Sales Report:Supplement No. 1 dated Feb 17, 2011 to Prospectus dated Feb 16, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Feb 16, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Feb 16, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489266
This series of Notes was issued and sold upon the funding of the borrower loan #47036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Feb-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-13-2011 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $387.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $938 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BrownieB |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 27 ( 96% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 1
( 4% )
| 760-779
(Jan-2010)
760-779
(Dec-2009)
740-759
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Consolidating debt
Purpose of loan:
This loan will be used to? consolidate all of my debt into one loan payment.? I currently have three personal loans that total $ 11,500.? By combining all three of these loasn into one loan payment I will be able to?pay off the total balance before the final loan payment is due.?
My financial situation:
I am a good candidate for this loan because? I have a great track record with propser.? Only one scheduled payment was missed due to a bank error.? The matter was resolved promptly and without furhter incident.? I currently have two jobs and limited bill obligations.? In the past I have paid off all of my prosper loans before the final due date and plan on doing on with this loan as well.?
Monthly net income: $ 1,800
Monthly expenses: $ 1155
??Housing: $ 300
??Insurance: $ 100
??Car expenses: $ 140
??Utilities: $ 140
??Phone, cable, internet: $ 150
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 25
??Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $66.33 | 2/7/2011 9:00:59 AM |
| kulender | $100.00 | 2/7/2011 9:02:34 AM |
| HamachiMan | $50.00 | 2/7/2011 9:06:48 AM |
| bold-durability-drum | $100.00 | 2/7/2011 9:07:19 AM |
| grnii78 | $100.00 | 2/7/2011 9:01:24 AM |
| be_wise | $25.00 | 2/7/2011 9:05:19 AM |
| velocity-solo | $50.00 | 2/7/2011 9:05:53 AM |
| fishintime | $100.00 | 2/7/2011 9:05:43 AM |
| haplender | $50.00 | 2/7/2011 9:07:59 AM |
| american6 | $100.00 | 2/7/2011 9:06:03 AM |
| skuba | $50.00 | 2/7/2011 9:08:22 AM |
| liberty-society5 | $25.00 | 2/7/2011 9:07:09 AM |
| gain-equator | $25.00 | 2/7/2011 9:07:22 AM |
| ladybird1 | $50.00 | 2/7/2011 9:07:51 AM |
| cash-reaction2 | $50.00 | 2/7/2011 9:08:05 AM |
| kmr2 | $100.00 | 2/7/2011 9:09:19 AM |
| reflective-rupee | $250.77 | 2/7/2011 9:23:25 AM |
| hopeful-truth5 | $200.00 | 2/7/2011 12:32:40 PM |
| Scotcha | $50.00 | 2/7/2011 9:54:19 AM |
| StrongMonty | $25.00 | 2/7/2011 2:13:56 PM |
| AF-Chief | $50.00 | 2/7/2011 12:06:53 PM |
| tech310 | $50.00 | 2/7/2011 3:31:56 PM |
| trade-goblin9 | $50.00 | 2/7/2011 2:01:13 PM |
| organized-dedication9 | $50.00 | 2/7/2011 5:12:13 PM |
| meenan | $50.00 | 2/7/2011 3:32:01 PM |
| ac787 | $50.00 | 2/7/2011 4:34:06 PM |
| FundMaker | $25.00 | 2/7/2011 4:55:24 PM |
| MoneyTree79 | $32.56 | 2/7/2011 8:16:27 PM |
| LightTheWay | $50.00 | 2/7/2011 11:46:27 PM |
| Barky52 | $25.00 | 2/7/2011 5:14:26 PM |
| tutnyce | $50.00 | 2/7/2011 5:22:45 PM |
| vutah | $25.00 | 2/7/2011 7:22:14 PM |
| upbeat-finance8 | $25.00 | 2/7/2011 7:44:27 PM |
| MonkeyHero | $25.00 | 2/7/2011 7:13:27 PM |
| Artist_Blue | $25.00 | 2/8/2011 6:07:59 AM |
| The-Helper | $50.00 | 2/8/2011 7:16:52 AM |
| DoctorJoe | $25.00 | 2/8/2011 4:39:54 AM |
| loanman2007 | $100.00 | 2/8/2011 6:10:53 AM |
| Dutchhunter | $50.00 | 2/8/2011 8:11:10 AM |
| chestnut4 | $25.00 | 2/8/2011 8:17:02 AM |
| jpaulnyc | $27.65 | 2/8/2011 11:14:50 AM |
| mykkai | $25.00 | 2/8/2011 5:54:54 PM |
| rkhrdjp | $25.00 | 2/8/2011 6:01:40 PM |
| superb-funds335 | $25.00 | 2/8/2011 8:30:55 PM |
| jamiee73 | $25.00 | 2/8/2011 6:11:46 PM |
| cash-queen | $30.00 | 2/8/2011 10:04:50 PM |
| Clambake | $100.00 | 2/8/2011 10:23:58 PM |
| lenderrb | $35.00 | 2/8/2011 6:41:14 PM |
| TigerForce | $32.92 | 2/9/2011 6:06:29 AM |
| irrelevant | $50.00 | 2/9/2011 7:01:37 AM |
| thrilling-nickel5 | $50.70 | 2/9/2011 4:37:48 AM |
| Iwantahelp | $25.00 | 2/9/2011 7:12:31 AM |
| monster4 | $50.00 | 2/9/2011 9:33:35 AM |
| Barak | $50.00 | 2/9/2011 6:44:53 AM |
| selector568 | $50.00 | 2/9/2011 9:55:49 AM |
| aquarexbi | $50.00 | 2/9/2011 12:57:31 PM |
| Nicedad72 | $26.00 | 2/9/2011 3:23:20 PM |
| bombay56 | $50.00 | 2/9/2011 10:05:50 PM |
| orderly-leverage | $100.00 | 2/10/2011 4:22:06 PM |
| tomoe | $25.00 | 2/10/2011 2:38:09 PM |
| Mark-7 | $50.00 | 2/11/2011 12:43:23 AM |
| Sol_Invictus | $25.00 | 2/11/2011 6:11:04 AM |
| balanced-rupee | $50.00 | 2/10/2011 6:26:03 PM |
| corporatejim | $50.00 | 2/11/2011 3:16:12 AM |
| superpuppy | $50.00 | 2/11/2011 6:41:09 AM |
| CashBank | $25.00 | 2/11/2011 11:15:57 AM |
| JeffHoll | $25.00 | 2/11/2011 7:20:28 AM |
| macjp123 | $25.00 | 2/11/2011 1:57:57 PM |
| phase421 | $39.53 | 2/11/2011 2:39:03 PM |
| genuine-integrity0 | $25.00 | 2/11/2011 3:16:00 PM |
| maj0508 | $100.00 | 2/11/2011 9:10:50 AM |
| valiant-money | $25.00 | 2/11/2011 9:21:28 AM |
| atlas100 | $50.00 | 2/11/2011 4:46:16 PM |
| fernor | $56.00 | 2/11/2011 11:25:39 AM |
| JFKPilot | $25.00 | 2/11/2011 12:02:04 PM |
| soulblest | $35.61 | 2/11/2011 8:35:09 PM |
| wtrboy | $50.00 | 2/11/2011 9:12:20 PM |
| BuzzyBee336 | $29.69 | 2/11/2011 3:18:02 PM |
| octoberfresh | $25.00 | 2/12/2011 2:01:43 AM |
| lostontheedge | $25.00 | 2/12/2011 2:02:54 AM |
| honsbedh | $25.00 | 2/11/2011 6:47:10 PM |
| Yaout | $150.00 | 2/11/2011 7:51:57 PM |
| loan-master996 | $50.00 | 2/11/2011 6:46:56 PM |
| IIP77 | $25.00 | 2/12/2011 6:20:38 AM |
| newest-funds-powerplant | $25.00 | 2/11/2011 8:13:36 PM |
| SpectrumCen | $25.00 | 2/11/2011 10:45:48 PM |
| ferdberfel | $50.00 | 2/12/2011 8:32:18 AM |
| Corellia | $100.00 | 2/12/2011 4:32:24 AM |
| MARWARISETH | $25.00 | 2/12/2011 7:46:29 AM |
| sweety075 | $25.00 | 2/12/2011 9:12:50 AM |
| compwhiz | $25.00 | 2/12/2011 12:47:19 PM |
| impartial-deal | $25.00 | 2/12/2011 8:34:47 AM |
| spiff666 | $25.00 | 2/12/2011 8:38:34 AM |
| daano15 | $25.00 | 2/12/2011 10:39:55 AM |
| 1phantom | $25.00 | 2/12/2011 10:46:56 AM |
| Viamin | $25.00 | 2/12/2011 11:06:24 AM |
| duty-windmill | $25.00 | 2/12/2011 11:11:07 AM |
| generous-deal6 | $50.00 | 2/13/2011 12:51:43 AM |
| pfh | $25.00 | 2/13/2011 5:52:08 AM |
| Eagledrop | $25.00 | 2/13/2011 8:25:31 AM |
| loyalist1 | $150.00 | 2/13/2011 8:30:14 AM |
| 52digital | $50.00 | 2/12/2011 2:15:56 PM |
| payment-halo | $50.00 | 2/13/2011 10:00:49 AM |
| GMPK_TLAS | $50.00 | 2/12/2011 6:25:49 PM |
| five-star-note | $200.00 | 2/12/2011 5:36:36 PM |
| mpatrick | $25.00 | 2/13/2011 7:20:23 AM |
| theboat | $25.00 | 2/12/2011 8:35:53 PM |
| Purple11 | $50.00 | 2/12/2011 9:25:48 PM |
| payout-reaction740 | $25.00 | 2/12/2011 9:30:44 PM |
| jescowa | $50.00 | 2/13/2011 5:35:40 PM |
| verdiprr | $500.00 | 2/13/2011 10:03:08 AM |
| treasure-ace | $25.00 | 2/13/2011 10:12:41 AM |
| lucrative-coin | $50.00 | 2/13/2011 2:57:50 PM |
| efficient-treasure0 | $25.00 | 2/13/2011 3:05:56 PM |
| CincyTex | $50.00 | 2/13/2011 2:10:11 PM |
| ryan6853 | $25.00 | 2/13/2011 5:46:21 PM |
| helpful-credit156 | $25.00 | 2/13/2011 6:16:47 PM |
| jazzlender | $25.00 | 2/7/2011 9:02:06 AM |
| Pulchritudinous | $25.00 | 2/7/2011 9:03:55 AM |
| vigilance-revolutionary | $50.00 | 2/7/2011 9:05:30 AM |
| marketplace-cello5 | $25.00 | 2/7/2011 9:06:11 AM |
| sensible-order2 | $100.00 | 2/7/2011 9:06:31 AM |
| AFairDeal | $75.00 | 2/7/2011 9:07:21 AM |
| genius520 | $100.00 | 2/7/2011 9:09:11 AM |
| 1stBankAndHal | $25.00 | 2/7/2011 9:01:15 AM |
| enthralling-deal180 | $100.00 | 2/7/2011 9:01:47 AM |
| simplelender80 | $100.00 | 2/7/2011 9:02:18 AM |
| benjamins-utopia | $100.00 | 2/7/2011 10:36:02 AM |
| Tradesmanlender | $35.00 | 2/7/2011 9:06:59 AM |
| impressive-credit431 | $100.00 | 2/7/2011 9:05:38 AM |
| enchanted-yield4 | $50.00 | 2/7/2011 9:05:59 AM |
| jenkris | $25.00 | 2/7/2011 9:06:40 AM |
| agalt | $75.00 | 2/7/2011 10:41:57 AM |
| grf1945 | $35.00 | 2/7/2011 9:08:39 AM |
| historic-nickel | $25.00 | 2/7/2011 9:34:32 AM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:58 AM |
| Astyanax | $45.00 | 2/7/2011 11:40:44 AM |
| newfoundation | $25.00 | 2/7/2011 12:16:26 PM |
| hidavehi | $25.04 | 2/7/2011 3:32:12 PM |
| GoldenGo4 | $50.00 | 2/7/2011 3:41:21 PM |
| peripatetic | $25.00 | 2/7/2011 3:31:58 PM |
| radforj22 | $25.00 | 2/7/2011 4:45:57 PM |
| SolarMoonshine | $25.00 | 2/7/2011 4:59:23 PM |
| CoolPlexer | $50.00 | 2/7/2011 8:47:17 PM |
| RyanTH9893 | $25.00 | 2/7/2011 6:00:18 PM |
| hookUup | $50.00 | 2/7/2011 6:05:51 PM |
| orange-rapid-benjamins | $50.00 | 2/7/2011 6:34:00 PM |
| convergentthinker | $25.00 | 2/8/2011 1:49:34 AM |
| chameleon125 | $50.00 | 2/8/2011 6:49:04 AM |
| rdrloan | $50.00 | 2/8/2011 8:55:45 AM |
| competent-p2p | $25.00 | 2/8/2011 2:01:17 PM |
| a-restless-dollar | $50.00 | 2/8/2011 2:26:09 PM |
| otto1939 | $50.00 | 2/8/2011 9:17:10 AM |
| payment-friendship | $25.00 | 2/8/2011 10:51:39 AM |
| upbeat-fund | $25.00 | 2/8/2011 2:27:01 PM |
| jpblan11 | $25.00 | 2/8/2011 4:35:46 PM |
| Fun54115 | $25.00 | 2/8/2011 8:19:40 PM |
| point-kitten6 | $50.00 | 2/8/2011 6:12:36 PM |
| rolandweary | $25.00 | 2/8/2011 6:21:53 PM |
| balance-force | $25.00 | 2/8/2011 8:04:10 PM |
| GrayStudio | $25.00 | 2/8/2011 11:11:03 PM |
| a_falk22 | $25.00 | 2/9/2011 1:05:24 PM |
| Ocean713 | $50.00 | 2/9/2011 5:18:49 PM |
| DasMula | $37.44 | 2/9/2011 12:04:07 PM |
| sk10023 | $25.00 | 2/9/2011 1:05:21 PM |
| a-finance-nirvana | $25.00 | 2/9/2011 5:20:51 PM |
| moneybags16 | $25.00 | 2/9/2011 6:16:30 PM |
| buffalobills | $25.00 | 2/10/2011 8:09:36 AM |
| kind-important-liberty9 | $25.00 | 2/10/2011 8:35:47 AM |
| CA_Lender | $25.00 | 2/9/2011 6:54:34 PM |
| dime-smasher5 | $25.00 | 2/9/2011 8:26:38 PM |
| LittleMingo | $26.31 | 2/10/2011 12:40:39 AM |
| don8ter | $25.00 | 2/10/2011 7:57:06 AM |
| doopers | $25.00 | 2/10/2011 8:09:19 AM |
| sincere-balance | $25.00 | 2/10/2011 5:42:45 PM |
| harperpotok | $50.00 | 2/10/2011 1:36:06 PM |
| jrbill1998 | $50.00 | 2/10/2011 4:47:22 PM |
| Imageloan | $75.00 | 2/10/2011 4:56:29 PM |
| ttnk62918 | $25.00 | 2/11/2011 1:31:01 AM |
| blissful-cash3 | $250.00 | 2/10/2011 7:13:10 PM |
| value-squirrel3 | $37.40 | 2/10/2011 7:37:55 PM |
| thankful-nickel2 | $25.00 | 2/10/2011 6:15:22 PM |
| Leshan | $62.82 | 2/11/2011 7:13:18 AM |
| Yorker1776 | $50.00 | 2/10/2011 8:16:16 PM |
| turbobrat | $50.00 | 2/11/2011 8:06:15 AM |
| worthy-bid8 | $50.00 | 2/11/2011 6:06:26 AM |
| Dahlozer | $50.00 | 2/11/2011 6:03:28 AM |
| exchange-jet | $31.68 | 2/11/2011 10:53:44 AM |
| bigphish | $25.00 | 2/11/2011 11:30:57 AM |
| wise-silver-wonder | $25.00 | 2/11/2011 7:11:35 AM |
| seabassx | $25.00 | 2/11/2011 7:48:07 AM |
| RecoveryLender | $25.00 | 2/11/2011 6:55:45 AM |
| integrity-doctor | $100.00 | 2/11/2011 8:24:12 AM |
| Barrayaran | $25.00 | 2/11/2011 7:34:53 AM |
| jsnryn | $30.96 | 2/11/2011 8:39:39 AM |
| credit-kahuna | $50.00 | 2/11/2011 11:51:15 AM |
| penny-finder | $30.00 | 2/11/2011 1:44:54 PM |
| jms1983 | $25.00 | 2/11/2011 8:16:54 PM |
| newest-organic-rupee | $25.00 | 2/11/2011 8:50:38 PM |
| mistertao | $25.00 | 2/11/2011 9:45:58 PM |
| exuberant-loot | $25.00 | 2/11/2011 3:39:20 PM |
| myhrer | $50.00 | 2/12/2011 1:50:34 AM |
| kublai | $25.00 | 2/11/2011 5:27:19 PM |
| Jerrys1951 | $40.00 | 2/11/2011 5:34:13 PM |
| Occhy | $50.00 | 2/11/2011 7:58:44 PM |
| hidavehi | $44.00 | 2/11/2011 8:25:46 PM |
| pdxKurt | $50.00 | 2/12/2011 11:59:47 AM |
| Chief3394 | $25.00 | 2/12/2011 5:49:35 AM |
| interest88 | $25.00 | 2/12/2011 6:38:58 AM |
| Mailman2004 | $50.00 | 2/12/2011 5:52:33 AM |
| trumpeter5 | $25.00 | 2/12/2011 7:40:13 AM |
| statenisland51 | $50.00 | 2/12/2011 7:11:41 AM |
| Druidsoft | $25.00 | 2/12/2011 12:42:37 PM |
| rpd1211 | $25.00 | 2/12/2011 8:50:52 AM |
| John_Galt | $33.00 | 2/12/2011 11:19:30 AM |
| blue-useful-auction | $25.00 | 2/12/2011 6:42:12 PM |
| hitsman | $50.00 | 2/12/2011 12:07:36 PM |
| organized-payment6 | $50.00 | 2/13/2011 9:17:50 AM |
| circustab | $50.00 | 2/13/2011 10:54:31 AM |
| commerce-yeller | $30.00 | 2/13/2011 11:18:15 AM |
| dogbait | $50.00 | 2/12/2011 3:31:59 PM |
| mtp | $50.00 | 2/12/2011 3:35:50 PM |
| legend717 | $25.00 | 2/12/2011 3:21:14 PM |
| mikeandcat | $150.00 | 2/13/2011 2:59:35 PM |
| wwwUniversal | $25.00 | 2/12/2011 5:41:35 PM |
| PPLIN810 | $25.25 | 2/12/2011 9:24:47 PM |
| warde43502 | $75.00 | 2/13/2011 5:41:02 PM |
| bountiful-social | $25.00 | 2/13/2011 1:46:51 PM |
| a-consummate-camaraderi | $50.00 | 2/13/2011 4:00:00 PM |
| GCInvestments | $25.00 | 2/13/2011 5:20:52 PM |
| amitkj2000 | $50.00 | 2/13/2011 6:07:41 PM |
| mark1017-31 | $418.34 | 2/13/2011 6:42:11 PM |
| 232 Investments
|
Borrower Payment Dependent Notes Series
489658
This series of Notes was issued and sold upon the funding of the borrower loan #47151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-14-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $326.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
27 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,495 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| naganakal |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate higher-interest credit card bills.
My financial situation:
I am a good candidate for this loan because I have no bankruptcies or other credit problems. My credit score would be higher if the credit agencies took into consideration things like brokerage/investment accts, bullion holdings, numismatics, etc.
Monthly net income: $5,000 minimum; given I have other sources of income, as well as liquid assets, my loan repayment is secure.
Monthly expenses: $ 3,025
??Housing: $
775
??Insurance: $
200 health & car
??Car expenses: $ 50
??Utilities: $
150
??Phone, cable, internet: $
150
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $
1100
??Other expenses: $
200 charities/etc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What exactly is your occupational? Thanks - RecoveryLender
A:
I'm a Supreme Court Certified Spanish Interpreter and have worked in legal and medical interpreting for several years.
