Sales Report:Supplement No. 21 dated Feb 16, 2011 to Prospectus dated Jan 12, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490154
This series of Notes was issued and sold upon the funding of the borrower loan #47121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1996 Debt/Income ratio: 127%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 34 / 32Length of status:17y 0m
Amount delinquent: $0 Total credit lines: 69 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48,822Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: velocity-meadow Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please answer the basic description questions, what will this loan be used for? what is your financial situation? - witty-openness
A: This loan will be used for buying supplies and working capital for my business. I have been employed with the same company for the last 17 years. (Feb-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/8/2011 9:02:14 AM
supreme-hope$25.002/8/2011 9:03:13 AM
jazzlender$25.002/8/2011 9:04:16 AM
musegaze$100.002/8/2011 9:13:05 AM
benjamins-utopia$50.002/8/2011 9:13:24 AM
commitment-orbiter5$50.002/8/2011 9:13:59 AM
kulender$100.002/8/2011 9:01:07 AM
sensible-order2$100.002/8/2011 9:02:04 AM
Kash2010lu$54.002/8/2011 9:04:14 AM
SFBank$93.802/8/2011 9:03:31 AM
nickel-hickory$25.002/8/2011 9:06:20 AM
gain-equator$25.002/8/2011 9:10:55 AM
authoritative-platinum7$25.002/8/2011 9:11:23 AM
YeoLenderSource$25.002/8/2011 2:50:18 PM
witty-openness$25.002/8/2011 3:19:00 PM
important-openness1$50.002/8/2011 1:37:46 PM
RyanM561$25.002/8/2011 3:33:54 PM
HammerSmith$25.002/8/2011 3:21:43 PM
favorite-commerce$75.002/8/2011 5:00:57 PM
open-minded-fund9$50.002/8/2011 4:44:40 PM
Investoman$50.002/8/2011 6:18:47 PM
thankful-nickel2$25.002/8/2011 6:29:15 PM
Ananya$25.002/8/2011 7:29:32 PM
irrelevant$25.002/9/2011 6:57:34 AM
Jack55304$300.002/9/2011 7:36:30 AM
ready-interest9$25.002/9/2011 8:23:29 AM
groundsquirrel$25.002/9/2011 6:08:53 AM
seanambrose$25.002/9/2011 9:53:30 AM
aquistoyraul$25.002/9/2011 7:11:34 AM
upbeat-wealth$25.002/9/2011 12:18:27 PM
agalt$75.002/9/2011 8:22:07 AM
impala6464$100.002/9/2011 9:21:19 AM
Medic05$25.002/9/2011 2:11:01 PM
Bob450$25.002/9/2011 9:37:16 AM
nodebt2012$25.002/9/2011 9:49:23 AM
Leshan$25.002/9/2011 9:16:39 AM
cippy$25.002/9/2011 4:41:19 PM
affluence-cargo$25.002/9/2011 12:07:27 PM
credit-sycamore4$50.002/9/2011 12:32:34 PM
scarlet-velvet$25.002/9/2011 3:52:42 PM
ThatDanGuy$50.002/9/2011 2:28:12 PM
SFBank$60.122/9/2011 5:40:25 PM
EL_Papin$100.002/9/2011 6:27:13 PM
troy0868$50.002/9/2011 8:01:30 PM
thomas16882004$25.002/9/2011 7:21:13 PM
orderly-leverage$50.002/8/2011 9:09:10 AM
profit-powerplant$25.002/8/2011 9:11:09 AM
reflective-rupee$100.772/8/2011 9:23:53 AM
restless-dime$25.002/8/2011 11:01:35 AM
droopie1$25.002/8/2011 11:45:38 AM
suave-dime6$25.002/8/2011 9:09:31 AM
HamachiMan$50.002/8/2011 9:10:10 AM
liberty-society5$25.002/8/2011 9:10:31 AM
genius520$100.002/8/2011 9:12:23 AM
papaloha$25.002/8/2011 9:12:47 AM
finance-prescription$50.002/8/2011 9:13:42 AM
investment-artist$25.002/8/2011 9:21:39 AM
greencat$50.002/8/2011 9:58:21 AM
wild-orange$50.002/8/2011 10:24:23 AM
deegeeman$50.002/8/2011 6:12:05 PM
lending-theory$25.002/8/2011 6:31:14 PM
capital_projects_investor$25.002/8/2011 7:32:43 PM
money-baron$50.002/8/2011 6:14:26 PM
EarlyRiser$250.002/8/2011 6:22:02 PM
monster4$50.002/9/2011 9:32:34 AM
integrity-statue$25.002/9/2011 10:02:57 AM
Dowanhill$25.002/9/2011 10:20:58 AM
double22$46.482/9/2011 7:34:09 AM
dpries123$25.002/9/2011 8:00:07 AM
exchange-upholder0$25.002/9/2011 3:37:29 PM
mlj0671$25.002/9/2011 2:53:32 PM
well-mannered-income3$25.002/9/2011 3:43:33 PM
liberty-destiny3$25.002/9/2011 4:05:14 PM
HedgeFund$50.002/9/2011 8:01:22 PM
open-minded-market99$50.002/9/2011 8:16:35 PM
LibbyZ$50.002/9/2011 6:17:12 PM
ZOOOM$25.002/9/2011 9:00:48 PM
capital-galaxy$200.002/9/2011 8:46:00 PM
logical-loyalty0$25.002/9/2011 10:10:50 PM
MoneyForNothing$19.832/9/2011 10:10:59 PM
80 Investments
 
Borrower Payment Dependent Notes Series 490694
This series of Notes was issued and sold upon the funding of the borrower loan #47146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Feb-02-2011 
Term: 60 months Listing End date:  Feb-15-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 9.77% Monthly payment: $357.45
 
Lender servicing fee: 1.00% Effective Yield*: 8.54%  
Estimated return*: 6.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-2001 Debt/Income ratio: 15%
Credit score: 760-779 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 4Length of status:3y 1m
Amount delinquent: $4,757 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,071Stated income:$75,000-$99,999
Delinquencies in last 7y: 23 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: worthy-moola1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: So, you're asking for a loan, have delinquencies, but have not taken the time to explain what the loan is for and why you have delinquencies. Why should we loan you money? - organic-treasure
A: The loan is for a business venture, and the delinquencies were caused by someone managing a property for me. If you look at the rest of my credit report you will see that all other payments have been made on time. Thank you. (Feb-04-2011)
Q: Saying that the money is for a "business venture" does not give much detail. Please give details on this business venture. - organic-treasure
A: I'm sorry for not going into details earlier, the business venture is a daycare service that i am starting up. Thank you. (Feb-05-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
don8ter$25.002/2/2011 9:08:24 AM
kenji4861$25.002/2/2011 9:08:32 AM
perzzz$50.002/2/2011 9:08:30 AM
blissful-ore5$50.002/2/2011 9:08:35 AM
flexible-value$100.002/2/2011 9:08:38 AM
yukongin$25.002/2/2011 9:08:41 AM
sb0453$25.002/2/2011 9:08:57 AM
Phantom99$100.002/2/2011 9:09:03 AM
unclejaef$25.002/2/2011 9:09:13 AM
jenkris$25.002/2/2011 9:09:56 AM
jazzlender$25.002/2/2011 9:10:27 AM
reueljw$25.002/2/2011 9:11:07 AM
g314$30.002/2/2011 9:12:37 AM
elasermd$50.002/2/2011 9:12:32 AM
community-pipeline$25.002/2/2011 9:08:42 AM
value-pouch$50.002/2/2011 9:10:05 AM
acropiloterau2002$25.002/2/2011 9:26:05 AM
Daneistes$50.002/2/2011 9:26:54 AM
kirkjerk$50.002/2/2011 9:20:41 AM
minista$25.002/2/2011 9:27:14 AM
C_Mark$100.002/2/2011 9:27:37 AM
indomitable-coin$50.002/2/2011 9:26:01 AM
paladin847$50.002/2/2011 9:26:39 AM
sensible-order2$100.002/2/2011 9:26:44 AM
ogmanny$50.002/2/2011 9:27:32 AM
Mantis75$25.002/2/2011 9:27:40 AM
larsowe$35.002/2/2011 9:27:44 AM
power-defender7$50.002/2/2011 9:16:59 AM
BidDaddyBigBucks$25.002/2/2011 9:18:43 AM
fishtale$25.002/2/2011 9:25:48 AM
nimble-money0$50.002/2/2011 9:25:54 AM
Havana21$300.002/2/2011 9:26:41 AM
fair-funds$50.002/2/2011 9:27:08 AM
BaxterEvil$25.002/2/2011 9:27:20 AM
30Sky$25.002/2/2011 1:45:34 PM
integrity-onator1$25.002/2/2011 2:38:39 PM
astute-benjamins$25.002/2/2011 2:48:32 PM
HHP$25.002/2/2011 3:49:32 PM
ThomasC$50.002/2/2011 4:33:31 PM
Citizenryan$50.002/2/2011 3:48:43 PM
subtle-revenue0$25.002/2/2011 5:07:01 PM
balance-whistle7$25.002/2/2011 11:43:02 PM
impartial-deal$25.002/3/2011 1:15:26 AM
kulender$50.002/3/2011 5:53:11 AM
don'twannadance$50.002/3/2011 9:00:38 AM
tomspc$25.002/3/2011 9:54:04 AM
Shamrock731$27.002/3/2011 12:42:45 PM
blukestrel$50.002/3/2011 10:28:25 AM
be_wise$25.002/3/2011 6:19:33 PM
wwwUniversal$25.002/4/2011 1:31:25 AM
HunterSix$25.002/4/2011 12:42:11 AM
competent-p2p$45.002/4/2011 7:22:24 AM
a-responsible-return$50.002/4/2011 3:04:38 AM
BeemerRider$25.002/4/2011 10:17:14 AM
Octavian315$35.002/4/2011 12:28:27 PM
CE88$50.002/4/2011 12:47:57 PM
active-reward7$50.002/4/2011 10:53:05 AM
Iamthewalrus$25.002/4/2011 10:53:37 AM
dharma1$25.002/5/2011 1:04:32 AM
uarewhatuthink$25.002/5/2011 1:14:39 AM
ItsJustMe79$50.002/4/2011 7:40:48 PM
skuba$50.002/4/2011 11:31:10 PM
mizount$25.002/5/2011 1:33:29 AM
julijask$45.002/5/2011 2:33:30 AM
Railbird$25.002/5/2011 2:47:32 AM
funds-rascal$50.002/5/2011 4:41:02 AM
KDW08$25.002/5/2011 11:21:48 AM
balance-force$25.002/5/2011 11:59:24 AM
dastdx1847$25.002/5/2011 2:11:58 PM
life-is-great$50.002/6/2011 10:53:00 AM
kid8549$25.002/6/2011 9:01:15 AM
sandeepPR$25.002/7/2011 12:07:19 AM
asset-pilot$50.002/6/2011 9:45:45 PM
Washington_Loan$25.002/7/2011 9:35:19 AM
benjamins-utopia$100.002/7/2011 10:36:08 AM
adhawan325$25.002/7/2011 9:34:42 AM
DavenportCapital$25.002/7/2011 9:31:25 AM
Doc23$25.002/7/2011 1:00:47 PM
the-upbeat-p2p$50.002/7/2011 10:41:21 AM
langdonx$25.002/7/2011 3:29:50 PM
ti22ring$25.002/7/2011 1:36:12 PM
rss197$25.002/7/2011 3:27:43 PM
flwah$25.002/7/2011 3:26:38 PM
AlBRich$25.002/7/2011 3:43:49 PM
Mickeyblu$25.002/8/2011 5:10:45 AM
AuroraRobbin$50.002/8/2011 7:11:59 AM
Victor-E-Lane$25.002/8/2011 9:31:14 AM
tboone_gekko$39.152/8/2011 8:15:05 AM
Duchdad$25.002/8/2011 4:05:39 PM
lagnisiruk$25.002/8/2011 4:05:52 PM
ZeoInvestments$25.002/8/2011 4:17:12 PM
SJM10011a$25.002/8/2011 4:03:54 PM
shred123$50.002/8/2011 4:05:36 PM
GiftViftdotcom$50.002/8/2011 4:05:47 PM
bentonlending$50.002/8/2011 4:06:03 PM
TennSquire$25.002/8/2011 4:05:38 PM
credit-maple5$300.002/8/2011 4:05:43 PM
shrewd-deal$25.002/8/2011 4:06:27 PM
pseudokris$25.002/8/2011 4:06:41 PM
totoro$25.002/8/2011 4:12:10 PM
NMGbank$25.002/8/2011 4:13:42 PM
PGAMasterPro$50.002/8/2011 4:14:32 PM
afotherg$75.002/8/2011 4:16:11 PM
intuitive-integrity9$50.002/8/2011 4:32:52 PM
visionary-community$25.002/8/2011 6:12:21 PM
spname$35.592/9/2011 12:50:43 AM
freefly67$25.002/8/2011 7:22:49 PM
power-expert$25.002/9/2011 1:13:57 AM
jasperpants$25.002/9/2011 12:38:49 AM
Zuzu$25.002/9/2011 9:31:55 AM
encore06$25.002/9/2011 8:33:25 AM
mimshack88$50.002/9/2011 9:31:31 AM
passbook$25.002/9/2011 9:34:46 AM
promiser200$25.002/9/2011 8:12:19 PM
_kyle$25.952/10/2011 12:49:33 AM
johngaltline$25.002/10/2011 12:58:22 AM
seabass123$25.002/9/2011 7:50:40 PM
GoldenGo4$50.002/9/2011 9:25:58 PM
tolstoy00$25.002/10/2011 12:58:38 AM
beeper2$50.002/10/2011 1:41:02 PM
officer8$25.002/10/2011 9:31:17 AM
ultimate-trade896$25.002/10/2011 9:32:48 AM
best-payment-antioxidant$50.002/10/2011 4:42:11 PM
the2monkeys$26.662/11/2011 12:46:27 AM
BiggestG$25.002/11/2011 12:49:19 AM
cantsavenuf$25.002/11/2011 12:56:34 AM
bornsucka$25.002/11/2011 1:10:55 AM
Breakfast_Gypsy$25.002/11/2011 1:13:00 AM
the-financier814$25.002/11/2011 1:23:17 AM
1SteelerFan$30.002/10/2011 10:29:06 PM
BlindSquirrel$25.002/11/2011 12:49:31 AM
Easy-eLoan$33.042/10/2011 8:10:37 PM
BanqueDeD$25.002/11/2011 12:53:36 AM
CornerKetch$28.532/11/2011 12:57:19 AM
DeathScythe676$26.372/11/2011 1:09:44 AM
zeelender$25.002/11/2011 12:49:06 AM
wbahl$25.002/11/2011 12:56:43 AM
camaraderi-workhorse$41.742/11/2011 1:43:45 AM
Crystalprop$25.002/11/2011 9:30:42 AM
rcr549$25.002/11/2011 1:25:06 AM
shawndw$25.002/11/2011 1:26:42 AM
platinum-rapture6$25.642/11/2011 1:43:21 AM
wise-silver-wonder$25.002/11/2011 7:11:11 AM
tbrnet$50.002/11/2011 1:05:55 PM
jrhinomo$50.002/11/2011 4:13:35 PM
efficient-marketplace$25.002/11/2011 10:16:47 AM
aasx1108$25.002/11/2011 1:05:47 PM
gardenslug$33.002/11/2011 2:47:45 PM
MoneySiles$25.002/12/2011 12:56:52 AM
frankdelraza$25.002/12/2011 1:01:35 AM
jfd287$25.002/12/2011 1:16:06 AM
Katburg$33.462/12/2011 1:31:21 AM
YellowJacket$25.002/12/2011 1:32:10 AM
investment-comet$25.002/11/2011 5:01:15 PM
colorado23$25.002/12/2011 1:44:45 AM
lenderme$25.002/12/2011 1:58:01 AM
shadowflame_99$25.002/12/2011 1:59:43 AM
smokiijas2000$50.002/12/2011 2:11:58 AM
Cre8iveCash$25.002/12/2011 2:13:55 AM
Bobafet$25.002/12/2011 2:28:23 AM
JohnGalt94$27.762/12/2011 2:29:16 AM
engbusres$31.002/11/2011 9:26:48 PM
Turkish101$25.002/12/2011 1:22:55 AM
awwaww$26.742/12/2011 1:29:22 AM
mtgops$25.002/12/2011 1:14:09 AM
duphregne79$27.662/12/2011 1:42:14 AM
dingus$25.002/12/2011 1:14:40 AM
onlyinchicago$30.002/12/2011 1:57:54 AM
Futurero$25.002/12/2011 1:30:55 AM
ramsbladder$25.002/12/2011 2:14:12 AM
LKN2RTR$25.002/12/2011 1:43:18 AM
JonnyCash$25.002/12/2011 2:37:16 AM
Tsimmeej$25.002/12/2011 1:59:39 AM
blissful-note7$36.452/12/2011 11:56:29 AM
statenisland51$50.002/12/2011 7:13:19 AM
lanlie$79.432/12/2011 6:32:12 AM
hitsman$50.002/12/2011 12:07:02 PM
sensible-gain884$25.002/12/2011 7:47:28 AM
benefit-squirrel$50.002/12/2011 9:11:05 AM
aztec$100.002/12/2011 1:39:46 PM
tomspc$25.002/12/2011 4:04:31 PM
KWarrior$50.002/13/2011 6:20:55 AM
Castellan$50.002/12/2011 3:01:03 PM
grc$25.002/13/2011 11:33:10 AM
perlindc$100.002/12/2011 3:46:38 PM
fallentimbers$25.002/12/2011 4:11:55 PM
creative-finance7$25.002/12/2011 7:51:01 PM
coolgenner$25.002/13/2011 7:12:41 AM
aaronhthompson$50.002/13/2011 9:46:53 PM
enriching-capital$25.002/13/2011 11:33:04 AM
credit-sanctuary630$41.002/14/2011 6:25:07 AM
alverado$125.002/14/2011 1:15:46 AM
roadtruck$50.002/13/2011 6:22:59 PM
BankingFamily$50.002/13/2011 10:02:19 PM
beaker$25.002/14/2011 7:22:41 AM
Happyhourcomics$25.002/14/2011 12:45:33 PM
antrux$25.002/14/2011 9:36:32 AM
greenback-porcelain2$25.002/14/2011 11:40:42 AM
rakstar$50.002/14/2011 3:21:51 PM
kinetic-truth$25.002/14/2011 11:01:45 AM
Refugee$50.002/14/2011 12:12:18 PM
Gyroman$100.002/14/2011 1:19:33 PM
badgermom$25.002/14/2011 2:47:24 PM
TCayce$50.002/14/2011 2:39:56 PM
gnar$25.002/14/2011 5:08:58 PM
Headhunter14$25.002/14/2011 4:25:24 PM
sngndnc$33.662/15/2011 1:57:30 AM
tdinbranson$36.662/15/2011 1:57:49 AM
ElChico124$25.002/15/2011 2:02:10 AM
ctgscott$25.002/15/2011 2:23:23 AM
productive-finance$25.002/15/2011 2:31:08 AM
forthright-trade$50.002/14/2011 5:50:23 PM
red-trade-cologne$50.002/15/2011 3:26:42 AM
neenerman$34.352/15/2011 1:23:24 AM
coloradoloanman$25.002/15/2011 1:58:33 AM
randomguy100$25.232/15/2011 1:59:29 AM
tj1683$25.002/15/2011 2:22:28 AM
satisfying-deal5$35.352/15/2011 2:23:09 AM
TikPmp1$25.002/2/2011 9:08:25 AM
heavenly-interest9$50.002/2/2011 9:08:50 AM
Gr8Deal$50.002/2/2011 9:08:22 AM
CBO-Enterprise$50.002/2/2011 9:09:00 AM
cebgop$25.002/2/2011 9:08:33 AM
bigballer105$100.002/2/2011 9:09:06 AM
thedoctor$100.002/2/2011 9:08:37 AM
inspired-investment8$100.002/2/2011 9:08:40 AM
webclimber$50.002/2/2011 9:08:46 AM
skibum65$50.002/2/2011 9:08:53 AM
Curly-Girly$25.002/2/2011 9:09:08 AM
tedsrfdude$50.002/2/2011 9:09:17 AM
Marathoner$25.002/2/2011 9:10:02 AM
ATOHokie$25.002/2/2011 9:10:11 AM
mdreiss$50.002/2/2011 9:10:47 AM
forthright-dedication$25.002/2/2011 9:08:20 AM
honorable-yield$40.002/2/2011 9:08:48 AM
buckeye9$50.002/2/2011 9:09:01 AM
ChristopherHS$25.002/2/2011 9:09:59 AM
Montgomery-Burns$25.002/2/2011 9:10:42 AM
RJN$25.002/2/2011 9:20:43 AM
meux99$25.002/2/2011 9:19:35 AM
gangusron$50.002/2/2011 9:20:39 AM
lender987654321$25.002/2/2011 9:28:00 AM
iolaire$25.002/2/2011 9:30:04 AM
radforj22$50.002/2/2011 9:25:32 AM
kyomoon$50.002/2/2011 9:25:36 AM
velocity-solo$60.002/2/2011 9:26:03 AM
credit-force5$50.002/2/2011 9:26:52 AM
antlr$50.002/2/2011 9:27:02 AM
paintedposies$50.002/2/2011 9:27:28 AM
kanakakm$50.002/2/2011 9:27:39 AM
compoundinterest$50.002/2/2011 9:27:52 AM
Artist_Blue$25.002/2/2011 9:21:33 AM
balance-voyager$50.002/2/2011 9:25:24 AM
DukSerduk$25.002/2/2011 9:25:50 AM
CashProvider$100.002/2/2011 9:26:07 AM
youqianderen$50.002/2/2011 9:26:57 AM
Goodthing$100.002/2/2011 9:27:25 AM
cognizant-rate732$25.002/2/2011 9:27:30 AM
Goodlender42$25.002/2/2011 9:27:35 AM
currency-persimmon$25.002/2/2011 9:27:47 AM
FlexFunding$50.002/2/2011 3:46:41 PM
jsw7us$50.002/2/2011 3:48:06 PM
bowdish1$100.002/2/2011 3:48:30 PM
best-coin-miser$25.002/2/2011 3:48:07 PM
nimble-benjamins$25.002/2/2011 6:30:58 PM
availableloan$25.002/2/2011 9:59:44 PM
mpactlender$25.002/3/2011 1:01:13 AM
Aimvest$25.002/3/2011 1:01:02 AM
efficient-treasure0$25.002/3/2011 6:23:20 AM
don'twannadance$50.002/3/2011 9:00:28 AM
equallender$82.832/3/2011 2:34:49 PM
hawaiiangirl76$25.002/3/2011 5:49:21 PM
competent-p2p$30.002/3/2011 7:35:18 PM
108lender$189.952/4/2011 12:34:03 AM
Bodyboard$29.522/4/2011 9:24:48 AM
bancoroyal$50.002/4/2011 9:33:58 AM
Thelonius10$25.002/4/2011 9:35:37 AM
Marfloogan$33.142/4/2011 10:14:48 AM
cubesteak$25.002/4/2011 10:14:01 AM
AuroraRobbin$50.002/4/2011 1:14:50 PM
wise-deal-panda$50.002/4/2011 10:45:08 AM
lanlie$114.222/4/2011 8:34:26 PM
Isotope$25.002/4/2011 8:56:24 PM
slartibardfast$25.002/5/2011 3:01:04 AM
zone6$50.002/5/2011 12:27:35 AM
degster$25.002/5/2011 3:16:18 AM
rmachi$25.002/5/2011 12:57:36 AM
visionary-currency$50.002/5/2011 6:00:59 AM
godfather4u$50.002/5/2011 11:25:52 AM
klinebarger$25.002/5/2011 8:06:33 AM
truth-image$50.002/5/2011 10:01:50 AM
mlkhamilton$25.002/5/2011 12:51:56 PM
dud$50.002/5/2011 3:51:53 PM
msh345$25.002/5/2011 12:22:23 PM
lucrative-worth$25.002/5/2011 4:40:36 PM
IIP77$25.002/6/2011 9:21:02 PM
tenchi2777$50.002/6/2011 12:50:46 PM
elegant-income3$50.002/6/2011 2:07:28 PM
Uncle_Scrooge$50.002/6/2011 1:20:49 PM
ujiba$50.002/7/2011 9:33:29 AM
reinforced-reward$25.002/7/2011 9:33:39 AM
epar$50.002/7/2011 9:34:10 AM
diligent-leverage$40.002/7/2011 11:17:54 AM
Cheburashka$30.002/7/2011 3:28:12 PM
valiant-liberty4$25.002/7/2011 3:30:34 PM
gnuey$50.002/7/2011 3:23:18 PM
secret-santa$25.002/8/2011 12:43:19 AM
Isotope$25.002/7/2011 5:16:36 PM
ijspence$25.002/7/2011 5:26:44 PM
MTLoans$25.002/7/2011 8:35:58 PM
fishoutofH2O$50.002/7/2011 8:54:20 PM
PaulW$25.002/8/2011 12:26:37 AM
lucrative-worth$25.002/8/2011 7:57:54 AM
anyoi$37.182/8/2011 8:17:19 AM
Brklyn01$25.002/8/2011 11:40:09 AM
lifegrowth$25.002/8/2011 8:53:31 AM
point-xylophone$25.002/8/2011 9:31:28 AM
adama_48$25.002/8/2011 9:31:57 AM
Darkjimson$50.002/8/2011 4:05:35 PM
jt88$50.002/8/2011 4:05:46 PM
catmanbob$50.002/8/2011 4:06:05 PM
swiftsoul$25.002/8/2011 4:12:40 PM
cash-merry-maker$25.002/8/2011 4:14:27 PM
wormdc$25.002/8/2011 4:04:41 PM
axl163$25.002/8/2011 4:05:25 PM
Gorblum$25.002/8/2011 4:05:33 PM
lowrate$50.002/8/2011 4:05:53 PM
heretoprosper$25.002/8/2011 4:06:13 PM
Fortuno_per_commodo$50.002/8/2011 4:05:42 PM
jonesboyz$25.002/8/2011 4:06:22 PM
eyal0$50.002/8/2011 4:12:08 PM
RB_Double-A_Bravo$25.002/8/2011 4:15:36 PM
betaoption$50.002/8/2011 4:16:48 PM
ultimatepaintball$25.002/8/2011 6:04:18 PM
lenderrb$50.002/8/2011 6:40:47 PM
DadWarbucks$25.072/9/2011 12:47:48 AM
ryreesado$25.002/9/2011 12:51:19 AM
Weaverville$25.002/8/2011 10:22:02 PM
revmax$31.122/9/2011 12:57:52 AM
Jassi$25.002/9/2011 1:00:32 AM
brightest-affluence-motivator$27.492/9/2011 1:14:15 AM
xphile$25.002/9/2011 12:59:09 AM
aquarexbi$50.002/9/2011 12:57:06 PM
Attract$25.002/9/2011 1:55:45 PM
Medic05$25.002/9/2011 2:11:09 PM
bold-authentic-velocity$25.002/9/2011 9:31:22 AM
paramjit$25.002/10/2011 12:49:40 AM
fortytwo$200.002/9/2011 9:55:54 PM
whistledicksmith$39.072/10/2011 12:49:54 AM
PA2LA$25.002/10/2011 12:38:44 AM
latestone$25.002/10/2011 12:58:30 AM
green-glowing-gain$25.002/10/2011 9:34:10 AM
JohnW12$50.002/10/2011 2:02:33 PM
auxiliary11$25.002/10/2011 5:16:11 PM
scorpi073$25.002/10/2011 4:42:02 PM
13nd3r$25.002/11/2011 12:49:01 AM
Mark-O-Polo$28.232/11/2011 12:49:27 AM
JaceSpade$25.002/11/2011 1:09:49 AM
Natronpee$25.002/11/2011 1:10:51 AM
social-comet7$25.002/11/2011 1:25:17 AM
discrete-asset$25.002/11/2011 1:26:48 AM
huorn$25.002/11/2011 1:27:53 AM
fireboss$50.002/10/2011 5:08:44 PM
bold-treasure-neutrino$30.002/11/2011 1:43:11 AM
kindness-casserole$25.002/11/2011 4:11:36 AM
established-payout$25.002/10/2011 9:01:01 PM
just-benefit$25.002/11/2011 7:11:01 AM
djlucas$25.002/11/2011 12:40:50 AM
gauss02$31.642/11/2011 12:49:23 AM
TheReaderRabbit$25.002/11/2011 1:08:29 AM
vigilance-accruer$42.382/11/2011 1:25:12 AM
commitment-farm$25.002/11/2011 1:25:34 AM
ArmyGuy$25.002/11/2011 12:48:19 AM
monstersdad$57.802/11/2011 12:58:24 AM
point-promiser$34.932/11/2011 4:42:37 AM
tuneman1980$25.002/11/2011 1:24:29 AM
MO_Investor$25.002/11/2011 9:30:44 AM
wampum-optimization$48.082/11/2011 1:29:57 AM
kalex752$25.002/11/2011 6:05:39 AM
SourDoughSteve$25.002/11/2011 6:32:05 AM
turbobrat$50.002/11/2011 8:05:57 AM
JFKPilot$25.002/11/2011 12:02:15 PM
MGinvest$25.002/11/2011 12:07:18 PM
p2p-paradise$50.002/11/2011 9:30:33 AM
Sixmil$35.002/11/2011 9:31:47 AM
Tasmir$25.002/11/2011 9:32:24 AM
spursdog$50.002/11/2011 10:25:40 AM
fund-ambrosia0$25.002/11/2011 1:57:04 PM
wbwill$25.002/12/2011 1:28:29 AM
mikeleib$25.002/12/2011 1:44:51 AM
cleared2land$25.002/12/2011 2:12:40 AM
zhiguli$25.002/12/2011 2:27:26 AM
ava2009$50.002/11/2011 7:02:04 PM
mistertao$25.002/11/2011 9:46:00 PM
Soothsayer$25.002/12/2011 1:15:57 AM
RG$25.002/12/2011 12:56:25 AM
derec$25.002/12/2011 1:29:14 AM
guardlender$25.002/12/2011 1:02:49 AM
cyonamine$25.002/12/2011 1:29:40 AM
dansarkis$25.002/12/2011 1:31:30 AM
Viamin$25.002/12/2011 11:05:57 AM
pragmatic-camaraderi$25.002/12/2011 2:47:04 AM
duty-windmill$25.002/12/2011 11:10:56 AM
USMC0311$36.342/12/2011 2:29:51 AM
logical-reward8$25.002/12/2011 2:57:54 AM
Binan$25.002/12/2011 5:12:02 AM
7Helpisontheway7$50.002/12/2011 6:26:15 AM
MARWARISETH$50.002/12/2011 7:46:09 AM
Brisket_Bob$25.002/12/2011 2:55:58 PM
pinnacle10$25.002/12/2011 4:55:41 PM
historic-loan1$75.002/12/2011 6:10:14 PM
poolshark72$25.002/12/2011 6:21:29 PM
photo999$25.002/13/2011 9:07:44 AM
LARRY4NY$25.002/12/2011 2:39:02 PM
mjsk$25.002/12/2011 12:43:01 PM
theboat$25.002/12/2011 8:35:46 PM
MikeylikesitNOW$46.832/12/2011 4:08:05 PM
mrgoldy$25.722/13/2011 6:47:01 AM
IcedMochaFund$25.002/12/2011 7:50:45 PM
Speedfreak$25.002/13/2011 7:25:23 PM
bikingbtb$50.002/13/2011 11:57:17 AM
a-commitment-brilliance$25.002/13/2011 10:51:45 PM
Young-Y$25.002/13/2011 9:18:08 AM
Jopok$25.002/13/2011 10:53:08 AM
no-u-turn$25.002/13/2011 2:32:29 PM
EPInvestments$36.712/13/2011 2:45:12 PM
shakespeare6$25.002/13/2011 3:00:10 PM
arcangel72$25.002/13/2011 6:40:30 PM
HaniaGroup$25.002/13/2011 6:54:26 PM
Vennela$25.002/14/2011 1:50:10 AM
TEAM-Jasper$25.002/14/2011 6:05:44 AM
chipperjohnson$50.002/14/2011 7:47:23 AM
MMatrixx$25.002/14/2011 11:35:19 AM
Stafo$25.002/14/2011 8:45:38 AM
gzeo$25.002/14/2011 1:47:54 PM
nimcha$50.002/14/2011 9:38:03 AM
jayh888$27.282/14/2011 10:55:09 AM
faldska$25.002/14/2011 11:31:32 AM
camaraderi-atmosphere$100.002/14/2011 2:58:02 PM
chris-heretoinvest$25.002/14/2011 12:12:17 PM
MissionMicroFinance$32.532/14/2011 4:23:06 PM
OKPapa$25.002/14/2011 2:43:04 PM
Flatfoot$25.002/15/2011 1:40:31 AM
ChicoBob$28.722/15/2011 1:59:58 AM
patron123$26.332/14/2011 5:06:11 PM
dadalou$25.002/15/2011 2:21:48 AM
market-socrates4$27.042/15/2011 2:23:17 AM
KileNSmyth4$25.002/15/2011 2:25:02 AM
Longtermcapitalmgmt$25.002/15/2011 2:25:46 AM
wjf60$25.002/14/2011 5:16:59 PM
nicklds$33.822/15/2011 1:23:39 AM
Warwick$25.002/15/2011 1:40:58 AM
MrGhost$25.002/15/2011 1:45:04 AM
diverse2$25.722/15/2011 1:58:55 AM
rulender$25.702/15/2011 2:22:54 AM
455 Investments
 
Borrower Payment Dependent Notes Series 491246
This series of Notes was issued and sold upon the funding of the borrower loan #47161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $119.26
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2000 Debt/Income ratio: 23%
Credit score: 720-739 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 20 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,423Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: naisidis Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 25 ( 89% ) 720-739 (Latest)
Principal borrowed: $15,000.00< 31 days late: 3 ( 11% )  
740-759 (Jun-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Debt settlement
Purpose of loan:
This loan will be used to settle debt and pay unexpected legal fees. My husband owes $3800 to Wells Fargo for a small business credit card. His technology consulting business stopped making a profit last year and he was unable to make payments for some time. He recently found work and has been making some payments and Wells Fargo has offered a settlement for $1800 if we can pay within a 10 day window.
This last year we also had to pay unexpected legal fees. We had given a "friend" a place to stay after she lost her job. Three weeks later, we returned from our honeymoon to find she had moved all of her things in and was claiming residency. We have to pay a lawyer to get her out of our home. We have already paid the $500 retainer fee, but we still owe $1000.

