50.002/9/2011 5:01:53 PM
simplelender80$100.002/9/2011 5:02:01 PM
commerce-yeller$25.002/9/2011 5:03:00 PM
new0rleans$25.002/10/2011 3:05:22 AM
genius520$100.002/9/2011 5:04:57 PM
SolarMoonshine$25.002/9/2011 5:15:11 PM
newest-funds-powerplant$50.002/9/2011 7:51:50 PM
wealth-multiplier$25.002/9/2011 8:59:43 PM
CASSHMAN$50.002/9/2011 6:35:32 PM
competent-p2p$50.002/9/2011 9:16:08 PM
Hartfelt$25.002/9/2011 9:56:03 PM
Kessler$31.002/10/2011 9:32:15 AM
FinanceEngine$25.002/10/2011 6:30:17 AM
Christophe$25.002/10/2011 7:29:06 AM
DRJWAW$25.002/10/2011 10:24:41 AM
auction-workhorse679$25.002/10/2011 9:33:43 AM
Shining-Star$25.002/10/2011 10:21:12 AM
vigilance-searcher$25.002/10/2011 10:40:27 AM
54 Investments
 
Borrower Payment Dependent Notes Series 493386
This series of Notes was issued and sold upon the funding of the borrower loan #47300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $326.95
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1992 Debt/Income ratio: 18%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:15y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,863Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: hope-caravan7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reignbogrl
Purpose of loan:
This loan will be used to??
kick start?the process of debt consolidation.?My plan is to be debt free in 2 years.?
My financial situation:
I am a good candidate for this loan because?
I always make my monthly payments in full and on time.
Monthly net income: $
3000.00
Monthly expenses: $
??Housing: $ 615????
??Insurance: $ 101
??Car expenses: $ 370
??Utilities: $ 45
??Phone, cable, internet: $ 145
??Food, entertainment: $?300
??Clothing, household expenses $?150
??Credit cards and other loans: $?525
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Please list the debts you are looking to consolidate, including outstanding balance, APR, and min monthly payment. Please also list debts you are not consolidating seperately. What do you do for USPS? - newest-funds-powerplant
A: Hello! My debts are as follows: Lowes 1743.00 22.99% 55.00, Home Depot 235.00 22.99% 10.00, Walmart 1430.00 22.99% 50.00, Discover 4300.00 14.75% 80.00. Not consolidating: Chase 10350.00 7.99 200.00. I am a distribution clerk (Feb-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/12/2011 12:02:15 PM
simplelender80$100.002/12/2011 12:02:29 PM
irrelevant$50.002/12/2011 12:03:17 PM
dime-smasher5$25.002/12/2011 12:03:29 PM
HamachiMan$50.002/12/2011 12:04:10 PM
macjp123$25.002/12/2011 12:05:46 PM
balance-force$25.002/12/2011 2:44:55 PM
enthralling-deal180$75.002/12/2011 12:01:50 PM
1traveler$25.002/12/2011 6:29:51 PM
impressive-credit431$100.002/12/2011 12:02:41 PM
selector568$50.002/12/2011 12:06:10 PM
kmr2$100.002/12/2011 12:03:02 PM
jazzlender$25.002/12/2011 12:03:49 PM
commerce-yeller$25.002/12/2011 12:16:34 PM
sk10023$25.002/12/2011 12:05:18 PM
spiff666$25.002/13/2011 8:19:33 AM
radforj22$25.002/12/2011 12:06:25 PM
organized-payment6$50.002/13/2011 9:18:03 AM
repayment-pudding$25.002/12/2011 2:38:34 PM
reflective-rupee$25.772/12/2011 12:36:13 PM
GCInvestments$25.002/13/2011 5:21:28 PM
cclady$200.002/13/2011 5:46:37 PM
DasMula$25.002/13/2011 9:18:36 AM
lucrative-coin$100.002/13/2011 2:35:39 PM
bountiful-social$25.002/13/2011 1:34:27 PM
EPInvestments$25.002/13/2011 2:43:04 PM
jdwillcox$100.002/14/2011 2:47:09 AM
Artist_Blue$25.002/14/2011 6:16:25 AM
fuke$25.002/14/2011 12:27:53 PM
gain-equator$25.002/14/2011 2:46:57 PM
sensible-order2$100.002/14/2011 4:30:25 PM
competent-p2p$25.002/14/2011 9:09:09 PM
orange-courageous-dedication$50.002/14/2011 4:53:25 PM
wlm3012$25.002/14/2011 5:46:04 PM
Pay_Me_BACK_ASAP$50.002/14/2011 7:54:51 PM
Hola_James$32.002/15/2011 7:43:35 AM
lendacity$25.002/15/2011 3:17:28 AM
Ruckus888$50.002/15/2011 9:38:01 AM
a-finance-nirvana$25.002/15/2011 4:11:40 PM
adir1$25.002/15/2011 5:36:39 PM
tender-integrity3$100.002/15/2011 10:21:00 PM
John_Galt$25.002/16/2011 11:40:09 AM
ToloUSN$50.002/16/2011 4:56:58 PM
harperpotok$100.002/16/2011 12:46:44 PM
BSr$25.002/17/2011 4:16:08 AM
worth-arch$25.002/17/2011 7:16:37 AM
eaglecamp$200.002/17/2011 9:47:26 AM
tender-ore$30.002/17/2011 9:57:06 AM
TennSquire$25.002/17/2011 10:13:49 AM
firsttouch1$250.002/17/2011 11:45:33 AM
maximizer$25.002/17/2011 12:43:51 PM
rockstar78$50.002/17/2011 1:25:52 PM
TicTac$50.002/17/2011 2:22:22 PM
hptcrabbers$25.002/17/2011 2:31:48 PM
progressive-power9$25.002/17/2011 3:10:10 PM
CasaDeTomas$50.002/17/2011 3:14:38 PM
bid-czar8$100.002/17/2011 5:01:26 PM
Techne_Funds_LLC$25.002/17/2011 6:58:12 PM
BooRadley$25.002/17/2011 8:10:31 PM
Tylerh$100.002/17/2011 10:41:30 PM
angel879$25.002/17/2011 10:44:22 PM
Quetz$50.002/17/2011 11:15:27 PM
debt-force$25.002/18/2011 4:15:40 AM
resource777$50.002/18/2011 7:01:11 AM
imdave4me$100.002/18/2011 7:54:44 AM
108lender$200.002/18/2011 8:04:22 AM
golden-bid9$25.002/18/2011 8:15:47 AM
dpdn57$25.002/18/2011 9:45:31 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:11 AM
credit-panda1$25.002/18/2011 10:14:56 AM
market-pudding$25.002/18/2011 11:41:10 AM
orangetrust$100.002/18/2011 12:45:59 PM
reflective-cash0$50.002/18/2011 1:40:45 PM
stampx$50.002/18/2011 12:43:18 PM
padewy$25.002/18/2011 1:54:26 PM
bold-enthralling-yield$25.002/18/2011 12:45:41 PM
StrongMonty$26.002/18/2011 2:26:25 PM
asya$25.002/18/2011 3:04:28 PM
bdloans$50.002/18/2011 4:07:02 PM
thankful-nickel2$25.002/18/2011 4:41:32 PM
CACO_Lender$25.002/18/2011 5:57:05 PM
Corellia$100.002/18/2011 6:13:15 PM
obedient-funds6$50.002/18/2011 8:46:07 PM
bbrelo$25.002/19/2011 2:36:22 AM
octoberfresh$25.002/19/2011 3:07:29 AM
gracej$25.002/19/2011 3:09:34 AM
a-versatile-power$25.002/19/2011 4:54:30 AM
fair_rates$25.002/19/2011 5:33:59 AM
mykkai$25.002/19/2011 8:49:04 AM
special-money$73.182/19/2011 9:05:26 AM
slpark$30.002/19/2011 9:02:56 AM
newest-orbital-justice$50.002/19/2011 9:09:40 AM
mightymousemom$50.002/19/2011 9:09:56 AM
listing-vista$339.032/19/2011 9:10:34 AM
orderly-leverage$100.002/19/2011 9:08:16 AM
GrommetPosse$43.102/19/2011 9:08:54 AM
Spring342$50.002/19/2011 9:09:35 AM
haplender$50.002/19/2011 9:09:21 AM
bonanza1973$25.002/19/2011 9:09:44 AM
myhrer$50.002/19/2011 9:10:20 AM
melodious-fairness$100.002/12/2011 12:02:22 PM
fishintime$100.002/12/2011 12:02:43 PM
GrayStudio$25.002/12/2011 12:03:09 PM
velocity-solo$50.002/12/2011 12:06:29 PM
SolarMoonshine$25.002/12/2011 1:33:59 PM
investment-artist$25.002/12/2011 4:39:22 PM
vutah$50.002/12/2011 8:56:14 PM
kulender$100.002/12/2011 12:02:05 PM
marketplace-cello5$25.002/12/2011 12:02:47 PM
Tradesmanlender$35.002/12/2011 12:02:53 PM
genius520$100.002/12/2011 12:02:57 PM
don8ter$25.002/12/2011 12:03:35 PM
hitsman$50.002/12/2011 12:08:24 PM
Reddy_Capital$25.002/12/2011 2:45:01 PM
penny-plato$25.002/12/2011 5:09:22 PM
auctionator1$51.702/12/2011 3:04:42 PM
Nerdster1$25.052/12/2011 4:44:47 PM
efficient-treasure0$25.002/13/2011 3:06:32 PM
JustMee$25.002/13/2011 4:46:35 PM
hopeful-truth5$100.002/12/2011 9:50:47 PM
loanman2007$50.002/13/2011 4:52:50 AM
felicity-loyalist0$25.002/13/2011 2:58:02 PM
RyanTH9893$25.002/13/2011 5:11:46 PM
penny-finder$25.002/13/2011 10:03:09 PM
BxRealtor$25.002/14/2011 8:22:44 AM
buckyhead2000$25.002/15/2011 2:30:23 PM
skuba$25.002/15/2011 4:37:14 PM
SmokeyMirror$50.002/15/2011 9:26:44 PM
payment-halo$25.002/15/2011 8:50:35 PM
newest-funds-powerplant$50.002/16/2011 1:15:37 PM
jenkris$25.002/16/2011 5:22:56 PM
rate-optimizer0$25.002/16/2011 6:25:35 PM
E-B$50.002/16/2011 7:58:40 PM
Ripsaw4U$50.002/17/2011 1:30:00 AM
psonicl$50.002/17/2011 8:01:52 AM
choss02$100.002/17/2011 9:42:37 AM
GElender$50.002/17/2011 9:54:37 AM
alextiff01$25.002/17/2011 10:47:01 AM
TH99$25.002/17/2011 11:41:25 AM
phaded$25.002/17/2011 1:14:47 PM
exchange-pledge$100.002/17/2011 12:53:25 PM
nickel-position$25.002/17/2011 1:52:49 PM
successful-agreement7$100.002/17/2011 3:15:34 PM
loss-of-control$50.002/17/2011 4:37:04 PM
meenan$50.002/17/2011 4:59:22 PM
respectful-integrity3$25.002/17/2011 6:47:14 PM
CPAMAN$25.002/17/2011 6:48:40 PM
sincere-balance$25.002/17/2011 9:59:16 PM
WalnutCreekguy$50.002/17/2011 10:14:18 PM
agbullet55443$100.002/17/2011 10:21:39 PM
1800porsche$25.002/17/2011 11:39:52 PM
divedude$25.002/18/2011 2:40:10 AM
crw1950$40.502/18/2011 5:22:32 AM
rockhound84$25.002/18/2011 6:08:20 AM
loyalty-sherpa$25.002/18/2011 7:00:45 AM
all_of_that_one$30.002/18/2011 7:17:17 AM
attentive-vigilance1$50.002/18/2011 10:05:46 AM
contract-paloverde1$25.002/18/2011 10:03:46 AM
GrowTK$25.002/18/2011 10:09:16 AM
MoneyMA$25.002/18/2011 10:17:16 AM
DcUnited$30.002/18/2011 10:14:20 AM
tharmon$50.002/18/2011 11:01:42 AM
discrete-basis1$50.002/18/2011 12:43:55 PM
Astyanax$40.002/18/2011 2:54:02 PM
accelerator96$25.002/18/2011 4:40:37 PM
Franchiseguy$50.002/18/2011 6:24:43 PM
dollardave$100.002/18/2011 10:09:03 PM
nickel-liberator$70.002/18/2011 10:23:22 PM
IIP77$25.002/19/2011 2:42:42 AM
silver-armada$25.002/19/2011 4:54:43 AM
verdiprr$250.002/19/2011 7:03:10 AM
Pennywize$50.002/19/2011 7:19:16 AM
Leshan$25.002/19/2011 7:16:46 AM
forthright-principal2$25.002/19/2011 7:59:31 AM
cgHaxor$50.002/19/2011 8:08:48 AM
ktfritz$25.002/19/2011 7:59:50 AM
0403$25.002/19/2011 8:06:54 AM
MicroLender357$50.002/19/2011 8:14:21 AM
superpuppy$50.002/19/2011 9:02:20 AM
liberty-society5$25.002/19/2011 8:35:59 AM
courteous-cash6$100.002/19/2011 9:07:23 AM
bigphish$25.002/19/2011 9:07:44 AM
point-kitten6$50.002/19/2011 9:08:18 AM
jrbill1998$50.002/19/2011 9:08:48 AM
kublai$25.002/19/2011 9:10:18 AM
unequaled-loyalty7$25.002/19/2011 9:10:32 AM
Clambake$85.002/19/2011 9:08:21 AM
vigilance-revolutionary$50.002/19/2011 9:09:00 AM
ladybird1$50.002/19/2011 9:09:17 AM
surfnav$25.002/19/2011 9:09:32 AM
grf1945$25.002/19/2011 9:10:25 AM
Avicell$50.002/19/2011 9:09:43 AM
iolaire$25.002/19/2011 9:09:51 AM
rmachi$25.002/19/2011 9:10:16 AM
Brainworm$25.002/19/2011 9:10:30 AM
195 Investments
 
Borrower Payment Dependent Notes Series 493476
This series of Notes was issued and sold upon the funding of the borrower loan #47267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 31%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $3,020Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: bmetjpf Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 30 ( 100% ) 620-639 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2010)
640-659 (Oct-2009)
600-619 (Aug-2009)
600-619 (Jul-2009)
 
Principal balance: $2,335.21 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
debt con
Purpose of loan:
This loan will be used to? medical bills

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
investment-artist$25.002/11/2011 5:00:45 PM
2grindstones$25.002/11/2011 5:30:15 PM
Wangchuk$25.002/11/2011 5:33:20 PM
bondhedger$25.002/11/2011 7:01:00 PM
SV-AZ$40.002/11/2011 7:11:13 PM
abovefifty$60.002/11/2011 8:49:44 PM
clemclan$25.002/11/2011 9:19:40 PM
money-fort$30.002/11/2011 5:03:32 PM
orderly-leverage$50.002/11/2011 5:04:13 PM
HamachiMan$50.002/11/2011 5:04:24 PM
JustMee$25.002/11/2011 5:04:37 PM
CashFlow13$100.002/11/2011 5:04:46 PM
monster4$50.002/11/2011 5:04:59 PM
liberty-destiny3$25.002/11/2011 5:05:04 PM
Jack55304$300.002/11/2011 5:04:53 PM
reflective-rupee$600.772/11/2011 5:11:49 PM
one-midas$25.002/11/2011 5:08:08 PM
MarvintheMartian$25.002/11/2011 5:27:18 PM
DasMula$77.002/11/2011 5:23:39 PM
DasMula$100.002/11/2011 5:23:58 PM
larryboy10$25.002/11/2011 5:29:10 PM
Jerrys1951$40.002/11/2011 5:37:17 PM
Shining-Star$100.002/11/2011 7:11:59 PM
sweety075$25.002/11/2011 6:26:07 PM
ronin4sale$25.002/11/2011 8:33:39 PM
hopeful-truth5$300.002/11/2011 10:08:00 PM
hopeful-truth5$50.012/11/2011 10:08:44 PM
UCLA4life$50.002/11/2011 5:03:15 PM
profit-powerplant$25.002/11/2011 5:04:31 PM
genius520$100.002/11/2011 5:04:34 PM
jazzlender$25.002/11/2011 5:05:18 PM
PunjabBank$50.002/11/2011 6:21:32 PM
halothane_logic$150.432/11/2011 6:33:39 PM
moneysong$400.002/11/2011 6:56:38 PM
Cawse$25.722/11/2011 7:23:55 PM
the-kindness-honker$25.002/11/2011 7:25:19 PM
gold-cluster$100.002/11/2011 7:55:54 PM
bluehen00$28.982/11/2011 8:08:56 PM
simplelender80$100.002/11/2011 5:01:42 PM
kulender$50.002/11/2011 5:01:49 PM
suave-dime6$25.002/11/2011 5:02:19 PM
Kash2010lu$54.002/11/2011 5:03:09 PM
jhouman$25.002/11/2011 5:04:04 PM
restless-dime$25.002/11/2011 5:03:51 PM
finance-prescription$25.002/11/2011 5:04:40 PM
irrelevant$50.002/11/2011 5:04:49 PM
important-openness1$50.002/11/2011 5:04:43 PM
diplomatic-wealth7$25.002/11/2011 5:05:14 PM
mrxtravis$50.002/11/2011 5:11:14 PM
diversification-maple1$25.002/11/2011 5:13:14 PM
MoneyForNothing$28.092/11/2011 6:08:14 PM
Brown98$25.002/11/2011 6:19:34 PM
unger$110.002/11/2011 7:36:06 PM
attractive-rate$25.002/11/2011 6:37:23 PM
LSAR$30.002/11/2011 7:01:25 PM
saxaphone6$25.002/11/2011 7:19:43 PM
witty-openness$25.002/11/2011 10:04:56 PM
57 Investments
 
Borrower Payment Dependent Notes Series 493490
This series of Notes was issued and sold upon the funding of the borrower loan #47236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1997 Debt/Income ratio: 22%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,391Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: responsible-community487 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off car and credit card debt
Purpose of loan:
This loan will be used to payoff my current debt

My financial situation:
I am a good candidate for this loan because I am financially responsible

Monthly net income: $ 6667

Monthly expenses: $
??Housing: $ 1878
??Insurance: $ 102
??Car expenses: $ 725?
??Utilities: $ 160
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 350
??Credit cards and other loans: $?1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What are the amounts and rates of the credit card debt and the amount and rate of the auto loan? Thanks and good luck. - penny-plato
A: The car loan is 2.9% with $6,400 remaining Chase CC - $8000 @ 11.65% American Express Delta - $9000 @ 14.5 % (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/10/2011 9:04:51 AM
kmr2$100.002/10/2011 9:07:53 AM
dime-smasher5$25.002/10/2011 9:10:11 AM
reflective-rupee$1,000.772/10/2011 9:31:32 AM
RedCentre$373.012/10/2011 12:26:33 PM
commerce-yeller$25.002/10/2011 9:06:02 AM
enthralling-deal180$100.002/10/2011 9:01:45 AM
gain-equator$25.002/10/2011 9:07:26 AM
benjamins-utopia$100.002/10/2011 9:05:00 AM
runner262$25.002/10/2011 4:42:36 PM
melodious-fairness$100.002/10/2011 9:05:13 AM
GrayStudio$25.002/10/2011 9:08:48 AM
impressive-credit431$100.002/10/2011 9:06:04 AM
Tradesmanlender$35.002/10/2011 9:07:05 AM
genius520$100.002/10/2011 9:07:49 AM
irrelevant$50.002/10/2011 9:09:03 AM
JustMee$25.002/10/2011 12:03:53 PM
penny-plato$50.002/10/2011 5:26:35 PM
selector568$50.002/10/2011 11:01:12 AM
Bank_Of_XL$50.002/10/2011 5:33:57 PM
thankful-nickel2$25.002/10/2011 6:26:14 PM
auctionator1$55.002/10/2011 12:44:06 PM
felicity-loyalist0$25.002/10/2011 4:33:54 PM
felicity-daydream$25.002/10/2011 10:07:55 PM
cash-queen$30.002/10/2011 3:49:04 PM
SolarMoonshine$25.002/10/2011 5:13:18 PM
econgineer$25.002/10/2011 8:35:25 PM
radforj22$25.002/10/2011 9:51:15 PM
dsgfl1$100.002/11/2011 10:06:14 AM
seabassx$25.002/11/2011 7:45:27 AM
integrity-doctor$100.002/11/2011 8:44:29 AM
sincere-balance$25.002/11/2011 10:05:15 AM
bradfid$25.002/11/2011 10:57:32 AM
John_Galt$49.262/11/2011 11:04:32 AM
skuba$47.822/12/2011 1:22:49 AM
hitsman$50.002/12/2011 12:08:10 PM
organized-payment6$50.002/13/2011 9:18:00 AM
platinum-cargo$50.002/13/2011 10:25:22 AM
efficient-treasure0$25.002/13/2011 3:06:28 PM
jjswanso$33.932/13/2011 4:44:06 PM
Artist_Blue$25.002/14/2011 6:16:18 AM
BxRealtor$25.002/14/2011 8:22:38 AM
seabassx$25.002/14/2011 1:16:19 PM
jenkris$25.002/14/2011 4:32:43 PM
orange-courageous-dedication$50.002/14/2011 4:53:18 PM
lendstats_com$200.002/14/2011 8:19:30 PM
lendstats_com$200.002/14/2011 8:20:39 PM
buckyhead2000$25.002/15/2011 2:29:42 PM
reflective-rupee$1,000.772/15/2011 8:38:39 PM
SmokeyMirror$50.002/15/2011 9:26:41 PM
adir1$50.002/15/2011 5:31:37 PM
maximizer$25.002/16/2011 7:51:48 AM
the-profit-oracle$25.002/15/2011 9:49:56 PM
Leshan$25.002/16/2011 8:59:37 AM
tender-integrity3$100.002/15/2011 10:20:59 PM
schnippy$25.002/16/2011 9:46:27 AM
sjvicker$25.002/16/2011 11:52:27 AM
meenan$50.002/16/2011 5:23:11 PM
bigphish$25.002/16/2011 5:12:02 PM
upbeat-finance8$25.002/16/2011 5:15:27 PM
superb-funds335$25.002/16/2011 5:21:45 PM
fuzed$95.002/16/2011 6:11:11 PM
Sol_Invictus$25.002/16/2011 7:24:42 PM
Accountant83$25.002/16/2011 8:46:27 PM
mingthemink$25.002/16/2011 6:59:23 PM
Ripsaw4U$50.002/17/2011 1:29:56 AM
BSr$25.002/17/2011 4:15:03 AM
geophreigh$25.002/17/2011 6:35:29 AM
psonicl$50.002/17/2011 8:01:45 AM
newest-orbital-justice$50.002/17/2011 10:22:03 AM
Avicell$50.002/17/2011 10:58:46 AM
gracej$25.002/17/2011 12:45:11 PM
exchange-pledge$100.002/17/2011 12:53:15 PM
myidear$25.002/17/2011 1:26:55 PM
manthrax3$74.152/17/2011 2:10:16 PM
CasaDeTomas$50.002/17/2011 3:14:33 PM
Bidwinner08$100.002/17/2011 4:14:21 PM
6moonbeams$25.002/17/2011 4:54:55 PM
restless-currency$40.002/17/2011 4:55:10 PM
bid-czar8$100.002/17/2011 5:01:17 PM
Byrd24$100.002/17/2011 6:10:24 PM
nojoke411$50.002/17/2011 6:36:58 PM
grf1945$35.002/17/2011 6:47:27 PM
kain11286$50.002/17/2011 7:03:55 PM
Saleen06$27.002/17/2011 9:08:50 PM
BooRadley$25.002/17/2011 8:10:28 PM
regahj99$25.002/17/2011 11:19:48 PM
1800porsche$25.002/17/2011 11:39:49 PM
wwwUniversal$25.002/18/2011 3:12:38 AM
ironfox$28.412/18/2011 3:43:26 AM
sharpey$25.002/18/2011 5:47:09 AM
Long-term2040$25.002/18/2011 5:18:41 AM
resource777$50.002/18/2011 7:01:06 AM
Smallbear$25.002/18/2011 6:08:29 AM
loyalty-sherpa$25.002/18/2011 7:00:38 AM
imdave4me$50.002/18/2011 7:29:42 AM
golden-bid9$25.002/18/2011 8:15:43 AM
BuckeyeBanker$66.902/18/2011 9:26:16 AM
dpdn57$25.002/18/2011 9:45:23 AM
EmmaDog44$25.002/18/2011 9:51:46 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:08 AM
attentive-vigilance1$50.002/18/2011 10:05:36 AM
GrowTK$25.002/18/2011 10:09:12 AM
DcUnited$30.002/18/2011 10:14:15 AM
market-pudding$25.002/18/2011 11:26:58 AM
inspired-duty5$50.002/18/2011 10:36:44 AM
peso-tiramisu$25.002/18/2011 12:38:40 PM
stampx$50.002/18/2011 12:43:11 PM
B12SE-r$44.002/18/2011 12:07:14 PM
Sullynla$35.062/18/2011 1:55:15 PM
lsquadz$31.442/18/2011 1:59:08 PM
pinballwizard$27.172/18/2011 2:42:31 PM
reflective-cash0$50.002/18/2011 1:40:32 PM
asya$25.002/18/2011 3:04:23 PM
accelerator96$25.002/18/2011 4:22:40 PM
unfixer$2,500.002/18/2011 5:12:50 PM
DasMula$57.002/10/2011 9:19:46 AM
sk10023$25.002/10/2011 12:08:19 PM
fishintime$100.002/10/2011 9:06:11 AM
marketplace-cello5$25.002/10/2011 9:06:30 AM
sensible-order2$100.002/10/2011 9:06:42 AM
bold-durability-drum$100.002/10/2011 9:07:07 AM
simplelender80$100.002/10/2011 9:05:26 AM
jazzlender$25.002/10/2011 9:05:59 AM
velocity-solo$50.002/10/2011 9:06:17 AM
HamachiMan$50.002/10/2011 9:06:56 AM
don8ter$25.002/10/2011 9:10:40 AM
CapeDollars$38.322/10/2011 4:42:07 PM
competent-p2p$50.002/10/2011 2:21:32 PM
tomoe$25.002/10/2011 2:51:24 PM
RyanTH9893$25.002/10/2011 6:55:31 PM
kindness-launcher$1,600.002/11/2011 8:39:37 AM
hopeful-truth5$200.002/11/2011 6:59:20 AM
loanman2007$200.002/11/2011 6:21:35 AM
balance-force$50.002/11/2011 3:26:07 PM
mraleig$200.002/11/2011 4:45:39 PM
SimpleChoice$25.002/11/2011 9:33:28 AM
Cherrypicker$45.002/11/2011 10:59:05 AM
macjp123$25.002/11/2011 1:57:21 PM
loss-of-control$50.002/11/2011 4:31:08 PM
Corellia$100.002/12/2011 4:34:20 AM
impartial-deal$25.002/12/2011 8:34:21 AM
all_of_that_one$35.002/13/2011 9:33:29 AM
poolshark72$25.002/12/2011 6:28:07 PM
spiff666$25.002/13/2011 8:15:33 AM
GCInvestments$25.002/13/2011 5:21:24 PM
jdwillcox$100.002/14/2011 2:46:58 AM
amusement4$100.002/14/2011 10:59:35 AM
Hola_James$32.062/15/2011 7:42:41 AM
a-finance-nirvana$25.002/15/2011 2:37:13 AM
lendacity$25.002/15/2011 3:17:21 AM
trail8631$40.002/15/2011 7:49:42 AM
loanman2007$100.002/15/2011 11:26:39 AM
Ruckus888$50.002/15/2011 9:37:54 AM
Scotcha$50.002/15/2011 4:00:59 PM
mikeandcat$50.002/16/2011 5:39:25 AM
golden-cat$25.002/16/2011 8:27:17 AM
divedude$25.002/16/2011 8:30:39 AM
harperpotok$100.002/16/2011 12:46:40 PM
liberty-society5$25.002/16/2011 5:27:48 PM
moneylender21$50.002/17/2011 12:40:15 AM
worth-arch$25.002/17/2011 7:16:33 AM
EricandJudy$50.002/17/2011 7:33:13 AM
greenback-orchestra$86.942/17/2011 9:00:35 AM
courteous-bazaar$100.002/17/2011 9:28:00 AM
Flreap$25.002/17/2011 9:31:23 AM
choss02$100.002/17/2011 9:42:30 AM
tender-ore$30.002/17/2011 9:54:48 AM
auction-workhorse679$25.002/17/2011 9:49:06 AM
greenback-director1$35.002/17/2011 9:53:50 AM
GElender$50.002/17/2011 9:54:28 AM
TennSquire$25.002/17/2011 10:13:39 AM
alextiff01$25.002/17/2011 10:46:31 AM
TH99$25.002/17/2011 11:41:20 AM
first-pragmatic-note$25.002/17/2011 12:41:45 PM
triumph329$50.002/17/2011 12:34:24 PM
worthy-bid8$50.002/17/2011 12:40:07 PM
vigilance-revolutionary$50.002/17/2011 12:45:09 PM
iolaire$25.002/17/2011 1:08:11 PM
rockstar78$50.002/17/2011 1:25:43 PM
progressive-power9$25.002/17/2011 3:10:03 PM
mpatrick$25.002/17/2011 2:28:21 PM
hptcrabbers$25.002/17/2011 2:31:38 PM
FinanceEngine$25.002/17/2011 2:33:35 PM
successful-agreement7$100.002/17/2011 3:15:31 PM
MARWARISETH$25.002/17/2011 4:54:24 PM
inforapenny$26.322/17/2011 5:28:50 PM
duckslayer1$69.702/17/2011 5:56:02 PM
silver-breeze3$28.632/17/2011 6:32:21 PM
dinero-speaker$25.002/17/2011 6:37:31 PM
CPAMAN$25.002/17/2011 6:48:36 PM
cbfresh$60.612/17/2011 6:48:29 PM
Techne_Funds_LLC$25.002/17/2011 6:56:50 PM
credit-sasquatch3$50.002/17/2011 8:05:31 PM
Tylerh$100.002/17/2011 10:41:24 PM
WalnutCreekguy$50.002/17/2011 10:14:11 PM
bibliomania$25.002/17/2011 10:39:27 PM
Quetz$50.002/17/2011 11:15:22 PM
ichibon$53.652/18/2011 2:38:10 AM
debt-force$25.002/18/2011 4:15:38 AM
Charmart$25.002/18/2011 4:25:32 AM
agalt$75.002/18/2011 7:35:36 AM
buffalobills$25.002/18/2011 7:38:30 AM
108lender$200.002/18/2011 8:04:15 AM
attractive-point956$25.002/18/2011 8:50:44 AM
contract-paloverde1$25.002/18/2011 10:03:43 AM
MoneyMA$25.002/18/2011 10:17:09 AM
blLending$25.002/18/2011 10:10:51 AM
credit-panda1$25.002/18/2011 10:14:50 AM
tharmon$50.002/18/2011 11:01:37 AM
B12SE-r$70.002/18/2011 12:06:58 PM
bold-enthralling-yield$25.002/18/2011 12:45:38 PM
discrete-basis1$50.002/18/2011 12:43:49 PM
doncm$50.002/18/2011 1:56:53 PM
orangetrust$100.002/18/2011 12:45:55 PM
Shining-Star$25.002/18/2011 2:35:20 PM
wampum-chorus3$50.002/18/2011 1:49:51 PM
VBPlayer$25.002/18/2011 1:59:02 PM
Radu43$25.002/18/2011 3:29:49 PM
investor7257$25.002/18/2011 3:55:09 PM
bdloans$50.002/18/2011 4:06:57 PM
CharlieBucket57$43.002/18/2011 3:56:08 PM
satisfying-durability$25.002/18/2011 4:16:04 PM
worth-excellence4$25.002/18/2011 3:27:35 PM
Zach842$50.002/18/2011 3:29:39 PM
225 Investments
 
Borrower Payment Dependent Notes Series 493496
This series of Notes was issued and sold upon the funding of the borrower loan #47247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $96.61
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1991 Debt/Income ratio: 24%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:34y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,495Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: credit-position0 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
doombie22
Purpose of loan:
This loan will be used to? to buy a guitar amplifier for my second job

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 2404.00

Monthly expenses: $
??Housing: $ 265
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 350
??Phone, cable, internet: $ 90
??Food, entertainment: $ 120
??Clothing, household expenses $ 50
??Credit cards and other loans: $?
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 9:07:43 AM
enthralling-deal180$75.002/17/2011 9:09:31 AM
melodious-fairness$100.002/17/2011 9:12:50 AM
simplelender80$100.002/17/2011 9:13:06 AM
don8ter$25.002/17/2011 9:23:14 AM
marketplace-cello5$25.002/17/2011 9:22:10 AM
HamachiMan$50.002/17/2011 9:24:05 AM
credit-bliss8$25.002/17/2011 9:29:21 AM
incbx$50.002/17/2011 9:27:05 AM
jiggaman7$75.002/17/2011 9:29:47 AM
velocity-solo$25.002/17/2011 9:27:37 AM
lendacity$25.002/17/2011 9:28:11 AM
liberty-society5$25.002/17/2011 9:29:30 AM
harperpotok$100.002/17/2011 12:51:06 PM
Tradesmanlender$35.002/17/2011 2:30:39 PM
DasMula$27.002/17/2011 4:52:27 PM
vutah$50.002/17/2011 4:53:56 PM
Artist_Blue$25.002/17/2011 5:00:00 PM
favorite-commerce$50.002/17/2011 6:10:33 PM
Tylerh$100.002/17/2011 10:42:37 PM
Bank_Of_XL$100.002/18/2011 5:30:23 AM
elmo667$33.222/18/2011 12:31:53 PM
radforj22$25.002/18/2011 1:52:21 PM
ProjectVenture$50.002/18/2011 4:30:55 PM
thankful-nickel2$25.002/18/2011 4:33:31 PM
LoanerPrincipal$25.002/18/2011 10:30:12 PM
shawnw2$25.002/19/2011 2:25:44 AM
Quiz18$25.002/19/2011 2:34:44 AM
Ambassador$40.002/19/2011 5:02:55 AM
OnePoorDude$50.002/19/2011 7:55:28 AM
ryan516$25.002/19/2011 7:26:08 AM
atlmoneyman$14.782/19/2011 8:08:58 AM
investment-artist$25.002/17/2011 9:12:15 AM
benjamins-utopia$100.002/17/2011 9:12:29 AM
CK1$25.002/17/2011 9:11:46 AM
BxRealtor$25.002/17/2011 9:13:43 AM
irrelevant$50.002/17/2011 9:23:06 AM
macjp123$25.002/17/2011 9:26:56 AM
psonicl$50.002/17/2011 9:34:16 AM
choss02$100.002/17/2011 9:44:01 AM
2grindstones$25.002/17/2011 9:51:53 AM
Wangchuk$25.002/17/2011 1:14:30 PM
felicity-loyalist0$25.002/17/2011 3:39:20 PM
Bidwinner08$100.002/17/2011 4:16:37 PM
loss-of-control$50.002/17/2011 4:33:44 PM
bid-czar8$100.002/17/2011 5:03:34 PM
precious-coin3$50.002/17/2011 7:10:29 PM
1800porsche$25.002/17/2011 11:40:45 PM
buffalobills$25.002/18/2011 7:38:07 AM
Dollarhide$25.002/18/2011 12:30:54 PM
upbeat-finance8$25.002/18/2011 3:28:06 PM
Earn_money$25.002/18/2011 4:20:14 PM
evergreen16$75.002/18/2011 6:39:46 PM
best-generosity-financier$25.002/18/2011 6:28:15 PM
elvisloans$25.002/19/2011 6:20:10 AM
Leshan$25.002/19/2011 7:04:21 AM
psycardis$25.002/19/2011 7:14:55 AM
57 Investments
 
Borrower Payment Dependent Notes Series 493508
This series of Notes was issued and sold upon the funding of the borrower loan #47290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1978 Debt/Income ratio: 42%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:18y 1m
Amount delinquent: $0 Total credit lines: 56 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,253Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: the-auction-accruer Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
South Knoll
Purpose of loan:
This loan will be used to? Basic debt consolidatiom. I also work on my own repairing and installing computer systems. I use these funds to purchase computer hardware and software.?

My financial situation:
I am a good candidate for this loan because? For the last 45 years I have had excellent credit and a strong work ethic.

Monthly net income: $ 3 - 5K

Monthly expenses: $
??Housing: $? 700
??Insurance: $ 400
??Car expenses: $ 260
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Do you have a fixed rate home loan and do you have medical insurance? Thanks - RecoveryLender
A: Yes, I have a fixed rate 15 year mortgage. Also, have medical insurance through NY State Empire Plan affiliated with Cornell University Statutory Colleges. (Feb-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/11/2011 9:00:55 AM
important-openness1$50.002/11/2011 9:03:42 AM
irrelevant$50.002/11/2011 9:03:49 AM
top-courteous-peso$80.082/11/2011 9:05:49 AM
wonder3$25.002/11/2011 9:33:41 AM
witty-openness$25.002/11/2011 9:48:22 AM
greencat$50.002/11/2011 10:20:23 AM
Scotcha$50.002/11/2011 10:27:11 AM
lawchick$25.002/11/2011 10:33:34 AM
brightest-dignified-penny$25.002/11/2011 10:36:49 AM
diplomatic-wealth7$25.002/11/2011 12:01:34 PM
larryboy10$25.002/11/2011 12:59:54 PM
grammaspurse$25.002/11/2011 1:10:46 PM
reflective-rupee$500.772/11/2011 9:02:40 AM
Kash2010lu$28.002/11/2011 9:02:59 AM
penny-plato$25.002/11/2011 1:29:13 PM
HamachiMan$50.002/11/2011 9:03:12 AM
musegaze$100.002/11/2011 9:03:31 AM
orderly-leverage$50.002/11/2011 9:03:03 AM
genius520$100.002/11/2011 9:03:24 AM
responsible-worth113$30.002/11/2011 2:03:58 PM
finance-prescription$50.002/11/2011 9:03:36 AM
worthy-bid8$50.002/11/2011 9:04:22 AM
monster4$50.002/11/2011 9:03:57 AM
MarvintheMartian$25.002/11/2011 9:06:51 AM
vine99$90.002/11/2011 9:06:20 AM
liberty-magnate$50.002/11/2011 9:08:19 AM
Whipster$25.002/11/2011 9:14:34 AM
RSRAssociates$33.342/11/2011 9:58:25 AM
ready-interest9$25.002/11/2011 10:17:19 AM
squarebob$25.002/11/2011 10:22:47 AM
wild-orange$50.002/11/2011 10:50:36 AM
kind-important-liberty9$25.002/11/2011 12:39:35 PM
thankful-nickel2$25.002/11/2011 12:36:59 PM
cgoca$25.002/11/2011 12:49:17 PM
open-minded-fund9$500.002/11/2011 2:35:49 PM
reflective-rupee$525.732/11/2011 3:41:26 PM
2grindstones$50.002/11/2011 9:06:16 AM
credit-guard5$50.002/11/2011 10:34:58 AM
kulender$100.002/11/2011 9:01:03 AM
houli123$500.002/11/2011 12:51:39 PM
suave-dime6$25.002/11/2011 9:01:10 AM
Astyanax$50.002/11/2011 1:25:18 PM
profit-powerplant$25.002/11/2011 9:03:17 AM
Jack55304$300.002/11/2011 9:03:53 AM
DasMula$100.002/11/2011 2:56:22 PM
liberty-destiny3$25.002/11/2011 9:04:01 AM
tigercat$50.002/11/2011 3:32:50 PM
DasMula$100.002/11/2011 9:19:11 AM
Wangchuk$25.002/11/2011 9:40:56 AM
one-midas$25.002/11/2011 9:47:50 AM
DasMula$100.002/11/2011 9:40:11 AM
ChoiceInvestments$28.002/11/2011 9:42:30 AM
thomas16882004$25.002/11/2011 10:02:28 AM
RecoveryLender$25.002/11/2011 10:22:16 AM
loan-tycoon0$25.002/11/2011 10:31:15 AM
Retiredsailor65$51.082/11/2011 11:16:23 AM
JustMee$25.002/11/2011 11:52:21 AM
Bob450$25.002/11/2011 12:17:28 PM
Shining-Star$75.002/11/2011 12:20:23 PM
FinanceEngine$25.002/11/2011 1:23:44 PM
mammalian4$25.002/11/2011 2:41:55 PM
gothampark$25.002/11/2011 2:49:32 PM
investment-artist$25.002/11/2011 3:10:56 PM
John_Galt$33.002/11/2011 3:25:31 PM
tigercat$50.002/11/2011 3:30:59 PM
66 Investments
 
Borrower Payment Dependent Notes Series 493526
This series of Notes was issued and sold upon the funding of the borrower loan #47239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $304.54
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1989 Debt/Income ratio: 19%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:16y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,917Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: unique-velocity3 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card payoff 2011
Purpose of loan:
This loan will be used to pay off high interest credit cards. I am trying to move away from credit cards to cash purchases. I would like to pay off credit and eventually use the interest I save to become a lender with Prosper. My total credit card debt is $17,127.00 with interest rates of 9.99%, 13.24% and 29.99%. My promotional credit card balance is $1198.00 at 0%

My financial situation:
I am a good candidate for this loan because I have showed that I can pay off my credit card debt. Currently I have?3 open high interest rate credit cards that I use to run my small business. I have one credit card with 0 interests on a 6 and 12 month promotional rate. I have the ability to generate additional income by working overtime at work or getting a second job. I currently have a good paying job. I have invested conservatively in real estate and currently hold 2 properties in the US, 2 in Canada and 1 in The Philippines.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Are you an Electric Engineer in your "small business"? How long have you owned your "small business"? Thanks - RecoveryLender
A: I am a Sir Engineering Technician at a medical device company. The job listing did not have an exact fit for my job title so I chose Electrical engineer. I own three rental properties. I have a business license to operate a home stay for international students and I own a condo that is for single occupancy in Vancouver, BC. I own a duplex with a business partner in Renton, WA. I also own a condo in Renton, WA. were I live. (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kmr2$100.002/10/2011 5:06:45 PM
jrbill1998$50.002/10/2011 5:08:43 PM
kulender$100.002/10/2011 5:02:11 PM
commerce-yeller$25.002/10/2011 5:04:59 PM
fishintime$100.002/10/2011 5:05:14 PM
kmprospeo$46.152/11/2011 1:09:40 AM
marketplace-cello5$25.002/10/2011 5:05:34 PM
HamachiMan$50.002/10/2011 5:06:06 PM
melodious-fairness$50.002/10/2011 5:02:25 PM
Usurious$25.002/11/2011 1:23:37 AM
AFairDeal$75.002/10/2011 5:07:11 PM
worthy-truth$25.002/11/2011 1:24:59 AM
bold-durability-drum$100.002/10/2011 5:06:14 PM
genius520$100.002/10/2011 5:06:40 PM
GrayStudio$25.002/10/2011 5:07:17 PM
jazzlender$25.002/10/2011 5:08:34 PM
newest-funds-powerplant$50.002/10/2011 5:37:00 PM
thankful-nickel2$25.002/10/2011 6:21:24 PM
RyanTH9893$25.002/10/2011 7:02:41 PM
hopeful-truth5$50.002/11/2011 7:04:44 AM
DasMula$25.002/11/2011 7:52:18 AM
KramericaIndustries$25.002/11/2011 1:08:16 AM
myworld701$25.002/11/2011 1:15:05 AM
resolute-return1$25.002/11/2011 4:58:44 AM
floridahelper$100.002/11/2011 6:14:50 AM
nebraskajen$25.002/11/2011 7:14:00 AM
daddypro$25.002/11/2011 7:55:22 AM
runner262$25.002/11/2011 9:32:38 AM
John_Galt$25.002/11/2011 10:22:06 AM
macjp123$25.002/11/2011 1:57:09 PM
balance-force$30.002/11/2011 3:25:33 PM
RandyL3$25.002/12/2011 2:17:23 AM
felicity-loyalist0$25.002/12/2011 7:56:57 AM
silver-dogwood4$25.002/12/2011 8:50:53 AM
RainMakers$45.002/12/2011 9:13:31 AM
gain-equator$25.002/12/2011 10:31:37 AM
ultimate-commitment$25.002/12/2011 8:50:21 AM
OregonDane$25.002/12/2011 9:57:41 AM
spiff666$25.002/13/2011 8:22:35 AM
hitsman$50.002/12/2011 12:08:16 PM
KrisKringle$25.002/13/2011 11:21:14 AM
efficient-treasure0$25.002/13/2011 3:06:30 PM
blue-useful-auction$25.002/12/2011 6:37:43 PM
organized-payment6$50.002/13/2011 9:17:35 AM
sharp518$100.002/13/2011 9:18:40 PM
jdwillcox$100.002/14/2011 2:47:00 AM
cash-cymbal$50.002/13/2011 12:48:07 PM
MoneyTree79$25.002/13/2011 6:08:33 PM
sensible-order2$100.002/14/2011 1:46:41 PM
CE88$50.002/14/2011 2:13:42 PM
money-aggregator7$25.002/14/2011 10:00:33 PM
a-finance-nirvana$25.002/15/2011 2:37:19 AM
j2ee$50.002/15/2011 4:00:50 AM
dreamhope$25.002/15/2011 7:14:04 AM
rce1964$25.002/15/2011 1:59:52 AM
lendacity$25.002/15/2011 3:17:23 AM
Ruckus888$50.002/15/2011 9:37:55 AM
slingshot_knitter$25.002/15/2011 7:55:12 PM
SmokeyMirror$50.002/15/2011 9:26:43 PM
oskizzle$25.002/16/2011 10:02:58 AM
credit-investor5$50.002/16/2011 2:55:35 PM
meenan$50.002/16/2011 6:06:19 PM
worth-arch$25.002/17/2011 7:16:35 AM
phaded$25.002/17/2011 9:51:23 AM
social-workhorse$25.002/17/2011 10:10:29 AM
TennSquire$25.002/17/2011 10:13:45 AM
Avicell$50.002/17/2011 10:58:48 AM
TH99$25.002/17/2011 11:41:22 AM
bigphish$25.002/17/2011 12:40:10 PM
msh345$25.002/17/2011 12:47:45 PM
rockstar78$50.002/17/2011 1:25:49 PM
nickel-position$25.002/17/2011 1:51:45 PM
CasaDeTomas$50.002/17/2011 3:14:35 PM
progressive-power9$25.002/17/2011 3:10:07 PM
superb-funds335$25.002/17/2011 4:57:43 PM
CPAMAN$25.002/17/2011 6:48:38 PM
flexible-vigilance7$25.002/17/2011 7:57:42 PM
availableloan$25.002/17/2011 8:45:19 PM
WalnutCreekguy$50.002/17/2011 10:14:14 PM
angel879$25.002/17/2011 10:51:36 PM
Brisket_Bob$67.002/18/2011 5:06:13 AM
loyalty-sherpa$25.002/18/2011 7:00:41 AM
agalt$75.002/18/2011 7:35:38 AM
contract-paloverde1$25.002/18/2011 10:03:44 AM
GrowTK$25.002/18/2011 10:09:13 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:09 AM
MoneyMA$25.002/18/2011 10:17:12 AM
DcUnited$30.002/18/2011 10:14:17 AM
credit-panda1$25.002/18/2011 10:14:52 AM
tharmon$50.002/18/2011 11:01:39 AM
market-pudding$25.002/18/2011 11:37:41 AM
stampx$50.002/18/2011 12:43:13 PM
bold-enthralling-yield$25.002/18/2011 12:45:39 PM
discrete-basis1$50.002/18/2011 12:43:51 PM
orangetrust$100.002/18/2011 12:45:56 PM
bdloans$50.002/18/2011 4:06:59 PM
GaussianCopulator$100.002/18/2011 6:07:55 PM
sepisoda$48.002/18/2011 10:59:03 PM
lostontheedge$25.002/19/2011 3:08:52 AM
Cheburashka$25.002/19/2011 2:37:54 AM
IIP77$25.002/19/2011 2:42:35 AM
inforapenny$33.922/19/2011 3:37:41 AM
all4beans$25.002/19/2011 4:54:14 AM
silver-armada$50.002/19/2011 4:54:41 AM
gogrannygo$25.002/19/2011 7:39:16 AM
dg5803$50.002/19/2011 7:49:08 AM
BoughtTheFarm$25.002/19/2011 7:49:11 AM
Pennywize$50.002/19/2011 7:19:14 AM
ktfritz$50.002/19/2011 7:59:48 AM
lucrative-worth$25.002/19/2011 8:24:35 AM
forthright-principal2$25.002/19/2011 7:59:30 AM
fireman4$25.002/19/2011 8:21:01 AM
MicroLender357$50.002/19/2011 8:14:19 AM
astute-benjamins$25.002/19/2011 8:54:21 AM
SpectrumCen$25.002/19/2011 9:02:36 AM
Veltliner$25.002/19/2011 9:07:34 AM
gain-gourd$42.232/19/2011 9:06:20 AM
tuneman1980$25.002/19/2011 9:04:26 AM
worthy-bid8$100.002/19/2011 9:07:41 AM
flexible-return297$29.182/19/2011 9:07:50 AM
vutah$50.002/10/2011 5:07:03 PM
sk10023$25.002/10/2011 5:08:00 PM
don8ter$25.002/10/2011 5:08:26 PM
benjamins-utopia$50.002/10/2011 5:02:19 PM
simplelender80$100.002/10/2011 5:02:31 PM
Tradesmanlender$50.002/10/2011 5:04:46 PM
enthralling-deal180$75.002/10/2011 5:01:27 PM
irrelevant$50.002/10/2011 5:07:27 PM
velocity-solo$60.002/10/2011 5:04:55 PM
indomitable-coin$50.002/10/2011 5:07:58 PM
dime-smasher5$25.002/10/2011 5:08:11 PM
sincere-balance$25.002/11/2011 7:03:47 AM
samo102us$25.002/11/2011 1:09:54 AM
selector568$50.002/11/2011 1:26:12 AM
MissionMicroFinance$25.002/11/2011 1:09:07 AM
SimpleChoice$25.002/11/2011 1:24:02 AM
chestnut4$25.002/11/2011 1:24:51 AM
helpinghand63$50.002/11/2011 9:31:51 AM
a2190b$25.002/11/2011 5:40:29 PM
radforj22$25.002/12/2011 3:01:23 AM
theboat$25.002/12/2011 8:36:00 PM
agbullet55443$100.002/12/2011 9:29:52 PM
GCInvestments$25.002/13/2011 5:21:25 PM
money-aggregator7$25.002/13/2011 11:35:35 PM
BxRealtor$25.002/14/2011 8:22:41 AM
Artist_Blue$25.002/14/2011 6:16:21 AM
epic-value6$50.002/14/2011 1:46:16 PM
Mav26$50.002/14/2011 1:47:47 PM
zevonyc$25.002/14/2011 2:36:18 PM
skuba$26.692/14/2011 2:42:50 PM
orange-courageous-dedication$50.002/14/2011 4:53:21 PM
buckyhead2000$25.002/15/2011 2:29:51 PM
Astyanax$40.002/15/2011 2:37:14 PM
Pickmar$25.002/15/2011 12:28:41 PM
tender-integrity3$100.002/15/2011 10:20:59 PM
jenkris$25.002/15/2011 5:37:19 PM
Bank42$25.402/16/2011 2:00:19 AM
divedude$25.002/16/2011 8:30:40 AM
maximizer$25.002/16/2011 7:51:51 AM
harperpotok$100.002/16/2011 12:46:42 PM
BidDaddyBigBucks$25.002/16/2011 4:30:05 PM
octoberfresh$26.502/16/2011 5:13:49 PM
TheTimeIsNow$25.002/16/2011 7:02:06 PM
TSC$50.002/16/2011 7:04:58 PM
starry2001$25.002/16/2011 7:49:36 PM
Ripsaw4U$50.002/17/2011 1:29:58 AM
psonicl$50.002/17/2011 8:01:48 AM
rcj1411$50.002/17/2011 7:49:55 AM
choss02$100.002/17/2011 9:42:34 AM
GElender$50.002/17/2011 9:54:34 AM
newest-orbital-justice$50.002/17/2011 10:22:06 AM
alextiff01$25.002/17/2011 10:46:44 AM
Big_Baller$25.002/17/2011 11:21:53 AM
active-reward7$50.002/17/2011 12:48:16 PM
exchange-pledge$100.002/17/2011 12:53:19 PM
hptcrabbers$25.002/17/2011 2:31:42 PM
Liam227$49.292/17/2011 3:06:35 PM
successful-agreement7$100.002/17/2011 3:15:33 PM
gracej$25.002/17/2011 4:48:45 PM
bid-czar8$100.002/17/2011 5:01:21 PM
sst36$25.002/17/2011 5:59:37 PM
nojoke411$25.002/17/2011 6:37:00 PM
brightest-dynamic-peace$25.002/17/2011 7:01:30 PM
Peacepower$25.002/17/2011 7:51:46 PM
BooRadley$25.002/17/2011 8:10:30 PM
Tylerh$100.002/17/2011 10:41:26 PM
Quetz$50.002/17/2011 11:15:24 PM
regahj99$25.002/17/2011 11:19:49 PM
1800porsche$25.002/17/2011 11:39:50 PM
soular21804$25.002/18/2011 5:15:36 AM
adama_48$25.002/18/2011 6:16:16 AM
resource777$50.002/18/2011 7:01:08 AM
108lender$200.002/18/2011 8:04:17 AM
golden-bid9$25.002/18/2011 8:15:44 AM
dpdn57$25.002/18/2011 9:45:26 AM
attentive-vigilance1$50.002/18/2011 10:05:37 AM
inspired-duty5$25.002/18/2011 10:36:45 AM
RecoveryLender$25.002/18/2011 1:04:07 PM
reflective-cash0$50.002/18/2011 1:40:40 PM
rdav$25.002/18/2011 12:44:14 PM
asya$25.002/18/2011 3:04:25 PM
doncm$25.002/18/2011 1:56:55 PM
Radu43$25.002/18/2011 3:29:50 PM
Zach842$50.002/18/2011 3:29:41 PM
ResQDoc$100.002/18/2011 8:03:43 PM
peso-mate$50.002/18/2011 7:35:38 PM
obedient-funds6$50.002/18/2011 8:46:03 PM
rate-optimizer0$25.002/18/2011 9:29:42 PM
GBlack$25.002/18/2011 6:31:42 PM
lukeskywalkerkp$25.002/18/2011 10:12:29 PM
turbostar666$25.622/19/2011 2:23:39 AM
Hogan55$50.002/19/2011 2:36:41 AM
Weaverville$25.002/19/2011 2:37:01 AM
RG$32.822/19/2011 2:20:14 AM
StreetJustice$26.142/19/2011 3:36:34 AM
TeamAmerica$25.002/19/2011 3:36:15 AM
AF-Chief$50.002/19/2011 3:46:27 AM
wwwUniversal$25.002/19/2011 3:47:18 AM
visionary-currency$50.002/19/2011 3:48:21 AM
dinero-speaker$25.002/19/2011 4:16:59 AM
nomneu$50.002/19/2011 4:48:29 AM
a-versatile-power$25.002/19/2011 4:54:27 AM
justice-officer$29.212/19/2011 5:39:35 AM
verdiprr$200.002/19/2011 7:07:45 AM
best-listing-toro$25.002/19/2011 9:01:12 AM
cgHaxor$50.002/19/2011 8:08:46 AM
YellowJacket$25.002/19/2011 9:02:22 AM
ptjg$50.002/19/2011 9:07:47 AM
228 Investments
 
Borrower Payment Dependent Notes Series 493534
This series of Notes was issued and sold upon the funding of the borrower loan #47238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $256.45
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1996 Debt/Income ratio: 20%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:2y 0m
Amount delinquent: $1,066 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,396Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: newsouth Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my high interest credit cards into one low monthly payment

My financial situation:
I am a good candidate for this loan, because I pay my bills on time and have steady FT employment with an established national company.