(Feb-07-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| jazzlender | $25.00 | 2/7/2011 9:02:07 AM |
| be_wise | $25.00 | 2/7/2011 9:05:21 AM |
| marketplace-cello5 | $25.00 | 2/7/2011 9:06:12 AM |
| enthralling-deal180 | $100.00 | 2/7/2011 9:01:49 AM |
| kulender | $100.00 | 2/7/2011 9:02:36 AM |
| impressive-credit431 | $100.00 | 2/7/2011 9:05:39 AM |
| fishintime | $100.00 | 2/7/2011 9:05:44 AM |
| american6 | $100.00 | 2/7/2011 9:06:03 AM |
| Tradesmanlender | $35.00 | 2/7/2011 9:07:01 AM |
| bold-durability-drum | $100.00 | 2/7/2011 9:07:19 AM |
| ladybird1 | $50.00 | 2/7/2011 9:07:53 AM |
| cash-reaction2 | $50.00 | 2/7/2011 9:08:06 AM |
| sensible-order2 | $100.00 | 2/7/2011 9:06:31 AM |
| jenkris | $25.00 | 2/7/2011 9:06:42 AM |
| agalt | $75.00 | 2/7/2011 10:41:58 AM |
| genius520 | $100.00 | 2/7/2011 9:09:12 AM |
| ethicalhumanist | $50.00 | 2/7/2011 11:52:00 AM |
| historic-nickel | $25.00 | 2/7/2011 9:34:31 AM |
| reflective-rupee | $25.77 | 2/7/2011 9:22:15 AM |
| Scotcha | $50.00 | 2/7/2011 9:53:40 AM |
| melodious-fairness | $50.00 | 2/7/2011 10:40:58 AM |
| benjamins-utopia | $100.00 | 2/7/2011 10:36:03 AM |
| Astyanax | $40.00 | 2/7/2011 11:41:49 AM |
| AF-Chief | $50.00 | 2/7/2011 12:06:55 PM |
| StrongMonty | $31.29 | 2/7/2011 2:15:25 PM |
| radforj22 | $25.00 | 2/7/2011 4:45:58 PM |
| vutah | $25.00 | 2/7/2011 4:42:03 PM |
| meenan | $36.44 | 2/8/2011 12:54:26 AM |
| organized-dedication9 | $50.00 | 2/7/2011 5:12:15 PM |
| moneysong | $200.00 | 2/8/2011 6:14:54 AM |
| otto1939 | $50.00 | 2/8/2011 9:17:14 AM |
| Artist_Blue | $25.00 | 2/8/2011 6:08:00 AM |
| Mav26 | $100.00 | 2/8/2011 8:39:28 AM |
| chestnut4 | $25.00 | 2/8/2011 8:17:01 AM |
| peripatetic | $25.00 | 2/8/2011 2:26:24 PM |
| AsianDragon | $35.00 | 2/8/2011 2:27:11 PM |
| ToloUSN | $50.00 | 2/8/2011 10:08:29 AM |
| money-aggregator7 | $25.00 | 2/8/2011 11:23:01 AM |
| tech310 | $50.00 | 2/8/2011 2:26:19 PM |
| competent-p2p | $50.00 | 2/8/2011 2:00:42 PM |
| sk10023 | $40.00 | 2/9/2011 10:35:44 AM |
| rjrventure | $50.00 | 2/9/2011 2:37:12 PM |
| Nerdster1 | $25.05 | 2/9/2011 9:18:33 AM |
| Clambake | $100.00 | 2/9/2011 5:20:20 PM |
| dime-smasher5 | $25.00 | 2/9/2011 8:26:39 PM |
| nilonc1 | $25.00 | 2/10/2011 3:24:08 AM |
| don8ter | $25.00 | 2/10/2011 7:57:06 AM |
| ultimate-social | $25.00 | 2/10/2011 1:32:06 PM |
| doopers | $25.00 | 2/10/2011 8:08:45 AM |
| Galdis | $25.00 | 2/10/2011 6:14:53 PM |
| tomoe | $25.00 | 2/10/2011 2:39:00 PM |
| Yorker1776 | $50.00 | 2/10/2011 8:16:17 PM |
| simiray | $50.00 | 2/10/2011 9:06:45 PM |
| jrbill1998 | $50.00 | 2/10/2011 4:47:24 PM |
| dproxima | $25.00 | 2/10/2011 4:54:18 PM |
| John_Galt | $25.00 | 2/10/2011 6:41:44 PM |
| Dahlozer | $50.00 | 2/11/2011 6:03:29 AM |
| Sol_Invictus | $25.00 | 2/11/2011 6:12:53 AM |
| superpuppy | $50.00 | 2/11/2011 6:41:13 AM |
| Leshan | $25.00 | 2/11/2011 7:12:27 AM |
| platinum-czar | $100.00 | 2/10/2011 7:40:27 PM |
| 1SteelerFan | $25.00 | 2/10/2011 10:29:32 PM |
| bigphish | $25.00 | 2/11/2011 11:30:58 AM |
| exchange-jet | $40.00 | 2/11/2011 11:34:23 AM |
| wise-silver-wonder | $25.00 | 2/11/2011 7:11:36 AM |
| JFKPilot | $25.00 | 2/11/2011 12:02:06 PM |
| japerk | $25.00 | 2/11/2011 11:27:50 AM |
| credit-kahuna | $50.00 | 2/11/2011 11:51:16 AM |
| p2ploan-sensation211 | $25.00 | 2/11/2011 7:37:22 PM |
| Mailman2004 | $50.00 | 2/12/2011 5:52:34 AM |
| 1phantom | $25.00 | 2/12/2011 10:46:57 AM |
| orderly-leverage | $100.00 | 2/12/2011 11:59:41 AM |
| ferdberfel | $50.00 | 2/12/2011 8:32:19 AM |
| FinanceEngine | $25.00 | 2/12/2011 8:51:02 AM |
| Purple11 | $50.00 | 2/12/2011 9:25:49 PM |
| 12Knocksinna | $25.00 | 2/13/2011 2:00:52 AM |
| hitsman | $50.00 | 2/12/2011 12:07:37 PM |
| credible-balance0 | $25.00 | 2/13/2011 4:19:40 AM |
| dynrep | $25.00 | 2/13/2011 10:54:44 AM |
| 52digital | $50.00 | 2/12/2011 2:15:56 PM |
| lucrative-coin | $50.00 | 2/13/2011 2:57:51 PM |
| a-consummate-camaraderi | $50.00 | 2/13/2011 4:00:02 PM |
| pfh | $25.00 | 2/13/2011 5:52:47 AM |
| GCInvestments | $25.00 | 2/13/2011 5:20:53 PM |
| organized-payment6 | $50.00 | 2/13/2011 9:17:51 AM |
| KrisKringle | $50.00 | 2/13/2011 11:25:52 AM |
| csak13 | $25.00 | 2/13/2011 11:45:33 AM |
| Beverly_Hills_Lender | $25.00 | 2/14/2011 12:47:10 AM |
| nalaari | $25.00 | 2/14/2011 1:20:26 AM |
| goodhearted-gold3 | $26.01 | 2/14/2011 5:34:28 AM |
| beaker | $25.00 | 2/14/2011 7:22:50 AM |
| CincyTex | $50.00 | 2/13/2011 2:00:32 PM |
| efficient-treasure0 | $25.00 | 2/13/2011 3:05:57 PM |
| jescowa | $50.00 | 2/13/2011 5:35:41 PM |
| Dweeberkitty1 | $25.00 | 2/13/2011 7:51:29 PM |
| debt_helper | $25.00 | 2/14/2011 9:35:14 AM |
| brightest-supreme-dollar | $50.00 | 2/14/2011 9:35:57 AM |
| credit-driver9 | $50.00 | 2/14/2011 9:43:24 AM |
| maldok1 | $25.00 | 2/14/2011 11:18:18 AM |
| restless-currency | $40.00 | 2/14/2011 11:57:23 AM |
| BxRealtor | $25.00 | 2/14/2011 8:21:59 AM |
| trustu | $50.00 | 2/14/2011 1:45:30 PM |
| microfunder | $25.00 | 2/14/2011 9:34:54 AM |
| pnace | $50.00 | 2/14/2011 2:34:35 PM |
| octoberfresh | $25.00 | 2/14/2011 2:42:54 PM |
| llequire1 | $100.00 | 2/14/2011 2:43:40 PM |
| nprfan5 | $25.00 | 2/14/2011 10:02:12 AM |
| Manvel | $25.00 | 2/14/2011 10:20:59 AM |
| italisvital | $31.87 | 2/14/2011 4:13:41 PM |
| intuitive-integrity9 | $50.00 | 2/14/2011 1:45:42 PM |
| Happyhourcomics | $25.00 | 2/14/2011 12:46:14 PM |
| Uncle_Scrooge | $50.00 | 2/14/2011 1:45:29 PM |
| upbeat-fund | $25.00 | 2/14/2011 1:45:38 PM |
| bob_sacamano | $25.00 | 2/14/2011 2:39:51 PM |
| economy-caper9 | $25.00 | 2/14/2011 2:41:17 PM |
| pdxKurt | $50.00 | 2/14/2011 2:44:46 PM |
| velocity-solo | $50.00 | 2/7/2011 9:05:54 AM |
| haplender | $50.00 | 2/7/2011 9:08:00 AM |
| commerce-yeller | $25.00 | 2/7/2011 9:04:24 AM |
| simplelender80 | $100.00 | 2/7/2011 9:02:20 AM |
| gain-equator | $25.00 | 2/7/2011 9:07:23 AM |
| vigilance-revolutionary | $50.00 | 2/7/2011 9:05:32 AM |
| skuba | $50.00 | 2/7/2011 9:08:23 AM |
| grf1945 | $35.00 | 2/7/2011 9:08:40 AM |
| HamachiMan | $50.00 | 2/7/2011 9:06:49 AM |
| liberty-society5 | $25.00 | 2/7/2011 9:07:09 AM |
| kmr2 | $100.00 | 2/7/2011 9:09:20 AM |
| investment-artist | $25.00 | 2/7/2011 9:20:45 AM |
| JustMee | $25.00 | 2/7/2011 9:45:56 AM |
| newfoundation | $25.00 | 2/7/2011 12:16:26 PM |
| hopeful-truth5 | $300.00 | 2/7/2011 12:31:36 PM |
| upbeat-finance8 | $25.00 | 2/7/2011 2:49:23 PM |
| DasMula | $37.84 | 2/7/2011 2:53:47 PM |
| felicity-loyalist0 | $25.00 | 2/7/2011 4:00:28 PM |
| GoldenGo4 | $50.00 | 2/7/2011 3:41:22 PM |
| LightTheWay | $50.00 | 2/7/2011 11:46:29 PM |
| loanman2007 | $25.00 | 2/8/2011 6:15:19 AM |
| Dutchhunter | $50.00 | 2/8/2011 8:11:09 AM |
| auctionator1 | $50.00 | 2/8/2011 11:33:55 AM |
| a-restless-dollar | $50.00 | 2/8/2011 2:24:04 PM |
| mykkai | $25.00 | 2/8/2011 5:55:43 PM |
| rolandweary | $25.00 | 2/8/2011 6:21:54 PM |
| superb-funds335 | $25.00 | 2/8/2011 8:30:56 PM |
| lenderrb | $35.00 | 2/8/2011 6:41:14 PM |
| point-kitten6 | $50.00 | 2/8/2011 10:24:00 PM |
| GrayStudio | $25.00 | 2/8/2011 11:11:05 PM |
| Barak | $50.00 | 2/9/2011 6:44:54 AM |
| irrelevant | $50.00 | 2/9/2011 7:01:38 AM |
| Iwantahelp | $25.00 | 2/9/2011 7:12:32 AM |
| monster4 | $50.00 | 2/9/2011 9:33:37 AM |
| aquarexbi | $50.00 | 2/9/2011 12:57:32 PM |
| blue-ideal-dime | $60.34 | 2/9/2011 3:29:40 PM |
| Hartfelt | $30.00 | 2/9/2011 9:47:24 PM |
| chameleon125 | $25.00 | 2/10/2011 6:52:30 AM |
| a-finance-nirvana | $25.00 | 2/10/2011 1:17:53 AM |
| harperpotok | $50.00 | 2/10/2011 1:36:08 PM |
| Imageloan | $100.00 | 2/10/2011 4:57:36 PM |
| balanced-rupee | $50.00 | 2/10/2011 6:26:04 PM |
| jamiee73 | $25.00 | 2/10/2011 4:42:47 PM |
| Mark-7 | $50.00 | 2/11/2011 12:43:24 AM |
| rsirois | $25.00 | 2/10/2011 6:53:47 PM |
| loss-of-control | $25.00 | 2/10/2011 7:28:38 PM |
| thankful-nickel2 | $25.00 | 2/10/2011 6:19:59 PM |
| integrity-doctor | $100.00 | 2/11/2011 8:34:53 AM |
| chris668 | $25.00 | 2/11/2011 6:02:18 AM |
| worthy-bid8 | $50.00 | 2/11/2011 6:06:27 AM |
| JeffHoll | $80.00 | 2/11/2011 7:02:03 AM |
| macjp123 | $25.00 | 2/11/2011 1:57:56 PM |
| justinology | $35.75 | 2/11/2011 10:37:41 AM |
| kublai | $25.00 | 2/11/2011 5:27:23 PM |
| wtrboy | $50.00 | 2/11/2011 9:12:22 PM |
| stevexs | $35.00 | 2/11/2011 6:45:10 PM |
| loan-master996 | $50.00 | 2/11/2011 6:46:57 PM |
| honsbedh | $25.00 | 2/11/2011 6:47:10 PM |
| MrOglesby | $25.00 | 2/12/2011 6:33:03 AM |
| mistertao | $25.00 | 2/11/2011 9:45:59 PM |
| SpectrumCen | $25.00 | 2/11/2011 10:45:50 PM |
| myhrer | $50.00 | 2/12/2011 1:50:36 AM |
| duty-windmill | $25.00 | 2/12/2011 11:11:08 AM |
| IIP77 | $25.00 | 2/12/2011 6:20:39 AM |
| MARWARISETH | $25.00 | 2/12/2011 7:46:31 AM |
| Viamin | $25.00 | 2/12/2011 11:06:26 AM |
| theboat | $25.00 | 2/12/2011 8:35:54 PM |
| generous-deal6 | $50.00 | 2/13/2011 12:51:45 AM |
| loyalist1 | $150.00 | 2/13/2011 8:30:16 AM |
| compwhiz | $25.00 | 2/12/2011 12:47:20 PM |
| all_of_that_one | $35.00 | 2/13/2011 9:33:11 AM |
| repayment-pudding | $25.00 | 2/12/2011 2:32:54 PM |
| treasure-ace | $25.00 | 2/13/2011 10:12:43 AM |
| dogbait | $50.00 | 2/12/2011 3:32:00 PM |
| mtp | $50.00 | 2/12/2011 3:35:52 PM |
| market-squadron3 | $25.00 | 2/13/2011 5:31:08 PM |
| KFB_Investments | $48.61 | 2/13/2011 7:15:38 PM |
| asset-pilot | $50.00 | 2/13/2011 7:55:16 PM |
| fair_rates | $25.00 | 2/14/2011 1:08:24 AM |
| vest_vortex | $25.00 | 2/13/2011 1:19:22 PM |
| amitkj2000 | $25.00 | 2/13/2011 6:07:42 PM |
| Independenttools | $25.00 | 2/13/2011 3:27:25 PM |
| jdwillcox | $100.00 | 2/14/2011 2:46:26 AM |
| fervent-reward0 | $50.00 | 2/13/2011 8:20:08 PM |
| janus_god | $25.00 | 2/14/2011 6:51:00 AM |
| greenback-porcelain2 | $25.00 | 2/14/2011 11:47:09 AM |
| adventurous-commerce | $25.00 | 2/14/2011 1:45:32 PM |
| auction-workhorse679 | $25.00 | 2/14/2011 1:46:50 PM |
| orgy63 | $50.00 | 2/14/2011 2:32:21 PM |
| dollardave | $100.00 | 2/14/2011 9:30:15 AM |
| 6moonbeams | $25.00 | 2/14/2011 10:00:57 AM |
| lostontheedge | $25.00 | 2/14/2011 2:42:56 PM |
| deal-tycoon | $25.00 | 2/14/2011 9:42:58 AM |
| singletrck | $25.00 | 2/14/2011 4:11:20 PM |
| Ocean713 | $50.00 | 2/14/2011 1:45:34 PM |
| sprinter | $50.00 | 2/14/2011 1:45:48 PM |
| Gibbyland | $31.22 | 2/14/2011 2:42:57 PM |
| buukyak | $35.00 | 2/14/2011 3:52:33 PM |
| ptjg | $30.39 | 2/14/2011 2:45:17 PM |
| LeReve | $50.00 | 2/14/2011 4:21:29 PM |
| 216 Investments
|
Borrower Payment Dependent Notes Series
492552
This series of Notes was issued and sold upon the funding of the borrower loan #47030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Feb-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $278.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-819 (Feb-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,521 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-allocator5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my loan
Purpose of loan:
This loan will be used to? help my son consolidate his bills.
My financial situation:
I am a good candidate for this loan because? We have money in the bank ( that we would not like to use) and have a car free and clear that we can use as collateral( although we prefer not to).
Monthly net income: $ 3296
Monthly expenses: $
??Housing: $ 1380
??Insurance: $ 150
??Car expenses: $ 0
??Utilities: $?87??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
the mortgage balance is 270K and the value is about 350. So, yes, there is equity.
(Feb-03-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Pulchritudinous | $25.00 | 2/2/2011 4:56:42 PM |
| HamachiMan | $50.00 | 2/2/2011 5:00:35 PM |
| jazzlender | $50.00 | 2/2/2011 4:56:44 PM |
| Tradesmanlender | $35.00 | 2/2/2011 5:00:43 PM |
| Adino | $50.00 | 2/2/2011 5:01:07 PM |
| enchanted-yield4 | $50.00 | 2/2/2011 4:58:48 PM |
| genius520 | $100.00 | 2/2/2011 4:58:52 PM |
| marketplace-cello5 | $25.00 | 2/2/2011 4:59:03 PM |
| pdxKurt | $50.00 | 2/2/2011 5:00:27 PM |
| bigphish | $25.00 | 2/2/2011 5:02:12 PM |
| CAGE-Investments | $25.00 | 2/2/2011 4:57:36 PM |
| tech310 | $50.00 | 2/2/2011 4:58:17 PM |
| velocity-solo | $50.00 | 2/2/2011 4:58:45 PM |
| Clambake | $100.00 | 2/2/2011 5:00:49 PM |
| bold-durability-drum | $100.00 | 2/2/2011 5:01:06 PM |
| ALVO | $50.00 | 2/2/2011 5:01:30 PM |
| gain-equator | $25.00 | 2/2/2011 5:01:33 PM |
| competent-p2p | $25.00 | 2/2/2011 5:08:39 PM |
| reflective-rupee | $1,000.77 | 2/2/2011 5:25:38 PM |
| loss-of-control | $150.00 | 2/2/2011 5:51:23 PM |
| starlight31 | $50.00 | 2/2/2011 5:55:25 PM |
| Rick7925 | $25.00 | 2/2/2011 5:33:21 PM |
| hopeful-truth5 | $50.00 | 2/2/2011 7:31:27 PM |
| fcukciti | $35.00 | 2/3/2011 3:59:36 AM |
| economy-popcorn | $25.00 | 2/3/2011 5:35:06 AM |
| point-kitten6 | $50.00 | 2/3/2011 7:28:28 AM |
| kulender | $100.00 | 2/3/2011 5:54:23 AM |
| loanman2007 | $125.00 | 2/3/2011 5:58:32 AM |
| GElender | $50.00 | 2/3/2011 1:14:39 AM |
| LittleMingo | $30.00 | 2/3/2011 2:06:41 AM |
| FinanceEngine | $25.00 | 2/3/2011 7:22:40 AM |
| competent-p2p | $32.02 | 2/3/2011 9:15:15 AM |
| Astyanax | $40.00 | 2/3/2011 9:54:43 AM |
| benjamins-utopia | $50.00 | 2/3/2011 9:44:54 AM |
| kindness-launcher | $2,902.21 | 2/3/2011 10:08:30 AM |
| fishintime | $100.00 | 2/2/2011 4:58:33 PM |
| sensible-order2 | $100.00 | 2/2/2011 4:59:45 PM |
| enthralling-deal180 | $75.00 | 2/2/2011 4:55:34 PM |
| Shawn95187 | $25.00 | 2/2/2011 5:00:25 PM |
| radforj22 | $25.00 | 2/2/2011 4:56:57 PM |
| american6 | $100.00 | 2/2/2011 4:58:50 PM |
| simplelender80 | $100.00 | 2/2/2011 4:58:55 PM |
| ursus | $100.00 | 2/2/2011 4:59:18 PM |
| orderly-leverage | $100.00 | 2/2/2011 4:59:50 PM |
| peripatetic | $25.00 | 2/2/2011 4:59:56 PM |
| a-finance-nirvana | $25.00 | 2/2/2011 5:00:07 PM |
| jenkris | $25.00 | 2/2/2011 5:00:30 PM |
| liberty-society5 | $25.00 | 2/2/2011 5:00:57 PM |
| gracej | $25.00 | 2/2/2011 5:01:09 PM |
| 30Sky | $25.00 | 2/2/2011 5:06:42 PM |
| Artist_Blue | $25.00 | 2/2/2011 5:02:44 PM |
| rolandweary | $25.00 | 2/2/2011 4:59:00 PM |
| EarlyRiser | $250.00 | 2/2/2011 4:59:11 PM |
| rjleves | $25.00 | 2/2/2011 4:59:25 PM |
| meenan | $50.00 | 2/2/2011 5:00:20 PM |
| BidDaddyBigBucks | $25.00 | 2/2/2011 5:08:30 PM |
| heavy_ax | $25.00 | 2/2/2011 5:08:36 PM |
| ingenious-interest1 | $100.00 | 2/2/2011 5:02:51 PM |
| thrifty-dedication | $50.00 | 2/2/2011 5:07:08 PM |
| Wangchuk | $25.00 | 2/2/2011 6:17:56 PM |
| top-courteous-peso | $100.00 | 2/2/2011 6:05:11 PM |
| bob_sacamano | $25.00 | 2/2/2011 10:43:37 PM |
| autonomous-truth | $50.00 | 2/3/2011 1:55:11 AM |
| poolshark72 | $25.00 | 2/2/2011 10:07:43 PM |
| efficient-treasure0 | $25.00 | 2/3/2011 6:23:31 AM |
| BigLinCT | $25.00 | 2/3/2011 5:28:30 AM |
| bullwink27 | $25.00 | 2/3/2011 7:53:25 AM |
| silverloan | $50.00 | 2/3/2011 8:26:01 AM |
| Acid | $50.00 | 2/3/2011 8:33:35 AM |
| BankofHoneybear | $25.00 | 2/3/2011 10:05:52 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
492770
This series of Notes was issued and sold upon the funding of the borrower loan #47018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-03-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 97% |
|
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
22 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,723 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moeller05 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2010)
740-759
(Mar-2008)
|
|
Principal balance:
| $885.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Pay off credit cards
Purpose of loan:
This loan will be used to pay off a couple of my credit cards?
My financial situation:
I am a good candidate for this loan because I currently have a prosper loan.???
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.00 | 2/3/2011 9:28:06 AM |
| transaction-animal8 | $25.00 | 2/3/2011 9:29:29 AM |
| kulender | $100.00 | 2/3/2011 9:29:57 AM |
| EarlyRiser | $250.00 | 2/3/2011 9:31:51 AM |
| asiaratt | $50.00 | 2/3/2011 9:32:19 AM |
| HamachiMan | $50.00 | 2/3/2011 9:32:40 AM |
| investment-artist | $25.00 | 2/3/2011 9:28:43 AM |
| jazzlender | $25.00 | 2/3/2011 9:28:53 AM |
| investment-artist | $25.00 | 2/3/2011 9:29:08 AM |
| reflective-rupee | $1,000.77 | 2/3/2011 9:29:46 AM |
| simplelender80 | $100.00 | 2/3/2011 9:29:54 AM |
| ore-dojo | $75.00 | 2/3/2011 9:34:22 AM |
| the-yield-surfer | $50.00 | 2/3/2011 9:33:34 AM |
| ultimate-peace | $300.00 | 2/3/2011 9:24:40 AM |
| Feyenoord | $25.00 | 2/3/2011 9:28:22 AM |
| DasMula | $100.00 | 2/3/2011 9:47:58 AM |
| restless-dime | $25.00 | 2/3/2011 10:21:20 AM |
| Moe87 | $30.00 | 2/3/2011 10:27:56 AM |
| nickel-hickory | $50.00 | 2/3/2011 9:30:49 AM |
| DasMula | $100.00 | 2/3/2011 9:48:36 AM |
| penny-plato | $25.00 | 2/3/2011 11:36:43 AM |
| one-midas | $25.00 | 2/3/2011 10:00:52 AM |
| BuckeyeBanker | $100.00 | 2/3/2011 9:34:27 AM |
| cycle198 | $25.00 | 2/3/2011 9:39:08 AM |
| hopeful-truth5 | $87.64 | 2/3/2011 11:54:58 AM |
| Investoman | $50.00 | 2/3/2011 10:34:59 AM |
| wild-orange | $50.00 | 2/3/2011 10:50:20 AM |
| The-Helper | $45.00 | 2/3/2011 11:09:42 AM |
| jhouman | $25.00 | 2/3/2011 9:29:18 AM |
| gain-equator | $25.00 | 2/3/2011 9:33:29 AM |
| dough-bear | $50.00 | 2/3/2011 9:29:23 AM |
| mrxtravis | $25.00 | 2/3/2011 9:38:08 AM |
| orderly-leverage | $50.00 | 2/3/2011 9:32:03 AM |
| liberty-society5 | $25.00 | 2/3/2011 9:33:02 AM |
| RSRAssociates | $25.00 | 2/3/2011 9:45:20 AM |
| suave-dime6 | $25.00 | 2/3/2011 9:28:33 AM |
| sensible-order2 | $100.00 | 2/3/2011 9:29:20 AM |
| fabulous-community4 | $50.00 | 2/3/2011 9:29:35 AM |
| Moe87 | $50.00 | 2/3/2011 10:25:55 AM |
| Phatt-Daddy | $50.00 | 2/3/2011 10:32:58 AM |
| wild-orange | $50.00 | 2/3/2011 10:51:02 AM |
| mighty-payout1 | $29.02 | 2/3/2011 11:10:17 AM |
| grnii78 | $200.00 | 2/3/2011 11:24:43 AM |
| greencat | $50.00 | 2/3/2011 9:48:01 AM |
| Kash2010lu | $60.00 | 2/3/2011 9:48:35 AM |
| fairness-atmosphere | $25.00 | 2/3/2011 9:48:54 AM |
| RainyDayFunds | $25.00 | 2/3/2011 9:58:43 AM |
| shmb6508 | $25.00 | 2/3/2011 11:50:39 AM |
| Artist_Blue | $25.00 | 2/3/2011 9:33:55 AM |
| payout-network1 | $25.00 | 2/3/2011 10:35:17 AM |
| ronin4sale | $45.00 | 2/3/2011 11:52:37 AM |
| MoneyForNothing | $25.00 | 2/3/2011 9:51:54 AM |
| lucrative-transparency0 | $50.00 | 2/3/2011 9:54:08 AM |
| LivingInvestments00 | $27.57 | 2/3/2011 10:53:46 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
492800
This series of Notes was issued and sold upon the funding of the borrower loan #47033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-16-2011 |
|
|
Lender yield:
| 5.55% |
Borrower rate/APR:
| 6.55% / 6.89% |
Monthly payment:
| $460.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.55% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1968 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 800-819 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 35
/
30 | Length of status: | 11y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 73 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,313 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| marketplace-maverick9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2011 PLoan
Purpose of loan:
This loan will be used to consolidate debt, and pay for 2011 medical expenses and other personal expenses?