My financial situation:
I am a good candidate for this loan because I am current on all of our debt with the one exception: my husbands credit card that we want to settle. My credit report shows a single delinquent bad debt owed to a collection agency. However, I requested "proof" of debt and the agency sent me a letter showing I was paid in full. Also, the credit report has not updated to show that I have paid off our first prosper loan 2 months ago. I have already completed our taxes and we are expecting $5780 in 2-3 weeks, but I don't want to miss the opportunity to settle with Wells Fargo. I am no fool, I know my husband is not good at managing finances. I have managed all the finances in the last year and we have paid down debt, remodeled our home, and reduces our living expenses.

Monthly net income: $ 3500

Monthly expenses: $ 2324
??Housing: $ 785
??Insurance: $ 64
??Car expenses: $ 225
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
MoneyForNothing$66.332/10/2011 5:00:50 PM
suave-dime6$25.002/10/2011 5:02:36 PM
kulender$50.002/10/2011 5:01:19 PM
jhouman$25.002/10/2011 5:04:42 PM
back-scratchers$25.002/10/2011 5:04:53 PM
golffish2$61.642/10/2011 5:00:45 PM
selector568$50.002/10/2011 5:01:10 PM
important-openness1$50.002/10/2011 5:07:01 PM
monster4$50.002/10/2011 5:07:51 PM
liberty-destiny3$25.002/10/2011 5:08:01 PM
SolarMoonshine$25.002/10/2011 5:08:27 PM
musegaze$100.002/10/2011 5:06:47 PM
irrelevant$50.002/10/2011 5:07:29 PM
vutah$50.002/10/2011 5:08:06 PM
bondhedger$25.002/10/2011 5:08:29 PM
Bob450$25.002/10/2011 5:01:17 PM
simplelender80$100.002/10/2011 5:01:30 PM
sensible-order2$100.002/10/2011 5:02:00 PM
reflective-rupee$7.842/10/2011 5:09:04 PM
vine99$50.002/10/2011 5:00:39 PM
113121$400.002/10/2011 5:00:54 PM
DasMula$77.002/10/2011 5:05:19 PM
Jack55304$100.002/10/2011 5:01:16 PM
orderly-leverage$50.002/10/2011 5:05:37 PM
reflective-rupee$1,000.772/10/2011 5:01:42 PM
profit-powerplant$25.002/10/2011 5:06:22 PM
genius520$100.002/10/2011 5:06:31 PM
finance-prescription$50.002/10/2011 5:06:54 PM
CashFlow13$100.002/10/2011 5:07:12 PM
UCLA4life$33.422/10/2011 5:04:38 PM
Kash2010lu$28.002/10/2011 5:04:47 PM
HamachiMan$50.002/10/2011 5:05:46 PM
twjh$25.002/10/2011 5:08:17 PM
33 Investments
 
Borrower Payment Dependent Notes Series 492342
This series of Notes was issued and sold upon the funding of the borrower loan #47106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-31-2011 
Term: 36 months Listing End date:  Feb-02-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1979 Debt/Income ratio: 742%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:17y 6m
Amount delinquent: $0 Total credit lines: 41 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $55,538Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: burst211 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bsha1369
Purpose of loan:
This loan will be used to? Get a head of debt I incurred taking care of of my father as his care giver. There is no government relief for the cost I've accumulated.

My financial situation:
I am a good candidate for this loan because? I?have continued to pay my bills thru working odd jobs, expending my savings, and sell my personal items. The winter has closed all farm jobs in an already?depressed economically depressed community.?

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 64
??Car expenses: $ 549
??Utilities: $ 124
??Phone, cable, internet: $110
??Food, entertainment: $200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 340
??Other expenses: $ 70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
sensible-order2$100.001/31/2011 6:50:52 PM
kindness-venture1$50.001/31/2011 6:52:52 PM
velocity-solo$25.001/31/2011 6:58:07 PM
gain-gourd$75.001/31/2011 7:01:08 PM
payment-gusto$25.001/31/2011 7:02:34 PM
jazzlender$25.001/31/2011 6:55:31 PM
ultimate-peace$50.001/31/2011 6:56:45 PM
credit-sycamore4$100.001/31/2011 7:04:51 PM
EarlyRiser$250.001/31/2011 7:00:22 PM
orderly-leverage$50.001/31/2011 7:01:35 PM
diversification-medalist$25.001/31/2011 8:33:01 PM
SDNLR$25.001/31/2011 7:02:25 PM
moneysong$300.001/31/2011 7:03:25 PM
Shawn95187$25.001/31/2011 7:44:06 PM
Kash2010lu$25.002/1/2011 6:12:51 AM
HamachiMan$50.002/1/2011 8:21:22 AM
raisingophelia$25.002/1/2011 8:28:27 AM
dough-bear$50.002/1/2011 7:52:56 AM
liberty-society5$25.002/1/2011 9:33:17 AM
power-grid134$25.002/1/2011 3:44:50 PM
ingenious-truth0$55.002/1/2011 4:13:23 PM
Investoman$50.002/1/2011 4:31:04 PM
Bob450$25.002/1/2011 5:00:04 PM
OrdiNance$50.002/1/2011 2:57:35 PM
fairness-cell6$25.002/1/2011 3:47:00 PM
Reliance_Banker$25.002/1/2011 5:46:06 PM
shrewd-deal$25.002/1/2011 6:56:16 PM
gain-equator$25.002/1/2011 7:18:34 PM
the-yield-surfer$50.002/1/2011 9:36:22 PM
realtormoises$25.002/2/2011 6:00:04 AM
compassionate-return485$25.002/2/2011 1:42:43 AM
money-bauble$100.002/2/2011 7:28:33 AM
Artist_Blue$25.002/2/2011 8:45:54 AM
saffron4$50.002/2/2011 8:50:24 AM
yield-lion$25.002/2/2011 10:11:46 AM
mrxtravis$36.112/2/2011 10:35:26 AM
competent-p2p$25.002/2/2011 10:41:26 AM
Iceman1347$25.002/2/2011 11:41:15 AM
Armyman122$50.002/2/2011 10:29:45 AM
rapid-currency$25.002/2/2011 2:58:22 PM
Speculator$25.002/2/2011 2:59:49 PM
CC911$25.002/2/2011 2:58:21 PM
kindness-venture1$50.001/31/2011 6:53:41 PM
ingenious-deal6$25.001/31/2011 7:03:26 PM
asiaratt$50.001/31/2011 7:02:21 PM
suave-dime6$25.001/31/2011 7:03:06 PM
Moe87$25.002/1/2011 5:15:21 AM
community-platoon8$25.002/1/2011 9:33:43 AM
emgventures$50.002/1/2011 10:53:26 AM
TheCount$25.002/1/2011 10:18:41 AM
wild-orange$25.002/1/2011 11:38:18 AM
upbeat-investment9$25.002/1/2011 8:52:31 PM
CashFlow13$100.002/2/2011 3:15:04 AM
finance-mushroom$100.002/2/2011 7:13:29 AM
IslandParadise$30.002/2/2011 9:33:52 AM
CA-Lender$25.002/2/2011 10:43:43 AM
ElAbel11$27.102/2/2011 2:57:21 PM
oregonusa$50.002/2/2011 2:54:26 PM
simplelender80$100.002/2/2011 12:35:27 PM
mercuriant$25.002/2/2011 2:58:16 PM
Jack55304$100.002/2/2011 2:58:26 PM
Angel_Investor_7$25.002/2/2011 2:59:50 PM
30Sky$25.002/2/2011 1:48:42 PM
careful-note$50.002/2/2011 2:58:18 PM
somebody32$50.002/2/2011 2:58:23 PM
credit-force5$50.002/2/2011 2:59:51 PM
lend4life13$301.792/2/2011 3:12:35 PM
67 Investments
 
Borrower Payment Dependent Notes Series 492446
This series of Notes was issued and sold upon the funding of the borrower loan #47012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2000 Debt/Income ratio: 17%
Credit score: 640-659 (Jan-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,802Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: loan-blueberry1 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan for my new business
Purpose of loan:
This loan?will be used for the start-up phase of my new, home-based business offering private in-home wine tastings (i.e. office equipment, marketing materials, etc.)

My financial situation:
I am a good candidate for this loan because?I have already booked several wine-tasting events and expect to be earning enough commission to comfortably repay this loan, without having to utilize?my current employments?income.

Monthly net income: $ 5,400

Monthly expenses: $
??Housing: $ 1180
??Insurance: $ 75
??Car expenses: $ 800?
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
orderly-leverage$50.002/10/2011 9:06:33 AM
profit-powerplant$25.002/10/2011 9:07:28 AM
finance-prescription$50.002/10/2011 9:08:01 AM
Bob450$25.002/10/2011 9:10:17 AM
nickel-hickory$50.002/10/2011 9:24:15 AM
Shining-Star$25.002/10/2011 9:44:45 AM
benjamins-utopia$50.002/10/2011 11:02:01 AM
blitzen40$25.002/10/2011 9:04:04 AM
kulender$50.002/10/2011 9:04:20 AM
nickel-hickory$25.002/10/2011 9:05:51 AM
simplelender80$200.002/10/2011 9:02:04 AM
doubls$25.002/10/2011 4:29:20 PM
suave-dime6$25.002/10/2011 9:05:35 AM
irrelevant$50.002/10/2011 9:09:05 AM
Jack55304$300.002/10/2011 9:09:12 AM
mrxtravis$25.002/10/2011 9:17:39 AM
greencat$50.002/10/2011 9:23:25 AM
nickel-hickory$50.002/10/2011 9:23:59 AM
genius520$100.002/10/2011 9:07:40 AM
UCLA4life$35.002/10/2011 9:08:49 AM
monster4$50.002/10/2011 9:09:18 AM
nethosters$25.002/10/2011 9:09:42 AM
investment-artist$25.002/10/2011 9:10:01 AM
nickel-hickory$50.002/10/2011 9:24:23 AM
rupee_power$60.002/10/2011 11:28:50 AM
balanced-return5$25.002/10/2011 9:45:01 AM
social-hunter5$250.002/10/2011 11:45:13 AM
open-minded-fund9$99.952/10/2011 5:11:44 PM
Jrbgood$50.002/10/2011 4:06:56 PM
responsible-worth113$25.002/10/2011 3:54:51 PM
open-minded-fund9$300.002/10/2011 4:05:32 PM
Leshan$25.002/10/2011 4:15:45 PM
pembull$50.002/10/2011 5:07:14 PM
HamachiMan$50.002/10/2011 9:06:46 AM
droopie1$25.002/10/2011 9:07:36 AM
important-openness1$50.002/10/2011 9:08:06 AM
restless-dime$25.002/10/2011 9:27:00 AM
witty-openness$25.002/10/2011 11:44:32 AM
hektek22$600.002/10/2011 4:27:58 PM
sensible-order2$100.002/10/2011 9:04:36 AM
liberty-destiny3$25.002/10/2011 9:09:59 AM
2grindstones$25.002/10/2011 9:13:41 AM
musegaze$100.002/10/2011 9:07:55 AM
jazzlender$25.002/10/2011 9:08:12 AM
liberty-society5$25.002/10/2011 9:09:25 AM
Nerdster1$25.052/10/2011 9:16:47 AM
EarlyRiser$250.002/10/2011 10:46:33 AM
nickel-hickory$50.002/10/2011 9:24:37 AM
RyanM561$25.002/10/2011 9:26:31 AM
realtormoises$25.002/10/2011 9:47:50 AM
Kash2010lu$25.002/10/2011 10:02:05 AM
favorite-commerce$50.002/10/2011 10:15:44 AM
integrity-statue$50.002/10/2011 11:02:10 AM
ohmarkybaby$25.002/10/2011 12:20:04 PM
responsible-worth113$25.002/10/2011 3:54:36 PM
sturdy-peace9$75.002/10/2011 2:28:43 PM
dime-violin$30.002/10/2011 5:03:18 PM
57 Investments
 
Borrower Payment Dependent Notes Series 492620
This series of Notes was issued and sold upon the funding of the borrower loan #47000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $102.05
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1994 Debt/Income ratio: 6%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 15 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: ingenious-affluence078 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to help repair carport that was not covered by insurance policy?

My financial situation:
I am a good candidate for this loan because I have a full-time job with a guarantee of a minumun of 40 hours per week?

Monthly net income: $
2000+
Monthly expenses: $
??Housing: $ 861.26
??Insurance: $ escrow
??Car expenses: $ paid in full
??Utilities: $ 100.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ none
??Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$50.002/7/2011 5:01:36 PM
sensible-order2$100.002/7/2011 5:02:32 PM
simplelender80$200.002/7/2011 5:02:42 PM
Kash2010lu$28.002/7/2011 5:03:46 PM
profit-powerplant$25.002/7/2011 5:07:16 PM
authoritative-platinum7$25.002/7/2011 5:07:28 PM
finance-prescription$50.002/7/2011 5:09:51 PM
suave-dime6$25.002/7/2011 5:01:12 PM
CashFlow13$100.002/7/2011 5:03:36 PM
jazzlender$25.002/7/2011 5:03:18 PM
orderly-leverage$50.002/7/2011 5:05:30 PM
HamachiMan$50.002/7/2011 5:06:09 PM
Investoman$50.002/7/2011 5:08:20 PM
musegaze$100.002/7/2011 5:09:17 PM
AF-Chief$35.332/7/2011 5:09:49 PM
benjamins-utopia$50.002/7/2011 5:09:34 PM
Artist_Blue$25.002/8/2011 6:07:42 AM
Scotcha$50.002/7/2011 9:05:54 PM
loanman2007$25.002/8/2011 5:56:08 AM
stable-bonus$25.002/8/2011 6:24:21 AM
forthright-trade$25.002/8/2011 10:13:56 AM
leverage-monger$25.002/8/2011 8:07:52 AM
dynamic-platinum$25.002/8/2011 1:08:08 PM
indomitable-dedication$50.002/8/2011 1:30:58 PM
SolarMoonshine$25.002/8/2011 3:55:33 PM
ProjectVenture$50.002/8/2011 4:30:08 PM
Bob450$25.002/8/2011 5:24:45 PM
LuvToLend$25.002/8/2011 5:40:41 PM
HammerSmith$25.002/8/2011 5:47:16 PM
gain-equator$25.002/7/2011 5:06:59 PM
genius520$100.002/7/2011 5:08:21 PM
reflective-rupee$25.772/7/2011 5:00:37 PM
competent-p2p$30.002/7/2011 5:03:50 PM
commitment-orbiter5$50.002/7/2011 8:06:15 PM
papaloha$25.002/7/2011 5:08:51 PM
deegeeman$50.002/7/2011 5:08:13 PM
taetrade$25.002/7/2011 6:30:41 PM
beakerfish$50.002/7/2011 6:44:24 PM
glenium$25.002/8/2011 3:21:55 AM
a-finance-nirvana$25.002/8/2011 1:07:25 AM
exchange-squirrel$25.002/8/2011 2:07:19 AM
interstellar$75.002/8/2011 6:07:45 AM
greencat$50.002/8/2011 7:05:35 AM
Astyanax$45.002/8/2011 11:05:55 AM
wealth-competitor$25.002/8/2011 4:10:58 PM
important-openness1$50.002/8/2011 1:37:40 PM
liberty-society5$25.002/8/2011 5:34:15 PM
zorg77$25.002/8/2011 6:13:28 PM
kindness-launcher$304.902/8/2011 8:07:43 PM
Ananya$25.002/8/2011 7:27:29 PM
JiggaJoeyS$31.002/8/2011 6:28:22 PM
lenderrb$25.002/8/2011 6:41:02 PM
52 Investments
 
Borrower Payment Dependent Notes Series 492876
This series of Notes was issued and sold upon the funding of the borrower loan #47009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-05-2011 
Term: 60 months Listing End date:  Feb-14-2011 
 
Lender yield: 16.49% Borrower rate/APR: 17.49% / 18.91% Monthly payment: $376.75
 
Lender servicing fee: 1.00% Effective Yield*: 16.20%  
Estimated return*: 10.25%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1997 Debt/Income ratio: 12%
Credit score: 740-759 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 47 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $431Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: xantex Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan for TX. construction
Purpose of loan:
This loan will be used to fund an E-20 Greco rig used to insulate buildings and homes. Our construction co. already has homes schedualed out for construction to the end of the year in a great Texas economy. We will typically make $5000-$8000 per home with this unit gross and after we buy the foam and pay employees we will clear minimum $2000 net per job.

My financial situation:
I am a good candidate for this loan because I have good credit witch means i always take loans very seriously, I have a good job with a company that is growing and buying other companies.

Monthly net income: $ 1000

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 120
??Car expenses: $240
??Utilities: $ 250
??Phone, cable, internet: $ 350
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 50
??Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Did you misprint your income, only $1k? Your expense are quite a bit higher than your income. - Income-Scout
A: The $1,000. is the net after all expenses paid. My gross income is about $5200. a month. (Feb-06-2011)
Q: How quickly does it take to turn around a job and how many jobs do you do simultaneously? Also, why is your net income shown as only $1,000 per month yet $50k to $75k annually? - orange-impartial-asset
A: It only takes about 2-3 days to insulate a 2000 sqft. house. We are anticipating in the first year 1 house a month, but as we grow obviously it will go from there. We already have a couple of houses lined up and one is 4000 sqft. witch we should gross around 18,000. (Feb-06-2011)
Q: How is the real estate action say within 50 miles of you? Is the time from listing to sell shrinking? BTW, the request of net income usually refers to take home pay i.e. after the taxes, social security etc are deducted from gross pay to yield net. - mbf2234
A: First I want to say my first listing was canceled because I needed to update my current address. I don't know the rate of sales, but I do know that the oil field is eating up all the workers and that's always good for a TX economy. We are connected as personal friends to 2 contractors in the area that want us to get the equipment so that they can have the homes they build sprayed. Between them we should get 12-20 homes a year. The net you refer to is around 4300 per month. (Feb-12-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$100.002/5/2011 12:06:34 PM
CAGE-Investments$25.002/5/2011 12:09:48 PM
Tradesmanlender$35.002/5/2011 12:12:29 PM
enthralling-deal180$75.002/5/2011 12:01:46 PM
simplelender80$100.002/5/2011 12:05:50 PM
heavy_ax$25.002/5/2011 12:09:33 PM
fishintime$100.002/5/2011 12:10:13 PM
rolandweary$25.002/5/2011 12:10:54 PM
meenan$50.002/5/2011 12:11:50 PM
jenkris$25.002/5/2011 12:11:58 PM
HamachiMan$50.002/5/2011 12:12:10 PM
marketplace-cello5$25.002/5/2011 12:11:07 PM
sensible-order2$100.002/5/2011 12:11:22 PM
ASR3$50.002/5/2011 2:32:40 PM
liberty-society5$25.002/5/2011 12:12:59 PM
haplender$50.002/5/2011 12:14:55 PM
cash-reaction2$50.002/5/2011 12:15:15 PM
sprinter$50.002/5/2011 12:15:39 PM
LastLikeFirst$25.002/5/2011 2:31:16 PM
samaritan5$50.002/5/2011 4:20:46 PM
balance-force$35.002/5/2011 3:28:12 PM
Alittleluck$25.002/5/2011 4:48:08 PM
3_boyz$30.002/5/2011 3:55:46 PM
MrCoffee$25.002/6/2011 2:29:12 AM
GoldenGo4$50.002/6/2011 8:51:49 AM
Uncle_Scrooge$50.002/6/2011 1:21:24 PM
trustu$50.002/6/2011 8:31:33 PM
benjamins-utopia$100.002/7/2011 10:35:56 AM
melodious-fairness$50.002/7/2011 10:40:51 AM
agalt$75.002/7/2011 10:41:47 AM
AF-Chief$50.002/7/2011 12:06:40 PM
Ocean713$50.002/7/2011 2:51:28 PM
ijspence$25.002/7/2011 5:27:02 PM
BxRealtor$25.002/8/2011 8:36:45 AM
jamiee73$25.002/8/2011 6:06:22 AM
ramst41$25.002/8/2011 6:59:41 AM
upbeat-fund$25.002/8/2011 12:55:49 PM
bob_sacamano$25.002/8/2011 2:25:40 PM
orgy63$50.002/8/2011 4:50:42 PM
a-finance-nirvana$25.002/8/2011 5:33:38 PM
ursus$100.002/8/2011 5:34:58 PM
sensible-fund$50.002/8/2011 6:07:23 PM
mckhbnpc$30.002/8/2011 9:22:47 PM
Barak$50.002/9/2011 6:44:28 AM
silver-armada$50.002/8/2011 8:05:50 PM
GrayStudio$25.002/8/2011 11:10:56 PM
benefit-sniffer$26.272/9/2011 8:54:48 AM
monster4$50.002/9/2011 9:33:20 AM
bombay56$50.002/9/2011 10:05:45 PM
nbkrby1$100.002/10/2011 3:39:30 AM
colorfulgardener$25.002/10/2011 1:45:57 PM
jrbill1998$50.002/10/2011 4:47:13 PM
tomoe$25.002/10/2011 2:43:01 PM
Ivan2007$50.002/11/2011 1:00:00 AM
ptjg$50.002/11/2011 1:13:15 AM
flanative$50.002/10/2011 7:11:22 PM
Dahlozer$50.002/11/2011 6:03:23 AM
superpuppy$50.002/11/2011 6:40:59 AM
Yorker1776$50.002/10/2011 8:16:13 PM
turbobrat$50.002/11/2011 8:06:09 AM
Mark-7$50.002/11/2011 12:43:14 AM
lostontheedge$25.002/11/2011 9:32:16 AM
worthy-bid8$50.002/11/2011 6:06:23 AM
macjp123$25.002/11/2011 1:58:01 PM
MilitaryAV8R$25.002/11/2011 9:31:55 AM
murlirao2002$25.002/11/2011 10:10:57 AM
GreenHill$25.002/11/2011 9:56:01 AM
busnssmn$25.002/11/2011 11:00:45 AM
exchange-jet$25.002/11/2011 11:04:00 AM
credit-kahuna$50.002/11/2011 11:51:05 AM
kublai$25.002/11/2011 5:27:12 PM
wtrboy$50.002/11/2011 9:12:12 PM
astute-benjamins$25.002/11/2011 4:17:18 PM
Mariner3605$25.002/12/2011 1:33:08 AM
ayerobbie$50.002/11/2011 5:20:58 PM
honsbedh$25.002/11/2011 6:47:05 PM
mistertao$25.002/11/2011 9:45:49 PM
SpectrumCen$25.002/11/2011 10:45:44 PM
IIP77$25.002/12/2011 1:31:46 AM
Cheburashka$25.002/12/2011 1:32:30 AM
Leopoldine$25.002/12/2011 1:47:43 AM
myhrer$50.002/12/2011 1:50:26 AM
julijask$42.562/12/2011 2:15:39 AM
hrubinst$28.912/12/2011 2:17:17 AM
mbf2234$30.002/12/2011 3:54:55 AM
wwwUniversal$25.002/12/2011 11:59:09 AM
investment-comet$25.002/12/2011 2:59:22 AM
rjleves$25.002/12/2011 11:59:39 AM
tender-integrity3$60.622/12/2011 3:01:32 AM
Timex$50.002/12/2011 5:41:57 AM
red_spade$40.002/12/2011 12:01:47 PM
commitment-jedi4$25.002/12/2011 3:31:10 AM
ramblin$25.002/12/2011 5:55:44 AM
MARWARISETH$25.002/12/2011 7:46:24 AM
GoldenGo4$300.002/12/2011 6:43:34 AM
aztec$100.002/12/2011 1:42:44 PM
investment-tempo$38.332/12/2011 11:56:26 AM
fiddlerzvi$25.362/12/2011 11:56:15 AM
SMARTDISK$25.002/12/2011 9:25:41 PM
RoyFauntleroy$25.002/12/2011 12:06:13 PM
delicious-cash$25.002/12/2011 12:08:36 PM
legend717$25.002/12/2011 3:21:08 PM
52digital$50.002/12/2011 2:15:50 PM
dogbait$50.002/12/2011 3:31:57 PM
a-consummate-camaraderi$50.002/13/2011 3:59:55 PM
Eagledrop$25.002/13/2011 8:25:18 AM
yield-seeker$25.002/13/2011 9:25:17 AM
TBONE2008$60.002/13/2011 5:58:39 AM
Dweeberkitty1$25.002/13/2011 7:51:26 PM
elloboverde$25.002/13/2011 11:28:50 PM
lokiswolf$25.492/14/2011 1:05:51 AM
skiberdad$25.302/14/2011 1:06:36 AM
dynrep$50.002/13/2011 10:15:32 AM
commerce-yeller$30.002/13/2011 11:18:10 AM
Gandalf0001$25.002/13/2011 11:45:38 AM
janus_god$25.002/14/2011 6:50:31 AM
orange-dollar-guild$25.002/14/2011 7:56:11 AM
GCInvestments$25.002/13/2011 5:11:31 PM
fun2invest$25.002/13/2011 2:10:10 PM
lucrative-coin$50.002/13/2011 2:57:46 PM
jescowa$50.002/13/2011 5:35:34 PM
amitkj2000$50.002/13/2011 6:07:36 PM
Tasmir$25.002/13/2011 7:40:25 PM
ozlem$50.002/13/2011 9:51:09 PM
Beverly_Hills_Lender$25.002/14/2011 12:46:55 AM
jdwillcox$100.002/14/2011 2:46:21 AM
AnthonyPierreFund$25.002/14/2011 6:50:56 AM
brightest-supreme-dollar$50.002/14/2011 9:35:55 AM
Mindful7$25.002/14/2011 4:49:17 AM
janderz990$25.002/14/2011 10:00:43 AM
nprfan5$25.002/14/2011 10:02:02 AM
maldok1$25.002/14/2011 11:18:10 AM
VeteranLender$25.002/14/2011 2:32:37 PM
red-unequivocal-finance$25.002/14/2011 2:32:44 PM
william44$25.002/14/2011 2:32:50 PM
historic-fund$50.002/14/2011 2:32:58 PM
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bookloverInCA$50.002/14/2011 2:33:13 PM
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LenderFish$50.002/14/2011 2:33:47 PM
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AFFlyboy$50.002/14/2011 2:34:42 PM
TheBaldGuy$25.002/14/2011 9:35:45 AM
ThomasC$50.002/14/2011 2:34:53 PM
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maule$25.002/14/2011 2:36:08 PM
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JoyfulVegetarian$25.002/14/2011 2:36:47 PM
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frobin$25.002/14/2011 2:33:19 PM
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must32wind$50.002/14/2011 2:33:33 PM
TommyTucker$50.002/14/2011 2:33:54 PM
Crisscross$25.002/14/2011 2:34:56 PM
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AdamDB$25.002/14/2011 2:36:27 PM
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Rzrwire$25.002/14/2011 2:36:56 PM
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BuckeyeGuy$50.002/14/2011 2:36:31 PM
generosity-giraffe0$50.002/14/2011 2:36:46 PM
thundermustard$50.002/14/2011 2:36:57 PM
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tech310$50.002/5/2011 12:07:03 PM
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versatilenyguy$50.002/5/2011 12:16:47 PM
grf1945$35.002/5/2011 1:16:24 PM
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fairness-kayak$25.002/5/2011 3:41:39 PM
jybank$25.002/5/2011 3:42:22 PM
genius520$100.002/5/2011 8:20:57 PM
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radforj22$25.002/7/2011 4:45:49 PM
Artist_Blue$25.002/7/2011 3:33:40 PM
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pdxKurt$50.002/8/2011 6:18:24 PM
lenderrb$35.002/8/2011 6:41:06 PM
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irrelevant$50.002/9/2011 7:01:31 AM
smear87$25.002/8/2011 10:11:02 PM
Iwantahelp$25.002/9/2011 7:12:21 AM
mls$100.002/9/2011 8:25:48 AM
aquarexbi$50.002/9/2011 12:57:26 PM
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ClearLake$25.002/11/2011 12:59:54 AM
GElender$49.372/11/2011 1:30:27 AM
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generous-deal6$50.002/13/2011 12:51:28 AM
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compwhiz$25.002/12/2011 12:47:13 PM
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mtp$50.002/12/2011 3:35:45 PM
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Young-Y$25.002/13/2011 9:18:10 AM
Hogan55$50.002/13/2011 1:23:11 AM
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asset-pilot$50.002/13/2011 7:55:14 PM
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FinanceEngine$25.002/13/2011 9:09:54 AM
totoro$25.002/14/2011 1:06:17 AM
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redx$25.002/14/2011 2:32:33 PM
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note-farm4$50.002/14/2011 2:32:47 PM
Fruityvine$25.002/14/2011 2:32:54 PM
gangusron$50.002/14/2011 2:33:02 PM
equallender$50.002/14/2011 9:32:34 AM
ddogs$50.002/14/2011 2:33:12 PM
AxionMan05$50.002/14/2011 2:33:16 PM
bid-computer$25.002/14/2011 2:33:38 PM
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jacmar$25.002/14/2011 2:36:53 PM
Okeey$25.002/14/2011 2:37:05 PM
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awwaww$50.002/14/2011 9:34:57 AM
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SCTrojangirl$50.002/14/2011 2:37:08 PM
bullwink27$25.002/14/2011 2:32:16 PM
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Millmanator$25.002/14/2011 2:32:35 PM
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ClarityFinancial$25.002/14/2011 2:33:10 PM
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red-robust-rupee$25.002/14/2011 2:36:51 PM
marketrateinvestor$25.002/14/2011 2:37:03 PM
371 Investments
 
Borrower Payment Dependent Notes Series 492942
This series of Notes was issued and sold upon the funding of the borrower loan #47118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $516.24
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-2004 Debt/Income ratio: 7%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,150Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: paulkariya Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Great credit, please help
Purpose of loan:
This loan will be used to consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because I am safely employed and do not have any dependents. I have a great credit rating but simply need to consolidate my credit card debt to get a little breathing room.