Monthly net income: $
2,800.00
Monthly expenses: $
Housing: $ 500.00
Insurance: $ 60.00
Car expenses: $ 60.00
Utilities: $ 100.00
Phone, cable, internet: $ 125.00
Food, entertainment: $ 250.00
Clothing, household expenses $ 100
Credit cards and other loans: $ 350.00
Monthly net income after bills: $
1,250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/12/2011 12:02:19 PM
sk10023$25.002/12/2011 12:05:19 PM
simplelender80$100.002/12/2011 12:02:32 PM
GrayStudio$25.002/12/2011 12:03:13 PM
kulender$100.002/12/2011 12:02:11 PM
melodious-fairness$100.002/12/2011 12:02:26 PM
kmr2$100.002/12/2011 12:03:03 PM
don8ter$25.002/12/2011 12:03:40 PM
jazzlender$25.002/12/2011 12:03:53 PM
hitsman$50.002/12/2011 12:08:29 PM
jrbill1998$50.002/12/2011 12:16:44 PM
organized-payment6$50.002/13/2011 9:17:43 AM
radforj22$25.002/13/2011 2:57:08 PM
jdwillcox$100.002/14/2011 2:47:14 AM
BxRealtor$25.002/14/2011 8:22:47 AM
goodhearted-basis4$25.002/14/2011 1:47:49 PM
money-aggregator7$25.002/14/2011 10:01:04 PM
gain-equator$25.002/15/2011 3:36:59 AM
Pickmar$25.002/15/2011 12:28:44 PM
misit$25.002/15/2011 12:14:20 PM
SmokeyMirror$50.002/15/2011 9:26:47 PM
caring-hope2$50.002/16/2011 7:43:31 AM
the-profit-oracle$25.002/15/2011 9:46:53 PM
tender-integrity3$100.002/15/2011 10:21:05 PM
harperpotok$100.002/16/2011 12:46:45 PM
skuba$30.692/16/2011 3:33:18 PM
epic-value6$50.002/16/2011 5:23:37 PM
jenkris$25.002/16/2011 5:22:58 PM
BidDaddyBigBucks$25.002/16/2011 5:30:21 PM
Ripsaw4U$50.002/17/2011 1:30:01 AM
worth-arch$25.002/17/2011 7:16:38 AM
psonicl$50.002/17/2011 8:01:53 AM
TennSquire$25.002/17/2011 10:13:59 AM
TH99$25.002/17/2011 12:52:15 PM
rockstar78$50.002/17/2011 1:25:53 PM
hptcrabbers$25.002/17/2011 2:31:50 PM
progressive-power9$25.002/17/2011 3:10:12 PM
CasaDeTomas$50.002/17/2011 3:14:39 PM
successful-agreement7$100.002/17/2011 3:15:35 PM
maximizer$25.002/17/2011 4:56:58 PM
bid-czar8$100.002/17/2011 5:01:28 PM
meenan$50.002/17/2011 6:37:37 PM
brightest-dynamic-peace$25.002/17/2011 7:01:31 PM
BooRadley$25.002/17/2011 8:10:32 PM
WalnutCreekguy$50.002/17/2011 10:14:21 PM
Tylerh$100.002/17/2011 10:41:32 PM
1800porsche$25.002/17/2011 11:39:53 PM
adama_48$25.002/18/2011 6:16:20 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:13 AM
credit-panda1$25.002/18/2011 10:14:58 AM
stampx$50.002/18/2011 12:43:24 PM
discrete-basis1$50.002/18/2011 12:43:57 PM
rdav$25.002/18/2011 12:44:18 PM
orangetrust$100.002/18/2011 12:46:00 PM
asya$25.002/18/2011 3:04:30 PM
bdloans$50.002/18/2011 4:07:04 PM
obedient-funds6$50.002/18/2011 8:46:09 PM
a-versatile-power$25.002/19/2011 4:54:32 AM
cgHaxor$50.002/19/2011 8:08:48 AM
forthright-principal2$25.002/19/2011 7:59:32 AM
IIP77$25.002/19/2011 9:06:18 AM
listing-vista$131.332/19/2011 9:10:37 AM
bigphish$25.002/19/2011 9:10:46 AM
6moonbeams$25.002/19/2011 9:11:01 AM
hightek$50.002/19/2011 9:11:16 AM
nojoke411$50.002/19/2011 9:12:51 AM
myhrer$50.002/19/2011 9:10:21 AM
restech$50.002/19/2011 9:10:39 AM
MARWARISETH$25.002/19/2011 9:10:48 AM
CPAMAN$25.002/19/2011 9:13:52 AM
platinum-genetics$25.002/19/2011 9:11:08 AM
power-trophy7$50.002/19/2011 9:11:18 AM
lenderrb$35.002/19/2011 9:11:21 AM
IP$50.002/19/2011 9:14:37 AM
diablo_ny$25.002/19/2011 9:14:59 AM
PatriotKnight$25.002/19/2011 9:15:20 AM
generous-deal6$50.002/19/2011 9:10:57 AM
maldok1$25.002/19/2011 9:11:03 AM
narblark$50.002/19/2011 9:12:55 AM
riproaringrapids$25.002/19/2011 9:11:11 AM
doncm$50.002/19/2011 9:17:29 AM
grf1945$35.002/19/2011 9:13:18 AM
active-reward7$50.002/19/2011 9:12:03 AM
Radu43$25.002/19/2011 9:18:29 AM
agile-diversification2$25.002/19/2011 9:13:54 AM
beaker$25.002/19/2011 9:14:23 AM
shingu79$31.282/19/2011 9:19:41 AM
kingbutthd$25.002/19/2011 9:20:05 AM
InvestorPartners$25.002/19/2011 9:20:15 AM
lostontheedge$25.002/19/2011 9:16:44 AM
inspired-duty5$50.002/19/2011 9:17:06 AM
mennleo$50.002/19/2011 9:19:29 AM
Strato$25.022/19/2011 9:19:59 AM
Zach842$50.002/19/2011 9:18:25 AM
tomxnsn$25.002/19/2011 9:20:24 AM
investor7257$25.002/19/2011 9:18:33 AM
satisfying-durability$25.002/19/2011 9:18:39 AM
kscc183$25.002/19/2011 9:20:50 AM
gold-disk$50.002/19/2011 9:19:22 AM
marketplace-cello5$25.002/12/2011 12:02:50 PM
Tradesmanlender$35.002/12/2011 12:02:56 PM
genius520$100.002/12/2011 12:03:00 PM
macjp123$25.002/12/2011 12:05:42 PM
indomitable-coin$50.002/12/2011 12:01:15 PM
AFairDeal$75.002/12/2011 12:03:06 PM
enthralling-deal180$75.002/12/2011 12:01:53 PM
fishintime$75.002/12/2011 12:02:46 PM
irrelevant$50.002/12/2011 12:03:25 PM
dime-smasher5$25.002/12/2011 12:03:30 PM
HamachiMan$50.002/12/2011 12:04:19 PM
velocity-solo$60.002/12/2011 12:16:32 PM
commerce-yeller$30.002/13/2011 11:18:41 AM
balance-force$25.002/12/2011 2:41:09 PM
ahalls$25.002/12/2011 5:45:44 PM
newest-funds-powerplant$25.002/12/2011 3:44:06 PM
vutah$25.002/12/2011 9:00:54 PM
exciting-responsibility3$25.002/13/2011 8:53:02 AM
GCInvestments$25.002/13/2011 5:21:31 PM
efficient-treasure0$25.002/13/2011 3:06:38 PM
Artist_Blue$25.002/14/2011 6:16:31 AM
Cherrypicker$40.002/14/2011 10:43:35 AM
Jumping_Jedi$25.002/14/2011 10:50:56 AM
oskizzle$25.002/14/2011 1:45:21 PM
sensible-order2$100.002/14/2011 4:30:29 PM
orange-courageous-dedication$50.002/14/2011 4:53:30 PM
j2ee$25.002/15/2011 4:00:52 AM
lendacity$25.002/15/2011 3:17:35 AM
a-finance-nirvana$25.002/16/2011 2:49:31 AM
credit-investor5$50.002/16/2011 2:55:36 PM
Bank42$50.002/16/2011 5:23:54 PM
TSC$50.002/16/2011 7:04:59 PM
choss02$100.002/17/2011 9:42:39 AM
GElender$50.002/17/2011 9:54:39 AM
alextiff01$25.002/17/2011 10:47:07 AM
Ruckus888$50.002/17/2011 12:15:19 PM
exchange-pledge$100.002/17/2011 12:53:27 PM
Quetz$50.002/17/2011 11:15:28 PM
resource777$50.002/18/2011 7:01:12 AM
loyalty-sherpa$25.002/18/2011 7:00:46 AM
108lender$200.002/18/2011 8:04:24 AM
golden-bid9$25.002/18/2011 8:15:47 AM
dpdn57$25.002/18/2011 9:45:32 AM
attentive-vigilance1$50.002/18/2011 10:05:47 AM
contract-paloverde1$25.002/18/2011 10:03:46 AM
GrowTK$25.002/18/2011 10:09:18 AM
tharmon$50.002/18/2011 11:01:43 AM
MoneyMA$25.002/18/2011 10:17:17 AM
bold-enthralling-yield$25.002/18/2011 12:45:43 PM
reflective-cash0$50.002/18/2011 1:40:48 PM
gracej$25.002/19/2011 3:09:37 AM
DcUnited$30.002/19/2011 3:11:05 AM
Pennywize$50.002/19/2011 7:19:17 AM
lucrative-coin$50.002/19/2011 9:10:23 AM
mtp$50.002/19/2011 9:10:53 AM
restless-currency$40.002/19/2011 9:11:05 AM
first-pragmatic-note$25.002/19/2011 9:11:12 AM
ferdberfel$50.002/19/2011 9:11:47 AM
kublai$25.002/19/2011 9:10:19 AM
worthy-bid8$50.002/19/2011 9:10:45 AM
compwhiz$25.002/19/2011 9:10:51 AM
vigilance-revolutionary$50.002/19/2011 9:09:01 AM
regahj99$25.002/19/2011 9:14:02 AM
nalaari$25.002/19/2011 9:15:16 AM
tech310$50.002/19/2011 9:11:51 AM
peripatetic$25.002/19/2011 9:12:01 AM
blissful-note7$50.002/19/2011 9:12:23 AM
Purple11$50.002/19/2011 9:10:56 AM
janus_god$25.002/19/2011 9:11:15 AM
Mark0135$25.002/19/2011 9:17:24 AM
superb-funds335$25.002/19/2011 9:11:53 AM
cash-reaction2$50.002/19/2011 9:11:58 AM
LoanBrkr$25.002/19/2011 9:13:50 AM
wtrboy$50.002/19/2011 9:12:17 AM
peso-mate$50.002/19/2011 9:19:24 AM
sepisoda$50.002/19/2011 9:19:32 AM
brazilofmux$100.002/19/2011 9:14:40 AM
AdamClemSC$25.002/19/2011 9:19:52 AM
divedude$25.002/19/2011 9:14:55 AM
Kessler$31.002/19/2011 9:20:10 AM
Dweeberkitty1$25.002/19/2011 9:15:06 AM
Butterfly1950$25.002/19/2011 9:17:02 AM
Zoomie$25.002/19/2011 9:19:37 AM
escharfer$25.002/19/2011 9:19:54 AM
Interloper$25.002/19/2011 9:20:18 AM
JohnBanks$25.002/19/2011 9:20:27 AM
LouisSaint$25.002/19/2011 9:20:45 AM
serene-credit4$50.002/19/2011 9:18:43 AM
iamricher$25.002/19/2011 9:19:30 AM
188 Investments
 
Borrower Payment Dependent Notes Series 493590
This series of Notes was issued and sold upon the funding of the borrower loan #47296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-15-2011 
Term: 60 months Listing End date:  Feb-21-2011 
 
Lender yield: 11.55% Borrower rate/APR: 12.55% / 13.91% Monthly payment: $270.28
 
Lender servicing fee: 1.00% Effective Yield*: 11.51%  
Estimated return*: 8.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-2006 Debt/Income ratio: 11%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,498Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: BrideNeedsHelp Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dream Wedding
Purpose of loan:
This loan will be used to finish my dream?wedding planning. Which will take place on June 18, 2011.?

My financial situation:
I am a good candidate for this loan because I have a steady job at a insurance company and my fiance works for the United States Post Office.? I am also in GOOD standing with all my creditors. I have worked very hard to keep my credit in the 700's and I dont want to run into debt, by trying to finish planning this special day for me and my future husband. I promise to be on time with all my payments and my goal is to pay it off before the 5 years that I requested.????

Thank you for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Will your fiance help you to repay this loan? - p2ploan-sensation211
A: Hello, Yes my fiance will be helping me pay the loan back as well. He works for the United States Post Office and together our monthly income is $8,972 before taxes. (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/15/2011 9:05:21 AM
melodious-fairness$100.002/15/2011 9:07:29 AM
marketplace-cello5$25.002/15/2011 9:11:02 AM
newest-funds-powerplant$50.002/15/2011 10:08:55 AM
vigilance-searcher$25.002/15/2011 10:40:53 AM
enthralling-deal180$75.002/15/2011 9:06:12 AM
velocity-solo$25.002/15/2011 9:08:13 AM
benjamins-utopia$100.002/15/2011 9:07:11 AM
AFairDeal$75.002/15/2011 9:07:54 AM
genius520$100.002/15/2011 9:11:19 AM
lendacity$25.002/15/2011 9:15:32 AM
commerce-yeller$30.002/15/2011 9:13:52 AM
JustMee$25.002/15/2011 11:52:05 AM
radforj22$25.002/15/2011 5:36:44 PM
tender-integrity3$100.002/15/2011 10:21:17 PM
John_Galt$44.002/16/2011 11:38:48 AM
versatile-commerce$25.002/16/2011 3:00:52 PM
TSC$50.002/16/2011 7:05:02 PM
rustysailor$26.002/16/2011 7:45:18 PM
dblaz5$500.002/17/2011 7:26:47 AM
psonicl$50.002/17/2011 8:02:15 AM
competent-p2p$30.002/17/2011 12:15:28 PM
hitsman$50.002/17/2011 12:44:21 PM
bid-czar8$100.002/17/2011 5:02:05 PM
cbfresh$25.002/17/2011 6:49:45 PM
brightest-dynamic-peace$25.002/17/2011 7:01:34 PM
CDEP79$37.542/17/2011 8:25:16 PM
Moneypenny6$25.002/18/2011 7:46:03 AM
contract-paloverde1$25.002/18/2011 10:04:02 AM
GrowTK$25.002/18/2011 10:09:35 AM
MoneyMA$25.002/18/2011 10:17:40 AM
rdav$25.002/18/2011 12:44:28 PM
StrongMonty$26.002/18/2011 2:24:24 PM
CE88$75.002/18/2011 2:54:32 PM
worth-excellence4$25.002/18/2011 3:26:09 PM
upperdeck$25.002/18/2011 9:11:31 PM
a-finance-nirvana$25.002/19/2011 3:59:49 AM
epic-value6$50.002/19/2011 9:12:09 AM
SmokeyMirror$50.002/19/2011 9:11:45 AM
gain-equator$25.002/19/2011 9:13:38 AM
skuba$50.002/19/2011 9:49:56 AM
jdwillcox$100.002/19/2011 9:57:04 AM
commanding-income774$25.002/19/2011 11:24:12 AM
p2ploan-sensation211$50.002/19/2011 1:31:55 PM
mraleig$127.002/19/2011 2:33:37 PM
supersarah61$50.002/19/2011 6:39:17 PM
finance-magma7$25.002/19/2011 11:44:01 PM
mcabery$150.002/20/2011 3:37:41 AM
dckpolo$50.002/20/2011 8:14:23 AM
loanman2007$75.002/20/2011 6:25:36 AM
PeterV$50.002/20/2011 7:34:12 AM
godfather4u$50.002/20/2011 9:04:22 AM
malacandra$50.002/20/2011 9:05:29 AM
unclejaef$25.002/20/2011 10:14:19 AM
Rockymtnhi$50.002/20/2011 4:04:44 PM
investor_101$50.002/20/2011 8:53:55 PM
pilot1723$25.002/21/2011 12:08:41 AM
rakstar$50.002/21/2011 1:22:30 AM
sleepdeprived$27.392/21/2011 4:49:35 AM
friendly-worth3$25.002/21/2011 6:02:10 AM
jeffpac$50.002/21/2011 6:44:16 AM
Frenchynh$25.002/21/2011 7:29:30 AM
jenkris$25.002/21/2011 7:26:34 AM
ingenious-diversification$25.002/21/2011 7:52:54 AM
Preferred-Lender$25.002/21/2011 8:00:16 AM
point-shooter$50.002/21/2011 8:41:40 AM
Srijaya$25.002/21/2011 9:32:44 AM
james82$50.002/21/2011 9:45:03 AM
mgking007$25.002/21/2011 9:47:39 AM
rebellender$25.002/21/2011 10:05:08 AM
credit-observatory$25.002/21/2011 10:09:32 AM
brilliant-revenue$25.002/21/2011 10:39:21 AM
revenue-serenity$25.002/21/2011 11:24:13 AM
SIU_Saluki_Lending$25.002/21/2011 11:43:23 AM
upbeat-investment9$50.002/21/2011 11:52:31 AM
mkl42$50.002/21/2011 12:00:18 PM
gain-gourd$100.002/21/2011 12:00:35 PM
PaulW$25.002/21/2011 12:09:31 PM
jbaum$40.002/21/2011 12:19:59 PM
green-thoughtful-yield$100.002/21/2011 12:23:26 PM
edsmoney$100.002/21/2011 12:29:17 PM
lincs$25.002/21/2011 12:55:54 PM
tampa_cmc$50.002/21/2011 1:08:44 PM
Sixmil$75.002/21/2011 1:37:28 PM
p_amadeus$100.002/21/2011 1:37:13 PM
cathexis$25.002/21/2011 1:40:35 PM
jigsaw$100.002/21/2011 1:31:13 PM
STAN7366$100.002/21/2011 1:41:41 PM
trade-boots1$300.002/21/2011 2:00:21 PM
StarE$25.002/21/2011 2:30:18 PM
grampy48$25.002/21/2011 3:14:42 PM
treasure-dreamer7$50.002/21/2011 2:34:14 PM
chrisb1414$25.002/21/2011 2:34:32 PM
peace-sorcerer$25.002/21/2011 3:59:14 PM
best-ingenious-funds$25.002/21/2011 4:00:11 PM
vutah$25.002/21/2011 4:30:19 PM
the-money-gargantuan$25.002/21/2011 4:59:17 PM
friendly-credit2$100.002/21/2011 6:00:20 PM
enthusiastic-treasure$25.002/21/2011 6:00:21 PM
Pitufo$25.002/21/2011 6:20:02 PM
innocent-deal$500.002/21/2011 6:20:10 PM
innocent-deal$50.002/21/2011 6:18:52 PM
JMY1$25.002/21/2011 7:33:22 PM
2bnforlife$25.002/21/2011 6:33:58 PM
barefootpaul$35.002/21/2011 8:09:32 PM
GiftViftdotcom$25.002/21/2011 8:15:43 PM
simplelender80$100.002/15/2011 9:07:44 AM
jrbill1998$50.002/15/2011 9:07:58 AM
don8ter$25.002/15/2011 9:11:58 AM
HamachiMan$50.002/15/2011 9:12:17 AM
indomitable-coin$50.002/15/2011 9:14:50 AM
credit-coach118$25.002/15/2011 9:18:18 AM
Tradesmanlender$35.002/15/2011 9:11:12 AM
irrelevant$50.002/15/2011 9:11:48 AM
GrayStudio$25.002/15/2011 9:11:37 AM
BxRealtor$25.002/15/2011 9:14:39 AM
macjp123$25.002/15/2011 9:13:40 AM
daddypro$28.572/15/2011 2:56:19 PM
buckyhead2000$25.002/15/2011 2:32:40 PM
balance-force$25.832/15/2011 4:01:01 PM
Artist_Blue$25.002/15/2011 5:45:31 PM
reflective-rupee$300.772/15/2011 8:36:25 PM
harperpotok$100.002/16/2011 12:46:57 PM
jazzlender$25.002/16/2011 3:35:37 PM
fishintime$100.002/16/2011 6:08:32 PM
worth-arch$25.002/17/2011 7:16:49 AM
choss02$100.002/17/2011 9:43:05 AM
takeller$50.002/17/2011 9:48:55 AM
ErrantG$50.002/17/2011 10:53:43 AM
alextiff01$25.002/17/2011 10:48:01 AM
GREATDEALS$26.582/17/2011 1:49:37 PM
coin-enclave$25.002/17/2011 2:36:40 PM
CasaDeTomas$50.002/17/2011 3:14:57 PM
myworld701$25.002/17/2011 5:23:39 PM
therealjeremy$25.002/17/2011 5:34:42 PM
WalnutCreekguy$50.002/17/2011 10:14:42 PM
Tylerh$100.002/17/2011 10:41:58 PM
1800porsche$25.002/17/2011 11:40:18 PM
resource777$50.002/18/2011 7:01:29 AM
adama_48$25.002/18/2011 6:16:28 AM
108lender$200.002/18/2011 8:04:49 AM
attentive-vigilance1$50.002/18/2011 10:05:58 AM
credit-panda1$25.002/18/2011 10:15:20 AM
tharmon$50.002/18/2011 11:02:02 AM
heavy_ax$25.002/18/2011 12:28:42 PM
reflective-cash0$25.002/18/2011 1:41:44 PM
all_of_that_one$35.002/18/2011 2:13:07 PM
orangetrust$100.002/18/2011 12:46:21 PM
accelerator96$25.002/18/2011 5:06:58 PM
Ripsaw4U$50.002/18/2011 6:24:45 PM
forthright-principal2$25.002/19/2011 7:59:43 AM
mykkai$25.002/19/2011 8:53:37 AM
efficient-treasure0$25.002/19/2011 9:11:25 AM
orange-courageous-dedication$50.002/19/2011 9:11:35 AM
the-silver-blaster$50.002/19/2011 11:07:29 AM
octoberfresh$26.502/19/2011 12:27:58 PM
GElender$50.002/19/2011 12:30:52 PM
GCInvestments$25.002/19/2011 12:32:55 PM
nycloan$25.002/19/2011 12:52:25 PM
GordoMG$50.002/19/2011 2:19:01 PM
the-auction-bear$25.002/19/2011 2:19:28 PM
chibear34$25.002/19/2011 2:51:18 PM
fund-tom-tom6$50.002/19/2011 4:14:58 PM
Fiimg$50.002/19/2011 5:09:38 PM
vibraphone3$50.002/19/2011 5:54:54 PM
MadHun$100.002/19/2011 8:59:07 PM
GenerousGentleMan$33.252/19/2011 10:39:52 PM
wise-spiritual-commitment$50.002/20/2011 12:49:43 AM
Barky52$25.002/20/2011 6:12:35 AM
TK4$50.002/20/2011 9:04:32 AM
Goodlender42$50.002/20/2011 9:51:19 AM
gethsemane4$25.002/20/2011 9:59:23 AM
dollardave$100.002/20/2011 1:24:40 PM
principal-injector2$50.002/20/2011 3:44:25 PM
Aleut$25.002/20/2011 3:04:27 PM
MacBrandon$25.002/21/2011 12:54:52 AM
trident9$50.002/21/2011 6:09:47 AM
economy-popcorn$25.002/21/2011 6:57:21 AM
Q9-X3$100.002/21/2011 7:21:45 AM
sensible-order2$82.162/21/2011 7:24:40 AM
Quid-Pro-Quo$45.212/21/2011 7:57:25 AM
p2pcapitalgroup$50.002/21/2011 9:01:45 AM
hs112a$50.002/21/2011 9:20:32 AM
fairness-coup8$25.002/21/2011 10:17:04 AM
orderly-leverage$100.002/21/2011 10:09:31 AM
the-bid-sorcerer$50.002/21/2011 10:30:30 AM
kublai$25.002/21/2011 10:39:38 AM
KClender$25.002/21/2011 10:58:18 AM
reward-blueberry2$25.002/21/2011 11:54:35 AM
agalt$75.002/21/2011 12:10:59 PM
rogue_monster$50.002/21/2011 12:12:37 PM
jct_enterprises$25.002/21/2011 12:13:15 PM
ORteacher$50.002/21/2011 12:48:40 PM
inspiring-reward$150.002/21/2011 12:54:56 PM
admirable-income9$25.002/21/2011 1:06:38 PM
CheeseAngel$25.002/21/2011 1:10:04 PM
Fenix878$25.002/21/2011 2:09:23 PM
zaquiri_ice$200.002/21/2011 2:09:34 PM
elbastador$25.002/21/2011 2:15:51 PM
moola-escalator$50.002/21/2011 2:10:41 PM
first-serene-credit$25.002/21/2011 2:34:16 PM
Preteur$25.002/21/2011 4:19:03 PM
flexible-fund6$50.002/21/2011 4:44:47 PM
FigTree$50.002/21/2011 5:54:18 PM
marinbb$25.002/21/2011 5:31:23 PM
FredHead3$37.442/21/2011 5:54:16 PM
versatile-return3$50.002/21/2011 7:02:59 PM
Christophe$25.002/21/2011 7:05:13 PM
mmullen2$33.002/21/2011 7:39:02 PM
thankful-nickel2$25.002/21/2011 6:53:50 PM
noble-yield136$35.002/21/2011 7:04:11 PM
FinanceEngine$30.002/21/2011 7:49:45 PM
suges$25.002/21/2011 7:19:18 PM
meenan$50.002/21/2011 7:24:19 PM
BidDaddyBigBucks$400.002/21/2011 7:57:48 PM
wrighco$25.002/21/2011 7:59:26 PM
BidDaddyBigBucks$152.762/21/2011 8:16:09 PM
BidDaddyBigBucks$100.002/21/2011 7:50:43 PM
218 Investments
 
Borrower Payment Dependent Notes Series 493634
This series of Notes was issued and sold upon the funding of the borrower loan #47229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $278.69
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1997 Debt/Income ratio: 13%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,973Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: deal-motor1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Treatment
Purpose of loan:?? This loan is for a medical treatment called TMS.? The doctor requires payment in full before treatments can begin.

My financial situation: I don't have the money to pay for this medical treatment up front and therefore I'm seeking a short term loan.? I will be able to repay this loan in full in two to three months due to extra hours I will be working starting next week.

Monthly net income: $ 4039.38

Monthly expenses: $
??Housing: $ 1228
??Insurance: $ 120
??Car expenses: $ 150
??Utilities: $ 160
??Phone, cable, internet: $ 200
??Food, entertainment: $ 640
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 950
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello - Could you say more about the extra hours you will be working? What additional income do you expect? Thanks and best wishes. - moneysong
A: I will be required to work at least 40hrs overtime each week for next couple of months. This will more than cover the costs of the medical procedure but I can't cover the entire cost up front. (Feb-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/11/2011 5:02:00 PM
benjamins-utopia$100.002/11/2011 5:02:07 PM
Tradesmanlender$35.002/11/2011 5:03:28 PM
genius520$100.002/11/2011 5:03:31 PM
jazzlender$25.002/11/2011 5:03:46 PM
Preteur$25.002/12/2011 1:31:04 AM
runner262$25.002/12/2011 1:35:33 AM
simplelender80$100.002/11/2011 5:02:15 PM
enchanted-yield4$50.002/11/2011 5:02:27 PM
marketplace-cello5$25.002/11/2011 5:03:26 PM
velocity-solo$50.002/11/2011 5:03:22 PM
irrelevant$50.002/11/2011 5:03:38 PM
liberty-society5$25.002/11/2011 5:03:48 PM
don8ter$25.002/11/2011 5:03:42 PM
HamachiMan$50.002/11/2011 5:04:27 PM
jdrez$25.002/12/2011 1:13:17 AM
Mrphlox$25.002/12/2011 1:46:48 AM
chameleon125$25.002/12/2011 9:08:13 AM
lounges$26.492/12/2011 2:28:10 AM
mjdaking$25.002/12/2011 11:55:59 AM
radforj22$25.002/12/2011 3:01:28 AM
balance-force$27.002/12/2011 6:58:49 AM
hopeful-truth5$50.002/12/2011 7:23:40 AM
Casimir$25.002/12/2011 11:56:01 AM
courteous-fund9$50.002/12/2011 11:56:35 AM
tremendous-payment$25.002/12/2011 11:56:12 AM
Nerdster1$25.052/12/2011 4:30:47 PM
incbx$50.002/13/2011 6:01:12 PM
Artist_Blue$25.002/14/2011 6:16:24 AM
efficient-treasure0$25.002/13/2011 3:06:32 PM
skuba$50.002/14/2011 4:31:11 PM
lendacity$25.002/15/2011 3:17:25 AM
a-finance-nirvana$25.002/15/2011 8:22:54 AM
credit-bliss8$25.002/15/2011 1:05:53 PM
yield-museum$40.002/16/2011 9:05:13 AM
EarlyRiser$250.002/16/2011 7:01:08 AM
maximizer$25.002/16/2011 7:51:52 AM
harperpotok$100.002/16/2011 12:46:43 PM
350DGRZ$25.002/16/2011 8:00:07 PM
Ripsaw4U$50.002/17/2011 1:29:59 AM
psonicl$50.002/17/2011 8:01:50 AM
choss02$100.002/17/2011 9:42:35 AM
bold-pleasant-gold$25.002/17/2011 9:31:07 AM
GElender$50.002/17/2011 9:54:35 AM
alextiff01$25.002/17/2011 10:46:54 AM
divedude$25.002/17/2011 12:43:55 PM
treasure-bliss$50.002/17/2011 12:44:53 PM
orange-preeminant-bill$50.002/17/2011 12:47:31 PM
newest-orbital-justice$50.002/17/2011 12:51:44 PM
progressive-power9$25.002/17/2011 3:10:08 PM
successful-agreement7$100.002/17/2011 3:15:34 PM
CasaDeTomas$50.002/17/2011 3:14:36 PM
loss-of-control$25.002/17/2011 4:30:06 PM
graceful-investment$100.002/17/2011 4:49:00 PM
bid-czar8$100.002/17/2011 5:01:23 PM
debt-force$25.002/17/2011 6:47:33 PM
WalnutCreekguy$50.002/17/2011 10:14:16 PM
Tylerh$100.002/17/2011 10:41:28 PM
angel879$25.002/17/2011 11:02:41 PM
Quetz$50.002/17/2011 11:15:26 PM
onecooldrink$25.002/18/2011 1:33:06 AM
1800porsche$25.002/17/2011 11:39:51 PM
famous-bill$25.002/18/2011 5:57:29 AM
loyalty-sherpa$25.002/18/2011 7:00:44 AM
108lender$200.002/18/2011 8:04:20 AM
agalt$75.002/18/2011 7:35:46 AM
golden-bid9$25.002/18/2011 8:15:46 AM
dpdn57$25.002/18/2011 9:45:30 AM
contract-paloverde1$25.002/18/2011 10:03:45 AM
attentive-vigilance1$50.002/18/2011 10:05:44 AM
MoneyMA$25.002/18/2011 10:17:14 AM
details$67.372/18/2011 10:53:25 AM
discrete-basis1$50.002/18/2011 12:43:53 PM
heavy_ax$25.002/18/2011 12:28:47 PM
rdav$25.002/18/2011 12:44:15 PM
bdloans$50.002/18/2011 4:07:01 PM
shawnw2$25.002/18/2011 3:19:40 PM
mycollegecash$25.002/18/2011 3:53:41 PM
Susan2556$50.002/18/2011 6:09:29 PM
rate-gravity$25.002/18/2011 5:45:53 PM
peso-mate$50.002/18/2011 7:35:40 PM
Cheburashka$25.002/19/2011 2:37:56 AM
noisyduck$25.002/19/2011 1:10:03 AM
IIP77$25.002/19/2011 2:42:40 AM
a-versatile-power$25.002/19/2011 4:54:28 AM
MicroLender357$50.002/19/2011 8:14:20 AM
rakey$25.002/19/2011 8:28:57 AM
cgHaxor$50.002/19/2011 8:08:47 AM
Willylump$25.002/19/2011 9:03:25 AM
peace-maximizer8$25.002/19/2011 9:07:57 AM
Ocean713$50.002/19/2011 9:08:00 AM
sprinter$50.002/19/2011 9:08:04 AM
melodious-fairness$100.002/11/2011 5:02:11 PM
fishintime$100.002/11/2011 5:03:19 PM
macjp123$25.002/11/2011 5:05:27 PM
DasMula$25.002/11/2011 5:25:49 PM
bluefootedpig$25.472/11/2011 6:36:09 PM
Headhunter14$25.002/12/2011 1:15:52 AM
enthralling-deal180$75.002/11/2011 5:01:38 PM
miket71$50.002/12/2011 2:28:58 AM
Panna$25.002/12/2011 2:38:30 AM
zippy-interest$25.002/12/2011 2:58:40 AM
2grindstones$25.002/11/2011 5:34:22 PM
vutah$25.002/11/2011 7:37:58 PM
Shining-Star$25.002/11/2011 9:36:24 PM
green-moola-sniffer$50.002/11/2011 10:10:53 PM
SimpleChoice$25.002/11/2011 10:26:06 PM
Ducatiman1978$25.002/12/2011 1:15:33 AM
bold-durability-drum$100.002/12/2011 10:31:34 AM
chestnut4$25.002/12/2011 3:00:45 AM
hitsman$50.002/12/2011 12:08:23 PM
Bank_Of_XL$50.002/12/2011 8:18:54 AM
Stack23$25.002/12/2011 11:57:13 AM
Armyman122$50.002/12/2011 11:10:53 AM
felicity-loyalist0$25.002/13/2011 2:58:16 PM
commerce-yeller$25.002/13/2011 11:16:54 AM
GCInvestments$25.002/13/2011 5:21:27 PM
jdwillcox$100.002/14/2011 2:47:06 AM
nilonc1$25.002/14/2011 9:16:45 AM
BxRealtor$25.002/14/2011 8:22:43 AM
gain-equator$25.002/14/2011 1:47:11 PM
orange-courageous-dedication$50.002/14/2011 4:53:23 PM
sensible-order2$100.002/14/2011 4:30:23 PM
DizzyMissLizzy$65.122/15/2011 7:54:53 PM
SmokeyMirror$50.002/15/2011 9:26:44 PM
Ray3486$25.002/15/2011 7:12:03 PM
jiggaman7$75.002/16/2011 9:24:54 AM
jenkris$25.002/16/2011 5:22:55 PM
worth-arch$25.002/17/2011 7:16:36 AM
TennSquire$25.002/17/2011 10:13:47 AM
TH99$25.002/17/2011 11:41:24 AM
meenan$50.002/17/2011 12:48:12 PM
exchange-pledge$100.002/17/2011 12:53:24 PM
Avicell$50.002/17/2011 12:51:55 PM
rockstar78$50.002/17/2011 1:25:51 PM
hptcrabbers$25.002/17/2011 2:31:46 PM
bigphish$25.002/17/2011 4:54:15 PM
BidDaddyBigBucks$25.002/17/2011 6:37:04 PM
CPAMAN$25.002/17/2011 6:48:39 PM
BooRadley$25.002/17/2011 8:10:31 PM
gracej$25.002/18/2011 2:40:35 AM
ttnk62918$25.002/18/2011 3:11:45 AM
resource777$50.002/18/2011 7:01:09 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:10 AM
GrowTK$25.002/18/2011 10:09:15 AM
DcUnited$30.002/18/2011 10:14:19 AM
tharmon$50.002/18/2011 11:01:40 AM
bold-enthralling-yield$25.002/18/2011 12:45:40 PM
stampx$50.002/18/2011 12:43:15 PM
orangetrust$100.002/18/2011 12:45:57 PM
reflective-cash0$50.002/18/2011 1:40:43 PM
asya$25.002/18/2011 3:04:27 PM
gain-dolphin$25.002/18/2011 4:54:23 PM
best-generosity-financier$25.002/18/2011 6:29:20 PM
CACO_Lender$25.002/18/2011 5:56:11 PM
rysil$60.002/18/2011 11:43:18 PM
nickel-liberator$40.002/18/2011 10:26:17 PM
obedient-funds6$50.002/18/2011 8:46:05 PM
Weaverville$50.002/19/2011 2:37:07 AM
visionary-currency$47.752/19/2011 3:48:23 AM
lostontheedge$25.002/19/2011 3:08:53 AM
investment-cluster$25.002/19/2011 3:56:36 AM
silver-armada$50.002/19/2011 4:54:42 AM
Leshan$25.002/19/2011 7:06:55 AM
FinanceEngine$25.002/19/2011 7:26:48 AM
Pennywize$50.002/19/2011 7:19:15 AM
ktfritz$50.002/19/2011 7:59:49 AM
dg5803$50.002/19/2011 7:49:09 AM
esander2$30.002/19/2011 8:48:26 AM
mlj0671$25.002/19/2011 8:56:45 AM
trustu$50.002/19/2011 9:08:09 AM
organized-dedication9$50.002/19/2011 9:08:02 AM
172 Investments
 
Borrower Payment Dependent Notes Series 493758
This series of Notes was issued and sold upon the funding of the borrower loan #47276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1990 Debt/Income ratio: 32%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,054Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: hopeful-yield8 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I need to pay off debt
Purpose of loan:
This loan will be used to pay off debt that I have from the past few months. It will pay off past due rent and utilities. I must pay it off ASAP or they will take legal action.
My financial situation:
I am a good candidate for this loan because I have a steady job, and I will make payments on time. I have moved out of the apartment and am currently living with my parents. I have practically no expenses.

Monthly net income: $ 2,400

Monthly expenses: $ 550
?? Insurance: $
? Car expenses: $ 200
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 150
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.002/16/2011 5:03:54 PM
HamachiMan$50.002/16/2011 5:25:52 PM
SolarMoonshine$25.002/16/2011 5:17:24 PM
reflective-rupee$1,000.772/16/2011 5:16:26 PM
suave-dime6$25.002/16/2011 5:20:10 PM
incbx$50.002/16/2011 5:27:14 PM
Whipster$25.002/16/2011 6:20:25 PM
cash-reaction2$50.002/16/2011 5:27:41 PM
Speculator$25.002/16/2011 5:28:23 PM
erowis$55.002/16/2011 7:33:17 PM
lendstats_com$50.002/16/2011 6:06:29 PM
2grindstones$50.002/16/2011 7:08:03 PM
vine99$40.002/16/2011 7:38:47 PM
tech310$50.002/17/2011 12:59:37 AM
loanman2007$120.002/17/2011 4:54:49 AM
whatreality$50.002/17/2011 6:12:04 AM
social-hunter5$100.002/17/2011 7:00:46 AM
wonder3$25.002/17/2011 6:24:42 AM
greencat$50.002/17/2011 7:08:18 AM
Frosty$25.002/17/2011 8:48:09 AM
choss02$50.002/17/2011 9:45:46 AM
symbiosis$50.002/17/2011 10:04:32 AM
lucky2$25.002/17/2011 10:32:18 AM
beer-gardener$31.002/17/2011 10:39:45 AM
Nerdster1$35.052/17/2011 11:53:20 AM
brightest-fascinating-principal$50.002/17/2011 11:52:19 AM
Zipcut$25.002/17/2011 12:11:41 PM
ready-interest9$25.002/17/2011 1:02:07 PM
rockstar78$25.002/17/2011 1:26:20 PM
orange-rapid-benjamins$50.002/17/2011 1:19:41 PM
mpatrick$25.002/17/2011 2:27:15 PM
a-restless-dollar$50.002/17/2011 2:30:28 PM
tigercat$50.002/17/2011 2:39:21 PM
icon7$30.002/17/2011 3:12:34 PM
MoneyForNothing$16.752/17/2011 3:13:05 PM
one-midas$25.002/16/2011 5:06:36 PM
kulender$50.002/16/2011 5:18:00 PM
simplelender80$200.002/16/2011 5:18:30 PM
selector568$50.002/16/2011 5:24:49 PM
umfan123$25.002/16/2011 5:25:06 PM
UCLA4life$50.002/16/2011 5:25:19 PM
profit-powerplant$25.002/16/2011 5:26:06 PM
genius520$100.002/16/2011 5:26:20 PM
irrelevant$50.002/16/2011 5:26:31 PM
squarebob$25.002/16/2011 5:56:38 PM
musegaze$100.002/16/2011 5:21:16 PM
Kash2010lu$28.002/16/2011 5:25:25 PM
Jack55304$300.002/16/2011 5:26:46 PM
orderly-leverage$50.002/16/2011 5:25:44 PM
diplomatic-wealth7$25.002/16/2011 5:26:56 PM
social-heart$50.002/16/2011 6:15:22 PM
jiggaman7$75.002/16/2011 5:28:01 PM
competent-p2p$77.012/16/2011 5:43:58 PM
Bob450$25.002/16/2011 5:59:08 PM
EarlyRiser$250.002/16/2011 6:08:03 PM
hopeful-truth5$100.002/16/2011 7:43:10 PM
transformer855$25.002/16/2011 7:50:51 PM
moneysong$200.002/16/2011 8:24:26 PM
Bidwinner08$100.002/17/2011 12:44:54 AM
red-favorable-basis$25.002/17/2011 2:32:46 AM
witty-openness$25.002/17/2011 5:13:00 AM
income-lion$25.002/17/2011 6:08:37 AM
Artist_Blue$25.002/17/2011 6:10:41 AM
foothillender$25.002/17/2011 6:53:24 AM
leverage-monger$25.002/17/2011 7:38:28 AM
JJ9876$25.002/17/2011 10:01:59 AM
payout-alien6$25.002/17/2011 10:44:13 AM
platinum-czar$116.422/17/2011 10:24:00 AM
wild-orange$50.002/17/2011 11:16:52 AM
elegant-commerce7$50.002/17/2011 11:29:00 AM
Redmind$25.002/17/2011 12:12:04 PM
bessbird$50.002/17/2011 12:07:28 PM
rjrventure$50.002/17/2011 12:47:01 PM
quest0$25.002/17/2011 3:12:58 PM
74 Investments
 
Borrower Payment Dependent Notes Series 493762
This series of Notes was issued and sold upon the funding of the borrower loan #47259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1986 Debt/Income ratio: Not calculated
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 18Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,371 
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: pacl1159 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?consolidate debt and finish prepping my home for sale.? I would like to note that I have 100% equity in my home and am meeting with a realtor this week to list it for sale.? The proceeds from this sale will be used to settle all debt issues.?