My financial situation:
I am a good candidate for this loan because my continued employment and income potential are?sufficient to handle this amount.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| blot44 | $25.00 | 2/3/2011 9:29:02 AM |
| radforj22 | $43.40 | 2/3/2011 9:29:09 AM |
| skibum65 | $50.00 | 2/3/2011 9:30:09 AM |
| unclejaef | $25.00 | 2/3/2011 9:30:34 AM |
| jenkris | $25.00 | 2/3/2011 9:30:39 AM |
| TexasLender2007 | $50.00 | 2/3/2011 9:29:13 AM |
| heavenly-interest9 | $50.00 | 2/3/2011 9:30:07 AM |
| CBO-Enterprise | $50.00 | 2/3/2011 9:30:16 AM |
| kanakakm | $50.00 | 2/3/2011 9:34:52 AM |
| syounker | $25.00 | 2/3/2011 9:30:28 AM |
| Gr8Deal | $50.00 | 2/3/2011 9:35:22 AM |
| credit-investor5 | $50.00 | 2/3/2011 9:30:32 AM |
| perzzz | $50.00 | 2/3/2011 9:35:37 AM |
| Centaur | $50.00 | 2/3/2011 9:30:38 AM |
| community-pipeline | $25.00 | 2/3/2011 9:36:11 AM |
| EarlyRiser | $250.00 | 2/3/2011 9:31:53 AM |
| paladin847 | $50.00 | 2/3/2011 9:34:25 AM |
| youqianderen | $50.00 | 2/3/2011 9:34:32 AM |
| fair-funds | $50.00 | 2/3/2011 9:34:34 AM |
| Goodthing | $100.00 | 2/3/2011 9:34:42 AM |
| Goodlender42 | $25.00 | 2/3/2011 9:34:49 AM |
| fishtale | $25.00 | 2/3/2011 9:29:05 AM |
| forthright-dedication | $25.00 | 2/3/2011 9:35:17 AM |
| don8ter | $25.00 | 2/3/2011 9:35:30 AM |
| ThomasC | $50.00 | 2/3/2011 9:30:05 AM |
| sb0453 | $25.00 | 2/3/2011 9:30:12 AM |
| investor_101 | $50.00 | 2/3/2011 9:37:05 AM |
| Curly-Girly | $25.00 | 2/3/2011 9:30:25 AM |
| indomitable-coin | $50.00 | 2/3/2011 9:34:13 AM |
| minista | $25.00 | 2/3/2011 9:34:40 AM |
| ogmanny | $50.00 | 2/3/2011 9:34:47 AM |
| currency-persimmon | $25.00 | 2/3/2011 9:34:59 AM |
| webclimber | $50.00 | 2/3/2011 9:36:19 AM |
| honorable-yield | $40.00 | 2/3/2011 9:36:25 AM |
| jjb3 | $30.00 | 2/3/2011 9:45:11 AM |
| satisfying-exchange3 | $30.00 | 2/3/2011 2:29:00 PM |
| be_wise | $25.00 | 2/3/2011 6:19:35 PM |
| a-responsible-return | $50.00 | 2/4/2011 2:58:55 AM |
| elasermd | $50.00 | 2/4/2011 10:16:20 AM |
| active-reward7 | $50.00 | 2/4/2011 10:53:20 AM |
| jcedar33 | $200.00 | 2/4/2011 8:09:28 PM |
| zone6 | $50.00 | 2/5/2011 12:27:38 AM |
| mpactlender | $25.00 | 2/5/2011 2:33:18 AM |
| skuba | $50.00 | 2/4/2011 11:31:16 PM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:52 AM |
| visionary-currency | $50.00 | 2/5/2011 6:01:02 AM |
| lender987654321 | $25.00 | 2/5/2011 3:14:49 AM |
| BURNERA_1 | $100.00 | 2/5/2011 8:48:34 AM |
| truth-image | $50.00 | 2/5/2011 10:01:56 AM |
| tlam168 | $25.00 | 2/5/2011 12:17:20 PM |
| Havana21 | $200.00 | 2/6/2011 8:45:45 AM |
| bambampk | $50.00 | 2/6/2011 5:18:03 PM |
| elegant-income3 | $50.00 | 2/6/2011 2:07:30 PM |
| IIP77 | $25.00 | 2/6/2011 9:21:07 PM |
| kulender | $100.00 | 2/7/2011 5:56:33 AM |
| Washington_Loan | $25.00 | 2/7/2011 9:35:22 AM |
| surfsider123 | $25.00 | 2/7/2011 11:28:57 AM |
| top-note-jamboree | $50.00 | 2/7/2011 10:16:57 AM |
| myworld701 | $25.00 | 2/7/2011 3:29:55 PM |
| subtle-revenue0 | $25.00 | 2/7/2011 3:31:07 PM |
| NaperLender | $50.00 | 2/7/2011 4:07:42 PM |
| HenryK7 | $25.00 | 2/7/2011 6:26:02 PM |
| MTLoans | $25.00 | 2/7/2011 8:36:00 PM |
| efficient-treasure0 | $25.00 | 2/8/2011 4:08:23 PM |
| Aimvest | $25.00 | 2/8/2011 4:14:57 PM |
| the-upbeat-p2p | $50.00 | 2/8/2011 4:17:23 PM |
| HunterSix | $25.00 | 2/8/2011 4:19:21 PM |
| flexible-value | $100.00 | 2/8/2011 4:07:01 PM |
| jsw7us | $50.00 | 2/8/2011 4:56:39 PM |
| paintedposies | $50.00 | 2/8/2011 4:06:57 PM |
| availableloan | $25.00 | 2/8/2011 4:08:21 PM |
| hawaiiangirl76 | $25.00 | 2/8/2011 4:08:57 PM |
| dharma1 | $25.00 | 2/8/2011 4:12:14 PM |
| mdreiss | $50.00 | 2/8/2011 4:12:44 PM |
| dastdx1847 | $25.00 | 2/8/2011 4:15:26 PM |
| Railbird | $25.00 | 2/8/2011 4:19:48 PM |
| antlr | $50.00 | 2/8/2011 4:56:42 PM |
| PaulW | $25.00 | 2/8/2011 5:29:10 PM |
| Marfloogan | $50.00 | 2/8/2011 5:29:20 PM |
| valiant-liberty4 | $25.00 | 2/8/2011 6:09:32 PM |
| Cheburashka | $30.00 | 2/8/2011 6:08:35 PM |
| mizount | $25.00 | 2/9/2011 12:40:47 AM |
| flwah | $25.00 | 2/9/2011 1:00:06 AM |
| marshallmanhattan | $25.00 | 2/9/2011 7:04:27 AM |
| basejump0 | $25.00 | 2/9/2011 5:06:14 AM |
| Attract | $25.00 | 2/9/2011 1:55:47 PM |
| passbook | $25.00 | 2/9/2011 9:34:48 AM |
| floridahelper | $50.00 | 2/9/2011 4:48:15 PM |
| buffalobills | $25.00 | 2/10/2011 8:11:19 AM |
| crdcteng | $50.00 | 2/10/2011 9:46:39 AM |
| wormdc | $25.00 | 2/10/2011 5:40:53 PM |
| best-generosity-financier | $25.00 | 2/10/2011 11:51:41 AM |
| just-benefit | $25.00 | 2/11/2011 7:11:06 AM |
| philantist | $25.00 | 2/11/2011 1:12:44 AM |
| efficient-marketplace | $25.00 | 2/11/2011 10:16:50 AM |
| wise-silver-wonder | $25.00 | 2/11/2011 7:11:17 AM |
| JFKPilot | $25.00 | 2/11/2011 12:02:28 PM |
| adhawan325 | $25.00 | 2/11/2011 9:31:33 AM |
| eyal0 | $31.47 | 2/12/2011 1:05:04 AM |
| anyoi | $50.00 | 2/12/2011 1:59:49 AM |
| afotherg | $39.66 | 2/12/2011 2:14:44 AM |
| MARWARISETH | $50.00 | 2/12/2011 7:46:12 AM |
| mistertao | $25.00 | 2/11/2011 9:46:02 PM |
| totoro | $25.00 | 2/12/2011 1:02:19 AM |
| Weaverville | $25.00 | 2/12/2011 1:17:04 AM |
| DadWarbucks | $60.00 | 2/12/2011 2:00:42 AM |
| Viamin | $25.00 | 2/12/2011 11:05:59 AM |
| duty-windmill | $25.00 | 2/12/2011 11:10:59 AM |
| ujiba | $50.00 | 2/12/2011 11:56:32 AM |
| funds-rascal | $46.67 | 2/12/2011 2:59:03 AM |
| Binan | $25.00 | 2/12/2011 5:12:04 AM |
| principal-trombone | $291.67 | 2/12/2011 7:48:54 AM |
| DC_Bob | $26.33 | 2/12/2011 1:21:50 PM |
| LARRY4NY | $25.00 | 2/12/2011 2:39:58 PM |
| Brisket_Bob | $25.00 | 2/12/2011 2:56:01 PM |
| pinnacle10 | $25.00 | 2/12/2011 4:55:43 PM |
| agbullet55443 | $100.00 | 2/12/2011 9:31:46 PM |
| elevated-finance | $25.69 | 2/12/2011 7:49:03 PM |
| theboat | $25.00 | 2/12/2011 8:35:48 PM |
| turbostar666 | $35.00 | 2/13/2011 6:50:58 AM |
| coolgenner | $35.00 | 2/13/2011 7:13:57 AM |
| worth-excellence4 | $25.00 | 2/13/2011 8:52:50 AM |
| money-aggregator7 | $25.00 | 2/13/2011 11:33:28 PM |
| no-u-turn | $25.00 | 2/13/2011 2:32:32 PM |
| bikingbtb | $50.00 | 2/13/2011 11:57:21 AM |
| lucrative-coin | $50.00 | 2/13/2011 2:37:38 PM |
| lonix | $25.00 | 2/13/2011 7:50:51 PM |
| ZeoInvestments | $25.00 | 2/14/2011 9:35:43 AM |
| beaker | $25.00 | 2/14/2011 7:22:44 AM |
| velvetsmog | $35.00 | 2/14/2011 11:34:42 AM |
| gzeo | $25.00 | 2/14/2011 1:47:56 PM |
| camaraderi-atmosphere | $100.00 | 2/14/2011 2:58:05 PM |
| rakstar | $50.00 | 2/14/2011 3:21:53 PM |
| stable-nickel | $70.00 | 2/14/2011 2:59:51 PM |
| wjf60 | $25.00 | 2/14/2011 5:17:01 PM |
| arcangel72 | $25.00 | 2/15/2011 1:46:09 AM |
| alverado | $47.04 | 2/15/2011 2:31:16 AM |
| sunny1985 | $25.00 | 2/15/2011 8:42:41 AM |
| cash-queen | $25.00 | 2/15/2011 1:00:54 PM |
| buckyhead2000 | $25.00 | 2/15/2011 2:26:26 PM |
| KeepOnRunning | $50.00 | 2/15/2011 3:12:12 PM |
| economy-orchid | $25.00 | 2/15/2011 5:39:50 PM |
| Gandalf0001 | $25.00 | 2/15/2011 6:57:29 PM |
| gallant-economy9 | $269.32 | 2/16/2011 1:16:09 AM |
| reflective-rupee | $500.77 | 2/15/2011 8:32:35 PM |
| beachbum22 | $25.00 | 2/15/2011 8:35:15 PM |
| DukSerduk | $25.00 | 2/3/2011 9:29:07 AM |
| Phantom99 | $100.00 | 2/3/2011 9:30:22 AM |
| meux99 | $25.00 | 2/3/2011 9:33:13 AM |
| kyomoon | $100.00 | 2/3/2011 9:28:59 AM |
| RJN | $25.00 | 2/3/2011 9:33:40 AM |
| Artist_Blue | $25.00 | 2/3/2011 9:34:00 AM |
| velocity-solo | $60.00 | 2/3/2011 9:34:15 AM |
| C_Mark | $100.00 | 2/3/2011 9:34:50 AM |
| Mantis75 | $25.00 | 2/3/2011 9:34:54 AM |
| compoundinterest | $50.00 | 2/3/2011 9:35:06 AM |
| organized-payment6 | $25.00 | 2/3/2011 9:30:30 AM |
| kenji4861 | $25.00 | 2/3/2011 9:35:43 AM |
| tedsrfdude | $50.00 | 2/3/2011 9:30:35 AM |
| thedoctor | $100.00 | 2/3/2011 9:35:55 AM |
| 30Sky | $25.00 | 2/3/2011 9:36:37 AM |
| g314 | $30.00 | 2/3/2011 9:30:56 AM |
| TomDalonajay | $25.00 | 2/3/2011 9:45:30 AM |
| acropiloterau2002 | $25.00 | 2/3/2011 9:34:18 AM |
| sensible-order2 | $100.00 | 2/3/2011 9:34:27 AM |
| larsowe | $35.00 | 2/3/2011 9:34:56 AM |
| TikPmp1 | $25.00 | 2/3/2011 9:35:34 AM |
| cebgop | $25.00 | 2/3/2011 9:35:49 AM |
| buckeye9 | $25.00 | 2/3/2011 9:30:20 AM |
| Pulchritudinous | $25.00 | 2/3/2011 9:37:13 AM |
| nimble-money0 | $25.00 | 2/3/2011 9:37:27 AM |
| ATOHokie | $25.00 | 2/3/2011 9:30:41 AM |
| jazzlender | $25.00 | 2/3/2011 9:30:43 AM |
| reflective-rupee | $500.77 | 2/3/2011 9:33:18 AM |
| kirkjerk | $50.00 | 2/3/2011 9:33:38 AM |
| hopeful-truth5 | $400.00 | 2/3/2011 12:07:13 PM |
| CashProvider | $100.00 | 2/3/2011 9:34:21 AM |
| credit-force5 | $50.00 | 2/3/2011 9:34:30 AM |
| inspired-investment8 | $100.00 | 2/3/2011 9:36:00 AM |
| yukongin | $25.00 | 2/3/2011 9:36:06 AM |
| iolaire | $25.00 | 2/3/2011 9:36:30 AM |
| BidDaddyBigBucks | $25.00 | 2/3/2011 9:36:49 AM |
| octoberfresh | $30.00 | 2/3/2011 9:37:23 AM |
| Dollars4Rent | $32.79 | 2/3/2011 9:37:33 AM |
| jonandmeg21 | $50.00 | 2/3/2011 9:37:51 AM |
| blukestrel | $25.00 | 2/3/2011 10:28:32 AM |
| encore06 | $25.00 | 2/3/2011 1:40:47 PM |
| boylezz | $50.00 | 2/3/2011 3:40:07 PM |
| astute-benjamins | $25.00 | 2/3/2011 4:36:04 PM |
| felicity-loyalist0 | $100.00 | 2/3/2011 5:29:30 PM |
| BaxterEvil | $25.00 | 2/3/2011 6:04:02 PM |
| HHP | $25.00 | 2/3/2011 6:29:26 PM |
| bowdish1 | $100.00 | 2/3/2011 7:00:40 PM |
| Zipperdu | $50.00 | 2/4/2011 8:14:44 AM |
| balance-voyager | $50.00 | 2/4/2011 1:43:49 AM |
| cognizant-rate732 | $25.00 | 2/4/2011 1:49:04 AM |
| bancoroyal | $50.00 | 2/4/2011 9:33:57 AM |
| CE88 | $100.00 | 2/4/2011 12:55:34 PM |
| Guiren | $200.00 | 2/4/2011 2:08:36 PM |
| Octavian315 | $35.00 | 2/4/2011 12:28:31 PM |
| ItsJustMe79 | $50.00 | 2/4/2011 7:40:44 PM |
| reueljw | $25.00 | 2/5/2011 1:31:51 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:37 AM |
| balance-force | $25.00 | 2/5/2011 11:56:53 AM |
| revenue-trombone5 | $25.00 | 2/5/2011 12:55:36 PM |
| mlkhamilton | $25.00 | 2/5/2011 12:51:58 PM |
| dud | $50.00 | 2/5/2011 3:51:57 PM |
| kid8549 | $25.00 | 2/6/2011 9:01:21 AM |
| life-is-great | $50.00 | 2/6/2011 10:53:03 AM |
| tenchi2777 | $50.00 | 2/6/2011 12:50:48 PM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:20:53 PM |
| dontjader | $50.00 | 2/6/2011 9:09:18 PM |
| benjamins-utopia | $100.00 | 2/7/2011 10:36:12 AM |
| DavenportCapital | $25.00 | 2/7/2011 9:31:44 AM |
| inforapenny | $50.00 | 2/7/2011 9:33:32 AM |
| degster | $25.00 | 2/7/2011 9:34:51 AM |
| malcolmreynolds | $25.00 | 2/7/2011 3:51:05 PM |
| LoanAngel | $25.00 | 2/7/2011 8:21:20 PM |
| FlexFunding | $50.00 | 2/8/2011 1:04:33 AM |
| reinforced-reward | $25.00 | 2/8/2011 1:08:15 AM |
| 108lender | $39.18 | 2/8/2011 12:26:50 AM |
| adama_48 | $25.00 | 2/8/2011 9:32:00 AM |
| docdekay | $100.00 | 2/8/2011 12:11:06 PM |
| integrity-onator1 | $25.00 | 2/8/2011 4:08:19 PM |
| a-restless-dollar | $150.00 | 2/8/2011 12:06:02 PM |
| julijask | $45.00 | 2/8/2011 4:17:55 PM |
| blissful-ore5 | $50.00 | 2/8/2011 4:06:59 PM |
| Marathoner | $25.00 | 2/8/2011 4:07:16 PM |
| bigballer105 | $100.00 | 2/8/2011 4:56:41 PM |
| Doc23 | $25.00 | 2/8/2011 4:17:34 PM |
| slartibardfast | $25.00 | 2/8/2011 4:20:19 PM |
| conductor146 | $25.00 | 2/8/2011 4:20:06 PM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:53 PM |
| Daneistes | $50.00 | 2/8/2011 4:55:47 PM |
| ChristopherHS | $25.00 | 2/8/2011 4:56:57 PM |
| BeemerRider | $25.00 | 2/8/2011 5:29:55 PM |
| langdonx | $50.00 | 2/8/2011 6:12:55 PM |
| rmachi | $25.00 | 2/9/2011 12:31:10 AM |
| lenderrb | $50.00 | 2/8/2011 6:40:49 PM |
| aquarexbi | $50.00 | 2/9/2011 12:57:09 PM |
| sk10023 | $40.00 | 2/9/2011 6:00:42 PM |
| fortytwo | $168.73 | 2/9/2011 9:55:57 PM |
| JohnW12 | $50.00 | 2/10/2011 2:02:38 PM |
| brightest-durability-chomper | $25.00 | 2/10/2011 12:09:35 PM |
| jmvingeorgia | $34.86 | 2/10/2011 7:16:26 PM |
| cash-merry-maker | $25.00 | 2/11/2011 1:26:06 AM |
| Imageloan | $50.00 | 2/10/2011 5:04:50 PM |
| SourDoughSteve | $25.00 | 2/11/2011 6:32:07 AM |
| Duchdad | $25.00 | 2/10/2011 7:30:47 PM |
| KlarthXVII | $25.00 | 2/10/2011 8:21:19 PM |
| turbobrat | $50.00 | 2/11/2011 8:05:59 AM |
| NMGbank | $25.00 | 2/11/2011 1:13:06 AM |
| fireboss | $31.69 | 2/11/2011 1:16:52 AM |
| point-xylophone | $25.00 | 2/11/2011 9:31:35 AM |
| MO_Investor | $25.00 | 2/11/2011 9:31:59 AM |
| aasx1108 | $25.00 | 2/11/2011 1:05:50 PM |
| p2p-paradise | $50.00 | 2/11/2011 9:30:35 AM |
| social-comet7 | $25.00 | 2/11/2011 9:33:33 AM |
| kushka | $25.00 | 2/11/2011 11:24:58 AM |
| tbrnet | $50.00 | 2/11/2011 1:05:58 PM |
| axl163 | $25.00 | 2/11/2011 8:35:52 PM |
| sensible-gain884 | $25.00 | 2/12/2011 7:47:29 AM |
| sandeepPR | $25.00 | 2/12/2011 8:28:58 AM |
| Turkish101 | $25.00 | 2/12/2011 1:23:00 AM |
| fair_rates | $25.00 | 2/12/2011 2:17:48 AM |
| felicity-loyalist0 | $25.00 | 2/12/2011 7:50:29 AM |
| nav1elt | $25.00 | 2/12/2011 1:55:07 PM |
| nina8580 | $50.00 | 2/12/2011 2:58:17 PM |
| DeesBar | $25.00 | 2/12/2011 4:06:16 PM |
| hitsman | $50.00 | 2/12/2011 12:07:05 PM |
| Castellan | $50.00 | 2/12/2011 3:01:06 PM |
| perlindc | $100.00 | 2/12/2011 3:46:43 PM |
| mectec | $50.00 | 2/13/2011 9:55:49 AM |
| KWarrior | $50.00 | 2/13/2011 6:20:58 AM |
| loan-kung-fu | $500.00 | 2/13/2011 6:50:47 AM |
| BankingFamily | $50.00 | 2/13/2011 10:02:23 PM |
| BriantheK | $100.00 | 2/13/2011 2:29:15 PM |
| TEAM-Jasper | $25.00 | 2/14/2011 6:16:48 AM |
| lifegrowth | $25.00 | 2/13/2011 1:11:58 PM |
| Moneypenny6 | $25.00 | 2/14/2011 7:31:52 AM |
| greenback-porcelain2 | $25.00 | 2/14/2011 11:40:44 AM |
| equallender | $78.40 | 2/14/2011 9:33:34 AM |
| MMatrixx | $25.00 | 2/14/2011 11:35:22 AM |
| Captain88 | $25.00 | 2/15/2011 5:47:59 AM |
| YellowJacket | $25.00 | 2/15/2011 1:44:19 AM |
| ultimatepaintball | $25.00 | 2/15/2011 2:01:51 AM |
| brightest-affluence-motivator | $73.81 | 2/15/2011 2:28:53 AM |
| narblark | $100.00 | 2/15/2011 4:51:05 AM |
| ScottCapital | $25.00 | 2/15/2011 5:38:05 AM |
| mytime06 | $25.00 | 2/15/2011 6:17:56 AM |
| Ruckus888 | $50.00 | 2/15/2011 9:37:20 AM |
| RIVERHTS | $50.00 | 2/15/2011 11:21:20 AM |
| micloans | $25.00 | 2/15/2011 12:05:18 PM |
| moola-rose8 | $25.00 | 2/15/2011 1:11:32 PM |
| admirable-yield9 | $40.24 | 2/15/2011 10:29:11 AM |
| blissful-penny | $40.52 | 2/15/2011 9:59:00 AM |
| damage | $25.00 | 2/15/2011 10:07:49 AM |
| Pickmar | $25.00 | 2/15/2011 12:17:35 PM |
| jn_tiger | $46.99 | 2/15/2011 5:37:01 PM |
| slingshot_knitter | $25.00 | 2/15/2011 8:01:51 PM |
| zski | $25.00 | 2/16/2011 12:38:38 AM |
| 301 Investments
|
Borrower Payment Dependent Notes Series
493114
This series of Notes was issued and sold upon the funding of the borrower loan #47154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-12-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $244 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adorable-openness1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
summer
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A:
Hi,
I am not sure what the amounts are. My ex-husband got the house in the divorce and and the credit union will not take me off as a co-signer yet until my ex re-finances. So I do not pay anything on either loan and have not in over four years
Thanks
(Feb-09-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| kulender | $50.00 | 2/8/2011 5:02:20 PM |
| simplelender80 | $200.00 | 2/8/2011 5:04:24 PM |
| authoritative-platinum7 | $25.00 | 2/8/2011 5:11:09 PM |
| sensible-order2 | $100.00 | 2/8/2011 5:04:13 PM |
| HamachiMan | $50.00 | 2/8/2011 5:09:13 PM |
| suave-dime6 | $25.00 | 2/8/2011 5:08:46 PM |
| important-openness1 | $50.00 | 2/8/2011 5:12:56 PM |
| genius520 | $100.00 | 2/8/2011 5:11:39 PM |
| Jack55304 | $300.00 | 2/9/2011 7:36:36 AM |
| zone6 | $50.00 | 2/9/2011 1:18:58 AM |
| liberty-destiny3 | $25.00 | 2/9/2011 4:09:55 PM |
| greencat | $50.00 | 2/9/2011 3:47:08 PM |
| HedgeFund | $25.00 | 2/9/2011 8:01:29 PM |
| Shining-Star | $25.00 | 2/9/2011 6:46:20 PM |
| Bob450 | $25.00 | 2/9/2011 8:55:47 PM |
| finance-mushroom | $100.00 | 2/10/2011 3:20:48 AM |
| dudebrah | $25.00 | 2/10/2011 2:03:34 PM |
| moola-pillow | $100.00 | 2/10/2011 10:59:12 AM |
| SweatyBalls | $25.00 | 2/10/2011 5:41:02 PM |
| Rob717171 | $50.00 | 2/10/2011 5:55:47 PM |
| magnolia161 | $50.00 | 2/10/2011 6:16:29 PM |
| CA-Lender | $25.00 | 2/11/2011 6:06:18 AM |
| FeedTheMachine | $48.30 | 2/11/2011 1:33:54 AM |
| Investoman | $50.00 | 2/11/2011 1:47:30 AM |
| ore-armada | $50.00 | 2/11/2011 4:46:06 AM |
| jjswanso | $25.00 | 2/11/2011 5:40:04 AM |
| debt-force | $25.00 | 2/11/2011 6:03:36 AM |
| worthy-bid8 | $50.00 | 2/11/2011 6:06:47 AM |
| euro-mirth | $25.00 | 2/11/2011 6:10:44 AM |
| realtormoises | $25.00 | 2/11/2011 11:52:57 AM |
| mpatrick | $25.00 | 2/11/2011 4:14:45 PM |
| yield-aurora4 | $100.00 | 2/11/2011 9:31:14 AM |
| Speculator | $25.00 | 2/11/2011 5:05:37 PM |
| ThatDanGuy | $50.00 | 2/11/2011 12:16:21 PM |
| deegeeman | $50.00 | 2/11/2011 12:17:15 PM |
| orange-preeminant-bill | $50.00 | 2/12/2011 3:01:01 AM |
| desertoasis | $25.00 | 2/11/2011 8:15:41 PM |
| social-conductor4 | $25.00 | 2/12/2011 7:55:42 AM |
| MoneyForNothing | $4.73 | 2/12/2011 9:10:05 AM |
| ommcd | $25.00 | 2/12/2011 2:04:40 AM |
| flwah | $25.00 | 2/12/2011 2:15:48 AM |
| payment-gusto | $25.00 | 2/12/2011 3:04:36 AM |
| AF-Chief | $50.00 | 2/12/2011 2:40:13 AM |
| zone6 | $50.00 | 2/12/2011 7:24:37 AM |
| transparent-silver6 | $25.00 | 2/12/2011 8:00:19 AM |
| wild-orange | $50.00 | 2/12/2011 8:06:05 AM |
| leverage-monger | $25.60 | 2/12/2011 9:05:50 AM |
| orderly-leverage | $50.00 | 2/8/2011 5:08:29 PM |
| musegaze | $100.00 | 2/8/2011 5:12:14 PM |
| benjamins-utopia | $50.00 | 2/8/2011 5:12:26 PM |
| finance-prescription | $50.00 | 2/8/2011 5:12:32 PM |
| jazzlender | $25.00 | 2/8/2011 5:14:06 PM |
| profit-powerplant | $25.00 | 2/8/2011 5:11:02 PM |
| competent-p2p | $30.00 | 2/8/2011 6:15:13 PM |
| gain-equator | $25.00 | 2/8/2011 6:18:35 PM |
| papaloha | $25.00 | 2/8/2011 6:12:07 PM |
| commitment-orbiter5 | $50.00 | 2/8/2011 10:11:00 PM |
| irrelevant | $50.00 | 2/9/2011 7:02:00 AM |
| monster4 | $50.00 | 2/9/2011 9:32:44 AM |
| seanambrose | $25.00 | 2/9/2011 9:53:36 AM |
| upbeat-wealth | $25.00 | 2/9/2011 12:22:31 PM |
| LibbyZ | $50.00 | 2/9/2011 6:17:19 PM |
| credit-sycamore4 | $100.00 | 2/9/2011 4:45:57 PM |
| logical-loyalty0 | $25.00 | 2/9/2011 10:10:54 PM |
| Artist_Blue | $25.00 | 2/10/2011 6:06:37 AM |
| money-bauble | $100.00 | 2/10/2011 8:51:20 AM |
| purposeful-dedication | $25.00 | 2/10/2011 11:37:14 AM |
| rupee_power | $25.00 | 2/10/2011 11:31:44 AM |
| Imageloan | $25.00 | 2/10/2011 5:12:47 PM |
| flanative | $50.00 | 2/10/2011 7:11:27 PM |
| yons88 | $25.00 | 2/10/2011 9:14:16 PM |
| Banker7371 | $25.00 | 2/10/2011 11:36:02 PM |
| treasure-bliss | $50.00 | 2/11/2011 6:32:12 AM |
| JFKPilot | $25.00 | 2/11/2011 12:02:45 PM |
| turbobrat | $50.00 | 2/11/2011 8:06:24 AM |
| proper-loot3 | $25.00 | 2/11/2011 4:06:45 PM |
| seisen | $50.00 | 2/11/2011 5:03:55 PM |
| diplomatic-wealth7 | $25.00 | 2/11/2011 12:01:06 PM |
| mistertao | $25.00 | 2/11/2011 9:46:24 PM |
| Angel_Investor_7 | $25.00 | 2/11/2011 5:05:35 PM |
| new-social-economist | $27.42 | 2/12/2011 2:59:57 AM |
| handshake5 | $100.00 | 2/12/2011 3:07:00 AM |
| gardenofeden | $25.00 | 2/12/2011 7:56:21 AM |
| copper | $38.95 | 2/12/2011 1:07:12 AM |
| fund-web3 | $25.00 | 2/12/2011 7:07:15 AM |
| IIP77 | $25.00 | 2/12/2011 6:20:29 AM |
| MARWARISETH | $25.00 | 2/12/2011 7:47:09 AM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
493152
This series of Notes was issued and sold upon the funding of the borrower loan #47148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-09-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,060 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supreme-ore |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to help pay off credit cards and consolidate them
My financial situation:
I am a good candidate for this loan because I have never paid a bill late in my life and am responsible.