Monthly net income: $2,000

Monthly expenses: $2,500
??Housing: $1,700
??Insurance: $0
??Car expenses: $0
??Utilities: $50
??Phone, cable, internet: $50
??Food, entertainment: $200
??Clothing, household expenses $0
??Credit cards and other loans: $500
??Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. A few questions. You note your income is $100k+, but monthly income is only $2k? And your expenses are 25% greater than your income? That doesn't seem to add up to me. Please explain. - newest-funds-powerplant
A: Hi, I took that question to be monthly net income, as in post expenses. I get two paychecks a month which after taxes, retirement contributions, and other pre-tax deductions come out to around $4,500. Then I have $2,500 in expenses for an average month, leaving $2,000 net income. Please let me know if you have any additional questions. (Feb-06-2011)
Q: Please list the debts you would like to consolidate with this loan, including outstanding balance, APR, and current minimum monthly payments. - newest-funds-powerplant
A: There are two credit cards that I would use this loan to pay off. The first has an outstanding balance of 7k, APR of 23.99%, and minimum monthly payment of $75. The second is 8k, 16.99%, $100. I've been paying about $250 on each per month. (Feb-06-2011)
Q: How does a monthly income of $4,500 come out to $100,000+ a year? - Corellia
A: I get two paychecks per month. Each paycheck starts at $4,150. Before it hits my bank account, there are numerous deductions -- I contribute a big chunk to my 401k, health insurance, and other pretax plans such as wageworks for transportation, and then taxes come in. After all of this, my actual take home pay is closer to $2,250 each pay cycle. (Feb-12-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
commerce-yeller$25.002/6/2011 12:04:06 PM
impressive-credit431$100.002/6/2011 12:08:50 PM
HamachiMan$50.002/6/2011 12:10:49 PM
Tradesmanlender$35.002/6/2011 12:10:56 PM
haplender$50.002/6/2011 12:13:02 PM
cash-reaction2$50.002/6/2011 12:13:20 PM
grf1945$35.002/6/2011 12:14:45 PM
jazzlender$25.002/6/2011 12:04:23 PM
kulender$100.002/6/2011 12:05:09 PM
vigilance-revolutionary$50.002/6/2011 12:08:47 PM
american6$100.002/6/2011 12:09:08 PM
be_wise$25.002/6/2011 12:08:40 PM
jenkris$25.002/6/2011 12:10:35 PM
sensible-order2$100.002/6/2011 12:09:47 PM
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meenan$50.002/6/2011 12:10:27 PM
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ladybird1$50.002/6/2011 12:12:45 PM
vutah$25.002/6/2011 7:43:40 PM
RyanTH9893$25.002/6/2011 8:30:44 PM
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Ocean713$50.002/7/2011 3:27:17 PM
Molson Bank & Trust$50.002/7/2011 11:57:58 AM
hopeful-truth5$400.002/7/2011 12:37:19 PM
AF-Chief$50.002/7/2011 12:06:50 PM
sensible-fund$50.002/7/2011 3:08:39 PM
mykkai$25.002/7/2011 8:17:28 PM
LightTheWay$50.002/7/2011 11:46:23 PM
blissful-penny$25.002/7/2011 11:06:48 PM
otto1939$50.002/8/2011 9:17:04 AM
upbeat-fund$25.002/8/2011 12:55:52 PM
Uncle_Scrooge$50.002/8/2011 2:25:54 PM
a-restless-dollar$150.002/8/2011 12:12:27 PM
adventurous-commerce$25.002/8/2011 2:26:07 PM
rkhrdjp$25.002/8/2011 5:48:11 PM
Clambake$100.002/8/2011 6:12:31 PM
balance-force$34.002/8/2011 8:05:14 PM
LendingSingularity$150.002/8/2011 10:51:04 PM
excellent-loan8$25.002/8/2011 7:57:00 PM
pythia$25.002/9/2011 2:56:38 AM
GrayStudio$25.002/8/2011 11:11:00 PM
Edge-City$25.002/8/2011 8:48:42 PM
loanman2007$50.002/9/2011 5:02:45 AM
12Knocksinna$25.002/9/2011 5:49:58 AM
Barak$50.002/9/2011 6:44:42 AM
aquarexbi$50.002/9/2011 12:57:29 PM
RuleOf70$30.002/9/2011 9:45:03 AM
dt_one$25.002/9/2011 11:31:10 AM
DasMula$38.842/9/2011 12:03:29 PM
marinbb$50.002/9/2011 6:55:17 PM
bankrushing$26.012/10/2011 12:24:25 AM
don8ter$25.002/10/2011 7:57:02 AM
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katnmouse$30.002/10/2011 8:59:23 AM
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dime-smasher5$25.002/9/2011 8:26:36 PM
contract-student2$50.002/10/2011 7:08:32 AM
vinyl117$36.002/10/2011 7:18:40 AM
CirC$57.782/10/2011 11:37:47 AM
doopers$25.002/10/2011 8:06:00 AM
tomoe$25.002/10/2011 2:40:32 PM
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Sol_Invictus$25.002/10/2011 3:58:01 PM
Yorker1776$50.002/10/2011 8:16:15 PM
jrbill1998$50.002/10/2011 4:47:19 PM
corporatejim$50.002/11/2011 3:27:42 AM
worthy-bid8$50.002/11/2011 6:06:25 AM
Mark-7$50.002/11/2011 12:43:19 AM
integrity-doctor$100.002/11/2011 8:33:39 AM
debt-force$25.002/11/2011 6:03:33 AM
dasbuntenheim$48.982/11/2011 10:04:55 AM
equitable-p2ploan8$25.002/11/2011 10:22:05 AM
bigphish$25.002/11/2011 11:30:55 AM
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jpblan11$25.002/11/2011 9:25:07 AM
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lostontheedge$25.002/11/2011 9:32:19 AM
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JFKPilot$25.002/11/2011 12:02:00 PM
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loan-master996$50.002/11/2011 6:46:53 PM
honsbedh$25.002/11/2011 6:47:08 PM
mistering$100.002/11/2011 2:08:22 PM
nalaari$25.002/12/2011 2:50:27 AM
IIP77$25.002/12/2011 6:20:35 AM
wtrboy$50.002/11/2011 9:12:16 PM
SpectrumCen$25.002/11/2011 10:45:46 PM
spiff666$25.002/12/2011 8:41:53 AM
myhrer$50.002/12/2011 1:50:30 AM
BankofBeth$25.002/12/2011 9:47:19 AM
pnace$35.002/12/2011 10:36:34 AM
Gibbyland$50.002/12/2011 2:19:20 AM
Mailman2004$50.002/12/2011 5:52:32 AM
interstellar$75.002/12/2011 5:55:36 AM
sfrancis88ws$200.002/12/2011 6:19:54 AM
Timex$50.002/12/2011 5:41:59 AM
MARWARISETH$25.002/12/2011 7:46:27 AM
Leshan$69.552/12/2011 7:08:34 AM
MicroAssetsLending$50.002/12/2011 12:19:17 PM
astute-benjamins$25.002/12/2011 12:30:08 PM
first-serene-credit$25.002/12/2011 8:57:51 AM
Viamin$25.002/12/2011 11:06:17 AM
BxRealtor$25.002/12/2011 9:23:15 AM
1phantom$25.002/12/2011 10:33:34 AM
mtp$50.002/12/2011 3:35:48 PM
blooming-kindness$25.002/12/2011 4:07:14 PM
CASSHMAN$50.002/12/2011 11:39:56 AM
Eagledrop$25.002/13/2011 8:25:23 AM
ClearLake$25.002/12/2011 12:05:59 PM
studious-bonus7$100.002/12/2011 12:06:24 PM
organized-payment6$50.002/13/2011 9:17:47 AM
hitsman$50.002/12/2011 12:07:34 PM
fair_rates$25.002/12/2011 1:41:28 PM
legend717$25.002/12/2011 3:21:12 PM
dogbait$50.002/12/2011 3:31:58 PM
aztec$100.002/12/2011 1:41:12 PM
kushka$25.002/12/2011 1:44:26 PM
wwwUniversal$25.002/13/2011 2:40:16 PM
generous-deal6$50.002/13/2011 12:51:39 AM
jescowa$50.002/13/2011 5:35:38 PM
amitkj2000$50.002/13/2011 6:07:39 PM
magical-investment$25.002/13/2011 7:04:15 PM
Dweeberkitty1$25.002/13/2011 7:51:28 PM
loyalist1$150.002/13/2011 8:30:12 AM
worth-excellence4$25.002/13/2011 9:04:41 AM
Young-Y$25.002/13/2011 9:18:15 AM
dynrep$100.002/13/2011 10:04:07 AM
ScottCapital$25.002/14/2011 6:23:08 AM
thankful-nickel2$25.002/13/2011 3:46:23 PM
asset-pilot$50.002/13/2011 7:55:15 PM
GCInvestments$25.002/13/2011 5:20:50 PM
money-aggregator7$25.002/13/2011 11:32:57 PM
Beverly_Hills_Lender$25.002/14/2011 12:47:05 AM
order-wizard$39.392/13/2011 8:50:11 PM
scredneck$50.002/14/2011 6:23:07 AM
microfunder$25.002/14/2011 9:34:53 AM
ijspence$25.002/14/2011 1:45:40 PM
engaging-worth$25.002/14/2011 2:01:44 PM
nilonc1$25.002/14/2011 9:16:51 AM
silver-armada$50.002/14/2011 2:38:47 PM
boylezz$50.002/14/2011 2:39:13 PM
indomitable-coin$25.002/14/2011 2:40:58 PM
maldok1$25.002/14/2011 11:18:17 AM
debt_helper$25.002/14/2011 9:35:12 AM
captainzero$75.882/14/2011 11:49:38 AM
brightest-supreme-dollar$50.002/14/2011 9:35:57 AM
easylivin$25.002/14/2011 12:23:24 PM
6moonbeams$25.002/14/2011 10:00:53 AM
helpingyou1$31.662/14/2011 3:38:08 PM
toocautious$47.332/14/2011 1:07:16 PM
orgy63$50.002/14/2011 1:45:43 PM
JTRADER056$65.002/14/2011 1:57:14 PM
restless-currency$40.002/14/2011 11:57:22 AM
smittyswim$50.002/14/2011 12:38:16 PM
Happyhourcomics$25.002/14/2011 12:45:54 PM
emjo1219$25.002/14/2011 1:14:10 PM
Gyroman$50.002/14/2011 1:18:50 PM
economy-caper9$25.002/14/2011 2:37:18 PM
bob_sacamano$25.002/14/2011 2:39:50 PM
ALVO$50.002/14/2011 2:44:22 PM
Sefotonga$25.002/14/2011 2:36:23 PM
buukyak$79.792/14/2011 3:48:23 PM
gracej$25.002/14/2011 2:44:23 PM
simplelender80$100.002/6/2011 12:04:49 PM
marketplace-cello5$25.002/6/2011 12:09:21 PM
peripatetic$25.002/6/2011 12:09:58 PM
skuba$50.002/6/2011 12:13:53 PM
enthralling-deal180$75.002/6/2011 12:03:30 PM
kmr2$100.002/6/2011 12:16:13 PM
upbeat-finance8$25.002/6/2011 12:17:48 PM
tech310$50.002/6/2011 12:07:08 PM
velocity-solo$50.002/6/2011 12:08:59 PM
enchanted-yield4$50.002/6/2011 12:09:02 PM
fishintime$100.002/6/2011 12:08:55 PM
newest-funds-powerplant$50.002/6/2011 2:37:44 PM
gain-equator$25.002/6/2011 12:11:48 PM
liberty-society5$25.002/6/2011 12:11:20 PM
Reddy_Capital$25.002/6/2011 6:27:55 PM
genius520$100.002/6/2011 12:16:00 PM
sincerlyyours$200.002/6/2011 12:54:36 PM
reflective-rupee$100.872/6/2011 8:17:34 PM
trustu$50.002/6/2011 8:31:38 PM
crawfishcentral$25.002/7/2011 5:28:11 AM
seabassx$25.002/7/2011 7:32:49 AM
moneysong$100.002/7/2011 7:41:07 AM
Cherrypicker$50.002/7/2011 11:10:15 AM
agalt$75.002/7/2011 10:41:51 AM
rbotterbLLC$25.002/7/2011 1:24:40 PM
upbeat-finance8$25.002/7/2011 2:51:36 PM
organized-dedication9$50.002/7/2011 5:12:08 PM
EasternLender$30.002/7/2011 5:45:15 PM
radforj22$25.002/7/2011 4:45:54 PM
GoldenGo4$50.002/7/2011 3:41:17 PM
tutnyce$100.002/7/2011 5:21:39 PM
jamiee73$25.002/8/2011 6:06:26 AM
Artist_Blue$25.002/8/2011 6:07:55 AM
chestnut4$25.002/8/2011 8:17:04 AM
octoberfresh$25.002/8/2011 2:25:38 PM
sprinter$50.002/8/2011 2:25:53 PM
fairness-kayak$25.002/8/2011 2:25:46 PM
intuitive-integrity9$50.002/8/2011 4:32:47 PM
rolandweary$25.002/8/2011 4:50:20 PM
cgoca$25.002/8/2011 5:35:54 PM
systemlender$100.002/8/2011 6:03:31 PM
heavy_ax$25.002/8/2011 6:05:28 PM
orderly-leverage$100.002/8/2011 6:21:05 PM
a-finance-nirvana$25.002/8/2011 6:21:09 PM
superb-funds335$25.002/8/2011 8:30:53 PM
lenderrb$35.002/8/2011 6:41:11 PM
irrelevant$50.002/9/2011 7:01:34 AM
ursus$100.002/8/2011 10:24:33 PM
mls$68.642/9/2011 8:25:51 AM
friendly-market5$25.002/9/2011 5:44:07 AM
mingthemink$25.002/9/2011 2:14:13 AM
Nerdster1$25.052/9/2011 9:19:34 AM
selector568$50.002/9/2011 9:55:51 AM
CashBank$25.002/9/2011 8:51:45 AM
chameleon125$25.002/9/2011 7:04:29 AM
Iwantahelp$25.002/9/2011 7:12:24 AM
la_tim$50.002/9/2011 2:30:58 PM
Wart126$25.002/9/2011 3:57:14 PM
monster4$50.002/9/2011 9:33:28 AM
bombay56$50.002/9/2011 10:05:47 PM
buffalobills$25.002/10/2011 8:09:18 AM
friendinmoney$34.192/10/2011 8:14:34 AM
John_Galt$55.002/9/2011 8:13:06 PM
powerful-finance7$25.002/10/2011 12:53:20 AM
pdxKurt$27.082/10/2011 12:52:54 AM
kind-important-liberty9$25.002/10/2011 8:39:33 AM
ultimate-trade896$50.002/10/2011 9:32:02 AM
euro-deployment$25.002/10/2011 10:11:17 AM
benevolent-asset$25.002/10/2011 9:28:43 AM
cash-queen$25.002/10/2011 11:58:57 AM
harperpotok$50.002/10/2011 1:36:04 PM
balanced-rupee$50.002/10/2011 6:26:01 PM
transformer855$50.002/10/2011 6:50:12 PM
mcs99$75.002/10/2011 4:11:19 PM
Techne_Funds_LLC$25.002/10/2011 5:05:43 PM
Dahlozer$50.002/11/2011 6:03:26 AM
sincere-balance$50.002/10/2011 5:46:40 PM
greenback-ally$50.002/10/2011 8:30:19 PM
GreenHill$25.002/11/2011 9:56:03 AM
superpuppy$50.002/11/2011 6:41:02 AM
JeffHoll$100.002/11/2011 7:00:18 AM
wise-silver-wonder$25.002/11/2011 7:11:32 AM
credit-kahuna$50.002/11/2011 11:51:12 AM
macjp123$25.002/11/2011 1:57:59 PM
kublai$25.002/11/2011 5:27:14 PM
Occhy$50.002/11/2011 7:52:06 PM
dsgfl1$100.002/11/2011 2:02:16 PM
saraven01$25.122/12/2011 4:49:25 AM
mistertao$25.002/11/2011 9:45:56 PM
dor$52.712/12/2011 1:24:09 AM
Ivan2007$28.392/12/2011 1:47:25 AM
ptjg$48.042/12/2011 2:02:58 AM
gold-sushi$25.002/12/2011 2:52:19 AM
crdcteng$50.002/12/2011 5:55:33 AM
yield-museum$52.002/12/2011 7:42:23 AM
impartial-deal$25.002/12/2011 8:32:59 AM
Grandmahoneybee$50.002/12/2011 8:40:14 AM
unfixer$50.002/12/2011 12:40:10 PM
ferdberfel$50.002/12/2011 8:32:13 AM
duty-windmill$25.002/12/2011 10:21:01 AM
quad$50.002/12/2011 2:03:21 PM
CASSHMAN$150.002/12/2011 11:37:25 AM
divergregg$40.002/12/2011 12:52:05 PM
all_of_that_one$29.402/12/2011 1:38:33 PM
52digital$50.002/12/2011 2:15:54 PM
delicious-cash$25.002/12/2011 12:08:37 PM
compwhiz$25.002/12/2011 12:47:18 PM
fallentimbers$25.002/12/2011 4:14:40 PM
rich329$25.002/12/2011 3:17:46 PM
PotBellyPete$150.002/13/2011 2:32:26 PM
Gold-y-locks$175.002/12/2011 5:58:58 PM
12Knocksinna$25.822/13/2011 2:01:59 AM
a-consummate-camaraderi$50.002/13/2011 3:59:57 PM
GMPK_TLAS$50.002/12/2011 6:25:48 PM
LaBamba$25.002/13/2011 4:31:36 PM
GoldenGo4$200.002/12/2011 7:16:00 PM
theboat$25.002/12/2011 8:35:51 PM
Purple11$50.002/12/2011 9:25:46 PM
FinanceEngine$25.002/13/2011 9:06:11 AM
reward-motion$25.002/13/2011 4:51:32 AM
walkerp$25.002/13/2011 10:05:06 AM
treasure-ace$25.002/13/2011 10:12:38 AM
tomdooley12520$25.002/14/2011 4:52:02 AM
golden-platinum7$25.002/14/2011 6:34:53 AM
vest_vortex$25.002/13/2011 1:18:08 PM
guardian3$30.002/13/2011 2:26:37 PM
lucrative-coin$50.002/13/2011 2:57:49 PM
efficient-treasure0$25.002/13/2011 3:05:53 PM
fervent-reward0$50.002/13/2011 8:20:07 PM
penny-finder$30.592/13/2011 9:41:52 PM
dollardave$100.002/14/2011 9:30:13 AM
beaker$25.002/14/2011 7:22:49 AM
jdwillcox$100.002/14/2011 2:46:25 AM
buvaet$25.002/14/2011 4:57:57 AM
nprfan5$25.002/14/2011 10:02:08 AM
janus_god$25.002/14/2011 6:50:59 AM
cash-mountain4$25.002/14/2011 10:34:14 AM
elegant-capital$25.002/14/2011 8:19:09 AM
calkidd05$25.002/14/2011 2:40:20 PM
unassassinable$25.002/14/2011 2:43:09 PM
amusement4$100.002/14/2011 11:02:32 AM
GElender$41.382/14/2011 2:44:53 PM
TheBaldGuy$25.002/14/2011 9:35:46 AM
SkinnyFish$50.002/14/2011 11:59:41 AM
badgermom$25.002/14/2011 2:47:25 PM
valiant-money$25.002/14/2011 3:25:43 PM
versatilenyguy$50.002/14/2011 1:45:26 PM
tranquil-note7$25.002/14/2011 10:25:30 AM
greenback-porcelain2$25.002/14/2011 11:47:07 AM
DJC4$25.002/14/2011 1:00:32 PM
hopethisworks$50.002/14/2011 2:39:49 PM
zevonyc$25.002/14/2011 2:33:01 PM
rjleves$25.002/14/2011 2:44:39 PM
Snoopylover$25.002/14/2011 2:45:11 PM
dogchow$52.092/14/2011 2:38:21 PM
point-shooter$50.002/14/2011 2:39:30 PM
fcukciti$35.002/14/2011 2:39:45 PM
TeamRamRod$41.642/14/2011 2:58:53 PM
323 Investments
 
Borrower Payment Dependent Notes Series 493040
This series of Notes was issued and sold upon the funding of the borrower loan #46988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-06-2011 
Term: 36 months Listing End date:  Feb-08-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1988 Debt/Income ratio: 29%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 20Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,766Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: top-delectable-bid Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
fix roof
Purpose of loan:
This loan will be used to? roof repair and double pane windows

My financial situation:
I am a good candidate for this loan because? I have never faulted on a loan of ANY kind in my life.

Monthly net income: $ 6500

Monthly expenses: $ 4500
??Housing: $ 2447.00

??Car expenses: $ 1000
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi- I was wondering what items are on your revolving credit balance. Also, have you already got a quote for the job? Thanks! - diversification-maple1
A: My wife and I have been blessed with adopting 4 children in the last 5 years. Ages range from new born to teenage years.( they are from a family member). So its been quite a scramble with clothes, furniture, bigger house and so on. Some things went on credit cards. With being in my 50's, we weren't prepared for kids.The roof repair and double pane windows will run around 10- 12,000$. (Feb-07-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 369,000 is the mortgage. The market value is 370,000. (Feb-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$200.002/6/2011 12:05:04 PM
nickel-hickory$25.002/6/2011 12:08:00 PM
Kash2010lu$54.002/6/2011 12:03:39 PM
Investoman$50.002/6/2011 12:15:34 PM
genius520$100.002/6/2011 12:15:53 PM
sensible-order2$100.002/6/2011 12:04:39 PM
jazzlender$25.002/6/2011 12:05:30 PM
orderly-leverage$50.002/6/2011 12:09:40 PM
good4loan$25.002/6/2011 5:45:15 PM
profit-powerplant$25.002/6/2011 12:12:24 PM
droopie1$25.002/6/2011 12:18:30 PM
ASR3$35.002/6/2011 12:15:12 PM
nodebt2012$25.002/6/2011 12:18:07 PM
SolarMoonshine$25.002/6/2011 1:16:23 PM
JustMee$25.002/6/2011 1:20:37 PM
loanman2007$175.002/7/2011 5:13:06 AM
impala6464$100.002/6/2011 6:58:17 PM
papaloha$25.002/6/2011 7:11:07 PM
greencat$50.002/7/2011 7:21:40 AM
benjamins-utopia$50.002/7/2011 10:36:59 AM
red-favorable-basis$25.002/7/2011 10:42:01 AM
finance-prescription$50.002/7/2011 2:43:19 PM
Artist_Blue$25.002/7/2011 12:00:48 PM
AF-Chief$50.002/7/2011 12:02:00 PM
autonomous-truth$50.002/7/2011 1:47:38 PM
bronzmajom$25.002/7/2011 2:42:23 PM
TeaHouseFinance$25.002/7/2011 3:10:45 PM
new0rleans$25.002/7/2011 4:19:31 PM
loyaltyologist$25.002/7/2011 5:58:13 PM
master648$30.002/7/2011 7:32:24 PM
commitment-orbiter5$50.002/7/2011 8:06:06 PM
open-minded-fund9$200.002/7/2011 8:18:31 PM
onecooldrink$25.002/7/2011 11:53:13 PM
dws2380$25.002/7/2011 6:09:26 PM
realtormoises$25.002/7/2011 8:10:40 PM
well-mannered-income3$60.002/8/2011 6:29:21 AM
LKCGICG$25.002/7/2011 11:03:03 PM
HammerSmith$25.002/7/2011 9:24:33 PM
open-minded-fund9$300.002/7/2011 10:45:18 PM
Bob450$25.002/8/2011 12:53:56 AM
nodebt2012$46.632/8/2011 5:54:56 AM
travels536$35.002/8/2011 5:17:19 AM
foothillender$25.002/8/2011 6:58:18 AM
Makingitrain$25.002/8/2011 9:32:34 AM
myhelper$25.002/8/2011 8:23:05 AM
Leshan$25.002/8/2011 8:28:31 AM
druidpoet$25.002/8/2011 12:00:42 PM
farmn$25.002/8/2011 1:56:28 PM
brightest-dignified-penny$25.002/8/2011 4:00:56 PM
valiant-money$35.002/8/2011 4:20:01 PM
bold-direct-asset$50.002/8/2011 4:55:43 PM
social-heart$50.002/8/2011 5:13:00 PM
JauaFlash$25.002/8/2011 5:14:42 PM
suave-dime6$25.002/6/2011 12:10:21 PM
liberty-society5$25.002/6/2011 12:11:25 PM
gain-equator$25.002/6/2011 12:12:01 PM
SFBank$200.002/6/2011 12:02:15 PM
debt-force$25.002/6/2011 12:13:37 PM
kulender$50.002/6/2011 12:03:22 PM
selector568$100.002/6/2011 12:03:36 PM
2grindstones$25.002/6/2011 1:36:58 PM
HamachiMan$50.002/6/2011 12:10:53 PM
jwsun90$200.002/6/2011 4:50:38 PM
authoritative-platinum7$25.002/6/2011 12:12:34 PM
witty-openness$25.002/6/2011 5:00:24 PM
thrifty-capital$25.002/6/2011 7:55:51 PM
deegeeman$50.002/6/2011 12:15:05 PM
reflective-rupee$1,000.772/6/2011 8:26:19 PM
upbeat-finance8$25.002/6/2011 12:21:05 PM
DasMula$77.002/6/2011 1:09:11 PM
RyanM561$25.002/7/2011 5:45:54 AM
festeringsnot$25.002/6/2011 6:53:02 PM
investment-artist$25.002/7/2011 8:56:14 AM
larryboy10$25.002/6/2011 8:05:22 PM
VJ_Financial$55.012/7/2011 5:57:51 AM
favorite-commerce$50.002/7/2011 6:51:50 AM
buffalobills$25.002/7/2011 8:31:28 AM
liberty-magnate$25.002/7/2011 9:18:23 AM
musegaze$100.002/7/2011 9:38:04 AM
hopeful-truth5$300.002/7/2011 12:08:35 PM
exciting-fairness$200.002/7/2011 12:34:52 PM
yield-aurora4$100.002/7/2011 10:09:39 AM
aquistoyraul$25.002/7/2011 2:45:03 PM
Moe87$25.002/7/2011 3:12:59 PM
Shining-Star$200.002/7/2011 10:36:37 AM
restless-dime$25.002/7/2011 11:39:50 AM
diversification-maple1$25.002/7/2011 12:41:21 PM
S-Master$50.002/7/2011 12:41:07 PM
tigercat$50.002/7/2011 3:55:33 PM
nickel-hickory$50.002/7/2011 2:35:42 PM
nickel-hickory$50.002/7/2011 2:35:34 PM
bluehen00$35.002/7/2011 3:10:44 PM
loss-of-control$100.002/7/2011 7:19:41 PM
blissful-penny$25.002/7/2011 10:49:15 PM
beakerfish$100.002/7/2011 6:43:17 PM
realestate6606$150.002/8/2011 5:42:05 AM
worldpower2$25.002/8/2011 6:25:30 AM
sweet-payout5$25.002/8/2011 7:58:44 AM
ramst41$25.002/8/2011 7:02:23 AM
Toastmaster007$25.002/8/2011 7:23:27 AM
payout-bridge$250.002/8/2011 7:46:17 AM
sturdy-peace9$75.002/8/2011 8:11:02 AM
point-pinnacle$25.002/8/2011 1:19:50 PM
a-restless-dollar$75.002/8/2011 12:20:44 PM
important-openness1$50.002/8/2011 1:37:37 PM
indomitable-dedication$50.002/8/2011 1:30:55 PM
Ocean713$50.002/8/2011 4:38:48 PM
EarlyRiser$250.002/8/2011 4:57:22 PM
340$27.952/8/2011 5:12:59 PM
well-rounded-dinero$33.642/8/2011 5:30:48 PM
110 Investments
 