My financial situation:
I am a good candidate for this loan because?I have made a concerted effort to handle debts incurred by a very long protracted illness that a member of my family endured.? In the time since this family members passing, I have diligently worked to satisfy all the debts and expenses of said illness and passing, and am now facing the reality of downsizing and finally settling all my debt.? I feel I should note that the reason behind my not being employed since?November 2005, is that I left my employment to care for my family member at home.? I felt at the time that the options presented to me for care, such as a nursing home or adult-assisted living facility, were not the most appropriate for the situation I had at home.? Since my family members passing, and because of the unfortunate economic downturn, finding employment has been, as it has been for many, extremely difficult.? Thus, I now face the reality of downsizing, taking care of all my obligations, and moving forward with a simpler more prudent life.?

Monthly net income: $ 0.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 150.00
??Car expenses: $ 0.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
irrelevant$50.002/15/2011 9:12:53 AM
investment-artist$25.002/15/2011 9:13:51 AM
reflective-rupee$25.772/15/2011 9:20:38 AM
simplelender80$200.002/15/2011 9:05:42 AM
OrdiNance$50.002/15/2011 11:29:15 AM
kulender$50.002/15/2011 9:06:04 AM
diplomatic-wealth7$25.002/15/2011 9:13:22 AM
Jack55304$300.002/15/2011 9:13:00 AM
LittleMingo$25.002/15/2011 9:36:18 AM
jiggaman7$50.002/15/2011 9:39:44 AM
ASR3$35.002/15/2011 4:37:38 PM
musegaze$100.002/15/2011 11:42:06 AM
ready-interest9$25.002/15/2011 2:35:02 PM
cash-reaction2$50.002/15/2011 3:06:12 PM
Bob450$25.002/15/2011 5:37:53 PM
nodebt2012$25.002/16/2011 5:14:36 AM
hopeful-deal7$50.002/16/2011 9:36:59 AM
EarlyRiser$250.002/16/2011 7:01:12 AM
miked8303$25.002/16/2011 11:32:00 AM
radforj22$25.002/17/2011 4:13:59 AM
CA-Lender$25.002/17/2011 7:03:53 AM
choss02$50.002/17/2011 9:45:19 AM
TheAlchemist$25.002/17/2011 9:44:09 AM
rogue_monster$25.002/17/2011 10:03:08 AM
symbiosis$50.002/17/2011 10:04:08 AM
bessbird$50.002/17/2011 12:07:08 PM
sensible-order2$100.002/17/2011 12:44:54 PM
gristle$25.002/17/2011 6:50:53 PM
RMB-Investments$50.002/17/2011 7:56:32 PM
debt-force$25.002/18/2011 4:15:57 AM
GElender$25.002/18/2011 6:05:50 AM
108lender$100.002/18/2011 8:03:11 AM
kjsfld$25.002/18/2011 8:09:45 AM
money-bauble$100.002/18/2011 8:58:13 AM
pious-gold$25.002/18/2011 8:53:24 AM
income-sage9$25.002/18/2011 9:46:18 AM
Sibelius2$25.002/18/2011 10:05:04 AM
heroic-interest259$50.002/18/2011 10:07:50 AM
Namair$25.002/18/2011 10:26:32 AM
sturdy-openness885$25.002/18/2011 10:14:30 AM
orangetrust$100.002/18/2011 12:45:00 PM
treasure-network$25.002/18/2011 1:29:21 PM
ryguy150$25.002/18/2011 12:30:13 PM
gain-equator$25.002/18/2011 2:16:41 PM
spirited-commitment$25.002/18/2011 2:26:23 PM
bsh297$50.002/18/2011 3:19:34 PM
authoritative-platinum7$25.002/18/2011 2:16:34 PM
foxtrot12$100.002/18/2011 3:44:29 PM
economy-producer$25.002/18/2011 7:19:28 PM
Peer_Lender$37.662/18/2011 8:06:49 PM
benevolent-bonus$25.002/18/2011 11:49:02 PM
selfmademan$25.002/19/2011 2:39:03 AM
gotjack$25.002/19/2011 3:10:06 AM
flwah$25.002/19/2011 3:23:55 AM
asmithj$38.802/19/2011 3:37:14 AM
wizardii$25.002/19/2011 3:25:31 AM
deal-hickory5$50.002/19/2011 3:57:35 AM
NoCal$25.002/19/2011 3:37:29 AM
graceful-investment$100.002/19/2011 3:58:35 AM
treasure-bliss$50.002/19/2011 3:38:06 AM
natural-greenback6$25.002/19/2011 3:59:31 AM
listing-trapper3$50.002/19/2011 4:01:05 AM
gold-blanket0$25.002/19/2011 4:13:26 AM
dedicated-transaction796$50.002/19/2011 4:13:50 AM
elegant-loot$25.002/19/2011 3:57:01 AM
zipemdown$31.892/19/2011 3:57:15 AM
missing-link$25.002/19/2011 4:19:04 AM
ursus$29.902/19/2011 4:19:38 AM
be_wise$25.002/19/2011 4:14:17 AM
cippy$25.002/19/2011 3:46:01 AM
new-social-economist$57.222/19/2011 4:18:58 AM
payment-gusto$25.002/19/2011 4:19:13 AM
orange-preeminant-bill$50.002/19/2011 3:59:58 AM
CaptainCrunch$25.002/19/2011 4:13:20 AM
new-thrilling-principal$25.002/19/2011 7:49:02 AM
jjswanso$50.002/19/2011 8:06:53 AM
stolan$37.822/19/2011 9:03:07 AM
BBL$25.002/19/2011 9:07:03 AM
important-openness1$50.002/19/2011 9:17:56 AM
runner262$25.002/19/2011 9:14:33 AM
AF-Chief$50.002/19/2011 9:15:15 AM
worth-arch$25.002/19/2011 9:15:40 AM
Easystreet$25.002/19/2011 9:15:52 AM
monster4$50.002/19/2011 9:17:53 AM
Gladglide$26.332/19/2011 9:46:22 AM
vigorous-velocity$50.002/19/2011 9:46:36 AM
famous-bill$25.002/19/2011 9:46:53 AM
incbx$50.002/15/2011 9:14:15 AM
suave-dime6$25.002/15/2011 9:07:02 AM
penny-plato$25.002/15/2011 12:33:14 PM
HamachiMan$50.002/15/2011 9:12:23 AM
profit-powerplant$25.002/15/2011 9:12:37 AM
genius520$100.002/15/2011 9:12:47 AM
orderly-leverage$50.002/15/2011 9:12:08 AM
umfan123$25.002/15/2011 9:15:15 AM
Artist_Blue$25.002/15/2011 9:15:43 AM
liberty-destiny3$25.002/15/2011 9:14:35 AM
dedicated-diversification5$71.372/15/2011 4:11:13 PM
golden-cat$25.002/16/2011 8:31:38 AM
Speculator$25.002/16/2011 9:52:18 AM
papaloha$25.002/16/2011 6:08:19 PM
tech310$50.002/17/2011 12:59:30 AM
cropdust3r$25.002/17/2011 6:15:20 AM
richboy56$25.002/17/2011 9:55:12 AM
JJ9876$25.002/17/2011 10:01:37 AM
finance-prescription$50.002/17/2011 12:48:51 PM
rockstar78$25.002/17/2011 1:26:06 PM
order-brigade$25.002/17/2011 4:43:32 PM
brmar$25.002/17/2011 6:49:40 PM
allenerb$50.002/17/2011 8:04:41 PM
BooRadley$25.002/17/2011 8:10:11 PM
frogperson$200.002/17/2011 9:59:54 PM
Soxxes$25.002/17/2011 9:46:10 PM
Tylerh$100.002/17/2011 10:51:11 PM
MilitaryLending$25.002/18/2011 2:40:57 AM
Investoman$50.002/18/2011 8:58:55 AM
contract-paloverde1$25.002/18/2011 10:04:08 AM
run26miles$50.002/18/2011 10:19:39 AM
saffron4$31.222/18/2011 10:54:53 AM
bryant05$85.002/18/2011 12:19:35 PM
ready-vigilance3$50.002/18/2011 1:55:56 PM
Diamond_Jim$50.002/18/2011 1:57:05 PM
Bankman68$50.002/18/2011 3:45:04 PM
Lam0nt$25.002/18/2011 2:26:11 PM
rysil$50.002/18/2011 4:49:16 PM
CACO_Lender$25.002/18/2011 6:03:24 PM
IIP77$25.002/18/2011 7:35:06 PM
brazilofmux$32.962/19/2011 2:23:25 AM
SDNLR$25.002/19/2011 2:40:35 AM
investment-visionary$25.002/19/2011 3:45:13 AM
yield-lion$25.002/19/2011 3:45:26 AM
Banker7371$25.002/19/2011 3:48:01 AM
inventive-exchange$25.002/19/2011 3:48:32 AM
lowlite6647$25.002/19/2011 3:08:33 AM
oldmora$50.002/19/2011 3:45:52 AM
sensible-fund$50.002/19/2011 3:56:56 AM
studious-principal5$25.002/19/2011 4:15:52 AM
gimincorp$26.362/19/2011 4:00:11 AM
dollar-sonnet3$25.002/19/2011 4:19:19 AM
economy-lotus$25.002/19/2011 4:11:42 AM
DonaldColorado$50.002/19/2011 3:39:27 AM
bnlforever$25.002/19/2011 3:39:30 AM
handshake5$100.002/19/2011 4:14:25 AM
gain-gourd$27.272/19/2011 4:16:52 AM
hope-eagle6$25.002/19/2011 3:46:17 AM
finance-mushroom$62.972/19/2011 4:19:27 AM
FeedTheMachine$50.002/19/2011 3:48:07 AM
shrewd-peace7$50.002/19/2011 3:56:48 AM
Leshan$25.002/19/2011 7:16:02 AM
fireman4$30.002/19/2011 8:28:14 AM
sjlnn$25.002/19/2011 9:02:40 AM
MicroLender357$50.002/19/2011 8:14:23 AM
chief_wo$25.002/19/2011 9:04:33 AM
52digital$50.002/19/2011 9:02:51 AM
imlosttoo$25.002/19/2011 9:05:46 AM
banker65010$25.002/19/2011 9:07:05 AM
GCInvestments$25.002/19/2011 9:08:50 AM
Cheburashka$25.002/19/2011 9:10:41 AM
divedude$25.002/19/2011 9:16:05 AM
benjamins-utopia$50.002/19/2011 9:17:58 AM
Weaverville$25.002/19/2011 9:14:26 AM
floret596$25.002/19/2011 9:12:37 AM
agiovasil$25.002/19/2011 9:15:13 AM
LibbyZ$50.002/19/2011 9:15:55 AM
Gibbyland$50.002/19/2011 9:15:51 AM
BidDaddyBigBucks$25.002/19/2011 9:19:05 AM
rate-gravity$25.002/19/2011 9:19:18 AM
Comoparklender$50.002/19/2011 9:46:39 AM
ingenious-deal6$25.002/19/2011 9:46:45 AM
the-silver-blaster$50.002/19/2011 9:46:54 AM
the-profit-oracle$25.002/19/2011 9:24:05 AM
liberty-society5$25.002/19/2011 9:24:00 AM
MADAOO7$50.002/19/2011 9:46:55 AM
happy-contract8$26.692/19/2011 9:46:05 AM
desertoasis$25.002/19/2011 9:46:25 AM
emphatic-bonus5$25.002/19/2011 9:46:44 AM
comicdoc$50.002/19/2011 9:46:49 AM
the-bid-sorcerer$26.552/19/2011 9:46:57 AM
178 Investments
 
Borrower Payment Dependent Notes Series 493778
This series of Notes was issued and sold upon the funding of the borrower loan #47251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $206.50
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1993 Debt/Income ratio: 8%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,183Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: benefit-whomper Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Down Payment on Rental Property
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You have provided no information with your request. Why should anyone give you a loan? Do you know anything about being a landlord? What type of property are looking to buy? Is the location any good? - The_Loan_Runner
A: Thank you for asking, My apoligies for not giving more info I am new to prosper. I am a good canditate for this loan because I am a hard worker and have been steadly emlpoyed for the last 20 years. I have worked part time in the past as a licensed realtor, and know about being a landlord. This deal is good. The rental home is the house right next to mine. I will be able to keep an eye on the place all the time. It is a single family home. Thanks for your time. (Feb-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
impressive-credit431$100.002/14/2011 9:04:34 AM
irrelevant$50.002/14/2011 9:05:39 AM
macjp123$25.002/14/2011 9:07:25 AM
velocity-solo$25.002/14/2011 9:09:52 AM
benjamins-utopia$100.002/14/2011 9:03:00 AM
enthralling-deal180$75.002/14/2011 9:02:50 AM
marketplace-cello5$25.002/14/2011 9:04:45 AM
marwadi-62$200.002/14/2011 9:21:39 AM
kmr2$100.002/14/2011 9:05:12 AM
dime-smasher5$25.002/14/2011 9:06:03 AM
commerce-yeller$30.002/14/2011 9:08:29 AM
BxRealtor$25.002/14/2011 9:10:11 AM
JustMee$25.002/14/2011 9:32:16 AM
vutah$25.002/14/2011 11:19:29 AM
jazzlender$25.002/14/2011 4:30:46 PM
cash-tent$30.002/14/2011 6:47:58 PM
Bank_Of_XL$50.002/15/2011 5:24:04 AM
RandyL3$25.002/15/2011 5:25:00 AM
misit$25.002/15/2011 12:01:11 PM
credit-bliss8$25.002/15/2011 1:05:58 PM
SmokeyMirror$50.002/15/2011 9:26:54 PM
elvisloans$25.002/16/2011 11:07:10 AM
rate-optimizer0$25.002/16/2011 12:23:23 PM
harperpotok$100.002/16/2011 12:46:50 PM
efficient-treasure0$25.002/16/2011 3:35:47 PM
sensible-fund$50.002/16/2011 4:12:03 PM
worth-arch$25.002/17/2011 7:16:44 AM
mason5$25.002/17/2011 7:17:46 AM
gaiusceasar$25.002/17/2011 1:05:49 PM
CasaDeTomas$50.002/17/2011 3:14:46 PM
GCInvestments$25.002/17/2011 4:46:10 PM
skuba$50.002/17/2011 6:47:00 PM
flexible-vigilance7$25.002/17/2011 8:01:03 PM
KirosPOS$47.262/17/2011 8:22:06 PM
plinked$30.002/17/2011 9:01:57 PM
Tylerh$100.002/17/2011 10:41:48 PM
1800porsche$25.002/17/2011 11:40:09 PM
debt-force$25.002/18/2011 4:15:47 AM
sharpey$25.002/18/2011 5:47:27 AM
resource777$50.002/18/2011 7:01:21 AM
contract-paloverde1$25.002/18/2011 10:03:52 AM
credit-panda1$25.002/18/2011 10:15:13 AM
reflective-economy1$50.002/18/2011 10:42:24 AM
falcone$25.002/18/2011 11:58:50 AM
surferracerskaterboy$75.002/18/2011 12:33:24 PM
the-elated-bid$25.002/18/2011 2:11:10 PM
wampum-chorus3$25.002/18/2011 1:58:34 PM
thankful-nickel2$25.002/18/2011 4:37:46 PM
llequire1$100.002/18/2011 4:56:34 PM
wwilcoxen$26.002/18/2011 8:30:57 PM
lukeskywalkerkp$30.002/18/2011 10:14:07 PM
oploans$30.002/18/2011 9:46:57 PM
YosemiteSam$25.002/19/2011 5:08:18 AM
market-atlantis$25.002/19/2011 6:14:25 AM
violaetain$50.002/19/2011 9:02:05 AM
Willylump$25.002/19/2011 9:04:24 AM
jenkris$25.002/19/2011 9:13:29 AM
BooRadley$25.002/19/2011 9:13:55 AM
Aaron_Oz$25.002/19/2011 9:57:53 AM
pure-treasure7$25.002/19/2011 10:11:27 AM
meenan$50.002/19/2011 10:00:41 AM
Tradesmanlender$35.002/14/2011 9:04:53 AM
GrayStudio$25.002/14/2011 9:05:19 AM
hitsman$50.002/14/2011 9:07:41 AM
organized-payment6$50.002/14/2011 9:07:58 AM
kulender$100.002/14/2011 9:00:51 AM
simplelender80$100.002/14/2011 9:03:22 AM
genius520$100.002/14/2011 9:05:02 AM
don8ter$25.002/14/2011 9:06:17 AM
melodious-fairness$100.002/14/2011 9:03:12 AM
HamachiMan$50.002/14/2011 9:06:48 AM
radforj22$25.002/14/2011 9:08:56 AM
orange-courageous-dedication$50.002/14/2011 4:53:39 PM
DasMula$38.842/14/2011 4:11:18 PM
RyanTH9893$25.002/14/2011 6:35:16 PM
bold-durability-drum$100.002/14/2011 4:32:57 PM
Artist_Blue$25.002/14/2011 4:51:42 PM
benefit-squirrel$50.002/14/2011 5:56:32 PM
lendacity$25.002/15/2011 3:17:44 AM
tender-integrity3$100.002/15/2011 10:21:11 PM
direct-social3$57.812/15/2011 10:58:03 PM
Moneypenny6$25.002/16/2011 6:41:53 AM
fishintime$100.002/16/2011 11:51:03 AM
jdwillcox$100.002/16/2011 3:35:50 PM
upbeat-finance8$50.002/16/2011 5:18:31 PM
sensible-order2$100.002/16/2011 5:59:36 PM
gain-equator$25.002/16/2011 5:29:28 PM
a-finance-nirvana$25.002/16/2011 6:07:19 PM
StanTheMan$25.002/16/2011 11:58:46 PM
The_Loan_Runner$25.002/17/2011 5:10:30 AM
psonicl$50.002/17/2011 8:02:06 AM
Ast24$25.002/17/2011 9:12:55 AM
choss02$100.002/17/2011 9:42:56 AM
alextiff01$25.002/17/2011 10:47:37 AM
Ripsaw4U$50.002/17/2011 12:49:22 PM
PLending$30.002/17/2011 12:52:09 PM
exchange-pledge$100.002/17/2011 12:53:35 PM
rockstar78$50.002/17/2011 1:25:59 PM
goodhearted-basis4$25.002/17/2011 4:44:08 PM
bid-czar8$100.002/17/2011 5:01:51 PM
interstellar$75.002/17/2011 6:48:46 PM
WalnutCreekguy$50.002/17/2011 10:14:37 PM
successful-agreement7$28.702/18/2011 3:11:37 AM
GElender$50.002/18/2011 6:05:13 AM
imdave4me$50.002/18/2011 7:28:55 AM
108lender$200.002/18/2011 8:04:40 AM
cr55595$27.892/18/2011 10:09:06 AM
attentive-vigilance1$50.002/18/2011 10:05:54 AM
GrowTK$25.002/18/2011 10:09:29 AM
MoneyMA$25.002/18/2011 10:17:29 AM
revenue-appraiser$25.002/18/2011 10:45:20 AM
heavy_ax$25.002/18/2011 12:27:57 PM
tharmon$50.002/18/2011 11:01:55 AM
orangetrust$100.002/18/2011 12:46:12 PM
noble-marketplace$29.002/18/2011 2:07:40 PM
reflective-cash0$50.002/18/2011 1:41:15 PM
platinum-cargo$26.622/18/2011 3:17:20 PM
worth-excellence4$25.002/18/2011 3:28:11 PM
HealthyWealthNow$50.002/18/2011 9:48:16 PM
wwwUniversal$25.002/19/2011 3:47:16 AM
montegomm$44.002/19/2011 6:29:00 AM
forthright-principal2$25.002/19/2011 7:59:36 AM
BoughtTheFarm$25.002/19/2011 7:49:13 AM
pashonu$50.002/19/2011 9:09:59 AM
auction-workhorse679$25.002/19/2011 9:22:55 AM
Florida67$50.002/19/2011 9:24:19 AM
theboat$25.002/19/2011 9:58:30 AM
rutzebach$59.952/19/2011 10:24:43 AM
128 Investments
 
Borrower Payment Dependent Notes Series 493794
This series of Notes was issued and sold upon the funding of the borrower loan #47303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2006 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,384Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: upright-interest7 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Money needed for medical procedure
Purpose of loan:
This loan will be used to? I am having a medical procedure NEXT MONTH! I am $2,000 short currently.

My financial situation:
I am a good candidate for this loan because? I currently have no other expenses. I am a graduate student living at home with parents. I currently make ~$1,000 a month as an ABA instructor and with a regular babysitting job. All money made will go towards paying back this loan.

Monthly net income: $ 1,000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/15/2011 5:03:29 PM
Wangchuk$25.002/15/2011 5:06:54 PM
transaction-circuit$100.002/15/2011 5:07:26 PM
Shining-Star$25.002/15/2011 5:31:27 PM
kulender$100.002/15/2011 5:02:40 PM
reflective-rupee$400.772/15/2011 5:03:47 PM
nickel-hickory$25.002/15/2011 5:04:47 PM
simplelender80$100.002/15/2011 5:02:24 PM
orderly-leverage$50.002/15/2011 5:06:34 PM
investment-artist$25.002/15/2011 5:06:40 PM
genius520$100.002/15/2011 5:07:01 PM
irrelevant$50.002/15/2011 5:07:07 PM
Ruckus888$50.002/15/2011 5:08:26 PM
liberty-magnate$25.002/15/2011 5:12:36 PM
impala6464$50.002/15/2011 5:35:32 PM
mrxtravis$50.002/15/2011 5:03:53 PM
HamachiMan$50.002/15/2011 5:06:41 PM
profit-powerplant$25.002/15/2011 5:06:50 PM
musegaze$100.002/15/2011 5:08:51 PM
cash-reaction2$50.002/15/2011 5:09:09 PM
Jack55304$300.002/15/2011 5:07:11 PM
diplomatic-wealth7$25.002/15/2011 5:07:17 PM
vutah$25.002/15/2011 5:04:24 PM
liberty-destiny3$25.002/15/2011 5:07:51 PM
EarlyRiser$250.002/15/2011 5:37:50 PM
jiggaman7$50.002/15/2011 5:08:38 PM
restless-dime$25.002/15/2011 5:11:03 PM
27 Investments
 
Borrower Payment Dependent Notes Series 493962
This series of Notes was issued and sold upon the funding of the borrower loan #47253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1994 Debt/Income ratio: Not calculated
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 56 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,035Stated income:$75,000-$99,999
Delinquencies in last 7y: 18 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: CraigsListGod Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 760-779 (Latest)
Principal borrowed: $3,600.00< 31 days late: 0 ( 0% )  
760-779 (Feb-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Excellent ROI on a proven business!
Purpose of loan:
This loan will be used to help fund manaement company for a new, web and phone-based business launching in Feb 2011.?

My financial situation:
I am a good candidate for this loan because i have a history with Prosper.com, and the investor can expect an excellent ROR in a short amount of time.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 200????
??Car expenses: $ 400????
??Utilities: $?200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$60.002/17/2011 9:01:54 AM
social-heart$50.002/17/2011 9:06:05 AM
simplelender80$100.002/17/2011 9:09:05 AM
suave-dime6$25.002/17/2011 9:12:00 AM
alexgalt$100.002/17/2011 9:11:51 AM
greencat$50.002/17/2011 9:13:41 AM
diplomatic-wealth7$25.002/17/2011 9:26:11 AM
profit-powerplant$25.002/17/2011 9:24:49 AM
genius520$100.002/17/2011 9:25:12 AM
Jack55304$300.002/17/2011 9:25:47 AM
tech310$50.002/17/2011 9:32:57 AM
top-courteous-peso$52.522/17/2011 9:29:35 AM
jiggaman7$75.002/17/2011 9:29:50 AM
musegaze$100.002/17/2011 9:28:59 AM
restless-dime$25.002/17/2011 9:30:55 AM
JJ9876$25.002/17/2011 10:02:30 AM
NekHoldings$25.002/17/2011 9:58:32 AM
symbiosis$50.002/17/2011 10:04:50 AM
loanman2007$100.002/17/2011 10:32:21 AM
realtormoises$25.002/17/2011 11:14:40 AM
fairness-atmosphere$25.002/17/2011 11:50:57 AM
exchange-pledge$100.002/17/2011 12:53:49 PM
orange-rapid-benjamins$50.002/17/2011 1:28:42 PM
competent-p2p$50.002/17/2011 2:10:24 PM
YoungTaxMan$233.552/17/2011 2:29:29 PM
Scotcha$50.002/17/2011 3:29:54 PM
vutah$25.002/17/2011 5:04:17 PM
SolarMoonshine$50.002/17/2011 5:06:44 PM
fabulous-community4$30.002/17/2011 5:24:12 PM
Moe87$30.972/17/2011 5:31:21 PM
ac787$25.002/17/2011 5:39:50 PM
Bob450$25.002/17/2011 5:51:44 PM
S-Master$31.152/17/2011 5:52:26 PM
Mat_Chew$26.522/17/2011 6:26:16 PM
investmentgroup$25.002/17/2011 6:47:56 PM
Lubava$25.002/17/2011 6:53:27 PM
muirheaj$25.002/17/2011 7:34:00 PM
jbloans$25.002/17/2011 9:09:46 PM
BooRadley$25.002/17/2011 8:10:21 PM
autonomous-power$40.002/17/2011 9:42:37 PM
jasjac0105$25.002/17/2011 10:09:52 PM
kulender$50.002/17/2011 9:09:52 AM
HamachiMan$50.002/17/2011 9:24:08 AM
irrelevant$50.002/17/2011 9:25:31 AM
Ruckus888$50.002/17/2011 9:30:38 AM
choss02$50.002/17/2011 9:46:07 AM
wild-orange$50.002/17/2011 11:14:25 AM
Armyman122$50.002/17/2011 12:45:24 PM
orderly-leverage$50.002/17/2011 2:28:41 PM
rockstar78$25.002/17/2011 1:26:28 PM
kinetic-social$25.002/17/2011 2:43:48 PM
loss-of-control$50.002/17/2011 4:25:46 PM
reflective-rupee$300.772/17/2011 3:45:06 PM
payout-bridge$30.002/17/2011 3:57:45 PM
Bomber$25.002/17/2011 4:16:15 PM
order-brigade$25.002/17/2011 4:38:40 PM
yield-lion2$25.002/17/2011 5:20:06 PM
JPMorrisLegacyFund$325.442/17/2011 5:20:27 PM
Rogesparkguy$25.002/17/2011 5:38:26 PM
mrxtravis$33.742/17/2011 5:50:27 PM
Byrd24$100.002/17/2011 5:57:55 PM
brmar$25.002/17/2011 6:49:55 PM
sflash$25.002/17/2011 7:15:17 PM
RMB-Investments$50.002/17/2011 7:56:46 PM
droopie1$25.002/17/2011 8:47:49 PM
frogperson$105.342/17/2011 10:10:51 PM
loans_to_loan$25.002/17/2011 8:59:13 PM
circustab$50.002/17/2011 9:51:40 PM
68 Investments
 
Borrower Payment Dependent Notes Series 494126
This series of Notes was issued and sold upon the funding of the borrower loan #47244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-17-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1996 Debt/Income ratio: 10%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,124Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: ToddN Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2010)
 
Principal balance: $3,840.82 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off Prosper more quickly!
Hi, thanks for visiting!

I'm an excellent candidate for this loan because I've demonstrated my ability over the last 15 years to pay my obligations on time -- including the last nine months here at Prosper.

The proceeds of this loan will be used to pay off the lion's share of the outstanding balance on my current Prosper loan. There are 27 payments left on that loan -- with this consolidation it will be paid off by May. And I will be completely out from under the original loan in February 2012, rather than May 2013.

There is ample room in my budget for the additional $150/month that this loan will cost. And I will be able to meet the small outstanding obligation the original loan without difficulty.

Thanks for your consideration. Please let me know if you have any questions!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kyomoon$100.002/17/2011 9:05:58 AM
b1geasy$25.002/17/2011 9:08:08 AM
a-responsible-return$50.002/17/2011 9:08:16 AM
LoanAngel$25.002/17/2011 9:08:30 AM
docdekay$100.002/17/2011 9:15:56 AM
Pulchritudinous$25.002/17/2011 9:15:35 AM
blot44$25.002/17/2011 9:15:52 AM
organized-payment6$25.002/17/2011 9:16:01 AM
meux99$25.002/17/2011 9:17:58 AM
Chutney$25.002/17/2011 9:15:40 AM
theboat$25.002/17/2011 9:15:48 AM
kulender$100.002/17/2011 9:18:42 AM
don8ter$25.002/17/2011 9:16:29 AM
jonandmeg21$50.002/17/2011 9:16:05 AM
CBO-Enterprise$50.002/17/2011 9:17:12 AM
duty-windmill$25.002/17/2011 9:19:21 AM
cebgop$25.002/17/2011 9:16:44 AM
youqianderen$50.002/17/2011 9:18:15 AM
axl163$25.002/17/2011 9:20:37 AM
damage$25.002/17/2011 9:20:49 AM
jenkris$25.002/17/2011 9:17:36 AM
danny-lender$50.002/17/2011 9:21:14 AM
wwwUniversal$25.002/17/2011 9:19:01 AM
Brisket_Bob$25.002/17/2011 9:19:35 AM
KWarrior$50.002/17/2011 9:19:41 AM
velocity-solo$25.002/17/2011 9:20:15 AM
camaraderi-atmosphere$100.002/17/2011 9:20:39 AM
sk10023$25.002/17/2011 9:30:57 AM
the-upbeat-p2p$50.002/17/2011 9:31:57 AM
choss02$50.002/17/2011 9:44:36 AM
community-pipeline$25.002/17/2011 10:12:10 AM
LoanAngel$25.002/17/2011 10:24:41 AM
octoberfresh$25.002/17/2011 12:43:24 PM
rakem777$25.002/17/2011 12:46:50 PM
indomitable-coin$50.002/17/2011 12:45:12 PM
Sigonio$25.002/17/2011 12:52:46 PM
exchange-pledge$100.002/17/2011 12:53:03 PM
rockstar78$50.002/17/2011 1:25:31 PM
reward-tamale1$25.002/17/2011 2:29:57 PM
sensible-order2$100.002/17/2011 2:24:58 PM
amit_gu$50.002/17/2011 3:16:17 PM
improvman$25.002/17/2011 4:08:25 PM
bds9646$26.002/17/2011 4:46:32 PM
a2190b$25.002/17/2011 5:45:28 PM
Dskillz$25.002/17/2011 6:37:04 PM
MissGPie$25.002/17/2011 6:43:19 PM
respectful-integrity3$25.002/17/2011 6:58:04 PM
einvest1$50.002/17/2011 9:08:11 AM
adventurous-commerce$25.002/17/2011 9:08:46 AM
kenji4861$25.002/17/2011 9:10:17 AM
nimble-money0$25.002/17/2011 9:11:21 AM
BaxterEvil$25.002/17/2011 9:11:03 AM
radforj22$50.002/17/2011 9:14:39 AM
DukSerduk$25.002/17/2011 9:16:57 AM
compoundinterest$50.002/17/2011 9:16:20 AM
BankingFamily$50.002/17/2011 9:20:11 AM
truth-image$50.002/17/2011 9:18:26 AM
benjamins-utopia$100.002/17/2011 9:18:55 AM
Phantom99$100.002/17/2011 9:17:22 AM
bowdish1$50.002/17/2011 9:19:11 AM
paladin847$50.002/17/2011 9:18:08 AM
kid8549$25.002/17/2011 9:18:34 AM
acropiloterau2002$25.002/17/2011 9:19:18 AM
hitsman$50.002/17/2011 9:19:28 AM
scrappy-bonus2$25.002/17/2011 9:21:27 AM
Pickmar$25.002/17/2011 9:21:03 AM
Daneistes$50.002/17/2011 9:33:54 AM
BidDaddyBigBucks$25.002/17/2011 9:31:12 AM
intuitive-bill$25.002/17/2011 9:29:10 AM
revenue-trombone5$25.002/17/2011 9:47:47 AM
newest-orbital-justice$50.002/17/2011 10:22:30 AM
murren$25.002/17/2011 10:21:16 AM
hookingitup$92.382/17/2011 11:52:11 AM
skuba$50.002/17/2011 12:43:20 PM
currency-persimmon$25.002/17/2011 12:45:30 PM
a-restless-dollar$100.002/17/2011 2:28:37 PM
alwayson$25.002/17/2011 2:37:30 PM
hopeful-truth5$100.002/17/2011 3:24:04 PM
rmlends$25.002/17/2011 5:04:27 PM
RetirementMoney$25.002/17/2011 6:41:58 PM
investment-star$50.002/17/2011 9:12:32 PM
Tylerh$100.002/17/2011 10:39:29 PM
82 Investments
 
Borrower Payment Dependent Notes Series 494212
This series of Notes was issued and sold upon the funding of the borrower loan #47255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1990 Debt/Income ratio: 13%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 3Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $1,811Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: entertaining-credit2 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
swj515 loan
Purpose of loan: consolidate bills
This loan will be used to...pay this bills

My financial situation: good just got behind on a couple things
I am a good candidate for this loan because...i am a hard worker and faithful employee i am at a steady job i work for the city of salt lake and will pay back every penny i borrow


Monthly net income: $4000 before taxes 2700 after
Monthly expenses: $
Housing: $850
Insurance: $100
Car expenses: $0
Utilities: $125.00
Phone, cable, internet: $68.00
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $280.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
pembull$26.162/17/2011 9:07:30 AM
greencat$50.002/17/2011 9:09:24 AM
ultimate-peace$50.002/17/2011 9:11:14 AM
suave-dime6$25.002/17/2011 9:12:20 AM
genius520$100.002/17/2011 9:25:21 AM
musegaze$100.002/17/2011 9:29:14 AM
restless-dime$25.002/17/2011 9:29:56 AM
hektek22$600.002/17/2011 9:35:25 AM
Ruckus888$50.002/17/2011 9:30:47 AM
horse-gal$50.002/17/2011 9:39:53 AM
2grindstones$25.002/17/2011 9:45:48 AM
greenback-director1$63.842/17/2011 9:49:10 AM
kulender$100.002/17/2011 9:10:13 AM
simplelender80$100.002/17/2011 9:09:15 AM
Kash2010lu$25.002/17/2011 9:11:52 AM
diplomatic-wealth7$25.002/17/2011 9:26:25 AM
profit-powerplant$25.002/17/2011 9:25:04 AM
HamachiMan$50.002/17/2011 9:24:33 AM
social-heart$35.002/17/2011 9:25:35 AM
Jack55304$300.002/17/2011 9:26:03 AM
drmoney11$25.002/17/2011 9:34:02 AM
RecoveryLender$25.002/17/2011 9:40:36 AM
tech310$50.002/17/2011 9:32:46 AM
jiggaman7$75.002/17/2011 9:30:19 AM
24 Investments
 
Borrower Payment Dependent Notes Series 494218
This series of Notes was issued and sold upon the funding of the borrower loan #47256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1998 Debt/Income ratio: 9%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:8y 7m
Amount delinquent: $88 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,914Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: Waldron Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 97% ) 720-739 (Latest)
Principal borrowed: $7,000.00< 31 days late: 1 ( 3% )  
780-799 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Consolisation of Credit Cards
Purpose of loan: to consolidate my credits cards & make a mortgage payment

This loan will be used to...Consolidate a $2700 Discover Card, $1100 to the IRS, a $700 HSBC Card, $300 JC Penney Card and to make a $1256 Mortgage payment for this month + extra for an emergence fund.

My financial situation: I average $2513 a month with my salaried position. I also freelance as a Sports Television Replay Operator averaging between $600 - $1200 extra per month.

I am a good candidate for this loan because...I have used prosper before & paid off my balance in full & on time. I've had a steady job since I graduated college 10 years ago. I always make my payments on time.


Monthly net income: $3,113 - $3,713
Monthly expenses: $2,844
Housing: $1256
Insurance: $94
Car expenses: $150
Utilities: $197
Phone, cable, internet: $122
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $75 Dog food & trats
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jhouman$25.002/17/2011 9:07:00 AM
simplelender80$100.002/17/2011 9:09:16 AM
kulender$100.002/17/2011 9:10:14 AM
HamachiMan$50.002/17/2011 9:24:36 AM
genius520$100.002/17/2011 9:25:21 AM
Jack55304$300.002/17/2011 9:26:04 AM
lendstats_com$300.002/17/2011 9:25:37 AM
jiggaman7$75.002/17/2011 9:30:20 AM
MoneyForNothing$50.002/17/2011 9:27:42 AM
tech310$50.002/17/2011 9:33:29 AM
JJ9876$25.002/17/2011 10:02:43 AM
symbiosis$50.002/17/2011 10:05:14 AM
irrelevant$50.002/17/2011 11:35:23 AM
rockstar78$25.002/17/2011 1:26:39 PM
hptcrabbers$25.002/17/2011 2:30:25 PM
reflective-rupee$100.772/17/2011 1:51:19 PM
ichibon$50.002/17/2011 4:41:05 PM
wisconsinvestor$100.002/17/2011 5:31:29 PM
brmar$25.002/17/2011 6:50:00 PM
GElender$25.002/18/2011 6:06:33 AM
bizzzond$100.002/18/2011 9:13:58 AM
FinanceEngine$25.002/18/2011 9:18:59 AM
golffish2$100.002/18/2011 9:24:22 AM
heavy_ax$25.002/18/2011 12:28:05 PM
orangetrust$100.002/18/2011 12:45:26 PM
umfan123$25.002/18/2011 2:15:00 PM
rysil$50.002/18/2011 4:49:44 PM
economy-producer$25.002/18/2011 7:19:53 PM
selector568$150.002/19/2011 3:46:09 AM
jga516$25.002/19/2011 5:30:25 AM
the-profit-oracle$25.002/19/2011 9:24:16 AM
108lender$100.002/19/2011 9:51:00 AM
five-star-note$200.002/19/2011 9:57:24 AM
power-secret-agent$25.002/19/2011 10:12:11 AM
the-discrete-income$50.002/19/2011 10:41:05 AM
interstellar$75.002/19/2011 11:44:01 AM
liberty-destiny3$25.002/19/2011 12:39:56 PM
LR_Biker$50.002/19/2011 3:24:01 PM
autonomous-truth$85.322/19/2011 4:00:30 PM
supersarah61$25.002/19/2011 6:39:31 PM
DaddyBill$31.522/19/2011 5:57:06 PM
randsenterprise$25.002/19/2011 7:23:58 PM
brondero$50.002/19/2011 9:07:32 PM
reflective-rupee$200.772/20/2011 8:09:13 AM
ingenious-interest1$50.002/20/2011 9:50:36 AM
loss-of-control$50.002/20/2011 9:58:27 AM
unclejaef$25.002/20/2011 10:14:05 AM
ronin4sale$70.002/20/2011 12:39:53 PM
marwadi-62$100.002/20/2011 2:27:32 PM
kendallv$25.002/20/2011 7:29:25 PM
williamjames$50.002/20/2011 8:59:57 PM
asiaratt$50.002/21/2011 2:39:14 AM
bid-czar8$50.002/21/2011 3:03:57 AM
bonus-quark4$25.002/21/2011 7:07:30 AM
Q9-X3$50.002/21/2011 7:40:46 AM
Preferred-Lender$25.002/21/2011 7:59:59 AM
HiFinance$100.002/21/2011 8:53:37 AM
amlu1988$25.002/21/2011 9:21:03 AM
benefit-boots$25.002/21/2011 9:42:28 AM
Milonguero$100.002/21/2011 9:52:45 AM
agalt$50.002/21/2011 9:46:15 AM
JauaFlash$25.002/21/2011 9:59:45 AM
loot-squirrel6$25.002/21/2011 9:55:06 AM
businessguy29$25.002/21/2011 10:30:24 AM
justbman$25.002/21/2011 10:47:56 AM
moola-trumpeter$25.002/21/2011 10:55:51 AM
Phatt-Daddy$50.002/21/2011 11:22:46 AM
UCLA4life$50.002/17/2011 9:06:36 AM
greencat$50.002/17/2011 9:14:21 AM
diplomatic-wealth7$25.002/17/2011 9:26:26 AM
profit-powerplant$25.002/17/2011 9:25:05 AM
incbx$50.002/17/2011 9:27:26 AM
musegaze$100.002/17/2011 9:29:15 AM
hillerod$25.002/17/2011 10:28:16 AM
a-finance-nirvana$25.002/17/2011 12:44:01 PM
NekHoldings$25.002/17/2011 12:54:00 PM
orange-rapid-benjamins$50.002/17/2011 1:43:24 PM
Scotcha$50.002/17/2011 3:21:42 PM
hopeful-truth5$100.002/17/2011 3:46:10 PM
penny-plato$25.002/17/2011 4:15:54 PM
sweety075$25.002/17/2011 5:29:40 PM
SolarMoonshine$50.002/17/2011 5:39:51 PM
ac787$25.002/17/2011 5:47:11 PM
RMB-Investments$50.002/17/2011 7:56:53 PM
frogperson$250.002/17/2011 10:04:19 PM
Tylerh$100.002/17/2011 10:51:38 PM
loanman2007$100.002/18/2011 5:06:11 AM
Mikale360$25.002/18/2011 7:06:59 AM
chameleon125$25.002/18/2011 6:40:34 AM
suave-dime6$25.002/18/2011 8:51:58 AM
ready-vigilance3$50.002/18/2011 1:56:39 PM
Bob450$25.002/18/2011 2:14:33 PM
foxtrot12$100.002/18/2011 3:45:26 PM
upbeat-finance8$50.002/18/2011 3:34:51 PM
CACO_Lender$25.002/18/2011 6:06:47 PM
papaloha$25.002/19/2011 2:41:02 AM
Moe87$30.192/19/2011 8:50:32 AM
jjswanso$50.002/19/2011 8:08:01 AM
return-grizzly$100.002/19/2011 9:06:17 AM
all_of_that_one$35.002/19/2011 9:56:47 AM
orderly-leverage$50.002/19/2011 9:58:41 AM
the-silver-blaster$50.002/19/2011 11:08:58 AM
LittleMingo$30.002/19/2011 12:00:26 PM
cash-reaction2$50.002/19/2011 12:38:18 PM
p123$25.002/19/2011 12:40:18 PM
GordoMG$50.002/19/2011 2:19:16 PM
loss-of-control$50.002/19/2011 4:26:37 PM
vibraphone3$50.002/19/2011 5:55:12 PM
periko$25.002/19/2011 7:56:33 PM
vutah$25.002/19/2011 9:18:34 PM
dckpolo$25.002/20/2011 8:14:33 AM
DasMula$27.002/20/2011 11:09:24 AM
MrBailey$25.552/20/2011 3:55:12 PM
agreement-heart8$150.002/20/2011 4:35:43 PM
fortytwo$50.002/20/2011 5:28:47 PM
benefit-banshee$50.002/20/2011 6:05:10 PM
aztocas$50.002/20/2011 7:28:08 PM
williamjames$50.002/20/2011 9:04:16 PM
red-favorable-basis$25.002/21/2011 12:13:44 AM
E-B$50.002/21/2011 5:29:04 AM
Tammy102800$25.002/21/2011 5:59:40 AM
gala279$50.002/21/2011 6:35:55 AM
zone8$50.002/21/2011 6:45:27 AM
Tikibarman$25.002/21/2011 6:55:20 AM
Feyenoord$25.002/21/2011 7:05:27 AM
ITExec$100.002/21/2011 7:25:15 AM
momoney2lend$25.002/21/2011 8:29:46 AM
Rip128$50.002/21/2011 8:45:21 AM
point-kitten6$50.002/21/2011 8:49:37 AM
sflash$25.002/21/2011 8:49:43 AM
CACO_Lender$25.002/21/2011 9:07:55 AM
whatreality$25.002/21/2011 10:05:17 AM
the-bid-sorcerer$50.002/21/2011 10:31:27 AM
wampum-chorus3$34.272/21/2011 11:03:19 AM
FinanceEngine$25.002/21/2011 11:20:46 AM
135 Investments
 
Borrower Payment Dependent Notes Series 494230
This series of Notes was issued and sold upon the funding of the borrower loan #47258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,360.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-17-2011 
 
Lender yield: 11.99% Borrower rate/APR: 12.99% / 18.83% Monthly payment: $300.09
 
Lender servicing fee: 1.00% Effective Yield*: 11.79%  
Estimated return*: 5.84%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2004 Debt/Income ratio: 22%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,188Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: force450 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for remodels
Purpose of loan: pay for remodels
This loan will be used to... pay for remodels on a rental property

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $6075
Monthly expenses: $3515
Housing: $1215
Insurance: $200
Car expenses: $200
Utilities: $140
Phone, cable, internet: $70
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1290
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, You seem to have a good fico and credit history, why are you using this venue as a loan option? - firsttouch1
A: I'd prefer to keep my savings that I have for a real emergency, such as a job loss, medical bills, etc. (Feb-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
treasure-brigade$50.002/17/2011 9:04:21 AM
enthralling-deal180$75.002/17/2011 9:09:46 AM
benjamins-utopia$100.002/17/2011 9:12:43 AM
melodious-fairness$100.002/17/2011 9:12:59 AM
BxRealtor$25.002/17/2011 9:14:08 AM
simplelender80$100.002/17/2011 9:13:32 AM
investment-artist$25.002/17/2011 9:18:03 AM
organized-payment6$50.002/17/2011 9:20:08 AM
HamachiMan$50.002/17/2011 9:24:37 AM
macjp123$25.002/17/2011 9:26:32 AM
lendacity$25.002/17/2011 9:28:39 AM
tender-ore$30.002/17/2011 10:01:29 AM
meteoric-trade$25.002/17/2011 10:13:38 AM
sk10023$25.002/17/2011 10:56:13 AM
newest-funds-powerplant$25.002/17/2011 11:16:11 AM
irrelevant$50.002/17/2011 11:35:06 AM
payment-halo$25.002/17/2011 11:04:55 AM
marr$25.002/17/2011 11:22:58 AM
moola-pillow$25.002/17/2011 12:38:23 PM
rjrventure$100.002/17/2011 12:01:21 PM
bcsmith$25.002/17/2011 12:17:43 PM
rakem777$25.002/17/2011 12:47:36 PM
psonicl$50.002/17/2011 12:52:02 PM
famous-marketplace9$37.172/17/2011 1:54:20 PM
auctionator1$50.002/17/2011 2:55:12 PM
a-restless-dollar$150.002/17/2011 2:19:29 PM
Pickmar$25.002/17/2011 2:28:02 PM
Scotcha$50.002/17/2011 3:42:39 PM
1stofthemonth$31.362/17/2011 4:22:49 PM
bid-czar8$100.002/17/2011 5:04:16 PM
smurf163$25.002/17/2011 9:04:29 AM
kulender$100.002/17/2011 9:07:56 AM
a-responsible-return$50.002/17/2011 9:08:28 AM
nybanker85$50.002/17/2011 9:15:20 AM
AFairDeal$75.002/17/2011 9:14:23 AM
credit-investor5$33.002/17/2011 9:14:52 AM
one-midas$25.002/17/2011 9:17:10 AM
GrayStudio$25.002/17/2011 9:23:00 AM
don8ter$25.002/17/2011 9:23:40 AM
velocity-solo$25.002/17/2011 9:27:57 AM
eaglecamp$200.002/17/2011 9:43:58 AM
alligator65$50.002/17/2011 9:54:28 AM
loanman2007$75.002/17/2011 10:28:18 AM
credit-bliss8$25.002/17/2011 11:11:56 AM
gentle-gold$25.002/17/2011 11:10:18 AM
misit$25.002/17/2011 11:57:39 AM
triumph329$35.002/17/2011 12:29:07 PM
lefty756$30.002/17/2011 1:03:03 PM
firsttouch1$200.002/17/2011 1:07:25 PM
Tradesmanlender$35.002/17/2011 2:30:58 PM
revenue-trombone5$25.002/17/2011 1:59:38 PM
g-mak-fund$25.002/17/2011 2:19:39 PM
Chewbaca$25.002/17/2011 3:55:43 PM
stonewell$42.002/17/2011 3:17:48 PM
amit_gu$50.002/17/2011 3:22:13 PM
hopeful-truth5$100.002/17/2011 3:30:24 PM
income-pizza$26.642/17/2011 3:35:53 PM
vutah$200.002/17/2011 4:49:00 PM
jdl424$33.372/17/2011 5:26:36 PM
wwwUniversal$25.002/17/2011 5:34:41 PM
blindtaxidriver$25.002/17/2011 5:35:18 PM
zztopdog$151.462/17/2011 5:49:55 PM
62 Investments
 
Borrower Payment Dependent Notes Series 494240
This series of Notes was issued and sold upon the funding of the borrower loan #47262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-18-2011 
 
Lender yield: 6.29% Borrower rate/APR: 7.29% / 13.05% Monthly payment: $259.98
 
Lender servicing fee: 1.00% Effective Yield*: 6.28%  
Estimated return*: 3.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1999 Debt/Income ratio: 10%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,382Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: stephen_c01 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
760-779 (Aug-2010)
780-799 (Jan-2010)
700-719 (May-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Going On Vacation
Purpose of loan:
This loan would be for a vacation to the Dominican Republic for my GF and I. I could use a credit card but why, if prosper is going to make on payment.