Monthly net income: $ 6500
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| selector568 | $50.00 | 2/8/2011 5:04:47 PM |
| genius520 | $100.00 | 2/8/2011 5:11:40 PM |
| musegaze | $100.00 | 2/8/2011 5:12:15 PM |
| simplelender80 | $200.00 | 2/8/2011 5:04:25 PM |
| reflective-rupee | $1,500.77 | 2/8/2011 5:07:25 PM |
| reflective-rupee | $500.77 | 2/8/2011 5:08:09 PM |
| orderly-leverage | $50.00 | 2/8/2011 5:08:30 PM |
| suave-dime6 | $25.00 | 2/8/2011 5:08:47 PM |
| authoritative-platinum7 | $25.00 | 2/8/2011 5:11:10 PM |
| benjamins-utopia | $50.00 | 2/8/2011 5:12:26 PM |
| finance-prescription | $50.00 | 2/8/2011 5:12:34 PM |
| squarebob | $28.21 | 2/8/2011 5:51:25 PM |
| HammerSmith | $25.00 | 2/8/2011 5:58:58 PM |
| gain-equator | $25.00 | 2/8/2011 6:18:36 PM |
| penny-plato | $25.00 | 2/8/2011 6:25:45 PM |
| competent-p2p | $100.00 | 2/8/2011 6:18:58 PM |
| 2grindstones | $25.00 | 2/8/2011 6:43:26 PM |
| witty-openness | $25.00 | 2/8/2011 6:44:03 PM |
| bughead | $25.00 | 2/8/2011 8:24:20 PM |
| greencat | $50.00 | 2/9/2011 7:16:42 AM |
| credit-missile | $50.00 | 2/9/2011 2:18:04 AM |
| wonder3 | $30.00 | 2/9/2011 5:56:31 AM |
| hopeful-truth5 | $300.00 | 2/9/2011 7:00:33 AM |
| irrelevant | $50.00 | 2/9/2011 7:02:01 AM |
| Nerdster1 | $25.05 | 2/9/2011 3:59:47 AM |
| monster4 | $50.00 | 2/9/2011 9:32:46 AM |
| investment-artist | $25.00 | 2/9/2011 8:24:59 AM |
| amlu1988 | $25.00 | 2/9/2011 7:25:54 AM |
| cash-prodigy1 | $30.00 | 2/9/2011 11:01:43 AM |
| bullish2bearish | $28.49 | 2/9/2011 12:25:52 PM |
| jybank | $25.00 | 2/9/2011 2:20:28 PM |
| _NaLNaBB | $100.00 | 2/9/2011 3:06:39 PM |
| Leshan | $25.00 | 2/9/2011 9:15:45 AM |
| thatguyoverseas | $25.00 | 2/9/2011 10:03:40 AM |
| sk10023 | $25.00 | 2/9/2011 1:01:31 PM |
| Shining-Star | $25.00 | 2/9/2011 10:45:46 AM |
| commitment-orbiter5 | $50.00 | 2/9/2011 12:12:21 PM |
| supreme-hope | $25.00 | 2/9/2011 3:09:12 PM |
| Gregger | $25.00 | 2/9/2011 12:37:09 PM |
| santhana | $46.17 | 2/9/2011 3:52:22 PM |
| sentimental-commerce1 | $100.00 | 2/9/2011 4:07:57 PM |
| a-restless-dollar | $75.00 | 2/9/2011 1:26:37 PM |
| ThatDanGuy | $50.00 | 2/9/2011 2:29:02 PM |
| rjrventure | $75.00 | 2/9/2011 2:41:24 PM |
| Kash2010lu | $28.00 | 2/8/2011 5:06:23 PM |
| HamachiMan | $50.00 | 2/8/2011 5:09:19 PM |
| profit-powerplant | $25.00 | 2/8/2011 5:11:03 PM |
| kulender | $50.00 | 2/8/2011 5:02:21 PM |
| sensible-order2 | $100.00 | 2/8/2011 5:04:16 PM |
| Wangchuk | $25.01 | 2/8/2011 5:12:33 PM |
| jazzlender | $25.00 | 2/8/2011 5:14:07 PM |
| important-openness1 | $50.00 | 2/8/2011 5:12:56 PM |
| DasMula | $100.00 | 2/8/2011 5:20:29 PM |
| DasMula | $100.00 | 2/8/2011 5:35:59 PM |
| papaloha | $25.00 | 2/8/2011 6:12:08 PM |
| zone6 | $50.00 | 2/8/2011 6:21:11 PM |
| exciting-fairness | $200.00 | 2/8/2011 6:27:27 PM |
| JustMee | $25.00 | 2/8/2011 8:31:31 PM |
| bold-attentive-listing | $25.00 | 2/8/2011 8:40:21 PM |
| loss-of-control | $150.00 | 2/8/2011 6:19:41 PM |
| CashFlow13 | $100.00 | 2/8/2011 6:22:07 PM |
| kind-important-liberty9 | $25.00 | 2/9/2011 1:48:03 AM |
| loanman2007 | $200.00 | 2/9/2011 5:00:11 AM |
| finance-solo | $39.06 | 2/9/2011 5:22:59 AM |
| Kqwik | $30.00 | 2/9/2011 12:12:40 AM |
| liberty-magnate | $25.00 | 2/8/2011 9:01:35 PM |
| credit-missile | $50.00 | 2/8/2011 9:51:13 PM |
| Jack55304 | $300.00 | 2/9/2011 7:36:39 AM |
| Zipcut | $31.88 | 2/9/2011 8:11:45 AM |
| wojo | $25.00 | 2/9/2011 6:03:41 AM |
| UCLA4life | $35.00 | 2/9/2011 6:56:06 AM |
| seanambrose | $25.00 | 2/9/2011 9:53:37 AM |
| ready-interest9 | $25.00 | 2/9/2011 8:23:53 AM |
| leverage-monger | $25.00 | 2/9/2011 7:30:14 AM |
| bonus-seahorse | $25.00 | 2/9/2011 11:27:43 AM |
| lnrn | $26.53 | 2/9/2011 2:14:13 PM |
| mlj0671 | $25.00 | 2/9/2011 2:50:03 PM |
| simeonthewhale | $50.00 | 2/9/2011 4:02:01 PM |
| bluehen00 | $43.34 | 2/9/2011 4:14:24 PM |
| reflective-rupee | $250.77 | 2/9/2011 4:26:47 PM |
| foothillender | $25.00 | 2/9/2011 10:57:28 AM |
| grnii78 | $100.00 | 2/9/2011 12:33:06 PM |
| Jazzy503 | $25.01 | 2/9/2011 10:22:43 AM |
| moola-monger9 | $50.00 | 2/9/2011 2:17:37 PM |
| leverage-monger | $37.00 | 2/9/2011 2:56:25 PM |
| brightest-dignified-penny | $25.00 | 2/9/2011 3:12:08 PM |
| justasoldier | $30.00 | 2/9/2011 12:43:16 PM |
| well-mannered-income3 | $70.00 | 2/9/2011 3:41:36 PM |
| shrewd-income | $372.48 | 2/9/2011 3:48:47 PM |
| Maximum_Investment | $25.39 | 2/9/2011 1:22:19 PM |
| briskdevl07 | $25.00 | 2/9/2011 2:22:38 PM |
| mammalian4 | $25.00 | 2/9/2011 2:42:59 PM |
| Hambone1111 | $25.00 | 2/9/2011 4:06:12 PM |
| liberty-destiny3 | $25.00 | 2/9/2011 4:10:06 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
493256
This series of Notes was issued and sold upon the funding of the borrower loan #47157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-14-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,032 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-fairness-protector |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off debts and move my new bride from Los Angeles to California?
My financial situation:
I am a good candidate for this loan because I have been employed with the same employer for over 3 1/2 years and make over $100,00/year. I just made some mistakes which negatively effected my credit.
Monthly net income: $ 5,200
Monthly expenses: $
??Housing: $?700
??Insurance: $ 150
??Car expenses: $875
??Utilities: $?50
??Phone, cable, internet: $50
??Food, entertainment: $ 700
??Clothing, household expenses $200
??Credit cards and other loans: $ 100
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello! I am interested in funding your loan. Please list the debts you are looking to consolidate, including outstanding balance, APR, and monthly payment. Also, please give a description of your job. Thank you! - newest-funds-powerplant
A:
Hi and thanks for your reply---
I manage a Hotel. I earn $102,000 per year and have been here for over 3 1/2 years. I do not plan on changing jobs anytime in the future.
I have two MasterCards with a total balance of $1,500 and an APR of 25% that I would like to pay off. The rest is to get my belongings out of storage and to Bakersfield from Florida which will cost nearly $5,500.
Thanks for your consideration.
(Feb-09-2011)
Q:
How expensive is it exactly to move from Los Angeles to California? - John_Galt
A:
We just were married so I have to buy her out of her lease 1,000 and get my belongings here from Florida throug PODS for 4,500. We then have to get a place here with security deposit for 2,000. 1,000 rent 1,000 deposit. Please let me know if you have any further questions. Sincerely needing the loan.
(Feb-09-2011)
Q:
I remember one time I moved from Los Angeles to California. It was an arduous journey that took many months. How will you make sure you survive the long, long move from Los Angeles all the way to California? - bronzmajom
A:
It will be an arduous task but we are only moving my new bride a 100 miles away so it should make the process pretty easy.
(Feb-12-2011)
Q:
Howdy. So how is it that your housing is only $700/mo? That seems exceptionally low for California. - EmmaDog44
A:
I live in a small house with a roommate.
(Feb-13-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| sensible-order2 | $100.00 | 2/8/2011 5:04:20 PM |
| musegaze | $100.00 | 2/8/2011 5:12:18 PM |
| simplelender80 | $200.00 | 2/8/2011 5:04:27 PM |
| suave-dime6 | $25.00 | 2/8/2011 5:08:51 PM |
| profit-powerplant | $25.00 | 2/8/2011 5:11:06 PM |
| genius520 | $100.00 | 2/8/2011 5:11:42 PM |
| mickeyroi | $25.00 | 2/8/2011 5:24:43 PM |
| Kash2010lu | $28.00 | 2/8/2011 5:33:48 PM |
| authoritative-platinum7 | $25.00 | 2/8/2011 6:15:39 PM |
| monster4 | $50.00 | 2/9/2011 9:32:47 AM |
| UCLA4life | $35.00 | 2/9/2011 6:56:14 AM |
| ThatDanGuy | $50.00 | 2/9/2011 2:29:16 PM |
| newest-funds-powerplant | $25.00 | 2/9/2011 9:11:36 AM |
| red-favorable-basis | $25.00 | 2/9/2011 3:25:40 PM |
| Shining-Star | $25.00 | 2/9/2011 6:57:09 PM |
| benefit-banshee | $50.00 | 2/9/2011 6:21:20 PM |
| gain-equator | $25.00 | 2/10/2011 11:01:17 AM |
| glroark | $100.00 | 2/10/2011 4:40:20 PM |
| tomoe | $25.00 | 2/10/2011 2:15:55 PM |
| SweatyBalls | $25.00 | 2/10/2011 5:41:03 PM |
| magnolia161 | $50.00 | 2/10/2011 6:16:30 PM |
| euro-mirth | $25.00 | 2/11/2011 6:10:45 AM |
| jjswanso | $100.00 | 2/11/2011 5:42:52 AM |
| Investoman | $50.00 | 2/11/2011 1:47:35 AM |
| debt-force | $25.00 | 2/11/2011 6:03:38 AM |
| well-mannered-income3 | $25.00 | 2/11/2011 8:35:31 AM |
| yield-aurora4 | $100.00 | 2/11/2011 9:31:16 AM |
| SFBank | $200.00 | 2/11/2011 5:01:24 PM |
| SecondChanceLendingSERV | $52.70 | 2/11/2011 9:36:42 AM |
| diplomatic-wealth7 | $25.00 | 2/11/2011 12:01:10 PM |
| credit-sycamore4 | $50.00 | 2/11/2011 12:16:16 PM |
| EarlyRiser | $50.12 | 2/11/2011 5:05:39 PM |
| desertoasis | $25.00 | 2/11/2011 8:15:43 PM |
| MARWARISETH | $25.00 | 2/12/2011 7:47:10 AM |
| FinanceEngine | $25.00 | 2/12/2011 8:53:48 AM |
| seisen | $38.63 | 2/12/2011 1:49:52 AM |
| drkosh | $25.00 | 2/12/2011 9:23:22 AM |
| wise-benjamins-fortress | $50.00 | 2/12/2011 9:53:35 AM |
| treasure-bliss | $50.00 | 2/12/2011 2:40:44 AM |
| CA-Lender | $25.00 | 2/12/2011 3:01:59 AM |
| FeedTheMachine | $45.96 | 2/12/2011 2:41:05 AM |
| realtormoises | $25.00 | 2/12/2011 6:04:11 AM |
| witty-openness | $25.00 | 2/12/2011 7:02:27 AM |
| fallentimbers | $25.00 | 2/12/2011 4:17:27 PM |
| graceful-investment | $36.43 | 2/12/2011 12:00:01 PM |
| orange-preeminant-bill | $50.00 | 2/12/2011 12:01:44 PM |
| E-B | $50.00 | 2/12/2011 11:44:32 AM |
| archeanchaos | $25.00 | 2/13/2011 2:58:02 AM |
| liberty-destiny3 | $26.14 | 2/13/2011 11:29:53 AM |
| poolshark72 | $25.00 | 2/12/2011 6:25:42 PM |
| CaptainCrunch | $25.00 | 2/13/2011 1:40:21 AM |
| x27 | $25.00 | 2/13/2011 9:40:17 AM |
| emphatic-bonus5 | $25.00 | 2/13/2011 7:14:58 PM |
| newest-generous-income | $30.00 | 2/14/2011 12:13:45 AM |
| umfan123 | $25.00 | 2/14/2011 6:06:30 AM |
| Charlie0084 | $25.00 | 2/13/2011 3:12:10 PM |
| comicdoc | $50.00 | 2/14/2011 7:30:40 AM |
| GCInvestments | $25.00 | 2/13/2011 5:20:17 PM |
| deal-pinnacle7 | $40.00 | 2/13/2011 2:17:23 PM |
| tomaswk | $300.00 | 2/14/2011 8:30:56 AM |
| incbx | $50.00 | 2/13/2011 6:00:46 PM |
| Rogelio48 | $25.00 | 2/13/2011 8:41:08 PM |
| ingenious-deal6 | $25.00 | 2/13/2011 11:34:37 PM |
| wbahl | $25.00 | 2/14/2011 1:05:41 AM |
| reward-adventure | $50.00 | 2/14/2011 8:06:12 AM |
| jhernand17 | $25.00 | 2/14/2011 6:05:55 AM |
| amusement4 | $100.00 | 2/14/2011 11:04:59 AM |
| elegant-commerce7 | $50.00 | 2/14/2011 11:15:58 AM |
| Happyhourcomics | $25.00 | 2/14/2011 12:46:31 PM |
| liberty-society5 | $25.00 | 2/14/2011 2:05:38 PM |
| lovely-order7 | $50.00 | 2/14/2011 2:32:16 PM |
| stolan | $28.30 | 2/14/2011 9:35:31 AM |
| supersarah61 | $25.00 | 2/14/2011 2:00:46 PM |
| shmb6508 | $25.00 | 2/14/2011 2:04:53 PM |
| ingenious-interest1 | $50.00 | 2/14/2011 2:39:52 PM |
| Sixmil | $50.00 | 2/14/2011 2:42:11 PM |
| Larry1001 | $43.74 | 2/14/2011 2:32:20 PM |
| Lubava | $50.00 | 2/14/2011 3:02:34 PM |
| myhelper | $25.00 | 2/14/2011 3:56:23 PM |
| zone6 | $50.00 | 2/8/2011 5:05:37 PM |
| reflective-rupee | $250.77 | 2/8/2011 5:09:11 PM |
| benjamins-utopia | $50.00 | 2/8/2011 5:12:28 PM |
| important-openness1 | $50.00 | 2/8/2011 5:12:58 PM |
| kulender | $50.00 | 2/8/2011 5:02:24 PM |
| orderly-leverage | $50.00 | 2/8/2011 5:08:32 PM |
| HamachiMan | $50.00 | 2/8/2011 5:09:43 PM |
| finance-prescription | $50.00 | 2/8/2011 5:12:38 PM |
| jazzlender | $25.00 | 2/8/2011 5:14:09 PM |
| Angel_Investor_7 | $25.00 | 2/8/2011 5:22:47 PM |
| irrelevant | $50.00 | 2/9/2011 7:02:03 AM |
| leverage-monger | $25.00 | 2/9/2011 7:43:08 AM |
| greencat | $50.00 | 2/9/2011 7:18:13 AM |
| Jack55304 | $300.00 | 2/9/2011 7:36:42 AM |
| seanambrose | $25.00 | 2/9/2011 9:53:40 AM |
| SolarMoonshine | $25.00 | 2/9/2011 5:10:21 PM |
| larryboy10 | $25.00 | 2/9/2011 6:08:25 PM |
| Artist_Blue | $25.00 | 2/10/2011 6:06:34 AM |
| rockhound84 | $25.00 | 2/10/2011 6:18:41 AM |
| LibbyZ | $50.00 | 2/9/2011 6:17:22 PM |
| chrisb1414 | $25.00 | 2/10/2011 8:21:22 AM |
| Bob450 | $25.00 | 2/9/2011 8:55:48 PM |
| liberty-destiny3 | $25.00 | 2/9/2011 6:35:43 PM |
| John_Galt | $44.00 | 2/9/2011 10:53:23 PM |
| finance-mushroom | $100.00 | 2/10/2011 3:20:49 AM |
| papaloha | $25.00 | 2/10/2011 12:40:47 AM |
| loanman2007 | $75.00 | 2/10/2011 12:15:40 PM |
| money-bauble | $100.00 | 2/10/2011 4:46:05 PM |
| Rob717171 | $50.00 | 2/10/2011 5:55:49 PM |
| commitment-orbiter5 | $50.00 | 2/10/2011 4:46:51 PM |
| worthy-bid8 | $50.00 | 2/11/2011 6:06:48 AM |
| Banker7371 | $25.00 | 2/11/2011 1:37:15 AM |
| ethicalhumanist | $25.00 | 2/11/2011 9:35:18 AM |
| loss-of-control | $150.00 | 2/11/2011 4:24:09 PM |
| IIP77 | $25.00 | 2/12/2011 6:20:30 AM |
| zone6 | $50.00 | 2/12/2011 7:23:23 AM |
| mistertao | $25.00 | 2/11/2011 9:46:26 PM |
| shrewd-income | $100.00 | 2/12/2011 8:22:42 AM |
| Armyman122 | $50.00 | 2/12/2011 11:10:46 AM |
| nickel-universe2 | $25.00 | 2/12/2011 7:39:03 AM |
| hitsman | $50.00 | 2/12/2011 12:17:14 PM |
| ursus | $50.00 | 2/12/2011 11:59:49 AM |
| velocity-solo | $25.00 | 2/13/2011 8:05:31 AM |
| 108lender | $100.00 | 2/12/2011 12:32:19 PM |
| vigorous-velocity | $50.00 | 2/12/2011 2:16:02 PM |
| Frankk2 | $30.00 | 2/12/2011 2:53:50 PM |
| newest-famous-velocity | $29.90 | 2/12/2011 2:33:14 PM |
| AdrianWapcaplet | $50.00 | 2/13/2011 1:40:59 PM |
| ds5184 | $25.00 | 2/12/2011 4:56:03 PM |
| pfh | $25.00 | 2/13/2011 5:53:46 AM |
| kind-efficient-credit | $25.00 | 2/12/2011 6:36:31 PM |
| Comoparklender | $50.00 | 2/13/2011 6:52:16 AM |
| periko | $25.00 | 2/12/2011 8:10:12 PM |
| dynrep | $25.00 | 2/13/2011 10:10:43 AM |
| nodrivelpls | $25.00 | 2/14/2011 6:01:19 AM |
| miked8303 | $25.00 | 2/13/2011 4:09:59 PM |
| silver-enlightenment0 | $100.00 | 2/13/2011 5:42:33 PM |
| cippy | $25.00 | 2/14/2011 1:19:30 AM |
| Vennela | $30.00 | 2/14/2011 1:50:17 AM |
| traice | $25.00 | 2/14/2011 9:35:53 AM |
| LAM26 | $25.00 | 2/14/2011 9:36:16 AM |
| agalt | $75.00 | 2/14/2011 8:05:36 AM |
| himistu22 | $25.00 | 2/14/2011 5:43:27 AM |
| CC911 | $25.00 | 2/14/2011 6:15:50 AM |
| greenback-porcelain2 | $25.00 | 2/14/2011 11:47:15 AM |
| dough-bear | $50.00 | 2/14/2011 2:04:57 PM |
| bold-worth-vinyl | $50.00 | 2/14/2011 9:35:28 AM |
| gold-blanket0 | $25.00 | 2/14/2011 2:35:54 PM |
| haplender | $50.00 | 2/14/2011 2:37:52 PM |
| fundenstein | $25.00 | 2/14/2011 9:16:10 AM |
| EBITDA | $25.00 | 2/14/2011 2:05:00 PM |
| asiaratt | $50.00 | 2/14/2011 2:05:12 PM |
| minddoc | $25.00 | 2/14/2011 2:00:48 PM |
| the-yield-surfer | $50.00 | 2/14/2011 2:04:55 PM |
| mpatrick | $25.00 | 2/14/2011 2:27:00 PM |
| vontuse | $25.00 | 2/14/2011 3:30:23 PM |
| investment-tempo | $25.00 | 2/14/2011 2:39:53 PM |
| MoneyForNothing | $6.34 | 2/14/2011 3:56:28 PM |
| attractive-fund | $78.97 | 2/14/2011 3:42:05 PM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
493310
This series of Notes was issued and sold upon the funding of the borrower loan #47027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 16y 3m |
|
Amount delinquent:
| $100 |
Total credit lines:
| 52 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,942 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| attentive-commerce0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
please help !!!
Purpose of loan:
This loan will be used to? pay auto repairs and also medical biulls
My financial situation:
I am a good candidate for this loan because? i ALWAYS repay my debt !!!!?
Monthly net income: $ 1750.00
Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 50.00
??Car expenses: $ 0.00
??Utilities: $ 75.00
??Phone, cable, internet: $ 140.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $200.00
??Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| orderly-leverage | $50.00 | 2/10/2011 5:05:39 PM |
| profit-powerplant | $25.00 | 2/10/2011 5:06:24 PM |
| important-openness1 | $50.00 | 2/10/2011 5:07:02 PM |
| Jack55304 | $300.00 | 2/10/2011 5:07:41 PM |
| mrxtravis | $25.00 | 2/10/2011 5:08:27 PM |
| favorable-deal0 | $25.00 | 2/10/2011 6:56:38 PM |
| silver-storm | $50.00 | 2/10/2011 7:20:34 PM |
| suave-dime6 | $25.00 | 2/10/2011 5:02:39 PM |
| reflective-rupee | $300.77 | 2/10/2011 5:02:18 PM |
| irrelevant | $50.00 | 2/10/2011 5:07:30 PM |
| liberty-destiny3 | $25.00 | 2/10/2011 5:08:03 PM |
| liberty-society5 | $25.00 | 2/10/2011 5:08:40 PM |
| SolarMoonshine | $25.00 | 2/10/2011 5:10:57 PM |
| Reliance_Banker | $25.00 | 2/10/2011 5:23:43 PM |
| finance-prescription | $50.00 | 2/10/2011 5:06:56 PM |
| monster4 | $50.00 | 2/10/2011 5:07:52 PM |
| jazzlender | $25.00 | 2/10/2011 5:08:36 PM |
| rupee_power | $25.00 | 2/10/2011 5:25:58 PM |
| one-midas | $25.00 | 2/10/2011 5:26:27 PM |
| shrewd-income | $25.00 | 2/10/2011 6:43:05 PM |
| well-mannered-income3 | $35.00 | 2/10/2011 7:11:43 PM |
| simplelender80 | $100.00 | 2/10/2011 5:01:32 PM |
| kulender | $100.00 | 2/10/2011 5:01:42 PM |
| sensible-order2 | $100.00 | 2/10/2011 5:02:02 PM |
| musegaze | $100.00 | 2/10/2011 5:06:48 PM |
| Bob450 | $25.00 | 2/10/2011 5:08:15 PM |
| HamachiMan | $50.00 | 2/10/2011 5:05:50 PM |
| genius520 | $100.00 | 2/10/2011 5:06:32 PM |
| sturdy-peace9 | $50.00 | 2/10/2011 5:23:11 PM |
| payout-alien6 | $25.00 | 2/10/2011 5:57:20 PM |
| thankful-nickel2 | $25.00 | 2/10/2011 6:16:23 PM |
| impala6464 | $50.00 | 2/10/2011 5:59:01 PM |
| MarvintheMartian | $25.00 | 2/10/2011 6:12:56 PM |
| Ananya | $25.00 | 2/10/2011 6:26:44 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
493364
This series of Notes was issued and sold upon the funding of the borrower loan #47142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-09-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $86.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 820-839 (Feb-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,071 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truth-magma1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ROYD4000
Purpose of loan:
I NEED TO PAY IMMEDIATELY DUE UTILITY BILLS. I NEED TO?PURCHASE AN AIRLINE TICKET TO ATLANTA FOR MY DAUGHTER'S FIRST BABY.