Borrower Payment Dependent Notes Series 493252
This series of Notes was issued and sold upon the funding of the borrower loan #47155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $172.08
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2004 Debt/Income ratio: 16%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,063Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: urbane-nickel8 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal_Loan_Rick
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hello! I am interested in funding your loan. Could you please list the purpose of this loan and fill out the budget template. Thank you! - newest-funds-powerplant
A: Sure. I will pay-off one credit card debt and help out the financial emergency of my brother. My intension is to repay this loan within one year. (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/10/2011 9:01:38 AM
fishintime$100.002/10/2011 9:06:08 AM
bold-durability-drum$100.002/10/2011 9:07:11 AM
irrelevant$50.002/10/2011 9:08:55 AM
DasMula$25.002/10/2011 9:15:49 AM
favorite-commerce$50.002/10/2011 10:14:14 AM
vutah$50.002/10/2011 11:16:23 AM
JustMee$25.002/10/2011 12:05:12 PM
benjamins-utopia$100.002/10/2011 9:04:55 AM
melodious-fairness$100.002/10/2011 9:05:06 AM
selector568$226.382/10/2011 9:05:33 AM
commerce-yeller$25.002/10/2011 9:06:00 AM
sensible-order2$100.002/10/2011 9:06:40 AM
don8ter$25.002/10/2011 9:10:34 AM
dime-smasher5$25.002/10/2011 9:10:08 AM
american6$100.002/10/2011 4:23:00 PM
myworld701$25.002/10/2011 4:47:04 PM
SolarMoonshine$25.002/10/2011 5:10:10 PM
radforj22$25.002/10/2011 9:51:12 PM
chris668$25.002/11/2011 6:04:15 AM
bentonlending$25.002/11/2011 6:11:33 AM
FinanceEngine$25.002/11/2011 9:50:31 AM
macjp123$25.002/11/2011 1:57:23 PM
loosd$40.642/11/2011 2:56:40 PM
proper-loot3$25.002/11/2011 4:07:39 PM
loss-of-control$50.002/11/2011 4:17:35 PM
Nusk$44.412/11/2011 7:32:34 PM
Johnab$25.002/11/2011 8:18:01 PM
a-wealth-visionary$33.402/12/2011 7:28:31 AM
gdfp158$25.002/12/2011 8:13:07 AM
hitsman$50.002/12/2011 12:08:07 PM
sinner_c5$25.962/12/2011 10:38:08 AM
sweet-social2$56.712/12/2011 7:29:23 PM
buffalobills$25.002/12/2011 9:22:49 PM
aztec$50.002/12/2011 1:49:26 PM
shellback13$30.542/12/2011 6:32:01 PM
mirageseeker$200.002/12/2011 6:47:31 PM
EPInvestments$25.002/13/2011 2:44:55 PM
efficient-treasure0$25.002/13/2011 3:06:26 PM
TommyTucker$67.092/12/2011 7:55:40 PM
GCInvestments$25.002/13/2011 5:21:22 PM
all_of_that_one$35.002/13/2011 9:33:26 AM
JCPlending$100.002/13/2011 6:44:43 AM
vest_vortex$25.002/13/2011 1:20:08 PM
thankful-nickel2$25.002/13/2011 3:40:36 PM
jdwillcox$100.002/14/2011 2:46:56 AM
respectful-integrity3$25.002/14/2011 8:15:08 AM
BxRealtor$25.002/14/2011 8:22:36 AM
revenue-appraiser$25.002/14/2011 12:00:37 PM
John_Galt$55.002/14/2011 12:22:51 PM
order-wizard$25.002/14/2011 8:57:25 PM
first-pragmatic-note$25.002/14/2011 9:55:46 PM
orange-courageous-dedication$50.002/14/2011 4:53:15 PM
giantfan19$35.912/14/2011 7:51:06 PM
a-finance-nirvana$25.002/15/2011 2:37:07 AM
lendacity$25.002/15/2011 3:17:19 AM
rlaboy$25.002/15/2011 4:55:25 AM
MoneyForNothing$15.442/15/2011 6:39:08 AM
gain-equator$25.002/10/2011 9:07:22 AM
kmr2$100.002/10/2011 9:07:51 AM
ProjectVenture$50.002/10/2011 9:08:16 AM
sk10023$25.002/10/2011 9:09:53 AM
kulender$100.002/10/2011 9:04:46 AM
simplelender80$100.002/10/2011 9:05:21 AM
impressive-credit431$100.002/10/2011 9:06:03 AM
marketplace-cello5$25.002/10/2011 9:06:25 AM
HamachiMan$50.002/10/2011 9:06:48 AM
Tradesmanlender$35.002/10/2011 9:07:02 AM
genius520$100.002/10/2011 9:07:47 AM
jazzlender$25.002/10/2011 9:05:57 AM
velocity-solo$50.002/10/2011 9:06:15 AM
GrayStudio$25.002/10/2011 9:08:42 AM
one-midas$25.002/10/2011 9:16:24 AM
newest-funds-powerplant$25.002/10/2011 5:17:36 PM
RyanTH9893$25.002/10/2011 6:54:16 PM
RandyL3$25.002/11/2011 1:13:36 AM
loanman2007$75.002/11/2011 6:10:21 AM
FundMaker$25.002/11/2011 6:15:15 AM
brinabonzo$40.002/11/2011 5:25:47 AM
runner262$25.002/11/2011 9:32:44 AM
jayk63$25.002/11/2011 3:18:40 AM
Scotcha$50.002/11/2011 10:25:49 AM
SimpleChoice$25.002/11/2011 9:33:30 AM
justinology$25.002/11/2011 10:43:35 AM
DDS84$25.002/11/2011 11:08:29 AM
investment-artist$25.002/11/2011 3:33:54 PM
skuba$43.672/12/2011 12:46:16 AM
Grandmahoneybee$40.002/12/2011 8:44:06 AM
Leshan$25.002/12/2011 7:10:33 AM
wild-orange$50.002/12/2011 8:07:37 AM
emmeyP$25.002/12/2011 10:05:19 AM
coin-sphinx4$50.002/12/2011 11:22:25 AM
organized-payment6$50.002/13/2011 9:17:59 AM
hidavehi$25.012/13/2011 4:57:20 PM
penny-finder$25.002/13/2011 9:57:40 PM
wwwUniversal$25.002/14/2011 2:55:25 AM
Artist_Blue$25.002/14/2011 6:16:15 AM
goodhearted-basis4$25.002/14/2011 9:36:28 AM
Happyhourcomics$25.002/14/2011 12:47:13 PM
Sol_Invictus$25.002/14/2011 3:53:42 PM
Bank_of_E-Ville$25.002/14/2011 10:21:19 AM
smart-treasure$42.652/14/2011 4:34:32 PM
jenkris$25.002/14/2011 2:46:47 PM
BrLender$50.002/14/2011 4:25:17 PM
hollysee$75.002/14/2011 8:26:14 PM
Socorro_Capital_Partners$25.002/15/2011 1:18:59 AM
schreibp$31.272/15/2011 6:20:58 AM
onecooldrink$25.002/14/2011 11:50:53 PM
Drewkeeper$25.002/15/2011 2:01:34 AM
mammalian4$25.002/15/2011 4:47:18 AM
greenback-museum$25.002/15/2011 4:57:55 AM
eretro$25.922/15/2011 5:28:16 AM
WZ3190$25.002/15/2011 6:37:36 AM
jcw3rd$25.002/15/2011 6:39:02 AM
114 Investments
 
Borrower Payment Dependent Notes Series 493346
This series of Notes was issued and sold upon the funding of the borrower loan #46997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $212.26
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1980 Debt/Income ratio: 8%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:17y 10m
Amount delinquent: $103 Total credit lines: 30 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,052Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: diverse-dough574 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
randy_quick_loan
Purpose of loan:
This loan will be used to? Legal Fee for daughter court case

My financial situation:
I am a good candidate for this loan because? I just finish pay college cost and now have money available for payments.

Monthly net income: $ 5200

Monthly expenses: $
??Housing: $ 1537
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $ 220
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 622
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: wells fargo - balance $209,500.36 No second or heloc (whatever a heloc is) market value (zillow.com) $221,000 Market values have just started going up in the DC suburbs. I have a PDF file of the mortgage balance and zillow report if you wish to see it. And I can figure out how to send it it you. (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/9/2011 9:04:59 AM
simplelender80$100.002/9/2011 9:02:11 AM
kulender$100.002/9/2011 9:02:20 AM
jazzlender$25.002/9/2011 9:06:19 AM
orderly-leverage$50.002/9/2011 9:04:48 AM
Kreditorium$25.002/9/2011 9:36:17 AM
important-openness1$50.002/9/2011 9:06:15 AM
asset-professor$25.002/9/2011 4:07:04 PM
greencat$50.002/9/2011 9:36:02 AM
caNative$25.002/9/2011 11:02:10 AM
careful-compassion$25.002/9/2011 1:26:37 PM
zorg77$25.002/9/2011 5:06:23 PM
liberty-destiny3$25.002/9/2011 6:35:47 PM
vutah$25.002/9/2011 7:56:52 PM
Bob450$25.002/9/2011 8:55:55 PM
foothillender$25.002/10/2011 7:25:26 AM
Imageloan$75.002/10/2011 5:14:48 PM
worthy-bid8$50.002/11/2011 6:06:51 AM
btormc5$50.002/11/2011 11:58:31 AM
larryboy10$25.002/11/2011 9:46:32 AM
authoritative-platinum7$25.002/11/2011 12:18:13 PM
desertoasis$25.002/11/2011 8:15:45 PM
balance-force$25.002/11/2011 3:30:27 PM
bughead$25.002/11/2011 5:11:08 PM
money-bauble$100.002/12/2011 3:01:44 AM
bazaar-winner$25.002/11/2011 8:10:46 PM
Investoman$50.002/12/2011 3:07:58 AM
finance-mushroom$86.262/12/2011 3:07:24 AM
IIP77$25.002/12/2011 6:21:00 AM
bronzmajom$25.002/12/2011 7:51:33 AM
interstellar$75.002/12/2011 12:35:35 PM
vigorous-velocity$50.002/12/2011 2:16:05 PM
108lender$100.002/12/2011 12:32:23 PM
x27$25.002/13/2011 9:40:21 AM
fallentimbers$25.002/12/2011 4:18:09 PM
miked8303$25.002/13/2011 4:10:08 PM
velocity-solo$25.002/13/2011 8:05:34 AM
periko$25.002/12/2011 8:07:21 PM
GCInvestments$25.002/13/2011 5:20:20 PM
trade-goblin9$50.002/13/2011 6:10:00 AM
golffish2$100.002/14/2011 4:11:00 AM
golffish2$100.002/14/2011 6:32:57 AM
hidavehi$25.012/13/2011 4:54:57 PM
gold-cluster$100.002/13/2011 6:18:21 PM
emphatic-bonus5$25.002/13/2011 7:15:02 PM
exciting-fairness$200.002/13/2011 5:24:26 PM
helpful-credit156$25.002/13/2011 7:11:04 PM
John_Galt$77.002/13/2011 8:14:58 PM
umfan123$25.002/14/2011 6:17:11 AM
buvaet$25.002/14/2011 4:55:38 AM
Christophe$25.002/14/2011 7:15:56 AM
genius520$100.002/9/2011 9:05:42 AM
musegaze$100.002/9/2011 9:05:57 AM
finance-prescription$50.002/9/2011 9:06:07 AM
irrelevant$50.002/9/2011 9:07:16 AM
Jack55304$300.002/9/2011 9:07:20 AM
2grindstones$25.002/9/2011 9:10:23 AM
monster4$50.002/9/2011 9:32:58 AM
minddoc$25.002/9/2011 9:34:33 AM
lloyd_s$25.002/9/2011 9:34:56 AM
realtormoises$25.002/9/2011 10:28:59 AM
profit-powerplant$25.002/9/2011 9:05:35 AM
benjamins-utopia$50.002/9/2011 9:06:02 AM
sensible-order2$100.002/9/2011 9:02:50 AM
taetrade$25.002/9/2011 2:28:01 PM
HamachiMan$50.002/9/2011 9:05:13 AM
87Marc$25.002/9/2011 4:06:41 PM
MarvintheMartian$25.002/9/2011 11:02:42 AM
Artist_Blue$25.002/9/2011 12:12:05 PM
leverage-monger$25.002/9/2011 9:45:49 AM
rjrventure$25.002/9/2011 2:46:44 PM
scarlet-velvet$25.002/9/2011 3:56:10 PM
red-favorable-basis$25.002/9/2011 3:21:31 PM
reflective-rupee$25.772/9/2011 4:35:01 PM
LibbyZ$50.002/9/2011 6:17:29 PM
buffalobills$25.002/10/2011 8:05:42 AM
a-finance-nirvana$25.002/10/2011 1:16:15 AM
ddoneday$25.002/10/2011 10:30:12 AM
tomoe$25.002/10/2011 2:10:13 PM
amlu1988$25.002/10/2011 8:51:51 PM
papaloha$25.002/11/2011 1:01:08 AM
fund-secret-agent$25.002/11/2011 4:45:58 AM
diplomatic-wealth7$25.002/11/2011 12:01:17 PM
gain-equator$25.002/11/2011 12:18:14 PM
yield-aurora4$100.002/11/2011 9:31:18 AM
loss-of-control$50.002/11/2011 4:20:16 PM
gotjack$25.002/11/2011 5:03:01 PM
fairness-cell6$25.002/11/2011 5:47:29 PM
Leshan$25.002/12/2011 7:11:29 AM
Moe87$30.002/12/2011 5:42:07 AM
MARWARISETH$25.002/12/2011 7:47:12 AM
Grandmahoneybee$25.002/12/2011 8:56:02 AM
ds5184$25.002/12/2011 5:00:49 PM
draggon77$25.002/13/2011 3:17:24 AM
hitsman$50.002/12/2011 12:17:19 PM
96MustangGT$100.002/13/2011 11:46:03 AM
gjm6d$25.002/12/2011 2:58:15 PM
Sonihal$181.942/12/2011 6:09:35 PM
kind-efficient-credit$25.002/12/2011 6:36:34 PM
thankful-nickel2$25.002/13/2011 3:49:43 PM
swti37$50.002/13/2011 8:24:52 AM
Jorgef741$25.002/13/2011 9:27:26 AM
Comoparklender$50.002/13/2011 6:52:25 AM
ingenious-deal6$25.002/13/2011 11:34:44 PM
vest_vortex$50.002/13/2011 1:09:10 PM
partyplan$35.002/14/2011 7:57:31 AM
Rulea72$39.022/14/2011 8:10:53 AM
incbx$50.002/13/2011 6:00:49 PM
momentous-value$25.002/13/2011 10:00:02 PM
duty-monger$50.002/14/2011 4:39:54 AM
MJF-PROJECT$50.002/14/2011 6:25:18 AM
comicdoc$50.002/14/2011 7:30:45 AM
tsg2007$25.002/14/2011 7:54:25 AM
reward-adventure$50.002/14/2011 8:06:14 AM
114 Investments
 
Borrower Payment Dependent Notes Series 493348
This series of Notes was issued and sold upon the funding of the borrower loan #47124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1982 Debt/Income ratio: 31%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 9Length of status:5y 11m
Amount delinquent: $277 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,546Stated income:$50,000-$74,999
Delinquencies in last 7y: 23 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: WestMIfriendly Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 31 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
660-679 (Oct-2010)
700-719 (Jun-2008)
680-699 (May-2008)
 
Principal balance: $1,005.41 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Pay off credit card-good candidate
Purpose of loan:
This loan will be used to pay off credit cards we used when we had two mortgages (sold home in 2008).? Finishing first loan with Prosper in June.? Great payment history

My financial situation:
I am a good candidate for this loan because my wife and I are both employed in higher education and healthcare (6 years and 15 yrs).? Great payment history with Prosper, mortgage, car, and credit cards.? Paid down over $14,000 in debt last year.? Anxious to be nearly debt free (except for mortgage) in three years.

Monthly net income: $ 11500

Monthly expenses: $
??Housing: $ 2300
??Insurance: $ 200
??Car expenses: $300
??Utilities: $ 320
??Phone, cable, internet: $225
??Food, entertainment: $?750
??Clothing, household expenses $300
??Credit cards and other loans: $?1800
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
simplelender80$100.002/10/2011 5:01:34 PM
UCLA4life$50.002/10/2011 5:01:41 PM
jhouman$25.002/10/2011 5:04:44 PM
musegaze$100.002/10/2011 5:06:50 PM
liberty-society5$25.002/10/2011 5:08:41 PM
MoneyForNothing$26.552/10/2011 5:10:33 PM
sturdy-peace9$100.002/10/2011 5:22:14 PM
113121$86.602/10/2011 6:50:30 PM
restless-dime$50.002/10/2011 8:08:07 PM
vutah$25.002/10/2011 8:23:08 PM
credit-missile$50.002/10/2011 10:46:17 PM
droopie1$25.002/11/2011 12:30:24 AM
orderly-leverage$50.002/10/2011 5:05:41 PM
open-minded-fund9$100.052/11/2011 1:24:51 AM
irrelevant$50.002/10/2011 5:07:32 PM
Jack55304$300.002/10/2011 5:07:46 PM
HamachiMan$50.002/10/2011 5:05:53 PM
DasMula$25.002/10/2011 5:15:15 PM
genius520$100.002/10/2011 5:06:34 PM
rupee_power$35.002/10/2011 5:27:53 PM
finance-prescription$50.002/10/2011 5:06:57 PM
important-openness1$50.002/10/2011 5:07:03 PM
Moe87$32.892/11/2011 3:37:20 AM
unger$100.002/11/2011 3:53:14 AM
reflective-rupee$1,500.772/10/2011 5:07:35 PM
monster4$50.002/10/2011 5:07:54 PM
aquistoyraul$25.002/11/2011 5:09:42 AM
well-mannered-income3$30.002/10/2011 7:16:23 PM
ac787$25.002/10/2011 5:17:27 PM
Shining-Star$150.002/10/2011 8:07:09 PM
lendstats_com$200.002/10/2011 5:48:50 PM
bughead$25.002/10/2011 8:30:11 PM
wise-benjamins-fortress$25.002/10/2011 11:23:53 PM
credit-missile$67.442/10/2011 8:02:42 PM
Elevate2012$25.002/10/2011 9:05:09 PM
CoolPlexer$57.962/10/2011 9:40:49 PM
capital-halo1$500.002/10/2011 10:40:50 PM
fabulous-community4$28.812/11/2011 1:45:44 AM
corporatejim$65.012/11/2011 3:14:04 AM
principal-laser$70.002/11/2011 4:21:43 AM
worthy-bid8$50.002/11/2011 6:06:56 AM
Core-Marketing$50.002/11/2011 4:47:10 AM
sensible-order2$47.982/10/2011 5:02:03 PM
suave-dime6$25.002/10/2011 5:02:45 PM
money-fort$30.002/10/2011 5:05:48 PM
SolarMoonshine$200.002/10/2011 5:20:06 PM
wise-benjamins-fortress$25.002/10/2011 11:48:42 PM
McDeeter$25.002/10/2011 5:00:43 PM
kulender$100.002/10/2011 5:01:45 PM
Bob450$25.002/11/2011 1:16:38 AM
twjh$25.002/11/2011 1:22:54 AM
head$25.002/11/2011 1:26:38 AM
liberty-destiny3$25.002/10/2011 5:08:04 PM
profit-powerplant$25.002/10/2011 5:06:26 PM
credit-elation1$25.002/10/2011 5:25:39 PM
impala6464$100.002/10/2011 6:00:13 PM
thankful-nickel2$25.002/10/2011 6:14:54 PM
jazzlender$25.002/10/2011 5:08:36 PM
DasMula$100.002/10/2011 5:10:15 PM
loss-of-control$100.002/10/2011 7:26:18 PM
Kash2010lu$50.002/10/2011 5:15:23 PM
loanman2007$275.002/11/2011 6:03:43 AM
debt-force$25.002/11/2011 6:03:47 AM
bluehen00$52.762/10/2011 6:03:24 PM
The-Helper$25.002/10/2011 6:14:44 PM
payout-alien6$51.522/10/2011 8:38:42 PM
squarebob$25.002/10/2011 6:48:50 PM
the-kindness-honker$25.002/10/2011 7:30:49 PM
EL_Papin$163.902/10/2011 7:59:58 PM
ZOOOM$25.002/10/2011 9:00:08 PM
psycardis$25.722/10/2011 10:25:46 PM
NekHoldings$25.002/11/2011 3:46:51 AM
B2152$25.002/11/2011 4:43:30 AM
mikeandcat$146.742/11/2011 5:29:50 AM
witty-openness$25.002/11/2011 3:54:22 AM
realtormoises$25.002/11/2011 5:22:31 AM
BlessedEveryDay$25.002/11/2011 6:07:15 AM
MilitaryLoans$480.302/11/2011 6:15:55 AM
78 Investments
 
Borrower Payment Dependent Notes Series 493370
This series of Notes was issued and sold upon the funding of the borrower loan #47006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2008 Debt/Income ratio: Not calculated
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 2Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44 
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: soulful-income1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Stuent Debts/ Holds.
Purpose of loan:
This loan will be used to?

Pay off student debts to release hold off my account, so that financial aid will be disbursed.? When debts are paid off, I will be able to pay you back in less than one year!!? I will be able to pay half of it when financial aid check is received.
My financial situation:
I am a good candidate for this loan because?

I am a hard working student who needs a little money to pay rent and other debts.? Currently, I am extremely low on cash and have to pay a $500 student debt so my $4000+ check can be disbursed.?

Monthly net income: $

Financial aid.? Also work every summer making about $4000+.
Monthly expenses: $
??Housing: $ 350
??Insurance: $ n/a
??Car expenses: $ n/a
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0 ????
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
kulender$50.002/9/2011 5:01:21 PM
ultimate-peace$50.002/9/2011 5:01:00 PM
Bob450$25.002/9/2011 8:55:57 PM
suave-dime6$25.002/9/2011 5:03:56 PM
HamachiMan$50.002/9/2011 5:04:23 PM
finance-prescription$50.002/9/2011 5:05:15 PM
CashFlow13$100.002/9/2011 5:05:30 PM
simplelender80$100.002/9/2011 5:01:01 PM
sensible-order2$100.002/9/2011 5:01:32 PM
orderly-leverage$50.002/9/2011 5:03:44 PM
genius520$100.002/9/2011 5:04:54 PM
rockhound84$25.002/10/2011 6:18:02 AM
Jack55304$300.002/9/2011 5:06:14 PM
ddoneday$36.562/9/2011 5:26:46 PM
benefit-banshee$50.002/9/2011 6:13:49 PM
thrilling-transaction1$25.002/10/2011 7:51:50 AM
spsavage$25.002/10/2011 7:55:05 AM
new0rleans$25.002/10/2011 3:03:54 AM
Artist_Blue$25.002/10/2011 6:06:22 AM
rjrventure$25.002/10/2011 6:32:28 AM
important-openness1$50.002/9/2011 5:05:19 PM
irrelevant$50.002/9/2011 5:06:06 PM
vutah$25.002/9/2011 5:01:44 PM
Free-the-usa-1776$25.002/9/2011 10:37:01 PM
entertaining-greenback2$25.002/9/2011 5:18:06 PM
profit-powerplant$25.002/9/2011 5:04:51 PM
musegaze$100.002/9/2011 5:05:07 PM
benjamins-utopia$50.002/9/2011 5:05:11 PM
jazzlender$25.002/9/2011 5:05:21 PM
monster4$50.002/9/2011 5:06:21 PM
valiant-money$25.002/10/2011 7:10:57 AM
carrinel$45.942/10/2011 7:22:11 AM
Cessna172$52.272/10/2011 7:39:23 AM
2grindstones$25.002/9/2011 5:14:09 PM
John_Galt$25.002/9/2011 8:06:32 PM
benefit-boots$25.002/9/2011 9:22:35 PM
liberty-destiny3$25.002/9/2011 6:35:51 PM
glenium$25.002/10/2011 3:10:04 AM
icon7$25.002/10/2011 4:35:45 AM
investment-artist$25.002/10/2011 7:52:19 AM
MoneyForNothing$5.232/10/2011 7:55:10 AM
whatreality$35.002/10/2011 5:57:47 AM
42 Investments
 
Borrower Payment Dependent Notes Series 493538
This series of Notes was issued and sold upon the funding of the borrower loan #47112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,850.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-12-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $232.56
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1996 Debt/Income ratio: 21%
Credit score: 620-639 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:28y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,751Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: Burningroof Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2010)
580-599 (Jun-2008)
 
Principal balance: $5,286.07 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Your help is much appreciated.
Monthly net income: $6390

Monthly expenses:
Housing: $1195 rent
Insurance: $139 -?vehicle & rental. Health & life auto deduction -?reflected in net income as is retirement.
Car expenses: $ 425 -?payment +?mtce
Utilities: $160?
Phone, cable, internet: $160
Food, entertainment: $300?
Clothing, household: $50 -?best guess?over a year.?
Credit cards?& other: $1200 ?
Other:?minimal ??good?insurance, but little in dental.?Enrolled in flex spending?for $2500/yr.?not taxable.?Will use most? for dental.?Auto deduction?reflected in monthly net.
Very good candidate.?Excellent long term job security.?Good income.?Electrical engineer for a power system utility.?Long term successful career, but?not fared so well in my personal endeavors. Given time and with your help, I will be a survivor as I have very good income and retirement benefits. I will be forever grateful to those who choose to help me and will prove to be a very good investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
suave-dime6$25.002/11/2011 9:01:13 AM
important-openness1$50.002/11/2011 9:03:44 AM
UCLA4life$35.002/11/2011 9:04:09 AM
Kash2010lu$25.002/11/2011 10:29:59 AM
HamachiMan$50.002/11/2011 9:03:14 AM
orderly-leverage$50.002/11/2011 9:03:07 AM
genius520$100.002/11/2011 9:03:27 AM
Jack55304$300.002/11/2011 9:03:55 AM
reflective-rupee$300.772/11/2011 9:06:24 AM
twjh$25.002/11/2011 9:04:18 AM
113121$265.192/11/2011 9:06:39 AM
2grindstones$25.002/11/2011 9:10:58 AM
DasMula$57.002/11/2011 9:33:15 AM
DasMula$100.002/11/2011 9:32:55 AM
greencat$50.002/11/2011 10:19:56 AM
zone6$50.002/11/2011 12:10:49 PM
penny-plato$25.002/11/2011 1:30:56 PM
hopeful-truth5$100.002/11/2011 10:15:16 PM
SolarMoonshine$50.002/11/2011 4:55:18 PM
DoctorJoe$25.002/12/2011 3:44:32 AM
mikeandcat$167.792/12/2011 6:06:21 AM
witty-openness$25.002/11/2011 10:05:55 PM
B-rad_the_Coug$25.002/12/2011 1:44:07 AM
ichibon$50.002/12/2011 1:47:31 AM
first-serene-credit$25.002/12/2011 9:05:07 AM
Bob450$25.002/12/2011 2:18:42 AM
green-transaction-charmer$60.002/12/2011 10:53:56 AM
Gobsek$25.002/12/2011 11:06:51 AM
yield-lion2$25.002/12/2011 3:05:57 AM
thatguyoverseas$25.862/12/2011 6:34:47 AM
kendigme$25.002/12/2011 5:35:43 AM
113121$400.002/12/2011 7:27:06 AM
shrewd-income$33.852/12/2011 8:26:24 AM
golffish2$100.002/12/2011 8:32:48 AM
friendinmoney$38.222/12/2011 8:04:45 AM
golffish2$100.002/12/2011 8:37:42 AM
golffish2$100.002/12/2011 8:39:19 AM
upbeat-finance8$25.002/12/2011 1:12:01 PM
bondhedger$25.002/12/2011 8:40:59 AM
nashibaksi$25.002/12/2011 8:48:52 AM
cash-tent$30.002/12/2011 11:47:56 AM
hitsman$50.002/12/2011 12:17:29 PM
melodious-openness$256.402/12/2011 1:51:31 PM
grnii78$100.002/11/2011 9:05:33 AM
diplomatic-wealth7$25.002/11/2011 12:01:38 PM
kulender$100.002/11/2011 9:01:05 AM
Shining-Star$25.002/11/2011 12:34:00 PM
gold-gatherer9$25.002/11/2011 12:45:20 PM
selector568$50.002/11/2011 9:00:42 AM
simplelender80$100.002/11/2011 9:00:59 AM
finance-prescription$50.002/11/2011 9:03:39 AM
profit-powerplant$25.002/11/2011 9:03:20 AM
liberty-destiny3$25.002/11/2011 9:04:03 AM
irrelevant$50.002/11/2011 9:03:52 AM
monster4$50.002/11/2011 9:03:58 AM
worthy-bid8$50.002/11/2011 9:04:25 AM
loss-of-control$150.002/11/2011 4:29:32 PM
DasMula$100.002/11/2011 9:33:04 AM
lendstats_com$100.002/11/2011 10:08:50 AM
musegaze$100.002/11/2011 12:11:04 PM
thankful-nickel2$25.002/11/2011 12:33:45 PM
vutah$50.002/11/2011 5:07:09 PM
fabulous-community4$30.002/12/2011 3:07:14 AM
cupcake9$29.002/11/2011 6:32:31 PM
Brown98$25.002/11/2011 6:21:07 PM
credit-missile$100.002/11/2011 10:40:32 PM
usd1027$25.002/12/2011 12:48:54 AM
credit-missile$25.002/11/2011 10:51:22 PM
RebuildingAmerica$37.922/12/2011 8:56:22 AM
gothampark$25.002/12/2011 10:00:13 AM
mckhbnpc$30.002/12/2011 10:57:26 AM
DasMula$100.002/12/2011 11:40:01 AM
minddoc$25.002/12/2011 3:25:58 AM
Gregger$25.002/12/2011 3:28:51 AM
loanman2007$100.002/12/2011 5:11:30 AM
mychessy$50.002/12/2011 5:38:16 AM
head$25.002/12/2011 6:17:54 AM
cilynx$65.002/12/2011 6:28:08 AM
Leshan$100.002/12/2011 7:07:25 AM
spiff666$25.002/12/2011 8:31:27 AM
FinanceEngine$25.002/12/2011 8:46:29 AM
riv701$25.002/12/2011 10:53:44 AM
chameleon125$100.002/12/2011 9:00:00 AM
alphabet76$30.002/12/2011 9:08:24 AM
leverage-monger$33.002/12/2011 9:09:53 AM
Armyman122$50.002/12/2011 11:08:04 AM
healingangel22$25.002/12/2011 9:48:41 AM
ekmendenhall$25.002/12/2011 11:26:35 AM
KlarthXVII$50.002/12/2011 11:16:38 AM
John_Galt$25.002/12/2011 11:20:56 AM
kushka$25.002/12/2011 1:37:29 PM
dtana$25.002/12/2011 1:46:01 PM
92 Investments
 
Borrower Payment Dependent Notes Series 493662
This series of Notes was issued and sold upon the funding of the borrower loan #47103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Feb-14-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 21.34% Monthly payment: $72.29
 
Lender servicing fee: 1.00% Effective Yield*: 16.60%  
Estimated return*: 8.90%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1998 Debt/Income ratio: 18%
Credit score: 640-659 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $354Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: payment-mastery0 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,600.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
 
Principal balance: $1,247.34 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
gummer54
Purpose of loan:
This loan will be used to? consolidate loans

My financial situation:
I am a good candidate for this loan because? i pay bak on time and i have a good track record