My financial situation:
I am never late on anything, and i can assure you this loan will be paid in full on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Chutney$50.002/17/2011 9:04:55 AM
cashhelp$30.002/17/2011 9:07:16 AM
adventurous-commerce$25.002/17/2011 9:08:55 AM
benjamins-utopia$100.002/17/2011 9:12:46 AM
simplelender80$100.002/17/2011 9:13:35 AM
BxRealtor$25.002/17/2011 9:14:09 AM
organized-payment6$50.002/17/2011 9:14:15 AM
scrappy-bonus2$25.002/17/2011 9:21:31 AM
lendacity$25.002/17/2011 9:28:42 AM
macjp123$25.002/17/2011 9:26:30 AM
Edwardtomo$50.002/17/2011 9:27:33 AM
soccermom33$25.002/17/2011 9:52:27 AM
kanemochi$25.002/17/2011 10:01:13 AM
irrelevant$50.002/17/2011 11:35:12 AM
misit$25.002/17/2011 12:02:50 PM
runner262$25.002/17/2011 12:42:16 PM
CE88$50.002/17/2011 1:10:53 PM
Tradesmanlender$35.002/17/2011 2:31:04 PM
amit_gu$50.002/17/2011 3:24:35 PM
dospapalotes$27.592/17/2011 4:39:08 PM
vutah$25.002/17/2011 4:57:52 PM
interstellar$75.002/17/2011 5:51:53 PM
RetirementMoney$25.002/17/2011 6:29:36 PM
travels536$25.002/18/2011 7:19:42 AM
economy-tuba7$100.002/18/2011 10:09:25 AM
indomitable-coin$50.002/18/2011 10:10:22 AM
CPA-Banker$29.072/18/2011 12:23:45 PM
pinnacle10$25.002/18/2011 12:34:13 PM
wonderous-power$25.002/18/2011 2:26:47 PM
reflective-rupee$50.642/18/2011 4:17:30 PM
smurf163$25.002/17/2011 9:04:31 AM
kulender$100.002/17/2011 9:07:58 AM
a-responsible-return$50.002/17/2011 9:08:29 AM
enthralling-deal180$75.002/17/2011 9:09:48 AM
melodious-fairness$100.002/17/2011 9:13:02 AM
velocity-solo$25.002/17/2011 9:14:29 AM
AFairDeal$75.002/17/2011 9:14:24 AM
dime-smasher5$25.002/17/2011 9:15:11 AM
don8ter$25.002/17/2011 9:23:43 AM
HamachiMan$50.002/17/2011 9:24:39 AM
hidavehi$25.042/17/2011 9:49:01 AM
dman15$40.002/17/2011 10:16:46 AM
rjrventure$50.002/17/2011 12:04:12 PM
rakem777$25.002/17/2011 12:47:55 PM
bold-durability-drum$100.002/17/2011 12:48:09 PM
dogdog$50.002/17/2011 3:09:44 PM
Rsmith311$25.002/17/2011 2:25:49 PM
a-restless-dollar$50.002/17/2011 2:32:14 PM
FinDoc$25.002/17/2011 4:47:26 PM
akakii$25.002/17/2011 4:38:31 PM
bid-czar8$100.002/17/2011 5:04:27 PM
ac787$25.002/17/2011 5:41:36 PM
brightest-dynamic-peace$25.002/17/2011 7:01:41 PM
Tylerh$100.002/17/2011 10:43:00 PM
peace-sitar0$28.062/17/2011 11:05:07 PM
Brisket_Bob$106.002/18/2011 5:40:42 AM
buffalobills$25.002/18/2011 7:40:38 AM
MacAtk$200.002/18/2011 8:25:10 AM
mddahlheim$25.002/18/2011 8:45:31 AM
Row2010$28.602/18/2011 9:14:00 AM
radforj22$25.002/18/2011 1:53:05 PM
bid-arrow9$50.002/18/2011 3:34:48 PM
ryguy150$25.002/18/2011 2:18:43 PM
engaging-worth$25.002/18/2011 3:14:23 PM
64 Investments
 
Borrower Payment Dependent Notes Series 494244
This series of Notes was issued and sold upon the funding of the borrower loan #47237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $69.23
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1996 Debt/Income ratio: 21%
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,398Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: midwest100 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 37 ( 100% ) 760-779 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2007)
640-659 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
Vehicle repair and lower rate.
Purpose of loan: Credit card consolidation and vehicle repair.
This loan will be used to...
Pay for vehicle repairs and pay down higher rate credit card debt.
My financial situation:
I am a good candidate for this loan because...
I have not been late on a payment since 2002.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
cashhelp$50.002/17/2011 9:06:56 AM
Aberdeen$2,200.002/17/2011 9:08:37 AM
kulender$100.002/17/2011 9:07:59 AM
3 Investments
 
Borrower Payment Dependent Notes Series 494268
This series of Notes was issued and sold upon the funding of the borrower loan #47281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1990 Debt/Income ratio: 42%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 50 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,423Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: ocxpunk Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 28 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,277.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
(Sep-2009)
660-679 (Jul-2009)
640-659 (Jun-2008)
 
Principal balance: $3,086.23 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Consolidation and pay off...
Purpose of loan: consolidate 3 cards, that are already closed as far as use, but just want to pay them off with an installment loan. partly want to do it because i dislike credit cards, and the other part is i do not trust them to lave the rate the same even though the cards are not in use.

My financial situation: pay all my bills on time and I am paying off debt slowly.
I am a good candidate for this loan because...


Monthly expenses: $
Housing: $ 1150
Insurance: $ 155
Car expenses: $ 275
Utilities: $ 135
Phone, cable, internet: $ 40
Food, entertainment: $ 40
Clothing, household expenses $ 50
Credit cards and other loans: $ 480
Other expenses: $ 120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How much is your monthly income - restless-dime
A: About 4100 monthly, does not fluctuate much, except for overtime when I am able to take it.. (Feb-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
social-heart$50.002/17/2011 9:04:53 AM
Kash2010lu$60.002/17/2011 9:06:02 AM
investment-artist$25.002/17/2011 9:16:10 AM
greencat$50.002/17/2011 9:21:11 AM
tech310$50.002/17/2011 9:32:40 AM
NekHoldings$25.002/17/2011 9:54:16 AM
Chex$200.002/17/2011 11:13:14 AM
irrelevant$25.002/17/2011 11:35:29 AM
ready-interest9$25.002/17/2011 1:02:59 PM
rockstar78$25.002/17/2011 1:26:43 PM
Wangchuk$25.002/17/2011 1:17:26 PM
jeffe43$50.002/17/2011 3:57:13 PM
shrewd-income$50.002/17/2011 4:13:54 PM
tomaswk$25.002/17/2011 4:47:26 PM
sweety075$25.002/17/2011 5:21:13 PM
nodebt2012$25.002/17/2011 7:30:24 PM
restless-dime$25.002/17/2011 7:48:48 PM
mikeandcat$100.002/17/2011 7:34:46 PM
frogperson$100.002/17/2011 10:12:16 PM
riveting-credit5$149.132/17/2011 8:55:40 PM
VJ_Financial$25.002/18/2011 6:03:09 AM
principal-laser$48.782/18/2011 4:37:53 AM
doopers$25.002/18/2011 7:45:35 AM
travels536$25.002/18/2011 7:06:49 AM
108lender$50.002/18/2011 8:03:01 AM
Christophe$25.002/18/2011 7:42:40 AM
Champion_Lending$25.002/18/2011 8:10:10 AM
durability-gyration4$25.002/18/2011 9:55:48 AM
Leshan$152.992/18/2011 10:00:15 AM
2grindstones$25.002/17/2011 9:49:03 AM
UCLA4life$50.002/17/2011 10:10:24 AM
Chex$100.002/17/2011 11:07:52 AM
fairness-atmosphere$25.002/17/2011 11:50:05 AM
capital-kingdom$25.002/17/2011 12:35:32 PM
exchange-pledge$100.002/17/2011 12:53:43 PM
competent-p2p$84.422/17/2011 2:13:43 PM
reflective-rupee$400.772/17/2011 1:43:13 PM
orange-rapid-benjamins$50.002/17/2011 1:38:02 PM
YoungTaxMan$100.002/17/2011 2:30:39 PM
hptcrabbers$25.002/17/2011 2:32:06 PM
Scotcha$50.002/17/2011 3:17:10 PM
tigercat$50.002/17/2011 2:31:44 PM
witty-openness$25.002/17/2011 3:27:11 PM
hopeful-truth5$200.002/17/2011 3:40:21 PM
droopie1$25.002/17/2011 4:40:42 PM
genuine-integrity0$25.002/17/2011 3:39:41 PM
DasMula$27.002/17/2011 4:15:35 PM
DasMula$37.772/17/2011 4:16:38 PM
tomaswk$65.202/17/2011 4:48:23 PM
loss-of-control$150.002/17/2011 4:40:56 PM
SolarMoonshine$25.002/17/2011 5:08:46 PM
payment-halo$25.002/17/2011 5:10:11 PM
ac787$25.002/17/2011 5:42:39 PM
OldManP$25.002/17/2011 5:55:09 PM
favorite-commerce$50.002/17/2011 6:07:50 PM
LuvToLend$26.332/17/2011 6:48:55 PM
credit-missile$75.002/17/2011 7:50:00 PM
ZLyons$25.002/17/2011 9:38:55 PM
PXM-Financial$50.002/17/2011 10:39:26 PM
zone6$107.612/17/2011 10:37:49 PM
whatreality$25.002/18/2011 5:51:54 AM
niq4soccer$25.002/18/2011 4:33:57 AM
loanman2007$75.002/18/2011 4:36:02 AM
gold-cluster$100.002/18/2011 6:38:52 AM
Mikale360$25.002/18/2011 7:07:57 AM
well-mannered-income3$40.002/18/2011 7:23:02 AM
organic-treasure$25.002/18/2011 9:32:22 AM
innovator2$75.002/18/2011 9:51:02 AM
EmmaDog44$25.002/18/2011 9:48:27 AM
69 Investments
 
Borrower Payment Dependent Notes Series 494408
This series of Notes was issued and sold upon the funding of the borrower loan #47266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,135.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-21-2011 
 
Lender yield: 7.20% Borrower rate/APR: 8.20% / 13.97% Monthly payment: $360.08
 
Lender servicing fee: 1.00% Effective Yield*: 7.19%  
Estimated return*: 3.69%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2005 Debt/Income ratio: 12%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,021Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: transparent-justice6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper Birthday Arbitrage
Purpose of loan:
This loan will be used to secure the $300 bonus payment from Prosper. This money will sit in a savings account and not do anything, and I'll come out ahead about $120.

My financial situation:
I am a good candidate for this loan because I read financially savvy blogs. I will get you a high internal rate of return for a nonperiodic cash flow (XIRR) -- pass me a question and I'll show you the math that proves that this is a solid investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: $300 is taxable. You owe close to $75 in federal & state taxes. Prosper loan closing cost is $120. If you pay it off over one year you will pay $190 in interests, if you pay it off in 3 months you end up paying $80 in interests. Please be aware. - Reddy_Capital
A: Correct, my profit calculation is pre-tax. After taxes I will make $47, which since I have spent less than half an hour on this, is still a pretty good deal. (Funny that no one in the FWF thread about this deal bothered with tax -- I guess we're used to factoring it in because we get so many 1099-INT forms from bank account signup bonuses.) Cheers! (Feb-18-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:26:31 PM
vutah$50.002/17/2011 5:43:53 PM
BxRealtor$25.002/17/2011 5:49:43 PM
organized-payment6$50.002/17/2011 6:03:06 PM
HamachiMan$50.002/17/2011 6:24:36 PM
macjp123$25.002/17/2011 6:26:50 PM
dogdog$50.002/17/2011 6:36:35 PM
RetirementMoney$25.002/17/2011 6:39:39 PM
availableloan$25.002/17/2011 8:55:44 PM
Tylerh$100.002/17/2011 10:43:57 PM
Reddy_Capital$25.002/17/2011 10:50:49 PM
ryguy150$25.002/18/2011 2:18:51 PM
Reddy_Capital$50.002/18/2011 5:44:24 PM
studious-gold4$50.002/18/2011 5:54:12 PM
fallentimbers$50.002/19/2011 6:57:46 AM
RecoveryLender$25.002/19/2011 7:07:14 AM
cclady$50.002/19/2011 7:43:50 AM
best-listing-toro$25.002/19/2011 8:55:50 AM
melodious-fairness$100.002/19/2011 9:23:17 AM
radforj22$25.002/19/2011 11:39:16 AM
ac787$65.002/19/2011 1:16:37 PM
rjrventure$56.792/19/2011 2:59:03 PM
mlpinz$170.202/19/2011 3:34:28 PM
MadHun$100.002/19/2011 8:59:46 PM
serene-capital$50.002/20/2011 12:45:22 AM
versatile-return3$50.002/20/2011 4:00:12 PM
payment-halo$25.002/20/2011 4:13:30 PM
CapStack$25.002/20/2011 5:08:04 PM
mrthatcher$25.002/21/2011 5:47:22 AM
Denbo32$557.002/21/2011 6:05:19 AM
enthralling-deal180$75.002/17/2011 5:37:12 PM
simplelender80$100.002/17/2011 5:46:24 PM
benjamins-utopia$50.002/17/2011 5:42:59 PM
adventurous-commerce$25.002/17/2011 5:58:58 PM
a-responsible-return$50.002/17/2011 5:57:14 PM
AFairDeal$75.002/17/2011 6:04:15 PM
Chutney$25.002/17/2011 6:07:04 PM
dime-smasher5$25.002/17/2011 6:06:01 PM
don8ter$25.002/17/2011 6:23:42 PM
irrelevant$50.002/17/2011 6:33:02 PM
Tradesmanlender$35.002/17/2011 6:38:11 PM
investor-007$200.002/18/2011 9:32:32 AM
thankful-nickel2$25.002/18/2011 5:07:54 PM
reflective-rupee$800.772/18/2011 5:13:44 PM
loot-supporter2$25.002/19/2011 3:11:56 AM
velocity-solo$25.002/19/2011 4:16:43 AM
p2ploan-sensation211$25.002/19/2011 12:08:39 PM
racing777$50.002/19/2011 4:35:08 PM
RJ-Pilot$50.002/19/2011 3:45:19 PM
wampum-chorus3$40.312/19/2011 11:35:57 PM
ac787$25.002/20/2011 5:24:01 AM
engaging-worth$25.002/20/2011 11:06:36 AM
Income-Scout$98.842/20/2011 11:50:49 AM
competent-p2p$30.002/20/2011 12:35:55 PM
Impact_Vector$26.682/20/2011 2:08:16 PM
principal-injector2$50.002/20/2011 3:45:13 PM
unrelenting-auction7$25.002/20/2011 6:24:25 PM
q4golf$30.002/21/2011 5:01:06 AM
58 Investments
 
Borrower Payment Dependent Notes Series 494488
This series of Notes was issued and sold upon the funding of the borrower loan #47306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $251.76
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1992 Debt/Income ratio: 14%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,864Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: sjcalif Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 740-759 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2010)
760-779 (Sep-2009)
 
Principal balance: $3,501.00 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Debt consolidation
Purpose of loan:
As many of you've experienced, banks are raising interest rate.
I am just trying to consolidate and payoff credit cards because
I am upset that they increase the rate on my cards.

My financial situation:
I am a responsible person and always pay my bills on time.
I have 401K, stock option/ESPP, fund in brokerage accounts, but
I don't want to touch them since they are my nest eggs.
I like Prosper community because we are just small folks and I would rather not pay interest to big banks, which is why I am listing my loan on here. Also, I had a good experience with my first loan which I took out to help pay for my sister wedding. I've never been late on that loan
since it's link to automatic withdrawal from my checking account.
Just want to be upfront to potential lenders out there.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/18/2011 9:14:03 AM
benjamins-utopia$100.002/18/2011 9:16:40 AM
Pulchritudinous$25.002/18/2011 9:21:43 AM
organized-payment6$50.002/18/2011 9:23:36 AM
AFairDeal$75.002/18/2011 9:24:26 AM
dime-smasher5$25.002/18/2011 9:25:03 AM
Tradesmanlender$50.002/18/2011 9:26:02 AM
Aberdeen$6,000.002/18/2011 11:15:58 AM
UCSBGAUCHOS$27.502/18/2011 2:02:20 PM
reflective-rupee$25.772/18/2011 4:06:21 PM
RecoveryLender$25.002/18/2011 4:38:37 PM
Socorro_Capital_Partners$25.002/18/2011 10:38:15 PM
wwwUniversal$25.002/19/2011 3:47:15 AM
Feyenoord$25.002/19/2011 3:47:05 AM
jcw3rd$25.002/19/2011 4:06:45 AM
RandyL3$25.002/19/2011 3:25:22 AM
Sturgee$25.002/19/2011 9:20:53 AM
MadHun$100.002/19/2011 8:59:53 PM
ltlsprite3$65.002/20/2011 9:23:29 AM
simplelender80$100.002/18/2011 9:17:30 AM
BxRealtor$25.002/18/2011 9:18:51 AM
Jay_Tee$50.002/18/2011 9:21:54 AM
credit-investor5$50.002/18/2011 9:24:55 AM
HamachiMan$50.002/18/2011 9:30:55 AM
don8ter$25.002/18/2011 9:30:28 AM
macjp123$25.002/18/2011 9:34:41 AM
irrelevant$50.002/18/2011 9:37:11 AM
Tylerh$100.002/18/2011 9:41:58 AM
ac787$25.002/18/2011 4:03:14 PM
accelerator96$25.002/18/2011 4:27:20 PM
upperdeck$25.002/18/2011 9:09:36 PM
Astyanax$40.002/18/2011 10:49:19 PM
kulender$100.002/19/2011 3:22:53 AM
hopeful-truth5$100.002/19/2011 6:37:24 AM
BoughtTheFarm$25.002/19/2011 7:49:27 AM
spiff666$25.002/19/2011 8:46:59 AM
Aaron_Oz$25.002/19/2011 9:58:00 AM
the-silver-blaster$50.002/19/2011 11:08:07 AM
bizzzond$100.002/19/2011 1:20:26 PM
ezhik00$25.002/19/2011 8:52:52 PM
BobRand$50.002/20/2011 7:15:12 AM
adir1$25.002/20/2011 9:35:42 AM
ROCKLYVALE$50.002/20/2011 12:00:44 PM
jirahola$41.732/20/2011 12:03:26 PM
44 Investments
 
Borrower Payment Dependent Notes Series 494574
This series of Notes was issued and sold upon the funding of the borrower loan #47243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $149.72
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1991 Debt/Income ratio: 14%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $419Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: thefisherman Borrower's state: Utah Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 800-819 (Latest)
Principal borrowed: $5,400.00< 31 days late: 0 ( 0% )  
780-799 (Jul-2010)
760-779 (Apr-2010)
 
Principal balance: $4,234.37 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Refi my Prosper loan
Purpose of loan:
This will be to refi my current Prosper loan for a better interest rate.

My financial situation:

Monthly income: $ 5,700 (just my full-time income)

I am the administrator for a medical clinic(7 years now, and my wife is working FT as a paralegal(about 6 years).I make 65k+ a year, and she makes 25k+ a year.I work PT as a paramedic for our local fire department, and my wife also has a PT second job. The d's in my credit were from a bad business deal about 6 years ago.All my loans have auto-pay.

Monthly expenses: $4,265

Housing: $1,600 (we are in process of refi. It will drop the payment another $200.)
Insurance: $260
Car expenses: $660
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses $150
Credit cards and other loans: $245
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
one-midas$50.002/18/2011 9:10:45 AM
principal-star$30.002/18/2011 9:11:56 AM
Jinja$58.002/18/2011 9:12:26 AM
lendstats_com$50.002/18/2011 9:12:20 AM
tacologic$25.002/18/2011 9:12:39 AM
phaded$25.002/18/2011 9:09:47 AM
enthralling-deal180$75.002/18/2011 9:14:22 AM
Green-Baron$25.002/18/2011 9:13:05 AM
benjamins-utopia$100.002/18/2011 9:16:56 AM
BxRealtor$25.002/18/2011 9:19:16 AM
simplelender80$100.002/18/2011 9:18:02 AM
2grindstones$25.002/18/2011 9:32:50 AM
macjp123$25.002/18/2011 9:34:29 AM
competent-p2p$30.002/18/2011 9:38:21 AM
Tylerh$100.002/18/2011 9:42:30 AM
hellasow$50.002/18/2011 9:44:09 AM
liberty-society5$25.002/18/2011 9:46:07 AM
thoughtful-investment045$25.002/18/2011 9:52:34 AM
investor-007$200.002/18/2011 9:51:01 AM
bdkjr$25.002/18/2011 9:45:54 AM
penny-plato$25.002/18/2011 10:01:44 AM
RecoveryLender$25.002/18/2011 10:07:24 AM
RedCentre$101.662/18/2011 10:07:40 AM
hidavehi$38.002/18/2011 10:35:27 AM
JGuide$101.082/18/2011 10:32:16 AM
payment-halo$75.002/18/2011 10:37:40 AM
JustMee$25.002/18/2011 11:11:45 AM
loan-tycoon0$25.002/18/2011 10:35:14 AM
Eaglehigh$25.002/18/2011 12:28:13 PM
Uylsses$50.002/18/2011 12:34:45 PM
peso-tiramisu$25.002/18/2011 12:36:05 PM
market-pudding$25.002/18/2011 11:29:19 AM
Oak-Parker$100.002/18/2011 12:46:06 PM
Oak-Parker$25.002/18/2011 12:48:54 PM
thebadpelican$50.002/18/2011 12:50:10 PM
MoneyForNothing$19.422/18/2011 12:52:24 PM
squarebob$25.002/18/2011 9:11:42 AM
JGuide$48.032/18/2011 9:12:49 AM
loanman2007$100.002/18/2011 9:13:12 AM
Wangchuk$25.012/18/2011 9:14:11 AM
investment-artist$25.002/18/2011 9:13:02 AM
credit-guard5$25.002/18/2011 9:21:45 AM
newest-funds-powerplant$25.002/18/2011 9:27:24 AM
Pulchritudinous$25.002/18/2011 9:29:12 AM
HamachiMan$50.002/18/2011 9:31:23 AM
favorite-commerce$50.002/18/2011 9:34:23 AM
Tradesmanlender$35.002/18/2011 9:39:14 AM
incbx$50.002/18/2011 9:45:47 AM
sweety075$25.002/18/2011 9:59:53 AM
Only_Money$25.002/18/2011 10:05:12 AM
DasMula$27.002/18/2011 10:09:53 AM
EngineersAlliance$125.002/18/2011 10:36:33 AM
loanman2007$250.002/18/2011 10:48:47 AM
whatreality$25.002/18/2011 10:59:02 AM
reflective-rupee$1,000.772/18/2011 10:34:37 AM
jaesposito$25.002/18/2011 12:16:25 PM
amit_gu$25.002/18/2011 12:14:49 PM
NekHoldings$25.002/18/2011 12:18:15 PM
competent-p2p$70.002/18/2011 10:58:58 AM
heavy_ax$25.002/18/2011 12:28:53 PM
matthewa$25.002/18/2011 12:30:56 PM
GAHeel$41.032/18/2011 12:12:13 PM
lucrative-coin$200.002/18/2011 12:24:23 PM
63 Investments
 
Borrower Payment Dependent Notes Series 494728
This series of Notes was issued and sold upon the funding of the borrower loan #47268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $267.30
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1990 Debt/Income ratio: 11%
Credit score: 600-619 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,746Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: scarlettelizabeth Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
600-619 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Medical Expenses and Debt Pay Off
This loan will be used to pay off credit card debt and to cover upcoming co-insurance costs for family medical procedures.

I am a good candidate for this loan because I have a track record of paying off my previous Prosper loan and have stable and steady full time employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/18/2011 5:05:31 PM
genius520$100.002/18/2011 5:09:43 PM
jiggaman7$50.002/18/2011 5:10:10 PM
credit-guard5$25.002/18/2011 5:16:45 PM
SolarMoonshine$25.002/18/2011 5:41:52 PM
foxtrot12$100.002/18/2011 5:12:58 PM
HamachiMan$50.002/18/2011 5:09:11 PM
RecoveryLender$25.002/18/2011 5:51:17 PM
brmar$25.002/18/2011 5:10:52 PM
MoneyForNothing$57.112/18/2011 5:25:31 PM
helynn$25.002/18/2011 6:14:07 PM
social-investor5$25.002/18/2011 5:11:08 PM
Tylerh$100.002/18/2011 5:12:04 PM
Aberdeen$6,000.002/18/2011 5:12:29 PM
credit-missile$96.862/18/2011 6:07:48 PM
ac787$25.002/18/2011 5:22:00 PM
UCLA4life$50.002/18/2011 5:08:41 PM
squarebob$25.002/18/2011 5:48:11 PM
CACO_Lender$25.002/18/2011 5:55:31 PM
Franchiseguy$50.002/18/2011 6:28:41 PM
Leshan$25.002/18/2011 6:18:03 PM
21 Investments
 
Borrower Payment Dependent Notes Series 488785
This series of Notes was issued and sold upon the funding of the borrower loan #47232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $152.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2002 Debt/Income ratio: 67%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,174Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: sympathetic-silver9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
740-759 (Nov-2010)
720-739 (Apr-2010)
 
Principal balance: $2,912.56 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used for my honeymoon, I want to make a special time to my future wife

My financial situation:
I am a good candidate for this loan?because I have a stable work and I?don't?want?to use my credit card because de rite is to high

Monthly net income: $ Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
2grindstones$50.002/17/2011 5:06:29 PM
kulender$100.002/17/2011 5:33:19 PM
HamachiMan$50.002/17/2011 6:24:04 PM
profit-powerplant$25.002/17/2011 6:24:53 PM
diplomatic-wealth7$25.002/17/2011 6:26:18 PM
Jack55304$300.002/17/2011 6:25:53 PM
incbx$50.002/17/2011 6:27:27 PM
JJ9876$25.002/17/2011 6:31:32 PM
symbiosis$50.002/17/2011 6:31:36 PM
rockstar78$25.002/17/2011 6:36:04 PM
brmar$25.002/17/2011 6:50:02 PM
frogperson$100.002/17/2011 10:04:41 PM
Tylerh$100.002/17/2011 10:51:41 PM
vine99$45.722/18/2011 2:39:28 AM
GElender$25.002/18/2011 6:06:41 AM
reflective-rupee$25.772/18/2011 6:13:59 AM
greencat$50.002/18/2011 7:20:22 AM
rysil$50.002/18/2011 4:49:45 PM
CACO_Lender$25.002/18/2011 6:07:13 PM
Bob450$25.002/18/2011 7:49:33 PM
papaloha$25.002/19/2011 2:41:05 AM
ichibon$50.002/19/2011 2:52:39 AM
jga516$25.002/19/2011 5:30:24 AM
umfan123$25.002/19/2011 9:50:19 AM
the-discrete-income$50.002/19/2011 10:41:07 AM
kendigme$25.002/19/2011 10:47:20 AM
competent-p2p$50.002/19/2011 11:48:26 AM
commanding-income774$25.002/19/2011 11:24:19 AM
orderly-leverage$50.002/19/2011 11:44:06 AM
checzwick$25.002/19/2011 1:04:18 PM
kind-important-liberty9$25.002/19/2011 1:15:31 PM
YsoSLO$30.002/19/2011 2:48:37 PM
LR_Biker$50.002/19/2011 3:24:02 PM
supersarah61$25.002/19/2011 6:39:32 PM
vibraphone3$50.002/19/2011 5:55:14 PM
amlu1988$25.002/19/2011 9:33:33 PM
FinanceEngine$25.002/20/2011 7:51:04 AM
rlaboy$25.002/20/2011 7:24:17 AM
reflective-rupee$275.772/20/2011 8:08:32 AM
mammalian4$25.002/20/2011 8:14:59 AM
worthy-bid4$25.002/20/2011 8:55:42 AM
ingenious-interest1$50.002/20/2011 9:50:37 AM
DasMula$27.002/20/2011 11:06:53 AM
unclejaef$25.002/20/2011 10:14:06 AM
UHcougars$31.312/20/2011 11:23:42 AM
trevize$25.002/20/2011 2:28:43 PM
agreement-heart8$113.882/20/2011 4:10:57 PM
simplelender80$100.002/17/2011 5:30:36 PM
musegaze$100.002/17/2011 6:21:33 PM
genius520$100.002/17/2011 6:25:27 PM
jiggaman7$75.002/17/2011 6:27:55 PM
tech310$50.002/17/2011 6:29:57 PM
irrelevant$50.002/17/2011 6:33:24 PM
RMB-Investments$50.002/17/2011 7:56:56 PM
orangetrust$100.002/18/2011 12:45:27 PM
foxtrot12$100.002/18/2011 3:45:28 PM
economy-producer$25.002/18/2011 7:19:54 PM
LoanerPrincipal$25.002/18/2011 10:29:31 PM
DoctorJoe$25.002/19/2011 5:01:55 AM
jjswanso$50.002/19/2011 8:08:03 AM
the-silver-blaster$50.002/19/2011 11:09:00 AM
p123$25.002/19/2011 12:40:21 PM
GordoMG$50.002/19/2011 2:19:17 PM
autonomous-truth$50.002/19/2011 3:44:14 PM
loss-of-control$50.002/19/2011 4:24:47 PM
randsenterprise$25.002/19/2011 7:24:00 PM
the-profit-oracle$25.002/19/2011 9:15:21 PM
dckpolo$25.002/20/2011 8:14:34 AM
loss-of-control$25.002/20/2011 9:49:41 AM
green-unrivaled-felicity$50.002/20/2011 12:56:32 PM
YoungTaxMan$25.002/20/2011 1:22:37 PM
attractive-rate$25.002/20/2011 2:52:20 PM
marwadi-62$300.002/20/2011 2:24:21 PM
HelpfulLender1$25.002/20/2011 3:47:11 PM
MrBailey$25.552/20/2011 3:55:13 PM
75 Investments
 
Borrower Payment Dependent Notes Series 490789
This series of Notes was issued and sold upon the funding of the borrower loan #47233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $198.77
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1998 Debt/Income ratio: 17%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,783Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: POLRBEAR Borrower's state: California Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
620-639 (Sep-2008)
600-619 (Jul-2008)
 
Principal balance: $1,499.16 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to purchase a used car and to pay the remainder of my other prosper loan. The transmission of my 97 mustang needs to be replaced. The repairs are going to be around 1,200.I was thinking of donating the mustang and buying a used car. I have a chance to buy a 97 corolla for $3,000.

My financial situation:
I am a good candidate for this loan because? never been late with a payment.

Monthly net income: $ 2,600 Wife net income:$1200

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 55
?? Bridge toll $ 80
? Car expenses: $ 80
??Utilities: $ 26
??Phone, cable, internet: $ 36
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 105
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of $88.00.
"A long time group member, Lender with ~$1k invested and has brought his credit to an 'A' rating! A great investment!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:03:37 AM
Dollars4Rent$25.002/17/2011 9:04:48 AM
KarmaBum77$50.002/17/2011 9:05:18 AM
dammage$63.432/17/2011 9:05:09 AM
Oak-Parker$25.002/17/2011 9:05:31 AM
Jinja$58.002/17/2011 9:05:36 AM
CincyTex$50.002/17/2011 9:05:52 AM
svandgts$50.002/17/2011 9:05:51 AM
lendstats_com$50.002/17/2011 9:05:22 AM
Kissabledevil$50.002/17/2011 9:05:38 AM
LSAR$33.002/17/2011 9:05:47 AM
matthewa$25.002/17/2011 9:06:07 AM
Green-Baron$25.002/17/2011 9:06:13 AM
loanman2007$100.002/17/2011 9:06:45 AM
kulender$31.062/17/2011 9:08:39 AM
Kash2010lu$25.002/17/2011 9:11:06 AM
UCLA4life$50.002/17/2011 9:16:08 AM
musegaze$100.002/17/2011 9:20:59 AM
KapitalX$25.012/17/2011 9:24:57 AM
well-mannered-income3$30.002/17/2011 9:28:43 AM
diplomatic-wealth7$25.002/17/2011 9:26:09 AM
bookher2washington$25.002/17/2011 9:33:42 AM
Kennfusion$50.002/17/2011 9:32:28 AM
lendstats_com$50.002/17/2011 9:33:45 AM
jiggaman7$75.002/17/2011 9:29:44 AM
choss02$50.002/17/2011 9:46:02 AM
LittleMingo$25.002/17/2011 9:48:39 AM
RecoveryLender$25.002/17/2011 9:59:46 AM
bondhedger$25.002/17/2011 10:09:52 AM
symbiosis$50.002/17/2011 10:04:45 AM
loanman2007$250.002/17/2011 10:05:10 AM
hopheadmike$25.002/17/2011 10:27:52 AM
PrepWonder$81.032/17/2011 11:03:08 AM
wild-orange$50.002/17/2011 11:13:41 AM
whatreality$100.002/17/2011 11:11:22 AM
KTOWN$25.002/17/2011 9:05:08 AM
lasalsa03$25.002/17/2011 9:05:24 AM
halothane_logic$125.002/17/2011 9:05:14 AM
thinknovuu$25.002/17/2011 9:05:34 AM
tacologic$25.002/17/2011 9:05:45 AM
principal-star$25.002/17/2011 9:05:56 AM
well-rounded-dinero$150.002/17/2011 9:05:42 AM
JGuide$30.032/17/2011 9:05:49 AM
loanermn$25.002/17/2011 9:06:09 AM
simplelender80$100.002/17/2011 9:09:04 AM
profit-powerplant$25.002/17/2011 9:24:45 AM
genius520$100.002/17/2011 9:25:09 AM
HamachiMan$50.002/17/2011 9:24:01 AM
irrelevant$50.002/17/2011 9:25:24 AM
Jack55304$300.002/17/2011 9:25:43 AM
incbx$50.002/17/2011 9:27:03 AM
2grindstones$25.002/17/2011 9:29:05 AM
exciting-fairness$200.002/17/2011 9:33:53 AM
lendstats_com$200.002/17/2011 9:34:57 AM
tech310$50.002/17/2011 9:33:02 AM
CoolPlexer$25.002/17/2011 9:49:29 AM
Lancasterdust$35.002/17/2011 9:49:13 AM
NekHoldings$25.002/17/2011 9:56:57 AM
JJ9876$25.002/17/2011 10:02:26 AM
fxlivin$50.002/17/2011 11:03:04 AM
Huck007$500.002/17/2011 10:40:43 AM
JGuide$57.972/17/2011 11:15:50 AM
113121$400.002/17/2011 10:55:02 AM
payment-halo$25.002/17/2011 11:11:59 AM
113121$430.472/17/2011 11:18:32 AM
65 Investments
 
Borrower Payment Dependent Notes Series 490855
This series of Notes was issued and sold upon the funding of the borrower loan #47252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 5.55% Borrower rate/APR: 6.55% / 6.89% Monthly payment: $153.36
 
Lender servicing fee: 1.00% Effective Yield*: 5.55%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1992 Debt/Income ratio: 9%
Credit score: 820-839 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,981Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: openbox Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Leaping after carefully looking!
This loan will be used for initial operating and home office setup expenses for my transition into becoming an independent consultant for Human Resources and Facilities Services.

This loan will fund office furniture, a printer for 11x17 documents, and my first year of liability insurance. Remaining funds will be for operating expenses since it will be 3 months until receivables start coming in. (Find out about job, quote job, wait for approval, order stuff, wait for stuff to arrive, do job, invoice, NET 30 to get paid = 90 days). I have enough savings for household living expenses through the startup.

I have been a Facilities Services consultant as an employee at a mid-size business for 12 years, primarily working with banking institutions. I draft scopes of work, draw plans, source furniture, and coordinate with trades for branch remodels, relocations, corporate office restacks, and daily service requests. I am very integrated with the client?s organizations.

I worked a deal between the client and my employer to go out on my own, use the employer?s resources for a commission, and billing the client directly for my consulting services, project management services, etc.

I'm boring. I pay my bills. I will just be treading water for the first 90 days until I start getting my receivables paid, as demonstrated above.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: i want to help in this endeavor, it is more exciting than paying of debt so someone can owe me. i loved your profile until i saw 9 delinquencies in 7 yrs. Could you comment on this aspect, please. Ty - Chosen-one
A: All 9 delinquencies are for 9 consecutive months in a row that I was in a loan-mod standoff with Countrywide/BofA. I needed them to lower my payments on my rental property as rent values had dropped in half where it is located. They wouldn't work with me until I missed payments. At the end of the 9 months the payment was lowered to market rates so I resumed the payments. It was my 1st time in 20 years of credit to miss any payment. Business decision over pride. (Feb-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
BaxterEvil$25.002/15/2011 5:04:32 PM
Phantom99$100.002/15/2011 5:05:14 PM
benjamins-utopia$100.002/15/2011 5:05:36 PM
hitsman$50.002/15/2011 5:06:03 PM
sk10023$25.002/15/2011 5:07:12 PM
kyomoon$50.002/15/2011 5:03:10 PM
jenkris$25.002/15/2011 5:05:16 PM
meux99$25.002/15/2011 5:05:19 PM
acropiloterau2002$25.002/15/2011 5:05:50 PM
jonandmeg21$50.002/15/2011 5:04:35 PM
camaraderi-atmosphere$100.002/15/2011 5:08:01 PM
cebgop$25.002/15/2011 5:05:01 PM
paladin847$50.002/15/2011 5:05:22 PM
currency-persimmon$25.002/15/2011 5:08:56 PM
KWarrior$50.002/15/2011 5:06:08 PM
BankingFamily$50.002/15/2011 5:07:40 PM
radforj22$50.002/16/2011 2:47:28 AM
danny-lender$50.002/16/2011 8:51:21 AM
restless-balance9$50.002/16/2011 7:33:43 AM
sensible-order2$100.002/16/2011 11:31:25 AM
HHP$25.002/16/2011 3:10:27 PM
mojii77$50.002/16/2011 4:59:26 PM
misit$25.002/16/2011 11:05:43 AM
vtr1000$25.002/16/2011 12:43:12 PM
bds9646$26.002/16/2011 3:10:23 PM
Chewbaca$25.002/16/2011 3:19:00 PM
heavenly-interest9$50.002/16/2011 5:18:56 PM
lloyd_s$25.002/16/2011 5:19:11 PM
ThomasC$50.002/16/2011 5:56:34 PM
MTLoans$25.002/16/2011 5:19:02 PM
FundMaker$25.002/16/2011 5:34:34 PM
the-upbeat-p2p$50.002/16/2011 6:51:04 PM
orange-truth-pole$60.722/17/2011 5:58:04 AM
CPA-Banker$25.002/17/2011 9:40:07 AM
community-pipeline$25.002/17/2011 10:12:08 AM
blissful-penny$25.002/17/2011 10:16:09 AM
murren$25.002/17/2011 10:21:12 AM
newest-orbital-justice$50.002/17/2011 10:22:27 AM
Sigonio$25.002/17/2011 12:52:42 PM
exchange-pledge$100.002/17/2011 12:53:01 PM
rockstar78$50.002/17/2011 1:25:29 PM
reward-tamale1$25.002/17/2011 2:29:52 PM
Tylerh$100.002/17/2011 10:39:23 PM
1800porsche$25.002/17/2011 11:31:21 PM
cognizant-rate732$25.002/18/2011 3:09:18 AM
inforapenny$50.002/18/2011 2:53:03 AM
orindalender$50.002/18/2011 6:49:59 AM
economy-equilibrium7$46.572/18/2011 9:21:37 AM
skillful-treasure37$50.002/18/2011 10:06:33 AM
efficient-marketplace$25.002/18/2011 10:06:54 AM
SARMAR$50.002/18/2011 10:09:56 AM
shakespeare6$25.002/18/2011 11:00:00 AM
ProjectVenture$50.002/18/2011 4:30:51 PM
Ripsaw4U$50.002/18/2011 6:24:49 PM
BoughtTheFarm$25.002/19/2011 7:49:14 AM
BlueStreakLearning$25.002/19/2011 9:23:19 AM
DadWarbucks$60.002/19/2011 12:27:10 PM
TikPmp1$25.002/19/2011 12:33:35 PM
Uncle_Scrooge$50.002/19/2011 12:33:33 PM
108lender$250.002/19/2011 12:34:56 PM
don8ter$25.002/15/2011 5:04:58 PM
DukSerduk$25.002/15/2011 5:05:10 PM
wwwUniversal$25.002/15/2011 5:05:39 PM
a-responsible-return$50.002/15/2011 5:05:43 PM
tbrnet$50.002/15/2011 5:05:53 PM
duty-windmill$25.002/15/2011 5:05:59 PM
indomitable-coin$50.002/15/2011 5:07:59 PM
damage$25.002/15/2011 5:08:41 PM
cashhelp$60.002/15/2011 5:01:43 PM
epar$50.002/15/2011 5:03:07 PM
CashProvider$100.002/15/2011 5:03:38 PM
organized-payment6$25.002/15/2011 5:04:34 PM
compoundinterest$50.002/15/2011 5:04:56 PM
nimble-money0$25.002/15/2011 5:05:05 PM
CBO-Enterprise$50.002/15/2011 5:05:12 PM
truth-image$50.002/15/2011 5:05:27 PM
kid8549$25.002/15/2011 5:05:31 PM
bowdish1$50.002/15/2011 5:05:46 PM
kenji4861$25.002/15/2011 5:02:58 PM
velocity-solo$25.002/15/2011 5:07:45 PM
axl163$25.002/15/2011 5:07:54 PM
youqianderen$50.002/15/2011 5:05:24 PM
kulender$100.002/15/2011 5:05:34 PM
Brisket_Bob$25.002/15/2011 5:06:05 PM
BidDaddyBigBucks$25.002/15/2011 5:08:06 PM
Pickmar$25.002/15/2011 5:08:54 PM
skuba$50.002/15/2011 5:36:49 PM
Chosen-one$25.002/15/2011 10:30:51 PM
seineil$50.002/15/2011 10:50:28 PM
versatile-commerce$50.002/16/2011 2:58:58 PM
DavenportCapital$25.002/16/2011 4:59:44 PM
tedsrfdude$50.002/16/2011 5:19:00 PM
thedoctor$100.002/16/2011 6:04:48 PM
Daneistes$50.002/17/2011 5:00:19 AM
choss02$50.002/17/2011 9:44:34 AM
winlender$25.002/17/2011 10:12:36 AM
LoanAngel$25.002/17/2011 10:20:43 AM
dgammons$25.002/17/2011 10:17:40 AM
Elbanko$40.002/17/2011 11:27:17 AM
epic-interest0$25.002/17/2011 12:31:23 PM
be_wise$25.002/17/2011 4:45:12 PM
mpactlender$25.002/17/2011 5:50:21 PM
sharpey$25.002/18/2011 5:47:19 AM
TomDalonajay$25.002/18/2011 8:39:31 AM
efficient-treasure0$25.002/18/2011 10:07:00 AM
MARWARISETH$25.002/18/2011 10:06:58 AM
intuitive-integrity9$50.002/18/2011 10:08:14 AM
adama_48$25.002/18/2011 10:13:47 AM
CE88$100.002/18/2011 2:58:58 PM
otalon$33.002/18/2011 5:35:14 PM
ResQDoc$50.002/18/2011 7:54:22 PM
Kessler$29.872/19/2011 2:23:31 AM
Drewkeeper$25.002/19/2011 3:23:28 AM
Woodworker57$25.002/19/2011 3:12:31 AM
pumped130$25.002/19/2011 6:34:56 AM
ProjectVenture$50.002/19/2011 9:05:49 AM
Steveoo1$50.002/19/2011 10:54:48 AM
Mantis75$25.002/19/2011 12:34:27 PM
118 Investments
 
Borrower Payment Dependent Notes Series 491065
This series of Notes was issued and sold upon the funding of the borrower loan #47240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $557.38
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1995 Debt/Income ratio: 19%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 26 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,191Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: social-lightning1 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
social-lightning1
Purpose of loan:
This loan will be used to?
Consolidate and pay down credit cards.
My financial situation:
I am a good candidate for this loan because?? I consistantly pay my bills on time and want to pay down my debt within the next 4 years so I can retire.