I need to replace a rear door?including?lock services after yesterday's attempted break-in.
My financial situation:
I am a good candidate for this loan because I respect the bill paying p[rocess and need assistance to stay current with the above listed issues.
Monthly net income: $ 6100
Monthly expenses: $
??Housing: $ 1255
??Insurance:?included
??Utilities: $ 500
??Phone, cable, internet: $?170
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $?600
??Other expenses: $75 grand kids
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $60.00 | 2/9/2011 5:00:44 PM |
| commerce-yeller | $25.00 | 2/9/2011 5:03:01 PM |
| GrayStudio | $25.00 | 2/9/2011 5:05:49 PM |
| sk10023 | $40.00 | 2/9/2011 5:06:25 PM |
| vine99 | $90.00 | 2/9/2011 5:01:11 PM |
| melodious-fairness | $50.00 | 2/9/2011 5:01:55 PM |
| fishintime | $100.00 | 2/9/2011 5:03:10 PM |
| HamachiMan | $50.00 | 2/9/2011 5:04:22 PM |
| genius520 | $100.00 | 2/9/2011 5:04:58 PM |
| enchanted-yield4 | $50.00 | 2/9/2011 5:05:27 PM |
| kulender | $100.00 | 2/9/2011 5:01:39 PM |
| benjamins-utopia | $50.00 | 2/9/2011 5:01:49 PM |
| marketplace-cello5 | $25.00 | 2/9/2011 5:03:37 PM |
| gain-equator | $25.00 | 2/9/2011 5:04:45 PM |
| superb-funds335 | $25.00 | 2/9/2011 5:05:34 PM |
| irrelevant | $50.00 | 2/9/2011 5:05:59 PM |
| JustMee | $25.00 | 2/9/2011 5:26:44 PM |
| Josphine | $25.00 | 2/9/2011 6:20:41 PM |
| omahajay | $25.00 | 2/9/2011 7:00:16 PM |
| profitable-money | $25.00 | 2/9/2011 7:35:19 PM |
| auctionator1 | $50.00 | 2/9/2011 5:52:58 PM |
| reflective-rupee | $40.00 | 2/9/2011 8:12:47 PM |
| impressive-credit431 | $100.00 | 2/9/2011 5:03:03 PM |
| velocity-solo | $50.00 | 2/9/2011 5:03:23 PM |
| american6 | $100.00 | 2/9/2011 5:03:31 PM |
| sensible-order2 | $100.00 | 2/9/2011 5:03:50 PM |
| jenkris | $25.00 | 2/9/2011 5:04:11 PM |
| vutah | $100.00 | 2/9/2011 5:32:24 PM |
| thankful-nickel2 | $25.00 | 2/9/2011 5:38:49 PM |
| penny-plato | $25.00 | 2/9/2011 5:58:12 PM |
| Shining-Star | $25.00 | 2/9/2011 7:39:43 PM |
| Cliffie83 | $37.72 | 2/9/2011 8:00:25 PM |
| simplelender80 | $100.00 | 2/9/2011 5:02:02 PM |
| kmr2 | $100.00 | 2/9/2011 5:05:03 PM |
| ProjectVenture | $50.00 | 2/9/2011 5:05:23 PM |
| BrLender | $50.00 | 2/9/2011 5:00:39 PM |
| enthralling-deal180 | $75.00 | 2/9/2011 5:00:52 PM |
| jazzlender | $25.00 | 2/9/2011 5:02:52 PM |
| Tradesmanlender | $35.00 | 2/9/2011 5:04:30 PM |
| bold-durability-drum | $100.00 | 2/9/2011 5:04:37 PM |
| reflective-rupee | $100.77 | 2/9/2011 5:05:17 PM |
| RyanTH9893 | $25.00 | 2/9/2011 5:37:49 PM |
| one-midas | $25.00 | 2/9/2011 5:14:28 PM |
| Bank_Of_XL | $50.00 | 2/9/2011 6:58:33 PM |
| Reddy_Capital | $25.00 | 2/9/2011 5:36:29 PM |
| LendToCause | $25.00 | 2/9/2011 6:01:29 PM |
| John_Galt | $25.00 | 2/9/2011 7:46:53 PM |
| newest-funds-powerplant | $50.00 | 2/9/2011 7:49:46 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
493458
This series of Notes was issued and sold upon the funding of the borrower loan #47021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,250.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Feb-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-15-2011 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.13% |
Monthly payment:
| $277.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.79% | | |
| |
Estimated return*:
| 6.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,969 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| latinbarbie |
Borrower's state:
| California |
Borrower's group:
| Creditcredit. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(May-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Debt Consol - Save for Wedding!
Purpose of loan:
This loan will be used to consolidate by debt and and to start saving for my wedding.
My financial situation:
I am a good candidate for this loan because I always pay my bills, no matter what!
Monthly net income: $ 2,700.00
Monthly expenses: $
??Housing: $ 300.00
??Insurance: $
??Car expenses: $ 59.50
??Utilities: $
??Phone, cable, internet: $ 129.99
??Food, entertainment: $?200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 1000.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| tntmojave | $27.87 | 2/11/2011 5:00:51 PM |
| credit-bliss8 | $25.00 | 2/11/2011 5:03:11 PM |
| impressive-credit431 | $100.00 | 2/11/2011 5:03:16 PM |
| JustMee | $25.00 | 2/11/2011 5:05:00 PM |
| one-midas | $50.00 | 2/11/2011 5:06:22 PM |
| DasMula | $38.84 | 2/11/2011 5:26:50 PM |
| melodious-fairness | $100.00 | 2/11/2011 5:02:09 PM |
| kulender | $100.00 | 2/11/2011 5:01:57 PM |
| MoneyForNothing | $66.33 | 2/11/2011 5:03:07 PM |
| velocity-solo | $50.00 | 2/11/2011 5:03:20 PM |
| Tradesmanlender | $35.00 | 2/11/2011 5:03:27 PM |
| irrelevant | $50.00 | 2/11/2011 5:03:37 PM |
| ac787 | $25.00 | 2/12/2011 2:17:45 AM |
| HamachiMan | $50.00 | 2/11/2011 5:04:23 PM |
| miket71 | $27.86 | 2/12/2011 2:29:01 AM |
| sk10023 | $25.00 | 2/11/2011 5:05:00 PM |
| RyanTH9893 | $25.00 | 2/11/2011 5:53:26 PM |
| interest88 | $25.00 | 2/12/2011 6:38:55 AM |
| hidavehi | $44.00 | 2/11/2011 8:24:47 PM |
| Ducatiman1978 | $25.00 | 2/12/2011 1:15:35 AM |
| chameleon125 | $50.00 | 2/12/2011 9:00:25 AM |
| jpaulnyc | $45.04 | 2/12/2011 9:43:03 AM |
| helynn | $25.00 | 2/12/2011 11:11:22 AM |
| radforj22 | $25.00 | 2/12/2011 3:01:26 AM |
| loanman2007 | $50.00 | 2/12/2011 5:18:47 AM |
| economy-popcorn | $25.00 | 2/12/2011 6:09:22 AM |
| balance-force | $28.00 | 2/12/2011 6:57:25 AM |
| gain-equator | $25.00 | 2/12/2011 12:06:57 PM |
| ultimate-commitment | $50.00 | 2/12/2011 8:54:40 AM |
| SolarMoonshine | $50.00 | 2/12/2011 1:26:43 PM |
| CoolPlexer | $25.00 | 2/12/2011 9:45:52 AM |
| bughead | $25.00 | 2/12/2011 10:48:23 AM |
| Onlyhappycustomers | $25.00 | 2/12/2011 3:36:17 PM |
| theboat | $25.00 | 2/12/2011 8:36:02 PM |
| atlas100 | $50.00 | 2/13/2011 7:39:47 AM |
| Reddy_Capital | $25.00 | 2/12/2011 2:45:38 PM |
| Nerdster1 | $25.05 | 2/12/2011 4:28:22 PM |
| mikeandcat | $150.00 | 2/13/2011 2:57:42 PM |
| MoneyTree79 | $35.68 | 2/13/2011 6:06:04 PM |
| commerce-yeller | $30.00 | 2/13/2011 11:18:37 AM |
| spiff666 | $25.00 | 2/13/2011 8:16:18 AM |
| DoctorJoe | $25.00 | 2/13/2011 8:40:57 AM |
| organized-payment6 | $50.00 | 2/13/2011 9:18:01 AM |
| LittleMingo | $25.36 | 2/14/2011 1:06:41 AM |
| Figure4 | $25.00 | 2/13/2011 1:43:03 PM |
| GCInvestments | $25.00 | 2/13/2011 5:21:26 PM |
| jdwillcox | $100.00 | 2/14/2011 2:47:03 AM |
| sincere-balance | $25.00 | 2/13/2011 6:56:28 PM |
| marwadi-62 | $100.00 | 2/14/2011 9:17:36 AM |
| brondero | $250.00 | 2/14/2011 1:28:39 AM |
| BxRealtor | $25.00 | 2/14/2011 8:22:42 AM |
| JJ-Loans | $150.00 | 2/14/2011 8:11:41 AM |
| Mav26 | $75.00 | 2/14/2011 1:47:24 PM |
| Cherrypicker | $50.00 | 2/14/2011 10:44:47 AM |
| sensible-order2 | $100.00 | 2/14/2011 2:39:58 PM |
| orange-courageous-dedication | $50.00 | 2/14/2011 4:53:22 PM |
| payout-reaction740 | $25.00 | 2/14/2011 4:00:38 PM |
| UncleSafety | $28.15 | 2/14/2011 4:07:41 PM |
| samdog079 | $511.91 | 2/14/2011 7:31:31 PM |
| theloanteacher | $45.00 | 2/14/2011 7:28:10 PM |
| atkemom | $50.00 | 2/15/2011 5:25:01 AM |
| BlessedEveryDay | $30.00 | 2/14/2011 8:52:44 PM |
| wwwUniversal | $25.00 | 2/15/2011 5:57:00 AM |
| a-restless-dollar | $100.00 | 2/15/2011 7:11:15 AM |
| convergentthinker | $25.00 | 2/15/2011 2:51:59 AM |
| maj0508 | $100.00 | 2/15/2011 5:50:26 AM |
| Ruckus888 | $50.00 | 2/15/2011 9:37:59 AM |
| thriller451 | $33.33 | 2/15/2011 10:45:08 AM |
| enriching-payout | $25.00 | 2/15/2011 10:21:42 AM |
| Milonguero | $100.00 | 2/15/2011 10:20:30 AM |
| Shining-Star | $25.00 | 2/15/2011 12:28:46 PM |
| Spinnaker | $50.00 | 2/15/2011 1:30:55 PM |
| Astyanax | $40.00 | 2/15/2011 2:06:15 PM |
| icon7 | $25.00 | 2/15/2011 5:31:49 PM |
| Snoopylover | $25.00 | 2/15/2011 5:36:51 PM |
| valiant-money | $25.00 | 2/15/2011 5:50:03 PM |
| JohnQGalt | $50.00 | 2/15/2011 5:56:44 PM |
| Pulchritudinous | $25.00 | 2/11/2011 5:00:54 PM |
| genius520 | $100.00 | 2/11/2011 5:03:29 PM |
| AFairDeal | $75.00 | 2/11/2011 5:03:33 PM |
| don8ter | $25.00 | 2/11/2011 5:03:41 PM |
| coldfuzion | $65.85 | 2/12/2011 12:38:28 AM |
| enthralling-deal180 | $75.00 | 2/11/2011 5:01:36 PM |
| benjamins-utopia | $100.00 | 2/11/2011 5:02:06 PM |
| simplelender80 | $100.00 | 2/11/2011 5:02:12 PM |
| fishintime | $100.00 | 2/11/2011 5:03:17 PM |
| GrayStudio | $25.00 | 2/11/2011 5:03:35 PM |
| marketplace-cello5 | $25.00 | 2/11/2011 5:03:24 PM |
| kmr2 | $100.00 | 2/11/2011 5:03:32 PM |
| jazzlender | $25.00 | 2/11/2011 5:03:45 PM |
| dime-smasher5 | $25.00 | 2/11/2011 5:03:39 PM |
| macjp123 | $25.00 | 2/11/2011 5:05:31 PM |
| reflective-rupee | $25.77 | 2/11/2011 5:12:08 PM |
| Jerrys1951 | $40.00 | 2/11/2011 5:43:37 PM |
| hidavehi | $25.04 | 2/11/2011 5:55:35 PM |
| the-kindness-honker | $25.00 | 2/11/2011 7:25:59 PM |
| auctionator1 | $50.00 | 2/11/2011 8:13:53 PM |
| vutah | $50.00 | 2/11/2011 7:35:19 PM |
| newest-funds-powerplant | $25.00 | 2/11/2011 8:20:55 PM |
| kind-important-liberty9 | $25.00 | 2/11/2011 11:20:57 PM |
| friendinmoney | $25.00 | 2/12/2011 8:02:58 AM |
| CA_Lender | $25.00 | 2/12/2011 12:09:43 AM |
| SimpleChoice | $25.00 | 2/12/2011 2:41:17 AM |
| FundMaker | $25.00 | 2/12/2011 11:38:56 AM |
| selector568 | $50.00 | 2/12/2011 2:39:50 AM |
| StrongMonty | $27.47 | 2/12/2011 4:24:14 AM |
| Corellia | $100.00 | 2/12/2011 4:33:24 AM |
| hopeful-truth5 | $300.00 | 2/12/2011 7:18:02 AM |
| gardenofeden | $34.01 | 2/12/2011 8:01:44 AM |
| golffish2 | $100.00 | 2/12/2011 8:33:59 AM |
| jsnryn | $31.14 | 2/12/2011 9:00:02 AM |
| penny-plato | $25.00 | 2/12/2011 5:12:32 PM |
| doopers | $25.00 | 2/13/2011 8:25:52 AM |
| hitsman | $50.00 | 2/12/2011 12:08:17 PM |
| KrisKringle | $25.00 | 2/13/2011 11:22:01 AM |
| PPLIN810 | $30.00 | 2/12/2011 9:26:00 PM |
| blue-useful-auction | $25.00 | 2/12/2011 6:44:19 PM |
| ryan6853 | $25.00 | 2/13/2011 5:47:09 PM |
| rjrventure | $29.00 | 2/13/2011 7:50:03 AM |
| penny-finder | $50.00 | 2/13/2011 10:01:39 PM |
| MoneyForNothing | $25.00 | 2/13/2011 1:28:48 PM |
| cash-cymbal | $50.00 | 2/13/2011 1:40:00 PM |
| jpblan11 | $25.00 | 2/14/2011 4:18:11 AM |
| efficient-treasure0 | $25.00 | 2/13/2011 3:06:31 PM |
| econgineer | $25.00 | 2/14/2011 8:02:34 AM |
| grammaspurse | $25.00 | 2/13/2011 10:56:15 PM |
| outofoffice | $108.13 | 2/14/2011 7:59:53 AM |
| buffalobills | $25.00 | 2/14/2011 8:05:05 AM |
| Artist_Blue | $25.00 | 2/14/2011 6:16:22 AM |
| jakdwak | $25.00 | 2/14/2011 9:34:47 AM |
| velvetsmog | $35.00 | 2/14/2011 11:33:41 AM |
| thankful-nickel2 | $25.00 | 2/14/2011 2:28:36 PM |
| WeshaTheLeopard | $30.00 | 2/14/2011 3:54:21 PM |
| skuba | $50.00 | 2/14/2011 4:30:17 PM |
| buukyak | $25.00 | 2/14/2011 4:23:53 PM |
| The_dude_01 | $25.00 | 2/14/2011 7:54:09 PM |
| lendacity | $25.00 | 2/15/2011 3:17:24 AM |
| lender12345 | $100.00 | 2/14/2011 6:44:42 PM |
| j2ee | $50.00 | 2/15/2011 4:00:51 AM |
| keichi03 | $50.00 | 2/15/2011 5:29:17 AM |
| ivanhoe78 | $25.00 | 2/14/2011 9:32:05 PM |
| Leshan | $100.00 | 2/15/2011 5:48:17 AM |
| Socorro_Capital_Partners | $25.00 | 2/15/2011 1:20:55 AM |
| a-finance-nirvana | $25.00 | 2/15/2011 2:37:25 AM |
| rlaboy | $25.00 | 2/15/2011 4:50:30 AM |
| cerebral-dollar773 | $150.00 | 2/15/2011 7:02:44 AM |
| Chief3394 | $25.00 | 2/15/2011 7:35:10 AM |
| nolahelper | $25.00 | 2/15/2011 8:27:08 AM |
| bizzzond | $265.62 | 2/15/2011 8:51:29 AM |
| YoungTaxMan | $50.00 | 2/15/2011 10:42:51 AM |
| John_Galt | $25.00 | 2/15/2011 11:06:55 AM |
| chungfang | $50.00 | 2/15/2011 2:36:19 PM |
| VBinvestor | $100.00 | 2/15/2011 10:31:54 AM |
| Pickmar | $25.00 | 2/15/2011 12:28:43 PM |
| buckyhead2000 | $25.00 | 2/15/2011 2:30:13 PM |
| greenback-guard | $25.00 | 2/15/2011 5:37:39 PM |
| zippy-platinum | $25.00 | 2/15/2011 4:01:41 PM |
| upbeat-finance8 | $25.00 | 2/15/2011 5:02:15 PM |
| orange-rapid-benjamins | $50.00 | 2/15/2011 5:56:30 PM |
| terrific-point4 | $35.55 | 2/15/2011 6:01:26 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
492363
This series of Notes was issued and sold upon the funding of the borrower loan #47145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Feb-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Feb-16-2011 |
|
|
Lender yield:
| 8.55% |
Borrower rate/APR:
| 9.55% / 9.77% |
Monthly payment:
| $462.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.54% | | |
| |
Estimated return*:
| 6.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,418 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-aggresive-platinum |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan:
This loan will be used to? I am a Financial Advisor with a major national firm and I have been presented with the opportunity to purchase a portion of another advisor's book of business (buy some of her clients).? I have the right of first refusal to purchase these clients, and I have agreed to do so.? I could fund the loan through my company, but the terms are actually better here, and better than at my local bank.? This would be about a 20% increase in number of clients/revenue and the income generated after taxes more than covers the loan amount.? I am using Prosper because I am unwilling to liquidate retirement assets or deplete my cash reserve to fund this portion.? I have been a member of Prosper for more than a year and have lended many times to individuals before and I've been pleased with the process.? I am putting personal cash toward the purchase, this covers the difference.
My financial situation:
I am a good candidate for this loan because? My income more than covers our living expenses as well as allowing me to max fund my retirement accounts.? I currently have the cash flow to more than cover the loan amount and the the new clients make that amount even greater.? Other than a small student loan and a mortgage I have no debt - and the revolving balance you see is basically our credit card (high month with Christmas showing up)?- we charge everything for the airline miles and pay it in full every month.
Monthly Income after taxes, savings, business expenses?- $5500
Mortgage - $1450/m
Cars - paid off, gas around $280/m
Insuarnce - $118/m
Food - $500/m
Utilities - $200/m
Cable/Phone/internet - $340
Student loans - $250 (I pay over the minimum)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Is the deal structured such that you pay less if less than 100% of the clients in the book of business you are purchasing transfer to you? - orange-impartial-asset
A:
Exactly. This loan represents part of the downpayment only. The majority is tied to how many clients accept the transfer and also how much business they do and that is paid off over time as it's earned. That is what's called seller financing where the seller (other advisor) had taken the risk, so it's in her best interest to try to have as many clients transfer as possible. We are with the same company, in the same office, and in the past it's been 95%+ of clients accept the transition.
(Feb-04-2011)
Q:
Have you ever gotten any clients on your own? This seems like a turn-key way of doing business. Only just asking, kinda a self made man myself. - oglie1
A:
Yes, I currently manage roughly 30 million in client assets, of which I have only purchased 2 million - the rest were acquired through my own efforts and referrals. Very few people are willing to sell you clients unless you have a proven track record of client acquisition and client satisfaction - which we use a 3rd party company to survey. The clients people sell have sometime been their clients for a long time and they don't want just anyone buying them and not knowing how they operate
(Feb-12-2011)
Q:
Hi, will you carry this loan for the full 36 months? - djmjkelso
A:
I most likely will - and maybe even the full 5 years. I like the cash flow it gives and I will have opportunities in the future to make additional purchases which will require it. I may round up the payment to the next hundred just to make it easy which would pay it off a little early, but that's the most I plan to right now.