Monthly net income: $ 1960.00

Monthly expenses: $
??Housing: $?200.00
??Insurance: $ 25.00
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 25
??Food, entertainment:100.00
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 8000.00
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
credit-bliss8$25.002/14/2011 9:02:02 AM
don8ter$25.002/14/2011 9:06:13 AM
competent-p2p$30.002/14/2011 9:07:49 AM
BxRealtor$25.002/14/2011 9:10:10 AM
marwadi-62$100.002/14/2011 9:16:39 AM
Champion_Lending$25.002/14/2011 10:24:23 AM
marketplace-cello5$25.002/14/2011 9:04:43 AM
investment-artist$25.002/14/2011 9:07:08 AM
simplelender80$100.002/14/2011 9:03:21 AM
hidavehi$25.042/14/2011 9:15:50 AM
HamachiMan$50.002/14/2011 9:06:47 AM
FinanceEngine$25.002/14/2011 9:48:34 AM
hopeful-truth5$50.002/14/2011 10:51:13 AM
businessguy29$25.002/14/2011 10:10:34 AM
bondhedger$25.002/14/2011 11:56:21 AM
enthralling-deal180$75.002/14/2011 9:02:49 AM
melodious-fairness$100.002/14/2011 9:03:11 AM
ProjectVenture$50.002/14/2011 9:03:38 AM
genius520$100.002/14/2011 9:05:00 AM
GrayStudio$25.002/14/2011 9:05:17 AM
commerce-yeller$30.002/14/2011 9:08:26 AM
radforj22$25.002/14/2011 9:08:53 AM
incbx$50.002/14/2011 9:09:15 AM
all_of_that_one$35.002/14/2011 9:10:04 AM
velvetsmog$25.002/14/2011 11:34:20 AM
coldsnap$25.002/14/2011 11:35:22 AM
revenue-spa8$25.002/14/2011 11:38:48 AM
Tradesmanlender$35.002/14/2011 9:04:51 AM
kulender$100.002/14/2011 9:00:49 AM
macjp123$25.002/14/2011 9:07:26 AM
hitsman$50.002/14/2011 9:07:37 AM
credit-investor5$50.002/14/2011 9:02:29 AM
benjamins-utopia$100.002/14/2011 9:02:58 AM
velocity-solo$25.002/14/2011 9:09:50 AM
liberty-society5$25.002/14/2011 9:03:50 AM
daekpon$40.002/14/2011 9:15:45 AM
Pulchritudinous$25.002/14/2011 9:16:11 AM
reflective-rupee$200.772/14/2011 9:21:13 AM
irrelevant$50.002/14/2011 9:05:31 AM
LittleMingo$25.002/14/2011 9:34:42 AM
2grindstones$25.002/14/2011 10:00:53 AM
piano55$25.042/14/2011 11:51:09 AM
Shining-Star$25.002/14/2011 9:57:28 AM
trade-goblin9$25.002/14/2011 10:08:59 AM
MoneyForNothing$4.152/14/2011 11:57:05 AM
45 Investments
 
Borrower Payment Dependent Notes Series 490563
This series of Notes was issued and sold upon the funding of the borrower loan #46994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $520.22
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1994 Debt/Income ratio: 59%
Credit score: 780-799 (Jan-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,879Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: flexible-wealth2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to?
Debt consolidation
My financial situation:
I am a good candidate for this loan because?
I pay on time and completely, never have had a charge off or non-payment.
Monthly net income: $
2500.00
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi. Do you have any additional sources of income not listed here? - magnetic-dedication3
A: No,I do not . (Feb-07-2011)
Q: what is the total monthly payment for all your existing credit cards that this loan will replace? - witty-openness
A: 700.00 but I never pay minimum payment so at minimum it would be a lesser amount. (Feb-07-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/7/2011 9:02:21 AM
velocity-solo$50.002/7/2011 9:05:55 AM
bold-durability-drum$100.002/7/2011 9:07:18 AM
Scotcha$50.002/7/2011 9:52:34 AM
one-midas$25.002/7/2011 10:05:21 AM
jazzlender$25.002/7/2011 9:02:08 AM
fishintime$100.002/7/2011 9:05:45 AM
kulender$100.002/7/2011 9:02:37 AM
BidDaddyBigBucks$25.002/7/2011 9:07:33 AM
ladybird1$50.002/7/2011 9:07:54 AM
haplender$50.002/7/2011 9:08:01 AM
american6$100.002/7/2011 9:06:04 AM
active-reward7$50.002/7/2011 9:08:15 AM
sensible-order2$100.002/7/2011 9:06:32 AM
jenkris$25.002/7/2011 9:06:43 AM
gain-equator$25.002/7/2011 9:07:24 AM
debt-force$25.002/7/2011 9:09:45 AM
cash-reaction2$50.002/7/2011 9:08:07 AM
genius520$100.002/7/2011 9:09:13 AM
AF-Chief$50.002/7/2011 12:06:56 PM
JustMee$25.002/7/2011 9:45:17 AM
hopeful-truth5$500.002/7/2011 12:34:53 PM
witty-openness$25.002/7/2011 2:09:14 PM
2grindstones$25.002/7/2011 9:47:25 AM
DasMula$38.842/7/2011 2:52:57 PM
autonomous-truth$25.002/7/2011 1:39:39 PM
upbeat-finance8$25.002/7/2011 2:50:20 PM
thrifty-dedication$50.002/7/2011 3:27:49 PM
radforj22$25.002/7/2011 4:45:59 PM
Bank_Of_XL$50.002/7/2011 6:02:08 PM
Dutchhunter$50.002/8/2011 8:11:08 AM
transformer855$50.002/8/2011 8:36:12 AM
Artist_Blue$25.002/8/2011 6:08:01 AM
competent-p2p$70.002/8/2011 6:32:57 AM
chestnut4$25.002/8/2011 8:17:00 AM
otto1939$50.002/8/2011 9:17:17 AM
loanman2007$125.002/8/2011 12:05:05 PM
tech310$50.002/8/2011 5:13:55 PM
mykkai$25.002/8/2011 5:57:27 PM
lenderrb$35.002/8/2011 6:41:15 PM
rolandweary$25.002/8/2011 6:21:55 PM
authoritative-loot$25.002/8/2011 10:21:48 PM
superb-funds335$25.002/8/2011 8:30:57 PM
agalt$75.002/9/2011 8:21:03 AM
famous-bill$25.002/9/2011 8:06:13 AM
encore06$25.002/9/2011 8:21:56 AM
loss-of-control$150.002/9/2011 6:08:45 PM
Shining-Star$25.002/9/2011 7:24:49 PM
don8ter$25.002/10/2011 7:57:07 AM
profitable-money$25.002/9/2011 7:47:39 PM
orange-preeminant-bill$44.302/10/2011 1:15:21 AM
loanman2007$50.002/10/2011 12:02:46 PM
Yorker1776$50.002/10/2011 8:16:18 PM
Dahlozer$50.002/11/2011 6:03:30 AM
jjswanso$100.002/11/2011 5:52:17 AM
bigphish$25.002/11/2011 11:30:59 AM
credit-kahuna$50.002/11/2011 11:51:18 AM
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JFKPilot$25.002/11/2011 12:02:09 PM
macjp123$25.002/11/2011 1:57:56 PM
kublai$25.002/11/2011 5:27:25 PM
IIP77$25.002/12/2011 6:20:41 AM
wtrboy$50.002/11/2011 9:12:23 PM
heatherwood$28.212/12/2011 1:43:34 AM
jamiee73$25.002/12/2011 2:00:33 AM
massuot$25.002/12/2011 9:59:03 AM
1phantom$25.002/12/2011 10:46:59 AM
duty-windmill$25.002/12/2011 11:11:09 AM
investorRE$30.002/12/2011 11:56:03 AM
Ananya$25.002/12/2011 11:56:06 AM
Clambake$100.002/12/2011 11:59:01 AM
hitsman$50.002/12/2011 12:07:38 PM
52digital$50.002/12/2011 2:15:57 PM
compwhiz$25.002/12/2011 12:47:21 PM
jescowa$50.002/13/2011 5:35:43 PM
fervent-reward0$50.002/13/2011 8:20:10 PM
lucrative-coin$50.002/13/2011 2:57:52 PM
janus_god$25.002/14/2011 6:51:01 AM
tomaswk$1,000.002/14/2011 8:36:16 AM
incbx$50.002/13/2011 6:00:42 PM
efficient-treasure0$25.002/13/2011 3:05:58 PM
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poolshark72$25.002/13/2011 11:41:02 PM
silver-enlightenment0$100.002/13/2011 5:42:29 PM
asset-pilot$50.002/13/2011 7:55:17 PM
Beverly_Hills_Lender$25.002/14/2011 12:47:12 AM
debt_helper$25.002/14/2011 9:35:17 AM
beaker$25.002/14/2011 7:22:51 AM
restless-currency$40.002/14/2011 11:57:24 AM
BxRealtor$25.002/14/2011 8:22:01 AM
brightest-supreme-dollar$50.002/14/2011 9:35:58 AM
whatreality$35.002/14/2011 9:26:56 AM
pdxKurt$50.002/14/2011 2:44:47 PM
greenback-porcelain2$25.002/14/2011 11:47:11 AM
kind-bid-genome$25.002/14/2011 9:59:24 AM
newest-organic-rupee$25.002/14/2011 4:28:35 PM
BigLinCT$25.002/14/2011 2:35:47 PM
trustu$50.002/14/2011 4:30:03 PM
bold-yield-rumbler$25.002/14/2011 4:30:57 PM
Shawn95187$25.002/14/2011 4:31:27 PM
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gracej$25.002/14/2011 4:32:02 PM
thorough-exchange4$25.002/14/2011 2:10:21 PM
mbcjk$47.142/14/2011 2:55:15 PM
Ocean713$50.002/14/2011 2:41:14 PM
ujiba$50.002/14/2011 4:25:58 PM
chemistry220$50.002/14/2011 4:28:12 PM
mattbison$25.002/14/2011 4:30:59 PM
indomitable-coin$25.002/14/2011 4:31:08 PM
GiftViftdotcom$25.002/14/2011 4:31:20 PM
loantigger$50.002/14/2011 4:31:25 PM
wayman$50.002/14/2011 4:31:43 PM
gold-tsunami$50.002/14/2011 4:31:53 PM
mtnbikemania$50.002/14/2011 4:32:04 PM
transaction-animal8$25.002/14/2011 4:28:04 PM
forthright-trade$25.002/14/2011 7:21:20 PM
TelegramSam$25.002/14/2011 4:31:18 PM
financelover$25.002/14/2011 4:31:50 PM
ALVO$50.002/14/2011 4:31:59 PM
rjleves$25.002/14/2011 4:32:10 PM
order-wizard$25.002/14/2011 8:55:21 PM
sensible-diversification5$25.002/14/2011 9:45:44 PM
spyro$25.002/15/2011 1:22:40 AM
escharfer$25.002/15/2011 1:23:34 AM
Interloper$25.002/15/2011 1:24:45 AM
Weaverville$25.002/15/2011 1:24:56 AM
und-alum$50.002/15/2011 1:38:25 AM
sincerlyyours$200.002/14/2011 5:04:44 PM
balance6$25.002/14/2011 5:08:51 PM
platinum-genetics$25.002/14/2011 5:35:10 PM
investment-tempo$50.002/14/2011 5:50:02 PM
Opportunity4you$25.002/14/2011 5:25:34 PM
thomas16882004$25.002/14/2011 9:17:20 PM
erowis$55.002/14/2011 7:59:10 PM
first-pragmatic-note$25.002/14/2011 9:55:23 PM
money-aggregator7$25.002/14/2011 9:55:01 PM
e6400$25.922/15/2011 1:40:01 AM
RayEarth$25.002/14/2011 11:56:29 PM
LenderByDay$25.002/15/2011 1:24:36 AM
junctionking$25.002/15/2011 1:25:06 AM
wild_carrot$25.002/15/2011 1:41:05 AM
Tradesmanlender$35.002/7/2011 9:07:04 AM
liberty-society5$25.002/7/2011 9:07:10 AM
epic-value6$50.002/7/2011 9:08:03 AM
grf1945$35.002/7/2011 9:08:41 AM
reflective-rupee$1,000.772/7/2011 9:21:54 AM
top-courteous-peso$100.002/7/2011 9:03:01 AM
enthralling-deal180$100.002/7/2011 9:01:50 AM
marketplace-cello5$25.002/7/2011 9:06:13 AM
benjamins-utopia$100.002/7/2011 10:36:04 AM
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melodious-fairness$50.002/7/2011 10:40:59 AM
HamachiMan$50.002/7/2011 9:06:50 AM
Astyanax$40.002/7/2011 11:42:50 AM
newfoundation$25.002/7/2011 12:16:25 PM
falcone$25.002/7/2011 1:26:44 PM
debt-sphinx99$25.002/7/2011 12:52:28 PM
felicity-loyalist0$25.002/7/2011 4:00:01 PM
asset-professor$25.002/7/2011 3:22:56 PM
GoldenGo4$50.002/7/2011 3:41:23 PM
SolarMoonshine$25.002/7/2011 4:58:45 PM
organized-dedication9$50.002/7/2011 5:12:17 PM
RyanTH9893$25.002/7/2011 6:14:28 PM
chameleon125$25.002/8/2011 7:04:06 AM
dollardave$100.002/8/2011 9:00:50 AM
meenan$50.002/8/2011 2:26:36 PM
LightTheWay$50.002/8/2011 2:26:33 PM
EarlyRiser$250.002/8/2011 4:57:22 PM
peripatetic$25.002/8/2011 5:13:02 PM
kind-important-liberty9$25.002/8/2011 6:26:16 PM
treasure-bliss$50.002/8/2011 10:23:22 PM
balance-force$50.002/8/2011 8:04:36 PM
irrelevant$50.002/9/2011 7:01:39 AM
wkeboarder21$50.002/9/2011 7:11:10 AM
healthy-worth5$30.002/8/2011 9:10:37 PM
njlom$50.002/8/2011 10:54:41 PM
Barak$50.002/9/2011 6:44:57 AM
Iwantahelp$25.002/9/2011 7:12:32 AM
monster4$50.002/9/2011 9:33:39 AM
John_Galt$44.002/9/2011 8:11:37 PM
sk10023$25.002/9/2011 9:27:02 PM
a-finance-nirvana$25.002/10/2011 1:17:58 AM
cash-queen$25.002/10/2011 1:29:01 PM
harperpotok$50.002/10/2011 1:36:09 PM
tomoe$25.002/10/2011 2:07:45 PM
Mark-7$50.002/11/2011 12:43:27 AM
Dubbs360$25.002/11/2011 1:00:13 AM
worthy-bid8$50.002/11/2011 6:06:27 AM
loan-master996$50.002/11/2011 6:46:58 PM
honsbedh$25.002/11/2011 6:47:12 PM
mistertao$25.002/11/2011 9:46:28 PM
myhrer$50.002/12/2011 1:50:39 AM
Sol_Invictus$25.002/12/2011 8:27:49 AM
graceful-investment$100.002/12/2011 2:59:59 AM
wise-silver-wonder$25.002/12/2011 2:50:56 AM
credit-investor5$50.002/12/2011 11:59:12 AM
MARWARISETH$25.002/12/2011 7:46:32 AM
ferdberfel$50.002/12/2011 8:32:21 AM
vine99$75.002/12/2011 10:35:20 AM
aztec$100.002/12/2011 1:43:25 PM
Viamin$25.002/12/2011 11:06:27 AM
dogbait$50.002/12/2011 3:32:01 PM
loan_doctor$25.002/12/2011 11:56:23 AM
mtp$50.002/12/2011 3:35:53 PM
deal-maple2$25.002/12/2011 12:00:03 PM
delicious-cash$25.002/12/2011 12:08:38 PM
loyalist1$150.002/13/2011 8:30:18 AM
platinum-cargo$100.002/13/2011 10:21:59 AM
Purple11$50.002/12/2011 9:25:50 PM
generous-deal6$50.002/13/2011 12:51:47 AM
pfh$25.002/13/2011 5:54:45 AM
Dweeberkitty1$25.002/13/2011 7:51:30 PM
all_of_that_one$35.002/13/2011 9:33:13 AM
dynrep$75.002/13/2011 10:16:46 AM
payment-halo$25.002/13/2011 10:23:00 AM
trade-goblin9$50.002/14/2011 2:51:03 AM
a-consummate-camaraderi$50.002/13/2011 4:00:03 PM
GCInvestments$25.002/13/2011 5:20:54 PM
jdwillcox$100.002/14/2011 2:46:28 AM
FinanceEngine$25.002/14/2011 9:49:46 AM
6moonbeams$25.002/14/2011 10:01:02 AM
thebadpelican$25.002/14/2011 9:07:23 AM
maldok1$25.002/14/2011 11:18:19 AM
lendstats_com$200.002/14/2011 11:31:23 AM
orderly-leverage$100.002/14/2011 2:44:42 PM
loan-wasp$50.002/14/2011 4:05:57 PM
point-kitten6$50.002/14/2011 1:45:52 PM
MattLic$50.002/14/2011 4:31:23 PM
shrewd-deal$25.002/14/2011 4:31:28 PM
NYCFinancier$25.002/14/2011 4:31:52 PM
wwwUniversal$25.002/14/2011 4:32:06 PM
mpatrick$25.002/14/2011 2:28:41 PM
orgy63$50.002/14/2011 2:32:23 PM
speedster351$50.002/14/2011 2:43:39 PM
red_spade$40.002/14/2011 2:44:57 PM
orange-courageous-dedication$50.002/14/2011 4:52:45 PM
Wart126$25.002/14/2011 3:48:54 PM
mobius404$25.002/14/2011 4:22:58 PM
ClearLake$25.002/14/2011 4:28:59 PM
J-Rott$34.032/14/2011 4:30:54 PM
MadHun$50.002/14/2011 4:31:01 PM
williemc44$25.002/14/2011 4:31:16 PM
hard-working-loot$25.002/14/2011 4:31:21 PM
Adino$50.002/14/2011 4:31:30 PM
cablenews$50.002/14/2011 4:31:40 PM
unclejaef$25.002/14/2011 4:31:48 PM
exuberant-dime$50.002/14/2011 4:31:55 PM
GElender$50.002/14/2011 4:32:17 PM
credit-force5$50.002/14/2011 4:31:22 PM
starlight31$50.002/14/2011 4:31:45 PM
paladin847$50.002/14/2011 4:31:57 PM
ptjg$25.002/14/2011 4:32:22 PM
djkaiser$25.002/14/2011 4:49:29 PM
ramst41$25.002/14/2011 11:06:27 PM
tolerant-dinero2$25.002/14/2011 11:27:25 PM
mooch_1993$25.002/15/2011 1:21:45 AM
Ready2Loan$25.002/15/2011 1:22:46 AM
ualf$50.002/15/2011 1:23:52 AM
jenq0001$25.002/15/2011 1:38:02 AM
Millmanator$26.232/15/2011 1:39:23 AM
mlender$25.002/15/2011 1:40:09 AM
gnar$25.002/14/2011 5:09:00 PM
riproaringrapids$25.002/14/2011 7:31:58 PM
SkyLoan$25.002/14/2011 10:27:45 PM
rmachi$25.002/15/2011 1:24:29 AM
Vreet$32.492/15/2011 1:40:52 AM
nycfinance$25.002/15/2011 1:24:20 AM
DUDE66$26.932/15/2011 1:38:39 AM
p1k4blu$25.002/15/2011 1:40:47 AM
270 Investments
 
Borrower Payment Dependent Notes Series 490853
This series of Notes was issued and sold upon the funding of the borrower loan #47158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 28.49% Monthly payment: $298.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1990 Debt/Income ratio: 13%
Credit score: 660-679 (Jan-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 15 / 13Length of status:15y 6m
Amount delinquent: $11,348 Total credit lines: 44 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,995Stated income:$50,000-$74,999
Delinquencies in last 7y: 17 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: marissa Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Debt consolidation
Purpose of loan:
I am using the money to pay off credit cards.? My husband and I went through some tough times in the past year with the economy.? He just started a new job about 6 months ago after being layed off.? Luckily we were able to stay a float.? I had a previous Prosper Loan?that I paid off and I was never late on payments.? I have been a teacher for 16 years and teaching in?the same district for 14 years.??I also tutor after school for some extra cash.? With my job and my husband's new job, we will be able to pay off our bills much quicker.? If you have any question, please?do not hesitate to ask.? I am very grateful for all the help! ??

My financial situation:
I have my continuing contract in my school district.? My husband and I are making a good income that will allow us to pay our bills off.?

Monthly net income: $ 5,800

Monthly expenses: $
??Housing: $ 1,100
??Insurance: $ 80
??Car expenses: $ 650
??Utilities: $ 180
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain the current and past delinquencies shown on your Prosper credit profile. Why are the current delinquencies higher than at the time of your prior Prosper loan? Thanks and best wishes. - reflective-rupee
A: My credit report has not been cleaned up yet. All of my delinquencies have been satisfied. I have a letter from the creditor stating the account is satisfied. I guess I learned my lesson about getting involved with a debt consolidation company. The company led me in the wrong direction (basically a scam). Luckily, I found a great lawyer who got me out of the mess. It might of set us back a little, but we are definitely seeing the light. Thanks for the wishes. (Feb-11-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/11/2011 9:00:53 AM
UCLA4life$50.002/11/2011 9:01:00 AM
jhouman$25.002/11/2011 9:02:56 AM
orderly-leverage$50.002/11/2011 9:03:02 AM
cashhelp$50.002/11/2011 9:05:36 AM
newest-funds-powerplant$25.002/11/2011 9:20:35 AM
LittleMingo$30.002/11/2011 9:33:18 AM
FinanceEngine$30.002/11/2011 9:35:40 AM
wealth-multiplier$25.002/11/2011 10:11:40 AM
important-openness1$50.002/11/2011 9:03:40 AM
Jack55304$300.002/11/2011 9:03:52 AM
genius520$100.002/11/2011 9:03:21 AM
monster4$50.002/11/2011 9:03:56 AM
liberty-destiny3$25.002/11/2011 9:04:00 AM
irrelevant$50.002/11/2011 9:03:47 AM
reflective-rupee$200.772/11/2011 9:04:59 AM
greencat$50.002/11/2011 10:21:38 AM
Scotcha$50.002/11/2011 10:26:39 AM
diplomatic-wealth7$25.002/11/2011 12:01:32 PM
Shining-Star$50.002/11/2011 12:04:20 PM
FarmersBank$26.362/11/2011 12:21:52 PM
houli123$25.002/11/2011 1:09:18 PM
reflective-rupee$500.772/11/2011 1:37:16 PM
suave-dime6$25.002/11/2011 9:01:08 AM
finance-prescription$50.002/11/2011 9:03:35 AM
Bob450$25.002/11/2011 9:04:10 AM
kulender$100.002/11/2011 9:01:01 AM
reflective-rupee$100.772/11/2011 9:01:40 AM
HamachiMan$50.002/11/2011 9:03:10 AM
profit-powerplant$25.002/11/2011 9:03:15 AM
musegaze$100.002/11/2011 9:03:28 AM
worthy-bid8$50.002/11/2011 9:04:20 AM
Aberdeen$4,000.002/11/2011 9:05:43 AM
reflective-rupee$200.772/11/2011 9:28:33 AM
witty-openness$25.002/11/2011 9:49:37 AM
Paxman84$25.002/11/2011 10:03:14 AM
thankful-nickel2$25.002/11/2011 12:29:55 PM
Mikale360$25.002/11/2011 1:05:04 PM
penny-plato$25.002/11/2011 1:28:09 PM
reflective-rupee$760.562/11/2011 1:38:20 PM
40 Investments
 
Borrower Payment Dependent Notes Series 492773
This series of Notes was issued and sold upon the funding of the borrower loan #47003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.25% Listing Start date:  Feb-03-2011 
Term: 36 months Listing End date:  Feb-06-2011 
 
Lender yield: 7.49% Borrower rate/APR: 8.49% / 10.58% Monthly payment: $315.63
 
Lender servicing fee: 1.00% Effective Yield*: 7.48%  
Estimated return*: 4.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1997 Debt/Income ratio: 17%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,544Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: special-fairness2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2010)
 
Principal balance: $5,041.75 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Completing Debt Consolidation
Purpose of loan:
This loan will be used to finish consolidating my credit cards.

My financial situation:
I am a good candidate for this loan because I have a stable job as an engineer and have been a homeowner for?several years.? I?have not been late on any mortgage payments and do not?foresee any change in this in the future.? I am current on all?of my credit cards and have not been adding any new balance to them.? I?would like to consolidate to achieve a lower rate without having to open a new credit card.? My goal is to?have all of my debt (aside from mortgage) paid off in the next couple of years to start saving more for retirement.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
jazzlender$25.002/3/2011 9:28:55 AM
tech310$50.002/3/2011 9:29:34 AM
velocity-solo$60.002/3/2011 9:30:53 AM
genius520$100.002/3/2011 9:31:33 AM
a-finance-nirvana$25.002/3/2011 9:32:23 AM
ALVO$50.002/3/2011 9:33:20 AM
gain-equator$25.002/3/2011 9:33:27 AM
reflective-rupee$250.772/3/2011 9:34:09 AM
BidDaddyBigBucks$25.002/3/2011 9:36:53 AM
kulender$100.002/3/2011 9:38:31 AM
rjleves$25.002/3/2011 9:32:02 AM
Tradesmanlender$35.002/3/2011 9:32:51 AM
gracej$25.002/3/2011 9:33:09 AM
enthralling-deal180$100.002/3/2011 9:28:50 AM
fcukciti$35.002/3/2011 9:38:21 AM
point-kitten6$50.002/3/2011 9:39:03 AM
enchanted-yield4$50.002/3/2011 9:31:22 AM
benjamins-utopia$50.002/3/2011 9:45:00 AM
rolandweary$25.002/3/2011 9:31:38 AM
peripatetic$25.002/3/2011 9:32:17 AM
meenan$50.002/3/2011 9:32:30 AM
bondhedger$25.002/3/2011 11:40:23 AM
bold-durability-drum$100.002/3/2011 9:33:04 AM
AFairDeal$75.002/3/2011 9:33:10 AM
emt747$25.002/3/2011 9:59:39 AM
bigphish$25.002/3/2011 9:33:45 AM
lloyd_s$36.342/3/2011 10:34:41 AM
hopethisworks$50.002/3/2011 10:36:53 AM
mammalian4$25.002/3/2011 3:35:01 PM
mikeandcat$100.002/3/2011 1:58:53 PM
penny-plato$25.002/3/2011 11:30:07 AM
ac787$25.002/3/2011 4:47:52 PM
newest-funds-powerplant$50.002/3/2011 2:34:48 PM
openness-viking$100.002/3/2011 3:53:51 PM
be_wise$25.002/3/2011 6:32:42 PM
point-shooter$50.002/3/2011 7:03:49 PM
marwadi-62$50.002/3/2011 8:02:39 PM
ladybird1$50.002/3/2011 11:34:28 PM
a-responsible-return$25.002/4/2011 2:58:44 AM
ahansen$25.002/4/2011 12:58:00 AM
samurai2$40.002/4/2011 8:46:23 AM
radforj22$25.002/4/2011 1:46:39 AM
crw1950$40.212/4/2011 5:17:08 AM
chameleon125$50.002/4/2011 7:20:49 AM
Barrayaran$25.002/4/2011 8:13:06 AM
daddypro$25.002/4/2011 8:55:47 AM
Maupinman$50.002/4/2011 9:34:46 AM
cash-reaction2$50.002/4/2011 9:34:19 AM
haryassman$25.002/4/2011 9:54:23 AM
atomantic$25.002/4/2011 9:46:08 AM
schnippy$27.802/4/2011 10:10:59 AM
Borhino$25.002/4/2011 11:23:23 AM
shrewd-credit7$50.002/4/2011 11:40:01 AM
GElender$50.002/4/2011 10:47:37 AM
active-reward7$50.002/4/2011 10:53:21 AM
newiowa77$25.432/4/2011 11:37:30 AM
tranquil-revenue$50.002/4/2011 4:44:00 PM
ssc955s$50.002/4/2011 3:58:36 PM
mtnbikemania$50.002/4/2011 4:38:30 PM
bancoroyal$50.002/4/2011 6:30:27 PM
dano1965$50.002/4/2011 7:33:40 PM
RyanTH9893$25.002/4/2011 7:37:24 PM
MutuallyBeneficial$50.002/4/2011 8:30:54 PM
deal-pledge$26.002/4/2011 8:43:49 PM
skuba$50.002/4/2011 11:31:26 PM
lostontheedge$25.002/5/2011 2:36:24 AM
captainack$25.002/5/2011 8:25:54 AM
wwwUniversal$25.002/5/2011 3:31:34 AM
worth-arch$25.002/5/2011 4:24:02 AM
studious-bonus7$76.722/5/2011 4:38:14 AM
versatilenyguy$50.002/5/2011 5:06:35 AM
doopers$25.002/5/2011 5:50:32 AM
dobee$25.002/5/2011 6:27:09 AM
bigb7$25.682/5/2011 7:31:59 AM
flexible-return297$50.002/5/2011 8:11:05 AM
csak13$25.002/5/2011 7:15:12 AM
Yaout$50.002/5/2011 9:18:15 AM
responsibility-euphoria0$34.302/5/2011 9:38:18 AM
credit-panda1$25.002/5/2011 8:35:56 AM
piano55$25.002/5/2011 10:28:27 AM
chicago1228$50.002/5/2011 9:41:08 AM
pumped130$25.002/5/2011 10:14:25 AM
saltymt$25.002/5/2011 11:13:46 AM
RandyL3$25.002/5/2011 11:37:09 AM
balance-force$40.002/5/2011 11:54:35 AM
grf1945$35.002/5/2011 1:16:08 PM
ASR3$35.002/5/2011 2:00:58 PM
LastLikeFirst$25.002/5/2011 2:31:03 PM
Gobsek$25.002/5/2011 3:51:35 PM
buddy486$25.002/5/2011 4:27:13 PM
lounges$50.002/5/2011 1:08:56 PM
luminous-transparency1$50.002/5/2011 6:55:42 PM
AaronL$50.002/5/2011 7:07:10 PM
terrific-p2ploan$25.002/5/2011 7:54:43 PM
Wings06J$50.002/5/2011 8:05:50 PM
steady-penny1$26.782/5/2011 9:07:16 PM
jumprun4112$50.002/5/2011 9:10:50 PM
agalt$75.002/5/2011 4:25:40 PM
Chillito$50.002/6/2011 12:34:13 AM
UncleScroogeDMD$44.542/5/2011 5:26:33 PM
meabandit$26.802/5/2011 8:51:38 PM
established-hope5$25.002/5/2011 9:50:46 PM
papaloha$100.002/5/2011 8:24:21 PM
pdxKurt$50.002/3/2011 9:32:33 AM
jenkris$25.002/3/2011 9:32:36 AM
HamachiMan$50.002/3/2011 9:32:43 AM
vigilance-revolutionary$50.002/3/2011 9:28:15 AM
grnii78$100.002/3/2011 9:28:20 AM
investment-artist$25.002/3/2011 9:33:12 AM
Pulchritudinous$25.002/3/2011 9:29:30 AM
fishintime$100.002/3/2011 9:31:07 AM
marketplace-cello5$25.002/3/2011 9:31:46 AM
ursus$100.002/3/2011 9:31:59 AM
Clambake$100.002/3/2011 9:32:58 AM
reflective-rupee$250.772/3/2011 9:34:19 AM
lucrative-durability$25.002/3/2011 9:29:00 AM
simplelender80$100.002/3/2011 9:29:52 AM
selector568$50.002/3/2011 9:30:42 AM
bob_sacamano$25.002/3/2011 9:38:04 AM
top-note-jamboree$50.002/3/2011 9:30:52 AM
g314$30.002/3/2011 9:30:58 AM
american6$100.002/3/2011 9:31:29 AM
resolute-return1$25.002/3/2011 10:41:57 AM
sensible-order2$100.002/3/2011 9:32:06 AM
orderly-leverage$100.002/3/2011 9:32:11 AM
Stavros$100.002/3/2011 9:33:46 AM
Artist_Blue$25.002/3/2011 9:34:07 AM
benevolent-asset$25.002/3/2011 10:37:53 AM
credit-investor5$50.002/3/2011 9:37:40 AM
hopeful-truth5$400.002/3/2011 12:06:02 PM
indomitable-coin$50.002/3/2011 1:09:55 PM
Cherrypicker$40.002/3/2011 10:41:58 AM
atlas100$25.002/3/2011 1:58:35 PM
boylezz$50.002/3/2011 3:39:19 PM
astute-benjamins$25.002/3/2011 4:36:42 PM
felicity-loyalist0$25.002/3/2011 5:28:30 PM
SolarMoonshine$25.002/3/2011 5:16:33 PM
competent-p2p$75.002/3/2011 7:34:24 PM
the-kindness-honker$25.002/3/2011 7:39:46 PM
emunah6$25.002/4/2011 7:55:55 AM
SCD$25.002/4/2011 4:42:40 AM
Johnab$25.002/4/2011 4:54:34 AM
Ananya$25.002/4/2011 5:18:56 AM
gold-blanket0$25.002/4/2011 8:58:39 AM
outofoffice$75.002/4/2011 7:32:20 AM
haplender$50.002/4/2011 9:18:50 AM
epic-value6$50.002/4/2011 9:33:17 AM
bancoroyal$50.002/4/2011 9:33:52 AM
mxlinux$25.002/4/2011 10:33:14 AM
bullwink27$25.002/4/2011 10:21:01 AM
CE88$75.002/4/2011 12:57:50 PM
Iamthewalrus$25.002/4/2011 10:53:54 AM
patriot897$50.002/4/2011 12:26:34 PM
peso-tiramisu$25.002/4/2011 12:48:33 PM
John_Galt$41.072/4/2011 1:40:10 PM
mikrolown$30.002/4/2011 1:54:33 PM
MoneyTree79$75.002/4/2011 1:54:44 PM
bizzzond$150.002/4/2011 2:23:31 PM
Midg$25.002/4/2011 2:43:29 PM
Papa_Mema$25.002/4/2011 4:13:37 PM
emosspot$25.002/4/2011 4:20:30 PM
sprinter$50.002/4/2011 4:43:46 PM
thankful-nickel2$25.002/4/2011 4:49:00 PM
silver-dogwood4$25.002/5/2011 12:16:12 AM
philgreen$50.002/5/2011 1:21:00 AM
availableloan$25.002/4/2011 7:07:21 PM
Archchancellor$32.802/5/2011 1:39:50 AM
RyanTH9893$25.002/4/2011 7:37:48 PM
mddahlheim$25.002/4/2011 9:09:20 PM
point-pinnacle$25.002/4/2011 11:12:19 PM
IIP77$25.002/5/2011 1:37:05 AM
YellowJacket$25.002/5/2011 1:45:40 AM
authentic-liberty7$25.002/5/2011 4:56:06 AM
arenangelchild$50.002/5/2011 2:00:14 AM
revenue-trombone5$25.002/5/2011 6:55:32 AM
Dollars4Rent$25.002/5/2011 7:02:26 AM
phycho2$50.002/5/2011 7:06:00 AM
bowdish1$50.002/5/2011 2:36:46 AM
Leopoldine$25.002/5/2011 10:12:40 AM
aasx1108$25.002/5/2011 10:31:05 AM
objective-investor$43.252/5/2011 4:46:32 AM
gothampark$25.002/5/2011 11:09:56 AM
tender-integrity3$75.822/5/2011 4:46:56 AM
uncleharold$25.002/5/2011 6:01:05 AM
klinebarger$25.002/5/2011 8:06:40 AM
investment-comet$25.002/5/2011 7:06:27 AM
ideal-platinum1$25.002/5/2011 7:40:48 AM
paul1$35.502/5/2011 9:38:40 AM
Interloper$25.002/5/2011 10:46:10 AM
SimpleChoice$25.002/5/2011 11:01:07 AM
poetic-yield3$25.002/5/2011 10:12:43 AM
tlam168$25.002/5/2011 12:21:50 PM
20mule$200.002/5/2011 2:25:27 PM
independent-revenue4$50.002/5/2011 2:27:03 PM
msh345$25.002/5/2011 12:22:24 PM
MARSTUN$50.002/5/2011 5:15:55 PM
Investoman$100.002/5/2011 5:20:55 PM
principal-bull$25.002/5/2011 1:19:37 PM
rdav$25.002/5/2011 5:31:05 PM
upbeat-finance8$25.002/5/2011 6:04:27 PM
comet55$25.002/5/2011 1:25:47 PM
MrBadExample$113.002/5/2011 2:00:06 PM
us957165$25.002/5/2011 8:28:39 PM
terrific-return$25.862/5/2011 9:14:11 PM
dud$50.002/5/2011 3:51:58 PM
artistmagnet$25.002/5/2011 11:30:37 PM
spiff666$25.002/5/2011 4:28:51 PM
billybragg$25.002/6/2011 4:45:52 AM
kingston4g$50.002/5/2011 6:51:34 PM
dontjader$100.002/5/2011 9:21:07 PM
sarisai$50.002/5/2011 8:35:48 PM
MoneyForNothing$10.562/6/2011 4:46:08 AM
kmr2$100.002/5/2011 9:16:12 PM
213 Investments
 