Monthly net income: $7,349.00

Monthly expenses: $?4740
??Housing: $ 2,162
??Insurance: $?223
??Car expenses: $ 700
??Utilities: $?250
??Phone, cable, internet: $ 180
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 4000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan and have a few questions. First, what kind of construction do you do? Also, please list the debts you would like to consolidate, with outstanding balance, APR, and current min monthly payments. Thanks! - newest-funds-powerplant
A: I work commercial & light industrial construction. We did $220 million last year and have a backlog of $170 million so far this year and are projecting to due $280 million this year. I have 2 credit cards that have balances of $9800 and $9600 with APR's of 21%. The minimum monthly payments are $208 and $210. I have 3 payments left on one car that will free up $450.00 per month which will help to pay on this loan. (We were helping our son and his wife due to the flooding in Nashville this May.) (Feb-11-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: The total mortgage balance is $304,125.00 I had the house appraised 2 years ago and it appraised at $325,000. Homes are still selling in the $300 + range in our neighborhood. I have an FHA/VA loan that is transferrable if I needed to sell the house. (Feb-11-2011)
Q: Hi. Thanks for posting your loan. Could please provide balances, APR, and minimum payments for each of the accounts you plan to consolidate? - magnetic-dedication3
A: Balances Credit Card #1 $9,825.00 APR 21.99% Min Payment $210 per month. Credit Card #2 $9614.00 APR 21.99% Min Payment $208 per month. (Feb-11-2011)
Q: hi, what are the present interest rates on the cards your considering paying off? - firsttouch1
A: 21.99% APR (Feb-11-2011)
4 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
melodious-fairness$100.002/10/2011 9:05:02 AM
fishintime$100.002/10/2011 9:06:05 AM
enchanted-yield4$50.002/10/2011 9:08:21 AM
superb-funds335$25.002/10/2011 9:08:35 AM
don8ter$25.002/10/2011 9:10:31 AM
reflective-rupee$1,000.772/10/2011 9:33:11 AM
Shining-Star$100.002/10/2011 10:17:36 AM
kulender$100.002/10/2011 9:04:41 AM
benjamins-utopia$100.002/10/2011 9:04:52 AM
simplelender80$100.002/10/2011 9:05:17 AM
american6$100.002/10/2011 9:06:18 AM
sensible-order2$100.002/10/2011 9:06:37 AM
tomoe$25.002/10/2011 2:26:02 PM
bold-durability-drum$100.002/10/2011 9:07:15 AM
Pulchritudinous$25.002/10/2011 9:04:29 AM
irrelevant$50.002/10/2011 9:08:51 AM
marketplace-cello5$25.002/10/2011 9:06:21 AM
HamachiMan$50.002/10/2011 9:06:44 AM
DasMula$25.002/10/2011 9:13:06 AM
liberty-society5$25.002/10/2011 9:09:23 AM
EarlyRiser$250.002/10/2011 10:46:31 AM
Bank_Of_XL$100.002/10/2011 5:34:32 PM
The-Helper$25.002/10/2011 3:21:59 PM
radforj22$25.002/10/2011 9:51:08 PM
upbeat-finance8$50.002/11/2011 7:44:31 PM
macjp123$25.002/11/2011 1:57:26 PM
asset-professor$50.002/11/2011 2:12:25 PM
balance-force$40.002/11/2011 3:27:29 PM
magnetic-dedication3$25.002/11/2011 4:47:49 PM
loanman2007$250.002/12/2011 5:21:20 AM
skuba$50.002/12/2011 12:46:09 AM
chameleon125$25.002/12/2011 9:06:11 AM
MARWARISETH$25.002/12/2011 7:47:02 AM
hitsman$50.002/12/2011 12:08:04 PM
transformer855$50.002/13/2011 8:31:10 AM
GCInvestments$25.002/13/2011 5:21:19 PM
dynrep$200.002/13/2011 10:42:37 AM
commerce-yeller$30.002/13/2011 11:18:31 AM
BxRealtor$25.002/14/2011 8:22:30 AM
skifamily1992$25.002/13/2011 9:38:57 PM
jdwillcox$100.002/14/2011 2:46:54 AM
poolshark72$25.002/13/2011 11:38:33 PM
restless-currency$40.002/14/2011 11:57:53 AM
enchanted-note$25.002/14/2011 10:17:13 AM
6moonbeams$25.002/14/2011 10:01:51 AM
BidDaddyBigBucks$25.002/14/2011 4:07:05 PM
famous-bill$25.002/14/2011 2:39:46 PM
bigphish$50.002/14/2011 2:32:14 PM
Whipster$25.002/14/2011 2:39:55 PM
treasure-bliss$50.002/14/2011 4:49:51 PM
first-pragmatic-note$25.002/14/2011 9:55:43 PM
orange-courageous-dedication$50.002/14/2011 4:53:13 PM
wkeboarder21$100.002/14/2011 6:55:07 PM
meenan$45.092/15/2011 2:05:19 AM
orange-preeminant-bill$50.002/15/2011 2:36:35 AM
lendacity$25.002/15/2011 3:17:15 AM
wkeboarder21$50.002/15/2011 6:08:32 AM
jybank$25.002/15/2011 10:19:59 AM
jjswanso$50.002/15/2011 5:25:09 PM
loss-of-control$50.002/15/2011 3:07:00 PM
Mikules$30.512/15/2011 9:08:31 PM
divedude$25.002/16/2011 8:30:34 AM
jiggaman7$75.002/16/2011 9:24:47 AM
Dubbs360$25.002/16/2011 4:13:56 PM
durability-halibut$30.002/16/2011 10:21:09 AM
harperpotok$100.002/16/2011 12:46:37 PM
carlosjb$26.952/16/2011 2:25:13 PM
gracej$25.002/16/2011 5:15:10 PM
credit-investor5$50.002/16/2011 2:55:33 PM
tender-integrity3$100.002/16/2011 5:28:38 PM
grf1945$35.002/16/2011 6:05:48 PM
peripatetic$25.002/16/2011 6:06:13 PM
active-reward7$50.002/16/2011 6:06:22 PM
mingthemink$25.002/16/2011 7:01:33 PM
Ripsaw4U$50.002/17/2011 1:29:52 AM
geophreigh$25.002/17/2011 6:39:33 AM
Spring342$50.002/17/2011 10:03:26 AM
TennSquire$25.002/17/2011 10:13:34 AM
Avicell$50.002/17/2011 10:58:38 AM
bonanza1973$25.002/17/2011 11:12:46 AM
capital-motion0$150.002/17/2011 12:12:28 PM
cash-reaction2$50.002/17/2011 12:48:00 PM
exchange-pledge$100.002/17/2011 12:53:10 PM
frclmym$30.002/17/2011 1:15:22 PM
ddh81$50.002/17/2011 1:25:04 PM
hptcrabbers$25.002/17/2011 2:31:28 PM
progressive-power9$25.002/17/2011 3:09:55 PM
B-rad_the_Coug$25.002/17/2011 4:42:47 PM
encore06$25.002/17/2011 4:45:06 PM
ichibon$31.232/17/2011 4:45:22 PM
narblark$50.002/17/2011 4:56:47 PM
skillful-auction$50.002/17/2011 4:56:24 PM
zztopdog$141.352/17/2011 5:54:07 PM
loaner-dude$120.002/17/2011 6:13:31 PM
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deal-multiplier9$25.002/17/2011 6:47:46 PM
CPAMAN$25.002/17/2011 6:48:32 PM
agile-diversification2$25.002/17/2011 7:01:46 PM
floret596$25.002/17/2011 6:51:04 PM
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skillful-asset5$30.002/17/2011 7:47:00 PM
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BooRadley$25.002/17/2011 8:10:26 PM
AM2171$25.002/17/2011 9:45:12 PM
regahj99$25.002/17/2011 11:19:45 PM
1800porsche$25.002/17/2011 11:39:47 PM
whatreality$25.002/18/2011 5:53:53 AM
resource777$50.002/18/2011 7:01:01 AM
AtmaSingshu$25.002/18/2011 7:11:28 AM
108lender$200.002/18/2011 8:04:06 AM
imdave4me$250.002/18/2011 7:33:47 AM
agalt$75.002/18/2011 7:35:32 AM
Sol_Invictus$25.002/18/2011 7:47:44 AM
golden-bid9$25.002/18/2011 8:15:39 AM
building-america$25.002/18/2011 8:35:33 AM
liquidbread11$25.002/18/2011 9:00:55 AM
mckhbnpc$30.002/18/2011 9:28:28 AM
Oupa-George$25.002/18/2011 10:05:13 AM
attentive-vigilance1$50.002/18/2011 10:05:34 AM
Mar_Holdings_LLC$25.002/18/2011 10:06:05 AM
Leshan$25.002/18/2011 10:03:00 AM
contract-paloverde1$25.002/18/2011 10:03:39 AM
barchibald$50.002/18/2011 10:07:56 AM
currency-persimmon$25.002/18/2011 10:08:40 AM
GrowTK$25.002/18/2011 10:09:07 AM
DcUnited$30.002/18/2011 10:14:10 AM
MoneyMA$25.002/18/2011 10:17:04 AM
Butterfly1950$25.002/18/2011 10:18:30 AM
boatplug$25.002/18/2011 10:18:39 AM
leverage-holly$25.002/18/2011 10:26:51 AM
tharmon$50.002/18/2011 11:01:32 AM
payout-alien6$33.862/18/2011 10:16:44 AM
stampx$50.002/18/2011 12:43:00 PM
MLMarine$25.002/18/2011 12:44:50 PM
bryant05$100.002/18/2011 12:18:15 PM
macotra4$36.002/18/2011 12:45:45 PM
ShowMeTheMoney85$25.002/18/2011 1:19:10 PM
HiFinance$50.002/18/2011 2:13:01 PM
JeffHoll$50.002/18/2011 1:12:58 PM
Astyanax$50.002/18/2011 2:30:51 PM
velocity-solo$50.002/10/2011 9:06:12 AM
enthralling-deal180$100.002/10/2011 9:01:34 AM
jazzlender$50.002/10/2011 9:04:33 AM
gain-equator$25.002/10/2011 9:07:17 AM
genius520$100.002/10/2011 9:07:45 AM
Tradesmanlender$35.002/10/2011 9:06:58 AM
Nerdster1$25.052/10/2011 9:17:56 AM
2grindstones$25.002/10/2011 9:10:53 AM
cash-queen$25.002/10/2011 3:41:01 PM
jenkris$25.002/10/2011 4:22:14 PM
SolarMoonshine$25.002/10/2011 5:14:28 PM
RyanTH9893$25.002/10/2011 7:00:39 PM
newest-funds-powerplant$25.002/11/2011 9:03:17 AM
debt-force$25.002/11/2011 6:03:45 AM
hopeful-truth5$500.002/11/2011 7:02:36 AM
firsttouch1$200.002/11/2011 11:17:17 AM
felicity-loyalist0$25.002/11/2011 4:49:27 PM
felicity-loyalist0$25.002/11/2011 4:59:43 PM
spiff666$25.002/12/2011 8:36:22 AM
vine99$75.002/12/2011 10:43:27 AM
superb-kindness2$25.002/12/2011 3:13:07 PM
generous-deal6$25.002/13/2011 12:52:25 AM
incbx$50.002/13/2011 6:00:54 PM
payment-halo$25.002/13/2011 10:45:40 AM
efficient-treasure0$25.002/13/2011 3:06:21 PM
Reddy_Capital$25.002/13/2011 9:40:55 PM
Artist_Blue$25.002/14/2011 6:16:09 AM
witty-openness$25.002/14/2011 7:36:41 AM
tomaswk$1,000.002/14/2011 8:43:42 AM
top-courteous-peso$100.002/14/2011 2:43:01 PM
worthy-bid8$100.002/14/2011 2:41:11 PM
graceful-investment$73.532/15/2011 2:34:55 AM
a-finance-nirvana$25.002/15/2011 2:36:59 AM
loss-of-control$75.002/14/2011 5:17:14 PM
rockhound84$25.002/15/2011 6:27:23 AM
ramst41$25.002/14/2011 11:09:16 PM
rkt88edmo$27.582/15/2011 7:35:16 AM
power-secret-agent$25.002/15/2011 3:07:43 AM
dinero-speaker$25.002/15/2011 2:36:45 PM
John_Galt$57.932/15/2011 11:16:17 AM
credit-bliss8$25.002/15/2011 1:05:39 PM
1-HARD-HEAD$75.002/15/2011 3:56:06 PM
skillful-asset5$30.002/15/2011 7:22:28 PM
erowis$55.002/15/2011 5:54:32 PM
SmokeyMirror$50.002/15/2011 9:26:38 PM
Jazzy503$25.012/15/2011 9:40:20 PM
maximizer$25.002/16/2011 7:51:42 AM
versatile-commerce$50.002/16/2011 3:03:30 PM
epic-value6$50.002/16/2011 5:23:36 PM
jstnow$25.002/16/2011 4:40:49 PM
Pu239$60.002/16/2011 5:37:11 PM
350DGRZ$25.002/16/2011 8:00:04 PM
worth-arch$25.002/17/2011 7:16:29 AM
psonicl$50.002/17/2011 8:01:42 AM
courteous-bazaar$200.002/17/2011 9:22:59 AM
choss02$100.002/17/2011 9:42:20 AM
surfnav$25.002/17/2011 9:47:43 AM
GElender$50.002/17/2011 9:54:21 AM
tender-ore$30.002/17/2011 10:05:35 AM
newest-orbital-justice$50.002/17/2011 10:21:59 AM
alextiff01$25.002/17/2011 10:46:22 AM
Elbanko$40.002/17/2011 11:29:26 AM
TH99$25.002/17/2011 11:41:15 AM
mtp$50.002/17/2011 12:40:49 PM
platinum-genetics$25.002/17/2011 12:41:39 PM
SanJoser$25.002/17/2011 1:19:39 PM
rockstar78$50.002/17/2011 1:25:40 PM
iolaire$25.002/17/2011 1:08:04 PM
Coppercanyon$25.002/17/2011 1:08:34 PM
mightymousemom$50.002/17/2011 2:00:01 PM
CasaDeTomas$50.002/17/2011 3:14:29 PM
successful-agreement7$100.002/17/2011 3:15:28 PM
velocity-jalapeno$25.002/17/2011 4:45:47 PM
janus_god$25.002/17/2011 4:55:42 PM
power-trophy7$50.002/17/2011 4:56:19 PM
fcukciti$25.002/17/2011 4:56:53 PM
hightek$50.002/17/2011 4:56:07 PM
lenderrb$35.002/17/2011 4:56:40 PM
bid-czar8$100.002/17/2011 5:01:08 PM
affluence-promise$25.002/17/2011 6:21:41 PM
nojoke411$50.002/17/2011 6:36:56 PM
LoanBrkr$25.002/17/2011 6:48:22 PM
gilbrear$25.002/17/2011 7:02:52 PM
social-investor5$25.002/17/2011 7:34:45 PM
responsible-investment0$50.002/17/2011 9:24:06 PM
frogperson$250.002/17/2011 9:56:58 PM
Tylerh$100.002/17/2011 10:41:18 PM
WalnutCreekguy$50.002/17/2011 10:14:06 PM
Quetz$50.002/17/2011 11:15:18 PM
PatriotKnight$25.002/18/2011 5:29:10 AM
Diver27$25.002/18/2011 6:41:32 AM
all_of_that_one$35.002/18/2011 7:14:45 AM
loyalty-sherpa$25.002/18/2011 7:00:33 AM
buffalobills$25.002/18/2011 7:37:47 AM
doopers$50.002/18/2011 7:43:57 AM
haplender$50.002/18/2011 8:39:29 AM
FinanceEngine$25.002/18/2011 9:10:28 AM
dpdn57$25.002/18/2011 9:45:17 AM
EmmaDog44$25.002/18/2011 9:53:18 AM
YellowJacket$25.002/18/2011 10:07:45 AM
CornerKetch$25.002/18/2011 10:04:40 AM
lostontheedge$25.002/18/2011 10:08:34 AM
payout-mongoose$34.522/18/2011 10:10:34 AM
dollar-pillow4$100.002/18/2011 10:38:44 AM
inspired-duty5$50.002/18/2011 10:36:40 AM
market-pudding$25.002/18/2011 11:25:47 AM
falcone$25.002/18/2011 11:29:52 AM
mpatrick$25.002/18/2011 12:42:18 PM
discrete-basis1$50.002/18/2011 12:43:45 PM
orangetrust$100.002/18/2011 12:45:47 PM
integrity-trumpet$50.002/18/2011 12:29:29 PM
order-gondola$25.002/18/2011 12:29:46 PM
reflective-cash0$50.002/18/2011 1:40:21 PM
Mark0135$50.002/18/2011 1:28:59 PM
rdav$25.002/18/2011 12:44:07 PM
doncm$50.002/18/2011 1:56:48 PM
VBPlayer$30.002/18/2011 1:57:37 PM
bold-enthralling-yield$25.002/18/2011 12:45:35 PM
Clicktogetmoney$30.002/18/2011 2:08:34 PM
reward-rancher$25.002/18/2011 1:03:30 PM
first-silver-bridge$50.002/18/2011 1:29:49 PM
MoneyForNothing$15.622/18/2011 2:35:21 PM
enthusiastic-market2$50.002/18/2011 2:35:11 PM
263 Investments
 
Borrower Payment Dependent Notes Series 492215
This series of Notes was issued and sold upon the funding of the borrower loan #47302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 16.15% Monthly payment: $68.35
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 6.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1997 Debt/Income ratio: Not calculated
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 9Length of status:7y 4m
Amount delinquent: $6,404 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,113Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: kindness-statue Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
bid-czar8$100.002/17/2011 5:04:39 PM
kulender$100.002/17/2011 5:24:52 PM
melodious-fairness$50.002/17/2011 5:43:48 PM
simplelender80$100.002/17/2011 5:44:54 PM
benjamins-utopia$50.002/17/2011 5:41:31 PM
organized-payment6$50.002/17/2011 6:19:49 PM
GrayStudio$25.002/17/2011 6:22:52 PM
lendacity$25.002/17/2011 6:27:38 PM
Tylerh$100.002/17/2011 10:43:06 PM
goodhearted-basis4$25.002/18/2011 10:13:33 AM
ProjectVenture$25.002/18/2011 4:30:58 PM
wild-orange$25.002/19/2011 1:49:28 AM
marketplace-cello5$50.002/19/2011 2:03:57 AM
psonicl$50.002/19/2011 12:06:21 PM
MadHun$100.002/19/2011 8:59:33 PM
Ambassador$40.002/20/2011 5:47:35 AM
marwadi-62$100.002/20/2011 2:28:37 PM
principal-injector2$50.002/20/2011 3:44:54 PM
Engineer44$25.002/20/2011 11:09:49 PM
enthralling-deal180$100.002/17/2011 5:32:08 PM
BxRealtor$25.002/17/2011 5:48:37 PM
HamachiMan$50.002/17/2011 6:24:06 PM
don8ter$25.002/17/2011 6:23:11 PM
macjp123$25.002/17/2011 6:27:21 PM
irrelevant$50.002/17/2011 6:32:12 PM
Tradesmanlender$35.002/17/2011 6:37:53 PM
SmallTown5$38.832/18/2011 6:43:56 AM
competent-p2p$25.002/18/2011 8:08:47 AM
velocity-solo$25.002/18/2011 10:09:53 AM
radforj22$25.002/18/2011 1:53:19 PM
fallentimbers$25.002/19/2011 6:27:08 AM
alliancecapital1$25.002/19/2011 8:50:22 AM
Artist_Blue$25.002/19/2011 9:52:28 AM
kmr2$100.002/19/2011 9:56:24 AM
tomdooley12520$25.002/20/2011 7:27:25 AM
agreement-heart8$200.002/20/2011 4:15:10 PM
PurdueMarine$50.002/20/2011 4:38:49 PM
prudent-dinero$25.002/20/2011 7:41:44 PM
MoneyForNothing$11.172/20/2011 11:11:08 PM
39 Investments
 
Borrower Payment Dependent Notes Series 492581
This series of Notes was issued and sold upon the funding of the borrower loan #47248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1996 Debt/Income ratio: 13%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,336Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: first-purposeful-gain Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debit Consolidation Loan
Purpose of loan:
This loan will be used to help consolidate some of my credit card debit in order to get on track and plan for my future.

My financial situation:
I am a good candidate for this loan because although I have a lot of debt and a bumpy history, I have a secure job and am able to pay my bills every month. I would like this loan in order to pay them off quicker and allow me to work on paying off other debt at the same time. As of now I keep paying but with such high rates and a number of companies to pay to I cannot make progress, all bills are being paid but I would like to do this in a more effective way.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $1150
??Insurance: $ 200
??Car expenses: $ 100
??Utilities: $ 325
??Phone, cable, internet: $ 200
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1500
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
selector568$50.002/6/2011 12:05:40 PM
suave-dime6$25.002/6/2011 12:10:11 PM
sensible-order2$100.002/6/2011 12:04:27 PM
gain-equator$25.002/6/2011 12:11:54 PM
HamachiMan$50.002/6/2011 12:10:43 PM
authoritative-platinum7$25.002/6/2011 12:12:29 PM
festeringsnot$25.002/6/2011 6:55:57 PM
DHolly$30.002/6/2011 12:41:47 PM
lendstats_com$200.002/6/2011 8:24:44 PM
Investoman$50.002/6/2011 12:15:23 PM
2grindstones$25.002/6/2011 1:47:32 PM
good4loan$25.002/6/2011 5:40:18 PM
reflective-rupee$100.772/6/2011 8:32:22 PM
loanman2007$100.002/7/2011 5:17:41 AM
amlu1988$25.002/7/2011 10:29:26 AM
leverage-monger$25.002/7/2011 11:23:43 AM
mikeandcat$100.002/7/2011 11:22:32 AM
Artist_Blue$25.002/7/2011 12:00:56 PM
scamps$25.002/7/2011 12:50:16 PM
hopeful-truth5$100.002/7/2011 12:05:09 PM
shrewd-income$25.002/7/2011 4:01:01 PM
finance-prescription$50.002/7/2011 2:43:10 PM
mpatrick$25.002/8/2011 2:26:32 PM
evergreen16$100.002/8/2011 9:23:08 AM
Myrick$25.002/8/2011 10:00:48 AM
brightest-dignified-penny$25.002/8/2011 10:48:05 AM
dynamic-platinum$50.002/8/2011 1:07:27 PM
important-openness1$50.002/8/2011 1:37:34 PM
velocity-solo$30.002/8/2011 5:31:53 PM
loss-of-control$25.002/8/2011 6:09:03 PM
well-rounded-dinero$75.002/8/2011 5:41:00 PM
skuba$25.002/8/2011 6:06:33 PM
ciscoparrot$25.002/8/2011 6:07:03 PM
CapitalismRocks$25.002/8/2011 6:13:01 PM
new-social-economist$60.002/8/2011 6:13:03 PM
IIP77$25.002/8/2011 6:09:39 PM
reward-adventure$42.152/8/2011 6:10:51 PM
OLYVRC$50.002/8/2011 6:11:16 PM
liberty-society5$25.002/6/2011 12:11:13 PM
kulender$50.002/6/2011 12:03:13 PM
Kash2010lu$28.002/6/2011 12:05:36 PM
simplelender80$200.002/6/2011 12:04:56 PM
jazzlender$25.002/6/2011 12:05:19 PM
trade-goblin9$25.002/6/2011 1:15:36 PM
orderly-leverage$50.002/6/2011 12:09:29 PM
profit-powerplant$25.002/6/2011 12:12:18 PM
Bob450$25.002/6/2011 12:14:03 PM
deegeeman$50.002/6/2011 12:14:57 PM
genius520$100.002/6/2011 12:15:42 PM
nodebt2012$25.002/6/2011 12:19:08 PM
upbeat-finance8$25.002/6/2011 12:14:52 PM
eboomer2611$25.002/6/2011 8:23:15 PM
DasMula$38.842/6/2011 1:12:19 PM
hurricanefever$50.002/6/2011 2:12:08 PM
FundMaker$25.002/6/2011 5:02:41 PM
papaloha$25.002/6/2011 7:11:02 PM
Lend2006$25.002/7/2011 6:08:18 AM
Tizzo27$30.432/7/2011 7:56:34 AM
favorite-commerce$75.002/7/2011 7:08:59 AM
greencat$50.002/7/2011 7:25:27 AM
KSPHoldings$25.002/7/2011 8:10:59 AM
foothillender$25.002/7/2011 8:35:48 AM
nickel-launcher$25.002/7/2011 8:58:21 AM
benjamins-utopia$50.002/7/2011 10:36:47 AM
musegaze$100.002/7/2011 9:37:47 AM
deepblue34$30.002/7/2011 3:16:14 PM
AF-Chief$50.002/7/2011 12:01:55 PM
Ocean713$50.002/7/2011 2:51:12 PM
all_of_that_one$30.002/7/2011 6:41:20 PM
skillful-asset5$25.002/7/2011 6:30:51 PM
commitment-orbiter5$50.002/7/2011 8:05:58 PM
benefit-boots$25.002/7/2011 10:53:48 PM
dudebrah$25.002/7/2011 9:33:52 PM
branaa99$25.002/8/2011 10:46:45 AM
consummate-loyalty1$25.002/8/2011 11:10:58 AM
slxvq$45.002/8/2011 8:28:35 AM
investment-cluster$25.002/8/2011 2:56:34 PM
SkinnyFish$50.002/8/2011 1:13:11 PM
money-bauble$100.002/8/2011 1:26:21 PM
indomitable-dedication$50.002/8/2011 1:30:53 PM
I-Believe-In-You$28.652/8/2011 1:40:17 PM
wealth-competitor$25.812/8/2011 4:17:06 PM
balance-force$25.002/8/2011 5:49:06 PM
spiff666$25.002/8/2011 5:26:24 PM
deal-hickory5$50.002/8/2011 6:05:42 PM
tnjohnso$25.002/8/2011 6:09:05 PM
mykkai$25.002/8/2011 5:42:17 PM
Shawn95187$25.002/8/2011 5:49:05 PM
MilitaryLending$25.002/8/2011 6:10:25 PM
gold-commander0$50.002/8/2011 6:08:46 PM
Marfloogan$25.002/8/2011 6:12:46 PM
speedy-point$25.002/8/2011 6:13:00 PM
92 Investments
 
Borrower Payment Dependent Notes Series 492635
This series of Notes was issued and sold upon the funding of the borrower loan #47299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $165.49
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1976 Debt/Income ratio: 5%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 4 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: top-thoughtful-money Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bto13e
Purpose of loan:
This loan will be used to? pay off some temporary debts.

My financial situation:
I am a good candidate for this loan because? I am a very established employee and always receive consistent work.

Monthly net income: $

Monthly expenses: $
??Housing: $?0
??Insurance: $ 180
??Car expenses: $?345
??Utilities: $ 100
??Phone, cable, internet: $ 45
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
nethosters$25.002/15/2011 5:01:11 PM
simplelender80$100.002/15/2011 5:02:20 PM
Wangchuk$25.002/15/2011 5:03:19 PM
nickel-hickory$25.002/15/2011 5:04:45 PM
genius520$100.002/15/2011 5:06:54 PM
Shining-Star$25.002/15/2011 5:35:12 PM
Bob450$25.002/15/2011 5:45:10 PM
I-Believe-In-You$25.002/15/2011 7:33:05 PM
suave-dime6$25.002/15/2011 5:03:23 PM
head$25.002/15/2011 8:04:45 PM
SFBank$200.002/15/2011 5:03:49 PM
Kash2010lu$54.002/15/2011 5:02:13 PM
kulender$50.002/15/2011 5:02:30 PM
Jack55304$100.002/15/2011 5:03:04 PM
profit-powerplant$25.002/15/2011 5:06:43 PM
liberty-destiny3$25.002/15/2011 5:07:48 PM
mrxtravis$25.002/15/2011 5:08:09 PM
musegaze$100.002/15/2011 5:08:46 PM
liberty-society5$25.002/15/2011 5:09:12 PM
investment-artist$25.002/15/2011 5:13:03 PM
impala6464$75.002/15/2011 5:39:04 PM
a-finance-nirvana$25.002/15/2011 5:36:52 PM
sk10023$25.002/15/2011 6:22:25 PM
interstellar$75.002/15/2011 6:41:42 PM
Runegeld$25.002/15/2011 8:31:37 PM
realtormoises$25.002/15/2011 7:33:17 PM
2grindstones$25.002/15/2011 7:33:53 PM
peso-bonaza$25.002/15/2011 9:36:35 PM
direct-social3$50.002/15/2011 10:55:44 PM
Armyman122$50.002/16/2011 1:10:47 AM
WMY-Investor$100.002/15/2011 10:27:14 PM
seineil$100.002/15/2011 10:47:50 PM
S-Master$50.002/16/2011 2:29:07 AM
social-heart$50.002/16/2011 4:04:55 AM
B2152$25.002/16/2011 4:49:20 AM
pembull$75.002/15/2011 5:01:37 PM
wealth-pipeline$25.002/15/2011 5:02:44 PM
one-midas$25.002/15/2011 5:04:14 PM
orderly-leverage$50.002/15/2011 5:06:29 PM
competent-p2p$30.002/15/2011 5:08:03 PM
jiggaman7$50.002/15/2011 5:08:29 PM
liberty-magnate$25.002/15/2011 5:15:07 PM
DasMula$86.572/15/2011 5:23:45 PM
Shining-Star$25.002/15/2011 5:34:56 PM
entertaining-greenback2$25.002/15/2011 5:54:13 PM
Hummer-Guy$25.002/15/2011 6:01:18 PM
larryboy10$25.002/15/2011 7:18:42 PM
favorite-commerce$50.002/15/2011 8:17:55 PM
reflective-rupee$400.772/15/2011 5:06:07 PM
irrelevant$50.002/15/2011 5:07:03 PM
point-pinnacle$25.002/15/2011 9:34:23 PM
restless-dime$25.002/15/2011 5:04:43 PM
Ruckus888$50.002/15/2011 5:08:23 PM
cash-reaction2$50.002/15/2011 5:09:05 PM
JPMorrisLegacyFund$224.092/15/2011 10:52:50 PM
HamachiMan$50.002/15/2011 5:06:37 PM
Artist_Blue$25.002/16/2011 2:02:57 AM
diplomatic-wealth7$25.002/15/2011 5:07:15 PM
money-baron$50.002/15/2011 5:36:54 PM
Moe87$25.582/16/2011 3:36:44 AM
VJ_Financial$50.002/15/2011 6:38:26 PM
wonder3$25.002/15/2011 6:43:33 PM
hopeful-truth5$100.002/15/2011 8:21:30 PM
OLYVRC$25.002/15/2011 8:35:21 PM
zorg77$25.002/15/2011 9:07:16 PM
agreement-animal$50.002/16/2011 1:38:38 AM
capital-galaxy$225.002/16/2011 4:01:26 AM
loanman2007$28.992/16/2011 4:53:43 AM
68 Investments
 
Borrower Payment Dependent Notes Series 493107
This series of Notes was issued and sold upon the funding of the borrower loan #47278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,277.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $233.24
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1997 Debt/Income ratio: 11%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:9y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $618Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: enthusiastic-greenback3 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an motorcycle
I plan to use the loan to upgrade to a newer motorcycle. The bike I have now is on sale. I will use the money earned from that selll to pay down the loan I take out for my new bike. I the spring and summer time I use my bike as a primary means of transport.The bike I really want to get is on sale now, and I don't want to wait until my bike is sold to purchase it. I can make the monthly payments because 1) i have been working 9 years at the same job 2) I do not have any large outstanding balances that would interfer with me paying back the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/14/2011 9:02:56 AM
melodious-fairness$100.002/14/2011 9:03:07 AM
genius520$100.002/14/2011 9:04:57 AM
commerce-yeller$30.002/14/2011 9:08:10 AM
velocity-solo$25.002/14/2011 9:09:43 AM
lendstats_com$200.002/14/2011 10:16:57 AM
simplelender80$100.002/14/2011 9:03:17 AM
Pulchritudinous$25.002/14/2011 9:00:29 AM
hitsman$50.002/14/2011 9:07:30 AM
marketplace-cello5$25.002/14/2011 9:04:38 AM
macjp123$25.002/14/2011 9:07:29 AM
radforj22$25.002/14/2011 9:08:38 AM
incbx$50.002/14/2011 9:09:14 AM
GCInvestments$25.002/14/2011 9:09:28 AM
jdwillcox$100.002/14/2011 9:09:31 AM
Artist_Blue$25.002/14/2011 1:47:21 PM
efficient-treasure0$25.002/14/2011 2:35:50 PM
Astounding$25.002/14/2011 2:42:49 PM
fishintime$100.002/14/2011 4:32:47 PM
lendacity$25.002/15/2011 3:17:41 AM
rate-hickory$25.002/15/2011 6:50:30 AM
credit-bliss8$25.002/15/2011 1:05:57 PM
zorg77$25.002/15/2011 9:08:16 PM
SmokeyMirror$50.002/15/2011 9:26:51 PM
EarlyRiser$250.002/16/2011 7:01:10 AM
jiggaman7$75.002/16/2011 9:24:55 AM
sensible-order2$100.002/16/2011 3:34:20 PM
harperpotok$100.002/16/2011 12:46:47 PM
skuba$50.002/16/2011 5:23:48 PM
a-finance-nirvana$25.002/16/2011 5:29:17 PM
350DGRZ$25.002/16/2011 8:00:08 PM
worth-arch$25.002/17/2011 7:16:42 AM
psonicl$50.002/17/2011 8:01:57 AM
choss02$100.002/17/2011 9:42:48 AM
alextiff01$25.002/17/2011 10:47:26 AM
progressive-power9$25.002/17/2011 3:10:22 PM
treasure-bliss$50.002/17/2011 4:48:49 PM
jenkris$25.002/17/2011 4:59:07 PM
bid-czar8$100.002/17/2011 5:01:38 PM
orange-preeminant-bill$50.002/17/2011 4:58:47 PM
GElender$28.672/17/2011 6:35:02 PM
BooRadley$25.002/17/2011 8:10:34 PM
WalnutCreekguy$50.002/17/2011 10:14:32 PM
debt-force$25.002/18/2011 4:15:43 AM
golden-bid9$25.002/18/2011 8:15:50 AM
contract-paloverde1$25.002/18/2011 10:03:50 AM
GrowTK$25.002/18/2011 10:09:24 AM
rdav$25.002/18/2011 12:44:21 PM
orangetrust$100.002/18/2011 12:46:03 PM
reflective-cash0$50.002/18/2011 1:40:58 PM
rate-gravity$25.002/18/2011 5:45:54 PM
Pennywize$50.002/19/2011 7:19:19 AM
cgHaxor$50.002/19/2011 8:08:50 AM
gracej$25.002/19/2011 9:09:07 AM
epic-value6$50.002/19/2011 9:12:07 AM
credit-investor5$50.002/19/2011 9:16:21 AM
orange-dollar-guild$25.002/19/2011 9:55:08 AM
6moonbeams$25.002/19/2011 9:56:54 AM
lenderrb$35.002/19/2011 9:56:59 AM
agiovasil$25.002/19/2011 9:54:20 AM
mtp$50.002/19/2011 9:56:47 AM
restless-currency$40.002/19/2011 9:56:55 AM
superb-funds335$25.002/19/2011 9:57:15 AM
theaterguy$25.002/19/2011 9:59:24 AM
ClearLake$25.002/19/2011 9:59:33 AM
anders94$50.002/19/2011 10:00:00 AM
liberty-society5$25.002/14/2011 9:03:48 AM
Tradesmanlender$35.002/14/2011 9:04:49 AM
don8ter$25.002/14/2011 9:06:07 AM
HamachiMan$50.002/14/2011 9:06:36 AM
BxRealtor$25.002/14/2011 9:10:07 AM
jazzlender$25.002/14/2011 9:06:27 AM
enthralling-deal180$75.002/14/2011 9:00:39 AM
kulender$100.002/14/2011 9:00:44 AM
irrelevant$50.002/14/2011 9:05:23 AM
thrifty-dedication$50.002/14/2011 2:35:27 PM
competent-p2p$30.002/14/2011 9:07:49 AM
loanman2007$150.002/14/2011 1:18:05 PM
SolarMoonshine$25.002/14/2011 5:10:21 PM
orange-courageous-dedication$50.002/14/2011 4:53:34 PM
euro-deployment$25.002/15/2011 12:25:35 PM
gain-equator$25.002/16/2011 3:36:10 PM
Ripsaw4U$50.002/17/2011 1:30:04 AM
the-fairness-tsunami290$35.002/17/2011 6:43:09 AM
payment-halo$25.002/17/2011 11:19:05 AM
exchange-pledge$100.002/17/2011 12:53:30 PM
rockstar78$50.002/17/2011 1:25:56 PM
hptcrabbers$25.002/17/2011 2:31:57 PM
successful-agreement7$100.002/17/2011 3:15:38 PM
CasaDeTomas$50.002/17/2011 3:14:43 PM
Tylerh$100.002/17/2011 10:41:40 PM
1800porsche$25.002/17/2011 11:40:03 PM
famous-bill$25.002/18/2011 5:57:32 AM
resource777$50.002/18/2011 7:01:15 AM
108lender$200.002/18/2011 8:04:32 AM
imdave4me$25.002/18/2011 7:31:39 AM
attentive-vigilance1$50.002/18/2011 10:05:51 AM
MoneyMA$25.002/18/2011 10:17:24 AM
tharmon$50.002/18/2011 11:01:50 AM
market-pudding$25.002/18/2011 11:40:31 AM
heavy_ax$25.002/18/2011 12:28:33 PM
shawnw2$25.002/18/2011 3:19:42 PM
graceful-investment$100.002/19/2011 3:58:30 AM
psycardis$25.002/19/2011 7:20:11 AM
best-listing-toro$25.002/19/2011 9:04:37 AM
tender-integrity3$31.342/19/2011 9:12:31 AM
active-reward7$50.002/19/2011 9:12:05 AM
Mar_Holdings_LLC$25.002/19/2011 9:16:36 AM
discrete-basis1$50.002/19/2011 9:17:15 AM
BidDaddyBigBucks$25.002/19/2011 9:19:04 AM
obedient-funds6$50.002/19/2011 9:19:25 AM
loyalty-sherpa$25.002/19/2011 9:15:32 AM
meenan$50.002/19/2011 9:22:27 AM
Florida67$50.002/19/2011 9:24:18 AM
loan_doctor$25.002/19/2011 9:19:49 AM
dinero-speaker$25.002/19/2011 9:23:43 AM
worthy-bid8$50.002/19/2011 9:46:47 AM
CalCollegeFund19$26.232/19/2011 9:52:45 AM
Mr_Marcus$50.002/19/2011 9:55:33 AM
bigphish$25.002/19/2011 9:56:32 AM
peripatetic$25.002/19/2011 9:57:22 AM
grf1945$35.002/19/2011 9:57:29 AM
silver-enlightenment0$57.822/19/2011 9:55:15 AM
MARWARISETH$25.002/19/2011 9:56:35 AM
ferdberfel$50.002/19/2011 9:57:12 AM
compwhiz$25.002/19/2011 9:56:40 AM
generous-deal6$50.002/19/2011 9:56:52 AM
cash-reaction2$50.002/19/2011 9:57:20 AM
omerta6102$38.352/19/2011 9:59:28 AM
Preferred-Lender$25.002/19/2011 9:59:48 AM
pdxKurt$40.902/19/2011 9:59:54 AM
131 Investments
 
Borrower Payment Dependent Notes Series 493179
This series of Notes was issued and sold upon the funding of the borrower loan #47257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-16-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1998 Debt/Income ratio: 12%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,336Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: USMC06 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to? consolidate some debt.

My financial situation:
I am a good candidate for this loan because?
I have Never defaulted on a loan. I am very financially responsible. I am using Prosper to fund a loan because most credit card companies are looking to charge around 19% for a personal loan. My credit score is a litttle low due to high credit card balances, but all of them are getting paid and on time.
Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 724
??Insurance: $100
??Utilities: $?80
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What type of work? B.E.J. - bejfishing
A: NYC Sandhog (Feb-09-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/8/2011 5:02:34 PM
commerce-yeller$25.002/8/2011 5:06:53 PM
jenkris$25.002/8/2011 5:09:01 PM
HamachiMan$50.002/8/2011 5:09:28 PM
bold-durability-drum$100.002/8/2011 5:10:25 PM
genius520$100.002/8/2011 5:11:50 PM
impressive-credit431$100.002/8/2011 5:07:35 PM
fishintime$100.002/8/2011 5:07:48 PM
Tradesmanlender$35.002/8/2011 5:10:12 PM
sensible-order2$100.002/8/2011 5:08:42 PM
gain-equator$25.002/8/2011 5:10:51 PM
Stack23$25.002/8/2011 6:16:27 PM
penny-plato$25.002/8/2011 6:24:47 PM
lenderrb$35.002/8/2011 6:41:26 PM
vutah$25.002/8/2011 9:48:57 PM
GrayStudio$25.002/8/2011 11:11:22 PM
big-lendin$75.002/9/2011 6:16:09 AM
cclady$100.002/9/2011 10:03:31 AM
sk10023$40.002/9/2011 10:35:52 AM
nebraskajen$25.002/9/2011 1:10:35 PM
spiff666$25.002/10/2011 8:42:44 AM
dime-smasher5$25.002/9/2011 8:26:44 PM
Moneypenny6$25.002/10/2011 8:07:42 AM
FundMaker$25.002/10/2011 6:11:37 AM
buffalobills$25.002/10/2011 8:07:25 AM
crw1950$48.572/11/2011 5:25:51 AM
JeffHoll$100.002/11/2011 7:23:44 AM
loss-of-control$50.002/11/2011 4:21:28 PM
japerk$25.002/11/2011 11:26:51 AM
bigphish$25.002/11/2011 11:31:12 AM
tonpa$40.002/11/2011 12:04:06 PM
Corellia$100.002/12/2011 6:19:46 AM
MARWARISETH$25.002/12/2011 7:46:52 AM
Grandmahoneybee$36.612/12/2011 9:01:54 AM
meenan$50.002/12/2011 2:17:37 AM
sensible-fund$37.712/12/2011 2:59:28 AM
chameleon125$25.002/12/2011 9:07:51 AM
swti37$100.002/13/2011 8:20:00 AM
PotBellyPete$225.002/13/2011 2:33:27 PM
organized-payment6$50.002/13/2011 9:17:56 AM
Figure4$25.002/13/2011 1:39:16 PM
BxRealtor$25.002/14/2011 8:22:19 AM
GCInvestments$25.002/13/2011 5:21:10 PM
efficient-treasure0$25.002/13/2011 3:06:11 PM
thankful-nickel2$25.002/13/2011 3:43:29 PM
sharp518$100.002/13/2011 9:16:32 PM
ferdberfel$50.002/14/2011 2:43:22 PM
mammalian4$25.002/14/2011 5:31:23 PM
riproaringrapids$25.002/14/2011 7:32:15 PM
first-pragmatic-note$25.002/14/2011 9:55:33 PM
hightek$50.002/15/2011 6:31:34 AM
power-trophy7$50.002/15/2011 6:56:18 AM
Leshan$75.002/15/2011 5:48:57 AM
cerebral-dollar773$100.002/15/2011 6:50:33 AM
coin-amigo$30.002/15/2011 10:05:29 AM
gracej$25.002/15/2011 3:12:42 PM
swpski$50.002/15/2011 9:43:15 AM
p_amadeus$25.492/15/2011 10:22:28 AM
dinero-speaker$25.002/15/2011 2:36:40 PM
chungfang$50.002/15/2011 2:33:45 PM
Ricajote$25.002/15/2011 6:09:51 PM
SmokeyMirror$50.002/15/2011 9:26:33 PM
loan-upholder4$25.002/16/2011 8:05:58 AM
noble-marketplace$30.002/16/2011 3:20:07 AM
dollardave$50.652/16/2011 2:52:41 AM
Lou-Holtz$25.002/16/2011 5:17:55 AM
MrBenz$192.342/16/2011 7:42:20 AM
maximizer$25.002/16/2011 7:51:34 AM
zztopdog$68.912/16/2011 8:36:25 AM
melodious-fairness$50.002/8/2011 5:05:12 PM
simplelender80$100.002/8/2011 5:05:28 PM
american6$100.002/8/2011 5:08:08 PM
benjamins-utopia$50.002/8/2011 5:04:59 PM
kulender$100.002/8/2011 5:04:36 PM
jazzlender$25.002/8/2011 5:06:20 PM
reward-tsunami7$50.002/8/2011 5:32:41 PM
velocity-solo$50.002/8/2011 5:07:56 PM
marketplace-cello5$25.002/8/2011 5:08:24 PM
kmr2$100.002/8/2011 5:11:54 PM
mykkai$25.002/8/2011 6:12:30 PM
platinum-sorcerer6$50.002/8/2011 6:15:48 PM
superb-funds335$25.002/8/2011 8:31:11 PM
investment-artist$25.002/9/2011 8:27:00 AM
hopeful-truth5$50.002/9/2011 7:07:26 AM
selector568$50.002/9/2011 9:55:54 AM
irrelevant$50.002/9/2011 7:01:54 AM
friendinmoney$25.002/9/2011 7:37:07 AM
dt_one$25.002/9/2011 11:33:04 AM
aquarexbi$50.002/9/2011 12:57:47 PM
John_Galt$44.002/9/2011 7:45:04 PM
don8ter$25.002/10/2011 7:57:23 AM
RyanTH9893$25.002/9/2011 5:39:02 PM
Planecourage$36.002/9/2011 11:26:02 PM
tomoe$25.002/10/2011 2:41:18 PM
RedCentre$500.002/10/2011 12:26:29 PM
1SteelerFan$30.002/10/2011 10:27:26 PM
RandyL3$25.002/11/2011 1:13:32 AM
investinFla$43.362/11/2011 7:17:21 AM
radforj22$25.002/10/2011 9:50:33 PM
Artist_Blue$25.002/11/2011 6:06:08 AM
worthy-bid8$50.002/11/2011 6:06:40 AM
a-restless-dollar$82.692/11/2011 8:52:06 AM
ethicalhumanist$50.002/11/2011 9:32:03 AM
kublai$25.002/11/2011 5:27:48 PM
macjp123$25.002/11/2011 1:57:42 PM
omahajay$25.002/11/2011 7:58:31 PM
skuba$50.002/12/2011 12:45:54 AM
hitsman$50.002/12/2011 12:07:54 PM
mtp$50.002/12/2011 3:36:06 PM
Purple11$50.002/12/2011 9:25:59 PM
all_of_that_one$35.002/13/2011 9:33:17 AM
KrisKringle$25.002/13/2011 11:24:07 AM
compwhiz$25.002/12/2011 12:47:33 PM
lucrative-coin$50.002/13/2011 2:58:13 PM
generous-deal6$50.002/13/2011 12:52:09 AM
jdwillcox$100.002/14/2011 2:46:46 AM
janus_god$25.002/14/2011 6:51:14 AM
maldok1$25.002/14/2011 11:18:33 AM
agalt$75.002/14/2011 8:06:42 AM
revenue-spa8$50.002/14/2011 11:48:15 AM
restless-currency$40.002/14/2011 11:57:38 AM
CashBank$25.002/14/2011 9:21:58 AM
6moonbeams$25.002/14/2011 10:01:34 AM
mpatrick$25.002/14/2011 2:30:13 PM
vigilance-revolutionary$50.002/14/2011 4:30:13 PM
liberty-society5$25.002/14/2011 4:33:12 PM
grf1945$25.002/14/2011 2:40:10 PM
platinum-genetics$25.002/14/2011 5:35:19 PM
peripatetic$25.002/14/2011 4:32:39 PM
a-finance-nirvana$25.002/14/2011 4:33:08 PM
tech310$50.002/14/2011 4:32:09 PM
orange-courageous-dedication$50.002/14/2011 4:53:03 PM
QsDad$25.002/15/2011 1:58:20 AM
OSERENKUKU$25.002/15/2011 7:57:18 AM
sosleep$25.002/15/2011 9:06:34 AM
lendacity$25.002/15/2011 3:17:03 AM
Tiffies3$90.002/15/2011 4:11:28 AM
greenback-museum$25.002/15/2011 5:01:37 AM
narblark$50.002/15/2011 4:57:25 AM
loot-heart$25.002/15/2011 6:26:18 AM
wwwUniversal$25.002/15/2011 6:35:14 AM
skillful-auction$50.002/15/2011 9:38:42 AM
Ruckus888$50.002/15/2011 9:37:44 AM
misit$25.002/15/2011 11:55:48 AM
Shawnman19$25.002/15/2011 11:09:33 AM
friendly-market5$28.672/15/2011 4:42:34 PM
seineil$100.002/15/2011 10:52:21 PM
fcukciti$25.002/16/2011 4:20:38 AM
FinanceEngine$25.002/16/2011 8:13:52 AM
tender-integrity3$100.002/15/2011 10:20:55 PM
GrommetPosse$50.002/15/2011 10:30:30 PM
golden-cat$25.002/16/2011 8:26:00 AM
divedude$25.002/16/2011 8:30:27 AM
153 Investments
 
Borrower Payment Dependent Notes Series 493479
This series of Notes was issued and sold upon the funding of the borrower loan #47273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1994 Debt/Income ratio: 26%
Credit score: 720-739 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 14 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,667Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: diplomatic-bonus Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I am a hard working reliable home owner.


 
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Speculator$25.002/16/2011 5:15:37 PM
DasMula$27.002/16/2011 5:47:05 PM
reflective-rupee$1,500.772/16/2011 5:16:52 PM
simplelender80$200.002/16/2011 5:18:29 PM
musegaze$100.002/16/2011 5:21:16 PM
profit-powerplant$25.002/16/2011 5:26:05 PM
genius520$100.002/16/2011 5:26:19 PM
incbx$50.002/16/2011 5:27:12 PM
Bob450$25.002/16/2011 5:55:18 PM
2grindstones$25.002/16/2011 7:06:48 PM
hopeful-truth5$300.002/16/2011 7:47:35 PM
tech310$50.002/17/2011 12:59:36 AM
Artist_Blue$25.002/17/2011 6:15:32 AM
wonder3$35.002/17/2011 6:26:07 AM
social-hunter5$100.002/17/2011 7:02:07 AM
greencat$50.002/17/2011 7:06:11 AM
roadster199$25.002/17/2011 7:57:33 AM
symbiosis$50.002/17/2011 10:04:30 AM
bessbird$50.002/17/2011 12:07:26 PM
capital-motion0$150.002/17/2011 12:16:59 PM
rockstar78$25.002/17/2011 1:26:19 PM
loss-of-control$100.002/17/2011 4:31:18 PM
brmar$25.002/17/2011 6:49:51 PM
social-investor5$25.002/17/2011 7:34:50 PM
kttalamo$25.002/17/2011 10:31:10 PM
Tylerh$100.002/17/2011 10:51:23 PM
GElender$25.002/18/2011 6:06:14 AM
108lender$100.002/18/2011 8:03:34 AM
lotuss4$50.002/18/2011 12:27:10 PM
credit-bliss8$25.002/18/2011 2:16:56 PM
papaloha$25.002/18/2011 2:17:05 PM
liberty-magnate$25.002/18/2011 3:23:02 PM
economy-producer$25.002/18/2011 7:19:40 PM
loanman2007$50.002/19/2011 3:53:52 AM
TackingWindward$25.002/19/2011 6:42:37 AM
DasMula$77.002/19/2011 6:54:27 AM
phchristensen$50.002/19/2011 8:27:10 AM
MicroLender357$50.002/19/2011 8:14:27 AM
sensible-order2$100.002/19/2011 9:16:03 AM
AF-Chief$50.002/19/2011 9:50:22 AM
money-bauble$100.002/19/2011 9:51:15 AM
jazzlender$25.002/19/2011 9:54:25 AM
firsttouch1$100.002/19/2011 10:33:21 AM
the-silver-blaster$50.002/19/2011 11:08:40 AM
mpatrick$25.002/19/2011 10:35:23 AM
the-discrete-income$50.002/19/2011 10:40:31 AM
joyous-revenue4$25.002/19/2011 10:44:55 AM
coin-trajectory$25.002/19/2011 11:43:25 AM
Shining-Star$25.002/19/2011 11:57:37 AM
Darkjokerg1$25.002/19/2011 12:21:34 PM
umfan123$25.002/16/2011 5:25:04 PM
Jack55304$300.002/16/2011 5:26:45 PM
diplomatic-wealth7$25.002/16/2011 5:26:54 PM
cash-reaction2$50.002/16/2011 5:27:41 PM
jiggaman7$75.002/16/2011 5:27:59 PM
investment-artist$25.002/16/2011 5:08:02 PM
suave-dime6$25.002/16/2011 5:07:40 PM
kulender$50.002/16/2011 5:15:58 PM
witty-openness$25.002/16/2011 5:21:13 PM
UCLA4life$50.002/16/2011 5:25:22 PM
orderly-leverage$50.002/16/2011 5:25:43 PM
irrelevant$50.002/16/2011 5:26:29 PM
HamachiMan$50.002/16/2011 5:25:50 PM
Whipster$25.002/16/2011 6:20:52 PM
squarebob$50.002/16/2011 5:55:16 PM
grnii78$100.002/16/2011 6:51:58 PM
erowis$36.002/16/2011 7:33:57 PM
transformer855$25.002/16/2011 7:50:23 PM
loanman2007$150.002/17/2011 5:02:11 AM
choss02$50.002/17/2011 9:45:45 AM
JJ9876$25.002/17/2011 10:01:56 AM
ready-interest9$25.002/17/2011 1:01:53 PM
liberty-destiny3$25.002/17/2011 3:29:32 PM
leverage-monger$70.002/17/2011 4:09:45 PM
BooRadley$25.002/17/2011 8:10:17 PM
RMB-Investments$50.002/17/2011 7:56:39 PM
shrewd-income$250.002/17/2011 8:46:17 PM
frogperson$250.002/17/2011 10:02:10 PM
Kash2010lu$25.002/18/2011 4:04:39 AM
market-pudding$25.002/18/2011 11:39:14 AM
orangetrust$100.002/18/2011 12:45:16 PM
ready-vigilance3$50.002/18/2011 1:56:14 PM
foxtrot12$100.002/18/2011 3:45:09 PM
thankful-nickel2$25.002/18/2011 4:47:55 PM
rysil$50.002/18/2011 4:49:33 PM
CACO_Lender$25.002/18/2011 5:56:52 PM
calbertrand$25.002/18/2011 8:35:16 PM
SFBank$300.002/18/2011 7:19:45 PM
asset-professor$50.002/19/2011 4:01:08 AM
Diamond_Jim$50.002/19/2011 3:47:55 AM
Leshan$25.002/19/2011 7:10:39 AM
supreme-hope$25.002/19/2011 6:27:35 AM
jjswanso$50.002/19/2011 8:07:03 AM
alphabet76$25.002/19/2011 8:41:39 AM
the-profit-oracle$25.002/19/2011 9:24:10 AM
EarlyRiser$92.142/19/2011 9:58:45 AM
red-power-pecan$50.002/19/2011 10:11:37 AM
gothampark$25.002/19/2011 10:31:57 AM
moola-pillow$30.172/19/2011 11:38:37 AM
SeaSkyGuy71$25.002/19/2011 12:09:09 PM
MoneyForNothing$6.922/19/2011 12:23:03 PM
101 Investments
 
Borrower Payment Dependent Notes Series 493591
This series of Notes was issued and sold upon the funding of the borrower loan #47254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-13-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1995 Debt/Income ratio: 11%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 6 / 6Length of status:20y 10m
Amount delinquent: $3,633 Total credit lines: 17 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,485Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: cognizant-exchange1 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
liberty1black
Purpose of loan:?To pay our past due bills and to stay current.? We were able to pay our bills until the past 6 months.? We have used all of our savings to help our sons with their business and due to a loss that they had incurred we were not able to be payed back by them the monies that were owed to us from them.??