(Feb-12-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| ThomasC | $50.00 | 2/3/2011 5:05:22 PM |
| heavenly-interest9 | $50.00 | 2/3/2011 5:06:00 PM |
| g314 | $30.00 | 2/3/2011 5:06:31 PM |
| blot44 | $25.00 | 2/3/2011 5:04:56 PM |
| tedsrfdude | $50.00 | 2/3/2011 5:06:12 PM |
| jenkris | $25.00 | 2/3/2011 5:06:17 PM |
| paladin847 | $50.00 | 2/3/2011 5:10:29 PM |
| larsowe | $35.00 | 2/3/2011 5:11:01 PM |
| Gr8Deal | $50.00 | 2/3/2011 5:11:06 PM |
| iolaire | $25.00 | 2/3/2011 5:11:39 PM |
| kyomoon | $50.00 | 2/3/2011 5:04:52 PM |
| DukSerduk | $25.00 | 2/3/2011 5:05:02 PM |
| EarlyRiser | $250.00 | 2/3/2011 5:07:25 PM |
| Phantom99 | $100.00 | 2/3/2011 5:06:05 PM |
| RJN | $25.00 | 2/3/2011 5:09:54 PM |
| ogmanny | $50.00 | 2/3/2011 5:10:49 PM |
| kanakakm | $50.00 | 2/3/2011 5:10:57 PM |
| compoundinterest | $50.00 | 2/3/2011 5:11:04 PM |
| community-pipeline | $25.00 | 2/3/2011 5:11:33 PM |
| 30Sky | $25.00 | 2/3/2011 5:11:40 PM |
| sensible-order2 | $100.00 | 2/3/2011 5:10:31 PM |
| brittany | $100.00 | 2/3/2011 6:25:31 PM |
| fair-funds | $50.00 | 2/3/2011 5:10:36 PM |
| nimble-money0 | $25.00 | 2/3/2011 5:11:52 PM |
| Goodthing | $100.00 | 2/3/2011 5:10:43 PM |
| don8ter | $25.00 | 2/3/2011 5:11:08 PM |
| TikPmp1 | $25.00 | 2/3/2011 5:11:14 PM |
| BaxterEvil | $25.00 | 2/3/2011 6:04:02 PM |
| HHP | $25.00 | 2/3/2011 6:29:25 PM |
| hopeful-truth5 | $100.00 | 2/3/2011 6:49:11 PM |
| competent-p2p | $30.00 | 2/3/2011 7:35:19 PM |
| phchristensen | $50.00 | 2/3/2011 10:35:04 PM |
| 4DreamsGroup | $100.00 | 2/3/2011 8:26:07 PM |
| interest-fanatic3 | $50.00 | 2/3/2011 11:32:38 PM |
| Ananya | $25.00 | 2/4/2011 5:20:43 AM |
| mammalian4 | $50.00 | 2/4/2011 5:52:54 AM |
| Bank_Of_XL | $25.00 | 2/4/2011 5:43:24 AM |
| orange-impartial-asset | $500.00 | 2/4/2011 7:46:09 AM |
| Chosen-one | $25.00 | 2/4/2011 8:10:16 AM |
| Zipperdu | $30.00 | 2/4/2011 8:16:39 AM |
| robust-trade5 | $50.00 | 2/4/2011 8:26:42 AM |
| Tradesmanlender | $50.00 | 2/4/2011 9:15:24 AM |
| restless-balance9 | $50.00 | 2/4/2011 8:12:20 AM |
| ChoiceInvestments | $26.00 | 2/4/2011 9:32:26 AM |
| bancoroyal | $50.00 | 2/4/2011 9:34:01 AM |
| payout-tamarack9 | $120.85 | 2/4/2011 10:30:25 AM |
| radforj22 | $50.00 | 2/4/2011 9:43:09 AM |
| vigilance-searcher | $25.00 | 2/4/2011 9:56:02 AM |
| active-reward7 | $50.00 | 2/4/2011 10:11:39 AM |
| bowdish1 | $71.66 | 2/4/2011 10:20:55 AM |
| Octavian315 | $35.00 | 2/4/2011 12:28:32 PM |
| caring-hope2 | $50.00 | 2/4/2011 1:32:22 PM |
| ThirdWorldHoldings | $25.00 | 2/4/2011 1:21:28 PM |
| 3_boyz | $25.00 | 2/4/2011 1:32:53 PM |
| astute-benjamins | $25.00 | 2/4/2011 2:53:55 PM |
| ItsJustMe79 | $50.00 | 2/4/2011 7:40:43 PM |
| CARedBull | $48.00 | 2/4/2011 10:19:00 PM |
| skuba | $50.00 | 2/4/2011 11:31:18 PM |
| mpactlender | $25.00 | 2/5/2011 2:33:21 AM |
| bds9646 | $26.00 | 2/5/2011 2:18:42 AM |
| cognizant-rate732 | $25.00 | 2/5/2011 3:36:39 AM |
| wise-balanced-moola | $25.00 | 2/5/2011 3:30:06 AM |
| seahorse2008 | $25.00 | 2/5/2011 9:29:42 AM |
| felicity-loyalist0 | $25.00 | 2/5/2011 10:37:10 AM |
| nobanksallowed | $37.08 | 2/5/2011 5:41:36 AM |
| BooSedna | $91.73 | 2/5/2011 8:18:52 AM |
| BURNERA_1 | $150.00 | 2/5/2011 8:53:20 AM |
| klinebarger | $25.00 | 2/5/2011 8:06:37 AM |
| ingenious-order783 | $25.00 | 2/5/2011 8:49:34 AM |
| enthusiastic-ore5 | $25.00 | 2/5/2011 12:13:33 PM |
| cash-tent | $40.00 | 2/5/2011 12:56:28 PM |
| responsibility-aurora | $50.00 | 2/5/2011 2:10:16 PM |
| mlkhamilton | $25.00 | 2/5/2011 12:51:59 PM |
| investment-kazoo | $25.00 | 2/5/2011 6:24:12 PM |
| ToweringDan | $50.00 | 2/5/2011 11:24:48 PM |
| dud | $50.00 | 2/5/2011 3:51:59 PM |
| top-magnificent-greenback | $25.00 | 2/6/2011 8:52:05 AM |
| kid8549 | $25.00 | 2/6/2011 9:01:23 AM |
| terrific-p2ploan | $25.00 | 2/5/2011 7:55:30 PM |
| life-is-great | $50.00 | 2/6/2011 10:53:04 AM |
| chokichi | $50.00 | 2/6/2011 8:48:07 AM |
| ommuruga | $63.10 | 2/6/2011 6:36:13 AM |
| mhammond | $50.00 | 2/6/2011 9:15:06 AM |
| Income-Scout | $200.00 | 2/6/2011 9:48:40 AM |
| Uncle_Scrooge | $50.00 | 2/6/2011 1:20:54 PM |
| loyalty-czar | $35.00 | 2/6/2011 2:34:52 PM |
| IIP77 | $25.00 | 2/6/2011 9:21:08 PM |
| toronado | $50.00 | 2/6/2011 7:54:59 PM |
| John_Galt | $64.00 | 2/6/2011 10:27:37 PM |
| cgoca | $25.00 | 2/7/2011 9:43:51 AM |
| benjamins-utopia | $100.00 | 2/7/2011 10:36:14 AM |
| DavenportCapital | $25.00 | 2/7/2011 9:31:48 AM |
| degster | $25.00 | 2/7/2011 9:34:53 AM |
| SomebodysMom | $27.27 | 2/7/2011 10:46:47 AM |
| surfsider123 | $25.00 | 2/7/2011 11:27:16 AM |
| TexanAtHeart | $50.00 | 2/7/2011 1:18:44 PM |
| AlBRich | $25.00 | 2/7/2011 3:44:06 PM |
| goldsun | $25.00 | 2/7/2011 7:07:43 PM |
| robust-marketplace2 | $25.00 | 2/7/2011 7:01:35 PM |
| MTLoans | $25.00 | 2/7/2011 8:36:01 PM |
| blissful-penny | $200.00 | 2/7/2011 11:01:37 PM |
| subtle-revenue0 | $25.00 | 2/8/2011 1:21:07 AM |
| Marathon418 | $25.00 | 2/8/2011 11:13:19 AM |
| adama_48 | $25.00 | 2/8/2011 9:32:01 AM |
| buckeye9 | $50.00 | 2/8/2011 4:08:08 PM |
| ingenious-order783 | $50.00 | 2/8/2011 10:20:54 AM |
| 108lender | $200.00 | 2/8/2011 4:19:06 PM |
| intuitive-integrity9 | $50.00 | 2/8/2011 4:32:54 PM |
| blissful-ore5 | $50.00 | 2/8/2011 4:56:45 PM |
| blukestrel | $50.00 | 2/8/2011 4:08:26 PM |
| forthright-dedication | $25.00 | 2/8/2011 4:08:14 PM |
| elasermd | $50.00 | 2/8/2011 4:10:58 PM |
| investor_101 | $50.00 | 2/8/2011 4:11:46 PM |
| tenchi2777 | $50.00 | 2/8/2011 4:16:35 PM |
| reinforced-reward | $25.00 | 2/8/2011 4:20:33 PM |
| balance-force | $55.00 | 2/8/2011 5:51:50 PM |
| gnuey | $50.00 | 2/8/2011 6:07:29 PM |
| Cheburashka | $30.00 | 2/8/2011 6:08:37 PM |
| mlb1 | $55.00 | 2/8/2011 9:57:41 PM |
| McChan | $100.00 | 2/8/2011 10:05:51 PM |
| PaulW | $25.00 | 2/9/2011 12:31:30 AM |
| scrappy-bonus2 | $25.00 | 2/8/2011 6:20:19 PM |
| lenderrb | $50.00 | 2/8/2011 6:40:50 PM |
| langdonx | $26.18 | 2/9/2011 12:53:51 AM |
| julijask | $45.00 | 2/9/2011 12:59:42 AM |
| helpwithoutbanks | $25.00 | 2/9/2011 6:10:03 AM |
| RememberToForget | $50.00 | 2/9/2011 7:36:39 AM |
| Marfloogan | $29.38 | 2/9/2011 9:36:10 AM |
| encore06 | $25.00 | 2/9/2011 8:33:26 AM |
| ritchie70 | $25.00 | 2/9/2011 1:24:42 PM |
| indianoven | $25.00 | 2/9/2011 10:34:23 AM |
| BAJMP | $100.00 | 2/9/2011 12:22:37 PM |
| TitoBob | $262.46 | 2/9/2011 11:10:33 AM |
| currency-agave | $50.00 | 2/9/2011 2:49:33 PM |
| currency-agave | $50.00 | 2/9/2011 2:50:09 PM |
| aquarexbi | $50.00 | 2/9/2011 12:57:17 PM |
| Finchy78 | $25.00 | 2/9/2011 5:49:44 PM |
| JJpeanut | $25.00 | 2/9/2011 8:11:11 PM |
| nbkrby1 | $200.00 | 2/10/2011 3:37:41 AM |
| thankful-nickel2 | $25.00 | 2/9/2011 5:43:37 PM |
| Randyg08 | $30.00 | 2/9/2011 9:39:28 PM |
| organic-treasure | $25.00 | 2/10/2011 9:36:27 AM |
| market-network | $25.00 | 2/10/2011 10:52:36 AM |
| yield-blanket | $25.00 | 2/10/2011 1:54:30 PM |
| GoldenGo4 | $100.00 | 2/10/2011 11:06:01 AM |
| spiker77 | $50.00 | 2/10/2011 1:32:18 PM |
| yield-blanket | $25.00 | 2/10/2011 1:50:44 PM |
| Duchdad | $25.00 | 2/10/2011 7:30:48 PM |
| mdreiss | $25.24 | 2/11/2011 12:58:08 AM |
| exchange-jet | $30.00 | 2/11/2011 11:36:51 AM |
| turbobrat | $50.00 | 2/11/2011 8:06:00 AM |
| wise-silver-wonder | $25.00 | 2/11/2011 7:11:18 AM |
| aasx1108 | $25.00 | 2/11/2011 1:05:52 PM |
| MO_Investor | $25.00 | 2/11/2011 9:31:59 AM |
| Shining-Star | $25.00 | 2/11/2011 12:44:05 PM |
| tbrnet | $50.00 | 2/11/2011 1:05:59 PM |
| axl163 | $25.00 | 2/11/2011 8:35:54 PM |
| sincere-balance | $25.00 | 2/11/2011 5:06:10 PM |
| Money_Hog | $25.00 | 2/11/2011 6:32:24 PM |
| boomer5 | $25.00 | 2/12/2011 5:09:59 AM |
| j8at | $100.00 | 2/12/2011 12:30:52 AM |
| Turkish101 | $25.00 | 2/12/2011 1:23:02 AM |
| hawaiiangirl76 | $25.00 | 2/12/2011 2:14:05 AM |
| anyoi | $37.79 | 2/12/2011 1:59:52 AM |
| pumped130 | $29.00 | 2/12/2011 7:23:00 AM |
| djmjkelso | $25.00 | 2/12/2011 2:27:25 PM |
| Viamin | $25.00 | 2/12/2011 11:06:00 AM |
| theboat | $25.00 | 2/12/2011 8:35:49 PM |
| hitsman | $50.00 | 2/12/2011 12:07:06 PM |
| Brisket_Bob | $25.00 | 2/12/2011 2:56:02 PM |
| Gandalf0001 | $25.00 | 2/13/2011 11:42:55 AM |
| perlindc | $100.00 | 2/12/2011 3:46:44 PM |
| aztec | $50.00 | 2/12/2011 1:46:42 PM |
| justice-hawk | $50.00 | 2/12/2011 6:17:27 PM |
| Castellan | $50.00 | 2/12/2011 3:01:07 PM |
| worth-excellence4 | $25.00 | 2/13/2011 8:54:37 AM |
| KWarrior | $50.00 | 2/13/2011 6:20:59 AM |
| brewhopper | $25.00 | 2/13/2011 9:59:36 AM |
| TEAM-Jasper | $25.00 | 2/14/2011 6:25:59 AM |
| beaker | $50.00 | 2/14/2011 7:16:14 AM |
| lifegrowth | $25.00 | 2/13/2011 1:12:00 PM |
| helpful-credit156 | $25.00 | 2/13/2011 6:10:10 PM |
| BankingFamily | $50.00 | 2/13/2011 10:02:25 PM |
| reward-workhorse | $39.53 | 2/14/2011 9:43:28 AM |
| deal-tycoon | $50.00 | 2/14/2011 9:42:03 AM |
| camaraderi-atmosphere | $100.00 | 2/14/2011 2:58:06 PM |
| Cajunstealth | $245.00 | 2/14/2011 2:28:27 PM |
| fireboss | $35.29 | 2/15/2011 2:02:02 AM |
| rodaku | $53.20 | 2/14/2011 7:34:09 PM |
| sgt-schultz | $36.42 | 2/15/2011 5:56:45 AM |
| turbostar666 | $35.00 | 2/15/2011 1:11:05 AM |
| SourDoughSteve | $25.00 | 2/15/2011 1:43:25 AM |
| preciouschild | $40.00 | 2/15/2011 7:45:46 AM |
| Ruckus888 | $50.00 | 2/15/2011 9:37:22 AM |
| BAdler | $25.00 | 2/15/2011 8:20:50 AM |
| damage | $25.00 | 2/15/2011 10:07:50 AM |
| georgedorn | $46.05 | 2/15/2011 10:17:09 AM |
| bigballer105 | $100.00 | 2/15/2011 9:15:56 AM |
| direct-responsibility7 | $150.00 | 2/15/2011 11:06:04 AM |
| RIVERHTS | $50.00 | 2/15/2011 11:11:58 AM |
| GatorsFan | $75.00 | 2/15/2011 1:28:04 PM |
| Pickmar | $25.00 | 2/15/2011 12:17:36 PM |
| moola-rose8 | $25.00 | 2/15/2011 1:11:33 PM |
| ExtraIncome | $25.00 | 2/15/2011 1:18:39 PM |
| LawyerLoan | $190.00 | 2/15/2011 3:35:44 PM |
| zski | $25.00 | 2/16/2011 12:38:40 AM |
| economy-orchid | $25.00 | 2/15/2011 5:39:50 PM |
| 4Horseman | $157.00 | 2/15/2011 5:16:32 PM |
| PotBellyPete | $180.00 | 2/16/2011 7:50:37 AM |
| dago01 | $35.31 | 2/16/2011 6:46:27 AM |
| danny-lender | $50.00 | 2/16/2011 8:51:10 AM |
| zenchef | $25.00 | 2/16/2011 9:37:12 AM |
| octoberfresh | $25.00 | 2/3/2011 5:05:26 PM |
| TexasLender2007 | $50.00 | 2/3/2011 5:05:43 PM |
| CBO-Enterprise | $50.00 | 2/3/2011 5:06:04 PM |
| fishtale | $25.00 | 2/3/2011 5:05:01 PM |
| skibum65 | $50.00 | 2/3/2011 5:06:03 PM |
| Curly-Girly | $25.00 | 2/3/2011 5:06:07 PM |
| Centaur | $50.00 | 2/3/2011 5:06:15 PM |
| acropiloterau2002 | $25.00 | 2/3/2011 5:10:26 PM |
| jazzlender | $25.00 | 2/3/2011 5:06:19 PM |
| thedoctor | $100.00 | 2/3/2011 5:11:26 PM |
| honorable-yield | $40.00 | 2/3/2011 5:11:36 PM |
| BidDaddyBigBucks | $25.00 | 2/3/2011 5:11:45 PM |
| unclejaef | $25.00 | 2/3/2011 5:06:08 PM |
| meux99 | $25.00 | 2/3/2011 5:09:37 PM |
| Artist_Blue | $25.00 | 2/3/2011 5:10:16 PM |
| velocity-solo | $60.00 | 2/3/2011 5:10:24 PM |
| CashProvider | $100.00 | 2/3/2011 5:10:27 PM |
| youqianderen | $50.00 | 2/3/2011 5:10:35 PM |
| C_Mark | $100.00 | 2/3/2011 5:10:54 PM |
| kirkjerk | $50.00 | 2/3/2011 5:09:52 PM |
| perzzz | $50.00 | 2/3/2011 5:11:17 PM |
| cebgop | $25.00 | 2/3/2011 5:11:23 PM |
| yukongin | $25.00 | 2/3/2011 5:11:31 PM |
| indomitable-coin | $50.00 | 2/3/2011 5:10:22 PM |
| credit-force5 | $50.00 | 2/3/2011 5:10:33 PM |
| minista | $25.00 | 2/3/2011 5:10:39 PM |
| Goodlender42 | $25.00 | 2/3/2011 5:10:52 PM |
| Mantis75 | $25.00 | 2/3/2011 5:10:58 PM |
| currency-persimmon | $25.00 | 2/3/2011 5:11:02 PM |
| kenji4861 | $25.00 | 2/3/2011 5:11:20 PM |
| inspired-investment8 | $100.00 | 2/3/2011 5:11:28 PM |
| be_wise | $25.00 | 2/3/2011 6:19:36 PM |
| Reddy_Capital | $25.00 | 2/3/2011 11:22:16 PM |
| income-encore1 | $50.00 | 2/3/2011 7:39:06 PM |
| a-responsible-return | $50.00 | 2/4/2011 3:04:40 AM |
| RedCentre | $72.61 | 2/4/2011 12:54:02 AM |
| Dollars4Rent | $50.00 | 2/4/2011 12:55:04 AM |
| SCD | $25.00 | 2/4/2011 4:41:32 AM |
| sprinkler5 | $25.00 | 2/4/2011 5:11:34 AM |
| Moneypenny6 | $25.00 | 2/4/2011 7:34:39 AM |
| jrhinomo | $40.74 | 2/4/2011 9:26:00 AM |
| agreement-magician | $25.00 | 2/4/2011 10:00:31 AM |
| Zadz | $25.00 | 2/4/2011 10:30:03 AM |
| Lotsofbears | $25.00 | 2/4/2011 12:38:00 PM |
| CE88 | $100.00 | 2/4/2011 1:00:52 PM |
| CreditBuilder2 | $50.00 | 2/4/2011 4:04:43 PM |
| newest-funds-powerplant | $25.00 | 2/4/2011 1:31:45 PM |
| peso-tiramisu | $25.00 | 2/4/2011 2:30:27 PM |
| senior1 | $25.00 | 2/4/2011 6:51:39 PM |
| dano1965 | $75.65 | 2/4/2011 7:36:23 PM |
| jamschmidt | $25.00 | 2/5/2011 1:13:22 AM |
| availableloan | $25.00 | 2/4/2011 7:05:58 PM |
| zone6 | $50.00 | 2/5/2011 12:27:40 AM |
| wwwUniversal | $25.00 | 2/5/2011 3:31:53 AM |
| money-habanero | $100.00 | 2/5/2011 1:17:01 AM |
| Preteur | $25.00 | 2/5/2011 1:45:36 AM |
| careful-currency5 | $25.65 | 2/5/2011 7:42:43 AM |
| balance-voyager | $50.00 | 2/5/2011 3:27:57 AM |
| visionary-currency | $50.00 | 2/5/2011 6:01:03 AM |
| truth-image | $50.00 | 2/5/2011 10:01:58 AM |
| Kyileo | $50.00 | 2/5/2011 11:46:42 AM |
| tlam168 | $25.00 | 2/5/2011 12:17:19 PM |
| 3_boyz | $35.00 | 2/5/2011 3:58:03 PM |
| credit-coach118 | $50.00 | 2/5/2011 10:47:46 PM |
| Havana21 | $200.00 | 2/6/2011 8:45:47 AM |
| Alittleluck | $25.00 | 2/5/2011 4:41:05 PM |
| luminous-transparency1 | $50.00 | 2/5/2011 6:59:01 PM |
| planet613 | $45.74 | 2/5/2011 7:02:37 PM |
| Littlepeng | $25.00 | 2/5/2011 9:10:38 PM |
| ommuruga | $100.00 | 2/6/2011 6:30:20 AM |
| bambampk | $75.00 | 2/6/2011 5:19:40 PM |
| elegant-income3 | $50.00 | 2/6/2011 2:07:31 PM |
| kulender | $100.00 | 2/7/2011 5:56:34 AM |
| Washington_Loan | $25.00 | 2/7/2011 9:35:22 AM |
| benefit-piano5 | $100.00 | 2/7/2011 12:41:10 PM |
| epar | $50.00 | 2/7/2011 9:34:10 AM |
| yield-aurora4 | $50.00 | 2/7/2011 10:16:46 AM |
| SFGuy | $31.34 | 2/7/2011 1:55:24 PM |
| mitirp | $50.00 | 2/7/2011 11:05:43 AM |
| reflective-rupee | $500.77 | 2/7/2011 11:15:46 AM |
| QuonCompany | $25.00 | 2/7/2011 2:19:24 PM |
| worker82 | $25.00 | 2/7/2011 4:59:05 PM |
| slgilligan | $50.00 | 2/7/2011 3:14:01 PM |
| inventive-dough3 | $75.00 | 2/7/2011 3:49:26 PM |
| tutnyce | $100.00 | 2/7/2011 5:17:45 PM |
| 340 | $25.00 | 2/7/2011 10:20:34 PM |
| HenryK7 | $25.00 | 2/7/2011 6:26:04 PM |
| ore-seagull | $46.09 | 2/7/2011 9:18:42 PM |
| worlds-best-worth2 | $100.00 | 2/7/2011 11:02:00 PM |
| myhelper | $50.00 | 2/8/2011 8:19:43 AM |
| reueljw | $25.00 | 2/8/2011 12:33:58 AM |
| AEH_Now | $25.00 | 2/8/2011 10:15:49 AM |
| sb0453 | $25.00 | 2/8/2011 4:08:05 PM |
| PurplePonchoMan | $25.00 | 2/8/2011 4:20:15 PM |
| patron123 | $25.00 | 2/8/2011 2:51:35 PM |
| flexible-value | $100.00 | 2/8/2011 4:56:47 PM |
| ATOHokie | $25.00 | 2/8/2011 4:08:11 PM |
| webclimber | $50.00 | 2/8/2011 4:08:16 PM |
| FlexFunding | $50.00 | 2/8/2011 4:20:20 PM |
| lender987654321 | $25.00 | 2/8/2011 4:56:01 PM |
| paintedposies | $50.00 | 2/8/2011 4:56:43 PM |
| cubesteak | $25.00 | 2/8/2011 5:25:19 PM |
| FinDoc | $25.00 | 2/8/2011 6:14:18 PM |
| wellnessnyc | $57.33 | 2/8/2011 7:03:03 PM |
| valiant-liberty4 | $25.00 | 2/8/2011 6:09:33 PM |
| Lendomatic | $35.00 | 2/8/2011 7:33:13 PM |
| Railbird | $25.00 | 2/9/2011 12:59:47 AM |
| conductor146 | $25.00 | 2/9/2011 12:59:50 AM |
| slartibardfast | $25.00 | 2/9/2011 12:59:55 AM |
| kind-important-liberty9 | $25.00 | 2/9/2011 1:58:17 AM |
| interest-exec9 | $25.00 | 2/9/2011 7:45:27 AM |
| tolerant-dinero2 | $25.00 | 2/9/2011 10:21:41 AM |
| social-workhorse | $25.00 | 2/9/2011 5:35:43 PM |
| nebraskajen | $50.00 | 2/9/2011 1:14:03 PM |
| kind-sparkling-money | $100.00 | 2/9/2011 9:42:53 PM |
| contract-student2 | $50.00 | 2/10/2011 7:12:55 AM |
| conqueror359 | $84.00 | 2/9/2011 6:28:05 PM |
| ChristopherHS | $25.00 | 2/10/2011 12:58:49 AM |
| Edge78 | $29.90 | 2/10/2011 9:52:15 AM |
| Income-Scout | $139.39 | 2/10/2011 7:03:59 AM |
| buffalobills | $25.00 | 2/10/2011 8:10:30 AM |
| kushka | $33.00 | 2/10/2011 11:38:22 AM |
| fascinating-value4 | $200.00 | 2/10/2011 4:03:02 PM |
| rmachi | $25.00 | 2/11/2011 12:41:07 AM |
| just-benefit | $25.00 | 2/11/2011 7:11:08 AM |
| mizount | $25.00 | 2/11/2011 12:50:38 AM |
| glimmering-credit4 | $31.43 | 2/10/2011 11:03:07 PM |
| pinballeffect | $26.00 | 2/11/2011 5:22:28 AM |
| NekHoldings | $25.00 | 2/11/2011 5:24:50 AM |
| efficient-marketplace | $25.00 | 2/11/2011 10:16:52 AM |
| HunterSix | $25.00 | 2/11/2011 7:16:48 AM |
| protargol | $38.79 | 2/11/2011 7:12:00 AM |
| JFKPilot | $25.00 | 2/11/2011 12:02:32 PM |
| point-xylophone | $25.00 | 2/11/2011 9:31:36 AM |
| p2p-paradise | $50.00 | 2/11/2011 9:30:36 AM |
| glc527 | $40.00 | 2/11/2011 9:43:41 AM |
| SomebodysMom | $65.38 | 2/11/2011 9:41:39 AM |
| firsttouch1 | $250.00 | 2/11/2011 11:39:31 AM |
| penny-finder | $29.99 | 2/11/2011 1:36:54 PM |
| Granddad | $250.00 | 2/11/2011 3:44:35 PM |
| flwah | $25.00 | 2/11/2011 5:01:21 PM |
| Isaac007 | $125.00 | 2/12/2011 3:21:07 AM |
| worth-excellence4 | $25.00 | 2/12/2011 5:19:20 AM |
| mistertao | $25.00 | 2/11/2011 9:46:03 PM |
| MARWARISETH | $50.00 | 2/12/2011 7:46:14 AM |
| emmeyP | $33.33 | 2/12/2011 9:59:13 AM |
| NMGbank | $25.00 | 2/12/2011 2:16:59 AM |
| adventure0 | $200.00 | 2/12/2011 6:21:29 AM |
| sfrancis88ws | $202.98 | 2/12/2011 6:24:54 AM |
| Binan | $25.00 | 2/12/2011 5:12:05 AM |
| principal-trombone | $500.00 | 2/12/2011 7:41:54 AM |
| duty-windmill | $25.00 | 2/12/2011 11:11:00 AM |
| pinnacle10 | $25.00 | 2/12/2011 4:55:44 PM |
| CIC | $25.00 | 2/13/2011 5:10:17 AM |
| want2bfree2 | $25.00 | 2/12/2011 5:44:21 PM |
| jdtrip03 | $62.00 | 2/12/2011 9:18:46 PM |
| djmjkelso | $25.00 | 2/13/2011 3:41:56 AM |
| casinvestments | $25.00 | 2/13/2011 5:51:20 PM |
| BmoneyVT | $50.00 | 2/13/2011 10:58:52 AM |
| PizzaGirl30 | $66.88 | 2/13/2011 7:02:32 PM |
| magical-investment | $25.00 | 2/13/2011 7:05:06 PM |
| bikingbtb | $50.00 | 2/13/2011 11:57:23 AM |
| floridahelper | $200.00 | 2/13/2011 5:02:47 PM |
| efficient-treasure0 | $25.00 | 2/13/2011 3:05:35 PM |
| jrw | $77.50 | 2/13/2011 4:06:29 PM |
| tomdooley12520 | $25.00 | 2/14/2011 4:52:36 AM |
| adhawan325 | $25.00 | 2/14/2011 9:36:01 AM |
| Jay_Tee | $50.00 | 2/14/2011 4:07:09 PM |
| BeemerRider | $25.00 | 2/14/2011 2:35:41 PM |
| gzeo | $25.00 | 2/14/2011 1:47:57 PM |
| rakstar | $50.00 | 2/14/2011 3:21:55 PM |
| prossperous01 | $25.00 | 2/14/2011 3:51:55 PM |
| wjf60 | $25.00 | 2/14/2011 5:17:05 PM |
| DadWarbucks | $33.51 | 2/14/2011 4:26:05 PM |
| balance-river | $49.52 | 2/14/2011 5:26:45 PM |
| yogi1975 | $25.00 | 2/14/2011 5:56:47 PM |
| BankOfBjoltus | $75.00 | 2/15/2011 6:00:59 AM |
| Aimvest | $25.00 | 2/15/2011 1:41:35 AM |
| yield-enlistment | $57.00 | 2/15/2011 7:42:34 AM |
| crw1950 | $50.00 | 2/15/2011 4:50:21 AM |
| Captain88 | $25.00 | 2/15/2011 5:48:00 AM |
| economy-trader3 | $50.00 | 2/15/2011 6:01:13 AM |
| passbook | $25.00 | 2/15/2011 9:40:14 AM |
| sunny1985 | $25.00 | 2/15/2011 8:35:46 AM |
| xlnt-loans | $25.00 | 2/15/2011 10:36:23 AM |
| buckyhead2000 | $25.00 | 2/15/2011 2:26:43 PM |
| skubwa | $25.00 | 2/15/2011 3:08:45 PM |
| KeepOnRunning | $50.00 | 2/15/2011 3:12:14 PM |
| just-finance7 | $25.00 | 2/15/2011 9:51:33 AM |
| payout-embrace | $25.00 | 2/15/2011 11:27:35 AM |
| LoveVA | $100.00 | 2/15/2011 1:18:30 PM |
| superb-bonus0 | $26.20 | 2/15/2011 5:27:57 PM |
| EretzCapital | $42.23 | 2/15/2011 8:23:32 PM |
| Metasequoia | $25.00 | 2/15/2011 5:47:44 PM |
| wise-natural-return | $25.00 | 2/15/2011 7:11:55 PM |
| Richmp412 | $25.00 | 2/16/2011 7:01:26 AM |
| payment-halo | $25.00 | 2/15/2011 8:43:41 PM |
| wormdc | $25.00 | 2/15/2011 10:36:17 PM |
| khamen | $25.00 | 2/16/2011 12:21:16 AM |
| sflash | $25.00 | 2/15/2011 9:53:41 PM |
| djlucas | $25.00 | 2/16/2011 1:58:44 AM |
| ujiba | $30.45 | 2/16/2011 1:59:04 AM |
| BMGlending | $25.00 | 2/16/2011 1:35:44 AM |
| ZeoInvestments | $25.00 | 2/16/2011 1:59:23 AM |
| lanlie | $181.75 | 2/16/2011 5:39:32 AM |
| top-sensible-yield | $25.00 | 2/16/2011 3:06:17 AM |
| hope-kingdom | $50.00 | 2/16/2011 9:37:26 AM |
| indomitable-coin | $100.00 | 2/16/2011 6:53:36 AM |
| rebeccagradwohl | $109.56 | 2/16/2011 10:02:20 AM |
| naniamo | $25.00 | 2/16/2011 9:39:54 AM |
| MoneyForNothing | $9.75 | 2/16/2011 10:04:20 AM |
| 423 Investments
|
Borrower Payment Dependent Notes Series
493057
This series of Notes was issued and sold upon the funding of the borrower loan #47176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-10-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,274 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lovely-social4 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used?to pay off current, high-interest credit card debt.?