Borrower Payment Dependent Notes Series 492969
This series of Notes was issued and sold upon the funding of the borrower loan #47164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-07-2011 
Term: 36 months Listing End date:  Feb-07-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $74.32
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1996 Debt/Income ratio: 12%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $20,796Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: Uncomoe66 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Surprise
Purpose of loan:
This loan will be used to? Pay for back taxes owed to Kansas City.

My financial situation:
I am a good candidate for this loan because? Althoguh our family has experienced some financial difficulty during the past year we are doing better than most, we believe in keeping our committment and doing what we say. As we continue to climb out of our debt we were surprised by a $3,500.00 tax bill that is due now. The loan requested here helps pay that debt in one lump sum avoiding a wage garnishment and putting our jobs at risk.

Monthly net income: $7,500.00

Monthly expenses: $?6,190
??Housing: $ 2080
??Insurance: $ 650
??Car expenses: $?900
??Utilities: $ 700
??Phone, cable, internet: $ 200
??Food, entertainment: $ 360
??Clothing, household expenses $?400
??Credit cards and other loans: $ 600
??Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$100.002/7/2011 9:01:52 AM
jenkris$25.002/7/2011 9:06:44 AM
epic-value6$50.002/7/2011 9:08:04 AM
skuba$50.002/7/2011 9:08:29 AM
valiant-money$25.002/7/2011 9:17:18 AM
simplelender80$100.002/7/2011 9:02:23 AM
enchanted-yield4$50.002/7/2011 9:06:01 AM
american6$100.002/7/2011 9:06:06 AM
Tradesmanlender$35.002/7/2011 9:07:06 AM
marketplace-cello5$25.002/7/2011 9:06:15 AM
liberty-society5$25.002/7/2011 9:07:13 AM
investment-artist$25.002/7/2011 9:16:00 AM
haplender$50.002/7/2011 9:08:02 AM
be_wise$25.002/7/2011 9:05:26 AM
gain-equator$25.002/7/2011 9:07:25 AM
BidDaddyBigBucks$25.002/7/2011 9:07:34 AM
cash-reaction2$50.002/7/2011 9:08:10 AM
jazzlender$25.002/7/2011 9:02:10 AM
velocity-solo$50.002/7/2011 9:05:56 AM
kulender$100.002/7/2011 9:02:39 AM
sensible-order2$100.002/7/2011 9:06:33 AM
fishintime$100.002/7/2011 9:05:47 AM
active-reward7$50.002/7/2011 9:08:16 AM
grf1945$35.002/7/2011 9:08:44 AM
HamachiMan$50.002/7/2011 9:06:53 AM
genius520$100.002/7/2011 9:09:15 AM
bold-durability-drum$100.002/7/2011 9:07:16 AM
reflective-rupee$100.772/7/2011 9:16:12 AM
ladybird1$25.002/7/2011 9:07:55 AM
ultimate-peace$300.002/7/2011 9:08:33 AM
RecoveryLender$25.002/7/2011 9:25:09 AM
debt-force$25.002/7/2011 9:09:47 AM
commerce-yeller$35.002/7/2011 9:25:19 AM
33 Investments
 
Borrower Payment Dependent Notes Series 492989
This series of Notes was issued and sold upon the funding of the borrower loan #47127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.50% Listing Start date:  Feb-05-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 8.55% Borrower rate/APR: 9.55% / 11.65% Monthly payment: $480.84
 
Lender servicing fee: 1.00% Effective Yield*: 8.53%  
Estimated return*: 5.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1990 Debt/Income ratio: Not calculated
Credit score: 820-839 (Feb-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 16Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,627 
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: everhopeful-mtgexpenses Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dollar-welder9
Purpose of loan:
This loan will be used to meet expenses including relocation for a new job.
My financial situation:
I am a good candidate for this loan because I have an excellent credit rating and have not had trouble repaying loans in the past.? It is not my habit to carry any outstanding debts but since not being able to find a job in my new location, have tapped out my resources.?Help from family members is not an option at this time.??I am a former Wall St. exec. (baby boomer) and have recently made contact with my network in NYC and expect to have a?position soon. If you need more information from me please feel free to call or e-mail me.? Thank you in advance for your assistance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
enthralling-deal180$75.002/5/2011 12:01:49 PM
sensible-order2$100.002/5/2011 12:11:24 PM
HamachiMan$50.002/5/2011 12:12:12 PM
Clambake$100.002/5/2011 12:12:50 PM
bold-durability-drum$100.002/5/2011 12:13:03 PM
point-kitten6$50.002/5/2011 12:14:19 PM
epic-value6$50.002/5/2011 12:15:04 PM
cash-reaction2$50.002/5/2011 12:15:16 PM
simplelender80$100.002/5/2011 12:05:53 PM
kulender$100.002/5/2011 12:06:36 PM
vigilance-revolutionary$50.002/5/2011 12:09:31 PM
tech310$50.002/5/2011 12:09:12 PM
fishintime$100.002/5/2011 12:10:16 PM
BidDaddyBigBucks$25.002/5/2011 12:13:49 PM
Tradesmanlender$35.002/5/2011 12:12:33 PM
haplender$50.002/5/2011 12:14:57 PM
msh345$25.002/5/2011 12:22:31 PM
Edwin_Rae$25.002/5/2011 1:40:51 PM
grf1945$35.002/5/2011 1:16:26 PM
genius520$100.002/5/2011 8:20:59 PM
balance-force$40.002/5/2011 3:26:59 PM
godspeed237$25.002/5/2011 9:11:41 PM
dud$50.002/5/2011 3:52:08 PM
samaritan5$50.002/5/2011 4:20:43 PM
kmr2$100.002/5/2011 9:16:22 PM
trustu$50.002/6/2011 8:31:35 PM
CE88$50.002/7/2011 12:55:24 AM
AF-Chief$50.002/7/2011 12:06:43 PM
1SteelerFan$30.002/7/2011 11:25:59 AM
GoldenGo4$50.002/7/2011 4:01:27 PM
Ocean713$50.002/7/2011 2:51:29 PM
GoldenGo4$50.002/7/2011 3:41:15 PM
rolandweary$25.002/7/2011 3:31:21 PM
ijspence$25.002/7/2011 5:27:05 PM
LoanAngel$25.002/7/2011 8:19:25 PM
jamiee73$25.002/8/2011 6:06:39 AM
otto1939$50.002/8/2011 9:16:58 AM
upbeat-fund$25.002/8/2011 12:55:50 PM
LastLikeFirst$25.002/8/2011 2:25:45 PM
BxRealtor$25.002/8/2011 2:26:42 PM
intuitive-integrity9$50.002/8/2011 4:32:42 PM
ursus$100.002/8/2011 6:21:51 PM
power-defender7$50.002/8/2011 6:18:53 PM
bob_sacamano$25.002/8/2011 10:23:54 PM
Barak$50.002/9/2011 6:44:37 AM
monster4$50.002/9/2011 9:33:22 AM
aquarexbi$50.002/9/2011 12:57:27 PM
powerful-finance7$25.002/10/2011 12:53:16 AM
jrbill1998$50.002/10/2011 4:47:15 PM
Yorker1776$50.002/10/2011 8:16:14 PM
Mark-7$50.002/11/2011 12:43:17 AM
worthy-bid8$50.002/11/2011 6:06:24 AM
Ivan2007$35.232/11/2011 1:00:03 AM
market-cocktail$30.002/11/2011 9:57:03 AM
Dahlozer$50.002/11/2011 6:03:25 AM
turbobrat$50.002/11/2011 8:06:11 AM
SomebodysMom$50.002/11/2011 10:01:18 AM
gqrob$50.002/11/2011 10:05:41 AM
credit-kahuna$50.002/11/2011 11:51:10 AM
gjm6d$25.002/11/2011 8:06:25 PM
mistertao$25.002/11/2011 9:45:55 PM
ClearLake$25.002/12/2011 1:34:09 AM
myhrer$50.002/12/2011 1:50:28 AM
Airthus$25.002/12/2011 2:12:56 AM
wtrboy$50.002/11/2011 9:12:13 PM
SpectrumCen$25.002/11/2011 10:45:45 PM
pnace$35.002/12/2011 10:36:32 AM
chemistry220$50.002/12/2011 11:56:50 AM
nalaari$25.002/12/2011 2:50:21 AM
Mailman2004$50.002/12/2011 5:52:31 AM
Timex$50.002/12/2011 5:41:58 AM
ramblin$25.002/12/2011 5:55:46 AM
IIP77$25.002/12/2011 6:20:34 AM
MARWARISETH$25.002/12/2011 7:46:25 AM
mtp$50.002/12/2011 3:35:47 PM
Viamin$25.002/12/2011 11:06:16 AM
Mariner3605$25.002/12/2011 12:05:56 PM
commerce-yeller$30.002/13/2011 11:18:12 AM
legend717$25.002/12/2011 3:21:10 PM
dogbait$50.002/12/2011 3:31:57 PM
generous-deal6$50.002/13/2011 12:51:36 AM
GCInvestments$25.002/13/2011 5:11:35 PM
Eagledrop$25.002/13/2011 8:25:20 AM
Tasmir$25.002/13/2011 7:40:26 PM
Dweeberkitty1$25.002/13/2011 7:51:28 PM
Young-Y$25.002/13/2011 9:18:14 AM
jescowa$50.002/13/2011 5:35:36 PM
amitkj2000$50.002/13/2011 6:07:37 PM
a-consummate-camaraderi$50.002/13/2011 3:59:56 PM
Beverly_Hills_Lender$25.002/14/2011 12:47:02 AM
jdwillcox$100.002/14/2011 2:46:23 AM
asset-pilot$50.002/13/2011 7:55:15 PM
bullwink27$25.002/14/2011 2:32:18 PM
brightest-supreme-dollar$50.002/14/2011 9:35:56 AM
sarisai$50.002/14/2011 2:37:26 PM
Jathlet$50.002/14/2011 2:37:38 PM
nickel-advocator$25.002/14/2011 2:38:20 PM
newest-trade-spruce$50.002/14/2011 2:38:53 PM
the-auction-firestarter$25.002/14/2011 2:39:01 PM
ahansen$25.002/14/2011 2:39:16 PM
fcukciti$35.002/14/2011 2:39:43 PM
OCedHrt$25.002/14/2011 2:40:30 PM
sail120$50.002/14/2011 2:40:37 PM
the-auction-bear$25.002/14/2011 2:40:47 PM
fundingyourbigfuture$25.002/14/2011 2:40:51 PM
capital-web7$50.002/14/2011 2:41:04 PM
harty$50.002/14/2011 2:41:29 PM
steiglends$61.692/14/2011 2:41:37 PM
dollars4debts$25.002/14/2011 2:42:15 PM
GiftViftdotcom$25.002/14/2011 2:43:25 PM
MattLic$50.002/14/2011 2:43:30 PM
maldok1$25.002/14/2011 11:18:14 AM
Reinadog9$50.002/14/2011 2:43:52 PM
unclejaef$25.002/14/2011 2:44:05 PM
exuberant-dime$50.002/14/2011 2:44:16 PM
debt_helper$25.002/14/2011 9:35:11 AM
Jasper$25.002/14/2011 4:24:21 PM
restless-currency$40.002/14/2011 11:57:20 AM
agiovasil$25.002/14/2011 4:26:08 PM
jtradition$50.002/14/2011 4:26:59 PM
raisingophelia$25.002/14/2011 4:28:09 PM
RLW43$50.002/14/2011 4:28:32 PM
brutusbone$50.002/14/2011 4:28:38 PM
elephantparty$50.002/14/2011 2:37:27 PM
dparkhom$25.002/14/2011 2:37:42 PM
best-coin-miser$25.002/14/2011 2:37:46 PM
mnbud$50.002/14/2011 2:38:23 PM
Iamthewalrus$25.002/14/2011 2:39:25 PM
point-shooter$50.002/14/2011 2:39:29 PM
ShhDragon$25.002/14/2011 2:40:26 PM
friendly-credit2$50.002/14/2011 2:40:45 PM
30Sky$25.002/14/2011 2:40:55 PM
five-star-responsibility0$49.942/14/2011 2:42:23 PM
MilitaryAV8R$25.002/14/2011 2:42:36 PM
williemc44$25.002/14/2011 2:43:23 PM
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shrewd-deal$25.002/14/2011 2:43:46 PM
wayman$50.002/14/2011 2:43:57 PM
paladin847$50.002/14/2011 2:44:18 PM
payout-runner$50.002/14/2011 2:37:32 PM
sassykatty$50.002/14/2011 2:37:48 PM
chris668$25.002/14/2011 4:53:55 PM
golden-finance7$50.002/14/2011 2:38:14 PM
thoughtful-community7$25.002/14/2011 2:38:39 PM
MadHun$50.002/14/2011 2:39:08 PM
MicroLender357$50.002/14/2011 2:40:23 PM
kbguru$50.002/14/2011 2:40:33 PM
eloquent-dough5$25.002/14/2011 2:40:42 PM
compassionate-dime0$50.002/14/2011 2:40:50 PM
Banker7371$25.002/14/2011 2:41:01 PM
kegs$150.002/14/2011 2:41:19 PM
nanda$100.002/14/2011 2:41:31 PM
handshake5$100.002/14/2011 2:42:43 PM
divedude$25.002/14/2011 2:42:52 PM
TelegramSam$25.002/14/2011 2:43:24 PM
Duanep01$25.002/14/2011 2:43:36 PM
Adino$50.002/14/2011 2:43:48 PM
NYCFinancier$25.002/14/2011 2:44:12 PM
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mike279766$29.002/14/2011 4:24:23 PM
medan20356$50.002/14/2011 4:24:55 PM
sensible-fund$50.002/14/2011 4:25:11 PM
actuarial_investor$25.002/14/2011 4:28:06 PM
gangusron$50.002/14/2011 4:28:13 PM
eadamson$50.002/14/2011 4:28:23 PM
econman1$50.002/14/2011 4:28:26 PM
red-unequivocal-finance$25.002/14/2011 4:24:24 PM
money-floret$50.002/14/2011 4:24:45 PM
RedantFinance$25.002/14/2011 4:24:57 PM
smmgnn99$30.002/14/2011 6:10:48 PM
northphoto$25.002/14/2011 4:28:07 PM
duagne$25.002/14/2011 4:28:28 PM
TheYellowDart$25.002/14/2011 4:47:19 PM
platinum-genetics$25.002/14/2011 5:35:08 PM
investment-tempo$50.002/14/2011 5:50:01 PM
Traveler888$96.102/14/2011 6:22:42 PM
jazzlender$25.002/5/2011 12:05:28 PM
american6$100.002/5/2011 12:10:38 PM
peripatetic$25.002/5/2011 12:11:35 PM
gain-equator$25.002/5/2011 12:13:28 PM
ladybird1$50.002/5/2011 12:14:41 PM
active-reward7$50.002/5/2011 12:15:26 PM
velocity-solo$60.002/5/2011 12:09:14 PM
be_wise$25.002/5/2011 12:09:20 PM
marketplace-cello5$25.002/5/2011 12:11:09 PM
AFairDeal$75.002/5/2011 12:13:13 PM
meenan$50.002/5/2011 12:11:52 PM
jenkris$25.002/5/2011 12:12:00 PM
skuba$50.002/5/2011 12:16:08 PM
sprinter$50.002/5/2011 12:15:40 PM
versatilenyguy$25.002/5/2011 12:16:49 PM
SimpleChoice$25.002/5/2011 12:17:12 PM
Uncle_Scrooge$50.002/6/2011 1:21:26 PM
lion6$25.002/6/2011 9:31:20 PM
indomitable-coin$50.002/7/2011 6:55:43 AM
melodious-fairness$50.002/7/2011 10:40:52 AM
agalt$75.002/7/2011 10:41:49 AM
benjamins-utopia$100.002/7/2011 10:35:57 AM
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adventurous-commerce$25.002/7/2011 11:26:58 AM
radforj22$25.002/7/2011 4:45:51 PM
organized-dedication9$50.002/7/2011 5:12:04 PM
goldsun$25.002/7/2011 7:10:59 PM
Artist_Blue$25.002/8/2011 6:07:51 AM
LightTheWay$50.002/7/2011 11:46:22 PM
chestnut4$25.002/8/2011 8:17:07 AM
comet55$25.002/8/2011 2:25:43 PM
g314$30.002/8/2011 4:15:23 PM
credit-investor5$50.002/8/2011 5:14:01 PM
orgy63$50.002/8/2011 4:50:44 PM
nybanker85$50.002/8/2011 5:25:15 PM
astute-benjamins$25.002/8/2011 5:48:39 PM
mykkai$25.002/8/2011 5:48:25 PM
silver-armada$50.002/8/2011 8:05:52 PM
pdxKurt$50.002/8/2011 10:24:07 PM
GrayStudio$25.002/8/2011 11:10:57 PM
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a-finance-nirvana$25.002/8/2011 6:21:07 PM
lenderrb$35.002/8/2011 6:41:08 PM
gustavholstopus32$25.002/9/2011 4:52:06 AM
superb-funds335$25.002/8/2011 8:30:52 PM
irrelevant$50.002/9/2011 7:01:32 AM
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mls$100.002/9/2011 8:25:49 AM
Jassi$25.002/10/2011 12:59:38 AM
bombay56$50.002/9/2011 10:05:46 PM
dime-smasher5$25.002/9/2011 8:26:33 PM
ultimate-trade896$50.002/10/2011 9:31:57 AM
don8ter$25.002/10/2011 7:57:01 AM
balanced-rupee$50.002/10/2011 6:26:00 PM
harperpotok$50.002/10/2011 1:36:03 PM
flanative$50.002/10/2011 7:11:24 PM
ptjg$32.212/11/2011 1:13:19 AM
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JFKPilot$25.002/11/2011 12:01:59 PM
yennib$50.002/11/2011 9:30:57 AM
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macjp123$25.002/11/2011 1:58:00 PM
studious-bonus7$100.002/12/2011 3:01:11 AM
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commitment-jedi4$25.002/12/2011 3:31:15 AM
loan-master996$50.002/11/2011 6:46:52 PM
honsbedh$25.002/11/2011 6:47:06 PM
ferdberfel$50.002/12/2011 8:32:11 AM
rebelduke$25.682/12/2011 2:31:30 AM
hitsman$50.002/12/2011 12:07:33 PM
duty-windmill$25.002/12/2011 10:21:00 AM
1phantom$25.002/12/2011 10:33:32 AM
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Leopoldine$25.002/12/2011 11:57:03 AM
newest-organic-rupee$25.002/12/2011 11:57:25 AM
GElender$50.002/12/2011 12:00:32 PM
Purple11$50.002/12/2011 9:25:45 PM
hrubinst$50.002/12/2011 12:06:05 PM
panther757$25.002/13/2011 1:30:32 AM
yield-seeker$25.002/13/2011 9:25:19 AM
52digital$50.002/12/2011 2:15:53 PM
walkerp$25.002/13/2011 10:05:05 AM
compwhiz$25.002/12/2011 12:47:17 PM
reward-motion$25.002/13/2011 4:51:31 AM
GMPK_TLAS$50.002/12/2011 6:25:47 PM
Hogan55$38.322/13/2011 1:23:19 AM
organized-payment6$50.002/13/2011 9:17:32 AM
treasure-ace$25.002/13/2011 10:12:37 AM
lucrative-coin$50.002/13/2011 2:57:48 PM
golden-platinum7$25.002/14/2011 6:34:52 AM
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efficient-treasure0$25.002/13/2011 3:05:52 PM
fervent-reward0$50.002/13/2011 8:20:06 PM
hanoi10$25.002/14/2011 6:17:26 AM
6moonbeams$25.002/14/2011 10:00:51 AM
janus_god$25.002/14/2011 6:50:58 AM
drtrimmers$41.972/14/2011 10:45:20 AM
orange-dollar-guild$25.002/14/2011 7:56:12 AM
awwaww$50.002/14/2011 9:34:58 AM
nimcha$50.002/14/2011 9:40:31 AM
LenderOnWheels$25.002/14/2011 2:37:30 PM
benjamin67$50.002/14/2011 2:37:50 PM
integrity-hawk$50.002/14/2011 2:37:54 PM
agreement-sycamore$40.002/14/2011 2:38:56 PM
CarlC$50.002/14/2011 2:40:24 PM
BaxterEvil$25.002/14/2011 2:40:35 PM
chekat$25.002/14/2011 2:40:44 PM
moola-escalator$25.002/14/2011 2:40:48 PM
skiberdad$50.002/14/2011 2:41:24 PM
PitOfSuccess$25.002/14/2011 2:41:58 PM
Bubbasnestegg$25.002/14/2011 2:42:53 PM
hard-working-loot$25.002/14/2011 2:43:27 PM
loantigger$50.002/14/2011 2:43:32 PM
cablenews$50.002/14/2011 2:43:54 PM
microfunder$25.002/14/2011 9:34:53 AM
gold-tsunami$50.002/14/2011 2:44:15 PM
ALVO$50.002/14/2011 2:44:20 PM
rjleves$25.002/14/2011 2:44:36 PM
nprfan5$25.002/14/2011 10:02:06 AM
GATrust$50.002/14/2011 4:24:19 PM
greenback-porcelain2$25.002/14/2011 11:47:05 AM
ryanplays311$25.002/14/2011 4:24:26 PM
SB-Funding$50.002/14/2011 4:25:00 PM
silverloan$34.812/14/2011 4:25:05 PM
CaliforniaSun$25.002/14/2011 4:25:26 PM
luckyldy$50.002/14/2011 4:28:21 PM
ladderskibum$25.002/14/2011 4:28:30 PM
gracej$25.002/14/2011 2:34:32 PM
liberty-banker0$50.002/14/2011 2:37:34 PM
banker65010$25.002/14/2011 2:37:53 PM
jammers$50.002/14/2011 2:38:30 PM
shrewd-credit7$50.002/14/2011 2:39:27 PM
geekguy$25.002/14/2011 2:40:06 PM
somebody32$50.002/14/2011 2:40:39 PM
flexible-fund6$50.002/14/2011 2:40:49 PM
KVEER$25.002/14/2011 2:41:06 PM
rate-rapture8$50.002/14/2011 2:41:27 PM
the-bid-sorcerer$46.852/14/2011 4:47:47 PM
credit-force5$50.002/14/2011 2:43:28 PM
Shawn95187$25.002/14/2011 2:43:42 PM
LeReve$100.002/14/2011 2:43:56 PM
starlight31$50.002/14/2011 2:44:00 PM
buddy486$25.002/14/2011 2:33:21 PM
joplinoz$50.002/14/2011 4:52:27 PM
orange-courageous-dedication$50.002/14/2011 4:52:43 PM
gain-gourd$100.002/14/2011 2:35:37 PM
badgermom$25.002/14/2011 2:47:25 PM
yarg$50.002/14/2011 2:58:20 PM
almar$50.002/14/2011 2:37:28 PM
shred123$50.002/14/2011 2:37:36 PM
108lender$50.002/14/2011 2:37:59 PM
bold-yield-rumbler$25.002/14/2011 2:38:17 PM
mattbison$25.002/14/2011 2:38:33 PM
zaxsan$50.002/14/2011 2:39:05 PM
boylezz$50.002/14/2011 2:39:11 PM
Maupinman$50.002/14/2011 2:39:22 PM
a-responsible-return$25.002/14/2011 2:39:33 PM
hopethisworks$50.002/14/2011 2:39:48 PM
simpy$50.002/14/2011 2:40:19 PM
UofCMaroon$50.002/14/2011 2:40:27 PM
asdf9876$25.002/14/2011 2:40:41 PM
MarinLoans$25.002/14/2011 2:40:46 PM
brw$25.002/14/2011 2:41:00 PM
Wally1727$50.002/14/2011 2:41:22 PM
hanuman77$50.002/14/2011 2:42:19 PM
roboflare$50.002/14/2011 2:42:59 PM
mobius404$25.002/14/2011 4:22:56 PM
riproaringrapids$25.002/14/2011 2:43:44 PM
financelover$25.002/14/2011 2:44:09 PM
wwwUniversal$25.002/14/2011 2:44:30 PM
ItsJustMe79$40.002/14/2011 4:27:42 PM
opportunity85$50.002/14/2011 3:06:07 PM
the-transaction-stronghold$25.002/14/2011 4:28:18 PM
catmanbob$25.002/14/2011 4:28:36 PM
Dillonmd58$25.002/14/2011 5:08:42 PM
RoyFauntleroy$25.002/14/2011 4:29:02 PM
greenback-guard$25.002/14/2011 4:31:15 PM
JDFuego$50.002/14/2011 4:24:32 PM
Opportunity4you$25.002/14/2011 5:25:33 PM
12puebloyankee$34.162/14/2011 4:42:40 PM
HalfDayz$50.002/14/2011 4:28:20 PM
Relevance$25.002/14/2011 4:28:41 PM
corvettejrw$33.332/14/2011 4:28:47 PM
balance6$25.002/14/2011 5:08:48 PM
platinum-optimization1$25.002/14/2011 6:05:01 PM
365 Investments
 