Financial situation:
I am a good candidate for this loan because?we want to stay ahead of our bills and?getting this loan would help us achieve our goal.??My husband is employed and I am still seeking employment.? ?

Monthly net income: $ 2050

Monthly expenses: $
??Housing: $ 1263
??Insurance: $
??Car expenses: $ 440
??Utilities: $ 300
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/13/2011 12:04:59 PM
orderly-leverage$50.002/13/2011 12:06:27 PM
miked8303$25.002/13/2011 4:10:32 PM
simplelender80$200.002/13/2011 12:05:14 PM
suave-dime6$25.002/13/2011 12:05:48 PM
profit-powerplant$25.002/13/2011 12:06:49 PM
Jack55304$300.002/13/2011 12:07:26 PM
incbx$50.002/13/2011 6:01:20 PM
leverage-monger$25.002/14/2011 4:39:47 PM
Bob450$25.002/14/2011 4:50:06 PM
ramst41$25.002/14/2011 11:14:19 PM
jiggaman7$50.002/15/2011 9:39:28 AM
papaloha$25.002/15/2011 4:11:35 PM
dollar-sonnet3$50.002/15/2011 4:40:55 PM
seineil$50.002/15/2011 10:48:07 PM
social-heart$50.002/16/2011 9:16:45 AM
helping-out$50.002/16/2011 11:31:30 AM
prudent-power1$40.002/16/2011 11:32:38 AM
transamerican$25.002/16/2011 11:43:16 AM
asset-wheel$25.002/16/2011 4:15:15 PM
benjamins-utopia$50.002/16/2011 5:29:44 PM
ursus$50.002/16/2011 6:05:56 PM
duty-monger$50.002/16/2011 5:57:22 PM
tech310$50.002/17/2011 12:59:23 AM
jhernand17$25.002/17/2011 6:10:29 AM
cropdust3r$25.002/17/2011 6:15:06 AM
CA-Lender$25.002/17/2011 7:03:25 AM
choss02$50.002/17/2011 9:44:57 AM
pious-gold$25.002/17/2011 9:48:31 AM
fairhelper$25.002/17/2011 9:48:19 AM
JJ9876$25.002/17/2011 10:01:27 AM
Doug1043$25.002/17/2011 9:50:39 AM
symbiosis$50.002/17/2011 10:03:44 AM
credit-solstice$25.002/17/2011 12:15:46 PM
bessbird$50.002/17/2011 12:06:59 PM
Comoparklender$50.002/17/2011 12:44:59 PM
Armyman122$50.002/17/2011 12:46:10 PM
liberty-society5$25.002/17/2011 12:51:03 PM
finance-mushroom$100.002/17/2011 12:48:48 PM
iolaire$25.002/17/2011 1:08:23 PM
ddh81$50.002/17/2011 1:24:55 PM
commitment-orbiter5$50.002/17/2011 2:25:19 PM
MoneyForNothing$8.682/17/2011 2:25:34 PM
HamachiMan$50.002/13/2011 12:06:38 PM
genius520$100.002/13/2011 12:06:55 PM
diplomatic-wealth7$25.002/13/2011 12:07:44 PM
hitsman$50.002/13/2011 12:08:29 PM
irrelevant$50.002/13/2011 12:07:12 PM
GCInvestments$25.002/13/2011 5:20:43 PM
Artist_Blue$25.002/14/2011 6:16:55 AM
liberty-destiny3$25.002/14/2011 6:50:48 AM
yield-aurora4$100.002/14/2011 12:11:20 PM
commerce-web5$25.002/14/2011 10:02:01 PM
umfan123$25.002/14/2011 8:25:04 PM
Cessna172$25.002/15/2011 7:27:37 AM
musegaze$100.002/15/2011 11:36:22 AM
cash-reaction2$50.002/15/2011 3:05:59 PM
direct-social3$50.002/15/2011 10:55:56 PM
seineil$50.002/15/2011 10:53:15 PM
agreement-animal$50.002/16/2011 1:54:18 AM
money-bauble$76.322/16/2011 2:49:17 AM
hopeful-deal7$50.002/16/2011 9:36:50 AM
Speculator$25.002/16/2011 9:52:10 AM
worthy-bid8$50.002/16/2011 4:14:40 PM
gain-equator$25.002/16/2011 4:14:55 PM
plentiful-gain3$50.002/16/2011 10:02:43 AM
finance-prescription$50.002/16/2011 11:31:33 AM
SDNLR$25.002/16/2011 11:32:05 AM
Investoman$50.002/16/2011 11:32:11 AM
sensible-order2$100.002/16/2011 11:50:22 AM
monster4$50.002/16/2011 4:14:42 PM
important-openness1$50.002/16/2011 4:14:44 PM
authoritative-platinum7$25.002/16/2011 5:29:47 PM
jazzlender$25.002/16/2011 5:29:21 PM
selfmademan$25.002/16/2011 7:26:08 PM
radforj22$25.002/16/2011 5:59:51 PM
Perksunlimited$25.002/17/2011 9:49:25 AM
bdkjr$25.002/17/2011 9:50:55 AM
rogue_monster$25.002/17/2011 10:03:01 AM
richboy56$25.002/17/2011 9:54:55 AM
maple1$50.002/17/2011 10:13:15 AM
ColoradoCamping$50.002/17/2011 10:12:51 AM
AF-Chief$50.002/17/2011 12:43:35 PM
deegeeman$50.002/17/2011 12:48:40 PM
rockstar78$25.002/17/2011 1:26:02 PM
well-mannered-marketplace5$25.002/17/2011 1:25:06 PM
86 Investments
 
Borrower Payment Dependent Notes Series 493643
This series of Notes was issued and sold upon the funding of the borrower loan #47245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-13-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1998 Debt/Income ratio: 28%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: exchange-cedar9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start a Home Based Business
Purpose of loan: This loan will be use to invest in a small home based business. We have already saved up $3500, and the starting fee is $6000 plus $2000 for marketing and advertisement.
My financial situation: I am a good candidate for this loan, because I have a good stable full-time job, and will only be doing this business part-time at first until I can make twice the income that I am currently making from my job.
Monthly net income: $ 4600

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 220
??Car expenses: $ 570
??Utilities: $ 95
??Phone, cable, internet: $ 350
??Food, entertainment: $ 600
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 90
??Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What type of business are you starting? - impala6464
A: Its a Travel Franchise (Feb-13-2011)
Q: Your stated income says $25k to $50k, but you list your net income as $4600 per month ($55,200 net). Can you explain the situation there (publicly) in more detail? Thanks. - RyanM561
A: I apologize for the confusion, but this is my first time going through the loan process with Prosper, and I wasn?t sure if I was supposed to include my yearly income only, or if I can include my wife and I yearly income which is about $74k annually. This is why I display our monthly net income and total expenses for my wife and me. (Feb-14-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/13/2011 12:05:04 PM
jazzlender$25.002/13/2011 12:06:23 PM
orderly-leverage$50.002/13/2011 12:06:30 PM
irrelevant$50.002/13/2011 12:07:17 PM
suave-dime6$25.002/13/2011 12:05:51 PM
diplomatic-wealth7$25.002/13/2011 12:07:47 PM
loanman2007$25.002/14/2011 5:24:31 AM
profit-powerplant$25.002/13/2011 12:06:52 PM
genius520$100.002/13/2011 12:06:58 PM
Shining-Star$25.002/13/2011 3:13:51 PM
liberty-destiny3$25.002/14/2011 7:15:54 AM
impala6464$100.002/13/2011 12:20:57 PM
GCInvestments$25.002/13/2011 5:20:46 PM
Shining-Star$25.002/13/2011 3:14:13 PM
melodious-openness$100.002/13/2011 5:11:53 PM
droopie1$25.002/14/2011 1:05:20 AM
greencat$50.002/14/2011 7:24:04 AM
witty-openness$25.002/14/2011 5:00:27 AM
hopeful-truth5$50.002/14/2011 11:03:20 AM
reflective-rupee$100.772/14/2011 10:00:27 AM
liberty-society5$25.002/14/2011 4:33:20 PM
Alittleluck$25.002/14/2011 4:28:50 PM
realtormoises$25.002/14/2011 5:11:01 PM
loyaltyologist$27.182/14/2011 5:18:29 PM
sturdy-peace9$45.002/14/2011 5:13:30 PM
adaptable-capital$168.932/14/2011 10:58:46 PM
zorg77$25.002/15/2011 5:46:22 AM
bronzmajom$25.002/15/2011 8:20:48 AM
Rebelrick9$62.002/15/2011 8:27:44 AM
houli123$100.002/15/2011 11:27:01 AM
cash-reaction2$50.002/15/2011 3:06:01 PM
Ruckus888$50.002/15/2011 9:38:07 AM
yield-aurora4$100.002/15/2011 4:10:42 PM
debt-force$25.002/15/2011 4:45:33 PM
musegaze$100.002/15/2011 11:41:54 AM
enthusiastic-ore5$25.002/15/2011 4:32:19 PM
bid-treaty$56.452/15/2011 6:00:02 PM
Kqwik$25.002/15/2011 4:58:45 PM
thomas16882004$25.002/15/2011 10:02:12 PM
AiriusTorpora$25.002/15/2011 5:35:58 PM
ds5184$25.002/15/2011 6:02:55 PM
VJ_Financial$50.002/15/2011 6:39:24 PM
EarlyRiser$250.002/16/2011 7:00:51 AM
hopeful-deal7$50.002/16/2011 9:36:51 AM
rupee_power$25.002/16/2011 9:10:13 AM
money-bauble$100.002/16/2011 11:31:27 AM
Zipcut$25.002/16/2011 12:22:59 PM
credit-fox3$25.002/16/2011 3:47:04 PM
sensible-order2$100.002/16/2011 4:13:58 PM
monster4$50.002/16/2011 5:29:58 PM
S-Master$35.692/16/2011 6:06:45 PM
fuzed$45.002/16/2011 6:09:06 PM
authoritative-platinum7$25.002/16/2011 5:29:48 PM
important-openness1$50.002/16/2011 5:29:59 PM
mighty-payout1$31.232/16/2011 5:45:58 PM
benjamins-utopia$50.002/16/2011 6:07:43 PM
Darkjokerg1$25.002/16/2011 8:50:55 PM
Stek7$25.002/17/2011 12:09:03 AM
cropdust3r$25.002/17/2011 6:15:07 AM
geophreigh$25.002/17/2011 6:30:08 AM
Christophe$25.002/17/2011 7:10:04 AM
CA-Lender$25.002/17/2011 7:03:27 AM
silver-enlightenment0$105.002/17/2011 7:26:52 AM
pyungpyung$39.052/17/2011 9:01:30 AM
g-mak-fund$25.002/17/2011 9:38:40 AM
choss02$50.002/17/2011 9:44:59 AM
pious-gold$25.002/17/2011 9:48:32 AM
bdkjr$25.002/17/2011 9:50:57 AM
bessbird$50.002/17/2011 12:07:00 PM
Armyman122$50.002/17/2011 12:44:18 PM
iolaire$25.002/17/2011 1:08:24 PM
well-mannered-marketplace5$25.002/17/2011 1:25:07 PM
deegeeman$50.002/17/2011 2:28:22 PM
rockstar78$25.002/17/2011 1:26:02 PM
firsttouch1$100.002/17/2011 1:35:27 PM
trade-wicket$25.002/17/2011 2:45:18 PM
icon7$30.002/17/2011 3:13:28 PM
MoneyForNothing$1.512/17/2011 4:39:44 PM
ventureboy$40.002/17/2011 3:35:43 PM
Rdodson11$25.002/17/2011 4:19:58 PM
Cottingham$26.002/17/2011 4:19:40 PM
order-brigade$25.002/17/2011 4:22:19 PM
lowlite6647$25.002/17/2011 4:39:37 PM
HamachiMan$50.002/13/2011 12:06:43 PM
CashFlow13$100.002/13/2011 12:07:06 PM
hitsman$50.002/13/2011 12:08:33 PM
restless-dime$25.002/13/2011 2:43:50 PM
investment-artist$25.002/13/2011 3:49:22 PM
simplelender80$200.002/13/2011 12:05:17 PM
UCLA4life$50.002/13/2011 12:08:05 PM
Banker_Joe$25.002/13/2011 1:02:17 PM
Shining-Star$25.002/13/2011 3:14:02 PM
Jack55304$300.002/13/2011 12:07:29 PM
competent-p2p$30.002/13/2011 12:08:19 PM
miked8303$25.002/13/2011 4:10:38 PM
Kash2010lu$25.002/13/2011 1:34:04 PM
2grindstones$25.002/13/2011 2:55:08 PM
larryboy10$25.002/13/2011 7:09:13 PM
melodious-openness$100.002/13/2011 5:12:07 PM
social-hunter5$25.002/14/2011 6:21:54 AM
Artist_Blue$25.002/14/2011 6:16:52 AM
RyanM561$25.002/14/2011 6:33:12 AM
aquistoyraul$25.002/14/2011 8:10:29 AM
SFBank$200.002/14/2011 4:25:55 PM
Lubava$50.002/14/2011 3:05:24 PM
fund-baker$25.002/14/2011 4:28:54 PM
responsive-rate884$50.002/14/2011 4:51:48 PM
ramst41$25.002/14/2011 11:14:51 PM
Bob450$25.002/15/2011 2:05:23 AM
unger$130.002/15/2011 4:49:05 AM
commerce-web5$25.002/14/2011 10:02:03 PM
cbivitz$75.002/15/2011 6:51:46 AM
cobramonkey$50.002/15/2011 8:39:01 AM
mmeyer_jr$30.002/15/2011 6:19:23 AM
Makingitrain$25.002/15/2011 8:21:43 AM
loss-of-control$100.002/15/2011 3:08:21 PM
jiggaman7$50.002/15/2011 9:39:32 AM
papaloha$25.002/15/2011 4:45:37 PM
YoungTaxMan$50.002/15/2011 10:44:47 AM
well-mannered-income3$25.002/15/2011 5:00:14 PM
VJ_Financial$100.002/15/2011 12:04:04 PM
mikelance7$25.002/15/2011 4:12:17 PM
Megaton$25.002/15/2011 5:46:30 PM
dollar-sonnet3$50.002/15/2011 4:40:57 PM
agreement-animal$100.002/16/2011 1:36:03 AM
zone6$100.002/16/2011 6:38:47 AM
head$25.002/16/2011 2:25:13 AM
jono9999$61.102/16/2011 10:29:47 AM
Speculator$25.002/16/2011 9:52:11 AM
Investoman$50.002/16/2011 4:14:59 PM
Ebanco$60.852/16/2011 10:28:52 AM
big-lendin$25.002/16/2011 11:52:02 AM
SDNLR$25.002/16/2011 4:12:26 PM
finance-prescription$50.002/16/2011 4:14:52 PM
gain-equator$25.002/16/2011 5:30:05 PM
radforj22$25.002/16/2011 5:59:52 PM
alterlatina$25.002/16/2011 6:02:20 PM
rate-sceptre$50.002/17/2011 12:14:55 AM
tech310$50.002/17/2011 12:59:16 AM
jhernand17$25.002/17/2011 6:10:30 AM
double22$68.432/17/2011 8:13:46 AM
richboy56$25.002/17/2011 9:54:57 AM
symbiosis$50.002/17/2011 10:03:46 AM
JJ9876$25.002/17/2011 10:01:29 AM
rogue_monster$25.002/17/2011 10:03:02 AM
ColoradoCamping$25.002/17/2011 10:12:52 AM
p2p-mover0$30.012/17/2011 10:06:59 AM
a-plentiful-loyalty$25.002/17/2011 10:46:06 AM
credit-solstice$25.002/17/2011 12:15:48 PM
exchange-pledge$100.002/17/2011 12:53:52 PM
ddh81$50.002/17/2011 1:24:56 PM
haygon$50.002/17/2011 3:15:13 PM
hyrolln$25.002/17/2011 4:38:02 PM
quest0$25.802/17/2011 3:16:05 PM
MissionMicroFinance$25.002/17/2011 4:39:31 PM
155 Investments
 
Borrower Payment Dependent Notes Series 493685
This series of Notes was issued and sold upon the funding of the borrower loan #47297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $148.63
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2007 Debt/Income ratio: 11%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,163Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: cash-gala7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loanfebruary2011
Purpose of loan:
This loan will be used to? just have it in my hand

My financial situation: good
I am a good candidate for this loan because?I do not have huge amount of loans

Monthly net income: $ $4,000

Monthly expenses: $ 1000
??Housing: $600
??Insurance: $ 85
??Car expenses: $ $400
??Utilities: $ none
??Phone, cable, internet: $ $80
??Food, entertainment: $300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ car loan is $7800 credit cards is $2000
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, What do you mean by "just have it in my hand " TY - Wangchuk
A: I just relocated from Baltimore. I spent all my savings for shipping and I need cash on hand for emergency until I get my relocation re imbursement. Thanks (Feb-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
benjamins-utopia$100.002/12/2011 12:02:21 PM
simplelender80$100.002/12/2011 12:02:34 PM
don8ter$25.002/12/2011 12:03:43 PM
hitsman$50.002/12/2011 12:08:33 PM
ProjectVenture$50.002/12/2011 12:16:38 PM
2grindstones$25.002/12/2011 12:27:35 PM
SolarMoonshine$25.002/12/2011 1:28:21 PM
ahalls$25.002/12/2011 5:45:41 PM
Tradesmanlender$35.002/12/2011 12:02:57 PM
jazzlender$25.002/12/2011 12:03:55 PM
vutah$75.002/12/2011 8:58:12 PM
marketplace-cello5$25.002/12/2011 12:02:52 PM
all_of_that_one$35.002/13/2011 9:33:31 AM
wild-orange$100.002/13/2011 1:32:08 AM
rjrventure$25.002/13/2011 5:12:04 PM
Bank_Of_XL$25.002/13/2011 7:56:29 AM
exciting-responsibility3$25.002/13/2011 8:52:57 AM
sk10023$25.002/13/2011 10:21:07 PM
golffish2$100.002/14/2011 4:13:49 AM
ChoiceInvestments$28.002/13/2011 11:54:59 AM
Artist_Blue$25.002/14/2011 6:16:34 AM
buffalobills$25.002/14/2011 8:04:48 AM
simiray$25.002/13/2011 2:08:21 PM
felicity-loyalist0$25.002/13/2011 2:57:02 PM
radforj22$25.002/13/2011 2:57:11 PM
incbx$50.002/13/2011 6:01:17 PM
GCInvestments$25.002/14/2011 2:40:06 AM
tomdooley12520$25.002/14/2011 4:50:56 AM
reflective-rupee$100.772/14/2011 10:04:07 AM
BxRealtor$25.002/14/2011 8:22:49 AM
John_Galt$55.002/14/2011 12:25:23 PM
fishintime$100.002/14/2011 2:46:50 PM
hillerod$25.002/14/2011 9:51:42 PM
lovely-order7$29.862/15/2011 5:35:52 AM
a-restless-dollar$75.002/15/2011 7:12:44 AM
Josphine$25.002/15/2011 8:21:02 AM
Galdis$25.002/15/2011 5:55:57 AM
mlj0671$25.002/15/2011 6:35:31 AM
quest0$25.002/15/2011 7:21:22 AM
Cessna172$25.002/15/2011 7:23:44 AM
OSERENKUKU$25.002/15/2011 7:55:47 AM
income-rocker2$50.002/15/2011 7:35:30 AM
coin-sphinx4$50.002/15/2011 7:43:43 AM
point-pinnacle$25.002/15/2011 8:29:44 AM
Tahoeman$25.002/15/2011 8:34:42 AM
EretzCapital$100.002/15/2011 8:31:33 AM
point-pinnacle$25.002/15/2011 8:34:09 AM
MoneyForNothing$1.662/15/2011 8:35:48 AM
melodious-fairness$100.002/12/2011 12:02:28 PM
velocity-solo$50.002/12/2011 12:06:35 PM
newest-funds-powerplant$25.002/12/2011 1:10:15 PM
investment-cluster$25.002/12/2011 6:17:02 PM
blue-useful-auction$25.002/12/2011 6:58:32 PM
HamachiMan$50.002/12/2011 12:04:27 PM
enthralling-deal180$75.002/12/2011 12:01:55 PM
kulender$100.002/12/2011 12:02:13 PM
kind-important-liberty9$25.002/13/2011 12:00:16 AM
enchanted-yield4$50.002/12/2011 12:02:38 PM
genius520$100.002/12/2011 12:03:01 PM
bold-durability-drum$100.002/12/2011 12:06:55 PM
irrelevant$50.002/12/2011 12:03:27 PM
liberty-society5$25.002/12/2011 12:03:57 PM
rjrventure$25.612/13/2011 7:49:14 AM
macjp123$25.002/12/2011 12:05:40 PM
balance-force$25.002/12/2011 2:48:35 PM
commerce-yeller$30.002/13/2011 11:18:42 AM
whatreality$25.002/12/2011 8:47:32 PM
favorite-commerce$50.002/12/2011 7:21:19 PM
ac787$25.002/13/2011 6:47:10 AM
transformer855$50.002/13/2011 8:25:15 AM
DasMula$25.002/13/2011 9:23:15 AM
loss-of-control$25.002/13/2011 12:50:48 PM
jdwillcox$100.002/14/2011 2:47:17 AM
efficient-treasure0$25.002/13/2011 3:06:41 PM
itsmaj$84.102/14/2011 4:14:07 AM
CPAecs$25.002/14/2011 8:23:53 AM
FinDoc$25.002/14/2011 4:27:02 PM
EarlyRiser$250.002/14/2011 4:32:21 PM
orange-courageous-dedication$50.002/14/2011 4:53:31 PM
heavy_ax$25.002/14/2011 4:53:58 PM
phchristensen$50.002/14/2011 4:13:20 PM
serene-capital$25.002/14/2011 3:45:44 PM
bondhedger$25.002/14/2011 9:55:14 PM
lendacity$25.002/15/2011 3:17:39 AM
jayk63$25.002/15/2011 3:22:56 AM
whatreality$25.002/15/2011 6:16:23 AM
True-Patriot$25.002/15/2011 7:17:39 AM
FinanceEngine$25.002/15/2011 7:23:59 AM
HiFinance$100.002/15/2011 8:19:59 AM
89 Investments
 
Borrower Payment Dependent Notes Series 493697
This series of Notes was issued and sold upon the funding of the borrower loan #47230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-12-2011 
Term: 36 months Listing End date:  Feb-12-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $79.51
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1988 Debt/Income ratio: 31%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,663Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: brunette321 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2008)
 
Principal balance: $102.63 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Need Help Finishing Grad Degree!
Purpose of loan:
This loan will be used to? pay expenses to complete a master's degree in environmental science.

My financial situation:
I am a good candidate for this loan because? I have just about paid off my first Prosper loan, with no late or missed payments ever!? Also, I just got a $2 an hour raise at work, so am becoming more financially stable.? I almost never use credit cards-just paying them off.? My auto loan will be GONE soon-yay!

Monthly net income: $ 2728 (effective after raise, February 15th, 2011)

Monthly expenses: $ 1357
??Housing: $ 300
??Insurance: $ 133
??Car expenses: $ 365
??Utilities: $ 49
??Phone, cable, internet: $ 90
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/12/2011 12:00:53 PM
MarvintheMartian$30.002/12/2011 12:07:22 PM
UCLA4life$50.002/12/2011 12:00:44 PM
twjh$25.002/12/2011 12:01:18 PM
cashhelp$50.002/12/2011 12:01:22 PM
kulender$50.002/12/2011 12:02:02 PM
diplomatic-wealth7$25.002/12/2011 12:05:34 PM
jhouman$25.002/12/2011 12:03:59 PM
HamachiMan$50.002/12/2011 12:04:31 PM
profit-powerplant$25.002/12/2011 12:04:38 PM
irrelevant$50.002/12/2011 12:05:05 PM
liberty-destiny3$25.002/12/2011 12:05:29 PM
reflective-rupee$300.772/12/2011 12:06:34 PM
vutah$25.002/12/2011 12:16:24 PM
ultimate-peace$50.002/12/2011 12:01:00 PM
113121$400.002/12/2011 12:01:26 PM
simplelender80$100.002/12/2011 12:01:58 PM
orderly-leverage$50.002/12/2011 12:04:05 PM
OldManP$25.002/12/2011 12:16:08 PM
Kash2010lu$28.002/12/2011 12:01:12 PM
grnii78$100.002/12/2011 12:01:20 PM
genius520$100.002/12/2011 12:04:46 PM
Jack55304$300.002/12/2011 12:05:14 PM
transaction-circuit$100.002/12/2011 12:16:21 PM
24 Investments
 
Borrower Payment Dependent Notes Series 493791
This series of Notes was issued and sold upon the funding of the borrower loan #47294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $185.79
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-2003 Debt/Income ratio: 8%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,250Stated income:$25,000-$49,999
Delinquencies in last 7y: 31 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: economy-frog6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
GoodInvestment85
Purpose of loan:? Consolidate all my debt and have one monthly payment.

My financial situation:
I am a good candidate for this loan because I have been?working consistantly for the past 4 years.?

Monthly net income: $3000

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ included
??Phone, cable, internet: $ included
??Food, entertainment: $ 250
??Clothing, household expenses $ 250
??Credit cards and other loans: $?300
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you explain the 31 delinquencies over the past 7 years? - tomaswk
A: The delinquencies happend when I was in college and got carried away with taking out credit cards. I was young and stupid and never able to get a hold of my finances back then. For the past 4 years, I have had a steady job and have shown improvement with increasing my credit scre. (Feb-16-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/15/2011 5:02:08 PM
enthralling-deal180$75.002/15/2011 5:02:28 PM
simplelender80$100.002/15/2011 5:03:21 PM
Pulchritudinous$25.002/15/2011 5:03:44 PM
HamachiMan$50.002/15/2011 5:06:40 PM
macjp123$25.002/15/2011 5:07:22 PM
melodious-fairness$50.002/15/2011 5:03:18 PM
BxRealtor$25.002/15/2011 5:03:56 PM
commerce-yeller$30.002/15/2011 5:07:31 PM
competent-p2p$30.002/15/2011 5:08:05 PM
marketplace-cello5$25.002/15/2011 5:06:13 PM
lendacity$25.002/15/2011 5:08:19 PM
LittleMingo$25.322/15/2011 7:31:25 PM
social-heart$50.002/16/2011 9:19:44 AM
EarlyRiser$250.002/16/2011 7:01:13 AM
tomaswk$222.792/16/2011 7:51:40 AM
jiggaman7$75.002/16/2011 9:25:02 AM
harperpotok$100.002/16/2011 12:47:06 PM
genius520$100.002/16/2011 5:30:17 PM
integrity-doctor$100.002/17/2011 8:49:41 AM
choss02$100.002/17/2011 9:43:18 AM
bid-czar8$100.002/17/2011 5:02:35 PM
debt-force$25.002/18/2011 4:16:00 AM
heavy_ax$25.002/18/2011 12:27:56 PM
jonnysixgun$28.162/18/2011 12:55:08 PM
rdav$25.002/18/2011 12:44:38 PM
ProjectVenture$50.002/18/2011 4:30:53 PM
interstellar$75.002/18/2011 4:39:55 PM
Astyanax$40.002/18/2011 10:57:32 PM
treasure-bliss$50.002/19/2011 3:38:10 AM
fishintime$100.002/19/2011 9:13:45 AM
orangetrust$100.002/19/2011 9:17:22 AM
the-silver-blaster$50.002/19/2011 11:07:35 AM
gilbrear$25.002/19/2011 2:56:13 PM
periko$25.002/19/2011 7:50:52 PM
gain-equator$25.002/19/2011 9:16:37 PM
worthy-bid4$50.002/20/2011 8:56:46 AM
TK4$50.002/20/2011 9:04:36 AM
gethsemane4$25.002/20/2011 9:59:27 AM
ROCKLYVALE$50.002/20/2011 12:02:04 PM
principal-injector2$50.002/20/2011 3:44:31 PM
profitable-money$25.002/20/2011 4:48:10 PM
aztocas$25.002/20/2011 7:19:13 PM
friendly-money$25.002/20/2011 9:40:10 PM
Josphine$25.002/21/2011 5:28:26 AM
goodhearted-gold3$25.002/21/2011 5:44:45 AM
friendly-worth3$25.002/21/2011 6:04:22 AM
mdree$40.002/21/2011 6:43:30 AM
elated-greenback$50.002/21/2011 6:41:05 AM
squarebob$25.002/21/2011 7:15:06 AM
MoneyMA$25.002/21/2011 7:26:59 AM
benjamins-utopia$50.002/15/2011 5:03:16 PM
don8ter$25.002/15/2011 5:06:26 PM
incbx$50.002/15/2011 5:07:38 PM
irrelevant$50.002/15/2011 5:06:22 PM
reflective-rupee$25.772/15/2011 5:03:15 PM
velocity-solo$25.002/15/2011 5:07:44 PM
credit-bliss8$25.002/15/2011 5:09:02 PM
Tradesmanlender$35.002/15/2011 5:06:15 PM
liberty-society5$25.002/15/2011 5:09:12 PM
newest-funds-powerplant$25.002/15/2011 6:09:46 PM
Artist_Blue$25.002/16/2011 6:07:10 AM
trade-goblin9$25.002/16/2011 2:15:58 PM
basis-sycamore$25.002/16/2011 10:30:02 AM
radforj22$25.002/16/2011 2:31:31 PM
John_Galt$57.002/16/2011 2:17:34 PM
balance-force$25.002/16/2011 4:06:48 PM
SolarMoonshine$25.002/16/2011 5:26:21 PM
worth-arch$25.002/17/2011 7:16:59 AM
psonicl$50.002/17/2011 8:02:25 AM
alextiff01$25.002/17/2011 10:48:39 AM
jazzlender$25.002/17/2011 12:45:57 PM
CasaDeTomas$50.002/17/2011 3:15:05 PM
WalnutCreekguy$50.002/17/2011 10:14:49 PM
Tylerh$100.002/17/2011 10:42:17 PM
1800porsche$25.002/17/2011 11:40:29 PM
resource777$50.002/18/2011 7:01:36 AM
108lender$200.002/18/2011 8:05:01 AM
shawnw2$25.002/18/2011 3:19:47 PM
orange-preeminant-bill$50.002/19/2011 9:04:35 AM
ProjectVenture$50.002/19/2011 9:56:08 AM
hitsman$50.002/19/2011 9:57:10 AM
MrOglesby$25.002/19/2011 10:55:55 AM
joyous-revenue4$25.002/19/2011 10:38:14 AM
5kids5$25.842/19/2011 4:54:02 PM
MadHun$100.002/19/2011 8:59:12 PM
wise-spiritual-commitment$50.002/20/2011 12:49:50 AM
a-finance-nirvana$25.002/19/2011 9:15:35 PM
supersarah61$50.002/20/2011 8:24:21 AM
Goodlender42$50.002/20/2011 9:51:26 AM
Nailman88$50.002/20/2011 12:28:26 PM
attractive-rate$25.002/20/2011 2:53:26 PM
agreement-heart8$200.002/20/2011 4:16:27 PM
broomfieldbucks$25.002/20/2011 11:27:49 PM
Engineer44$25.002/20/2011 11:20:47 PM
rakstar$50.002/21/2011 1:22:36 AM
jeffpac$50.002/21/2011 6:44:24 AM
godfather4u$50.002/21/2011 7:27:57 AM
Rockymtnhi$50.002/21/2011 7:28:36 AM
99 Investments
 
Borrower Payment Dependent Notes Series 493803
This series of Notes was issued and sold upon the funding of the borrower loan #47261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,900.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $221.19
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2002 Debt/Income ratio: 10%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,963Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: cash-starter0 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Grace to you
Purpose of loan:
To pay off our credit card debt. We have successfullly not used our credit card for over two years now.? We want to continue to get out of debt with a reasonable interest rate.? For the past year, we have paid monthly, on schedule, and up to $450.00 a month.? This rate is very doable for us.
My financial situation:
I have steady income that has sustained $400 payments monthly to a credit card, and we have managed to not dig ourselves further into debt by staying away from credit card use?for over the past?two years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/15/2011 5:02:09 PM
simplelender80$100.002/15/2011 5:03:22 PM
scrappy-bonus2$25.002/15/2011 5:04:07 PM
one-midas$25.002/15/2011 5:05:41 PM
indomitable-coin$50.002/15/2011 5:08:00 PM
Pickmar$25.002/15/2011 5:08:58 PM
bold-durability-drum$100.002/15/2011 5:37:20 PM
bill-booster5$25.002/15/2011 7:06:29 PM
enthralling-deal180$75.002/15/2011 5:02:29 PM
reflective-rupee$500.772/15/2011 5:04:22 PM
AFairDeal$75.002/15/2011 5:04:39 PM
don8ter$25.002/15/2011 5:06:27 PM
melodious-fairness$50.002/15/2011 5:03:19 PM
organized-payment6$50.002/15/2011 5:04:13 PM
RandyL3$25.002/15/2011 5:08:21 PM
HamachiMan$50.002/15/2011 5:06:42 PM
Dutchhunter$25.002/15/2011 5:35:52 PM
macjp123$25.002/15/2011 5:07:20 PM
McGrufus$26.362/16/2011 2:16:28 AM
chestnut4$25.002/15/2011 5:38:08 PM
cpbreton$25.002/16/2011 2:30:06 AM
tremendous-payment$25.002/16/2011 2:47:01 AM
hopeful-truth5$300.002/15/2011 8:27:32 PM
blue-useful-auction$25.002/16/2011 7:42:21 AM
balance-force$35.002/15/2011 9:20:58 PM
yomanie$25.002/16/2011 2:12:38 AM
return-phase9$25.002/16/2011 5:26:48 AM
SCD$25.002/16/2011 3:56:35 AM
TackingWindward$25.002/16/2011 6:45:35 AM
versatile-commerce$25.002/16/2011 3:00:11 PM
oskizzle$25.002/16/2011 10:02:54 AM
misit$25.002/16/2011 11:03:28 AM
harperpotok$100.002/16/2011 12:47:06 PM
cash-queen$25.002/16/2011 4:24:50 PM
TheTimeIsNow$25.002/16/2011 6:54:50 PM
TSC$50.002/16/2011 7:05:04 PM
rate-optimizer0$25.002/16/2011 6:54:53 PM
starry2001$25.002/16/2011 7:50:47 PM
ingenious-order783$25.002/17/2011 7:48:26 AM
worth-arch$25.002/17/2011 7:17:00 AM
psonicl$50.002/17/2011 8:02:26 AM
genius520$100.002/17/2011 12:46:03 PM
jazzlender$25.002/17/2011 12:45:58 PM
bid-czar8$100.002/17/2011 5:02:38 PM
vigilance-frontier$25.002/17/2011 7:26:05 PM
brightest-dynamic-peace$25.002/17/2011 7:01:35 PM
WalnutCreekguy$50.002/17/2011 10:14:52 PM
interstellar$75.002/17/2011 10:20:37 PM
blissful-dedication3$25.632/18/2011 3:08:38 AM
108lender$200.002/18/2011 8:05:05 AM
heavy_ax$25.002/18/2011 12:28:18 PM
rdav$25.002/18/2011 12:44:41 PM
CE88$75.002/18/2011 3:01:11 PM
Ripsaw4U$50.002/18/2011 6:24:53 PM
adama_48$25.002/19/2011 2:55:06 AM
BoughtTheFarm$25.002/19/2011 7:49:15 AM
best-listing-toro$25.002/19/2011 9:05:27 AM
CASSHMAN$150.002/19/2011 9:10:24 AM
joyous-revenue4$25.002/19/2011 10:39:54 AM
jwstclair$25.002/19/2011 12:43:20 PM
Prairie-MN$30.002/19/2011 1:01:01 PM
JDKevin$50.002/19/2011 2:50:10 PM
myduck$50.002/19/2011 5:00:13 PM
orangetrust$100.002/19/2011 9:15:13 PM
MadHun$100.002/19/2011 8:59:14 PM
hitsman$50.002/19/2011 9:15:30 PM
piano55$25.002/19/2011 9:36:50 PM
BankofBeth$25.002/19/2011 11:45:53 PM
verdiprr$300.002/20/2011 7:28:14 AM
llequire1$155.342/20/2011 4:56:54 AM
mojii77$50.002/20/2011 7:34:14 AM
Goodlender42$50.002/20/2011 9:51:27 AM
Spiv_51$25.002/20/2011 10:30:51 AM
generous-at-heart$27.002/20/2011 12:39:48 PM
dollardave$45.542/20/2011 1:24:43 PM
Tizzo27$34.662/20/2011 2:40:46 PM
principal-injector2$50.002/20/2011 3:44:33 PM
benjamins-utopia$50.002/15/2011 5:03:17 PM
velocity-solo$25.002/15/2011 5:04:49 PM
marketplace-cello5$25.002/15/2011 5:06:13 PM
kmr2$100.002/15/2011 5:06:17 PM
irrelevant$50.002/15/2011 5:06:23 PM
commerce-yeller$30.002/15/2011 5:07:32 PM
lendacity$25.002/15/2011 5:08:20 PM
FundMaker$25.002/15/2011 7:08:10 PM
BxRealtor$25.002/15/2011 5:03:57 PM
jrbill1998$50.002/15/2011 5:04:41 PM
Tradesmanlender$50.002/15/2011 5:04:51 PM
selector568$50.002/15/2011 5:02:17 PM
dime-smasher5$25.002/15/2011 5:06:24 PM
sk10023$25.002/15/2011 5:07:13 PM
GrayStudio$25.002/15/2011 5:06:20 PM
market-solstice2$25.002/16/2011 2:43:57 AM
payment-halo$25.002/15/2011 9:03:28 PM
penny-finder$44.472/16/2011 8:57:08 AM
newfoundation$25.002/16/2011 2:27:37 AM
samo102us$25.002/16/2011 2:29:01 AM
Artist_Blue$25.002/16/2011 6:07:12 AM
honorable-vigilance$56.142/16/2011 8:05:57 AM
bonus-sensai825$25.002/16/2011 11:52:22 AM
dynamic-platinum$50.002/16/2011 12:29:07 PM
vutah$50.002/16/2011 5:00:04 PM
BAJMP$25.002/16/2011 11:34:04 AM
radforj22$25.002/16/2011 2:31:33 PM
rjrventure$55.782/16/2011 3:11:59 PM
Planecourage$42.242/16/2011 8:30:34 PM
loanman2007$100.002/17/2011 4:59:38 AM
choss02$100.002/17/2011 9:43:21 AM
LoanAngel$25.002/17/2011 10:15:35 AM
alextiff01$25.002/17/2011 10:48:50 AM
CasaDeTomas$50.002/17/2011 3:15:07 PM
rce1964$25.002/17/2011 5:23:15 PM
JedClampett$75.002/17/2011 6:42:40 PM
spiff666$25.002/17/2011 8:55:04 PM
Tylerh$100.002/17/2011 10:42:19 PM
1800porsche$25.002/17/2011 11:40:30 PM
resource777$50.002/18/2011 7:01:39 AM
market-pudding$25.002/18/2011 11:41:53 AM
Astyanax$50.002/18/2011 2:56:15 PM
thankful-nickel2$25.002/18/2011 4:34:31 PM
mickw2000$25.002/18/2011 5:53:32 PM
lukeskywalkerkp$25.002/18/2011 10:13:06 PM
fair_rates$25.002/19/2011 5:34:00 AM
fishintime$100.002/19/2011 9:57:42 AM
Aaron_Oz$25.002/19/2011 9:57:54 AM
gilbrear$25.002/19/2011 11:36:32 AM
PadreAyudate$30.042/19/2011 1:26:29 PM
wise-spiritual-commitment$50.002/20/2011 12:49:52 AM
haryassman$25.002/20/2011 7:59:33 AM
TK4$50.002/20/2011 9:04:37 AM
supersarah61$50.002/20/2011 8:24:22 AM
gethsemane4$25.002/20/2011 9:59:27 AM
ROCKLYVALE$50.002/20/2011 12:05:11 PM
economy-beast$38.912/20/2011 1:23:53 PM
green-unrivaled-felicity$25.002/20/2011 12:49:27 PM
135 Investments
 
Borrower Payment Dependent Notes Series 493859
This series of Notes was issued and sold upon the funding of the borrower loan #47260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1991 Debt/Income ratio: 15%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 9Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,020Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: successful-loan8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ALL EXPENSES
Purpose of loan:
This loan will be used to? PAY OFF DEBTS

My financial situation:
I am a good candidate for this loan because?? I HAVE A GOOD STABLE JOB AND A GOOD CREDIT HISTORY

Monthly net income: $?? 5,300.00 INCLUDING MY WIFE BRENDA WHO IS ON DISBILITY.