My financial situation:
I am a good candidate for this loan because I own my home, located in?one of the wealthiest three or four counties in the United States (Fairfield?County, Connecticut) free and clear, notwithstanding the statement in the Home Owneship line item in the Credit Profile which appears above and forms a part of this listing.?The property?has a current?fair market value of approximately $700,000.?
Monthly net income: $?2,900.?
Monthly expenses: $
??Housing: $ 1,240
??Insurance: $130 (prepaid through May, 2011)
??Car expenses: (0$ )?
??Utilities: $ 105
??Phone, cable, internet: $ $115
??Food, entertainment: $ $150
??Clothing, household expenses $?100
??Credit cards and other loans: $ 850
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| kulender | $50.00 | 2/9/2011 9:01:43 AM |
| orderly-leverage | $50.00 | 2/9/2011 9:04:43 AM |
| investment-artist | $25.00 | 2/9/2011 9:27:11 AM |
| benjamins-utopia | $50.00 | 2/9/2011 9:05:58 AM |
| Kash2010lu | $25.00 | 2/9/2011 12:46:42 PM |
| CashFlow13 | $100.00 | 2/9/2011 9:06:50 AM |
| irrelevant | $50.00 | 2/9/2011 9:07:13 AM |
| Jack55304 | $300.00 | 2/9/2011 9:07:17 AM |
| jazzlender | $25.00 | 2/9/2011 9:04:03 AM |
| monster4 | $50.00 | 2/9/2011 9:32:50 AM |
| HamachiMan | $50.00 | 2/9/2011 9:05:05 AM |
| profit-powerplant | $25.00 | 2/9/2011 9:05:30 AM |
| genius520 | $100.00 | 2/9/2011 9:05:37 AM |
| West_End_Local | $50.00 | 2/9/2011 3:05:29 PM |
| finance-prescription | $50.00 | 2/9/2011 9:06:03 AM |
| important-openness1 | $50.00 | 2/9/2011 9:06:11 AM |
| well-mannered-income3 | $45.00 | 2/9/2011 3:44:29 PM |
| Wangchuk | $25.00 | 2/9/2011 9:43:53 AM |
| witty-openness | $25.00 | 2/9/2011 10:02:47 AM |
| competent-p2p | $50.00 | 2/9/2011 10:11:10 AM |
| 2grindstones | $25.00 | 2/9/2011 9:19:07 AM |
| loanman2007 | $200.00 | 2/9/2011 10:20:51 AM |
| Shining-Star | $25.00 | 2/9/2011 10:52:57 AM |
| Jazzy503 | $25.01 | 2/9/2011 10:25:46 AM |
| authoritative-platinum7 | $25.00 | 2/9/2011 12:12:27 PM |
| penny-plato | $25.00 | 2/9/2011 3:04:18 PM |
| JustMee | $25.00 | 2/9/2011 12:38:59 PM |
| hopeful-truth5 | $300.00 | 2/9/2011 5:42:44 PM |
| RyanTH9893 | $25.00 | 2/9/2011 5:46:16 PM |
| reflective-rupee | $500.77 | 2/9/2011 2:30:58 PM |
| SolarMoonshine | $500.00 | 2/9/2011 5:03:44 PM |
| favorite-commerce | $50.00 | 2/9/2011 4:34:51 PM |
| active-wealth3 | $25.00 | 2/9/2011 11:08:42 PM |
| Phatt-Daddy | $25.00 | 2/10/2011 4:02:17 AM |
| orange-pound-party | $40.00 | 2/10/2011 4:45:44 AM |
| natural-trade7 | $100.00 | 2/9/2011 7:23:35 PM |
| DaddyBill | $25.00 | 2/9/2011 7:38:37 PM |
| l2fp | $36.22 | 2/9/2011 5:55:10 PM |
| LibbyZ | $50.00 | 2/9/2011 6:17:23 PM |
| EL_Papin | $200.00 | 2/9/2011 6:29:18 PM |
| killdare | $25.00 | 2/9/2011 6:33:44 PM |
| SkyLoan | $28.94 | 2/9/2011 10:39:06 PM |
| radiant-loan5 | $200.00 | 2/10/2011 5:39:57 AM |
| simplelender80 | $100.00 | 2/9/2011 9:02:06 AM |
| suave-dime6 | $25.00 | 2/9/2011 9:03:49 AM |
| greencat | $50.00 | 2/9/2011 9:34:39 AM |
| foothillender | $25.00 | 2/9/2011 11:36:01 AM |
| musegaze | $100.00 | 2/9/2011 9:05:52 AM |
| sensible-order2 | $100.00 | 2/9/2011 9:02:39 AM |
| Nerdster1 | $50.05 | 2/9/2011 9:21:16 AM |
| DasMula | $57.00 | 2/9/2011 10:18:03 AM |
| reflective-rupee | $2,000.77 | 2/9/2011 9:32:52 AM |
| squarebob | $25.00 | 2/9/2011 10:53:18 AM |
| master648 | $25.00 | 2/9/2011 1:49:49 PM |
| supreme-hope | $25.00 | 2/9/2011 3:12:02 PM |
| loss-of-control | $75.00 | 2/9/2011 5:45:57 PM |
| Whipster | $25.00 | 2/9/2011 4:44:21 PM |
| sk10023 | $25.00 | 2/9/2011 2:21:51 PM |
| liberty-magnate | $25.00 | 2/9/2011 3:05:18 PM |
| Bob450 | $25.00 | 2/9/2011 8:55:50 PM |
| liberty-destiny3 | $25.00 | 2/9/2011 4:10:34 PM |
| silver-bluebird | $33.28 | 2/9/2011 4:34:54 PM |
| finance-mushroom | $100.00 | 2/10/2011 3:20:51 AM |
| truelumen | $25.00 | 2/10/2011 4:03:22 AM |
| benefit-banshee | $50.00 | 2/9/2011 6:12:16 PM |
| credit-elation1 | $25.00 | 2/9/2011 5:43:20 PM |
| pwez652 | $45.00 | 2/9/2011 6:18:41 PM |
| shrewd-asset | $50.00 | 2/9/2011 8:49:21 PM |
| profitable-money | $25.00 | 2/9/2011 7:38:19 PM |
| open-minded-fund9 | $350.00 | 2/9/2011 9:58:04 PM |
| alluring-yield5 | $25.00 | 2/10/2011 5:29:28 AM |
| publisherptw | $25.00 | 2/10/2011 3:32:19 AM |
| Starfin-Capital-Management | $228.78 | 2/10/2011 4:06:05 AM |
| icon7 | $30.00 | 2/10/2011 4:31:26 AM |
| WZ3190 | $29.18 | 2/10/2011 5:53:57 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
493157
This series of Notes was issued and sold upon the funding of the borrower loan #47024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Feb-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Jan-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $537 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-artisan5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan Pay Off
Purpose of loan:
This loan will be used to pay remainder of student loans.
My financial situation:
I am a good candidate for this loan because I am financially secure and more than able to afford the loan. I wish to pay off the loan before graduation. With the student loan being paid off and a new line of credit I am able to build my credit score.
Monthly net income: $
1500
Monthly expenses: $
??Housing: $
640
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| dpries123 | $25.00 | 2/7/2011 5:01:31 PM |
| CashFlow13 | $100.00 | 2/7/2011 5:03:38 PM |
| finance-prescription | $50.00 | 2/7/2011 5:09:55 PM |
| bondhedger | $25.00 | 2/7/2011 5:09:58 PM |
| reflective-rupee | $300.77 | 2/7/2011 5:02:12 PM |
| jazzlender | $25.00 | 2/7/2011 5:03:44 PM |
| MarvintheMartian | $25.00 | 2/7/2011 5:04:13 PM |
| nickel-hickory | $25.00 | 2/7/2011 5:04:47 PM |
| sensible-order2 | $100.00 | 2/7/2011 5:02:39 PM |
| social-heart | $50.00 | 2/7/2011 8:10:51 PM |
| suave-dime6 | $25.00 | 2/7/2011 5:06:01 PM |
| HamachiMan | $50.00 | 2/7/2011 5:06:22 PM |
| liberty-society5 | $25.00 | 2/7/2011 5:06:31 PM |
| gain-equator | $25.00 | 2/7/2011 5:07:08 PM |
| papaloha | $25.00 | 2/7/2011 5:08:59 PM |
| profit-powerplant | $25.00 | 2/7/2011 5:07:26 PM |
| benjamins-utopia | $50.00 | 2/7/2011 5:09:39 PM |
| loyaltyologist | $25.00 | 2/7/2011 5:52:42 PM |
| penny-plato | $25.00 | 2/7/2011 5:15:57 PM |
| LuvToLend | $25.00 | 2/7/2011 6:51:16 PM |
| commitment-orbiter5 | $50.00 | 2/7/2011 8:06:23 PM |
| MoneyForNothing | $2.08 | 2/7/2011 8:11:13 PM |
| kulender | $50.00 | 2/7/2011 5:01:50 PM |
| orderly-leverage | $50.00 | 2/7/2011 5:05:39 PM |
| deegeeman | $50.00 | 2/7/2011 5:08:19 PM |
| lending-theory | $25.00 | 2/7/2011 5:09:58 PM |
| simplelender80 | $200.00 | 2/7/2011 5:02:50 PM |
| droopie1 | $25.00 | 2/7/2011 7:08:34 PM |
| vutah | $25.00 | 2/7/2011 5:02:58 PM |
| favorite-commerce | $25.00 | 2/7/2011 8:06:26 PM |
| authoritative-platinum7 | $25.00 | 2/7/2011 5:07:32 PM |
| ultimate-peace | $50.00 | 2/7/2011 5:08:09 PM |
| musegaze | $100.00 | 2/7/2011 5:09:26 PM |
| genius520 | $100.00 | 2/7/2011 5:08:29 PM |
| roadroamer | $50.00 | 2/7/2011 6:05:58 PM |
| simiray | $25.00 | 2/7/2011 5:14:10 PM |
| sturdy-peace9 | $31.00 | 2/7/2011 6:36:19 PM |
| Reliance_Banker | $41.15 | 2/7/2011 6:13:55 PM |
| jordanicolas | $25.00 | 2/7/2011 7:32:58 PM |
| realtormoises | $25.00 | 2/7/2011 8:11:06 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
493371
This series of Notes was issued and sold upon the funding of the borrower loan #47139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Feb-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-12-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $130.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 32y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,482 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| established-diversification7 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kabungas
Purpose of loan:
This loan will be used to?pay off a 401k loan so that I may borrow again from my 401k account to consolidate debt caused by separation from my wife.?
My financial situation:
I am a good candidate for this loan because? I will be able to pay this loan back in a VERY short time because I know what I can get from my 401k plan.
Monthly net income: $ 3500.00
Monthly expenses: $
??Housing: $ 1538.02
??Insurance: $ included in housing?
??Car expenses: $ 120.00
??Utilities: $440.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $ 300.00
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
What do you mean - "I know I can pay this loan back in a VERY short
time"? - RecoveryLender
A:
I wish to use this loan to pay off a 401k loan. Once that is done, it will only take a matter of days before I will receive a new 401k loan which I plan to use to consolidate all my credit card debt.
(Feb-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| enthralling-deal180 | $75.00 | 2/10/2011 5:01:26 PM |
| fishintime | $100.00 | 2/10/2011 5:05:12 PM |
| Tradesmanlender | $35.00 | 2/10/2011 5:06:12 PM |
| irrelevant | $50.00 | 2/10/2011 5:07:26 PM |
| moneysong | $200.00 | 2/10/2011 8:59:33 PM |
| yons88 | $25.00 | 2/10/2011 9:13:45 PM |
| benjamins-utopia | $50.00 | 2/10/2011 5:02:18 PM |
| HamachiMan | $50.00 | 2/10/2011 5:06:00 PM |
| velocity-solo | $50.00 | 2/10/2011 5:05:24 PM |
| jazzlender | $25.00 | 2/10/2011 5:08:34 PM |
| liberty-society5 | $25.00 | 2/10/2011 5:08:41 PM |
| ProjectVenture | $50.00 | 2/10/2011 5:07:07 PM |
| newest-funds-powerplant | $25.00 | 2/10/2011 5:28:25 PM |
| vutah | $25.00 | 2/10/2011 8:23:57 PM |
| Nerdster1 | $25.05 | 2/11/2011 7:25:12 AM |
| interstellar | $75.00 | 2/11/2011 7:26:34 AM |
| samo102us | $25.00 | 2/11/2011 1:09:56 AM |
| SimpleChoice | $25.00 | 2/11/2011 1:24:03 AM |
| Shining-Star | $100.00 | 2/11/2011 3:21:25 AM |
| Stock-Stud | $25.00 | 2/11/2011 12:07:46 PM |
| amor1962 | $25.00 | 2/11/2011 9:02:14 AM |
| proper-loot3 | $25.00 | 2/11/2011 4:05:52 PM |
| entertaining-greenback2 | $25.00 | 2/11/2011 4:08:40 PM |
| VeteranLender | $31.53 | 2/11/2011 10:25:54 AM |
| InvestmentFund | $100.00 | 2/11/2011 10:45:45 AM |
| usd1027 | $25.00 | 2/12/2011 12:46:35 AM |
| radforj22 | $25.00 | 2/12/2011 3:01:20 AM |
| Sapphicat | $41.99 | 2/11/2011 5:20:58 PM |
| C2Banking | $25.00 | 2/11/2011 5:31:02 PM |
| siafu_kali | $23.66 | 2/12/2011 4:14:18 AM |
| p2ploan-wildcat | $25.00 | 2/11/2011 6:04:45 PM |
| redtilapia | $25.00 | 2/11/2011 7:43:15 PM |
| DJDEWEY | $52.00 | 2/11/2011 10:29:27 PM |
| Snoopylover | $25.00 | 2/12/2011 1:17:37 AM |
| Reliance_Banker | $38.48 | 2/12/2011 3:58:53 AM |
| kulender | $100.00 | 2/10/2011 5:02:09 PM |
| simplelender80 | $100.00 | 2/10/2011 5:02:30 PM |
| SolarMoonshine | $25.00 | 2/10/2011 5:15:25 PM |
| vutah | $25.00 | 2/10/2011 8:24:27 PM |
| simiray | $35.00 | 2/10/2011 9:04:56 PM |
| 2grindstones | $25.00 | 2/10/2011 9:15:32 PM |
| cash-queen | $25.00 | 2/10/2011 10:22:58 PM |
| reflective-rupee | $100.77 | 2/10/2011 5:03:12 PM |
| MissionMicroFinance | $25.00 | 2/11/2011 1:09:12 AM |
| marketplace-cello5 | $25.00 | 2/10/2011 5:05:33 PM |
| melodious-fairness | $50.00 | 2/10/2011 5:02:24 PM |
| don8ter | $25.00 | 2/10/2011 5:08:24 PM |
| bold-durability-drum | $60.00 | 2/10/2011 5:06:16 PM |
| genius520 | $100.00 | 2/10/2011 5:06:39 PM |
| Bank_Of_XL | $100.00 | 2/11/2011 5:28:59 AM |
| squarebob | $25.00 | 2/11/2011 5:31:51 AM |
| Imageloan | $75.00 | 2/10/2011 5:10:57 PM |
| hopeful-truth5 | $50.00 | 2/11/2011 6:48:16 AM |
| integrity-doctor | $100.00 | 2/11/2011 8:47:54 AM |
| corporatejim | $50.00 | 2/11/2011 3:26:09 AM |
| loanman2007 | $75.00 | 2/11/2011 6:08:27 AM |
| amlu1988 | $25.00 | 2/11/2011 7:05:53 AM |
| Leshan | $25.00 | 2/11/2011 7:11:43 AM |
| moola-monger9 | $50.00 | 2/11/2011 7:27:57 AM |
| yoshibo | $235.02 | 2/11/2011 2:37:50 PM |
| investment-artist | $25.00 | 2/11/2011 3:17:07 PM |
| runner262 | $25.00 | 2/11/2011 9:32:39 AM |
| felicity-loyalist0 | $25.00 | 2/11/2011 4:47:38 PM |
| John_Galt | $44.00 | 2/11/2011 10:28:23 AM |
| wild-orange | $50.00 | 2/11/2011 10:49:58 AM |
| cgoca | $25.00 | 2/11/2011 12:46:28 PM |
| rf7949 | $25.00 | 2/11/2011 1:33:45 PM |
| macjp123 | $25.00 | 2/11/2011 1:57:17 PM |
| asset-professor | $50.00 | 2/11/2011 2:12:19 PM |
| icon7 | $25.00 | 2/11/2011 3:45:49 PM |
| Rosencranz | $25.00 | 2/11/2011 4:49:34 PM |
| greenback-guard | $25.00 | 2/12/2011 3:06:35 AM |
| mars2024 | $27.50 | 2/11/2011 7:10:38 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
493487
This series of Notes was issued and sold upon the funding of the borrower loan #47179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Feb-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-16-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 23.38% |
Monthly payment:
| $185.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 9.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,862 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heavenly-payout4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Current financial crisis
Purpose of loan:
This loan will be used to?
Get back on track with my monthly bills and pay child support and still be able to survive.
My financial situation:
I am a good candidate for this loan because?
I have a steady job that pays well, have potential for promotion, and will be able to pay this off because this loan would allow me to get out of my current financial crisis.
Monthly net income: $
3066
Monthly expenses: $
??Housing: $
1225
??Insurance: $
??Car expenses: $
??Utilities: $
100
??Phone, cable, internet: $
125
??Food, entertainment: $
300
??Clothing, household expenses $
100
??Credit cards and other loans: $
??Other expenses: $
800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hello, what makes you describe your current situation as a financial crisis? Thanks and best wishes. - moneysong
A:
I recently seperated from my fiancee. We have two little kids who mean the world to me. We verbally agreed upon an amount of child support which allows them to stay within New York. With moving out, child support and having the kids several days each week and my normal house hold bills, it has caused me to get behind, specifically in rent. I'm not willing to become a "dead beat Dad" inorder to survive. I've rearranged my finances, so if I can get caught up everything will work out.
(Feb-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| Pulchritudinous | $25.00 | 2/10/2011 9:04:32 AM |
| kulender | $100.00 | 2/10/2011 9:04:50 AM |
| simplelender80 | $100.00 | 2/10/2011 9:05:25 AM |
| sensible-order2 | $100.00 | 2/10/2011 9:06:42 AM |
| liberty-society5 | $25.00 | 2/10/2011 9:09:30 AM |
| favorite-commerce | $50.00 | 2/10/2011 10:13:28 AM |
| competent-p2p | $30.00 | 2/10/2011 9:04:12 AM |
| serene-capital | $25.00 | 2/10/2011 12:48:08 PM |
| enthralling-deal180 | $100.00 | 2/10/2011 9:01:44 AM |
| HamachiMan | $50.00 | 2/10/2011 9:06:55 AM |
| benjamins-utopia | $100.00 | 2/10/2011 9:04:58 AM |
| irrelevant | $50.00 | 2/10/2011 9:09:02 AM |
| bold-durability-drum | $100.00 | 2/10/2011 9:07:09 AM |
| John_Galt | $25.00 | 2/10/2011 6:49:34 PM |
| donkey | $25.00 | 2/10/2011 8:54:19 PM |
| radforj22 | $25.00 | 2/10/2011 9:51:13 PM |
| thankful-nickel2 | $25.00 | 2/10/2011 6:29:42 PM |
| SimpleChoice | $25.00 | 2/11/2011 9:33:29 AM |
| Scotcha | $50.00 | 2/11/2011 10:17:09 AM |
| moneysong | $300.00 | 2/11/2011 6:15:42 AM |
| JeffHoll | $60.00 | 2/11/2011 7:25:06 AM |
| macjp123 | $25.00 | 2/11/2011 1:57:22 PM |
| asset-professor | $50.00 | 2/11/2011 2:12:22 PM |
| skuba | $50.00 | 2/12/2011 1:22:42 AM |
| wild-orange | $50.00 | 2/12/2011 8:08:18 AM |
| Armyman122 | $50.00 | 2/12/2011 11:11:39 AM |
| loan-tycoon0 | $25.00 | 2/12/2011 11:26:02 AM |
| all_of_that_one | $35.00 | 2/13/2011 9:33:28 AM |
| jdwillcox | $100.00 | 2/14/2011 2:46:57 AM |
| efficient-treasure0 | $25.00 | 2/13/2011 3:06:27 PM |
| GCInvestments | $25.00 | 2/13/2011 5:21:23 PM |
| incbx | $50.00 | 2/13/2011 6:00:59 PM |
| jenkris | $25.00 | 2/14/2011 2:46:49 PM |
| orange-courageous-dedication | $50.00 | 2/14/2011 4:53:17 PM |
| a-finance-nirvana | $25.00 | 2/15/2011 2:37:10 AM |
| mlj0671 | $25.00 | 2/15/2011 6:49:52 AM |
| chungfang | $100.00 | 2/15/2011 2:46:58 PM |
| seineil | $50.00 | 2/15/2011 10:49:16 PM |
| superb-funds335 | $25.00 | 2/15/2011 5:36:14 PM |
| orange-preeminant-bill | $26.90 | 2/16/2011 2:52:20 AM |
| moola-monger9 | $50.00 | 2/16/2011 8:20:04 AM |
| divedude | $25.00 | 2/16/2011 8:30:37 AM |
| SmokeyMirror | $50.00 | 2/15/2011 9:26:40 PM |
| direct-social3 | $50.00 | 2/15/2011 10:57:09 PM |
| treasure-bliss | $32.79 | 2/16/2011 2:31:26 AM |
| mpatrick | $25.00 | 2/16/2011 9:38:45 AM |
| social-heart | $50.00 | 2/16/2011 9:19:02 AM |
| rate-optimizer0 | $25.00 | 2/16/2011 12:28:39 PM |
| larrybird | $140.00 | 2/16/2011 2:43:34 PM |
| gain-equator | $25.00 | 2/10/2011 9:07:25 AM |
| ProjectVenture | $50.00 | 2/10/2011 9:08:18 AM |
| enchanted-yield4 | $50.00 | 2/10/2011 9:08:24 AM |
| 2grindstones | $25.00 | 2/10/2011 9:21:57 AM |
| melodious-fairness | $100.00 | 2/10/2011 9:05:10 AM |
| fishintime | $100.00 | 2/10/2011 9:06:10 AM |
| marketplace-cello5 | $25.00 | 2/10/2011 9:06:28 AM |
| Tradesmanlender | $35.00 | 2/10/2011 9:07:04 AM |
| genius520 | $100.00 | 2/10/2011 9:07:49 AM |
| jazzlender | $25.00 | 2/10/2011 9:05:59 AM |
| velocity-solo | $50.00 | 2/10/2011 9:06:16 AM |
| Shining-Star | $25.00 | 2/10/2011 10:05:59 AM |
| don8ter | $25.00 | 2/10/2011 9:10:37 AM |
| MarvintheMartian | $25.00 | 2/10/2011 10:47:30 AM |
| tomoe | $25.00 | 2/10/2011 2:16:59 PM |
| Bank_Of_XL | $25.00 | 2/10/2011 5:35:47 PM |
| runner262 | $25.00 | 2/11/2011 9:32:43 AM |
| hopeful-truth5 | $50.00 | 2/11/2011 6:54:09 AM |
| Astounding | $25.00 | 2/12/2011 1:02:44 AM |
| NJournalist | $25.00 | 2/12/2011 2:48:07 AM |
| FinDoc | $25.00 | 2/12/2011 1:46:14 AM |
| CASSHMAN | $75.00 | 2/12/2011 11:22:57 AM |
| heavy_ax | $25.00 | 2/12/2011 11:58:07 AM |
| bazaar-winner | $25.00 | 2/12/2011 7:51:14 PM |
| moola-pillow | $50.00 | 2/12/2011 8:14:27 PM |
| hitsman | $50.00 | 2/12/2011 12:08:09 PM |
| commerce-yeller | $30.00 | 2/13/2011 11:18:32 AM |
| poolshark72 | $25.00 | 2/12/2011 6:22:27 PM |
| BxRealtor | $25.00 | 2/14/2011 8:22:37 AM |
| Artist_Blue | $25.00 | 2/14/2011 6:16:16 AM |
| interstellar | $75.00 | 2/14/2011 2:55:20 AM |
| investment-cluster | $25.00 | 2/14/2011 1:56:14 PM |
| EarlyRiser | $250.00 | 2/14/2011 4:54:00 PM |
| lendacity | $25.00 | 2/15/2011 3:17:20 AM |
| Leshan | $25.00 | 2/15/2011 5:52:26 AM |
| a-restless-dollar | $60.00 | 2/15/2011 7:13:43 AM |
| gdfp158 | $25.00 | 2/15/2011 8:38:00 AM |
| credit-bliss8 | $25.00 | 2/15/2011 1:05:43 PM |
| njlom | $70.00 | 2/15/2011 6:15:08 PM |
| VAGweilo | $40.01 | 2/15/2011 5:25:06 PM |
| roadster199 | $25.00 | 2/15/2011 5:36:20 PM |
| omahajay | $25.00 | 2/15/2011 5:50:01 PM |
| Drewkeeper | $25.00 | 2/16/2011 2:30:52 AM |
| jiggaman7 | $75.00 | 2/16/2011 9:24:52 AM |
| justice-magnate | $51.31 | 2/16/2011 8:44:02 AM |
| maximizer | $25.00 | 2/16/2011 7:51:46 AM |
| blissful-penny | $25.00 | 2/16/2011 11:17:07 AM |
| LSAR | $33.00 | 2/16/2011 12:06:55 PM |
| alluring-yield5 | $25.00 | 2/16/2011 12:12:51 PM |
| ltdalum | $134.00 | 2/16/2011 11:39:59 AM |
| harperpotok | $100.00 | 2/16/2011 12:46:39 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
493535
This series of Notes was issued and sold upon the funding of the borrower loan #47170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Feb-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-15-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 1
/
1 | Length of status: | 22y 10m |
|
Amount delinquent:
| $9,639 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-anteater |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taxpayment
Purpose of loan:
This loan will be used to??