Borrower Payment Dependent Notes Series 493003
This series of Notes was issued and sold upon the funding of the borrower loan #46991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-10-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2006 Debt/Income ratio: 27%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,748Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: new-loan-searcher Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
tarro the great
Purpose of loan:
This loan will be used to?
pay off some debts and get a good transportation vehicle
My financial situation:
I am a good candidate for this loan because?
i pay all of my bills on time and when i can, i pay them off in full
Monthly net income: $
2000.
Monthly expenses: $
??Housing: $ 577.
??Insurance: $
??Car expenses: $ 50.
??Utilities: $ 100.
??Phone,50. cable, internet: $
??Food, entertainment: $50.
??Clothing, household expenses $
??Credit cards and other loans: $ 300.
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: yes i can provide my mortgage balance and I only have 1 mortgage balance (Feb-08-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
sensible-order2$100.002/8/2011 9:02:06 AM
kulender$100.002/8/2011 9:01:10 AM
simplelender80$100.002/8/2011 9:02:18 AM
jazzlender$25.002/8/2011 9:04:02 AM
Kash2010lu$28.002/8/2011 9:04:19 AM
important-openness1$50.002/8/2011 1:37:50 PM
HamachiMan$50.002/8/2011 9:10:15 AM
papaloha$25.002/8/2011 9:12:49 AM
musegaze$100.002/8/2011 9:13:07 AM
finance-prescription$50.002/8/2011 9:13:45 AM
reflective-rupee$300.772/8/2011 9:46:25 AM
MarvintheMartian$25.002/8/2011 10:39:29 AM
CashFlow13$100.002/8/2011 6:22:05 PM
houli123$150.002/8/2011 7:35:17 PM
agalt$75.002/9/2011 8:22:07 AM
kind-important-liberty9$25.002/9/2011 1:40:26 AM
monster4$50.002/9/2011 9:32:38 AM
social-zebra$30.022/9/2011 7:30:10 AM
amlu1988$25.002/9/2011 7:24:34 AM
Bob450$25.002/9/2011 12:12:37 PM
Dowanhill$25.002/9/2011 10:20:59 AM
Investoman$50.002/9/2011 12:11:52 PM
liberty-destiny3$25.002/9/2011 4:08:25 PM
zorg77$25.002/9/2011 2:48:53 PM
equitylender$30.002/9/2011 4:24:09 PM
bid-treaty$51.452/9/2011 4:34:57 PM
TheCount$25.002/10/2011 12:32:59 AM
money-bauble$74.312/10/2011 1:14:17 AM
benefit-banshee$50.002/9/2011 6:24:02 PM
HedgeFund$50.002/9/2011 8:01:23 PM
logical-loyalty0$25.002/9/2011 10:10:51 PM
jhernand17$25.002/10/2011 6:06:06 AM
Doug1043$25.002/10/2011 9:33:37 AM
newest-generous-income$25.002/10/2011 9:50:53 AM
washboard1$50.002/10/2011 10:30:48 AM
witty-openness$25.002/10/2011 4:51:12 AM
peterpossum$25.002/10/2011 12:21:01 PM
Aunca$50.002/10/2011 3:42:28 PM
payout-banker4$25.002/10/2011 4:42:18 PM
sweetlan$25.002/10/2011 4:42:33 PM
famous-bid9$25.002/10/2011 4:42:37 PM
utmom$25.002/10/2011 4:42:54 PM
ezg$50.002/10/2011 4:43:12 PM
lucrative-transparency0$50.002/10/2011 4:43:23 PM
credit-investor5$50.002/10/2011 4:44:19 PM
zone8$125.002/10/2011 4:44:33 PM
ommcd$25.002/10/2011 4:44:49 PM
worth-arch$25.002/10/2011 4:45:03 PM
admirable-basis1$25.002/10/2011 9:33:04 AM
realtormoises$25.002/10/2011 9:48:30 AM
Pu239$60.002/10/2011 11:25:30 AM
social-hunter5$100.002/10/2011 11:48:17 AM
ursus$50.002/10/2011 4:23:16 PM
deal-hickory5$50.002/10/2011 4:42:34 PM
investment-cluster$25.002/10/2011 1:46:00 PM
agiovasil$25.002/10/2011 4:42:57 PM
tomoe$25.002/10/2011 1:57:18 PM
generator535$25.002/10/2011 4:43:25 PM
villagers$35.002/10/2011 4:43:38 PM
balance-hercules$50.002/10/2011 4:43:47 PM
oreyedoc$50.002/10/2011 4:44:04 PM
first-upright-payout$25.002/10/2011 4:44:22 PM
forthright-dedication$25.002/10/2011 4:44:35 PM
PatRichi$25.002/10/2011 4:44:44 PM
DER$50.002/10/2011 4:44:57 PM
tech310$50.002/10/2011 4:45:05 PM
umfan123$25.002/10/2011 4:45:17 PM
ingenious-deal6$25.002/10/2011 4:45:20 PM
LBOregon$25.002/10/2011 4:42:28 PM
thrifty-return$30.002/10/2011 4:43:00 PM
investisure$50.002/10/2011 4:43:14 PM
LoisLoan$50.002/10/2011 4:43:19 PM
Ocean713$50.002/10/2011 4:44:07 PM
Wellman$32.472/10/2011 4:44:25 PM
jasjac0105$25.002/10/2011 4:44:36 PM
velocity-solo$30.002/10/2011 4:45:01 PM
Rob717171$50.002/10/2011 4:45:09 PM
credit-force5$50.002/10/2011 4:45:22 PM
payment-gusto$25.002/10/2011 4:45:28 PM
competent-p2p$30.002/8/2011 9:04:22 AM
orderly-leverage$50.002/8/2011 9:09:14 AM
suave-dime6$25.002/8/2011 9:09:33 AM
gain-equator$25.002/8/2011 9:10:57 AM
profit-powerplant$25.002/8/2011 9:11:11 AM
authoritative-platinum7$25.002/8/2011 9:11:25 AM
genius520$100.002/8/2011 9:12:25 AM
benjamins-utopia$50.002/8/2011 9:13:27 AM
SolarMoonshine$25.002/8/2011 4:02:25 PM
commitment-orbiter5$50.002/8/2011 9:14:02 AM
2grindstones$25.002/8/2011 9:22:30 AM
greencat$50.002/8/2011 9:53:10 AM
Wangchuk$25.002/8/2011 10:01:23 AM
taetrade$25.002/8/2011 2:16:22 PM
brightest-dignified-penny$25.002/8/2011 4:19:58 PM
favorite-commerce$50.002/8/2011 5:00:35 PM
octoberfresh$26.002/8/2011 6:08:52 PM
deegeeman$50.002/8/2011 6:12:06 PM
moneysong$200.002/8/2011 6:53:35 PM
bold-attentive-listing$25.002/8/2011 8:41:21 PM
loanman2007$75.002/9/2011 5:06:53 AM
Moneypenny6$25.002/9/2011 6:47:53 AM
irrelevant$25.002/9/2011 6:57:35 AM
Jack55304$300.002/9/2011 7:36:31 AM
credit-sycamore4$50.002/9/2011 12:32:37 PM
ready-interest9$25.002/9/2011 8:28:57 AM
Medic05$25.002/9/2011 2:11:04 PM
cippy$25.002/9/2011 4:41:20 PM
seanambrose$25.002/9/2011 9:53:30 AM
LibbyZ$50.002/9/2011 6:17:14 PM
Shining-Star$25.002/9/2011 6:44:38 PM
ThatDanGuy$50.002/9/2011 2:28:15 PM
xzec777$25.002/10/2011 3:51:05 AM
amijo$25.002/10/2011 7:50:52 AM
finance-mushroom$100.002/10/2011 3:20:44 AM
buffalobills$25.002/10/2011 8:03:24 AM
indomitable-dedication$50.002/10/2011 4:42:44 PM
flexible-value$28.652/10/2011 4:43:02 PM
green-thoughtful-yield$50.002/10/2011 4:43:21 PM
HamletTower$25.002/10/2011 4:43:30 PM
festeringsnot$25.002/10/2011 4:44:01 PM
CC911$25.002/10/2011 4:44:27 PM
careful-note$50.002/10/2011 4:44:36 PM
FeedTheMachine$50.002/10/2011 4:44:51 PM
FASTIZIO_P$25.002/10/2011 9:35:01 AM
Leshan$25.002/10/2011 4:17:37 PM
F16Pilot$25.002/10/2011 4:42:20 PM
consummate-loyalty1$50.002/10/2011 4:42:40 PM
traice$25.002/10/2011 4:42:58 PM
skuba$25.002/10/2011 4:43:43 PM
Uncle_Scrooge$50.002/10/2011 4:43:59 PM
peace-missile$25.002/10/2011 4:44:20 PM
apostle901$25.002/10/2011 4:44:29 PM
mercuriant$25.002/10/2011 4:44:39 PM
graceful-investment$92.182/10/2011 4:44:54 PM
gold-channel2$25.002/10/2011 4:44:59 PM
oregonusa$50.002/10/2011 4:45:11 PM
bountiful-durability$81.002/10/2011 4:45:19 PM
asiaratt$50.002/10/2011 4:45:26 PM
top-loan-empenada$25.002/10/2011 4:42:43 PM
108lender$150.002/10/2011 4:43:09 PM
Jloaner$50.002/10/2011 4:43:16 PM
jescowa$50.002/10/2011 4:43:27 PM
AF-Chief$50.002/10/2011 4:44:11 PM
justonejake$25.002/10/2011 4:44:18 PM
worthy-bid8$50.002/10/2011 4:44:31 PM
treasure-bliss$50.002/10/2011 4:44:47 PM
rescue$100.002/10/2011 4:45:06 PM
natejx$25.002/10/2011 4:45:14 PM
SDNLR$25.002/10/2011 4:45:24 PM
Speculator$25.002/10/2011 4:45:29 PM
150 Investments
 
Borrower Payment Dependent Notes Series 493191
This series of Notes was issued and sold upon the funding of the borrower loan #47115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Feb-08-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 13.49% Borrower rate/APR: 14.49% / 16.65% Monthly payment: $258.12
 
Lender servicing fee: 1.00% Effective Yield*: 13.26%  
Estimated return*: 7.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1988 Debt/Income ratio: 21%
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,611Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: orange-cerebral-bid Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Improvement $ needed
Purpose of loan:
This loan will be used to buy an awning.

My financial situation:
I am a good candidate for this loan because been in business for 11 years

Monthly net income: $

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
reward-tsunami7$50.002/8/2011 5:01:07 PM
reflective-rupee$100.772/8/2011 5:03:13 PM
impressive-credit431$100.002/8/2011 5:07:36 PM
american6$100.002/8/2011 5:08:10 PM
marketplace-cello5$25.002/8/2011 5:08:26 PM
gain-equator$25.002/8/2011 5:10:51 PM
kmr2$100.002/8/2011 5:11:55 PM
DasMula$25.002/8/2011 5:25:36 PM
kulender$100.002/8/2011 5:04:37 PM
melodious-fairness$50.002/8/2011 5:05:13 PM
simplelender80$100.002/8/2011 5:05:29 PM
fishintime$100.002/8/2011 5:07:52 PM
velocity-solo$50.002/8/2011 5:07:56 PM
bold-durability-drum$100.002/8/2011 5:10:24 PM
genius520$100.002/8/2011 5:11:50 PM
balance-force$25.002/8/2011 5:24:05 PM
monroemoney$25.002/8/2011 5:52:25 PM
tom48l$25.002/8/2011 5:52:38 PM
cpblue79$50.002/8/2011 5:52:42 PM
mykkai$25.002/8/2011 6:14:26 PM
platinum-dojo$25.002/9/2011 1:11:01 AM
vutah$25.002/8/2011 8:27:55 PM
JustMee$25.002/8/2011 8:30:00 PM
loanman2007$25.002/9/2011 5:07:33 AM
superb-funds335$25.002/8/2011 8:31:12 PM
QuinMccoy$25.002/9/2011 12:38:15 AM
encore06$25.002/9/2011 8:24:39 AM
investment-artist$25.002/9/2011 8:26:28 AM
get30inc$58.792/9/2011 12:48:27 AM
Bank_Of_XL$50.002/9/2011 8:07:20 AM
selector568$50.002/9/2011 9:55:53 AM
irrelevant$50.002/9/2011 7:01:55 AM
aquarexbi$50.002/9/2011 12:57:48 PM
felicity-loyalist0$25.002/9/2011 4:01:41 PM
RyanTH9893$25.002/9/2011 5:38:24 PM
loss-of-control$50.002/9/2011 6:17:19 PM
hektek22$600.002/9/2011 6:59:07 PM
tlawed$25.002/9/2011 7:33:04 PM
RandyL3$25.002/10/2011 1:00:06 AM
don8ter$25.002/10/2011 7:57:24 AM
RedCentre$500.002/10/2011 12:26:30 PM
radforj22$25.002/10/2011 9:50:34 PM
Artist_Blue$25.002/11/2011 6:06:10 AM
Leshan$25.002/11/2011 7:09:16 AM
cashasaurus0$100.002/11/2011 3:14:46 PM
Lend2006$25.002/11/2011 4:08:52 PM
Registerednurse1$30.002/11/2011 10:53:44 AM
bigphish$25.002/11/2011 11:31:13 AM
statenisland51$50.002/12/2011 7:14:28 AM
VBPlayer$30.002/12/2011 10:33:50 AM
blindtaxidriver$25.002/12/2011 2:16:53 AM
MARWARISETH$25.002/12/2011 7:46:54 AM
hitsman$50.002/12/2011 12:07:55 PM
gardenofeden$25.002/12/2011 7:59:15 AM
generous-deal6$50.002/13/2011 12:52:11 AM
compwhiz$25.002/12/2011 12:47:34 PM
efficient-treasure0$25.002/13/2011 3:06:12 PM
Purple11$50.002/12/2011 9:26:00 PM
dynrep$25.002/13/2011 10:05:46 AM
enthralling-investment$38.002/13/2011 8:01:32 AM
organized-payment6$50.002/13/2011 9:17:57 AM
lucrative-coin$50.002/13/2011 2:58:16 PM
agalt$75.002/14/2011 8:06:43 AM
market-squadron3$25.002/13/2011 5:31:48 PM
janus_god$25.002/14/2011 6:51:17 AM
jdwillcox$100.002/14/2011 2:46:47 AM
6moonbeams$25.002/14/2011 10:01:36 AM
maldok1$25.002/14/2011 11:18:34 AM
Manvel$25.002/14/2011 10:22:34 AM
smart-treasure$25.002/14/2011 4:41:36 PM
a-finance-nirvana$25.002/14/2011 4:33:08 PM
platinum-genetics$25.002/14/2011 5:35:20 PM
greekgst99$25.002/15/2011 4:25:47 AM
lendacity$25.002/15/2011 3:17:05 AM
keichi03$30.002/15/2011 5:22:29 AM
loot-heart$25.002/15/2011 6:26:20 AM
hightek$50.002/15/2011 6:31:35 AM
power-trophy7$50.002/15/2011 6:56:19 AM
durable-investment8$30.922/15/2011 6:57:53 AM
Christophe$25.002/15/2011 7:12:23 AM
swpski$50.002/15/2011 9:43:16 AM
point-pinnacle$25.002/15/2011 8:30:13 AM
return-investor6$28.002/15/2011 8:32:13 AM
EretzCapital$38.292/15/2011 8:32:18 AM
USFoundation$25.002/15/2011 12:14:06 PM
Ruckus888$50.002/15/2011 9:37:45 AM
blissful-penny$50.002/15/2011 9:57:18 AM
wampum-chorus3$30.002/15/2011 9:59:15 AM
benjamins-utopia$50.002/8/2011 5:05:00 PM
jazzlender$25.002/8/2011 5:06:21 PM
sensible-order2$100.002/8/2011 5:08:43 PM
jenkris$25.002/8/2011 5:09:02 PM
platinum-sorcerer6$50.002/8/2011 5:21:47 PM
courteous-fund9$50.002/8/2011 5:01:12 PM
Stack23$25.002/8/2011 5:24:44 PM
enthralling-deal180$100.002/8/2011 5:02:36 PM
commerce-yeller$25.002/8/2011 5:06:54 PM
HamachiMan$50.002/8/2011 5:09:31 PM
Tradesmanlender$35.002/8/2011 5:10:13 PM
lloyd_s$44.592/8/2011 6:04:28 PM
lenderrb$35.002/8/2011 6:41:26 PM
ONECENTATATIME$27.002/8/2011 6:18:41 PM
McChan$100.002/8/2011 10:02:46 PM
helpinghand63$43.562/8/2011 10:21:07 PM
fillholdingsllc$25.002/9/2011 7:37:40 AM
GrayStudio$25.002/8/2011 11:11:23 PM
Moneypenny6$25.002/9/2011 6:47:05 AM
Hola_James$30.502/9/2011 1:07:15 PM
sk10023$40.002/9/2011 10:35:52 AM
just-finance7$50.002/9/2011 12:42:36 PM
John_Galt$25.002/9/2011 7:47:42 PM
dime-smasher5$25.002/9/2011 8:26:45 PM
rjrventure$50.002/10/2011 1:21:59 PM
buffalobills$25.002/10/2011 8:07:08 AM
tomoe$25.002/10/2011 2:37:10 PM
colorfulgardener$25.002/10/2011 1:45:01 PM
gain-dolphin$25.002/10/2011 9:17:37 PM
thankful-nickel2$25.002/10/2011 3:06:15 PM
cash-queen$25.002/10/2011 3:28:27 PM
captainzero$75.002/10/2011 5:29:26 PM
worthy-bid8$50.002/11/2011 6:06:41 AM
valiant-money$25.002/11/2011 9:20:25 AM
neoboy$153.282/11/2011 6:23:10 AM
jrhinomo$50.002/11/2011 3:56:48 PM
macjp123$25.002/11/2011 1:57:41 PM
skuba$50.002/12/2011 12:45:55 AM
Grandmahoneybee$25.002/12/2011 8:36:04 AM
cash-tent$30.002/12/2011 11:50:09 AM
big-lendin$25.002/12/2011 12:51:36 PM
Sol_Invictus$25.002/12/2011 8:39:48 AM
ultimate-commitment$25.002/12/2011 8:47:37 AM
meenan$50.002/12/2011 12:06:08 PM
aztec$100.002/12/2011 1:47:21 PM
nav1elt$25.002/12/2011 1:54:29 PM
mtp$50.002/12/2011 3:36:08 PM
all_of_that_one$35.002/13/2011 9:33:18 AM
Johnab$25.002/13/2011 8:18:32 AM
Figure4$25.002/13/2011 1:40:03 PM
BxRealtor$25.002/14/2011 8:22:20 AM
GCInvestments$25.002/13/2011 5:21:11 PM
wwwUniversal$25.002/14/2011 2:55:26 AM
aryus$50.002/14/2011 9:17:47 AM
restless-currency$40.002/14/2011 11:57:39 AM
grf1945$35.002/14/2011 4:30:07 PM
redmen93$100.002/14/2011 4:27:06 PM
bountiful-social$25.002/14/2011 6:12:12 PM
orange-courageous-dedication$50.002/14/2011 4:53:05 PM
riproaringrapids$25.002/14/2011 7:32:16 PM
narblark$50.002/15/2011 4:57:26 AM
greenback-museum$25.002/15/2011 4:59:57 AM
first-pragmatic-note$25.002/14/2011 9:55:35 PM
quest0$25.002/15/2011 7:21:01 AM
cupcake0$39.842/15/2011 8:55:22 AM
skillful-auction$50.002/15/2011 9:38:44 AM
finance-elevator$25.002/15/2011 10:40:42 AM
Shining-Star$25.002/15/2011 10:15:33 AM
OLYVRC$21.462/15/2011 12:25:54 PM
157 Investments
 
Borrower Payment Dependent Notes Series 493245
This series of Notes was issued and sold upon the funding of the borrower loan #47149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1999 Debt/Income ratio: 9%
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 6Length of status:1y 9m
Amount delinquent: $1,500 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,199Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: reverent-income691 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Pay-off/Unexpected Expense
Purpose of loan:
Pay-off an unexpected expense.?

My financial situation:
I am a good candidate for this loan because I have excellent debt-to-income.? My total monthly expenses do not exceed $2000 and my take-home pay is $4200.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $?100
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: please explain the delinquency. also what is your job/industry? thanks - shrewd-income
A: Hi! Thank you for your question. The delinquency was from a medical collection four years ago. I work for a healthcare technology consulting firm. I am a consultant. Most of what we do is Electronic Health Record (EHR) Implementations within clinical settings. I am a PMP Certified project manager and my role is mostly project management and business development. Please reach out if you have any other questions. (Feb-12-2011)
Q: What is the delinquency? - CMDCO
A: It is a medical collection (Feb-12-2011)
Q: How come you show no housing expenses? - CliffordtheRed
A: I live with family (Feb-14-2011)
3 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
kulender$50.002/9/2011 9:01:50 AM
simplelender80$100.002/9/2011 9:02:10 AM
suave-dime6$25.002/9/2011 9:04:58 AM
HamachiMan$50.002/9/2011 9:05:10 AM
important-openness1$50.002/9/2011 9:06:14 AM
genius520$100.002/9/2011 9:05:41 AM
leverage-monger$25.002/9/2011 9:48:03 AM
a-finance-nirvana$25.002/9/2011 4:45:36 PM
caNative$25.002/9/2011 11:02:12 AM
liberty-destiny3$25.002/9/2011 6:35:46 PM
LibbyZ$50.002/9/2011 6:17:27 PM
Bob450$25.002/9/2011 8:55:54 PM
benefit-banshee$50.002/9/2011 6:38:32 PM
tomoe$25.002/10/2011 2:24:51 PM
papaloha$25.002/11/2011 1:01:06 AM
jjswanso$50.002/11/2011 5:44:35 AM
finance-mushroom$32.362/11/2011 1:47:42 AM
worthy-bid8$50.002/11/2011 6:06:50 AM
yield-aurora4$100.002/11/2011 9:31:17 AM
gain-equator$25.002/11/2011 12:10:44 PM
desertoasis$25.002/11/2011 8:15:44 PM
MARWARISETH$25.002/12/2011 7:47:11 AM
CA-Lender$25.002/12/2011 3:02:07 AM
Investoman$50.002/12/2011 3:07:54 AM
treasure-bliss$44.472/12/2011 2:40:47 AM
IIP77$25.002/12/2011 6:20:59 AM
drkosh$25.002/12/2011 9:23:24 AM
Armyman122$50.002/12/2011 11:10:05 AM
kind-efficient-credit$25.002/12/2011 6:36:33 PM
vigorous-velocity$50.002/12/2011 2:16:04 PM
x27$25.002/13/2011 9:40:19 AM
GCInvestments$25.002/13/2011 5:20:19 PM
John_Galt$25.002/13/2011 8:19:31 PM
loss-of-control$25.002/13/2011 12:57:36 PM
CincyTex$50.002/13/2011 2:04:38 PM
miked8303$25.002/13/2011 4:10:06 PM
incbx$50.002/13/2011 6:00:47 PM
emphatic-bonus5$25.002/13/2011 7:15:01 PM
jhernand17$25.002/14/2011 6:16:50 AM
reward-adventure$50.002/14/2011 8:06:13 AM
liberty-society5$25.002/14/2011 2:11:32 PM
greenback-porcelain2$25.002/14/2011 11:32:56 AM
LAM26$25.002/14/2011 9:36:18 AM
seisen$50.002/14/2011 9:36:23 AM
shrewd-peace7$25.002/14/2011 4:23:20 PM
lucrative-transparency0$50.002/14/2011 4:25:39 PM
the-yield-surfer$50.002/14/2011 4:30:34 PM
asiaratt$50.002/14/2011 4:30:37 PM
famous-bill$25.002/14/2011 4:31:04 PM
minddoc$25.002/14/2011 2:00:49 PM
Boston005$25.002/14/2011 4:46:39 PM
pixeldave$50.002/14/2011 4:47:26 PM
30Sky$25.002/14/2011 4:47:44 PM
profitable-return5$25.002/14/2011 4:47:53 PM
Pilotaceh$25.002/14/2011 4:48:03 PM
life-is-great$50.002/14/2011 4:48:09 PM
papaman$25.002/14/2011 4:48:20 PM
ingenious-truth0$55.002/14/2011 4:48:25 PM
Uncle_Scrooge$50.002/14/2011 4:48:56 PM
zone8$125.002/14/2011 4:49:06 PM
rescue$100.002/14/2011 4:49:24 PM
orange-preeminant-bill$50.002/14/2011 2:43:05 PM
shmb6508$25.002/14/2011 4:30:31 PM
epic-value6$50.002/14/2011 4:32:30 PM
gain-gourd$75.002/14/2011 4:26:39 PM
BidDaddyBigBucks$25.002/14/2011 4:33:22 PM
retirementlady$25.002/14/2011 4:46:31 PM
open-minded-fund9$50.002/14/2011 4:46:37 PM
wanna-help$50.002/14/2011 4:47:31 PM
Rob717171$50.002/14/2011 4:47:35 PM
be_wise$25.002/14/2011 4:47:50 PM
finance-vault$25.002/14/2011 4:48:00 PM
haplender$50.002/14/2011 4:30:55 PM
Mark-7$50.002/14/2011 4:48:11 PM
kegs$150.002/14/2011 4:48:21 PM
banker65010$25.002/14/2011 4:48:35 PM
deal-hickory5$50.002/14/2011 4:48:50 PM
balance-hercules$50.002/14/2011 4:48:54 PM
oregonusa$25.002/14/2011 4:49:09 PM
nimble-economy863$25.002/14/2011 4:46:56 PM
Iamthewalrus$25.002/14/2011 4:47:51 PM
supersarah61$25.002/14/2011 4:48:01 PM
red-power-pecan$50.002/14/2011 4:48:12 PM
market-inspector$50.002/14/2011 4:48:18 PM
raisingophelia$25.002/14/2011 4:48:23 PM
Ocean713$50.002/14/2011 4:49:00 PM
credit-sycamore4$100.002/14/2011 4:49:10 PM
deegeeman$50.002/14/2011 4:49:20 PM
runner262$25.002/14/2011 4:49:27 PM
benjamins-utopia$50.002/9/2011 9:06:01 AM
finance-prescription$50.002/9/2011 9:06:06 AM
jazzlender$25.002/9/2011 9:06:18 AM
sensible-order2$100.002/9/2011 9:02:48 AM
orderly-leverage$50.002/9/2011 9:04:48 AM
profit-powerplant$25.002/9/2011 9:05:35 AM
UCLA4life$35.002/9/2011 9:07:08 AM
monster4$50.002/9/2011 9:32:57 AM
musegaze$100.002/9/2011 9:05:55 AM
irrelevant$50.002/9/2011 9:07:15 AM
Jack55304$300.002/9/2011 9:07:19 AM
Artist_Blue$25.002/10/2011 6:06:27 AM
magnolia161$25.002/10/2011 6:16:34 PM
diplomatic-wealth7$25.002/11/2011 12:01:15 PM
authoritative-platinum7$25.002/11/2011 12:10:43 PM
money-bauble$100.002/11/2011 5:03:03 PM
seanambrose$25.002/11/2011 12:16:12 PM
larryboy10$25.002/11/2011 12:55:40 PM
Banker7371$25.002/12/2011 2:40:33 AM
hitsman$50.002/12/2011 12:17:18 PM
ds5184$25.002/12/2011 5:00:18 PM
Comoparklender$50.002/13/2011 6:52:21 AM
velocity-solo$25.002/13/2011 8:05:33 AM
108lender$100.002/12/2011 12:32:21 PM
planetibet$50.002/12/2011 3:26:09 PM
silver-enlightenment0$100.002/13/2011 5:42:36 PM
ingenious-deal6$25.002/13/2011 11:34:43 PM
melodious-openness$122.912/13/2011 5:13:18 PM
AdrianWapcaplet$50.002/13/2011 1:41:01 PM
comicdoc$50.002/14/2011 7:30:44 AM
umfan123$25.002/14/2011 6:06:31 AM
the-silver-blaster$50.002/14/2011 4:24:05 PM
NoCal$25.002/14/2011 4:26:10 PM
mobius404$25.002/14/2011 4:46:27 PM
social-conductor4$25.002/14/2011 4:47:00 PM
famous-bid9$25.002/14/2011 4:47:38 PM
hope-spinner$25.002/14/2011 4:48:08 PM
the-upbeat-p2p$50.002/14/2011 4:48:14 PM
community-platoon8$25.002/14/2011 4:48:24 PM
skuba$25.002/14/2011 4:48:53 PM
yield-lion$25.002/14/2011 4:49:11 PM
whatknows$25.002/14/2011 4:49:32 PM
ursus$50.002/14/2011 2:44:49 PM
payout-mongoose$25.002/14/2011 4:24:34 PM
power-trophy7$25.002/14/2011 4:24:48 PM
TheCount$25.002/14/2011 4:28:49 PM
capital-halo1$438.352/14/2011 4:24:49 PM
HHP$50.002/14/2011 4:27:08 PM
dough-bear$50.002/14/2011 4:27:34 PM
shrewd-deal$25.002/14/2011 4:46:21 PM
hope-hickory$25.002/14/2011 4:46:33 PM
organic-order$25.002/14/2011 4:47:10 PM
financial-frenzy$25.002/14/2011 4:47:28 PM
a-enticing-reward$25.002/14/2011 4:47:33 PM
IslandParadise$30.002/14/2011 4:47:42 PM
mdf$50.002/14/2011 4:47:56 PM
nicklds$25.002/14/2011 4:48:05 PM
vmann$50.002/14/2011 4:48:10 PM
kindness-hickory5$50.002/14/2011 4:48:17 PM
debt-force$25.002/14/2011 4:48:27 PM
Doodlemeyer$50.002/14/2011 4:48:41 PM
green-thoughtful-yield$25.002/14/2011 4:48:52 PM
festeringsnot$25.002/14/2011 4:48:57 PM
Cheburashka$25.002/14/2011 4:49:15 PM
Speculator$25.002/14/2011 4:49:25 PM
AF-Chief$50.002/14/2011 4:49:38 PM
innocent-dedication$25.002/14/2011 4:46:35 PM
saffron4$50.002/14/2011 4:47:40 PM
GInBaghdad$25.002/14/2011 4:47:58 PM
income-sage9$25.002/14/2011 4:48:07 PM
enriching-listing$25.002/14/2011 4:48:13 PM
emgventures$50.002/14/2011 4:48:22 PM
villagers$35.002/14/2011 4:48:53 PM
oreyedoc$50.002/14/2011 4:48:58 PM
credit-investor5$50.002/14/2011 4:49:01 PM
zipemdown$50.002/14/2011 4:49:16 PM
new-social-economist$60.002/14/2011 4:49:23 PM
166 Investments
 
Borrower Payment Dependent Notes Series 493305
This series of Notes was issued and sold upon the funding of the borrower loan #47152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1974 Debt/Income ratio: Not calculated
Credit score: 780-799 (Feb-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 24 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $403Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: Gatorbilly Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help establish good propser credit!
Purpose of loan:
This loan will be used to? fund my business, establish business credit, and a good prosper rating.? I own a constrcution company that specializes in framing, drywall, and acoustical ceilings.? The business is Titus Construction Group.? You may view our website at www.titusbuild.com.

My financial situation:
I am a good candidate for this loan because? this is a business loan.? We had revenues of $3.6 million in 2010 and will have no problem making these payments.? I only want to establish good prosper credit for future larger loans.