Monthly expenses: $???? 4,000.00 INCLUDES ALL EXPENSES BELOW
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
UCLA4life$50.002/14/2011 5:03:23 PM
orderly-leverage$50.002/14/2011 5:05:21 PM
Jack55304$300.002/14/2011 5:05:59 PM
miked8303$25.002/14/2011 5:06:40 PM
genius520$100.002/14/2011 5:05:48 PM
harmonica2$25.002/14/2011 5:17:11 PM
red-favorable-basis$25.002/14/2011 7:52:56 PM
zippy-interest$25.002/15/2011 2:31:00 AM
jiggaman7$50.002/15/2011 9:39:40 AM
musegaze$100.002/15/2011 11:42:01 AM
witty-openness$25.002/15/2011 9:33:35 AM
Scotcha$50.002/15/2011 4:02:17 PM
hopeful-deal7$50.002/16/2011 9:36:57 AM
Speculator$25.002/16/2011 9:52:15 AM
hitsman$50.002/16/2011 11:31:53 AM
asset-wheel$25.002/16/2011 4:15:18 PM
tech310$50.002/17/2011 12:59:27 AM
pious-gold$25.002/17/2011 9:48:36 AM
richboy56$25.002/17/2011 9:55:07 AM
rogue_monster$25.002/17/2011 10:03:05 AM
gain-equator$25.002/17/2011 12:48:52 PM
benjamins-utopia$50.002/17/2011 2:28:18 PM
rockstar78$25.002/17/2011 1:26:04 PM
jazzlender$25.002/17/2011 2:25:11 PM
MilitaryLending$25.002/17/2011 4:58:35 PM
money-bauble$100.002/17/2011 5:50:33 PM
gristle$25.002/17/2011 6:50:49 PM
RMB-Investments$50.002/17/2011 7:56:30 PM
Soxxes$25.002/17/2011 9:46:04 PM
Yotaman$50.002/17/2011 9:56:41 PM
frogperson$250.002/17/2011 9:58:53 PM
iLoaner$25.002/18/2011 2:54:45 AM
shrewd-peace7$25.002/18/2011 3:08:28 AM
seisen$45.262/18/2011 2:41:02 AM
treasure-bliss$50.002/18/2011 3:11:52 AM
payout-banker4$25.002/18/2011 3:07:55 AM
FeedTheMachine$40.582/18/2011 3:11:17 AM
pixeldave$36.322/18/2011 2:51:55 AM
payment-gusto$25.002/18/2011 3:13:49 AM
agiovasil$25.002/18/2011 3:09:28 AM
asset-professor$50.002/18/2011 3:12:28 AM
Crewhippie$25.002/18/2011 5:09:03 AM
108lender$100.002/18/2011 8:03:06 AM
Pu239$60.002/18/2011 7:54:36 AM
kind-efficient-credit$25.002/18/2011 8:51:12 AM
handshake5$100.002/18/2011 8:52:06 AM
Easystreet$25.002/18/2011 8:52:22 AM
monster4$50.002/18/2011 8:52:34 AM
jhernand17$25.002/18/2011 8:52:49 AM
ColoradoCamping$50.002/18/2011 8:53:47 AM
stoopidnoodle$25.002/18/2011 8:50:48 AM
affluence-tomahawk$50.002/18/2011 8:54:04 AM
dollar-sonnet3$50.002/18/2011 8:51:33 AM
Jethro12$25.002/18/2011 8:54:30 AM
worthy-bid8$50.002/18/2011 8:51:49 AM
CSUgrad08$25.002/18/2011 8:54:41 AM
tsquared_030$25.002/18/2011 8:51:55 AM
martinnc$50.002/18/2011 8:54:52 AM
LibbyZ$50.002/18/2011 8:52:32 AM
Tikibarman$25.002/18/2011 8:55:16 AM
bold-shrewd-duty$25.002/18/2011 8:55:28 AM
ASR3$50.002/18/2011 8:55:52 AM
Doug1043$25.002/18/2011 8:53:30 AM
LuvToLend$25.002/18/2011 8:54:35 AM
prudent-power1$40.002/18/2011 8:51:38 AM
floridass$25.002/18/2011 8:54:56 AM
Gibbyland$50.002/18/2011 8:52:09 AM
borquist$25.002/18/2011 8:55:11 AM
MAYBROOK$30.782/18/2011 8:52:30 AM
smithd76$50.002/18/2011 8:55:21 AM
basis-equalizer0$25.002/18/2011 8:52:57 AM
lucrative-dollar$50.002/18/2011 8:55:56 AM
return-pumpkin7$25.002/18/2011 8:53:33 AM
wizardii$25.002/18/2011 8:54:00 AM
assetmanager$25.002/18/2011 8:54:27 AM
Scoote2912$25.002/18/2011 8:54:48 AM
platinum-celebration4$31.002/18/2011 8:55:01 AM
lenderman007$50.002/18/2011 8:55:06 AM
top-historic-peso$25.002/18/2011 8:55:25 AM
social-conductor4$25.002/18/2011 8:55:47 AM
kulender$100.002/14/2011 5:03:27 PM
profit-powerplant$25.002/14/2011 5:05:39 PM
diplomatic-wealth7$25.002/14/2011 5:06:09 PM
incbx$50.002/14/2011 5:06:46 PM
liberty-destiny3$25.002/14/2011 5:07:17 PM
SolarMoonshine$25.002/14/2011 5:13:49 PM
simplelender80$100.002/14/2011 5:02:45 PM
suave-dime6$25.002/14/2011 5:03:20 PM
HamachiMan$50.002/14/2011 5:05:27 PM
irrelevant$50.002/14/2011 5:05:54 PM
2grindstones$25.002/14/2011 6:02:23 PM
ramst41$25.002/14/2011 11:16:16 PM
greencat$50.002/15/2011 7:17:49 AM
Artist_Blue$25.002/15/2011 3:37:46 AM
Bob450$25.002/15/2011 8:22:28 AM
cash-reaction2$50.002/15/2011 3:06:08 PM
trumpeter5$25.002/16/2011 7:11:22 AM
transamerican$25.002/16/2011 11:49:17 AM
Investoman$50.002/16/2011 6:08:26 PM
sensible-order2$100.002/16/2011 5:28:45 PM
papaloha$25.002/16/2011 5:30:07 PM
kingston4g$25.002/16/2011 5:57:40 PM
finance-prescription$50.002/16/2011 6:08:10 PM
radforj22$25.002/17/2011 4:13:56 AM
cropdust3r$25.002/17/2011 6:15:14 AM
geophreigh$25.002/17/2011 6:48:08 AM
CA-Lender$25.002/17/2011 7:03:45 AM
choss02$50.002/17/2011 9:45:12 AM
JJ9876$25.002/17/2011 10:01:34 AM
symbiosis$50.002/17/2011 10:04:00 AM
bessbird$50.002/17/2011 12:07:04 PM
GCInvestments$25.002/17/2011 12:43:16 PM
authoritative-platinum7$25.002/17/2011 12:48:45 PM
Armyman122$50.002/17/2011 12:47:31 PM
iolaire$25.002/17/2011 1:08:27 PM
important-openness1$50.002/17/2011 2:25:31 PM
order-brigade$25.002/17/2011 4:42:36 PM
network2$50.002/17/2011 6:47:54 PM
brmar$25.002/17/2011 6:49:36 PM
allenerb$50.002/17/2011 8:04:36 PM
BooRadley$25.002/17/2011 8:10:08 PM
Tylerh$100.002/17/2011 10:51:05 PM
LAM26$25.002/18/2011 2:52:59 AM
AF-Chief$47.232/18/2011 3:11:11 AM
ommcd$25.002/18/2011 2:40:17 AM
Comoparklender$50.002/18/2011 3:13:44 AM
orange-preeminant-bill$50.002/18/2011 3:14:22 AM
natural-greenback6$25.002/18/2011 3:09:34 AM
debt-force$25.002/18/2011 4:15:50 AM
ursus$50.002/18/2011 3:21:57 AM
GElender$25.002/18/2011 6:05:41 AM
famous-bill$25.002/18/2011 5:57:33 AM
slushfunder$50.002/18/2011 6:24:58 AM
contract-maracas$50.002/18/2011 7:10:43 AM
agalt$75.002/18/2011 7:35:43 AM
rakem777$25.002/18/2011 8:00:41 AM
MARWARISETH$25.002/18/2011 8:50:43 AM
kjsfld$25.002/18/2011 8:09:38 AM
reward-adventure$50.002/18/2011 8:51:16 AM
orange-influential-credit$50.002/18/2011 8:51:41 AM
indomitable-dedication$50.002/18/2011 8:52:25 AM
relentless-gain3$25.002/18/2011 8:52:42 AM
argentina78$25.002/18/2011 8:53:18 AM
maple1$50.002/18/2011 8:53:49 AM
commerce-web5$25.002/18/2011 8:51:30 AM
drk222003$50.002/18/2011 8:54:07 AM
punctual-worth$25.002/18/2011 8:54:33 AM
yield-aurora4$100.002/18/2011 8:51:51 AM
ambmba$50.002/18/2011 8:54:50 AM
lenderrb$25.002/18/2011 8:52:27 AM
d627$50.002/18/2011 8:54:54 AM
ALHBLJ$50.002/18/2011 8:52:45 AM
jmichael23$50.002/18/2011 8:55:19 AM
money-floret$25.002/18/2011 8:55:30 AM
Perksunlimited$25.002/18/2011 8:53:26 AM
minddoc$25.002/18/2011 8:51:02 AM
credit-solstice$25.002/18/2011 8:54:21 AM
aggresive-loyalty$31.002/18/2011 8:54:39 AM
ElbowToast$30.002/18/2011 8:55:08 AM
actuarial_investor$25.002/18/2011 8:55:14 AM
economy-producer$25.002/18/2011 8:55:41 AM
fairhelper$25.002/18/2011 8:53:21 AM
gimincorp$30.002/18/2011 8:53:28 AM
BeanCownter$50.002/18/2011 8:54:24 AM
balance-warrior$25.002/18/2011 8:54:44 AM
Lam0nt$25.002/18/2011 8:54:58 AM
lowrate$50.002/18/2011 8:55:03 AM
contract-lotus$50.002/18/2011 8:55:22 AM
nimble-economy863$25.002/18/2011 8:55:33 AM
169 Investments
 
Borrower Payment Dependent Notes Series 493899
This series of Notes was issued and sold upon the funding of the borrower loan #47285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,200.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $158.17
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1971 Debt/Income ratio: 6%
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,062Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: jsale Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 34 ( 97% ) 780-799 (Latest)
Principal borrowed: $19,949.00< 31 days late: 1 ( 3% )  
740-759 (Apr-2008)
720-739 (Dec-2007)
760-779 (May-2007)
800-819 (Dec-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation
I've successfully paid off two loans with prosper and am on my way to being debt free! Any questions please feel free to contact me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
iolaire$25.002/16/2011 5:12:15 PM
Chutney$25.002/16/2011 5:18:23 PM
nimble-money0$25.002/16/2011 5:19:14 PM
cebgop$25.002/16/2011 5:20:34 PM
paladin847$50.002/16/2011 5:20:41 PM
bowdish1$50.002/16/2011 5:20:49 PM
duty-windmill$25.002/16/2011 5:20:54 PM
camaraderi-atmosphere$100.002/16/2011 5:21:12 PM
danny-lender$50.002/16/2011 5:24:45 PM
RandyL3$25.002/16/2011 5:27:32 PM
pwkpwk$25.002/16/2011 5:04:07 PM
BidDaddyBigBucks$25.002/16/2011 5:30:23 PM
MoneyForNothing$25.002/16/2011 5:14:39 PM
BaxterEvil$25.002/16/2011 5:15:57 PM
blot44$25.002/16/2011 5:18:52 PM
compoundinterest$50.002/16/2011 5:20:31 PM
lloyd_s$25.002/16/2011 5:19:10 PM
youqianderen$50.002/16/2011 5:20:42 PM
docdekay$100.002/16/2011 5:19:20 PM
hitsman$50.002/16/2011 5:20:56 PM
BankingFamily$50.002/16/2011 5:21:06 PM
don8ter$25.002/16/2011 5:20:33 PM
Phantom99$100.002/16/2011 5:20:38 PM
truth-image$50.002/16/2011 5:20:43 PM
wwwUniversal$25.002/16/2011 5:20:47 PM
tbrnet$50.002/16/2011 5:20:52 PM
ac787$50.002/16/2011 6:22:24 PM
thankful-nickel2$25.002/16/2011 6:03:34 PM
tedsrfdude$50.002/16/2011 6:04:44 PM
n036939$25.002/16/2011 6:50:40 PM
Only_Money$25.002/16/2011 7:12:03 PM
choss02$50.002/17/2011 9:44:35 AM
murren$25.002/17/2011 10:21:14 AM
payout-reaction740$25.002/17/2011 10:33:43 AM
Chosen-one$25.002/17/2011 11:43:03 AM
labate$25.002/17/2011 12:50:41 PM
thedoctor$47.212/17/2011 4:17:24 PM
ThomasC$31.652/17/2011 4:47:06 PM
sweety075$25.002/17/2011 5:06:53 PM
MoneyTree79$27.642/17/2011 6:31:01 PM
bold-bright-currency$25.002/17/2011 10:06:47 PM
openness-viking$100.002/18/2011 12:45:33 AM
sharpey$25.002/18/2011 5:47:12 AM
outofoffice$85.912/18/2011 7:06:47 AM
buukyak$25.002/18/2011 10:10:45 AM
economy-tuba7$150.002/18/2011 10:20:45 AM
cognizant-rate732$25.002/18/2011 10:12:47 AM
CE88$100.002/18/2011 3:06:56 PM
best-generosity-financier$25.002/18/2011 6:24:20 PM
value-sequoia8$50.002/18/2011 6:21:54 PM
berkeleylender$80.002/18/2011 10:20:24 PM
Slapshot$25.002/19/2011 2:20:19 AM
berkeleylender$50.002/18/2011 10:19:40 PM
Pulchritudinous$25.002/16/2011 5:16:03 PM
kenji4861$25.002/16/2011 5:18:48 PM
organized-payment6$25.002/16/2011 5:20:25 PM
Tradesmanlender$50.002/16/2011 5:20:28 PM
CBO-Enterprise$50.002/16/2011 5:20:36 PM
kulender$100.002/16/2011 5:20:45 PM
acropiloterau2002$25.002/16/2011 5:20:51 PM
KWarrior$50.002/16/2011 5:20:59 PM
damage$25.002/16/2011 5:21:15 PM
currency-persimmon$25.002/16/2011 5:21:21 PM
HHP$25.002/16/2011 5:29:12 PM
selector568$300.002/16/2011 5:54:23 PM
samo102us$25.002/16/2011 5:15:32 PM
indomitable-coin$50.002/16/2011 5:15:56 PM
skuba$100.002/16/2011 5:16:18 PM
octoberfresh$30.002/16/2011 5:56:52 PM
kyomoon$50.002/16/2011 5:18:46 PM
theboat$25.002/16/2011 5:18:50 PM
jonandmeg21$50.002/16/2011 5:20:25 PM
jenkris$25.002/16/2011 5:20:39 PM
benjamins-utopia$100.002/16/2011 5:20:46 PM
velocity-solo$25.002/16/2011 5:21:07 PM
Pickmar$25.002/16/2011 5:21:19 PM
DukSerduk$25.002/16/2011 5:20:35 PM
meux99$25.002/16/2011 5:20:40 PM
kid8549$25.002/16/2011 5:20:44 PM
Brisket_Bob$25.002/16/2011 5:20:58 PM
axl163$25.002/16/2011 5:21:09 PM
radforj22$50.002/16/2011 5:24:30 PM
MTLoans$25.002/16/2011 6:04:45 PM
scrappy-bonus2$25.002/16/2011 5:25:14 PM
Earn_money$25.002/16/2011 6:09:33 PM
sensible-order2$100.002/16/2011 5:28:33 PM
sk10023$25.002/16/2011 5:29:31 PM
thankful-nickel2$25.002/16/2011 5:59:11 PM
heavenly-interest9$50.002/16/2011 6:04:43 PM
the-upbeat-p2p$50.002/16/2011 6:51:05 PM
starry2001$25.002/16/2011 7:48:02 PM
hopeful-truth5$50.002/16/2011 7:44:18 PM
swissbanker$100.002/16/2011 8:38:56 PM
Daneistes$50.002/17/2011 5:00:21 AM
CPA-Banker$25.002/17/2011 9:41:21 AM
community-pipeline$25.002/17/2011 10:12:09 AM
newest-orbital-justice$50.002/17/2011 10:22:29 AM
openness-viking$100.002/17/2011 10:50:52 AM
The-Lighthouse-Group$25.002/17/2011 12:43:33 PM
Sigonio$25.002/17/2011 12:52:44 PM
exchange-pledge$100.002/17/2011 12:53:02 PM
rockstar78$50.002/17/2011 1:25:30 PM
reward-tamale1$25.002/17/2011 2:29:54 PM
DKSArt$25.002/17/2011 2:58:26 PM
bds9646$26.002/17/2011 4:46:34 PM
Tylerh$100.002/17/2011 10:39:26 PM
1800porsche$25.002/17/2011 11:31:22 PM
mpactlender$25.002/18/2011 2:55:04 AM
orindalender$50.002/18/2011 6:50:00 AM
skillful-treasure37$50.002/18/2011 10:06:34 AM
shakespeare6$25.002/18/2011 10:58:26 AM
reflective-rupee$25.772/18/2011 4:16:50 PM
NaperLender$50.002/18/2011 6:42:15 PM
TomDalonajay$25.002/19/2011 2:24:44 AM
YellowJacket$25.002/19/2011 2:39:22 AM
Ripsaw4U$50.002/19/2011 2:42:10 AM
116 Investments
 
Borrower Payment Dependent Notes Series 493905
This series of Notes was issued and sold upon the funding of the borrower loan #47234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-16-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1996 Debt/Income ratio: 22%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,392Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: tgfo4927 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2010)
680-699 (Sep-2009)
 
Principal balance: $2,946.35 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Fence for the dogs
Purpose of loan:
This loan will be used to put up a fence at my new home so that I don't have to worry about my dogs running off.?? I recently changed jobs and locations as I relocated to NC to be closer to family, but am desperately needing a fence to contain my 2 dogs.?

My financial situation:
I am a good candidate for this loan because I pay my bills on time each month and have been in the same profession for 11 years.?I also have some stock money coming from my previous employer later this year and would be able to substantially reduce this loan at that time.

Monthly net income: $ apprx 4832.00

Monthly expenses: $
??Housing: $ 971
??Insurance: $ 78
??Car expenses: $ 100 gas
??Utilities: $ 130
??Phone, cable, internet: $ 121
??Food, entertainment: $ 300 +/-
??Clothing, household expenses $ 200 +/-
??Credit cards and other loans: $ 315
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Only one mortgage - $146k ; appraisal at 150k; just bought the home last month. (Feb-16-2011)
Q: What profession are you in? - impala6464
A: I am in Information Technology. I was a Network admin for several years and have been an IT Manager for the last 4 years. (Feb-17-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/16/2011 5:20:12 PM
musegaze$100.002/16/2011 5:21:18 PM
profit-powerplant$25.002/16/2011 5:26:11 PM
irrelevant$50.002/16/2011 5:26:38 PM
diplomatic-wealth7$25.002/16/2011 5:26:59 PM
cash-reaction2$50.002/16/2011 5:27:43 PM
DasMula$100.002/16/2011 5:38:31 PM
restless-dime$25.002/16/2011 5:12:50 PM
reflective-rupee$1,000.772/16/2011 5:17:55 PM
selector568$100.002/16/2011 5:18:49 PM
twjh$25.002/16/2011 5:24:47 PM
ac787$25.002/16/2011 6:23:33 PM
orange-pound-party$30.002/16/2011 6:36:01 PM
DasMula$100.002/16/2011 5:36:01 PM
larryboy10$25.002/16/2011 7:18:16 PM
2grindstones$50.002/16/2011 7:11:34 PM
hopeful-truth5$100.002/16/2011 7:45:30 PM
moola-disk$30.002/16/2011 8:13:42 PM
VJ_Financial$100.002/16/2011 8:36:38 PM
integrity-statue$25.002/16/2011 8:55:49 PM
jml3482$25.002/16/2011 11:39:14 PM
tech310$50.002/17/2011 12:59:09 AM
golffish2$100.002/17/2011 3:54:25 AM
supreme-hope$25.002/17/2011 2:25:45 AM
golffish2$100.002/17/2011 3:49:55 AM
realtormoises$25.002/17/2011 5:18:25 AM
bmw2$28.002/17/2011 5:22:05 AM
foothillender$25.002/17/2011 7:00:17 AM
Artist_Blue$25.002/17/2011 6:05:15 AM
blitzen40$25.002/17/2011 6:26:45 AM
greencat$50.002/17/2011 7:05:43 AM
113121$37.712/17/2011 8:31:23 AM
goal-benefit2$26.532/17/2011 8:55:36 AM
well-mannered-income3$60.002/17/2011 9:29:52 AM
g-mak-fund$25.002/17/2011 9:38:25 AM
choss02$50.002/17/2011 9:45:52 AM
Amber_Stone$25.002/17/2011 9:47:47 AM
bdkjr$25.002/17/2011 9:51:22 AM
JJ9876$25.002/17/2011 10:02:13 AM
stevekc1$25.002/17/2011 9:58:07 AM
RyanM561$25.002/17/2011 9:58:31 AM
symbiosis$50.002/17/2011 10:04:36 AM
witty-openness$25.002/16/2011 5:23:17 PM
Kash2010lu$50.002/16/2011 5:01:33 PM
Jack55304$300.002/16/2011 5:26:48 PM
jiggaman7$75.002/16/2011 5:28:04 PM
Speculator$25.002/16/2011 5:28:27 PM
Ruckus888$50.002/16/2011 5:29:14 PM
investment-artist$25.002/16/2011 5:05:05 PM
Core-Marketing$25.002/16/2011 5:53:03 PM
kulender$50.002/16/2011 5:18:04 PM
lender12345$25.002/16/2011 5:18:09 PM
simplelender80$200.002/16/2011 5:18:34 PM
113121$175.002/16/2011 5:21:48 PM
orderly-leverage$50.002/16/2011 5:25:47 PM
genius520$100.002/16/2011 5:26:24 PM
HamachiMan$50.002/16/2011 5:25:55 PM
SolarMoonshine$25.002/16/2011 5:33:54 PM
mammalian4$25.002/16/2011 5:38:55 PM
sturdy-peace9$30.002/16/2011 5:59:17 PM
Ubiquinone$44.002/16/2011 6:18:04 PM
five-star-note$200.002/16/2011 6:24:36 PM
credit-missile$100.002/16/2011 7:24:44 PM
NekHoldings$25.002/16/2011 8:12:47 PM
WonByOne$50.002/17/2011 3:14:19 AM
golffish2$100.002/17/2011 4:05:12 AM
loanman2007$125.002/17/2011 4:57:57 AM
worldpower2$25.002/17/2011 7:00:41 AM
geophreigh$25.002/17/2011 6:34:23 AM
Mikale360$25.002/17/2011 6:50:29 AM
impala6464$125.002/17/2011 7:06:44 AM
mikeandcat$174.382/17/2011 7:47:17 AM
competent-p2p$75.002/17/2011 7:34:25 AM
restless-dime$25.002/17/2011 8:02:52 AM
Champion_Lending$25.002/17/2011 8:37:09 AM
droopie1$25.002/17/2011 8:50:34 AM
Leshan$65.002/17/2011 8:40:47 AM
p2p-mover0$30.962/17/2011 10:06:13 AM
payout-alien6$25.002/17/2011 10:41:09 AM
clean-fund$50.002/17/2011 11:04:31 AM
diversification-maple1$25.002/17/2011 11:01:57 AM
benrice$25.002/17/2011 11:14:43 AM
113121$442.652/17/2011 11:17:08 AM
83 Investments
 
Borrower Payment Dependent Notes Series 493919
This series of Notes was issued and sold upon the funding of the borrower loan #47287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-15-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $275.33
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1994 Debt/Income ratio: 43%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,251Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: glimmering-bid08 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Well Needed
Purpose of loan:
I've been working on a dream construction project over the last four years.? The final stage of the project will be the addition of a Well on the property.? I have no access to a public water system.? I estimate the well to cost around $6000.? I will use the extra money to pay off the Home Depot and Lowes cards I've used while completing the project.

My financial situation:
I have a very stable job as a purchasing assistant at a company that has been in business for over 20 years.? I have always paid off loans on schedule and have every intention of continuing to do so.

Monthly net income: $ 1794

Monthly expenses: $
??Housing: $ 263
??Insurance: $ 65
??Car expenses: $ 0
??Utilities: $ 30
??Phone, cable, internet: $ 85
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: It shows you have 3 delinquencies in the past 7 years, can you provide further details on when/how they occurred and the amounts? - p_amadeus
A: I don't recall the exact amounts. Almost seven years ago I left my full-time job for two years to finish college. During those two years I was late on some monthly credit card payments. Eventually I returned to my full-time job and paid off all of my credit cards in full. Now the only credit cards I use are Lowes and Home Depot with relatively small balances. (Feb-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
GrayStudio$25.002/15/2011 9:11:41 AM
irrelevant$50.002/15/2011 9:11:51 AM
kulender$100.002/15/2011 9:05:30 AM
simplelender80$100.002/15/2011 9:07:48 AM
benjamins-utopia$100.002/15/2011 9:07:15 AM
melodious-fairness$100.002/15/2011 9:07:34 AM
organized-payment6$50.002/15/2011 9:13:48 AM
lendacity$25.002/15/2011 9:15:36 AM
Scotcha$50.002/15/2011 4:03:08 PM
GD68$25.002/15/2011 12:46:31 PM
SolarMoonshine$25.002/15/2011 4:39:13 PM
Artist_Blue$25.002/16/2011 6:07:01 AM
wise-natural-return$25.002/16/2011 5:14:49 AM
vtr1000$25.002/16/2011 12:39:22 PM
radforj22$25.002/16/2011 2:31:18 PM
harperpotok$100.002/16/2011 12:47:02 PM
choss02$100.002/17/2011 9:43:11 AM
tender-integrity3$100.002/17/2011 12:44:11 PM
bid-czar8$100.002/17/2011 5:02:19 PM
fishintime$100.002/17/2011 6:47:38 PM
resource777$50.002/18/2011 7:01:32 AM
MoneyMA$25.002/18/2011 10:17:47 AM
orangetrust$100.002/18/2011 12:46:26 PM
rustysailor$25.002/19/2011 7:43:24 AM
best-listing-toro$25.002/19/2011 8:53:17 AM
hitsman$50.002/19/2011 9:11:40 AM
efficient-treasure0$25.002/19/2011 9:57:02 AM
GordoMG$50.002/19/2011 2:19:05 PM
fund-tom-tom6$50.002/19/2011 4:15:01 PM
wirebutterfly$50.002/19/2011 8:03:53 PM
jjb516$51.462/19/2011 7:37:04 PM
Fiimg$50.002/19/2011 9:17:00 PM
orange-courageous-dedication$50.002/19/2011 9:14:52 PM
TK4$50.002/20/2011 9:04:34 AM
dckpolo$50.002/20/2011 8:14:25 AM
godfather4u$50.002/20/2011 9:04:24 AM
unclejaef$25.002/20/2011 10:14:20 AM
loss-of-control$50.002/20/2011 10:16:09 AM
principal-injector2$50.002/20/2011 3:44:28 PM
Rockymtnhi$50.002/20/2011 4:04:46 PM
the-silver-blaster$50.002/21/2011 1:13:23 AM
pirahna125$25.002/21/2011 4:00:49 AM
pirahna125$38.122/21/2011 4:01:02 AM
tigerlady92$25.002/21/2011 6:34:59 AM
jeffpac$50.002/21/2011 6:44:18 AM
attentive-vigilance1$50.002/21/2011 7:24:59 AM
tharmon$50.002/21/2011 7:25:04 AM
contract-paloverde1$25.002/21/2011 7:24:56 AM
jdwillcox$100.002/21/2011 7:25:18 AM
point-shooter$50.002/21/2011 8:41:43 AM
SmokeyMirror$25.002/21/2011 9:00:52 AM
p2pcapitalgroup$50.002/21/2011 9:01:48 AM
mgking007$25.002/21/2011 9:30:10 AM
brightest-dynamic-peace$25.002/21/2011 9:30:29 AM
rebellender$25.002/21/2011 10:05:13 AM
brilliant-revenue$25.002/21/2011 10:39:23 AM
moola-trumpeter$25.002/21/2011 10:49:15 AM
FinanceEngine$25.002/21/2011 11:27:08 AM
rogue_monster$50.002/21/2011 12:12:40 PM
jbaum$40.002/21/2011 12:20:03 PM
green-thoughtful-yield$100.002/21/2011 12:23:29 PM
skuba$50.002/21/2011 12:42:17 PM
fund-tom-tom6$25.002/21/2011 12:43:45 PM
inspiring-reward$150.002/21/2011 12:55:05 PM
CA-Lender$25.002/21/2011 1:08:47 PM
admirable-income9$25.002/21/2011 1:06:40 PM
motivator796$40.002/21/2011 1:20:18 PM
cathexis$25.002/21/2011 1:40:37 PM
moola-escalator$50.002/21/2011 2:10:43 PM
trade-boots1$100.002/21/2011 2:01:10 PM
StarE$25.002/21/2011 2:30:21 PM
billiam$92.702/21/2011 3:24:33 PM
Truchaos$40.002/21/2011 3:36:21 PM
trelum$184.432/21/2011 3:40:46 PM
mjcareful$38.672/21/2011 3:59:18 PM
Astyanax$40.002/21/2011 3:59:13 PM
best-ingenious-funds$25.002/21/2011 4:00:11 PM
the-money-gargantuan$25.002/21/2011 4:59:19 PM
don8ter$25.002/15/2011 9:12:01 AM
HamachiMan$50.002/15/2011 9:12:25 AM
commerce-yeller$30.002/15/2011 9:13:55 AM
velocity-solo$25.002/15/2011 9:14:28 AM
helpinghand63$50.002/15/2011 9:41:06 AM
enthralling-deal180$75.002/15/2011 9:06:18 AM
marketplace-cello5$25.002/15/2011 9:11:06 AM
Tradesmanlender$35.002/15/2011 9:11:14 AM
kmr2$100.002/15/2011 9:11:27 AM
macjp123$25.002/15/2011 9:13:33 AM
BxRealtor$25.002/15/2011 9:14:42 AM
tylerfd$25.002/15/2011 2:36:23 PM
genius520$100.002/15/2011 5:38:11 PM
payment-halo$50.002/15/2011 9:07:46 PM
misit$25.002/16/2011 11:06:31 AM
jazzlender$25.002/16/2011 5:19:23 PM
worth-arch$25.002/17/2011 7:16:51 AM
psonicl$50.002/17/2011 8:02:20 AM
alextiff01$25.002/17/2011 10:48:13 AM
CasaDeTomas$50.002/17/2011 3:15:00 PM
WalnutCreekguy$50.002/17/2011 10:14:46 PM
Tylerh$100.002/17/2011 10:42:08 PM
1800porsche$25.002/17/2011 11:40:24 PM
Brisket_Bob$78.002/18/2011 5:14:52 AM
108lender$200.002/18/2011 8:04:54 AM
moonshadow10$50.002/18/2011 8:28:44 AM
credit-panda1$25.002/18/2011 10:15:24 AM
competent-p2p$30.002/18/2011 11:10:01 AM
competent-p2p$25.002/18/2011 12:49:20 PM
CE88$25.002/18/2011 2:56:53 PM
Ripsaw4U$50.002/18/2011 6:24:48 PM
nickel-liberator$32.492/18/2011 10:30:15 PM
sk10023$25.002/19/2011 9:16:25 AM
dime-smasher5$25.002/19/2011 9:16:23 AM
a-finance-nirvana$25.002/19/2011 9:23:26 AM
gain-equator$25.002/19/2011 9:57:40 AM
Prairie-MN$30.002/19/2011 1:08:09 PM
Hartfelt$25.002/19/2011 3:07:27 PM
vibraphone3$50.002/19/2011 5:54:57 PM
supersarah61$50.002/19/2011 6:39:20 PM
the-auction-bear$25.002/19/2011 9:16:55 PM
MadHun$100.002/19/2011 8:59:10 PM
wise-spiritual-commitment$50.002/20/2011 12:49:47 AM
agreement-bunny$25.002/20/2011 8:50:41 AM
Goodlender42$50.002/20/2011 9:51:21 AM
gethsemane4$25.002/20/2011 9:59:24 AM
rakstar$50.002/21/2011 1:22:32 AM
trident9$50.002/21/2011 6:09:49 AM
printmaster$54.732/21/2011 6:30:17 AM
GrowTK$25.002/21/2011 7:25:01 AM
reflective-cash0$50.002/21/2011 7:25:07 AM
Aleut$25.002/21/2011 7:28:21 AM
Preferred-Lender$25.002/21/2011 8:00:19 AM
ToloUSN$50.002/21/2011 7:53:55 AM
hektek22$50.002/21/2011 7:53:22 AM
Corellia$100.002/21/2011 8:33:57 AM
momoney2lend$25.002/21/2011 8:50:13 AM
RetirementMoney$25.002/21/2011 9:57:58 AM
orderly-leverage$100.002/21/2011 10:09:34 AM
manmeg$50.002/21/2011 10:13:12 AM
the-bid-sorcerer$50.002/21/2011 10:30:32 AM
crawfishcentral$26.782/21/2011 11:42:49 AM
greenback-bull6$100.002/21/2011 11:26:17 AM
mkl42$50.002/21/2011 12:00:22 PM
gain-gourd$100.002/21/2011 12:00:39 PM
PaulW$25.002/21/2011 12:09:33 PM
agalt$75.002/21/2011 12:11:04 PM
jct_enterprises$25.002/21/2011 12:13:17 PM
stormwatch$25.002/21/2011 12:23:16 PM
lincs$25.002/21/2011 12:55:55 PM
Sixmil$100.002/21/2011 1:39:10 PM
jigsaw$100.002/21/2011 1:31:16 PM
Fenix878$25.002/21/2011 2:09:24 PM
zaquiri_ice$100.002/21/2011 2:13:51 PM
balance-proton$25.002/21/2011 2:16:43 PM
chrisb1414$25.002/21/2011 2:33:53 PM
capital-relief4$60.002/21/2011 2:25:55 PM
treasure-dreamer7$50.002/21/2011 2:34:16 PM
swerve1317$50.002/21/2011 2:51:58 PM
grampy48$25.002/21/2011 3:14:44 PM
bonus-poplar2$39.742/21/2011 3:29:10 PM
Preteur$25.002/21/2011 4:19:05 PM
flexible-fund6$50.002/21/2011 4:44:48 PM
Shining-Star$25.002/21/2011 5:04:03 PM
seabassx$25.002/21/2011 5:51:01 PM
ValyaLibra01$17.882/21/2011 5:54:08 PM
164 Investments
 
Borrower Payment Dependent Notes Series 493959
This series of Notes was issued and sold upon the funding of the borrower loan #47272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-17-2011 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 13.25% Monthly payment: $433.76
 
Lender servicing fee: 1.00% Effective Yield*: 6.48%  
Estimated return*: 3.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2000 Debt/Income ratio: 18%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,614Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: Shani Borrower's state: NewYork Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2010)
680-699 (Aug-2009)
580-599 (Jul-2006)
580-599 (Jun-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Cash required for business
Purpose of loan:
This loan will be used to invest in a whole sale goods business that my best friend runs.

My financial situation:
I am a good candidate for this loan because I have great credit and always pay my bills on time. I plan on paying back the full amount within a year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$100.002/17/2011 5:25:00 PM
MoneyForNothing$64.532/17/2011 5:28:07 PM
enthralling-deal180$100.002/17/2011 5:32:18 PM
melodious-fairness$50.002/17/2011 5:44:01 PM
BxRealtor$25.002/17/2011 5:48:43 PM
simplelender80$100.002/17/2011 5:44:59 PM
smurf163$25.002/17/2011 5:53:23 PM
a-responsible-return$50.002/17/2011 5:56:33 PM
organized-payment6$50.002/17/2011 6:02:36 PM
AFairDeal$75.002/17/2011 6:03:29 PM
dime-smasher5$25.002/17/2011 6:05:31 PM
ac787$25.002/17/2011 6:19:52 PM
ac787$50.002/17/2011 6:19:22 PM
HamachiMan$50.002/17/2011 6:24:13 PM
MoneyForNothing$10.472/17/2011 6:28:23 PM
benjamins-utopia$50.002/17/2011 5:41:36 PM
Aberdeen$4,000.002/17/2011 5:58:27 PM
adventurous-commerce$25.002/17/2011 5:58:46 PM
velocity-solo$25.002/17/2011 6:04:52 PM
don8ter$25.002/17/2011 6:23:14 PM
lendacity$25.002/17/2011 6:27:40 PM
macjp123$25.002/17/2011 6:27:14 PM
RetirementMoney$25.002/17/2011 6:28:18 PM
23 Investments
 
Borrower Payment Dependent Notes Series 494099
This series of Notes was issued and sold upon the funding of the borrower loan #47305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $85.72
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1998 Debt/Income ratio: 12%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $924Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: inspiring-ore6 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for PGA School / PGA Future
Purpose of loan:
This loan will be used to?
Further my advancement in my profession.? I need this loan to take my level one examination for The PGA of America.? All $2000 will go directly to this cause.
My financial situation:
I am a good candidate for this loan because? I will pay it back the loan back in the time provided.?

Monthly net income: $ 1800 - $2100
Monthly expenses: $ 812
??Housing: $ 400
??Insurance: $ 45
??Car expenses: $ 0
??Utilities: $ 85
??Phone, cable, internet: $ 12
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 70
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:06:45 AM
simplelender80$100.002/17/2011 9:09:06 AM
kulender$50.002/17/2011 9:09:53 AM
HamachiMan$50.002/17/2011 9:24:09 AM
UCLA4life$50.002/17/2011 9:21:37 AM
jiggaman7$75.002/17/2011 9:29:53 AM
irrelevant$50.002/17/2011 9:25:34 AM
Jack55304$300.002/17/2011 9:25:48 AM
musegaze$100.002/17/2011 9:29:00 AM
Shining-Star$25.002/17/2011 9:37:41 AM
EngineersAlliance$125.002/17/2011 9:49:48 AM
loanman2007$50.002/17/2011 10:15:39 AM
rockstar78$25.002/17/2011 1:26:31 PM
Scotcha$50.002/17/2011 3:28:26 PM
orderly-leverage$50.002/17/2011 3:29:56 PM
hamster$25.182/17/2011 4:26:51 PM
SkinnyFish$25.002/17/2011 4:01:11 PM
vutah$25.002/17/2011 4:54:55 PM
carrinel$76.762/17/2011 4:58:09 PM
suave-dime6$25.002/17/2011 9:12:01 AM
Kash2010lu$28.002/17/2011 9:21:49 AM
genius520$100.002/17/2011 9:25:13 AM
diplomatic-wealth7$25.002/17/2011 9:26:12 AM
profit-powerplant$25.002/17/2011 9:24:50 AM
incbx$50.002/17/2011 9:27:07 AM
tech310$50.002/17/2011 9:33:05 AM
choss02$50.002/17/2011 9:46:08 AM
JJ9876$25.002/17/2011 10:02:31 AM
symbiosis$50.002/17/2011 10:04:52 AM
Danjack_Capital$25.002/17/2011 10:37:54 AM
wild-orange$50.002/17/2011 11:10:02 AM
orange-rapid-benjamins$50.002/17/2011 1:20:43 PM
kinetic-social$25.002/17/2011 2:45:09 PM
Evolver$50.002/17/2011 3:29:28 PM
ColoradoLender82$25.002/17/2011 2:48:13 PM
Happyhourcomics$25.002/17/2011 3:32:50 PM
SolarMoonshine$25.002/17/2011 5:05:27 PM
robust-duty1$33.122/17/2011 5:18:21 PM
greenback-guard$25.002/17/2011 5:51:34 PM
dudebrah$25.002/17/2011 5:56:56 PM
MoneyForNothing$11.942/17/2011 6:00:45 PM
41 Investments
 
Borrower Payment Dependent Notes Series 494141
This series of Notes was issued and sold upon the funding of the borrower loan #47242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,331Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: responsibility-sorcerer Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2010)
680-699 (Aug-2010)
700-719 (Apr-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt on two credit cards that have increased their interest rates.

My financial situation:
I am a good candidate for this loan because I have had a past loan with prosper, that I paid this loan off early when I had extra income. Further, I have a long history of good credit and responsible spending. The credit card debt was accumulated due to expenses related to the birth of my child, as well as a brief period of unemployment.


Monthly net income: $3000
Monthly expenses: $2200
Housing: $700
Insurance: $100
Car expenses: $50
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $650
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/17/2011 9:03:06 AM
simplelender80$100.002/17/2011 9:09:07 AM
nickel-hickory$25.002/17/2011 9:21:34 AM
genius520$100.002/17/2011 9:25:14 AM
HamachiMan$50.002/17/2011 9:24:12 AM
irrelevant$50.002/17/2011 9:25:35 AM
jiggaman7$75.002/17/2011 9:29:54 AM
Jack55304$300.002/17/2011 9:25:49 AM
musegaze$100.002/17/2011 9:29:02 AM
tech310$50.002/17/2011 9:32:55 AM
choss02$50.002/17/2011 9:46:12 AM
CoolPlexer$25.002/17/2011 9:49:30 AM
JJ9876$25.002/17/2011 10:02:32 AM
113121$50.002/17/2011 11:34:10 AM
Nerdster1$25.052/17/2011 12:16:35 PM
exchange-pledge$100.002/17/2011 12:53:48 PM
damasterwc$25.002/17/2011 3:59:35 PM
investmentgroup$25.002/17/2011 6:47:57 PM
sflash$25.002/17/2011 7:20:22 PM
shrewd-income$50.002/17/2011 8:40:33 PM
BooRadley$25.002/17/2011 8:10:22 PM
frogperson$150.002/17/2011 10:11:16 PM
kendigme$25.002/18/2011 1:53:47 AM
loanman2007$125.002/18/2011 4:43:25 AM
GElender$25.002/18/2011 6:06:22 AM
travels536$25.002/18/2011 7:16:02 AM
108lender$100.002/18/2011 8:03:48 AM
orderly-leverage$50.002/18/2011 8:57:32 AM
Makingitrain$25.002/18/2011 10:08:56 AM
social-hunter5$250.002/18/2011 11:57:34 AM
orangetrust$100.002/18/2011 12:45:21 PM
CPADawg$40.002/18/2011 12:46:53 PM
basis-image$30.002/18/2011 12:39:11 PM
gothampark$25.002/18/2011 2:12:26 PM
cash-reaction2$50.002/18/2011 2:16:03 PM
jjswanso$100.002/18/2011 4:36:48 PM
larryboy10$25.002/18/2011 4:39:45 PM
upbeat-finance8$25.002/18/2011 4:03:11 PM
foothillender$25.002/18/2011 4:40:35 PM
SFBank$300.002/18/2011 7:15:20 PM
LoanerPrincipal$35.002/18/2011 10:31:51 PM
loanman2007$75.002/19/2011 3:57:13 AM
S-Master$50.002/19/2011 3:37:52 AM
Leshan$100.002/19/2011 7:08:18 AM
nashibaksi$25.002/19/2011 8:11:45 AM
platinum-cargo$25.002/19/2011 8:40:59 AM
CashFlow13$100.002/19/2011 9:17:49 AM
smart-finance773$50.002/19/2011 10:00:32 AM
greencat$50.002/17/2011 9:04:38 AM
kulender$50.002/17/2011 9:09:54 AM
restless-dime$25.002/17/2011 9:11:13 AM
suave-dime6$25.002/17/2011 9:12:03 AM
diplomatic-wealth7$25.002/17/2011 9:26:13 AM
profit-powerplant$25.002/17/2011 9:24:52 AM
Ruckus888$50.002/17/2011 9:30:41 AM
2grindstones$25.002/17/2011 9:33:26 AM
symbiosis$50.002/17/2011 10:04:53 AM
reflective-rupee$1,500.772/17/2011 2:11:39 PM
rockstar78$25.002/17/2011 1:26:32 PM
orange-rapid-benjamins$100.002/17/2011 1:42:02 PM
hopeful-truth5$200.002/17/2011 3:41:30 PM
shrewd-income$100.002/17/2011 4:14:33 PM
loss-of-control$100.002/17/2011 4:45:37 PM
DasMula$27.002/17/2011 4:53:34 PM
Moe87$34.002/17/2011 5:32:18 PM
SolarMoonshine$25.002/17/2011 5:38:22 PM
Bob450$25.002/17/2011 6:34:33 PM
brmar$25.002/17/2011 6:49:56 PM
YurshotCapital$50.802/17/2011 7:07:11 PM
credit-missile$100.002/17/2011 7:52:50 PM
113121$25.002/17/2011 7:18:40 PM
RMB-Investments$50.002/17/2011 7:56:48 PM
credit-missile$100.002/17/2011 9:21:57 PM
Tylerh$100.002/17/2011 10:51:29 PM
debt-force$25.002/18/2011 4:16:09 AM
chameleon125$25.002/18/2011 6:39:12 AM
113121$250.002/18/2011 6:16:28 AM
Mikale360$25.002/18/2011 7:05:56 AM
commerce-stronghold$58.122/18/2011 10:43:43 AM
Speculator$25.002/18/2011 2:16:06 PM
peso-aggregator$25.002/18/2011 3:03:56 PM
lostviajero$25.002/18/2011 2:40:37 PM
Astyanax$40.002/18/2011 2:49:43 PM
rysil$50.002/18/2011 4:49:40 PM
foxtrot12$100.002/18/2011 3:45:19 PM
Lubava$25.002/18/2011 5:52:26 PM
economy-producer$25.002/18/2011 7:19:45 PM
Susan2556$100.002/18/2011 6:12:57 PM
CACO_Lender$25.002/18/2011 5:56:23 PM
papaloha$25.002/19/2011 2:40:54 AM
mrxtravis$25.002/19/2011 3:36:54 AM
head$25.002/19/2011 6:21:40 AM
drcoop$25.002/19/2011 9:05:36 AM
note-mad-scientist$58.972/19/2011 9:22:18 AM
the-profit-oracle$25.002/19/2011 9:24:13 AM
The-Helper$30.002/19/2011 9:58:58 AM
valiant-money$29.502/19/2011 10:00:19 AM
liberty-destiny3$25.002/19/2011 10:01:06 AM
EarlyRiser$250.002/19/2011 9:58:44 AM
99 Investments
 
Borrower Payment Dependent Notes Series 494155
This series of Notes was issued and sold upon the funding of the borrower loan #47235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $302.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1982 Debt/Income ratio: Not calculated
Credit score: 760-779 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:18y 11m
Amount delinquent: $0 Total credit lines: 51 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,861Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: blue-spirited-velocity Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cash flow assistance
Purpose of loan:
This loan will be used to... consolidate debt and payoff several small credit cards. This loan will allow me to budget my monthly cash flow better with a consolidated payment.

My financial situation:
I am a good candidate for this loan because... I have great earning ability and consistent record of paying debts IN FULL.


Monthly income: $8500
Housing: $1850
Car loans: $paid off
Credit cards/other loans: $2500/mo (loan reduce to $2300 or less)
Other expenses: $3000/mo

Even though the interest rate is ridiculously high on this loan, in the long run, this will improve my credit situation over the several credit card balances I now carry.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:06:14 AM
investment-artist$25.002/17/2011 9:08:02 AM
simplelender80$100.002/17/2011 9:09:09 AM
kulender$100.002/17/2011 9:10:03 AM
Kash2010lu$28.002/17/2011 9:21:53 AM
genius520$100.002/17/2011 9:25:16 AM
musegaze$100.002/17/2011 9:29:07 AM
irrelevant$50.002/17/2011 9:25:39 AM
jiggaman7$75.002/17/2011 9:29:58 AM
Jack55304$300.002/17/2011 9:25:53 AM
diplomatic-wealth7$25.002/17/2011 9:26:16 AM
choss02$50.002/17/2011 9:46:18 AM
JJ9876$25.002/17/2011 10:02:34 AM
Zipcut$50.002/17/2011 12:20:06 PM
competent-p2p$100.002/17/2011 2:11:47 PM
leverage-monger$60.002/17/2011 4:17:44 PM
payment-halo$25.002/17/2011 5:11:55 PM
SolarMoonshine$500.002/17/2011 5:35:32 PM
brmar$25.002/17/2011 6:49:56 PM
RMB-Investments$50.002/17/2011 7:56:49 PM
Jazzy503$25.012/17/2011 8:57:03 PM
credit-missile$100.002/17/2011 9:22:49 PM
frogperson$250.002/17/2011 10:03:35 PM
Nerdster1$40.052/17/2011 10:50:46 PM
angel879$25.002/17/2011 10:57:30 PM
Bob450$25.002/18/2011 2:56:23 AM
loanman2007$200.002/18/2011 4:38:47 AM
wonder3$25.002/18/2011 6:26:40 AM
GElender$25.002/18/2011 6:06:25 AM
imdave4me$100.002/18/2011 7:39:57 AM
leverage-monger$61.552/18/2011 7:21:31 AM
phaded$25.002/18/2011 9:16:45 AM
Shining-Star$25.002/18/2011 11:22:20 AM
market-pudding$25.002/18/2011 11:30:02 AM
lotuss4$50.002/18/2011 12:27:45 PM
ready-vigilance3$50.002/18/2011 1:56:29 PM
VBPlayer$25.002/18/2011 2:00:28 PM
firsttouch1$200.002/18/2011 12:53:12 PM
deepblue34$30.002/18/2011 2:48:43 PM
platinum-cargo$25.002/18/2011 3:15:08 PM
liberty-magnate$150.002/18/2011 3:24:38 PM
foxtrot12$100.002/18/2011 3:45:22 PM
upbeat-finance8$50.002/18/2011 4:14:45 PM
mycollegecash$42.432/18/2011 3:57:29 PM
foothillender$25.002/18/2011 4:38:46 PM
Lubava$23.072/18/2011 5:35:39 PM
houli123$100.002/17/2011 9:10:30 AM
suave-dime6$25.002/17/2011 9:12:12 AM
HamachiMan$50.002/17/2011 9:24:15 AM
profit-powerplant$25.002/17/2011 9:24:56 AM
incbx$50.002/17/2011 9:27:19 AM
tech310$50.002/17/2011 9:33:12 AM
2grindstones$25.002/17/2011 9:36:27 AM
symbiosis$50.002/17/2011 10:04:57 AM
peace-missile$50.912/17/2011 1:01:37 PM
ready-interest9$25.002/17/2011 1:02:20 PM
rockstar78$25.002/17/2011 1:26:34 PM
reflective-rupee$2,000.772/17/2011 2:00:50 PM
smear87$25.002/17/2011 2:25:05 PM
Whipster$25.002/17/2011 2:38:51 PM
witty-openness$25.002/17/2011 3:24:58 PM
hopeful-truth5$200.002/17/2011 3:36:04 PM
penny-plato$25.002/17/2011 4:13:21 PM
loss-of-control$150.002/17/2011 4:35:02 PM
DasMula$27.002/17/2011 5:00:52 PM
leverage-monger$88.692/17/2011 7:22:28 PM
JustMee$25.002/17/2011 8:49:12 PM
Tylerh$100.002/17/2011 10:51:30 PM
golffish2$100.002/18/2011 3:54:07 AM
top-courteous-peso$35.812/18/2011 3:11:01 AM
umfan123$25.002/18/2011 6:14:53 AM
108lender$100.002/18/2011 8:03:50 AM
Shining-Star$25.002/18/2011 11:22:39 AM
Shining-Star$25.002/18/2011 11:22:29 AM
whatreality$27.712/18/2011 10:56:06 AM
shrewd-asset$25.002/18/2011 12:15:32 PM
orangetrust$100.002/18/2011 12:45:22 PM
hellasow$50.002/18/2011 1:20:32 PM
adir1$25.002/18/2011 1:26:13 PM
orderly-leverage$50.002/18/2011 2:16:47 PM
Astyanax$40.002/18/2011 2:36:02 PM
FinanceEngine$25.002/18/2011 3:46:44 PM
rysil$50.002/18/2011 4:41:52 PM
thankful-nickel2$25.002/18/2011 4:43:42 PM
erowis$44.002/18/2011 5:29:01 PM
85 Investments
 
Borrower Payment Dependent Notes Series 494163
This series of Notes was issued and sold upon the funding of the borrower loan #47250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1978 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 24 / 24Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,532Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: income-festivity Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
helping my tax practice
Purpose of loan:
This loan will be used to...buy a laptop that I can bring to my clients during tax season.

My financial situation:
I am a good candidate for this loan because...my credit is good (over 700). The money I spend on this laptop will come back quickly as I can bring the computer with me when I go to see my tax clients. I will be able to handle more clients this way by making it more convenient for them. I visit them at their preferred locations on their schedule.