?Pay income taxes for 2010
My financial situation:
I am a good candidate for this loan because?
I am sincere in paying back and I will pay back before the three years is up.
Monthly net income: $
51809 per year
Monthly expenses: $
??Housing: $ 733
??Insurance: $ 73
??Car expenses: $? 0. just gas and maintenances
??Utilities: $??100
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 0? just taxes...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Please explain the current and past delinquencies and public record shown on your Prosper credit profile. Thanks and best wishes. - reflective-rupee
A:
After my divorce, I had no other option but to file bankruptcy. I am currently under chapter 13 and have been paying them faithfully. It will be completely resolved February 2012. Last year I reduced my tax withholdings to help out with funeral cost for a parent. I did not have enough taken out and now I owe on my taxes.
(Feb-11-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| kulender | $100.00 | 2/11/2011 9:01:05 AM |
| orderly-leverage | $50.00 | 2/11/2011 9:03:06 AM |
| diplomatic-wealth7 | $25.00 | 2/11/2011 12:01:36 PM |
| simplelender80 | $100.00 | 2/11/2011 9:00:58 AM |
| musegaze | $27.46 | 2/11/2011 9:03:33 AM |
| finance-prescription | $50.00 | 2/11/2011 9:03:38 AM |
| HamachiMan | $50.00 | 2/11/2011 9:03:13 AM |
| liberty-destiny3 | $25.00 | 2/11/2011 9:04:02 AM |
| irrelevant | $50.00 | 2/11/2011 9:03:51 AM |
| reflective-rupee | $200.77 | 2/11/2011 9:05:42 AM |
| monster4 | $50.00 | 2/11/2011 9:03:58 AM |
| worthy-bid8 | $50.00 | 2/11/2011 9:04:24 AM |
| 2grindstones | $25.00 | 2/11/2011 9:08:32 AM |
| SqueezeKing | $25.00 | 2/12/2011 1:31:51 AM |
| Bob450 | $25.00 | 2/11/2011 5:01:17 PM |
| competent-p2p | $30.00 | 2/11/2011 5:03:28 PM |
| balance-force | $25.00 | 2/12/2011 6:59:55 AM |
| well-mannered-income3 | $30.00 | 2/12/2011 8:08:40 AM |
| Grandmahoneybee | $40.00 | 2/12/2011 8:59:46 AM |
| Armyman122 | $50.00 | 2/12/2011 11:08:36 AM |
| top-courteous-peso | $46.86 | 2/12/2011 2:51:41 AM |
| minddoc | $25.00 | 2/12/2011 3:26:01 AM |
| loanman2007 | $25.00 | 2/12/2011 5:12:48 AM |
| MARWARISETH | $25.00 | 2/12/2011 7:47:20 AM |
| hitsman | $50.00 | 2/12/2011 12:17:28 PM |
| Stegs | $36.41 | 2/12/2011 9:29:10 PM |
| incbx | $50.00 | 2/13/2011 6:01:08 PM |
| miked8303 | $25.00 | 2/13/2011 4:10:21 PM |
| five-star-note | $100.02 | 2/13/2011 3:15:05 PM |
| social-zebra | $25.00 | 2/14/2011 6:57:12 AM |
| yield-aurora4 | $100.00 | 2/14/2011 12:11:09 PM |
| lovely-order7 | $25.00 | 2/14/2011 2:32:55 PM |
| leverage-monger | $50.06 | 2/14/2011 4:33:02 PM |
| a-plentiful-loyalty | $64.95 | 2/14/2011 5:12:40 PM |
| commerce-web5 | $25.00 | 2/14/2011 10:01:53 PM |
| tuneman1980 | $25.00 | 2/15/2011 1:59:25 AM |
| papaloha | $25.00 | 2/15/2011 1:48:08 AM |
| lordnecron | $25.00 | 2/15/2011 3:00:16 AM |
| draggon77 | $25.00 | 2/15/2011 6:16:00 AM |
| profit-powerplant | $25.00 | 2/11/2011 9:03:19 AM |
| suave-dime6 | $25.00 | 2/11/2011 9:01:12 AM |
| reflective-rupee | $200.77 | 2/11/2011 1:22:50 PM |
| genius520 | $100.00 | 2/11/2011 9:03:25 AM |
| important-openness1 | $50.00 | 2/11/2011 9:03:43 AM |
| Jack55304 | $300.00 | 2/11/2011 9:03:54 AM |
| Shining-Star | $25.00 | 2/11/2011 12:24:19 PM |
| houli123 | $25.00 | 2/11/2011 1:07:33 PM |
| goodhearted-finance2 | $25.00 | 2/11/2011 1:22:19 PM |
| SolarMoonshine | $25.00 | 2/11/2011 4:56:33 PM |
| dime-fighter | $40.00 | 2/12/2011 5:22:26 AM |
| hopeful-truth5 | $100.00 | 2/11/2011 10:17:36 PM |
| carrinel | $40.00 | 2/12/2011 8:43:42 AM |
| head | $25.00 | 2/12/2011 6:20:01 AM |
| wild-orange | $50.00 | 2/12/2011 8:10:05 AM |
| loss-of-control | $50.00 | 2/12/2011 12:02:23 PM |
| ds5184 | $25.00 | 2/12/2011 5:06:56 PM |
| kind-efficient-credit | $25.00 | 2/12/2011 6:36:42 PM |
| liberty-destiny3 | $48.90 | 2/12/2011 9:45:24 PM |
| platinum-cargo | $50.00 | 2/13/2011 10:21:26 AM |
| Artist_Blue | $25.00 | 2/14/2011 6:26:00 AM |
| jutdon84 | $100.00 | 2/13/2011 3:07:13 PM |
| asset-bada-bing | $25.00 | 2/13/2011 4:05:40 PM |
| GCInvestments | $25.00 | 2/13/2011 5:20:29 PM |
| John_Galt | $44.00 | 2/13/2011 8:18:13 PM |
| reward-adventure | $50.00 | 2/14/2011 8:06:22 AM |
| revenue-spa8 | $25.00 | 2/14/2011 11:45:31 AM |
| leverage-monger | $29.20 | 2/14/2011 9:25:04 AM |
| sensible-order2 | $100.00 | 2/14/2011 2:45:23 PM |
| carrinel | $81.38 | 2/14/2011 4:53:20 PM |
| helping-out | $50.00 | 2/14/2011 5:16:55 PM |
| goffmt | $59.43 | 2/15/2011 4:27:52 AM |
| mex_invests | $25.00 | 2/14/2011 9:46:29 PM |
| cbivitz | $93.14 | 2/15/2011 6:24:51 AM |
| ramst41 | $25.00 | 2/14/2011 11:11:13 PM |
| jazzlender | $25.00 | 2/15/2011 3:37:01 AM |
| thorough-capital799 | $111.65 | 2/15/2011 5:09:01 AM |
| Rip128 | $50.00 | 2/15/2011 6:16:04 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
493567
This series of Notes was issued and sold upon the funding of the borrower loan #47173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Feb-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-13-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 28.49% |
Monthly payment:
| $159.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Feb-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,702 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vi3tsk8erboi |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,750.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
620-639
(Jul-2010)
620-639
(Jul-2009)
600-619
(Mar-2008)
|
|
Principal balance:
| $669.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt
My financial situation:
I am a good candidate for this loan because i had a $6000 loan on prosper and never missed a payment. the previous loan was to help my family back in vietnam to building and house and getting running water in to the village area.
Monthly net income: $
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| kulender | $100.00 | 2/13/2011 12:04:58 PM |
| Aberdeen | $4,000.00 | 2/13/2011 12:05:39 PM |
| simplelender80 | $200.00 | 2/13/2011 12:05:13 PM |
| Feyenoord | $25.00 | 2/13/2011 12:05:31 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
493629
This series of Notes was issued and sold upon the funding of the borrower loan #47136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-14-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $99.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 780-799 (Feb-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,161 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triumphant-loyalty |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Card Debt.
Purpose of loan:
This loan will be used to pay off three credit cards.
My financial situation:
I am a good candidate for this loan because I never pay late, I have a Master's Degree, and I have been employed with the same company for over six years. I maintain a monthly budget and follow it closely. My income has increased 5-9% every year due to performance raises/bonuses.
Monthly net income: $2900 ($5200 net household income including spouse) Monthly expenses: $ 4700 for all categories??Housing: $ 746
??Insurance: $86
??Car expenses: $475
??Utilities: $285
??Phone, cable, internet: Included with utilities
??Food, entertainment: $700
??Clothing, household expenses $300
??Credit cards and other loans: $600
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
| Investor | Amount | Investment Date (PT) |
|
| myworld701 | $25.00 | 2/14/2011 9:00:33 AM |
| benjamins-utopia | $100.00 | 2/14/2011 9:02:56 AM |
| GrayStudio | $25.00 | 2/14/2011 9:05:15 AM |
| organized-payment6 | $50.00 | 2/14/2011 9:07:56 AM |
| commerce-yeller | $30.00 | 2/14/2011 9:08:13 AM |
| velocity-solo | $25.00 | 2/14/2011 9:09:46 AM |
| squarebob | $25.00 | 2/14/2011 9:22:45 AM |
| reflective-rupee | $750.77 | 2/14/2011 9:25:35 AM |
| melodious-fairness | $100.00 | 2/14/2011 9:03:08 AM |
| impressive-credit431 | $100.00 | 2/14/2011 9:04:32 AM |
| Tradesmanlender | $35.00 | 2/14/2011 9:04:50 AM |
| don8ter | $25.00 | 2/14/2011 9:06:09 AM |
| sk10023 | $25.00 | 2/14/2011 9:07:15 AM |
| hitsman | $50.00 | 2/14/2011 9:07:32 AM |
| jdwillcox | $25.00 | 2/14/2011 9:09:33 AM |
| ProjectVenture | $50.00 | 2/14/2011 9:03:36 AM |
| investment-artist | $25.00 | 2/14/2011 9:12:31 AM |
| wwwUniversal | $25.00 | 2/14/2011 9:30:58 AM |
| JustMee | $25.00 | 2/14/2011 9:34:06 AM |
| GCInvestments | $25.00 | 2/14/2011 9:09:29 AM |
| liberty-magnate | $25.00 | 2/14/2011 10:01:45 AM |
| one-midas | $50.00 | 2/14/2011 9:47:07 AM |
| kulender | $100.00 | 2/14/2011 9:00:45 AM |
| macjp123 | $25.00 | 2/14/2011 9:07:28 AM |
| radforj22 | $25.00 | 2/14/2011 9:08:41 AM |
| vine99 | $75.00 | 2/14/2011 9:02:22 AM |
| marketplace-cello5 | $25.00 | 2/14/2011 9:04:38 AM |
| genius520 | $100.00 | 2/14/2011 9:04:58 AM |
| enthralling-deal180 | $75.00 | 2/14/2011 9:00:40 AM |
| simplelender80 | $100.00 | 2/14/2011 9:03:18 AM |
| BxRealtor | $25.00 | 2/14/2011 9:10:08 AM |
| EngineersAlliance | $125.00 | 2/14/2011 9:16:57 AM |
| kmr2 | $100.00 | 2/14/2011 9:05:07 AM |
| irrelevant | $50.00 | 2/14/2011 9:05:25 AM |
| dime-smasher5 | $25.00 | 2/14/2011 9:05:56 AM |
| HamachiMan | $50.00 | 2/14/2011 9:06:39 AM |
| FinanceEngine | $25.00 | 2/14/2011 9:47:26 AM |
| MoneyForNothing | $9.23 | 2/14/2011 10:23:06 AM |
| marwadi-62 | $300.00 | 2/14/2011 9:18:50 AM |
| cleo1255 | $50.00 | 2/14/2011 9:31:21 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
493775
This series of Notes was issued and sold upon the funding of the borrower loan #47039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Feb-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Feb-16-2011 |
|
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 16.65% |
Monthly payment:
| $275.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Feb-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,340 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| leverage-artisan4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I'd Rather Pay You Than Them!
I am a young pharmacist (26 years old) with a stable job and awesome income ($100K +). I have been working in my current job for about two and a half years and love it. My current personal goal is to become financially sound and debt free. I want to accomplish this task before 30, so here's where I hope you come into play.
On one of my particular credit cards, I have ~$7500 balance. This particular banking institution is making me mad. Even though I have given them a good amount of business over the years, my credit report has always remained stable with scores above 700, and my income is verifiable and above average, they are trimming my credit limit and increasing my APR. Complaints to them have yielded no results. Instead of paying interest to a greedy company, I would much rather use the peer to peer loaning to pay you instead of them! (Hence the title of this listing).
I am a good candidate for this loan because: 1) Stable job, above average income, single, no kids. 2) No student loans. 3) Never have missed a payment on any bill ever. 4) I plan on pre-paying this loan off early before the 3 years is up. (Most likely in 1-2 years).
Net Income per month: ~$5000
Monthly expenses:
Housing: $1700 (Mortgage, includes taxes and escrow)
Insurance (Truck, Sea Doo, Life, Personal Articles): $250.00
Car expenses: ~$500.00
Utilities: ~$200-300
Home Phone, cable, internet, cell phone, security system: $300.00
Food, entertainment: $ Variable?? Let's say $400.00-500.00
Credit cards (not including the one for this listing): $400.00 (Other credit cards have 0% APR till end of 2011, and will be almost fully paid off this this year's tax refund and yearly bonus).
Other expenses: Savings deposit. Whatever comes up? Variable.
Thanks for your help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q:
Hi, if you are 26 today, could you explain how come your first credit line was open in 1993? - mex_invests
A:
Took a look at my credit report. The 1993 account is my parents' Sears card, which I am listed as an authorized user. I don't have this card in my possession, and don't remember ever using it. My dad most likely added me to their account sometime along the way in case I needed to use it I'm guessing.
(Feb-15-2011)
question & answer
Information in Questions and Answers is not verified
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 2/14/2011 9:03:21 AM |
| Tradesmanlender | $35.00 | 2/14/2011 9:04:52 AM |
| GrayStudio | $25.00 | 2/14/2011 9:05:18 AM |
| one-midas | $25.00 | 2/14/2011 10:47:49 AM |
| kulender | $100.00 | 2/14/2011 9:00:50 AM |
| selector568 | $50.00 | 2/14/2011 9:03:28 AM |
| genius520 | $100.00 | 2/14/2011 9:05:01 AM |
| dime-smasher5 | $25.00 | 2/14/2011 9:06:01 AM |
| favorite-commerce | $75.00 | 2/14/2011 12:53:11 PM |
| macjp123 | $25.00 | 2/14/2011 9:07:25 AM |
| seabassx | $25.00 | 2/14/2011 1:15:16 PM |
| hitsman | $50.00 | 2/14/2011 9:07:40 AM |
| melodious-fairness | $100.00 | 2/14/2011 9:03:12 AM |
| sk10023 | $25.00 | 2/14/2011 9:07:16 AM |
| organized-payment6 | $50.00 | 2/14/2011 9:07:57 AM |
| radforj22 | $25.00 | 2/14/2011 9:08:55 AM |
| reflective-rupee | $25.77 | 2/14/2011 9:49:47 AM |
| newest-funds-powerplant | $50.00 | 2/14/2011 12:30:43 PM |
| Uylsses | $75.00 | 2/14/2011 4:21:52 PM |
| hopeful-truth5 | $200.00 | 2/14/2011 11:09:22 AM |
| RandyL3 | $25.00 | 2/14/2011 4:29:51 PM |
| jazzlender | $50.00 | 2/14/2011 2:45:32 PM |
| orange-courageous-dedication | $50.00 | 2/14/2011 4:53:38 PM |
| transformer855 | $50.00 | 2/14/2011 3:30:30 PM |
| serene-capital | $35.00 | 2/14/2011 3:49:51 PM |
| DasMula | $57.00 | 2/14/2011 4:03:21 PM |
| vutah | $200.00 | 2/14/2011 4:08:25 PM |
| rss197 | $25.00 | 2/14/2011 4:06:26 PM |
| TackingWindward | $25.00 | 2/14/2011 6:43:51 PM |
| FundMaker | $25.00 | 2/15/2011 2:31:05 AM |
| bughead | $25.00 | 2/14/2011 6:29:24 PM |
| wlm3012 | $25.00 | 2/14/2011 5:45:33 PM |
| order-wizard | $75.00 | 2/14/2011 8:58:23 PM |
| credit-coach118 | $60.00 | 2/14/2011 7:53:50 PM |
| Reddy_Capital | $25.00 | 2/14/2011 10:28:18 PM |
| balance-force | $30.00 | 2/15/2011 12:13:36 AM |
| lendacity | $25.00 | 2/15/2011 3:17:44 AM |
| greenback-museum | $50.00 | 2/15/2011 5:29:15 AM |
| jybank | $25.00 | 2/15/2011 10:23:45 AM |
| Astyanax | $50.00 | 2/15/2011 2:23:54 PM |
| buckyhead2000 | $25.00 | 2/15/2011 2:31:33 PM |
| loss-of-control | $50.00 | 2/15/2011 3:01:05 PM |
| slingshot_knitter | $25.00 | 2/15/2011 7:56:13 PM |
| MonkeyHero | $40.17 | 2/15/2011 10:16:26 PM |
| adir1 | $50.00 | 2/15/2011 5:30:40 PM |
| fishintime | $100.00 | 2/15/2011 5:37:43 PM |
| economy-popcorn | $25.00 | 2/16/2011 5:26:27 AM |
| wampum-chorus3 | $25.00 | 2/15/2011 7:22:35 PM |
| n2fitns | $45.00 | 2/15/2011 7:30:03 PM |
| Leshan | $25.00 | 2/16/2011 8:49:45 AM |
| priceless-cash5 | $25.00 | 2/16/2011 6:30:41 AM |
| manfromMaine | $64.66 | 2/16/2011 6:47:21 AM |
| first-serene-credit | $25.00 | 2/16/2011 6:54:35 AM |
| cr55595 | $29.98 | 2/16/2011 9:00:07 AM |
| ClearCut | $50.00 | 2/16/2011 1:02:57 PM |
| treasure-trader | $25.00 | 2/16/2011 2:35:46 PM |
| John_Galt | $26.23 | 2/16/2011 9:47:42 AM |
| goodcents | $45.00 | 2/16/2011 10:30:23 AM |
| sharpey | $50.00 | 2/16/2011 11:00:33 AM |
| blissful-penny | $89.51 | 2/16/2011 11:19:44 AM |
| harperpotok | $100.00 | 2/16/2011 12:46:49 PM |
| impressive-credit431 | $100.00 | 2/14/2011 9:04:33 AM |
| don8ter | $25.00 | 2/14/2011 9:06:14 AM |
| HamachiMan | $50.00 | 2/14/2011 9:06:47 AM |
| benjamins-utopia | $100.00 | 2/14/2011 9:02:58 AM |
| jmvingeorgia | $60.00 | 2/14/2011 12:01:37 PM |
| kmr2 | $100.00 | 2/14/2011 9:05:10 AM |
| irrelevant | $50.00 | 2/14/2011 9:05:35 AM |
| loanman2007 | $125.00 | 2/14/2011 1:21:27 PM |
| commerce-yeller | $30.00 | 2/14/2011 9:08:27 AM |
| enthralling-deal180 | $75.00 | 2/14/2011 9:02:50 AM |
| Mav26 | $75.00 | 2/14/2011 1:46:54 PM |
| marketplace-cello5 | $25.00 | 2/14/2011 9:04:44 AM |
| velocity-solo | $25.00 | 2/14/2011 9:09:51 AM |
| BxRealtor | $25.00 | 2/14/2011 9:10:11 AM |
| JustLikeYou | $25.12 | 2/14/2011 10:12:49 AM |
| JustMee | $25.00 | 2/14/2011 9:32:45 AM |
| Artist_Blue | $25.00 | 2/14/2011 2:47:06 PM |
| penny-finder | $25.00 | 2/14/2011 3:54:05 PM |
| openness-viking | $100.00 | 2/14/2011 2:15:20 PM |
| smart-treasure | $25.00 | 2/14/2011 4:40:49 PM |
| lendstats_com | $200.00 | 2/14/2011 8:18:27 PM |
| tomdooley12520 | $25.00 | 2/14/2011 4:45:40 PM |
| SolarMoonshine | $500.00 | 2/14/2011 5:09:00 PM |
| RyanTH9893 | $25.00 | 2/14/2011 6:34:28 PM |
| new-auction-neutron | $30.00 | 2/14/2011 7:12:26 PM |
| Pay_Me_BACK_ASAP | $50.00 | 2/14/2011 7:33:48 PM |
| Bank_Of_XL | $50.00 | 2/15/2011 5:23:36 AM |
| greenback-museum | $50.00 | 2/15/2011 5:26:44 AM |
| economy-beast | $71.68 | 2/15/2011 6:15:30 AM |
| rockhound84 | $25.00 | 2/15/2011 6:23:32 AM |
| larrynava | $32.16 | 2/14/2011 10:16:17 PM |
| cerebral-dollar773 | $150.00 | 2/15/2011 6:47:16 AM |
| spiff666 | $50.00 | 2/15/2011 8:52:55 AM |
| wirebutterfly | $75.00 | 2/15/2011 2:03:19 PM |
| Scotcha | $50.00 | 2/15/2011 4:01:13 PM |
| cclady | $400.00 | 2/15/2011 10:02:46 AM |
| social-zebra | $31.96 | 2/15/2011 10:01:38 AM |
| liberty-magnate | $25.00 | 2/15/2011 2:39:34 PM |
| Occhy | $50.00 | 2/15/2011 3:31:01 PM |
| velocity-winner | $25.00 | 2/15/2011 6:33:43 PM |
| greenback-ally | $50.00 | 2/15/2011 8:47:31 PM |
| payment-halo | $25.00 | 2/15/2011 8:53:04 PM |
| myworld701 | $25.00 | 2/16/2011 2:15:14 AM |
| djmjkelso | $25.00 | 2/16/2011 3:31:24 AM |
| pioneer580 | $200.00 | 2/15/2011 9:00:42 PM |
| blue-useful-auction | $25.00 | 2/16/2011 7:44:23 AM |
| SmokeyMirror | $50.00 | 2/15/2011 9:26:53 PM |
| mex_invests | $25.00 | 2/15/2011 8:53:29 PM |
| tender-integrity3 | $100.00 | 2/15/2011 10:21:10 PM |
| wwwUniversal | $25.00 | 2/16/2011 9:13:24 AM |
| BlessedEveryDay | $27.56 | 2/16/2011 6:17:08 AM |
| Whitewater_Loans | $27.09 | 2/16/2011 7:14:25 AM |
| mpatrick | $25.00 | 2/16/2011 9:41:12 AM |
| friendinmoney | $31.82 | 2/16/2011 8:21:31 AM |
| santhana | $41.70 | 2/16/2011 7:40:47 AM |
| golden-cat | $25.00 | 2/16/2011 8:33:28 AM |
| buffalobills | $25.00 | 2/16/2011 7:59:52 AM |
| FinanceEngine | $30.00 | 2/16/2011 8:17:30 AM |
| efficient-treasure0 | $25.00 | 2/16/2011 11:50:10 AM |
| nebraskajen | $45.00 | 2/16/2011 1:07:10 PM |
| cloud546 | $52.22 | 2/16/2011 1:38:04 PM |
| AustinAmerica | $25.00 | 2/16/2011 1:51:14 PM |
| SalukiLending | $50.00 | 2/16/2011 10:18:35 AM |
| GCInvestments | $25.00 | 2/16/2011 11:50:11 AM |
| ethicalhumanist | $50.00 | 2/16/2011 1:12:18 PM |
| knowledgeable-silver8 | $25.00 | 2/16/2011 1:32:56 PM |
| larrybird | $835.00 | 2/16/2011 2:42:41 PM |
| SPickle | $25.00 | 2/16/2011 2:09:45 PM |
| 129 Investments
|