Monthly net income: $? Business net income is over $20k per month.

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: What was the net income of the business in 2010? - orange-impartial-asset
A: $318,000 (Feb-09-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: $160,000 mortgage balance $116,00 current value of home per zillow (Feb-09-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
simplelender80$100.002/9/2011 5:00:59 PM
SFBank$200.002/9/2011 5:01:04 PM
LuvToLend$29.062/9/2011 6:45:26 PM
tarion3$33.192/9/2011 8:36:27 PM
profit-powerplant$25.002/9/2011 5:04:50 PM
genius520$100.002/9/2011 5:04:54 PM
musegaze$100.002/9/2011 5:05:06 PM
jazzlender$25.002/9/2011 5:05:21 PM
Jack55304$300.002/9/2011 5:06:12 PM
DasMula$100.002/9/2011 5:21:22 PM
ddoneday$25.002/9/2011 5:22:54 PM
2grindstones$25.002/9/2011 5:13:00 PM
integrity-statue$100.002/9/2011 6:45:08 PM
restless-dime$50.002/9/2011 6:54:14 PM
credit-guard5$25.002/9/2011 7:06:23 PM
DHolly$30.002/9/2011 7:17:23 PM
DasMula$100.002/9/2011 5:26:43 PM
principal-star$25.002/9/2011 7:39:44 PM
kind-responsible-affluence$38.552/9/2011 7:43:55 PM
Kash2010lu$25.002/9/2011 7:50:07 PM
EL_Papin$100.002/9/2011 8:15:27 PM
Kqwik$35.162/9/2011 6:17:41 PM
open-minded-market99$50.002/9/2011 8:16:47 PM
suave-dime6$25.002/9/2011 5:03:54 PM
HamachiMan$50.002/9/2011 5:04:21 PM
finance-prescription$50.002/9/2011 5:05:14 PM
important-openness1$50.002/9/2011 5:05:18 PM
reflective-rupee$400.772/9/2011 5:06:57 PM
hopeful-truth5$100.002/9/2011 5:49:42 PM
benefit-banshee$50.002/9/2011 6:03:48 PM
larryboy10$25.002/9/2011 6:05:17 PM
Shining-Star$120.002/9/2011 6:30:00 PM
liberty-destiny3$25.002/9/2011 6:35:49 PM
marinbb$25.002/9/2011 6:58:41 PM
loyaltyologist$25.002/9/2011 7:24:47 PM
sensible-order2$100.002/9/2011 5:01:30 PM
nickel-hickory$25.002/9/2011 5:02:44 PM
droopie1$31.002/9/2011 8:21:52 PM
orderly-leverage$50.002/9/2011 5:03:43 PM
benjamins-utopia$50.002/9/2011 5:05:11 PM
kulender$50.002/9/2011 5:01:19 PM
irrelevant$50.002/9/2011 5:06:05 PM
monster4$50.002/9/2011 5:06:20 PM
liberty-society5$25.002/9/2011 5:06:31 PM
witty-openness$25.002/9/2011 5:06:33 PM
loss-of-control$100.002/9/2011 5:56:15 PM
head$25.002/9/2011 6:20:20 PM
one-midas$25.002/9/2011 5:18:01 PM
thrifty-capital$25.002/9/2011 6:54:25 PM
Wangchuk$25.002/9/2011 5:25:18 PM
orange-impartial-asset$500.002/9/2011 7:31:16 PM
unger$200.002/9/2011 7:34:05 PM
Ananya$25.002/9/2011 5:53:09 PM
LibbyZ$25.002/9/2011 6:17:31 PM
MoneyForNothing$7.272/9/2011 8:36:46 PM
55 Investments
 
Borrower Payment Dependent Notes Series 493331
This series of Notes was issued and sold upon the funding of the borrower loan #47133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Feb-09-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 23.38% Monthly payment: $260.11
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 9.85%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1993 Debt/Income ratio: 7%
Credit score: 700-719 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,591Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: efficient-funds7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Needed
Purpose of loan:
This loan will be used to get out from under my high interest rate credit cards.

My financial situation:
I am a good candidate for this loan because I have steady, long term employment?and just need a little help to become debt free.?

Monthly net income: $ 7,200

Monthly expenses: $ 4,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Whipster$25.002/10/2011 5:17:04 PM
enthralling-deal180$75.002/9/2011 9:01:59 AM
fishintime$100.002/9/2011 9:04:25 AM
Wangchuk$25.002/9/2011 9:51:57 AM
DasMula$57.002/9/2011 10:24:31 AM
marketplace-cello5$25.002/9/2011 9:04:40 AM
HamachiMan$50.002/9/2011 9:05:12 AM
reflective-rupee$300.772/9/2011 9:29:31 AM
sk10023$25.002/9/2011 2:18:03 PM
sensible-order2$100.002/9/2011 9:04:51 AM
genius520$100.002/9/2011 9:05:47 AM
famous-bill$25.002/9/2011 9:07:21 AM
2grindstones$50.002/9/2011 9:11:14 AM
a-restless-dollar$50.002/9/2011 1:29:30 PM
MarvintheMartian$25.002/9/2011 10:51:34 AM
penny-plato$25.002/9/2011 3:05:12 PM
_NaLNaBB$100.002/9/2011 3:50:04 PM
DalCowboys$25.002/9/2011 4:40:18 PM
workaholic68$25.002/9/2011 2:18:55 PM
heavy_ax$25.002/9/2011 5:18:37 PM
donenzo$25.002/9/2011 9:08:34 PM
spiff666$25.002/10/2011 8:37:59 AM
EarlyRiser$250.002/10/2011 10:46:27 AM
debt-force$25.002/11/2011 6:03:41 AM
loss-of-control$25.002/10/2011 7:33:25 PM
JeffHoll$80.002/11/2011 7:21:15 AM
VAGweilo$25.312/11/2011 12:50:52 AM
corporatejim$100.002/11/2011 3:28:29 AM
ethicalhumanist$50.002/11/2011 9:37:07 AM
bigphish$25.002/11/2011 11:31:17 AM
Astyanax$45.002/11/2011 1:32:26 PM
mraleig$125.002/11/2011 4:45:05 PM
careful-compassion$25.002/11/2011 7:17:37 PM
skuba$50.002/12/2011 12:45:59 AM
BidDaddyBigBucks$25.002/12/2011 12:01:25 PM
Leshan$25.002/12/2011 7:09:57 AM
MARWARISETH$25.002/12/2011 7:46:58 AM
hitsman$50.002/12/2011 12:07:58 PM
chameleon125$25.002/12/2011 9:07:10 AM
fallentimbers$25.002/12/2011 4:16:26 PM
NJournalist$25.002/12/2011 12:06:15 PM
moola-pillow$100.002/12/2011 8:06:12 PM
lucrative-coin$50.002/13/2011 2:58:17 PM
Purple11$50.002/12/2011 9:26:03 PM
thankful-nickel2$25.002/13/2011 3:42:39 PM
poolshark72$25.002/12/2011 6:25:06 PM
trade-goblin9$50.002/13/2011 6:12:09 AM
GCInvestments$25.002/13/2011 5:21:13 PM
incbx$50.002/13/2011 6:00:48 PM
commerce-yeller$30.002/13/2011 11:18:25 AM
tomaswk$1,000.002/14/2011 8:37:41 AM
efficient-treasure0$25.002/13/2011 3:06:14 PM
0403$25.002/14/2011 9:08:20 AM
whatreality$35.002/14/2011 9:16:55 AM
Phatt-Daddy$25.002/14/2011 8:41:45 AM
draggon77$25.002/14/2011 8:46:11 AM
agalt$75.002/14/2011 8:06:46 AM
beachfunder$50.002/14/2011 9:10:55 AM
bold-durability-drum$100.002/9/2011 9:05:20 AM
liberty-society5$25.002/9/2011 9:06:42 AM
Pulchritudinous$25.002/9/2011 9:01:18 AM
simplelender80$100.002/9/2011 9:03:33 AM
velocity-solo$50.002/9/2011 9:04:29 AM
kind-important-liberty9$25.002/9/2011 11:17:54 AM
jenkris$25.002/9/2011 9:05:04 AM
superb-funds335$25.002/9/2011 9:06:57 AM
kulender$100.002/9/2011 9:03:16 AM
benjamins-utopia$100.002/9/2011 9:03:20 AM
melodious-fairness$100.002/9/2011 9:03:26 AM
jazzlender$25.002/9/2011 9:03:52 AM
american6$100.002/9/2011 9:04:33 AM
Tradesmanlender$35.002/9/2011 9:05:17 AM
rjrventure$31.022/9/2011 2:33:39 PM
gain-equator$25.002/9/2011 9:05:27 AM
enchanted-yield4$50.002/9/2011 9:06:33 AM
irrelevant$50.002/9/2011 9:07:12 AM
favorite-commerce$50.002/9/2011 4:32:50 PM
newest-funds-powerplant$25.002/9/2011 12:24:58 PM
SolarMoonshine$50.002/9/2011 5:08:26 PM
hopeful-truth5$100.002/9/2011 5:55:22 PM
Shining-Star$25.002/9/2011 7:26:46 PM
RyanTH9893$25.002/9/2011 5:43:47 PM
lendstats_com$101.002/10/2011 7:34:41 AM
durability-revelry2$25.002/10/2011 9:54:49 AM
don8ter$25.002/10/2011 7:57:32 AM
wonder3$30.002/10/2011 6:20:16 AM
tomoe$25.002/10/2011 2:06:17 PM
loanman2007$75.002/10/2011 12:04:33 PM
serene-capital$25.002/10/2011 12:49:44 PM
jjswanso$50.002/11/2011 5:53:00 AM
platinum-czar$100.002/10/2011 7:41:07 PM
worthy-bid8$50.002/11/2011 6:06:43 AM
radforj22$25.002/10/2011 9:50:43 PM
equitable-p2ploan8$25.002/11/2011 10:19:19 AM
macjp123$25.002/11/2011 1:57:34 PM
balance-force$25.002/11/2011 3:30:03 PM
Bank_Of_XL$50.002/11/2011 2:02:09 PM
asset-professor$50.002/11/2011 2:12:48 PM
Grandmahoneybee$50.002/12/2011 8:47:33 AM
interstellar$75.002/12/2011 9:11:58 AM
mtp$50.002/12/2011 3:36:17 PM
Iza13$26.802/12/2011 9:03:26 PM
red-favorable-basis$25.002/13/2011 7:27:04 AM
all_of_that_one$35.002/13/2011 9:33:20 AM
dynrep$50.002/13/2011 11:08:03 AM
power-secret-agent$25.002/13/2011 1:27:09 AM
pfh$25.002/13/2011 5:53:23 AM
cash-queen$25.002/12/2011 9:59:31 PM
generous-deal6$50.002/13/2011 12:52:14 AM
mpatrick$25.002/13/2011 7:23:33 AM
dynrep$50.002/13/2011 10:55:13 AM
jdwillcox$100.002/14/2011 2:46:49 AM
Artist_Blue$25.002/14/2011 6:15:57 AM
hope-lionheart1$50.002/13/2011 8:19:43 PM
ChewyZ$25.002/14/2011 6:55:27 AM
mwb$25.002/14/2011 9:57:10 AM
enchanted-note$25.002/14/2011 10:15:51 AM
janus_god$25.002/14/2011 6:51:19 AM
moola-monger9$50.002/14/2011 8:21:21 AM
BxRealtor$25.002/14/2011 8:22:22 AM
donenzo$25.002/14/2011 8:31:34 AM
skaught$40.002/14/2011 9:18:35 AM
thebadpelican$25.002/14/2011 9:09:40 AM
6moonbeams$25.002/14/2011 10:01:41 AM
MoneyForNothing$3.102/14/2011 10:15:56 AM
goodhearted-basis4$25.002/14/2011 9:36:27 AM
credit-driver9$50.002/14/2011 9:44:46 AM
127 Investments
 
Borrower Payment Dependent Notes Series 493357
This series of Notes was issued and sold upon the funding of the borrower loan #47109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Feb-2011) Inquiries last 6m: 4Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,309Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: vibraphone2 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expanision for new sales
Purpose of loan:
This loan will be used to develop additional software to increase revenues?

My financial situation:
I am a good candidate for this loan because I have the experience to expand my business and to be able to repay this loan sooner than latter.?

Monthly net income: $ 8000.00

Monthly expenses: $
??Housing: $ 1575.00
??Insurance: $ 285.00
??Car expenses: $ 125
??Utilities: $ 220
??Phone, cable,internet: $172
??Food, entertainment: $ 420
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 485
??Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Wat is your business - restless-dime
A: Developed software for companies to accept ACH - Credit Card Payments and Check 21 capabilities. Have just secured 12 new clients in the last 60 day but have to develop additional module to secure a client who has already submitted their application for underwriting that will provide 43,000 transactions a month within the next 45 days. (Feb-10-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Kash2010lu$54.002/10/2011 5:00:58 PM
simplelender80$100.002/10/2011 5:01:35 PM
reflective-rupee$400.772/10/2011 5:02:38 PM
finance-prescription$50.002/10/2011 5:06:58 PM
monster4$50.002/10/2011 5:07:54 PM
jazzlender$25.002/10/2011 5:08:37 PM
sturdy-peace9$25.002/10/2011 5:24:04 PM
rupee_power$35.002/10/2011 5:26:25 PM
loss-of-control$50.002/10/2011 7:31:36 PM
whirlingdervish$30.002/10/2011 11:36:43 PM
SFBank$87.052/10/2011 5:01:56 PM
orderly-leverage$50.002/10/2011 5:05:43 PM
musegaze$100.002/10/2011 5:06:51 PM
important-openness1$50.002/10/2011 5:07:04 PM
HamachiMan$50.002/10/2011 5:05:57 PM
DHolly$30.002/10/2011 5:17:09 PM
Nerdster1$25.052/11/2011 3:47:25 AM
irrelevant$50.002/10/2011 5:07:33 PM
Jack55304$300.002/10/2011 5:07:47 PM
DasMula$25.002/10/2011 5:08:18 PM
MarvintheMartian$25.002/10/2011 6:10:10 PM
capital-halo1$75.002/10/2011 10:40:51 PM
Leshan$25.002/11/2011 7:07:05 AM
Artist_Blue$25.002/11/2011 12:51:31 AM
well-mannered-income3$40.002/11/2011 8:30:27 AM
ttrider$31.292/11/2011 8:34:50 AM
yons88$25.002/10/2011 9:14:53 PM
foothillender$25.002/11/2011 8:35:54 AM
mrxtravis$50.002/11/2011 1:24:46 AM
armny$138.782/11/2011 5:56:10 AM
witty-openness$25.002/11/2011 3:58:28 AM
capital-galaxy$75.002/11/2011 5:58:30 AM
worthy-bid8$50.002/11/2011 6:06:56 AM
Christophe$25.002/11/2011 7:19:17 AM
drb4ever$25.002/11/2011 6:37:34 AM
competent-p2p$27.022/11/2011 6:57:12 AM
leverage-monger$70.002/11/2011 8:12:39 AM
MoneyForNothing$16.742/11/2011 8:38:33 AM
genius520$100.002/10/2011 5:06:34 PM
impala6464$100.002/10/2011 6:00:57 PM
kulender$100.002/10/2011 5:01:46 PM
suave-dime6$25.002/10/2011 5:02:46 PM
Bob450$25.002/11/2011 1:16:39 AM
profit-powerplant$25.002/10/2011 5:06:27 PM
SolarMoonshine$25.002/10/2011 5:14:00 PM
jono9999$37.732/11/2011 4:27:29 AM
liberty-destiny3$25.002/10/2011 5:08:05 PM
loanman2007$100.002/11/2011 6:04:59 AM
thankful-nickel2$25.002/10/2011 6:23:12 PM
2grindstones$25.002/10/2011 9:13:29 PM
chrisb1414$25.002/11/2011 7:22:12 AM
restless-dime$50.002/10/2011 8:13:30 PM
Shining-Star$100.002/10/2011 8:17:34 PM
green-wampum-titan$25.002/11/2011 8:21:06 AM
favorite-commerce$50.002/10/2011 9:49:09 PM
droopie1$25.002/11/2011 12:30:55 AM
Core-Marketing$100.002/11/2011 4:48:13 AM
mmeyer_jr$30.002/11/2011 4:56:37 AM
aquistoyraul$25.002/11/2011 5:10:08 AM
head$25.002/11/2011 1:32:07 AM
debt-force$25.002/11/2011 6:03:49 AM
fund-secret-agent$25.002/11/2011 4:44:40 AM
RyanM561$25.002/11/2011 5:50:16 AM
rockhound84$25.002/11/2011 6:24:39 AM
cerebral-dollar773$62.572/11/2011 7:38:51 AM
hopeful-truth5$200.002/11/2011 6:45:08 AM
gold-cluster$100.002/11/2011 8:10:24 AM
sturdy-peace9$34.002/11/2011 8:38:14 AM
greencat$50.002/11/2011 7:25:32 AM
friendinmoney$25.002/11/2011 7:41:01 AM
70 Investments
 
Borrower Payment Dependent Notes Series 493365
This series of Notes was issued and sold upon the funding of the borrower loan #47167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Feb-10-2011 
Term: 36 months Listing End date:  Feb-15-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Feb-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 13 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,884Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: new-goal-loot Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
relocation for innovation
Purpose of loan:
I like to walk the line where technology meets the more analog practices of Architecture. Originally from the east coast where I got my bachelors in Architecture, I'm making a shift to front end engineering in San Francisco.

My interest is the integration of innovative engineering and construction practices, digitally inspired fabrication, interactive technologies, programming, social media, and human cognition.

I plan to hone my programming/engineering skills in order find ways to execute the intersection of these fields.

My financial situation:
I have recently gained several new project in california that I am very excited about and have made it my goat to increase my credit and consolidate my debt.

Monthly net income: $
2500

Monthly expenses: $
??Housing: $ 650
??Utilities: $ 50
??Credit cards and other loans: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
finance-prescription$50.002/10/2011 5:06:59 PM
liberty-destiny3$25.002/10/2011 5:08:05 PM
Kash2010lu$28.002/10/2011 5:04:49 PM
orderly-leverage$50.002/10/2011 5:05:44 PM
HamachiMan$50.002/10/2011 5:05:58 PM
reflective-rupee$25.772/10/2011 5:05:30 PM
musegaze$100.002/10/2011 5:06:52 PM
kind-important-liberty9$25.002/10/2011 6:14:41 PM
Jack55304$300.002/10/2011 5:07:49 PM
transformer855$50.002/10/2011 6:36:11 PM
greencat$50.002/11/2011 7:23:52 AM
Artist_Blue$25.002/11/2011 12:51:28 AM
witty-openness$25.002/11/2011 3:56:58 AM
ddoneday$35.022/11/2011 8:28:52 AM
houli123$31.902/11/2011 1:12:30 PM
diplomatic-wealth7$25.002/11/2011 12:01:26 PM
FutureLenderEC$25.002/12/2011 2:30:04 AM
Armyman122$50.002/12/2011 11:09:30 AM
KlarthXVII$25.002/12/2011 11:15:34 AM
periko$25.002/12/2011 8:13:58 PM
superb-kindness2$25.002/12/2011 3:09:33 PM
miked8303$25.002/13/2011 4:10:17 PM
umfan123$25.002/14/2011 6:17:19 AM
historic-nickel$25.002/14/2011 1:17:02 AM
yield-aurora4$100.002/14/2011 12:11:06 PM
money-baron$50.002/14/2011 2:04:54 PM
muirheaj$25.002/14/2011 6:36:27 PM
jazzlender$25.002/14/2011 4:30:45 PM
ingenious-deal6$25.002/14/2011 4:51:53 PM
flexible-and-social$50.002/14/2011 4:46:59 PM
commerce-web5$25.002/14/2011 10:01:50 PM
gain-equator$25.002/14/2011 4:54:05 PM
helping-out$50.002/14/2011 5:16:52 PM
money-bauble$100.002/15/2011 2:33:59 AM
money-fort$25.002/14/2011 5:19:20 PM
EBITDA$25.002/15/2011 1:47:07 AM
irrelevant$50.002/10/2011 5:07:33 PM
SolarMoonshine$25.002/10/2011 5:17:49 PM
Shining-Star$25.002/10/2011 8:22:22 PM
simplelender80$100.002/10/2011 5:01:36 PM
suave-dime6$25.002/10/2011 5:02:47 PM
kulender$100.002/10/2011 5:01:47 PM
genius520$100.002/10/2011 5:06:35 PM
monster4$50.002/10/2011 5:07:55 PM
profit-powerplant$25.002/10/2011 5:06:28 PM
important-openness1$50.002/10/2011 5:07:04 PM
leverage-monger$25.002/10/2011 6:37:40 PM
worthy-bid8$50.002/11/2011 6:06:57 AM
favorite-commerce$50.002/10/2011 9:48:46 PM
Bob450$25.002/11/2011 1:16:41 AM
larryboy10$25.002/11/2011 12:58:27 PM
ready-interest9$25.002/11/2011 10:19:33 AM
sensible-order2$100.002/11/2011 12:16:44 PM
investment-artist$25.002/11/2011 3:20:45 PM
papaloha$25.002/12/2011 1:35:49 AM
deepblue34$25.002/11/2011 6:45:10 PM
MARWARISETH$25.002/12/2011 7:47:17 AM
wild-orange$25.002/12/2011 8:09:12 AM
hitsman$50.002/12/2011 12:17:24 PM
benjamins-utopia$50.002/12/2011 3:00:40 PM
ds5184$25.002/12/2011 5:04:00 PM
kind-efficient-credit$25.002/12/2011 6:36:39 PM
poolshark72$25.002/12/2011 6:20:30 PM
GCInvestments$25.002/13/2011 5:20:25 PM
reward-adventure$50.002/14/2011 8:06:19 AM
incbx$50.002/13/2011 6:01:02 PM
gizmo65$25.002/13/2011 7:24:38 PM
John_Galt$25.002/13/2011 8:16:39 PM
tomaswk$200.002/14/2011 8:34:18 AM
minddoc$25.002/14/2011 2:00:56 PM
marwadi-62$50.002/14/2011 9:20:08 AM
leverage-monger$25.002/14/2011 4:35:00 PM
lalivn$25.002/14/2011 4:53:44 PM
EarlyRiser$220.852/14/2011 2:45:08 PM
vigorous-moola$36.002/14/2011 3:55:41 PM
Comoparklender$50.002/14/2011 4:29:10 PM
Investoman$50.002/14/2011 4:53:52 PM
obrun$26.612/15/2011 1:10:16 AM
seisen$50.002/15/2011 1:48:44 AM
a-plentiful-loyalty$50.002/14/2011 5:06:32 PM
d3v0t3d$50.002/14/2011 5:31:48 PM
jjswanso$25.002/14/2011 5:49:14 PM
OnTracInvest$25.002/14/2011 7:44:41 PM
natural-trade7$100.002/14/2011 7:56:42 PM
greenback-guard$25.002/15/2011 2:35:37 AM
85 Investments
 
Borrower Payment Dependent Notes Series 493625
This series of Notes was issued and sold upon the funding of the borrower loan #47015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Feb-11-2011 
Term: 36 months Listing End date:  Feb-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2000 Debt/Income ratio: 42%
Credit score: 680-699 (Feb-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:9y 9m
Amount delinquent: $0 Total credit lines: 8 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,367Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: valiant-exchange8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan to pay off bills
Purpose of loan:
This loan will be used to? pay off bills

My financial situation:
I am a good candidate for this loan because?i?all pay my bill on time?

Monthly net income: 2400
monthly expenses: $?1400
??Housing: $ 0
??Insurance: $0
??Car expenses: $ 500
??Utilities: $
??Phone, cable, internet: $50
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
InvestorAmountInvestment Date (PT)
Whipster$25.002/12/2011 5:02:58 AM
kulender$50.002/11/2011 5:01:50 PM
orderly-leverage$50.002/11/2011 5:04:16 PM
dtana$25.002/11/2011 5:10:25 PM
2grindstones$25.002/11/2011 5:31:38 PM
simplelender80$100.002/11/2011 5:01:44 PM
Bob450$25.002/12/2011 2:18:57 AM
HamachiMan$50.002/11/2011 5:04:26 PM
rhightower003$28.212/12/2011 2:37:58 AM
Jack55304$300.002/11/2011 5:04:55 PM
reflective-rupee$400.772/11/2011 5:10:04 PM
larryboy10$25.002/11/2011 5:29:56 PM
Wangchuk$25.002/11/2011 5:35:38 PM
ultimate-peace$50.002/11/2011 8:00:28 PM
zone6$50.002/11/2011 10:34:48 PM
hopeful-truth5$50.002/11/2011 10:19:25 PM
balance-force$25.002/12/2011 8:14:53 AM
Artist_Blue$25.002/12/2011 1:19:12 AM
lloyd_s$25.002/12/2011 2:15:03 AM
integrity-statue$25.002/12/2011 1:57:27 AM
Malkial$25.002/12/2011 2:37:42 AM
cloud8$40.002/12/2011 2:47:35 AM
loanman2007$75.002/12/2011 5:15:25 AM
RedSoxZealot$200.002/12/2011 5:09:58 AM
realtormoises$25.002/12/2011 6:03:44 AM
head$25.002/12/2011 6:23:11 AM
Ananya$25.002/12/2011 6:28:26 AM
Grandmahoneybee$25.002/12/2011 9:03:37 AM
keeminn$50.002/12/2011 9:05:46 AM
well-mannered-income3$40.002/12/2011 8:09:27 AM
shrewd-income$50.002/12/2011 8:20:22 AM
investment-artist$25.002/12/2011 8:25:13 AM
wcg-nyc$25.002/12/2011 10:33:23 AM
Armyman122$50.002/12/2011 11:07:18 AM
gaurantee101$25.002/12/2011 10:23:16 AM
loss-of-control$50.002/12/2011 12:03:03 PM
courteous-cash6$26.002/13/2011 5:52:40 AM
penny-sergeant$25.002/13/2011 6:46:00 AM
platinum-cargo$100.002/13/2011 10:19:28 AM
YoungTaxMan$25.002/12/2011 2:42:55 PM
SFBank$200.002/12/2011 2:58:46 PM
kind-efficient-credit$25.002/12/2011 6:36:49 PM
blitzen40$25.002/12/2011 3:31:14 PM
Christophe$25.002/13/2011 3:08:23 PM
poolshark72$25.002/12/2011 6:24:03 PM
ready-interest9$25.002/13/2011 9:06:08 AM
pfh$25.002/13/2011 5:54:18 AM
momentous-value$25.002/13/2011 9:53:14 PM
impala6464$75.002/13/2011 12:18:06 PM
vest_vortex$50.002/13/2011 1:09:51 PM
open-minded-fund9$50.002/13/2011 11:03:36 AM
s_man1$61.002/14/2011 5:07:07 AM
Rulea72$40.002/14/2011 8:17:08 AM
miked8303$25.002/13/2011 4:10:27 PM
GCInvestments$25.002/13/2011 5:20:36 PM
itsmaj$50.002/14/2011 4:13:11 AM
nickel-hickory$50.002/14/2011 9:51:20 AM
sudeep104$25.002/14/2011 11:36:17 AM
aquistoyraul$25.002/14/2011 8:09:30 AM
yield-aurora4$100.002/14/2011 12:11:13 PM
helpful-credit156$30.002/14/2011 12:37:09 PM
nilonc1$25.002/14/2011 9:16:31 AM
whatreality$25.002/14/2011 9:25:08 AM
mason5$100.002/14/2011 2:40:04 PM
EarlyRiser$250.002/14/2011 2:45:02 PM
ethicalhumanist$25.002/14/2011 11:36:00 AM
J-Rott$50.002/14/2011 2:32:25 PM
greenback-guard$25.002/14/2011 2:43:14 PM
suave-dime6$25.002/11/2011 5:02:21 PM
irrelevant$50.002/11/2011 5:04:50 PM
liberty-destiny3$25.002/11/2011 5:05:06 PM
jazzlender$25.002/11/2011 5:05:21 PM
unger$110.002/11/2011 7:29:14 PM
upbeat-finance8$25.002/11/2011 7:43:27 PM
nickel-hickory$25.002/11/2011 5:02:22 PM
get30inc$46.442/12/2011 1:59:19 AM
Kash2010lu$54.002/11/2011 5:03:10 PM
restless-dime$25.002/11/2011 5:03:52 PM
profit-powerplant$25.002/11/2011 5:04:32 PM
genius520$100.002/11/2011 5:04:35 PM
diplomatic-wealth7$25.002/11/2011 5:05:16 PM
minddoc$25.002/12/2011 3:25:44 AM
Shining-Star$100.002/11/2011 7:14:12 PM
credit-missile$75.002/11/2011 10:50:53 PM
dynamic-capital$25.002/11/2011 11:39:56 PM
JGB$50.002/12/2011 2:29:56 AM
Jonb6919$25.002/12/2011 2:32:37 AM
dedicated-diversification5$46.962/12/2011 2:50:15 AM
shrewd-peace7$30.002/12/2011 2:47:43 AM
bronzmajom$25.002/12/2011 7:29:24 AM
zone6$86.682/12/2011 7:20:27 AM
foothillender$25.002/12/2011 8:07:45 AM
favorite-commerce$50.002/12/2011 9:51:02 AM
Megaton$25.002/12/2011 1:30:00 PM
witty-openness$25.002/12/2011 2:26:14 PM
sturdy-peace9$50.002/12/2011 10:30:57 AM
ds5184$25.002/12/2011 4:58:58 PM
JPMorrisLegacyFund$47.322/13/2011 12:07:00 AM
RyanM561$25.002/12/2011 1:26:59 PM
droopie1$25.002/13/2011 9:26:01 AM
hitsman$50.002/12/2011 12:17:34 PM
larryboy10$25.002/13/2011 10:29:09 AM
superb-kindness2$25.002/12/2011 3:10:04 PM
musegaze$100.002/12/2011 3:00:52 PM
investment-artist$25.002/12/2011 4:40:52 PM
dynrep$25.002/13/2011 10:55:34 AM
MJF-PROJECT$44.412/14/2011 6:32:03 AM
thankful-nickel2$25.002/13/2011 3:50:34 PM
reward-adventure$50.002/14/2011 8:06:25 AM
social-hunter5$250.002/14/2011 6:21:04 AM
liberty-destiny3$25.002/14/2011 6:44:23 AM
greencat$50.002/14/2011 7:22:13 AM
nickel-hickory$50.002/14/2011 9:51:27 AM
velocity-solo$25.002/14/2011 6:01:01 AM
tomaswk$75.002/14/2011 8:32:03 AM
elegant-commerce7$50.002/14/2011 11:14:42 AM
PeePaw$25.002/14/2011 7:52:33 AM
56bones$25.002/14/2011 8:46:45 AM
Makingitrain$25.002/14/2011 9:36:13 AM
John_Galt$44.002/14/2011 12:23:56 PM
mpatrick$25.002/14/2011 2:25:25 PM
Happyhourcomics$25.002/14/2011 12:45:11 PM
122 Investments