Monthly net income: $14,000
Monthly expenses: $6,400
Housing: $2,000
Insurance: $400
Car expenses: $700
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $1,000
Other expenses: $
750
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: That is a pretty heavy duty laptop for $2,000. Best Buy often offers 0% financing for 12 months and then about the same % after that as what you find on Prosper. Have you tried something like that? - orange-impartial-asset
A: You're right that $2,000 is pretty steep if it's just for a laptop. I need to pay for the computer and additional software that is not included in the basic setup (microsoft office suite, TurboTax Pro version with multiple State modules, etc), and I am also getting a neat portable printer. I am able to get it at a discount thru one of my client's suppliers. The whole package will actually cost between $3,000 and $4,000 but I don't need to borrow the entire amount. (Feb-17-2011)
Q: You state in your listing that your monthly net income is $14,000. Your expenses don't total half of that income. Can you explain to me how someone making $14K a month with over $7K in cash flow needs to borrow $2K? - drmoney11
A: Last year, I was injured in an accident and had a lengthy recovery period (I'm fine now). During that time, I went 3 months without being able to work and then another 2-3 months working only a couple of days each week. I was able to stay afloat but used up most of cash reserves during that period. I've been back to full time work since November and am now back to strong earnings. I expect to remain healthy and uninjured going forward, so paying back the loan should not be a problem. (Feb-17-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:05:47 AM
vutah$25.002/17/2011 9:10:59 AM
Kash2010lu$28.002/17/2011 9:21:54 AM
genius520$100.002/17/2011 9:25:17 AM
tech310$50.002/17/2011 9:33:13 AM
jiggaman7$75.002/17/2011 9:29:59 AM
symbiosis$50.002/17/2011 10:04:59 AM
rjcoutur2001$120.242/17/2011 11:17:36 AM
MoneyForNothing$7.842/17/2011 12:21:03 PM
lenderrn$25.002/17/2011 12:05:27 PM
rjrventure$50.002/17/2011 12:09:05 PM
Octamer$43.872/17/2011 12:13:42 PM
investment-artist$25.002/17/2011 9:07:12 AM
simplelender80$100.002/17/2011 9:09:10 AM
kulender$100.002/17/2011 9:10:04 AM
suave-dime6$25.002/17/2011 9:12:14 AM
ultimate-peace$50.002/17/2011 9:11:28 AM
credit-guard5$25.002/17/2011 9:11:53 AM
HamachiMan$50.002/17/2011 9:24:18 AM
diplomatic-wealth7$25.002/17/2011 9:26:18 AM
incbx$50.002/17/2011 9:27:20 AM
profit-powerplant$25.002/17/2011 9:24:56 AM
Jack55304$300.002/17/2011 9:25:56 AM
musegaze$100.002/17/2011 9:29:08 AM
choss02$50.002/17/2011 9:46:20 AM
2grindstones$25.002/17/2011 9:37:44 AM
JJ9876$25.002/17/2011 10:02:35 AM
stevekc1$25.002/17/2011 9:54:56 AM
loanman2007$100.002/17/2011 10:14:30 AM
marr$25.002/17/2011 11:20:44 AM
Income-Scout$150.002/17/2011 11:26:22 AM
irrelevant$50.002/17/2011 11:35:15 AM
Nerdster1$25.052/17/2011 11:51:11 AM
Zipcut$25.002/17/2011 12:20:57 PM
34 Investments
 
Borrower Payment Dependent Notes Series 494183
This series of Notes was issued and sold upon the funding of the borrower loan #47246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-17-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1998 Debt/Income ratio: 13%
Credit score: 600-619 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 21 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,813Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: dibbida Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 97% ) 600-619 (Latest)
Principal borrowed: $13,500.00< 31 days late: 1 ( 3% )  
600-619 (Aug-2010)
680-699 (May-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Repairing my much needed car
Purpose of loan:
This loan will be used to...fix my car, which is greatly needed to get to and from work. I need to replace the gas tank and get the car up to par to pass inspection.

My financial situation: good..i work 5 nights a week and my husband work 5 days a week.
I am a good candidate for this loan because...I have had a loan through prosper and have paid it off...and I appreciated the help I had and hope I can recieve help again.


Monthly net income: 1500.00-2000.00
Monthly expenses: $80/month in gas for car
Housing: $- my husband pays for the rent
Insurance: $- my husband also pays for this bill
Car expenses: $0
Utilities: $150/month
Phone, cable, internet: $150/month
Food, entertainment: $100/week
Clothing, household expenses: $200 mth/oil
Credit cards and other loans: $200/mth
Other expenses: $
my daughter dance classes= 120/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/17/2011 9:02:36 AM
grnii78$100.002/17/2011 9:06:50 AM
credit-guard5$25.002/17/2011 9:10:04 AM
simplelender80$100.002/17/2011 9:09:11 AM
daekpon$40.002/17/2011 9:11:33 AM
Kash2010lu$28.002/17/2011 9:21:56 AM
investment-artist$25.002/17/2011 9:22:32 AM
transaction-circuit$100.002/17/2011 9:19:52 AM
HamachiMan$50.002/17/2011 9:24:26 AM
selector568$50.002/17/2011 9:21:25 AM
lendstats_com$300.002/17/2011 9:24:23 AM
MoneyForNothing$100.812/17/2011 9:24:46 AM
genius520$100.002/17/2011 9:25:18 AM
diplomatic-wealth7$25.002/17/2011 9:26:20 AM
musegaze$100.002/17/2011 9:29:09 AM
jiggaman7$75.002/17/2011 9:30:00 AM
2grindstones$25.002/17/2011 9:39:10 AM
tech310$50.002/17/2011 9:33:16 AM
EngineersAlliance$125.002/17/2011 9:49:51 AM
symbiosis$50.002/17/2011 10:05:01 AM
JJ9876$25.002/17/2011 10:02:36 AM
loanman2007$225.002/17/2011 10:11:18 AM
payout-alien6$35.002/17/2011 10:46:19 AM
UCLA4life$50.002/17/2011 9:06:35 AM
jhouman$25.002/17/2011 9:06:58 AM
kulender$100.002/17/2011 9:10:07 AM
vutah$25.002/17/2011 9:11:00 AM
profit-powerplant$25.002/17/2011 9:24:57 AM
twjh$25.002/17/2011 9:21:21 AM
incbx$50.002/17/2011 9:27:21 AM
Jack55304$300.002/17/2011 9:25:57 AM
golffish2$100.002/17/2011 9:42:45 AM
choss02$50.002/17/2011 9:46:22 AM
jcw3rd$25.002/17/2011 10:40:43 AM
113121$400.002/17/2011 10:55:03 AM
bondhedger$25.002/17/2011 10:55:11 AM
36 Investments
 
Borrower Payment Dependent Notes Series 494213
This series of Notes was issued and sold upon the funding of the borrower loan #47264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-17-2011 
Term: 12 months Listing End date:  Feb-17-2011 
 
Lender yield: 3.99% Borrower rate/APR: 4.99% / 5.93% Monthly payment: $299.61
 
Lender servicing fee: 1.00% Effective Yield*: 4.00%  
Estimated return*: 2.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-2000 Debt/Income ratio: 9%
Credit score: 800-819 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,889Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: manuvns Borrower's state: California Borrower's group: Computer &amp; IT Professionals
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card
Purpose of loan:
Pay off credit card

My financial situation:
my household income is over 150k need money to pay off recent large purchases and home improvement of over 7k i made during last month . need additional cash to pay it off this month and avoid 19% interest rate . need this money as i funded roth ira of 10k last month and have little left in bank . never missed a payment on oner last 10 year . i save over 30% of my income .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Dollars4Rent$50.002/17/2011 9:07:33 AM
einvest1$50.002/17/2011 9:08:13 AM
kyomoon$50.002/17/2011 9:10:41 AM
nimble-money0$25.002/17/2011 9:11:28 AM
kenji4861$25.002/17/2011 9:10:23 AM
blot44$25.002/17/2011 9:15:53 AM
organized-payment6$25.002/17/2011 9:16:03 AM
jonandmeg21$50.002/17/2011 9:16:07 AM
compoundinterest$50.002/17/2011 9:16:26 AM
DukSerduk$25.002/17/2011 9:17:04 AM
jenkris$25.002/17/2011 9:17:47 AM
meux99$25.002/17/2011 9:18:06 AM
Tradesmanlender$50.002/17/2011 9:16:16 AM
don8ter$25.002/17/2011 9:16:37 AM
Phantom99$100.002/17/2011 9:17:29 AM
paladin847$50.002/17/2011 9:18:12 AM
truth-image$50.002/17/2011 9:18:32 AM
CBO-Enterprise$50.002/17/2011 9:17:18 AM
duty-windmill$25.002/17/2011 9:19:26 AM
kulender$100.002/17/2011 9:18:53 AM
BankingFamily$50.002/17/2011 9:20:13 AM
axl163$25.002/17/2011 9:20:26 AM
damage$25.002/17/2011 9:20:54 AM
KWarrior$50.002/17/2011 9:19:48 AM
danny-lender$50.002/17/2011 9:21:18 AM
BidDaddyBigBucks$25.002/17/2011 9:31:21 AM
sk10023$25.002/17/2011 9:31:05 AM
Daneistes$50.002/17/2011 9:34:06 AM
choss02$50.002/17/2011 9:44:45 AM
community-pipeline$25.002/17/2011 10:12:25 AM
capital-futurist$50.002/17/2011 10:22:19 AM
UCSBGAUCHOS$25.002/17/2011 11:13:54 AM
radforj22$25.692/17/2011 12:45:40 PM
HHP$25.002/17/2011 12:45:54 PM
rjrventure$100.002/17/2011 12:50:15 PM
CE88$100.002/17/2011 1:14:37 PM
exchange-pledge$100.002/17/2011 12:53:06 PM
amit_gu$100.002/17/2011 3:21:11 PM
hopeful-truth5$100.002/17/2011 3:28:22 PM
turbostar666$29.752/17/2011 4:19:15 PM
bds9646$26.002/17/2011 4:46:25 PM
skuba$34.282/17/2011 4:47:21 PM
investment-star$50.002/17/2011 9:13:00 PM
1800porsche$25.002/17/2011 11:31:27 PM
LoanAngel$25.002/17/2011 9:08:31 AM
Jay_Tee$50.002/17/2011 9:08:06 AM
a-responsible-return$50.002/17/2011 9:08:26 AM
adventurous-commerce$25.002/17/2011 9:08:52 AM
BaxterEvil$25.002/17/2011 9:11:07 AM
Bieling$25.002/17/2011 9:11:38 AM
epar$50.002/17/2011 9:10:34 AM
docdekay$100.002/17/2011 9:15:57 AM
youqianderen$50.002/17/2011 9:18:19 AM
Pulchritudinous$25.002/17/2011 9:15:37 AM
wwwUniversal$25.002/17/2011 9:19:07 AM
cebgop$25.002/17/2011 9:16:51 AM
kid8549$25.002/17/2011 9:18:38 AM
camaraderi-atmosphere$100.002/17/2011 9:20:46 AM
benjamins-utopia$100.002/17/2011 9:18:58 AM
bowdish1$50.002/17/2011 9:19:16 AM
Pickmar$25.002/17/2011 9:21:07 AM
hitsman$50.002/17/2011 9:19:32 AM
Brisket_Bob$25.002/17/2011 9:19:38 AM
velocity-solo$25.002/17/2011 9:20:19 AM
scrappy-bonus2$25.002/17/2011 9:21:29 AM
the-upbeat-p2p$50.002/17/2011 9:32:12 AM
murren$25.002/17/2011 10:21:26 AM
rakem777$25.002/17/2011 12:47:16 PM
a-restless-dollar$100.002/17/2011 2:20:49 PM
rockstar78$50.002/17/2011 1:25:35 PM
reward-tamale1$25.002/17/2011 2:30:04 PM
Kessler$31.002/17/2011 3:29:12 PM
MissGPie$25.002/17/2011 6:39:52 PM
RetirementMoney$25.002/17/2011 6:42:27 PM
circustab$50.002/17/2011 9:48:01 PM
bold-bright-currency$50.002/17/2011 10:08:53 PM
Tylerh$100.002/17/2011 10:39:44 PM
MoneyForNothing$3.282/17/2011 11:31:47 PM
78 Investments
 
Borrower Payment Dependent Notes Series 494311
This series of Notes was issued and sold upon the funding of the borrower loan #47241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1996 Debt/Income ratio: 34%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,594Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: brightest-goodhearted-principal Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MS LOAN
Purpose of loan: Home improvements
This loan will be used to...renovate home

My financial situation: reliable.
I am a good candidate for this loan because...i'm known for paying ALL bills on time. I'm never late with any payments.


Monthly net income: $3600
Monthly expenses: $
Housing: $1,035
Insurance: $100.00
Car expenses: $650.
Utilities: $350.
Phone, cable, internet: $185.
Food, entertainment: $400.
Clothing, household expenses:
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Wangchuk$25.002/17/2011 5:09:31 PM
2grindstones$25.002/17/2011 5:20:36 PM
DasMula$57.002/17/2011 5:26:35 PM
principal-star$25.002/17/2011 5:30:08 PM
back-scratchers$25.002/17/2011 5:30:16 PM
trade-goblin9$25.002/17/2011 5:57:47 PM
favorite-commerce$50.002/17/2011 6:00:53 PM
phaded$25.002/17/2011 6:17:29 PM
UCLA4life$50.002/17/2011 6:22:29 PM
profit-powerplant$25.002/17/2011 6:25:08 PM
genius520$100.002/17/2011 6:25:40 PM
jiggaman7$75.002/17/2011 6:28:05 PM
reflective-rupee$600.772/17/2011 8:19:32 PM
JustMee$25.002/17/2011 8:26:45 PM
ZLyons$25.002/17/2011 9:33:25 PM
beakerfish$100.002/17/2011 9:44:53 PM
Nerdster1$40.052/17/2011 10:46:38 PM
houli123$200.002/17/2011 10:44:44 PM
transformer855$25.002/17/2011 11:31:50 PM
angel879$50.002/17/2011 10:59:14 PM
social-heart$50.002/18/2011 4:07:11 AM
tech310$50.002/18/2011 2:56:04 AM
profitable-balance$25.002/18/2011 4:15:27 AM
ultimate-peace$300.002/17/2011 5:13:10 PM
SolarMoonshine$25.002/17/2011 5:22:03 PM
vutah$25.002/17/2011 5:15:53 PM
simplelender80$100.002/17/2011 5:30:59 PM
kulender$100.002/17/2011 5:34:01 PM
suave-dime6$25.002/17/2011 5:47:52 PM
HamachiMan$50.002/17/2011 6:24:28 PM
diplomatic-wealth7$25.002/17/2011 6:26:31 PM
Jack55304$300.002/17/2011 6:26:01 PM
irrelevant$50.002/17/2011 6:33:35 PM
brmar$25.002/17/2011 6:50:16 PM
Kash2010lu$28.002/17/2011 7:26:03 PM
Onlyhappycustomers$25.002/17/2011 8:05:31 PM
Tylerh$100.002/17/2011 10:51:59 PM
GeorgiaGator$27.692/18/2011 3:08:23 AM
golffish2$100.002/18/2011 3:46:50 AM
39 Investments
 
Borrower Payment Dependent Notes Series 494329
This series of Notes was issued and sold upon the funding of the borrower loan #47282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-17-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $146.65
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1977 Debt/Income ratio: 51%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,696Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: Workingpositive Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2008)
 
Principal balance: $575.84 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Starting a new business
Purpose of loan:
This loan will be used to...establish growth for a new small business

My financial situation:
I am a good candidate for this loan because...I am reliable and propose very low risk


Monthly net income: $2500.00
Monthly expenses: $1200.00
Housing: $
Insurance: $170.00
Car expenses: $295.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $195.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Kash2010lu$35.002/17/2011 5:18:03 PM
SolarMoonshine$25.002/17/2011 5:25:30 PM
simplelender80$100.002/17/2011 5:31:01 PM
2grindstones$25.002/17/2011 5:27:23 PM
kulender$100.002/17/2011 5:34:05 PM
sweety075$25.002/17/2011 5:35:47 PM
suave-dime6$25.002/17/2011 5:47:55 PM
ac787$50.002/17/2011 5:51:33 PM
diplomatic-wealth7$25.002/17/2011 6:26:31 PM
jiggaman7$75.002/17/2011 6:28:06 PM
UCLA4life$50.002/17/2011 6:31:44 PM
irrelevant$50.002/17/2011 6:33:36 PM
brmar$25.002/17/2011 6:50:17 PM
113121$50.002/17/2011 7:16:25 PM
reflective-rupee$100.772/17/2011 8:18:46 PM
ZLyons$25.002/17/2011 9:34:37 PM
PXM-Financial$50.002/17/2011 10:38:18 PM
Moe87$55.622/18/2011 3:42:53 AM
Artist_Blue$25.002/18/2011 6:15:58 AM
chameleon125$25.002/18/2011 6:44:16 AM
imdave4me$50.002/18/2011 7:47:04 AM
responsible-worth113$30.002/18/2011 7:54:53 AM
credit-coach118$25.002/18/2011 9:42:57 AM
Feyenoord$25.002/18/2011 10:13:14 AM
market-pudding$25.002/18/2011 11:36:56 AM
versatile-benefit933$170.002/18/2011 12:28:49 PM
Iceman1347$25.002/18/2011 12:29:29 PM
loss-of-control$100.002/18/2011 4:45:42 PM
Jerrys1951$28.462/18/2011 4:01:34 PM
orange-rapid-benjamins$50.002/18/2011 4:04:09 PM
MoneyForNothing$10.712/18/2011 5:45:36 PM
zorg77$25.002/18/2011 5:41:20 PM
bondhedger$25.002/18/2011 5:44:54 PM
investment-artist$25.002/17/2011 5:35:37 PM
favorite-commerce$50.002/17/2011 5:54:44 PM
restless-dime$25.002/17/2011 6:00:42 PM
HamachiMan$50.002/17/2011 6:24:30 PM
profit-powerplant$25.002/17/2011 6:25:09 PM
Jack55304$300.002/17/2011 6:26:02 PM
genius520$100.002/17/2011 6:25:41 PM
tech310$50.002/17/2011 6:29:49 PM
Ruckus888$50.002/17/2011 6:34:09 PM
exchange-pledge$100.002/17/2011 6:35:54 PM
rockstar78$25.002/17/2011 6:36:20 PM
moneysong$200.002/17/2011 7:18:54 PM
Tylerh$100.002/17/2011 10:52:01 PM
golffish2$100.002/18/2011 4:06:12 AM
GElender$25.002/18/2011 6:07:06 AM
balanced-balance6$25.002/18/2011 6:40:07 AM
greencat$50.002/18/2011 7:13:31 AM
Mikale360$25.002/18/2011 7:11:05 AM
108lender$50.002/18/2011 8:02:52 AM
ColoradoLender82$25.002/18/2011 8:34:24 AM
LuckyDuck49$40.002/18/2011 9:46:01 AM
benefit-position$25.002/18/2011 11:07:26 AM
benefit-banshee$49.442/18/2011 10:31:15 AM
capital-kingdom$25.002/18/2011 12:36:58 PM
deepblue34$30.002/18/2011 2:49:21 PM
foxtrot12$100.002/18/2011 3:45:33 PM
jgar_O$25.002/18/2011 4:34:28 PM
CACO_Lender$25.002/18/2011 5:39:40 PM
courteous-cash6$200.002/18/2011 5:16:22 PM
Lubava$50.002/18/2011 5:37:18 PM
63 Investments
 
Borrower Payment Dependent Notes Series 494461
This series of Notes was issued and sold upon the funding of the borrower loan #47249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $188.55
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1998 Debt/Income ratio: 51%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 7Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,459Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: ilovecoffee2010 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,300.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
 
Principal balance: $1,040.70 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Making huge credit card progress!
Purpose of loan: Debt Consolidation

This loan will be used to continue to pay off my credit cards. Prosper is an amazing opportunity!

My financial situation is actually quite good.
I am an excellent candidate for this loan because my debt history speaks for itself. I have never missed a payment in over 10 years and I have fulfilled successful home mortgages, auto loans and numerous credit cards over the past decade.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$200.002/18/2011 9:11:31 AM
2grindstones$25.002/18/2011 9:11:13 AM
suave-dime6$25.002/18/2011 9:16:04 AM
squarebob$25.002/18/2011 9:17:57 AM
UCLA4life$50.002/18/2011 9:30:05 AM
profit-powerplant$25.002/18/2011 9:32:09 AM
genius520$100.002/18/2011 9:32:50 AM
Jack55304$300.002/18/2011 9:33:19 AM
Tylerh$100.002/18/2011 9:43:28 AM
foxtrot12$100.002/18/2011 3:45:43 PM
orange-rapid-benjamins$50.002/18/2011 4:10:33 PM
reflective-rupee$500.772/18/2011 4:08:49 PM
upbeat-finance8$25.002/18/2011 4:21:28 PM
Scotcha$50.002/18/2011 3:44:34 PM
ac787$45.002/18/2011 4:10:32 PM
RMI_Babylon$25.002/18/2011 6:15:18 PM
CACO_Lender$25.002/18/2011 6:05:15 PM
Astyanax$40.002/18/2011 11:13:48 PM
jjswanso$50.002/19/2011 8:08:24 AM
niq4soccer$25.002/19/2011 8:54:22 AM
kulender$50.002/19/2011 9:48:44 AM
mrxtravis$45.872/19/2011 9:49:43 AM
Rulea72$41.782/19/2011 1:36:45 PM
dudebrah$25.002/19/2011 2:45:40 PM
LR_Biker$50.002/19/2011 3:24:18 PM
autonomous-truth$50.002/19/2011 3:55:08 PM
tdorren$25.002/19/2011 4:34:18 PM
vest_vortex$50.002/19/2011 3:56:05 PM
supersarah61$25.002/19/2011 6:39:44 PM
Haribelle$25.002/19/2011 5:40:47 PM
rate-sceptre$50.002/19/2011 8:30:13 PM
dynamic-platinum$25.002/20/2011 7:23:21 AM
open-minded-fund9$200.002/20/2011 4:54:39 AM
reflective-rupee$500.772/20/2011 8:07:29 AM
Kash2010lu$25.002/18/2011 9:03:39 AM
greencat$50.002/18/2011 9:14:44 AM
HamachiMan$50.002/18/2011 9:30:50 AM
diplomatic-wealth7$25.002/18/2011 9:33:50 AM
irrelevant$50.002/18/2011 9:37:25 AM
jiggaman7$75.002/18/2011 9:34:54 AM
Ruckus888$50.002/18/2011 9:37:59 AM
brmar$25.002/18/2011 9:39:51 AM
GElender$25.002/18/2011 9:44:28 AM
DasMula$27.002/18/2011 9:52:43 AM
sweety075$25.002/18/2011 9:57:01 AM
penny-plato$25.002/18/2011 10:06:52 AM
social-heart$50.002/18/2011 1:14:16 PM
peso-aggregator$25.002/18/2011 3:08:48 PM
BlueProteus$25.002/18/2011 7:45:19 PM
Bob450$30.002/18/2011 8:09:19 PM
IIP77$25.002/18/2011 7:39:19 PM
mikeandcat$50.002/18/2011 8:08:11 PM
twjh$25.002/19/2011 3:23:19 AM
tech310$39.952/19/2011 3:25:49 AM
loanman2007$50.002/19/2011 4:20:22 AM
pioneer580$100.002/19/2011 5:33:10 AM
jga516$25.002/19/2011 5:30:07 AM
corporatejim$50.002/19/2011 10:18:20 AM
five-star-note$75.002/19/2011 11:18:50 AM
fairness-atmosphere$25.002/19/2011 10:56:45 AM
phoenix08$25.002/19/2011 11:41:56 AM
checzwick$25.002/19/2011 1:02:50 PM
loss-of-control$100.002/19/2011 4:22:01 PM
GrowTK$25.002/19/2011 5:04:55 PM
vibraphone3$50.002/19/2011 5:55:28 PM
1-HARD-HEAD$25.002/19/2011 7:48:15 PM
periko$25.002/19/2011 7:49:02 PM
brondero$90.002/19/2011 9:22:07 PM
head$25.002/20/2011 6:36:24 AM
wealth-samaritan2$37.782/20/2011 6:38:11 AM
mammalian4$25.002/20/2011 8:13:19 AM
FinanceEngine$25.002/20/2011 7:40:02 AM
coasterman$25.002/20/2011 8:09:03 AM
dckpolo$25.002/20/2011 8:14:46 AM
74 Investments
 
Borrower Payment Dependent Notes Series 494535
This series of Notes was issued and sold upon the funding of the borrower loan #47265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1994 Debt/Income ratio: 12%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 2Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,884Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: jhollie Borrower's state: Virginia Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fiber Optic Training
Purpose of loan:
This loan will be used to obtain Certification as a fiber optic technician.

My financial situation:
I am a good candidate for this loan because I promise to repay it on time or a head of time. The company I worked for 10 years closed U.S. operations. I found myself without a job and on unemployment. I started to dip into saving and retirement just to help keep bills paid. I started working for myself repairing, upgrading, building computers and installing home network systems for friends and customers. I'm asking for your consideration for a loan that will help me obtain the training. I will repay the loan. Thank you for your consideration.


Monthly net income: $4000
Monthly expenses: $3335
Housing: $785
Insurance: $120
Car expenses: $450
Utilities: $360
Phone, cable, internet: $260
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $560
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Have youconsidered getting bids from friends & family? it would make your listing more attractive to other lenders. - on_your_side
A: Yes, I have asked some family and friends to take part in the loan. However, many of them have stood by me thru my hardships and helped me in other ways. Like my mom use to say, "you can lead a horse to water, but you can't make him drank." Thanks for your question. (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:08:12 AM
simplelender80$200.002/18/2011 9:11:34 AM
suave-dime6$25.002/18/2011 9:16:11 AM
UCLA4life$50.002/18/2011 9:30:06 AM
HamachiMan$50.002/18/2011 9:31:09 AM
profit-powerplant$25.002/18/2011 9:32:14 AM
Jack55304$300.002/18/2011 9:33:25 AM
diplomatic-wealth7$25.002/18/2011 9:33:54 AM
jiggaman7$75.002/18/2011 9:35:00 AM
favorite-commerce$50.002/18/2011 9:35:42 AM
wealth-pipeline$25.002/18/2011 9:38:14 AM
Tylerh$100.002/18/2011 9:43:38 AM
GElender$25.002/18/2011 9:44:36 AM
JustMee$25.002/18/2011 11:19:37 AM
newest-funds-powerplant$25.002/18/2011 11:46:51 AM
foxtrot12$100.002/18/2011 3:45:47 PM
dime-futurist$25.002/18/2011 5:59:08 PM
Bob450$29.522/18/2011 8:09:22 PM
LoanerPrincipal$25.002/18/2011 10:29:25 PM
jga516$25.002/19/2011 5:30:03 AM
jjswanso$50.002/19/2011 8:08:28 AM
shneb$100.002/19/2011 11:26:25 AM
loss-of-control$25.002/19/2011 4:44:02 PM
Bufordo$50.002/19/2011 5:28:39 PM
vibraphone3$50.002/19/2011 5:55:31 PM
zorg77$25.002/19/2011 8:49:08 PM
ingenious-interest1$50.002/20/2011 9:50:47 AM
HelpfulLender1$25.002/20/2011 3:55:17 PM
the-silver-blaster$50.002/21/2011 1:12:14 AM
gala279$50.002/21/2011 6:36:13 AM
zone8$50.002/21/2011 6:45:35 AM
trumpeter5$25.002/21/2011 7:58:29 AM
momoney2lend$25.002/21/2011 8:40:51 AM
kendallv$25.002/21/2011 9:01:32 AM
amlu1988$25.002/21/2011 9:31:51 AM
gain-gourd$75.002/21/2011 11:44:10 AM
the-durability-planetarium$89.842/21/2011 12:21:02 PM
green-thoughtful-yield$50.002/21/2011 12:22:15 PM
sappy02$25.002/21/2011 12:51:52 PM
inspiring-reward$150.002/21/2011 12:53:29 PM
CA-Lender$25.002/21/2011 1:07:45 PM
Syrcen$25.002/21/2011 1:16:37 PM
jigsaw$50.002/21/2011 1:32:52 PM
lucrative-coin$50.002/21/2011 2:57:16 PM
2grindstones$25.002/18/2011 9:22:47 AM
genius520$100.002/18/2011 9:32:54 AM
irrelevant$50.002/18/2011 9:37:30 AM
brmar$25.002/18/2011 9:39:58 AM
competent-p2p$30.002/18/2011 11:09:54 AM
Shaggydp$25.002/18/2011 10:18:46 AM
heavy_ax$25.002/18/2011 12:28:44 PM
hellasow$30.002/18/2011 1:27:03 PM
reflective-rupee$100.772/18/2011 3:59:46 PM
upbeat-finance8$25.002/18/2011 4:25:47 PM
kulender$50.002/19/2011 12:00:42 PM
LR_Biker$50.002/19/2011 3:24:22 PM
asiaratt$50.002/21/2011 2:39:24 AM
sjo1984111$25.002/21/2011 6:45:51 AM
best-point-flow$75.002/21/2011 6:51:56 AM
MoneyTree79$50.002/21/2011 7:12:17 AM
leverage-monger$70.002/21/2011 7:49:57 AM
capital_projects_investor$25.002/21/2011 8:21:02 AM
point-kitten6$50.002/21/2011 8:49:50 AM
frogperson$200.002/21/2011 8:59:13 AM
lively-exchange$25.962/21/2011 9:37:21 AM
houli123$25.002/21/2011 9:59:13 AM
orderly-leverage$100.002/21/2011 10:07:54 AM
Pitufo$25.002/21/2011 11:50:33 AM
j-lender$50.002/21/2011 1:06:23 PM
silver-bluebird$40.002/21/2011 1:18:08 PM
finance-mushroom$100.002/21/2011 1:19:52 PM
nilonc1$50.002/21/2011 1:54:21 PM
moola-escalator$25.002/21/2011 2:20:02 PM
Fenix878$25.002/21/2011 2:10:26 PM
euro-walnut1$25.002/21/2011 2:14:31 PM
gentle-coin$25.002/21/2011 2:24:28 PM
76 Investments
 
Borrower Payment Dependent Notes Series 494547
This series of Notes was issued and sold upon the funding of the borrower loan #47291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-20-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $314.25
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: 33%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 42 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,912Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: Angelbaby1027 Borrower's state: Pennsylvania Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2010)
 
Principal balance: $1,579.34 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Always Pay on Time!
Purpose of loan:
This loan will be used to...pay off existing prosper loan (approx 1500)with balance going towards a 2 credit cards that are up to date but closed by me due to high interest rate.

My financial situation:
I am a good candidate for this loan because...I have a stable job with a good salary, just lived beyond my means for a while and racked up some credit card debt which I am working to pay off. Excellent repayment history. Never late. Existing prosper loan is current.

Monthly net income: $3200
Monthly expenses:
Housing: $541
Insurance: $89
Car expenses: $ 100
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $1100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
greencat$50.002/18/2011 9:03:11 AM
Kash2010lu$50.002/18/2011 9:04:29 AM
squarebob$25.002/18/2011 9:15:41 AM
UCLA4life$50.002/18/2011 9:30:08 AM
Jack55304$300.002/18/2011 9:33:27 AM
jiggaman7$75.002/18/2011 9:35:02 AM
irrelevant$50.002/18/2011 9:37:32 AM
Ruckus888$50.002/18/2011 9:38:05 AM
restless-dime$25.002/18/2011 9:40:34 AM
LuckyDuck49$40.002/18/2011 9:47:24 AM
penny-plato$25.002/18/2011 10:05:18 AM
nickel-hickory$25.002/18/2011 10:07:00 AM
JustMee$25.002/18/2011 11:17:43 AM
lendstats_com$34.092/18/2011 11:30:55 AM
social-hunter5$250.002/18/2011 11:58:04 AM
CPADawg$50.002/18/2011 12:45:36 PM
imdave4me$75.002/18/2011 12:38:27 PM
peso-aggregator$25.002/18/2011 3:12:16 PM
orange-rapid-benjamins$50.002/18/2011 4:14:56 PM
SolarMoonshine$25.002/18/2011 5:15:03 PM
IIP77$25.002/18/2011 7:39:12 PM
SFBank$300.002/18/2011 7:17:05 PM
mikeandcat$50.002/18/2011 8:06:49 PM
Astyanax$45.002/18/2011 11:17:29 PM
Bob450$30.002/19/2011 3:27:29 AM
loanman2007$100.002/19/2011 4:21:54 AM
Moe87$25.002/19/2011 5:27:15 AM
hidavehi$38.002/19/2011 6:38:49 AM
red-favorable-basis$25.002/19/2011 6:48:03 AM
Leshan$205.462/19/2011 7:20:32 AM
nodebt2012$25.002/19/2011 8:52:30 AM
firsttouch1$100.002/19/2011 10:43:40 AM
principal-laser$36.122/19/2011 11:27:35 AM
credit-missile$100.002/19/2011 11:27:43 AM
Nerdster1$25.052/19/2011 12:06:34 PM
kushka$25.002/19/2011 12:12:34 PM
checzwick$25.002/19/2011 12:58:39 PM
moola-accelerator6$25.002/19/2011 1:03:55 PM
kulender$100.002/19/2011 1:29:02 PM
bizzzond$100.002/19/2011 1:18:46 PM
noble-marketplace$30.002/19/2011 1:25:57 PM
Christophe$25.002/19/2011 2:30:50 PM
systematic-fairness$25.002/19/2011 3:21:13 PM
bobd32$25.002/19/2011 2:37:12 PM
EL_Papin$50.002/19/2011 3:46:36 PM
auction-seeker$25.002/19/2011 3:39:42 PM
on_your_side$25.002/19/2011 4:25:43 PM
RecoveryLender$25.002/19/2011 4:27:15 PM
repayment-pudding$25.002/19/2011 5:49:59 PM
vibraphone3$50.002/19/2011 5:55:33 PM
Shining-Star$25.002/19/2011 6:31:25 PM
rate-sceptre$50.002/19/2011 8:24:04 PM
Kyne$66.542/19/2011 8:47:10 PM
Shining-Star$25.002/19/2011 10:13:25 PM
Chadwick_Bay_Investments$25.002/19/2011 10:28:11 PM
investment-artist$25.002/18/2011 9:10:56 AM
simplelender80$200.002/18/2011 9:11:37 AM
suave-dime6$25.002/18/2011 9:16:15 AM
2grindstones$25.002/18/2011 9:27:49 AM
nickel-hickory$25.002/18/2011 9:29:59 AM
HamachiMan$50.002/18/2011 9:31:12 AM
profit-powerplant$25.002/18/2011 9:32:16 AM
genius520$100.002/18/2011 9:32:58 AM
rockstar78$25.002/18/2011 9:38:30 AM
Tylerh$100.002/18/2011 9:43:44 AM
GElender$25.002/18/2011 9:44:39 AM
brmar$25.002/18/2011 9:40:02 AM
Ubiquinone$25.002/18/2011 10:10:38 AM
selector568$100.002/18/2011 10:09:49 AM
DasMula$27.002/18/2011 10:15:51 AM
Ubiquinone$25.002/18/2011 10:11:59 AM
competent-p2p$50.002/18/2011 10:58:00 AM
Scotcha$50.002/18/2011 3:14:07 PM
ac787$30.002/18/2011 4:08:49 PM
reflective-rupee$750.772/18/2011 3:57:15 PM
rysil$50.002/18/2011 4:49:51 PM
foxtrot12$100.002/18/2011 3:45:49 PM
upbeat-finance8$25.002/18/2011 4:24:53 PM
CACO_Lender$25.002/18/2011 6:08:23 PM
WonByOne$30.822/18/2011 7:22:46 PM
LoanerPrincipal$50.002/18/2011 10:35:49 PM
jga516$25.002/19/2011 5:30:02 AM
corporatejim$34.222/19/2011 5:15:29 AM
Joyflyer$800.002/19/2011 6:34:54 AM
realtormoises$25.002/19/2011 5:35:26 AM
capital-galaxy$200.002/19/2011 4:58:11 AM
113121$25.002/19/2011 6:57:46 AM
Mikale360$25.002/19/2011 6:59:01 AM
jjswanso$50.002/19/2011 8:08:30 AM
fabulous-community4$25.002/19/2011 9:23:48 AM
the-kindness-honker$26.902/19/2011 10:53:25 AM
fairness-atmosphere$25.002/19/2011 10:57:16 AM
Cory79$36.392/19/2011 12:30:11 PM
EarlyRiser$200.002/19/2011 12:41:05 PM
Kyileo$25.002/19/2011 1:21:09 PM
Reddress4u$185.002/19/2011 2:22:50 PM
LR_Biker$50.002/19/2011 3:24:25 PM
loss-of-control$100.002/19/2011 4:19:34 PM
vest_vortex$50.002/19/2011 3:53:08 PM
foothillender$25.002/19/2011 3:38:19 PM
EL_Papin$50.002/19/2011 3:45:24 PM
autonomous-truth$100.002/19/2011 3:56:19 PM
Haribelle$25.002/19/2011 5:41:20 PM
seadrg$25.002/19/2011 5:09:46 PM
periko$25.002/19/2011 7:43:22 PM
friendinmoney$25.002/19/2011 8:44:10 PM
goodcents$30.002/19/2011 7:04:32 PM
exchange-upholder0$25.002/19/2011 7:52:37 PM
BlessedEveryDay$25.002/19/2011 8:50:50 PM
AlfinityBank25$23.642/20/2011 3:39:04 AM
AustinAmerica$25.002/19/2011 9:44:22 PM
111 Investments
 
Borrower Payment Dependent Notes Series 494593
This series of Notes was issued and sold upon the funding of the borrower loan #47311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-18-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $80.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1992 Debt/Income ratio: 3%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 32 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: majestic-dinero7 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help
Purpose of loan: Help w/ medical expenses
This loan will be used to...
Pay overdue medical bills
My financial situation: PNC Bank
I am a good candidate for this loan because... I have learned from my mistakes as far as having too many open accounts

Monthly net income: $ 2080.00
Monthly expenses: $850.00
Housing: $300.00
Insurance: $70.00
Car expenses: $20.00
Utilities: $0.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $129.25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
DHolly$50.002/18/2011 9:08:33 AM
simplelender80$200.002/18/2011 9:11:39 AM
greencat$50.002/18/2011 9:06:54 AM
vutah$25.002/18/2011 9:15:49 AM
suave-dime6$25.002/18/2011 9:16:17 AM
jiggaman7$75.002/18/2011 9:35:04 AM
Jack55304$300.002/18/2011 9:33:31 AM
irrelevant$50.002/18/2011 9:37:34 AM
Tylerh$100.002/18/2011 9:43:47 AM
GElender$25.002/18/2011 9:44:42 AM
interstellar$75.002/18/2011 10:13:37 AM
reflective-rupee$25.772/18/2011 10:27:08 AM
Shining-Star$25.002/18/2011 11:24:11 AM
heavy_ax$25.002/18/2011 12:27:34 PM
Kash2010lu$25.002/18/2011 1:08:24 PM
capital-kingdom$25.002/18/2011 12:29:27 PM
leverage-monger$25.702/18/2011 3:31:05 PM
leverage-monger$47.002/18/2011 3:34:10 PM
responsible-worth113$25.002/18/2011 3:53:08 PM
Requiem$25.002/18/2011 3:30:33 PM
SolarMoonshine$25.002/18/2011 5:08:53 PM
loss-of-control$25.002/18/2011 4:40:57 PM
MoneyForNothing$11.532/18/2011 5:08:58 PM
Danjack_Capital$25.002/18/2011 9:31:45 AM
profit-powerplant$25.002/18/2011 9:32:25 AM
genius520$100.002/18/2011 9:33:00 AM
HamachiMan$50.002/18/2011 9:31:35 AM
2grindstones$25.002/18/2011 9:34:17 AM
brmar$25.002/18/2011 9:40:05 AM
Wildcat23$60.002/18/2011 10:10:07 AM
EngineersAlliance$125.002/18/2011 10:11:43 AM
competent-p2p$30.002/18/2011 11:09:52 AM
Erasma$25.002/18/2011 1:09:53 PM
goodhearted-basis4$25.002/18/2011 2:35:13 PM
Scotcha$50.002/18/2011 3:09:44 PM
foxtrot12$100.002/18/2011 3:45:50 PM
FinanceEngine$25.002/18/2011 3:47:33 PM
thankful-nickel2$25.002/18/2011 4:45:09 PM
38 Investments
 
Borrower Payment Dependent Notes Series 494719
This series of Notes was issued and sold upon the funding of the borrower loan #47279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-19-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $112.16
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-2000 Debt/Income ratio: 15%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,745Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: loan-halo Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2009)
 
Principal balance: $1,455.47 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay off payday loan debt. I resorted to payday loans to pay for college expenses for daughter, relocate elderly mother, and fix emergency repair on roof of house. Currently paying $1400.00 a month in fees. I made a foolish mistake in thinking this would be a quick fix to my needs at the time.
I am a good candidate for this loan because I currently have a Prosper loan and have never been late and have a good job as a Registered Nurse. In addition to my income, my husband maintains his employment as a truck driver for a local grocery company. He net income is approximately $3000. a month.


Monthly net income: $5600
Monthly expenses:
Housing: $2640
Insurance: $333
Car expenses: $440
Utilities: $350
Phone, cable, internet: $140
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $260
Other expenses: $
$1400.
$209.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: How are you paying 1400 a month. How much did you borrow and at what was the APR? - jpblan11
A: I have 4 loans and I am also paying them down. Each pay period the amount in fees decreases, but if I only pay the fees then you never get to the principal . So, as the fee reduces, I apply the difference to the principal. And the APR is ridiculously high, 30% per $100.00 dollars borrowed and one is 20% per 100.00. I still owe a total of $2600. Horrible lesson to learn and very expensive one. It's embarassing to think that I could have been so foolish, but my research tells me that I am not alon (Feb-19-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$25.002/18/2011 5:03:45 PM
Danjack_Capital$25.002/18/2011 5:05:08 PM
OldManP$25.002/18/2011 5:12:30 PM
credit-guard5$25.002/18/2011 5:13:14 PM
restless-dime$25.002/18/2011 5:11:14 PM
pouch1$29.292/18/2011 5:34:43 PM
RecoveryLender$25.002/18/2011 5:43:33 PM
sweety075$25.002/18/2011 6:49:40 PM
mikeandcat$50.002/18/2011 7:58:38 PM
BlueProteus$25.002/18/2011 7:46:53 PM
2grindstones$25.002/18/2011 10:06:04 PM
SFBank$200.002/18/2011 7:14:35 PM
Scotcha$50.002/18/2011 9:53:36 PM
MilitaryLending$25.002/19/2011 2:56:14 AM
back-scratchers$25.002/19/2011 4:15:13 AM
eboomer2611$25.002/19/2011 6:12:42 AM
Rogelio48$30.002/19/2011 6:17:57 AM
loanman2007$50.002/19/2011 4:25:51 AM
Moe87$25.002/19/2011 5:28:00 AM
floridahelper$25.002/19/2011 5:40:56 AM
dejapooh$41.112/19/2011 5:52:06 AM
reflective-rupee$650.772/19/2011 8:05:29 AM
social-investor5$25.002/18/2011 5:11:06 PM
SolarMoonshine$25.002/18/2011 5:26:29 PM
ultimate-peace$300.002/18/2011 5:08:32 PM
squarebob$25.002/18/2011 5:51:25 PM
IIP77$25.002/18/2011 7:39:01 PM
ac787$25.002/18/2011 5:25:37 PM
innovator2$100.002/18/2011 9:44:57 PM
DasMula$57.002/18/2011 10:18:19 PM
power-locomotive$25.002/19/2011 5:24:22 AM
silver-beaker$25.002/19/2011 5:40:53 AM
MONEYMATCH$25.002/19/2011 5:18:57 AM
a-balance-surgeon$89.732/19/2011 5:49:16 AM
melodious-openness$402.102/19/2011 8:45:21 AM
35 Investments
 
Borrower Payment Dependent Notes Series 494747
This series of Notes was issued and sold upon the funding of the borrower loan #47284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-18-2011 
Term: 36 months Listing End date:  Feb-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1987 Debt/Income ratio: 35%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,710Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: deal-habanero1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sheun4Me
Purpose of loan:
This loan will be used to? get my Fiance home? so that we can get married?

My financial situation:
I am a good candidate for this loan because i will be receiving an inheritence and will pay off this loan immediately?

Monthly net income: $ 3800Monthly expenses: $ 2500
??Housing: $ 700????
??Insurance:175
??Car expenses: $ 310
??Utilities: $ 325
??Phone, cable, internet: $ 153
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 175
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Wangchuk$25.002/18/2011 5:02:02 PM
simplelender80$100.002/18/2011 5:05:31 PM
nickel-hickory$25.002/18/2011 5:08:32 PM
restless-dime$25.002/18/2011 5:11:17 PM
investment-artist$25.002/18/2011 5:22:46 PM
brmar$25.002/18/2011 5:10:54 PM
Kash2010lu$25.002/18/2011 5:04:39 PM
HamachiMan$50.002/18/2011 5:09:15 PM
jiggaman7$50.002/18/2011 5:10:11 PM
SFBank$50.002/18/2011 7:25:27 PM
DasMula$27.002/18/2011 10:12:13 PM
2grindstones$25.002/18/2011 10:08:40 PM
lloyd_s$25.002/19/2011 3:24:08 AM
MilitaryLending$25.002/19/2011 2:56:09 AM
wealth-pipeline$25.002/19/2011 4:00:30 AM
realtormoises$25.002/19/2011 5:35:04 AM
tech310$50.002/19/2011 9:50:52 AM
ozzie$25.002/19/2011 9:48:36 AM
rakey$25.002/19/2011 9:56:17 AM
Ruckus888$50.002/19/2011 11:44:04 AM
Kqwik$25.002/19/2011 12:54:47 PM
on_your_side$25.002/19/2011 4:27:27 PM
finance-solo$37.512/19/2011 4:35:16 PM
loss-of-control$100.002/19/2011 4:38:42 PM
autonomous-truth$100.002/19/2011 8:27:01 PM
impala6464$75.002/19/2011 11:19:40 PM
ingenious-interest1$50.002/20/2011 9:51:02 AM
dough-destiny$31.472/20/2011 2:08:37 PM
HelpfulLender1$25.002/20/2011 3:53:36 PM
kendallv$25.002/20/2011 7:29:33 PM
pembull$50.002/20/2011 9:42:11 PM
the-silver-blaster$50.002/21/2011 1:12:50 AM
aquistoyraul$25.002/21/2011 4:22:20 AM
sjo1984111$25.002/21/2011 4:39:40 AM
asiaratt$50.002/21/2011 2:39:40 AM
rate-sceptre$50.002/21/2011 5:29:45 AM
wise-benjamins-fortress$25.002/21/2011 5:54:32 AM
best-listing-toro$25.002/21/2011 6:40:07 AM
helpful-credit156$30.002/21/2011 6:50:29 AM
Travis247$32.002/21/2011 7:14:26 AM
trumpeter5$50.002/21/2011 7:52:00 AM
matthewa$25.002/21/2011 7:39:27 AM
point-kitten6$50.002/21/2011 8:50:03 AM
Leshan$25.002/21/2011 9:13:06 AM
Shining-Star$25.002/21/2011 9:48:59 AM
DHolly$50.002/18/2011 5:02:09 PM
genius520$100.002/18/2011 5:09:44 PM
suave-dime6$25.002/18/2011 5:06:28 PM
Tylerh$100.002/18/2011 5:12:05 PM
IIP77$25.002/18/2011 7:38:58 PM
foxtrot12$100.002/18/2011 5:13:00 PM
credit-guard5$25.002/18/2011 5:14:58 PM
irrelevant$25.002/19/2011 3:26:21 AM
power-locomotive$50.002/19/2011 5:24:21 AM
MONEYMATCH$25.002/19/2011 5:18:55 AM
jga516$25.002/19/2011 5:29:47 AM
Artist_Blue$25.002/19/2011 9:17:41 AM
jml3482$25.002/19/2011 9:54:16 AM
unequaled-deal3$30.002/19/2011 10:11:53 AM
reflective-rupee$400.772/19/2011 11:52:45 AM
droopie1$25.002/19/2011 12:01:58 PM
selector568$100.002/19/2011 12:33:49 PM
profit-powerplant$25.002/19/2011 1:29:42 PM
kind-important-liberty9$25.002/19/2011 1:27:53 PM
thomas16882004$25.002/19/2011 3:36:41 PM
foothillender$25.002/19/2011 3:34:45 PM
Haribelle$25.002/19/2011 5:37:39 PM
loanman2007$50.002/19/2011 5:26:47 PM
open-minded-fund9$100.002/20/2011 5:01:32 AM
sudeep104$25.002/20/2011 6:47:23 AM
agreement-heart8$200.002/20/2011 4:29:09 PM
Lubava$50.002/20/2011 7:57:45 PM
sharp-return7$25.002/20/2011 8:12:37 PM
red-favorable-basis$25.002/21/2011 12:15:47 AM
active-wealth0$51.632/21/2011 5:18:55 AM
B2152$25.002/21/2011 5:56:11 AM
adaptable-capital$73.122/21/2011 6:35:23 AM
bluehen00$150.002/21/2011 6:33:07 AM
Ananya$25.002/21/2011 6:35:15 AM
economy-popcorn$25.002/21/2011 6:44:13 AM
momoney2lend$25.002/21/2011 8:41:08 AM
generous-agreement$25.002/21/2011 8:34:34 AM
Socal$25.002/21/2011 8:46:28 AM
daddysgotya$50.002/21/2011 9:31:43 AM
RetirementMoney$25.002/21/2011 9:31:44 AM
houli123$11.502/21/2011 9:50:53 AM
86 Investments